{"metadata":{"transaction_key":"deprecated","request_id":"019e013a-f7b6-7ff2-a51e-6e093d5519e6","sha256":"e7ef767070d51f1ddf1e4eac3cac9de358c852c491256740577e80a30a8116eb","created":"2026-05-07T06:58:26.187Z","duration":1509.912,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":5174,"output_tokens":116},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5713,"output_tokens":5725},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5713,"output_tokens":520}},"results":{"channels":[{"alternatives":[{"transcript":"Good afternoon. Is this Jack? This is Veronica from Oakview Financial. How are you? Good. I had you booked in to go over your annual review. Is now still a good time for you? Sure. We can reschedule. If now is not a good time, that's fine. Yeah. Alright. Well, I'll tryna make it quick for you. But before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Perfect. And just for security purposes, just so that I can confirm I am speaking with the right person, could I just get you to confirm your full name, date of birth, and address, please? Yeah? Yep. That's the one I have here as well. We have updated that one, so that's good. Now before I do kind of jump into the under review there with you, I do like to start by asking if there is anything specific that you were hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of a catch up and see what's happened in the last twelve months? Nope. Perfect. No worries. Now I know that you kinda went through a bit of the fact find out with my colleague Jordan when she booked you in. So that saves a little bit of time, so thank you for doing that. I just need to reconfirm a couple of the information here. Now let me see here. With your assets, I do wanna just triple check. So you guys recently bought an investment property? Okay. Yep. And I also have a little note here that you have a 100 and 82,000 in equity release loan. Is that you took out an additional 182 of your main property. Is that what happened, or is it a separate loan for it? Mhmm. Yep. Perfect. So you so is that why 182. Yeah. Yep. Okay. Perfect. Yep. Okay. Perfect. Yep. Great. That makes sense. Otherwise, when it comes to contributions, your employer pays you that standard 12% employer contributions, or do you have a special, like, EBA or something in place? Mhmm. Yep. Yep. Mhmm. Okay. Yeah. Often Okay. Yeah. Often it is no. That's all good. You can leave that with me. Often it is like, the minimum is 12, so that's what most employers do. It's just some if you have, like, a some government, nurses, school teachers, or if you kind of sometimes work on, like, the mine side, so they have, like, a special EVA in place that that gives them access to, like, a little bit additional. Often, when that is the case, so people know about it because it's kind of like a selling point that they let you know. So okay. Perfect. Now you did say that you drew so do you have two occupations? So the firefighter and then did you say building? Okay. And with the is that a builder? Like a carpenter? Oh, yeah. Yep. Perfect. And do you pay yourself like, how much would you say income wise you get from that? Obviously, I know it probably fluctuates a little bit, but that's good. Alright. Perfect. And you said that's obviously set up as a sole trader, so you don't pay yourself contributions. That's just from your firefighter. Yep. Okay. Yeah. Okay. Perfect. That's good. Otherwise, when it comes to health and lifestyle, do you have private health insurance in place? Yes. And that is hospital as well? Yes. Great. Perfect. Especially with, obviously, you being a high income earner. Don't wanna be paying additional tax if you don't have to. Estate planning wise, do you have a will or power of attorney in place? Yep. Okay. Amazing. And that's does that include the investment property as well? Do you know? No. That's okay. Yep. Yep. Yep. Yep. Yeah. Okay. No. Perfect. Otherwise, when it comes to your superannuation, I do have here that if something ever were to happen to you, you have nominated Natalie to receive everything. You're still happy with that? Yeah. Amazing. And are you politically exposed at all or earn an income overseas? No. Okay. Great. Yes. Most people ask me the same, to be honest. Basically, are you directly involved heavily in politics? No. No. And often, it's people like, oh, that's a weird one. And it's like it's usually just because if it is that you are very heavy in politics, it is good for us to know, especially if there is, like, lump sum income or anything like that to kind of keep an eye on. But then, also, there could be a higher chance. Obviously, we have pretty good security and privacy in place, but it's good to know because there can be chances of people having a high chance of trying to pretend to be you and stuff like that. So it's just a little flag from our end. But, yeah, I do get asked that a lot. What does that mean, and why do you need to know that? Sorry. You're you're not the first one. Otherwise, when it comes to goals, stuff that you guys are working through it, Obviously, I think last time, when we guys did a bit of, an update on review and everything like that, the main goal was to buy an investment property, which you guys obviously did, which is great. Otherwise, it was just to try to focus on paying down the mortgage and do some traveling. Is that still kind of the focus otherwise, or what are you guys kind of working for? Okay. Mhmm. Mhmm. Yep. Mhmm. Yep. Okay. Yep. So do you okay. So do you are they both investment properties, or is still one still mhmm. Mhmm. Yes. It is. Yep. Yes. Okay. Okay. Yeah. Okay. No no problem. But, otherwise, where you guys are currently leaving is that in D Y. So if we need to send any mail or anything like that, that's the D Y place? Yep. Okay. Great. Yep. No. Perfect. What, I guess, are things that you guys are working towards in the next couple of years? Do you have any goals otherwise? Mhmm. Mhmm. Okay. Yep. So just kind of expand the property portfolio, especially down in I mean, property prices have gone up everywhere, but but down in Sydney, it's it's quite bad sometimes, especially Northern Beaches. I used to live in Mossman. So I was in the Northern Beaches a fair bit. So, yeah, Dee White And Freshwater is beautiful, but, yeah, it does cost a bit. Mhmm. Alright. Perfect. Now the next thing I do wanna run over quickly with you, it is just an updated risk profile questionnaire. All multiple choice to make it nice and easy. No right or wrong answer. And it's just to see if we need to make any changes to your risk profile in your super. Okay? Now that Yeah? Okay. Because at the moment, yeah, at the moment, you are invested in a high growth portfolio. And are you still you still remember kind of what it means to be a high growth investor, and you're still comfortable with all of that? Yeah. Okay. And, obviously, from a time frame point of view, you do have plenty of time until retirement. And in a high growth portfolio, typically, we want to see a minimum of eight years in re until retirement, just making sure you have enough time in the market, which you certainly do. So if you're comfortable with that, we'll leave it in high growth. Otherwise, is your plan to kind of access super at 65 still, or do you think you'd wanna retire at 60 when you can access your super, or what do you think your plan might be? Yep. Yep. So ideally, 60, but if not, we'll Yeah. Okay. And do you think about a thousand yeah. Maybe just, like, reduce hours or something. Yeah. And a thousand dollars per week I have here is an ideal income for you during retirement. Do you think that is still achievable, or do you think you would need a bit more, obviously, with rising prices and everything like that through Yes. Do you want me to change it to, like, two thousand or something? Yeah. And this is just for you as well? If you think yeah. And if you think in, like, today's today's dollar value mhmm. Yeah. And that's honestly what most people it it tends to fluctuate between a thousand and 2, even up to $2.05, depending on how extravagant you obviously want your retirement, but also how much debt and assets you have. Obviously, if you guys are planning on building out your investment property portfolio, you probably will have quite a few assets that are kind of self funding itself. So the way you guys are going, you're on a good direction for that anyway, and then if you have more income coming from that as well. Yep. Perfect. Now I have just sent you an email as well. You don't have to access it now if you're a bit busy, but have a look through it later. If you have any questions, let me know. It is pretty straightforward, though. In the email, I have included one is a Vanguard index chart. You may have probably seen this one before, but it is just a good visual representation of what we are talking about when we're talking about the market. And it basically tells you that over the long term, market always goes up. The short term, there will be some ups and downs and market fluctuations. Now you will also have through documents. These are more your compliance documents. You'll have an Oakview financial services guide and then a services guide. Again, you would have seen this one before. It's just a bit of an updated version. None of the important information has changed, but we've had a bit of an update to our marketing. So a bit more updated photos of all the advisers and the directors and stuff and a bit of an extension to the team, which is great. Now you also have a super summary, which just shows you your current superannuation, which you have with Hub twenty four. And you do have a 151,000 or $293 in there. Now the last thing is then a performance report that just basically shows you what's happened in the last twelve months, and it breaks down all your individual investments and how they have all performed after fees. Basically, with your portfolio, it's even though we've had a lot of market volatility the last twelve months. First, obviously, we had everything in The US with Trump and tariffs and everything with a little bit of fluctuation, and more recently, everything going on with the war as well. We are seeing a bit of market volatility and different mix performances across different sectors globally. Despite that, though, after fees, your portfolio is still up, which is great. Now it is up by about 5.53%, which we're not too concerned about given what has happened in the market in the last twelve months. Now because you are as well in a high growth portfolio, it is designed to focus on your long term capital growth rather than, obviously, short term stability. So, basically, what it means is that year to year, particularly where the portfolio comes to growth sector such as, say, technology, robotics, and AI that you do have in your portfolio. Some years will see a bit more fluctuation, but the goal obviously is long term to give you that growth. Now, basically, if we're breaking down the different sectors, so we have seen really strong performance from areas like your US equity and also technology related investments. So some of your portfolio you have one portfolio in there that's called battery tech and lithium. That one is up by a 112%, so that is crazy. Sorry. How your portfolio is designed, it is to complement each other as well. Well, a couple of years ago, it was not so good. The reason why that one has taken through the roof at the moment and that's why it is your speculative investment, so it is when you have a little bit less in in order to trying to take advantage of that. Now if we put everything in that a couple of years ago, it would not have been happy. Whereas now, it's fantastic. And yeah. Well, it's a good question, though. Some people say that. But it's also because, obviously, your your lithium, so everything going over the fuel prices, obviously, that produces the batteries and everything for electric vehicles, which is why that's also taken. Exactly. So, yeah, there there's obviously been a bit of a bit of a mix in terms of the portfolio. But what we always want to do is despite that it's a high growth and despite overall it's it's holding up really good, we wanna also make sure that if there is any investment in your portfolio that is slightly underperforming despite what's going on in the market, we wanna make sure we review it and potentially look at changing things for you. Because things don't always stay the same with, obviously, the market and everything like that, and it is good to do updated research. Now, for example, one of the investments in your portfolio, for your Benelon Australian equity, we've done a lot of research on, and at the moment, we are looking at potentially changing that for some better options. Now that was one that was underperforming recently. And if it is underperforming, and how that one is different to your other investments is that it is a managed fund. So, basically, they are actively buying and selling different investments in order to try to outperform the market. Because it is the active management, it tend to cost a little bit more, And, usually, it is worth it because you are outperforming the market. But in this instant, more recently, they've been a little bit slower in making those investment changes. And if that is the case and we foresee that they are going to be a little bit slower, then there's no point having it in an option where you're paying a little bit more in fees if they're not giving you that return in return. Does that make sense? Yep. So if you are happy for me to do so, I would like to do a little bit more research on that Benelung investment and see if I can find a better option that's going to give you a little bit better returns moving forward and put you in a better position. Are you happy for me to do that? Yep. Perfect. Now it will take me about a week, a little bit less to put that research together, and then I'll go through the proposal with you, and then you can let me know what you think. When is usually a best time for you, Jack? Yes. About now. Okay. Okay. Okay. Let me have a look. So next week, I am fully booked, actually. I don't have a single spot, but let me see the the following week. I could do I could do 04:30 on either Monday, May 18, or Tuesday, May 19, if either of those would work for you. Either way? Okay. Well, my sure. Yeah. Or nineteenth. Okay. You will okay. Well, why don't we do the nineteenth? And I can do, yeah, I can do 04:30, or I do have mornings if that but you preferred afternoon, didn't you? I can do from 8AM. Yeah. Perfect. Yep. And alright. So I'll just book that in on, say, the nineteenth at 08:30. It should be fairly quick just to kind of run through any changes in the investment. I'll run through if there's any, you know, capital gains tax with changing fees and returns and stuff like that so you can actually see it as well. And then we can see that moving forward. Would you like a reminder text sent, like, two hours oh, it's probably a bit early, an hour before or the day before if something comes up? An hour before? Okay. Perfect. If anything does come up and you have to, you know, get caught out of work or something like that, just let me know, and I'll see if I can get it reshuffled for you. Otherwise, that is all booked in on Tuesday, May 19 at 08:30. Now that was basically all of the documents I had to run through with you. Now I can see, obviously, here that you don't have any insurances in place. Obviously, with your occupation, it's a bit risky for the insurance. But are you still happy, obviously, with no insurances and comfortable with that? Yeah. Perfect. And I can see here as well that we have at the moment the only thing outstanding for you is that your ID that we have on file has expired. Have you recently received a new copy at all of a driver's license? I'm not sure. No. Let me see here because I think alright. Let me triple check the folders because I have a little note here that the ID has expired, but let me just actually check what's in on file in case that was just a little error. Okay. So the one I have says that it expired the 12/22/2025. So, yeah, when you have a moment, if you could send through just a photo of the front and the back of your new license just so we can get that all updated from a compliance point, that would be great. You can send it through you can send it through servicing @oakviewfinancial,1word,.com.au. Perfect. That way, the team will get it. We can get that processed for you. Perfect. Now do you have any other questions or anything else for me before I let you go and enjoy the rest of your afternoon otherwise, Jack? No? Okay. Perfect. Well, I will let you go and enjoy your afternoon. Like I said, have a look through the documents when you have a moment. Any questions, let me know. Otherwise, I look forward to speaking with you again on Tuesday, the nineteenth. No problem. We'll speak then. Okay. Bye.","confidence":0.9980469,"words":[{"word":"good","start":4.72,"end":4.96,"confidence":1.0,"punctuated_word":"Good","sentiment":"neutral","sentiment_score":0.1558322012424469},{"word":"afternoon","start":4.96,"end":5.44,"confidence":1.0,"punctuated_word":"afternoon.","sentiment":"neutral","sentiment_score":0.078140489757061},{"word":"is","start":5.44,"end":5.6,"confidence":0.93115234,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.06817804276943207},{"word":"this","start":5.6,"end":5.8399997,"confidence":0.9951172,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07654882967472076},{"word":"jack","start":5.8399997,"end":6.3399997,"confidence":0.91674805,"punctuated_word":"Jack?","sentiment":"neutral","sentiment_score":0.052204132080078125},{"word":"this","start":7.8399997,"end":8.0,"confidence":0.5019531,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.12387754768133163},{"word":"is","start":8.0,"end":8.32,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1272204965353012},{"word":"veronica","start":8.32,"end":8.72,"confidence":0.9921875,"punctuated_word":"Veronica","sentiment":"neutral","sentiment_score":0.18290077149868011},{"word":"from","start":8.72,"end":9.04,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.21259863674640656},{"word":"oakview","start":9.04,"end":9.44,"confidence":0.57702637,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.1882447600364685},{"word":"financial","start":9.44,"end":9.94,"confidence":0.99853516,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.18311545252799988},{"word":"how","start":10.08,"end":10.24,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.1693873405456543},{"word":"are","start":10.24,"end":10.32,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1541752815246582},{"word":"you","start":10.32,"end":10.82,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.18024156987667084},{"word":"good","start":12.575001,"end":13.075001,"confidence":0.9675293,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.4722992777824402},{"word":"i","start":14.015,"end":14.255,"confidence":0.71191406,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4034613370895386},{"word":"had","start":14.255,"end":14.495001,"confidence":0.98535156,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.34090539813041687},{"word":"you","start":14.495001,"end":14.575001,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2585081458091736},{"word":"booked","start":14.575001,"end":14.815001,"confidence":0.99902344,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.29524895548820496},{"word":"in","start":14.815001,"end":15.055,"confidence":0.99316406,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3729907870292664},{"word":"to","start":15.055,"end":15.215,"confidence":0.921875,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.39870259165763855},{"word":"go","start":15.215,"end":15.375,"confidence":0.96777344,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.3620899021625519},{"word":"over","start":15.375,"end":15.535,"confidence":0.99902344,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.40154752135276794},{"word":"your","start":15.535,"end":15.8550005,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.34859636425971985},{"word":"annual","start":15.8550005,"end":16.095001,"confidence":0.9838867,"punctuated_word":"annual","sentiment":"positive","sentiment_score":0.3913409411907196},{"word":"review","start":16.095001,"end":16.495,"confidence":0.99902344,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.28860461711883545},{"word":"is","start":16.495,"end":16.655,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.2729448080062866},{"word":"now","start":16.655,"end":16.895,"confidence":0.9951172,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.2858278155326843},{"word":"still","start":16.895,"end":17.055,"confidence":0.9941406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.26728716492652893},{"word":"a","start":17.055,"end":17.135,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28322601318359375},{"word":"good","start":17.135,"end":17.295,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2790926694869995},{"word":"time","start":17.295,"end":17.535,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.31389692425727844},{"word":"for","start":17.535,"end":17.695,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.30882614850997925},{"word":"you","start":17.695,"end":18.195,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.24931329488754272},{"word":"sure","start":20.654999,"end":21.154999,"confidence":0.99316406,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.1126340851187706},{"word":"we","start":21.455,"end":21.615,"confidence":0.9892578,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1050095111131668},{"word":"can","start":21.615,"end":21.855,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13644394278526306},{"word":"reschedule","start":21.855,"end":22.355,"confidence":0.90148926,"punctuated_word":"reschedule.","sentiment":"neutral","sentiment_score":0.08414795249700546},{"word":"if","start":22.494999,"end":22.654999,"confidence":0.9892578,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.0067826807498931885},{"word":"now","start":22.654999,"end":22.815,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.026384294033050537},{"word":"is","start":22.815,"end":22.975,"confidence":0.9707031,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06319709867238998},{"word":"not","start":22.975,"end":23.135,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10583711415529252},{"word":"a","start":23.135,"end":23.295,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04229956865310669},{"word":"good","start":23.295,"end":23.535,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.11065609008073808},{"word":"time","start":23.535,"end":23.775,"confidence":0.9904785,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.010983873158693314},{"word":"that's","start":23.775,"end":24.095001,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.03737952932715416},{"word":"fine","start":24.095001,"end":24.595001,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.037268903106451035},{"word":"yeah","start":34.26,"end":34.579998,"confidence":0.85302734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23512133955955505},{"word":"alright","start":34.579998,"end":34.9,"confidence":1.0,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.21834859251976013},{"word":"well","start":34.9,"end":35.059998,"confidence":0.99902344,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.17995044589042664},{"word":"i'll","start":35.059998,"end":35.3,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.23200935125350952},{"word":"tryna","start":35.3,"end":35.62,"confidence":0.5838623,"punctuated_word":"tryna","sentiment":"neutral","sentiment_score":0.30501681566238403},{"word":"make","start":35.62,"end":35.78,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.28488558530807495},{"word":"it","start":35.78,"end":35.86,"confidence":0.9892578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25715553760528564},{"word":"quick","start":35.86,"end":36.18,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.270002543926239},{"word":"for","start":36.18,"end":36.34,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27933457493782043},{"word":"you","start":36.34,"end":36.84,"confidence":0.9753418,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.21691426634788513},{"word":"but","start":37.745003,"end":38.065002,"confidence":0.9873047,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.04266117140650749},{"word":"before","start":38.065002,"end":38.385002,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.0069846175611019135},{"word":"i","start":38.385002,"end":38.465,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.022293198853731155},{"word":"do","start":38.465,"end":38.705,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.027858499437570572},{"word":"go","start":38.705,"end":38.945,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.012046180665493011},{"word":"any","start":38.945,"end":39.185,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0044656842947006226},{"word":"further","start":39.185,"end":39.585,"confidence":0.99902344,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":-0.01403426006436348},{"word":"i","start":39.585,"end":39.745003,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02654362842440605},{"word":"just","start":39.745003,"end":39.985,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04915142059326172},{"word":"need","start":39.985,"end":40.225002,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.025396816432476044},{"word":"to","start":40.225002,"end":40.305,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010742727667093275},{"word":"let","start":40.305,"end":40.385002,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.006125334650278091},{"word":"you","start":40.385002,"end":40.545002,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.024739764630794525},{"word":"know","start":40.545002,"end":40.785,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.001626037061214447},{"word":"that","start":40.785,"end":40.945,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.007652010768651962},{"word":"our","start":40.945,"end":41.105,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.00306658074259758},{"word":"calls","start":41.105,"end":41.345,"confidence":0.99902344,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.02118632197380066},{"word":"are","start":41.345,"end":41.505,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.006215624511241913},{"word":"being","start":41.505,"end":41.745003,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.0062643736600875854},{"word":"recorded","start":41.745003,"end":42.225002,"confidence":1.0,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":-0.0015303753316402435},{"word":"for","start":42.225002,"end":42.385002,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.013908438384532928},{"word":"quality","start":42.385002,"end":42.705,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.01184610277414322},{"word":"and","start":42.705,"end":42.865,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004608817398548126},{"word":"coaching","start":42.865,"end":43.345,"confidence":0.99609375,"punctuated_word":"coaching","sentiment":"neutral","sentiment_score":0.03324711322784424},{"word":"purposes","start":43.345,"end":43.825,"confidence":0.7861328,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.018629230558872223},{"word":"if","start":43.825,"end":43.985,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.024115627631545067},{"word":"that's","start":43.985,"end":44.305,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.01719815656542778},{"word":"okay","start":44.305,"end":44.805,"confidence":0.8203125,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.04754612222313881},{"word":"perfect","start":46.785,"end":47.285,"confidence":0.9807129,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.28288793563842773},{"word":"and","start":48.225,"end":48.385002,"confidence":0.9560547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1321045607328415},{"word":"just","start":48.385002,"end":48.625,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09479191899299622},{"word":"for","start":48.625,"end":48.865,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07084885239601135},{"word":"security","start":48.865,"end":49.365,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.12044783681631088},{"word":"purposes","start":49.425,"end":49.825,"confidence":0.99609375,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.13501283526420593},{"word":"just","start":49.825,"end":50.065002,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10219099372625352},{"word":"so","start":50.065002,"end":50.225,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0977366268634796},{"word":"that","start":50.225,"end":50.465,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11643335223197936},{"word":"i","start":50.465,"end":50.545002,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11952493339776991},{"word":"can","start":50.545002,"end":50.705,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.117001473903656},{"word":"confirm","start":50.705,"end":51.105,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.13458019495010376},{"word":"i","start":51.105,"end":51.265,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11622662842273712},{"word":"am","start":51.265,"end":51.585,"confidence":1.0,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.10967123508453368},{"word":"speaking","start":51.585,"end":51.825,"confidence":1.0,"punctuated_word":"speaking","sentiment":"neutral","sentiment_score":0.1146596148610115},{"word":"with","start":51.825,"end":52.065002,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0884680300951004},{"word":"the","start":52.065002,"end":52.145,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10812941938638689},{"word":"right","start":52.145,"end":52.545002,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.13399845361709595},{"word":"person","start":52.545002,"end":53.045002,"confidence":0.98168945,"punctuated_word":"person,","sentiment":"neutral","sentiment_score":0.14576449990272522},{"word":"could","start":53.9,"end":54.14,"confidence":0.95947266,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.16740354895591736},{"word":"i","start":54.14,"end":54.3,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10599159449338912},{"word":"just","start":54.3,"end":54.46,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12196537852287292},{"word":"get","start":54.46,"end":54.62,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.09375104308128356},{"word":"you","start":54.62,"end":54.78,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10745799541473389},{"word":"to","start":54.78,"end":54.94,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10797999799251556},{"word":"confirm","start":54.94,"end":55.34,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.08095716685056686},{"word":"your","start":55.34,"end":55.5,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07032482326030731},{"word":"full","start":55.5,"end":55.82,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.08507709950208664},{"word":"name","start":55.82,"end":56.14,"confidence":0.9995117,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.05995169281959534},{"word":"date","start":56.14,"end":56.3,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.08282497525215149},{"word":"of","start":56.3,"end":56.54,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0729672908782959},{"word":"birth","start":56.54,"end":56.78,"confidence":0.9914551,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.07201851904392242},{"word":"and","start":56.78,"end":57.1,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06009581685066223},{"word":"address","start":57.1,"end":57.5,"confidence":0.9995117,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.04957428574562073},{"word":"please","start":57.5,"end":58.0,"confidence":0.9880371,"punctuated_word":"please?","sentiment":"neutral","sentiment_score":0.04976088926196098},{"word":"yeah","start":64.78,"end":65.28,"confidence":0.623291,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.003759653307497502},{"word":"yep","start":69.995,"end":70.315,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09362386167049408},{"word":"that's","start":70.315,"end":70.555,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13797450065612793},{"word":"the","start":70.555,"end":70.715004,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10677368938922882},{"word":"one","start":70.715004,"end":70.875,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.11762475967407228},{"word":"i","start":70.875,"end":70.955,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14470680058002472},{"word":"have","start":70.955,"end":71.195,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12529440224170685},{"word":"here","start":71.195,"end":71.355,"confidence":0.9970703,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.17217576503753662},{"word":"as","start":71.355,"end":71.515,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.17734481394290924},{"word":"well","start":71.515,"end":71.755005,"confidence":0.99609375,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.14924582839012146},{"word":"we","start":71.755005,"end":71.83501,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.16356705129146576},{"word":"have","start":71.83501,"end":72.15501,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1585124433040619},{"word":"updated","start":72.15501,"end":72.635,"confidence":0.96972656,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.17495469748973846},{"word":"that","start":72.635,"end":72.795006,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2148893177509308},{"word":"one","start":72.795006,"end":73.295006,"confidence":0.8613281,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.18917149305343628},{"word":"so","start":73.355,"end":73.675,"confidence":0.67285156,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2367723286151886},{"word":"that's","start":73.675,"end":73.995,"confidence":0.9980469,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2876875102519989},{"word":"good","start":73.995,"end":74.495,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.35483449697494507},{"word":"now","start":75.275,"end":75.595,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.07243237644433975},{"word":"before","start":75.595,"end":75.915,"confidence":0.9970703,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.007560588419437408},{"word":"i","start":75.915,"end":75.995,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03374946489930153},{"word":"do","start":75.995,"end":76.15501,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.039656490087509155},{"word":"kind","start":76.15501,"end":76.395004,"confidence":0.98535156,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03587796166539192},{"word":"of","start":76.395004,"end":76.715004,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.015398558229207993},{"word":"jump","start":76.715004,"end":77.035,"confidence":0.93408203,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.009153991937637327},{"word":"into","start":77.035,"end":77.355,"confidence":0.97314453,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.008719038218259811},{"word":"the","start":77.355,"end":77.515,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030164282768964767},{"word":"under","start":77.515,"end":77.675,"confidence":0.75634766,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.07024351507425308},{"word":"review","start":77.675,"end":77.995,"confidence":0.93847656,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.0555594302713871},{"word":"there","start":77.995,"end":78.235,"confidence":0.9902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.04581329971551895},{"word":"with","start":78.235,"end":78.475006,"confidence":0.98535156,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04912094399333},{"word":"you","start":78.475006,"end":78.715004,"confidence":0.9980469,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.04243311285972595},{"word":"i","start":78.715004,"end":78.795006,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.026963382959365845},{"word":"do","start":78.795006,"end":79.035,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02789806947112083},{"word":"like","start":79.035,"end":79.32,"confidence":0.9902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04379076138138771},{"word":"to","start":79.4,"end":79.48,"confidence":0.77978516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04550844803452492},{"word":"start","start":79.48,"end":79.64,"confidence":0.9819336,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.04473919793963432},{"word":"by","start":79.64,"end":79.72,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.029827486723661423},{"word":"asking","start":79.72,"end":80.12,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.04105338081717491},{"word":"if","start":80.12,"end":80.28,"confidence":0.9892578,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03096526116132736},{"word":"there","start":80.28,"end":80.44,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03074079751968384},{"word":"is","start":80.44,"end":80.6,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026268277317285538},{"word":"anything","start":80.6,"end":81.08,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.03776509687304497},{"word":"specific","start":81.08,"end":81.56,"confidence":1.0,"punctuated_word":"specific","sentiment":"neutral","sentiment_score":0.023065686225891113},{"word":"that","start":81.56,"end":81.72,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.010768674314022064},{"word":"you","start":81.72,"end":81.88,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0032012760639190674},{"word":"were","start":81.88,"end":82.04,"confidence":0.97509766,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.00877700001001358},{"word":"hoping","start":82.04,"end":82.44,"confidence":1.0,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.015117213129997252},{"word":"to","start":82.44,"end":82.52,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0250936895608902},{"word":"get","start":82.52,"end":82.76,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.02218732237815857},{"word":"out","start":82.76,"end":82.92,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06070709973573685},{"word":"of","start":82.92,"end":83.0,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04795676469802856},{"word":"the","start":83.0,"end":83.159996,"confidence":0.69628906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.062105827033519745},{"word":"review","start":83.159996,"end":83.479996,"confidence":0.99902344,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.06474369764328003},{"word":"today","start":83.479996,"end":83.8,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.06218564510345459},{"word":"or","start":83.8,"end":84.04,"confidence":0.8774414,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.044997766613960266},{"word":"any","start":84.04,"end":84.2,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.043516840785741806},{"word":"areas","start":84.2,"end":84.6,"confidence":0.99609375,"punctuated_word":"areas","sentiment":"neutral","sentiment_score":0.05222859606146813},{"word":"you","start":84.6,"end":84.68,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017745591700077057},{"word":"would","start":84.68,"end":84.84,"confidence":0.99121094,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.02858276665210724},{"word":"like","start":84.84,"end":85.0,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.008280187845230103},{"word":"me","start":85.0,"end":85.159996,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0015830844640731812},{"word":"to","start":85.159996,"end":85.4,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.006006255745887756},{"word":"focus","start":85.4,"end":85.88,"confidence":0.99902344,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.011344373226165771},{"word":"on","start":85.88,"end":86.2,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.026508010923862457},{"word":"or","start":86.2,"end":86.68,"confidence":0.5649414,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.007014743983745575},{"word":"whether","start":86.68,"end":86.92,"confidence":0.62646484,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.017964351922273636},{"word":"it's","start":86.92,"end":87.0,"confidence":0.99121094,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.02311011031270027},{"word":"just","start":87.0,"end":87.159996,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01864047348499298},{"word":"a","start":87.159996,"end":87.24,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.047242287546396255},{"word":"bit","start":87.24,"end":87.4,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03869159519672394},{"word":"of","start":87.4,"end":87.479996,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03436984866857529},{"word":"a","start":87.479996,"end":87.56,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02873653918504715},{"word":"catch","start":87.56,"end":87.8,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":-0.02582146972417831},{"word":"up","start":87.8,"end":87.88,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.00898323580622673},{"word":"and","start":87.88,"end":88.12,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00881137140095234},{"word":"see","start":88.12,"end":88.2,"confidence":0.9921875,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.009893085807561874},{"word":"what's","start":88.2,"end":88.44,"confidence":0.99609375,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.019275756552815437},{"word":"happened","start":88.44,"end":88.76,"confidence":0.9970703,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.023428913205862045},{"word":"in","start":88.76,"end":88.84,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.015106702223420145},{"word":"the","start":88.84,"end":89.0,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.012504268437623978},{"word":"last","start":89.0,"end":89.24,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.016220487654209137},{"word":"twelve","start":89.24,"end":89.479996,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.018574563786387444},{"word":"months","start":89.479996,"end":89.979996,"confidence":0.9172363,"punctuated_word":"months?","sentiment":"neutral","sentiment_score":-0.009501826018095016},{"word":"nope","start":92.935,"end":93.435,"confidence":0.51293945,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.07045697420835495},{"word":"perfect","start":94.854996,"end":95.354996,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3092700242996216},{"word":"no","start":96.375,"end":96.695,"confidence":0.9902344,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.08957070112228394},{"word":"worries","start":96.695,"end":97.195,"confidence":1.0,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.06541234999895096},{"word":"now","start":97.975,"end":98.295,"confidence":0.53564453,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.015367269515991213},{"word":"i","start":98.295,"end":98.454994,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005035400390625},{"word":"know","start":98.454994,"end":98.615,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.03430597111582756},{"word":"that","start":98.615,"end":98.774994,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04903971776366234},{"word":"you","start":98.774994,"end":99.015,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04758041724562645},{"word":"kinda","start":99.015,"end":99.335,"confidence":0.7011719,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.0388769805431366},{"word":"went","start":99.335,"end":99.575,"confidence":0.99902344,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.06087841838598251},{"word":"through","start":99.575,"end":99.655,"confidence":0.98535156,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.02943792939186096},{"word":"a","start":99.655,"end":99.735,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02021239697933197},{"word":"bit","start":99.735,"end":99.975,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.020512722432613373},{"word":"of","start":99.975,"end":100.05499,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.005037039518356323},{"word":"the","start":100.05499,"end":100.215,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011668354272842407},{"word":"fact","start":100.215,"end":100.454994,"confidence":0.82128906,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":0.03230418264865875},{"word":"find","start":100.454994,"end":100.774994,"confidence":0.75390625,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.005906380712985992},{"word":"out","start":100.774994,"end":100.935,"confidence":0.91845703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.008055970072746277},{"word":"with","start":100.935,"end":101.09499,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.003373563289642334},{"word":"my","start":101.09499,"end":101.255,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03301756829023361},{"word":"colleague","start":101.255,"end":101.655,"confidence":1.0,"punctuated_word":"colleague","sentiment":"neutral","sentiment_score":0.0469028577208519},{"word":"jordan","start":101.655,"end":101.975,"confidence":0.5332031,"punctuated_word":"Jordan","sentiment":"neutral","sentiment_score":0.02742817997932434},{"word":"when","start":101.975,"end":102.215,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.02725757285952568},{"word":"she","start":102.215,"end":102.375,"confidence":0.99902344,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.03895091265439987},{"word":"booked","start":102.375,"end":102.695,"confidence":0.98095703,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.049359530210494995},{"word":"you","start":102.695,"end":102.854996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0704411193728447},{"word":"in","start":102.854996,"end":103.354996,"confidence":0.89697266,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.0009613324655219913},{"word":"so","start":104.05499,"end":104.215,"confidence":0.89453125,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.5308104753494263},{"word":"that","start":104.215,"end":104.454994,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7298693656921387},{"word":"saves","start":104.454994,"end":104.774994,"confidence":0.82666016,"punctuated_word":"saves","sentiment":"positive","sentiment_score":0.6411280632019043},{"word":"a","start":104.774994,"end":104.854996,"confidence":0.99316406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7066742181777954},{"word":"little","start":104.854996,"end":105.09499,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.6742328405380249},{"word":"bit","start":105.09499,"end":105.255,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.7105402946472168},{"word":"of","start":105.255,"end":105.41499,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6455471515655518},{"word":"time","start":105.41499,"end":105.655,"confidence":0.79248047,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.6697902679443359},{"word":"so","start":105.655,"end":105.895,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6566866636276245},{"word":"thank","start":105.895,"end":106.05499,"confidence":1.0,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.7626855373382568},{"word":"you","start":106.05499,"end":106.215,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7528817057609558},{"word":"for","start":106.215,"end":106.454994,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7736937403678894},{"word":"doing","start":106.454994,"end":106.774994,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.8287215828895569},{"word":"that","start":106.774994,"end":107.25,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.7448657751083374},{"word":"i","start":107.57,"end":107.73,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2362159788608551},{"word":"just","start":107.73,"end":107.89,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18970562517642975},{"word":"need","start":107.89,"end":108.21,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.09297166019678116},{"word":"to","start":108.21,"end":108.53,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07652253657579422},{"word":"reconfirm","start":108.53,"end":109.03,"confidence":0.99869794,"punctuated_word":"reconfirm","sentiment":"neutral","sentiment_score":0.06809613853693008},{"word":"a","start":109.17,"end":109.25,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06141764670610428},{"word":"couple","start":109.25,"end":109.57,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.052381984889507294},{"word":"of","start":109.57,"end":109.73,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0844886526465416},{"word":"the","start":109.73,"end":109.89,"confidence":0.9223633,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1002754494547844},{"word":"information","start":109.89,"end":110.39,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.13290788233280182},{"word":"here","start":111.01,"end":111.51,"confidence":0.9890137,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.09093506634235382},{"word":"now","start":113.41,"end":113.91,"confidence":0.73046875,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.04467586427927017},{"word":"let","start":114.13,"end":114.37,"confidence":0.9892578,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.04933641850948334},{"word":"me","start":114.37,"end":114.69,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05187223106622696},{"word":"see","start":114.69,"end":115.17,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.049767956137657166},{"word":"here","start":115.17,"end":115.67,"confidence":0.99316406,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.04495677351951599},{"word":"with","start":116.93,"end":117.43,"confidence":0.9980469,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.04717840999364853},{"word":"your","start":117.49,"end":117.97,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05244608223438263},{"word":"assets","start":117.97,"end":118.47,"confidence":0.99658203,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.052918002009391785},{"word":"i","start":118.53,"end":118.77,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.074005126953125},{"word":"do","start":118.77,"end":118.93,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07664640247821808},{"word":"wanna","start":118.93,"end":119.17,"confidence":0.98828125,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0865885391831398},{"word":"just","start":119.17,"end":119.41,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05748988687992096},{"word":"triple","start":119.41,"end":119.81,"confidence":0.9921875,"punctuated_word":"triple","sentiment":"neutral","sentiment_score":0.07883022725582123},{"word":"check","start":119.81,"end":120.05,"confidence":0.96972656,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":0.056840136647224426},{"word":"so","start":120.05,"end":120.37,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02820945531129837},{"word":"you","start":120.37,"end":120.53,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021812431514263153},{"word":"guys","start":120.53,"end":120.77,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.04347163066267967},{"word":"recently","start":120.77,"end":121.17,"confidence":1.0,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":0.02325224876403809},{"word":"bought","start":121.17,"end":121.33,"confidence":0.99902344,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.04179012402892113},{"word":"an","start":121.33,"end":121.49,"confidence":0.9790039,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.03382258489727974},{"word":"investment","start":121.49,"end":121.97,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.02165376767516136},{"word":"property","start":121.97,"end":122.47,"confidence":0.9416504,"punctuated_word":"property?","sentiment":"neutral","sentiment_score":0.027786292135715485},{"word":"okay","start":127.895004,"end":128.395,"confidence":0.97753906,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06854734569787979},{"word":"yep","start":128.455,"end":128.955,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.058607131242752075},{"word":"and","start":131.335,"end":131.835,"confidence":0.8984375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04108470305800438},{"word":"i","start":132.935,"end":133.175,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0536610409617424},{"word":"also","start":133.175,"end":133.495,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.048789724707603455},{"word":"have","start":133.495,"end":133.655,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05193844437599182},{"word":"a","start":133.655,"end":133.735,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05042441934347153},{"word":"little","start":133.735,"end":133.975,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04945996776223183},{"word":"note","start":133.975,"end":134.215,"confidence":0.99902344,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.04180426895618439},{"word":"here","start":134.215,"end":134.455,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.04893016070127487},{"word":"that","start":134.455,"end":134.695,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03528519347310066},{"word":"you","start":134.695,"end":134.855,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029585257172584537},{"word":"have","start":134.855,"end":135.095,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.021886775270104408},{"word":"a","start":135.095,"end":135.255,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034303128719329834},{"word":"100","start":135.255,"end":135.575,"confidence":1.0,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.03840617090463638},{"word":"and","start":135.575,"end":135.735,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017293166369199753},{"word":"82,000","start":135.735,"end":136.695,"confidence":0.9973958,"punctuated_word":"82,000","sentiment":"neutral","sentiment_score":0.02641901932656765},{"word":"in","start":136.695,"end":136.855,"confidence":0.90527344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02561966143548489},{"word":"equity","start":136.855,"end":137.255,"confidence":1.0,"punctuated_word":"equity","sentiment":"neutral","sentiment_score":0.020300179719924927},{"word":"release","start":137.255,"end":137.755,"confidence":0.93359375,"punctuated_word":"release","sentiment":"neutral","sentiment_score":0.021886566653847694},{"word":"loan","start":137.815,"end":138.315,"confidence":0.8713379,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":0.02012905478477478},{"word":"is","start":139.65,"end":139.89,"confidence":0.40698242,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.006913288496434689},{"word":"that","start":139.89,"end":139.97,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0019504819065332413},{"word":"you","start":140.05,"end":140.20999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.001711301505565643},{"word":"took","start":140.20999,"end":140.45,"confidence":1.0,"punctuated_word":"took","sentiment":"neutral","sentiment_score":0.014335695654153824},{"word":"out","start":140.45,"end":140.69,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.02697613835334778},{"word":"an","start":140.69,"end":140.93,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.004978502169251442},{"word":"additional","start":140.93,"end":141.41,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":-0.001486159861087799},{"word":"182","start":141.41,"end":142.37,"confidence":0.9975586,"punctuated_word":"182","sentiment":"neutral","sentiment_score":0.006222550757229328},{"word":"of","start":142.37,"end":142.61,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004209870472550392},{"word":"your","start":142.61,"end":143.01,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.003170374780893326},{"word":"main","start":143.01,"end":143.33,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.00024729594588279724},{"word":"property","start":143.33,"end":143.83,"confidence":0.7919922,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.0026870742440223694},{"word":"is","start":144.29,"end":144.53,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.0018361080437898636},{"word":"that","start":144.53,"end":144.69,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.004675302654504776},{"word":"what","start":144.69,"end":144.93,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.009787486866116524},{"word":"happened","start":144.93,"end":145.41,"confidence":0.8366699,"punctuated_word":"happened,","sentiment":"neutral","sentiment_score":-0.0025491416454315186},{"word":"or","start":145.41,"end":145.91,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0195380300283432},{"word":"is","start":145.97,"end":146.20999,"confidence":0.9550781,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.007410017773509026},{"word":"it","start":146.20999,"end":146.29,"confidence":0.78564453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.001719057559967041},{"word":"a","start":146.29,"end":146.45,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006750048138201237},{"word":"separate","start":146.45,"end":146.84999,"confidence":1.0,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":-0.017372889444231987},{"word":"loan","start":146.84999,"end":147.09,"confidence":0.99902344,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.0034562069922685623},{"word":"for","start":147.09,"end":147.33,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.005014099180698395},{"word":"it","start":147.33,"end":147.83,"confidence":0.9941406,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.004704293794929981},{"word":"mhmm","start":151.905,"end":152.405,"confidence":0.96813965,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.019886277616024017},{"word":"yep","start":163.04,"end":163.44,"confidence":0.7003174,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09811120480298996},{"word":"perfect","start":163.44,"end":163.84,"confidence":0.99609375,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.22365593910217285},{"word":"so","start":163.84,"end":164.0,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11572128534317017},{"word":"you","start":164.0,"end":164.23999,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11874033510684968},{"word":"so","start":164.64,"end":164.95999,"confidence":0.6767578,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08872763812541962},{"word":"is","start":164.95999,"end":165.12,"confidence":0.9838867,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.061906084418296814},{"word":"that","start":165.12,"end":165.36,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0947098508477211},{"word":"why","start":165.36,"end":165.86,"confidence":0.8540039,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.05777272582054138},{"word":"182","start":168.08,"end":168.95999,"confidence":0.9878743,"punctuated_word":"182.","sentiment":"neutral","sentiment_score":0.010565999895334244},{"word":"yeah","start":168.95999,"end":169.45999,"confidence":0.9086914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026003088802099228},{"word":"yep","start":172.31999,"end":172.81999,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.031614627689123154},{"word":"okay","start":174.48,"end":174.98,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11540615558624268},{"word":"perfect","start":175.12,"end":175.62,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1913335621356964},{"word":"yep","start":182.735,"end":183.05501,"confidence":0.9746094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06194373592734337},{"word":"okay","start":183.05501,"end":183.55501,"confidence":0.9785156,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09808629751205444},{"word":"perfect","start":183.615,"end":184.115,"confidence":0.9970703,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.31437134742736816},{"word":"yep","start":184.735,"end":185.13501,"confidence":0.9909668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14985373616218567},{"word":"great","start":185.13501,"end":185.535,"confidence":0.9448242,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.35354575514793396},{"word":"that","start":185.535,"end":185.77501,"confidence":0.9404297,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.2732314467430115},{"word":"makes","start":185.77501,"end":186.015,"confidence":0.9135742,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.20914942026138303},{"word":"sense","start":186.015,"end":186.515,"confidence":0.935791,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.1983866989612579},{"word":"otherwise","start":187.935,"end":188.335,"confidence":0.9145508,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.020672528073191643},{"word":"when","start":188.335,"end":188.49501,"confidence":0.86328125,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.010614197701215744},{"word":"it","start":188.49501,"end":188.575,"confidence":0.9135742,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.012360628694295883},{"word":"comes","start":188.575,"end":188.815,"confidence":0.9160156,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.006405293941497803},{"word":"to","start":188.815,"end":188.975,"confidence":0.80322266,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009202606976032255},{"word":"contributions","start":188.975,"end":189.475,"confidence":0.86035156,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":-0.007973717525601387},{"word":"your","start":190.9,"end":191.21999,"confidence":0.94140625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0011811703443527222},{"word":"employer","start":191.21999,"end":191.71999,"confidence":1.0,"punctuated_word":"employer","sentiment":"neutral","sentiment_score":0.008989792317152023},{"word":"pays","start":191.86,"end":192.18,"confidence":0.98535156,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.020753085613250732},{"word":"you","start":192.18,"end":192.26,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.001227695494890213},{"word":"that","start":192.26,"end":192.5,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00921713560819626},{"word":"standard","start":192.5,"end":192.81999,"confidence":0.9873047,"punctuated_word":"standard","sentiment":"neutral","sentiment_score":-0.008511923253536224},{"word":"12%","start":192.81999,"end":193.54,"confidence":0.99853516,"punctuated_word":"12%","sentiment":"neutral","sentiment_score":-0.0001330971717834473},{"word":"employer","start":193.54,"end":193.85999,"confidence":0.7553711,"punctuated_word":"employer","sentiment":"neutral","sentiment_score":0.0030709244310855865},{"word":"contributions","start":193.85999,"end":194.35999,"confidence":0.66430664,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":-0.008209077641367912},{"word":"or","start":194.5,"end":194.65999,"confidence":0.9277344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.029041998088359833},{"word":"do","start":194.65999,"end":194.81999,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.016916081309318542},{"word":"you","start":194.81999,"end":194.9,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0052292682230472565},{"word":"have","start":194.9,"end":195.06,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.019997283816337585},{"word":"a","start":195.06,"end":195.21999,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02274598926305771},{"word":"special","start":195.21999,"end":195.62,"confidence":0.967041,"punctuated_word":"special,","sentiment":"neutral","sentiment_score":-0.020726973190903664},{"word":"like","start":195.62,"end":195.85999,"confidence":0.9941406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0200435072183609},{"word":"eba","start":195.85999,"end":196.26,"confidence":0.8598633,"punctuated_word":"EBA","sentiment":"neutral","sentiment_score":-0.021303419023752213},{"word":"or","start":196.26,"end":196.42,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01895531639456749},{"word":"something","start":196.42,"end":196.73999,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.022983752191066745},{"word":"in","start":196.73999,"end":196.9,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.014743082225322723},{"word":"place","start":196.9,"end":197.4,"confidence":0.99853516,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":-0.03360610455274582},{"word":"mhmm","start":203.335,"end":203.835,"confidence":0.95996094,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.013753265142440796},{"word":"yep","start":214.15,"end":214.65,"confidence":0.8479004,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05205710232257843},{"word":"yep","start":218.23,"end":218.73,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02927490696310997},{"word":"mhmm","start":225.03,"end":225.53,"confidence":0.97314453,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.02050836756825447},{"word":"okay","start":251.735,"end":252.21501,"confidence":0.7922363,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.022451255470514297},{"word":"yeah","start":252.21501,"end":252.71501,"confidence":0.97753906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00970919243991375},{"word":"often","start":252.85501,"end":253.335,"confidence":0.8857422,"punctuated_word":"Often","sentiment":"neutral","sentiment_score":-0.010560978204011915},{"word":"okay","start":263.91,"end":264.31,"confidence":0.8718262,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.012211069464683533},{"word":"yeah","start":264.31,"end":264.71,"confidence":0.97680664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0002469457685947418},{"word":"often","start":264.71,"end":265.19,"confidence":0.9980469,"punctuated_word":"Often","sentiment":"neutral","sentiment_score":-0.03061540052294731},{"word":"it","start":265.19,"end":265.50998,"confidence":0.5336914,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07448336482048035},{"word":"is","start":265.50998,"end":265.66998,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.047554150223731995},{"word":"no","start":266.31,"end":266.63,"confidence":0.9926758,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.05276298522949219},{"word":"that's","start":266.63,"end":266.78998,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.41755732893943787},{"word":"all","start":266.78998,"end":266.94998,"confidence":0.9951172,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.47430387139320374},{"word":"good","start":266.94998,"end":267.19,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3878630995750427},{"word":"you","start":267.19,"end":267.27,"confidence":0.88720703,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.3407670557498932},{"word":"can","start":267.27,"end":267.43,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3194320499897003},{"word":"leave","start":267.43,"end":267.59,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.2437338829040527},{"word":"that","start":267.59,"end":267.75,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3269512951374054},{"word":"with","start":267.75,"end":267.91,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2733130156993866},{"word":"me","start":267.91,"end":268.41,"confidence":1.0,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.2528630495071411},{"word":"often","start":268.78998,"end":269.27,"confidence":0.60058594,"punctuated_word":"Often","sentiment":"neutral","sentiment_score":0.13762173056602478},{"word":"it","start":269.27,"end":269.43,"confidence":0.8720703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10862895846366882},{"word":"is","start":269.43,"end":269.50998,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09238388389348984},{"word":"like","start":269.59,"end":269.83,"confidence":0.96362305,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0820964053273201},{"word":"the","start":269.83,"end":269.99,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08508167415857315},{"word":"minimum","start":269.99,"end":270.38998,"confidence":1.0,"punctuated_word":"minimum","sentiment":"neutral","sentiment_score":0.05193077027797699},{"word":"is","start":270.38998,"end":270.63,"confidence":0.984375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07261449098587036},{"word":"12","start":270.63,"end":270.94998,"confidence":0.826416,"punctuated_word":"12,","sentiment":"neutral","sentiment_score":0.03984063118696213},{"word":"so","start":270.94998,"end":271.11,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06768351793289185},{"word":"that's","start":271.11,"end":271.34998,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.09403123706579208},{"word":"what","start":271.34998,"end":271.59,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05227836221456528},{"word":"most","start":271.59,"end":271.83,"confidence":0.99902344,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.06106177717447281},{"word":"employers","start":271.83,"end":272.31,"confidence":0.98291016,"punctuated_word":"employers","sentiment":"neutral","sentiment_score":0.05504073575139046},{"word":"do","start":272.31,"end":272.81,"confidence":0.986084,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.0669541284441948},{"word":"it's","start":272.94998,"end":273.19,"confidence":0.9416504,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.10117044299840929},{"word":"just","start":273.19,"end":273.66998,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07948705554008484},{"word":"some","start":273.66998,"end":273.99,"confidence":0.9741211,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06653457880020142},{"word":"if","start":274.15,"end":274.38998,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0899902954697609},{"word":"you","start":274.38998,"end":274.71,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09059695154428482},{"word":"have","start":274.71,"end":274.94998,"confidence":0.9338379,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.07779712975025177},{"word":"like","start":274.94998,"end":275.19,"confidence":0.9914551,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0811125785112381},{"word":"a","start":275.19,"end":275.475,"confidence":0.74853516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10148481279611588},{"word":"some","start":275.635,"end":275.95502,"confidence":0.7446289,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0779111310839653},{"word":"government","start":275.95502,"end":276.45502,"confidence":0.9814453,"punctuated_word":"government,","sentiment":"neutral","sentiment_score":0.08557705581188202},{"word":"nurses","start":276.67502,"end":277.17502,"confidence":0.99609375,"punctuated_word":"nurses,","sentiment":"neutral","sentiment_score":0.07076973468065262},{"word":"school","start":277.715,"end":278.035,"confidence":1.0,"punctuated_word":"school","sentiment":"neutral","sentiment_score":0.08287492394447327},{"word":"teachers","start":278.035,"end":278.535,"confidence":0.9284668,"punctuated_word":"teachers,","sentiment":"neutral","sentiment_score":0.07259279489517212},{"word":"or","start":279.715,"end":280.035,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0706576257944107},{"word":"if","start":280.035,"end":280.275,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0748150646686554},{"word":"you","start":280.275,"end":280.515,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0678199827671051},{"word":"kind","start":280.515,"end":280.755,"confidence":0.9291992,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.07217203825712204},{"word":"of","start":280.755,"end":280.915,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0693807303905487},{"word":"sometimes","start":280.915,"end":281.23502,"confidence":0.8925781,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":0.055866219103336334},{"word":"work","start":281.23502,"end":281.39502,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.03709462285041809},{"word":"on","start":281.39502,"end":281.555,"confidence":0.9790039,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.06468521058559418},{"word":"like","start":281.555,"end":281.715,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0769566148519516},{"word":"the","start":281.715,"end":281.875,"confidence":0.82373047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07894451916217804},{"word":"mine","start":281.875,"end":282.11502,"confidence":0.45874023,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.07653680443763733},{"word":"side","start":282.11502,"end":282.355,"confidence":0.47680664,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":0.096815824508667},{"word":"so","start":282.355,"end":282.515,"confidence":0.82666016,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10278406739234924},{"word":"they","start":282.515,"end":282.67502,"confidence":0.9453125,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.12086066603660583},{"word":"have","start":282.67502,"end":282.835,"confidence":0.9797363,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.11969000101089478},{"word":"like","start":282.835,"end":282.995,"confidence":1.0,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.14122051000595093},{"word":"a","start":282.995,"end":283.075,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1520157754421234},{"word":"special","start":283.075,"end":283.475,"confidence":1.0,"punctuated_word":"special","sentiment":"neutral","sentiment_score":0.13301938772201538},{"word":"eva","start":283.475,"end":283.795,"confidence":0.70544434,"punctuated_word":"EVA","sentiment":"neutral","sentiment_score":0.09596404433250429},{"word":"in","start":283.795,"end":283.95502,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15783923864364624},{"word":"place","start":283.95502,"end":284.195,"confidence":1.0,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.16685567796230316},{"word":"that","start":284.195,"end":284.355,"confidence":0.71875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16691197454929352},{"word":"that","start":284.355,"end":284.515,"confidence":0.5048828,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16114060580730438},{"word":"gives","start":284.515,"end":284.755,"confidence":0.9140625,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.13867297768592834},{"word":"them","start":284.755,"end":284.915,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.09121576696634293},{"word":"access","start":284.915,"end":285.23502,"confidence":0.9980469,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.12620772421360016},{"word":"to","start":285.23502,"end":285.39502,"confidence":0.9946289,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.1460624635219574},{"word":"like","start":285.39502,"end":285.635,"confidence":1.0,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1447717249393463},{"word":"a","start":285.635,"end":285.715,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1268160045146942},{"word":"little","start":285.715,"end":285.95502,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.09222492575645448},{"word":"bit","start":285.95502,"end":286.195,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.08459331095218658},{"word":"additional","start":286.195,"end":286.695,"confidence":0.93774414,"punctuated_word":"additional.","sentiment":"neutral","sentiment_score":0.08264723420143127},{"word":"often","start":287.075,"end":287.39502,"confidence":0.74365234,"punctuated_word":"Often,","sentiment":"neutral","sentiment_score":0.06369689106941223},{"word":"when","start":287.39502,"end":287.635,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08479432761669159},{"word":"that","start":287.635,"end":287.795,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1006578654050827},{"word":"is","start":287.795,"end":287.95502,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06639498472213745},{"word":"the","start":287.95502,"end":288.035,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06260047107934952},{"word":"case","start":288.035,"end":288.275,"confidence":0.89453125,"punctuated_word":"case,","sentiment":"neutral","sentiment_score":0.08182994276285172},{"word":"so","start":288.275,"end":288.515,"confidence":0.3684082,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08366711437702179},{"word":"people","start":288.515,"end":288.835,"confidence":0.99609375,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.08660085499286652},{"word":"know","start":288.835,"end":289.075,"confidence":0.9892578,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.07309175282716751},{"word":"about","start":289.075,"end":289.315,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08754236996173859},{"word":"it","start":289.315,"end":289.77,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10419802367687224},{"word":"because","start":289.93,"end":290.16998,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06789898127317429},{"word":"it's","start":290.16998,"end":290.25,"confidence":0.9926758,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.16133606433868408},{"word":"kind","start":290.25,"end":290.41,"confidence":0.52685547,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1670682728290558},{"word":"of","start":290.41,"end":290.49,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15221156179904938},{"word":"like","start":290.49,"end":290.72998,"confidence":0.7734375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15793722867965698},{"word":"a","start":290.72998,"end":290.88998,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20259055495262143},{"word":"selling","start":290.88998,"end":291.21,"confidence":1.0,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.1413324624300003},{"word":"point","start":291.21,"end":291.44998,"confidence":0.9394531,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.1873474419116974},{"word":"that","start":291.44998,"end":291.61,"confidence":0.9760742,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1950332522392273},{"word":"they","start":291.61,"end":292.11,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.178223118185997},{"word":"let","start":292.16998,"end":292.66998,"confidence":0.9453125,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1658671349287033},{"word":"you","start":292.72998,"end":292.97,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12573879957199097},{"word":"know","start":292.97,"end":293.47,"confidence":0.9975586,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.13458400964736938},{"word":"so","start":294.72998,"end":295.22998,"confidence":0.89501953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20787331461906433},{"word":"okay","start":295.69,"end":296.09,"confidence":0.9279785,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2790204882621765},{"word":"perfect","start":296.09,"end":296.59,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.36755919456481934},{"word":"now","start":296.65,"end":296.81,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1178467869758606},{"word":"you","start":296.81,"end":296.97,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.077275849878788},{"word":"did","start":296.97,"end":297.28998,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.09506763517856598},{"word":"say","start":297.28998,"end":297.44998,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.08425413072109222},{"word":"that","start":297.44998,"end":297.77,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0604524202644825},{"word":"you","start":297.77,"end":298.00998,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0434885136783123},{"word":"drew","start":298.00998,"end":298.16998,"confidence":0.84765625,"punctuated_word":"drew","sentiment":"neutral","sentiment_score":0.039515431970357895},{"word":"so","start":298.33,"end":298.49,"confidence":0.9819336,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03132634237408638},{"word":"do","start":298.49,"end":298.56998,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.027839815244078636},{"word":"you","start":298.56998,"end":298.65,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03261766582727432},{"word":"have","start":298.65,"end":298.88998,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02446332201361656},{"word":"two","start":298.88998,"end":299.05,"confidence":0.9863281,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.012925023213028908},{"word":"occupations","start":299.05,"end":299.55,"confidence":0.732666,"punctuated_word":"occupations?","sentiment":"neutral","sentiment_score":0.02004876360297203},{"word":"so","start":299.61,"end":299.77,"confidence":0.9580078,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013328943401575089},{"word":"the","start":299.77,"end":300.00998,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01480895932763815},{"word":"firefighter","start":300.00998,"end":300.49,"confidence":0.9951172,"punctuated_word":"firefighter","sentiment":"neutral","sentiment_score":0.014268606901168823},{"word":"and","start":300.49,"end":300.65,"confidence":0.3972168,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.003519570454955101},{"word":"then","start":300.65,"end":300.81,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.013790110126137732},{"word":"did","start":300.81,"end":301.05,"confidence":0.88427734,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.016004100441932678},{"word":"you","start":301.05,"end":301.12997,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016552366316318512},{"word":"say","start":301.12997,"end":301.37,"confidence":0.99609375,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.018636949360370636},{"word":"building","start":301.37,"end":301.87,"confidence":0.99609375,"punctuated_word":"building?","sentiment":"neutral","sentiment_score":0.018680250272154808},{"word":"okay","start":303.755,"end":304.07498,"confidence":0.9550781,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.024274203926324844},{"word":"and","start":304.07498,"end":304.315,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.014439493417739868},{"word":"with","start":304.315,"end":304.635,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.015066773630678654},{"word":"the","start":304.635,"end":305.115,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01939595863223076},{"word":"is","start":305.675,"end":305.835,"confidence":0.92333984,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.01554382499307394},{"word":"that","start":305.835,"end":305.995,"confidence":0.9819336,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.037251248955726624},{"word":"a","start":305.995,"end":306.155,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025725312530994415},{"word":"builder","start":306.155,"end":306.655,"confidence":0.77563477,"punctuated_word":"builder?","sentiment":"neutral","sentiment_score":0.0212978757917881},{"word":"like","start":308.555,"end":308.715,"confidence":0.9658203,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.00915798731148243},{"word":"a","start":308.715,"end":308.955,"confidence":0.7421875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024738628417253498},{"word":"carpenter","start":308.955,"end":309.455,"confidence":0.9737956,"punctuated_word":"carpenter?","sentiment":"neutral","sentiment_score":0.017894383519887924},{"word":"oh","start":311.675,"end":311.915,"confidence":0.95336914,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.056756798177957535},{"word":"yeah","start":311.915,"end":312.415,"confidence":0.9848633,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0484778955578804},{"word":"yep","start":315.77002,"end":316.27002,"confidence":0.67370605,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08779746294021606},{"word":"perfect","start":316.41,"end":316.91,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1713225394487381},{"word":"and","start":317.21002,"end":317.69,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.053932566195726395},{"word":"do","start":317.69,"end":317.85,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.028714830055832863},{"word":"you","start":317.85,"end":318.33002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.060881756246089935},{"word":"pay","start":318.33002,"end":318.65002,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.04042989015579224},{"word":"yourself","start":318.65002,"end":319.15002,"confidence":0.99316406,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.04529811069369316},{"word":"like","start":319.45,"end":319.61002,"confidence":0.78222656,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.028249748051166534},{"word":"how","start":319.61002,"end":319.77002,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.020583773031830788},{"word":"much","start":319.77002,"end":320.01,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.021083738654851913},{"word":"would","start":320.01,"end":320.17,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.02971005067229271},{"word":"you","start":320.17,"end":320.25,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03075641207396984},{"word":"say","start":320.25,"end":320.49002,"confidence":0.9951172,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.03377246856689453},{"word":"income","start":320.49002,"end":320.81,"confidence":0.9667969,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.030691001564264297},{"word":"wise","start":320.81,"end":321.05002,"confidence":0.984375,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":0.017125941812992096},{"word":"you","start":321.05002,"end":321.21002,"confidence":0.64501953,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026520986109972},{"word":"get","start":321.21002,"end":321.45,"confidence":0.9863281,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.035149555653333664},{"word":"from","start":321.45,"end":321.61002,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.023626254871487617},{"word":"that","start":321.61002,"end":321.85,"confidence":0.9707031,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.020758729428052906},{"word":"obviously","start":321.85,"end":322.25,"confidence":0.99902344,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.008229512721300125},{"word":"i","start":322.25,"end":322.33002,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0023666583001613617},{"word":"know","start":322.33002,"end":322.49002,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.00770789198577404},{"word":"it","start":322.49002,"end":322.65002,"confidence":0.9526367,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.005347292870283127},{"word":"probably","start":322.65002,"end":323.05002,"confidence":0.98828125,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.010507822036743164},{"word":"fluctuates","start":323.05002,"end":323.55002,"confidence":0.9970703,"punctuated_word":"fluctuates","sentiment":"neutral","sentiment_score":-0.00003723055124282837},{"word":"a","start":323.69,"end":323.77002,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005632171407341957},{"word":"little","start":323.77002,"end":324.01,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.007771190255880356},{"word":"bit","start":324.01,"end":324.25,"confidence":0.90527344,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":-0.009149879217147827},{"word":"but","start":324.25,"end":324.75,"confidence":0.99609375,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.004762884229421616},{"word":"that's","start":331.945,"end":332.185,"confidence":0.93530273,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12003716826438904},{"word":"good","start":332.185,"end":332.685,"confidence":0.9970703,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.1039319634437561},{"word":"alright","start":341.0,"end":341.32,"confidence":0.8496094,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.15093562006950378},{"word":"perfect","start":341.32,"end":341.82,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2036094069480896},{"word":"and","start":342.52002,"end":342.84,"confidence":0.7036133,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09857118129730225},{"word":"you","start":342.84,"end":342.92,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08865978568792343},{"word":"said","start":342.92,"end":343.08002,"confidence":0.9980469,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.09012196958065032},{"word":"that's","start":343.08002,"end":343.4,"confidence":0.9921875,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0924295336008072},{"word":"obviously","start":343.4,"end":343.72,"confidence":0.90234375,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.06927081197500229},{"word":"set","start":343.72,"end":343.88,"confidence":0.9838867,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.061220284551382065},{"word":"up","start":343.88,"end":344.04,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07254156470298767},{"word":"as","start":344.04,"end":344.12,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0646907389163971},{"word":"a","start":344.12,"end":344.2,"confidence":0.9770508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06982235610485077},{"word":"sole","start":344.2,"end":344.44,"confidence":0.9980469,"punctuated_word":"sole","sentiment":"neutral","sentiment_score":0.08477598428726196},{"word":"trader","start":344.44,"end":344.68002,"confidence":0.8557129,"punctuated_word":"trader,","sentiment":"neutral","sentiment_score":0.06426426768302917},{"word":"so","start":344.68002,"end":344.84,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.05036827176809311},{"word":"you","start":344.84,"end":345.0,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.057766273617744446},{"word":"don't","start":345.0,"end":345.24002,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.0498800054192543},{"word":"pay","start":345.24002,"end":345.48,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.01867301389575005},{"word":"yourself","start":345.48,"end":345.96002,"confidence":0.9819336,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.03553490713238716},{"word":"contributions","start":345.96002,"end":346.44,"confidence":0.93774414,"punctuated_word":"contributions.","sentiment":"neutral","sentiment_score":0.030049871653318405},{"word":"that's","start":346.44,"end":346.68,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.032366976141929626},{"word":"just","start":346.68,"end":346.92,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02798675000667572},{"word":"from","start":346.92,"end":347.32,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.017139295116066933},{"word":"your","start":347.32,"end":347.56,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02915971539914608},{"word":"firefighter","start":347.56,"end":348.06,"confidence":0.94921875,"punctuated_word":"firefighter.","sentiment":"neutral","sentiment_score":0.02400965243577957},{"word":"yep","start":348.2,"end":348.7,"confidence":0.77685547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05685843154788017},{"word":"okay","start":353.815,"end":354.315,"confidence":0.984375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02436112239956856},{"word":"yeah","start":358.215,"end":358.535,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0979314148426056},{"word":"okay","start":358.535,"end":358.85498,"confidence":0.9970703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1725604683160782},{"word":"perfect","start":358.85498,"end":359.35498,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3667156994342804},{"word":"that's","start":360.215,"end":360.615,"confidence":0.9436035,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3970634937286377},{"word":"good","start":360.615,"end":361.115,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3958913683891296},{"word":"otherwise","start":363.43002,"end":363.93002,"confidence":0.99365234,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.057194795459508896},{"word":"when","start":363.99002,"end":364.23,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0543455183506012},{"word":"it","start":364.23,"end":364.47,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0520690456032753},{"word":"comes","start":364.47,"end":364.87,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.04713256657123566},{"word":"to","start":364.87,"end":365.27002,"confidence":0.7734375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.044153932482004166},{"word":"health","start":365.27002,"end":365.51,"confidence":0.9951172,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.06094739958643913},{"word":"and","start":365.51,"end":365.67,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.043789274990558624},{"word":"lifestyle","start":365.67,"end":366.07,"confidence":0.99121094,"punctuated_word":"lifestyle,","sentiment":"neutral","sentiment_score":0.06128595024347305},{"word":"do","start":366.07,"end":366.31,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.023900920525193214},{"word":"you","start":366.31,"end":366.39,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04008537530899048},{"word":"have","start":366.39,"end":366.63,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03570636734366417},{"word":"private","start":366.63,"end":366.95,"confidence":0.9980469,"punctuated_word":"private","sentiment":"neutral","sentiment_score":0.05582546442747116},{"word":"health","start":366.95,"end":367.19,"confidence":0.99902344,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.04138115048408508},{"word":"insurance","start":367.19,"end":367.69,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.04825453832745552},{"word":"in","start":367.75,"end":367.91,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0376429408788681},{"word":"place","start":367.91,"end":368.41,"confidence":0.99902344,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":0.030274368822574615},{"word":"yes","start":369.59,"end":369.83002,"confidence":0.6883545,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0560983344912529},{"word":"and","start":369.83002,"end":369.99002,"confidence":0.9921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.038725268095731735},{"word":"that","start":369.99002,"end":370.15,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05396785959601402},{"word":"is","start":370.15,"end":370.39,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04290614277124405},{"word":"hospital","start":370.39,"end":370.87,"confidence":0.9980469,"punctuated_word":"hospital","sentiment":"neutral","sentiment_score":0.08165783435106277},{"word":"as","start":370.87,"end":371.11002,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0662827119231224},{"word":"well","start":371.11002,"end":371.61002,"confidence":0.98339844,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.05909525230526924},{"word":"yes","start":373.19,"end":373.59,"confidence":0.7558594,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.20877036452293396},{"word":"great","start":373.59,"end":373.83002,"confidence":0.94750977,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.5094674229621887},{"word":"perfect","start":373.83002,"end":374.33002,"confidence":0.9824219,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.49638134241104126},{"word":"especially","start":374.55002,"end":374.95,"confidence":0.9580078,"punctuated_word":"Especially","sentiment":"neutral","sentiment_score":0.28951501846313477},{"word":"with","start":374.95,"end":375.19,"confidence":0.7595215,"punctuated_word":"with,","sentiment":"positive","sentiment_score":0.33934444189071655},{"word":"obviously","start":375.19,"end":375.69,"confidence":0.99853516,"punctuated_word":"obviously,","sentiment":"positive","sentiment_score":0.3422051668167114},{"word":"you","start":375.75,"end":375.91,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3006109893321991},{"word":"being","start":375.91,"end":376.31,"confidence":0.9951172,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.2386482805013657},{"word":"a","start":376.31,"end":376.39,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20319952070713043},{"word":"high","start":376.39,"end":376.63,"confidence":0.9980469,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.2842743992805481},{"word":"income","start":376.63,"end":376.95,"confidence":0.9980469,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.3571334779262543},{"word":"earner","start":376.95,"end":377.45,"confidence":0.8286133,"punctuated_word":"earner.","sentiment":"neutral","sentiment_score":0.12388838827610016},{"word":"don't","start":377.735,"end":377.895,"confidence":0.97094727,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.15539515018463135},{"word":"wanna","start":377.895,"end":378.015,"confidence":0.99121094,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.12872442603111267},{"word":"be","start":378.015,"end":378.135,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.19892562925815585},{"word":"paying","start":378.135,"end":378.535,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.20598728954792023},{"word":"additional","start":378.535,"end":378.935,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":-0.3305450975894928},{"word":"tax","start":378.935,"end":379.175,"confidence":0.9970703,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.2010880708694458},{"word":"if","start":379.175,"end":379.415,"confidence":0.9902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2013932168483734},{"word":"you","start":379.415,"end":379.495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08051277697086334},{"word":"don't","start":379.495,"end":379.655,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10916077345609664},{"word":"have","start":379.655,"end":379.815,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09610678255558014},{"word":"to","start":379.815,"end":380.315,"confidence":0.99658203,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.12014943361282349},{"word":"estate","start":382.935,"end":383.435,"confidence":0.5004883,"punctuated_word":"Estate","sentiment":"neutral","sentiment_score":0.0020499415695667267},{"word":"planning","start":383.495,"end":383.895,"confidence":0.9941406,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.00856507197022438},{"word":"wise","start":383.895,"end":384.395,"confidence":0.98535156,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.004370792768895626},{"word":"do","start":384.695,"end":384.855,"confidence":0.9604492,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.00860560592263937},{"word":"you","start":384.855,"end":385.01498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.022421902045607567},{"word":"have","start":385.01498,"end":385.255,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.024996086955070496},{"word":"a","start":385.255,"end":385.335,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02166803926229477},{"word":"will","start":385.335,"end":385.655,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.017447639256715775},{"word":"or","start":385.655,"end":385.815,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.014476221054792404},{"word":"power","start":385.815,"end":386.055,"confidence":0.99609375,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.024625122547149655},{"word":"of","start":386.055,"end":386.215,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.016220225021243095},{"word":"attorney","start":386.215,"end":386.535,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.008971776813268661},{"word":"in","start":386.535,"end":386.695,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.015347424894571304},{"word":"place","start":386.695,"end":387.195,"confidence":1.0,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":0.02531590312719345},{"word":"yep","start":390.23,"end":390.63,"confidence":0.96875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19665007293224335},{"word":"okay","start":390.63,"end":391.03,"confidence":0.97631836,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.37967449426651},{"word":"amazing","start":391.03,"end":391.53,"confidence":0.99902344,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.6224290132522583},{"word":"and","start":391.67,"end":391.83002,"confidence":0.99902344,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4246356189250946},{"word":"that's","start":391.83002,"end":392.23,"confidence":0.9975586,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.3317220211029053},{"word":"does","start":392.63,"end":392.79,"confidence":0.9921875,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.34558698534965515},{"word":"that","start":392.79,"end":393.03,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3041331171989441},{"word":"include","start":393.03,"end":393.35,"confidence":0.99902344,"punctuated_word":"include","sentiment":"neutral","sentiment_score":0.1792115420103073},{"word":"the","start":393.35,"end":393.43002,"confidence":0.70214844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22846749424934387},{"word":"investment","start":393.43002,"end":393.83002,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.1603415459394455},{"word":"property","start":393.83002,"end":394.15002,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.18101061880588531},{"word":"as","start":394.15002,"end":394.31003,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.23954898118972776},{"word":"well","start":394.31003,"end":394.55002,"confidence":0.97094727,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.17744562029838562},{"word":"do","start":394.55002,"end":394.67,"confidence":0.9819336,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.027715537697076797},{"word":"you","start":394.67,"end":394.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02030579186975956},{"word":"know","start":394.79,"end":395.29,"confidence":0.9975586,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.03453020006418228},{"word":"no","start":401.03,"end":401.19,"confidence":0.7546387,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.046387746930122375},{"word":"that's","start":401.19,"end":401.51,"confidence":0.96069336,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.012960757128894327},{"word":"okay","start":401.51,"end":402.01,"confidence":0.99560547,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09071289002895357},{"word":"yep","start":404.05502,"end":404.55502,"confidence":0.9904785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09783835709095},{"word":"yep","start":406.45502,"end":406.95502,"confidence":0.8918457,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.057437799870967865},{"word":"yep","start":412.05502,"end":412.55502,"confidence":0.9970703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06423910707235336},{"word":"yep","start":412.61502,"end":413.11502,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06770126521587372},{"word":"yeah","start":419.50998,"end":419.83,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04944290965795517},{"word":"okay","start":419.83,"end":420.07,"confidence":0.9741211,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07201524823904037},{"word":"no","start":420.07,"end":420.31,"confidence":0.8754883,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.08571281284093857},{"word":"perfect","start":420.31,"end":420.81,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3040708005428314},{"word":"otherwise","start":422.22998,"end":422.72998,"confidence":0.8798828,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.2870747148990631},{"word":"when","start":422.94998,"end":423.19,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.3129580616950989},{"word":"it","start":423.19,"end":423.27,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3205387592315674},{"word":"comes","start":423.27,"end":423.50998,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.30316534638404846},{"word":"to","start":423.50998,"end":423.83,"confidence":0.9404297,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.33996930718421936},{"word":"your","start":423.83,"end":424.33,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3188156485557556},{"word":"superannuation","start":424.38998,"end":424.88998,"confidence":0.99609375,"punctuated_word":"superannuation,","sentiment":"positive","sentiment_score":0.33572763204574585},{"word":"i","start":426.94998,"end":427.11,"confidence":0.9526367,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3994170129299164},{"word":"do","start":427.11,"end":427.35,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.3009493947029114},{"word":"have","start":427.35,"end":427.50998,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.33180567622184753},{"word":"here","start":427.50998,"end":427.75,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.317561537027359},{"word":"that","start":427.75,"end":427.91,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35197651386260986},{"word":"if","start":427.91,"end":428.07,"confidence":0.9951172,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.37520667910575867},{"word":"something","start":428.07,"end":428.38998,"confidence":1.0,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.39375749230384827},{"word":"ever","start":428.38998,"end":428.55,"confidence":0.9980469,"punctuated_word":"ever","sentiment":"positive","sentiment_score":0.3662422299385071},{"word":"were","start":428.55,"end":428.775,"confidence":0.80371094,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.3203158378601074},{"word":"to","start":428.775,"end":428.85498,"confidence":0.73339844,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3402371406555176},{"word":"happen","start":428.85498,"end":429.01498,"confidence":0.9892578,"punctuated_word":"happen","sentiment":"positive","sentiment_score":0.3387691378593445},{"word":"to","start":429.01498,"end":429.255,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3426559269428253},{"word":"you","start":429.255,"end":429.415,"confidence":0.9970703,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.37272682785987854},{"word":"you","start":429.415,"end":429.495,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4312005043029785},{"word":"have","start":429.495,"end":429.815,"confidence":0.9980469,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4692939519882202},{"word":"nominated","start":429.815,"end":430.315,"confidence":1.0,"punctuated_word":"nominated","sentiment":"positive","sentiment_score":0.36020684242248535},{"word":"natalie","start":430.455,"end":430.775,"confidence":0.9980469,"punctuated_word":"Natalie","sentiment":"positive","sentiment_score":0.3797395527362823},{"word":"to","start":430.775,"end":430.935,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4501214921474457},{"word":"receive","start":430.935,"end":431.255,"confidence":1.0,"punctuated_word":"receive","sentiment":"positive","sentiment_score":0.4283826053142547},{"word":"everything","start":431.255,"end":431.735,"confidence":0.9909668,"punctuated_word":"everything.","sentiment":"positive","sentiment_score":0.3385500907897949},{"word":"you're","start":431.735,"end":431.975,"confidence":0.8781738,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.44683754444122314},{"word":"still","start":431.975,"end":432.13498,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2915886342525482},{"word":"happy","start":432.13498,"end":432.375,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3754889369010926},{"word":"with","start":432.375,"end":432.615,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.40717369318008423},{"word":"that","start":432.615,"end":433.115,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.31687188148498535},{"word":"yeah","start":434.13498,"end":434.535,"confidence":0.7125244,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12466070801019669},{"word":"amazing","start":434.535,"end":435.035,"confidence":0.99902344,"punctuated_word":"Amazing.","sentiment":"neutral","sentiment_score":0.19681291282176971},{"word":"and","start":435.175,"end":435.675,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.054821860045194626},{"word":"are","start":435.895,"end":436.13498,"confidence":0.8745117,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.00947030633687973},{"word":"you","start":436.13498,"end":436.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02225438877940178},{"word":"politically","start":436.455,"end":436.955,"confidence":0.9970703,"punctuated_word":"politically","sentiment":"neutral","sentiment_score":0.0077135562896728516},{"word":"exposed","start":437.255,"end":437.735,"confidence":0.99902344,"punctuated_word":"exposed","sentiment":"neutral","sentiment_score":-0.010260909795761108},{"word":"at","start":437.735,"end":437.895,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.018825393170118332},{"word":"all","start":437.895,"end":438.13498,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.02078209817409515},{"word":"or","start":438.13498,"end":438.29498,"confidence":0.98291016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03585633635520935},{"word":"earn","start":438.29498,"end":438.535,"confidence":0.9550781,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.032429732382297516},{"word":"an","start":438.535,"end":438.695,"confidence":0.99316406,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.008992500603199005},{"word":"income","start":438.695,"end":439.095,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.020262926816940308},{"word":"overseas","start":439.095,"end":439.595,"confidence":1.0,"punctuated_word":"overseas?","sentiment":"neutral","sentiment_score":-0.014962957240641115},{"word":"no","start":442.31,"end":442.55002,"confidence":0.96875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.047887858003377914},{"word":"okay","start":442.55002,"end":443.03,"confidence":0.9543457,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.016358979046344757},{"word":"great","start":443.03,"end":443.53,"confidence":0.9970703,"punctuated_word":"Great.","sentiment":"neutral","sentiment_score":0.020064346492290497},{"word":"yes","start":445.91,"end":446.41,"confidence":0.79663086,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.020835403352975845},{"word":"most","start":449.03,"end":449.27002,"confidence":0.88183594,"punctuated_word":"Most","sentiment":"neutral","sentiment_score":-0.08183708786964417},{"word":"people","start":449.27002,"end":449.51,"confidence":0.9838867,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.07998980581760406},{"word":"ask","start":449.51,"end":449.67,"confidence":0.9375,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.08060728013515472},{"word":"me","start":449.67,"end":449.83002,"confidence":0.91845703,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.0842856615781784},{"word":"the","start":449.83002,"end":449.99002,"confidence":0.49194336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08545169979333878},{"word":"same","start":449.99002,"end":450.15,"confidence":0.9157715,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":-0.080788753926754},{"word":"to","start":450.15,"end":450.31,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08306805044412613},{"word":"be","start":450.31,"end":450.39,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0760313868522644},{"word":"honest","start":450.39,"end":450.89,"confidence":0.9995117,"punctuated_word":"honest.","sentiment":"neutral","sentiment_score":-0.07339681684970856},{"word":"basically","start":451.83002,"end":452.33002,"confidence":0.967041,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":-0.06188212335109711},{"word":"are","start":452.47,"end":452.71002,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.10666253417730331},{"word":"you","start":452.71002,"end":452.95,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10068950057029724},{"word":"directly","start":452.95,"end":453.45,"confidence":1.0,"punctuated_word":"directly","sentiment":"neutral","sentiment_score":-0.14004310965538025},{"word":"involved","start":453.59,"end":454.09,"confidence":1.0,"punctuated_word":"involved","sentiment":"neutral","sentiment_score":-0.13459041714668274},{"word":"heavily","start":454.15,"end":454.65,"confidence":0.37329102,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":-0.103836789727211},{"word":"in","start":454.79,"end":454.87,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.14151665568351746},{"word":"politics","start":454.87,"end":455.37,"confidence":0.99902344,"punctuated_word":"politics?","sentiment":"neutral","sentiment_score":-0.10401235520839693},{"word":"no","start":457.755,"end":458.075,"confidence":0.9814453,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1545954942703247},{"word":"no","start":458.075,"end":458.575,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14937488734722135},{"word":"and","start":459.515,"end":459.83502,"confidence":0.76953125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.11322031915187836},{"word":"often","start":459.83502,"end":460.315,"confidence":0.6311035,"punctuated_word":"often,","sentiment":"neutral","sentiment_score":-0.1067858636379242},{"word":"it's","start":460.315,"end":460.55502,"confidence":0.98291016,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.13375017046928406},{"word":"people","start":460.55502,"end":460.795,"confidence":0.9165039,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.14089958369731903},{"word":"like","start":460.795,"end":460.95502,"confidence":0.8671875,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.11701513826847076},{"word":"oh","start":460.95502,"end":461.11502,"confidence":0.9951172,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.13403159379959106},{"word":"that's","start":461.11502,"end":461.355,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.16316260397434235},{"word":"a","start":461.355,"end":461.515,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1575855016708374},{"word":"weird","start":461.515,"end":461.755,"confidence":0.99902344,"punctuated_word":"weird","sentiment":"neutral","sentiment_score":-0.15648549795150757},{"word":"one","start":461.755,"end":462.155,"confidence":0.93359375,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.15071675181388855},{"word":"and","start":462.155,"end":462.315,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.13177454471588135},{"word":"it's","start":462.315,"end":462.55502,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.12608647346496582},{"word":"like","start":462.55502,"end":462.71503,"confidence":0.5966797,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.10246208310127258},{"word":"it's","start":462.795,"end":463.035,"confidence":0.9885254,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.12096266448497772},{"word":"usually","start":463.035,"end":463.535,"confidence":0.9980469,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":-0.11242924630641936},{"word":"just","start":463.595,"end":463.915,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12395347654819489},{"word":"because","start":463.915,"end":464.23502,"confidence":0.8496094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0743153989315033},{"word":"if","start":464.23502,"end":464.39502,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10720507800579072},{"word":"it","start":464.39502,"end":464.55502,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09749909490346909},{"word":"is","start":464.55502,"end":464.795,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10932983458042143},{"word":"that","start":464.795,"end":464.95502,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10485538840293884},{"word":"you","start":464.95502,"end":465.27502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11232450604438782},{"word":"are","start":465.27502,"end":465.755,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1009974405169487},{"word":"very","start":465.755,"end":466.075,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.1229729950428009},{"word":"heavy","start":466.075,"end":466.39502,"confidence":1.0,"punctuated_word":"heavy","sentiment":"neutral","sentiment_score":-0.05410001426935196},{"word":"in","start":466.39502,"end":466.635,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.11283005774021149},{"word":"politics","start":466.635,"end":467.135,"confidence":0.99853516,"punctuated_word":"politics,","sentiment":"neutral","sentiment_score":-0.12977081537246704},{"word":"it","start":467.355,"end":467.515,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10977060347795486},{"word":"is","start":467.515,"end":467.83502,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09855305403470992},{"word":"good","start":467.83502,"end":467.99503,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.05996240675449371},{"word":"for","start":467.99503,"end":468.23502,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0560111403465271},{"word":"us","start":468.23502,"end":468.475,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.04818672686815262},{"word":"to","start":468.475,"end":468.635,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08192604035139084},{"word":"know","start":468.635,"end":468.875,"confidence":0.79248047,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.07348255813121796},{"word":"especially","start":468.875,"end":469.375,"confidence":1.0,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.039389558136463165},{"word":"if","start":469.435,"end":469.595,"confidence":0.9589844,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05362561345100403},{"word":"there","start":469.595,"end":469.83502,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.04162908345460892},{"word":"is","start":469.83502,"end":470.075,"confidence":0.9597168,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.0405426099896431},{"word":"like","start":470.075,"end":470.43,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04847931489348411},{"word":"lump","start":470.50998,"end":470.66998,"confidence":0.97998047,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.02333991974592209},{"word":"sum","start":470.66998,"end":470.91,"confidence":0.9980469,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.06603530049324036},{"word":"income","start":470.91,"end":471.38998,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.011682689189910889},{"word":"or","start":471.38998,"end":471.63,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.030463986098766327},{"word":"anything","start":471.63,"end":471.94998,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0007391050457954407},{"word":"like","start":471.94998,"end":472.03,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.04359700530767441},{"word":"that","start":472.03,"end":472.27,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01970934122800827},{"word":"to","start":472.27,"end":472.43,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05560457333922386},{"word":"kind","start":472.43,"end":472.66998,"confidence":0.9580078,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.054357971996068954},{"word":"of","start":472.66998,"end":472.75,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07243560254573822},{"word":"keep","start":472.75,"end":472.91,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.06898698210716248},{"word":"an","start":472.91,"end":472.99,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.06116929277777672},{"word":"eye","start":472.99,"end":473.15,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":-0.07435591518878937},{"word":"on","start":473.15,"end":473.65,"confidence":0.97314453,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.06957016885280609},{"word":"but","start":474.27,"end":474.43,"confidence":0.64746094,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02386825531721115},{"word":"then","start":474.43,"end":474.66998,"confidence":0.8310547,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.023230191320180893},{"word":"also","start":474.66998,"end":475.07,"confidence":0.99902344,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":-0.021328695118427277},{"word":"there","start":475.07,"end":475.22998,"confidence":0.9453125,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.023323141038417816},{"word":"could","start":475.22998,"end":475.47,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.049974262714385986},{"word":"be","start":475.47,"end":475.63,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03169999271631241},{"word":"a","start":475.63,"end":475.78998,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04550659656524658},{"word":"higher","start":475.78998,"end":476.03,"confidence":0.9819336,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.051228396594524384},{"word":"chance","start":476.03,"end":476.35,"confidence":0.87719727,"punctuated_word":"chance.","sentiment":"neutral","sentiment_score":-0.045802030712366104},{"word":"obviously","start":476.35,"end":476.59,"confidence":1.0,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.007603722624480724},{"word":"we","start":476.59,"end":476.75,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.00008183717727661133},{"word":"have","start":476.75,"end":476.99,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0271950364112854},{"word":"pretty","start":476.99,"end":477.22998,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.06374269723892212},{"word":"good","start":477.22998,"end":477.47,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.06014077365398407},{"word":"security","start":477.47,"end":477.94998,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.012043744325637816},{"word":"and","start":477.94998,"end":478.11,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.052201151847839355},{"word":"privacy","start":478.11,"end":478.61,"confidence":0.99902344,"punctuated_word":"privacy","sentiment":"neutral","sentiment_score":0.015099942684173584},{"word":"in","start":478.75,"end":478.91,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10792015492916109},{"word":"place","start":478.91,"end":479.41,"confidence":0.82373047,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.1061997339129448},{"word":"but","start":479.87,"end":480.03,"confidence":0.9770508,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.053244031965732574},{"word":"it's","start":480.03,"end":480.27,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.009306354448199272},{"word":"good","start":480.27,"end":480.59,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.08146201074123383},{"word":"to","start":480.59,"end":480.75,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03895904123783112},{"word":"know","start":480.75,"end":481.15,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.0569438636302948},{"word":"because","start":481.15,"end":481.47,"confidence":0.87158203,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.024772733449935913},{"word":"there","start":481.47,"end":481.63,"confidence":0.9536133,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02232968807220459},{"word":"can","start":481.63,"end":481.87,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.014494359493255615},{"word":"be","start":481.87,"end":481.94998,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.004069626331329346},{"word":"chances","start":481.94998,"end":482.43,"confidence":0.9819336,"punctuated_word":"chances","sentiment":"neutral","sentiment_score":-0.09379921108484268},{"word":"of","start":482.43,"end":482.59,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1371542662382126},{"word":"people","start":482.59,"end":482.99,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.16848669946193695},{"word":"having","start":482.99,"end":483.22998,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.0963495522737503},{"word":"a","start":483.22998,"end":483.38998,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1693347692489624},{"word":"high","start":483.38998,"end":483.55,"confidence":0.80810547,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.1590141803026199},{"word":"chance","start":483.55,"end":483.94998,"confidence":0.9980469,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":-0.1601930409669876},{"word":"of","start":483.94998,"end":484.27,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.26528632640838623},{"word":"trying","start":484.27,"end":484.50998,"confidence":0.99902344,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.2680446207523346},{"word":"to","start":484.50998,"end":484.66998,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.227239727973938},{"word":"pretend","start":484.66998,"end":485.07,"confidence":1.0,"punctuated_word":"pretend","sentiment":"neutral","sentiment_score":-0.21985867619514465},{"word":"to","start":485.07,"end":485.22998,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14301633834838867},{"word":"be","start":485.22998,"end":485.38998,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12235799431800842},{"word":"you","start":485.38998,"end":485.55,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1585594117641449},{"word":"and","start":485.55,"end":485.71,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15975600481033325},{"word":"stuff","start":485.71,"end":485.94998,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.14913612604141235},{"word":"like","start":485.94998,"end":486.11,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.13407191634178162},{"word":"that","start":486.11,"end":486.405,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.12074851989746094},{"word":"so","start":486.565,"end":486.805,"confidence":0.984375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07564244419336319},{"word":"it's","start":486.805,"end":486.885,"confidence":0.99560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.14177243411540985},{"word":"just","start":486.885,"end":487.045,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.16688574850559235},{"word":"a","start":487.045,"end":487.205,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16429764032363892},{"word":"little","start":487.205,"end":487.525,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.20889343321323395},{"word":"flag","start":487.525,"end":487.845,"confidence":0.9921875,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":-0.1903151273727417},{"word":"from","start":487.845,"end":488.245,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.16430464386940002},{"word":"our","start":488.245,"end":488.405,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.12010978162288666},{"word":"end","start":488.405,"end":488.725,"confidence":0.76586914,"punctuated_word":"end.","sentiment":"neutral","sentiment_score":-0.14006084203720093},{"word":"but","start":488.725,"end":488.965,"confidence":0.9819336,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.10842098295688628},{"word":"yeah","start":488.965,"end":489.205,"confidence":0.99853516,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.0791046991944313},{"word":"i","start":489.205,"end":489.365,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0855862945318222},{"word":"do","start":489.365,"end":489.525,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.046864889562129974},{"word":"get","start":489.525,"end":489.845,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0682409331202507},{"word":"asked","start":489.845,"end":490.085,"confidence":0.9902344,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":-0.05834444984793663},{"word":"that","start":490.085,"end":490.245,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10541281849145888},{"word":"a","start":490.245,"end":490.325,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10470644384622574},{"word":"lot","start":490.325,"end":490.645,"confidence":0.9675293,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.08633842319250107},{"word":"what","start":490.645,"end":490.805,"confidence":0.98828125,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.11747122555971146},{"word":"does","start":490.805,"end":491.045,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.11055221408605576},{"word":"that","start":491.045,"end":491.205,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09404515475034714},{"word":"mean","start":491.205,"end":491.445,"confidence":0.77612305,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.10747119784355164},{"word":"and","start":491.445,"end":491.76498,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10382632166147232},{"word":"why","start":491.76498,"end":492.005,"confidence":0.99902344,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.1731402575969696},{"word":"do","start":492.005,"end":492.165,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.17744475603103638},{"word":"you","start":492.165,"end":492.325,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11565037071704865},{"word":"need","start":492.325,"end":492.485,"confidence":0.9951172,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.14567647874355316},{"word":"to","start":492.485,"end":492.645,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14988237619400024},{"word":"know","start":492.645,"end":492.885,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1835973709821701},{"word":"that","start":492.885,"end":493.385,"confidence":0.99853516,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.14742372930049896},{"word":"sorry","start":494.725,"end":495.205,"confidence":0.92529297,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.15533331036567688},{"word":"you're","start":495.205,"end":495.445,"confidence":0.7685547,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.1899167001247406},{"word":"you're","start":495.445,"end":495.605,"confidence":0.89086914,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.21773897111415863},{"word":"not","start":495.605,"end":495.76498,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16358596086502075},{"word":"the","start":495.76498,"end":495.845,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1807301938533783},{"word":"first","start":495.845,"end":496.085,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.18033325672149655},{"word":"one","start":496.085,"end":496.585,"confidence":1.0,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.11438541859388351},{"word":"otherwise","start":497.76498,"end":498.26498,"confidence":0.89160156,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.0798545703291893},{"word":"when","start":498.325,"end":498.485,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.10404881834983826},{"word":"it","start":498.485,"end":498.645,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11944599449634552},{"word":"comes","start":498.645,"end":498.885,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.0947108268737793},{"word":"to","start":498.885,"end":499.04498,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1275765895843506},{"word":"goals","start":499.04498,"end":499.445,"confidence":0.7312012,"punctuated_word":"goals,","sentiment":"neutral","sentiment_score":0.15384505689144137},{"word":"stuff","start":499.445,"end":499.685,"confidence":0.7441406,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.235182523727417},{"word":"that","start":499.685,"end":499.845,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16161325573921204},{"word":"you","start":499.845,"end":500.005,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17985780537128448},{"word":"guys","start":500.005,"end":500.245,"confidence":0.99121094,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.14808842539787292},{"word":"are","start":500.245,"end":500.405,"confidence":0.98828125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.18548834323883057},{"word":"working","start":500.405,"end":500.905,"confidence":0.9970703,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.24745649099349976},{"word":"through","start":501.125,"end":501.365,"confidence":0.89208984,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1371079385280609},{"word":"it","start":501.365,"end":501.865,"confidence":0.86157227,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.10539434850215912},{"word":"obviously","start":502.33,"end":502.81,"confidence":0.9782715,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.22642937302589417},{"word":"i","start":502.81,"end":502.88998,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3233587443828583},{"word":"think","start":502.88998,"end":503.21,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.30992594361305237},{"word":"last","start":503.21,"end":503.44998,"confidence":0.91503906,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.2467728555202484},{"word":"time","start":503.44998,"end":503.85,"confidence":0.7531738,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.31828105449676514},{"word":"when","start":504.16998,"end":504.41,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.25536465644836426},{"word":"we","start":504.41,"end":504.49,"confidence":0.99902344,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.33858633041381836},{"word":"guys","start":504.49,"end":504.81,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.2844444215297699},{"word":"did","start":504.81,"end":504.93,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.2706592082977295},{"word":"a","start":504.93,"end":505.05,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3051196038722992},{"word":"bit","start":505.05,"end":505.21,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2656775116920471},{"word":"of","start":505.21,"end":505.44998,"confidence":0.876709,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.2498835027217865},{"word":"an","start":505.69,"end":505.93,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.3093032240867615},{"word":"update","start":505.93,"end":506.33,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.17281733453273773},{"word":"on","start":506.33,"end":506.65,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.17366617918014526},{"word":"review","start":506.65,"end":506.97,"confidence":0.9980469,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.1747298389673233},{"word":"and","start":506.97,"end":507.21,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20409417152404785},{"word":"everything","start":507.21,"end":507.61,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.19061774015426636},{"word":"like","start":507.61,"end":507.69,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13169564306735992},{"word":"that","start":507.69,"end":508.00998,"confidence":0.9970703,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.2299284040927887},{"word":"the","start":508.00998,"end":508.16998,"confidence":0.9921875,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.39443039894104},{"word":"main","start":508.16998,"end":508.41,"confidence":1.0,"punctuated_word":"main","sentiment":"positive","sentiment_score":0.44257867336273193},{"word":"goal","start":508.41,"end":508.72998,"confidence":0.9980469,"punctuated_word":"goal","sentiment":"positive","sentiment_score":0.551896870136261},{"word":"was","start":508.72998,"end":508.97,"confidence":0.99609375,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.4669405221939087},{"word":"to","start":508.97,"end":509.21,"confidence":0.7368164,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6234041452407837},{"word":"buy","start":509.21,"end":509.44998,"confidence":0.9838867,"punctuated_word":"buy","sentiment":"positive","sentiment_score":0.5159839987754822},{"word":"an","start":509.44998,"end":509.69,"confidence":0.95703125,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.5849537253379822},{"word":"investment","start":509.69,"end":510.09,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"positive","sentiment_score":0.42479175329208374},{"word":"property","start":510.09,"end":510.49,"confidence":0.9785156,"punctuated_word":"property,","sentiment":"positive","sentiment_score":0.47965243458747864},{"word":"which","start":510.49,"end":510.72998,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.6175615191459656},{"word":"you","start":510.72998,"end":510.81,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7213468551635742},{"word":"guys","start":510.81,"end":511.05,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.6218811869621277},{"word":"obviously","start":511.05,"end":511.37,"confidence":0.93408203,"punctuated_word":"obviously","sentiment":"positive","sentiment_score":0.6832013726234436},{"word":"did","start":511.37,"end":511.61,"confidence":0.98950195,"punctuated_word":"did,","sentiment":"positive","sentiment_score":0.6742191910743713},{"word":"which","start":511.61,"end":511.77,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.6978625655174255},{"word":"is","start":511.77,"end":512.08997,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7101490497589111},{"word":"great","start":512.08997,"end":512.58997,"confidence":0.99853516,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.6912184953689575},{"word":"otherwise","start":514.835,"end":515.315,"confidence":0.99658203,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.11319036781787872},{"word":"it","start":515.315,"end":515.395,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16957801580429077},{"word":"was","start":515.395,"end":515.55505,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.10137544572353364},{"word":"just","start":515.55505,"end":515.79504,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.091039277613163},{"word":"to","start":515.79504,"end":515.875,"confidence":0.36132812,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05610136687755585},{"word":"try","start":515.875,"end":516.11505,"confidence":0.44555664,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.041360244154930115},{"word":"to","start":516.11505,"end":516.195,"confidence":0.5576172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06136602908372879},{"word":"focus","start":516.195,"end":516.515,"confidence":0.99316406,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.10741949826478958},{"word":"on","start":516.515,"end":516.67505,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1599467694759369},{"word":"paying","start":516.67505,"end":516.995,"confidence":0.9980469,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.15268993377685547},{"word":"down","start":516.995,"end":517.315,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.07999517023563385},{"word":"the","start":517.315,"end":517.47504,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09425307810306548},{"word":"mortgage","start":517.47504,"end":517.955,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.09429910778999329},{"word":"and","start":517.955,"end":518.195,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.040014199912548065},{"word":"do","start":518.195,"end":518.435,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01891004294157028},{"word":"some","start":518.435,"end":518.935,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.05542994290590286},{"word":"traveling","start":519.155,"end":519.655,"confidence":0.9855957,"punctuated_word":"traveling.","sentiment":"neutral","sentiment_score":0.0204763263463974},{"word":"is","start":520.11505,"end":520.35504,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.015675073489546776},{"word":"that","start":520.35504,"end":520.515,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.008874543011188507},{"word":"still","start":520.515,"end":520.755,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.011455729603767397},{"word":"kind","start":520.755,"end":520.995,"confidence":0.99121094,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.009662743657827376},{"word":"of","start":520.995,"end":521.075,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009155239909887314},{"word":"the","start":521.075,"end":521.23505,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.008854810148477554},{"word":"focus","start":521.23505,"end":521.715,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.01127183809876442},{"word":"otherwise","start":521.715,"end":522.215,"confidence":0.8652344,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":-0.0368533730506897},{"word":"or","start":522.275,"end":522.515,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03139282763004303},{"word":"what","start":522.515,"end":522.755,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05498703196644783},{"word":"are","start":522.755,"end":522.91504,"confidence":0.9941406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.050893913954496384},{"word":"you","start":522.91504,"end":522.995,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.012623418122529984},{"word":"guys","start":522.995,"end":523.315,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.018600404262542725},{"word":"kind","start":523.315,"end":523.55505,"confidence":0.58935547,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.030452903360128403},{"word":"of","start":523.55505,"end":523.715,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0062140002846717834},{"word":"working","start":523.715,"end":524.11505,"confidence":0.98828125,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.01080157235264778},{"word":"for","start":524.11505,"end":524.61505,"confidence":0.81347656,"punctuated_word":"for?","sentiment":"neutral","sentiment_score":-0.08740325272083282},{"word":"okay","start":524.995,"end":525.495,"confidence":0.99658203,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.11187224090099336},{"word":"mhmm","start":534.69,"end":535.00995,"confidence":0.99572754,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.039541203528642654},{"word":"mhmm","start":535.00995,"end":535.50995,"confidence":0.98986816,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.03418562561273575},{"word":"yep","start":538.545,"end":539.045,"confidence":0.9904785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05487283691763878},{"word":"mhmm","start":544.145,"end":544.645,"confidence":0.9970703,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0036755017936229706},{"word":"yep","start":547.505,"end":548.005,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02400292456150055},{"word":"okay","start":548.065,"end":548.565,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.020623359829187393},{"word":"yep","start":553.44,"end":553.94,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01202460378408432},{"word":"so","start":555.76,"end":556.0,"confidence":0.9428711,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.00006979145109653473},{"word":"do","start":556.0,"end":556.08,"confidence":0.98291016,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01300373300909996},{"word":"you","start":556.08,"end":556.58,"confidence":0.7709961,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.004929583519697189},{"word":"okay","start":558.64,"end":559.04,"confidence":0.9975586,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.014738342724740503},{"word":"so","start":559.04,"end":559.2,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0013084206730127337},{"word":"do","start":559.2,"end":559.28,"confidence":0.97314453,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.003889523446559906},{"word":"you","start":559.28,"end":559.36,"confidence":0.51220703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0016237106174230576},{"word":"are","start":559.60004,"end":559.68,"confidence":0.9790039,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0035857241600751877},{"word":"they","start":559.68,"end":559.84,"confidence":0.84228516,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0016071312129497528},{"word":"both","start":559.84,"end":560.08,"confidence":0.9951172,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.0005510523915290833},{"word":"investment","start":560.08,"end":560.58,"confidence":0.9941406,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.0031608566641807556},{"word":"properties","start":560.64,"end":561.12,"confidence":0.77319336,"punctuated_word":"properties,","sentiment":"neutral","sentiment_score":0.002762156538665294},{"word":"or","start":561.12,"end":561.36,"confidence":0.97802734,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0057340990751981735},{"word":"is","start":561.36,"end":561.52,"confidence":0.84472656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.008692197501659393},{"word":"still","start":561.52,"end":561.76,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0028246939182281494},{"word":"one","start":561.84,"end":562.08,"confidence":0.99316406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.009510472416877748},{"word":"still","start":562.08,"end":562.58,"confidence":0.7709961,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.003445994108915329},{"word":"mhmm","start":573.02496,"end":573.30493,"confidence":0.99121094,"punctuated_word":"mhmm.","sentiment":"neutral","sentiment_score":0.03428959473967552},{"word":"mhmm","start":573.30493,"end":573.58496,"confidence":0.93981934,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.018496431410312653},{"word":"yes","start":573.58496,"end":573.82495,"confidence":0.99658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02819213829934597},{"word":"it","start":573.82495,"end":573.985,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.021486027166247368},{"word":"is","start":573.985,"end":574.38495,"confidence":1.0,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.022337976843118668},{"word":"yep","start":574.38495,"end":574.8,"confidence":0.93310547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03995666280388832},{"word":"yes","start":575.27997,"end":575.77997,"confidence":0.7800293,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02446574345231056},{"word":"okay","start":580.08,"end":580.58,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.026444822549819943},{"word":"okay","start":581.2,"end":581.7,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.003875771537423134},{"word":"yeah","start":582.72,"end":582.95996,"confidence":0.94262695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03575361520051956},{"word":"okay","start":582.95996,"end":583.27997,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05802498757839203},{"word":"no","start":583.27997,"end":583.6,"confidence":0.9760742,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1012662947177887},{"word":"no","start":583.6,"end":583.76,"confidence":0.50097656,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.0903536006808281},{"word":"problem","start":583.76,"end":584.26,"confidence":0.9975586,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.1000247597694397},{"word":"but","start":585.51996,"end":585.76,"confidence":0.6933594,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.055347733199596405},{"word":"otherwise","start":585.76,"end":586.26,"confidence":1.0,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.03563489764928818},{"word":"where","start":586.32,"end":586.56,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.02055911347270012},{"word":"you","start":586.56,"end":586.72,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.020620062947273254},{"word":"guys","start":586.72,"end":586.95996,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.022219546139240265},{"word":"are","start":586.95996,"end":587.235,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0065423548221588135},{"word":"currently","start":587.39496,"end":587.71497,"confidence":1.0,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.008001446723937988},{"word":"leaving","start":587.71497,"end":588.195,"confidence":0.73095703,"punctuated_word":"leaving","sentiment":"neutral","sentiment_score":-0.002207648009061814},{"word":"is","start":588.195,"end":588.355,"confidence":0.56396484,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026463951915502548},{"word":"that","start":588.355,"end":588.755,"confidence":0.98095703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.034437067806720734},{"word":"in","start":588.755,"end":588.915,"confidence":0.97265625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02145768329501152},{"word":"d","start":588.915,"end":589.15497,"confidence":0.4580078,"punctuated_word":"D","sentiment":"neutral","sentiment_score":0.000937238335609436},{"word":"y","start":589.15497,"end":589.315,"confidence":0.9108887,"punctuated_word":"Y.","sentiment":"neutral","sentiment_score":0.015118777751922607},{"word":"so","start":589.315,"end":589.475,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03159485384821892},{"word":"if","start":589.475,"end":589.635,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03561968728899956},{"word":"we","start":589.635,"end":589.875,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.036987219005823135},{"word":"need","start":589.875,"end":589.95496,"confidence":0.9003906,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.01622343435883522},{"word":"to","start":589.95496,"end":590.035,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02498593181371689},{"word":"send","start":590.035,"end":590.27496,"confidence":0.9980469,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.006931226700544357},{"word":"any","start":590.27496,"end":590.435,"confidence":0.8569336,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.01841307058930397},{"word":"mail","start":590.435,"end":590.675,"confidence":0.99609375,"punctuated_word":"mail","sentiment":"neutral","sentiment_score":0.0017343871295452118},{"word":"or","start":590.675,"end":590.755,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.00756431370973587},{"word":"anything","start":590.755,"end":591.15497,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.00018139183521270752},{"word":"like","start":591.15497,"end":591.315,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.016027256846427917},{"word":"that","start":591.315,"end":591.635,"confidence":0.99853516,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.015885187312960625},{"word":"that's","start":591.635,"end":592.035,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.02086475118994713},{"word":"the","start":592.035,"end":592.195,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02387746423482895},{"word":"d","start":592.195,"end":592.435,"confidence":1.0,"punctuated_word":"D","sentiment":"neutral","sentiment_score":0.009290557354688644},{"word":"y","start":592.435,"end":592.755,"confidence":1.0,"punctuated_word":"Y","sentiment":"neutral","sentiment_score":0.016996340826153755},{"word":"place","start":592.755,"end":593.255,"confidence":0.8544922,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":0.012162070721387863},{"word":"yep","start":594.27496,"end":594.755,"confidence":0.7137451,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04156876727938652},{"word":"okay","start":594.755,"end":595.075,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.051666010171175},{"word":"great","start":595.075,"end":595.575,"confidence":1.0,"punctuated_word":"Great.","sentiment":"neutral","sentiment_score":0.18897487223148343},{"word":"yep","start":598.27496,"end":598.77496,"confidence":0.94018555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04388924688100815},{"word":"no","start":598.83496,"end":599.235,"confidence":0.9863281,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05662578344345093},{"word":"perfect","start":599.235,"end":599.735,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.30874574184417725},{"word":"what","start":601.15497,"end":601.65497,"confidence":0.7817383,"punctuated_word":"What,","sentiment":"neutral","sentiment_score":0.10658080875873566},{"word":"i","start":601.99,"end":602.07,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10294949263334274},{"word":"guess","start":602.07,"end":602.31,"confidence":0.98950195,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.16912057995796204},{"word":"are","start":602.31,"end":602.55,"confidence":0.9658203,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16506771743297577},{"word":"things","start":602.55,"end":602.79004,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.15982401371002197},{"word":"that","start":602.79004,"end":602.95,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12161392718553544},{"word":"you","start":602.95,"end":603.11005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0986759215593338},{"word":"guys","start":603.11005,"end":603.35004,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.125229150056839},{"word":"are","start":603.35004,"end":603.43,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0902777537703514},{"word":"working","start":603.43,"end":603.75,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.1779240071773529},{"word":"towards","start":603.75,"end":604.07,"confidence":0.99316406,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.24774691462516785},{"word":"in","start":604.07,"end":604.15,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16906586289405823},{"word":"the","start":604.15,"end":604.31,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.136298805475235},{"word":"next","start":604.31,"end":604.63,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.13684849441051483},{"word":"couple","start":604.63,"end":604.87,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.0951252579689026},{"word":"of","start":604.87,"end":605.03,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10413046926259996},{"word":"years","start":605.03,"end":605.43,"confidence":0.9279785,"punctuated_word":"years?","sentiment":"neutral","sentiment_score":0.11067016422748566},{"word":"do","start":605.43,"end":605.59,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.018415555357933044},{"word":"you","start":605.59,"end":605.67004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04889386147260666},{"word":"have","start":605.67004,"end":605.91003,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0377916619181633},{"word":"any","start":605.91003,"end":606.41003,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.058045320212841034},{"word":"goals","start":607.11005,"end":607.59,"confidence":1.0,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.043044790625572205},{"word":"otherwise","start":607.59,"end":608.09,"confidence":0.951416,"punctuated_word":"otherwise?","sentiment":"neutral","sentiment_score":0.015550835058093073},{"word":"mhmm","start":617.925,"end":618.425,"confidence":0.951416,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.04515669494867325},{"word":"mhmm","start":622.805,"end":623.305,"confidence":0.9790039,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.007075874134898186},{"word":"okay","start":625.845,"end":626.345,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.01407756470143795},{"word":"yep","start":629.3,"end":629.7,"confidence":0.97143555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0986696630716324},{"word":"so","start":629.7,"end":629.94,"confidence":0.9614258,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08930153399705887},{"word":"just","start":629.94,"end":630.10004,"confidence":0.97509766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0770823061466217},{"word":"kind","start":630.10004,"end":630.26,"confidence":0.9658203,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.09424901008605956},{"word":"of","start":630.26,"end":630.34,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08797057718038559},{"word":"expand","start":630.34,"end":630.66003,"confidence":0.9980469,"punctuated_word":"expand","sentiment":"neutral","sentiment_score":0.19024668633937836},{"word":"the","start":630.66003,"end":630.82,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13108208775520325},{"word":"property","start":630.82,"end":631.22003,"confidence":0.99902344,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.153840571641922},{"word":"portfolio","start":631.22003,"end":631.7,"confidence":0.873291,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.09203819930553436},{"word":"especially","start":631.7,"end":632.18,"confidence":0.9941406,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.06951051950454712},{"word":"down","start":632.18,"end":632.42004,"confidence":0.82714844,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.05561148375272751},{"word":"in","start":632.42004,"end":632.58,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0853181779384613},{"word":"i","start":632.98004,"end":633.06,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09080222249031068},{"word":"mean","start":633.06,"end":633.3,"confidence":0.9995117,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.1239413321018219},{"word":"property","start":633.3,"end":633.7,"confidence":0.99902344,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.19266696274280548},{"word":"prices","start":633.7,"end":634.10004,"confidence":1.0,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.19450236856937408},{"word":"have","start":634.10004,"end":634.26,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.20082375407218933},{"word":"gone","start":634.26,"end":634.5,"confidence":0.99902344,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.20611588656902313},{"word":"up","start":634.5,"end":634.82,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.19280308485031128},{"word":"everywhere","start":634.82,"end":635.32,"confidence":0.90185547,"punctuated_word":"everywhere,","sentiment":"neutral","sentiment_score":-0.11653023958206175},{"word":"but","start":635.38,"end":635.7,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05703696608543396},{"word":"but","start":635.7,"end":635.94,"confidence":0.9941406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05939093977212906},{"word":"down","start":635.94,"end":636.18,"confidence":0.9902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.07218742370605469},{"word":"in","start":636.18,"end":636.34,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09826584905385972},{"word":"sydney","start":636.34,"end":636.84,"confidence":0.9628906,"punctuated_word":"Sydney,","sentiment":"neutral","sentiment_score":-0.00951910763978958},{"word":"it's","start":636.9,"end":637.06,"confidence":0.99072266,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.01650610938668251},{"word":"it's","start":637.06,"end":637.56,"confidence":0.9152832,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.008778059855103493},{"word":"quite","start":637.62,"end":637.94,"confidence":0.8222656,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.15055778622627258},{"word":"bad","start":637.94,"end":638.18,"confidence":0.9160156,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.14926040172576904},{"word":"sometimes","start":638.18,"end":638.68,"confidence":0.88842773,"punctuated_word":"sometimes,","sentiment":"neutral","sentiment_score":-0.14564159512519836},{"word":"especially","start":638.74,"end":639.24,"confidence":0.99902344,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.20212633907794952},{"word":"northern","start":639.54004,"end":639.94,"confidence":0.82958984,"punctuated_word":"Northern","sentiment":"neutral","sentiment_score":-0.13740049302577972},{"word":"beaches","start":639.94,"end":640.34,"confidence":0.96744794,"punctuated_word":"Beaches.","sentiment":"neutral","sentiment_score":-0.2033354938030243},{"word":"i","start":640.34,"end":640.42004,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0272197462618351},{"word":"used","start":640.42004,"end":640.58,"confidence":0.99121094,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.023415468633174896},{"word":"to","start":640.58,"end":640.74,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.017947321757674217},{"word":"live","start":640.74,"end":640.9,"confidence":0.9970703,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.017481783404946327},{"word":"in","start":640.9,"end":641.06,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.014467688277363775},{"word":"mossman","start":641.06,"end":641.56,"confidence":0.7241211,"punctuated_word":"Mossman.","sentiment":"neutral","sentiment_score":-0.04411579668521881},{"word":"so","start":642.46497,"end":642.705,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03220534697175026},{"word":"i","start":642.705,"end":642.785,"confidence":0.67626953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05220410227775574},{"word":"was","start":642.785,"end":642.945,"confidence":0.9819336,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05445823073387146},{"word":"in","start":642.945,"end":643.185,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07839424908161163},{"word":"the","start":643.185,"end":643.265,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1267586052417755},{"word":"northern","start":643.265,"end":643.585,"confidence":0.99121094,"punctuated_word":"Northern","sentiment":"neutral","sentiment_score":0.06759749352931976},{"word":"beaches","start":643.585,"end":643.985,"confidence":0.9951172,"punctuated_word":"Beaches","sentiment":"neutral","sentiment_score":0.06329236179590225},{"word":"a","start":643.985,"end":644.065,"confidence":0.9604492,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05848586559295654},{"word":"fair","start":644.065,"end":644.385,"confidence":0.9980469,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":0.0630778968334198},{"word":"bit","start":644.385,"end":644.625,"confidence":0.9387207,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.03842143714427948},{"word":"so","start":644.625,"end":644.865,"confidence":0.9382324,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.17380943894386292},{"word":"yeah","start":644.865,"end":645.185,"confidence":0.99853516,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.23752956092357635},{"word":"dee","start":645.185,"end":645.425,"confidence":0.25610352,"punctuated_word":"Dee","sentiment":"neutral","sentiment_score":0.27314478158950806},{"word":"white","start":645.425,"end":645.585,"confidence":0.56689453,"punctuated_word":"White","sentiment":"neutral","sentiment_score":0.28928256034851074},{"word":"and","start":645.585,"end":645.745,"confidence":0.52441406,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.38054996728897095},{"word":"freshwater","start":645.745,"end":646.145,"confidence":0.9753418,"punctuated_word":"Freshwater","sentiment":"positive","sentiment_score":0.37761062383651733},{"word":"is","start":646.145,"end":646.305,"confidence":0.75341797,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5443446040153503},{"word":"beautiful","start":646.305,"end":646.785,"confidence":0.9343262,"punctuated_word":"beautiful,","sentiment":"positive","sentiment_score":0.426481157541275},{"word":"but","start":646.785,"end":647.025,"confidence":0.9848633,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.06229270622134209},{"word":"yeah","start":647.025,"end":647.265,"confidence":0.99658203,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.02589370682835579},{"word":"it","start":647.265,"end":647.425,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.020788326859474186},{"word":"does","start":647.425,"end":647.665,"confidence":0.9980469,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.05081640183925629},{"word":"cost","start":647.665,"end":647.825,"confidence":0.99902344,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.043517179787158966},{"word":"a","start":647.825,"end":647.90497,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08433786034584045},{"word":"bit","start":647.90497,"end":648.40497,"confidence":0.9995117,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.009267441928386688},{"word":"mhmm","start":650.305,"end":650.805,"confidence":0.991333,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.08119627833366394},{"word":"alright","start":651.825,"end":652.325,"confidence":0.98950195,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.3656952381134033},{"word":"perfect","start":652.46497,"end":652.96497,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6029155254364014},{"word":"now","start":653.265,"end":653.505,"confidence":0.9658203,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2564941346645355},{"word":"the","start":653.505,"end":653.665,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18886743485927585},{"word":"next","start":653.665,"end":653.825,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.18410779535770416},{"word":"thing","start":653.825,"end":654.065,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.22260141372680664},{"word":"i","start":654.065,"end":654.145,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1429990828037262},{"word":"do","start":654.145,"end":654.305,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17485082149505615},{"word":"wanna","start":654.305,"end":654.625,"confidence":0.8959961,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.15525726974010468},{"word":"run","start":654.625,"end":654.785,"confidence":0.99902344,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.1404990404844284},{"word":"over","start":654.785,"end":655.025,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.25634247064590454},{"word":"quickly","start":655.025,"end":655.425,"confidence":0.99902344,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.2751554548740387},{"word":"with","start":655.425,"end":655.665,"confidence":0.99316406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.23728686571121216},{"word":"you","start":655.665,"end":655.825,"confidence":0.97265625,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.21299223601818085},{"word":"it","start":655.825,"end":655.985,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2126842737197876},{"word":"is","start":655.985,"end":656.065,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.22394272685050964},{"word":"just","start":656.065,"end":656.225,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.29727649688720703},{"word":"an","start":656.225,"end":656.46497,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.3090726137161255},{"word":"updated","start":656.46497,"end":656.865,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.2557763159275055},{"word":"risk","start":656.865,"end":657.15,"confidence":0.9716797,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.14742466807365415},{"word":"profile","start":657.31,"end":657.63,"confidence":1.0,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.11143000423908234},{"word":"questionnaire","start":657.63,"end":658.13,"confidence":0.8364258,"punctuated_word":"questionnaire.","sentiment":"neutral","sentiment_score":0.186910480260849},{"word":"all","start":658.91003,"end":659.15,"confidence":0.7211914,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.2548180818557739},{"word":"multiple","start":659.15,"end":659.47003,"confidence":1.0,"punctuated_word":"multiple","sentiment":"neutral","sentiment_score":0.2531011998653412},{"word":"choice","start":659.47003,"end":659.79004,"confidence":0.98828125,"punctuated_word":"choice","sentiment":"neutral","sentiment_score":0.23112353682518005},{"word":"to","start":659.79004,"end":659.87,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3416750729084015},{"word":"make","start":659.87,"end":660.11005,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4441623091697693},{"word":"it","start":660.11005,"end":660.27,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4125481843948364},{"word":"nice","start":660.27,"end":660.51,"confidence":0.9819336,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.5590443015098572},{"word":"and","start":660.51,"end":660.75,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.46471697092056274},{"word":"easy","start":660.75,"end":661.23004,"confidence":0.81811523,"punctuated_word":"easy.","sentiment":"neutral","sentiment_score":0.30192750692367554},{"word":"no","start":661.23004,"end":661.47003,"confidence":1.0,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.07677921652793884},{"word":"right","start":661.47003,"end":661.63,"confidence":0.99902344,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.16515204310417175},{"word":"or","start":661.63,"end":661.87,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12002889811992644},{"word":"wrong","start":661.87,"end":662.27,"confidence":1.0,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.1572462022304535},{"word":"answer","start":662.27,"end":662.77,"confidence":0.845459,"punctuated_word":"answer.","sentiment":"neutral","sentiment_score":-0.10585643351078032},{"word":"and","start":662.99005,"end":663.15,"confidence":0.9838867,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.005696386098861694},{"word":"it's","start":663.15,"end":663.31,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06693816184997559},{"word":"just","start":663.31,"end":663.55005,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.049306660890579224},{"word":"to","start":663.55005,"end":663.63,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04893839359283447},{"word":"see","start":663.63,"end":663.87,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.05389246344566345},{"word":"if","start":663.87,"end":663.95,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05110415071249008},{"word":"we","start":663.95,"end":664.11005,"confidence":0.98291016,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03899241238832474},{"word":"need","start":664.11005,"end":664.27,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05764330178499222},{"word":"to","start":664.27,"end":664.35004,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03404612839221954},{"word":"make","start":664.35004,"end":664.51,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.01279623806476593},{"word":"any","start":664.51,"end":664.83,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.03760407865047455},{"word":"changes","start":664.83,"end":665.33,"confidence":0.9970703,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.007230304181575775},{"word":"to","start":665.47003,"end":665.63,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01351839303970337},{"word":"your","start":665.63,"end":665.95,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.017223753035068512},{"word":"risk","start":665.95,"end":666.35004,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.01609845459461212},{"word":"profile","start":666.35004,"end":666.75,"confidence":1.0,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.02405495196580887},{"word":"in","start":666.75,"end":666.91003,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0024020597338676453},{"word":"your","start":666.91003,"end":667.15,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.020180903375148773},{"word":"super","start":667.15,"end":667.55005,"confidence":0.9328613,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.044305771589279175},{"word":"okay","start":667.55005,"end":668.05005,"confidence":0.9975586,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.02875625155866146},{"word":"now","start":670.59,"end":670.91003,"confidence":0.9194336,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.024786407127976418},{"word":"that","start":670.91003,"end":671.07,"confidence":0.3190918,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025162767618894577},{"word":"yeah","start":675.035,"end":675.435,"confidence":0.9560547,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.0062511153519153595},{"word":"okay","start":675.435,"end":675.935,"confidence":0.93310547,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01742815598845482},{"word":"because","start":675.995,"end":676.475,"confidence":0.9873047,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.006692074239253998},{"word":"at","start":676.475,"end":676.635,"confidence":0.9633789,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02817351743578911},{"word":"the","start":676.635,"end":676.795,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0019711442291736603},{"word":"moment","start":676.795,"end":677.295,"confidence":0.8327637,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.0010610930621623993},{"word":"yeah","start":677.355,"end":677.595,"confidence":0.9926758,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.02573375031352043},{"word":"at","start":677.595,"end":677.755,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.005598761141300201},{"word":"the","start":677.755,"end":677.915,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030517421662807465},{"word":"moment","start":677.915,"end":678.39496,"confidence":0.9416504,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.0228751040995121},{"word":"you","start":678.39496,"end":678.635,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025851361453533173},{"word":"are","start":678.635,"end":678.875,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01873757690191269},{"word":"invested","start":678.875,"end":679.375,"confidence":0.9980469,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.01216212660074234},{"word":"in","start":679.435,"end":679.595,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.026368863880634308},{"word":"a","start":679.595,"end":679.675,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04112667217850685},{"word":"high","start":679.675,"end":679.915,"confidence":0.99609375,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.03687652200460434},{"word":"growth","start":679.915,"end":680.235,"confidence":0.9980469,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.08227016031742096},{"word":"portfolio","start":680.235,"end":680.735,"confidence":0.94750977,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.016881320625543594},{"word":"and","start":682.07495,"end":682.39496,"confidence":0.91015625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05765740945935249},{"word":"are","start":682.39496,"end":682.555,"confidence":0.9863281,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.036873869597911835},{"word":"you","start":682.555,"end":682.71497,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.069673091173172},{"word":"still","start":682.71497,"end":683.115,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.05388764292001724},{"word":"you","start":683.52997,"end":683.69,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.058921657502651215},{"word":"still","start":683.69,"end":683.93,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03906024247407913},{"word":"remember","start":683.93,"end":684.33,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.06309657543897629},{"word":"kind","start":684.33,"end":684.41,"confidence":0.9394531,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06675101816654205},{"word":"of","start":684.41,"end":684.57,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.049882955849170685},{"word":"what","start":684.57,"end":684.65,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04682614654302597},{"word":"it","start":684.65,"end":684.89,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06794560700654984},{"word":"means","start":684.89,"end":685.13,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.010354451835155489},{"word":"to","start":685.13,"end":685.21,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06252805888652802},{"word":"be","start":685.21,"end":685.29,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08700188249349594},{"word":"a","start":685.29,"end":685.37,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09405305981636047},{"word":"high","start":685.37,"end":685.61,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.1049843579530716},{"word":"growth","start":685.61,"end":685.93,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.13742493093013763},{"word":"investor","start":685.93,"end":686.33,"confidence":0.8183594,"punctuated_word":"investor,","sentiment":"neutral","sentiment_score":0.08463843166828156},{"word":"and","start":686.33,"end":686.49,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07673947513103485},{"word":"you're","start":686.49,"end":686.65,"confidence":0.96240234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09031987190246582},{"word":"still","start":686.65,"end":686.89,"confidence":0.99121094,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06644412875175476},{"word":"comfortable","start":686.89,"end":687.37,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.05614805221557617},{"word":"with","start":687.37,"end":687.52997,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0006704032421112061},{"word":"all","start":687.52997,"end":687.69,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.041553057730197906},{"word":"of","start":687.69,"end":687.77,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.022854033857584},{"word":"that","start":687.77,"end":688.27,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.018196694552898407},{"word":"yeah","start":688.33,"end":688.81,"confidence":0.6828613,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029331054538488388},{"word":"okay","start":688.81,"end":689.31,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.02539563924074173},{"word":"and","start":690.49,"end":690.73,"confidence":0.9116211,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.01709780842065811},{"word":"obviously","start":690.73,"end":691.05,"confidence":0.99902344,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.003908280283212662},{"word":"from","start":691.05,"end":691.29,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.0010307729244232178},{"word":"a","start":691.29,"end":691.45,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.00461830198764801},{"word":"time","start":691.45,"end":691.61,"confidence":0.9892578,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.012355074286460876},{"word":"frame","start":691.61,"end":691.93,"confidence":0.99902344,"punctuated_word":"frame","sentiment":"neutral","sentiment_score":0.04258275032043457},{"word":"point","start":691.93,"end":692.08997,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.0030793175101280212},{"word":"of","start":692.08997,"end":692.25,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.007021792232990265},{"word":"view","start":692.25,"end":692.73,"confidence":0.99853516,"punctuated_word":"view,","sentiment":"neutral","sentiment_score":-0.0021186992526054382},{"word":"you","start":692.73,"end":692.89,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02102627605199814},{"word":"do","start":692.89,"end":693.05,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02189631015062332},{"word":"have","start":693.05,"end":693.21,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.013858355581760406},{"word":"plenty","start":693.21,"end":693.52997,"confidence":1.0,"punctuated_word":"plenty","sentiment":"neutral","sentiment_score":-0.03768724948167801},{"word":"of","start":693.52997,"end":693.69,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03082769364118576},{"word":"time","start":693.69,"end":693.93,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.014187268912792206},{"word":"until","start":693.93,"end":694.33,"confidence":0.94921875,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.025069288909435272},{"word":"retirement","start":694.33,"end":694.83,"confidence":0.98168945,"punctuated_word":"retirement.","sentiment":"neutral","sentiment_score":-0.012524913996458054},{"word":"and","start":696.185,"end":696.425,"confidence":0.97802734,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08212697505950928},{"word":"in","start":696.425,"end":696.66504,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08468583971261978},{"word":"a","start":696.66504,"end":696.905,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11505086719989777},{"word":"high","start":696.905,"end":697.065,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.1426137387752533},{"word":"growth","start":697.065,"end":697.385,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.1923913806676865},{"word":"portfolio","start":697.385,"end":697.885,"confidence":0.99853516,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.06308954954147339},{"word":"typically","start":698.025,"end":698.525,"confidence":0.98657227,"punctuated_word":"typically,","sentiment":"neutral","sentiment_score":0.08911193907260895},{"word":"we","start":698.66504,"end":699.145,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11288575083017348},{"word":"want","start":699.145,"end":699.545,"confidence":0.9951172,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0995563194155693},{"word":"to","start":699.545,"end":699.705,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08287444710731506},{"word":"see","start":699.705,"end":700.205,"confidence":0.984375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.0912606343626976},{"word":"a","start":700.745,"end":700.905,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0862521082162857},{"word":"minimum","start":700.905,"end":701.385,"confidence":1.0,"punctuated_word":"minimum","sentiment":"neutral","sentiment_score":0.051267802715301514},{"word":"of","start":701.385,"end":701.545,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07360301911830902},{"word":"eight","start":701.545,"end":701.78503,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.05644745379686355},{"word":"years","start":701.78503,"end":702.025,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.04252620041370392},{"word":"in","start":702.025,"end":702.265,"confidence":0.9741211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04573659226298332},{"word":"re","start":702.265,"end":702.505,"confidence":0.58203125,"punctuated_word":"re","sentiment":"neutral","sentiment_score":0.0734025239944458},{"word":"until","start":702.745,"end":703.145,"confidence":0.9921875,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.023714087903499603},{"word":"retirement","start":703.145,"end":703.645,"confidence":0.8544922,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.05772869661450386},{"word":"just","start":703.705,"end":703.945,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10957897454500198},{"word":"making","start":703.945,"end":704.185,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.09953076392412186},{"word":"sure","start":704.185,"end":704.425,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.11083447188138962},{"word":"you","start":704.425,"end":704.585,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15040557086467743},{"word":"have","start":704.585,"end":704.745,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0965321958065033},{"word":"enough","start":704.745,"end":705.065,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.11278888583183289},{"word":"time","start":705.065,"end":705.305,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.12254538387060164},{"word":"in","start":705.305,"end":705.465,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09689773619174956},{"word":"the","start":705.465,"end":705.545,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12326958030462264},{"word":"market","start":705.545,"end":706.045,"confidence":0.9909668,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":0.13562354445457458},{"word":"which","start":706.185,"end":706.425,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.23600541055202484},{"word":"you","start":706.425,"end":706.585,"confidence":0.95166016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2265459895133972},{"word":"certainly","start":706.585,"end":707.065,"confidence":0.9980469,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":0.28351667523384094},{"word":"do","start":707.065,"end":707.565,"confidence":1.0,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.1342092603445053},{"word":"so","start":708.06,"end":708.22003,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1241745725274086},{"word":"if","start":708.22003,"end":708.38,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13294121623039246},{"word":"you're","start":708.38,"end":708.62,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.11922235786914824},{"word":"comfortable","start":708.62,"end":709.02,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.10102123022079468},{"word":"with","start":709.02,"end":709.18,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11599533259868622},{"word":"that","start":709.18,"end":709.42004,"confidence":0.9995117,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.10061278194189072},{"word":"we'll","start":709.42004,"end":709.66003,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.11600689589977264},{"word":"leave","start":709.66003,"end":709.82,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.04988913983106613},{"word":"it","start":709.82,"end":710.06,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.022465050220489505},{"word":"in","start":710.06,"end":710.46,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0030725300312042236},{"word":"high","start":710.46,"end":710.78,"confidence":0.9941406,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.13869395852088928},{"word":"growth","start":710.78,"end":711.28,"confidence":0.9975586,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":-0.00800579134374857},{"word":"otherwise","start":712.22003,"end":712.7,"confidence":0.8413086,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.017564602196216583},{"word":"is","start":712.7,"end":712.86005,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0018099211156368256},{"word":"your","start":712.86005,"end":713.18,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.025517228990793228},{"word":"plan","start":713.18,"end":713.58,"confidence":0.9863281,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.0411563478410244},{"word":"to","start":713.58,"end":713.82,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04361933469772339},{"word":"kind","start":713.82,"end":713.98004,"confidence":0.9873047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.036836978048086166},{"word":"of","start":713.98004,"end":714.14,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0483325831592083},{"word":"access","start":714.14,"end":714.62,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.03928587585687637},{"word":"super","start":714.62,"end":715.02,"confidence":0.86328125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09153379499912262},{"word":"at","start":715.02,"end":715.34,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03105461224913597},{"word":"65","start":715.34,"end":716.22003,"confidence":0.99902344,"punctuated_word":"65","sentiment":"neutral","sentiment_score":0.06607866287231445},{"word":"still","start":716.22003,"end":716.7,"confidence":0.89624023,"punctuated_word":"still,","sentiment":"neutral","sentiment_score":0.02904120460152626},{"word":"or","start":716.7,"end":716.94,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02335335873067379},{"word":"do","start":716.94,"end":717.10004,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0041943565011024475},{"word":"you","start":717.10004,"end":717.18,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034796200692653656},{"word":"think","start":717.18,"end":717.42004,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.024553019553422928},{"word":"you'd","start":717.42004,"end":717.66003,"confidence":0.9995117,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.05948590487241745},{"word":"wanna","start":717.66003,"end":717.98004,"confidence":0.99121094,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.08735509216785431},{"word":"retire","start":717.98004,"end":718.38,"confidence":1.0,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.049374233931303024},{"word":"at","start":718.38,"end":718.62,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.028422541916370392},{"word":"60","start":718.62,"end":718.94,"confidence":0.99902344,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.10033699870109558},{"word":"when","start":718.94,"end":719.18,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05080828070640564},{"word":"you","start":719.18,"end":719.26,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06076658517122269},{"word":"can","start":719.26,"end":719.5,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.061793677508831024},{"word":"access","start":719.5,"end":719.74,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.053352437913417816},{"word":"your","start":719.74,"end":720.06,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06749410927295685},{"word":"super","start":720.06,"end":720.46,"confidence":0.77001953,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.074226513504982},{"word":"or","start":720.46,"end":720.7,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04974322021007538},{"word":"what","start":720.7,"end":720.86005,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04096097871661186},{"word":"do","start":720.86005,"end":721.02,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03600402921438217},{"word":"you","start":721.02,"end":721.10004,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05014440417289734},{"word":"think","start":721.10004,"end":721.34,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.045856259763240814},{"word":"your","start":721.34,"end":721.5,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04240407422184944},{"word":"plan","start":721.5,"end":722.0,"confidence":1.0,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.018725275993347168},{"word":"might","start":722.38,"end":722.7,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.04888545721769333},{"word":"be","start":722.7,"end":723.2,"confidence":0.99609375,"punctuated_word":"be?","sentiment":"neutral","sentiment_score":0.021059058606624603},{"word":"yep","start":732.38495,"end":732.88495,"confidence":0.85913086,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0004545177216641605},{"word":"yep","start":734.46497,"end":734.96497,"confidence":0.98583984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.033617064356803894},{"word":"so","start":735.6,"end":735.83997,"confidence":0.97509766,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.022968381643295288},{"word":"ideally","start":735.83997,"end":736.33997,"confidence":0.58935547,"punctuated_word":"ideally,","sentiment":"neutral","sentiment_score":0.05171138793230057},{"word":"60","start":736.48,"end":736.88,"confidence":0.71313477,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.06977660208940506},{"word":"but","start":736.88,"end":737.12,"confidence":0.9902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.020697016268968586},{"word":"if","start":737.12,"end":737.27997,"confidence":0.97802734,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.011619705706834791},{"word":"not","start":737.27997,"end":737.77997,"confidence":0.9812012,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.004610998556017876},{"word":"we'll","start":737.83997,"end":738.33997,"confidence":0.98217773,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.0032683461904525757},{"word":"yeah","start":739.2,"end":739.51996,"confidence":0.8063965,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04795505106449127},{"word":"okay","start":739.51996,"end":739.76,"confidence":0.90625,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04984574764966965},{"word":"and","start":739.76,"end":739.92,"confidence":0.97509766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02685955911874771},{"word":"do","start":739.92,"end":740.07996,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.001148562878370285},{"word":"you","start":740.07996,"end":740.16,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016177594661712646},{"word":"think","start":740.16,"end":740.39996,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.002777412533760071},{"word":"about","start":740.39996,"end":740.64,"confidence":0.97802734,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.006480403244495392},{"word":"a","start":740.64,"end":740.8,"confidence":0.78271484,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06049100309610367},{"word":"thousand","start":740.8,"end":741.3,"confidence":0.4182129,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.08324921876192093},{"word":"yeah","start":745.36,"end":745.68,"confidence":0.7219238,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.012461534701287746},{"word":"maybe","start":745.68,"end":746.0,"confidence":0.75341797,"punctuated_word":"Maybe","sentiment":"neutral","sentiment_score":-0.02257440611720085},{"word":"just","start":746.0,"end":746.24,"confidence":0.82666016,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":-0.022295430302619938},{"word":"like","start":746.24,"end":746.39996,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.02265947312116623},{"word":"reduce","start":746.39996,"end":746.88,"confidence":0.84228516,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":-0.02265816740691662},{"word":"hours","start":746.88,"end":747.27997,"confidence":0.99609375,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.04149610549211502},{"word":"or","start":747.27997,"end":747.44,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.015275035053491592},{"word":"something","start":747.44,"end":747.94,"confidence":0.78271484,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.022191742435097694},{"word":"yeah","start":748.285,"end":748.785,"confidence":0.9309082,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1798262894153595},{"word":"and","start":749.885,"end":750.385,"confidence":0.99316406,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3611809611320496},{"word":"a","start":751.245,"end":751.325,"confidence":0.8183594,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4536586999893189},{"word":"thousand","start":751.325,"end":751.805,"confidence":0.9980469,"punctuated_word":"thousand","sentiment":"positive","sentiment_score":0.4435783326625824},{"word":"dollars","start":751.805,"end":752.125,"confidence":1.0,"punctuated_word":"dollars","sentiment":"positive","sentiment_score":0.4260925352573395},{"word":"per","start":752.125,"end":752.285,"confidence":1.0,"punctuated_word":"per","sentiment":"positive","sentiment_score":0.506239116191864},{"word":"week","start":752.285,"end":752.605,"confidence":1.0,"punctuated_word":"week","sentiment":"positive","sentiment_score":0.5391682982444763},{"word":"i","start":752.605,"end":752.685,"confidence":0.88964844,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6265749335289001},{"word":"have","start":752.685,"end":753.005,"confidence":0.9741211,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.6127065420150757},{"word":"here","start":753.005,"end":753.245,"confidence":0.9980469,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.5976223349571228},{"word":"is","start":753.245,"end":753.405,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4707710146903992},{"word":"an","start":753.405,"end":753.645,"confidence":0.99902344,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.4980773627758026},{"word":"ideal","start":753.645,"end":754.125,"confidence":0.9589844,"punctuated_word":"ideal","sentiment":"positive","sentiment_score":0.5355234146118164},{"word":"income","start":754.125,"end":754.525,"confidence":1.0,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.5511172413825989},{"word":"for","start":754.525,"end":754.765,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5532695651054382},{"word":"you","start":754.765,"end":755.265,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5935887098312378},{"word":"during","start":755.485,"end":755.885,"confidence":0.99902344,"punctuated_word":"during","sentiment":"positive","sentiment_score":0.6768361330032349},{"word":"retirement","start":755.885,"end":756.385,"confidence":0.98291016,"punctuated_word":"retirement.","sentiment":"positive","sentiment_score":0.574022114276886},{"word":"do","start":757.005,"end":757.245,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.24949145317077637},{"word":"you","start":757.245,"end":757.325,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3041471242904663},{"word":"think","start":757.325,"end":757.645,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.30661696195602417},{"word":"that","start":757.645,"end":757.965,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.417117178440094},{"word":"is","start":757.965,"end":758.365,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.30864185094833374},{"word":"still","start":758.365,"end":758.865,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.3256572484970093},{"word":"achievable","start":759.805,"end":760.305,"confidence":0.9182129,"punctuated_word":"achievable,","sentiment":"neutral","sentiment_score":0.2439156472682953},{"word":"or","start":760.365,"end":760.525,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07666367292404175},{"word":"do","start":760.525,"end":760.605,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.037988461554050446},{"word":"you","start":760.605,"end":760.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10903240740299223},{"word":"think","start":760.685,"end":760.845,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.08687270432710648},{"word":"you","start":760.845,"end":761.005,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.130324587225914},{"word":"would","start":761.005,"end":761.165,"confidence":0.98291016,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.054336003959178925},{"word":"need","start":761.165,"end":761.405,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.062478601932525635},{"word":"a","start":761.405,"end":761.485,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08077575266361237},{"word":"bit","start":761.485,"end":761.725,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07869824022054672},{"word":"more","start":761.725,"end":761.885,"confidence":0.876709,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":0.09035451710224152},{"word":"obviously","start":761.885,"end":762.285,"confidence":0.9970703,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.13259246945381165},{"word":"with","start":762.285,"end":762.445,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.13996519148349762},{"word":"rising","start":762.445,"end":762.845,"confidence":0.984375,"punctuated_word":"rising","sentiment":"neutral","sentiment_score":0.10476836562156676},{"word":"prices","start":762.845,"end":763.165,"confidence":0.9980469,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":0.09152847528457642},{"word":"and","start":763.165,"end":763.325,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14262574911117554},{"word":"everything","start":763.325,"end":763.725,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.0908052697777748},{"word":"like","start":763.725,"end":763.98,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04924018681049347},{"word":"that","start":763.98,"end":764.45996,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16341322660446167},{"word":"through","start":764.45996,"end":764.95996,"confidence":0.5307617,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.038246989250183105},{"word":"yes","start":766.13995,"end":766.63995,"confidence":0.98706055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07507806271314621},{"word":"do","start":772.62,"end":772.77997,"confidence":0.7963867,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.008263450115919113},{"word":"you","start":772.77997,"end":772.86,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011887818574905396},{"word":"want","start":772.86,"end":773.1,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.02531483769416809},{"word":"me","start":773.1,"end":773.18,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.001841992139816284},{"word":"to","start":773.18,"end":773.26,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00009197741746902466},{"word":"change","start":773.26,"end":773.5,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.027361400425434113},{"word":"it","start":773.5,"end":773.66,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.025845151394605637},{"word":"to","start":773.66,"end":773.82,"confidence":0.98950195,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.003344358876347542},{"word":"like","start":773.82,"end":773.98,"confidence":1.0,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.011678952723741531},{"word":"two","start":773.98,"end":774.22,"confidence":0.9194336,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.03238422051072121},{"word":"thousand","start":774.22,"end":774.62,"confidence":1.0,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.025575142353773117},{"word":"or","start":774.62,"end":774.77997,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.008707944303750992},{"word":"something","start":774.77997,"end":775.27997,"confidence":0.9995117,"punctuated_word":"something?","sentiment":"neutral","sentiment_score":-0.03310207277536392},{"word":"yeah","start":777.275,"end":777.775,"confidence":0.86694336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01284850388765335},{"word":"and","start":777.995,"end":778.235,"confidence":0.9350586,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.016012974083423615},{"word":"this","start":778.235,"end":778.395,"confidence":0.92822266,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03292412310838699},{"word":"is","start":778.395,"end":778.555,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0171361081302166},{"word":"just","start":778.555,"end":778.795,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.00385718047618866},{"word":"for","start":778.795,"end":778.955,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.052506133913993835},{"word":"you","start":778.955,"end":779.195,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.026520267128944397},{"word":"as","start":779.195,"end":779.355,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.008927669376134872},{"word":"well","start":779.355,"end":779.855,"confidence":0.8144531,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.001914581283926964},{"word":"if","start":785.035,"end":785.275,"confidence":0.72314453,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.03174702823162079},{"word":"you","start":785.275,"end":785.435,"confidence":0.97265625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05363590270280838},{"word":"think","start":785.435,"end":785.595,"confidence":0.82666016,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.025488220155239105},{"word":"yeah","start":787.355,"end":787.855,"confidence":0.91845703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.01937278173863888},{"word":"and","start":787.915,"end":788.235,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.017970416694879532},{"word":"if","start":788.235,"end":788.475,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0258816946297884},{"word":"you","start":788.475,"end":788.555,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023709800094366074},{"word":"think","start":788.555,"end":788.875,"confidence":0.9838867,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.020064394921064377},{"word":"in","start":788.875,"end":789.035,"confidence":0.9897461,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.0136784128844738},{"word":"like","start":789.035,"end":789.275,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02794256247580051},{"word":"today's","start":789.275,"end":789.775,"confidence":0.9802246,"punctuated_word":"today's","sentiment":"neutral","sentiment_score":0.059593528509140015},{"word":"today's","start":791.19,"end":791.69,"confidence":1.0,"punctuated_word":"today's","sentiment":"neutral","sentiment_score":0.06135602295398712},{"word":"dollar","start":791.82996,"end":792.14996,"confidence":0.90527344,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.03967489302158356},{"word":"value","start":792.14996,"end":792.64996,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.0010555759072303772},{"word":"mhmm","start":793.02997,"end":793.52997,"confidence":0.99279785,"punctuated_word":"mhmm.","sentiment":"neutral","sentiment_score":-0.00924472976475954},{"word":"yeah","start":797.11,"end":797.61,"confidence":0.74853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.016115590929985046},{"word":"and","start":798.07,"end":798.23,"confidence":0.9326172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.003465358167886734},{"word":"that's","start":798.23,"end":798.47,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.001411552308127284},{"word":"honestly","start":798.47,"end":798.87,"confidence":0.9394531,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":-0.008692890405654907},{"word":"what","start":798.87,"end":799.02997,"confidence":0.5551758,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.005869999527931213},{"word":"most","start":799.02997,"end":799.26996,"confidence":0.99902344,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.03687120974063873},{"word":"people","start":799.26996,"end":799.51,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.04547565430402756},{"word":"it","start":799.75,"end":799.91,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.021927542984485623},{"word":"it","start":799.91,"end":799.99,"confidence":0.9790039,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.007692858576774597},{"word":"tends","start":799.99,"end":800.23,"confidence":0.9526367,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":0.009385138750076294},{"word":"to","start":800.23,"end":800.38995,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007410556077957153},{"word":"fluctuate","start":800.38995,"end":800.87,"confidence":0.99609375,"punctuated_word":"fluctuate","sentiment":"neutral","sentiment_score":0.008085407316684723},{"word":"between","start":800.87,"end":801.26996,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.014417245984077454},{"word":"a","start":801.26996,"end":801.43,"confidence":0.9453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0003046169877052307},{"word":"thousand","start":801.43,"end":801.93,"confidence":0.9941406,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.03283469378948212},{"word":"and","start":802.23,"end":802.55,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.009048409759998322},{"word":"2","start":802.55,"end":802.87,"confidence":0.7023926,"punctuated_word":"2,","sentiment":"neutral","sentiment_score":-0.0008253008127212524},{"word":"even","start":802.87,"end":803.19,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.022863417863845825},{"word":"up","start":803.19,"end":803.35,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.020881686359643936},{"word":"to","start":803.35,"end":803.51,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0017312243580818176},{"word":"$2.05","start":803.51,"end":804.32996,"confidence":0.9055176,"punctuated_word":"$2.05,","sentiment":"neutral","sentiment_score":0.006037586368620396},{"word":"depending","start":804.80505,"end":805.30505,"confidence":1.0,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.0006458573043346405},{"word":"on","start":805.36505,"end":805.84503,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.02613356336951256},{"word":"how","start":805.84503,"end":806.24506,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.015314765274524689},{"word":"extravagant","start":806.24506,"end":806.72504,"confidence":0.99902344,"punctuated_word":"extravagant","sentiment":"neutral","sentiment_score":0.014569327235221865},{"word":"you","start":806.72504,"end":806.885,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.015442371368408205},{"word":"obviously","start":806.885,"end":807.125,"confidence":0.85058594,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.007347047328948975},{"word":"want","start":807.125,"end":807.36505,"confidence":0.9970703,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.02908247709274292},{"word":"your","start":807.36505,"end":807.525,"confidence":0.9448242,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02315788716077805},{"word":"retirement","start":807.525,"end":807.92505,"confidence":0.92993164,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":-0.02048230543732643},{"word":"but","start":807.92505,"end":808.085,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03111625462770462},{"word":"also","start":808.085,"end":808.405,"confidence":0.86865234,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.038623422384262085},{"word":"how","start":808.405,"end":808.565,"confidence":0.98535156,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.036496855318546295},{"word":"much","start":808.565,"end":808.885,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.08206811547279358},{"word":"debt","start":808.885,"end":809.04504,"confidence":0.9873047,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.0769786685705185},{"word":"and","start":809.04504,"end":809.205,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08900520950555801},{"word":"assets","start":809.205,"end":809.68506,"confidence":0.99316406,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.07793335616588593},{"word":"you","start":809.68506,"end":809.765,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04300496727228165},{"word":"have","start":809.765,"end":810.265,"confidence":0.9995117,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":-0.0310562364757061},{"word":"obviously","start":810.80505,"end":811.125,"confidence":0.99316406,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.032860904932022095},{"word":"if","start":811.125,"end":811.28503,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.048262108117341995},{"word":"you","start":811.28503,"end":811.36505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04033097624778747},{"word":"guys","start":811.36505,"end":811.60504,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.05164066702127457},{"word":"are","start":811.60504,"end":811.765,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04014281928539276},{"word":"planning","start":811.765,"end":812.16504,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.09388155490159988},{"word":"on","start":812.16504,"end":812.48505,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08245201408863068},{"word":"building","start":812.48505,"end":812.80505,"confidence":0.97314453,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.09003114700317383},{"word":"out","start":812.80505,"end":812.965,"confidence":0.9404297,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07310616970062256},{"word":"your","start":812.965,"end":813.205,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05777774751186371},{"word":"investment","start":813.205,"end":813.68506,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.04752416908740997},{"word":"property","start":813.68506,"end":814.16504,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.07289692759513855},{"word":"portfolio","start":814.16504,"end":814.66504,"confidence":0.99853516,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.0573994442820549},{"word":"you","start":815.205,"end":815.445,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08062160015106201},{"word":"probably","start":815.445,"end":815.84503,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.09566117823123932},{"word":"will","start":815.84503,"end":816.005,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07393842190504074},{"word":"have","start":816.005,"end":816.24506,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08062515407800674},{"word":"quite","start":816.24506,"end":816.405,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.07088583707809448},{"word":"a","start":816.405,"end":816.48505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07462191581726074},{"word":"few","start":816.48505,"end":816.72504,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.08814103156328201},{"word":"assets","start":816.72504,"end":817.04504,"confidence":1.0,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.06594201922416687},{"word":"that","start":817.04504,"end":817.28503,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07234086096286774},{"word":"are","start":817.28503,"end":817.36505,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08284004032611847},{"word":"kind","start":817.36505,"end":817.60504,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06766225397586823},{"word":"of","start":817.60504,"end":817.86,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.062234066426754},{"word":"self","start":818.42,"end":818.82,"confidence":0.99902344,"punctuated_word":"self","sentiment":"neutral","sentiment_score":0.09176237881183624},{"word":"funding","start":818.82,"end":819.22,"confidence":0.9980469,"punctuated_word":"funding","sentiment":"neutral","sentiment_score":0.08717583119869232},{"word":"itself","start":819.22,"end":819.72,"confidence":0.97680664,"punctuated_word":"itself.","sentiment":"neutral","sentiment_score":0.026014728471636772},{"word":"so","start":820.26,"end":820.5,"confidence":0.91015625,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.517830491065979},{"word":"the","start":820.5,"end":820.57996,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5888221859931946},{"word":"way","start":820.57996,"end":820.82,"confidence":1.0,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.6040980219841003},{"word":"you","start":820.82,"end":820.89996,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.635664165019989},{"word":"guys","start":820.89996,"end":821.22,"confidence":1.0,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.6439476013183594},{"word":"are","start":821.22,"end":821.38,"confidence":1.0,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.6004357933998108},{"word":"going","start":821.38,"end":821.77997,"confidence":0.96972656,"punctuated_word":"going,","sentiment":"positive","sentiment_score":0.7051366567611694},{"word":"you're","start":821.77997,"end":822.01996,"confidence":0.9355469,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.7168054580688477},{"word":"on","start":822.01996,"end":822.26,"confidence":0.54052734,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.7113246917724609},{"word":"a","start":822.26,"end":822.33997,"confidence":0.9326172,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.715941309928894},{"word":"good","start":822.33997,"end":822.57996,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.7469161748886108},{"word":"direction","start":822.57996,"end":823.07996,"confidence":1.0,"punctuated_word":"direction","sentiment":"positive","sentiment_score":0.7351487874984741},{"word":"for","start":823.45996,"end":823.7,"confidence":0.59277344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7301768064498901},{"word":"that","start":823.7,"end":824.01996,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7656254768371582},{"word":"anyway","start":824.01996,"end":824.33997,"confidence":0.7416992,"punctuated_word":"anyway,","sentiment":"positive","sentiment_score":0.6379178762435913},{"word":"and","start":824.33997,"end":824.5,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.505734384059906},{"word":"then","start":824.5,"end":824.66,"confidence":1.0,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.49451684951782227},{"word":"if","start":824.66,"end":824.82,"confidence":0.99902344,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4572871029376984},{"word":"you","start":824.82,"end":824.89996,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4931337535381317},{"word":"have","start":824.89996,"end":825.14,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.49332737922668457},{"word":"more","start":825.14,"end":825.38,"confidence":0.9980469,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4006272256374359},{"word":"income","start":825.38,"end":825.7,"confidence":1.0,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.45627138018608093},{"word":"coming","start":825.7,"end":826.01996,"confidence":1.0,"punctuated_word":"coming","sentiment":"positive","sentiment_score":0.4767402410507202},{"word":"from","start":826.01996,"end":826.18,"confidence":1.0,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.47624459862709045},{"word":"that","start":826.18,"end":826.42,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5023277401924133},{"word":"as","start":826.42,"end":826.57996,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4144473373889923},{"word":"well","start":826.57996,"end":827.07996,"confidence":1.0,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.3712581396102905},{"word":"yep","start":828.42,"end":828.74,"confidence":0.8684082,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.5903042554855347},{"word":"perfect","start":828.74,"end":829.24,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.7259244918823242},{"word":"now","start":830.01996,"end":830.26,"confidence":0.97998047,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.4990533590316773},{"word":"i","start":830.26,"end":830.42,"confidence":0.9970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.42754021286964417},{"word":"have","start":830.42,"end":830.57996,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.42101526260375977},{"word":"just","start":830.57996,"end":830.74,"confidence":0.71484375,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.45367878675460815},{"word":"sent","start":830.74,"end":830.98,"confidence":0.875,"punctuated_word":"sent","sentiment":"positive","sentiment_score":0.3978768289089203},{"word":"you","start":830.98,"end":831.06,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4452703893184662},{"word":"an","start":831.06,"end":831.3,"confidence":1.0,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.3386441767215729},{"word":"email","start":831.3,"end":831.7,"confidence":1.0,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.3639795184135437},{"word":"as","start":831.7,"end":831.86,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.32234394550323486},{"word":"well","start":831.86,"end":832.01996,"confidence":0.9980469,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.3013787269592285},{"word":"you","start":832.01996,"end":832.18,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.22897925972938535},{"word":"don't","start":832.18,"end":832.33997,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.22252212464809415},{"word":"have","start":832.33997,"end":832.5,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15656521916389465},{"word":"to","start":832.5,"end":832.57996,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1400617957115173},{"word":"access","start":832.57996,"end":832.98,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.1067642942070961},{"word":"it","start":832.98,"end":833.06,"confidence":0.9633789,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24342992901802063},{"word":"now","start":833.06,"end":833.22,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.23145465552806857},{"word":"if","start":833.22,"end":833.38,"confidence":0.9589844,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.22327017784118652},{"word":"you're","start":833.38,"end":833.62,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2023734748363495},{"word":"a","start":833.62,"end":833.7,"confidence":0.89501953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1988283097743988},{"word":"bit","start":833.7,"end":833.835,"confidence":0.9160156,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.13671225309371948},{"word":"busy","start":833.91504,"end":834.315,"confidence":0.98291016,"punctuated_word":"busy,","sentiment":"neutral","sentiment_score":0.2232259213924408},{"word":"but","start":834.315,"end":834.715,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.227397158741951},{"word":"have","start":834.715,"end":834.835,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2320750653743744},{"word":"a","start":834.835,"end":834.955,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3217170238494873},{"word":"look","start":834.955,"end":835.195,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.24726752936840057},{"word":"through","start":835.195,"end":835.35504,"confidence":0.9560547,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.30867716670036316},{"word":"it","start":835.35504,"end":835.515,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.36233556270599365},{"word":"later","start":835.515,"end":836.015,"confidence":0.99902344,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":0.2411540448665619},{"word":"if","start":836.555,"end":836.635,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.13149617612361908},{"word":"you","start":836.635,"end":836.79504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12354327738285063},{"word":"have","start":836.79504,"end":836.955,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12254002690315248},{"word":"any","start":836.955,"end":837.195,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.13010884821414948},{"word":"questions","start":837.195,"end":837.695,"confidence":0.99658203,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.11932994425296783},{"word":"let","start":838.395,"end":838.47504,"confidence":0.7133789,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.15573090314865112},{"word":"me","start":838.47504,"end":838.715,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.15899823606014252},{"word":"know","start":838.715,"end":839.215,"confidence":1.0,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.1987344026565552},{"word":"it","start":839.35504,"end":839.515,"confidence":0.99902344,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.3480492830276489},{"word":"is","start":839.515,"end":839.755,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3617449104785919},{"word":"pretty","start":839.755,"end":840.155,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.3856860995292664},{"word":"straightforward","start":840.155,"end":840.655,"confidence":0.9345703,"punctuated_word":"straightforward,","sentiment":"positive","sentiment_score":0.3375823497772217},{"word":"though","start":840.715,"end":841.215,"confidence":0.99609375,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":0.3080136775970459},{"word":"in","start":841.515,"end":841.755,"confidence":0.9394531,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.24081887304782867},{"word":"the","start":841.755,"end":841.995,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23793207108974457},{"word":"email","start":841.995,"end":842.495,"confidence":0.99658203,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.1983046680688858},{"word":"i","start":842.635,"end":842.79504,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24957886338233948},{"word":"have","start":842.79504,"end":843.11505,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2580769658088684},{"word":"included","start":843.11505,"end":843.61505,"confidence":1.0,"punctuated_word":"included","sentiment":"neutral","sentiment_score":0.2738160192966461},{"word":"one","start":844.395,"end":844.635,"confidence":0.65966797,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.19587130844593048},{"word":"is","start":844.635,"end":844.875,"confidence":0.63427734,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.24463887512683868},{"word":"a","start":844.875,"end":845.03503,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2534637451171875},{"word":"vanguard","start":845.03503,"end":845.53503,"confidence":0.9428711,"punctuated_word":"Vanguard","sentiment":"neutral","sentiment_score":0.11258509755134584},{"word":"index","start":845.59503,"end":846.075,"confidence":0.97802734,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.11459217965602876},{"word":"chart","start":846.075,"end":846.47504,"confidence":0.9667969,"punctuated_word":"chart.","sentiment":"neutral","sentiment_score":0.1837187260389328},{"word":"you","start":846.47504,"end":846.555,"confidence":0.51708984,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.20625412464141848},{"word":"may","start":846.555,"end":846.635,"confidence":0.4909668,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.1152333840727806},{"word":"have","start":846.635,"end":846.79504,"confidence":0.73779297,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14524821937084198},{"word":"probably","start":846.79504,"end":847.195,"confidence":0.99609375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.12528198957443237},{"word":"seen","start":847.195,"end":847.35504,"confidence":0.9970703,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.10586531460285188},{"word":"this","start":847.35504,"end":847.515,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.17069780826568604},{"word":"one","start":847.515,"end":847.755,"confidence":0.8828125,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.20391790568828583},{"word":"before","start":847.755,"end":848.155,"confidence":0.99560547,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":0.13708293437957764},{"word":"but","start":848.155,"end":848.315,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2226848304271698},{"word":"it","start":848.315,"end":848.47504,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.33116644620895386},{"word":"is","start":848.47504,"end":848.555,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2969632148742676},{"word":"just","start":848.555,"end":848.79504,"confidence":0.99609375,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3625396490097046},{"word":"a","start":848.79504,"end":848.955,"confidence":0.99121094,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3492831587791443},{"word":"good","start":848.955,"end":849.195,"confidence":0.9941406,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4239944517612457},{"word":"visual","start":849.195,"end":849.695,"confidence":0.98535156,"punctuated_word":"visual","sentiment":"neutral","sentiment_score":0.32034412026405334},{"word":"representation","start":849.95996,"end":850.45996,"confidence":0.96777344,"punctuated_word":"representation","sentiment":"neutral","sentiment_score":0.29085880517959595},{"word":"of","start":850.6,"end":850.75995,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3290386497974396},{"word":"what","start":850.75995,"end":850.92,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.3322272300720215},{"word":"we","start":850.92,"end":851.07996,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2925509512424469},{"word":"are","start":851.07996,"end":851.24,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.28009164333343506},{"word":"talking","start":851.24,"end":851.56,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.21390165388584137},{"word":"about","start":851.56,"end":851.87994,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.18981963396072388},{"word":"when","start":851.87994,"end":852.12,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1839849054813385},{"word":"we're","start":852.12,"end":852.36,"confidence":0.9970703,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.17914989590644836},{"word":"talking","start":852.36,"end":852.68,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.11869296431541444},{"word":"about","start":852.68,"end":852.92,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.14694851636886597},{"word":"the","start":852.92,"end":853.07996,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17799468338489532},{"word":"market","start":853.07996,"end":853.57996,"confidence":0.9716797,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.1688222587108612},{"word":"and","start":854.6,"end":854.83997,"confidence":0.65966797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.17352436482906342},{"word":"it","start":854.83997,"end":855.0,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18411116302013397},{"word":"basically","start":855.0,"end":855.48,"confidence":0.9892578,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.1301700323820114},{"word":"tells","start":855.48,"end":855.87994,"confidence":1.0,"punctuated_word":"tells","sentiment":"neutral","sentiment_score":0.1335616111755371},{"word":"you","start":855.87994,"end":856.19995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15360672771930697},{"word":"that","start":856.19995,"end":856.69995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12698806822299957},{"word":"over","start":856.75995,"end":857.07996,"confidence":0.95947266,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1166631430387497},{"word":"the","start":857.07996,"end":857.16,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11425274610519408},{"word":"long","start":857.16,"end":857.31995,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.1097954288125038},{"word":"term","start":857.31995,"end":857.72,"confidence":0.9506836,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.10919032990932465},{"word":"market","start":857.72,"end":858.12,"confidence":0.64941406,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.09586597234010696},{"word":"always","start":858.12,"end":858.43994,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.0893574059009552},{"word":"goes","start":858.43994,"end":858.68,"confidence":0.9980469,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.07673576474189758},{"word":"up","start":858.68,"end":859.0,"confidence":0.83251953,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.06959781050682068},{"word":"the","start":859.0,"end":859.24,"confidence":0.64160156,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.033250704407691956},{"word":"short","start":859.24,"end":859.48,"confidence":1.0,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.01096489280462265},{"word":"term","start":859.48,"end":859.72,"confidence":0.9675293,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.02354389801621437},{"word":"there","start":859.72,"end":859.95996,"confidence":0.94970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06539878994226456},{"word":"will","start":859.95996,"end":860.12,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.04835318773984909},{"word":"be","start":860.12,"end":860.36,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05593327432870865},{"word":"some","start":860.36,"end":860.51996,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.04761486500501633},{"word":"ups","start":860.51996,"end":860.75995,"confidence":1.0,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.011145580559968948},{"word":"and","start":860.75995,"end":860.92,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.016458556056022644},{"word":"downs","start":860.92,"end":861.24,"confidence":0.9980469,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":0.0004289783537387848},{"word":"and","start":861.24,"end":861.39996,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.002844281494617462},{"word":"market","start":861.39996,"end":861.8,"confidence":0.99609375,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.05223442614078522},{"word":"fluctuations","start":861.8,"end":862.3,"confidence":0.83374023,"punctuated_word":"fluctuations.","sentiment":"neutral","sentiment_score":0.02180016413331032},{"word":"now","start":864.855,"end":865.015,"confidence":0.9951172,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.10688300430774687},{"word":"you","start":865.015,"end":865.255,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11926870048046112},{"word":"will","start":865.255,"end":865.495,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1241043359041214},{"word":"also","start":865.495,"end":865.815,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.09066727757453918},{"word":"have","start":865.815,"end":866.135,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10334215313196182},{"word":"through","start":866.135,"end":866.635,"confidence":0.76123047,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.04876153543591499},{"word":"documents","start":866.695,"end":867.195,"confidence":0.7207031,"punctuated_word":"documents.","sentiment":"neutral","sentiment_score":0.05785337835550308},{"word":"these","start":868.055,"end":868.295,"confidence":0.7324219,"punctuated_word":"These","sentiment":"neutral","sentiment_score":0.07947888970375061},{"word":"are","start":868.295,"end":868.535,"confidence":0.99316406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08695995807647705},{"word":"more","start":868.535,"end":868.695,"confidence":0.9819336,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07145142555236816},{"word":"your","start":868.695,"end":868.935,"confidence":0.9194336,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07997144758701324},{"word":"compliance","start":868.935,"end":869.435,"confidence":0.99609375,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.08312025666236877},{"word":"documents","start":869.495,"end":869.975,"confidence":0.9926758,"punctuated_word":"documents.","sentiment":"neutral","sentiment_score":0.06855380535125732},{"word":"you'll","start":869.975,"end":870.215,"confidence":0.9946289,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.1505129188299179},{"word":"have","start":870.215,"end":870.375,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.139065682888031},{"word":"an","start":870.375,"end":870.455,"confidence":0.97509766,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.12735356390476227},{"word":"oakview","start":870.455,"end":870.935,"confidence":0.7441406,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.09639310091733932},{"word":"financial","start":870.935,"end":871.435,"confidence":0.8520508,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.0823768898844719},{"word":"services","start":871.495,"end":871.995,"confidence":0.99902344,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.06054376810789108},{"word":"guide","start":872.055,"end":872.455,"confidence":1.0,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.07440782338380814},{"word":"and","start":872.455,"end":872.615,"confidence":0.94140625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07899531722068787},{"word":"then","start":872.615,"end":873.015,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1025911271572113},{"word":"a","start":873.015,"end":873.255,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07200916111469269},{"word":"services","start":873.255,"end":873.755,"confidence":0.99609375,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.03726280480623245},{"word":"guide","start":873.895,"end":874.395,"confidence":0.9995117,"punctuated_word":"guide.","sentiment":"neutral","sentiment_score":0.061690036207437515},{"word":"again","start":874.855,"end":875.095,"confidence":0.99902344,"punctuated_word":"Again,","sentiment":"neutral","sentiment_score":0.11968398094177246},{"word":"you","start":875.095,"end":875.175,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1362667828798294},{"word":"would","start":875.175,"end":875.335,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.12456687539815904},{"word":"have","start":875.335,"end":875.495,"confidence":0.91748047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08737138658761978},{"word":"seen","start":875.495,"end":875.735,"confidence":0.9970703,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.08592254668474197},{"word":"this","start":875.735,"end":875.895,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.11508260667324066},{"word":"one","start":875.895,"end":876.39,"confidence":0.98535156,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.11391478776931764},{"word":"before","start":876.39,"end":876.55,"confidence":0.9790039,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":0.06768268346786499},{"word":"it's","start":876.55,"end":876.79004,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1684921383857727},{"word":"just","start":876.79004,"end":876.83,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1489602029323578},{"word":"a","start":876.83,"end":876.87,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1274019181728363},{"word":"bit","start":876.87,"end":877.19,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09118480980396272},{"word":"of","start":877.19,"end":877.35004,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10119590163230896},{"word":"an","start":877.35004,"end":877.51,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08436271548271179},{"word":"updated","start":877.51,"end":878.01,"confidence":0.9970703,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.06595271080732346},{"word":"version","start":878.23004,"end":878.73004,"confidence":0.9975586,"punctuated_word":"version.","sentiment":"neutral","sentiment_score":0.08490022271871567},{"word":"none","start":879.67004,"end":879.99,"confidence":0.7558594,"punctuated_word":"None","sentiment":"neutral","sentiment_score":0.0647297278046608},{"word":"of","start":879.99,"end":880.15,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08690755069255829},{"word":"the","start":880.15,"end":880.39,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08213140815496445},{"word":"important","start":880.39,"end":880.87,"confidence":0.99902344,"punctuated_word":"important","sentiment":"neutral","sentiment_score":-0.02307857573032379},{"word":"information","start":880.87,"end":881.37,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.04992024600505829},{"word":"has","start":881.91003,"end":882.31,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.03204157203435898},{"word":"changed","start":882.31,"end":882.81,"confidence":0.8964844,"punctuated_word":"changed,","sentiment":"neutral","sentiment_score":-0.005115620791912079},{"word":"but","start":883.03,"end":883.19,"confidence":0.9326172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.07093983143568039},{"word":"we've","start":883.19,"end":883.43,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.1964166760444641},{"word":"had","start":883.43,"end":883.59,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.19316720962524417},{"word":"a","start":883.59,"end":883.67004,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19737258553504944},{"word":"bit","start":883.67004,"end":883.83,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12152934074401855},{"word":"of","start":883.83,"end":883.99,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1774231344461441},{"word":"an","start":883.99,"end":884.15,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14295867085456848},{"word":"update","start":884.15,"end":884.55,"confidence":0.99609375,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.08839590102434158},{"word":"to","start":884.55,"end":884.79004,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07863248139619827},{"word":"our","start":884.79004,"end":885.03,"confidence":0.9980469,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.09266769886016846},{"word":"marketing","start":885.03,"end":885.53,"confidence":0.8613281,"punctuated_word":"marketing.","sentiment":"neutral","sentiment_score":0.08540941774845123},{"word":"so","start":885.59,"end":886.09,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20731830596923828},{"word":"a","start":886.31,"end":886.39,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26372671127319336},{"word":"bit","start":886.39,"end":886.63,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.20134004950523376},{"word":"more","start":886.63,"end":886.95,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.25512242317199707},{"word":"updated","start":886.95,"end":887.43,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.23727259039878845},{"word":"photos","start":887.43,"end":887.91003,"confidence":0.99902344,"punctuated_word":"photos","sentiment":"neutral","sentiment_score":0.24294987320899963},{"word":"of","start":887.91003,"end":888.07,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3048621416091919},{"word":"all","start":888.07,"end":888.23004,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2589307427406311},{"word":"the","start":888.23004,"end":888.31,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20455074310302737},{"word":"advisers","start":888.31,"end":888.79004,"confidence":0.62646484,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.14833557605743408},{"word":"and","start":888.79004,"end":889.03,"confidence":0.9472656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2136077880859375},{"word":"the","start":889.03,"end":889.19,"confidence":0.8144531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20680111646652224},{"word":"directors","start":889.19,"end":889.67004,"confidence":0.99609375,"punctuated_word":"directors","sentiment":"neutral","sentiment_score":0.19726984202861783},{"word":"and","start":889.67004,"end":889.83,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2902578115463257},{"word":"stuff","start":889.83,"end":890.265,"confidence":0.9404297,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.27489328384399414},{"word":"and","start":890.745,"end":891.065,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2908880412578583},{"word":"a","start":891.065,"end":891.145,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3312438726425171},{"word":"bit","start":891.145,"end":891.305,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2803328037261963},{"word":"of","start":891.305,"end":891.465,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3684375584125519},{"word":"an","start":891.465,"end":891.54504,"confidence":1.0,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.35768288373947144},{"word":"extension","start":891.54504,"end":892.025,"confidence":0.9980469,"punctuated_word":"extension","sentiment":"positive","sentiment_score":0.38722917437553406},{"word":"to","start":892.025,"end":892.10504,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3458485007286072},{"word":"the","start":892.10504,"end":892.185,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.31497812271118164},{"word":"team","start":892.185,"end":892.505,"confidence":0.9638672,"punctuated_word":"team,","sentiment":"neutral","sentiment_score":0.28936707973480225},{"word":"which","start":892.505,"end":892.745,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5237464904785156},{"word":"is","start":892.745,"end":892.825,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6200026869773865},{"word":"great","start":892.825,"end":893.325,"confidence":1.0,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.6038427352905273},{"word":"now","start":896.025,"end":896.265,"confidence":0.93603516,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.25869470834732056},{"word":"you","start":896.265,"end":896.505,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23877893388271332},{"word":"also","start":896.505,"end":896.825,"confidence":0.99609375,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.2375577986240387},{"word":"have","start":896.825,"end":897.065,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2293914407491684},{"word":"a","start":897.065,"end":897.54504,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24777117371559143},{"word":"super","start":897.54504,"end":898.04504,"confidence":0.96435547,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.23199550807476044},{"word":"summary","start":898.185,"end":898.685,"confidence":0.7663574,"punctuated_word":"summary,","sentiment":"neutral","sentiment_score":0.2155422568321228},{"word":"which","start":899.78503,"end":900.025,"confidence":0.97314453,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2321730405092239},{"word":"just","start":900.025,"end":900.34503,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2346285581588745},{"word":"shows","start":900.34503,"end":900.66504,"confidence":1.0,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.22236938774585724},{"word":"you","start":900.66504,"end":900.985,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23339757323265076},{"word":"your","start":900.985,"end":901.22504,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22384820878505707},{"word":"current","start":901.22504,"end":901.72504,"confidence":1.0,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.21073955297470093},{"word":"superannuation","start":901.945,"end":902.445,"confidence":0.9770508,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.2282373011112213},{"word":"which","start":903.305,"end":903.54504,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.24631036818027496},{"word":"you","start":903.54504,"end":903.705,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2102353870868683},{"word":"have","start":903.705,"end":904.025,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1867927461862564},{"word":"with","start":904.025,"end":904.505,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2276691496372223},{"word":"hub","start":904.505,"end":904.825,"confidence":0.53125,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.21871259808540344},{"word":"twenty","start":904.825,"end":905.22504,"confidence":0.9819336,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.21422341465950012},{"word":"four","start":905.22504,"end":905.72504,"confidence":0.87109375,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.17346987128257751},{"word":"and","start":905.94995,"end":906.19,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1751134842634201},{"word":"you","start":906.19,"end":906.26996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18316985666751864},{"word":"do","start":906.26996,"end":906.75,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16915243864059448},{"word":"have","start":906.75,"end":907.25,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15451766550540924},{"word":"a","start":907.47,"end":907.70996,"confidence":0.6464844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15996478497982025},{"word":"151,000","start":907.70996,"end":909.41,"confidence":0.9986328,"punctuated_word":"151,000","sentiment":"neutral","sentiment_score":0.16045504808425903},{"word":"or","start":909.47,"end":909.63,"confidence":0.7553711,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.18549299240112305},{"word":"$293","start":909.63,"end":911.31,"confidence":0.9964844,"punctuated_word":"$293","sentiment":"neutral","sentiment_score":0.18135932087898257},{"word":"in","start":911.31,"end":911.47,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17907962203025818},{"word":"there","start":911.47,"end":911.97,"confidence":0.9980469,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.18922226130962372},{"word":"now","start":914.67,"end":914.91,"confidence":0.9580078,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.17666053771972656},{"word":"the","start":914.91,"end":915.07,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15352843701839447},{"word":"last","start":915.07,"end":915.38995,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.10533076524734496},{"word":"thing","start":915.38995,"end":915.70996,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.1713702380657196},{"word":"is","start":915.70996,"end":915.94995,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16400142014026642},{"word":"then","start":915.94995,"end":916.26996,"confidence":0.97998047,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.207635298371315},{"word":"a","start":916.26996,"end":916.58997,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15190666913986206},{"word":"performance","start":916.58997,"end":917.08997,"confidence":1.0,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.1249239668250084},{"word":"report","start":917.31,"end":917.81,"confidence":1.0,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.1775326430797577},{"word":"that","start":917.94995,"end":918.19,"confidence":0.95947266,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1346362829208374},{"word":"just","start":918.19,"end":918.43,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12881188094615936},{"word":"basically","start":918.43,"end":918.93,"confidence":0.99609375,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.10680142790079115},{"word":"shows","start":918.99,"end":919.31,"confidence":1.0,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.11761210858821868},{"word":"you","start":919.31,"end":919.47,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14043837785720825},{"word":"what's","start":919.47,"end":919.79,"confidence":0.9802246,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.1394742876291275},{"word":"happened","start":919.79,"end":920.26996,"confidence":0.99902344,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.1794467270374298},{"word":"in","start":920.26996,"end":920.43,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1296496540307999},{"word":"the","start":920.43,"end":920.58997,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15329761803150177},{"word":"last","start":920.58997,"end":921.08997,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.07395431399345398},{"word":"twelve","start":921.26495,"end":921.58496,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.10604850947856904},{"word":"months","start":921.58496,"end":922.08496,"confidence":0.7949219,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.12065321207046507},{"word":"and","start":923.185,"end":923.345,"confidence":0.64697266,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1836547404527664},{"word":"it","start":923.345,"end":923.58496,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17515018582344055},{"word":"breaks","start":923.58496,"end":923.82495,"confidence":0.9980469,"punctuated_word":"breaks","sentiment":"neutral","sentiment_score":0.1948177069425583},{"word":"down","start":923.82495,"end":924.065,"confidence":0.99316406,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1880122721195221},{"word":"all","start":924.065,"end":924.225,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1594354659318924},{"word":"your","start":924.225,"end":924.46497,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15886816382408142},{"word":"individual","start":924.46497,"end":924.96497,"confidence":1.0,"punctuated_word":"individual","sentiment":"neutral","sentiment_score":0.18037685751914975},{"word":"investments","start":925.105,"end":925.605,"confidence":0.98291016,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.09461815655231476},{"word":"and","start":925.665,"end":925.82495,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1446167528629303},{"word":"how","start":925.82495,"end":925.985,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1335999071598053},{"word":"they","start":925.985,"end":926.225,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.13747286796569824},{"word":"have","start":926.225,"end":926.725,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12283942848443984},{"word":"all","start":926.785,"end":927.02496,"confidence":0.99316406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1380670815706253},{"word":"performed","start":927.02496,"end":927.52496,"confidence":0.9980469,"punctuated_word":"performed","sentiment":"neutral","sentiment_score":0.1441573053598404},{"word":"after","start":927.82495,"end":928.225,"confidence":0.97509766,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.09108050912618636},{"word":"fees","start":928.225,"end":928.725,"confidence":0.8486328,"punctuated_word":"fees.","sentiment":"neutral","sentiment_score":0.09175315499305724},{"word":"basically","start":929.665,"end":930.165,"confidence":0.9890137,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.0726376324892044},{"word":"with","start":930.625,"end":930.865,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08291016519069672},{"word":"your","start":930.865,"end":931.105,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11583879590034483},{"word":"portfolio","start":931.105,"end":931.605,"confidence":0.99316406,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.07711167633533478},{"word":"it's","start":932.14496,"end":932.625,"confidence":0.94799805,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09237349033355712},{"word":"even","start":932.865,"end":933.105,"confidence":0.6147461,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.05828084051609039},{"word":"though","start":933.105,"end":933.345,"confidence":1.0,"punctuated_word":"though","sentiment":"neutral","sentiment_score":0.019692137837409973},{"word":"we've","start":933.345,"end":933.665,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.009767180308699608},{"word":"had","start":933.665,"end":933.90497,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.018174827098846436},{"word":"a","start":933.90497,"end":933.985,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.038765642791986465},{"word":"lot","start":933.985,"end":934.225,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.06405159831047058},{"word":"of","start":934.225,"end":934.625,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04076477140188217},{"word":"market","start":934.625,"end":935.02496,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.11694492399692535},{"word":"volatility","start":935.02496,"end":935.52496,"confidence":1.0,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.04334167391061783},{"word":"the","start":936.225,"end":936.305,"confidence":0.9165039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0675964429974556},{"word":"last","start":936.305,"end":936.63,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.02755687385797501},{"word":"twelve","start":936.71,"end":936.95,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.005504332482814789},{"word":"months","start":936.95,"end":937.45,"confidence":0.7949219,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.00619867816567421},{"word":"first","start":937.83,"end":938.15,"confidence":0.94970703,"punctuated_word":"First,","sentiment":"neutral","sentiment_score":-0.010892126709222794},{"word":"obviously","start":938.15,"end":938.47003,"confidence":0.99902344,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.006581464782357216},{"word":"we","start":938.47003,"end":938.63,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0024783052504062653},{"word":"had","start":938.63,"end":938.95,"confidence":0.9873047,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0065955109894275665},{"word":"everything","start":938.95,"end":939.27,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.021939385682344437},{"word":"in","start":939.27,"end":939.43,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02561517432332039},{"word":"the","start":939.43,"end":939.67,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.020248135551810265},{"word":"us","start":939.67,"end":939.99,"confidence":1.0,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.04401380196213722},{"word":"with","start":939.99,"end":940.23,"confidence":0.95166016,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.021657276898622513},{"word":"trump","start":940.23,"end":940.55,"confidence":0.9589844,"punctuated_word":"Trump","sentiment":"neutral","sentiment_score":-0.015175990760326384},{"word":"and","start":940.55,"end":940.71,"confidence":0.9667969,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02806025743484497},{"word":"tariffs","start":940.71,"end":941.11,"confidence":0.20336914,"punctuated_word":"tariffs","sentiment":"neutral","sentiment_score":-0.023180505260825157},{"word":"and","start":941.11,"end":941.27,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.016455598175525665},{"word":"everything","start":941.27,"end":941.67,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.028804823756217957},{"word":"with","start":941.67,"end":941.91003,"confidence":0.38354492,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.012503862380981444},{"word":"a","start":941.91003,"end":941.99,"confidence":0.62402344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0001374557614326477},{"word":"little","start":941.99,"end":942.23,"confidence":0.87158203,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.004713535308837891},{"word":"bit","start":942.23,"end":942.31,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.007586635649204254},{"word":"of","start":942.31,"end":942.47003,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00996716320514679},{"word":"fluctuation","start":942.47003,"end":942.97003,"confidence":0.7899577,"punctuated_word":"fluctuation,","sentiment":"neutral","sentiment_score":-0.008264358155429363},{"word":"and","start":943.03,"end":943.27,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.003695335239171982},{"word":"more","start":943.27,"end":943.51,"confidence":0.86279297,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.005893472582101822},{"word":"recently","start":943.51,"end":943.99,"confidence":0.8959961,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":-0.0023481380194425583},{"word":"everything","start":943.99,"end":944.49,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.011905454099178314},{"word":"going","start":944.71,"end":944.95,"confidence":0.75683594,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.01343553513288498},{"word":"on","start":944.95,"end":945.19,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.011781752109527588},{"word":"with","start":945.19,"end":945.35,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0367027223110199},{"word":"the","start":945.35,"end":945.51,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.025982849299907684},{"word":"war","start":945.51,"end":945.75,"confidence":0.99121094,"punctuated_word":"war","sentiment":"neutral","sentiment_score":-0.023808270692825317},{"word":"as","start":945.75,"end":945.91003,"confidence":0.9902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02028261125087738},{"word":"well","start":945.91003,"end":946.41003,"confidence":0.91381836,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.03067078068852425},{"word":"we","start":946.87,"end":947.11,"confidence":0.76171875,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.05838775634765625},{"word":"are","start":947.11,"end":947.35,"confidence":0.9560547,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.051300935447216034},{"word":"seeing","start":947.35,"end":947.85,"confidence":0.99902344,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.05775373801589012},{"word":"a","start":948.15,"end":948.23,"confidence":0.9453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01343616470694542},{"word":"bit","start":948.23,"end":948.47003,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.007899768650531769},{"word":"of","start":948.47003,"end":948.55,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011982455849647522},{"word":"market","start":948.55,"end":949.03,"confidence":0.99316406,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.002786383032798767},{"word":"volatility","start":949.03,"end":949.53,"confidence":0.99121094,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":0.0137837752699852},{"word":"and","start":949.91003,"end":950.07,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0016386806964874268},{"word":"different","start":950.07,"end":950.47003,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.007868692278862},{"word":"mix","start":950.47003,"end":950.745,"confidence":0.6455078,"punctuated_word":"mix","sentiment":"neutral","sentiment_score":0.021883182227611545},{"word":"performances","start":950.985,"end":951.485,"confidence":0.9790039,"punctuated_word":"performances","sentiment":"neutral","sentiment_score":0.03676331788301468},{"word":"across","start":951.545,"end":951.865,"confidence":1.0,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.07475855946540833},{"word":"different","start":951.865,"end":952.265,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.07911617308855057},{"word":"sectors","start":952.265,"end":952.765,"confidence":1.0,"punctuated_word":"sectors","sentiment":"neutral","sentiment_score":0.03394598513841629},{"word":"globally","start":952.90497,"end":953.40497,"confidence":0.99609375,"punctuated_word":"globally.","sentiment":"neutral","sentiment_score":0.010310872457921503},{"word":"despite","start":954.665,"end":955.145,"confidence":0.9980469,"punctuated_word":"Despite","sentiment":"neutral","sentiment_score":0.21176207065582275},{"word":"that","start":955.145,"end":955.385,"confidence":0.8017578,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.23628108203411105},{"word":"though","start":955.385,"end":955.885,"confidence":0.99853516,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.2282464504241943},{"word":"after","start":956.025,"end":956.345,"confidence":0.97998047,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.17993834614753723},{"word":"fees","start":956.345,"end":956.745,"confidence":0.9885254,"punctuated_word":"fees,","sentiment":"neutral","sentiment_score":0.20692148804664612},{"word":"your","start":956.745,"end":956.985,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4914734363555908},{"word":"portfolio","start":956.985,"end":957.46497,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"positive","sentiment_score":0.4279748201370239},{"word":"is","start":957.46497,"end":957.625,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5884486436843872},{"word":"still","start":957.625,"end":957.785,"confidence":1.0,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5483822822570801},{"word":"up","start":957.785,"end":958.025,"confidence":0.9848633,"punctuated_word":"up,","sentiment":"positive","sentiment_score":0.6081669330596924},{"word":"which","start":958.025,"end":958.265,"confidence":0.99902344,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.7745116353034973},{"word":"is","start":958.265,"end":958.505,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.8219833374023438},{"word":"great","start":958.505,"end":958.985,"confidence":0.9995117,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.7340636253356934},{"word":"now","start":958.985,"end":959.145,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.4373897910118103},{"word":"it","start":959.145,"end":959.305,"confidence":0.9951172,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4866235256195069},{"word":"is","start":959.305,"end":959.545,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.42258554697036743},{"word":"up","start":959.545,"end":959.785,"confidence":1.0,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.45392119884490967},{"word":"by","start":959.785,"end":960.025,"confidence":1.0,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.4105627238750458},{"word":"about","start":960.025,"end":960.425,"confidence":0.99902344,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.355439692735672},{"word":"5.53%","start":960.425,"end":962.285,"confidence":0.994043,"punctuated_word":"5.53%,","sentiment":"positive","sentiment_score":0.3712604641914368},{"word":"which","start":964.04,"end":964.19995,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.256334513425827},{"word":"we're","start":964.19995,"end":964.43994,"confidence":0.9980469,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.24476349353790283},{"word":"not","start":964.43994,"end":964.6,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.12852761149406433},{"word":"too","start":964.6,"end":964.83997,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.09986913204193117},{"word":"concerned","start":964.83997,"end":965.33997,"confidence":1.0,"punctuated_word":"concerned","sentiment":"neutral","sentiment_score":0.12898102402687073},{"word":"about","start":965.39996,"end":965.89996,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.28931924700737},{"word":"given","start":966.51996,"end":966.83997,"confidence":0.56591797,"punctuated_word":"given","sentiment":"neutral","sentiment_score":0.28525489568710327},{"word":"what","start":966.83997,"end":967.07996,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.32230430841445923},{"word":"has","start":967.07996,"end":967.39996,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.22935064136981964},{"word":"happened","start":967.39996,"end":967.89996,"confidence":1.0,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.24560286104679108},{"word":"in","start":968.27997,"end":968.43994,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.27809691429138184},{"word":"the","start":968.43994,"end":968.51996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.267072856426239},{"word":"market","start":968.51996,"end":969.01996,"confidence":0.9970703,"punctuated_word":"market","sentiment":"positive","sentiment_score":0.33575189113616943},{"word":"in","start":969.07996,"end":969.31995,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.30116888880729675},{"word":"the","start":969.31995,"end":969.48,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30972203612327576},{"word":"last","start":969.48,"end":969.98,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.2574920654296875},{"word":"twelve","start":970.04,"end":970.43994,"confidence":0.99902344,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.3063412308692932},{"word":"months","start":970.43994,"end":970.93994,"confidence":0.9970703,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.29356372356414795},{"word":"now","start":971.72,"end":972.22,"confidence":0.9941406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.24017110466957092},{"word":"because","start":972.36,"end":972.75995,"confidence":0.9770508,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2437930405139923},{"word":"you","start":972.75995,"end":973.0,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3798612952232361},{"word":"are","start":973.0,"end":973.31995,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.3299218714237213},{"word":"as","start":973.31995,"end":973.39996,"confidence":0.89501953,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.35672926902770996},{"word":"well","start":973.39996,"end":973.72,"confidence":0.9980469,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.36651918292045593},{"word":"in","start":973.72,"end":973.95996,"confidence":0.99902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.43592360615730286},{"word":"a","start":973.95996,"end":974.19995,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3889904916286469},{"word":"high","start":974.19995,"end":974.36,"confidence":0.9980469,"punctuated_word":"high","sentiment":"positive","sentiment_score":0.43060898780822754},{"word":"growth","start":974.36,"end":974.75995,"confidence":0.9941406,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.4596325755119324},{"word":"portfolio","start":974.75995,"end":975.25995,"confidence":0.99853516,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.3028339147567749},{"word":"it","start":975.63995,"end":975.87994,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.34617412090301514},{"word":"is","start":975.87994,"end":976.12,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.24291573464870453},{"word":"designed","start":976.12,"end":976.6,"confidence":0.9902344,"punctuated_word":"designed","sentiment":"positive","sentiment_score":0.34394699335098267},{"word":"to","start":976.6,"end":976.75995,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3277076780796051},{"word":"focus","start":976.75995,"end":977.16,"confidence":1.0,"punctuated_word":"focus","sentiment":"positive","sentiment_score":0.34867778420448303},{"word":"on","start":977.16,"end":977.31995,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.38527074456214905},{"word":"your","start":977.31995,"end":977.63995,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4004476964473725},{"word":"long","start":977.63995,"end":977.95996,"confidence":1.0,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.386227011680603},{"word":"term","start":977.95996,"end":978.27997,"confidence":1.0,"punctuated_word":"term","sentiment":"positive","sentiment_score":0.3621215224266052},{"word":"capital","start":978.27997,"end":978.77997,"confidence":1.0,"punctuated_word":"capital","sentiment":"positive","sentiment_score":0.37051957845687866},{"word":"growth","start":978.83997,"end":979.33997,"confidence":1.0,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.4414917826652527},{"word":"rather","start":979.505,"end":979.825,"confidence":0.84228516,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.253745973110199},{"word":"than","start":979.825,"end":979.90497,"confidence":0.86572266,"punctuated_word":"than,","sentiment":"neutral","sentiment_score":0.25752928853034973},{"word":"obviously","start":979.90497,"end":980.40497,"confidence":0.99902344,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.3117806911468506},{"word":"short","start":980.46497,"end":980.785,"confidence":1.0,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.2579030394554138},{"word":"term","start":980.785,"end":981.185,"confidence":1.0,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.30248013138771057},{"word":"stability","start":981.185,"end":981.685,"confidence":1.0,"punctuated_word":"stability.","sentiment":"neutral","sentiment_score":0.29701200127601624},{"word":"so","start":982.625,"end":982.945,"confidence":0.9394531,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.23752886056900024},{"word":"basically","start":982.945,"end":983.425,"confidence":1.0,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.19209781289100647},{"word":"what","start":983.425,"end":983.665,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1746978610754013},{"word":"it","start":983.665,"end":983.745,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1815164685249329},{"word":"means","start":983.745,"end":984.14496,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.1507807821035385},{"word":"is","start":984.14496,"end":984.305,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.23136986792087555},{"word":"that","start":984.305,"end":984.785,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2516492009162903},{"word":"year","start":984.785,"end":985.02496,"confidence":0.9921875,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.28893744945526123},{"word":"to","start":985.02496,"end":985.265,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30748969316482544},{"word":"year","start":985.265,"end":985.765,"confidence":0.99658203,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.24830713868141177},{"word":"particularly","start":985.90497,"end":986.40497,"confidence":0.9506836,"punctuated_word":"particularly","sentiment":"neutral","sentiment_score":0.23861730098724365},{"word":"where","start":986.46497,"end":986.625,"confidence":0.67333984,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2667352855205536},{"word":"the","start":986.625,"end":986.785,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24413149058818817},{"word":"portfolio","start":986.785,"end":987.185,"confidence":0.98095703,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.17966189980506897},{"word":"comes","start":987.185,"end":987.425,"confidence":0.43676758,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.2135068327188492},{"word":"to","start":987.425,"end":987.58496,"confidence":0.36669922,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22790148854255676},{"word":"growth","start":987.58496,"end":988.08496,"confidence":0.72265625,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2607252895832062},{"word":"sector","start":988.705,"end":988.865,"confidence":0.27685547,"punctuated_word":"sector","sentiment":"neutral","sentiment_score":0.23087073862552643},{"word":"such","start":988.865,"end":989.105,"confidence":0.62158203,"punctuated_word":"such","sentiment":"neutral","sentiment_score":0.21486005187034607},{"word":"as","start":989.105,"end":989.505,"confidence":0.6711426,"punctuated_word":"as,","sentiment":"neutral","sentiment_score":0.20917493104934692},{"word":"say","start":989.505,"end":989.745,"confidence":0.99121094,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.19417650997638705},{"word":"technology","start":989.745,"end":990.245,"confidence":0.9970703,"punctuated_word":"technology,","sentiment":"neutral","sentiment_score":0.18827317655086517},{"word":"robotics","start":990.625,"end":991.125,"confidence":0.9875488,"punctuated_word":"robotics,","sentiment":"neutral","sentiment_score":0.2260204553604126},{"word":"and","start":991.265,"end":991.505,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2238689661026001},{"word":"ai","start":991.505,"end":992.005,"confidence":0.98828125,"punctuated_word":"AI","sentiment":"neutral","sentiment_score":0.26969853043556213},{"word":"that","start":992.5,"end":992.74005,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1862829625606537},{"word":"you","start":992.74005,"end":992.82,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2057560533285141},{"word":"do","start":992.82,"end":992.98004,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2138809859752655},{"word":"have","start":992.98004,"end":993.22003,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20739991962909696},{"word":"in","start":993.22003,"end":993.30005,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1523454487323761},{"word":"your","start":993.30005,"end":993.54004,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19142043590545657},{"word":"portfolio","start":993.54004,"end":994.04004,"confidence":0.7416992,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.164207324385643},{"word":"some","start":994.34,"end":994.58,"confidence":0.93603516,"punctuated_word":"Some","sentiment":"neutral","sentiment_score":0.15699493885040283},{"word":"years","start":994.58,"end":994.9,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.2152327299118042},{"word":"will","start":994.9,"end":995.14,"confidence":0.5913086,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1512867510318756},{"word":"see","start":995.14,"end":995.30005,"confidence":0.6484375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.16560110449790957},{"word":"a","start":995.30005,"end":995.38,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1606723666191101},{"word":"bit","start":995.38,"end":995.54004,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09644453972578047},{"word":"more","start":995.54004,"end":995.78,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.072064608335495},{"word":"fluctuation","start":995.78,"end":996.28,"confidence":0.85058594,"punctuated_word":"fluctuation,","sentiment":"neutral","sentiment_score":0.17478257417678833},{"word":"but","start":997.54004,"end":997.7,"confidence":0.90478516,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.17772430181503296},{"word":"the","start":997.7,"end":997.78,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22352495789527893},{"word":"goal","start":997.78,"end":998.10004,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.29885584115982056},{"word":"obviously","start":998.10004,"end":998.5,"confidence":0.57128906,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.3323906660079956},{"word":"is","start":998.5,"end":998.82,"confidence":0.9941406,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.34018242359161377},{"word":"long","start":998.82,"end":999.06,"confidence":0.9707031,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.4067646861076355},{"word":"term","start":999.06,"end":999.38,"confidence":0.99902344,"punctuated_word":"term","sentiment":"positive","sentiment_score":0.39481282234191895},{"word":"to","start":999.38,"end":999.54004,"confidence":0.9941406,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35526564717292786},{"word":"give","start":999.54004,"end":999.78,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.3006921708583832},{"word":"you","start":999.78,"end":999.94,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30728879570961},{"word":"that","start":999.94,"end":1000.34,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.26570436358451843},{"word":"growth","start":1000.34,"end":1000.84,"confidence":0.9941406,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.26618385314941406},{"word":"now","start":1002.66003,"end":1003.06,"confidence":0.88427734,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.15754061937332153},{"word":"basically","start":1003.06,"end":1003.56,"confidence":1.0,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.12825533747673035},{"word":"if","start":1004.26,"end":1004.5,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.17191985249519348},{"word":"we're","start":1004.5,"end":1004.74005,"confidence":1.0,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.13894250988960266},{"word":"breaking","start":1004.74005,"end":1005.06,"confidence":1.0,"punctuated_word":"breaking","sentiment":"neutral","sentiment_score":0.1383083164691925},{"word":"down","start":1005.06,"end":1005.38,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.14852407574653623},{"word":"the","start":1005.38,"end":1005.54004,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12550896406173706},{"word":"different","start":1005.54004,"end":1006.04004,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.1225827857851982},{"word":"sectors","start":1006.10004,"end":1006.60004,"confidence":0.9284668,"punctuated_word":"sectors,","sentiment":"neutral","sentiment_score":0.1468157172203064},{"word":"so","start":1007.00494,"end":1007.1649,"confidence":0.98828125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.21752704679965973},{"word":"we","start":1007.1649,"end":1007.32495,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.30133703351020813},{"word":"have","start":1007.32495,"end":1007.64496,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.34097880125045776},{"word":"seen","start":1007.64496,"end":1007.96497,"confidence":0.99902344,"punctuated_word":"seen","sentiment":"positive","sentiment_score":0.37296611070632935},{"word":"really","start":1007.96497,"end":1008.285,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3972735106945038},{"word":"strong","start":1008.285,"end":1008.605,"confidence":1.0,"punctuated_word":"strong","sentiment":"positive","sentiment_score":0.4317163825035095},{"word":"performance","start":1008.605,"end":1009.105,"confidence":0.9980469,"punctuated_word":"performance","sentiment":"positive","sentiment_score":0.39947351813316345},{"word":"from","start":1009.165,"end":1009.40497,"confidence":0.81591797,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.352201908826828},{"word":"areas","start":1009.40497,"end":1009.90497,"confidence":0.99609375,"punctuated_word":"areas","sentiment":"positive","sentiment_score":0.3572705090045929},{"word":"like","start":1010.52496,"end":1010.845,"confidence":0.546875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.270182341337204},{"word":"your","start":1010.845,"end":1011.08496,"confidence":0.9838867,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3832105696201325},{"word":"us","start":1011.08496,"end":1011.485,"confidence":0.9980469,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.291512668132782},{"word":"equity","start":1011.485,"end":1011.985,"confidence":0.9951172,"punctuated_word":"equity","sentiment":"neutral","sentiment_score":0.30788207054138184},{"word":"and","start":1012.52496,"end":1012.76495,"confidence":0.9326172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22586724162101743},{"word":"also","start":1012.76495,"end":1013.245,"confidence":0.91748047,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.2237095087766647},{"word":"technology","start":1013.245,"end":1013.745,"confidence":0.9970703,"punctuated_word":"technology","sentiment":"neutral","sentiment_score":0.15560966730117798},{"word":"related","start":1013.805,"end":1014.305,"confidence":1.0,"punctuated_word":"related","sentiment":"neutral","sentiment_score":0.1965191513299942},{"word":"investments","start":1014.44495,"end":1014.94495,"confidence":0.951416,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.1678287386894226},{"word":"so","start":1015.40497,"end":1015.805,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20532478392124176},{"word":"some","start":1015.805,"end":1016.125,"confidence":0.99121094,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.27078551054000854},{"word":"of","start":1016.125,"end":1016.285,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.215438649058342},{"word":"your","start":1016.285,"end":1016.685,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1756916046142578},{"word":"portfolio","start":1016.685,"end":1017.165,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.1450863480567932},{"word":"you","start":1017.32495,"end":1017.485,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17901696264743805},{"word":"have","start":1017.485,"end":1017.725,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16514773666858673},{"word":"one","start":1017.725,"end":1017.96497,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1874995231628418},{"word":"portfolio","start":1017.96497,"end":1018.46497,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.10761455446481703},{"word":"in","start":1018.605,"end":1018.76495,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1462279111146927},{"word":"there","start":1018.76495,"end":1019.165,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.18650288879871368},{"word":"that's","start":1019.165,"end":1019.40497,"confidence":0.9482422,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.18011300265789032},{"word":"called","start":1019.40497,"end":1019.90497,"confidence":1.0,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.16450098156929016},{"word":"battery","start":1020.73004,"end":1021.21,"confidence":0.87158203,"punctuated_word":"battery","sentiment":"neutral","sentiment_score":0.24952153861522677},{"word":"tech","start":1021.21,"end":1021.37,"confidence":0.90771484,"punctuated_word":"tech","sentiment":"neutral","sentiment_score":0.1655762791633606},{"word":"and","start":1021.37,"end":1021.61005,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22567564249038696},{"word":"lithium","start":1021.61005,"end":1022.11005,"confidence":0.9770508,"punctuated_word":"lithium.","sentiment":"neutral","sentiment_score":0.1900448203086853},{"word":"that","start":1022.41003,"end":1022.65,"confidence":0.86035156,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.28639039397239685},{"word":"one","start":1022.65,"end":1022.89,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.3139113187789917},{"word":"is","start":1022.89,"end":1023.05,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.276044636964798},{"word":"up","start":1023.05,"end":1023.45,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.32855671644210815},{"word":"by","start":1023.45,"end":1023.69,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.2686997354030609},{"word":"a","start":1023.69,"end":1023.77,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26126331090927124},{"word":"112%","start":1023.77,"end":1024.89,"confidence":0.94421387,"punctuated_word":"112%,","sentiment":"neutral","sentiment_score":0.2221824824810028},{"word":"so","start":1024.89,"end":1025.05,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.21651089191436768},{"word":"that","start":1025.05,"end":1025.21,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.28889647126197815},{"word":"is","start":1025.21,"end":1025.53,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18190336227416992},{"word":"crazy","start":1025.53,"end":1026.03,"confidence":1.0,"punctuated_word":"crazy.","sentiment":"neutral","sentiment_score":0.1639081984758377},{"word":"sorry","start":1026.49,"end":1026.89,"confidence":0.7573242,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":0.0052696410566568375},{"word":"how","start":1026.89,"end":1027.21,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.02002783492207527},{"word":"your","start":1027.21,"end":1027.53,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.002421744167804718},{"word":"portfolio","start":1027.53,"end":1028.03,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.004556886851787567},{"word":"is","start":1028.41,"end":1028.73,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03182525932788849},{"word":"designed","start":1028.73,"end":1029.13,"confidence":0.9428711,"punctuated_word":"designed,","sentiment":"neutral","sentiment_score":0.0151587575674057},{"word":"it","start":1029.13,"end":1029.29,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04207509756088257},{"word":"is","start":1029.29,"end":1029.4501,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03161867707967758},{"word":"to","start":1029.4501,"end":1029.61,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0064084492623806},{"word":"complement","start":1029.61,"end":1030.11,"confidence":0.8198242,"punctuated_word":"complement","sentiment":"neutral","sentiment_score":0.0549800880253315},{"word":"each","start":1030.25,"end":1030.41,"confidence":0.9980469,"punctuated_word":"each","sentiment":"neutral","sentiment_score":-0.006232399493455887},{"word":"other","start":1030.41,"end":1030.73,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.00655195489525795},{"word":"as","start":1030.73,"end":1030.89,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.011538133025169373},{"word":"well","start":1030.89,"end":1031.39,"confidence":0.9926758,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0111888125538826},{"word":"well","start":1032.5701,"end":1032.81,"confidence":0.99658203,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.16662953794002533},{"word":"a","start":1032.81,"end":1032.97,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2783265709877014},{"word":"couple","start":1032.97,"end":1033.21,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.32429227232933044},{"word":"of","start":1033.21,"end":1033.37,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.22315655648708344},{"word":"years","start":1033.37,"end":1033.61,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.250358909368515},{"word":"ago","start":1033.61,"end":1033.85,"confidence":0.9946289,"punctuated_word":"ago,","sentiment":"neutral","sentiment_score":-0.22925755381584167},{"word":"it","start":1033.85,"end":1034.01,"confidence":1.0,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4080282747745514},{"word":"was","start":1034.01,"end":1034.17,"confidence":1.0,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.4041677415370941},{"word":"not","start":1034.17,"end":1034.3301,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4732525944709778},{"word":"so","start":1034.3301,"end":1034.49,"confidence":0.99902344,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.345154345035553},{"word":"good","start":1034.49,"end":1034.865,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.312759667634964},{"word":"the","start":1034.945,"end":1035.025,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.21476739645004272},{"word":"reason","start":1035.025,"end":1035.345,"confidence":1.0,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":-0.2007046341896057},{"word":"why","start":1035.345,"end":1035.585,"confidence":0.9951172,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.1569744497537613},{"word":"that","start":1035.585,"end":1035.745,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2183257043361664},{"word":"one","start":1035.745,"end":1035.985,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.2153286635875702},{"word":"has","start":1035.985,"end":1036.145,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.18049173057079315},{"word":"taken","start":1036.145,"end":1036.645,"confidence":1.0,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":-0.22007110714912417},{"word":"through","start":1037.105,"end":1037.425,"confidence":0.8769531,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.24688860774040225},{"word":"the","start":1037.425,"end":1037.585,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19460400938987732},{"word":"roof","start":1037.585,"end":1037.825,"confidence":1.0,"punctuated_word":"roof","sentiment":"neutral","sentiment_score":-0.0807398334145546},{"word":"at","start":1037.825,"end":1037.985,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1918361485004425},{"word":"the","start":1037.985,"end":1038.065,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19139479100704193},{"word":"moment","start":1038.065,"end":1038.385,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.1822214275598526},{"word":"and","start":1038.465,"end":1038.625,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14861786365509033},{"word":"that's","start":1038.625,"end":1038.785,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.11914998292922974},{"word":"why","start":1038.785,"end":1038.945,"confidence":1.0,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.096054345369339},{"word":"it","start":1038.945,"end":1039.105,"confidence":0.9370117,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.15011528134346008},{"word":"is","start":1039.105,"end":1039.265,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.16417185962200165},{"word":"your","start":1039.265,"end":1039.585,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1772233247756958},{"word":"speculative","start":1039.585,"end":1040.085,"confidence":1.0,"punctuated_word":"speculative","sentiment":"neutral","sentiment_score":-0.1996908187866211},{"word":"investment","start":1040.145,"end":1040.625,"confidence":0.7800293,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":-0.20097695291042328},{"word":"so","start":1040.625,"end":1040.785,"confidence":0.9921875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.13591763377189636},{"word":"it","start":1040.785,"end":1040.865,"confidence":0.79248047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13814792037010193},{"word":"is","start":1040.865,"end":1040.945,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11867664754390717},{"word":"when","start":1040.945,"end":1041.1849,"confidence":0.6948242,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.10508475452661514},{"word":"you","start":1041.1849,"end":1041.265,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08565656840801239},{"word":"have","start":1041.265,"end":1041.425,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.13242381811141968},{"word":"a","start":1041.425,"end":1041.505,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1161944419145584},{"word":"little","start":1041.505,"end":1041.665,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.08905881643295288},{"word":"bit","start":1041.665,"end":1041.825,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.09633158147335052},{"word":"less","start":1041.825,"end":1042.145,"confidence":0.890625,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.09121483564376832},{"word":"in","start":1042.145,"end":1042.645,"confidence":0.91748047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.17343680560588837},{"word":"in","start":1042.785,"end":1042.865,"confidence":0.7988281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1349196583032608},{"word":"order","start":1042.865,"end":1043.265,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.17397311329841614},{"word":"to","start":1043.265,"end":1043.505,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15607278048992157},{"word":"trying","start":1043.505,"end":1043.985,"confidence":0.71972656,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.20033416152000427},{"word":"to","start":1043.985,"end":1044.3049,"confidence":0.9111328,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1567641943693161},{"word":"take","start":1044.3049,"end":1044.545,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1741630584001541},{"word":"advantage","start":1044.545,"end":1045.025,"confidence":1.0,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":-0.1613861918449402},{"word":"of","start":1045.025,"end":1045.1849,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1543729603290558},{"word":"that","start":1045.1849,"end":1045.345,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.13757359981536865},{"word":"now","start":1045.345,"end":1045.505,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.2026249468326569},{"word":"if","start":1045.505,"end":1045.665,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.29979968070983887},{"word":"we","start":1045.665,"end":1045.825,"confidence":0.98828125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2607208788394928},{"word":"put","start":1045.825,"end":1046.065,"confidence":0.9980469,"punctuated_word":"put","sentiment":"negative","sentiment_score":-0.3932773768901825},{"word":"everything","start":1046.065,"end":1046.545,"confidence":1.0,"punctuated_word":"everything","sentiment":"negative","sentiment_score":-0.403774619102478},{"word":"in","start":1046.545,"end":1046.705,"confidence":1.0,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.41912841796875},{"word":"that","start":1046.705,"end":1046.865,"confidence":0.7163086,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3504392206668854},{"word":"a","start":1046.865,"end":1047.025,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.28275683522224426},{"word":"couple","start":1047.025,"end":1047.265,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.3280147910118103},{"word":"of","start":1047.265,"end":1047.425,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2961030602455139},{"word":"years","start":1047.425,"end":1047.585,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.2463728189468384},{"word":"ago","start":1047.585,"end":1048.085,"confidence":0.9995117,"punctuated_word":"ago,","sentiment":"neutral","sentiment_score":-0.3055705726146698},{"word":"it","start":1048.3301,"end":1048.49,"confidence":0.8364258,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.41392964124679565},{"word":"would","start":1048.49,"end":1048.65,"confidence":1.0,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.439495712518692},{"word":"not","start":1048.65,"end":1048.89,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.49315395951271057},{"word":"have","start":1048.89,"end":1049.05,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.4074802100658417},{"word":"been","start":1049.05,"end":1049.2101,"confidence":1.0,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.4123522937297821},{"word":"happy","start":1049.2101,"end":1049.7101,"confidence":0.78515625,"punctuated_word":"happy.","sentiment":"negative","sentiment_score":-0.37855905294418335},{"word":"whereas","start":1050.01,"end":1050.3301,"confidence":0.54541016,"punctuated_word":"Whereas","sentiment":"neutral","sentiment_score":0.04325846955180168},{"word":"now","start":1050.3301,"end":1050.5701,"confidence":0.74243164,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.2661058306694031},{"word":"it's","start":1050.5701,"end":1050.7301,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.4442588984966278},{"word":"fantastic","start":1050.7301,"end":1051.2301,"confidence":0.88500977,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.4142958819866181},{"word":"and","start":1051.6901,"end":1052.1901,"confidence":0.98535156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.047972626984119415},{"word":"yeah","start":1053.4501,"end":1053.77,"confidence":0.9909668,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.017881467938423157},{"word":"well","start":1053.77,"end":1054.01,"confidence":0.6677246,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.0024975240230560303},{"word":"it's","start":1054.01,"end":1054.0901,"confidence":0.83447266,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.009667973034083843},{"word":"a","start":1054.0901,"end":1054.17,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01101572811603546},{"word":"good","start":1054.17,"end":1054.3301,"confidence":0.9951172,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.011205598711967468},{"word":"question","start":1054.3301,"end":1054.65,"confidence":0.9033203,"punctuated_word":"question,","sentiment":"neutral","sentiment_score":0.031128274276852608},{"word":"though","start":1054.65,"end":1054.9701,"confidence":0.99560547,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":0.012179259210824966},{"word":"some","start":1054.9701,"end":1055.13,"confidence":1.0,"punctuated_word":"Some","sentiment":"neutral","sentiment_score":-0.01198580488562584},{"word":"people","start":1055.13,"end":1055.4501,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.003773033618927002},{"word":"say","start":1055.4501,"end":1055.6901,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.004352632910013199},{"word":"that","start":1055.6901,"end":1056.1901,"confidence":0.95874023,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.008288063108921051},{"word":"but","start":1057.05,"end":1057.29,"confidence":0.9667969,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.013484198600053787},{"word":"it's","start":1057.29,"end":1057.4501,"confidence":0.96118164,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.012192143127322195},{"word":"also","start":1057.4501,"end":1057.77,"confidence":0.8364258,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.004363216459751129},{"word":"because","start":1057.8501,"end":1058.17,"confidence":0.90405273,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":-0.006866060197353363},{"word":"obviously","start":1058.17,"end":1058.67,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.004062758758664131},{"word":"your","start":1058.7301,"end":1059.05,"confidence":0.96777344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.012089259922504423},{"word":"your","start":1059.05,"end":1059.29,"confidence":0.90527344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.011479482054710388},{"word":"lithium","start":1059.29,"end":1059.79,"confidence":0.90356445,"punctuated_word":"lithium,","sentiment":"neutral","sentiment_score":0.01943226344883442},{"word":"so","start":1059.8501,"end":1060.01,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.021155767142772675},{"word":"everything","start":1060.01,"end":1060.41,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.028697967529296875},{"word":"going","start":1060.41,"end":1060.5701,"confidence":0.9951172,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.0346776582300663},{"word":"over","start":1060.5701,"end":1060.81,"confidence":0.90478516,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.03246014192700386},{"word":"the","start":1060.81,"end":1060.89,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.019405771046876907},{"word":"fuel","start":1060.89,"end":1061.13,"confidence":0.99609375,"punctuated_word":"fuel","sentiment":"neutral","sentiment_score":0.017737362533807755},{"word":"prices","start":1061.13,"end":1061.63,"confidence":0.970459,"punctuated_word":"prices,","sentiment":"neutral","sentiment_score":0.016639254987239838},{"word":"obviously","start":1062.285,"end":1062.785,"confidence":0.97558594,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.005996109917759895},{"word":"that","start":1062.8451,"end":1063.0851,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.011705797165632248},{"word":"produces","start":1063.0851,"end":1063.5851,"confidence":0.99902344,"punctuated_word":"produces","sentiment":"neutral","sentiment_score":0.0011694207787513733},{"word":"the","start":1063.645,"end":1063.805,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01114865392446518},{"word":"batteries","start":1063.805,"end":1064.2051,"confidence":0.99902344,"punctuated_word":"batteries","sentiment":"neutral","sentiment_score":0.03525683283805847},{"word":"and","start":1064.2051,"end":1064.3651,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0361843965947628},{"word":"everything","start":1064.3651,"end":1064.685,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.04403497278690338},{"word":"for","start":1064.685,"end":1065.005,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03878192603588104},{"word":"electric","start":1065.005,"end":1065.4851,"confidence":0.9980469,"punctuated_word":"electric","sentiment":"neutral","sentiment_score":0.06324173510074615},{"word":"vehicles","start":1065.4851,"end":1065.9851,"confidence":0.9680176,"punctuated_word":"vehicles,","sentiment":"neutral","sentiment_score":0.03664439171552658},{"word":"which","start":1066.4451,"end":1066.685,"confidence":0.96435547,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.024116341024637222},{"word":"is","start":1066.685,"end":1066.765,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.018031947314739227},{"word":"why","start":1066.765,"end":1067.0851,"confidence":1.0,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.021345440298318863},{"word":"that's","start":1067.0851,"end":1067.405,"confidence":0.99365234,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.03569312021136284},{"word":"also","start":1067.405,"end":1067.7251,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.047750893980264664},{"word":"taken","start":1067.7251,"end":1068.2251,"confidence":0.8239746,"punctuated_word":"taken.","sentiment":"neutral","sentiment_score":0.004668843001127243},{"word":"exactly","start":1070.3651,"end":1070.8651,"confidence":0.9941406,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.029548410326242447},{"word":"so","start":1071.9651,"end":1072.2051,"confidence":0.91259766,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.006403576582670212},{"word":"yeah","start":1072.2051,"end":1072.3651,"confidence":0.9980469,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.013577358797192574},{"word":"there","start":1072.3651,"end":1072.4851,"confidence":0.96875,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0035968832671642303},{"word":"there's","start":1072.6051,"end":1072.8451,"confidence":0.99853516,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.012394391000270844},{"word":"obviously","start":1072.8451,"end":1073.165,"confidence":0.9580078,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.014838986098766329},{"word":"been","start":1073.165,"end":1073.3251,"confidence":0.5053711,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.02245946973562241},{"word":"a","start":1073.3251,"end":1073.4851,"confidence":0.4921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.020488929003477097},{"word":"bit","start":1073.4851,"end":1073.5385,"confidence":0.96435547,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.02760343998670578},{"word":"of","start":1073.5385,"end":1073.5917,"confidence":0.48999023,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.039728064090013504},{"word":"a","start":1073.5917,"end":1073.645,"confidence":0.74072266,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04786575585603714},{"word":"bit","start":1073.645,"end":1073.885,"confidence":0.99121094,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.028937604278326035},{"word":"of","start":1073.885,"end":1073.9651,"confidence":0.5859375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04387591406702995},{"word":"a","start":1073.9651,"end":1074.125,"confidence":0.7973633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04209447652101517},{"word":"mix","start":1074.125,"end":1074.625,"confidence":0.9667969,"punctuated_word":"mix","sentiment":"neutral","sentiment_score":-0.0310802161693573},{"word":"in","start":1075.165,"end":1075.405,"confidence":0.9819336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.014875032007694244},{"word":"terms","start":1075.405,"end":1075.7251,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.045078884810209274},{"word":"of","start":1075.7251,"end":1075.805,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0050467029213905334},{"word":"the","start":1075.805,"end":1076.045,"confidence":0.9404297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0049550458788871765},{"word":"portfolio","start":1076.045,"end":1076.545,"confidence":0.8029785,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":-0.022818483412265778},{"word":"but","start":1078.03,"end":1078.1901,"confidence":0.99316406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.08602900803089142},{"word":"what","start":1078.1901,"end":1078.35,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1036573052406311},{"word":"we","start":1078.35,"end":1078.59,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1852318644523621},{"word":"always","start":1078.59,"end":1078.99,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.17769062519073486},{"word":"want","start":1078.99,"end":1079.15,"confidence":0.9970703,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.21622565388679504},{"word":"to","start":1079.15,"end":1079.39,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15944069623947144},{"word":"do","start":1079.39,"end":1079.63,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15889668464660645},{"word":"is","start":1079.63,"end":1080.03,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16687102615833282},{"word":"despite","start":1080.03,"end":1080.35,"confidence":0.7792969,"punctuated_word":"despite","sentiment":"neutral","sentiment_score":0.14132411777973175},{"word":"that","start":1080.35,"end":1080.51,"confidence":0.7597656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10646627098321916},{"word":"it's","start":1080.51,"end":1080.67,"confidence":0.85839844,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2270791232585907},{"word":"a","start":1080.67,"end":1080.8301,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3011987805366516},{"word":"high","start":1080.8301,"end":1081.15,"confidence":0.9980469,"punctuated_word":"high","sentiment":"positive","sentiment_score":0.36041438579559326},{"word":"growth","start":1081.15,"end":1081.55,"confidence":0.9951172,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.41038578748703},{"word":"and","start":1081.55,"end":1081.87,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15958869457244873},{"word":"despite","start":1081.87,"end":1082.37,"confidence":0.9970703,"punctuated_word":"despite","sentiment":"neutral","sentiment_score":0.1247788518667221},{"word":"overall","start":1084.03,"end":1084.51,"confidence":0.40820312,"punctuated_word":"overall","sentiment":"neutral","sentiment_score":0.2517154812812805},{"word":"it's","start":1084.51,"end":1084.91,"confidence":0.7973633,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.31830906867980957},{"word":"it's","start":1084.91,"end":1085.15,"confidence":0.9904785,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.37166082859039307},{"word":"holding","start":1085.15,"end":1085.47,"confidence":1.0,"punctuated_word":"holding","sentiment":"positive","sentiment_score":0.5787267684936523},{"word":"up","start":1085.47,"end":1085.7101,"confidence":1.0,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.4888400435447693},{"word":"really","start":1085.7101,"end":1086.03,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5337174534797668},{"word":"good","start":1086.03,"end":1086.53,"confidence":0.95874023,"punctuated_word":"good,","sentiment":"neutral","sentiment_score":0.3258315622806549},{"word":"we","start":1086.67,"end":1086.91,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14673066139221191},{"word":"wanna","start":1086.91,"end":1087.23,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.26977017521858215},{"word":"also","start":1087.23,"end":1087.55,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.22307193279266355},{"word":"make","start":1087.55,"end":1087.7101,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.11876924335956572},{"word":"sure","start":1087.7101,"end":1087.87,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.17177417874336243},{"word":"that","start":1087.87,"end":1088.11,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12111219763755798},{"word":"if","start":1088.11,"end":1088.27,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09197460114955902},{"word":"there","start":1088.27,"end":1088.51,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.021722152829170227},{"word":"is","start":1088.51,"end":1088.75,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0036209076642990112},{"word":"any","start":1088.75,"end":1089.0701,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.07704558968544006},{"word":"investment","start":1089.0701,"end":1089.5701,"confidence":0.5649414,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.25814786553382874},{"word":"in","start":1089.63,"end":1089.7101,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.21406731009483335},{"word":"your","start":1089.7101,"end":1090.03,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.056742213666439056},{"word":"portfolio","start":1090.03,"end":1090.53,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.10992163419723512},{"word":"that","start":1090.59,"end":1090.75,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2016253173351288},{"word":"is","start":1090.75,"end":1090.91,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.3135824203491211},{"word":"slightly","start":1090.91,"end":1091.39,"confidence":0.9980469,"punctuated_word":"slightly","sentiment":"neutral","sentiment_score":-0.26439887285232544},{"word":"underperforming","start":1091.39,"end":1091.89,"confidence":0.99560547,"punctuated_word":"underperforming","sentiment":"neutral","sentiment_score":-0.23607267439365387},{"word":"despite","start":1092.365,"end":1092.685,"confidence":0.97509766,"punctuated_word":"despite","sentiment":"neutral","sentiment_score":-0.23037393391132355},{"word":"what's","start":1092.685,"end":1092.765,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.28060078620910645},{"word":"going","start":1092.765,"end":1093.005,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.2068721354007721},{"word":"on","start":1093.005,"end":1093.245,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2480163872241974},{"word":"in","start":1093.245,"end":1093.405,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2339310348033905},{"word":"the","start":1093.405,"end":1093.645,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1494685709476471},{"word":"market","start":1093.645,"end":1094.145,"confidence":0.9914551,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":-0.1360345184803009},{"word":"we","start":1094.4451,"end":1094.765,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.034325093030929565},{"word":"wanna","start":1094.765,"end":1095.005,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05832637846469879},{"word":"make","start":1095.005,"end":1095.165,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.04356342554092407},{"word":"sure","start":1095.165,"end":1095.3251,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.02057906985282898},{"word":"we","start":1095.3251,"end":1095.485,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03674916923046112},{"word":"review","start":1095.485,"end":1095.805,"confidence":0.99902344,"punctuated_word":"review","sentiment":"neutral","sentiment_score":-0.0058800578117370605},{"word":"it","start":1095.805,"end":1095.9651,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0836268961429596},{"word":"and","start":1095.9651,"end":1096.2051,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0014824718236923218},{"word":"potentially","start":1096.2051,"end":1096.7051,"confidence":0.97265625,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.017114609479904175},{"word":"look","start":1096.765,"end":1097.005,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.004658952355384827},{"word":"at","start":1097.005,"end":1097.245,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01781359314918518},{"word":"changing","start":1097.245,"end":1097.745,"confidence":0.99316406,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":0.023928344249725345},{"word":"things","start":1097.805,"end":1098.125,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04508735239505768},{"word":"for","start":1098.125,"end":1098.365,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.022036626935005188},{"word":"you","start":1098.365,"end":1098.865,"confidence":0.8857422,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.004271052777767181},{"word":"because","start":1099.0851,"end":1099.405,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.028348565101623535},{"word":"things","start":1099.405,"end":1099.645,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.05698151886463165},{"word":"don't","start":1099.645,"end":1099.885,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.02590290457010269},{"word":"always","start":1099.885,"end":1100.2051,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.009074091911315918},{"word":"stay","start":1100.2051,"end":1100.4451,"confidence":0.9716797,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.007683947682380676},{"word":"the","start":1100.4451,"end":1100.605,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.036104679107666016},{"word":"same","start":1100.605,"end":1100.925,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.02392888069152832},{"word":"with","start":1100.925,"end":1101.005,"confidence":0.88061523,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.08212043344974518},{"word":"obviously","start":1101.005,"end":1101.505,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.0594010129570961},{"word":"the","start":1101.5651,"end":1101.725,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07314468920230865},{"word":"market","start":1101.725,"end":1102.045,"confidence":0.9902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.05457083880901337},{"word":"and","start":1102.045,"end":1102.285,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06210682541131973},{"word":"everything","start":1102.285,"end":1102.765,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.007734283804893494},{"word":"like","start":1102.765,"end":1102.925,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.08187312632799149},{"word":"that","start":1102.925,"end":1103.0851,"confidence":0.984375,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.0407073013484478},{"word":"and","start":1103.0851,"end":1103.245,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.034776538610458374},{"word":"it","start":1103.245,"end":1103.405,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11016101390123367},{"word":"is","start":1103.405,"end":1103.5651,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18306241929531095},{"word":"good","start":1103.5651,"end":1103.805,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2525731921195984},{"word":"to","start":1103.805,"end":1104.045,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21013283729553223},{"word":"do","start":1104.045,"end":1104.2051,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17016711831092834},{"word":"updated","start":1104.2051,"end":1104.7051,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.21861118078231812},{"word":"research","start":1104.765,"end":1105.265,"confidence":0.9995117,"punctuated_word":"research.","sentiment":"neutral","sentiment_score":0.1234557256102562},{"word":"now","start":1106.14,"end":1106.62,"confidence":0.80322266,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.040718454867601395},{"word":"for","start":1106.62,"end":1106.94,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.016632989048957825},{"word":"example","start":1106.94,"end":1107.44,"confidence":1.0,"punctuated_word":"example,","sentiment":"neutral","sentiment_score":0.032264478504657745},{"word":"one","start":1107.58,"end":1107.82,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.01986488699913025},{"word":"of","start":1107.82,"end":1107.9,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009920932352542875},{"word":"the","start":1107.9,"end":1108.06,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.038329705595970154},{"word":"investments","start":1108.06,"end":1108.56,"confidence":0.9970703,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.025112833827733994},{"word":"in","start":1108.7,"end":1108.86,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01667746901512146},{"word":"your","start":1108.86,"end":1109.18,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04371578246355057},{"word":"portfolio","start":1109.18,"end":1109.68,"confidence":0.7357178,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.027560647577047348},{"word":"for","start":1110.46,"end":1110.86,"confidence":0.22814941,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04814034327864647},{"word":"your","start":1110.86,"end":1111.02,"confidence":0.97265625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06687772274017334},{"word":"benelon","start":1111.02,"end":1111.52,"confidence":0.7869466,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":0.05327951908111572},{"word":"australian","start":1111.58,"end":1112.08,"confidence":0.94970703,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.07416883856058121},{"word":"equity","start":1112.14,"end":1112.64,"confidence":0.63427734,"punctuated_word":"equity,","sentiment":"neutral","sentiment_score":0.023500077426433563},{"word":"we've","start":1112.86,"end":1113.1,"confidence":0.9902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.04057973995804787},{"word":"done","start":1113.1,"end":1113.34,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.022045671939849857},{"word":"a","start":1113.34,"end":1113.42,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03523222357034683},{"word":"lot","start":1113.42,"end":1113.66,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.07146527618169785},{"word":"of","start":1113.66,"end":1113.9,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03035689890384674},{"word":"research","start":1113.9,"end":1114.38,"confidence":1.0,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.012351155281066896},{"word":"on","start":1114.38,"end":1114.78,"confidence":0.81591797,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.003581767901778221},{"word":"and","start":1115.18,"end":1115.5,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.024317339062690735},{"word":"at","start":1115.5,"end":1115.74,"confidence":0.921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.011068619787693024},{"word":"the","start":1115.74,"end":1115.9,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004027865827083588},{"word":"moment","start":1115.9,"end":1116.38,"confidence":0.9848633,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.005914483219385147},{"word":"we","start":1116.38,"end":1116.62,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.018018044531345367},{"word":"are","start":1116.62,"end":1116.78,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.046844251453876495},{"word":"looking","start":1116.78,"end":1117.1,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.017160460352897644},{"word":"at","start":1117.1,"end":1117.34,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02633826434612274},{"word":"potentially","start":1117.34,"end":1117.82,"confidence":0.9970703,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.02476213127374649},{"word":"changing","start":1117.82,"end":1118.3,"confidence":1.0,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":0.02499084174633026},{"word":"that","start":1118.3,"end":1118.54,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06500378251075745},{"word":"for","start":1118.54,"end":1118.78,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03979550302028656},{"word":"some","start":1118.78,"end":1119.02,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0511336624622345},{"word":"better","start":1119.02,"end":1119.34,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.020114324986934665},{"word":"options","start":1119.34,"end":1119.84,"confidence":0.8972168,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":-0.02001325413584709},{"word":"now","start":1120.505,"end":1120.6649,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.12142237275838852},{"word":"that","start":1120.6649,"end":1120.9049,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17305156588554382},{"word":"was","start":1120.9049,"end":1121.1449,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.20549015700817108},{"word":"one","start":1121.1449,"end":1121.3049,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.25099432468414307},{"word":"that","start":1121.3049,"end":1121.5449,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2605127990245819},{"word":"was","start":1121.5449,"end":1121.865,"confidence":1.0,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.3648981750011444},{"word":"underperforming","start":1121.865,"end":1122.365,"confidence":0.9951172,"punctuated_word":"underperforming","sentiment":"negative","sentiment_score":-0.3947639763355255},{"word":"recently","start":1122.825,"end":1123.325,"confidence":0.96850586,"punctuated_word":"recently.","sentiment":"negative","sentiment_score":-0.4286302924156189},{"word":"and","start":1124.4249,"end":1124.745,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.14537981152534485},{"word":"if","start":1124.745,"end":1124.9049,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.14189431071281433},{"word":"it","start":1124.9049,"end":1125.065,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.18318259716033936},{"word":"is","start":1125.065,"end":1125.5449,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1396857500076294},{"word":"underperforming","start":1125.5449,"end":1126.0449,"confidence":0.8697917,"punctuated_word":"underperforming,","sentiment":"neutral","sentiment_score":-0.15059474110603333},{"word":"and","start":1126.9049,"end":1127.225,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07487104833126068},{"word":"how","start":1127.225,"end":1127.465,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.06008671224117279},{"word":"that","start":1127.465,"end":1127.625,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06314556300640106},{"word":"one","start":1127.625,"end":1127.865,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.12482530623674391},{"word":"is","start":1127.865,"end":1128.105,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0468231663107872},{"word":"different","start":1128.105,"end":1128.585,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.04625753313302994},{"word":"to","start":1128.585,"end":1128.745,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04707411676645279},{"word":"your","start":1128.745,"end":1128.9049,"confidence":0.97509766,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10187609493732452},{"word":"other","start":1128.9049,"end":1129.1449,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.10238904505968094},{"word":"investments","start":1129.1449,"end":1129.6449,"confidence":0.94628906,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.13360857963562012},{"word":"is","start":1129.865,"end":1130.0249,"confidence":0.9526367,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.019810490310192108},{"word":"that","start":1130.0249,"end":1130.1849,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.012985657900571825},{"word":"it","start":1130.1849,"end":1130.345,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03927382454276085},{"word":"is","start":1130.345,"end":1130.505,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.023402582854032516},{"word":"a","start":1130.505,"end":1130.745,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0303756520152092},{"word":"managed","start":1130.745,"end":1131.225,"confidence":0.99902344,"punctuated_word":"managed","sentiment":"neutral","sentiment_score":-0.06654255837202072},{"word":"fund","start":1131.225,"end":1131.725,"confidence":0.98217773,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":-0.06013060361146927},{"word":"so","start":1132.2799,"end":1132.7799,"confidence":0.9592285,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.013878198340535164},{"word":"basically","start":1132.84,"end":1133.34,"confidence":1.0,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.0005983226001262665},{"word":"they","start":1133.6399,"end":1133.88,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.01082216203212738},{"word":"are","start":1133.88,"end":1134.12,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.007684782147407532},{"word":"actively","start":1134.12,"end":1134.62,"confidence":1.0,"punctuated_word":"actively","sentiment":"neutral","sentiment_score":0.03402644395828247},{"word":"buying","start":1134.6799,"end":1134.9199,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.003126382827758789},{"word":"and","start":1134.9199,"end":1135.1599,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0544130876660347},{"word":"selling","start":1135.1599,"end":1135.5599,"confidence":1.0,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":-0.04005632549524307},{"word":"different","start":1135.5599,"end":1135.96,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.01673237234354019},{"word":"investments","start":1135.96,"end":1136.46,"confidence":0.9970703,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.0766180083155632},{"word":"in","start":1136.6,"end":1136.76,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.031301386654376984},{"word":"order","start":1136.76,"end":1137.0,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.07363694161176682},{"word":"to","start":1137.0,"end":1137.1599,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01300974190235138},{"word":"try","start":1137.1599,"end":1137.32,"confidence":0.84472656,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.010847896337509155},{"word":"to","start":1137.32,"end":1137.6399,"confidence":0.75634766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0035720765590667725},{"word":"outperform","start":1137.6399,"end":1138.1399,"confidence":0.9946289,"punctuated_word":"outperform","sentiment":"neutral","sentiment_score":0.01790831983089447},{"word":"the","start":1138.36,"end":1138.6,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04464643448591232},{"word":"market","start":1138.6,"end":1139.1,"confidence":0.98413086,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.06849981844425201},{"word":"because","start":1140.12,"end":1140.6,"confidence":0.99902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.048945605754852295},{"word":"it","start":1140.6,"end":1140.76,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0004963353276252747},{"word":"is","start":1140.76,"end":1141.08,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03135138750076294},{"word":"the","start":1141.08,"end":1141.24,"confidence":0.6464844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014981403946876526},{"word":"active","start":1141.24,"end":1141.6399,"confidence":0.99902344,"punctuated_word":"active","sentiment":"neutral","sentiment_score":0.004558533430099487},{"word":"management","start":1141.6399,"end":1142.12,"confidence":0.99853516,"punctuated_word":"management,","sentiment":"neutral","sentiment_score":-0.029617279767990112},{"word":"it","start":1142.12,"end":1142.2799,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05583000183105469},{"word":"tend","start":1142.2799,"end":1142.5199,"confidence":0.6357422,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":-0.04420685023069382},{"word":"to","start":1142.5199,"end":1142.6799,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07365584373474121},{"word":"cost","start":1142.6799,"end":1143.0,"confidence":0.99902344,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.07264349609613419},{"word":"a","start":1143.0,"end":1143.1599,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14370930194854736},{"word":"little","start":1143.1599,"end":1143.3999,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.10971920192241667},{"word":"bit","start":1143.3999,"end":1143.6399,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1441882699728012},{"word":"more","start":1143.6399,"end":1144.1399,"confidence":0.7902832,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.08216382563114166},{"word":"and","start":1144.2949,"end":1144.455,"confidence":0.87280273,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.04319778457283974},{"word":"usually","start":1144.455,"end":1144.955,"confidence":1.0,"punctuated_word":"usually,","sentiment":"neutral","sentiment_score":0.024102699011564255},{"word":"it","start":1145.015,"end":1145.1749,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07003787159919739},{"word":"is","start":1145.1749,"end":1145.4149,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16379718482494354},{"word":"worth","start":1145.4149,"end":1145.735,"confidence":0.99609375,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.09388913214206696},{"word":"it","start":1145.735,"end":1146.0549,"confidence":0.9716797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08481241762638092},{"word":"because","start":1146.0549,"end":1146.455,"confidence":0.9873047,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.12448716908693314},{"word":"you","start":1146.455,"end":1146.695,"confidence":0.93847656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17390674352645874},{"word":"are","start":1146.695,"end":1147.015,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1841897964477539},{"word":"outperforming","start":1147.015,"end":1147.515,"confidence":0.9975586,"punctuated_word":"outperforming","sentiment":"neutral","sentiment_score":0.10597224533557892},{"word":"the","start":1147.815,"end":1148.0549,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.041489407420158386},{"word":"market","start":1148.0549,"end":1148.5549,"confidence":0.9836426,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.010586127638816832},{"word":"but","start":1148.775,"end":1149.015,"confidence":0.97265625,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.08457621932029724},{"word":"in","start":1149.015,"end":1149.1749,"confidence":0.9741211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.14920711517333984},{"word":"this","start":1149.1749,"end":1149.495,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.14180845022201538},{"word":"instant","start":1149.495,"end":1149.895,"confidence":0.73583984,"punctuated_word":"instant,","sentiment":"neutral","sentiment_score":-0.13106095790863037},{"word":"more","start":1149.895,"end":1150.135,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.2028684914112091},{"word":"recently","start":1150.135,"end":1150.615,"confidence":0.9951172,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":-0.2176225334405899},{"word":"they've","start":1150.615,"end":1150.855,"confidence":0.9885254,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.28862273693084717},{"word":"been","start":1150.855,"end":1151.095,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.316665381193161},{"word":"a","start":1151.095,"end":1151.1749,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3193783760070801},{"word":"little","start":1151.1749,"end":1151.4149,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2722148895263672},{"word":"bit","start":1151.4149,"end":1151.735,"confidence":1.0,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.3347364068031311},{"word":"slower","start":1151.735,"end":1152.135,"confidence":1.0,"punctuated_word":"slower","sentiment":"negative","sentiment_score":-0.3339524567127228},{"word":"in","start":1152.135,"end":1152.375,"confidence":0.99902344,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3961522579193115},{"word":"making","start":1152.375,"end":1152.775,"confidence":1.0,"punctuated_word":"making","sentiment":"negative","sentiment_score":-0.449831485748291},{"word":"those","start":1152.775,"end":1153.1749,"confidence":1.0,"punctuated_word":"those","sentiment":"negative","sentiment_score":-0.3872133195400238},{"word":"investment","start":1153.1749,"end":1153.6749,"confidence":0.9199219,"punctuated_word":"investment","sentiment":"negative","sentiment_score":-0.3692737817764282},{"word":"changes","start":1153.815,"end":1154.315,"confidence":0.98217773,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":-0.31953680515289307},{"word":"and","start":1154.9349,"end":1155.1749,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.185205802321434},{"word":"if","start":1155.1749,"end":1155.335,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.18745005130767825},{"word":"that","start":1155.335,"end":1155.495,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2318088412284851},{"word":"is","start":1155.495,"end":1155.6549,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.17156711220741272},{"word":"the","start":1155.6549,"end":1155.735,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21723198890686035},{"word":"case","start":1155.735,"end":1155.975,"confidence":1.0,"punctuated_word":"case","sentiment":"neutral","sentiment_score":-0.16692093014717102},{"word":"and","start":1155.975,"end":1156.135,"confidence":0.6933594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18881243467330933},{"word":"we","start":1156.135,"end":1156.2949,"confidence":0.98291016,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1639086753129959},{"word":"foresee","start":1156.2949,"end":1156.775,"confidence":0.9160156,"punctuated_word":"foresee","sentiment":"neutral","sentiment_score":-0.18517737090587616},{"word":"that","start":1156.775,"end":1157.015,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.18559370934963224},{"word":"they","start":1157.015,"end":1157.1749,"confidence":0.9951172,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.288392573595047},{"word":"are","start":1157.1749,"end":1157.335,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.24282294511795044},{"word":"going","start":1157.335,"end":1157.575,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.23406432569026947},{"word":"to","start":1157.575,"end":1157.735,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20728632807731628},{"word":"be","start":1157.735,"end":1157.895,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.2104414105415344},{"word":"a","start":1157.895,"end":1157.975,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.27358278632164},{"word":"little","start":1157.975,"end":1158.215,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2352997362613678},{"word":"bit","start":1158.215,"end":1158.455,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2611493468284607},{"word":"slower","start":1158.455,"end":1158.955,"confidence":0.99902344,"punctuated_word":"slower,","sentiment":"neutral","sentiment_score":-0.32731157541275024},{"word":"then","start":1159.3301,"end":1159.5701,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.2759065628051758},{"word":"there's","start":1159.5701,"end":1159.81,"confidence":0.99853516,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.30899250507354736},{"word":"no","start":1159.81,"end":1160.2101,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.31572669744491577},{"word":"point","start":1160.2101,"end":1160.61,"confidence":0.9980469,"punctuated_word":"point","sentiment":"negative","sentiment_score":-0.35610172152519226},{"word":"having","start":1160.61,"end":1161.01,"confidence":0.9951172,"punctuated_word":"having","sentiment":"negative","sentiment_score":-0.35592401027679443},{"word":"it","start":1161.01,"end":1161.3301,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.3075442612171173},{"word":"in","start":1161.3301,"end":1161.5701,"confidence":0.9970703,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3587242364883423},{"word":"an","start":1161.5701,"end":1161.7301,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.29256588220596313},{"word":"option","start":1161.7301,"end":1162.2301,"confidence":0.8310547,"punctuated_word":"option","sentiment":"neutral","sentiment_score":-0.3241768479347229},{"word":"where","start":1162.29,"end":1162.53,"confidence":0.9941406,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.3260890543460846},{"word":"you're","start":1162.53,"end":1162.6901,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.22997018694877625},{"word":"paying","start":1162.6901,"end":1162.8501,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.26459619402885437},{"word":"a","start":1162.8501,"end":1163.01,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3098386526107788},{"word":"little","start":1163.01,"end":1163.25,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.25316929817199707},{"word":"bit","start":1163.25,"end":1163.41,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2879254221916199},{"word":"more","start":1163.41,"end":1163.65,"confidence":1.0,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.3848930597305298},{"word":"in","start":1163.65,"end":1163.7301,"confidence":0.8857422,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.4132515490055084},{"word":"fees","start":1163.7301,"end":1164.05,"confidence":0.99316406,"punctuated_word":"fees","sentiment":"negative","sentiment_score":-0.39956381916999817},{"word":"if","start":1164.05,"end":1164.29,"confidence":0.98535156,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.3706067502498626},{"word":"they're","start":1164.29,"end":1164.4501,"confidence":0.9995117,"punctuated_word":"they're","sentiment":"negative","sentiment_score":-0.424306720495224},{"word":"not","start":1164.4501,"end":1164.6901,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.35304075479507446},{"word":"giving","start":1164.6901,"end":1164.93,"confidence":1.0,"punctuated_word":"giving","sentiment":"negative","sentiment_score":-0.3335658013820648},{"word":"you","start":1164.93,"end":1165.17,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.3142545223236084},{"word":"that","start":1165.17,"end":1165.41,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20808103680610657},{"word":"return","start":1165.41,"end":1165.91,"confidence":0.9980469,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.178023099899292},{"word":"in","start":1166.13,"end":1166.4501,"confidence":0.87158203,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2713945209980011},{"word":"return","start":1166.4501,"end":1166.93,"confidence":0.9482422,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":-0.2553619146347046},{"word":"does","start":1166.93,"end":1167.17,"confidence":0.9980469,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.0127902552485466},{"word":"that","start":1167.17,"end":1167.3301,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.015955962240695953},{"word":"make","start":1167.3301,"end":1167.49,"confidence":0.9921875,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.034658342599868774},{"word":"sense","start":1167.49,"end":1167.99,"confidence":0.9995117,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.07900037616491318},{"word":"yep","start":1169.65,"end":1169.9701,"confidence":0.80126953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2583574652671814},{"word":"so","start":1169.9701,"end":1170.29,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.30334606766700745},{"word":"if","start":1170.29,"end":1170.4501,"confidence":0.9970703,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.40672388672828674},{"word":"you","start":1170.4501,"end":1170.61,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.44044363498687744},{"word":"are","start":1170.61,"end":1170.8501,"confidence":0.8232422,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.46647149324417114},{"word":"happy","start":1170.8501,"end":1171.17,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5066768527030945},{"word":"for","start":1171.17,"end":1171.3301,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.510857105255127},{"word":"me","start":1171.3301,"end":1171.49,"confidence":0.99902344,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.5137940645217896},{"word":"to","start":1171.49,"end":1171.5701,"confidence":0.9970703,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4644148349761963},{"word":"do","start":1171.5701,"end":1171.81,"confidence":0.984375,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.447578489780426},{"word":"so","start":1171.81,"end":1172.2101,"confidence":0.9838867,"punctuated_word":"so,","sentiment":"positive","sentiment_score":0.4555658996105194},{"word":"i","start":1172.2101,"end":1172.29,"confidence":0.98535156,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.512520968914032},{"word":"would","start":1172.29,"end":1172.53,"confidence":0.9941406,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.5333073139190674},{"word":"like","start":1172.53,"end":1172.775,"confidence":0.98535156,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.4948108494281769},{"word":"to","start":1172.775,"end":1172.855,"confidence":0.7128906,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5034835338592529},{"word":"do","start":1172.855,"end":1172.935,"confidence":0.9633789,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.45403215289115906},{"word":"a","start":1172.935,"end":1173.095,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.45270881056785583},{"word":"little","start":1173.095,"end":1173.175,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2881484627723694},{"word":"bit","start":1173.175,"end":1173.255,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.28871846199035645},{"word":"more","start":1173.255,"end":1173.735,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.2825351357460022},{"word":"research","start":1173.735,"end":1174.055,"confidence":0.99902344,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.2846624255180359},{"word":"on","start":1174.055,"end":1174.215,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.31024789810180664},{"word":"that","start":1174.215,"end":1174.375,"confidence":0.99316406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35285109281539917},{"word":"benelung","start":1174.375,"end":1174.875,"confidence":0.6010742,"punctuated_word":"Benelung","sentiment":"neutral","sentiment_score":0.2979698181152344},{"word":"investment","start":1174.935,"end":1175.435,"confidence":0.90722656,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.2432442456483841},{"word":"and","start":1175.975,"end":1176.295,"confidence":0.6040039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29545968770980835},{"word":"see","start":1176.295,"end":1176.535,"confidence":0.99902344,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.3595178723335266},{"word":"if","start":1176.535,"end":1176.6951,"confidence":1.0,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.39481672644615173},{"word":"i","start":1176.6951,"end":1176.855,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3828486204147339},{"word":"can","start":1176.855,"end":1177.015,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.40213292837142944},{"word":"find","start":1177.015,"end":1177.415,"confidence":1.0,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.33177506923675537},{"word":"a","start":1177.415,"end":1177.5751,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3645157814025879},{"word":"better","start":1177.5751,"end":1177.8151,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.1598333716392517},{"word":"option","start":1177.8151,"end":1178.135,"confidence":1.0,"punctuated_word":"option","sentiment":"positive","sentiment_score":0.35318663716316223},{"word":"that's","start":1178.135,"end":1178.375,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.5482683181762695},{"word":"going","start":1178.375,"end":1178.6951,"confidence":1.0,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.5715240836143494},{"word":"to","start":1178.6951,"end":1178.935,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5229660868644714},{"word":"give","start":1178.935,"end":1179.175,"confidence":0.9980469,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.5333853960037231},{"word":"you","start":1179.175,"end":1179.3351,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6098035573959351},{"word":"a","start":1179.3351,"end":1179.5751,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5206056237220764},{"word":"little","start":1179.5751,"end":1179.735,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.3822888135910034},{"word":"bit","start":1179.735,"end":1179.895,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.42168915271759033},{"word":"better","start":1179.895,"end":1180.215,"confidence":0.9970703,"punctuated_word":"better","sentiment":"positive","sentiment_score":0.3903282284736634},{"word":"returns","start":1180.215,"end":1180.715,"confidence":0.9658203,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.5739045143127441},{"word":"moving","start":1180.775,"end":1181.095,"confidence":0.9980469,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.5470770597457886},{"word":"forward","start":1181.095,"end":1181.595,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.6162736415863037},{"word":"and","start":1182.055,"end":1182.215,"confidence":0.97509766,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4324119091033935},{"word":"put","start":1182.215,"end":1182.4551,"confidence":1.0,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.5801029801368713},{"word":"you","start":1182.4551,"end":1182.6951,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5947072505950928},{"word":"in","start":1182.6951,"end":1182.935,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6732960939407349},{"word":"a","start":1182.935,"end":1183.095,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6263530254364014},{"word":"better","start":1183.095,"end":1183.415,"confidence":1.0,"punctuated_word":"better","sentiment":"positive","sentiment_score":0.4175181388854981},{"word":"position","start":1183.415,"end":1183.915,"confidence":0.9995117,"punctuated_word":"position.","sentiment":"positive","sentiment_score":0.4942016899585724},{"word":"are","start":1184.055,"end":1184.215,"confidence":1.0,"punctuated_word":"Are","sentiment":"positive","sentiment_score":0.46096962690353394},{"word":"you","start":1184.215,"end":1184.375,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5403244495391846},{"word":"happy","start":1184.375,"end":1184.6951,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4533713161945343},{"word":"for","start":1184.6951,"end":1184.855,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5655293464660645},{"word":"me","start":1184.855,"end":1185.015,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.5098223686218262},{"word":"to","start":1185.015,"end":1185.175,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.47850897908210754},{"word":"do","start":1185.175,"end":1185.3351,"confidence":0.99902344,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4778720140457154},{"word":"that","start":1185.3351,"end":1185.8351,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"positive","sentiment_score":0.4422459900379181},{"word":"yep","start":1187.24,"end":1187.64,"confidence":0.9770508,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.27871251106262207},{"word":"perfect","start":1187.64,"end":1188.14,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.005862436257302761},{"word":"now","start":1189.0,"end":1189.24,"confidence":0.62158203,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.16679787635803223},{"word":"it","start":1189.24,"end":1189.48,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16110962629318237},{"word":"will","start":1189.48,"end":1189.88,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1125527024269104},{"word":"take","start":1189.88,"end":1190.2,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.13393566012382507},{"word":"me","start":1190.2,"end":1190.6,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.20888185501098633},{"word":"about","start":1190.6,"end":1191.1,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11778390407562256},{"word":"a","start":1192.0399,"end":1192.2,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1500171720981598},{"word":"week","start":1192.2,"end":1192.6,"confidence":0.9741211,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.10943111777305604},{"word":"a","start":1192.6,"end":1192.76,"confidence":0.9223633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.030766408890485764},{"word":"little","start":1192.76,"end":1192.9199,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.00949714332818985},{"word":"bit","start":1192.9199,"end":1193.1599,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.006235212087631226},{"word":"less","start":1193.1599,"end":1193.5599,"confidence":0.9980469,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.061556585133075714},{"word":"to","start":1193.5599,"end":1193.7999,"confidence":0.54589844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08246869593858719},{"word":"put","start":1193.7999,"end":1194.0399,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.07017837464809418},{"word":"that","start":1194.0399,"end":1194.2,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11816852539777756},{"word":"research","start":1194.2,"end":1194.6799,"confidence":0.99609375,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.10827574878931046},{"word":"together","start":1194.6799,"end":1195.1799,"confidence":0.7939453,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.1278221607208252},{"word":"and","start":1196.12,"end":1196.2799,"confidence":0.9248047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16076600551605225},{"word":"then","start":1196.2799,"end":1196.52,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17774873971939087},{"word":"i'll","start":1196.52,"end":1196.6799,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.22521266341209412},{"word":"go","start":1196.6799,"end":1196.9199,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.226296529173851},{"word":"through","start":1196.9199,"end":1197.1599,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.23629504442214969},{"word":"the","start":1197.1599,"end":1197.32,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2311202436685562},{"word":"proposal","start":1197.32,"end":1197.82,"confidence":1.0,"punctuated_word":"proposal","sentiment":"neutral","sentiment_score":0.2293291985988617},{"word":"with","start":1197.88,"end":1198.0399,"confidence":0.9770508,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2598714530467987},{"word":"you","start":1198.0399,"end":1198.2,"confidence":0.83251953,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.30681872367858887},{"word":"and","start":1198.2,"end":1198.36,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2622353136539459},{"word":"then","start":1198.36,"end":1198.52,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.28589531779289246},{"word":"you","start":1198.52,"end":1198.6799,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31527578830718994},{"word":"can","start":1198.6799,"end":1198.84,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24246422946453097},{"word":"let","start":1198.84,"end":1199.08,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.23081322014331815},{"word":"me","start":1199.08,"end":1199.24,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.33619239926338196},{"word":"know","start":1199.24,"end":1199.5599,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.2755415737628937},{"word":"what","start":1199.5599,"end":1199.88,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.21613505482673645},{"word":"you","start":1199.88,"end":1200.12,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2046375572681427},{"word":"think","start":1200.12,"end":1200.62,"confidence":0.99902344,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.1274670660495758},{"word":"when","start":1201.915,"end":1202.155,"confidence":0.97265625,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.057617731392383575},{"word":"is","start":1202.155,"end":1202.395,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05949108675122261},{"word":"usually","start":1202.395,"end":1202.895,"confidence":0.99609375,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.08283282071352005},{"word":"a","start":1202.9551,"end":1203.115,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09128239750862122},{"word":"best","start":1203.115,"end":1203.435,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.07559382915496826},{"word":"time","start":1203.435,"end":1203.675,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.09709344059228896},{"word":"for","start":1203.675,"end":1203.915,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07994198799133301},{"word":"you","start":1203.915,"end":1204.155,"confidence":0.99853516,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1052200198173523},{"word":"jack","start":1204.155,"end":1204.655,"confidence":0.9851074,"punctuated_word":"Jack?","sentiment":"neutral","sentiment_score":0.07615675032138824},{"word":"yes","start":1208.555,"end":1209.055,"confidence":0.9851074,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05383978039026261},{"word":"about","start":1213.6101,"end":1214.0901,"confidence":0.62353516,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.04698710143566131},{"word":"now","start":1214.0901,"end":1214.5901,"confidence":0.75268555,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.05128639936447144},{"word":"okay","start":1214.65,"end":1215.15,"confidence":0.7261963,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05683648958802223},{"word":"okay","start":1216.17,"end":1216.67,"confidence":0.99560547,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04880528897047043},{"word":"okay","start":1216.89,"end":1217.39,"confidence":0.8503418,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09138157963752748},{"word":"let","start":1217.8501,"end":1218.0901,"confidence":0.9863281,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.09909116476774216},{"word":"me","start":1218.0901,"end":1218.3301,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.12301483005285264},{"word":"have","start":1218.3301,"end":1218.5701,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13588105142116547},{"word":"a","start":1218.5701,"end":1218.81,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15111464262008667},{"word":"look","start":1218.81,"end":1219.31,"confidence":1.0,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.10793155431747437},{"word":"so","start":1219.4501,"end":1219.9501,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14988674223423004},{"word":"next","start":1221.37,"end":1221.6901,"confidence":0.98291016,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1457785665988922},{"word":"week","start":1221.6901,"end":1222.17,"confidence":0.95703125,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.17417174577713013},{"word":"i","start":1222.17,"end":1222.41,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19792114198207855},{"word":"am","start":1222.41,"end":1222.91,"confidence":1.0,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.20317775011062625},{"word":"fully","start":1223.05,"end":1223.37,"confidence":1.0,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.27191632986068726},{"word":"booked","start":1223.37,"end":1223.6901,"confidence":0.7312012,"punctuated_word":"booked,","sentiment":"neutral","sentiment_score":0.19301488995552063},{"word":"actually","start":1223.6901,"end":1224.0901,"confidence":0.9975586,"punctuated_word":"actually.","sentiment":"neutral","sentiment_score":0.15852174162864685},{"word":"i","start":1224.0901,"end":1224.25,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08444201946258545},{"word":"don't","start":1224.25,"end":1224.49,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.035735733807086945},{"word":"have","start":1224.49,"end":1224.7301,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03103572130203247},{"word":"a","start":1224.7301,"end":1224.81,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03164069354534149},{"word":"single","start":1224.81,"end":1225.2101,"confidence":1.0,"punctuated_word":"single","sentiment":"neutral","sentiment_score":-0.023319818079471588},{"word":"spot","start":1225.2101,"end":1225.4501,"confidence":0.9404297,"punctuated_word":"spot,","sentiment":"neutral","sentiment_score":0.034286729991436005},{"word":"but","start":1225.4501,"end":1225.6901,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0485372431576252},{"word":"let","start":1225.6901,"end":1225.8501,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.08077430725097656},{"word":"me","start":1225.8501,"end":1226.0901,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.11618262529373168},{"word":"see","start":1226.0901,"end":1226.3301,"confidence":0.96777344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09700297564268112},{"word":"the","start":1226.3301,"end":1226.5701,"confidence":0.64501953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07593795657157898},{"word":"the","start":1226.5701,"end":1226.81,"confidence":0.9404297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08074575662612915},{"word":"following","start":1226.81,"end":1227.29,"confidence":0.9980469,"punctuated_word":"following","sentiment":"neutral","sentiment_score":0.07078512012958527},{"word":"week","start":1227.29,"end":1227.79,"confidence":0.9970703,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.07481653988361359},{"word":"i","start":1229.455,"end":1229.535,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12818476557731628},{"word":"could","start":1229.535,"end":1230.035,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.13160106539726257},{"word":"do","start":1231.175,"end":1231.675,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1181449145078659},{"word":"i","start":1232.815,"end":1233.0549,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13116863369941711},{"word":"could","start":1233.0549,"end":1233.2949,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.13293510675430298},{"word":"do","start":1233.2949,"end":1233.7949,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10836981236934662},{"word":"04:30","start":1233.9349,"end":1235.155,"confidence":0.99853516,"punctuated_word":"04:30","sentiment":"neutral","sentiment_score":0.10370578616857529},{"word":"on","start":1235.695,"end":1236.195,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07897211611270905},{"word":"either","start":1236.335,"end":1236.835,"confidence":1.0,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.07540863007307053},{"word":"monday","start":1236.975,"end":1237.455,"confidence":0.82299805,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":0.05644593387842178},{"word":"may","start":1237.455,"end":1238.225,"confidence":0.9367676,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.07217685878276825},{"word":"18","start":1238.225,"end":1238.995,"confidence":0.9367676,"punctuated_word":"18,","sentiment":"neutral","sentiment_score":0.0681205689907074},{"word":"or","start":1239.0549,"end":1239.375,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0638037770986557},{"word":"tuesday","start":1239.375,"end":1239.875,"confidence":0.95874023,"punctuated_word":"Tuesday,","sentiment":"neutral","sentiment_score":0.08343399316072464},{"word":"may","start":1239.9349,"end":1240.655,"confidence":0.96191406,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.09543783962726592},{"word":"19","start":1240.655,"end":1241.375,"confidence":0.96191406,"punctuated_word":"19,","sentiment":"neutral","sentiment_score":0.10490506887435912},{"word":"if","start":1241.375,"end":1241.695,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16426636278629303},{"word":"either","start":1241.695,"end":1241.9349,"confidence":1.0,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.1272549033164978},{"word":"of","start":1241.9349,"end":1242.015,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1263660490512848},{"word":"those","start":1242.015,"end":1242.255,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.117324560880661},{"word":"would","start":1242.255,"end":1242.495,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.12402649223804474},{"word":"work","start":1242.495,"end":1242.735,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.1418585181236267},{"word":"for","start":1242.735,"end":1242.895,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12814590334892273},{"word":"you","start":1242.895,"end":1243.395,"confidence":0.84472656,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09934241324663162},{"word":"either","start":1246.29,"end":1246.53,"confidence":0.86279297,"punctuated_word":"Either","sentiment":"neutral","sentiment_score":0.12065104395151138},{"word":"way","start":1246.53,"end":1247.03,"confidence":0.98095703,"punctuated_word":"way?","sentiment":"neutral","sentiment_score":0.10531416535377502},{"word":"okay","start":1247.73,"end":1248.05,"confidence":0.9658203,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08146018534898758},{"word":"well","start":1248.05,"end":1248.17,"confidence":0.86816406,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.06109949201345444},{"word":"my","start":1248.17,"end":1248.29,"confidence":0.64746094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.0381014458835125},{"word":"sure","start":1250.4501,"end":1250.9501,"confidence":0.73828125,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.13357806205749512},{"word":"yeah","start":1253.3301,"end":1253.8301,"confidence":0.97509766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006203582510352135},{"word":"or","start":1253.9701,"end":1254.2101,"confidence":0.8798828,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.03080551326274872},{"word":"nineteenth","start":1254.2101,"end":1254.7101,"confidence":0.9694824,"punctuated_word":"nineteenth.","sentiment":"neutral","sentiment_score":-0.034967053681612015},{"word":"okay","start":1261.905,"end":1262.405,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1216803789138794},{"word":"you","start":1264.2251,"end":1264.4651,"confidence":0.9819336,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.21698881685733795},{"word":"will","start":1264.4651,"end":1264.625,"confidence":0.8720703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.23026373982429504},{"word":"okay","start":1264.7051,"end":1264.9451,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2046966552734375},{"word":"well","start":1264.9451,"end":1265.185,"confidence":0.99560547,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.018547525629401207},{"word":"why","start":1265.185,"end":1265.3451,"confidence":0.99902344,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.03959592059254646},{"word":"don't","start":1265.3451,"end":1265.5851,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.0024042415898293257},{"word":"we","start":1265.5851,"end":1265.745,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0018474459648132324},{"word":"do","start":1265.745,"end":1266.245,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.005724139511585236},{"word":"the","start":1266.7051,"end":1267.2051,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010416354984045029},{"word":"nineteenth","start":1267.8251,"end":1268.3251,"confidence":0.86572266,"punctuated_word":"nineteenth?","sentiment":"neutral","sentiment_score":0.041428327560424805},{"word":"and","start":1271.2799,"end":1271.5199,"confidence":0.9863281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07525955140590668},{"word":"i","start":1271.5199,"end":1271.7599,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08954408019781113},{"word":"can","start":1271.7599,"end":1272.0,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10128235816955566},{"word":"do","start":1272.0,"end":1272.24,"confidence":0.89404297,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.10214991867542268},{"word":"yeah","start":1272.24,"end":1272.3999,"confidence":0.99658203,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.12750056385993958},{"word":"i","start":1272.3999,"end":1272.5599,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14049594104290009},{"word":"can","start":1272.5599,"end":1272.72,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.114344984292984},{"word":"do","start":1272.72,"end":1272.96,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09561097621917725},{"word":"04:30","start":1272.96,"end":1273.7,"confidence":0.86364746,"punctuated_word":"04:30,","sentiment":"neutral","sentiment_score":0.0956168696284294},{"word":"or","start":1274.48,"end":1274.72,"confidence":0.75634766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09121181815862656},{"word":"i","start":1274.72,"end":1274.7999,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09039002656936646},{"word":"do","start":1274.7999,"end":1275.0399,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08752400428056717},{"word":"have","start":1275.0399,"end":1275.2799,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06221079081296921},{"word":"mornings","start":1275.2799,"end":1275.7799,"confidence":0.9199219,"punctuated_word":"mornings","sentiment":"neutral","sentiment_score":0.061397891491651535},{"word":"if","start":1276.08,"end":1276.24,"confidence":0.8354492,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09987801313400269},{"word":"that","start":1276.24,"end":1276.3999,"confidence":0.97314453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06119561567902565},{"word":"but","start":1276.48,"end":1276.6399,"confidence":0.97265625,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.060647256672382355},{"word":"you","start":1276.6399,"end":1276.7999,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05667763575911522},{"word":"preferred","start":1276.7999,"end":1277.2,"confidence":0.89453125,"punctuated_word":"preferred","sentiment":"neutral","sentiment_score":0.04775208979845047},{"word":"afternoon","start":1277.2,"end":1277.7,"confidence":0.8815918,"punctuated_word":"afternoon,","sentiment":"neutral","sentiment_score":0.08329655230045319},{"word":"didn't","start":1277.7599,"end":1278.0,"confidence":0.99902344,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":0.10995595902204514},{"word":"you","start":1278.0,"end":1278.5,"confidence":0.99658203,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.07195316255092621},{"word":"i","start":1281.36,"end":1281.6,"confidence":0.9667969,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07058515399694443},{"word":"can","start":1281.6,"end":1282.1,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06232207268476486},{"word":"do","start":1282.32,"end":1282.82,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04384735971689224},{"word":"from","start":1283.0399,"end":1283.5399,"confidence":0.99121094,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04963704198598862},{"word":"8am","start":1283.84,"end":1284.5,"confidence":0.9403076,"punctuated_word":"8AM.","sentiment":"neutral","sentiment_score":0.07341940701007843},{"word":"yeah","start":1287.865,"end":1288.1849,"confidence":0.9399414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3036511242389679},{"word":"perfect","start":1288.1849,"end":1288.6849,"confidence":0.9980469,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5259702801704407},{"word":"yep","start":1288.9049,"end":1289.4049,"confidence":0.9970703,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3807682394981384},{"word":"and","start":1291.465,"end":1291.585,"confidence":0.7294922,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3966110050678253},{"word":"alright","start":1291.705,"end":1292.105,"confidence":0.99853516,"punctuated_word":"alright.","sentiment":"positive","sentiment_score":0.4217850863933563},{"word":"so","start":1292.105,"end":1292.2649,"confidence":0.97265625,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4228157103061676},{"word":"i'll","start":1292.2649,"end":1292.4249,"confidence":0.98657227,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.4166833162307739},{"word":"just","start":1292.4249,"end":1292.6649,"confidence":0.98535156,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4551502764225006},{"word":"book","start":1292.6649,"end":1292.9049,"confidence":0.9223633,"punctuated_word":"book","sentiment":"positive","sentiment_score":0.4161406755447388},{"word":"that","start":1292.9049,"end":1293.1449,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4652996063232422},{"word":"in","start":1293.1449,"end":1293.465,"confidence":0.99902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.47428348660469055},{"word":"on","start":1293.465,"end":1293.865,"confidence":0.5234375,"punctuated_word":"on,","sentiment":"positive","sentiment_score":0.4377153813838959},{"word":"say","start":1293.865,"end":1294.105,"confidence":0.9716797,"punctuated_word":"say,","sentiment":"positive","sentiment_score":0.3954689502716065},{"word":"the","start":1294.105,"end":1294.345,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4346415102481842},{"word":"nineteenth","start":1294.345,"end":1294.845,"confidence":0.99121094,"punctuated_word":"nineteenth","sentiment":"positive","sentiment_score":0.428548276424408},{"word":"at","start":1295.225,"end":1295.705,"confidence":0.9633789,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3949714004993438},{"word":"08:30","start":1295.705,"end":1296.6849,"confidence":0.99853516,"punctuated_word":"08:30.","sentiment":"positive","sentiment_score":0.4591327011585235},{"word":"it","start":1297.7999,"end":1297.88,"confidence":0.79833984,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.5459737181663513},{"word":"should","start":1297.88,"end":1298.2,"confidence":1.0,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.5953007340431213},{"word":"be","start":1298.2,"end":1298.36,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5483464002609253},{"word":"fairly","start":1298.36,"end":1298.76,"confidence":1.0,"punctuated_word":"fairly","sentiment":"positive","sentiment_score":0.4935762882232666},{"word":"quick","start":1298.76,"end":1299.08,"confidence":1.0,"punctuated_word":"quick","sentiment":"positive","sentiment_score":0.5064796209335327},{"word":"just","start":1299.08,"end":1299.4,"confidence":0.93603516,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5530052185058594},{"word":"to","start":1299.4,"end":1299.48,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.47234028577804565},{"word":"kind","start":1299.48,"end":1299.64,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4788255393505096},{"word":"of","start":1299.64,"end":1299.7999,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.49577853083610535},{"word":"run","start":1299.7999,"end":1300.0399,"confidence":1.0,"punctuated_word":"run","sentiment":"positive","sentiment_score":0.3708767890930176},{"word":"through","start":1300.0399,"end":1300.5399,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.37945905327796936},{"word":"any","start":1301.08,"end":1301.32,"confidence":0.96240234,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.40690040588378906},{"word":"changes","start":1301.32,"end":1301.82,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.29336249828338623},{"word":"in","start":1301.88,"end":1302.12,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.38615795969963074},{"word":"the","start":1302.12,"end":1302.44,"confidence":0.9970703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.44255900382995605},{"word":"investment","start":1302.44,"end":1302.94,"confidence":0.9680176,"punctuated_word":"investment.","sentiment":"positive","sentiment_score":0.35683590173721313},{"word":"i'll","start":1303.64,"end":1303.7999,"confidence":0.97680664,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.37258380651474},{"word":"run","start":1303.7999,"end":1304.0399,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.297342985868454},{"word":"through","start":1304.0399,"end":1304.2799,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2569451928138733},{"word":"if","start":1304.2799,"end":1304.36,"confidence":0.9970703,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.33485567569732666},{"word":"there's","start":1304.36,"end":1304.6,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.2864333391189575},{"word":"any","start":1304.6,"end":1304.6799,"confidence":0.9663086,"punctuated_word":"any,","sentiment":"neutral","sentiment_score":0.2642851173877716},{"word":"you","start":1304.6799,"end":1304.84,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27598831057548523},{"word":"know","start":1304.84,"end":1305.08,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.3005187511444092},{"word":"capital","start":1305.08,"end":1305.48,"confidence":0.9980469,"punctuated_word":"capital","sentiment":"neutral","sentiment_score":0.2344010025262833},{"word":"gains","start":1305.48,"end":1305.7999,"confidence":0.9921875,"punctuated_word":"gains","sentiment":"neutral","sentiment_score":0.25900980830192566},{"word":"tax","start":1305.7999,"end":1306.12,"confidence":0.9921875,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.30628713965415955},{"word":"with","start":1306.12,"end":1306.36,"confidence":0.9770508,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3347933292388916},{"word":"changing","start":1306.36,"end":1306.86,"confidence":0.99609375,"punctuated_word":"changing","sentiment":"positive","sentiment_score":0.3499109745025635},{"word":"fees","start":1307.24,"end":1307.48,"confidence":0.96972656,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.31114834547042847},{"word":"and","start":1307.48,"end":1307.64,"confidence":0.9941406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.35428622364997864},{"word":"returns","start":1307.64,"end":1308.0399,"confidence":0.99609375,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.2981490194797516},{"word":"and","start":1308.0399,"end":1308.12,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3293036222457886},{"word":"stuff","start":1308.12,"end":1308.44,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.26739251613616943},{"word":"like","start":1308.44,"end":1308.52,"confidence":0.99609375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2978791296482086},{"word":"that","start":1308.52,"end":1308.76,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.39608830213546753},{"word":"so","start":1308.76,"end":1308.9199,"confidence":0.88671875,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.48377007246017456},{"word":"you","start":1308.9199,"end":1309.0,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.44921043515205383},{"word":"can","start":1309.0,"end":1309.1599,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4158304631710053},{"word":"actually","start":1309.1599,"end":1309.5599,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.4298984110355377},{"word":"see","start":1309.5599,"end":1309.72,"confidence":1.0,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.4520995616912842},{"word":"it","start":1309.72,"end":1309.96,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.390775203704834},{"word":"as","start":1309.96,"end":1310.12,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.41741445660591125},{"word":"well","start":1310.12,"end":1310.62,"confidence":0.86328125,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.3330425024032593},{"word":"and","start":1311.425,"end":1311.585,"confidence":0.97265625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28364378213882446},{"word":"then","start":1311.585,"end":1312.085,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.31035321950912476},{"word":"we","start":1312.225,"end":1312.465,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.30836614966392517},{"word":"can","start":1312.465,"end":1312.965,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3358696699142456},{"word":"see","start":1314.625,"end":1314.865,"confidence":0.9838867,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.3425542116165161},{"word":"that","start":1314.865,"end":1315.365,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34375566244125366},{"word":"moving","start":1315.425,"end":1315.905,"confidence":0.9760742,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.4383584260940552},{"word":"forward","start":1315.905,"end":1316.405,"confidence":0.9995117,"punctuated_word":"forward.","sentiment":"positive","sentiment_score":0.3432267904281616},{"word":"would","start":1317.505,"end":1317.745,"confidence":0.9248047,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.20579716563224792},{"word":"you","start":1317.745,"end":1317.825,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2506348192691803},{"word":"like","start":1317.825,"end":1318.065,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2545546591281891},{"word":"a","start":1318.065,"end":1318.145,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2514897584915161},{"word":"reminder","start":1318.145,"end":1318.625,"confidence":0.99902344,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.22568625211715695},{"word":"text","start":1318.625,"end":1318.945,"confidence":0.8100586,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.24257349967956543},{"word":"sent","start":1318.945,"end":1319.105,"confidence":0.6085205,"punctuated_word":"sent,","sentiment":"neutral","sentiment_score":0.20455418527126312},{"word":"like","start":1319.105,"end":1319.605,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.21670998632907867},{"word":"two","start":1319.665,"end":1319.905,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.2285315990447998},{"word":"hours","start":1319.905,"end":1320.225,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.1988442987203598},{"word":"oh","start":1320.385,"end":1320.545,"confidence":0.8010254,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.22194600105285645},{"word":"it's","start":1320.545,"end":1320.785,"confidence":0.9916992,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.17446139454841614},{"word":"probably","start":1320.785,"end":1321.025,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.16301791369915009},{"word":"a","start":1321.025,"end":1321.105,"confidence":0.9111328,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13563862442970276},{"word":"bit","start":1321.105,"end":1321.265,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09503474831581116},{"word":"early","start":1321.265,"end":1321.585,"confidence":0.8256836,"punctuated_word":"early,","sentiment":"neutral","sentiment_score":0.16767920553684235},{"word":"an","start":1321.585,"end":1321.825,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.13876746594905853},{"word":"hour","start":1321.825,"end":1322.065,"confidence":1.0,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":0.1518956422805786},{"word":"before","start":1322.065,"end":1322.545,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.15413162112236023},{"word":"or","start":1322.545,"end":1322.785,"confidence":0.89208984,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11181342601776124},{"word":"the","start":1322.785,"end":1323.025,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13108792901039124},{"word":"day","start":1323.025,"end":1323.265,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.13670703768730164},{"word":"before","start":1323.265,"end":1323.665,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.16879276931285858},{"word":"if","start":1323.665,"end":1323.905,"confidence":0.87841797,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15294405817985535},{"word":"something","start":1323.905,"end":1324.405,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.09939254820346832},{"word":"comes","start":1324.865,"end":1325.185,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.09878963232040404},{"word":"up","start":1325.185,"end":1325.685,"confidence":0.9916992,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":0.12993590533733368},{"word":"an","start":1326.97,"end":1327.21,"confidence":0.98291016,"punctuated_word":"An","sentiment":"neutral","sentiment_score":0.01559082418680191},{"word":"hour","start":1327.21,"end":1327.45,"confidence":1.0,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":0.011027869768440723},{"word":"before","start":1327.45,"end":1327.85,"confidence":0.984375,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":0.016756076365709305},{"word":"okay","start":1327.85,"end":1328.25,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2779659032821655},{"word":"perfect","start":1328.25,"end":1328.75,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4882092475891114},{"word":"if","start":1329.2899,"end":1329.45,"confidence":0.7475586,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.0024557113647460938},{"word":"anything","start":1329.45,"end":1329.85,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.06188713014125824},{"word":"does","start":1329.85,"end":1330.09,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.05774819850921631},{"word":"come","start":1330.09,"end":1330.25,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.001169249415397644},{"word":"up","start":1330.25,"end":1330.49,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.058981433510780334},{"word":"and","start":1330.49,"end":1330.65,"confidence":0.9760742,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06732185930013657},{"word":"you","start":1330.65,"end":1330.8099,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17711415886878967},{"word":"have","start":1330.8099,"end":1330.97,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.16010645031929016},{"word":"to","start":1330.97,"end":1331.47,"confidence":0.99609375,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.08520148694515228},{"word":"you","start":1332.49,"end":1332.65,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10732624679803848},{"word":"know","start":1332.65,"end":1332.89,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.12749657034873962},{"word":"get","start":1332.89,"end":1333.0499,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.28205376863479614},{"word":"caught","start":1333.0499,"end":1333.2899,"confidence":0.5336914,"punctuated_word":"caught","sentiment":"neutral","sentiment_score":-0.2309235781431198},{"word":"out","start":1333.2899,"end":1333.45,"confidence":0.47192383,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.3040050268173218},{"word":"of","start":1333.45,"end":1333.53,"confidence":0.91259766,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.31628260016441345},{"word":"work","start":1333.53,"end":1333.77,"confidence":1.0,"punctuated_word":"work","sentiment":"negative","sentiment_score":-0.3411177396774292},{"word":"or","start":1333.77,"end":1333.9299,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.2518216371536255},{"word":"something","start":1333.9299,"end":1334.25,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1432291716337204},{"word":"like","start":1334.25,"end":1334.49,"confidence":0.96435547,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1080910786986351},{"word":"that","start":1334.49,"end":1334.99,"confidence":0.99560547,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.14361630380153656},{"word":"just","start":1335.37,"end":1335.61,"confidence":0.96240234,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05681523680686951},{"word":"let","start":1335.61,"end":1335.85,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.093589685857296},{"word":"me","start":1335.85,"end":1336.01,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0008792579174041748},{"word":"know","start":1336.01,"end":1336.33,"confidence":0.8991699,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.024122878909111023},{"word":"and","start":1336.33,"end":1336.49,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03466149419546127},{"word":"i'll","start":1336.49,"end":1336.65,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0021331533789634705},{"word":"see","start":1336.65,"end":1336.89,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.00111350417137146},{"word":"if","start":1336.89,"end":1336.97,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.027017440646886826},{"word":"i","start":1336.97,"end":1337.13,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03589165210723877},{"word":"can","start":1337.13,"end":1337.2899,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.06023365259170532},{"word":"get","start":1337.2899,"end":1337.53,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1511957347393036},{"word":"it","start":1337.53,"end":1338.01,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12155555188655852},{"word":"reshuffled","start":1338.01,"end":1338.51,"confidence":0.9863281,"punctuated_word":"reshuffled","sentiment":"neutral","sentiment_score":0.014692859724164007},{"word":"for","start":1339.0499,"end":1339.21,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.015205010771751404},{"word":"you","start":1339.21,"end":1339.71,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.020178306847810745},{"word":"otherwise","start":1340.395,"end":1340.895,"confidence":0.99316406,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":-0.027999885380268097},{"word":"that","start":1340.955,"end":1341.115,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.026648353785276413},{"word":"is","start":1341.115,"end":1341.275,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01254892721772194},{"word":"all","start":1341.275,"end":1341.595,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.0057702213525772095},{"word":"booked","start":1341.595,"end":1341.835,"confidence":1.0,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":-0.015851669013500214},{"word":"in","start":1341.835,"end":1342.075,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0084480419754982},{"word":"on","start":1342.075,"end":1342.395,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.011132696643471718},{"word":"tuesday","start":1342.395,"end":1342.895,"confidence":0.91552734,"punctuated_word":"Tuesday,","sentiment":"neutral","sentiment_score":0.02851587161421776},{"word":"may","start":1342.955,"end":1343.635,"confidence":0.99975586,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.045056797564029694},{"word":"19","start":1343.635,"end":1344.315,"confidence":0.99975586,"punctuated_word":"19","sentiment":"neutral","sentiment_score":0.03178342431783676},{"word":"at","start":1344.315,"end":1344.815,"confidence":0.7216797,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03302687034010887},{"word":"08:30","start":1344.875,"end":1345.855,"confidence":0.9995117,"punctuated_word":"08:30.","sentiment":"neutral","sentiment_score":0.021074574440717697},{"word":"now","start":1347.995,"end":1348.235,"confidence":0.9589844,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.05223386734724045},{"word":"that","start":1348.235,"end":1348.475,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07828886806964874},{"word":"was","start":1348.475,"end":1348.635,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.06673210859298706},{"word":"basically","start":1348.635,"end":1349.135,"confidence":0.98828125,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.047372084110975266},{"word":"all","start":1349.195,"end":1349.275,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.028569616377353668},{"word":"of","start":1349.275,"end":1349.4349,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04754456877708435},{"word":"the","start":1349.4349,"end":1349.675,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.040883127599954605},{"word":"documents","start":1349.675,"end":1350.175,"confidence":0.9980469,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":-0.056551143527030945},{"word":"i","start":1350.235,"end":1350.395,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.017010435461997986},{"word":"had","start":1350.395,"end":1350.635,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.015420027077198029},{"word":"to","start":1350.635,"end":1350.955,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01751752942800522},{"word":"run","start":1350.955,"end":1351.275,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":-0.015642650425434113},{"word":"through","start":1351.275,"end":1351.675,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.02134939655661583},{"word":"with","start":1351.675,"end":1351.835,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.00991957262158394},{"word":"you","start":1351.835,"end":1352.335,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.01703662797808647},{"word":"now","start":1353.24,"end":1353.48,"confidence":0.9658203,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.047597091645002365},{"word":"i","start":1353.48,"end":1353.64,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07485808432102203},{"word":"can","start":1353.64,"end":1353.8,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.03883849084377289},{"word":"see","start":1353.8,"end":1354.04,"confidence":0.7949219,"punctuated_word":"see,","sentiment":"neutral","sentiment_score":-0.05700986832380295},{"word":"obviously","start":1354.04,"end":1354.36,"confidence":0.9951172,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.07763829827308655},{"word":"here","start":1354.36,"end":1354.52,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.04445832595229149},{"word":"that","start":1354.52,"end":1354.6,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08406655490398407},{"word":"you","start":1354.6,"end":1354.76,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.114537313580513},{"word":"don't","start":1354.76,"end":1355.0801,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14323216676712036},{"word":"have","start":1355.0801,"end":1355.16,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1494831144809723},{"word":"any","start":1355.16,"end":1355.56,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.17186227440834043},{"word":"insurances","start":1355.56,"end":1356.06,"confidence":0.9995117,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.18219059705734253},{"word":"in","start":1356.2001,"end":1356.4401,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1629323959350586},{"word":"place","start":1356.4401,"end":1356.92,"confidence":0.9748535,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":-0.15048204362392426},{"word":"obviously","start":1356.92,"end":1357.3201,"confidence":0.9975586,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.15885329246520996},{"word":"with","start":1357.3201,"end":1357.64,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.22641144692897797},{"word":"your","start":1357.64,"end":1358.04,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.20193493366241455},{"word":"occupation","start":1358.04,"end":1358.54,"confidence":0.99316406,"punctuated_word":"occupation,","sentiment":"neutral","sentiment_score":-0.1922909319400787},{"word":"it's","start":1358.68,"end":1358.92,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2500067949295044},{"word":"a","start":1358.92,"end":1359.0,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2573816776275635},{"word":"bit","start":1359.0,"end":1359.16,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2710631191730499},{"word":"risky","start":1359.16,"end":1359.56,"confidence":0.99902344,"punctuated_word":"risky","sentiment":"neutral","sentiment_score":-0.3177454471588135},{"word":"for","start":1359.56,"end":1359.72,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2804529666900635},{"word":"the","start":1359.72,"end":1359.96,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2877984046936035},{"word":"insurance","start":1359.96,"end":1360.46,"confidence":0.8762207,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":-0.2648504972457886},{"word":"but","start":1361.0801,"end":1361.3201,"confidence":0.9291992,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.12060488015413284},{"word":"are","start":1361.3201,"end":1361.4,"confidence":0.9902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04587209224700928},{"word":"you","start":1361.4,"end":1361.64,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04483869671821594},{"word":"still","start":1361.64,"end":1362.04,"confidence":0.9941406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.06998272240161896},{"word":"happy","start":1362.04,"end":1362.54,"confidence":0.79174805,"punctuated_word":"happy,","sentiment":"neutral","sentiment_score":0.014163270592689514},{"word":"obviously","start":1362.6,"end":1363.0801,"confidence":0.99853516,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.03303667902946472},{"word":"with","start":1363.0801,"end":1363.24,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.05117158591747284},{"word":"no","start":1363.24,"end":1363.48,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.08992558717727661},{"word":"insurances","start":1363.48,"end":1363.98,"confidence":0.9995117,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.012176670134067535},{"word":"and","start":1364.4401,"end":1364.6,"confidence":0.85253906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.047496259212493896},{"word":"comfortable","start":1364.6,"end":1365.0801,"confidence":0.99902344,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.039908915758132935},{"word":"with","start":1365.0801,"end":1365.24,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.05510122328996658},{"word":"that","start":1365.24,"end":1365.74,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.035735778510570526},{"word":"yeah","start":1367.765,"end":1368.265,"confidence":0.8535156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08205650746822357},{"word":"perfect","start":1369.285,"end":1369.785,"confidence":0.9238281,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2472277581691742},{"word":"and","start":1370.5651,"end":1370.805,"confidence":0.9111328,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08553164452314377},{"word":"i","start":1370.805,"end":1370.965,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08752739429473877},{"word":"can","start":1370.965,"end":1371.205,"confidence":0.9951172,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11336781084537506},{"word":"see","start":1371.205,"end":1371.365,"confidence":0.9873047,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1094708889722824},{"word":"here","start":1371.365,"end":1371.605,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.09361894428730012},{"word":"as","start":1371.605,"end":1371.765,"confidence":0.9892578,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06305182725191116},{"word":"well","start":1371.765,"end":1372.005,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.047078244388103485},{"word":"that","start":1372.005,"end":1372.405,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.039123788475990295},{"word":"we","start":1372.405,"end":1372.725,"confidence":0.98828125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.027835700660943985},{"word":"have","start":1372.725,"end":1373.125,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.009251657873392103},{"word":"at","start":1373.125,"end":1373.285,"confidence":0.71777344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.010757368057966232},{"word":"the","start":1373.285,"end":1373.445,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02645071968436241},{"word":"moment","start":1373.445,"end":1373.945,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.03732461482286453},{"word":"the","start":1374.325,"end":1374.485,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01101866364479065},{"word":"only","start":1374.485,"end":1374.725,"confidence":0.9980469,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.05564180761575699},{"word":"thing","start":1374.725,"end":1374.965,"confidence":0.9819336,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.08479487895965576},{"word":"outstanding","start":1374.965,"end":1375.465,"confidence":1.0,"punctuated_word":"outstanding","sentiment":"neutral","sentiment_score":-0.11253385245800018},{"word":"for","start":1375.525,"end":1375.765,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09787040948867798},{"word":"you","start":1375.765,"end":1376.005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06171610951423645},{"word":"is","start":1376.005,"end":1376.165,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.08942752331495285},{"word":"that","start":1376.165,"end":1376.405,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06765039265155792},{"word":"your","start":1376.405,"end":1376.805,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10652649402618408},{"word":"id","start":1376.805,"end":1377.125,"confidence":1.0,"punctuated_word":"ID","sentiment":"neutral","sentiment_score":-0.05791027843952179},{"word":"that","start":1377.125,"end":1377.285,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1111593097448349},{"word":"we","start":1377.285,"end":1377.445,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08356650173664093},{"word":"have","start":1377.445,"end":1377.685,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07455003261566162},{"word":"on","start":1377.685,"end":1377.845,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.08819697797298431},{"word":"file","start":1377.845,"end":1378.165,"confidence":1.0,"punctuated_word":"file","sentiment":"neutral","sentiment_score":-0.08867858350276947},{"word":"has","start":1378.165,"end":1378.5651,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.12200221419334412},{"word":"expired","start":1378.5651,"end":1379.0651,"confidence":1.0,"punctuated_word":"expired.","sentiment":"neutral","sentiment_score":-0.0779002383351326},{"word":"have","start":1379.85,"end":1380.01,"confidence":1.0,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.03963221609592438},{"word":"you","start":1380.01,"end":1380.25,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03399794176220894},{"word":"recently","start":1380.25,"end":1380.75,"confidence":1.0,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":-0.03391240909695625},{"word":"received","start":1381.21,"end":1381.53,"confidence":1.0,"punctuated_word":"received","sentiment":"neutral","sentiment_score":-0.06738832592964172},{"word":"a","start":1381.53,"end":1381.61,"confidence":0.93359375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04500783234834671},{"word":"new","start":1381.61,"end":1381.77,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.02843104302883148},{"word":"copy","start":1381.77,"end":1382.17,"confidence":1.0,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":-0.0517457015812397},{"word":"at","start":1382.17,"end":1382.25,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0445525087416172},{"word":"all","start":1382.25,"end":1382.49,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.014447271823883057},{"word":"of","start":1382.49,"end":1382.57,"confidence":0.98828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.018252640962600708},{"word":"a","start":1382.57,"end":1382.73,"confidence":0.8286133,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.016412165015935898},{"word":"driver's","start":1382.73,"end":1383.13,"confidence":0.99902344,"punctuated_word":"driver's","sentiment":"neutral","sentiment_score":-0.02201894298195839},{"word":"license","start":1383.13,"end":1383.63,"confidence":0.99902344,"punctuated_word":"license?","sentiment":"neutral","sentiment_score":-0.04559703543782234},{"word":"i'm","start":1387.21,"end":1387.37,"confidence":0.87231445,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.06200334429740906},{"word":"not","start":1387.37,"end":1387.61,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06635056436061859},{"word":"sure","start":1387.61,"end":1388.11,"confidence":0.9536133,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.055650245398283005},{"word":"no","start":1391.53,"end":1391.9299,"confidence":0.90625,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10841850936412813},{"word":"let","start":1391.9299,"end":1392.09,"confidence":0.93115234,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":-0.07785172015428543},{"word":"me","start":1392.09,"end":1392.25,"confidence":0.9404297,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.06928722560405731},{"word":"see","start":1392.25,"end":1392.49,"confidence":0.98291016,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.0651242583990097},{"word":"here","start":1392.49,"end":1392.73,"confidence":0.97998047,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.047830790281295776},{"word":"because","start":1392.73,"end":1393.0499,"confidence":0.51171875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0767207145690918},{"word":"i","start":1393.0499,"end":1393.13,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06702899932861328},{"word":"think","start":1393.13,"end":1393.63,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.04954269900918007},{"word":"alright","start":1397.395,"end":1397.895,"confidence":0.9655762,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.05212073028087616},{"word":"let","start":1402.435,"end":1402.595,"confidence":0.9135742,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":-0.03735028952360153},{"word":"me","start":1402.595,"end":1402.755,"confidence":0.7294922,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.02364957332611084},{"word":"triple","start":1402.755,"end":1403.155,"confidence":0.6801758,"punctuated_word":"triple","sentiment":"neutral","sentiment_score":-0.03428316116333008},{"word":"check","start":1403.155,"end":1403.395,"confidence":0.9970703,"punctuated_word":"check","sentiment":"neutral","sentiment_score":-0.0228947252035141},{"word":"the","start":1403.395,"end":1403.555,"confidence":0.6694336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04474121332168579},{"word":"folders","start":1403.555,"end":1403.955,"confidence":0.95703125,"punctuated_word":"folders","sentiment":"neutral","sentiment_score":-0.04163592308759689},{"word":"because","start":1403.955,"end":1404.195,"confidence":0.80615234,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.024887647479772568},{"word":"i","start":1404.195,"end":1404.275,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.042405787855386734},{"word":"have","start":1404.275,"end":1404.435,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05297611281275749},{"word":"a","start":1404.435,"end":1404.515,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04386463761329651},{"word":"little","start":1404.515,"end":1404.755,"confidence":0.9970703,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.019362792372703552},{"word":"note","start":1404.755,"end":1404.995,"confidence":0.96435547,"punctuated_word":"note","sentiment":"neutral","sentiment_score":-0.057265982031822205},{"word":"here","start":1404.995,"end":1405.235,"confidence":0.98291016,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.04268926382064819},{"word":"that","start":1405.235,"end":1405.475,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.057633932679891586},{"word":"the","start":1405.475,"end":1405.715,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07292846590280533},{"word":"id","start":1405.715,"end":1405.955,"confidence":0.73046875,"punctuated_word":"ID","sentiment":"neutral","sentiment_score":-0.06483406573534012},{"word":"has","start":1405.955,"end":1406.115,"confidence":0.9892578,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.08600766956806183},{"word":"expired","start":1406.115,"end":1406.515,"confidence":0.7541504,"punctuated_word":"expired,","sentiment":"neutral","sentiment_score":-0.07529934495687485},{"word":"but","start":1406.515,"end":1406.755,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04201464727520943},{"word":"let","start":1406.755,"end":1406.915,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.05818865075707435},{"word":"me","start":1406.915,"end":1407.075,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.04876464977860451},{"word":"just","start":1407.075,"end":1407.315,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04597906023263931},{"word":"actually","start":1407.315,"end":1407.635,"confidence":0.9902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.05559641495347023},{"word":"check","start":1407.635,"end":1408.135,"confidence":0.99902344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":-0.04402650892734528},{"word":"what's","start":1408.71,"end":1409.21,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.06484679132699966},{"word":"in","start":1409.6699,"end":1410.07,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05876557528972626},{"word":"on","start":1410.07,"end":1410.39,"confidence":0.8125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06245901435613632},{"word":"file","start":1410.39,"end":1410.89,"confidence":0.984375,"punctuated_word":"file","sentiment":"neutral","sentiment_score":-0.07522866129875183},{"word":"in","start":1410.95,"end":1411.11,"confidence":0.9589844,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.050623513758182526},{"word":"case","start":1411.11,"end":1411.4299,"confidence":1.0,"punctuated_word":"case","sentiment":"neutral","sentiment_score":-0.05137227475643158},{"word":"that","start":1411.4299,"end":1411.59,"confidence":0.8828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09887264668941498},{"word":"was","start":1411.59,"end":1411.75,"confidence":0.99121094,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.11495316028594972},{"word":"just","start":1411.75,"end":1411.99,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12197219580411912},{"word":"a","start":1411.99,"end":1412.15,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14505086839199066},{"word":"little","start":1412.15,"end":1412.5499,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.10644638538360596},{"word":"error","start":1412.5499,"end":1413.0499,"confidence":1.0,"punctuated_word":"error.","sentiment":"neutral","sentiment_score":-0.12780795991420746},{"word":"okay","start":1419.27,"end":1419.59,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.02234068512916565},{"word":"so","start":1419.59,"end":1419.75,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02888720296323299},{"word":"the","start":1419.75,"end":1419.9099,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04381401836872101},{"word":"one","start":1419.9099,"end":1420.23,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.05321858078241348},{"word":"i","start":1420.23,"end":1420.39,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04313948005437851},{"word":"have","start":1420.39,"end":1420.89,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.042219143360853195},{"word":"says","start":1421.795,"end":1422.035,"confidence":0.96972656,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.04786953330039978},{"word":"that","start":1422.035,"end":1422.275,"confidence":0.9091797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06675812602043152},{"word":"it","start":1422.275,"end":1422.515,"confidence":0.7788086,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0693613663315773},{"word":"expired","start":1422.515,"end":1423.015,"confidence":0.9941406,"punctuated_word":"expired","sentiment":"neutral","sentiment_score":-0.08377189189195633},{"word":"the","start":1423.475,"end":1423.795,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0847194492816925},{"word":"12/22/2025","start":1423.795,"end":1426.775,"confidence":0.99853516,"punctuated_word":"12/22/2025.","sentiment":"neutral","sentiment_score":-0.06197485327720642},{"word":"so","start":1435.51,"end":1436.01,"confidence":0.6501465,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.024634288623929024},{"word":"yeah","start":1436.79,"end":1437.29,"confidence":0.9831543,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.005229253321886063},{"word":"when","start":1437.3501,"end":1437.5901,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0018802210688591003},{"word":"you","start":1437.5901,"end":1437.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.006603606045246124},{"word":"have","start":1437.75,"end":1437.91,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.004154391586780548},{"word":"a","start":1437.91,"end":1437.99,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00807279534637928},{"word":"moment","start":1437.99,"end":1438.49,"confidence":0.99194336,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.02076241746544838},{"word":"if","start":1439.1901,"end":1439.51,"confidence":0.8100586,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.023048456758260727},{"word":"you","start":1439.51,"end":1439.8301,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.024765796959400177},{"word":"could","start":1439.8301,"end":1440.3301,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.035528432577848434},{"word":"send","start":1440.39,"end":1440.7101,"confidence":0.9980469,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.01122426614165306},{"word":"through","start":1440.7101,"end":1441.2101,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.017826691269874573},{"word":"just","start":1441.75,"end":1442.15,"confidence":0.94189453,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02535579353570938},{"word":"a","start":1442.15,"end":1442.55,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01804282143712044},{"word":"photo","start":1442.55,"end":1443.05,"confidence":0.99902344,"punctuated_word":"photo","sentiment":"neutral","sentiment_score":-0.0017271190881729126},{"word":"of","start":1443.3501,"end":1443.51,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0007408037781715393},{"word":"the","start":1443.51,"end":1443.67,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007276270538568497},{"word":"front","start":1443.67,"end":1444.0701,"confidence":1.0,"punctuated_word":"front","sentiment":"neutral","sentiment_score":0.028327856212854385},{"word":"and","start":1444.0701,"end":1444.2301,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0036431029438972473},{"word":"the","start":1444.2301,"end":1444.39,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015362288802862167},{"word":"back","start":1444.39,"end":1444.7101,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.0274665430188179},{"word":"of","start":1444.7101,"end":1444.87,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.021931983530521393},{"word":"your","start":1444.87,"end":1445.11,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.020762138068675995},{"word":"new","start":1445.11,"end":1445.3501,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.025508005172014236},{"word":"license","start":1445.3501,"end":1445.75,"confidence":0.99902344,"punctuated_word":"license","sentiment":"neutral","sentiment_score":0.011991728097200394},{"word":"just","start":1445.75,"end":1445.91,"confidence":0.90527344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.028408199548721313},{"word":"so","start":1445.91,"end":1446.0701,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03811650350689888},{"word":"we","start":1446.0701,"end":1446.2301,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04558965191245079},{"word":"can","start":1446.2301,"end":1446.39,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05215185880661011},{"word":"get","start":1446.39,"end":1446.55,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04015541821718216},{"word":"that","start":1446.55,"end":1446.79,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05126982182264328},{"word":"all","start":1446.79,"end":1447.03,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.04799988120794296},{"word":"updated","start":1447.03,"end":1447.51,"confidence":1.0,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.08128401637077332},{"word":"from","start":1447.51,"end":1447.67,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.017625268548727036},{"word":"a","start":1447.67,"end":1447.8301,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013085605576634409},{"word":"compliance","start":1447.8301,"end":1448.3301,"confidence":0.8803711,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.004981242120265961},{"word":"point","start":1448.4701,"end":1448.925,"confidence":0.98168945,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.0017957817763090134},{"word":"that","start":1449.405,"end":1449.645,"confidence":0.94921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03604717552661896},{"word":"would","start":1449.645,"end":1449.9651,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06358382850885391},{"word":"be","start":1449.9651,"end":1450.125,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0971127450466156},{"word":"great","start":1450.125,"end":1450.625,"confidence":0.99365234,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.1342618465423584},{"word":"you","start":1451.805,"end":1451.9651,"confidence":0.9404297,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.04580052196979523},{"word":"can","start":1451.9651,"end":1452.2051,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06043609231710434},{"word":"send","start":1452.2051,"end":1452.365,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.05555032938718796},{"word":"it","start":1452.365,"end":1452.685,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.051176488399505615},{"word":"through","start":1452.685,"end":1453.005,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.044906776398420334},{"word":"you","start":1453.245,"end":1453.4851,"confidence":0.60009766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04293309897184372},{"word":"can","start":1453.4851,"end":1453.645,"confidence":0.8286133,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.047103360295295715},{"word":"send","start":1453.645,"end":1453.885,"confidence":0.99902344,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.04558476060628891},{"word":"it","start":1453.885,"end":1454.045,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05289974063634872},{"word":"through","start":1454.045,"end":1454.545,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.04475318640470505},{"word":"servicing","start":1454.6051,"end":1455.1051,"confidence":0.9980469,"punctuated_word":"servicing","sentiment":"neutral","sentiment_score":0.05436566472053528},{"word":"@oakviewfinancial,1word,.com.au","start":1458.045,"end":1464.34,"confidence":0.95177114,"punctuated_word":"@oakviewfinancial,1word,.com.au.","sentiment":"neutral","sentiment_score":0.05176173150539398},{"word":"perfect","start":1468.96,"end":1469.46,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4831779897212982},{"word":"that","start":1470.4,"end":1470.64,"confidence":0.7138672,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.3613576292991638},{"word":"way","start":1470.64,"end":1470.88,"confidence":0.76342773,"punctuated_word":"way,","sentiment":"positive","sentiment_score":0.422254741191864},{"word":"the","start":1470.88,"end":1471.04,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4909147620201111},{"word":"team","start":1471.04,"end":1471.28,"confidence":1.0,"punctuated_word":"team","sentiment":"positive","sentiment_score":0.44409146904945374},{"word":"will","start":1471.28,"end":1471.44,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.5185150504112244},{"word":"get","start":1471.44,"end":1471.6,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4530772268772125},{"word":"it","start":1471.6,"end":1471.76,"confidence":0.9592285,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.40085023641586304},{"word":"we","start":1471.76,"end":1471.84,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.3310432434082031},{"word":"can","start":1471.84,"end":1472.0,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3916298449039459},{"word":"get","start":1472.0,"end":1472.16,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.37817245721817017},{"word":"that","start":1472.16,"end":1472.4,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4464261829853058},{"word":"processed","start":1472.4,"end":1472.88,"confidence":0.984375,"punctuated_word":"processed","sentiment":"positive","sentiment_score":0.46956104040145874},{"word":"for","start":1472.88,"end":1473.04,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4881881177425385},{"word":"you","start":1473.04,"end":1473.525,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.38968992233276367},{"word":"perfect","start":1476.485,"end":1476.985,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5487961173057556},{"word":"now","start":1477.525,"end":1477.765,"confidence":0.78125,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.3976123631000519},{"word":"do","start":1477.765,"end":1477.925,"confidence":0.9790039,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.285470575094223},{"word":"you","start":1477.925,"end":1478.0851,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.33472561836242676},{"word":"have","start":1478.0851,"end":1478.405,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.32326939702033997},{"word":"any","start":1478.405,"end":1478.645,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.29212090373039246},{"word":"other","start":1478.645,"end":1479.045,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.24965493381023407},{"word":"questions","start":1479.045,"end":1479.545,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.23727701604366305},{"word":"or","start":1480.005,"end":1480.485,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.23476102948188785},{"word":"anything","start":1480.485,"end":1480.885,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.26294904947280884},{"word":"else","start":1480.885,"end":1481.125,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.2577863931655884},{"word":"for","start":1481.125,"end":1481.365,"confidence":0.7714844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23837938904762268},{"word":"me","start":1481.365,"end":1481.525,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.27105003595352173},{"word":"before","start":1481.525,"end":1481.925,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.22095932066440585},{"word":"i","start":1481.925,"end":1482.165,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2654549777507782},{"word":"let","start":1482.165,"end":1482.3251,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.3033624291419983},{"word":"you","start":1482.3251,"end":1482.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31739893555641174},{"word":"go","start":1482.405,"end":1482.645,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4009465277194977},{"word":"and","start":1482.645,"end":1482.805,"confidence":0.8984375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3835873007774353},{"word":"enjoy","start":1482.805,"end":1483.045,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.45250606536865234},{"word":"the","start":1483.045,"end":1483.2051,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4101070761680603},{"word":"rest","start":1483.2051,"end":1483.365,"confidence":1.0,"punctuated_word":"rest","sentiment":"positive","sentiment_score":0.47196611762046814},{"word":"of","start":1483.365,"end":1483.525,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3421872854232788},{"word":"your","start":1483.525,"end":1483.685,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.30099809169769287},{"word":"afternoon","start":1483.685,"end":1484.185,"confidence":1.0,"punctuated_word":"afternoon","sentiment":"positive","sentiment_score":0.34722620248794556},{"word":"otherwise","start":1484.245,"end":1484.645,"confidence":0.7553711,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.22028255462646484},{"word":"jack","start":1484.645,"end":1485.145,"confidence":0.9885254,"punctuated_word":"Jack?","sentiment":"neutral","sentiment_score":0.08738204091787338},{"word":"no","start":1486.74,"end":1487.24,"confidence":0.9343262,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":0.033058859407901764},{"word":"okay","start":1487.38,"end":1487.86,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.44973260164260864},{"word":"perfect","start":1487.86,"end":1488.36,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6905171871185303},{"word":"well","start":1488.74,"end":1489.06,"confidence":0.9975586,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5635685324668884},{"word":"i","start":1489.06,"end":1489.2201,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6799534559249878},{"word":"will","start":1489.2201,"end":1489.4601,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.6785897016525269},{"word":"let","start":1489.4601,"end":1489.7001,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.7515663504600525},{"word":"you","start":1489.7001,"end":1489.86,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7329496741294861},{"word":"go","start":1489.86,"end":1490.18,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.7187690138816833},{"word":"and","start":1490.18,"end":1490.3401,"confidence":0.89208984,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7173703908920288},{"word":"enjoy","start":1490.3401,"end":1490.8201,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.7290074229240417},{"word":"your","start":1490.8201,"end":1491.2201,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7722069025039673},{"word":"afternoon","start":1491.2201,"end":1491.7001,"confidence":0.98950195,"punctuated_word":"afternoon.","sentiment":"positive","sentiment_score":0.6612859964370728},{"word":"like","start":1491.7001,"end":1491.9401,"confidence":1.0,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.32541733980178833},{"word":"i","start":1491.9401,"end":1492.02,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3150355815887451},{"word":"said","start":1492.02,"end":1492.52,"confidence":0.9995117,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.2592740058898926},{"word":"have","start":1492.66,"end":1492.8201,"confidence":0.72265625,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2969609797000885},{"word":"a","start":1492.8201,"end":1492.9,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3116592764854431},{"word":"look","start":1492.9,"end":1493.06,"confidence":1.0,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.33456361293792725},{"word":"through","start":1493.06,"end":1493.2201,"confidence":1.0,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.34731197357177734},{"word":"the","start":1493.2201,"end":1493.38,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3329813480377197},{"word":"documents","start":1493.38,"end":1493.86,"confidence":0.99609375,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.332724928855896},{"word":"when","start":1493.86,"end":1494.1001,"confidence":0.80908203,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.23008635640144348},{"word":"you","start":1494.1001,"end":1494.18,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29661381244659424},{"word":"have","start":1494.18,"end":1494.3401,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.29153427481651306},{"word":"a","start":1494.3401,"end":1494.42,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.33147382736206055},{"word":"moment","start":1494.42,"end":1494.9,"confidence":0.99316406,"punctuated_word":"moment.","sentiment":"positive","sentiment_score":0.3443818688392639},{"word":"any","start":1494.9,"end":1495.06,"confidence":1.0,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.13594013452529907},{"word":"questions","start":1495.06,"end":1495.56,"confidence":0.9885254,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.10756662487983704},{"word":"let","start":1495.62,"end":1495.9401,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1647196263074875},{"word":"me","start":1495.9401,"end":1496.1001,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2259531766176224},{"word":"know","start":1496.1001,"end":1496.6001,"confidence":0.99609375,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.17075076699256897},{"word":"otherwise","start":1497.2201,"end":1497.7201,"confidence":0.9951172,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.16802018880844116},{"word":"i","start":1497.78,"end":1498.02,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5215799808502197},{"word":"look","start":1498.02,"end":1498.26,"confidence":0.99902344,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.4980936646461487},{"word":"forward","start":1498.26,"end":1498.5801,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.576596736907959},{"word":"to","start":1498.5801,"end":1498.74,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5155578851699829},{"word":"speaking","start":1498.74,"end":1499.14,"confidence":1.0,"punctuated_word":"speaking","sentiment":"positive","sentiment_score":0.4565691351890564},{"word":"with","start":1499.14,"end":1499.3,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.49662312865257263},{"word":"you","start":1499.3,"end":1499.4601,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5072189569473267},{"word":"again","start":1499.4601,"end":1499.78,"confidence":0.99902344,"punctuated_word":"again","sentiment":"positive","sentiment_score":0.5026077032089233},{"word":"on","start":1499.78,"end":1500.02,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.386980414390564},{"word":"tuesday","start":1500.02,"end":1500.52,"confidence":0.76953125,"punctuated_word":"Tuesday,","sentiment":"neutral","sentiment_score":0.3266987204551697},{"word":"the","start":1500.5801,"end":1500.74,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2610686421394348},{"word":"nineteenth","start":1500.74,"end":1501.24,"confidence":1.0,"punctuated_word":"nineteenth.","sentiment":"neutral","sentiment_score":0.2946144640445709},{"word":"no","start":1503.515,"end":1503.755,"confidence":0.99902344,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.4155408143997192},{"word":"problem","start":1503.755,"end":1504.155,"confidence":1.0,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.4202665388584137},{"word":"we'll","start":1504.155,"end":1504.3151,"confidence":0.9848633,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.21632644534111023},{"word":"speak","start":1504.3151,"end":1504.555,"confidence":1.0,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.18343669176101685},{"word":"then","start":1504.555,"end":1505.055,"confidence":1.0,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.13837936520576477},{"word":"okay","start":1505.755,"end":1506.255,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2951219379901886},{"word":"bye","start":1506.715,"end":1507.215,"confidence":0.92333984,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.3871276378631592}],"paragraphs":{"transcript":"\nGood afternoon. Is this Jack? This is Veronica from Oakview Financial. How are you? Good.\n\nI had you booked in to go over your annual review. Is now still a good time for you? Sure. We can reschedule. If now is not a good time, that's fine.\n\nYeah. Alright. Well, I'll tryna make it quick for you. But before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Perfect.\n\nAnd just for security purposes, just so that I can confirm I am speaking with the right person, could I just get you to confirm your full name, date of birth, and address, please? Yeah? Yep. That's the one I have here as well. We have updated that one, so that's good.\n\nNow before I do kind of jump into the under review there with you, I do like to start by asking if there is anything specific that you were hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of a catch up and see what's happened in the last twelve months? Nope. Perfect. No worries. Now I know that you kinda went through a bit of the fact find out with my colleague Jordan when she booked you in.\n\nSo that saves a little bit of time, so thank you for doing that. I just need to reconfirm a couple of the information here. Now let me see here. With your assets, I do wanna just triple check. So you guys recently bought an investment property?\n\nOkay. Yep. And I also have a little note here that you have a 100 and 82,000 in equity release loan. Is that you took out an additional 182 of your main property. Is that what happened, or is it a separate loan for it?\n\nMhmm. Yep. Perfect. So you so is that why 182. Yeah.\n\nYep. Okay. Perfect. Yep. Okay.\n\nPerfect. Yep. Great. That makes sense. Otherwise, when it comes to contributions, your employer pays you that standard 12% employer contributions, or do you have a special, like, EBA or something in place?\n\nMhmm. Yep. Yep. Mhmm. Okay.\n\nYeah. Often Okay. Yeah. Often it is no. That's all good.\n\nYou can leave that with me. Often it is like, the minimum is 12, so that's what most employers do. It's just some if you have, like, a some government, nurses, school teachers, or if you kind of sometimes work on, like, the mine side, so they have, like, a special EVA in place that that gives them access to, like, a little bit additional. Often, when that is the case, so people know about it because it's kind of like a selling point that they let you know. So okay.\n\nPerfect. Now you did say that you drew so do you have two occupations? So the firefighter and then did you say building? Okay. And with the is that a builder?\n\nLike a carpenter? Oh, yeah. Yep. Perfect. And do you pay yourself like, how much would you say income wise you get from that?\n\nObviously, I know it probably fluctuates a little bit, but that's good. Alright. Perfect. And you said that's obviously set up as a sole trader, so you don't pay yourself contributions. That's just from your firefighter.\n\nYep. Okay. Yeah. Okay. Perfect.\n\nThat's good. Otherwise, when it comes to health and lifestyle, do you have private health insurance in place? Yes. And that is hospital as well? Yes.\n\nGreat. Perfect. Especially with, obviously, you being a high income earner. Don't wanna be paying additional tax if you don't have to. Estate planning wise, do you have a will or power of attorney in place?\n\nYep. Okay. Amazing. And that's does that include the investment property as well? Do you know?\n\nNo. That's okay. Yep. Yep. Yep.\n\nYep. Yeah. Okay. No. Perfect.\n\nOtherwise, when it comes to your superannuation, I do have here that if something ever were to happen to you, you have nominated Natalie to receive everything. You're still happy with that? Yeah. Amazing. And are you politically exposed at all or earn an income overseas?\n\nNo. Okay. Great. Yes. Most people ask me the same, to be honest.\n\nBasically, are you directly involved heavily in politics? No. No. And often, it's people like, oh, that's a weird one. And it's like it's usually just because if it is that you are very heavy in politics, it is good for us to know, especially if there is, like, lump sum income or anything like that to kind of keep an eye on.\n\nBut then, also, there could be a higher chance. Obviously, we have pretty good security and privacy in place, but it's good to know because there can be chances of people having a high chance of trying to pretend to be you and stuff like that. So it's just a little flag from our end. But, yeah, I do get asked that a lot. What does that mean, and why do you need to know that?\n\nSorry. You're you're not the first one. Otherwise, when it comes to goals, stuff that you guys are working through it, Obviously, I think last time, when we guys did a bit of, an update on review and everything like that, the main goal was to buy an investment property, which you guys obviously did, which is great. Otherwise, it was just to try to focus on paying down the mortgage and do some traveling. Is that still kind of the focus otherwise, or what are you guys kind of working for?\n\nOkay. Mhmm. Mhmm. Yep. Mhmm.\n\nYep. Okay. Yep. So do you okay. So do you are they both investment properties, or is still one still mhmm.\n\nMhmm. Yes. It is. Yep. Yes.\n\nOkay. Okay. Yeah. Okay. No no problem.\n\nBut, otherwise, where you guys are currently leaving is that in D Y. So if we need to send any mail or anything like that, that's the D Y place? Yep. Okay. Great.\n\nYep. No. Perfect. What, I guess, are things that you guys are working towards in the next couple of years? Do you have any goals otherwise?\n\nMhmm. Mhmm. Okay. Yep. So just kind of expand the property portfolio, especially down in I mean, property prices have gone up everywhere, but but down in Sydney, it's it's quite bad sometimes, especially Northern Beaches.\n\nI used to live in Mossman. So I was in the Northern Beaches a fair bit. So, yeah, Dee White And Freshwater is beautiful, but, yeah, it does cost a bit. Mhmm. Alright.\n\nPerfect. Now the next thing I do wanna run over quickly with you, it is just an updated risk profile questionnaire. All multiple choice to make it nice and easy. No right or wrong answer. And it's just to see if we need to make any changes to your risk profile in your super.\n\nOkay? Now that Yeah? Okay. Because at the moment, yeah, at the moment, you are invested in a high growth portfolio. And are you still you still remember kind of what it means to be a high growth investor, and you're still comfortable with all of that?\n\nYeah. Okay. And, obviously, from a time frame point of view, you do have plenty of time until retirement. And in a high growth portfolio, typically, we want to see a minimum of eight years in re until retirement, just making sure you have enough time in the market, which you certainly do. So if you're comfortable with that, we'll leave it in high growth.\n\nOtherwise, is your plan to kind of access super at 65 still, or do you think you'd wanna retire at 60 when you can access your super, or what do you think your plan might be? Yep. Yep. So ideally, 60, but if not, we'll Yeah. Okay.\n\nAnd do you think about a thousand yeah. Maybe just, like, reduce hours or something. Yeah. And a thousand dollars per week I have here is an ideal income for you during retirement. Do you think that is still achievable, or do you think you would need a bit more, obviously, with rising prices and everything like that through Yes.\n\nDo you want me to change it to, like, two thousand or something? Yeah. And this is just for you as well? If you think yeah. And if you think in, like, today's today's dollar value mhmm.\n\nYeah. And that's honestly what most people it it tends to fluctuate between a thousand and 2, even up to $2.05, depending on how extravagant you obviously want your retirement, but also how much debt and assets you have. Obviously, if you guys are planning on building out your investment property portfolio, you probably will have quite a few assets that are kind of self funding itself. So the way you guys are going, you're on a good direction for that anyway, and then if you have more income coming from that as well. Yep.\n\nPerfect. Now I have just sent you an email as well. You don't have to access it now if you're a bit busy, but have a look through it later. If you have any questions, let me know. It is pretty straightforward, though.\n\nIn the email, I have included one is a Vanguard index chart. You may have probably seen this one before, but it is just a good visual representation of what we are talking about when we're talking about the market. And it basically tells you that over the long term, market always goes up. The short term, there will be some ups and downs and market fluctuations. Now you will also have through documents.\n\nThese are more your compliance documents. You'll have an Oakview financial services guide and then a services guide. Again, you would have seen this one before. It's just a bit of an updated version. None of the important information has changed, but we've had a bit of an update to our marketing.\n\nSo a bit more updated photos of all the advisers and the directors and stuff and a bit of an extension to the team, which is great. Now you also have a super summary, which just shows you your current superannuation, which you have with Hub twenty four. And you do have a 151,000 or $293 in there. Now the last thing is then a performance report that just basically shows you what's happened in the last twelve months, and it breaks down all your individual investments and how they have all performed after fees. Basically, with your portfolio, it's even though we've had a lot of market volatility the last twelve months.\n\nFirst, obviously, we had everything in The US with Trump and tariffs and everything with a little bit of fluctuation, and more recently, everything going on with the war as well. We are seeing a bit of market volatility and different mix performances across different sectors globally. Despite that, though, after fees, your portfolio is still up, which is great. Now it is up by about 5.53%, which we're not too concerned about given what has happened in the market in the last twelve months. Now because you are as well in a high growth portfolio, it is designed to focus on your long term capital growth rather than, obviously, short term stability.\n\nSo, basically, what it means is that year to year, particularly where the portfolio comes to growth sector such as, say, technology, robotics, and AI that you do have in your portfolio. Some years will see a bit more fluctuation, but the goal obviously is long term to give you that growth. Now, basically, if we're breaking down the different sectors, so we have seen really strong performance from areas like your US equity and also technology related investments. So some of your portfolio you have one portfolio in there that's called battery tech and lithium. That one is up by a 112%, so that is crazy.\n\nSorry. How your portfolio is designed, it is to complement each other as well. Well, a couple of years ago, it was not so good. The reason why that one has taken through the roof at the moment and that's why it is your speculative investment, so it is when you have a little bit less in in order to trying to take advantage of that. Now if we put everything in that a couple of years ago, it would not have been happy.\n\nWhereas now, it's fantastic. And yeah. Well, it's a good question, though. Some people say that. But it's also because, obviously, your your lithium, so everything going over the fuel prices, obviously, that produces the batteries and everything for electric vehicles, which is why that's also taken.\n\nExactly. So, yeah, there there's obviously been a bit of a bit of a mix in terms of the portfolio. But what we always want to do is despite that it's a high growth and despite overall it's it's holding up really good, we wanna also make sure that if there is any investment in your portfolio that is slightly underperforming despite what's going on in the market, we wanna make sure we review it and potentially look at changing things for you. Because things don't always stay the same with, obviously, the market and everything like that, and it is good to do updated research. Now, for example, one of the investments in your portfolio, for your Benelon Australian equity, we've done a lot of research on, and at the moment, we are looking at potentially changing that for some better options.\n\nNow that was one that was underperforming recently. And if it is underperforming, and how that one is different to your other investments is that it is a managed fund. So, basically, they are actively buying and selling different investments in order to try to outperform the market. Because it is the active management, it tend to cost a little bit more, And, usually, it is worth it because you are outperforming the market. But in this instant, more recently, they've been a little bit slower in making those investment changes.\n\nAnd if that is the case and we foresee that they are going to be a little bit slower, then there's no point having it in an option where you're paying a little bit more in fees if they're not giving you that return in return. Does that make sense? Yep. So if you are happy for me to do so, I would like to do a little bit more research on that Benelung investment and see if I can find a better option that's going to give you a little bit better returns moving forward and put you in a better position. Are you happy for me to do that?\n\nYep. Perfect. Now it will take me about a week, a little bit less to put that research together, and then I'll go through the proposal with you, and then you can let me know what you think. When is usually a best time for you, Jack? Yes.\n\nAbout now. Okay. Okay. Okay. Let me have a look.\n\nSo next week, I am fully booked, actually. I don't have a single spot, but let me see the the following week. I could do I could do 04:30 on either Monday, May 18, or Tuesday, May 19, if either of those would work for you. Either way? Okay.\n\nWell, my sure. Yeah. Or nineteenth. Okay. You will okay.\n\nWell, why don't we do the nineteenth? And I can do, yeah, I can do 04:30, or I do have mornings if that but you preferred afternoon, didn't you? I can do from 8AM. Yeah. Perfect.\n\nYep. And alright. So I'll just book that in on, say, the nineteenth at 08:30. It should be fairly quick just to kind of run through any changes in the investment. I'll run through if there's any, you know, capital gains tax with changing fees and returns and stuff like that so you can actually see it as well.\n\nAnd then we can see that moving forward. Would you like a reminder text sent, like, two hours oh, it's probably a bit early, an hour before or the day before if something comes up? An hour before? Okay. Perfect.\n\nIf anything does come up and you have to, you know, get caught out of work or something like that, just let me know, and I'll see if I can get it reshuffled for you. Otherwise, that is all booked in on Tuesday, May 19 at 08:30. Now that was basically all of the documents I had to run through with you. Now I can see, obviously, here that you don't have any insurances in place. Obviously, with your occupation, it's a bit risky for the insurance.\n\nBut are you still happy, obviously, with no insurances and comfortable with that? Yeah. Perfect. And I can see here as well that we have at the moment the only thing outstanding for you is that your ID that we have on file has expired. Have you recently received a new copy at all of a driver's license?\n\nI'm not sure. No. Let me see here because I think alright. Let me triple check the folders because I have a little note here that the ID has expired, but let me just actually check what's in on file in case that was just a little error. Okay.\n\nSo the one I have says that it expired the 12/22/2025. So, yeah, when you have a moment, if you could send through just a photo of the front and the back of your new license just so we can get that all updated from a compliance point, that would be great. You can send it through you can send it through servicing @oakviewfinancial,1word,.com.au. Perfect. That way, the team will get it.\n\nWe can get that processed for you. Perfect. Now do you have any other questions or anything else for me before I let you go and enjoy the rest of your afternoon otherwise, Jack? No? Okay.\n\nPerfect. Well, I will let you go and enjoy your afternoon. Like I said, have a look through the documents when you have a moment. Any questions, let me know. Otherwise, I look forward to speaking with you again on Tuesday, the nineteenth.\n\nNo problem. We'll speak then. Okay. Bye.","paragraphs":[{"sentences":[{"text":"Good afternoon.","start":4.72,"end":5.44,"sentiment":"neutral","sentiment_score":0.11698634549975395},{"text":"Is this Jack?","start":5.44,"end":6.3399997,"sentiment":"neutral","sentiment_score":0.06564366817474365},{"text":"This is Veronica from Oakview Financial.","start":7.8399997,"end":9.94,"sentiment":"neutral","sentiment_score":0.16965961083769798},{"text":"How are you?","start":10.08,"end":10.82,"sentiment":"neutral","sentiment_score":0.16793473064899445},{"text":"Good.","start":12.575001,"end":13.075001,"sentiment":"positive","sentiment_score":0.4722992777824402}],"sentiment":"neutral","sentiment_score":0.16166432201862335,"num_words":15,"start":4.72,"end":13.075001},{"sentences":[{"text":"I had you booked in to go over your annual review.","start":14.015,"end":16.495,"sentiment":"positive","sentiment_score":0.35109059648080304},{"text":"Is now still a good time for you?","start":16.495,"end":18.195,"sentiment":"neutral","sentiment_score":0.2825518548488617},{"text":"Sure.","start":20.654999,"end":21.154999,"sentiment":"neutral","sentiment_score":0.1126340851187706},{"text":"We can reschedule.","start":21.455,"end":22.355,"sentiment":"neutral","sentiment_score":0.10853380213181178},{"text":"If now is not a good time, that's fine.","start":22.494999,"end":24.595001,"sentiment":"neutral","sentiment_score":-0.030880769507752523}],"sentiment":"neutral","sentiment_score":0.196334998938255,"num_words":32,"start":14.015,"end":24.595001},{"sentences":[{"text":"Yeah.","start":34.26,"end":34.579998,"sentiment":"neutral","sentiment_score":0.23512133955955505},{"text":"Alright.","start":34.579998,"end":34.9,"sentiment":"neutral","sentiment_score":0.21834859251976013},{"text":"Well, I'll tryna make it quick for you.","start":34.9,"end":36.84,"sentiment":"neutral","sentiment_score":0.25315864011645317},{"text":"But before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":37.745003,"end":44.805,"sentiment":"neutral","sentiment_score":0.013199052440800838},{"text":"Perfect.","start":46.785,"end":47.285,"sentiment":"neutral","sentiment_score":0.28288793563842773}],"sentiment":"neutral","sentiment_score":0.08028719120491774,"num_words":39,"start":34.26,"end":47.285},{"sentences":[{"text":"And just for security purposes, just so that I can confirm I am speaking with the right person, could I just get you to confirm your full name, date of birth, and address, please?","start":48.225,"end":58.0,"sentiment":"neutral","sentiment_score":0.10134392878150239},{"text":"Yeah?","start":64.78,"end":65.28,"sentiment":"neutral","sentiment_score":0.003759653307497502},{"text":"Yep.","start":69.995,"end":70.315,"sentiment":"neutral","sentiment_score":0.09362386167049408},{"text":"That's the one I have here as well.","start":70.315,"end":71.755005,"sentiment":"neutral","sentiment_score":0.141392569988966},{"text":"We have updated that one, so that's good.","start":71.755005,"end":74.495,"sentiment":"neutral","sentiment_score":0.22254866734147072}],"sentiment":"neutral","sentiment_score":0.12412705754216474,"num_words":52,"start":48.225,"end":74.495},{"sentences":[{"text":"Now before I do kind of jump into the under review there with you, I do like to start by asking if there is anything specific that you were hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of a catch up and see what's happened in the last twelve months?","start":75.275,"end":89.979996,"sentiment":"neutral","sentiment_score":0.017373650814547684},{"text":"Nope.","start":92.935,"end":93.435,"sentiment":"neutral","sentiment_score":-0.07045697420835495},{"text":"Perfect.","start":94.854996,"end":95.354996,"sentiment":"neutral","sentiment_score":0.3092700242996216},{"text":"No worries.","start":96.375,"end":97.195,"sentiment":"neutral","sentiment_score":0.07749152556061745},{"text":"Now I know that you kinda went through a bit of the fact find out with my colleague Jordan when she booked you in.","start":97.975,"end":103.354996,"sentiment":"neutral","sentiment_score":0.0029228583783454574}],"sentiment":"neutral","sentiment_score":0.017134102723967443,"num_words":94,"start":75.275,"end":103.354996},{"sentences":[{"text":"So that saves a little bit of time, so thank you for doing that.","start":104.05499,"end":107.25,"sentiment":"positive","sentiment_score":0.7020091201577868},{"text":"I just need to reconfirm a couple of the information here.","start":107.57,"end":111.51,"sentiment":"neutral","sentiment_score":0.10781078379262578},{"text":"Now let me see here.","start":113.41,"end":115.67,"sentiment":"neutral","sentiment_score":0.048121848702430726},{"text":"With your assets, I do wanna just triple check.","start":116.93,"end":120.05,"sentiment":"neutral","sentiment_score":0.06477142373720805},{"text":"So you guys recently bought an investment property?","start":120.05,"end":122.47,"sentiment":"neutral","sentiment_score":0.030224816873669624}],"sentiment":"neutral","sentiment_score":0.25700844459711236,"num_words":47,"start":104.05499,"end":122.47},{"sentences":[{"text":"Okay.","start":127.895004,"end":128.395,"sentiment":"neutral","sentiment_score":0.06854734569787979},{"text":"Yep.","start":128.455,"end":128.955,"sentiment":"neutral","sentiment_score":0.058607131242752075},{"text":"And I also have a little note here that you have a 100 and 82,000 in equity release loan.","start":131.335,"end":138.315,"sentiment":"neutral","sentiment_score":0.03564246861558212},{"text":"Is that you took out an additional 182 of your main property.","start":139.65,"end":143.83,"sentiment":"neutral","sentiment_score":0.005667954217642546},{"text":"Is that what happened, or is it a separate loan for it?","start":144.29,"end":147.83,"sentiment":"neutral","sentiment_score":-0.0054211304523050785}],"sentiment":"neutral","sentiment_score":0.017940517018238702,"num_words":45,"start":127.895004,"end":147.83},{"sentences":[{"text":"Mhmm.","start":151.905,"end":152.405,"sentiment":"neutral","sentiment_score":0.019886277616024017},{"text":"Yep.","start":163.04,"end":163.44,"sentiment":"neutral","sentiment_score":0.09811120480298996},{"text":"Perfect.","start":163.44,"end":163.84,"sentiment":"neutral","sentiment_score":0.22365593910217285},{"text":"So you so is that why 182.","start":163.84,"end":168.95999,"sentiment":"neutral","sentiment_score":0.07830627422247614},{"text":"Yeah.","start":168.95999,"end":169.45999,"sentiment":"neutral","sentiment_score":0.026003088802099228}],"sentiment":"neutral","sentiment_score":0.08325458453460173,"num_words":11,"start":151.905,"end":169.45999},{"sentences":[{"text":"Yep.","start":172.31999,"end":172.81999,"sentiment":"neutral","sentiment_score":0.031614627689123154},{"text":"Okay.","start":174.48,"end":174.98,"sentiment":"neutral","sentiment_score":0.11540615558624268},{"text":"Perfect.","start":175.12,"end":175.62,"sentiment":"neutral","sentiment_score":0.1913335621356964},{"text":"Yep.","start":182.735,"end":183.05501,"sentiment":"neutral","sentiment_score":0.06194373592734337},{"text":"Okay.","start":183.05501,"end":183.55501,"sentiment":"neutral","sentiment_score":0.09808629751205444}],"sentiment":"neutral","sentiment_score":0.09967687577009202,"num_words":5,"start":172.31999,"end":183.55501},{"sentences":[{"text":"Perfect.","start":183.615,"end":184.115,"sentiment":"neutral","sentiment_score":0.31437134742736816},{"text":"Yep.","start":184.735,"end":185.13501,"sentiment":"neutral","sentiment_score":0.14985373616218567},{"text":"Great.","start":185.13501,"end":185.535,"sentiment":"positive","sentiment_score":0.35354575514793396},{"text":"That makes sense.","start":185.535,"end":186.515,"sentiment":"neutral","sentiment_score":0.2269225219885508},{"text":"Otherwise, when it comes to contributions, your employer pays you that standard 12% employer contributions, or do you have a special, like, EBA or something in place?","start":187.935,"end":197.4,"sentiment":"neutral","sentiment_score":-0.010450833787520727}],"sentiment":"neutral","sentiment_score":0.036859572498184265,"num_words":33,"start":183.615,"end":197.4},{"sentences":[{"text":"Mhmm.","start":203.335,"end":203.835,"sentiment":"neutral","sentiment_score":-0.013753265142440796},{"text":"Yep.","start":214.15,"end":214.65,"sentiment":"neutral","sentiment_score":-0.05205710232257843},{"text":"Yep.","start":218.23,"end":218.73,"sentiment":"neutral","sentiment_score":-0.02927490696310997},{"text":"Mhmm.","start":225.03,"end":225.53,"sentiment":"neutral","sentiment_score":0.02050836756825447},{"text":"Okay.","start":251.735,"end":252.21501,"sentiment":"neutral","sentiment_score":0.022451255470514297}],"sentiment":"neutral","sentiment_score":-0.010425130277872086,"num_words":5,"start":203.335,"end":252.21501},{"sentences":[{"text":"Yeah.","start":252.21501,"end":252.71501,"sentiment":"neutral","sentiment_score":0.00970919243991375},{"text":"Often Okay.","start":252.85501,"end":264.31,"sentiment":"neutral","sentiment_score":0.0008250456303358087},{"text":"Yeah.","start":264.31,"end":264.71,"sentiment":"neutral","sentiment_score":0.0002469457685947418},{"text":"Often it is no.","start":264.71,"end":266.63,"sentiment":"neutral","sentiment_score":-0.05135397519916296},{"text":"That's all good.","start":266.63,"end":267.19,"sentiment":"positive","sentiment_score":0.4265747666358948}],"sentiment":"neutral","sentiment_score":0.09871951168911024,"num_words":11,"start":252.21501,"end":267.19},{"sentences":[{"text":"You can leave that with me.","start":267.19,"end":268.41,"sentiment":"neutral","sentiment_score":0.2928433914979299},{"text":"Often it is like, the minimum is 12, so that's what most employers do.","start":268.78998,"end":272.81,"sentiment":"neutral","sentiment_score":0.07623202167451382},{"text":"It's just some if you have, like, a some government, nurses, school teachers, or if you kind of sometimes work on, like, the mine side, so they have, like, a special EVA in place that that gives them access to, like, a little bit additional.","start":272.94998,"end":286.695,"sentiment":"neutral","sentiment_score":0.09935908499691222},{"text":"Often, when that is the case, so people know about it because it's kind of like a selling point that they let you know.","start":287.075,"end":293.47,"sentiment":"neutral","sentiment_score":0.12217681171993415},{"text":"So okay.","start":294.72998,"end":296.09,"sentiment":"neutral","sentiment_score":0.24344690144062042}],"sentiment":"neutral","sentiment_score":0.1177429094664998,"num_words":91,"start":267.19,"end":296.09},{"sentences":[{"text":"Perfect.","start":296.09,"end":296.59,"sentiment":"positive","sentiment_score":0.36755919456481934},{"text":"Now you did say that you drew so do you have two occupations?","start":296.65,"end":299.55,"sentiment":"neutral","sentiment_score":0.051317053918655105},{"text":"So the firefighter and then did you say building?","start":299.61,"end":301.87,"sentiment":"neutral","sentiment_score":0.014398872955805726},{"text":"Okay.","start":303.755,"end":304.07498,"sentiment":"neutral","sentiment_score":0.024274203926324844},{"text":"And with the is that a builder?","start":304.07498,"end":306.655,"sentiment":"neutral","sentiment_score":0.021245783993176053}],"sentiment":"neutral","sentiment_score":0.0431375949673595,"num_words":31,"start":296.09,"end":306.655},{"sentences":[{"text":"Like a carpenter?","start":308.555,"end":309.455,"sentiment":"neutral","sentiment_score":0.01726366641620795},{"text":"Oh, yeah.","start":311.675,"end":312.415,"sentiment":"neutral","sentiment_score":0.05261734686791897},{"text":"Yep.","start":315.77002,"end":316.27002,"sentiment":"neutral","sentiment_score":0.08779746294021606},{"text":"Perfect.","start":316.41,"end":316.91,"sentiment":"neutral","sentiment_score":0.1713225394487381},{"text":"And do you pay yourself like, how much would you say income wise you get from that?","start":317.21002,"end":321.85,"sentiment":"neutral","sentiment_score":0.0321932831669555}],"sentiment":"neutral","sentiment_score":0.04014297955048581,"num_words":24,"start":308.555,"end":321.85},{"sentences":[{"text":"Obviously, I know it probably fluctuates a little bit, but that's good.","start":321.85,"end":332.685,"sentiment":"neutral","sentiment_score":0.01609789238621791},{"text":"Alright.","start":341.0,"end":341.32,"sentiment":"neutral","sentiment_score":0.15093562006950378},{"text":"Perfect.","start":341.32,"end":341.82,"sentiment":"neutral","sentiment_score":0.2036094069480896},{"text":"And you said that's obviously set up as a sole trader, so you don't pay yourself contributions.","start":342.52002,"end":346.44,"sentiment":"neutral","sentiment_score":0.06462593069847893},{"text":"That's just from your firefighter.","start":346.44,"end":348.06,"sentiment":"neutral","sentiment_score":0.026132477819919585}],"sentiment":"neutral","sentiment_score":0.04936174851738744,"num_words":36,"start":321.85,"end":348.06},{"sentences":[{"text":"Yep.","start":348.2,"end":348.7,"sentiment":"neutral","sentiment_score":0.05685843154788017},{"text":"Okay.","start":353.815,"end":354.315,"sentiment":"neutral","sentiment_score":0.02436112239956856},{"text":"Yeah.","start":358.215,"end":358.535,"sentiment":"neutral","sentiment_score":0.0979314148426056},{"text":"Okay.","start":358.535,"end":358.85498,"sentiment":"neutral","sentiment_score":0.1725604683160782},{"text":"Perfect.","start":358.85498,"end":359.35498,"sentiment":"positive","sentiment_score":0.3667156994342804}],"sentiment":"neutral","sentiment_score":0.1436854273080826,"num_words":5,"start":348.2,"end":359.35498},{"sentences":[{"text":"That's good.","start":360.215,"end":361.115,"sentiment":"positive","sentiment_score":0.39647743105888367},{"text":"Otherwise, when it comes to health and lifestyle, do you have private health insurance in place?","start":363.43002,"end":368.41,"sentiment":"neutral","sentiment_score":0.0458743505878374},{"text":"Yes.","start":369.59,"end":369.83002,"sentiment":"neutral","sentiment_score":0.0560983344912529},{"text":"And that is hospital as well?","start":369.83002,"end":371.61002,"sentiment":"neutral","sentiment_score":0.05710584484040737},{"text":"Yes.","start":373.19,"end":373.59,"sentiment":"neutral","sentiment_score":0.20877036452293396}],"sentiment":"neutral","sentiment_score":0.08209416306076142,"num_words":26,"start":360.215,"end":373.59},{"sentences":[{"text":"Great.","start":373.59,"end":373.83002,"sentiment":"positive","sentiment_score":0.5094674229621887},{"text":"Perfect.","start":373.83002,"end":374.33002,"sentiment":"positive","sentiment_score":0.49638134241104126},{"text":"Especially with, obviously, you being a high income earner.","start":374.55002,"end":377.45,"sentiment":"neutral","sentiment_score":0.27542440924379563},{"text":"Don't wanna be paying additional tax if you don't have to.","start":377.735,"end":380.315,"sentiment":"neutral","sentiment_score":-0.16618078608404507},{"text":"Estate planning wise, do you have a will or power of attorney in place?","start":382.935,"end":387.195,"sentiment":"neutral","sentiment_score":0.014081299970192569}],"sentiment":"neutral","sentiment_score":0.05149494447848863,"num_words":36,"start":373.59,"end":387.195},{"sentences":[{"text":"Yep.","start":390.23,"end":390.63,"sentiment":"neutral","sentiment_score":0.19665007293224335},{"text":"Okay.","start":390.63,"end":391.03,"sentiment":"positive","sentiment_score":0.37967449426651},{"text":"Amazing.","start":391.03,"end":391.53,"sentiment":"positive","sentiment_score":0.6224290132522583},{"text":"And that's does that include the investment property as well?","start":391.67,"end":394.55002,"sentiment":"neutral","sentiment_score":0.25721035450696944},{"text":"Do you know?","start":394.55002,"end":395.29,"sentiment":"neutral","sentiment_score":0.02751717654367288}],"sentiment":"neutral","sentiment_score":0.2408380409469828,"num_words":16,"start":390.23,"end":395.29},{"sentences":[{"text":"No.","start":401.03,"end":401.19,"sentiment":"neutral","sentiment_score":-0.046387746930122375},{"text":"That's okay.","start":401.19,"end":402.01,"sentiment":"neutral","sentiment_score":0.05183682357892395},{"text":"Yep.","start":404.05502,"end":404.55502,"sentiment":"neutral","sentiment_score":0.09783835709095},{"text":"Yep.","start":406.45502,"end":406.95502,"sentiment":"neutral","sentiment_score":0.057437799870967865},{"text":"Yep.","start":412.05502,"end":412.55502,"sentiment":"neutral","sentiment_score":0.06423910707235336}],"sentiment":"neutral","sentiment_score":0.04613352737699946,"num_words":6,"start":401.03,"end":412.55502},{"sentences":[{"text":"Yep.","start":412.61502,"end":413.11502,"sentiment":"neutral","sentiment_score":0.06770126521587372},{"text":"Yeah.","start":419.50998,"end":419.83,"sentiment":"neutral","sentiment_score":0.04944290965795517},{"text":"Okay.","start":419.83,"end":420.07,"sentiment":"neutral","sentiment_score":0.07201524823904037},{"text":"No.","start":420.07,"end":420.31,"sentiment":"neutral","sentiment_score":0.08571281284093857},{"text":"Perfect.","start":420.31,"end":420.81,"sentiment":"neutral","sentiment_score":0.3040708005428314}],"sentiment":"neutral","sentiment_score":0.11578860729932786,"num_words":5,"start":412.61502,"end":420.81},{"sentences":[{"text":"Otherwise, when it comes to your superannuation, I do have here that if something ever were to happen to you, you have nominated Natalie to receive everything.","start":422.22998,"end":431.735,"sentiment":"positive","sentiment_score":0.3565691080358293},{"text":"You're still happy with that?","start":431.735,"end":433.115,"sentiment":"positive","sentiment_score":0.3675921380519867},{"text":"Yeah.","start":434.13498,"end":434.535,"sentiment":"neutral","sentiment_score":0.12466070801019669},{"text":"Amazing.","start":434.535,"end":435.035,"sentiment":"neutral","sentiment_score":0.19681291282176971},{"text":"And are you politically exposed at all or earn an income overseas?","start":435.175,"end":439.595,"sentiment":"neutral","sentiment_score":-0.005676061923926075}],"sentiment":"neutral","sentiment_score":0.25475407576026476,"num_words":46,"start":422.22998,"end":439.595},{"sentences":[{"text":"No.","start":442.31,"end":442.55002,"sentiment":"neutral","sentiment_score":-0.047887858003377914},{"text":"Okay.","start":442.55002,"end":443.03,"sentiment":"neutral","sentiment_score":-0.016358979046344757},{"text":"Great.","start":443.03,"end":443.53,"sentiment":"neutral","sentiment_score":0.020064346492290497},{"text":"Yes.","start":445.91,"end":446.41,"sentiment":"neutral","sentiment_score":-0.020835403352975845},{"text":"Most people ask me the same, to be honest.","start":449.03,"end":450.89,"sentiment":"neutral","sentiment_score":-0.08060628258519703}],"sentiment":"neutral","sentiment_score":-0.06080572593670625,"num_words":13,"start":442.31,"end":450.89},{"sentences":[{"text":"Basically, are you directly involved heavily in politics?","start":451.83002,"end":455.37,"sentiment":"neutral","sentiment_score":-0.11165418568998575},{"text":"No.","start":457.755,"end":458.075,"sentiment":"neutral","sentiment_score":-0.1545954942703247},{"text":"No.","start":458.075,"end":458.575,"sentiment":"neutral","sentiment_score":-0.14937488734722135},{"text":"And often, it's people like, oh, that's a weird one.","start":459.515,"end":462.155,"sentiment":"neutral","sentiment_score":-0.13736530244350434},{"text":"And it's like it's usually just because if it is that you are very heavy in politics, it is good for us to know, especially if there is, like, lump sum income or anything like that to kind of keep an eye on.","start":462.155,"end":473.65,"sentiment":"neutral","sentiment_score":-0.07078794528578602}],"sentiment":"neutral","sentiment_score":-0.08912283395017896,"num_words":63,"start":451.83002,"end":473.65},{"sentences":[{"text":"But then, also, there could be a higher chance.","start":474.27,"end":476.35,"sentiment":"neutral","sentiment_score":-0.035106840233008065},{"text":"Obviously, we have pretty good security and privacy in place, but it's good to know because there can be chances of people having a high chance of trying to pretend to be you and stuff like that.","start":476.35,"end":486.405,"sentiment":"neutral","sentiment_score":-0.060652495814940414},{"text":"So it's just a little flag from our end.","start":486.565,"end":488.725,"sentiment":"neutral","sentiment_score":-0.1524757883614964},{"text":"But, yeah, I do get asked that a lot.","start":488.725,"end":490.645,"sentiment":"neutral","sentiment_score":-0.08255777052707142},{"text":"What does that mean, and why do you need to know that?","start":490.645,"end":493.385,"sentiment":"neutral","sentiment_score":-0.1355151211222013}],"sentiment":"neutral","sentiment_score":-0.08291562356201834,"num_words":76,"start":474.27,"end":493.385},{"sentences":[{"text":"Sorry.","start":494.725,"end":495.205,"sentiment":"neutral","sentiment_score":-0.15533331036567688},{"text":"You're you're not the first one.","start":495.205,"end":496.585,"sentiment":"neutral","sentiment_score":-0.17444841687877974},{"text":"Otherwise, when it comes to goals, stuff that you guys are working through it, Obviously, I think last time, when we guys did a bit of, an update on review and everything like that, the main goal was to buy an investment property, which you guys obviously did, which is great.","start":497.76498,"end":512.58997,"sentiment":"neutral","sentiment_score":0.3326097938652132},{"text":"Otherwise, it was just to try to focus on paying down the mortgage and do some traveling.","start":514.835,"end":519.655,"sentiment":"neutral","sentiment_score":0.0857320480486926},{"text":"Is that still kind of the focus otherwise, or what are you guys kind of working for?","start":520.11505,"end":524.61505,"sentiment":"neutral","sentiment_score":-0.020974672563812313}],"sentiment":"neutral","sentiment_score":0.18328207672533134,"num_words":92,"start":494.725,"end":524.61505},{"sentences":[{"text":"Okay.","start":524.995,"end":525.495,"sentiment":"neutral","sentiment_score":-0.11187224090099336},{"text":"Mhmm.","start":534.69,"end":535.00995,"sentiment":"neutral","sentiment_score":-0.039541203528642654},{"text":"Mhmm.","start":535.00995,"end":535.50995,"sentiment":"neutral","sentiment_score":-0.03418562561273575},{"text":"Yep.","start":538.545,"end":539.045,"sentiment":"neutral","sentiment_score":0.05487283691763878},{"text":"Mhmm.","start":544.145,"end":544.645,"sentiment":"neutral","sentiment_score":0.0036755017936229706}],"sentiment":"neutral","sentiment_score":-0.025410146266222,"num_words":5,"start":524.995,"end":544.645},{"sentences":[{"text":"Yep.","start":547.505,"end":548.005,"sentiment":"neutral","sentiment_score":0.02400292456150055},{"text":"Okay.","start":548.065,"end":548.565,"sentiment":"neutral","sentiment_score":-0.020623359829187393},{"text":"Yep.","start":553.44,"end":553.94,"sentiment":"neutral","sentiment_score":0.01202460378408432},{"text":"So do you okay.","start":555.76,"end":559.04,"sentiment":"neutral","sentiment_score":-0.0008161913137882952},{"text":"So do you are they both investment properties, or is still one still mhmm.","start":559.04,"end":573.30493,"sentiment":"neutral","sentiment_score":0.0010365861734109266}],"sentiment":"neutral","sentiment_score":0.0012691242709046316,"num_words":21,"start":547.505,"end":573.30493},{"sentences":[{"text":"Mhmm.","start":573.30493,"end":573.58496,"sentiment":"neutral","sentiment_score":0.018496431410312653},{"text":"Yes.","start":573.58496,"end":573.82495,"sentiment":"neutral","sentiment_score":0.02819213829934597},{"text":"It is.","start":573.82495,"end":574.38495,"sentiment":"neutral","sentiment_score":0.021912002004683018},{"text":"Yep.","start":574.38495,"end":574.8,"sentiment":"neutral","sentiment_score":0.03995666280388832},{"text":"Yes.","start":575.27997,"end":575.77997,"sentiment":"neutral","sentiment_score":0.02446574345231056}],"sentiment":"neutral","sentiment_score":0.025822496662537258,"num_words":6,"start":573.30493,"end":575.77997},{"sentences":[{"text":"Okay.","start":580.08,"end":580.58,"sentiment":"neutral","sentiment_score":0.026444822549819943},{"text":"Okay.","start":581.2,"end":581.7,"sentiment":"neutral","sentiment_score":0.003875771537423134},{"text":"Yeah.","start":582.72,"end":582.95996,"sentiment":"neutral","sentiment_score":0.03575361520051956},{"text":"Okay.","start":582.95996,"end":583.27997,"sentiment":"neutral","sentiment_score":0.05802498757839203},{"text":"No no problem.","start":583.27997,"end":584.26,"sentiment":"neutral","sentiment_score":0.09721488505601883}],"sentiment":"neutral","sentiment_score":0.05939197886203017,"num_words":7,"start":580.08,"end":584.26},{"sentences":[{"text":"But, otherwise, where you guys are currently leaving is that in D Y.","start":585.51996,"end":589.315,"sentiment":"neutral","sentiment_score":0.019163794815540314},{"text":"So if we need to send any mail or anything like that, that's the D Y place?","start":589.315,"end":593.255,"sentiment":"neutral","sentiment_score":0.01467189280425801},{"text":"Yep.","start":594.27496,"end":594.755,"sentiment":"neutral","sentiment_score":0.04156876727938652},{"text":"Okay.","start":594.755,"end":595.075,"sentiment":"neutral","sentiment_score":0.051666010171175},{"text":"Great.","start":595.075,"end":595.575,"sentiment":"neutral","sentiment_score":0.18897487223148343}],"sentiment":"neutral","sentiment_score":0.023659429089589554,"num_words":33,"start":585.51996,"end":595.575},{"sentences":[{"text":"Yep.","start":598.27496,"end":598.77496,"sentiment":"neutral","sentiment_score":0.04388924688100815},{"text":"No.","start":598.83496,"end":599.235,"sentiment":"neutral","sentiment_score":0.05662578344345093},{"text":"Perfect.","start":599.235,"end":599.735,"sentiment":"neutral","sentiment_score":0.30874574184417725},{"text":"What, I guess, are things that you guys are working towards in the next couple of years?","start":601.15497,"end":605.43,"sentiment":"neutral","sentiment_score":0.1363029024180244},{"text":"Do you have any goals otherwise?","start":605.43,"end":608.09,"sentiment":"neutral","sentiment_score":0.036957004107534885}],"sentiment":"neutral","sentiment_score":0.11339046684308694,"num_words":26,"start":598.27496,"end":608.09},{"sentences":[{"text":"Mhmm.","start":617.925,"end":618.425,"sentiment":"neutral","sentiment_score":0.04515669494867325},{"text":"Mhmm.","start":622.805,"end":623.305,"sentiment":"neutral","sentiment_score":0.007075874134898186},{"text":"Okay.","start":625.845,"end":626.345,"sentiment":"neutral","sentiment_score":-0.01407756470143795},{"text":"Yep.","start":629.3,"end":629.7,"sentiment":"neutral","sentiment_score":0.0986696630716324},{"text":"So just kind of expand the property portfolio, especially down in I mean, property prices have gone up everywhere, but but down in Sydney, it's it's quite bad sometimes, especially Northern Beaches.","start":629.7,"end":640.34,"sentiment":"neutral","sentiment_score":-0.05574376828735694}],"sentiment":"neutral","sentiment_score":-0.04574933104837934,"num_words":36,"start":617.925,"end":640.34},{"sentences":[{"text":"I used to live in Mossman.","start":640.34,"end":641.56,"sentiment":"neutral","sentiment_score":-0.024107967503368855},{"text":"So I was in the Northern Beaches a fair bit.","start":642.46497,"end":644.625,"sentiment":"neutral","sentiment_score":0.06348955892026424},{"text":"So, yeah, Dee White And Freshwater is beautiful, but, yeah, it does cost a bit.","start":644.625,"end":648.40497,"sentiment":"neutral","sentiment_score":0.17146674245595933},{"text":"Mhmm.","start":650.305,"end":650.805,"sentiment":"neutral","sentiment_score":0.08119627833366394},{"text":"Alright.","start":651.825,"end":652.325,"sentiment":"positive","sentiment_score":0.3656952381134033}],"sentiment":"neutral","sentiment_score":0.10633758901420867,"num_words":33,"start":640.34,"end":652.325},{"sentences":[{"text":"Perfect.","start":652.46497,"end":652.96497,"sentiment":"positive","sentiment_score":0.6029155254364014},{"text":"Now the next thing I do wanna run over quickly with you, it is just an updated risk profile questionnaire.","start":653.265,"end":658.13,"sentiment":"neutral","sentiment_score":0.20959858000278472},{"text":"All multiple choice to make it nice and easy.","start":658.91003,"end":661.23004,"sentiment":"positive","sentiment_score":0.36256857381926644},{"text":"No right or wrong answer.","start":661.23004,"end":662.77,"sentiment":"neutral","sentiment_score":-0.12501255869865419},{"text":"And it's just to see if we need to make any changes to your risk profile in your super.","start":662.99005,"end":667.55005,"sentiment":"neutral","sentiment_score":0.027027688528362074}],"sentiment":"neutral","sentiment_score":0.147156807007613,"num_words":54,"start":652.46497,"end":667.55005},{"sentences":[{"text":"Okay?","start":667.55005,"end":668.05005,"sentiment":"neutral","sentiment_score":0.02875625155866146},{"text":"Now that Yeah?","start":670.59,"end":675.435,"sentiment":"neutral","sentiment_score":0.018733430032928784},{"text":"Okay.","start":675.435,"end":675.935,"sentiment":"neutral","sentiment_score":0.01742815598845482},{"text":"Because at the moment, yeah, at the moment, you are invested in a high growth portfolio.","start":675.995,"end":680.735,"sentiment":"neutral","sentiment_score":0.019572892924770713},{"text":"And are you still you still remember kind of what it means to be a high growth investor, and you're still comfortable with all of that?","start":682.07495,"end":688.27,"sentiment":"neutral","sentiment_score":0.06017258104223471}],"sentiment":"neutral","sentiment_score":0.04212847003277312,"num_words":47,"start":667.55005,"end":688.27},{"sentences":[{"text":"Yeah.","start":688.33,"end":688.81,"sentiment":"neutral","sentiment_score":0.029331054538488388},{"text":"Okay.","start":688.81,"end":689.31,"sentiment":"neutral","sentiment_score":-0.02539563924074173},{"text":"And, obviously, from a time frame point of view, you do have plenty of time until retirement.","start":690.49,"end":694.83,"sentiment":"neutral","sentiment_score":-0.003135834546650157},{"text":"And in a high growth portfolio, typically, we want to see a minimum of eight years in re until retirement, just making sure you have enough time in the market, which you certainly do.","start":696.185,"end":707.565,"sentiment":"neutral","sentiment_score":0.10895912853233955},{"text":"So if you're comfortable with that, we'll leave it in high growth.","start":708.06,"end":711.28,"sentiment":"neutral","sentiment_score":0.0841620178737988}],"sentiment":"neutral","sentiment_score":0.0717720125013819,"num_words":65,"start":688.33,"end":711.28},{"sentences":[{"text":"Otherwise, is your plan to kind of access super at 65 still, or do you think you'd wanna retire at 60 when you can access your super, or what do you think your plan might be?","start":712.22003,"end":723.2,"sentiment":"neutral","sentiment_score":0.04427551835154494},{"text":"Yep.","start":732.38495,"end":732.88495,"sentiment":"neutral","sentiment_score":-0.0004545177216641605},{"text":"Yep.","start":734.46497,"end":734.96497,"sentiment":"neutral","sentiment_score":0.033617064356803894},{"text":"So ideally, 60, but if not, we'll Yeah.","start":735.6,"end":739.51996,"sentiment":"neutral","sentiment_score":0.027923186542466283},{"text":"Okay.","start":739.51996,"end":739.76,"sentiment":"neutral","sentiment_score":0.04984574764966965}],"sentiment":"neutral","sentiment_score":0.04043217972936505,"num_words":47,"start":712.22003,"end":739.76},{"sentences":[{"text":"And do you think about a thousand yeah.","start":739.76,"end":745.68,"sentiment":"neutral","sentiment_score":0.020775823504664004},{"text":"Maybe just, like, reduce hours or something.","start":745.68,"end":747.94,"sentiment":"neutral","sentiment_score":-0.017823839294058934},{"text":"Yeah.","start":748.285,"end":748.785,"sentiment":"neutral","sentiment_score":0.1798262894153595},{"text":"And a thousand dollars per week I have here is an ideal income for you during retirement.","start":749.885,"end":756.385,"sentiment":"positive","sentiment_score":0.530589841744479},{"text":"Do you think that is still achievable, or do you think you would need a bit more, obviously, with rising prices and everything like that through Yes.","start":757.005,"end":766.63995,"sentiment":"neutral","sentiment_score":0.1478287555553295}],"sentiment":"neutral","sentiment_score":0.22054449520073832,"num_words":60,"start":739.76,"end":766.63995},{"sentences":[{"text":"Do you want me to change it to, like, two thousand or something?","start":772.62,"end":775.27997,"sentiment":"neutral","sentiment_score":0.00285869908447449},{"text":"Yeah.","start":777.275,"end":777.775,"sentiment":"neutral","sentiment_score":0.01284850388765335},{"text":"And this is just for you as well?","start":777.995,"end":779.855,"sentiment":"neutral","sentiment_score":-0.0020136379171162844},{"text":"If you think yeah.","start":785.035,"end":787.855,"sentiment":"neutral","sentiment_score":0.03256098320707679},{"text":"And if you think in, like, today's today's dollar value mhmm.","start":787.915,"end":793.52997,"sentiment":"neutral","sentiment_score":0.0256075065752322}],"sentiment":"neutral","sentiment_score":0.01204943226499332,"num_words":37,"start":772.62,"end":793.52997},{"sentences":[{"text":"Yeah.","start":797.11,"end":797.61,"sentiment":"neutral","sentiment_score":-0.016115590929985046},{"text":"And that's honestly what most people it it tends to fluctuate between a thousand and 2, even up to $2.05, depending on how extravagant you obviously want your retirement, but also how much debt and assets you have.","start":798.07,"end":810.265,"sentiment":"neutral","sentiment_score":-0.012351675161258563},{"text":"Obviously, if you guys are planning on building out your investment property portfolio, you probably will have quite a few assets that are kind of self funding itself.","start":810.80505,"end":819.72,"sentiment":"neutral","sentiment_score":0.06817049885700856},{"text":"So the way you guys are going, you're on a good direction for that anyway, and then if you have more income coming from that as well.","start":820.26,"end":827.07996,"sentiment":"positive","sentiment_score":0.5776928751556961},{"text":"Yep.","start":828.42,"end":828.74,"sentiment":"positive","sentiment_score":0.5903042554855347}],"sentiment":"neutral","sentiment_score":0.18538217479608168,"num_words":95,"start":797.11,"end":828.74},{"sentences":[{"text":"Perfect.","start":828.74,"end":829.24,"sentiment":"positive","sentiment_score":0.7259244918823242},{"text":"Now I have just sent you an email as well.","start":830.01996,"end":832.01996,"sentiment":"positive","sentiment_score":0.3970781207084656},{"text":"You don't have to access it now if you're a bit busy, but have a look through it later.","start":832.01996,"end":836.015,"sentiment":"neutral","sentiment_score":0.2239374192921739},{"text":"If you have any questions, let me know.","start":836.555,"end":839.215,"sentiment":"neutral","sentiment_score":0.14256022684276104},{"text":"It is pretty straightforward, though.","start":839.35504,"end":841.215,"sentiment":"positive","sentiment_score":0.34821526408195497}],"sentiment":"neutral","sentiment_score":0.27518778606209643,"num_words":43,"start":828.74,"end":841.215},{"sentences":[{"text":"In the email, I have included one is a Vanguard index chart.","start":841.515,"end":846.47504,"sentiment":"neutral","sentiment_score":0.21361644938588142},{"text":"You may have probably seen this one before, but it is just a good visual representation of what we are talking about when we're talking about the market.","start":846.47504,"end":853.57996,"sentiment":"neutral","sentiment_score":0.2293085479842765},{"text":"And it basically tells you that over the long term, market always goes up.","start":854.6,"end":859.0,"sentiment":"neutral","sentiment_score":0.12024432633604322},{"text":"The short term, there will be some ups and downs and market fluctuations.","start":859.0,"end":862.3,"sentiment":"neutral","sentiment_score":0.021524167977846585},{"text":"Now you will also have through documents.","start":864.855,"end":867.195,"sentiment":"neutral","sentiment_score":0.0929829121700355}],"sentiment":"neutral","sentiment_score":0.15673178207834024,"num_words":74,"start":841.515,"end":867.195},{"sentences":[{"text":"These are more your compliance documents.","start":868.055,"end":869.975,"sentiment":"neutral","sentiment_score":0.07825596382220586},{"text":"You'll have an Oakview financial services guide and then a services guide.","start":869.975,"end":874.395,"sentiment":"neutral","sentiment_score":0.09026684953520696},{"text":"Again, you would have seen this one before.","start":874.855,"end":876.55,"sentiment":"neutral","sentiment_score":0.10631145630031824},{"text":"It's just a bit of an updated version.","start":876.55,"end":878.73004,"sentiment":"neutral","sentiment_score":0.10905632749199867},{"text":"None of the important information has changed, but we've had a bit of an update to our marketing.","start":879.67004,"end":885.53,"sentiment":"neutral","sentiment_score":0.09624718088242742}],"sentiment":"neutral","sentiment_score":0.09631018276111437,"num_words":52,"start":868.055,"end":885.53},{"sentences":[{"text":"So a bit more updated photos of all the advisers and the directors and stuff and a bit of an extension to the team, which is great.","start":885.59,"end":893.325,"sentiment":"neutral","sentiment_score":0.3044755166327512},{"text":"Now you also have a super summary, which just shows you your current superannuation, which you have with Hub twenty four.","start":896.025,"end":905.72504,"sentiment":"neutral","sentiment_score":0.2248828084695907},{"text":"And you do have a 151,000 or $293 in there.","start":905.94995,"end":911.97,"sentiment":"neutral","sentiment_score":0.17375274747610092},{"text":"Now the last thing is then a performance report that just basically shows you what's happened in the last twelve months, and it breaks down all your individual investments and how they have all performed after fees.","start":914.67,"end":928.725,"sentiment":"neutral","sentiment_score":0.14330364683189908},{"text":"Basically, with your portfolio, it's even though we've had a lot of market volatility the last twelve months.","start":929.665,"end":937.45,"sentiment":"neutral","sentiment_score":0.0055395641053716345}],"sentiment":"neutral","sentiment_score":0.1777243583042801,"num_words":113,"start":885.59,"end":937.45},{"sentences":[{"text":"First, obviously, we had everything in The US with Trump and tariffs and everything with a little bit of fluctuation, and more recently, everything going on with the war as well.","start":937.83,"end":946.41003,"sentiment":"neutral","sentiment_score":-0.01005677707613476},{"text":"We are seeing a bit of market volatility and different mix performances across different sectors globally.","start":946.87,"end":953.40497,"sentiment":"neutral","sentiment_score":0.028685423487331718},{"text":"Despite that, though, after fees, your portfolio is still up, which is great.","start":954.665,"end":958.985,"sentiment":"positive","sentiment_score":0.46601185775720155},{"text":"Now it is up by about 5.53%, which we're not too concerned about given what has happened in the market in the last twelve months.","start":958.985,"end":970.93994,"sentiment":"neutral","sentiment_score":0.3006920111179352},{"text":"Now because you are as well in a high growth portfolio, it is designed to focus on your long term capital growth rather than, obviously, short term stability.","start":971.72,"end":981.685,"sentiment":"positive","sentiment_score":0.34181918257049154}],"sentiment":"neutral","sentiment_score":0.20613803740887515,"num_words":113,"start":937.83,"end":981.685},{"sentences":[{"text":"So, basically, what it means is that year to year, particularly where the portfolio comes to growth sector such as, say, technology, robotics, and AI that you do have in your portfolio.","start":982.625,"end":994.04004,"sentiment":"neutral","sentiment_score":0.2179341004230082},{"text":"Some years will see a bit more fluctuation, but the goal obviously is long term to give you that growth.","start":994.34,"end":1000.84,"sentiment":"neutral","sentiment_score":0.2431235071271658},{"text":"Now, basically, if we're breaking down the different sectors, so we have seen really strong performance from areas like your US equity and also technology related investments.","start":1002.66003,"end":1014.94495,"sentiment":"neutral","sentiment_score":0.2470912947146981},{"text":"So some of your portfolio you have one portfolio in there that's called battery tech and lithium.","start":1015.40497,"end":1022.11005,"sentiment":"neutral","sentiment_score":0.1858687492854455},{"text":"That one is up by a 112%, so that is crazy.","start":1022.41003,"end":1026.03,"sentiment":"neutral","sentiment_score":0.2552970471707257}],"sentiment":"neutral","sentiment_score":0.22874637915987836,"num_words":107,"start":982.625,"end":1026.03},{"sentences":[{"text":"Sorry.","start":1026.49,"end":1026.89,"sentiment":"neutral","sentiment_score":0.0052696410566568375},{"text":"How your portfolio is designed, it is to complement each other as well.","start":1026.89,"end":1031.39,"sentiment":"neutral","sentiment_score":0.015707657027703065},{"text":"Well, a couple of years ago, it was not so good.","start":1032.5701,"end":1034.865,"sentiment":"neutral","sentiment_score":-0.31048945676196704},{"text":"The reason why that one has taken through the roof at the moment and that's why it is your speculative investment, so it is when you have a little bit less in in order to trying to take advantage of that.","start":1034.945,"end":1045.345,"sentiment":"neutral","sentiment_score":-0.15809884085887815},{"text":"Now if we put everything in that a couple of years ago, it would not have been happy.","start":1045.345,"end":1049.7101,"sentiment":"negative","sentiment_score":-0.35186411605940926}],"sentiment":"neutral","sentiment_score":-0.1907323976934311,"num_words":84,"start":1026.49,"end":1049.7101},{"sentences":[{"text":"Whereas now, it's fantastic.","start":1050.01,"end":1051.2301,"sentiment":"neutral","sentiment_score":0.29197977017611265},{"text":"And yeah.","start":1051.6901,"end":1053.77,"sentiment":"neutral","sentiment_score":0.032927047461271286},{"text":"Well, it's a good question, though.","start":1053.77,"end":1054.9701,"sentiment":"neutral","sentiment_score":0.005221984504411618},{"text":"Some people say that.","start":1054.9701,"end":1056.1901,"sentiment":"neutral","sentiment_score":-0.005213366821408272},{"text":"But it's also because, obviously, your your lithium, so everything going over the fuel prices, obviously, that produces the batteries and everything for electric vehicles, which is why that's also taken.","start":1057.05,"end":1068.2251,"sentiment":"neutral","sentiment_score":0.019893641673749494}],"sentiment":"neutral","sentiment_score":0.03959477675008647,"num_words":47,"start":1050.01,"end":1068.2251},{"sentences":[{"text":"Exactly.","start":1070.3651,"end":1070.8651,"sentiment":"neutral","sentiment_score":0.029548410326242447},{"text":"So, yeah, there there's obviously been a bit of a bit of a mix in terms of the portfolio.","start":1071.9651,"end":1076.545,"sentiment":"neutral","sentiment_score":-0.01633714776682226},{"text":"But what we always want to do is despite that it's a high growth and despite overall it's it's holding up really good, we wanna also make sure that if there is any investment in your portfolio that is slightly underperforming despite what's going on in the market, we wanna make sure we review it and potentially look at changing things for you.","start":1078.03,"end":1098.865,"sentiment":"neutral","sentiment_score":0.062385007384277526},{"text":"Because things don't always stay the same with, obviously, the market and everything like that, and it is good to do updated research.","start":1099.0851,"end":1105.265,"sentiment":"neutral","sentiment_score":0.02985969590752021},{"text":"Now, for example, one of the investments in your portfolio, for your Benelon Australian equity, we've done a lot of research on, and at the moment, we are looking at potentially changing that for some better options.","start":1106.14,"end":1119.84,"sentiment":"neutral","sentiment_score":0.01857827790081501}],"sentiment":"neutral","sentiment_score":0.03512984165153303,"num_words":143,"start":1070.3651,"end":1119.84},{"sentences":[{"text":"Now that was one that was underperforming recently.","start":1120.505,"end":1123.325,"sentiment":"neutral","sentiment_score":-0.27497045788913965},{"text":"And if it is underperforming, and how that one is different to your other investments is that it is a managed fund.","start":1124.4249,"end":1131.725,"sentiment":"neutral","sentiment_score":-0.0824643520807678},{"text":"So, basically, they are actively buying and selling different investments in order to try to outperform the market.","start":1132.2799,"end":1139.1,"sentiment":"neutral","sentiment_score":-0.020325014057258766},{"text":"Because it is the active management, it tend to cost a little bit more, And, usually, it is worth it because you are outperforming the market.","start":1140.12,"end":1148.5549,"sentiment":"neutral","sentiment_score":0.009946771825735386},{"text":"But in this instant, more recently, they've been a little bit slower in making those investment changes.","start":1148.775,"end":1154.315,"sentiment":"neutral","sentiment_score":-0.27733656851684346}],"sentiment":"neutral","sentiment_score":-0.09709818966195478,"num_words":91,"start":1120.505,"end":1154.315},{"sentences":[{"text":"And if that is the case and we foresee that they are going to be a little bit slower, then there's no point having it in an option where you're paying a little bit more in fees if they're not giving you that return in return.","start":1154.9349,"end":1166.93,"sentiment":"neutral","sentiment_score":-0.2747309353688489},{"text":"Does that make sense?","start":1166.93,"end":1167.99,"sentiment":"neutral","sentiment_score":-0.035601234063506126},{"text":"Yep.","start":1169.65,"end":1169.9701,"sentiment":"neutral","sentiment_score":0.2583574652671814},{"text":"So if you are happy for me to do so, I would like to do a little bit more research on that Benelung investment and see if I can find a better option that's going to give you a little bit better returns moving forward and put you in a better position.","start":1169.9701,"end":1183.915,"sentiment":"positive","sentiment_score":0.4406904953603561},{"text":"Are you happy for me to do that?","start":1184.055,"end":1185.8351,"sentiment":"positive","sentiment_score":0.49108051136136055}],"sentiment":"neutral","sentiment_score":0.12903494911419378,"num_words":111,"start":1154.9349,"end":1185.8351},{"sentences":[{"text":"Yep.","start":1187.24,"end":1187.64,"sentiment":"neutral","sentiment_score":0.27871251106262207},{"text":"Perfect.","start":1187.64,"end":1188.14,"sentiment":"neutral","sentiment_score":0.005862436257302761},{"text":"Now it will take me about a week, a little bit less to put that research together, and then I'll go through the proposal with you, and then you can let me know what you think.","start":1189.0,"end":1200.62,"sentiment":"neutral","sentiment_score":0.17571096919063064},{"text":"When is usually a best time for you, Jack?","start":1201.915,"end":1204.655,"sentiment":"neutral","sentiment_score":0.08058111824923092},{"text":"Yes.","start":1208.555,"end":1209.055,"sentiment":"neutral","sentiment_score":0.05383978039026261}],"sentiment":"neutral","sentiment_score":0.15394249339199936,"num_words":48,"start":1187.24,"end":1209.055},{"sentences":[{"text":"About now.","start":1213.6101,"end":1214.5901,"sentiment":"neutral","sentiment_score":0.049136750400066376},{"text":"Okay.","start":1214.65,"end":1215.15,"sentiment":"neutral","sentiment_score":0.05683648958802223},{"text":"Okay.","start":1216.17,"end":1216.67,"sentiment":"neutral","sentiment_score":0.04880528897047043},{"text":"Okay.","start":1216.89,"end":1217.39,"sentiment":"neutral","sentiment_score":0.09138157963752748},{"text":"Let me have a look.","start":1217.8501,"end":1219.31,"sentiment":"neutral","sentiment_score":0.12340664863586426}],"sentiment":"neutral","sentiment_score":0.09123301021754741,"num_words":10,"start":1213.6101,"end":1219.31},{"sentences":[{"text":"So next week, I am fully booked, actually.","start":1219.4501,"end":1224.0901,"sentiment":"neutral","sentiment_score":0.1867986135184765},{"text":"I don't have a single spot, but let me see the the following week.","start":1224.0901,"end":1227.79,"sentiment":"neutral","sentiment_score":0.05990025747035231},{"text":"I could do I could do 04:30 on either Monday, May 18, or Tuesday, May 19, if either of those would work for you.","start":1229.455,"end":1243.395,"sentiment":"neutral","sentiment_score":0.10755833641936381},{"text":"Either way?","start":1246.29,"end":1247.03,"sentiment":"neutral","sentiment_score":0.1129826046526432},{"text":"Okay.","start":1247.73,"end":1248.05,"sentiment":"neutral","sentiment_score":0.08146018534898758}],"sentiment":"neutral","sentiment_score":0.10656771390717856,"num_words":49,"start":1219.4501,"end":1248.05},{"sentences":[{"text":"Well, my sure.","start":1248.05,"end":1250.9501,"sentiment":"neutral","sentiment_score":0.07759299998482068},{"text":"Yeah.","start":1253.3301,"end":1253.8301,"sentiment":"neutral","sentiment_score":-0.006203582510352135},{"text":"Or nineteenth.","start":1253.9701,"end":1254.7101,"sentiment":"neutral","sentiment_score":-0.032886283472180367},{"text":"Okay.","start":1261.905,"end":1262.405,"sentiment":"neutral","sentiment_score":0.1216803789138794},{"text":"You will okay.","start":1264.2251,"end":1264.9451,"sentiment":"neutral","sentiment_score":0.2173164039850235}],"sentiment":"neutral","sentiment_score":0.09344324413686991,"num_words":10,"start":1248.05,"end":1264.9451},{"sentences":[{"text":"Well, why don't we do the nineteenth?","start":1264.9451,"end":1268.3251,"sentiment":"neutral","sentiment_score":0.0041891193749117},{"text":"And I can do, yeah, I can do 04:30, or I do have mornings if that but you preferred afternoon, didn't you?","start":1271.2799,"end":1278.5,"sentiment":"neutral","sentiment_score":0.08754072998735038},{"text":"I can do from 8AM.","start":1281.36,"end":1284.5,"sentiment":"neutral","sentiment_score":0.05996220707893372},{"text":"Yeah.","start":1287.865,"end":1288.1849,"sentiment":"neutral","sentiment_score":0.3036511242389679},{"text":"Perfect.","start":1288.1849,"end":1288.6849,"sentiment":"positive","sentiment_score":0.5259702801704407}],"sentiment":"neutral","sentiment_score":0.08568478708750465,"num_words":36,"start":1264.9451,"end":1288.6849},{"sentences":[{"text":"Yep.","start":1288.9049,"end":1289.4049,"sentiment":"positive","sentiment_score":0.3807682394981384},{"text":"And alright.","start":1291.465,"end":1292.105,"sentiment":"positive","sentiment_score":0.4091980457305908},{"text":"So I'll just book that in on, say, the nineteenth at 08:30.","start":1292.105,"end":1296.6849,"sentiment":"positive","sentiment_score":0.43340427428483963},{"text":"It should be fairly quick just to kind of run through any changes in the investment.","start":1297.7999,"end":1302.94,"sentiment":"positive","sentiment_score":0.45786112174391747},{"text":"I'll run through if there's any, you know, capital gains tax with changing fees and returns and stuff like that so you can actually see it as well.","start":1303.64,"end":1310.62,"sentiment":"positive","sentiment_score":0.33927298922623905}],"sentiment":"positive","sentiment_score":0.3936514791290639,"num_words":59,"start":1288.9049,"end":1310.62},{"sentences":[{"text":"And then we can see that moving forward.","start":1311.425,"end":1316.405,"sentiment":"positive","sentiment_score":0.3382659889757633},{"text":"Would you like a reminder text sent, like, two hours oh, it's probably a bit early, an hour before or the day before if something comes up?","start":1317.505,"end":1325.685,"sentiment":"neutral","sentiment_score":0.17449674617361138},{"text":"An hour before?","start":1326.97,"end":1327.85,"sentiment":"neutral","sentiment_score":0.014458256773650646},{"text":"Okay.","start":1327.85,"end":1328.25,"sentiment":"neutral","sentiment_score":0.2779659032821655},{"text":"Perfect.","start":1328.25,"end":1328.75,"sentiment":"positive","sentiment_score":0.4882092475891114}],"sentiment":"neutral","sentiment_score":0.20567724949214608,"num_words":40,"start":1311.425,"end":1328.75},{"sentences":[{"text":"If anything does come up and you have to, you know, get caught out of work or something like that, just let me know, and I'll see if I can get it reshuffled for you.","start":1329.2899,"end":1339.71,"sentiment":"neutral","sentiment_score":-0.10060937080000128},{"text":"Otherwise, that is all booked in on Tuesday, May 19 at 08:30.","start":1340.395,"end":1345.855,"sentiment":"neutral","sentiment_score":0.006110261349628369},{"text":"Now that was basically all of the documents I had to run through with you.","start":1347.995,"end":1352.335,"sentiment":"neutral","sentiment_score":-0.03547144159674644},{"text":"Now I can see, obviously, here that you don't have any insurances in place.","start":1353.24,"end":1356.92,"sentiment":"neutral","sentiment_score":-0.10708475857973099},{"text":"Obviously, with your occupation, it's a bit risky for the insurance.","start":1356.92,"end":1360.46,"sentiment":"neutral","sentiment_score":-0.24625359204682437}],"sentiment":"neutral","sentiment_score":-0.09411554710789659,"num_words":87,"start":1329.2899,"end":1360.46},{"sentences":[{"text":"But are you still happy, obviously, with no insurances and comfortable with that?","start":1361.0801,"end":1365.74,"sentiment":"neutral","sentiment_score":-0.04350880476144644},{"text":"Yeah.","start":1367.765,"end":1368.265,"sentiment":"neutral","sentiment_score":0.08205650746822357},{"text":"Perfect.","start":1369.285,"end":1369.785,"sentiment":"neutral","sentiment_score":0.2472277581691742},{"text":"And I can see here as well that we have at the moment the only thing outstanding for you is that your ID that we have on file has expired.","start":1370.5651,"end":1379.0651,"sentiment":"neutral","sentiment_score":-0.020623877892891565},{"text":"Have you recently received a new copy at all of a driver's license?","start":1379.85,"end":1383.63,"sentiment":"neutral","sentiment_score":-0.035492002677458986}],"sentiment":"neutral","sentiment_score":-0.022697285652674478,"num_words":58,"start":1361.0801,"end":1383.63},{"sentences":[{"text":"I'm not sure.","start":1387.21,"end":1388.11,"sentiment":"neutral","sentiment_score":-0.06133471801877022},{"text":"No.","start":1391.53,"end":1391.9299,"sentiment":"neutral","sentiment_score":-0.10841850936412813},{"text":"Let me see here because I think alright.","start":1391.9299,"end":1397.895,"sentiment":"neutral","sentiment_score":-0.06318839220330119},{"text":"Let me triple check the folders because I have a little note here that the ID has expired, but let me just actually check what's in on file in case that was just a little error.","start":1402.435,"end":1413.0499,"sentiment":"neutral","sentiment_score":-0.06160221021208498},{"text":"Okay.","start":1419.27,"end":1419.59,"sentiment":"neutral","sentiment_score":-0.02234068512916565}],"sentiment":"neutral","sentiment_score":-0.0619989806900219,"num_words":49,"start":1387.21,"end":1419.59},{"sentences":[{"text":"So the one I have says that it expired the 12/22/2025.","start":1419.59,"end":1426.775,"sentiment":"neutral","sentiment_score":-0.05688487687571482},{"text":"So, yeah, when you have a moment, if you could send through just a photo of the front and the back of your new license just so we can get that all updated from a compliance point, that would be great.","start":1435.51,"end":1450.625,"sentiment":"neutral","sentiment_score":0.025892570160511063},{"text":"You can send it through you can send it through servicing @oakviewfinancial,1word,.com.au.","start":1451.805,"end":1464.34,"sentiment":"neutral","sentiment_score":0.04977264596770207},{"text":"Perfect.","start":1468.96,"end":1469.46,"sentiment":"positive","sentiment_score":0.4831779897212982},{"text":"That way, the team will get it.","start":1470.4,"end":1471.76,"sentiment":"positive","sentiment_score":0.4415801593235561}],"sentiment":"neutral","sentiment_score":0.06399128593814869,"num_words":72,"start":1419.59,"end":1471.76},{"sentences":[{"text":"We can get that processed for you.","start":1471.76,"end":1473.525,"sentiment":"positive","sentiment_score":0.41353011557034086},{"text":"Perfect.","start":1476.485,"end":1476.985,"sentiment":"positive","sentiment_score":0.5487961173057556},{"text":"Now do you have any other questions or anything else for me before I let you go and enjoy the rest of your afternoon otherwise, Jack?","start":1477.525,"end":1485.145,"sentiment":"neutral","sentiment_score":0.3042085242386048},{"text":"No?","start":1486.74,"end":1487.24,"sentiment":"neutral","sentiment_score":0.033058859407901764},{"text":"Okay.","start":1487.38,"end":1487.86,"sentiment":"positive","sentiment_score":0.44973260164260864}],"sentiment":"neutral","sentiment_score":0.328770000487566,"num_words":36,"start":1471.76,"end":1487.86},{"sentences":[{"text":"Perfect.","start":1487.86,"end":1488.36,"sentiment":"positive","sentiment_score":0.6905171871185303},{"text":"Well, I will let you go and enjoy your afternoon.","start":1488.74,"end":1491.7001,"sentiment":"positive","sentiment_score":0.7005267441272736},{"text":"Like I said, have a look through the documents when you have a moment.","start":1491.7001,"end":1494.9,"sentiment":"neutral","sentiment_score":0.31071565619536806},{"text":"Any questions, let me know.","start":1494.9,"end":1496.6001,"sentiment":"neutral","sentiment_score":0.160986065864563},{"text":"Otherwise, I look forward to speaking with you again on Tuesday, the nineteenth.","start":1497.2201,"end":1501.24,"sentiment":"positive","sentiment_score":0.42401766318541306}],"sentiment":"positive","sentiment_score":0.4270456689734792,"num_words":43,"start":1487.86,"end":1501.24},{"sentences":[{"text":"No problem.","start":1503.515,"end":1504.155,"sentiment":"positive","sentiment_score":0.41790367662906647},{"text":"We'll speak then.","start":1504.155,"end":1505.055,"sentiment":"neutral","sentiment_score":0.17938083410263062},{"text":"Okay.","start":1505.755,"end":1506.255,"sentiment":"neutral","sentiment_score":0.2951219379901886},{"text":"Bye.","start":1506.715,"end":1507.215,"sentiment":"positive","sentiment_score":0.3871276378631592}],"sentiment":"neutral","sentiment_score":0.2937427759170532,"num_words":7,"start":1503.515,"end":1507.215}]}}]},{"alternatives":[{"transcript":"The call has been forwarded to voice mail. The purse hello? Hello? Yes. Good. Thanks. How are you? Yep. Yeah. Well, no. It's alright. I'm just I'm just packing up, but I'm just hang got stuck at work a little bit longer than what I thought. I should be able to talk while I take my shit back to the car. Yeah. It's all good. Yep. Yep. Jack Hawkins. Full name, dead bed. 1990. And I'm not sure if you guys got this address, but we live at 74 A Cassia Street, D Y. Okay. Cool. The patch up? No. Nothing specific to Yep. Yeah. All good. Yep. By recently, we bought in October 24. Yep. Yeah. So we got the place we were living in because I I renovated it and then I got it revalued and then, yeah, we got an equity release loan to use as a deposit for the place in Perth. Yep. So that's what that 821 what is it? 182? Yep. And then the $5.00 4, that is the mortgage for the Perth. Yeah. And the $7.07 6 is just what we got left on the on our original bracelet, Percy. Yeah. To answer that, no. Let me have a quick look. One sec. So I don't pay myself any super with my building, but with my fire and rescue job, I hold on a second. Just get it off. Thanks. For me, payslips. Just select. Okay. Okay. So I'm assuming it's the standard because I get yeah. Of the total payment for a fortnight, it's, like, 4,001, and they give me $5.10 a fortnight. I'm not gonna have to do the math. Yeah. Okay. Yep. Okay. Yep. Yeah. I just do Soul Trade stuff. I just work for myself. Oh, yeah. Yeah. But just like building carpentry stuff. Yeah. Because it's been going up a fair bit each year, but this might Probably be about Yeah. Like that one. I usually have fire rescue probably about six sixty, sixty five. Yeah. But I I I am I have made business, and I'll probably be paying myself a salary next financial year. But, yeah, I'm I'm just leaving it for this financial year anyway. Yeah. Yep. Yes. I do. I don't know. It's a really basic wheel. It was done for free by fire and rescue. So the five gauge employee what do they employees union Has a have have a lawyer, and they they do your basic one for free. So I'm not exactly sure. I haven't read the final details, but I do have one. Yep. No. You said politically exposed? What what does that mean? No. No. Yes. Yep. Yep. No. No. We won't be do we won't be doing much traveling. And we since we moved out, we moved out of our principal place of residence. We've turned that well, now it's obviously investment property. We changed that to interest only. We're not gonna we won't be paying that down anymore anytime near future. Yeah. So, yeah, everything all our loans at the moment are interest only. Well, the the 776, the Freshy Freshy Place, it is I think it I think it can still classify it as your principal place for six years or something. In case you sell it, you still get the cable. So that is technically our still up principal place, but we don't live there. So for now, it's, yeah, a bit impromptu. Yeah. Yeah. Yep. Yep. We don't live there. We get people renting the other two. Yeah. We'd like to get another investment property, I guess, or like to get a maybe get a maybe sell it. Sell the two that we got. No. We probably think we need to get one more, wait another five years, and then open to buy a place where we live. Yeah. Yes. Yeah. It's B six. Oh, yeah. Yeah. You pay for it. Yep. Yeah. Yeah. Just high risk everything. I think the first one did last time. Yeah. Yeah. Yeah. It's a couple of rough. Yeah. Yeah. Yep. Yep. Not exactly sure. If I get the plan, I'll be having only working if I have to, but I'm on 60, but, yeah, we'll see. Yeah. I mean, I yeah. I hardly doubt I'd stop doing anything. I'd probably still continue doing something. Yeah. Yeah. Yep. You pay a thousand bucks a week? Oh, yes. By the column 60? It's like sounds like probably worth 10¢ by the time I'm there, the way inflation's going. Yes. I don't know. It's hard to tell what inflation's gonna do, but probably more I'd be more happy if I show them, like, five. I think given yeah. I'll give it if it was today, I don't know. I reckon $2 a week would be better. Yeah. Yep. Yeah. Cool. Yep. Yep. Cool. Cool. Yeah. Was all my money put into that? Yeah. Yeah. Yeah. That's interesting. Yep. And also, he keeps me in a job, produces lots of fires. Yep. Yep. Yeah. Yep. Yep. Mhmm. Okay. To call me? Yeah. About now. Yeah. Any time during the week. About now. And four, 04:30. Yeah. Either either roll is fine. Yeah. Oh, yeah. Yeah. That's fine. Oh, actually, do you say May 18? No. Yeah. That's that's eighteenth, there's a tiny chance I might not answer. Nineteenth, I I definitely will. Okay. How early in the morning? Like, if you can do 08:30? Yeah. Sweet. Mhmm. Yeah. An hour before was good. Yeah. New one. No. I don't think so. The one I've got expires in 2027, but I've had that one for at least at least since '22. It's weird. Yep. Yeah. Where do I send that to? Mhmm. Yep. Cool. Sweet. No. That's all good. Sweet. Cool. Speak to you then. Alright. Thank you. Bye.","confidence":0.96972656,"words":[{"word":"the","start":0.0,"end":0.16,"confidence":0.484375,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.014531346037983894},{"word":"call","start":0.16,"end":0.39999998,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.0002185814082622528},{"word":"has","start":0.39999998,"end":0.56,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.010401210747659206},{"word":"been","start":0.56,"end":0.88,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.005795491859316826},{"word":"forwarded","start":0.88,"end":1.1999999,"confidence":1.0,"punctuated_word":"forwarded","sentiment":"neutral","sentiment_score":-0.005554769653826952},{"word":"to","start":1.1999999,"end":1.36,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007223639637231827},{"word":"voice","start":1.36,"end":1.68,"confidence":0.98828125,"punctuated_word":"voice","sentiment":"neutral","sentiment_score":-0.00363285094499588},{"word":"mail","start":1.68,"end":2.08,"confidence":0.99902344,"punctuated_word":"mail.","sentiment":"neutral","sentiment_score":-0.0008787447586655617},{"word":"the","start":2.08,"end":2.32,"confidence":0.96777344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.006660575978457928},{"word":"purse","start":2.32,"end":2.56,"confidence":0.296875,"punctuated_word":"purse","sentiment":"neutral","sentiment_score":0.00478759128600359},{"word":"hello","start":3.12,"end":3.62,"confidence":0.951416,"punctuated_word":"hello?","sentiment":"neutral","sentiment_score":0.017891395837068558},{"word":"hello","start":4.7999997,"end":5.2999997,"confidence":0.9482422,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.08931447565555573},{"word":"yes","start":6.56,"end":7.06,"confidence":0.99609375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11297787725925446},{"word":"good","start":10.88,"end":11.12,"confidence":0.95043945,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.5215528011322021},{"word":"thanks","start":11.12,"end":11.44,"confidence":0.9995117,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.5483930110931396},{"word":"how","start":11.44,"end":11.599999,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.3119742274284363},{"word":"are","start":11.599999,"end":11.759999,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2495670914649963},{"word":"you","start":11.759999,"end":12.225,"confidence":1.0,"punctuated_word":"you?","sentiment":"positive","sentiment_score":0.3347167372703552},{"word":"yep","start":19.105,"end":19.605,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09363947808742525},{"word":"yeah","start":21.744999,"end":22.244999,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10442135483026505},{"word":"well","start":24.225,"end":24.625,"confidence":0.7434082,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.07273929566144943},{"word":"no","start":24.625,"end":24.785,"confidence":0.8544922,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.18191349506378177},{"word":"it's","start":24.785,"end":25.025,"confidence":0.99560547,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.15025237202644348},{"word":"alright","start":25.025,"end":25.345001,"confidence":0.9946289,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.1468403786420822},{"word":"i'm","start":25.345001,"end":25.505001,"confidence":0.8105469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.13906079530715942},{"word":"just","start":25.505001,"end":25.744999,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.13677187263965607},{"word":"i'm","start":25.744999,"end":25.904999,"confidence":0.80249023,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.18331626057624817},{"word":"just","start":25.904999,"end":26.145,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2001151740550995},{"word":"packing","start":26.145,"end":26.465,"confidence":0.9716797,"punctuated_word":"packing","sentiment":"neutral","sentiment_score":-0.16767317056655884},{"word":"up","start":26.465,"end":26.625,"confidence":0.87768555,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.13805769383907318},{"word":"but","start":26.625,"end":26.865,"confidence":0.88964844,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.1821446418762207},{"word":"i'm","start":26.865,"end":27.025,"confidence":0.79589844,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.32955119013786316},{"word":"just","start":27.025,"end":27.345001,"confidence":0.98291016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.27471983432769775},{"word":"hang","start":27.345001,"end":27.585,"confidence":0.6660156,"punctuated_word":"hang","sentiment":"negative","sentiment_score":-0.4783031642436981},{"word":"got","start":28.039999,"end":28.279999,"confidence":0.68896484,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.4715069234371186},{"word":"stuck","start":28.279999,"end":28.359999,"confidence":0.99609375,"punctuated_word":"stuck","sentiment":"negative","sentiment_score":-0.40516197681427},{"word":"at","start":28.359999,"end":28.439999,"confidence":0.8745117,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.432447224855423},{"word":"work","start":28.439999,"end":28.599998,"confidence":0.9838867,"punctuated_word":"work","sentiment":"negative","sentiment_score":-0.33994588255882263},{"word":"a","start":28.599998,"end":28.679998,"confidence":0.98535156,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3885330259799957},{"word":"little","start":28.679998,"end":28.919998,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.29570284485816956},{"word":"bit","start":28.919998,"end":29.0,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.32297369837760925},{"word":"longer","start":29.0,"end":29.32,"confidence":0.99902344,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.31845858693122864},{"word":"than","start":29.32,"end":29.48,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.25222110748291016},{"word":"what","start":29.48,"end":29.56,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.20132914185523987},{"word":"i","start":29.56,"end":29.64,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2682179808616638},{"word":"thought","start":29.64,"end":30.14,"confidence":0.9995117,"punctuated_word":"thought.","sentiment":"neutral","sentiment_score":-0.2119656503200531},{"word":"i","start":30.199999,"end":30.439999,"confidence":0.70703125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.021925777196884155},{"word":"should","start":30.439999,"end":30.679998,"confidence":0.99609375,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.01947048306465149},{"word":"be","start":30.679998,"end":30.759998,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.05829789489507675},{"word":"able","start":30.759998,"end":31.079998,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.02367435023188591},{"word":"to","start":31.079998,"end":31.16,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07949280738830566},{"word":"talk","start":31.16,"end":31.48,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.04633241891860962},{"word":"while","start":31.48,"end":31.8,"confidence":0.99609375,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.10248713195323944},{"word":"i","start":31.8,"end":31.96,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14390593767166138},{"word":"take","start":31.96,"end":32.12,"confidence":0.9980469,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1874794214963913},{"word":"my","start":32.12,"end":32.28,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.2722327411174774},{"word":"shit","start":32.28,"end":32.6,"confidence":0.9448242,"punctuated_word":"shit","sentiment":"neutral","sentiment_score":-0.21727322041988373},{"word":"back","start":32.6,"end":32.76,"confidence":0.9951172,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.1362098604440689},{"word":"to","start":32.76,"end":32.92,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16080179810523987},{"word":"the","start":32.92,"end":33.0,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13856972754001615},{"word":"car","start":33.0,"end":33.239998,"confidence":0.9038086,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":-0.04987690597772598},{"word":"yeah","start":33.239998,"end":33.399998,"confidence":0.9736328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23207926750183103},{"word":"it's","start":33.399998,"end":33.559998,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.3829492032527923},{"word":"all","start":33.559998,"end":33.719997,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.45836931467056274},{"word":"good","start":33.719997,"end":34.219997,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4555465877056122},{"word":"yep","start":37.0,"end":37.5,"confidence":0.8605957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.091530941426754},{"word":"yep","start":45.515,"end":46.015,"confidence":0.9909668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1341252624988556},{"word":"jack","start":59.86,"end":60.18,"confidence":0.8569336,"punctuated_word":"Jack","sentiment":"neutral","sentiment_score":-0.00997005309909582},{"word":"hawkins","start":60.18,"end":60.68,"confidence":0.8342285,"punctuated_word":"Hawkins.","sentiment":"neutral","sentiment_score":-0.012175737880170344},{"word":"full","start":61.059998,"end":61.38,"confidence":0.9614258,"punctuated_word":"Full","sentiment":"neutral","sentiment_score":-0.020180709660053253},{"word":"name","start":61.38,"end":61.62,"confidence":0.82666016,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":-0.03326376527547836},{"word":"dead","start":61.62,"end":61.86,"confidence":0.42529297,"punctuated_word":"dead","sentiment":"neutral","sentiment_score":-0.0631716400384903},{"word":"bed","start":61.86,"end":62.02,"confidence":0.49890137,"punctuated_word":"bed.","sentiment":"neutral","sentiment_score":-0.04526766017079353},{"word":"1990","start":62.02,"end":64.2,"confidence":0.9238281,"punctuated_word":"1990.","sentiment":"neutral","sentiment_score":-0.00797339715063572},{"word":"and","start":64.82,"end":65.22,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0018559452146291733},{"word":"i'm","start":65.22,"end":65.38,"confidence":0.9941406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.008532857522368431},{"word":"not","start":65.38,"end":65.62,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.021341444924473763},{"word":"sure","start":65.62,"end":65.78,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.032915689051151276},{"word":"if","start":65.78,"end":65.94,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.01681535318493843},{"word":"you","start":65.94,"end":66.02,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00881459005177021},{"word":"guys","start":66.02,"end":66.26,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.010723315179347992},{"word":"got","start":66.26,"end":66.42,"confidence":0.9951172,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.011329947039484978},{"word":"this","start":66.42,"end":66.58,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.006461445242166519},{"word":"address","start":66.58,"end":66.82,"confidence":0.98583984,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":-0.00029029324650764465},{"word":"but","start":66.82,"end":67.06,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0037636402994394302},{"word":"we","start":67.06,"end":67.22,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.009139729663729668},{"word":"live","start":67.22,"end":67.38,"confidence":1.0,"punctuated_word":"live","sentiment":"neutral","sentiment_score":0.014181740581989288},{"word":"at","start":67.38,"end":67.54,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.013123011216521265},{"word":"74","start":67.54,"end":68.1,"confidence":0.99902344,"punctuated_word":"74","sentiment":"neutral","sentiment_score":0.018574317917227745},{"word":"a","start":68.1,"end":68.26,"confidence":0.7788086,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.030915305018424988},{"word":"cassia","start":68.26,"end":68.66,"confidence":0.56591797,"punctuated_word":"Cassia","sentiment":"neutral","sentiment_score":0.022292714565992355},{"word":"street","start":68.66,"end":69.06,"confidence":0.9428711,"punctuated_word":"Street,","sentiment":"neutral","sentiment_score":0.017073916271328926},{"word":"d","start":69.06,"end":69.22,"confidence":0.88183594,"punctuated_word":"D","sentiment":"neutral","sentiment_score":0.01783902943134308},{"word":"y","start":69.22,"end":69.675,"confidence":0.99121094,"punctuated_word":"Y.","sentiment":"neutral","sentiment_score":0.026618367061018944},{"word":"okay","start":72.315,"end":72.815,"confidence":0.9213867,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2153858244419098},{"word":"cool","start":73.755005,"end":74.255005,"confidence":0.95581055,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.3840872645378113},{"word":"the","start":87.84,"end":88.0,"confidence":0.42871094,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.0187472440302372},{"word":"patch","start":88.0,"end":88.32,"confidence":0.20690918,"punctuated_word":"patch","sentiment":"neutral","sentiment_score":-0.0022644847631454468},{"word":"up","start":88.32,"end":88.82,"confidence":0.87939453,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":-0.019389163702726364},{"word":"no","start":90.799995,"end":91.119995,"confidence":0.9265137,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05815152823925018},{"word":"nothing","start":91.119995,"end":91.439995,"confidence":0.9472656,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":-0.05319365859031677},{"word":"specific","start":91.439995,"end":91.939995,"confidence":0.34985352,"punctuated_word":"specific","sentiment":"neutral","sentiment_score":-0.045279115438461304},{"word":"to","start":92.159996,"end":92.659996,"confidence":0.63623047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04740023985505104},{"word":"yep","start":93.67999,"end":94.17999,"confidence":0.9748535,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02155119739472866},{"word":"yeah","start":94.56,"end":94.88,"confidence":0.91748047,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12506221234798431},{"word":"all","start":94.88,"end":95.119995,"confidence":0.9667969,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.3197183310985565},{"word":"good","start":95.119995,"end":95.619995,"confidence":0.99560547,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2656060755252838},{"word":"yep","start":107.785,"end":108.285,"confidence":0.95581055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12780886888504028},{"word":"by","start":124.165,"end":124.485,"confidence":0.37646484,"punctuated_word":"By","sentiment":"neutral","sentiment_score":0.02286112681031227},{"word":"recently","start":124.485,"end":124.965,"confidence":0.9880371,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":0.022457953542470932},{"word":"we","start":124.965,"end":125.125,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.040060609579086304},{"word":"bought","start":125.125,"end":125.365,"confidence":0.78564453,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.04105353355407715},{"word":"in","start":125.365,"end":125.865,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.035889286547899246},{"word":"october","start":125.925,"end":126.615005,"confidence":0.9886882,"punctuated_word":"October","sentiment":"neutral","sentiment_score":0.034119121730327606},{"word":"24","start":126.615005,"end":127.30501,"confidence":0.9886882,"punctuated_word":"24.","sentiment":"neutral","sentiment_score":0.03937363252043724},{"word":"yep","start":135.68,"end":136.18,"confidence":0.779541,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.033174093812704086},{"word":"yeah","start":148.17499,"end":148.495,"confidence":0.9550781,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017922373488545418},{"word":"so","start":148.495,"end":148.735,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0087972953915596},{"word":"we","start":148.735,"end":148.97499,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.020481601357460025},{"word":"got","start":148.97499,"end":149.47499,"confidence":0.9838867,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.01750458963215351},{"word":"the","start":149.53499,"end":149.775,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01449970155954361},{"word":"place","start":149.775,"end":150.275,"confidence":0.9921875,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.017882214859128},{"word":"we","start":150.495,"end":150.655,"confidence":0.9892578,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02496836706995964},{"word":"were","start":150.655,"end":150.81499,"confidence":0.99609375,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.010867027565836906},{"word":"living","start":150.81499,"end":151.135,"confidence":0.9980469,"punctuated_word":"living","sentiment":"neutral","sentiment_score":0.023216936737298965},{"word":"in","start":151.135,"end":151.635,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.026628099381923676},{"word":"because","start":152.415,"end":152.735,"confidence":0.45703125,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.013821331784129144},{"word":"i","start":152.735,"end":153.055,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0304145198315382},{"word":"i","start":153.055,"end":153.215,"confidence":0.6196289,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03953799977898598},{"word":"renovated","start":153.215,"end":153.715,"confidence":0.9970703,"punctuated_word":"renovated","sentiment":"neutral","sentiment_score":0.03923197090625763},{"word":"it","start":153.775,"end":153.935,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.026343464851379395},{"word":"and","start":153.935,"end":154.095,"confidence":0.47094727,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.014634177088737488},{"word":"then","start":154.095,"end":154.33499,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02291235700249672},{"word":"i","start":154.33499,"end":154.415,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.023956110700964928},{"word":"got","start":154.415,"end":154.575,"confidence":0.96533203,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.02062482386827469},{"word":"it","start":154.575,"end":154.735,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.030550159513950348},{"word":"revalued","start":154.735,"end":155.235,"confidence":0.9890137,"punctuated_word":"revalued","sentiment":"neutral","sentiment_score":0.032986946403980255},{"word":"and","start":155.295,"end":155.53499,"confidence":0.48120117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0211421437561512},{"word":"then","start":155.53499,"end":156.03499,"confidence":0.8395996,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.014887209050357342},{"word":"yeah","start":156.575,"end":156.89499,"confidence":0.95996094,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.025350023061037064},{"word":"we","start":156.89499,"end":157.135,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03863613307476044},{"word":"got","start":157.135,"end":157.375,"confidence":0.9633789,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.035054393112659454},{"word":"an","start":157.375,"end":157.53499,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.030399862676858905},{"word":"equity","start":157.53499,"end":158.03499,"confidence":0.99902344,"punctuated_word":"equity","sentiment":"neutral","sentiment_score":0.007803158834576607},{"word":"release","start":158.25499,"end":158.735,"confidence":0.93603516,"punctuated_word":"release","sentiment":"neutral","sentiment_score":0.014293888583779337},{"word":"loan","start":158.735,"end":159.235,"confidence":0.96777344,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.02513875439763069},{"word":"to","start":159.295,"end":159.53499,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02323426678776741},{"word":"use","start":159.53499,"end":159.69499,"confidence":0.9863281,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.018623026087880135},{"word":"as","start":159.69499,"end":159.855,"confidence":0.9770508,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.023174094036221504},{"word":"a","start":159.855,"end":160.015,"confidence":0.55566406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.023358238860964775},{"word":"deposit","start":160.015,"end":160.515,"confidence":0.9902344,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.023708777502179142},{"word":"for","start":160.575,"end":160.735,"confidence":0.98291016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02207482233643532},{"word":"the","start":160.735,"end":160.89499,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023694299161434177},{"word":"place","start":160.89499,"end":161.135,"confidence":0.94628906,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.018569938838481903},{"word":"in","start":161.135,"end":161.295,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.017279623076319695},{"word":"perth","start":161.295,"end":161.795,"confidence":0.99560547,"punctuated_word":"Perth.","sentiment":"neutral","sentiment_score":0.01775457337498665},{"word":"yep","start":164.07,"end":164.57,"confidence":0.9301758,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10450802743434906},{"word":"so","start":164.79,"end":164.95,"confidence":0.7973633,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06603524088859558},{"word":"that's","start":164.95,"end":165.19,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06734417378902435},{"word":"what","start":165.19,"end":165.35,"confidence":0.9633789,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0739993080496788},{"word":"that","start":165.35,"end":165.59,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.092213973402977},{"word":"821","start":165.59,"end":166.31,"confidence":0.8833008,"punctuated_word":"821","sentiment":"neutral","sentiment_score":0.06129217147827149},{"word":"what","start":166.55,"end":166.71,"confidence":0.96875,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05511634796857834},{"word":"is","start":166.71,"end":166.87,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06050141528248787},{"word":"it","start":166.87,"end":167.03,"confidence":0.90844727,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.06039372831583023},{"word":"182","start":167.03,"end":168.01,"confidence":0.9909668,"punctuated_word":"182?","sentiment":"neutral","sentiment_score":0.007051430642604828},{"word":"yep","start":169.43,"end":169.83,"confidence":0.77490234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02764420211315155},{"word":"and","start":169.83,"end":169.99,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02481204643845558},{"word":"then","start":169.99,"end":170.31,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.031618762761354446},{"word":"the","start":170.31,"end":170.55,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04488765075802803},{"word":"$5.00","start":170.55,"end":171.03,"confidence":0.9995117,"punctuated_word":"$5.00","sentiment":"neutral","sentiment_score":0.03555046021938324},{"word":"4","start":171.03,"end":171.53,"confidence":0.97314453,"punctuated_word":"4,","sentiment":"neutral","sentiment_score":0.027334634214639664},{"word":"that","start":171.99,"end":172.31,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03473047912120819},{"word":"is","start":172.31,"end":172.47,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03698891028761864},{"word":"the","start":172.47,"end":172.63,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025512726977467537},{"word":"mortgage","start":172.63,"end":173.11,"confidence":0.99902344,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.03815024346113205},{"word":"for","start":173.11,"end":173.35,"confidence":0.9301758,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.029366303235292435},{"word":"the","start":173.35,"end":173.43,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03863883391022682},{"word":"perth","start":173.43,"end":173.93,"confidence":0.9875488,"punctuated_word":"Perth.","sentiment":"neutral","sentiment_score":0.02953757718205452},{"word":"yeah","start":175.59,"end":175.83,"confidence":0.8215332,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09372261166572572},{"word":"and","start":175.83,"end":176.07,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07247625291347504},{"word":"the","start":176.07,"end":176.31,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11172732710838318},{"word":"$7.07","start":176.31,"end":177.03,"confidence":0.96777344,"punctuated_word":"$7.07","sentiment":"neutral","sentiment_score":0.08105312287807465},{"word":"6","start":177.03,"end":177.35,"confidence":0.9970703,"punctuated_word":"6","sentiment":"neutral","sentiment_score":0.0572005920112133},{"word":"is","start":177.35,"end":177.85,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05510877072811127},{"word":"just","start":178.235,"end":178.475,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.056495338678359985},{"word":"what","start":178.475,"end":178.555,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.054566364735364914},{"word":"we","start":178.555,"end":178.635,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07814344763755798},{"word":"got","start":178.635,"end":179.035,"confidence":0.9902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07211539894342422},{"word":"left","start":179.035,"end":179.355,"confidence":1.0,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.07221119850873947},{"word":"on","start":179.355,"end":179.435,"confidence":0.9838867,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05379790440201759},{"word":"the","start":179.435,"end":179.515,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06708487868309021},{"word":"on","start":180.715,"end":180.955,"confidence":0.8964844,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06861654669046402},{"word":"our","start":180.955,"end":181.455,"confidence":0.9604492,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.08373180031776428},{"word":"original","start":181.515,"end":182.015,"confidence":0.9941406,"punctuated_word":"original","sentiment":"neutral","sentiment_score":0.08936643600463867},{"word":"bracelet","start":183.19499,"end":183.675,"confidence":0.3861084,"punctuated_word":"bracelet,","sentiment":"neutral","sentiment_score":0.1522177755832672},{"word":"percy","start":183.675,"end":184.175,"confidence":0.49649048,"punctuated_word":"Percy.","sentiment":"neutral","sentiment_score":0.22893241047859192},{"word":"yeah","start":184.315,"end":184.815,"confidence":0.82910156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1603904366493225},{"word":"to","start":199.62001,"end":199.86,"confidence":0.5576172,"punctuated_word":"To","sentiment":"neutral","sentiment_score":-0.036031998693943024},{"word":"answer","start":199.86,"end":200.18001,"confidence":0.9086914,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":-0.04489202797412872},{"word":"that","start":200.18001,"end":200.42001,"confidence":0.79711914,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.07307113707065582},{"word":"no","start":200.42001,"end":200.74,"confidence":0.79125977,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.08656541258096695},{"word":"let","start":200.74,"end":200.98001,"confidence":0.7705078,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":-0.04405464604496956},{"word":"me","start":200.98001,"end":201.46,"confidence":0.90625,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.02433076500892639},{"word":"have","start":201.46,"end":201.70001,"confidence":0.54003906,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.041237980127334595},{"word":"a","start":201.70001,"end":201.86,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04392457008361816},{"word":"quick","start":201.86,"end":202.1,"confidence":0.9970703,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":-0.03090088441967964},{"word":"look","start":202.1,"end":202.6,"confidence":0.9824219,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":-0.017985999584197998},{"word":"one","start":203.06001,"end":203.38,"confidence":0.9667969,"punctuated_word":"One","sentiment":"neutral","sentiment_score":-0.026596903800964355},{"word":"sec","start":203.38,"end":203.88,"confidence":0.9980469,"punctuated_word":"sec.","sentiment":"neutral","sentiment_score":-0.02079007402062416},{"word":"so","start":211.405,"end":211.64499,"confidence":0.7133789,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.057907700538635254},{"word":"i","start":211.64499,"end":211.805,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10798069834709167},{"word":"don't","start":211.805,"end":212.045,"confidence":0.99609375,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10550324618816376},{"word":"pay","start":212.045,"end":212.36499,"confidence":0.9970703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.11319150030612946},{"word":"myself","start":212.36499,"end":212.765,"confidence":0.99902344,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":-0.14066936075687408},{"word":"any","start":212.765,"end":213.08499,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.15150420367717743},{"word":"super","start":213.08499,"end":213.58499,"confidence":0.8339844,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.12073798477649687},{"word":"with","start":213.64499,"end":213.805,"confidence":0.98291016,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.12155088782310486},{"word":"my","start":213.805,"end":214.045,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11103835701942444},{"word":"building","start":214.045,"end":214.525,"confidence":0.7980957,"punctuated_word":"building,","sentiment":"neutral","sentiment_score":-0.07566629350185394},{"word":"but","start":214.525,"end":215.025,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05094185099005699},{"word":"with","start":215.64499,"end":215.885,"confidence":0.9951172,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03636505827307701},{"word":"my","start":215.885,"end":216.28499,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.017000239342451096},{"word":"fire","start":216.28499,"end":216.525,"confidence":0.88720703,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":-0.009339183568954468},{"word":"and","start":216.525,"end":216.84499,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023548465222120285},{"word":"rescue","start":216.84499,"end":217.325,"confidence":0.9980469,"punctuated_word":"rescue","sentiment":"neutral","sentiment_score":-0.015398234128952026},{"word":"job","start":217.325,"end":217.825,"confidence":0.93896484,"punctuated_word":"job,","sentiment":"neutral","sentiment_score":-0.008404040709137917},{"word":"i","start":220.36499,"end":220.86499,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.057078175246715546},{"word":"hold","start":222.125,"end":222.36499,"confidence":0.7758789,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.0432511642575264},{"word":"on","start":222.36499,"end":222.44499,"confidence":0.9716797,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.04832714796066284},{"word":"a","start":222.44499,"end":222.525,"confidence":0.49804688,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03803115338087082},{"word":"second","start":222.525,"end":222.84499,"confidence":0.8222656,"punctuated_word":"second.","sentiment":"neutral","sentiment_score":-0.04115648567676544},{"word":"just","start":222.84499,"end":223.08499,"confidence":0.49609375,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.02545113116502762},{"word":"get","start":223.08499,"end":223.245,"confidence":0.875,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.021566998213529587},{"word":"it","start":223.245,"end":223.405,"confidence":0.4116211,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01648673787713051},{"word":"off","start":223.405,"end":223.805,"confidence":0.7138672,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.016558732837438583},{"word":"thanks","start":223.805,"end":224.305,"confidence":0.96875,"punctuated_word":"Thanks.","sentiment":"neutral","sentiment_score":0.09275709092617036},{"word":"for","start":227.54001,"end":227.78001,"confidence":0.6743164,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.015061259269714355},{"word":"me","start":227.78001,"end":228.28001,"confidence":0.87280273,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.022592324763536453},{"word":"payslips","start":228.42001,"end":228.92001,"confidence":0.9326172,"punctuated_word":"payslips.","sentiment":"neutral","sentiment_score":0.024864060804247856},{"word":"just","start":230.74,"end":231.24,"confidence":0.81933594,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.027575744315981865},{"word":"select","start":231.94,"end":232.44,"confidence":0.37841797,"punctuated_word":"select.","sentiment":"neutral","sentiment_score":0.022312285378575325},{"word":"okay","start":233.70001,"end":234.1,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02523775026202202},{"word":"okay","start":234.1,"end":234.6,"confidence":0.9921875,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.021568920463323593},{"word":"so","start":249.325,"end":249.645,"confidence":0.87158203,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01569635234773159},{"word":"i'm","start":249.645,"end":249.965,"confidence":0.9099121,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.016487769782543182},{"word":"assuming","start":249.965,"end":250.365,"confidence":0.99902344,"punctuated_word":"assuming","sentiment":"neutral","sentiment_score":0.020923033356666565},{"word":"it's","start":250.365,"end":250.605,"confidence":0.91064453,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.016148831695318222},{"word":"the","start":250.605,"end":250.685,"confidence":0.7138672,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.016594570130109787},{"word":"standard","start":250.685,"end":251.185,"confidence":1.0,"punctuated_word":"standard","sentiment":"neutral","sentiment_score":0.024738475680351257},{"word":"because","start":252.765,"end":253.005,"confidence":0.4909668,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.010368216782808304},{"word":"i","start":253.005,"end":253.16501,"confidence":0.94140625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.017456937581300735},{"word":"get","start":253.16501,"end":253.56,"confidence":0.91259766,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.022285159677267075},{"word":"yeah","start":254.12,"end":254.52,"confidence":0.9831543,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.022415537387132645},{"word":"of","start":254.52,"end":254.68,"confidence":0.57128906,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":-0.0197359099984169},{"word":"the","start":254.68,"end":254.84,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02658771723508835},{"word":"total","start":254.84,"end":255.34,"confidence":0.9658203,"punctuated_word":"total","sentiment":"neutral","sentiment_score":-0.026542380452156067},{"word":"payment","start":255.48,"end":255.95999,"confidence":0.9980469,"punctuated_word":"payment","sentiment":"neutral","sentiment_score":0.0022978410124778748},{"word":"for","start":255.95999,"end":256.2,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02610190212726593},{"word":"a","start":256.2,"end":256.28,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.020842526108026505},{"word":"fortnight","start":256.28,"end":256.68,"confidence":0.9567871,"punctuated_word":"fortnight,","sentiment":"neutral","sentiment_score":-0.025849726051092148},{"word":"it's","start":256.68,"end":257.18,"confidence":0.8499349,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":-0.03650607168674469},{"word":"like","start":258.2,"end":258.44,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.02475828677415848},{"word":"4,001","start":258.44,"end":260.52,"confidence":0.91503906,"punctuated_word":"4,001,","sentiment":"neutral","sentiment_score":0.00017281746841035783},{"word":"and","start":260.52,"end":260.68,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03333238884806633},{"word":"they","start":260.68,"end":260.84,"confidence":0.9980469,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.07070200145244598},{"word":"give","start":260.84,"end":261.08,"confidence":0.95410156,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.03401777148246765},{"word":"me","start":261.08,"end":261.4,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.030314072966575623},{"word":"$5.10","start":261.4,"end":262.2,"confidence":0.9880371,"punctuated_word":"$5.10","sentiment":"neutral","sentiment_score":-0.00479037594050169},{"word":"a","start":262.2,"end":262.36,"confidence":0.84716797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.013895932585000992},{"word":"fortnight","start":262.36,"end":262.86,"confidence":0.99902344,"punctuated_word":"fortnight.","sentiment":"neutral","sentiment_score":-0.023205939680337902},{"word":"i'm","start":264.44,"end":264.6,"confidence":0.98999023,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.021640200167894363},{"word":"not","start":264.6,"end":264.76,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.037543099373579025},{"word":"gonna","start":264.76,"end":264.91998,"confidence":0.49658203,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03757987543940544},{"word":"have","start":264.91998,"end":265.08,"confidence":0.9873047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03321487456560135},{"word":"to","start":265.08,"end":265.24,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04311828687787056},{"word":"do","start":265.24,"end":265.4,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0665670782327652},{"word":"the","start":265.4,"end":265.56,"confidence":0.9658203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04884212091565132},{"word":"math","start":265.56,"end":266.06,"confidence":0.9868164,"punctuated_word":"math.","sentiment":"neutral","sentiment_score":-0.02621970698237419},{"word":"yeah","start":272.605,"end":273.08502,"confidence":0.9597168,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1232885718345642},{"word":"okay","start":273.08502,"end":273.58502,"confidence":0.9790039,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10931527614593506},{"word":"yep","start":287.37997,"end":287.87997,"confidence":0.98706055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06902411580085754},{"word":"okay","start":290.09998,"end":290.59998,"confidence":0.98339844,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13624092936515808},{"word":"yep","start":293.86,"end":294.36,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13583046197891235},{"word":"yeah","start":302.785,"end":303.285,"confidence":0.77197266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02141028642654419},{"word":"i","start":308.625,"end":308.865,"confidence":0.453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.021427543833851814},{"word":"just","start":308.865,"end":309.105,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.021838407963514328},{"word":"do","start":309.105,"end":309.345,"confidence":0.9165039,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02925652638077736},{"word":"soul","start":309.345,"end":309.585,"confidence":0.23901367,"punctuated_word":"Soul","sentiment":"neutral","sentiment_score":0.03156331926584244},{"word":"trade","start":309.585,"end":309.905,"confidence":0.36108398,"punctuated_word":"Trade","sentiment":"neutral","sentiment_score":0.04712569713592529},{"word":"stuff","start":309.905,"end":310.065,"confidence":0.99560547,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.04256272688508034},{"word":"i","start":310.065,"end":310.225,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06550024449825287},{"word":"just","start":310.225,"end":310.385,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06603704392910004},{"word":"work","start":310.385,"end":310.625,"confidence":0.92089844,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.03781060501933098},{"word":"for","start":310.625,"end":310.70502,"confidence":0.79541016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.037065211683511734},{"word":"myself","start":310.70502,"end":311.20502,"confidence":0.9995117,"punctuated_word":"myself.","sentiment":"neutral","sentiment_score":0.051287971436977386},{"word":"oh","start":312.145,"end":312.225,"confidence":0.98291016,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.049419060349464417},{"word":"yeah","start":312.225,"end":312.725,"confidence":0.9880371,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04705139249563217},{"word":"yeah","start":312.785,"end":313.11,"confidence":0.8125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05264730751514435},{"word":"but","start":313.11,"end":313.61,"confidence":0.4169922,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.05208004266023636},{"word":"just","start":315.0707,"end":315.5707,"confidence":0.86621094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.052205611020326614},{"word":"like","start":317.0314,"end":317.5314,"confidence":0.6796875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05782803148031235},{"word":"building","start":318.99213,"end":319.49213,"confidence":0.9970703,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.030512189492583275},{"word":"carpentry","start":320.95285,"end":321.45285,"confidence":0.9951172,"punctuated_word":"carpentry","sentiment":"neutral","sentiment_score":0.02070973999798298},{"word":"stuff","start":322.91357,"end":323.41357,"confidence":0.86157227,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.001128440722823143},{"word":"yeah","start":324.87427,"end":325.37427,"confidence":0.7727051,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03586791083216667},{"word":"because","start":326.835,"end":327.335,"confidence":0.41870117,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.04117866978049278},{"word":"it's","start":328.35498,"end":328.51498,"confidence":0.9812012,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05442754179239273},{"word":"been","start":328.51498,"end":328.755,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.04784226417541504},{"word":"going","start":328.755,"end":329.07498,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.08479209244251251},{"word":"up","start":329.07498,"end":329.57498,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0549810416996479},{"word":"a","start":329.79498,"end":329.955,"confidence":0.4802246,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.032372165471315384},{"word":"fair","start":329.955,"end":330.19498,"confidence":0.8647461,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":0.019845254719257355},{"word":"bit","start":330.19498,"end":330.435,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03868088126182556},{"word":"each","start":330.435,"end":330.595,"confidence":0.9741211,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.022317446768283844},{"word":"year","start":330.595,"end":330.835,"confidence":0.9416504,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.03744509816169739},{"word":"but","start":330.835,"end":331.335,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.06864694505929947},{"word":"this","start":331.555,"end":331.875,"confidence":0.97314453,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.10747823119163512},{"word":"might","start":331.875,"end":332.375,"confidence":0.34643555,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.14955247938632965},{"word":"probably","start":332.51498,"end":332.91498,"confidence":0.5107422,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.02157975733280182},{"word":"be","start":332.91498,"end":333.07498,"confidence":0.84814453,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.022950101643800735},{"word":"about","start":333.07498,"end":333.57498,"confidence":0.79541016,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.02029918134212494},{"word":"yeah","start":334.51498,"end":334.755,"confidence":0.8391113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02600296586751938},{"word":"like","start":334.755,"end":334.91498,"confidence":0.35742188,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.024125942960381508},{"word":"that","start":334.91498,"end":335.155,"confidence":0.43359375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03490252047777176},{"word":"one","start":335.155,"end":335.395,"confidence":0.6801758,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.02546684816479683},{"word":"i","start":335.395,"end":335.47498,"confidence":0.6245117,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02699385397136211},{"word":"usually","start":335.47498,"end":335.97498,"confidence":0.37231445,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.037347450852394104},{"word":"have","start":336.275,"end":336.51498,"confidence":0.2775879,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.025138380005955696},{"word":"fire","start":336.51498,"end":336.835,"confidence":0.19934082,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":0.020187238231301308},{"word":"rescue","start":336.835,"end":337.235,"confidence":0.48657227,"punctuated_word":"rescue","sentiment":"neutral","sentiment_score":0.023155733942985535},{"word":"probably","start":337.235,"end":337.63498,"confidence":0.6689453,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.04195581004023552},{"word":"about","start":337.63498,"end":338.13498,"confidence":0.88671875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.028462914749979973},{"word":"six","start":338.755,"end":338.995,"confidence":0.9707031,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.03014492429792881},{"word":"sixty","start":339.235,"end":339.715,"confidence":0.92456055,"punctuated_word":"sixty,","sentiment":"neutral","sentiment_score":0.023814084008336067},{"word":"sixty","start":339.715,"end":340.115,"confidence":0.99609375,"punctuated_word":"sixty","sentiment":"neutral","sentiment_score":0.03260931000113487},{"word":"five","start":340.115,"end":340.615,"confidence":0.88916016,"punctuated_word":"five.","sentiment":"neutral","sentiment_score":0.03646119683980942},{"word":"yeah","start":347.08,"end":347.58,"confidence":0.82910156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026869164779782295},{"word":"but","start":347.63998,"end":347.88,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0369768887758255},{"word":"i","start":347.88,"end":348.12,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03702504560351372},{"word":"i","start":348.12,"end":348.62,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.046923816204071045},{"word":"i","start":349.08,"end":349.24,"confidence":0.9819336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05984792858362198},{"word":"am","start":349.24,"end":349.47998,"confidence":0.99609375,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.05792708694934845},{"word":"i","start":349.72,"end":349.88,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0684242993593216},{"word":"have","start":349.88,"end":350.03998,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06936444342136383},{"word":"made","start":350.03998,"end":350.36,"confidence":0.9448242,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.07257333397865295},{"word":"business","start":350.36,"end":350.68,"confidence":0.8894043,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":0.06371541321277618},{"word":"and","start":350.68,"end":350.84,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06341307610273361},{"word":"i'll","start":350.84,"end":351.0,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.07341621816158295},{"word":"probably","start":351.0,"end":351.4,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.1027328297495842},{"word":"be","start":351.4,"end":351.9,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0747222825884819},{"word":"paying","start":352.03998,"end":352.36,"confidence":0.9892578,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.05762241780757904},{"word":"myself","start":352.36,"end":352.68,"confidence":0.94628906,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.06344148516654968},{"word":"a","start":352.68,"end":352.75998,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06266989558935165},{"word":"salary","start":352.75998,"end":353.25998,"confidence":1.0,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.06388658285140991},{"word":"next","start":354.32498,"end":354.565,"confidence":0.6948242,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.006793506443500519},{"word":"financial","start":354.565,"end":355.065,"confidence":0.91845703,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.018353423103690147},{"word":"year","start":355.125,"end":355.365,"confidence":0.9016113,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.019200772047042847},{"word":"but","start":355.365,"end":355.525,"confidence":0.9499512,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.032989345490932465},{"word":"yeah","start":355.525,"end":355.76498,"confidence":0.9975586,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.05094710737466812},{"word":"i'm","start":355.76498,"end":355.925,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05062994360923767},{"word":"i'm","start":355.925,"end":356.085,"confidence":0.9794922,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06531943380832672},{"word":"just","start":356.085,"end":356.245,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06891068816184998},{"word":"leaving","start":356.245,"end":356.485,"confidence":0.9970703,"punctuated_word":"leaving","sentiment":"neutral","sentiment_score":0.05038561671972275},{"word":"it","start":356.485,"end":356.565,"confidence":0.82958984,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05415099859237671},{"word":"for","start":356.565,"end":356.72498,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.040093883872032166},{"word":"this","start":356.72498,"end":356.88498,"confidence":0.9951172,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04651579260826111},{"word":"financial","start":356.88498,"end":357.28497,"confidence":0.84228516,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.040429338812828064},{"word":"year","start":357.28497,"end":357.365,"confidence":0.98828125,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.047385696321725845},{"word":"anyway","start":357.365,"end":357.865,"confidence":0.9482422,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.06137312203645706},{"word":"yeah","start":368.72498,"end":369.22498,"confidence":0.73535156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04821188002824783},{"word":"yep","start":372.48,"end":372.98,"confidence":0.9550781,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0873471349477768},{"word":"yes","start":389.145,"end":389.385,"confidence":0.87719727,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11080662906169891},{"word":"i","start":389.385,"end":389.625,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13724568486213684},{"word":"do","start":389.625,"end":390.125,"confidence":0.9980469,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.13134294748306274},{"word":"i","start":399.81003,"end":399.89,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.022164316847920414},{"word":"don't","start":399.89,"end":400.21002,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.036026641726493835},{"word":"know","start":400.21002,"end":400.71002,"confidence":0.9995117,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.03141005337238312},{"word":"it's","start":400.93002,"end":401.09003,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.02701047621667385},{"word":"a","start":401.09003,"end":401.25,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03004516288638115},{"word":"really","start":401.25,"end":401.57,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.05472947284579277},{"word":"basic","start":401.57,"end":401.97,"confidence":1.0,"punctuated_word":"basic","sentiment":"neutral","sentiment_score":0.045707616955041885},{"word":"wheel","start":401.97,"end":402.37003,"confidence":0.9020996,"punctuated_word":"wheel.","sentiment":"neutral","sentiment_score":0.06187774240970611},{"word":"it","start":402.37003,"end":402.53003,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.09463348984718324},{"word":"was","start":402.53003,"end":402.69,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1109919548034668},{"word":"done","start":402.69,"end":402.93002,"confidence":0.99902344,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.0988219603896141},{"word":"for","start":402.93002,"end":403.09003,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1189633458852768},{"word":"free","start":403.09003,"end":403.59003,"confidence":0.9980469,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.15059155225753784},{"word":"by","start":404.21002,"end":404.61002,"confidence":0.80908203,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.08105769008398056},{"word":"fire","start":404.61002,"end":404.85,"confidence":0.36206055,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":0.08983176201581955},{"word":"and","start":404.85,"end":405.01,"confidence":0.921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1223335862159729},{"word":"rescue","start":405.01,"end":405.41,"confidence":0.93774414,"punctuated_word":"rescue.","sentiment":"neutral","sentiment_score":0.07902001589536667},{"word":"so","start":405.41,"end":405.91,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07883255928754807},{"word":"the","start":406.37003,"end":406.61002,"confidence":0.5888672,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06771790981292725},{"word":"five","start":406.61002,"end":406.93002,"confidence":0.5019531,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.05377466604113579},{"word":"gauge","start":406.93002,"end":407.41,"confidence":0.21862793,"punctuated_word":"gauge","sentiment":"neutral","sentiment_score":0.034230515360832214},{"word":"employee","start":407.41,"end":407.91,"confidence":0.984375,"punctuated_word":"employee","sentiment":"neutral","sentiment_score":0.02637629769742489},{"word":"what","start":409.09003,"end":409.33002,"confidence":0.7314453,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01667521893978119},{"word":"do","start":409.33002,"end":409.49002,"confidence":0.3161621,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.014480991289019585},{"word":"they","start":409.49002,"end":409.73,"confidence":0.8154297,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.03195519372820854},{"word":"employees","start":410.45,"end":410.93002,"confidence":0.49414062,"punctuated_word":"employees","sentiment":"neutral","sentiment_score":0.01669807732105255},{"word":"union","start":410.93002,"end":411.43002,"confidence":0.94140625,"punctuated_word":"union","sentiment":"neutral","sentiment_score":0.04622077941894531},{"word":"has","start":412.215,"end":412.455,"confidence":0.8310547,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":0.06836184114217758},{"word":"a","start":412.455,"end":412.69498,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06366506218910217},{"word":"have","start":412.85498,"end":413.09497,"confidence":0.93115234,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05439235270023346},{"word":"have","start":413.09497,"end":413.25497,"confidence":0.9604492,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05548146367073059},{"word":"a","start":413.25497,"end":413.41498,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06352505832910538},{"word":"lawyer","start":413.41498,"end":413.81497,"confidence":0.8898926,"punctuated_word":"lawyer,","sentiment":"neutral","sentiment_score":0.05758027732372284},{"word":"and","start":413.81497,"end":413.97498,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06634440273046494},{"word":"they","start":413.97498,"end":414.215,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.09048069268465042},{"word":"they","start":414.215,"end":414.455,"confidence":0.93408203,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.1064525544643402},{"word":"do","start":414.455,"end":414.775,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11170821636915208},{"word":"your","start":414.775,"end":414.935,"confidence":0.96972656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12375179678201675},{"word":"basic","start":414.935,"end":415.175,"confidence":1.0,"punctuated_word":"basic","sentiment":"neutral","sentiment_score":0.07768657803535461},{"word":"one","start":415.175,"end":415.41498,"confidence":0.9316406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1357790380716324},{"word":"for","start":415.41498,"end":415.57498,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12230405956506728},{"word":"free","start":415.57498,"end":415.735,"confidence":0.76342773,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.08308431506156921},{"word":"so","start":415.735,"end":415.895,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.040116339921951294},{"word":"i'm","start":415.895,"end":416.055,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0016070629935711622},{"word":"not","start":416.055,"end":416.215,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0144522525370121},{"word":"exactly","start":416.215,"end":416.615,"confidence":1.0,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.01915214955806732},{"word":"sure","start":416.615,"end":416.85498,"confidence":0.9921875,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.03025561198592186},{"word":"i","start":416.85498,"end":416.935,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02995702624320984},{"word":"haven't","start":416.935,"end":417.09497,"confidence":0.9880371,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.012800689786672592},{"word":"read","start":417.09497,"end":417.335,"confidence":0.9716797,"punctuated_word":"read","sentiment":"neutral","sentiment_score":-0.016912665218114853},{"word":"the","start":417.335,"end":417.41498,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010303623974323273},{"word":"final","start":417.41498,"end":417.655,"confidence":0.58496094,"punctuated_word":"final","sentiment":"neutral","sentiment_score":-0.012355715036392212},{"word":"details","start":417.655,"end":418.055,"confidence":0.95410156,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":-0.0064752548933029175},{"word":"but","start":418.055,"end":418.29498,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.021288111805915833},{"word":"i","start":418.29498,"end":418.455,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03622213006019592},{"word":"do","start":418.455,"end":418.615,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05968724191188812},{"word":"have","start":418.615,"end":418.775,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.021618476137518883},{"word":"one","start":418.775,"end":419.275,"confidence":0.99853516,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.019626086577773098},{"word":"yep","start":433.27,"end":433.77,"confidence":0.85058594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08320677280426025},{"word":"no","start":441.31497,"end":441.81497,"confidence":0.84277344,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06311628967523575},{"word":"you","start":443.79498,"end":444.03497,"confidence":0.78271484,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.012570034712553024},{"word":"said","start":444.03497,"end":444.275,"confidence":0.92333984,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.008465008810162544},{"word":"politically","start":444.275,"end":444.775,"confidence":0.97314453,"punctuated_word":"politically","sentiment":"neutral","sentiment_score":-0.006005007773637772},{"word":"exposed","start":444.835,"end":445.335,"confidence":0.87597656,"punctuated_word":"exposed?","sentiment":"neutral","sentiment_score":-0.011148814111948012},{"word":"what","start":446.675,"end":446.995,"confidence":0.8925781,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.054062604904174805},{"word":"what","start":446.995,"end":447.155,"confidence":0.92578125,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0671074390411377},{"word":"does","start":447.155,"end":447.31497,"confidence":0.9111328,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.05614837631583214},{"word":"that","start":447.31497,"end":447.47498,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.036247555166482925},{"word":"mean","start":447.47498,"end":447.97498,"confidence":0.78344727,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.06155342981219292},{"word":"no","start":452.04,"end":452.54,"confidence":0.66052246,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1373865157365799},{"word":"no","start":458.0775,"end":458.5775,"confidence":0.7211914,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13950690627098083},{"word":"yes","start":474.115,"end":474.615,"confidence":0.9501953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.01532704383134842},{"word":"yep","start":487.05,"end":487.55,"confidence":0.7980957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.11977984756231308},{"word":"yep","start":513.13,"end":513.63,"confidence":0.7824707,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2567272186279297},{"word":"no","start":523.73505,"end":524.23505,"confidence":0.8642578,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1095261126756668},{"word":"no","start":524.85504,"end":525.255,"confidence":0.97265625,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13534274697303772},{"word":"we","start":525.255,"end":525.495,"confidence":0.9873047,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.21641963720321655},{"word":"won't","start":525.495,"end":525.73505,"confidence":0.99194336,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.1824873685836792},{"word":"be","start":525.73505,"end":525.895,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.17260344326496124},{"word":"do","start":525.895,"end":526.135,"confidence":0.6503906,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.20969322323799133},{"word":"we","start":526.29504,"end":526.61505,"confidence":0.7128906,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.16787771880626678},{"word":"won't","start":526.61505,"end":526.775,"confidence":0.99194336,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.17855671048164368},{"word":"be","start":526.775,"end":526.85504,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.16719409823417664},{"word":"doing","start":526.85504,"end":527.17505,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.1519911140203476},{"word":"much","start":527.17505,"end":527.495,"confidence":0.99121094,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.11640585958957672},{"word":"traveling","start":527.495,"end":527.995,"confidence":0.88720703,"punctuated_word":"traveling.","sentiment":"neutral","sentiment_score":-0.2049153745174408},{"word":"and","start":530.61505,"end":531.015,"confidence":0.9472656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09898152202367784},{"word":"we","start":531.015,"end":531.335,"confidence":0.9941406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0654703825712204},{"word":"since","start":532.86,"end":533.1,"confidence":0.9667969,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.09056393802165984},{"word":"we","start":533.1,"end":533.33997,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.05120877921581268},{"word":"moved","start":533.33997,"end":533.74,"confidence":0.9951172,"punctuated_word":"moved","sentiment":"neutral","sentiment_score":-0.0785319060087204},{"word":"out","start":533.74,"end":534.24,"confidence":0.9499512,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.0533703938126564},{"word":"we","start":534.46,"end":534.7,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.05869367718696594},{"word":"moved","start":534.7,"end":534.94,"confidence":0.9980469,"punctuated_word":"moved","sentiment":"neutral","sentiment_score":-0.04178900271654129},{"word":"out","start":534.94,"end":535.18,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.038654811680316925},{"word":"of","start":535.18,"end":535.68,"confidence":0.984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.030951090157032013},{"word":"our","start":535.98,"end":536.14,"confidence":0.79296875,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.037367187440395355},{"word":"principal","start":536.14,"end":536.64,"confidence":0.63671875,"punctuated_word":"principal","sentiment":"neutral","sentiment_score":-0.05269830673933029},{"word":"place","start":536.7,"end":537.02,"confidence":0.9863281,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.03561991825699806},{"word":"of","start":537.02,"end":537.18,"confidence":0.734375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.029540006071329117},{"word":"residence","start":537.18,"end":537.68,"confidence":0.9641113,"punctuated_word":"residence.","sentiment":"neutral","sentiment_score":-0.02790234237909317},{"word":"we've","start":540.46,"end":540.86,"confidence":0.89404297,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.06529764831066132},{"word":"turned","start":540.86,"end":541.18,"confidence":0.9838867,"punctuated_word":"turned","sentiment":"neutral","sentiment_score":0.08405832946300507},{"word":"that","start":541.18,"end":541.58,"confidence":0.90527344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06712289899587631},{"word":"well","start":541.82,"end":541.9,"confidence":0.8654785,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.08418327569961548},{"word":"now","start":541.9,"end":542.14,"confidence":0.9980469,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.05266070738434792},{"word":"it's","start":542.14,"end":542.22,"confidence":0.96972656,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04767976328730583},{"word":"obviously","start":542.22,"end":542.62,"confidence":0.9003906,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.05376569554209709},{"word":"investment","start":542.62,"end":543.1,"confidence":0.90625,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.023403849452733994},{"word":"property","start":543.1,"end":543.6,"confidence":0.99658203,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.027336038649082184},{"word":"we","start":544.62,"end":545.02,"confidence":0.96435547,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.011378049850463867},{"word":"changed","start":545.02,"end":545.42,"confidence":0.9326172,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.004998736083507538},{"word":"that","start":545.42,"end":545.74,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02440223842859268},{"word":"to","start":545.74,"end":545.98,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.008939333260059357},{"word":"interest","start":545.98,"end":546.46,"confidence":0.99902344,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":-0.02399313449859619},{"word":"only","start":546.46,"end":546.96,"confidence":0.9243164,"punctuated_word":"only.","sentiment":"neutral","sentiment_score":-0.013833459466695786},{"word":"we're","start":548.125,"end":548.36505,"confidence":0.99853516,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.06827057152986526},{"word":"not","start":548.36505,"end":548.445,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12260732799768448},{"word":"gonna","start":548.445,"end":548.685,"confidence":0.8588867,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.13423997163772583},{"word":"we","start":548.92505,"end":549.005,"confidence":0.98535156,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.12258538603782654},{"word":"won't","start":549.005,"end":549.16504,"confidence":0.9941406,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.11735141277313232},{"word":"be","start":549.16504,"end":549.325,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10828962922096252},{"word":"paying","start":549.325,"end":549.565,"confidence":0.99902344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.16742883622646332},{"word":"that","start":549.565,"end":549.965,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12872496247291565},{"word":"down","start":549.965,"end":550.465,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.10472865402698515},{"word":"anymore","start":550.525,"end":551.025,"confidence":0.92089844,"punctuated_word":"anymore","sentiment":"neutral","sentiment_score":-0.17372113466262817},{"word":"anytime","start":551.085,"end":551.585,"confidence":0.49902344,"punctuated_word":"anytime","sentiment":"neutral","sentiment_score":-0.15919852256774902},{"word":"near","start":552.04504,"end":552.28503,"confidence":0.7216797,"punctuated_word":"near","sentiment":"neutral","sentiment_score":-0.11828377097845078},{"word":"future","start":552.28503,"end":552.78503,"confidence":0.9794922,"punctuated_word":"future.","sentiment":"neutral","sentiment_score":-0.1257333606481552},{"word":"yeah","start":554.525,"end":555.025,"confidence":0.7092285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008758257143199444},{"word":"so","start":555.24506,"end":555.405,"confidence":0.861084,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.008081152103841305},{"word":"yeah","start":555.405,"end":555.645,"confidence":0.98706055,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.01744312234222889},{"word":"everything","start":555.645,"end":556.04504,"confidence":0.99609375,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.012733930721879004},{"word":"all","start":556.205,"end":556.36505,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.014344386756420135},{"word":"our","start":556.36505,"end":556.525,"confidence":0.99609375,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.013509947806596756},{"word":"loans","start":556.525,"end":556.765,"confidence":0.87353516,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":-0.010081682354211807},{"word":"at","start":556.765,"end":556.84503,"confidence":0.9838867,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.035663899034261703},{"word":"the","start":556.84503,"end":556.92505,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.022140227258205417},{"word":"moment","start":556.92505,"end":557.24506,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.03896098956465721},{"word":"are","start":557.24506,"end":557.405,"confidence":0.9667969,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.017874225974082947},{"word":"interest","start":557.405,"end":557.80505,"confidence":0.98291016,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":-0.005169171839952469},{"word":"only","start":557.80505,"end":558.30505,"confidence":0.99658203,"punctuated_word":"only.","sentiment":"neutral","sentiment_score":-0.0128457173705101},{"word":"well","start":563.19,"end":563.69,"confidence":0.98657227,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.050750359892845154},{"word":"the","start":564.55,"end":564.71,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06962879002094269},{"word":"the","start":564.71,"end":564.79004,"confidence":0.9194336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07408209145069122},{"word":"776","start":564.79004,"end":565.91003,"confidence":0.9324544,"punctuated_word":"776,","sentiment":"neutral","sentiment_score":0.0698835477232933},{"word":"the","start":565.91003,"end":565.99,"confidence":0.95703125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08444822579622269},{"word":"freshy","start":565.99,"end":566.49,"confidence":0.5701904,"punctuated_word":"Freshy","sentiment":"neutral","sentiment_score":0.07500437647104263},{"word":"freshy","start":567.03,"end":567.51,"confidence":0.99609375,"punctuated_word":"Freshy","sentiment":"neutral","sentiment_score":0.07570911198854446},{"word":"place","start":567.51,"end":568.01,"confidence":0.7973633,"punctuated_word":"Place,","sentiment":"neutral","sentiment_score":0.0971985012292862},{"word":"it","start":568.15,"end":568.39,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10656599700450896},{"word":"is","start":568.39,"end":568.89,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07168558239936829},{"word":"i","start":569.27,"end":569.43,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11823321133852004},{"word":"think","start":569.43,"end":569.67,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.06908991932868958},{"word":"it","start":569.67,"end":569.83,"confidence":0.8618164,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0979766845703125},{"word":"i","start":569.83,"end":569.91003,"confidence":0.52685547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11748499423265456},{"word":"think","start":569.91003,"end":570.07,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.10756775736808775},{"word":"it","start":570.07,"end":570.23004,"confidence":0.6503906,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1579730361700058},{"word":"can","start":570.23004,"end":570.39,"confidence":0.81347656,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1256040632724762},{"word":"still","start":570.39,"end":570.63,"confidence":0.9550781,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.12146275490522385},{"word":"classify","start":570.63,"end":571.03,"confidence":0.6826172,"punctuated_word":"classify","sentiment":"neutral","sentiment_score":0.1202639490365982},{"word":"it","start":571.03,"end":571.11,"confidence":0.43798828,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1302560269832611},{"word":"as","start":571.11,"end":571.19,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1072819009423256},{"word":"your","start":571.19,"end":571.35004,"confidence":0.9770508,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07297368347644806},{"word":"principal","start":571.35004,"end":571.75,"confidence":0.96777344,"punctuated_word":"principal","sentiment":"neutral","sentiment_score":0.0745038241147995},{"word":"place","start":571.75,"end":571.99,"confidence":0.98535156,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.06452413648366928},{"word":"for","start":571.99,"end":572.15,"confidence":0.9404297,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04662444442510605},{"word":"six","start":572.15,"end":572.39,"confidence":0.99121094,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.03693573176860809},{"word":"years","start":572.39,"end":572.89,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.03534199297428131},{"word":"or","start":573.91003,"end":574.07,"confidence":0.8491211,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.029355524107813835},{"word":"something","start":574.07,"end":574.55,"confidence":0.9013672,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.02079087495803833},{"word":"in","start":574.55,"end":574.79004,"confidence":0.9951172,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.017646189779043198},{"word":"case","start":574.79004,"end":575.03,"confidence":0.99121094,"punctuated_word":"case","sentiment":"neutral","sentiment_score":0.01724068634212017},{"word":"you","start":575.03,"end":575.19,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01475975289940834},{"word":"sell","start":575.19,"end":575.43,"confidence":0.9550781,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.010771326720714567},{"word":"it","start":575.43,"end":575.59,"confidence":0.99560547,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.027808373793959618},{"word":"you","start":575.59,"end":575.75,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05234282463788986},{"word":"still","start":575.75,"end":575.91003,"confidence":0.9819336,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06087905913591385},{"word":"get","start":575.91003,"end":576.15,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.04598418623209},{"word":"the","start":576.15,"end":576.31,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031384557485580444},{"word":"cable","start":576.31,"end":576.675,"confidence":0.640625,"punctuated_word":"cable.","sentiment":"neutral","sentiment_score":0.011079736053943634},{"word":"so","start":576.915,"end":577.15497,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.023419316858053207},{"word":"that","start":577.15497,"end":577.635,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05273718014359474},{"word":"is","start":577.635,"end":577.875,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03535197675228119},{"word":"technically","start":577.875,"end":578.355,"confidence":0.8803711,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":0.02950801327824593},{"word":"our","start":578.355,"end":578.435,"confidence":0.51464844,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.027136724442243576},{"word":"still","start":578.435,"end":578.675,"confidence":0.56933594,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03934597596526146},{"word":"up","start":578.675,"end":578.83496,"confidence":0.7314453,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.027820080518722538},{"word":"principal","start":578.83496,"end":579.15497,"confidence":0.6147461,"punctuated_word":"principal","sentiment":"neutral","sentiment_score":0.006072327494621277},{"word":"place","start":579.15497,"end":579.39496,"confidence":0.9699707,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.0005539525300264359},{"word":"but","start":579.39496,"end":579.555,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0027938522398471832},{"word":"we","start":579.555,"end":579.635,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04369953274726868},{"word":"don't","start":579.635,"end":579.875,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.02696971595287323},{"word":"live","start":579.875,"end":580.035,"confidence":0.99902344,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.049713134765625},{"word":"there","start":580.035,"end":580.27496,"confidence":0.9741211,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.04114416986703873},{"word":"so","start":580.27496,"end":580.515,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02780928649008274},{"word":"for","start":580.515,"end":580.755,"confidence":0.9560547,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.025304272770881653},{"word":"now","start":580.755,"end":580.915,"confidence":0.9536133,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.03269007056951523},{"word":"it's","start":580.915,"end":580.995,"confidence":0.8109538,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.03321095183491707},{"word":"yeah","start":580.995,"end":581.15497,"confidence":0.7685547,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.03382941335439682},{"word":"a","start":581.15497,"end":581.315,"confidence":0.9243164,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02374714612960815},{"word":"bit","start":581.315,"end":581.475,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.005749009549617767},{"word":"impromptu","start":581.475,"end":581.975,"confidence":0.7670085,"punctuated_word":"impromptu.","sentiment":"neutral","sentiment_score":-0.0026773898862302303},{"word":"yeah","start":593.57,"end":593.73,"confidence":0.76904297,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02203369140625},{"word":"yeah","start":593.73,"end":593.97,"confidence":0.9797363,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02587617188692093},{"word":"yep","start":593.97,"end":594.47,"confidence":0.79833984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03600020706653595},{"word":"yep","start":594.93,"end":595.17,"confidence":0.7922363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07296694815158844},{"word":"we","start":595.17,"end":595.41,"confidence":0.875,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.06901688128709793},{"word":"don't","start":595.41,"end":595.57,"confidence":0.8220215,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0034665591083467007},{"word":"live","start":595.57,"end":595.73,"confidence":0.9951172,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.046995192766189575},{"word":"there","start":595.73,"end":595.89,"confidence":0.95092773,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.07094766944646835},{"word":"we","start":595.89,"end":596.05,"confidence":0.9970703,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.040596574544906616},{"word":"get","start":596.05,"end":596.21,"confidence":0.9267578,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0217684805393219},{"word":"people","start":596.21,"end":596.45,"confidence":0.6430664,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.04441780596971512},{"word":"renting","start":596.45,"end":596.85,"confidence":0.9375,"punctuated_word":"renting","sentiment":"neutral","sentiment_score":0.04991428554058075},{"word":"the","start":596.85,"end":597.01,"confidence":0.34399414,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0316024050116539},{"word":"other","start":597.01,"end":597.33,"confidence":0.7753906,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.05228690803050995},{"word":"two","start":597.33,"end":597.83,"confidence":0.89282227,"punctuated_word":"two.","sentiment":"neutral","sentiment_score":-0.003721445798873902},{"word":"yeah","start":610.625,"end":610.945,"confidence":0.98950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.012507682666182518},{"word":"we'd","start":610.945,"end":611.185,"confidence":0.99609375,"punctuated_word":"We'd","sentiment":"neutral","sentiment_score":0.017533868551254272},{"word":"like","start":611.185,"end":611.685,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.048378631472587585},{"word":"to","start":614.465,"end":614.78503,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04100974649190903},{"word":"get","start":614.78503,"end":615.025,"confidence":0.8984375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.03689504414796829},{"word":"another","start":615.025,"end":615.525,"confidence":0.99609375,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.02726716548204422},{"word":"investment","start":616.26,"end":616.58,"confidence":0.88427734,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.1036038026213646},{"word":"property","start":616.58,"end":616.9,"confidence":0.8312988,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.09853695333003998},{"word":"i","start":616.9,"end":616.98004,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06359085440635681},{"word":"guess","start":616.98004,"end":617.38,"confidence":0.8400879,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.05992165207862854},{"word":"or","start":617.38,"end":617.88,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06221828609704971},{"word":"like","start":618.9,"end":619.06,"confidence":0.5449219,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06181921064853668},{"word":"to","start":619.06,"end":619.22003,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08052019774913788},{"word":"get","start":619.22003,"end":619.7,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06867138296365738},{"word":"a","start":619.7,"end":619.78,"confidence":0.671875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07822796702384949},{"word":"maybe","start":619.86005,"end":620.18,"confidence":0.9921875,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.05143427848815918},{"word":"get","start":620.18,"end":620.5,"confidence":0.98828125,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07911569625139236},{"word":"a","start":620.5,"end":620.82,"confidence":0.9589844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11130458116531372},{"word":"maybe","start":620.98004,"end":621.38,"confidence":0.99902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.043148815631866455},{"word":"sell","start":621.38,"end":621.78,"confidence":0.86865234,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.07736076414585114},{"word":"it","start":621.78,"end":622.10004,"confidence":0.5751953,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.06694550812244415},{"word":"sell","start":622.10004,"end":622.34,"confidence":0.7866211,"punctuated_word":"Sell","sentiment":"neutral","sentiment_score":0.009401552379131315},{"word":"the","start":622.34,"end":622.5,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02758241444826126},{"word":"two","start":622.5,"end":622.66003,"confidence":0.99609375,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.03560885414481163},{"word":"that","start":622.66003,"end":622.82,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029998574405908585},{"word":"we","start":622.82,"end":622.98004,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.002707257866859436},{"word":"got","start":622.98004,"end":623.22003,"confidence":0.82788086,"punctuated_word":"got.","sentiment":"neutral","sentiment_score":-0.00401623360812664},{"word":"no","start":623.22003,"end":623.46,"confidence":0.85839844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.21190956234931943},{"word":"we","start":623.46,"end":623.62,"confidence":0.89453125,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.1740666925907135},{"word":"probably","start":623.62,"end":623.86005,"confidence":0.96777344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.21941612660884857},{"word":"think","start":623.86005,"end":624.10004,"confidence":0.9951172,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.24086594581604004},{"word":"we","start":624.10004,"end":624.18,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.214593306183815},{"word":"need","start":624.18,"end":624.42004,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.23579517006874084},{"word":"to","start":624.42004,"end":624.5,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2139635682106018},{"word":"get","start":624.5,"end":624.66003,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.11633125692605972},{"word":"one","start":624.66003,"end":624.82,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.12081851065158844},{"word":"more","start":624.82,"end":625.22003,"confidence":0.7866211,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.14676110446453094},{"word":"wait","start":625.22003,"end":625.38,"confidence":0.9165039,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.14297357201576233},{"word":"another","start":625.38,"end":625.78,"confidence":0.99316406,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.12144601345062256},{"word":"five","start":625.78,"end":626.02,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.08908665925264359},{"word":"years","start":626.02,"end":626.52,"confidence":0.859375,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.00508902408182621},{"word":"and","start":626.74,"end":626.9,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0018007978796958923},{"word":"then","start":626.9,"end":627.06,"confidence":0.9951172,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.01105177029967308},{"word":"open","start":627.06,"end":627.38,"confidence":0.6977539,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.049012988805770874},{"word":"to","start":627.38,"end":627.46,"confidence":0.37109375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06545034795999527},{"word":"buy","start":627.46,"end":627.7,"confidence":0.41625977,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.06688863039016724},{"word":"a","start":627.7,"end":627.78,"confidence":0.9526367,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07833412289619446},{"word":"place","start":627.78,"end":628.10004,"confidence":0.99902344,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.10789939761161804},{"word":"where","start":628.10004,"end":628.34,"confidence":0.9951172,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.059632811695337296},{"word":"we","start":628.34,"end":628.5,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06748206913471222},{"word":"live","start":628.5,"end":629.0,"confidence":0.99609375,"punctuated_word":"live.","sentiment":"neutral","sentiment_score":0.06611764430999756},{"word":"yeah","start":631.91504,"end":632.41504,"confidence":0.76342773,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007033143192529678},{"word":"yes","start":636.235,"end":636.735,"confidence":0.7614746,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03390905633568764},{"word":"yeah","start":637.515,"end":638.015,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04308077692985535},{"word":"it's","start":640.715,"end":640.955,"confidence":0.6044922,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.024861205369234085},{"word":"b","start":640.955,"end":641.195,"confidence":0.123168945,"punctuated_word":"B","sentiment":"neutral","sentiment_score":-0.01577027700841427},{"word":"six","start":641.195,"end":641.695,"confidence":0.8640137,"punctuated_word":"six.","sentiment":"neutral","sentiment_score":-0.009814675897359848},{"word":"oh","start":642.235,"end":642.395,"confidence":0.8989258,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.03527374565601349},{"word":"yeah","start":642.395,"end":642.895,"confidence":0.9802246,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0359671525657177},{"word":"yeah","start":648.42,"end":648.82,"confidence":0.9748535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08236771821975708},{"word":"you","start":648.82,"end":648.98,"confidence":0.8276367,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.08495714515447617},{"word":"pay","start":648.98,"end":649.22003,"confidence":0.9116211,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.1185377985239029},{"word":"for","start":649.22003,"end":649.38,"confidence":0.92333984,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12484277784824371},{"word":"it","start":649.38,"end":649.88,"confidence":0.7380371,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.1343054473400116},{"word":"yep","start":668.91504,"end":669.41504,"confidence":0.8894043,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04443889483809471},{"word":"yeah","start":671.075,"end":671.575,"confidence":0.72766113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0266058836132288},{"word":"yeah","start":672.49,"end":672.73004,"confidence":0.8066406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008269128389656544},{"word":"just","start":672.73004,"end":672.97003,"confidence":0.95703125,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.03295755386352539},{"word":"high","start":672.97003,"end":673.21,"confidence":0.9536133,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.04341869056224823},{"word":"risk","start":673.21,"end":673.53,"confidence":0.9980469,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.07206141203641891},{"word":"everything","start":673.53,"end":674.03,"confidence":0.9145508,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.03275332599878311},{"word":"i","start":674.49,"end":674.65,"confidence":0.94384766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005489237606525421},{"word":"think","start":674.65,"end":674.89,"confidence":0.9951172,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.016611289232969284},{"word":"the","start":674.89,"end":675.05,"confidence":0.8798828,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01473746821284294},{"word":"first","start":675.05,"end":675.29004,"confidence":0.7661133,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.014112494885921478},{"word":"one","start":675.29004,"end":675.61005,"confidence":0.7685547,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.007246982306241989},{"word":"did","start":675.61005,"end":675.85004,"confidence":0.71728516,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.010334312915802002},{"word":"last","start":675.85004,"end":676.35004,"confidence":0.96777344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.005929410457611084},{"word":"time","start":676.73004,"end":677.23004,"confidence":0.86450195,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.003745472058653831},{"word":"yeah","start":681.69,"end":682.19,"confidence":0.79785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07790859043598175},{"word":"yeah","start":687.22504,"end":687.72504,"confidence":0.98291016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.022457405924797055},{"word":"yeah","start":688.505,"end":688.745,"confidence":0.744751,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.022839678451418877},{"word":"it's","start":688.745,"end":688.905,"confidence":0.6687012,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.01075399573892355},{"word":"a","start":688.905,"end":688.98505,"confidence":0.7338867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09667760133743286},{"word":"couple","start":688.98505,"end":689.30505,"confidence":0.74316406,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.15260881185531616},{"word":"of","start":689.30505,"end":689.385,"confidence":0.57128906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13116121292114258},{"word":"rough","start":689.385,"end":689.78503,"confidence":0.6002197,"punctuated_word":"rough.","sentiment":"neutral","sentiment_score":-0.1219697818160057},{"word":"yeah","start":689.78503,"end":690.28503,"confidence":0.8059082,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.022527776658535004},{"word":"yeah","start":695.945,"end":696.445,"confidence":0.9279785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08138476312160492},{"word":"yep","start":701.73,"end":702.23,"confidence":0.8503418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05264245718717575},{"word":"yep","start":709.5825,"end":710.0825,"confidence":0.8972168,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06253013014793396},{"word":"not","start":725.195,"end":725.595,"confidence":0.94970703,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.09369340538978577},{"word":"exactly","start":725.595,"end":726.095,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.07079944014549255},{"word":"sure","start":726.475,"end":726.975,"confidence":0.9904785,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.09036753326654434},{"word":"if","start":727.515,"end":727.675,"confidence":0.35253906,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.13698799908161163},{"word":"i","start":727.675,"end":727.835,"confidence":0.70410156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11486034095287324},{"word":"get","start":727.835,"end":728.075,"confidence":0.4970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.07422105967998505},{"word":"the","start":728.075,"end":728.235,"confidence":0.6855469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08593441545963287},{"word":"plan","start":728.235,"end":728.555,"confidence":0.8964844,"punctuated_word":"plan,","sentiment":"neutral","sentiment_score":-0.0726911649107933},{"word":"i'll","start":728.555,"end":728.715,"confidence":0.9941406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.0737360343337059},{"word":"be","start":728.715,"end":729.215,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.05989796668291092},{"word":"having","start":730.25,"end":730.73004,"confidence":0.99609375,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.049080416560173035},{"word":"only","start":730.73004,"end":731.13,"confidence":0.7553711,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.08744581788778305},{"word":"working","start":731.13,"end":731.61,"confidence":0.9370117,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.062378380447626114},{"word":"if","start":731.61,"end":731.77,"confidence":0.66015625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10639812052249908},{"word":"i","start":731.77,"end":731.85004,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10084572434425354},{"word":"have","start":731.85004,"end":732.09,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09045208245515823},{"word":"to","start":732.09,"end":732.33,"confidence":0.7878418,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.0802002102136612},{"word":"but","start":732.33,"end":732.65,"confidence":0.9482422,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03048030100762844},{"word":"i'm","start":732.65,"end":732.97003,"confidence":0.708374,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.000012177973985671995},{"word":"on","start":732.97003,"end":733.13,"confidence":0.4946289,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.014122474938631058},{"word":"60","start":733.13,"end":733.61,"confidence":0.7406006,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.0070592425763607025},{"word":"but","start":733.61,"end":734.11,"confidence":0.73828125,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.004329190589487553},{"word":"yeah","start":734.25,"end":734.57,"confidence":0.9765625,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.019008882343769073},{"word":"we'll","start":734.57,"end":734.81,"confidence":0.99560547,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.03907432779669762},{"word":"see","start":734.81,"end":735.31,"confidence":0.99902344,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":0.03089348040521145},{"word":"yeah","start":738.17,"end":738.67,"confidence":0.9499512,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03706011548638344},{"word":"i","start":739.93,"end":740.09,"confidence":0.95703125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.020313680171966553},{"word":"mean","start":740.09,"end":740.21,"confidence":0.9099121,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.0007791426032781601},{"word":"i","start":740.21,"end":740.33,"confidence":0.47705078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006245516240596771},{"word":"yeah","start":740.49,"end":740.81,"confidence":0.9890137,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.017624368891119957},{"word":"i","start":740.81,"end":740.89,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.013438113033771517},{"word":"hardly","start":740.89,"end":741.21,"confidence":0.56347656,"punctuated_word":"hardly","sentiment":"neutral","sentiment_score":-0.0774289220571518},{"word":"doubt","start":741.21,"end":741.45,"confidence":0.98828125,"punctuated_word":"doubt","sentiment":"neutral","sentiment_score":-0.16389968991279602},{"word":"i'd","start":741.45,"end":741.61,"confidence":0.94970703,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.10432806611061096},{"word":"stop","start":741.61,"end":741.93,"confidence":0.91503906,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.18635302782058716},{"word":"doing","start":741.93,"end":742.25,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.06852524727582932},{"word":"anything","start":742.25,"end":742.75,"confidence":0.9951172,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":-0.04581015184521675},{"word":"i'd","start":742.81,"end":742.97003,"confidence":0.842041,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.07255536317825317},{"word":"probably","start":742.97003,"end":743.29004,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.06658340245485306},{"word":"still","start":743.29004,"end":743.79004,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.04077067971229553},{"word":"continue","start":743.85004,"end":744.33,"confidence":0.9980469,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":-0.05109485983848572},{"word":"doing","start":744.33,"end":744.65,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.019055701792240143},{"word":"something","start":744.65,"end":745.15,"confidence":0.99902344,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.03378744423389435},{"word":"yeah","start":747.425,"end":747.925,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006563999690115452},{"word":"yeah","start":748.14496,"end":748.64496,"confidence":0.6759033,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10009392350912094},{"word":"yep","start":749.505,"end":750.005,"confidence":0.9189453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3067873418331146},{"word":"you","start":758.97,"end":759.47,"confidence":0.296875,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.14620837569236755},{"word":"pay","start":764.41,"end":764.56995,"confidence":0.60498047,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.06576099991798401},{"word":"a","start":764.56995,"end":764.73,"confidence":0.6245117,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13419048488140106},{"word":"thousand","start":764.73,"end":765.05,"confidence":0.99902344,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.13410963118076324},{"word":"bucks","start":765.05,"end":765.20996,"confidence":0.9970703,"punctuated_word":"bucks","sentiment":"neutral","sentiment_score":0.164956733584404},{"word":"a","start":765.20996,"end":765.37,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.129584938287735},{"word":"week","start":765.37,"end":765.87,"confidence":0.9506836,"punctuated_word":"week?","sentiment":"neutral","sentiment_score":0.10673406720161438},{"word":"oh","start":767.12994,"end":767.52997,"confidence":0.85546875,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.04957245290279389},{"word":"yes","start":767.52997,"end":768.02997,"confidence":0.83325195,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.03847028315067291},{"word":"by","start":768.32996,"end":768.49,"confidence":0.49145508,"punctuated_word":"By","sentiment":"neutral","sentiment_score":0.01156150083988905},{"word":"the","start":768.49,"end":768.64996,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018565857782959935},{"word":"column","start":768.64996,"end":769.05,"confidence":0.5229492,"punctuated_word":"column","sentiment":"neutral","sentiment_score":0.015926696360111237},{"word":"60","start":769.05,"end":769.55,"confidence":0.7426758,"punctuated_word":"60?","sentiment":"neutral","sentiment_score":0.02167262881994247},{"word":"it's","start":770.49,"end":770.81,"confidence":0.5098877,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.006954412907361984},{"word":"like","start":770.81,"end":771.31,"confidence":0.8100586,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.006949419155716896},{"word":"sounds","start":772.435,"end":772.755,"confidence":0.36523438,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.006396079435944557},{"word":"like","start":772.755,"end":772.835,"confidence":0.5708008,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.004175972193479538},{"word":"probably","start":772.835,"end":773.23505,"confidence":0.6352539,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.01590428128838539},{"word":"worth","start":773.23505,"end":773.315,"confidence":0.50097656,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.03252940624952316},{"word":"10¢","start":773.315,"end":773.875,"confidence":0.99658203,"punctuated_word":"10¢"},{"word":"by","start":773.875,"end":774.03503,"confidence":0.90625,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.02549026533961296},{"word":"the","start":774.03503,"end":774.11505,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010993089526891708},{"word":"time","start":774.11505,"end":774.275,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03512146323919296},{"word":"i'm","start":774.275,"end":774.515,"confidence":0.9807129,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.005627626087516546},{"word":"there","start":774.515,"end":775.015,"confidence":0.7404785,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.007144942879676819},{"word":"the","start":775.315,"end":775.47504,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.043514326214790344},{"word":"way","start":775.47504,"end":775.715,"confidence":0.99902344,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.053391069173812866},{"word":"inflation's","start":775.715,"end":776.215,"confidence":0.8039551,"punctuated_word":"inflation's","sentiment":"neutral","sentiment_score":-0.04055844247341156},{"word":"going","start":776.35504,"end":776.85504,"confidence":0.98168945,"punctuated_word":"going.","sentiment":"neutral","sentiment_score":-0.02215590700507164},{"word":"yes","start":778.195,"end":778.515,"confidence":0.6102295,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.037029929459095},{"word":"i","start":778.515,"end":778.67505,"confidence":0.8857422,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013471275568008425},{"word":"don't","start":778.67505,"end":778.91504,"confidence":0.9914551,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.02184639871120453},{"word":"know","start":778.91504,"end":779.41504,"confidence":0.986084,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.042262665927410126},{"word":"it's","start":780.03503,"end":780.195,"confidence":0.98339844,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.13810470700263977},{"word":"hard","start":780.195,"end":780.515,"confidence":0.99121094,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.2426971197128296},{"word":"to","start":780.515,"end":780.67505,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23022010922431943},{"word":"tell","start":780.67505,"end":781.17505,"confidence":0.9980469,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.19547948241233823},{"word":"what","start":781.23505,"end":781.47504,"confidence":0.8984375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.18745562434196472},{"word":"inflation's","start":781.47504,"end":781.955,"confidence":0.80200195,"punctuated_word":"inflation's","sentiment":"neutral","sentiment_score":-0.12469016015529633},{"word":"gonna","start":781.955,"end":782.275,"confidence":0.97265625,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.08527100086212158},{"word":"do","start":782.275,"end":782.435,"confidence":0.9321289,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.053952768445014954},{"word":"but","start":782.435,"end":782.935,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07147584110498428},{"word":"probably","start":783.55505,"end":784.03503,"confidence":0.5522461,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.028382614254951477},{"word":"more","start":784.03503,"end":784.195,"confidence":0.8964844,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.007877469062805176},{"word":"i'd","start":784.435,"end":784.59503,"confidence":0.7751465,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.0933760404586792},{"word":"be","start":784.59503,"end":784.755,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07138285040855408},{"word":"more","start":784.755,"end":784.91504,"confidence":0.99121094,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.05353134870529175},{"word":"happy","start":784.91504,"end":785.155,"confidence":0.99902344,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.11500422656536102},{"word":"if","start":785.155,"end":785.315,"confidence":0.9223633,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06961162388324738},{"word":"i","start":785.315,"end":785.395,"confidence":0.9472656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05447058379650116},{"word":"show","start":785.395,"end":785.635,"confidence":0.15649414,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.019116900861263275},{"word":"them","start":785.635,"end":785.715,"confidence":0.45117188,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.009866893291473389},{"word":"like","start":785.715,"end":785.955,"confidence":0.9885254,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.00998438522219658},{"word":"five","start":785.955,"end":786.455,"confidence":0.9980469,"punctuated_word":"five.","sentiment":"neutral","sentiment_score":0.006131678819656372},{"word":"i","start":788.71,"end":788.79004,"confidence":0.7163086,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02273867279291153},{"word":"think","start":788.79004,"end":789.11005,"confidence":0.94140625,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.017867259681224823},{"word":"given","start":789.11005,"end":789.61005,"confidence":0.81640625,"punctuated_word":"given","sentiment":"neutral","sentiment_score":0.0710037499666214},{"word":"yeah","start":790.95,"end":791.19,"confidence":0.9848633,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.049586016684770584},{"word":"i'll","start":791.19,"end":791.35004,"confidence":0.6738281,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.03852176293730736},{"word":"give","start":791.35004,"end":791.59,"confidence":0.99316406,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.027640875428915024},{"word":"it","start":791.59,"end":791.67004,"confidence":0.9370117,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.040977396070957184},{"word":"if","start":791.75,"end":791.91003,"confidence":0.91503906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03732467442750931},{"word":"it","start":791.91003,"end":791.99,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03820563107728958},{"word":"was","start":791.99,"end":792.15,"confidence":0.9291992,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.018077686429023743},{"word":"today","start":792.15,"end":792.65,"confidence":0.8273926,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.011083535850048063},{"word":"i","start":795.03,"end":795.19,"confidence":0.95410156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11150439083576202},{"word":"don't","start":795.19,"end":795.35004,"confidence":0.9863281,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14101767539978027},{"word":"know","start":795.35004,"end":795.47003,"confidence":0.94262695,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.1475137174129486},{"word":"i","start":795.47003,"end":795.59,"confidence":0.796875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20477713644504547},{"word":"reckon","start":795.59,"end":795.83,"confidence":0.9941406,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":-0.19158589839935303},{"word":"$2","start":795.83,"end":796.31,"confidence":0.98999023,"punctuated_word":"$2","sentiment":"neutral","sentiment_score":-0.1183984875679016},{"word":"a","start":796.31,"end":796.39,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0804307609796524},{"word":"week","start":796.39,"end":796.63,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.12010496854782104},{"word":"would","start":796.63,"end":796.79004,"confidence":0.8144531,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1027839407324791},{"word":"be","start":796.79004,"end":796.95,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.08219611644744873},{"word":"better","start":796.95,"end":797.45,"confidence":0.9995117,"punctuated_word":"better.","sentiment":"neutral","sentiment_score":-0.09055911749601364},{"word":"yeah","start":804.90497,"end":805.40497,"confidence":0.8395996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.017061125487089157},{"word":"yep","start":810.665,"end":811.165,"confidence":0.89331055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05033799260854721},{"word":"yeah","start":827.47003,"end":827.97003,"confidence":0.71484375,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.5017510652542114},{"word":"cool","start":828.03,"end":828.53,"confidence":0.73291016,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.6646022796630859},{"word":"yep","start":863.22504,"end":863.72504,"confidence":0.8937988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08366523683071136},{"word":"yep","start":894.265,"end":894.765,"confidence":0.7832031,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2951633334159851},{"word":"cool","start":894.825,"end":895.325,"confidence":0.9338379,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.421034038066864},{"word":"cool","start":912.845,"end":913.345,"confidence":0.98999023,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.3139660358428955},{"word":"yeah","start":1001.905,"end":1002.405,"confidence":0.7241211,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15495365858078003},{"word":"was","start":1029.535,"end":1029.695,"confidence":0.38232422,"punctuated_word":"Was","sentiment":"neutral","sentiment_score":0.013243541121482847},{"word":"all","start":1029.695,"end":1029.855,"confidence":0.9838867,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.04029129445552826},{"word":"my","start":1029.855,"end":1030.095,"confidence":0.97802734,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.004775974899530411},{"word":"money","start":1030.095,"end":1030.255,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.03432450070977211},{"word":"put","start":1030.255,"end":1030.4149,"confidence":0.98828125,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0004051476716995239},{"word":"into","start":1030.4149,"end":1030.735,"confidence":0.9902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.024522587656974792},{"word":"that","start":1030.735,"end":1031.235,"confidence":0.98950195,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.00007232092320919037},{"word":"yeah","start":1031.455,"end":1031.955,"confidence":0.78222656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03655979037284851},{"word":"yeah","start":1043.1599,"end":1043.6599,"confidence":0.93310547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12069328129291534},{"word":"yeah","start":1050.935,"end":1051.435,"confidence":0.96533203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04812856391072273},{"word":"that's","start":1051.495,"end":1051.895,"confidence":0.5428467,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05056483671069145},{"word":"interesting","start":1051.895,"end":1052.395,"confidence":0.8125,"punctuated_word":"interesting.","sentiment":"neutral","sentiment_score":0.031972289085388184},{"word":"yep","start":1066.43,"end":1066.75,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03952339291572571},{"word":"and","start":1066.75,"end":1066.91,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03159310296177864},{"word":"also","start":1066.91,"end":1067.23,"confidence":0.4534912,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":0.024590181186795235},{"word":"he","start":1067.23,"end":1067.31,"confidence":0.49853516,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.046620965003967285},{"word":"keeps","start":1067.31,"end":1067.55,"confidence":0.9838867,"punctuated_word":"keeps","sentiment":"neutral","sentiment_score":0.041671447455883026},{"word":"me","start":1067.55,"end":1067.7101,"confidence":0.48266602,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0343029648065567},{"word":"in","start":1067.7101,"end":1067.75,"confidence":0.71484375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01633608341217041},{"word":"a","start":1067.75,"end":1067.79,"confidence":0.6381836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005782119929790497},{"word":"job","start":1067.79,"end":1068.11,"confidence":0.7340088,"punctuated_word":"job,","sentiment":"neutral","sentiment_score":-0.010320421308279036},{"word":"produces","start":1068.11,"end":1068.59,"confidence":0.94921875,"punctuated_word":"produces","sentiment":"neutral","sentiment_score":0.005111671984195709},{"word":"lots","start":1068.59,"end":1068.75,"confidence":0.9741211,"punctuated_word":"lots","sentiment":"neutral","sentiment_score":-0.008116699755191803},{"word":"of","start":1068.75,"end":1068.91,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.011308901011943815},{"word":"fires","start":1068.91,"end":1069.41,"confidence":0.74450684,"punctuated_word":"fires.","sentiment":"neutral","sentiment_score":-0.0077090514823794365},{"word":"yep","start":1099.66,"end":1100.16,"confidence":0.9682617,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06195540353655815},{"word":"yep","start":1125.0,"end":1125.5,"confidence":0.84399414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.10517440736293791},{"word":"yeah","start":1168.625,"end":1169.125,"confidence":0.8261719,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14861208200454712},{"word":"yep","start":1182.52,"end":1183.02,"confidence":0.967041,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.4600751399993897},{"word":"yep","start":1186.2,"end":1186.7,"confidence":0.83081055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17779229581356049},{"word":"mhmm","start":1201.135,"end":1201.5349,"confidence":0.94750977,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.05704863369464874},{"word":"okay","start":1201.5349,"end":1202.0349,"confidence":0.9970703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07244545966386795},{"word":"to","start":1207.22,"end":1207.38,"confidence":0.9658203,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.03411068394780159},{"word":"call","start":1207.38,"end":1207.88,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.02810807339847088},{"word":"me","start":1211.14,"end":1211.64,"confidence":0.94750977,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.044654060155153275},{"word":"yeah","start":1212.0199,"end":1212.34,"confidence":0.9458008,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05600070580840111},{"word":"about","start":1212.34,"end":1212.58,"confidence":0.9838867,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.05008620396256447},{"word":"now","start":1212.58,"end":1213.08,"confidence":0.8066406,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.05890826508402824},{"word":"yeah","start":1213.62,"end":1213.94,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05820512771606445},{"word":"any","start":1213.94,"end":1214.44,"confidence":0.38476562,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.05332426726818085},{"word":"time","start":1214.5,"end":1214.74,"confidence":0.34936523,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.05045788735151291},{"word":"during","start":1214.74,"end":1214.98,"confidence":0.9892578,"punctuated_word":"during","sentiment":"neutral","sentiment_score":0.04711303859949112},{"word":"the","start":1214.98,"end":1215.14,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06129872798919678},{"word":"week","start":1215.14,"end":1215.46,"confidence":0.63842773,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.054055266082286835},{"word":"about","start":1215.46,"end":1215.7,"confidence":0.9716797,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.047140106558799744},{"word":"now","start":1215.7,"end":1216.0199,"confidence":0.7980957,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.05754798650741577},{"word":"and","start":1216.0199,"end":1216.1799,"confidence":0.61035156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.045425985008478165},{"word":"four","start":1216.1799,"end":1216.4199,"confidence":0.5057373,"punctuated_word":"four,","sentiment":"neutral","sentiment_score":0.03557153791189194},{"word":"04:30","start":1216.4199,"end":1217.1599,"confidence":0.9539795,"punctuated_word":"04:30.","sentiment":"neutral","sentiment_score":0.04509735852479935},{"word":"yeah","start":1244.66,"end":1245.16,"confidence":0.9255371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13024841248989105},{"word":"either","start":1245.2201,"end":1245.4601,"confidence":0.4675293,"punctuated_word":"Either","sentiment":"neutral","sentiment_score":0.13735456764698029},{"word":"either","start":1245.4601,"end":1245.78,"confidence":0.6557617,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.11476042121648788},{"word":"roll","start":1245.78,"end":1246.02,"confidence":0.1743164,"punctuated_word":"roll","sentiment":"neutral","sentiment_score":0.11165113002061844},{"word":"is","start":1246.02,"end":1246.18,"confidence":0.65722656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15098561346530914},{"word":"fine","start":1246.18,"end":1246.68,"confidence":0.984375,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.16518449783325195},{"word":"yeah","start":1247.615,"end":1248.115,"confidence":0.8757324,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08434473723173141},{"word":"oh","start":1248.6549,"end":1248.815,"confidence":0.8129883,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.09648871421813963},{"word":"yeah","start":1248.815,"end":1249.1349,"confidence":0.92749023,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.11576105654239656},{"word":"yeah","start":1249.1349,"end":1249.375,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18510757386684415},{"word":"that's","start":1249.375,"end":1249.695,"confidence":0.97802734,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.3068808913230896},{"word":"fine","start":1249.695,"end":1250.195,"confidence":0.9951172,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2574848532676697},{"word":"oh","start":1250.8949,"end":1251.215,"confidence":0.77978516,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.034601885825395584},{"word":"actually","start":1251.215,"end":1251.615,"confidence":0.920166,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":0.02408283948898315},{"word":"do","start":1251.615,"end":1251.695,"confidence":0.49804688,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0016834884881973269},{"word":"you","start":1251.695,"end":1251.7749,"confidence":0.91748047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0029746387153863907},{"word":"say","start":1251.7749,"end":1252.0149,"confidence":0.99121094,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.004282878711819649},{"word":"may","start":1252.0149,"end":1252.585,"confidence":0.9451497,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.0145037230104208},{"word":"18","start":1252.585,"end":1253.155,"confidence":0.9451497,"punctuated_word":"18?","sentiment":"neutral","sentiment_score":0.010908974334597588},{"word":"no","start":1254.095,"end":1254.335,"confidence":0.88378906,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06474310159683228},{"word":"yeah","start":1254.335,"end":1254.495,"confidence":0.6945801,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.045057523995637894},{"word":"that's","start":1254.495,"end":1254.815,"confidence":0.82543945,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.08994513750076294},{"word":"that's","start":1254.815,"end":1254.8949,"confidence":0.9086914,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.0650525912642479},{"word":"eighteenth","start":1258.815,"end":1259.2949,"confidence":0.72436523,"punctuated_word":"eighteenth,","sentiment":"neutral","sentiment_score":-0.0515279546380043},{"word":"there's","start":1259.2949,"end":1259.5349,"confidence":0.8718262,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.10091214627027512},{"word":"a","start":1259.5349,"end":1259.615,"confidence":0.890625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10225216299295424},{"word":"tiny","start":1259.615,"end":1259.9349,"confidence":0.8618164,"punctuated_word":"tiny","sentiment":"neutral","sentiment_score":-0.118634432554245},{"word":"chance","start":1259.9349,"end":1260.2549,"confidence":0.9980469,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":-0.10629306733608246},{"word":"i","start":1260.2549,"end":1260.4149,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10447295010089874},{"word":"might","start":1260.4149,"end":1260.575,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.11244989931583405},{"word":"not","start":1260.575,"end":1260.815,"confidence":0.93847656,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07919307053089142},{"word":"answer","start":1260.815,"end":1261.315,"confidence":0.88378906,"punctuated_word":"answer.","sentiment":"neutral","sentiment_score":-0.102631077170372},{"word":"nineteenth","start":1261.68,"end":1262.16,"confidence":0.9111328,"punctuated_word":"Nineteenth,","sentiment":"neutral","sentiment_score":0.0053383889608085155},{"word":"i","start":1262.16,"end":1262.66,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2658332288265228},{"word":"i","start":1263.12,"end":1263.2001,"confidence":0.83251953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3309345245361328},{"word":"definitely","start":1263.2001,"end":1263.52,"confidence":0.99609375,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.3711170554161072},{"word":"will","start":1263.52,"end":1264.02,"confidence":1.0,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.302846759557724},{"word":"okay","start":1269.3601,"end":1269.8601,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0694865807890892},{"word":"how","start":1278.935,"end":1279.0951,"confidence":0.26611328,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.03625592589378357},{"word":"early","start":1279.0951,"end":1279.3351,"confidence":0.99316406,"punctuated_word":"early","sentiment":"neutral","sentiment_score":0.02391956001520157},{"word":"in","start":1279.3351,"end":1279.495,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02989613451063633},{"word":"the","start":1279.495,"end":1279.5751,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03430907055735588},{"word":"morning","start":1279.5751,"end":1280.0751,"confidence":0.9707031,"punctuated_word":"morning?","sentiment":"neutral","sentiment_score":0.046337611973285675},{"word":"like","start":1285.5751,"end":1285.9751,"confidence":0.64501953,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.07739828526973724},{"word":"if","start":1285.9751,"end":1286.135,"confidence":0.8125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06615503132343292},{"word":"you","start":1286.135,"end":1286.295,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04445592314004898},{"word":"can","start":1286.295,"end":1286.375,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04590587317943573},{"word":"do","start":1286.375,"end":1286.615,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0389416329562664},{"word":"08:30","start":1286.615,"end":1287.275,"confidence":0.87854004,"punctuated_word":"08:30?","sentiment":"neutral","sentiment_score":0.06005434691905975},{"word":"yeah","start":1289.3351,"end":1289.655,"confidence":0.75439453,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4846814274787903},{"word":"sweet","start":1289.655,"end":1290.155,"confidence":0.9692383,"punctuated_word":"Sweet.","sentiment":"positive","sentiment_score":0.5145964622497559},{"word":"mhmm","start":1311.255,"end":1311.755,"confidence":0.9588623,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.21190303564071655},{"word":"yeah","start":1325.23,"end":1325.63,"confidence":0.94384766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2144031673669815},{"word":"an","start":1325.63,"end":1325.7899,"confidence":0.8442383,"punctuated_word":"An","sentiment":"neutral","sentiment_score":0.2484903186559677},{"word":"hour","start":1325.7899,"end":1326.0299,"confidence":1.0,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":0.24865326285362244},{"word":"before","start":1326.0299,"end":1326.35,"confidence":0.9980469,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.2795651853084564},{"word":"was","start":1326.35,"end":1326.59,"confidence":0.5385742,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.3187246024608612},{"word":"good","start":1326.59,"end":1327.09,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.15428267419338226},{"word":"yeah","start":1366.765,"end":1367.265,"confidence":0.85009766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023581819608807564},{"word":"new","start":1387.26,"end":1387.74,"confidence":0.8359375,"punctuated_word":"New","sentiment":"neutral","sentiment_score":-0.06120213121175766},{"word":"one","start":1387.74,"end":1388.24,"confidence":0.6623535,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.05655902624130249},{"word":"no","start":1389.5,"end":1389.6599,"confidence":0.9807129,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14654956758022308},{"word":"i","start":1389.6599,"end":1389.82,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14128170907497406},{"word":"don't","start":1389.82,"end":1390.0599,"confidence":0.9926758,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1293826550245285},{"word":"think","start":1390.0599,"end":1390.2999,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.15025077760219574},{"word":"so","start":1390.2999,"end":1390.7999,"confidence":0.99902344,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.1261553019285202},{"word":"the","start":1393.055,"end":1393.295,"confidence":0.9614258,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.04903770238161087},{"word":"one","start":1393.295,"end":1393.4551,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.05171359330415726},{"word":"i've","start":1393.4551,"end":1393.775,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.07328351587057114},{"word":"got","start":1393.775,"end":1394.175,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.07908089458942413},{"word":"expires","start":1394.175,"end":1394.675,"confidence":0.5258789,"punctuated_word":"expires","sentiment":"neutral","sentiment_score":-0.07736791670322418},{"word":"in","start":1394.735,"end":1394.975,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.059992361813783646},{"word":"2027","start":1394.975,"end":1396.115,"confidence":0.95442706,"punctuated_word":"2027,","sentiment":"neutral","sentiment_score":-0.06765331327915192},{"word":"but","start":1396.895,"end":1397.055,"confidence":0.98828125,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07399625331163406},{"word":"i've","start":1397.055,"end":1397.2151,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.09102781862020493},{"word":"had","start":1397.2151,"end":1397.535,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.0906667709350586},{"word":"that","start":1397.535,"end":1397.615,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0697450116276741},{"word":"one","start":1397.615,"end":1397.935,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.07195741683244705},{"word":"for","start":1397.935,"end":1398.0951,"confidence":0.9614258,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.061236683279275894},{"word":"at","start":1398.0951,"end":1398.175,"confidence":0.9394531,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.10684370994567872},{"word":"least","start":1398.175,"end":1398.675,"confidence":0.99609375,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.09697642922401428},{"word":"at","start":1400.0951,"end":1400.3351,"confidence":0.9375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.10783076286315918},{"word":"least","start":1400.3351,"end":1400.5751,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.0991448238492012},{"word":"since","start":1400.5751,"end":1400.8151,"confidence":0.9921875,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.09004674851894379},{"word":"'22","start":1400.8151,"end":1401.635,"confidence":0.998291,"punctuated_word":"'22.","sentiment":"neutral","sentiment_score":-0.06731340289115906},{"word":"it's","start":1430.585,"end":1430.745,"confidence":0.7077637,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.15038661658763883},{"word":"weird","start":1430.745,"end":1431.245,"confidence":0.9572754,"punctuated_word":"weird.","sentiment":"neutral","sentiment_score":-0.1165330484509468},{"word":"yep","start":1439.28,"end":1439.78,"confidence":0.9309082,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02382769249379635},{"word":"yeah","start":1449.0399,"end":1449.52,"confidence":0.88720703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04674142226576805},{"word":"where","start":1449.52,"end":1449.6799,"confidence":0.9838867,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":0.03662889078259468},{"word":"do","start":1449.6799,"end":1449.84,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.045972563326358795},{"word":"i","start":1449.84,"end":1449.9199,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09510321915149687},{"word":"send","start":1449.9199,"end":1450.16,"confidence":0.7631836,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.07741440832614899},{"word":"that","start":1450.16,"end":1450.32,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.039981402456760406},{"word":"to","start":1450.32,"end":1450.725,"confidence":0.9724121,"punctuated_word":"to?","sentiment":"neutral","sentiment_score":0.0448698028922081},{"word":"mhmm","start":1456.8049,"end":1457.3049,"confidence":0.9885254,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.04051423817873001},{"word":"yep","start":1461.605,"end":1462.105,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2039058059453964},{"word":"cool","start":1467.34,"end":1467.84,"confidence":0.9848633,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4291082620620727},{"word":"sweet","start":1475.18,"end":1475.68,"confidence":0.7963867,"punctuated_word":"Sweet.","sentiment":"positive","sentiment_score":0.5150412321090698},{"word":"no","start":1485.645,"end":1485.9651,"confidence":0.7565918,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.28800278902053833},{"word":"that's","start":1485.9651,"end":1486.285,"confidence":0.8364258,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.136505126953125},{"word":"all","start":1486.285,"end":1486.525,"confidence":0.94921875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2058485746383667},{"word":"good","start":1486.525,"end":1487.025,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.10143376141786575},{"word":"sweet","start":1502.0969,"end":1502.417,"confidence":0.61676025,"punctuated_word":"Sweet.","sentiment":"positive","sentiment_score":0.7287991046905518},{"word":"cool","start":1502.417,"end":1502.917,"confidence":0.99365234,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.6862848997116089},{"word":"speak","start":1504.3369,"end":1504.5769,"confidence":0.3605957,"punctuated_word":"Speak","sentiment":"neutral","sentiment_score":0.04349038749933243},{"word":"to","start":1504.5769,"end":1504.7369,"confidence":0.9741211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1017378717660904},{"word":"you","start":1504.7369,"end":1504.817,"confidence":0.9526367,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18556246161460876},{"word":"then","start":1504.817,"end":1505.317,"confidence":0.984375,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.17984697222709656},{"word":"alright","start":1505.537,"end":1506.017,"confidence":0.795166,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.19150876998901367},{"word":"thank","start":1506.017,"end":1506.3369,"confidence":0.99609375,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7326441407203674},{"word":"you","start":1506.3369,"end":1506.8369,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6690387725830078},{"word":"bye","start":1507.617,"end":1508.117,"confidence":0.9589844,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.11676891893148422}],"paragraphs":{"transcript":"\nThe call has been forwarded to voice mail. The purse hello? Hello? Yes. Good.\n\nThanks. How are you? Yep. Yeah. Well, no.\n\nIt's alright. I'm just I'm just packing up, but I'm just hang got stuck at work a little bit longer than what I thought. I should be able to talk while I take my shit back to the car. Yeah. It's all good.\n\nYep. Yep. Jack Hawkins. Full name, dead bed. 1990.\n\nAnd I'm not sure if you guys got this address, but we live at 74 A Cassia Street, D Y. Okay. Cool. The patch up? No.\n\nNothing specific to Yep. Yeah. All good. Yep. By recently, we bought in October 24.\n\nYep. Yeah. So we got the place we were living in because I I renovated it and then I got it revalued and then, yeah, we got an equity release loan to use as a deposit for the place in Perth. Yep. So that's what that 821 what is it?\n\n182? Yep. And then the $5.00 4, that is the mortgage for the Perth. Yeah. And the $7.07 6 is just what we got left on the on our original bracelet, Percy.\n\nYeah. To answer that, no. Let me have a quick look. One sec. So I don't pay myself any super with my building, but with my fire and rescue job, I hold on a second.\n\nJust get it off. Thanks. For me, payslips. Just select. Okay.\n\nOkay. So I'm assuming it's the standard because I get yeah. Of the total payment for a fortnight, it's, like, 4,001, and they give me $5.10 a fortnight. I'm not gonna have to do the math. Yeah.\n\nOkay. Yep. Okay. Yep. Yeah.\n\nI just do Soul Trade stuff. I just work for myself. Oh, yeah. Yeah. But just like building carpentry stuff.\n\nYeah. Because it's been going up a fair bit each year, but this might Probably be about Yeah. Like that one. I usually have fire rescue probably about six sixty, sixty five. Yeah.\n\nBut I I I am I have made business, and I'll probably be paying myself a salary next financial year. But, yeah, I'm I'm just leaving it for this financial year anyway. Yeah. Yep. Yes.\n\nI do. I don't know. It's a really basic wheel. It was done for free by fire and rescue. So the five gauge employee what do they employees union Has a have have a lawyer, and they they do your basic one for free.\n\nSo I'm not exactly sure. I haven't read the final details, but I do have one. Yep. No. You said politically exposed?\n\nWhat what does that mean? No. No. Yes. Yep.\n\nYep. No. No. We won't be do we won't be doing much traveling. And we since we moved out, we moved out of our principal place of residence.\n\nWe've turned that well, now it's obviously investment property. We changed that to interest only. We're not gonna we won't be paying that down anymore anytime near future. Yeah. So, yeah, everything all our loans at the moment are interest only.\n\nWell, the the 776, the Freshy Freshy Place, it is I think it I think it can still classify it as your principal place for six years or something. In case you sell it, you still get the cable. So that is technically our still up principal place, but we don't live there. So for now, it's, yeah, a bit impromptu. Yeah.\n\nYeah. Yep. Yep. We don't live there. We get people renting the other two.\n\nYeah. We'd like to get another investment property, I guess, or like to get a maybe get a maybe sell it. Sell the two that we got. No. We probably think we need to get one more, wait another five years, and then open to buy a place where we live.\n\nYeah. Yes. Yeah. It's B six. Oh, yeah.\n\nYeah. You pay for it. Yep. Yeah. Yeah.\n\nJust high risk everything. I think the first one did last time. Yeah. Yeah. Yeah.\n\nIt's a couple of rough. Yeah. Yeah. Yep. Yep.\n\nNot exactly sure. If I get the plan, I'll be having only working if I have to, but I'm on 60, but, yeah, we'll see. Yeah. I mean, I yeah. I hardly doubt I'd stop doing anything.\n\nI'd probably still continue doing something. Yeah. Yeah. Yep. You pay a thousand bucks a week?\n\nOh, yes. By the column 60? It's like sounds like probably worth 10¢ by the time I'm there, the way inflation's going. Yes. I don't know.\n\nIt's hard to tell what inflation's gonna do, but probably more I'd be more happy if I show them, like, five. I think given yeah. I'll give it if it was today, I don't know. I reckon $2 a week would be better. Yeah.\n\nYep. Yeah. Cool. Yep. Yep.\n\nCool. Cool. Yeah. Was all my money put into that? Yeah.\n\nYeah. Yeah. That's interesting. Yep. And also, he keeps me in a job, produces lots of fires.\n\nYep. Yep. Yeah. Yep. Yep.\n\nMhmm. Okay. To call me? Yeah. About now.\n\nYeah. Any time during the week. About now. And four, 04:30. Yeah.\n\nEither either roll is fine. Yeah. Oh, yeah. Yeah. That's fine.\n\nOh, actually, do you say May 18? No. Yeah. That's that's eighteenth, there's a tiny chance I might not answer. Nineteenth, I I definitely will.\n\nOkay. How early in the morning? Like, if you can do 08:30? Yeah. Sweet.\n\nMhmm. Yeah. An hour before was good. Yeah. New one.\n\nNo. I don't think so. The one I've got expires in 2027, but I've had that one for at least at least since '22. It's weird. Yep.\n\nYeah. Where do I send that to? Mhmm. Yep. Cool.\n\nSweet. No. That's all good. Sweet. Cool.\n\nSpeak to you then. Alright. Thank you. Bye.","paragraphs":[{"sentences":[{"text":"The call has been forwarded to voice mail.","start":0.0,"end":2.08,"sentiment":"neutral","sentiment_score":-0.0060295793809928},{"text":"The purse hello?","start":2.08,"end":3.62,"sentiment":"neutral","sentiment_score":0.009779854367176691},{"text":"Hello?","start":4.7999997,"end":5.2999997,"sentiment":"neutral","sentiment_score":0.08931447565555573},{"text":"Yes.","start":6.56,"end":7.06,"sentiment":"neutral","sentiment_score":0.11297787725925446},{"text":"Good.","start":10.88,"end":11.12,"sentiment":"positive","sentiment_score":0.5215528011322021}],"sentiment":"neutral","sentiment_score":0.05035343443575714,"num_words":14,"start":0.0,"end":11.12},{"sentences":[{"text":"Thanks.","start":11.12,"end":11.44,"sentiment":"positive","sentiment_score":0.5483930110931396},{"text":"How are you?","start":11.44,"end":12.225,"sentiment":"neutral","sentiment_score":0.29875268538792926},{"text":"Yep.","start":19.105,"end":19.605,"sentiment":"neutral","sentiment_score":0.09363947808742525},{"text":"Yeah.","start":21.744999,"end":22.244999,"sentiment":"neutral","sentiment_score":0.10442135483026505},{"text":"Well, no.","start":24.225,"end":24.785,"sentiment":"neutral","sentiment_score":-0.12732639536261559}],"sentiment":"neutral","sentiment_score":0.17350738868117332,"num_words":8,"start":11.12,"end":24.785},{"sentences":[{"text":"It's alright.","start":24.785,"end":25.345001,"sentiment":"neutral","sentiment_score":-0.14854637533426285},{"text":"I'm just I'm just packing up, but I'm just hang got stuck at work a little bit longer than what I thought.","start":25.345001,"end":30.14,"sentiment":"neutral","sentiment_score":-0.27900808372280816},{"text":"I should be able to talk while I take my shit back to the car.","start":30.199999,"end":33.239998,"sentiment":"neutral","sentiment_score":-0.10793930068612098},{"text":"Yeah.","start":33.239998,"end":33.399998,"sentiment":"neutral","sentiment_score":0.23207926750183103},{"text":"It's all good.","start":33.399998,"end":34.219997,"sentiment":"positive","sentiment_score":0.4322883685429891}],"sentiment":"neutral","sentiment_score":-0.15175385417979817,"num_words":43,"start":24.785,"end":34.219997},{"sentences":[{"text":"Yep.","start":37.0,"end":37.5,"sentiment":"neutral","sentiment_score":0.091530941426754},{"text":"Yep.","start":45.515,"end":46.015,"sentiment":"neutral","sentiment_score":0.1341252624988556},{"text":"Jack Hawkins.","start":59.86,"end":60.68,"sentiment":"neutral","sentiment_score":-0.011072895489633082},{"text":"Full name, dead bed.","start":61.059998,"end":62.02,"sentiment":"neutral","sentiment_score":-0.04047094378620386},{"text":"1990.","start":62.02,"end":64.2,"sentiment":"neutral","sentiment_score":-0.00797339715063572}],"sentiment":"neutral","sentiment_score":0.003739248961210251,"num_words":9,"start":37.0,"end":64.2},{"sentences":[{"text":"And I'm not sure if you guys got this address, but we live at 74 A Cassia Street, D Y.","start":64.82,"end":69.675,"sentiment":"neutral","sentiment_score":0.0027220445685088635},{"text":"Okay.","start":72.315,"end":72.815,"sentiment":"neutral","sentiment_score":0.2153858244419098},{"text":"Cool.","start":73.755005,"end":74.255005,"sentiment":"positive","sentiment_score":0.3840872645378113},{"text":"The patch up?","start":87.84,"end":88.82,"sentiment":"neutral","sentiment_score":-0.013466964165369669},{"text":"No.","start":90.799995,"end":91.119995,"sentiment":"neutral","sentiment_score":-0.05815152823925018}],"sentiment":"neutral","sentiment_score":0.02136005998517458,"num_words":26,"start":64.82,"end":91.119995},{"sentences":[{"text":"Nothing specific to Yep.","start":91.119995,"end":94.17999,"sentiment":"neutral","sentiment_score":-0.031080454122275114},{"text":"Yeah.","start":94.56,"end":94.88,"sentiment":"neutral","sentiment_score":0.12506221234798431},{"text":"All good.","start":94.88,"end":95.619995,"sentiment":"neutral","sentiment_score":0.29266220331192017},{"text":"Yep.","start":107.785,"end":108.285,"sentiment":"neutral","sentiment_score":0.12780886888504028},{"text":"By recently, we bought in October 24.","start":124.165,"end":127.30501,"sentiment":"neutral","sentiment_score":0.03368789489780154}],"sentiment":"neutral","sentiment_score":0.06331259571015835,"num_words":15,"start":91.119995,"end":127.30501},{"sentences":[{"text":"Yep.","start":135.68,"end":136.18,"sentiment":"neutral","sentiment_score":0.033174093812704086},{"text":"Yeah.","start":148.17499,"end":148.495,"sentiment":"neutral","sentiment_score":0.017922373488545418},{"text":"So we got the place we were living in because I I renovated it and then I got it revalued and then, yeah, we got an equity release loan to use as a deposit for the place in Perth.","start":148.495,"end":161.795,"sentiment":"neutral","sentiment_score":0.022667613381949756},{"text":"Yep.","start":164.07,"end":164.57,"sentiment":"neutral","sentiment_score":0.10450802743434906},{"text":"So that's what that 821 what is it?","start":164.79,"end":167.03,"sentiment":"neutral","sentiment_score":0.06711204489693046}],"sentiment":"neutral","sentiment_score":0.03153075551614165,"num_words":50,"start":135.68,"end":167.03},{"sentences":[{"text":"182?","start":167.03,"end":168.01,"sentiment":"neutral","sentiment_score":0.007051430642604828},{"text":"Yep.","start":169.43,"end":169.83,"sentiment":"neutral","sentiment_score":0.02764420211315155},{"text":"And then the $5.00 4, that is the mortgage for the Perth.","start":169.83,"end":173.93,"sentiment":"neutral","sentiment_score":0.03309405238057176},{"text":"Yeah.","start":175.59,"end":175.83,"sentiment":"neutral","sentiment_score":0.09372261166572572},{"text":"And the $7.07 6 is just what we got left on the on our original bracelet, Percy.","start":175.83,"end":184.175,"sentiment":"neutral","sentiment_score":0.08557915095897282}],"sentiment":"neutral","sentiment_score":0.061887263727840036,"num_words":32,"start":167.03,"end":184.175},{"sentences":[{"text":"Yeah.","start":184.315,"end":184.815,"sentiment":"neutral","sentiment_score":0.1603904366493225},{"text":"To answer that, no.","start":199.62001,"end":200.74,"sentiment":"neutral","sentiment_score":-0.06014014407992363},{"text":"Let me have a quick look.","start":200.74,"end":202.6,"sentiment":"neutral","sentiment_score":-0.033739140878121056},{"text":"One sec.","start":203.06001,"end":203.88,"sentiment":"neutral","sentiment_score":-0.023693488910794258},{"text":"So I don't pay myself any super with my building, but with my fire and rescue job, I hold on a second.","start":211.405,"end":222.84499,"sentiment":"neutral","sentiment_score":-0.0679359741678292}],"sentiment":"neutral","sentiment_score":-0.052130954127226556,"num_words":35,"start":184.315,"end":222.84499},{"sentences":[{"text":"Just get it off.","start":222.84499,"end":223.805,"sentiment":"neutral","sentiment_score":-0.020015900023281574},{"text":"Thanks.","start":223.805,"end":224.305,"sentiment":"neutral","sentiment_score":0.09275709092617036},{"text":"For me, payslips.","start":227.54001,"end":228.92001,"sentiment":"neutral","sentiment_score":0.02083921494583289},{"text":"Just select.","start":230.74,"end":232.44,"sentiment":"neutral","sentiment_score":0.024944014847278595},{"text":"Okay.","start":233.70001,"end":234.1,"sentiment":"neutral","sentiment_score":0.02523775026202202}],"sentiment":"neutral","sentiment_score":0.013666992329738357,"num_words":11,"start":222.84499,"end":234.1},{"sentences":[{"text":"Okay.","start":234.1,"end":234.6,"sentiment":"neutral","sentiment_score":0.021568920463323593},{"text":"So I'm assuming it's the standard because I get yeah.","start":249.325,"end":254.52,"sentiment":"neutral","sentiment_score":0.0038063181564211845},{"text":"Of the total payment for a fortnight, it's, like, 4,001, and they give me $5.10 a fortnight.","start":254.52,"end":262.86,"sentiment":"neutral","sentiment_score":-0.024394843818085706},{"text":"I'm not gonna have to do the math.","start":264.44,"end":266.06,"sentiment":"neutral","sentiment_score":-0.03934065531939268},{"text":"Yeah.","start":272.605,"end":273.08502,"sentiment":"neutral","sentiment_score":0.1232885718345642}],"sentiment":"neutral","sentiment_score":-0.014770727394608076,"num_words":37,"start":234.1,"end":273.08502},{"sentences":[{"text":"Okay.","start":273.08502,"end":273.58502,"sentiment":"neutral","sentiment_score":0.10931527614593506},{"text":"Yep.","start":287.37997,"end":287.87997,"sentiment":"neutral","sentiment_score":0.06902411580085754},{"text":"Okay.","start":290.09998,"end":290.59998,"sentiment":"neutral","sentiment_score":0.13624092936515808},{"text":"Yep.","start":293.86,"end":294.36,"sentiment":"neutral","sentiment_score":0.13583046197891235},{"text":"Yeah.","start":302.785,"end":303.285,"sentiment":"neutral","sentiment_score":0.02141028642654419}],"sentiment":"neutral","sentiment_score":0.09436421394348145,"num_words":5,"start":273.08502,"end":303.285},{"sentences":[{"text":"I just do Soul Trade stuff.","start":308.625,"end":310.065,"sentiment":"neutral","sentiment_score":0.03229570357749859},{"text":"I just work for myself.","start":310.065,"end":311.20502,"sentiment":"neutral","sentiment_score":0.0515402153134346},{"text":"Oh, yeah.","start":312.145,"end":312.725,"sentiment":"neutral","sentiment_score":0.048235226422548294},{"text":"Yeah.","start":312.785,"end":313.11,"sentiment":"neutral","sentiment_score":0.05264730751514435},{"text":"But just like building carpentry stuff.","start":313.11,"end":323.41357,"sentiment":"neutral","sentiment_score":0.03574400922904412}],"sentiment":"neutral","sentiment_score":0.04075285568833351,"num_words":20,"start":308.625,"end":323.41357},{"sentences":[{"text":"Yeah.","start":324.87427,"end":325.37427,"sentiment":"neutral","sentiment_score":0.03586791083216667},{"text":"Because it's been going up a fair bit each year, but this might Probably be about Yeah.","start":326.835,"end":334.755,"sentiment":"neutral","sentiment_score":0.050023065770373625},{"text":"Like that one.","start":334.755,"end":335.395,"sentiment":"neutral","sentiment_score":0.028165103867650032},{"text":"I usually have fire rescue probably about six sixty, sixty five.","start":335.395,"end":340.615,"sentiment":"neutral","sentiment_score":0.029660990631038494},{"text":"Yeah.","start":347.08,"end":347.58,"sentiment":"neutral","sentiment_score":0.026869164779782295}],"sentiment":"neutral","sentiment_score":0.04011804249250528,"num_words":33,"start":324.87427,"end":347.58},{"sentences":[{"text":"But I I I am I have made business, and I'll probably be paying myself a salary next financial year.","start":347.63998,"end":355.365,"sentiment":"neutral","sentiment_score":0.05595153728500009},{"text":"But, yeah, I'm I'm just leaving it for this financial year anyway.","start":355.365,"end":357.865,"sentiment":"neutral","sentiment_score":0.05076091395070156},{"text":"Yeah.","start":368.72498,"end":369.22498,"sentiment":"neutral","sentiment_score":0.04821188002824783},{"text":"Yep.","start":372.48,"end":372.98,"sentiment":"neutral","sentiment_score":0.0873471349477768},{"text":"Yes.","start":389.145,"end":389.385,"sentiment":"neutral","sentiment_score":0.11080662906169891}],"sentiment":"neutral","sentiment_score":0.05641506734703269,"num_words":35,"start":347.63998,"end":389.385},{"sentences":[{"text":"I do.","start":389.385,"end":390.125,"sentiment":"neutral","sentiment_score":0.1342943161725998},{"text":"I don't know.","start":399.81003,"end":400.71002,"sentiment":"neutral","sentiment_score":-0.02986700398226579},{"text":"It's a really basic wheel.","start":400.93002,"end":402.37003,"sentiment":"neutral","sentiment_score":0.021051838621497156},{"text":"It was done for free by fire and rescue.","start":402.37003,"end":405.41,"sentiment":"neutral","sentiment_score":0.10513837304380205},{"text":"So the five gauge employee what do they employees union Has a have have a lawyer, and they they do your basic one for free.","start":405.41,"end":415.735,"sentiment":"neutral","sentiment_score":0.06670239672064782}],"sentiment":"neutral","sentiment_score":0.06586482020264323,"num_words":44,"start":389.385,"end":415.735},{"sentences":[{"text":"So I'm not exactly sure.","start":415.735,"end":416.85498,"sentiment":"neutral","sentiment_score":-0.004427322233095764},{"text":"I haven't read the final details, but I do have one.","start":416.85498,"end":419.275,"sentiment":"neutral","sentiment_score":0.002460077066313137},{"text":"Yep.","start":433.27,"end":433.77,"sentiment":"neutral","sentiment_score":0.08320677280426025},{"text":"No.","start":441.31497,"end":441.81497,"sentiment":"neutral","sentiment_score":-0.06311628967523575},{"text":"You said politically exposed?","start":443.79498,"end":445.335,"sentiment":"neutral","sentiment_score":-0.009547216352075338}],"sentiment":"neutral","sentiment_score":-0.0005988248052414167,"num_words":22,"start":415.735,"end":445.335},{"sentences":[{"text":"What what does that mean?","start":446.675,"end":447.97498,"sentiment":"neutral","sentiment_score":-0.055023881047964095},{"text":"No.","start":452.04,"end":452.54,"sentiment":"neutral","sentiment_score":-0.1373865157365799},{"text":"No.","start":458.0775,"end":458.5775,"sentiment":"neutral","sentiment_score":-0.13950690627098083},{"text":"Yes.","start":474.115,"end":474.615,"sentiment":"neutral","sentiment_score":-0.01532704383134842},{"text":"Yep.","start":487.05,"end":487.55,"sentiment":"neutral","sentiment_score":-0.11977984756231308}],"sentiment":"neutral","sentiment_score":-0.0763466354045603,"num_words":9,"start":446.675,"end":487.55},{"sentences":[{"text":"Yep.","start":513.13,"end":513.63,"sentiment":"neutral","sentiment_score":0.2567272186279297},{"text":"No.","start":523.73505,"end":524.23505,"sentiment":"neutral","sentiment_score":-0.1095261126756668},{"text":"No.","start":524.85504,"end":525.255,"sentiment":"neutral","sentiment_score":-0.13534274697303772},{"text":"We won't be do we won't be doing much traveling.","start":525.255,"end":527.995,"sentiment":"neutral","sentiment_score":-0.17681445479393004},{"text":"And we since we moved out, we moved out of our principal place of residence.","start":530.61505,"end":537.68,"sentiment":"neutral","sentiment_score":-0.05275621761878332}],"sentiment":"neutral","sentiment_score":-0.09098676618720804,"num_words":28,"start":513.13,"end":537.68},{"sentences":[{"text":"We've turned that well, now it's obviously investment property.","start":540.46,"end":543.6,"sentiment":"neutral","sentiment_score":0.056167578531636134},{"text":"We changed that to interest only.","start":544.62,"end":546.96,"sentiment":"neutral","sentiment_score":-0.009131896619995436},{"text":"We're not gonna we won't be paying that down anymore anytime near future.","start":548.125,"end":552.78503,"sentiment":"neutral","sentiment_score":-0.12701258006004187},{"text":"Yeah.","start":554.525,"end":555.025,"sentiment":"neutral","sentiment_score":0.008758257143199444},{"text":"So, yeah, everything all our loans at the moment are interest only.","start":555.24506,"end":558.30505,"sentiment":"neutral","sentiment_score":-0.011027670232579112}],"sentiment":"neutral","sentiment_score":-0.032293182911305895,"num_words":41,"start":540.46,"end":558.30505},{"sentences":[{"text":"Well, the the 776, the Freshy Freshy Place, it is I think it I think it can still classify it as your principal place for six years or something.","start":563.19,"end":574.55,"sentiment":"neutral","sentiment_score":0.08376555498047121},{"text":"In case you sell it, you still get the cable.","start":574.55,"end":576.675,"sentiment":"neutral","sentiment_score":0.028989669308066367},{"text":"So that is technically our still up principal place, but we don't live there.","start":576.915,"end":580.27496,"sentiment":"neutral","sentiment_score":0.005544653029314109},{"text":"So for now, it's, yeah, a bit impromptu.","start":580.27496,"end":581.975,"sentiment":"neutral","sentiment_score":0.02102059271419421},{"text":"Yeah.","start":593.57,"end":593.73,"sentiment":"neutral","sentiment_score":0.02203369140625}],"sentiment":"neutral","sentiment_score":0.04817615101684726,"num_words":62,"start":563.19,"end":593.73},{"sentences":[{"text":"Yeah.","start":593.73,"end":593.97,"sentiment":"neutral","sentiment_score":0.02587617188692093},{"text":"Yep.","start":593.97,"end":594.47,"sentiment":"neutral","sentiment_score":0.03600020706653595},{"text":"Yep.","start":594.93,"end":595.17,"sentiment":"neutral","sentiment_score":0.07296694815158844},{"text":"We don't live there.","start":595.17,"end":595.89,"sentiment":"neutral","sentiment_score":-0.04760657565202564},{"text":"We get people renting the other two.","start":595.89,"end":597.83,"sentiment":"neutral","sentiment_score":0.01601927195276533}],"sentiment":"neutral","sentiment_score":0.004039423440450004,"num_words":14,"start":593.73,"end":597.83},{"sentences":[{"text":"Yeah.","start":610.625,"end":610.945,"sentiment":"neutral","sentiment_score":0.012507682666182518},{"text":"We'd like to get another investment property, I guess, or like to get a maybe get a maybe sell it.","start":610.945,"end":622.10004,"sentiment":"neutral","sentiment_score":0.06387522034347057},{"text":"Sell the two that we got.","start":622.10004,"end":623.22003,"sentiment":"neutral","sentiment_score":0.016880403272807598},{"text":"No.","start":623.22003,"end":623.46,"sentiment":"neutral","sentiment_score":-0.21190956234931943},{"text":"We probably think we need to get one more, wait another five years, and then open to buy a place where we live.","start":623.46,"end":629.0,"sentiment":"neutral","sentiment_score":-0.06336340526847736}],"sentiment":"neutral","sentiment_score":-0.005450458320624688,"num_words":51,"start":610.625,"end":629.0},{"sentences":[{"text":"Yeah.","start":631.91504,"end":632.41504,"sentiment":"neutral","sentiment_score":0.007033143192529678},{"text":"Yes.","start":636.235,"end":636.735,"sentiment":"neutral","sentiment_score":-0.03390905633568764},{"text":"Yeah.","start":637.515,"end":638.015,"sentiment":"neutral","sentiment_score":-0.04308077692985535},{"text":"It's B six.","start":640.715,"end":641.695,"sentiment":"neutral","sentiment_score":-0.0168153860916694},{"text":"Oh, yeah.","start":642.235,"end":642.895,"sentiment":"neutral","sentiment_score":0.03562044911086559}],"sentiment":"neutral","sentiment_score":-0.00614524376578629,"num_words":8,"start":631.91504,"end":642.895},{"sentences":[{"text":"Yeah.","start":648.42,"end":648.82,"sentiment":"neutral","sentiment_score":0.08236771821975708},{"text":"You pay for it.","start":648.82,"end":649.88,"sentiment":"neutral","sentiment_score":0.11566079221665859},{"text":"Yep.","start":668.91504,"end":669.41504,"sentiment":"neutral","sentiment_score":0.04443889483809471},{"text":"Yeah.","start":671.075,"end":671.575,"sentiment":"neutral","sentiment_score":0.0266058836132288},{"text":"Yeah.","start":672.49,"end":672.73004,"sentiment":"neutral","sentiment_score":0.008269128389656544}],"sentiment":"neutral","sentiment_score":0.07804059924092144,"num_words":8,"start":648.42,"end":672.73004},{"sentences":[{"text":"Just high risk everything.","start":672.73004,"end":674.03,"sentiment":"neutral","sentiment_score":-0.04529774561524391},{"text":"I think the first one did last time.","start":674.49,"end":677.23004,"sentiment":"neutral","sentiment_score":-0.0003700333181768655},{"text":"Yeah.","start":681.69,"end":682.19,"sentiment":"neutral","sentiment_score":0.07790859043598175},{"text":"Yeah.","start":687.22504,"end":687.72504,"sentiment":"neutral","sentiment_score":0.022457405924797055},{"text":"Yeah.","start":688.505,"end":688.745,"sentiment":"neutral","sentiment_score":0.022839678451418877}],"sentiment":"neutral","sentiment_score":-0.0040630382796128595,"num_words":15,"start":672.73004,"end":688.745},{"sentences":[{"text":"It's a couple of rough.","start":688.745,"end":689.78503,"sentiment":"neutral","sentiment_score":-0.10263428073376417},{"text":"Yeah.","start":689.78503,"end":690.28503,"sentiment":"neutral","sentiment_score":-0.022527776658535004},{"text":"Yeah.","start":695.945,"end":696.445,"sentiment":"neutral","sentiment_score":0.08138476312160492},{"text":"Yep.","start":701.73,"end":702.23,"sentiment":"neutral","sentiment_score":0.05264245718717575},{"text":"Yep.","start":709.5825,"end":710.0825,"sentiment":"neutral","sentiment_score":0.06253013014793396}],"sentiment":"neutral","sentiment_score":-0.03768242554118236,"num_words":9,"start":688.745,"end":710.0825},{"sentences":[{"text":"Not exactly sure.","start":725.195,"end":726.975,"sentiment":"neutral","sentiment_score":-0.08495345960060756},{"text":"If I get the plan, I'll be having only working if I have to, but I'm on 60, but, yeah, we'll see.","start":727.515,"end":735.31,"sentiment":"neutral","sentiment_score":-0.05089857450432398},{"text":"Yeah.","start":738.17,"end":738.67,"sentiment":"neutral","sentiment_score":0.03706011548638344},{"text":"I mean, I yeah.","start":739.93,"end":740.81,"sentiment":"neutral","sentiment_score":0.008117918856441975},{"text":"I hardly doubt I'd stop doing anything.","start":740.81,"end":742.75,"sentiment":"neutral","sentiment_score":-0.09041528456977435}],"sentiment":"neutral","sentiment_score":-0.052378492404681606,"num_words":37,"start":725.195,"end":742.75},{"sentences":[{"text":"I'd probably still continue doing something.","start":742.81,"end":745.15,"sentiment":"neutral","sentiment_score":-0.04730790853500366},{"text":"Yeah.","start":747.425,"end":747.925,"sentiment":"neutral","sentiment_score":0.006563999690115452},{"text":"Yeah.","start":748.14496,"end":748.64496,"sentiment":"neutral","sentiment_score":0.10009392350912094},{"text":"Yep.","start":749.505,"end":750.005,"sentiment":"neutral","sentiment_score":0.3067873418331146},{"text":"You pay a thousand bucks a week?","start":758.97,"end":765.87,"sentiment":"neutral","sentiment_score":0.12593503296375275}],"sentiment":"neutral","sentiment_score":0.06319644028553739,"num_words":16,"start":742.81,"end":765.87},{"sentences":[{"text":"Oh, yes.","start":767.12994,"end":768.02997,"sentiment":"neutral","sentiment_score":0.0440213680267334},{"text":"By the column 60?","start":768.32996,"end":769.55,"sentiment":"neutral","sentiment_score":0.016931670950725675},{"text":"It's like sounds like probably worth 10¢ by the time I'm there, the way inflation's going.","start":770.49,"end":776.85504,"sentiment":"neutral","sentiment_score":-0.008873149597396454},{"text":"Yes.","start":778.195,"end":778.515,"sentiment":"neutral","sentiment_score":0.037029929459095},{"text":"I don't know.","start":778.515,"end":779.41504,"sentiment":"neutral","sentiment_score":-0.02586011340220769}],"sentiment":"neutral","sentiment_score":-0.0007151293940842151,"num_words":26,"start":767.12994,"end":779.41504},{"sentences":[{"text":"It's hard to tell what inflation's gonna do, but probably more I'd be more happy if I show them, like, five.","start":780.03503,"end":786.455,"sentiment":"neutral","sentiment_score":-0.041101445931763875},{"text":"I think given yeah.","start":788.71,"end":791.19,"sentiment":"neutral","sentiment_score":0.040298924781382084},{"text":"I'll give it if it was today, I don't know.","start":791.19,"end":795.47003,"sentiment":"neutral","sentiment_score":-0.018820422142744063},{"text":"I reckon $2 a week would be better.","start":795.47003,"end":797.45,"sentiment":"neutral","sentiment_score":-0.12385455332696438},{"text":"Yeah.","start":804.90497,"end":805.40497,"sentiment":"neutral","sentiment_score":-0.017061125487089157}],"sentiment":"neutral","sentiment_score":-0.04313719179481268,"num_words":44,"start":780.03503,"end":805.40497},{"sentences":[{"text":"Yep.","start":810.665,"end":811.165,"sentiment":"neutral","sentiment_score":0.05033799260854721},{"text":"Yeah.","start":827.47003,"end":827.97003,"sentiment":"positive","sentiment_score":0.5017510652542114},{"text":"Cool.","start":828.03,"end":828.53,"sentiment":"positive","sentiment_score":0.6646022796630859},{"text":"Yep.","start":863.22504,"end":863.72504,"sentiment":"neutral","sentiment_score":0.08366523683071136},{"text":"Yep.","start":894.265,"end":894.765,"sentiment":"neutral","sentiment_score":0.2951633334159851}],"sentiment":"neutral","sentiment_score":0.3191039815545082,"num_words":5,"start":810.665,"end":894.765},{"sentences":[{"text":"Cool.","start":894.825,"end":895.325,"sentiment":"positive","sentiment_score":0.421034038066864},{"text":"Cool.","start":912.845,"end":913.345,"sentiment":"neutral","sentiment_score":0.3139660358428955},{"text":"Yeah.","start":1001.905,"end":1002.405,"sentiment":"neutral","sentiment_score":0.15495365858078003},{"text":"Was all my money put into that?","start":1029.535,"end":1031.235,"sentiment":"neutral","sentiment_score":0.01541982511324542},{"text":"Yeah.","start":1031.455,"end":1031.955,"sentiment":"neutral","sentiment_score":-0.03655979037284851}],"sentiment":"neutral","sentiment_score":0.08739388344640081,"num_words":11,"start":894.825,"end":1031.955},{"sentences":[{"text":"Yeah.","start":1043.1599,"end":1043.6599,"sentiment":"neutral","sentiment_score":-0.12069328129291534},{"text":"Yeah.","start":1050.935,"end":1051.435,"sentiment":"neutral","sentiment_score":0.04812856391072273},{"text":"That's interesting.","start":1051.495,"end":1052.395,"sentiment":"neutral","sentiment_score":0.04126856289803982},{"text":"Yep.","start":1066.43,"end":1066.75,"sentiment":"neutral","sentiment_score":0.03952339291572571},{"text":"And also, he keeps me in a job, produces lots of fires.","start":1066.75,"end":1069.41,"sentiment":"neutral","sentiment_score":0.0130824352769802}],"sentiment":"neutral","sentiment_score":0.012146177920786774,"num_words":17,"start":1043.1599,"end":1069.41},{"sentences":[{"text":"Yep.","start":1099.66,"end":1100.16,"sentiment":"neutral","sentiment_score":-0.06195540353655815},{"text":"Yep.","start":1125.0,"end":1125.5,"sentiment":"neutral","sentiment_score":-0.10517440736293791},{"text":"Yeah.","start":1168.625,"end":1169.125,"sentiment":"neutral","sentiment_score":0.14861208200454712},{"text":"Yep.","start":1182.52,"end":1183.02,"sentiment":"positive","sentiment_score":0.4600751399993897},{"text":"Yep.","start":1186.2,"end":1186.7,"sentiment":"neutral","sentiment_score":0.17779229581356049}],"sentiment":"neutral","sentiment_score":0.12386994138360023,"num_words":5,"start":1099.66,"end":1186.7},{"sentences":[{"text":"Mhmm.","start":1201.135,"end":1201.5349,"sentiment":"neutral","sentiment_score":0.05704863369464874},{"text":"Okay.","start":1201.5349,"end":1202.0349,"sentiment":"neutral","sentiment_score":0.07244545966386795},{"text":"To call me?","start":1207.22,"end":1211.64,"sentiment":"neutral","sentiment_score":0.03562427250047525},{"text":"Yeah.","start":1212.0199,"end":1212.34,"sentiment":"neutral","sentiment_score":0.05600070580840111},{"text":"About now.","start":1212.34,"end":1213.08,"sentiment":"neutral","sentiment_score":0.054497234523296356}],"sentiment":"neutral","sentiment_score":0.05017026071436703,"num_words":8,"start":1201.135,"end":1213.08},{"sentences":[{"text":"Yeah.","start":1213.62,"end":1213.94,"sentiment":"neutral","sentiment_score":0.05820512771606445},{"text":"Any time during the week.","start":1213.94,"end":1215.46,"sentiment":"neutral","sentiment_score":0.0532498374581337},{"text":"About now.","start":1215.46,"end":1216.0199,"sentiment":"neutral","sentiment_score":0.05234404653310776},{"text":"And four, 04:30.","start":1216.0199,"end":1217.1599,"sentiment":"neutral","sentiment_score":0.042031627148389816},{"text":"Yeah.","start":1244.66,"end":1245.16,"sentiment":"neutral","sentiment_score":0.13024841248989105}],"sentiment":"neutral","sentiment_score":0.057123808500667415,"num_words":12,"start":1213.62,"end":1245.16},{"sentences":[{"text":"Either either roll is fine.","start":1245.2201,"end":1246.68,"sentiment":"neutral","sentiment_score":0.13598724603652954},{"text":"Yeah.","start":1247.615,"end":1248.115,"sentiment":"neutral","sentiment_score":0.08434473723173141},{"text":"Oh, yeah.","start":1248.6549,"end":1249.1349,"sentiment":"neutral","sentiment_score":0.1061248853802681},{"text":"Yeah.","start":1249.1349,"end":1249.375,"sentiment":"neutral","sentiment_score":0.18510757386684415},{"text":"That's fine.","start":1249.375,"end":1250.195,"sentiment":"neutral","sentiment_score":0.28218287229537964}],"sentiment":"neutral","sentiment_score":0.15690945969386536,"num_words":11,"start":1245.2201,"end":1250.195},{"sentences":[{"text":"Oh, actually, do you say May 18?","start":1250.8949,"end":1253.155,"sentiment":"neutral","sentiment_score":0.013291204082114356},{"text":"No.","start":1254.095,"end":1254.335,"sentiment":"neutral","sentiment_score":-0.06474310159683228},{"text":"Yeah.","start":1254.335,"end":1254.495,"sentiment":"neutral","sentiment_score":-0.045057523995637894},{"text":"That's that's eighteenth, there's a tiny chance I might not answer.","start":1254.495,"end":1261.315,"sentiment":"neutral","sentiment_score":-0.09394222633405165},{"text":"Nineteenth, I I definitely will.","start":1261.68,"end":1264.02,"sentiment":"neutral","sentiment_score":0.25521399145945906}],"sentiment":"neutral","sentiment_score":0.0090377308242023,"num_words":25,"start":1250.8949,"end":1264.02},{"sentences":[{"text":"Okay.","start":1269.3601,"end":1269.8601,"sentiment":"neutral","sentiment_score":0.0694865807890892},{"text":"How early in the morning?","start":1278.935,"end":1280.0751,"sentiment":"neutral","sentiment_score":0.0341436605900526},{"text":"Like, if you can do 08:30?","start":1285.5751,"end":1287.275,"sentiment":"neutral","sentiment_score":0.05548518213133017},{"text":"Yeah.","start":1289.3351,"end":1289.655,"sentiment":"positive","sentiment_score":0.4846814274787903},{"text":"Sweet.","start":1289.655,"end":1290.155,"sentiment":"positive","sentiment_score":0.5145964622497559}],"sentiment":"neutral","sentiment_score":0.11231384758970567,"num_words":14,"start":1269.3601,"end":1290.155},{"sentences":[{"text":"Mhmm.","start":1311.255,"end":1311.755,"sentiment":"neutral","sentiment_score":0.21190303564071655},{"text":"Yeah.","start":1325.23,"end":1325.63,"sentiment":"neutral","sentiment_score":0.2144031673669815},{"text":"An hour before was good.","start":1325.63,"end":1327.09,"sentiment":"neutral","sentiment_score":0.24994320869445802},{"text":"Yeah.","start":1366.765,"end":1367.265,"sentiment":"neutral","sentiment_score":0.023581819608807564},{"text":"New one.","start":1387.26,"end":1388.24,"sentiment":"neutral","sentiment_score":-0.058880578726530075}],"sentiment":"neutral","sentiment_score":0.15818429086357355,"num_words":10,"start":1311.255,"end":1388.24},{"sentences":[{"text":"No.","start":1389.5,"end":1389.6599,"sentiment":"neutral","sentiment_score":-0.14654956758022308},{"text":"I don't think so.","start":1389.6599,"end":1390.7999,"sentiment":"neutral","sentiment_score":-0.13676761090755463},{"text":"The one I've got expires in 2027, but I've had that one for at least at least since '22.","start":1393.055,"end":1401.635,"sentiment":"neutral","sentiment_score":-0.07815342788633547},{"text":"It's weird.","start":1430.585,"end":1431.245,"sentiment":"neutral","sentiment_score":-0.1334598325192928},{"text":"Yep.","start":1439.28,"end":1439.78,"sentiment":"neutral","sentiment_score":0.02382769249379635}],"sentiment":"neutral","sentiment_score":-0.08968989309613351,"num_words":27,"start":1389.5,"end":1439.78},{"sentences":[{"text":"Yeah.","start":1449.0399,"end":1449.52,"sentiment":"neutral","sentiment_score":0.04674142226576805},{"text":"Where do I send that to?","start":1449.52,"end":1450.725,"sentiment":"neutral","sentiment_score":0.05666171448926131},{"text":"Mhmm.","start":1456.8049,"end":1457.3049,"sentiment":"neutral","sentiment_score":0.04051423817873001},{"text":"Yep.","start":1461.605,"end":1462.105,"sentiment":"neutral","sentiment_score":0.2039058059453964},{"text":"Cool.","start":1467.34,"end":1467.84,"sentiment":"positive","sentiment_score":0.4291082620620727}],"sentiment":"neutral","sentiment_score":0.1060240015387535,"num_words":10,"start":1449.0399,"end":1467.84},{"sentences":[{"text":"Sweet.","start":1475.18,"end":1475.68,"sentiment":"positive","sentiment_score":0.5150412321090698},{"text":"No.","start":1485.645,"end":1485.9651,"sentiment":"neutral","sentiment_score":-0.28800278902053833},{"text":"That's all good.","start":1485.9651,"end":1487.025,"sentiment":"neutral","sentiment_score":0.14792915433645248},{"text":"Sweet.","start":1502.0969,"end":1502.417,"sentiment":"positive","sentiment_score":0.7287991046905518},{"text":"Cool.","start":1502.417,"end":1502.917,"sentiment":"positive","sentiment_score":0.6862848997116089}],"sentiment":"neutral","sentiment_score":0.2979871300714357,"num_words":7,"start":1475.18,"end":1502.917},{"sentences":[{"text":"Speak to you then.","start":1504.3369,"end":1505.317,"sentiment":"neutral","sentiment_score":0.12765942327678204},{"text":"Alright.","start":1505.537,"end":1506.017,"sentiment":"neutral","sentiment_score":0.19150876998901367},{"text":"Thank you.","start":1506.017,"end":1506.8369,"sentiment":"positive","sentiment_score":0.7008414566516876},{"text":"Bye.","start":1507.617,"end":1508.117,"sentiment":"neutral","sentiment_score":-0.11676891893148422}],"sentiment":"neutral","sentiment_score":0.2483825571835041,"num_words":8,"start":1504.3369,"end":1508.117}]}}]}],"paragraphs":{"transcript":"\nChannel 1: The call has been forwarded to voice mail. The purse hello?\n\nChannel 0: Good\n\nChannel 1: Hello?\n\nChannel 0: afternoon. Is this Jack?\n\nChannel 1: Yes.\n\nChannel 0: This is Veronica from Oakview Financial. How are you?\n\nChannel 1: Good. Thanks. How are you?\n\nChannel 0: Good. I had you booked in to go over your annual review. Is now still a good time for you?\n\nChannel 1: Yep.\n\nChannel 0: Sure. We can\n\nChannel 1: Yeah.\n\nChannel 0: reschedule. If now is not a good time, that's fine.\n\nChannel 1: Well, no. It's alright. I'm just I'm just packing up, but I'm just hang got stuck at work a little bit longer than what I thought. I should be able to talk while I take my shit back to the car. Yeah.\n\nIt's all good.\n\nChannel 0: Yeah. Alright. Well, I'll tryna make it quick for you.\n\nChannel 1: Yep.\n\nChannel 0: But before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.\n\nChannel 1: Yep.\n\nChannel 0: Perfect. And just for security purposes, just so that I can confirm I am speaking with the right person, could I just get you to confirm your full name, date of birth, and address, please?\n\nChannel 1: Jack Hawkins. Full name, dead bed. 1990.\n\nChannel 0: Yeah?\n\nChannel 1: And I'm not sure if you guys got this address, but we live at 74 A Cassia Street, D Y.\n\nChannel 0: Yep. That's the one I have here as well. We have updated\n\nChannel 1: Okay.\n\nChannel 0: that one, so that's\n\nChannel 1: Cool.\n\nChannel 0: good. Now before I do kind of jump into the under review there with you, I do like to start by asking if there is anything specific that you were hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of a catch up\n\nChannel 1: The\n\nChannel 0: and\n\nChannel 1: patch\n\nChannel 0: see what's\n\nChannel 1: up?\n\nChannel 0: happened in the last twelve months?\n\nChannel 1: No. Nothing specific to\n\nChannel 0: Nope.\n\nChannel 1: Yep. Yeah.\n\nChannel 0: Perfect.\n\nChannel 1: All good.\n\nChannel 0: No worries. Now I know that you kinda went through a bit of the fact find out with my colleague Jordan when she booked you in. So that saves a little bit of time, so thank you for doing that. I just\n\nChannel 1: Yep.\n\nChannel 0: need to reconfirm a couple of the information here. Now let me see here. With your assets, I do wanna just triple check. So you guys recently bought an investment property?\n\nChannel 1: By recently, we bought in October 24.\n\nChannel 0: Okay. Yep. And I also have a little note here that you have a 100 and\n\nChannel 1: Yep.\n\nChannel 0: 82,000 in equity release loan. Is that you took out an additional 182 of your main property. Is that what happened, or is it a separate loan for it?\n\nChannel 1: Yeah. So we got the place we were living in\n\nChannel 0: Mhmm.\n\nChannel 1: because I I renovated it and then I got it revalued and then, yeah, we got an equity release loan to use as a deposit for the place in Perth.\n\nChannel 0: Yep. Perfect. So you\n\nChannel 1: Yep.\n\nChannel 0: so\n\nChannel 1: So that's\n\nChannel 0: is that\n\nChannel 1: what that\n\nChannel 0: why\n\nChannel 1: 821 what is it? 182?\n\nChannel 0: 182. Yeah.\n\nChannel 1: Yep. And then the $5.00 4, that is\n\nChannel 0: Yep.\n\nChannel 1: the mortgage for the Perth.\n\nChannel 0: Okay. Perfect.\n\nChannel 1: Yeah. And the $7.07 6 is just what we got left on the on our original\n\nChannel 0: Yep. Okay.\n\nChannel 1: bracelet,\n\nChannel 0: Perfect.\n\nChannel 1: Percy. Yeah.\n\nChannel 0: Yep. Great. That makes sense. Otherwise, when it comes to contributions, your employer pays you that standard 12% employer contributions, or do you have a special, like, EBA or something in place?\n\nChannel 1: To answer that, no. Let me have a quick look. One\n\nChannel 0: Mhmm.\n\nChannel 1: sec. So I don't pay myself any super with my building,\n\nChannel 0: Yep.\n\nChannel 1: but with my fire and rescue job,\n\nChannel 0: Yep.\n\nChannel 1: I hold on a second. Just get it off. Thanks.\n\nChannel 0: Mhmm.\n\nChannel 1: For me, payslips. Just select. Okay. Okay. So I'm assuming it's the standard\n\nChannel 0: Okay. Yeah.\n\nChannel 1: because\n\nChannel 0: Often\n\nChannel 1: I get yeah. Of the total payment for a fortnight, it's, like, 4,001, and they give me $5.10 a fortnight.\n\nChannel 0: Okay. Yeah.\n\nChannel 1: I'm not\n\nChannel 0: Often\n\nChannel 1: gonna have to\n\nChannel 0: it\n\nChannel 1: do the\n\nChannel 0: is\n\nChannel 1: math.\n\nChannel 0: no. That's all good. You can leave that with me. Often it is like, the minimum is 12, so that's what most employers do.\n\nChannel 1: Yeah.\n\nChannel 0: It's\n\nChannel 1: Okay.\n\nChannel 0: just some if you have, like, a some government, nurses, school teachers, or if you kind of sometimes work on, like, the mine side, so they have, like, a special EVA in place that that gives them access to, like, a little bit additional. Often,\n\nChannel 1: Yep.\n\nChannel 0: when that is the case, so people know about it because\n\nChannel 1: Okay.\n\nChannel 0: it's kind of like a selling point that they let you know.\n\nChannel 1: Yep.\n\nChannel 0: So okay. Perfect. Now you did say that you drew so do you have two occupations? So the firefighter and then did you say building?\n\nChannel 1: Yeah.\n\nChannel 0: Okay. And with the is that a builder? Like\n\nChannel 1: I\n\nChannel 0: a\n\nChannel 1: just\n\nChannel 0: carpenter?\n\nChannel 1: do Soul Trade stuff. I just work for myself.\n\nChannel 0: Oh, yeah.\n\nChannel 1: Oh, yeah. Yeah. But just\n\nChannel 0: Yep. Perfect.\n\nChannel 1: like\n\nChannel 0: And do you pay yourself\n\nChannel 1: building\n\nChannel 0: like, how much would you say income wise\n\nChannel 1: carpentry\n\nChannel 0: you get from that? Obviously, I know it probably\n\nChannel 1: stuff.\n\nChannel 0: fluctuates a little bit, but\n\nChannel 1: Yeah. Because it's been going up a fair bit each year, but this might\n\nChannel 0: that's good.\n\nChannel 1: Probably be about Yeah. Like that one. I usually have fire rescue probably about six sixty, sixty five.\n\nChannel 0: Alright. Perfect. And you said that's obviously set up as a sole trader, so you don't pay yourself contributions. That's just from\n\nChannel 1: Yeah.\n\nChannel 0: your firefighter.\n\nChannel 1: But I I\n\nChannel 0: Yep.\n\nChannel 1: I am I have made business, and I'll probably be paying myself a salary\n\nChannel 0: Okay.\n\nChannel 1: next financial year. But, yeah, I'm I'm just leaving it for this financial year anyway.\n\nChannel 0: Yeah. Okay. Perfect. That's good. Otherwise, when it comes to health and lifestyle, do you have private health insurance in place?\n\nChannel 1: Yeah.\n\nChannel 0: Yes. And that is hospital as well?\n\nChannel 1: Yep.\n\nChannel 0: Yes. Great. Perfect. Especially with, obviously, you being a high income earner. Don't wanna be paying additional tax if you don't have to.\n\nEstate planning wise, do you have a will or power of attorney in place?\n\nChannel 1: Yes. I do.\n\nChannel 0: Yep. Okay. Amazing. And that's does that include the investment property as well? Do you know?\n\nChannel 1: I don't know. It's\n\nChannel 0: No.\n\nChannel 1: a\n\nChannel 0: That's\n\nChannel 1: really\n\nChannel 0: okay.\n\nChannel 1: basic wheel. It was done for free\n\nChannel 0: Yep.\n\nChannel 1: by fire and rescue. So the\n\nChannel 0: Yep.\n\nChannel 1: five gauge employee what do they employees union\n\nChannel 0: Yep.\n\nChannel 1: Has a\n\nChannel 0: Yep.\n\nChannel 1: have have a lawyer, and they they do your basic one for free. So I'm not exactly sure. I haven't read the final details, but I do have one.\n\nChannel 0: Yeah. Okay. No. Perfect. Otherwise, when it comes to your superannuation, I do have here that if something ever were to happen to you, you have nominated Natalie to receive everything.\n\nYou're still happy with that?\n\nChannel 1: Yep.\n\nChannel 0: Yeah. Amazing. And are you politically exposed at all or earn an income overseas?\n\nChannel 1: No.\n\nChannel 0: No. Okay. Great.\n\nChannel 1: You said politically exposed?\n\nChannel 0: Yes.\n\nChannel 1: What what does that mean?\n\nChannel 0: Most people ask me the same, to be honest. Basically,\n\nChannel 1: No.\n\nChannel 0: are you directly involved heavily in politics? No. No.\n\nChannel 1: No.\n\nChannel 0: And often, it's people like, oh, that's a weird one. And it's like it's usually just because if it is that you are very heavy in politics, it is good for us to know, especially if there is, like, lump sum income or anything like that to kind of keep an eye on.\n\nChannel 1: Yes.\n\nChannel 0: But then, also, there could be a higher chance. Obviously, we have pretty good security and privacy in place, but it's good to know because there can be chances of people having a high chance of trying to pretend to be you and stuff like that. So it's just a\n\nChannel 1: Yep.\n\nChannel 0: little flag from our end. But, yeah, I do get asked that a lot. What does that mean, and why do you need to know that? Sorry. You're you're not the first one.\n\nOtherwise, when it comes to goals, stuff that you guys are working through it, Obviously, I think last time, when we guys did a bit of, an update on review and everything like that, the main goal was to buy an investment property, which you guys obviously did, which is great.\n\nChannel 1: Yep.\n\nChannel 0: Otherwise, it was just to try to focus on paying down the mortgage and do some traveling. Is that still kind of the focus otherwise, or what are you guys kind of working\n\nChannel 1: No.\n\nChannel 0: for?\n\nChannel 1: No.\n\nChannel 0: Okay.\n\nChannel 1: We won't be do we won't be doing much traveling. And we since we moved out, we\n\nChannel 0: Mhmm.\n\nChannel 1: moved out\n\nChannel 0: Mhmm.\n\nChannel 1: of our principal place of residence.\n\nChannel 0: Yep.\n\nChannel 1: We've turned that well, now it's obviously investment property.\n\nChannel 0: Mhmm.\n\nChannel 1: We changed that to interest only.\n\nChannel 0: Yep. Okay.\n\nChannel 1: We're not gonna we won't be paying that down anymore anytime near future.\n\nChannel 0: Yep.\n\nChannel 1: Yeah. So, yeah, everything\n\nChannel 0: So do you\n\nChannel 1: all our loans at the moment are interest only.\n\nChannel 0: okay. So do you are they both investment properties, or is still one still\n\nChannel 1: Well, the the 776, the Freshy Freshy Place, it is I think it I think it can still classify it as your principal place for six years\n\nChannel 0: mhmm. Mhmm. Yes. It\n\nChannel 1: or\n\nChannel 0: is.\n\nChannel 1: something.\n\nChannel 0: Yep.\n\nChannel 1: In case you sell\n\nChannel 0: Yes.\n\nChannel 1: it, you still get the cable. So that is technically our still up principal place, but we don't live there.\n\nChannel 0: Okay.\n\nChannel 1: So for now, it's, yeah, a\n\nChannel 0: Okay.\n\nChannel 1: bit impromptu.\n\nChannel 0: Yeah. Okay. No no problem. But, otherwise, where you guys are currently leaving is that in D Y. So if we need to send any mail or anything like that, that's the D Y place?\n\nChannel 1: Yeah. Yeah. Yep.\n\nChannel 0: Yep. Okay.\n\nChannel 1: Yep.\n\nChannel 0: Great.\n\nChannel 1: We don't live there. We get people renting the other two.\n\nChannel 0: Yep. No. Perfect. What, I guess, are things that you guys are working towards in the next couple of years? Do you have any goals otherwise?\n\nChannel 1: Yeah. We'd like to get another investment property, I guess, or\n\nChannel 0: Mhmm.\n\nChannel 1: like to get a maybe get a maybe sell it. Sell the two that\n\nChannel 0: Mhmm.\n\nChannel 1: we got. No. We probably think we need to get one more, wait another five\n\nChannel 0: Okay.\n\nChannel 1: years, and then open to buy a place where we live.\n\nChannel 0: Yep. So just kind of expand the property portfolio, especially\n\nChannel 1: Yeah.\n\nChannel 0: down in I mean, property prices have gone up everywhere, but but down in\n\nChannel 1: Yes.\n\nChannel 0: Sydney, it's it's\n\nChannel 1: Yeah.\n\nChannel 0: quite bad sometimes, especially Northern Beaches. I used to\n\nChannel 1: It's\n\nChannel 0: live in\n\nChannel 1: B\n\nChannel 0: Mossman.\n\nChannel 1: six. Oh, yeah.\n\nChannel 0: So I was in the Northern Beaches a fair bit. So, yeah, Dee White And Freshwater is beautiful, but, yeah, it does cost a bit.\n\nChannel 1: Yeah. You pay for it.\n\nChannel 0: Mhmm. Alright. Perfect. Now the next thing I do wanna run over quickly with you, it is just an updated risk profile questionnaire. All multiple choice to make it nice and easy.\n\nNo right or wrong answer. And it's just to see if we need to make any changes to your risk profile in your super. Okay?\n\nChannel 1: Yep.\n\nChannel 0: Now that\n\nChannel 1: Yeah. Yeah. Just high risk everything. I think the\n\nChannel 0: Yeah?\n\nChannel 1: first one\n\nChannel 0: Okay.\n\nChannel 1: did last\n\nChannel 0: Because at the\n\nChannel 1: time.\n\nChannel 0: moment, yeah, at the moment, you are invested in a high growth portfolio.\n\nChannel 1: Yeah.\n\nChannel 0: And are you still you still remember kind of what it means to be a high growth investor, and you're still comfortable\n\nChannel 1: Yeah.\n\nChannel 0: with all of that? Yeah.\n\nChannel 1: Yeah. It's\n\nChannel 0: Okay.\n\nChannel 1: a couple of rough. Yeah.\n\nChannel 0: And, obviously, from a time frame point of view, you do have plenty of time until retirement.\n\nChannel 1: Yeah.\n\nChannel 0: And in a high growth portfolio, typically, we want to see a minimum of eight\n\nChannel 1: Yep.\n\nChannel 0: years in re until retirement, just making sure you have enough time in the market, which you certainly do. So if you're comfortable with that, we'll\n\nChannel 1: Yep.\n\nChannel 0: leave it in high growth. Otherwise, is your plan to kind of access super at 65 still, or do you think you'd wanna retire at 60 when you can access your super, or what do you think your plan might be?\n\nChannel 1: Not exactly sure. If I get the plan, I'll be having only working if I have to, but\n\nChannel 0: Yep.\n\nChannel 1: I'm on 60, but, yeah,\n\nChannel 0: Yep.\n\nChannel 1: we'll see.\n\nChannel 0: So ideally, 60, but if not, we'll\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. Okay. And do\n\nChannel 1: I\n\nChannel 0: you\n\nChannel 1: mean,\n\nChannel 0: think\n\nChannel 1: I\n\nChannel 0: about\n\nChannel 1: yeah.\n\nChannel 0: a thousand\n\nChannel 1: I hardly doubt I'd stop doing anything. I'd probably still continue doing something.\n\nChannel 0: yeah. Maybe just, like, reduce hours or\n\nChannel 1: Yeah.\n\nChannel 0: something.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Yep.\n\nChannel 0: And a thousand dollars per week I have here is an ideal income for you during retirement. Do you think that is still\n\nChannel 1: You\n\nChannel 0: achievable, or do you think you would need a bit more, obviously, with rising prices and everything like that\n\nChannel 1: pay\n\nChannel 0: through\n\nChannel 1: a thousand bucks a week?\n\nChannel 0: Yes.\n\nChannel 1: Oh, yes. By the column 60? It's like sounds\n\nChannel 0: Do\n\nChannel 1: like\n\nChannel 0: you\n\nChannel 1: probably\n\nChannel 0: want me to\n\nChannel 1: worth\n\nChannel 0: change\n\nChannel 1: 10¢\n\nChannel 0: it to, like,\n\nChannel 1: by\n\nChannel 0: two\n\nChannel 1: the time\n\nChannel 0: thousand\n\nChannel 1: I'm there,\n\nChannel 0: or something?\n\nChannel 1: the way inflation's going.\n\nChannel 0: Yeah. And\n\nChannel 1: Yes.\n\nChannel 0: this is\n\nChannel 1: I\n\nChannel 0: just\n\nChannel 1: don't\n\nChannel 0: for\n\nChannel 1: know.\n\nChannel 0: you as well?\n\nChannel 1: It's hard to tell what inflation's gonna do, but probably more I'd be more happy\n\nChannel 0: If\n\nChannel 1: if\n\nChannel 0: you\n\nChannel 1: I show\n\nChannel 0: think\n\nChannel 1: them, like, five.\n\nChannel 0: yeah. And if you think\n\nChannel 1: I think\n\nChannel 0: in, like,\n\nChannel 1: given\n\nChannel 0: today's\n\nChannel 1: yeah. I'll\n\nChannel 0: today's\n\nChannel 1: give it if\n\nChannel 0: dollar\n\nChannel 1: it was\n\nChannel 0: value\n\nChannel 1: today,\n\nChannel 0: mhmm.\n\nChannel 1: I don't know. I reckon $2 a week would be better.\n\nChannel 0: Yeah. And that's honestly what most people it it tends to fluctuate between a thousand and 2, even up to $2.05, depending\n\nChannel 1: Yeah.\n\nChannel 0: on how extravagant you obviously want your retirement, but also how much debt and assets you have.\n\nChannel 1: Yep.\n\nChannel 0: Obviously, if you guys are planning on building out your investment property portfolio, you probably will have quite a few assets that are kind of self funding itself. So the way you guys are going, you're on a good direction for that anyway, and then if you have more income coming from that as well.\n\nChannel 1: Yeah. Cool.\n\nChannel 0: Yep. Perfect. Now I have just sent you an email as well. You don't have to access it now if you're a bit busy, but have a look through it later. If you have any questions, let me know.\n\nIt is pretty straightforward, though. In the email, I have included one is a Vanguard index chart. You may have probably seen this one before, but it is just a good visual representation of what we are talking about when we're talking about the market. And it basically tells you that over the long term, market always goes up. The short term, there will be some ups and downs and market fluctuations.\n\nChannel 1: Yep.\n\nChannel 0: Now you will also have through documents. These are more your compliance documents. You'll have an Oakview financial services guide and then a services guide. Again, you would have seen this one before. It's just a bit of an updated version.\n\nNone of the important information has changed, but we've had a bit of an update to our marketing. So a bit more updated photos of all the advisers and the directors and stuff and a bit of an extension to the team, which is great.\n\nChannel 1: Yep. Cool.\n\nChannel 0: Now you also have a super summary, which just shows you your current superannuation, which you have with Hub twenty four. And you do have a 151,000 or $293 in there.\n\nChannel 1: Cool.\n\nChannel 0: Now the last thing is then a performance report that just basically shows you what's happened in the last twelve months, and it breaks down all your individual investments and how they have all performed after fees. Basically, with your portfolio, it's even though we've had a lot of market volatility the last twelve months. First, obviously, we had everything in The US with Trump and tariffs and everything with a little bit of fluctuation, and more recently, everything going on with the war as well. We are seeing a bit of market volatility and different mix performances across different sectors globally. Despite that, though, after fees, your portfolio is still up, which is great.\n\nNow it is up by about 5.53%, which we're not too concerned about given what has happened in the market in the last twelve months. Now because you are as well in a high growth portfolio, it is designed to focus on your long term capital growth rather than, obviously, short term stability. So, basically, what it means is that year to year, particularly where the portfolio comes to growth sector such as, say, technology, robotics, and AI that you do have in your portfolio. Some years will see a bit more fluctuation, but the goal obviously is long term to give you that growth.\n\nChannel 1: Yeah.\n\nChannel 0: Now, basically, if we're breaking down the different sectors, so we have seen really strong performance from areas like your US equity and also technology related investments. So some of your portfolio you have one portfolio in there that's called battery tech and lithium. That one is up by a 112%, so that is crazy. Sorry. How your portfolio is designed, it is to\n\nChannel 1: Was\n\nChannel 0: complement\n\nChannel 1: all my money\n\nChannel 0: each\n\nChannel 1: put\n\nChannel 0: other\n\nChannel 1: into\n\nChannel 0: as\n\nChannel 1: that?\n\nChannel 0: well.\n\nChannel 1: Yeah.\n\nChannel 0: Well, a couple of years ago, it was not so good. The reason why that one has taken through the roof at the moment and that's why it is your speculative investment, so it is when you have a little bit less in in order\n\nChannel 1: Yeah.\n\nChannel 0: to trying to take advantage of that. Now if we put everything in that a couple of years ago, it would not have been happy. Whereas now, it's fantastic.\n\nChannel 1: Yeah. That's\n\nChannel 0: And\n\nChannel 1: interesting.\n\nChannel 0: yeah. Well, it's a good question, though. Some people say that. But it's also because, obviously, your your lithium, so everything going over the fuel prices, obviously, that produces the batteries and everything for electric vehicles,\n\nChannel 1: Yep.\n\nChannel 0: which is\n\nChannel 1: And\n\nChannel 0: why\n\nChannel 1: also,\n\nChannel 0: that's\n\nChannel 1: he keeps\n\nChannel 0: also\n\nChannel 1: me in\n\nChannel 0: taken.\n\nChannel 1: a job, produces lots of fires.\n\nChannel 0: Exactly. So, yeah, there there's obviously been a bit of a bit of a mix in terms of the portfolio. But what we always want to do is despite that it's a high growth and despite overall it's it's holding up really good, we wanna also make sure that if there is any investment in your portfolio that is slightly underperforming despite what's going on in the market, we wanna make sure we review it and potentially look at changing things for you. Because things don't\n\nChannel 1: Yep.\n\nChannel 0: always stay the same with, obviously, the market and everything like that, and it is good to do updated research. Now, for example, one of the investments in your portfolio, for your Benelon Australian equity, we've done a lot of research on, and at the moment, we are looking at potentially changing that for some better options. Now that was one that was underperforming recently. And if it\n\nChannel 1: Yep.\n\nChannel 0: is underperforming, and how that one is different to your other investments is that it is a managed fund. So, basically, they are actively buying and selling different investments in order to try to outperform the market. Because it is the active management, it tend to cost a little bit more, And, usually, it is worth it because you are outperforming the market. But in this instant, more recently, they've been a little bit slower in making those investment changes. And if that is the case and we foresee that they are going to be a little bit slower, then there's no point having it in an option where you're paying a little bit more in fees if they're not giving you that return in return.\n\nDoes that make sense?\n\nChannel 1: Yeah.\n\nChannel 0: Yep. So if you are happy for me to do so, I would like to do a little bit more research on that Benelung investment and see if I can find a better option that's going to give you a little bit better returns moving forward and put you\n\nChannel 1: Yep.\n\nChannel 0: in a better position. Are you happy for me to do that?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now it will take me about a week, a little bit less to put that research together, and then I'll go through the proposal with you, and then you can let me know what you think.\n\nChannel 1: Mhmm. Okay.\n\nChannel 0: When is usually a best time for you, Jack?\n\nChannel 1: To call\n\nChannel 0: Yes.\n\nChannel 1: me? Yeah. About now.\n\nChannel 0: About\n\nChannel 1: Yeah. Any\n\nChannel 0: now.\n\nChannel 1: time\n\nChannel 0: Okay.\n\nChannel 1: during the week. About now. And\n\nChannel 0: Okay.\n\nChannel 1: four, 04:30.\n\nChannel 0: Okay. Let me have a look. So next week, I am fully booked, actually. I don't have a single spot, but let me see the the following week. I could do I could do 04:30 on either Monday, May 18, or Tuesday, May 19, if either of those would work for you.\n\nChannel 1: Yeah. Either either roll is fine.\n\nChannel 0: Either way?\n\nChannel 1: Yeah.\n\nChannel 0: Okay. Well, my\n\nChannel 1: Oh, yeah. Yeah. That's fine.\n\nChannel 0: sure.\n\nChannel 1: Oh, actually, do you say May 18?\n\nChannel 0: Yeah. Or\n\nChannel 1: No.\n\nChannel 0: nineteenth.\n\nChannel 1: Yeah. That's that's eighteenth, there's a tiny chance I might not answer. Nineteenth,\n\nChannel 0: Okay.\n\nChannel 1: I I definitely will.\n\nChannel 0: You will okay. Well, why don't we do the nineteenth?\n\nChannel 1: Okay.\n\nChannel 0: And I can do, yeah, I can do 04:30, or I do have mornings if that but you preferred afternoon, didn't you?\n\nChannel 1: How early in the morning?\n\nChannel 0: I can do from 8AM.\n\nChannel 1: Like, if you can do 08:30?\n\nChannel 0: Yeah. Perfect. Yep.\n\nChannel 1: Yeah. Sweet.\n\nChannel 0: And alright. So I'll just book that in on, say, the nineteenth at 08:30. It should be fairly quick just to kind of run through any changes in the investment. I'll run through if there's any, you know, capital gains tax with changing fees and returns and stuff like that so you can actually see it as well.\n\nChannel 1: Mhmm.\n\nChannel 0: And then we can see that moving forward. Would you like a reminder text sent, like, two hours oh, it's probably a bit early, an hour before or the day before if something comes up?\n\nChannel 1: Yeah. An hour before was good.\n\nChannel 0: An hour before? Okay. Perfect. If anything does come up and you have to, you know, get caught out of work or something like that, just let me know, and I'll see if I can get it reshuffled for you. Otherwise, that is all booked in on Tuesday, May 19 at 08:30.\n\nNow that was basically all of the documents I had to run through with you. Now I can see, obviously, here that you don't have any insurances in place. Obviously, with your occupation, it's a bit risky for the insurance. But are you still happy, obviously, with no insurances and comfortable with that?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. Perfect. And I can see here as well that we have at the moment the only thing outstanding for you is that your ID that we have on file has expired. Have you recently received a new copy at all of a driver's license? I'm\n\nChannel 1: New\n\nChannel 0: not sure.\n\nChannel 1: one. No. I don't think so.\n\nChannel 0: No. Let me see here because I\n\nChannel 1: The\n\nChannel 0: think\n\nChannel 1: one I've got expires in 2027, but I've had\n\nChannel 0: alright.\n\nChannel 1: that one for at least at least since '22.\n\nChannel 0: Let me triple check the folders because I have a little note here that the ID has expired, but let me just actually check what's in on file in case that was just a little error. Okay. So the one I have says that it expired the 12/22/2025.\n\nChannel 1: It's weird.\n\nChannel 0: So, yeah, when you have a moment, if\n\nChannel 1: Yep.\n\nChannel 0: you could send through just a photo of the front and the back of your new license just so we can get that all updated from a compliance point,\n\nChannel 1: Yeah.\n\nChannel 0: that\n\nChannel 1: Where\n\nChannel 0: would\n\nChannel 1: do I send\n\nChannel 0: be great.\n\nChannel 1: that to?\n\nChannel 0: You can send it through you can send it through servicing\n\nChannel 1: Mhmm.\n\nChannel 0: @oakviewfinancial,1word,.com.au.\n\nChannel 1: Yep. Cool.\n\nChannel 0: Perfect. That way, the team will get it. We can get that processed for you.\n\nChannel 1: Sweet.\n\nChannel 0: Perfect. Now do you have any other questions or anything else for me before I let you go and enjoy the rest of your afternoon otherwise, Jack?\n\nChannel 1: No. That's all good.\n\nChannel 0: No? Okay. Perfect. Well, I will let you go and enjoy your afternoon. Like I said, have a look through the documents when you have a moment.\n\nAny questions, let me know. Otherwise, I look forward to speaking with you again on Tuesday, the nineteenth.\n\nChannel 1: Sweet. Cool.\n\nChannel 0: No problem. We'll speak\n\nChannel 1: Speak\n\nChannel 0: then.\n\nChannel 1: to you then. Alright.\n\nChannel 0: Okay.\n\nChannel 1: Thank you.\n\nChannel 0: Bye.\n\nChannel 1: Bye.","paragraphs":[{"sentences":[{"text":"The call has been forwarded to voice mail.","start":0.0,"end":2.08,"sentiment":"neutral","sentiment_score":-0.0060295793809928},{"text":"The purse hello?","start":2.08,"end":3.62,"sentiment":"neutral","sentiment_score":0.009779854367176691}],"sentiment":"neutral","sentiment_score":-0.0017179156314920294,"channel":1,"num_words":11,"start":0.0,"end":3.62},{"sentences":[{"text":"Good","start":4.72,"end":4.96,"sentiment":"neutral","sentiment_score":0.1558322012424469}],"sentiment":"neutral","sentiment_score":0.1558322012424469,"channel":0,"num_words":1,"start":4.72,"end":4.96},{"sentences":[{"text":"Hello?","start":4.7999997,"end":5.2999997,"sentiment":"neutral","sentiment_score":0.08931447565555573}],"sentiment":"neutral","sentiment_score":0.08931447565555573,"channel":1,"num_words":1,"start":4.7999997,"end":5.2999997},{"sentences":[{"text":"afternoon.","start":4.96,"end":5.44,"sentiment":"neutral","sentiment_score":0.078140489757061},{"text":"Is this Jack?","start":5.44,"end":6.3399997,"sentiment":"neutral","sentiment_score":0.06564366817474365}],"sentiment":"neutral","sentiment_score":0.06876787357032299,"channel":0,"num_words":4,"start":4.96,"end":6.3399997},{"sentences":[{"text":"Yes.","start":6.56,"end":7.06,"sentiment":"neutral","sentiment_score":0.11297787725925446}],"sentiment":"neutral","sentiment_score":0.11297787725925446,"channel":1,"num_words":1,"start":6.56,"end":7.06},{"sentences":[{"text":"This is Veronica from Oakview Financial.","start":7.8399997,"end":9.94,"sentiment":"neutral","sentiment_score":0.16965961083769798},{"text":"How are you?","start":10.08,"end":10.82,"sentiment":"neutral","sentiment_score":0.16793473064899445}],"sentiment":"neutral","sentiment_score":0.1690846507747968,"channel":0,"num_words":9,"start":7.8399997,"end":10.82},{"sentences":[{"text":"Good.","start":10.88,"end":11.12,"sentiment":"positive","sentiment_score":0.5215528011322021},{"text":"Thanks.","start":11.12,"end":11.44,"sentiment":"positive","sentiment_score":0.5483930110931396},{"text":"How are you?","start":11.44,"end":12.225,"sentiment":"neutral","sentiment_score":0.29875268538792926}],"sentiment":"positive","sentiment_score":0.39324077367782595,"channel":1,"num_words":5,"start":10.88,"end":12.225},{"sentences":[{"text":"Good.","start":12.575001,"end":13.075001,"sentiment":"positive","sentiment_score":0.4722992777824402},{"text":"I had you booked in to go over your annual review.","start":14.015,"end":16.495,"sentiment":"positive","sentiment_score":0.35109059648080304},{"text":"Is now still a good time for you?","start":16.495,"end":18.195,"sentiment":"neutral","sentiment_score":0.2825518548488617}],"sentiment":"neutral","sentiment_score":0.3297355338931084,"channel":0,"num_words":20,"start":12.575001,"end":18.195},{"sentences":[{"text":"Yep.","start":19.105,"end":19.605,"sentiment":"neutral","sentiment_score":0.09363947808742525}],"sentiment":"neutral","sentiment_score":0.09363947808742525,"channel":1,"num_words":1,"start":19.105,"end":19.605},{"sentences":[{"text":"Sure.","start":20.654999,"end":21.154999,"sentiment":"neutral","sentiment_score":0.1126340851187706},{"text":"We can","start":21.455,"end":21.855,"sentiment":"neutral","sentiment_score":0.12072672694921494}],"sentiment":"neutral","sentiment_score":0.11802917967240016,"channel":0,"num_words":3,"start":20.654999,"end":21.855},{"sentences":[{"text":"Yeah.","start":21.744999,"end":22.244999,"sentiment":"neutral","sentiment_score":0.10442135483026505}],"sentiment":"neutral","sentiment_score":0.10442135483026505,"channel":1,"num_words":1,"start":21.744999,"end":22.244999},{"sentences":[{"text":"reschedule.","start":21.855,"end":22.355,"sentiment":"neutral","sentiment_score":0.08414795249700546},{"text":"If now is not a good time, that's fine.","start":22.494999,"end":24.595001,"sentiment":"neutral","sentiment_score":-0.030880769507752523}],"sentiment":"neutral","sentiment_score":-0.019377897307276726,"channel":0,"num_words":10,"start":21.855,"end":24.595001},{"sentences":[{"text":"Well, no.","start":24.225,"end":24.785,"sentiment":"neutral","sentiment_score":-0.12732639536261559},{"text":"It's alright.","start":24.785,"end":25.345001,"sentiment":"neutral","sentiment_score":-0.14854637533426285},{"text":"I'm just I'm just packing up, but I'm just hang got stuck at work a little bit longer than what I thought.","start":25.345001,"end":30.14,"sentiment":"neutral","sentiment_score":-0.27900808372280816},{"text":"I should be able to talk while I take my shit back to the car.","start":30.199999,"end":33.239998,"sentiment":"neutral","sentiment_score":-0.10793930068612098},{"text":"Yeah.","start":33.239998,"end":33.399998,"sentiment":"neutral","sentiment_score":0.23207926750183103}],"sentiment":"neutral","sentiment_score":-0.19230794347822666,"channel":1,"num_words":42,"start":24.225,"end":33.399998},{"sentences":[{"text":"It's all good.","start":33.399998,"end":34.219997,"sentiment":"positive","sentiment_score":0.4322883685429891}],"sentiment":"positive","sentiment_score":0.4322883685429891,"channel":1,"num_words":3,"start":33.399998,"end":34.219997},{"sentences":[{"text":"Yeah.","start":34.26,"end":34.579998,"sentiment":"neutral","sentiment_score":0.23512133955955505},{"text":"Alright.","start":34.579998,"end":34.9,"sentiment":"neutral","sentiment_score":0.21834859251976013},{"text":"Well, I'll tryna make it quick for you.","start":34.9,"end":36.84,"sentiment":"neutral","sentiment_score":0.25315864011645317}],"sentiment":"neutral","sentiment_score":0.24787390530109404,"channel":0,"num_words":10,"start":34.26,"end":36.84},{"sentences":[{"text":"Yep.","start":37.0,"end":37.5,"sentiment":"neutral","sentiment_score":0.091530941426754}],"sentiment":"neutral","sentiment_score":0.091530941426754,"channel":1,"num_words":1,"start":37.0,"end":37.5},{"sentences":[{"text":"But before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":37.745003,"end":44.805,"sentiment":"neutral","sentiment_score":0.013199052440800838}],"sentiment":"neutral","sentiment_score":0.013199052440800838,"channel":0,"num_words":28,"start":37.745003,"end":44.805},{"sentences":[{"text":"Yep.","start":45.515,"end":46.015,"sentiment":"neutral","sentiment_score":0.1341252624988556}],"sentiment":"neutral","sentiment_score":0.1341252624988556,"channel":1,"num_words":1,"start":45.515,"end":46.015},{"sentences":[{"text":"Perfect.","start":46.785,"end":47.285,"sentiment":"neutral","sentiment_score":0.28288793563842773},{"text":"And just for security purposes, just so that I can confirm I am speaking with the right person, could I just get you to confirm your full name, date of birth, and address, please?","start":48.225,"end":58.0,"sentiment":"neutral","sentiment_score":0.10134392878150239}],"sentiment":"neutral","sentiment_score":0.10653090040598596,"channel":0,"num_words":35,"start":46.785,"end":58.0},{"sentences":[{"text":"Jack Hawkins.","start":59.86,"end":60.68,"sentiment":"neutral","sentiment_score":-0.011072895489633082},{"text":"Full name, dead bed.","start":61.059998,"end":62.02,"sentiment":"neutral","sentiment_score":-0.04047094378620386},{"text":"1990.","start":62.02,"end":64.2,"sentiment":"neutral","sentiment_score":-0.00797339715063572}],"sentiment":"neutral","sentiment_score":-0.02742899475353105,"channel":1,"num_words":7,"start":59.86,"end":64.2},{"sentences":[{"text":"Yeah?","start":64.78,"end":65.28,"sentiment":"neutral","sentiment_score":0.003759653307497502}],"sentiment":"neutral","sentiment_score":0.003759653307497502,"channel":0,"num_words":1,"start":64.78,"end":65.28},{"sentences":[{"text":"And I'm not sure if you guys got this address, but we live at 74 A Cassia Street, D Y.","start":64.82,"end":69.675,"sentiment":"neutral","sentiment_score":0.0027220445685088635}],"sentiment":"neutral","sentiment_score":0.0027220445685088635,"channel":1,"num_words":20,"start":64.82,"end":69.675},{"sentences":[{"text":"Yep.","start":69.995,"end":70.315,"sentiment":"neutral","sentiment_score":0.09362386167049408},{"text":"That's the one I have here as well.","start":70.315,"end":71.755005,"sentiment":"neutral","sentiment_score":0.141392569988966},{"text":"We have updated","start":71.755005,"end":72.635,"sentiment":"neutral","sentiment_score":0.16567806402842203}],"sentiment":"neutral","sentiment_score":0.143483217805624,"channel":0,"num_words":12,"start":69.995,"end":72.635},{"sentences":[{"text":"Okay.","start":72.315,"end":72.815,"sentiment":"neutral","sentiment_score":0.2153858244419098}],"sentiment":"neutral","sentiment_score":0.2153858244419098,"channel":1,"num_words":1,"start":72.315,"end":72.815},{"sentences":[{"text":"that one, so that's","start":72.635,"end":73.995,"sentiment":"neutral","sentiment_score":0.23213016241788864}],"sentiment":"neutral","sentiment_score":0.23213016241788864,"channel":0,"num_words":4,"start":72.635,"end":73.995},{"sentences":[{"text":"Cool.","start":73.755005,"end":74.255005,"sentiment":"positive","sentiment_score":0.3840872645378113}],"sentiment":"positive","sentiment_score":0.3840872645378113,"channel":1,"num_words":1,"start":73.755005,"end":74.255005},{"sentences":[{"text":"good.","start":73.995,"end":74.495,"sentiment":"positive","sentiment_score":0.35483449697494507},{"text":"Now before I do kind of jump into the under review there with you, I do like to start by asking if there is anything specific that you were hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of a catch up","start":75.275,"end":87.88,"sentiment":"neutral","sentiment_score":0.022455753137667973}],"sentiment":"neutral","sentiment_score":0.028186421134862406,"channel":0,"num_words":58,"start":73.995,"end":87.88},{"sentences":[{"text":"The","start":87.84,"end":88.0,"sentiment":"neutral","sentiment_score":-0.0187472440302372}],"sentiment":"neutral","sentiment_score":-0.0187472440302372,"channel":1,"num_words":1,"start":87.84,"end":88.0},{"sentences":[{"text":"and","start":87.88,"end":88.12,"sentiment":"neutral","sentiment_score":-0.00881137140095234}],"sentiment":"neutral","sentiment_score":-0.00881137140095234,"channel":0,"num_words":1,"start":87.88,"end":88.12},{"sentences":[{"text":"patch","start":88.0,"end":88.32,"sentiment":"neutral","sentiment_score":-0.0022644847631454468}],"sentiment":"neutral","sentiment_score":-0.0022644847631454468,"channel":1,"num_words":1,"start":88.0,"end":88.32},{"sentences":[{"text":"see what's","start":88.12,"end":88.44,"sentiment":"neutral","sentiment_score":-0.014584421180188656}],"sentiment":"neutral","sentiment_score":-0.014584421180188656,"channel":0,"num_words":2,"start":88.12,"end":88.44},{"sentences":[{"text":"up?","start":88.32,"end":88.82,"sentiment":"neutral","sentiment_score":-0.019389163702726364}],"sentiment":"neutral","sentiment_score":-0.019389163702726364,"channel":1,"num_words":1,"start":88.32,"end":88.82},{"sentences":[{"text":"happened in the last twelve months?","start":88.44,"end":89.979996,"sentiment":"neutral","sentiment_score":-0.01588946022093296}],"sentiment":"neutral","sentiment_score":-0.01588946022093296,"channel":0,"num_words":6,"start":88.44,"end":89.979996},{"sentences":[{"text":"No.","start":90.799995,"end":91.119995,"sentiment":"neutral","sentiment_score":-0.05815152823925018},{"text":"Nothing specific to","start":91.119995,"end":92.659996,"sentiment":"neutral","sentiment_score":-0.048624337961276375}],"sentiment":"neutral","sentiment_score":-0.051006135530769825,"channel":1,"num_words":4,"start":90.799995,"end":92.659996},{"sentences":[{"text":"Nope.","start":92.935,"end":93.435,"sentiment":"neutral","sentiment_score":-0.07045697420835495}],"sentiment":"neutral","sentiment_score":-0.07045697420835495,"channel":0,"num_words":1,"start":92.935,"end":93.435},{"sentences":[{"text":"Yep.","start":93.67999,"end":94.17999,"sentiment":"neutral","sentiment_score":0.02155119739472866},{"text":"Yeah.","start":94.56,"end":94.88,"sentiment":"neutral","sentiment_score":0.12506221234798431}],"sentiment":"neutral","sentiment_score":0.07330670487135649,"channel":1,"num_words":2,"start":93.67999,"end":94.88},{"sentences":[{"text":"Perfect.","start":94.854996,"end":95.354996,"sentiment":"neutral","sentiment_score":0.3092700242996216}],"sentiment":"neutral","sentiment_score":0.3092700242996216,"channel":0,"num_words":1,"start":94.854996,"end":95.354996},{"sentences":[{"text":"All good.","start":94.88,"end":95.619995,"sentiment":"neutral","sentiment_score":0.29266220331192017}],"sentiment":"neutral","sentiment_score":0.29266220331192017,"channel":1,"num_words":2,"start":94.88,"end":95.619995},{"sentences":[{"text":"No worries.","start":96.375,"end":97.195,"sentiment":"neutral","sentiment_score":0.07749152556061745},{"text":"Now I know that you kinda went through a bit of the fact find out with my colleague Jordan when she booked you in.","start":97.975,"end":103.354996,"sentiment":"neutral","sentiment_score":0.0029228583783454574},{"text":"So that saves a little bit of time, so thank you for doing that.","start":104.05499,"end":107.25,"sentiment":"positive","sentiment_score":0.7020091201577868},{"text":"I just","start":107.57,"end":107.89,"sentiment":"neutral","sentiment_score":0.21296080201864243}],"sentiment":"neutral","sentiment_score":0.24950430805828155,"channel":0,"num_words":42,"start":96.375,"end":107.89},{"sentences":[{"text":"Yep.","start":107.785,"end":108.285,"sentiment":"neutral","sentiment_score":0.12780886888504028}],"sentiment":"neutral","sentiment_score":0.12780886888504028,"channel":1,"num_words":1,"start":107.785,"end":108.285},{"sentences":[{"text":"need to reconfirm a couple of the information here.","start":107.89,"end":111.51,"sentiment":"neutral","sentiment_score":0.08444411307573318},{"text":"Now let me see here.","start":113.41,"end":115.67,"sentiment":"neutral","sentiment_score":0.048121848702430726},{"text":"With your assets, I do wanna just triple check.","start":116.93,"end":120.05,"sentiment":"neutral","sentiment_score":0.06477142373720805},{"text":"So you guys recently bought an investment property?","start":120.05,"end":122.47,"sentiment":"neutral","sentiment_score":0.030224816873669624}],"sentiment":"neutral","sentiment_score":0.05888218096187038,"channel":0,"num_words":31,"start":107.89,"end":122.47},{"sentences":[{"text":"By recently, we bought in October 24.","start":124.165,"end":127.30501,"sentiment":"neutral","sentiment_score":0.03368789489780154}],"sentiment":"neutral","sentiment_score":0.03368789489780154,"channel":1,"num_words":7,"start":124.165,"end":127.30501},{"sentences":[{"text":"Okay.","start":127.895004,"end":128.395,"sentiment":"neutral","sentiment_score":0.06854734569787979},{"text":"Yep.","start":128.455,"end":128.955,"sentiment":"neutral","sentiment_score":0.058607131242752075},{"text":"And I also have a little note here that you have a 100 and","start":131.335,"end":135.735,"sentiment":"neutral","sentiment_score":0.040203744412532876}],"sentiment":"neutral","sentiment_score":0.04312543116975576,"channel":0,"num_words":16,"start":127.895004,"end":135.735},{"sentences":[{"text":"Yep.","start":135.68,"end":136.18,"sentiment":"neutral","sentiment_score":0.033174093812704086}],"sentiment":"neutral","sentiment_score":0.033174093812704086,"channel":1,"num_words":1,"start":135.68,"end":136.18},{"sentences":[{"text":"82,000 in equity release loan.","start":135.735,"end":138.315,"sentiment":"neutral","sentiment_score":0.022870896384119987},{"text":"Is that you took out an additional 182 of your main property.","start":139.65,"end":143.83,"sentiment":"neutral","sentiment_score":0.005667954217642546},{"text":"Is that what happened, or is it a separate loan for it?","start":144.29,"end":147.83,"sentiment":"neutral","sentiment_score":-0.0054211304523050785}],"sentiment":"neutral","sentiment_score":0.004045391969125846,"channel":0,"num_words":29,"start":135.735,"end":147.83},{"sentences":[{"text":"Yeah.","start":148.17499,"end":148.495,"sentiment":"neutral","sentiment_score":0.017922373488545418},{"text":"So we got the place we were living in","start":148.495,"end":151.635,"sentiment":"neutral","sentiment_score":0.018316203728318214}],"sentiment":"neutral","sentiment_score":0.018276820704340935,"channel":1,"num_words":10,"start":148.17499,"end":151.635},{"sentences":[{"text":"Mhmm.","start":151.905,"end":152.405,"sentiment":"neutral","sentiment_score":0.019886277616024017}],"sentiment":"neutral","sentiment_score":0.019886277616024017,"channel":0,"num_words":1,"start":151.905,"end":152.405},{"sentences":[{"text":"because I I renovated it and then I got it revalued and then, yeah, we got an equity release loan to use as a deposit for the place in Perth.","start":152.415,"end":161.795,"sentiment":"neutral","sentiment_score":0.023973036278039216}],"sentiment":"neutral","sentiment_score":0.023973036278039216,"channel":1,"num_words":30,"start":152.415,"end":161.795},{"sentences":[{"text":"Yep.","start":163.04,"end":163.44,"sentiment":"neutral","sentiment_score":0.09811120480298996},{"text":"Perfect.","start":163.44,"end":163.84,"sentiment":"neutral","sentiment_score":0.22365593910217285},{"text":"So you","start":163.84,"end":164.23999,"sentiment":"neutral","sentiment_score":0.11723081022500992}],"sentiment":"neutral","sentiment_score":0.13905719108879566,"channel":0,"num_words":4,"start":163.04,"end":164.23999},{"sentences":[{"text":"Yep.","start":164.07,"end":164.57,"sentiment":"neutral","sentiment_score":0.10450802743434906}],"sentiment":"neutral","sentiment_score":0.10450802743434906,"channel":1,"num_words":1,"start":164.07,"end":164.57},{"sentences":[{"text":"so","start":164.64,"end":164.95999,"sentiment":"neutral","sentiment_score":0.08872763812541962}],"sentiment":"neutral","sentiment_score":0.08872763812541962,"channel":0,"num_words":1,"start":164.64,"end":164.95999},{"sentences":[{"text":"So that's","start":164.79,"end":165.19,"sentiment":"neutral","sentiment_score":0.06668970733880997}],"sentiment":"neutral","sentiment_score":0.06668970733880997,"channel":1,"num_words":2,"start":164.79,"end":165.19},{"sentences":[{"text":"is that","start":164.95999,"end":165.36,"sentiment":"neutral","sentiment_score":0.07830796763300896}],"sentiment":"neutral","sentiment_score":0.07830796763300896,"channel":0,"num_words":2,"start":164.95999,"end":165.36},{"sentences":[{"text":"what that","start":165.19,"end":165.59,"sentiment":"neutral","sentiment_score":0.0831066407263279}],"sentiment":"neutral","sentiment_score":0.0831066407263279,"channel":1,"num_words":2,"start":165.19,"end":165.59},{"sentences":[{"text":"why","start":165.36,"end":165.86,"sentiment":"neutral","sentiment_score":0.05777272582054138}],"sentiment":"neutral","sentiment_score":0.05777272582054138,"channel":0,"num_words":1,"start":165.36,"end":165.86},{"sentences":[{"text":"821 what is it?","start":165.59,"end":167.03,"sentiment":"neutral","sentiment_score":0.05932591576129198},{"text":"182?","start":167.03,"end":168.01,"sentiment":"neutral","sentiment_score":0.007051430642604828}],"sentiment":"neutral","sentiment_score":0.04887101873755455,"channel":1,"num_words":5,"start":165.59,"end":168.01},{"sentences":[{"text":"182.","start":168.08,"end":168.95999,"sentiment":"neutral","sentiment_score":0.010565999895334244},{"text":"Yeah.","start":168.95999,"end":169.45999,"sentiment":"neutral","sentiment_score":0.026003088802099228}],"sentiment":"neutral","sentiment_score":0.018284544348716736,"channel":0,"num_words":2,"start":168.08,"end":169.45999},{"sentences":[{"text":"Yep.","start":169.43,"end":169.83,"sentiment":"neutral","sentiment_score":0.02764420211315155},{"text":"And then the $5.00 4, that is","start":169.83,"end":172.47,"sentiment":"neutral","sentiment_score":0.03370327768581254}],"sentiment":"neutral","sentiment_score":0.03294589323922992,"channel":1,"num_words":8,"start":169.43,"end":172.47},{"sentences":[{"text":"Yep.","start":172.31999,"end":172.81999,"sentiment":"neutral","sentiment_score":0.031614627689123154}],"sentiment":"neutral","sentiment_score":0.031614627689123154,"channel":0,"num_words":1,"start":172.31999,"end":172.81999},{"sentences":[{"text":"the mortgage for the Perth.","start":172.47,"end":173.93,"sentiment":"neutral","sentiment_score":0.032241136953234675}],"sentiment":"neutral","sentiment_score":0.032241136953234675,"channel":1,"num_words":5,"start":172.47,"end":173.93},{"sentences":[{"text":"Okay.","start":174.48,"end":174.98,"sentiment":"neutral","sentiment_score":0.11540615558624268},{"text":"Perfect.","start":175.12,"end":175.62,"sentiment":"neutral","sentiment_score":0.1913335621356964}],"sentiment":"neutral","sentiment_score":0.15336985886096954,"channel":0,"num_words":2,"start":174.48,"end":175.62},{"sentences":[{"text":"Yeah.","start":175.59,"end":175.83,"sentiment":"neutral","sentiment_score":0.09372261166572572},{"text":"And the $7.07 6 is just what we got left on the on our original","start":175.83,"end":182.015,"sentiment":"neutral","sentiment_score":0.07157969201604525}],"sentiment":"neutral","sentiment_score":0.07296362449415028,"channel":1,"num_words":16,"start":175.59,"end":182.015},{"sentences":[{"text":"Yep.","start":182.735,"end":183.05501,"sentiment":"neutral","sentiment_score":0.06194373592734337},{"text":"Okay.","start":183.05501,"end":183.55501,"sentiment":"neutral","sentiment_score":0.09808629751205444}],"sentiment":"neutral","sentiment_score":0.0800150167196989,"channel":0,"num_words":2,"start":182.735,"end":183.55501},{"sentences":[{"text":"bracelet,","start":183.19499,"end":183.675,"sentiment":"neutral","sentiment_score":0.1522177755832672}],"sentiment":"neutral","sentiment_score":0.1522177755832672,"channel":1,"num_words":1,"start":183.19499,"end":183.675},{"sentences":[{"text":"Perfect.","start":183.615,"end":184.115,"sentiment":"neutral","sentiment_score":0.31437134742736816}],"sentiment":"neutral","sentiment_score":0.31437134742736816,"channel":0,"num_words":1,"start":183.615,"end":184.115},{"sentences":[{"text":"Percy.","start":183.675,"end":184.175,"sentiment":"neutral","sentiment_score":0.22893241047859192},{"text":"Yeah.","start":184.315,"end":184.815,"sentiment":"neutral","sentiment_score":0.1603904366493225}],"sentiment":"neutral","sentiment_score":0.19466142356395721,"channel":1,"num_words":2,"start":183.675,"end":184.815},{"sentences":[{"text":"Yep.","start":184.735,"end":185.13501,"sentiment":"neutral","sentiment_score":0.14985373616218567},{"text":"Great.","start":185.13501,"end":185.535,"sentiment":"positive","sentiment_score":0.35354575514793396},{"text":"That makes sense.","start":185.535,"end":186.515,"sentiment":"neutral","sentiment_score":0.2269225219885508},{"text":"Otherwise, when it comes to contributions, your employer pays you that standard 12% employer contributions, or do you have a special, like, EBA or something in place?","start":187.935,"end":197.4,"sentiment":"neutral","sentiment_score":-0.010450833787520727}],"sentiment":"neutral","sentiment_score":0.028187329531647265,"channel":0,"num_words":32,"start":184.735,"end":197.4},{"sentences":[{"text":"To answer that, no.","start":199.62001,"end":200.74,"sentiment":"neutral","sentiment_score":-0.06014014407992363},{"text":"Let me have a quick look.","start":200.74,"end":202.6,"sentiment":"neutral","sentiment_score":-0.033739140878121056},{"text":"One","start":203.06001,"end":203.38,"sentiment":"neutral","sentiment_score":-0.026596903800964355}],"sentiment":"neutral","sentiment_score":-0.04269021139903502,"channel":1,"num_words":11,"start":199.62001,"end":203.38},{"sentences":[{"text":"Mhmm.","start":203.335,"end":203.835,"sentiment":"neutral","sentiment_score":-0.013753265142440796}],"sentiment":"neutral","sentiment_score":-0.013753265142440796,"channel":0,"num_words":1,"start":203.335,"end":203.835},{"sentences":[{"text":"sec.","start":203.38,"end":203.88,"sentiment":"neutral","sentiment_score":-0.02079007402062416},{"text":"So I don't pay myself any super with my building,","start":211.405,"end":214.525,"sentiment":"neutral","sentiment_score":-0.11057502329349518}],"sentiment":"neutral","sentiment_score":-0.10241275517777963,"channel":1,"num_words":11,"start":203.38,"end":214.525},{"sentences":[{"text":"Yep.","start":214.15,"end":214.65,"sentiment":"neutral","sentiment_score":-0.05205710232257843}],"sentiment":"neutral","sentiment_score":-0.05205710232257843,"channel":0,"num_words":1,"start":214.15,"end":214.65},{"sentences":[{"text":"but with my fire and rescue job,","start":214.525,"end":217.825,"sentiment":"neutral","sentiment_score":-0.0229995817478214}],"sentiment":"neutral","sentiment_score":-0.0229995817478214,"channel":1,"num_words":7,"start":214.525,"end":217.825},{"sentences":[{"text":"Yep.","start":218.23,"end":218.73,"sentiment":"neutral","sentiment_score":-0.02927490696310997}],"sentiment":"neutral","sentiment_score":-0.02927490696310997,"channel":0,"num_words":1,"start":218.23,"end":218.73},{"sentences":[{"text":"I hold on a second.","start":220.36499,"end":222.84499,"sentiment":"neutral","sentiment_score":-0.04556882530450821},{"text":"Just get it off.","start":222.84499,"end":223.805,"sentiment":"neutral","sentiment_score":-0.020015900023281574},{"text":"Thanks.","start":223.805,"end":224.305,"sentiment":"neutral","sentiment_score":0.09275709092617036}],"sentiment":"neutral","sentiment_score":-0.0215150635689497,"channel":1,"num_words":10,"start":220.36499,"end":224.305},{"sentences":[{"text":"Mhmm.","start":225.03,"end":225.53,"sentiment":"neutral","sentiment_score":0.02050836756825447}],"sentiment":"neutral","sentiment_score":0.02050836756825447,"channel":0,"num_words":1,"start":225.03,"end":225.53},{"sentences":[{"text":"For me, payslips.","start":227.54001,"end":228.92001,"sentiment":"neutral","sentiment_score":0.02083921494583289},{"text":"Just select.","start":230.74,"end":232.44,"sentiment":"neutral","sentiment_score":0.024944014847278595},{"text":"Okay.","start":233.70001,"end":234.1,"sentiment":"neutral","sentiment_score":0.02523775026202202},{"text":"Okay.","start":234.1,"end":234.6,"sentiment":"neutral","sentiment_score":0.021568920463323593},{"text":"So I'm assuming it's the standard","start":249.325,"end":251.185,"sentiment":"neutral","sentiment_score":0.018431505498786766}],"sentiment":"neutral","sentiment_score":0.020753952173086312,"channel":1,"num_words":13,"start":227.54001,"end":251.185},{"sentences":[{"text":"Okay.","start":251.735,"end":252.21501,"sentiment":"neutral","sentiment_score":0.022451255470514297},{"text":"Yeah.","start":252.21501,"end":252.71501,"sentiment":"neutral","sentiment_score":0.00970919243991375}],"sentiment":"neutral","sentiment_score":0.016080223955214024,"channel":0,"num_words":2,"start":251.735,"end":252.71501},{"sentences":[{"text":"because","start":252.765,"end":253.005,"sentiment":"neutral","sentiment_score":-0.010368216782808304}],"sentiment":"neutral","sentiment_score":-0.010368216782808304,"channel":1,"num_words":1,"start":252.765,"end":253.005},{"sentences":[{"text":"Often","start":252.85501,"end":253.335,"sentiment":"neutral","sentiment_score":-0.010560978204011915}],"sentiment":"neutral","sentiment_score":-0.010560978204011915,"channel":0,"num_words":1,"start":252.85501,"end":253.335},{"sentences":[{"text":"I get yeah.","start":253.005,"end":254.52,"sentiment":"neutral","sentiment_score":-0.020719211548566818},{"text":"Of the total payment for a fortnight, it's, like, 4,001, and they give me $5.10 a fortnight.","start":254.52,"end":262.86,"sentiment":"neutral","sentiment_score":-0.024394843818085706}],"sentiment":"neutral","sentiment_score":-0.023843498977657872,"channel":1,"num_words":20,"start":253.005,"end":262.86},{"sentences":[{"text":"Okay.","start":263.91,"end":264.31,"sentiment":"neutral","sentiment_score":0.012211069464683533},{"text":"Yeah.","start":264.31,"end":264.71,"sentiment":"neutral","sentiment_score":0.0002469457685947418}],"sentiment":"neutral","sentiment_score":0.006229007616639137,"channel":0,"num_words":2,"start":263.91,"end":264.71},{"sentences":[{"text":"I'm not","start":264.44,"end":264.76,"sentiment":"neutral","sentiment_score":-0.029591649770736694}],"sentiment":"neutral","sentiment_score":-0.029591649770736694,"channel":1,"num_words":2,"start":264.44,"end":264.76},{"sentences":[{"text":"Often","start":264.71,"end":265.19,"sentiment":"neutral","sentiment_score":-0.03061540052294731}],"sentiment":"neutral","sentiment_score":-0.03061540052294731,"channel":0,"num_words":1,"start":264.71,"end":265.19},{"sentences":[{"text":"gonna have to","start":264.76,"end":265.24,"sentiment":"neutral","sentiment_score":-0.03797101229429245}],"sentiment":"neutral","sentiment_score":-0.03797101229429245,"channel":1,"num_words":3,"start":264.76,"end":265.24},{"sentences":[{"text":"it","start":265.19,"end":265.50998,"sentiment":"neutral","sentiment_score":-0.07448336482048035}],"sentiment":"neutral","sentiment_score":-0.07448336482048035,"channel":0,"num_words":1,"start":265.19,"end":265.50998},{"sentences":[{"text":"do the","start":265.24,"end":265.56,"sentiment":"neutral","sentiment_score":-0.05770459957420826}],"sentiment":"neutral","sentiment_score":-0.05770459957420826,"channel":1,"num_words":2,"start":265.24,"end":265.56},{"sentences":[{"text":"is","start":265.50998,"end":265.66998,"sentiment":"neutral","sentiment_score":-0.047554150223731995}],"sentiment":"neutral","sentiment_score":-0.047554150223731995,"channel":0,"num_words":1,"start":265.50998,"end":265.66998},{"sentences":[{"text":"math.","start":265.56,"end":266.06,"sentiment":"neutral","sentiment_score":-0.02621970698237419}],"sentiment":"neutral","sentiment_score":-0.02621970698237419,"channel":1,"num_words":1,"start":265.56,"end":266.06},{"sentences":[{"text":"no.","start":266.31,"end":266.63,"sentiment":"neutral","sentiment_score":-0.05276298522949219},{"text":"That's all good.","start":266.63,"end":267.19,"sentiment":"positive","sentiment_score":0.4265747666358948},{"text":"You can leave that with me.","start":267.19,"end":268.41,"sentiment":"neutral","sentiment_score":0.2928433914979299},{"text":"Often it is like, the minimum is 12, so that's what most employers do.","start":268.78998,"end":272.81,"sentiment":"neutral","sentiment_score":0.07623202167451382}],"sentiment":"neutral","sentiment_score":0.16880291529620686,"channel":0,"num_words":24,"start":266.31,"end":272.81},{"sentences":[{"text":"Yeah.","start":272.605,"end":273.08502,"sentiment":"neutral","sentiment_score":0.1232885718345642}],"sentiment":"neutral","sentiment_score":0.1232885718345642,"channel":1,"num_words":1,"start":272.605,"end":273.08502},{"sentences":[{"text":"It's","start":272.94998,"end":273.19,"sentiment":"neutral","sentiment_score":0.10117044299840929}],"sentiment":"neutral","sentiment_score":0.10117044299840929,"channel":0,"num_words":1,"start":272.94998,"end":273.19},{"sentences":[{"text":"Okay.","start":273.08502,"end":273.58502,"sentiment":"neutral","sentiment_score":0.10931527614593506}],"sentiment":"neutral","sentiment_score":0.10931527614593506,"channel":1,"num_words":1,"start":273.08502,"end":273.58502},{"sentences":[{"text":"just some if you have, like, a some government, nurses, school teachers, or if you kind of sometimes work on, like, the mine side, so they have, like, a special EVA in place that that gives them access to, like, a little bit additional.","start":273.19,"end":286.695,"sentiment":"neutral","sentiment_score":0.09931791776960547},{"text":"Often,","start":287.075,"end":287.39502,"sentiment":"neutral","sentiment_score":0.06369689106941223}],"sentiment":"neutral","sentiment_score":0.09852633939849006,"channel":0,"num_words":45,"start":273.19,"end":287.39502},{"sentences":[{"text":"Yep.","start":287.37997,"end":287.87997,"sentiment":"neutral","sentiment_score":0.06902411580085754}],"sentiment":"neutral","sentiment_score":0.06902411580085754,"channel":1,"num_words":1,"start":287.37997,"end":287.87997},{"sentences":[{"text":"when that is the case, so people know about it because","start":287.39502,"end":290.16998,"sentiment":"neutral","sentiment_score":0.0817524262449958}],"sentiment":"neutral","sentiment_score":0.0817524262449958,"channel":0,"num_words":11,"start":287.39502,"end":290.16998},{"sentences":[{"text":"Okay.","start":290.09998,"end":290.59998,"sentiment":"neutral","sentiment_score":0.13624092936515808}],"sentiment":"neutral","sentiment_score":0.13624092936515808,"channel":1,"num_words":1,"start":290.09998,"end":290.59998},{"sentences":[{"text":"it's kind of like a selling point that they let you know.","start":290.16998,"end":293.47,"sentiment":"neutral","sentiment_score":0.1641058251261711}],"sentiment":"neutral","sentiment_score":0.1641058251261711,"channel":0,"num_words":12,"start":290.16998,"end":293.47},{"sentences":[{"text":"Yep.","start":293.86,"end":294.36,"sentiment":"neutral","sentiment_score":0.13583046197891235}],"sentiment":"neutral","sentiment_score":0.13583046197891235,"channel":1,"num_words":1,"start":293.86,"end":294.36},{"sentences":[{"text":"So okay.","start":294.72998,"end":296.09,"sentiment":"neutral","sentiment_score":0.24344690144062042},{"text":"Perfect.","start":296.09,"end":296.59,"sentiment":"positive","sentiment_score":0.36755919456481934},{"text":"Now you did say that you drew so do you have two occupations?","start":296.65,"end":299.55,"sentiment":"neutral","sentiment_score":0.051317053918655105},{"text":"So the firefighter and then did you say building?","start":299.61,"end":301.87,"sentiment":"neutral","sentiment_score":0.014398872955805726}],"sentiment":"neutral","sentiment_score":0.06604658219963312,"channel":0,"num_words":25,"start":294.72998,"end":301.87},{"sentences":[{"text":"Yeah.","start":302.785,"end":303.285,"sentiment":"neutral","sentiment_score":0.02141028642654419}],"sentiment":"neutral","sentiment_score":0.02141028642654419,"channel":1,"num_words":1,"start":302.785,"end":303.285},{"sentences":[{"text":"Okay.","start":303.755,"end":304.07498,"sentiment":"neutral","sentiment_score":0.024274203926324844},{"text":"And with the is that a builder?","start":304.07498,"end":306.655,"sentiment":"neutral","sentiment_score":0.021245783993176053},{"text":"Like","start":308.555,"end":308.715,"sentiment":"neutral","sentiment_score":0.00915798731148243}],"sentiment":"neutral","sentiment_score":0.02023918657667107,"channel":0,"num_words":9,"start":303.755,"end":308.715},{"sentences":[{"text":"I","start":308.625,"end":308.865,"sentiment":"neutral","sentiment_score":0.021427543833851814}],"sentiment":"neutral","sentiment_score":0.021427543833851814,"channel":1,"num_words":1,"start":308.625,"end":308.865},{"sentences":[{"text":"a","start":308.715,"end":308.955,"sentiment":"neutral","sentiment_score":0.024738628417253498}],"sentiment":"neutral","sentiment_score":0.024738628417253498,"channel":0,"num_words":1,"start":308.715,"end":308.955},{"sentences":[{"text":"just","start":308.865,"end":309.105,"sentiment":"neutral","sentiment_score":0.021838407963514328}],"sentiment":"neutral","sentiment_score":0.021838407963514328,"channel":1,"num_words":1,"start":308.865,"end":309.105},{"sentences":[{"text":"carpenter?","start":308.955,"end":309.455,"sentiment":"neutral","sentiment_score":0.017894383519887924}],"sentiment":"neutral","sentiment_score":0.017894383519887924,"channel":0,"num_words":1,"start":308.955,"end":309.455},{"sentences":[{"text":"do Soul Trade stuff.","start":309.105,"end":310.065,"sentiment":"neutral","sentiment_score":0.03762706741690636},{"text":"I just work for myself.","start":310.065,"end":311.20502,"sentiment":"neutral","sentiment_score":0.0515402153134346}],"sentiment":"neutral","sentiment_score":0.045356594026088715,"channel":1,"num_words":9,"start":309.105,"end":311.20502},{"sentences":[{"text":"Oh, yeah.","start":311.675,"end":312.415,"sentiment":"neutral","sentiment_score":0.05261734686791897}],"sentiment":"neutral","sentiment_score":0.05261734686791897,"channel":0,"num_words":2,"start":311.675,"end":312.415},{"sentences":[{"text":"Oh, yeah.","start":312.145,"end":312.725,"sentiment":"neutral","sentiment_score":0.048235226422548294},{"text":"Yeah.","start":312.785,"end":313.11,"sentiment":"neutral","sentiment_score":0.05264730751514435},{"text":"But just","start":313.11,"end":315.5707,"sentiment":"neutral","sentiment_score":0.052142826840281487}],"sentiment":"neutral","sentiment_score":0.05068068280816078,"channel":1,"num_words":5,"start":312.145,"end":315.5707},{"sentences":[{"text":"Yep.","start":315.77002,"end":316.27002,"sentiment":"neutral","sentiment_score":0.08779746294021606},{"text":"Perfect.","start":316.41,"end":316.91,"sentiment":"neutral","sentiment_score":0.1713225394487381}],"sentiment":"neutral","sentiment_score":0.12956000119447708,"channel":0,"num_words":2,"start":315.77002,"end":316.91},{"sentences":[{"text":"like","start":317.0314,"end":317.5314,"sentiment":"neutral","sentiment_score":0.05782803148031235}],"sentiment":"neutral","sentiment_score":0.05782803148031235,"channel":1,"num_words":1,"start":317.0314,"end":317.5314},{"sentences":[{"text":"And do you pay yourself","start":317.21002,"end":319.15002,"sentiment":"neutral","sentiment_score":0.045851430669426915}],"sentiment":"neutral","sentiment_score":0.045851430669426915,"channel":0,"num_words":5,"start":317.21002,"end":319.15002},{"sentences":[{"text":"building","start":318.99213,"end":319.49213,"sentiment":"neutral","sentiment_score":0.030512189492583275}],"sentiment":"neutral","sentiment_score":0.030512189492583275,"channel":1,"num_words":1,"start":318.99213,"end":319.49213},{"sentences":[{"text":"like, how much would you say income wise","start":319.45,"end":321.05002,"sentiment":"neutral","sentiment_score":0.02649664180353284}],"sentiment":"neutral","sentiment_score":0.02649664180353284,"channel":0,"num_words":8,"start":319.45,"end":321.05002},{"sentences":[{"text":"carpentry","start":320.95285,"end":321.45285,"sentiment":"neutral","sentiment_score":0.02070973999798298}],"sentiment":"neutral","sentiment_score":0.02070973999798298,"channel":1,"num_words":1,"start":320.95285,"end":321.45285},{"sentences":[{"text":"you get from that?","start":321.05002,"end":321.85,"sentiment":"neutral","sentiment_score":0.026513881515711546},{"text":"Obviously, I know it probably","start":321.85,"end":323.05002,"sentiment":"neutral","sentiment_score":-0.0025933671742677687}],"sentiment":"neutral","sentiment_score":0.010343187799056372,"channel":0,"num_words":9,"start":321.05002,"end":323.05002},{"sentences":[{"text":"stuff.","start":322.91357,"end":323.41357,"sentiment":"neutral","sentiment_score":0.001128440722823143}],"sentiment":"neutral","sentiment_score":0.001128440722823143,"channel":1,"num_words":1,"start":322.91357,"end":323.41357},{"sentences":[{"text":"fluctuates a little bit, but","start":323.05002,"end":324.75,"sentiment":"neutral","sentiment_score":-0.0035655174404382707}],"sentiment":"neutral","sentiment_score":-0.0035655174404382707,"channel":0,"num_words":5,"start":323.05002,"end":324.75},{"sentences":[{"text":"Yeah.","start":324.87427,"end":325.37427,"sentiment":"neutral","sentiment_score":0.03586791083216667},{"text":"Because it's been going up a fair bit each year, but this might","start":326.835,"end":332.375,"sentiment":"neutral","sentiment_score":0.0584277009161619}],"sentiment":"neutral","sentiment_score":0.05681628733873367,"channel":1,"num_words":14,"start":324.87427,"end":332.375},{"sentences":[{"text":"that's good.","start":331.945,"end":332.685,"sentiment":"neutral","sentiment_score":0.11198456585407257}],"sentiment":"neutral","sentiment_score":0.11198456585407257,"channel":0,"num_words":2,"start":331.945,"end":332.685},{"sentences":[{"text":"Probably be about Yeah.","start":332.51498,"end":334.755,"sentiment":"neutral","sentiment_score":0.022708001546561718},{"text":"Like that one.","start":334.755,"end":335.395,"sentiment":"neutral","sentiment_score":0.028165103867650032},{"text":"I usually have fire rescue probably about six sixty, sixty five.","start":335.395,"end":340.615,"sentiment":"neutral","sentiment_score":0.029660990631038494}],"sentiment":"neutral","sentiment_score":0.027866567485034466,"channel":1,"num_words":18,"start":332.51498,"end":340.615},{"sentences":[{"text":"Alright.","start":341.0,"end":341.32,"sentiment":"neutral","sentiment_score":0.15093562006950378},{"text":"Perfect.","start":341.32,"end":341.82,"sentiment":"neutral","sentiment_score":0.2036094069480896},{"text":"And you said that's obviously set up as a sole trader, so you don't pay yourself contributions.","start":342.52002,"end":346.44,"sentiment":"neutral","sentiment_score":0.06462593069847893},{"text":"That's just from","start":346.44,"end":347.32,"sentiment":"neutral","sentiment_score":0.025831007088224094}],"sentiment":"neutral","sentiment_score":0.0695763122798367,"channel":0,"num_words":22,"start":341.0,"end":347.32},{"sentences":[{"text":"Yeah.","start":347.08,"end":347.58,"sentiment":"neutral","sentiment_score":0.026869164779782295}],"sentiment":"neutral","sentiment_score":0.026869164779782295,"channel":1,"num_words":1,"start":347.08,"end":347.58},{"sentences":[{"text":"your firefighter.","start":347.32,"end":348.06,"sentiment":"neutral","sentiment_score":0.026584683917462826}],"sentiment":"neutral","sentiment_score":0.026584683917462826,"channel":0,"num_words":2,"start":347.32,"end":348.06},{"sentences":[{"text":"But I I","start":347.63998,"end":348.62,"sentiment":"neutral","sentiment_score":0.04030858352780342}],"sentiment":"neutral","sentiment_score":0.04030858352780342,"channel":1,"num_words":3,"start":347.63998,"end":348.62},{"sentences":[{"text":"Yep.","start":348.2,"end":348.7,"sentiment":"neutral","sentiment_score":0.05685843154788017}],"sentiment":"neutral","sentiment_score":0.05685843154788017,"channel":0,"num_words":1,"start":348.2,"end":348.7},{"sentences":[{"text":"I am I have made business, and I'll probably be paying myself a salary","start":349.08,"end":353.25998,"sentiment":"neutral","sentiment_score":0.06812552096588272}],"sentiment":"neutral","sentiment_score":0.06812552096588272,"channel":1,"num_words":14,"start":349.08,"end":353.25998},{"sentences":[{"text":"Okay.","start":353.815,"end":354.315,"sentiment":"neutral","sentiment_score":0.02436112239956856}],"sentiment":"neutral","sentiment_score":0.02436112239956856,"channel":0,"num_words":1,"start":353.815,"end":354.315},{"sentences":[{"text":"next financial year.","start":354.32498,"end":355.365,"sentiment":"neutral","sentiment_score":0.014782567198077837},{"text":"But, yeah, I'm I'm just leaving it for this financial year anyway.","start":355.365,"end":357.865,"sentiment":"neutral","sentiment_score":0.05076091395070156}],"sentiment":"neutral","sentiment_score":0.043565244600176814,"channel":1,"num_words":15,"start":354.32498,"end":357.865},{"sentences":[{"text":"Yeah.","start":358.215,"end":358.535,"sentiment":"neutral","sentiment_score":0.0979314148426056},{"text":"Okay.","start":358.535,"end":358.85498,"sentiment":"neutral","sentiment_score":0.1725604683160782},{"text":"Perfect.","start":358.85498,"end":359.35498,"sentiment":"positive","sentiment_score":0.3667156994342804},{"text":"That's good.","start":360.215,"end":361.115,"sentiment":"positive","sentiment_score":0.39647743105888367},{"text":"Otherwise, when it comes to health and lifestyle, do you have private health insurance in place?","start":363.43002,"end":368.41,"sentiment":"neutral","sentiment_score":0.0458743505878374}],"sentiment":"neutral","sentiment_score":0.1030548597198157,"channel":0,"num_words":21,"start":358.215,"end":368.41},{"sentences":[{"text":"Yeah.","start":368.72498,"end":369.22498,"sentiment":"neutral","sentiment_score":0.04821188002824783}],"sentiment":"neutral","sentiment_score":0.04821188002824783,"channel":1,"num_words":1,"start":368.72498,"end":369.22498},{"sentences":[{"text":"Yes.","start":369.59,"end":369.83002,"sentiment":"neutral","sentiment_score":0.0560983344912529},{"text":"And that is hospital as well?","start":369.83002,"end":371.61002,"sentiment":"neutral","sentiment_score":0.05710584484040737}],"sentiment":"neutral","sentiment_score":0.05696191479052816,"channel":0,"num_words":7,"start":369.59,"end":371.61002},{"sentences":[{"text":"Yep.","start":372.48,"end":372.98,"sentiment":"neutral","sentiment_score":0.0873471349477768}],"sentiment":"neutral","sentiment_score":0.0873471349477768,"channel":1,"num_words":1,"start":372.48,"end":372.98},{"sentences":[{"text":"Yes.","start":373.19,"end":373.59,"sentiment":"neutral","sentiment_score":0.20877036452293396},{"text":"Great.","start":373.59,"end":373.83002,"sentiment":"positive","sentiment_score":0.5094674229621887},{"text":"Perfect.","start":373.83002,"end":374.33002,"sentiment":"positive","sentiment_score":0.49638134241104126},{"text":"Especially with, obviously, you being a high income earner.","start":374.55002,"end":377.45,"sentiment":"neutral","sentiment_score":0.27542440924379563},{"text":"Don't wanna be paying additional tax if you don't have to.","start":377.735,"end":380.315,"sentiment":"neutral","sentiment_score":-0.16618078608404507}],"sentiment":"neutral","sentiment_score":0.08110652896373169,"channel":0,"num_words":23,"start":373.19,"end":380.315},{"sentences":[{"text":"Estate planning wise, do you have a will or power of attorney in place?","start":382.935,"end":387.195,"sentiment":"neutral","sentiment_score":0.014081299970192569}],"sentiment":"neutral","sentiment_score":0.014081299970192569,"channel":0,"num_words":14,"start":382.935,"end":387.195},{"sentences":[{"text":"Yes.","start":389.145,"end":389.385,"sentiment":"neutral","sentiment_score":0.11080662906169891},{"text":"I do.","start":389.385,"end":390.125,"sentiment":"neutral","sentiment_score":0.1342943161725998}],"sentiment":"neutral","sentiment_score":0.12646508713563284,"channel":1,"num_words":3,"start":389.145,"end":390.125},{"sentences":[{"text":"Yep.","start":390.23,"end":390.63,"sentiment":"neutral","sentiment_score":0.19665007293224335},{"text":"Okay.","start":390.63,"end":391.03,"sentiment":"positive","sentiment_score":0.37967449426651},{"text":"Amazing.","start":391.03,"end":391.53,"sentiment":"positive","sentiment_score":0.6224290132522583},{"text":"And that's does that include the investment property as well?","start":391.67,"end":394.55002,"sentiment":"neutral","sentiment_score":0.25721035450696944},{"text":"Do you know?","start":394.55002,"end":395.29,"sentiment":"neutral","sentiment_score":0.02751717654367288}],"sentiment":"neutral","sentiment_score":0.2408380409469828,"channel":0,"num_words":16,"start":390.23,"end":395.29},{"sentences":[{"text":"I don't know.","start":399.81003,"end":400.71002,"sentiment":"neutral","sentiment_score":-0.02986700398226579},{"text":"It's","start":400.93002,"end":401.09003,"sentiment":"neutral","sentiment_score":-0.02701047621667385}],"sentiment":"neutral","sentiment_score":-0.029152872040867805,"channel":1,"num_words":4,"start":399.81003,"end":401.09003},{"sentences":[{"text":"No.","start":401.03,"end":401.19,"sentiment":"neutral","sentiment_score":-0.046387746930122375}],"sentiment":"neutral","sentiment_score":-0.046387746930122375,"channel":0,"num_words":1,"start":401.03,"end":401.19},{"sentences":[{"text":"a","start":401.09003,"end":401.25,"sentiment":"neutral","sentiment_score":-0.03004516288638115}],"sentiment":"neutral","sentiment_score":-0.03004516288638115,"channel":1,"num_words":1,"start":401.09003,"end":401.25},{"sentences":[{"text":"That's","start":401.19,"end":401.51,"sentiment":"neutral","sentiment_score":0.012960757128894327}],"sentiment":"neutral","sentiment_score":0.012960757128894327,"channel":0,"num_words":1,"start":401.19,"end":401.51},{"sentences":[{"text":"really","start":401.25,"end":401.57,"sentiment":"neutral","sentiment_score":0.05472947284579277}],"sentiment":"neutral","sentiment_score":0.05472947284579277,"channel":1,"num_words":1,"start":401.25,"end":401.57},{"sentences":[{"text":"okay.","start":401.51,"end":402.01,"sentiment":"neutral","sentiment_score":0.09071289002895357}],"sentiment":"neutral","sentiment_score":0.09071289002895357,"channel":0,"num_words":1,"start":401.51,"end":402.01},{"sentences":[{"text":"basic wheel.","start":401.57,"end":402.37003,"sentiment":"neutral","sentiment_score":0.053792679682374},{"text":"It was done for free","start":402.37003,"end":403.59003,"sentiment":"neutral","sentiment_score":0.11480046063661575}],"sentiment":"neutral","sentiment_score":0.09736966607826096,"channel":1,"num_words":7,"start":401.57,"end":403.59003},{"sentences":[{"text":"Yep.","start":404.05502,"end":404.55502,"sentiment":"neutral","sentiment_score":0.09783835709095}],"sentiment":"neutral","sentiment_score":0.09783835709095,"channel":0,"num_words":1,"start":404.05502,"end":404.55502},{"sentences":[{"text":"by fire and rescue.","start":404.21002,"end":405.41,"sentiment":"neutral","sentiment_score":0.09306076355278492},{"text":"So the","start":405.41,"end":406.61002,"sentiment":"neutral","sentiment_score":0.07327523455023766}],"sentiment":"neutral","sentiment_score":0.0864655872186025,"channel":1,"num_words":6,"start":404.21002,"end":406.61002},{"sentences":[{"text":"Yep.","start":406.45502,"end":406.95502,"sentiment":"neutral","sentiment_score":0.057437799870967865}],"sentiment":"neutral","sentiment_score":0.057437799870967865,"channel":0,"num_words":1,"start":406.45502,"end":406.95502},{"sentences":[{"text":"five gauge employee what do they employees union","start":406.61002,"end":411.43002,"sentiment":"neutral","sentiment_score":0.03005146747455001}],"sentiment":"neutral","sentiment_score":0.03005146747455001,"channel":1,"num_words":8,"start":406.61002,"end":411.43002},{"sentences":[{"text":"Yep.","start":412.05502,"end":412.55502,"sentiment":"neutral","sentiment_score":0.06423910707235336}],"sentiment":"neutral","sentiment_score":0.06423910707235336,"channel":0,"num_words":1,"start":412.05502,"end":412.55502},{"sentences":[{"text":"Has a","start":412.215,"end":412.69498,"sentiment":"neutral","sentiment_score":0.06601345166563988}],"sentiment":"neutral","sentiment_score":0.06601345166563988,"channel":1,"num_words":2,"start":412.215,"end":412.69498},{"sentences":[{"text":"Yep.","start":412.61502,"end":413.11502,"sentiment":"neutral","sentiment_score":0.06770126521587372}],"sentiment":"neutral","sentiment_score":0.06770126521587372,"channel":0,"num_words":1,"start":412.61502,"end":413.11502},{"sentences":[{"text":"have have a lawyer, and they they do your basic one for free.","start":412.85498,"end":415.735,"sentiment":"neutral","sentiment_score":0.08835160044523385},{"text":"So I'm not exactly sure.","start":415.735,"end":416.85498,"sentiment":"neutral","sentiment_score":-0.004427322233095764},{"text":"I haven't read the final details, but I do have one.","start":416.85498,"end":419.275,"sentiment":"neutral","sentiment_score":0.002460077066313137}],"sentiment":"neutral","sentiment_score":0.03977569111558641,"channel":1,"num_words":29,"start":412.85498,"end":419.275},{"sentences":[{"text":"Yeah.","start":419.50998,"end":419.83,"sentiment":"neutral","sentiment_score":0.04944290965795517},{"text":"Okay.","start":419.83,"end":420.07,"sentiment":"neutral","sentiment_score":0.07201524823904037},{"text":"No.","start":420.07,"end":420.31,"sentiment":"neutral","sentiment_score":0.08571281284093857},{"text":"Perfect.","start":420.31,"end":420.81,"sentiment":"neutral","sentiment_score":0.3040708005428314},{"text":"Otherwise, when it comes to your superannuation, I do have here that if something ever were to happen to you, you have nominated Natalie to receive everything.","start":422.22998,"end":431.735,"sentiment":"positive","sentiment_score":0.3565691080358293}],"sentiment":"neutral","sentiment_score":0.3270518609112309,"channel":0,"num_words":31,"start":419.50998,"end":431.735},{"sentences":[{"text":"You're still happy with that?","start":431.735,"end":433.115,"sentiment":"positive","sentiment_score":0.3675921380519867}],"sentiment":"positive","sentiment_score":0.3675921380519867,"channel":0,"num_words":5,"start":431.735,"end":433.115},{"sentences":[{"text":"Yep.","start":433.27,"end":433.77,"sentiment":"neutral","sentiment_score":0.08320677280426025}],"sentiment":"neutral","sentiment_score":0.08320677280426025,"channel":1,"num_words":1,"start":433.27,"end":433.77},{"sentences":[{"text":"Yeah.","start":434.13498,"end":434.535,"sentiment":"neutral","sentiment_score":0.12466070801019669},{"text":"Amazing.","start":434.535,"end":435.035,"sentiment":"neutral","sentiment_score":0.19681291282176971},{"text":"And are you politically exposed at all or earn an income overseas?","start":435.175,"end":439.595,"sentiment":"neutral","sentiment_score":-0.005676061923926075}],"sentiment":"neutral","sentiment_score":0.01809720555320382,"channel":0,"num_words":14,"start":434.13498,"end":439.595},{"sentences":[{"text":"No.","start":441.31497,"end":441.81497,"sentiment":"neutral","sentiment_score":-0.06311628967523575}],"sentiment":"neutral","sentiment_score":-0.06311628967523575,"channel":1,"num_words":1,"start":441.31497,"end":441.81497},{"sentences":[{"text":"No.","start":442.31,"end":442.55002,"sentiment":"neutral","sentiment_score":-0.047887858003377914},{"text":"Okay.","start":442.55002,"end":443.03,"sentiment":"neutral","sentiment_score":-0.016358979046344757},{"text":"Great.","start":443.03,"end":443.53,"sentiment":"neutral","sentiment_score":0.020064346492290497}],"sentiment":"neutral","sentiment_score":-0.014727496852477392,"channel":0,"num_words":3,"start":442.31,"end":443.53},{"sentences":[{"text":"You said politically exposed?","start":443.79498,"end":445.335,"sentiment":"neutral","sentiment_score":-0.009547216352075338}],"sentiment":"neutral","sentiment_score":-0.009547216352075338,"channel":1,"num_words":4,"start":443.79498,"end":445.335},{"sentences":[{"text":"Yes.","start":445.91,"end":446.41,"sentiment":"neutral","sentiment_score":-0.020835403352975845}],"sentiment":"neutral","sentiment_score":-0.020835403352975845,"channel":0,"num_words":1,"start":445.91,"end":446.41},{"sentences":[{"text":"What what does that mean?","start":446.675,"end":447.97498,"sentiment":"neutral","sentiment_score":-0.055023881047964095}],"sentiment":"neutral","sentiment_score":-0.055023881047964095,"channel":1,"num_words":5,"start":446.675,"end":447.97498},{"sentences":[{"text":"Most people ask me the same, to be honest.","start":449.03,"end":450.89,"sentiment":"neutral","sentiment_score":-0.08060628258519703},{"text":"Basically,","start":451.83002,"end":452.33002,"sentiment":"neutral","sentiment_score":-0.06188212335109711}],"sentiment":"neutral","sentiment_score":-0.07873386666178703,"channel":0,"num_words":10,"start":449.03,"end":452.33002},{"sentences":[{"text":"No.","start":452.04,"end":452.54,"sentiment":"neutral","sentiment_score":-0.1373865157365799}],"sentiment":"neutral","sentiment_score":-0.1373865157365799,"channel":1,"num_words":1,"start":452.04,"end":452.54},{"sentences":[{"text":"are you directly involved heavily in politics?","start":452.47,"end":455.37,"sentiment":"neutral","sentiment_score":-0.11876448030982699},{"text":"No.","start":457.755,"end":458.075,"sentiment":"neutral","sentiment_score":-0.1545954942703247},{"text":"No.","start":458.075,"end":458.575,"sentiment":"neutral","sentiment_score":-0.14937488734722135}],"sentiment":"neutral","sentiment_score":-0.1261468604207039,"channel":0,"num_words":9,"start":452.47,"end":458.575},{"sentences":[{"text":"No.","start":458.0775,"end":458.5775,"sentiment":"neutral","sentiment_score":-0.13950690627098083}],"sentiment":"neutral","sentiment_score":-0.13950690627098083,"channel":1,"num_words":1,"start":458.0775,"end":458.5775},{"sentences":[{"text":"And often, it's people like, oh, that's a weird one.","start":459.515,"end":462.155,"sentiment":"neutral","sentiment_score":-0.13736530244350434},{"text":"And it's like it's usually just because if it is that you are very heavy in politics, it is good for us to know, especially if there is, like, lump sum income or anything like that to kind of keep an eye on.","start":462.155,"end":473.65,"sentiment":"neutral","sentiment_score":-0.07078794528578602}],"sentiment":"neutral","sentiment_score":-0.08334971078724232,"channel":0,"num_words":53,"start":459.515,"end":473.65},{"sentences":[{"text":"Yes.","start":474.115,"end":474.615,"sentiment":"neutral","sentiment_score":-0.01532704383134842}],"sentiment":"neutral","sentiment_score":-0.01532704383134842,"channel":1,"num_words":1,"start":474.115,"end":474.615},{"sentences":[{"text":"But then, also, there could be a higher chance.","start":474.27,"end":476.35,"sentiment":"neutral","sentiment_score":-0.035106840233008065},{"text":"Obviously, we have pretty good security and privacy in place, but it's good to know because there can be chances of people having a high chance of trying to pretend to be you and stuff like that.","start":476.35,"end":486.405,"sentiment":"neutral","sentiment_score":-0.060652495814940414},{"text":"So it's just a","start":486.565,"end":487.205,"sentiment":"neutral","sentiment_score":-0.13714956678450108}],"sentiment":"neutral","sentiment_score":-0.062174043487757444,"channel":0,"num_words":50,"start":474.27,"end":487.205},{"sentences":[{"text":"Yep.","start":487.05,"end":487.55,"sentiment":"neutral","sentiment_score":-0.11977984756231308}],"sentiment":"neutral","sentiment_score":-0.11977984756231308,"channel":1,"num_words":1,"start":487.05,"end":487.55},{"sentences":[{"text":"little flag from our end.","start":487.205,"end":488.725,"sentiment":"neutral","sentiment_score":-0.16473676562309264},{"text":"But, yeah, I do get asked that a lot.","start":488.725,"end":490.645,"sentiment":"neutral","sentiment_score":-0.08255777052707142},{"text":"What does that mean, and why do you need to know that?","start":490.645,"end":493.385,"sentiment":"neutral","sentiment_score":-0.1355151211222013},{"text":"Sorry.","start":494.725,"end":495.205,"sentiment":"neutral","sentiment_score":-0.15533331036567688},{"text":"You're you're not the first one.","start":495.205,"end":496.585,"sentiment":"neutral","sentiment_score":-0.17444841687877974}],"sentiment":"neutral","sentiment_score":-0.13317906145345082,"channel":0,"num_words":33,"start":487.205,"end":496.585},{"sentences":[{"text":"Otherwise, when it comes to goals, stuff that you guys are working through it, Obviously, I think last time, when we guys did a bit of, an update on review and everything like that, the main goal was to buy an investment property, which you guys obviously did, which is great.","start":497.76498,"end":512.58997,"sentiment":"neutral","sentiment_score":0.3326097938652132}],"sentiment":"neutral","sentiment_score":0.3326097938652132,"channel":0,"num_words":51,"start":497.76498,"end":512.58997},{"sentences":[{"text":"Yep.","start":513.13,"end":513.63,"sentiment":"neutral","sentiment_score":0.2567272186279297}],"sentiment":"neutral","sentiment_score":0.2567272186279297,"channel":1,"num_words":1,"start":513.13,"end":513.63},{"sentences":[{"text":"Otherwise, it was just to try to focus on paying down the mortgage and do some traveling.","start":514.835,"end":519.655,"sentiment":"neutral","sentiment_score":0.0857320480486926},{"text":"Is that still kind of the focus otherwise, or what are you guys kind of working","start":520.11505,"end":524.11505,"sentiment":"neutral","sentiment_score":-0.01682288630399853}],"sentiment":"neutral","sentiment_score":0.036008443514054474,"channel":0,"num_words":33,"start":514.835,"end":524.11505},{"sentences":[{"text":"No.","start":523.73505,"end":524.23505,"sentiment":"neutral","sentiment_score":-0.1095261126756668}],"sentiment":"neutral","sentiment_score":-0.1095261126756668,"channel":1,"num_words":1,"start":523.73505,"end":524.23505},{"sentences":[{"text":"for?","start":524.11505,"end":524.61505,"sentiment":"neutral","sentiment_score":-0.08740325272083282}],"sentiment":"neutral","sentiment_score":-0.08740325272083282,"channel":0,"num_words":1,"start":524.11505,"end":524.61505},{"sentences":[{"text":"No.","start":524.85504,"end":525.255,"sentiment":"neutral","sentiment_score":-0.13534274697303772}],"sentiment":"neutral","sentiment_score":-0.13534274697303772,"channel":1,"num_words":1,"start":524.85504,"end":525.255},{"sentences":[{"text":"Okay.","start":524.995,"end":525.495,"sentiment":"neutral","sentiment_score":-0.11187224090099336}],"sentiment":"neutral","sentiment_score":-0.11187224090099336,"channel":0,"num_words":1,"start":524.995,"end":525.495},{"sentences":[{"text":"We won't be do we won't be doing much traveling.","start":525.255,"end":527.995,"sentiment":"neutral","sentiment_score":-0.17681445479393004},{"text":"And we since we moved out, we","start":530.61505,"end":534.7,"sentiment":"neutral","sentiment_score":-0.07097437126295907}],"sentiment":"neutral","sentiment_score":-0.13323324392823613,"channel":1,"num_words":17,"start":525.255,"end":534.7},{"sentences":[{"text":"Mhmm.","start":534.69,"end":535.00995,"sentiment":"neutral","sentiment_score":-0.039541203528642654}],"sentiment":"neutral","sentiment_score":-0.039541203528642654,"channel":0,"num_words":1,"start":534.69,"end":535.00995},{"sentences":[{"text":"moved out","start":534.7,"end":535.18,"sentiment":"neutral","sentiment_score":-0.04022190719842911}],"sentiment":"neutral","sentiment_score":-0.04022190719842911,"channel":1,"num_words":2,"start":534.7,"end":535.18},{"sentences":[{"text":"Mhmm.","start":535.00995,"end":535.50995,"sentiment":"neutral","sentiment_score":-0.03418562561273575}],"sentiment":"neutral","sentiment_score":-0.03418562561273575,"channel":0,"num_words":1,"start":535.00995,"end":535.50995},{"sentences":[{"text":"of our principal place of residence.","start":535.18,"end":537.68,"sentiment":"neutral","sentiment_score":-0.035679808507363}],"sentiment":"neutral","sentiment_score":-0.035679808507363,"channel":1,"num_words":6,"start":535.18,"end":537.68},{"sentences":[{"text":"Yep.","start":538.545,"end":539.045,"sentiment":"neutral","sentiment_score":0.05487283691763878}],"sentiment":"neutral","sentiment_score":0.05487283691763878,"channel":0,"num_words":1,"start":538.545,"end":539.045},{"sentences":[{"text":"We've turned that well, now it's obviously investment property.","start":540.46,"end":543.6,"sentiment":"neutral","sentiment_score":0.056167578531636134}],"sentiment":"neutral","sentiment_score":0.056167578531636134,"channel":1,"num_words":9,"start":540.46,"end":543.6},{"sentences":[{"text":"Mhmm.","start":544.145,"end":544.645,"sentiment":"neutral","sentiment_score":0.0036755017936229706}],"sentiment":"neutral","sentiment_score":0.0036755017936229706,"channel":0,"num_words":1,"start":544.145,"end":544.645},{"sentences":[{"text":"We changed that to interest only.","start":544.62,"end":546.96,"sentiment":"neutral","sentiment_score":-0.009131896619995436}],"sentiment":"neutral","sentiment_score":-0.009131896619995436,"channel":1,"num_words":6,"start":544.62,"end":546.96},{"sentences":[{"text":"Yep.","start":547.505,"end":548.005,"sentiment":"neutral","sentiment_score":0.02400292456150055},{"text":"Okay.","start":548.065,"end":548.565,"sentiment":"neutral","sentiment_score":-0.020623359829187393}],"sentiment":"neutral","sentiment_score":0.001689782366156578,"channel":0,"num_words":2,"start":547.505,"end":548.565},{"sentences":[{"text":"We're not gonna we won't be paying that down anymore anytime near future.","start":548.125,"end":552.78503,"sentiment":"neutral","sentiment_score":-0.12701258006004187}],"sentiment":"neutral","sentiment_score":-0.12701258006004187,"channel":1,"num_words":13,"start":548.125,"end":552.78503},{"sentences":[{"text":"Yep.","start":553.44,"end":553.94,"sentiment":"neutral","sentiment_score":0.01202460378408432}],"sentiment":"neutral","sentiment_score":0.01202460378408432,"channel":0,"num_words":1,"start":553.44,"end":553.94},{"sentences":[{"text":"Yeah.","start":554.525,"end":555.025,"sentiment":"neutral","sentiment_score":0.008758257143199444},{"text":"So, yeah, everything","start":555.24506,"end":556.04504,"sentiment":"neutral","sentiment_score":0.012752735055983067}],"sentiment":"neutral","sentiment_score":0.011754115577787161,"channel":1,"num_words":4,"start":554.525,"end":556.04504},{"sentences":[{"text":"So do you","start":555.76,"end":556.58,"sentiment":"neutral","sentiment_score":-0.0060010359932978945}],"sentiment":"neutral","sentiment_score":-0.0060010359932978945,"channel":0,"num_words":3,"start":555.76,"end":556.58},{"sentences":[{"text":"all our loans at the moment are interest only.","start":556.205,"end":558.30505,"sentiment":"neutral","sentiment_score":-0.01895447199543317}],"sentiment":"neutral","sentiment_score":-0.01895447199543317,"channel":1,"num_words":9,"start":556.205,"end":558.30505},{"sentences":[{"text":"okay.","start":558.64,"end":559.04,"sentiment":"neutral","sentiment_score":0.014738342724740503},{"text":"So do you are they both investment properties, or is still one still","start":559.04,"end":562.58,"sentiment":"neutral","sentiment_score":-0.0015213375624555808}],"sentiment":"neutral","sentiment_score":-0.0003599318276558605,"channel":0,"num_words":14,"start":558.64,"end":562.58},{"sentences":[{"text":"Well, the the 776, the Freshy Freshy Place, it is I think it I think it can still classify it as your principal place for six years","start":563.19,"end":572.89,"sentiment":"neutral","sentiment_score":0.08811313686547456}],"sentiment":"neutral","sentiment_score":0.08811313686547456,"channel":1,"num_words":27,"start":563.19,"end":572.89},{"sentences":[{"text":"mhmm.","start":573.02496,"end":573.30493,"sentiment":"neutral","sentiment_score":0.03428959473967552},{"text":"Mhmm.","start":573.30493,"end":573.58496,"sentiment":"neutral","sentiment_score":0.018496431410312653},{"text":"Yes.","start":573.58496,"end":573.82495,"sentiment":"neutral","sentiment_score":0.02819213829934597},{"text":"It","start":573.82495,"end":573.985,"sentiment":"neutral","sentiment_score":0.021486027166247368}],"sentiment":"neutral","sentiment_score":0.025616047903895378,"channel":0,"num_words":4,"start":573.02496,"end":573.985},{"sentences":[{"text":"or","start":573.91003,"end":574.07,"sentiment":"neutral","sentiment_score":0.029355524107813835}],"sentiment":"neutral","sentiment_score":0.029355524107813835,"channel":1,"num_words":1,"start":573.91003,"end":574.07},{"sentences":[{"text":"is.","start":573.985,"end":574.38495,"sentiment":"neutral","sentiment_score":0.022337976843118668}],"sentiment":"neutral","sentiment_score":0.022337976843118668,"channel":0,"num_words":1,"start":573.985,"end":574.38495},{"sentences":[{"text":"something.","start":574.07,"end":574.55,"sentiment":"neutral","sentiment_score":0.02079087495803833}],"sentiment":"neutral","sentiment_score":0.02079087495803833,"channel":1,"num_words":1,"start":574.07,"end":574.55},{"sentences":[{"text":"Yep.","start":574.38495,"end":574.8,"sentiment":"neutral","sentiment_score":0.03995666280388832}],"sentiment":"neutral","sentiment_score":0.03995666280388832,"channel":0,"num_words":1,"start":574.38495,"end":574.8},{"sentences":[{"text":"In case you sell","start":574.55,"end":575.43,"sentiment":"neutral","sentiment_score":0.01510448893532157}],"sentiment":"neutral","sentiment_score":0.01510448893532157,"channel":1,"num_words":4,"start":574.55,"end":575.43},{"sentences":[{"text":"Yes.","start":575.27997,"end":575.77997,"sentiment":"neutral","sentiment_score":0.02446574345231056}],"sentiment":"neutral","sentiment_score":0.02446574345231056,"channel":0,"num_words":1,"start":575.27997,"end":575.77997},{"sentences":[{"text":"it, you still get the cable.","start":575.43,"end":576.675,"sentiment":"neutral","sentiment_score":0.038246456223229565},{"text":"So that is technically our still up principal place, but we don't live there.","start":576.915,"end":580.27496,"sentiment":"neutral","sentiment_score":0.005544653029314109}],"sentiment":"neutral","sentiment_score":0.015355193987488747,"channel":1,"num_words":20,"start":575.43,"end":580.27496},{"sentences":[{"text":"Okay.","start":580.08,"end":580.58,"sentiment":"neutral","sentiment_score":0.026444822549819943}],"sentiment":"neutral","sentiment_score":0.026444822549819943,"channel":0,"num_words":1,"start":580.08,"end":580.58},{"sentences":[{"text":"So for now, it's, yeah, a","start":580.27496,"end":581.315,"sentiment":"neutral","sentiment_score":0.029431856858233612}],"sentiment":"neutral","sentiment_score":0.029431856858233612,"channel":1,"num_words":6,"start":580.27496,"end":581.315},{"sentences":[{"text":"Okay.","start":581.2,"end":581.7,"sentiment":"neutral","sentiment_score":0.003875771537423134}],"sentiment":"neutral","sentiment_score":0.003875771537423134,"channel":0,"num_words":1,"start":581.2,"end":581.7},{"sentences":[{"text":"bit impromptu.","start":581.315,"end":581.975,"sentiment":"neutral","sentiment_score":-0.004213199717923999}],"sentiment":"neutral","sentiment_score":-0.004213199717923999,"channel":1,"num_words":2,"start":581.315,"end":581.975},{"sentences":[{"text":"Yeah.","start":582.72,"end":582.95996,"sentiment":"neutral","sentiment_score":0.03575361520051956},{"text":"Okay.","start":582.95996,"end":583.27997,"sentiment":"neutral","sentiment_score":0.05802498757839203},{"text":"No no problem.","start":583.27997,"end":584.26,"sentiment":"neutral","sentiment_score":0.09721488505601883},{"text":"But, otherwise, where you guys are currently leaving is that in D Y.","start":585.51996,"end":589.315,"sentiment":"neutral","sentiment_score":0.019163794815540314},{"text":"So if we need to send any mail or anything like that, that's the D Y place?","start":589.315,"end":593.255,"sentiment":"neutral","sentiment_score":0.01467189280425801}],"sentiment":"neutral","sentiment_score":0.025256421949182237,"channel":0,"num_words":35,"start":582.72,"end":593.255},{"sentences":[{"text":"Yeah.","start":593.57,"end":593.73,"sentiment":"neutral","sentiment_score":0.02203369140625},{"text":"Yeah.","start":593.73,"end":593.97,"sentiment":"neutral","sentiment_score":0.02587617188692093},{"text":"Yep.","start":593.97,"end":594.47,"sentiment":"neutral","sentiment_score":0.03600020706653595}],"sentiment":"neutral","sentiment_score":0.027970023453235626,"channel":1,"num_words":3,"start":593.57,"end":594.47},{"sentences":[{"text":"Yep.","start":594.27496,"end":594.755,"sentiment":"neutral","sentiment_score":0.04156876727938652},{"text":"Okay.","start":594.755,"end":595.075,"sentiment":"neutral","sentiment_score":0.051666010171175}],"sentiment":"neutral","sentiment_score":0.04661738872528076,"channel":0,"num_words":2,"start":594.27496,"end":595.075},{"sentences":[{"text":"Yep.","start":594.93,"end":595.17,"sentiment":"neutral","sentiment_score":0.07296694815158844}],"sentiment":"neutral","sentiment_score":0.07296694815158844,"channel":1,"num_words":1,"start":594.93,"end":595.17},{"sentences":[{"text":"Great.","start":595.075,"end":595.575,"sentiment":"neutral","sentiment_score":0.18897487223148343}],"sentiment":"neutral","sentiment_score":0.18897487223148343,"channel":0,"num_words":1,"start":595.075,"end":595.575},{"sentences":[{"text":"We don't live there.","start":595.17,"end":595.89,"sentiment":"neutral","sentiment_score":-0.04760657565202564},{"text":"We get people renting the other two.","start":595.89,"end":597.83,"sentiment":"neutral","sentiment_score":0.01601927195276533}],"sentiment":"neutral","sentiment_score":-0.007117399903522296,"channel":1,"num_words":11,"start":595.17,"end":597.83},{"sentences":[{"text":"Yep.","start":598.27496,"end":598.77496,"sentiment":"neutral","sentiment_score":0.04388924688100815},{"text":"No.","start":598.83496,"end":599.235,"sentiment":"neutral","sentiment_score":0.05662578344345093},{"text":"Perfect.","start":599.235,"end":599.735,"sentiment":"neutral","sentiment_score":0.30874574184417725},{"text":"What, I guess, are things that you guys are working towards in the next couple of years?","start":601.15497,"end":605.43,"sentiment":"neutral","sentiment_score":0.1363029024180244},{"text":"Do you have any goals otherwise?","start":605.43,"end":608.09,"sentiment":"neutral","sentiment_score":0.036957004107534885}],"sentiment":"neutral","sentiment_score":0.11339046684308694,"channel":0,"num_words":26,"start":598.27496,"end":608.09},{"sentences":[{"text":"Yeah.","start":610.625,"end":610.945,"sentiment":"neutral","sentiment_score":0.012507682666182518},{"text":"We'd like to get another investment property, I guess, or","start":610.945,"end":617.88,"sentiment":"neutral","sentiment_score":0.0558956004679203}],"sentiment":"neutral","sentiment_score":0.05195124430412596,"channel":1,"num_words":11,"start":610.625,"end":617.88},{"sentences":[{"text":"Mhmm.","start":617.925,"end":618.425,"sentiment":"neutral","sentiment_score":0.04515669494867325}],"sentiment":"neutral","sentiment_score":0.04515669494867325,"channel":0,"num_words":1,"start":617.925,"end":618.425},{"sentences":[{"text":"like to get a maybe get a maybe sell it.","start":618.9,"end":622.10004,"sentiment":"neutral","sentiment_score":0.07185484021902085},{"text":"Sell the two that","start":622.10004,"end":622.82,"sentiment":"neutral","sentiment_score":0.025647848844528198}],"sentiment":"neutral","sentiment_score":0.058652842683451514,"channel":1,"num_words":14,"start":618.9,"end":622.82},{"sentences":[{"text":"Mhmm.","start":622.805,"end":623.305,"sentiment":"neutral","sentiment_score":0.007075874134898186}],"sentiment":"neutral","sentiment_score":0.007075874134898186,"channel":0,"num_words":1,"start":622.805,"end":623.305},{"sentences":[{"text":"we got.","start":622.82,"end":623.22003,"sentiment":"neutral","sentiment_score":-0.0006544878706336021},{"text":"No.","start":623.22003,"end":623.46,"sentiment":"neutral","sentiment_score":-0.21190956234931943},{"text":"We probably think we need to get one more, wait another five","start":623.46,"end":626.02,"sentiment":"neutral","sentiment_score":-0.1696764938533306}],"sentiment":"neutral","sentiment_score":-0.1499557642887036,"channel":1,"num_words":15,"start":622.82,"end":626.02},{"sentences":[{"text":"Okay.","start":625.845,"end":626.345,"sentiment":"neutral","sentiment_score":-0.01407756470143795}],"sentiment":"neutral","sentiment_score":-0.01407756470143795,"channel":0,"num_words":1,"start":625.845,"end":626.345},{"sentences":[{"text":"years, and then open to buy a place where we live.","start":626.02,"end":629.0,"sentiment":"neutral","sentiment_score":0.05261450955136256}],"sentiment":"neutral","sentiment_score":0.05261450955136256,"channel":1,"num_words":11,"start":626.02,"end":629.0},{"sentences":[{"text":"Yep.","start":629.3,"end":629.7,"sentiment":"neutral","sentiment_score":0.0986696630716324},{"text":"So just kind of expand the property portfolio, especially","start":629.7,"end":632.18,"sentiment":"neutral","sentiment_score":0.10948016577296787}],"sentiment":"neutral","sentiment_score":0.10839911550283432,"channel":0,"num_words":10,"start":629.3,"end":632.18},{"sentences":[{"text":"Yeah.","start":631.91504,"end":632.41504,"sentiment":"neutral","sentiment_score":0.007033143192529678}],"sentiment":"neutral","sentiment_score":0.007033143192529678,"channel":1,"num_words":1,"start":631.91504,"end":632.41504},{"sentences":[{"text":"down in I mean, property prices have gone up everywhere, but but down in","start":632.18,"end":636.34,"sentiment":"neutral","sentiment_score":-0.1247140493776117}],"sentiment":"neutral","sentiment_score":-0.1247140493776117,"channel":0,"num_words":14,"start":632.18,"end":636.34},{"sentences":[{"text":"Yes.","start":636.235,"end":636.735,"sentiment":"neutral","sentiment_score":-0.03390905633568764}],"sentiment":"neutral","sentiment_score":-0.03390905633568764,"channel":1,"num_words":1,"start":636.235,"end":636.735},{"sentences":[{"text":"Sydney, it's it's","start":636.34,"end":637.56,"sentiment":"neutral","sentiment_score":-0.011601092293858528}],"sentiment":"neutral","sentiment_score":-0.011601092293858528,"channel":0,"num_words":3,"start":636.34,"end":637.56},{"sentences":[{"text":"Yeah.","start":637.515,"end":638.015,"sentiment":"neutral","sentiment_score":-0.04308077692985535}],"sentiment":"neutral","sentiment_score":-0.04308077692985535,"channel":1,"num_words":1,"start":637.515,"end":638.015},{"sentences":[{"text":"quite bad sometimes, especially Northern Beaches.","start":637.62,"end":640.34,"sentiment":"neutral","sentiment_score":-0.16472035149733225},{"text":"I used to","start":640.34,"end":640.74,"sentiment":"neutral","sentiment_score":-0.022860845550894737}],"sentiment":"neutral","sentiment_score":-0.11743384951518641,"channel":0,"num_words":9,"start":637.62,"end":640.74},{"sentences":[{"text":"It's","start":640.715,"end":640.955,"sentiment":"neutral","sentiment_score":-0.024861205369234085}],"sentiment":"neutral","sentiment_score":-0.024861205369234085,"channel":1,"num_words":1,"start":640.715,"end":640.955},{"sentences":[{"text":"live in","start":640.74,"end":641.06,"sentiment":"neutral","sentiment_score":-0.015974735841155052}],"sentiment":"neutral","sentiment_score":-0.015974735841155052,"channel":0,"num_words":2,"start":640.74,"end":641.06},{"sentences":[{"text":"B","start":640.955,"end":641.195,"sentiment":"neutral","sentiment_score":-0.01577027700841427}],"sentiment":"neutral","sentiment_score":-0.01577027700841427,"channel":1,"num_words":1,"start":640.955,"end":641.195},{"sentences":[{"text":"Mossman.","start":641.06,"end":641.56,"sentiment":"neutral","sentiment_score":-0.04411579668521881}],"sentiment":"neutral","sentiment_score":-0.04411579668521881,"channel":0,"num_words":1,"start":641.06,"end":641.56},{"sentences":[{"text":"six.","start":641.195,"end":641.695,"sentiment":"neutral","sentiment_score":-0.009814675897359848},{"text":"Oh, yeah.","start":642.235,"end":642.895,"sentiment":"neutral","sentiment_score":0.03562044911086559}],"sentiment":"neutral","sentiment_score":0.02047540744145711,"channel":1,"num_words":3,"start":641.195,"end":642.895},{"sentences":[{"text":"So I was in the Northern Beaches a fair bit.","start":642.46497,"end":644.625,"sentiment":"neutral","sentiment_score":0.06348955892026424},{"text":"So, yeah, Dee White And Freshwater is beautiful, but, yeah, it does cost a bit.","start":644.625,"end":648.40497,"sentiment":"neutral","sentiment_score":0.17146674245595933}],"sentiment":"neutral","sentiment_score":0.12827586904168128,"channel":0,"num_words":25,"start":642.46497,"end":648.40497},{"sentences":[{"text":"Yeah.","start":648.42,"end":648.82,"sentiment":"neutral","sentiment_score":0.08236771821975708},{"text":"You pay for it.","start":648.82,"end":649.88,"sentiment":"neutral","sentiment_score":0.11566079221665859}],"sentiment":"neutral","sentiment_score":0.10900217741727829,"channel":1,"num_words":5,"start":648.42,"end":649.88},{"sentences":[{"text":"Mhmm.","start":650.305,"end":650.805,"sentiment":"neutral","sentiment_score":0.08119627833366394},{"text":"Alright.","start":651.825,"end":652.325,"sentiment":"positive","sentiment_score":0.3656952381134033},{"text":"Perfect.","start":652.46497,"end":652.96497,"sentiment":"positive","sentiment_score":0.6029155254364014},{"text":"Now the next thing I do wanna run over quickly with you, it is just an updated risk profile questionnaire.","start":653.265,"end":658.13,"sentiment":"neutral","sentiment_score":0.20959858000278472},{"text":"All multiple choice to make it nice and easy.","start":658.91003,"end":661.23004,"sentiment":"positive","sentiment_score":0.36256857381926644}],"sentiment":"neutral","sentiment_score":0.26577799394726753,"channel":0,"num_words":32,"start":650.305,"end":661.23004},{"sentences":[{"text":"No right or wrong answer.","start":661.23004,"end":662.77,"sentiment":"neutral","sentiment_score":-0.12501255869865419},{"text":"And it's just to see if we need to make any changes to your risk profile in your super.","start":662.99005,"end":667.55005,"sentiment":"neutral","sentiment_score":0.027027688528362074},{"text":"Okay?","start":667.55005,"end":668.05005,"sentiment":"neutral","sentiment_score":0.02875625155866146}],"sentiment":"neutral","sentiment_score":-0.003311218395829201,"channel":0,"num_words":25,"start":661.23004,"end":668.05005},{"sentences":[{"text":"Yep.","start":668.91504,"end":669.41504,"sentiment":"neutral","sentiment_score":0.04443889483809471}],"sentiment":"neutral","sentiment_score":0.04443889483809471,"channel":1,"num_words":1,"start":668.91504,"end":669.41504},{"sentences":[{"text":"Now that","start":670.59,"end":671.07,"sentiment":"neutral","sentiment_score":0.024974587373435497}],"sentiment":"neutral","sentiment_score":0.024974587373435497,"channel":0,"num_words":2,"start":670.59,"end":671.07},{"sentences":[{"text":"Yeah.","start":671.075,"end":671.575,"sentiment":"neutral","sentiment_score":0.0266058836132288},{"text":"Yeah.","start":672.49,"end":672.73004,"sentiment":"neutral","sentiment_score":0.008269128389656544},{"text":"Just high risk everything.","start":672.73004,"end":674.03,"sentiment":"neutral","sentiment_score":-0.04529774561524391},{"text":"I think the","start":674.49,"end":675.05,"sentiment":"neutral","sentiment_score":-0.012279331684112549}],"sentiment":"neutral","sentiment_score":-0.020350440612269774,"channel":1,"num_words":9,"start":671.075,"end":675.05},{"sentences":[{"text":"Yeah?","start":675.035,"end":675.435,"sentiment":"neutral","sentiment_score":0.0062511153519153595}],"sentiment":"neutral","sentiment_score":0.0062511153519153595,"channel":0,"num_words":1,"start":675.035,"end":675.435},{"sentences":[{"text":"first one","start":675.05,"end":675.61005,"sentiment":"neutral","sentiment_score":0.010679738596081734}],"sentiment":"neutral","sentiment_score":0.010679738596081734,"channel":1,"num_words":2,"start":675.05,"end":675.61005},{"sentences":[{"text":"Okay.","start":675.435,"end":675.935,"sentiment":"neutral","sentiment_score":0.01742815598845482}],"sentiment":"neutral","sentiment_score":0.01742815598845482,"channel":0,"num_words":1,"start":675.435,"end":675.935},{"sentences":[{"text":"did last","start":675.61005,"end":676.35004,"sentiment":"neutral","sentiment_score":0.008131861686706543}],"sentiment":"neutral","sentiment_score":0.008131861686706543,"channel":1,"num_words":2,"start":675.61005,"end":676.35004},{"sentences":[{"text":"Because at the","start":675.995,"end":676.795,"sentiment":"neutral","sentiment_score":-0.010964815815289816}],"sentiment":"neutral","sentiment_score":-0.010964815815289816,"channel":0,"num_words":3,"start":675.995,"end":676.795},{"sentences":[{"text":"time.","start":676.73004,"end":677.23004,"sentiment":"neutral","sentiment_score":-0.003745472058653831}],"sentiment":"neutral","sentiment_score":-0.003745472058653831,"channel":1,"num_words":1,"start":676.73004,"end":677.23004},{"sentences":[{"text":"moment, yeah, at the moment, you are invested in a high growth portfolio.","start":676.795,"end":680.735,"sentiment":"neutral","sentiment_score":0.026620056480169296}],"sentiment":"neutral","sentiment_score":0.026620056480169296,"channel":0,"num_words":13,"start":676.795,"end":680.735},{"sentences":[{"text":"Yeah.","start":681.69,"end":682.19,"sentiment":"neutral","sentiment_score":0.07790859043598175}],"sentiment":"neutral","sentiment_score":0.07790859043598175,"channel":1,"num_words":1,"start":681.69,"end":682.19},{"sentences":[{"text":"And are you still you still remember kind of what it means to be a high growth investor, and you're still comfortable","start":682.07495,"end":687.37,"sentiment":"neutral","sentiment_score":0.0673278598961505}],"sentiment":"neutral","sentiment_score":0.0673278598961505,"channel":0,"num_words":22,"start":682.07495,"end":687.37},{"sentences":[{"text":"Yeah.","start":687.22504,"end":687.72504,"sentiment":"neutral","sentiment_score":0.022457405924797055}],"sentiment":"neutral","sentiment_score":0.022457405924797055,"channel":1,"num_words":1,"start":687.22504,"end":687.72504},{"sentences":[{"text":"with all of that?","start":687.37,"end":688.27,"sentiment":"neutral","sentiment_score":0.02081854734569788},{"text":"Yeah.","start":688.33,"end":688.81,"sentiment":"neutral","sentiment_score":0.029331054538488388}],"sentiment":"neutral","sentiment_score":0.02252104878425598,"channel":0,"num_words":5,"start":687.37,"end":688.81},{"sentences":[{"text":"Yeah.","start":688.505,"end":688.745,"sentiment":"neutral","sentiment_score":0.022839678451418877},{"text":"It's","start":688.745,"end":688.905,"sentiment":"neutral","sentiment_score":-0.01075399573892355}],"sentiment":"neutral","sentiment_score":0.0060428413562476635,"channel":1,"num_words":2,"start":688.505,"end":688.905},{"sentences":[{"text":"Okay.","start":688.81,"end":689.31,"sentiment":"neutral","sentiment_score":-0.02539563924074173}],"sentiment":"neutral","sentiment_score":-0.02539563924074173,"channel":0,"num_words":1,"start":688.81,"end":689.31},{"sentences":[{"text":"a couple of rough.","start":688.905,"end":689.78503,"sentiment":"neutral","sentiment_score":-0.12560435198247433},{"text":"Yeah.","start":689.78503,"end":690.28503,"sentiment":"neutral","sentiment_score":-0.022527776658535004}],"sentiment":"neutral","sentiment_score":-0.10498903691768646,"channel":1,"num_words":5,"start":688.905,"end":690.28503},{"sentences":[{"text":"And, obviously, from a time frame point of view, you do have plenty of time until retirement.","start":690.49,"end":694.83,"sentiment":"neutral","sentiment_score":-0.003135834546650157}],"sentiment":"neutral","sentiment_score":-0.003135834546650157,"channel":0,"num_words":17,"start":690.49,"end":694.83},{"sentences":[{"text":"Yeah.","start":695.945,"end":696.445,"sentiment":"neutral","sentiment_score":0.08138476312160492}],"sentiment":"neutral","sentiment_score":0.08138476312160492,"channel":1,"num_words":1,"start":695.945,"end":696.445},{"sentences":[{"text":"And in a high growth portfolio, typically, we want to see a minimum of eight","start":696.185,"end":701.78503,"sentiment":"neutral","sentiment_score":0.09488118837277094}],"sentiment":"neutral","sentiment_score":0.09488118837277094,"channel":0,"num_words":15,"start":696.185,"end":701.78503},{"sentences":[{"text":"Yep.","start":701.73,"end":702.23,"sentiment":"neutral","sentiment_score":0.05264245718717575}],"sentiment":"neutral","sentiment_score":0.05264245718717575,"channel":1,"num_words":1,"start":701.73,"end":702.23},{"sentences":[{"text":"years in re until retirement, just making sure you have enough time in the market, which you certainly do.","start":701.78503,"end":707.565,"sentiment":"neutral","sentiment_score":0.12007329181620949},{"text":"So if you're comfortable with that, we'll","start":708.06,"end":709.66003,"sentiment":"neutral","sentiment_score":0.11571062675544194}],"sentiment":"neutral","sentiment_score":0.11889872814600284,"channel":0,"num_words":26,"start":701.78503,"end":709.66003},{"sentences":[{"text":"Yep.","start":709.5825,"end":710.0825,"sentiment":"neutral","sentiment_score":0.06253013014793396}],"sentiment":"neutral","sentiment_score":0.06253013014793396,"channel":1,"num_words":1,"start":709.5825,"end":710.0825},{"sentences":[{"text":"leave it in high growth.","start":709.66003,"end":711.28,"sentiment":"neutral","sentiment_score":0.03999396543949842},{"text":"Otherwise, is your plan to kind of access super at 65 still, or do you think you'd wanna retire at 60 when you can access your super, or what do you think your plan might be?","start":712.22003,"end":723.2,"sentiment":"neutral","sentiment_score":0.04427551835154494}],"sentiment":"neutral","sentiment_score":0.04375337775251487,"channel":0,"num_words":41,"start":709.66003,"end":723.2},{"sentences":[{"text":"Not exactly sure.","start":725.195,"end":726.975,"sentiment":"neutral","sentiment_score":-0.08495345960060756},{"text":"If I get the plan, I'll be having only working if I have to, but","start":727.515,"end":732.65,"sentiment":"neutral","sentiment_score":-0.0817073356360197}],"sentiment":"neutral","sentiment_score":-0.08224835629678434,"channel":1,"num_words":18,"start":725.195,"end":732.65},{"sentences":[{"text":"Yep.","start":732.38495,"end":732.88495,"sentiment":"neutral","sentiment_score":-0.0004545177216641605}],"sentiment":"neutral","sentiment_score":-0.0004545177216641605,"channel":0,"num_words":1,"start":732.38495,"end":732.88495},{"sentences":[{"text":"I'm on 60, but, yeah,","start":732.65,"end":734.57,"sentiment":"neutral","sentiment_score":0.007174717448651791}],"sentiment":"neutral","sentiment_score":0.007174717448651791,"channel":1,"num_words":5,"start":732.65,"end":734.57},{"sentences":[{"text":"Yep.","start":734.46497,"end":734.96497,"sentiment":"neutral","sentiment_score":0.033617064356803894}],"sentiment":"neutral","sentiment_score":0.033617064356803894,"channel":0,"num_words":1,"start":734.46497,"end":734.96497},{"sentences":[{"text":"we'll see.","start":734.57,"end":735.31,"sentiment":"neutral","sentiment_score":0.03498390410095453}],"sentiment":"neutral","sentiment_score":0.03498390410095453,"channel":1,"num_words":2,"start":734.57,"end":735.31},{"sentences":[{"text":"So ideally, 60, but if not, we'll","start":735.6,"end":738.33997,"sentiment":"neutral","sentiment_score":0.025061491610748426}],"sentiment":"neutral","sentiment_score":0.025061491610748426,"channel":0,"num_words":7,"start":735.6,"end":738.33997},{"sentences":[{"text":"Yeah.","start":738.17,"end":738.67,"sentiment":"neutral","sentiment_score":0.03706011548638344}],"sentiment":"neutral","sentiment_score":0.03706011548638344,"channel":1,"num_words":1,"start":738.17,"end":738.67},{"sentences":[{"text":"Yeah.","start":739.2,"end":739.51996,"sentiment":"neutral","sentiment_score":0.04795505106449127},{"text":"Okay.","start":739.51996,"end":739.76,"sentiment":"neutral","sentiment_score":0.04984574764966965},{"text":"And do","start":739.76,"end":740.07996,"sentiment":"neutral","sentiment_score":0.014004060998558998}],"sentiment":"neutral","sentiment_score":0.03145223017781973,"channel":0,"num_words":4,"start":739.2,"end":740.07996},{"sentences":[{"text":"I","start":739.93,"end":740.09,"sentiment":"neutral","sentiment_score":0.020313680171966553}],"sentiment":"neutral","sentiment_score":0.020313680171966553,"channel":1,"num_words":1,"start":739.93,"end":740.09},{"sentences":[{"text":"you","start":740.07996,"end":740.16,"sentiment":"neutral","sentiment_score":0.016177594661712646}],"sentiment":"neutral","sentiment_score":0.016177594661712646,"channel":0,"num_words":1,"start":740.07996,"end":740.16},{"sentences":[{"text":"mean,","start":740.09,"end":740.21,"sentiment":"neutral","sentiment_score":0.0007791426032781601}],"sentiment":"neutral","sentiment_score":0.0007791426032781601,"channel":1,"num_words":1,"start":740.09,"end":740.21},{"sentences":[{"text":"think","start":740.16,"end":740.39996,"sentiment":"neutral","sentiment_score":-0.002777412533760071}],"sentiment":"neutral","sentiment_score":-0.002777412533760071,"channel":0,"num_words":1,"start":740.16,"end":740.39996},{"sentences":[{"text":"I","start":740.21,"end":740.33,"sentiment":"neutral","sentiment_score":-0.006245516240596771}],"sentiment":"neutral","sentiment_score":-0.006245516240596771,"channel":1,"num_words":1,"start":740.21,"end":740.33},{"sentences":[{"text":"about","start":740.39996,"end":740.64,"sentiment":"neutral","sentiment_score":-0.006480403244495392}],"sentiment":"neutral","sentiment_score":-0.006480403244495392,"channel":0,"num_words":1,"start":740.39996,"end":740.64},{"sentences":[{"text":"yeah.","start":740.49,"end":740.81,"sentiment":"neutral","sentiment_score":0.017624368891119957}],"sentiment":"neutral","sentiment_score":0.017624368891119957,"channel":1,"num_words":1,"start":740.49,"end":740.81},{"sentences":[{"text":"a thousand","start":740.64,"end":741.3,"sentiment":"neutral","sentiment_score":0.0718701109290123}],"sentiment":"neutral","sentiment_score":0.0718701109290123,"channel":0,"num_words":2,"start":740.64,"end":741.3},{"sentences":[{"text":"I hardly doubt I'd stop doing anything.","start":740.81,"end":742.75,"sentiment":"neutral","sentiment_score":-0.09041528456977435},{"text":"I'd probably still continue doing something.","start":742.81,"end":745.15,"sentiment":"neutral","sentiment_score":-0.04730790853500366}],"sentiment":"neutral","sentiment_score":-0.07051957255372635,"channel":1,"num_words":13,"start":740.81,"end":745.15},{"sentences":[{"text":"yeah.","start":745.36,"end":745.68,"sentiment":"neutral","sentiment_score":-0.012461534701287746},{"text":"Maybe just, like, reduce hours or","start":745.68,"end":747.44,"sentiment":"neutral","sentiment_score":-0.02449310291558504}],"sentiment":"neutral","sentiment_score":-0.022774307456399714,"channel":0,"num_words":7,"start":745.36,"end":747.44},{"sentences":[{"text":"Yeah.","start":747.425,"end":747.925,"sentiment":"neutral","sentiment_score":0.006563999690115452}],"sentiment":"neutral","sentiment_score":0.006563999690115452,"channel":1,"num_words":1,"start":747.425,"end":747.925},{"sentences":[{"text":"something.","start":747.44,"end":747.94,"sentiment":"neutral","sentiment_score":0.022191742435097694}],"sentiment":"neutral","sentiment_score":0.022191742435097694,"channel":0,"num_words":1,"start":747.44,"end":747.94},{"sentences":[{"text":"Yeah.","start":748.14496,"end":748.64496,"sentiment":"neutral","sentiment_score":0.10009392350912094}],"sentiment":"neutral","sentiment_score":0.10009392350912094,"channel":1,"num_words":1,"start":748.14496,"end":748.64496},{"sentences":[{"text":"Yeah.","start":748.285,"end":748.785,"sentiment":"neutral","sentiment_score":0.1798262894153595}],"sentiment":"neutral","sentiment_score":0.1798262894153595,"channel":0,"num_words":1,"start":748.285,"end":748.785},{"sentences":[{"text":"Yep.","start":749.505,"end":750.005,"sentiment":"neutral","sentiment_score":0.3067873418331146}],"sentiment":"neutral","sentiment_score":0.3067873418331146,"channel":1,"num_words":1,"start":749.505,"end":750.005},{"sentences":[{"text":"And a thousand dollars per week I have here is an ideal income for you during retirement.","start":749.885,"end":756.385,"sentiment":"positive","sentiment_score":0.530589841744479},{"text":"Do you think that is still","start":757.005,"end":758.865,"sentiment":"neutral","sentiment_score":0.3186119695504506}],"sentiment":"positive","sentiment_score":0.4752912663895151,"channel":0,"num_words":23,"start":749.885,"end":758.865},{"sentences":[{"text":"You","start":758.97,"end":759.47,"sentiment":"neutral","sentiment_score":0.14620837569236755}],"sentiment":"neutral","sentiment_score":0.14620837569236755,"channel":1,"num_words":1,"start":758.97,"end":759.47},{"sentences":[{"text":"achievable, or do you think you would need a bit more, obviously, with rising prices and everything like that","start":759.805,"end":764.45996,"sentiment":"neutral","sentiment_score":0.10349365951199281}],"sentiment":"neutral","sentiment_score":0.10349365951199281,"channel":0,"num_words":19,"start":759.805,"end":764.45996},{"sentences":[{"text":"pay","start":764.41,"end":764.56995,"sentiment":"neutral","sentiment_score":0.06576099991798401}],"sentiment":"neutral","sentiment_score":0.06576099991798401,"channel":1,"num_words":1,"start":764.41,"end":764.56995},{"sentences":[{"text":"through","start":764.45996,"end":764.95996,"sentiment":"neutral","sentiment_score":0.038246989250183105}],"sentiment":"neutral","sentiment_score":0.038246989250183105,"channel":0,"num_words":1,"start":764.45996,"end":764.95996},{"sentences":[{"text":"a thousand bucks a week?","start":764.56995,"end":765.87,"sentiment":"neutral","sentiment_score":0.13391517102718353}],"sentiment":"neutral","sentiment_score":0.13391517102718353,"channel":1,"num_words":5,"start":764.56995,"end":765.87},{"sentences":[{"text":"Yes.","start":766.13995,"end":766.63995,"sentiment":"neutral","sentiment_score":0.07507806271314621}],"sentiment":"neutral","sentiment_score":0.07507806271314621,"channel":0,"num_words":1,"start":766.13995,"end":766.63995},{"sentences":[{"text":"Oh, yes.","start":767.12994,"end":768.02997,"sentiment":"neutral","sentiment_score":0.0440213680267334},{"text":"By the column 60?","start":768.32996,"end":769.55,"sentiment":"neutral","sentiment_score":0.016931670950725675},{"text":"It's like sounds","start":770.49,"end":772.755,"sentiment":"neutral","sentiment_score":0.0067666371663411455}],"sentiment":"neutral","sentiment_score":0.019563259039488103,"channel":1,"num_words":9,"start":767.12994,"end":772.755},{"sentences":[{"text":"Do","start":772.62,"end":772.77997,"sentiment":"neutral","sentiment_score":-0.008263450115919113}],"sentiment":"neutral","sentiment_score":-0.008263450115919113,"channel":0,"num_words":1,"start":772.62,"end":772.77997},{"sentences":[{"text":"like","start":772.755,"end":772.835,"sentiment":"neutral","sentiment_score":-0.004175972193479538}],"sentiment":"neutral","sentiment_score":-0.004175972193479538,"channel":1,"num_words":1,"start":772.755,"end":772.835},{"sentences":[{"text":"you","start":772.77997,"end":772.86,"sentiment":"neutral","sentiment_score":-0.011887818574905396}],"sentiment":"neutral","sentiment_score":-0.011887818574905396,"channel":0,"num_words":1,"start":772.77997,"end":772.86},{"sentences":[{"text":"probably","start":772.835,"end":773.23505,"sentiment":"neutral","sentiment_score":-0.01590428128838539}],"sentiment":"neutral","sentiment_score":-0.01590428128838539,"channel":1,"num_words":1,"start":772.835,"end":773.23505},{"sentences":[{"text":"want me to","start":772.86,"end":773.26,"sentiment":"neutral","sentiment_score":-0.009021617472171783}],"sentiment":"neutral","sentiment_score":-0.009021617472171783,"channel":0,"num_words":3,"start":772.86,"end":773.26},{"sentences":[{"text":"worth","start":773.23505,"end":773.315,"sentiment":"neutral","sentiment_score":-0.03252940624952316}],"sentiment":"neutral","sentiment_score":-0.03252940624952316,"channel":1,"num_words":1,"start":773.23505,"end":773.315},{"sentences":[{"text":"change","start":773.26,"end":773.5,"sentiment":"neutral","sentiment_score":0.027361400425434113}],"sentiment":"neutral","sentiment_score":0.027361400425434113,"channel":0,"num_words":1,"start":773.26,"end":773.5},{"sentences":[{"text":"10¢","start":773.315,"end":773.875}],"channel":1,"num_words":1,"start":773.315,"end":773.875},{"sentences":[{"text":"it to, like,","start":773.5,"end":773.98,"sentiment":"neutral","sentiment_score":0.01362282099823157}],"sentiment":"neutral","sentiment_score":0.01362282099823157,"channel":0,"num_words":3,"start":773.5,"end":773.98},{"sentences":[{"text":"by","start":773.875,"end":774.03503,"sentiment":"neutral","sentiment_score":0.02549026533961296}],"sentiment":"neutral","sentiment_score":0.02549026533961296,"channel":1,"num_words":1,"start":773.875,"end":774.03503},{"sentences":[{"text":"two","start":773.98,"end":774.22,"sentiment":"neutral","sentiment_score":0.03238422051072121}],"sentiment":"neutral","sentiment_score":0.03238422051072121,"channel":0,"num_words":1,"start":773.98,"end":774.22},{"sentences":[{"text":"the time","start":774.03503,"end":774.275,"sentiment":"neutral","sentiment_score":0.023057276383042336}],"sentiment":"neutral","sentiment_score":0.023057276383042336,"channel":1,"num_words":2,"start":774.03503,"end":774.275},{"sentences":[{"text":"thousand","start":774.22,"end":774.62,"sentiment":"neutral","sentiment_score":0.025575142353773117}],"sentiment":"neutral","sentiment_score":0.025575142353773117,"channel":0,"num_words":1,"start":774.22,"end":774.62},{"sentences":[{"text":"I'm there,","start":774.275,"end":775.015,"sentiment":"neutral","sentiment_score":-0.0063862844835966825}],"sentiment":"neutral","sentiment_score":-0.0063862844835966825,"channel":1,"num_words":2,"start":774.275,"end":775.015},{"sentences":[{"text":"or something?","start":774.62,"end":775.27997,"sentiment":"neutral","sentiment_score":-0.020905008539557457}],"sentiment":"neutral","sentiment_score":-0.020905008539557457,"channel":0,"num_words":2,"start":774.62,"end":775.27997},{"sentences":[{"text":"the way inflation's going.","start":775.315,"end":776.85504,"sentiment":"neutral","sentiment_score":-0.0399049362167716}],"sentiment":"neutral","sentiment_score":-0.0399049362167716,"channel":1,"num_words":4,"start":775.315,"end":776.85504},{"sentences":[{"text":"Yeah.","start":777.275,"end":777.775,"sentiment":"neutral","sentiment_score":0.01284850388765335},{"text":"And","start":777.995,"end":778.235,"sentiment":"neutral","sentiment_score":0.016012974083423615}],"sentiment":"neutral","sentiment_score":0.014430738985538483,"channel":0,"num_words":2,"start":777.275,"end":778.235},{"sentences":[{"text":"Yes.","start":778.195,"end":778.515,"sentiment":"neutral","sentiment_score":0.037029929459095}],"sentiment":"neutral","sentiment_score":0.037029929459095,"channel":1,"num_words":1,"start":778.195,"end":778.515},{"sentences":[{"text":"this is","start":778.235,"end":778.555,"sentiment":"neutral","sentiment_score":0.025030115619301796}],"sentiment":"neutral","sentiment_score":0.025030115619301796,"channel":0,"num_words":2,"start":778.235,"end":778.555},{"sentences":[{"text":"I","start":778.515,"end":778.67505,"sentiment":"neutral","sentiment_score":-0.013471275568008425}],"sentiment":"neutral","sentiment_score":-0.013471275568008425,"channel":1,"num_words":1,"start":778.515,"end":778.67505},{"sentences":[{"text":"just","start":778.555,"end":778.795,"sentiment":"neutral","sentiment_score":0.00385718047618866}],"sentiment":"neutral","sentiment_score":0.00385718047618866,"channel":0,"num_words":1,"start":778.555,"end":778.795},{"sentences":[{"text":"don't","start":778.67505,"end":778.91504,"sentiment":"neutral","sentiment_score":-0.02184639871120453}],"sentiment":"neutral","sentiment_score":-0.02184639871120453,"channel":1,"num_words":1,"start":778.67505,"end":778.91504},{"sentences":[{"text":"for","start":778.795,"end":778.955,"sentiment":"neutral","sentiment_score":-0.052506133913993835}],"sentiment":"neutral","sentiment_score":-0.052506133913993835,"channel":0,"num_words":1,"start":778.795,"end":778.955},{"sentences":[{"text":"know.","start":778.91504,"end":779.41504,"sentiment":"neutral","sentiment_score":-0.042262665927410126}],"sentiment":"neutral","sentiment_score":-0.042262665927410126,"channel":1,"num_words":1,"start":778.91504,"end":779.41504},{"sentences":[{"text":"you as well?","start":778.955,"end":779.855,"sentiment":"neutral","sentiment_score":-0.011177785073717436}],"sentiment":"neutral","sentiment_score":-0.011177785073717436,"channel":0,"num_words":3,"start":778.955,"end":779.855},{"sentences":[{"text":"It's hard to tell what inflation's gonna do, but probably more I'd be more happy","start":780.03503,"end":785.155,"sentiment":"neutral","sentiment_score":-0.06882082869609198}],"sentiment":"neutral","sentiment_score":-0.06882082869609198,"channel":1,"num_words":15,"start":780.03503,"end":785.155},{"sentences":[{"text":"If","start":785.035,"end":785.275,"sentiment":"neutral","sentiment_score":0.03174702823162079}],"sentiment":"neutral","sentiment_score":0.03174702823162079,"channel":0,"num_words":1,"start":785.035,"end":785.275},{"sentences":[{"text":"if","start":785.155,"end":785.315,"sentiment":"neutral","sentiment_score":0.06961162388324738}],"sentiment":"neutral","sentiment_score":0.06961162388324738,"channel":1,"num_words":1,"start":785.155,"end":785.315},{"sentences":[{"text":"you","start":785.275,"end":785.435,"sentiment":"neutral","sentiment_score":0.05363590270280838}],"sentiment":"neutral","sentiment_score":0.05363590270280838,"channel":0,"num_words":1,"start":785.275,"end":785.435},{"sentences":[{"text":"I show","start":785.315,"end":785.635,"sentiment":"neutral","sentiment_score":0.03679374232888222}],"sentiment":"neutral","sentiment_score":0.03679374232888222,"channel":1,"num_words":2,"start":785.315,"end":785.635},{"sentences":[{"text":"think","start":785.435,"end":785.595,"sentiment":"neutral","sentiment_score":0.025488220155239105}],"sentiment":"neutral","sentiment_score":0.025488220155239105,"channel":0,"num_words":1,"start":785.435,"end":785.595},{"sentences":[{"text":"them, like, five.","start":785.635,"end":786.455,"sentiment":"neutral","sentiment_score":0.008660985777775446}],"sentiment":"neutral","sentiment_score":0.008660985777775446,"channel":1,"num_words":3,"start":785.635,"end":786.455},{"sentences":[{"text":"yeah.","start":787.355,"end":787.855,"sentiment":"neutral","sentiment_score":0.01937278173863888},{"text":"And if you think","start":787.915,"end":788.875,"sentiment":"neutral","sentiment_score":0.021906576585024595}],"sentiment":"neutral","sentiment_score":0.02139981761574745,"channel":0,"num_words":5,"start":787.355,"end":788.875},{"sentences":[{"text":"I think","start":788.71,"end":789.11005,"sentiment":"neutral","sentiment_score":0.020302966237068176}],"sentiment":"neutral","sentiment_score":0.020302966237068176,"channel":1,"num_words":2,"start":788.71,"end":789.11005},{"sentences":[{"text":"in, like,","start":788.875,"end":789.275,"sentiment":"neutral","sentiment_score":0.020810487680137157}],"sentiment":"neutral","sentiment_score":0.020810487680137157,"channel":0,"num_words":2,"start":788.875,"end":789.275},{"sentences":[{"text":"given","start":789.11005,"end":789.61005,"sentiment":"neutral","sentiment_score":0.0710037499666214}],"sentiment":"neutral","sentiment_score":0.0710037499666214,"channel":1,"num_words":1,"start":789.11005,"end":789.61005},{"sentences":[{"text":"today's","start":789.275,"end":789.775,"sentiment":"neutral","sentiment_score":0.059593528509140015}],"sentiment":"neutral","sentiment_score":0.059593528509140015,"channel":0,"num_words":1,"start":789.275,"end":789.775},{"sentences":[{"text":"yeah.","start":790.95,"end":791.19,"sentiment":"neutral","sentiment_score":0.049586016684770584},{"text":"I'll","start":791.19,"end":791.35004,"sentiment":"neutral","sentiment_score":0.03852176293730736}],"sentiment":"neutral","sentiment_score":0.04405388981103897,"channel":1,"num_words":2,"start":790.95,"end":791.35004},{"sentences":[{"text":"today's","start":791.19,"end":791.69,"sentiment":"neutral","sentiment_score":0.06135602295398712}],"sentiment":"neutral","sentiment_score":0.06135602295398712,"channel":0,"num_words":1,"start":791.19,"end":791.69},{"sentences":[{"text":"give it if","start":791.35004,"end":791.91003,"sentiment":"neutral","sentiment_score":0.035314315309127174}],"sentiment":"neutral","sentiment_score":0.035314315309127174,"channel":1,"num_words":3,"start":791.35004,"end":791.91003},{"sentences":[{"text":"dollar","start":791.82996,"end":792.14996,"sentiment":"neutral","sentiment_score":0.03967489302158356}],"sentiment":"neutral","sentiment_score":0.03967489302158356,"channel":0,"num_words":1,"start":791.82996,"end":792.14996},{"sentences":[{"text":"it was","start":791.91003,"end":792.15,"sentiment":"neutral","sentiment_score":0.028141658753156662}],"sentiment":"neutral","sentiment_score":0.028141658753156662,"channel":1,"num_words":2,"start":791.91003,"end":792.15},{"sentences":[{"text":"value","start":792.14996,"end":792.64996,"sentiment":"neutral","sentiment_score":0.0010555759072303772}],"sentiment":"neutral","sentiment_score":0.0010555759072303772,"channel":0,"num_words":1,"start":792.14996,"end":792.64996},{"sentences":[{"text":"today,","start":792.15,"end":792.65,"sentiment":"neutral","sentiment_score":0.011083535850048063}],"sentiment":"neutral","sentiment_score":0.011083535850048063,"channel":1,"num_words":1,"start":792.15,"end":792.65},{"sentences":[{"text":"mhmm.","start":793.02997,"end":793.52997,"sentiment":"neutral","sentiment_score":-0.00924472976475954}],"sentiment":"neutral","sentiment_score":-0.00924472976475954,"channel":0,"num_words":1,"start":793.02997,"end":793.52997},{"sentences":[{"text":"I don't know.","start":795.03,"end":795.47003,"sentiment":"neutral","sentiment_score":-0.13334526121616364},{"text":"I reckon $2 a week would be better.","start":795.47003,"end":797.45,"sentiment":"neutral","sentiment_score":-0.12385455332696438}],"sentiment":"neutral","sentiment_score":-0.1264429282058369,"channel":1,"num_words":11,"start":795.03,"end":797.45},{"sentences":[{"text":"Yeah.","start":797.11,"end":797.61,"sentiment":"neutral","sentiment_score":-0.016115590929985046},{"text":"And that's honestly what most people it it tends to fluctuate between a thousand and 2, even up to $2.05, depending","start":798.07,"end":805.30505,"sentiment":"neutral","sentiment_score":0.007586215212497683}],"sentiment":"neutral","sentiment_score":0.006508860387839377,"channel":0,"num_words":22,"start":797.11,"end":805.30505},{"sentences":[{"text":"Yeah.","start":804.90497,"end":805.40497,"sentiment":"neutral","sentiment_score":-0.017061125487089157}],"sentiment":"neutral","sentiment_score":-0.017061125487089157,"channel":1,"num_words":1,"start":804.90497,"end":805.40497},{"sentences":[{"text":"on how extravagant you obviously want your retirement, but also how much debt and assets you have.","start":805.36505,"end":810.265,"sentiment":"neutral","sentiment_score":-0.03698083385825157}],"sentiment":"neutral","sentiment_score":-0.03698083385825157,"channel":0,"num_words":17,"start":805.36505,"end":810.265},{"sentences":[{"text":"Yep.","start":810.665,"end":811.165,"sentiment":"neutral","sentiment_score":0.05033799260854721}],"sentiment":"neutral","sentiment_score":0.05033799260854721,"channel":1,"num_words":1,"start":810.665,"end":811.165},{"sentences":[{"text":"Obviously, if you guys are planning on building out your investment property portfolio, you probably will have quite a few assets that are kind of self funding itself.","start":810.80505,"end":819.72,"sentiment":"neutral","sentiment_score":0.06817049885700856},{"text":"So the way you guys are going, you're on a good direction for that anyway, and then if you have more income coming from that as well.","start":820.26,"end":827.07996,"sentiment":"positive","sentiment_score":0.5776928751556961}],"sentiment":"neutral","sentiment_score":0.318299665403637,"channel":0,"num_words":55,"start":810.80505,"end":827.07996},{"sentences":[{"text":"Yeah.","start":827.47003,"end":827.97003,"sentiment":"positive","sentiment_score":0.5017510652542114},{"text":"Cool.","start":828.03,"end":828.53,"sentiment":"positive","sentiment_score":0.6646022796630859}],"sentiment":"positive","sentiment_score":0.5831766724586487,"channel":1,"num_words":2,"start":827.47003,"end":828.53},{"sentences":[{"text":"Yep.","start":828.42,"end":828.74,"sentiment":"positive","sentiment_score":0.5903042554855347},{"text":"Perfect.","start":828.74,"end":829.24,"sentiment":"positive","sentiment_score":0.7259244918823242},{"text":"Now I have just sent you an email as well.","start":830.01996,"end":832.01996,"sentiment":"positive","sentiment_score":0.3970781207084656},{"text":"You don't have to access it now if you're a bit busy, but have a look through it later.","start":832.01996,"end":836.015,"sentiment":"neutral","sentiment_score":0.2239374192921739},{"text":"If you have any questions, let me know.","start":836.555,"end":839.215,"sentiment":"neutral","sentiment_score":0.14256022684276104}],"sentiment":"neutral","sentiment_score":0.27390519835245913,"channel":0,"num_words":39,"start":828.42,"end":839.215},{"sentences":[{"text":"It is pretty straightforward, though.","start":839.35504,"end":841.215,"sentiment":"positive","sentiment_score":0.34821526408195497},{"text":"In the email, I have included one is a Vanguard index chart.","start":841.515,"end":846.47504,"sentiment":"neutral","sentiment_score":0.21361644938588142},{"text":"You may have probably seen this one before, but it is just a good visual representation of what we are talking about when we're talking about the market.","start":846.47504,"end":853.57996,"sentiment":"neutral","sentiment_score":0.2293085479842765},{"text":"And it basically tells you that over the long term, market always goes up.","start":854.6,"end":859.0,"sentiment":"neutral","sentiment_score":0.12024432633604322},{"text":"The short term, there will be some ups and downs and market fluctuations.","start":859.0,"end":862.3,"sentiment":"neutral","sentiment_score":0.021524167977846585}],"sentiment":"neutral","sentiment_score":0.17622705290300977,"channel":0,"num_words":72,"start":839.35504,"end":862.3},{"sentences":[{"text":"Yep.","start":863.22504,"end":863.72504,"sentiment":"neutral","sentiment_score":0.08366523683071136}],"sentiment":"neutral","sentiment_score":0.08366523683071136,"channel":1,"num_words":1,"start":863.22504,"end":863.72504},{"sentences":[{"text":"Now you will also have through documents.","start":864.855,"end":867.195,"sentiment":"neutral","sentiment_score":0.0929829121700355},{"text":"These are more your compliance documents.","start":868.055,"end":869.975,"sentiment":"neutral","sentiment_score":0.07825596382220586},{"text":"You'll have an Oakview financial services guide and then a services guide.","start":869.975,"end":874.395,"sentiment":"neutral","sentiment_score":0.09026684953520696},{"text":"Again, you would have seen this one before.","start":874.855,"end":876.55,"sentiment":"neutral","sentiment_score":0.10631145630031824},{"text":"It's just a bit of an updated version.","start":876.55,"end":878.73004,"sentiment":"neutral","sentiment_score":0.10905632749199867}],"sentiment":"neutral","sentiment_score":0.09576977153376835,"channel":0,"num_words":41,"start":864.855,"end":878.73004},{"sentences":[{"text":"None of the important information has changed, but we've had a bit of an update to our marketing.","start":879.67004,"end":885.53,"sentiment":"neutral","sentiment_score":0.09624718088242742},{"text":"So a bit more updated photos of all the advisers and the directors and stuff and a bit of an extension to the team, which is great.","start":885.59,"end":893.325,"sentiment":"neutral","sentiment_score":0.3044755166327512}],"sentiment":"neutral","sentiment_score":0.2211841823326217,"channel":0,"num_words":45,"start":879.67004,"end":893.325},{"sentences":[{"text":"Yep.","start":894.265,"end":894.765,"sentiment":"neutral","sentiment_score":0.2951633334159851},{"text":"Cool.","start":894.825,"end":895.325,"sentiment":"positive","sentiment_score":0.421034038066864}],"sentiment":"positive","sentiment_score":0.35809868574142456,"channel":1,"num_words":2,"start":894.265,"end":895.325},{"sentences":[{"text":"Now you also have a super summary, which just shows you your current superannuation, which you have with Hub twenty four.","start":896.025,"end":905.72504,"sentiment":"neutral","sentiment_score":0.2248828084695907},{"text":"And you do have a 151,000 or $293 in there.","start":905.94995,"end":911.97,"sentiment":"neutral","sentiment_score":0.17375274747610092}],"sentiment":"neutral","sentiment_score":0.20838924040717463,"channel":0,"num_words":31,"start":896.025,"end":911.97},{"sentences":[{"text":"Cool.","start":912.845,"end":913.345,"sentiment":"neutral","sentiment_score":0.3139660358428955}],"sentiment":"neutral","sentiment_score":0.3139660358428955,"channel":1,"num_words":1,"start":912.845,"end":913.345},{"sentences":[{"text":"Now the last thing is then a performance report that just basically shows you what's happened in the last twelve months, and it breaks down all your individual investments and how they have all performed after fees.","start":914.67,"end":928.725,"sentiment":"neutral","sentiment_score":0.14330364683189908},{"text":"Basically, with your portfolio, it's even though we've had a lot of market volatility the last twelve months.","start":929.665,"end":937.45,"sentiment":"neutral","sentiment_score":0.0055395641053716345},{"text":"First, obviously, we had everything in The US with Trump and tariffs and everything with a little bit of fluctuation, and more recently, everything going on with the war as well.","start":937.83,"end":946.41003,"sentiment":"neutral","sentiment_score":-0.01005677707613476},{"text":"We are seeing a bit of market volatility and different mix performances across different sectors globally.","start":946.87,"end":953.40497,"sentiment":"neutral","sentiment_score":0.028685423487331718},{"text":"Despite that, though, after fees, your portfolio is still up, which is great.","start":954.665,"end":958.985,"sentiment":"positive","sentiment_score":0.46601185775720155}],"sentiment":"neutral","sentiment_score":0.10093311238224091,"channel":0,"num_words":115,"start":914.67,"end":958.985},{"sentences":[{"text":"Now it is up by about 5.53%, which we're not too concerned about given what has happened in the market in the last twelve months.","start":958.985,"end":970.93994,"sentiment":"neutral","sentiment_score":0.3006920111179352},{"text":"Now because you are as well in a high growth portfolio, it is designed to focus on your long term capital growth rather than, obviously, short term stability.","start":971.72,"end":981.685,"sentiment":"positive","sentiment_score":0.34181918257049154},{"text":"So, basically, what it means is that year to year, particularly where the portfolio comes to growth sector such as, say, technology, robotics, and AI that you do have in your portfolio.","start":982.625,"end":994.04004,"sentiment":"neutral","sentiment_score":0.2179341004230082},{"text":"Some years will see a bit more fluctuation, but the goal obviously is long term to give you that growth.","start":994.34,"end":1000.84,"sentiment":"neutral","sentiment_score":0.2431235071271658}],"sentiment":"neutral","sentiment_score":0.2754723690095402,"channel":0,"num_words":105,"start":958.985,"end":1000.84},{"sentences":[{"text":"Yeah.","start":1001.905,"end":1002.405,"sentiment":"neutral","sentiment_score":0.15495365858078003}],"sentiment":"neutral","sentiment_score":0.15495365858078003,"channel":1,"num_words":1,"start":1001.905,"end":1002.405},{"sentences":[{"text":"Now, basically, if we're breaking down the different sectors, so we have seen really strong performance from areas like your US equity and also technology related investments.","start":1002.66003,"end":1014.94495,"sentiment":"neutral","sentiment_score":0.2470912947146981},{"text":"So some of your portfolio you have one portfolio in there that's called battery tech and lithium.","start":1015.40497,"end":1022.11005,"sentiment":"neutral","sentiment_score":0.1858687492854455},{"text":"That one is up by a 112%, so that is crazy.","start":1022.41003,"end":1026.03,"sentiment":"neutral","sentiment_score":0.2552970471707257},{"text":"Sorry.","start":1026.49,"end":1026.89,"sentiment":"neutral","sentiment_score":0.0052696410566568375},{"text":"How your portfolio is designed, it is to","start":1026.89,"end":1029.61,"sentiment":"neutral","sentiment_score":0.018656152300536633}],"sentiment":"neutral","sentiment_score":0.19990656364825554,"channel":0,"num_words":64,"start":1002.66003,"end":1029.61},{"sentences":[{"text":"Was","start":1029.535,"end":1029.695,"sentiment":"neutral","sentiment_score":0.013243541121482847}],"sentiment":"neutral","sentiment_score":0.013243541121482847,"channel":1,"num_words":1,"start":1029.535,"end":1029.695},{"sentences":[{"text":"complement","start":1029.61,"end":1030.11,"sentiment":"neutral","sentiment_score":0.0549800880253315}],"sentiment":"neutral","sentiment_score":0.0549800880253315,"channel":0,"num_words":1,"start":1029.61,"end":1030.11},{"sentences":[{"text":"all my money","start":1029.695,"end":1030.255,"sentiment":"neutral","sentiment_score":0.023279940088589985}],"sentiment":"neutral","sentiment_score":0.023279940088589985,"channel":1,"num_words":3,"start":1029.695,"end":1030.255},{"sentences":[{"text":"each","start":1030.25,"end":1030.41,"sentiment":"neutral","sentiment_score":-0.006232399493455887}],"sentiment":"neutral","sentiment_score":-0.006232399493455887,"channel":0,"num_words":1,"start":1030.25,"end":1030.41},{"sentences":[{"text":"put","start":1030.255,"end":1030.4149,"sentiment":"neutral","sentiment_score":0.0004051476716995239}],"sentiment":"neutral","sentiment_score":0.0004051476716995239,"channel":1,"num_words":1,"start":1030.255,"end":1030.4149},{"sentences":[{"text":"other","start":1030.41,"end":1030.73,"sentiment":"neutral","sentiment_score":0.00655195489525795}],"sentiment":"neutral","sentiment_score":0.00655195489525795,"channel":0,"num_words":1,"start":1030.41,"end":1030.73},{"sentences":[{"text":"into","start":1030.4149,"end":1030.735,"sentiment":"neutral","sentiment_score":0.024522587656974792}],"sentiment":"neutral","sentiment_score":0.024522587656974792,"channel":1,"num_words":1,"start":1030.4149,"end":1030.735},{"sentences":[{"text":"as","start":1030.73,"end":1030.89,"sentiment":"neutral","sentiment_score":-0.011538133025169373}],"sentiment":"neutral","sentiment_score":-0.011538133025169373,"channel":0,"num_words":1,"start":1030.73,"end":1030.89},{"sentences":[{"text":"that?","start":1030.735,"end":1031.235,"sentiment":"neutral","sentiment_score":-0.00007232092320919037}],"sentiment":"neutral","sentiment_score":-0.00007232092320919037,"channel":1,"num_words":1,"start":1030.735,"end":1031.235},{"sentences":[{"text":"well.","start":1030.89,"end":1031.39,"sentiment":"neutral","sentiment_score":0.0111888125538826}],"sentiment":"neutral","sentiment_score":0.0111888125538826,"channel":0,"num_words":1,"start":1030.89,"end":1031.39},{"sentences":[{"text":"Yeah.","start":1031.455,"end":1031.955,"sentiment":"neutral","sentiment_score":-0.03655979037284851}],"sentiment":"neutral","sentiment_score":-0.03655979037284851,"channel":1,"num_words":1,"start":1031.455,"end":1031.955},{"sentences":[{"text":"Well, a couple of years ago, it was not so good.","start":1032.5701,"end":1034.865,"sentiment":"neutral","sentiment_score":-0.31048945676196704},{"text":"The reason why that one has taken through the roof at the moment and that's why it is your speculative investment, so it is when you have a little bit less in in order","start":1034.945,"end":1043.265,"sentiment":"neutral","sentiment_score":-0.15709957436603658}],"sentiment":"neutral","sentiment_score":-0.1945948789517085,"channel":0,"num_words":45,"start":1032.5701,"end":1043.265},{"sentences":[{"text":"Yeah.","start":1043.1599,"end":1043.6599,"sentiment":"neutral","sentiment_score":-0.12069328129291534}],"sentiment":"neutral","sentiment_score":-0.12069328129291534,"channel":1,"num_words":1,"start":1043.1599,"end":1043.6599},{"sentences":[{"text":"to trying to take advantage of that.","start":1043.265,"end":1045.345,"sentiment":"neutral","sentiment_score":-0.1629524209669658},{"text":"Now if we put everything in that a couple of years ago, it would not have been happy.","start":1045.345,"end":1049.7101,"sentiment":"negative","sentiment_score":-0.35186411605940926},{"text":"Whereas now, it's fantastic.","start":1050.01,"end":1051.2301,"sentiment":"neutral","sentiment_score":0.29197977017611265}],"sentiment":"neutral","sentiment_score":-0.21745868810805782,"channel":0,"num_words":29,"start":1043.265,"end":1051.2301},{"sentences":[{"text":"Yeah.","start":1050.935,"end":1051.435,"sentiment":"neutral","sentiment_score":0.04812856391072273},{"text":"That's","start":1051.495,"end":1051.895,"sentiment":"neutral","sentiment_score":0.05056483671069145}],"sentiment":"neutral","sentiment_score":0.04934670031070709,"channel":1,"num_words":2,"start":1050.935,"end":1051.895},{"sentences":[{"text":"And","start":1051.6901,"end":1052.1901,"sentiment":"neutral","sentiment_score":0.047972626984119415}],"sentiment":"neutral","sentiment_score":0.047972626984119415,"channel":0,"num_words":1,"start":1051.6901,"end":1052.1901},{"sentences":[{"text":"interesting.","start":1051.895,"end":1052.395,"sentiment":"neutral","sentiment_score":0.031972289085388184}],"sentiment":"neutral","sentiment_score":0.031972289085388184,"channel":1,"num_words":1,"start":1051.895,"end":1052.395},{"sentences":[{"text":"yeah.","start":1053.4501,"end":1053.77,"sentiment":"neutral","sentiment_score":0.017881467938423157},{"text":"Well, it's a good question, though.","start":1053.77,"end":1054.9701,"sentiment":"neutral","sentiment_score":0.005221984504411618},{"text":"Some people say that.","start":1054.9701,"end":1056.1901,"sentiment":"neutral","sentiment_score":-0.005213366821408272},{"text":"But it's also because, obviously, your your lithium, so everything going over the fuel prices, obviously, that produces the batteries and everything for electric vehicles,","start":1057.05,"end":1065.9851,"sentiment":"neutral","sentiment_score":0.018603852242231367}],"sentiment":"neutral","sentiment_score":0.013707117048195668,"channel":0,"num_words":36,"start":1053.4501,"end":1065.9851},{"sentences":[{"text":"Yep.","start":1066.43,"end":1066.75,"sentiment":"neutral","sentiment_score":0.03952339291572571}],"sentiment":"neutral","sentiment_score":0.03952339291572571,"channel":1,"num_words":1,"start":1066.43,"end":1066.75},{"sentences":[{"text":"which is","start":1066.4451,"end":1066.765,"sentiment":"neutral","sentiment_score":0.021074144169688225}],"sentiment":"neutral","sentiment_score":0.021074144169688225,"channel":0,"num_words":2,"start":1066.4451,"end":1066.765},{"sentences":[{"text":"And","start":1066.75,"end":1066.91,"sentiment":"neutral","sentiment_score":0.03159310296177864}],"sentiment":"neutral","sentiment_score":0.03159310296177864,"channel":1,"num_words":1,"start":1066.75,"end":1066.91},{"sentences":[{"text":"why","start":1066.765,"end":1067.0851,"sentiment":"neutral","sentiment_score":0.021345440298318863}],"sentiment":"neutral","sentiment_score":0.021345440298318863,"channel":0,"num_words":1,"start":1066.765,"end":1067.0851},{"sentences":[{"text":"also,","start":1066.91,"end":1067.23,"sentiment":"neutral","sentiment_score":0.024590181186795235}],"sentiment":"neutral","sentiment_score":0.024590181186795235,"channel":1,"num_words":1,"start":1066.91,"end":1067.23},{"sentences":[{"text":"that's","start":1067.0851,"end":1067.405,"sentiment":"neutral","sentiment_score":0.03569312021136284}],"sentiment":"neutral","sentiment_score":0.03569312021136284,"channel":0,"num_words":1,"start":1067.0851,"end":1067.405},{"sentences":[{"text":"he keeps","start":1067.23,"end":1067.55,"sentiment":"neutral","sentiment_score":0.044146206229925156}],"sentiment":"neutral","sentiment_score":0.044146206229925156,"channel":1,"num_words":2,"start":1067.23,"end":1067.55},{"sentences":[{"text":"also","start":1067.405,"end":1067.7251,"sentiment":"neutral","sentiment_score":0.047750893980264664}],"sentiment":"neutral","sentiment_score":0.047750893980264664,"channel":0,"num_words":1,"start":1067.405,"end":1067.7251},{"sentences":[{"text":"me in","start":1067.55,"end":1067.75,"sentiment":"neutral","sentiment_score":0.025319524109363556}],"sentiment":"neutral","sentiment_score":0.025319524109363556,"channel":1,"num_words":2,"start":1067.55,"end":1067.75},{"sentences":[{"text":"taken.","start":1067.7251,"end":1068.2251,"sentiment":"neutral","sentiment_score":0.004668843001127243}],"sentiment":"neutral","sentiment_score":0.004668843001127243,"channel":0,"num_words":1,"start":1067.7251,"end":1068.2251},{"sentences":[{"text":"a job, produces lots of fires.","start":1067.75,"end":1069.41,"sentiment":"neutral","sentiment_score":-0.006354253583898147}],"sentiment":"neutral","sentiment_score":-0.006354253583898147,"channel":1,"num_words":6,"start":1067.75,"end":1069.41},{"sentences":[{"text":"Exactly.","start":1070.3651,"end":1070.8651,"sentiment":"neutral","sentiment_score":0.029548410326242447},{"text":"So, yeah, there there's obviously been a bit of a bit of a mix in terms of the portfolio.","start":1071.9651,"end":1076.545,"sentiment":"neutral","sentiment_score":-0.01633714776682226},{"text":"But what we always want to do is despite that it's a high growth and despite overall it's it's holding up really good, we wanna also make sure that if there is any investment in your portfolio that is slightly underperforming despite what's going on in the market, we wanna make sure we review it and potentially look at changing things for you.","start":1078.03,"end":1098.865,"sentiment":"neutral","sentiment_score":0.062385007384277526},{"text":"Because things don't","start":1099.0851,"end":1099.885,"sentiment":"neutral","sentiment_score":-0.03707766284545263}],"sentiment":"neutral","sentiment_score":0.04114145441197379,"channel":0,"num_words":86,"start":1070.3651,"end":1099.885},{"sentences":[{"text":"Yep.","start":1099.66,"end":1100.16,"sentiment":"neutral","sentiment_score":-0.06195540353655815}],"sentiment":"neutral","sentiment_score":-0.06195540353655815,"channel":1,"num_words":1,"start":1099.66,"end":1100.16},{"sentences":[{"text":"always stay the same with, obviously, the market and everything like that, and it is good to do updated research.","start":1099.885,"end":1105.265,"sentiment":"neutral","sentiment_score":0.03990029972046614},{"text":"Now, for example, one of the investments in your portfolio, for your Benelon Australian equity, we've done a lot of research on, and at the moment, we are looking at potentially changing that for some better options.","start":1106.14,"end":1119.84,"sentiment":"neutral","sentiment_score":0.01857827790081501},{"text":"Now that was one that was underperforming recently.","start":1120.505,"end":1123.325,"sentiment":"neutral","sentiment_score":-0.27497045788913965},{"text":"And if it","start":1124.4249,"end":1125.065,"sentiment":"neutral","sentiment_score":-0.15681890646616617}],"sentiment":"neutral","sentiment_score":-0.01742379567311967,"channel":0,"num_words":68,"start":1099.885,"end":1125.065},{"sentences":[{"text":"Yep.","start":1125.0,"end":1125.5,"sentiment":"neutral","sentiment_score":-0.10517440736293791}],"sentiment":"neutral","sentiment_score":-0.10517440736293791,"channel":1,"num_words":1,"start":1125.0,"end":1125.5},{"sentences":[{"text":"is underperforming, and how that one is different to your other investments is that it is a managed fund.","start":1125.065,"end":1131.725,"sentiment":"neutral","sentiment_score":-0.07072415928307332},{"text":"So, basically, they are actively buying and selling different investments in order to try to outperform the market.","start":1132.2799,"end":1139.1,"sentiment":"neutral","sentiment_score":-0.020325014057258766},{"text":"Because it is the active management, it tend to cost a little bit more, And, usually, it is worth it because you are outperforming the market.","start":1140.12,"end":1148.5549,"sentiment":"neutral","sentiment_score":0.009946771825735386},{"text":"But in this instant, more recently, they've been a little bit slower in making those investment changes.","start":1148.775,"end":1154.315,"sentiment":"neutral","sentiment_score":-0.27733656851684346},{"text":"And if that is the case and we foresee that they are going to be a little bit slower, then there's no point having it in an option where you're paying a little bit more in fees if they're not giving you that return in return.","start":1154.9349,"end":1166.93,"sentiment":"neutral","sentiment_score":-0.2747309353688489}],"sentiment":"neutral","sentiment_score":-0.14923284050550253,"channel":0,"num_words":126,"start":1125.065,"end":1166.93},{"sentences":[{"text":"Does that make sense?","start":1166.93,"end":1167.99,"sentiment":"neutral","sentiment_score":-0.035601234063506126}],"sentiment":"neutral","sentiment_score":-0.035601234063506126,"channel":0,"num_words":4,"start":1166.93,"end":1167.99},{"sentences":[{"text":"Yeah.","start":1168.625,"end":1169.125,"sentiment":"neutral","sentiment_score":0.14861208200454712}],"sentiment":"neutral","sentiment_score":0.14861208200454712,"channel":1,"num_words":1,"start":1168.625,"end":1169.125},{"sentences":[{"text":"Yep.","start":1169.65,"end":1169.9701,"sentiment":"neutral","sentiment_score":0.2583574652671814},{"text":"So if you are happy for me to do so, I would like to do a little bit more research on that Benelung investment and see if I can find a better option that's going to give you a little bit better returns moving forward and put you","start":1169.9701,"end":1182.6951,"sentiment":"positive","sentiment_score":0.4313445168857773}],"sentiment":"positive","sentiment_score":0.42781416889356105,"channel":0,"num_words":49,"start":1169.65,"end":1182.6951},{"sentences":[{"text":"Yep.","start":1182.52,"end":1183.02,"sentiment":"positive","sentiment_score":0.4600751399993897}],"sentiment":"positive","sentiment_score":0.4600751399993897,"channel":1,"num_words":1,"start":1182.52,"end":1183.02},{"sentences":[{"text":"in a better position.","start":1182.6951,"end":1183.915,"sentiment":"positive","sentiment_score":0.5528422370553017},{"text":"Are you happy for me to do that?","start":1184.055,"end":1185.8351,"sentiment":"positive","sentiment_score":0.49108051136136055}],"sentiment":"positive","sentiment_score":0.5116677532593409,"channel":0,"num_words":12,"start":1182.6951,"end":1185.8351},{"sentences":[{"text":"Yep.","start":1186.2,"end":1186.7,"sentiment":"neutral","sentiment_score":0.17779229581356049}],"sentiment":"neutral","sentiment_score":0.17779229581356049,"channel":1,"num_words":1,"start":1186.2,"end":1186.7},{"sentences":[{"text":"Yep.","start":1187.24,"end":1187.64,"sentiment":"neutral","sentiment_score":0.27871251106262207},{"text":"Perfect.","start":1187.64,"end":1188.14,"sentiment":"neutral","sentiment_score":0.005862436257302761},{"text":"Now it will take me about a week, a little bit less to put that research together, and then I'll go through the proposal with you, and then you can let me know what you think.","start":1189.0,"end":1200.62,"sentiment":"neutral","sentiment_score":0.17571096919063064}],"sentiment":"neutral","sentiment_score":0.17395183784691126,"channel":0,"num_words":38,"start":1187.24,"end":1200.62},{"sentences":[{"text":"Mhmm.","start":1201.135,"end":1201.5349,"sentiment":"neutral","sentiment_score":0.05704863369464874},{"text":"Okay.","start":1201.5349,"end":1202.0349,"sentiment":"neutral","sentiment_score":0.07244545966386795}],"sentiment":"neutral","sentiment_score":0.06474704667925835,"channel":1,"num_words":2,"start":1201.135,"end":1202.0349},{"sentences":[{"text":"When is usually a best time for you, Jack?","start":1201.915,"end":1204.655,"sentiment":"neutral","sentiment_score":0.08058111824923092}],"sentiment":"neutral","sentiment_score":0.08058111824923092,"channel":0,"num_words":9,"start":1201.915,"end":1204.655},{"sentences":[{"text":"To call","start":1207.22,"end":1207.88,"sentiment":"neutral","sentiment_score":0.031109378673136234}],"sentiment":"neutral","sentiment_score":0.031109378673136234,"channel":1,"num_words":2,"start":1207.22,"end":1207.88},{"sentences":[{"text":"Yes.","start":1208.555,"end":1209.055,"sentiment":"neutral","sentiment_score":0.05383978039026261}],"sentiment":"neutral","sentiment_score":0.05383978039026261,"channel":0,"num_words":1,"start":1208.555,"end":1209.055},{"sentences":[{"text":"me?","start":1211.14,"end":1211.64,"sentiment":"neutral","sentiment_score":0.044654060155153275},{"text":"Yeah.","start":1212.0199,"end":1212.34,"sentiment":"neutral","sentiment_score":0.05600070580840111},{"text":"About now.","start":1212.34,"end":1213.08,"sentiment":"neutral","sentiment_score":0.054497234523296356}],"sentiment":"neutral","sentiment_score":0.052412308752536774,"channel":1,"num_words":4,"start":1211.14,"end":1213.08},{"sentences":[{"text":"About","start":1213.6101,"end":1214.0901,"sentiment":"neutral","sentiment_score":0.04698710143566131}],"sentiment":"neutral","sentiment_score":0.04698710143566131,"channel":0,"num_words":1,"start":1213.6101,"end":1214.0901},{"sentences":[{"text":"Yeah.","start":1213.62,"end":1213.94,"sentiment":"neutral","sentiment_score":0.05820512771606445},{"text":"Any","start":1213.94,"end":1214.44,"sentiment":"neutral","sentiment_score":0.05332426726818085}],"sentiment":"neutral","sentiment_score":0.05576469749212265,"channel":1,"num_words":2,"start":1213.62,"end":1214.44},{"sentences":[{"text":"now.","start":1214.0901,"end":1214.5901,"sentiment":"neutral","sentiment_score":0.05128639936447144}],"sentiment":"neutral","sentiment_score":0.05128639936447144,"channel":0,"num_words":1,"start":1214.0901,"end":1214.5901},{"sentences":[{"text":"time","start":1214.5,"end":1214.74,"sentiment":"neutral","sentiment_score":0.05045788735151291}],"sentiment":"neutral","sentiment_score":0.05045788735151291,"channel":1,"num_words":1,"start":1214.5,"end":1214.74},{"sentences":[{"text":"Okay.","start":1214.65,"end":1215.15,"sentiment":"neutral","sentiment_score":0.05683648958802223}],"sentiment":"neutral","sentiment_score":0.05683648958802223,"channel":0,"num_words":1,"start":1214.65,"end":1215.15},{"sentences":[{"text":"during the week.","start":1214.74,"end":1215.46,"sentiment":"neutral","sentiment_score":0.05415567755699158},{"text":"About now.","start":1215.46,"end":1216.0199,"sentiment":"neutral","sentiment_score":0.05234404653310776},{"text":"And","start":1216.0199,"end":1216.1799,"sentiment":"neutral","sentiment_score":0.045425985008478165}],"sentiment":"neutral","sentiment_score":0.05209685179094473,"channel":1,"num_words":6,"start":1214.74,"end":1216.1799},{"sentences":[{"text":"Okay.","start":1216.17,"end":1216.67,"sentiment":"neutral","sentiment_score":0.04880528897047043}],"sentiment":"neutral","sentiment_score":0.04880528897047043,"channel":0,"num_words":1,"start":1216.17,"end":1216.67},{"sentences":[{"text":"four, 04:30.","start":1216.1799,"end":1217.1599,"sentiment":"neutral","sentiment_score":0.04033444821834564}],"sentiment":"neutral","sentiment_score":0.04033444821834564,"channel":1,"num_words":2,"start":1216.1799,"end":1217.1599},{"sentences":[{"text":"Okay.","start":1216.89,"end":1217.39,"sentiment":"neutral","sentiment_score":0.09138157963752748},{"text":"Let me have a look.","start":1217.8501,"end":1219.31,"sentiment":"neutral","sentiment_score":0.12340664863586426},{"text":"So next week, I am fully booked, actually.","start":1219.4501,"end":1224.0901,"sentiment":"neutral","sentiment_score":0.1867986135184765},{"text":"I don't have a single spot, but let me see the the following week.","start":1224.0901,"end":1227.79,"sentiment":"neutral","sentiment_score":0.05990025747035231},{"text":"I could do I could do 04:30 on either Monday, May 18, or Tuesday, May 19, if either of those would work for you.","start":1229.455,"end":1243.395,"sentiment":"neutral","sentiment_score":0.10755833641936381}],"sentiment":"neutral","sentiment_score":0.1081309117233524,"channel":0,"num_words":52,"start":1216.89,"end":1243.395},{"sentences":[{"text":"Yeah.","start":1244.66,"end":1245.16,"sentiment":"neutral","sentiment_score":0.13024841248989105},{"text":"Either either roll is fine.","start":1245.2201,"end":1246.68,"sentiment":"neutral","sentiment_score":0.13598724603652954}],"sentiment":"neutral","sentiment_score":0.13503077377875647,"channel":1,"num_words":6,"start":1244.66,"end":1246.68},{"sentences":[{"text":"Either way?","start":1246.29,"end":1247.03,"sentiment":"neutral","sentiment_score":0.1129826046526432}],"sentiment":"neutral","sentiment_score":0.1129826046526432,"channel":0,"num_words":2,"start":1246.29,"end":1247.03},{"sentences":[{"text":"Yeah.","start":1247.615,"end":1248.115,"sentiment":"neutral","sentiment_score":0.08434473723173141}],"sentiment":"neutral","sentiment_score":0.08434473723173141,"channel":1,"num_words":1,"start":1247.615,"end":1248.115},{"sentences":[{"text":"Okay.","start":1247.73,"end":1248.05,"sentiment":"neutral","sentiment_score":0.08146018534898758},{"text":"Well, my","start":1248.05,"end":1248.29,"sentiment":"neutral","sentiment_score":0.04960046894848347}],"sentiment":"neutral","sentiment_score":0.06022037441531817,"channel":0,"num_words":3,"start":1247.73,"end":1248.29},{"sentences":[{"text":"Oh, yeah.","start":1248.6549,"end":1249.1349,"sentiment":"neutral","sentiment_score":0.1061248853802681},{"text":"Yeah.","start":1249.1349,"end":1249.375,"sentiment":"neutral","sentiment_score":0.18510757386684415},{"text":"That's fine.","start":1249.375,"end":1250.195,"sentiment":"neutral","sentiment_score":0.28218287229537964}],"sentiment":"neutral","sentiment_score":0.19234461784362794,"channel":1,"num_words":5,"start":1248.6549,"end":1250.195},{"sentences":[{"text":"sure.","start":1250.4501,"end":1250.9501,"sentiment":"neutral","sentiment_score":0.13357806205749512}],"sentiment":"neutral","sentiment_score":0.13357806205749512,"channel":0,"num_words":1,"start":1250.4501,"end":1250.9501},{"sentences":[{"text":"Oh, actually, do you say May 18?","start":1250.8949,"end":1253.155,"sentiment":"neutral","sentiment_score":0.013291204082114356}],"sentiment":"neutral","sentiment_score":0.013291204082114356,"channel":1,"num_words":7,"start":1250.8949,"end":1253.155},{"sentences":[{"text":"Yeah.","start":1253.3301,"end":1253.8301,"sentiment":"neutral","sentiment_score":-0.006203582510352135},{"text":"Or","start":1253.9701,"end":1254.2101,"sentiment":"neutral","sentiment_score":-0.03080551326274872}],"sentiment":"neutral","sentiment_score":-0.018504547886550426,"channel":0,"num_words":2,"start":1253.3301,"end":1254.2101},{"sentences":[{"text":"No.","start":1254.095,"end":1254.335,"sentiment":"neutral","sentiment_score":-0.06474310159683228}],"sentiment":"neutral","sentiment_score":-0.06474310159683228,"channel":1,"num_words":1,"start":1254.095,"end":1254.335},{"sentences":[{"text":"nineteenth.","start":1254.2101,"end":1254.7101,"sentiment":"neutral","sentiment_score":-0.034967053681612015}],"sentiment":"neutral","sentiment_score":-0.034967053681612015,"channel":0,"num_words":1,"start":1254.2101,"end":1254.7101},{"sentences":[{"text":"Yeah.","start":1254.335,"end":1254.495,"sentiment":"neutral","sentiment_score":-0.045057523995637894},{"text":"That's that's eighteenth, there's a tiny chance I might not answer.","start":1254.495,"end":1261.315,"sentiment":"neutral","sentiment_score":-0.09394222633405165},{"text":"Nineteenth,","start":1261.68,"end":1262.16,"sentiment":"neutral","sentiment_score":0.0053383889608085155}],"sentiment":"neutral","sentiment_score":-0.0825448942084152,"channel":1,"num_words":13,"start":1254.335,"end":1262.16},{"sentences":[{"text":"Okay.","start":1261.905,"end":1262.405,"sentiment":"neutral","sentiment_score":0.1216803789138794}],"sentiment":"neutral","sentiment_score":0.1216803789138794,"channel":0,"num_words":1,"start":1261.905,"end":1262.405},{"sentences":[{"text":"I I definitely will.","start":1262.16,"end":1264.02,"sentiment":"neutral","sentiment_score":0.3176828920841217}],"sentiment":"neutral","sentiment_score":0.3176828920841217,"channel":1,"num_words":4,"start":1262.16,"end":1264.02},{"sentences":[{"text":"You will okay.","start":1264.2251,"end":1264.9451,"sentiment":"neutral","sentiment_score":0.2173164039850235},{"text":"Well, why don't we do the nineteenth?","start":1264.9451,"end":1268.3251,"sentiment":"neutral","sentiment_score":0.0041891193749117}],"sentiment":"neutral","sentiment_score":0.06812730475794523,"channel":0,"num_words":10,"start":1264.2251,"end":1268.3251},{"sentences":[{"text":"Okay.","start":1269.3601,"end":1269.8601,"sentiment":"neutral","sentiment_score":0.0694865807890892}],"sentiment":"neutral","sentiment_score":0.0694865807890892,"channel":1,"num_words":1,"start":1269.3601,"end":1269.8601},{"sentences":[{"text":"And I can do, yeah, I can do 04:30, or I do have mornings if that but you preferred afternoon, didn't you?","start":1271.2799,"end":1278.5,"sentiment":"neutral","sentiment_score":0.08754072998735038}],"sentiment":"neutral","sentiment_score":0.08754072998735038,"channel":0,"num_words":22,"start":1271.2799,"end":1278.5},{"sentences":[{"text":"How early in the morning?","start":1278.935,"end":1280.0751,"sentiment":"neutral","sentiment_score":0.0341436605900526}],"sentiment":"neutral","sentiment_score":0.0341436605900526,"channel":1,"num_words":5,"start":1278.935,"end":1280.0751},{"sentences":[{"text":"I can do from 8AM.","start":1281.36,"end":1284.5,"sentiment":"neutral","sentiment_score":0.05996220707893372}],"sentiment":"neutral","sentiment_score":0.05996220707893372,"channel":0,"num_words":5,"start":1281.36,"end":1284.5},{"sentences":[{"text":"Like, if you can do 08:30?","start":1285.5751,"end":1287.275,"sentiment":"neutral","sentiment_score":0.05548518213133017}],"sentiment":"neutral","sentiment_score":0.05548518213133017,"channel":1,"num_words":6,"start":1285.5751,"end":1287.275},{"sentences":[{"text":"Yeah.","start":1287.865,"end":1288.1849,"sentiment":"neutral","sentiment_score":0.3036511242389679},{"text":"Perfect.","start":1288.1849,"end":1288.6849,"sentiment":"positive","sentiment_score":0.5259702801704407},{"text":"Yep.","start":1288.9049,"end":1289.4049,"sentiment":"positive","sentiment_score":0.3807682394981384}],"sentiment":"positive","sentiment_score":0.403463214635849,"channel":0,"num_words":3,"start":1287.865,"end":1289.4049},{"sentences":[{"text":"Yeah.","start":1289.3351,"end":1289.655,"sentiment":"positive","sentiment_score":0.4846814274787903},{"text":"Sweet.","start":1289.655,"end":1290.155,"sentiment":"positive","sentiment_score":0.5145964622497559}],"sentiment":"positive","sentiment_score":0.49963894486427307,"channel":1,"num_words":2,"start":1289.3351,"end":1290.155},{"sentences":[{"text":"And alright.","start":1291.465,"end":1292.105,"sentiment":"positive","sentiment_score":0.4091980457305908},{"text":"So I'll just book that in on, say, the nineteenth at 08:30.","start":1292.105,"end":1296.6849,"sentiment":"positive","sentiment_score":0.43340427428483963},{"text":"It should be fairly quick just to kind of run through any changes in the investment.","start":1297.7999,"end":1302.94,"sentiment":"positive","sentiment_score":0.45786112174391747},{"text":"I'll run through if there's any, you know, capital gains tax with changing fees and returns and stuff like that so you can actually see it as well.","start":1303.64,"end":1310.62,"sentiment":"positive","sentiment_score":0.33927298922623905}],"sentiment":"positive","sentiment_score":0.39387360395028675,"channel":0,"num_words":58,"start":1291.465,"end":1310.62},{"sentences":[{"text":"Mhmm.","start":1311.255,"end":1311.755,"sentiment":"neutral","sentiment_score":0.21190303564071655}],"sentiment":"neutral","sentiment_score":0.21190303564071655,"channel":1,"num_words":1,"start":1311.255,"end":1311.755},{"sentences":[{"text":"And then we can see that moving forward.","start":1311.425,"end":1316.405,"sentiment":"positive","sentiment_score":0.3382659889757633},{"text":"Would you like a reminder text sent, like, two hours oh, it's probably a bit early, an hour before or the day before if something comes up?","start":1317.505,"end":1325.685,"sentiment":"neutral","sentiment_score":0.17449674617361138}],"sentiment":"neutral","sentiment_score":0.21192971595696042,"channel":0,"num_words":35,"start":1311.425,"end":1325.685},{"sentences":[{"text":"Yeah.","start":1325.23,"end":1325.63,"sentiment":"neutral","sentiment_score":0.2144031673669815},{"text":"An hour before was good.","start":1325.63,"end":1327.09,"sentiment":"neutral","sentiment_score":0.24994320869445802}],"sentiment":"neutral","sentiment_score":0.24401986847321191,"channel":1,"num_words":6,"start":1325.23,"end":1327.09},{"sentences":[{"text":"An hour before?","start":1326.97,"end":1327.85,"sentiment":"neutral","sentiment_score":0.014458256773650646},{"text":"Okay.","start":1327.85,"end":1328.25,"sentiment":"neutral","sentiment_score":0.2779659032821655},{"text":"Perfect.","start":1328.25,"end":1328.75,"sentiment":"positive","sentiment_score":0.4882092475891114},{"text":"If anything does come up and you have to, you know, get caught out of work or something like that, just let me know, and I'll see if I can get it reshuffled for you.","start":1329.2899,"end":1339.71,"sentiment":"neutral","sentiment_score":-0.10060937080000128},{"text":"Otherwise, that is all booked in on Tuesday, May 19 at 08:30.","start":1340.395,"end":1345.855,"sentiment":"neutral","sentiment_score":0.006110261349628369}],"sentiment":"neutral","sentiment_score":-0.05073951770408222,"channel":0,"num_words":52,"start":1326.97,"end":1345.855},{"sentences":[{"text":"Now that was basically all of the documents I had to run through with you.","start":1347.995,"end":1352.335,"sentiment":"neutral","sentiment_score":-0.03547144159674644},{"text":"Now I can see, obviously, here that you don't have any insurances in place.","start":1353.24,"end":1356.92,"sentiment":"neutral","sentiment_score":-0.10708475857973099},{"text":"Obviously, with your occupation, it's a bit risky for the insurance.","start":1356.92,"end":1360.46,"sentiment":"neutral","sentiment_score":-0.24625359204682437},{"text":"But are you still happy, obviously, with no insurances and comfortable with that?","start":1361.0801,"end":1365.74,"sentiment":"neutral","sentiment_score":-0.04350880476144644}],"sentiment":"neutral","sentiment_score":-0.10010683431096797,"channel":0,"num_words":53,"start":1347.995,"end":1365.74},{"sentences":[{"text":"Yeah.","start":1366.765,"end":1367.265,"sentiment":"neutral","sentiment_score":0.023581819608807564}],"sentiment":"neutral","sentiment_score":0.023581819608807564,"channel":1,"num_words":1,"start":1366.765,"end":1367.265},{"sentences":[{"text":"Yeah.","start":1367.765,"end":1368.265,"sentiment":"neutral","sentiment_score":0.08205650746822357},{"text":"Perfect.","start":1369.285,"end":1369.785,"sentiment":"neutral","sentiment_score":0.2472277581691742},{"text":"And I can see here as well that we have at the moment the only thing outstanding for you is that your ID that we have on file has expired.","start":1370.5651,"end":1379.0651,"sentiment":"neutral","sentiment_score":-0.020623877892891565},{"text":"Have you recently received a new copy at all of a driver's license?","start":1379.85,"end":1383.63,"sentiment":"neutral","sentiment_score":-0.035492002677458986},{"text":"I'm","start":1387.21,"end":1387.37,"sentiment":"neutral","sentiment_score":-0.06200334429740906}],"sentiment":"neutral","sentiment_score":-0.01767024891855924,"channel":0,"num_words":46,"start":1367.765,"end":1387.37},{"sentences":[{"text":"New","start":1387.26,"end":1387.74,"sentiment":"neutral","sentiment_score":-0.06120213121175766}],"sentiment":"neutral","sentiment_score":-0.06120213121175766,"channel":1,"num_words":1,"start":1387.26,"end":1387.74},{"sentences":[{"text":"not sure.","start":1387.37,"end":1388.11,"sentiment":"neutral","sentiment_score":-0.0610004048794508}],"sentiment":"neutral","sentiment_score":-0.0610004048794508,"channel":0,"num_words":2,"start":1387.37,"end":1388.11},{"sentences":[{"text":"one.","start":1387.74,"end":1388.24,"sentiment":"neutral","sentiment_score":-0.05655902624130249},{"text":"No.","start":1389.5,"end":1389.6599,"sentiment":"neutral","sentiment_score":-0.14654956758022308},{"text":"I don't think so.","start":1389.6599,"end":1390.7999,"sentiment":"neutral","sentiment_score":-0.13676761090755463}],"sentiment":"neutral","sentiment_score":-0.12502983957529068,"channel":1,"num_words":6,"start":1387.74,"end":1390.7999},{"sentences":[{"text":"No.","start":1391.53,"end":1391.9299,"sentiment":"neutral","sentiment_score":-0.10841850936412813},{"text":"Let me see here because I","start":1391.9299,"end":1393.13,"sentiment":"neutral","sentiment_score":-0.06730728472272555}],"sentiment":"neutral","sentiment_score":-0.07318031681435448,"channel":0,"num_words":7,"start":1391.53,"end":1393.13},{"sentences":[{"text":"The","start":1393.055,"end":1393.295,"sentiment":"neutral","sentiment_score":-0.04903770238161087}],"sentiment":"neutral","sentiment_score":-0.04903770238161087,"channel":1,"num_words":1,"start":1393.055,"end":1393.295},{"sentences":[{"text":"think","start":1393.13,"end":1393.63,"sentiment":"neutral","sentiment_score":-0.04954269900918007}],"sentiment":"neutral","sentiment_score":-0.04954269900918007,"channel":0,"num_words":1,"start":1393.13,"end":1393.63},{"sentences":[{"text":"one I've got expires in 2027, but I've had","start":1393.295,"end":1397.535,"sentiment":"neutral","sentiment_score":-0.0738647153808011}],"sentiment":"neutral","sentiment_score":-0.0738647153808011,"channel":1,"num_words":9,"start":1393.295,"end":1397.535},{"sentences":[{"text":"alright.","start":1397.395,"end":1397.895,"sentiment":"neutral","sentiment_score":-0.05212073028087616}],"sentiment":"neutral","sentiment_score":-0.05212073028087616,"channel":0,"num_words":1,"start":1397.395,"end":1397.895},{"sentences":[{"text":"that one for at least at least since '22.","start":1397.535,"end":1401.635,"sentiment":"neutral","sentiment_score":-0.08567722100350592}],"sentiment":"neutral","sentiment_score":-0.08567722100350592,"channel":1,"num_words":9,"start":1397.535,"end":1401.635},{"sentences":[{"text":"Let me triple check the folders because I have a little note here that the ID has expired, but let me just actually check what's in on file in case that was just a little error.","start":1402.435,"end":1413.0499,"sentiment":"neutral","sentiment_score":-0.06160221021208498},{"text":"Okay.","start":1419.27,"end":1419.59,"sentiment":"neutral","sentiment_score":-0.02234068512916565},{"text":"So the one I have says that it expired the 12/22/2025.","start":1419.59,"end":1426.775,"sentiment":"neutral","sentiment_score":-0.05688487687571482}],"sentiment":"neutral","sentiment_score":-0.059703206216606,"channel":0,"num_words":48,"start":1402.435,"end":1426.775},{"sentences":[{"text":"It's weird.","start":1430.585,"end":1431.245,"sentiment":"neutral","sentiment_score":-0.1334598325192928}],"sentiment":"neutral","sentiment_score":-0.1334598325192928,"channel":1,"num_words":2,"start":1430.585,"end":1431.245},{"sentences":[{"text":"So, yeah, when you have a moment, if","start":1435.51,"end":1439.51,"sentiment":"neutral","sentiment_score":0.002211336512118578}],"sentiment":"neutral","sentiment_score":0.002211336512118578,"channel":0,"num_words":8,"start":1435.51,"end":1439.51},{"sentences":[{"text":"Yep.","start":1439.28,"end":1439.78,"sentiment":"neutral","sentiment_score":0.02382769249379635}],"sentiment":"neutral","sentiment_score":0.02382769249379635,"channel":1,"num_words":1,"start":1439.28,"end":1439.78},{"sentences":[{"text":"you could send through just a photo of the front and the back of your new license just so we can get that all updated from a compliance point,","start":1439.51,"end":1448.925,"sentiment":"neutral","sentiment_score":0.024582727202053727}],"sentiment":"neutral","sentiment_score":0.024582727202053727,"channel":0,"num_words":29,"start":1439.51,"end":1448.925},{"sentences":[{"text":"Yeah.","start":1449.0399,"end":1449.52,"sentiment":"neutral","sentiment_score":0.04674142226576805}],"sentiment":"neutral","sentiment_score":0.04674142226576805,"channel":1,"num_words":1,"start":1449.0399,"end":1449.52},{"sentences":[{"text":"that","start":1449.405,"end":1449.645,"sentiment":"neutral","sentiment_score":0.03604717552661896}],"sentiment":"neutral","sentiment_score":0.03604717552661896,"channel":0,"num_words":1,"start":1449.405,"end":1449.645},{"sentences":[{"text":"Where","start":1449.52,"end":1449.6799,"sentiment":"neutral","sentiment_score":0.03662889078259468}],"sentiment":"neutral","sentiment_score":0.03662889078259468,"channel":1,"num_words":1,"start":1449.52,"end":1449.6799},{"sentences":[{"text":"would","start":1449.645,"end":1449.9651,"sentiment":"neutral","sentiment_score":0.06358382850885391}],"sentiment":"neutral","sentiment_score":0.06358382850885391,"channel":0,"num_words":1,"start":1449.645,"end":1449.9651},{"sentences":[{"text":"do I send","start":1449.6799,"end":1450.16,"sentiment":"neutral","sentiment_score":0.07283006360133489}],"sentiment":"neutral","sentiment_score":0.07283006360133489,"channel":1,"num_words":3,"start":1449.6799,"end":1450.16},{"sentences":[{"text":"be great.","start":1449.9651,"end":1450.625,"sentiment":"neutral","sentiment_score":0.115687295794487}],"sentiment":"neutral","sentiment_score":0.115687295794487,"channel":0,"num_words":2,"start":1449.9651,"end":1450.625},{"sentences":[{"text":"that to?","start":1450.16,"end":1450.725,"sentiment":"neutral","sentiment_score":0.04242560267448425}],"sentiment":"neutral","sentiment_score":0.04242560267448425,"channel":1,"num_words":2,"start":1450.16,"end":1450.725},{"sentences":[{"text":"You can send it through you can send it through servicing","start":1451.805,"end":1455.1051,"sentiment":"neutral","sentiment_score":0.04959182000973008}],"sentiment":"neutral","sentiment_score":0.04959182000973008,"channel":0,"num_words":11,"start":1451.805,"end":1455.1051},{"sentences":[{"text":"Mhmm.","start":1456.8049,"end":1457.3049,"sentiment":"neutral","sentiment_score":0.04051423817873001}],"sentiment":"neutral","sentiment_score":0.04051423817873001,"channel":1,"num_words":1,"start":1456.8049,"end":1457.3049},{"sentences":[{"text":"@oakviewfinancial,1word,.com.au.","start":1458.045,"end":1464.34,"sentiment":"neutral","sentiment_score":0.05176173150539398}],"sentiment":"neutral","sentiment_score":0.05176173150539398,"channel":0,"num_words":1,"start":1458.045,"end":1464.34},{"sentences":[{"text":"Yep.","start":1461.605,"end":1462.105,"sentiment":"neutral","sentiment_score":0.2039058059453964},{"text":"Cool.","start":1467.34,"end":1467.84,"sentiment":"positive","sentiment_score":0.4291082620620727}],"sentiment":"neutral","sentiment_score":0.31650703400373453,"channel":1,"num_words":2,"start":1461.605,"end":1467.84},{"sentences":[{"text":"Perfect.","start":1468.96,"end":1469.46,"sentiment":"positive","sentiment_score":0.4831779897212982},{"text":"That way, the team will get it.","start":1470.4,"end":1471.76,"sentiment":"positive","sentiment_score":0.4415801593235561},{"text":"We can get that processed for you.","start":1471.76,"end":1473.525,"sentiment":"positive","sentiment_score":0.41353011557034086}],"sentiment":"positive","sentiment_score":0.4312633275985718,"channel":0,"num_words":15,"start":1468.96,"end":1473.525},{"sentences":[{"text":"Sweet.","start":1475.18,"end":1475.68,"sentiment":"positive","sentiment_score":0.5150412321090698}],"sentiment":"positive","sentiment_score":0.5150412321090698,"channel":1,"num_words":1,"start":1475.18,"end":1475.68},{"sentences":[{"text":"Perfect.","start":1476.485,"end":1476.985,"sentiment":"positive","sentiment_score":0.5487961173057556},{"text":"Now do you have any other questions or anything else for me before I let you go and enjoy the rest of your afternoon otherwise, Jack?","start":1477.525,"end":1485.145,"sentiment":"neutral","sentiment_score":0.3042085242386048}],"sentiment":"neutral","sentiment_score":0.3132673239818326,"channel":0,"num_words":27,"start":1476.485,"end":1485.145},{"sentences":[{"text":"No.","start":1485.645,"end":1485.9651,"sentiment":"neutral","sentiment_score":-0.28800278902053833},{"text":"That's all good.","start":1485.9651,"end":1487.025,"sentiment":"neutral","sentiment_score":0.14792915433645248}],"sentiment":"neutral","sentiment_score":0.03894616849720478,"channel":1,"num_words":4,"start":1485.645,"end":1487.025},{"sentences":[{"text":"No?","start":1486.74,"end":1487.24,"sentiment":"neutral","sentiment_score":0.033058859407901764},{"text":"Okay.","start":1487.38,"end":1487.86,"sentiment":"positive","sentiment_score":0.44973260164260864},{"text":"Perfect.","start":1487.86,"end":1488.36,"sentiment":"positive","sentiment_score":0.6905171871185303},{"text":"Well, I will let you go and enjoy your afternoon.","start":1488.74,"end":1491.7001,"sentiment":"positive","sentiment_score":0.7005267441272736},{"text":"Like I said, have a look through the documents when you have a moment.","start":1491.7001,"end":1494.9,"sentiment":"neutral","sentiment_score":0.31071565619536806}],"sentiment":"positive","sentiment_score":0.4640220472658122,"channel":0,"num_words":27,"start":1486.74,"end":1494.9},{"sentences":[{"text":"Any questions, let me know.","start":1494.9,"end":1496.6001,"sentiment":"neutral","sentiment_score":0.160986065864563},{"text":"Otherwise, I look forward to speaking with you again on Tuesday, the nineteenth.","start":1497.2201,"end":1501.24,"sentiment":"positive","sentiment_score":0.42401766318541306}],"sentiment":"positive","sentiment_score":0.350953330596288,"channel":0,"num_words":18,"start":1494.9,"end":1501.24},{"sentences":[{"text":"Sweet.","start":1502.0969,"end":1502.417,"sentiment":"positive","sentiment_score":0.7287991046905518},{"text":"Cool.","start":1502.417,"end":1502.917,"sentiment":"positive","sentiment_score":0.6862848997116089}],"sentiment":"positive","sentiment_score":0.7075420022010803,"channel":1,"num_words":2,"start":1502.0969,"end":1502.917},{"sentences":[{"text":"No problem.","start":1503.515,"end":1504.155,"sentiment":"positive","sentiment_score":0.41790367662906647},{"text":"We'll speak","start":1504.155,"end":1504.555,"sentiment":"neutral","sentiment_score":0.19988156855106354}],"sentiment":"neutral","sentiment_score":0.308892622590065,"channel":0,"num_words":4,"start":1503.515,"end":1504.555},{"sentences":[{"text":"Speak","start":1504.3369,"end":1504.5769,"sentiment":"neutral","sentiment_score":0.04349038749933243}],"sentiment":"neutral","sentiment_score":0.04349038749933243,"channel":1,"num_words":1,"start":1504.3369,"end":1504.5769},{"sentences":[{"text":"then.","start":1504.555,"end":1505.055,"sentiment":"neutral","sentiment_score":0.13837936520576477}],"sentiment":"neutral","sentiment_score":0.13837936520576477,"channel":0,"num_words":1,"start":1504.555,"end":1505.055},{"sentences":[{"text":"to you then.","start":1504.5769,"end":1505.317,"sentiment":"neutral","sentiment_score":0.15571576853593191},{"text":"Alright.","start":1505.537,"end":1506.017,"sentiment":"neutral","sentiment_score":0.19150876998901367}],"sentiment":"neutral","sentiment_score":0.16466401889920235,"channel":1,"num_words":4,"start":1504.5769,"end":1506.017},{"sentences":[{"text":"Okay.","start":1505.755,"end":1506.255,"sentiment":"neutral","sentiment_score":0.2951219379901886}],"sentiment":"neutral","sentiment_score":0.2951219379901886,"channel":0,"num_words":1,"start":1505.755,"end":1506.255},{"sentences":[{"text":"Thank you.","start":1506.017,"end":1506.8369,"sentiment":"positive","sentiment_score":0.7008414566516876}],"sentiment":"positive","sentiment_score":0.7008414566516876,"channel":1,"num_words":2,"start":1506.017,"end":1506.8369},{"sentences":[{"text":"Bye.","start":1506.715,"end":1507.215,"sentiment":"positive","sentiment_score":0.3871276378631592}],"sentiment":"positive","sentiment_score":0.3871276378631592,"channel":0,"num_words":1,"start":1506.715,"end":1507.215},{"sentences":[{"text":"Bye.","start":1507.617,"end":1508.117,"sentiment":"neutral","sentiment_score":-0.11676891893148422}],"sentiment":"neutral","sentiment_score":-0.11676891893148422,"channel":1,"num_words":1,"start":1507.617,"end":1508.117}]},"summary":{"result":"success","short":"Representatives from Oakview Financial speak with Jack about his annual review, discussing his investment property and equity release loan, income, health insurance, and personal life. They provide updates on his risk profile, goals for his investment portfolio, and discuss his desire to buy an investment property. The speakers emphasize the importance of long-term capital growth and recommend a Vanguard index chart and services guide. They also discuss his retirement plans, income expectations, and risk profile questionnaire. The agents suggest researching a better investment option and updating his insurance information, and schedule a call for May 19th at noon."},"intents":{"segments":[{"text":"I had you booked in to go over your annual review. Is now still a good time for you?","start_word":33,"end_word":51,"intents":[{"intent":"Schedule annual review","confidence_score":0.092141725}]},{"text":"reschedule. If now is not a good time, that's fine. Well, no.","start_word":57,"end_word":68,"intents":[{"intent":"Reschedule","confidence_score":0.42252955}]},{"text":"And just for security purposes, just so that I can confirm I am speaking with the right person, could I just get you to confirm your full name, date of birth, and address, please? Jack Hawkins.","start_word":153,"end_word":188,"intents":[{"intent":"Confirm identity","confidence_score":0.60812324}]},{"text":"And I'm not sure if you guys got this address, but we live at 74 A Cassia Street, D Y. Yep.","start_word":195,"end_word":215,"intents":[{"intent":"Update address","confidence_score":0.4568078}]},{"text":"Now before I do kind of jump into the under review there with you, I do like to start by asking if there is anything specific that you were hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of a catch up The and patch see what's up? happened in the last twelve months? No.","start_word":234,"end_word":303,"intents":[{"intent":"Assess focus areas","confidence_score":0.01217082}]},{"text":"need to reconfirm a couple of the information here. Now let me see here.","start_word":356,"end_word":369,"intents":[{"intent":"Confirm information","confidence_score":0.47355646}]},{"text":"And I also have a little note here that you have a 100 and Yep. 82,000 in equity release loan. Is that you took out an additional 182 of your main property. Is that what happened, or is it a separate loan for it? Yeah.","start_word":396,"end_word":440,"intents":[{"intent":"Confirm loan","confidence_score":0.009167198}]},{"text":"So we got the place we were living in Mhmm. because I I renovated it and then I got it revalued and then, yeah, we got an equity release loan to use as a deposit for the place in Perth. Yep. Perfect.","start_word":441,"end_word":482,"intents":[{"intent":"Represent property","confidence_score":0.000045850033}]},{"text":"Otherwise, when it comes to contributions, your employer pays you that standard 12% employer contributions, or do you have a special, like, EBA or something in place? To answer that, no.","start_word":544,"end_word":574,"intents":[{"intent":"Clarify income","confidence_score":0.0007645294}]},{"text":"For me, payslips. Just select. Okay. Okay. So I'm assuming it's the standard Okay. Yeah. because Often I get yeah. Of the total payment for a fortnight, it's, like, 4,001, and they give me $5.10 a fortnight. Okay.","start_word":614,"end_word":651,"intents":[{"intent":"Verify payment","confidence_score":0.0005627413}]},{"text":"You can leave that with me.","start_word":668,"end_word":673,"intents":[{"intent":"Leave job","confidence_score":0.30858278}]},{"text":"when that is the case, so people know about it because Okay. it's kind of like a selling point that they let you know. Yep.","start_word":737,"end_word":761,"intents":[{"intent":"Communicate information","confidence_score":0.0004168983}]},{"text":"Now you did say that you drew so do you have two occupations?","start_word":765,"end_word":777,"intents":[{"intent":"Clarify occupations","confidence_score":0.11568576}]},{"text":"Now you did say that you drew so do you have two occupations? So the firefighter and then did you say building? Yeah. Okay. And with the is that a builder? Like I a just carpenter? do Soul Trade stuff. I just work for myself. Oh, yeah.","start_word":765,"end_word":811,"intents":[{"intent":"Confirm building experience","confidence_score":0.000050110084}]},{"text":"like And do you pay yourself building like, how much would you say income wise carpentry you get from that?","start_word":819,"end_word":838,"intents":[{"intent":"Clarify income requirements","confidence_score":0.016704302}]},{"text":"Otherwise, when it comes to health and lifestyle, do you have private health insurance in place? Yeah. Yes.","start_word":948,"end_word":965,"intents":[{"intent":"Ask about health insurance coverage","confidence_score":0.002798978},{"intent":"Ask about insurance coverage","confidence_score":0.003621655},{"intent":"Clarify health insurance coverage","confidence_score":0.016156081}]},{"text":"Estate planning wise, do you have a will or power of attorney in place? Yes. I do.","start_word":996,"end_word":1012,"intents":[{"intent":"Confirm will or power of attorney","confidence_score":0.025896344}]},{"text":"five gauge employee what do they employees union Yep.","start_word":1053,"end_word":1061,"intents":[{"intent":"Clarify issue with yep","confidence_score":0.000020907375}]},{"text":"And are you politically exposed at all or earn an income overseas? No. No.","start_word":1133,"end_word":1146,"intents":[{"intent":"Ask about political exposure and income","confidence_score":0.012136376}]},{"text":"Obviously, we have pretty good security and privacy in place, but it's good to know because there can be chances of people having a high chance of trying to pretend to be you and stuff like that.","start_word":1243,"end_word":1279,"intents":[{"intent":"Ask about security","confidence_score":0.0029973038}]},{"text":"Otherwise, when it comes to goals, stuff that you guys are working through it, Obviously, I think last time, when we guys did a bit of, an update on review and everything like that, the main goal was to buy an investment property, which you guys obviously did, which is great. Yep.","start_word":1319,"end_word":1370,"intents":[{"intent":"Ask about goals","confidence_score":0.000028889834}]},{"text":"Otherwise, it was just to try to focus on paying down the mortgage and do some traveling. Is that still kind of the focus otherwise, or what are you guys kind of working No. for?","start_word":1370,"end_word":1404,"intents":[{"intent":"Clarify purpose","confidence_score":0.020265386},{"intent":"Clarify purpose of call","confidence_score":0.00028945645},{"intent":"Seek clarification","confidence_score":0.00015911442}]},{"text":"But, otherwise, where you guys are currently leaving is that in D Y. So if we need to send any mail or anything like that, that's the D Y place? Yeah.","start_word":1572,"end_word":1602,"intents":[{"intent":"Confirm address","confidence_score":0.059930354},{"intent":"Confirm location","confidence_score":0.012834911}]},{"text":"We'd like to get another investment property, I guess, or Mhmm. like to get a maybe get a maybe sell it.","start_word":1648,"end_word":1668,"intents":[{"intent":"Sell property","confidence_score":0.4216987}]},{"text":"So just kind of expand the property portfolio, especially Yeah.","start_word":1701,"end_word":1710,"intents":[{"intent":"Expand portfolio","confidence_score":0.68783695}]},{"text":"Now the next thing I do wanna run over quickly with you, it is just an updated risk profile questionnaire. All multiple choice to make it nice and easy. No right or wrong answer. And it's just to see if we need to make any changes to your risk profile in your super. Okay? Yep.","start_word":1780,"end_word":1834,"intents":[{"intent":"Review risk profile questionnaire","confidence_score":0.003471638},{"intent":"Make changes","confidence_score":0.009750426}]},{"text":"In the email, I have included one is a Vanguard index chart. You may have probably seen this one before, but it is just a good visual representation of what we are talking about when we're talking about the market. And it basically tells you that over the long term, market always goes up. The short term, there will be some ups and downs and market fluctuations. Yep.","start_word":2380,"end_word":2447,"intents":[{"intent":"Assess market performance","confidence_score":0.00063685596}]},{"text":"Despite that, though, after fees, your portfolio is still up, which is great. Now it is up by about 5.53%, which we're not too concerned about given what has happened in the market in the last twelve months.","start_word":2671,"end_word":2708,"intents":[{"intent":"Analyze portfolio performance","confidence_score":0.6763458}]},{"text":"But what we always want to do is despite that it's a high growth and despite overall it's it's holding up really good, we wanna also make sure that if there is any investment in your portfolio that is slightly underperforming despite what's going on in the market, we wanna make sure we review it and potentially look at changing things for you.","start_word":3021,"end_word":3083,"intents":[{"intent":"Review portfolio","confidence_score":0.55247796},{"intent":"Review portfolio","confidence_score":0.19203243},{"intent":"Review portfolio","confidence_score":0.002031122}]},{"text":"is underperforming, and how that one is different to your other investments is that it is a managed fund. So, basically, they are actively buying and selling different investments in order to try to outperform the market.","start_word":3156,"end_word":3192,"intents":[{"intent":"Outperform market","confidence_score":0.24019979}]},{"text":"So if you are happy for me to do so, I would like to do a little bit more research on that Benelung investment and see if I can find a better option that's going to give you a little bit better returns moving forward and put you Yep. in a better position. Are you happy for me to do that?","start_word":3288,"end_word":3348,"intents":[{"intent":"Use market research","confidence_score":0.000046527726}]},{"text":"So next week, I am fully booked, actually. I don't have a single spot, but let me see the the following week. I could do I could do 04:30 on either Monday, May 18, or Tuesday, May 19, if either of those would work for you. Yeah.","start_word":3427,"end_word":3473,"intents":[{"intent":"Confirm booking","confidence_score":0.00839589}]},{"text":"It should be fairly quick just to kind of run through any changes in the investment. I'll run through if there's any, you know, capital gains tax with changing fees and returns and stuff like that so you can actually see it as well.","start_word":3588,"end_word":3631,"intents":[{"intent":"Discuss investment changes","confidence_score":0.104757115}]},{"text":"Would you like a reminder text sent, like, two hours oh, it's probably a bit early, an hour before or the day before if something comes up? Yeah.","start_word":3641,"end_word":3668,"intents":[{"intent":"Request reminder text","confidence_score":0.6650861}]},{"text":"If anything does come up and you have to, you know, get caught out of work or something like that, just let me know, and I'll see if I can get it reshuffled for you.","start_word":3679,"end_word":3713,"intents":[{"intent":"Request a reshuffle","confidence_score":0.00026281236}]},{"text":"Now that was basically all of the documents I had to run through with you.","start_word":3726,"end_word":3740,"intents":[{"intent":"Provide documentation and clarification","confidence_score":0.00011957007}]},{"text":"Have you recently received a new copy at all of a driver's license?","start_word":3812,"end_word":3824,"intents":[{"intent":"Provide a new driver's license","confidence_score":0.0013704024}]},{"text":"So, yeah, when you have a moment, if Yep. you could send through just a photo of the front and the back of your new license just so we can get that all updated from a compliance point, Yeah.","start_word":3913,"end_word":3951,"intents":[{"intent":"Send a photo","confidence_score":0.02547258}]}]},"sentiments":{"segments":[{"text":"The call has been forwarded to voice mail. The purse hello? Good Hello? afternoon. Is this Jack? Yes. This is Veronica from Oakview Financial. How are you?","start_word":0,"end_word":26,"sentiment":"neutral","sentiment_score":0.08417529612779617},{"text":"Good. Thanks.","start_word":27,"end_word":28,"sentiment":"positive","sentiment_score":0.5349729061126709},{"text":"How are you?","start_word":29,"end_word":31,"sentiment":"neutral","sentiment_score":0.30774369835853577},{"text":"Good. I had you booked in to go over your annual review.","start_word":32,"end_word":43,"sentiment":"positive","sentiment_score":0.3639428317546845},{"text":"Is now still a good time for you? Yep. Sure. We can Yeah. reschedule. If now is not a good time, that's fine. Well, no. It's alright. I'm just I'm just packing up, but I'm just hang got stuck at work a little bit longer than what I thought. I should be able to talk while I take my shit back to the car. Yeah.","start_word":44,"end_word":108,"sentiment":"neutral","sentiment_score":-0.0665239617228508},{"text":"It's all good.","start_word":109,"end_word":111,"sentiment":"positive","sentiment_score":0.4197183549404144},{"text":"Yeah. Alright. Well, I'll tryna make it quick for you. Yep. But before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Yep. Perfect. And just for security purposes, just so that I can confirm I am speaking with the right person, could I just get you to confirm your full name, date of birth, and address, please? Jack Hawkins. Full name, dead bed. 1990. Yeah? And I'm not sure if you guys got this address, but we live at 74 A Cassia Street, D Y. Yep. That's the one I have here as well. We have updated Okay. that one, so that's Cool.","start_word":112,"end_word":232,"sentiment":"neutral","sentiment_score":0.08874224126338959},{"text":"good.","start_word":233,"end_word":233,"sentiment":"positive","sentiment_score":0.35483449697494507},{"text":"Now before I do kind of jump into the under review there with you, I do like to start by asking if there is anything specific that you were hoping to get out of the review today or any areas you would like me to focus on or whether it's just a bit of a catch up The and patch see what's up? happened in the last twelve months? No. Nothing specific to Nope. Yep. Yeah. Perfect. All good. No worries. Now I know that you kinda went through a bit of the fact find out with my colleague Jordan when she booked you in.","start_word":234,"end_word":338,"sentiment":"neutral","sentiment_score":0.020439131185412407},{"text":"So that saves a little bit of time, so thank you for doing that.","start_word":339,"end_word":352,"sentiment":"positive","sentiment_score":0.6994770169258118},{"text":"I just Yep. need to reconfirm a couple of the information here. Now let me see here. With your assets, I do wanna just triple check. So you guys recently bought an investment property? By recently, we bought in October 24. Okay. Yep. And I also have a little note here that you have a 100 and Yep. 82,000 in equity release loan. Is that you took out an additional 182 of your main property. Is that what happened, or is it a separate loan for it? Yeah. So we got the place we were living in Mhmm. because I I renovated it and then I got it revalued and then, yeah, we got an equity release loan to use as a deposit for the place in Perth. Yep. Perfect. So you Yep. so So that's is that what that why 821 what is it? 182? 182. Yeah. Yep. And then the $5.00 4, that is Yep. the mortgage for the Perth. Okay. Perfect. Yeah. And the $7.07 6 is just what we got left on the on our original Yep. Okay. bracelet, Perfect. Percy. Yeah. Yep.","start_word":353,"end_word":539,"sentiment":"neutral","sentiment_score":0.05361369997262955},{"text":"Great.","start_word":540,"end_word":540,"sentiment":"positive","sentiment_score":0.35354575514793396},{"text":"That makes sense. Otherwise, when it comes to contributions, your employer pays you that standard 12% employer contributions, or do you have a special, like, EBA or something in place? To answer that, no. Let me have a quick look. One Mhmm. sec. So I don't pay myself any super with my building, Yep. but with my fire and rescue job, Yep. I hold on a second. Just get it off. Thanks. Mhmm. For me, payslips. Just select. Okay. Okay. So I'm assuming it's the standard Okay. Yeah. because Often I get yeah. Of the total payment for a fortnight, it's, like, 4,001, and they give me $5.10 a fortnight. Okay. Yeah. I'm not Often gonna have to it do the is math. no.","start_word":541,"end_word":664,"sentiment":"neutral","sentiment_score":-0.01626505390290291},{"text":"That's all good.","start_word":665,"end_word":667,"sentiment":"positive","sentiment_score":0.4171169698238373},{"text":"You can leave that with me. Often it is like, the minimum is 12, so that's what most employers do. Yeah. It's Okay. just some if you have, like, a some government, nurses, school teachers, or if you kind of sometimes work on, like, the mine side, so they have, like, a special EVA in place that that gives them access to, like, a little bit additional. Often, Yep. when that is the case, so people know about it because Okay. it's kind of like a selling point that they let you know. Yep. So okay.","start_word":668,"end_word":763,"sentiment":"neutral","sentiment_score":0.1162802428007126},{"text":"Perfect.","start_word":764,"end_word":764,"sentiment":"positive","sentiment_score":0.36755919456481934},{"text":"Now you did say that you drew so do you have two occupations? So the firefighter and then did you say building? Yeah. Okay. And with the is that a builder? Like I a just carpenter? do Soul Trade stuff. I just work for myself. Oh, yeah. Oh, yeah. Yeah. But just Yep. Perfect. like And do you pay yourself building like, how much would you say income wise carpentry you get from that? Obviously, I know it probably stuff. fluctuates a little bit, but Yeah. Because it's been going up a fair bit each year, but this might that's good. Probably be about Yeah. Like that one. I usually have fire rescue probably about six sixty, sixty five. Alright. Perfect. And you said that's obviously set up as a sole trader, so you don't pay yourself contributions. That's just from Yeah. your firefighter. But I I Yep. I am I have made business, and I'll probably be paying myself a salary Okay. next financial year. But, yeah, I'm I'm just leaving it for this financial year anyway. Yeah. Okay.","start_word":765,"end_word":944,"sentiment":"neutral","sentiment_score":0.045792438089847565},{"text":"Perfect. That's good.","start_word":945,"end_word":947,"sentiment":"positive","sentiment_score":0.38805779814720154},{"text":"Otherwise, when it comes to health and lifestyle, do you have private health insurance in place? Yeah. Yes. And that is hospital as well? Yep. Yes.","start_word":948,"end_word":973,"sentiment":"neutral","sentiment_score":0.06207650154829025},{"text":"Great. Perfect.","start_word":974,"end_word":975,"sentiment":"positive","sentiment_score":0.502924382686615},{"text":"Especially with, obviously, you being a high income earner. Don't wanna be paying additional tax if you don't have to. Estate planning wise, do you have a will or power of attorney in place? Yes. I do. Yep.","start_word":976,"end_word":1013,"sentiment":"neutral","sentiment_score":0.043686330906654657},{"text":"Okay. Amazing.","start_word":1014,"end_word":1015,"sentiment":"positive","sentiment_score":0.5010517835617065},{"text":"And that's does that include the investment property as well? Do you know? I don't know. It's No. a That's really okay. basic wheel. It was done for free Yep. by fire and rescue. So the Yep. five gauge employee what do they employees union Yep. Has a Yep. have have a lawyer, and they they do your basic one for free. So I'm not exactly sure. I haven't read the final details, but I do have one. Yeah. Okay. No. Perfect.","start_word":1016,"end_word":1097,"sentiment":"neutral","sentiment_score":0.06840211153030396},{"text":"Otherwise, when it comes to your superannuation, I do have here that if something ever were to happen to you, you have nominated Natalie to receive everything. You're still happy with that?","start_word":1098,"end_word":1129,"sentiment":"positive","sentiment_score":0.35757574439048767},{"text":"Yep. Yeah. Amazing. And are you politically exposed at all or earn an income overseas? No. No. Okay. Great. You said politically exposed? Yes. What what does that mean? Most people ask me the same, to be honest. Basically, No. are you directly involved heavily in politics? No. No. No. And often, it's people like, oh, that's a weird one. And it's like it's usually just because if it is that you are very heavy in politics, it is good for us to know, especially if there is, like, lump sum income or anything like that to kind of keep an eye on. Yes. But then, also, there could be a higher chance. Obviously, we have pretty good security and privacy in place, but it's good to know because there can be chances of people having a high chance of trying to pretend to be you and stuff like that. So it's just a Yep. little flag from our end. But, yeah, I do get asked that a lot. What does that mean, and why do you need to know that? Sorry. You're you're not the first one. Otherwise, when it comes to goals, stuff that you guys are working through it, Obviously, I think last time, when we guys did a bit of, an update on review and everything like that, the main goal was to buy an investment property, which you guys obviously did, which is great. Yep. Otherwise, it was just to try to focus on paying down the mortgage and do some traveling. Is that still kind of the focus otherwise, or what are you guys kind of working No. for? No. Okay. We won't be do we won't be doing much traveling. And we since we moved out, we Mhmm. moved out Mhmm. of our principal place of residence. Yep. We've turned that well, now it's obviously investment property. Mhmm. We changed that to interest only. Yep. Okay. We're not gonna we won't be paying that down anymore anytime near future. Yep. Yeah. So, yeah, everything So do you all our loans at the moment are interest only. okay. So do you are they both investment properties, or is still one still Well, the the 776, the Freshy Freshy Place, it is I think it I think it can still classify it as your principal place for six years mhmm. Mhmm. Yes. It or is. something. Yep. In case you sell Yes. it, you still get the cable. So that is technically our still up principal place, but we don't live there. Okay. So for now, it's, yeah, a Okay. bit impromptu. Yeah. Okay. No no problem. But, otherwise, where you guys are currently leaving is that in D Y. So if we need to send any mail or anything like that, that's the D Y place? Yeah. Yeah. Yep. Yep. Okay. Yep. Great. We don't live there. We get people renting the other two. Yep. No. Perfect. What, I guess, are things that you guys are working towards in the next couple of years? Do you have any goals otherwise? Yeah. We'd like to get another investment property, I guess, or Mhmm. like to get a maybe get a maybe sell it. Sell the two that Mhmm. we got. No. We probably think we need to get one more, wait another five Okay. years, and then open to buy a place where we live. Yep. So just kind of expand the property portfolio, especially Yeah. down in I mean, property prices have gone up everywhere, but but down in Yes. Sydney, it's it's Yeah. quite bad sometimes, especially Northern Beaches. I used to It's live in B Mossman. six. Oh, yeah. So I was in the Northern Beaches a fair bit. So, yeah, Dee White And Freshwater is beautiful, but, yeah, it does cost a bit. Yeah. You pay for it. Mhmm.","start_word":1130,"end_word":1777,"sentiment":"neutral","sentiment_score":0.009823558808959744},{"text":"Alright. Perfect.","start_word":1778,"end_word":1779,"sentiment":"positive","sentiment_score":0.460583359003067},{"text":"Now the next thing I do wanna run over quickly with you, it is just an updated risk profile questionnaire.","start_word":1780,"end_word":1799,"sentiment":"neutral","sentiment_score":0.20639704167842865},{"text":"All multiple choice to make it nice and easy.","start_word":1800,"end_word":1808,"sentiment":"positive","sentiment_score":0.3565044701099396},{"text":"No right or wrong answer. And it's just to see if we need to make any changes to your risk profile in your super. Okay? Yep. Now that Yeah. Yeah. Just high risk everything. I think the Yeah? first one Okay. did last Because at the time. moment, yeah, at the moment, you are invested in a high growth portfolio. Yeah. And are you still you still remember kind of what it means to be a high growth investor, and you're still comfortable Yeah. with all of that? Yeah. Yeah. It's Okay. a couple of rough. Yeah. And, obviously, from a time frame point of view, you do have plenty of time until retirement. Yeah. And in a high growth portfolio, typically, we want to see a minimum of eight Yep. years in re until retirement, just making sure you have enough time in the market, which you certainly do. So if you're comfortable with that, we'll Yep. leave it in high growth. Otherwise, is your plan to kind of access super at 65 still, or do you think you'd wanna retire at 60 when you can access your super, or what do you think your plan might be? Not exactly sure. If I get the plan, I'll be having only working if I have to, but Yep. I'm on 60, but, yeah, Yep. we'll see. So ideally, 60, but if not, we'll Yeah. Yeah. Okay. And do I you mean, think I about yeah. a thousand I hardly doubt I'd stop doing anything. I'd probably still continue doing something. yeah. Maybe just, like, reduce hours or Yeah. something. Yeah. Yeah. Yep.","start_word":1809,"end_word":2080,"sentiment":"neutral","sentiment_score":0.02657633225317113},{"text":"And a thousand dollars per week I have here is an ideal income for you during retirement.","start_word":2081,"end_word":2097,"sentiment":"positive","sentiment_score":0.5288267135620117},{"text":"Do you think that is still You achievable, or do you think you would need a bit more, obviously, with rising prices and everything like that pay through a thousand bucks a week? Yes. Oh, yes. By the column 60? It's like sounds Do like you probably want me to worth change 10<unk> it to, like, by two the time thousand I'm there, or something? the way inflation's going. Yeah. And Yes. this is I just don't for know. you as well? It's hard to tell what inflation's gonna do, but probably more I'd be more happy If if you I show think them, like, five. yeah. And if you think I think in, like, given today's yeah. today's I'll give it if dollar it was value today, mhmm. I don't know. I reckon $2 a week would be better. Yeah. And that's honestly what most people it it tends to fluctuate between a thousand and 2, even up to $2.05, depending Yeah. on how extravagant you obviously want your retirement, but also how much debt and assets you have. Yep. Obviously, if you guys are planning on building out your investment property portfolio, you probably will have quite a few assets that are kind of self funding itself.","start_word":2098,"end_word":2307,"sentiment":"neutral","sentiment_score":0.019655631855130196},{"text":"So the way you guys are going, you're on a good direction for that anyway, and then if you have more income coming from that as well. Yeah. Cool. Yep. Perfect. Now I have just sent you an email as well.","start_word":2307,"end_word":2347,"sentiment":"positive","sentiment_score":0.5508608818054199},{"text":"You don't have to access it now if you're a bit busy, but have a look through it later. If you have any questions, let me know.","start_word":2348,"end_word":2374,"sentiment":"neutral","sentiment_score":0.20450903475284576},{"text":"It is pretty straightforward, though.","start_word":2375,"end_word":2379,"sentiment":"positive","sentiment_score":0.3409532308578491},{"text":"In the email, I have included one is a Vanguard index chart. You may have probably seen this one before, but it is just a good visual representation of what we are talking about when we're talking about the market. And it basically tells you that over the long term, market always goes up. The short term, there will be some ups and downs and market fluctuations. Yep. Now you will also have through documents. These are more your compliance documents. You'll have an Oakview financial services guide and then a services guide. Again, you would have seen this one before. It's just a bit of an updated version. None of the important information has changed, but we've had a bit of an update to our marketing. So a bit more updated photos of all the advisers and the directors and stuff and a bit of an extension to the team, which is great. Yep.","start_word":2380,"end_word":2534,"sentiment":"neutral","sentiment_score":0.1605839729309082},{"text":"Cool.","start_word":2535,"end_word":2535,"sentiment":"positive","sentiment_score":0.421034038066864},{"text":"Now you also have a super summary, which just shows you your current superannuation, which you have with Hub twenty four. And you do have a 151,000 or $293 in there. Cool. Now the last thing is then a performance report that just basically shows you what's happened in the last twelve months, and it breaks down all your individual investments and how they have all performed after fees. Basically, with your portfolio, it's even though we've had a lot of market volatility the last twelve months. First, obviously, we had everything in The US with Trump and tariffs and everything with a little bit of fluctuation, and more recently, everything going on with the war as well. We are seeing a bit of market volatility and different mix performances across different sectors globally.","start_word":2536,"end_word":2669,"sentiment":"neutral","sentiment_score":0.0949551984667778},{"text":"Despite that, though, after fees, your portfolio is still up, which is great.","start_word":2670,"end_word":2682,"sentiment":"positive","sentiment_score":0.4359787404537201},{"text":"Now it is up by about 5.53%, which we're not too concerned about given what has happened in the market in the last twelve months.","start_word":2683,"end_word":2707,"sentiment":"neutral","sentiment_score":0.30368298292160034},{"text":"Now because you are as well in a high growth portfolio, it is designed to focus on your long term capital growth rather than, obviously, short term stability.","start_word":2708,"end_word":2735,"sentiment":"positive","sentiment_score":0.3372449576854706},{"text":"So, basically, what it means is that year to year, particularly where the portfolio comes to growth sector such as, say, technology, robotics, and AI that you do have in your portfolio. Some years will see a bit more fluctuation, but the goal obviously is long term to give you that growth. Yeah. Now, basically, if we're breaking down the different sectors, so we have seen really strong performance from areas like your US equity and also technology related investments. So some of your portfolio you have one portfolio in there that's called battery tech and lithium. That one is up by a 112%, so that is crazy. Sorry. How your portfolio is designed, it is to Was complement all my money each put other into as that? well. Yeah. Well, a couple of years ago, it was not so good. The reason why that one has taken through the roof at the moment and that's why it is your speculative investment, so it is when you have a little bit less in in order Yeah. to trying to take advantage of that.","start_word":2736,"end_word":2918,"sentiment":"neutral","sentiment_score":0.07762432843446732},{"text":"Now if we put everything in that a couple of years ago, it would not have been happy.","start_word":2919,"end_word":2936,"sentiment":"negative","sentiment_score":-0.34546545147895813},{"text":"Whereas now, it's fantastic. Yeah. That's And interesting. yeah. Well, it's a good question, though. Some people say that. But it's also because, obviously, your your lithium, so everything going over the fuel prices, obviously, that produces the batteries and everything for electric vehicles, Yep. which is And why also, that's he keeps also me in taken. a job, produces lots of fires. Exactly. So, yeah, there there's obviously been a bit of a bit of a mix in terms of the portfolio. But what we always want to do is despite that it's a high growth and despite overall it's it's holding up really good, we wanna also make sure that if there is any investment in your portfolio that is slightly underperforming despite what's going on in the market, we wanna make sure we review it and potentially look at changing things for you. Because things don't Yep. always stay the same with, obviously, the market and everything like that, and it is good to do updated research. Now, for example, one of the investments in your portfolio, for your Benelon Australian equity, we've done a lot of research on, and at the moment, we are looking at potentially changing that for some better options. Now that was one that was underperforming recently. And if it Yep. is underperforming, and how that one is different to your other investments is that it is a managed fund. So, basically, they are actively buying and selling different investments in order to try to outperform the market. Because it is the active management, it tend to cost a little bit more, And, usually, it is worth it because you are outperforming the market. But in this instant, more recently, they've been a little bit slower in making those investment changes. And if that is the case and we foresee that they are going to be a little bit slower, then there's no point having it in an option where you're paying a little bit more in fees if they're not giving you that return in return. Does that make sense? Yeah. Yep.","start_word":2937,"end_word":3287,"sentiment":"neutral","sentiment_score":-0.037580930757896175},{"text":"So if you are happy for me to do so, I would like to do a little bit more research on that Benelung investment and see if I can find a better option that's going to give you a little bit better returns moving forward and put you Yep. in a better position. Are you happy for me to do that?","start_word":3288,"end_word":3348,"sentiment":"positive","sentiment_score":0.44835513830184937},{"text":"Yep. Yep.","start_word":3349,"end_word":3350,"sentiment":"neutral","sentiment_score":0.22825241088867188},{"text":"Perfect.","start_word":3351,"end_word":3351,"sentiment":"positive","sentiment_score":0.6708253622055054},{"text":"Now it will take me about a week, a little bit less to put that research together, and then I'll go through the proposal with you, and then you can let me know what you think. Mhmm. Okay. When is usually a best time for you, Jack? To call Yes. me? Yeah. About now. About Yeah. Any now. time Okay. during the week. About now. And Okay. four, 04:30. Okay. Let me have a look. So next week, I am fully booked, actually. I don't have a single spot, but let me see the the following week. I could do I could do 04:30 on either Monday, May 18, or Tuesday, May 19, if either of those would work for you. Yeah. Either either roll is fine. Either way? Yeah. Okay. Well, my Oh, yeah. Yeah. That's fine. sure. Oh, actually, do you say May 18? Yeah. Or No. nineteenth. Yeah. That's that's eighteenth, there's a tiny chance I might not answer. Nineteenth, Okay. I I definitely will. You will okay. Well, why don't we do the nineteenth? Okay. And I can do, yeah, I can do 04:30, or I do have mornings if that but you preferred afternoon, didn't you? How early in the morning? I can do from 8AM. Like, if you can do 08:30? Yeah.","start_word":3352,"end_word":3569,"sentiment":"neutral","sentiment_score":0.08665572106838226},{"text":"Perfect. Yep. Yeah. Sweet. And alright. So I'll just book that in on, say, the nineteenth at 08:30. It should be fairly quick just to kind of run through any changes in the investment. I'll run through if there's any, you know, capital gains tax with changing fees and returns and stuff like that so you can actually see it as well.","start_word":3570,"end_word":3631,"sentiment":"positive","sentiment_score":0.3980301320552826},{"text":"Mhmm.","start_word":3632,"end_word":3632,"sentiment":"neutral","sentiment_score":0.21190303564071655},{"text":"And then we can see that moving forward.","start_word":3633,"end_word":3640,"sentiment":"positive","sentiment_score":0.33881720900535583},{"text":"Would you like a reminder text sent, like, two hours oh, it's probably a bit early, an hour before or the day before if something comes up? Yeah. An hour before was good. An hour before? Okay.","start_word":3641,"end_word":3677,"sentiment":"neutral","sentiment_score":0.18474697140423027},{"text":"Perfect.","start_word":3678,"end_word":3678,"sentiment":"positive","sentiment_score":0.4882092475891114},{"text":"If anything does come up and you have to, you know, get caught out of work or something like that, just let me know, and I'll see if I can get it reshuffled for you. Otherwise, that is all booked in on Tuesday, May 19 at 08:30. Now that was basically all of the documents I had to run through with you. Now I can see, obviously, here that you don't have any insurances in place. Obviously, with your occupation, it's a bit risky for the insurance. But are you still happy, obviously, with no insurances and comfortable with that? Yeah. Yeah. Perfect. And I can see here as well that we have at the moment the only thing outstanding for you is that your ID that we have on file has expired. Have you recently received a new copy at all of a driver's license? I'm New not sure. one. No. I don't think so. No. Let me see here because I The think one I've got expires in 2027, but I've had alright. that one for at least at least since '22. Let me triple check the folders because I have a little note here that the ID has expired, but let me just actually check what's in on file in case that was just a little error. Okay. So the one I have says that it expired the 12/22/2025. It's weird. So, yeah, when you have a moment, if Yep. you could send through just a photo of the front and the back of your new license just so we can get that all updated from a compliance point, Yeah. that Where would do I send be great. that to? You can send it through you can send it through servicing Mhmm. @oakviewfinancial,1word,.com.au. Yep.","start_word":3679,"end_word":3975,"sentiment":"neutral","sentiment_score":-0.04243917763233185},{"text":"Cool. Perfect. That way, the team will get it. We can get that processed for you. Sweet. Perfect.","start_word":3976,"end_word":3993,"sentiment":"positive","sentiment_score":0.4460325539112091},{"text":"Now do you have any other questions or anything else for me before I let you go and enjoy the rest of your afternoon otherwise, Jack? No. That's all good. No?","start_word":3994,"end_word":4024,"sentiment":"neutral","sentiment_score":0.2544523309916258},{"text":"Okay. Perfect. Well, I will let you go and enjoy your afternoon.","start_word":4025,"end_word":4036,"sentiment":"positive","sentiment_score":0.6569138169288635},{"text":"Like I said, have a look through the documents when you have a moment. Any questions, let me know.","start_word":4037,"end_word":4055,"sentiment":"neutral","sentiment_score":0.267202228307724},{"text":"Otherwise, I look forward to speaking with you again on Tuesday, the nineteenth. Sweet. Cool. No problem.","start_word":4056,"end_word":4072,"sentiment":"positive","sentiment_score":0.451643705368042},{"text":"We'll speak Speak then. to you then. Alright. Okay.","start_word":4073,"end_word":4081,"sentiment":"neutral","sentiment_score":0.17693646252155304},{"text":"Thank you. Bye.","start_word":4082,"end_word":4084,"sentiment":"positive","sentiment_score":0.5386841297149658},{"text":"Bye.","start_word":4085,"end_word":4085,"sentiment":"neutral","sentiment_score":0.24672076106071472}],"average":{"sentiment":"neutral","sentiment_score":0.07437101805574509}}}}