{"metadata":{"transaction_key":"deprecated","request_id":"019e393f-d8bf-73e0-9ba9-3d9656e97918","sha256":"3e286704cc92785c05b5c53f7d07e65465a911ceacdb97231f34cfbdcffef1de","created":"2026-05-18T04:02:29.559Z","duration":1775.736,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":6831,"output_tokens":120},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":7542,"output_tokens":7556},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":7542,"output_tokens":536}},"results":{"channels":[{"alternatives":[{"transcript":"Good afternoon. This is Jaden. This is Veronica from Oakview Financial. How are you? That's good. I had you booked in until we got over your annual review. Is now still a good time for you? Yep. Perfect. Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Perfect. And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please? Yep. Perfect. That's exactly what I have here. And how's your day been so far? I've been busy. Yeah. Oh, nice. Oh, well, I will try not to keep you for too long, so you can get through it. But before I do kind of jump in, I do like to start by asking if there is anything specific that you are hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of an update and see what happens. Yep. Yep. Just check every now and then. Yep. No. That's good. And that's even though we've had a lot of last twelve months have been a bit of prevalent. We've obviously seen a bit of fluctuations in the market. Mhmm. Yes. Especially first, obviously, everything in The US going on with Trump and everything. And, obviously, more recently with the war and stuff, we have seen quite a bit of fluctuation. And it is good that you do keep an eye on it as well and can see those kind of market trends because depending on, obviously, when when it is that you're looking, sometimes it's like, oh, yeah. It's going great. And other times, it's just kind of, like, ebbs and flows a little bit. So it is good that it is something you do keep keep an eye on every now and then. But what I might do first, Jaden, is just to run through a bit of an updated fact plan with you just to see if there is anything major that has changed in your life, if we need to make any changes to your advice at all. So just kinda bear with me as I run through this information. Now when it comes to personal information, I have you down here as in a de facto relationship with no financial dependent. Is that still the case? Yep. Perfect. And next up, Kayne, I have Kelly nominated. That's still the case as well. Yep. Beautiful. Employment wise, has anything changed in the last twelve months or so? No. Perfect. So it's still a power station operator? Yep. Perfect. Now income, I have around a 175,000. Yes. Do you know roughly 200 with. Yep. And with your bonuses, do you know if your employer pays contributions on the bonus? Yeah. Typically, they do. Over time, not really. The bonuses, they do often. Alright. So let's just update that to about 200 including the bonus. Now I have a note here from when you spoke to my colleague last time that your employer pays a little bit of extra contribution. So 16.7%. Is that correct? Yep. Okay. Perfect. Now let me just look here for you. Now that does take you over the concessional contribution cap for the year. So the cap is 30,000. Most employers will stop paying at 30,000 because that's their only thing they have to pay up till. Some employers will pay more, though. Do you know if yours pays up to the cap? You get taxed extra for extra contributions over the cap? Yep. Okay. That's good. Can I that's good, though, because, yeah, a lot of the time employers, they because legally, you just have to go up to 30,000? They cut it off. But given they already pay you a little bit more than the standard, and if they do get extra as well, so for you, if it's 200,000 with bonus, that's 33,400. There's about 3,400 over the cap space. Yeah. Does that sound about right? Yeah. Perfect. Now you're not making any additional contribution otherwise yourself, are you? No. Good. Now asset and liability wise, I have here your property was last died at about 710,000. Do you know if that's gone up a little bit or roughly the same? Yep. Oh, wow. Okay. So you're happy for me to update through about a mill? Yeah. Yes. Well, if it's very similar to yours, I'll just leave it oh, okay. I'll just update it through a mill and just say roughly, obviously, because you haven't had it valued based on comps in the area, which is really good. Mortgage about 152,000. Yep. Perfect. I I especially yeah. Especially with interest repayments and stuff now as well, potentially. I also have two motor vehicles. One is worth 40,000 and $1.30. Does that sound about right? No? Okay. Okay. Yep. Yep. $6.00. Perfect. Now the one that's worth 30, I have here that you had 30 owing on it. About 20. Alright. Perfect. Yeah. Oh, that's the Audi? Yep. Perfect. The other motor vehicle, 40, I have here for about 20 owing. Got alright. Perfect. I will update that. And the one by that 60,000, do you have anything owing on that one? No. Perfect. Any other assets otherwise in the last twelve months? No. Perfect. Any other liabilities, like personal loans, credit cards, ZipPay? Yep. Yeah. Do you know roughly how much is owing on it? Okay. Yeah. Perfect. Otherwise, when it comes to health and lifestyle, I have you down here as a nonsmoker. And have you had any changes to your health otherwise in the last twelve months? Any significant health issues or injuries or anything? Yeah. Yep. Good. They're getting it cut out. Yep. Mhmm. Okay. And did the would did you request it, or did the doctor ask for a bit of a follow-up? Yep. Yep. Okay. Yep. Mhmm. Yep. Okay. Okay. Okay. It's always better to be safe, though, than having a look at it then. But otherwise, you're kind of working and, like, feel okay otherwise. Yep. Okay. Okay. Good. No. It is good to get a check, though. Otherwise, when it comes to estate planning, do you have a will in place at all? No. Okay. Do you have anyone who makes any financial decisions for you? No. Pat. Yeah. Yeah. That's all good. And, obviously, if anything were to happen to you, I have your nomination as Kelly to obviously receive everything if something would happen. Are you happy with that? Yeah. Beautiful. Otherwise, I guess when it comes to goals, the stuff that you are working towards in the next couple of years, I have here that last time we spoke to you, you were hoping to buy a new car, which you obviously did, so that's great. Otherwise, it was just to focus on paying down the mortgage. What would you say that's kind of so paying off the mortgage is your kind of main priority? But for you, it's your goals anyway. And is there anything else, like, that you guys are working towards that you are wanting to achieve otherwise? No? No. Yeah. Just yep. Just do some house. Yeah. House. Yeah. I might increase the value a little bit more in the house group. And when it comes to superannuation, I have here that, ideally, you would love to access super at the age of 60. And you wanted in terms of an income drawing from super when you retire, aiming for about the same as you what you are on now. Is that still kind of the goal for you? Yep. Okay. Perfect. Now the next thing I do wanna quickly run through, it is just a bit of an updated risk profile questionnaire. I was trying to make it quick for you because I know you're sitting in the car. It's just multiple choice. No right or wrong answers. Whatever you feel is the most appropriate for you, and that is just to see if we need to make any changes to your risk profile. So think of these in regards to your superannuation as well. So have you ever bought direct share yourself? Direct shares like stocks on the stock market? No. No problem. Next is in regards to inflation. So inflation means that things are getting more expensive over time, making your money worth less, and everything is costing a little bit more. Now how much of a risk are you willing to take in order to kinda keep up with your rising prices? Or would you say very high risk, just high, moderate, or a small amount of risk for your super? This is more so just to gauge your behavior around it. Now, obviously, it's sometimes a bit tricky because some some investments, it depends what it is and stuff, but it's more so for me to gauge how like, your behavior around the investment and how you feel about the investment. So, like, overall, would you say for your super that you would be willing to accept you a bit more of, like, those high risks having more in, like, your growth assets, so the ones that fluctuate a little bit more in order to grow it long term? Do you want a little bit more towards defensive or somewhere, like, in the middle? High risk. Okay. Perfect. So not super high, but a little bit more than moderate. Yep. Yes. Okay. Perfect. And fluctuation wise volatility, if you ever notice like, if you place an investment and after six months, it went down by 20% due to general trends in the market. So not like one particular investment that's gone bad, just typical trends in the market, what's happened. Would you say that you would if you had the option to do so, take advantage of that by thinking that now is potentially a good time to invest a little bit more. Would you hold and wait to see what happens, or would you want to sell and move through a bit more of a secure asset? But that means you are then selling when the prices have dropped. Right. Perfect. Yep. And would you say that you would invest heavily or just modestly? Yep. Okay. Perfect. Yep. And next is in regards to fluctuations again. So if you ever noticed, obviously, superannuation or any other investment fluctuate or go down in value temporarily, would you say that you would feel optimistic about future potential opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Yep. Yes. Yes. Perfect. So I would be concerned, but also understand that that is also the nature of the market, essentially. Yeah. Perfect. And last one here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? Would you ever consider taking out a loan to buy an investment property? No. So just kinda for your own property like you have, essentially? Yeah. Perfect. Now that tells me here that you have come out as a growth investor, which is the portfolio we currently have you invested in. So that's good. Do you remember what it means to be an a growth investor at all? No. No. That's okay. Basically, it tells me that you are looking at getting as much growth as you can out of your superannuation, you know, while you do still have plenty of time until retirement, but also that you are prepared to experience, you know, some level of fluctuation in order to get that growth. And when we are talking about an asset allocation, we see about 80% invested in your growth assets. So that will be things like Australian shares, international shares, as well as property and commodities, and then about 20% in defensive. So, like, your cash, your gold, your fixed interest, but limit fluctuations a little bit. Are you still comfortable with that? Yep. Great. Perfect. And when we are looking yeah. Yeah. Mhmm. Yes. Yes. Yep. Okay. Yep. Yep. Yep. Yep. Yep. Mhmm. Yep. Okay. Yep. Yep. Yep. And it's good to know as well. And then when it's good because I'll put a little note here. So if we see it, it's because, obviously, what's changing. Now while you are still in growth, though, it is still like, your money will still grow. Obviously, having less money going in from super exact exactly. Mhmm. But Yeah. Okay. Yep. Yep. Perfect. Oh, that's good. We'll keep a little look at it look at it for it. And if you do need the contribution forms or anything when the time comes, just let us know. But with that, I do wanna just check quickly with your insurances just to see if you how that's all looking. Now do you have access to your emails at the moment, or is it a bit tricky on the phone? Yeah. Okay. Perfect. No. That's all good. Most people are fine, but I just do like to recheck. So I have to send you an email with some documents if you're able to access that for me. Now we have recently changed the software, so it might look a little bit different to what you are used to. But, basically, if you can click on the email, but before you click on the link or it says sign now, there should be a couple of attachments at the bottom of the email. Can you see those? And if you just kinda scroll down in that email, can you see a couple of, like, PDF documents? Yes. Sorry. That should be yes. Perfect. So I'll make it quick for you. The the first three ones, so the services guide version one and financial services guide version two, I'll let you have a read over in your own time. You would have seen this one before. It's just a bit of an updated version. It is one of those compliance documents, but, basically, everything that you do need to know about us is in there. None of the important information has changed. We've had a bit of an extension to the team, which is good, and also a bit more, updates to marketing. So as you if you do have a look through it, you will see a photos of all the directors and our advisers. I'm there as well if you do wanna put a face to the voice. But, otherwise, I will let you have a read over those in your own time. If you can then open can you see one with a summary of insurance and superannuation? Yep. Perfect. So that gives you a bit of a update on your situation. So you can see you'll have 24. It's where you have your super. You do have about 399,000 in them, and then you have insurances. So you have your insurances with Encompass. You have life and PPD of 841,080. Are you still happy with the level of cover for life and PPD, or what are your thoughts on that? That's okay? Okay. So with with your income protection, that's the only thing that would we'd have to keep in mind for if you earn less. So it's more so in regards to the the take home pay because that is 70% of your income at the time of claim. So just let us know. The only thing is if we, let's say, decrease it. So if we reduce it for you, obviously, it'll make the premium cheaper. But if anything changes and let's say you go back, like, you only do it for a little bit and then you go back to similar structure you have now, the only yes. Yes. Flexibility. Okay. Great. Because that's the one thing, especially then with your with your income protection that, yes, if you were through let's say you do start the job and you you have to go on claim, you can only get 70% of the income that you're earning at the time. But if we do correct. If we do decrease it and then let's say six months later, you go back to earning 200,000 and we've decreased it, yes, the problem correct. The problem is it's very easy to decrease it. The insurers are happy. They take on less risk. Just a quick form, happy days. It's tricky to do the other way. Because if we, let's say, decrease it to, let's say, 5,000, and then you go, oh, actually, six months, I wanna offer it through ten again, the insurance will be like, okay. Well, we are now taking on more risks, so we like to do the whole pre assessment again. And if there is any health issues whatsoever or even with the cardiogram, like, if there is anything that could potentially cause issues. So exactly. So especially if it is something that you are looking at going back to, yes, it will mean that you are slightly over insured and paying for a little bit more than you could potentially get if something were to happen, especially if it is a bit more not super certain. Exactly. Exactly. Because then, yeah, you don't wanna do decrease and then, oh, no. I need more, and then we've kind of screwed herself over. So I just wanted to let you know. Yeah. Yeah. Mhmm. Okay. Good. Okay. Perfect. From the okay. Well, then it'll be basically same same. They would just need sometimes as a like, if it's, like, from a business owner, they would just need different documentation to show it. But, basically, at the end of the day, they just need to prove your take home pay. And if the take home pay stays the same, definitely matter where it comes from. Yeah. Okay. Perfect. Yep. Okay. Amazing. Perfect. You can see here that because of the way it's structured, you get a 15% rebate in tax. So after that, it is 3,594 for all three inside super for you. Perfect. Now the next document you should have is your twelve month performance report. Now I know you said that you are pretty across or keeping an eye on it every now and then, so I'll try not to spend too much time on this. But I do wanted to kind of revisit one of the investments. So if you're happy for me to do so, I would like to do a little bit more research on your investment because there is one investment that I would like to look at potentially changing for you, and that is your Benelon Australia equity, which you may have seen if you've been keeping an eye on it that it's been underperforming a little bit. Yep. So I would like to do do some research and see if I can find a better alternative option that fits into your portfolio. That'll put you in a little bit better position, improve those returns a little bit for you as well. So it does Yes. No. I would like to do that. Yes. So it will take me about a week or two to put it all together. I am quite booked out for the next week, but let me see. Okay. Let me have a look. So which day usually works best? Is Monday normally best for you? Or you go? Okay. Do you have your roster or anything for the week of the June 1? So between the June or two weeks? Yes. Sorry. Not a good time. Okay. Okay. Yeah. We can do an afternoon appointment that day. Yes? Sorry. That's okay. Yeah. Yep. Okay. Let it's okay for you. So yep. So about yep. Perfect. So 01:30, Thursday, the fourth. Yes. I can do that. I can do that. I'll book that in. That is Thursday the fourth at 11:30AM your time. Would you like a reminder text at, like, two hours before the appointment? If anything changed You're good. Reminder. Oh, great. Love it. Yeah. Perfect. I'll book that in, and I will send you an email at the time with the documents to kind of go through a bit of a proposal for you with some investment changes. I'll go through it with you, and then you can obviously let me know what you are thinking. Yeah. I do very much appreciate the trust. From the compliance point, I do still have to let you know and just make sure you're happy, but I do appreciate that you you have that full trust, which is really good to hear. Now yeah. We'll we'll we'll try our best. Now otherwise, David, you will also see in the document a certificate of currency. That just shows you your insurances again in a bit more detail, lets you know that's all paid up to date. You'll also have a Vanguard index chart. Probably seen this one before. It's just a good visual representation of what we are talking about the market. You can see if you do have a look at it at some point as well, it it show you kind of all the ups and downs of the market. Long term always goes up. Short term, some ups and downs depending on what is going on. And then if you're happy to do so, if you're happy to click start now for me, it should ask you to sign one document, and that is your ongoing service agreement, which is just to say that you are happy to stay on as a client. Now there is no changes whatsoever in regards to the fee structure. Because of Yes. If you press sign or start, does that then take you up to, like, a hub 24 fee consent form? Yes. Yep. That's the one. And, yeah, there's no changes to the fee structure because, obviously, Kelly is a client as well. It is that reduced fee of 1.1 for both of you, which is great. So no changes in regards to that. That stays exactly the same. Just to say that you're happy to stay on as a client, not a locking contract at any point in time, though. So if it ever is that you're not happy, not a lock in contract. But, basically, by signing this otherwise, it lets us stay on and service your account and manage everything else for you. It should just ask you to add the signature and the date, I believe, and I think that's everything. Yep. And then once you press validate or confirm, it should then yes. Beautiful. And it should then send it back to me. While I do wait for that, do you have any other questions, or is there anything else that you need from me otherwise before I let you go and enjoy your gym session? No. That's all good. Alright. Let me see here. And it said loading. Oh, yes. Beautiful. I can see that's come through on my end, which is great. So I will get that all loaded for you, and then you are all booked in on Thursday, June 4 at 11:30AM, your time just to go through those investment changes. Beautiful. Well, thank you so much for your time today, Jaden, and I look forward to speaking with you on the fourth. No worries. We'll speak soon. Bye.","confidence":0.9980469,"words":[{"word":"good","start":3.04,"end":3.28,"confidence":0.66259766,"punctuated_word":"Good","sentiment":"neutral","sentiment_score":0.3287663459777832},{"word":"afternoon","start":3.28,"end":3.76,"confidence":0.99902344,"punctuated_word":"afternoon.","sentiment":"neutral","sentiment_score":0.20388132333755493},{"word":"this","start":3.76,"end":3.9199998,"confidence":0.890625,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.1463642120361328},{"word":"is","start":3.9199998,"end":4.08,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1387384682893753},{"word":"jaden","start":4.08,"end":4.58,"confidence":0.81136066,"punctuated_word":"Jaden.","sentiment":"neutral","sentiment_score":0.2006387710571289},{"word":"this","start":6.16,"end":6.3999996,"confidence":0.9941406,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.12384149432182312},{"word":"is","start":6.3999996,"end":6.64,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12631069123744965},{"word":"veronica","start":6.64,"end":7.04,"confidence":0.9951172,"punctuated_word":"Veronica","sentiment":"neutral","sentiment_score":0.17297573387622833},{"word":"from","start":7.04,"end":7.2799997,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.17741970717906952},{"word":"oakview","start":7.2799997,"end":7.68,"confidence":0.4758911,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.1557380110025406},{"word":"financial","start":7.68,"end":8.18,"confidence":0.9980469,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.15923181176185608},{"word":"how","start":8.24,"end":8.4,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.14453312754631042},{"word":"are","start":8.4,"end":8.559999,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.145245760679245},{"word":"you","start":8.559999,"end":9.059999,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.16350144147872925},{"word":"that's","start":10.48,"end":10.88,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.7249107360839844},{"word":"good","start":10.88,"end":11.38,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.728508710861206},{"word":"i","start":12.095,"end":12.335,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4905720055103302},{"word":"had","start":12.335,"end":12.495,"confidence":0.9970703,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.448064923286438},{"word":"you","start":12.495,"end":12.735001,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31438398361206055},{"word":"booked","start":12.735001,"end":13.055,"confidence":0.9980469,"punctuated_word":"booked","sentiment":"positive","sentiment_score":0.3532647490501404},{"word":"in","start":13.055,"end":13.295,"confidence":0.98291016,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.37268102169036865},{"word":"until","start":13.295,"end":13.455,"confidence":0.60791016,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.29483842849731445},{"word":"we","start":13.455,"end":13.615,"confidence":0.55078125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2423446625471115},{"word":"got","start":13.615,"end":13.775001,"confidence":0.9760742,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.20104575157165527},{"word":"over","start":13.775001,"end":13.935,"confidence":0.99121094,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.3209298849105835},{"word":"your","start":13.935,"end":14.175,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2963317036628723},{"word":"annual","start":14.175,"end":14.495001,"confidence":0.9863281,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.30596086382865906},{"word":"review","start":14.495001,"end":14.815001,"confidence":0.9975586,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.2732938528060913},{"word":"is","start":14.815001,"end":14.895,"confidence":0.95703125,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.30982375144958496},{"word":"now","start":14.895,"end":15.135,"confidence":0.9111328,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.278786301612854},{"word":"still","start":15.135,"end":15.295,"confidence":0.9902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.26354077458381653},{"word":"a","start":15.295,"end":15.375,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3274398148059845},{"word":"good","start":15.375,"end":15.535,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2944636940956116},{"word":"time","start":15.535,"end":15.775001,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.3446040153503418},{"word":"for","start":15.775001,"end":15.8550005,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.30284547805786133},{"word":"you","start":15.8550005,"end":16.355,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.28819623589515686},{"word":"yep","start":17.855,"end":18.255001,"confidence":0.92089844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11019629240036012},{"word":"perfect","start":18.255001,"end":18.755001,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3198819160461426},{"word":"now","start":19.695,"end":19.935,"confidence":0.9873047,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.10949096083641052},{"word":"just","start":19.935,"end":20.095001,"confidence":0.9536133,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04121711850166321},{"word":"before","start":20.095001,"end":20.415,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.023437216877937317},{"word":"i","start":20.415,"end":20.494999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04487180337309837},{"word":"do","start":20.494999,"end":20.735,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04596775770187378},{"word":"go","start":20.735,"end":20.815,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04684622585773468},{"word":"any","start":20.815,"end":21.135,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.025821737945079803},{"word":"further","start":21.135,"end":21.455,"confidence":0.99853516,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":0.02036866918206215},{"word":"i","start":21.455,"end":21.535,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.032334960997104645},{"word":"just","start":21.535,"end":21.775002,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03996169567108154},{"word":"need","start":21.775002,"end":21.935001,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.037279583513736725},{"word":"to","start":21.935001,"end":22.175,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.040474217385053635},{"word":"let","start":22.175,"end":22.335,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.043531905859708786},{"word":"you","start":22.335,"end":22.415,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027524622157216072},{"word":"know","start":22.415,"end":22.654999,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.027054959908127785},{"word":"that","start":22.654999,"end":22.815,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023531604558229446},{"word":"our","start":22.815,"end":22.975,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.013749849051237106},{"word":"calls","start":22.975,"end":23.295,"confidence":0.99902344,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.028829442337155346},{"word":"are","start":23.295,"end":23.455,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.026388250291347504},{"word":"being","start":23.455,"end":23.695,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.025818590074777603},{"word":"recorded","start":23.695,"end":24.175,"confidence":1.0,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":0.0217520035803318},{"word":"for","start":24.175,"end":24.335,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.015416402369737623},{"word":"quality","start":24.335,"end":24.654999,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.02606453374028206},{"word":"and","start":24.654999,"end":24.895,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018790505826473236},{"word":"coaching","start":24.895,"end":25.295,"confidence":0.9921875,"punctuated_word":"coaching","sentiment":"neutral","sentiment_score":0.05284423753619194},{"word":"purposes","start":25.295,"end":25.795,"confidence":0.8076172,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.03717390075325966},{"word":"if","start":25.855,"end":26.015,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04625220969319344},{"word":"that's","start":26.015,"end":26.255001,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.030991114675998688},{"word":"okay","start":26.255001,"end":26.755001,"confidence":0.86083984,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.05253269150853157},{"word":"perfect","start":28.210001,"end":28.710001,"confidence":0.98583984,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2098855227231979},{"word":"and","start":29.09,"end":29.33,"confidence":0.50097656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07267001271247864},{"word":"just","start":29.33,"end":29.57,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05899781733751297},{"word":"to","start":29.57,"end":29.65,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05638715997338295},{"word":"confirm","start":29.65,"end":30.05,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.08612747490406036},{"word":"i","start":30.05,"end":30.130001,"confidence":0.9838867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06432997435331345},{"word":"am","start":30.130001,"end":30.45,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.04518207535147667},{"word":"speaking","start":30.45,"end":30.77,"confidence":1.0,"punctuated_word":"speaking","sentiment":"neutral","sentiment_score":0.0329144224524498},{"word":"with","start":30.77,"end":31.01,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.032288044691085815},{"word":"the","start":31.01,"end":31.09,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04857315495610237},{"word":"right","start":31.09,"end":31.41,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.06829050183296204},{"word":"person","start":31.41,"end":31.91,"confidence":0.9536133,"punctuated_word":"person,","sentiment":"neutral","sentiment_score":0.06981749832630157},{"word":"just","start":31.970001,"end":32.29,"confidence":0.97802734,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06696386635303497},{"word":"for","start":32.29,"end":32.45,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04821137338876724},{"word":"security","start":32.45,"end":32.95,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.04168454185128212},{"word":"purposes","start":33.010002,"end":33.510002,"confidence":0.9909668,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.06652803719043732},{"word":"could","start":34.37,"end":34.61,"confidence":0.984375,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.06981858611106873},{"word":"you","start":34.61,"end":34.77,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05053839832544327},{"word":"please","start":34.77,"end":35.09,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.03992875665426254},{"word":"confirm","start":35.09,"end":35.57,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.05101938173174858},{"word":"your","start":35.57,"end":35.81,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03484712541103363},{"word":"full","start":35.81,"end":36.05,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.04804889857769013},{"word":"name","start":36.05,"end":36.45,"confidence":0.99902344,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.03465014696121216},{"word":"date","start":36.45,"end":36.690002,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.05724398046731949},{"word":"of","start":36.690002,"end":36.85,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.050580721348524094},{"word":"birth","start":36.85,"end":37.09,"confidence":0.99194336,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.05806276947259903},{"word":"and","start":37.09,"end":37.33,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.045771606266498566},{"word":"address","start":37.33,"end":37.73,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.040640100836753845},{"word":"for","start":37.73,"end":37.81,"confidence":0.984375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.043258506804704666},{"word":"me","start":37.81,"end":38.05,"confidence":0.9995117,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.042579829692840576},{"word":"please","start":38.05,"end":38.55,"confidence":0.97924805,"punctuated_word":"please?","sentiment":"neutral","sentiment_score":0.038389161229133606},{"word":"yep","start":44.305,"end":44.705,"confidence":0.9797363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12082069367170334},{"word":"perfect","start":44.705,"end":45.105003,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.445770263671875},{"word":"that's","start":45.105003,"end":45.345,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4581782221794128},{"word":"exactly","start":45.345,"end":45.825,"confidence":1.0,"punctuated_word":"exactly","sentiment":"positive","sentiment_score":0.5574049353599548},{"word":"what","start":45.825,"end":45.985,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.5338714718818665},{"word":"i","start":45.985,"end":46.065002,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5039930939674377},{"word":"have","start":46.065002,"end":46.305,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.47091159224510193},{"word":"here","start":46.305,"end":46.625,"confidence":0.9921875,"punctuated_word":"here.","sentiment":"positive","sentiment_score":0.4672790765762329},{"word":"and","start":46.625,"end":46.865,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18402767181396484},{"word":"how's","start":46.865,"end":47.105003,"confidence":0.9506836,"punctuated_word":"how's","sentiment":"neutral","sentiment_score":0.149867445230484},{"word":"your","start":47.105003,"end":47.265,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1138969361782074},{"word":"day","start":47.265,"end":47.425003,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.19213004410266876},{"word":"been","start":47.425003,"end":47.665,"confidence":0.99609375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.1359473466873169},{"word":"so","start":47.665,"end":47.825,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11444587260484695},{"word":"far","start":47.825,"end":48.065002,"confidence":0.9914551,"punctuated_word":"far?","sentiment":"neutral","sentiment_score":0.13511952757835388},{"word":"i've","start":48.065002,"end":48.145,"confidence":0.79785156,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.04337770864367485},{"word":"been","start":48.145,"end":48.385002,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.042165398597717285},{"word":"busy","start":48.385002,"end":48.885002,"confidence":0.9511719,"punctuated_word":"busy.","sentiment":"neutral","sentiment_score":0.0022771619260311127},{"word":"yeah","start":50.625,"end":51.125,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07526758313179016},{"word":"oh","start":53.35,"end":53.85,"confidence":0.9819336,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.011774963699281216},{"word":"nice","start":57.67,"end":57.99,"confidence":0.9995117,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.25452834367752075},{"word":"oh","start":57.99,"end":58.15,"confidence":0.80078125,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.09193261712789536},{"word":"well","start":58.15,"end":58.47,"confidence":0.6677246,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.0962466597557068},{"word":"i","start":58.47,"end":58.79,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.114006869494915},{"word":"will","start":58.79,"end":59.11,"confidence":0.98291016,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10389360785484314},{"word":"try","start":59.11,"end":59.27,"confidence":0.9980469,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.09146225452423096},{"word":"not","start":59.27,"end":59.43,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05946942046284675},{"word":"to","start":59.43,"end":59.510002,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06353265047073364},{"word":"keep","start":59.510002,"end":59.67,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.03754403442144394},{"word":"you","start":59.67,"end":59.75,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07024072855710983},{"word":"for","start":59.75,"end":59.91,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0508003905415535},{"word":"too","start":59.91,"end":60.07,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.032983966171741486},{"word":"long","start":60.07,"end":60.39,"confidence":0.7081299,"punctuated_word":"long,","sentiment":"neutral","sentiment_score":0.08256757259368896},{"word":"so","start":60.39,"end":60.89,"confidence":0.9604492,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09493288397789},{"word":"you","start":60.95,"end":61.11,"confidence":0.88720703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11839748173952104},{"word":"can","start":61.11,"end":61.27,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12191995233297348},{"word":"get","start":61.27,"end":61.510002,"confidence":0.9116211,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11937324702739716},{"word":"through","start":61.510002,"end":61.75,"confidence":0.6425781,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.16002056002616882},{"word":"it","start":61.75,"end":62.25,"confidence":0.9379883,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.04861987754702568},{"word":"but","start":62.87,"end":63.11,"confidence":0.7114258,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.002576244994997978},{"word":"before","start":63.11,"end":63.43,"confidence":0.9453125,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.018738364800810817},{"word":"i","start":63.43,"end":63.59,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007271295413374901},{"word":"do","start":63.59,"end":63.75,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.002535056322813034},{"word":"kind","start":63.75,"end":63.91,"confidence":0.99121094,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.008141707628965378},{"word":"of","start":63.91,"end":64.07,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014489814639091492},{"word":"jump","start":64.07,"end":64.31,"confidence":0.9980469,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":-0.006814036518335342},{"word":"in","start":64.31,"end":64.55,"confidence":0.9995117,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.007097693160176277},{"word":"i","start":64.55,"end":64.71,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012841202318668364},{"word":"do","start":64.71,"end":64.87,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.015491385012865068},{"word":"like","start":64.87,"end":65.03,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02682138979434967},{"word":"to","start":65.03,"end":65.19,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.019804472103714943},{"word":"start","start":65.19,"end":65.43,"confidence":0.99121094,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.02112569287419319},{"word":"by","start":65.43,"end":65.59,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.009957503527402878},{"word":"asking","start":65.59,"end":65.91,"confidence":0.99902344,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.028888702392578125},{"word":"if","start":65.91,"end":66.07,"confidence":0.93603516,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.01777777075767517},{"word":"there","start":66.07,"end":66.23,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.020978573709726337},{"word":"is","start":66.23,"end":66.39,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.016833245754241943},{"word":"anything","start":66.39,"end":66.89,"confidence":0.99609375,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.015521369874477386},{"word":"specific","start":66.95,"end":67.245,"confidence":0.9838867,"punctuated_word":"specific","sentiment":"neutral","sentiment_score":0.015362683683633804},{"word":"that","start":67.325005,"end":67.485,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.002818860113620758},{"word":"you","start":67.485,"end":67.645004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006421998143196106},{"word":"are","start":67.645004,"end":67.725006,"confidence":0.8408203,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0024843215942382812},{"word":"hoping","start":67.725006,"end":68.205,"confidence":0.99902344,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.008759982883930206},{"word":"to","start":68.205,"end":68.285,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014849737286567688},{"word":"get","start":68.285,"end":68.525,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01326894760131836},{"word":"out","start":68.525,"end":68.685005,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.04280196875333786},{"word":"of","start":68.685005,"end":68.845,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03464091569185257},{"word":"the","start":68.845,"end":69.005005,"confidence":0.9199219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04369227960705757},{"word":"review","start":69.005005,"end":69.325005,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.06011107191443443},{"word":"today","start":69.325005,"end":69.725006,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.032641466706991196},{"word":"or","start":69.725006,"end":70.205,"confidence":0.7636719,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0246095210313797},{"word":"any","start":70.205,"end":70.445,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.016954820603132248},{"word":"areas","start":70.445,"end":70.765,"confidence":0.99121094,"punctuated_word":"areas","sentiment":"neutral","sentiment_score":0.026846636086702347},{"word":"you","start":70.765,"end":70.925,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00224999338388443},{"word":"would","start":70.925,"end":71.085,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0076997652649879456},{"word":"like","start":71.085,"end":71.245,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.0010880082845687866},{"word":"me","start":71.245,"end":71.405,"confidence":0.9970703,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.00025668367743492126},{"word":"to","start":71.405,"end":71.565,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007700230926275253},{"word":"focus","start":71.565,"end":71.965004,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.0006985776126384735},{"word":"on","start":71.965004,"end":72.205,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.016581136733293533},{"word":"or","start":72.205,"end":72.365005,"confidence":0.76171875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0068231001496315},{"word":"whether","start":72.365005,"end":72.685005,"confidence":0.99902344,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.012937106192111967},{"word":"it's","start":72.685005,"end":72.845,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.010114983655512331},{"word":"just","start":72.845,"end":73.005005,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.018028005957603455},{"word":"a","start":73.005005,"end":73.085,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.020459167659282684},{"word":"bit","start":73.085,"end":73.245,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.011939726769924164},{"word":"of","start":73.245,"end":73.325005,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.010522034019231796},{"word":"an","start":73.325005,"end":73.405,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.010672783479094504},{"word":"update","start":73.405,"end":73.725006,"confidence":0.9941406,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.002258552238345146},{"word":"and","start":73.725006,"end":73.965004,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05613327771425247},{"word":"see","start":73.965004,"end":74.205,"confidence":0.9921875,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.08801024407148361},{"word":"what","start":74.205,"end":74.445,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.09708991646766664},{"word":"happens","start":74.445,"end":74.945,"confidence":0.5488281,"punctuated_word":"happens.","sentiment":"neutral","sentiment_score":-0.0507742241024971},{"word":"yep","start":77.005005,"end":77.505005,"confidence":0.9211426,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.030694056302309036},{"word":"yep","start":79.82,"end":80.060005,"confidence":0.70251465,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.023351505398750305},{"word":"just","start":80.060005,"end":80.3,"confidence":0.4909668,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.027772024273872375},{"word":"check","start":80.3,"end":80.54,"confidence":0.9980469,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.03149908035993576},{"word":"every","start":80.54,"end":80.78,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.03035571053624153},{"word":"now","start":80.78,"end":80.94,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.02635720558464527},{"word":"and","start":80.94,"end":81.020004,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019226642325520515},{"word":"then","start":81.020004,"end":81.520004,"confidence":0.99560547,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.031007194891572},{"word":"yep","start":81.740005,"end":82.240005,"confidence":0.9562988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12054543942213058},{"word":"no","start":87.020004,"end":87.26,"confidence":0.90625,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.001218017190694809},{"word":"that's","start":87.26,"end":87.5,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09502504765987396},{"word":"good","start":87.5,"end":88.0,"confidence":0.9909668,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.05812139809131622},{"word":"and","start":88.3,"end":88.54,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.027184976264834404},{"word":"that's","start":88.54,"end":88.78,"confidence":0.98657227,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.03691660612821579},{"word":"even","start":88.78,"end":89.020004,"confidence":0.8798828,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.02446586638689041},{"word":"though","start":89.020004,"end":89.26,"confidence":0.99316406,"punctuated_word":"though","sentiment":"neutral","sentiment_score":-0.04448191076517105},{"word":"we've","start":89.26,"end":89.42,"confidence":0.98706055,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.07866590470075607},{"word":"had","start":89.42,"end":89.92,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.08550815284252167},{"word":"a","start":90.14,"end":90.3,"confidence":0.8720703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10820798575878143},{"word":"lot","start":90.3,"end":90.54,"confidence":0.9970703,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.10876653343439102},{"word":"of","start":90.54,"end":91.020004,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09785891324281693},{"word":"last","start":91.435005,"end":91.675,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.11638854444026948},{"word":"twelve","start":91.675,"end":91.755005,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.11339889466762544},{"word":"months","start":91.755005,"end":92.155,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.05740015208721161},{"word":"have","start":92.155,"end":92.315,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08570212870836258},{"word":"been","start":92.315,"end":92.475,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.09605403244495392},{"word":"a","start":92.475,"end":92.555,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09429667145013808},{"word":"bit","start":92.555,"end":92.795,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.08849841356277466},{"word":"of","start":92.795,"end":92.875,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08193695545196533},{"word":"prevalent","start":92.875,"end":93.275,"confidence":0.6623535,"punctuated_word":"prevalent.","sentiment":"neutral","sentiment_score":-0.10089834034442902},{"word":"we've","start":93.275,"end":93.515,"confidence":0.9765625,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":-0.08121444284915924},{"word":"obviously","start":93.515,"end":93.835,"confidence":0.9667969,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.07696858793497086},{"word":"seen","start":93.835,"end":93.995,"confidence":0.9970703,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.06456895172595978},{"word":"a","start":93.995,"end":94.075005,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08194942772388458},{"word":"bit","start":94.075005,"end":94.235,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07438692450523376},{"word":"of","start":94.235,"end":94.315,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08151823282241821},{"word":"fluctuations","start":94.315,"end":94.815,"confidence":0.99902344,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":-0.08155420422554016},{"word":"in","start":94.875,"end":95.035,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1243165358901024},{"word":"the","start":95.035,"end":95.195,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13761863112449646},{"word":"market","start":95.195,"end":95.695,"confidence":0.99316406,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.10736419260501862},{"word":"mhmm","start":96.354996,"end":96.854996,"confidence":0.81799316,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.08017170429229736},{"word":"yes","start":97.515,"end":98.015,"confidence":0.9836426,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.0012364601716399193},{"word":"especially","start":98.155,"end":98.635,"confidence":0.99609375,"punctuated_word":"Especially","sentiment":"neutral","sentiment_score":-0.02847163751721382},{"word":"first","start":98.635,"end":98.955,"confidence":0.71655273,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":-0.02648022770881653},{"word":"obviously","start":98.955,"end":99.455,"confidence":0.9951172,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.027792632579803467},{"word":"everything","start":99.515,"end":99.835,"confidence":0.99902344,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.0379674918949604},{"word":"in","start":99.835,"end":99.995,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.048930779099464417},{"word":"the","start":99.995,"end":100.235,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.04178939014673233},{"word":"us","start":100.235,"end":100.735,"confidence":1.0,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.07219454646110535},{"word":"going","start":100.795,"end":101.115005,"confidence":0.9819336,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.04289218783378601},{"word":"on","start":101.115005,"end":101.355,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.050781361758708954},{"word":"with","start":101.355,"end":101.595,"confidence":0.9873047,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04813879728317261},{"word":"trump","start":101.595,"end":101.915,"confidence":0.99609375,"punctuated_word":"Trump","sentiment":"neutral","sentiment_score":-0.026261992752552032},{"word":"and","start":101.915,"end":102.075005,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04388509690761566},{"word":"everything","start":102.075005,"end":102.475,"confidence":0.7142334,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.047164417803287506},{"word":"and","start":102.475,"end":102.955,"confidence":0.85961914,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.003189763054251671},{"word":"obviously","start":102.955,"end":103.435,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.006152544170618057},{"word":"more","start":103.435,"end":103.675,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.023821009323000908},{"word":"recently","start":103.675,"end":103.995,"confidence":0.9980469,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":-0.028076456859707832},{"word":"with","start":103.995,"end":104.155,"confidence":0.9506836,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.032020267099142075},{"word":"the","start":104.155,"end":104.315,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.053141769021749496},{"word":"war","start":104.315,"end":104.555,"confidence":0.88183594,"punctuated_word":"war","sentiment":"neutral","sentiment_score":-0.08577458560466766},{"word":"and","start":104.555,"end":104.715004,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05720718950033188},{"word":"stuff","start":104.715004,"end":104.955,"confidence":0.9794922,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.05197237432003021},{"word":"we","start":104.955,"end":105.115005,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03585461527109146},{"word":"have","start":105.115005,"end":105.275,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03637198358774185},{"word":"seen","start":105.275,"end":105.435,"confidence":0.9941406,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.022624604403972626},{"word":"quite","start":105.435,"end":105.675,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.05208537355065346},{"word":"a","start":105.675,"end":105.755005,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.036505624651908875},{"word":"bit","start":105.755005,"end":105.915,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03241337835788727},{"word":"of","start":105.915,"end":105.995,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03695151209831238},{"word":"fluctuation","start":105.995,"end":106.495,"confidence":0.9682617,"punctuated_word":"fluctuation.","sentiment":"neutral","sentiment_score":-0.0601375550031662},{"word":"and","start":107.45,"end":107.61,"confidence":0.9863281,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.36418670415878296},{"word":"it","start":107.61,"end":107.77,"confidence":0.96533203,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.45072370767593384},{"word":"is","start":107.77,"end":107.93,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5355335474014282},{"word":"good","start":107.93,"end":108.09,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6603854298591614},{"word":"that","start":108.09,"end":108.17,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5869284272193909},{"word":"you","start":108.17,"end":108.33,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5658766031265259},{"word":"do","start":108.33,"end":108.49,"confidence":0.99902344,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5615128874778748},{"word":"keep","start":108.49,"end":108.65,"confidence":1.0,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.5020185708999634},{"word":"an","start":108.65,"end":108.729996,"confidence":1.0,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.5629634261131287},{"word":"eye","start":108.729996,"end":108.97,"confidence":1.0,"punctuated_word":"eye","sentiment":"positive","sentiment_score":0.5013399124145508},{"word":"on","start":108.97,"end":109.13,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5708879232406616},{"word":"it","start":109.13,"end":109.29,"confidence":0.9506836,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5152034163475037},{"word":"as","start":109.29,"end":109.45,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4503125250339508},{"word":"well","start":109.45,"end":109.69,"confidence":1.0,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.451022744178772},{"word":"and","start":109.69,"end":109.85,"confidence":0.9790039,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4202965199947357},{"word":"can","start":109.85,"end":110.09,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.44008785486221313},{"word":"see","start":110.09,"end":110.409996,"confidence":0.9970703,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.479539155960083},{"word":"those","start":110.409996,"end":110.65,"confidence":0.9970703,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.48539942502975464},{"word":"kind","start":110.65,"end":110.89,"confidence":0.9760742,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4033593535423279},{"word":"of","start":110.89,"end":111.05,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4796837270259857},{"word":"market","start":111.05,"end":111.53,"confidence":0.9941406,"punctuated_word":"market","sentiment":"positive","sentiment_score":0.4142269194126129},{"word":"trends","start":111.53,"end":112.03,"confidence":0.97314453,"punctuated_word":"trends","sentiment":"positive","sentiment_score":0.33404120802879333},{"word":"because","start":112.89,"end":113.29,"confidence":0.42211914,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.14319632947444916},{"word":"depending","start":113.29,"end":113.61,"confidence":0.9892578,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.1529870331287384},{"word":"on","start":113.61,"end":113.77,"confidence":0.8564453,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.1405392289161682},{"word":"obviously","start":113.77,"end":114.09,"confidence":0.99658203,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.10908439755439758},{"word":"when","start":114.09,"end":114.33,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11303644627332687},{"word":"when","start":114.33,"end":114.49,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0789739266037941},{"word":"it","start":114.49,"end":114.65,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11782164871692656},{"word":"is","start":114.65,"end":114.729996,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10613323748111723},{"word":"that","start":114.729996,"end":114.97,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08758296817541122},{"word":"you're","start":114.97,"end":115.13,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.10803714394569396},{"word":"looking","start":115.13,"end":115.45,"confidence":0.9499512,"punctuated_word":"looking,","sentiment":"neutral","sentiment_score":0.1089552566409111},{"word":"sometimes","start":115.45,"end":115.93,"confidence":0.99902344,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":0.101179301738739},{"word":"it's","start":115.93,"end":116.09,"confidence":0.9494629,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10687105357646942},{"word":"like","start":116.09,"end":116.33,"confidence":0.9538574,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09305945038795473},{"word":"oh","start":116.33,"end":116.409996,"confidence":0.9975586,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.16761857271194458},{"word":"yeah","start":116.409996,"end":116.65,"confidence":0.9025879,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.24823886156082153},{"word":"it's","start":116.65,"end":116.81,"confidence":0.9941406,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4312312602996826},{"word":"going","start":116.81,"end":117.05,"confidence":0.98095703,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.5686500668525696},{"word":"great","start":117.05,"end":117.21,"confidence":0.75146484,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4289920926094055},{"word":"and","start":117.21,"end":117.45,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12140145897865295},{"word":"other","start":117.45,"end":117.61,"confidence":0.78515625,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.08395186066627502},{"word":"times","start":117.61,"end":117.93,"confidence":0.8679199,"punctuated_word":"times,","sentiment":"neutral","sentiment_score":0.11828598380088806},{"word":"it's","start":117.93,"end":118.09,"confidence":0.7692871,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09742109477519988},{"word":"just","start":118.09,"end":118.25,"confidence":0.93115234,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03871431201696396},{"word":"kind","start":118.25,"end":118.409996,"confidence":0.9892578,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.012305021286010742},{"word":"of","start":118.409996,"end":118.49,"confidence":0.84228516,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.05828731134533882},{"word":"like","start":118.49,"end":118.729996,"confidence":0.99609375,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0439460463821888},{"word":"ebbs","start":118.729996,"end":119.05,"confidence":0.9904785,"punctuated_word":"ebbs","sentiment":"neutral","sentiment_score":0.06733571738004684},{"word":"and","start":119.05,"end":119.29,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04332093149423599},{"word":"flows","start":119.29,"end":119.61,"confidence":0.9526367,"punctuated_word":"flows","sentiment":"neutral","sentiment_score":0.11345411837100984},{"word":"a","start":119.61,"end":119.77,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07422660291194916},{"word":"little","start":119.77,"end":119.93,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.02723321318626404},{"word":"bit","start":119.93,"end":120.345,"confidence":0.98950195,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.087154820561409},{"word":"so","start":120.825005,"end":120.985,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2063375413417816},{"word":"it","start":120.985,"end":121.065,"confidence":0.98291016,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5650835633277893},{"word":"is","start":121.065,"end":121.225,"confidence":0.9941406,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5927374958992004},{"word":"good","start":121.225,"end":121.385,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6468665599822998},{"word":"that","start":121.385,"end":121.545,"confidence":0.9941406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.681911051273346},{"word":"it","start":121.545,"end":121.625,"confidence":0.9921875,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.7223690748214722},{"word":"is","start":121.625,"end":121.705,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6514520645141602},{"word":"something","start":121.705,"end":121.945,"confidence":1.0,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.6768556833267212},{"word":"you","start":121.945,"end":122.105,"confidence":0.99316406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6534270644187927},{"word":"do","start":122.105,"end":122.265,"confidence":0.60302734,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.651374876499176},{"word":"keep","start":122.265,"end":122.505005,"confidence":0.9970703,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.5968743562698364},{"word":"keep","start":122.505005,"end":122.745,"confidence":0.9892578,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.4550328254699707},{"word":"an","start":122.745,"end":122.905,"confidence":0.9941406,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.4318428933620453},{"word":"eye","start":122.905,"end":123.065,"confidence":1.0,"punctuated_word":"eye","sentiment":"positive","sentiment_score":0.44151824712753296},{"word":"on","start":123.065,"end":123.145004,"confidence":0.9819336,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5321098566055298},{"word":"every","start":123.145004,"end":123.465004,"confidence":0.99316406,"punctuated_word":"every","sentiment":"positive","sentiment_score":0.4832836389541626},{"word":"now","start":123.465004,"end":123.625,"confidence":1.0,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.4776914417743683},{"word":"and","start":123.625,"end":123.785,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5411819219589233},{"word":"then","start":123.785,"end":124.285,"confidence":0.9680176,"punctuated_word":"then.","sentiment":"positive","sentiment_score":0.4825814366340637},{"word":"but","start":125.465004,"end":125.705,"confidence":0.9472656,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.17948688566684723},{"word":"what","start":125.705,"end":125.865,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13621199131011963},{"word":"i","start":125.865,"end":125.945,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12320098280906676},{"word":"might","start":125.945,"end":126.185,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.13697904348373413},{"word":"do","start":126.185,"end":126.425,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.151957705616951},{"word":"first","start":126.425,"end":126.745,"confidence":0.97436523,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":0.1266443133354187},{"word":"jaden","start":126.745,"end":127.145004,"confidence":0.8302409,"punctuated_word":"Jaden,","sentiment":"neutral","sentiment_score":0.09648432582616806},{"word":"is","start":127.145004,"end":127.225,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07312135398387909},{"word":"just","start":127.225,"end":127.465004,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1057090312242508},{"word":"to","start":127.465004,"end":127.545,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08381930738687515},{"word":"run","start":127.545,"end":127.785,"confidence":0.99902344,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.06635318696498871},{"word":"through","start":127.785,"end":127.945,"confidence":0.99316406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06451421231031418},{"word":"a","start":127.945,"end":128.025,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08526899665594101},{"word":"bit","start":128.025,"end":128.185,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08830470591783524},{"word":"of","start":128.185,"end":128.265,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11604395508766174},{"word":"an","start":128.265,"end":128.425,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.13901782035827637},{"word":"updated","start":128.425,"end":128.825,"confidence":0.9770508,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.12535324692726135},{"word":"fact","start":128.825,"end":129.065,"confidence":0.80126953,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":0.11873609572649002},{"word":"plan","start":129.065,"end":129.225,"confidence":0.46557617,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.17401203513145447},{"word":"with","start":129.225,"end":129.465,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14127787947654724},{"word":"you","start":129.465,"end":129.785,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16758087277412417},{"word":"just","start":129.785,"end":129.945,"confidence":0.8671875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.133978009223938},{"word":"to","start":129.945,"end":130.105,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09927936643362044},{"word":"see","start":130.105,"end":130.345,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1022355705499649},{"word":"if","start":130.345,"end":130.425,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09893085062503816},{"word":"there","start":130.425,"end":130.66501,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07363931089639664},{"word":"is","start":130.66501,"end":130.825,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02447285503149033},{"word":"anything","start":130.825,"end":131.225,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.07075776904821396},{"word":"major","start":131.225,"end":131.625,"confidence":0.9970703,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.0035306066274642944},{"word":"that","start":131.625,"end":131.785,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0035551786422729492},{"word":"has","start":131.785,"end":132.105,"confidence":0.9980469,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.01451902836561203},{"word":"changed","start":132.105,"end":132.605,"confidence":0.99902344,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.017110712826251984},{"word":"in","start":132.66501,"end":132.985,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0066719651222229},{"word":"your","start":132.985,"end":133.225,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03685290366411209},{"word":"life","start":133.225,"end":133.545,"confidence":0.9213867,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":0.05787016451358795},{"word":"if","start":133.545,"end":133.705,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1113157570362091},{"word":"we","start":133.705,"end":133.785,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11204886436462402},{"word":"need","start":133.785,"end":134.025,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.14255864918231964},{"word":"to","start":134.025,"end":134.105,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1123521476984024},{"word":"make","start":134.105,"end":134.265,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.08306456357240677},{"word":"any","start":134.265,"end":134.585,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1432327926158905},{"word":"changes","start":134.585,"end":134.985,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.09042621403932571},{"word":"to","start":134.985,"end":135.145,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13856801390647888},{"word":"your","start":135.145,"end":135.30501,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1330382525920868},{"word":"advice","start":135.30501,"end":135.785,"confidence":0.9941406,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.11788907647132874},{"word":"at","start":135.785,"end":135.945,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0864633172750473},{"word":"all","start":135.945,"end":136.32,"confidence":0.9975586,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.11182638257741928},{"word":"so","start":136.56001,"end":136.8,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07886232435703278},{"word":"just","start":136.8,"end":136.96,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0877402275800705},{"word":"kinda","start":136.96,"end":137.28001,"confidence":0.5761719,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.10203668475151062},{"word":"bear","start":137.28001,"end":137.44,"confidence":0.9980469,"punctuated_word":"bear","sentiment":"neutral","sentiment_score":0.07782670855522156},{"word":"with","start":137.44,"end":137.68001,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04867636412382126},{"word":"me","start":137.68001,"end":137.84001,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10908130556344986},{"word":"as","start":137.84001,"end":137.96,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.106599360704422},{"word":"i","start":137.96,"end":138.08,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10007294267416},{"word":"run","start":138.08,"end":138.32,"confidence":0.9970703,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.08217086642980576},{"word":"through","start":138.32,"end":138.56001,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0800839215517044},{"word":"this","start":138.56001,"end":138.88,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1043778955936432},{"word":"information","start":138.88,"end":139.38,"confidence":0.99902344,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.08889829367399216},{"word":"now","start":140.96,"end":141.20001,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.04831357300281525},{"word":"when","start":141.20001,"end":141.44,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.028898540884256363},{"word":"it","start":141.44,"end":141.52,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.054599445313215256},{"word":"comes","start":141.52,"end":141.76001,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.03713616356253624},{"word":"to","start":141.76001,"end":142.0,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04500147327780723},{"word":"personal","start":142.0,"end":142.48001,"confidence":0.9013672,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.04564947634935379},{"word":"information","start":142.48001,"end":142.98001,"confidence":1.0,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.033248625695705414},{"word":"i","start":143.20001,"end":143.36,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02973860874772072},{"word":"have","start":143.36,"end":143.52,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0252046138048172},{"word":"you","start":143.52,"end":143.68001,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021494809538125992},{"word":"down","start":143.68001,"end":143.92001,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.04023244231939316},{"word":"here","start":143.92001,"end":144.24,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.037238094955682755},{"word":"as","start":144.24,"end":144.56001,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.024459410458803177},{"word":"in","start":144.56001,"end":144.96,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02412956580519676},{"word":"a","start":144.96,"end":145.12001,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.036025725305080414},{"word":"de","start":145.12001,"end":145.28001,"confidence":0.43652344,"punctuated_word":"de","sentiment":"neutral","sentiment_score":0.023271650075912476},{"word":"facto","start":145.28001,"end":145.76001,"confidence":1.0,"punctuated_word":"facto","sentiment":"neutral","sentiment_score":0.03846914693713188},{"word":"relationship","start":145.76001,"end":146.26001,"confidence":1.0,"punctuated_word":"relationship","sentiment":"neutral","sentiment_score":0.030689122155308723},{"word":"with","start":146.40001,"end":146.64001,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.028501104563474655},{"word":"no","start":146.64001,"end":146.88,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.01775779202580452},{"word":"financial","start":146.88,"end":147.36,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.020197175443172455},{"word":"dependent","start":147.36,"end":147.86,"confidence":0.8791504,"punctuated_word":"dependent.","sentiment":"neutral","sentiment_score":-0.01238131895661354},{"word":"is","start":148.0,"end":148.08,"confidence":0.98535156,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.026367707177996635},{"word":"that","start":148.08,"end":148.32,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02919866144657135},{"word":"still","start":148.32,"end":148.56001,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0017796121537685394},{"word":"the","start":148.56001,"end":148.72,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010259486734867096},{"word":"case","start":148.72,"end":149.085,"confidence":0.9995117,"punctuated_word":"case?","sentiment":"neutral","sentiment_score":0.03785715252161026},{"word":"yep","start":150.365,"end":150.765,"confidence":0.98291016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1738128513097763},{"word":"perfect","start":150.765,"end":151.16501,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.48639538884162903},{"word":"and","start":151.16501,"end":151.40501,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.31410419940948486},{"word":"next","start":151.40501,"end":151.725,"confidence":0.9902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.2267637997865677},{"word":"up","start":151.725,"end":151.88501,"confidence":0.95166016,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.26427438855171204},{"word":"kayne","start":151.88501,"end":152.205,"confidence":0.4999186,"punctuated_word":"Kayne,","sentiment":"neutral","sentiment_score":0.22348962724208832},{"word":"i","start":152.205,"end":152.285,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17975035309791565},{"word":"have","start":152.285,"end":152.52501,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24731594324111936},{"word":"kelly","start":152.52501,"end":152.925,"confidence":0.97509766,"punctuated_word":"Kelly","sentiment":"neutral","sentiment_score":0.29485848546028137},{"word":"nominated","start":152.925,"end":153.425,"confidence":0.9975586,"punctuated_word":"nominated.","sentiment":"neutral","sentiment_score":0.2818261981010437},{"word":"that's","start":153.725,"end":153.96501,"confidence":0.78027344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.25789254903793335},{"word":"still","start":153.96501,"end":154.205,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.17895202338695526},{"word":"the","start":154.205,"end":154.285,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1675310730934143},{"word":"case","start":154.285,"end":154.60501,"confidence":1.0,"punctuated_word":"case","sentiment":"neutral","sentiment_score":0.1456705927848816},{"word":"as","start":154.60501,"end":154.765,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2204475700855255},{"word":"well","start":154.765,"end":155.085,"confidence":0.8220215,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1861882507801056},{"word":"yep","start":155.085,"end":155.405,"confidence":0.99194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16988694667816162},{"word":"beautiful","start":155.405,"end":155.905,"confidence":0.9785156,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3973004221916199},{"word":"employment","start":156.925,"end":157.425,"confidence":0.67529297,"punctuated_word":"Employment","sentiment":"neutral","sentiment_score":0.07080604881048203},{"word":"wise","start":157.645,"end":158.145,"confidence":0.97021484,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.04147440195083618},{"word":"has","start":158.765,"end":159.005,"confidence":0.8017578,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.016000716015696526},{"word":"anything","start":159.005,"end":159.485,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.017240729182958603},{"word":"changed","start":159.485,"end":159.985,"confidence":1.0,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.010410554707050323},{"word":"in","start":160.125,"end":160.365,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0005690641701221466},{"word":"the","start":160.365,"end":160.445,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01420101523399353},{"word":"last","start":160.445,"end":160.925,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.009604565799236298},{"word":"twelve","start":160.925,"end":161.24501,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.01147400215268135},{"word":"months","start":161.24501,"end":161.565,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.021422214806079865},{"word":"or","start":161.565,"end":161.725,"confidence":0.87597656,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.023909935727715492},{"word":"so","start":161.725,"end":162.18,"confidence":0.9848633,"punctuated_word":"so?","sentiment":"neutral","sentiment_score":0.01304241269826889},{"word":"no","start":164.01999,"end":164.34,"confidence":0.98535156,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04134725034236908},{"word":"perfect","start":164.34,"end":164.73999,"confidence":0.74975586,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.01742078922688961},{"word":"so","start":164.73999,"end":164.81999,"confidence":0.9633789,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02772553265094757},{"word":"it's","start":164.81999,"end":164.9,"confidence":0.8552246,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.010290483012795448},{"word":"still","start":164.9,"end":165.14,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.031460776925086975},{"word":"a","start":165.14,"end":165.37999,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.019521500915288925},{"word":"power","start":165.37999,"end":165.62,"confidence":0.99902344,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.003057096153497696},{"word":"station","start":165.62,"end":166.09999,"confidence":0.99902344,"punctuated_word":"station","sentiment":"neutral","sentiment_score":0.001259444281458855},{"word":"operator","start":166.09999,"end":166.59999,"confidence":0.9785156,"punctuated_word":"operator?","sentiment":"neutral","sentiment_score":0.006785636767745018},{"word":"yep","start":168.18,"end":168.65999,"confidence":0.89453125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.057637959718704224},{"word":"perfect","start":168.65999,"end":169.15999,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.14636266231536865},{"word":"now","start":170.18,"end":170.65999,"confidence":0.9394531,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06510598957538605},{"word":"income","start":170.65999,"end":171.06,"confidence":0.90356445,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.054475922137498856},{"word":"i","start":171.06,"end":171.21999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.049373846501111984},{"word":"have","start":171.21999,"end":171.45999,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0649777501821518},{"word":"around","start":171.45999,"end":171.93999,"confidence":0.9980469,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.07618162781000137},{"word":"a","start":171.93999,"end":172.18,"confidence":0.9790039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0614192821085453},{"word":"175,000","start":172.18,"end":173.95999,"confidence":0.99228513,"punctuated_word":"175,000.","sentiment":"neutral","sentiment_score":0.06025930494070053},{"word":"yes","start":177.415,"end":177.815,"confidence":0.7092285,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.028433775529265404},{"word":"do","start":177.815,"end":177.895,"confidence":0.6855469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.008173814974725246},{"word":"you","start":177.895,"end":177.975,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011270247399806976},{"word":"know","start":177.975,"end":178.375,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.008559812791645527},{"word":"roughly","start":178.375,"end":178.875,"confidence":0.97265625,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.00901886820793152},{"word":"200","start":184.935,"end":185.655,"confidence":0.9536133,"punctuated_word":"200","sentiment":"neutral","sentiment_score":0.008576542139053345},{"word":"with","start":185.655,"end":186.155,"confidence":0.43493652,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.0021332409232854843},{"word":"yep","start":186.535,"end":187.035,"confidence":0.984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02300378680229187},{"word":"and","start":187.62,"end":188.12,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.009903769940137863},{"word":"with","start":188.34,"end":188.5,"confidence":0.8769531,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.006897803395986557},{"word":"your","start":188.5,"end":188.74,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.010323511436581612},{"word":"bonuses","start":188.74,"end":189.22,"confidence":0.99902344,"punctuated_word":"bonuses,","sentiment":"neutral","sentiment_score":0.012472840957343578},{"word":"do","start":189.22,"end":189.38,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.004095857962965965},{"word":"you","start":189.38,"end":189.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.002152729779481888},{"word":"know","start":189.46,"end":189.62,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.00045008584856987},{"word":"if","start":189.62,"end":189.78,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0004458799958229065},{"word":"your","start":189.78,"end":189.94,"confidence":0.97802734,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.005285149440169334},{"word":"employer","start":189.94,"end":190.34,"confidence":0.9980469,"punctuated_word":"employer","sentiment":"neutral","sentiment_score":-0.004981495440006256},{"word":"pays","start":190.34,"end":190.84,"confidence":0.99121094,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.010286888107657433},{"word":"contributions","start":191.54,"end":192.04,"confidence":0.98535156,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.006357584148645401},{"word":"on","start":192.26,"end":192.42,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0007801875472068787},{"word":"the","start":192.42,"end":192.58,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0020319893956184387},{"word":"bonus","start":192.58,"end":193.08,"confidence":0.99902344,"punctuated_word":"bonus?","sentiment":"neutral","sentiment_score":0.006553190760314465},{"word":"yeah","start":196.58,"end":196.9,"confidence":0.9628906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01421114895492792},{"word":"typically","start":196.9,"end":197.38,"confidence":0.9716797,"punctuated_word":"Typically,","sentiment":"neutral","sentiment_score":0.007229001261293888},{"word":"they","start":197.38,"end":197.54,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.004282370209693909},{"word":"do","start":197.54,"end":197.86,"confidence":0.9621582,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.004962882958352566},{"word":"over","start":197.86,"end":198.18,"confidence":0.94189453,"punctuated_word":"Over","sentiment":"neutral","sentiment_score":-0.00992254912853241},{"word":"time","start":198.18,"end":198.68,"confidence":0.99121094,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.017881210893392563},{"word":"not","start":199.22,"end":199.45999,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.01940203085541725},{"word":"really","start":199.45999,"end":199.86,"confidence":0.8937988,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.013862681575119495},{"word":"the","start":199.86,"end":199.94,"confidence":0.56396484,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.007384397089481354},{"word":"bonuses","start":199.94,"end":200.44,"confidence":0.8991699,"punctuated_word":"bonuses,","sentiment":"neutral","sentiment_score":0.001358766108751297},{"word":"they","start":200.58,"end":200.66,"confidence":0.9970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.00168660469353199},{"word":"do","start":200.66,"end":201.135,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0081910640001297},{"word":"often","start":202.095,"end":202.595,"confidence":0.99365234,"punctuated_word":"often.","sentiment":"neutral","sentiment_score":0.02398787811398506},{"word":"alright","start":202.81499,"end":203.215,"confidence":0.9970703,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.07422260195016861},{"word":"so","start":203.215,"end":203.715,"confidence":0.89501953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07674624770879745},{"word":"let's","start":203.855,"end":204.25499,"confidence":0.72631836,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.06836636364459991},{"word":"just","start":204.25499,"end":204.33499,"confidence":0.9291992,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07972659170627594},{"word":"update","start":204.33499,"end":204.81499,"confidence":0.8588867,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.07408073544502258},{"word":"that","start":204.81499,"end":205.135,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05883302167057991},{"word":"to","start":205.135,"end":205.295,"confidence":0.56884766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.059180762618780136},{"word":"about","start":205.295,"end":205.775,"confidence":0.9790039,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04513527825474739},{"word":"200","start":205.775,"end":206.515,"confidence":0.98706055,"punctuated_word":"200","sentiment":"neutral","sentiment_score":0.05653871223330498},{"word":"including","start":206.89499,"end":207.39499,"confidence":0.8100586,"punctuated_word":"including","sentiment":"neutral","sentiment_score":0.07428815215826035},{"word":"the","start":207.69499,"end":207.935,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.061260536313056946},{"word":"bonus","start":207.935,"end":208.435,"confidence":1.0,"punctuated_word":"bonus.","sentiment":"neutral","sentiment_score":0.06709977239370346},{"word":"now","start":208.97499,"end":209.295,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.07802750170230865},{"word":"i","start":209.295,"end":209.375,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06865774095058441},{"word":"have","start":209.375,"end":209.69499,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06709006428718567},{"word":"a","start":209.69499,"end":209.775,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07056444883346558},{"word":"note","start":209.775,"end":210.095,"confidence":1.0,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.058547452092170715},{"word":"here","start":210.095,"end":210.415,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.08599910885095596},{"word":"from","start":210.415,"end":210.575,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.05967460945248604},{"word":"when","start":210.575,"end":210.735,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.04694075137376785},{"word":"you","start":210.735,"end":210.89499,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.048620350658893585},{"word":"spoke","start":210.89499,"end":211.135,"confidence":0.99902344,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.04909507930278778},{"word":"to","start":211.135,"end":211.295,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05719733238220215},{"word":"my","start":211.295,"end":211.375,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.05943012237548828},{"word":"colleague","start":211.375,"end":211.775,"confidence":1.0,"punctuated_word":"colleague","sentiment":"neutral","sentiment_score":0.07411374151706696},{"word":"last","start":211.775,"end":212.015,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.05284390598535538},{"word":"time","start":212.015,"end":212.495,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0564672090113163},{"word":"that","start":212.495,"end":212.89499,"confidence":0.9633789,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05264608561992645},{"word":"your","start":212.89499,"end":213.135,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0358186773955822},{"word":"employer","start":213.135,"end":213.53499,"confidence":0.99902344,"punctuated_word":"employer","sentiment":"neutral","sentiment_score":0.05081971362233162},{"word":"pays","start":213.53499,"end":213.775,"confidence":0.9980469,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":0.05229935422539711},{"word":"a","start":213.775,"end":213.855,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04831995815038681},{"word":"little","start":213.855,"end":214.095,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.06556068360805511},{"word":"bit","start":214.095,"end":214.25499,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.05714908987283707},{"word":"of","start":214.25499,"end":214.33499,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05624384433031082},{"word":"extra","start":214.33499,"end":214.735,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.06255073845386505},{"word":"contribution","start":214.735,"end":215.235,"confidence":0.71972656,"punctuated_word":"contribution.","sentiment":"neutral","sentiment_score":0.05106161534786224},{"word":"so","start":215.45499,"end":215.95499,"confidence":0.5751953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04697810858488083},{"word":"16.7%","start":216.24,"end":218.08,"confidence":0.991333,"punctuated_word":"16.7%.","sentiment":"neutral","sentiment_score":0.05486326664686203},{"word":"is","start":218.08,"end":218.24,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.07550846040248871},{"word":"that","start":218.24,"end":218.48,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07212260365486145},{"word":"correct","start":218.48,"end":218.98,"confidence":1.0,"punctuated_word":"correct?","sentiment":"neutral","sentiment_score":0.05730804055929184},{"word":"yep","start":220.0,"end":220.24,"confidence":0.82250977,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05669043958187103},{"word":"okay","start":220.24,"end":220.74,"confidence":0.984375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02853306196630001},{"word":"perfect","start":220.8,"end":221.3,"confidence":0.9941406,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6742985248565674},{"word":"now","start":222.16,"end":222.32,"confidence":0.9707031,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.22320769727230072},{"word":"let","start":222.32,"end":222.56,"confidence":0.99316406,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.0982738584280014},{"word":"me","start":222.56,"end":222.72,"confidence":0.9770508,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.11935728788375854},{"word":"just","start":222.72,"end":223.2,"confidence":0.9140625,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1316859871149063},{"word":"look","start":223.2,"end":223.44,"confidence":0.35107422,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16920778155326843},{"word":"here","start":223.44,"end":223.84,"confidence":0.3474121,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.16356883943080902},{"word":"for","start":223.84,"end":224.16,"confidence":0.96777344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0520612858235836},{"word":"you","start":224.16,"end":224.66,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.05902663618326187},{"word":"now","start":231.375,"end":231.615,"confidence":0.890625,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.04087430238723755},{"word":"that","start":231.615,"end":231.855,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03760463744401932},{"word":"does","start":231.855,"end":232.175,"confidence":0.9980469,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.07952994108200073},{"word":"take","start":232.175,"end":232.415,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.04497326910495758},{"word":"you","start":232.415,"end":232.735,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05061880499124527},{"word":"over","start":232.735,"end":232.975,"confidence":0.98828125,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.04519810900092125},{"word":"the","start":232.975,"end":233.135,"confidence":0.9199219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04578789696097374},{"word":"concessional","start":233.135,"end":233.635,"confidence":0.9838867,"punctuated_word":"concessional","sentiment":"neutral","sentiment_score":0.043070606887340546},{"word":"contribution","start":233.775,"end":234.275,"confidence":1.0,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.052613966166973114},{"word":"cap","start":234.415,"end":234.915,"confidence":0.9614258,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":0.03734038770198822},{"word":"for","start":235.135,"end":235.455,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03407548740506172},{"word":"the","start":235.455,"end":235.615,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.036881223320961},{"word":"year","start":235.615,"end":236.115,"confidence":0.9562988,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.03711896017193794},{"word":"so","start":236.415,"end":236.735,"confidence":0.7993164,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013108153827488422},{"word":"the","start":236.735,"end":236.975,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014906978234648705},{"word":"cap","start":236.975,"end":237.295,"confidence":0.9941406,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":0.018748512491583824},{"word":"is","start":237.295,"end":237.69499,"confidence":0.9472656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.014013143256306648},{"word":"30,000","start":237.69499,"end":238.595,"confidence":0.74194336,"punctuated_word":"30,000.","sentiment":"neutral","sentiment_score":0.01395354326814413},{"word":"most","start":239.055,"end":239.375,"confidence":0.99902344,"punctuated_word":"Most","sentiment":"neutral","sentiment_score":0.007338929921388626},{"word":"employers","start":239.375,"end":239.875,"confidence":0.99902344,"punctuated_word":"employers","sentiment":"neutral","sentiment_score":0.009721748530864716},{"word":"will","start":240.175,"end":240.575,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.028303373605012897},{"word":"stop","start":240.575,"end":240.895,"confidence":0.99902344,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":0.03489082306623459},{"word":"paying","start":240.895,"end":241.215,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.003197707235813141},{"word":"at","start":241.215,"end":241.455,"confidence":0.8520508,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.008908182382583618},{"word":"30,000","start":241.455,"end":242.095,"confidence":1.0,"punctuated_word":"30,000","sentiment":"neutral","sentiment_score":0.007187370210886002},{"word":"because","start":242.095,"end":242.33499,"confidence":0.85253906,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.015046905726194382},{"word":"that's","start":242.33499,"end":242.575,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.013095560483634472},{"word":"their","start":242.575,"end":242.735,"confidence":0.5058594,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.00006698817014694214},{"word":"only","start":242.735,"end":243.055,"confidence":0.796875,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.008117139339447021},{"word":"thing","start":243.055,"end":243.295,"confidence":0.99316406,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.02713198959827423},{"word":"they","start":243.295,"end":243.455,"confidence":0.97802734,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0054643601179122925},{"word":"have","start":243.455,"end":243.69499,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.002639949321746826},{"word":"to","start":243.69499,"end":243.99,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007343001663684845},{"word":"pay","start":244.07,"end":244.31001,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.0013062693178653717},{"word":"up","start":244.31001,"end":244.47,"confidence":0.98535156,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.004399692639708519},{"word":"till","start":244.47,"end":244.97,"confidence":0.8972168,"punctuated_word":"till.","sentiment":"neutral","sentiment_score":0.004027366638183594},{"word":"some","start":245.35,"end":245.67,"confidence":0.99902344,"punctuated_word":"Some","sentiment":"neutral","sentiment_score":-0.004163835197687149},{"word":"employers","start":245.67,"end":246.17,"confidence":0.9873047,"punctuated_word":"employers","sentiment":"neutral","sentiment_score":-0.013813875615596771},{"word":"will","start":246.39,"end":246.71,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.004699140787124634},{"word":"pay","start":246.71,"end":247.11,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.008574089035391808},{"word":"more","start":247.11,"end":247.43001,"confidence":0.88549805,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.005639123730361462},{"word":"though","start":247.43001,"end":247.93001,"confidence":1.0,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.013938049785792828},{"word":"do","start":248.31,"end":248.47,"confidence":0.99609375,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.00877387635409832},{"word":"you","start":248.47,"end":248.63,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003787614405155182},{"word":"know","start":248.63,"end":248.87001,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.006326230242848396},{"word":"if","start":248.87001,"end":249.19,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.005398664623498917},{"word":"yours","start":249.19,"end":249.69,"confidence":0.8574219,"punctuated_word":"yours","sentiment":"neutral","sentiment_score":-0.0059842802584171295},{"word":"pays","start":249.75,"end":250.23001,"confidence":0.9892578,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.004522084258496761},{"word":"up","start":250.23001,"end":250.47,"confidence":0.99121094,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0007078573107719421},{"word":"to","start":250.47,"end":250.71,"confidence":0.62890625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.004251565784215927},{"word":"the","start":250.71,"end":250.87001,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004527214914560318},{"word":"cap","start":250.87001,"end":251.37001,"confidence":0.9904785,"punctuated_word":"cap?","sentiment":"neutral","sentiment_score":-0.006536079570651054},{"word":"you","start":256.885,"end":257.045,"confidence":0.7993164,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.01747339777648449},{"word":"get","start":257.045,"end":257.285,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.007136749103665352},{"word":"taxed","start":257.285,"end":257.685,"confidence":0.7236328,"punctuated_word":"taxed","sentiment":"neutral","sentiment_score":0.005688199307769537},{"word":"extra","start":257.685,"end":257.92502,"confidence":0.99609375,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.01462417095899582},{"word":"for","start":257.92502,"end":258.325,"confidence":0.6660156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0027444325387477875},{"word":"extra","start":258.64502,"end":258.885,"confidence":0.9863281,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.00957329198718071},{"word":"contributions","start":258.885,"end":259.385,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.008604094386100769},{"word":"over","start":259.525,"end":259.765,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.0027015358209609985},{"word":"the","start":259.765,"end":259.92502,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00976032204926014},{"word":"cap","start":259.92502,"end":260.42502,"confidence":0.9436035,"punctuated_word":"cap?","sentiment":"neutral","sentiment_score":0.0006259921938180923},{"word":"yep","start":262.165,"end":262.64502,"confidence":0.90283203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10090558975934982},{"word":"okay","start":262.64502,"end":263.14502,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.19035854935646057},{"word":"that's","start":263.92502,"end":264.325,"confidence":0.90405273,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3830600678920746},{"word":"good","start":264.325,"end":264.825,"confidence":0.9951172,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.40734630823135376},{"word":"can","start":265.685,"end":265.92502,"confidence":0.26245117,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.21974000334739685},{"word":"i","start":265.92502,"end":266.085,"confidence":0.95703125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2406071424484253},{"word":"that's","start":266.64502,"end":266.965,"confidence":0.99560547,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.23980645835399628},{"word":"good","start":266.965,"end":267.125,"confidence":0.8664551,"punctuated_word":"good,","sentiment":"neutral","sentiment_score":0.21136608719825745},{"word":"though","start":267.125,"end":267.20502,"confidence":0.9001465,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.21217799186706543},{"word":"because","start":267.20502,"end":267.525,"confidence":0.94555664,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.18601930141448977},{"word":"yeah","start":267.525,"end":267.685,"confidence":0.9975586,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.15498505532741547},{"word":"a","start":267.685,"end":267.765,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1168663054704666},{"word":"lot","start":267.765,"end":267.92502,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.12254071980714798},{"word":"of","start":267.92502,"end":268.005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11304526031017303},{"word":"the","start":268.005,"end":268.165,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10525021702051164},{"word":"time","start":268.165,"end":268.48502,"confidence":0.9902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1341686248779297},{"word":"employers","start":268.48502,"end":268.98502,"confidence":0.6533203,"punctuated_word":"employers,","sentiment":"neutral","sentiment_score":0.06792037189006805},{"word":"they","start":269.5,"end":269.54,"confidence":0.8886719,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.06024477630853653},{"word":"because","start":269.58002,"end":269.98,"confidence":0.90234375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07943283021450043},{"word":"legally","start":269.98,"end":270.22,"confidence":0.68725586,"punctuated_word":"legally,","sentiment":"neutral","sentiment_score":0.07594640552997589},{"word":"you","start":270.22,"end":270.30002,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06336149573326111},{"word":"just","start":270.30002,"end":270.54,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06588830053806305},{"word":"have","start":270.54,"end":270.62,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06447266787290573},{"word":"to","start":270.62,"end":270.7,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06241656839847565},{"word":"go","start":270.7,"end":270.86002,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06282606720924377},{"word":"up","start":270.86002,"end":271.02002,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04827339202165603},{"word":"to","start":271.02002,"end":271.1,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0538054034113884},{"word":"30,000","start":271.1,"end":271.74002,"confidence":0.9309082,"punctuated_word":"30,000?","sentiment":"neutral","sentiment_score":0.07318276166915894},{"word":"they","start":271.74002,"end":271.9,"confidence":0.9980469,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.01894775778055191},{"word":"cut","start":271.9,"end":272.06,"confidence":0.97509766,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":0.018416300415992737},{"word":"it","start":272.06,"end":272.14,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02398737519979477},{"word":"off","start":272.14,"end":272.64,"confidence":0.78344727,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.010172752663493156},{"word":"but","start":273.18,"end":273.5,"confidence":0.7753906,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.00016251951456069946},{"word":"given","start":273.5,"end":273.82,"confidence":0.9604492,"punctuated_word":"given","sentiment":"neutral","sentiment_score":0.048841528594493866},{"word":"they","start":273.82,"end":273.98,"confidence":0.9550781,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.06776291131973267},{"word":"already","start":273.98,"end":274.30002,"confidence":0.99902344,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.1140543520450592},{"word":"pay","start":274.30002,"end":274.54,"confidence":0.9970703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.05475446954369545},{"word":"you","start":274.54,"end":274.94,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06446440517902374},{"word":"a","start":274.94,"end":275.1,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09015783667564392},{"word":"little","start":275.1,"end":275.26,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.06243886798620224},{"word":"bit","start":275.26,"end":275.5,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0316743403673172},{"word":"more","start":275.5,"end":275.66,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08170698583126068},{"word":"than","start":275.66,"end":275.9,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.08204668015241623},{"word":"the","start":275.9,"end":276.06,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08133506774902344},{"word":"standard","start":276.06,"end":276.56,"confidence":0.80908203,"punctuated_word":"standard,","sentiment":"neutral","sentiment_score":0.07995836436748505},{"word":"and","start":277.02002,"end":277.18,"confidence":0.75146484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10921204090118408},{"word":"if","start":277.18,"end":277.34,"confidence":0.9741211,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14768338203430176},{"word":"they","start":277.34,"end":277.5,"confidence":0.99609375,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.13367243111133575},{"word":"do","start":277.5,"end":277.74,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14190515875816345},{"word":"get","start":277.74,"end":278.24,"confidence":0.9951172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14111973345279694},{"word":"extra","start":278.46,"end":278.94,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.12524034082889557},{"word":"as","start":278.94,"end":279.1,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12176880985498428},{"word":"well","start":279.1,"end":279.42,"confidence":0.7076416,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.13581204414367676},{"word":"so","start":279.42,"end":279.74,"confidence":0.5180664,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13850556313991547},{"word":"for","start":279.74,"end":279.9,"confidence":0.9301758,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14036881923675537},{"word":"you","start":279.9,"end":280.22,"confidence":0.91674805,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1371878683567047},{"word":"if","start":280.22,"end":280.38,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13764965534210205},{"word":"it's","start":280.38,"end":280.7,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.13103845715522766},{"word":"200,000","start":280.7,"end":281.58002,"confidence":0.99934894,"punctuated_word":"200,000","sentiment":"neutral","sentiment_score":0.1470152735710144},{"word":"with","start":281.58002,"end":281.82,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.13164913654327393},{"word":"bonus","start":281.82,"end":282.32,"confidence":0.99365234,"punctuated_word":"bonus,","sentiment":"neutral","sentiment_score":0.12837094068527222},{"word":"that's","start":282.86002,"end":283.18,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1374323070049286},{"word":"33,400","start":283.18,"end":284.88,"confidence":0.99545896,"punctuated_word":"33,400.","sentiment":"neutral","sentiment_score":0.10228872299194336},{"word":"there's","start":285.155,"end":285.39502,"confidence":0.88183594,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.07053802162408829},{"word":"about","start":285.39502,"end":285.55502,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.046262308955192566},{"word":"3,400","start":285.55502,"end":286.67502,"confidence":0.9995117,"punctuated_word":"3,400","sentiment":"neutral","sentiment_score":0.06339716911315918},{"word":"over","start":286.67502,"end":286.915,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.07026107609272003},{"word":"the","start":286.915,"end":287.075,"confidence":0.9003906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.047915879637002945},{"word":"cap","start":287.075,"end":287.315,"confidence":0.8769531,"punctuated_word":"cap","sentiment":"neutral","sentiment_score":0.01758882775902748},{"word":"space","start":287.315,"end":287.815,"confidence":0.8046875,"punctuated_word":"space.","sentiment":"neutral","sentiment_score":0.03372535854578018},{"word":"yeah","start":289.23502,"end":289.55502,"confidence":0.94433594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07221438735723495},{"word":"does","start":289.55502,"end":289.71503,"confidence":0.8378906,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.06313896179199219},{"word":"that","start":289.71503,"end":289.875,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11667154729366302},{"word":"sound","start":289.875,"end":290.11502,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.06110003963112831},{"word":"about","start":290.11502,"end":290.435,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.041923150420188904},{"word":"right","start":290.435,"end":290.935,"confidence":0.99902344,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.06589670479297638},{"word":"yeah","start":292.515,"end":293.015,"confidence":0.8918457,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14187458157539368},{"word":"perfect","start":293.23502,"end":293.73502,"confidence":0.9797363,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2937910556793213},{"word":"now","start":294.355,"end":294.515,"confidence":0.63623047,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.12440729886293413},{"word":"you're","start":294.515,"end":294.755,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0617845430970192},{"word":"not","start":294.755,"end":294.915,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.028672385960817337},{"word":"making","start":294.915,"end":295.155,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.007521968334913254},{"word":"any","start":295.155,"end":295.39502,"confidence":0.96435547,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.02641090378165245},{"word":"additional","start":295.39502,"end":295.795,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":-0.04055223986506462},{"word":"contribution","start":295.795,"end":296.27502,"confidence":0.99902344,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":-0.03783338516950607},{"word":"otherwise","start":296.27502,"end":296.755,"confidence":0.8676758,"punctuated_word":"otherwise","sentiment":"neutral","sentiment_score":-0.03329676762223244},{"word":"yourself","start":296.755,"end":297.23502,"confidence":0.97265625,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":-0.0154371690005064},{"word":"are","start":297.23502,"end":297.39502,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.040999941527843475},{"word":"you","start":297.39502,"end":297.89502,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.004279734566807747},{"word":"no","start":299.41998,"end":299.91998,"confidence":0.9301758,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13281452655792236},{"word":"good","start":300.46,"end":300.96,"confidence":0.9807129,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":-0.03928366303443909},{"word":"now","start":302.3,"end":302.78,"confidence":0.94970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.06619608402252197},{"word":"asset","start":302.78,"end":303.18,"confidence":0.96777344,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":-0.02323463559150696},{"word":"and","start":303.18,"end":303.25998,"confidence":0.4970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04871908575296402},{"word":"liability","start":303.25998,"end":303.75998,"confidence":0.9819336,"punctuated_word":"liability","sentiment":"neutral","sentiment_score":-0.0010238513350486755},{"word":"wise","start":303.9,"end":304.38,"confidence":0.99316406,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":-0.02205936424434185},{"word":"i","start":304.38,"end":304.54,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03950674831867218},{"word":"have","start":304.54,"end":304.78,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02963191457092762},{"word":"here","start":304.78,"end":305.1,"confidence":0.9921875,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.042512305080890656},{"word":"your","start":305.1,"end":305.41998,"confidence":0.9243164,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06294411420822144},{"word":"property","start":305.41998,"end":305.91998,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.03432248905301094},{"word":"was","start":306.06,"end":306.3,"confidence":0.60009766,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.03444463387131691},{"word":"last","start":306.3,"end":306.53998,"confidence":0.87353516,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.05992219224572182},{"word":"died","start":306.53998,"end":306.86,"confidence":0.3383789,"punctuated_word":"died","sentiment":"neutral","sentiment_score":-0.05034112185239792},{"word":"at","start":306.86,"end":307.02,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.051622629165649414},{"word":"about","start":307.02,"end":307.34,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03806551918387413},{"word":"710,000","start":307.34,"end":308.8,"confidence":0.9993164,"punctuated_word":"710,000.","sentiment":"neutral","sentiment_score":-0.01706358604133129},{"word":"do","start":310.315,"end":310.39502,"confidence":0.8798828,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.002326700836420059},{"word":"you","start":310.39502,"end":310.475,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010705742985010149},{"word":"know","start":310.475,"end":310.635,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.011747892946004868},{"word":"if","start":310.635,"end":310.875,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.01911068521440029},{"word":"that's","start":310.875,"end":311.11502,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.006849139928817749},{"word":"gone","start":311.11502,"end":311.275,"confidence":0.9892578,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.014073841273784636},{"word":"up","start":311.275,"end":311.435,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01452547311782837},{"word":"a","start":311.435,"end":311.515,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0019234474748373032},{"word":"little","start":311.515,"end":311.67502,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.011723462492227554},{"word":"bit","start":311.67502,"end":311.83502,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.001968078315258026},{"word":"or","start":311.83502,"end":312.075,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.004219900816679001},{"word":"roughly","start":312.075,"end":312.39502,"confidence":0.99902344,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.0011011697351932526},{"word":"the","start":312.39502,"end":312.55502,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0009209401905536652},{"word":"same","start":312.55502,"end":313.05502,"confidence":0.99853516,"punctuated_word":"same?","sentiment":"neutral","sentiment_score":0.004123395308852196},{"word":"yep","start":317.355,"end":317.855,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007318224757909775},{"word":"oh","start":320.635,"end":320.875,"confidence":0.99902344,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.04029598087072373},{"word":"wow","start":320.875,"end":321.11502,"confidence":0.9345703,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.04914689064025879},{"word":"okay","start":321.11502,"end":321.435,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0554637536406517},{"word":"so","start":321.435,"end":321.67502,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08743946254253387},{"word":"you're","start":321.67502,"end":321.83502,"confidence":0.87109375,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1392904818058014},{"word":"happy","start":321.83502,"end":322.075,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.18704067170619965},{"word":"for","start":322.075,"end":322.23502,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20799319446086884},{"word":"me","start":322.23502,"end":322.39502,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.17972400784492493},{"word":"to","start":322.39502,"end":322.555,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2028873711824417},{"word":"update","start":322.555,"end":323.055,"confidence":0.35961914,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.16539093852043152},{"word":"through","start":323.11502,"end":323.275,"confidence":0.43652344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15006756782531738},{"word":"about","start":323.275,"end":323.595,"confidence":0.9482422,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15697523951530457},{"word":"a","start":323.595,"end":323.845,"confidence":0.9404297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1277027428150177},{"word":"mill","start":323.845,"end":324.24,"confidence":0.7590332,"punctuated_word":"mill?","sentiment":"neutral","sentiment_score":0.05665736272931099},{"word":"yeah","start":332.56,"end":333.06,"confidence":0.9645996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04178082197904587},{"word":"yes","start":335.36,"end":335.86,"confidence":0.9770508,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02270977757871151},{"word":"well","start":336.24,"end":336.47998,"confidence":0.99609375,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.029946794733405113},{"word":"if","start":336.47998,"end":336.72,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05430576205253601},{"word":"it's","start":336.72,"end":337.03998,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04526662454009056},{"word":"very","start":337.03998,"end":337.36,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.04390672594308853},{"word":"similar","start":337.36,"end":337.84,"confidence":1.0,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.055422767996788025},{"word":"to","start":337.84,"end":338.0,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08901211619377136},{"word":"yours","start":338.0,"end":338.5,"confidence":0.9970703,"punctuated_word":"yours,","sentiment":"neutral","sentiment_score":0.06142222508788109},{"word":"i'll","start":339.75497,"end":339.995,"confidence":0.98999023,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0504671186208725},{"word":"just","start":339.995,"end":340.235,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.023366140201687813},{"word":"leave","start":340.235,"end":340.47498,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.055106088519096375},{"word":"it","start":340.47498,"end":340.79498,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.021558362990617752},{"word":"oh","start":342.155,"end":342.31497,"confidence":0.83203125,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.16890978813171387},{"word":"okay","start":342.31497,"end":342.81497,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.15140801668167114},{"word":"i'll","start":343.35498,"end":343.51498,"confidence":0.9848633,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.127133309841156},{"word":"just","start":343.51498,"end":343.75497,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.254311203956604},{"word":"update","start":343.75497,"end":344.155,"confidence":0.9970703,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.22442975640296936},{"word":"it","start":344.155,"end":344.31497,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24260881543159485},{"word":"through","start":344.31497,"end":344.81497,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.25622254610061646},{"word":"a","start":344.955,"end":345.115,"confidence":0.7416992,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2689499855041504},{"word":"mill","start":345.115,"end":345.35498,"confidence":0.89501953,"punctuated_word":"mill","sentiment":"neutral","sentiment_score":0.1747228503227234},{"word":"and","start":345.35498,"end":345.595,"confidence":0.97265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20015949010849},{"word":"just","start":345.595,"end":345.835,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16303852200508118},{"word":"say","start":345.835,"end":346.335,"confidence":0.99609375,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.14870110154151917},{"word":"roughly","start":347.275,"end":347.775,"confidence":0.6887207,"punctuated_word":"roughly,","sentiment":"neutral","sentiment_score":0.1542702615261078},{"word":"obviously","start":347.91498,"end":348.31497,"confidence":0.967041,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.17901718616485596},{"word":"because","start":348.31497,"end":348.555,"confidence":0.99316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.19591690599918363},{"word":"you","start":348.555,"end":348.63498,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2460685968399048},{"word":"haven't","start":348.63498,"end":348.955,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.24409306049346924},{"word":"had","start":348.955,"end":349.115,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.2638246417045593},{"word":"it","start":349.115,"end":349.19498,"confidence":0.7636719,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21331019699573517},{"word":"valued","start":349.19498,"end":349.69498,"confidence":0.9902344,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.21559855341911316},{"word":"based","start":350.31497,"end":350.715,"confidence":0.39233398,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.28387004137039185},{"word":"on","start":350.715,"end":351.115,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.25098109245300293},{"word":"comps","start":351.115,"end":351.51498,"confidence":0.96655273,"punctuated_word":"comps","sentiment":"neutral","sentiment_score":0.18926864862442017},{"word":"in","start":351.51498,"end":351.675,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2282531261444092},{"word":"the","start":351.675,"end":351.835,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24161721765995023},{"word":"area","start":351.835,"end":352.335,"confidence":0.99194336,"punctuated_word":"area,","sentiment":"neutral","sentiment_score":0.2909408211708069},{"word":"which","start":352.47498,"end":352.715,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.4019739031791687},{"word":"is","start":352.715,"end":352.955,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3680645227432251},{"word":"really","start":352.955,"end":353.19498,"confidence":0.9941406,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3999855518341065},{"word":"good","start":353.19498,"end":353.67,"confidence":0.9975586,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.23503193259239197},{"word":"mortgage","start":354.63,"end":355.11002,"confidence":0.9873047,"punctuated_word":"Mortgage","sentiment":"neutral","sentiment_score":0.06297160685062408},{"word":"about","start":355.11002,"end":355.35,"confidence":0.5292969,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.040881864726543427},{"word":"152,000","start":355.35,"end":356.89,"confidence":0.98579913,"punctuated_word":"152,000.","sentiment":"neutral","sentiment_score":0.05431490391492843},{"word":"yep","start":361.59003,"end":361.99002,"confidence":0.90893555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15487749874591827},{"word":"perfect","start":361.99002,"end":362.49002,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5729116201400757},{"word":"i","start":364.55002,"end":364.63,"confidence":0.7441406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.028010301291942596},{"word":"i","start":364.63,"end":364.71002,"confidence":0.48754883,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.051757439970970154},{"word":"especially","start":364.71002,"end":365.03,"confidence":0.35351562,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.05406830459833145},{"word":"yeah","start":365.51,"end":366.01,"confidence":0.99121094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.009675882756710052},{"word":"especially","start":366.23,"end":366.71002,"confidence":0.9941406,"punctuated_word":"Especially","sentiment":"neutral","sentiment_score":-0.03434792160987854},{"word":"with","start":366.71002,"end":367.21002,"confidence":0.97265625,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.023401759564876556},{"word":"interest","start":367.615,"end":367.935,"confidence":0.98535156,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":-0.07092512398958206},{"word":"repayments","start":367.935,"end":368.435,"confidence":0.9797363,"punctuated_word":"repayments","sentiment":"neutral","sentiment_score":-0.02150563523173332},{"word":"and","start":368.655,"end":368.895,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05937133729457855},{"word":"stuff","start":368.895,"end":369.13498,"confidence":0.9980469,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.04845171421766281},{"word":"now","start":369.13498,"end":369.375,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.008965179324150085},{"word":"as","start":369.375,"end":369.615,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.006659559905529022},{"word":"well","start":369.615,"end":369.935,"confidence":0.93725586,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.018052782863378525},{"word":"potentially","start":369.935,"end":370.435,"confidence":0.99609375,"punctuated_word":"potentially.","sentiment":"neutral","sentiment_score":-0.033695854246616364},{"word":"i","start":372.175,"end":372.335,"confidence":0.8364258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03437252342700958},{"word":"also","start":372.335,"end":372.655,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.02347777783870697},{"word":"have","start":372.655,"end":372.81497,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.022643757984042168},{"word":"two","start":372.81497,"end":373.055,"confidence":0.9980469,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.013614432886242868},{"word":"motor","start":373.055,"end":373.375,"confidence":0.9970703,"punctuated_word":"motor","sentiment":"neutral","sentiment_score":0.02215586230158806},{"word":"vehicles","start":373.375,"end":373.875,"confidence":0.9880371,"punctuated_word":"vehicles.","sentiment":"neutral","sentiment_score":0.021049300208687782},{"word":"one","start":374.25497,"end":374.75497,"confidence":0.9819336,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.0327848345041275},{"word":"is","start":374.81497,"end":375.29498,"confidence":0.9580078,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.019874606281518936},{"word":"worth","start":375.29498,"end":375.79498,"confidence":0.99902344,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.020421195775270466},{"word":"40,000","start":376.01498,"end":376.81497,"confidence":0.99902344,"punctuated_word":"40,000","sentiment":"neutral","sentiment_score":0.025939777493476868},{"word":"and","start":376.81497,"end":376.97498,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01149067096412182},{"word":"$1.30","start":376.97498,"end":377.79498,"confidence":0.9995117,"punctuated_word":"$1.30.","sentiment":"neutral","sentiment_score":0.01914728805422783},{"word":"does","start":377.85498,"end":378.09497,"confidence":0.9980469,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.01605142280459404},{"word":"that","start":378.09497,"end":378.25497,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0391647145152092},{"word":"sound","start":378.25497,"end":378.57498,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.009579362347722054},{"word":"about","start":378.57498,"end":378.895,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0011475402861833572},{"word":"right","start":378.895,"end":379.395,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.0025118254125118256},{"word":"no","start":382.91,"end":383.41,"confidence":0.76708984,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":-0.06058727204799652},{"word":"okay","start":383.47,"end":383.97,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.00879155844449997},{"word":"okay","start":389.71,"end":390.21,"confidence":0.98217773,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.017116501927375793},{"word":"yep","start":390.35,"end":390.85,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02024218626320362},{"word":"yep","start":398.525,"end":399.025,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01953042671084404},{"word":"$6.00","start":399.485,"end":400.205,"confidence":0.6921387,"punctuated_word":"$6.00.","sentiment":"neutral","sentiment_score":0.034191057085990906},{"word":"perfect","start":400.205,"end":400.705,"confidence":0.99609375,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3270975947380066},{"word":"now","start":400.84497,"end":401.085,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1452588438987732},{"word":"the","start":401.085,"end":401.245,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06642232090234756},{"word":"one","start":401.245,"end":401.405,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07759050279855728},{"word":"that's","start":401.405,"end":401.645,"confidence":0.9921875,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08887611329555511},{"word":"worth","start":401.645,"end":402.145,"confidence":0.9951172,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.038647331297397614},{"word":"30","start":402.205,"end":402.705,"confidence":0.970459,"punctuated_word":"30,","sentiment":"neutral","sentiment_score":0.055604323744773865},{"word":"i","start":402.76498,"end":402.84497,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07290258258581161},{"word":"have","start":402.84497,"end":403.085,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05860057473182678},{"word":"here","start":403.085,"end":403.245,"confidence":0.9941406,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.08424465358257294},{"word":"that","start":403.245,"end":403.405,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06664777547121048},{"word":"you","start":403.405,"end":403.56497,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05654679983854294},{"word":"had","start":403.56497,"end":403.805,"confidence":0.99316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.06350211054086685},{"word":"30","start":403.805,"end":404.205,"confidence":0.9980469,"punctuated_word":"30","sentiment":"neutral","sentiment_score":0.030587071552872654},{"word":"owing","start":404.205,"end":404.525,"confidence":0.98535156,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":0.029734890908002853},{"word":"on","start":404.525,"end":404.76498,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05813916027545929},{"word":"it","start":404.76498,"end":405.26498,"confidence":0.7125244,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.05533266440033913},{"word":"about","start":408.68002,"end":409.0,"confidence":0.66308594,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.019597122445702553},{"word":"20","start":409.0,"end":409.48,"confidence":0.9855957,"punctuated_word":"20.","sentiment":"neutral","sentiment_score":0.044291719794273376},{"word":"alright","start":409.48,"end":409.80002,"confidence":0.9980469,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.1680343598127365},{"word":"perfect","start":409.80002,"end":410.30002,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5349531173706055},{"word":"yeah","start":413.40002,"end":413.56,"confidence":0.94799805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09140636771917345},{"word":"oh","start":413.56,"end":413.80002,"confidence":0.84594727,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0531315952539444},{"word":"that's","start":413.80002,"end":414.04,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04918798431754112},{"word":"the","start":414.04,"end":414.2,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04154327139258385},{"word":"audi","start":414.2,"end":414.7,"confidence":0.9016113,"punctuated_word":"Audi?","sentiment":"neutral","sentiment_score":0.04479158669710159},{"word":"yep","start":416.04,"end":416.36002,"confidence":0.78222656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07892245054244995},{"word":"perfect","start":416.36002,"end":416.86002,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2574528753757477},{"word":"the","start":417.56,"end":417.72,"confidence":0.7944336,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.07148008048534393},{"word":"other","start":417.72,"end":417.96002,"confidence":0.99121094,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.0429483950138092},{"word":"motor","start":417.96002,"end":418.28,"confidence":0.95947266,"punctuated_word":"motor","sentiment":"neutral","sentiment_score":0.03832433372735977},{"word":"vehicle","start":418.28,"end":418.78,"confidence":0.67285156,"punctuated_word":"vehicle,","sentiment":"neutral","sentiment_score":0.023144828155636787},{"word":"40","start":419.245,"end":419.565,"confidence":0.9394531,"punctuated_word":"40,","sentiment":"neutral","sentiment_score":0.0004453714936971664},{"word":"i","start":419.565,"end":419.805,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008794669061899185},{"word":"have","start":419.805,"end":420.205,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.012375496327877045},{"word":"here","start":420.205,"end":420.525,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.02848883345723152},{"word":"for","start":420.525,"end":420.76498,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.008746203035116196},{"word":"about","start":420.76498,"end":421.16498,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.00612109899520874},{"word":"20","start":421.16498,"end":421.645,"confidence":0.99902344,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.004621561616659164},{"word":"owing","start":421.645,"end":422.145,"confidence":0.92626953,"punctuated_word":"owing.","sentiment":"neutral","sentiment_score":0.00266270968131721},{"word":"got","start":425.245,"end":425.565,"confidence":0.85546875,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":-0.014923490583896635},{"word":"alright","start":425.88498,"end":426.205,"confidence":0.9916992,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.0917167067527771},{"word":"perfect","start":426.205,"end":426.685,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.32374101877212524},{"word":"i","start":426.685,"end":426.845,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19962678849697113},{"word":"will","start":426.845,"end":427.005,"confidence":0.9248047,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.20244450867176056},{"word":"update","start":427.005,"end":427.405,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.21959233283996585},{"word":"that","start":427.405,"end":427.88498,"confidence":0.99560547,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.20800380408763883},{"word":"and","start":427.88498,"end":428.125,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07151549309492111},{"word":"the","start":428.125,"end":428.285,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03512551635503769},{"word":"one","start":428.285,"end":428.785,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02910707890987396},{"word":"by","start":428.845,"end":429.085,"confidence":0.77441406,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.02148518338799477},{"word":"that","start":429.085,"end":429.405,"confidence":0.9770508,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03828663006424904},{"word":"60,000","start":429.405,"end":430.125,"confidence":0.9844971,"punctuated_word":"60,000,","sentiment":"neutral","sentiment_score":0.02778852730989456},{"word":"do","start":430.125,"end":430.205,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03235771507024765},{"word":"you","start":430.205,"end":430.285,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.033052559942007065},{"word":"have","start":430.285,"end":430.44498,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03208743408322334},{"word":"anything","start":430.44498,"end":430.76498,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.02703119069337845},{"word":"owing","start":430.76498,"end":431.005,"confidence":0.9941406,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.00029529258608818054},{"word":"on","start":431.005,"end":431.16498,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.001720096915960312},{"word":"that","start":431.16498,"end":431.245,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01613187976181507},{"word":"one","start":431.245,"end":431.64,"confidence":0.9995117,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":-0.012443236075341702},{"word":"no","start":433.08002,"end":433.48,"confidence":0.7873535,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0687955766916275},{"word":"perfect","start":433.48,"end":433.98,"confidence":0.6750488,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.03277545049786568},{"word":"any","start":436.12003,"end":436.44,"confidence":0.9243164,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.007363438606262207},{"word":"other","start":436.44,"end":436.94,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.028087545186281204},{"word":"assets","start":437.0,"end":437.48,"confidence":0.99902344,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.030109547078609467},{"word":"otherwise","start":437.48,"end":437.88,"confidence":0.7680664,"punctuated_word":"otherwise","sentiment":"neutral","sentiment_score":-0.045209527015686035},{"word":"in","start":437.88,"end":438.12003,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03161483258008957},{"word":"the","start":438.12003,"end":438.2,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03076145611703396},{"word":"last","start":438.2,"end":438.44,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.05509719997644424},{"word":"twelve","start":438.44,"end":438.68002,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.05800306797027588},{"word":"months","start":438.68002,"end":439.18002,"confidence":0.99853516,"punctuated_word":"months?","sentiment":"neutral","sentiment_score":-0.03713427484035492},{"word":"no","start":441.16,"end":441.40002,"confidence":0.92041016,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.030477149412035946},{"word":"perfect","start":441.40002,"end":441.72,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.04616757854819298},{"word":"any","start":441.72,"end":442.04,"confidence":0.99609375,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.004398465156555176},{"word":"other","start":442.04,"end":442.28003,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.014468979090452194},{"word":"liabilities","start":442.28003,"end":442.78003,"confidence":0.8327637,"punctuated_word":"liabilities,","sentiment":"neutral","sentiment_score":-0.00212787464261055},{"word":"like","start":442.92,"end":443.16,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.01422446221113205},{"word":"personal","start":443.16,"end":443.56003,"confidence":0.87158203,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":-0.009271129965782166},{"word":"loans","start":443.56003,"end":443.96002,"confidence":0.9980469,"punctuated_word":"loans,","sentiment":"neutral","sentiment_score":-0.00473579578101635},{"word":"credit","start":443.96002,"end":444.2,"confidence":1.0,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":-0.00928862765431404},{"word":"cards","start":444.2,"end":444.52002,"confidence":0.8388672,"punctuated_word":"cards,","sentiment":"neutral","sentiment_score":-0.001994190737605095},{"word":"zippay","start":444.52002,"end":445.02002,"confidence":0.8208008,"punctuated_word":"ZipPay?","sentiment":"neutral","sentiment_score":0.009550673887133598},{"word":"yep","start":451.50497,"end":452.00497,"confidence":0.7327881,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03979460150003433},{"word":"yeah","start":453.50497,"end":453.82498,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007567949593067169},{"word":"do","start":453.82498,"end":453.985,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.008248403668403625},{"word":"you","start":453.985,"end":454.065,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.004505667835474014},{"word":"know","start":454.065,"end":454.305,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.005029739812016487},{"word":"roughly","start":454.305,"end":454.705,"confidence":0.94921875,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":-0.0028219930827617645},{"word":"how","start":454.705,"end":454.865,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.004121387377381325},{"word":"much","start":454.865,"end":455.10498,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.001891016960144043},{"word":"is","start":455.10498,"end":455.26498,"confidence":0.9375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.004425268620252609},{"word":"owing","start":455.26498,"end":455.585,"confidence":0.9741211,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.008438832126557827},{"word":"on","start":455.585,"end":455.66498,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0026302114129066467},{"word":"it","start":455.66498,"end":456.16498,"confidence":0.9946289,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.0155723849311471},{"word":"okay","start":457.92,"end":458.32,"confidence":0.9951172,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.034361910074949265},{"word":"yeah","start":458.32,"end":458.56,"confidence":0.7302246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07846447080373764},{"word":"perfect","start":458.56,"end":459.06,"confidence":0.9926758,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.19734345376491547},{"word":"otherwise","start":460.64,"end":461.04,"confidence":0.94018555,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":-0.023048512637615204},{"word":"when","start":461.04,"end":461.2,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.018057286739349365},{"word":"it","start":461.2,"end":461.28,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.006277583539485931},{"word":"comes","start":461.28,"end":461.52,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.018234841525554657},{"word":"to","start":461.52,"end":461.68,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03347763419151306},{"word":"health","start":461.68,"end":462.0,"confidence":0.984375,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.0738665908575058},{"word":"and","start":462.0,"end":462.4,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06520253419876099},{"word":"lifestyle","start":462.4,"end":462.9,"confidence":0.99658203,"punctuated_word":"lifestyle,","sentiment":"neutral","sentiment_score":-0.032141514122486115},{"word":"i","start":463.04,"end":463.12,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04591986536979675},{"word":"have","start":463.12,"end":463.36002,"confidence":0.97998047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.038330718874931335},{"word":"you","start":463.36002,"end":463.44,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0442761704325676},{"word":"down","start":463.44,"end":463.68,"confidence":0.9921875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.02520962804555893},{"word":"here","start":463.68,"end":463.92,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.004941470921039581},{"word":"as","start":463.92,"end":464.16,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.018417544662952423},{"word":"a","start":464.16,"end":464.66,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004520848393440247},{"word":"nonsmoker","start":464.72,"end":465.22,"confidence":0.9777832,"punctuated_word":"nonsmoker.","sentiment":"neutral","sentiment_score":-0.06944622844457626},{"word":"and","start":468.24,"end":468.74,"confidence":0.95703125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.011056406423449516},{"word":"have","start":470.23502,"end":470.355,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.030221546068787575},{"word":"you","start":470.355,"end":470.475,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03424714133143425},{"word":"had","start":470.475,"end":470.635,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.03306322544813156},{"word":"any","start":470.635,"end":470.875,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0369139164686203},{"word":"changes","start":470.875,"end":471.275,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.07511092722415924},{"word":"to","start":471.275,"end":471.435,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08215847611427307},{"word":"your","start":471.435,"end":471.67502,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07709124684333801},{"word":"health","start":471.67502,"end":471.995,"confidence":0.9707031,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.09813730418682098},{"word":"otherwise","start":471.995,"end":472.315,"confidence":0.7314453,"punctuated_word":"otherwise","sentiment":"neutral","sentiment_score":-0.0958145558834076},{"word":"in","start":472.315,"end":472.475,"confidence":0.9873047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.059200044721364975},{"word":"the","start":472.475,"end":472.555,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05756952613592148},{"word":"last","start":472.555,"end":472.795,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.05923551693558693},{"word":"twelve","start":472.795,"end":473.035,"confidence":0.9980469,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.07061617821455002},{"word":"months","start":473.035,"end":473.355,"confidence":0.890625,"punctuated_word":"months?","sentiment":"neutral","sentiment_score":-0.06155937165021896},{"word":"any","start":473.355,"end":473.67502,"confidence":0.9970703,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.07913035899400711},{"word":"significant","start":473.67502,"end":474.17502,"confidence":0.9980469,"punctuated_word":"significant","sentiment":"neutral","sentiment_score":-0.15454627573490143},{"word":"health","start":474.315,"end":474.795,"confidence":0.99902344,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.1595885455608368},{"word":"issues","start":474.795,"end":475.275,"confidence":0.99609375,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.15827296674251556},{"word":"or","start":475.275,"end":475.515,"confidence":0.9550781,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1485995054244995},{"word":"injuries","start":475.515,"end":475.995,"confidence":1.0,"punctuated_word":"injuries","sentiment":"neutral","sentiment_score":-0.17345543205738068},{"word":"or","start":475.995,"end":476.23502,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.13981303572654724},{"word":"anything","start":476.23502,"end":476.73502,"confidence":0.99194336,"punctuated_word":"anything?","sentiment":"neutral","sentiment_score":-0.15360113978385925},{"word":"yeah","start":481.195,"end":481.695,"confidence":0.66833496,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0832248330116272},{"word":"yep","start":482.45,"end":482.95,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03879056125879288},{"word":"good","start":484.69,"end":484.85,"confidence":0.50146484,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":0.10311733931303024},{"word":"they're","start":484.85,"end":485.09,"confidence":0.93530273,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.2633351683616638},{"word":"getting","start":485.09,"end":485.59,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.252423495054245},{"word":"it","start":485.81,"end":485.97,"confidence":0.65771484,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.20983470976352692},{"word":"cut","start":485.97,"end":486.47,"confidence":0.56347656,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":-0.2114907503128052},{"word":"out","start":486.85,"end":487.35,"confidence":0.99560547,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.09451323002576828},{"word":"yep","start":494.13,"end":494.63,"confidence":0.94262695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06145180389285088},{"word":"mhmm","start":502.26498,"end":502.425,"confidence":0.99401855,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.01385722029954195},{"word":"okay","start":502.425,"end":502.905,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.022281557321548465},{"word":"and","start":502.905,"end":503.145,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01372281927615404},{"word":"did","start":503.145,"end":503.385,"confidence":0.9970703,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.009042853489518166},{"word":"the","start":503.385,"end":503.465,"confidence":0.3725586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.017288412898778915},{"word":"would","start":503.625,"end":503.865,"confidence":0.4638672,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.013634804636240004},{"word":"did","start":503.945,"end":504.10498,"confidence":0.9863281,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.01396697387099266},{"word":"you","start":504.10498,"end":504.26498,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021997693926095963},{"word":"request","start":504.26498,"end":504.585,"confidence":0.9394531,"punctuated_word":"request","sentiment":"neutral","sentiment_score":0.025243576616048813},{"word":"it","start":504.585,"end":504.745,"confidence":0.74072266,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.007756000384688377},{"word":"or","start":504.745,"end":504.905,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.003839991986751557},{"word":"did","start":504.905,"end":505.065,"confidence":0.94628906,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.003659624606370926},{"word":"the","start":505.065,"end":505.225,"confidence":0.6254883,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007346866652369499},{"word":"doctor","start":505.225,"end":505.625,"confidence":0.9980469,"punctuated_word":"doctor","sentiment":"neutral","sentiment_score":0.004346072673797607},{"word":"ask","start":505.625,"end":505.865,"confidence":0.9838867,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.013260986655950546},{"word":"for","start":505.865,"end":505.945,"confidence":0.9760742,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.014727521687746048},{"word":"a","start":505.945,"end":506.025,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013692770153284071},{"word":"bit","start":506.025,"end":506.185,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.01657608151435852},{"word":"of","start":506.185,"end":506.345,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02145022712647915},{"word":"a","start":506.345,"end":506.425,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013531571254134178},{"word":"follow-up","start":506.425,"end":506.925,"confidence":0.99902344,"punctuated_word":"follow-up?","sentiment":"neutral","sentiment_score":0.009691702201962473},{"word":"yep","start":510.77,"end":511.16998,"confidence":0.7406006,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024628479033708572},{"word":"yep","start":511.16998,"end":511.57,"confidence":0.97265625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01660739630460739},{"word":"okay","start":511.57,"end":512.07,"confidence":0.92529297,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.002310885116457939},{"word":"yep","start":513.97,"end":514.47,"confidence":0.9645996,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04811606928706169},{"word":"mhmm","start":516.61,"end":517.11,"confidence":0.99523926,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.058984581381082535},{"word":"yep","start":518.45,"end":518.95,"confidence":0.95874023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.014030921272933485},{"word":"okay","start":525.505,"end":525.90497,"confidence":0.94433594,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01949811354279518},{"word":"okay","start":525.90497,"end":526.305,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.024229321628808975},{"word":"okay","start":526.305,"end":526.805,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03057263232767582},{"word":"it's","start":526.865,"end":527.02496,"confidence":0.93408203,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03221924975514412},{"word":"always","start":527.02496,"end":527.26495,"confidence":0.9970703,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.040719978511333466},{"word":"better","start":527.26495,"end":527.505,"confidence":0.9980469,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.02406787872314453},{"word":"to","start":527.505,"end":527.665,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.058064475655555725},{"word":"be","start":527.665,"end":527.745,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.002072438597679138},{"word":"safe","start":527.745,"end":528.065,"confidence":0.6928711,"punctuated_word":"safe,","sentiment":"neutral","sentiment_score":0.029527150094509125},{"word":"though","start":528.065,"end":528.225,"confidence":0.8684082,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.06496434658765793},{"word":"than","start":528.225,"end":528.725,"confidence":0.96435547,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.010934412479400637},{"word":"having","start":528.785,"end":529.105,"confidence":0.99121094,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.001355111598968506},{"word":"a","start":529.105,"end":529.26495,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034993741661310196},{"word":"look","start":529.26495,"end":529.425,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.05262713134288788},{"word":"at","start":529.425,"end":529.665,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.060136809945106506},{"word":"it","start":529.665,"end":529.82495,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02308252453804016},{"word":"then","start":529.82495,"end":530.225,"confidence":0.7426758,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.0054205432534217834},{"word":"but","start":530.225,"end":530.385,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0015372484922409058},{"word":"otherwise","start":530.385,"end":530.865,"confidence":0.7434082,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":-0.021654121577739716},{"word":"you're","start":530.865,"end":531.02496,"confidence":0.97021484,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.032921258360147476},{"word":"kind","start":531.02496,"end":531.345,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.0430377796292305},{"word":"of","start":531.345,"end":531.665,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07549488544464111},{"word":"working","start":531.665,"end":532.14496,"confidence":0.99902344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.1076463833451271},{"word":"and","start":532.14496,"end":532.385,"confidence":0.94433594,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.0999816358089447},{"word":"like","start":532.385,"end":532.70496,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0524686798453331},{"word":"feel","start":532.70496,"end":533.02496,"confidence":0.9951172,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.08727827668190002},{"word":"okay","start":533.02496,"end":533.425,"confidence":0.99902344,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.09940539300441742},{"word":"otherwise","start":533.425,"end":533.925,"confidence":0.7932129,"punctuated_word":"otherwise.","sentiment":"neutral","sentiment_score":0.03996485099196434},{"word":"yep","start":534.77,"end":535.25,"confidence":0.9448242,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10953909158706664},{"word":"okay","start":535.25,"end":535.73004,"confidence":0.9970703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07940182089805603},{"word":"okay","start":535.73004,"end":535.97003,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13661956787109375},{"word":"good","start":535.97003,"end":536.37,"confidence":0.9995117,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":0.2297782599925995},{"word":"no","start":536.37,"end":536.53,"confidence":0.98339844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.010137137025594711},{"word":"it","start":536.53,"end":536.69,"confidence":0.9838867,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.08230327814817429},{"word":"is","start":536.69,"end":536.77,"confidence":0.98828125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11293743550777437},{"word":"good","start":536.77,"end":537.01,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.15348246693611145},{"word":"to","start":537.01,"end":537.09,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0710742175579071},{"word":"get","start":537.09,"end":537.25,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.02054942399263382},{"word":"a","start":537.25,"end":537.33,"confidence":0.86035156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10146798938512802},{"word":"check","start":537.33,"end":537.57,"confidence":0.876709,"punctuated_word":"check,","sentiment":"neutral","sentiment_score":0.1892237663269043},{"word":"though","start":537.57,"end":538.07,"confidence":0.9941406,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":0.02410368993878365},{"word":"otherwise","start":539.33,"end":539.73004,"confidence":0.91137695,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":-0.026330342516303062},{"word":"when","start":539.73004,"end":539.89,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.015194345265626907},{"word":"it","start":539.89,"end":539.97003,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.00975235551595688},{"word":"comes","start":539.97003,"end":540.21,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.0014086291193962095},{"word":"to","start":540.21,"end":540.37,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.000339314341545105},{"word":"estate","start":540.37,"end":540.85004,"confidence":0.94189453,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.0263424888253212},{"word":"planning","start":540.85004,"end":541.35004,"confidence":0.99609375,"punctuated_word":"planning,","sentiment":"neutral","sentiment_score":-0.00908580794930458},{"word":"do","start":541.41003,"end":541.57,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.050052814185619354},{"word":"you","start":541.57,"end":541.73004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013915400952100754},{"word":"have","start":541.73004,"end":541.97003,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.020732052624225616},{"word":"a","start":541.97003,"end":542.13,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.023143885657191277},{"word":"will","start":542.13,"end":542.37,"confidence":0.8510742,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.010638147592544556},{"word":"in","start":542.37,"end":542.61,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03485402464866638},{"word":"place","start":542.61,"end":542.93,"confidence":0.9980469,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.015409670770168304},{"word":"at","start":542.93,"end":543.09,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04115442559123039},{"word":"all","start":543.09,"end":543.59,"confidence":1.0,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":-0.01955730840563774},{"word":"no","start":545.49,"end":545.99,"confidence":0.8996582,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06189911440014839},{"word":"okay","start":546.13,"end":546.63,"confidence":0.9013672,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.023576628416776657},{"word":"do","start":546.69,"end":546.85004,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.024320775642991063},{"word":"you","start":546.85004,"end":546.93,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.017428038641810417},{"word":"have","start":546.93,"end":547.09,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.012193426489830015},{"word":"anyone","start":547.09,"end":547.41003,"confidence":0.99902344,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":-0.01252320222556591},{"word":"who","start":547.41003,"end":547.65,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.02137277275323868},{"word":"makes","start":547.65,"end":547.81,"confidence":1.0,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.011162597686052322},{"word":"any","start":547.81,"end":548.05,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.013552429154515266},{"word":"financial","start":548.05,"end":548.55,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.020755350589752197},{"word":"decisions","start":548.61,"end":549.09,"confidence":0.9980469,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":-0.01954174041748047},{"word":"for","start":549.09,"end":549.25,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.030674025416374207},{"word":"you","start":549.25,"end":549.75,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":-0.02498032338917255},{"word":"no","start":551.71497,"end":551.95496,"confidence":0.86865234,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03925301507115364},{"word":"pat","start":551.95496,"end":552.45496,"confidence":0.5748291,"punctuated_word":"Pat.","sentiment":"neutral","sentiment_score":-0.024859212338924408},{"word":"yeah","start":554.75494,"end":554.915,"confidence":0.9812012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04362248629331589},{"word":"yeah","start":554.915,"end":555.07495,"confidence":0.82666016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1183762103319168},{"word":"that's","start":555.07495,"end":555.39496,"confidence":0.99072266,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2699035406112671},{"word":"all","start":555.39496,"end":555.63495,"confidence":0.9921875,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4961521029472351},{"word":"good","start":555.63495,"end":556.13495,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.33911579847335815},{"word":"and","start":557.795,"end":558.115,"confidence":0.85302734,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.17133979499340057},{"word":"obviously","start":558.115,"end":558.595,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.17296534776687622},{"word":"if","start":558.595,"end":558.75494,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.25769156217575073},{"word":"anything","start":558.75494,"end":559.07495,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.1998598873615265},{"word":"were","start":559.07495,"end":559.235,"confidence":0.7055664,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.15009620785713196},{"word":"to","start":559.235,"end":559.315,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1634393185377121},{"word":"happen","start":559.315,"end":559.63495,"confidence":0.98828125,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.1632457971572876},{"word":"to","start":559.63495,"end":559.795,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16231060028076172},{"word":"you","start":559.795,"end":560.295,"confidence":0.99902344,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.13159683346748352},{"word":"i","start":560.51495,"end":560.675,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22445714473724365},{"word":"have","start":560.675,"end":561.07495,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.233239084482193},{"word":"your","start":561.07495,"end":561.315,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21762120723724365},{"word":"nomination","start":561.315,"end":561.815,"confidence":0.99902344,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.229335755109787},{"word":"as","start":562.115,"end":562.355,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.22820304334163663},{"word":"kelly","start":562.355,"end":562.855,"confidence":0.97998047,"punctuated_word":"Kelly","sentiment":"neutral","sentiment_score":0.21280904114246368},{"word":"to","start":562.995,"end":563.15497,"confidence":0.78125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18859514594078064},{"word":"obviously","start":563.15497,"end":563.555,"confidence":0.8774414,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.18417371809482577},{"word":"receive","start":563.555,"end":563.95496,"confidence":0.9921875,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":0.17550605535507202},{"word":"everything","start":563.95496,"end":564.435,"confidence":0.9838867,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.1589202880859375},{"word":"if","start":564.435,"end":564.75,"confidence":0.76953125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13377051055431366},{"word":"something","start":564.83,"end":564.99,"confidence":0.8959961,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.11622345447540285},{"word":"would","start":564.99,"end":565.15,"confidence":0.7402344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.11928526312112808},{"word":"happen","start":565.15,"end":565.39,"confidence":0.9746094,"punctuated_word":"happen.","sentiment":"neutral","sentiment_score":0.1121467500925064},{"word":"are","start":565.39,"end":565.71,"confidence":0.94384766,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.07314251363277435},{"word":"you","start":565.71,"end":565.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08768068999052048},{"word":"happy","start":565.79,"end":566.03,"confidence":0.9970703,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.13359874486923218},{"word":"with","start":566.03,"end":566.19,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1042563170194626},{"word":"that","start":566.19,"end":566.69,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.12163321673870088},{"word":"yeah","start":567.31,"end":567.63,"confidence":0.76782227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3249344229698181},{"word":"beautiful","start":567.63,"end":568.13,"confidence":0.99560547,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.49158158898353577},{"word":"otherwise","start":568.99,"end":569.47,"confidence":0.9995117,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.2664486765861511},{"word":"i","start":569.47,"end":569.55,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2425362169742584},{"word":"guess","start":569.55,"end":569.79,"confidence":1.0,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.21428777277469635},{"word":"when","start":569.79,"end":569.91003,"confidence":0.5620117,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.26956647634506226},{"word":"it","start":569.91003,"end":570.03,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2699528932571411},{"word":"comes","start":570.03,"end":570.27,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.18848228454589844},{"word":"to","start":570.27,"end":570.43,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27103328704833984},{"word":"goals","start":570.43,"end":570.75,"confidence":0.6218262,"punctuated_word":"goals,","sentiment":"neutral","sentiment_score":0.26157280802726746},{"word":"the","start":570.75,"end":570.91,"confidence":0.95410156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2695240378379822},{"word":"stuff","start":570.91,"end":571.15,"confidence":0.98828125,"punctuated_word":"stuff","sentiment":"positive","sentiment_score":0.4278057813644409},{"word":"that","start":571.15,"end":571.23,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.33865636587142944},{"word":"you","start":571.23,"end":571.47,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35288113355636597},{"word":"are","start":571.47,"end":571.63,"confidence":0.9941406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2576459050178528},{"word":"working","start":571.63,"end":572.11,"confidence":0.9980469,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.28607720136642456},{"word":"towards","start":572.11,"end":572.59,"confidence":0.99902344,"punctuated_word":"towards","sentiment":"positive","sentiment_score":0.3626880645751953},{"word":"in","start":572.59,"end":573.09,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24215397238731384},{"word":"the","start":573.39,"end":573.55,"confidence":0.79003906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23374806344509125},{"word":"next","start":573.55,"end":573.95,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.20172245800495148},{"word":"couple","start":573.95,"end":574.27,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.14524629712104797},{"word":"of","start":574.27,"end":574.43,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14006559550762177},{"word":"years","start":574.43,"end":574.93,"confidence":0.8972168,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.17271849513053894},{"word":"i","start":575.39,"end":575.47,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2736433148384094},{"word":"have","start":575.47,"end":575.71,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2265976369380951},{"word":"here","start":575.71,"end":575.87,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.22127889096736908},{"word":"that","start":575.87,"end":576.11,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21393992006778717},{"word":"last","start":576.11,"end":576.27,"confidence":0.9873047,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.14092954993247986},{"word":"time","start":576.27,"end":576.51,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2206989228725433},{"word":"we","start":576.51,"end":576.67,"confidence":0.5566406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2073801755905151},{"word":"spoke","start":576.67,"end":576.83,"confidence":1.0,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.15985724329948425},{"word":"to","start":576.83,"end":576.99,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2135232388973236},{"word":"you","start":576.99,"end":577.15,"confidence":0.9941406,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1528804898262024},{"word":"you","start":577.15,"end":577.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1847151219844818},{"word":"were","start":577.31,"end":577.55,"confidence":1.0,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.1401316523551941},{"word":"hoping","start":577.55,"end":577.87,"confidence":1.0,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.2883133888244629},{"word":"to","start":577.87,"end":578.03,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.33192116022109985},{"word":"buy","start":578.03,"end":578.11,"confidence":1.0,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.3222171366214752},{"word":"a","start":578.11,"end":578.19,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.33810725808143616},{"word":"new","start":578.19,"end":578.35,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.32743775844573975},{"word":"car","start":578.35,"end":578.51,"confidence":0.98706055,"punctuated_word":"car,","sentiment":"positive","sentiment_score":0.33724159002304077},{"word":"which","start":578.51,"end":578.75,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.4324747622013092},{"word":"you","start":578.75,"end":578.83,"confidence":0.8286133,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4561330676078797},{"word":"obviously","start":578.83,"end":579.23,"confidence":0.9941406,"punctuated_word":"obviously","sentiment":"positive","sentiment_score":0.4218097925186157},{"word":"did","start":579.23,"end":579.39,"confidence":0.83447266,"punctuated_word":"did,","sentiment":"positive","sentiment_score":0.3836261034011841},{"word":"so","start":579.39,"end":579.63,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.40204328298568726},{"word":"that's","start":579.63,"end":579.95,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.5422233939170837},{"word":"great","start":579.95,"end":580.45,"confidence":1.0,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4451444149017334},{"word":"otherwise","start":581.635,"end":582.115,"confidence":0.99316406,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.026880774646997452},{"word":"it","start":582.115,"end":582.195,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04117076098918915},{"word":"was","start":582.195,"end":582.35504,"confidence":0.99316406,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.030930601060390472},{"word":"just","start":582.35504,"end":582.59503,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03542473912239075},{"word":"to","start":582.59503,"end":582.675,"confidence":0.8178711,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.027135424315929413},{"word":"focus","start":582.675,"end":583.155,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.01602225750684738},{"word":"on","start":583.155,"end":583.315,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07922472059726715},{"word":"paying","start":583.315,"end":583.635,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.1175970658659935},{"word":"down","start":583.635,"end":584.03503,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.06946530193090439},{"word":"the","start":584.03503,"end":584.195,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0881832167506218},{"word":"mortgage","start":584.195,"end":584.695,"confidence":0.9980469,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.07000116258859634},{"word":"what","start":585.315,"end":585.47504,"confidence":0.99902344,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.017947573214769363},{"word":"would","start":585.47504,"end":585.715,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.01687169075012207},{"word":"you","start":585.715,"end":585.875,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05980835109949112},{"word":"say","start":585.875,"end":586.375,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.031370632350444794},{"word":"that's","start":586.755,"end":587.075,"confidence":0.9189453,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06008045002818107},{"word":"kind","start":587.075,"end":587.395,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.05621729418635368},{"word":"of","start":587.395,"end":587.715,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07393308728933334},{"word":"so","start":587.79504,"end":588.03503,"confidence":0.9316406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08581831306219101},{"word":"paying","start":588.03503,"end":588.275,"confidence":0.99902344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.16810718178749084},{"word":"off","start":588.275,"end":588.35504,"confidence":0.98828125,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.11313827335834505},{"word":"the","start":588.35504,"end":588.515,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18207727372646332},{"word":"mortgage","start":588.515,"end":588.91504,"confidence":0.99609375,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.0944434404373169},{"word":"is","start":588.91504,"end":588.995,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14180991053581238},{"word":"your","start":588.995,"end":589.235,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10008565336465836},{"word":"kind","start":589.235,"end":589.395,"confidence":0.9770508,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12571758031845093},{"word":"of","start":589.395,"end":589.555,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14719158411026},{"word":"main","start":589.555,"end":589.79504,"confidence":0.9970703,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.14580008387565613},{"word":"priority","start":589.79504,"end":590.29504,"confidence":0.95336914,"punctuated_word":"priority?","sentiment":"neutral","sentiment_score":0.02512553334236145},{"word":"but","start":595.33,"end":595.57,"confidence":0.9770508,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.32976657152175903},{"word":"for","start":595.57,"end":595.73004,"confidence":0.98828125,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.38332149386405945},{"word":"you","start":595.73004,"end":596.13,"confidence":0.99560547,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.393011212348938},{"word":"it's","start":596.13,"end":596.37006,"confidence":0.9970703,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.47860264778137207},{"word":"your","start":596.37006,"end":596.69,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5028537511825562},{"word":"goals","start":596.69,"end":597.01,"confidence":0.97314453,"punctuated_word":"goals","sentiment":"positive","sentiment_score":0.42490172386169434},{"word":"anyway","start":597.01,"end":597.51,"confidence":0.8894043,"punctuated_word":"anyway.","sentiment":"positive","sentiment_score":0.43898892402648926},{"word":"and","start":599.81006,"end":600.13,"confidence":0.71240234,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.24431179463863373},{"word":"is","start":600.13,"end":600.37006,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17719806730747223},{"word":"there","start":600.37006,"end":600.85004,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2737971246242523},{"word":"anything","start":600.85004,"end":601.25,"confidence":1.0,"punctuated_word":"anything","sentiment":"positive","sentiment_score":0.3708593845367432},{"word":"else","start":601.25,"end":601.57,"confidence":0.93847656,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":0.33026599884033203},{"word":"like","start":601.57,"end":601.81006,"confidence":0.986084,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.21365919709205627},{"word":"that","start":601.81006,"end":601.97003,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2121806293725967},{"word":"you","start":601.97003,"end":602.05005,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2591136395931244},{"word":"guys","start":602.05005,"end":602.29004,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.3108953535556793},{"word":"are","start":602.29004,"end":602.45,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.3016502857208252},{"word":"working","start":602.45,"end":602.77,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.3760945200920105},{"word":"towards","start":602.77,"end":603.17004,"confidence":0.9951172,"punctuated_word":"towards","sentiment":"positive","sentiment_score":0.41577285528182983},{"word":"that","start":603.17004,"end":603.33,"confidence":0.8125,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.37765610218048096},{"word":"you","start":603.33,"end":603.41003,"confidence":0.9970703,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3370303213596344},{"word":"are","start":603.41003,"end":603.57,"confidence":0.97509766,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.3252139389514923},{"word":"wanting","start":603.57,"end":603.89,"confidence":0.9941406,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.27612069249153137},{"word":"to","start":603.89,"end":604.13,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2729469835758209},{"word":"achieve","start":604.13,"end":604.45,"confidence":0.9980469,"punctuated_word":"achieve","sentiment":"positive","sentiment_score":0.33943864703178406},{"word":"otherwise","start":604.45,"end":604.95,"confidence":0.9472656,"punctuated_word":"otherwise?","sentiment":"neutral","sentiment_score":0.08519645035266876},{"word":"no","start":611.435,"end":611.935,"confidence":0.8640137,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":-0.098136305809021},{"word":"no","start":613.755,"end":614.255,"confidence":0.9296875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12747138738632202},{"word":"yeah","start":618.33,"end":618.65,"confidence":0.7305908,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0435170903801918},{"word":"just","start":618.65,"end":618.97,"confidence":0.5883789,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.03291894122958183},{"word":"yep","start":619.05,"end":619.55,"confidence":0.9947917,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.07676573097705841},{"word":"just","start":619.69,"end":619.93,"confidence":0.7392578,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.04030605033040047},{"word":"do","start":619.93,"end":620.08997,"confidence":0.45117188,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06534247100353241},{"word":"some","start":620.08997,"end":620.25,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.05835981294512749},{"word":"house","start":620.25,"end":620.75,"confidence":0.9719238,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":0.04919713735580444},{"word":"yeah","start":621.93,"end":622.41,"confidence":0.99194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.041647084057331085},{"word":"house","start":622.41,"end":622.91,"confidence":0.92626953,"punctuated_word":"House.","sentiment":"neutral","sentiment_score":0.032127343118190765},{"word":"yeah","start":623.37,"end":623.77,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07663878798484802},{"word":"i","start":623.77,"end":623.93,"confidence":0.51660156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11594045162200928},{"word":"might","start":623.93,"end":624.25,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.12196814268827438},{"word":"increase","start":624.25,"end":624.65,"confidence":0.99902344,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.1505623757839203},{"word":"the","start":624.65,"end":624.81,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18615785241127017},{"word":"value","start":624.81,"end":625.05,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.17788413166999817},{"word":"a","start":625.05,"end":625.13,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15072260797023773},{"word":"little","start":625.13,"end":625.29,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0920281708240509},{"word":"bit","start":625.29,"end":625.45,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10441453009843826},{"word":"more","start":625.45,"end":625.61,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.09742004424333572},{"word":"in","start":625.61,"end":625.77,"confidence":0.9428711,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03987884521484375},{"word":"the","start":625.77,"end":625.85,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07125483453273773},{"word":"house","start":625.85,"end":626.08997,"confidence":0.95703125,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.08068592846393585},{"word":"group","start":626.08997,"end":626.58997,"confidence":0.80126953,"punctuated_word":"group.","sentiment":"neutral","sentiment_score":0.10323696583509444},{"word":"and","start":628.97,"end":629.29,"confidence":0.86035156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3271637558937073},{"word":"when","start":629.29,"end":629.52997,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.32822385430336},{"word":"it","start":629.52997,"end":629.61,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.303531289100647},{"word":"comes","start":629.61,"end":629.93,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.21008019149303436},{"word":"to","start":629.93,"end":630.225,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3290437161922455},{"word":"superannuation","start":630.38495,"end":630.88495,"confidence":0.99780273,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.3244292140007019},{"word":"i","start":631.26495,"end":631.425,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3690686523914337},{"word":"have","start":631.425,"end":631.665,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.35972580313682556},{"word":"here","start":631.665,"end":631.985,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.3081778585910797},{"word":"that","start":631.985,"end":632.225,"confidence":0.9128418,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.3187685012817383},{"word":"ideally","start":632.225,"end":632.625,"confidence":0.9995117,"punctuated_word":"ideally,","sentiment":"positive","sentiment_score":0.4185423851013184},{"word":"you","start":632.625,"end":632.865,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5515916347503662},{"word":"would","start":632.865,"end":633.02496,"confidence":0.98828125,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.5614395141601562},{"word":"love","start":633.02496,"end":633.185,"confidence":1.0,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.6044930219650269},{"word":"to","start":633.185,"end":633.425,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5449972748756409},{"word":"access","start":633.425,"end":633.90497,"confidence":1.0,"punctuated_word":"access","sentiment":"positive","sentiment_score":0.5249269604682922},{"word":"super","start":633.90497,"end":634.225,"confidence":0.86328125,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5137906670570374},{"word":"at","start":634.225,"end":634.625,"confidence":0.9951172,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3763435184955597},{"word":"the","start":634.625,"end":634.785,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4209935069084167},{"word":"age","start":634.785,"end":635.105,"confidence":1.0,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.2846158742904663},{"word":"of","start":635.105,"end":635.505,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2913269102573395},{"word":"60","start":635.505,"end":636.005,"confidence":0.8901367,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.3001454770565033},{"word":"and","start":637.26495,"end":637.76495,"confidence":0.8911133,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.33472368121147156},{"word":"you","start":637.90497,"end":638.38495,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3362566828727722},{"word":"wanted","start":638.38495,"end":638.70496,"confidence":0.9140625,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.332360178232193},{"word":"in","start":638.785,"end":638.94495,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2815820872783661},{"word":"terms","start":638.94495,"end":639.185,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.3059734106063843},{"word":"of","start":639.185,"end":639.345,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.41405728459358215},{"word":"an","start":639.345,"end":639.58496,"confidence":0.99902344,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.3858170211315155},{"word":"income","start":639.58496,"end":639.985,"confidence":1.0,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.3932662010192871},{"word":"drawing","start":639.985,"end":640.38495,"confidence":0.9902344,"punctuated_word":"drawing","sentiment":"positive","sentiment_score":0.40133965015411377},{"word":"from","start":640.38495,"end":640.625,"confidence":1.0,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.4137195348739624},{"word":"super","start":640.625,"end":640.94495,"confidence":0.9902344,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3852672278881073},{"word":"when","start":640.94495,"end":641.105,"confidence":0.984375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.3269891142845154},{"word":"you","start":641.105,"end":641.26495,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3273317813873291},{"word":"retire","start":641.26495,"end":641.76495,"confidence":0.97021484,"punctuated_word":"retire,","sentiment":"neutral","sentiment_score":0.3308125138282776},{"word":"aiming","start":642.64,"end":642.88,"confidence":0.99902344,"punctuated_word":"aiming","sentiment":"positive","sentiment_score":0.38284432888031006},{"word":"for","start":642.88,"end":643.2,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2969270348548889},{"word":"about","start":643.2,"end":643.6,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2809501886367798},{"word":"the","start":643.6,"end":643.76,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.32471808791160583},{"word":"same","start":643.76,"end":643.92,"confidence":1.0,"punctuated_word":"same","sentiment":"positive","sentiment_score":0.4020390510559082},{"word":"as","start":643.92,"end":644.08,"confidence":0.9970703,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4436834752559662},{"word":"you","start":644.08,"end":644.24,"confidence":0.98291016,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3911476135253906},{"word":"what","start":644.32,"end":644.48,"confidence":0.9951172,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4594860374927521},{"word":"you","start":644.48,"end":644.64,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.33790692687034607},{"word":"are","start":644.64,"end":644.8,"confidence":0.8720703,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.34905391931533813},{"word":"on","start":644.8,"end":645.2,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3450276851654053},{"word":"now","start":645.2,"end":645.7,"confidence":0.9675293,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.26280879974365234},{"word":"is","start":646.16,"end":646.32,"confidence":0.8457031,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.310407817363739},{"word":"that","start":646.32,"end":646.48,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4003211855888366},{"word":"still","start":646.48,"end":646.72,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.29443544149398804},{"word":"kind","start":646.72,"end":646.95996,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.34102559089660645},{"word":"of","start":646.95996,"end":647.44,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3487379848957062},{"word":"the","start":647.44,"end":647.68,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.31223970651626587},{"word":"goal","start":647.68,"end":648.0,"confidence":0.9980469,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.285648912191391},{"word":"for","start":648.0,"end":648.16,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3017124533653259},{"word":"you","start":648.16,"end":648.66,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.21688345074653623},{"word":"yep","start":650.24,"end":650.72,"confidence":0.8786621,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24950328469276428},{"word":"okay","start":650.72,"end":651.22,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.5022609233856201},{"word":"perfect","start":651.27997,"end":651.77997,"confidence":0.9970703,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6365705728530884},{"word":"now","start":653.27997,"end":653.77997,"confidence":0.92089844,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.34297704696655273},{"word":"the","start":654.24,"end":654.39996,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.242199182510376},{"word":"next","start":654.39996,"end":654.64,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.22939801216125488},{"word":"thing","start":654.64,"end":654.8,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.24446842074394223},{"word":"i","start":654.8,"end":654.88,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18859711289405823},{"word":"do","start":654.88,"end":655.04,"confidence":0.9892578,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2074492871761322},{"word":"wanna","start":655.04,"end":655.27997,"confidence":0.87353516,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.21099835634231567},{"word":"quickly","start":655.27997,"end":655.68,"confidence":0.99902344,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.23076018691062927},{"word":"run","start":655.68,"end":655.83997,"confidence":0.9951172,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.1716461330652237},{"word":"through","start":655.83997,"end":656.0,"confidence":0.83569336,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.21789616346359253},{"word":"it","start":656.0,"end":656.16,"confidence":0.93408203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.23558230698108673},{"word":"is","start":656.16,"end":656.24,"confidence":0.98828125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2373715490102768},{"word":"just","start":656.24,"end":656.48,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.22058016061782837},{"word":"a","start":656.48,"end":656.56,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21270957589149475},{"word":"bit","start":656.56,"end":656.72,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2440561056137085},{"word":"of","start":656.72,"end":656.8,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2751792371273041},{"word":"an","start":656.8,"end":656.95996,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2648593485355377},{"word":"updated","start":656.95996,"end":657.36,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.2214469015598297},{"word":"risk","start":657.36,"end":657.585,"confidence":0.9741211,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.0809355229139328},{"word":"profile","start":657.745,"end":658.065,"confidence":1.0,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.07861717790365219},{"word":"questionnaire","start":658.065,"end":658.54504,"confidence":0.99902344,"punctuated_word":"questionnaire.","sentiment":"neutral","sentiment_score":0.13313676416873932},{"word":"i","start":658.54504,"end":658.705,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1891742646694183},{"word":"was","start":658.705,"end":658.78503,"confidence":0.50683594,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1753620058298111},{"word":"trying","start":658.78503,"end":658.905,"confidence":0.99121094,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.2388860434293747},{"word":"to","start":658.905,"end":659.025,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.241265133023262},{"word":"make","start":659.025,"end":659.185,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.26637762784957886},{"word":"it","start":659.185,"end":659.265,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.27637749910354614},{"word":"quick","start":659.265,"end":659.42505,"confidence":0.99609375,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.30536988377571106},{"word":"for","start":659.42505,"end":659.585,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.29664161801338196},{"word":"you","start":659.585,"end":659.66504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25496596097946167},{"word":"because","start":659.66504,"end":659.825,"confidence":0.8881836,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.17456187307834625},{"word":"i","start":659.825,"end":659.98505,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1612790822982788},{"word":"know","start":659.98505,"end":660.145,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.16160139441490173},{"word":"you're","start":660.145,"end":660.22504,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.12484186887741087},{"word":"sitting","start":660.22504,"end":660.465,"confidence":1.0,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.12087657302618028},{"word":"in","start":660.465,"end":660.625,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05430278182029724},{"word":"the","start":660.625,"end":660.705,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11318731307983398},{"word":"car","start":660.705,"end":661.205,"confidence":0.99902344,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":0.08729216456413269},{"word":"it's","start":661.66504,"end":661.905,"confidence":0.7885742,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0526140034198761},{"word":"just","start":661.905,"end":662.145,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08298317342996597},{"word":"multiple","start":662.145,"end":662.54504,"confidence":0.9970703,"punctuated_word":"multiple","sentiment":"neutral","sentiment_score":0.05147784948348999},{"word":"choice","start":662.54504,"end":663.025,"confidence":0.8359375,"punctuated_word":"choice.","sentiment":"neutral","sentiment_score":0.03569965437054634},{"word":"no","start":663.025,"end":663.265,"confidence":0.99902344,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.06617207825183868},{"word":"right","start":663.265,"end":663.505,"confidence":0.9892578,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.12037062644958496},{"word":"or","start":663.505,"end":663.585,"confidence":0.9892578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05694139003753662},{"word":"wrong","start":663.585,"end":663.825,"confidence":0.99902344,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.11460638791322708},{"word":"answers","start":663.825,"end":664.325,"confidence":0.6101074,"punctuated_word":"answers.","sentiment":"neutral","sentiment_score":-0.041623666882514954},{"word":"whatever","start":664.385,"end":664.705,"confidence":0.5800781,"punctuated_word":"Whatever","sentiment":"neutral","sentiment_score":0.10028794407844543},{"word":"you","start":664.705,"end":664.945,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08714349567890167},{"word":"feel","start":664.945,"end":665.185,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.12734390795230863},{"word":"is","start":665.185,"end":665.34503,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18214797973632812},{"word":"the","start":665.34503,"end":665.505,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15259353816509247},{"word":"most","start":665.505,"end":665.825,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.1898322552442551},{"word":"appropriate","start":665.825,"end":666.305,"confidence":1.0,"punctuated_word":"appropriate","sentiment":"neutral","sentiment_score":0.20767156779766083},{"word":"for","start":666.305,"end":666.54504,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1645698994398117},{"word":"you","start":666.54504,"end":666.78503,"confidence":0.7631836,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.2010064423084259},{"word":"and","start":666.78503,"end":666.945,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19595393538475037},{"word":"that","start":666.945,"end":667.10504,"confidence":0.65478516,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17890267074108124},{"word":"is","start":667.10504,"end":667.185,"confidence":0.63183594,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14767511188983917},{"word":"just","start":667.185,"end":667.34503,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20975464582443237},{"word":"to","start":667.34503,"end":667.505,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16372013092041016},{"word":"see","start":667.505,"end":667.66504,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1481175422668457},{"word":"if","start":667.66504,"end":667.745,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.17599782347679138},{"word":"we","start":667.745,"end":667.905,"confidence":0.97509766,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13547031581401825},{"word":"need","start":667.905,"end":667.98505,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.14991039037704468},{"word":"to","start":667.98505,"end":668.145,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11988719552755356},{"word":"make","start":668.145,"end":668.305,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.07657551765441895},{"word":"any","start":668.305,"end":668.465,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.10479914397001266},{"word":"changes","start":668.465,"end":668.86505,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.04666928946971893},{"word":"to","start":668.86505,"end":669.025,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06372567266225815},{"word":"your","start":669.025,"end":669.265,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04630139470100403},{"word":"risk","start":669.265,"end":669.585,"confidence":0.99121094,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.01005937159061432},{"word":"profile","start":669.585,"end":670.085,"confidence":0.9921875,"punctuated_word":"profile.","sentiment":"neutral","sentiment_score":0.09561808407306673},{"word":"so","start":671.13,"end":671.29,"confidence":0.9580078,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12525378167629242},{"word":"think","start":671.29,"end":671.52997,"confidence":0.98095703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.08237600326538086},{"word":"of","start":671.52997,"end":671.69,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12377417087554932},{"word":"these","start":671.69,"end":671.93,"confidence":0.62597656,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.10956577211618423},{"word":"in","start":671.93,"end":672.08997,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08038754761219025},{"word":"regards","start":672.08997,"end":672.58997,"confidence":0.9980469,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.09439074993133544},{"word":"to","start":672.64996,"end":672.97,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1634196788072586},{"word":"your","start":672.97,"end":673.37,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.154220849275589},{"word":"superannuation","start":673.37,"end":673.87,"confidence":0.9798177,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.16114039719104767},{"word":"as","start":674.08997,"end":674.41,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12452860176563264},{"word":"well","start":674.41,"end":674.91,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.08894770592451096},{"word":"so","start":676.32996,"end":676.64996,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.005775107070803642},{"word":"have","start":676.64996,"end":676.81,"confidence":0.9716797,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0009826552122831345},{"word":"you","start":676.81,"end":676.97,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.003033837303519249},{"word":"ever","start":676.97,"end":677.20996,"confidence":0.9980469,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.024889802560210228},{"word":"bought","start":677.20996,"end":677.52997,"confidence":0.9941406,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.01752660796046257},{"word":"direct","start":677.52997,"end":677.85,"confidence":0.8100586,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.010154448449611664},{"word":"share","start":677.85,"end":678.35,"confidence":0.83935547,"punctuated_word":"share","sentiment":"neutral","sentiment_score":0.0163163673132658},{"word":"yourself","start":680.41,"end":680.91,"confidence":0.9362793,"punctuated_word":"yourself?","sentiment":"neutral","sentiment_score":0.010290308855473995},{"word":"direct","start":682.01,"end":682.32996,"confidence":0.5996094,"punctuated_word":"Direct","sentiment":"neutral","sentiment_score":0.0014322996139526367},{"word":"shares","start":682.32996,"end":682.73,"confidence":0.8442383,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.0004252493381500244},{"word":"like","start":682.73,"end":682.88995,"confidence":0.5209961,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.016077375039458275},{"word":"stocks","start":682.88995,"end":683.20996,"confidence":0.98291016,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":-0.02030853182077408},{"word":"on","start":683.20996,"end":683.37,"confidence":0.99316406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01900351978838444},{"word":"the","start":683.37,"end":683.52997,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.012564653530716896},{"word":"stock","start":683.52997,"end":683.76996,"confidence":0.99902344,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":-0.022680409252643585},{"word":"market","start":683.76996,"end":684.26996,"confidence":0.97558594,"punctuated_word":"market?","sentiment":"neutral","sentiment_score":-0.013479705899953842},{"word":"no","start":686.055,"end":686.455,"confidence":0.6591797,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10722432285547256},{"word":"no","start":686.455,"end":686.955,"confidence":0.7944336,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.07952497154474258},{"word":"problem","start":687.015,"end":687.515,"confidence":0.99316406,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":-0.07711605727672577},{"word":"next","start":688.615,"end":688.935,"confidence":0.8457031,"punctuated_word":"Next","sentiment":"neutral","sentiment_score":-0.11782220005989076},{"word":"is","start":688.935,"end":689.255,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.057542070746421814},{"word":"in","start":689.255,"end":689.495,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04515434801578522},{"word":"regards","start":689.495,"end":689.995,"confidence":0.9970703,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.06432624161243439},{"word":"to","start":690.135,"end":690.455,"confidence":0.9277344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0899655669927597},{"word":"inflation","start":690.455,"end":690.955,"confidence":0.9885254,"punctuated_word":"inflation.","sentiment":"neutral","sentiment_score":-0.10990305989980698},{"word":"so","start":691.575,"end":691.895,"confidence":0.9267578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08046811819076538},{"word":"inflation","start":691.895,"end":692.375,"confidence":0.99316406,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":-0.13273566961288452},{"word":"means","start":692.375,"end":692.695,"confidence":0.99609375,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.07925589382648468},{"word":"that","start":692.695,"end":692.855,"confidence":0.98291016,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06922267377376556},{"word":"things","start":692.855,"end":693.175,"confidence":0.9970703,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.14666223526000977},{"word":"are","start":693.175,"end":693.33496,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.09645956009626389},{"word":"getting","start":693.33496,"end":693.575,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.1587008535861969},{"word":"more","start":693.575,"end":693.735,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.15522824227809906},{"word":"expensive","start":693.735,"end":694.21497,"confidence":1.0,"punctuated_word":"expensive","sentiment":"neutral","sentiment_score":-0.14663109183311462},{"word":"over","start":694.21497,"end":694.535,"confidence":0.9941406,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.12843641638755798},{"word":"time","start":694.535,"end":695.035,"confidence":0.9658203,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.13054758310317993},{"word":"making","start":695.255,"end":695.575,"confidence":0.99902344,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.1719137877225876},{"word":"your","start":695.575,"end":695.815,"confidence":0.98535156,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.19195055961608887},{"word":"money","start":695.815,"end":696.055,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.12534990906715393},{"word":"worth","start":696.055,"end":696.375,"confidence":0.9536133,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.14366242289543152},{"word":"less","start":696.375,"end":696.615,"confidence":0.9189453,"punctuated_word":"less,","sentiment":"neutral","sentiment_score":-0.14776188135147095},{"word":"and","start":696.615,"end":696.77496,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15909647941589355},{"word":"everything","start":696.77496,"end":697.175,"confidence":0.99902344,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.1765146553516388},{"word":"is","start":697.175,"end":697.33496,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.15371549129486084},{"word":"costing","start":697.33496,"end":697.815,"confidence":0.99902344,"punctuated_word":"costing","sentiment":"neutral","sentiment_score":-0.13298428058624268},{"word":"a","start":697.815,"end":697.895,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17430907487869263},{"word":"little","start":697.895,"end":698.135,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1467190533876419},{"word":"bit","start":698.135,"end":698.375,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.20588484406471252},{"word":"more","start":698.375,"end":698.82,"confidence":1.0,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":-0.14685752987861633},{"word":"now","start":699.78,"end":700.18,"confidence":0.94628906,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.05447622388601303},{"word":"how","start":700.18,"end":700.34,"confidence":0.9941406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.06825671344995499},{"word":"much","start":700.34,"end":700.5,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.09865902364253998},{"word":"of","start":700.5,"end":700.74,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09332897514104845},{"word":"a","start":700.74,"end":700.82,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09337598085403442},{"word":"risk","start":700.82,"end":701.22003,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.14780685305595398},{"word":"are","start":701.22003,"end":701.38,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.10324250906705856},{"word":"you","start":701.38,"end":701.54,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07798696309328079},{"word":"willing","start":701.54,"end":701.94,"confidence":1.0,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":-0.110213540494442},{"word":"to","start":701.94,"end":702.10004,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09183935075998306},{"word":"take","start":702.10004,"end":702.5,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.11822794377803802},{"word":"in","start":702.5,"end":702.66003,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08060602843761444},{"word":"order","start":702.66003,"end":702.98,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.10602502524852753},{"word":"to","start":702.98,"end":703.14,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04637067764997482},{"word":"kinda","start":703.14,"end":703.38,"confidence":0.52001953,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.024834025651216507},{"word":"keep","start":703.38,"end":703.62,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.07747095078229904},{"word":"up","start":703.62,"end":703.86,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.11336232721805573},{"word":"with","start":703.86,"end":704.10004,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.11243481189012527},{"word":"your","start":704.10004,"end":704.34,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.090538389980793},{"word":"rising","start":704.34,"end":704.84,"confidence":0.94970703,"punctuated_word":"rising","sentiment":"neutral","sentiment_score":-0.0802164077758789},{"word":"prices","start":704.98,"end":705.48,"confidence":0.88623047,"punctuated_word":"prices?","sentiment":"neutral","sentiment_score":-0.08385824412107468},{"word":"or","start":706.18,"end":706.42,"confidence":0.82958984,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.09962230920791626},{"word":"would","start":706.42,"end":706.58,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.08743427693843842},{"word":"you","start":706.58,"end":706.82,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08265884220600128},{"word":"say","start":706.82,"end":707.32,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.09945601224899292},{"word":"very","start":707.7,"end":708.02,"confidence":0.9770508,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.1110876202583313},{"word":"high","start":708.02,"end":708.34,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.13365685939788818},{"word":"risk","start":708.34,"end":708.84,"confidence":0.9038086,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.12122569233179092},{"word":"just","start":709.3,"end":709.62,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08940382301807404},{"word":"high","start":709.62,"end":710.10004,"confidence":0.99316406,"punctuated_word":"high,","sentiment":"neutral","sentiment_score":-0.06605209410190582},{"word":"moderate","start":710.10004,"end":710.60004,"confidence":0.96972656,"punctuated_word":"moderate,","sentiment":"neutral","sentiment_score":-0.07128745317459106},{"word":"or","start":710.74,"end":710.9,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.056027449667453766},{"word":"a","start":710.9,"end":710.98,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05027728155255318},{"word":"small","start":710.98,"end":711.3,"confidence":1.0,"punctuated_word":"small","sentiment":"neutral","sentiment_score":-0.037571460008621216},{"word":"amount","start":711.3,"end":711.62,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.06044420599937439},{"word":"of","start":711.62,"end":711.78,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08819065243005753},{"word":"risk","start":711.78,"end":712.10004,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.12206508964300156},{"word":"for","start":712.10004,"end":712.26,"confidence":0.9589844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07209192961454391},{"word":"your","start":712.26,"end":712.5,"confidence":0.98828125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.057469382882118225},{"word":"super","start":712.5,"end":713.0,"confidence":0.8979492,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":-0.03333796188235283},{"word":"this","start":722.075,"end":722.315,"confidence":0.73339844,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.0006424263119697571},{"word":"is","start":722.315,"end":722.555,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009955748915672302},{"word":"more","start":722.555,"end":722.795,"confidence":0.9707031,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.005438022315502167},{"word":"so","start":722.795,"end":723.035,"confidence":0.84716797,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02098686993122101},{"word":"just","start":723.035,"end":723.435,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.042544975876808167},{"word":"to","start":723.435,"end":723.595,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.016820110380649567},{"word":"gauge","start":723.595,"end":723.915,"confidence":0.8964844,"punctuated_word":"gauge","sentiment":"neutral","sentiment_score":-0.04790155589580536},{"word":"your","start":723.915,"end":724.235,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.004281669855117798},{"word":"behavior","start":724.235,"end":724.735,"confidence":0.99902344,"punctuated_word":"behavior","sentiment":"neutral","sentiment_score":0.03753134608268738},{"word":"around","start":725.115,"end":725.515,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.08086024969816208},{"word":"it","start":725.515,"end":726.015,"confidence":1.0,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.010127440094947817},{"word":"now","start":726.22,"end":726.46,"confidence":0.9421387,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":-0.006160544231534004},{"word":"obviously","start":726.46,"end":726.96,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.012717200443148611},{"word":"it's","start":727.1,"end":727.34,"confidence":0.9758301,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.028175856918096542},{"word":"sometimes","start":727.34,"end":727.74,"confidence":0.99902344,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.04723557457327843},{"word":"a","start":727.74,"end":727.82,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0697992742061615},{"word":"bit","start":727.82,"end":728.06,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1072520911693573},{"word":"tricky","start":728.06,"end":728.46,"confidence":0.99902344,"punctuated_word":"tricky","sentiment":"neutral","sentiment_score":-0.07285390049219131},{"word":"because","start":728.46,"end":728.77997,"confidence":0.94628906,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.09068022668361664},{"word":"some","start":728.77997,"end":729.27997,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0934656709432602},{"word":"some","start":729.5,"end":729.82,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.1038760468363762},{"word":"investments","start":729.82,"end":730.3,"confidence":0.7854004,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.1006711721420288},{"word":"it","start":730.3,"end":730.46,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.100801020860672},{"word":"depends","start":730.46,"end":730.86,"confidence":0.99121094,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":-0.07088306546211243},{"word":"what","start":730.86,"end":731.02,"confidence":0.8984375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04581274092197418},{"word":"it","start":731.02,"end":731.18,"confidence":0.88183594,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04440878704190254},{"word":"is","start":731.18,"end":731.42,"confidence":0.98535156,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04297696799039841},{"word":"and","start":731.42,"end":731.5,"confidence":0.96875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.046083688735961914},{"word":"stuff","start":731.5,"end":731.74,"confidence":0.8925781,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.05747675895690918},{"word":"but","start":731.74,"end":731.98,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06217363476753235},{"word":"it's","start":731.98,"end":732.14,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.08156312257051468},{"word":"more","start":732.14,"end":732.46,"confidence":0.99609375,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.05810236185789108},{"word":"so","start":732.46,"end":732.86,"confidence":0.97509766,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.07106916606426239},{"word":"for","start":732.86,"end":733.02,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09549763798713684},{"word":"me","start":733.02,"end":733.34,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.0636235773563385},{"word":"to","start":733.34,"end":733.58,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07029720395803452},{"word":"gauge","start":733.58,"end":734.08,"confidence":1.0,"punctuated_word":"gauge","sentiment":"neutral","sentiment_score":-0.038857173174619675},{"word":"how","start":734.14,"end":734.38,"confidence":0.98095703,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.014156017452478409},{"word":"like","start":734.62,"end":734.77997,"confidence":0.982666,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.03014383465051651},{"word":"your","start":734.77997,"end":735.02,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.016227200627326965},{"word":"behavior","start":735.02,"end":735.5,"confidence":1.0,"punctuated_word":"behavior","sentiment":"neutral","sentiment_score":-0.01715020090341568},{"word":"around","start":735.5,"end":735.82,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.0003674700856208801},{"word":"the","start":735.82,"end":736.06,"confidence":0.96240234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.022757265716791153},{"word":"investment","start":736.06,"end":736.54,"confidence":0.67529297,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.06152471527457237},{"word":"and","start":736.54,"end":736.7,"confidence":0.9316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.005154237151145935},{"word":"how","start":736.7,"end":736.86,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.014034755527973177},{"word":"you","start":736.86,"end":737.1,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0152030810713768},{"word":"feel","start":737.1,"end":737.34,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.016435444355010986},{"word":"about","start":737.34,"end":737.58,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.015020377933979034},{"word":"the","start":737.58,"end":737.74,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.029255762696266174},{"word":"investment","start":737.74,"end":738.24,"confidence":0.9946289,"punctuated_word":"investment.","sentiment":"neutral","sentiment_score":-0.08456537127494812},{"word":"so","start":739.275,"end":739.775,"confidence":0.99121094,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.06361251324415207},{"word":"like","start":739.995,"end":740.315,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.030229609459638596},{"word":"overall","start":740.315,"end":740.815,"confidence":0.9980469,"punctuated_word":"overall,","sentiment":"neutral","sentiment_score":-0.026858896017074585},{"word":"would","start":740.875,"end":741.115,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.013258025050163267},{"word":"you","start":741.115,"end":741.275,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.014564022421836851},{"word":"say","start":741.275,"end":741.59503,"confidence":0.9863281,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.029354967176914215},{"word":"for","start":741.59503,"end":741.755,"confidence":0.9526367,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03482389450073242},{"word":"your","start":741.755,"end":742.075,"confidence":0.98828125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0386514887213707},{"word":"super","start":742.075,"end":742.395,"confidence":0.8491211,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.12526670098304749},{"word":"that","start":742.395,"end":742.635,"confidence":0.97509766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05203718692064285},{"word":"you","start":742.635,"end":742.795,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04897505044937134},{"word":"would","start":742.795,"end":743.035,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07396739721298218},{"word":"be","start":743.035,"end":743.275,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06081659346818924},{"word":"willing","start":743.275,"end":743.775,"confidence":1.0,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":0.014262586832046509},{"word":"to","start":743.835,"end":744.155,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.026981711387634277},{"word":"accept","start":744.155,"end":744.655,"confidence":1.0,"punctuated_word":"accept","sentiment":"neutral","sentiment_score":-0.016751542687416077},{"word":"you","start":745.115,"end":745.435,"confidence":0.9526367,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03321529179811478},{"word":"a","start":745.435,"end":745.59503,"confidence":0.83935547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04883987084031105},{"word":"bit","start":745.59503,"end":745.835,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.04111481457948685},{"word":"more","start":745.835,"end":746.075,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03325609117746353},{"word":"of","start":746.075,"end":746.235,"confidence":0.9580078,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.05849379673600197},{"word":"like","start":746.235,"end":746.475,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.08078519999980927},{"word":"those","start":746.475,"end":746.715,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.03488343954086304},{"word":"high","start":746.715,"end":747.035,"confidence":0.9970703,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.0745023638010025},{"word":"risks","start":747.035,"end":747.535,"confidence":0.6958008,"punctuated_word":"risks","sentiment":"neutral","sentiment_score":-0.06311967968940735},{"word":"having","start":747.59503,"end":747.995,"confidence":0.29296875,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.07987700402736664},{"word":"more","start":747.995,"end":748.235,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.08420261740684509},{"word":"in","start":748.235,"end":748.475,"confidence":0.99316406,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.10662739723920822},{"word":"like","start":748.475,"end":748.635,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1102818101644516},{"word":"your","start":748.635,"end":748.875,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.087978795170784},{"word":"growth","start":748.875,"end":749.115,"confidence":0.99121094,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.03673573583364487},{"word":"assets","start":749.115,"end":749.435,"confidence":0.64245605,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":-0.05895864963531494},{"word":"so","start":749.435,"end":749.515,"confidence":0.7446289,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.05153121054172516},{"word":"the","start":749.515,"end":749.675,"confidence":0.9091797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.020486027002334595},{"word":"ones","start":749.675,"end":749.835,"confidence":0.9604492,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":-0.013584375381469728},{"word":"that","start":749.835,"end":749.995,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.015737779438495636},{"word":"fluctuate","start":749.995,"end":750.475,"confidence":0.99072266,"punctuated_word":"fluctuate","sentiment":"neutral","sentiment_score":-0.033139780163764954},{"word":"a","start":750.475,"end":750.635,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05837826803326607},{"word":"little","start":750.635,"end":750.795,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.05563497543334961},{"word":"bit","start":750.795,"end":750.875,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.09763063490390778},{"word":"more","start":750.875,"end":751.035,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.07521320879459381},{"word":"in","start":751.035,"end":751.195,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09487593173980712},{"word":"order","start":751.195,"end":751.435,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.05911604315042496},{"word":"to","start":751.435,"end":751.59503,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04885709285736084},{"word":"grow","start":751.59503,"end":751.755,"confidence":1.0,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":-0.009115763008594511},{"word":"it","start":751.755,"end":751.915,"confidence":0.85839844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.010477229952812197},{"word":"long","start":751.915,"end":752.155,"confidence":0.99902344,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.00898190587759018},{"word":"term","start":752.155,"end":752.655,"confidence":0.9140625,"punctuated_word":"term?","sentiment":"neutral","sentiment_score":-0.01477949135005474},{"word":"do","start":752.86,"end":753.02,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.04740381985902786},{"word":"you","start":753.02,"end":753.10004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05015489086508751},{"word":"want","start":753.10004,"end":753.18,"confidence":0.99316406,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.0343305803835392},{"word":"a","start":753.18,"end":753.34,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03415635973215103},{"word":"little","start":753.34,"end":753.58,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.04434974119067192},{"word":"bit","start":753.58,"end":753.74,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05706431344151497},{"word":"more","start":753.74,"end":754.14,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.06112085655331611},{"word":"towards","start":754.14,"end":754.62,"confidence":0.95410156,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":-0.08318395912647247},{"word":"defensive","start":754.62,"end":755.12,"confidence":0.9941406,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":-0.06317190825939178},{"word":"or","start":755.58,"end":756.08,"confidence":0.9506836,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.07653100788593292},{"word":"somewhere","start":756.38,"end":756.78,"confidence":0.8535156,"punctuated_word":"somewhere,","sentiment":"neutral","sentiment_score":-0.075177863240242},{"word":"like","start":756.78,"end":756.94,"confidence":0.99609375,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.053327932953834534},{"word":"in","start":756.94,"end":757.10004,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03790099918842316},{"word":"the","start":757.10004,"end":757.26,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03452805429697037},{"word":"middle","start":757.26,"end":757.76,"confidence":0.9921875,"punctuated_word":"middle?","sentiment":"neutral","sentiment_score":-0.053284287452697754},{"word":"high","start":760.7,"end":760.94,"confidence":0.94140625,"punctuated_word":"High","sentiment":"neutral","sentiment_score":-0.051142554730176926},{"word":"risk","start":760.94,"end":761.26,"confidence":0.9785156,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.039046160876750946},{"word":"okay","start":761.26,"end":761.58,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11103877425193788},{"word":"perfect","start":761.58,"end":761.98004,"confidence":0.9980469,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.34359219670295715},{"word":"so","start":761.98004,"end":762.22003,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19476445019245148},{"word":"not","start":762.22003,"end":762.46,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.11565986275672913},{"word":"super","start":762.46,"end":762.86,"confidence":0.9951172,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15277129411697388},{"word":"high","start":762.86,"end":763.10004,"confidence":0.96875,"punctuated_word":"high,","sentiment":"neutral","sentiment_score":0.08625921607017517},{"word":"but","start":763.10004,"end":763.26,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0929081067442894},{"word":"a","start":763.26,"end":763.34,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.051994629204273224},{"word":"little","start":763.34,"end":763.5,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0032250136137008667},{"word":"bit","start":763.5,"end":763.66003,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.036588482558727264},{"word":"more","start":763.66003,"end":763.82,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.04689306765794754},{"word":"than","start":763.82,"end":763.98004,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.0338287428021431},{"word":"moderate","start":763.98004,"end":764.48004,"confidence":0.93310547,"punctuated_word":"moderate.","sentiment":"neutral","sentiment_score":0.07191742956638336},{"word":"yep","start":766.075,"end":766.575,"confidence":0.7607422,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0883907601237297},{"word":"yes","start":767.91504,"end":768.395,"confidence":0.9904785,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14012739062309265},{"word":"okay","start":768.395,"end":768.79504,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.21466240286827087},{"word":"perfect","start":768.79504,"end":769.29504,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3268970847129822},{"word":"and","start":770.635,"end":771.11505,"confidence":0.85058594,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.040296316146850586},{"word":"fluctuation","start":771.11505,"end":771.61505,"confidence":0.9916992,"punctuated_word":"fluctuation","sentiment":"neutral","sentiment_score":0.0343128927052021},{"word":"wise","start":771.91504,"end":772.395,"confidence":0.99121094,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":-0.030133560299873352},{"word":"volatility","start":772.395,"end":772.895,"confidence":0.70874023,"punctuated_word":"volatility,","sentiment":"neutral","sentiment_score":-0.024724900722503666},{"word":"if","start":774.395,"end":774.55505,"confidence":0.96875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.004853293299674988},{"word":"you","start":774.55505,"end":775.05505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.014759667217731476},{"word":"ever","start":775.11505,"end":775.35504,"confidence":0.98095703,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.03434659168124199},{"word":"notice","start":775.35504,"end":775.67505,"confidence":0.6591797,"punctuated_word":"notice","sentiment":"neutral","sentiment_score":0.004473209381103516},{"word":"like","start":775.755,"end":775.91504,"confidence":0.97631836,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.002636440098285675},{"word":"if","start":775.91504,"end":775.99506,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0037219785153865814},{"word":"you","start":775.99506,"end":776.155,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0061723291873931885},{"word":"place","start":776.155,"end":776.395,"confidence":0.9165039,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.018794916570186615},{"word":"an","start":776.395,"end":776.635,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.01648472249507904},{"word":"investment","start":776.635,"end":777.135,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.030585747212171555},{"word":"and","start":777.83997,"end":778.07996,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01721995323896408},{"word":"after","start":778.07996,"end":778.39996,"confidence":0.9951172,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.0598149374127388},{"word":"six","start":778.39996,"end":778.72,"confidence":0.99902344,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.04722193628549576},{"word":"months","start":778.72,"end":779.04,"confidence":0.9550781,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.05051321908831597},{"word":"it","start":779.04,"end":779.2,"confidence":0.98095703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14441131055355072},{"word":"went","start":779.2,"end":779.44,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.15964770317077637},{"word":"down","start":779.44,"end":779.68,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.12788814306259155},{"word":"by","start":779.68,"end":779.92,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.1268445998430252},{"word":"20%","start":779.92,"end":780.74,"confidence":1.0,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":-0.10974177718162537},{"word":"due","start":781.44,"end":781.68,"confidence":0.9741211,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.1525515913963318},{"word":"to","start":781.68,"end":781.83997,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13197141885757446},{"word":"general","start":781.83997,"end":782.24,"confidence":0.99902344,"punctuated_word":"general","sentiment":"neutral","sentiment_score":-0.09506038576364516},{"word":"trends","start":782.24,"end":782.56,"confidence":0.97802734,"punctuated_word":"trends","sentiment":"neutral","sentiment_score":-0.19483236968517303},{"word":"in","start":782.56,"end":782.72,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.13078191876411438},{"word":"the","start":782.72,"end":782.88,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07591987401247025},{"word":"market","start":782.88,"end":783.27997,"confidence":0.8718262,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.09891754388809204},{"word":"so","start":783.27997,"end":783.51996,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0724550187587738},{"word":"not","start":783.51996,"end":783.68,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1713600754737854},{"word":"like","start":783.68,"end":783.83997,"confidence":0.5419922,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.21807870268821716},{"word":"one","start":783.83997,"end":784.16,"confidence":0.9902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.27054479718208313},{"word":"particular","start":784.16,"end":784.56,"confidence":0.9921875,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":-0.260259747505188},{"word":"investment","start":784.56,"end":785.04,"confidence":0.9980469,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.21018454432487488},{"word":"that's","start":785.04,"end":785.2,"confidence":0.97314453,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.23435918986797333},{"word":"gone","start":785.2,"end":785.44,"confidence":0.98535156,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.1813568025827408},{"word":"bad","start":785.44,"end":785.68,"confidence":0.7614746,"punctuated_word":"bad,","sentiment":"neutral","sentiment_score":-0.16936421394348145},{"word":"just","start":785.68,"end":785.83997,"confidence":0.88964844,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.09385690838098526},{"word":"typical","start":785.83997,"end":786.32,"confidence":0.57421875,"punctuated_word":"typical","sentiment":"neutral","sentiment_score":-0.11802559345960616},{"word":"trends","start":786.32,"end":786.72,"confidence":0.98828125,"punctuated_word":"trends","sentiment":"neutral","sentiment_score":-0.14634308218955994},{"word":"in","start":786.72,"end":786.88,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1244632825255394},{"word":"the","start":786.88,"end":787.04,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11923298239707948},{"word":"market","start":787.04,"end":787.54,"confidence":0.7692871,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":-0.11883452534675598},{"word":"what's","start":787.92,"end":788.24,"confidence":0.79711914,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.16213515400886536},{"word":"happened","start":788.24,"end":788.74,"confidence":0.9370117,"punctuated_word":"happened.","sentiment":"neutral","sentiment_score":-0.1572327017784119},{"word":"would","start":789.36,"end":789.51996,"confidence":0.9863281,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.03823939710855484},{"word":"you","start":789.51996,"end":789.795,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02983912080526352},{"word":"say","start":789.875,"end":790.195,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.008531846106052399},{"word":"that","start":790.195,"end":790.27496,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07736966013908386},{"word":"you","start":790.27496,"end":790.51495,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.055624715983867645},{"word":"would","start":790.51495,"end":790.635,"confidence":0.99316406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.001897558569908142},{"word":"if","start":790.755,"end":790.83496,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0012863054871559143},{"word":"you","start":790.83496,"end":790.995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0012294724583625791},{"word":"had","start":790.995,"end":791.15497,"confidence":0.93359375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.020492039620876312},{"word":"the","start":791.15497,"end":791.235,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04304828494787216},{"word":"option","start":791.235,"end":791.555,"confidence":0.9941406,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.06233850866556168},{"word":"to","start":791.555,"end":791.71497,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024664998054504395},{"word":"do","start":791.71497,"end":791.95496,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.028217598795890808},{"word":"so","start":791.95496,"end":792.27496,"confidence":0.90356445,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.02054647356271744},{"word":"take","start":792.27496,"end":792.595,"confidence":0.98291016,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.08501869440078735},{"word":"advantage","start":792.595,"end":793.075,"confidence":1.0,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":0.10248643904924391},{"word":"of","start":793.075,"end":793.235,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.057811155915260315},{"word":"that","start":793.235,"end":793.39496,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.003742963075637818},{"word":"by","start":793.39496,"end":793.555,"confidence":0.9863281,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.022208616137504578},{"word":"thinking","start":793.555,"end":793.875,"confidence":1.0,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.09499282389879228},{"word":"that","start":793.875,"end":794.035,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0543379932641983},{"word":"now","start":794.035,"end":794.27496,"confidence":0.99902344,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.040999844670295715},{"word":"is","start":794.27496,"end":794.435,"confidence":0.9892578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08704549074172974},{"word":"potentially","start":794.435,"end":794.675,"confidence":0.9902344,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.15948575735092163},{"word":"a","start":794.675,"end":794.915,"confidence":0.8364258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06891050189733505},{"word":"good","start":794.915,"end":795.15497,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.11289355158805849},{"word":"time","start":795.15497,"end":795.39496,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.13527420163154602},{"word":"to","start":795.39496,"end":795.555,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04231983423233032},{"word":"invest","start":795.555,"end":795.875,"confidence":1.0,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.0006104409694671631},{"word":"a","start":795.875,"end":795.95496,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.003599800169467926},{"word":"little","start":795.95496,"end":796.195,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.03125390410423279},{"word":"bit","start":796.195,"end":796.435,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.005905181169509888},{"word":"more","start":796.435,"end":796.935,"confidence":0.72595215,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":-0.0775165855884552},{"word":"would","start":797.315,"end":797.635,"confidence":0.99902344,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.042187415063381195},{"word":"you","start":797.635,"end":798.115,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07256557792425156},{"word":"hold","start":798.115,"end":798.435,"confidence":0.9980469,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.09692755341529846},{"word":"and","start":798.435,"end":798.595,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13011112809181213},{"word":"wait","start":798.595,"end":798.83496,"confidence":1.0,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.10596752911806108},{"word":"to","start":798.83496,"end":798.995,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08853957802057266},{"word":"see","start":798.995,"end":799.15497,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.05209093168377876},{"word":"what","start":799.15497,"end":799.39496,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.06379801779985428},{"word":"happens","start":799.39496,"end":799.89496,"confidence":0.7727051,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":-0.06337186694145203},{"word":"or","start":800.355,"end":800.51495,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0960509032011032},{"word":"would","start":800.51495,"end":800.755,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.06040257215499878},{"word":"you","start":800.755,"end":800.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08161517232656479},{"word":"want","start":800.915,"end":801.15497,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.0935206413269043},{"word":"to","start":801.15497,"end":801.315,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1431247591972351},{"word":"sell","start":801.315,"end":801.71497,"confidence":1.0,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.11374407261610033},{"word":"and","start":801.71497,"end":801.875,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11734256148338318},{"word":"move","start":801.875,"end":802.195,"confidence":1.0,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.05722172558307648},{"word":"through","start":802.195,"end":802.355,"confidence":0.75390625,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.05846361443400383},{"word":"a","start":802.355,"end":802.435,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06348066031932831},{"word":"bit","start":802.435,"end":802.675,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.034434206783771515},{"word":"more","start":802.675,"end":802.83496,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.058943457901477814},{"word":"of","start":802.83496,"end":802.915,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04496769607067108},{"word":"a","start":802.915,"end":803.075,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05612409859895706},{"word":"secure","start":803.075,"end":803.475,"confidence":0.9902344,"punctuated_word":"secure","sentiment":"neutral","sentiment_score":-0.05710417777299881},{"word":"asset","start":803.475,"end":803.975,"confidence":0.6894531,"punctuated_word":"asset?","sentiment":"neutral","sentiment_score":-0.0602496862411499},{"word":"but","start":804.22,"end":804.38,"confidence":0.8286133,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0898352861404419},{"word":"that","start":804.38,"end":804.54,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10686565190553664},{"word":"means","start":804.54,"end":804.7,"confidence":0.99902344,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.06966602057218552},{"word":"you","start":804.7,"end":804.94,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10235603153705596},{"word":"are","start":804.94,"end":805.02,"confidence":0.36791992,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.08827042579650879},{"word":"then","start":805.02,"end":805.26,"confidence":0.5390625,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.10875322669744492},{"word":"selling","start":805.26,"end":805.58,"confidence":0.99902344,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":-0.15317906439304352},{"word":"when","start":805.58,"end":805.74,"confidence":0.97314453,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.1586606353521347},{"word":"the","start":805.74,"end":805.82,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15726569294929504},{"word":"prices","start":805.82,"end":806.22,"confidence":0.98095703,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.16243691742420197},{"word":"have","start":806.22,"end":806.46,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1994394212961197},{"word":"dropped","start":806.46,"end":806.96,"confidence":0.99072266,"punctuated_word":"dropped.","sentiment":"neutral","sentiment_score":-0.10651804506778716},{"word":"right","start":810.3,"end":810.77997,"confidence":0.6437988,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.0839424580335617},{"word":"perfect","start":810.77997,"end":811.27997,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.21311715245246887},{"word":"yep","start":811.58,"end":811.98,"confidence":0.9375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13611048460006714},{"word":"and","start":811.98,"end":812.14,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08758506923913956},{"word":"would","start":812.14,"end":812.38,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06346896290779114},{"word":"you","start":812.38,"end":812.54,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09786473214626312},{"word":"say","start":812.54,"end":812.7,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.09230124950408936},{"word":"that","start":812.7,"end":812.94,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08651327341794968},{"word":"you","start":812.94,"end":813.1,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0875459611415863},{"word":"would","start":813.1,"end":813.5,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10696223378181458},{"word":"invest","start":813.5,"end":814.0,"confidence":0.9873047,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.06615054607391357},{"word":"heavily","start":814.06,"end":814.56,"confidence":1.0,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":0.08200852572917938},{"word":"or","start":814.62,"end":814.77997,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07606836408376694},{"word":"just","start":814.77997,"end":815.02,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06368458271026611},{"word":"modestly","start":815.02,"end":815.52,"confidence":0.99902344,"punctuated_word":"modestly?","sentiment":"neutral","sentiment_score":0.0887441337108612},{"word":"yep","start":825.675,"end":826.075,"confidence":0.97094727,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06975987553596497},{"word":"okay","start":826.075,"end":826.575,"confidence":0.9926758,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08664587140083313},{"word":"perfect","start":826.635,"end":827.135,"confidence":0.73742676,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1992917358875275},{"word":"yep","start":827.515,"end":828.015,"confidence":0.9111328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10424160957336426},{"word":"and","start":829.86,"end":830.33997,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07308067381381989},{"word":"next","start":830.33997,"end":830.66,"confidence":0.98291016,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.05156585946679115},{"word":"is","start":830.66,"end":831.16,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0515914261341095},{"word":"in","start":831.94,"end":832.18,"confidence":0.91503906,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06622334569692612},{"word":"regards","start":832.18,"end":832.68,"confidence":0.91259766,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.05285710468888283},{"word":"to","start":832.74,"end":833.24,"confidence":0.58740234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03688208758831024},{"word":"fluctuations","start":833.38,"end":833.88,"confidence":0.99902344,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":0.08696237206459045},{"word":"again","start":834.18,"end":834.68,"confidence":0.9921875,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.04111378639936447},{"word":"so","start":834.9,"end":835.06,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.051297858357429504},{"word":"if","start":835.06,"end":835.22,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06543177366256714},{"word":"you","start":835.22,"end":835.38,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07391581684350967},{"word":"ever","start":835.38,"end":835.7,"confidence":0.99609375,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.06718911975622177},{"word":"noticed","start":835.7,"end":836.02,"confidence":0.8457031,"punctuated_word":"noticed,","sentiment":"neutral","sentiment_score":0.06677165627479553},{"word":"obviously","start":836.02,"end":836.42,"confidence":0.9951172,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.05161153897643089},{"word":"superannuation","start":836.42,"end":836.92,"confidence":0.9013672,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.12308230251073836},{"word":"or","start":837.14,"end":837.3,"confidence":0.97802734,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03462376445531845},{"word":"any","start":837.3,"end":837.54,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.033143818378448486},{"word":"other","start":837.54,"end":838.04,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.019058026373386383},{"word":"investment","start":838.18,"end":838.68,"confidence":0.5131836,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.02745354175567627},{"word":"fluctuate","start":838.9,"end":839.4,"confidence":0.8005371,"punctuated_word":"fluctuate","sentiment":"neutral","sentiment_score":0.06492041051387787},{"word":"or","start":840.26,"end":840.5,"confidence":0.9716797,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.009560778737068176},{"word":"go","start":840.5,"end":840.74,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.02511653304100037},{"word":"down","start":840.74,"end":840.98,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.08473063260316849},{"word":"in","start":840.98,"end":841.14,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09069208800792694},{"word":"value","start":841.14,"end":841.64,"confidence":0.99316406,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.1164110004901886},{"word":"temporarily","start":841.77997,"end":842.27997,"confidence":0.9692383,"punctuated_word":"temporarily,","sentiment":"neutral","sentiment_score":0.0568406842648983},{"word":"would","start":842.82,"end":842.98,"confidence":0.9951172,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.11215872317552568},{"word":"you","start":842.98,"end":843.22,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13153541088104248},{"word":"say","start":843.22,"end":843.46,"confidence":0.9941406,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.16280294954776764},{"word":"that","start":843.46,"end":843.62,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1715625673532486},{"word":"you","start":843.62,"end":843.77997,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.212872713804245},{"word":"would","start":843.77997,"end":844.02,"confidence":0.9941406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.17709684371948242},{"word":"feel","start":844.02,"end":844.52,"confidence":0.98828125,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.23220261931419373},{"word":"optimistic","start":844.58,"end":845.08,"confidence":0.62841797,"punctuated_word":"optimistic","sentiment":"neutral","sentiment_score":0.3004646897315979},{"word":"about","start":845.465,"end":845.78503,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.26330333948135376},{"word":"future","start":845.78503,"end":846.28503,"confidence":1.0,"punctuated_word":"future","sentiment":"neutral","sentiment_score":0.28413882851600647},{"word":"potential","start":847.065,"end":847.54504,"confidence":0.7944336,"punctuated_word":"potential","sentiment":"positive","sentiment_score":0.42975881695747375},{"word":"opportunities","start":847.54504,"end":848.04504,"confidence":0.7841797,"punctuated_word":"opportunities,","sentiment":"neutral","sentiment_score":0.3126364052295685},{"word":"a","start":848.265,"end":848.765,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1822720319032669},{"word":"bit","start":848.98505,"end":849.22504,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17133837938308716},{"word":"more","start":849.22504,"end":849.465,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1353573203086853},{"word":"kind","start":849.465,"end":849.625,"confidence":0.94189453,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1684606969356537},{"word":"of","start":849.625,"end":849.78503,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16190794110298157},{"word":"neutral","start":849.78503,"end":850.28503,"confidence":0.94677734,"punctuated_word":"neutral,","sentiment":"neutral","sentiment_score":0.1633073091506958},{"word":"not","start":850.42505,"end":850.66504,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05335645377635956},{"word":"making","start":850.66504,"end":850.98505,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.027555376291275024},{"word":"further","start":850.98505,"end":851.385,"confidence":0.9980469,"punctuated_word":"further","sentiment":"neutral","sentiment_score":-0.027922555804252625},{"word":"investments","start":851.385,"end":851.885,"confidence":0.8852539,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.07310318946838379},{"word":"concerned","start":852.505,"end":852.905,"confidence":0.8737793,"punctuated_word":"concerned,","sentiment":"neutral","sentiment_score":-0.1595918983221054},{"word":"or","start":852.905,"end":853.145,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.19303011894226071},{"word":"highly","start":853.145,"end":853.54504,"confidence":0.9980469,"punctuated_word":"highly","sentiment":"neutral","sentiment_score":-0.13672161102294922},{"word":"anxious","start":853.54504,"end":854.04504,"confidence":0.951416,"punctuated_word":"anxious?","sentiment":"neutral","sentiment_score":-0.06774954497814178},{"word":"yep","start":859.07996,"end":859.57996,"confidence":0.8803711,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0022663362324237823},{"word":"yes","start":863.16,"end":863.66,"confidence":0.9758301,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09491071105003356},{"word":"yes","start":864.12,"end":864.62,"confidence":0.8671875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.23455074429512024},{"word":"perfect","start":864.83997,"end":865.31995,"confidence":0.9921875,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5132430791854858},{"word":"so","start":865.31995,"end":865.43994,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.051911577582359314},{"word":"i","start":865.43994,"end":865.56,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.020705439150333405},{"word":"would","start":865.56,"end":865.8,"confidence":0.9921875,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.02644210308790207},{"word":"be","start":865.8,"end":866.04,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.028943583369255062},{"word":"concerned","start":866.04,"end":866.51996,"confidence":0.90722656,"punctuated_word":"concerned,","sentiment":"neutral","sentiment_score":-0.05019063502550125},{"word":"but","start":866.51996,"end":866.68,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05034499987959862},{"word":"also","start":866.68,"end":867.07996,"confidence":0.6303711,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.029752060770988464},{"word":"understand","start":867.07996,"end":867.48,"confidence":0.99316406,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.07531307637691498},{"word":"that","start":867.48,"end":867.72,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03453677520155907},{"word":"that","start":867.72,"end":867.8,"confidence":0.93115234,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02799128368496895},{"word":"is","start":867.8,"end":867.95996,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.026822052896022797},{"word":"also","start":867.95996,"end":868.27997,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.005124472081661224},{"word":"the","start":868.27997,"end":868.36,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007163777947425842},{"word":"nature","start":868.36,"end":868.68,"confidence":1.0,"punctuated_word":"nature","sentiment":"neutral","sentiment_score":-0.009020067751407623},{"word":"of","start":868.68,"end":868.83997,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0005822479724884033},{"word":"the","start":868.83997,"end":869.0,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0191667303442955},{"word":"market","start":869.0,"end":869.39996,"confidence":0.8383789,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":0.025681836530566216},{"word":"essentially","start":869.39996,"end":869.89996,"confidence":0.99902344,"punctuated_word":"essentially.","sentiment":"neutral","sentiment_score":0.02954353392124176},{"word":"yeah","start":870.86505,"end":871.185,"confidence":0.74523926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11493896692991255},{"word":"perfect","start":871.185,"end":871.685,"confidence":0.95874023,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.27030840516090393},{"word":"and","start":871.98505,"end":872.385,"confidence":0.9838867,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0619317889213562},{"word":"last","start":872.385,"end":872.705,"confidence":0.7583008,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.04612068086862564},{"word":"one","start":872.705,"end":872.945,"confidence":0.96240234,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06158123165369034},{"word":"here","start":872.945,"end":873.10504,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.06175564229488373},{"word":"is","start":873.10504,"end":873.265,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06049082428216934},{"word":"in","start":873.265,"end":873.42505,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04268305748701096},{"word":"regards","start":873.42505,"end":873.74506,"confidence":0.9951172,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.012814640998840332},{"word":"to","start":873.74506,"end":873.98505,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.030162032693624496},{"word":"borrowing","start":873.98505,"end":874.30505,"confidence":0.99609375,"punctuated_word":"borrowing","sentiment":"neutral","sentiment_score":0.02279297448694706},{"word":"money","start":874.30505,"end":874.705,"confidence":0.9941406,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.03636475652456283},{"word":"so","start":874.705,"end":874.945,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.005647052079439163},{"word":"would","start":874.945,"end":875.185,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0003166086971759796},{"word":"you","start":875.185,"end":875.265,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0105537548661232},{"word":"ever","start":875.265,"end":875.505,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.0058922432363033295},{"word":"consider","start":875.505,"end":875.98505,"confidence":0.99902344,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.003470398485660553},{"word":"taking","start":875.98505,"end":876.30505,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.022283926606178284},{"word":"out","start":876.30505,"end":876.625,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.007800165563821793},{"word":"a","start":876.625,"end":877.025,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.019528891891241074},{"word":"loan","start":877.025,"end":877.42505,"confidence":1.0,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.027364306151866913},{"word":"to","start":877.42505,"end":877.66504,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010251777246594427},{"word":"invest","start":877.66504,"end":878.145,"confidence":1.0,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.00972321443259716},{"word":"in","start":878.145,"end":878.465,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.028201289474964145},{"word":"stocks","start":878.465,"end":878.78503,"confidence":0.99121094,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":0.02417813614010811},{"word":"or","start":878.78503,"end":878.945,"confidence":0.94970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.010221187025308607},{"word":"funds","start":878.945,"end":879.445,"confidence":0.97924805,"punctuated_word":"funds?","sentiment":"neutral","sentiment_score":0.0013592634350061417},{"word":"would","start":881.025,"end":881.265,"confidence":0.9951172,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.041960567235946655},{"word":"you","start":881.265,"end":881.42505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.031137747690081596},{"word":"ever","start":881.42505,"end":881.66504,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.02327108010649681},{"word":"consider","start":881.66504,"end":882.065,"confidence":1.0,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.03638330101966858},{"word":"taking","start":882.065,"end":882.385,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.03905608132481575},{"word":"out","start":882.385,"end":882.54504,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.04488586261868477},{"word":"a","start":882.54504,"end":882.625,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.036145128309726715},{"word":"loan","start":882.625,"end":882.86505,"confidence":1.0,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":-0.045457273721694946},{"word":"to","start":882.86505,"end":882.945,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05340706557035446},{"word":"buy","start":882.945,"end":883.10504,"confidence":0.9980469,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.05265919864177704},{"word":"an","start":883.10504,"end":883.265,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.05597035586833954},{"word":"investment","start":883.265,"end":883.74506,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.04693806916475296},{"word":"property","start":883.74506,"end":884.24506,"confidence":0.99902344,"punctuated_word":"property?","sentiment":"neutral","sentiment_score":-0.042123012244701385},{"word":"no","start":886.07,"end":886.39,"confidence":0.6612549,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06855982542037964},{"word":"so","start":886.39,"end":886.55,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05051126331090927},{"word":"just","start":886.55,"end":886.79,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.043135806918144226},{"word":"kinda","start":886.79,"end":887.11,"confidence":0.7265625,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.027187874540686607},{"word":"for","start":887.11,"end":887.19,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.040112223476171494},{"word":"your","start":887.19,"end":887.35,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03426118567585945},{"word":"own","start":887.35,"end":887.67,"confidence":1.0,"punctuated_word":"own","sentiment":"neutral","sentiment_score":-0.02027575671672821},{"word":"property","start":887.67,"end":888.14996,"confidence":0.99902344,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.014536675065755844},{"word":"like","start":888.14996,"end":888.31,"confidence":0.734375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.01567899063229561},{"word":"you","start":888.31,"end":888.47,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01407083496451378},{"word":"have","start":888.47,"end":888.70996,"confidence":0.85595703,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.028232041746377945},{"word":"essentially","start":888.70996,"end":889.20996,"confidence":0.7963867,"punctuated_word":"essentially?","sentiment":"neutral","sentiment_score":-0.01832616701722145},{"word":"yeah","start":890.63,"end":891.11,"confidence":0.78027344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1287745237350464},{"word":"perfect","start":891.11,"end":891.61,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.33734142780303955},{"word":"now","start":893.02997,"end":893.26996,"confidence":0.87597656,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.25349634885787964},{"word":"that","start":893.26996,"end":893.43,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27491965889930725},{"word":"tells","start":893.43,"end":893.75,"confidence":1.0,"punctuated_word":"tells","sentiment":"neutral","sentiment_score":0.260966956615448},{"word":"me","start":893.75,"end":893.83,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.27912741899490356},{"word":"here","start":893.83,"end":893.99,"confidence":0.8251953,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.2113915979862213},{"word":"that","start":893.99,"end":894.07,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21909457445144653},{"word":"you","start":894.07,"end":894.23,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29511070251464844},{"word":"have","start":894.23,"end":894.39,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.25515687465667725},{"word":"come","start":894.39,"end":894.63,"confidence":0.99609375,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.267253577709198},{"word":"out","start":894.63,"end":894.79,"confidence":0.92333984,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.3098289966583252},{"word":"as","start":894.79,"end":894.95,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.20220614969730377},{"word":"a","start":894.95,"end":895.11,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2983812093734741},{"word":"growth","start":895.11,"end":895.58997,"confidence":0.9326172,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2581346035003662},{"word":"investor","start":895.58997,"end":896.08997,"confidence":0.9921875,"punctuated_word":"investor,","sentiment":"neutral","sentiment_score":0.18608999252319336},{"word":"which","start":896.14996,"end":896.39,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.24244102835655212},{"word":"is","start":896.39,"end":896.55,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17571625113487244},{"word":"the","start":896.55,"end":896.79,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18112985789775848},{"word":"portfolio","start":896.79,"end":897.19,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.18170544505119324},{"word":"we","start":897.19,"end":897.35,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21951405704021457},{"word":"currently","start":897.35,"end":897.67,"confidence":1.0,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":0.1565055400133133},{"word":"have","start":897.67,"end":897.83,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19883033633232117},{"word":"you","start":897.83,"end":897.99,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24643608927726743},{"word":"invested","start":897.99,"end":898.39,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.17565345764160156},{"word":"in","start":898.39,"end":898.63,"confidence":0.8544922,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.2282985746860504},{"word":"so","start":898.63,"end":898.87,"confidence":0.9760742,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4122064709663391},{"word":"that's","start":898.87,"end":899.11,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.5296339392662048},{"word":"good","start":899.11,"end":899.61,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.42531871795654297},{"word":"do","start":900.315,"end":900.555,"confidence":0.9921875,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.20661893486976624},{"word":"you","start":900.555,"end":900.715,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0972100794315338},{"word":"remember","start":900.715,"end":901.03503,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.09447292983531952},{"word":"what","start":901.03503,"end":901.195,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08036241680383682},{"word":"it","start":901.195,"end":901.35504,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10408363491296768},{"word":"means","start":901.35504,"end":901.67505,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.05660085007548332},{"word":"to","start":901.67505,"end":901.835,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07583601027727127},{"word":"be","start":901.835,"end":902.155,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05650977045297623},{"word":"an","start":902.155,"end":902.395,"confidence":0.68359375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07688632607460022},{"word":"a","start":902.47504,"end":902.635,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09562143683433531},{"word":"growth","start":902.635,"end":902.955,"confidence":0.93115234,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.1191268265247345},{"word":"investor","start":902.955,"end":903.455,"confidence":0.9970703,"punctuated_word":"investor","sentiment":"neutral","sentiment_score":0.06773865967988968},{"word":"at","start":903.835,"end":903.995,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06218332797288895},{"word":"all","start":903.995,"end":904.495,"confidence":0.9995117,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":0.06189778447151184},{"word":"no","start":907.35504,"end":907.85504,"confidence":0.95532227,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07899276912212372},{"word":"no","start":908.395,"end":908.715,"confidence":0.96118164,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08599137514829636},{"word":"that's","start":908.715,"end":909.03503,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.044678978621959686},{"word":"okay","start":909.03503,"end":909.53503,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.0030232220888137817},{"word":"basically","start":909.995,"end":910.47504,"confidence":0.97314453,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.022653643041849136},{"word":"it","start":910.47504,"end":910.635,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04392744600772858},{"word":"tells","start":910.635,"end":910.955,"confidence":1.0,"punctuated_word":"tells","sentiment":"neutral","sentiment_score":0.03464377671480179},{"word":"me","start":910.955,"end":911.03503,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.037352822721004486},{"word":"that","start":911.03503,"end":911.195,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.015249859541654589},{"word":"you","start":911.195,"end":911.275,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025021731853485107},{"word":"are","start":911.275,"end":911.435,"confidence":0.9863281,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03215907886624336},{"word":"looking","start":911.435,"end":911.67505,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.023717381060123444},{"word":"at","start":911.67505,"end":911.835,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02997376024723053},{"word":"getting","start":911.835,"end":912.075,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.021724551916122437},{"word":"as","start":912.075,"end":912.23505,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05457257479429245},{"word":"much","start":912.23505,"end":912.47504,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.1005152389407158},{"word":"growth","start":912.47504,"end":912.715,"confidence":0.99316406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.10051485896110536},{"word":"as","start":912.715,"end":912.875,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.002431057393550873},{"word":"you","start":912.875,"end":912.955,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.044312939047813416},{"word":"can","start":912.955,"end":913.195,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.00996561348438263},{"word":"out","start":913.195,"end":913.35504,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.04893271625041962},{"word":"of","start":913.35504,"end":913.515,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006295062601566315},{"word":"your","start":913.515,"end":913.755,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01523495465517044},{"word":"superannuation","start":913.755,"end":914.255,"confidence":0.9692383,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.04152248054742813},{"word":"you","start":914.51,"end":914.58997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009802162647247314},{"word":"know","start":914.58997,"end":914.75,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0188777856528759},{"word":"while","start":914.75,"end":914.82996,"confidence":0.9921875,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.02339063584804535},{"word":"you","start":914.82996,"end":914.91,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.037823908030986786},{"word":"do","start":914.91,"end":915.23,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.041730284690856934},{"word":"still","start":915.23,"end":915.39,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.04669145494699478},{"word":"have","start":915.39,"end":915.63,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.027598947286605835},{"word":"plenty","start":915.63,"end":915.95,"confidence":1.0,"punctuated_word":"plenty","sentiment":"neutral","sentiment_score":0.02602262794971466},{"word":"of","start":915.95,"end":916.02997,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.045911163091659546},{"word":"time","start":916.02997,"end":916.27,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03578253090381622},{"word":"until","start":916.27,"end":916.58997,"confidence":0.7944336,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.004422694444656372},{"word":"retirement","start":916.58997,"end":917.08997,"confidence":0.84936523,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.015793602913618088},{"word":"but","start":917.79,"end":917.95,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04019282013177872},{"word":"also","start":917.95,"end":918.27,"confidence":0.72802734,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.05446959659457207},{"word":"that","start":918.27,"end":918.43,"confidence":0.9633789,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.035293951630592346},{"word":"you","start":918.43,"end":918.58997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030311118811368946},{"word":"are","start":918.58997,"end":918.75,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.042448583990335464},{"word":"prepared","start":918.75,"end":919.14996,"confidence":1.0,"punctuated_word":"prepared","sentiment":"neutral","sentiment_score":0.008015446364879608},{"word":"to","start":919.14996,"end":919.39,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04266270995140076},{"word":"experience","start":919.39,"end":919.87,"confidence":0.9880371,"punctuated_word":"experience,","sentiment":"neutral","sentiment_score":0.02131287008523941},{"word":"you","start":919.87,"end":919.95,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.005004160106182098},{"word":"know","start":919.95,"end":920.19,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.014067977666854858},{"word":"some","start":920.19,"end":920.43,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.04892384260892868},{"word":"level","start":920.43,"end":920.67,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.01025448739528656},{"word":"of","start":920.67,"end":920.91,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04474201053380966},{"word":"fluctuation","start":920.91,"end":921.41,"confidence":0.9980469,"punctuated_word":"fluctuation","sentiment":"neutral","sentiment_score":0.014077316969633102},{"word":"in","start":921.87,"end":922.02997,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.026806652545928955},{"word":"order","start":922.02997,"end":922.43,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.024206634610891346},{"word":"to","start":922.43,"end":922.58997,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0793456956744194},{"word":"get","start":922.58997,"end":922.83,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0995008572936058},{"word":"that","start":922.83,"end":923.07,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09752760827541351},{"word":"growth","start":923.07,"end":923.57,"confidence":0.9916992,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.08212798088788986},{"word":"and","start":923.95,"end":924.19,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04828956723213196},{"word":"when","start":924.19,"end":924.35,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.033290039747953415},{"word":"we","start":924.35,"end":924.58997,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03624806925654411},{"word":"are","start":924.58997,"end":924.83,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.040108270943164825},{"word":"talking","start":924.83,"end":925.07,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.03442883864045143},{"word":"about","start":925.07,"end":925.39,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03936414420604706},{"word":"an","start":925.39,"end":925.55,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.04768335819244385},{"word":"asset","start":925.55,"end":925.87,"confidence":1.0,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.03403439372777939},{"word":"allocation","start":925.87,"end":926.37,"confidence":0.99902344,"punctuated_word":"allocation,","sentiment":"neutral","sentiment_score":0.04489869624376297},{"word":"we","start":926.58997,"end":926.83,"confidence":0.9902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03714755177497864},{"word":"see","start":926.83,"end":926.99,"confidence":0.99121094,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.0466344952583313},{"word":"about","start":926.99,"end":927.31,"confidence":0.9863281,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04433612897992134},{"word":"80%","start":927.31,"end":928.13,"confidence":0.9975586,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.06401164829730988},{"word":"invested","start":928.27,"end":928.75,"confidence":0.99609375,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.05059504136443138},{"word":"in","start":928.75,"end":928.91,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08963914215564728},{"word":"your","start":928.91,"end":929.23,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07082557678222656},{"word":"growth","start":929.23,"end":929.71,"confidence":0.5341797,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.0840827077627182},{"word":"assets","start":929.71,"end":930.21,"confidence":0.8017578,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":0.0765274167060852},{"word":"so","start":930.685,"end":930.725,"confidence":0.96240234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04857225343585014},{"word":"that","start":930.725,"end":930.76495,"confidence":0.96435547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08225207775831223},{"word":"will","start":930.76495,"end":931.00494,"confidence":0.8647461,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.06697942316532135},{"word":"be","start":931.00494,"end":931.165,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0806751549243927},{"word":"things","start":931.165,"end":931.485,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.08292149007320404},{"word":"like","start":931.485,"end":931.805,"confidence":0.97509766,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06413772702217102},{"word":"australian","start":931.805,"end":932.285,"confidence":0.9951172,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.06065956503152847},{"word":"shares","start":932.285,"end":932.76495,"confidence":0.99121094,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.05706021934747696},{"word":"international","start":932.76495,"end":933.26495,"confidence":0.99902344,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.05052826926112175},{"word":"shares","start":933.32495,"end":933.64496,"confidence":0.7895508,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.06193504109978676},{"word":"as","start":933.64496,"end":933.805,"confidence":0.9921875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.060960251837968826},{"word":"well","start":933.805,"end":934.045,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.06056787818670273},{"word":"as","start":934.045,"end":934.20496,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0699055939912796},{"word":"property","start":934.20496,"end":934.52496,"confidence":0.99902344,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.07903095334768295},{"word":"and","start":934.52496,"end":934.845,"confidence":0.9003906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05680360645055771},{"word":"commodities","start":934.845,"end":935.345,"confidence":0.7434082,"punctuated_word":"commodities,","sentiment":"neutral","sentiment_score":0.05449274927377701},{"word":"and","start":935.88495,"end":936.045,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03621044382452965},{"word":"then","start":936.045,"end":936.285,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0542733296751976},{"word":"about","start":936.285,"end":936.76495,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04092691093683243},{"word":"20%","start":936.76495,"end":937.665,"confidence":0.9951172,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":0.05196904391050339},{"word":"in","start":937.725,"end":938.125,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0401369147002697},{"word":"defensive","start":938.125,"end":938.625,"confidence":0.77783203,"punctuated_word":"defensive.","sentiment":"neutral","sentiment_score":0.01850336231291294},{"word":"so","start":938.845,"end":939.08496,"confidence":0.8869629,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.020872142165899277},{"word":"like","start":939.08496,"end":939.32495,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03896582871675491},{"word":"your","start":939.32495,"end":939.485,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0353483222424984},{"word":"cash","start":939.485,"end":939.725,"confidence":0.7734375,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.03279046714305878},{"word":"your","start":939.725,"end":939.88495,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0393698625266552},{"word":"gold","start":939.88495,"end":940.20496,"confidence":0.9875488,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":0.03348280116915703},{"word":"your","start":940.20496,"end":940.365,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.020623795688152313},{"word":"fixed","start":940.365,"end":940.685,"confidence":1.0,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.013793110847473145},{"word":"interest","start":940.685,"end":941.185,"confidence":0.70495605,"punctuated_word":"interest,","sentiment":"neutral","sentiment_score":0.005870198830962181},{"word":"but","start":941.32495,"end":941.565,"confidence":0.6044922,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.006533125415444374},{"word":"limit","start":941.565,"end":941.96497,"confidence":0.99609375,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":-0.0013229697942733765},{"word":"fluctuations","start":941.96497,"end":942.46497,"confidence":0.96533203,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":-0.04372412711381912},{"word":"a","start":942.605,"end":942.76495,"confidence":0.90234375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06256842613220215},{"word":"little","start":942.76495,"end":943.00494,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.06136930361390114},{"word":"bit","start":943.00494,"end":943.165,"confidence":0.99902344,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.06857242435216904},{"word":"are","start":943.165,"end":943.245,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.050683438777923584},{"word":"you","start":943.245,"end":943.485,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.038420382887125015},{"word":"still","start":943.485,"end":943.725,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.04745570197701454},{"word":"comfortable","start":943.725,"end":944.20496,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.029378622770309448},{"word":"with","start":944.20496,"end":944.365,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03038087487220764},{"word":"that","start":944.365,"end":944.865,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.012655485421419144},{"word":"yep","start":946.0,"end":946.48,"confidence":0.8833008,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0994834154844284},{"word":"great","start":946.48,"end":946.8,"confidence":0.9995117,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.36755239963531494},{"word":"perfect","start":946.8,"end":947.3,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.29604804515838623},{"word":"and","start":947.76,"end":948.0,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10776407271623611},{"word":"when","start":948.0,"end":948.16,"confidence":0.9589844,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.007425442337989807},{"word":"we","start":948.16,"end":948.32,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.011950258165597916},{"word":"are","start":948.32,"end":948.4,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.010749559849500656},{"word":"looking","start":948.4,"end":948.8,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.030208386480808255},{"word":"yeah","start":949.04,"end":949.54,"confidence":0.9033203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.026448426768183708},{"word":"yeah","start":952.16,"end":952.66,"confidence":0.85546875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08068141341209412},{"word":"mhmm","start":958.015,"end":958.515,"confidence":0.98205566,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.010174859315156937},{"word":"yes","start":961.775,"end":962.175,"confidence":0.98999023,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06829631328582764},{"word":"yes","start":962.175,"end":962.675,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.19322122633457184},{"word":"yep","start":963.615,"end":964.115,"confidence":0.8605957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06026384234428406},{"word":"okay","start":969.055,"end":969.555,"confidence":0.9970703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03749939799308777},{"word":"yep","start":970.23,"end":970.73,"confidence":0.97631836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.033041179180145264},{"word":"yep","start":971.67,"end":972.17,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03521382063627243},{"word":"yep","start":976.87,"end":977.37,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007246772758662701},{"word":"yep","start":985.04504,"end":985.525,"confidence":0.7873535,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.024042874574661255},{"word":"yep","start":985.525,"end":986.025,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.00674924161285162},{"word":"mhmm","start":998.66003,"end":999.16003,"confidence":0.99035645,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0315973237156868},{"word":"yep","start":999.86005,"end":1000.36005,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.010994696989655496},{"word":"okay","start":1001.38,"end":1001.88,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.017764870077371597},{"word":"yep","start":1002.18005,"end":1002.68005,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.007379024289548397},{"word":"yep","start":1006.83496,"end":1007.33496,"confidence":0.82128906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.017084259539842606},{"word":"yep","start":1008.27496,"end":1008.755,"confidence":0.93603516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12359653413295746},{"word":"and","start":1008.755,"end":1008.995,"confidence":0.9707031,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.30768248438835144},{"word":"it's","start":1008.995,"end":1009.235,"confidence":0.8171387,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.38965344429016113},{"word":"good","start":1009.235,"end":1009.39496,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.42097997665405273},{"word":"to","start":1009.39496,"end":1009.555,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3026373088359833},{"word":"know","start":1009.555,"end":1009.795,"confidence":0.99902344,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.37167245149612427},{"word":"as","start":1009.795,"end":1009.95496,"confidence":0.9970703,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3409874141216278},{"word":"well","start":1009.95496,"end":1010.195,"confidence":0.8498535,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.34237146377563477},{"word":"and","start":1010.195,"end":1010.355,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18034151196479797},{"word":"then","start":1010.355,"end":1010.855,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12981238961219788},{"word":"when","start":1010.915,"end":1011.235,"confidence":0.9921875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1427118182182312},{"word":"it's","start":1011.235,"end":1011.39496,"confidence":0.9226074,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.21891914308071136},{"word":"good","start":1011.39496,"end":1011.71497,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2667141258716583},{"word":"because","start":1011.875,"end":1012.195,"confidence":0.9970703,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.23796279728412628},{"word":"i'll","start":1012.195,"end":1012.355,"confidence":0.94799805,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.34316331148147583},{"word":"put","start":1012.355,"end":1012.51495,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.3620509505271912},{"word":"a","start":1012.51495,"end":1012.675,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3741399943828583},{"word":"little","start":1012.675,"end":1012.995,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.15289735794067383},{"word":"note","start":1012.995,"end":1013.235,"confidence":0.9970703,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.22163452208042145},{"word":"here","start":1013.235,"end":1013.475,"confidence":0.876709,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.22291851043701172},{"word":"so","start":1013.475,"end":1013.635,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08264654129743576},{"word":"if","start":1013.635,"end":1013.875,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10473023355007172},{"word":"we","start":1013.875,"end":1014.035,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08632638305425644},{"word":"see","start":1014.035,"end":1014.27496,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.06946711987257004},{"word":"it","start":1014.27496,"end":1014.51495,"confidence":0.99365234,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.06366446614265442},{"word":"it's","start":1014.51495,"end":1014.995,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07943864911794662},{"word":"because","start":1014.995,"end":1015.39496,"confidence":0.642334,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.05223521590232849},{"word":"obviously","start":1015.39496,"end":1015.795,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.049624357372522354},{"word":"what's","start":1015.795,"end":1016.115,"confidence":0.8754883,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.06105836853384971},{"word":"changing","start":1016.115,"end":1016.615,"confidence":0.9736328,"punctuated_word":"changing.","sentiment":"neutral","sentiment_score":0.0697518140077591},{"word":"now","start":1019.16,"end":1019.48,"confidence":0.89746094,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.05183770880103111},{"word":"while","start":1019.48,"end":1019.8,"confidence":0.89453125,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.08469641953706741},{"word":"you","start":1019.8,"end":1019.88,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09834779798984528},{"word":"are","start":1019.88,"end":1020.12,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.08725842088460922},{"word":"still","start":1020.12,"end":1020.36,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.1001194417476654},{"word":"in","start":1020.36,"end":1020.6,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07069448381662369},{"word":"growth","start":1020.6,"end":1020.92,"confidence":0.91503906,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":-0.047397661954164505},{"word":"though","start":1020.92,"end":1021.08,"confidence":0.93969727,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.07357724756002426},{"word":"it","start":1021.08,"end":1021.32,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1018071323633194},{"word":"is","start":1021.32,"end":1021.48,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10517801344394684},{"word":"still","start":1021.48,"end":1021.72,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.11269734054803848},{"word":"like","start":1021.8,"end":1021.96,"confidence":0.9736328,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.08463439345359802},{"word":"your","start":1021.96,"end":1022.04,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.15143367648124695},{"word":"money","start":1022.04,"end":1022.27997,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.08333490788936615},{"word":"will","start":1022.27997,"end":1022.44,"confidence":0.94628906,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.1568603217601776},{"word":"still","start":1022.44,"end":1022.68,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.14727525413036346},{"word":"grow","start":1022.68,"end":1023.0,"confidence":0.90893555,"punctuated_word":"grow.","sentiment":"neutral","sentiment_score":-0.08436352759599686},{"word":"obviously","start":1023.0,"end":1023.39996,"confidence":0.9970703,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.11498373746871948},{"word":"having","start":1023.39996,"end":1023.8,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.12269289791584016},{"word":"less","start":1023.8,"end":1024.2,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.1526321917772293},{"word":"money","start":1024.2,"end":1024.7,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1209934502840042},{"word":"going","start":1025.16,"end":1025.4,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.16301237046718595},{"word":"in","start":1025.4,"end":1025.64,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.15346263349056244},{"word":"from","start":1025.64,"end":1026.04,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.10702192783355712},{"word":"super","start":1026.04,"end":1026.54,"confidence":0.7480469,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.062494806945323944},{"word":"exact","start":1027.32,"end":1027.64,"confidence":0.68408203,"punctuated_word":"exact","sentiment":"neutral","sentiment_score":0.04223816841840744},{"word":"exactly","start":1027.96,"end":1028.46,"confidence":0.9848633,"punctuated_word":"exactly.","sentiment":"neutral","sentiment_score":0.04516250640153885},{"word":"mhmm","start":1029.24,"end":1029.64,"confidence":0.8231201,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0062384940683841705},{"word":"but","start":1029.64,"end":1030.14,"confidence":0.98828125,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.018710840493440628},{"word":"yeah","start":1044.3099,"end":1044.8099,"confidence":0.8522949,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010048359632492064},{"word":"okay","start":1047.27,"end":1047.75,"confidence":0.7902832,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06701947748661041},{"word":"yep","start":1047.75,"end":1048.07,"confidence":0.81811523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08534412831068039},{"word":"yep","start":1048.07,"end":1048.39,"confidence":0.9577637,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14942756295204165},{"word":"perfect","start":1048.39,"end":1048.89,"confidence":0.9975586,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.362787663936615},{"word":"oh","start":1049.0299,"end":1049.19,"confidence":0.8925781,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.24101462960243225},{"word":"that's","start":1049.19,"end":1049.51,"confidence":0.96850586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2578561007976532},{"word":"good","start":1049.51,"end":1050.01,"confidence":0.9433594,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.355418860912323},{"word":"we'll","start":1050.47,"end":1050.63,"confidence":0.9748535,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.19553242623806},{"word":"keep","start":1050.63,"end":1050.75,"confidence":0.9902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.2308980822563171},{"word":"a","start":1050.75,"end":1050.87,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22655707597732544},{"word":"little","start":1050.87,"end":1051.19,"confidence":0.99609375,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1940939575433731},{"word":"look","start":1051.19,"end":1051.35,"confidence":0.9741211,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.18996819853782657},{"word":"at","start":1051.35,"end":1051.51,"confidence":0.9902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2247081398963928},{"word":"it","start":1051.51,"end":1051.6699,"confidence":0.77441406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1943461447954178},{"word":"look","start":1051.6699,"end":1051.83,"confidence":0.984375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2081121951341629},{"word":"at","start":1051.83,"end":1051.99,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.22701989114284515},{"word":"it","start":1051.99,"end":1052.07,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19902996718883512},{"word":"for","start":1052.07,"end":1052.3099,"confidence":0.625,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2151905298233032},{"word":"it","start":1052.3099,"end":1052.39,"confidence":0.6253662,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.18933358788490295},{"word":"and","start":1052.39,"end":1052.63,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15256458520889282},{"word":"if","start":1052.63,"end":1052.71,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15764811635017395},{"word":"you","start":1052.71,"end":1052.95,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14656351506710052},{"word":"do","start":1052.95,"end":1053.19,"confidence":0.9838867,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1245328038930893},{"word":"need","start":1053.19,"end":1053.69,"confidence":0.9951172,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1310943067073822},{"word":"the","start":1053.75,"end":1053.9099,"confidence":0.734375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10856838524341585},{"word":"contribution","start":1053.9099,"end":1054.4099,"confidence":0.9951172,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.09500332176685332},{"word":"forms","start":1054.5499,"end":1054.87,"confidence":0.97509766,"punctuated_word":"forms","sentiment":"neutral","sentiment_score":0.09357106685638428},{"word":"or","start":1054.87,"end":1055.0299,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.13803409039974213},{"word":"anything","start":1055.0299,"end":1055.5299,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.1481219232082367},{"word":"when","start":1056.095,"end":1056.495,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.12613531947135925},{"word":"the","start":1056.495,"end":1056.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14390452206134796},{"word":"time","start":1056.655,"end":1056.975,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1507740020751953},{"word":"comes","start":1056.975,"end":1057.295,"confidence":0.9921875,"punctuated_word":"comes,","sentiment":"neutral","sentiment_score":0.1638433039188385},{"word":"just","start":1057.295,"end":1057.4551,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1607317477464676},{"word":"let","start":1057.4551,"end":1057.615,"confidence":0.9980469,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.15833038091659546},{"word":"us","start":1057.615,"end":1057.855,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.12265220284461976},{"word":"know","start":1057.855,"end":1058.355,"confidence":0.99902344,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.1162218376994133},{"word":"but","start":1059.855,"end":1060.095,"confidence":0.984375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.05271012708544731},{"word":"with","start":1060.095,"end":1060.255,"confidence":0.9951172,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06163335591554642},{"word":"that","start":1060.255,"end":1060.5751,"confidence":0.99609375,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.0686253160238266},{"word":"i","start":1060.5751,"end":1060.735,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0993686243891716},{"word":"do","start":1060.735,"end":1060.975,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09810459613800047},{"word":"wanna","start":1060.975,"end":1061.295,"confidence":0.97998047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11514493823051453},{"word":"just","start":1061.295,"end":1061.535,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11229173839092256},{"word":"check","start":1061.535,"end":1061.775,"confidence":0.8935547,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.07651269435882568},{"word":"quickly","start":1061.775,"end":1062.175,"confidence":0.99902344,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.08976255357265472},{"word":"with","start":1062.175,"end":1062.415,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0598863884806633},{"word":"your","start":1062.415,"end":1062.655,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07290542125701904},{"word":"insurances","start":1062.655,"end":1063.155,"confidence":0.9975586,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.07223562896251678},{"word":"just","start":1063.4551,"end":1063.6951,"confidence":0.9863281,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0911603346467018},{"word":"to","start":1063.6951,"end":1063.855,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09231099486351012},{"word":"see","start":1063.855,"end":1064.015,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.06981757283210754},{"word":"if","start":1064.015,"end":1064.175,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07293654978275299},{"word":"you","start":1064.175,"end":1064.495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0647432953119278},{"word":"how","start":1064.5751,"end":1064.735,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06967448443174362},{"word":"that's","start":1064.735,"end":1065.055,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.07901345938444138},{"word":"all","start":1065.055,"end":1065.215,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08073683828115463},{"word":"looking","start":1065.215,"end":1065.715,"confidence":0.99853516,"punctuated_word":"looking.","sentiment":"neutral","sentiment_score":0.04909873753786087},{"word":"now","start":1066.095,"end":1066.255,"confidence":0.9941406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.014162866398692133},{"word":"do","start":1066.255,"end":1066.415,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0005151517689228058},{"word":"you","start":1066.415,"end":1066.495,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02040199749171734},{"word":"have","start":1066.495,"end":1066.5751,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.014517545700073242},{"word":"access","start":1066.5751,"end":1066.895,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.015401970595121384},{"word":"to","start":1066.895,"end":1066.975,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018453869968652725},{"word":"your","start":1066.975,"end":1067.135,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.015491928905248642},{"word":"emails","start":1067.135,"end":1067.535,"confidence":0.99121094,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":0.029034696519374847},{"word":"at","start":1067.535,"end":1067.6951,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.009534541517496107},{"word":"the","start":1067.6951,"end":1067.855,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.017053578048944473},{"word":"moment","start":1067.855,"end":1068.355,"confidence":0.9448242,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.01365578919649124},{"word":"or","start":1068.415,"end":1068.5751,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.015058882534503937},{"word":"is","start":1068.5751,"end":1068.735,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.035826265811920166},{"word":"it","start":1068.735,"end":1068.895,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.029419999569654465},{"word":"a","start":1068.895,"end":1068.975,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05967199429869652},{"word":"bit","start":1068.975,"end":1069.475,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.08661678433418274},{"word":"tricky","start":1069.615,"end":1070.115,"confidence":0.9980469,"punctuated_word":"tricky","sentiment":"neutral","sentiment_score":-0.038414061069488525},{"word":"on","start":1070.255,"end":1070.415,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03466394543647766},{"word":"the","start":1070.415,"end":1070.5751,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013168778270483015},{"word":"phone","start":1070.5751,"end":1071.0751,"confidence":0.99902344,"punctuated_word":"phone?","sentiment":"neutral","sentiment_score":0.009191600605845451},{"word":"yeah","start":1073.06,"end":1073.3,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08784814924001694},{"word":"okay","start":1073.3,"end":1073.54,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0970207452774048},{"word":"perfect","start":1073.54,"end":1074.04,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3417653441429138},{"word":"no","start":1074.9801,"end":1075.2201,"confidence":0.9367676,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05148538202047348},{"word":"that's","start":1075.2201,"end":1075.4601,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.16730956733226776},{"word":"all","start":1075.4601,"end":1075.62,"confidence":0.97802734,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.23958849906921387},{"word":"good","start":1075.62,"end":1076.1001,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.1168213039636612},{"word":"most","start":1076.1001,"end":1076.3401,"confidence":1.0,"punctuated_word":"Most","sentiment":"neutral","sentiment_score":0.19230207800865173},{"word":"people","start":1076.3401,"end":1076.66,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.21109142899513245},{"word":"are","start":1076.66,"end":1076.8201,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1951360255479813},{"word":"fine","start":1076.8201,"end":1077.06,"confidence":0.9951172,"punctuated_word":"fine,","sentiment":"neutral","sentiment_score":0.16555675864219666},{"word":"but","start":1077.06,"end":1077.56,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1500108689069748},{"word":"i","start":1077.78,"end":1077.9401,"confidence":0.76416016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1156233847141266},{"word":"just","start":1077.9401,"end":1078.18,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16382992267608645},{"word":"do","start":1078.18,"end":1078.42,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11778482794761658},{"word":"like","start":1078.42,"end":1078.66,"confidence":0.921875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12514978647232056},{"word":"to","start":1078.66,"end":1078.8201,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08724802732467651},{"word":"recheck","start":1078.8201,"end":1079.3201,"confidence":0.9810791,"punctuated_word":"recheck.","sentiment":"neutral","sentiment_score":0.06925059854984283},{"word":"so","start":1079.8601,"end":1080.1001,"confidence":0.94970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10868780314922331},{"word":"i","start":1080.1001,"end":1080.26,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11591240018606186},{"word":"have","start":1080.26,"end":1080.42,"confidence":0.6328125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11005721241235732},{"word":"to","start":1080.42,"end":1080.5801,"confidence":0.89746094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11876598000526428},{"word":"send","start":1080.5801,"end":1080.74,"confidence":0.9819336,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.09443674236536026},{"word":"you","start":1080.74,"end":1080.9801,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11745963245630264},{"word":"an","start":1080.9801,"end":1081.14,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.0809396281838417},{"word":"email","start":1081.14,"end":1081.54,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.10367424786090852},{"word":"with","start":1081.54,"end":1081.78,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08769399672746658},{"word":"some","start":1081.78,"end":1082.02,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0714016854763031},{"word":"documents","start":1082.02,"end":1082.52,"confidence":0.9526367,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.09831680357456209},{"word":"if","start":1082.5801,"end":1082.74,"confidence":0.8378906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14740552008152008},{"word":"you're","start":1082.74,"end":1082.9801,"confidence":0.9663086,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1335732638835907},{"word":"able","start":1082.9801,"end":1083.2201,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.1366419792175293},{"word":"to","start":1083.2201,"end":1083.38,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13339446485042572},{"word":"access","start":1083.38,"end":1083.7001,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.07451078295707703},{"word":"that","start":1083.7001,"end":1083.9401,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1590365469455719},{"word":"for","start":1083.9401,"end":1084.1001,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16634252667427063},{"word":"me","start":1084.1001,"end":1084.575,"confidence":0.9921875,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.12757590413093567},{"word":"now","start":1086.495,"end":1086.6549,"confidence":0.8852539,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.009194308891892431},{"word":"we","start":1086.6549,"end":1086.8949,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.012339362874627112},{"word":"have","start":1086.8949,"end":1087.135,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.007928337901830673},{"word":"recently","start":1087.135,"end":1087.455,"confidence":1.0,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":0.0032438263297080994},{"word":"changed","start":1087.455,"end":1087.7749,"confidence":0.9970703,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.030916336923837665},{"word":"the","start":1087.7749,"end":1088.0149,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011445466428995132},{"word":"software","start":1088.0149,"end":1088.335,"confidence":0.9277344,"punctuated_word":"software,","sentiment":"neutral","sentiment_score":-0.00564771331846714},{"word":"so","start":1088.335,"end":1088.495,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.010187888517975807},{"word":"it","start":1088.495,"end":1088.6549,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.009787505492568016},{"word":"might","start":1088.6549,"end":1088.815,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.019204022362828255},{"word":"look","start":1088.815,"end":1088.975,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0039064399898052216},{"word":"a","start":1088.975,"end":1089.0549,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012967579998075962},{"word":"little","start":1089.0549,"end":1089.215,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.02429228462278843},{"word":"bit","start":1089.215,"end":1089.375,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.01918048970401287},{"word":"different","start":1089.375,"end":1089.695,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.005511552095413208},{"word":"to","start":1089.695,"end":1089.855,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007913786917924881},{"word":"what","start":1089.855,"end":1090.095,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.004342809319496155},{"word":"you","start":1090.095,"end":1090.255,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0011464059352874756},{"word":"are","start":1090.255,"end":1090.735,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.004184752702713013},{"word":"used","start":1090.735,"end":1090.975,"confidence":0.99902344,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.0008361339569091797},{"word":"to","start":1090.975,"end":1091.475,"confidence":0.94628906,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.00478665716946125},{"word":"but","start":1092.0149,"end":1092.255,"confidence":0.83203125,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.012383024208247662},{"word":"basically","start":1092.255,"end":1092.455,"confidence":1.0,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.01493658684194088},{"word":"if","start":1092.455,"end":1092.6549,"confidence":0.84765625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.023899702355265617},{"word":"you","start":1092.6549,"end":1092.815,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0249306820333004},{"word":"can","start":1092.815,"end":1092.975,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.01567915640771389},{"word":"click","start":1092.975,"end":1093.215,"confidence":0.99902344,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.01875198818743229},{"word":"on","start":1093.215,"end":1093.375,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02648991346359253},{"word":"the","start":1093.375,"end":1093.5349,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01817769557237625},{"word":"email","start":1093.5349,"end":1093.855,"confidence":0.81518555,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.012121373787522316},{"word":"but","start":1093.855,"end":1094.095,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.009741876274347304},{"word":"before","start":1094.095,"end":1094.4149,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.008632170967757702},{"word":"you","start":1094.4149,"end":1094.575,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010236406698822975},{"word":"click","start":1094.575,"end":1094.815,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.010000724345445631},{"word":"on","start":1094.815,"end":1094.975,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02424158900976181},{"word":"the","start":1094.975,"end":1095.135,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024176619946956635},{"word":"link","start":1095.135,"end":1095.375,"confidence":1.0,"punctuated_word":"link","sentiment":"neutral","sentiment_score":0.013032814487814903},{"word":"or","start":1095.375,"end":1095.615,"confidence":0.4790039,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.010396679863333702},{"word":"it","start":1095.615,"end":1095.695,"confidence":0.9716797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016134964302182198},{"word":"says","start":1095.695,"end":1096.1749,"confidence":0.9921875,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.015894155949354172},{"word":"sign","start":1096.1749,"end":1096.6549,"confidence":0.9892578,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.01064017042517662},{"word":"now","start":1096.6549,"end":1097.1549,"confidence":0.99658203,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.01333039440214634},{"word":"there","start":1097.82,"end":1097.9,"confidence":0.99316406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.030962642282247543},{"word":"should","start":1097.9,"end":1098.22,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.02912647090852261},{"word":"be","start":1098.22,"end":1098.38,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03315442055463791},{"word":"a","start":1098.38,"end":1098.46,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024040445685386658},{"word":"couple","start":1098.46,"end":1098.7799,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.014144187793135645},{"word":"of","start":1098.7799,"end":1099.2799,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.019650889560580257},{"word":"attachments","start":1099.4199,"end":1099.9199,"confidence":0.9790039,"punctuated_word":"attachments","sentiment":"neutral","sentiment_score":0.007719594053924084},{"word":"at","start":1099.98,"end":1100.14,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.009898316115140917},{"word":"the","start":1100.14,"end":1100.22,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022626273334026337},{"word":"bottom","start":1100.22,"end":1100.5399,"confidence":1.0,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.028732849285006523},{"word":"of","start":1100.5399,"end":1100.7,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.028112325817346573},{"word":"the","start":1100.7,"end":1100.86,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02681568823754787},{"word":"email","start":1100.86,"end":1101.1799,"confidence":1.0,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.0093044675886631},{"word":"can","start":1101.1799,"end":1101.34,"confidence":1.0,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.02091270312666893},{"word":"you","start":1101.34,"end":1101.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01728028617799282},{"word":"see","start":1101.5,"end":1101.6599,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.017355430871248245},{"word":"those","start":1101.6599,"end":1102.1599,"confidence":0.9975586,"punctuated_word":"those?","sentiment":"neutral","sentiment_score":0.02206207439303398},{"word":"and","start":1106.7799,"end":1106.94,"confidence":0.86621094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.017096426337957382},{"word":"if","start":1106.94,"end":1107.1,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.020802848041057587},{"word":"you","start":1107.1,"end":1107.26,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.019453775137662888},{"word":"just","start":1107.26,"end":1107.34,"confidence":0.90771484,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0187496654689312},{"word":"kinda","start":1107.34,"end":1107.6599,"confidence":0.90234375,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.02534891292452812},{"word":"scroll","start":1107.6599,"end":1107.9,"confidence":1.0,"punctuated_word":"scroll","sentiment":"neutral","sentiment_score":0.010015144012868404},{"word":"down","start":1107.9,"end":1108.22,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.021298609673976895},{"word":"in","start":1108.22,"end":1108.38,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02653368748724461},{"word":"that","start":1108.38,"end":1108.62,"confidence":0.9394531,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03094884380698204},{"word":"email","start":1108.62,"end":1109.02,"confidence":0.99902344,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.020639456808567047},{"word":"can","start":1109.02,"end":1109.1799,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0161572452634573},{"word":"you","start":1109.1799,"end":1109.34,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02084890566766262},{"word":"see","start":1109.34,"end":1109.46,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.017323113977909088},{"word":"a","start":1109.46,"end":1109.58,"confidence":0.95703125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01911546103656292},{"word":"couple","start":1109.58,"end":1109.82,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.0132400868460536},{"word":"of","start":1109.82,"end":1109.98,"confidence":0.98950195,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.015445414930582048},{"word":"like","start":1109.98,"end":1110.22,"confidence":1.0,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.013737743720412254},{"word":"pdf","start":1110.22,"end":1110.62,"confidence":0.9604492,"punctuated_word":"PDF","sentiment":"neutral","sentiment_score":0.00734906829893589},{"word":"documents","start":1110.62,"end":1111.12,"confidence":0.98291016,"punctuated_word":"documents?","sentiment":"neutral","sentiment_score":0.005822665058076382},{"word":"yes","start":1115.785,"end":1116.285,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03205190971493721},{"word":"sorry","start":1116.3451,"end":1116.665,"confidence":0.7609863,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.004229693673551083},{"word":"that","start":1116.665,"end":1116.8251,"confidence":0.7817383,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.0009759925305843352},{"word":"should","start":1116.8251,"end":1117.0651,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.014559667557477953},{"word":"be","start":1117.0651,"end":1117.2251,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.006941420957446098},{"word":"yes","start":1119.625,"end":1120.125,"confidence":0.99609375,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.08562491834163666},{"word":"perfect","start":1120.185,"end":1120.685,"confidence":0.9975586,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.519058346748352},{"word":"so","start":1120.745,"end":1121.245,"confidence":0.9267578,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.38364824652671814},{"word":"i'll","start":1122.665,"end":1122.8251,"confidence":0.8935547,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.43580302596092224},{"word":"make","start":1122.8251,"end":1122.985,"confidence":0.94384766,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4449946284294128},{"word":"it","start":1122.985,"end":1123.145,"confidence":0.88427734,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5156584978103638},{"word":"quick","start":1123.145,"end":1123.385,"confidence":0.9980469,"punctuated_word":"quick","sentiment":"positive","sentiment_score":0.42045485973358154},{"word":"for","start":1123.385,"end":1123.545,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4745248556137085},{"word":"you","start":1123.545,"end":1123.9451,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.430463582277298},{"word":"the","start":1123.9451,"end":1124.265,"confidence":0.9873047,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.1816076636314392},{"word":"the","start":1124.265,"end":1124.425,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14676479995250702},{"word":"first","start":1124.425,"end":1124.745,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.1157282292842865},{"word":"three","start":1124.745,"end":1124.985,"confidence":0.6040039,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.09441130608320236},{"word":"ones","start":1124.985,"end":1125.2251,"confidence":0.6960449,"punctuated_word":"ones,","sentiment":"neutral","sentiment_score":0.11907126009464264},{"word":"so","start":1125.2251,"end":1125.305,"confidence":0.9614258,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1332097053527832},{"word":"the","start":1125.305,"end":1125.51,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11827532202005386},{"word":"services","start":1125.67,"end":1126.0701,"confidence":0.99902344,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.0782475620508194},{"word":"guide","start":1126.0701,"end":1126.47,"confidence":0.9980469,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.1008794605731964},{"word":"version","start":1126.47,"end":1126.79,"confidence":0.9902344,"punctuated_word":"version","sentiment":"neutral","sentiment_score":0.17127054929733276},{"word":"one","start":1126.79,"end":1127.03,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1369224637746811},{"word":"and","start":1127.03,"end":1127.27,"confidence":0.9550781,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1078946813941002},{"word":"financial","start":1127.27,"end":1127.75,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.09905293583869934},{"word":"services","start":1127.75,"end":1128.15,"confidence":0.99902344,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.07775448262691498},{"word":"guide","start":1128.15,"end":1128.55,"confidence":0.99902344,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.11457397788763046},{"word":"version","start":1128.55,"end":1128.87,"confidence":0.99902344,"punctuated_word":"version","sentiment":"neutral","sentiment_score":0.14637552201747894},{"word":"two","start":1128.87,"end":1129.37,"confidence":0.78930664,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.17764604091644287},{"word":"i'll","start":1129.67,"end":1129.83,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.18664321303367615},{"word":"let","start":1129.83,"end":1129.99,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.16811570525169373},{"word":"you","start":1129.99,"end":1130.0701,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16598857939243317},{"word":"have","start":1130.0701,"end":1130.23,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17493519186973572},{"word":"a","start":1130.23,"end":1130.31,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12157435715198515},{"word":"read","start":1130.31,"end":1130.55,"confidence":1.0,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.09239143133163452},{"word":"over","start":1130.55,"end":1130.79,"confidence":0.7211914,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.09589488804340364},{"word":"in","start":1130.79,"end":1131.03,"confidence":0.9741211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09865190833806992},{"word":"your","start":1131.03,"end":1131.1901,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12629768252372742},{"word":"own","start":1131.1901,"end":1131.35,"confidence":1.0,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.1058456301689148},{"word":"time","start":1131.35,"end":1131.59,"confidence":0.99853516,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.124017171561718},{"word":"you","start":1131.59,"end":1131.75,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.05689483880996704},{"word":"would","start":1131.75,"end":1131.91,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05048898607492447},{"word":"have","start":1131.91,"end":1132.0701,"confidence":0.8774414,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.042583364993333817},{"word":"seen","start":1132.0701,"end":1132.23,"confidence":1.0,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.037676289677619934},{"word":"this","start":1132.23,"end":1132.39,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.05000663548707962},{"word":"one","start":1132.39,"end":1132.63,"confidence":0.96533203,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04945183545351029},{"word":"before","start":1132.63,"end":1132.95,"confidence":0.9880371,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":0.0419548898935318},{"word":"it's","start":1132.95,"end":1133.11,"confidence":0.9921875,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06747948378324509},{"word":"just","start":1133.11,"end":1133.35,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05479031428694725},{"word":"a","start":1133.35,"end":1133.43,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07261732220649719},{"word":"bit","start":1133.43,"end":1133.59,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.05459122359752655},{"word":"of","start":1133.59,"end":1133.67,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07124800980091095},{"word":"an","start":1133.67,"end":1133.91,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.05088047310709953},{"word":"updated","start":1133.91,"end":1134.39,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.04919607937335968},{"word":"version","start":1134.39,"end":1134.89,"confidence":1.0,"punctuated_word":"version.","sentiment":"neutral","sentiment_score":0.07843126356601715},{"word":"it","start":1135.1901,"end":1135.35,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.06933183968067169},{"word":"is","start":1135.35,"end":1135.59,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06461271643638611},{"word":"one","start":1135.59,"end":1135.75,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07342461496591568},{"word":"of","start":1135.75,"end":1135.83,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05279632657766342},{"word":"those","start":1135.83,"end":1136.0701,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06344181299209595},{"word":"compliance","start":1136.0701,"end":1136.55,"confidence":0.9838867,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.05691545829176903},{"word":"documents","start":1136.55,"end":1137.03,"confidence":0.83935547,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.026537032797932625},{"word":"but","start":1137.03,"end":1137.1901,"confidence":0.78100586,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.06115845963358879},{"word":"basically","start":1137.1901,"end":1137.67,"confidence":0.9995117,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.10247957706451416},{"word":"everything","start":1137.67,"end":1137.99,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.11797592043876648},{"word":"that","start":1137.99,"end":1138.15,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08901748061180115},{"word":"you","start":1138.15,"end":1138.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10798540711402892},{"word":"do","start":1138.31,"end":1138.47,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0981617420911789},{"word":"need","start":1138.47,"end":1138.71,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.09957057982683182},{"word":"to","start":1138.71,"end":1138.79,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10610014945268632},{"word":"know","start":1138.79,"end":1138.95,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.06831872463226318},{"word":"about","start":1138.95,"end":1139.1901,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05748453363776207},{"word":"us","start":1139.1901,"end":1139.51,"confidence":0.9970703,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.07308974862098694},{"word":"is","start":1139.51,"end":1139.67,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08711288869380951},{"word":"in","start":1139.67,"end":1139.83,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05787340924143791},{"word":"there","start":1139.83,"end":1140.285,"confidence":0.9980469,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.05446704477071762},{"word":"none","start":1140.525,"end":1140.645,"confidence":1.0,"punctuated_word":"None","sentiment":"neutral","sentiment_score":0.008717074990272522},{"word":"of","start":1140.645,"end":1140.765,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06046006828546524},{"word":"the","start":1140.765,"end":1141.0851,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05515269190073013},{"word":"important","start":1141.0851,"end":1141.5851,"confidence":0.99902344,"punctuated_word":"important","sentiment":"neutral","sentiment_score":-0.13899558782577515},{"word":"information","start":1141.645,"end":1142.145,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":-0.10005812346935272},{"word":"has","start":1142.4451,"end":1142.8451,"confidence":0.9970703,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.08342806994915009},{"word":"changed","start":1142.8451,"end":1143.165,"confidence":1.0,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":-0.15639159083366394},{"word":"we've","start":1143.165,"end":1143.405,"confidence":0.9995117,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.023701533675193787},{"word":"had","start":1143.405,"end":1143.645,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.03333428502082825},{"word":"a","start":1143.645,"end":1143.725,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04193062707781792},{"word":"bit","start":1143.725,"end":1143.885,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04457887262105942},{"word":"of","start":1143.885,"end":1143.9651,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06976461410522461},{"word":"an","start":1143.9651,"end":1144.125,"confidence":0.97314453,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08659740537405014},{"word":"extension","start":1144.125,"end":1144.525,"confidence":0.99902344,"punctuated_word":"extension","sentiment":"neutral","sentiment_score":0.13042782247066498},{"word":"to","start":1144.525,"end":1144.605,"confidence":0.9140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1020050197839737},{"word":"the","start":1144.605,"end":1144.765,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10525797307491302},{"word":"team","start":1144.765,"end":1145.0851,"confidence":0.9797363,"punctuated_word":"team,","sentiment":"neutral","sentiment_score":0.10257214307785034},{"word":"which","start":1145.0851,"end":1145.245,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.17065531015396118},{"word":"is","start":1145.245,"end":1145.405,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2558394968509674},{"word":"good","start":1145.405,"end":1145.885,"confidence":0.93652344,"punctuated_word":"good,","sentiment":"neutral","sentiment_score":0.22979137301445007},{"word":"and","start":1145.885,"end":1146.125,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15079589188098907},{"word":"also","start":1146.125,"end":1146.365,"confidence":0.80322266,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.15850582718849182},{"word":"a","start":1146.365,"end":1146.4451,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15217725932598114},{"word":"bit","start":1146.4451,"end":1146.605,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12463820725679398},{"word":"more","start":1146.605,"end":1146.8451,"confidence":0.7192383,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":0.09334487468004228},{"word":"updates","start":1147.165,"end":1147.5651,"confidence":0.46166992,"punctuated_word":"updates","sentiment":"neutral","sentiment_score":0.10757431387901306},{"word":"to","start":1147.5651,"end":1147.805,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0676756501197815},{"word":"marketing","start":1147.805,"end":1148.285,"confidence":0.9975586,"punctuated_word":"marketing.","sentiment":"neutral","sentiment_score":0.06951850652694702},{"word":"so","start":1148.285,"end":1148.525,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08839784562587738},{"word":"as","start":1148.525,"end":1148.685,"confidence":0.69677734,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11053888499736786},{"word":"you","start":1148.685,"end":1148.765,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10574136674404144},{"word":"if","start":1148.925,"end":1149.005,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11608809232711792},{"word":"you","start":1149.005,"end":1149.165,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09940564632415771},{"word":"do","start":1149.165,"end":1149.3251,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1042534038424492},{"word":"have","start":1149.3251,"end":1149.4451,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1170807033777237},{"word":"a","start":1149.4451,"end":1149.5651,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1155744642019272},{"word":"look","start":1149.5651,"end":1149.725,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06160671263933182},{"word":"through","start":1149.725,"end":1149.9651,"confidence":0.9892578,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10006339848041534},{"word":"it","start":1149.9651,"end":1150.4451,"confidence":0.99902344,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.13417640328407288},{"word":"you","start":1150.4451,"end":1150.605,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1379542350769043},{"word":"will","start":1150.605,"end":1150.765,"confidence":0.99609375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1298280954360962},{"word":"see","start":1150.765,"end":1150.925,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1161850243806839},{"word":"a","start":1150.925,"end":1151.005,"confidence":0.6723633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08533745259046555},{"word":"photos","start":1151.005,"end":1151.485,"confidence":0.92578125,"punctuated_word":"photos","sentiment":"neutral","sentiment_score":0.05623025447130203},{"word":"of","start":1151.485,"end":1151.645,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06363077461719513},{"word":"all","start":1151.645,"end":1151.805,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06731932610273361},{"word":"the","start":1151.805,"end":1151.9651,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05277026817202568},{"word":"directors","start":1151.9651,"end":1152.4651,"confidence":0.99902344,"punctuated_word":"directors","sentiment":"neutral","sentiment_score":0.0476951040327549},{"word":"and","start":1152.525,"end":1152.685,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07093612849712372},{"word":"our","start":1152.685,"end":1152.8451,"confidence":0.9980469,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.08691802620887756},{"word":"advisers","start":1152.8451,"end":1153.3451,"confidence":0.91748047,"punctuated_word":"advisers.","sentiment":"neutral","sentiment_score":0.07360898703336716},{"word":"i'm","start":1153.5651,"end":1153.805,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09735605120658876},{"word":"there","start":1153.805,"end":1154.125,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.09456658363342284},{"word":"as","start":1154.125,"end":1154.365,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06661966443061829},{"word":"well","start":1154.365,"end":1154.865,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.09350386261940002},{"word":"if","start":1154.99,"end":1155.0701,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10259012877941132},{"word":"you","start":1155.0701,"end":1155.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09024298191070557},{"word":"do","start":1155.15,"end":1155.31,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08270227909088135},{"word":"wanna","start":1155.31,"end":1155.39,"confidence":0.97509766,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11273849755525588},{"word":"put","start":1155.39,"end":1155.63,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0785631388425827},{"word":"a","start":1155.63,"end":1155.7101,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0950700268149376},{"word":"face","start":1155.7101,"end":1155.9501,"confidence":1.0,"punctuated_word":"face","sentiment":"neutral","sentiment_score":0.07709680497646332},{"word":"to","start":1155.9501,"end":1156.11,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0650835782289505},{"word":"the","start":1156.11,"end":1156.1901,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08401176333427429},{"word":"voice","start":1156.1901,"end":1156.51,"confidence":0.9440918,"punctuated_word":"voice.","sentiment":"neutral","sentiment_score":0.03763878345489502},{"word":"but","start":1156.51,"end":1156.67,"confidence":0.89501953,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.034881457686424255},{"word":"otherwise","start":1156.67,"end":1156.99,"confidence":1.0,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.03371841832995415},{"word":"i","start":1156.99,"end":1157.15,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0984700173139572},{"word":"will","start":1157.15,"end":1157.4701,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07217268645763397},{"word":"let","start":1157.4701,"end":1157.63,"confidence":0.99609375,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.06921520829200745},{"word":"you","start":1157.63,"end":1157.87,"confidence":0.9790039,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0721176415681839},{"word":"have","start":1157.87,"end":1158.11,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0700833797454834},{"word":"a","start":1158.11,"end":1158.1901,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08418197929859161},{"word":"read","start":1158.1901,"end":1158.43,"confidence":0.9980469,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.04598699510097504},{"word":"over","start":1158.43,"end":1158.67,"confidence":0.9921875,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.06043228879570961},{"word":"those","start":1158.67,"end":1158.99,"confidence":0.99609375,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.05130749195814133},{"word":"in","start":1158.99,"end":1159.31,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06100647151470184},{"word":"your","start":1159.31,"end":1159.63,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07571322470903397},{"word":"own","start":1159.63,"end":1159.79,"confidence":0.99902344,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.04975052922964096},{"word":"time","start":1159.79,"end":1160.29,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.08061780780553818},{"word":"if","start":1161.7101,"end":1161.9501,"confidence":0.8276367,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.1116046905517578},{"word":"you","start":1161.9501,"end":1162.03,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08451803028583527},{"word":"can","start":1162.03,"end":1162.27,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1257241666316986},{"word":"then","start":1162.27,"end":1162.51,"confidence":0.9863281,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12789776921272278},{"word":"open","start":1162.51,"end":1162.8301,"confidence":1.0,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.11676870286464693},{"word":"can","start":1163.0701,"end":1163.23,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1191171184182167},{"word":"you","start":1163.23,"end":1163.39,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08469647169113159},{"word":"see","start":1163.39,"end":1163.55,"confidence":0.9902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09244224429130554},{"word":"one","start":1163.55,"end":1163.7101,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.09272202849388124},{"word":"with","start":1163.7101,"end":1163.87,"confidence":0.98535156,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11500993371009828},{"word":"a","start":1163.87,"end":1164.03,"confidence":0.7451172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1312430500984192},{"word":"summary","start":1164.03,"end":1164.43,"confidence":1.0,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.1196354478597641},{"word":"of","start":1164.43,"end":1164.67,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14351770281791687},{"word":"insurance","start":1164.67,"end":1165.17,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.11232805997133256},{"word":"and","start":1165.63,"end":1165.9501,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0999113991856575},{"word":"superannuation","start":1165.9501,"end":1166.4501,"confidence":0.99108887,"punctuated_word":"superannuation?","sentiment":"neutral","sentiment_score":0.11771460622549056},{"word":"yep","start":1168.175,"end":1168.575,"confidence":0.765625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15753792226314545},{"word":"perfect","start":1168.575,"end":1169.075,"confidence":0.9975586,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.42796510457992554},{"word":"so","start":1169.295,"end":1169.535,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3322888910770416},{"word":"that","start":1169.535,"end":1169.6951,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3302280604839325},{"word":"gives","start":1169.6951,"end":1169.935,"confidence":1.0,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.274190753698349},{"word":"you","start":1169.935,"end":1170.095,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31937214732170105},{"word":"a","start":1170.095,"end":1170.175,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3107975721359253},{"word":"bit","start":1170.175,"end":1170.335,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.22907419502735135},{"word":"of","start":1170.335,"end":1170.495,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.27612221240997314},{"word":"a","start":1170.495,"end":1170.735,"confidence":0.84716797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.301362544298172},{"word":"update","start":1170.735,"end":1171.135,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.23770907521247864},{"word":"on","start":1171.135,"end":1171.455,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2458602488040924},{"word":"your","start":1171.455,"end":1171.935,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2592352628707886},{"word":"situation","start":1171.935,"end":1172.435,"confidence":0.9970703,"punctuated_word":"situation.","sentiment":"neutral","sentiment_score":0.2398952841758728},{"word":"so","start":1172.495,"end":1172.655,"confidence":0.83740234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15048202872276306},{"word":"you","start":1172.655,"end":1172.735,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15213637053966522},{"word":"can","start":1172.735,"end":1172.975,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1727914661169052},{"word":"see","start":1172.975,"end":1173.135,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2028025984764099},{"word":"you'll","start":1173.135,"end":1173.295,"confidence":0.84277344,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.16858428716659546},{"word":"have","start":1173.295,"end":1173.615,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.170845627784729},{"word":"24","start":1173.615,"end":1174.515,"confidence":0.861084,"punctuated_word":"24.","sentiment":"neutral","sentiment_score":0.1689644157886505},{"word":"it's","start":1174.575,"end":1174.8151,"confidence":0.82714844,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.15623299777507782},{"word":"where","start":1174.8151,"end":1174.975,"confidence":0.9707031,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.12763968110084534},{"word":"you","start":1174.975,"end":1175.055,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1573479175567627},{"word":"have","start":1175.055,"end":1175.215,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16400103271007538},{"word":"your","start":1175.215,"end":1175.535,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15273460745811462},{"word":"super","start":1175.535,"end":1176.035,"confidence":0.99316406,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.19496780633926392},{"word":"you","start":1176.175,"end":1176.335,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1293025016784668},{"word":"do","start":1176.335,"end":1176.495,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13841977715492249},{"word":"have","start":1176.495,"end":1176.735,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12903110682964325},{"word":"about","start":1176.735,"end":1177.135,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10899153351783752},{"word":"399,000","start":1177.135,"end":1179.235,"confidence":0.9857585,"punctuated_word":"399,000","sentiment":"neutral","sentiment_score":0.10562828183174132},{"word":"in","start":1179.375,"end":1179.535,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11853553354740144},{"word":"them","start":1179.535,"end":1179.99,"confidence":0.8474121,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.11997610330581664},{"word":"and","start":1180.3099,"end":1180.47,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08293531090021133},{"word":"then","start":1180.47,"end":1180.71,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06287264078855515},{"word":"you","start":1180.71,"end":1180.95,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03590651601552963},{"word":"have","start":1180.95,"end":1181.35,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05049864202737808},{"word":"insurances","start":1181.35,"end":1181.85,"confidence":0.99934894,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.052327632904052734},{"word":"so","start":1182.15,"end":1182.3099,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09014766663312912},{"word":"you","start":1182.3099,"end":1182.55,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07554856687784195},{"word":"have","start":1182.55,"end":1182.63,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08362369239330292},{"word":"your","start":1182.63,"end":1182.87,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06739704310894012},{"word":"insurances","start":1182.87,"end":1183.37,"confidence":1.0,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.08498598635196686},{"word":"with","start":1183.59,"end":1183.99,"confidence":0.9892578,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10085128992795944},{"word":"encompass","start":1183.99,"end":1184.49,"confidence":0.8568115,"punctuated_word":"Encompass.","sentiment":"neutral","sentiment_score":0.1067122519016266},{"word":"you","start":1185.27,"end":1185.4299,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0919937938451767},{"word":"have","start":1185.4299,"end":1185.91,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07855904847383499},{"word":"life","start":1185.91,"end":1186.3099,"confidence":0.9970703,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.09574028849601746},{"word":"and","start":1186.3099,"end":1186.79,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.087088942527771},{"word":"ppd","start":1186.79,"end":1187.29,"confidence":0.91259766,"punctuated_word":"PPD","sentiment":"neutral","sentiment_score":0.07953131943941116},{"word":"of","start":1187.99,"end":1188.3099,"confidence":0.59521484,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08731848001480103},{"word":"841,080","start":1188.3099,"end":1190.97,"confidence":0.9993286,"punctuated_word":"841,080.","sentiment":"neutral","sentiment_score":0.09017303586006165},{"word":"are","start":1191.4299,"end":1191.59,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.1129881739616394},{"word":"you","start":1191.59,"end":1191.83,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14124956727027893},{"word":"still","start":1191.83,"end":1192.15,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.12211166322231291},{"word":"happy","start":1192.15,"end":1192.47,"confidence":0.99609375,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.16983924806118011},{"word":"with","start":1192.47,"end":1192.71,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1966195702552795},{"word":"the","start":1192.71,"end":1192.79,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16459596157073977},{"word":"level","start":1192.79,"end":1193.11,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.16786697506904602},{"word":"of","start":1193.11,"end":1193.35,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16870605945587158},{"word":"cover","start":1193.35,"end":1193.75,"confidence":0.9970703,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.22586721181869507},{"word":"for","start":1193.75,"end":1194.07,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24977028369903564},{"word":"life","start":1194.07,"end":1194.39,"confidence":1.0,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.27763575315475464},{"word":"and","start":1194.39,"end":1194.79,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22897914052009585},{"word":"ppd","start":1194.79,"end":1195.29,"confidence":0.9160156,"punctuated_word":"PPD,","sentiment":"neutral","sentiment_score":0.1543467342853546},{"word":"or","start":1195.745,"end":1195.8251,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1321808397769928},{"word":"what","start":1195.8251,"end":1196.0651,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1341989040374756},{"word":"are","start":1196.0651,"end":1196.145,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1172615885734558},{"word":"your","start":1196.145,"end":1196.385,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06602486222982407},{"word":"thoughts","start":1196.385,"end":1196.7051,"confidence":1.0,"punctuated_word":"thoughts","sentiment":"neutral","sentiment_score":0.0165523961186409},{"word":"on","start":1196.7051,"end":1196.865,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06016673147678375},{"word":"that","start":1196.865,"end":1197.365,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.11385686695575714},{"word":"that's","start":1201.665,"end":1201.905,"confidence":0.98535156,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2484937161207199},{"word":"okay","start":1201.905,"end":1202.305,"confidence":0.98535156,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.20644432306289673},{"word":"okay","start":1202.305,"end":1202.805,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09960342198610306},{"word":"so","start":1203.105,"end":1203.425,"confidence":0.85839844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06824206560850143},{"word":"with","start":1203.425,"end":1203.925,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.02952587604522705},{"word":"with","start":1203.985,"end":1204.385,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.027140486985445023},{"word":"your","start":1204.385,"end":1204.885,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03866122663021088},{"word":"income","start":1205.5851,"end":1205.985,"confidence":0.8984375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.07063066959381104},{"word":"protection","start":1205.985,"end":1206.485,"confidence":0.9975586,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":-0.028325237333774567},{"word":"that's","start":1207.425,"end":1207.665,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.041644081473350525},{"word":"the","start":1207.665,"end":1207.8251,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.044079843908548355},{"word":"only","start":1207.8251,"end":1208.145,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.07887549698352814},{"word":"thing","start":1208.145,"end":1208.385,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.030997704714536667},{"word":"that","start":1208.385,"end":1208.4651,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.047183357179164886},{"word":"would","start":1208.4651,"end":1208.9651,"confidence":0.94921875,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.05619300156831741},{"word":"we'd","start":1209.47,"end":1209.79,"confidence":0.91308594,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":-0.06615635007619858},{"word":"have","start":1209.79,"end":1210.03,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06843876838684082},{"word":"to","start":1210.03,"end":1210.11,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04046154022216797},{"word":"keep","start":1210.11,"end":1210.27,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.03413690999150276},{"word":"in","start":1210.27,"end":1210.43,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.049448173493146896},{"word":"mind","start":1210.43,"end":1210.93,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":-0.032178670167922974},{"word":"for","start":1211.15,"end":1211.65,"confidence":0.9707031,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04168293625116348},{"word":"if","start":1211.9501,"end":1212.1901,"confidence":0.9326172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05677962675690651},{"word":"you","start":1212.1901,"end":1212.6901,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06134021282196045},{"word":"earn","start":1213.31,"end":1213.81,"confidence":0.99121094,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.07249385863542557},{"word":"less","start":1213.87,"end":1214.37,"confidence":0.9970703,"punctuated_word":"less.","sentiment":"neutral","sentiment_score":-0.05155685544013977},{"word":"so","start":1215.47,"end":1215.7101,"confidence":0.5004883,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.00878225639462471},{"word":"it's","start":1215.7101,"end":1216.03,"confidence":0.9921875,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.004884116351604462},{"word":"more","start":1216.03,"end":1216.27,"confidence":0.9667969,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0008608736097812653},{"word":"so","start":1216.27,"end":1216.43,"confidence":0.9140625,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.008536837995052338},{"word":"in","start":1216.43,"end":1216.59,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.018123896792531013},{"word":"regards","start":1216.59,"end":1216.91,"confidence":0.99609375,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.01845758594572544},{"word":"to","start":1216.91,"end":1217.0701,"confidence":0.93359375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0241450984030962},{"word":"the","start":1217.0701,"end":1217.39,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03422769904136658},{"word":"the","start":1217.39,"end":1217.55,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.028748540207743645},{"word":"take","start":1217.55,"end":1217.79,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.04193563759326935},{"word":"home","start":1217.79,"end":1218.03,"confidence":0.9873047,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.02569691836833954},{"word":"pay","start":1218.03,"end":1218.35,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.026032019406557083},{"word":"because","start":1218.35,"end":1218.67,"confidence":0.8496094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.027993662282824516},{"word":"that","start":1218.67,"end":1218.99,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05197080224752426},{"word":"is","start":1218.99,"end":1219.49,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04455187916755676},{"word":"70%","start":1220.35,"end":1221.31,"confidence":0.9838867,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.05869985744357109},{"word":"of","start":1221.31,"end":1221.55,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03832853585481644},{"word":"your","start":1221.55,"end":1221.79,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.040375374257564545},{"word":"income","start":1221.79,"end":1222.27,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.022866275161504745},{"word":"at","start":1222.27,"end":1222.51,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.033751681447029114},{"word":"the","start":1222.51,"end":1222.67,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0391928032040596},{"word":"time","start":1222.67,"end":1223.17,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.051723841577768326},{"word":"of","start":1223.23,"end":1223.39,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04077776148915291},{"word":"claim","start":1223.39,"end":1223.89,"confidence":0.9213867,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":0.04611332714557648},{"word":"so","start":1224.11,"end":1224.61,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08251352608203888},{"word":"just","start":1226.585,"end":1226.825,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0930638238787651},{"word":"let","start":1226.825,"end":1226.985,"confidence":0.9970703,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10708777606487274},{"word":"us","start":1226.985,"end":1227.225,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.0967305451631546},{"word":"know","start":1227.225,"end":1227.465,"confidence":0.9108887,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.10098472237586976},{"word":"the","start":1227.465,"end":1227.625,"confidence":0.9980469,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.009303607046604156},{"word":"only","start":1227.625,"end":1227.865,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.004813544452190399},{"word":"thing","start":1227.865,"end":1228.105,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.00751003623008728},{"word":"is","start":1228.105,"end":1228.345,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02065572515130043},{"word":"if","start":1228.345,"end":1228.5049,"confidence":0.9760742,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0157892145216465},{"word":"we","start":1228.5049,"end":1228.9049,"confidence":0.98999023,"punctuated_word":"we,","sentiment":"neutral","sentiment_score":-0.03517628833651543},{"word":"let's","start":1228.9049,"end":1229.225,"confidence":0.99853516,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.01962786726653576},{"word":"say","start":1229.225,"end":1229.5449,"confidence":0.9975586,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.01976032555103302},{"word":"decrease","start":1229.5449,"end":1230.0449,"confidence":0.9980469,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":-0.004616566002368927},{"word":"it","start":1230.105,"end":1230.4249,"confidence":0.72216797,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.0403251014649868},{"word":"so","start":1230.4249,"end":1230.585,"confidence":0.51953125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00017213821411132812},{"word":"if","start":1230.585,"end":1230.745,"confidence":0.9667969,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.028069589287042614},{"word":"we","start":1230.745,"end":1231.065,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.014527425169944763},{"word":"reduce","start":1231.065,"end":1231.5449,"confidence":0.9526367,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.012157216668128967},{"word":"it","start":1231.5449,"end":1231.625,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02961020916700363},{"word":"for","start":1231.625,"end":1231.7849,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.044707298278808594},{"word":"you","start":1231.7849,"end":1232.0249,"confidence":0.9885254,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.03887263685464859},{"word":"obviously","start":1232.0249,"end":1232.345,"confidence":0.9890137,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.06088460981845856},{"word":"it'll","start":1232.345,"end":1232.5049,"confidence":0.7858887,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.0768427699804306},{"word":"make","start":1232.5049,"end":1232.6649,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.022987179458141327},{"word":"the","start":1232.6649,"end":1232.825,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05779815465211868},{"word":"premium","start":1232.825,"end":1233.325,"confidence":0.99902344,"punctuated_word":"premium","sentiment":"neutral","sentiment_score":0.031332701444625854},{"word":"cheaper","start":1233.3849,"end":1233.8849,"confidence":0.96972656,"punctuated_word":"cheaper.","sentiment":"neutral","sentiment_score":0.036120668053627014},{"word":"but","start":1234.345,"end":1234.585,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.030269954353570935},{"word":"if","start":1234.585,"end":1234.825,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0031362175941467285},{"word":"anything","start":1234.825,"end":1235.325,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.022241711616516113},{"word":"changes","start":1235.3849,"end":1235.865,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.024838820099830627},{"word":"and","start":1235.865,"end":1236.0249,"confidence":0.78515625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.017246432602405548},{"word":"let's","start":1236.0249,"end":1236.2649,"confidence":0.8413086,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.011672980152070522},{"word":"say","start":1236.2649,"end":1236.4249,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.0007663741707801819},{"word":"you","start":1236.4249,"end":1236.585,"confidence":0.7651367,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.003727592527866363},{"word":"go","start":1236.585,"end":1236.825,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.004255402833223343},{"word":"back","start":1236.825,"end":1237.325,"confidence":0.75268555,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.0039172545075416565},{"word":"like","start":1237.58,"end":1237.66,"confidence":0.9807129,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0010868217796087265},{"word":"you","start":1237.66,"end":1237.9,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01092744991183281},{"word":"only","start":1237.9,"end":1237.98,"confidence":0.98095703,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.004447042942047119},{"word":"do","start":1237.98,"end":1238.14,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.009239446371793749},{"word":"it","start":1238.14,"end":1238.22,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.020066097378730777},{"word":"for","start":1238.22,"end":1238.34,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0007741637527942657},{"word":"a","start":1238.34,"end":1238.46,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.015472520142793655},{"word":"little","start":1238.46,"end":1238.62,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.015218332409858704},{"word":"bit","start":1238.62,"end":1238.78,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.007022000849246979},{"word":"and","start":1238.78,"end":1238.94,"confidence":0.7138672,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.000344153493642807},{"word":"then","start":1238.94,"end":1239.1,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.03987259417772293},{"word":"you","start":1239.1,"end":1239.18,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.014884661883115768},{"word":"go","start":1239.18,"end":1239.26,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.010057691484689713},{"word":"back","start":1239.26,"end":1239.5,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.038984254002571106},{"word":"to","start":1239.5,"end":1239.66,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01647546887397766},{"word":"similar","start":1239.66,"end":1239.98,"confidence":0.5654297,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.00725332647562027},{"word":"structure","start":1239.98,"end":1240.3,"confidence":0.99902344,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.01885368674993515},{"word":"you","start":1240.3,"end":1240.46,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.038234345614910126},{"word":"have","start":1240.46,"end":1240.7,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04585624486207962},{"word":"now","start":1240.7,"end":1241.2,"confidence":0.7734375,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.014140691608190536},{"word":"the","start":1241.9,"end":1242.14,"confidence":0.26049805,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.034991614520549774},{"word":"only","start":1242.14,"end":1242.3,"confidence":0.9716797,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.02480372041463852},{"word":"yes","start":1248.22,"end":1248.72,"confidence":0.9875488,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.051670148968696594},{"word":"yes","start":1251.355,"end":1251.755,"confidence":0.92456055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08328811824321747},{"word":"flexibility","start":1251.755,"end":1252.255,"confidence":0.9508464,"punctuated_word":"Flexibility.","sentiment":"neutral","sentiment_score":0.13700291514396667},{"word":"okay","start":1252.875,"end":1253.375,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08290795981884003},{"word":"great","start":1253.515,"end":1254.015,"confidence":0.9975586,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.5740076303482056},{"word":"because","start":1254.0751,"end":1254.395,"confidence":0.9863281,"punctuated_word":"Because","sentiment":"positive","sentiment_score":0.3422999083995819},{"word":"that's","start":1254.395,"end":1254.635,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.42536506056785583},{"word":"the","start":1254.635,"end":1254.715,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3923497200012207},{"word":"one","start":1254.715,"end":1254.875,"confidence":1.0,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.4417367279529571},{"word":"thing","start":1254.875,"end":1255.115,"confidence":0.8220215,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.30425506830215454},{"word":"especially","start":1255.115,"end":1255.515,"confidence":0.9941406,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.2713794410228729},{"word":"then","start":1255.515,"end":1255.675,"confidence":0.9550781,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.30818548798561096},{"word":"with","start":1255.675,"end":1255.835,"confidence":0.7573242,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2316214889287949},{"word":"your","start":1255.835,"end":1256.0751,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24406561255455017},{"word":"with","start":1256.0751,"end":1256.235,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2422960549592972},{"word":"your","start":1256.235,"end":1256.395,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2169225960969925},{"word":"income","start":1256.395,"end":1256.715,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.23423491418361664},{"word":"protection","start":1256.715,"end":1257.115,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.1297518014907837},{"word":"that","start":1257.115,"end":1257.355,"confidence":0.75756836,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.19037850201129913},{"word":"yes","start":1257.355,"end":1257.515,"confidence":0.98217773,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":0.26343095302581787},{"word":"if","start":1257.515,"end":1257.675,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.23700077831745148},{"word":"you","start":1257.675,"end":1257.915,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17720945179462433},{"word":"were","start":1257.915,"end":1258.0751,"confidence":0.8613281,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.179895281791687},{"word":"through","start":1258.0751,"end":1258.235,"confidence":0.62841797,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18295671045780185},{"word":"let's","start":1258.395,"end":1258.555,"confidence":0.99853516,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.17141680419445038},{"word":"say","start":1258.555,"end":1258.715,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.191187247633934},{"word":"you","start":1258.715,"end":1258.875,"confidence":0.8051758,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17905054986476898},{"word":"do","start":1258.875,"end":1259.035,"confidence":0.9560547,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1388479471206665},{"word":"start","start":1259.035,"end":1259.1951,"confidence":0.9980469,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.09979718178510666},{"word":"the","start":1259.1951,"end":1259.355,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1403944045305252},{"word":"job","start":1259.355,"end":1259.755,"confidence":1.0,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.1360563188791275},{"word":"and","start":1259.755,"end":1260.155,"confidence":0.90283203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12909191846847534},{"word":"you","start":1260.155,"end":1260.475,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1896071434020996},{"word":"you","start":1260.475,"end":1260.715,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2080230861902237},{"word":"have","start":1260.715,"end":1260.875,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20556281507015228},{"word":"to","start":1260.875,"end":1261.035,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18728043138980863},{"word":"go","start":1261.035,"end":1261.355,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1814751029014587},{"word":"on","start":1261.355,"end":1261.595,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2501104772090912},{"word":"claim","start":1261.595,"end":1262.095,"confidence":0.9506836,"punctuated_word":"claim,","sentiment":"neutral","sentiment_score":0.21954300999641416},{"word":"you","start":1262.81,"end":1262.97,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26106899976730347},{"word":"can","start":1262.97,"end":1263.21,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15577930212020874},{"word":"only","start":1263.21,"end":1263.45,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.1266321837902069},{"word":"get","start":1263.45,"end":1263.61,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11966009438037872},{"word":"70%","start":1263.61,"end":1264.17,"confidence":0.9995117,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.15976060926914215},{"word":"of","start":1264.17,"end":1264.33,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1404653936624527},{"word":"the","start":1264.33,"end":1264.49,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15439601242542267},{"word":"income","start":1264.49,"end":1264.81,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.1269068866968155},{"word":"that","start":1264.81,"end":1264.97,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13173462450504303},{"word":"you're","start":1264.97,"end":1265.21,"confidence":0.95825195,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.14544636011123657},{"word":"earning","start":1265.21,"end":1265.53,"confidence":1.0,"punctuated_word":"earning","sentiment":"neutral","sentiment_score":0.11699339002370834},{"word":"at","start":1265.53,"end":1265.69,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10845379531383514},{"word":"the","start":1265.69,"end":1265.85,"confidence":0.8574219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1788369119167328},{"word":"time","start":1265.85,"end":1266.35,"confidence":0.9946289,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.1612844616174698},{"word":"but","start":1266.57,"end":1266.73,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.026445109397172928},{"word":"if","start":1266.73,"end":1266.97,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.021530285477638245},{"word":"we","start":1266.97,"end":1267.13,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.051805414259433746},{"word":"do","start":1267.13,"end":1267.53,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05605875700712204},{"word":"correct","start":1267.85,"end":1268.35,"confidence":0.9975586,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.12181948870420456},{"word":"if","start":1268.41,"end":1268.57,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.04497506469488144},{"word":"we","start":1268.57,"end":1268.73,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.034103743731975555},{"word":"do","start":1268.73,"end":1269.05,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03909749537706375},{"word":"decrease","start":1269.05,"end":1269.45,"confidence":1.0,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":0.01670098304748535},{"word":"it","start":1269.45,"end":1269.53,"confidence":0.9716797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.018057793378829956},{"word":"and","start":1269.53,"end":1269.77,"confidence":0.61816406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0005163364112377167},{"word":"then","start":1269.77,"end":1269.85,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.006510160863399506},{"word":"let's","start":1269.85,"end":1270.17,"confidence":0.8996582,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.007557123899459839},{"word":"say","start":1270.17,"end":1270.49,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.01076483353972435},{"word":"six","start":1270.49,"end":1270.73,"confidence":0.79052734,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.022442374378442764},{"word":"months","start":1270.73,"end":1271.05,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.020515307784080505},{"word":"later","start":1271.05,"end":1271.37,"confidence":0.9211426,"punctuated_word":"later,","sentiment":"neutral","sentiment_score":0.03601238131523132},{"word":"you","start":1271.37,"end":1271.53,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.043595828115940094},{"word":"go","start":1271.53,"end":1271.69,"confidence":0.9951172,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04021944850683212},{"word":"back","start":1271.69,"end":1271.93,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.03136970475316048},{"word":"to","start":1271.93,"end":1272.17,"confidence":0.9301758,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02902297675609589},{"word":"earning","start":1272.17,"end":1272.49,"confidence":0.99121094,"punctuated_word":"earning","sentiment":"neutral","sentiment_score":0.024430133402347565},{"word":"200,000","start":1272.49,"end":1273.55,"confidence":0.97802734,"punctuated_word":"200,000","sentiment":"neutral","sentiment_score":0.04971994459629059},{"word":"and","start":1274.33,"end":1274.49,"confidence":0.5722656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017255928367376328},{"word":"we've","start":1274.49,"end":1274.89,"confidence":0.9458008,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.019971217960119247},{"word":"decreased","start":1274.89,"end":1275.39,"confidence":0.9970703,"punctuated_word":"decreased","sentiment":"neutral","sentiment_score":0.008317157626152039},{"word":"it","start":1275.45,"end":1275.95,"confidence":0.9382324,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.0007117670029401779},{"word":"yes","start":1276.565,"end":1277.065,"confidence":0.95581055,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":0.006416128017008305},{"word":"the","start":1277.445,"end":1277.765,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04055343195796013},{"word":"problem","start":1277.765,"end":1278.165,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":-0.11621297150850296},{"word":"correct","start":1279.205,"end":1279.6849,"confidence":0.99365234,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.07975040376186371},{"word":"the","start":1279.6849,"end":1279.845,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.044616468250751495},{"word":"problem","start":1279.845,"end":1280.165,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":-0.03480939567089081},{"word":"is","start":1280.165,"end":1280.325,"confidence":0.97998047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04328283667564392},{"word":"it's","start":1280.325,"end":1280.485,"confidence":0.9699707,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03195459768176079},{"word":"very","start":1280.485,"end":1280.805,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.06076569855213165},{"word":"easy","start":1280.805,"end":1281.125,"confidence":1.0,"punctuated_word":"easy","sentiment":"neutral","sentiment_score":0.03450047969818115},{"word":"to","start":1281.125,"end":1281.365,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07904289662837982},{"word":"decrease","start":1281.365,"end":1281.765,"confidence":1.0,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":-0.04578057676553726},{"word":"it","start":1281.765,"end":1281.845,"confidence":0.95214844,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.042892228811979294},{"word":"the","start":1281.845,"end":1282.005,"confidence":0.90234375,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.27298247814178467},{"word":"insurers","start":1282.005,"end":1282.405,"confidence":0.86865234,"punctuated_word":"insurers","sentiment":"positive","sentiment_score":0.37148749828338623},{"word":"are","start":1282.405,"end":1282.485,"confidence":0.99902344,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.359371542930603},{"word":"happy","start":1282.485,"end":1282.805,"confidence":0.6810303,"punctuated_word":"happy.","sentiment":"positive","sentiment_score":0.36772021651268005},{"word":"they","start":1282.805,"end":1282.965,"confidence":0.9873047,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.3323573172092438},{"word":"take","start":1282.965,"end":1283.125,"confidence":0.95703125,"punctuated_word":"take","sentiment":"positive","sentiment_score":0.3568357229232788},{"word":"on","start":1283.125,"end":1283.365,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3560035824775696},{"word":"less","start":1283.365,"end":1283.605,"confidence":0.99902344,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.20077458024024963},{"word":"risk","start":1283.605,"end":1283.925,"confidence":0.904541,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":0.12668275833129883},{"word":"just","start":1283.925,"end":1284.085,"confidence":0.99121094,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.17976152896881104},{"word":"a","start":1284.085,"end":1284.165,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2559746503829956},{"word":"quick","start":1284.165,"end":1284.405,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.2661597728729248},{"word":"form","start":1284.405,"end":1284.725,"confidence":0.7595215,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":0.27961254119873047},{"word":"happy","start":1284.725,"end":1284.965,"confidence":0.9941406,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.40720218420028687},{"word":"days","start":1284.965,"end":1285.465,"confidence":0.9536133,"punctuated_word":"days.","sentiment":"positive","sentiment_score":0.3796262741088867},{"word":"it's","start":1285.845,"end":1286.085,"confidence":0.9946289,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.03172203525900841},{"word":"tricky","start":1286.085,"end":1286.405,"confidence":0.99902344,"punctuated_word":"tricky","sentiment":"neutral","sentiment_score":-0.23332686722278595},{"word":"to","start":1286.405,"end":1286.485,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.25929951667785645},{"word":"do","start":1286.485,"end":1286.645,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2927370071411133},{"word":"the","start":1286.645,"end":1286.805,"confidence":0.87597656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23753035068511963},{"word":"other","start":1286.805,"end":1286.965,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.29321175813674927},{"word":"way","start":1286.965,"end":1287.125,"confidence":0.7044678,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":-0.2594638764858246},{"word":"because","start":1287.125,"end":1287.365,"confidence":0.98828125,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.19901826977729797},{"word":"if","start":1287.365,"end":1287.525,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1821608245372772},{"word":"we","start":1287.525,"end":1287.765,"confidence":0.9875488,"punctuated_word":"we,","sentiment":"neutral","sentiment_score":-0.1668015420436859},{"word":"let's","start":1287.765,"end":1288.005,"confidence":0.9995117,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.14520980417728424},{"word":"say","start":1288.005,"end":1288.485,"confidence":0.9995117,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.14553433656692505},{"word":"decrease","start":1288.485,"end":1288.885,"confidence":0.9707031,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":-0.0798456072807312},{"word":"it","start":1288.885,"end":1289.045,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08550213277339935},{"word":"to","start":1289.045,"end":1289.205,"confidence":0.9819336,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.11290178447961809},{"word":"let's","start":1289.205,"end":1289.365,"confidence":1.0,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.12097194045782088},{"word":"say","start":1289.365,"end":1289.605,"confidence":0.99560547,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.12073467671871184},{"word":"5,000","start":1289.605,"end":1290.345,"confidence":0.92370605,"punctuated_word":"5,000,","sentiment":"neutral","sentiment_score":-0.051019757986068726},{"word":"and","start":1291.01,"end":1291.1699,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0879824310541153},{"word":"then","start":1291.1699,"end":1291.4099,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.06581664085388184},{"word":"you","start":1291.4099,"end":1291.57,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11846058070659636},{"word":"go","start":1291.57,"end":1291.8899,"confidence":0.98950195,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.08345788717269897},{"word":"oh","start":1291.8899,"end":1292.13,"confidence":0.9980469,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.06553590297698975},{"word":"actually","start":1292.13,"end":1292.37,"confidence":0.88623047,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.06311535090208054},{"word":"six","start":1292.37,"end":1292.5299,"confidence":0.9980469,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.07057276368141174},{"word":"months","start":1292.5299,"end":1292.7699,"confidence":0.80566406,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.04023078456521034},{"word":"i","start":1292.7699,"end":1292.9299,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0424438938498497},{"word":"wanna","start":1292.9299,"end":1293.1699,"confidence":0.78759766,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.028104405850172043},{"word":"offer","start":1293.1699,"end":1293.49,"confidence":0.59765625,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.00324423611164093},{"word":"it","start":1293.49,"end":1293.57,"confidence":0.68359375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02782002091407776},{"word":"through","start":1293.57,"end":1293.8099,"confidence":0.8984375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.03922495245933533},{"word":"ten","start":1293.8099,"end":1294.0499,"confidence":0.9980469,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.004169385880231857},{"word":"again","start":1294.0499,"end":1294.5499,"confidence":0.8498535,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.05079343169927597},{"word":"the","start":1295.25,"end":1295.49,"confidence":0.59814453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09776104986667632},{"word":"insurance","start":1295.49,"end":1295.97,"confidence":0.78222656,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.2199881821870804},{"word":"will","start":1295.97,"end":1296.13,"confidence":0.9194336,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.13708019256591797},{"word":"be","start":1296.13,"end":1296.21,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.16309626400470734},{"word":"like","start":1296.21,"end":1296.37,"confidence":0.97924805,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.10596932470798492},{"word":"okay","start":1296.37,"end":1296.61,"confidence":0.9797363,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.08587366342544556},{"word":"well","start":1296.61,"end":1296.85,"confidence":0.99853516,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.14180254936218262},{"word":"we","start":1296.85,"end":1296.9299,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1787414252758026},{"word":"are","start":1296.9299,"end":1297.09,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.19870473444461825},{"word":"now","start":1297.09,"end":1297.33,"confidence":0.7246094,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.17956532537937164},{"word":"taking","start":1297.33,"end":1297.57,"confidence":0.99902344,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.18443894386291504},{"word":"on","start":1297.57,"end":1297.6499,"confidence":0.97998047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.205445259809494},{"word":"more","start":1297.6499,"end":1297.8899,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.19982683658599856},{"word":"risks","start":1297.8899,"end":1298.21,"confidence":0.6723633,"punctuated_word":"risks,","sentiment":"neutral","sentiment_score":-0.1527959406375885},{"word":"so","start":1298.21,"end":1298.37,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.10945526510477066},{"word":"we","start":1298.37,"end":1298.5299,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03184656798839569},{"word":"like","start":1298.5299,"end":1298.7699,"confidence":0.4946289,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.012857355177402496},{"word":"to","start":1298.7699,"end":1298.85,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03993861377239227},{"word":"do","start":1298.85,"end":1298.9299,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0834994912147522},{"word":"the","start":1298.9299,"end":1299.01,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06123926490545273},{"word":"whole","start":1299.01,"end":1299.25,"confidence":1.0,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":0.02890465408563614},{"word":"pre","start":1299.25,"end":1299.4099,"confidence":0.92822266,"punctuated_word":"pre","sentiment":"neutral","sentiment_score":0.03855486214160919},{"word":"assessment","start":1299.4099,"end":1299.8099,"confidence":0.9589844,"punctuated_word":"assessment","sentiment":"neutral","sentiment_score":-0.004338473081588745},{"word":"again","start":1299.8099,"end":1300.3099,"confidence":0.97802734,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.03240765258669853},{"word":"and","start":1300.5299,"end":1300.85,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03417202830314636},{"word":"if","start":1300.85,"end":1301.01,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.047819167375564575},{"word":"there","start":1301.01,"end":1301.1699,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.056422509253025055},{"word":"is","start":1301.1699,"end":1301.49,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.056195490062236786},{"word":"any","start":1301.49,"end":1301.8099,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.11589186638593674},{"word":"health","start":1301.8099,"end":1302.13,"confidence":0.99121094,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.20883753895759585},{"word":"issues","start":1302.13,"end":1302.5299,"confidence":0.8881836,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.22350828349590304},{"word":"whatsoever","start":1302.5299,"end":1303.0299,"confidence":0.89501953,"punctuated_word":"whatsoever","sentiment":"neutral","sentiment_score":-0.1773456633090973},{"word":"or","start":1303.49,"end":1303.8099,"confidence":0.91259766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1465417444705963},{"word":"even","start":1303.8099,"end":1304.13,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.1333199143409729},{"word":"with","start":1304.13,"end":1304.45,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2215694785118103},{"word":"the","start":1304.45,"end":1304.61,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1775243729352951},{"word":"cardiogram","start":1304.61,"end":1305.11,"confidence":0.9793701,"punctuated_word":"cardiogram,","sentiment":"neutral","sentiment_score":-0.10623988509178162},{"word":"like","start":1305.1699,"end":1305.25,"confidence":0.9729004,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.12962493300437927},{"word":"if","start":1305.25,"end":1305.4099,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.11418244242668152},{"word":"there","start":1305.4099,"end":1305.57,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.1178276538848877},{"word":"is","start":1305.57,"end":1305.735,"confidence":0.8745117,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.14851057529449463},{"word":"anything","start":1305.975,"end":1306.475,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.11606520414352416},{"word":"that","start":1307.015,"end":1307.415,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15076342225074768},{"word":"could","start":1307.415,"end":1307.815,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.27473369240760803},{"word":"potentially","start":1307.815,"end":1308.315,"confidence":0.99902344,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":-0.2868628203868866},{"word":"cause","start":1308.375,"end":1308.855,"confidence":0.9980469,"punctuated_word":"cause","sentiment":"neutral","sentiment_score":-0.2904163599014282},{"word":"issues","start":1308.855,"end":1309.355,"confidence":0.9645996,"punctuated_word":"issues.","sentiment":"neutral","sentiment_score":-0.08823037892580032},{"word":"so","start":1309.575,"end":1310.075,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05329962447285652},{"word":"exactly","start":1311.655,"end":1312.135,"confidence":0.99902344,"punctuated_word":"exactly.","sentiment":"neutral","sentiment_score":-0.03489150106906891},{"word":"so","start":1312.135,"end":1312.455,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10853386670351028},{"word":"especially","start":1312.455,"end":1312.9349,"confidence":0.7158203,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.13005033135414124},{"word":"if","start":1312.9349,"end":1313.095,"confidence":0.9448242,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10845643281936646},{"word":"it","start":1313.095,"end":1313.1749,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1087062805891037},{"word":"is","start":1313.1749,"end":1313.335,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1293988972902298},{"word":"something","start":1313.335,"end":1313.655,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1161431223154068},{"word":"that","start":1313.655,"end":1313.815,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10996811091899872},{"word":"you","start":1313.815,"end":1314.0549,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11246846616268158},{"word":"are","start":1314.0549,"end":1314.135,"confidence":0.9863281,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.10486281663179398},{"word":"looking","start":1314.135,"end":1314.455,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.0862053781747818},{"word":"at","start":1314.455,"end":1314.615,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07855361700057983},{"word":"going","start":1314.615,"end":1315.095,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.05666421726346016},{"word":"back","start":1315.095,"end":1315.415,"confidence":0.9941406,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.04200823977589607},{"word":"to","start":1315.415,"end":1315.915,"confidence":0.83496094,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.07546472549438477},{"word":"yes","start":1316.0549,"end":1316.295,"confidence":0.80444336,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":-0.0445985421538353},{"word":"it","start":1316.295,"end":1316.455,"confidence":0.9667969,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03493623062968254},{"word":"will","start":1316.455,"end":1316.695,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.2324419915676117},{"word":"mean","start":1316.695,"end":1316.855,"confidence":0.99902344,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.16933488845825195},{"word":"that","start":1316.855,"end":1317.015,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.22534187138080597},{"word":"you","start":1317.015,"end":1317.1749,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2531733810901642},{"word":"are","start":1317.1749,"end":1317.255,"confidence":0.9892578,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.2959650456905365},{"word":"slightly","start":1317.255,"end":1317.735,"confidence":1.0,"punctuated_word":"slightly","sentiment":"neutral","sentiment_score":-0.30746203660964966},{"word":"over","start":1317.735,"end":1317.975,"confidence":0.9951172,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.33050110936164856},{"word":"insured","start":1317.975,"end":1318.295,"confidence":0.77441406,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":-0.2631663680076599},{"word":"and","start":1318.295,"end":1318.455,"confidence":0.84814453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.29916316270828247},{"word":"paying","start":1318.455,"end":1318.695,"confidence":0.99902344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.25320345163345337},{"word":"for","start":1318.695,"end":1318.855,"confidence":0.97314453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.26002418994903564},{"word":"a","start":1318.855,"end":1318.9349,"confidence":0.9550781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2792954444885254},{"word":"little","start":1318.9349,"end":1319.095,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.24457164108753204},{"word":"bit","start":1319.095,"end":1319.335,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.3187524378299713},{"word":"more","start":1319.335,"end":1319.495,"confidence":0.9873047,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.25609850883483887},{"word":"than","start":1319.495,"end":1319.735,"confidence":0.9838867,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.2538968026638031},{"word":"you","start":1319.735,"end":1319.895,"confidence":0.9760742,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3499552309513092},{"word":"could","start":1319.895,"end":1320.36,"confidence":0.9580078,"punctuated_word":"could","sentiment":"negative","sentiment_score":-0.3543083965778351},{"word":"potentially","start":1320.52,"end":1320.76,"confidence":0.9404297,"punctuated_word":"potentially","sentiment":"negative","sentiment_score":-0.3505873382091522},{"word":"get","start":1320.76,"end":1321.0,"confidence":0.9980469,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.38018351793289185},{"word":"if","start":1321.0,"end":1321.24,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.26569873094558716},{"word":"something","start":1321.24,"end":1321.5599,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.2438649833202362},{"word":"were","start":1321.5599,"end":1321.72,"confidence":0.97802734,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.23104976117610931},{"word":"to","start":1321.72,"end":1321.7999,"confidence":0.97314453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.27633020281791687},{"word":"happen","start":1321.7999,"end":1322.2999,"confidence":0.8847656,"punctuated_word":"happen,","sentiment":"neutral","sentiment_score":-0.21970322728157043},{"word":"especially","start":1323.32,"end":1323.7999,"confidence":0.5488281,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.24220021069049835},{"word":"if","start":1323.7999,"end":1324.04,"confidence":0.9604492,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2089618742465973},{"word":"it","start":1324.04,"end":1324.2,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.26962119340896606},{"word":"is","start":1324.2,"end":1324.52,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.25242722034454346},{"word":"a","start":1324.52,"end":1324.6,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2536846995353699},{"word":"bit","start":1324.6,"end":1324.92,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2272932529449463},{"word":"more","start":1324.92,"end":1325.32,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.2249270975589752},{"word":"not","start":1325.32,"end":1325.64,"confidence":0.8051758,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.222623810172081},{"word":"super","start":1325.64,"end":1325.96,"confidence":0.99902344,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.1789720356464386},{"word":"certain","start":1325.96,"end":1326.46,"confidence":0.9926758,"punctuated_word":"certain.","sentiment":"neutral","sentiment_score":-0.1277647316455841},{"word":"exactly","start":1329.24,"end":1329.74,"confidence":0.9946289,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":-0.033428728580474854},{"word":"exactly","start":1330.12,"end":1330.62,"confidence":0.99609375,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.007400594651699066},{"word":"because","start":1330.84,"end":1331.24,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.017103124409914017},{"word":"then","start":1331.24,"end":1331.74,"confidence":0.85424805,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.01034672185778618},{"word":"yeah","start":1331.7999,"end":1332.04,"confidence":0.9916992,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.009140636771917343},{"word":"you","start":1332.04,"end":1332.28,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01171518862247467},{"word":"don't","start":1332.28,"end":1332.44,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.057233549654483795},{"word":"wanna","start":1332.44,"end":1332.84,"confidence":0.94921875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.13662952184677124},{"word":"do","start":1332.84,"end":1333.08,"confidence":0.9580078,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1896047294139862},{"word":"decrease","start":1333.08,"end":1333.58,"confidence":0.6699219,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":-0.20742318034172055},{"word":"and","start":1333.64,"end":1333.7999,"confidence":0.8256836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1441282033920288},{"word":"then","start":1333.7999,"end":1334.12,"confidence":0.84228516,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.1029272973537445},{"word":"oh","start":1334.12,"end":1334.475,"confidence":0.7661133,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.1487140953540802},{"word":"no","start":1334.5549,"end":1334.955,"confidence":0.92285156,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.1788659691810608},{"word":"i","start":1334.955,"end":1335.195,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21086788177490232},{"word":"need","start":1335.195,"end":1335.515,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.2632618546485901},{"word":"more","start":1335.515,"end":1335.835,"confidence":0.79663086,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.17686739563941956},{"word":"and","start":1335.835,"end":1336.075,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11393056064844131},{"word":"then","start":1336.075,"end":1336.235,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0793759822845459},{"word":"we've","start":1336.235,"end":1336.475,"confidence":0.9975586,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.12199735641479492},{"word":"kind","start":1336.475,"end":1336.715,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.06488247960805893},{"word":"of","start":1336.715,"end":1337.215,"confidence":0.99902344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.389862596988678},{"word":"screwed","start":1337.275,"end":1337.595,"confidence":0.99902344,"punctuated_word":"screwed","sentiment":"negative","sentiment_score":-0.3804211616516114},{"word":"herself","start":1337.595,"end":1337.9149,"confidence":0.453125,"punctuated_word":"herself","sentiment":"negative","sentiment_score":-0.39113807678222656},{"word":"over","start":1337.9149,"end":1338.315,"confidence":0.9946289,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":-0.32069575786590576},{"word":"so","start":1338.315,"end":1338.715,"confidence":0.5996094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06361547857522964},{"word":"i","start":1338.715,"end":1338.7949,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.040746644139289856},{"word":"just","start":1338.7949,"end":1339.035,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03325892612338066},{"word":"wanted","start":1339.035,"end":1339.275,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.04100286215543747},{"word":"to","start":1339.275,"end":1339.4349,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02448469027876854},{"word":"let","start":1339.4349,"end":1339.595,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.02462676167488098},{"word":"you","start":1339.595,"end":1339.755,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.029572229832410812},{"word":"know","start":1339.755,"end":1340.255,"confidence":0.8959961,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.031017033383250237},{"word":"yeah","start":1340.315,"end":1340.815,"confidence":0.9423828,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0023369770497083664},{"word":"yeah","start":1342.075,"end":1342.575,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09672144055366516},{"word":"mhmm","start":1346.395,"end":1346.5549,"confidence":0.9761963,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.05566054582595825},{"word":"okay","start":1346.5549,"end":1346.875,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13429000973701477},{"word":"good","start":1346.875,"end":1347.115,"confidence":0.9995117,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.3836875557899475},{"word":"okay","start":1347.115,"end":1347.4349,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.3957098722457886},{"word":"perfect","start":1347.4349,"end":1347.9349,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5866379737854004},{"word":"from","start":1355.42,"end":1355.66,"confidence":0.9921875,"punctuated_word":"From","sentiment":"neutral","sentiment_score":0.13301990926265717},{"word":"the","start":1355.66,"end":1355.82,"confidence":0.64990234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09397011250257492},{"word":"okay","start":1355.9,"end":1356.14,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.12701664865016937},{"word":"well","start":1356.14,"end":1356.38,"confidence":0.97265625,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.08568233251571655},{"word":"then","start":1356.38,"end":1356.46,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11883477866649628},{"word":"it'll","start":1356.46,"end":1356.78,"confidence":0.77734375,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.08064766973257065},{"word":"be","start":1356.78,"end":1356.94,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08432425558567047},{"word":"basically","start":1356.94,"end":1357.34,"confidence":0.9404297,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.06658808887004852},{"word":"same","start":1357.34,"end":1357.58,"confidence":0.7949219,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.09261880815029144},{"word":"same","start":1357.58,"end":1357.98,"confidence":0.7573242,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.08676497638225555},{"word":"they","start":1357.98,"end":1358.22,"confidence":0.99902344,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.04204359278082848},{"word":"would","start":1358.22,"end":1358.38,"confidence":0.9902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04884216189384461},{"word":"just","start":1358.38,"end":1358.7,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.034982938319444656},{"word":"need","start":1358.7,"end":1359.02,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.00043939054012298584},{"word":"sometimes","start":1359.26,"end":1359.76,"confidence":0.99902344,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.009147260338068008},{"word":"as","start":1359.82,"end":1359.98,"confidence":0.8442383,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.012236841022968292},{"word":"a","start":1359.98,"end":1360.0599,"confidence":0.9560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006233900785446167},{"word":"like","start":1360.14,"end":1360.3,"confidence":0.986084,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.00032493285834789276},{"word":"if","start":1360.3,"end":1360.46,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.001207815483212471},{"word":"it's","start":1360.46,"end":1360.62,"confidence":0.92822266,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.0011761263012886047},{"word":"like","start":1360.62,"end":1360.78,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.017235074192285538},{"word":"from","start":1360.78,"end":1360.94,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.0028721466660499573},{"word":"a","start":1360.94,"end":1361.02,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01740839332342148},{"word":"business","start":1361.02,"end":1361.26,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.011648200452327728},{"word":"owner","start":1361.26,"end":1361.58,"confidence":0.99853516,"punctuated_word":"owner,","sentiment":"neutral","sentiment_score":0.015456991270184515},{"word":"they","start":1361.58,"end":1361.74,"confidence":0.9980469,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.018699128180742264},{"word":"would","start":1361.74,"end":1361.9,"confidence":0.8613281,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.01637430116534233},{"word":"just","start":1361.9,"end":1362.0599,"confidence":0.98828125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.030604921281337735},{"word":"need","start":1362.0599,"end":1362.3,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.022900447249412537},{"word":"different","start":1362.3,"end":1362.795,"confidence":0.99316406,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.0011541545391082764},{"word":"documentation","start":1363.3551,"end":1363.8551,"confidence":0.99609375,"punctuated_word":"documentation","sentiment":"neutral","sentiment_score":-0.03294827789068222},{"word":"to","start":1364.155,"end":1364.395,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009263083338737488},{"word":"show","start":1364.395,"end":1364.635,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":-0.00818748027086258},{"word":"it","start":1364.635,"end":1365.135,"confidence":0.9526367,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.006809309124946594},{"word":"but","start":1365.275,"end":1365.5951,"confidence":0.876709,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.02562059462070465},{"word":"basically","start":1365.5951,"end":1365.995,"confidence":0.9995117,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.025663647800683975},{"word":"at","start":1365.995,"end":1366.155,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.027204543352127075},{"word":"the","start":1366.155,"end":1366.235,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03555255010724068},{"word":"end","start":1366.235,"end":1366.395,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.030027564615011215},{"word":"of","start":1366.395,"end":1366.4751,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0269089974462986},{"word":"the","start":1366.4751,"end":1366.635,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02665357291698456},{"word":"day","start":1366.635,"end":1366.795,"confidence":0.9975586,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":0.0405266098678112},{"word":"they","start":1366.795,"end":1366.9551,"confidence":0.8339844,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.03466953709721565},{"word":"just","start":1366.9551,"end":1367.1951,"confidence":0.97509766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04314807802438736},{"word":"need","start":1367.1951,"end":1367.435,"confidence":0.9892578,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.006636559963226318},{"word":"to","start":1367.435,"end":1367.5951,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02319478988647461},{"word":"prove","start":1367.5951,"end":1367.995,"confidence":0.8154297,"punctuated_word":"prove","sentiment":"neutral","sentiment_score":-0.002040192484855652},{"word":"your","start":1367.995,"end":1368.235,"confidence":0.9863281,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03785958141088486},{"word":"take","start":1368.235,"end":1368.4751,"confidence":0.9970703,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.014327652752399445},{"word":"home","start":1368.4751,"end":1368.635,"confidence":0.8510742,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.0289483442902565},{"word":"pay","start":1368.635,"end":1368.875,"confidence":0.97216797,"punctuated_word":"pay.","sentiment":"neutral","sentiment_score":0.0024422816932201385},{"word":"and","start":1368.875,"end":1369.035,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.029525093734264377},{"word":"if","start":1369.035,"end":1369.1951,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.014747025445103644},{"word":"the","start":1369.1951,"end":1369.275,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013140834867954254},{"word":"take","start":1369.275,"end":1369.515,"confidence":0.9980469,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.010242011398077013},{"word":"home","start":1369.515,"end":1369.675,"confidence":0.9970703,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.011303886771202087},{"word":"pay","start":1369.675,"end":1369.8351,"confidence":0.92089844,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.012887485325336456},{"word":"stays","start":1369.8351,"end":1370.155,"confidence":0.98291016,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":0.05088339373469353},{"word":"the","start":1370.155,"end":1370.3151,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04803750291466713},{"word":"same","start":1370.3151,"end":1370.8151,"confidence":0.9975586,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":0.0455765426158905},{"word":"definitely","start":1370.9551,"end":1371.435,"confidence":0.4885254,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.012823902070522308},{"word":"matter","start":1371.435,"end":1371.935,"confidence":0.74658203,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":-0.001035645604133606},{"word":"where","start":1372.155,"end":1372.395,"confidence":0.93359375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.016052819788455963},{"word":"it","start":1372.395,"end":1372.555,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.001085188239812851},{"word":"comes","start":1372.555,"end":1372.875,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.00608009472489357},{"word":"from","start":1372.875,"end":1373.375,"confidence":0.9367676,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.013162754476070404},{"word":"yeah","start":1373.755,"end":1374.255,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03419256955385208},{"word":"okay","start":1374.795,"end":1375.1951,"confidence":0.9926758,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07872221618890762},{"word":"perfect","start":1375.1951,"end":1375.6951,"confidence":0.95874023,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2635495960712433},{"word":"yep","start":1378.12,"end":1378.6001,"confidence":0.89453125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11185135692358016},{"word":"okay","start":1378.6001,"end":1379.0,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.3337613046169281},{"word":"amazing","start":1379.0,"end":1379.5,"confidence":0.9995117,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.6281379461288452},{"word":"perfect","start":1379.56,"end":1380.06,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6173509359359741},{"word":"you","start":1380.68,"end":1380.8401,"confidence":0.8276367,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.23706872761249545},{"word":"can","start":1380.8401,"end":1381.0801,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24834056198596952},{"word":"see","start":1381.0801,"end":1381.24,"confidence":0.9863281,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.23741444945335388},{"word":"here","start":1381.24,"end":1381.4801,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.18345190584659576},{"word":"that","start":1381.4801,"end":1381.7201,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2111014425754547},{"word":"because","start":1381.7201,"end":1382.12,"confidence":0.9316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.18855725228786469},{"word":"of","start":1382.12,"end":1382.28,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2525063455104828},{"word":"the","start":1382.28,"end":1382.4401,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28617459535598755},{"word":"way","start":1382.4401,"end":1382.68,"confidence":0.97265625,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.33035656809806824},{"word":"it's","start":1382.68,"end":1382.76,"confidence":0.93310547,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.3521532714366913},{"word":"structured","start":1382.76,"end":1383.16,"confidence":0.99365234,"punctuated_word":"structured,","sentiment":"positive","sentiment_score":0.38994163274765015},{"word":"you","start":1383.16,"end":1383.3201,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4287395179271698},{"word":"get","start":1383.3201,"end":1383.4801,"confidence":0.9970703,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4278246760368347},{"word":"a","start":1383.4801,"end":1383.56,"confidence":0.9038086,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3913564085960388},{"word":"15%","start":1383.56,"end":1384.38,"confidence":0.99902344,"punctuated_word":"15%","sentiment":"positive","sentiment_score":0.41047537326812744},{"word":"rebate","start":1384.8401,"end":1385.3401,"confidence":0.9375,"punctuated_word":"rebate","sentiment":"neutral","sentiment_score":0.31232380867004395},{"word":"in","start":1385.4801,"end":1385.7201,"confidence":0.98535156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.27252912521362305},{"word":"tax","start":1385.7201,"end":1386.2201,"confidence":0.9748535,"punctuated_word":"tax.","sentiment":"neutral","sentiment_score":0.3206399977207184},{"word":"so","start":1386.3601,"end":1386.6001,"confidence":0.98095703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27221792936325073},{"word":"after","start":1386.6001,"end":1386.92,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.21361051499843595},{"word":"that","start":1386.92,"end":1387.16,"confidence":0.99609375,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.23533253371715543},{"word":"it","start":1387.16,"end":1387.3201,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.27003413438796997},{"word":"is","start":1387.3201,"end":1387.64,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.28670424222946167},{"word":"3,594","start":1387.64,"end":1389.56,"confidence":0.9988839,"punctuated_word":"3,594","sentiment":"neutral","sentiment_score":0.2302231788635254},{"word":"for","start":1389.56,"end":1389.8,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27751314640045166},{"word":"all","start":1389.8,"end":1389.9601,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.3054191470146179},{"word":"three","start":1389.9601,"end":1390.28,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.27060484886169434},{"word":"inside","start":1390.28,"end":1390.76,"confidence":0.8251953,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.265555202960968},{"word":"super","start":1390.76,"end":1391.0801,"confidence":0.62646484,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3720014989376068},{"word":"for","start":1391.0801,"end":1391.24,"confidence":0.9980469,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3406841456890106},{"word":"you","start":1391.24,"end":1391.595,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.29817792773246765},{"word":"perfect","start":1393.4349,"end":1393.9349,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.45934823155403137},{"word":"now","start":1394.715,"end":1395.215,"confidence":0.60839844,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2145269513130188},{"word":"the","start":1395.4349,"end":1395.755,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15389294922351837},{"word":"next","start":1395.755,"end":1396.075,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.16309216618537903},{"word":"document","start":1396.075,"end":1396.575,"confidence":0.7084961,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.16803890466690063},{"word":"you","start":1396.715,"end":1396.955,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15256455540657043},{"word":"should","start":1396.955,"end":1397.275,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.22223208844661713},{"word":"have","start":1397.275,"end":1397.755,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1414562165737152},{"word":"is","start":1397.755,"end":1398.075,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11827325820922852},{"word":"your","start":1398.075,"end":1398.395,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22102440893650055},{"word":"twelve","start":1398.395,"end":1398.635,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.17660807073116302},{"word":"month","start":1398.635,"end":1399.135,"confidence":0.83251953,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.2126130908727646},{"word":"performance","start":1399.275,"end":1399.775,"confidence":0.9980469,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.27057889103889465},{"word":"report","start":1399.835,"end":1400.335,"confidence":0.98583984,"punctuated_word":"report.","sentiment":"neutral","sentiment_score":0.01040348131209612},{"word":"now","start":1400.635,"end":1400.875,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.056013140827417374},{"word":"i","start":1400.875,"end":1400.955,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.035918768495321274},{"word":"know","start":1400.955,"end":1401.115,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.02996162697672844},{"word":"you","start":1401.115,"end":1401.275,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04472321271896362},{"word":"said","start":1401.275,"end":1401.4349,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.04648417234420776},{"word":"that","start":1401.4349,"end":1401.595,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.031366683542728424},{"word":"you","start":1401.595,"end":1401.755,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04275892674922943},{"word":"are","start":1401.755,"end":1401.9149,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03675556927919388},{"word":"pretty","start":1401.9149,"end":1402.235,"confidence":0.9951172,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.032068513333797455},{"word":"across","start":1402.235,"end":1402.735,"confidence":0.99902344,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.015861865133047104},{"word":"or","start":1402.955,"end":1403.115,"confidence":0.5180664,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.020794691517949104},{"word":"keeping","start":1403.115,"end":1403.355,"confidence":0.99902344,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.015257762745022774},{"word":"an","start":1403.355,"end":1403.515,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.021490246057510376},{"word":"eye","start":1403.515,"end":1403.595,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.02227066457271576},{"word":"on","start":1403.595,"end":1403.755,"confidence":0.9819336,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.028780873864889145},{"word":"it","start":1403.755,"end":1403.835,"confidence":0.8183594,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.038619399070739746},{"word":"every","start":1403.835,"end":1404.075,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.028284747153520584},{"word":"now","start":1404.075,"end":1404.235,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.020803119987249374},{"word":"and","start":1404.235,"end":1404.315,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02253798395395279},{"word":"then","start":1404.315,"end":1404.475,"confidence":0.78222656,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.01525314711034298},{"word":"so","start":1404.475,"end":1404.715,"confidence":0.9716797,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.011728804558515549},{"word":"i'll","start":1404.715,"end":1404.875,"confidence":0.99316406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0026999711990356445},{"word":"try","start":1404.875,"end":1405.0349,"confidence":0.9980469,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.012673676013946531},{"word":"not","start":1405.0349,"end":1405.275,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.047834962606430054},{"word":"to","start":1405.275,"end":1405.4349,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03102549910545349},{"word":"spend","start":1405.4349,"end":1405.6749,"confidence":0.99902344,"punctuated_word":"spend","sentiment":"neutral","sentiment_score":-0.027217108756303787},{"word":"too","start":1405.6749,"end":1405.9149,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.06639323383569717},{"word":"much","start":1405.9149,"end":1406.155,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.05821572616696358},{"word":"time","start":1406.155,"end":1406.5549,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.02592305839061737},{"word":"on","start":1406.5549,"end":1406.715,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0666285902261734},{"word":"this","start":1406.715,"end":1407.18,"confidence":0.96972656,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.04533880203962326},{"word":"but","start":1407.8201,"end":1408.06,"confidence":0.94189453,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.06887341290712357},{"word":"i","start":1408.06,"end":1408.14,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19922307133674624},{"word":"do","start":1408.14,"end":1408.4601,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2377750426530838},{"word":"wanted","start":1408.4601,"end":1408.78,"confidence":0.90771484,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.14830663800239563},{"word":"to","start":1408.78,"end":1409.02,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1282999962568283},{"word":"kind","start":1409.02,"end":1409.18,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.16439056396484375},{"word":"of","start":1409.18,"end":1409.3401,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13961654901504517},{"word":"revisit","start":1409.3401,"end":1409.8201,"confidence":0.99902344,"punctuated_word":"revisit","sentiment":"neutral","sentiment_score":0.14385852217674255},{"word":"one","start":1409.8201,"end":1410.06,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1754550039768219},{"word":"of","start":1410.06,"end":1410.2201,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2168731838464737},{"word":"the","start":1410.2201,"end":1410.38,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16200993955135343},{"word":"investments","start":1410.38,"end":1410.78,"confidence":0.98779297,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.10632196813821793},{"word":"so","start":1410.78,"end":1410.9401,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2076725512742996},{"word":"if","start":1410.9401,"end":1411.1001,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2519640624523163},{"word":"you're","start":1411.1001,"end":1411.26,"confidence":0.88549805,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.28568756580352783},{"word":"happy","start":1411.26,"end":1411.5,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.400355726480484},{"word":"for","start":1411.5,"end":1411.66,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4747925400733948},{"word":"me","start":1411.66,"end":1411.8201,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4216184914112091},{"word":"to","start":1411.8201,"end":1411.9801,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4184658527374267},{"word":"do","start":1411.9801,"end":1412.14,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4192802309989929},{"word":"so","start":1412.14,"end":1412.38,"confidence":0.9941406,"punctuated_word":"so,","sentiment":"positive","sentiment_score":0.37720808386802673},{"word":"i","start":1412.38,"end":1412.4601,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3523300290107727},{"word":"would","start":1412.4601,"end":1412.62,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2958024740219116},{"word":"like","start":1412.62,"end":1412.8601,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2946453094482422},{"word":"to","start":1412.8601,"end":1413.02,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30373215675354004},{"word":"do","start":1413.02,"end":1413.5,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23871272802352905},{"word":"a","start":1413.5,"end":1413.66,"confidence":0.94970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2661333680152893},{"word":"little","start":1413.66,"end":1413.9,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.20973549783229828},{"word":"bit","start":1413.9,"end":1414.06,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.22112411260604856},{"word":"more","start":1414.06,"end":1414.3,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.18405811488628387},{"word":"research","start":1414.3,"end":1414.7001,"confidence":1.0,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.15584075450897217},{"word":"on","start":1414.7001,"end":1414.78,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15574242174625397},{"word":"your","start":1414.78,"end":1415.1001,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16277451813220978},{"word":"investment","start":1415.1001,"end":1415.6001,"confidence":0.8100586,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.08764104545116425},{"word":"because","start":1416.06,"end":1416.38,"confidence":0.5097656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.15755534172058103},{"word":"there","start":1416.38,"end":1416.62,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2245028465986252},{"word":"is","start":1416.62,"end":1416.9401,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1813055723905563},{"word":"one","start":1416.9401,"end":1417.26,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.17653532326221466},{"word":"investment","start":1417.26,"end":1417.66,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.07144251465797424},{"word":"that","start":1417.66,"end":1417.9,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1632632315158844},{"word":"i","start":1417.9,"end":1417.9801,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12088891863822936},{"word":"would","start":1417.9801,"end":1418.14,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.15541252493858335},{"word":"like","start":1418.14,"end":1418.38,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.16075529158115387},{"word":"to","start":1418.38,"end":1418.54,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1616421788930893},{"word":"look","start":1418.54,"end":1418.78,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.12952665984630585},{"word":"at","start":1418.78,"end":1419.195,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.15706506371498108},{"word":"potentially","start":1419.355,"end":1419.755,"confidence":0.9970703,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.1995963454246521},{"word":"changing","start":1419.755,"end":1420.235,"confidence":1.0,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":0.2327106148004532},{"word":"for","start":1420.235,"end":1420.475,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2262258678674698},{"word":"you","start":1420.475,"end":1420.715,"confidence":0.95751953,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.2017684429883957},{"word":"and","start":1420.715,"end":1420.875,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15969343483448029},{"word":"that","start":1420.875,"end":1420.955,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14452114701271057},{"word":"is","start":1420.955,"end":1421.115,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08055037260055542},{"word":"your","start":1421.115,"end":1421.355,"confidence":0.9863281,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0908781886100769},{"word":"benelon","start":1421.355,"end":1421.855,"confidence":0.7952474,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":0.007917668670415878},{"word":"australia","start":1421.9149,"end":1422.4149,"confidence":0.9970703,"punctuated_word":"Australia","sentiment":"neutral","sentiment_score":0.08549538254737854},{"word":"equity","start":1422.475,"end":1422.875,"confidence":0.67456055,"punctuated_word":"equity,","sentiment":"neutral","sentiment_score":0.02255078032612801},{"word":"which","start":1422.875,"end":1423.0349,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.035386860370635986},{"word":"you","start":1423.0349,"end":1423.195,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03209405392408371},{"word":"may","start":1423.195,"end":1423.355,"confidence":1.0,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.03414638340473175},{"word":"have","start":1423.355,"end":1423.5149,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.019420530647039413},{"word":"seen","start":1423.5149,"end":1423.835,"confidence":1.0,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.004830643534660339},{"word":"if","start":1423.835,"end":1423.995,"confidence":0.85058594,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007705472409725189},{"word":"you've","start":1423.995,"end":1424.1549,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.0255519300699234},{"word":"been","start":1424.1549,"end":1424.315,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.026293285191059113},{"word":"keeping","start":1424.315,"end":1424.5549,"confidence":1.0,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":-0.01623135805130005},{"word":"an","start":1424.5549,"end":1424.715,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.04505220055580139},{"word":"eye","start":1424.715,"end":1424.875,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":-0.01366008073091507},{"word":"on","start":1424.875,"end":1424.955,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.012145347893238068},{"word":"it","start":1424.955,"end":1425.195,"confidence":0.9135742,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.021336808800697327},{"word":"that","start":1425.195,"end":1425.2749,"confidence":0.69140625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04768040031194687},{"word":"it's","start":1425.2749,"end":1425.5149,"confidence":0.9951172,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.11078198254108428},{"word":"been","start":1425.5149,"end":1425.755,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.1817837357521057},{"word":"underperforming","start":1425.755,"end":1426.255,"confidence":0.99609375,"punctuated_word":"underperforming","sentiment":"neutral","sentiment_score":-0.12535418570041656},{"word":"a","start":1426.3949,"end":1426.475,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1395883709192276},{"word":"little","start":1426.475,"end":1426.715,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.11861306428909302},{"word":"bit","start":1426.715,"end":1426.875,"confidence":0.99853516,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.048323892056941986},{"word":"yep","start":1426.875,"end":1427.375,"confidence":0.951416,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1360577642917633},{"word":"so","start":1428.5549,"end":1428.715,"confidence":0.79052734,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1696145236492157},{"word":"i","start":1428.715,"end":1428.875,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2195568084716797},{"word":"would","start":1428.875,"end":1429.0349,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2646682560443878},{"word":"like","start":1429.0349,"end":1429.195,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.3028487265110016},{"word":"to","start":1429.195,"end":1429.355,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3102303743362427},{"word":"do","start":1429.355,"end":1429.5149,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.33052369952201843},{"word":"do","start":1429.5149,"end":1429.755,"confidence":0.95410156,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3387543261051178},{"word":"some","start":1429.755,"end":1429.9149,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.28157541155815125},{"word":"research","start":1429.9149,"end":1430.235,"confidence":0.99902344,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.26680323481559753},{"word":"and","start":1430.235,"end":1430.3949,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2824532687664032},{"word":"see","start":1430.3949,"end":1430.5549,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.3012356758117676},{"word":"if","start":1430.5549,"end":1430.6349,"confidence":0.9921875,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.35847359895706177},{"word":"i","start":1430.6349,"end":1430.715,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3050941824913025},{"word":"can","start":1430.715,"end":1430.875,"confidence":0.99121094,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.291433185338974},{"word":"find","start":1430.875,"end":1431.115,"confidence":0.9838867,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.1930217146873474},{"word":"a","start":1431.115,"end":1431.195,"confidence":0.8569336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1279805153608322},{"word":"better","start":1431.195,"end":1431.66,"confidence":0.9902344,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.004292204976081848},{"word":"alternative","start":1431.74,"end":1432.06,"confidence":0.9892578,"punctuated_word":"alternative","sentiment":"neutral","sentiment_score":0.10748372972011566},{"word":"option","start":1432.06,"end":1432.3,"confidence":0.99902344,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.2081601917743683},{"word":"that","start":1432.3,"end":1432.54,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4466109275817871},{"word":"fits","start":1432.54,"end":1432.78,"confidence":0.9760742,"punctuated_word":"fits","sentiment":"positive","sentiment_score":0.46770304441452026},{"word":"into","start":1432.78,"end":1433.1,"confidence":0.9980469,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.4839547574520111},{"word":"your","start":1433.1,"end":1433.3401,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.44924235343933105},{"word":"portfolio","start":1433.3401,"end":1433.8201,"confidence":0.7470703,"punctuated_word":"portfolio.","sentiment":"positive","sentiment_score":0.4096172749996186},{"word":"that'll","start":1433.8201,"end":1434.14,"confidence":0.69506836,"punctuated_word":"That'll","sentiment":"positive","sentiment_score":0.5986494421958923},{"word":"put","start":1434.14,"end":1434.3,"confidence":0.9951172,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.6021632552146912},{"word":"you","start":1434.3,"end":1434.7001,"confidence":0.9536133,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6347344517707825},{"word":"in","start":1434.7001,"end":1434.86,"confidence":0.9404297,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6420458555221558},{"word":"a","start":1434.86,"end":1434.9401,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5738940238952637},{"word":"little","start":1434.9401,"end":1435.1,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.4974299967288971},{"word":"bit","start":1435.1,"end":1435.26,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4743150770664215},{"word":"better","start":1435.26,"end":1435.5801,"confidence":1.0,"punctuated_word":"better","sentiment":"positive","sentiment_score":0.37244564294815063},{"word":"position","start":1435.5801,"end":1436.0801,"confidence":0.9472656,"punctuated_word":"position,","sentiment":"positive","sentiment_score":0.5464921593666077},{"word":"improve","start":1437.02,"end":1437.3401,"confidence":0.96972656,"punctuated_word":"improve","sentiment":"positive","sentiment_score":0.5415288805961609},{"word":"those","start":1437.3401,"end":1437.5801,"confidence":0.9316406,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.6517013907432556},{"word":"returns","start":1437.5801,"end":1438.0801,"confidence":0.9970703,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.5825416445732117},{"word":"a","start":1438.2201,"end":1438.3,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.572438657283783},{"word":"little","start":1438.3,"end":1438.54,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.553119421005249},{"word":"bit","start":1438.54,"end":1438.86,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.6615455746650696},{"word":"for","start":1438.86,"end":1439.1,"confidence":0.99609375,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6216158866882324},{"word":"you","start":1439.1,"end":1439.3401,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4538456201553345},{"word":"as","start":1439.3401,"end":1439.5801,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5356103181838989},{"word":"well","start":1439.5801,"end":1440.0801,"confidence":0.9975586,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.41808071732521057},{"word":"so","start":1440.62,"end":1440.9401,"confidence":0.98291016,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2903081178665161},{"word":"it","start":1440.9401,"end":1441.3401,"confidence":0.80078125,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.484497994184494},{"word":"does","start":1441.3401,"end":1441.8401,"confidence":0.90722656,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.4507245421409607},{"word":"yes","start":1445.385,"end":1445.865,"confidence":0.9145508,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.16098569333553314},{"word":"no","start":1445.865,"end":1446.105,"confidence":0.98168945,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08193662017583847},{"word":"i","start":1446.105,"end":1446.265,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05416915565729141},{"word":"would","start":1446.265,"end":1446.425,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0310351625084877},{"word":"like","start":1446.425,"end":1446.665,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.026457414031028748},{"word":"to","start":1446.665,"end":1446.8251,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.006920449435710907},{"word":"do","start":1446.8251,"end":1446.985,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02734847366809845},{"word":"that","start":1446.985,"end":1447.305,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.0010142475366592407},{"word":"yes","start":1447.305,"end":1447.805,"confidence":0.95996094,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09968312829732896},{"word":"so","start":1448.265,"end":1448.765,"confidence":0.9526367,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12364152073860168},{"word":"it","start":1448.8251,"end":1449.0651,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16264861822128296},{"word":"will","start":1449.0651,"end":1449.385,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1643003225326538},{"word":"take","start":1449.385,"end":1449.785,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.18367156386375427},{"word":"me","start":1449.785,"end":1450.265,"confidence":0.9970703,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2420472353696823},{"word":"about","start":1450.265,"end":1450.765,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1852664053440094},{"word":"a","start":1452.345,"end":1452.585,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17632195353507996},{"word":"week","start":1452.585,"end":1452.8251,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.13459636270999908},{"word":"or","start":1452.8251,"end":1452.985,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1832805573940277},{"word":"two","start":1452.985,"end":1453.305,"confidence":0.8618164,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1677773892879486},{"word":"to","start":1453.305,"end":1453.385,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16887550055980682},{"word":"put","start":1453.385,"end":1453.545,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.1379058063030243},{"word":"it","start":1453.545,"end":1453.625,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18820935487747192},{"word":"all","start":1453.625,"end":1453.865,"confidence":0.9863281,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1568222939968109},{"word":"together","start":1453.865,"end":1454.365,"confidence":0.99902344,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.15613074600696564},{"word":"i","start":1455.545,"end":1455.865,"confidence":0.86328125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1980612576007843},{"word":"am","start":1455.865,"end":1456.265,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.2106158435344696},{"word":"quite","start":1456.265,"end":1456.585,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.20626360177993777},{"word":"booked","start":1456.585,"end":1456.985,"confidence":1.0,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.25474101305007935},{"word":"out","start":1456.985,"end":1457.225,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.292954683303833},{"word":"for","start":1457.225,"end":1457.385,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19995689392089844},{"word":"the","start":1457.385,"end":1457.625,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2237757444381714},{"word":"next","start":1457.625,"end":1458.125,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.18550017476081848},{"word":"week","start":1458.585,"end":1459.085,"confidence":0.9758301,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.19490393996238708},{"word":"but","start":1459.305,"end":1459.785,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.14694999158382416},{"word":"let","start":1459.785,"end":1459.9451,"confidence":0.9819336,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.19048330187797544},{"word":"me","start":1459.9451,"end":1460.265,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.25722622871398926},{"word":"see","start":1460.265,"end":1460.765,"confidence":0.99316406,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":0.21313154697418213},{"word":"okay","start":1464.7401,"end":1465.06,"confidence":0.9025879,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0931522250175476},{"word":"let","start":1465.06,"end":1465.2201,"confidence":0.9951172,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.07723985612392426},{"word":"me","start":1465.2201,"end":1465.3,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09924717247486116},{"word":"have","start":1465.3,"end":1465.42,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10866999626159668},{"word":"a","start":1465.42,"end":1465.54,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11450746655464172},{"word":"look","start":1465.54,"end":1465.9401,"confidence":1.0,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.07277491688728333},{"word":"so","start":1465.9401,"end":1466.4401,"confidence":0.67041016,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04729163646697998},{"word":"which","start":1467.54,"end":1467.9401,"confidence":0.97802734,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.06047963351011276},{"word":"day","start":1467.9401,"end":1468.26,"confidence":0.9970703,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.04461655020713806},{"word":"usually","start":1468.26,"end":1468.66,"confidence":0.9970703,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.053605761379003525},{"word":"works","start":1468.66,"end":1468.9,"confidence":0.99121094,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.06472074240446091},{"word":"best","start":1468.9,"end":1469.06,"confidence":0.99365234,"punctuated_word":"best?","sentiment":"neutral","sentiment_score":0.04436975345015526},{"word":"is","start":1469.06,"end":1469.3,"confidence":0.9970703,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.012630202807486056},{"word":"monday","start":1469.3,"end":1469.6201,"confidence":0.8076172,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.030485637485980988},{"word":"normally","start":1469.6201,"end":1470.02,"confidence":0.7583008,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.04091138765215874},{"word":"best","start":1470.02,"end":1470.18,"confidence":0.9580078,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.02595774084329605},{"word":"for","start":1470.18,"end":1470.42,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03146588057279587},{"word":"you","start":1470.42,"end":1470.92,"confidence":0.7775879,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.018306545913219452},{"word":"or","start":1472.5801,"end":1472.9,"confidence":0.49047852,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.003526657819747925},{"word":"you","start":1472.9,"end":1473.06,"confidence":0.8359375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0028163623064756393},{"word":"go","start":1473.06,"end":1473.56,"confidence":0.6508789,"punctuated_word":"go?","sentiment":"neutral","sentiment_score":0.01925036311149597},{"word":"okay","start":1475.265,"end":1475.765,"confidence":0.97753906,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03709692135453224},{"word":"do","start":1475.985,"end":1476.225,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.019143760204315186},{"word":"you","start":1476.225,"end":1476.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02252477966248989},{"word":"have","start":1476.385,"end":1476.625,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.025800984352827072},{"word":"your","start":1476.625,"end":1477.105,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.024357043206691745},{"word":"roster","start":1477.105,"end":1477.345,"confidence":0.9980469,"punctuated_word":"roster","sentiment":"neutral","sentiment_score":0.03090403601527214},{"word":"or","start":1477.345,"end":1477.585,"confidence":0.9526367,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03746266290545464},{"word":"anything","start":1477.585,"end":1478.065,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.03767741844058037},{"word":"for","start":1478.065,"end":1478.465,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.022093351930379868},{"word":"the","start":1478.465,"end":1478.705,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03074992634356022},{"word":"week","start":1478.705,"end":1479.0249,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.02584133855998516},{"word":"of","start":1479.0249,"end":1479.265,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0370631217956543},{"word":"the","start":1479.265,"end":1479.505,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.028632281348109245},{"word":"june","start":1479.505,"end":1479.9451,"confidence":0.91625977,"punctuated_word":"June","sentiment":"neutral","sentiment_score":0.0317099504172802},{"word":"1","start":1479.9451,"end":1480.385,"confidence":0.91625977,"punctuated_word":"1?","sentiment":"neutral","sentiment_score":0.024682898074388504},{"word":"so","start":1480.385,"end":1480.5449,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00505422055721283},{"word":"between","start":1480.5449,"end":1480.865,"confidence":0.99902344,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.00683190394192934},{"word":"the","start":1480.865,"end":1481.0249,"confidence":0.98095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007717257365584373},{"word":"june","start":1481.0249,"end":1482.565,"confidence":0.9917806,"punctuated_word":"June","sentiment":"neutral","sentiment_score":0.012659363448619844},{"word":"or","start":1483.9049,"end":1484.3049,"confidence":0.43286133,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01160021498799324},{"word":"two","start":1484.3049,"end":1484.5449,"confidence":0.9921875,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.014240039512515068},{"word":"weeks","start":1484.5449,"end":1485.0449,"confidence":0.921875,"punctuated_word":"weeks?","sentiment":"neutral","sentiment_score":0.01792689599096775},{"word":"yes","start":1488.5599,"end":1489.0599,"confidence":0.4501953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.023598629981279373},{"word":"sorry","start":1495.2,"end":1495.355,"confidence":0.8659668,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.1809414178133011},{"word":"not","start":1495.355,"end":1495.51,"confidence":0.9277344,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.38866814970970154},{"word":"a","start":1495.51,"end":1495.76,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3054850101470947},{"word":"good","start":1495.76,"end":1496.08,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.2984922528266907},{"word":"time","start":1496.08,"end":1496.58,"confidence":0.9111328,"punctuated_word":"time.","sentiment":"negative","sentiment_score":-0.373633325099945},{"word":"okay","start":1503.0549,"end":1503.5549,"confidence":0.98168945,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.004442441277205944},{"word":"okay","start":1513.63,"end":1514.13,"confidence":0.8417969,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03294871374964714},{"word":"yeah","start":1514.75,"end":1515.07,"confidence":0.9848633,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06835794448852539},{"word":"we","start":1515.07,"end":1515.31,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.04033905640244484},{"word":"can","start":1515.31,"end":1515.55,"confidence":0.7519531,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.059951864182949066},{"word":"do","start":1515.55,"end":1515.71,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05005763843655586},{"word":"an","start":1515.71,"end":1515.87,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.016979191452264786},{"word":"afternoon","start":1515.87,"end":1516.37,"confidence":1.0,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.05455837398767471},{"word":"appointment","start":1516.43,"end":1516.91,"confidence":1.0,"punctuated_word":"appointment","sentiment":"neutral","sentiment_score":0.09665251523256302},{"word":"that","start":1516.91,"end":1517.15,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04391251504421234},{"word":"day","start":1517.15,"end":1517.65,"confidence":0.9995117,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.03658490628004074},{"word":"yes","start":1518.83,"end":1519.31,"confidence":0.673584,"punctuated_word":"Yes?","sentiment":"neutral","sentiment_score":-0.006649591960012913},{"word":"sorry","start":1519.31,"end":1519.81,"confidence":0.85253906,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.2099752128124237},{"word":"that's","start":1523.645,"end":1523.965,"confidence":0.83984375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.043092288076877594},{"word":"okay","start":1523.965,"end":1524.465,"confidence":0.9812012,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.020472828298807144},{"word":"yeah","start":1527.645,"end":1528.125,"confidence":0.84106445,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08996859192848206},{"word":"yep","start":1528.125,"end":1528.625,"confidence":0.97924805,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11003275960683824},{"word":"okay","start":1534.06,"end":1534.56,"confidence":0.8330078,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08203736692667007},{"word":"let","start":1534.86,"end":1535.36,"confidence":0.69921875,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.07972332090139389},{"word":"it's","start":1540.06,"end":1540.38,"confidence":0.73779297,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06286101043224335},{"word":"okay","start":1540.38,"end":1540.78,"confidence":0.92578125,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.08586488664150238},{"word":"for","start":1540.78,"end":1541.18,"confidence":0.921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07153131067752838},{"word":"you","start":1541.18,"end":1541.68,"confidence":0.98999023,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07046075910329819},{"word":"so","start":1542.14,"end":1542.54,"confidence":0.9248047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04020510613918304},{"word":"yep","start":1542.7001,"end":1543.1,"confidence":0.97005206,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.04157918691635132},{"word":"so","start":1543.1,"end":1543.26,"confidence":0.78027344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03757525607943535},{"word":"about","start":1543.26,"end":1543.76,"confidence":0.7973633,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03393004462122917},{"word":"yep","start":1545.02,"end":1545.5,"confidence":0.9913737,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.11554527282714844},{"word":"perfect","start":1545.5,"end":1546.0,"confidence":0.9719238,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3517732620239258},{"word":"so","start":1546.06,"end":1546.3,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13324634730815887},{"word":"01:30","start":1546.3,"end":1546.9401,"confidence":0.8260498,"punctuated_word":"01:30,","sentiment":"neutral","sentiment_score":0.14701496064662933},{"word":"thursday","start":1546.9401,"end":1547.325,"confidence":0.5690918,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.11637265235185625},{"word":"the","start":1547.4049,"end":1547.565,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1000426709651947},{"word":"fourth","start":1547.565,"end":1547.8049,"confidence":0.94384766,"punctuated_word":"fourth.","sentiment":"neutral","sentiment_score":0.11383068561553956},{"word":"yes","start":1547.8049,"end":1548.125,"confidence":0.9375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1709713637828827},{"word":"i","start":1548.125,"end":1548.2849,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1882297396659851},{"word":"can","start":1548.2849,"end":1548.445,"confidence":0.8540039,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17650292813777924},{"word":"do","start":1548.445,"end":1548.6849,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.181708499789238},{"word":"that","start":1548.6849,"end":1549.085,"confidence":0.99853516,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.19786059856414795},{"word":"i","start":1549.085,"end":1549.1649,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.198306068778038},{"word":"can","start":1549.1649,"end":1549.325,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.19491074979305267},{"word":"do","start":1549.325,"end":1549.485,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20721037685871124},{"word":"that","start":1549.485,"end":1549.985,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1951214075088501},{"word":"i'll","start":1550.7649,"end":1551.1649,"confidence":0.9230957,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15049174427986145},{"word":"book","start":1551.1649,"end":1551.485,"confidence":0.99902344,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.14042632281780243},{"word":"that","start":1551.485,"end":1551.885,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13390469551086426},{"word":"in","start":1551.885,"end":1552.205,"confidence":0.92993164,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.13540193438529968},{"word":"that","start":1552.205,"end":1552.445,"confidence":0.9716797,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.08129850029945374},{"word":"is","start":1552.445,"end":1552.6849,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07565571367740631},{"word":"thursday","start":1552.6849,"end":1553.1849,"confidence":1.0,"punctuated_word":"Thursday","sentiment":"neutral","sentiment_score":0.0697735846042633},{"word":"the","start":1553.4049,"end":1553.6449,"confidence":0.68603516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08111634105443954},{"word":"fourth","start":1553.6449,"end":1554.1449,"confidence":1.0,"punctuated_word":"fourth","sentiment":"neutral","sentiment_score":0.08981344103813171},{"word":"at","start":1554.205,"end":1554.365,"confidence":0.9863281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07025887817144394},{"word":"11:30am","start":1554.365,"end":1555.825,"confidence":0.99934894,"punctuated_word":"11:30AM","sentiment":"neutral","sentiment_score":0.10492929071187972},{"word":"your","start":1555.965,"end":1556.2849,"confidence":0.6557617,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11804815381765366},{"word":"time","start":1556.2849,"end":1556.7849,"confidence":1.0,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.09875555336475372},{"word":"would","start":1558.0449,"end":1558.205,"confidence":0.79541016,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.0661325678229332},{"word":"you","start":1558.205,"end":1558.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.058685142546892166},{"word":"like","start":1558.365,"end":1558.605,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.053543396294116974},{"word":"a","start":1558.605,"end":1558.6849,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0761515349149704},{"word":"reminder","start":1558.6849,"end":1559.1649,"confidence":0.99902344,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.04956934228539467},{"word":"text","start":1559.1649,"end":1559.4049,"confidence":0.95166016,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.0637592300772667},{"word":"at","start":1559.4049,"end":1559.565,"confidence":0.8017578,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.05866338312625885},{"word":"like","start":1559.565,"end":1559.725,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.06428493559360504},{"word":"two","start":1559.725,"end":1559.885,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.04950921982526779},{"word":"hours","start":1559.885,"end":1560.125,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.04471591114997864},{"word":"before","start":1560.125,"end":1560.445,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.04678857326507568},{"word":"the","start":1560.445,"end":1560.605,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.050375014543533325},{"word":"appointment","start":1560.605,"end":1561.105,"confidence":0.73535156,"punctuated_word":"appointment?","sentiment":"neutral","sentiment_score":0.04870431497693062},{"word":"if","start":1561.73,"end":1561.89,"confidence":0.98828125,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.05770409852266312},{"word":"anything","start":1561.89,"end":1562.37,"confidence":0.96435547,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0858997106552124},{"word":"changed","start":1562.37,"end":1562.61,"confidence":0.41552734,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.1614052653312683},{"word":"you're","start":1562.93,"end":1563.0901,"confidence":0.9013672,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.32559698820114136},{"word":"good","start":1563.0901,"end":1563.5901,"confidence":0.9108887,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.31944698095321655},{"word":"reminder","start":1565.49,"end":1565.99,"confidence":0.87874347,"punctuated_word":"Reminder.","sentiment":"neutral","sentiment_score":0.10567152500152588},{"word":"oh","start":1566.37,"end":1566.6901,"confidence":0.9382324,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.3397129476070404},{"word":"great","start":1566.6901,"end":1567.01,"confidence":0.99902344,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.5148068070411682},{"word":"love","start":1567.01,"end":1567.25,"confidence":0.99609375,"punctuated_word":"Love","sentiment":"positive","sentiment_score":0.6894258260726929},{"word":"it","start":1567.25,"end":1567.75,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.5543335676193237},{"word":"yeah","start":1568.93,"end":1569.43,"confidence":0.9343262,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.31396594643592834},{"word":"perfect","start":1569.5701,"end":1570.0701,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5256098508834839},{"word":"i'll","start":1570.2101,"end":1570.61,"confidence":0.96777344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.30718719959259033},{"word":"book","start":1570.61,"end":1570.85,"confidence":0.9980469,"punctuated_word":"book","sentiment":"positive","sentiment_score":0.35556283593177795},{"word":"that","start":1570.85,"end":1571.0901,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3152410089969635},{"word":"in","start":1571.0901,"end":1571.5901,"confidence":0.8276367,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.2721360921859741},{"word":"and","start":1572.77,"end":1573.0901,"confidence":0.9316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2500671148300171},{"word":"i","start":1573.0901,"end":1573.25,"confidence":0.9291992,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24052178859710693},{"word":"will","start":1573.25,"end":1573.41,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2461606562137604},{"word":"send","start":1573.41,"end":1573.65,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.27741897106170654},{"word":"you","start":1573.65,"end":1573.81,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2758130431175232},{"word":"an","start":1573.81,"end":1573.9701,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.24931012094020844},{"word":"email","start":1573.9701,"end":1574.29,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.2929953336715698},{"word":"at","start":1574.29,"end":1574.37,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.22979485988616943},{"word":"the","start":1574.37,"end":1574.53,"confidence":0.95947266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2619020342826843},{"word":"time","start":1574.53,"end":1574.77,"confidence":0.9970703,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2854556739330292},{"word":"with","start":1574.77,"end":1574.93,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2890818119049072},{"word":"the","start":1574.93,"end":1575.0901,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27681249380111694},{"word":"documents","start":1575.0901,"end":1575.5701,"confidence":0.9941406,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.26670482754707336},{"word":"to","start":1575.5701,"end":1575.65,"confidence":0.96240234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2605455815792084},{"word":"kind","start":1575.65,"end":1575.81,"confidence":0.9921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.23865926265716553},{"word":"of","start":1575.81,"end":1575.9701,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.25046783685684204},{"word":"go","start":1575.9701,"end":1576.13,"confidence":0.9951172,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2729531526565552},{"word":"through","start":1576.13,"end":1576.53,"confidence":0.9819336,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.305661678314209},{"word":"a","start":1576.53,"end":1576.61,"confidence":0.9370117,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.30058905482292175},{"word":"bit","start":1576.61,"end":1576.6901,"confidence":0.97509766,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2867288887500763},{"word":"of","start":1576.6901,"end":1576.77,"confidence":0.9770508,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3121563494205475},{"word":"a","start":1576.77,"end":1577.27,"confidence":0.7973633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.29024189710617065},{"word":"proposal","start":1577.545,"end":1577.7051,"confidence":0.90771484,"punctuated_word":"proposal","sentiment":"neutral","sentiment_score":0.2153222858905792},{"word":"for","start":1577.7051,"end":1577.865,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2683618366718292},{"word":"you","start":1577.865,"end":1578.345,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27708905935287476},{"word":"with","start":1578.345,"end":1578.665,"confidence":0.98828125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24890761077404025},{"word":"some","start":1578.665,"end":1579.0651,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.22274376451969147},{"word":"investment","start":1579.0651,"end":1579.545,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.15860585868358612},{"word":"changes","start":1579.545,"end":1580.045,"confidence":0.99658203,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":0.24526910483837128},{"word":"i'll","start":1580.265,"end":1580.505,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.22924256324768064},{"word":"go","start":1580.505,"end":1580.585,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.21896564960479736},{"word":"through","start":1580.585,"end":1580.825,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18796901404857635},{"word":"it","start":1580.825,"end":1580.905,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25093188881874084},{"word":"with","start":1580.905,"end":1581.0651,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24460995197296145},{"word":"you","start":1581.0651,"end":1581.225,"confidence":0.9580078,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.29790034890174866},{"word":"and","start":1581.225,"end":1581.305,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.27910399436950684},{"word":"then","start":1581.305,"end":1581.385,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2818535566329956},{"word":"you","start":1581.385,"end":1581.465,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25671514868736267},{"word":"can","start":1581.465,"end":1581.625,"confidence":0.9838867,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23683425784111023},{"word":"obviously","start":1581.625,"end":1581.9451,"confidence":0.9707031,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.3011656701564789},{"word":"let","start":1581.9451,"end":1582.185,"confidence":0.9970703,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.26636987924575806},{"word":"me","start":1582.185,"end":1582.345,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.25291693210601807},{"word":"know","start":1582.345,"end":1582.745,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.27308616042137146},{"word":"what","start":1582.745,"end":1582.985,"confidence":0.87353516,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2406536042690277},{"word":"you","start":1582.985,"end":1583.0651,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2633894085884094},{"word":"are","start":1583.0651,"end":1583.305,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.24698874354362488},{"word":"thinking","start":1583.305,"end":1583.805,"confidence":0.9926758,"punctuated_word":"thinking.","sentiment":"neutral","sentiment_score":0.2516765594482422},{"word":"yeah","start":1591.5399,"end":1591.86,"confidence":0.8703613,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17577561736106873},{"word":"i","start":1591.86,"end":1592.1,"confidence":0.93115234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19694775342941284},{"word":"do","start":1592.1,"end":1592.4199,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18593214452266693},{"word":"very","start":1592.4199,"end":1592.58,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.47291332483291626},{"word":"much","start":1592.58,"end":1592.8999,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5058472752571106},{"word":"appreciate","start":1592.8999,"end":1593.22,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.49717265367507935},{"word":"the","start":1593.22,"end":1593.46,"confidence":0.91259766,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5635868310928345},{"word":"trust","start":1593.46,"end":1593.96,"confidence":0.9880371,"punctuated_word":"trust.","sentiment":"positive","sentiment_score":0.5379787087440491},{"word":"from","start":1594.5,"end":1594.74,"confidence":0.5258789,"punctuated_word":"From","sentiment":"positive","sentiment_score":0.3735575079917908},{"word":"the","start":1594.74,"end":1594.8999,"confidence":0.6479492,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3045268654823303},{"word":"compliance","start":1594.8999,"end":1595.2999,"confidence":0.9951172,"punctuated_word":"compliance","sentiment":"positive","sentiment_score":0.372534692287445},{"word":"point","start":1595.2999,"end":1595.5399,"confidence":0.904541,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.2807273864746094},{"word":"i","start":1595.5399,"end":1595.7,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.298299640417099},{"word":"do","start":1595.7,"end":1595.86,"confidence":0.9707031,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.30284175276756287},{"word":"still","start":1595.86,"end":1596.1,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.219581738114357},{"word":"have","start":1596.1,"end":1596.1799,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2607569694519043},{"word":"to","start":1596.1799,"end":1596.34,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2523188591003418},{"word":"let","start":1596.34,"end":1596.5,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.2628241777420044},{"word":"you","start":1596.5,"end":1596.58,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25549638271331787},{"word":"know","start":1596.58,"end":1596.98,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.32843995094299316},{"word":"and","start":1596.98,"end":1597.1399,"confidence":0.57470703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2127862572669983},{"word":"just","start":1597.1399,"end":1597.2999,"confidence":0.98095703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2420103549957275},{"word":"make","start":1597.2999,"end":1597.46,"confidence":0.7866211,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2028781771659851},{"word":"sure","start":1597.46,"end":1597.62,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.24704664945602417},{"word":"you're","start":1597.62,"end":1597.94,"confidence":0.98999023,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2577318549156189},{"word":"happy","start":1597.94,"end":1598.4199,"confidence":0.82299805,"punctuated_word":"happy,","sentiment":"neutral","sentiment_score":0.23014596104621887},{"word":"but","start":1598.4199,"end":1598.6599,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.018937695771455765},{"word":"i","start":1598.6599,"end":1598.82,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.027629289776086807},{"word":"do","start":1598.82,"end":1599.22,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01476730778813362},{"word":"appreciate","start":1599.22,"end":1599.7,"confidence":0.9980469,"punctuated_word":"appreciate","sentiment":"neutral","sentiment_score":0.031707603484392166},{"word":"that","start":1599.7,"end":1599.94,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3484528064727783},{"word":"you","start":1599.94,"end":1600.1799,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3155529201030731},{"word":"you","start":1600.1799,"end":1600.34,"confidence":0.99609375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3648837804794311},{"word":"have","start":1600.34,"end":1600.58,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3829326331615448},{"word":"that","start":1600.58,"end":1600.74,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.39984461665153503},{"word":"full","start":1600.74,"end":1600.98,"confidence":0.99902344,"punctuated_word":"full","sentiment":"positive","sentiment_score":0.41012176871299744},{"word":"trust","start":1600.98,"end":1601.48,"confidence":0.95581055,"punctuated_word":"trust,","sentiment":"positive","sentiment_score":0.38922685384750366},{"word":"which","start":1602.995,"end":1603.155,"confidence":0.99902344,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5211825966835022},{"word":"is","start":1603.155,"end":1603.395,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5763787627220154},{"word":"really","start":1603.395,"end":1603.635,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5891411900520325},{"word":"good","start":1603.635,"end":1603.875,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5869756937026978},{"word":"to","start":1603.875,"end":1604.035,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5426309108734131},{"word":"hear","start":1604.035,"end":1604.435,"confidence":0.99902344,"punctuated_word":"hear.","sentiment":"positive","sentiment_score":0.4910872280597687},{"word":"now","start":1604.435,"end":1604.935,"confidence":0.93408203,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2115478217601776},{"word":"yeah","start":1609.795,"end":1610.295,"confidence":0.8586426,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.20490865409374237},{"word":"we'll","start":1610.8351,"end":1611.155,"confidence":0.9465332,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.2384844422340393},{"word":"we'll","start":1611.155,"end":1611.395,"confidence":0.99658203,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.2507786452770233},{"word":"we'll","start":1611.395,"end":1611.7151,"confidence":0.9904785,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.2939119338989258},{"word":"try","start":1611.7151,"end":1611.9551,"confidence":0.9970703,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.24742865562438965},{"word":"our","start":1611.9551,"end":1612.115,"confidence":0.9980469,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.2541675269603729},{"word":"best","start":1612.115,"end":1612.615,"confidence":0.99902344,"punctuated_word":"best.","sentiment":"neutral","sentiment_score":0.23559272289276123},{"word":"now","start":1614.1951,"end":1614.675,"confidence":0.95703125,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.12842127680778503},{"word":"otherwise","start":1614.675,"end":1615.175,"confidence":0.8149414,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.1325654685497284},{"word":"david","start":1615.2351,"end":1615.7151,"confidence":0.7216797,"punctuated_word":"David,","sentiment":"neutral","sentiment_score":0.14194315671920776},{"word":"you","start":1615.7151,"end":1615.9551,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1473483443260193},{"word":"will","start":1615.9551,"end":1616.115,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.14165948331356049},{"word":"also","start":1616.115,"end":1616.3551,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.10542058199644087},{"word":"see","start":1616.3551,"end":1616.5951,"confidence":0.99121094,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.14564871788024902},{"word":"in","start":1616.5951,"end":1616.755,"confidence":0.9116211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1176377609372139},{"word":"the","start":1616.755,"end":1616.915,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13039448857307434},{"word":"document","start":1616.915,"end":1617.415,"confidence":0.6582031,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.12080822885036469},{"word":"a","start":1617.4751,"end":1617.555,"confidence":0.84228516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16690757870674133},{"word":"certificate","start":1617.555,"end":1618.035,"confidence":0.9980469,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.15511193871498108},{"word":"of","start":1618.035,"end":1618.1951,"confidence":0.98828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16636233031749725},{"word":"currency","start":1618.1951,"end":1618.65,"confidence":0.62402344,"punctuated_word":"currency.","sentiment":"neutral","sentiment_score":0.16721226274967194},{"word":"that","start":1619.13,"end":1619.2101,"confidence":0.9550781,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.1784113347530365},{"word":"just","start":1619.2101,"end":1619.37,"confidence":0.9526367,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1860676407814026},{"word":"shows","start":1619.37,"end":1619.61,"confidence":0.99609375,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.15505096316337583},{"word":"you","start":1619.61,"end":1619.77,"confidence":0.86572266,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1902048885822296},{"word":"your","start":1619.77,"end":1619.93,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17916473746299744},{"word":"insurances","start":1619.93,"end":1620.43,"confidence":0.9675293,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.20229868590831757},{"word":"again","start":1620.49,"end":1620.81,"confidence":0.8798828,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.22912433743476868},{"word":"in","start":1620.81,"end":1620.97,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.22372731566429135},{"word":"a","start":1620.97,"end":1621.05,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1936076581478119},{"word":"bit","start":1621.05,"end":1621.2101,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17848464846611023},{"word":"more","start":1621.2101,"end":1621.6901,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.13945484161376953},{"word":"detail","start":1621.6901,"end":1622.17,"confidence":0.8564453,"punctuated_word":"detail,","sentiment":"neutral","sentiment_score":0.21474570035934448},{"word":"lets","start":1622.17,"end":1622.41,"confidence":0.8095703,"punctuated_word":"lets","sentiment":"neutral","sentiment_score":0.21324078738689425},{"word":"you","start":1622.41,"end":1622.49,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2417931854724884},{"word":"know","start":1622.49,"end":1622.65,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.24913519620895383},{"word":"that's","start":1622.65,"end":1622.89,"confidence":0.9951172,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1916835904121399},{"word":"all","start":1622.89,"end":1623.05,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.17785537242889404},{"word":"paid","start":1623.05,"end":1623.37,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.2076152861118317},{"word":"up","start":1623.37,"end":1623.61,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1859232485294342},{"word":"to","start":1623.61,"end":1623.77,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1781281977891922},{"word":"date","start":1623.77,"end":1624.27,"confidence":0.9995117,"punctuated_word":"date.","sentiment":"neutral","sentiment_score":0.177485853433609},{"word":"you'll","start":1624.65,"end":1624.89,"confidence":0.92871094,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.12753534317016602},{"word":"also","start":1624.89,"end":1625.2101,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.09880990535020828},{"word":"have","start":1625.2101,"end":1625.4501,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09932174533605576},{"word":"a","start":1625.4501,"end":1625.6901,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1041722521185875},{"word":"vanguard","start":1625.6901,"end":1626.09,"confidence":0.94628906,"punctuated_word":"Vanguard","sentiment":"neutral","sentiment_score":0.0988086685538292},{"word":"index","start":1626.09,"end":1626.49,"confidence":0.96875,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.09598606079816818},{"word":"chart","start":1626.49,"end":1626.81,"confidence":0.91625977,"punctuated_word":"chart.","sentiment":"neutral","sentiment_score":0.10032719373703004},{"word":"probably","start":1626.81,"end":1627.2101,"confidence":0.80078125,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.0758059024810791},{"word":"seen","start":1627.2101,"end":1627.37,"confidence":0.96240234,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.06573794037103653},{"word":"this","start":1627.37,"end":1627.53,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0473233126103878},{"word":"one","start":1627.53,"end":1627.6901,"confidence":0.90771484,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.054594025015830994},{"word":"before","start":1627.6901,"end":1628.01,"confidence":0.98339844,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":0.04636921361088753},{"word":"it's","start":1628.01,"end":1628.17,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5027811527252197},{"word":"just","start":1628.17,"end":1628.41,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5518178343772888},{"word":"a","start":1628.41,"end":1628.49,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6128349304199219},{"word":"good","start":1628.49,"end":1628.73,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6348022222518921},{"word":"visual","start":1628.73,"end":1629.2101,"confidence":0.9921875,"punctuated_word":"visual","sentiment":"positive","sentiment_score":0.6588709950447083},{"word":"representation","start":1629.2101,"end":1629.7101,"confidence":0.99902344,"punctuated_word":"representation","sentiment":"positive","sentiment_score":0.6228271722793579},{"word":"of","start":1629.93,"end":1630.09,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6090663075447083},{"word":"what","start":1630.09,"end":1630.25,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.6752234697341919},{"word":"we","start":1630.25,"end":1630.41,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.583393931388855},{"word":"are","start":1630.41,"end":1630.5701,"confidence":0.99902344,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.582813024520874},{"word":"talking","start":1630.5701,"end":1630.89,"confidence":0.9980469,"punctuated_word":"talking","sentiment":"positive","sentiment_score":0.5791400671005249},{"word":"about","start":1630.89,"end":1631.13,"confidence":1.0,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.46611806750297546},{"word":"the","start":1631.13,"end":1631.37,"confidence":0.703125,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.47910523414611816},{"word":"market","start":1631.37,"end":1631.87,"confidence":0.97314453,"punctuated_word":"market.","sentiment":"positive","sentiment_score":0.418025016784668},{"word":"you","start":1632.355,"end":1632.515,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.27176138758659363},{"word":"can","start":1632.515,"end":1632.835,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2850729823112488},{"word":"see","start":1632.835,"end":1633.075,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2651069760322571},{"word":"if","start":1633.075,"end":1633.235,"confidence":0.47680664,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2713739275932312},{"word":"you","start":1633.235,"end":1633.3949,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24794138967990875},{"word":"do","start":1633.3949,"end":1633.475,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22786583006381989},{"word":"have","start":1633.475,"end":1633.635,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.27394935488700867},{"word":"a","start":1633.635,"end":1633.715,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26230719685554504},{"word":"look","start":1633.715,"end":1633.875,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.22312554717063904},{"word":"at","start":1633.875,"end":1634.115,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2504692077636719},{"word":"it","start":1634.115,"end":1634.195,"confidence":0.7416992,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3001213073730469},{"word":"at","start":1634.195,"end":1634.2749,"confidence":0.96777344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.26690664887428284},{"word":"some","start":1634.2749,"end":1634.515,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.31463977694511414},{"word":"point","start":1634.515,"end":1634.755,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.24103502929210663},{"word":"as","start":1634.755,"end":1634.9149,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2691470682621002},{"word":"well","start":1634.9149,"end":1635.235,"confidence":0.78759766,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.310036301612854},{"word":"it","start":1635.235,"end":1635.395,"confidence":0.96777344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.37413233518600464},{"word":"it","start":1635.395,"end":1635.5549,"confidence":0.6464844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2992270588874817},{"word":"show","start":1635.5549,"end":1635.7949,"confidence":0.96875,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.17684464156627655},{"word":"you","start":1635.7949,"end":1635.955,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18933069705963135},{"word":"kind","start":1635.955,"end":1636.115,"confidence":0.9902344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.19764134287834167},{"word":"of","start":1636.115,"end":1636.195,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1641351580619812},{"word":"all","start":1636.195,"end":1636.4349,"confidence":0.97802734,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.15327328443527222},{"word":"the","start":1636.4349,"end":1636.595,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11569581180810928},{"word":"ups","start":1636.595,"end":1636.755,"confidence":0.9970703,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.09828516095876694},{"word":"and","start":1636.755,"end":1636.9149,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10394059121608734},{"word":"downs","start":1636.9149,"end":1637.235,"confidence":1.0,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":0.11643581837415697},{"word":"of","start":1637.235,"end":1637.315,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1397177278995514},{"word":"the","start":1637.315,"end":1637.475,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18106043338775635},{"word":"market","start":1637.475,"end":1637.975,"confidence":0.99072266,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.069337397813797},{"word":"long","start":1638.2749,"end":1638.515,"confidence":0.99902344,"punctuated_word":"Long","sentiment":"neutral","sentiment_score":-0.04839148744940758},{"word":"term","start":1638.515,"end":1638.9149,"confidence":0.9970703,"punctuated_word":"term","sentiment":"neutral","sentiment_score":-0.025714538991451263},{"word":"always","start":1638.9149,"end":1639.235,"confidence":0.9404297,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.02355942502617836},{"word":"goes","start":1639.235,"end":1639.475,"confidence":0.9980469,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.0049524493515491486},{"word":"up","start":1639.475,"end":1639.955,"confidence":0.8613281,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.008355490863323212},{"word":"short","start":1639.955,"end":1640.195,"confidence":1.0,"punctuated_word":"Short","sentiment":"neutral","sentiment_score":-0.02099277451634407},{"word":"term","start":1640.195,"end":1640.515,"confidence":0.97021484,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":-0.0068232472985982895},{"word":"some","start":1640.515,"end":1640.755,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.012967899441719055},{"word":"ups","start":1640.755,"end":1640.9149,"confidence":0.99902344,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.020828384906053543},{"word":"and","start":1640.9149,"end":1641.1549,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02365393564105034},{"word":"downs","start":1641.1549,"end":1641.3949,"confidence":0.9980469,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":-0.01355615071952343},{"word":"depending","start":1641.3949,"end":1641.715,"confidence":0.97314453,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.013748068362474442},{"word":"on","start":1641.715,"end":1641.875,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.004463266581296921},{"word":"what","start":1641.875,"end":1642.115,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.019331760704517365},{"word":"is","start":1642.115,"end":1642.2749,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.002479277551174164},{"word":"going","start":1642.2749,"end":1642.515,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.00723673403263092},{"word":"on","start":1642.515,"end":1643.015,"confidence":0.9975586,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.025589801371097565},{"word":"and","start":1644.56,"end":1644.88,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.17224352061748505},{"word":"then","start":1644.88,"end":1645.2,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.18533028662204745},{"word":"if","start":1645.2,"end":1645.36,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.22786734998226169},{"word":"you're","start":1645.36,"end":1645.68,"confidence":0.8178711,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.248886376619339},{"word":"happy","start":1645.68,"end":1645.92,"confidence":0.99902344,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.21593636274337769},{"word":"to","start":1645.92,"end":1646.08,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.217914879322052},{"word":"do","start":1646.08,"end":1646.32,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.209695965051651},{"word":"so","start":1646.32,"end":1646.56,"confidence":0.9470215,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.2030889093875885},{"word":"if","start":1646.56,"end":1646.72,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.24106648564338684},{"word":"you're","start":1646.72,"end":1646.96,"confidence":0.767334,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.21351668238639832},{"word":"happy","start":1646.96,"end":1647.2,"confidence":0.9970703,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.2075430154800415},{"word":"to","start":1647.2,"end":1647.44,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22655825316905975},{"word":"click","start":1647.44,"end":1647.94,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.21544253826141355},{"word":"start","start":1648.0,"end":1648.32,"confidence":0.9941406,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.19890561699867249},{"word":"now","start":1648.32,"end":1648.64,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.25030019879341125},{"word":"for","start":1648.64,"end":1648.8,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23217041790485385},{"word":"me","start":1648.8,"end":1649.3,"confidence":0.9975586,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.2195746004581451},{"word":"it","start":1649.36,"end":1649.52,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2533911168575287},{"word":"should","start":1649.52,"end":1649.84,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.2573232054710388},{"word":"ask","start":1649.84,"end":1650.08,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.2355780303478241},{"word":"you","start":1650.08,"end":1650.32,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22082751989364624},{"word":"to","start":1650.32,"end":1650.48,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19743141531944275},{"word":"sign","start":1650.48,"end":1650.88,"confidence":1.0,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.13062766194343567},{"word":"one","start":1650.88,"end":1651.38,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1621157079935074},{"word":"document","start":1651.44,"end":1651.94,"confidence":0.9538574,"punctuated_word":"document,","sentiment":"neutral","sentiment_score":0.16787999868392944},{"word":"and","start":1652.24,"end":1652.48,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1769060641527176},{"word":"that","start":1652.48,"end":1652.72,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2147963047027588},{"word":"is","start":1652.72,"end":1652.96,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22707298398017883},{"word":"your","start":1652.96,"end":1653.36,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2479638010263443},{"word":"ongoing","start":1653.36,"end":1653.86,"confidence":1.0,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.2396327704191208},{"word":"service","start":1653.92,"end":1654.4,"confidence":0.99902344,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.2177734971046448},{"word":"agreement","start":1654.4,"end":1654.9,"confidence":0.9172363,"punctuated_word":"agreement,","sentiment":"neutral","sentiment_score":0.27045196294784546},{"word":"which","start":1656.635,"end":1656.7151,"confidence":0.99902344,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.33550578355789185},{"word":"is","start":1656.7151,"end":1656.9551,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.279850572347641},{"word":"just","start":1656.9551,"end":1657.035,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3627651929855346},{"word":"to","start":1657.035,"end":1657.275,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32114917039871216},{"word":"say","start":1657.275,"end":1657.435,"confidence":1.0,"punctuated_word":"say","sentiment":"positive","sentiment_score":0.35369423031806946},{"word":"that","start":1657.435,"end":1657.5951,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.42342716455459595},{"word":"you","start":1657.5951,"end":1657.755,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.48270559310913086},{"word":"are","start":1657.755,"end":1657.995,"confidence":1.0,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.44352272152900696},{"word":"happy","start":1657.995,"end":1658.395,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.40701133012771606},{"word":"to","start":1658.395,"end":1658.635,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4316301643848419},{"word":"stay","start":1658.635,"end":1658.9551,"confidence":1.0,"punctuated_word":"stay","sentiment":"positive","sentiment_score":0.398166686296463},{"word":"on","start":1658.9551,"end":1659.1951,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.412933886051178},{"word":"as","start":1659.1951,"end":1659.435,"confidence":0.99902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3916129171848297},{"word":"a","start":1659.435,"end":1659.675,"confidence":0.74853516,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.42214757204055786},{"word":"client","start":1659.675,"end":1660.175,"confidence":0.99902344,"punctuated_word":"client.","sentiment":"neutral","sentiment_score":0.32603996992111206},{"word":"now","start":1660.795,"end":1661.035,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.0993824452161789},{"word":"there","start":1661.035,"end":1661.275,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06385613977909088},{"word":"is","start":1661.275,"end":1661.675,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.051309652626514435},{"word":"no","start":1661.675,"end":1662.0751,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.02565416693687439},{"word":"changes","start":1662.0751,"end":1662.5751,"confidence":0.9980469,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.010399874299764631},{"word":"whatsoever","start":1662.7151,"end":1663.2151,"confidence":0.95166016,"punctuated_word":"whatsoever","sentiment":"neutral","sentiment_score":0.008287820965051651},{"word":"in","start":1663.275,"end":1663.515,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0005683749914169312},{"word":"regards","start":1663.515,"end":1663.915,"confidence":0.99609375,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.03475290164351463},{"word":"to","start":1663.915,"end":1664.0751,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.030302930623292923},{"word":"the","start":1664.0751,"end":1664.3151,"confidence":0.7817383,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00426187738776207},{"word":"fee","start":1664.3151,"end":1664.555,"confidence":0.9951172,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.0069692544639110565},{"word":"structure","start":1664.555,"end":1665.055,"confidence":0.77905273,"punctuated_word":"structure.","sentiment":"neutral","sentiment_score":0.01222226396203041},{"word":"because","start":1665.755,"end":1666.155,"confidence":0.57128906,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.02348577417433262},{"word":"of","start":1666.155,"end":1666.3151,"confidence":0.9160156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029824914410710335},{"word":"yes","start":1669.0499,"end":1669.45,"confidence":0.99365234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04125001281499863},{"word":"if","start":1669.45,"end":1669.69,"confidence":0.9741211,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.05671913921833038},{"word":"you","start":1669.69,"end":1669.85,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04832883179187775},{"word":"press","start":1669.85,"end":1670.35,"confidence":1.0,"punctuated_word":"press","sentiment":"neutral","sentiment_score":0.0364377424120903},{"word":"sign","start":1670.6499,"end":1671.1499,"confidence":0.99902344,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.035534266382455826},{"word":"or","start":1671.2899,"end":1671.69,"confidence":0.9838867,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05083482712507248},{"word":"start","start":1671.69,"end":1672.19,"confidence":0.7138672,"punctuated_word":"start,","sentiment":"neutral","sentiment_score":0.05584201216697693},{"word":"does","start":1673.37,"end":1673.61,"confidence":0.81347656,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.045259248465299606},{"word":"that","start":1673.61,"end":1673.85,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06839707493782043},{"word":"then","start":1673.85,"end":1674.0099,"confidence":0.97314453,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.05917460471391678},{"word":"take","start":1674.0099,"end":1674.1699,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.04441401362419128},{"word":"you","start":1674.1699,"end":1674.33,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0428803451359272},{"word":"up","start":1674.33,"end":1674.49,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.045522190630435944},{"word":"to","start":1674.49,"end":1674.57,"confidence":0.9885254,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.0461818091571331},{"word":"like","start":1674.57,"end":1674.73,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05707236751914024},{"word":"a","start":1674.73,"end":1674.8899,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.052414700388908386},{"word":"hub","start":1674.8899,"end":1675.0499,"confidence":0.43920898,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.04518888518214226},{"word":"24","start":1675.0499,"end":1675.69,"confidence":0.99609375,"punctuated_word":"24","sentiment":"neutral","sentiment_score":0.037373535335063934},{"word":"fee","start":1675.69,"end":1676.0099,"confidence":0.9667969,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.0298084057867527},{"word":"consent","start":1676.0099,"end":1676.4099,"confidence":1.0,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.03830338269472122},{"word":"form","start":1676.4099,"end":1676.9099,"confidence":0.99853516,"punctuated_word":"form?","sentiment":"neutral","sentiment_score":0.04716278612613678},{"word":"yes","start":1684.4249,"end":1684.825,"confidence":0.96972656,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14262473583221436},{"word":"yep","start":1684.825,"end":1685.145,"confidence":0.8195801,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18184593319892883},{"word":"that's","start":1685.145,"end":1685.465,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.24135196208953855},{"word":"the","start":1685.465,"end":1685.625,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2163373827934265},{"word":"one","start":1685.625,"end":1686.125,"confidence":0.99316406,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.21682198345661163},{"word":"and","start":1686.825,"end":1687.325,"confidence":0.86621094,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.19655734300613403},{"word":"yeah","start":1687.385,"end":1687.625,"confidence":0.9980469,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.19764548540115356},{"word":"there's","start":1687.625,"end":1687.865,"confidence":0.65283203,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.18509504199028015},{"word":"no","start":1687.865,"end":1688.0249,"confidence":0.98535156,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.12168348580598833},{"word":"changes","start":1688.0249,"end":1688.505,"confidence":0.99316406,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.05333050712943077},{"word":"to","start":1688.505,"end":1688.585,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08340734243392944},{"word":"the","start":1688.585,"end":1688.745,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13030187785625458},{"word":"fee","start":1688.745,"end":1688.985,"confidence":0.99609375,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.09116201102733612},{"word":"structure","start":1688.985,"end":1689.485,"confidence":1.0,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.0990920513868332},{"word":"because","start":1690.0249,"end":1690.345,"confidence":0.79785156,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.2116820216178894},{"word":"obviously","start":1690.345,"end":1690.745,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.25816625356674194},{"word":"kelly","start":1690.745,"end":1691.145,"confidence":0.9770508,"punctuated_word":"Kelly","sentiment":"neutral","sentiment_score":0.31515851616859436},{"word":"is","start":1691.145,"end":1691.645,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22396287322044373},{"word":"a","start":1691.7849,"end":1691.945,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2295539230108261},{"word":"client","start":1691.945,"end":1692.445,"confidence":1.0,"punctuated_word":"client","sentiment":"neutral","sentiment_score":0.22482874989509585},{"word":"as","start":1692.585,"end":1692.825,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.26401302218437195},{"word":"well","start":1692.825,"end":1693.325,"confidence":0.99316406,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2053217738866806},{"word":"it","start":1693.59,"end":1693.83,"confidence":0.9921875,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2807716131210327},{"word":"is","start":1693.83,"end":1694.07,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.38950082659721375},{"word":"that","start":1694.07,"end":1694.39,"confidence":0.96875,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.535432755947113},{"word":"reduced","start":1694.39,"end":1694.87,"confidence":0.99902344,"punctuated_word":"reduced","sentiment":"positive","sentiment_score":0.4225203394889831},{"word":"fee","start":1694.87,"end":1695.19,"confidence":1.0,"punctuated_word":"fee","sentiment":"positive","sentiment_score":0.4789371788501739},{"word":"of","start":1695.19,"end":1695.51,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5205052495002747},{"word":"1.1","start":1695.51,"end":1696.39,"confidence":1.0,"punctuated_word":"1.1","sentiment":"positive","sentiment_score":0.4815525710582733},{"word":"for","start":1696.39,"end":1696.5499,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4092543125152588},{"word":"both","start":1696.5499,"end":1696.87,"confidence":1.0,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.4528072774410248},{"word":"of","start":1696.87,"end":1696.95,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4446980953216553},{"word":"you","start":1696.95,"end":1697.45,"confidence":0.9719238,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.47878652811050415},{"word":"which","start":1697.59,"end":1697.75,"confidence":0.9707031,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5518301129341125},{"word":"is","start":1697.75,"end":1697.91,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6644707918167114},{"word":"great","start":1697.91,"end":1698.23,"confidence":0.8876953,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.6293712258338928},{"word":"so","start":1698.23,"end":1698.47,"confidence":0.9951172,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.369241863489151},{"word":"no","start":1698.47,"end":1698.71,"confidence":0.99902344,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.29886746406555176},{"word":"changes","start":1698.71,"end":1699.11,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.22657237946987152},{"word":"in","start":1699.11,"end":1699.27,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3598814904689789},{"word":"regards","start":1699.27,"end":1699.59,"confidence":0.9707031,"punctuated_word":"regards","sentiment":"positive","sentiment_score":0.3505735695362091},{"word":"to","start":1699.59,"end":1699.6699,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3938998281955719},{"word":"that","start":1699.6699,"end":1699.83,"confidence":0.9667969,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.29665085673332214},{"word":"that","start":1699.83,"end":1700.07,"confidence":0.9941406,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.3552890419960022},{"word":"stays","start":1700.07,"end":1700.39,"confidence":0.9863281,"punctuated_word":"stays","sentiment":"positive","sentiment_score":0.34427621960639954},{"word":"exactly","start":1700.39,"end":1700.87,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"positive","sentiment_score":0.41355761885643005},{"word":"the","start":1700.87,"end":1701.11,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3634675145149231},{"word":"same","start":1701.11,"end":1701.61,"confidence":0.92993164,"punctuated_word":"same.","sentiment":"positive","sentiment_score":0.3664288818836212},{"word":"just","start":1702.23,"end":1702.39,"confidence":0.9838867,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.3285636007785797},{"word":"to","start":1702.39,"end":1702.5499,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21843193471431732},{"word":"say","start":1702.5499,"end":1702.63,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.2738136649131775},{"word":"that","start":1702.63,"end":1702.7899,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.31436195969581604},{"word":"you're","start":1702.7899,"end":1703.03,"confidence":0.98339844,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.3728982210159302},{"word":"happy","start":1703.03,"end":1703.35,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.40988755226135254},{"word":"to","start":1703.35,"end":1703.4299,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4550367593765259},{"word":"stay","start":1703.4299,"end":1703.6699,"confidence":0.9970703,"punctuated_word":"stay","sentiment":"positive","sentiment_score":0.466592401266098},{"word":"on","start":1703.6699,"end":1703.83,"confidence":0.9921875,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4079943597316742},{"word":"as","start":1703.83,"end":1703.99,"confidence":0.9453125,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4444643557071686},{"word":"a","start":1703.99,"end":1704.07,"confidence":0.95410156,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5000067949295044},{"word":"client","start":1704.07,"end":1704.39,"confidence":0.8078613,"punctuated_word":"client,","sentiment":"positive","sentiment_score":0.3983972370624542},{"word":"not","start":1704.39,"end":1704.5499,"confidence":0.8178711,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.1912406384944916},{"word":"a","start":1704.5499,"end":1704.63,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24036529660224917},{"word":"locking","start":1704.63,"end":1705.03,"confidence":0.4946289,"punctuated_word":"locking","sentiment":"neutral","sentiment_score":0.11371112614870071},{"word":"contract","start":1705.03,"end":1705.4299,"confidence":0.9951172,"punctuated_word":"contract","sentiment":"neutral","sentiment_score":0.17602647840976715},{"word":"at","start":1705.4299,"end":1705.51,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2611919045448303},{"word":"any","start":1705.51,"end":1705.75,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.27908554673194885},{"word":"point","start":1705.75,"end":1705.99,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.21216152608394623},{"word":"in","start":1705.99,"end":1706.07,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.28216636180877686},{"word":"time","start":1706.07,"end":1706.3099,"confidence":0.9194336,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.32046377658843994},{"word":"though","start":1706.3099,"end":1706.47,"confidence":0.94873047,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":0.2583748698234558},{"word":"so","start":1706.47,"end":1706.71,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09176159650087357},{"word":"if","start":1706.71,"end":1706.7899,"confidence":0.984375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02620883285999298},{"word":"it","start":1706.7899,"end":1706.95,"confidence":0.96875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.013492196798324583},{"word":"ever","start":1706.95,"end":1707.19,"confidence":0.9951172,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.018264517188072205},{"word":"is","start":1707.19,"end":1707.35,"confidence":0.9560547,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.033150143921375275},{"word":"that","start":1707.35,"end":1707.51,"confidence":0.96777344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08681811392307281},{"word":"you're","start":1707.51,"end":1707.6699,"confidence":0.9975586,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.029735323041677475},{"word":"not","start":1707.6699,"end":1707.83,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.03653331100940704},{"word":"happy","start":1707.83,"end":1708.33,"confidence":0.99658203,"punctuated_word":"happy,","sentiment":"neutral","sentiment_score":0.006993237882852554},{"word":"not","start":1708.5349,"end":1708.695,"confidence":0.99121094,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.011073768138885498},{"word":"a","start":1708.695,"end":1708.855,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.029724515974521637},{"word":"lock","start":1708.855,"end":1708.9349,"confidence":0.9633789,"punctuated_word":"lock","sentiment":"neutral","sentiment_score":-0.05592301860451698},{"word":"in","start":1708.9349,"end":1709.1749,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08074427396059036},{"word":"contract","start":1709.1749,"end":1709.6549,"confidence":0.8742676,"punctuated_word":"contract.","sentiment":"neutral","sentiment_score":0.011035420000553133},{"word":"but","start":1709.6549,"end":1709.8949,"confidence":0.7729492,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.0986347198486328},{"word":"basically","start":1709.8949,"end":1710.2949,"confidence":1.0,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.1257607638835907},{"word":"by","start":1710.2949,"end":1710.5349,"confidence":0.99316406,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.1486748605966568},{"word":"signing","start":1710.5349,"end":1710.7749,"confidence":0.9667969,"punctuated_word":"signing","sentiment":"neutral","sentiment_score":0.16984176635742188},{"word":"this","start":1710.7749,"end":1711.015,"confidence":0.97802734,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1807803511619568},{"word":"otherwise","start":1711.015,"end":1711.4149,"confidence":0.7922363,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.21768128871917725},{"word":"it","start":1711.4149,"end":1711.575,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2936970293521881},{"word":"lets","start":1711.575,"end":1711.815,"confidence":0.9316406,"punctuated_word":"lets","sentiment":"neutral","sentiment_score":0.2713403105735779},{"word":"us","start":1711.815,"end":1712.0549,"confidence":0.9951172,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.31533873081207275},{"word":"stay","start":1712.0549,"end":1712.215,"confidence":0.9941406,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.2686452865600586},{"word":"on","start":1712.215,"end":1712.455,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2899349629878998},{"word":"and","start":1712.455,"end":1712.5349,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2789575159549713},{"word":"service","start":1712.5349,"end":1712.9349,"confidence":0.9902344,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.2858181893825531},{"word":"your","start":1712.9349,"end":1713.095,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3215312957763672},{"word":"account","start":1713.095,"end":1713.4149,"confidence":0.9980469,"punctuated_word":"account","sentiment":"positive","sentiment_score":0.3687649965286255},{"word":"and","start":1713.4149,"end":1713.575,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.33120691776275635},{"word":"manage","start":1713.575,"end":1713.975,"confidence":0.99902344,"punctuated_word":"manage","sentiment":"positive","sentiment_score":0.3659460246562958},{"word":"everything","start":1713.975,"end":1714.2949,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.3897963762283325},{"word":"else","start":1714.2949,"end":1714.7749,"confidence":1.0,"punctuated_word":"else","sentiment":"positive","sentiment_score":0.3417767584323883},{"word":"for","start":1714.7749,"end":1714.9349,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.35009732842445374},{"word":"you","start":1714.9349,"end":1715.4349,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2452652007341385},{"word":"it","start":1716.615,"end":1716.855,"confidence":0.73876953,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.19569869339466095},{"word":"should","start":1716.855,"end":1717.095,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.22056877613067627},{"word":"just","start":1717.095,"end":1717.335,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.21490028500556943},{"word":"ask","start":1717.335,"end":1717.495,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.23663641512393951},{"word":"you","start":1717.495,"end":1717.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2017662078142166},{"word":"to","start":1717.735,"end":1717.815,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1933826357126236},{"word":"add","start":1717.815,"end":1718.0549,"confidence":1.0,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.14476236701011658},{"word":"the","start":1718.0549,"end":1718.5549,"confidence":0.57128906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1289176642894745},{"word":"signature","start":1719.095,"end":1719.595,"confidence":1.0,"punctuated_word":"signature","sentiment":"neutral","sentiment_score":0.1174934133887291},{"word":"and","start":1719.6549,"end":1719.815,"confidence":0.9589844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1352364718914032},{"word":"the","start":1719.815,"end":1719.975,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13928727805614471},{"word":"date","start":1719.975,"end":1720.375,"confidence":0.9765625,"punctuated_word":"date,","sentiment":"neutral","sentiment_score":0.16938887536525726},{"word":"i","start":1720.375,"end":1720.5349,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1577586531639099},{"word":"believe","start":1720.5349,"end":1720.855,"confidence":0.8322754,"punctuated_word":"believe,","sentiment":"neutral","sentiment_score":0.13494163751602173},{"word":"and","start":1720.855,"end":1721.095,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12978501617908478},{"word":"i","start":1721.095,"end":1721.1749,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21207231283187863},{"word":"think","start":1721.1749,"end":1721.495,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.1902315318584442},{"word":"that's","start":1721.495,"end":1721.8949,"confidence":0.85302734,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.17334648966789246},{"word":"everything","start":1721.8949,"end":1722.3949,"confidence":0.923584,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.18861860036849976},{"word":"yep","start":1723.37,"end":1723.87,"confidence":0.77685547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10244017839431764},{"word":"and","start":1724.01,"end":1724.17,"confidence":0.9707031,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.105009064078331},{"word":"then","start":1724.17,"end":1724.3301,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11801323294639587},{"word":"once","start":1724.3301,"end":1724.5701,"confidence":0.99902344,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.16307726502418518},{"word":"you","start":1724.5701,"end":1724.81,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12718850374221802},{"word":"press","start":1724.81,"end":1725.31,"confidence":0.9941406,"punctuated_word":"press","sentiment":"neutral","sentiment_score":0.09253911674022676},{"word":"validate","start":1725.37,"end":1725.87,"confidence":0.9951172,"punctuated_word":"validate","sentiment":"neutral","sentiment_score":0.11992765218019484},{"word":"or","start":1726.3301,"end":1726.5701,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1132173240184784},{"word":"confirm","start":1726.5701,"end":1727.0701,"confidence":0.99560547,"punctuated_word":"confirm,","sentiment":"neutral","sentiment_score":0.11520587652921677},{"word":"it","start":1727.93,"end":1728.17,"confidence":0.5,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13280659914016724},{"word":"should","start":1728.17,"end":1728.3301,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.16384601593017578},{"word":"then","start":1728.3301,"end":1728.8301,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17150388658046722},{"word":"yes","start":1729.2101,"end":1729.7101,"confidence":0.8305664,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.26033520698547363},{"word":"beautiful","start":1729.8501,"end":1730.3301,"confidence":0.98535156,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.560585618019104},{"word":"and","start":1730.3301,"end":1730.49,"confidence":0.9951172,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.40447187423706055},{"word":"it","start":1730.49,"end":1730.5701,"confidence":0.81152344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.33853891491889954},{"word":"should","start":1730.5701,"end":1730.81,"confidence":1.0,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.38364845514297485},{"word":"then","start":1730.81,"end":1731.31,"confidence":0.9980469,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.3543727993965149},{"word":"send","start":1731.93,"end":1732.25,"confidence":0.82958984,"punctuated_word":"send","sentiment":"positive","sentiment_score":0.33971959352493286},{"word":"it","start":1732.25,"end":1732.7301,"confidence":0.9941406,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4029820859432221},{"word":"back","start":1732.7301,"end":1733.2101,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.3179084360599518},{"word":"to","start":1733.2101,"end":1733.7101,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3142058551311493},{"word":"me","start":1733.8501,"end":1734.3501,"confidence":0.9921875,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.29831746220588684},{"word":"while","start":1735.37,"end":1735.53,"confidence":0.9370117,"punctuated_word":"While","sentiment":"neutral","sentiment_score":0.19564104080200195},{"word":"i","start":1735.53,"end":1735.6901,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21669770777225497},{"word":"do","start":1735.6901,"end":1735.8501,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2165810465812683},{"word":"wait","start":1735.8501,"end":1736.0901,"confidence":0.9951172,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":0.2129969596862793},{"word":"for","start":1736.0901,"end":1736.17,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20812247693538663},{"word":"that","start":1736.17,"end":1736.41,"confidence":0.99316406,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.19767579436302185},{"word":"do","start":1736.41,"end":1736.49,"confidence":0.9873047,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.21106500923633575},{"word":"you","start":1736.49,"end":1736.65,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2122543752193451},{"word":"have","start":1736.65,"end":1736.81,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2143450379371643},{"word":"any","start":1736.81,"end":1736.9701,"confidence":0.9404297,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2298951596021652},{"word":"other","start":1736.9701,"end":1737.285,"confidence":0.9428711,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.17385141551494598},{"word":"questions","start":1737.365,"end":1737.525,"confidence":0.7186279,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.17111796140670776},{"word":"or","start":1737.525,"end":1737.765,"confidence":0.9770508,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1785888671875},{"word":"is","start":1737.765,"end":1737.925,"confidence":0.9604492,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17711251974105835},{"word":"there","start":1737.925,"end":1738.165,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.211070716381073},{"word":"anything","start":1738.165,"end":1738.485,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.2366577535867691},{"word":"else","start":1738.485,"end":1738.725,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.20624276995658877},{"word":"that","start":1738.725,"end":1738.805,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18535660207271576},{"word":"you","start":1738.805,"end":1738.9651,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13916397094726562},{"word":"need","start":1738.9651,"end":1739.125,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.15335816144943237},{"word":"from","start":1739.125,"end":1739.285,"confidence":0.9506836,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.09206797927618028},{"word":"me","start":1739.285,"end":1739.785,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13192196190357208},{"word":"otherwise","start":1740.3251,"end":1740.5651,"confidence":0.7290039,"punctuated_word":"otherwise","sentiment":"neutral","sentiment_score":0.1949898302555084},{"word":"before","start":1740.5651,"end":1740.885,"confidence":0.93115234,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.18539269268512729},{"word":"i","start":1740.885,"end":1741.125,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1573699116706848},{"word":"let","start":1741.125,"end":1741.285,"confidence":0.9970703,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.20339801907539368},{"word":"you","start":1741.285,"end":1741.4451,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20732566714286804},{"word":"go","start":1741.4451,"end":1741.605,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.23348048329353333},{"word":"and","start":1741.605,"end":1741.8451,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21098923683166504},{"word":"enjoy","start":1741.8451,"end":1742.3451,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"neutral","sentiment_score":0.22727631032466888},{"word":"your","start":1742.405,"end":1742.725,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3150955140590668},{"word":"gym","start":1742.725,"end":1742.9651,"confidence":0.61376953,"punctuated_word":"gym","sentiment":"positive","sentiment_score":0.40122708678245544},{"word":"session","start":1742.9651,"end":1743.4651,"confidence":0.71154785,"punctuated_word":"session?","sentiment":"neutral","sentiment_score":0.21392406523227692},{"word":"no","start":1745.685,"end":1745.8451,"confidence":0.83935547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15754081308841705},{"word":"that's","start":1745.8451,"end":1746.165,"confidence":0.99609375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.024675985798239708},{"word":"all","start":1746.165,"end":1746.485,"confidence":0.9790039,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.12889865040779114},{"word":"good","start":1746.485,"end":1746.9651,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.04531806707382202},{"word":"alright","start":1746.9651,"end":1747.2051,"confidence":0.9736328,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.0687541589140892},{"word":"let","start":1747.2051,"end":1747.365,"confidence":0.99902344,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.040956661105155945},{"word":"me","start":1747.365,"end":1747.685,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.03925218433141709},{"word":"see","start":1747.685,"end":1747.925,"confidence":0.99609375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.032786209136247635},{"word":"here","start":1747.925,"end":1748.3251,"confidence":0.9453125,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.030765695497393608},{"word":"and","start":1748.3251,"end":1748.405,"confidence":0.96777344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.015878554433584213},{"word":"it","start":1748.405,"end":1748.645,"confidence":0.95947266,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01383224781602621},{"word":"said","start":1748.645,"end":1748.9651,"confidence":0.87158203,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.014900913462042809},{"word":"loading","start":1748.9651,"end":1749.4651,"confidence":0.76342773,"punctuated_word":"loading.","sentiment":"neutral","sentiment_score":0.012601280584931374},{"word":"oh","start":1749.525,"end":1749.685,"confidence":0.9802246,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4435799717903137},{"word":"yes","start":1749.685,"end":1750.005,"confidence":0.99658203,"punctuated_word":"yes.","sentiment":"positive","sentiment_score":0.4682019650936126},{"word":"beautiful","start":1750.005,"end":1750.365,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.8010637760162354},{"word":"i","start":1750.365,"end":1750.725,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7685590386390686},{"word":"can","start":1750.725,"end":1750.885,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.7640947699546814},{"word":"see","start":1750.885,"end":1751.045,"confidence":1.0,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.7969542145729065},{"word":"that's","start":1751.045,"end":1751.285,"confidence":0.9824219,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.8271981477737427},{"word":"come","start":1751.285,"end":1751.525,"confidence":0.9980469,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.7954403162002563},{"word":"through","start":1751.525,"end":1751.8451,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.7707391381263733},{"word":"on","start":1751.8451,"end":1752.005,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.8280655741691589},{"word":"my","start":1752.005,"end":1752.0851,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.8800504207611084},{"word":"end","start":1752.0851,"end":1752.3251,"confidence":0.9667969,"punctuated_word":"end,","sentiment":"positive","sentiment_score":0.7598196268081665},{"word":"which","start":1752.3251,"end":1752.5651,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.853541374206543},{"word":"is","start":1752.5651,"end":1752.84,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.8809846639633179},{"word":"great","start":1753.0,"end":1753.5,"confidence":0.98999023,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.8709442615509033},{"word":"so","start":1753.7999,"end":1753.96,"confidence":0.75634766,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.63579922914505},{"word":"i","start":1753.96,"end":1754.0399,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7649617195129395},{"word":"will","start":1754.0399,"end":1754.2,"confidence":0.9951172,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.7476453185081482},{"word":"get","start":1754.2,"end":1754.36,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.7772294878959656},{"word":"that","start":1754.36,"end":1754.52,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7112385630607605},{"word":"all","start":1754.52,"end":1754.9199,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.6877478957176208},{"word":"loaded","start":1754.9199,"end":1755.4199,"confidence":1.0,"punctuated_word":"loaded","sentiment":"positive","sentiment_score":0.717128336429596},{"word":"for","start":1755.48,"end":1755.72,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6749884486198425},{"word":"you","start":1755.72,"end":1756.22,"confidence":0.74902344,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.5458780527114868},{"word":"and","start":1756.36,"end":1756.6799,"confidence":0.7138672,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.454557329416275},{"word":"then","start":1756.6799,"end":1757.0,"confidence":0.96435547,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.3845528066158294},{"word":"you","start":1757.0,"end":1757.24,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6050938367843628},{"word":"are","start":1757.24,"end":1757.4,"confidence":1.0,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.5660029649734497},{"word":"all","start":1757.4,"end":1757.64,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4420463740825653},{"word":"booked","start":1757.64,"end":1757.7999,"confidence":1.0,"punctuated_word":"booked","sentiment":"positive","sentiment_score":0.5043595433235168},{"word":"in","start":1757.7999,"end":1758.0399,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4431569278240204},{"word":"on","start":1758.0399,"end":1758.2,"confidence":0.9980469,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.40074294805526733},{"word":"thursday","start":1758.2,"end":1758.7,"confidence":0.9367676,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.25685203075408936},{"word":"june","start":1759.0,"end":1759.6799,"confidence":1.0,"punctuated_word":"June","sentiment":"neutral","sentiment_score":0.3065481185913086},{"word":"4","start":1759.6799,"end":1760.3599,"confidence":1.0,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.3021155893802643},{"word":"at","start":1760.36,"end":1760.6,"confidence":0.77978516,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3049175441265106},{"word":"11:30am","start":1760.6,"end":1761.64,"confidence":0.9444987,"punctuated_word":"11:30AM,","sentiment":"positive","sentiment_score":0.3461245000362396},{"word":"your","start":1761.64,"end":1761.88,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5272235870361328},{"word":"time","start":1761.88,"end":1762.12,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.43186676502227783},{"word":"just","start":1762.12,"end":1762.2799,"confidence":0.6088867,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4965897798538208},{"word":"to","start":1762.2799,"end":1762.36,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.36659976840019226},{"word":"go","start":1762.36,"end":1762.52,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4996980428695678},{"word":"through","start":1762.52,"end":1762.6799,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.5507544875144958},{"word":"those","start":1762.6799,"end":1763.0,"confidence":0.9980469,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.40796446800231934},{"word":"investment","start":1763.0,"end":1763.48,"confidence":0.99121094,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.2774953544139862},{"word":"changes","start":1763.48,"end":1763.98,"confidence":0.9995117,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":0.3206659257411957},{"word":"beautiful","start":1765.3009,"end":1765.8009,"confidence":0.94433594,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7718161344528198},{"word":"well","start":1765.9409,"end":1766.2609,"confidence":1.0,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.7020683884620667},{"word":"thank","start":1766.2609,"end":1766.5009,"confidence":0.99902344,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.8656379580497742},{"word":"you","start":1766.5009,"end":1766.6609,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8737708330154419},{"word":"so","start":1766.6609,"end":1766.7408,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.8402847647666931},{"word":"much","start":1766.7408,"end":1766.9808,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.88951575756073},{"word":"for","start":1766.9808,"end":1767.1409,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8418087959289551},{"word":"your","start":1767.1409,"end":1767.2208,"confidence":0.99609375,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.8502293825149536},{"word":"time","start":1767.2208,"end":1767.3809,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.8377641439437866},{"word":"today","start":1767.3809,"end":1767.7009,"confidence":0.99902344,"punctuated_word":"today,","sentiment":"positive","sentiment_score":0.8245907425880432},{"word":"jaden","start":1767.7009,"end":1768.1008,"confidence":0.82698566,"punctuated_word":"Jaden,","sentiment":"positive","sentiment_score":0.7003552317619324},{"word":"and","start":1768.1008,"end":1768.2609,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6842283010482788},{"word":"i","start":1768.2609,"end":1768.3408,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8078327775001526},{"word":"look","start":1768.3408,"end":1768.5809,"confidence":0.99902344,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.8326208591461182},{"word":"forward","start":1768.5809,"end":1768.8209,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.7896960377693176},{"word":"to","start":1768.8209,"end":1768.9009,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8105922341346741},{"word":"speaking","start":1768.9009,"end":1769.2208,"confidence":1.0,"punctuated_word":"speaking","sentiment":"positive","sentiment_score":0.7921587824821472},{"word":"with","start":1769.2208,"end":1769.3809,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.7673070430755615},{"word":"you","start":1769.3809,"end":1769.4608,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7495296597480774},{"word":"on","start":1769.4608,"end":1769.6208,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.7470794916152954},{"word":"the","start":1769.6208,"end":1769.7009,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6384365558624268},{"word":"fourth","start":1769.7009,"end":1770.2009,"confidence":0.99902344,"punctuated_word":"fourth.","sentiment":"positive","sentiment_score":0.6808905601501465},{"word":"no","start":1771.7809,"end":1771.9409,"confidence":0.78759766,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1860600709915161},{"word":"worries","start":1771.9409,"end":1772.2609,"confidence":0.9970703,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.1895926892757416},{"word":"we'll","start":1772.2609,"end":1772.4209,"confidence":0.9807129,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.13960278034210205},{"word":"speak","start":1772.4209,"end":1772.6609,"confidence":0.9980469,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.02926202118396759},{"word":"soon","start":1772.6609,"end":1773.1609,"confidence":0.9941406,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.09498220682144164},{"word":"bye","start":1773.9409,"end":1774.4409,"confidence":0.9941406,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.112668476998806}],"paragraphs":{"transcript":"\nGood afternoon. This is Jaden. This is Veronica from Oakview Financial. How are you? That's good.\n\nI had you booked in until we got over your annual review. Is now still a good time for you? Yep. Perfect. Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.\n\nPerfect. And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please? Yep. Perfect. That's exactly what I have here.\n\nAnd how's your day been so far? I've been busy. Yeah. Oh, nice. Oh, well, I will try not to keep you for too long, so you can get through it.\n\nBut before I do kind of jump in, I do like to start by asking if there is anything specific that you are hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of an update and see what happens. Yep. Yep. Just check every now and then. Yep.\n\nNo. That's good. And that's even though we've had a lot of last twelve months have been a bit of prevalent. We've obviously seen a bit of fluctuations in the market. Mhmm.\n\nYes. Especially first, obviously, everything in The US going on with Trump and everything. And, obviously, more recently with the war and stuff, we have seen quite a bit of fluctuation. And it is good that you do keep an eye on it as well and can see those kind of market trends because depending on, obviously, when when it is that you're looking, sometimes it's like, oh, yeah. It's going great.\n\nAnd other times, it's just kind of, like, ebbs and flows a little bit. So it is good that it is something you do keep keep an eye on every now and then. But what I might do first, Jaden, is just to run through a bit of an updated fact plan with you just to see if there is anything major that has changed in your life, if we need to make any changes to your advice at all. So just kinda bear with me as I run through this information. Now when it comes to personal information, I have you down here as in a de facto relationship with no financial dependent.\n\nIs that still the case? Yep. Perfect. And next up, Kayne, I have Kelly nominated. That's still the case as well.\n\nYep. Beautiful. Employment wise, has anything changed in the last twelve months or so? No. Perfect.\n\nSo it's still a power station operator? Yep. Perfect. Now income, I have around a 175,000. Yes.\n\nDo you know roughly 200 with. Yep. And with your bonuses, do you know if your employer pays contributions on the bonus? Yeah. Typically, they do.\n\nOver time, not really. The bonuses, they do often. Alright. So let's just update that to about 200 including the bonus. Now I have a note here from when you spoke to my colleague last time that your employer pays a little bit of extra contribution.\n\nSo 16.7%. Is that correct? Yep. Okay. Perfect.\n\nNow let me just look here for you. Now that does take you over the concessional contribution cap for the year. So the cap is 30,000. Most employers will stop paying at 30,000 because that's their only thing they have to pay up till. Some employers will pay more, though.\n\nDo you know if yours pays up to the cap? You get taxed extra for extra contributions over the cap? Yep. Okay. That's good.\n\nCan I that's good, though, because, yeah, a lot of the time employers, they because legally, you just have to go up to 30,000? They cut it off. But given they already pay you a little bit more than the standard, and if they do get extra as well, so for you, if it's 200,000 with bonus, that's 33,400. There's about 3,400 over the cap space. Yeah.\n\nDoes that sound about right? Yeah. Perfect. Now you're not making any additional contribution otherwise yourself, are you? No.\n\nGood. Now asset and liability wise, I have here your property was last died at about 710,000. Do you know if that's gone up a little bit or roughly the same? Yep. Oh, wow.\n\nOkay. So you're happy for me to update through about a mill? Yeah. Yes. Well, if it's very similar to yours, I'll just leave it oh, okay.\n\nI'll just update it through a mill and just say roughly, obviously, because you haven't had it valued based on comps in the area, which is really good. Mortgage about 152,000. Yep. Perfect. I I especially yeah.\n\nEspecially with interest repayments and stuff now as well, potentially. I also have two motor vehicles. One is worth 40,000 and $1.30. Does that sound about right? No?\n\nOkay. Okay. Yep. Yep. $6.00.\n\nPerfect. Now the one that's worth 30, I have here that you had 30 owing on it. About 20. Alright. Perfect.\n\nYeah. Oh, that's the Audi? Yep. Perfect. The other motor vehicle, 40, I have here for about 20 owing.\n\nGot alright. Perfect. I will update that. And the one by that 60,000, do you have anything owing on that one? No.\n\nPerfect. Any other assets otherwise in the last twelve months? No. Perfect. Any other liabilities, like personal loans, credit cards, ZipPay?\n\nYep. Yeah. Do you know roughly how much is owing on it? Okay. Yeah.\n\nPerfect. Otherwise, when it comes to health and lifestyle, I have you down here as a nonsmoker. And have you had any changes to your health otherwise in the last twelve months? Any significant health issues or injuries or anything? Yeah.\n\nYep. Good. They're getting it cut out. Yep. Mhmm.\n\nOkay. And did the would did you request it, or did the doctor ask for a bit of a follow-up? Yep. Yep. Okay.\n\nYep. Mhmm. Yep. Okay. Okay.\n\nOkay. It's always better to be safe, though, than having a look at it then. But otherwise, you're kind of working and, like, feel okay otherwise. Yep. Okay.\n\nOkay. Good. No. It is good to get a check, though. Otherwise, when it comes to estate planning, do you have a will in place at all?\n\nNo. Okay. Do you have anyone who makes any financial decisions for you? No. Pat.\n\nYeah. Yeah. That's all good. And, obviously, if anything were to happen to you, I have your nomination as Kelly to obviously receive everything if something would happen. Are you happy with that?\n\nYeah. Beautiful. Otherwise, I guess when it comes to goals, the stuff that you are working towards in the next couple of years, I have here that last time we spoke to you, you were hoping to buy a new car, which you obviously did, so that's great. Otherwise, it was just to focus on paying down the mortgage. What would you say that's kind of so paying off the mortgage is your kind of main priority?\n\nBut for you, it's your goals anyway. And is there anything else, like, that you guys are working towards that you are wanting to achieve otherwise? No? No. Yeah.\n\nJust yep. Just do some house. Yeah. House. Yeah.\n\nI might increase the value a little bit more in the house group. And when it comes to superannuation, I have here that, ideally, you would love to access super at the age of 60. And you wanted in terms of an income drawing from super when you retire, aiming for about the same as you what you are on now. Is that still kind of the goal for you? Yep.\n\nOkay. Perfect. Now the next thing I do wanna quickly run through, it is just a bit of an updated risk profile questionnaire. I was trying to make it quick for you because I know you're sitting in the car. It's just multiple choice.\n\nNo right or wrong answers. Whatever you feel is the most appropriate for you, and that is just to see if we need to make any changes to your risk profile. So think of these in regards to your superannuation as well. So have you ever bought direct share yourself? Direct shares like stocks on the stock market?\n\nNo. No problem. Next is in regards to inflation. So inflation means that things are getting more expensive over time, making your money worth less, and everything is costing a little bit more. Now how much of a risk are you willing to take in order to kinda keep up with your rising prices?\n\nOr would you say very high risk, just high, moderate, or a small amount of risk for your super? This is more so just to gauge your behavior around it. Now, obviously, it's sometimes a bit tricky because some some investments, it depends what it is and stuff, but it's more so for me to gauge how like, your behavior around the investment and how you feel about the investment. So, like, overall, would you say for your super that you would be willing to accept you a bit more of, like, those high risks having more in, like, your growth assets, so the ones that fluctuate a little bit more in order to grow it long term? Do you want a little bit more towards defensive or somewhere, like, in the middle?\n\nHigh risk. Okay. Perfect. So not super high, but a little bit more than moderate. Yep.\n\nYes. Okay. Perfect. And fluctuation wise volatility, if you ever notice like, if you place an investment and after six months, it went down by 20% due to general trends in the market. So not like one particular investment that's gone bad, just typical trends in the market, what's happened.\n\nWould you say that you would if you had the option to do so, take advantage of that by thinking that now is potentially a good time to invest a little bit more. Would you hold and wait to see what happens, or would you want to sell and move through a bit more of a secure asset? But that means you are then selling when the prices have dropped. Right. Perfect.\n\nYep. And would you say that you would invest heavily or just modestly? Yep. Okay. Perfect.\n\nYep. And next is in regards to fluctuations again. So if you ever noticed, obviously, superannuation or any other investment fluctuate or go down in value temporarily, would you say that you would feel optimistic about future potential opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Yep. Yes.\n\nYes. Perfect. So I would be concerned, but also understand that that is also the nature of the market, essentially. Yeah. Perfect.\n\nAnd last one here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? Would you ever consider taking out a loan to buy an investment property? No. So just kinda for your own property like you have, essentially?\n\nYeah. Perfect. Now that tells me here that you have come out as a growth investor, which is the portfolio we currently have you invested in. So that's good. Do you remember what it means to be an a growth investor at all?\n\nNo. No. That's okay. Basically, it tells me that you are looking at getting as much growth as you can out of your superannuation, you know, while you do still have plenty of time until retirement, but also that you are prepared to experience, you know, some level of fluctuation in order to get that growth. And when we are talking about an asset allocation, we see about 80% invested in your growth assets.\n\nSo that will be things like Australian shares, international shares, as well as property and commodities, and then about 20% in defensive. So, like, your cash, your gold, your fixed interest, but limit fluctuations a little bit. Are you still comfortable with that? Yep. Great.\n\nPerfect. And when we are looking yeah. Yeah. Mhmm. Yes.\n\nYes. Yep. Okay. Yep. Yep.\n\nYep. Yep. Yep. Mhmm. Yep.\n\nOkay. Yep. Yep. Yep. And it's good to know as well.\n\nAnd then when it's good because I'll put a little note here. So if we see it, it's because, obviously, what's changing. Now while you are still in growth, though, it is still like, your money will still grow. Obviously, having less money going in from super exact exactly. Mhmm.\n\nBut Yeah. Okay. Yep. Yep. Perfect.\n\nOh, that's good. We'll keep a little look at it look at it for it. And if you do need the contribution forms or anything when the time comes, just let us know. But with that, I do wanna just check quickly with your insurances just to see if you how that's all looking. Now do you have access to your emails at the moment, or is it a bit tricky on the phone?\n\nYeah. Okay. Perfect. No. That's all good.\n\nMost people are fine, but I just do like to recheck. So I have to send you an email with some documents if you're able to access that for me. Now we have recently changed the software, so it might look a little bit different to what you are used to. But, basically, if you can click on the email, but before you click on the link or it says sign now, there should be a couple of attachments at the bottom of the email. Can you see those?\n\nAnd if you just kinda scroll down in that email, can you see a couple of, like, PDF documents? Yes. Sorry. That should be yes. Perfect.\n\nSo I'll make it quick for you. The the first three ones, so the services guide version one and financial services guide version two, I'll let you have a read over in your own time. You would have seen this one before. It's just a bit of an updated version. It is one of those compliance documents, but, basically, everything that you do need to know about us is in there.\n\nNone of the important information has changed. We've had a bit of an extension to the team, which is good, and also a bit more, updates to marketing. So as you if you do have a look through it, you will see a photos of all the directors and our advisers. I'm there as well if you do wanna put a face to the voice. But, otherwise, I will let you have a read over those in your own time.\n\nIf you can then open can you see one with a summary of insurance and superannuation? Yep. Perfect. So that gives you a bit of a update on your situation. So you can see you'll have 24.\n\nIt's where you have your super. You do have about 399,000 in them, and then you have insurances. So you have your insurances with Encompass. You have life and PPD of 841,080. Are you still happy with the level of cover for life and PPD, or what are your thoughts on that?\n\nThat's okay? Okay. So with with your income protection, that's the only thing that would we'd have to keep in mind for if you earn less. So it's more so in regards to the the take home pay because that is 70% of your income at the time of claim. So just let us know.\n\nThe only thing is if we, let's say, decrease it. So if we reduce it for you, obviously, it'll make the premium cheaper. But if anything changes and let's say you go back, like, you only do it for a little bit and then you go back to similar structure you have now, the only yes. Yes. Flexibility.\n\nOkay. Great. Because that's the one thing, especially then with your with your income protection that, yes, if you were through let's say you do start the job and you you have to go on claim, you can only get 70% of the income that you're earning at the time. But if we do correct. If we do decrease it and then let's say six months later, you go back to earning 200,000 and we've decreased it, yes, the problem correct.\n\nThe problem is it's very easy to decrease it. The insurers are happy. They take on less risk. Just a quick form, happy days. It's tricky to do the other way.\n\nBecause if we, let's say, decrease it to, let's say, 5,000, and then you go, oh, actually, six months, I wanna offer it through ten again, the insurance will be like, okay. Well, we are now taking on more risks, so we like to do the whole pre assessment again. And if there is any health issues whatsoever or even with the cardiogram, like, if there is anything that could potentially cause issues. So exactly. So especially if it is something that you are looking at going back to, yes, it will mean that you are slightly over insured and paying for a little bit more than you could potentially get if something were to happen, especially if it is a bit more not super certain.\n\nExactly. Exactly. Because then, yeah, you don't wanna do decrease and then, oh, no. I need more, and then we've kind of screwed herself over. So I just wanted to let you know.\n\nYeah. Yeah. Mhmm. Okay. Good.\n\nOkay. Perfect. From the okay. Well, then it'll be basically same same. They would just need sometimes as a like, if it's, like, from a business owner, they would just need different documentation to show it.\n\nBut, basically, at the end of the day, they just need to prove your take home pay. And if the take home pay stays the same, definitely matter where it comes from. Yeah. Okay. Perfect.\n\nYep. Okay. Amazing. Perfect. You can see here that because of the way it's structured, you get a 15% rebate in tax.\n\nSo after that, it is 3,594 for all three inside super for you. Perfect. Now the next document you should have is your twelve month performance report. Now I know you said that you are pretty across or keeping an eye on it every now and then, so I'll try not to spend too much time on this. But I do wanted to kind of revisit one of the investments.\n\nSo if you're happy for me to do so, I would like to do a little bit more research on your investment because there is one investment that I would like to look at potentially changing for you, and that is your Benelon Australia equity, which you may have seen if you've been keeping an eye on it that it's been underperforming a little bit. Yep. So I would like to do do some research and see if I can find a better alternative option that fits into your portfolio. That'll put you in a little bit better position, improve those returns a little bit for you as well. So it does Yes.\n\nNo. I would like to do that. Yes. So it will take me about a week or two to put it all together. I am quite booked out for the next week, but let me see.\n\nOkay. Let me have a look. So which day usually works best? Is Monday normally best for you? Or you go?\n\nOkay. Do you have your roster or anything for the week of the June 1? So between the June or two weeks? Yes. Sorry.\n\nNot a good time. Okay. Okay. Yeah. We can do an afternoon appointment that day.\n\nYes? Sorry. That's okay. Yeah. Yep.\n\nOkay. Let it's okay for you. So yep. So about yep. Perfect.\n\nSo 01:30, Thursday, the fourth. Yes. I can do that. I can do that. I'll book that in.\n\nThat is Thursday the fourth at 11:30AM your time. Would you like a reminder text at, like, two hours before the appointment? If anything changed You're good. Reminder. Oh, great.\n\nLove it. Yeah. Perfect. I'll book that in, and I will send you an email at the time with the documents to kind of go through a bit of a proposal for you with some investment changes. I'll go through it with you, and then you can obviously let me know what you are thinking.\n\nYeah. I do very much appreciate the trust. From the compliance point, I do still have to let you know and just make sure you're happy, but I do appreciate that you you have that full trust, which is really good to hear. Now yeah. We'll we'll we'll try our best.\n\nNow otherwise, David, you will also see in the document a certificate of currency. That just shows you your insurances again in a bit more detail, lets you know that's all paid up to date. You'll also have a Vanguard index chart. Probably seen this one before. It's just a good visual representation of what we are talking about the market.\n\nYou can see if you do have a look at it at some point as well, it it show you kind of all the ups and downs of the market. Long term always goes up. Short term, some ups and downs depending on what is going on. And then if you're happy to do so, if you're happy to click start now for me, it should ask you to sign one document, and that is your ongoing service agreement, which is just to say that you are happy to stay on as a client. Now there is no changes whatsoever in regards to the fee structure.\n\nBecause of Yes. If you press sign or start, does that then take you up to, like, a hub 24 fee consent form? Yes. Yep. That's the one.\n\nAnd, yeah, there's no changes to the fee structure because, obviously, Kelly is a client as well. It is that reduced fee of 1.1 for both of you, which is great. So no changes in regards to that. That stays exactly the same. Just to say that you're happy to stay on as a client, not a locking contract at any point in time, though.\n\nSo if it ever is that you're not happy, not a lock in contract. But, basically, by signing this otherwise, it lets us stay on and service your account and manage everything else for you. It should just ask you to add the signature and the date, I believe, and I think that's everything. Yep. And then once you press validate or confirm, it should then yes.\n\nBeautiful. And it should then send it back to me. While I do wait for that, do you have any other questions, or is there anything else that you need from me otherwise before I let you go and enjoy your gym session? No. That's all good.\n\nAlright. Let me see here. And it said loading. Oh, yes. Beautiful.\n\nI can see that's come through on my end, which is great. So I will get that all loaded for you, and then you are all booked in on Thursday, June 4 at 11:30AM, your time just to go through those investment changes. Beautiful. Well, thank you so much for your time today, Jaden, and I look forward to speaking with you on the fourth. No worries.\n\nWe'll speak soon. Bye.","paragraphs":[{"sentences":[{"text":"Good afternoon.","start":3.04,"end":3.76,"sentiment":"neutral","sentiment_score":0.26632383465766907},{"text":"This is Jaden.","start":3.76,"end":4.58,"sentiment":"neutral","sentiment_score":0.16191381712754568},{"text":"This is Veronica from Oakview Financial.","start":6.16,"end":8.18,"sentiment":"neutral","sentiment_score":0.15258624156316122},{"text":"How are you?","start":8.24,"end":9.059999,"sentiment":"neutral","sentiment_score":0.15109344323476157},{"text":"That's good.","start":10.48,"end":11.38,"sentiment":"positive","sentiment_score":0.7267097234725952}],"sentiment":"neutral","sentiment_score":0.2400378966704011,"num_words":16,"start":3.04,"end":11.38},{"sentences":[{"text":"I had you booked in until we got over your annual review.","start":12.095,"end":14.815001,"sentiment":"neutral","sentiment_score":0.32614265258113545},{"text":"Is now still a good time for you?","start":14.815001,"end":16.355,"sentiment":"neutral","sentiment_score":0.30121250823140144},{"text":"Yep.","start":17.855,"end":18.255001,"sentiment":"neutral","sentiment_score":0.11019629240036012},{"text":"Perfect.","start":18.255001,"end":18.755001,"sentiment":"neutral","sentiment_score":0.3198819160461426},{"text":"Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":19.695,"end":26.755001,"sentiment":"neutral","sentiment_score":0.03539030247464262}],"sentiment":"neutral","sentiment_score":0.1525452720987446,"num_words":51,"start":12.095,"end":26.755001},{"sentences":[{"text":"Perfect.","start":28.210001,"end":28.710001,"sentiment":"neutral","sentiment_score":0.2098855227231979},{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please?","start":29.09,"end":38.55,"sentiment":"neutral","sentiment_score":0.05214479751884937},{"text":"Yep.","start":44.305,"end":44.705,"sentiment":"neutral","sentiment_score":0.12082069367170334},{"text":"Perfect.","start":44.705,"end":45.105003,"sentiment":"positive","sentiment_score":0.445770263671875},{"text":"That's exactly what I have here.","start":45.105003,"end":46.625,"sentiment":"positive","sentiment_score":0.4986063987016678}],"sentiment":"neutral","sentiment_score":0.13672971276518625,"num_words":39,"start":28.210001,"end":46.625},{"sentences":[{"text":"And how's your day been so far?","start":46.625,"end":48.065002,"sentiment":"neutral","sentiment_score":0.14649069202797754},{"text":"I've been busy.","start":48.065002,"end":48.885002,"sentiment":"neutral","sentiment_score":-0.027755315105120342},{"text":"Yeah.","start":50.625,"end":51.125,"sentiment":"neutral","sentiment_score":0.07526758313179016},{"text":"Oh, nice.","start":53.35,"end":57.99,"sentiment":"neutral","sentiment_score":0.13315165368840098},{"text":"Oh, well, I will try not to keep you for too long, so you can get through it.","start":57.99,"end":62.25,"sentiment":"neutral","sentiment_score":0.08655248747931586}],"sentiment":"neutral","sentiment_score":0.09166724400054063,"num_words":31,"start":46.625,"end":62.25},{"sentences":[{"text":"But before I do kind of jump in, I do like to start by asking if there is anything specific that you are hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of an update and see what happens.","start":62.87,"end":74.945,"sentiment":"neutral","sentiment_score":0.002057326078000996},{"text":"Yep.","start":77.005005,"end":77.505005,"sentiment":"neutral","sentiment_score":0.030694056302309036},{"text":"Yep.","start":79.82,"end":80.060005,"sentiment":"neutral","sentiment_score":0.023351505398750305},{"text":"Just check every now and then.","start":80.060005,"end":81.520004,"sentiment":"neutral","sentiment_score":0.02770297632863124},{"text":"Yep.","start":81.740005,"end":82.240005,"sentiment":"neutral","sentiment_score":0.12054543942213058}],"sentiment":"neutral","sentiment_score":0.007173086782651288,"num_words":63,"start":62.87,"end":82.240005},{"sentences":[{"text":"No.","start":87.020004,"end":87.26,"sentiment":"neutral","sentiment_score":0.001218017190694809},{"text":"That's good.","start":87.26,"end":88.0,"sentiment":"neutral","sentiment_score":0.07657322287559509},{"text":"And that's even though we've had a lot of last twelve months have been a bit of prevalent.","start":88.3,"end":93.275,"sentiment":"neutral","sentiment_score":-0.0705275602845682},{"text":"We've obviously seen a bit of fluctuations in the market.","start":93.275,"end":95.695,"sentiment":"neutral","sentiment_score":-0.09114601314067841},{"text":"Mhmm.","start":96.354996,"end":96.854996,"sentiment":"neutral","sentiment_score":-0.08017170429229736}],"sentiment":"neutral","sentiment_score":-0.065836358058732,"num_words":32,"start":87.020004,"end":96.854996},{"sentences":[{"text":"Yes.","start":97.515,"end":98.015,"sentiment":"neutral","sentiment_score":-0.0012364601716399193},{"text":"Especially first, obviously, everything in The US going on with Trump and everything.","start":98.155,"end":102.475,"sentiment":"neutral","sentiment_score":-0.04175004305747839},{"text":"And, obviously, more recently with the war and stuff, we have seen quite a bit of fluctuation.","start":102.475,"end":106.495,"sentiment":"neutral","sentiment_score":-0.03848827093401376},{"text":"And it is good that you do keep an eye on it as well and can see those kind of market trends because depending on, obviously, when when it is that you're looking, sometimes it's like, oh, yeah.","start":107.45,"end":116.65,"sentiment":"positive","sentiment_score":0.33470644331292104},{"text":"It's going great.","start":116.65,"end":117.21,"sentiment":"positive","sentiment_score":0.47629113992055255}],"sentiment":"neutral","sentiment_score":0.17985320333132726,"num_words":72,"start":97.515,"end":117.21},{"sentences":[{"text":"And other times, it's just kind of, like, ebbs and flows a little bit.","start":117.21,"end":120.345,"sentiment":"neutral","sentiment_score":0.07050274951117379},{"text":"So it is good that it is something you do keep keep an eye on every now and then.","start":120.825005,"end":124.285,"sentiment":"positive","sentiment_score":0.5521332417663775},{"text":"But what I might do first, Jaden, is just to run through a bit of an updated fact plan with you just to see if there is anything major that has changed in your life, if we need to make any changes to your advice at all.","start":125.465004,"end":136.32,"sentiment":"neutral","sentiment_score":0.09665109882963464},{"text":"So just kinda bear with me as I run through this information.","start":136.56001,"end":139.38,"sentiment":"neutral","sentiment_score":0.08886890796323617},{"text":"Now when it comes to personal information, I have you down here as in a de facto relationship with no financial dependent.","start":140.96,"end":147.86,"sentiment":"neutral","sentiment_score":0.02897640410810709}],"sentiment":"neutral","sentiment_score":0.15547438173375108,"num_words":114,"start":117.21,"end":147.86},{"sentences":[{"text":"Is that still the case?","start":148.0,"end":149.085,"sentiment":"neutral","sentiment_score":0.021092524006962775},{"text":"Yep.","start":150.365,"end":150.765,"sentiment":"neutral","sentiment_score":0.1738128513097763},{"text":"Perfect.","start":150.765,"end":151.16501,"sentiment":"positive","sentiment_score":0.48639538884162903},{"text":"And next up, Kayne, I have Kelly nominated.","start":151.16501,"end":153.425,"sentiment":"neutral","sentiment_score":0.2540478743612766},{"text":"That's still the case as well.","start":153.725,"end":155.085,"sentiment":"neutral","sentiment_score":0.1927803431948026}],"sentiment":"neutral","sentiment_score":0.18832075782120228,"num_words":21,"start":148.0,"end":155.085},{"sentences":[{"text":"Yep.","start":155.085,"end":155.405,"sentiment":"neutral","sentiment_score":0.16988694667816162},{"text":"Beautiful.","start":155.405,"end":155.905,"sentiment":"positive","sentiment_score":0.3973004221916199},{"text":"Employment wise, has anything changed in the last twelve months or so?","start":156.925,"end":162.18,"sentiment":"neutral","sentiment_score":0.020751461076239746},{"text":"No.","start":164.01999,"end":164.34,"sentiment":"neutral","sentiment_score":-0.04134725034236908},{"text":"Perfect.","start":164.34,"end":164.73999,"sentiment":"neutral","sentiment_score":0.01742078922688961}],"sentiment":"neutral","sentiment_score":0.049517402541823685,"num_words":16,"start":155.085,"end":164.73999},{"sentences":[{"text":"So it's still a power station operator?","start":164.73999,"end":166.59999,"sentiment":"neutral","sentiment_score":-0.012001472658344678},{"text":"Yep.","start":168.18,"end":168.65999,"sentiment":"neutral","sentiment_score":0.057637959718704224},{"text":"Perfect.","start":168.65999,"end":169.15999,"sentiment":"neutral","sentiment_score":0.14636266231536865},{"text":"Now income, I have around a 175,000.","start":170.18,"end":173.95999,"sentiment":"neutral","sentiment_score":0.0616848176079137},{"text":"Yes.","start":177.415,"end":177.815,"sentiment":"neutral","sentiment_score":0.028433775529265404}],"sentiment":"neutral","sentiment_score":0.03413045954178361,"num_words":17,"start":164.73999,"end":177.815},{"sentences":[{"text":"Do you know roughly 200 with.","start":177.815,"end":186.155,"sentiment":"neutral","sentiment_score":0.00795542107274135},{"text":"Yep.","start":186.535,"end":187.035,"sentiment":"neutral","sentiment_score":0.02300378680229187},{"text":"And with your bonuses, do you know if your employer pays contributions on the bonus?","start":187.62,"end":193.08,"sentiment":"neutral","sentiment_score":0.0010699516783157985},{"text":"Yeah.","start":196.58,"end":196.9,"sentiment":"neutral","sentiment_score":0.01421114895492792},{"text":"Typically, they do.","start":196.9,"end":197.86,"sentiment":"neutral","sentiment_score":0.005491418143113454}],"sentiment":"neutral","sentiment_score":0.004518115069144047,"num_words":26,"start":177.815,"end":197.86},{"sentences":[{"text":"Over time, not really.","start":197.86,"end":199.86,"sentiment":"neutral","sentiment_score":-0.01526711811311543},{"text":"The bonuses, they do often.","start":199.86,"end":202.595,"sentiment":"neutral","sentiment_score":0.005567983165383339},{"text":"Alright.","start":202.81499,"end":203.215,"sentiment":"neutral","sentiment_score":0.07422260195016861},{"text":"So let's just update that to about 200 including the bonus.","start":203.215,"end":208.435,"sentiment":"neutral","sentiment_score":0.06556874310428445},{"text":"Now I have a note here from when you spoke to my colleague last time that your employer pays a little bit of extra contribution.","start":208.97499,"end":215.235,"sentiment":"neutral","sentiment_score":0.05862956717610359}],"sentiment":"neutral","sentiment_score":0.04843455214944223,"num_words":46,"start":197.86,"end":215.235},{"sentences":[{"text":"So 16.7%.","start":215.45499,"end":218.08,"sentiment":"neutral","sentiment_score":0.05092068761587143},{"text":"Is that correct?","start":218.08,"end":218.98,"sentiment":"neutral","sentiment_score":0.068313034872214},{"text":"Yep.","start":220.0,"end":220.24,"sentiment":"neutral","sentiment_score":0.05669043958187103},{"text":"Okay.","start":220.24,"end":220.74,"sentiment":"neutral","sentiment_score":0.02853306196630001},{"text":"Perfect.","start":220.8,"end":221.3,"sentiment":"positive","sentiment_score":0.6742985248565674}],"sentiment":"neutral","sentiment_score":0.1332878132816404,"num_words":8,"start":215.45499,"end":221.3},{"sentences":[{"text":"Now let me just look here for you.","start":222.16,"end":224.66,"sentiment":"neutral","sentiment_score":0.12704867171123624},{"text":"Now that does take you over the concessional contribution cap for the year.","start":231.375,"end":236.115,"sentiment":"neutral","sentiment_score":0.04505289174043215},{"text":"So the cap is 30,000.","start":236.415,"end":238.595,"sentiment":"neutral","sentiment_score":0.014946066215634346},{"text":"Most employers will stop paying at 30,000 because that's their only thing they have to pay up till.","start":239.055,"end":244.97,"sentiment":"neutral","sentiment_score":0.008590496921290955},{"text":"Some employers will pay more, though.","start":245.35,"end":247.93001,"sentiment":"neutral","sentiment_score":-0.008471352358659109}],"sentiment":"neutral","sentiment_score":0.035612162556499245,"num_words":50,"start":222.16,"end":247.93001},{"sentences":[{"text":"Do you know if yours pays up to the cap?","start":248.31,"end":251.37001,"sentiment":"neutral","sentiment_score":-0.004939975310117006},{"text":"You get taxed extra for extra contributions over the cap?","start":256.885,"end":260.42502,"sentiment":"neutral","sentiment_score":-0.006090073147788644},{"text":"Yep.","start":262.165,"end":262.64502,"sentiment":"neutral","sentiment_score":0.10090558975934982},{"text":"Okay.","start":262.64502,"end":263.14502,"sentiment":"neutral","sentiment_score":0.19035854935646057},{"text":"That's good.","start":263.92502,"end":264.825,"sentiment":"positive","sentiment_score":0.3952031880617142}],"sentiment":"neutral","sentiment_score":0.040473751277507596,"num_words":24,"start":248.31,"end":264.825},{"sentences":[{"text":"Can I that's good, though, because, yeah, a lot of the time employers, they because legally, you just have to go up to 30,000?","start":265.685,"end":271.74002,"sentiment":"neutral","sentiment_score":0.11809767534335454},{"text":"They cut it off.","start":271.74002,"end":272.64,"sentiment":"neutral","sentiment_score":0.008407167624682188},{"text":"But given they already pay you a little bit more than the standard, and if they do get extra as well, so for you, if it's 200,000 with bonus, that's 33,400.","start":273.18,"end":284.88,"sentiment":"neutral","sentiment_score":0.1047509359496255},{"text":"There's about 3,400 over the cap space.","start":285.155,"end":287.815,"sentiment":"neutral","sentiment_score":0.04995552024671009},{"text":"Yeah.","start":289.23502,"end":289.55502,"sentiment":"neutral","sentiment_score":0.07221438735723495}],"sentiment":"neutral","sentiment_score":0.09756947645166916,"num_words":67,"start":265.685,"end":289.55502},{"sentences":[{"text":"Does that sound about right?","start":289.55502,"end":290.935,"sentiment":"neutral","sentiment_score":0.06974608078598976},{"text":"Yeah.","start":292.515,"end":293.015,"sentiment":"neutral","sentiment_score":0.14187458157539368},{"text":"Perfect.","start":293.23502,"end":293.73502,"sentiment":"neutral","sentiment_score":0.2937910556793213},{"text":"Now you're not making any additional contribution otherwise yourself, are you?","start":294.355,"end":297.89502,"sentiment":"neutral","sentiment_score":0.010375946082852106},{"text":"No.","start":299.41998,"end":299.91998,"sentiment":"neutral","sentiment_score":-0.13281452655792236}],"sentiment":"neutral","sentiment_score":0.040300890607269185,"num_words":19,"start":289.55502,"end":299.91998},{"sentences":[{"text":"Good.","start":300.46,"end":300.96,"sentiment":"neutral","sentiment_score":-0.03928366303443909},{"text":"Now asset and liability wise, I have here your property was last died at about 710,000.","start":302.3,"end":308.8,"sentiment":"neutral","sentiment_score":-0.03885064215864986},{"text":"Do you know if that's gone up a little bit or roughly the same?","start":310.315,"end":313.05502,"sentiment":"neutral","sentiment_score":0.0069200049287506515},{"text":"Yep.","start":317.355,"end":317.855,"sentiment":"neutral","sentiment_score":0.007318224757909775},{"text":"Oh, wow.","start":320.635,"end":321.11502,"sentiment":"neutral","sentiment_score":0.04472143575549126}],"sentiment":"neutral","sentiment_score":-0.013742728597101043,"num_words":34,"start":300.46,"end":321.11502},{"sentences":[{"text":"Okay.","start":321.11502,"end":321.435,"sentiment":"neutral","sentiment_score":0.0554637536406517},{"text":"So you're happy for me to update through about a mill?","start":321.435,"end":324.24,"sentiment":"neutral","sentiment_score":0.15101536735892296},{"text":"Yeah.","start":332.56,"end":333.06,"sentiment":"neutral","sentiment_score":-0.04178082197904587},{"text":"Yes.","start":335.36,"end":335.86,"sentiment":"neutral","sentiment_score":0.02270977757871151},{"text":"Well, if it's very similar to yours, I'll just leave it oh, okay.","start":336.24,"end":342.81497,"sentiment":"neutral","sentiment_score":0.06539219474563232}],"sentiment":"neutral","sentiment_score":0.09435778821784037,"num_words":27,"start":321.11502,"end":342.81497},{"sentences":[{"text":"I'll just update it through a mill and just say roughly, obviously, because you haven't had it valued based on comps in the area, which is really good.","start":343.35498,"end":353.67,"sentiment":"neutral","sentiment_score":0.2379415657903467},{"text":"Mortgage about 152,000.","start":354.63,"end":356.89,"sentiment":"neutral","sentiment_score":0.05272279183069865},{"text":"Yep.","start":361.59003,"end":361.99002,"sentiment":"neutral","sentiment_score":0.15487749874591827},{"text":"Perfect.","start":361.99002,"end":362.49002,"sentiment":"positive","sentiment_score":0.5729116201400757},{"text":"I I especially yeah.","start":364.55002,"end":366.01,"sentiment":"neutral","sentiment_score":-0.035877982154488564}],"sentiment":"neutral","sentiment_score":0.20012998399702278,"num_words":37,"start":343.35498,"end":366.01},{"sentences":[{"text":"Especially with interest repayments and stuff now as well, potentially.","start":366.23,"end":370.435,"sentiment":"neutral","sentiment_score":-0.021121830493211747},{"text":"I also have two motor vehicles.","start":372.175,"end":373.875,"sentiment":"neutral","sentiment_score":0.022885609107712906},{"text":"One is worth 40,000 and $1.30.","start":374.25497,"end":377.79498,"sentiment":"neutral","sentiment_score":0.021609728845457237},{"text":"Does that sound about right?","start":377.85498,"end":379.395,"sentiment":"neutral","sentiment_score":0.013231956958770752},{"text":"No?","start":382.91,"end":383.41,"sentiment":"neutral","sentiment_score":-0.06058727204799652}],"sentiment":"neutral","sentiment_score":0.0021902226975985934,"num_words":28,"start":366.23,"end":383.41},{"sentences":[{"text":"Okay.","start":383.47,"end":383.97,"sentiment":"neutral","sentiment_score":-0.00879155844449997},{"text":"Okay.","start":389.71,"end":390.21,"sentiment":"neutral","sentiment_score":0.017116501927375793},{"text":"Yep.","start":390.35,"end":390.85,"sentiment":"neutral","sentiment_score":0.02024218626320362},{"text":"Yep.","start":398.525,"end":399.025,"sentiment":"neutral","sentiment_score":0.01953042671084404},{"text":"$6.00.","start":399.485,"end":400.205,"sentiment":"neutral","sentiment_score":0.034191057085990906}],"sentiment":"neutral","sentiment_score":0.016457722708582877,"num_words":5,"start":383.47,"end":400.205},{"sentences":[{"text":"Perfect.","start":400.205,"end":400.705,"sentiment":"neutral","sentiment_score":0.3270975947380066},{"text":"Now the one that's worth 30, I have here that you had 30 owing on it.","start":400.84497,"end":405.26498,"sentiment":"neutral","sentiment_score":0.06553985748905689},{"text":"About 20.","start":408.68002,"end":409.48,"sentiment":"neutral","sentiment_score":0.031944421119987965},{"text":"Alright.","start":409.48,"end":409.80002,"sentiment":"neutral","sentiment_score":0.1680343598127365},{"text":"Perfect.","start":409.80002,"end":410.30002,"sentiment":"positive","sentiment_score":0.5349531173706055}],"sentiment":"neutral","sentiment_score":0.10202912542791594,"num_words":21,"start":400.205,"end":410.30002},{"sentences":[{"text":"Yeah.","start":413.40002,"end":413.56,"sentiment":"neutral","sentiment_score":0.09140636771917345},{"text":"Oh, that's the Audi?","start":413.56,"end":414.7,"sentiment":"neutral","sentiment_score":0.04716360941529274},{"text":"Yep.","start":416.04,"end":416.36002,"sentiment":"neutral","sentiment_score":0.07892245054244995},{"text":"Perfect.","start":416.36002,"end":416.86002,"sentiment":"neutral","sentiment_score":0.2574528753757477},{"text":"The other motor vehicle, 40, I have here for about 20 owing.","start":417.56,"end":422.145,"sentiment":"neutral","sentiment_score":0.01921368691061313}],"sentiment":"neutral","sentiment_score":0.04457896706452103,"num_words":19,"start":413.40002,"end":422.145},{"sentences":[{"text":"Got alright.","start":425.245,"end":426.205,"sentiment":"neutral","sentiment_score":0.03839660808444023},{"text":"Perfect.","start":426.205,"end":426.685,"sentiment":"neutral","sentiment_score":0.32374101877212524},{"text":"I will update that.","start":426.685,"end":427.88498,"sentiment":"neutral","sentiment_score":0.2074168585240841},{"text":"And the one by that 60,000, do you have anything owing on that one?","start":427.88498,"end":431.64,"sentiment":"neutral","sentiment_score":0.025210769780512367},{"text":"No.","start":433.08002,"end":433.48,"sentiment":"neutral","sentiment_score":-0.0687955766916275}],"sentiment":"neutral","sentiment_score":0.06883440314876763,"num_words":22,"start":425.245,"end":433.48},{"sentences":[{"text":"Perfect.","start":433.48,"end":433.98,"sentiment":"neutral","sentiment_score":0.03277545049786568},{"text":"Any other assets otherwise in the last twelve months?","start":436.12003,"end":439.18002,"sentiment":"neutral","sentiment_score":-0.035931209930115275},{"text":"No.","start":441.16,"end":441.40002,"sentiment":"neutral","sentiment_score":-0.030477149412035946},{"text":"Perfect.","start":441.40002,"end":441.72,"sentiment":"neutral","sentiment_score":0.04616757854819298},{"text":"Any other liabilities, like personal loans, credit cards, ZipPay?","start":441.72,"end":445.02002,"sentiment":"neutral","sentiment_score":-0.0056620945947037805}],"sentiment":"neutral","sentiment_score":-0.01551780290901661,"num_words":21,"start":433.48,"end":445.02002},{"sentences":[{"text":"Yep.","start":451.50497,"end":452.00497,"sentiment":"neutral","sentiment_score":0.03979460150003433},{"text":"Yeah.","start":453.50497,"end":453.82498,"sentiment":"neutral","sentiment_score":0.007567949593067169},{"text":"Do you know roughly how much is owing on it?","start":453.82498,"end":456.16498,"sentiment":"neutral","sentiment_score":-0.005768490582704544},{"text":"Okay.","start":457.92,"end":458.32,"sentiment":"neutral","sentiment_score":0.034361910074949265},{"text":"Yeah.","start":458.32,"end":458.56,"sentiment":"neutral","sentiment_score":0.07846447080373764}],"sentiment":"neutral","sentiment_score":0.007321716153195926,"num_words":14,"start":451.50497,"end":458.56},{"sentences":[{"text":"Perfect.","start":458.56,"end":459.06,"sentiment":"neutral","sentiment_score":0.19734345376491547},{"text":"Otherwise, when it comes to health and lifestyle, I have you down here as a nonsmoker.","start":460.64,"end":465.22,"sentiment":"neutral","sentiment_score":-0.03258556080982089},{"text":"And have you had any changes to your health otherwise in the last twelve months?","start":468.24,"end":473.355,"sentiment":"neutral","sentiment_score":-0.05879969224333763},{"text":"Any significant health issues or injuries or anything?","start":473.355,"end":476.73502,"sentiment":"neutral","sentiment_score":-0.14587590750306845},{"text":"Yeah.","start":481.195,"end":481.695,"sentiment":"neutral","sentiment_score":-0.0832248330116272}],"sentiment":"neutral","sentiment_score":-0.05990860965557215,"num_words":41,"start":458.56,"end":481.695},{"sentences":[{"text":"Yep.","start":482.45,"end":482.95,"sentiment":"neutral","sentiment_score":-0.03879056125879288},{"text":"Good.","start":484.69,"end":484.85,"sentiment":"neutral","sentiment_score":0.10311733931303024},{"text":"They're getting it cut out.","start":484.85,"end":487.35,"sentiment":"neutral","sentiment_score":-0.20631947070360185},{"text":"Yep.","start":494.13,"end":494.63,"sentiment":"neutral","sentiment_score":0.06145180389285088},{"text":"Mhmm.","start":502.26498,"end":502.425,"sentiment":"neutral","sentiment_score":0.01385722029954195}],"sentiment":"neutral","sentiment_score":-0.09910683903015322,"num_words":9,"start":482.45,"end":502.425},{"sentences":[{"text":"Okay.","start":502.425,"end":502.905,"sentiment":"neutral","sentiment_score":0.022281557321548465},{"text":"And did the would did you request it, or did the doctor ask for a bit of a follow-up?","start":502.905,"end":506.925,"sentiment":"neutral","sentiment_score":0.012882976400616922},{"text":"Yep.","start":510.77,"end":511.16998,"sentiment":"neutral","sentiment_score":0.024628479033708572},{"text":"Yep.","start":511.16998,"end":511.57,"sentiment":"neutral","sentiment_score":0.01660739630460739},{"text":"Okay.","start":511.57,"end":512.07,"sentiment":"neutral","sentiment_score":0.002310885116457939}],"sentiment":"neutral","sentiment_score":0.013504559538610603,"num_words":23,"start":502.425,"end":512.07},{"sentences":[{"text":"Yep.","start":513.97,"end":514.47,"sentiment":"neutral","sentiment_score":-0.04811606928706169},{"text":"Mhmm.","start":516.61,"end":517.11,"sentiment":"neutral","sentiment_score":-0.058984581381082535},{"text":"Yep.","start":518.45,"end":518.95,"sentiment":"neutral","sentiment_score":0.014030921272933485},{"text":"Okay.","start":525.505,"end":525.90497,"sentiment":"neutral","sentiment_score":0.01949811354279518},{"text":"Okay.","start":525.90497,"end":526.305,"sentiment":"neutral","sentiment_score":0.024229321628808975}],"sentiment":"neutral","sentiment_score":-0.009868458844721317,"num_words":5,"start":513.97,"end":526.305},{"sentences":[{"text":"Okay.","start":526.305,"end":526.805,"sentiment":"neutral","sentiment_score":0.03057263232767582},{"text":"It's always better to be safe, though, than having a look at it then.","start":526.865,"end":530.225,"sentiment":"neutral","sentiment_score":0.006545227020978928},{"text":"But otherwise, you're kind of working and, like, feel okay otherwise.","start":530.225,"end":533.925,"sentiment":"neutral","sentiment_score":0.05590979754924774},{"text":"Yep.","start":534.77,"end":535.25,"sentiment":"neutral","sentiment_score":0.10953909158706664},{"text":"Okay.","start":535.25,"end":535.73004,"sentiment":"neutral","sentiment_score":0.07940182089805603}],"sentiment":"neutral","sentiment_score":0.033076946291008165,"num_words":28,"start":526.305,"end":535.73004},{"sentences":[{"text":"Okay.","start":535.73004,"end":535.97003,"sentiment":"neutral","sentiment_score":0.13661956787109375},{"text":"Good.","start":535.97003,"end":536.37,"sentiment":"neutral","sentiment_score":0.2297782599925995},{"text":"No.","start":536.37,"end":536.53,"sentiment":"neutral","sentiment_score":0.010137137025594711},{"text":"It is good to get a check, though.","start":536.53,"end":538.07,"sentiment":"neutral","sentiment_score":0.09439278347417712},{"text":"Otherwise, when it comes to estate planning, do you have a will in place at all?","start":539.33,"end":543.59,"sentiment":"neutral","sentiment_score":-0.01847431529313326}],"sentiment":"neutral","sentiment_score":0.030966229184910102,"num_words":27,"start":535.73004,"end":543.59},{"sentences":[{"text":"No.","start":545.49,"end":545.99,"sentiment":"neutral","sentiment_score":-0.06189911440014839},{"text":"Okay.","start":546.13,"end":546.63,"sentiment":"neutral","sentiment_score":-0.023576628416776657},{"text":"Do you have anyone who makes any financial decisions for you?","start":546.69,"end":549.75,"sentiment":"neutral","sentiment_score":-0.018954971127889374},{"text":"No.","start":551.71497,"end":551.95496,"sentiment":"neutral","sentiment_score":-0.03925301507115364},{"text":"Pat.","start":551.95496,"end":552.45496,"sentiment":"neutral","sentiment_score":-0.024859212338924408}],"sentiment":"neutral","sentiment_score":-0.02387284350891908,"num_words":15,"start":545.49,"end":552.45496},{"sentences":[{"text":"Yeah.","start":554.75494,"end":554.915,"sentiment":"neutral","sentiment_score":0.04362248629331589},{"text":"Yeah.","start":554.915,"end":555.07495,"sentiment":"neutral","sentiment_score":0.1183762103319168},{"text":"That's all good.","start":555.07495,"end":556.13495,"sentiment":"positive","sentiment_score":0.3683904806772868},{"text":"And, obviously, if anything were to happen to you, I have your nomination as Kelly to obviously receive everything if something would happen.","start":557.795,"end":565.39,"sentiment":"neutral","sentiment_score":0.17855790484210718},{"text":"Are you happy with that?","start":565.39,"end":566.69,"sentiment":"neutral","sentiment_score":0.10406229645013809}],"sentiment":"neutral","sentiment_score":0.17861555855382572,"num_words":33,"start":554.75494,"end":566.69},{"sentences":[{"text":"Yeah.","start":567.31,"end":567.63,"sentiment":"neutral","sentiment_score":0.3249344229698181},{"text":"Beautiful.","start":567.63,"end":568.13,"sentiment":"positive","sentiment_score":0.49158158898353577},{"text":"Otherwise, I guess when it comes to goals, the stuff that you are working towards in the next couple of years, I have here that last time we spoke to you, you were hoping to buy a new car, which you obviously did, so that's great.","start":568.99,"end":580.45,"sentiment":"neutral","sentiment_score":0.2782409359579501},{"text":"Otherwise, it was just to focus on paying down the mortgage.","start":581.635,"end":584.695,"sentiment":"neutral","sentiment_score":0.05473054776137525},{"text":"What would you say that's kind of so paying off the mortgage is your kind of main priority?","start":585.315,"end":590.29504,"sentiment":"neutral","sentiment_score":0.09141910593542787}],"sentiment":"neutral","sentiment_score":0.2060153116653492,"num_words":77,"start":567.31,"end":590.29504},{"sentences":[{"text":"But for you, it's your goals anyway.","start":595.33,"end":597.51,"sentiment":"positive","sentiment_score":0.42163518922669546},{"text":"And is there anything else, like, that you guys are working towards that you are wanting to achieve otherwise?","start":599.81006,"end":604.95,"sentiment":"neutral","sentiment_score":0.28944220982099833},{"text":"No?","start":611.435,"end":611.935,"sentiment":"neutral","sentiment_score":-0.098136305809021},{"text":"No.","start":613.755,"end":614.255,"sentiment":"neutral","sentiment_score":-0.12747138738632202},{"text":"Yeah.","start":618.33,"end":618.65,"sentiment":"neutral","sentiment_score":0.0435170903801918}],"sentiment":"neutral","sentiment_score":0.28512957615071327,"num_words":29,"start":595.33,"end":618.65},{"sentences":[{"text":"Just yep.","start":618.65,"end":619.55,"sentiment":"neutral","sentiment_score":0.05484233610332012},{"text":"Just do some house.","start":619.69,"end":620.75,"sentiment":"neutral","sentiment_score":0.0533013679087162},{"text":"Yeah.","start":621.93,"end":622.41,"sentiment":"neutral","sentiment_score":0.041647084057331085},{"text":"House.","start":622.41,"end":622.91,"sentiment":"neutral","sentiment_score":0.032127343118190765},{"text":"Yeah.","start":623.37,"end":623.77,"sentiment":"neutral","sentiment_score":0.07663878798484802}],"sentiment":"neutral","sentiment_score":0.05258926211131944,"num_words":9,"start":618.65,"end":623.77},{"sentences":[{"text":"I might increase the value a little bit more in the house group.","start":623.77,"end":626.58997,"sentiment":"neutral","sentiment_score":0.11478114471985744},{"text":"And when it comes to superannuation, I have here that, ideally, you would love to access super at the age of 60.","start":628.97,"end":636.005,"sentiment":"positive","sentiment_score":0.3896099809895862},{"text":"And you wanted in terms of an income drawing from super when you retire, aiming for about the same as you what you are on now.","start":637.26495,"end":645.7,"sentiment":"positive","sentiment_score":0.35561882761808544},{"text":"Is that still kind of the goal for you?","start":646.16,"end":648.66,"sentiment":"neutral","sentiment_score":0.3123791714509328},{"text":"Yep.","start":650.24,"end":650.72,"sentiment":"neutral","sentiment_score":0.24950328469276428}],"sentiment":"neutral","sentiment_score":0.3150785888584567,"num_words":71,"start":623.77,"end":650.72},{"sentences":[{"text":"Okay.","start":650.72,"end":651.22,"sentiment":"positive","sentiment_score":0.5022609233856201},{"text":"Perfect.","start":651.27997,"end":651.77997,"sentiment":"positive","sentiment_score":0.6365705728530884},{"text":"Now the next thing I do wanna quickly run through, it is just a bit of an updated risk profile questionnaire.","start":653.27997,"end":658.54504,"sentiment":"neutral","sentiment_score":0.21385069297892706},{"text":"I was trying to make it quick for you because I know you're sitting in the car.","start":658.54504,"end":661.205,"sentiment":"neutral","sentiment_score":0.19072724046076045},{"text":"It's just multiple choice.","start":661.66504,"end":663.025,"sentiment":"neutral","sentiment_score":0.0556936701759696}],"sentiment":"neutral","sentiment_score":0.20670076857574962,"num_words":44,"start":650.72,"end":663.025},{"sentences":[{"text":"No right or wrong answers.","start":663.025,"end":664.325,"sentiment":"neutral","sentiment_score":-0.07994282990694046},{"text":"Whatever you feel is the most appropriate for you, and that is just to see if we need to make any changes to your risk profile.","start":664.385,"end":670.085,"sentiment":"neutral","sentiment_score":0.13391289487481117},{"text":"So think of these in regards to your superannuation as well.","start":671.13,"end":674.91,"sentiment":"neutral","sentiment_score":0.11890956894917921},{"text":"So have you ever bought direct share yourself?","start":676.32996,"end":680.91,"sentiment":"neutral","sentiment_score":0.011121141840703785},{"text":"Direct shares like stocks on the stock market?","start":682.01,"end":684.26996,"sentiment":"neutral","sentiment_score":-0.012888393132016063}],"sentiment":"neutral","sentiment_score":0.07544635112622175,"num_words":58,"start":663.025,"end":684.26996},{"sentences":[{"text":"No.","start":686.055,"end":686.455,"sentiment":"neutral","sentiment_score":-0.10722432285547256},{"text":"No problem.","start":686.455,"end":687.515,"sentiment":"neutral","sentiment_score":-0.07832051441073418},{"text":"Next is in regards to inflation.","start":688.615,"end":690.955,"sentiment":"neutral","sentiment_score":-0.08078558122118314},{"text":"So inflation means that things are getting more expensive over time, making your money worth less, and everything is costing a little bit more.","start":691.575,"end":698.82,"sentiment":"neutral","sentiment_score":-0.1417111794774731},{"text":"Now how much of a risk are you willing to take in order to kinda keep up with your rising prices?","start":699.78,"end":705.48,"sentiment":"neutral","sentiment_score":-0.08919671266561463}],"sentiment":"neutral","sentiment_score":-0.11153292800817224,"num_words":54,"start":686.055,"end":705.48},{"sentences":[{"text":"Or would you say very high risk, just high, moderate, or a small amount of risk for your super?","start":706.18,"end":713.0,"sentiment":"neutral","sentiment_score":-0.08101896824021089},{"text":"This is more so just to gauge your behavior around it.","start":722.075,"end":726.015,"sentiment":"neutral","sentiment_score":0.01386082578789104},{"text":"Now, obviously, it's sometimes a bit tricky because some some investments, it depends what it is and stuff, but it's more so for me to gauge how like, your behavior around the investment and how you feel about the investment.","start":726.22,"end":738.24,"sentiment":"neutral","sentiment_score":-0.050594381522387266},{"text":"So, like, overall, would you say for your super that you would be willing to accept you a bit more of, like, those high risks having more in, like, your growth assets, so the ones that fluctuate a little bit more in order to grow it long term?","start":739.275,"end":752.655,"sentiment":"neutral","sentiment_score":-0.0277379429511105},{"text":"Do you want a little bit more towards defensive or somewhere, like, in the middle?","start":752.86,"end":757.76,"sentiment":"neutral","sentiment_score":-0.05371243829528491}],"sentiment":"neutral","sentiment_score":-0.04171258954793439,"num_words":133,"start":706.18,"end":757.76},{"sentences":[{"text":"High risk.","start":760.7,"end":761.26,"sentiment":"neutral","sentiment_score":-0.045094357803463936},{"text":"Okay.","start":761.26,"end":761.58,"sentiment":"neutral","sentiment_score":0.11103877425193788},{"text":"Perfect.","start":761.58,"end":761.98004,"sentiment":"positive","sentiment_score":0.34359219670295715},{"text":"So not super high, but a little bit more than moderate.","start":761.98004,"end":764.48004,"sentiment":"neutral","sentiment_score":0.08061911775307222},{"text":"Yep.","start":766.075,"end":766.575,"sentiment":"neutral","sentiment_score":0.0883907601237297}],"sentiment":"neutral","sentiment_score":0.0837277069222182,"num_words":16,"start":760.7,"end":766.575},{"sentences":[{"text":"Yes.","start":767.91504,"end":768.395,"sentiment":"neutral","sentiment_score":0.14012739062309265},{"text":"Okay.","start":768.395,"end":768.79504,"sentiment":"neutral","sentiment_score":0.21466240286827087},{"text":"Perfect.","start":768.79504,"end":769.29504,"sentiment":"neutral","sentiment_score":0.3268970847129822},{"text":"And fluctuation wise volatility, if you ever notice like, if you place an investment and after six months, it went down by 20% due to general trends in the market.","start":770.635,"end":783.27997,"sentiment":"neutral","sentiment_score":-0.056428149715065955},{"text":"So not like one particular investment that's gone bad, just typical trends in the market, what's happened.","start":783.27997,"end":788.74,"sentiment":"neutral","sentiment_score":-0.1663580777890542}],"sentiment":"neutral","sentiment_score":-0.07678489871323109,"num_words":50,"start":767.91504,"end":788.74},{"sentences":[{"text":"Would you say that you would if you had the option to do so, take advantage of that by thinking that now is potentially a good time to invest a little bit more.","start":789.36,"end":796.935,"sentiment":"neutral","sentiment_score":0.028923675869450424},{"text":"Would you hold and wait to see what happens, or would you want to sell and move through a bit more of a secure asset?","start":797.315,"end":803.975,"sentiment":"neutral","sentiment_score":-0.07649398416280746},{"text":"But that means you are then selling when the prices have dropped.","start":804.22,"end":806.96,"sentiment":"neutral","sentiment_score":-0.1252705349276463},{"text":"Right.","start":810.3,"end":810.77997,"sentiment":"neutral","sentiment_score":0.0839424580335617},{"text":"Perfect.","start":810.77997,"end":811.27997,"sentiment":"neutral","sentiment_score":0.21311715245246887}],"sentiment":"neutral","sentiment_score":-0.03005632095866733,"num_words":72,"start":789.36,"end":811.27997},{"sentences":[{"text":"Yep.","start":811.58,"end":811.98,"sentiment":"neutral","sentiment_score":0.13611048460006714},{"text":"And would you say that you would invest heavily or just modestly?","start":811.98,"end":815.52,"sentiment":"neutral","sentiment_score":0.08324146953721841},{"text":"Yep.","start":825.675,"end":826.075,"sentiment":"neutral","sentiment_score":0.06975987553596497},{"text":"Okay.","start":826.075,"end":826.575,"sentiment":"neutral","sentiment_score":0.08664587140083313},{"text":"Perfect.","start":826.635,"end":827.135,"sentiment":"neutral","sentiment_score":0.1992917358875275}],"sentiment":"neutral","sentiment_score":0.09316910011693835,"num_words":16,"start":811.58,"end":827.135},{"sentences":[{"text":"Yep.","start":827.515,"end":828.015,"sentiment":"neutral","sentiment_score":0.10424160957336426},{"text":"And next is in regards to fluctuations again.","start":829.86,"end":834.68,"sentiment":"neutral","sentiment_score":0.05753458198159933},{"text":"So if you ever noticed, obviously, superannuation or any other investment fluctuate or go down in value temporarily, would you say that you would feel optimistic about future potential opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start":834.9,"end":854.04504,"sentiment":"neutral","sentiment_score":0.09676867825063792},{"text":"Yep.","start":859.07996,"end":859.57996,"sentiment":"neutral","sentiment_score":-0.0022663362324237823},{"text":"Yes.","start":863.16,"end":863.66,"sentiment":"neutral","sentiment_score":0.09491071105003356}],"sentiment":"neutral","sentiment_score":0.08936335424130613,"num_words":55,"start":827.515,"end":863.66},{"sentences":[{"text":"Yes.","start":864.12,"end":864.62,"sentiment":"neutral","sentiment_score":0.23455074429512024},{"text":"Perfect.","start":864.83997,"end":865.31995,"sentiment":"positive","sentiment_score":0.5132430791854858},{"text":"So I would be concerned, but also understand that that is also the nature of the market, essentially.","start":865.31995,"end":869.89996,"sentiment":"neutral","sentiment_score":-0.014178636483848095},{"text":"Yeah.","start":870.86505,"end":871.185,"sentiment":"neutral","sentiment_score":0.11493896692991255},{"text":"Perfect.","start":871.185,"end":871.685,"sentiment":"neutral","sentiment_score":0.27030840516090393}],"sentiment":"neutral","sentiment_score":0.03990116994827986,"num_words":22,"start":864.12,"end":871.685},{"sentences":[{"text":"And last one here is in regards to borrowing money.","start":871.98505,"end":874.705,"sentiment":"neutral","sentiment_score":0.04366976302117109},{"text":"So would you ever consider taking out a loan to invest in stocks or funds?","start":874.705,"end":879.445,"sentiment":"neutral","sentiment_score":0.011990094557404518},{"text":"Would you ever consider taking out a loan to buy an investment property?","start":881.025,"end":884.24506,"sentiment":"neutral","sentiment_score":-0.04226113411669548},{"text":"No.","start":886.07,"end":886.39,"sentiment":"neutral","sentiment_score":-0.06855982542037964},{"text":"So just kinda for your own property like you have, essentially?","start":886.39,"end":889.20996,"sentiment":"neutral","sentiment_score":-0.02784807455133308}],"sentiment":"neutral","sentiment_score":-0.00615468680858612,"num_words":50,"start":871.98505,"end":889.20996},{"sentences":[{"text":"Yeah.","start":890.63,"end":891.11,"sentiment":"neutral","sentiment_score":0.1287745237350464},{"text":"Perfect.","start":891.11,"end":891.61,"sentiment":"positive","sentiment_score":0.33734142780303955},{"text":"Now that tells me here that you have come out as a growth investor, which is the portfolio we currently have you invested in.","start":893.02997,"end":898.63,"sentiment":"neutral","sentiment_score":0.2323912208278974},{"text":"So that's good.","start":898.63,"end":899.61,"sentiment":"positive","sentiment_score":0.4557197093963623},{"text":"Do you remember what it means to be an a growth investor at all?","start":900.315,"end":904.495,"sentiment":"neutral","sentiment_score":0.08965349915836539}],"sentiment":"neutral","sentiment_score":0.20153054343753082,"num_words":43,"start":890.63,"end":904.495},{"sentences":[{"text":"No.","start":907.35504,"end":907.85504,"sentiment":"neutral","sentiment_score":-0.07899276912212372},{"text":"No.","start":908.395,"end":908.715,"sentiment":"neutral","sentiment_score":-0.08599137514829636},{"text":"That's okay.","start":908.715,"end":909.53503,"sentiment":"neutral","sentiment_score":-0.023851100355386734},{"text":"Basically, it tells me that you are looking at getting as much growth as you can out of your superannuation, you know, while you do still have plenty of time until retirement, but also that you are prepared to experience, you know, some level of fluctuation in order to get that growth.","start":909.995,"end":923.57,"sentiment":"neutral","sentiment_score":0.03468082644618475},{"text":"And when we are talking about an asset allocation, we see about 80% invested in your growth assets.","start":923.95,"end":930.21,"sentiment":"neutral","sentiment_score":0.05123028262621827}],"sentiment":"neutral","sentiment_score":0.03395759077692354,"num_words":74,"start":907.35504,"end":930.21},{"sentences":[{"text":"So that will be things like Australian shares, international shares, as well as property and commodities, and then about 20% in defensive.","start":930.685,"end":938.625,"sentiment":"neutral","sentiment_score":0.058159193616699086},{"text":"So, like, your cash, your gold, your fixed interest, but limit fluctuations a little bit.","start":938.845,"end":943.165,"sentiment":"neutral","sentiment_score":0.0006728269159793854},{"text":"Are you still comfortable with that?","start":943.165,"end":944.865,"sentiment":"neutral","sentiment_score":-0.03482908445099989},{"text":"Yep.","start":946.0,"end":946.48,"sentiment":"neutral","sentiment_score":0.0994834154844284},{"text":"Great.","start":946.48,"end":946.8,"sentiment":"positive","sentiment_score":0.36755239963531494}],"sentiment":"neutral","sentiment_score":0.034392354927129214,"num_words":45,"start":930.685,"end":946.8},{"sentences":[{"text":"Perfect.","start":946.8,"end":947.3,"sentiment":"neutral","sentiment_score":0.29604804515838623},{"text":"And when we are looking yeah.","start":947.76,"end":949.54,"sentiment":"neutral","sentiment_score":0.005972147298355897},{"text":"Yeah.","start":952.16,"end":952.66,"sentiment":"neutral","sentiment_score":-0.08068141341209412},{"text":"Mhmm.","start":958.015,"end":958.515,"sentiment":"neutral","sentiment_score":-0.010174859315156937},{"text":"Yes.","start":961.775,"end":962.175,"sentiment":"neutral","sentiment_score":0.06829631328582764}],"sentiment":"neutral","sentiment_score":0.03093209695070982,"num_words":10,"start":946.8,"end":962.175},{"sentences":[{"text":"Yes.","start":962.175,"end":962.675,"sentiment":"neutral","sentiment_score":0.19322122633457184},{"text":"Yep.","start":963.615,"end":964.115,"sentiment":"neutral","sentiment_score":0.06026384234428406},{"text":"Okay.","start":969.055,"end":969.555,"sentiment":"neutral","sentiment_score":0.03749939799308777},{"text":"Yep.","start":970.23,"end":970.73,"sentiment":"neutral","sentiment_score":0.033041179180145264},{"text":"Yep.","start":971.67,"end":972.17,"sentiment":"neutral","sentiment_score":0.03521382063627243}],"sentiment":"neutral","sentiment_score":0.07184789329767227,"num_words":5,"start":962.175,"end":972.17},{"sentences":[{"text":"Yep.","start":976.87,"end":977.37,"sentiment":"neutral","sentiment_score":0.007246772758662701},{"text":"Yep.","start":985.04504,"end":985.525,"sentiment":"neutral","sentiment_score":-0.024042874574661255},{"text":"Yep.","start":985.525,"end":986.025,"sentiment":"neutral","sentiment_score":-0.00674924161285162},{"text":"Mhmm.","start":998.66003,"end":999.16003,"sentiment":"neutral","sentiment_score":0.0315973237156868},{"text":"Yep.","start":999.86005,"end":1000.36005,"sentiment":"neutral","sentiment_score":-0.010994696989655496}],"sentiment":"neutral","sentiment_score":-0.0005885433405637744,"num_words":5,"start":976.87,"end":1000.36005},{"sentences":[{"text":"Okay.","start":1001.38,"end":1001.88,"sentiment":"neutral","sentiment_score":-0.017764870077371597},{"text":"Yep.","start":1002.18005,"end":1002.68005,"sentiment":"neutral","sentiment_score":-0.007379024289548397},{"text":"Yep.","start":1006.83496,"end":1007.33496,"sentiment":"neutral","sentiment_score":0.017084259539842606},{"text":"Yep.","start":1008.27496,"end":1008.755,"sentiment":"neutral","sentiment_score":0.12359653413295746},{"text":"And it's good to know as well.","start":1008.755,"end":1010.195,"sentiment":"positive","sentiment_score":0.35371207765170504}],"sentiment":"neutral","sentiment_score":0.23559285844252867,"num_words":11,"start":1001.38,"end":1010.195},{"sentences":[{"text":"And then when it's good because I'll put a little note here.","start":1010.195,"end":1013.475,"sentiment":"neutral","sentiment_score":0.23777220274011293},{"text":"So if we see it, it's because, obviously, what's changing.","start":1013.475,"end":1016.615,"sentiment":"neutral","sentiment_score":0.07189431488513946},{"text":"Now while you are still in growth, though, it is still like, your money will still grow.","start":1019.16,"end":1023.0,"sentiment":"neutral","sentiment_score":-0.09655963235041674},{"text":"Obviously, having less money going in from super exact exactly.","start":1023.0,"end":1028.46,"sentiment":"neutral","sentiment_score":-0.07849037274718285},{"text":"Mhmm.","start":1029.24,"end":1029.64,"sentiment":"neutral","sentiment_score":0.0062384940683841705}],"sentiment":"neutral","sentiment_score":0.02304061196744442,"num_words":50,"start":1010.195,"end":1029.64},{"sentences":[{"text":"But Yeah.","start":1029.64,"end":1044.8099,"sentiment":"neutral","sentiment_score":-0.014379600062966347},{"text":"Okay.","start":1047.27,"end":1047.75,"sentiment":"neutral","sentiment_score":0.06701947748661041},{"text":"Yep.","start":1047.75,"end":1048.07,"sentiment":"neutral","sentiment_score":0.08534412831068039},{"text":"Yep.","start":1048.07,"end":1048.39,"sentiment":"neutral","sentiment_score":0.14942756295204165},{"text":"Perfect.","start":1048.39,"end":1048.89,"sentiment":"positive","sentiment_score":0.362787663936615}],"sentiment":"neutral","sentiment_score":0.10596993876000245,"num_words":6,"start":1029.64,"end":1048.89},{"sentences":[{"text":"Oh, that's good.","start":1049.0299,"end":1050.01,"sentiment":"neutral","sentiment_score":0.28476319710413617},{"text":"We'll keep a little look at it look at it for it.","start":1050.47,"end":1052.39,"sentiment":"neutral","sentiment_score":0.20789918303489685},{"text":"And if you do need the contribution forms or anything when the time comes, just let us know.","start":1052.39,"end":1058.355,"sentiment":"neutral","sentiment_score":0.13546085730195045},{"text":"But with that, I do wanna just check quickly with your insurances just to see if you how that's all looking.","start":1059.855,"end":1065.715,"sentiment":"neutral","sentiment_score":0.07850826904177666},{"text":"Now do you have access to your emails at the moment, or is it a bit tricky on the phone?","start":1066.095,"end":1071.0751,"sentiment":"neutral","sentiment_score":-0.007776228059083223}],"sentiment":"neutral","sentiment_score":0.09838546361975573,"num_words":74,"start":1049.0299,"end":1071.0751},{"sentences":[{"text":"Yeah.","start":1073.06,"end":1073.3,"sentiment":"neutral","sentiment_score":0.08784814924001694},{"text":"Okay.","start":1073.3,"end":1073.54,"sentiment":"neutral","sentiment_score":0.0970207452774048},{"text":"Perfect.","start":1073.54,"end":1074.04,"sentiment":"positive","sentiment_score":0.3417653441429138},{"text":"No.","start":1074.9801,"end":1075.2201,"sentiment":"neutral","sentiment_score":0.05148538202047348},{"text":"That's all good.","start":1075.2201,"end":1076.1001,"sentiment":"neutral","sentiment_score":0.1745731234550476}],"sentiment":"neutral","sentiment_score":0.1574055701494217,"num_words":7,"start":1073.06,"end":1076.1001},{"sentences":[{"text":"Most people are fine, but I just do like to recheck.","start":1076.1001,"end":1079.3201,"sentiment":"neutral","sentiment_score":0.1448167007077824},{"text":"So I have to send you an email with some documents if you're able to access that for me.","start":1079.8601,"end":1084.575,"sentiment":"neutral","sentiment_score":0.11504353269150383},{"text":"Now we have recently changed the software, so it might look a little bit different to what you are used to.","start":1086.495,"end":1091.475,"sentiment":"neutral","sentiment_score":-0.0018692081794142723},{"text":"But, basically, if you can click on the email, but before you click on the link or it says sign now, there should be a couple of attachments at the bottom of the email.","start":1092.0149,"end":1101.1799,"sentiment":"neutral","sentiment_score":0.018179919433725232},{"text":"Can you see those?","start":1101.1799,"end":1102.1599,"sentiment":"neutral","sentiment_score":0.019402623642235994}],"sentiment":"neutral","sentiment_score":0.04983466530867507,"num_words":89,"start":1076.1001,"end":1102.1599},{"sentences":[{"text":"And if you just kinda scroll down in that email, can you see a couple of, like, PDF documents?","start":1106.7799,"end":1111.12,"sentiment":"neutral","sentiment_score":0.017890898657864647},{"text":"Yes.","start":1115.785,"end":1116.285,"sentiment":"neutral","sentiment_score":0.03205190971493721},{"text":"Sorry.","start":1116.3451,"end":1116.665,"sentiment":"neutral","sentiment_score":-0.004229693673551083},{"text":"That should be yes.","start":1116.665,"end":1120.125,"sentiment":"neutral","sentiment_score":0.023066793102771044},{"text":"Perfect.","start":1120.185,"end":1120.685,"sentiment":"positive","sentiment_score":0.519058346748352}],"sentiment":"neutral","sentiment_score":0.03765672345000964,"num_words":26,"start":1106.7799,"end":1120.685},{"sentences":[{"text":"So I'll make it quick for you.","start":1120.745,"end":1123.9451,"sentiment":"positive","sentiment_score":0.4436496709074293},{"text":"The the first three ones, so the services guide version one and financial services guide version two, I'll let you have a read over in your own time.","start":1123.9451,"end":1131.59,"sentiment":"neutral","sentiment_score":0.1278586329094001},{"text":"You would have seen this one before.","start":1131.59,"end":1132.95,"sentiment":"neutral","sentiment_score":0.04700812005570957},{"text":"It's just a bit of an updated version.","start":1132.95,"end":1134.89,"sentiment":"neutral","sentiment_score":0.062404271215200424},{"text":"It is one of those compliance documents, but, basically, everything that you do need to know about us is in there.","start":1135.1901,"end":1140.285,"sentiment":"neutral","sentiment_score":0.07561216512251467}],"sentiment":"neutral","sentiment_score":0.1281934633168956,"num_words":71,"start":1120.745,"end":1140.285},{"sentences":[{"text":"None of the important information has changed.","start":1140.525,"end":1143.165,"sentiment":"neutral","sentiment_score":-0.0836812938962664},{"text":"We've had a bit of an extension to the team, which is good, and also a bit more, updates to marketing.","start":1143.165,"end":1148.285,"sentiment":"neutral","sentiment_score":0.11050890510280927},{"text":"So as you if you do have a look through it, you will see a photos of all the directors and our advisers.","start":1148.285,"end":1153.3451,"sentiment":"neutral","sentiment_score":0.09310176515060922},{"text":"I'm there as well if you do wanna put a face to the voice.","start":1153.5651,"end":1156.51,"sentiment":"neutral","sentiment_score":0.08412743891988482},{"text":"But, otherwise, I will let you have a read over those in your own time.","start":1156.51,"end":1160.29,"sentiment":"neutral","sentiment_score":0.06397703985373179}],"sentiment":"neutral","sentiment_score":0.07517122863791884,"num_words":80,"start":1140.525,"end":1160.29},{"sentences":[{"text":"If you can then open can you see one with a summary of insurance and superannuation?","start":1161.7101,"end":1166.4501,"sentiment":"neutral","sentiment_score":0.11217821389436722},{"text":"Yep.","start":1168.175,"end":1168.575,"sentiment":"neutral","sentiment_score":0.15753792226314545},{"text":"Perfect.","start":1168.575,"end":1169.075,"sentiment":"positive","sentiment_score":0.42796510457992554},{"text":"So that gives you a bit of a update on your situation.","start":1169.295,"end":1172.435,"sentiment":"neutral","sentiment_score":0.27967802062630653},{"text":"So you can see you'll have 24.","start":1172.495,"end":1174.515,"sentiment":"neutral","sentiment_score":0.1695152563708169}],"sentiment":"neutral","sentiment_score":0.18711074300714442,"num_words":37,"start":1161.7101,"end":1174.515},{"sentences":[{"text":"It's where you have your super.","start":1174.575,"end":1176.035,"sentiment":"neutral","sentiment_score":0.15882067382335663},{"text":"You do have about 399,000 in them, and then you have insurances.","start":1176.175,"end":1181.85,"sentiment":"neutral","sentiment_score":0.09453546504179637},{"text":"So you have your insurances with Encompass.","start":1182.15,"end":1184.49,"sentiment":"neutral","sentiment_score":0.08703807102782386},{"text":"You have life and PPD of 841,080.","start":1185.27,"end":1190.97,"sentiment":"neutral","sentiment_score":0.08720070123672485},{"text":"Are you still happy with the level of cover for life and PPD, or what are your thoughts on that?","start":1191.4299,"end":1197.365,"sentiment":"neutral","sentiment_score":0.1510409265756607}],"sentiment":"neutral","sentiment_score":0.12168922232320675,"num_words":52,"start":1174.575,"end":1197.365},{"sentences":[{"text":"That's okay?","start":1201.665,"end":1202.305,"sentiment":"neutral","sentiment_score":0.22746901959180832},{"text":"Okay.","start":1202.305,"end":1202.805,"sentiment":"neutral","sentiment_score":0.09960342198610306},{"text":"So with with your income protection, that's the only thing that would we'd have to keep in mind for if you earn less.","start":1203.105,"end":1214.37,"sentiment":"neutral","sentiment_score":-0.043464731263077774},{"text":"So it's more so in regards to the the take home pay because that is 70% of your income at the time of claim.","start":1215.47,"end":1223.89,"sentiment":"neutral","sentiment_score":0.02948844952819248},{"text":"So just let us know.","start":1224.11,"end":1227.465,"sentiment":"neutral","sentiment_score":0.09607607871294022}],"sentiment":"neutral","sentiment_score":0.013508287715640934,"num_words":55,"start":1201.665,"end":1227.465},{"sentences":[{"text":"The only thing is if we, let's say, decrease it.","start":1227.465,"end":1230.4249,"sentiment":"neutral","sentiment_score":-0.01589710619300604},{"text":"So if we reduce it for you, obviously, it'll make the premium cheaper.","start":1230.4249,"end":1233.8849,"sentiment":"neutral","sentiment_score":0.03492943054208389},{"text":"But if anything changes and let's say you go back, like, you only do it for a little bit and then you go back to similar structure you have now, the only yes.","start":1234.345,"end":1248.72,"sentiment":"neutral","sentiment_score":0.008566958857982448},{"text":"Yes.","start":1251.355,"end":1251.755,"sentiment":"neutral","sentiment_score":0.08328811824321747},{"text":"Flexibility.","start":1251.755,"end":1252.255,"sentiment":"neutral","sentiment_score":0.13700291514396667}],"sentiment":"neutral","sentiment_score":0.013760555358924743,"num_words":58,"start":1227.465,"end":1252.255},{"sentences":[{"text":"Okay.","start":1252.875,"end":1253.375,"sentiment":"neutral","sentiment_score":0.08290795981884003},{"text":"Great.","start":1253.515,"end":1254.015,"sentiment":"positive","sentiment_score":0.5740076303482056},{"text":"Because that's the one thing, especially then with your with your income protection that, yes, if you were through let's say you do start the job and you you have to go on claim, you can only get 70% of the income that you're earning at the time.","start":1254.0751,"end":1266.35,"sentiment":"neutral","sentiment_score":0.20271247966835895},{"text":"But if we do correct.","start":1266.57,"end":1268.35,"sentiment":"neutral","sentiment_score":0.055531810969114304},{"text":"If we do decrease it and then let's say six months later, you go back to earning 200,000 and we've decreased it, yes, the problem correct.","start":1268.41,"end":1279.6849,"sentiment":"neutral","sentiment_score":0.017261985653581526}],"sentiment":"neutral","sentiment_score":0.1372047567418144,"num_words":81,"start":1252.875,"end":1279.6849},{"sentences":[{"text":"The problem is it's very easy to decrease it.","start":1279.6849,"end":1281.845,"sentiment":"neutral","sentiment_score":0.0013994425535202026},{"text":"The insurers are happy.","start":1281.845,"end":1282.805,"sentiment":"positive","sentiment_score":0.3428904339671135},{"text":"They take on less risk.","start":1282.805,"end":1283.925,"sentiment":"neutral","sentiment_score":0.27453079223632815},{"text":"Just a quick form, happy days.","start":1283.925,"end":1285.465,"sentiment":"neutral","sentiment_score":0.2947228252887726},{"text":"It's tricky to do the other way.","start":1285.845,"end":1287.125,"sentiment":"neutral","sentiment_score":-0.22961305880120822}],"sentiment":"neutral","sentiment_score":0.09412439419857917,"num_words":31,"start":1279.6849,"end":1287.125},{"sentences":[{"text":"Because if we, let's say, decrease it to, let's say, 5,000, and then you go, oh, actually, six months, I wanna offer it through ten again, the insurance will be like, okay.","start":1287.125,"end":1296.61,"sentiment":"neutral","sentiment_score":-0.09037827176507562},{"text":"Well, we are now taking on more risks, so we like to do the whole pre assessment again.","start":1296.61,"end":1300.3099,"sentiment":"neutral","sentiment_score":-0.09576274847818746},{"text":"And if there is any health issues whatsoever or even with the cardiogram, like, if there is anything that could potentially cause issues.","start":1300.5299,"end":1309.355,"sentiment":"neutral","sentiment_score":-0.14880893152693045},{"text":"So exactly.","start":1309.575,"end":1312.135,"sentiment":"neutral","sentiment_score":-0.044095562770962715},{"text":"So especially if it is something that you are looking at going back to, yes, it will mean that you are slightly over insured and paying for a little bit more than you could potentially get if something were to happen, especially if it is a bit more not super certain.","start":1312.135,"end":1326.46,"sentiment":"neutral","sentiment_score":-0.20724645337345554}],"sentiment":"neutral","sentiment_score":-0.1483825384269631,"num_words":126,"start":1287.125,"end":1326.46},{"sentences":[{"text":"Exactly.","start":1329.24,"end":1329.74,"sentiment":"neutral","sentiment_score":-0.033428728580474854},{"text":"Exactly.","start":1330.12,"end":1330.62,"sentiment":"neutral","sentiment_score":0.007400594651699066},{"text":"Because then, yeah, you don't wanna do decrease and then, oh, no.","start":1330.84,"end":1334.955,"sentiment":"neutral","sentiment_score":-0.10115268484999736},{"text":"I need more, and then we've kind of screwed herself over.","start":1334.955,"end":1338.315,"sentiment":"neutral","sentiment_score":-0.22848191857337952},{"text":"So I just wanted to let you know.","start":1338.315,"end":1340.255,"sentiment":"neutral","sentiment_score":-0.036040578270331025}],"sentiment":"neutral","sentiment_score":-0.1224692752302596,"num_words":33,"start":1329.24,"end":1340.255},{"sentences":[{"text":"Yeah.","start":1340.315,"end":1340.815,"sentiment":"neutral","sentiment_score":-0.0023369770497083664},{"text":"Yeah.","start":1342.075,"end":1342.575,"sentiment":"neutral","sentiment_score":0.09672144055366516},{"text":"Mhmm.","start":1346.395,"end":1346.5549,"sentiment":"neutral","sentiment_score":0.05566054582595825},{"text":"Okay.","start":1346.5549,"end":1346.875,"sentiment":"neutral","sentiment_score":0.13429000973701477},{"text":"Good.","start":1346.875,"end":1347.115,"sentiment":"positive","sentiment_score":0.3836875557899475}],"sentiment":"neutral","sentiment_score":0.13360451497137546,"num_words":5,"start":1340.315,"end":1347.115},{"sentences":[{"text":"Okay.","start":1347.115,"end":1347.4349,"sentiment":"positive","sentiment_score":0.3957098722457886},{"text":"Perfect.","start":1347.4349,"end":1347.9349,"sentiment":"positive","sentiment_score":0.5866379737854004},{"text":"From the okay.","start":1355.42,"end":1356.14,"sentiment":"neutral","sentiment_score":0.11800222347180049},{"text":"Well, then it'll be basically same same.","start":1356.14,"end":1357.98,"sentiment":"neutral","sentiment_score":0.08792298712900706},{"text":"They would just need sometimes as a like, if it's, like, from a business owner, they would just need different documentation to show it.","start":1357.98,"end":1365.135,"sentiment":"neutral","sentiment_score":0.006458969709152977}],"sentiment":"neutral","sentiment_score":0.05852307498248087,"num_words":36,"start":1347.115,"end":1365.135},{"sentences":[{"text":"But, basically, at the end of the day, they just need to prove your take home pay.","start":1365.275,"end":1368.875,"sentiment":"neutral","sentiment_score":0.025137924315298304},{"text":"And if the take home pay stays the same, definitely matter where it comes from.","start":1368.875,"end":1373.375,"sentiment":"neutral","sentiment_score":0.014261436834931373},{"text":"Yeah.","start":1373.755,"end":1374.255,"sentiment":"neutral","sentiment_score":0.03419256955385208},{"text":"Okay.","start":1374.795,"end":1375.1951,"sentiment":"neutral","sentiment_score":0.07872221618890762},{"text":"Perfect.","start":1375.1951,"end":1375.6951,"sentiment":"neutral","sentiment_score":0.2635495960712433}],"sentiment":"neutral","sentiment_score":0.029078018505658422,"num_words":35,"start":1365.275,"end":1375.6951},{"sentences":[{"text":"Yep.","start":1378.12,"end":1378.6001,"sentiment":"neutral","sentiment_score":0.11185135692358016},{"text":"Okay.","start":1378.6001,"end":1379.0,"sentiment":"positive","sentiment_score":0.3337613046169281},{"text":"Amazing.","start":1379.0,"end":1379.5,"sentiment":"positive","sentiment_score":0.6281379461288452},{"text":"Perfect.","start":1379.56,"end":1380.06,"sentiment":"positive","sentiment_score":0.6173509359359741},{"text":"You can see here that because of the way it's structured, you get a 15% rebate in tax.","start":1380.68,"end":1386.2201,"sentiment":"neutral","sentiment_score":0.30449753668573165}],"sentiment":"neutral","sentiment_score":0.3260026001794772,"num_words":22,"start":1378.12,"end":1386.2201},{"sentences":[{"text":"So after that, it is 3,594 for all three inside super for you.","start":1386.3601,"end":1391.595,"sentiment":"neutral","sentiment_score":0.2798521885505089},{"text":"Perfect.","start":1393.4349,"end":1393.9349,"sentiment":"positive","sentiment_score":0.45934823155403137},{"text":"Now the next document you should have is your twelve month performance report.","start":1394.715,"end":1400.335,"sentiment":"neutral","sentiment_score":0.17117731022433594},{"text":"Now I know you said that you are pretty across or keeping an eye on it every now and then, so I'll try not to spend too much time on this.","start":1400.635,"end":1407.18,"sentiment":"neutral","sentiment_score":0.006958891126898027},{"text":"But I do wanted to kind of revisit one of the investments.","start":1407.8201,"end":1410.78,"sentiment":"neutral","sentiment_score":0.15758365765213966}],"sentiment":"neutral","sentiment_score":0.120420874748379,"num_words":70,"start":1386.3601,"end":1410.78},{"sentences":[{"text":"So if you're happy for me to do so, I would like to do a little bit more research on your investment because there is one investment that I would like to look at potentially changing for you, and that is your Benelon Australia equity, which you may have seen if you've been keeping an eye on it that it's been underperforming a little bit.","start":1410.78,"end":1426.875,"sentiment":"neutral","sentiment_score":0.1336714978974599},{"text":"Yep.","start":1426.875,"end":1427.375,"sentiment":"neutral","sentiment_score":0.1360577642917633},{"text":"So I would like to do do some research and see if I can find a better alternative option that fits into your portfolio.","start":1428.5549,"end":1433.8201,"sentiment":"neutral","sentiment_score":0.2883888327827056},{"text":"That'll put you in a little bit better position, improve those returns a little bit for you as well.","start":1433.8201,"end":1440.0801,"sentiment":"positive","sentiment_score":0.5544314745225405},{"text":"So it does Yes.","start":1440.62,"end":1445.865,"sentiment":"positive","sentiment_score":0.346629086881876}],"sentiment":"neutral","sentiment_score":0.2448385086536935,"num_words":113,"start":1410.78,"end":1445.865},{"sentences":[{"text":"No.","start":1445.865,"end":1446.105,"sentiment":"neutral","sentiment_score":-0.08193662017583847},{"text":"I would like to do that.","start":1446.105,"end":1447.305,"sentiment":"neutral","sentiment_score":0.006096349408229192},{"text":"Yes.","start":1447.305,"end":1447.805,"sentiment":"neutral","sentiment_score":0.09968312829732896},{"text":"So it will take me about a week or two to put it all together.","start":1448.265,"end":1454.365,"sentiment":"neutral","sentiment_score":0.16876637538274128},{"text":"I am quite booked out for the next week, but let me see.","start":1455.545,"end":1460.765,"sentiment":"neutral","sentiment_score":0.21342801703856543}],"sentiment":"neutral","sentiment_score":0.14889956824481487,"num_words":36,"start":1445.865,"end":1460.765},{"sentences":[{"text":"Okay.","start":1464.7401,"end":1465.06,"sentiment":"neutral","sentiment_score":0.0931522250175476},{"text":"Let me have a look.","start":1465.06,"end":1465.9401,"sentiment":"neutral","sentiment_score":0.09448788166046143},{"text":"So which day usually works best?","start":1465.9401,"end":1469.06,"sentiment":"neutral","sentiment_score":0.05251401290297508},{"text":"Is Monday normally best for you?","start":1469.06,"end":1470.92,"sentiment":"neutral","sentiment_score":0.02662623254582286},{"text":"Or you go?","start":1472.5801,"end":1473.56,"sentiment":"neutral","sentiment_score":0.006653552874922752}],"sentiment":"neutral","sentiment_score":0.05049494117321003,"num_words":21,"start":1464.7401,"end":1473.56},{"sentences":[{"text":"Okay.","start":1475.265,"end":1475.765,"sentiment":"neutral","sentiment_score":0.03709692135453224},{"text":"Do you have your roster or anything for the week of the June 1?","start":1475.985,"end":1480.385,"sentiment":"neutral","sentiment_score":0.028474539518356323},{"text":"So between the June or two weeks?","start":1480.385,"end":1485.0449,"sentiment":"neutral","sentiment_score":0.010861413686403207},{"text":"Yes.","start":1488.5599,"end":1489.0599,"sentiment":"neutral","sentiment_score":0.023598629981279373},{"text":"Sorry.","start":1495.2,"end":1495.355,"sentiment":"neutral","sentiment_score":-0.1809414178133011}],"sentiment":"neutral","sentiment_score":0.014767815941013396,"num_words":24,"start":1475.265,"end":1495.355},{"sentences":[{"text":"Not a good time.","start":1495.355,"end":1496.58,"sentiment":"negative","sentiment_score":-0.341569684445858},{"text":"Okay.","start":1503.0549,"end":1503.5549,"sentiment":"neutral","sentiment_score":-0.004442441277205944},{"text":"Okay.","start":1513.63,"end":1514.13,"sentiment":"neutral","sentiment_score":0.03294871374964714},{"text":"Yeah.","start":1514.75,"end":1515.07,"sentiment":"neutral","sentiment_score":0.06835794448852539},{"text":"We can do an afternoon appointment that day.","start":1515.07,"end":1517.65,"sentiment":"neutral","sentiment_score":0.04987950762733817}],"sentiment":"neutral","sentiment_score":-0.058025230653584,"num_words":15,"start":1495.355,"end":1517.65},{"sentences":[{"text":"Yes?","start":1518.83,"end":1519.31,"sentiment":"neutral","sentiment_score":-0.006649591960012913},{"text":"Sorry.","start":1519.31,"end":1519.81,"sentiment":"neutral","sentiment_score":-0.2099752128124237},{"text":"That's okay.","start":1523.645,"end":1524.465,"sentiment":"neutral","sentiment_score":-0.03178255818784237},{"text":"Yeah.","start":1527.645,"end":1528.125,"sentiment":"neutral","sentiment_score":0.08996859192848206},{"text":"Yep.","start":1528.125,"end":1528.625,"sentiment":"neutral","sentiment_score":0.11003275960683824}],"sentiment":"neutral","sentiment_score":-0.01336476160213351,"num_words":6,"start":1518.83,"end":1528.625},{"sentences":[{"text":"Okay.","start":1534.06,"end":1534.56,"sentiment":"neutral","sentiment_score":0.08203736692667007},{"text":"Let it's okay for you.","start":1534.86,"end":1541.68,"sentiment":"neutral","sentiment_score":0.07408825755119323},{"text":"So yep.","start":1542.14,"end":1543.1,"sentiment":"neutral","sentiment_score":0.04089214652776718},{"text":"So about yep.","start":1543.1,"end":1545.5,"sentiment":"neutral","sentiment_score":0.06235019117593765},{"text":"Perfect.","start":1545.5,"end":1546.0,"sentiment":"positive","sentiment_score":0.3517732620239258}],"sentiment":"neutral","sentiment_score":0.08942389860749245,"num_words":12,"start":1534.06,"end":1546.0},{"sentences":[{"text":"So 01:30, Thursday, the fourth.","start":1546.06,"end":1547.8049,"sentiment":"neutral","sentiment_score":0.12210146337747574},{"text":"Yes.","start":1547.8049,"end":1548.125,"sentiment":"neutral","sentiment_score":0.1709713637828827},{"text":"I can do that.","start":1548.125,"end":1549.085,"sentiment":"neutral","sentiment_score":0.18607544153928757},{"text":"I can do that.","start":1549.085,"end":1549.985,"sentiment":"neutral","sentiment_score":0.198887150734663},{"text":"I'll book that in.","start":1550.7649,"end":1552.205,"sentiment":"neutral","sentiment_score":0.14005617424845695}],"sentiment":"neutral","sentiment_score":0.16008631926443842,"num_words":18,"start":1546.06,"end":1552.205},{"sentences":[{"text":"That is Thursday the fourth at 11:30AM your time.","start":1552.205,"end":1556.7849,"sentiment":"neutral","sentiment_score":0.08773882852660285},{"text":"Would you like a reminder text at, like, two hours before the appointment?","start":1558.0449,"end":1561.105,"sentiment":"neutral","sentiment_score":0.05622173587863262},{"text":"If anything changed You're good.","start":1561.73,"end":1563.5901,"sentiment":"neutral","sentiment_score":0.19001060873270034},{"text":"Reminder.","start":1565.49,"end":1565.99,"sentiment":"neutral","sentiment_score":0.10567152500152588},{"text":"Oh, great.","start":1566.37,"end":1567.01,"sentiment":"positive","sentiment_score":0.4272598773241043}],"sentiment":"neutral","sentiment_score":0.11435921154916287,"num_words":30,"start":1552.205,"end":1567.01},{"sentences":[{"text":"Love it.","start":1567.01,"end":1567.75,"sentiment":"positive","sentiment_score":0.6218796968460083},{"text":"Yeah.","start":1568.93,"end":1569.43,"sentiment":"neutral","sentiment_score":0.31396594643592834},{"text":"Perfect.","start":1569.5701,"end":1570.0701,"sentiment":"positive","sentiment_score":0.5256098508834839},{"text":"I'll book that in, and I will send you an email at the time with the documents to kind of go through a bit of a proposal for you with some investment changes.","start":1570.2101,"end":1580.045,"sentiment":"neutral","sentiment_score":0.2680748208905711},{"text":"I'll go through it with you, and then you can obviously let me know what you are thinking.","start":1580.265,"end":1583.805,"sentiment":"neutral","sentiment_score":0.25446518510580063}],"sentiment":"neutral","sentiment_score":0.2820032293146307,"num_words":55,"start":1567.01,"end":1583.805},{"sentences":[{"text":"Yeah.","start":1591.5399,"end":1591.86,"sentiment":"neutral","sentiment_score":0.17577561736106873},{"text":"I do very much appreciate the trust.","start":1591.86,"end":1593.96,"sentiment":"positive","sentiment_score":0.42291124165058136},{"text":"From the compliance point, I do still have to let you know and just make sure you're happy, but I do appreciate that you you have that full trust, which is really good to hear.","start":1594.5,"end":1604.435,"sentiment":"neutral","sentiment_score":0.3110406920313835},{"text":"Now yeah.","start":1604.435,"end":1610.295,"sentiment":"neutral","sentiment_score":0.20822823792696},{"text":"We'll we'll we'll try our best.","start":1610.8351,"end":1612.615,"sentiment":"neutral","sentiment_score":0.2533939878145854}],"sentiment":"neutral","sentiment_score":0.3129293908383332,"num_words":51,"start":1591.5399,"end":1612.615},{"sentences":[{"text":"Now otherwise, David, you will also see in the document a certificate of currency.","start":1614.1951,"end":1618.65,"sentiment":"neutral","sentiment_score":0.1405315441744668},{"text":"That just shows you your insurances again in a bit more detail, lets you know that's all paid up to date.","start":1619.13,"end":1624.27,"sentiment":"neutral","sentiment_score":0.19491445095766158},{"text":"You'll also have a Vanguard index chart.","start":1624.65,"end":1626.81,"sentiment":"neutral","sentiment_score":0.10356588129486356},{"text":"Probably seen this one before.","start":1626.81,"end":1628.01,"sentiment":"neutral","sentiment_score":0.057966078817844394},{"text":"It's just a good visual representation of what we are talking about the market.","start":1628.01,"end":1631.87,"sentiment":"positive","sentiment_score":0.5697728161300931}],"sentiment":"neutral","sentiment_score":0.24675829635291804,"num_words":61,"start":1614.1951,"end":1631.87},{"sentences":[{"text":"You can see if you do have a look at it at some point as well, it it show you kind of all the ups and downs of the market.","start":1632.355,"end":1637.975,"sentiment":"neutral","sentiment_score":0.2219972463945548},{"text":"Long term always goes up.","start":1638.2749,"end":1639.955,"sentiment":"neutral","sentiment_score":-0.020213698595762254},{"text":"Short term, some ups and downs depending on what is going on.","start":1639.955,"end":1643.015,"sentiment":"neutral","sentiment_score":-0.009627761940161387},{"text":"And then if you're happy to do so, if you're happy to click start now for me, it should ask you to sign one document, and that is your ongoing service agreement, which is just to say that you are happy to stay on as a client.","start":1644.56,"end":1660.175,"sentiment":"neutral","sentiment_score":0.2701697118104772},{"text":"Now there is no changes whatsoever in regards to the fee structure.","start":1660.795,"end":1665.055,"sentiment":"neutral","sentiment_score":0.014549502171576023}],"sentiment":"neutral","sentiment_score":0.18222534185591735,"num_words":106,"start":1632.355,"end":1665.055},{"sentences":[{"text":"Because of Yes.","start":1665.755,"end":1669.45,"sentiment":"neutral","sentiment_score":0.03152023380001386},{"text":"If you press sign or start, does that then take you up to, like, a hub 24 fee consent form?","start":1669.45,"end":1676.9099,"sentiment":"neutral","sentiment_score":0.04714250843971968},{"text":"Yes.","start":1684.4249,"end":1684.825,"sentiment":"neutral","sentiment_score":0.14262473583221436},{"text":"Yep.","start":1684.825,"end":1685.145,"sentiment":"neutral","sentiment_score":0.18184593319892883},{"text":"That's the one.","start":1685.145,"end":1686.125,"sentiment":"neutral","sentiment_score":0.22483710944652557}],"sentiment":"neutral","sentiment_score":0.07272831669875554,"num_words":28,"start":1665.755,"end":1686.125},{"sentences":[{"text":"And, yeah, there's no changes to the fee structure because, obviously, Kelly is a client as well.","start":1686.825,"end":1693.325,"sentiment":"neutral","sentiment_score":0.18182131056399906},{"text":"It is that reduced fee of 1.1 for both of you, which is great.","start":1693.59,"end":1698.23,"sentiment":"positive","sentiment_score":0.4814599198954446},{"text":"So no changes in regards to that.","start":1698.23,"end":1699.83,"sentiment":"neutral","sentiment_score":0.32795535027980804},{"text":"That stays exactly the same.","start":1699.83,"end":1701.61,"sentiment":"positive","sentiment_score":0.3686038553714752},{"text":"Just to say that you're happy to stay on as a client, not a locking contract at any point in time, though.","start":1702.23,"end":1706.47,"sentiment":"neutral","sentiment_score":0.3147834712131457}],"sentiment":"neutral","sentiment_score":0.3214668346712222,"num_words":65,"start":1686.825,"end":1706.47},{"sentences":[{"text":"So if it ever is that you're not happy, not a lock in contract.","start":1706.47,"end":1709.6549,"sentiment":"neutral","sentiment_score":-0.013996190524527006},{"text":"But, basically, by signing this otherwise, it lets us stay on and service your account and manage everything else for you.","start":1709.6549,"end":1715.4349,"sentiment":"neutral","sentiment_score":0.2694995559397198},{"text":"It should just ask you to add the signature and the date, I believe, and I think that's everything.","start":1716.615,"end":1722.3949,"sentiment":"neutral","sentiment_score":0.17288385919834437},{"text":"Yep.","start":1723.37,"end":1723.87,"sentiment":"neutral","sentiment_score":0.10244017839431764},{"text":"And then once you press validate or confirm, it should then yes.","start":1724.01,"end":1729.7101,"sentiment":"neutral","sentiment_score":0.1402224786579609}],"sentiment":"neutral","sentiment_score":0.15721563066341984,"num_words":67,"start":1706.47,"end":1729.7101},{"sentences":[{"text":"Beautiful.","start":1729.8501,"end":1730.3301,"sentiment":"positive","sentiment_score":0.560585618019104},{"text":"And it should then send it back to me.","start":1730.3301,"end":1734.3501,"sentiment":"positive","sentiment_score":0.35046283072895473},{"text":"While I do wait for that, do you have any other questions, or is there anything else that you need from me otherwise before I let you go and enjoy your gym session?","start":1735.37,"end":1743.4651,"sentiment":"neutral","sentiment_score":0.2037046698458267},{"text":"No.","start":1745.685,"end":1745.8451,"sentiment":"neutral","sentiment_score":-0.15754081308841705},{"text":"That's all good.","start":1745.8451,"end":1746.9651,"sentiment":"neutral","sentiment_score":0.06629756775995095}],"sentiment":"neutral","sentiment_score":0.22294376786560455,"num_words":47,"start":1729.8501,"end":1746.9651},{"sentences":[{"text":"Alright.","start":1746.9651,"end":1747.2051,"sentiment":"neutral","sentiment_score":0.0687541589140892},{"text":"Let me see here.","start":1747.2051,"end":1748.3251,"sentiment":"neutral","sentiment_score":0.03594018751755357},{"text":"And it said loading.","start":1748.3251,"end":1749.4651,"sentiment":"neutral","sentiment_score":0.014303249074146152},{"text":"Oh, yes.","start":1749.525,"end":1750.005,"sentiment":"positive","sentiment_score":0.4558909684419632},{"text":"Beautiful.","start":1750.005,"end":1750.365,"sentiment":"positive","sentiment_score":0.8010637760162354}],"sentiment":"neutral","sentiment_score":0.16521446818175414,"num_words":12,"start":1746.9651,"end":1750.365},{"sentences":[{"text":"I can see that's come through on my end, which is great.","start":1750.365,"end":1753.5,"sentiment":"positive","sentiment_score":0.8163659622271856},{"text":"So I will get that all loaded for you, and then you are all booked in on Thursday, June 4 at 11:30AM, your time just to go through those investment changes.","start":1753.7999,"end":1763.98,"sentiment":"positive","sentiment_score":0.49866276594900316},{"text":"Beautiful.","start":1765.3009,"end":1765.8009,"sentiment":"positive","sentiment_score":0.7718161344528198},{"text":"Well, thank you so much for your time today, Jaden, and I look forward to speaking with you on the fourth.","start":1765.9409,"end":1770.2009,"sentiment":"positive","sentiment_score":0.7869713476725987},{"text":"No worries.","start":1771.7809,"end":1772.2609,"sentiment":"neutral","sentiment_score":0.18782638013362885}],"sentiment":"positive","sentiment_score":0.6407284251789549,"num_words":67,"start":1750.365,"end":1772.2609},{"sentences":[{"text":"We'll speak soon.","start":1772.2609,"end":1773.1609,"sentiment":"neutral","sentiment_score":0.08794900278250377},{"text":"Bye.","start":1773.9409,"end":1774.4409,"sentiment":"neutral","sentiment_score":0.112668476998806}],"sentiment":"neutral","sentiment_score":0.09412887133657932,"num_words":4,"start":1772.2609,"end":1774.4409}]}}]},{"alternatives":[{"transcript":"Hello? It is. Very good. Yep. Yep. Jaden Clint Price, 1980, and 10 Brooklyn Lane, Australia. Yeah. Pretty good. Not busy. Just walked the dogs, and I'm at I'm sitting at the gym car park waiting to go in. So I knew this was coming. Yeah. All good? Yeah. No. Not necessarily. I keep I keep my eye on it on the hub 24 on my login. Yeah. I check every now and then. I'm pretty happy with the way it's going. It's been the best year I've ever had. So yeah. Yep. Yeah. Been very volatile, haven't it? Yep. Yep. Yep. Yep. Yep. Yep. Yep. No. No. Yep. I think that's gone up. Yeah. It's look. If you include bonuses and stuff, it's 200. But yeah. I think yeah. I think I might. Yeah. Yeah. Yep. Yep. Yeah. That's correct. Yep. Yep. Yep. Yep. I think we get taxed. I think we do. Yes. Yeah. Yep. Yep. It's not. Yep. So the one down the road is exactly the same as our house on less Land. They've just put it on the market for 1,000,000. So well, I don't I don't know what it's worth, to be honest. But yeah. You'd have to get it evaluated to be sure. But, yeah, that's it's things are going stupid over here. Yeah. It's the same floor plan. Yeah. Yeah. Yep. Yeah. It's about still about in the ballpark. Yep. It it goes up and comes back down when we need money. Yep. Yep. No. So we've done a bit of changing in the last twelve months. We now have three motor vehicles, and one's worth about 30, and another one's worth 40, and one's worth 60. Yeah. That'll be down to 20 by now. Yep. That that's our weekend car. Yeah. Yep. That's gone. We don't owe anything now. Yep. No. No. I'll pay cash for that. No. That's about it. I have I still have the same it's yeah. It's all still the same. I have a credit card, but, yeah, that's that's a low amount on that. So 2,000. Correct. I'm going to get a skin cancer cut out next week on my back that that we found. And I'm going in for an echocardiogram the next or the day before that as well just to just to follow-up on something that I had when I was younger sort of thing. I just wanna look into it a bit further. I did. Yeah. I presented to the hospital with a racing heart, basically. And and then I I went on medication for a year or so, and I didn't come back. But now it's it's hap it happened again while I was on holidays, so I'm just following up on that. Well, there is a procedure I can have. It's only a day procedure, though. Yeah. That's it. Yeah. Yeah. I'm fine. Yeah. We don't. No. My partner does, but yeah. That's yeah. That's correct. Yep. Yep. That's correct. That's my main priority, but not necessarily my partner's. Oh, no. Not really. We we not really. No. We're we're about to extend the patio and stuff like that, but that's all just part and parcel. You know what I mean? We do we go through these little phases, barely. Wanna add stuff to it. That's right. Yeah. Yeah. Yep. Yep. Mhmm. Have I bought a what? What? Oh, no. No. Is this? Like so how I would invest my super is I'm happy with the high risk at the moment. Yep. Yep. Exactly. So the same as last twelve months. Yep. Yep. Yep. I. The first one. Yes. I'm not sure. If it's an if it's an opportunistic thing, I'd invest heavily. Like it yeah. Yeah. Well, concerned because you're losing money. Right? But yeah. But that's just the way it rolls. The entitlement goes up. So yeah. With inflation? Yeah. No. No. Yeah. Yep. Cool. No. Yep. Yep. Yep. Yeah. Yep. Yeah. Still company. Yes. I am however, I thought I'd just just stop you and let you know. I am looking at taking a bit of a step back. Our plan plans have changed. Obviously, we've started Kelly started a business. She's my partner. And that's going really well. And so I am looking at going to a job share role, so, like, halving everything in the mines and taking on more of a role in the business because, yeah, I just don't need to be working so much anymore. So the it is looking like around about Christmas time heading into that sort of job share role where everything will be cut by 50%. So my super contributions, everything will be cut. But that's not done and dusted yet. That's just I'm just giving you a heads up sort of thing. Yeah. Yeah. Mhmm. To grow. Exactly. Yeah. But I think I'll be put on the books from the business. So whatever super I'm not getting from the company I'm working for now, I'm gonna be put on the books from the business for the hours that I work, so it might get made up. It might look exactly the same to you guys. It'll just be from two different parties. That's all. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Mhmm. That's okay. I'm fine. That's how I deal with it anyway. So yeah. Yep. I could see signed document. Oh, yeah. I could view services guide version one PDF. Yep. There there's about there's six documents. Mhmm. Yep. Yep. Yep. Cool. Yep. Uh-huh. Yep. Yeah. That's okay. Yeah. Yeah. Yep. Yep. And that's what I'll that that's what I'll put in place before I agree to it as well. Like, if I need to go back, like, I definitely, like, want that possibility. You know what I mean? Yeah. Yeah. Yeah. At the time. Yeah. Yep. Yeah. You'd have to change it again. Yep. Yep. Yeah. Okay. Yes. They might not say yes. Yep. Yep. Yep. Yep. Then I'd be inclined to I'd be inclined to leave the insurance the way it is. Yeah. Yeah. Yeah. Yep. Because yeah. No. That's cool. Yeah. Yeah. That's cool. But I'm I'm I'm pretty sure that my income would remain the same anyway because I'd because I'd be working for the business. I'd be a part of the business and that that the sub that I would supplement my income with through the business. Yeah. Yep. Yep. Yeah. Basically, it'll yeah. Yeah. Yeah. It'll be the same. It'll just be from two two different sources, basically. Yeah. Yep. Mhmm. Yep. Yep. Yeah. Yep. Yep. Go for it. That's that you're a professional, so, yeah, you should be you're all over it. Yep. It's cool. What whatever you think. I work shifts, so it's it's all over the place. Yep. Yep. Monday, I'm coming off of night shift by the look of this. So where is the best to check? Oh, Monday, I'm on night shift. Tuesday, I'm on night shift. Wednesday, I'm off, but I wake up in the afternoon, if that suits you. Oh, usually, I play like, I wake up early and I go play golf. So that's not good. So if we can do if we can do the Thursday, the fourth, but I have I have a a PT appointment at seven in the morning. So if we can do, like, the same time, like, half past eleven, say, my time, which is which is half past one for you. Yeah? Yep. No. I'm cool. I'm pretty up with the with my shift organizer. I think I'm right I'm writing in right now. I'm I'm just gonna say yes straight up. You don't even have to call me. I'm sorry. Yeah. I'm I'm trusting you with it anyway. So yeah. Yeah. Yeah. Yeah. No. It's all good. Yep. Yep. Yep. If you can give me a year like last year for next year, I'm not complaining. Yeah. Yep. Yep. Is that in sorry. Is that in signed document? Or yep. Yep. Consent of renew and ongoing free arrangements. Yep. Yep. Cool. Yep. That's correct. Yep. Yep. Yep. It's loading. Yep. Not all good. Cool. Thank you. No worries. Bye. Okay. See you. Bye. Bye.","confidence":0.98828125,"words":[{"word":"hello","start":1.68,"end":2.1799998,"confidence":0.7873535,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.02887512370944023},{"word":"it","start":5.12,"end":5.2799997,"confidence":0.9536133,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.11743727326393127},{"word":"is","start":5.2799997,"end":5.7799997,"confidence":0.99560547,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.10580246150493622},{"word":"very","start":9.36,"end":9.599999,"confidence":0.7241211,"punctuated_word":"Very","sentiment":"positive","sentiment_score":0.7187778353691101},{"word":"good","start":9.599999,"end":10.099999,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.7043948769569397},{"word":"yep","start":16.925,"end":17.425,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07286592572927475},{"word":"yep","start":27.085,"end":27.585,"confidence":0.84765625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08043289184570312},{"word":"jaden","start":39.38,"end":39.78,"confidence":0.7844238,"punctuated_word":"Jaden","sentiment":"neutral","sentiment_score":0.009865295141935349},{"word":"clint","start":39.78,"end":40.1,"confidence":0.62841797,"punctuated_word":"Clint","sentiment":"neutral","sentiment_score":0.008640244603157043},{"word":"price","start":40.1,"end":40.5,"confidence":0.68774414,"punctuated_word":"Price,","sentiment":"neutral","sentiment_score":0.005225003231316805},{"word":"1980","start":40.5,"end":42.260002,"confidence":0.866862,"punctuated_word":"1980,","sentiment":"neutral","sentiment_score":0.01136196218430996},{"word":"and","start":42.260002,"end":42.42,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.011090734973549845},{"word":"10","start":42.42,"end":42.58,"confidence":0.99316406,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.019818048924207687},{"word":"brooklyn","start":42.58,"end":42.98,"confidence":0.87353516,"punctuated_word":"Brooklyn","sentiment":"neutral","sentiment_score":0.023002728819847107},{"word":"lane","start":42.98,"end":43.22,"confidence":0.69628906,"punctuated_word":"Lane,","sentiment":"neutral","sentiment_score":0.012967459857463837},{"word":"australia","start":43.22,"end":43.72,"confidence":0.6143799,"punctuated_word":"Australia.","sentiment":"neutral","sentiment_score":0.025126712396740913},{"word":"yeah","start":49.265,"end":49.585,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1126345694065094},{"word":"pretty","start":49.585,"end":49.905,"confidence":0.9667969,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.3099355697631836},{"word":"good","start":49.905,"end":50.405,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.24323271214962008},{"word":"not","start":50.945,"end":51.184998,"confidence":0.58203125,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.041133180260658264},{"word":"busy","start":51.184998,"end":51.504997,"confidence":0.97924805,"punctuated_word":"busy.","sentiment":"neutral","sentiment_score":0.04705014079809189},{"word":"just","start":51.504997,"end":51.745,"confidence":0.9873047,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.04912891238927841},{"word":"walked","start":51.745,"end":51.985,"confidence":0.7915039,"punctuated_word":"walked","sentiment":"neutral","sentiment_score":0.054849788546562195},{"word":"the","start":51.985,"end":52.144997,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05433898046612739},{"word":"dogs","start":52.144997,"end":52.385,"confidence":0.7294922,"punctuated_word":"dogs,","sentiment":"neutral","sentiment_score":0.04045287147164345},{"word":"and","start":52.385,"end":52.885,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02897992916405201},{"word":"i'm","start":53.105,"end":53.265,"confidence":0.9921875,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.031401537358760834},{"word":"at","start":53.265,"end":53.425,"confidence":0.9790039,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.010056113824248314},{"word":"i'm","start":53.585,"end":53.824997,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.013105224817991257},{"word":"sitting","start":53.824997,"end":54.065,"confidence":0.9873047,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.038812875747680664},{"word":"at","start":54.065,"end":54.225,"confidence":0.84277344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01998061314225197},{"word":"the","start":54.225,"end":54.305,"confidence":0.50341797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02687886729836464},{"word":"gym","start":54.305,"end":54.545,"confidence":0.9902344,"punctuated_word":"gym","sentiment":"neutral","sentiment_score":0.03292897343635559},{"word":"car","start":54.545,"end":54.704998,"confidence":0.93115234,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.029549378901720047},{"word":"park","start":54.704998,"end":54.945,"confidence":0.79248047,"punctuated_word":"park","sentiment":"neutral","sentiment_score":0.03976491093635559},{"word":"waiting","start":54.945,"end":55.265,"confidence":0.91845703,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":0.05480429902672768},{"word":"to","start":55.265,"end":55.344997,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03024601936340332},{"word":"go","start":55.344997,"end":55.504997,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.03845449909567833},{"word":"in","start":55.504997,"end":55.745,"confidence":0.8190918,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.015710392966866493},{"word":"so","start":55.745,"end":55.985,"confidence":0.5571289,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0053838156163692474},{"word":"i","start":55.985,"end":56.065,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004037719219923019},{"word":"knew","start":56.065,"end":56.305,"confidence":0.9560547,"punctuated_word":"knew","sentiment":"neutral","sentiment_score":-0.0015079602599143982},{"word":"this","start":56.305,"end":56.464996,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.022799264639616013},{"word":"was","start":56.464996,"end":56.625,"confidence":0.9760742,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.016569245606660843},{"word":"coming","start":56.625,"end":57.105,"confidence":0.96606445,"punctuated_word":"coming.","sentiment":"neutral","sentiment_score":0.015896759927272797},{"word":"yeah","start":57.105,"end":57.605,"confidence":0.93652344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18265560269355777},{"word":"all","start":61.37,"end":61.53,"confidence":0.4794922,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.13608761131763458},{"word":"good","start":61.53,"end":62.03,"confidence":0.83374023,"punctuated_word":"good?","sentiment":"neutral","sentiment_score":0.13597175478935242},{"word":"yeah","start":62.57,"end":63.07,"confidence":0.96655273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029873348772525787},{"word":"no","start":73.704994,"end":73.865,"confidence":0.76586914,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07056308537721634},{"word":"not","start":73.865,"end":74.104996,"confidence":0.99609375,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.10106384009122849},{"word":"necessarily","start":74.104996,"end":74.604996,"confidence":0.9980469,"punctuated_word":"necessarily.","sentiment":"neutral","sentiment_score":-0.11337058991193771},{"word":"i","start":74.744995,"end":74.905,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.020469285547733307},{"word":"keep","start":74.905,"end":75.225,"confidence":0.77685547,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.025302113965153698},{"word":"i","start":75.225,"end":75.384995,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03813302889466286},{"word":"keep","start":75.384995,"end":75.625,"confidence":0.9921875,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.03665734827518463},{"word":"my","start":75.625,"end":75.865,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.04650391638278961},{"word":"eye","start":75.865,"end":76.024994,"confidence":0.99609375,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.034462280571460724},{"word":"on","start":76.024994,"end":76.265,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.035664573311805725},{"word":"it","start":76.265,"end":76.765,"confidence":0.98535156,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.050707440823316574},{"word":"on","start":77.945,"end":78.104996,"confidence":0.5571289,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03213281184434891},{"word":"the","start":78.104996,"end":78.424995,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03435774892568588},{"word":"hub","start":78.424995,"end":78.744995,"confidence":0.5673828,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.028477583080530167},{"word":"24","start":78.744995,"end":79.564995,"confidence":0.9995117,"punctuated_word":"24","sentiment":"neutral","sentiment_score":0.022995349019765857},{"word":"on","start":80.265,"end":80.424995,"confidence":0.8774414,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02577979676425457},{"word":"my","start":80.424995,"end":80.585,"confidence":0.99609375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.046823903918266296},{"word":"login","start":80.585,"end":81.085,"confidence":0.94018555,"punctuated_word":"login.","sentiment":"neutral","sentiment_score":0.023576082661747932},{"word":"yeah","start":81.625,"end":81.865,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08153669536113739},{"word":"i","start":81.865,"end":82.024994,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1539199948310852},{"word":"check","start":82.024994,"end":82.185,"confidence":0.9199219,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.1856706291437149},{"word":"every","start":82.185,"end":82.424995,"confidence":0.99316406,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.12412595748901369},{"word":"now","start":82.424995,"end":82.585,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.17816124856472015},{"word":"and","start":82.585,"end":82.744995,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1608208566904068},{"word":"then","start":82.744995,"end":82.905,"confidence":0.9379883,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.16365766525268555},{"word":"i'm","start":82.905,"end":83.16,"confidence":0.9914551,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4551882743835449},{"word":"pretty","start":83.240005,"end":83.32001,"confidence":0.99609375,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.4462772011756897},{"word":"happy","start":83.32001,"end":83.48001,"confidence":0.9970703,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5012456774711609},{"word":"with","start":83.48001,"end":83.64001,"confidence":0.9941406,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5494884848594666},{"word":"the","start":83.64001,"end":83.880005,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5496204495429993},{"word":"way","start":83.880005,"end":84.04,"confidence":1.0,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.5874633193016052},{"word":"it's","start":84.04,"end":84.200005,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5337215065956116},{"word":"going","start":84.200005,"end":84.44,"confidence":0.99560547,"punctuated_word":"going.","sentiment":"positive","sentiment_score":0.506102442741394},{"word":"it's","start":84.44,"end":84.68,"confidence":0.9970703,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5741255283355713},{"word":"been","start":84.68,"end":84.920006,"confidence":0.99902344,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.6093883514404297},{"word":"the","start":84.920006,"end":85.0,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6154000163078308},{"word":"best","start":85.0,"end":85.240005,"confidence":1.0,"punctuated_word":"best","sentiment":"positive","sentiment_score":0.5841034054756165},{"word":"year","start":85.240005,"end":85.4,"confidence":0.99902344,"punctuated_word":"year","sentiment":"positive","sentiment_score":0.6216491460800171},{"word":"i've","start":85.4,"end":85.560005,"confidence":0.9941406,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.4964387118816376},{"word":"ever","start":85.560005,"end":85.72,"confidence":0.9980469,"punctuated_word":"ever","sentiment":"positive","sentiment_score":0.5271335244178772},{"word":"had","start":85.72,"end":85.880005,"confidence":0.6048584,"punctuated_word":"had.","sentiment":"positive","sentiment_score":0.48796528577804565},{"word":"so","start":85.880005,"end":86.200005,"confidence":0.6621094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0759468823671341},{"word":"yeah","start":88.28001,"end":88.78001,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.032066527754068375},{"word":"yep","start":88.840004,"end":89.340004,"confidence":0.82910156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.003541066776961088},{"word":"yeah","start":95.240005,"end":95.740005,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06524886935949326},{"word":"been","start":95.8,"end":96.04,"confidence":0.66503906,"punctuated_word":"Been","sentiment":"neutral","sentiment_score":-0.11807881295681},{"word":"very","start":96.04,"end":96.28001,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.1531614512205124},{"word":"volatile","start":96.28001,"end":96.68,"confidence":0.91674805,"punctuated_word":"volatile,","sentiment":"neutral","sentiment_score":-0.10665073990821838},{"word":"haven't","start":96.68,"end":97.0,"confidence":0.87231445,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.053649649024009705},{"word":"it","start":97.0,"end":97.5,"confidence":0.8742676,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.05487176403403282},{"word":"yep","start":101.255,"end":101.755,"confidence":0.9616699,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.031109541654586792},{"word":"yep","start":107.175,"end":107.675,"confidence":0.875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14363837242126465},{"word":"yep","start":112.375,"end":112.875,"confidence":0.92871094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16292744874954224},{"word":"yep","start":120.979996,"end":121.479996,"confidence":0.85595703,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3585631251335144},{"word":"yep","start":149.65,"end":150.15,"confidence":0.96240234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10968784987926485},{"word":"yep","start":152.22499,"end":152.72499,"confidence":0.7915039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1649003028869629},{"word":"yep","start":155.58499,"end":156.08499,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10963423550128935},{"word":"no","start":163.265,"end":163.68,"confidence":0.7692871,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05305309593677521},{"word":"no","start":164.79999,"end":165.29999,"confidence":0.8984375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.02249838411808014},{"word":"yep","start":167.35999,"end":167.85999,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.029134169220924377},{"word":"i","start":175.28,"end":175.43999,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0762697160243988},{"word":"think","start":175.43999,"end":175.59999,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.07276955246925354},{"word":"that's","start":175.59999,"end":176.07999,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.099101684987545},{"word":"gone","start":176.07999,"end":176.4,"confidence":0.7475586,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.09841807186603546},{"word":"up","start":176.4,"end":176.9,"confidence":0.99121094,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.061283279210329056},{"word":"yeah","start":178.615,"end":179.115,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02190972864627838},{"word":"it's","start":179.615,"end":180.115,"confidence":0.970459,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.016029883176088333},{"word":"look","start":181.095,"end":181.33499,"confidence":0.8430176,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.012499889358878136},{"word":"if","start":181.33499,"end":181.495,"confidence":0.9951172,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.016579976305365562},{"word":"you","start":181.495,"end":181.655,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018093155696988102},{"word":"include","start":181.655,"end":182.135,"confidence":0.98828125,"punctuated_word":"include","sentiment":"neutral","sentiment_score":0.020485572516918182},{"word":"bonuses","start":182.135,"end":182.615,"confidence":0.99902344,"punctuated_word":"bonuses","sentiment":"neutral","sentiment_score":0.030723191797733307},{"word":"and","start":182.615,"end":182.855,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.012115929275751114},{"word":"stuff","start":182.855,"end":183.095,"confidence":0.9667969,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":0.017929501831531525},{"word":"it's","start":183.095,"end":183.33499,"confidence":0.9692383,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.013778558000922205},{"word":"200","start":183.33499,"end":183.995,"confidence":0.9161377,"punctuated_word":"200.","sentiment":"neutral","sentiment_score":0.018019508570432663},{"word":"but","start":184.215,"end":184.455,"confidence":0.9741211,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.004089834168553352},{"word":"yeah","start":184.535,"end":185.015,"confidence":0.9980469,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0019116858020424845},{"word":"i","start":185.015,"end":185.255,"confidence":0.46679688,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0001996811479330063},{"word":"think","start":185.255,"end":185.495,"confidence":0.80126953,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.005786208435893059},{"word":"yeah","start":186.295,"end":186.795,"confidence":0.9970703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.018346479162573814},{"word":"i","start":195.12,"end":195.28,"confidence":0.9135742,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.002693474292755127},{"word":"think","start":195.28,"end":195.6,"confidence":0.9873047,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.007572134956717491},{"word":"i","start":195.6,"end":195.68001,"confidence":0.53466797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005319878458976746},{"word":"might","start":195.68001,"end":196.18001,"confidence":0.8093262,"punctuated_word":"might.","sentiment":"neutral","sentiment_score":0.0035546980798244476},{"word":"yeah","start":201.68001,"end":201.84,"confidence":0.97753906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021835943683981895},{"word":"yeah","start":201.84,"end":202.34,"confidence":0.9724121,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.019308406859636307},{"word":"yep","start":202.56,"end":203.06,"confidence":0.71240234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05054733157157898},{"word":"yep","start":204.24,"end":204.74,"confidence":0.845459,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06380835175514221},{"word":"yeah","start":218.485,"end":218.885,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07598857581615448},{"word":"that's","start":218.885,"end":219.125,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0935690701007843},{"word":"correct","start":219.125,"end":219.525,"confidence":1.0,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.1013329178094864},{"word":"yep","start":219.525,"end":220.00499,"confidence":0.98217773,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06858592480421066},{"word":"yep","start":220.00499,"end":220.50499,"confidence":0.9848633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05092484503984451},{"word":"yep","start":239.635,"end":240.135,"confidence":0.9597168,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.025950005277991295},{"word":"yep","start":245.555,"end":246.055,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.004383770748972893},{"word":"i","start":252.98001,"end":253.48001,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.023667309433221817},{"word":"think","start":253.86,"end":254.18001,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.028623081743717194},{"word":"we","start":254.18001,"end":254.5,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.009753456339240074},{"word":"get","start":254.5,"end":254.74,"confidence":0.9951172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.014412719756364822},{"word":"taxed","start":254.74,"end":255.24,"confidence":0.9848633,"punctuated_word":"taxed.","sentiment":"neutral","sentiment_score":-0.015139931812882423},{"word":"i","start":260.66,"end":260.9,"confidence":0.8339844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04157287627458573},{"word":"think","start":260.9,"end":261.14,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.040016911923885345},{"word":"we","start":261.14,"end":261.3,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04954195022583008},{"word":"do","start":261.3,"end":261.54,"confidence":0.9855957,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.04349549859762192},{"word":"yes","start":261.54,"end":262.04,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08599187433719635},{"word":"yeah","start":288.41,"end":288.88998,"confidence":0.94750977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06937551498413086},{"word":"yep","start":288.88998,"end":289.38998,"confidence":0.9411621,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06901030242443085},{"word":"yep","start":291.77,"end":292.27,"confidence":0.8630371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0705839991569519},{"word":"it's","start":298.385,"end":298.70502,"confidence":0.88964844,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.11378142237663268},{"word":"not","start":298.70502,"end":299.20502,"confidence":0.9663086,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.0924355685710907},{"word":"yep","start":309.68,"end":310.18,"confidence":0.7590332,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016703909263014793},{"word":"so","start":313.91998,"end":314.08,"confidence":0.64453125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.018888749182224274},{"word":"the","start":314.08,"end":314.24,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015833865851163864},{"word":"one","start":314.24,"end":314.56,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02028549835085869},{"word":"down","start":314.56,"end":314.8,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.03524378314614296},{"word":"the","start":314.8,"end":314.88,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020745083689689636},{"word":"road","start":314.88,"end":315.2,"confidence":1.0,"punctuated_word":"road","sentiment":"neutral","sentiment_score":0.03280118107795715},{"word":"is","start":315.2,"end":315.36,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.017129160463809967},{"word":"exactly","start":315.36,"end":315.76,"confidence":1.0,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.05317627638578415},{"word":"the","start":315.76,"end":315.91998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03423637896776199},{"word":"same","start":315.91998,"end":316.16,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.04014262184500694},{"word":"as","start":316.16,"end":316.32,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03553308919072151},{"word":"our","start":316.32,"end":316.56,"confidence":0.95703125,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0316024012863636},{"word":"house","start":316.56,"end":316.875,"confidence":0.9980469,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.029762543737888336},{"word":"on","start":317.195,"end":317.595,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.018428415060043335},{"word":"less","start":317.595,"end":317.915,"confidence":0.86279297,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.002793189138174057},{"word":"land","start":317.915,"end":318.235,"confidence":0.90771484,"punctuated_word":"Land.","sentiment":"neutral","sentiment_score":0.0001195613294839859},{"word":"they've","start":318.235,"end":318.395,"confidence":0.8273926,"punctuated_word":"They've","sentiment":"neutral","sentiment_score":0.006658117286860943},{"word":"just","start":318.395,"end":318.635,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.013149134814739227},{"word":"put","start":318.635,"end":318.715,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.004888799041509628},{"word":"it","start":318.715,"end":318.875,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0020844563841819763},{"word":"on","start":318.875,"end":319.035,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.004540987312793732},{"word":"the","start":319.035,"end":319.115,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0003261938691139221},{"word":"market","start":319.115,"end":319.435,"confidence":0.99902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.018529757857322693},{"word":"for","start":319.435,"end":319.515,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.002222057431936264},{"word":"1,000,000","start":319.515,"end":320.175,"confidence":0.94677734,"punctuated_word":"1,000,000.","sentiment":"neutral","sentiment_score":0.012478718534111977},{"word":"so","start":320.315,"end":320.815,"confidence":0.671875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.024423614144325256},{"word":"well","start":324.315,"end":324.715,"confidence":0.96972656,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.021571040153503414},{"word":"i","start":324.715,"end":324.795,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05866628512740135},{"word":"don't","start":324.795,"end":325.195,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.04874976724386215},{"word":"i","start":325.195,"end":325.355,"confidence":0.95166016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0816187933087349},{"word":"don't","start":325.355,"end":325.595,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06909798085689545},{"word":"know","start":325.595,"end":325.755,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08632577955722809},{"word":"what","start":325.755,"end":325.995,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05076306313276291},{"word":"it's","start":325.995,"end":326.155,"confidence":0.96777344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06363369524478912},{"word":"worth","start":326.155,"end":326.635,"confidence":0.91918945,"punctuated_word":"worth,","sentiment":"neutral","sentiment_score":-0.060667432844638824},{"word":"to","start":326.635,"end":326.795,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04433438181877136},{"word":"be","start":326.795,"end":326.955,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03744881600141525},{"word":"honest","start":326.955,"end":327.275,"confidence":0.91381836,"punctuated_word":"honest.","sentiment":"neutral","sentiment_score":-0.03903909772634506},{"word":"but","start":327.275,"end":327.515,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.05648098513484001},{"word":"yeah","start":327.595,"end":328.095,"confidence":0.9975586,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03341783583164215},{"word":"you'd","start":328.475,"end":328.795,"confidence":0.8959961,"punctuated_word":"You'd","sentiment":"neutral","sentiment_score":-0.022391846403479576},{"word":"have","start":328.795,"end":329.035,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02300681173801422},{"word":"to","start":329.035,"end":329.535,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01834527775645256},{"word":"get","start":329.915,"end":330.155,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.01831524819135666},{"word":"it","start":330.155,"end":330.315,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.028255842626094815},{"word":"evaluated","start":330.315,"end":330.815,"confidence":1.0,"punctuated_word":"evaluated","sentiment":"neutral","sentiment_score":-0.030801333487033844},{"word":"to","start":330.955,"end":331.115,"confidence":0.64746094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.036091044545173645},{"word":"be","start":331.115,"end":331.355,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.024754785001277924},{"word":"sure","start":331.355,"end":331.595,"confidence":0.8515625,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.025448227301239967},{"word":"but","start":331.595,"end":331.835,"confidence":0.74194336,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.02190231904387474},{"word":"yeah","start":331.835,"end":331.995,"confidence":0.97094727,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.014783335849642754},{"word":"that's","start":331.995,"end":332.37,"confidence":0.99365234,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.01061861589550972},{"word":"it's","start":332.85,"end":333.09,"confidence":0.9875488,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06980472803115845},{"word":"things","start":333.33,"end":333.57,"confidence":0.9941406,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.08988980203866959},{"word":"are","start":333.57,"end":333.72998,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.09567052125930786},{"word":"going","start":333.72998,"end":333.97,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.10013371706008913},{"word":"stupid","start":333.97,"end":334.29,"confidence":0.99316406,"punctuated_word":"stupid","sentiment":"neutral","sentiment_score":-0.0881209746003151},{"word":"over","start":334.29,"end":334.61,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.0932932123541832},{"word":"here","start":334.61,"end":335.11,"confidence":1.0,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.07197897136211395},{"word":"yeah","start":336.44998,"end":336.94998,"confidence":0.89941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04455588757991791},{"word":"it's","start":340.05,"end":340.29,"confidence":0.9921875,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.041901763528585434},{"word":"the","start":340.29,"end":340.53,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04402384534478187},{"word":"same","start":340.53,"end":340.77,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.06455493718385696},{"word":"floor","start":340.77,"end":341.09,"confidence":0.9921875,"punctuated_word":"floor","sentiment":"neutral","sentiment_score":0.029808849096298214},{"word":"plan","start":341.09,"end":341.59,"confidence":0.96655273,"punctuated_word":"plan.","sentiment":"neutral","sentiment_score":0.03356030583381653},{"word":"yeah","start":341.65,"end":342.15,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08897019922733307},{"word":"yeah","start":343.41,"end":343.91,"confidence":0.9746094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18269577622413635},{"word":"yep","start":357.93503,"end":358.415,"confidence":0.7266846,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.047016508877277374},{"word":"yeah","start":358.415,"end":358.65503,"confidence":0.6960449,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05051857978105545},{"word":"it's","start":358.65503,"end":358.815,"confidence":0.9855957,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.02704942785203457},{"word":"about","start":358.815,"end":359.295,"confidence":0.88671875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0221661813557148},{"word":"still","start":359.45502,"end":359.77502,"confidence":0.9589844,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.007556993514299393},{"word":"about","start":359.77502,"end":360.095,"confidence":0.89501953,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.02577432617545128},{"word":"in","start":360.095,"end":360.255,"confidence":0.9892578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04123277589678764},{"word":"the","start":360.255,"end":360.415,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.046635039150714874},{"word":"ballpark","start":360.415,"end":360.89502,"confidence":0.9707031,"punctuated_word":"ballpark.","sentiment":"neutral","sentiment_score":0.03752795979380608},{"word":"yep","start":360.89502,"end":361.23,"confidence":0.83740234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06951478868722916},{"word":"it","start":362.43002,"end":362.51,"confidence":0.97265625,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.09545691311359406},{"word":"it","start":362.51,"end":362.75,"confidence":0.57421875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08431205153465271},{"word":"goes","start":362.75,"end":362.99002,"confidence":0.99316406,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.08742961287498474},{"word":"up","start":362.99002,"end":363.15002,"confidence":0.99609375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07020458579063416},{"word":"and","start":363.15002,"end":363.31,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.005807429552078247},{"word":"comes","start":363.31,"end":363.55002,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.07873516529798508},{"word":"back","start":363.55002,"end":363.79,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.04170915484428406},{"word":"down","start":363.79,"end":364.11002,"confidence":0.9941406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.009671419858932497},{"word":"when","start":364.11002,"end":364.27002,"confidence":0.98095703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.09035122394561768},{"word":"we","start":364.27002,"end":364.43002,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.022661752998828888},{"word":"need","start":364.43002,"end":364.67,"confidence":0.9472656,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.09305990487337112},{"word":"money","start":364.67,"end":365.17,"confidence":0.99902344,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.07500648498535156},{"word":"yep","start":370.75,"end":371.23,"confidence":0.8503418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.025358332321047783},{"word":"yep","start":371.23,"end":371.73,"confidence":0.9682617,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03005550056695938},{"word":"no","start":381.705,"end":382.205,"confidence":0.85009766,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0998544916510582},{"word":"so","start":385.625,"end":385.785,"confidence":0.9394531,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.012938085943460464},{"word":"we've","start":385.785,"end":386.25,"confidence":0.9980469,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.001034033251926303},{"word":"done","start":386.33,"end":386.49,"confidence":0.9980469,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.0018285475671291351},{"word":"a","start":386.49,"end":386.57,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.003019917756319046},{"word":"bit","start":386.57,"end":386.65002,"confidence":0.9921875,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.01377132534980774},{"word":"of","start":386.65002,"end":386.73,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01468740776181221},{"word":"changing","start":386.73,"end":387.21,"confidence":0.99902344,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":-0.027174808084964752},{"word":"in","start":387.21,"end":387.29,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.026394562795758247},{"word":"the","start":387.29,"end":387.45,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.017473282292485237},{"word":"last","start":387.45,"end":387.69,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.03976421058177948},{"word":"twelve","start":387.69,"end":387.85,"confidence":0.98535156,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.04101642593741417},{"word":"months","start":387.85,"end":388.01,"confidence":0.99316406,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.021468456834554672},{"word":"we","start":388.01,"end":388.17,"confidence":0.9453125,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.007695924490690231},{"word":"now","start":388.17,"end":388.49,"confidence":0.984375,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.010128929279744623},{"word":"have","start":388.49,"end":388.73,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.004053917713463306},{"word":"three","start":388.73,"end":389.23,"confidence":0.9741211,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.00881897658109665},{"word":"motor","start":390.41,"end":390.73,"confidence":0.96777344,"punctuated_word":"motor","sentiment":"neutral","sentiment_score":0.014085239730775356},{"word":"vehicles","start":390.73,"end":391.23,"confidence":0.83251953,"punctuated_word":"vehicles,","sentiment":"neutral","sentiment_score":0.010805897414684296},{"word":"and","start":392.41,"end":392.65,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01595805212855339},{"word":"one's","start":392.65,"end":393.05,"confidence":0.99072266,"punctuated_word":"one's","sentiment":"neutral","sentiment_score":0.013771876692771912},{"word":"worth","start":393.05,"end":393.55,"confidence":0.9716797,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.007460529915988445},{"word":"about","start":394.17,"end":394.65,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.007747229188680649},{"word":"30","start":394.65,"end":395.15,"confidence":0.71032715,"punctuated_word":"30,","sentiment":"neutral","sentiment_score":0.01759307086467743},{"word":"and","start":395.45,"end":395.95,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.009020664729177952},{"word":"another","start":396.49,"end":396.81,"confidence":0.8378906,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.01022657286375761},{"word":"one's","start":396.81,"end":397.05,"confidence":0.9941406,"punctuated_word":"one's","sentiment":"neutral","sentiment_score":0.011132605373859406},{"word":"worth","start":397.05,"end":397.37,"confidence":0.99902344,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.007748173549771309},{"word":"40","start":397.37,"end":397.77,"confidence":0.8964844,"punctuated_word":"40,","sentiment":"neutral","sentiment_score":0.014855323359370232},{"word":"and","start":397.77,"end":397.93,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.012961594387888908},{"word":"one's","start":397.93,"end":398.25,"confidence":0.9975586,"punctuated_word":"one's","sentiment":"neutral","sentiment_score":0.012648056261241436},{"word":"worth","start":398.25,"end":398.49,"confidence":0.99902344,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.004410429857671261},{"word":"60","start":398.49,"end":398.99,"confidence":0.99853516,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.010121116414666176},{"word":"yeah","start":406.32498,"end":406.725,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03723176196217537},{"word":"that'll","start":406.725,"end":406.965,"confidence":0.7741699,"punctuated_word":"That'll","sentiment":"neutral","sentiment_score":0.0352974496781826},{"word":"be","start":406.965,"end":407.205,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.029784131795167923},{"word":"down","start":407.205,"end":407.445,"confidence":0.99316406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.030127542093396187},{"word":"to","start":407.445,"end":407.60498,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04658947139978409},{"word":"20","start":407.60498,"end":407.925,"confidence":1.0,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.04451057314872742},{"word":"by","start":407.925,"end":408.085,"confidence":0.9658203,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.02297671139240265},{"word":"now","start":408.085,"end":408.405,"confidence":0.99902344,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.03954984247684479},{"word":"yep","start":408.405,"end":408.905,"confidence":0.9970703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03493814170360565},{"word":"that","start":409.685,"end":409.925,"confidence":0.99121094,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.2907816171646118},{"word":"that's","start":410.005,"end":410.245,"confidence":1.0,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.39533865451812744},{"word":"our","start":410.245,"end":410.485,"confidence":0.9404297,"punctuated_word":"our","sentiment":"positive","sentiment_score":0.4186843931674957},{"word":"weekend","start":410.485,"end":410.965,"confidence":0.9921875,"punctuated_word":"weekend","sentiment":"positive","sentiment_score":0.4139007925987244},{"word":"car","start":410.965,"end":411.465,"confidence":0.984375,"punctuated_word":"car.","sentiment":"positive","sentiment_score":0.38042688369750977},{"word":"yeah","start":415.28,"end":415.68,"confidence":0.99194336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.038830116391181946},{"word":"yep","start":415.68,"end":416.18,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.047858159989118576},{"word":"that's","start":423.68,"end":424.0,"confidence":0.7668457,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04313552007079125},{"word":"gone","start":424.0,"end":424.4,"confidence":0.9951172,"punctuated_word":"gone.","sentiment":"neutral","sentiment_score":-0.015633776783943176},{"word":"we","start":424.4,"end":424.48,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.02363968640565872},{"word":"don't","start":424.48,"end":424.72,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.011840680614113808},{"word":"owe","start":424.72,"end":424.88,"confidence":0.8154297,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":-0.029493149369955063},{"word":"anything","start":424.88,"end":425.28,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.02854197472333908},{"word":"now","start":425.28,"end":425.565,"confidence":0.984375,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.0132654570043087},{"word":"yep","start":425.565,"end":426.065,"confidence":0.9375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03892640024423599},{"word":"no","start":432.125,"end":432.605,"confidence":0.97143555,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07024277746677399},{"word":"no","start":432.605,"end":433.105,"confidence":0.9848633,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07239591330289841},{"word":"i'll","start":433.165,"end":433.325,"confidence":0.55615234,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.055999498814344406},{"word":"pay","start":433.325,"end":433.565,"confidence":0.9326172,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.06718912720680237},{"word":"cash","start":433.565,"end":433.805,"confidence":0.9970703,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.02308759093284607},{"word":"for","start":433.805,"end":433.965,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0017605498433113098},{"word":"that","start":433.965,"end":434.465,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.011983733624219894},{"word":"no","start":440.045,"end":440.20502,"confidence":0.9382324,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08532389998435974},{"word":"that's","start":440.20502,"end":440.445,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.07013171911239624},{"word":"about","start":440.445,"end":440.685,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.08691896498203278},{"word":"it","start":440.685,"end":441.185,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.08055876940488815},{"word":"i","start":441.42,"end":441.92,"confidence":0.80615234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013277702033519743},{"word":"have","start":446.46002,"end":446.78,"confidence":0.9770508,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.019335154443979263},{"word":"i","start":446.86002,"end":446.94,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02403642237186432},{"word":"still","start":446.94,"end":447.26,"confidence":0.9375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.02001361548900604},{"word":"have","start":447.26,"end":447.42,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.01752578467130661},{"word":"the","start":447.42,"end":447.58002,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01654946431517601},{"word":"same","start":447.58002,"end":448.08002,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.007331918925046921},{"word":"it's","start":448.54,"end":448.78,"confidence":0.92700195,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.012043471448123457},{"word":"yeah","start":448.94,"end":449.18002,"confidence":0.93603516,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.00982031412422657},{"word":"it's","start":449.18002,"end":449.26,"confidence":0.96533203,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.02583296224474907},{"word":"all","start":449.26,"end":449.5,"confidence":0.82470703,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.016018260270357132},{"word":"still","start":449.5,"end":449.66,"confidence":0.9921875,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.01514429971575737},{"word":"the","start":449.66,"end":449.74002,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011194594204425812},{"word":"same","start":449.74002,"end":449.90002,"confidence":0.9975586,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.011385438963770866},{"word":"i","start":449.90002,"end":450.06,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01155157946050167},{"word":"have","start":450.06,"end":450.14,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01384393870830536},{"word":"a","start":450.14,"end":450.30002,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01087314635515213},{"word":"credit","start":450.30002,"end":450.54,"confidence":1.0,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":0.011459138244390488},{"word":"card","start":450.54,"end":450.86002,"confidence":0.89868164,"punctuated_word":"card,","sentiment":"neutral","sentiment_score":0.01515332330018282},{"word":"but","start":450.86002,"end":451.18002,"confidence":0.83081055,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.013482468202710152},{"word":"yeah","start":451.18002,"end":451.5,"confidence":0.9904785,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.02358849160373211},{"word":"that's","start":451.5,"end":451.82,"confidence":0.72143555,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.01683841273188591},{"word":"that's","start":451.82,"end":452.06,"confidence":0.77563477,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06106797605752945},{"word":"a","start":452.06,"end":452.14,"confidence":0.9482422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05996011942625046},{"word":"low","start":452.14,"end":452.38,"confidence":0.7998047,"punctuated_word":"low","sentiment":"neutral","sentiment_score":0.019279465079307556},{"word":"amount","start":452.38,"end":452.7,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.01594027876853943},{"word":"on","start":452.7,"end":452.86002,"confidence":0.97314453,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06817149370908737},{"word":"that","start":452.86002,"end":453.36002,"confidence":0.6989746,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.0041542015969753265},{"word":"so","start":453.42,"end":453.92,"confidence":0.5209961,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.010642800480127336},{"word":"2,000","start":456.825,"end":457.48502,"confidence":0.8823242,"punctuated_word":"2,000.","sentiment":"neutral","sentiment_score":0.0029942865949124098},{"word":"correct","start":466.265,"end":466.765,"confidence":0.9050293,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.004998339340090752},{"word":"i'm","start":477.29,"end":477.45,"confidence":0.9785156,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.3605348467826843},{"word":"going","start":477.45,"end":477.77002,"confidence":0.9980469,"punctuated_word":"going","sentiment":"negative","sentiment_score":-0.3597804307937622},{"word":"to","start":477.77002,"end":477.93002,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3703985810279846},{"word":"get","start":477.93002,"end":478.17,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.33170846104621887},{"word":"a","start":478.17,"end":478.33002,"confidence":0.99902344,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3762405514717102},{"word":"skin","start":478.33002,"end":478.65002,"confidence":0.99902344,"punctuated_word":"skin","sentiment":"negative","sentiment_score":-0.36489492654800415},{"word":"cancer","start":478.65002,"end":478.97,"confidence":0.99902344,"punctuated_word":"cancer","sentiment":"negative","sentiment_score":-0.35699835419654846},{"word":"cut","start":478.97,"end":479.21002,"confidence":1.0,"punctuated_word":"cut","sentiment":"negative","sentiment_score":-0.3980548977851868},{"word":"out","start":479.21002,"end":479.45,"confidence":0.8310547,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.3277777135372162},{"word":"next","start":479.45,"end":479.77002,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.2897289991378784},{"word":"week","start":479.77002,"end":480.27002,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.23351198434829712},{"word":"on","start":481.005,"end":481.165,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.22894565761089325},{"word":"my","start":481.165,"end":481.325,"confidence":0.89746094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.17535744607448578},{"word":"back","start":481.325,"end":481.805,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.051287613809108734},{"word":"that","start":481.805,"end":482.285,"confidence":0.97802734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07666656374931335},{"word":"that","start":482.285,"end":482.605,"confidence":0.7080078,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0592200867831707},{"word":"we","start":482.605,"end":482.845,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.02283235639333725},{"word":"found","start":482.845,"end":483.345,"confidence":0.7661133,"punctuated_word":"found.","sentiment":"neutral","sentiment_score":-0.07921866327524185},{"word":"and","start":487.645,"end":487.885,"confidence":0.8989258,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06757358461618423},{"word":"i'm","start":487.885,"end":488.20502,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.10379241406917572},{"word":"going","start":488.20502,"end":488.445,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.1350473165512085},{"word":"in","start":488.445,"end":488.605,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09297066926956175},{"word":"for","start":488.605,"end":488.765,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08060936629772186},{"word":"an","start":488.765,"end":489.005,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09516407549381256},{"word":"echocardiogram","start":489.005,"end":489.505,"confidence":0.9916016,"punctuated_word":"echocardiogram","sentiment":"neutral","sentiment_score":0.09093263000249864},{"word":"the","start":490.925,"end":491.085,"confidence":0.9633789,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10007549822330476},{"word":"next","start":491.085,"end":491.585,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08918062597513199},{"word":"or","start":491.805,"end":491.965,"confidence":0.9394531,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07727228105068207},{"word":"the","start":491.965,"end":492.125,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08660038560628891},{"word":"day","start":492.125,"end":492.365,"confidence":0.99902344,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.09346529841423036},{"word":"before","start":492.365,"end":492.685,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.08994393050670624},{"word":"that","start":492.685,"end":492.925,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0935215950012207},{"word":"as","start":492.925,"end":493.165,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08797585964202881},{"word":"well","start":493.165,"end":493.645,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.08489091694355011},{"word":"just","start":493.645,"end":493.885,"confidence":0.5185547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09450717270374298},{"word":"to","start":493.885,"end":494.385,"confidence":0.9536133,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07652202248573303},{"word":"just","start":495.34998,"end":495.59,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.043902687728405},{"word":"to","start":495.59,"end":495.66998,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0617087297141552},{"word":"follow-up","start":495.66998,"end":496.15,"confidence":1.0,"punctuated_word":"follow-up","sentiment":"neutral","sentiment_score":0.06385527551174164},{"word":"on","start":496.15,"end":496.31,"confidence":0.98095703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07168158888816833},{"word":"something","start":496.31,"end":496.62997,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.06684724241495132},{"word":"that","start":496.62997,"end":496.87,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07409640401601791},{"word":"i","start":496.87,"end":496.94998,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05954135209321976},{"word":"had","start":496.94998,"end":497.44998,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.04193820059299469},{"word":"when","start":498.31,"end":498.62997,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.02987419068813324},{"word":"i","start":498.62997,"end":498.71,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04741238057613373},{"word":"was","start":498.71,"end":499.03,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03174186497926712},{"word":"younger","start":499.03,"end":499.53,"confidence":1.0,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":0.030372604727745056},{"word":"sort","start":499.91,"end":500.06998,"confidence":0.87158203,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.019722525030374527},{"word":"of","start":500.06998,"end":500.15,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.043765828013420105},{"word":"thing","start":500.15,"end":500.38998,"confidence":0.98168945,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.05368329584598541},{"word":"i","start":500.38998,"end":500.47,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06619341671466827},{"word":"just","start":500.47,"end":500.62997,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.052520185708999634},{"word":"wanna","start":500.62997,"end":500.87,"confidence":0.9243164,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07289128005504608},{"word":"look","start":500.87,"end":501.03,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.056948691606521606},{"word":"into","start":501.03,"end":501.27,"confidence":0.9892578,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.0683361068367958},{"word":"it","start":501.27,"end":501.34998,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0506785660982132},{"word":"a","start":501.34998,"end":501.43,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04465033859014511},{"word":"bit","start":501.43,"end":501.66998,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.02737674117088318},{"word":"further","start":501.66998,"end":502.16998,"confidence":0.9995117,"punctuated_word":"further.","sentiment":"neutral","sentiment_score":0.03102896735072136},{"word":"i","start":506.38998,"end":506.55,"confidence":0.7963867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0037947390228509903},{"word":"did","start":506.55,"end":506.78998,"confidence":0.8864746,"punctuated_word":"did.","sentiment":"neutral","sentiment_score":0.0104590505361557},{"word":"yeah","start":506.78998,"end":507.03,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01480534952133894},{"word":"i","start":507.03,"end":507.19,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00004304572939872742},{"word":"presented","start":507.19,"end":507.66998,"confidence":0.9941406,"punctuated_word":"presented","sentiment":"neutral","sentiment_score":-0.014412421733140944},{"word":"to","start":507.66998,"end":507.83,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.006597116589546204},{"word":"the","start":507.83,"end":507.90997,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010247442871332169},{"word":"hospital","start":507.90997,"end":508.38998,"confidence":1.0,"punctuated_word":"hospital","sentiment":"neutral","sentiment_score":-0.012915302067995071},{"word":"with","start":508.38998,"end":508.62997,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0435340479016304},{"word":"a","start":508.62997,"end":508.78998,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.035274140536785126},{"word":"racing","start":508.78998,"end":509.27,"confidence":0.86572266,"punctuated_word":"racing","sentiment":"neutral","sentiment_score":-0.03352968022227287},{"word":"heart","start":509.27,"end":509.59,"confidence":0.94677734,"punctuated_word":"heart,","sentiment":"neutral","sentiment_score":-0.026208210736513134},{"word":"basically","start":509.59,"end":510.09,"confidence":0.87768555,"punctuated_word":"basically.","sentiment":"neutral","sentiment_score":-0.023885130882263184},{"word":"and","start":510.835,"end":511.335,"confidence":0.69189453,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.007891200482845306},{"word":"and","start":511.475,"end":511.635,"confidence":0.8491211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0016104895621538162},{"word":"then","start":511.635,"end":511.875,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.006554335355758667},{"word":"i","start":511.875,"end":512.115,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03604600206017494},{"word":"i","start":512.115,"end":512.195,"confidence":0.8803711,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04711225628852844},{"word":"went","start":512.195,"end":512.355,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.06711068749427795},{"word":"on","start":512.355,"end":512.515,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0630795955657959},{"word":"medication","start":512.515,"end":513.015,"confidence":0.99902344,"punctuated_word":"medication","sentiment":"neutral","sentiment_score":-0.03607922792434693},{"word":"for","start":513.475,"end":513.975,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07355198264122009},{"word":"a","start":514.995,"end":515.235,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05834536999464035},{"word":"year","start":515.235,"end":515.475,"confidence":0.97265625,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.0600549578666687},{"word":"or","start":515.475,"end":515.635,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05860321968793869},{"word":"so","start":515.635,"end":516.135,"confidence":0.9267578,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":-0.06367790699005127},{"word":"and","start":516.435,"end":516.595,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05305870622396469},{"word":"i","start":516.595,"end":516.835,"confidence":0.80371094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08221358060836792},{"word":"didn't","start":516.835,"end":517.075,"confidence":0.99902344,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.09911713004112244},{"word":"come","start":517.075,"end":517.315,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.10286727547645567},{"word":"back","start":517.315,"end":517.635,"confidence":0.90771484,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":-0.10677258670330048},{"word":"but","start":517.635,"end":517.875,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02866213396191597},{"word":"now","start":517.875,"end":518.115,"confidence":0.9770508,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.0000969618558883667},{"word":"it's","start":518.115,"end":518.615,"confidence":0.97314453,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.009941032156348228},{"word":"it's","start":518.755,"end":518.915,"confidence":0.77319336,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.014707851223647594},{"word":"hap","start":518.915,"end":519.075,"confidence":0.81469727,"punctuated_word":"hap","sentiment":"neutral","sentiment_score":-0.02570587769150734},{"word":"it","start":519.15497,"end":519.315,"confidence":0.88720703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.045049428939819336},{"word":"happened","start":519.315,"end":519.635,"confidence":0.9970703,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.04115312919020653},{"word":"again","start":519.635,"end":519.795,"confidence":0.9980469,"punctuated_word":"again","sentiment":"neutral","sentiment_score":-0.05195460096001625},{"word":"while","start":519.795,"end":520.035,"confidence":0.9892578,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.04425438120961189},{"word":"i","start":520.035,"end":520.115,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01354748010635376},{"word":"was","start":520.115,"end":520.275,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.032394446432590485},{"word":"on","start":520.275,"end":520.435,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.015972942113876343},{"word":"holidays","start":520.435,"end":520.915,"confidence":0.5095215,"punctuated_word":"holidays,","sentiment":"neutral","sentiment_score":0.002752970904111862},{"word":"so","start":520.915,"end":521.415,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.026273377239704132},{"word":"i'm","start":521.475,"end":521.715,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04025980830192566},{"word":"just","start":521.715,"end":521.875,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03995543345808983},{"word":"following","start":521.875,"end":522.275,"confidence":1.0,"punctuated_word":"following","sentiment":"neutral","sentiment_score":0.01760503277182579},{"word":"up","start":522.275,"end":522.435,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03427153825759888},{"word":"on","start":522.435,"end":522.515,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04643503203988075},{"word":"that","start":522.515,"end":522.755,"confidence":0.90771484,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.010773561894893646},{"word":"well","start":522.755,"end":522.915,"confidence":0.65185547,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.019224805757403377},{"word":"there","start":522.915,"end":523.075,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.02304067462682724},{"word":"is","start":523.075,"end":523.315,"confidence":0.9873047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02451629564166069},{"word":"a","start":523.315,"end":523.395,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01511760987341404},{"word":"procedure","start":523.395,"end":523.795,"confidence":1.0,"punctuated_word":"procedure","sentiment":"neutral","sentiment_score":-0.013555563986301422},{"word":"i","start":523.795,"end":523.875,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005372345447540283},{"word":"can","start":523.875,"end":524.035,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.016790054738521576},{"word":"have","start":524.035,"end":524.195,"confidence":0.9748535,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":-0.006340323016047478},{"word":"it's","start":524.195,"end":524.355,"confidence":0.9980469,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.02229474112391472},{"word":"only","start":524.355,"end":524.515,"confidence":0.99121094,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03570066764950752},{"word":"a","start":524.515,"end":524.675,"confidence":0.9589844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01570279523730278},{"word":"day","start":524.675,"end":524.915,"confidence":0.9941406,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.02082141488790512},{"word":"procedure","start":524.915,"end":525.395,"confidence":0.9140625,"punctuated_word":"procedure,","sentiment":"neutral","sentiment_score":-0.025926709175109863},{"word":"though","start":525.395,"end":525.895,"confidence":0.9975586,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.02222401276230812},{"word":"yeah","start":527.2,"end":527.7,"confidence":0.7680664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02243715338408947},{"word":"that's","start":530.4,"end":530.72003,"confidence":0.9091797,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.02073693834245205},{"word":"it","start":530.72003,"end":531.22003,"confidence":0.9916992,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.0012519210577011108},{"word":"yeah","start":534.0,"end":534.48,"confidence":0.95874023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06891937553882599},{"word":"yeah","start":534.48,"end":534.72003,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08061571419239044},{"word":"i'm","start":534.72003,"end":534.88,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0935928151011467},{"word":"fine","start":534.88,"end":535.28,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.14573213458061218},{"word":"yeah","start":535.28,"end":535.78,"confidence":0.904541,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08210423588752747},{"word":"we","start":544.24506,"end":544.405,"confidence":0.72509766,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.11529003828763962},{"word":"don't","start":544.405,"end":544.905,"confidence":0.9967448,"punctuated_word":"don't.","sentiment":"neutral","sentiment_score":-0.0754430890083313},{"word":"no","start":550.885,"end":551.385,"confidence":0.953125,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05535947531461716},{"word":"my","start":552.61,"end":552.85004,"confidence":0.8496094,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.03288555517792702},{"word":"partner","start":552.85004,"end":553.21,"confidence":0.99902344,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":-0.0369066447019577},{"word":"does","start":553.21,"end":553.57,"confidence":0.85131836,"punctuated_word":"does,","sentiment":"neutral","sentiment_score":-0.010519584640860558},{"word":"but","start":553.57,"end":553.81,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.011407576501369476},{"word":"yeah","start":554.21,"end":554.61,"confidence":0.99609375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.0034088511019945145},{"word":"that's","start":554.61,"end":554.93,"confidence":0.685791,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.018370825797319412},{"word":"yeah","start":555.17,"end":555.67,"confidence":0.9904785,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.2760007977485657},{"word":"that's","start":566.175,"end":566.41504,"confidence":0.9736328,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08793600648641586},{"word":"correct","start":566.41504,"end":566.91504,"confidence":1.0,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.11176645755767822},{"word":"yep","start":566.97504,"end":567.47504,"confidence":0.9506836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1606442630290985},{"word":"yep","start":581.3,"end":581.8,"confidence":0.94018555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09375160932540894},{"word":"that's","start":585.54,"end":585.86,"confidence":0.9914551,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.053425081074237823},{"word":"correct","start":585.86,"end":586.36,"confidence":0.9995117,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.06633173674345016},{"word":"that's","start":591.455,"end":591.775,"confidence":0.7578125,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.38442379236221313},{"word":"my","start":591.775,"end":591.855,"confidence":0.99902344,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.44546300172805786},{"word":"main","start":591.855,"end":592.255,"confidence":0.9892578,"punctuated_word":"main","sentiment":"positive","sentiment_score":0.4429572522640228},{"word":"priority","start":592.255,"end":592.655,"confidence":0.88012695,"punctuated_word":"priority,","sentiment":"positive","sentiment_score":0.43229401111602783},{"word":"but","start":592.655,"end":592.815,"confidence":1.0,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.3378843069076538},{"word":"not","start":592.815,"end":592.975,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.2190067619085312},{"word":"necessarily","start":592.975,"end":593.475,"confidence":0.99902344,"punctuated_word":"necessarily","sentiment":"neutral","sentiment_score":0.16544684767723083},{"word":"my","start":593.615,"end":593.855,"confidence":0.99609375,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.337331622838974},{"word":"partner's","start":593.855,"end":594.355,"confidence":0.8610026,"punctuated_word":"partner's.","sentiment":"neutral","sentiment_score":0.2848661541938782},{"word":"oh","start":609.99,"end":610.06995,"confidence":0.69873047,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.039311908185482025},{"word":"no","start":610.06995,"end":610.38995,"confidence":0.93115234,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.07485013455152512},{"word":"not","start":610.38995,"end":610.55,"confidence":0.9980469,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.1012391448020935},{"word":"really","start":610.55,"end":611.02997,"confidence":0.9970703,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.07929357886314392},{"word":"we","start":611.02997,"end":611.35,"confidence":0.9892578,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.0848979502916336},{"word":"we","start":611.35,"end":611.50995,"confidence":0.7246094,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04805570095777512},{"word":"not","start":612.47,"end":612.79,"confidence":0.9921875,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1420256793498993},{"word":"really","start":612.79,"end":613.02997,"confidence":0.9680176,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.1209707409143448},{"word":"no","start":613.02997,"end":613.26996,"confidence":0.9863281,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12743858993053436},{"word":"we're","start":613.26996,"end":613.50995,"confidence":0.8269043,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.08741548657417297},{"word":"we're","start":613.50995,"end":613.67,"confidence":0.9387207,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.04982225224375725},{"word":"about","start":613.67,"end":613.91,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.035441335290670395},{"word":"to","start":613.91,"end":614.06995,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15941625833511353},{"word":"extend","start":614.06995,"end":614.38995,"confidence":0.9980469,"punctuated_word":"extend","sentiment":"neutral","sentiment_score":-0.09674439579248428},{"word":"the","start":614.38995,"end":614.55,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1476670205593109},{"word":"patio","start":614.55,"end":614.94995,"confidence":1.0,"punctuated_word":"patio","sentiment":"neutral","sentiment_score":-0.10326641798019408},{"word":"and","start":614.94995,"end":615.19,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16438032686710358},{"word":"stuff","start":615.19,"end":615.43,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.12844188511371613},{"word":"like","start":615.43,"end":615.58997,"confidence":0.8691406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1183195486664772},{"word":"that","start":615.58997,"end":615.75,"confidence":0.9172363,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.10714955627918243},{"word":"but","start":615.75,"end":615.82996,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.050983138382434845},{"word":"that's","start":615.82996,"end":616.06995,"confidence":0.9926758,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.04493429511785507},{"word":"all","start":616.06995,"end":616.23,"confidence":0.984375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.015855960547924042},{"word":"just","start":616.23,"end":616.47,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04012525826692581},{"word":"part","start":616.47,"end":616.63,"confidence":0.87597656,"punctuated_word":"part","sentiment":"neutral","sentiment_score":-0.005507580935955048},{"word":"and","start":616.63,"end":616.79,"confidence":0.9589844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.014128707349300385},{"word":"parcel","start":616.79,"end":617.19,"confidence":0.40667725,"punctuated_word":"parcel.","sentiment":"neutral","sentiment_score":-0.06474500149488449},{"word":"you","start":617.19,"end":617.35,"confidence":0.38208008,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03163678199052811},{"word":"know","start":617.35,"end":617.43,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.013527527451515198},{"word":"what","start":617.43,"end":617.50995,"confidence":0.43920898,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.015525169670581818},{"word":"i","start":617.50995,"end":617.67,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01914387196302414},{"word":"mean","start":617.67,"end":618.17,"confidence":0.9880371,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.01592775247991085},{"word":"we","start":618.47,"end":618.63,"confidence":0.8071289,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.04454999044537544},{"word":"do","start":618.63,"end":618.94995,"confidence":0.5048828,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0671568363904953},{"word":"we","start":619.19,"end":619.50995,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0677073523402214},{"word":"go","start":619.50995,"end":619.75,"confidence":0.84277344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.061021819710731506},{"word":"through","start":619.75,"end":619.99,"confidence":0.9951172,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06670738756656647},{"word":"these","start":619.99,"end":620.14996,"confidence":0.77246094,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.07501272857189178},{"word":"little","start":620.14996,"end":620.47,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07578065991401672},{"word":"phases","start":620.47,"end":620.87,"confidence":0.63464355,"punctuated_word":"phases,","sentiment":"neutral","sentiment_score":0.024482006207108498},{"word":"barely","start":620.87,"end":621.37,"confidence":0.6368408,"punctuated_word":"barely.","sentiment":"neutral","sentiment_score":0.018948212265968323},{"word":"wanna","start":621.705,"end":621.945,"confidence":0.98828125,"punctuated_word":"Wanna","sentiment":"neutral","sentiment_score":0.043851714581251144},{"word":"add","start":621.945,"end":622.445,"confidence":1.0,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.0510270819067955},{"word":"stuff","start":623.145,"end":623.645,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.04027124121785164},{"word":"to","start":624.34503,"end":624.84503,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17819690704345703},{"word":"it","start":625.54504,"end":626.04504,"confidence":0.9770508,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.12217612564563753},{"word":"that's","start":626.74506,"end":627.065,"confidence":0.8239746,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.27790695428848267},{"word":"right","start":627.065,"end":627.385,"confidence":0.9980469,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.31775087118148804},{"word":"yeah","start":627.385,"end":627.885,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3035253882408142},{"word":"yeah","start":648.94,"end":649.26,"confidence":0.98291016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18664687871932983},{"word":"yep","start":649.26,"end":649.58,"confidence":0.85498047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19085094332695007},{"word":"yep","start":649.58,"end":650.08,"confidence":0.986084,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1891314834356308},{"word":"mhmm","start":675.77,"end":676.27,"confidence":0.9338379,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.019487980753183365},{"word":"have","start":680.355,"end":680.595,"confidence":0.9716797,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.0025527216494083405},{"word":"i","start":680.595,"end":680.675,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005139563232660294},{"word":"bought","start":680.675,"end":680.995,"confidence":0.9980469,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.011620759963989258},{"word":"a","start":680.995,"end":681.075,"confidence":0.8730469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.001453416422009468},{"word":"what","start":681.075,"end":681.575,"confidence":0.9946289,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":-0.003866653889417648},{"word":"what","start":682.355,"end":682.855,"confidence":0.7854004,"punctuated_word":"What?","sentiment":"neutral","sentiment_score":-0.010703571140766144},{"word":"oh","start":684.755,"end":684.915,"confidence":0.7495117,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.05782587081193924},{"word":"no","start":684.915,"end":685.235,"confidence":0.9694824,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.08952924609184265},{"word":"no","start":685.235,"end":685.735,"confidence":0.94799805,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10107846558094025},{"word":"is","start":714.745,"end":714.985,"confidence":0.9472656,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.027513127774000168},{"word":"this","start":714.985,"end":715.485,"confidence":0.7224121,"punctuated_word":"this?","sentiment":"neutral","sentiment_score":-0.03844866901636124},{"word":"like","start":716.95996,"end":717.45996,"confidence":0.8203125,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.00040542706847190857},{"word":"so","start":718.72,"end":719.04,"confidence":0.96875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.029611364006996155},{"word":"how","start":719.04,"end":719.27997,"confidence":0.99316406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.02103724703192711},{"word":"i","start":719.27997,"end":719.36,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.021554768085479736},{"word":"would","start":719.36,"end":719.6,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0597141906619072},{"word":"invest","start":719.6,"end":719.92,"confidence":0.9980469,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.010817378759384155},{"word":"my","start":719.92,"end":720.07996,"confidence":0.9873047,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03904402256011963},{"word":"super","start":720.07996,"end":720.39996,"confidence":0.22265625,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1445109248161316},{"word":"is","start":720.39996,"end":720.87994,"confidence":0.6401367,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.025038179010152817},{"word":"i'm","start":758.455,"end":758.615,"confidence":0.8791504,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0671696588397026},{"word":"happy","start":758.615,"end":759.115,"confidence":0.7236328,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":-0.025273814797401428},{"word":"with","start":759.175,"end":759.41504,"confidence":0.9760742,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.09856709092855452},{"word":"the","start":759.41504,"end":759.495,"confidence":0.54248047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09242433309555054},{"word":"high","start":759.495,"end":759.735,"confidence":0.8154297,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.15650080144405365},{"word":"risk","start":759.735,"end":759.97504,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.008233487606048584},{"word":"at","start":759.97504,"end":760.135,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1036444753408432},{"word":"the","start":760.135,"end":760.215,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09257566928863524},{"word":"moment","start":760.215,"end":760.715,"confidence":0.9980469,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.041956283152103424},{"word":"yep","start":760.85504,"end":761.35504,"confidence":0.7602539,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0223664790391922},{"word":"yep","start":761.97504,"end":762.47504,"confidence":0.9399414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21243858337402344},{"word":"exactly","start":764.935,"end":765.435,"confidence":0.9812012,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.10491526126861572},{"word":"so","start":765.495,"end":765.735,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06878677010536194},{"word":"the","start":765.735,"end":765.895,"confidence":0.8959961,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08286994695663452},{"word":"same","start":765.895,"end":766.135,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.14315065741539},{"word":"as","start":766.135,"end":766.295,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08228770643472672},{"word":"last","start":766.295,"end":766.615,"confidence":0.9819336,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.07432815432548523},{"word":"twelve","start":766.615,"end":766.85504,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.1315539926290512},{"word":"months","start":766.85504,"end":767.175,"confidence":0.9863281,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.102687805891037},{"word":"yep","start":767.175,"end":767.495,"confidence":0.939209,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0875987634062767},{"word":"yep","start":767.495,"end":767.995,"confidence":0.98535156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09822183847427368},{"word":"yep","start":768.85504,"end":769.35504,"confidence":0.95532227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13164910674095154},{"word":"i","start":809.39,"end":809.89,"confidence":0.5040283,"punctuated_word":"I.","sentiment":"neutral","sentiment_score":0.0207824744284153},{"word":"the","start":810.51,"end":810.67004,"confidence":0.9941406,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.1005982980132103},{"word":"first","start":810.67004,"end":810.99005,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.14404872059822085},{"word":"one","start":810.99005,"end":811.49005,"confidence":0.9975586,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.17943567037582395},{"word":"yes","start":811.55005,"end":812.05005,"confidence":0.8769531,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.16314804553985596},{"word":"i'm","start":820.205,"end":820.445,"confidence":0.67407227,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.05100957304239273},{"word":"not","start":820.445,"end":820.68506,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07289843261241913},{"word":"sure","start":820.68506,"end":821.18506,"confidence":0.9145508,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.08155465126037598},{"word":"if","start":821.405,"end":821.645,"confidence":0.74902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.08615134656429291},{"word":"it's","start":821.645,"end":821.885,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.034548353403806686},{"word":"an","start":821.885,"end":822.04504,"confidence":0.93408203,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.043734110891819},{"word":"if","start":822.04504,"end":822.28503,"confidence":0.5654297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.00892714411020279},{"word":"it's","start":822.28503,"end":822.60504,"confidence":0.9848633,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0020682341419160366},{"word":"an","start":822.60504,"end":822.765,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.00687091052532196},{"word":"opportunistic","start":822.765,"end":823.265,"confidence":0.99365234,"punctuated_word":"opportunistic","sentiment":"neutral","sentiment_score":0.028230980038642883},{"word":"thing","start":823.565,"end":823.885,"confidence":0.92871094,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.0012761801481246948},{"word":"i'd","start":823.885,"end":824.205,"confidence":0.96899414,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.04402602463960648},{"word":"invest","start":824.205,"end":824.68506,"confidence":0.9892578,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.028817757964134216},{"word":"heavily","start":824.68506,"end":825.18506,"confidence":0.93530273,"punctuated_word":"heavily.","sentiment":"neutral","sentiment_score":0.026999127119779587},{"word":"like","start":826.125,"end":826.36505,"confidence":0.4921875,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.09789666533470154},{"word":"it","start":826.36505,"end":826.445,"confidence":0.5136719,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.14120584726333618},{"word":"yeah","start":826.68506,"end":827.005,"confidence":0.9550781,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.14277102053165436},{"word":"yeah","start":827.005,"end":827.505,"confidence":0.9067383,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14700257778167725},{"word":"well","start":856.52,"end":856.92,"confidence":0.9411621,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.13120019435882568},{"word":"concerned","start":856.92,"end":857.32,"confidence":0.95166016,"punctuated_word":"concerned","sentiment":"neutral","sentiment_score":-0.22618058323860168},{"word":"because","start":857.32,"end":857.56,"confidence":0.88964844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.23438891768455505},{"word":"you're","start":857.56,"end":857.72003,"confidence":0.9765625,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.27905189990997314},{"word":"losing","start":857.72003,"end":858.04004,"confidence":1.0,"punctuated_word":"losing","sentiment":"negative","sentiment_score":-0.4161306917667389},{"word":"money","start":858.04004,"end":858.36,"confidence":0.9616699,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.3313407301902771},{"word":"right","start":858.36,"end":858.86,"confidence":0.9980469,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":-0.10853222012519836},{"word":"but","start":858.95996,"end":859.45996,"confidence":0.98095703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0600447952747345},{"word":"yeah","start":859.8,"end":860.12,"confidence":0.9892578,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.010981584899127483},{"word":"but","start":860.12,"end":860.28,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0038541778922080994},{"word":"that's","start":860.28,"end":860.52,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.002123624086380005},{"word":"just","start":860.52,"end":860.76,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.010491840541362762},{"word":"the","start":860.76,"end":860.84,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01927679032087326},{"word":"way","start":860.84,"end":860.92,"confidence":0.99316406,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.02806328237056732},{"word":"it","start":860.92,"end":861.08,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05437178164720535},{"word":"rolls","start":861.08,"end":861.4,"confidence":0.9211426,"punctuated_word":"rolls.","sentiment":"neutral","sentiment_score":0.07397419214248657},{"word":"the","start":861.4,"end":861.56,"confidence":0.9790039,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.01151740550994873},{"word":"entitlement","start":861.56,"end":862.06,"confidence":0.45263672,"punctuated_word":"entitlement","sentiment":"neutral","sentiment_score":0.03604493290185928},{"word":"goes","start":862.12,"end":862.36,"confidence":0.9980469,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.03519653528928757},{"word":"up","start":862.36,"end":862.86,"confidence":0.97802734,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.026760738343000412},{"word":"so","start":863.32,"end":863.64,"confidence":0.69921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06942636519670486},{"word":"yeah","start":863.72003,"end":864.22003,"confidence":0.9519043,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.13294196128845215},{"word":"with","start":865.08,"end":865.4,"confidence":0.7324219,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.104430191218853},{"word":"inflation","start":865.4,"end":865.9,"confidence":0.9211426,"punctuated_word":"inflation?","sentiment":"neutral","sentiment_score":0.09642957895994186},{"word":"yeah","start":870.17505,"end":870.67505,"confidence":0.96655273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0570039376616478},{"word":"no","start":880.255,"end":880.755,"confidence":0.7207031,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05491600185632706},{"word":"no","start":885.215,"end":885.69,"confidence":0.876709,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07587137818336487},{"word":"yeah","start":885.77,"end":886.27,"confidence":0.9790039,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04562241584062576},{"word":"yep","start":899.93,"end":900.41,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21420317888259888},{"word":"cool","start":900.41,"end":900.91,"confidence":0.85717773,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2803717255592346},{"word":"no","start":905.945,"end":906.445,"confidence":0.8334961,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08046890795230865},{"word":"yep","start":921.87,"end":922.26996,"confidence":0.9638672,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.011459635570645332},{"word":"yep","start":922.26996,"end":922.76996,"confidence":0.7429199,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07507697492837906},{"word":"yep","start":924.11,"end":924.61,"confidence":0.86621094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0469706766307354},{"word":"yeah","start":941.475,"end":941.875,"confidence":0.83618164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005399011075496674},{"word":"yep","start":941.875,"end":942.375,"confidence":0.85253906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01379298698157072},{"word":"yeah","start":944.915,"end":945.235,"confidence":0.8496094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00402581412345171},{"word":"still","start":945.235,"end":945.475,"confidence":0.76464844,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":-0.00028144940733909607},{"word":"company","start":945.475,"end":945.955,"confidence":0.77124023,"punctuated_word":"company.","sentiment":"neutral","sentiment_score":0.014123179018497469},{"word":"yes","start":945.955,"end":946.455,"confidence":0.7133789,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.056300390511751175},{"word":"i","start":947.85004,"end":948.09,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.022747360169887543},{"word":"am","start":948.09,"end":948.41003,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.004319123923778534},{"word":"however","start":948.57,"end":949.07,"confidence":0.9592285,"punctuated_word":"however,","sentiment":"neutral","sentiment_score":-0.014818500727415085},{"word":"i","start":949.29004,"end":949.45,"confidence":0.9448242,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04706345498561859},{"word":"thought","start":949.45,"end":949.69,"confidence":0.88671875,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.05477556958794594},{"word":"i'd","start":949.69,"end":949.85004,"confidence":0.9572754,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.0613047331571579},{"word":"just","start":949.85004,"end":950.35004,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.039764098823070526},{"word":"just","start":950.41003,"end":950.57,"confidence":0.88720703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04362691566348076},{"word":"stop","start":950.57,"end":950.81,"confidence":0.9863281,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.04659168049693107},{"word":"you","start":950.81,"end":950.97003,"confidence":0.7714844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06664932519197464},{"word":"and","start":950.97003,"end":951.13,"confidence":0.98535156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06967195868492126},{"word":"let","start":951.13,"end":951.37,"confidence":0.9980469,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.0384816974401474},{"word":"you","start":951.37,"end":951.45,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.030727848410606384},{"word":"know","start":951.45,"end":951.77,"confidence":0.9182129,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.04888343811035156},{"word":"i","start":951.77,"end":951.93005,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06557031720876694},{"word":"am","start":951.93005,"end":952.17004,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":-0.06690718233585358},{"word":"looking","start":952.17004,"end":952.49005,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.10835829377174376},{"word":"at","start":952.49005,"end":952.99005,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12807297706604004},{"word":"taking","start":953.77,"end":954.27,"confidence":0.89208984,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.11372637748718262},{"word":"a","start":954.41003,"end":954.57,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10113921761512756},{"word":"bit","start":954.57,"end":954.89,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.107667475938797},{"word":"of","start":954.89,"end":955.13,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09186038374900818},{"word":"a","start":955.13,"end":955.21,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09921958297491074},{"word":"step","start":955.21,"end":955.53,"confidence":1.0,"punctuated_word":"step","sentiment":"neutral","sentiment_score":-0.0760224312543869},{"word":"back","start":955.53,"end":956.01,"confidence":0.92871094,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":-0.07423806190490723},{"word":"our","start":956.01,"end":956.51,"confidence":0.50878906,"punctuated_word":"Our","sentiment":"neutral","sentiment_score":-0.1441279947757721},{"word":"plan","start":957.05005,"end":957.29004,"confidence":0.90234375,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":-0.14429163932800293},{"word":"plans","start":957.45,"end":957.77,"confidence":0.99609375,"punctuated_word":"plans","sentiment":"neutral","sentiment_score":-0.1400323510169983},{"word":"have","start":957.77,"end":957.93005,"confidence":0.9921875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11810696125030518},{"word":"changed","start":957.93005,"end":958.33,"confidence":0.9370117,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":-0.08223561942577362},{"word":"obviously","start":958.33,"end":958.73004,"confidence":0.86987305,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.007555961608886719},{"word":"we've","start":958.73004,"end":958.97003,"confidence":0.80615234,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.0033904872834682465},{"word":"started","start":958.97003,"end":959.21,"confidence":1.0,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.021476171910762787},{"word":"kelly","start":959.29004,"end":959.69,"confidence":0.9741211,"punctuated_word":"Kelly","sentiment":"neutral","sentiment_score":0.04713805392384529},{"word":"started","start":959.69,"end":960.09,"confidence":0.9707031,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.042048655450344086},{"word":"a","start":960.09,"end":960.17004,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05716535449028015},{"word":"business","start":960.17004,"end":960.57,"confidence":0.9675293,"punctuated_word":"business.","sentiment":"neutral","sentiment_score":0.03050173819065094},{"word":"she's","start":960.57,"end":960.73004,"confidence":0.99853516,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":0.048739634454250336},{"word":"my","start":960.73004,"end":960.97003,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03150010108947754},{"word":"partner","start":960.97003,"end":961.47003,"confidence":0.7717285,"punctuated_word":"partner.","sentiment":"neutral","sentiment_score":0.042802248150110245},{"word":"and","start":961.805,"end":962.045,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07997285574674606},{"word":"that's","start":962.045,"end":962.20496,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0953478068113327},{"word":"going","start":962.20496,"end":962.685,"confidence":1.0,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.36123913526535034},{"word":"really","start":962.685,"end":962.925,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2989639341831207},{"word":"well","start":962.925,"end":963.425,"confidence":0.99609375,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.21082477271556857},{"word":"and","start":964.76495,"end":965.08496,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.028634030371904373},{"word":"so","start":965.08496,"end":965.58496,"confidence":0.99121094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02720688097178936},{"word":"i","start":965.725,"end":965.96497,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02759028598666191},{"word":"am","start":965.96497,"end":966.125,"confidence":0.99902344,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.032977908849716187},{"word":"looking","start":966.125,"end":966.44495,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.032896652817726135},{"word":"at","start":966.44495,"end":966.76495,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.028120920062065125},{"word":"going","start":966.76495,"end":967.08496,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.031707704067230225},{"word":"to","start":967.08496,"end":967.32495,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04924836754798889},{"word":"a","start":967.32495,"end":967.565,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05443516746163368},{"word":"job","start":967.565,"end":967.805,"confidence":0.9892578,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.02954729273915291},{"word":"share","start":967.805,"end":968.045,"confidence":0.9892578,"punctuated_word":"share","sentiment":"neutral","sentiment_score":0.06907492876052856},{"word":"role","start":968.045,"end":968.365,"confidence":0.7963867,"punctuated_word":"role,","sentiment":"neutral","sentiment_score":0.034567467868328094},{"word":"so","start":968.365,"end":968.605,"confidence":0.83374023,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.01909468322992325},{"word":"like","start":968.605,"end":968.845,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.013419240713119509},{"word":"halving","start":968.845,"end":969.165,"confidence":0.6993408,"punctuated_word":"halving","sentiment":"neutral","sentiment_score":0.02798513136804104},{"word":"everything","start":969.165,"end":969.665,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.04399263113737106},{"word":"in","start":970.44495,"end":970.685,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01108643040060997},{"word":"the","start":970.685,"end":970.845,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026318591088056564},{"word":"mines","start":970.845,"end":971.345,"confidence":0.90771484,"punctuated_word":"mines","sentiment":"neutral","sentiment_score":0.029218511655926704},{"word":"and","start":973.725,"end":974.045,"confidence":0.80126953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.022665057331323624},{"word":"taking","start":974.045,"end":974.365,"confidence":0.9980469,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.04739842563867569},{"word":"on","start":974.365,"end":974.845,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.042694248259067535},{"word":"more","start":974.845,"end":975.08496,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.04261979088187218},{"word":"of","start":975.08496,"end":975.245,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.055202215909957886},{"word":"a","start":975.245,"end":975.32495,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05702244117856026},{"word":"role","start":975.32495,"end":975.64496,"confidence":1.0,"punctuated_word":"role","sentiment":"neutral","sentiment_score":0.047879889607429504},{"word":"in","start":975.64496,"end":975.805,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04456209018826485},{"word":"the","start":975.805,"end":975.96497,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06195558235049248},{"word":"business","start":975.96497,"end":976.46497,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.07092894613742828},{"word":"because","start":979.9,"end":980.4,"confidence":0.82006836,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":-0.13666674494743347},{"word":"yeah","start":981.5,"end":981.74,"confidence":0.9855957,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.1862640529870987},{"word":"i","start":981.74,"end":981.9,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2828054428100586},{"word":"just","start":981.9,"end":982.14,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.26364758610725403},{"word":"don't","start":982.14,"end":982.3,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.28934168815612793},{"word":"need","start":982.3,"end":982.46,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.24656283855438232},{"word":"to","start":982.46,"end":982.62,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3164176642894745},{"word":"be","start":982.62,"end":983.02,"confidence":0.99902344,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.34415745735168457},{"word":"working","start":983.02,"end":983.42,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.30933791399002075},{"word":"so","start":983.42,"end":983.58,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.28264757990837097},{"word":"much","start":983.58,"end":983.9,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.23640786111354828},{"word":"anymore","start":983.9,"end":984.4,"confidence":0.9916992,"punctuated_word":"anymore.","sentiment":"neutral","sentiment_score":-0.25159376859664917},{"word":"so","start":987.1,"end":987.6,"confidence":0.9526367,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07477521896362305},{"word":"the","start":987.74,"end":987.9,"confidence":0.4260254,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12165693938732149},{"word":"it","start":988.06,"end":988.22,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1517961323261261},{"word":"is","start":988.22,"end":988.54,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.17324993014335632},{"word":"looking","start":988.54,"end":988.94,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.14063312113285065},{"word":"like","start":988.94,"end":989.44,"confidence":0.9819336,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1395225077867508},{"word":"around","start":990.815,"end":991.21497,"confidence":0.95166016,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.13783882558345795},{"word":"about","start":991.21497,"end":991.535,"confidence":0.98828125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.17622067034244537},{"word":"christmas","start":991.535,"end":991.935,"confidence":0.8857422,"punctuated_word":"Christmas","sentiment":"neutral","sentiment_score":-0.1453157365322113},{"word":"time","start":991.935,"end":992.25494,"confidence":0.99609375,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.1473264843225479},{"word":"heading","start":992.25494,"end":992.495,"confidence":0.9199219,"punctuated_word":"heading","sentiment":"neutral","sentiment_score":-0.13759757578372955},{"word":"into","start":992.495,"end":992.735,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.13979434967041016},{"word":"that","start":992.735,"end":993.055,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09615827351808548},{"word":"sort","start":993.055,"end":993.555,"confidence":0.9951172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0948621705174446},{"word":"of","start":994.415,"end":994.65497,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13124167919158936},{"word":"job","start":994.65497,"end":994.89496,"confidence":0.8989258,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.1371706873178482},{"word":"share","start":994.89496,"end":995.13495,"confidence":0.99121094,"punctuated_word":"share","sentiment":"neutral","sentiment_score":-0.10894056409597395},{"word":"role","start":995.13495,"end":995.45496,"confidence":0.98535156,"punctuated_word":"role","sentiment":"neutral","sentiment_score":-0.16062943637371063},{"word":"where","start":995.45496,"end":995.95496,"confidence":0.88134766,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.11887093633413316},{"word":"everything","start":996.33496,"end":996.65497,"confidence":0.5678711,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.16186539828777313},{"word":"will","start":996.65497,"end":996.815,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.1862582415342331},{"word":"be","start":996.815,"end":996.975,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1978217363357544},{"word":"cut","start":996.975,"end":997.21497,"confidence":0.9819336,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":-0.16348162293434143},{"word":"by","start":997.21497,"end":997.375,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.12299089878797533},{"word":"50%","start":997.375,"end":998.095,"confidence":0.8977051,"punctuated_word":"50%.","sentiment":"neutral","sentiment_score":-0.11932379007339478},{"word":"so","start":998.095,"end":998.33496,"confidence":0.89990234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05297819525003433},{"word":"my","start":998.33496,"end":998.57495,"confidence":0.96533203,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.027173802256584167},{"word":"super","start":998.57495,"end":998.815,"confidence":0.90283203,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.0818050280213356},{"word":"contributions","start":998.815,"end":999.315,"confidence":0.9790039,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":0.0020578764379024506},{"word":"everything","start":999.935,"end":1000.25494,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.06068059429526329},{"word":"will","start":1000.25494,"end":1000.415,"confidence":0.984375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.10110940039157867},{"word":"be","start":1000.415,"end":1000.57495,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07741471379995346},{"word":"cut","start":1000.57495,"end":1001.07495,"confidence":0.91967773,"punctuated_word":"cut.","sentiment":"neutral","sentiment_score":-0.052151672542095184},{"word":"but","start":1004.58997,"end":1004.83,"confidence":0.98828125,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.08314264565706253},{"word":"that's","start":1004.83,"end":1005.14996,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.1623079627752304},{"word":"not","start":1005.14996,"end":1005.31,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.18812024593353271},{"word":"done","start":1005.31,"end":1005.55,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.24382217228412628},{"word":"and","start":1005.55,"end":1005.63,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.26350516080856323},{"word":"dusted","start":1005.63,"end":1006.02997,"confidence":0.99902344,"punctuated_word":"dusted","sentiment":"neutral","sentiment_score":-0.24797561764717105},{"word":"yet","start":1006.02997,"end":1006.19,"confidence":0.9824219,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.2553955018520355},{"word":"that's","start":1006.19,"end":1006.43,"confidence":0.99365234,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.08734637498855591},{"word":"just","start":1006.43,"end":1006.51,"confidence":0.9760742,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06433785706758499},{"word":"i'm","start":1006.58997,"end":1006.75,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.025293931365013123},{"word":"just","start":1006.75,"end":1006.91,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.007109701633453369},{"word":"giving","start":1006.91,"end":1007.14996,"confidence":0.99902344,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.036188725382089615},{"word":"you","start":1007.14996,"end":1007.23,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03707880526781082},{"word":"a","start":1007.23,"end":1007.31,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.036605048924684525},{"word":"heads","start":1007.31,"end":1007.47,"confidence":0.9970703,"punctuated_word":"heads","sentiment":"neutral","sentiment_score":0.035705167800188065},{"word":"up","start":1007.47,"end":1007.79,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.051103394478559494},{"word":"sort","start":1007.79,"end":1007.94995,"confidence":0.82470703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.029174409806728363},{"word":"of","start":1007.94995,"end":1008.11,"confidence":0.9370117,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.026576973497867584},{"word":"thing","start":1008.11,"end":1008.43,"confidence":0.9836426,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.023045428097248077},{"word":"yeah","start":1008.43,"end":1008.93,"confidence":0.8371582,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21100649237632751},{"word":"yeah","start":1009.39,"end":1009.89,"confidence":0.9013672,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3866387605667114},{"word":"mhmm","start":1017.47,"end":1017.97,"confidence":0.97753906,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.001960577443242073},{"word":"to","start":1025.415,"end":1025.735,"confidence":0.7631836,"punctuated_word":"To","sentiment":"neutral","sentiment_score":-0.07323028147220612},{"word":"grow","start":1025.735,"end":1026.235,"confidence":0.8618164,"punctuated_word":"grow.","sentiment":"neutral","sentiment_score":-0.07982899248600006},{"word":"exactly","start":1026.775,"end":1027.275,"confidence":0.9807129,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.04761365056037903},{"word":"yeah","start":1027.335,"end":1027.835,"confidence":0.8273926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04438233375549317},{"word":"but","start":1029.095,"end":1029.575,"confidence":0.9970703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.008514218032360077},{"word":"i","start":1029.575,"end":1029.655,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004893500357866287},{"word":"think","start":1029.655,"end":1029.975,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.02150193601846695},{"word":"i'll","start":1029.975,"end":1030.215,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.013125866651535034},{"word":"be","start":1030.215,"end":1030.295,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0007477663457393646},{"word":"put","start":1030.295,"end":1030.535,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.004258543252944946},{"word":"on","start":1030.535,"end":1030.615,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.010281763970851898},{"word":"the","start":1030.615,"end":1030.775,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.002463005483150482},{"word":"books","start":1030.775,"end":1031.095,"confidence":0.9980469,"punctuated_word":"books","sentiment":"neutral","sentiment_score":-0.006482400000095367},{"word":"from","start":1031.095,"end":1031.335,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.009263843297958374},{"word":"the","start":1031.335,"end":1031.495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0020104125142097473},{"word":"business","start":1031.495,"end":1031.975,"confidence":0.7661133,"punctuated_word":"business.","sentiment":"neutral","sentiment_score":0.012604007497429848},{"word":"so","start":1031.975,"end":1032.475,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0137498676776886},{"word":"whatever","start":1032.9701,"end":1033.29,"confidence":1.0,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.045046642422676086},{"word":"super","start":1033.29,"end":1033.6901,"confidence":0.9550781,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.004781700670719147},{"word":"i'm","start":1033.6901,"end":1033.8501,"confidence":0.99194336,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.034116730093955994},{"word":"not","start":1033.8501,"end":1034.01,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05848320946097374},{"word":"getting","start":1034.01,"end":1034.3301,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.04262168332934379},{"word":"from","start":1034.3301,"end":1034.5701,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.06498105823993683},{"word":"the","start":1034.5701,"end":1034.81,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06196477636694908},{"word":"company","start":1034.81,"end":1035.2101,"confidence":1.0,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.07333560287952423},{"word":"i'm","start":1035.2101,"end":1035.3701,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08224259316921234},{"word":"working","start":1035.3701,"end":1035.6101,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.02239422127604485},{"word":"for","start":1035.6101,"end":1035.93,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07470239698886871},{"word":"now","start":1035.93,"end":1036.43,"confidence":0.9526367,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.05304901301860809},{"word":"i'm","start":1037.01,"end":1037.51,"confidence":0.9868164,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03295029327273369},{"word":"gonna","start":1038.0901,"end":1038.25,"confidence":0.7036133,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.012284014374017715},{"word":"be","start":1038.25,"end":1038.41,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.006384320557117462},{"word":"put","start":1038.41,"end":1038.65,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.0021067634224891663},{"word":"on","start":1038.65,"end":1038.7301,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.012029841542243958},{"word":"the","start":1038.7301,"end":1038.89,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006368428468704224},{"word":"books","start":1038.89,"end":1039.39,"confidence":0.99902344,"punctuated_word":"books","sentiment":"neutral","sentiment_score":-0.020868748426437374},{"word":"from","start":1039.8501,"end":1040.17,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.015433326363563538},{"word":"the","start":1040.17,"end":1040.3301,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011286914348602297},{"word":"business","start":1040.3301,"end":1040.81,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.01312282681465149},{"word":"for","start":1040.81,"end":1040.9701,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.004360981285572052},{"word":"the","start":1040.9701,"end":1041.13,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.017388585954904556},{"word":"hours","start":1041.13,"end":1041.3701,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.02645224332809448},{"word":"that","start":1041.3701,"end":1041.6101,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01930299401283264},{"word":"i","start":1041.6101,"end":1041.6901,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.040835414081811905},{"word":"work","start":1041.6901,"end":1042.01,"confidence":0.75097656,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.03317186236381531},{"word":"so","start":1042.01,"end":1042.17,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.03178194537758827},{"word":"it","start":1042.17,"end":1042.25,"confidence":0.9301758,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.030556797981262207},{"word":"might","start":1042.25,"end":1042.4901,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.033918965607881546},{"word":"get","start":1042.4901,"end":1042.7301,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.04534453526139259},{"word":"made","start":1042.7301,"end":1042.89,"confidence":0.9980469,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.056501712650060654},{"word":"up","start":1042.89,"end":1043.13,"confidence":0.99365234,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.06434722989797592},{"word":"it","start":1043.13,"end":1043.29,"confidence":0.90478516,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.02410334348678589},{"word":"might","start":1043.29,"end":1043.53,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.024660568684339523},{"word":"look","start":1043.53,"end":1043.77,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0158876720815897},{"word":"exactly","start":1043.77,"end":1044.0901,"confidence":1.0,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.01770099252462387},{"word":"the","start":1044.0901,"end":1044.25,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02665216848254204},{"word":"same","start":1044.25,"end":1044.41,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.023900380358099937},{"word":"to","start":1044.41,"end":1044.5701,"confidence":0.93408203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.00712054967880249},{"word":"you","start":1044.5701,"end":1044.7301,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0044955238699913025},{"word":"guys","start":1044.7301,"end":1044.9701,"confidence":0.85717773,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":-0.010806577280163763},{"word":"it'll","start":1044.9701,"end":1045.2101,"confidence":0.81030273,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":-0.010291893035173416},{"word":"just","start":1045.2101,"end":1045.4501,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.008377950638532639},{"word":"be","start":1045.4501,"end":1045.6101,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.010960310697555542},{"word":"from","start":1045.6101,"end":1045.77,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.018995575606822968},{"word":"two","start":1045.77,"end":1045.93,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.016401013359427452},{"word":"different","start":1045.93,"end":1046.3301,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.014801817014813423},{"word":"parties","start":1046.3301,"end":1046.7301,"confidence":0.9926758,"punctuated_word":"parties.","sentiment":"neutral","sentiment_score":-0.01895122043788433},{"word":"that's","start":1046.7301,"end":1046.9701,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.010530680418014526},{"word":"all","start":1046.9701,"end":1047.4701,"confidence":0.9980469,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.005343811586499214},{"word":"yeah","start":1048.525,"end":1049.025,"confidence":0.9863281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20388957858085632},{"word":"yeah","start":1049.485,"end":1049.5651,"confidence":0.86328125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.25918909907341003},{"word":"yeah","start":1049.5651,"end":1049.725,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20245641469955444},{"word":"yeah","start":1049.725,"end":1050.225,"confidence":0.9345703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1821419596672058},{"word":"yeah","start":1058.605,"end":1058.685,"confidence":0.8786621,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06998579204082489},{"word":"yeah","start":1058.685,"end":1059.185,"confidence":0.80737305,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0622914582490921},{"word":"mhmm","start":1071.6,"end":1071.6799,"confidence":0.82214355,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.02508223056793213},{"word":"that's","start":1071.6799,"end":1071.84,"confidence":0.6795654,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06860040128231049},{"word":"okay","start":1071.84,"end":1072.1599,"confidence":0.90185547,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09838791191577911},{"word":"i'm","start":1072.1599,"end":1072.32,"confidence":0.9626465,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.14215150475502014},{"word":"fine","start":1072.32,"end":1072.7999,"confidence":0.75,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.12780246138572693},{"word":"that's","start":1072.7999,"end":1073.0399,"confidence":0.9921875,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1075262650847435},{"word":"how","start":1073.0399,"end":1073.2,"confidence":0.9951172,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.07002299278974533},{"word":"i","start":1073.2,"end":1073.44,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08192435652017593},{"word":"deal","start":1073.44,"end":1073.7599,"confidence":0.67041016,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":0.17095816135406494},{"word":"with","start":1073.7599,"end":1073.84,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2627493739128113},{"word":"it","start":1073.84,"end":1074.0,"confidence":0.98535156,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2391880601644516},{"word":"anyway","start":1074.0,"end":1074.3999,"confidence":0.5761719,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.2640436887741089},{"word":"so","start":1074.3999,"end":1074.5599,"confidence":0.85546875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16250137984752655},{"word":"yeah","start":1074.72,"end":1075.22,"confidence":0.80566406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.12031320482492448},{"word":"yep","start":1084.725,"end":1085.225,"confidence":0.89331055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03151537850499153},{"word":"i","start":1104.485,"end":1104.5651,"confidence":0.8886719,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0332040935754776},{"word":"could","start":1104.5651,"end":1104.885,"confidence":0.67822266,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.027784232050180435},{"word":"see","start":1104.885,"end":1105.125,"confidence":0.8774414,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.02421724610030651},{"word":"signed","start":1105.125,"end":1105.4451,"confidence":0.4116211,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.024566397070884705},{"word":"document","start":1105.4451,"end":1105.9451,"confidence":0.9345703,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.01896544173359871},{"word":"oh","start":1110.5651,"end":1111.0651,"confidence":0.65722656,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.005759513471275568},{"word":"yeah","start":1111.2051,"end":1111.7051,"confidence":0.91430664,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.016879722476005554},{"word":"i","start":1111.845,"end":1111.925,"confidence":0.17468262,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02504407614469528},{"word":"could","start":1111.925,"end":1112.165,"confidence":0.2421875,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.016215797513723373},{"word":"view","start":1112.165,"end":1112.3251,"confidence":0.74365234,"punctuated_word":"view","sentiment":"neutral","sentiment_score":0.015118387527763844},{"word":"services","start":1112.3251,"end":1112.8251,"confidence":0.9838867,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.01001648511737585},{"word":"guide","start":1113.045,"end":1113.365,"confidence":0.6977539,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.01950623095035553},{"word":"version","start":1113.365,"end":1113.865,"confidence":0.99609375,"punctuated_word":"version","sentiment":"neutral","sentiment_score":0.01950210332870483},{"word":"one","start":1114.0851,"end":1114.485,"confidence":0.9819336,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.019816359505057335},{"word":"pdf","start":1114.485,"end":1114.985,"confidence":0.85131836,"punctuated_word":"PDF.","sentiment":"neutral","sentiment_score":0.01518906094133854},{"word":"yep","start":1116.0851,"end":1116.45,"confidence":0.810791,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.034200944006443024},{"word":"there","start":1116.5299,"end":1116.61,"confidence":0.58984375,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.003519657999277115},{"word":"there's","start":1116.85,"end":1117.35,"confidence":0.9951172,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.019438643008470535},{"word":"about","start":1117.73,"end":1117.8899,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.020272165536880493},{"word":"there's","start":1118.0499,"end":1118.45,"confidence":0.9836426,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.008275158703327179},{"word":"six","start":1118.45,"end":1118.7699,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.014001157134771349},{"word":"documents","start":1118.7699,"end":1119.2699,"confidence":0.99902344,"punctuated_word":"documents.","sentiment":"neutral","sentiment_score":-0.022284753620624546},{"word":"mhmm","start":1130.13,"end":1130.63,"confidence":0.9970703,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.13308963179588318},{"word":"yep","start":1135.735,"end":1136.235,"confidence":0.9538574,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06598086655139923},{"word":"yep","start":1143.895,"end":1144.395,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04723510146141052},{"word":"yep","start":1160.655,"end":1160.9751,"confidence":0.98535156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16943299770355225},{"word":"cool","start":1160.9751,"end":1161.4751,"confidence":0.9863281,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.21901455521583557},{"word":"yep","start":1167.4551,"end":1167.9551,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09013140201568604},{"word":"uh-huh","start":1180.5901,"end":1181.0901,"confidence":0.96865237,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.0439869724214077},{"word":"yep","start":1190.745,"end":1191.245,"confidence":0.9345703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15531949698925018},{"word":"yeah","start":1200.16,"end":1200.66,"confidence":0.97631836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16906505823135376},{"word":"that's","start":1200.72,"end":1201.04,"confidence":0.9641113,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.209633469581604},{"word":"okay","start":1201.04,"end":1201.54,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.23822928965091705},{"word":"yeah","start":1203.12,"end":1203.62,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.054721247404813766},{"word":"yeah","start":1216.285,"end":1216.785,"confidence":0.97265625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03274034336209297},{"word":"yep","start":1224.525,"end":1224.87,"confidence":0.93652344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11858336627483368},{"word":"yep","start":1234.39,"end":1234.89,"confidence":0.9785156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.037545930594205856},{"word":"and","start":1241.495,"end":1241.8151,"confidence":0.55810547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.017935406416654587},{"word":"that's","start":1241.8151,"end":1242.135,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.02935030870139599},{"word":"what","start":1242.135,"end":1242.295,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03322605416178703},{"word":"i'll","start":1242.295,"end":1242.4551,"confidence":0.99072266,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04360374063253403},{"word":"that","start":1242.6951,"end":1242.855,"confidence":0.97998047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07552848756313324},{"word":"that's","start":1243.015,"end":1243.255,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08786632865667343},{"word":"what","start":1243.255,"end":1243.495,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07951586693525314},{"word":"i'll","start":1243.495,"end":1243.655,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08358806371688843},{"word":"put","start":1243.655,"end":1243.8151,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.08675757050514221},{"word":"in","start":1243.8151,"end":1243.975,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07872048765420914},{"word":"place","start":1243.975,"end":1244.295,"confidence":0.9970703,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.07497218251228333},{"word":"before","start":1244.295,"end":1244.6951,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.07212083041667938},{"word":"i","start":1244.6951,"end":1244.775,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04377123340964317},{"word":"agree","start":1244.775,"end":1245.015,"confidence":0.94970703,"punctuated_word":"agree","sentiment":"neutral","sentiment_score":0.06328621506690979},{"word":"to","start":1245.015,"end":1245.255,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06616277992725372},{"word":"it","start":1245.255,"end":1245.3351,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0578339509665966},{"word":"as","start":1245.3351,"end":1245.5751,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05369269847869873},{"word":"well","start":1245.5751,"end":1245.895,"confidence":0.8925781,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.05042705684900284},{"word":"like","start":1245.895,"end":1246.395,"confidence":0.97680664,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.04722629860043526},{"word":"if","start":1246.535,"end":1246.6951,"confidence":0.8378906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05122367665171623},{"word":"i","start":1246.6951,"end":1246.855,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03290769085288048},{"word":"need","start":1246.855,"end":1247.095,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.025454044342041016},{"word":"to","start":1247.095,"end":1247.175,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.017185740172863007},{"word":"go","start":1247.175,"end":1247.415,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.006321072578430176},{"word":"back","start":1247.415,"end":1247.915,"confidence":0.9057617,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.017064115032553673},{"word":"like","start":1248.4551,"end":1248.9551,"confidence":0.93969727,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.078408382833004},{"word":"i","start":1249.095,"end":1249.255,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07687249779701233},{"word":"definitely","start":1249.255,"end":1249.755,"confidence":0.7277832,"punctuated_word":"definitely,","sentiment":"neutral","sentiment_score":0.13353312015533447},{"word":"like","start":1249.975,"end":1250.295,"confidence":0.9663086,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.124337300658226},{"word":"want","start":1250.295,"end":1250.535,"confidence":0.9970703,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.08562803268432617},{"word":"that","start":1250.535,"end":1251.035,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08487600088119507},{"word":"possibility","start":1251.495,"end":1251.995,"confidence":0.99658203,"punctuated_word":"possibility.","sentiment":"neutral","sentiment_score":0.09745164215564728},{"word":"you","start":1252.135,"end":1252.215,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03316333144903183},{"word":"know","start":1252.215,"end":1252.375,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.04847082868218422},{"word":"what","start":1252.375,"end":1252.4551,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05024641379714012},{"word":"i","start":1252.4551,"end":1252.615,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.043195486068725586},{"word":"mean","start":1252.615,"end":1252.855,"confidence":1.0,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.06215580925345421},{"word":"yeah","start":1252.855,"end":1253.175,"confidence":0.96655273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04948658496141434},{"word":"yeah","start":1253.175,"end":1253.415,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12472932785749435},{"word":"yeah","start":1253.415,"end":1253.915,"confidence":0.9309082,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2933739423751831},{"word":"at","start":1266.5599,"end":1266.7999,"confidence":0.9589844,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.02095630578696728},{"word":"the","start":1266.7999,"end":1266.88,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02050013281404972},{"word":"time","start":1266.88,"end":1267.2,"confidence":0.88623047,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.03887136280536651},{"word":"yeah","start":1267.2,"end":1267.52,"confidence":0.8339844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10036709904670715},{"word":"yep","start":1267.52,"end":1268.02,"confidence":0.9526367,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11289000511169434},{"word":"yeah","start":1277.255,"end":1277.655,"confidence":0.703125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.026019494980573658},{"word":"you'd","start":1277.655,"end":1277.815,"confidence":0.7927246,"punctuated_word":"You'd","sentiment":"neutral","sentiment_score":-0.0991637408733368},{"word":"have","start":1277.815,"end":1278.055,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1393618285655975},{"word":"to","start":1278.055,"end":1278.135,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13760297000408173},{"word":"change","start":1278.135,"end":1278.375,"confidence":0.98828125,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.19784101843833923},{"word":"it","start":1278.375,"end":1278.535,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1211000829935074},{"word":"again","start":1278.535,"end":1278.9349,"confidence":0.99902344,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.1276022344827652},{"word":"yep","start":1278.9349,"end":1279.4349,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.041107796132564545},{"word":"yep","start":1285.96,"end":1286.46,"confidence":0.78125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.12966707348823547},{"word":"yeah","start":1296.375,"end":1296.875,"confidence":0.8630371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09790460765361786},{"word":"okay","start":1301.415,"end":1301.915,"confidence":0.9790039,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.06046153977513313},{"word":"yes","start":1307.095,"end":1307.595,"confidence":0.98950195,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.1535152643918991},{"word":"they","start":1309.5751,"end":1309.8151,"confidence":0.9243164,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.13121956586837769},{"word":"might","start":1309.8151,"end":1310.135,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.13041053712368011},{"word":"not","start":1310.135,"end":1310.375,"confidence":0.99316406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1250201314687729},{"word":"say","start":1310.375,"end":1310.615,"confidence":0.9941406,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.1660487949848175},{"word":"yes","start":1310.615,"end":1311.015,"confidence":0.99365234,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":-0.1689770519733429},{"word":"yep","start":1311.015,"end":1311.515,"confidence":0.9848633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06546750664710999},{"word":"yep","start":1312.08,"end":1312.58,"confidence":0.92626953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.023562371730804443},{"word":"yep","start":1315.9199,"end":1316.32,"confidence":0.9074707,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05717014521360397},{"word":"yep","start":1316.32,"end":1316.82,"confidence":0.9165039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.09694600105285645},{"word":"then","start":1325.675,"end":1325.915,"confidence":0.578125,"punctuated_word":"Then","sentiment":"neutral","sentiment_score":-0.11859315633773804},{"word":"i'd","start":1325.915,"end":1326.0751,"confidence":0.99658203,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.1397017538547516},{"word":"be","start":1326.0751,"end":1326.3151,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1480194479227066},{"word":"inclined","start":1326.3151,"end":1326.795,"confidence":0.9980469,"punctuated_word":"inclined","sentiment":"neutral","sentiment_score":-0.11212816834449768},{"word":"to","start":1326.795,"end":1326.9551,"confidence":0.69140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09890769422054292},{"word":"i'd","start":1326.9551,"end":1327.1951,"confidence":0.99365234,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.12701988220214844},{"word":"be","start":1327.1951,"end":1327.275,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13982431590557098},{"word":"inclined","start":1327.275,"end":1327.675,"confidence":1.0,"punctuated_word":"inclined","sentiment":"neutral","sentiment_score":-0.12988370656967163},{"word":"to","start":1327.675,"end":1327.8351,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14576688408851624},{"word":"leave","start":1327.8351,"end":1327.995,"confidence":0.9536133,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.15112078189849854},{"word":"the","start":1327.995,"end":1328.3151,"confidence":0.8364258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16569921374320984},{"word":"insurance","start":1328.3151,"end":1328.8151,"confidence":0.9980469,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.14091484248638153},{"word":"the","start":1328.875,"end":1329.035,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1285175979137421},{"word":"way","start":1329.035,"end":1329.1951,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.15211904048919678},{"word":"it","start":1329.1951,"end":1329.3551,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09406141191720964},{"word":"is","start":1329.3551,"end":1329.8551,"confidence":0.99902344,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.024881981313228607},{"word":"yeah","start":1330.155,"end":1330.635,"confidence":0.90600586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014476504176855087},{"word":"yeah","start":1330.635,"end":1331.135,"confidence":0.93530273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.003243204206228256},{"word":"yeah","start":1336.4751,"end":1336.9751,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12171222269535063},{"word":"yep","start":1337.675,"end":1338.09,"confidence":0.80493164,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.26160410046577454},{"word":"because","start":1338.73,"end":1339.23,"confidence":0.9863281,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.05148368701338768},{"word":"yeah","start":1340.09,"end":1340.4099,"confidence":0.98339844,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.0004869811236858368},{"word":"no","start":1340.4099,"end":1340.65,"confidence":0.9746094,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05131051689386368},{"word":"that's","start":1340.65,"end":1340.8099,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.12001912295818327},{"word":"cool","start":1340.8099,"end":1341.21,"confidence":1.0,"punctuated_word":"cool.","sentiment":"neutral","sentiment_score":0.08740764111280441},{"word":"yeah","start":1341.21,"end":1341.37,"confidence":0.9536133,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13499882817268372},{"word":"yeah","start":1341.37,"end":1341.5299,"confidence":0.86621094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19046300649642944},{"word":"that's","start":1341.5299,"end":1341.77,"confidence":0.98706055,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2936832904815674},{"word":"cool","start":1341.77,"end":1342.01,"confidence":0.9736328,"punctuated_word":"cool.","sentiment":"neutral","sentiment_score":0.27811864018440247},{"word":"but","start":1342.01,"end":1342.1699,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.12227419018745422},{"word":"i'm","start":1342.1699,"end":1342.33,"confidence":0.9875488,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1091301441192627},{"word":"i'm","start":1342.33,"end":1342.83,"confidence":0.96728516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.11831837892532349},{"word":"i'm","start":1342.97,"end":1343.0499,"confidence":0.87597656,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.13942381739616394},{"word":"pretty","start":1343.0499,"end":1343.45,"confidence":0.9951172,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.1331672966480255},{"word":"sure","start":1343.45,"end":1343.85,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06662895530462265},{"word":"that","start":1343.85,"end":1344.09,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10021941363811492},{"word":"my","start":1344.09,"end":1344.4099,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.08887510746717453},{"word":"income","start":1344.4099,"end":1344.8099,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.13500750064849854},{"word":"would","start":1344.8099,"end":1345.0499,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10348853468894958},{"word":"remain","start":1345.0499,"end":1345.45,"confidence":1.0,"punctuated_word":"remain","sentiment":"neutral","sentiment_score":0.1293082982301712},{"word":"the","start":1345.45,"end":1345.61,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1273716688156128},{"word":"same","start":1345.61,"end":1346.11,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.13177353143692017},{"word":"anyway","start":1346.8099,"end":1347.3099,"confidence":0.72558594,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":0.20914939045906067},{"word":"because","start":1347.45,"end":1347.77,"confidence":0.61816406,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.33365970849990845},{"word":"i'd","start":1347.77,"end":1348.09,"confidence":0.76904297,"punctuated_word":"I'd","sentiment":"positive","sentiment_score":0.4013385474681854},{"word":"because","start":1348.25,"end":1348.49,"confidence":0.9941406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.30551183223724365},{"word":"i'd","start":1348.49,"end":1348.73,"confidence":0.9970703,"punctuated_word":"I'd","sentiment":"positive","sentiment_score":0.36731213331222534},{"word":"be","start":1348.73,"end":1348.89,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.314505010843277},{"word":"working","start":1348.89,"end":1349.2899,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.36654767394065857},{"word":"for","start":1349.2899,"end":1349.37,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.37078917026519775},{"word":"the","start":1349.37,"end":1349.5299,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.35814908146858215},{"word":"business","start":1349.5299,"end":1349.85,"confidence":0.96240234,"punctuated_word":"business.","sentiment":"positive","sentiment_score":0.3445816934108734},{"word":"i'd","start":1349.85,"end":1350.01,"confidence":0.9941406,"punctuated_word":"I'd","sentiment":"positive","sentiment_score":0.34798261523246765},{"word":"be","start":1350.01,"end":1350.1699,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3624992966651917},{"word":"a","start":1350.1699,"end":1350.25,"confidence":0.98535156,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3833150267601013},{"word":"part","start":1350.25,"end":1350.49,"confidence":1.0,"punctuated_word":"part","sentiment":"positive","sentiment_score":0.3921573758125305},{"word":"of","start":1350.49,"end":1350.65,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4134742319583893},{"word":"the","start":1350.65,"end":1350.73,"confidence":0.9873047,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4143102467060089},{"word":"business","start":1350.73,"end":1350.97,"confidence":1.0,"punctuated_word":"business","sentiment":"positive","sentiment_score":0.37129679322242737},{"word":"and","start":1350.97,"end":1351.21,"confidence":0.5786133,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.35699114203453064},{"word":"that","start":1351.21,"end":1351.5299,"confidence":0.87158203,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3516162037849426},{"word":"that","start":1351.5299,"end":1351.77,"confidence":0.79833984,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3166089355945587},{"word":"the","start":1351.77,"end":1352.09,"confidence":0.38061523,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3373153507709503},{"word":"sub","start":1352.09,"end":1352.33,"confidence":0.5751953,"punctuated_word":"sub","sentiment":"neutral","sentiment_score":0.2955140471458435},{"word":"that","start":1352.4099,"end":1352.775,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.28755131363868713},{"word":"i","start":1352.855,"end":1353.015,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.29415398836135864},{"word":"would","start":1353.015,"end":1353.095,"confidence":1.0,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.36077645421028137},{"word":"supplement","start":1353.095,"end":1353.175,"confidence":1.0,"punctuated_word":"supplement","sentiment":"neutral","sentiment_score":0.31171414256095886},{"word":"my","start":1353.175,"end":1353.675,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.3445073664188385},{"word":"income","start":1353.975,"end":1354.295,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.294514536857605},{"word":"with","start":1354.295,"end":1354.615,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.3192337453365326},{"word":"through","start":1354.6951,"end":1354.935,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.30901089310646057},{"word":"the","start":1354.935,"end":1355.095,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3590458333492279},{"word":"business","start":1355.095,"end":1355.595,"confidence":0.9980469,"punctuated_word":"business.","sentiment":"neutral","sentiment_score":0.2850087881088257},{"word":"yeah","start":1358.6951,"end":1359.1951,"confidence":0.87597656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016518257558345795},{"word":"yep","start":1363.415,"end":1363.915,"confidence":0.9628906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0011240802705287931},{"word":"yep","start":1365.5751,"end":1366.0751,"confidence":0.78808594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02827436849474907},{"word":"yeah","start":1369.63,"end":1370.13,"confidence":0.94799805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02971186675131321},{"word":"basically","start":1372.1101,"end":1372.6101,"confidence":0.35253906,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":-0.004383259918540716},{"word":"it'll","start":1372.7101,"end":1373.2101,"confidence":0.49743652,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.005567148327827454},{"word":"yeah","start":1373.7101,"end":1374.1101,"confidence":0.98339844,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.022278249263763428},{"word":"yeah","start":1374.1101,"end":1374.43,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.042307861149311066},{"word":"yeah","start":1374.43,"end":1374.67,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05473208427429199},{"word":"it'll","start":1374.67,"end":1374.9901,"confidence":0.9777832,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.06986380368471146},{"word":"be","start":1374.9901,"end":1375.15,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09355022758245468},{"word":"the","start":1375.15,"end":1375.31,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0946757197380066},{"word":"same","start":1375.31,"end":1375.4701,"confidence":0.8828125,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.2213793843984604},{"word":"it'll","start":1375.4701,"end":1375.7101,"confidence":0.9243164,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.1377413272857666},{"word":"just","start":1375.7101,"end":1375.8701,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.15723395347595215},{"word":"be","start":1375.8701,"end":1376.03,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09212754666805267},{"word":"from","start":1376.03,"end":1376.1901,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.07966545224189758},{"word":"two","start":1376.1901,"end":1376.43,"confidence":0.92089844,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1146642565727234},{"word":"two","start":1376.43,"end":1376.5901,"confidence":0.9902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.08343616873025894},{"word":"different","start":1376.5901,"end":1377.0701,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.0720919668674469},{"word":"sources","start":1377.0701,"end":1377.55,"confidence":0.9638672,"punctuated_word":"sources,","sentiment":"neutral","sentiment_score":0.11067742854356766},{"word":"basically","start":1377.55,"end":1378.05,"confidence":0.99853516,"punctuated_word":"basically.","sentiment":"neutral","sentiment_score":0.1378515511751175},{"word":"yeah","start":1378.1901,"end":1378.6901,"confidence":0.9206543,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16295309364795685},{"word":"yep","start":1379.7101,"end":1380.045,"confidence":0.80566406,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3593401610851288},{"word":"mhmm","start":1392.2051,"end":1392.7051,"confidence":0.9892578,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.13995015621185303},{"word":"yep","start":1407.985,"end":1408.485,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15215861797332764},{"word":"yep","start":1416.305,"end":1416.805,"confidence":0.93359375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1872394382953644},{"word":"yeah","start":1421.345,"end":1421.845,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14058691263198853},{"word":"yep","start":1425.79,"end":1426.29,"confidence":0.9675293,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.19780956208705905},{"word":"yep","start":1440.825,"end":1441.1449,"confidence":0.75561523,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3859896659851074},{"word":"go","start":1441.1449,"end":1441.3849,"confidence":0.9760742,"punctuated_word":"Go","sentiment":"positive","sentiment_score":0.4729091227054596},{"word":"for","start":1441.3849,"end":1441.625,"confidence":0.9980469,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5047774910926819},{"word":"it","start":1441.625,"end":1441.865,"confidence":0.9975586,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.43714016675949097},{"word":"that's","start":1441.865,"end":1442.1849,"confidence":0.96191406,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3940334916114807},{"word":"that","start":1442.2649,"end":1442.4249,"confidence":0.6772461,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.33114588260650635},{"word":"you're","start":1442.4249,"end":1442.585,"confidence":0.7507324,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.3650227189064026},{"word":"a","start":1442.585,"end":1442.745,"confidence":0.62060547,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.36380457878112793},{"word":"professional","start":1442.745,"end":1443.245,"confidence":0.7783203,"punctuated_word":"professional,","sentiment":"neutral","sentiment_score":0.321991503238678},{"word":"so","start":1443.3049,"end":1443.625,"confidence":0.8676758,"punctuated_word":"so,","sentiment":"positive","sentiment_score":0.3506377339363098},{"word":"yeah","start":1443.625,"end":1443.945,"confidence":0.98657227,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.381205290555954},{"word":"you","start":1443.945,"end":1444.105,"confidence":0.96435547,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36212658882141113},{"word":"should","start":1444.105,"end":1444.345,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.31826838850975037},{"word":"be","start":1444.345,"end":1444.845,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.3167774975299835},{"word":"you're","start":1445.865,"end":1446.105,"confidence":0.9855957,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.002407583175227046},{"word":"all","start":1446.105,"end":1446.2649,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.04592803120613098},{"word":"over","start":1446.2649,"end":1446.585,"confidence":0.9970703,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.04742816090583801},{"word":"it","start":1446.585,"end":1447.085,"confidence":0.8930664,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.08530688285827637},{"word":"yep","start":1455.27,"end":1455.77,"confidence":0.8688965,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2161993384361267},{"word":"it's","start":1462.0701,"end":1462.39,"confidence":0.84033203,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.41752827167510986},{"word":"cool","start":1462.39,"end":1462.89,"confidence":0.98779297,"punctuated_word":"cool.","sentiment":"positive","sentiment_score":0.3984656929969787},{"word":"what","start":1462.9501,"end":1463.27,"confidence":0.78759766,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.20423269271850583},{"word":"whatever","start":1463.43,"end":1463.83,"confidence":0.9770508,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.2082577645778656},{"word":"you","start":1463.83,"end":1463.99,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15783223509788513},{"word":"think","start":1463.99,"end":1464.49,"confidence":0.94677734,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.1651432365179062},{"word":"i","start":1472.3049,"end":1472.5449,"confidence":0.85253906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010013679042458534},{"word":"work","start":1472.5449,"end":1472.945,"confidence":0.96777344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.009034475311636925},{"word":"shifts","start":1472.945,"end":1473.345,"confidence":0.60498047,"punctuated_word":"shifts,","sentiment":"neutral","sentiment_score":0.01784910075366497},{"word":"so","start":1473.345,"end":1473.585,"confidence":0.96435547,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.00044158101081848145},{"word":"it's","start":1473.585,"end":1473.985,"confidence":0.98657227,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0276129599660635},{"word":"it's","start":1473.985,"end":1474.065,"confidence":0.76049805,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02166392467916012},{"word":"all","start":1474.065,"end":1474.3049,"confidence":0.9951172,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.03498435392975807},{"word":"over","start":1474.3049,"end":1474.5449,"confidence":0.9980469,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.03531913086771965},{"word":"the","start":1474.5449,"end":1474.625,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04253954067826271},{"word":"place","start":1474.625,"end":1475.125,"confidence":1.0,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.03765934333205223},{"word":"yep","start":1476.385,"end":1476.885,"confidence":0.7915039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02967112325131893},{"word":"yep","start":1487.53,"end":1488.03,"confidence":0.8132324,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02654203586280346},{"word":"monday","start":1489.93,"end":1490.43,"confidence":0.7531738,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":-0.008331702090799809},{"word":"i'm","start":1490.81,"end":1491.05,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0068872226402163506},{"word":"coming","start":1491.05,"end":1491.37,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.0062309131026268005},{"word":"off","start":1491.37,"end":1491.53,"confidence":0.9902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.013832883909344671},{"word":"of","start":1491.53,"end":1491.93,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020240871235728264},{"word":"night","start":1491.93,"end":1492.17,"confidence":0.98535156,"punctuated_word":"night","sentiment":"neutral","sentiment_score":-0.017027053982019424},{"word":"shift","start":1492.17,"end":1492.49,"confidence":0.97802734,"punctuated_word":"shift","sentiment":"neutral","sentiment_score":-0.0037099458277225494},{"word":"by","start":1492.49,"end":1492.73,"confidence":0.47583008,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.008918609470129013},{"word":"the","start":1492.73,"end":1492.81,"confidence":0.9394531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006534036248922348},{"word":"look","start":1492.81,"end":1492.97,"confidence":0.7944336,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.006222907453775406},{"word":"of","start":1492.97,"end":1493.13,"confidence":0.49194336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.003143969923257828},{"word":"this","start":1493.13,"end":1493.63,"confidence":0.96191406,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.012268401682376862},{"word":"so","start":1495.2101,"end":1495.7101,"confidence":0.86279297,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.22094067931175232},{"word":"where","start":1497.705,"end":1498.205,"confidence":0.61328125,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.11520209163427352},{"word":"is","start":1498.585,"end":1498.6649,"confidence":0.8125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11637545377016068},{"word":"the","start":1498.6649,"end":1498.745,"confidence":0.8496094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08137659728527069},{"word":"best","start":1498.745,"end":1499.065,"confidence":0.34448242,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.07383248209953308},{"word":"to","start":1499.065,"end":1499.225,"confidence":0.67529297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07858351618051529},{"word":"check","start":1499.225,"end":1499.725,"confidence":0.9277344,"punctuated_word":"check?","sentiment":"neutral","sentiment_score":-0.06678903847932816},{"word":"oh","start":1501.065,"end":1501.3049,"confidence":0.9494629,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.03671436384320259},{"word":"monday","start":1501.3049,"end":1501.705,"confidence":0.9213867,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":-0.0515606589615345},{"word":"i'm","start":1501.705,"end":1501.865,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04683387279510498},{"word":"on","start":1501.865,"end":1502.0249,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.041795894503593445},{"word":"night","start":1502.0249,"end":1502.265,"confidence":0.9970703,"punctuated_word":"night","sentiment":"neutral","sentiment_score":-0.0405413955450058},{"word":"shift","start":1502.265,"end":1502.765,"confidence":0.9926758,"punctuated_word":"shift.","sentiment":"neutral","sentiment_score":-0.036767397075891495},{"word":"tuesday","start":1506.985,"end":1507.465,"confidence":0.98339844,"punctuated_word":"Tuesday,","sentiment":"neutral","sentiment_score":-0.021433301270008087},{"word":"i'm","start":1507.465,"end":1507.625,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.017045576125383377},{"word":"on","start":1507.625,"end":1507.7849,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.010276203975081444},{"word":"night","start":1507.7849,"end":1508.0249,"confidence":1.0,"punctuated_word":"night","sentiment":"neutral","sentiment_score":-0.00723319873213768},{"word":"shift","start":1508.0249,"end":1508.5249,"confidence":0.9975586,"punctuated_word":"shift.","sentiment":"neutral","sentiment_score":-0.0055465251207351685},{"word":"wednesday","start":1509.1449,"end":1509.6449,"confidence":0.9970703,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":-0.02088351920247078},{"word":"i'm","start":1510.985,"end":1511.225,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.013245932757854462},{"word":"off","start":1511.225,"end":1511.465,"confidence":0.96875,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.005743104964494705},{"word":"but","start":1511.465,"end":1511.705,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.00928543135523796},{"word":"i","start":1511.705,"end":1511.865,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.028886713087558743},{"word":"wake","start":1511.865,"end":1512.0249,"confidence":0.7973633,"punctuated_word":"wake","sentiment":"neutral","sentiment_score":-0.005427997559309006},{"word":"up","start":1512.0249,"end":1512.1849,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.007503539323806763},{"word":"in","start":1512.1849,"end":1512.345,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004936303943395615},{"word":"the","start":1512.345,"end":1512.505,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0059517137706279755},{"word":"afternoon","start":1512.505,"end":1513.005,"confidence":0.7807617,"punctuated_word":"afternoon,","sentiment":"neutral","sentiment_score":0.012957055121660233},{"word":"if","start":1513.49,"end":1513.65,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007452597841620445},{"word":"that","start":1513.65,"end":1513.89,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05362461134791374},{"word":"suits","start":1513.89,"end":1514.39,"confidence":0.984375,"punctuated_word":"suits","sentiment":"neutral","sentiment_score":0.034902460873126984},{"word":"you","start":1515.6101,"end":1516.1101,"confidence":0.9753418,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.059062667191028595},{"word":"oh","start":1517.3301,"end":1517.8301,"confidence":0.633667,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.002656562253832817},{"word":"usually","start":1518.6901,"end":1519.0901,"confidence":0.89331055,"punctuated_word":"usually,","sentiment":"neutral","sentiment_score":-0.005924570374190807},{"word":"i","start":1519.0901,"end":1519.17,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07806847989559174},{"word":"play","start":1519.17,"end":1519.41,"confidence":0.7636719,"punctuated_word":"play","sentiment":"neutral","sentiment_score":-0.052001312375068665},{"word":"like","start":1519.5701,"end":1519.73,"confidence":0.95825195,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.23666387796401975},{"word":"i","start":1519.73,"end":1519.81,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.32301145792007446},{"word":"wake","start":1519.81,"end":1520.05,"confidence":0.99902344,"punctuated_word":"wake","sentiment":"negative","sentiment_score":-0.38165977597236633},{"word":"up","start":1520.05,"end":1520.2101,"confidence":0.9980469,"punctuated_word":"up","sentiment":"negative","sentiment_score":-0.4255351722240448},{"word":"early","start":1520.2101,"end":1520.4501,"confidence":0.9580078,"punctuated_word":"early","sentiment":"negative","sentiment_score":-0.42596590518951416},{"word":"and","start":1520.4501,"end":1520.61,"confidence":0.7089844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2980029881000519},{"word":"i","start":1520.61,"end":1520.6901,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.323137491941452},{"word":"go","start":1520.6901,"end":1520.93,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.2989310622215271},{"word":"play","start":1520.93,"end":1521.0901,"confidence":0.9902344,"punctuated_word":"play","sentiment":"neutral","sentiment_score":-0.25296783447265625},{"word":"golf","start":1521.0901,"end":1521.3301,"confidence":0.76538086,"punctuated_word":"golf.","sentiment":"neutral","sentiment_score":-0.17560064792633057},{"word":"so","start":1521.3301,"end":1521.41,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.32060205936431885},{"word":"that's","start":1521.41,"end":1521.65,"confidence":1.0,"punctuated_word":"that's","sentiment":"negative","sentiment_score":-0.40846484899520874},{"word":"not","start":1521.65,"end":1521.81,"confidence":0.9980469,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4342522621154785},{"word":"good","start":1521.81,"end":1522.31,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"negative","sentiment_score":-0.33385443687438965},{"word":"so","start":1522.6901,"end":1523.1901,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05972413718700409},{"word":"if","start":1523.49,"end":1523.73,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05395014211535454},{"word":"we","start":1523.73,"end":1523.89,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0323827750980854},{"word":"can","start":1523.89,"end":1524.13,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.014493532478809357},{"word":"do","start":1524.13,"end":1524.63,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.009927571751177313},{"word":"if","start":1525.0901,"end":1525.3301,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.016793759539723396},{"word":"we","start":1525.3301,"end":1525.49,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.021241221576929092},{"word":"can","start":1525.49,"end":1525.73,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0202451441437006},{"word":"do","start":1525.73,"end":1526.13,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.021184317767620087},{"word":"the","start":1526.13,"end":1526.37,"confidence":0.9165039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02082209102809429},{"word":"thursday","start":1526.37,"end":1526.87,"confidence":0.9506836,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.02231890708208084},{"word":"the","start":1526.93,"end":1527.0901,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02235349267721176},{"word":"fourth","start":1527.0901,"end":1527.525,"confidence":0.9309082,"punctuated_word":"fourth,","sentiment":"neutral","sentiment_score":0.02322164550423622},{"word":"but","start":1528.485,"end":1528.725,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04676923155784607},{"word":"i","start":1528.725,"end":1528.805,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06638720631599426},{"word":"have","start":1528.805,"end":1529.285,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05677886679768562},{"word":"i","start":1529.285,"end":1529.365,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.061443060636520386},{"word":"have","start":1529.365,"end":1529.865,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.055204782634973526},{"word":"a","start":1531.2051,"end":1531.285,"confidence":0.9140625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04715321213006973},{"word":"a","start":1531.285,"end":1531.365,"confidence":0.48950195,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05380167067050934},{"word":"pt","start":1531.365,"end":1531.765,"confidence":0.9580078,"punctuated_word":"PT","sentiment":"neutral","sentiment_score":0.059011153876781464},{"word":"appointment","start":1531.765,"end":1532.245,"confidence":1.0,"punctuated_word":"appointment","sentiment":"neutral","sentiment_score":0.048931900411844254},{"word":"at","start":1532.245,"end":1532.485,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04505670443177223},{"word":"seven","start":1532.485,"end":1532.805,"confidence":1.0,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.04372909665107727},{"word":"in","start":1532.805,"end":1533.045,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04713483527302742},{"word":"the","start":1533.045,"end":1533.125,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05317834392189979},{"word":"morning","start":1533.125,"end":1533.625,"confidence":0.98535156,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.04995907470583916},{"word":"so","start":1534.485,"end":1534.965,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06213132292032242},{"word":"if","start":1534.965,"end":1535.2051,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08444850146770477},{"word":"we","start":1535.2051,"end":1535.285,"confidence":0.8701172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08478032052516937},{"word":"can","start":1535.285,"end":1535.4451,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0696406364440918},{"word":"do","start":1535.4451,"end":1535.9451,"confidence":0.9707031,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.07065966725349426},{"word":"like","start":1536.165,"end":1536.665,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0695001482963562},{"word":"the","start":1537.125,"end":1537.285,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06239166855812073},{"word":"same","start":1537.285,"end":1537.525,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.06757824122905731},{"word":"time","start":1537.525,"end":1537.845,"confidence":0.9658203,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.07684225589036942},{"word":"like","start":1537.845,"end":1538.0851,"confidence":0.81518555,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0692945122718811},{"word":"half","start":1538.0851,"end":1538.245,"confidence":0.97998047,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.06918217241764069},{"word":"past","start":1538.245,"end":1538.725,"confidence":0.99902344,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.055108293890953064},{"word":"eleven","start":1538.725,"end":1539.225,"confidence":0.92041016,"punctuated_word":"eleven,","sentiment":"neutral","sentiment_score":0.058543551713228226},{"word":"say","start":1539.845,"end":1540.345,"confidence":0.92993164,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.08528894186019897},{"word":"my","start":1541.685,"end":1541.925,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03331077843904495},{"word":"time","start":1541.925,"end":1542.39,"confidence":0.9416504,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.029207604005932808},{"word":"which","start":1542.63,"end":1542.87,"confidence":0.9790039,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.04656952992081642},{"word":"is","start":1542.87,"end":1543.27,"confidence":0.64501953,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02690482512116432},{"word":"which","start":1543.27,"end":1543.35,"confidence":0.6977539,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.045703988522291183},{"word":"is","start":1543.35,"end":1543.59,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03217938169836998},{"word":"half","start":1543.59,"end":1543.83,"confidence":0.90283203,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.03536311909556389},{"word":"past","start":1543.83,"end":1543.99,"confidence":0.99902344,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.0396859385073185},{"word":"one","start":1543.99,"end":1544.23,"confidence":0.9921875,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03956342488527298},{"word":"for","start":1544.23,"end":1544.31,"confidence":0.9770508,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0417189858853817},{"word":"you","start":1544.31,"end":1544.71,"confidence":0.9355469,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.0445103719830513},{"word":"yeah","start":1544.71,"end":1545.21,"confidence":0.93774414,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.06036483496427536},{"word":"yep","start":1557.59,"end":1557.975,"confidence":0.8911133,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08882556855678558},{"word":"no","start":1561.655,"end":1561.895,"confidence":0.78222656,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.012307645753026009},{"word":"i'm","start":1561.895,"end":1562.0549,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09976740926504137},{"word":"cool","start":1562.0549,"end":1562.2949,"confidence":0.9941406,"punctuated_word":"cool.","sentiment":"neutral","sentiment_score":0.16579660773277283},{"word":"i'm","start":1562.2949,"end":1562.535,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.12885980308055878},{"word":"pretty","start":1562.535,"end":1562.775,"confidence":0.9980469,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.13614271581172943},{"word":"up","start":1562.775,"end":1562.9349,"confidence":0.9921875,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0928727239370346},{"word":"with","start":1562.9349,"end":1563.1749,"confidence":0.9980469,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3385849595069885},{"word":"the","start":1563.1749,"end":1563.215,"confidence":0.37036133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11442099511623384},{"word":"with","start":1563.255,"end":1563.495,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12322339415550232},{"word":"my","start":1563.495,"end":1563.995,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.15458247065544128},{"word":"shift","start":1564.455,"end":1564.955,"confidence":0.59228516,"punctuated_word":"shift","sentiment":"neutral","sentiment_score":0.13432495296001434},{"word":"organizer","start":1565.1749,"end":1565.6749,"confidence":0.96362305,"punctuated_word":"organizer.","sentiment":"neutral","sentiment_score":0.14238180220127106},{"word":"i","start":1566.455,"end":1566.535,"confidence":0.7402344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4017070531845093},{"word":"think","start":1566.535,"end":1566.695,"confidence":0.8569336,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.453006386756897},{"word":"i'm","start":1566.695,"end":1566.855,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.3856074810028076},{"word":"right","start":1566.855,"end":1567.095,"confidence":0.98291016,"punctuated_word":"right","sentiment":"positive","sentiment_score":0.4886840879917145},{"word":"i'm","start":1567.255,"end":1567.335,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2228432893753052},{"word":"writing","start":1567.335,"end":1567.735,"confidence":0.5654297,"punctuated_word":"writing","sentiment":"neutral","sentiment_score":0.28115713596343994},{"word":"in","start":1567.735,"end":1567.895,"confidence":0.9790039,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2268434017896652},{"word":"right","start":1567.895,"end":1568.135,"confidence":0.9921875,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.19414131343364716},{"word":"now","start":1568.135,"end":1568.635,"confidence":0.9904785,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.2131168097257614},{"word":"i'm","start":1584.5651,"end":1585.0651,"confidence":0.85913086,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.19621583819389343},{"word":"i'm","start":1585.285,"end":1585.365,"confidence":0.9741211,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.20732146501541135},{"word":"just","start":1585.365,"end":1585.685,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2140391618013382},{"word":"gonna","start":1585.685,"end":1585.925,"confidence":0.99316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.21241140365600583},{"word":"say","start":1585.925,"end":1586.3251,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.23582600057125092},{"word":"yes","start":1586.3251,"end":1586.8251,"confidence":0.9633789,"punctuated_word":"yes","sentiment":"neutral","sentiment_score":0.25419992208480835},{"word":"straight","start":1586.885,"end":1587.125,"confidence":0.4975586,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":0.2552526593208313},{"word":"up","start":1587.125,"end":1587.285,"confidence":0.9970703,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.2251310646533966},{"word":"you","start":1587.285,"end":1587.4451,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.14246593415737152},{"word":"don't","start":1587.4451,"end":1587.685,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.11624008417129517},{"word":"even","start":1587.685,"end":1587.925,"confidence":0.99902344,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.1122644692659378},{"word":"have","start":1587.925,"end":1588.0851,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07492244243621826},{"word":"to","start":1588.0851,"end":1588.165,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05497612804174423},{"word":"call","start":1588.165,"end":1588.3251,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.054930005222558975},{"word":"me","start":1588.3251,"end":1588.5651,"confidence":0.6503906,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.0729953795671463},{"word":"i'm","start":1588.5651,"end":1589.045,"confidence":0.32611084,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.007845966145396233},{"word":"sorry","start":1589.045,"end":1589.2051,"confidence":0.62524414,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.0451832041144371},{"word":"yeah","start":1589.2051,"end":1589.4451,"confidence":0.9099121,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14412543177604675},{"word":"i'm","start":1589.4451,"end":1589.9451,"confidence":0.64819336,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1595083475112915},{"word":"i'm","start":1590.005,"end":1590.165,"confidence":0.9641113,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2019088715314865},{"word":"trusting","start":1590.165,"end":1590.5651,"confidence":0.75146484,"punctuated_word":"trusting","sentiment":"neutral","sentiment_score":0.21649152040481567},{"word":"you","start":1590.5651,"end":1590.725,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26610249280929565},{"word":"with","start":1590.725,"end":1590.885,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.25605568289756775},{"word":"it","start":1590.885,"end":1591.045,"confidence":0.9760742,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.23264557123184204},{"word":"anyway","start":1591.045,"end":1591.525,"confidence":0.85668945,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.1892554759979248},{"word":"so","start":1591.525,"end":1591.765,"confidence":0.9453125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16693080961704254},{"word":"yeah","start":1591.925,"end":1592.245,"confidence":0.80078125,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.19218941032886505},{"word":"yeah","start":1592.245,"end":1592.745,"confidence":0.9082031,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.28742271661758423},{"word":"yeah","start":1598.405,"end":1598.725,"confidence":0.7998047,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05606408789753914},{"word":"yeah","start":1598.725,"end":1599.045,"confidence":0.85961914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01727093756198883},{"word":"no","start":1599.045,"end":1599.285,"confidence":0.84399414,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04031732678413391},{"word":"it's","start":1599.285,"end":1599.4451,"confidence":0.8781738,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2305600494146347},{"word":"all","start":1599.4451,"end":1599.685,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.30482038855552673},{"word":"good","start":1599.685,"end":1600.005,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.32219141721725464},{"word":"yep","start":1600.005,"end":1600.23,"confidence":0.78149414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.28452786803245544},{"word":"yep","start":1600.63,"end":1601.13,"confidence":0.85668945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3157109320163727},{"word":"yep","start":1601.83,"end":1602.33,"confidence":0.92871094,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3652014136314392},{"word":"if","start":1604.79,"end":1605.03,"confidence":0.8041992,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.20736372470855713},{"word":"you","start":1605.03,"end":1605.11,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21228890120983124},{"word":"can","start":1605.11,"end":1605.27,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.21993468701839447},{"word":"give","start":1605.27,"end":1605.4299,"confidence":0.9902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.18658778071403503},{"word":"me","start":1605.4299,"end":1605.59,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.23448584973812103},{"word":"a","start":1605.59,"end":1605.75,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17941881716251373},{"word":"year","start":1605.75,"end":1605.99,"confidence":0.9980469,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.1549285352230072},{"word":"like","start":1605.99,"end":1606.23,"confidence":0.8520508,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2027153521776199},{"word":"last","start":1606.23,"end":1606.5499,"confidence":0.9921875,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.1517556458711624},{"word":"year","start":1606.5499,"end":1606.95,"confidence":0.9970703,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.17809107899665833},{"word":"for","start":1606.95,"end":1607.11,"confidence":0.47460938,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1704864799976349},{"word":"next","start":1607.11,"end":1607.4299,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.17067967355251312},{"word":"year","start":1607.4299,"end":1607.9299,"confidence":0.92700195,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.22748515009880063},{"word":"i'm","start":1608.23,"end":1608.39,"confidence":0.9975586,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2514059245586395},{"word":"not","start":1608.39,"end":1608.5499,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.14888674020767212},{"word":"complaining","start":1608.5499,"end":1609.0499,"confidence":0.99560547,"punctuated_word":"complaining.","sentiment":"neutral","sentiment_score":0.11835028231143951},{"word":"yeah","start":1624.255,"end":1624.755,"confidence":0.76953125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14462938904762268},{"word":"yep","start":1624.815,"end":1625.315,"confidence":0.86083984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10843583196401596},{"word":"yep","start":1643.4451,"end":1643.9451,"confidence":0.83618164,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14496377110481262},{"word":"is","start":1665.705,"end":1665.865,"confidence":0.49951172,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.025013700127601624},{"word":"that","start":1665.865,"end":1666.105,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02907082438468933},{"word":"in","start":1666.105,"end":1666.505,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03052186407148838},{"word":"sorry","start":1666.985,"end":1667.3049,"confidence":0.9663086,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.02116002142429352},{"word":"is","start":1667.3049,"end":1667.465,"confidence":0.98535156,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.023653732612729073},{"word":"that","start":1667.465,"end":1667.625,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03138646483421326},{"word":"in","start":1667.625,"end":1667.865,"confidence":0.97265625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.012882238253951073},{"word":"signed","start":1667.865,"end":1668.105,"confidence":0.72509766,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.013646066188812256},{"word":"document","start":1668.105,"end":1668.605,"confidence":0.7331543,"punctuated_word":"document?","sentiment":"neutral","sentiment_score":0.020427506417036057},{"word":"or","start":1668.6649,"end":1669.1649,"confidence":0.9921875,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.030441775918006897},{"word":"yep","start":1671.5449,"end":1672.0449,"confidence":0.99104816,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.05266044661402702},{"word":"yep","start":1681.1699,"end":1681.49,"confidence":0.9880371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0555652529001236},{"word":"consent","start":1681.49,"end":1681.8899,"confidence":0.9941406,"punctuated_word":"Consent","sentiment":"neutral","sentiment_score":0.06447088718414307},{"word":"of","start":1681.8899,"end":1682.0499,"confidence":0.7993164,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06406549364328384},{"word":"renew","start":1682.0499,"end":1682.37,"confidence":0.88134766,"punctuated_word":"renew","sentiment":"neutral","sentiment_score":0.08275729417800903},{"word":"and","start":1682.37,"end":1682.5299,"confidence":0.7163086,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08945390582084656},{"word":"ongoing","start":1682.5299,"end":1683.0099,"confidence":0.9951172,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.09550177305936812},{"word":"free","start":1683.0099,"end":1683.25,"confidence":0.48754883,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.10439715534448624},{"word":"arrangements","start":1683.25,"end":1683.75,"confidence":0.9086914,"punctuated_word":"arrangements.","sentiment":"neutral","sentiment_score":0.10278351604938508},{"word":"yep","start":1683.8099,"end":1684.3099,"confidence":0.9890137,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1195877641439438},{"word":"yep","start":1693.8099,"end":1694.3099,"confidence":0.97802734,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.38760849833488464},{"word":"cool","start":1702.095,"end":1702.595,"confidence":0.74853516,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.3802586793899536},{"word":"yep","start":1720.93,"end":1721.43,"confidence":0.78881836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1442214548587799},{"word":"that's","start":1722.1549,"end":1722.3949,"confidence":0.9707031,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13329704105854034},{"word":"correct","start":1722.3949,"end":1722.7949,"confidence":1.0,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.15826494991779327},{"word":"yep","start":1722.7949,"end":1723.2749,"confidence":0.93237305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1000620648264885},{"word":"yep","start":1723.2749,"end":1723.7749,"confidence":0.9970703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09684474766254424},{"word":"yep","start":1726.715,"end":1727.215,"confidence":0.9863281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10985559225082396},{"word":"it's","start":1727.755,"end":1728.075,"confidence":0.98657227,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.14491091668605804},{"word":"loading","start":1728.075,"end":1728.575,"confidence":0.99853516,"punctuated_word":"loading.","sentiment":"neutral","sentiment_score":0.15574145317077637},{"word":"yep","start":1728.635,"end":1729.135,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1559944599866867},{"word":"not","start":1744.74,"end":1744.9,"confidence":0.6533203,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.2994452714920044},{"word":"all","start":1744.9,"end":1745.06,"confidence":0.7636719,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.1529282033443451},{"word":"good","start":1745.06,"end":1745.56,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.11740346252918243},{"word":"cool","start":1763.16,"end":1763.66,"confidence":0.9794922,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2674523591995239},{"word":"thank","start":1770.6,"end":1770.8401,"confidence":0.97314453,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.700029730796814},{"word":"you","start":1770.8401,"end":1771.3401,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6876817941665649},{"word":"no","start":1772.28,"end":1772.52,"confidence":0.9707031,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.020480439066886905},{"word":"worries","start":1772.52,"end":1772.8401,"confidence":0.74560547,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.04104544222354889},{"word":"bye","start":1772.8401,"end":1773.0801,"confidence":0.703125,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.12200786173343658},{"word":"okay","start":1773.0801,"end":1773.5801,"confidence":0.8432617,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14922790229320526},{"word":"see","start":1773.64,"end":1773.8,"confidence":0.9741211,"punctuated_word":"See","sentiment":"neutral","sentiment_score":0.25162771344184875},{"word":"you","start":1773.8,"end":1774.12,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.24540534615516665},{"word":"bye","start":1774.12,"end":1774.52,"confidence":0.99658203,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.0920340046286583},{"word":"bye","start":1774.52,"end":1775.02,"confidence":0.95751953,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.11974520236253738}],"paragraphs":{"transcript":"\nHello? It is. Very good. Yep. Yep.\n\nJaden Clint Price, 1980, and 10 Brooklyn Lane, Australia. Yeah. Pretty good. Not busy. Just walked the dogs, and I'm at I'm sitting at the gym car park waiting to go in.\n\nSo I knew this was coming. Yeah. All good? Yeah. No.\n\nNot necessarily. I keep I keep my eye on it on the hub 24 on my login. Yeah. I check every now and then. I'm pretty happy with the way it's going.\n\nIt's been the best year I've ever had. So yeah. Yep. Yeah. Been very volatile, haven't it?\n\nYep. Yep. Yep. Yep. Yep.\n\nYep. Yep. No. No. Yep.\n\nI think that's gone up. Yeah. It's look. If you include bonuses and stuff, it's 200. But yeah.\n\nI think yeah. I think I might. Yeah. Yeah. Yep.\n\nYep. Yeah. That's correct. Yep. Yep.\n\nYep. Yep. I think we get taxed. I think we do. Yes.\n\nYeah. Yep. Yep. It's not. Yep.\n\nSo the one down the road is exactly the same as our house on less Land. They've just put it on the market for 1,000,000. So well, I don't I don't know what it's worth, to be honest. But yeah. You'd have to get it evaluated to be sure.\n\nBut, yeah, that's it's things are going stupid over here. Yeah. It's the same floor plan. Yeah. Yeah.\n\nYep. Yeah. It's about still about in the ballpark. Yep. It it goes up and comes back down when we need money.\n\nYep. Yep. No. So we've done a bit of changing in the last twelve months. We now have three motor vehicles, and one's worth about 30, and another one's worth 40, and one's worth 60.\n\nYeah. That'll be down to 20 by now. Yep. That that's our weekend car. Yeah.\n\nYep. That's gone. We don't owe anything now. Yep. No.\n\nNo. I'll pay cash for that. No. That's about it. I have I still have the same it's yeah.\n\nIt's all still the same. I have a credit card, but, yeah, that's that's a low amount on that. So 2,000. Correct. I'm going to get a skin cancer cut out next week on my back that that we found.\n\nAnd I'm going in for an echocardiogram the next or the day before that as well just to just to follow-up on something that I had when I was younger sort of thing. I just wanna look into it a bit further. I did. Yeah. I presented to the hospital with a racing heart, basically.\n\nAnd and then I I went on medication for a year or so, and I didn't come back. But now it's it's hap it happened again while I was on holidays, so I'm just following up on that. Well, there is a procedure I can have. It's only a day procedure, though. Yeah.\n\nThat's it. Yeah. Yeah. I'm fine. Yeah.\n\nWe don't. No. My partner does, but yeah. That's yeah. That's correct.\n\nYep. Yep. That's correct. That's my main priority, but not necessarily my partner's. Oh, no.\n\nNot really. We we not really. No. We're we're about to extend the patio and stuff like that, but that's all just part and parcel. You know what I mean?\n\nWe do we go through these little phases, barely. Wanna add stuff to it. That's right. Yeah. Yeah.\n\nYep. Yep. Mhmm. Have I bought a what? What?\n\nOh, no. No. Is this? Like so how I would invest my super is I'm happy with the high risk at the moment. Yep.\n\nYep. Exactly. So the same as last twelve months. Yep. Yep.\n\nYep. I. The first one. Yes. I'm not sure.\n\nIf it's an if it's an opportunistic thing, I'd invest heavily. Like it yeah. Yeah. Well, concerned because you're losing money. Right?\n\nBut yeah. But that's just the way it rolls. The entitlement goes up. So yeah. With inflation?\n\nYeah. No. No. Yeah. Yep.\n\nCool. No. Yep. Yep. Yep.\n\nYeah. Yep. Yeah. Still company. Yes.\n\nI am however, I thought I'd just just stop you and let you know. I am looking at taking a bit of a step back. Our plan plans have changed. Obviously, we've started Kelly started a business. She's my partner.\n\nAnd that's going really well. And so I am looking at going to a job share role, so, like, halving everything in the mines and taking on more of a role in the business because, yeah, I just don't need to be working so much anymore. So the it is looking like around about Christmas time heading into that sort of job share role where everything will be cut by 50%. So my super contributions, everything will be cut. But that's not done and dusted yet.\n\nThat's just I'm just giving you a heads up sort of thing. Yeah. Yeah. Mhmm. To grow.\n\nExactly. Yeah. But I think I'll be put on the books from the business. So whatever super I'm not getting from the company I'm working for now, I'm gonna be put on the books from the business for the hours that I work, so it might get made up. It might look exactly the same to you guys.\n\nIt'll just be from two different parties. That's all. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Mhmm. That's okay.\n\nI'm fine. That's how I deal with it anyway. So yeah. Yep. I could see signed document.\n\nOh, yeah. I could view services guide version one PDF. Yep. There there's about there's six documents. Mhmm.\n\nYep. Yep. Yep. Cool. Yep.\n\nUh-huh. Yep. Yeah. That's okay. Yeah.\n\nYeah. Yep. Yep. And that's what I'll that that's what I'll put in place before I agree to it as well. Like, if I need to go back, like, I definitely, like, want that possibility.\n\nYou know what I mean? Yeah. Yeah. Yeah. At the time.\n\nYeah. Yep. Yeah. You'd have to change it again. Yep.\n\nYep. Yeah. Okay. Yes. They might not say yes.\n\nYep. Yep. Yep. Yep. Then I'd be inclined to I'd be inclined to leave the insurance the way it is.\n\nYeah. Yeah. Yeah. Yep. Because yeah.\n\nNo. That's cool. Yeah. Yeah. That's cool.\n\nBut I'm I'm I'm pretty sure that my income would remain the same anyway because I'd because I'd be working for the business. I'd be a part of the business and that that the sub that I would supplement my income with through the business. Yeah. Yep. Yep.\n\nYeah. Basically, it'll yeah. Yeah. Yeah. It'll be the same.\n\nIt'll just be from two two different sources, basically. Yeah. Yep. Mhmm. Yep.\n\nYep. Yeah. Yep. Yep. Go for it.\n\nThat's that you're a professional, so, yeah, you should be you're all over it. Yep. It's cool. What whatever you think. I work shifts, so it's it's all over the place.\n\nYep. Yep. Monday, I'm coming off of night shift by the look of this. So where is the best to check? Oh, Monday, I'm on night shift.\n\nTuesday, I'm on night shift. Wednesday, I'm off, but I wake up in the afternoon, if that suits you. Oh, usually, I play like, I wake up early and I go play golf. So that's not good. So if we can do if we can do the Thursday, the fourth, but I have I have a a PT appointment at seven in the morning.\n\nSo if we can do, like, the same time, like, half past eleven, say, my time, which is which is half past one for you. Yeah? Yep. No. I'm cool.\n\nI'm pretty up with the with my shift organizer. I think I'm right I'm writing in right now. I'm I'm just gonna say yes straight up. You don't even have to call me. I'm sorry.\n\nYeah. I'm I'm trusting you with it anyway. So yeah. Yeah. Yeah.\n\nYeah. No. It's all good. Yep. Yep.\n\nYep. If you can give me a year like last year for next year, I'm not complaining. Yeah. Yep. Yep.\n\nIs that in sorry. Is that in signed document? Or yep. Yep. Consent of renew and ongoing free arrangements.\n\nYep. Yep. Cool. Yep. That's correct.\n\nYep. Yep. Yep. It's loading. Yep.\n\nNot all good. Cool. Thank you. No worries. Bye.\n\nOkay. See you. Bye. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.68,"end":2.1799998,"sentiment":"neutral","sentiment_score":0.02887512370944023},{"text":"It is.","start":5.12,"end":5.7799997,"sentiment":"neutral","sentiment_score":0.11161986738443375},{"text":"Very good.","start":9.36,"end":10.099999,"sentiment":"positive","sentiment_score":0.7115863561630249},{"text":"Yep.","start":16.925,"end":17.425,"sentiment":"neutral","sentiment_score":0.07286592572927475},{"text":"Yep.","start":27.085,"end":27.585,"sentiment":"neutral","sentiment_score":0.08043289184570312}],"sentiment":"neutral","sentiment_score":0.26122662691133364,"num_words":7,"start":1.68,"end":27.585},{"sentences":[{"text":"Jaden Clint Price, 1980, and 10 Brooklyn Lane, Australia.","start":39.38,"end":43.72,"sentiment":"neutral","sentiment_score":0.014122021125836505},{"text":"Yeah.","start":49.265,"end":49.585,"sentiment":"neutral","sentiment_score":0.1126345694065094},{"text":"Pretty good.","start":49.585,"end":50.405,"sentiment":"neutral","sentiment_score":0.2765841409564018},{"text":"Not busy.","start":50.945,"end":51.504997,"sentiment":"neutral","sentiment_score":0.044091660529375076},{"text":"Just walked the dogs, and I'm at I'm sitting at the gym car park waiting to go in.","start":51.504997,"end":55.745,"sentiment":"neutral","sentiment_score":0.033858010441892676}],"sentiment":"neutral","sentiment_score":0.04657901720202062,"num_words":32,"start":39.38,"end":55.745},{"sentences":[{"text":"So I knew this was coming.","start":55.745,"end":57.105,"sentiment":"neutral","sentiment_score":-0.0025930292904376984},{"text":"Yeah.","start":57.105,"end":57.605,"sentiment":"neutral","sentiment_score":0.18265560269355777},{"text":"All good?","start":61.37,"end":62.03,"sentiment":"neutral","sentiment_score":0.1360296830534935},{"text":"Yeah.","start":62.57,"end":63.07,"sentiment":"neutral","sentiment_score":0.029873348772525787},{"text":"No.","start":73.704994,"end":73.865,"sentiment":"neutral","sentiment_score":-0.07056308537721634}],"sentiment":"neutral","sentiment_score":0.03622427785938436,"num_words":11,"start":55.745,"end":73.865},{"sentences":[{"text":"Not necessarily.","start":73.865,"end":74.604996,"sentiment":"neutral","sentiment_score":-0.1072172150015831},{"text":"I keep I keep my eye on it on the hub 24 on my login.","start":74.744995,"end":81.085,"sentiment":"neutral","sentiment_score":0.03346955093244711},{"text":"Yeah.","start":81.625,"end":81.865,"sentiment":"neutral","sentiment_score":0.08153669536113739},{"text":"I check every now and then.","start":81.865,"end":82.905,"sentiment":"neutral","sentiment_score":0.16105939199527106},{"text":"I'm pretty happy with the way it's going.","start":82.905,"end":84.44,"sentiment":"positive","sentiment_score":0.516138419508934}],"sentiment":"neutral","sentiment_score":0.170769038668368,"num_words":32,"start":73.865,"end":84.44},{"sentences":[{"text":"It's been the best year I've ever had.","start":84.44,"end":85.880005,"sentiment":"positive","sentiment_score":0.5645254962146282},{"text":"So yeah.","start":85.880005,"end":88.78001,"sentiment":"neutral","sentiment_score":0.054006705060601234},{"text":"Yep.","start":88.840004,"end":89.340004,"sentiment":"neutral","sentiment_score":-0.003541066776961088},{"text":"Yeah.","start":95.240005,"end":95.740005,"sentiment":"neutral","sentiment_score":-0.06524886935949326},{"text":"Been very volatile, haven't it?","start":95.8,"end":97.5,"sentiment":"neutral","sentiment_score":-0.09728248342871666}],"sentiment":"neutral","sentiment_score":0.23935382509165826,"num_words":17,"start":84.44,"end":97.5},{"sentences":[{"text":"Yep.","start":101.255,"end":101.755,"sentiment":"neutral","sentiment_score":-0.031109541654586792},{"text":"Yep.","start":107.175,"end":107.675,"sentiment":"neutral","sentiment_score":0.14363837242126465},{"text":"Yep.","start":112.375,"end":112.875,"sentiment":"neutral","sentiment_score":0.16292744874954224},{"text":"Yep.","start":120.979996,"end":121.479996,"sentiment":"positive","sentiment_score":0.3585631251335144},{"text":"Yep.","start":149.65,"end":150.15,"sentiment":"neutral","sentiment_score":0.10968784987926485}],"sentiment":"neutral","sentiment_score":0.14874145090579988,"num_words":5,"start":101.255,"end":150.15},{"sentences":[{"text":"Yep.","start":152.22499,"end":152.72499,"sentiment":"neutral","sentiment_score":0.1649003028869629},{"text":"Yep.","start":155.58499,"end":156.08499,"sentiment":"neutral","sentiment_score":0.10963423550128935},{"text":"No.","start":163.265,"end":163.68,"sentiment":"neutral","sentiment_score":-0.05305309593677521},{"text":"No.","start":164.79999,"end":165.29999,"sentiment":"neutral","sentiment_score":-0.02249838411808014},{"text":"Yep.","start":167.35999,"end":167.85999,"sentiment":"neutral","sentiment_score":0.029134169220924377}],"sentiment":"neutral","sentiment_score":0.04562344551086426,"num_words":5,"start":152.22499,"end":167.85999},{"sentences":[{"text":"I think that's gone up.","start":175.28,"end":176.9,"sentiment":"neutral","sentiment_score":0.08156846091151237},{"text":"Yeah.","start":178.615,"end":179.115,"sentiment":"neutral","sentiment_score":0.02190972864627838},{"text":"It's look.","start":179.615,"end":181.33499,"sentiment":"neutral","sentiment_score":0.014264886267483234},{"text":"If you include bonuses and stuff, it's 200.","start":181.33499,"end":183.995,"sentiment":"neutral","sentiment_score":0.018465674249455333},{"text":"But yeah.","start":184.215,"end":185.015,"sentiment":"neutral","sentiment_score":0.0030007599852979183}],"sentiment":"neutral","sentiment_score":0.034000484428058066,"num_words":18,"start":175.28,"end":185.015},{"sentences":[{"text":"I think yeah.","start":185.015,"end":186.795,"sentiment":"neutral","sentiment_score":0.004253317291537921},{"text":"I think I might.","start":195.12,"end":196.18001,"sentiment":"neutral","sentiment_score":-0.003007697407156229},{"text":"Yeah.","start":201.68001,"end":201.84,"sentiment":"neutral","sentiment_score":0.021835943683981895},{"text":"Yeah.","start":201.84,"end":202.34,"sentiment":"neutral","sentiment_score":0.019308406859636307},{"text":"Yep.","start":202.56,"end":203.06,"sentiment":"neutral","sentiment_score":0.05054733157157898}],"sentiment":"neutral","sentiment_score":0.009242084436118602,"num_words":10,"start":185.015,"end":203.06},{"sentences":[{"text":"Yep.","start":204.24,"end":204.74,"sentiment":"neutral","sentiment_score":0.06380835175514221},{"text":"Yeah.","start":218.485,"end":218.885,"sentiment":"neutral","sentiment_score":0.07598857581615448},{"text":"That's correct.","start":218.885,"end":219.525,"sentiment":"neutral","sentiment_score":0.09745099395513535},{"text":"Yep.","start":219.525,"end":220.00499,"sentiment":"neutral","sentiment_score":0.06858592480421066},{"text":"Yep.","start":220.00499,"end":220.50499,"sentiment":"neutral","sentiment_score":0.05092484503984451}],"sentiment":"neutral","sentiment_score":0.07570161422093709,"num_words":6,"start":204.24,"end":220.50499},{"sentences":[{"text":"Yep.","start":239.635,"end":240.135,"sentiment":"neutral","sentiment_score":0.025950005277991295},{"text":"Yep.","start":245.555,"end":246.055,"sentiment":"neutral","sentiment_score":0.004383770748972893},{"text":"I think we get taxed.","start":252.98001,"end":255.24,"sentiment":"neutral","sentiment_score":-0.018319299817085265},{"text":"I think we do.","start":260.66,"end":261.54,"sentiment":"neutral","sentiment_score":0.043656809255480766},{"text":"Yes.","start":261.54,"end":262.04,"sentiment":"neutral","sentiment_score":0.08599187433719635}],"sentiment":"neutral","sentiment_score":0.016613032358388107,"num_words":12,"start":239.635,"end":262.04},{"sentences":[{"text":"Yeah.","start":288.41,"end":288.88998,"sentiment":"neutral","sentiment_score":0.06937551498413086},{"text":"Yep.","start":288.88998,"end":289.38998,"sentiment":"neutral","sentiment_score":0.06901030242443085},{"text":"Yep.","start":291.77,"end":292.27,"sentiment":"neutral","sentiment_score":0.0705839991569519},{"text":"It's not.","start":298.385,"end":299.20502,"sentiment":"neutral","sentiment_score":-0.1031084954738617},{"text":"Yep.","start":309.68,"end":310.18,"sentiment":"neutral","sentiment_score":0.016703909263014793}],"sentiment":"neutral","sentiment_score":0.0032427891468008382,"num_words":6,"start":288.41,"end":310.18},{"sentences":[{"text":"So the one down the road is exactly the same as our house on less Land.","start":313.91998,"end":318.235,"sentiment":"neutral","sentiment_score":0.025420112418942153},{"text":"They've just put it on the market for 1,000,000.","start":318.235,"end":320.175,"sentiment":"neutral","sentiment_score":0.007136203866038058},{"text":"So well, I don't I don't know what it's worth, to be honest.","start":320.315,"end":327.275,"sentiment":"neutral","sentiment_score":-0.049037886067078665},{"text":"But yeah.","start":327.275,"end":328.095,"sentiment":"neutral","sentiment_score":-0.04494941048324108},{"text":"You'd have to get it evaluated to be sure.","start":328.475,"end":331.595,"sentiment":"neutral","sentiment_score":-0.025267824116680358}],"sentiment":"neutral","sentiment_score":-0.009874573946759408,"num_words":49,"start":313.91998,"end":331.595},{"sentences":[{"text":"But, yeah, that's it's things are going stupid over here.","start":331.595,"end":335.11,"sentiment":"neutral","sentiment_score":-0.06561961974948645},{"text":"Yeah.","start":336.44998,"end":336.94998,"sentiment":"neutral","sentiment_score":0.04455588757991791},{"text":"It's the same floor plan.","start":340.05,"end":341.59,"sentiment":"neutral","sentiment_score":0.042769940197467805},{"text":"Yeah.","start":341.65,"end":342.15,"sentiment":"neutral","sentiment_score":0.08897019922733307},{"text":"Yeah.","start":343.41,"end":343.91,"sentiment":"neutral","sentiment_score":0.18269577622413635}],"sentiment":"neutral","sentiment_score":-0.007006924082007673,"num_words":18,"start":331.595,"end":343.91},{"sentences":[{"text":"Yep.","start":357.93503,"end":358.415,"sentiment":"neutral","sentiment_score":0.047016508877277374},{"text":"Yeah.","start":358.415,"end":358.65503,"sentiment":"neutral","sentiment_score":0.05051857978105545},{"text":"It's about still about in the ballpark.","start":358.65503,"end":360.89502,"sentiment":"neutral","sentiment_score":0.02970610053411552},{"text":"Yep.","start":360.89502,"end":361.23,"sentiment":"neutral","sentiment_score":0.06951478868722916},{"text":"It it goes up and comes back down when we need money.","start":362.43002,"end":365.17,"sentiment":"neutral","sentiment_score":0.007457151388128598}],"sentiment":"neutral","sentiment_score":0.021112654442814262,"num_words":22,"start":357.93503,"end":365.17},{"sentences":[{"text":"Yep.","start":370.75,"end":371.23,"sentiment":"neutral","sentiment_score":0.025358332321047783},{"text":"Yep.","start":371.23,"end":371.73,"sentiment":"neutral","sentiment_score":0.03005550056695938},{"text":"No.","start":381.705,"end":382.205,"sentiment":"neutral","sentiment_score":-0.0998544916510582},{"text":"So we've done a bit of changing in the last twelve months.","start":385.625,"end":388.01,"sentiment":"neutral","sentiment_score":-0.018380922013117622},{"text":"We now have three motor vehicles, and one's worth about 30, and another one's worth 40, and one's worth 60.","start":388.01,"end":398.99,"sentiment":"neutral","sentiment_score":0.010562209039926529}],"sentiment":"neutral","sentiment_score":-0.0015362154891980545,"num_words":35,"start":370.75,"end":398.99},{"sentences":[{"text":"Yeah.","start":406.32498,"end":406.725,"sentiment":"neutral","sentiment_score":0.03723176196217537},{"text":"That'll be down to 20 by now.","start":406.725,"end":408.405,"sentiment":"neutral","sentiment_score":0.03554796028350081},{"text":"Yep.","start":408.405,"end":408.905,"sentiment":"neutral","sentiment_score":0.03493814170360565},{"text":"That that's our weekend car.","start":409.685,"end":411.465,"sentiment":"positive","sentiment_score":0.37982646822929383},{"text":"Yeah.","start":415.28,"end":415.68,"sentiment":"neutral","sentiment_score":0.038830116391181946}],"sentiment":"neutral","sentiment_score":0.15059787221252918,"num_words":15,"start":406.32498,"end":415.68},{"sentences":[{"text":"Yep.","start":415.68,"end":416.18,"sentiment":"neutral","sentiment_score":0.047858159989118576},{"text":"That's gone.","start":423.68,"end":424.4,"sentiment":"neutral","sentiment_score":-0.029384648427367214},{"text":"We don't owe anything now.","start":424.4,"end":425.565,"sentiment":"neutral","sentiment_score":-0.016050006821751596},{"text":"Yep.","start":425.565,"end":426.065,"sentiment":"neutral","sentiment_score":0.03892640024423599},{"text":"No.","start":432.125,"end":432.605,"sentiment":"neutral","sentiment_score":-0.07024277746677399}],"sentiment":"neutral","sentiment_score":-0.01224775481969118,"num_words":10,"start":415.68,"end":432.605},{"sentences":[{"text":"No.","start":432.605,"end":433.105,"sentiment":"neutral","sentiment_score":-0.07239591330289841},{"text":"I'll pay cash for that.","start":433.165,"end":434.465,"sentiment":"neutral","sentiment_score":-0.022769063711166382},{"text":"No.","start":440.045,"end":440.20502,"sentiment":"neutral","sentiment_score":-0.08532389998435974},{"text":"That's about it.","start":440.20502,"end":441.185,"sentiment":"neutral","sentiment_score":-0.07920315116643906},{"text":"I have I still have the same it's yeah.","start":441.42,"end":449.18002,"sentiment":"neutral","sentiment_score":-0.013365913285977311}],"sentiment":"neutral","sentiment_score":-0.03312988446927384,"num_words":19,"start":432.605,"end":449.18002},{"sentences":[{"text":"It's all still the same.","start":449.18002,"end":449.90002,"sentiment":"neutral","sentiment_score":0.01591511107981205},{"text":"I have a credit card, but, yeah, that's that's a low amount on that.","start":449.90002,"end":453.36002,"sentiment":"neutral","sentiment_score":0.024668859517467872},{"text":"So 2,000.","start":453.42,"end":457.48502,"sentiment":"neutral","sentiment_score":0.006818543537519873},{"text":"Correct.","start":466.265,"end":466.765,"sentiment":"neutral","sentiment_score":0.004998339340090752},{"text":"I'm going to get a skin cancer cut out next week on my back that that we found.","start":477.29,"end":483.345,"sentiment":"neutral","sentiment_score":-0.24795322968728012}],"sentiment":"neutral","sentiment_score":-0.10048957798280753,"num_words":40,"start":449.18002,"end":483.345},{"sentences":[{"text":"And I'm going in for an echocardiogram the next or the day before that as well just to just to follow-up on something that I had when I was younger sort of thing.","start":487.645,"end":500.38998,"sentiment":"neutral","sentiment_score":0.072126964050712},{"text":"I just wanna look into it a bit further.","start":500.38998,"end":502.16998,"sentiment":"neutral","sentiment_score":0.05229158823688825},{"text":"I did.","start":506.38998,"end":506.78998,"sentiment":"neutral","sentiment_score":0.0071268947795033455},{"text":"Yeah.","start":506.78998,"end":507.03,"sentiment":"neutral","sentiment_score":0.01480534952133894},{"text":"I presented to the hospital with a racing heart, basically.","start":507.03,"end":510.09,"sentiment":"neutral","sentiment_score":-0.020656044781208038}],"sentiment":"neutral","sentiment_score":0.048605687255886466,"num_words":55,"start":487.645,"end":510.09},{"sentences":[{"text":"And and then I I went on medication for a year or so, and I didn't come back.","start":510.835,"end":517.635,"sentiment":"neutral","sentiment_score":-0.055819062826534115},{"text":"But now it's it's hap it happened again while I was on holidays, so I'm just following up on that.","start":517.635,"end":522.755,"sentiment":"neutral","sentiment_score":-0.004261572333052755},{"text":"Well, there is a procedure I can have.","start":522.755,"end":524.195,"sentiment":"neutral","sentiment_score":-0.011297195451334119},{"text":"It's only a day procedure, though.","start":524.195,"end":525.895,"sentiment":"neutral","sentiment_score":-0.023778390139341354},{"text":"Yeah.","start":527.2,"end":527.7,"sentiment":"neutral","sentiment_score":0.02243715338408947}],"sentiment":"neutral","sentiment_score":-0.02453934582266605,"num_words":53,"start":510.835,"end":527.7},{"sentences":[{"text":"That's it.","start":530.4,"end":531.22003,"sentiment":"neutral","sentiment_score":-0.00974250864237547},{"text":"Yeah.","start":534.0,"end":534.48,"sentiment":"neutral","sentiment_score":0.06891937553882599},{"text":"Yeah.","start":534.48,"end":534.72003,"sentiment":"neutral","sentiment_score":0.08061571419239044},{"text":"I'm fine.","start":534.72003,"end":535.28,"sentiment":"neutral","sentiment_score":0.11966247484087944},{"text":"Yeah.","start":535.28,"end":535.78,"sentiment":"neutral","sentiment_score":0.08210423588752747}],"sentiment":"neutral","sentiment_score":0.06449703685939312,"num_words":7,"start":530.4,"end":535.78},{"sentences":[{"text":"We don't.","start":544.24506,"end":544.905,"sentiment":"neutral","sentiment_score":-0.09536656364798546},{"text":"No.","start":550.885,"end":551.385,"sentiment":"neutral","sentiment_score":-0.05535947531461716},{"text":"My partner does, but yeah.","start":552.61,"end":554.61,"sentiment":"neutral","sentiment_score":-0.019025642424821854},{"text":"That's yeah.","start":554.61,"end":555.67,"sentiment":"neutral","sentiment_score":0.14718581177294254},{"text":"That's correct.","start":566.175,"end":566.91504,"sentiment":"neutral","sentiment_score":0.09985123202204704}],"sentiment":"neutral","sentiment_score":0.012737772737940153,"num_words":12,"start":544.24506,"end":566.91504},{"sentences":[{"text":"Yep.","start":566.97504,"end":567.47504,"sentiment":"neutral","sentiment_score":0.1606442630290985},{"text":"Yep.","start":581.3,"end":581.8,"sentiment":"neutral","sentiment_score":0.09375160932540894},{"text":"That's correct.","start":585.54,"end":586.36,"sentiment":"neutral","sentiment_score":0.059878408908843994},{"text":"That's my main priority, but not necessarily my partner's.","start":591.455,"end":594.355,"sentiment":"positive","sentiment_score":0.3388526389996211},{"text":"Oh, no.","start":609.99,"end":610.38995,"sentiment":"neutral","sentiment_score":-0.05708102136850357}],"sentiment":"neutral","sentiment_score":0.2206442932287852,"num_words":15,"start":566.97504,"end":610.38995},{"sentences":[{"text":"Not really.","start":610.38995,"end":611.02997,"sentiment":"neutral","sentiment_score":-0.09026636183261871},{"text":"We we not really.","start":611.02997,"end":613.02997,"sentiment":"neutral","sentiment_score":-0.0989875178784132},{"text":"No.","start":613.02997,"end":613.26996,"sentiment":"neutral","sentiment_score":-0.12743858993053436},{"text":"We're we're about to extend the patio and stuff like that, but that's all just part and parcel.","start":613.26996,"end":617.19,"sentiment":"neutral","sentiment_score":-0.07968580143319236},{"text":"You know what I mean?","start":617.19,"end":618.17,"sentiment":"neutral","sentiment_score":-0.01915222071111202}],"sentiment":"neutral","sentiment_score":-0.0744675638154149,"num_words":30,"start":610.38995,"end":618.17},{"sentences":[{"text":"We do we go through these little phases, barely.","start":618.47,"end":621.37,"sentiment":"neutral","sentiment_score":0.05570744371248616},{"text":"Wanna add stuff to it.","start":621.705,"end":626.04504,"sentiment":"neutral","sentiment_score":0.08710461407899857},{"text":"That's right.","start":626.74506,"end":627.385,"sentiment":"neutral","sentiment_score":0.29782891273498535},{"text":"Yeah.","start":627.385,"end":627.885,"sentiment":"neutral","sentiment_score":0.3035253882408142},{"text":"Yeah.","start":648.94,"end":649.26,"sentiment":"neutral","sentiment_score":0.18664687871932983}],"sentiment":"neutral","sentiment_score":0.1123733420131935,"num_words":18,"start":618.47,"end":649.26},{"sentences":[{"text":"Yep.","start":649.26,"end":649.58,"sentiment":"neutral","sentiment_score":0.19085094332695007},{"text":"Yep.","start":649.58,"end":650.08,"sentiment":"neutral","sentiment_score":0.1891314834356308},{"text":"Mhmm.","start":675.77,"end":676.27,"sentiment":"neutral","sentiment_score":0.019487980753183365},{"text":"Have I bought a what?","start":680.355,"end":681.575,"sentiment":"neutral","sentiment_score":0.0033799614757299423},{"text":"What?","start":682.355,"end":682.855,"sentiment":"neutral","sentiment_score":-0.010703571140766144}],"sentiment":"neutral","sentiment_score":0.04507407152818309,"num_words":9,"start":649.26,"end":682.855},{"sentences":[{"text":"Oh, no.","start":684.755,"end":685.235,"sentiment":"neutral","sentiment_score":-0.07367755845189095},{"text":"No.","start":685.235,"end":685.735,"sentiment":"neutral","sentiment_score":-0.10107846558094025},{"text":"Is this?","start":714.745,"end":715.485,"sentiment":"neutral","sentiment_score":-0.0329808983951807},{"text":"Like so how I would invest my super is I'm happy with the high risk at the moment.","start":716.95996,"end":760.715,"sentiment":"neutral","sentiment_score":-0.0036415670894914213},{"text":"Yep.","start":760.85504,"end":761.35504,"sentiment":"neutral","sentiment_score":-0.0223664790391922}],"sentiment":"neutral","sentiment_score":-0.016762919413546722,"num_words":24,"start":684.755,"end":761.35504},{"sentences":[{"text":"Yep.","start":761.97504,"end":762.47504,"sentiment":"neutral","sentiment_score":0.21243858337402344},{"text":"Exactly.","start":764.935,"end":765.435,"sentiment":"neutral","sentiment_score":0.10491526126861572},{"text":"So the same as last twelve months.","start":765.495,"end":767.175,"sentiment":"neutral","sentiment_score":0.09795214767966952},{"text":"Yep.","start":767.175,"end":767.495,"sentiment":"neutral","sentiment_score":0.0875987634062767},{"text":"Yep.","start":767.495,"end":767.995,"sentiment":"neutral","sentiment_score":0.09822183847427368}],"sentiment":"neutral","sentiment_score":0.10807631638917056,"num_words":11,"start":761.97504,"end":767.995},{"sentences":[{"text":"Yep.","start":768.85504,"end":769.35504,"sentiment":"neutral","sentiment_score":0.13164910674095154},{"text":"I.","start":809.39,"end":809.89,"sentiment":"neutral","sentiment_score":0.0207824744284153},{"text":"The first one.","start":810.51,"end":811.49005,"sentiment":"neutral","sentiment_score":0.14136089632908502},{"text":"Yes.","start":811.55005,"end":812.05005,"sentiment":"neutral","sentiment_score":0.16314804553985596},{"text":"I'm not sure.","start":820.205,"end":821.18506,"sentiment":"neutral","sentiment_score":-0.06848755230506261}],"sentiment":"neutral","sentiment_score":0.05935551764236556,"num_words":9,"start":768.85504,"end":821.18506},{"sentences":[{"text":"If it's an if it's an opportunistic thing, I'd invest heavily.","start":821.405,"end":825.18506,"sentiment":"neutral","sentiment_score":-0.008427932392805815},{"text":"Like it yeah.","start":826.125,"end":827.005,"sentiment":"neutral","sentiment_score":0.12729117770989737},{"text":"Yeah.","start":827.005,"end":827.505,"sentiment":"neutral","sentiment_score":0.14700257778167725},{"text":"Well, concerned because you're losing money.","start":856.52,"end":858.36,"sentiment":"neutral","sentiment_score":-0.2697155028581619},{"text":"Right?","start":858.36,"end":858.86,"sentiment":"neutral","sentiment_score":-0.10853222012519836}],"sentiment":"neutral","sentiment_score":-0.058666199212893844,"num_words":22,"start":821.405,"end":858.86},{"sentences":[{"text":"But yeah.","start":858.95996,"end":860.12,"sentiment":"neutral","sentiment_score":-0.03551319008693099},{"text":"But that's just the way it rolls.","start":860.12,"end":861.4,"sentiment":"neutral","sentiment_score":0.023351950304848806},{"text":"The entitlement goes up.","start":861.4,"end":862.86,"sentiment":"neutral","sentiment_score":0.021621200256049633},{"text":"So yeah.","start":863.32,"end":864.22003,"sentiment":"neutral","sentiment_score":0.1011841632425785},{"text":"With inflation?","start":865.08,"end":865.9,"sentiment":"neutral","sentiment_score":0.10042988508939743}],"sentiment":"neutral","sentiment_score":0.03424412762636647,"num_words":17,"start":858.95996,"end":865.9},{"sentences":[{"text":"Yeah.","start":870.17505,"end":870.67505,"sentiment":"neutral","sentiment_score":0.0570039376616478},{"text":"No.","start":880.255,"end":880.755,"sentiment":"neutral","sentiment_score":-0.05491600185632706},{"text":"No.","start":885.215,"end":885.69,"sentiment":"neutral","sentiment_score":-0.07587137818336487},{"text":"Yeah.","start":885.77,"end":886.27,"sentiment":"neutral","sentiment_score":-0.04562241584062576},{"text":"Yep.","start":899.93,"end":900.41,"sentiment":"neutral","sentiment_score":0.21420317888259888}],"sentiment":"neutral","sentiment_score":0.0189594641327858,"num_words":5,"start":870.17505,"end":900.41},{"sentences":[{"text":"Cool.","start":900.41,"end":900.91,"sentiment":"neutral","sentiment_score":0.2803717255592346},{"text":"No.","start":905.945,"end":906.445,"sentiment":"neutral","sentiment_score":-0.08046890795230865},{"text":"Yep.","start":921.87,"end":922.26996,"sentiment":"neutral","sentiment_score":0.011459635570645332},{"text":"Yep.","start":922.26996,"end":922.76996,"sentiment":"neutral","sentiment_score":0.07507697492837906},{"text":"Yep.","start":924.11,"end":924.61,"sentiment":"neutral","sentiment_score":0.0469706766307354}],"sentiment":"neutral","sentiment_score":0.06668202094733715,"num_words":5,"start":900.41,"end":924.61},{"sentences":[{"text":"Yeah.","start":941.475,"end":941.875,"sentiment":"neutral","sentiment_score":-0.005399011075496674},{"text":"Yep.","start":941.875,"end":942.375,"sentiment":"neutral","sentiment_score":-0.01379298698157072},{"text":"Yeah.","start":944.915,"end":945.235,"sentiment":"neutral","sentiment_score":0.00402581412345171},{"text":"Still company.","start":945.235,"end":945.955,"sentiment":"neutral","sentiment_score":0.006920864805579186},{"text":"Yes.","start":945.955,"end":946.455,"sentiment":"neutral","sentiment_score":0.056300390511751175}],"sentiment":"neutral","sentiment_score":0.009162656031548977,"num_words":6,"start":941.475,"end":946.455},{"sentences":[{"text":"I am however, I thought I'd just just stop you and let you know.","start":947.85004,"end":951.77,"sentiment":"neutral","sentiment_score":-0.038852213216679435},{"text":"I am looking at taking a bit of a step back.","start":951.77,"end":956.01,"sentiment":"neutral","sentiment_score":-0.09388930011879314},{"text":"Our plan plans have changed.","start":956.01,"end":958.33,"sentiment":"neutral","sentiment_score":-0.12575891315937043},{"text":"Obviously, we've started Kelly started a business.","start":958.33,"end":960.57,"sentiment":"neutral","sentiment_score":0.02773778566292354},{"text":"She's my partner.","start":960.57,"end":961.47003,"sentiment":"neutral","sentiment_score":0.04101399456461271}],"sentiment":"neutral","sentiment_score":-0.047207534220069645,"num_words":40,"start":947.85004,"end":961.47003},{"sentences":[{"text":"And that's going really well.","start":961.805,"end":963.425,"sentiment":"neutral","sentiment_score":0.20926970094442368},{"text":"And so I am looking at going to a job share role, so, like, halving everything in the mines and taking on more of a role in the business because, yeah, I just don't need to be working so much anymore.","start":964.76495,"end":984.4,"sentiment":"neutral","sentiment_score":-0.04965363620076238},{"text":"So the it is looking like around about Christmas time heading into that sort of job share role where everything will be cut by 50%.","start":987.1,"end":998.095,"sentiment":"neutral","sentiment_score":-0.13941371709108352},{"text":"So my super contributions, everything will be cut.","start":998.095,"end":1001.07495,"sentiment":"neutral","sentiment_score":-0.03595568425953388},{"text":"But that's not done and dusted yet.","start":1004.58997,"end":1006.19,"sentiment":"neutral","sentiment_score":-0.20632418670824595}],"sentiment":"neutral","sentiment_score":-0.0721710266025607,"num_words":86,"start":961.805,"end":1006.19},{"sentences":[{"text":"That's just I'm just giving you a heads up sort of thing.","start":1006.19,"end":1008.43,"sentiment":"neutral","sentiment_score":0.007615840683380763},{"text":"Yeah.","start":1008.43,"end":1008.93,"sentiment":"neutral","sentiment_score":0.21100649237632751},{"text":"Yeah.","start":1009.39,"end":1009.89,"sentiment":"positive","sentiment_score":0.3866387605667114},{"text":"Mhmm.","start":1017.47,"end":1017.97,"sentiment":"neutral","sentiment_score":-0.001960577443242073},{"text":"To grow.","start":1025.415,"end":1026.235,"sentiment":"neutral","sentiment_score":-0.07652963697910309}],"sentiment":"neutral","sentiment_score":0.03141267586718587,"num_words":17,"start":1006.19,"end":1026.235},{"sentences":[{"text":"Exactly.","start":1026.775,"end":1027.275,"sentiment":"neutral","sentiment_score":0.04761365056037903},{"text":"Yeah.","start":1027.335,"end":1027.835,"sentiment":"neutral","sentiment_score":0.04438233375549317},{"text":"But I think I'll be put on the books from the business.","start":1029.095,"end":1031.975,"sentiment":"neutral","sentiment_score":-0.001658682245761156},{"text":"So whatever super I'm not getting from the company I'm working for now, I'm gonna be put on the books from the business for the hours that I work, so it might get made up.","start":1031.975,"end":1043.13,"sentiment":"neutral","sentiment_score":-0.03157027001891818},{"text":"It might look exactly the same to you guys.","start":1043.13,"end":1044.9701,"sentiment":"neutral","sentiment_score":-0.017258641827437613}],"sentiment":"neutral","sentiment_score":-0.0204861280990058,"num_words":58,"start":1026.775,"end":1044.9701},{"sentences":[{"text":"It'll just be from two different parties.","start":1044.9701,"end":1046.7301,"sentiment":"neutral","sentiment_score":-0.014111397255744253},{"text":"That's all.","start":1046.7301,"end":1047.4701,"sentiment":"neutral","sentiment_score":-0.002593434415757656},{"text":"Yeah.","start":1048.525,"end":1049.025,"sentiment":"neutral","sentiment_score":0.20388957858085632},{"text":"Yeah.","start":1049.485,"end":1049.5651,"sentiment":"neutral","sentiment_score":0.25918909907341003},{"text":"Yeah.","start":1049.5651,"end":1049.725,"sentiment":"neutral","sentiment_score":0.20245641469955444}],"sentiment":"neutral","sentiment_score":0.04679737022767464,"num_words":12,"start":1044.9701,"end":1049.725},{"sentences":[{"text":"Yeah.","start":1049.725,"end":1050.225,"sentiment":"neutral","sentiment_score":0.1821419596672058},{"text":"Yeah.","start":1058.605,"end":1058.685,"sentiment":"neutral","sentiment_score":0.06998579204082489},{"text":"Yeah.","start":1058.685,"end":1059.185,"sentiment":"neutral","sentiment_score":0.0622914582490921},{"text":"Mhmm.","start":1071.6,"end":1071.6799,"sentiment":"neutral","sentiment_score":0.02508223056793213},{"text":"That's okay.","start":1071.6799,"end":1072.1599,"sentiment":"neutral","sentiment_score":0.0834941565990448}],"sentiment":"neutral","sentiment_score":0.08441495895385742,"num_words":6,"start":1049.725,"end":1072.1599},{"sentences":[{"text":"I'm fine.","start":1072.1599,"end":1072.7999,"sentiment":"neutral","sentiment_score":0.13497698307037354},{"text":"That's how I deal with it anyway.","start":1072.7999,"end":1074.3999,"sentiment":"neutral","sentiment_score":0.17091612837144307},{"text":"So yeah.","start":1074.3999,"end":1075.22,"sentiment":"neutral","sentiment_score":0.1414072923362255},{"text":"Yep.","start":1084.725,"end":1085.225,"sentiment":"neutral","sentiment_score":0.03151537850499153},{"text":"I could see signed document.","start":1104.485,"end":1105.9451,"sentiment":"neutral","sentiment_score":0.02574748210608959}],"sentiment":"neutral","sentiment_score":0.11231966108521994,"num_words":17,"start":1072.1599,"end":1105.9451},{"sentences":[{"text":"Oh, yeah.","start":1110.5651,"end":1111.7051,"sentiment":"neutral","sentiment_score":0.011319617973640561},{"text":"I could view services guide version one PDF.","start":1111.845,"end":1114.985,"sentiment":"neutral","sentiment_score":0.017551062628626823},{"text":"Yep.","start":1116.0851,"end":1116.45,"sentiment":"neutral","sentiment_score":0.034200944006443024},{"text":"There there's about there's six documents.","start":1116.5299,"end":1119.2699,"sentiment":"neutral","sentiment_score":-0.014631922667225203},{"text":"Mhmm.","start":1130.13,"end":1130.63,"sentiment":"neutral","sentiment_score":0.13308963179588318}],"sentiment":"neutral","sentiment_score":0.013474820931959484,"num_words":18,"start":1110.5651,"end":1130.63},{"sentences":[{"text":"Yep.","start":1135.735,"end":1136.235,"sentiment":"neutral","sentiment_score":0.06598086655139923},{"text":"Yep.","start":1143.895,"end":1144.395,"sentiment":"neutral","sentiment_score":0.04723510146141052},{"text":"Yep.","start":1160.655,"end":1160.9751,"sentiment":"neutral","sentiment_score":0.16943299770355225},{"text":"Cool.","start":1160.9751,"end":1161.4751,"sentiment":"neutral","sentiment_score":0.21901455521583557},{"text":"Yep.","start":1167.4551,"end":1167.9551,"sentiment":"neutral","sentiment_score":0.09013140201568604}],"sentiment":"neutral","sentiment_score":0.11835898458957672,"num_words":5,"start":1135.735,"end":1167.9551},{"sentences":[{"text":"Uh-huh.","start":1180.5901,"end":1181.0901,"sentiment":"neutral","sentiment_score":0.0439869724214077},{"text":"Yep.","start":1190.745,"end":1191.245,"sentiment":"neutral","sentiment_score":0.15531949698925018},{"text":"Yeah.","start":1200.16,"end":1200.66,"sentiment":"neutral","sentiment_score":0.16906505823135376},{"text":"That's okay.","start":1200.72,"end":1201.54,"sentiment":"neutral","sentiment_score":0.22393137961626053},{"text":"Yeah.","start":1203.12,"end":1203.62,"sentiment":"neutral","sentiment_score":0.054721247404813766}],"sentiment":"neutral","sentiment_score":0.1451592557132244,"num_words":6,"start":1180.5901,"end":1203.62},{"sentences":[{"text":"Yeah.","start":1216.285,"end":1216.785,"sentiment":"neutral","sentiment_score":0.03274034336209297},{"text":"Yep.","start":1224.525,"end":1224.87,"sentiment":"neutral","sentiment_score":0.11858336627483368},{"text":"Yep.","start":1234.39,"end":1234.89,"sentiment":"neutral","sentiment_score":0.037545930594205856},{"text":"And that's what I'll that that's what I'll put in place before I agree to it as well.","start":1241.495,"end":1245.895,"sentiment":"neutral","sentiment_score":0.06101995903170771},{"text":"Like, if I need to go back, like, I definitely, like, want that possibility.","start":1245.895,"end":1251.995,"sentiment":"neutral","sentiment_score":0.061846247874200344}],"sentiment":"neutral","sentiment_score":0.06151646780116218,"num_words":35,"start":1216.285,"end":1251.995},{"sentences":[{"text":"You know what I mean?","start":1252.135,"end":1252.855,"sentiment":"neutral","sentiment_score":0.04744637385010719},{"text":"Yeah.","start":1252.855,"end":1253.175,"sentiment":"neutral","sentiment_score":0.04948658496141434},{"text":"Yeah.","start":1253.175,"end":1253.415,"sentiment":"neutral","sentiment_score":0.12472932785749435},{"text":"Yeah.","start":1253.415,"end":1253.915,"sentiment":"neutral","sentiment_score":0.2933739423751831},{"text":"At the time.","start":1266.5599,"end":1267.2,"sentiment":"neutral","sentiment_score":0.026775933802127838}],"sentiment":"neutral","sentiment_score":0.07137722962281921,"num_words":11,"start":1252.135,"end":1267.2},{"sentences":[{"text":"Yeah.","start":1267.2,"end":1267.52,"sentiment":"neutral","sentiment_score":0.10036709904670715},{"text":"Yep.","start":1267.52,"end":1268.02,"sentiment":"neutral","sentiment_score":0.11289000511169434},{"text":"Yeah.","start":1277.255,"end":1277.655,"sentiment":"neutral","sentiment_score":-0.026019494980573658},{"text":"You'd have to change it again.","start":1277.655,"end":1278.9349,"sentiment":"neutral","sentiment_score":-0.1371119792262713},{"text":"Yep.","start":1278.9349,"end":1279.4349,"sentiment":"neutral","sentiment_score":0.041107796132564545}],"sentiment":"neutral","sentiment_score":-0.059432647004723546,"num_words":10,"start":1267.2,"end":1279.4349},{"sentences":[{"text":"Yep.","start":1285.96,"end":1286.46,"sentiment":"neutral","sentiment_score":-0.12966707348823547},{"text":"Yeah.","start":1296.375,"end":1296.875,"sentiment":"neutral","sentiment_score":-0.09790460765361786},{"text":"Okay.","start":1301.415,"end":1301.915,"sentiment":"neutral","sentiment_score":-0.06046153977513313},{"text":"Yes.","start":1307.095,"end":1307.595,"sentiment":"neutral","sentiment_score":-0.1535152643918991},{"text":"They might not say yes.","start":1309.5751,"end":1311.015,"sentiment":"neutral","sentiment_score":-0.14433521628379822}],"sentiment":"neutral","sentiment_score":-0.1292471740808752,"num_words":9,"start":1285.96,"end":1311.015},{"sentences":[{"text":"Yep.","start":1311.015,"end":1311.515,"sentiment":"neutral","sentiment_score":-0.06546750664710999},{"text":"Yep.","start":1312.08,"end":1312.58,"sentiment":"neutral","sentiment_score":-0.023562371730804443},{"text":"Yep.","start":1315.9199,"end":1316.32,"sentiment":"neutral","sentiment_score":-0.05717014521360397},{"text":"Yep.","start":1316.32,"end":1316.82,"sentiment":"neutral","sentiment_score":-0.09694600105285645},{"text":"Then I'd be inclined to I'd be inclined to leave the insurance the way it is.","start":1325.675,"end":1329.8551,"sentiment":"neutral","sentiment_score":-0.1260724924504757}],"sentiment":"neutral","sentiment_score":-0.1130152951925993,"num_words":20,"start":1311.015,"end":1329.8551},{"sentences":[{"text":"Yeah.","start":1330.155,"end":1330.635,"sentiment":"neutral","sentiment_score":0.014476504176855087},{"text":"Yeah.","start":1330.635,"end":1331.135,"sentiment":"neutral","sentiment_score":0.003243204206228256},{"text":"Yeah.","start":1336.4751,"end":1336.9751,"sentiment":"neutral","sentiment_score":-0.12171222269535063},{"text":"Yep.","start":1337.675,"end":1338.09,"sentiment":"neutral","sentiment_score":-0.26160410046577454},{"text":"Because yeah.","start":1338.73,"end":1340.4099,"sentiment":"neutral","sentiment_score":-0.02598533406853676}],"sentiment":"neutral","sentiment_score":-0.06959454715251923,"num_words":6,"start":1330.155,"end":1340.4099},{"sentences":[{"text":"No.","start":1340.4099,"end":1340.65,"sentiment":"neutral","sentiment_score":-0.05131051689386368},{"text":"That's cool.","start":1340.65,"end":1341.21,"sentiment":"neutral","sentiment_score":0.10371338203549385},{"text":"Yeah.","start":1341.21,"end":1341.37,"sentiment":"neutral","sentiment_score":0.13499882817268372},{"text":"Yeah.","start":1341.37,"end":1341.5299,"sentiment":"neutral","sentiment_score":0.19046300649642944},{"text":"That's cool.","start":1341.5299,"end":1342.01,"sentiment":"neutral","sentiment_score":0.2859009653329849}],"sentiment":"neutral","sentiment_score":0.1504828589303153,"num_words":7,"start":1340.4099,"end":1342.01},{"sentences":[{"text":"But I'm I'm I'm pretty sure that my income would remain the same anyway because I'd because I'd be working for the business.","start":1342.01,"end":1349.85,"sentiment":"neutral","sentiment_score":0.21202309040919595},{"text":"I'd be a part of the business and that that the sub that I would supplement my income with through the business.","start":1349.85,"end":1355.595,"sentiment":"positive","sentiment_score":0.34129992398348724},{"text":"Yeah.","start":1358.6951,"end":1359.1951,"sentiment":"neutral","sentiment_score":0.016518257558345795},{"text":"Yep.","start":1363.415,"end":1363.915,"sentiment":"neutral","sentiment_score":-0.0011240802705287931},{"text":"Yep.","start":1365.5751,"end":1366.0751,"sentiment":"neutral","sentiment_score":0.02827436849474907}],"sentiment":"neutral","sentiment_score":0.2589332906839748,"num_words":48,"start":1342.01,"end":1366.0751},{"sentences":[{"text":"Yeah.","start":1369.63,"end":1370.13,"sentiment":"neutral","sentiment_score":0.02971186675131321},{"text":"Basically, it'll yeah.","start":1372.1101,"end":1374.1101,"sentiment":"neutral","sentiment_score":0.007820712557683388},{"text":"Yeah.","start":1374.1101,"end":1374.43,"sentiment":"neutral","sentiment_score":0.042307861149311066},{"text":"Yeah.","start":1374.43,"end":1374.67,"sentiment":"neutral","sentiment_score":0.05473208427429199},{"text":"It'll be the same.","start":1374.67,"end":1375.4701,"sentiment":"neutral","sentiment_score":0.11986728385090828}],"sentiment":"neutral","sentiment_score":0.06296830852515996,"num_words":10,"start":1369.63,"end":1375.4701},{"sentences":[{"text":"It'll just be from two two different sources, basically.","start":1375.4701,"end":1378.05,"sentiment":"neutral","sentiment_score":0.10949885017342037},{"text":"Yeah.","start":1378.1901,"end":1378.6901,"sentiment":"neutral","sentiment_score":0.16295309364795685},{"text":"Yep.","start":1379.7101,"end":1380.045,"sentiment":"positive","sentiment_score":0.3593401610851288},{"text":"Mhmm.","start":1392.2051,"end":1392.7051,"sentiment":"neutral","sentiment_score":0.13995015621185303},{"text":"Yep.","start":1407.985,"end":1408.485,"sentiment":"neutral","sentiment_score":0.15215861797332764}],"sentiment":"neutral","sentiment_score":0.13845320619069612,"num_words":13,"start":1375.4701,"end":1408.485},{"sentences":[{"text":"Yep.","start":1416.305,"end":1416.805,"sentiment":"neutral","sentiment_score":0.1872394382953644},{"text":"Yeah.","start":1421.345,"end":1421.845,"sentiment":"neutral","sentiment_score":0.14058691263198853},{"text":"Yep.","start":1425.79,"end":1426.29,"sentiment":"neutral","sentiment_score":-0.19780956208705905},{"text":"Yep.","start":1440.825,"end":1441.1449,"sentiment":"positive","sentiment_score":0.3859896659851074},{"text":"Go for it.","start":1441.1449,"end":1441.865,"sentiment":"positive","sentiment_score":0.47160892685254413}],"sentiment":"neutral","sentiment_score":0.27583331934043337,"num_words":7,"start":1416.305,"end":1441.865},{"sentences":[{"text":"That's that you're a professional, so, yeah, you should be you're all over it.","start":1441.865,"end":1447.085,"sentiment":"neutral","sentiment_score":0.23742450116800942},{"text":"Yep.","start":1455.27,"end":1455.77,"sentiment":"neutral","sentiment_score":0.2161993384361267},{"text":"It's cool.","start":1462.0701,"end":1462.89,"sentiment":"positive","sentiment_score":0.4079969823360443},{"text":"What whatever you think.","start":1462.9501,"end":1464.49,"sentiment":"neutral","sentiment_score":0.1838664822280407},{"text":"I work shifts, so it's it's all over the place.","start":1472.3049,"end":1475.125,"sentiment":"neutral","sentiment_score":0.023623492754995822}],"sentiment":"neutral","sentiment_score":0.1718657153523377,"num_words":31,"start":1441.865,"end":1475.125},{"sentences":[{"text":"Yep.","start":1476.385,"end":1476.885,"sentiment":"neutral","sentiment_score":0.02967112325131893},{"text":"Yep.","start":1487.53,"end":1488.03,"sentiment":"neutral","sentiment_score":0.02654203586280346},{"text":"Monday, I'm coming off of night shift by the look of this.","start":1489.93,"end":1493.63,"sentiment":"neutral","sentiment_score":-0.007959274885555109},{"text":"So where is the best to check?","start":1495.2101,"end":1499.725,"sentiment":"neutral","sentiment_score":-0.10758569410869054},{"text":"Oh, Monday, I'm on night shift.","start":1501.065,"end":1502.765,"sentiment":"neutral","sentiment_score":-0.042368930454055466}],"sentiment":"neutral","sentiment_score":-0.03876339188880391,"num_words":27,"start":1476.385,"end":1502.765},{"sentences":[{"text":"Tuesday, I'm on night shift.","start":1506.985,"end":1508.5249,"sentiment":"neutral","sentiment_score":-0.012306961044669152},{"text":"Wednesday, I'm off, but I wake up in the afternoon, if that suits you.","start":1509.1449,"end":1516.1101,"sentiment":"neutral","sentiment_score":0.006279369417045798},{"text":"Oh, usually, I play like, I wake up early and I go play golf.","start":1517.3301,"end":1521.3301,"sentiment":"neutral","sentiment_score":-0.23391528673736112},{"text":"So that's not good.","start":1521.3301,"end":1522.31,"sentiment":"negative","sentiment_score":-0.37429340183734894},{"text":"So if we can do if we can do the Thursday, the fourth, but I have I have a a PT appointment at seven in the morning.","start":1522.6901,"end":1533.625,"sentiment":"neutral","sentiment_score":0.02785543348916151}],"sentiment":"neutral","sentiment_score":-0.06239866485702805,"num_words":64,"start":1506.985,"end":1533.625},{"sentences":[{"text":"So if we can do, like, the same time, like, half past eleven, say, my time, which is which is half past one for you.","start":1534.485,"end":1544.71,"sentiment":"neutral","sentiment_score":0.05600432731211186},{"text":"Yeah?","start":1544.71,"end":1545.21,"sentiment":"neutral","sentiment_score":0.06036483496427536},{"text":"Yep.","start":1557.59,"end":1557.975,"sentiment":"neutral","sentiment_score":0.08882556855678558},{"text":"No.","start":1561.655,"end":1561.895,"sentiment":"neutral","sentiment_score":0.012307645753026009},{"text":"I'm cool.","start":1561.895,"end":1562.2949,"sentiment":"neutral","sentiment_score":0.1327820084989071}],"sentiment":"neutral","sentiment_score":0.06090567496915658,"num_words":30,"start":1534.485,"end":1562.2949},{"sentences":[{"text":"I'm pretty up with the with my shift organizer.","start":1562.2949,"end":1565.6749,"sentiment":"neutral","sentiment_score":0.15171042415830824},{"text":"I think I'm right I'm writing in right now.","start":1566.455,"end":1568.635,"sentiment":"neutral","sentiment_score":0.3185674399137497},{"text":"I'm I'm just gonna say yes straight up.","start":1584.5651,"end":1587.285,"sentiment":"neutral","sentiment_score":0.225049689412117},{"text":"You don't even have to call me.","start":1587.285,"end":1588.5651,"sentiment":"neutral","sentiment_score":0.08982777755175318},{"text":"I'm sorry.","start":1588.5651,"end":1589.2051,"sentiment":"neutral","sentiment_score":0.026514585129916668}],"sentiment":"neutral","sentiment_score":0.19184919728764466,"num_words":35,"start":1562.2949,"end":1589.2051},{"sentences":[{"text":"Yeah.","start":1589.2051,"end":1589.4451,"sentiment":"neutral","sentiment_score":0.14412543177604675},{"text":"I'm I'm trusting you with it anyway.","start":1589.4451,"end":1591.525,"sentiment":"neutral","sentiment_score":0.2174239946263177},{"text":"So yeah.","start":1591.525,"end":1592.245,"sentiment":"neutral","sentiment_score":0.1795601099729538},{"text":"Yeah.","start":1592.245,"end":1592.745,"sentiment":"neutral","sentiment_score":0.28742271661758423},{"text":"Yeah.","start":1598.405,"end":1598.725,"sentiment":"neutral","sentiment_score":0.05606408789753914}],"sentiment":"neutral","sentiment_score":0.19739170155177513,"num_words":12,"start":1589.2051,"end":1598.725},{"sentences":[{"text":"Yeah.","start":1598.725,"end":1599.045,"sentiment":"neutral","sentiment_score":0.01727093756198883},{"text":"No.","start":1599.045,"end":1599.285,"sentiment":"neutral","sentiment_score":-0.04031732678413391},{"text":"It's all good.","start":1599.285,"end":1600.005,"sentiment":"neutral","sentiment_score":0.28585728506247204},{"text":"Yep.","start":1600.005,"end":1600.23,"sentiment":"neutral","sentiment_score":0.28452786803245544},{"text":"Yep.","start":1600.63,"end":1601.13,"sentiment":"neutral","sentiment_score":0.3157109320163727}],"sentiment":"neutral","sentiment_score":0.2049663237162999,"num_words":7,"start":1598.725,"end":1601.13},{"sentences":[{"text":"Yep.","start":1601.83,"end":1602.33,"sentiment":"positive","sentiment_score":0.3652014136314392},{"text":"If you can give me a year like last year for next year, I'm not complaining.","start":1604.79,"end":1609.0499,"sentiment":"neutral","sentiment_score":0.18842903897166252},{"text":"Yeah.","start":1624.255,"end":1624.755,"sentiment":"neutral","sentiment_score":0.14462938904762268},{"text":"Yep.","start":1624.815,"end":1625.315,"sentiment":"neutral","sentiment_score":0.10843583196401596},{"text":"Yep.","start":1643.4451,"end":1643.9451,"sentiment":"neutral","sentiment_score":0.14496377110481262}],"sentiment":"neutral","sentiment_score":0.18890475146472455,"num_words":20,"start":1601.83,"end":1643.9451},{"sentences":[{"text":"Is that in sorry.","start":1665.705,"end":1667.3049,"sentiment":"neutral","sentiment_score":0.026441602502018213},{"text":"Is that in signed document?","start":1667.3049,"end":1668.605,"sentiment":"neutral","sentiment_score":0.020399201661348343},{"text":"Or yep.","start":1668.6649,"end":1672.0449,"sentiment":"neutral","sentiment_score":0.04155111126601696},{"text":"Yep.","start":1681.1699,"end":1681.49,"sentiment":"neutral","sentiment_score":0.0555652529001236},{"text":"Consent of renew and ongoing free arrangements.","start":1681.49,"end":1683.75,"sentiment":"neutral","sentiment_score":0.08620428932564599}],"sentiment":"neutral","sentiment_score":0.049992627317183895,"num_words":19,"start":1665.705,"end":1683.75},{"sentences":[{"text":"Yep.","start":1683.8099,"end":1684.3099,"sentiment":"neutral","sentiment_score":0.1195877641439438},{"text":"Yep.","start":1693.8099,"end":1694.3099,"sentiment":"positive","sentiment_score":0.38760849833488464},{"text":"Cool.","start":1702.095,"end":1702.595,"sentiment":"positive","sentiment_score":0.3802586793899536},{"text":"Yep.","start":1720.93,"end":1721.43,"sentiment":"neutral","sentiment_score":0.1442214548587799},{"text":"That's correct.","start":1722.1549,"end":1722.7949,"sentiment":"neutral","sentiment_score":0.1457809954881668}],"sentiment":"neutral","sentiment_score":0.2205397312839826,"num_words":6,"start":1683.8099,"end":1722.7949},{"sentences":[{"text":"Yep.","start":1722.7949,"end":1723.2749,"sentiment":"neutral","sentiment_score":0.1000620648264885},{"text":"Yep.","start":1723.2749,"end":1723.7749,"sentiment":"neutral","sentiment_score":0.09684474766254424},{"text":"Yep.","start":1726.715,"end":1727.215,"sentiment":"neutral","sentiment_score":0.10985559225082396},{"text":"It's loading.","start":1727.755,"end":1728.575,"sentiment":"neutral","sentiment_score":0.1503261849284172},{"text":"Yep.","start":1728.635,"end":1729.135,"sentiment":"neutral","sentiment_score":0.1559944599866867}],"sentiment":"neutral","sentiment_score":0.12723487243056297,"num_words":6,"start":1722.7949,"end":1729.135},{"sentences":[{"text":"Not all good.","start":1744.74,"end":1745.56,"sentiment":"neutral","sentiment_score":-0.18992564578851065},{"text":"Cool.","start":1763.16,"end":1763.66,"sentiment":"neutral","sentiment_score":0.2674523591995239},{"text":"Thank you.","start":1770.6,"end":1771.3401,"sentiment":"positive","sentiment_score":0.6938557624816895},{"text":"No worries.","start":1772.28,"end":1772.8401,"sentiment":"neutral","sentiment_score":0.010282501578330992},{"text":"Bye.","start":1772.8401,"end":1773.0801,"sentiment":"neutral","sentiment_score":0.12200786173343658}],"sentiment":"neutral","sentiment_score":0.1364399790763855,"num_words":9,"start":1744.74,"end":1773.0801},{"sentences":[{"text":"Okay.","start":1773.0801,"end":1773.5801,"sentiment":"neutral","sentiment_score":0.14922790229320526},{"text":"See you.","start":1773.64,"end":1774.12,"sentiment":"neutral","sentiment_score":0.2485165297985077},{"text":"Bye.","start":1774.12,"end":1774.52,"sentiment":"neutral","sentiment_score":0.0920340046286583},{"text":"Bye.","start":1774.52,"end":1775.02,"sentiment":"neutral","sentiment_score":-0.11974520236253738}],"sentiment":"neutral","sentiment_score":0.12370995283126832,"num_words":5,"start":1773.0801,"end":1775.02}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Good afternoon. This is Jaden.\n\nChannel 1: It is.\n\nChannel 0: This is Veronica from Oakview Financial. How are you?\n\nChannel 1: Very good.\n\nChannel 0: That's good. I had you booked in until we got over your annual review. Is now still a good time for you?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.\n\nChannel 1: Yep.\n\nChannel 0: Perfect. And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please?\n\nChannel 1: Jaden Clint Price, 1980, and 10 Brooklyn Lane, Australia.\n\nChannel 0: Yep. Perfect. That's exactly what I have here. And how's your day been so far? I've been busy.\n\nChannel 1: Yeah. Pretty good.\n\nChannel 0: Yeah.\n\nChannel 1: Not busy. Just walked the dogs, and I'm at\n\nChannel 0: Oh,\n\nChannel 1: I'm sitting at the gym car park waiting to go in. So I knew this was coming. Yeah.\n\nChannel 0: nice. Oh, well, I will try not to keep you for too long, so you can get\n\nChannel 1: All\n\nChannel 0: through\n\nChannel 1: good?\n\nChannel 0: it.\n\nChannel 1: Yeah.\n\nChannel 0: But before I do kind of jump in, I do like to start by asking if there is anything specific that you are hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of an update\n\nChannel 1: No.\n\nChannel 0: and\n\nChannel 1: Not\n\nChannel 0: see\n\nChannel 1: necessarily.\n\nChannel 0: what happens.\n\nChannel 1: I keep I keep my eye on it\n\nChannel 0: Yep.\n\nChannel 1: on the hub 24\n\nChannel 0: Yep. Just\n\nChannel 1: on\n\nChannel 0: check\n\nChannel 1: my\n\nChannel 0: every\n\nChannel 1: login.\n\nChannel 0: now and then.\n\nChannel 1: Yeah.\n\nChannel 0: Yep.\n\nChannel 1: I check every now and then. I'm pretty happy with the way it's going. It's been the best year I've ever had. So\n\nChannel 0: No. That's good.\n\nChannel 1: yeah.\n\nChannel 0: And that's even\n\nChannel 1: Yep.\n\nChannel 0: though we've had a lot of last twelve months have been a bit of prevalent. We've obviously seen a bit of fluctuations in the market.\n\nChannel 1: Yeah. Been very volatile,\n\nChannel 0: Mhmm.\n\nChannel 1: haven't it?\n\nChannel 0: Yes. Especially first, obviously, everything in The US going on\n\nChannel 1: Yep.\n\nChannel 0: with Trump and everything. And, obviously, more recently with the war and stuff, we have seen quite a bit of fluctuation.\n\nChannel 1: Yep.\n\nChannel 0: And it is good that you do keep an eye on it as well and can see those kind of market trends\n\nChannel 1: Yep.\n\nChannel 0: because depending on, obviously, when when it is that you're looking, sometimes it's like, oh, yeah. It's going great. And other times, it's just kind of, like, ebbs and flows a little bit. So\n\nChannel 1: Yep.\n\nChannel 0: it is good that it is something you do keep keep an eye on every now and then. But what I might do first, Jaden, is just to run through a bit of an updated fact plan with you just to see if there is anything major that has changed in your life, if we need to make any changes to your advice at all. So just kinda bear with me as I run through this information. Now when it comes to personal information, I have you down here as in a de facto relationship with no financial dependent. Is that still the case?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. And next up, Kayne, I\n\nChannel 1: Yep.\n\nChannel 0: have Kelly nominated. That's still the case as well. Yep. Beautiful.\n\nChannel 1: Yep.\n\nChannel 0: Employment wise, has anything changed in the last twelve months or so?\n\nChannel 1: No.\n\nChannel 0: No. Perfect. So\n\nChannel 1: No.\n\nChannel 0: it's still a power station operator?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now income, I have around a 175,000.\n\nChannel 1: I think that's gone up.\n\nChannel 0: Yes. Do you know roughly\n\nChannel 1: Yeah. It's look. If you include bonuses and stuff, it's 200. But yeah.\n\nChannel 0: 200\n\nChannel 1: I think\n\nChannel 0: with.\n\nChannel 1: yeah.\n\nChannel 0: Yep. And with your bonuses, do you know if your employer pays contributions on the bonus?\n\nChannel 1: I think I might.\n\nChannel 0: Yeah. Typically, they do. Over time, not really. The bonuses, they do\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: often.\n\nChannel 1: Yep.\n\nChannel 0: Alright. So let's\n\nChannel 1: Yep.\n\nChannel 0: just update that to about 200 including the bonus. Now I have a note here from when you spoke to my colleague last time that your employer pays a little bit of extra contribution. So 16.7%. Is that correct?\n\nChannel 1: Yeah. That's correct. Yep.\n\nChannel 0: Yep.\n\nChannel 1: Yep.\n\nChannel 0: Okay. Perfect. Now let me just look here for you. Now that does take you over the concessional contribution cap for the year. So the cap is 30,000.\n\nMost employers\n\nChannel 1: Yep.\n\nChannel 0: will stop paying at 30,000 because that's their only thing they have to pay up till. Some\n\nChannel 1: Yep.\n\nChannel 0: employers will pay more, though. Do you know if yours pays up to the cap?\n\nChannel 1: I think we get taxed.\n\nChannel 0: You get taxed extra for extra contributions over the cap?\n\nChannel 1: I think we do. Yes.\n\nChannel 0: Yep. Okay. That's good. Can I that's good, though, because, yeah, a lot of the time employers, they because legally, you just have to go up to 30,000? They cut it off.\n\nBut given they already pay you a little bit more than the standard, and if they do get extra as well, so for you, if it's 200,000 with bonus, that's 33,400. There's about 3,400 over the cap space.\n\nChannel 1: Yeah. Yep.\n\nChannel 0: Yeah. Does that sound about right?\n\nChannel 1: Yep.\n\nChannel 0: Yeah. Perfect. Now you're not making any additional contribution otherwise yourself, are you?\n\nChannel 1: It's not.\n\nChannel 0: No. Good. Now asset and liability wise, I have here your property was last died at about 710,000.\n\nChannel 1: Yep.\n\nChannel 0: Do you know if that's gone up a little bit or roughly the same?\n\nChannel 1: So the one down the road is exactly the same as our house on\n\nChannel 0: Yep.\n\nChannel 1: less Land. They've just put it on the market for 1,000,000. So\n\nChannel 0: Oh, wow. Okay. So you're happy for me to update through about a mill?\n\nChannel 1: well, I don't I don't know what it's worth, to be honest. But yeah. You'd have to get it evaluated to be sure. But, yeah, that's\n\nChannel 0: Yeah.\n\nChannel 1: it's things are going stupid over here.\n\nChannel 0: Yes. Well,\n\nChannel 1: Yeah.\n\nChannel 0: if it's very similar to yours, I'll just\n\nChannel 1: It's\n\nChannel 0: leave\n\nChannel 1: the\n\nChannel 0: it\n\nChannel 1: same floor plan. Yeah.\n\nChannel 0: oh, okay. I'll\n\nChannel 1: Yeah.\n\nChannel 0: just update it through a mill and just say roughly, obviously, because you haven't had it valued based on comps in the area, which is really good. Mortgage about 152,000.\n\nChannel 1: Yep. Yeah. It's about still about in the ballpark. Yep.\n\nChannel 0: Yep. Perfect.\n\nChannel 1: It it goes up and comes back down when we need\n\nChannel 0: I I\n\nChannel 1: money.\n\nChannel 0: especially yeah. Especially with interest repayments and stuff now as well, potentially.\n\nChannel 1: Yep. Yep.\n\nChannel 0: I also have two motor vehicles. One is worth 40,000 and $1.30. Does that sound about right?\n\nChannel 1: No.\n\nChannel 0: No? Okay.\n\nChannel 1: So we've done a bit of changing in the last twelve months. We now have three\n\nChannel 0: Okay. Yep.\n\nChannel 1: motor vehicles, and one's worth about 30, and another one's worth 40, and one's worth 60.\n\nChannel 0: Yep. $6.00. Perfect. Now the one that's worth 30, I have here that you had 30 owing on it.\n\nChannel 1: Yeah. That'll be down to 20 by now. Yep.\n\nChannel 0: About 20. Alright.\n\nChannel 1: That\n\nChannel 0: Perfect.\n\nChannel 1: that's our weekend car.\n\nChannel 0: Yeah. Oh, that's the Audi?\n\nChannel 1: Yeah. Yep.\n\nChannel 0: Yep. Perfect. The other motor vehicle, 40, I have here for about 20 owing.\n\nChannel 1: That's gone. We don't owe anything\n\nChannel 0: Got\n\nChannel 1: now. Yep.\n\nChannel 0: alright. Perfect. I will update that. And the one by that 60,000, do you have anything owing on that one?\n\nChannel 1: No. No.\n\nChannel 0: No.\n\nChannel 1: I'll pay\n\nChannel 0: Perfect.\n\nChannel 1: cash for that.\n\nChannel 0: Any other assets otherwise in the last twelve months?\n\nChannel 1: No. That's about it.\n\nChannel 0: No. Perfect.\n\nChannel 1: I\n\nChannel 0: Any other liabilities, like personal loans, credit cards, ZipPay?\n\nChannel 1: have I still have the same it's yeah. It's all still the same. I have a credit card, but, yeah, that's\n\nChannel 0: Yep.\n\nChannel 1: that's a low amount on that. So\n\nChannel 0: Yeah. Do you know roughly how much is owing on it?\n\nChannel 1: 2,000.\n\nChannel 0: Okay. Yeah. Perfect. Otherwise, when it comes to health and lifestyle, I have you down here as a nonsmoker.\n\nChannel 1: Correct.\n\nChannel 0: And have you had any changes to your health otherwise in the last twelve months? Any significant health issues or injuries or anything?\n\nChannel 1: I'm going to get a skin cancer cut out next week on my\n\nChannel 0: Yeah.\n\nChannel 1: back that that\n\nChannel 0: Yep.\n\nChannel 1: we found.\n\nChannel 0: Good. They're getting it cut out.\n\nChannel 1: And I'm going in for an echocardiogram the next or the day before that as well just to\n\nChannel 0: Yep.\n\nChannel 1: just to follow-up on something that I had when I was younger sort of thing. I just wanna look into it a bit further.\n\nChannel 0: Mhmm. Okay. And did the would did you request it, or did the doctor ask for a bit of a\n\nChannel 1: I\n\nChannel 0: follow-up?\n\nChannel 1: did. Yeah. I presented to the hospital with a racing heart, basically.\n\nChannel 0: Yep.\n\nChannel 1: And\n\nChannel 0: Yep.\n\nChannel 1: and\n\nChannel 0: Okay.\n\nChannel 1: then I I went on medication for\n\nChannel 0: Yep.\n\nChannel 1: a year or so, and I\n\nChannel 0: Mhmm.\n\nChannel 1: didn't come back. But now it's\n\nChannel 0: Yep.\n\nChannel 1: it's hap it happened again while I was on holidays, so I'm just following up on that. Well, there is a procedure I can have. It's only a day procedure, though.\n\nChannel 0: Okay. Okay. Okay. It's always\n\nChannel 1: Yeah.\n\nChannel 0: better to be safe, though, than having a look at it then. But otherwise,\n\nChannel 1: That's it.\n\nChannel 0: you're kind of working and, like, feel okay otherwise.\n\nChannel 1: Yeah. Yeah. I'm\n\nChannel 0: Yep.\n\nChannel 1: fine.\n\nChannel 0: Okay.\n\nChannel 1: Yeah.\n\nChannel 0: Okay. Good. No. It is good to get a check, though. Otherwise, when it comes to estate planning, do you have a will in place at all?\n\nChannel 1: We don't.\n\nChannel 0: No. Okay. Do you have anyone who makes any financial decisions for you?\n\nChannel 1: No.\n\nChannel 0: No. Pat.\n\nChannel 1: My partner does, but yeah. That's\n\nChannel 0: Yeah. Yeah. That's\n\nChannel 1: yeah.\n\nChannel 0: all good. And, obviously, if anything were to happen to you, I have your nomination as Kelly to obviously receive everything if something would happen. Are you happy with\n\nChannel 1: That's\n\nChannel 0: that?\n\nChannel 1: correct. Yep.\n\nChannel 0: Yeah. Beautiful. Otherwise, I guess when it comes to goals, the stuff that you are working towards in the next couple of years, I have here that last time we spoke to you, you were hoping to buy a new car, which you obviously did, so that's great.\n\nChannel 1: Yep.\n\nChannel 0: Otherwise, it was just to focus on paying down the mortgage. What would\n\nChannel 1: That's\n\nChannel 0: you\n\nChannel 1: correct.\n\nChannel 0: say that's kind of so paying off the mortgage is your kind of main priority?\n\nChannel 1: That's my main priority, but not necessarily my partner's.\n\nChannel 0: But for you, it's your goals anyway. And is there anything else, like, that you guys are working towards that you are wanting to achieve otherwise?\n\nChannel 1: Oh, no. Not really. We we\n\nChannel 0: No?\n\nChannel 1: not really. No. We're we're about\n\nChannel 0: No.\n\nChannel 1: to extend the patio and stuff like that, but that's all just part and parcel. You know what I mean?\n\nChannel 0: Yeah.\n\nChannel 1: We do\n\nChannel 0: Just yep.\n\nChannel 1: we go\n\nChannel 0: Just\n\nChannel 1: through\n\nChannel 0: do\n\nChannel 1: these\n\nChannel 0: some\n\nChannel 1: little\n\nChannel 0: house.\n\nChannel 1: phases, barely. Wanna\n\nChannel 0: Yeah.\n\nChannel 1: add\n\nChannel 0: House.\n\nChannel 1: stuff\n\nChannel 0: Yeah. I might increase\n\nChannel 1: to\n\nChannel 0: the value a little bit more\n\nChannel 1: it.\n\nChannel 0: in the house group.\n\nChannel 1: That's right. Yeah.\n\nChannel 0: And when it comes to superannuation, I have here that, ideally, you would love to access super at the age of 60. And you wanted in terms of an income drawing from super when you retire, aiming for about the same as you what you are on now. Is that still kind of the goal for you?\n\nChannel 1: Yeah. Yep. Yep.\n\nChannel 0: Yep. Okay. Perfect. Now the next thing I do wanna quickly run through, it is just a bit of an updated risk profile questionnaire. I was trying to make it quick for you because I know you're sitting in the car.\n\nIt's just multiple choice. No right or wrong answers. Whatever you feel is the most appropriate for you, and that is just to see if we need to make any changes to your risk profile. So think of these in regards to your superannuation as well.\n\nChannel 1: Mhmm.\n\nChannel 0: So have you ever bought direct share\n\nChannel 1: Have\n\nChannel 0: yourself?\n\nChannel 1: I bought a what?\n\nChannel 0: Direct shares\n\nChannel 1: What?\n\nChannel 0: like stocks on the stock market?\n\nChannel 1: Oh, no. No.\n\nChannel 0: No. No problem. Next is in regards to inflation. So inflation means that things are getting more expensive over time, making your money worth less, and everything is costing a little bit more. Now how much of a risk are you willing to take in order to kinda keep up with your rising prices?\n\nOr would you say very high risk, just high, moderate, or a small amount of risk for your super?\n\nChannel 1: Is this? Like so how I would invest my super is\n\nChannel 0: This is more so just to gauge your behavior around it. Now, obviously, it's sometimes a bit tricky because some some investments, it depends what it is and stuff, but it's more so for me to gauge how like, your behavior around the investment and how you feel about the investment. So, like, overall, would you say for your super that you would be willing to accept you a bit more of, like, those high risks having more in, like, your growth assets, so the ones that fluctuate a little bit more in order to grow it long term? Do you want a little bit more towards defensive or somewhere, like, in the middle?\n\nChannel 1: I'm happy with the high risk at the moment.\n\nChannel 0: High\n\nChannel 1: Yep.\n\nChannel 0: risk. Okay. Perfect.\n\nChannel 1: Yep.\n\nChannel 0: So not super high, but a little bit more than moderate.\n\nChannel 1: Exactly. So the same\n\nChannel 0: Yep.\n\nChannel 1: as last twelve months. Yep. Yep.\n\nChannel 0: Yes. Okay. Perfect.\n\nChannel 1: Yep.\n\nChannel 0: And fluctuation wise volatility, if you ever notice like, if you place an investment and after six months, it went down by 20% due to general trends in the market. So not like one particular investment that's gone bad, just typical trends in the market, what's happened. Would you say that you would if you had the option to do so, take advantage of that by thinking that now is potentially a good time to invest a little bit more. Would you hold and wait to see what happens, or would you want to sell and move through a bit more of a secure asset? But that means you are then selling when the prices have dropped.\n\nChannel 1: I.\n\nChannel 0: Right.\n\nChannel 1: The first\n\nChannel 0: Perfect.\n\nChannel 1: one. Yes.\n\nChannel 0: Yep. And would you say that you would invest heavily or just modestly?\n\nChannel 1: I'm not sure. If it's an if it's an opportunistic thing, I'd invest heavily.\n\nChannel 0: Yep. Okay.\n\nChannel 1: Like it\n\nChannel 0: Perfect.\n\nChannel 1: yeah. Yeah.\n\nChannel 0: Yep. And next is in regards to fluctuations again. So if you ever noticed, obviously, superannuation or any other investment fluctuate or go down in value temporarily, would you say that you would feel optimistic about future potential opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?\n\nChannel 1: Well, concerned because you're losing money. Right? But\n\nChannel 0: Yep.\n\nChannel 1: yeah. But that's just the way it rolls. The entitlement goes up.\n\nChannel 0: Yes.\n\nChannel 1: So yeah.\n\nChannel 0: Yes. Perfect.\n\nChannel 1: With\n\nChannel 0: So\n\nChannel 1: inflation?\n\nChannel 0: I would be concerned, but also understand that that is also the nature of the market, essentially.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. Perfect. And last one here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds?\n\nChannel 1: No.\n\nChannel 0: Would you ever consider taking out a loan to buy an investment property?\n\nChannel 1: No. Yeah.\n\nChannel 0: No. So just kinda for your own property like you have, essentially? Yeah. Perfect. Now that tells me here that you have come out as a growth investor, which is the portfolio we currently have you invested in.\n\nSo that's good.\n\nChannel 1: Yep.\n\nChannel 0: Do\n\nChannel 1: Cool.\n\nChannel 0: you remember what it means to be an a growth investor at all?\n\nChannel 1: No.\n\nChannel 0: No. No. That's okay. Basically, it tells me that you are looking at getting as much growth as you can out of your superannuation, you know, while you do still have plenty of time until retirement, but also that you are prepared to experience, you know, some level of fluctuation\n\nChannel 1: Yep.\n\nChannel 0: in order\n\nChannel 1: Yep.\n\nChannel 0: to get that growth. And\n\nChannel 1: Yep.\n\nChannel 0: when we are talking about an asset allocation, we see about 80% invested in your growth assets. So that will be things like Australian shares, international shares, as well as property and commodities, and then about 20% in defensive. So, like, your cash, your gold, your fixed interest, but\n\nChannel 1: Yeah.\n\nChannel 0: limit\n\nChannel 1: Yep.\n\nChannel 0: fluctuations a little bit. Are you still comfortable with that?\n\nChannel 1: Yeah. Still company. Yes.\n\nChannel 0: Yep. Great. Perfect. And\n\nChannel 1: I\n\nChannel 0: when\n\nChannel 1: am\n\nChannel 0: we are looking\n\nChannel 1: however,\n\nChannel 0: yeah.\n\nChannel 1: I thought I'd just just stop you and let you know. I am\n\nChannel 0: Yeah.\n\nChannel 1: looking at taking a bit of a step back. Our plan plans have changed.\n\nChannel 0: Mhmm.\n\nChannel 1: Obviously, we've started Kelly started a business. She's my partner.\n\nChannel 0: Yes.\n\nChannel 1: And that's\n\nChannel 0: Yes.\n\nChannel 1: going really well.\n\nChannel 0: Yep.\n\nChannel 1: And so I am looking at going to a job share role, so, like, halving\n\nChannel 0: Okay.\n\nChannel 1: everything\n\nChannel 0: Yep.\n\nChannel 1: in the mines\n\nChannel 0: Yep.\n\nChannel 1: and taking on more of a role in the business\n\nChannel 0: Yep.\n\nChannel 1: because, yeah, I just don't need to be working so much anymore.\n\nChannel 0: Yep. Yep.\n\nChannel 1: So the it is looking like around about Christmas time heading into that sort of job share role where everything will be cut by 50%. So my super\n\nChannel 0: Mhmm.\n\nChannel 1: contributions,\n\nChannel 0: Yep.\n\nChannel 1: everything will be cut.\n\nChannel 0: Okay. Yep.\n\nChannel 1: But that's not done and dusted yet. That's just I'm just\n\nChannel 0: Yep.\n\nChannel 1: giving you a heads up sort of thing.\n\nChannel 0: Yep.\n\nChannel 1: Yeah.\n\nChannel 0: And it's good\n\nChannel 1: Yeah.\n\nChannel 0: to know as well. And then when it's good because I'll put a little note here. So if we see it, it's because, obviously, what's changing.\n\nChannel 1: Mhmm.\n\nChannel 0: Now while you are still in growth, though, it is still like, your money will still grow. Obviously, having less money going in\n\nChannel 1: To\n\nChannel 0: from\n\nChannel 1: grow.\n\nChannel 0: super\n\nChannel 1: Exactly.\n\nChannel 0: exact\n\nChannel 1: Yeah.\n\nChannel 0: exactly.\n\nChannel 1: But\n\nChannel 0: Mhmm.\n\nChannel 1: I\n\nChannel 0: But\n\nChannel 1: think I'll be put on the books from the business. So whatever super I'm not getting from the company I'm working for now, I'm gonna be put on the books from the business for the hours that I work, so it might get made up. It might look exactly the same\n\nChannel 0: Yeah.\n\nChannel 1: to you guys. It'll just be from two different parties. That's all.\n\nChannel 0: Okay. Yep. Yep. Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: Oh, that's\n\nChannel 1: Yeah.\n\nChannel 0: good.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: We'll keep a little look at it look at it for it. And if you do need the contribution forms or anything when the time comes, just let us know.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: But with that, I do wanna just check quickly with your insurances just to see if you how that's all looking. Now do you have access to your emails at the moment, or is it a bit tricky on the phone?\n\nChannel 1: Mhmm. That's okay. I'm fine. That's how\n\nChannel 0: Yeah.\n\nChannel 1: I\n\nChannel 0: Okay.\n\nChannel 1: deal\n\nChannel 0: Perfect.\n\nChannel 1: with it anyway. So yeah.\n\nChannel 0: No. That's all good. Most people are fine, but I just do like to recheck. So I have to send you an email with some documents if you're able to access that for me.\n\nChannel 1: Yep.\n\nChannel 0: Now we have recently changed the software, so it might look a little bit different to what you are used to. But, basically, if you can click on the email, but before you click on the link or it says sign now, there should be a couple of attachments at the bottom of the email. Can you see those?\n\nChannel 1: I could see signed document.\n\nChannel 0: And if you just kinda scroll down in that email, can you see a couple of, like, PDF\n\nChannel 1: Oh,\n\nChannel 0: documents?\n\nChannel 1: yeah. I could view services guide version one PDF.\n\nChannel 0: Yes.\n\nChannel 1: Yep.\n\nChannel 0: Sorry.\n\nChannel 1: There\n\nChannel 0: That should\n\nChannel 1: there's\n\nChannel 0: be\n\nChannel 1: about there's six documents.\n\nChannel 0: yes. Perfect. So I'll make it quick for you. The the first three ones, so the services guide version one and financial services guide version two, I'll let you have\n\nChannel 1: Mhmm.\n\nChannel 0: a read over in your own time. You would have seen this one before. It's just a bit of an updated version. It is one\n\nChannel 1: Yep.\n\nChannel 0: of those compliance documents, but, basically, everything that you do need to know about us is in there. None of the important information has changed. We've had a bit of\n\nChannel 1: Yep.\n\nChannel 0: an extension to the team, which is good, and also a bit more, updates to marketing. So as you if you do have a look through it, you will see a photos of all the directors and our advisers. I'm there as well if you do wanna put a face to the voice. But, otherwise, I will let you have a read over those in your own time.\n\nChannel 1: Yep. Cool.\n\nChannel 0: If you can then open can you see one with a summary of insurance and superannuation?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. So that gives you a bit of a update on your situation. So you can see you'll have 24. It's where you have your super.\n\nYou do have about 399,000 in them, and then\n\nChannel 1: Uh-huh.\n\nChannel 0: you have insurances. So you have your insurances with Encompass. You have life and PPD of 841,080.\n\nChannel 1: Yep.\n\nChannel 0: Are you still happy with the level of cover for life and PPD, or what are your thoughts on that?\n\nChannel 1: Yeah. That's okay.\n\nChannel 0: That's okay? Okay. So\n\nChannel 1: Yeah.\n\nChannel 0: with with your income protection, that's the only thing that would we'd have to keep in mind for if you earn less. So it's more so\n\nChannel 1: Yeah.\n\nChannel 0: in regards to the the take home pay because that is 70% of your income at the time of claim. So\n\nChannel 1: Yep.\n\nChannel 0: just let us know. The only thing is if we, let's say, decrease it. So if we reduce it for you, obviously, it'll make the premium cheaper. But\n\nChannel 1: Yep.\n\nChannel 0: if anything changes and let's say you go back, like, you only do it for a little bit and then you go back to similar structure you have now,\n\nChannel 1: And that's\n\nChannel 0: the\n\nChannel 1: what\n\nChannel 0: only\n\nChannel 1: I'll that that's what I'll put in place before I agree to it as well. Like, if I need to go back,\n\nChannel 0: yes.\n\nChannel 1: like, I definitely, like, want that\n\nChannel 0: Yes.\n\nChannel 1: possibility.\n\nChannel 0: Flexibility.\n\nChannel 1: You know what I mean? Yeah.\n\nChannel 0: Okay.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Great. Because that's the one thing, especially then with your with your income protection that, yes, if you were through let's say you do start the job and you you have to go on claim, you can only get 70% of the income that you're earning at the time.\n\nChannel 1: At\n\nChannel 0: But if\n\nChannel 1: the time.\n\nChannel 0: we do\n\nChannel 1: Yeah. Yep.\n\nChannel 0: correct. If we do decrease it and then let's say six months later, you go back to earning 200,000 and we've decreased it, yes,\n\nChannel 1: Yeah.\n\nChannel 0: the\n\nChannel 1: You'd\n\nChannel 0: problem\n\nChannel 1: have to change it again. Yep.\n\nChannel 0: correct. The problem is it's very easy to decrease it. The insurers are happy. They take on less risk. Just a quick form, happy days.\n\nIt's\n\nChannel 1: Yep.\n\nChannel 0: tricky to do the other way. Because if we, let's say, decrease it to, let's say, 5,000, and then you go, oh, actually, six months, I wanna offer it through ten again, the insurance will be like, okay.\n\nChannel 1: Yeah.\n\nChannel 0: Well, we are now taking on more risks, so we like to do the whole pre assessment again. And if there is\n\nChannel 1: Okay.\n\nChannel 0: any health issues whatsoever or even with the cardiogram, like, if there is anything that\n\nChannel 1: Yes.\n\nChannel 0: could potentially cause issues. So\n\nChannel 1: They might not say yes. Yep.\n\nChannel 0: exactly.\n\nChannel 1: Yep.\n\nChannel 0: So especially if it is something that you are looking at going back to,\n\nChannel 1: Yep.\n\nChannel 0: yes, it\n\nChannel 1: Yep.\n\nChannel 0: will mean that you are slightly over insured and paying for a little bit more than you could potentially get if something were to happen, especially if it is a bit more not super\n\nChannel 1: Then I'd\n\nChannel 0: certain.\n\nChannel 1: be inclined to I'd be inclined to leave the insurance the way it\n\nChannel 0: Exactly.\n\nChannel 1: is.\n\nChannel 0: Exactly.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Because then, yeah, you don't wanna do decrease and then, oh, no. I need more, and then we've kind\n\nChannel 1: Yeah.\n\nChannel 0: of screwed herself\n\nChannel 1: Yep.\n\nChannel 0: over. So I\n\nChannel 1: Because\n\nChannel 0: just wanted to let you know.\n\nChannel 1: yeah.\n\nChannel 0: Yeah.\n\nChannel 1: No. That's cool. Yeah. Yeah. That's cool.\n\nBut\n\nChannel 0: Yeah.\n\nChannel 1: I'm I'm I'm pretty sure that my income would remain the same\n\nChannel 0: Mhmm. Okay.\n\nChannel 1: anyway\n\nChannel 0: Good. Okay. Perfect.\n\nChannel 1: because I'd because I'd be working for the business. I'd be a part of the business and that that the sub that I would supplement my income with through the business.\n\nChannel 0: From the okay. Well, then it'll be basically same same. They would just\n\nChannel 1: Yeah.\n\nChannel 0: need sometimes as a like, if it's, like, from a business owner, they would just need different documentation\n\nChannel 1: Yep.\n\nChannel 0: to show it. But,\n\nChannel 1: Yep.\n\nChannel 0: basically, at the end of the day, they just need to prove your take home pay. And if the take home\n\nChannel 1: Yeah.\n\nChannel 0: pay stays the same, definitely matter\n\nChannel 1: Basically,\n\nChannel 0: where it comes\n\nChannel 1: it'll\n\nChannel 0: from.\n\nChannel 1: yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. Yeah. It'll\n\nChannel 0: Okay.\n\nChannel 1: be the\n\nChannel 0: Perfect.\n\nChannel 1: same. It'll just be from two two different sources, basically.\n\nChannel 0: Yep.\n\nChannel 1: Yeah.\n\nChannel 0: Okay. Amazing. Perfect.\n\nChannel 1: Yep.\n\nChannel 0: You can see here that because of the way it's structured, you get a 15% rebate in tax. So after that, it is 3,594 for all three inside super for you.\n\nChannel 1: Mhmm.\n\nChannel 0: Perfect. Now the next document you should have is your twelve month performance report. Now I know you said that you are pretty across or keeping an eye on it every now and then, so I'll try not to spend too much time on this. But\n\nChannel 1: Yep.\n\nChannel 0: I do wanted to kind of revisit one of the investments. So if you're happy for me to do so, I would like to do a little bit more research on your investment because\n\nChannel 1: Yep.\n\nChannel 0: there is one investment that I would like to look at potentially changing for you, and that is your\n\nChannel 1: Yeah.\n\nChannel 0: Benelon Australia equity, which you may have seen if you've been keeping an eye on it that it's been underperforming\n\nChannel 1: Yep.\n\nChannel 0: a little bit. Yep. So I would like to do do some research and see if I can find a better alternative option that fits into your portfolio. That'll put you in a little bit better position, improve those returns a little bit for you as well. So\n\nChannel 1: Yep.\n\nChannel 0: it\n\nChannel 1: Go\n\nChannel 0: does\n\nChannel 1: for it. That's that you're a professional, so, yeah, you should be\n\nChannel 0: Yes.\n\nChannel 1: you're\n\nChannel 0: No.\n\nChannel 1: all\n\nChannel 0: I\n\nChannel 1: over\n\nChannel 0: would like\n\nChannel 1: it.\n\nChannel 0: to do that. Yes. So it will take me about a week or two to put it all together.\n\nChannel 1: Yep.\n\nChannel 0: I am quite booked out for the next week, but let me see.\n\nChannel 1: It's cool. What whatever you think.\n\nChannel 0: Okay. Let me have a look. So which day usually works best? Is Monday normally best for you?\n\nChannel 1: I work\n\nChannel 0: Or you\n\nChannel 1: shifts,\n\nChannel 0: go?\n\nChannel 1: so it's it's all over the place.\n\nChannel 0: Okay. Do you\n\nChannel 1: Yep.\n\nChannel 0: have your roster or anything for the week of the June 1? So between the June or two weeks?\n\nChannel 1: Yep.\n\nChannel 0: Yes.\n\nChannel 1: Monday, I'm coming off of night shift by the look of this.\n\nChannel 0: Sorry.\n\nChannel 1: So\n\nChannel 0: Not a good time.\n\nChannel 1: where is the best to check? Oh, Monday, I'm on night shift.\n\nChannel 0: Okay.\n\nChannel 1: Tuesday, I'm on night shift. Wednesday, I'm off, but I wake up in the afternoon, if\n\nChannel 0: Okay.\n\nChannel 1: that suits\n\nChannel 0: Yeah. We can do\n\nChannel 1: you.\n\nChannel 0: an afternoon appointment that day.\n\nChannel 1: Oh, usually,\n\nChannel 0: Yes?\n\nChannel 1: I play\n\nChannel 0: Sorry.\n\nChannel 1: like, I wake up early and I go play golf. So that's not good. So if\n\nChannel 0: That's\n\nChannel 1: we can\n\nChannel 0: okay.\n\nChannel 1: do if we can do the Thursday, the fourth,\n\nChannel 0: Yeah. Yep.\n\nChannel 1: but I have I have a a PT appointment at seven in the morning.\n\nChannel 0: Okay.\n\nChannel 1: So\n\nChannel 0: Let\n\nChannel 1: if we can do, like, the same time, like, half past eleven, say,\n\nChannel 0: it's okay for you.\n\nChannel 1: my time,\n\nChannel 0: So\n\nChannel 1: which\n\nChannel 0: yep.\n\nChannel 1: is\n\nChannel 0: So about\n\nChannel 1: which is half past one for you. Yeah?\n\nChannel 0: yep. Perfect. So 01:30, Thursday, the fourth. Yes. I can do that.\n\nI can do that. I'll book that in. That is Thursday the fourth at 11:30AM your time.\n\nChannel 1: Yep.\n\nChannel 0: Would you like a reminder text at, like, two hours before the appointment?\n\nChannel 1: No.\n\nChannel 0: If anything\n\nChannel 1: I'm cool. I'm\n\nChannel 0: changed\n\nChannel 1: pretty up\n\nChannel 0: You're\n\nChannel 1: with\n\nChannel 0: good.\n\nChannel 1: the with my shift organizer.\n\nChannel 0: Reminder. Oh,\n\nChannel 1: I think\n\nChannel 0: great.\n\nChannel 1: I'm right\n\nChannel 0: Love it.\n\nChannel 1: I'm writing in right now.\n\nChannel 0: Yeah. Perfect. I'll book that in, and I will send you an email at the time with the documents to kind of go through a bit of a proposal for you with some investment changes. I'll go through it with you, and then you can obviously let me know what you are thinking.\n\nChannel 1: I'm I'm just gonna say yes straight up. You don't even have to call me. I'm sorry. Yeah. I'm I'm trusting you with it anyway.\n\nSo\n\nChannel 0: Yeah. I\n\nChannel 1: yeah.\n\nChannel 0: do\n\nChannel 1: Yeah.\n\nChannel 0: very much appreciate the trust. From the compliance point, I do still have to let you know and just make sure you're happy,\n\nChannel 1: Yeah.\n\nChannel 0: but I\n\nChannel 1: Yeah.\n\nChannel 0: do\n\nChannel 1: No.\n\nChannel 0: appreciate\n\nChannel 1: It's all good.\n\nChannel 0: that you\n\nChannel 1: Yep.\n\nChannel 0: you have that\n\nChannel 1: Yep.\n\nChannel 0: full trust,\n\nChannel 1: Yep.\n\nChannel 0: which is really good to hear. Now\n\nChannel 1: If you can give me a year like last year for next year, I'm not complaining.\n\nChannel 0: yeah. We'll we'll we'll try our best. Now otherwise, David, you will also see in the document a certificate of currency. That just shows you your insurances again in a bit more detail, lets you know that's all paid up to date.\n\nChannel 1: Yeah.\n\nChannel 0: You'll\n\nChannel 1: Yep.\n\nChannel 0: also have a Vanguard index chart. Probably seen this one before. It's just a good visual representation of what we are talking about the market. You can see if you do have a look at it at some point as well, it it show you kind of all the ups and downs of the market. Long term always goes up.\n\nShort term, some ups and downs depending on what is going on.\n\nChannel 1: Yep.\n\nChannel 0: And then if you're happy to do so, if you're happy to click start now for me, it should ask you to sign one document, and that is your ongoing service agreement, which is just to say that you are happy to stay on as a client. Now there is no changes whatsoever in regards to the fee structure.\n\nChannel 1: Is\n\nChannel 0: Because\n\nChannel 1: that in\n\nChannel 0: of\n\nChannel 1: sorry. Is that in signed document? Or\n\nChannel 0: Yes. If you press sign or\n\nChannel 1: yep.\n\nChannel 0: start, does that then take you up to, like, a hub 24 fee consent form?\n\nChannel 1: Yep. Consent of renew and ongoing free arrangements. Yep.\n\nChannel 0: Yes. Yep. That's the one. And, yeah, there's no changes to the fee structure because, obviously, Kelly is a client as well. It\n\nChannel 1: Yep.\n\nChannel 0: is that reduced fee of 1.1 for both of you, which is great. So no changes in regards to that. That stays exactly the same.\n\nChannel 1: Cool.\n\nChannel 0: Just to say that you're happy to stay on as a client, not a locking contract at any point in time, though. So if it ever is that you're not happy, not a lock in contract. But, basically, by signing this otherwise, it lets us stay on and service your account and manage everything else for you. It should just ask you to add the signature and the date, I believe, and\n\nChannel 1: Yep.\n\nChannel 0: I think that's everything.\n\nChannel 1: That's correct. Yep. Yep.\n\nChannel 0: Yep. And then once you press validate or confirm,\n\nChannel 1: Yep. It's\n\nChannel 0: it\n\nChannel 1: loading.\n\nChannel 0: should then\n\nChannel 1: Yep.\n\nChannel 0: yes. Beautiful. And it should then send it back to me. While I do wait for that, do you have any other questions, or is there anything else that you need from me otherwise before I let you go and enjoy your gym session?\n\nChannel 1: Not all good.\n\nChannel 0: No. That's all good. Alright. Let me see here. And it said loading.\n\nOh, yes. Beautiful. I can see that's come through on my end, which is great. So I will get that all loaded for you, and then you are all booked in on Thursday, June 4 at 11:30AM, your time just to go through those investment\n\nChannel 1: Cool.\n\nChannel 0: changes. Beautiful. Well, thank you so much for your time today, Jaden, and I look forward to speaking with you on the fourth.\n\nChannel 1: Thank you.\n\nChannel 0: No worries. We'll\n\nChannel 1: No\n\nChannel 0: speak\n\nChannel 1: worries.\n\nChannel 0: soon.\n\nChannel 1: Bye. Okay. See you.\n\nChannel 0: Bye.\n\nChannel 1: Bye. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.68,"end":2.1799998,"sentiment":"neutral","sentiment_score":0.02887512370944023}],"sentiment":"neutral","sentiment_score":0.02887512370944023,"channel":1,"num_words":1,"start":1.68,"end":2.1799998},{"sentences":[{"text":"Good afternoon.","start":3.04,"end":3.76,"sentiment":"neutral","sentiment_score":0.26632383465766907},{"text":"This is Jaden.","start":3.76,"end":4.58,"sentiment":"neutral","sentiment_score":0.16191381712754568}],"sentiment":"neutral","sentiment_score":0.20367782413959504,"channel":0,"num_words":5,"start":3.04,"end":4.58},{"sentences":[{"text":"It is.","start":5.12,"end":5.7799997,"sentiment":"neutral","sentiment_score":0.11161986738443375}],"sentiment":"neutral","sentiment_score":0.11161986738443375,"channel":1,"num_words":2,"start":5.12,"end":5.7799997},{"sentences":[{"text":"This is Veronica from Oakview Financial.","start":6.16,"end":8.18,"sentiment":"neutral","sentiment_score":0.15258624156316122},{"text":"How are you?","start":8.24,"end":9.059999,"sentiment":"neutral","sentiment_score":0.15109344323476157}],"sentiment":"neutral","sentiment_score":0.15208864212036133,"channel":0,"num_words":9,"start":6.16,"end":9.059999},{"sentences":[{"text":"Very good.","start":9.36,"end":10.099999,"sentiment":"positive","sentiment_score":0.7115863561630249}],"sentiment":"positive","sentiment_score":0.7115863561630249,"channel":1,"num_words":2,"start":9.36,"end":10.099999},{"sentences":[{"text":"That's good.","start":10.48,"end":11.38,"sentiment":"positive","sentiment_score":0.7267097234725952},{"text":"I had you booked in until we got over your annual review.","start":12.095,"end":14.815001,"sentiment":"neutral","sentiment_score":0.32614265258113545},{"text":"Is now still a good time for you?","start":14.815001,"end":16.355,"sentiment":"neutral","sentiment_score":0.30121250823140144}],"sentiment":"positive","sentiment_score":0.3534923338077285,"channel":0,"num_words":22,"start":10.48,"end":16.355},{"sentences":[{"text":"Yep.","start":16.925,"end":17.425,"sentiment":"neutral","sentiment_score":0.07286592572927475}],"sentiment":"neutral","sentiment_score":0.07286592572927475,"channel":1,"num_words":1,"start":16.925,"end":17.425},{"sentences":[{"text":"Yep.","start":17.855,"end":18.255001,"sentiment":"neutral","sentiment_score":0.11019629240036012},{"text":"Perfect.","start":18.255001,"end":18.755001,"sentiment":"neutral","sentiment_score":0.3198819160461426},{"text":"Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":19.695,"end":26.755001,"sentiment":"neutral","sentiment_score":0.03539030247464262}],"sentiment":"neutral","sentiment_score":0.04698054774874641,"channel":0,"num_words":31,"start":17.855,"end":26.755001},{"sentences":[{"text":"Yep.","start":27.085,"end":27.585,"sentiment":"neutral","sentiment_score":0.08043289184570312}],"sentiment":"neutral","sentiment_score":0.08043289184570312,"channel":1,"num_words":1,"start":27.085,"end":27.585},{"sentences":[{"text":"Perfect.","start":28.210001,"end":28.710001,"sentiment":"neutral","sentiment_score":0.2098855227231979},{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please?","start":29.09,"end":38.55,"sentiment":"neutral","sentiment_score":0.05214479751884937}],"sentiment":"neutral","sentiment_score":0.05723320800931223,"channel":0,"num_words":31,"start":28.210001,"end":38.55},{"sentences":[{"text":"Jaden Clint Price, 1980, and 10 Brooklyn Lane, Australia.","start":39.38,"end":43.72,"sentiment":"neutral","sentiment_score":0.014122021125836505}],"sentiment":"neutral","sentiment_score":0.014122021125836505,"channel":1,"num_words":9,"start":39.38,"end":43.72},{"sentences":[{"text":"Yep.","start":44.305,"end":44.705,"sentiment":"neutral","sentiment_score":0.12082069367170334},{"text":"Perfect.","start":44.705,"end":45.105003,"sentiment":"positive","sentiment_score":0.445770263671875},{"text":"That's exactly what I have here.","start":45.105003,"end":46.625,"sentiment":"positive","sentiment_score":0.4986063987016678},{"text":"And how's your day been so far?","start":46.625,"end":48.065002,"sentiment":"neutral","sentiment_score":0.14649069202797754},{"text":"I've been busy.","start":48.065002,"end":48.885002,"sentiment":"neutral","sentiment_score":-0.027755315105120342}],"sentiment":"neutral","sentiment_score":0.2500221249130037,"channel":0,"num_words":18,"start":44.305,"end":48.885002},{"sentences":[{"text":"Yeah.","start":49.265,"end":49.585,"sentiment":"neutral","sentiment_score":0.1126345694065094},{"text":"Pretty good.","start":49.585,"end":50.405,"sentiment":"neutral","sentiment_score":0.2765841409564018}],"sentiment":"neutral","sentiment_score":0.22193428377310434,"channel":1,"num_words":3,"start":49.265,"end":50.405},{"sentences":[{"text":"Yeah.","start":50.625,"end":51.125,"sentiment":"neutral","sentiment_score":0.07526758313179016}],"sentiment":"neutral","sentiment_score":0.07526758313179016,"channel":0,"num_words":1,"start":50.625,"end":51.125},{"sentences":[{"text":"Not busy.","start":50.945,"end":51.504997,"sentiment":"neutral","sentiment_score":0.044091660529375076},{"text":"Just walked the dogs, and I'm at","start":51.504997,"end":53.425,"sentiment":"neutral","sentiment_score":0.03845830474581037}],"sentiment":"neutral","sentiment_score":0.03971016158660253,"channel":1,"num_words":9,"start":50.945,"end":53.425},{"sentences":[{"text":"Oh,","start":53.35,"end":53.85,"sentiment":"neutral","sentiment_score":0.011774963699281216}],"sentiment":"neutral","sentiment_score":0.011774963699281216,"channel":0,"num_words":1,"start":53.35,"end":53.85},{"sentences":[{"text":"I'm sitting at the gym car park waiting to go in.","start":53.585,"end":55.745,"sentiment":"neutral","sentiment_score":0.03093055043030869},{"text":"So I knew this was coming.","start":55.745,"end":57.105,"sentiment":"neutral","sentiment_score":-0.0025930292904376984},{"text":"Yeah.","start":57.105,"end":57.605,"sentiment":"neutral","sentiment_score":0.18265560269355777}],"sentiment":"neutral","sentiment_score":0.028185193426907063,"channel":1,"num_words":18,"start":53.585,"end":57.605},{"sentences":[{"text":"nice.","start":57.67,"end":57.99,"sentiment":"neutral","sentiment_score":0.25452834367752075},{"text":"Oh, well, I will try not to keep you for too long, so you can get","start":57.99,"end":61.510002,"sentiment":"neutral","sentiment_score":0.08433152106590569}],"sentiment":"neutral","sentiment_score":0.09434309886658893,"channel":0,"num_words":17,"start":57.67,"end":61.510002},{"sentences":[{"text":"All","start":61.37,"end":61.53,"sentiment":"neutral","sentiment_score":0.13608761131763458}],"sentiment":"neutral","sentiment_score":0.13608761131763458,"channel":1,"num_words":1,"start":61.37,"end":61.53},{"sentences":[{"text":"through","start":61.510002,"end":61.75,"sentiment":"neutral","sentiment_score":0.16002056002616882}],"sentiment":"neutral","sentiment_score":0.16002056002616882,"channel":0,"num_words":1,"start":61.510002,"end":61.75},{"sentences":[{"text":"good?","start":61.53,"end":62.03,"sentiment":"neutral","sentiment_score":0.13597175478935242}],"sentiment":"neutral","sentiment_score":0.13597175478935242,"channel":1,"num_words":1,"start":61.53,"end":62.03},{"sentences":[{"text":"it.","start":61.75,"end":62.25,"sentiment":"neutral","sentiment_score":0.04861987754702568}],"sentiment":"neutral","sentiment_score":0.04861987754702568,"channel":0,"num_words":1,"start":61.75,"end":62.25},{"sentences":[{"text":"Yeah.","start":62.57,"end":63.07,"sentiment":"neutral","sentiment_score":0.029873348772525787}],"sentiment":"neutral","sentiment_score":0.029873348772525787,"channel":1,"num_words":1,"start":62.57,"end":63.07},{"sentences":[{"text":"But before I do kind of jump in, I do like to start by asking if there is anything specific that you are hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of an update","start":62.87,"end":73.725006,"sentiment":"neutral","sentiment_score":0.008062065411359072}],"sentiment":"neutral","sentiment_score":0.008062065411359072,"channel":0,"num_words":50,"start":62.87,"end":73.725006},{"sentences":[{"text":"No.","start":73.704994,"end":73.865,"sentiment":"neutral","sentiment_score":-0.07056308537721634}],"sentiment":"neutral","sentiment_score":-0.07056308537721634,"channel":1,"num_words":1,"start":73.704994,"end":73.865},{"sentences":[{"text":"and","start":73.725006,"end":73.965004,"sentiment":"neutral","sentiment_score":-0.05613327771425247}],"sentiment":"neutral","sentiment_score":-0.05613327771425247,"channel":0,"num_words":1,"start":73.725006,"end":73.965004},{"sentences":[{"text":"Not","start":73.865,"end":74.104996,"sentiment":"neutral","sentiment_score":-0.10106384009122849}],"sentiment":"neutral","sentiment_score":-0.10106384009122849,"channel":1,"num_words":1,"start":73.865,"end":74.104996},{"sentences":[{"text":"see","start":73.965004,"end":74.205,"sentiment":"neutral","sentiment_score":-0.08801024407148361}],"sentiment":"neutral","sentiment_score":-0.08801024407148361,"channel":0,"num_words":1,"start":73.965004,"end":74.205},{"sentences":[{"text":"necessarily.","start":74.104996,"end":74.604996,"sentiment":"neutral","sentiment_score":-0.11337058991193771}],"sentiment":"neutral","sentiment_score":-0.11337058991193771,"channel":1,"num_words":1,"start":74.104996,"end":74.604996},{"sentences":[{"text":"what happens.","start":74.205,"end":74.945,"sentiment":"neutral","sentiment_score":-0.07393207028508186}],"sentiment":"neutral","sentiment_score":-0.07393207028508186,"channel":0,"num_words":2,"start":74.205,"end":74.945},{"sentences":[{"text":"I keep I keep my eye on it","start":74.744995,"end":76.765,"sentiment":"neutral","sentiment_score":0.03598749847151339}],"sentiment":"neutral","sentiment_score":0.03598749847151339,"channel":1,"num_words":8,"start":74.744995,"end":76.765},{"sentences":[{"text":"Yep.","start":77.005005,"end":77.505005,"sentiment":"neutral","sentiment_score":0.030694056302309036}],"sentiment":"neutral","sentiment_score":0.030694056302309036,"channel":0,"num_words":1,"start":77.005005,"end":77.505005},{"sentences":[{"text":"on the hub 24","start":77.945,"end":79.564995,"sentiment":"neutral","sentiment_score":0.029490873217582703}],"sentiment":"neutral","sentiment_score":0.029490873217582703,"channel":1,"num_words":4,"start":77.945,"end":79.564995},{"sentences":[{"text":"Yep.","start":79.82,"end":80.060005,"sentiment":"neutral","sentiment_score":0.023351505398750305},{"text":"Just","start":80.060005,"end":80.3,"sentiment":"neutral","sentiment_score":0.027772024273872375}],"sentiment":"neutral","sentiment_score":0.02556176483631134,"channel":0,"num_words":2,"start":79.82,"end":80.3},{"sentences":[{"text":"on","start":80.265,"end":80.424995,"sentiment":"neutral","sentiment_score":0.02577979676425457}],"sentiment":"neutral","sentiment_score":0.02577979676425457,"channel":1,"num_words":1,"start":80.265,"end":80.424995},{"sentences":[{"text":"check","start":80.3,"end":80.54,"sentiment":"neutral","sentiment_score":0.03149908035993576}],"sentiment":"neutral","sentiment_score":0.03149908035993576,"channel":0,"num_words":1,"start":80.3,"end":80.54},{"sentences":[{"text":"my","start":80.424995,"end":80.585,"sentiment":"neutral","sentiment_score":0.046823903918266296}],"sentiment":"neutral","sentiment_score":0.046823903918266296,"channel":1,"num_words":1,"start":80.424995,"end":80.585},{"sentences":[{"text":"every","start":80.54,"end":80.78,"sentiment":"neutral","sentiment_score":0.03035571053624153}],"sentiment":"neutral","sentiment_score":0.03035571053624153,"channel":0,"num_words":1,"start":80.54,"end":80.78},{"sentences":[{"text":"login.","start":80.585,"end":81.085,"sentiment":"neutral","sentiment_score":0.023576082661747932}],"sentiment":"neutral","sentiment_score":0.023576082661747932,"channel":1,"num_words":1,"start":80.585,"end":81.085},{"sentences":[{"text":"now and then.","start":80.78,"end":81.520004,"sentiment":"neutral","sentiment_score":0.025530347600579262}],"sentiment":"neutral","sentiment_score":0.025530347600579262,"channel":0,"num_words":3,"start":80.78,"end":81.520004},{"sentences":[{"text":"Yeah.","start":81.625,"end":81.865,"sentiment":"neutral","sentiment_score":0.08153669536113739}],"sentiment":"neutral","sentiment_score":0.08153669536113739,"channel":1,"num_words":1,"start":81.625,"end":81.865},{"sentences":[{"text":"Yep.","start":81.740005,"end":82.240005,"sentiment":"neutral","sentiment_score":0.12054543942213058}],"sentiment":"neutral","sentiment_score":0.12054543942213058,"channel":0,"num_words":1,"start":81.740005,"end":82.240005},{"sentences":[{"text":"I check every now and then.","start":81.865,"end":82.905,"sentiment":"neutral","sentiment_score":0.16105939199527106},{"text":"I'm pretty happy with the way it's going.","start":82.905,"end":84.44,"sentiment":"positive","sentiment_score":0.516138419508934},{"text":"It's been the best year I've ever had.","start":84.44,"end":85.880005,"sentiment":"positive","sentiment_score":0.5645254962146282},{"text":"So","start":85.880005,"end":86.200005,"sentiment":"neutral","sentiment_score":0.0759468823671341}],"sentiment":"positive","sentiment_score":0.42120063304901123,"channel":1,"num_words":23,"start":81.865,"end":86.200005},{"sentences":[{"text":"No.","start":87.020004,"end":87.26,"sentiment":"neutral","sentiment_score":0.001218017190694809},{"text":"That's good.","start":87.26,"end":88.0,"sentiment":"neutral","sentiment_score":0.07657322287559509}],"sentiment":"neutral","sentiment_score":0.051454820980628334,"channel":0,"num_words":3,"start":87.020004,"end":88.0},{"sentences":[{"text":"yeah.","start":88.28001,"end":88.78001,"sentiment":"neutral","sentiment_score":0.032066527754068375}],"sentiment":"neutral","sentiment_score":0.032066527754068375,"channel":1,"num_words":1,"start":88.28001,"end":88.78001},{"sentences":[{"text":"And that's even","start":88.3,"end":89.020004,"sentiment":"neutral","sentiment_score":0.02952248292664687}],"sentiment":"neutral","sentiment_score":0.02952248292664687,"channel":0,"num_words":3,"start":88.3,"end":89.020004},{"sentences":[{"text":"Yep.","start":88.840004,"end":89.340004,"sentiment":"neutral","sentiment_score":-0.003541066776961088}],"sentiment":"neutral","sentiment_score":-0.003541066776961088,"channel":1,"num_words":1,"start":88.840004,"end":89.340004},{"sentences":[{"text":"though we've had a lot of last twelve months have been a bit of prevalent.","start":89.020004,"end":93.275,"sentiment":"neutral","sentiment_score":-0.09053756892681122},{"text":"We've obviously seen a bit of fluctuations in the market.","start":93.275,"end":95.695,"sentiment":"neutral","sentiment_score":-0.09114601314067841}],"sentiment":"neutral","sentiment_score":-0.0907809466123581,"channel":0,"num_words":25,"start":89.020004,"end":95.695},{"sentences":[{"text":"Yeah.","start":95.240005,"end":95.740005,"sentiment":"neutral","sentiment_score":-0.06524886935949326},{"text":"Been very volatile,","start":95.8,"end":96.68,"sentiment":"neutral","sentiment_score":-0.12596366802851358}],"sentiment":"neutral","sentiment_score":-0.1107849683612585,"channel":1,"num_words":4,"start":95.240005,"end":96.68},{"sentences":[{"text":"Mhmm.","start":96.354996,"end":96.854996,"sentiment":"neutral","sentiment_score":-0.08017170429229736}],"sentiment":"neutral","sentiment_score":-0.08017170429229736,"channel":0,"num_words":1,"start":96.354996,"end":96.854996},{"sentences":[{"text":"haven't it?","start":96.68,"end":97.5,"sentiment":"neutral","sentiment_score":-0.05426070652902126}],"sentiment":"neutral","sentiment_score":-0.05426070652902126,"channel":1,"num_words":2,"start":96.68,"end":97.5},{"sentences":[{"text":"Yes.","start":97.515,"end":98.015,"sentiment":"neutral","sentiment_score":-0.0012364601716399193},{"text":"Especially first, obviously, everything in The US going on","start":98.155,"end":101.355,"sentiment":"neutral","sentiment_score":-0.04192225055562125}],"sentiment":"neutral","sentiment_score":-0.03785367151722312,"channel":0,"num_words":10,"start":97.515,"end":101.355},{"sentences":[{"text":"Yep.","start":101.255,"end":101.755,"sentiment":"neutral","sentiment_score":-0.031109541654586792}],"sentiment":"neutral","sentiment_score":-0.031109541654586792,"channel":1,"num_words":1,"start":101.255,"end":101.755},{"sentences":[{"text":"with Trump and everything.","start":101.355,"end":102.475,"sentiment":"neutral","sentiment_score":-0.04136257618665695},{"text":"And, obviously, more recently with the war and stuff, we have seen quite a bit of fluctuation.","start":102.475,"end":106.495,"sentiment":"neutral","sentiment_score":-0.03848827093401376}],"sentiment":"neutral","sentiment_score":-0.03903575764880294,"channel":0,"num_words":21,"start":101.355,"end":106.495},{"sentences":[{"text":"Yep.","start":107.175,"end":107.675,"sentiment":"neutral","sentiment_score":0.14363837242126465}],"sentiment":"neutral","sentiment_score":0.14363837242126465,"channel":1,"num_words":1,"start":107.175,"end":107.675},{"sentences":[{"text":"And it is good that you do keep an eye on it as well and can see those kind of market trends","start":107.45,"end":112.03,"sentiment":"positive","sentiment_score":0.48797863586382434}],"sentiment":"positive","sentiment_score":0.48797863586382434,"channel":0,"num_words":22,"start":107.45,"end":112.03},{"sentences":[{"text":"Yep.","start":112.375,"end":112.875,"sentiment":"neutral","sentiment_score":0.16292744874954224}],"sentiment":"neutral","sentiment_score":0.16292744874954224,"channel":1,"num_words":1,"start":112.375,"end":112.875},{"sentences":[{"text":"because depending on, obviously, when when it is that you're looking, sometimes it's like, oh, yeah.","start":112.89,"end":116.65,"sentiment":"neutral","sentiment_score":0.12395717855542898},{"text":"It's going great.","start":116.65,"end":117.21,"sentiment":"positive","sentiment_score":0.47629113992055255},{"text":"And other times, it's just kind of, like, ebbs and flows a little bit.","start":117.21,"end":120.345,"sentiment":"neutral","sentiment_score":0.07050274951117379},{"text":"So","start":120.825005,"end":120.985,"sentiment":"neutral","sentiment_score":0.2063375413417816}],"sentiment":"neutral","sentiment_score":0.13545777385725694,"channel":0,"num_words":34,"start":112.89,"end":120.985},{"sentences":[{"text":"Yep.","start":120.979996,"end":121.479996,"sentiment":"positive","sentiment_score":0.3585631251335144}],"sentiment":"positive","sentiment_score":0.3585631251335144,"channel":1,"num_words":1,"start":120.979996,"end":121.479996},{"sentences":[{"text":"it is good that it is something you do keep keep an eye on every now and then.","start":120.985,"end":124.285,"sentiment":"positive","sentiment_score":0.5713441140121884},{"text":"But what I might do first, Jaden, is just to run through a bit of an updated fact plan with you just to see if there is anything major that has changed in your life, if we need to make any changes to your advice at all.","start":125.465004,"end":136.32,"sentiment":"neutral","sentiment_score":0.09665109882963464},{"text":"So just kinda bear with me as I run through this information.","start":136.56001,"end":139.38,"sentiment":"neutral","sentiment_score":0.08886890796323617},{"text":"Now when it comes to personal information, I have you down here as in a de facto relationship with no financial dependent.","start":140.96,"end":147.86,"sentiment":"neutral","sentiment_score":0.02897640410810709},{"text":"Is that still the case?","start":148.0,"end":149.085,"sentiment":"neutral","sentiment_score":0.021092524006962775}],"sentiment":"neutral","sentiment_score":0.1599631356075406,"channel":0,"num_words":104,"start":120.985,"end":149.085},{"sentences":[{"text":"Yep.","start":149.65,"end":150.15,"sentiment":"neutral","sentiment_score":0.10968784987926485}],"sentiment":"neutral","sentiment_score":0.10968784987926485,"channel":1,"num_words":1,"start":149.65,"end":150.15},{"sentences":[{"text":"Yep.","start":150.365,"end":150.765,"sentiment":"neutral","sentiment_score":0.1738128513097763},{"text":"Perfect.","start":150.765,"end":151.16501,"sentiment":"positive","sentiment_score":0.48639538884162903},{"text":"And next up, Kayne, I","start":151.16501,"end":152.285,"sentiment":"neutral","sentiment_score":0.2416764736175537}],"sentiment":"neutral","sentiment_score":0.26694151546273914,"channel":0,"num_words":7,"start":150.365,"end":152.285},{"sentences":[{"text":"Yep.","start":152.22499,"end":152.72499,"sentiment":"neutral","sentiment_score":0.1649003028869629}],"sentiment":"neutral","sentiment_score":0.1649003028869629,"channel":1,"num_words":1,"start":152.22499,"end":152.72499},{"sentences":[{"text":"have Kelly nominated.","start":152.285,"end":153.425,"sentiment":"neutral","sentiment_score":0.2746668756008148},{"text":"That's still the case as well.","start":153.725,"end":155.085,"sentiment":"neutral","sentiment_score":0.1927803431948026},{"text":"Yep.","start":155.085,"end":155.405,"sentiment":"neutral","sentiment_score":0.16988694667816162},{"text":"Beautiful.","start":155.405,"end":155.905,"sentiment":"positive","sentiment_score":0.3973004221916199}],"sentiment":"neutral","sentiment_score":0.2316245504400947,"channel":0,"num_words":11,"start":152.285,"end":155.905},{"sentences":[{"text":"Yep.","start":155.58499,"end":156.08499,"sentiment":"neutral","sentiment_score":0.10963423550128935}],"sentiment":"neutral","sentiment_score":0.10963423550128935,"channel":1,"num_words":1,"start":155.58499,"end":156.08499},{"sentences":[{"text":"Employment wise, has anything changed in the last twelve months or so?","start":156.925,"end":162.18,"sentiment":"neutral","sentiment_score":0.020751461076239746}],"sentiment":"neutral","sentiment_score":0.020751461076239746,"channel":0,"num_words":12,"start":156.925,"end":162.18},{"sentences":[{"text":"No.","start":163.265,"end":163.68,"sentiment":"neutral","sentiment_score":-0.05305309593677521}],"sentiment":"neutral","sentiment_score":-0.05305309593677521,"channel":1,"num_words":1,"start":163.265,"end":163.68},{"sentences":[{"text":"No.","start":164.01999,"end":164.34,"sentiment":"neutral","sentiment_score":-0.04134725034236908},{"text":"Perfect.","start":164.34,"end":164.73999,"sentiment":"neutral","sentiment_score":0.01742078922688961},{"text":"So","start":164.73999,"end":164.81999,"sentiment":"neutral","sentiment_score":-0.02772553265094757}],"sentiment":"neutral","sentiment_score":-0.01721733125547568,"channel":0,"num_words":3,"start":164.01999,"end":164.81999},{"sentences":[{"text":"No.","start":164.79999,"end":165.29999,"sentiment":"neutral","sentiment_score":-0.02249838411808014}],"sentiment":"neutral","sentiment_score":-0.02249838411808014,"channel":1,"num_words":1,"start":164.79999,"end":165.29999},{"sentences":[{"text":"it's still a power station operator?","start":164.81999,"end":166.59999,"sentiment":"neutral","sentiment_score":-0.009380795992910862}],"sentiment":"neutral","sentiment_score":-0.009380795992910862,"channel":0,"num_words":6,"start":164.81999,"end":166.59999},{"sentences":[{"text":"Yep.","start":167.35999,"end":167.85999,"sentiment":"neutral","sentiment_score":0.029134169220924377}],"sentiment":"neutral","sentiment_score":0.029134169220924377,"channel":1,"num_words":1,"start":167.35999,"end":167.85999},{"sentences":[{"text":"Yep.","start":168.18,"end":168.65999,"sentiment":"neutral","sentiment_score":0.057637959718704224},{"text":"Perfect.","start":168.65999,"end":169.15999,"sentiment":"neutral","sentiment_score":0.14636266231536865},{"text":"Now income, I have around a 175,000.","start":170.18,"end":173.95999,"sentiment":"neutral","sentiment_score":0.0616848176079137}],"sentiment":"neutral","sentiment_score":0.07064381614327431,"channel":0,"num_words":9,"start":168.18,"end":173.95999},{"sentences":[{"text":"I think that's gone up.","start":175.28,"end":176.9,"sentiment":"neutral","sentiment_score":0.08156846091151237}],"sentiment":"neutral","sentiment_score":0.08156846091151237,"channel":1,"num_words":5,"start":175.28,"end":176.9},{"sentences":[{"text":"Yes.","start":177.415,"end":177.815,"sentiment":"neutral","sentiment_score":0.028433775529265404},{"text":"Do you know roughly","start":177.815,"end":178.875,"sentiment":"neutral","sentiment_score":0.009255685843527317}],"sentiment":"neutral","sentiment_score":0.013091303780674935,"channel":0,"num_words":5,"start":177.415,"end":178.875},{"sentences":[{"text":"Yeah.","start":178.615,"end":179.115,"sentiment":"neutral","sentiment_score":0.02190972864627838},{"text":"It's look.","start":179.615,"end":181.33499,"sentiment":"neutral","sentiment_score":0.014264886267483234},{"text":"If you include bonuses and stuff, it's 200.","start":181.33499,"end":183.995,"sentiment":"neutral","sentiment_score":0.018465674249455333},{"text":"But yeah.","start":184.215,"end":185.015,"sentiment":"neutral","sentiment_score":0.0030007599852979183}],"sentiment":"neutral","sentiment_score":0.01570510885749872,"channel":1,"num_words":13,"start":178.615,"end":185.015},{"sentences":[{"text":"200","start":184.935,"end":185.655,"sentiment":"neutral","sentiment_score":0.008576542139053345}],"sentiment":"neutral","sentiment_score":0.008576542139053345,"channel":0,"num_words":1,"start":184.935,"end":185.655},{"sentences":[{"text":"I think","start":185.015,"end":185.495,"sentiment":"neutral","sentiment_score":-0.0027932636439800262}],"sentiment":"neutral","sentiment_score":-0.0027932636439800262,"channel":1,"num_words":2,"start":185.015,"end":185.495},{"sentences":[{"text":"with.","start":185.655,"end":186.155,"sentiment":"neutral","sentiment_score":0.0021332409232854843}],"sentiment":"neutral","sentiment_score":0.0021332409232854843,"channel":0,"num_words":1,"start":185.655,"end":186.155},{"sentences":[{"text":"yeah.","start":186.295,"end":186.795,"sentiment":"neutral","sentiment_score":0.018346479162573814}],"sentiment":"neutral","sentiment_score":0.018346479162573814,"channel":1,"num_words":1,"start":186.295,"end":186.795},{"sentences":[{"text":"Yep.","start":186.535,"end":187.035,"sentiment":"neutral","sentiment_score":0.02300378680229187},{"text":"And with your bonuses, do you know if your employer pays contributions on the bonus?","start":187.62,"end":193.08,"sentiment":"neutral","sentiment_score":0.0010699516783157985}],"sentiment":"neutral","sentiment_score":0.002440816373564303,"channel":0,"num_words":16,"start":186.535,"end":193.08},{"sentences":[{"text":"I think I might.","start":195.12,"end":196.18001,"sentiment":"neutral","sentiment_score":-0.003007697407156229}],"sentiment":"neutral","sentiment_score":-0.003007697407156229,"channel":1,"num_words":4,"start":195.12,"end":196.18001},{"sentences":[{"text":"Yeah.","start":196.58,"end":196.9,"sentiment":"neutral","sentiment_score":0.01421114895492792},{"text":"Typically, they do.","start":196.9,"end":197.86,"sentiment":"neutral","sentiment_score":0.005491418143113454},{"text":"Over time, not really.","start":197.86,"end":199.86,"sentiment":"neutral","sentiment_score":-0.01526711811311543},{"text":"The bonuses, they do","start":199.86,"end":201.135,"sentiment":"neutral","sentiment_score":0.0009630094282329082}],"sentiment":"neutral","sentiment_score":-0.0022109192796051502,"channel":0,"num_words":12,"start":196.58,"end":201.135},{"sentences":[{"text":"Yeah.","start":201.68001,"end":201.84,"sentiment":"neutral","sentiment_score":0.021835943683981895},{"text":"Yeah.","start":201.84,"end":202.34,"sentiment":"neutral","sentiment_score":0.019308406859636307}],"sentiment":"neutral","sentiment_score":0.0205721752718091,"channel":1,"num_words":2,"start":201.68001,"end":202.34},{"sentences":[{"text":"often.","start":202.095,"end":202.595,"sentiment":"neutral","sentiment_score":0.02398787811398506}],"sentiment":"neutral","sentiment_score":0.02398787811398506,"channel":0,"num_words":1,"start":202.095,"end":202.595},{"sentences":[{"text":"Yep.","start":202.56,"end":203.06,"sentiment":"neutral","sentiment_score":0.05054733157157898}],"sentiment":"neutral","sentiment_score":0.05054733157157898,"channel":1,"num_words":1,"start":202.56,"end":203.06},{"sentences":[{"text":"Alright.","start":202.81499,"end":203.215,"sentiment":"neutral","sentiment_score":0.07422260195016861},{"text":"So let's","start":203.215,"end":204.25499,"sentiment":"neutral","sentiment_score":0.07255630567669868}],"sentiment":"neutral","sentiment_score":0.07311173776785533,"channel":0,"num_words":3,"start":202.81499,"end":204.25499},{"sentences":[{"text":"Yep.","start":204.24,"end":204.74,"sentiment":"neutral","sentiment_score":0.06380835175514221}],"sentiment":"neutral","sentiment_score":0.06380835175514221,"channel":1,"num_words":1,"start":204.24,"end":204.74},{"sentences":[{"text":"just update that to about 200 including the bonus.","start":204.25499,"end":208.435,"sentiment":"neutral","sentiment_score":0.06401595142152575},{"text":"Now I have a note here from when you spoke to my colleague last time that your employer pays a little bit of extra contribution.","start":208.97499,"end":215.235,"sentiment":"neutral","sentiment_score":0.05862956717610359},{"text":"So 16.7%.","start":215.45499,"end":218.08,"sentiment":"neutral","sentiment_score":0.05092068761587143},{"text":"Is that correct?","start":218.08,"end":218.98,"sentiment":"neutral","sentiment_score":0.068313034872214}],"sentiment":"neutral","sentiment_score":0.06022213389858221,"channel":0,"num_words":39,"start":204.25499,"end":218.98},{"sentences":[{"text":"Yeah.","start":218.485,"end":218.885,"sentiment":"neutral","sentiment_score":0.07598857581615448},{"text":"That's correct.","start":218.885,"end":219.525,"sentiment":"neutral","sentiment_score":0.09745099395513535},{"text":"Yep.","start":219.525,"end":220.00499,"sentiment":"neutral","sentiment_score":0.06858592480421066}],"sentiment":"neutral","sentiment_score":0.08486912213265896,"channel":1,"num_words":4,"start":218.485,"end":220.00499},{"sentences":[{"text":"Yep.","start":220.0,"end":220.24,"sentiment":"neutral","sentiment_score":0.05669043958187103}],"sentiment":"neutral","sentiment_score":0.05669043958187103,"channel":0,"num_words":1,"start":220.0,"end":220.24},{"sentences":[{"text":"Yep.","start":220.00499,"end":220.50499,"sentiment":"neutral","sentiment_score":0.05092484503984451}],"sentiment":"neutral","sentiment_score":0.05092484503984451,"channel":1,"num_words":1,"start":220.00499,"end":220.50499},{"sentences":[{"text":"Okay.","start":220.24,"end":220.74,"sentiment":"neutral","sentiment_score":0.02853306196630001},{"text":"Perfect.","start":220.8,"end":221.3,"sentiment":"positive","sentiment_score":0.6742985248565674},{"text":"Now let me just look here for you.","start":222.16,"end":224.66,"sentiment":"neutral","sentiment_score":0.12704867171123624},{"text":"Now that does take you over the concessional contribution cap for the year.","start":231.375,"end":236.115,"sentiment":"neutral","sentiment_score":0.04505289174043215},{"text":"So the cap is 30,000.","start":236.415,"end":238.595,"sentiment":"neutral","sentiment_score":0.014946066215634346}],"sentiment":"neutral","sentiment_score":0.08498710300773382,"channel":0,"num_words":28,"start":220.24,"end":238.595},{"sentences":[{"text":"Most employers","start":239.055,"end":239.875,"sentiment":"neutral","sentiment_score":0.00853033922612667}],"sentiment":"neutral","sentiment_score":0.00853033922612667,"channel":0,"num_words":2,"start":239.055,"end":239.875},{"sentences":[{"text":"Yep.","start":239.635,"end":240.135,"sentiment":"neutral","sentiment_score":0.025950005277991295}],"sentiment":"neutral","sentiment_score":0.025950005277991295,"channel":1,"num_words":1,"start":239.635,"end":240.135},{"sentences":[{"text":"will stop paying at 30,000 because that's their only thing they have to pay up till.","start":240.175,"end":244.97,"sentiment":"neutral","sentiment_score":0.00859801663318649},{"text":"Some","start":245.35,"end":245.67,"sentiment":"neutral","sentiment_score":-0.004163835197687149}],"sentiment":"neutral","sentiment_score":0.007847319466664511,"channel":0,"num_words":17,"start":240.175,"end":245.67},{"sentences":[{"text":"Yep.","start":245.555,"end":246.055,"sentiment":"neutral","sentiment_score":0.004383770748972893}],"sentiment":"neutral","sentiment_score":0.004383770748972893,"channel":1,"num_words":1,"start":245.555,"end":246.055},{"sentences":[{"text":"employers will pay more, though.","start":245.67,"end":247.93001,"sentiment":"neutral","sentiment_score":-0.0093328557908535},{"text":"Do you know if yours pays up to the cap?","start":248.31,"end":251.37001,"sentiment":"neutral","sentiment_score":-0.004939975310117006}],"sentiment":"neutral","sentiment_score":-0.006404268803695838,"channel":0,"num_words":15,"start":245.67,"end":251.37001},{"sentences":[{"text":"I think we get taxed.","start":252.98001,"end":255.24,"sentiment":"neutral","sentiment_score":-0.018319299817085265}],"sentiment":"neutral","sentiment_score":-0.018319299817085265,"channel":1,"num_words":5,"start":252.98001,"end":255.24},{"sentences":[{"text":"You get taxed extra for extra contributions over the cap?","start":256.885,"end":260.42502,"sentiment":"neutral","sentiment_score":-0.006090073147788644}],"sentiment":"neutral","sentiment_score":-0.006090073147788644,"channel":0,"num_words":10,"start":256.885,"end":260.42502},{"sentences":[{"text":"I think we do.","start":260.66,"end":261.54,"sentiment":"neutral","sentiment_score":0.043656809255480766},{"text":"Yes.","start":261.54,"end":262.04,"sentiment":"neutral","sentiment_score":0.08599187433719635}],"sentiment":"neutral","sentiment_score":0.05212382227182388,"channel":1,"num_words":5,"start":260.66,"end":262.04},{"sentences":[{"text":"Yep.","start":262.165,"end":262.64502,"sentiment":"neutral","sentiment_score":0.10090558975934982},{"text":"Okay.","start":262.64502,"end":263.14502,"sentiment":"neutral","sentiment_score":0.19035854935646057},{"text":"That's good.","start":263.92502,"end":264.825,"sentiment":"positive","sentiment_score":0.3952031880617142},{"text":"Can I that's good, though, because, yeah, a lot of the time employers, they because legally, you just have to go up to 30,000?","start":265.685,"end":271.74002,"sentiment":"neutral","sentiment_score":0.11809767534335454},{"text":"They cut it off.","start":271.74002,"end":272.64,"sentiment":"neutral","sentiment_score":0.008407167624682188}],"sentiment":"neutral","sentiment_score":0.12342635606182739,"channel":0,"num_words":32,"start":262.165,"end":272.64},{"sentences":[{"text":"But given they already pay you a little bit more than the standard, and if they do get extra as well, so for you, if it's 200,000 with bonus, that's 33,400.","start":273.18,"end":284.88,"sentiment":"neutral","sentiment_score":0.1047509359496255},{"text":"There's about 3,400 over the cap space.","start":285.155,"end":287.815,"sentiment":"neutral","sentiment_score":0.04995552024671009}],"sentiment":"neutral","sentiment_score":0.09465704358329899,"channel":0,"num_words":38,"start":273.18,"end":287.815},{"sentences":[{"text":"Yeah.","start":288.41,"end":288.88998,"sentiment":"neutral","sentiment_score":0.06937551498413086},{"text":"Yep.","start":288.88998,"end":289.38998,"sentiment":"neutral","sentiment_score":0.06901030242443085}],"sentiment":"neutral","sentiment_score":0.06919290870428085,"channel":1,"num_words":2,"start":288.41,"end":289.38998},{"sentences":[{"text":"Yeah.","start":289.23502,"end":289.55502,"sentiment":"neutral","sentiment_score":0.07221438735723495},{"text":"Does that sound about right?","start":289.55502,"end":290.935,"sentiment":"neutral","sentiment_score":0.06974608078598976}],"sentiment":"neutral","sentiment_score":0.07015746521453063,"channel":0,"num_words":6,"start":289.23502,"end":290.935},{"sentences":[{"text":"Yep.","start":291.77,"end":292.27,"sentiment":"neutral","sentiment_score":0.0705839991569519}],"sentiment":"neutral","sentiment_score":0.0705839991569519,"channel":1,"num_words":1,"start":291.77,"end":292.27},{"sentences":[{"text":"Yeah.","start":292.515,"end":293.015,"sentiment":"neutral","sentiment_score":0.14187458157539368},{"text":"Perfect.","start":293.23502,"end":293.73502,"sentiment":"neutral","sentiment_score":0.2937910556793213},{"text":"Now you're not making any additional contribution otherwise yourself, are you?","start":294.355,"end":297.89502,"sentiment":"neutral","sentiment_score":0.010375946082852106}],"sentiment":"neutral","sentiment_score":0.04229238801277601,"channel":0,"num_words":13,"start":292.515,"end":297.89502},{"sentences":[{"text":"It's not.","start":298.385,"end":299.20502,"sentiment":"neutral","sentiment_score":-0.1031084954738617}],"sentiment":"neutral","sentiment_score":-0.1031084954738617,"channel":1,"num_words":2,"start":298.385,"end":299.20502},{"sentences":[{"text":"No.","start":299.41998,"end":299.91998,"sentiment":"neutral","sentiment_score":-0.13281452655792236},{"text":"Good.","start":300.46,"end":300.96,"sentiment":"neutral","sentiment_score":-0.03928366303443909},{"text":"Now asset and liability wise, I have here your property was last died at about 710,000.","start":302.3,"end":308.8,"sentiment":"neutral","sentiment_score":-0.03885064215864986}],"sentiment":"neutral","sentiment_score":-0.04409491467393107,"channel":0,"num_words":18,"start":299.41998,"end":308.8},{"sentences":[{"text":"Yep.","start":309.68,"end":310.18,"sentiment":"neutral","sentiment_score":0.016703909263014793}],"sentiment":"neutral","sentiment_score":0.016703909263014793,"channel":1,"num_words":1,"start":309.68,"end":310.18},{"sentences":[{"text":"Do you know if that's gone up a little bit or roughly the same?","start":310.315,"end":313.05502,"sentiment":"neutral","sentiment_score":0.0069200049287506515}],"sentiment":"neutral","sentiment_score":0.0069200049287506515,"channel":0,"num_words":14,"start":310.315,"end":313.05502},{"sentences":[{"text":"So the one down the road is exactly the same as our house on","start":313.91998,"end":317.595,"sentiment":"neutral","sentiment_score":0.028843503445386887}],"sentiment":"neutral","sentiment_score":0.028843503445386887,"channel":1,"num_words":14,"start":313.91998,"end":317.595},{"sentences":[{"text":"Yep.","start":317.355,"end":317.855,"sentiment":"neutral","sentiment_score":0.007318224757909775}],"sentiment":"neutral","sentiment_score":0.007318224757909775,"channel":0,"num_words":1,"start":317.355,"end":317.855},{"sentences":[{"text":"less Land.","start":317.595,"end":318.235,"sentiment":"neutral","sentiment_score":0.0014563752338290215},{"text":"They've just put it on the market for 1,000,000.","start":318.235,"end":320.175,"sentiment":"neutral","sentiment_score":0.007136203866038058},{"text":"So","start":320.315,"end":320.815,"sentiment":"neutral","sentiment_score":0.024423614144325256}],"sentiment":"neutral","sentiment_score":0.007630183283860485,"channel":1,"num_words":12,"start":317.595,"end":320.815},{"sentences":[{"text":"Oh, wow.","start":320.635,"end":321.11502,"sentiment":"neutral","sentiment_score":0.04472143575549126},{"text":"Okay.","start":321.11502,"end":321.435,"sentiment":"neutral","sentiment_score":0.0554637536406517},{"text":"So you're happy for me to update through about a mill?","start":321.435,"end":324.24,"sentiment":"neutral","sentiment_score":0.15101536735892296}],"sentiment":"neutral","sentiment_score":0.12900540472141334,"channel":0,"num_words":14,"start":320.635,"end":324.24},{"sentences":[{"text":"well, I don't I don't know what it's worth, to be honest.","start":324.315,"end":327.275,"sentiment":"neutral","sentiment_score":-0.055159677751362324},{"text":"But yeah.","start":327.275,"end":328.095,"sentiment":"neutral","sentiment_score":-0.04494941048324108},{"text":"You'd have to get it evaluated to be sure.","start":328.475,"end":331.595,"sentiment":"neutral","sentiment_score":-0.025267824116680358},{"text":"But, yeah, that's","start":331.595,"end":332.37,"sentiment":"neutral","sentiment_score":-0.01576809026300907}],"sentiment":"neutral","sentiment_score":-0.0394819093008454,"channel":1,"num_words":26,"start":324.315,"end":332.37},{"sentences":[{"text":"Yeah.","start":332.56,"end":333.06,"sentiment":"neutral","sentiment_score":-0.04178082197904587}],"sentiment":"neutral","sentiment_score":-0.04178082197904587,"channel":0,"num_words":1,"start":332.56,"end":333.06},{"sentences":[{"text":"it's things are going stupid over here.","start":332.85,"end":335.11,"sentiment":"neutral","sentiment_score":-0.08698456095797676}],"sentiment":"neutral","sentiment_score":-0.08698456095797676,"channel":1,"num_words":7,"start":332.85,"end":335.11},{"sentences":[{"text":"Yes.","start":335.36,"end":335.86,"sentiment":"neutral","sentiment_score":0.02270977757871151},{"text":"Well,","start":336.24,"end":336.47998,"sentiment":"neutral","sentiment_score":0.029946794733405113}],"sentiment":"neutral","sentiment_score":0.02632828615605831,"channel":0,"num_words":2,"start":335.36,"end":336.47998},{"sentences":[{"text":"Yeah.","start":336.44998,"end":336.94998,"sentiment":"neutral","sentiment_score":0.04455588757991791}],"sentiment":"neutral","sentiment_score":0.04455588757991791,"channel":1,"num_words":1,"start":336.44998,"end":336.94998},{"sentences":[{"text":"if it's very similar to yours, I'll just","start":336.47998,"end":340.235,"sentiment":"neutral","sentiment_score":0.052896185079589486}],"sentiment":"neutral","sentiment_score":0.052896185079589486,"channel":0,"num_words":8,"start":336.47998,"end":340.235},{"sentences":[{"text":"It's","start":340.05,"end":340.29,"sentiment":"neutral","sentiment_score":0.041901763528585434}],"sentiment":"neutral","sentiment_score":0.041901763528585434,"channel":1,"num_words":1,"start":340.05,"end":340.29},{"sentences":[{"text":"leave","start":340.235,"end":340.47498,"sentiment":"neutral","sentiment_score":0.055106088519096375}],"sentiment":"neutral","sentiment_score":0.055106088519096375,"channel":0,"num_words":1,"start":340.235,"end":340.47498},{"sentences":[{"text":"the","start":340.29,"end":340.53,"sentiment":"neutral","sentiment_score":0.04402384534478187}],"sentiment":"neutral","sentiment_score":0.04402384534478187,"channel":1,"num_words":1,"start":340.29,"end":340.53},{"sentences":[{"text":"it","start":340.47498,"end":340.79498,"sentiment":"neutral","sentiment_score":0.021558362990617752}],"sentiment":"neutral","sentiment_score":0.021558362990617752,"channel":0,"num_words":1,"start":340.47498,"end":340.79498},{"sentences":[{"text":"same floor plan.","start":340.53,"end":341.59,"sentiment":"neutral","sentiment_score":0.04264136403799057},{"text":"Yeah.","start":341.65,"end":342.15,"sentiment":"neutral","sentiment_score":0.08897019922733307}],"sentiment":"neutral","sentiment_score":0.054223572835326195,"channel":1,"num_words":4,"start":340.53,"end":342.15},{"sentences":[{"text":"oh, okay.","start":342.155,"end":342.81497,"sentiment":"neutral","sentiment_score":0.1601589024066925},{"text":"I'll","start":343.35498,"end":343.51498,"sentiment":"neutral","sentiment_score":0.127133309841156}],"sentiment":"neutral","sentiment_score":0.14915037155151367,"channel":0,"num_words":3,"start":342.155,"end":343.51498},{"sentences":[{"text":"Yeah.","start":343.41,"end":343.91,"sentiment":"neutral","sentiment_score":0.18269577622413635}],"sentiment":"neutral","sentiment_score":0.18269577622413635,"channel":1,"num_words":1,"start":343.41,"end":343.91},{"sentences":[{"text":"just update it through a mill and just say roughly, obviously, because you haven't had it valued based on comps in the area, which is really good.","start":343.51498,"end":353.67,"sentiment":"neutral","sentiment_score":0.24204557526994636},{"text":"Mortgage about 152,000.","start":354.63,"end":356.89,"sentiment":"neutral","sentiment_score":0.05272279183069865}],"sentiment":"neutral","sentiment_score":0.22311329692602158,"channel":0,"num_words":30,"start":343.51498,"end":356.89},{"sentences":[{"text":"Yep.","start":357.93503,"end":358.415,"sentiment":"neutral","sentiment_score":0.047016508877277374},{"text":"Yeah.","start":358.415,"end":358.65503,"sentiment":"neutral","sentiment_score":0.05051857978105545},{"text":"It's about still about in the ballpark.","start":358.65503,"end":360.89502,"sentiment":"neutral","sentiment_score":0.02970610053411552},{"text":"Yep.","start":360.89502,"end":361.23,"sentiment":"neutral","sentiment_score":0.06951478868722916}],"sentiment":"neutral","sentiment_score":0.03749925810843706,"channel":1,"num_words":10,"start":357.93503,"end":361.23},{"sentences":[{"text":"Yep.","start":361.59003,"end":361.99002,"sentiment":"neutral","sentiment_score":0.15487749874591827},{"text":"Perfect.","start":361.99002,"end":362.49002,"sentiment":"positive","sentiment_score":0.5729116201400757}],"sentiment":"positive","sentiment_score":0.363894559442997,"channel":0,"num_words":2,"start":361.59003,"end":362.49002},{"sentences":[{"text":"It it goes up and comes back down when we need","start":362.43002,"end":364.67,"sentiment":"neutral","sentiment_score":0.014953845603899523}],"sentiment":"neutral","sentiment_score":0.014953845603899523,"channel":1,"num_words":11,"start":362.43002,"end":364.67},{"sentences":[{"text":"I I","start":364.55002,"end":364.71002,"sentiment":"neutral","sentiment_score":-0.039883870631456375}],"sentiment":"neutral","sentiment_score":-0.039883870631456375,"channel":0,"num_words":2,"start":364.55002,"end":364.71002},{"sentences":[{"text":"money.","start":364.67,"end":365.17,"sentiment":"neutral","sentiment_score":-0.07500648498535156}],"sentiment":"neutral","sentiment_score":-0.07500648498535156,"channel":1,"num_words":1,"start":364.67,"end":365.17},{"sentences":[{"text":"especially yeah.","start":364.71002,"end":366.01,"sentiment":"neutral","sentiment_score":-0.03187209367752075},{"text":"Especially with interest repayments and stuff now as well, potentially.","start":366.23,"end":370.435,"sentiment":"neutral","sentiment_score":-0.021121830493211747}],"sentiment":"neutral","sentiment_score":-0.022913541023929913,"channel":0,"num_words":12,"start":364.71002,"end":370.435},{"sentences":[{"text":"Yep.","start":370.75,"end":371.23,"sentiment":"neutral","sentiment_score":0.025358332321047783},{"text":"Yep.","start":371.23,"end":371.73,"sentiment":"neutral","sentiment_score":0.03005550056695938}],"sentiment":"neutral","sentiment_score":0.027706916444003582,"channel":1,"num_words":2,"start":370.75,"end":371.73},{"sentences":[{"text":"I also have two motor vehicles.","start":372.175,"end":373.875,"sentiment":"neutral","sentiment_score":0.022885609107712906},{"text":"One is worth 40,000 and $1.30.","start":374.25497,"end":377.79498,"sentiment":"neutral","sentiment_score":0.021609728845457237},{"text":"Does that sound about right?","start":377.85498,"end":379.395,"sentiment":"neutral","sentiment_score":0.013231956958770752}],"sentiment":"neutral","sentiment_score":0.019595988971345565,"channel":0,"num_words":17,"start":372.175,"end":379.395},{"sentences":[{"text":"No.","start":381.705,"end":382.205,"sentiment":"neutral","sentiment_score":-0.0998544916510582}],"sentiment":"neutral","sentiment_score":-0.0998544916510582,"channel":1,"num_words":1,"start":381.705,"end":382.205},{"sentences":[{"text":"No?","start":382.91,"end":383.41,"sentiment":"neutral","sentiment_score":-0.06058727204799652},{"text":"Okay.","start":383.47,"end":383.97,"sentiment":"neutral","sentiment_score":-0.00879155844449997}],"sentiment":"neutral","sentiment_score":-0.034689415246248245,"channel":0,"num_words":2,"start":382.91,"end":383.97},{"sentences":[{"text":"So we've done a bit of changing in the last twelve months.","start":385.625,"end":388.01,"sentiment":"neutral","sentiment_score":-0.018380922013117622},{"text":"We now have three","start":388.01,"end":389.23,"sentiment":"neutral","sentiment_score":0.007674437016248703}],"sentiment":"neutral","sentiment_score":-0.01186708225577604,"channel":1,"num_words":16,"start":385.625,"end":389.23},{"sentences":[{"text":"Okay.","start":389.71,"end":390.21,"sentiment":"neutral","sentiment_score":0.017116501927375793},{"text":"Yep.","start":390.35,"end":390.85,"sentiment":"neutral","sentiment_score":0.02024218626320362}],"sentiment":"neutral","sentiment_score":0.018679344095289707,"channel":0,"num_words":2,"start":389.71,"end":390.85},{"sentences":[{"text":"motor vehicles, and one's worth about 30, and another one's worth 40, and one's worth 60.","start":390.41,"end":398.99,"sentiment":"neutral","sentiment_score":0.011284152045845985}],"sentiment":"neutral","sentiment_score":0.011284152045845985,"channel":1,"num_words":16,"start":390.41,"end":398.99},{"sentences":[{"text":"Yep.","start":398.525,"end":399.025,"sentiment":"neutral","sentiment_score":0.01953042671084404},{"text":"$6.00.","start":399.485,"end":400.205,"sentiment":"neutral","sentiment_score":0.034191057085990906},{"text":"Perfect.","start":400.205,"end":400.705,"sentiment":"neutral","sentiment_score":0.3270975947380066},{"text":"Now the one that's worth 30, I have here that you had 30 owing on it.","start":400.84497,"end":405.26498,"sentiment":"neutral","sentiment_score":0.06553985748905689}],"sentiment":"neutral","sentiment_score":0.07523456833472378,"channel":0,"num_words":19,"start":398.525,"end":405.26498},{"sentences":[{"text":"Yeah.","start":406.32498,"end":406.725,"sentiment":"neutral","sentiment_score":0.03723176196217537},{"text":"That'll be down to 20 by now.","start":406.725,"end":408.405,"sentiment":"neutral","sentiment_score":0.03554796028350081},{"text":"Yep.","start":408.405,"end":408.905,"sentiment":"neutral","sentiment_score":0.03493814170360565}],"sentiment":"neutral","sentiment_score":0.03566729173892074,"channel":1,"num_words":9,"start":406.32498,"end":408.905},{"sentences":[{"text":"About 20.","start":408.68002,"end":409.48,"sentiment":"neutral","sentiment_score":0.031944421119987965},{"text":"Alright.","start":409.48,"end":409.80002,"sentiment":"neutral","sentiment_score":0.1680343598127365}],"sentiment":"neutral","sentiment_score":0.07730773401757081,"channel":0,"num_words":3,"start":408.68002,"end":409.80002},{"sentences":[{"text":"That","start":409.685,"end":409.925,"sentiment":"neutral","sentiment_score":0.2907816171646118}],"sentiment":"neutral","sentiment_score":0.2907816171646118,"channel":1,"num_words":1,"start":409.685,"end":409.925},{"sentences":[{"text":"Perfect.","start":409.80002,"end":410.30002,"sentiment":"positive","sentiment_score":0.5349531173706055}],"sentiment":"positive","sentiment_score":0.5349531173706055,"channel":0,"num_words":1,"start":409.80002,"end":410.30002},{"sentences":[{"text":"that's our weekend car.","start":410.005,"end":411.465,"sentiment":"positive","sentiment_score":0.4020876809954643}],"sentiment":"positive","sentiment_score":0.4020876809954643,"channel":1,"num_words":4,"start":410.005,"end":411.465},{"sentences":[{"text":"Yeah.","start":413.40002,"end":413.56,"sentiment":"neutral","sentiment_score":0.09140636771917345},{"text":"Oh, that's the Audi?","start":413.56,"end":414.7,"sentiment":"neutral","sentiment_score":0.04716360941529274}],"sentiment":"neutral","sentiment_score":0.05601216107606888,"channel":0,"num_words":5,"start":413.40002,"end":414.7},{"sentences":[{"text":"Yeah.","start":415.28,"end":415.68,"sentiment":"neutral","sentiment_score":0.038830116391181946},{"text":"Yep.","start":415.68,"end":416.18,"sentiment":"neutral","sentiment_score":0.047858159989118576}],"sentiment":"neutral","sentiment_score":0.04334413819015026,"channel":1,"num_words":2,"start":415.28,"end":416.18},{"sentences":[{"text":"Yep.","start":416.04,"end":416.36002,"sentiment":"neutral","sentiment_score":0.07892245054244995},{"text":"Perfect.","start":416.36002,"end":416.86002,"sentiment":"neutral","sentiment_score":0.2574528753757477},{"text":"The other motor vehicle, 40, I have here for about 20 owing.","start":417.56,"end":422.145,"sentiment":"neutral","sentiment_score":0.01921368691061313}],"sentiment":"neutral","sentiment_score":0.040495683488968225,"channel":0,"num_words":14,"start":416.04,"end":422.145},{"sentences":[{"text":"That's gone.","start":423.68,"end":424.4,"sentiment":"neutral","sentiment_score":-0.029384648427367214},{"text":"We don't owe anything","start":424.4,"end":425.28,"sentiment":"neutral","sentiment_score":-0.02337887277826667}],"sentiment":"neutral","sentiment_score":-0.025380797994633515,"channel":1,"num_words":6,"start":423.68,"end":425.28},{"sentences":[{"text":"Got","start":425.245,"end":425.565,"sentiment":"neutral","sentiment_score":-0.014923490583896635}],"sentiment":"neutral","sentiment_score":-0.014923490583896635,"channel":0,"num_words":1,"start":425.245,"end":425.565},{"sentences":[{"text":"now.","start":425.28,"end":425.565,"sentiment":"neutral","sentiment_score":0.0132654570043087},{"text":"Yep.","start":425.565,"end":426.065,"sentiment":"neutral","sentiment_score":0.03892640024423599}],"sentiment":"neutral","sentiment_score":0.026095928624272346,"channel":1,"num_words":2,"start":425.28,"end":426.065},{"sentences":[{"text":"alright.","start":425.88498,"end":426.205,"sentiment":"neutral","sentiment_score":0.0917167067527771},{"text":"Perfect.","start":426.205,"end":426.685,"sentiment":"neutral","sentiment_score":0.32374101877212524},{"text":"I will update that.","start":426.685,"end":427.88498,"sentiment":"neutral","sentiment_score":0.2074168585240841},{"text":"And the one by that 60,000, do you have anything owing on that one?","start":427.88498,"end":431.64,"sentiment":"neutral","sentiment_score":0.025210769780512367}],"sentiment":"neutral","sentiment_score":0.07990379682742059,"channel":0,"num_words":20,"start":425.88498,"end":431.64},{"sentences":[{"text":"No.","start":432.125,"end":432.605,"sentiment":"neutral","sentiment_score":-0.07024277746677399},{"text":"No.","start":432.605,"end":433.105,"sentiment":"neutral","sentiment_score":-0.07239591330289841}],"sentiment":"neutral","sentiment_score":-0.0713193453848362,"channel":1,"num_words":2,"start":432.125,"end":433.105},{"sentences":[{"text":"No.","start":433.08002,"end":433.48,"sentiment":"neutral","sentiment_score":-0.0687955766916275}],"sentiment":"neutral","sentiment_score":-0.0687955766916275,"channel":0,"num_words":1,"start":433.08002,"end":433.48},{"sentences":[{"text":"I'll pay","start":433.165,"end":433.565,"sentiment":"neutral","sentiment_score":-0.06159431301057339}],"sentiment":"neutral","sentiment_score":-0.06159431301057339,"channel":1,"num_words":2,"start":433.165,"end":433.565},{"sentences":[{"text":"Perfect.","start":433.48,"end":433.98,"sentiment":"neutral","sentiment_score":0.03277545049786568}],"sentiment":"neutral","sentiment_score":0.03277545049786568,"channel":0,"num_words":1,"start":433.48,"end":433.98},{"sentences":[{"text":"cash for that.","start":433.565,"end":434.465,"sentiment":"neutral","sentiment_score":0.0031144358217716217}],"sentiment":"neutral","sentiment_score":0.0031144358217716217,"channel":1,"num_words":3,"start":433.565,"end":434.465},{"sentences":[{"text":"Any other assets otherwise in the last twelve months?","start":436.12003,"end":439.18002,"sentiment":"neutral","sentiment_score":-0.035931209930115275}],"sentiment":"neutral","sentiment_score":-0.035931209930115275,"channel":0,"num_words":9,"start":436.12003,"end":439.18002},{"sentences":[{"text":"No.","start":440.045,"end":440.20502,"sentiment":"neutral","sentiment_score":-0.08532389998435974},{"text":"That's about it.","start":440.20502,"end":441.185,"sentiment":"neutral","sentiment_score":-0.07920315116643906}],"sentiment":"neutral","sentiment_score":-0.08073333837091923,"channel":1,"num_words":4,"start":440.045,"end":441.185},{"sentences":[{"text":"No.","start":441.16,"end":441.40002,"sentiment":"neutral","sentiment_score":-0.030477149412035946},{"text":"Perfect.","start":441.40002,"end":441.72,"sentiment":"neutral","sentiment_score":0.04616757854819298}],"sentiment":"neutral","sentiment_score":0.007845214568078516,"channel":0,"num_words":2,"start":441.16,"end":441.72},{"sentences":[{"text":"I","start":441.42,"end":441.92,"sentiment":"neutral","sentiment_score":-0.013277702033519743}],"sentiment":"neutral","sentiment_score":-0.013277702033519743,"channel":1,"num_words":1,"start":441.42,"end":441.92},{"sentences":[{"text":"Any other liabilities, like personal loans, credit cards, ZipPay?","start":441.72,"end":445.02002,"sentiment":"neutral","sentiment_score":-0.0056620945947037805}],"sentiment":"neutral","sentiment_score":-0.0056620945947037805,"channel":0,"num_words":9,"start":441.72,"end":445.02002},{"sentences":[{"text":"have I still have the same it's yeah.","start":446.46002,"end":449.18002,"sentiment":"neutral","sentiment_score":-0.013376939692534506},{"text":"It's all still the same.","start":449.18002,"end":449.90002,"sentiment":"neutral","sentiment_score":0.01591511107981205},{"text":"I have a credit card, but, yeah, that's","start":449.90002,"end":451.82,"sentiment":"neutral","sentiment_score":0.01459881232585758}],"sentiment":"neutral","sentiment_score":0.004254787450744992,"channel":1,"num_words":21,"start":446.46002,"end":451.82},{"sentences":[{"text":"Yep.","start":451.50497,"end":452.00497,"sentiment":"neutral","sentiment_score":0.03979460150003433}],"sentiment":"neutral","sentiment_score":0.03979460150003433,"channel":0,"num_words":1,"start":451.50497,"end":452.00497},{"sentences":[{"text":"that's a low amount on that.","start":451.82,"end":453.36002,"sentiment":"neutral","sentiment_score":0.0380955891062816},{"text":"So","start":453.42,"end":453.92,"sentiment":"neutral","sentiment_score":0.010642800480127336}],"sentiment":"neutral","sentiment_score":0.034173762159688134,"channel":1,"num_words":7,"start":451.82,"end":453.92},{"sentences":[{"text":"Yeah.","start":453.50497,"end":453.82498,"sentiment":"neutral","sentiment_score":0.007567949593067169},{"text":"Do you know roughly how much is owing on it?","start":453.82498,"end":456.16498,"sentiment":"neutral","sentiment_score":-0.005768490582704544}],"sentiment":"neutral","sentiment_score":-0.004556086930361661,"channel":0,"num_words":11,"start":453.50497,"end":456.16498},{"sentences":[{"text":"2,000.","start":456.825,"end":457.48502,"sentiment":"neutral","sentiment_score":0.0029942865949124098}],"sentiment":"neutral","sentiment_score":0.0029942865949124098,"channel":1,"num_words":1,"start":456.825,"end":457.48502},{"sentences":[{"text":"Okay.","start":457.92,"end":458.32,"sentiment":"neutral","sentiment_score":0.034361910074949265},{"text":"Yeah.","start":458.32,"end":458.56,"sentiment":"neutral","sentiment_score":0.07846447080373764},{"text":"Perfect.","start":458.56,"end":459.06,"sentiment":"neutral","sentiment_score":0.19734345376491547},{"text":"Otherwise, when it comes to health and lifestyle, I have you down here as a nonsmoker.","start":460.64,"end":465.22,"sentiment":"neutral","sentiment_score":-0.03258556080982089}],"sentiment":"neutral","sentiment_score":-0.011115744121764836,"channel":0,"num_words":19,"start":457.92,"end":465.22},{"sentences":[{"text":"Correct.","start":466.265,"end":466.765,"sentiment":"neutral","sentiment_score":0.004998339340090752}],"sentiment":"neutral","sentiment_score":0.004998339340090752,"channel":1,"num_words":1,"start":466.265,"end":466.765},{"sentences":[{"text":"And have you had any changes to your health otherwise in the last twelve months?","start":468.24,"end":473.355,"sentiment":"neutral","sentiment_score":-0.05879969224333763},{"text":"Any significant health issues or injuries or anything?","start":473.355,"end":476.73502,"sentiment":"neutral","sentiment_score":-0.14587590750306845}],"sentiment":"neutral","sentiment_score":-0.08908707146411357,"channel":0,"num_words":23,"start":468.24,"end":476.73502},{"sentences":[{"text":"I'm going to get a skin cancer cut out next week on my","start":477.29,"end":481.325,"sentiment":"neutral","sentiment_score":-0.32107175772006696}],"sentiment":"neutral","sentiment_score":-0.32107175772006696,"channel":1,"num_words":13,"start":477.29,"end":481.325},{"sentences":[{"text":"Yeah.","start":481.195,"end":481.695,"sentiment":"neutral","sentiment_score":-0.0832248330116272}],"sentiment":"neutral","sentiment_score":-0.0832248330116272,"channel":0,"num_words":1,"start":481.195,"end":481.695},{"sentences":[{"text":"back that that","start":481.325,"end":482.605,"sentiment":"neutral","sentiment_score":-0.062391421447197594}],"sentiment":"neutral","sentiment_score":-0.062391421447197594,"channel":1,"num_words":3,"start":481.325,"end":482.605},{"sentences":[{"text":"Yep.","start":482.45,"end":482.95,"sentiment":"neutral","sentiment_score":-0.03879056125879288}],"sentiment":"neutral","sentiment_score":-0.03879056125879288,"channel":0,"num_words":1,"start":482.45,"end":482.95},{"sentences":[{"text":"we found.","start":482.605,"end":483.345,"sentiment":"neutral","sentiment_score":-0.05102550983428955}],"sentiment":"neutral","sentiment_score":-0.05102550983428955,"channel":1,"num_words":2,"start":482.605,"end":483.345},{"sentences":[{"text":"Good.","start":484.69,"end":484.85,"sentiment":"neutral","sentiment_score":0.10311733931303024},{"text":"They're getting it cut out.","start":484.85,"end":487.35,"sentiment":"neutral","sentiment_score":-0.20631947070360185}],"sentiment":"neutral","sentiment_score":-0.15474666903416315,"channel":0,"num_words":6,"start":484.69,"end":487.35},{"sentences":[{"text":"And I'm going in for an echocardiogram the next or the day before that as well just to","start":487.645,"end":494.385,"sentiment":"neutral","sentiment_score":0.09111364682515462}],"sentiment":"neutral","sentiment_score":0.09111364682515462,"channel":1,"num_words":18,"start":487.645,"end":494.385},{"sentences":[{"text":"Yep.","start":494.13,"end":494.63,"sentiment":"neutral","sentiment_score":0.06145180389285088}],"sentiment":"neutral","sentiment_score":0.06145180389285088,"channel":0,"num_words":1,"start":494.13,"end":494.63},{"sentences":[{"text":"just to follow-up on something that I had when I was younger sort of thing.","start":495.34998,"end":500.38998,"sentiment":"neutral","sentiment_score":0.04934294472138087},{"text":"I just wanna look into it a bit further.","start":500.38998,"end":502.16998,"sentiment":"neutral","sentiment_score":0.05229158823688825}],"sentiment":"neutral","sentiment_score":0.050448686039696135,"channel":1,"num_words":24,"start":495.34998,"end":502.16998},{"sentences":[{"text":"Mhmm.","start":502.26498,"end":502.425,"sentiment":"neutral","sentiment_score":0.01385722029954195},{"text":"Okay.","start":502.425,"end":502.905,"sentiment":"neutral","sentiment_score":0.022281557321548465},{"text":"And did the would did you request it, or did the doctor ask for a bit of a","start":502.905,"end":506.425,"sentiment":"neutral","sentiment_score":0.01306026941165328}],"sentiment":"neutral","sentiment_score":0.013561181351542472,"channel":0,"num_words":20,"start":502.26498,"end":506.425},{"sentences":[{"text":"I","start":506.38998,"end":506.55,"sentiment":"neutral","sentiment_score":0.0037947390228509903}],"sentiment":"neutral","sentiment_score":0.0037947390228509903,"channel":1,"num_words":1,"start":506.38998,"end":506.55},{"sentences":[{"text":"follow-up?","start":506.425,"end":506.925,"sentiment":"neutral","sentiment_score":0.009691702201962473}],"sentiment":"neutral","sentiment_score":0.009691702201962473,"channel":0,"num_words":1,"start":506.425,"end":506.925},{"sentences":[{"text":"did.","start":506.55,"end":506.78998,"sentiment":"neutral","sentiment_score":0.0104590505361557},{"text":"Yeah.","start":506.78998,"end":507.03,"sentiment":"neutral","sentiment_score":0.01480534952133894},{"text":"I presented to the hospital with a racing heart, basically.","start":507.03,"end":510.09,"sentiment":"neutral","sentiment_score":-0.020656044781208038}],"sentiment":"neutral","sentiment_score":-0.015108003979548812,"channel":1,"num_words":12,"start":506.55,"end":510.09},{"sentences":[{"text":"Yep.","start":510.77,"end":511.16998,"sentiment":"neutral","sentiment_score":0.024628479033708572}],"sentiment":"neutral","sentiment_score":0.024628479033708572,"channel":0,"num_words":1,"start":510.77,"end":511.16998},{"sentences":[{"text":"And","start":510.835,"end":511.335,"sentiment":"neutral","sentiment_score":0.007891200482845306}],"sentiment":"neutral","sentiment_score":0.007891200482845306,"channel":1,"num_words":1,"start":510.835,"end":511.335},{"sentences":[{"text":"Yep.","start":511.16998,"end":511.57,"sentiment":"neutral","sentiment_score":0.01660739630460739}],"sentiment":"neutral","sentiment_score":0.01660739630460739,"channel":0,"num_words":1,"start":511.16998,"end":511.57},{"sentences":[{"text":"and","start":511.475,"end":511.635,"sentiment":"neutral","sentiment_score":0.0016104895621538162}],"sentiment":"neutral","sentiment_score":0.0016104895621538162,"channel":1,"num_words":1,"start":511.475,"end":511.635},{"sentences":[{"text":"Okay.","start":511.57,"end":512.07,"sentiment":"neutral","sentiment_score":0.002310885116457939}],"sentiment":"neutral","sentiment_score":0.002310885116457939,"channel":0,"num_words":1,"start":511.57,"end":512.07},{"sentences":[{"text":"then I I went on medication for","start":511.635,"end":513.975,"sentiment":"neutral","sentiment_score":-0.0470762981900147}],"sentiment":"neutral","sentiment_score":-0.0470762981900147,"channel":1,"num_words":7,"start":511.635,"end":513.975},{"sentences":[{"text":"Yep.","start":513.97,"end":514.47,"sentiment":"neutral","sentiment_score":-0.04811606928706169}],"sentiment":"neutral","sentiment_score":-0.04811606928706169,"channel":0,"num_words":1,"start":513.97,"end":514.47},{"sentences":[{"text":"a year or so, and I","start":514.995,"end":516.835,"sentiment":"neutral","sentiment_score":-0.06265895689527194}],"sentiment":"neutral","sentiment_score":-0.06265895689527194,"channel":1,"num_words":6,"start":514.995,"end":516.835},{"sentences":[{"text":"Mhmm.","start":516.61,"end":517.11,"sentiment":"neutral","sentiment_score":-0.058984581381082535}],"sentiment":"neutral","sentiment_score":-0.058984581381082535,"channel":0,"num_words":1,"start":516.61,"end":517.11},{"sentences":[{"text":"didn't come back.","start":516.835,"end":517.635,"sentiment":"neutral","sentiment_score":-0.10291899740695953},{"text":"But now it's","start":517.635,"end":518.615,"sentiment":"neutral","sentiment_score":-0.006272687887152036}],"sentiment":"neutral","sentiment_score":-0.05459584264705578,"channel":1,"num_words":6,"start":516.835,"end":518.615},{"sentences":[{"text":"Yep.","start":518.45,"end":518.95,"sentiment":"neutral","sentiment_score":0.014030921272933485}],"sentiment":"neutral","sentiment_score":0.014030921272933485,"channel":0,"num_words":1,"start":518.45,"end":518.95},{"sentences":[{"text":"it's hap it happened again while I was on holidays, so I'm just following up on that.","start":518.755,"end":522.755,"sentiment":"neutral","sentiment_score":-0.003906669588211705},{"text":"Well, there is a procedure I can have.","start":522.755,"end":524.195,"sentiment":"neutral","sentiment_score":-0.011297195451334119},{"text":"It's only a day procedure, though.","start":524.195,"end":525.895,"sentiment":"neutral","sentiment_score":-0.023778390139341354}],"sentiment":"neutral","sentiment_score":-0.009660041530526454,"channel":1,"num_words":31,"start":518.755,"end":525.895},{"sentences":[{"text":"Okay.","start":525.505,"end":525.90497,"sentiment":"neutral","sentiment_score":0.01949811354279518},{"text":"Okay.","start":525.90497,"end":526.305,"sentiment":"neutral","sentiment_score":0.024229321628808975},{"text":"Okay.","start":526.305,"end":526.805,"sentiment":"neutral","sentiment_score":0.03057263232767582},{"text":"It's always","start":526.865,"end":527.26495,"sentiment":"neutral","sentiment_score":0.03646961413323879}],"sentiment":"neutral","sentiment_score":0.029447859153151512,"channel":0,"num_words":5,"start":525.505,"end":527.26495},{"sentences":[{"text":"Yeah.","start":527.2,"end":527.7,"sentiment":"neutral","sentiment_score":0.02243715338408947}],"sentiment":"neutral","sentiment_score":0.02243715338408947,"channel":1,"num_words":1,"start":527.2,"end":527.7},{"sentences":[{"text":"better to be safe, though, than having a look at it then.","start":527.26495,"end":530.225,"sentiment":"neutral","sentiment_score":0.0015578291689356167},{"text":"But otherwise,","start":530.225,"end":530.865,"sentiment":"neutral","sentiment_score":-0.01159568503499031}],"sentiment":"neutral","sentiment_score":-0.0003212442887680871,"channel":0,"num_words":14,"start":527.26495,"end":530.865},{"sentences":[{"text":"That's it.","start":530.4,"end":531.22003,"sentiment":"neutral","sentiment_score":-0.00974250864237547}],"sentiment":"neutral","sentiment_score":-0.00974250864237547,"channel":1,"num_words":2,"start":530.4,"end":531.22003},{"sentences":[{"text":"you're kind of working and, like, feel okay otherwise.","start":530.865,"end":533.925,"sentiment":"neutral","sentiment_score":0.07091101590130064}],"sentiment":"neutral","sentiment_score":0.07091101590130064,"channel":0,"num_words":9,"start":530.865,"end":533.925},{"sentences":[{"text":"Yeah.","start":534.0,"end":534.48,"sentiment":"neutral","sentiment_score":0.06891937553882599},{"text":"Yeah.","start":534.48,"end":534.72003,"sentiment":"neutral","sentiment_score":0.08061571419239044},{"text":"I'm","start":534.72003,"end":534.88,"sentiment":"neutral","sentiment_score":0.0935928151011467}],"sentiment":"neutral","sentiment_score":0.08104263494412105,"channel":1,"num_words":3,"start":534.0,"end":534.88},{"sentences":[{"text":"Yep.","start":534.77,"end":535.25,"sentiment":"neutral","sentiment_score":0.10953909158706664}],"sentiment":"neutral","sentiment_score":0.10953909158706664,"channel":0,"num_words":1,"start":534.77,"end":535.25},{"sentences":[{"text":"fine.","start":534.88,"end":535.28,"sentiment":"neutral","sentiment_score":0.14573213458061218}],"sentiment":"neutral","sentiment_score":0.14573213458061218,"channel":1,"num_words":1,"start":534.88,"end":535.28},{"sentences":[{"text":"Okay.","start":535.25,"end":535.73004,"sentiment":"neutral","sentiment_score":0.07940182089805603}],"sentiment":"neutral","sentiment_score":0.07940182089805603,"channel":0,"num_words":1,"start":535.25,"end":535.73004},{"sentences":[{"text":"Yeah.","start":535.28,"end":535.78,"sentiment":"neutral","sentiment_score":0.08210423588752747}],"sentiment":"neutral","sentiment_score":0.08210423588752747,"channel":1,"num_words":1,"start":535.28,"end":535.78},{"sentences":[{"text":"Okay.","start":535.73004,"end":535.97003,"sentiment":"neutral","sentiment_score":0.13661956787109375},{"text":"Good.","start":535.97003,"end":536.37,"sentiment":"neutral","sentiment_score":0.2297782599925995},{"text":"No.","start":536.37,"end":536.53,"sentiment":"neutral","sentiment_score":0.010137137025594711},{"text":"It is good to get a check, though.","start":536.53,"end":538.07,"sentiment":"neutral","sentiment_score":0.09439278347417712},{"text":"Otherwise, when it comes to estate planning, do you have a will in place at all?","start":539.33,"end":543.59,"sentiment":"neutral","sentiment_score":-0.01847431529313326}],"sentiment":"neutral","sentiment_score":0.030966229184910102,"channel":0,"num_words":27,"start":535.73004,"end":543.59},{"sentences":[{"text":"We don't.","start":544.24506,"end":544.905,"sentiment":"neutral","sentiment_score":-0.09536656364798546}],"sentiment":"neutral","sentiment_score":-0.09536656364798546,"channel":1,"num_words":2,"start":544.24506,"end":544.905},{"sentences":[{"text":"No.","start":545.49,"end":545.99,"sentiment":"neutral","sentiment_score":-0.06189911440014839},{"text":"Okay.","start":546.13,"end":546.63,"sentiment":"neutral","sentiment_score":-0.023576628416776657},{"text":"Do you have anyone who makes any financial decisions for you?","start":546.69,"end":549.75,"sentiment":"neutral","sentiment_score":-0.018954971127889374}],"sentiment":"neutral","sentiment_score":-0.022613878863362167,"channel":0,"num_words":13,"start":545.49,"end":549.75},{"sentences":[{"text":"No.","start":550.885,"end":551.385,"sentiment":"neutral","sentiment_score":-0.05535947531461716}],"sentiment":"neutral","sentiment_score":-0.05535947531461716,"channel":1,"num_words":1,"start":550.885,"end":551.385},{"sentences":[{"text":"No.","start":551.71497,"end":551.95496,"sentiment":"neutral","sentiment_score":-0.03925301507115364},{"text":"Pat.","start":551.95496,"end":552.45496,"sentiment":"neutral","sentiment_score":-0.024859212338924408}],"sentiment":"neutral","sentiment_score":-0.032056113705039024,"channel":0,"num_words":2,"start":551.71497,"end":552.45496},{"sentences":[{"text":"My partner does, but yeah.","start":552.61,"end":554.61,"sentiment":"neutral","sentiment_score":-0.019025642424821854},{"text":"That's","start":554.61,"end":554.93,"sentiment":"neutral","sentiment_score":0.018370825797319412}],"sentiment":"neutral","sentiment_score":-0.012792897721131643,"channel":1,"num_words":6,"start":552.61,"end":554.93},{"sentences":[{"text":"Yeah.","start":554.75494,"end":554.915,"sentiment":"neutral","sentiment_score":0.04362248629331589},{"text":"Yeah.","start":554.915,"end":555.07495,"sentiment":"neutral","sentiment_score":0.1183762103319168},{"text":"That's","start":555.07495,"end":555.39496,"sentiment":"neutral","sentiment_score":0.2699035406112671}],"sentiment":"neutral","sentiment_score":0.1439674124121666,"channel":0,"num_words":3,"start":554.75494,"end":555.39496},{"sentences":[{"text":"yeah.","start":555.17,"end":555.67,"sentiment":"neutral","sentiment_score":0.2760007977485657}],"sentiment":"neutral","sentiment_score":0.2760007977485657,"channel":1,"num_words":1,"start":555.17,"end":555.67},{"sentences":[{"text":"all good.","start":555.39496,"end":556.13495,"sentiment":"positive","sentiment_score":0.41763395071029663},{"text":"And, obviously, if anything were to happen to you, I have your nomination as Kelly to obviously receive everything if something would happen.","start":557.795,"end":565.39,"sentiment":"neutral","sentiment_score":0.17855790484210718},{"text":"Are you happy with","start":565.39,"end":566.19,"sentiment":"neutral","sentiment_score":0.0996695663779974}],"sentiment":"neutral","sentiment_score":0.18416475787244993,"channel":0,"num_words":29,"start":555.39496,"end":566.19},{"sentences":[{"text":"That's","start":566.175,"end":566.41504,"sentiment":"neutral","sentiment_score":0.08793600648641586}],"sentiment":"neutral","sentiment_score":0.08793600648641586,"channel":1,"num_words":1,"start":566.175,"end":566.41504},{"sentences":[{"text":"that?","start":566.19,"end":566.69,"sentiment":"neutral","sentiment_score":0.12163321673870088}],"sentiment":"neutral","sentiment_score":0.12163321673870088,"channel":0,"num_words":1,"start":566.19,"end":566.69},{"sentences":[{"text":"correct.","start":566.41504,"end":566.91504,"sentiment":"neutral","sentiment_score":0.11176645755767822},{"text":"Yep.","start":566.97504,"end":567.47504,"sentiment":"neutral","sentiment_score":0.1606442630290985}],"sentiment":"neutral","sentiment_score":0.13620536029338837,"channel":1,"num_words":2,"start":566.41504,"end":567.47504},{"sentences":[{"text":"Yeah.","start":567.31,"end":567.63,"sentiment":"neutral","sentiment_score":0.3249344229698181},{"text":"Beautiful.","start":567.63,"end":568.13,"sentiment":"positive","sentiment_score":0.49158158898353577},{"text":"Otherwise, I guess when it comes to goals, the stuff that you are working towards in the next couple of years, I have here that last time we spoke to you, you were hoping to buy a new car, which you obviously did, so that's great.","start":568.99,"end":580.45,"sentiment":"neutral","sentiment_score":0.2782409359579501}],"sentiment":"neutral","sentiment_score":0.28365831387539703,"channel":0,"num_words":48,"start":567.31,"end":580.45},{"sentences":[{"text":"Yep.","start":581.3,"end":581.8,"sentiment":"neutral","sentiment_score":0.09375160932540894}],"sentiment":"neutral","sentiment_score":0.09375160932540894,"channel":1,"num_words":1,"start":581.3,"end":581.8},{"sentences":[{"text":"Otherwise, it was just to focus on paying down the mortgage.","start":581.635,"end":584.695,"sentiment":"neutral","sentiment_score":0.05473054776137525},{"text":"What would","start":585.315,"end":585.715,"sentiment":"neutral","sentiment_score":0.017409631982445717}],"sentiment":"neutral","sentiment_score":0.04898886841077071,"channel":0,"num_words":13,"start":581.635,"end":585.715},{"sentences":[{"text":"That's","start":585.54,"end":585.86,"sentiment":"neutral","sentiment_score":0.053425081074237823}],"sentiment":"neutral","sentiment_score":0.053425081074237823,"channel":1,"num_words":1,"start":585.54,"end":585.86},{"sentences":[{"text":"you","start":585.715,"end":585.875,"sentiment":"neutral","sentiment_score":0.05980835109949112}],"sentiment":"neutral","sentiment_score":0.05980835109949112,"channel":0,"num_words":1,"start":585.715,"end":585.875},{"sentences":[{"text":"correct.","start":585.86,"end":586.36,"sentiment":"neutral","sentiment_score":0.06633173674345016}],"sentiment":"neutral","sentiment_score":0.06633173674345016,"channel":1,"num_words":1,"start":585.86,"end":586.36},{"sentences":[{"text":"say that's kind of so paying off the mortgage is your kind of main priority?","start":585.875,"end":590.29504,"sentiment":"neutral","sentiment_score":0.10339441945155461}],"sentiment":"neutral","sentiment_score":0.10339441945155461,"channel":0,"num_words":15,"start":585.875,"end":590.29504},{"sentences":[{"text":"That's my main priority, but not necessarily my partner's.","start":591.455,"end":594.355,"sentiment":"positive","sentiment_score":0.3388526389996211}],"sentiment":"positive","sentiment_score":0.3388526389996211,"channel":1,"num_words":9,"start":591.455,"end":594.355},{"sentences":[{"text":"But for you, it's your goals anyway.","start":595.33,"end":597.51,"sentiment":"positive","sentiment_score":0.42163518922669546},{"text":"And is there anything else, like, that you guys are working towards that you are wanting to achieve otherwise?","start":599.81006,"end":604.95,"sentiment":"neutral","sentiment_score":0.28944220982099833}],"sentiment":"neutral","sentiment_score":0.3250326273533014,"channel":0,"num_words":26,"start":595.33,"end":604.95},{"sentences":[{"text":"Oh, no.","start":609.99,"end":610.38995,"sentiment":"neutral","sentiment_score":-0.05708102136850357},{"text":"Not really.","start":610.38995,"end":611.02997,"sentiment":"neutral","sentiment_score":-0.09026636183261871},{"text":"We we","start":611.02997,"end":611.50995,"sentiment":"neutral","sentiment_score":-0.06647682562470436}],"sentiment":"neutral","sentiment_score":-0.07127473627527554,"channel":1,"num_words":6,"start":609.99,"end":611.50995},{"sentences":[{"text":"No?","start":611.435,"end":611.935,"sentiment":"neutral","sentiment_score":-0.098136305809021}],"sentiment":"neutral","sentiment_score":-0.098136305809021,"channel":0,"num_words":1,"start":611.435,"end":611.935},{"sentences":[{"text":"not really.","start":612.47,"end":613.02997,"sentiment":"neutral","sentiment_score":-0.13149821013212204},{"text":"No.","start":613.02997,"end":613.26996,"sentiment":"neutral","sentiment_score":-0.12743858993053436},{"text":"We're we're about","start":613.26996,"end":613.91,"sentiment":"neutral","sentiment_score":-0.05755969136953354}],"sentiment":"neutral","sentiment_score":-0.09385234738389651,"channel":1,"num_words":6,"start":612.47,"end":613.91},{"sentences":[{"text":"No.","start":613.755,"end":614.255,"sentiment":"neutral","sentiment_score":-0.12747138738632202}],"sentiment":"neutral","sentiment_score":-0.12747138738632202,"channel":0,"num_words":1,"start":613.755,"end":614.255},{"sentences":[{"text":"to extend the patio and stuff like that, but that's all just part and parcel.","start":613.91,"end":617.19,"sentiment":"neutral","sentiment_score":-0.08411102344592412},{"text":"You know what I mean?","start":617.19,"end":618.17,"sentiment":"neutral","sentiment_score":-0.01915222071111202}],"sentiment":"neutral","sentiment_score":-0.0678713227622211,"channel":1,"num_words":20,"start":613.91,"end":618.17},{"sentences":[{"text":"Yeah.","start":618.33,"end":618.65,"sentiment":"neutral","sentiment_score":0.0435170903801918}],"sentiment":"neutral","sentiment_score":0.0435170903801918,"channel":0,"num_words":1,"start":618.33,"end":618.65},{"sentences":[{"text":"We do","start":618.47,"end":618.94995,"sentiment":"neutral","sentiment_score":0.05585341341793537}],"sentiment":"neutral","sentiment_score":0.05585341341793537,"channel":1,"num_words":2,"start":618.47,"end":618.94995},{"sentences":[{"text":"Just yep.","start":618.65,"end":619.55,"sentiment":"neutral","sentiment_score":0.05484233610332012}],"sentiment":"neutral","sentiment_score":0.05484233610332012,"channel":0,"num_words":2,"start":618.65,"end":619.55},{"sentences":[{"text":"we go","start":619.19,"end":619.75,"sentiment":"neutral","sentiment_score":0.06436458602547646}],"sentiment":"neutral","sentiment_score":0.06436458602547646,"channel":1,"num_words":2,"start":619.19,"end":619.75},{"sentences":[{"text":"Just","start":619.69,"end":619.93,"sentiment":"neutral","sentiment_score":0.04030605033040047}],"sentiment":"neutral","sentiment_score":0.04030605033040047,"channel":0,"num_words":1,"start":619.69,"end":619.93},{"sentences":[{"text":"through","start":619.75,"end":619.99,"sentiment":"neutral","sentiment_score":0.06670738756656647}],"sentiment":"neutral","sentiment_score":0.06670738756656647,"channel":1,"num_words":1,"start":619.75,"end":619.99},{"sentences":[{"text":"do","start":619.93,"end":620.08997,"sentiment":"neutral","sentiment_score":0.06534247100353241}],"sentiment":"neutral","sentiment_score":0.06534247100353241,"channel":0,"num_words":1,"start":619.93,"end":620.08997},{"sentences":[{"text":"these","start":619.99,"end":620.14996,"sentiment":"neutral","sentiment_score":0.07501272857189178}],"sentiment":"neutral","sentiment_score":0.07501272857189178,"channel":1,"num_words":1,"start":619.99,"end":620.14996},{"sentences":[{"text":"some","start":620.08997,"end":620.25,"sentiment":"neutral","sentiment_score":0.05835981294512749}],"sentiment":"neutral","sentiment_score":0.05835981294512749,"channel":0,"num_words":1,"start":620.08997,"end":620.25},{"sentences":[{"text":"little","start":620.14996,"end":620.47,"sentiment":"neutral","sentiment_score":0.07578065991401672}],"sentiment":"neutral","sentiment_score":0.07578065991401672,"channel":1,"num_words":1,"start":620.14996,"end":620.47},{"sentences":[{"text":"house.","start":620.25,"end":620.75,"sentiment":"neutral","sentiment_score":0.04919713735580444}],"sentiment":"neutral","sentiment_score":0.04919713735580444,"channel":0,"num_words":1,"start":620.25,"end":620.75},{"sentences":[{"text":"phases, barely.","start":620.47,"end":621.37,"sentiment":"neutral","sentiment_score":0.02171510923653841},{"text":"Wanna","start":621.705,"end":621.945,"sentiment":"neutral","sentiment_score":0.043851714581251144}],"sentiment":"neutral","sentiment_score":0.02909397768477599,"channel":1,"num_words":3,"start":620.47,"end":621.945},{"sentences":[{"text":"Yeah.","start":621.93,"end":622.41,"sentiment":"neutral","sentiment_score":0.041647084057331085}],"sentiment":"neutral","sentiment_score":0.041647084057331085,"channel":0,"num_words":1,"start":621.93,"end":622.41},{"sentences":[{"text":"add","start":621.945,"end":622.445,"sentiment":"neutral","sentiment_score":0.0510270819067955}],"sentiment":"neutral","sentiment_score":0.0510270819067955,"channel":1,"num_words":1,"start":621.945,"end":622.445},{"sentences":[{"text":"House.","start":622.41,"end":622.91,"sentiment":"neutral","sentiment_score":0.032127343118190765}],"sentiment":"neutral","sentiment_score":0.032127343118190765,"channel":0,"num_words":1,"start":622.41,"end":622.91},{"sentences":[{"text":"stuff","start":623.145,"end":623.645,"sentiment":"neutral","sentiment_score":0.04027124121785164}],"sentiment":"neutral","sentiment_score":0.04027124121785164,"channel":1,"num_words":1,"start":623.145,"end":623.645},{"sentences":[{"text":"Yeah.","start":623.37,"end":623.77,"sentiment":"neutral","sentiment_score":0.07663878798484802},{"text":"I might increase","start":623.77,"end":624.65,"sentiment":"neutral","sentiment_score":0.12949032336473465}],"sentiment":"neutral","sentiment_score":0.11627743951976299,"channel":0,"num_words":4,"start":623.37,"end":624.65},{"sentences":[{"text":"to","start":624.34503,"end":624.84503,"sentiment":"neutral","sentiment_score":0.17819690704345703}],"sentiment":"neutral","sentiment_score":0.17819690704345703,"channel":1,"num_words":1,"start":624.34503,"end":624.84503},{"sentences":[{"text":"the value a little bit more","start":624.65,"end":625.61,"sentiment":"neutral","sentiment_score":0.13477122286955515}],"sentiment":"neutral","sentiment_score":0.13477122286955515,"channel":0,"num_words":6,"start":624.65,"end":625.61},{"sentences":[{"text":"it.","start":625.54504,"end":626.04504,"sentiment":"neutral","sentiment_score":0.12217612564563753}],"sentiment":"neutral","sentiment_score":0.12217612564563753,"channel":1,"num_words":1,"start":625.54504,"end":626.04504},{"sentences":[{"text":"in the house group.","start":625.61,"end":626.58997,"sentiment":"neutral","sentiment_score":0.07376414351165295}],"sentiment":"neutral","sentiment_score":0.07376414351165295,"channel":0,"num_words":4,"start":625.61,"end":626.58997},{"sentences":[{"text":"That's right.","start":626.74506,"end":627.385,"sentiment":"neutral","sentiment_score":0.29782891273498535},{"text":"Yeah.","start":627.385,"end":627.885,"sentiment":"neutral","sentiment_score":0.3035253882408142}],"sentiment":"neutral","sentiment_score":0.29972773790359497,"channel":1,"num_words":3,"start":626.74506,"end":627.885},{"sentences":[{"text":"And when it comes to superannuation, I have here that, ideally, you would love to access super at the age of 60.","start":628.97,"end":636.005,"sentiment":"positive","sentiment_score":0.3896099809895862},{"text":"And you wanted in terms of an income drawing from super when you retire, aiming for about the same as you what you are on now.","start":637.26495,"end":645.7,"sentiment":"positive","sentiment_score":0.35561882761808544},{"text":"Is that still kind of the goal for you?","start":646.16,"end":648.66,"sentiment":"neutral","sentiment_score":0.3123791714509328}],"sentiment":"positive","sentiment_score":0.3619109060157809,"channel":0,"num_words":57,"start":628.97,"end":648.66},{"sentences":[{"text":"Yeah.","start":648.94,"end":649.26,"sentiment":"neutral","sentiment_score":0.18664687871932983},{"text":"Yep.","start":649.26,"end":649.58,"sentiment":"neutral","sentiment_score":0.19085094332695007},{"text":"Yep.","start":649.58,"end":650.08,"sentiment":"neutral","sentiment_score":0.1891314834356308}],"sentiment":"neutral","sentiment_score":0.1888764351606369,"channel":1,"num_words":3,"start":648.94,"end":650.08},{"sentences":[{"text":"Yep.","start":650.24,"end":650.72,"sentiment":"neutral","sentiment_score":0.24950328469276428},{"text":"Okay.","start":650.72,"end":651.22,"sentiment":"positive","sentiment_score":0.5022609233856201},{"text":"Perfect.","start":651.27997,"end":651.77997,"sentiment":"positive","sentiment_score":0.6365705728530884},{"text":"Now the next thing I do wanna quickly run through, it is just a bit of an updated risk profile questionnaire.","start":653.27997,"end":658.54504,"sentiment":"neutral","sentiment_score":0.21385069297892706},{"text":"I was trying to make it quick for you because I know you're sitting in the car.","start":658.54504,"end":661.205,"sentiment":"neutral","sentiment_score":0.19072724046076045}],"sentiment":"neutral","sentiment_score":0.22247713222736265,"channel":0,"num_words":41,"start":650.24,"end":661.205},{"sentences":[{"text":"It's just multiple choice.","start":661.66504,"end":663.025,"sentiment":"neutral","sentiment_score":0.0556936701759696},{"text":"No right or wrong answers.","start":663.025,"end":664.325,"sentiment":"neutral","sentiment_score":-0.07994282990694046},{"text":"Whatever you feel is the most appropriate for you, and that is just to see if we need to make any changes to your risk profile.","start":664.385,"end":670.085,"sentiment":"neutral","sentiment_score":0.13391289487481117},{"text":"So think of these in regards to your superannuation as well.","start":671.13,"end":674.91,"sentiment":"neutral","sentiment_score":0.11890956894917921}],"sentiment":"neutral","sentiment_score":0.10027828383380952,"channel":0,"num_words":46,"start":661.66504,"end":674.91},{"sentences":[{"text":"Mhmm.","start":675.77,"end":676.27,"sentiment":"neutral","sentiment_score":0.019487980753183365}],"sentiment":"neutral","sentiment_score":0.019487980753183365,"channel":1,"num_words":1,"start":675.77,"end":676.27},{"sentences":[{"text":"So have you ever bought direct share","start":676.32996,"end":678.35,"sentiment":"neutral","sentiment_score":0.011239832267165184}],"sentiment":"neutral","sentiment_score":0.011239832267165184,"channel":0,"num_words":7,"start":676.32996,"end":678.35},{"sentences":[{"text":"Have","start":680.355,"end":680.595,"sentiment":"neutral","sentiment_score":0.0025527216494083405}],"sentiment":"neutral","sentiment_score":0.0025527216494083405,"channel":1,"num_words":1,"start":680.355,"end":680.595},{"sentences":[{"text":"yourself?","start":680.41,"end":680.91,"sentiment":"neutral","sentiment_score":0.010290308855473995}],"sentiment":"neutral","sentiment_score":0.010290308855473995,"channel":0,"num_words":1,"start":680.41,"end":680.91},{"sentences":[{"text":"I bought a what?","start":680.595,"end":681.575,"sentiment":"neutral","sentiment_score":0.003586771432310343}],"sentiment":"neutral","sentiment_score":0.003586771432310343,"channel":1,"num_words":4,"start":680.595,"end":681.575},{"sentences":[{"text":"Direct shares","start":682.01,"end":682.73,"sentiment":"neutral","sentiment_score":0.0005035251379013062}],"sentiment":"neutral","sentiment_score":0.0005035251379013062,"channel":0,"num_words":2,"start":682.01,"end":682.73},{"sentences":[{"text":"What?","start":682.355,"end":682.855,"sentiment":"neutral","sentiment_score":-0.010703571140766144}],"sentiment":"neutral","sentiment_score":-0.010703571140766144,"channel":1,"num_words":1,"start":682.355,"end":682.855},{"sentences":[{"text":"like stocks on the stock market?","start":682.73,"end":684.26996,"sentiment":"neutral","sentiment_score":-0.017352365888655186}],"sentiment":"neutral","sentiment_score":-0.017352365888655186,"channel":0,"num_words":6,"start":682.73,"end":684.26996},{"sentences":[{"text":"Oh, no.","start":684.755,"end":685.235,"sentiment":"neutral","sentiment_score":-0.07367755845189095},{"text":"No.","start":685.235,"end":685.735,"sentiment":"neutral","sentiment_score":-0.10107846558094025}],"sentiment":"neutral","sentiment_score":-0.08281119416157405,"channel":1,"num_words":3,"start":684.755,"end":685.735},{"sentences":[{"text":"No.","start":686.055,"end":686.455,"sentiment":"neutral","sentiment_score":-0.10722432285547256},{"text":"No problem.","start":686.455,"end":687.515,"sentiment":"neutral","sentiment_score":-0.07832051441073418},{"text":"Next is in regards to inflation.","start":688.615,"end":690.955,"sentiment":"neutral","sentiment_score":-0.08078558122118314},{"text":"So inflation means that things are getting more expensive over time, making your money worth less, and everything is costing a little bit more.","start":691.575,"end":698.82,"sentiment":"neutral","sentiment_score":-0.1417111794774731},{"text":"Now how much of a risk are you willing to take in order to kinda keep up with your rising prices?","start":699.78,"end":705.48,"sentiment":"neutral","sentiment_score":-0.08919671266561463}],"sentiment":"neutral","sentiment_score":-0.11153292800817224,"channel":0,"num_words":54,"start":686.055,"end":705.48},{"sentences":[{"text":"Or would you say very high risk, just high, moderate, or a small amount of risk for your super?","start":706.18,"end":713.0,"sentiment":"neutral","sentiment_score":-0.08101896824021089}],"sentiment":"neutral","sentiment_score":-0.08101896824021089,"channel":0,"num_words":19,"start":706.18,"end":713.0},{"sentences":[{"text":"Is this?","start":714.745,"end":715.485,"sentiment":"neutral","sentiment_score":-0.0329808983951807},{"text":"Like so how I would invest my super is","start":716.95996,"end":720.87994,"sentiment":"neutral","sentiment_score":0.03908150022228559}],"sentiment":"neutral","sentiment_score":0.02597924592820081,"channel":1,"num_words":11,"start":714.745,"end":720.87994},{"sentences":[{"text":"This is more so just to gauge your behavior around it.","start":722.075,"end":726.015,"sentiment":"neutral","sentiment_score":0.01386082578789104},{"text":"Now, obviously, it's sometimes a bit tricky because some some investments, it depends what it is and stuff, but it's more so for me to gauge how like, your behavior around the investment and how you feel about the investment.","start":726.22,"end":738.24,"sentiment":"neutral","sentiment_score":-0.050594381522387266},{"text":"So, like, overall, would you say for your super that you would be willing to accept you a bit more of, like, those high risks having more in, like, your growth assets, so the ones that fluctuate a little bit more in order to grow it long term?","start":739.275,"end":752.655,"sentiment":"neutral","sentiment_score":-0.0277379429511105},{"text":"Do you want a little bit more towards defensive or somewhere, like, in the middle?","start":752.86,"end":757.76,"sentiment":"neutral","sentiment_score":-0.05371243829528491}],"sentiment":"neutral","sentiment_score":-0.03516152643255497,"channel":0,"num_words":114,"start":722.075,"end":757.76},{"sentences":[{"text":"I'm happy with the high risk at the moment.","start":758.455,"end":760.715,"sentiment":"neutral","sentiment_score":-0.04636463440126843}],"sentiment":"neutral","sentiment_score":-0.04636463440126843,"channel":1,"num_words":9,"start":758.455,"end":760.715},{"sentences":[{"text":"High","start":760.7,"end":760.94,"sentiment":"neutral","sentiment_score":-0.051142554730176926}],"sentiment":"neutral","sentiment_score":-0.051142554730176926,"channel":0,"num_words":1,"start":760.7,"end":760.94},{"sentences":[{"text":"Yep.","start":760.85504,"end":761.35504,"sentiment":"neutral","sentiment_score":-0.0223664790391922}],"sentiment":"neutral","sentiment_score":-0.0223664790391922,"channel":1,"num_words":1,"start":760.85504,"end":761.35504},{"sentences":[{"text":"risk.","start":760.94,"end":761.26,"sentiment":"neutral","sentiment_score":-0.039046160876750946},{"text":"Okay.","start":761.26,"end":761.58,"sentiment":"neutral","sentiment_score":0.11103877425193788},{"text":"Perfect.","start":761.58,"end":761.98004,"sentiment":"positive","sentiment_score":0.34359219670295715}],"sentiment":"neutral","sentiment_score":0.13852827002604803,"channel":0,"num_words":3,"start":760.94,"end":761.98004},{"sentences":[{"text":"Yep.","start":761.97504,"end":762.47504,"sentiment":"neutral","sentiment_score":0.21243858337402344}],"sentiment":"neutral","sentiment_score":0.21243858337402344,"channel":1,"num_words":1,"start":761.97504,"end":762.47504},{"sentences":[{"text":"So not super high, but a little bit more than moderate.","start":761.98004,"end":764.48004,"sentiment":"neutral","sentiment_score":0.08061911775307222}],"sentiment":"neutral","sentiment_score":0.08061911775307222,"channel":0,"num_words":11,"start":761.98004,"end":764.48004},{"sentences":[{"text":"Exactly.","start":764.935,"end":765.435,"sentiment":"neutral","sentiment_score":0.10491526126861572},{"text":"So the same","start":765.495,"end":766.135,"sentiment":"neutral","sentiment_score":0.09826912482579549}],"sentiment":"neutral","sentiment_score":0.09993065893650055,"channel":1,"num_words":4,"start":764.935,"end":766.135},{"sentences":[{"text":"Yep.","start":766.075,"end":766.575,"sentiment":"neutral","sentiment_score":0.0883907601237297}],"sentiment":"neutral","sentiment_score":0.0883907601237297,"channel":0,"num_words":1,"start":766.075,"end":766.575},{"sentences":[{"text":"as last twelve months.","start":766.135,"end":767.175,"sentiment":"neutral","sentiment_score":0.09771441482007504},{"text":"Yep.","start":767.175,"end":767.495,"sentiment":"neutral","sentiment_score":0.0875987634062767},{"text":"Yep.","start":767.495,"end":767.995,"sentiment":"neutral","sentiment_score":0.09822183847427368}],"sentiment":"neutral","sentiment_score":0.09611304352680843,"channel":1,"num_words":6,"start":766.135,"end":767.995},{"sentences":[{"text":"Yes.","start":767.91504,"end":768.395,"sentiment":"neutral","sentiment_score":0.14012739062309265},{"text":"Okay.","start":768.395,"end":768.79504,"sentiment":"neutral","sentiment_score":0.21466240286827087},{"text":"Perfect.","start":768.79504,"end":769.29504,"sentiment":"neutral","sentiment_score":0.3268970847129822}],"sentiment":"neutral","sentiment_score":0.22722895940144858,"channel":0,"num_words":3,"start":767.91504,"end":769.29504},{"sentences":[{"text":"Yep.","start":768.85504,"end":769.35504,"sentiment":"neutral","sentiment_score":0.13164910674095154}],"sentiment":"neutral","sentiment_score":0.13164910674095154,"channel":1,"num_words":1,"start":768.85504,"end":769.35504},{"sentences":[{"text":"And fluctuation wise volatility, if you ever notice like, if you place an investment and after six months, it went down by 20% due to general trends in the market.","start":770.635,"end":783.27997,"sentiment":"neutral","sentiment_score":-0.056428149715065955},{"text":"So not like one particular investment that's gone bad, just typical trends in the market, what's happened.","start":783.27997,"end":788.74,"sentiment":"neutral","sentiment_score":-0.1663580777890542},{"text":"Would you say that you would if you had the option to do so, take advantage of that by thinking that now is potentially a good time to invest a little bit more.","start":789.36,"end":796.935,"sentiment":"neutral","sentiment_score":0.028923675869450424},{"text":"Would you hold and wait to see what happens, or would you want to sell and move through a bit more of a secure asset?","start":797.315,"end":803.975,"sentiment":"neutral","sentiment_score":-0.07649398416280746},{"text":"But that means you are then selling when the prices have dropped.","start":804.22,"end":806.96,"sentiment":"neutral","sentiment_score":-0.1252705349276463}],"sentiment":"neutral","sentiment_score":-0.05967561139637589,"channel":0,"num_words":117,"start":770.635,"end":806.96},{"sentences":[{"text":"I.","start":809.39,"end":809.89,"sentiment":"neutral","sentiment_score":0.0207824744284153}],"sentiment":"neutral","sentiment_score":0.0207824744284153,"channel":1,"num_words":1,"start":809.39,"end":809.89},{"sentences":[{"text":"Right.","start":810.3,"end":810.77997,"sentiment":"neutral","sentiment_score":0.0839424580335617}],"sentiment":"neutral","sentiment_score":0.0839424580335617,"channel":0,"num_words":1,"start":810.3,"end":810.77997},{"sentences":[{"text":"The first","start":810.51,"end":810.99005,"sentiment":"neutral","sentiment_score":0.12232350930571557}],"sentiment":"neutral","sentiment_score":0.12232350930571557,"channel":1,"num_words":2,"start":810.51,"end":810.99005},{"sentences":[{"text":"Perfect.","start":810.77997,"end":811.27997,"sentiment":"neutral","sentiment_score":0.21311715245246887}],"sentiment":"neutral","sentiment_score":0.21311715245246887,"channel":0,"num_words":1,"start":810.77997,"end":811.27997},{"sentences":[{"text":"one.","start":810.99005,"end":811.49005,"sentiment":"neutral","sentiment_score":0.17943567037582395},{"text":"Yes.","start":811.55005,"end":812.05005,"sentiment":"neutral","sentiment_score":0.16314804553985596}],"sentiment":"neutral","sentiment_score":0.17129185795783997,"channel":1,"num_words":2,"start":810.99005,"end":812.05005},{"sentences":[{"text":"Yep.","start":811.58,"end":811.98,"sentiment":"neutral","sentiment_score":0.13611048460006714},{"text":"And would you say that you would invest heavily or just modestly?","start":811.98,"end":815.52,"sentiment":"neutral","sentiment_score":0.08324146953721841}],"sentiment":"neutral","sentiment_score":0.08730831684974524,"channel":0,"num_words":13,"start":811.58,"end":815.52},{"sentences":[{"text":"I'm not sure.","start":820.205,"end":821.18506,"sentiment":"neutral","sentiment_score":-0.06848755230506261},{"text":"If it's an if it's an opportunistic thing, I'd invest heavily.","start":821.405,"end":825.18506,"sentiment":"neutral","sentiment_score":-0.008427932392805815}],"sentiment":"neutral","sentiment_score":-0.02129785094543227,"channel":1,"num_words":14,"start":820.205,"end":825.18506},{"sentences":[{"text":"Yep.","start":825.675,"end":826.075,"sentiment":"neutral","sentiment_score":0.06975987553596497},{"text":"Okay.","start":826.075,"end":826.575,"sentiment":"neutral","sentiment_score":0.08664587140083313}],"sentiment":"neutral","sentiment_score":0.07820287346839905,"channel":0,"num_words":2,"start":825.675,"end":826.575},{"sentences":[{"text":"Like it","start":826.125,"end":826.445,"sentiment":"neutral","sentiment_score":0.11955125629901886}],"sentiment":"neutral","sentiment_score":0.11955125629901886,"channel":1,"num_words":2,"start":826.125,"end":826.445},{"sentences":[{"text":"Perfect.","start":826.635,"end":827.135,"sentiment":"neutral","sentiment_score":0.1992917358875275}],"sentiment":"neutral","sentiment_score":0.1992917358875275,"channel":0,"num_words":1,"start":826.635,"end":827.135},{"sentences":[{"text":"yeah.","start":826.68506,"end":827.005,"sentiment":"neutral","sentiment_score":0.14277102053165436},{"text":"Yeah.","start":827.005,"end":827.505,"sentiment":"neutral","sentiment_score":0.14700257778167725}],"sentiment":"neutral","sentiment_score":0.1448867991566658,"channel":1,"num_words":2,"start":826.68506,"end":827.505},{"sentences":[{"text":"Yep.","start":827.515,"end":828.015,"sentiment":"neutral","sentiment_score":0.10424160957336426},{"text":"And next is in regards to fluctuations again.","start":829.86,"end":834.68,"sentiment":"neutral","sentiment_score":0.05753458198159933},{"text":"So if you ever noticed, obviously, superannuation or any other investment fluctuate or go down in value temporarily, would you say that you would feel optimistic about future potential opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start":834.9,"end":854.04504,"sentiment":"neutral","sentiment_score":0.09676867825063792}],"sentiment":"neutral","sentiment_score":0.0909875492161175,"channel":0,"num_words":53,"start":827.515,"end":854.04504},{"sentences":[{"text":"Well, concerned because you're losing money.","start":856.52,"end":858.36,"sentiment":"neutral","sentiment_score":-0.2697155028581619},{"text":"Right?","start":858.36,"end":858.86,"sentiment":"neutral","sentiment_score":-0.10853222012519836},{"text":"But","start":858.95996,"end":859.45996,"sentiment":"neutral","sentiment_score":-0.0600447952747345}],"sentiment":"neutral","sentiment_score":-0.22335875406861305,"channel":1,"num_words":8,"start":856.52,"end":859.45996},{"sentences":[{"text":"Yep.","start":859.07996,"end":859.57996,"sentiment":"neutral","sentiment_score":-0.0022663362324237823}],"sentiment":"neutral","sentiment_score":-0.0022663362324237823,"channel":0,"num_words":1,"start":859.07996,"end":859.57996},{"sentences":[{"text":"yeah.","start":859.8,"end":860.12,"sentiment":"neutral","sentiment_score":-0.010981584899127483},{"text":"But that's just the way it rolls.","start":860.12,"end":861.4,"sentiment":"neutral","sentiment_score":0.023351950304848806},{"text":"The entitlement goes up.","start":861.4,"end":862.86,"sentiment":"neutral","sentiment_score":0.021621200256049633}],"sentiment":"neutral","sentiment_score":0.01991390568825106,"channel":1,"num_words":12,"start":859.8,"end":862.86},{"sentences":[{"text":"Yes.","start":863.16,"end":863.66,"sentiment":"neutral","sentiment_score":0.09491071105003356}],"sentiment":"neutral","sentiment_score":0.09491071105003356,"channel":0,"num_words":1,"start":863.16,"end":863.66},{"sentences":[{"text":"So yeah.","start":863.32,"end":864.22003,"sentiment":"neutral","sentiment_score":0.1011841632425785}],"sentiment":"neutral","sentiment_score":0.1011841632425785,"channel":1,"num_words":2,"start":863.32,"end":864.22003},{"sentences":[{"text":"Yes.","start":864.12,"end":864.62,"sentiment":"neutral","sentiment_score":0.23455074429512024},{"text":"Perfect.","start":864.83997,"end":865.31995,"sentiment":"positive","sentiment_score":0.5132430791854858}],"sentiment":"positive","sentiment_score":0.37389691174030304,"channel":0,"num_words":2,"start":864.12,"end":865.31995},{"sentences":[{"text":"With","start":865.08,"end":865.4,"sentiment":"neutral","sentiment_score":0.104430191218853}],"sentiment":"neutral","sentiment_score":0.104430191218853,"channel":1,"num_words":1,"start":865.08,"end":865.4},{"sentences":[{"text":"So","start":865.31995,"end":865.43994,"sentiment":"neutral","sentiment_score":0.051911577582359314}],"sentiment":"neutral","sentiment_score":0.051911577582359314,"channel":0,"num_words":1,"start":865.31995,"end":865.43994},{"sentences":[{"text":"inflation?","start":865.4,"end":865.9,"sentiment":"neutral","sentiment_score":0.09642957895994186}],"sentiment":"neutral","sentiment_score":0.09642957895994186,"channel":1,"num_words":1,"start":865.4,"end":865.9},{"sentences":[{"text":"I would be concerned, but also understand that that is also the nature of the market, essentially.","start":865.43994,"end":869.89996,"sentiment":"neutral","sentiment_score":-0.01806629613480147}],"sentiment":"neutral","sentiment_score":-0.01806629613480147,"channel":0,"num_words":17,"start":865.43994,"end":869.89996},{"sentences":[{"text":"Yeah.","start":870.17505,"end":870.67505,"sentiment":"neutral","sentiment_score":0.0570039376616478}],"sentiment":"neutral","sentiment_score":0.0570039376616478,"channel":1,"num_words":1,"start":870.17505,"end":870.67505},{"sentences":[{"text":"Yeah.","start":870.86505,"end":871.185,"sentiment":"neutral","sentiment_score":0.11493896692991255},{"text":"Perfect.","start":871.185,"end":871.685,"sentiment":"neutral","sentiment_score":0.27030840516090393},{"text":"And last one here is in regards to borrowing money.","start":871.98505,"end":874.705,"sentiment":"neutral","sentiment_score":0.04366976302117109},{"text":"So would you ever consider taking out a loan to invest in stocks or funds?","start":874.705,"end":879.445,"sentiment":"neutral","sentiment_score":0.011990094557404518}],"sentiment":"neutral","sentiment_score":0.03710357113568871,"channel":0,"num_words":27,"start":870.86505,"end":879.445},{"sentences":[{"text":"No.","start":880.255,"end":880.755,"sentiment":"neutral","sentiment_score":-0.05491600185632706}],"sentiment":"neutral","sentiment_score":-0.05491600185632706,"channel":1,"num_words":1,"start":880.255,"end":880.755},{"sentences":[{"text":"Would you ever consider taking out a loan to buy an investment property?","start":881.025,"end":884.24506,"sentiment":"neutral","sentiment_score":-0.04226113411669548}],"sentiment":"neutral","sentiment_score":-0.04226113411669548,"channel":0,"num_words":13,"start":881.025,"end":884.24506},{"sentences":[{"text":"No.","start":885.215,"end":885.69,"sentiment":"neutral","sentiment_score":-0.07587137818336487},{"text":"Yeah.","start":885.77,"end":886.27,"sentiment":"neutral","sentiment_score":-0.04562241584062576}],"sentiment":"neutral","sentiment_score":-0.060746897011995316,"channel":1,"num_words":2,"start":885.215,"end":886.27},{"sentences":[{"text":"No.","start":886.07,"end":886.39,"sentiment":"neutral","sentiment_score":-0.06855982542037964},{"text":"So just kinda for your own property like you have, essentially?","start":886.39,"end":889.20996,"sentiment":"neutral","sentiment_score":-0.02784807455133308},{"text":"Yeah.","start":890.63,"end":891.11,"sentiment":"neutral","sentiment_score":0.1287745237350464},{"text":"Perfect.","start":891.11,"end":891.61,"sentiment":"positive","sentiment_score":0.33734142780303955},{"text":"Now that tells me here that you have come out as a growth investor, which is the portfolio we currently have you invested in.","start":893.02997,"end":898.63,"sentiment":"neutral","sentiment_score":0.2323912208278974}],"sentiment":"neutral","sentiment_score":0.14917412120848894,"channel":0,"num_words":38,"start":886.07,"end":898.63},{"sentences":[{"text":"So that's good.","start":898.63,"end":899.61,"sentiment":"positive","sentiment_score":0.4557197093963623}],"sentiment":"positive","sentiment_score":0.4557197093963623,"channel":0,"num_words":3,"start":898.63,"end":899.61},{"sentences":[{"text":"Yep.","start":899.93,"end":900.41,"sentiment":"neutral","sentiment_score":0.21420317888259888}],"sentiment":"neutral","sentiment_score":0.21420317888259888,"channel":1,"num_words":1,"start":899.93,"end":900.41},{"sentences":[{"text":"Do","start":900.315,"end":900.555,"sentiment":"neutral","sentiment_score":0.20661893486976624}],"sentiment":"neutral","sentiment_score":0.20661893486976624,"channel":0,"num_words":1,"start":900.315,"end":900.555},{"sentences":[{"text":"Cool.","start":900.41,"end":900.91,"sentiment":"neutral","sentiment_score":0.2803717255592346}],"sentiment":"neutral","sentiment_score":0.2803717255592346,"channel":1,"num_words":1,"start":900.41,"end":900.91},{"sentences":[{"text":"you remember what it means to be an a growth investor at all?","start":900.555,"end":904.495,"sentiment":"neutral","sentiment_score":0.0806561579497961}],"sentiment":"neutral","sentiment_score":0.0806561579497961,"channel":0,"num_words":13,"start":900.555,"end":904.495},{"sentences":[{"text":"No.","start":905.945,"end":906.445,"sentiment":"neutral","sentiment_score":-0.08046890795230865}],"sentiment":"neutral","sentiment_score":-0.08046890795230865,"channel":1,"num_words":1,"start":905.945,"end":906.445},{"sentences":[{"text":"No.","start":907.35504,"end":907.85504,"sentiment":"neutral","sentiment_score":-0.07899276912212372},{"text":"No.","start":908.395,"end":908.715,"sentiment":"neutral","sentiment_score":-0.08599137514829636},{"text":"That's okay.","start":908.715,"end":909.53503,"sentiment":"neutral","sentiment_score":-0.023851100355386734},{"text":"Basically, it tells me that you are looking at getting as much growth as you can out of your superannuation, you know, while you do still have plenty of time until retirement, but also that you are prepared to experience, you know, some level of fluctuation","start":909.995,"end":921.41,"sentiment":"neutral","sentiment_score":0.03146740980446339}],"sentiment":"neutral","sentiment_score":0.024696290120482446,"channel":0,"num_words":50,"start":907.35504,"end":921.41},{"sentences":[{"text":"Yep.","start":921.87,"end":922.26996,"sentiment":"neutral","sentiment_score":0.011459635570645332}],"sentiment":"neutral","sentiment_score":0.011459635570645332,"channel":1,"num_words":1,"start":921.87,"end":922.26996},{"sentences":[{"text":"in order","start":921.87,"end":922.43,"sentiment":"neutral","sentiment_score":-0.0013000089675188047}],"sentiment":"neutral","sentiment_score":-0.0013000089675188047,"channel":0,"num_words":2,"start":921.87,"end":922.43},{"sentences":[{"text":"Yep.","start":922.26996,"end":922.76996,"sentiment":"neutral","sentiment_score":0.07507697492837906}],"sentiment":"neutral","sentiment_score":0.07507697492837906,"channel":1,"num_words":1,"start":922.26996,"end":922.76996},{"sentences":[{"text":"to get that growth.","start":922.43,"end":923.57,"sentiment":"neutral","sentiment_score":0.08962553553283215},{"text":"And","start":923.95,"end":924.19,"sentiment":"neutral","sentiment_score":0.04828956723213196}],"sentiment":"neutral","sentiment_score":0.08135834187269211,"channel":0,"num_words":5,"start":922.43,"end":924.19},{"sentences":[{"text":"Yep.","start":924.11,"end":924.61,"sentiment":"neutral","sentiment_score":0.0469706766307354}],"sentiment":"neutral","sentiment_score":0.0469706766307354,"channel":1,"num_words":1,"start":924.11,"end":924.61},{"sentences":[{"text":"when we are talking about an asset allocation, we see about 80% invested in your growth assets.","start":924.19,"end":930.21,"sentiment":"neutral","sentiment_score":0.05140326588469393},{"text":"So that will be things like Australian shares, international shares, as well as property and commodities, and then about 20% in defensive.","start":930.685,"end":938.625,"sentiment":"neutral","sentiment_score":0.058159193616699086},{"text":"So, like, your cash, your gold, your fixed interest, but","start":938.845,"end":941.565,"sentiment":"neutral","sentiment_score":0.02476496547460556}],"sentiment":"neutral","sentiment_score":0.049000151721494536,"channel":0,"num_words":49,"start":924.19,"end":941.565},{"sentences":[{"text":"Yeah.","start":941.475,"end":941.875,"sentiment":"neutral","sentiment_score":-0.005399011075496674}],"sentiment":"neutral","sentiment_score":-0.005399011075496674,"channel":1,"num_words":1,"start":941.475,"end":941.875},{"sentences":[{"text":"limit","start":941.565,"end":941.96497,"sentiment":"neutral","sentiment_score":-0.0013229697942733765}],"sentiment":"neutral","sentiment_score":-0.0013229697942733765,"channel":0,"num_words":1,"start":941.565,"end":941.96497},{"sentences":[{"text":"Yep.","start":941.875,"end":942.375,"sentiment":"neutral","sentiment_score":-0.01379298698157072}],"sentiment":"neutral","sentiment_score":-0.01379298698157072,"channel":1,"num_words":1,"start":941.875,"end":942.375},{"sentences":[{"text":"fluctuations a little bit.","start":941.96497,"end":943.165,"sentiment":"neutral","sentiment_score":-0.05905857030302286},{"text":"Are you still comfortable with that?","start":943.165,"end":944.865,"sentiment":"neutral","sentiment_score":-0.03482908445099989}],"sentiment":"neutral","sentiment_score":-0.04452087879180908,"channel":0,"num_words":10,"start":941.96497,"end":944.865},{"sentences":[{"text":"Yeah.","start":944.915,"end":945.235,"sentiment":"neutral","sentiment_score":0.00402581412345171},{"text":"Still company.","start":945.235,"end":945.955,"sentiment":"neutral","sentiment_score":0.006920864805579186},{"text":"Yes.","start":945.955,"end":946.455,"sentiment":"neutral","sentiment_score":0.056300390511751175}],"sentiment":"neutral","sentiment_score":0.018541983561590314,"channel":1,"num_words":4,"start":944.915,"end":946.455},{"sentences":[{"text":"Yep.","start":946.0,"end":946.48,"sentiment":"neutral","sentiment_score":0.0994834154844284},{"text":"Great.","start":946.48,"end":946.8,"sentiment":"positive","sentiment_score":0.36755239963531494},{"text":"Perfect.","start":946.8,"end":947.3,"sentiment":"neutral","sentiment_score":0.29604804515838623},{"text":"And","start":947.76,"end":948.0,"sentiment":"neutral","sentiment_score":0.10776407271623611}],"sentiment":"neutral","sentiment_score":0.21771198324859142,"channel":0,"num_words":4,"start":946.0,"end":948.0},{"sentences":[{"text":"I","start":947.85004,"end":948.09,"sentiment":"neutral","sentiment_score":0.022747360169887543}],"sentiment":"neutral","sentiment_score":0.022747360169887543,"channel":1,"num_words":1,"start":947.85004,"end":948.09},{"sentences":[{"text":"when","start":948.0,"end":948.16,"sentiment":"neutral","sentiment_score":0.007425442337989807}],"sentiment":"neutral","sentiment_score":0.007425442337989807,"channel":0,"num_words":1,"start":948.0,"end":948.16},{"sentences":[{"text":"am","start":948.09,"end":948.41003,"sentiment":"neutral","sentiment_score":-0.004319123923778534}],"sentiment":"neutral","sentiment_score":-0.004319123923778534,"channel":1,"num_words":1,"start":948.09,"end":948.41003},{"sentences":[{"text":"we are looking","start":948.16,"end":948.8,"sentiment":"neutral","sentiment_score":-0.017636068165302277}],"sentiment":"neutral","sentiment_score":-0.017636068165302277,"channel":0,"num_words":3,"start":948.16,"end":948.8},{"sentences":[{"text":"however,","start":948.57,"end":949.07,"sentiment":"neutral","sentiment_score":-0.014818500727415085}],"sentiment":"neutral","sentiment_score":-0.014818500727415085,"channel":1,"num_words":1,"start":948.57,"end":949.07},{"sentences":[{"text":"yeah.","start":949.04,"end":949.54,"sentiment":"neutral","sentiment_score":-0.026448426768183708}],"sentiment":"neutral","sentiment_score":-0.026448426768183708,"channel":0,"num_words":1,"start":949.04,"end":949.54},{"sentences":[{"text":"I thought I'd just just stop you and let you know.","start":949.29004,"end":951.77,"sentiment":"neutral","sentiment_score":-0.04977642914110964},{"text":"I am","start":951.77,"end":952.17004,"sentiment":"neutral","sentiment_score":-0.06623874977231026}],"sentiment":"neutral","sentiment_score":-0.052309093853602044,"channel":1,"num_words":13,"start":949.29004,"end":952.17004},{"sentences":[{"text":"Yeah.","start":952.16,"end":952.66,"sentiment":"neutral","sentiment_score":-0.08068141341209412}],"sentiment":"neutral","sentiment_score":-0.08068141341209412,"channel":0,"num_words":1,"start":952.16,"end":952.66},{"sentences":[{"text":"looking at taking a bit of a step back.","start":952.17004,"end":956.01,"sentiment":"neutral","sentiment_score":-0.10003386686245601},{"text":"Our plan plans have changed.","start":956.01,"end":958.33,"sentiment":"neutral","sentiment_score":-0.12575891315937043}],"sentiment":"neutral","sentiment_score":-0.1092213833970683,"channel":1,"num_words":14,"start":952.17004,"end":958.33},{"sentences":[{"text":"Mhmm.","start":958.015,"end":958.515,"sentiment":"neutral","sentiment_score":-0.010174859315156937}],"sentiment":"neutral","sentiment_score":-0.010174859315156937,"channel":0,"num_words":1,"start":958.015,"end":958.515},{"sentences":[{"text":"Obviously, we've started Kelly started a business.","start":958.33,"end":960.57,"sentiment":"neutral","sentiment_score":0.02773778566292354},{"text":"She's my partner.","start":960.57,"end":961.47003,"sentiment":"neutral","sentiment_score":0.04101399456461271}],"sentiment":"neutral","sentiment_score":0.03172064833343029,"channel":1,"num_words":10,"start":958.33,"end":961.47003},{"sentences":[{"text":"Yes.","start":961.775,"end":962.175,"sentiment":"neutral","sentiment_score":0.06829631328582764}],"sentiment":"neutral","sentiment_score":0.06829631328582764,"channel":0,"num_words":1,"start":961.775,"end":962.175},{"sentences":[{"text":"And that's","start":961.805,"end":962.20496,"sentiment":"neutral","sentiment_score":0.08766033127903938}],"sentiment":"neutral","sentiment_score":0.08766033127903938,"channel":1,"num_words":2,"start":961.805,"end":962.20496},{"sentences":[{"text":"Yes.","start":962.175,"end":962.675,"sentiment":"neutral","sentiment_score":0.19322122633457184}],"sentiment":"neutral","sentiment_score":0.19322122633457184,"channel":0,"num_words":1,"start":962.175,"end":962.675},{"sentences":[{"text":"going really well.","start":962.20496,"end":963.425,"sentiment":"neutral","sentiment_score":0.29034261405467987}],"sentiment":"neutral","sentiment_score":0.29034261405467987,"channel":1,"num_words":3,"start":962.20496,"end":963.425},{"sentences":[{"text":"Yep.","start":963.615,"end":964.115,"sentiment":"neutral","sentiment_score":0.06026384234428406}],"sentiment":"neutral","sentiment_score":0.06026384234428406,"channel":0,"num_words":1,"start":963.615,"end":964.115},{"sentences":[{"text":"And so I am looking at going to a job share role, so, like, halving","start":964.76495,"end":969.165,"sentiment":"neutral","sentiment_score":0.033767110854387286}],"sentiment":"neutral","sentiment_score":0.033767110854387286,"channel":1,"num_words":15,"start":964.76495,"end":969.165},{"sentences":[{"text":"Okay.","start":969.055,"end":969.555,"sentiment":"neutral","sentiment_score":0.03749939799308777}],"sentiment":"neutral","sentiment_score":0.03749939799308777,"channel":0,"num_words":1,"start":969.055,"end":969.555},{"sentences":[{"text":"everything","start":969.165,"end":969.665,"sentiment":"neutral","sentiment_score":0.04399263113737106}],"sentiment":"neutral","sentiment_score":0.04399263113737106,"channel":1,"num_words":1,"start":969.165,"end":969.665},{"sentences":[{"text":"Yep.","start":970.23,"end":970.73,"sentiment":"neutral","sentiment_score":0.033041179180145264}],"sentiment":"neutral","sentiment_score":0.033041179180145264,"channel":0,"num_words":1,"start":970.23,"end":970.73},{"sentences":[{"text":"in the mines","start":970.44495,"end":971.345,"sentiment":"neutral","sentiment_score":0.02220784438153108}],"sentiment":"neutral","sentiment_score":0.02220784438153108,"channel":1,"num_words":3,"start":970.44495,"end":971.345},{"sentences":[{"text":"Yep.","start":971.67,"end":972.17,"sentiment":"neutral","sentiment_score":0.03521382063627243}],"sentiment":"neutral","sentiment_score":0.03521382063627243,"channel":0,"num_words":1,"start":971.67,"end":972.17},{"sentences":[{"text":"and taking on more of a role in the business","start":973.725,"end":976.46497,"sentiment":"neutral","sentiment_score":0.049292868748307225}],"sentiment":"neutral","sentiment_score":0.049292868748307225,"channel":1,"num_words":10,"start":973.725,"end":976.46497},{"sentences":[{"text":"Yep.","start":976.87,"end":977.37,"sentiment":"neutral","sentiment_score":0.007246772758662701}],"sentiment":"neutral","sentiment_score":0.007246772758662701,"channel":0,"num_words":1,"start":976.87,"end":977.37},{"sentences":[{"text":"because, yeah, I just don't need to be working so much anymore.","start":979.9,"end":984.4,"sentiment":"neutral","sentiment_score":-0.2621542165676753}],"sentiment":"neutral","sentiment_score":-0.2621542165676753,"channel":1,"num_words":12,"start":979.9,"end":984.4},{"sentences":[{"text":"Yep.","start":985.04504,"end":985.525,"sentiment":"neutral","sentiment_score":-0.024042874574661255},{"text":"Yep.","start":985.525,"end":986.025,"sentiment":"neutral","sentiment_score":-0.00674924161285162}],"sentiment":"neutral","sentiment_score":-0.015396058093756437,"channel":0,"num_words":2,"start":985.04504,"end":986.025},{"sentences":[{"text":"So the it is looking like around about Christmas time heading into that sort of job share role where everything will be cut by 50%.","start":987.1,"end":998.095,"sentiment":"neutral","sentiment_score":-0.13941371709108352},{"text":"So my super","start":998.095,"end":998.815,"sentiment":"neutral","sentiment_score":0.0005510101715723673}],"sentiment":"neutral","sentiment_score":-0.12441749631294183,"channel":1,"num_words":28,"start":987.1,"end":998.815},{"sentences":[{"text":"Mhmm.","start":998.66003,"end":999.16003,"sentiment":"neutral","sentiment_score":0.0315973237156868}],"sentiment":"neutral","sentiment_score":0.0315973237156868,"channel":0,"num_words":1,"start":998.66003,"end":999.16003},{"sentences":[{"text":"contributions,","start":998.815,"end":999.315,"sentiment":"neutral","sentiment_score":0.0020578764379024506}],"sentiment":"neutral","sentiment_score":0.0020578764379024506,"channel":1,"num_words":1,"start":998.815,"end":999.315},{"sentences":[{"text":"Yep.","start":999.86005,"end":1000.36005,"sentiment":"neutral","sentiment_score":-0.010994696989655496}],"sentiment":"neutral","sentiment_score":-0.010994696989655496,"channel":0,"num_words":1,"start":999.86005,"end":1000.36005},{"sentences":[{"text":"everything will be cut.","start":999.935,"end":1001.07495,"sentiment":"neutral","sentiment_score":-0.07283909525722265}],"sentiment":"neutral","sentiment_score":-0.07283909525722265,"channel":1,"num_words":4,"start":999.935,"end":1001.07495},{"sentences":[{"text":"Okay.","start":1001.38,"end":1001.88,"sentiment":"neutral","sentiment_score":-0.017764870077371597},{"text":"Yep.","start":1002.18005,"end":1002.68005,"sentiment":"neutral","sentiment_score":-0.007379024289548397}],"sentiment":"neutral","sentiment_score":-0.012571947183459997,"channel":0,"num_words":2,"start":1001.38,"end":1002.68005},{"sentences":[{"text":"But that's not done and dusted yet.","start":1004.58997,"end":1006.19,"sentiment":"neutral","sentiment_score":-0.20632418670824595},{"text":"That's just I'm just","start":1006.19,"end":1006.91,"sentiment":"neutral","sentiment_score":-0.04602196626365185}],"sentiment":"neutral","sentiment_score":-0.148032470182939,"channel":1,"num_words":11,"start":1004.58997,"end":1006.91},{"sentences":[{"text":"Yep.","start":1006.83496,"end":1007.33496,"sentiment":"neutral","sentiment_score":0.017084259539842606}],"sentiment":"neutral","sentiment_score":0.017084259539842606,"channel":0,"num_words":1,"start":1006.83496,"end":1007.33496},{"sentences":[{"text":"giving you a heads up sort of thing.","start":1006.91,"end":1008.43,"sentiment":"neutral","sentiment_score":0.03443474415689707}],"sentiment":"neutral","sentiment_score":0.03443474415689707,"channel":1,"num_words":8,"start":1006.91,"end":1008.43},{"sentences":[{"text":"Yep.","start":1008.27496,"end":1008.755,"sentiment":"neutral","sentiment_score":0.12359653413295746}],"sentiment":"neutral","sentiment_score":0.12359653413295746,"channel":0,"num_words":1,"start":1008.27496,"end":1008.755},{"sentences":[{"text":"Yeah.","start":1008.43,"end":1008.93,"sentiment":"neutral","sentiment_score":0.21100649237632751}],"sentiment":"neutral","sentiment_score":0.21100649237632751,"channel":1,"num_words":1,"start":1008.43,"end":1008.93},{"sentences":[{"text":"And it's good","start":1008.755,"end":1009.39496,"sentiment":"positive","sentiment_score":0.3727719684441884}],"sentiment":"positive","sentiment_score":0.3727719684441884,"channel":0,"num_words":3,"start":1008.755,"end":1009.39496},{"sentences":[{"text":"Yeah.","start":1009.39,"end":1009.89,"sentiment":"positive","sentiment_score":0.3866387605667114}],"sentiment":"positive","sentiment_score":0.3866387605667114,"channel":1,"num_words":1,"start":1009.39,"end":1009.89},{"sentences":[{"text":"to know as well.","start":1009.39496,"end":1010.195,"sentiment":"positive","sentiment_score":0.33941715955734253},{"text":"And then when it's good because I'll put a little note here.","start":1010.195,"end":1013.475,"sentiment":"neutral","sentiment_score":0.23777220274011293},{"text":"So if we see it, it's because, obviously, what's changing.","start":1013.475,"end":1016.615,"sentiment":"neutral","sentiment_score":0.07189431488513946}],"sentiment":"neutral","sentiment_score":0.18961070076777384,"channel":0,"num_words":26,"start":1009.39496,"end":1016.615},{"sentences":[{"text":"Mhmm.","start":1017.47,"end":1017.97,"sentiment":"neutral","sentiment_score":-0.001960577443242073}],"sentiment":"neutral","sentiment_score":-0.001960577443242073,"channel":1,"num_words":1,"start":1017.47,"end":1017.97},{"sentences":[{"text":"Now while you are still in growth, though, it is still like, your money will still grow.","start":1019.16,"end":1023.0,"sentiment":"neutral","sentiment_score":-0.09655963235041674},{"text":"Obviously, having less money going in","start":1023.0,"end":1025.64,"sentiment":"neutral","sentiment_score":-0.13796288023392358}],"sentiment":"neutral","sentiment_score":-0.10736047962437505,"channel":0,"num_words":23,"start":1019.16,"end":1025.64},{"sentences":[{"text":"To","start":1025.415,"end":1025.735,"sentiment":"neutral","sentiment_score":-0.07323028147220612}],"sentiment":"neutral","sentiment_score":-0.07323028147220612,"channel":1,"num_words":1,"start":1025.415,"end":1025.735},{"sentences":[{"text":"from","start":1025.64,"end":1026.04,"sentiment":"neutral","sentiment_score":-0.10702192783355712}],"sentiment":"neutral","sentiment_score":-0.10702192783355712,"channel":0,"num_words":1,"start":1025.64,"end":1026.04},{"sentences":[{"text":"grow.","start":1025.735,"end":1026.235,"sentiment":"neutral","sentiment_score":-0.07982899248600006}],"sentiment":"neutral","sentiment_score":-0.07982899248600006,"channel":1,"num_words":1,"start":1025.735,"end":1026.235},{"sentences":[{"text":"super","start":1026.04,"end":1026.54,"sentiment":"neutral","sentiment_score":0.062494806945323944}],"sentiment":"neutral","sentiment_score":0.062494806945323944,"channel":0,"num_words":1,"start":1026.04,"end":1026.54},{"sentences":[{"text":"Exactly.","start":1026.775,"end":1027.275,"sentiment":"neutral","sentiment_score":0.04761365056037903}],"sentiment":"neutral","sentiment_score":0.04761365056037903,"channel":1,"num_words":1,"start":1026.775,"end":1027.275},{"sentences":[{"text":"exact","start":1027.32,"end":1027.64,"sentiment":"neutral","sentiment_score":0.04223816841840744}],"sentiment":"neutral","sentiment_score":0.04223816841840744,"channel":0,"num_words":1,"start":1027.32,"end":1027.64},{"sentences":[{"text":"Yeah.","start":1027.335,"end":1027.835,"sentiment":"neutral","sentiment_score":0.04438233375549317}],"sentiment":"neutral","sentiment_score":0.04438233375549317,"channel":1,"num_words":1,"start":1027.335,"end":1027.835},{"sentences":[{"text":"exactly.","start":1027.96,"end":1028.46,"sentiment":"neutral","sentiment_score":0.04516250640153885}],"sentiment":"neutral","sentiment_score":0.04516250640153885,"channel":0,"num_words":1,"start":1027.96,"end":1028.46},{"sentences":[{"text":"But","start":1029.095,"end":1029.575,"sentiment":"neutral","sentiment_score":0.008514218032360077}],"sentiment":"neutral","sentiment_score":0.008514218032360077,"channel":1,"num_words":1,"start":1029.095,"end":1029.575},{"sentences":[{"text":"Mhmm.","start":1029.24,"end":1029.64,"sentiment":"neutral","sentiment_score":0.0062384940683841705}],"sentiment":"neutral","sentiment_score":0.0062384940683841705,"channel":0,"num_words":1,"start":1029.24,"end":1029.64},{"sentences":[{"text":"I","start":1029.575,"end":1029.655,"sentiment":"neutral","sentiment_score":-0.004893500357866287}],"sentiment":"neutral","sentiment_score":-0.004893500357866287,"channel":1,"num_words":1,"start":1029.575,"end":1029.655},{"sentences":[{"text":"But","start":1029.64,"end":1030.14,"sentiment":"neutral","sentiment_score":-0.018710840493440628}],"sentiment":"neutral","sentiment_score":-0.018710840493440628,"channel":0,"num_words":1,"start":1029.64,"end":1030.14},{"sentences":[{"text":"think I'll be put on the books from the business.","start":1029.655,"end":1031.975,"sentiment":"neutral","sentiment_score":-0.002352490462362766},{"text":"So whatever super I'm not getting from the company I'm working for now, I'm gonna be put on the books from the business for the hours that I work, so it might get made up.","start":1031.975,"end":1043.13,"sentiment":"neutral","sentiment_score":-0.03157027001891818},{"text":"It might look exactly the same","start":1043.13,"end":1044.41,"sentiment":"neutral","sentiment_score":-0.022150854269663494}],"sentiment":"neutral","sentiment_score":-0.024733127076544015,"channel":1,"num_words":51,"start":1029.655,"end":1044.41},{"sentences":[{"text":"Yeah.","start":1044.3099,"end":1044.8099,"sentiment":"neutral","sentiment_score":-0.010048359632492064}],"sentiment":"neutral","sentiment_score":-0.010048359632492064,"channel":0,"num_words":1,"start":1044.3099,"end":1044.8099},{"sentences":[{"text":"to you guys.","start":1044.41,"end":1044.9701,"sentiment":"neutral","sentiment_score":-0.007474216942985852},{"text":"It'll just be from two different parties.","start":1044.9701,"end":1046.7301,"sentiment":"neutral","sentiment_score":-0.014111397255744253},{"text":"That's all.","start":1046.7301,"end":1047.4701,"sentiment":"neutral","sentiment_score":-0.002593434415757656}],"sentiment":"neutral","sentiment_score":-0.010532441704223553,"channel":1,"num_words":12,"start":1044.41,"end":1047.4701},{"sentences":[{"text":"Okay.","start":1047.27,"end":1047.75,"sentiment":"neutral","sentiment_score":0.06701947748661041},{"text":"Yep.","start":1047.75,"end":1048.07,"sentiment":"neutral","sentiment_score":0.08534412831068039},{"text":"Yep.","start":1048.07,"end":1048.39,"sentiment":"neutral","sentiment_score":0.14942756295204165},{"text":"Perfect.","start":1048.39,"end":1048.89,"sentiment":"positive","sentiment_score":0.362787663936615}],"sentiment":"neutral","sentiment_score":0.16614470817148685,"channel":0,"num_words":4,"start":1047.27,"end":1048.89},{"sentences":[{"text":"Yeah.","start":1048.525,"end":1049.025,"sentiment":"neutral","sentiment_score":0.20388957858085632}],"sentiment":"neutral","sentiment_score":0.20388957858085632,"channel":1,"num_words":1,"start":1048.525,"end":1049.025},{"sentences":[{"text":"Oh, that's","start":1049.0299,"end":1049.51,"sentiment":"neutral","sentiment_score":0.24943536520004272}],"sentiment":"neutral","sentiment_score":0.24943536520004272,"channel":0,"num_words":2,"start":1049.0299,"end":1049.51},{"sentences":[{"text":"Yeah.","start":1049.485,"end":1049.5651,"sentiment":"neutral","sentiment_score":0.25918909907341003}],"sentiment":"neutral","sentiment_score":0.25918909907341003,"channel":1,"num_words":1,"start":1049.485,"end":1049.5651},{"sentences":[{"text":"good.","start":1049.51,"end":1050.01,"sentiment":"positive","sentiment_score":0.355418860912323}],"sentiment":"positive","sentiment_score":0.355418860912323,"channel":0,"num_words":1,"start":1049.51,"end":1050.01},{"sentences":[{"text":"Yeah.","start":1049.5651,"end":1049.725,"sentiment":"neutral","sentiment_score":0.20245641469955444},{"text":"Yeah.","start":1049.725,"end":1050.225,"sentiment":"neutral","sentiment_score":0.1821419596672058}],"sentiment":"neutral","sentiment_score":0.19229918718338013,"channel":1,"num_words":2,"start":1049.5651,"end":1050.225},{"sentences":[{"text":"We'll keep a little look at it look at it for it.","start":1050.47,"end":1052.39,"sentiment":"neutral","sentiment_score":0.20789918303489685},{"text":"And if you do need the contribution forms or anything when the time comes, just let us know.","start":1052.39,"end":1058.355,"sentiment":"neutral","sentiment_score":0.13546085730195045}],"sentiment":"neutral","sentiment_score":0.164436187595129,"channel":0,"num_words":30,"start":1050.47,"end":1058.355},{"sentences":[{"text":"Yeah.","start":1058.605,"end":1058.685,"sentiment":"neutral","sentiment_score":0.06998579204082489},{"text":"Yeah.","start":1058.685,"end":1059.185,"sentiment":"neutral","sentiment_score":0.0622914582490921}],"sentiment":"neutral","sentiment_score":0.0661386251449585,"channel":1,"num_words":2,"start":1058.605,"end":1059.185},{"sentences":[{"text":"But with that, I do wanna just check quickly with your insurances just to see if you how that's all looking.","start":1059.855,"end":1065.715,"sentiment":"neutral","sentiment_score":0.07850826904177666},{"text":"Now do you have access to your emails at the moment, or is it a bit tricky on the phone?","start":1066.095,"end":1071.0751,"sentiment":"neutral","sentiment_score":-0.007776228059083223}],"sentiment":"neutral","sentiment_score":0.03641827045599135,"channel":0,"num_words":41,"start":1059.855,"end":1071.0751},{"sentences":[{"text":"Mhmm.","start":1071.6,"end":1071.6799,"sentiment":"neutral","sentiment_score":0.02508223056793213},{"text":"That's okay.","start":1071.6799,"end":1072.1599,"sentiment":"neutral","sentiment_score":0.0834941565990448},{"text":"I'm fine.","start":1072.1599,"end":1072.7999,"sentiment":"neutral","sentiment_score":0.13497698307037354},{"text":"That's how","start":1072.7999,"end":1073.2,"sentiment":"neutral","sentiment_score":0.08877462893724442}],"sentiment":"neutral","sentiment_score":0.09136768111160823,"channel":1,"num_words":7,"start":1071.6,"end":1073.2},{"sentences":[{"text":"Yeah.","start":1073.06,"end":1073.3,"sentiment":"neutral","sentiment_score":0.08784814924001694}],"sentiment":"neutral","sentiment_score":0.08784814924001694,"channel":0,"num_words":1,"start":1073.06,"end":1073.3},{"sentences":[{"text":"I","start":1073.2,"end":1073.44,"sentiment":"neutral","sentiment_score":0.08192435652017593}],"sentiment":"neutral","sentiment_score":0.08192435652017593,"channel":1,"num_words":1,"start":1073.2,"end":1073.44},{"sentences":[{"text":"Okay.","start":1073.3,"end":1073.54,"sentiment":"neutral","sentiment_score":0.0970207452774048}],"sentiment":"neutral","sentiment_score":0.0970207452774048,"channel":0,"num_words":1,"start":1073.3,"end":1073.54},{"sentences":[{"text":"deal","start":1073.44,"end":1073.7599,"sentiment":"neutral","sentiment_score":0.17095816135406494}],"sentiment":"neutral","sentiment_score":0.17095816135406494,"channel":1,"num_words":1,"start":1073.44,"end":1073.7599},{"sentences":[{"text":"Perfect.","start":1073.54,"end":1074.04,"sentiment":"positive","sentiment_score":0.3417653441429138}],"sentiment":"positive","sentiment_score":0.3417653441429138,"channel":0,"num_words":1,"start":1073.54,"end":1074.04},{"sentences":[{"text":"with it anyway.","start":1073.7599,"end":1074.3999,"sentiment":"neutral","sentiment_score":0.2553270409504573},{"text":"So yeah.","start":1074.3999,"end":1075.22,"sentiment":"neutral","sentiment_score":0.1414072923362255}],"sentiment":"neutral","sentiment_score":0.20975914150476455,"channel":1,"num_words":5,"start":1073.7599,"end":1075.22},{"sentences":[{"text":"No.","start":1074.9801,"end":1075.2201,"sentiment":"neutral","sentiment_score":0.05148538202047348},{"text":"That's all good.","start":1075.2201,"end":1076.1001,"sentiment":"neutral","sentiment_score":0.1745731234550476},{"text":"Most people are fine, but I just do like to recheck.","start":1076.1001,"end":1079.3201,"sentiment":"neutral","sentiment_score":0.1448167007077824},{"text":"So I have to send you an email with some documents if you're able to access that for me.","start":1079.8601,"end":1084.575,"sentiment":"neutral","sentiment_score":0.11504353269150383}],"sentiment":"neutral","sentiment_score":0.12805928180322929,"channel":0,"num_words":34,"start":1074.9801,"end":1084.575},{"sentences":[{"text":"Yep.","start":1084.725,"end":1085.225,"sentiment":"neutral","sentiment_score":0.03151537850499153}],"sentiment":"neutral","sentiment_score":0.03151537850499153,"channel":1,"num_words":1,"start":1084.725,"end":1085.225},{"sentences":[{"text":"Now we have recently changed the software, so it might look a little bit different to what you are used to.","start":1086.495,"end":1091.475,"sentiment":"neutral","sentiment_score":-0.0018692081794142723},{"text":"But, basically, if you can click on the email, but before you click on the link or it says sign now, there should be a couple of attachments at the bottom of the email.","start":1092.0149,"end":1101.1799,"sentiment":"neutral","sentiment_score":0.018179919433725232},{"text":"Can you see those?","start":1101.1799,"end":1102.1599,"sentiment":"neutral","sentiment_score":0.019402623642235994}],"sentiment":"neutral","sentiment_score":0.011126684466913596,"channel":0,"num_words":59,"start":1086.495,"end":1102.1599},{"sentences":[{"text":"I could see signed document.","start":1104.485,"end":1105.9451,"sentiment":"neutral","sentiment_score":0.02574748210608959}],"sentiment":"neutral","sentiment_score":0.02574748210608959,"channel":1,"num_words":5,"start":1104.485,"end":1105.9451},{"sentences":[{"text":"And if you just kinda scroll down in that email, can you see a couple of, like, PDF","start":1106.7799,"end":1110.62,"sentiment":"neutral","sentiment_score":0.018561356080075104}],"sentiment":"neutral","sentiment_score":0.018561356080075104,"channel":0,"num_words":18,"start":1106.7799,"end":1110.62},{"sentences":[{"text":"Oh,","start":1110.5651,"end":1111.0651,"sentiment":"neutral","sentiment_score":0.005759513471275568}],"sentiment":"neutral","sentiment_score":0.005759513471275568,"channel":1,"num_words":1,"start":1110.5651,"end":1111.0651},{"sentences":[{"text":"documents?","start":1110.62,"end":1111.12,"sentiment":"neutral","sentiment_score":0.005822665058076382}],"sentiment":"neutral","sentiment_score":0.005822665058076382,"channel":0,"num_words":1,"start":1110.62,"end":1111.12},{"sentences":[{"text":"yeah.","start":1111.2051,"end":1111.7051,"sentiment":"neutral","sentiment_score":0.016879722476005554},{"text":"I could view services guide version one PDF.","start":1111.845,"end":1114.985,"sentiment":"neutral","sentiment_score":0.017551062628626823}],"sentiment":"neutral","sentiment_score":0.01747646927833557,"channel":1,"num_words":9,"start":1111.2051,"end":1114.985},{"sentences":[{"text":"Yes.","start":1115.785,"end":1116.285,"sentiment":"neutral","sentiment_score":0.03205190971493721}],"sentiment":"neutral","sentiment_score":0.03205190971493721,"channel":0,"num_words":1,"start":1115.785,"end":1116.285},{"sentences":[{"text":"Yep.","start":1116.0851,"end":1116.45,"sentiment":"neutral","sentiment_score":0.034200944006443024}],"sentiment":"neutral","sentiment_score":0.034200944006443024,"channel":1,"num_words":1,"start":1116.0851,"end":1116.45},{"sentences":[{"text":"Sorry.","start":1116.3451,"end":1116.665,"sentiment":"neutral","sentiment_score":-0.004229693673551083}],"sentiment":"neutral","sentiment_score":-0.004229693673551083,"channel":0,"num_words":1,"start":1116.3451,"end":1116.665},{"sentences":[{"text":"There","start":1116.5299,"end":1116.61,"sentiment":"neutral","sentiment_score":-0.003519657999277115}],"sentiment":"neutral","sentiment_score":-0.003519657999277115,"channel":1,"num_words":1,"start":1116.5299,"end":1116.61},{"sentences":[{"text":"That should","start":1116.665,"end":1117.0651,"sentiment":"neutral","sentiment_score":0.006791837513446809}],"sentiment":"neutral","sentiment_score":0.006791837513446809,"channel":0,"num_words":2,"start":1116.665,"end":1117.0651},{"sentences":[{"text":"there's","start":1116.85,"end":1117.35,"sentiment":"neutral","sentiment_score":-0.019438643008470535}],"sentiment":"neutral","sentiment_score":-0.019438643008470535,"channel":1,"num_words":1,"start":1116.85,"end":1117.35},{"sentences":[{"text":"be","start":1117.0651,"end":1117.2251,"sentiment":"neutral","sentiment_score":-0.006941420957446098}],"sentiment":"neutral","sentiment_score":-0.006941420957446098,"channel":0,"num_words":1,"start":1117.0651,"end":1117.2251},{"sentences":[{"text":"about there's six documents.","start":1117.73,"end":1119.2699,"sentiment":"neutral","sentiment_score":-0.01620830874890089}],"sentiment":"neutral","sentiment_score":-0.01620830874890089,"channel":1,"num_words":4,"start":1117.73,"end":1119.2699},{"sentences":[{"text":"yes.","start":1119.625,"end":1120.125,"sentiment":"neutral","sentiment_score":0.08562491834163666},{"text":"Perfect.","start":1120.185,"end":1120.685,"sentiment":"positive","sentiment_score":0.519058346748352},{"text":"So I'll make it quick for you.","start":1120.745,"end":1123.9451,"sentiment":"positive","sentiment_score":0.4436496709074293},{"text":"The the first three ones, so the services guide version one and financial services guide version two, I'll let you have","start":1123.9451,"end":1130.23,"sentiment":"neutral","sentiment_score":0.13406517392113096}],"sentiment":"neutral","sentiment_score":0.21751998712619144,"channel":0,"num_words":30,"start":1119.625,"end":1130.23},{"sentences":[{"text":"Mhmm.","start":1130.13,"end":1130.63,"sentiment":"neutral","sentiment_score":0.13308963179588318}],"sentiment":"neutral","sentiment_score":0.13308963179588318,"channel":1,"num_words":1,"start":1130.13,"end":1130.63},{"sentences":[{"text":"a read over in your own time.","start":1130.23,"end":1131.59,"sentiment":"neutral","sentiment_score":0.10923900987420763},{"text":"You would have seen this one before.","start":1131.59,"end":1132.95,"sentiment":"neutral","sentiment_score":0.04700812005570957},{"text":"It's just a bit of an updated version.","start":1132.95,"end":1134.89,"sentiment":"neutral","sentiment_score":0.062404271215200424},{"text":"It is one","start":1135.1901,"end":1135.75,"sentiment":"neutral","sentiment_score":0.06912305702765782}],"sentiment":"neutral","sentiment_score":0.07201333001255988,"channel":0,"num_words":25,"start":1130.23,"end":1135.75},{"sentences":[{"text":"Yep.","start":1135.735,"end":1136.235,"sentiment":"neutral","sentiment_score":0.06598086655139923}],"sentiment":"neutral","sentiment_score":0.06598086655139923,"channel":1,"num_words":1,"start":1135.735,"end":1136.235},{"sentences":[{"text":"of those compliance documents, but, basically, everything that you do need to know about us is in there.","start":1135.75,"end":1140.285,"sentiment":"neutral","sentiment_score":0.07669368313832416},{"text":"None of the important information has changed.","start":1140.525,"end":1143.165,"sentiment":"neutral","sentiment_score":-0.0836812938962664},{"text":"We've had a bit of","start":1143.165,"end":1143.9651,"sentiment":"neutral","sentiment_score":0.0426619865000248}],"sentiment":"neutral","sentiment_score":0.0336009057238698,"channel":0,"num_words":30,"start":1135.75,"end":1143.9651},{"sentences":[{"text":"Yep.","start":1143.895,"end":1144.395,"sentiment":"neutral","sentiment_score":0.04723510146141052}],"sentiment":"neutral","sentiment_score":0.04723510146141052,"channel":1,"num_words":1,"start":1143.895,"end":1144.395},{"sentences":[{"text":"an extension to the team, which is good, and also a bit more, updates to marketing.","start":1143.9651,"end":1148.285,"sentiment":"neutral","sentiment_score":0.13171106716617942},{"text":"So as you if you do have a look through it, you will see a photos of all the directors and our advisers.","start":1148.285,"end":1153.3451,"sentiment":"neutral","sentiment_score":0.09310176515060922},{"text":"I'm there as well if you do wanna put a face to the voice.","start":1153.5651,"end":1156.51,"sentiment":"neutral","sentiment_score":0.08412743891988482},{"text":"But, otherwise, I will let you have a read over those in your own time.","start":1156.51,"end":1160.29,"sentiment":"neutral","sentiment_score":0.06397703985373179}],"sentiment":"neutral","sentiment_score":0.09391407964422423,"channel":0,"num_words":68,"start":1143.9651,"end":1160.29},{"sentences":[{"text":"Yep.","start":1160.655,"end":1160.9751,"sentiment":"neutral","sentiment_score":0.16943299770355225},{"text":"Cool.","start":1160.9751,"end":1161.4751,"sentiment":"neutral","sentiment_score":0.21901455521583557}],"sentiment":"neutral","sentiment_score":0.1942237764596939,"channel":1,"num_words":2,"start":1160.655,"end":1161.4751},{"sentences":[{"text":"If you can then open can you see one with a summary of insurance and superannuation?","start":1161.7101,"end":1166.4501,"sentiment":"neutral","sentiment_score":0.11217821389436722}],"sentiment":"neutral","sentiment_score":0.11217821389436722,"channel":0,"num_words":16,"start":1161.7101,"end":1166.4501},{"sentences":[{"text":"Yep.","start":1167.4551,"end":1167.9551,"sentiment":"neutral","sentiment_score":0.09013140201568604}],"sentiment":"neutral","sentiment_score":0.09013140201568604,"channel":1,"num_words":1,"start":1167.4551,"end":1167.9551},{"sentences":[{"text":"Yep.","start":1168.175,"end":1168.575,"sentiment":"neutral","sentiment_score":0.15753792226314545},{"text":"Perfect.","start":1168.575,"end":1169.075,"sentiment":"positive","sentiment_score":0.42796510457992554},{"text":"So that gives you a bit of a update on your situation.","start":1169.295,"end":1172.435,"sentiment":"neutral","sentiment_score":0.27967802062630653},{"text":"So you can see you'll have 24.","start":1172.495,"end":1174.515,"sentiment":"neutral","sentiment_score":0.1695152563708169},{"text":"It's where you have your super.","start":1174.575,"end":1176.035,"sentiment":"neutral","sentiment_score":0.15882067382335663}],"sentiment":"neutral","sentiment_score":0.22522852266276325,"channel":0,"num_words":27,"start":1168.175,"end":1176.035},{"sentences":[{"text":"You do have about 399,000 in them, and then","start":1176.175,"end":1180.71,"sentiment":"neutral","sentiment_score":0.11063253217273289}],"sentiment":"neutral","sentiment_score":0.11063253217273289,"channel":0,"num_words":9,"start":1176.175,"end":1180.71},{"sentences":[{"text":"Uh-huh.","start":1180.5901,"end":1181.0901,"sentiment":"neutral","sentiment_score":0.0439869724214077}],"sentiment":"neutral","sentiment_score":0.0439869724214077,"channel":1,"num_words":1,"start":1180.5901,"end":1181.0901},{"sentences":[{"text":"you have insurances.","start":1180.71,"end":1181.85,"sentiment":"neutral","sentiment_score":0.046244263648986816},{"text":"So you have your insurances with Encompass.","start":1182.15,"end":1184.49,"sentiment":"neutral","sentiment_score":0.08703807102782386},{"text":"You have life and PPD of 841,080.","start":1185.27,"end":1190.97,"sentiment":"neutral","sentiment_score":0.08720070123672485}],"sentiment":"neutral","sentiment_score":0.07990612922345891,"channel":0,"num_words":17,"start":1180.71,"end":1190.97},{"sentences":[{"text":"Yep.","start":1190.745,"end":1191.245,"sentiment":"neutral","sentiment_score":0.15531949698925018}],"sentiment":"neutral","sentiment_score":0.15531949698925018,"channel":1,"num_words":1,"start":1190.745,"end":1191.245},{"sentences":[{"text":"Are you still happy with the level of cover for life and PPD, or what are your thoughts on that?","start":1191.4299,"end":1197.365,"sentiment":"neutral","sentiment_score":0.1510409265756607}],"sentiment":"neutral","sentiment_score":0.1510409265756607,"channel":0,"num_words":20,"start":1191.4299,"end":1197.365},{"sentences":[{"text":"Yeah.","start":1200.16,"end":1200.66,"sentiment":"neutral","sentiment_score":0.16906505823135376},{"text":"That's okay.","start":1200.72,"end":1201.54,"sentiment":"neutral","sentiment_score":0.22393137961626053}],"sentiment":"neutral","sentiment_score":0.2056426058212916,"channel":1,"num_words":3,"start":1200.16,"end":1201.54},{"sentences":[{"text":"That's okay?","start":1201.665,"end":1202.305,"sentiment":"neutral","sentiment_score":0.22746901959180832},{"text":"Okay.","start":1202.305,"end":1202.805,"sentiment":"neutral","sentiment_score":0.09960342198610306},{"text":"So","start":1203.105,"end":1203.425,"sentiment":"neutral","sentiment_score":0.06824206560850143}],"sentiment":"neutral","sentiment_score":0.15569588169455528,"channel":0,"num_words":4,"start":1201.665,"end":1203.425},{"sentences":[{"text":"Yeah.","start":1203.12,"end":1203.62,"sentiment":"neutral","sentiment_score":0.054721247404813766}],"sentiment":"neutral","sentiment_score":0.054721247404813766,"channel":1,"num_words":1,"start":1203.12,"end":1203.62},{"sentences":[{"text":"with with your income protection, that's the only thing that would we'd have to keep in mind for if you earn less.","start":1203.425,"end":1214.37,"sentiment":"neutral","sentiment_score":-0.04854231293905865},{"text":"So it's more so","start":1215.47,"end":1216.43,"sentiment":"neutral","sentiment_score":-0.0014976020902395248}],"sentiment":"neutral","sentiment_score":-0.0413046651161634,"channel":0,"num_words":26,"start":1203.425,"end":1216.43},{"sentences":[{"text":"Yeah.","start":1216.285,"end":1216.785,"sentiment":"neutral","sentiment_score":0.03274034336209297}],"sentiment":"neutral","sentiment_score":0.03274034336209297,"channel":1,"num_words":1,"start":1216.285,"end":1216.785},{"sentences":[{"text":"in regards to the the take home pay because that is 70% of your income at the time of claim.","start":1216.43,"end":1223.89,"sentiment":"neutral","sentiment_score":0.03568565985187888},{"text":"So","start":1224.11,"end":1224.61,"sentiment":"neutral","sentiment_score":0.08251352608203888}],"sentiment":"neutral","sentiment_score":0.03791555824379126,"channel":0,"num_words":21,"start":1216.43,"end":1224.61},{"sentences":[{"text":"Yep.","start":1224.525,"end":1224.87,"sentiment":"neutral","sentiment_score":0.11858336627483368}],"sentiment":"neutral","sentiment_score":0.11858336627483368,"channel":1,"num_words":1,"start":1224.525,"end":1224.87},{"sentences":[{"text":"just let us know.","start":1226.585,"end":1227.465,"sentiment":"neutral","sentiment_score":0.09946671687066555},{"text":"The only thing is if we, let's say, decrease it.","start":1227.465,"end":1230.4249,"sentiment":"neutral","sentiment_score":-0.01589710619300604},{"text":"So if we reduce it for you, obviously, it'll make the premium cheaper.","start":1230.4249,"end":1233.8849,"sentiment":"neutral","sentiment_score":0.03492943054208389},{"text":"But","start":1234.345,"end":1234.585,"sentiment":"neutral","sentiment_score":0.030269954353570935}],"sentiment":"neutral","sentiment_score":0.025830298462616547,"channel":0,"num_words":28,"start":1226.585,"end":1234.585},{"sentences":[{"text":"Yep.","start":1234.39,"end":1234.89,"sentiment":"neutral","sentiment_score":0.037545930594205856}],"sentiment":"neutral","sentiment_score":0.037545930594205856,"channel":1,"num_words":1,"start":1234.39,"end":1234.89},{"sentences":[{"text":"if anything changes and let's say you go back, like, you only do it for a little bit and then you go back to similar structure you have now,","start":1234.585,"end":1241.2,"sentiment":"neutral","sentiment_score":0.004861179450205688}],"sentiment":"neutral","sentiment_score":0.004861179450205688,"channel":0,"num_words":29,"start":1234.585,"end":1241.2},{"sentences":[{"text":"And that's","start":1241.495,"end":1242.135,"sentiment":"neutral","sentiment_score":0.023642857559025288}],"sentiment":"neutral","sentiment_score":0.023642857559025288,"channel":1,"num_words":2,"start":1241.495,"end":1242.135},{"sentences":[{"text":"the","start":1241.9,"end":1242.14,"sentiment":"neutral","sentiment_score":0.034991614520549774}],"sentiment":"neutral","sentiment_score":0.034991614520549774,"channel":0,"num_words":1,"start":1241.9,"end":1242.14},{"sentences":[{"text":"what","start":1242.135,"end":1242.295,"sentiment":"neutral","sentiment_score":0.03322605416178703}],"sentiment":"neutral","sentiment_score":0.03322605416178703,"channel":1,"num_words":1,"start":1242.135,"end":1242.295},{"sentences":[{"text":"only","start":1242.14,"end":1242.3,"sentiment":"neutral","sentiment_score":0.02480372041463852}],"sentiment":"neutral","sentiment_score":0.02480372041463852,"channel":0,"num_words":1,"start":1242.14,"end":1242.3},{"sentences":[{"text":"I'll that that's what I'll put in place before I agree to it as well.","start":1242.295,"end":1245.895,"sentiment":"neutral","sentiment_score":0.06785649955272674},{"text":"Like, if I need to go back,","start":1245.895,"end":1247.915,"sentiment":"neutral","sentiment_score":0.026391499010579928}],"sentiment":"neutral","sentiment_score":0.054663090289316395,"channel":1,"num_words":22,"start":1242.295,"end":1247.915},{"sentences":[{"text":"yes.","start":1248.22,"end":1248.72,"sentiment":"neutral","sentiment_score":0.051670148968696594}],"sentiment":"neutral","sentiment_score":0.051670148968696594,"channel":0,"num_words":1,"start":1248.22,"end":1248.72},{"sentences":[{"text":"like, I definitely, like, want that","start":1248.4551,"end":1251.035,"sentiment":"neutral","sentiment_score":0.09727588916818301}],"sentiment":"neutral","sentiment_score":0.09727588916818301,"channel":1,"num_words":6,"start":1248.4551,"end":1251.035},{"sentences":[{"text":"Yes.","start":1251.355,"end":1251.755,"sentiment":"neutral","sentiment_score":0.08328811824321747}],"sentiment":"neutral","sentiment_score":0.08328811824321747,"channel":0,"num_words":1,"start":1251.355,"end":1251.755},{"sentences":[{"text":"possibility.","start":1251.495,"end":1251.995,"sentiment":"neutral","sentiment_score":0.09745164215564728}],"sentiment":"neutral","sentiment_score":0.09745164215564728,"channel":1,"num_words":1,"start":1251.495,"end":1251.995},{"sentences":[{"text":"Flexibility.","start":1251.755,"end":1252.255,"sentiment":"neutral","sentiment_score":0.13700291514396667}],"sentiment":"neutral","sentiment_score":0.13700291514396667,"channel":0,"num_words":1,"start":1251.755,"end":1252.255},{"sentences":[{"text":"You know what I mean?","start":1252.135,"end":1252.855,"sentiment":"neutral","sentiment_score":0.04744637385010719},{"text":"Yeah.","start":1252.855,"end":1253.175,"sentiment":"neutral","sentiment_score":0.04948658496141434}],"sentiment":"neutral","sentiment_score":0.04778640903532505,"channel":1,"num_words":6,"start":1252.135,"end":1253.175},{"sentences":[{"text":"Okay.","start":1252.875,"end":1253.375,"sentiment":"neutral","sentiment_score":0.08290795981884003}],"sentiment":"neutral","sentiment_score":0.08290795981884003,"channel":0,"num_words":1,"start":1252.875,"end":1253.375},{"sentences":[{"text":"Yeah.","start":1253.175,"end":1253.415,"sentiment":"neutral","sentiment_score":0.12472932785749435},{"text":"Yeah.","start":1253.415,"end":1253.915,"sentiment":"neutral","sentiment_score":0.2933739423751831}],"sentiment":"neutral","sentiment_score":0.20905163511633873,"channel":1,"num_words":2,"start":1253.175,"end":1253.915},{"sentences":[{"text":"Great.","start":1253.515,"end":1254.015,"sentiment":"positive","sentiment_score":0.5740076303482056},{"text":"Because that's the one thing, especially then with your with your income protection that, yes, if you were through let's say you do start the job and you you have to go on claim, you can only get 70% of the income that you're earning at the time.","start":1254.0751,"end":1266.35,"sentiment":"neutral","sentiment_score":0.20271247966835895}],"sentiment":"neutral","sentiment_score":0.21028993172304972,"channel":0,"num_words":49,"start":1253.515,"end":1266.35},{"sentences":[{"text":"At","start":1266.5599,"end":1266.7999,"sentiment":"neutral","sentiment_score":0.02095630578696728}],"sentiment":"neutral","sentiment_score":0.02095630578696728,"channel":1,"num_words":1,"start":1266.5599,"end":1266.7999},{"sentences":[{"text":"But if","start":1266.57,"end":1266.97,"sentiment":"neutral","sentiment_score":0.023987697437405586}],"sentiment":"neutral","sentiment_score":0.023987697437405586,"channel":0,"num_words":2,"start":1266.57,"end":1266.97},{"sentences":[{"text":"the time.","start":1266.7999,"end":1267.2,"sentiment":"neutral","sentiment_score":0.029685747809708115}],"sentiment":"neutral","sentiment_score":0.029685747809708115,"channel":1,"num_words":2,"start":1266.7999,"end":1267.2},{"sentences":[{"text":"we do","start":1266.97,"end":1267.53,"sentiment":"neutral","sentiment_score":0.05393208563327789}],"sentiment":"neutral","sentiment_score":0.05393208563327789,"channel":0,"num_words":2,"start":1266.97,"end":1267.53},{"sentences":[{"text":"Yeah.","start":1267.2,"end":1267.52,"sentiment":"neutral","sentiment_score":0.10036709904670715},{"text":"Yep.","start":1267.52,"end":1268.02,"sentiment":"neutral","sentiment_score":0.11289000511169434}],"sentiment":"neutral","sentiment_score":0.10662855207920074,"channel":1,"num_words":2,"start":1267.2,"end":1268.02},{"sentences":[{"text":"correct.","start":1267.85,"end":1268.35,"sentiment":"neutral","sentiment_score":0.12181948870420456},{"text":"If we do decrease it and then let's say six months later, you go back to earning 200,000 and we've decreased it, yes,","start":1268.41,"end":1277.065,"sentiment":"neutral","sentiment_score":0.022862070725987785}],"sentiment":"neutral","sentiment_score":0.02698529647508015,"channel":0,"num_words":24,"start":1267.85,"end":1277.065},{"sentences":[{"text":"Yeah.","start":1277.255,"end":1277.655,"sentiment":"neutral","sentiment_score":-0.026019494980573658}],"sentiment":"neutral","sentiment_score":-0.026019494980573658,"channel":1,"num_words":1,"start":1277.255,"end":1277.655},{"sentences":[{"text":"the","start":1277.445,"end":1277.765,"sentiment":"neutral","sentiment_score":-0.04055343195796013}],"sentiment":"neutral","sentiment_score":-0.04055343195796013,"channel":0,"num_words":1,"start":1277.445,"end":1277.765},{"sentences":[{"text":"You'd","start":1277.655,"end":1277.815,"sentiment":"neutral","sentiment_score":-0.0991637408733368}],"sentiment":"neutral","sentiment_score":-0.0991637408733368,"channel":1,"num_words":1,"start":1277.655,"end":1277.815},{"sentences":[{"text":"problem","start":1277.765,"end":1278.165,"sentiment":"neutral","sentiment_score":-0.11621297150850296}],"sentiment":"neutral","sentiment_score":-0.11621297150850296,"channel":0,"num_words":1,"start":1277.765,"end":1278.165},{"sentences":[{"text":"have to change it again.","start":1277.815,"end":1278.9349,"sentiment":"neutral","sentiment_score":-0.14470162689685823},{"text":"Yep.","start":1278.9349,"end":1279.4349,"sentiment":"neutral","sentiment_score":0.041107796132564545}],"sentiment":"neutral","sentiment_score":-0.11373338972528775,"channel":1,"num_words":6,"start":1277.815,"end":1279.4349},{"sentences":[{"text":"correct.","start":1279.205,"end":1279.6849,"sentiment":"neutral","sentiment_score":0.07975040376186371},{"text":"The problem is it's very easy to decrease it.","start":1279.6849,"end":1281.845,"sentiment":"neutral","sentiment_score":0.0013994425535202026},{"text":"The insurers are happy.","start":1281.845,"end":1282.805,"sentiment":"positive","sentiment_score":0.3428904339671135},{"text":"They take on less risk.","start":1282.805,"end":1283.925,"sentiment":"neutral","sentiment_score":0.27453079223632815},{"text":"Just a quick form, happy days.","start":1283.925,"end":1285.465,"sentiment":"neutral","sentiment_score":0.2947228252887726}],"sentiment":"neutral","sentiment_score":0.184195921421051,"channel":0,"num_words":25,"start":1279.205,"end":1285.465},{"sentences":[{"text":"It's","start":1285.845,"end":1286.085,"sentiment":"neutral","sentiment_score":-0.03172203525900841}],"sentiment":"neutral","sentiment_score":-0.03172203525900841,"channel":0,"num_words":1,"start":1285.845,"end":1286.085},{"sentences":[{"text":"Yep.","start":1285.96,"end":1286.46,"sentiment":"neutral","sentiment_score":-0.12966707348823547}],"sentiment":"neutral","sentiment_score":-0.12966707348823547,"channel":1,"num_words":1,"start":1285.96,"end":1286.46},{"sentences":[{"text":"tricky to do the other way.","start":1286.085,"end":1287.125,"sentiment":"neutral","sentiment_score":-0.26259489605824154},{"text":"Because if we, let's say, decrease it to, let's say, 5,000, and then you go, oh, actually, six months, I wanna offer it through ten again, the insurance will be like, okay.","start":1287.125,"end":1296.61,"sentiment":"neutral","sentiment_score":-0.09037827176507562}],"sentiment":"neutral","sentiment_score":-0.11757037033768077,"channel":0,"num_words":38,"start":1286.085,"end":1296.61},{"sentences":[{"text":"Yeah.","start":1296.375,"end":1296.875,"sentiment":"neutral","sentiment_score":-0.09790460765361786}],"sentiment":"neutral","sentiment_score":-0.09790460765361786,"channel":1,"num_words":1,"start":1296.375,"end":1296.875},{"sentences":[{"text":"Well, we are now taking on more risks, so we like to do the whole pre assessment again.","start":1296.61,"end":1300.3099,"sentiment":"neutral","sentiment_score":-0.09576274847818746},{"text":"And if there is","start":1300.5299,"end":1301.49,"sentiment":"neutral","sentiment_score":-0.048652298748493195}],"sentiment":"neutral","sentiment_score":-0.0871972121636976,"channel":0,"num_words":22,"start":1296.61,"end":1301.49},{"sentences":[{"text":"Okay.","start":1301.415,"end":1301.915,"sentiment":"neutral","sentiment_score":-0.06046153977513313}],"sentiment":"neutral","sentiment_score":-0.06046153977513313,"channel":1,"num_words":1,"start":1301.415,"end":1301.915},{"sentences":[{"text":"any health issues whatsoever or even with the cardiogram, like, if there is anything that","start":1301.49,"end":1307.415,"sentiment":"neutral","sentiment_score":-0.15251686523358027}],"sentiment":"neutral","sentiment_score":-0.15251686523358027,"channel":0,"num_words":15,"start":1301.49,"end":1307.415},{"sentences":[{"text":"Yes.","start":1307.095,"end":1307.595,"sentiment":"neutral","sentiment_score":-0.1535152643918991}],"sentiment":"neutral","sentiment_score":-0.1535152643918991,"channel":1,"num_words":1,"start":1307.095,"end":1307.595},{"sentences":[{"text":"could potentially cause issues.","start":1307.415,"end":1309.355,"sentiment":"neutral","sentiment_score":-0.2350608129054308},{"text":"So","start":1309.575,"end":1310.075,"sentiment":"neutral","sentiment_score":-0.05329962447285652}],"sentiment":"neutral","sentiment_score":-0.19870857521891594,"channel":0,"num_words":5,"start":1307.415,"end":1310.075},{"sentences":[{"text":"They might not say yes.","start":1309.5751,"end":1311.015,"sentiment":"neutral","sentiment_score":-0.14433521628379822},{"text":"Yep.","start":1311.015,"end":1311.515,"sentiment":"neutral","sentiment_score":-0.06546750664710999}],"sentiment":"neutral","sentiment_score":-0.13119059801101685,"channel":1,"num_words":6,"start":1309.5751,"end":1311.515},{"sentences":[{"text":"exactly.","start":1311.655,"end":1312.135,"sentiment":"neutral","sentiment_score":-0.03489150106906891}],"sentiment":"neutral","sentiment_score":-0.03489150106906891,"channel":0,"num_words":1,"start":1311.655,"end":1312.135},{"sentences":[{"text":"Yep.","start":1312.08,"end":1312.58,"sentiment":"neutral","sentiment_score":-0.023562371730804443}],"sentiment":"neutral","sentiment_score":-0.023562371730804443,"channel":1,"num_words":1,"start":1312.08,"end":1312.58},{"sentences":[{"text":"So especially if it is something that you are looking at going back to,","start":1312.135,"end":1315.915,"sentiment":"neutral","sentiment_score":-0.09767746446388108}],"sentiment":"neutral","sentiment_score":-0.09767746446388108,"channel":0,"num_words":14,"start":1312.135,"end":1315.915},{"sentences":[{"text":"Yep.","start":1315.9199,"end":1316.32,"sentiment":"neutral","sentiment_score":-0.05717014521360397}],"sentiment":"neutral","sentiment_score":-0.05717014521360397,"channel":1,"num_words":1,"start":1315.9199,"end":1316.32},{"sentences":[{"text":"yes, it","start":1316.0549,"end":1316.455,"sentiment":"neutral","sentiment_score":-0.03976738639175892}],"sentiment":"neutral","sentiment_score":-0.03976738639175892,"channel":0,"num_words":2,"start":1316.0549,"end":1316.455},{"sentences":[{"text":"Yep.","start":1316.32,"end":1316.82,"sentiment":"neutral","sentiment_score":-0.09694600105285645}],"sentiment":"neutral","sentiment_score":-0.09694600105285645,"channel":1,"num_words":1,"start":1316.32,"end":1316.82},{"sentences":[{"text":"will mean that you are slightly over insured and paying for a little bit more than you could potentially get if something were to happen, especially if it is a bit more not super","start":1316.455,"end":1325.96,"sentiment":"neutral","sentiment_score":-0.2645525033859646}],"sentiment":"neutral","sentiment_score":-0.2645525033859646,"channel":0,"num_words":34,"start":1316.455,"end":1325.96},{"sentences":[{"text":"Then I'd","start":1325.675,"end":1326.0751,"sentiment":"neutral","sentiment_score":-0.1291474550962448}],"sentiment":"neutral","sentiment_score":-0.1291474550962448,"channel":1,"num_words":2,"start":1325.675,"end":1326.0751},{"sentences":[{"text":"certain.","start":1325.96,"end":1326.46,"sentiment":"neutral","sentiment_score":-0.1277647316455841}],"sentiment":"neutral","sentiment_score":-0.1277647316455841,"channel":0,"num_words":1,"start":1325.96,"end":1326.46},{"sentences":[{"text":"be inclined to I'd be inclined to leave the insurance the way it","start":1326.0751,"end":1329.3551,"sentiment":"neutral","sentiment_score":-0.13338330674629945}],"sentiment":"neutral","sentiment_score":-0.13338330674629945,"channel":1,"num_words":13,"start":1326.0751,"end":1329.3551},{"sentences":[{"text":"Exactly.","start":1329.24,"end":1329.74,"sentiment":"neutral","sentiment_score":-0.033428728580474854}],"sentiment":"neutral","sentiment_score":-0.033428728580474854,"channel":0,"num_words":1,"start":1329.24,"end":1329.74},{"sentences":[{"text":"is.","start":1329.3551,"end":1329.8551,"sentiment":"neutral","sentiment_score":-0.024881981313228607}],"sentiment":"neutral","sentiment_score":-0.024881981313228607,"channel":1,"num_words":1,"start":1329.3551,"end":1329.8551},{"sentences":[{"text":"Exactly.","start":1330.12,"end":1330.62,"sentiment":"neutral","sentiment_score":0.007400594651699066}],"sentiment":"neutral","sentiment_score":0.007400594651699066,"channel":0,"num_words":1,"start":1330.12,"end":1330.62},{"sentences":[{"text":"Yeah.","start":1330.155,"end":1330.635,"sentiment":"neutral","sentiment_score":0.014476504176855087},{"text":"Yeah.","start":1330.635,"end":1331.135,"sentiment":"neutral","sentiment_score":0.003243204206228256}],"sentiment":"neutral","sentiment_score":0.008859854191541672,"channel":1,"num_words":2,"start":1330.155,"end":1331.135},{"sentences":[{"text":"Because then, yeah, you don't wanna do decrease and then, oh, no.","start":1330.84,"end":1334.955,"sentiment":"neutral","sentiment_score":-0.10115268484999736},{"text":"I need more, and then we've kind","start":1334.955,"end":1336.715,"sentiment":"neutral","sentiment_score":-0.14731193014553615}],"sentiment":"neutral","sentiment_score":-0.11815872259045902,"channel":0,"num_words":19,"start":1330.84,"end":1336.715},{"sentences":[{"text":"Yeah.","start":1336.4751,"end":1336.9751,"sentiment":"neutral","sentiment_score":-0.12171222269535063}],"sentiment":"neutral","sentiment_score":-0.12171222269535063,"channel":1,"num_words":1,"start":1336.4751,"end":1336.9751},{"sentences":[{"text":"of screwed herself","start":1336.715,"end":1337.9149,"sentiment":"negative","sentiment_score":-0.3871406118075053}],"sentiment":"negative","sentiment_score":-0.3871406118075053,"channel":0,"num_words":3,"start":1336.715,"end":1337.9149},{"sentences":[{"text":"Yep.","start":1337.675,"end":1338.09,"sentiment":"neutral","sentiment_score":-0.26160410046577454}],"sentiment":"neutral","sentiment_score":-0.26160410046577454,"channel":1,"num_words":1,"start":1337.675,"end":1338.09},{"sentences":[{"text":"over.","start":1337.9149,"end":1338.315,"sentiment":"neutral","sentiment_score":-0.32069575786590576},{"text":"So I","start":1338.315,"end":1338.7949,"sentiment":"neutral","sentiment_score":-0.05218106135725975}],"sentiment":"neutral","sentiment_score":-0.1416859601934751,"channel":0,"num_words":3,"start":1337.9149,"end":1338.7949},{"sentences":[{"text":"Because","start":1338.73,"end":1339.23,"sentiment":"neutral","sentiment_score":-0.05148368701338768}],"sentiment":"neutral","sentiment_score":-0.05148368701338768,"channel":1,"num_words":1,"start":1338.73,"end":1339.23},{"sentences":[{"text":"just wanted to let you know.","start":1338.7949,"end":1340.255,"sentiment":"neutral","sentiment_score":-0.030660417241354782}],"sentiment":"neutral","sentiment_score":-0.030660417241354782,"channel":0,"num_words":6,"start":1338.7949,"end":1340.255},{"sentences":[{"text":"yeah.","start":1340.09,"end":1340.4099,"sentiment":"neutral","sentiment_score":-0.0004869811236858368}],"sentiment":"neutral","sentiment_score":-0.0004869811236858368,"channel":1,"num_words":1,"start":1340.09,"end":1340.4099},{"sentences":[{"text":"Yeah.","start":1340.315,"end":1340.815,"sentiment":"neutral","sentiment_score":-0.0023369770497083664}],"sentiment":"neutral","sentiment_score":-0.0023369770497083664,"channel":0,"num_words":1,"start":1340.315,"end":1340.815},{"sentences":[{"text":"No.","start":1340.4099,"end":1340.65,"sentiment":"neutral","sentiment_score":-0.05131051689386368},{"text":"That's cool.","start":1340.65,"end":1341.21,"sentiment":"neutral","sentiment_score":0.10371338203549385},{"text":"Yeah.","start":1341.21,"end":1341.37,"sentiment":"neutral","sentiment_score":0.13499882817268372},{"text":"Yeah.","start":1341.37,"end":1341.5299,"sentiment":"neutral","sentiment_score":0.19046300649642944},{"text":"That's cool.","start":1341.5299,"end":1342.01,"sentiment":"neutral","sentiment_score":0.2859009653329849}],"sentiment":"neutral","sentiment_score":0.1504828589303153,"channel":1,"num_words":7,"start":1340.4099,"end":1342.01},{"sentences":[{"text":"But","start":1342.01,"end":1342.1699,"sentiment":"neutral","sentiment_score":0.12227419018745422}],"sentiment":"neutral","sentiment_score":0.12227419018745422,"channel":1,"num_words":1,"start":1342.01,"end":1342.1699},{"sentences":[{"text":"Yeah.","start":1342.075,"end":1342.575,"sentiment":"neutral","sentiment_score":0.09672144055366516}],"sentiment":"neutral","sentiment_score":0.09672144055366516,"channel":0,"num_words":1,"start":1342.075,"end":1342.575},{"sentences":[{"text":"I'm I'm I'm pretty sure that my income would remain the same","start":1342.1699,"end":1346.11,"sentiment":"neutral","sentiment_score":0.11522605394323666}],"sentiment":"neutral","sentiment_score":0.11522605394323666,"channel":1,"num_words":12,"start":1342.1699,"end":1346.11},{"sentences":[{"text":"Mhmm.","start":1346.395,"end":1346.5549,"sentiment":"neutral","sentiment_score":0.05566054582595825},{"text":"Okay.","start":1346.5549,"end":1346.875,"sentiment":"neutral","sentiment_score":0.13429000973701477}],"sentiment":"neutral","sentiment_score":0.09497527778148651,"channel":0,"num_words":2,"start":1346.395,"end":1346.875},{"sentences":[{"text":"anyway","start":1346.8099,"end":1347.3099,"sentiment":"neutral","sentiment_score":0.20914939045906067}],"sentiment":"neutral","sentiment_score":0.20914939045906067,"channel":1,"num_words":1,"start":1346.8099,"end":1347.3099},{"sentences":[{"text":"Good.","start":1346.875,"end":1347.115,"sentiment":"positive","sentiment_score":0.3836875557899475},{"text":"Okay.","start":1347.115,"end":1347.4349,"sentiment":"positive","sentiment_score":0.3957098722457886},{"text":"Perfect.","start":1347.4349,"end":1347.9349,"sentiment":"positive","sentiment_score":0.5866379737854004}],"sentiment":"positive","sentiment_score":0.45534513394037884,"channel":0,"num_words":3,"start":1346.875,"end":1347.9349},{"sentences":[{"text":"because I'd because I'd be working for the business.","start":1347.45,"end":1349.85,"sentiment":"positive","sentiment_score":0.3513772057162391},{"text":"I'd be a part of the business and that that the sub that I would supplement my income with through the business.","start":1349.85,"end":1355.595,"sentiment":"positive","sentiment_score":0.34129992398348724}],"sentiment":"positive","sentiment_score":0.3442255864220281,"channel":1,"num_words":31,"start":1347.45,"end":1355.595},{"sentences":[{"text":"From the okay.","start":1355.42,"end":1356.14,"sentiment":"neutral","sentiment_score":0.11800222347180049},{"text":"Well, then it'll be basically same same.","start":1356.14,"end":1357.98,"sentiment":"neutral","sentiment_score":0.08792298712900706},{"text":"They would just","start":1357.98,"end":1358.7,"sentiment":"neutral","sentiment_score":0.041956230998039246}],"sentiment":"neutral","sentiment_score":0.08425663640865913,"channel":0,"num_words":13,"start":1355.42,"end":1358.7},{"sentences":[{"text":"Yeah.","start":1358.6951,"end":1359.1951,"sentiment":"neutral","sentiment_score":0.016518257558345795}],"sentiment":"neutral","sentiment_score":0.016518257558345795,"channel":1,"num_words":1,"start":1358.6951,"end":1359.1951},{"sentences":[{"text":"need sometimes as a like, if it's, like, from a business owner, they would just need different documentation","start":1358.7,"end":1363.8551,"sentiment":"neutral","sentiment_score":0.0022104352505670655}],"sentiment":"neutral","sentiment_score":0.0022104352505670655,"channel":0,"num_words":18,"start":1358.7,"end":1363.8551},{"sentences":[{"text":"Yep.","start":1363.415,"end":1363.915,"sentiment":"neutral","sentiment_score":-0.0011240802705287931}],"sentiment":"neutral","sentiment_score":-0.0011240802705287931,"channel":1,"num_words":1,"start":1363.415,"end":1363.915},{"sentences":[{"text":"to show it.","start":1364.155,"end":1365.135,"sentiment":"neutral","sentiment_score":-0.0035470848282178244},{"text":"But,","start":1365.275,"end":1365.5951,"sentiment":"neutral","sentiment_score":0.02562059462070465}],"sentiment":"neutral","sentiment_score":0.0037448350340127945,"channel":0,"num_words":4,"start":1364.155,"end":1365.5951},{"sentences":[{"text":"Yep.","start":1365.5751,"end":1366.0751,"sentiment":"neutral","sentiment_score":0.02827436849474907}],"sentiment":"neutral","sentiment_score":0.02827436849474907,"channel":1,"num_words":1,"start":1365.5751,"end":1366.0751},{"sentences":[{"text":"basically, at the end of the day, they just need to prove your take home pay.","start":1365.5951,"end":1368.875,"sentiment":"neutral","sentiment_score":0.025107757421210408},{"text":"And if the take home","start":1368.875,"end":1369.675,"sentiment":"neutral","sentiment_score":0.015791770443320273}],"sentiment":"neutral","sentiment_score":0.02288966528361752,"channel":0,"num_words":21,"start":1365.5951,"end":1369.675},{"sentences":[{"text":"Yeah.","start":1369.63,"end":1370.13,"sentiment":"neutral","sentiment_score":0.02971186675131321}],"sentiment":"neutral","sentiment_score":0.02971186675131321,"channel":1,"num_words":1,"start":1369.63,"end":1370.13},{"sentences":[{"text":"pay stays the same, definitely matter","start":1369.675,"end":1371.935,"sentiment":"neutral","sentiment_score":0.02819553017616272}],"sentiment":"neutral","sentiment_score":0.02819553017616272,"channel":0,"num_words":6,"start":1369.675,"end":1371.935},{"sentences":[{"text":"Basically,","start":1372.1101,"end":1372.6101,"sentiment":"neutral","sentiment_score":-0.004383259918540716}],"sentiment":"neutral","sentiment_score":-0.004383259918540716,"channel":1,"num_words":1,"start":1372.1101,"end":1372.6101},{"sentences":[{"text":"where it comes","start":1372.155,"end":1372.875,"sentiment":"neutral","sentiment_score":-0.007015908757845561}],"sentiment":"neutral","sentiment_score":-0.007015908757845561,"channel":0,"num_words":3,"start":1372.155,"end":1372.875},{"sentences":[{"text":"it'll","start":1372.7101,"end":1373.2101,"sentiment":"neutral","sentiment_score":0.005567148327827454}],"sentiment":"neutral","sentiment_score":0.005567148327827454,"channel":1,"num_words":1,"start":1372.7101,"end":1373.2101},{"sentences":[{"text":"from.","start":1372.875,"end":1373.375,"sentiment":"neutral","sentiment_score":-0.013162754476070404}],"sentiment":"neutral","sentiment_score":-0.013162754476070404,"channel":0,"num_words":1,"start":1372.875,"end":1373.375},{"sentences":[{"text":"yeah.","start":1373.7101,"end":1374.1101,"sentiment":"neutral","sentiment_score":0.022278249263763428}],"sentiment":"neutral","sentiment_score":0.022278249263763428,"channel":1,"num_words":1,"start":1373.7101,"end":1374.1101},{"sentences":[{"text":"Yeah.","start":1373.755,"end":1374.255,"sentiment":"neutral","sentiment_score":0.03419256955385208}],"sentiment":"neutral","sentiment_score":0.03419256955385208,"channel":0,"num_words":1,"start":1373.755,"end":1374.255},{"sentences":[{"text":"Yeah.","start":1374.1101,"end":1374.43,"sentiment":"neutral","sentiment_score":0.042307861149311066},{"text":"Yeah.","start":1374.43,"end":1374.67,"sentiment":"neutral","sentiment_score":0.05473208427429199},{"text":"It'll","start":1374.67,"end":1374.9901,"sentiment":"neutral","sentiment_score":0.06986380368471146}],"sentiment":"neutral","sentiment_score":0.055634583036104836,"channel":1,"num_words":3,"start":1374.1101,"end":1374.9901},{"sentences":[{"text":"Okay.","start":1374.795,"end":1375.1951,"sentiment":"neutral","sentiment_score":0.07872221618890762}],"sentiment":"neutral","sentiment_score":0.07872221618890762,"channel":0,"num_words":1,"start":1374.795,"end":1375.1951},{"sentences":[{"text":"be the","start":1374.9901,"end":1375.31,"sentiment":"neutral","sentiment_score":0.09411297366023064}],"sentiment":"neutral","sentiment_score":0.09411297366023064,"channel":1,"num_words":2,"start":1374.9901,"end":1375.31},{"sentences":[{"text":"Perfect.","start":1375.1951,"end":1375.6951,"sentiment":"neutral","sentiment_score":0.2635495960712433}],"sentiment":"neutral","sentiment_score":0.2635495960712433,"channel":0,"num_words":1,"start":1375.1951,"end":1375.6951},{"sentences":[{"text":"same.","start":1375.31,"end":1375.4701,"sentiment":"neutral","sentiment_score":0.2213793843984604},{"text":"It'll just be from two two different sources, basically.","start":1375.4701,"end":1378.05,"sentiment":"neutral","sentiment_score":0.10949885017342037}],"sentiment":"neutral","sentiment_score":0.12068690359592438,"channel":1,"num_words":10,"start":1375.31,"end":1378.05},{"sentences":[{"text":"Yep.","start":1378.12,"end":1378.6001,"sentiment":"neutral","sentiment_score":0.11185135692358016}],"sentiment":"neutral","sentiment_score":0.11185135692358016,"channel":0,"num_words":1,"start":1378.12,"end":1378.6001},{"sentences":[{"text":"Yeah.","start":1378.1901,"end":1378.6901,"sentiment":"neutral","sentiment_score":0.16295309364795685}],"sentiment":"neutral","sentiment_score":0.16295309364795685,"channel":1,"num_words":1,"start":1378.1901,"end":1378.6901},{"sentences":[{"text":"Okay.","start":1378.6001,"end":1379.0,"sentiment":"positive","sentiment_score":0.3337613046169281},{"text":"Amazing.","start":1379.0,"end":1379.5,"sentiment":"positive","sentiment_score":0.6281379461288452},{"text":"Perfect.","start":1379.56,"end":1380.06,"sentiment":"positive","sentiment_score":0.6173509359359741}],"sentiment":"positive","sentiment_score":0.5264167288939158,"channel":0,"num_words":3,"start":1378.6001,"end":1380.06},{"sentences":[{"text":"Yep.","start":1379.7101,"end":1380.045,"sentiment":"positive","sentiment_score":0.3593401610851288}],"sentiment":"positive","sentiment_score":0.3593401610851288,"channel":1,"num_words":1,"start":1379.7101,"end":1380.045},{"sentences":[{"text":"You can see here that because of the way it's structured, you get a 15% rebate in tax.","start":1380.68,"end":1386.2201,"sentiment":"neutral","sentiment_score":0.30449753668573165},{"text":"So after that, it is 3,594 for all three inside super for you.","start":1386.3601,"end":1391.595,"sentiment":"neutral","sentiment_score":0.2798521885505089}],"sentiment":"neutral","sentiment_score":0.2941623906935415,"channel":0,"num_words":31,"start":1380.68,"end":1391.595},{"sentences":[{"text":"Mhmm.","start":1392.2051,"end":1392.7051,"sentiment":"neutral","sentiment_score":0.13995015621185303}],"sentiment":"neutral","sentiment_score":0.13995015621185303,"channel":1,"num_words":1,"start":1392.2051,"end":1392.7051},{"sentences":[{"text":"Perfect.","start":1393.4349,"end":1393.9349,"sentiment":"positive","sentiment_score":0.45934823155403137},{"text":"Now the next document you should have is your twelve month performance report.","start":1394.715,"end":1400.335,"sentiment":"neutral","sentiment_score":0.17117731022433594},{"text":"Now I know you said that you are pretty across or keeping an eye on it every now and then, so I'll try not to spend too much time on this.","start":1400.635,"end":1407.18,"sentiment":"neutral","sentiment_score":0.006958891126898027},{"text":"But","start":1407.8201,"end":1408.06,"sentiment":"neutral","sentiment_score":0.06887341290712357}],"sentiment":"neutral","sentiment_score":0.06454896309372524,"channel":0,"num_words":46,"start":1393.4349,"end":1408.06},{"sentences":[{"text":"Yep.","start":1407.985,"end":1408.485,"sentiment":"neutral","sentiment_score":0.15215861797332764}],"sentiment":"neutral","sentiment_score":0.15215861797332764,"channel":1,"num_words":1,"start":1407.985,"end":1408.485},{"sentences":[{"text":"I do wanted to kind of revisit one of the investments.","start":1408.06,"end":1410.78,"sentiment":"neutral","sentiment_score":0.16564822535623203},{"text":"So if you're happy for me to do so, I would like to do a little bit more research on your investment because","start":1410.78,"end":1416.38,"sentiment":"neutral","sentiment_score":0.27577708596768585}],"sentiment":"neutral","sentiment_score":0.24014716047574491,"channel":0,"num_words":34,"start":1408.06,"end":1416.38},{"sentences":[{"text":"Yep.","start":1416.305,"end":1416.805,"sentiment":"neutral","sentiment_score":0.1872394382953644}],"sentiment":"neutral","sentiment_score":0.1872394382953644,"channel":1,"num_words":1,"start":1416.305,"end":1416.805},{"sentences":[{"text":"there is one investment that I would like to look at potentially changing for you, and that is your","start":1416.38,"end":1421.355,"sentiment":"neutral","sentiment_score":0.1599097126408627}],"sentiment":"neutral","sentiment_score":0.1599097126408627,"channel":0,"num_words":19,"start":1416.38,"end":1421.355},{"sentences":[{"text":"Yeah.","start":1421.345,"end":1421.845,"sentiment":"neutral","sentiment_score":0.14058691263198853}],"sentiment":"neutral","sentiment_score":0.14058691263198853,"channel":1,"num_words":1,"start":1421.345,"end":1421.845},{"sentences":[{"text":"Benelon Australia equity, which you may have seen if you've been keeping an eye on it that it's been underperforming","start":1421.355,"end":1426.255,"sentiment":"neutral","sentiment_score":-0.019299241341650487}],"sentiment":"neutral","sentiment_score":-0.019299241341650487,"channel":0,"num_words":20,"start":1421.355,"end":1426.255},{"sentences":[{"text":"Yep.","start":1425.79,"end":1426.29,"sentiment":"neutral","sentiment_score":-0.19780956208705905}],"sentiment":"neutral","sentiment_score":-0.19780956208705905,"channel":1,"num_words":1,"start":1425.79,"end":1426.29},{"sentences":[{"text":"a little bit.","start":1426.3949,"end":1426.875,"sentiment":"neutral","sentiment_score":-0.10217510908842087},{"text":"Yep.","start":1426.875,"end":1427.375,"sentiment":"neutral","sentiment_score":0.1360577642917633},{"text":"So I would like to do do some research and see if I can find a better alternative option that fits into your portfolio.","start":1428.5549,"end":1433.8201,"sentiment":"neutral","sentiment_score":0.2883888327827056},{"text":"That'll put you in a little bit better position, improve those returns a little bit for you as well.","start":1433.8201,"end":1440.0801,"sentiment":"positive","sentiment_score":0.5544314745225405},{"text":"So","start":1440.62,"end":1440.9401,"sentiment":"neutral","sentiment_score":0.2903081178665161}],"sentiment":"positive","sentiment_score":0.36615355328346294,"channel":0,"num_words":48,"start":1426.3949,"end":1440.9401},{"sentences":[{"text":"Yep.","start":1440.825,"end":1441.1449,"sentiment":"positive","sentiment_score":0.3859896659851074}],"sentiment":"positive","sentiment_score":0.3859896659851074,"channel":1,"num_words":1,"start":1440.825,"end":1441.1449},{"sentences":[{"text":"it","start":1440.9401,"end":1441.3401,"sentiment":"positive","sentiment_score":0.484497994184494}],"sentiment":"positive","sentiment_score":0.484497994184494,"channel":0,"num_words":1,"start":1440.9401,"end":1441.3401},{"sentences":[{"text":"Go","start":1441.1449,"end":1441.3849,"sentiment":"positive","sentiment_score":0.4729091227054596}],"sentiment":"positive","sentiment_score":0.4729091227054596,"channel":1,"num_words":1,"start":1441.1449,"end":1441.3849},{"sentences":[{"text":"does","start":1441.3401,"end":1441.8401,"sentiment":"positive","sentiment_score":0.4507245421409607}],"sentiment":"positive","sentiment_score":0.4507245421409607,"channel":0,"num_words":1,"start":1441.3401,"end":1441.8401},{"sentences":[{"text":"for it.","start":1441.3849,"end":1441.865,"sentiment":"positive","sentiment_score":0.4709588289260864},{"text":"That's that you're a professional, so, yeah, you should be","start":1441.865,"end":1444.845,"sentiment":"positive","sentiment_score":0.35050136744976046}],"sentiment":"positive","sentiment_score":0.3705776110291481,"channel":1,"num_words":12,"start":1441.3849,"end":1444.845},{"sentences":[{"text":"Yes.","start":1445.385,"end":1445.865,"sentiment":"neutral","sentiment_score":0.16098569333553314}],"sentiment":"neutral","sentiment_score":0.16098569333553314,"channel":0,"num_words":1,"start":1445.385,"end":1445.865},{"sentences":[{"text":"you're","start":1445.865,"end":1446.105,"sentiment":"neutral","sentiment_score":-0.002407583175227046}],"sentiment":"neutral","sentiment_score":-0.002407583175227046,"channel":1,"num_words":1,"start":1445.865,"end":1446.105},{"sentences":[{"text":"No.","start":1445.865,"end":1446.105,"sentiment":"neutral","sentiment_score":-0.08193662017583847}],"sentiment":"neutral","sentiment_score":-0.08193662017583847,"channel":0,"num_words":1,"start":1445.865,"end":1446.105},{"sentences":[{"text":"all","start":1446.105,"end":1446.2649,"sentiment":"neutral","sentiment_score":-0.04592803120613098}],"sentiment":"neutral","sentiment_score":-0.04592803120613098,"channel":1,"num_words":1,"start":1446.105,"end":1446.2649},{"sentences":[{"text":"I","start":1446.105,"end":1446.265,"sentiment":"neutral","sentiment_score":-0.05416915565729141}],"sentiment":"neutral","sentiment_score":-0.05416915565729141,"channel":0,"num_words":1,"start":1446.105,"end":1446.265},{"sentences":[{"text":"over","start":1446.2649,"end":1446.585,"sentiment":"neutral","sentiment_score":-0.04742816090583801}],"sentiment":"neutral","sentiment_score":-0.04742816090583801,"channel":1,"num_words":1,"start":1446.2649,"end":1446.585},{"sentences":[{"text":"would like","start":1446.265,"end":1446.665,"sentiment":"neutral","sentiment_score":0.028746288269758224}],"sentiment":"neutral","sentiment_score":0.028746288269758224,"channel":0,"num_words":2,"start":1446.265,"end":1446.665},{"sentences":[{"text":"it.","start":1446.585,"end":1447.085,"sentiment":"neutral","sentiment_score":-0.08530688285827637}],"sentiment":"neutral","sentiment_score":-0.08530688285827637,"channel":1,"num_words":1,"start":1446.585,"end":1447.085},{"sentences":[{"text":"to do that.","start":1446.665,"end":1447.305,"sentiment":"neutral","sentiment_score":0.011084891855716705},{"text":"Yes.","start":1447.305,"end":1447.805,"sentiment":"neutral","sentiment_score":0.09968312829732896},{"text":"So it will take me about a week or two to put it all together.","start":1448.265,"end":1454.365,"sentiment":"neutral","sentiment_score":0.16876637538274128}],"sentiment":"neutral","sentiment_score":0.14023333866345256,"channel":0,"num_words":19,"start":1446.665,"end":1454.365},{"sentences":[{"text":"Yep.","start":1455.27,"end":1455.77,"sentiment":"neutral","sentiment_score":0.2161993384361267}],"sentiment":"neutral","sentiment_score":0.2161993384361267,"channel":1,"num_words":1,"start":1455.27,"end":1455.77},{"sentences":[{"text":"I am quite booked out for the next week, but let me see.","start":1455.545,"end":1460.765,"sentiment":"neutral","sentiment_score":0.21342801703856543}],"sentiment":"neutral","sentiment_score":0.21342801703856543,"channel":0,"num_words":13,"start":1455.545,"end":1460.765},{"sentences":[{"text":"It's cool.","start":1462.0701,"end":1462.89,"sentiment":"positive","sentiment_score":0.4079969823360443},{"text":"What whatever you think.","start":1462.9501,"end":1464.49,"sentiment":"neutral","sentiment_score":0.1838664822280407}],"sentiment":"neutral","sentiment_score":0.2585766489307086,"channel":1,"num_words":6,"start":1462.0701,"end":1464.49},{"sentences":[{"text":"Okay.","start":1464.7401,"end":1465.06,"sentiment":"neutral","sentiment_score":0.0931522250175476},{"text":"Let me have a look.","start":1465.06,"end":1465.9401,"sentiment":"neutral","sentiment_score":0.09448788166046143},{"text":"So which day usually works best?","start":1465.9401,"end":1469.06,"sentiment":"neutral","sentiment_score":0.05251401290297508},{"text":"Is Monday normally best for you?","start":1469.06,"end":1470.92,"sentiment":"neutral","sentiment_score":0.02662623254582286}],"sentiment":"neutral","sentiment_score":0.057801839222924575,"channel":0,"num_words":18,"start":1464.7401,"end":1470.92},{"sentences":[{"text":"I work","start":1472.3049,"end":1472.945,"sentiment":"neutral","sentiment_score":0.00952407717704773}],"sentiment":"neutral","sentiment_score":0.00952407717704773,"channel":1,"num_words":2,"start":1472.3049,"end":1472.945},{"sentences":[{"text":"Or you","start":1472.5801,"end":1473.06,"sentiment":"neutral","sentiment_score":0.00035514775663614273}],"sentiment":"neutral","sentiment_score":0.00035514775663614273,"channel":0,"num_words":2,"start":1472.5801,"end":1473.06},{"sentences":[{"text":"shifts,","start":1472.945,"end":1473.345,"sentiment":"neutral","sentiment_score":0.01784910075366497}],"sentiment":"neutral","sentiment_score":0.01784910075366497,"channel":1,"num_words":1,"start":1472.945,"end":1473.345},{"sentences":[{"text":"go?","start":1473.06,"end":1473.56,"sentiment":"neutral","sentiment_score":0.01925036311149597}],"sentiment":"neutral","sentiment_score":0.01925036311149597,"channel":0,"num_words":1,"start":1473.06,"end":1473.56},{"sentences":[{"text":"so it's it's all over the place.","start":1473.345,"end":1475.125,"sentiment":"neutral","sentiment_score":0.0284768103488854}],"sentiment":"neutral","sentiment_score":0.0284768103488854,"channel":1,"num_words":7,"start":1473.345,"end":1475.125},{"sentences":[{"text":"Okay.","start":1475.265,"end":1475.765,"sentiment":"neutral","sentiment_score":0.03709692135453224},{"text":"Do you","start":1475.985,"end":1476.385,"sentiment":"neutral","sentiment_score":0.02083426993340254}],"sentiment":"neutral","sentiment_score":0.026255153740445774,"channel":0,"num_words":3,"start":1475.265,"end":1476.385},{"sentences":[{"text":"Yep.","start":1476.385,"end":1476.885,"sentiment":"neutral","sentiment_score":0.02967112325131893}],"sentiment":"neutral","sentiment_score":0.02967112325131893,"channel":1,"num_words":1,"start":1476.385,"end":1476.885},{"sentences":[{"text":"have your roster or anything for the week of the June 1?","start":1476.385,"end":1480.385,"sentiment":"neutral","sentiment_score":0.029747917782515287},{"text":"So between the June or two weeks?","start":1480.385,"end":1485.0449,"sentiment":"neutral","sentiment_score":0.010861413686403207}],"sentiment":"neutral","sentiment_score":0.022789732062895047,"channel":0,"num_words":19,"start":1476.385,"end":1485.0449},{"sentences":[{"text":"Yep.","start":1487.53,"end":1488.03,"sentiment":"neutral","sentiment_score":0.02654203586280346}],"sentiment":"neutral","sentiment_score":0.02654203586280346,"channel":1,"num_words":1,"start":1487.53,"end":1488.03},{"sentences":[{"text":"Yes.","start":1488.5599,"end":1489.0599,"sentiment":"neutral","sentiment_score":0.023598629981279373}],"sentiment":"neutral","sentiment_score":0.023598629981279373,"channel":0,"num_words":1,"start":1488.5599,"end":1489.0599},{"sentences":[{"text":"Monday, I'm coming off of night shift by the look of this.","start":1489.93,"end":1493.63,"sentiment":"neutral","sentiment_score":-0.007959274885555109}],"sentiment":"neutral","sentiment_score":-0.007959274885555109,"channel":1,"num_words":12,"start":1489.93,"end":1493.63},{"sentences":[{"text":"Sorry.","start":1495.2,"end":1495.355,"sentiment":"neutral","sentiment_score":-0.1809414178133011}],"sentiment":"neutral","sentiment_score":-0.1809414178133011,"channel":0,"num_words":1,"start":1495.2,"end":1495.355},{"sentences":[{"text":"So","start":1495.2101,"end":1495.7101,"sentiment":"neutral","sentiment_score":-0.22094067931175232}],"sentiment":"neutral","sentiment_score":-0.22094067931175232,"channel":1,"num_words":1,"start":1495.2101,"end":1495.7101},{"sentences":[{"text":"Not a good time.","start":1495.355,"end":1496.58,"sentiment":"negative","sentiment_score":-0.341569684445858}],"sentiment":"negative","sentiment_score":-0.341569684445858,"channel":0,"num_words":4,"start":1495.355,"end":1496.58},{"sentences":[{"text":"where is the best to check?","start":1497.705,"end":1499.725,"sentiment":"neutral","sentiment_score":-0.08869319657484691},{"text":"Oh, Monday, I'm on night shift.","start":1501.065,"end":1502.765,"sentiment":"neutral","sentiment_score":-0.042368930454055466}],"sentiment":"neutral","sentiment_score":-0.06553106351445119,"channel":1,"num_words":12,"start":1497.705,"end":1502.765},{"sentences":[{"text":"Okay.","start":1503.0549,"end":1503.5549,"sentiment":"neutral","sentiment_score":-0.004442441277205944}],"sentiment":"neutral","sentiment_score":-0.004442441277205944,"channel":0,"num_words":1,"start":1503.0549,"end":1503.5549},{"sentences":[{"text":"Tuesday, I'm on night shift.","start":1506.985,"end":1508.5249,"sentiment":"neutral","sentiment_score":-0.012306961044669152},{"text":"Wednesday, I'm off, but I wake up in the afternoon, if","start":1509.1449,"end":1513.65,"sentiment":"neutral","sentiment_score":-0.005425324324857105}],"sentiment":"neutral","sentiment_score":-0.007575835799798369,"channel":1,"num_words":16,"start":1506.985,"end":1513.65},{"sentences":[{"text":"Okay.","start":1513.63,"end":1514.13,"sentiment":"neutral","sentiment_score":0.03294871374964714}],"sentiment":"neutral","sentiment_score":0.03294871374964714,"channel":0,"num_words":1,"start":1513.63,"end":1514.13},{"sentences":[{"text":"that suits","start":1513.65,"end":1514.39,"sentiment":"neutral","sentiment_score":0.04426353611052036}],"sentiment":"neutral","sentiment_score":0.04426353611052036,"channel":1,"num_words":2,"start":1513.65,"end":1514.39},{"sentences":[{"text":"Yeah.","start":1514.75,"end":1515.07,"sentiment":"neutral","sentiment_score":0.06835794448852539},{"text":"We can do","start":1515.07,"end":1515.71,"sentiment":"neutral","sentiment_score":0.050116186340649925}],"sentiment":"neutral","sentiment_score":0.05467662587761879,"channel":0,"num_words":4,"start":1514.75,"end":1515.71},{"sentences":[{"text":"you.","start":1515.6101,"end":1516.1101,"sentiment":"neutral","sentiment_score":0.059062667191028595}],"sentiment":"neutral","sentiment_score":0.059062667191028595,"channel":1,"num_words":1,"start":1515.6101,"end":1516.1101},{"sentences":[{"text":"an afternoon appointment that day.","start":1515.71,"end":1517.65,"sentiment":"neutral","sentiment_score":0.04973750039935112}],"sentiment":"neutral","sentiment_score":0.04973750039935112,"channel":0,"num_words":5,"start":1515.71,"end":1517.65},{"sentences":[{"text":"Oh, usually,","start":1517.3301,"end":1519.0901,"sentiment":"neutral","sentiment_score":-0.0016340040601789951}],"sentiment":"neutral","sentiment_score":-0.0016340040601789951,"channel":1,"num_words":2,"start":1517.3301,"end":1519.0901},{"sentences":[{"text":"Yes?","start":1518.83,"end":1519.31,"sentiment":"neutral","sentiment_score":-0.006649591960012913}],"sentiment":"neutral","sentiment_score":-0.006649591960012913,"channel":0,"num_words":1,"start":1518.83,"end":1519.31},{"sentences":[{"text":"I play","start":1519.0901,"end":1519.41,"sentiment":"neutral","sentiment_score":-0.0650348961353302}],"sentiment":"neutral","sentiment_score":-0.0650348961353302,"channel":1,"num_words":2,"start":1519.0901,"end":1519.41},{"sentences":[{"text":"Sorry.","start":1519.31,"end":1519.81,"sentiment":"neutral","sentiment_score":-0.2099752128124237}],"sentiment":"neutral","sentiment_score":-0.2099752128124237,"channel":0,"num_words":1,"start":1519.31,"end":1519.81},{"sentences":[{"text":"like, I wake up early and I go play golf.","start":1519.5701,"end":1521.3301,"sentiment":"neutral","sentiment_score":-0.31414762139320374},{"text":"So that's not good.","start":1521.3301,"end":1522.31,"sentiment":"negative","sentiment_score":-0.37429340183734894},{"text":"So if","start":1522.6901,"end":1523.73,"sentiment":"neutral","sentiment_score":-0.056837139651179314}],"sentiment":"neutral","sentiment_score":-0.297020256286487,"channel":1,"num_words":16,"start":1519.5701,"end":1523.73},{"sentences":[{"text":"That's","start":1523.645,"end":1523.965,"sentiment":"neutral","sentiment_score":-0.043092288076877594}],"sentiment":"neutral","sentiment_score":-0.043092288076877594,"channel":0,"num_words":1,"start":1523.645,"end":1523.965},{"sentences":[{"text":"we can","start":1523.73,"end":1524.13,"sentiment":"neutral","sentiment_score":-0.02343815378844738}],"sentiment":"neutral","sentiment_score":-0.02343815378844738,"channel":1,"num_words":2,"start":1523.73,"end":1524.13},{"sentences":[{"text":"okay.","start":1523.965,"end":1524.465,"sentiment":"neutral","sentiment_score":-0.020472828298807144}],"sentiment":"neutral","sentiment_score":-0.020472828298807144,"channel":0,"num_words":1,"start":1523.965,"end":1524.465},{"sentences":[{"text":"do if we can do the Thursday, the fourth,","start":1524.13,"end":1527.525,"sentiment":"neutral","sentiment_score":0.01978979456341929}],"sentiment":"neutral","sentiment_score":0.01978979456341929,"channel":1,"num_words":9,"start":1524.13,"end":1527.525},{"sentences":[{"text":"Yeah.","start":1527.645,"end":1528.125,"sentiment":"neutral","sentiment_score":0.08996859192848206},{"text":"Yep.","start":1528.125,"end":1528.625,"sentiment":"neutral","sentiment_score":0.11003275960683824}],"sentiment":"neutral","sentiment_score":0.10000067576766014,"channel":0,"num_words":2,"start":1527.645,"end":1528.625},{"sentences":[{"text":"but I have I have a a PT appointment at seven in the morning.","start":1528.485,"end":1533.625,"sentiment":"neutral","sentiment_score":0.0524670814297029}],"sentiment":"neutral","sentiment_score":0.0524670814297029,"channel":1,"num_words":14,"start":1528.485,"end":1533.625},{"sentences":[{"text":"Okay.","start":1534.06,"end":1534.56,"sentiment":"neutral","sentiment_score":0.08203736692667007}],"sentiment":"neutral","sentiment_score":0.08203736692667007,"channel":0,"num_words":1,"start":1534.06,"end":1534.56},{"sentences":[{"text":"So","start":1534.485,"end":1534.965,"sentiment":"neutral","sentiment_score":0.06213132292032242}],"sentiment":"neutral","sentiment_score":0.06213132292032242,"channel":1,"num_words":1,"start":1534.485,"end":1534.965},{"sentences":[{"text":"Let","start":1534.86,"end":1535.36,"sentiment":"neutral","sentiment_score":0.07972332090139389}],"sentiment":"neutral","sentiment_score":0.07972332090139389,"channel":0,"num_words":1,"start":1534.86,"end":1535.36},{"sentences":[{"text":"if we can do, like, the same time, like, half past eleven, say,","start":1534.965,"end":1540.345,"sentiment":"neutral","sentiment_score":0.07101991629371276}],"sentiment":"neutral","sentiment_score":0.07101991629371276,"channel":1,"num_words":13,"start":1534.965,"end":1540.345},{"sentences":[{"text":"it's okay for you.","start":1540.06,"end":1541.68,"sentiment":"neutral","sentiment_score":0.07267949171364307}],"sentiment":"neutral","sentiment_score":0.07267949171364307,"channel":0,"num_words":4,"start":1540.06,"end":1541.68},{"sentences":[{"text":"my time,","start":1541.685,"end":1542.39,"sentiment":"neutral","sentiment_score":0.03125919122248888}],"sentiment":"neutral","sentiment_score":0.03125919122248888,"channel":1,"num_words":2,"start":1541.685,"end":1542.39},{"sentences":[{"text":"So","start":1542.14,"end":1542.54,"sentiment":"neutral","sentiment_score":0.04020510613918304}],"sentiment":"neutral","sentiment_score":0.04020510613918304,"channel":0,"num_words":1,"start":1542.14,"end":1542.54},{"sentences":[{"text":"which","start":1542.63,"end":1542.87,"sentiment":"neutral","sentiment_score":0.04656952992081642}],"sentiment":"neutral","sentiment_score":0.04656952992081642,"channel":1,"num_words":1,"start":1542.63,"end":1542.87},{"sentences":[{"text":"yep.","start":1542.7001,"end":1543.1,"sentiment":"neutral","sentiment_score":0.04157918691635132}],"sentiment":"neutral","sentiment_score":0.04157918691635132,"channel":0,"num_words":1,"start":1542.7001,"end":1543.1},{"sentences":[{"text":"is","start":1542.87,"end":1543.27,"sentiment":"neutral","sentiment_score":0.02690482512116432}],"sentiment":"neutral","sentiment_score":0.02690482512116432,"channel":1,"num_words":1,"start":1542.87,"end":1543.27},{"sentences":[{"text":"So about","start":1543.1,"end":1543.76,"sentiment":"neutral","sentiment_score":0.03575265035033226}],"sentiment":"neutral","sentiment_score":0.03575265035033226,"channel":0,"num_words":2,"start":1543.1,"end":1543.76},{"sentences":[{"text":"which is half past one for you.","start":1543.27,"end":1544.71,"sentiment":"neutral","sentiment_score":0.03981788722532136},{"text":"Yeah?","start":1544.71,"end":1545.21,"sentiment":"neutral","sentiment_score":0.06036483496427536}],"sentiment":"neutral","sentiment_score":0.04238625569269061,"channel":1,"num_words":8,"start":1543.27,"end":1545.21},{"sentences":[{"text":"yep.","start":1545.02,"end":1545.5,"sentiment":"neutral","sentiment_score":0.11554527282714844},{"text":"Perfect.","start":1545.5,"end":1546.0,"sentiment":"positive","sentiment_score":0.3517732620239258},{"text":"So 01:30, Thursday, the fourth.","start":1546.06,"end":1547.8049,"sentiment":"neutral","sentiment_score":0.12210146337747574},{"text":"Yes.","start":1547.8049,"end":1548.125,"sentiment":"neutral","sentiment_score":0.1709713637828827},{"text":"I can do that.","start":1548.125,"end":1549.085,"sentiment":"neutral","sentiment_score":0.18607544153928757}],"sentiment":"neutral","sentiment_score":0.1660915818065405,"channel":0,"num_words":12,"start":1545.02,"end":1549.085},{"sentences":[{"text":"I can do that.","start":1549.085,"end":1549.985,"sentiment":"neutral","sentiment_score":0.198887150734663},{"text":"I'll book that in.","start":1550.7649,"end":1552.205,"sentiment":"neutral","sentiment_score":0.14005617424845695},{"text":"That is Thursday the fourth at 11:30AM your time.","start":1552.205,"end":1556.7849,"sentiment":"neutral","sentiment_score":0.08773882852660285}],"sentiment":"neutral","sentiment_score":0.12620133862775915,"channel":0,"num_words":17,"start":1549.085,"end":1556.7849},{"sentences":[{"text":"Yep.","start":1557.59,"end":1557.975,"sentiment":"neutral","sentiment_score":0.08882556855678558}],"sentiment":"neutral","sentiment_score":0.08882556855678558,"channel":1,"num_words":1,"start":1557.59,"end":1557.975},{"sentences":[{"text":"Would you like a reminder text at, like, two hours before the appointment?","start":1558.0449,"end":1561.105,"sentiment":"neutral","sentiment_score":0.05622173587863262}],"sentiment":"neutral","sentiment_score":0.05622173587863262,"channel":0,"num_words":13,"start":1558.0449,"end":1561.105},{"sentences":[{"text":"No.","start":1561.655,"end":1561.895,"sentiment":"neutral","sentiment_score":0.012307645753026009}],"sentiment":"neutral","sentiment_score":0.012307645753026009,"channel":1,"num_words":1,"start":1561.655,"end":1561.895},{"sentences":[{"text":"If anything","start":1561.73,"end":1562.37,"sentiment":"neutral","sentiment_score":0.07180190458893776}],"sentiment":"neutral","sentiment_score":0.07180190458893776,"channel":0,"num_words":2,"start":1561.73,"end":1562.37},{"sentences":[{"text":"I'm cool.","start":1561.895,"end":1562.2949,"sentiment":"neutral","sentiment_score":0.1327820084989071},{"text":"I'm","start":1562.2949,"end":1562.535,"sentiment":"neutral","sentiment_score":0.12885980308055878}],"sentiment":"neutral","sentiment_score":0.13147460669279099,"channel":1,"num_words":3,"start":1561.895,"end":1562.535},{"sentences":[{"text":"changed","start":1562.37,"end":1562.61,"sentiment":"neutral","sentiment_score":0.1614052653312683}],"sentiment":"neutral","sentiment_score":0.1614052653312683,"channel":0,"num_words":1,"start":1562.37,"end":1562.61},{"sentences":[{"text":"pretty up","start":1562.535,"end":1562.9349,"sentiment":"neutral","sentiment_score":0.11450771987438202}],"sentiment":"neutral","sentiment_score":0.11450771987438202,"channel":1,"num_words":2,"start":1562.535,"end":1562.9349},{"sentences":[{"text":"You're","start":1562.93,"end":1563.0901,"sentiment":"neutral","sentiment_score":0.32559698820114136}],"sentiment":"neutral","sentiment_score":0.32559698820114136,"channel":0,"num_words":1,"start":1562.93,"end":1563.0901},{"sentences":[{"text":"with","start":1562.9349,"end":1563.1749,"sentiment":"positive","sentiment_score":0.3385849595069885}],"sentiment":"positive","sentiment_score":0.3385849595069885,"channel":1,"num_words":1,"start":1562.9349,"end":1563.1749},{"sentences":[{"text":"good.","start":1563.0901,"end":1563.5901,"sentiment":"neutral","sentiment_score":0.31944698095321655}],"sentiment":"neutral","sentiment_score":0.31944698095321655,"channel":0,"num_words":1,"start":1563.0901,"end":1563.5901},{"sentences":[{"text":"the with my shift organizer.","start":1563.1749,"end":1565.6749,"sentiment":"neutral","sentiment_score":0.13378672301769257}],"sentiment":"neutral","sentiment_score":0.13378672301769257,"channel":1,"num_words":5,"start":1563.1749,"end":1565.6749},{"sentences":[{"text":"Reminder.","start":1565.49,"end":1565.99,"sentiment":"neutral","sentiment_score":0.10567152500152588},{"text":"Oh,","start":1566.37,"end":1566.6901,"sentiment":"positive","sentiment_score":0.3397129476070404}],"sentiment":"neutral","sentiment_score":0.22269223630428314,"channel":0,"num_words":2,"start":1565.49,"end":1566.6901},{"sentences":[{"text":"I think","start":1566.455,"end":1566.695,"sentiment":"positive","sentiment_score":0.4273567199707031}],"sentiment":"positive","sentiment_score":0.4273567199707031,"channel":1,"num_words":2,"start":1566.455,"end":1566.695},{"sentences":[{"text":"great.","start":1566.6901,"end":1567.01,"sentiment":"positive","sentiment_score":0.5148068070411682}],"sentiment":"positive","sentiment_score":0.5148068070411682,"channel":0,"num_words":1,"start":1566.6901,"end":1567.01},{"sentences":[{"text":"I'm right","start":1566.695,"end":1567.095,"sentiment":"positive","sentiment_score":0.43714578449726105}],"sentiment":"positive","sentiment_score":0.43714578449726105,"channel":1,"num_words":2,"start":1566.695,"end":1567.095},{"sentences":[{"text":"Love it.","start":1567.01,"end":1567.75,"sentiment":"positive","sentiment_score":0.6218796968460083}],"sentiment":"positive","sentiment_score":0.6218796968460083,"channel":0,"num_words":2,"start":1567.01,"end":1567.75},{"sentences":[{"text":"I'm writing in right now.","start":1567.255,"end":1568.635,"sentiment":"neutral","sentiment_score":0.2276203900575638}],"sentiment":"neutral","sentiment_score":0.2276203900575638,"channel":1,"num_words":5,"start":1567.255,"end":1568.635},{"sentences":[{"text":"Yeah.","start":1568.93,"end":1569.43,"sentiment":"neutral","sentiment_score":0.31396594643592834},{"text":"Perfect.","start":1569.5701,"end":1570.0701,"sentiment":"positive","sentiment_score":0.5256098508834839},{"text":"I'll book that in, and I will send you an email at the time with the documents to kind of go through a bit of a proposal for you with some investment changes.","start":1570.2101,"end":1580.045,"sentiment":"neutral","sentiment_score":0.2680748208905711},{"text":"I'll go through it with you, and then you can obviously let me know what you are thinking.","start":1580.265,"end":1583.805,"sentiment":"neutral","sentiment_score":0.25446518510580063}],"sentiment":"neutral","sentiment_score":0.26917770223797494,"channel":0,"num_words":53,"start":1568.93,"end":1583.805},{"sentences":[{"text":"I'm I'm just gonna say yes straight up.","start":1584.5651,"end":1587.285,"sentiment":"neutral","sentiment_score":0.225049689412117},{"text":"You don't even have to call me.","start":1587.285,"end":1588.5651,"sentiment":"neutral","sentiment_score":0.08982777755175318},{"text":"I'm sorry.","start":1588.5651,"end":1589.2051,"sentiment":"neutral","sentiment_score":0.026514585129916668},{"text":"Yeah.","start":1589.2051,"end":1589.4451,"sentiment":"neutral","sentiment_score":0.14412543177604675},{"text":"I'm I'm trusting you with it anyway.","start":1589.4451,"end":1591.525,"sentiment":"neutral","sentiment_score":0.2174239946263177}],"sentiment":"neutral","sentiment_score":0.1659325809031725,"channel":1,"num_words":25,"start":1584.5651,"end":1591.525},{"sentences":[{"text":"So","start":1591.525,"end":1591.765,"sentiment":"neutral","sentiment_score":0.16693080961704254}],"sentiment":"neutral","sentiment_score":0.16693080961704254,"channel":1,"num_words":1,"start":1591.525,"end":1591.765},{"sentences":[{"text":"Yeah.","start":1591.5399,"end":1591.86,"sentiment":"neutral","sentiment_score":0.17577561736106873},{"text":"I","start":1591.86,"end":1592.1,"sentiment":"neutral","sentiment_score":0.19694775342941284}],"sentiment":"neutral","sentiment_score":0.18636168539524078,"channel":0,"num_words":2,"start":1591.5399,"end":1592.1},{"sentences":[{"text":"yeah.","start":1591.925,"end":1592.245,"sentiment":"neutral","sentiment_score":0.19218941032886505}],"sentiment":"neutral","sentiment_score":0.19218941032886505,"channel":1,"num_words":1,"start":1591.925,"end":1592.245},{"sentences":[{"text":"do","start":1592.1,"end":1592.4199,"sentiment":"neutral","sentiment_score":0.18593214452266693}],"sentiment":"neutral","sentiment_score":0.18593214452266693,"channel":0,"num_words":1,"start":1592.1,"end":1592.4199},{"sentences":[{"text":"Yeah.","start":1592.245,"end":1592.745,"sentiment":"neutral","sentiment_score":0.28742271661758423}],"sentiment":"neutral","sentiment_score":0.28742271661758423,"channel":1,"num_words":1,"start":1592.245,"end":1592.745},{"sentences":[{"text":"very much appreciate the trust.","start":1592.4199,"end":1593.96,"sentiment":"positive","sentiment_score":0.515499758720398},{"text":"From the compliance point, I do still have to let you know and just make sure you're happy,","start":1594.5,"end":1598.4199,"sentiment":"neutral","sentiment_score":0.2724725099073516}],"sentiment":"neutral","sentiment_score":0.3253045205188834,"channel":0,"num_words":23,"start":1592.4199,"end":1598.4199},{"sentences":[{"text":"Yeah.","start":1598.405,"end":1598.725,"sentiment":"neutral","sentiment_score":0.05606408789753914}],"sentiment":"neutral","sentiment_score":0.05606408789753914,"channel":1,"num_words":1,"start":1598.405,"end":1598.725},{"sentences":[{"text":"but I","start":1598.4199,"end":1598.82,"sentiment":"neutral","sentiment_score":0.023283492773771286}],"sentiment":"neutral","sentiment_score":0.023283492773771286,"channel":0,"num_words":2,"start":1598.4199,"end":1598.82},{"sentences":[{"text":"Yeah.","start":1598.725,"end":1599.045,"sentiment":"neutral","sentiment_score":0.01727093756198883}],"sentiment":"neutral","sentiment_score":0.01727093756198883,"channel":1,"num_words":1,"start":1598.725,"end":1599.045},{"sentences":[{"text":"do","start":1598.82,"end":1599.22,"sentiment":"neutral","sentiment_score":-0.01476730778813362}],"sentiment":"neutral","sentiment_score":-0.01476730778813362,"channel":0,"num_words":1,"start":1598.82,"end":1599.22},{"sentences":[{"text":"No.","start":1599.045,"end":1599.285,"sentiment":"neutral","sentiment_score":-0.04031732678413391}],"sentiment":"neutral","sentiment_score":-0.04031732678413391,"channel":1,"num_words":1,"start":1599.045,"end":1599.285},{"sentences":[{"text":"appreciate","start":1599.22,"end":1599.7,"sentiment":"neutral","sentiment_score":0.031707603484392166}],"sentiment":"neutral","sentiment_score":0.031707603484392166,"channel":0,"num_words":1,"start":1599.22,"end":1599.7},{"sentences":[{"text":"It's all good.","start":1599.285,"end":1600.005,"sentiment":"neutral","sentiment_score":0.28585728506247204}],"sentiment":"neutral","sentiment_score":0.28585728506247204,"channel":1,"num_words":3,"start":1599.285,"end":1600.005},{"sentences":[{"text":"that you","start":1599.7,"end":1600.1799,"sentiment":"neutral","sentiment_score":0.3320028632879257}],"sentiment":"neutral","sentiment_score":0.3320028632879257,"channel":0,"num_words":2,"start":1599.7,"end":1600.1799},{"sentences":[{"text":"Yep.","start":1600.005,"end":1600.23,"sentiment":"neutral","sentiment_score":0.28452786803245544}],"sentiment":"neutral","sentiment_score":0.28452786803245544,"channel":1,"num_words":1,"start":1600.005,"end":1600.23},{"sentences":[{"text":"you have that","start":1600.1799,"end":1600.74,"sentiment":"positive","sentiment_score":0.38255367676417035}],"sentiment":"positive","sentiment_score":0.38255367676417035,"channel":0,"num_words":3,"start":1600.1799,"end":1600.74},{"sentences":[{"text":"Yep.","start":1600.63,"end":1601.13,"sentiment":"neutral","sentiment_score":0.3157109320163727}],"sentiment":"neutral","sentiment_score":0.3157109320163727,"channel":1,"num_words":1,"start":1600.63,"end":1601.13},{"sentences":[{"text":"full trust,","start":1600.74,"end":1601.48,"sentiment":"positive","sentiment_score":0.39967431128025055}],"sentiment":"positive","sentiment_score":0.39967431128025055,"channel":0,"num_words":2,"start":1600.74,"end":1601.48},{"sentences":[{"text":"Yep.","start":1601.83,"end":1602.33,"sentiment":"positive","sentiment_score":0.3652014136314392}],"sentiment":"positive","sentiment_score":0.3652014136314392,"channel":1,"num_words":1,"start":1601.83,"end":1602.33},{"sentences":[{"text":"which is really good to hear.","start":1602.995,"end":1604.435,"sentiment":"positive","sentiment_score":0.551232730348905},{"text":"Now","start":1604.435,"end":1604.935,"sentiment":"neutral","sentiment_score":0.2115478217601776}],"sentiment":"positive","sentiment_score":0.5027063148362296,"channel":0,"num_words":7,"start":1602.995,"end":1604.935},{"sentences":[{"text":"If you can give me a year like last year for next year, I'm not complaining.","start":1604.79,"end":1609.0499,"sentiment":"neutral","sentiment_score":0.18842903897166252}],"sentiment":"neutral","sentiment_score":0.18842903897166252,"channel":1,"num_words":16,"start":1604.79,"end":1609.0499},{"sentences":[{"text":"yeah.","start":1609.795,"end":1610.295,"sentiment":"neutral","sentiment_score":0.20490865409374237},{"text":"We'll we'll we'll try our best.","start":1610.8351,"end":1612.615,"sentiment":"neutral","sentiment_score":0.2533939878145854},{"text":"Now otherwise, David, you will also see in the document a certificate of currency.","start":1614.1951,"end":1618.65,"sentiment":"neutral","sentiment_score":0.1405315441744668},{"text":"That just shows you your insurances again in a bit more detail, lets you know that's all paid up to date.","start":1619.13,"end":1624.27,"sentiment":"neutral","sentiment_score":0.19491445095766158}],"sentiment":"neutral","sentiment_score":0.18537899213177816,"channel":0,"num_words":42,"start":1609.795,"end":1624.27},{"sentences":[{"text":"Yeah.","start":1624.255,"end":1624.755,"sentiment":"neutral","sentiment_score":0.14462938904762268}],"sentiment":"neutral","sentiment_score":0.14462938904762268,"channel":1,"num_words":1,"start":1624.255,"end":1624.755},{"sentences":[{"text":"You'll","start":1624.65,"end":1624.89,"sentiment":"neutral","sentiment_score":0.12753534317016602}],"sentiment":"neutral","sentiment_score":0.12753534317016602,"channel":0,"num_words":1,"start":1624.65,"end":1624.89},{"sentences":[{"text":"Yep.","start":1624.815,"end":1625.315,"sentiment":"neutral","sentiment_score":0.10843583196401596}],"sentiment":"neutral","sentiment_score":0.10843583196401596,"channel":1,"num_words":1,"start":1624.815,"end":1625.315},{"sentences":[{"text":"also have a Vanguard index chart.","start":1624.89,"end":1626.81,"sentiment":"neutral","sentiment_score":0.09957097098231316},{"text":"Probably seen this one before.","start":1626.81,"end":1628.01,"sentiment":"neutral","sentiment_score":0.057966078817844394},{"text":"It's just a good visual representation of what we are talking about the market.","start":1628.01,"end":1631.87,"sentiment":"positive","sentiment_score":0.5697728161300931},{"text":"You can see if you do have a look at it at some point as well, it it show you kind of all the ups and downs of the market.","start":1632.355,"end":1637.975,"sentiment":"neutral","sentiment_score":0.2219972463945548},{"text":"Long term always goes up.","start":1638.2749,"end":1639.955,"sentiment":"neutral","sentiment_score":-0.020213698595762254}],"sentiment":"neutral","sentiment_score":0.2570487424110373,"channel":0,"num_words":60,"start":1624.89,"end":1639.955},{"sentences":[{"text":"Short term, some ups and downs depending on what is going on.","start":1639.955,"end":1643.015,"sentiment":"neutral","sentiment_score":-0.009627761940161387}],"sentiment":"neutral","sentiment_score":-0.009627761940161387,"channel":0,"num_words":12,"start":1639.955,"end":1643.015},{"sentences":[{"text":"Yep.","start":1643.4451,"end":1643.9451,"sentiment":"neutral","sentiment_score":0.14496377110481262}],"sentiment":"neutral","sentiment_score":0.14496377110481262,"channel":1,"num_words":1,"start":1643.4451,"end":1643.9451},{"sentences":[{"text":"And then if you're happy to do so, if you're happy to click start now for me, it should ask you to sign one document, and that is your ongoing service agreement, which is just to say that you are happy to stay on as a client.","start":1644.56,"end":1660.175,"sentiment":"neutral","sentiment_score":0.2701697118104772},{"text":"Now there is no changes whatsoever in regards to the fee structure.","start":1660.795,"end":1665.055,"sentiment":"neutral","sentiment_score":0.014549502171576023}],"sentiment":"neutral","sentiment_score":0.2181791606974804,"channel":0,"num_words":59,"start":1644.56,"end":1665.055},{"sentences":[{"text":"Is","start":1665.705,"end":1665.865,"sentiment":"neutral","sentiment_score":0.025013700127601624}],"sentiment":"neutral","sentiment_score":0.025013700127601624,"channel":1,"num_words":1,"start":1665.705,"end":1665.865},{"sentences":[{"text":"Because","start":1665.755,"end":1666.155,"sentiment":"neutral","sentiment_score":0.02348577417433262}],"sentiment":"neutral","sentiment_score":0.02348577417433262,"channel":0,"num_words":1,"start":1665.755,"end":1666.155},{"sentences":[{"text":"that in","start":1665.865,"end":1666.505,"sentiment":"neutral","sentiment_score":0.029796344228088856}],"sentiment":"neutral","sentiment_score":0.029796344228088856,"channel":1,"num_words":2,"start":1665.865,"end":1666.505},{"sentences":[{"text":"of","start":1666.155,"end":1666.3151,"sentiment":"neutral","sentiment_score":0.029824914410710335}],"sentiment":"neutral","sentiment_score":0.029824914410710335,"channel":0,"num_words":1,"start":1666.155,"end":1666.3151},{"sentences":[{"text":"sorry.","start":1666.985,"end":1667.3049,"sentiment":"neutral","sentiment_score":0.02116002142429352},{"text":"Is that in signed document?","start":1667.3049,"end":1668.605,"sentiment":"neutral","sentiment_score":0.020399201661348343},{"text":"Or","start":1668.6649,"end":1669.1649,"sentiment":"neutral","sentiment_score":0.030441775918006897}],"sentiment":"neutral","sentiment_score":0.021942543664148877,"channel":1,"num_words":7,"start":1666.985,"end":1669.1649},{"sentences":[{"text":"Yes.","start":1669.0499,"end":1669.45,"sentiment":"neutral","sentiment_score":0.04125001281499863},{"text":"If you press sign or","start":1669.45,"end":1671.69,"sentiment":"neutral","sentiment_score":0.04557096138596535}],"sentiment":"neutral","sentiment_score":0.04485080329080423,"channel":0,"num_words":6,"start":1669.0499,"end":1671.69},{"sentences":[{"text":"yep.","start":1671.5449,"end":1672.0449,"sentiment":"neutral","sentiment_score":0.05266044661402702}],"sentiment":"neutral","sentiment_score":0.05266044661402702,"channel":1,"num_words":1,"start":1671.5449,"end":1672.0449},{"sentences":[{"text":"start, does that then take you up to, like, a hub 24 fee consent form?","start":1671.69,"end":1676.9099,"sentiment":"neutral","sentiment_score":0.04766635745763779}],"sentiment":"neutral","sentiment_score":0.04766635745763779,"channel":0,"num_words":15,"start":1671.69,"end":1676.9099},{"sentences":[{"text":"Yep.","start":1681.1699,"end":1681.49,"sentiment":"neutral","sentiment_score":0.0555652529001236},{"text":"Consent of renew and ongoing free arrangements.","start":1681.49,"end":1683.75,"sentiment":"neutral","sentiment_score":0.08620428932564599},{"text":"Yep.","start":1683.8099,"end":1684.3099,"sentiment":"neutral","sentiment_score":0.1195877641439438}],"sentiment":"neutral","sentiment_score":0.08650922692484325,"channel":1,"num_words":9,"start":1681.1699,"end":1684.3099},{"sentences":[{"text":"Yes.","start":1684.4249,"end":1684.825,"sentiment":"neutral","sentiment_score":0.14262473583221436},{"text":"Yep.","start":1684.825,"end":1685.145,"sentiment":"neutral","sentiment_score":0.18184593319892883},{"text":"That's the one.","start":1685.145,"end":1686.125,"sentiment":"neutral","sentiment_score":0.22483710944652557},{"text":"And, yeah, there's no changes to the fee structure because, obviously, Kelly is a client as well.","start":1686.825,"end":1693.325,"sentiment":"neutral","sentiment_score":0.18182131056399906},{"text":"It","start":1693.59,"end":1693.83,"sentiment":"neutral","sentiment_score":0.2807716131210327}],"sentiment":"neutral","sentiment_score":0.19003112565564073,"channel":0,"num_words":23,"start":1684.4249,"end":1693.83},{"sentences":[{"text":"Yep.","start":1693.8099,"end":1694.3099,"sentiment":"positive","sentiment_score":0.38760849833488464}],"sentiment":"positive","sentiment_score":0.38760849833488464,"channel":1,"num_words":1,"start":1693.8099,"end":1694.3099},{"sentences":[{"text":"is that reduced fee of 1.1 for both of you, which is great.","start":1693.83,"end":1698.23,"sentiment":"positive","sentiment_score":0.49689748195501476},{"text":"So no changes in regards to that.","start":1698.23,"end":1699.83,"sentiment":"neutral","sentiment_score":0.32795535027980804},{"text":"That stays exactly the same.","start":1699.83,"end":1701.61,"sentiment":"positive","sentiment_score":0.3686038553714752}],"sentiment":"positive","sentiment_score":0.42393495976924894,"channel":0,"num_words":25,"start":1693.83,"end":1701.61},{"sentences":[{"text":"Cool.","start":1702.095,"end":1702.595,"sentiment":"positive","sentiment_score":0.3802586793899536}],"sentiment":"positive","sentiment_score":0.3802586793899536,"channel":1,"num_words":1,"start":1702.095,"end":1702.595},{"sentences":[{"text":"Just to say that you're happy to stay on as a client, not a locking contract at any point in time, though.","start":1702.23,"end":1706.47,"sentiment":"neutral","sentiment_score":0.3147834712131457},{"text":"So if it ever is that you're not happy, not a lock in contract.","start":1706.47,"end":1709.6549,"sentiment":"neutral","sentiment_score":-0.013996190524527006},{"text":"But, basically, by signing this otherwise, it lets us stay on and service your account and manage everything else for you.","start":1709.6549,"end":1715.4349,"sentiment":"neutral","sentiment_score":0.2694995559397198},{"text":"It should just ask you to add the signature and the date, I believe, and","start":1716.615,"end":1721.095,"sentiment":"neutral","sentiment_score":0.16803495933612186}],"sentiment":"neutral","sentiment_score":0.20707367727946904,"channel":0,"num_words":72,"start":1702.23,"end":1721.095},{"sentences":[{"text":"Yep.","start":1720.93,"end":1721.43,"sentiment":"neutral","sentiment_score":0.1442214548587799}],"sentiment":"neutral","sentiment_score":0.1442214548587799,"channel":1,"num_words":1,"start":1720.93,"end":1721.43},{"sentences":[{"text":"I think that's everything.","start":1721.095,"end":1722.3949,"sentiment":"neutral","sentiment_score":0.19106723368167877}],"sentiment":"neutral","sentiment_score":0.19106723368167877,"channel":0,"num_words":4,"start":1721.095,"end":1722.3949},{"sentences":[{"text":"That's correct.","start":1722.1549,"end":1722.7949,"sentiment":"neutral","sentiment_score":0.1457809954881668},{"text":"Yep.","start":1722.7949,"end":1723.2749,"sentiment":"neutral","sentiment_score":0.1000620648264885},{"text":"Yep.","start":1723.2749,"end":1723.7749,"sentiment":"neutral","sentiment_score":0.09684474766254424}],"sentiment":"neutral","sentiment_score":0.12211720086634159,"channel":1,"num_words":4,"start":1722.1549,"end":1723.7749},{"sentences":[{"text":"Yep.","start":1723.37,"end":1723.87,"sentiment":"neutral","sentiment_score":0.10244017839431764},{"text":"And then once you press validate or confirm,","start":1724.01,"end":1727.0701,"sentiment":"neutral","sentiment_score":0.11927225440740585}],"sentiment":"neutral","sentiment_score":0.11740202373928493,"channel":0,"num_words":9,"start":1723.37,"end":1727.0701},{"sentences":[{"text":"Yep.","start":1726.715,"end":1727.215,"sentiment":"neutral","sentiment_score":0.10985559225082396},{"text":"It's","start":1727.755,"end":1728.075,"sentiment":"neutral","sentiment_score":0.14491091668605804}],"sentiment":"neutral","sentiment_score":0.127383254468441,"channel":1,"num_words":2,"start":1726.715,"end":1728.075},{"sentences":[{"text":"it","start":1727.93,"end":1728.17,"sentiment":"neutral","sentiment_score":0.13280659914016724}],"sentiment":"neutral","sentiment_score":0.13280659914016724,"channel":0,"num_words":1,"start":1727.93,"end":1728.17},{"sentences":[{"text":"loading.","start":1728.075,"end":1728.575,"sentiment":"neutral","sentiment_score":0.15574145317077637}],"sentiment":"neutral","sentiment_score":0.15574145317077637,"channel":1,"num_words":1,"start":1728.075,"end":1728.575},{"sentences":[{"text":"should then","start":1728.17,"end":1728.8301,"sentiment":"neutral","sentiment_score":0.1676749512553215}],"sentiment":"neutral","sentiment_score":0.1676749512553215,"channel":0,"num_words":2,"start":1728.17,"end":1728.8301},{"sentences":[{"text":"Yep.","start":1728.635,"end":1729.135,"sentiment":"neutral","sentiment_score":0.1559944599866867}],"sentiment":"neutral","sentiment_score":0.1559944599866867,"channel":1,"num_words":1,"start":1728.635,"end":1729.135},{"sentences":[{"text":"yes.","start":1729.2101,"end":1729.7101,"sentiment":"neutral","sentiment_score":0.26033520698547363},{"text":"Beautiful.","start":1729.8501,"end":1730.3301,"sentiment":"positive","sentiment_score":0.560585618019104},{"text":"And it should then send it back to me.","start":1730.3301,"end":1734.3501,"sentiment":"positive","sentiment_score":0.35046283072895473},{"text":"While I do wait for that, do you have any other questions, or is there anything else that you need from me otherwise before I let you go and enjoy your gym session?","start":1735.37,"end":1743.4651,"sentiment":"neutral","sentiment_score":0.2037046698458267}],"sentiment":"neutral","sentiment_score":0.24312137287448754,"channel":0,"num_words":44,"start":1729.2101,"end":1743.4651},{"sentences":[{"text":"Not all good.","start":1744.74,"end":1745.56,"sentiment":"neutral","sentiment_score":-0.18992564578851065}],"sentiment":"neutral","sentiment_score":-0.18992564578851065,"channel":1,"num_words":3,"start":1744.74,"end":1745.56},{"sentences":[{"text":"No.","start":1745.685,"end":1745.8451,"sentiment":"neutral","sentiment_score":-0.15754081308841705},{"text":"That's all good.","start":1745.8451,"end":1746.9651,"sentiment":"neutral","sentiment_score":0.06629756775995095},{"text":"Alright.","start":1746.9651,"end":1747.2051,"sentiment":"neutral","sentiment_score":0.0687541589140892},{"text":"Let me see here.","start":1747.2051,"end":1748.3251,"sentiment":"neutral","sentiment_score":0.03594018751755357},{"text":"And it said loading.","start":1748.3251,"end":1749.4651,"sentiment":"neutral","sentiment_score":0.014303249074146152}],"sentiment":"neutral","sentiment_score":0.023929215036332607,"channel":0,"num_words":13,"start":1745.685,"end":1749.4651},{"sentences":[{"text":"Oh, yes.","start":1749.525,"end":1750.005,"sentiment":"positive","sentiment_score":0.4558909684419632},{"text":"Beautiful.","start":1750.005,"end":1750.365,"sentiment":"positive","sentiment_score":0.8010637760162354},{"text":"I can see that's come through on my end, which is great.","start":1750.365,"end":1753.5,"sentiment":"positive","sentiment_score":0.8163659622271856},{"text":"So I will get that all loaded for you, and then you are all booked in on Thursday, June 4 at 11:30AM, your time just to go through those investment","start":1753.7999,"end":1763.48,"sentiment":"positive","sentiment_score":0.50459599395593}],"sentiment":"positive","sentiment_score":0.5921581572956509,"channel":0,"num_words":45,"start":1749.525,"end":1763.48},{"sentences":[{"text":"Cool.","start":1763.16,"end":1763.66,"sentiment":"neutral","sentiment_score":0.2674523591995239}],"sentiment":"neutral","sentiment_score":0.2674523591995239,"channel":1,"num_words":1,"start":1763.16,"end":1763.66},{"sentences":[{"text":"changes.","start":1763.48,"end":1763.98,"sentiment":"neutral","sentiment_score":0.3206659257411957},{"text":"Beautiful.","start":1765.3009,"end":1765.8009,"sentiment":"positive","sentiment_score":0.7718161344528198},{"text":"Well, thank you so much for your time today, Jaden, and I look forward to speaking with you on the fourth.","start":1765.9409,"end":1770.2009,"sentiment":"positive","sentiment_score":0.7869713476725987}],"sentiment":"positive","sentiment_score":0.7660382765790691,"channel":0,"num_words":23,"start":1763.48,"end":1770.2009},{"sentences":[{"text":"Thank you.","start":1770.6,"end":1771.3401,"sentiment":"positive","sentiment_score":0.6938557624816895}],"sentiment":"positive","sentiment_score":0.6938557624816895,"channel":1,"num_words":2,"start":1770.6,"end":1771.3401},{"sentences":[{"text":"No worries.","start":1771.7809,"end":1772.2609,"sentiment":"neutral","sentiment_score":0.18782638013362885},{"text":"We'll","start":1772.2609,"end":1772.4209,"sentiment":"neutral","sentiment_score":0.13960278034210205}],"sentiment":"neutral","sentiment_score":0.1717518468697866,"channel":0,"num_words":3,"start":1771.7809,"end":1772.4209},{"sentences":[{"text":"No","start":1772.28,"end":1772.52,"sentiment":"neutral","sentiment_score":-0.020480439066886905}],"sentiment":"neutral","sentiment_score":-0.020480439066886905,"channel":1,"num_words":1,"start":1772.28,"end":1772.52},{"sentences":[{"text":"speak","start":1772.4209,"end":1772.6609,"sentiment":"neutral","sentiment_score":0.02926202118396759}],"sentiment":"neutral","sentiment_score":0.02926202118396759,"channel":0,"num_words":1,"start":1772.4209,"end":1772.6609},{"sentences":[{"text":"worries.","start":1772.52,"end":1772.8401,"sentiment":"neutral","sentiment_score":0.04104544222354889}],"sentiment":"neutral","sentiment_score":0.04104544222354889,"channel":1,"num_words":1,"start":1772.52,"end":1772.8401},{"sentences":[{"text":"soon.","start":1772.6609,"end":1773.1609,"sentiment":"neutral","sentiment_score":0.09498220682144164}],"sentiment":"neutral","sentiment_score":0.09498220682144164,"channel":0,"num_words":1,"start":1772.6609,"end":1773.1609},{"sentences":[{"text":"Bye.","start":1772.8401,"end":1773.0801,"sentiment":"neutral","sentiment_score":0.12200786173343658},{"text":"Okay.","start":1773.0801,"end":1773.5801,"sentiment":"neutral","sentiment_score":0.14922790229320526},{"text":"See you.","start":1773.64,"end":1774.12,"sentiment":"neutral","sentiment_score":0.2485165297985077}],"sentiment":"neutral","sentiment_score":0.1920672059059143,"channel":1,"num_words":4,"start":1772.8401,"end":1774.12},{"sentences":[{"text":"Bye.","start":1773.9409,"end":1774.4409,"sentiment":"neutral","sentiment_score":0.112668476998806}],"sentiment":"neutral","sentiment_score":0.112668476998806,"channel":0,"num_words":1,"start":1773.9409,"end":1774.4409},{"sentences":[{"text":"Bye.","start":1774.12,"end":1774.52,"sentiment":"neutral","sentiment_score":0.0920340046286583},{"text":"Bye.","start":1774.52,"end":1775.02,"sentiment":"neutral","sentiment_score":-0.11974520236253738}],"sentiment":"neutral","sentiment_score":-0.013855598866939545,"channel":1,"num_words":2,"start":1774.12,"end":1775.02}]},"summary":{"result":"success","short":"Representatives from Oakview Financial and Oakview Financial discussed personal and financial information with customers, updating their asset and liability information and discussing their risk profile. They provided guidance on their investment strategy and risk profile questionnaire, as well as updating their retirement age and property value. The speakers also discussed potential risks and investment opportunities, including a shift to a job share role and reducing their cash contributions. They provided information on their income protection and suggested revisiting their investment options, as well as providing information on their investment and risk profile. They also discussed updating their insurance policy and scheduling appointments for follow-up appointments."},"intents":{"segments":[{"text":"Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Yep. Perfect. And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please?","start_word":44,"end_word":104,"intents":[{"intent":"Clarify communication","confidence_score":0.00008701674}]},{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please?","start_word":75,"end_word":104,"intents":[{"intent":"Confirm identity","confidence_score":0.8071666},{"intent":"Provide contact information","confidence_score":0.0012609836},{"intent":"Provide personal information","confidence_score":0.0001764692}]},{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please? Jaden Clint Price, 1980, and 10 Brooklyn Lane, Australia. Yep. Perfect.","start_word":75,"end_word":115,"intents":[{"intent":"Highlight personal preference","confidence_score":0.00001342156}]},{"text":"though we've had a lot of last twelve months have been a bit of prevalent. We've obviously seen a bit of fluctuations in the market. Yeah.","start_word":299,"end_word":324,"intents":[{"intent":"Discuss market fluctuations","confidence_score":0.00055518746}]},{"text":"But what I might do first, Jaden, is just to run through a bit of an updated fact plan with you just to see if there is anything major that has changed in your life, if we need to make any changes to your advice at all.","start_word":440,"end_word":486,"intents":[{"intent":"Update fact plan","confidence_score":0.6117419}]},{"text":"If you include bonuses and stuff, it's 200. But yeah. 200 I think with. yeah. Yep. And with your bonuses, do you know if your employer pays contributions on the bonus? I think I might.","start_word":593,"end_word":627,"intents":[{"intent":"Update bonus contributions","confidence_score":0.016533691}]},{"text":"Can I that's good, though, because, yeah, a lot of the time employers, they because legally, you just have to go up to 30,000? They cut it off.","start_word":781,"end_word":808,"intents":[{"intent":"Intends to clarify employer obligations","confidence_score":6.5647493e-10}]},{"text":"They cut it off.","start_word":805,"end_word":808,"intents":[{"intent":"Intends to confirm higher pay rate","confidence_score":0.000008311421}]},{"text":"So the one down the road is exactly the same as our house on Yep. less Land. They've just put it on the market for 1,000,000. So Oh, wow.","start_word":904,"end_word":932,"intents":[{"intent":"Intends to clarify property value","confidence_score":0.032817595}]},{"text":"if it's very similar to yours, I'll just It's leave the it same floor plan. Yeah.","start_word":982,"end_word":997,"intents":[{"intent":"Intends to update floor plan","confidence_score":0.24367307}]},{"text":"I also have two motor vehicles. One is worth 40,000 and $1.30. Does that sound about right? No. No? Okay. So we've done a bit of changing in the last twelve months. We now have three Okay.","start_word":1072,"end_word":1108,"intents":[{"intent":"Update information","confidence_score":0.14796942}]},{"text":"just to follow-up on something that I had when I was younger sort of thing. I just wanna look into it a bit further. Mhmm.","start_word":1376,"end_word":1400,"intents":[{"intent":"Follow-up on cardiac procedure","confidence_score":0.014431018}]},{"text":"And is there anything else, like, that you guys are working towards that you are wanting to achieve otherwise?","start_word":1714,"end_word":1732,"intents":[{"intent":"Evaluate superannuation objectives","confidence_score":0.03293838}]},{"text":"And would you say that you would invest heavily or just modestly? I'm not sure.","start_word":2344,"end_word":2358,"intents":[{"intent":"Evaluate investments","confidence_score":0.044521727}]},{"text":"And last one here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? No.","start_word":2479,"end_word":2504,"intents":[{"intent":"Discuss borrowing options","confidence_score":0.008046828}]},{"text":"Now that tells me here that you have come out as a growth investor, which is the portfolio we currently have you invested in. So that's good.","start_word":2534,"end_word":2560,"intents":[{"intent":"Consider portfolio growth","confidence_score":0.000002808123}]},{"text":"when we are talking about an asset allocation, we see about 80% invested in your growth assets. So that will be things like Australian shares, international shares, as well as property and commodities, and then about 20% in defensive. So, like, your cash, your gold, your fixed interest, but Yeah. limit Yep. fluctuations a little bit. Are you still comfortable with that? Yeah.","start_word":2638,"end_word":2700,"intents":[{"intent":"Discuss asset allocation","confidence_score":0.008274059}]},{"text":"giving you a heads up sort of thing. Yep. Yeah. And it's good Yeah. to know as well. And then when it's good because I'll put a little note here. So if we see it, it's because, obviously, what's changing. Mhmm.","start_word":2859,"end_word":2899,"intents":[{"intent":"Provide background update on changes","confidence_score":9.562838e-7}]},{"text":"No. That's all good. Most people are fine, but I just do like to recheck. So I have to send you an email with some documents if you're able to access that for me. Yep.","start_word":3100,"end_word":3134,"intents":[{"intent":"Ensure access to documents","confidence_score":0.00020892765}]},{"text":"So especially if it is something that you are looking at going back to, Yep. yes, it Yep. will mean that you are slightly over insured and paying for a little bit more than you could potentially get if something were to happen, especially if it is a bit more not super Then I'd certain. be inclined to I'd be inclined to leave the insurance the way it Exactly. is. Exactly.","start_word":3861,"end_word":3931,"intents":[{"intent":"Evaluate insurance coverage","confidence_score":0.063013345}]},{"text":"I do wanted to kind of revisit one of the investments. So if you're happy for me to do so, I would like to do a little bit more research on your investment because Yep. there is one investment that I would like to look at potentially changing for you, and that is your Yeah.","start_word":4204,"end_word":4258,"intents":[{"intent":"Reconsider investment","confidence_score":0.010790765}]},{"text":"So I would like to do do some research and see if I can find a better alternative option that fits into your portfolio. That'll put you in a little bit better position, improve those returns a little bit for you as well. So Yep.","start_word":4284,"end_word":4328,"intents":[{"intent":"Explore alternative options","confidence_score":0.09599519}]},{"text":"So it will take me about a week or two to put it all together.","start_word":4357,"end_word":4371,"intents":[{"intent":"Schedule call","confidence_score":0.00431609}]},{"text":"do if we can do the Thursday, the fourth, Yeah. Yep. but I have I have a a PT appointment at seven in the morning. Okay.","start_word":4535,"end_word":4560,"intents":[{"intent":"Book appointment","confidence_score":0.5378301}]},{"text":"Would you like a reminder text at, like, two hours before the appointment? No.","start_word":4625,"end_word":4638,"intents":[{"intent":"Receive reminder text","confidence_score":0.03839564}]}]},"sentiments":{"segments":[{"text":"Hello? Good afternoon. This is Jaden. It is. This is Veronica from Oakview Financial. How are you?","start_word":0,"end_word":16,"sentiment":"neutral","sentiment_score":0.1550225168466568},{"text":"Very good. That's good.","start_word":17,"end_word":20,"sentiment":"positive","sentiment_score":0.7199146747589111},{"text":"I had you booked in until we got over your annual review. Is now still a good time for you? Yep. Yep. Perfect. Now just before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Yep. Perfect. And just to confirm I am speaking with the right person, just for security purposes, could you please confirm your full name, date of birth, and address for me, please? Jaden Clint Price, 1980, and 10 Brooklyn Lane, Australia. Yep.","start_word":21,"end_word":114,"sentiment":"neutral","sentiment_score":0.10360264033079147},{"text":"Perfect. That's exactly what I have here.","start_word":115,"end_word":121,"sentiment":"positive","sentiment_score":0.4788013398647308},{"text":"And how's your day been so far? I've been busy. Yeah. Pretty good. Yeah. Not busy. Just walked the dogs, and I'm at Oh, I'm sitting at the gym car park waiting to go in. So I knew this was coming. Yeah. nice. Oh, well, I will try not to keep you for too long, so you can get All through good? it. Yeah. But before I do kind of jump in, I do like to start by asking if there is anything specific that you are hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of an update No. and Not see necessarily. what happens. I keep I keep my eye on it Yep. on the hub 24 Yep. Just on check my every login. now and then. Yeah. Yep. I check every now and then.","start_word":122,"end_word":273,"sentiment":"neutral","sentiment_score":0.04443597421050072},{"text":"I'm pretty happy with the way it's going. It's been the best year I've ever had.","start_word":274,"end_word":289,"sentiment":"positive","sentiment_score":0.5291664004325867},{"text":"So No. That's good. yeah. And that's even Yep. though we've had a lot of last twelve months have been a bit of prevalent. We've obviously seen a bit of fluctuations in the market. Yeah. Been very volatile, Mhmm. haven't it? Yes. Especially first, obviously, everything in The US going on Yep. with Trump and everything. And, obviously, more recently with the war and stuff, we have seen quite a bit of fluctuation. Yep.","start_word":290,"end_word":363,"sentiment":"neutral","sentiment_score":-0.04160252243683145},{"text":"And it is good that you do keep an eye on it as well and can see those kind of market trends Yep.","start_word":364,"end_word":386,"sentiment":"positive","sentiment_score":0.4489724636077881},{"text":"because depending on, obviously, when when it is that you're looking, sometimes it's like, oh, yeah.","start_word":387,"end_word":402,"sentiment":"neutral","sentiment_score":0.1291380077600479},{"text":"It's going great.","start_word":403,"end_word":405,"sentiment":"positive","sentiment_score":0.4533880352973938},{"text":"And other times, it's just kind of, like, ebbs and flows a little bit. So Yep.","start_word":406,"end_word":421,"sentiment":"neutral","sentiment_score":0.1074189990758896},{"text":"it is good that it is something you do keep keep an eye on every now and then.","start_word":422,"end_word":439,"sentiment":"positive","sentiment_score":0.5666724443435669},{"text":"But what I might do first, Jaden, is just to run through a bit of an updated fact plan with you just to see if there is anything major that has changed in your life, if we need to make any changes to your advice at all. So just kinda bear with me as I run through this information. Now when it comes to personal information, I have you down here as in a de facto relationship with no financial dependent. Is that still the case? Yep. Yep.","start_word":440,"end_word":527,"sentiment":"neutral","sentiment_score":0.07720205932855606},{"text":"Perfect.","start_word":528,"end_word":528,"sentiment":"positive","sentiment_score":0.48639538884162903},{"text":"And next up, Kayne, I Yep. have Kelly nominated. That's still the case as well. Yep.","start_word":529,"end_word":544,"sentiment":"neutral","sentiment_score":0.22248731553554535},{"text":"Beautiful.","start_word":545,"end_word":545,"sentiment":"positive","sentiment_score":0.3973004221916199},{"text":"Yep. Employment wise, has anything changed in the last twelve months or so? No. No. Perfect. So No. it's still a power station operator? Yep. Yep. Perfect. Now income, I have around a 175,000. I think that's gone up. Yes. Do you know roughly Yeah. It's look. If you include bonuses and stuff, it's 200. But yeah. 200 I think with. yeah. Yep. And with your bonuses, do you know if your employer pays contributions on the bonus? I think I might. Yeah. Typically, they do. Over time, not really. The bonuses, they do Yeah. Yeah. often. Yep. Alright. So let's Yep. just update that to about 200 including the bonus. Now I have a note here from when you spoke to my colleague last time that your employer pays a little bit of extra contribution. So 16.7%. Is that correct? Yeah. That's correct. Yep. Yep. Yep. Okay.","start_word":546,"end_word":693,"sentiment":"neutral","sentiment_score":0.034422412514686584},{"text":"Perfect.","start_word":694,"end_word":694,"sentiment":"positive","sentiment_score":0.6742985248565674},{"text":"Now let me just look here for you. Now that does take you over the concessional contribution cap for the year. So the cap is 30,000. Most employers Yep. will stop paying at 30,000 because that's their only thing they have to pay up till. Some Yep. employers will pay more, though. Do you know if yours pays up to the cap? I think we get taxed. You get taxed extra for extra contributions over the cap? I think we do. Yes. Yep. Okay.","start_word":695,"end_word":778,"sentiment":"neutral","sentiment_score":0.025459013879299164},{"text":"That's good.","start_word":779,"end_word":780,"sentiment":"positive","sentiment_score":0.3927745521068573},{"text":"Can I that's good, though, because, yeah, a lot of the time employers, they because legally, you just have to go up to 30,000? They cut it off. But given they already pay you a little bit more than the standard, and if they do get extra as well, so for you, if it's 200,000 with bonus, that's 33,400. There's about 3,400 over the cap space. Yeah. Yep. Yeah. Does that sound about right? Yep. Yeah. Perfect. Now you're not making any additional contribution otherwise yourself, are you? It's not. No. Good. Now asset and liability wise, I have here your property was last died at about 710,000. Yep. Do you know if that's gone up a little bit or roughly the same? So the one down the road is exactly the same as our house on Yep. less Land. They've just put it on the market for 1,000,000. So Oh, wow. Okay. So you're happy for me to update through about a mill? well, I don't I don't know what it's worth, to be honest. But yeah. You'd have to get it evaluated to be sure. But, yeah, that's Yeah. it's things are going stupid over here. Yes. Well, Yeah. if it's very similar to yours, I'll just It's leave the it same floor plan. Yeah. oh, okay. I'll Yeah. just update it through a mill and just say roughly, obviously, because you haven't had it valued based on comps in the area, which is really good. Mortgage about 152,000. Yep. Yeah. It's about still about in the ballpark. Yep. Yep.","start_word":781,"end_word":1042,"sentiment":"neutral","sentiment_score":0.06298633994719455},{"text":"Perfect.","start_word":1043,"end_word":1043,"sentiment":"positive","sentiment_score":0.5729116201400757},{"text":"It it goes up and comes back down when we need I I money. especially yeah. Especially with interest repayments and stuff now as well, potentially. Yep. Yep. I also have two motor vehicles. One is worth 40,000 and $1.30. Does that sound about right? No. No? Okay. So we've done a bit of changing in the last twelve months. We now have three Okay. Yep. motor vehicles, and one's worth about 30, and another one's worth 40, and one's worth 60. Yep. $6.00. Perfect. Now the one that's worth 30, I have here that you had 30 owing on it. Yeah. That'll be down to 20 by now. Yep. About 20. Alright.","start_word":1044,"end_word":1156,"sentiment":"neutral","sentiment_score":0.019841859117150307},{"text":"That Perfect. that's our weekend car.","start_word":1157,"end_word":1162,"sentiment":"positive","sentiment_score":0.4140143096446991},{"text":"Yeah. Oh, that's the Audi? Yeah. Yep. Yep. Perfect. The other motor vehicle, 40, I have here for about 20 owing. That's gone. We don't owe anything Got now. Yep. alright. Perfect. I will update that. And the one by that 60,000, do you have anything owing on that one? No. No. No. I'll pay Perfect. cash for that. Any other assets otherwise in the last twelve months? No. That's about it. No. Perfect. I Any other liabilities, like personal loans, credit cards, ZipPay? have I still have the same it's yeah. It's all still the same. I have a credit card, but, yeah, that's Yep. that's a low amount on that. So Yeah. Do you know roughly how much is owing on it? 2,000. Okay. Yeah. Perfect. Otherwise, when it comes to health and lifestyle, I have you down here as a nonsmoker. Correct. And have you had any changes to your health otherwise in the last twelve months? Any significant health issues or injuries or anything? I'm going to get a skin cancer cut out next week on my Yeah. back that that Yep. we found. Good. They're getting it cut out. And I'm going in for an echocardiogram the next or the day before that as well just to Yep. just to follow-up on something that I had when I was younger sort of thing. I just wanna look into it a bit further. Mhmm. Okay. And did the would did you request it, or did the doctor ask for a bit of a I follow-up? did. Yeah. I presented to the hospital with a racing heart, basically. Yep. And Yep. and Okay. then I I went on medication for Yep. a year or so, and I Mhmm. didn't come back. But now it's Yep. it's hap it happened again while I was on holidays, so I'm just following up on that. Well, there is a procedure I can have. It's only a day procedure, though. Okay. Okay. Okay. It's always Yeah. better to be safe, though, than having a look at it then. But otherwise, That's it. you're kind of working and, like, feel okay otherwise. Yeah. Yeah. I'm Yep. fine. Okay. Yeah. Okay. Good. No. It is good to get a check, though. Otherwise, when it comes to estate planning, do you have a will in place at all? We don't. No. Okay. Do you have anyone who makes any financial decisions for you? No. No. Pat. My partner does, but yeah. That's Yeah. Yeah. That's yeah.","start_word":1163,"end_word":1584,"sentiment":"neutral","sentiment_score":-0.0005641669405721375},{"text":"all good.","start_word":1585,"end_word":1586,"sentiment":"positive","sentiment_score":0.39146122336387634},{"text":"And, obviously, if anything were to happen to you, I have your nomination as Kelly to obviously receive everything if something would happen. Are you happy with That's that? correct. Yep. Yeah.","start_word":1587,"end_word":1618,"sentiment":"neutral","sentiment_score":0.16327622532844543},{"text":"Beautiful.","start_word":1619,"end_word":1619,"sentiment":"positive","sentiment_score":0.49158158898353577},{"text":"Otherwise, I guess when it comes to goals, the stuff that you are working towards in the next couple of years, I have here that last time we spoke to you, you were hoping to buy a new car, which you obviously did, so that's great. Yep. Otherwise, it was just to focus on paying down the mortgage. What would That's you correct. say that's kind of so paying off the mortgage is your kind of main priority?","start_word":1620,"end_word":1697,"sentiment":"neutral","sentiment_score":0.19868694245815277},{"text":"That's my main priority, but not necessarily my partner's. But for you, it's your goals anyway.","start_word":1698,"end_word":1713,"sentiment":"positive","sentiment_score":0.3786948323249817},{"text":"And is there anything else, like, that you guys are working towards that you are wanting to achieve otherwise? Oh, no. Not really. We we No? not really. No. We're we're about No. to extend the patio and stuff like that, but that's all just part and parcel. You know what I mean? Yeah. We do Just yep. we go Just through do these some little house. phases, barely. Wanna Yeah. add House. stuff Yeah. I might increase to the value a little bit more it. in the house group. That's right. Yeah.","start_word":1714,"end_word":1806,"sentiment":"neutral","sentiment_score":0.06389950215816498},{"text":"And when it comes to superannuation, I have here that, ideally, you would love to access super at the age of 60. And you wanted in terms of an income drawing from super when you retire, aiming for about the same as you what you are on now.","start_word":1807,"end_word":1854,"sentiment":"positive","sentiment_score":0.3645353615283966},{"text":"Is that still kind of the goal for you? Yeah. Yep. Yep. Yep.","start_word":1855,"end_word":1867,"sentiment":"neutral","sentiment_score":0.25456613302230835},{"text":"Okay. Perfect.","start_word":1868,"end_word":1869,"sentiment":"positive","sentiment_score":0.5694157481193542},{"text":"Now the next thing I do wanna quickly run through, it is just a bit of an updated risk profile questionnaire. I was trying to make it quick for you because I know you're sitting in the car. It's just multiple choice. No right or wrong answers. Whatever you feel is the most appropriate for you, and that is just to see if we need to make any changes to your risk profile. So think of these in regards to your superannuation as well. Mhmm. So have you ever bought direct share Have yourself? I bought a what? Direct shares What? like stocks on the stock market? Oh, no. No. No. No problem. Next is in regards to inflation. So inflation means that things are getting more expensive over time, making your money worth less, and everything is costing a little bit more. Now how much of a risk are you willing to take in order to kinda keep up with your rising prices? Or would you say very high risk, just high, moderate, or a small amount of risk for your super? Is this? Like so how I would invest my super is This is more so just to gauge your behavior around it. Now, obviously, it's sometimes a bit tricky because some some investments, it depends what it is and stuff, but it's more so for me to gauge how like, your behavior around the investment and how you feel about the investment. So, like, overall, would you say for your super that you would be willing to accept you a bit more of, like, those high risks having more in, like, your growth assets, so the ones that fluctuate a little bit more in order to grow it long term? Do you want a little bit more towards defensive or somewhere, like, in the middle? I'm happy with the high risk at the moment. High Yep. risk. Okay.","start_word":1870,"end_word":2190,"sentiment":"neutral","sentiment_score":-0.0006532884461114711},{"text":"Perfect.","start_word":2191,"end_word":2191,"sentiment":"positive","sentiment_score":0.34359219670295715},{"text":"Yep. So not super high, but a little bit more than moderate. Exactly. So the same Yep. as last twelve months. Yep. Yep. Yes. Okay. Perfect. Yep. And fluctuation wise volatility, if you ever notice like, if you place an investment and after six months, it went down by 20% due to general trends in the market. So not like one particular investment that's gone bad, just typical trends in the market, what's happened. Would you say that you would if you had the option to do so, take advantage of that by thinking that now is potentially a good time to invest a little bit more. Would you hold and wait to see what happens, or would you want to sell and move through a bit more of a secure asset? But that means you are then selling when the prices have dropped. I. Right. The first Perfect. one. Yes. Yep. And would you say that you would invest heavily or just modestly? I'm not sure. If it's an if it's an opportunistic thing, I'd invest heavily. Yep. Okay. Like it Perfect. yeah. Yeah. Yep. And next is in regards to fluctuations again. So if you ever noticed, obviously, superannuation or any other investment fluctuate or go down in value temporarily, would you say that you would feel optimistic about future potential opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Well, concerned because you're losing money. Right? But Yep. yeah. But that's just the way it rolls. The entitlement goes up. Yes. So yeah. Yes.","start_word":2192,"end_word":2454,"sentiment":"neutral","sentiment_score":0.015543859480338405},{"text":"Perfect.","start_word":2455,"end_word":2455,"sentiment":"positive","sentiment_score":0.5132430791854858},{"text":"With So inflation? I would be concerned, but also understand that that is also the nature of the market, essentially. Yeah. Yeah. Perfect. And last one here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? No. Would you ever consider taking out a loan to buy an investment property? No. Yeah. No. So just kinda for your own property like you have, essentially? Yeah.","start_word":2456,"end_word":2532,"sentiment":"neutral","sentiment_score":0.003803057130426168},{"text":"Perfect.","start_word":2533,"end_word":2533,"sentiment":"positive","sentiment_score":0.33734142780303955},{"text":"Now that tells me here that you have come out as a growth investor, which is the portfolio we currently have you invested in.","start_word":2534,"end_word":2557,"sentiment":"neutral","sentiment_score":0.2339688092470169},{"text":"So that's good.","start_word":2558,"end_word":2560,"sentiment":"positive","sentiment_score":0.4752909541130066},{"text":"Yep. Do Cool. you remember what it means to be an a growth investor at all? No. No. No. That's okay. Basically, it tells me that you are looking at getting as much growth as you can out of your superannuation, you know, while you do still have plenty of time until retirement, but also that you are prepared to experience, you know, some level of fluctuation in Yep. order Yep. to get that growth. And Yep. when we are talking about an asset allocation, we see about 80% invested in your growth assets. So that will be things like Australian shares, international shares, as well as property and commodities, and then about 20% in defensive. So, like, your cash, your gold, your fixed interest, but Yeah. limit Yep. fluctuations a little bit. Are you still comfortable with that? Yeah. Still company. Yes. Yep.","start_word":2561,"end_word":2704,"sentiment":"neutral","sentiment_score":0.03740428015589714},{"text":"Great.","start_word":2705,"end_word":2705,"sentiment":"positive","sentiment_score":0.36755239963531494},{"text":"Perfect. And I when am we are looking however, yeah. I thought I'd just just stop you and let you know. I am Yeah. looking at taking a bit of a step back. Our plan plans have changed. Mhmm. Obviously, we've started Kelly started a business. She's my partner. Yes. And that's Yes. going really well. Yep. And so I am looking at going to a job share role, so, like, halving Okay. everything Yep. in the mines Yep. and taking on more of a role in the business Yep. because, yeah, I just don't need to be working so much anymore. Yep. Yep. So the it is looking like around about Christmas time heading into that sort of job share role where everything will be cut by 50%. So my super Mhmm. contributions, Yep. everything will be cut. Okay. Yep. But that's not done and dusted yet. That's just I'm just Yep. giving you a heads up sort of thing. Yep. Yeah.","start_word":2706,"end_word":2868,"sentiment":"neutral","sentiment_score":-0.03195718758128172},{"text":"And it's good Yeah. to know as well.","start_word":2869,"end_word":2876,"sentiment":"positive","sentiment_score":0.3642450273036957},{"text":"And then when it's good because I'll put a little note here. So if we see it, it's because, obviously, what's changing. Mhmm. Now while you are still in growth, though, it is still like, your money will still grow. Obviously, having less money going in To from grow. super Exactly. exact Yeah. exactly. But Mhmm. I But think I'll be put on the books from the business. So whatever super I'm not getting from the company I'm working for now, I'm gonna be put on the books from the business for the hours that I work, so it might get made up. It might look exactly the same Yeah. to you guys. It'll just be from two different parties. That's all. Okay. Yep. Yep.","start_word":2877,"end_word":3001,"sentiment":"neutral","sentiment_score":0.010400419123470783},{"text":"Perfect.","start_word":3002,"end_word":3002,"sentiment":"positive","sentiment_score":0.362787663936615},{"text":"Yeah. Oh, that's Yeah.","start_word":3003,"end_word":3006,"sentiment":"neutral","sentiment_score":0.24241720139980316},{"text":"good.","start_word":3007,"end_word":3007,"sentiment":"positive","sentiment_score":0.355418860912323},{"text":"Yeah. Yeah. We'll keep a little look at it look at it for it. And if you do need the contribution forms or anything when the time comes, just let us know. Yeah. Yeah. But with that, I do wanna just check quickly with your insurances just to see if you how that's all looking. Now do you have access to your emails at the moment, or is it a bit tricky on the phone? Mhmm. That's okay. I'm fine. That's how Yeah. I Okay. deal Perfect. with it anyway. So yeah. No. That's all good. Most people are fine, but I just do like to recheck. So I have to send you an email with some documents if you're able to access that for me. Yep. Now we have recently changed the software, so it might look a little bit different to what you are used to. But, basically, if you can click on the email, but before you click on the link or it says sign now, there should be a couple of attachments at the bottom of the email. Can you see those? I could see signed document. And if you just kinda scroll down in that email, can you see a couple of, like, PDF Oh, documents? yeah. I could view services guide version one PDF. Yes. Yep. Sorry. There That should there's be about there's six documents. yes.","start_word":3008,"end_word":3240,"sentiment":"neutral","sentiment_score":0.06562258885142118},{"text":"Perfect. So I'll make it quick for you.","start_word":3241,"end_word":3248,"sentiment":"positive","sentiment_score":0.4538111686706543},{"text":"The the first three ones, so the services guide version one and financial services guide version two, I'll let you have Mhmm. a read over in your own time. You would have seen this one before. It's just a bit of an updated version. It is one Yep. of those compliance documents, but, basically, everything that you do need to know about us is in there. None of the important information has changed. We've had a bit of Yep. an extension to the team, which is good, and also a bit more, updates to marketing. So as you if you do have a look through it, you will see a photos of all the directors and our advisers. I'm there as well if you do wanna put a face to the voice. But, otherwise, I will let you have a read over those in your own time. Yep. Cool. If you can then open can you see one with a summary of insurance and superannuation? Yep. Yep.","start_word":3249,"end_word":3415,"sentiment":"neutral","sentiment_score":0.09043605625629424},{"text":"Perfect.","start_word":3416,"end_word":3416,"sentiment":"positive","sentiment_score":0.42796510457992554},{"text":"So that gives you a bit of a update on your situation. So you can see you'll have 24. It's where you have your super. You do have about 399,000 in them, and then Uh-huh. you have insurances. So you have your insurances with Encompass. You have life and PPD of 841,080. Yep. Are you still happy with the level of cover for life and PPD, or what are your thoughts on that? Yeah. That's okay. That's okay? Okay. So Yeah. with with your income protection, that's the only thing that would we'd have to keep in mind for if you earn less. So it's more so Yeah. in regards to the the take home pay because that is 70% of your income at the time of claim. So Yep. just let us know. The only thing is if we, let's say, decrease it. So if we reduce it for you, obviously, it'll make the premium cheaper. But Yep. if anything changes and let's say you go back, like, you only do it for a little bit and then you go back to similar structure you have now, And that's the what only I'll that that's what I'll put in place before I agree to it as well. Like, if I need to go back, yes. like, I definitely, like, want that Yes. possibility. Flexibility. You know what I mean? Yeah. Okay. Yeah. Yeah.","start_word":3417,"end_word":3650,"sentiment":"neutral","sentiment_score":0.07067683167182483},{"text":"Great.","start_word":3651,"end_word":3651,"sentiment":"positive","sentiment_score":0.5740076303482056},{"text":"Because that's the one thing, especially then with your with your income protection that, yes, if you were through let's say you do start the job and you you have to go on claim, you can only get 70% of the income that you're earning at the time. At But if the time. we do Yeah. Yep. correct. If we do decrease it and then let's say six months later, you go back to earning 200,000 and we've decreased it, yes, Yeah. the You'd problem have to change it again. Yep. correct. The problem is it's very easy to decrease it.","start_word":3652,"end_word":3752,"sentiment":"neutral","sentiment_score":0.09709130972623824},{"text":"The insurers are happy.","start_word":3753,"end_word":3756,"sentiment":"positive","sentiment_score":0.35179492831230164},{"text":"They take on less risk. Just a quick form, happy days. It's Yep. tricky to do the other way. Because if we, let's say, decrease it to, let's say, 5,000, and then you go, oh, actually, six months, I wanna offer it through ten again, the insurance will be like, okay. Yeah. Well, we are now taking on more risks, so we like to do the whole pre assessment again. And if there is Okay. any health issues whatsoever or even with the cardiogram, like, if there is anything that Yes. could potentially cause issues. So They might not say yes. Yep. exactly. Yep. So especially if it is something that you are looking at going back to, Yep. yes, it Yep. will mean that you are slightly over insured and paying for a little bit more than you could potentially get if something were to happen, especially if it is a bit more not super Then I'd certain. be inclined to I'd be inclined to leave the insurance the way it Exactly. is. Exactly. Yeah. Yeah. Because then, yeah, you don't wanna do decrease and then, oh, no. I need more, and then we've kind Yeah.","start_word":3757,"end_word":3953,"sentiment":"neutral","sentiment_score":-0.10748119512336508},{"text":"of screwed herself Yep.","start_word":3954,"end_word":3957,"sentiment":"negative","sentiment_score":-0.3383845388889313},{"text":"over. So I Because just wanted to let you know. yeah. Yeah. No. That's cool. Yeah. Yeah. That's cool. But Yeah. I'm I'm I'm pretty sure that my income would remain the same Mhmm. Okay. anyway Good.","start_word":3958,"end_word":3994,"sentiment":"neutral","sentiment_score":0.08713739365339279},{"text":"Okay. Perfect. because I'd because I'd be working for the business. I'd be a part of the business and that that the sub that I would supplement my income with through the business.","start_word":3995,"end_word":4027,"sentiment":"positive","sentiment_score":0.36095139384269714},{"text":"From the okay. Well, then it'll be basically same same. They would just Yeah. need sometimes as a like, if it's, like, from a business owner, they would just need different documentation Yep. to show it. But, Yep. basically, at the end of the day, they just need to prove your take home pay. And if the take home Yeah. pay stays the same, definitely matter Basically, where it comes it'll from. yeah. Yeah. Yeah. Yeah. It'll Okay. be the Perfect. same. It'll just be from two two different sources, basically. Yep. Yeah.","start_word":4028,"end_word":4120,"sentiment":"neutral","sentiment_score":0.046821340918540955},{"text":"Okay. Amazing. Perfect. Yep.","start_word":4121,"end_word":4124,"sentiment":"positive","sentiment_score":0.4707245230674744},{"text":"You can see here that because of the way it's structured, you get a 15% rebate in tax. So after that, it is 3,594 for all three inside super for you. Mhmm.","start_word":4125,"end_word":4156,"sentiment":"neutral","sentiment_score":0.2848561108112335},{"text":"Perfect.","start_word":4157,"end_word":4157,"sentiment":"positive","sentiment_score":0.45934823155403137},{"text":"Now the next document you should have is your twelve month performance report. Now I know you said that you are pretty across or keeping an eye on it every now and then, so I'll try not to spend too much time on this. But Yep. I do wanted to kind of revisit one of the investments. So if you're happy for me to do so, I would like to do a little bit more research on your investment because Yep. there is one investment that I would like to look at potentially changing for you, and that is your Yeah. Benelon Australia equity, which you may have seen if you've been keeping an eye on it that it's been underperforming Yep. a little bit. Yep. So I would like to do do some research and see if I can find a better alternative option that fits into your portfolio.","start_word":4158,"end_word":4307,"sentiment":"neutral","sentiment_score":0.12770233715573948},{"text":"That'll put you in a little bit better position, improve those returns a little bit for you as well. So Yep. it Go does for it. That's that you're a professional, so, yeah, you should be Yes.","start_word":4308,"end_word":4344,"sentiment":"positive","sentiment_score":0.4516473710536957},{"text":"No. you're I all over would like it. to do that. Yes. So it will take me about a week or two to put it all together. Yep. I am quite booked out for the next week, but let me see.","start_word":4345,"end_word":4385,"sentiment":"neutral","sentiment_score":0.12254736572504044},{"text":"It's cool.","start_word":4386,"end_word":4387,"sentiment":"positive","sentiment_score":0.40990325808525085},{"text":"What whatever you think. Okay. Let me have a look. So which day usually works best? Is Monday normally best for you? I work Or you shifts, go? so it's it's all over the place. Okay. Do you have Yep. your roster or anything for the week of the June 1? So between the June or two weeks? Yep. Yes. Monday, I'm coming off of night shift by the look of this. Sorry. So Not a good time. where is the best to check? Oh, Monday, I'm on night shift. Okay. Tuesday, I'm on night shift. Wednesday, I'm off, but I wake up in the afternoon, if Okay. that suits Yeah. We can do you. an afternoon appointment that day. Oh, usually, Yes? I play Sorry. like, I wake up early and I go play golf.","start_word":4388,"end_word":4523,"sentiment":"neutral","sentiment_score":-0.019591251388192177},{"text":"So that's not good.","start_word":4524,"end_word":4527,"sentiment":"negative","sentiment_score":-0.3782797157764435},{"text":"So if That's we can okay. do if we can do the Thursday, the fourth, Yeah. Yep. but I have I have a a PT appointment at seven in the morning. Okay. So Let if we can do, like, the same time, like, half past eleven, say, it's okay for you. my time, So which yep. is So about which is half past one for you. Yeah? yep.","start_word":4528,"end_word":4595,"sentiment":"neutral","sentiment_score":0.049565880833303225},{"text":"Perfect.","start_word":4596,"end_word":4596,"sentiment":"positive","sentiment_score":0.3517732620239258},{"text":"So 01:30, Thursday, the fourth. Yes. I can do that. I can do that. I'll book that in. That is Thursday the fourth at 11:30AM your time. Yep. Would you like a reminder text at, like, two hours before the appointment? No. If anything I'm cool. I'm changed pretty up You're with good. the with my shift organizer. Reminder.","start_word":4597,"end_word":4655,"sentiment":"neutral","sentiment_score":0.12698112428188324},{"text":"Oh, I think great. I'm right Love it.","start_word":4656,"end_word":4663,"sentiment":"positive","sentiment_score":0.4621040523052216},{"text":"I'm writing in right now. Yeah.","start_word":4664,"end_word":4669,"sentiment":"neutral","sentiment_score":0.2424837201833725},{"text":"Perfect.","start_word":4670,"end_word":4670,"sentiment":"positive","sentiment_score":0.5256098508834839},{"text":"I'll book that in, and I will send you an email at the time with the documents to kind of go through a bit of a proposal for you with some investment changes. I'll go through it with you, and then you can obviously let me know what you are thinking. I'm I'm just gonna say yes straight up. You don't even have to call me. I'm sorry. Yeah. I'm I'm trusting you with it anyway. So Yeah. I yeah. do Yeah.","start_word":4671,"end_word":4752,"sentiment":"neutral","sentiment_score":0.21973763406276703},{"text":"very much appreciate the trust.","start_word":4753,"end_word":4757,"sentiment":"positive","sentiment_score":0.5192462801933289},{"text":"From the compliance point, I do still have to let you know and just make sure you're happy, Yeah. but I Yeah. do No. appreciate It's all good. that you Yep.","start_word":4758,"end_word":4788,"sentiment":"neutral","sentiment_score":0.2143920361995697},{"text":"you have that Yep. full trust, Yep. which is really good to hear.","start_word":4789,"end_word":4801,"sentiment":"positive","sentiment_score":0.43039247393608093},{"text":"Now If you can give me a year like last year for next year, I'm not complaining. yeah. We'll we'll we'll try our best. Now otherwise, David, you will also see in the document a certificate of currency. That just shows you your insurances again in a bit more detail, lets you know that's all paid up to date. Yeah. You'll Yep. also have a Vanguard index chart. Probably seen this one before.","start_word":4802,"end_word":4874,"sentiment":"neutral","sentiment_score":0.1714058667421341},{"text":"It's just a good visual representation of what we are talking about the market.","start_word":4875,"end_word":4888,"sentiment":"positive","sentiment_score":0.5562912225723267},{"text":"You can see if you do have a look at it at some point as well, it it show you kind of all the ups and downs of the market. Long term always goes up. Short term, some ups and downs depending on what is going on. Yep. And then if you're happy to do so, if you're happy to click start now for me, it should ask you to sign one document, and that is your ongoing service agreement, which is just to say that you are happy to stay on as a client. Now there is no changes whatsoever in regards to the fee structure. Is Because that in of sorry. Is that in signed document? Or Yes. If you press sign or yep. start, does that then take you up to, like, a hub 24 fee consent form? Yep. Consent of renew and ongoing free arrangements. Yep. Yes. Yep. That's the one. And, yeah, there's no changes to the fee structure because, obviously, Kelly is a client as well.","start_word":4889,"end_word":5060,"sentiment":"neutral","sentiment_score":0.14680977165699005},{"text":"It Yep. is that reduced fee of 1.1 for both of you, which is great.","start_word":5061,"end_word":5075,"sentiment":"positive","sentiment_score":0.47464871406555176},{"text":"So no changes in regards to that.","start_word":5076,"end_word":5082,"sentiment":"neutral","sentiment_score":0.32404226064682007},{"text":"That stays exactly the same. Cool.","start_word":5083,"end_word":5088,"sentiment":"positive","sentiment_score":0.37124568223953247},{"text":"Just to say that you're happy to stay on as a client, not a locking contract at any point in time, though. So if it ever is that you're not happy, not a lock in contract. But, basically, by signing this otherwise, it lets us stay on and service your account and manage everything else for you. It should just ask you to add the signature and the date, I believe, and Yep. I think that's everything. That's correct. Yep. Yep. Yep. And then once you press validate or confirm, Yep. It's it loading. should then Yep. yes.","start_word":5089,"end_word":5186,"sentiment":"neutral","sentiment_score":0.18048648536205292},{"text":"Beautiful. And it should then send it back to me.","start_word":5187,"end_word":5196,"sentiment":"positive","sentiment_score":0.3811378479003906},{"text":"While I do wait for that, do you have any other questions, or is there anything else that you need from me otherwise before I let you go and enjoy your gym session? Not all good. No. That's all good. Alright. Let me see here. And it said loading.","start_word":5197,"end_word":5245,"sentiment":"neutral","sentiment_score":0.11579826474189758},{"text":"Oh, yes. Beautiful. I can see that's come through on my end, which is great. So I will get that all loaded for you, and then you are all booked in on Thursday, June 4 at 11:30AM, your time just to go through those investment Cool.","start_word":5246,"end_word":5291,"sentiment":"positive","sentiment_score":0.5766294002532959},{"text":"changes.","start_word":5292,"end_word":5292,"sentiment":"neutral","sentiment_score":0.3206659257411957},{"text":"Beautiful. Well, thank you so much for your time today, Jaden, and I look forward to speaking with you on the fourth. Thank you.","start_word":5293,"end_word":5316,"sentiment":"positive","sentiment_score":0.7662478685379028},{"text":"No worries. We'll No speak worries. soon. Bye. Okay. See you. Bye. Bye. Bye.","start_word":5317,"end_word":5330,"sentiment":"neutral","sentiment_score":0.12299273908138277}],"average":{"sentiment":"neutral","sentiment_score":0.08552333979205268}}}}