{"metadata":{"transaction_key":"deprecated","request_id":"bb5f783d-3f7f-46a8-b6f6-ab6b44fb513c","sha256":"074acebf7f887633fff9ae5dbb3b0252844be04252759b428d7630e89367c718","created":"2026-02-26T06:14:25.943Z","duration":2593.512,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":9994,"output_tokens":119},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":11190,"output_tokens":11211},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":11190,"output_tokens":657}},"results":{"channels":[{"alternatives":[{"transcript":"Hi. Good afternoon. Will this be Kobe? Hi, Kobe. This is Dana by from OC Financial. How are you this afternoon? That's good. I had you booked in for a bit of initial consultation. You were looking to get some financial advice. Is now still a good time there for you? Now's good. I'm so sorry. It sounds like I might have woken you up. I do apologize. Oh, good. Do you need a few minutes? Are you okay for now? Yep. Oh, good. Not an issue. Well, thank you so much for taking my call, Kobe. Look. As I mentioned, my name is Dana. I'm one of the financial advisers here at Oakview Financial. Before we jump into the call, I do have to let you know our calls are recorded for quality and training purposes. Are you happy for me to proceed with that? Yep. Fantastic. Can you hear me okay? I'm so sorry. The phone is a little bit crackly. That's all. No. That's honestly okay. If you find you can't hear me or need me to repeat anything, please do do let me know at any point. Okay? Perfect. So, essentially, with the initial consultation here, it is about just finding out a bit more in detail about what you're after with regard to advice. I can see here that you have a bit of savings set aside, and you were looking to maybe have that invested or looking in interested investing the money in order to maybe have a house deposit. Does that sound about right? Yeah. Perfect. Just to get a bit more of an idea around what your goals are so we can assess whether we're able to help you, Do you know when are you sort of hoping to have that house deposit saved up? Do you have, like, a time frame in mind? Yeah. Perfect. Do you find you have much left over at the end of the week to be able to keep putting money into an investment portfolio? Yep. Beautiful. Is there a certain level that you'd be comfortable depositing, or is it just a matter of us telling you how much you need to put in on a regular basis to be able to reach that goal? Mhmm. Yeah. Yeah. No. That's okay. Not a problem at all. Have you ever sort of looked you're right. Sorry. You're fine. Yeah. Okay. Perfect. Yeah. And is that on a weekly or fortnightly or monthly basis? Fortnightly. Perfect. Excellent. So you do have quite a bit of excess cash flow there. That's fantastic. Do you know roughly how much you might be trying to put away in order to save for a house deposit? Do you have you got a goal amount in mind at all? What you need? Yeah. Yeah. That's okay. Are you just looking to put as much as you weigh into investing and have as much at the end of the seven years as possible? Is that sort of what you're thinking to start with? Or Yep. Yep. That's okay. It's a little bit difficult because house prices do go up and down quite a lot, and they have gone up significantly. So you're kind of working trying to work out how much they might be in the next seven years at the same time. Yeah. Yep. Yeah. We priced out. Yeah. No. Definitely. No. That's okay. Not a problem. Whereabouts are you located? Okay. Yep. Perfect. Well, we're on the Gold Coast, though. Yeah. There's a bit of a difference there. Yeah. No. Awesome. Perfect. Well, have you ever spoken to a financial adviser before? Have you ever sort of thought or thought about getting advice in the past at all? No. First time? That's okay. So just to give you a bit of an idea on how we do things is we start by getting a feel for what your goals are, what you're looking at, and how we can help you. We do a initial consultation like this, and then we go through a bit of research with you to make sure we understand your personal and financial circumstances in-depth. We then go away and we generate an advice document. It's called a statement of advice, and it's a legal document that outlines what the recommendations are. We outline the advantages, the disadvantages, and the risks involved. We present that to you, and then you get to take that and have a read through and decide whether you choose to take on the advice or not. Okay? Yeah. Perfect. Yeah. Yep. Yeah. Yep. Mhmm. Yep. Yep. Perfect. Yep. Yeah. Yeah. Yeah. Yeah. No. Perfect. When you're looking at investing, are you sort of wanting us to look at platforms and possibly manage the investments for you so that we can kinda help you to look at that goal, keep you on track to meet that goal? Yep. Yep. Yep. Yeah. Correct. No. Perfect. Sounds good. And, look, honestly, ETFs and managed funds are a great way to start. And when we we look at building portfolios, we also include those sorts of things. We don't generally stick to individual companies. They do tend to come with a lot more risk, and you have to have generally anywhere between so there's 20 to 50 different individual companies in a portfolio to make it worthwhile. So having ETFs and managed funds in your portfolio does mean that you are diversifying quite significantly, helping to lower the overall risk, but still making sure you get returns there. And they're very much liquid too, so easier to buy and sell in and out of when you need to change the portfolio. So that's essentially how we look at things. We do also, as advisers, have different platforms. You probably know on outside of the advice sort of world, there are other platforms like Comsec, Raize, all those sorts of things. We have different platforms, platforms like Hub24, MyNorth. We can utilize investment fund platforms like Generation Life Bond, and we build our portfolios within those platforms. We manage them. We do reviews with you to make sure you're on track and also alter the portfolios as we need to moving forward as well. So does that sound like the sort of thing you're after having us look at for you? Yeah. Yep. Yeah. And term deposits are more a defensive in investment. So we do have there is a place for term deposits and cash and fixed interest inside a portfolio, having a bit of defensive investments for lowering the risk and helping to stabilize long term market ups and downs. But they do, unfortunately, don't always hold true to the right style of investing for a lot of people. They don't make a lot of returns, and that's because they don't go up and they don't fluctuate a lot. So in term deposits and fixed interest, you're not really taking on much risk. Therefore, the returns are likely to be certainly less. Cash investments also don't always hold up to inflation. So whilst there is definitely a place for them, and we can look at term deposits inside the investment portfolios as well as part of a defensive investment for you, Did you want us to consider 10 deposits as well? Or is there any sort of particular areas or avenues that it that you'd like us to look at? Yeah. Correct. And that's why we use them. Yeah. Yep. Alright. Perfect. I can have a look at all the different options out there. To go through a bit more information on yourself and just sort of looking at providing the advice, we need to kind of update and do a little bit of research around your personal circumstances there as well. So you've made mention to me that you do have a bit of expendable income at the end of the fortnight there, about 5 to $600. How what how much do you actually earn? What are you grossing or what is your income at the moment? Yep. No. That's yeah. That's okay. Sorry. Yep. Perfect. I'm still at the moment. Beautiful. Are you living with mom? Or Yep. Yeah. Perfect. Yep. Yep. Yeah. Yeah. Absolutely. So for address wise, did you want us to use your mom's address for the time being? Perfect. We can do that. Not a problem at all. And can I grab an email address off you as well? I don't believe I have one here. I'm sorry. Oh, actually, I do. I'm so sorry. It's in the wrong section. It is cobill310807@gmail.com. Is that right? Yeah. Perfect. I do apologize. It's in a different area. There we go. Lovely. And what do you do for work at the or what are you planning what are you gonna be doing for work? What's your main occupation? Yep. Okay. Yeah. Perfect. Oh, Oh, fantastic. They've already offered you the role you've accepted already to go? Oh, congratulations. So there's a lot of you're right. Sorry. Oops. Yeah. Absolutely. I think what they say in the hospitality industry, you make more money when others aren't working, especially with, you know, office workers. Work when they're not. That's perfect. So there's a be a lot of night work in that for you. You'd be doing a lot of nights and weekends and Yep. Yeah. Yep. Yeah. Perfect. Perfect. So you said you're starting uni as well. What are you studying at uni? Perfect. Are you just starting or partway through that one? Yep. Perfect. Well, I hope that all goes really well for you. I remember my uni experiences, and I really enjoyed studying and learning something. I think when you're learning or working in the area that you love, it becomes more exciting, and you wanna learn more and you're more into it. So, hopefully, that works out well for you. Yeah. Yep. No. That's okay. That's what we're here to help you with, and I can absolutely help you. Just as looking at things at the moment, you've got your goals there of the investment. We're looking at a seven year time horizon to save up for a house deposit. You have about 7,000 in savings. Is that still right, or has that changed since you last spoke to us? Yep. Yep. That's okay. Not a problem at all. So 6,000 that we can use to invest, and then we've got the extra that you are saving on a regular basis. So what I can absolutely do for you is I can go back and run some projections and look at the different investment profiles out there. We can maybe look at what you need to meet that goal. I can show you what you need to do in order to, you know, get the best out of it. I would probably wouldn't wanna use all of your savings if you said you sort of got about 5 to $600 per fortnight. I could start with just looking at about two to three hundred on a fortnightly basis, so about 150 a week. So we're dollar cost averaging in on a regular basis. That way, we're not eating into too much of your cash flow, which allows you if you have to pay rent or need to move or don't work as much that you've got that extra bit of money available to you. Does that sound okay for you for the moment? Yes. Yeah. Absolutely. And the good thing about this being an investment in your own name is that you can put more into it. Unlike your super, you're not in control. There's no caps that you have to abide by. So if you've got an extra bit of money on a random week or, you know, you go, hey. I've got my tax return back, and I'm happy to put some more money in. You can always put some extra money in there. There's nothing wrong with that whatsoever, and there's no limitations on that for you. Okay? Yep. Perfect. Yeah. That's actually a really good time frame. So when we are looking at investing money in the markets, we don't normally wanna invest money that you wanna use in the next sort of two to three years. So having anywhere from a three to five to seven year time horizon actually gives you a lot of time to be able to allow your money to grow, to compound, in a lower risk environment. So that's absolutely perfect if that's what you're comfortable with. I'm just also gonna go through just a couple of questions just around the risk tolerance. So what we do is a risk profile and it helps us. You probably never thought of any of these questions or any of the answers, and please don't feel worried to tell me if you're not real sure there, Kobe. But, essentially, what this risk profile questionnaire is, it's 14 multiple choice questions. Most of them, we've already been able to answer. It helps me to understand how you feel about risk, about markets, your understanding around markets as well, and then we'll talk about the way you've scored at the end of it. And it helps us to understand what sort of risk profile you should be in and how your money should be invested when we look at growth and defensive investments. Does that make sense? Yep. Perfect. So the first one here, it says, how would you like to rate your willingness to take on financial risk? Now you did mention to me earlier that you're not looking to take on the highest level of risk. You kind of are, you know, a little bit more conservative than that. Would you put yourself in more of an average risk category, kind of middle range, you want some growth, but you also want some lower risk investments, or do you feel you'd be above or below that? Yep. Yep. Yep. Perfect. The next one here, it says how familiar are you with investment markets? Have you ever invested before? Yep. Yep. Understandable. So you're pretty well aware that markets do go up and down. They flock they do fluctuate, and there are those really high risk, like, crypto sorts of investments, but also lower risk investments tend to get a lower rate of return? Yep. Perfect. So with that one there, I'd probably say that you're about three. You've got a good market graph. You understand a bit about investing, but you are still learning. Would you say that's fairly accurate for where you are at the moment? Yep. Beautiful. Yeah. That's yeah. Absolutely. Yeah. Yep. Yeah. Absolutely. Yeah. Definitely. So did you happen to sell out of that while it was still high before it took a bit of a dive? Oh, good. So you sold out and you got a bit of a gain out of it. So it's a good experience that you've had, but it has kinda made you a bit cautious. Am I right? Yeah. Yep. Understandable. Crypto markets are extremely volatile. They never close, and they're very, very hard to predict. So I completely understand where you're coming there. I've had some experiences with crypto myself. The good thing is that we don't advise on crypto, so that it stays completely out of the equation for you. Okay. Excellent. Yep. Absolutely. Not a problem at all. The next sort of question we're looking at here is wanting to rate your experiences. So because you've had that cryptocurrency, you did make a bit of money there. Would you say your your experiences with the markets have been quite positive, or have you had any negative experiences in the past? Yep. Yep. Yep. Absolutely. So you've learned that there is that risk versus reward balance. You've had some positive, some negative experiences. Yep. That's fantastic. Yeah. Now the next one we're looking at is the time horizon. So because you've mentioned you wanna cover for about seven years, I'll tick the seven years box there for you. There we go. Perfect. The next question here is about inflation, and it says inflation means that things are getting more expensive. So as you're probably well aware, a $100 this year doesn't equal a $100 next year. The it's devalued by inflation. When you look at your investments, would you say you're happy to take on a higher level of risk in order to get those moderate or medium amount of risk to get the best returns you can, or are you a bit cautious wanting to take on a very low amount of risk to get low returns? Yep. Perfect. Yep. Perfect. If you sort of had your money invested and you saw it sort of fall over the next sort of six to twelve months due to external market factors, so we know when we are investing, we're always taking risks, and we know that no matter what sort of a portfolio we invest in, there are gonna be ups and downs within the market. When we invest for longer time frames, we do expect negative years to occur every now and then. However, when we're investing, sorry, we wanna take advantage of those negative times. Whilst we know and expect negative times to come, every ten years they are so we do experience them. How would you feel if your portfolio say, if we had, like, another COVID event where all the markets dropped by about, say, twenty percent and you lost 20% of your or it dipped by 20%. How might you be feeling in that experience? Yep. Yeah. Yep. Perfect. Yeah. Absolutely. If you thought of that you're right. No. You're great. Yep. Yeah. Absolutely. Perfect. That's a really good answer. If you thought about your investment portfolio, if you had, say, you know, a 100,000 sitting in that investment portfolio, thinking about of a drop, you sort of mentioned that if it dropped by 20%, you wanna put some more money intake advantage of it. But if it dropped higher than that, would you feel feeling a bit more concerned? Like, if we had GFC style event where the market dropped by, say, 60%, Would that concern you more, or would you be feeling the same way? Yep. Yep. Perfect. Perfect. Yep. Yep. Absolutely. That's a really good answer. I love it. The next one here is asking oh, sorry. I'm just my computer froze a minute. The next one here is asking about the income that you're sort of looking for within your portfolio. Do you feel like you're so to kinda break it down, when we're looking at portfolios and how they generate growth, we look at two aspects. One is income, which is like dividends that are paid out, or when we look at 10 deposits, it's the, you know, the payout of the interest payments. And then we're also looking at capital growth, which is a change in the share price. Do you feel like you're looking for more growth out of your portfolio, more income, or maybe a combination of the both? How would you sort of put yourself in that realm? Yep. Perfect. So maximizing growth over income, do you want a little bit of income as well first and compounding? Yep. Yep. Yep. No. Perfect. And have you ever thought about borrowing from, say, a financial institution or a bank in order to invest in shares or managed funds, or do you feel like that might be too risky? Yep. Yep. Yep. Perfect. And you're wanting Yep. Yeah. No. Perfect. And the money you're putting away is for the goal of being able to purchase a property. So I'll tick that box for you. The last one here is talking about the same sort of answer. You sort of said you would not wanna borrow to put money into investing. How risky do you consider that to be? Do you think if you had the right advice, you might consider it, or do you just think it would be way too risky? There was no way that you would ever look at something like that? Yeah. Yep. Yep. Yep. Yeah. Perfect. Yep. Yeah. Yep. Yeah. That's okay. That's absolutely fine, and thank you for answering those questions. So we've done the whole risk profile. You have scored there as a growth investor. So to kinda give you a breakdown on how we see a growth investor, typically, when you're looking at your investment profile, we'd see about 80% of your funds invested in growth investors, so things like Australian shares, international shares, listed property, and also then commodities like gold and silver. You would then see about 20% in defensive investments, so things like cash, bonds, and fixed interest. This sort of investment, because you have more growth investments there, you are looking to try and maximize growth and get an average expected return of about seven to 9% on a yearly basis compounding. And because we do understand that markets do react, we do have negative years every so often. We would expect the likelihood of a negative year every one in sort of five years. And this sort of profile fits someone who has about six years that they wanna have their funds invested before they're willing to access the money to allow time to go through those downtimes and then seek recovery. Do you feel like that's fairly comfortable with where you'd like to see your funds, or would you like to maybe drop it up or down a little bit? That's comfortable. Beautiful. Excellent. Thank you for that. Perfect. You're right. Yeah. Absolutely. Yeah. Well, one of the things we do like to do there for you, Kobe, because that's a really good thing to put out there, is, essentially, is when we look at these investment profiles and if you decide to take on the advice and we have set this up for you and manage it, essentially, we do reviews with you on a regular basis. So we can do a catch up or review with you every, say, six months or twelve months or every three months, whatever you would like. We check-in to see how things are going for you, that the investing's working. We look at how the investments have gone. But the idea is that the closer you get to accessing that money, we start to reduce the risk level somewhat. So when you're about sort of five years out or three years out, we'll start to reduce those risk levels down so you're in a a lower risk profile ready to start drawing money out of that investment as you get closer to your goal. So the idea is we don't want you taking high risk right to the very end because if you got in this profile or a higher growth profile, right up into the year you were gonna access those funds, you do risk while you're taking more risk in the market, seeing a big downturn, right, because you're willing to take the money out. So we do wanna reduce your risk levels as you get closer to that seven year mark. Okay? Yeah. That's okay. That's not a problem at all. I just need to clarify just a few more details before I go into the research there for you. So sorry. Now I've got I need to add in here a next of kin. Would you like me to add your mom as your next of kin, or do you have someone else you would prefer? It's whoever you prefer it to be. We don't call them very often. It's more just if we can't get a hold of you and we need to get a hold of you for any particular reason, we call that person to check-in and make sure you're okay, or help us get a hold of you. That's all. It doesn't I've honestly never had to use it before, but it is just one of those things we do like to have on file, but it can be anyone that you trust. Yeah. Perfect. What's your partner's name? Is that k how do you spell her name? Sorry. I never like to assume. You alright? Perfect. So yep. Perfect. O n e l e y. Perfect. Lovely. Her name's spelled the same as my daughter's name. My daughter's name is Kira. It's spelled the exact same way. All good. And you guys don't you don't have any financial dependents? No children at all? No. Just checking? No. Excellent. Can I grab your date of birth of you as well? Of August 2007. Fantastic. Beautiful. Lovely. So excellent. I just need to double check as well. Do you identify as a male? Yep. Perfect. And do you consider yourself to be single or in a de facto relationship? How would you sort of classify your marital status? Yeah. That's okay. I can I can put I can put de facto or just partner? It's completely up to you. Yep. Perfect. Not a problem at all. Lovely. We've got bartending. How long have you been working in bartending for? Like, I know you're only you know, 19 this year, but have you just been working this like, in bartending since you're 18? Have you just recently started bartending? Yep. Yeah. Yes. That's okay. Yep. Yep. Perfect. So you're technically casual. Is that right? Yep. Perfect. Lovely. And I've got your income there. Beautiful. Let's have a look. Do you have any other any assets that you would note down as value? Any cars or collections that you think are valuable that you put value on? Yep. No. That's okay. Not a problem at all. And we're we're just looking at the investments. You're not sort of worried about looking at super insurance. Is there anything else at the moment? You're happy to start with the investment side of things and see how we go? Yep. Absolutely. Perfect. Is there any other goals down the track that you might wanna look at? We can scope them out for now, but, you know, always come back to them down the track. Is there anything else that you sort of would like to have there as a goal? Yeah. Yep. Yeah. Perfect. Perfect. We can look up super down the track. Beautiful. Fantastic. Well, thank you so much for going through that with me. Now just to give you a little bit of information, so, obviously, the initial consultation and everything we do up until the point you decide to take on the advice is fully complimentary. Did Jordan go through the fee structure with you when she sort of spoke to you last time? No. That's okay. So I'll go through it with you. Essentially, for us to do investment advice, we do charge an implementation fee if you decide to take on the advice. The implementation fee is 3.3%. It's capped the balance of a 150,000. Because the balance by inputting is quite small, the implementation fee would be quite small. But we put that into the advice to show you what that cost would look like. There is no charges up until the point you decide to take on the advice. So if we give you advice and you decide you don't like it, don't wanna take it, that's fine. There's no obligation to do so. If you decide to come on board once we open the account and we put the first deposit in, then we do charge the implementation fee there. Okay? I outline it as a dollar fee figure in the advice documents so you'll be fully informed. Okay? We also do charge an ongoing service fee for monitoring and looking after your investment account. It is 1.65% per annum. That is essentially the year, and then it's calculated and deducted in smaller monthly increments out of your investment account. So because it's a percentage based fee, it fluctuates with the market. So when the market is doing really well, when you're getting really good returns, then our fee is gonna be a little bit higher. However, if the market takes a little bit of a dip, then the fee is gonna be lower there as well. Does that make sense? Yeah. That's exactly right. It's all linked to the performance of your portfolio, and we want it to be working really well at times when the market might not be performing. It's because everything on the outside's not working very well, and then the markets might be down for some particular reason, then our fee takes a bit of a dip with it. Okay? Yep. Yep. Yep. Yeah. Yep. Yeah. No. Absolutely. That is not a problem at all. We can absolutely help you with that. Not a problem. The other thing I just wanted to sorta ask was when you look at your investment, I know you've sort of invested before and you're really interested in the learning aspect. Do you want to be able to see the investments that your portfolio is in so you can log in, see them, see where the money's invested, see what it's doing and doing more learning? Or are you after more of a a a portfolio that we just manage and we can make investments which is for you without you having to kind of have as much visibility? What would you sort of like to see? Yep. Perfect. And you wanna sort of see the investments? Yeah. Yep. Perfect. Yeah. No. That's absolutely fine, Kobe. It's not a problem. And if you take on the advice and come on board as a client, you'll have me here as your adviser. So you can email me, call me, contact me when you have questions. We can talk things through. Well, you'll get access to the portal so you can log in and see your investment profile. It sounds to me like you'd like a portfolio that gives you that visibility so you can learn. You can see where your money is located, and can sorta have a bit of say in it. So I'm more than happy to look at that. Do I have that fairly right for you? Yep. Beautiful. And I love the learning aspect. Honestly, I think part of my job as an adviser isn't just to manage money. It's also to teach you. It's one thing to take your money and do what I need to with it, but it's another thing to kinda show you what's going on and help you learn along the way. So that's really cool. Okay. Perfect. Do you happen to have any questions for me at the moment? I know I've asked you everything under the sun, but you're welcome to ask me anything you like as well. That's okay. Not a problem. Yep. That's absolutely fine. So what I'll do after the call is I'll get the team to send you an email. They will have a copy of our financial services guide attached there for you. I'll go back in the meantime, do a bit of research there for you, have a look at what we can do. I'll be able to get the advice together just in a couple of weeks for you. I would expect probably about three weeks to get it prepared if that's okay with you. Is that okay? Yep. Beautiful. We'll have the advice document prepared and ready to go. I can actually while I've got you here if you like, let's book you in to have that presentation done in about three weeks' time. So do you know what sort of time is better for yourself? Is the afternoon better for yourself because you do kinda work nights? Yeah. Of course. Absolutely. No. You are absolutely fine. Yep. No. You're absolutely fine. Worst case, if you like, I can always get the team just to follow-up with an email, and we can kinda work it out. It's absolutely fine. Yeah. Don't stress. I have no more calls this afternoon. I've locked everything out for you, so do not worry in any way, shape, or form. That's okay, Kobi. Not a worry at all. Yeah. No. No. That's okay. Jordan booked you in for today, and I made sure that I blocked it out so you and I could have this conversation. Absolutely. Sorry about the sorry about them pushing it back. Yes. So that brings us to one, two, three. It's from the March 16. Anytime that week that suits yourself. The only day that week is a little bit tight for me is the Monday, the sixteenth, but the Tuesday, Wednesday, Thursday is completely free. And I do work later in the afternoon till about sort of six or seven, so I can even do it later for you if it's easier. Yep. Okay. Perfect. So I have that Monday, the sixteenth. I have 04:00 available. Is that okay for you? Yep. Perfect. So four 04:00 Queensland time. Perfect. So I'll book that one in there. When the team send you a copy of our financial services guide, they'll also pop in there the confirmation of the presentation time for you and date for you just so you have it. If anything comes up and you need to reschedule, you just let me know. It's not an issue at all. The in the email, they'll also have the financial services guide for you, which essentially outlines everything about Oakview Financial, who we are, what we do, how we do it, but it also has some information and a lovely photo of me. So you can look in there. You'll see my registration license number, which is 1304394, and I'm registered through ASIC. And if you wanna look on our website, ocfinancial.com today, you can also scroll to the bottom and those documents are attached there, plus some lovely photos of what I look like for you. Okay? No. That's okay. It's absolutely been a pleasure. If you find you have any questions in the meantime, please let me know. I'm actually just going to because the girls, I think, have left for the day. I'm actually gonna send you this email from my email now. That way, you have the financial services guide, but you also have my email address. So if you find you have any additional questions that you didn't think of today that you wanna ask me between now to Monday the sixteenth, you can just email me directly. Okay? No. That's okay. Not a problem at all, Kobe. It's been a pleasure to meet with you this afternoon. I thank you so much for taking my call. And, again, I do apologize for waking you up. Not a worry at all. I'll get stuck into this research for you. I'll have the advice ready to go 04:00 on Monday, March 16, and we'll go through it together. I'll send you the advice documents so we can go through it. You can see what we're looking at. Okay? Thank you so much for your time. I appreciate that. I hope you have a good afternoon. Thanks, Gobi. See you later.","confidence":0.9984915,"words":[{"word":"hi","start":8.8,"end":9.04,"confidence":0.9939222,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":0.1450114548206329},{"word":"good","start":9.04,"end":9.28,"confidence":0.99903667,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.3394547402858734},{"word":"afternoon","start":9.28,"end":9.599999,"confidence":0.99982214,"punctuated_word":"afternoon.","sentiment":"neutral","sentiment_score":0.2519984245300293},{"word":"will","start":9.599999,"end":9.76,"confidence":0.6875568,"punctuated_word":"Will","sentiment":"neutral","sentiment_score":0.12101011723279952},{"word":"this","start":9.76,"end":10.0,"confidence":0.9347774,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1836826056241989},{"word":"be","start":10.0,"end":10.16,"confidence":0.99669856,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.20351046323776245},{"word":"kobe","start":10.16,"end":10.66,"confidence":0.6463054,"punctuated_word":"Kobe?","sentiment":"neutral","sentiment_score":0.2156212031841278},{"word":"hi","start":13.485,"end":13.724999,"confidence":0.94355106,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.2269083261489868},{"word":"kobe","start":13.724999,"end":14.205,"confidence":0.99208665,"punctuated_word":"Kobe.","sentiment":"neutral","sentiment_score":0.23606781661510468},{"word":"this","start":14.205,"end":14.365,"confidence":0.9999496,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.24455824494361875},{"word":"is","start":14.365,"end":14.525,"confidence":0.9990314,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.19869275391101837},{"word":"dana","start":14.525,"end":14.764999,"confidence":0.95311683,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.2409307956695557},{"word":"by","start":14.764999,"end":15.005,"confidence":0.90491235,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.1912730187177658},{"word":"from","start":15.085,"end":15.325,"confidence":0.99942136,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.24179336428642273},{"word":"oc","start":15.325,"end":15.6449995,"confidence":0.55339295,"punctuated_word":"OC","sentiment":"neutral","sentiment_score":0.27348923683166504},{"word":"financial","start":15.6449995,"end":16.145,"confidence":0.96866345,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.223440483212471},{"word":"how","start":16.285,"end":16.445,"confidence":0.9999422,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.23649317026138303},{"word":"are","start":16.445,"end":16.605,"confidence":0.99992335,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.24791200459003448},{"word":"you","start":16.605,"end":16.765,"confidence":0.99989974,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2900868356227875},{"word":"this","start":16.765,"end":17.005,"confidence":0.99994373,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.2781836688518524},{"word":"afternoon","start":17.005,"end":17.505,"confidence":0.9999758,"punctuated_word":"afternoon?","sentiment":"neutral","sentiment_score":0.2295718491077423},{"word":"that's","start":19.805,"end":20.125,"confidence":0.99473375,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5374406576156616},{"word":"good","start":20.125,"end":20.365,"confidence":0.9999351,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6404010057449341},{"word":"i","start":20.365,"end":20.525,"confidence":0.99996555,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5207456946372986},{"word":"had","start":20.525,"end":20.765,"confidence":0.9965612,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.5460478663444519},{"word":"you","start":20.765,"end":20.925,"confidence":0.9938451,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4582063257694245},{"word":"booked","start":20.925,"end":21.085,"confidence":0.99937135,"punctuated_word":"booked","sentiment":"positive","sentiment_score":0.5001620650291443},{"word":"in","start":21.085,"end":21.244999,"confidence":0.9978398,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5111199617385864},{"word":"for","start":21.244999,"end":21.324999,"confidence":0.99955064,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4653375744819641},{"word":"a","start":21.324999,"end":21.404999,"confidence":0.99901235,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4661348760128021},{"word":"bit","start":21.404999,"end":21.645,"confidence":0.9999485,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4044568240642547},{"word":"of","start":21.645,"end":21.805,"confidence":0.9996464,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.44057175517082214},{"word":"initial","start":21.805,"end":22.205,"confidence":0.76763916,"punctuated_word":"initial","sentiment":"positive","sentiment_score":0.3963653147220611},{"word":"consultation","start":22.205,"end":22.685,"confidence":0.99872124,"punctuated_word":"consultation.","sentiment":"positive","sentiment_score":0.41821619868278503},{"word":"you","start":22.685,"end":22.845,"confidence":0.99926287,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.3425823152065277},{"word":"were","start":22.845,"end":23.005001,"confidence":0.9921198,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.32296228408813477},{"word":"looking","start":23.005001,"end":23.244999,"confidence":0.99984264,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.3962889015674591},{"word":"to","start":23.244999,"end":23.325,"confidence":0.9996075,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4818854629993438},{"word":"get","start":23.325,"end":23.485,"confidence":0.99990845,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4177787601947784},{"word":"some","start":23.485,"end":23.645,"confidence":0.99932873,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.43297821283340454},{"word":"financial","start":23.645,"end":24.125,"confidence":0.997488,"punctuated_word":"financial","sentiment":"positive","sentiment_score":0.4214889407157898},{"word":"advice","start":24.125,"end":24.525,"confidence":0.9541359,"punctuated_word":"advice.","sentiment":"positive","sentiment_score":0.4121376872062683},{"word":"is","start":24.525,"end":24.765,"confidence":0.9983864,"punctuated_word":"Is","sentiment":"positive","sentiment_score":0.41115179657936096},{"word":"now","start":24.765,"end":25.005,"confidence":0.9995683,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.4147537350654602},{"word":"still","start":25.005,"end":25.165,"confidence":0.98847467,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.4078812003135681},{"word":"a","start":25.165,"end":25.325,"confidence":0.99747664,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.499050110578537},{"word":"good","start":25.325,"end":25.485,"confidence":0.9998988,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5437673330307007},{"word":"time","start":25.485,"end":25.805,"confidence":0.99969304,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.21038934588432312},{"word":"there","start":25.805,"end":26.044998,"confidence":0.99283314,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.20475900173187256},{"word":"for","start":26.044998,"end":26.285,"confidence":0.9997806,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21601705253124237},{"word":"you","start":26.285,"end":26.785,"confidence":0.99969757,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.189520001411438},{"word":"now's","start":29.49,"end":29.73,"confidence":0.7849113,"punctuated_word":"Now's","sentiment":"neutral","sentiment_score":0.1832040548324585},{"word":"good","start":29.73,"end":29.89,"confidence":0.9806206,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.19270603358745575},{"word":"i'm","start":29.89,"end":30.05,"confidence":0.9998035,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.052845489233732224},{"word":"so","start":30.05,"end":30.210001,"confidence":0.99794036,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.10498642921447754},{"word":"sorry","start":30.210001,"end":30.45,"confidence":0.99925315,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.12044671177864076},{"word":"it","start":30.45,"end":30.61,"confidence":0.9468232,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.11872608959674837},{"word":"sounds","start":30.61,"end":30.77,"confidence":0.99897885,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":-0.1315087378025055},{"word":"like","start":30.77,"end":30.93,"confidence":0.9982027,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1521107703447342},{"word":"i","start":30.93,"end":31.01,"confidence":0.9970772,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14121820032596588},{"word":"might","start":31.01,"end":31.17,"confidence":0.99914217,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.162678524851799},{"word":"have","start":31.17,"end":31.33,"confidence":0.83997226,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09140509366989136},{"word":"woken","start":31.33,"end":31.57,"confidence":0.9926562,"punctuated_word":"woken","sentiment":"neutral","sentiment_score":-0.11664780974388124},{"word":"you","start":31.57,"end":31.73,"confidence":0.99942064,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1006832718849182},{"word":"up","start":31.73,"end":31.970001,"confidence":0.9968524,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.11424446105957033},{"word":"i","start":31.970001,"end":32.05,"confidence":0.99993753,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08327068388462067},{"word":"do","start":32.05,"end":32.29,"confidence":0.9998907,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.07006388157606125},{"word":"apologize","start":32.29,"end":32.79,"confidence":0.999887,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.06045927107334137},{"word":"oh","start":35.89,"end":36.21,"confidence":0.9323381,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.14343038201332092},{"word":"good","start":36.21,"end":36.71,"confidence":0.9993222,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.17377087473869324},{"word":"do","start":36.85,"end":37.09,"confidence":0.99917656,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.0846400037407875},{"word":"you","start":37.09,"end":37.25,"confidence":0.99992096,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08922550827264786},{"word":"need","start":37.25,"end":37.41,"confidence":0.99994886,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.09127728641033173},{"word":"a","start":37.41,"end":37.489998,"confidence":0.99984145,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09800178557634354},{"word":"few","start":37.489998,"end":37.73,"confidence":0.99992764,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.07814808934926987},{"word":"minutes","start":37.73,"end":38.05,"confidence":0.9950744,"punctuated_word":"minutes?","sentiment":"neutral","sentiment_score":0.0662267655134201},{"word":"are","start":38.05,"end":38.21,"confidence":0.9983595,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.04636940732598305},{"word":"you","start":38.21,"end":38.37,"confidence":0.9998572,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0510585680603981},{"word":"okay","start":38.37,"end":38.77,"confidence":0.9994246,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.06183147057890892},{"word":"for","start":38.77,"end":38.93,"confidence":0.9971301,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04628889262676239},{"word":"now","start":38.93,"end":39.43,"confidence":0.9996382,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.06156197190284729},{"word":"yep","start":42.035,"end":42.535,"confidence":0.7338478,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10809504985809326},{"word":"oh","start":42.915,"end":43.315,"confidence":0.9806472,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.2349289059638977},{"word":"good","start":43.315,"end":43.715,"confidence":0.9946884,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.29726189374923706},{"word":"not","start":43.715,"end":43.955,"confidence":0.97999316,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.3305611312389374},{"word":"an","start":43.955,"end":44.115,"confidence":0.6787982,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.24913737177848816},{"word":"issue","start":44.115,"end":44.515,"confidence":0.99815965,"punctuated_word":"issue.","sentiment":"neutral","sentiment_score":0.25397995114326477},{"word":"well","start":44.515,"end":44.675,"confidence":0.99619573,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.4079573154449463},{"word":"thank","start":44.675,"end":44.915,"confidence":0.99971217,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.5920692682266235},{"word":"you","start":44.915,"end":44.995,"confidence":0.999602,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6051020622253418},{"word":"so","start":44.995,"end":45.155,"confidence":0.99887604,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6123263239860535},{"word":"much","start":45.155,"end":45.395,"confidence":0.9999825,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6328145265579224},{"word":"for","start":45.395,"end":45.555,"confidence":0.9990134,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6653741002082825},{"word":"taking","start":45.555,"end":45.875,"confidence":0.99974793,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.6919236183166504},{"word":"my","start":45.875,"end":46.035,"confidence":0.99984396,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.695875883102417},{"word":"call","start":46.035,"end":46.355,"confidence":0.9989836,"punctuated_word":"call,","sentiment":"positive","sentiment_score":0.6835571527481079},{"word":"kobe","start":46.355,"end":46.855,"confidence":0.7453809,"punctuated_word":"Kobe.","sentiment":"positive","sentiment_score":0.5923231840133667},{"word":"look","start":47.315,"end":47.635002,"confidence":0.59988564,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.271011084318161},{"word":"as","start":47.635002,"end":47.795,"confidence":0.9986405,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.24558526277542111},{"word":"i","start":47.795,"end":47.875,"confidence":0.99910396,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2188819795846939},{"word":"mentioned","start":47.875,"end":48.195,"confidence":0.99111885,"punctuated_word":"mentioned,","sentiment":"neutral","sentiment_score":0.19859573245048523},{"word":"my","start":48.195,"end":48.355,"confidence":0.9997937,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.17916136980056763},{"word":"name","start":48.355,"end":48.435,"confidence":0.9999614,"punctuated_word":"name","sentiment":"neutral","sentiment_score":0.15985751152038574},{"word":"is","start":48.435,"end":48.675,"confidence":0.99839157,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15728659927845},{"word":"dana","start":48.675,"end":48.995,"confidence":0.9889389,"punctuated_word":"Dana.","sentiment":"neutral","sentiment_score":0.19206437468528748},{"word":"i'm","start":48.995,"end":49.155,"confidence":0.9999107,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.15508034825325012},{"word":"one","start":49.155,"end":49.315002,"confidence":0.9998455,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.16592499613761902},{"word":"of","start":49.315002,"end":49.395,"confidence":0.9991646,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17905104160308838},{"word":"the","start":49.395,"end":49.555,"confidence":0.99850464,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18577346205711365},{"word":"financial","start":49.555,"end":49.955,"confidence":0.9972236,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.18993337452411652},{"word":"advisers","start":49.955,"end":50.355,"confidence":0.75866514,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.18172144889831543},{"word":"here","start":50.355,"end":50.515,"confidence":0.9596808,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.21523329615592957},{"word":"at","start":50.515,"end":50.595,"confidence":0.917951,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.23400747776031497},{"word":"oakview","start":50.595,"end":50.995,"confidence":0.891844,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.22763454914093015},{"word":"financial","start":50.995,"end":51.475,"confidence":0.9991133,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.17989502847194672},{"word":"before","start":51.475,"end":51.715,"confidence":0.9997644,"punctuated_word":"Before","sentiment":"neutral","sentiment_score":0.12770065665245056},{"word":"we","start":51.715,"end":51.875,"confidence":0.99964166,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11101649701595306},{"word":"jump","start":51.875,"end":52.035,"confidence":0.9985013,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.14898432791233063},{"word":"into","start":52.035,"end":52.195,"confidence":0.94565576,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.12316691875457764},{"word":"the","start":52.195,"end":52.355,"confidence":0.9991142,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11638548970222472},{"word":"call","start":52.355,"end":52.515,"confidence":0.9988576,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.08821962773799896},{"word":"i","start":52.515,"end":52.675,"confidence":0.9998969,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1448742151260376},{"word":"do","start":52.675,"end":52.835,"confidence":0.9998202,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11835725605487823},{"word":"have","start":52.835,"end":52.995,"confidence":0.9998952,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12216772139072418},{"word":"to","start":52.995,"end":53.155,"confidence":0.99978334,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09847980737686156},{"word":"let","start":53.155,"end":53.315,"confidence":0.9999175,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10471149533987044},{"word":"you","start":53.315,"end":53.395,"confidence":0.9992409,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11690619587898254},{"word":"know","start":53.395,"end":53.555,"confidence":0.9997639,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.12374093383550644},{"word":"our","start":53.555,"end":53.76,"confidence":0.9101136,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.1202888935804367},{"word":"calls","start":53.84,"end":54.0,"confidence":0.99961877,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.12531593441963196},{"word":"are","start":54.0,"end":54.239998,"confidence":0.99954164,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.11801651120185852},{"word":"recorded","start":54.239998,"end":54.719997,"confidence":0.99989355,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":0.17364449799060822},{"word":"for","start":54.719997,"end":54.96,"confidence":0.99866176,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11320255696773528},{"word":"quality","start":54.96,"end":55.359997,"confidence":0.99996173,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.10849422216415404},{"word":"and","start":55.359997,"end":55.44,"confidence":0.99965024,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14264370501041412},{"word":"training","start":55.44,"end":55.76,"confidence":0.99993384,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.17239579558372498},{"word":"purposes","start":55.76,"end":56.239998,"confidence":0.99985313,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.15357913076877594},{"word":"are","start":56.239998,"end":56.399998,"confidence":0.99987936,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.1988420337438583},{"word":"you","start":56.399998,"end":56.559998,"confidence":0.9999114,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23442715406417847},{"word":"happy","start":56.559998,"end":56.8,"confidence":0.99979466,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.17809700965881348},{"word":"for","start":56.8,"end":56.96,"confidence":0.99815434,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23923039436340332},{"word":"me","start":56.96,"end":57.12,"confidence":0.9998518,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.23444370925426483},{"word":"to","start":57.12,"end":57.199997,"confidence":0.99898654,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20150360465049744},{"word":"proceed","start":57.199997,"end":57.6,"confidence":0.9994498,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.2049388885498047},{"word":"with","start":57.6,"end":57.76,"confidence":0.9994093,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.20371544361114505},{"word":"that","start":57.76,"end":58.26,"confidence":0.9999279,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.19093163311481476},{"word":"yep","start":60.239998,"end":60.719997,"confidence":0.74575657,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.2247437685728073},{"word":"fantastic","start":60.719997,"end":61.219997,"confidence":0.85175335,"punctuated_word":"Fantastic.","sentiment":"neutral","sentiment_score":0.07974790781736374},{"word":"can","start":62.079998,"end":62.239998,"confidence":0.8927167,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.017216674983501434},{"word":"you","start":62.239998,"end":62.399998,"confidence":0.9998234,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01124439388513565},{"word":"hear","start":62.399998,"end":62.64,"confidence":0.9998436,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":0.011713147163391112},{"word":"me","start":62.64,"end":62.8,"confidence":0.99991417,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.011850588023662567},{"word":"okay","start":62.8,"end":63.039997,"confidence":0.99928623,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.030577462166547775},{"word":"i'm","start":63.039997,"end":63.199997,"confidence":0.99965763,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.29125916957855225},{"word":"so","start":63.199997,"end":63.44,"confidence":0.9977933,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.3133038878440857},{"word":"sorry","start":63.44,"end":63.6,"confidence":0.9975872,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.30960607528686523},{"word":"the","start":63.6,"end":63.76,"confidence":0.99640167,"punctuated_word":"The","sentiment":"negative","sentiment_score":-0.5083920359611511},{"word":"phone","start":63.76,"end":63.92,"confidence":0.99933213,"punctuated_word":"phone","sentiment":"negative","sentiment_score":-0.6028072834014893},{"word":"is","start":63.92,"end":64.159996,"confidence":0.99958557,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.5900776386260986},{"word":"a","start":64.159996,"end":64.24,"confidence":0.99942327,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5290477871894836},{"word":"little","start":64.24,"end":64.399994,"confidence":0.9999645,"punctuated_word":"little","sentiment":"negative","sentiment_score":-0.5171771049499512},{"word":"bit","start":64.399994,"end":64.56,"confidence":0.9997348,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.5470390915870667},{"word":"crackly","start":64.56,"end":65.04,"confidence":0.9854186,"punctuated_word":"crackly.","sentiment":"negative","sentiment_score":-0.5234172344207764},{"word":"that's","start":65.04,"end":65.28,"confidence":0.99988353,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.3466425836086273},{"word":"all","start":65.28,"end":65.78,"confidence":0.99895465,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.26909756660461426},{"word":"no","start":68.515,"end":69.015,"confidence":0.83563,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2773129343986511},{"word":"that's","start":71.475,"end":71.875,"confidence":0.9916992,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.22011983394622803},{"word":"honestly","start":71.875,"end":72.375,"confidence":0.9936126,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":-0.2208177000284195},{"word":"okay","start":72.435005,"end":72.935005,"confidence":0.9995167,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.10234890878200532},{"word":"if","start":72.995,"end":73.155,"confidence":0.9996443,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.07363137602806091},{"word":"you","start":73.155,"end":73.315,"confidence":0.99989986,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0965467244386673},{"word":"find","start":73.315,"end":73.555,"confidence":0.99943227,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.08534383773803711},{"word":"you","start":73.555,"end":73.715004,"confidence":0.99581945,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11431846022605896},{"word":"can't","start":73.715004,"end":73.955,"confidence":0.9983253,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.1195535883307457},{"word":"hear","start":73.955,"end":74.195,"confidence":0.99919134,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.13759629428386688},{"word":"me","start":74.195,"end":74.275,"confidence":0.9991684,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.14520037174224854},{"word":"or","start":74.275,"end":74.515,"confidence":0.98767185,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.15026292204856873},{"word":"need","start":74.515,"end":74.675,"confidence":0.99655247,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.10535909980535509},{"word":"me","start":74.675,"end":74.835,"confidence":0.997769,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.13797111809253693},{"word":"to","start":74.835,"end":74.995,"confidence":0.9898372,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1260514259338379},{"word":"repeat","start":74.995,"end":75.315,"confidence":0.99994135,"punctuated_word":"repeat","sentiment":"neutral","sentiment_score":-0.10483478009700777},{"word":"anything","start":75.315,"end":75.715004,"confidence":0.9974163,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":-0.08599545061588287},{"word":"please","start":75.715004,"end":76.115005,"confidence":0.99946123,"punctuated_word":"please","sentiment":"neutral","sentiment_score":-0.07516554743051529},{"word":"do","start":76.115005,"end":76.435,"confidence":0.57262874,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.050754182040691376},{"word":"do","start":76.435,"end":76.595,"confidence":0.5109744,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05311106890439987},{"word":"let","start":76.595,"end":76.755005,"confidence":0.99678457,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.04633255302906037},{"word":"me","start":76.755005,"end":76.835,"confidence":0.9998599,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.035706453025341034},{"word":"know","start":76.835,"end":77.075005,"confidence":0.99961346,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04308579862117767},{"word":"at","start":77.075005,"end":77.235,"confidence":0.99971634,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04435249418020248},{"word":"any","start":77.235,"end":77.475,"confidence":0.9998952,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.001506514847278595},{"word":"point","start":77.475,"end":77.955,"confidence":0.9992501,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":-0.08543184399604797},{"word":"okay","start":77.955,"end":78.455,"confidence":0.9889043,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.021016346290707588},{"word":"perfect","start":80.23,"end":80.71,"confidence":0.99415857,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2525058388710022},{"word":"so","start":80.71,"end":80.950005,"confidence":0.95073676,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.13359852135181427},{"word":"essentially","start":80.950005,"end":81.35,"confidence":0.9995532,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.14607030153274536},{"word":"with","start":81.35,"end":81.590004,"confidence":0.99978715,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18866772949695587},{"word":"the","start":81.590004,"end":81.75,"confidence":0.99751955,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14799828827381134},{"word":"initial","start":81.75,"end":82.07,"confidence":0.99991035,"punctuated_word":"initial","sentiment":"neutral","sentiment_score":0.1673537641763687},{"word":"consultation","start":82.07,"end":82.57,"confidence":0.9997123,"punctuated_word":"consultation","sentiment":"neutral","sentiment_score":0.21029722690582275},{"word":"here","start":82.630005,"end":82.87,"confidence":0.9935999,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.1695641577243805},{"word":"it","start":82.87,"end":83.03,"confidence":0.9997483,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1890767216682434},{"word":"is","start":83.03,"end":83.19,"confidence":0.99955875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1698516309261322},{"word":"about","start":83.19,"end":83.51,"confidence":0.9867906,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.16474545001983645},{"word":"just","start":83.51,"end":83.67,"confidence":0.9682532,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1902737617492676},{"word":"finding","start":83.67,"end":83.990005,"confidence":0.9932694,"punctuated_word":"finding","sentiment":"neutral","sentiment_score":0.15067659318447113},{"word":"out","start":83.990005,"end":84.07001,"confidence":0.99391407,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.18330752849578855},{"word":"a","start":84.07001,"end":84.15,"confidence":0.9990796,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1938997209072113},{"word":"bit","start":84.15,"end":84.310005,"confidence":0.9992488,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17941749095916748},{"word":"more","start":84.310005,"end":84.47,"confidence":0.99953806,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.17011800408363342},{"word":"in","start":84.47,"end":84.630005,"confidence":0.9752734,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17680588364601135},{"word":"detail","start":84.630005,"end":84.950005,"confidence":0.9989128,"punctuated_word":"detail","sentiment":"neutral","sentiment_score":0.22782710194587708},{"word":"about","start":84.950005,"end":85.19,"confidence":0.92188764,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2340562790632248},{"word":"what","start":85.19,"end":85.35,"confidence":0.9994868,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.22974884510040283},{"word":"you're","start":85.35,"end":85.590004,"confidence":0.9902564,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.20425742864608765},{"word":"after","start":85.590004,"end":85.83,"confidence":0.9907135,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.19276073575019836},{"word":"with","start":85.83,"end":86.07,"confidence":0.98808074,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24607586860656736},{"word":"regard","start":86.07,"end":86.39,"confidence":0.97932124,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.20204328000545504},{"word":"to","start":86.39,"end":86.630005,"confidence":0.99917895,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21280479431152344},{"word":"advice","start":86.630005,"end":87.130005,"confidence":0.9194728,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.16898934543132782},{"word":"i","start":87.51,"end":87.67,"confidence":0.65997577,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15051431953907013},{"word":"can","start":87.67,"end":87.83,"confidence":0.9997416,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13298052549362183},{"word":"see","start":87.83,"end":88.07,"confidence":0.99930274,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1403997242450714},{"word":"here","start":88.07,"end":88.23,"confidence":0.9996475,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.128916397690773},{"word":"that","start":88.23,"end":88.39,"confidence":0.999905,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13576968014240265},{"word":"you","start":88.39,"end":88.55,"confidence":0.9999038,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12301178276538847},{"word":"have","start":88.55,"end":88.630005,"confidence":0.9995943,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12653188407421112},{"word":"a","start":88.630005,"end":88.71,"confidence":0.9992607,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13666069507598877},{"word":"bit","start":88.71,"end":88.950005,"confidence":0.99886143,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.15569843351840973},{"word":"of","start":88.950005,"end":89.11,"confidence":0.99767953,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13162046670913696},{"word":"savings","start":89.11,"end":89.51,"confidence":0.86921203,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.1311755329370499},{"word":"set","start":89.51,"end":89.67,"confidence":0.9662358,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.18821367621421817},{"word":"aside","start":89.67,"end":89.990005,"confidence":0.82572436,"punctuated_word":"aside,","sentiment":"neutral","sentiment_score":0.1740853190422058},{"word":"and","start":89.990005,"end":90.15,"confidence":0.9981558,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15677456557750702},{"word":"you","start":90.15,"end":90.31,"confidence":0.9998271,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15102730691432953},{"word":"were","start":90.31,"end":90.55,"confidence":0.9858064,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.1332482397556305},{"word":"looking","start":90.55,"end":91.05,"confidence":0.9998317,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1410783976316452},{"word":"to","start":91.270004,"end":91.51,"confidence":0.96479946,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18326885998249057},{"word":"maybe","start":91.51,"end":91.83,"confidence":0.96596223,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.14914852380752563},{"word":"have","start":91.83,"end":92.07,"confidence":0.9996785,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1387043297290802},{"word":"that","start":92.07,"end":92.31,"confidence":0.9996767,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1530752331018448},{"word":"invested","start":92.31,"end":92.79,"confidence":0.9513483,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.12987995147705078},{"word":"or","start":92.79,"end":92.950005,"confidence":0.9589809,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.15184207260608673},{"word":"looking","start":92.950005,"end":93.270004,"confidence":0.99805754,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1330711841583252},{"word":"in","start":93.270004,"end":93.555,"confidence":0.7934238,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16821320354938507},{"word":"interested","start":93.795,"end":94.115,"confidence":0.80735016,"punctuated_word":"interested","sentiment":"neutral","sentiment_score":0.17976124584674835},{"word":"investing","start":94.115,"end":94.595,"confidence":0.8437206,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.16101166605949402},{"word":"the","start":94.595,"end":94.835,"confidence":0.98630255,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19823366403579712},{"word":"money","start":94.835,"end":95.155,"confidence":0.999964,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.20713134109973907},{"word":"in","start":95.155,"end":95.315,"confidence":0.9993862,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2033993154764175},{"word":"order","start":95.315,"end":95.555,"confidence":0.99975413,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.1791202276945114},{"word":"to","start":95.555,"end":95.635,"confidence":0.9996935,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1975972205400467},{"word":"maybe","start":95.635,"end":95.955,"confidence":0.9890009,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.1673291027545929},{"word":"have","start":95.955,"end":96.195,"confidence":0.9997002,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24013027548789975},{"word":"a","start":96.195,"end":96.275,"confidence":0.9993767,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21277019381523132},{"word":"house","start":96.275,"end":96.595,"confidence":0.99956805,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.20192058384418488},{"word":"deposit","start":96.595,"end":97.075,"confidence":0.96260184,"punctuated_word":"deposit.","sentiment":"neutral","sentiment_score":0.16624155640602112},{"word":"does","start":97.075,"end":97.235,"confidence":0.9984743,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.14422009885311127},{"word":"that","start":97.235,"end":97.395,"confidence":0.99992657,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1880018562078476},{"word":"sound","start":97.395,"end":97.715,"confidence":0.9995352,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.1424985229969025},{"word":"about","start":97.715,"end":98.035,"confidence":0.9992592,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1406177282333374},{"word":"right","start":98.035,"end":98.535,"confidence":0.99981534,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.14139015972614288},{"word":"yeah","start":100.435,"end":100.935,"confidence":0.8972378,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23565655946731567},{"word":"perfect","start":100.995,"end":101.495,"confidence":0.9981546,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3819279670715332},{"word":"just","start":102.435,"end":102.675,"confidence":0.7971634,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.2291150540113449},{"word":"to","start":102.675,"end":102.835,"confidence":0.9995326,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.194229319691658},{"word":"get","start":102.835,"end":102.995,"confidence":0.99989057,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.20406223833560944},{"word":"a","start":102.995,"end":103.075,"confidence":0.99985325,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2362486273050308},{"word":"bit","start":103.075,"end":103.235,"confidence":0.9999181,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.21400372684001925},{"word":"more","start":103.235,"end":103.395004,"confidence":0.9996106,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.168522447347641},{"word":"of","start":103.395004,"end":103.475,"confidence":0.99973184,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2089245617389679},{"word":"an","start":103.475,"end":103.635,"confidence":0.99990606,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2382134795188904},{"word":"idea","start":103.635,"end":103.955,"confidence":0.99991894,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.25434523820877075},{"word":"around","start":103.955,"end":104.275,"confidence":0.99702364,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.295862078666687},{"word":"what","start":104.275,"end":104.435,"confidence":0.9991768,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3445395231246948},{"word":"your","start":104.435,"end":104.675,"confidence":0.9986318,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2839048206806183},{"word":"goals","start":104.675,"end":104.995,"confidence":0.9990258,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":-0.001747816801071167},{"word":"are","start":104.995,"end":105.155,"confidence":0.9986945,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.20544886589050293},{"word":"so","start":105.155,"end":105.315,"confidence":0.9673867,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.21740074455738068},{"word":"we","start":105.315,"end":105.475,"confidence":0.99983144,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21921178698539737},{"word":"can","start":105.475,"end":105.715,"confidence":0.9999082,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.214637890458107},{"word":"assess","start":105.715,"end":106.035,"confidence":0.99295276,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":0.2593872547149658},{"word":"whether","start":106.035,"end":106.275,"confidence":0.99963737,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.20353373885154724},{"word":"we're","start":106.275,"end":106.515,"confidence":0.99895084,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.21536871790885925},{"word":"able","start":106.515,"end":106.835,"confidence":0.99983895,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.26035022735595703},{"word":"to","start":106.835,"end":106.995,"confidence":0.9990951,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31795060634613037},{"word":"help","start":106.995,"end":107.235,"confidence":0.99989843,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.30846911668777466},{"word":"you","start":107.235,"end":107.7,"confidence":0.8331302,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1630590260028839},{"word":"do","start":108.259995,"end":108.34,"confidence":0.95408803,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.04621235653758049},{"word":"you","start":108.34,"end":108.42,"confidence":0.9990031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06294572353363037},{"word":"know","start":108.42,"end":108.74,"confidence":0.99987996,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.05036063119769096},{"word":"when","start":108.74,"end":108.979996,"confidence":0.7825281,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.037961553782224655},{"word":"are","start":108.979996,"end":109.06,"confidence":0.99648523,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04241573438048363},{"word":"you","start":109.06,"end":109.299995,"confidence":0.999696,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07444895803928375},{"word":"sort","start":109.299995,"end":109.46,"confidence":0.99445975,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04762176051735878},{"word":"of","start":109.46,"end":109.53999,"confidence":0.63665664,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05235510319471359},{"word":"hoping","start":109.53999,"end":109.939995,"confidence":0.9994229,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.10308459401130676},{"word":"to","start":109.939995,"end":110.02,"confidence":0.9997607,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12284378707408904},{"word":"have","start":110.02,"end":110.259995,"confidence":0.99996674,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14339953660964966},{"word":"that","start":110.259995,"end":110.74,"confidence":0.9452302,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1512289047241211},{"word":"house","start":110.74,"end":111.14,"confidence":0.96713847,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.1494884490966797},{"word":"deposit","start":111.14,"end":111.64,"confidence":0.8071708,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.11871659010648727},{"word":"saved","start":112.259995,"end":112.5,"confidence":0.9894517,"punctuated_word":"saved","sentiment":"neutral","sentiment_score":0.12933021783828735},{"word":"up","start":112.5,"end":112.74,"confidence":0.9967028,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":0.11798184365034103},{"word":"do","start":112.74,"end":112.899994,"confidence":0.9995339,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03306582570075989},{"word":"you","start":112.899994,"end":112.979996,"confidence":0.9999293,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.048708852380514145},{"word":"have","start":112.979996,"end":113.14,"confidence":0.9874958,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.04013753682374954},{"word":"like","start":113.14,"end":113.299995,"confidence":0.9997382,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.04758268594741821},{"word":"a","start":113.299995,"end":113.46,"confidence":0.99985564,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.042342811822891235},{"word":"time","start":113.46,"end":113.78,"confidence":0.99029434,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.04002901539206505},{"word":"frame","start":113.78,"end":114.02,"confidence":0.99947304,"punctuated_word":"frame","sentiment":"neutral","sentiment_score":0.05412440747022629},{"word":"in","start":114.02,"end":114.18,"confidence":0.99983454,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04982968419790268},{"word":"mind","start":114.18,"end":114.68,"confidence":0.9998126,"punctuated_word":"mind?","sentiment":"neutral","sentiment_score":0.019876522943377495},{"word":"yeah","start":121.38,"end":121.86,"confidence":0.9885335,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.34398743510246277},{"word":"perfect","start":121.86,"end":122.36,"confidence":0.99912095,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6190022230148315},{"word":"do","start":122.995,"end":123.155,"confidence":0.9738227,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.2508004903793335},{"word":"you","start":123.155,"end":123.235,"confidence":0.99909115,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29581308364868164},{"word":"find","start":123.235,"end":123.635,"confidence":0.9994766,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.29719722270965576},{"word":"you","start":123.635,"end":123.795,"confidence":0.9867605,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35190457105636597},{"word":"have","start":123.795,"end":124.034996,"confidence":0.99971527,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2980269491672516},{"word":"much","start":124.034996,"end":124.435,"confidence":0.9998627,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2874217927455902},{"word":"left","start":124.435,"end":124.755,"confidence":0.7578127,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.2251944839954376},{"word":"over","start":124.755,"end":124.994995,"confidence":0.9984518,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1584005057811737},{"word":"at","start":124.994995,"end":125.155,"confidence":0.97435874,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.23000451922416687},{"word":"the","start":125.155,"end":125.235,"confidence":0.99956495,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34052956104278564},{"word":"end","start":125.235,"end":125.395,"confidence":0.9999809,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.25733935832977295},{"word":"of","start":125.395,"end":125.475,"confidence":0.9998035,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3135206699371338},{"word":"the","start":125.475,"end":125.555,"confidence":0.99971944,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3192405700683594},{"word":"week","start":125.555,"end":125.875,"confidence":0.9995919,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.22530770301818848},{"word":"to","start":125.875,"end":125.955,"confidence":0.9996661,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.222119078040123},{"word":"be","start":125.955,"end":126.195,"confidence":0.9998807,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.20562271773815155},{"word":"able","start":126.195,"end":126.435,"confidence":0.99993765,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.2952108383178711},{"word":"to","start":126.435,"end":126.515,"confidence":0.9985018,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28879380226135254},{"word":"keep","start":126.515,"end":126.835,"confidence":0.99981576,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.31041285395622253},{"word":"putting","start":126.835,"end":127.155,"confidence":0.9996123,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.2533684968948364},{"word":"money","start":127.155,"end":127.395,"confidence":0.999908,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.27343955636024475},{"word":"into","start":127.395,"end":127.715,"confidence":0.9996375,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2736101448535919},{"word":"an","start":127.715,"end":127.875,"confidence":0.99978083,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2694770097732544},{"word":"investment","start":127.875,"end":128.375,"confidence":0.9998863,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.16431571543216705},{"word":"portfolio","start":128.515,"end":129.015,"confidence":0.99934196,"punctuated_word":"portfolio?","sentiment":"neutral","sentiment_score":0.1792733520269394},{"word":"yep","start":130.915,"end":131.235,"confidence":0.7502343,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3031567633152008},{"word":"beautiful","start":131.235,"end":131.635,"confidence":0.99978924,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.661715030670166},{"word":"is","start":131.635,"end":131.795,"confidence":0.99834704,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.23412320017814636},{"word":"there","start":131.795,"end":131.91501,"confidence":0.995609,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1800771206617355},{"word":"a","start":131.91501,"end":132.035,"confidence":0.99626595,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19751408696174624},{"word":"certain","start":132.035,"end":132.435,"confidence":0.99718326,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.13628219068050385},{"word":"level","start":132.435,"end":132.675,"confidence":0.999819,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.09051742404699326},{"word":"that","start":132.675,"end":132.83499,"confidence":0.9997745,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07817850261926651},{"word":"you'd","start":132.83499,"end":133.075,"confidence":0.99659634,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.10990959405899048},{"word":"be","start":133.075,"end":133.235,"confidence":0.99854493,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07538224756717682},{"word":"comfortable","start":133.235,"end":133.735,"confidence":0.99975914,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.08889532834291458},{"word":"depositing","start":133.795,"end":134.295,"confidence":0.95126885,"punctuated_word":"depositing,","sentiment":"neutral","sentiment_score":0.13673830032348633},{"word":"or","start":134.355,"end":134.595,"confidence":0.99982685,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08215386420488358},{"word":"is","start":134.595,"end":134.755,"confidence":0.9994924,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07345905900001526},{"word":"it","start":134.755,"end":134.915,"confidence":0.99945873,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15048803389072418},{"word":"just","start":134.915,"end":135.155,"confidence":0.9998074,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1111350953578949},{"word":"a","start":135.155,"end":135.235,"confidence":0.98436755,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12115446478128432},{"word":"matter","start":135.235,"end":135.475,"confidence":0.99996877,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":0.08654358237981796},{"word":"of","start":135.475,"end":135.635,"confidence":0.9997291,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10738279670476912},{"word":"us","start":135.635,"end":135.795,"confidence":0.9992987,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.1273270845413208},{"word":"telling","start":135.795,"end":136.115,"confidence":0.99980253,"punctuated_word":"telling","sentiment":"neutral","sentiment_score":0.129306361079216},{"word":"you","start":136.115,"end":136.355,"confidence":0.9998354,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1277673840522766},{"word":"how","start":136.355,"end":136.515,"confidence":0.99988353,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.10210008174180984},{"word":"much","start":136.515,"end":136.755,"confidence":0.9999571,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.11986955255270004},{"word":"you","start":136.755,"end":136.915,"confidence":0.99943453,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11552802473306656},{"word":"need","start":136.915,"end":137.155,"confidence":0.9998542,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07293915748596191},{"word":"to","start":137.155,"end":137.52,"confidence":0.999788,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09362562000751495},{"word":"put","start":137.52,"end":137.76001,"confidence":0.9999486,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.08942809700965881},{"word":"in","start":137.76001,"end":137.88,"confidence":0.9995766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13401848077774048},{"word":"on","start":137.88,"end":138.0,"confidence":0.9995005,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12357985973358154},{"word":"a","start":138.0,"end":138.24,"confidence":0.99943775,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16397841274738312},{"word":"regular","start":138.24,"end":138.72,"confidence":0.99998415,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.12944670021533966},{"word":"basis","start":138.72,"end":139.12001,"confidence":0.9997795,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.16979944705963135},{"word":"to","start":139.12001,"end":139.28,"confidence":0.9996853,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14075075089931488},{"word":"be","start":139.28,"end":139.36,"confidence":0.9998971,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.16333433985710144},{"word":"able","start":139.36,"end":139.6,"confidence":0.99995446,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.21583883464336395},{"word":"to","start":139.6,"end":139.68001,"confidence":0.9990508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19440729916095736},{"word":"reach","start":139.68001,"end":140.0,"confidence":0.9998229,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.1789112240076065},{"word":"that","start":140.0,"end":140.24,"confidence":0.9992699,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1892492175102234},{"word":"goal","start":140.24,"end":140.74,"confidence":0.9990446,"punctuated_word":"goal?","sentiment":"neutral","sentiment_score":0.10690117627382278},{"word":"mhmm","start":157.67499,"end":157.75499,"confidence":0.9276786,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.014833543449640274},{"word":"yeah","start":157.75499,"end":158.25499,"confidence":0.97068137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0029645338654518127},{"word":"yeah","start":158.555,"end":158.875,"confidence":0.92502403,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005120829679071903},{"word":"no","start":158.875,"end":159.11499,"confidence":0.9966963,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05521872639656067},{"word":"that's","start":159.11499,"end":159.435,"confidence":0.99964404,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03222433477640152},{"word":"okay","start":159.435,"end":159.915,"confidence":0.9996617,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.020932219922542572},{"word":"not","start":159.915,"end":160.075,"confidence":0.9996753,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.04135473817586899},{"word":"a","start":160.075,"end":160.235,"confidence":0.9998313,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10739228129386902},{"word":"problem","start":160.235,"end":160.555,"confidence":0.9999759,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":-0.054977286607027054},{"word":"at","start":160.555,"end":160.715,"confidence":0.99981314,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12010584771633148},{"word":"all","start":160.715,"end":160.95499,"confidence":0.9999134,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.04588356986641884},{"word":"have","start":160.95499,"end":161.19499,"confidence":0.9990283,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":-0.05323440209031105},{"word":"you","start":161.19499,"end":161.275,"confidence":0.99992526,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06309381127357483},{"word":"ever","start":161.275,"end":161.67499,"confidence":0.9998863,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.053316958248615265},{"word":"sort","start":161.67499,"end":161.83499,"confidence":0.982189,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.08107255399227142},{"word":"of","start":161.83499,"end":161.995,"confidence":0.9988651,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05197868496179581},{"word":"looked","start":161.995,"end":162.235,"confidence":0.9606498,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":-0.05079025030136109},{"word":"you're","start":162.47499,"end":162.635,"confidence":0.9832161,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.05815359205007553},{"word":"right","start":162.635,"end":162.875,"confidence":0.8490794,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.04576704651117325},{"word":"sorry","start":162.875,"end":163.29,"confidence":0.9966123,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.08353561162948608},{"word":"you're","start":165.04999,"end":165.20999,"confidence":0.9904174,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.03648143261671066},{"word":"fine","start":165.20999,"end":165.70999,"confidence":0.9975637,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.0031222179532051086},{"word":"yeah","start":171.45,"end":171.95,"confidence":0.9537885,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0026666102930903435},{"word":"okay","start":177.12999,"end":177.62999,"confidence":0.99469256,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.043422795832157135},{"word":"perfect","start":179.58499,"end":180.08499,"confidence":0.99771094,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.11173610389232635},{"word":"yeah","start":180.705,"end":181.025,"confidence":0.98182285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03144261986017227},{"word":"and","start":181.025,"end":181.185,"confidence":0.9992926,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.018419547006487846},{"word":"is","start":181.185,"end":181.345,"confidence":0.9997253,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.007983239367604256},{"word":"that","start":181.345,"end":181.58499,"confidence":0.9999336,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03344466909766197},{"word":"on","start":181.58499,"end":181.825,"confidence":0.99962986,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.023587489500641823},{"word":"a","start":181.825,"end":181.905,"confidence":0.997869,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.028808213770389557},{"word":"weekly","start":181.905,"end":182.305,"confidence":0.9998585,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.030287008732557297},{"word":"or","start":182.305,"end":182.545,"confidence":0.8114129,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0284583680331707},{"word":"fortnightly","start":182.545,"end":183.025,"confidence":0.9991592,"punctuated_word":"fortnightly","sentiment":"neutral","sentiment_score":0.02742597833275795},{"word":"or","start":183.025,"end":183.185,"confidence":0.9817899,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.024830397218465805},{"word":"monthly","start":183.185,"end":183.665,"confidence":0.9963276,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.03765974938869476},{"word":"basis","start":183.665,"end":184.165,"confidence":0.9995463,"punctuated_word":"basis?","sentiment":"neutral","sentiment_score":0.036629196256399155},{"word":"fortnightly","start":186.305,"end":186.805,"confidence":0.8638045,"punctuated_word":"Fortnightly.","sentiment":"neutral","sentiment_score":0.09852533042430878},{"word":"perfect","start":187.265,"end":187.765,"confidence":0.99823785,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4665275514125824},{"word":"excellent","start":188.14499,"end":188.545,"confidence":0.997911,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5093230605125427},{"word":"so","start":188.545,"end":188.705,"confidence":0.9571029,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3565984070301056},{"word":"you","start":188.705,"end":188.86499,"confidence":0.9990711,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4248734414577484},{"word":"do","start":188.86499,"end":189.025,"confidence":0.99910635,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.381585031747818},{"word":"have","start":189.025,"end":189.185,"confidence":0.99893695,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3843177258968353},{"word":"quite","start":189.185,"end":189.425,"confidence":0.99941695,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.27489885687828064},{"word":"a","start":189.425,"end":189.50499,"confidence":0.999647,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.31634899973869324},{"word":"bit","start":189.50499,"end":189.745,"confidence":0.99992967,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2598942220211029},{"word":"of","start":189.745,"end":189.825,"confidence":0.9995728,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2988094091415405},{"word":"excess","start":189.825,"end":190.22499,"confidence":0.94273293,"punctuated_word":"excess","sentiment":"neutral","sentiment_score":0.2781718075275421},{"word":"cash","start":190.22499,"end":190.465,"confidence":0.9995209,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.2981162965297699},{"word":"flow","start":190.465,"end":190.705,"confidence":0.9530686,"punctuated_word":"flow","sentiment":"positive","sentiment_score":0.4226425588130951},{"word":"there","start":190.705,"end":190.94499,"confidence":0.9978622,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.3130764961242676},{"word":"that's","start":190.94499,"end":191.265,"confidence":0.99908036,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6695214509963989},{"word":"fantastic","start":191.265,"end":191.765,"confidence":0.99988693,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.6079099774360657},{"word":"do","start":192.27,"end":192.43,"confidence":0.96877545,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.09131123125553132},{"word":"you","start":192.43,"end":192.51,"confidence":0.9996457,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12382152676582336},{"word":"know","start":192.51,"end":192.75,"confidence":0.99947315,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.10277751088142396},{"word":"roughly","start":192.75,"end":193.06999,"confidence":0.9844572,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.09881873428821564},{"word":"how","start":193.06999,"end":193.23,"confidence":0.9995427,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.0901620239019394},{"word":"much","start":193.23,"end":193.47,"confidence":0.9999062,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.11265072226524352},{"word":"you","start":193.47,"end":193.55,"confidence":0.99297404,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.096656933426857},{"word":"might","start":193.55,"end":193.87,"confidence":0.9999478,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.07863388955593109},{"word":"be","start":193.87,"end":194.03,"confidence":0.999798,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07296845316886902},{"word":"trying","start":194.03,"end":194.35,"confidence":0.9997185,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.08196280896663666},{"word":"to","start":194.35,"end":194.43,"confidence":0.9996897,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09800398349761964},{"word":"put","start":194.43,"end":194.59,"confidence":0.999938,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.07631833106279373},{"word":"away","start":194.59,"end":194.83,"confidence":0.99970526,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.16114717721939087},{"word":"in","start":194.83,"end":195.06999,"confidence":0.9991172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08284598588943481},{"word":"order","start":195.06999,"end":195.31,"confidence":0.99984443,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.0680864155292511},{"word":"to","start":195.31,"end":195.39,"confidence":0.99707294,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10079309344291688},{"word":"save","start":195.39,"end":195.63,"confidence":0.99681795,"punctuated_word":"save","sentiment":"neutral","sentiment_score":0.12393226474523544},{"word":"for","start":195.63,"end":195.79,"confidence":0.9825188,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.102241188287735},{"word":"a","start":195.79,"end":195.87,"confidence":0.97915137,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11863415688276292},{"word":"house","start":195.87,"end":196.11,"confidence":0.99886876,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.14847607910633087},{"word":"deposit","start":196.11,"end":196.51,"confidence":0.9843224,"punctuated_word":"deposit?","sentiment":"neutral","sentiment_score":0.07268669456243515},{"word":"do","start":196.51,"end":196.59,"confidence":0.99701643,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.013497322797775269},{"word":"you","start":196.59,"end":196.67,"confidence":0.972113,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030369475483894348},{"word":"have","start":196.75,"end":196.91,"confidence":0.9978473,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.018633831292390823},{"word":"you","start":196.91,"end":196.99,"confidence":0.9971199,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.031606581062078476},{"word":"got","start":196.99,"end":197.15,"confidence":0.9954373,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.023767583072185516},{"word":"a","start":197.15,"end":197.31,"confidence":0.9956671,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0390857495367527},{"word":"goal","start":197.31,"end":197.55,"confidence":0.9732624,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.04028689116239548},{"word":"amount","start":197.55,"end":197.95,"confidence":0.98938596,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.07844653725624084},{"word":"in","start":197.95,"end":198.11,"confidence":0.99903715,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01610039547085762},{"word":"mind","start":198.11,"end":198.35,"confidence":0.9987758,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.03431569039821625},{"word":"at","start":198.35,"end":198.51,"confidence":0.998654,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.008658252656459808},{"word":"all","start":198.51,"end":199.01,"confidence":0.9838557,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":0.023355679586529732},{"word":"what","start":206.59,"end":206.91,"confidence":0.9856595,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.035751208662986755},{"word":"you","start":206.91,"end":207.06999,"confidence":0.9843853,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03589274734258652},{"word":"need","start":207.06999,"end":207.555,"confidence":0.9867742,"punctuated_word":"need?","sentiment":"neutral","sentiment_score":-0.03722349926829338},{"word":"yeah","start":207.795,"end":208.11499,"confidence":0.9989085,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014511648565530775},{"word":"yeah","start":208.11499,"end":208.435,"confidence":0.9934591,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.031843945384025574},{"word":"that's","start":208.435,"end":208.59499,"confidence":0.99874055,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.045540496706962585},{"word":"okay","start":208.59499,"end":208.995,"confidence":0.9999165,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.05076015740633011},{"word":"are","start":208.995,"end":209.155,"confidence":0.98904574,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.0024757646024227142},{"word":"you","start":209.155,"end":209.23499,"confidence":0.99983144,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0014748945832252502},{"word":"just","start":209.23499,"end":209.47499,"confidence":0.9991715,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.004422366619110107},{"word":"looking","start":209.47499,"end":209.715,"confidence":0.99988985,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.0030901990830898285},{"word":"to","start":209.715,"end":209.795,"confidence":0.99981576,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014278002083301544},{"word":"put","start":209.795,"end":210.03499,"confidence":0.999895,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.012703027576208116},{"word":"as","start":210.03499,"end":210.19499,"confidence":0.9993267,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02182622626423836},{"word":"much","start":210.19499,"end":210.355,"confidence":0.9999472,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.029048006981611252},{"word":"as","start":210.355,"end":210.515,"confidence":0.99945575,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.035256948322057724},{"word":"you","start":210.515,"end":210.67499,"confidence":0.8998297,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.032533034682273865},{"word":"weigh","start":210.67499,"end":211.17499,"confidence":0.9896393,"punctuated_word":"weigh","sentiment":"neutral","sentiment_score":0.035558369010686874},{"word":"into","start":211.555,"end":211.875,"confidence":0.58662003,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.029228847473859787},{"word":"investing","start":211.875,"end":212.355,"confidence":0.9969202,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.037796199321746826},{"word":"and","start":212.355,"end":212.515,"confidence":0.9846981,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.008454285562038422},{"word":"have","start":212.515,"end":212.67499,"confidence":0.9998822,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.007668063044548035},{"word":"as","start":212.67499,"end":212.83499,"confidence":0.99939466,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.016602490097284317},{"word":"much","start":212.83499,"end":213.075,"confidence":0.9999721,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.03731399402022362},{"word":"at","start":213.075,"end":213.155,"confidence":0.99738485,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.002114437520503998},{"word":"the","start":213.155,"end":213.31499,"confidence":0.9997718,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014829680323600767},{"word":"end","start":213.31499,"end":213.39499,"confidence":0.9999615,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.030997127294540405},{"word":"of","start":213.39499,"end":213.555,"confidence":0.9994654,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.016026314347982407},{"word":"the","start":213.555,"end":213.715,"confidence":0.997741,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008838679641485214},{"word":"seven","start":213.715,"end":214.03499,"confidence":0.9998273,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.01366586610674858},{"word":"years","start":214.03499,"end":214.355,"confidence":0.99960786,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.04007560759782791},{"word":"as","start":214.355,"end":214.515,"confidence":0.99830973,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.01462504267692566},{"word":"possible","start":214.515,"end":214.995,"confidence":0.993399,"punctuated_word":"possible?","sentiment":"neutral","sentiment_score":0.0012956690043210983},{"word":"is","start":214.995,"end":215.075,"confidence":0.9994394,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.0012981314212083817},{"word":"that","start":215.075,"end":215.31499,"confidence":0.9999716,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0011779852211475372},{"word":"sort","start":215.31499,"end":215.47499,"confidence":0.9953121,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.01893151178956032},{"word":"of","start":215.47499,"end":215.635,"confidence":0.9990055,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.011727765202522278},{"word":"what","start":215.635,"end":215.715,"confidence":0.7689731,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.027625516057014465},{"word":"you're","start":215.715,"end":215.95499,"confidence":0.9988249,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.012701326981186868},{"word":"thinking","start":215.95499,"end":216.355,"confidence":0.9998975,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":-0.015356838703155518},{"word":"to","start":216.355,"end":216.515,"confidence":0.9992229,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.027490686625242233},{"word":"start","start":216.515,"end":216.83499,"confidence":0.99988055,"punctuated_word":"start","sentiment":"neutral","sentiment_score":-0.020142655819654465},{"word":"with","start":216.83499,"end":217.075,"confidence":0.94123614,"punctuated_word":"with?","sentiment":"neutral","sentiment_score":-0.020521018654108047},{"word":"or","start":217.075,"end":217.23499,"confidence":0.9914704,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.01073620282113552},{"word":"yep","start":219.39499,"end":219.57,"confidence":0.8320869,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03944689780473709},{"word":"yep","start":220.05,"end":220.37001,"confidence":0.8282259,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04531512409448624},{"word":"that's","start":220.37001,"end":220.69,"confidence":0.995849,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05390157550573349},{"word":"okay","start":220.69,"end":220.93001,"confidence":0.9995594,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.05690446496009827},{"word":"it's","start":220.93001,"end":221.17001,"confidence":0.98291445,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1203162521123886},{"word":"a","start":221.17001,"end":221.25,"confidence":0.9997086,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1339070200920105},{"word":"little","start":221.25,"end":221.41,"confidence":0.99984694,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1576768457889557},{"word":"bit","start":221.41,"end":221.57,"confidence":0.9990132,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1618923842906952},{"word":"difficult","start":221.57,"end":221.97,"confidence":0.99985015,"punctuated_word":"difficult","sentiment":"neutral","sentiment_score":-0.2469777762889862},{"word":"because","start":221.97,"end":222.29001,"confidence":0.8288514,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1891207844018936},{"word":"house","start":222.29001,"end":222.53001,"confidence":0.9924817,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.24441644549369812},{"word":"prices","start":222.53001,"end":222.85,"confidence":0.9994748,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.1950068473815918},{"word":"do","start":222.85,"end":223.09001,"confidence":0.98979986,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1643906980752945},{"word":"go","start":223.09001,"end":223.25,"confidence":0.999567,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.20351694524288175},{"word":"up","start":223.25,"end":223.41,"confidence":0.99986637,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.1900755763053894},{"word":"and","start":223.41,"end":223.57,"confidence":0.9998267,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.23040848970413208},{"word":"down","start":223.57,"end":223.89001,"confidence":0.999355,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.13026413321495056},{"word":"quite","start":223.89001,"end":224.21,"confidence":0.9983419,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.18819621205329895},{"word":"a","start":224.21,"end":224.29001,"confidence":0.9984291,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.20776113867759705},{"word":"lot","start":224.29001,"end":224.53001,"confidence":0.8798103,"punctuated_word":"lot,","sentiment":"neutral","sentiment_score":-0.1447807252407074},{"word":"and","start":224.53001,"end":224.61,"confidence":0.99498934,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11653653532266615},{"word":"they","start":224.61,"end":224.85,"confidence":0.9994973,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.24790677428245544},{"word":"have","start":224.85,"end":225.01001,"confidence":0.9994734,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1946480423212051},{"word":"gone","start":225.01001,"end":225.25,"confidence":0.99408096,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.17808058857917786},{"word":"up","start":225.25,"end":225.49,"confidence":0.9993487,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.16511225700378418},{"word":"significantly","start":225.49,"end":225.99,"confidence":0.967958,"punctuated_word":"significantly.","sentiment":"neutral","sentiment_score":-0.051188018172979355},{"word":"so","start":226.21,"end":226.61,"confidence":0.9995321,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.016083240509033203},{"word":"you're","start":226.61,"end":226.85,"confidence":0.9408004,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.017680030316114426},{"word":"kind","start":226.85,"end":227.09001,"confidence":0.99431914,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.009477656334638596},{"word":"of","start":227.09001,"end":227.17001,"confidence":0.9995092,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03098651021718979},{"word":"working","start":227.17001,"end":227.49,"confidence":0.99920964,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.030014000833034515},{"word":"trying","start":227.57,"end":227.69,"confidence":0.7787154,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.03636498004198074},{"word":"to","start":227.69,"end":227.81001,"confidence":0.9848972,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.029388820752501488},{"word":"work","start":227.81001,"end":228.05,"confidence":0.9973297,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.017449602484703064},{"word":"out","start":228.05,"end":228.21,"confidence":0.9898835,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.03254842385649681},{"word":"how","start":228.21,"end":228.37001,"confidence":0.9996257,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.03185148164629936},{"word":"much","start":228.37001,"end":228.61,"confidence":0.9998282,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.021875005215406414},{"word":"they","start":228.61,"end":228.77,"confidence":0.9993349,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.05919347703456879},{"word":"might","start":228.77,"end":228.93001,"confidence":0.9999641,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.02780283614993095},{"word":"be","start":228.93001,"end":229.09001,"confidence":0.99962306,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03419749438762665},{"word":"in","start":229.09001,"end":229.25,"confidence":0.9997954,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.012942519038915634},{"word":"the","start":229.25,"end":229.33,"confidence":0.99983823,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02491867169737816},{"word":"next","start":229.33,"end":229.57,"confidence":0.99941385,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.01355097070336342},{"word":"seven","start":229.57,"end":229.89001,"confidence":0.9995658,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.026205722242593765},{"word":"years","start":229.89001,"end":230.21,"confidence":0.999684,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.02002013847231865},{"word":"at","start":230.21,"end":230.29001,"confidence":0.9990758,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02848870120942593},{"word":"the","start":230.29001,"end":230.45001,"confidence":0.9994543,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.024836178869009014},{"word":"same","start":230.45001,"end":230.69,"confidence":0.9999033,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.018054842948913578},{"word":"time","start":230.69,"end":231.19,"confidence":0.9955916,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.01413561962544918},{"word":"yeah","start":236.815,"end":237.315,"confidence":0.99363697,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03346747159957886},{"word":"yep","start":238.895,"end":239.395,"confidence":0.90728474,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0868631899356842},{"word":"yeah","start":248.91,"end":249.39,"confidence":0.9251977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.13921476900577545},{"word":"we","start":249.39,"end":249.63,"confidence":0.7216843,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.24617204070091248},{"word":"priced","start":249.63,"end":250.03,"confidence":0.85714585,"punctuated_word":"priced","sentiment":"neutral","sentiment_score":-0.1768065094947815},{"word":"out","start":250.03,"end":250.53,"confidence":0.9603958,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.12919369339942932},{"word":"yeah","start":251.07,"end":251.57,"confidence":0.9988413,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006541522219777107},{"word":"no","start":251.63,"end":251.87001,"confidence":0.9977398,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04920092225074768},{"word":"definitely","start":251.87001,"end":252.37001,"confidence":0.9991838,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.017082659527659416},{"word":"no","start":252.67,"end":252.83,"confidence":0.9916111,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.032073214650154114},{"word":"that's","start":252.83,"end":253.07,"confidence":0.99971586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03459138423204422},{"word":"okay","start":253.07,"end":253.47,"confidence":0.99963295,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.04465137794613838},{"word":"not","start":253.47,"end":253.71,"confidence":0.9996124,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.09507015347480774},{"word":"a","start":253.71,"end":253.79001,"confidence":0.9997886,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06725727021694183},{"word":"problem","start":253.79001,"end":254.19,"confidence":0.9999142,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.07997989654541016},{"word":"whereabouts","start":254.19,"end":254.69,"confidence":0.8763327,"punctuated_word":"Whereabouts","sentiment":"neutral","sentiment_score":0.01835763081908226},{"word":"are","start":254.75,"end":254.91,"confidence":0.99719596,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0183341633528471},{"word":"you","start":254.91,"end":255.15001,"confidence":0.9987581,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.014418387785553932},{"word":"located","start":255.15001,"end":255.65001,"confidence":0.99982214,"punctuated_word":"located?","sentiment":"neutral","sentiment_score":0.020742181688547134},{"word":"okay","start":265.405,"end":265.905,"confidence":0.9937686,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.023548221215605736},{"word":"yep","start":269.885,"end":270.365,"confidence":0.7321362,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08026890456676483},{"word":"perfect","start":270.365,"end":270.865,"confidence":0.99873805,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2561477720737457},{"word":"well","start":270.92502,"end":271.085,"confidence":0.82721555,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.06566043198108673},{"word":"we're","start":271.085,"end":271.245,"confidence":0.998037,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.06212761625647545},{"word":"on","start":271.245,"end":271.405,"confidence":0.9961116,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.050135355442762375},{"word":"the","start":271.405,"end":271.565,"confidence":0.99902415,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.042244572192430496},{"word":"gold","start":271.565,"end":271.805,"confidence":0.98963344,"punctuated_word":"Gold","sentiment":"neutral","sentiment_score":0.03771386668086052},{"word":"coast","start":271.805,"end":272.20502,"confidence":0.89802694,"punctuated_word":"Coast,","sentiment":"neutral","sentiment_score":0.10698683559894562},{"word":"though","start":272.20502,"end":272.525,"confidence":0.7693493,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":0.07338157296180725},{"word":"yeah","start":272.525,"end":273.025,"confidence":0.9986589,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0326278880238533},{"word":"there's","start":273.16998,"end":273.49,"confidence":0.97422194,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.0050536333583295345},{"word":"a","start":273.49,"end":273.57,"confidence":0.9986161,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006618199869990349},{"word":"bit","start":273.57,"end":273.81,"confidence":0.998718,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.021658770740032196},{"word":"of","start":273.81,"end":273.97,"confidence":0.99979144,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014504730701446531},{"word":"a","start":273.97,"end":274.05,"confidence":0.9974189,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01948237419128418},{"word":"difference","start":274.05,"end":274.44998,"confidence":0.9911527,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":-0.038587216287851334},{"word":"there","start":274.44998,"end":274.94998,"confidence":0.9887078,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.005136165767908096},{"word":"yeah","start":275.01,"end":275.51,"confidence":0.95607704,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.012360705062747002},{"word":"no","start":275.57,"end":275.81,"confidence":0.8927018,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.07659666240215302},{"word":"awesome","start":275.81,"end":276.31,"confidence":0.9985961,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.3211863040924072},{"word":"perfect","start":276.93,"end":277.41,"confidence":0.99979454,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2578173577785492},{"word":"well","start":277.41,"end":277.65,"confidence":0.9979595,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.03914265334606171},{"word":"have","start":277.65,"end":277.81,"confidence":0.99971443,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.034834396094083786},{"word":"you","start":277.81,"end":277.97,"confidence":0.99992,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04947958514094353},{"word":"ever","start":277.97,"end":278.47,"confidence":0.9995784,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.04498909413814545},{"word":"spoken","start":278.69,"end":279.09,"confidence":0.99792373,"punctuated_word":"spoken","sentiment":"neutral","sentiment_score":0.03585292398929596},{"word":"to","start":279.09,"end":279.16998,"confidence":0.9998859,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02212540432810783},{"word":"a","start":279.16998,"end":279.41,"confidence":0.99965465,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.022591527551412582},{"word":"financial","start":279.41,"end":279.81,"confidence":0.99981123,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.041931942105293274},{"word":"adviser","start":279.81,"end":280.29,"confidence":0.86917555,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.01940416544675827},{"word":"before","start":280.29,"end":280.77,"confidence":0.99492407,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":0.014299120754003525},{"word":"have","start":280.77,"end":280.93,"confidence":0.9994568,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.011560212820768356},{"word":"you","start":280.93,"end":281.09,"confidence":0.9999496,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01375768706202507},{"word":"ever","start":281.09,"end":281.33,"confidence":0.99991965,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.02501537650823593},{"word":"sort","start":281.33,"end":281.49,"confidence":0.97433895,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.017399702221155167},{"word":"of","start":281.49,"end":281.72998,"confidence":0.8785816,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029996871948242188},{"word":"thought","start":281.72998,"end":281.97,"confidence":0.96077037,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.020969785749912265},{"word":"or","start":281.97,"end":282.44998,"confidence":0.93495667,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0007385760545730591},{"word":"thought","start":282.44998,"end":282.69,"confidence":0.95847654,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.0012696273624897003},{"word":"about","start":282.69,"end":282.93,"confidence":0.9996468,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.010595224797725676},{"word":"getting","start":282.93,"end":283.25,"confidence":0.9990701,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.004685536026954651},{"word":"advice","start":283.25,"end":283.65,"confidence":0.9887579,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.0236031711101532},{"word":"in","start":283.65,"end":283.81,"confidence":0.9351844,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.00599297508597374},{"word":"the","start":283.81,"end":283.97,"confidence":0.9997378,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01592709869146347},{"word":"past","start":283.97,"end":284.21,"confidence":0.9996123,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.017748825252056122},{"word":"at","start":284.21,"end":284.37,"confidence":0.9881902,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.021041885018348697},{"word":"all","start":284.37,"end":284.87,"confidence":0.9993316,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":0.017664045095443726},{"word":"no","start":287.33,"end":287.655,"confidence":0.7889347,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.17911192774772644},{"word":"first","start":288.615,"end":288.855,"confidence":0.99125963,"punctuated_word":"First","sentiment":"neutral","sentiment_score":-0.11877424269914628},{"word":"time","start":288.855,"end":289.175,"confidence":0.905175,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":-0.11050929129123688},{"word":"that's","start":289.175,"end":289.495,"confidence":0.99965584,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05199451372027397},{"word":"okay","start":289.495,"end":289.995,"confidence":0.9998615,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.12362417578697205},{"word":"so","start":290.215,"end":290.375,"confidence":0.99948585,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11444952338933943},{"word":"just","start":290.375,"end":290.535,"confidence":0.9874765,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1442965567111969},{"word":"to","start":290.535,"end":290.695,"confidence":0.99845934,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12309753149747849},{"word":"give","start":290.695,"end":290.855,"confidence":0.9997781,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1361115425825119},{"word":"you","start":290.855,"end":290.935,"confidence":0.9999155,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1755482256412506},{"word":"a","start":290.935,"end":291.01498,"confidence":0.9983059,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18108609318733215},{"word":"bit","start":291.01498,"end":291.175,"confidence":0.9996971,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17474772036075592},{"word":"of","start":291.175,"end":291.255,"confidence":0.9984977,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1809287965297699},{"word":"an","start":291.255,"end":291.415,"confidence":0.99899524,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.19036944210529327},{"word":"idea","start":291.415,"end":291.655,"confidence":0.9998202,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.18231800198554993},{"word":"on","start":291.655,"end":291.815,"confidence":0.97104454,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.17895428836345673},{"word":"how","start":291.815,"end":291.975,"confidence":0.99974746,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.16916275024414062},{"word":"we","start":291.975,"end":292.215,"confidence":0.99950635,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18981823325157168},{"word":"do","start":292.215,"end":292.375,"confidence":0.99799025,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22977390885353088},{"word":"things","start":292.375,"end":292.615,"confidence":0.99460196,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2716677784919739},{"word":"is","start":292.615,"end":292.775,"confidence":0.6573807,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.21655330061912537},{"word":"we","start":292.775,"end":292.935,"confidence":0.98095614,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2130647599697113},{"word":"start","start":292.935,"end":293.175,"confidence":0.9952172,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.22294971346855164},{"word":"by","start":293.175,"end":293.335,"confidence":0.9938601,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.1883755773305893},{"word":"getting","start":293.335,"end":293.575,"confidence":0.99954623,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.16617229580879211},{"word":"a","start":293.575,"end":293.655,"confidence":0.9629748,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.206846222281456},{"word":"feel","start":293.655,"end":293.815,"confidence":0.9985399,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.24209389090538025},{"word":"for","start":293.815,"end":293.975,"confidence":0.99308103,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23886612057685852},{"word":"what","start":293.975,"end":294.215,"confidence":0.99971026,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.236532062292099},{"word":"your","start":294.215,"end":294.295,"confidence":0.998247,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18343156576156616},{"word":"goals","start":294.295,"end":294.615,"confidence":0.99968123,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":-0.005505606532096863},{"word":"are","start":294.615,"end":294.775,"confidence":0.9937812,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.2642604112625122},{"word":"what","start":294.775,"end":294.935,"confidence":0.9997025,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3676683306694031},{"word":"you're","start":294.935,"end":295.175,"confidence":0.99979115,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2543177902698517},{"word":"looking","start":295.175,"end":295.495,"confidence":0.9999523,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.17371195554733276},{"word":"at","start":295.495,"end":295.975,"confidence":0.9859852,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.20547592639923096},{"word":"and","start":295.975,"end":296.215,"confidence":0.99887234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31460464000701904},{"word":"how","start":296.215,"end":296.375,"confidence":0.99818593,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.30701103806495667},{"word":"we","start":296.375,"end":296.535,"confidence":0.99978024,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3203183710575104},{"word":"can","start":296.535,"end":296.775,"confidence":0.99996984,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.39929646253585815},{"word":"help","start":296.775,"end":297.01498,"confidence":0.9999517,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.3372456729412079},{"word":"you","start":297.01498,"end":297.51498,"confidence":0.99265265,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.30049753189086914},{"word":"we","start":297.975,"end":298.135,"confidence":0.5925091,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.15325328707695007},{"word":"do","start":298.135,"end":298.535,"confidence":0.99894077,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.181778147816658},{"word":"a","start":298.535,"end":298.695,"confidence":0.570667,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16928818821907043},{"word":"initial","start":298.695,"end":299.175,"confidence":0.9707272,"punctuated_word":"initial","sentiment":"neutral","sentiment_score":0.1312398612499237},{"word":"consultation","start":299.175,"end":299.675,"confidence":0.9997942,"punctuated_word":"consultation","sentiment":"neutral","sentiment_score":0.15960241854190826},{"word":"like","start":299.815,"end":300.055,"confidence":0.9986394,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.14628665149211884},{"word":"this","start":300.055,"end":300.215,"confidence":0.9490123,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.1284302920103073},{"word":"and","start":300.215,"end":300.375,"confidence":0.99973005,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1275286078453064},{"word":"then","start":300.375,"end":300.535,"confidence":0.99995637,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1315343976020813},{"word":"we","start":300.535,"end":300.615,"confidence":0.9994906,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1366860419511795},{"word":"go","start":300.615,"end":300.855,"confidence":0.9987343,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.13778090476989746},{"word":"through","start":300.855,"end":300.975,"confidence":0.90772885,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1037762463092804},{"word":"a","start":300.975,"end":301.095,"confidence":0.99924976,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1135031059384346},{"word":"bit","start":301.095,"end":301.255,"confidence":0.99945825,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12376637756824492},{"word":"of","start":301.255,"end":301.415,"confidence":0.999819,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07516716420650482},{"word":"research","start":301.415,"end":301.895,"confidence":0.9993704,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.033655911684036255},{"word":"with","start":301.895,"end":302.055,"confidence":0.9998591,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07338913530111313},{"word":"you","start":302.055,"end":302.29498,"confidence":0.9994425,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1297416090965271},{"word":"to","start":302.29498,"end":302.67,"confidence":0.9982944,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.057819053530693054},{"word":"make","start":302.67,"end":302.83002,"confidence":0.99993885,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06152501702308655},{"word":"sure","start":302.83002,"end":303.07,"confidence":0.99993753,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06366270035505295},{"word":"we","start":303.07,"end":303.23,"confidence":0.999869,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12404901534318924},{"word":"understand","start":303.23,"end":303.71002,"confidence":0.99991214,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.08324863761663437},{"word":"your","start":303.71002,"end":303.95,"confidence":0.999332,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09537921845912932},{"word":"personal","start":303.95,"end":304.35,"confidence":0.9983571,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.1404772400856018},{"word":"and","start":304.35,"end":304.51,"confidence":0.92838556,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07606097310781479},{"word":"financial","start":304.51,"end":305.01,"confidence":0.9997253,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.06010156124830246},{"word":"circumstances","start":305.07,"end":305.57,"confidence":0.9981818,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":0.1440248042345047},{"word":"in-depth","start":305.87003,"end":306.37003,"confidence":0.9438638,"punctuated_word":"in-depth.","sentiment":"neutral","sentiment_score":0.1121784895658493},{"word":"we","start":306.75,"end":306.91,"confidence":0.9993543,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.10534270107746124},{"word":"then","start":306.91,"end":307.15002,"confidence":0.9975297,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10066944360733032},{"word":"go","start":307.15002,"end":307.47,"confidence":0.9996977,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.11251449584960938},{"word":"away","start":307.47,"end":307.71002,"confidence":0.99952745,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.13178972899913788},{"word":"and","start":307.71002,"end":307.79,"confidence":0.6050898,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10667258501052856},{"word":"we","start":307.79,"end":308.03,"confidence":0.9981912,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11270439624786376},{"word":"generate","start":308.03,"end":308.51,"confidence":0.9974891,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":0.0963216796517372},{"word":"an","start":308.51,"end":308.67,"confidence":0.99781114,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11304818093776704},{"word":"advice","start":308.67,"end":309.15002,"confidence":0.957791,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.08238235116004944},{"word":"document","start":309.15002,"end":309.55002,"confidence":0.94044197,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.10177931189537048},{"word":"it's","start":309.55002,"end":309.71002,"confidence":0.9992186,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.140727236866951},{"word":"called","start":309.71002,"end":310.03,"confidence":0.9957209,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.1119183897972107},{"word":"a","start":310.03,"end":310.11002,"confidence":0.9245828,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.125958651304245},{"word":"statement","start":310.11002,"end":310.51,"confidence":0.99814177,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.14316149055957794},{"word":"of","start":310.51,"end":310.67,"confidence":0.99778205,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1183137744665146},{"word":"advice","start":310.67,"end":310.99002,"confidence":0.94486773,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.08578231930732727},{"word":"and","start":310.99002,"end":311.15002,"confidence":0.9998128,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10706941783428192},{"word":"it's","start":311.15002,"end":311.39,"confidence":0.99974,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09573277086019516},{"word":"a","start":311.39,"end":311.47,"confidence":0.99580413,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0965186208486557},{"word":"legal","start":311.47,"end":311.79,"confidence":0.99983644,"punctuated_word":"legal","sentiment":"neutral","sentiment_score":0.06243199110031128},{"word":"document","start":311.79,"end":312.27002,"confidence":0.9942497,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.05487377196550369},{"word":"that","start":312.27002,"end":312.43002,"confidence":0.99880743,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13176938891410828},{"word":"outlines","start":312.43002,"end":312.91,"confidence":0.9928323,"punctuated_word":"outlines","sentiment":"neutral","sentiment_score":0.10935693979263306},{"word":"what","start":312.91,"end":313.41,"confidence":0.99886143,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13644307851791382},{"word":"the","start":313.63,"end":313.87003,"confidence":0.8535312,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11008451133966446},{"word":"recommendations","start":313.87003,"end":314.37003,"confidence":0.99920076,"punctuated_word":"recommendations","sentiment":"neutral","sentiment_score":0.09277989715337752},{"word":"are","start":314.75,"end":315.25,"confidence":0.9986075,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":0.11850611865520476},{"word":"we","start":315.715,"end":316.115,"confidence":0.99631387,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.13622495532035828},{"word":"outline","start":316.115,"end":316.595,"confidence":0.91085756,"punctuated_word":"outline","sentiment":"neutral","sentiment_score":0.17358049750328064},{"word":"the","start":316.595,"end":316.755,"confidence":0.9996025,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1327252835035324},{"word":"advantages","start":316.755,"end":317.255,"confidence":0.9690964,"punctuated_word":"advantages,","sentiment":"neutral","sentiment_score":0.12769240140914917},{"word":"the","start":317.315,"end":317.475,"confidence":0.99561846,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06777781248092651},{"word":"disadvantages","start":317.475,"end":317.975,"confidence":0.98985183,"punctuated_word":"disadvantages,","sentiment":"neutral","sentiment_score":0.008829070255160332},{"word":"and","start":318.195,"end":318.355,"confidence":0.99973875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07009649276733398},{"word":"the","start":318.355,"end":318.515,"confidence":0.9995161,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06898371875286102},{"word":"risks","start":318.515,"end":318.915,"confidence":0.99910235,"punctuated_word":"risks","sentiment":"neutral","sentiment_score":-0.08358707278966904},{"word":"involved","start":318.915,"end":319.415,"confidence":0.9974741,"punctuated_word":"involved.","sentiment":"neutral","sentiment_score":0.07642731070518494},{"word":"we","start":319.635,"end":319.795,"confidence":0.9886801,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1695728600025177},{"word":"present","start":319.795,"end":320.195,"confidence":0.9983992,"punctuated_word":"present","sentiment":"neutral","sentiment_score":0.16978763043880463},{"word":"that","start":320.195,"end":320.435,"confidence":0.9997547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1946644186973572},{"word":"to","start":320.435,"end":320.595,"confidence":0.9980063,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17153382301330566},{"word":"you","start":320.595,"end":320.835,"confidence":0.9324113,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.16146157681941986},{"word":"and","start":320.835,"end":320.995,"confidence":0.99984634,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15182296931743622},{"word":"then","start":320.995,"end":321.23502,"confidence":0.99995756,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.16065607964992523},{"word":"you","start":321.23502,"end":321.395,"confidence":0.9992816,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17597685754299164},{"word":"get","start":321.395,"end":321.555,"confidence":0.98031646,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17860738933086395},{"word":"to","start":321.555,"end":321.635,"confidence":0.99679834,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1676662266254425},{"word":"take","start":321.635,"end":321.875,"confidence":0.9997329,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.14605224132537842},{"word":"that","start":321.875,"end":322.115,"confidence":0.99980265,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15759707987308502},{"word":"and","start":322.115,"end":322.195,"confidence":0.9816674,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10023429989814758},{"word":"have","start":322.195,"end":322.435,"confidence":0.99977404,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11530036479234695},{"word":"a","start":322.435,"end":322.515,"confidence":0.9642731,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11223569512367249},{"word":"read","start":322.515,"end":322.755,"confidence":0.9930738,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.10190264880657196},{"word":"through","start":322.755,"end":322.915,"confidence":0.99358314,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11571082472801208},{"word":"and","start":322.915,"end":323.075,"confidence":0.9131656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07305698096752167},{"word":"decide","start":323.075,"end":323.395,"confidence":0.99851173,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.0557657927274704},{"word":"whether","start":323.395,"end":323.635,"confidence":0.9995844,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.0400867685675621},{"word":"you","start":323.635,"end":323.795,"confidence":0.99955434,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05939968675374985},{"word":"choose","start":323.795,"end":324.115,"confidence":0.8037292,"punctuated_word":"choose","sentiment":"neutral","sentiment_score":0.006015308201313019},{"word":"to","start":324.115,"end":324.195,"confidence":0.9985366,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.017603404819965363},{"word":"take","start":324.195,"end":324.435,"confidence":0.9999032,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.01631217449903488},{"word":"on","start":324.435,"end":324.595,"confidence":0.9989379,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02675265073776245},{"word":"the","start":324.595,"end":324.755,"confidence":0.99947387,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05787239968776703},{"word":"advice","start":324.755,"end":325.23502,"confidence":0.99314004,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.05450874567031861},{"word":"or","start":325.23502,"end":325.395,"confidence":0.99710387,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03440132737159729},{"word":"not","start":325.395,"end":325.875,"confidence":0.99904215,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.008971236646175385},{"word":"okay","start":325.875,"end":326.375,"confidence":0.9674028,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.08349008858203888},{"word":"yeah","start":328.195,"end":328.675,"confidence":0.99318695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1845777928829193},{"word":"perfect","start":328.675,"end":329.175,"confidence":0.9990478,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3320896029472351},{"word":"yeah","start":330.12003,"end":330.62003,"confidence":0.9774188,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07664954662322998},{"word":"yep","start":344.76,"end":345.26,"confidence":0.9332025,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.060476239770650864},{"word":"yeah","start":345.635,"end":346.135,"confidence":0.8490257,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07099516689777374},{"word":"yep","start":359.395,"end":359.895,"confidence":0.9801209,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10135391354560852},{"word":"mhmm","start":360.435,"end":360.835,"confidence":0.9932217,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.09805470705032349},{"word":"yep","start":360.835,"end":361.23,"confidence":0.96337974,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.119467630982399},{"word":"yep","start":361.47,"end":361.97,"confidence":0.97654665,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16200530529022217},{"word":"perfect","start":362.43002,"end":362.93002,"confidence":0.9975202,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5001314878463745},{"word":"yep","start":365.95,"end":366.45,"confidence":0.8557403,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2118462771177292},{"word":"yeah","start":370.43002,"end":370.93002,"confidence":0.95627856,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17919586598873138},{"word":"yeah","start":372.03,"end":372.53,"confidence":0.72978824,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007830116897821426},{"word":"yeah","start":374.75,"end":375.165,"confidence":0.70234066,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02182595431804657},{"word":"yeah","start":376.045,"end":376.36502,"confidence":0.9926213,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0024301018565893173},{"word":"no","start":376.36502,"end":376.765,"confidence":0.96840656,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.012419678270816805},{"word":"perfect","start":376.765,"end":377.265,"confidence":0.9990307,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.23350057005882263},{"word":"when","start":377.565,"end":377.80502,"confidence":0.9769753,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.12992626428604126},{"word":"you're","start":377.80502,"end":377.965,"confidence":0.998746,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.14289018511772156},{"word":"looking","start":377.965,"end":378.285,"confidence":0.99949443,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.14699101448059082},{"word":"at","start":378.285,"end":378.36502,"confidence":0.49838677,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13910695910453796},{"word":"investing","start":378.36502,"end":378.845,"confidence":0.9959086,"punctuated_word":"investing,","sentiment":"neutral","sentiment_score":0.09189751744270323},{"word":"are","start":378.845,"end":379.005,"confidence":0.99798787,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08198472857475281},{"word":"you","start":379.005,"end":379.165,"confidence":0.99885046,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10413473844528198},{"word":"sort","start":379.165,"end":379.325,"confidence":0.99177074,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12605412304401398},{"word":"of","start":379.325,"end":379.48502,"confidence":0.99874336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1466902643442154},{"word":"wanting","start":379.48502,"end":379.725,"confidence":0.9993249,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.14419308304786682},{"word":"us","start":379.725,"end":379.885,"confidence":0.999824,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.18908093869686127},{"word":"to","start":379.885,"end":379.965,"confidence":0.9997768,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1447283923625946},{"word":"look","start":379.965,"end":380.125,"confidence":0.99991107,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09303337335586548},{"word":"at","start":380.125,"end":380.285,"confidence":0.99205106,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11627474427223206},{"word":"platforms","start":380.285,"end":380.765,"confidence":0.9994785,"punctuated_word":"platforms","sentiment":"neutral","sentiment_score":0.16797029972076416},{"word":"and","start":380.765,"end":380.92502,"confidence":0.9980678,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16798919439315796},{"word":"possibly","start":380.92502,"end":381.405,"confidence":0.9939249,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.1853722631931305},{"word":"manage","start":381.405,"end":381.725,"confidence":0.99915123,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.17874479293823242},{"word":"the","start":381.725,"end":381.965,"confidence":0.9996965,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26715531945228577},{"word":"investments","start":381.965,"end":382.445,"confidence":0.9947358,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.1358649730682373},{"word":"for","start":382.445,"end":382.685,"confidence":0.999915,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.33798837661743164},{"word":"you","start":382.685,"end":382.92502,"confidence":0.99992967,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27969488501548767},{"word":"so","start":382.92502,"end":383.08502,"confidence":0.9773077,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.28635716438293457},{"word":"that","start":383.08502,"end":383.245,"confidence":0.99994886,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3481844961643219},{"word":"we","start":383.245,"end":383.405,"confidence":0.99987495,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3620878756046295},{"word":"can","start":383.405,"end":383.64502,"confidence":0.99925464,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3694508671760559},{"word":"kinda","start":383.64502,"end":383.965,"confidence":0.9789271,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.453807145357132},{"word":"help","start":383.965,"end":384.20502,"confidence":0.99947006,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.3264625668525696},{"word":"you","start":384.20502,"end":384.445,"confidence":0.99917334,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3890034556388855},{"word":"to","start":384.445,"end":384.525,"confidence":0.96998143,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.357663631439209},{"word":"look","start":384.525,"end":384.685,"confidence":0.9993801,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.28503817319869995},{"word":"at","start":384.685,"end":384.845,"confidence":0.99963427,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.32519522309303284},{"word":"that","start":384.845,"end":385.08502,"confidence":0.9987281,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.380385547876358},{"word":"goal","start":385.08502,"end":385.325,"confidence":0.98704356,"punctuated_word":"goal,","sentiment":"positive","sentiment_score":0.3595525920391083},{"word":"keep","start":385.325,"end":385.565,"confidence":0.9996062,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.3387129008769989},{"word":"you","start":385.565,"end":385.725,"confidence":0.999759,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36188769340515137},{"word":"on","start":385.725,"end":385.885,"confidence":0.9992384,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3640078604221344},{"word":"track","start":385.885,"end":386.20502,"confidence":0.9998066,"punctuated_word":"track","sentiment":"positive","sentiment_score":0.3508604168891907},{"word":"to","start":386.20502,"end":386.36502,"confidence":0.997013,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31540244817733765},{"word":"meet","start":386.36502,"end":386.605,"confidence":0.9990889,"punctuated_word":"meet","sentiment":"neutral","sentiment_score":0.2889629006385803},{"word":"that","start":386.605,"end":386.765,"confidence":0.99925977,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2749530076980591},{"word":"goal","start":386.765,"end":387.21,"confidence":0.99832594,"punctuated_word":"goal?","sentiment":"neutral","sentiment_score":0.19310197234153748},{"word":"yep","start":389.28998,"end":389.78998,"confidence":0.90148544,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.132403165102005},{"word":"yep","start":391.53,"end":392.03,"confidence":0.956695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1477331817150116},{"word":"yep","start":394.16998,"end":394.66998,"confidence":0.87672746,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1376730501651764},{"word":"yeah","start":395.69,"end":396.09,"confidence":0.99703443,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09700996428728104},{"word":"correct","start":396.09,"end":396.59,"confidence":0.9985677,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.1164095252752304},{"word":"no","start":396.72998,"end":397.05,"confidence":0.9956514,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.14929279685020447},{"word":"perfect","start":397.05,"end":397.55,"confidence":0.9997643,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3952154517173767},{"word":"sounds","start":397.84998,"end":398.25,"confidence":0.9986413,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.5514122247695923},{"word":"good","start":398.25,"end":398.72998,"confidence":0.9986724,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4359250068664551},{"word":"and","start":398.72998,"end":398.97,"confidence":0.7354443,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.31417548656463623},{"word":"look","start":398.97,"end":399.13,"confidence":0.9643639,"punctuated_word":"look,","sentiment":"positive","sentiment_score":0.35631194710731506},{"word":"honestly","start":399.13,"end":399.61,"confidence":0.99694836,"punctuated_word":"honestly,","sentiment":"positive","sentiment_score":0.3770112693309784},{"word":"etfs","start":399.61,"end":400.00998,"confidence":0.981488,"punctuated_word":"ETFs","sentiment":"positive","sentiment_score":0.35241708159446716},{"word":"and","start":400.00998,"end":400.16998,"confidence":0.9838663,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.40431252121925354},{"word":"managed","start":400.16998,"end":400.56998,"confidence":0.85422426,"punctuated_word":"managed","sentiment":"positive","sentiment_score":0.3503904342651367},{"word":"funds","start":400.56998,"end":400.81,"confidence":0.9935487,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.3002713620662689},{"word":"are","start":400.81,"end":400.88998,"confidence":0.99976987,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.412523478269577},{"word":"a","start":400.88998,"end":400.97,"confidence":0.99746406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4518069922924042},{"word":"great","start":400.97,"end":401.21,"confidence":0.9998822,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.5672662854194641},{"word":"way","start":401.21,"end":401.37,"confidence":0.9997582,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.3705216646194458},{"word":"to","start":401.37,"end":401.53,"confidence":0.99889034,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4034522473812103},{"word":"start","start":401.53,"end":401.77,"confidence":0.90063673,"punctuated_word":"start.","sentiment":"positive","sentiment_score":0.4898692369461059},{"word":"and","start":401.77,"end":401.93,"confidence":0.99313337,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2879256308078766},{"word":"when","start":401.93,"end":402.09,"confidence":0.9971482,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.287386953830719},{"word":"we","start":402.09,"end":402.33,"confidence":0.99381965,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2347074598073959},{"word":"we","start":402.33,"end":402.49,"confidence":0.763269,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2424437701702118},{"word":"look","start":402.49,"end":402.855,"confidence":0.9861513,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1930241286754608},{"word":"at","start":402.935,"end":403.095,"confidence":0.90373224,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21981221437454224},{"word":"building","start":403.095,"end":403.415,"confidence":0.985465,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.2227386236190796},{"word":"portfolios","start":403.415,"end":403.915,"confidence":0.99745506,"punctuated_word":"portfolios,","sentiment":"neutral","sentiment_score":0.19161269068717957},{"word":"we","start":404.05502,"end":404.215,"confidence":0.99977297,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2348647266626358},{"word":"also","start":404.215,"end":404.61502,"confidence":0.9998259,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.19983112812042236},{"word":"include","start":404.61502,"end":405.015,"confidence":0.9995784,"punctuated_word":"include","sentiment":"neutral","sentiment_score":0.2098039984703064},{"word":"those","start":405.015,"end":405.17502,"confidence":0.99881977,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.226236492395401},{"word":"sorts","start":405.17502,"end":405.415,"confidence":0.9668335,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":0.2242628037929535},{"word":"of","start":405.415,"end":405.49503,"confidence":0.9993661,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21335738897323608},{"word":"things","start":405.49503,"end":405.99503,"confidence":0.99888396,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.1782630980014801},{"word":"we","start":406.295,"end":406.535,"confidence":0.5737518,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.12783172726631165},{"word":"don't","start":406.535,"end":406.855,"confidence":0.9999553,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.10473626852035522},{"word":"generally","start":406.855,"end":407.355,"confidence":0.99530786,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.08841992914676666},{"word":"stick","start":407.415,"end":407.73502,"confidence":0.88586205,"punctuated_word":"stick","sentiment":"neutral","sentiment_score":0.062094785273075104},{"word":"to","start":407.73502,"end":407.975,"confidence":0.9975654,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04883008450269699},{"word":"individual","start":407.975,"end":408.475,"confidence":0.99972457,"punctuated_word":"individual","sentiment":"neutral","sentiment_score":-0.03402445465326309},{"word":"companies","start":408.61502,"end":409.095,"confidence":0.9918991,"punctuated_word":"companies.","sentiment":"neutral","sentiment_score":-0.0030642375349998474},{"word":"they","start":409.095,"end":409.33502,"confidence":0.99923635,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.03488050401210785},{"word":"do","start":409.33502,"end":409.49503,"confidence":0.9939023,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.044607654213905334},{"word":"tend","start":409.49503,"end":409.655,"confidence":0.9991757,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.06518096476793289},{"word":"to","start":409.655,"end":409.73502,"confidence":0.99764496,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04689013957977295},{"word":"come","start":409.73502,"end":409.975,"confidence":0.9998264,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.07127607613801956},{"word":"with","start":409.975,"end":410.135,"confidence":0.99982977,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07960423827171326},{"word":"a","start":410.135,"end":410.215,"confidence":0.999843,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018963545560836792},{"word":"lot","start":410.215,"end":410.45502,"confidence":0.99994874,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.007735341787338257},{"word":"more","start":410.45502,"end":410.61502,"confidence":0.9997938,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.04308135062456131},{"word":"risk","start":410.61502,"end":410.855,"confidence":0.92706335,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.004686437547206879},{"word":"and","start":410.855,"end":411.015,"confidence":0.9995479,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0371917188167572},{"word":"you","start":411.015,"end":411.095,"confidence":0.9999304,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.090236634016037},{"word":"have","start":411.095,"end":411.33502,"confidence":0.99922514,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10708419233560562},{"word":"to","start":411.33502,"end":411.495,"confidence":0.99965096,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0951267033815384},{"word":"have","start":411.495,"end":411.73502,"confidence":0.99997747,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08278774470090866},{"word":"generally","start":411.73502,"end":412.23502,"confidence":0.82683253,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.07716605067253113},{"word":"anywhere","start":412.45502,"end":412.77502,"confidence":0.98907137,"punctuated_word":"anywhere","sentiment":"neutral","sentiment_score":0.13108235597610474},{"word":"between","start":412.77502,"end":412.935,"confidence":0.9995321,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.08543328940868378},{"word":"so","start":413.095,"end":413.255,"confidence":0.97207797,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.12315015494823456},{"word":"there's","start":413.255,"end":413.495,"confidence":0.9750848,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.21433083713054657},{"word":"20","start":413.495,"end":413.73502,"confidence":0.9994685,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.26061415672302246},{"word":"to","start":413.73502,"end":413.89502,"confidence":0.999361,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10537446290254592},{"word":"50","start":413.89502,"end":414.215,"confidence":0.99948776,"punctuated_word":"50","sentiment":"neutral","sentiment_score":0.2262866050004959},{"word":"different","start":414.215,"end":414.535,"confidence":0.99920875,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.12425556778907776},{"word":"individual","start":414.535,"end":415.035,"confidence":0.9992181,"punctuated_word":"individual","sentiment":"neutral","sentiment_score":0.09628430753946304},{"word":"companies","start":415.095,"end":415.495,"confidence":0.9997248,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":0.11509287357330322},{"word":"in","start":415.495,"end":415.655,"confidence":0.9997193,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19739046692848208},{"word":"a","start":415.655,"end":415.815,"confidence":0.93987423,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21210704743862152},{"word":"portfolio","start":415.815,"end":416.315,"confidence":0.999684,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.1291351616382599},{"word":"to","start":416.375,"end":416.535,"confidence":0.99882585,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24584951996803284},{"word":"make","start":416.535,"end":416.695,"confidence":0.9998901,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.317460834980011},{"word":"it","start":416.695,"end":416.855,"confidence":0.99958724,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.361375093460083},{"word":"worthwhile","start":416.855,"end":417.355,"confidence":0.9911172,"punctuated_word":"worthwhile.","sentiment":"neutral","sentiment_score":0.2979358732700348},{"word":"so","start":417.415,"end":417.915,"confidence":0.99541974,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3098183274269104},{"word":"having","start":418.44,"end":418.84,"confidence":0.9995284,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.3888736367225647},{"word":"etfs","start":418.84,"end":419.31998,"confidence":0.93325186,"punctuated_word":"ETFs","sentiment":"neutral","sentiment_score":0.3260837495326996},{"word":"and","start":419.31998,"end":419.47998,"confidence":0.8870184,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3904604911804199},{"word":"managed","start":419.47998,"end":419.8,"confidence":0.7700849,"punctuated_word":"managed","sentiment":"positive","sentiment_score":0.33626875281333923},{"word":"funds","start":419.8,"end":420.03998,"confidence":0.9957735,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.28293702006340027},{"word":"in","start":420.03998,"end":420.19998,"confidence":0.9981852,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4279104173183441},{"word":"your","start":420.19998,"end":420.44,"confidence":0.999445,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3836050033569336},{"word":"portfolio","start":420.44,"end":420.94,"confidence":0.9997284,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.2317073792219162},{"word":"does","start":421.0,"end":421.24,"confidence":0.9935875,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.38248211145401},{"word":"mean","start":421.24,"end":421.4,"confidence":0.9991277,"punctuated_word":"mean","sentiment":"positive","sentiment_score":0.39130717515945435},{"word":"that","start":421.4,"end":421.56,"confidence":0.997663,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.37757644057273865},{"word":"you","start":421.56,"end":421.72,"confidence":0.99982435,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4263029098510742},{"word":"are","start":421.72,"end":421.96,"confidence":0.9959863,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4393281042575836},{"word":"diversifying","start":421.96,"end":422.46,"confidence":0.99805796,"punctuated_word":"diversifying","sentiment":"positive","sentiment_score":0.42308586835861206},{"word":"quite","start":422.84,"end":423.24,"confidence":0.9908619,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.4632215201854706},{"word":"significantly","start":423.24,"end":423.74,"confidence":0.84726745,"punctuated_word":"significantly,","sentiment":"positive","sentiment_score":0.4578213691711426},{"word":"helping","start":423.88,"end":424.12,"confidence":0.9993656,"punctuated_word":"helping","sentiment":"positive","sentiment_score":0.4526583254337311},{"word":"to","start":424.12,"end":424.28,"confidence":0.9996692,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.43400323390960693},{"word":"lower","start":424.28,"end":424.6,"confidence":0.9998615,"punctuated_word":"lower","sentiment":"positive","sentiment_score":0.36806464195251465},{"word":"the","start":424.6,"end":424.75998,"confidence":0.999042,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3826615512371063},{"word":"overall","start":424.75998,"end":425.16,"confidence":0.9997454,"punctuated_word":"overall","sentiment":"neutral","sentiment_score":0.3164929747581482},{"word":"risk","start":425.16,"end":425.66,"confidence":0.86699975,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.3263421654701233},{"word":"but","start":426.03998,"end":426.28,"confidence":0.8754362,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.3889907002449035},{"word":"still","start":426.28,"end":426.52,"confidence":0.9888553,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.4561675190925598},{"word":"making","start":426.52,"end":426.84,"confidence":0.9976496,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.4524286985397339},{"word":"sure","start":426.84,"end":427.08,"confidence":0.9998312,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.4462234675884247},{"word":"you","start":427.08,"end":427.24,"confidence":0.9997197,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.449518769979477},{"word":"get","start":427.24,"end":427.47998,"confidence":0.9971962,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4572785496711731},{"word":"returns","start":427.47998,"end":427.96,"confidence":0.989885,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.5520853400230408},{"word":"there","start":427.96,"end":428.44,"confidence":0.9668558,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.39364248514175415},{"word":"and","start":428.44,"end":428.59998,"confidence":0.99878067,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28719615936279297},{"word":"they're","start":428.59998,"end":428.84,"confidence":0.9992558,"punctuated_word":"they're","sentiment":"positive","sentiment_score":0.39527469873428345},{"word":"very","start":428.84,"end":429.08,"confidence":0.9995338,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.4176160991191864},{"word":"much","start":429.08,"end":429.31998,"confidence":0.9998878,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.39841341972351074},{"word":"liquid","start":429.31998,"end":429.8,"confidence":0.9985331,"punctuated_word":"liquid","sentiment":"positive","sentiment_score":0.46121731400489807},{"word":"too","start":429.8,"end":430.03998,"confidence":0.8128199,"punctuated_word":"too,","sentiment":"positive","sentiment_score":0.4004316329956054},{"word":"so","start":430.03998,"end":430.28,"confidence":0.9947885,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3767402470111847},{"word":"easier","start":430.28,"end":430.59998,"confidence":0.44226378,"punctuated_word":"easier","sentiment":"positive","sentiment_score":0.46069103479385376},{"word":"to","start":430.59998,"end":430.75998,"confidence":0.99760747,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4484893381595611},{"word":"buy","start":430.75998,"end":430.91998,"confidence":0.9992717,"punctuated_word":"buy","sentiment":"positive","sentiment_score":0.3384830951690674},{"word":"and","start":430.91998,"end":431.16,"confidence":0.99483263,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2987351417541504},{"word":"sell","start":431.16,"end":431.4,"confidence":0.99777657,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.2840287983417511},{"word":"in","start":431.4,"end":431.56,"confidence":0.99790764,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3448474109172821},{"word":"and","start":431.56,"end":431.72,"confidence":0.9978229,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.28994235396385193},{"word":"out","start":431.72,"end":431.88,"confidence":0.9979188,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.34116947650909424},{"word":"of","start":431.88,"end":432.03998,"confidence":0.9896868,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.275410532951355},{"word":"when","start":432.03998,"end":432.19998,"confidence":0.997246,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.3097103536128998},{"word":"you","start":432.19998,"end":432.36,"confidence":0.99518836,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2749876379966736},{"word":"need","start":432.36,"end":432.52,"confidence":0.9843605,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.2041821330785751},{"word":"to","start":432.52,"end":432.705,"confidence":0.71467745,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21318188309669495},{"word":"change","start":432.705,"end":433.025,"confidence":0.9980465,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.22844082117080688},{"word":"the","start":433.025,"end":433.26498,"confidence":0.9972752,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18074291944503784},{"word":"portfolio","start":433.26498,"end":433.76498,"confidence":0.8769348,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.17376339435577393},{"word":"so","start":433.985,"end":434.485,"confidence":0.9979786,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18724995851516724},{"word":"that's","start":434.78497,"end":435.025,"confidence":0.9421434,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.20494286715984344},{"word":"essentially","start":435.025,"end":435.50497,"confidence":0.9650473,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.20055945217609408},{"word":"how","start":435.50497,"end":435.66498,"confidence":0.9996611,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.14564628899097443},{"word":"we","start":435.66498,"end":435.905,"confidence":0.99776876,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21158799529075625},{"word":"look","start":435.905,"end":436.06497,"confidence":0.9987686,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.18841545283794403},{"word":"at","start":436.06497,"end":436.22498,"confidence":0.99928814,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21165359020233152},{"word":"things","start":436.22498,"end":436.72498,"confidence":0.99637413,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.219237357378006},{"word":"we","start":436.94498,"end":437.10498,"confidence":0.8966619,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.18767201900482175},{"word":"do","start":437.10498,"end":437.26498,"confidence":0.9994486,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20259052515029907},{"word":"also","start":437.26498,"end":437.585,"confidence":0.89716125,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":0.17442122101783752},{"word":"as","start":437.585,"end":437.745,"confidence":0.99689144,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13005340099334717},{"word":"advisers","start":437.745,"end":438.245,"confidence":0.86562985,"punctuated_word":"advisers,","sentiment":"neutral","sentiment_score":0.1506933867931366},{"word":"have","start":438.305,"end":438.54498,"confidence":0.9948278,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15841686725616455},{"word":"different","start":438.54498,"end":438.94498,"confidence":0.9975696,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.09891776740550996},{"word":"platforms","start":438.94498,"end":439.425,"confidence":0.9810182,"punctuated_word":"platforms.","sentiment":"neutral","sentiment_score":0.11919956654310226},{"word":"you","start":439.425,"end":439.585,"confidence":0.9984877,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.13077662885189056},{"word":"probably","start":439.585,"end":440.06497,"confidence":0.90786743,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.1266918182373047},{"word":"know","start":440.06497,"end":440.38498,"confidence":0.99832815,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.09892112761735916},{"word":"on","start":440.38498,"end":440.625,"confidence":0.9323938,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08281315863132477},{"word":"outside","start":440.705,"end":441.10498,"confidence":0.9993636,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.09661157429218292},{"word":"of","start":441.10498,"end":441.60498,"confidence":0.9983498,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10958550870418549},{"word":"the","start":441.82498,"end":441.985,"confidence":0.3221598,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11124609410762788},{"word":"advice","start":441.985,"end":442.38498,"confidence":0.32566226,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.11714152991771698},{"word":"sort","start":442.38498,"end":442.54498,"confidence":0.9148352,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0751713365316391},{"word":"of","start":442.54498,"end":442.705,"confidence":0.9975062,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0950302630662918},{"word":"world","start":442.705,"end":442.94498,"confidence":0.88768506,"punctuated_word":"world,","sentiment":"neutral","sentiment_score":0.12567168474197388},{"word":"there","start":442.94498,"end":443.185,"confidence":0.99897814,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.15244540572166443},{"word":"are","start":443.185,"end":443.34497,"confidence":0.9977901,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.15225784480571747},{"word":"other","start":443.34497,"end":443.66498,"confidence":0.9982224,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.14060673117637634},{"word":"platforms","start":443.66498,"end":444.06497,"confidence":0.9923292,"punctuated_word":"platforms","sentiment":"neutral","sentiment_score":0.09604823589324953},{"word":"like","start":444.06497,"end":444.305,"confidence":0.80901664,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10348081588745116},{"word":"comsec","start":444.305,"end":444.805,"confidence":0.7690997,"punctuated_word":"Comsec,","sentiment":"neutral","sentiment_score":0.12419959157705308},{"word":"raize","start":444.94498,"end":445.34497,"confidence":0.5066919,"punctuated_word":"Raize,","sentiment":"neutral","sentiment_score":0.17809192836284635},{"word":"all","start":445.34497,"end":445.50497,"confidence":0.9633169,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.13596010208129883},{"word":"those","start":445.50497,"end":445.66498,"confidence":0.79466915,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.11039063334465028},{"word":"sorts","start":445.66498,"end":445.985,"confidence":0.81317383,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":0.1175583153963089},{"word":"of","start":445.985,"end":446.06497,"confidence":0.9932712,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1579812616109848},{"word":"things","start":446.06497,"end":446.38498,"confidence":0.9780376,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.16614258289337158},{"word":"we","start":446.38498,"end":446.625,"confidence":0.9219815,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.15635424852371216},{"word":"have","start":446.625,"end":446.865,"confidence":0.9854816,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16277329623699188},{"word":"different","start":446.865,"end":447.365,"confidence":0.98257726,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.12160120904445648},{"word":"platforms","start":447.89,"end":448.05002,"confidence":0.7642697,"punctuated_word":"platforms,","sentiment":"neutral","sentiment_score":0.12700706720352173},{"word":"platforms","start":448.05002,"end":448.37,"confidence":0.9634593,"punctuated_word":"platforms","sentiment":"neutral","sentiment_score":0.1188752055168152},{"word":"like","start":448.37,"end":448.61002,"confidence":0.9816399,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15010637044906616},{"word":"hub24","start":448.61002,"end":449.11002,"confidence":0.69311905,"punctuated_word":"Hub24,","sentiment":"neutral","sentiment_score":0.15229009091854095},{"word":"mynorth","start":449.57,"end":450.07,"confidence":0.84583163,"punctuated_word":"MyNorth.","sentiment":"neutral","sentiment_score":0.173872709274292},{"word":"we","start":450.61002,"end":450.77002,"confidence":0.9040861,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2245241701602936},{"word":"can","start":450.77002,"end":451.01,"confidence":0.9990225,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2386506050825119},{"word":"utilize","start":451.01,"end":451.51,"confidence":0.9977997,"punctuated_word":"utilize","sentiment":"neutral","sentiment_score":0.20276688039302823},{"word":"investment","start":451.57,"end":452.07,"confidence":0.93937224,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.1429998278617859},{"word":"fund","start":452.13,"end":452.37,"confidence":0.5827808,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.15610051155090332},{"word":"platforms","start":452.37,"end":452.85,"confidence":0.9051994,"punctuated_word":"platforms","sentiment":"neutral","sentiment_score":0.2027510106563568},{"word":"like","start":452.85,"end":453.09,"confidence":0.8085284,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.22241656482219696},{"word":"generation","start":453.09,"end":453.59,"confidence":0.7976375,"punctuated_word":"Generation","sentiment":"neutral","sentiment_score":0.2647354006767273},{"word":"life","start":453.65,"end":453.89,"confidence":0.92250913,"punctuated_word":"Life","sentiment":"neutral","sentiment_score":0.21096378564834595},{"word":"bond","start":453.89,"end":454.39,"confidence":0.60848886,"punctuated_word":"Bond,","sentiment":"neutral","sentiment_score":0.24145327508449552},{"word":"and","start":454.61002,"end":454.77002,"confidence":0.9974819,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24548162519931793},{"word":"we","start":454.77002,"end":455.01,"confidence":0.99917823,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2523690462112427},{"word":"build","start":455.01,"end":455.33002,"confidence":0.99544936,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.25019165873527527},{"word":"our","start":455.33002,"end":455.49002,"confidence":0.8604734,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.24392633140087128},{"word":"portfolios","start":455.49002,"end":455.99002,"confidence":0.99822885,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":0.2283707559108734},{"word":"within","start":456.13,"end":456.45,"confidence":0.99894494,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.2504001557826996},{"word":"those","start":456.45,"end":456.77002,"confidence":0.9941995,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.22190143167972565},{"word":"platforms","start":456.77002,"end":457.25,"confidence":0.994799,"punctuated_word":"platforms.","sentiment":"neutral","sentiment_score":0.2016465812921524},{"word":"we","start":457.25,"end":457.41,"confidence":0.99713326,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2013423442840576},{"word":"manage","start":457.41,"end":457.81,"confidence":0.998197,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.20895987749099731},{"word":"them","start":457.81,"end":458.13,"confidence":0.99125254,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":0.23692944645881653},{"word":"we","start":458.13,"end":458.21002,"confidence":0.99826294,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.22730615735054016},{"word":"do","start":458.21002,"end":458.45,"confidence":0.99038893,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.228299081325531},{"word":"reviews","start":458.45,"end":458.93,"confidence":0.9974681,"punctuated_word":"reviews","sentiment":"neutral","sentiment_score":0.2006482183933258},{"word":"with","start":458.93,"end":459.09,"confidence":0.9947336,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2633938789367676},{"word":"you","start":459.09,"end":459.41,"confidence":0.99740016,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3488474190235138},{"word":"to","start":459.41,"end":459.65,"confidence":0.9145784,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26773810386657715},{"word":"make","start":459.65,"end":459.81,"confidence":0.9877117,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.23064523935317993},{"word":"sure","start":459.81,"end":460.05002,"confidence":0.9930831,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2565223276615143},{"word":"you're","start":460.05002,"end":460.29,"confidence":0.9950965,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.3332329988479614},{"word":"on","start":460.29,"end":460.45,"confidence":0.9823423,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.33050501346588135},{"word":"track","start":460.45,"end":460.935,"confidence":0.98689795,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.29028835892677307},{"word":"and","start":461.01498,"end":461.175,"confidence":0.99813324,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29145094752311707},{"word":"also","start":461.175,"end":461.415,"confidence":0.8461384,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.25669729709625244},{"word":"alter","start":461.415,"end":461.815,"confidence":0.9695347,"punctuated_word":"alter","sentiment":"positive","sentiment_score":0.3508400321006775},{"word":"the","start":461.815,"end":461.975,"confidence":0.9967092,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28635796904563904},{"word":"portfolios","start":461.975,"end":462.475,"confidence":0.8843995,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":0.26721081137657166},{"word":"as","start":462.615,"end":462.775,"confidence":0.9989517,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.357651948928833},{"word":"we","start":462.775,"end":463.01498,"confidence":0.9996239,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3277636766433716},{"word":"need","start":463.01498,"end":463.255,"confidence":0.99946564,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.3032197654247284},{"word":"to","start":463.255,"end":463.415,"confidence":0.98588157,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.244770810008049},{"word":"moving","start":463.415,"end":463.655,"confidence":0.98145837,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.379437655210495},{"word":"forward","start":463.655,"end":464.055,"confidence":0.99955755,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.3693961501121521},{"word":"as","start":464.055,"end":464.215,"confidence":0.9995289,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.37885919213294983},{"word":"well","start":464.215,"end":464.695,"confidence":0.99866223,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.049658019095659256},{"word":"so","start":464.695,"end":465.095,"confidence":0.99932075,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06382396072149277},{"word":"does","start":465.095,"end":465.255,"confidence":0.9938046,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.04740534722805023},{"word":"that","start":465.255,"end":465.495,"confidence":0.9998228,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1015474572777748},{"word":"sound","start":465.495,"end":465.735,"confidence":0.9992938,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.06665027886629105},{"word":"like","start":465.735,"end":465.895,"confidence":0.9843216,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.057244837284088135},{"word":"the","start":465.895,"end":465.975,"confidence":0.98800665,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.054274190217256546},{"word":"sort","start":465.975,"end":466.215,"confidence":0.9982381,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0834025889635086},{"word":"of","start":466.215,"end":466.29498,"confidence":0.97193986,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0841248631477356},{"word":"thing","start":466.29498,"end":466.535,"confidence":0.99944884,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.08793741464614868},{"word":"you're","start":466.535,"end":466.855,"confidence":0.9954041,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.08675941824913025},{"word":"after","start":466.855,"end":467.335,"confidence":0.9979075,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.05487779527902603},{"word":"having","start":467.335,"end":467.735,"confidence":0.9937078,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.07057705521583557},{"word":"us","start":467.735,"end":467.975,"confidence":0.99660206,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.07702155411243439},{"word":"look","start":467.975,"end":468.135,"confidence":0.7269459,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06022263318300247},{"word":"at","start":468.135,"end":468.29498,"confidence":0.9850213,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08710677921772003},{"word":"for","start":468.29498,"end":468.535,"confidence":0.9992575,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0689874142408371},{"word":"you","start":468.535,"end":469.035,"confidence":0.9988322,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.06995511800050735},{"word":"yeah","start":470.775,"end":471.275,"confidence":0.63181484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12430843710899352},{"word":"yep","start":483.96,"end":484.46,"confidence":0.7698539,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1355566829442978},{"word":"yeah","start":488.345,"end":488.825,"confidence":0.99529934,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.019167006015777588},{"word":"and","start":488.825,"end":489.325,"confidence":0.95055574,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0027121901512145996},{"word":"term","start":489.625,"end":489.945,"confidence":0.9708637,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.11248896270990372},{"word":"deposits","start":489.945,"end":490.42502,"confidence":0.9397842,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.01003703474998474},{"word":"are","start":490.42502,"end":490.58502,"confidence":0.9746626,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.02922201156616211},{"word":"more","start":490.58502,"end":490.90503,"confidence":0.99758255,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0025159120559692383},{"word":"a","start":490.90503,"end":490.98502,"confidence":0.6044377,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11835499107837676},{"word":"defensive","start":490.98502,"end":491.46503,"confidence":0.9815668,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.11611243337392808},{"word":"in","start":491.46503,"end":491.625,"confidence":0.45133373,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09094010293483734},{"word":"investment","start":491.86502,"end":492.36502,"confidence":0.6974415,"punctuated_word":"investment.","sentiment":"neutral","sentiment_score":0.059359822422266006},{"word":"so","start":492.505,"end":493.005,"confidence":0.99742174,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11532852053642272},{"word":"we","start":493.065,"end":493.225,"confidence":0.81316835,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1988670825958252},{"word":"do","start":493.225,"end":493.46503,"confidence":0.99873286,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2144722193479538},{"word":"have","start":493.46503,"end":493.625,"confidence":0.9997857,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23716986179351807},{"word":"there","start":493.70502,"end":493.86502,"confidence":0.99903524,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.17238852381706238},{"word":"is","start":493.86502,"end":494.02502,"confidence":0.9975426,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20037038624286652},{"word":"a","start":494.02502,"end":494.105,"confidence":0.9992086,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2332134544849396},{"word":"place","start":494.105,"end":494.42502,"confidence":0.99144286,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.22130438685417175},{"word":"for","start":494.42502,"end":494.58502,"confidence":0.9752245,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1948114782571793},{"word":"term","start":494.58502,"end":494.825,"confidence":0.99450123,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.23798665404319763},{"word":"deposits","start":494.825,"end":495.30502,"confidence":0.9977896,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.16927127540111542},{"word":"and","start":495.30502,"end":495.545,"confidence":0.73934346,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21012970805168152},{"word":"cash","start":495.545,"end":495.785,"confidence":0.9997503,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.23978902399539948},{"word":"and","start":495.785,"end":495.945,"confidence":0.9887039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2101944088935852},{"word":"fixed","start":495.945,"end":496.18503,"confidence":0.9989512,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.16838039457798004},{"word":"interest","start":496.18503,"end":496.665,"confidence":0.9660641,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.20269730687141416},{"word":"inside","start":496.665,"end":497.065,"confidence":0.97865367,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.22638101875782013},{"word":"a","start":497.065,"end":497.225,"confidence":0.52984005,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18447773158550265},{"word":"portfolio","start":497.225,"end":497.725,"confidence":0.7623105,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.17652703821659088},{"word":"having","start":497.86502,"end":498.105,"confidence":0.99954224,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.32829511165618896},{"word":"a","start":498.105,"end":498.18503,"confidence":0.9997538,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2728014588356018},{"word":"bit","start":498.18503,"end":498.42502,"confidence":0.999882,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.33342602849006653},{"word":"of","start":498.42502,"end":498.58502,"confidence":0.9985781,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3055965304374695},{"word":"defensive","start":498.58502,"end":499.08502,"confidence":0.9988084,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.2582208216190338},{"word":"investments","start":499.14502,"end":499.625,"confidence":0.7816833,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.20964732766151428},{"word":"for","start":499.625,"end":499.945,"confidence":0.79111505,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.266265869140625},{"word":"lowering","start":499.945,"end":500.265,"confidence":0.9969285,"punctuated_word":"lowering","sentiment":"positive","sentiment_score":0.3412289023399353},{"word":"the","start":500.265,"end":500.42502,"confidence":0.9989417,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.36639678478240967},{"word":"risk","start":500.42502,"end":500.665,"confidence":0.9993487,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.10873934626579285},{"word":"and","start":500.665,"end":500.98502,"confidence":0.98061144,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3182551860809326},{"word":"helping","start":500.98502,"end":501.385,"confidence":0.9995048,"punctuated_word":"helping","sentiment":"positive","sentiment_score":0.43528640270233154},{"word":"to","start":501.385,"end":501.545,"confidence":0.9944246,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.40541157126426697},{"word":"stabilize","start":501.545,"end":502.045,"confidence":0.9769036,"punctuated_word":"stabilize","sentiment":"positive","sentiment_score":0.44791245460510254},{"word":"long","start":502.18503,"end":502.42502,"confidence":0.9991743,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.3510361313819885},{"word":"term","start":502.42502,"end":502.665,"confidence":0.9992411,"punctuated_word":"term","sentiment":"positive","sentiment_score":0.3597865700721741},{"word":"market","start":502.665,"end":503.165,"confidence":0.9982887,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.2248321622610092},{"word":"ups","start":503.225,"end":503.46503,"confidence":0.9961266,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.31753116846084595},{"word":"and","start":503.46503,"end":503.625,"confidence":0.9997454,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2750858664512634},{"word":"downs","start":503.625,"end":504.125,"confidence":0.7966447,"punctuated_word":"downs.","sentiment":"neutral","sentiment_score":0.1959056705236435},{"word":"but","start":504.93,"end":505.16998,"confidence":0.949582,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.06958501040935516},{"word":"they","start":505.16998,"end":505.49,"confidence":0.99929285,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.11505880951881409},{"word":"do","start":505.49,"end":505.88998,"confidence":0.92595106,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.1910714954137802},{"word":"unfortunately","start":505.88998,"end":506.37,"confidence":0.998353,"punctuated_word":"unfortunately,","sentiment":"neutral","sentiment_score":-0.31323009729385376},{"word":"don't","start":506.37,"end":506.61,"confidence":0.9986795,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.41270408034324646},{"word":"always","start":506.61,"end":506.93,"confidence":0.9999348,"punctuated_word":"always","sentiment":"negative","sentiment_score":-0.407851904630661},{"word":"hold","start":506.93,"end":507.43,"confidence":0.9996172,"punctuated_word":"hold","sentiment":"negative","sentiment_score":-0.4485815167427063},{"word":"true","start":507.88998,"end":508.28998,"confidence":0.64622205,"punctuated_word":"true","sentiment":"negative","sentiment_score":-0.4987455010414123},{"word":"to","start":508.28998,"end":508.69,"confidence":0.99902964,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.31432050466537476},{"word":"the","start":508.69,"end":508.93,"confidence":0.9988134,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.24202808737754825},{"word":"right","start":508.93,"end":509.16998,"confidence":0.99469817,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.1642358899116516},{"word":"style","start":509.16998,"end":509.49,"confidence":0.9757066,"punctuated_word":"style","sentiment":"neutral","sentiment_score":-0.26976341009140015},{"word":"of","start":509.49,"end":509.65,"confidence":0.84775037,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2121489644050598},{"word":"investing","start":509.65,"end":510.05,"confidence":0.99955326,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":-0.17774295806884766},{"word":"for","start":510.05,"end":510.13,"confidence":0.9010215,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2895483374595642},{"word":"a","start":510.13,"end":510.21,"confidence":0.993536,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2361184060573578},{"word":"lot","start":510.21,"end":510.28998,"confidence":0.9993507,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.2416614890098572},{"word":"of","start":510.28998,"end":510.37,"confidence":0.9977843,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.25769251585006714},{"word":"people","start":510.37,"end":510.69,"confidence":0.9868686,"punctuated_word":"people.","sentiment":"negative","sentiment_score":-0.3614482581615448},{"word":"they","start":510.69,"end":510.85,"confidence":0.9979698,"punctuated_word":"They","sentiment":"negative","sentiment_score":-0.3953828513622284},{"word":"don't","start":510.85,"end":511.00998,"confidence":0.9999291,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3903557956218719},{"word":"make","start":511.00998,"end":511.25,"confidence":0.9997727,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.3887839615345001},{"word":"a","start":511.25,"end":511.33,"confidence":0.9996933,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.39516159892082214},{"word":"lot","start":511.33,"end":511.56998,"confidence":0.9999324,"punctuated_word":"lot","sentiment":"negative","sentiment_score":-0.4301873743534088},{"word":"of","start":511.56998,"end":511.72998,"confidence":0.99981195,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3312610983848572},{"word":"returns","start":511.72998,"end":512.20996,"confidence":0.9016106,"punctuated_word":"returns,","sentiment":"negative","sentiment_score":-0.3721241354942322},{"word":"and","start":512.20996,"end":512.37,"confidence":0.9992084,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.265094518661499},{"word":"that's","start":512.37,"end":512.52997,"confidence":0.9895693,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.3187316358089447},{"word":"because","start":512.52997,"end":512.85,"confidence":0.9978155,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.24588868021965027},{"word":"they","start":512.85,"end":513.01,"confidence":0.9986104,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.334919810295105},{"word":"don't","start":513.01,"end":513.25,"confidence":0.9997677,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.30996498465538025},{"word":"go","start":513.25,"end":513.41,"confidence":0.9995838,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.301753968000412},{"word":"up","start":513.41,"end":513.49,"confidence":0.9182916,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.31292423605918884},{"word":"and","start":513.49,"end":513.73,"confidence":0.32327846,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.30168280005455017},{"word":"they","start":513.73,"end":513.81,"confidence":0.9622137,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.345583975315094},{"word":"don't","start":513.81,"end":514.05,"confidence":0.99770176,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.30083614587783813},{"word":"fluctuate","start":514.05,"end":514.52997,"confidence":0.99949986,"punctuated_word":"fluctuate","sentiment":"neutral","sentiment_score":-0.2969778776168823},{"word":"a","start":514.52997,"end":514.61,"confidence":0.9993338,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.39012855291366577},{"word":"lot","start":514.61,"end":514.85,"confidence":0.9834351,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.32981783151626587},{"word":"so","start":514.85,"end":515.33,"confidence":0.99481237,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.18846353888511655},{"word":"in","start":515.33,"end":515.49,"confidence":0.7931536,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2656504213809967},{"word":"term","start":515.49,"end":515.81,"confidence":0.56030136,"punctuated_word":"term","sentiment":"neutral","sentiment_score":-0.24552784860134125},{"word":"deposits","start":515.81,"end":516.20996,"confidence":0.9886346,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":-0.26214897632598877},{"word":"and","start":516.20996,"end":516.37,"confidence":0.9828593,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.388737678527832},{"word":"fixed","start":516.37,"end":516.61,"confidence":0.99856657,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":-0.242066353559494},{"word":"interest","start":516.61,"end":516.93,"confidence":0.9643197,"punctuated_word":"interest,","sentiment":"neutral","sentiment_score":-0.2509174048900604},{"word":"you're","start":516.93,"end":517.08997,"confidence":0.9975927,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.1891544759273529},{"word":"not","start":517.08997,"end":517.33,"confidence":0.9999074,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.27267545461654663},{"word":"really","start":517.33,"end":517.57,"confidence":0.9998653,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.2293080687522888},{"word":"taking","start":517.57,"end":517.97,"confidence":0.99948186,"punctuated_word":"taking","sentiment":"negative","sentiment_score":-0.33468112349510193},{"word":"on","start":517.97,"end":518.13,"confidence":0.918355,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.3732170760631562},{"word":"much","start":518.13,"end":518.37,"confidence":0.999728,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.3043345808982849},{"word":"risk","start":518.37,"end":518.77,"confidence":0.7994447,"punctuated_word":"risk.","sentiment":"negative","sentiment_score":-0.35788893699645996},{"word":"therefore","start":518.77,"end":519.27,"confidence":0.9817831,"punctuated_word":"Therefore,","sentiment":"neutral","sentiment_score":-0.25174981355667114},{"word":"the","start":519.48505,"end":519.645,"confidence":0.999376,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.32847028970718384},{"word":"returns","start":519.645,"end":519.885,"confidence":0.994852,"punctuated_word":"returns","sentiment":"negative","sentiment_score":-0.3924694955348969},{"word":"are","start":519.885,"end":520.125,"confidence":0.9915559,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.3421301543712616},{"word":"likely","start":520.125,"end":520.525,"confidence":0.9946126,"punctuated_word":"likely","sentiment":"negative","sentiment_score":-0.3710966110229492},{"word":"to","start":520.525,"end":520.68506,"confidence":0.9989567,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.343238890171051},{"word":"be","start":520.68506,"end":520.84503,"confidence":0.9996958,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.36723288893699646},{"word":"certainly","start":520.84503,"end":521.24506,"confidence":0.9545792,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":-0.3258805274963379},{"word":"less","start":521.24506,"end":521.74506,"confidence":0.99723595,"punctuated_word":"less.","sentiment":"negative","sentiment_score":-0.3463808596134186},{"word":"cash","start":522.445,"end":522.92505,"confidence":0.6822644,"punctuated_word":"Cash","sentiment":"neutral","sentiment_score":-0.19446438550949097},{"word":"investments","start":522.92505,"end":523.42505,"confidence":0.9890617,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.17751525342464447},{"word":"also","start":523.48505,"end":523.885,"confidence":0.93857753,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.1926327645778656},{"word":"don't","start":523.885,"end":524.125,"confidence":0.9973219,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15536397695541382},{"word":"always","start":524.125,"end":524.445,"confidence":0.99967515,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.11545944213867188},{"word":"hold","start":524.445,"end":524.68506,"confidence":0.99975497,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.11656348407268524},{"word":"up","start":524.68506,"end":524.84503,"confidence":0.9995011,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.120035819709301},{"word":"to","start":524.84503,"end":525.085,"confidence":0.98526436,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14228086173534393},{"word":"inflation","start":525.085,"end":525.585,"confidence":0.8685225,"punctuated_word":"inflation.","sentiment":"neutral","sentiment_score":-0.16194882988929749},{"word":"so","start":525.885,"end":526.36505,"confidence":0.9976488,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.041637830436229706},{"word":"whilst","start":526.36505,"end":526.68506,"confidence":0.6163859,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.030445829033851624},{"word":"there","start":526.68506,"end":526.84503,"confidence":0.9962464,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.024680323898792267},{"word":"is","start":526.84503,"end":527.005,"confidence":0.9635766,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03414188325405121},{"word":"definitely","start":527.005,"end":527.325,"confidence":0.9969103,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.1272028535604477},{"word":"a","start":527.325,"end":527.405,"confidence":0.99856347,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0683252364397049},{"word":"place","start":527.405,"end":527.645,"confidence":0.9783313,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.0647154375910759},{"word":"for","start":527.645,"end":527.80505,"confidence":0.9993061,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06592698395252228},{"word":"them","start":527.80505,"end":527.965,"confidence":0.85819983,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.05309050902724266},{"word":"and","start":527.965,"end":528.125,"confidence":0.8967004,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09774211049079896},{"word":"we","start":528.125,"end":528.28503,"confidence":0.99944645,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09057417511940002},{"word":"can","start":528.28503,"end":528.445,"confidence":0.9997931,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12242046743631364},{"word":"look","start":528.445,"end":528.68506,"confidence":0.9996213,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08703233301639557},{"word":"at","start":528.68506,"end":528.765,"confidence":0.9940274,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07566815614700317},{"word":"term","start":528.765,"end":529.085,"confidence":0.94879687,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.0971316248178482},{"word":"deposits","start":529.085,"end":529.565,"confidence":0.9965688,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.09035998582839966},{"word":"inside","start":529.565,"end":529.965,"confidence":0.9986142,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.14590173959732056},{"word":"the","start":529.965,"end":530.125,"confidence":0.99725395,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0919148251414299},{"word":"investment","start":530.125,"end":530.625,"confidence":0.9972995,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.06607498973608017},{"word":"portfolios","start":530.68506,"end":531.18506,"confidence":0.816775,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":0.11110718548297882},{"word":"as","start":531.325,"end":531.48505,"confidence":0.992423,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13386505842208862},{"word":"well","start":531.48505,"end":531.645,"confidence":0.9999088,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.10707760602235794},{"word":"as","start":531.645,"end":531.885,"confidence":0.9959294,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1245993971824646},{"word":"part","start":531.885,"end":532.04504,"confidence":0.9979322,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.14317113161087036},{"word":"of","start":532.04504,"end":532.205,"confidence":0.99982184,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1257815659046173},{"word":"a","start":532.205,"end":532.36505,"confidence":0.9165628,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1291728913784027},{"word":"defensive","start":532.36505,"end":532.86505,"confidence":0.99532485,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.08007219433784485},{"word":"investment","start":532.92505,"end":533.42505,"confidence":0.9990054,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.10927025973796844},{"word":"for","start":533.48505,"end":533.645,"confidence":0.99965596,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08714920282363892},{"word":"you","start":533.645,"end":534.145,"confidence":0.90270174,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.04650785028934479},{"word":"did","start":534.93,"end":535.17004,"confidence":0.9819233,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.030214626342058185},{"word":"you","start":535.17004,"end":535.25,"confidence":0.999858,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05261707305908203},{"word":"want","start":535.25,"end":535.49005,"confidence":0.999765,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.04601001739501953},{"word":"us","start":535.49005,"end":535.65,"confidence":0.99960726,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.056798312813043594},{"word":"to","start":535.65,"end":535.81,"confidence":0.99881077,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0573878139257431},{"word":"consider","start":535.81,"end":536.31,"confidence":0.99932873,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":0.04090012237429619},{"word":"10","start":536.77,"end":536.93,"confidence":0.78799015,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.06639683246612549},{"word":"deposits","start":536.93,"end":537.43,"confidence":0.93732417,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.041211821138858795},{"word":"as","start":537.49005,"end":537.65,"confidence":0.9802311,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06993776559829712},{"word":"well","start":537.65,"end":537.89,"confidence":0.75324154,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.057103484869003296},{"word":"or","start":537.89,"end":537.97003,"confidence":0.84862113,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.05856429785490036},{"word":"is","start":537.97003,"end":538.05005,"confidence":0.97313786,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04909330606460571},{"word":"there","start":538.05005,"end":538.29004,"confidence":0.99955267,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07845568656921387},{"word":"any","start":538.29004,"end":538.45,"confidence":0.99788433,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.06893378496170044},{"word":"sort","start":538.45,"end":538.61005,"confidence":0.9475056,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03697529807686806},{"word":"of","start":538.61005,"end":538.77,"confidence":0.9587376,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06152604520320892},{"word":"particular","start":538.77,"end":539.25,"confidence":0.99859565,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.06252817064523697},{"word":"areas","start":539.25,"end":539.57,"confidence":0.99866545,"punctuated_word":"areas","sentiment":"neutral","sentiment_score":0.07706069946289062},{"word":"or","start":539.57,"end":539.81,"confidence":0.9944489,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07234372198581696},{"word":"avenues","start":539.81,"end":540.21,"confidence":0.99675685,"punctuated_word":"avenues","sentiment":"neutral","sentiment_score":0.0915626809000969},{"word":"that","start":540.21,"end":540.37,"confidence":0.99309266,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07614839822053909},{"word":"it","start":540.37,"end":540.45,"confidence":0.49078873,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09228555113077164},{"word":"that","start":540.53,"end":540.69,"confidence":0.9999424,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0779673159122467},{"word":"you'd","start":540.69,"end":541.01,"confidence":0.9982513,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.06176678463816643},{"word":"like","start":541.01,"end":541.17004,"confidence":0.9996413,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03813963010907173},{"word":"us","start":541.17004,"end":541.41003,"confidence":0.99953413,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.05287308245897293},{"word":"to","start":541.41003,"end":541.49005,"confidence":0.99814,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04429179057478905},{"word":"look","start":541.49005,"end":541.65,"confidence":0.99955624,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.031902022659778595},{"word":"at","start":541.65,"end":542.15,"confidence":0.9975171,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.04691112041473389},{"word":"yeah","start":552.46497,"end":552.94495,"confidence":0.9133725,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08862213790416718},{"word":"correct","start":552.94495,"end":553.345,"confidence":0.9958677,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.12911227345466614},{"word":"and","start":553.345,"end":553.505,"confidence":0.99845314,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.138444721698761},{"word":"that's","start":553.505,"end":553.745,"confidence":0.99980927,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13292545080184937},{"word":"why","start":553.745,"end":553.985,"confidence":0.9948756,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.10160595178604126},{"word":"we","start":553.985,"end":554.225,"confidence":0.9982994,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14113345742225647},{"word":"use","start":554.225,"end":554.545,"confidence":0.9680002,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.13362696766853333},{"word":"them","start":554.545,"end":555.045,"confidence":0.94996333,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":0.14863276481628418},{"word":"yeah","start":555.425,"end":555.925,"confidence":0.9893594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17957863211631775},{"word":"yep","start":556.065,"end":556.565,"confidence":0.9871565,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2200287878513336},{"word":"alright","start":557.105,"end":557.425,"confidence":0.8090323,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.4426185488700866},{"word":"perfect","start":557.425,"end":557.925,"confidence":0.99968135,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6589012742042542},{"word":"i","start":557.985,"end":558.14496,"confidence":0.99737954,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.482319712638855},{"word":"can","start":558.14496,"end":558.305,"confidence":0.99989307,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4537946879863739},{"word":"have","start":558.305,"end":558.385,"confidence":0.9998933,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4662097096443176},{"word":"a","start":558.385,"end":558.46497,"confidence":0.9993474,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.46071678400039673},{"word":"look","start":558.46497,"end":558.625,"confidence":0.9999721,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.42365124821662903},{"word":"at","start":558.625,"end":558.785,"confidence":0.9998098,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.44520917534828186},{"word":"all","start":558.785,"end":558.865,"confidence":0.9999273,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.42402419447898865},{"word":"the","start":558.865,"end":559.02496,"confidence":0.9990395,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.40947288274765015},{"word":"different","start":559.02496,"end":559.345,"confidence":0.9999323,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.3288596272468567},{"word":"options","start":559.345,"end":559.745,"confidence":0.9999113,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.2908826172351837},{"word":"out","start":559.745,"end":559.90497,"confidence":0.99976355,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4004325568675995},{"word":"there","start":559.90497,"end":560.34,"confidence":0.998458,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.4451231062412262},{"word":"to","start":561.14,"end":561.30005,"confidence":0.9585195,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.27965110540390015},{"word":"go","start":561.30005,"end":561.54004,"confidence":0.99946374,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2779769003391266},{"word":"through","start":561.54004,"end":561.7,"confidence":0.9954275,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.29089605808258057},{"word":"a","start":561.7,"end":561.78,"confidence":0.9994259,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2965503931045532},{"word":"bit","start":561.78,"end":561.94,"confidence":0.999694,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.26966309547424316},{"word":"more","start":561.94,"end":562.18005,"confidence":0.9997105,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.23002126812934875},{"word":"information","start":562.18005,"end":562.58,"confidence":0.9995078,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.2081691175699234},{"word":"on","start":562.58,"end":562.66003,"confidence":0.9710925,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22334343194961548},{"word":"yourself","start":562.66003,"end":562.98004,"confidence":0.9976998,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.3079766631126404},{"word":"and","start":562.98004,"end":563.14,"confidence":0.88897496,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.27252230048179626},{"word":"just","start":563.14,"end":563.38,"confidence":0.9918927,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.34230729937553406},{"word":"sort","start":563.38,"end":563.54004,"confidence":0.9941896,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.31170541048049927},{"word":"of","start":563.54004,"end":563.62006,"confidence":0.9983163,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3392007648944855},{"word":"looking","start":563.62006,"end":564.02,"confidence":0.9992723,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.3017458915710449},{"word":"at","start":564.02,"end":564.52,"confidence":0.9993166,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.34463775157928467},{"word":"providing","start":564.82,"end":565.30005,"confidence":0.93999714,"punctuated_word":"providing","sentiment":"neutral","sentiment_score":0.3255002498626709},{"word":"the","start":565.30005,"end":565.38,"confidence":0.7051356,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3777981400489807},{"word":"advice","start":565.38,"end":565.7,"confidence":0.97751695,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.3326122462749481},{"word":"we","start":565.7,"end":565.94,"confidence":0.9235443,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.31904247403144836},{"word":"need","start":565.94,"end":566.10004,"confidence":0.99850696,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.3711704015731811},{"word":"to","start":566.10004,"end":566.18005,"confidence":0.99893636,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31609782576560974},{"word":"kind","start":566.18005,"end":566.42004,"confidence":0.9886841,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.3004865050315857},{"word":"of","start":566.42004,"end":566.5,"confidence":0.998618,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3202488422393799},{"word":"update","start":566.5,"end":566.82,"confidence":0.99922633,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.2754107117652893},{"word":"and","start":566.82,"end":566.9,"confidence":0.996252,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2290055751800537},{"word":"do","start":566.9,"end":567.06,"confidence":0.99937516,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.3119725286960602},{"word":"a","start":567.06,"end":567.14,"confidence":0.9989956,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3383922576904297},{"word":"little","start":567.14,"end":567.38,"confidence":0.9993519,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.23551547527313232},{"word":"bit","start":567.38,"end":567.54004,"confidence":0.99879587,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.26293063163757324},{"word":"of","start":567.54004,"end":567.7,"confidence":0.99915373,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.30808427929878235},{"word":"research","start":567.7,"end":568.10004,"confidence":0.9992093,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.2637103796005249},{"word":"around","start":568.10004,"end":568.34,"confidence":0.99723095,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.2830348014831543},{"word":"your","start":568.34,"end":568.58,"confidence":0.99964035,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2957046926021576},{"word":"personal","start":568.58,"end":569.06,"confidence":0.99944264,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.2364625483751297},{"word":"circumstances","start":569.06,"end":569.56,"confidence":0.9989586,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":0.32470571994781494},{"word":"there","start":569.78,"end":570.02,"confidence":0.99790454,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.29535943269729614},{"word":"as","start":570.02,"end":570.18005,"confidence":0.99981374,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3051786720752716},{"word":"well","start":570.18005,"end":570.66003,"confidence":0.99980295,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2715721130371094},{"word":"so","start":570.66003,"end":570.82,"confidence":0.99870396,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16515406966209412},{"word":"you've","start":570.82,"end":571.06,"confidence":0.9956964,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.15067905187606812},{"word":"made","start":571.06,"end":571.30005,"confidence":0.9721799,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.14802877604961395},{"word":"mention","start":571.30005,"end":571.62006,"confidence":0.6657746,"punctuated_word":"mention","sentiment":"neutral","sentiment_score":0.14670999348163605},{"word":"to","start":571.62006,"end":571.78,"confidence":0.99935585,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1654675006866455},{"word":"me","start":571.78,"end":572.02,"confidence":0.9997625,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.18648600578308103},{"word":"that","start":572.02,"end":572.42004,"confidence":0.9996674,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12338867783546448},{"word":"you","start":572.42004,"end":572.58,"confidence":0.98150784,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15064886212348938},{"word":"do","start":572.58,"end":572.74005,"confidence":0.9993254,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16907434165477753},{"word":"have","start":572.74005,"end":572.98004,"confidence":0.9996431,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15904022753238678},{"word":"a","start":572.98004,"end":573.06,"confidence":0.9994585,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14928826689720154},{"word":"bit","start":573.06,"end":573.14,"confidence":0.99951327,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.14766046404838562},{"word":"of","start":573.14,"end":573.30005,"confidence":0.99939954,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1695147305727005},{"word":"expendable","start":573.30005,"end":573.80005,"confidence":0.97867024,"punctuated_word":"expendable","sentiment":"neutral","sentiment_score":0.21021030843257904},{"word":"income","start":574.02,"end":574.34,"confidence":0.9998129,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.18621903657913208},{"word":"at","start":574.34,"end":574.5,"confidence":0.9989748,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17469017207622528},{"word":"the","start":574.5,"end":574.58,"confidence":0.9975435,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2162446826696396},{"word":"end","start":574.58,"end":574.82,"confidence":0.99891376,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.21918025612831116},{"word":"of","start":574.82,"end":574.98004,"confidence":0.9976654,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23039209842681885},{"word":"the","start":574.98004,"end":575.14,"confidence":0.99512476,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23349444568157196},{"word":"fortnight","start":575.14,"end":575.64,"confidence":0.9820073,"punctuated_word":"fortnight","sentiment":"neutral","sentiment_score":0.19972853362560272},{"word":"there","start":575.7,"end":575.86005,"confidence":0.84426594,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.13777723908424375},{"word":"about","start":575.86005,"end":576.225,"confidence":0.9448483,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12299368530511856},{"word":"5","start":576.225,"end":576.38495,"confidence":0.996795,"punctuated_word":"5","sentiment":"neutral","sentiment_score":0.1494956016540527},{"word":"to","start":576.38495,"end":576.545,"confidence":0.9883696,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09605738520622252},{"word":"$600","start":576.545,"end":578.065,"confidence":0.98618656,"punctuated_word":"$600.","sentiment":"neutral","sentiment_score":0.14993375539779663},{"word":"how","start":578.065,"end":578.185,"confidence":0.45151702,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.051423579454422},{"word":"what","start":578.305,"end":578.545,"confidence":0.9941749,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05272058770060539},{"word":"how","start":578.545,"end":578.785,"confidence":0.40418428,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.04807153344154358},{"word":"much","start":578.785,"end":578.94495,"confidence":0.9971697,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.07485724985599518},{"word":"do","start":578.94495,"end":579.185,"confidence":0.9985033,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05760908126831055},{"word":"you","start":579.185,"end":579.345,"confidence":0.9995183,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11205187439918518},{"word":"actually","start":579.345,"end":579.665,"confidence":0.9982337,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.124755859375},{"word":"earn","start":579.665,"end":580.065,"confidence":0.9805417,"punctuated_word":"earn?","sentiment":"neutral","sentiment_score":0.028684651479125023},{"word":"what","start":580.065,"end":580.225,"confidence":0.9791148,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.005701081827282906},{"word":"are","start":580.225,"end":580.38495,"confidence":0.99147934,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.009081078693270683},{"word":"you","start":580.38495,"end":580.785,"confidence":0.8135927,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0042891595512628555},{"word":"grossing","start":580.785,"end":581.285,"confidence":0.9854684,"punctuated_word":"grossing","sentiment":"neutral","sentiment_score":0.0009475285187363623},{"word":"or","start":581.345,"end":581.82495,"confidence":0.63943875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.000850217416882515},{"word":"what","start":581.90497,"end":582.14496,"confidence":0.9963038,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.008751500397920609},{"word":"is","start":582.14496,"end":582.305,"confidence":0.99831676,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.014459019526839256},{"word":"your","start":582.305,"end":582.46497,"confidence":0.99975437,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.006172286346554756},{"word":"income","start":582.46497,"end":582.785,"confidence":0.9999194,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.0012995749711990356},{"word":"at","start":582.785,"end":582.94495,"confidence":0.9995111,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.012877015396952627},{"word":"the","start":582.94495,"end":583.02496,"confidence":0.9996222,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00525587797164917},{"word":"moment","start":583.02496,"end":583.52496,"confidence":0.9998417,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.006824430078268051},{"word":"yep","start":600.88,"end":601.38,"confidence":0.8489635,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05061972141265869},{"word":"no","start":601.52,"end":602.0,"confidence":0.9288152,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.0020181015133857727},{"word":"that's","start":602.0,"end":602.39996,"confidence":0.9341012,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.01731456071138382},{"word":"yeah","start":602.8,"end":603.04,"confidence":0.97953415,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0544063001871109},{"word":"that's","start":603.04,"end":603.36,"confidence":0.99959254,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.047234803438186646},{"word":"okay","start":603.36,"end":603.86,"confidence":0.9794922,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.07468265295028687},{"word":"sorry","start":604.665,"end":605.165,"confidence":0.82837796,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.003628186881542206},{"word":"yep","start":606.825,"end":607.325,"confidence":0.8801134,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1700877547264099},{"word":"perfect","start":607.945,"end":608.445,"confidence":0.9990842,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.48321226239204407},{"word":"i'm","start":609.545,"end":609.785,"confidence":0.8701712,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.307478666305542},{"word":"still","start":609.785,"end":610.025,"confidence":0.34824696,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.35227715969085693},{"word":"at","start":610.025,"end":610.185,"confidence":0.27686667,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3428165316581726},{"word":"the","start":610.185,"end":610.505,"confidence":0.986166,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3743906915187836},{"word":"moment","start":610.505,"end":610.985,"confidence":0.8167122,"punctuated_word":"moment.","sentiment":"positive","sentiment_score":0.3432597517967224},{"word":"beautiful","start":610.985,"end":611.385,"confidence":0.9351247,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.528677761554718},{"word":"are","start":611.385,"end":611.625,"confidence":0.9995461,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.1391584277153015},{"word":"you","start":611.625,"end":611.785,"confidence":0.99967337,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18751412630081177},{"word":"living","start":611.785,"end":612.185,"confidence":0.99933964,"punctuated_word":"living","sentiment":"neutral","sentiment_score":0.19596658647060392},{"word":"with","start":612.185,"end":612.585,"confidence":0.9993216,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1584288477897644},{"word":"mom","start":612.585,"end":612.90497,"confidence":0.79674715,"punctuated_word":"mom?","sentiment":"neutral","sentiment_score":0.21429035067558289},{"word":"or","start":612.90497,"end":613.065,"confidence":0.9881612,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.037370551377534866},{"word":"yep","start":616.185,"end":616.5,"confidence":0.85589004,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11179296672344208},{"word":"yeah","start":628.9,"end":629.3,"confidence":0.9130591,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03001766093075275},{"word":"perfect","start":629.3,"end":629.8,"confidence":0.99403155,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.10093110054731368},{"word":"yep","start":632.795,"end":633.295,"confidence":0.8750205,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0172090046107769},{"word":"yep","start":640.47504,"end":640.97504,"confidence":0.98759043,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1117943525314331},{"word":"yeah","start":644.25,"end":644.41003,"confidence":0.87895274,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.001177515834569931},{"word":"yeah","start":644.41003,"end":644.81,"confidence":0.9989865,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026497315615415573},{"word":"absolutely","start":644.81,"end":645.31,"confidence":0.99937403,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.04724963754415512},{"word":"so","start":646.25,"end":646.65,"confidence":0.63184947,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.014628537930548193},{"word":"for","start":646.65,"end":646.97003,"confidence":0.97855216,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.013937216252088548},{"word":"address","start":646.97003,"end":647.21,"confidence":0.9756572,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.011762190610170364},{"word":"wise","start":647.21,"end":647.61005,"confidence":0.9863326,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.028650108724832535},{"word":"did","start":647.61005,"end":647.77,"confidence":0.99929214,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.02213910035789013},{"word":"you","start":647.77,"end":647.85004,"confidence":0.99991727,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023150933906435966},{"word":"want","start":647.85004,"end":648.01,"confidence":0.999684,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.012987332418560982},{"word":"us","start":648.01,"end":648.17004,"confidence":0.9995425,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.02208496257662773},{"word":"to","start":648.17004,"end":648.33,"confidence":0.9995499,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.028021764010190964},{"word":"use","start":648.33,"end":648.57,"confidence":0.99939215,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.02205223403871059},{"word":"your","start":648.57,"end":648.73004,"confidence":0.99984443,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.022583646699786183},{"word":"mom's","start":648.73004,"end":649.05005,"confidence":0.99426854,"punctuated_word":"mom's","sentiment":"neutral","sentiment_score":0.03623809665441513},{"word":"address","start":649.05005,"end":649.55005,"confidence":0.9997764,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.019290056079626083},{"word":"for","start":651.21,"end":651.45,"confidence":0.6219953,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.021784815937280655},{"word":"the","start":651.45,"end":651.61005,"confidence":0.99102753,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02861052937805653},{"word":"time","start":651.61005,"end":651.85004,"confidence":0.98269236,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03602944314479828},{"word":"being","start":651.85004,"end":652.25,"confidence":0.9954015,"punctuated_word":"being?","sentiment":"neutral","sentiment_score":0.042242296040058136},{"word":"perfect","start":652.25,"end":652.65,"confidence":0.9887705,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2224082946777344},{"word":"we","start":652.65,"end":652.81,"confidence":0.9995864,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.15868130326271057},{"word":"can","start":652.81,"end":652.97003,"confidence":0.99989283,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1629033237695694},{"word":"do","start":652.97003,"end":653.13,"confidence":0.9999186,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1526322215795517},{"word":"that","start":653.13,"end":653.37,"confidence":0.99756706,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1706874668598175},{"word":"not","start":653.37,"end":653.53,"confidence":0.9997894,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.20524249970912933},{"word":"a","start":653.53,"end":653.69,"confidence":0.9998479,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11394074559211732},{"word":"problem","start":653.69,"end":654.09,"confidence":0.99997866,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.11861111223697662},{"word":"at","start":654.09,"end":654.25,"confidence":0.9998254,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1036718338727951},{"word":"all","start":654.25,"end":654.73004,"confidence":0.99703544,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.1344110667705536},{"word":"and","start":654.73004,"end":654.89,"confidence":0.9775189,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06089504808187485},{"word":"can","start":654.89,"end":655.05005,"confidence":0.9997905,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05849074572324753},{"word":"i","start":655.05005,"end":655.21,"confidence":0.9999256,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05111124366521835},{"word":"grab","start":655.21,"end":655.45,"confidence":0.99132395,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.0585799403488636},{"word":"an","start":655.45,"end":655.69,"confidence":0.9996805,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.03783072531223297},{"word":"email","start":655.69,"end":656.01,"confidence":0.999974,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.0205089058727026},{"word":"address","start":656.01,"end":656.33,"confidence":0.9997613,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.017610540613532066},{"word":"off","start":656.33,"end":656.49,"confidence":0.60927266,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.020842012017965317},{"word":"you","start":656.49,"end":656.65,"confidence":0.9679347,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025693129748106003},{"word":"as","start":656.65,"end":656.81,"confidence":0.9998394,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.039341263473033905},{"word":"well","start":656.81,"end":657.05005,"confidence":0.9979001,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.011405239813029766},{"word":"i","start":657.05005,"end":657.13,"confidence":0.9997782,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1187635287642479},{"word":"don't","start":657.13,"end":657.37,"confidence":0.999899,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10953135788440704},{"word":"believe","start":657.37,"end":657.69,"confidence":0.99907047,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.11034594476222992},{"word":"i","start":657.69,"end":657.85004,"confidence":0.99948514,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1105065569281578},{"word":"have","start":657.85004,"end":658.09,"confidence":0.9998417,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10979700088500977},{"word":"one","start":658.09,"end":658.25,"confidence":0.9962937,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.12293212860822678},{"word":"here","start":658.25,"end":658.41003,"confidence":0.74522424,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.1090756207704544},{"word":"i'm","start":658.41003,"end":658.57,"confidence":0.9525895,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08941727131605148},{"word":"sorry","start":658.57,"end":658.81,"confidence":0.73888147,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.08243858814239502},{"word":"oh","start":658.81,"end":658.995,"confidence":0.77862424,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.04167865961790085},{"word":"actually","start":659.15497,"end":659.315,"confidence":0.9824258,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.03642362356185913},{"word":"i","start":659.315,"end":659.475,"confidence":0.9998523,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.036867693066596985},{"word":"do","start":659.475,"end":659.595,"confidence":0.99860585,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.026405179873108864},{"word":"i'm","start":659.595,"end":659.71497,"confidence":0.9998789,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.047569580376148224},{"word":"so","start":659.71497,"end":659.955,"confidence":0.99726945,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0670928955078125},{"word":"sorry","start":659.955,"end":660.195,"confidence":0.98975325,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.07399962842464447},{"word":"it's","start":660.195,"end":660.275,"confidence":0.99511427,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.06522388011217117},{"word":"in","start":660.275,"end":660.435,"confidence":0.95928293,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06114689260721207},{"word":"the","start":660.435,"end":660.515,"confidence":0.99516773,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06775905191898346},{"word":"wrong","start":660.515,"end":660.675,"confidence":0.9999465,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.0418190136551857},{"word":"section","start":660.675,"end":660.995,"confidence":0.9996412,"punctuated_word":"section.","sentiment":"neutral","sentiment_score":-0.06675496697425842},{"word":"it","start":660.995,"end":661.235,"confidence":0.9994622,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.03577292710542679},{"word":"is","start":661.235,"end":661.735,"confidence":0.9992913,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03408396616578102},{"word":"cobill310807@gmail.com","start":662.035,"end":665.71497,"confidence":0.95057774,"punctuated_word":"cobill310807@gmail.com.","sentiment":"neutral","sentiment_score":-0.026554882526397705},{"word":"is","start":665.71497,"end":665.875,"confidence":0.99989665,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.010903134942054749},{"word":"that","start":665.875,"end":666.035,"confidence":0.9999831,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.021367423236370087},{"word":"right","start":666.035,"end":666.535,"confidence":0.99993026,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":-0.021751780062913895},{"word":"yeah","start":668.115,"end":668.435,"confidence":0.80305886,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03586435317993164},{"word":"perfect","start":668.435,"end":668.915,"confidence":0.9993303,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.090426467359066},{"word":"i","start":668.915,"end":669.075,"confidence":0.99524224,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03304987773299217},{"word":"do","start":669.075,"end":669.235,"confidence":0.9995703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03841762989759445},{"word":"apologize","start":669.235,"end":669.71497,"confidence":0.982608,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.045590631663799286},{"word":"it's","start":669.71497,"end":669.875,"confidence":0.89239943,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.03821185231208801},{"word":"in","start":669.875,"end":669.955,"confidence":0.9707244,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03570098802447319},{"word":"a","start":669.955,"end":670.115,"confidence":0.99512595,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03402846306562424},{"word":"different","start":670.115,"end":670.435,"confidence":0.99949706,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.0293012373149395},{"word":"area","start":670.435,"end":670.935,"confidence":0.9912261,"punctuated_word":"area.","sentiment":"neutral","sentiment_score":-0.017077717930078506},{"word":"there","start":670.995,"end":671.15497,"confidence":0.99925286,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.003646623343229294},{"word":"we","start":671.15497,"end":671.395,"confidence":0.9997862,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.009567290544509888},{"word":"go","start":671.395,"end":671.795,"confidence":0.99968386,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.058338265866041183},{"word":"lovely","start":671.795,"end":672.295,"confidence":0.9969257,"punctuated_word":"Lovely.","sentiment":"neutral","sentiment_score":0.22872906923294067},{"word":"and","start":672.63995,"end":672.88,"confidence":0.988277,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.053077489137649536},{"word":"what","start":672.88,"end":672.95996,"confidence":0.99718493,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.039166875183582306},{"word":"do","start":672.95996,"end":673.12,"confidence":0.9881095,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03179381787776947},{"word":"you","start":673.12,"end":673.19995,"confidence":0.99849594,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06219593808054924},{"word":"do","start":673.19995,"end":673.44,"confidence":0.9995511,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05534396693110466},{"word":"for","start":673.44,"end":673.51996,"confidence":0.99942124,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05334022268652916},{"word":"work","start":673.51996,"end":673.76,"confidence":0.99907553,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.02026649564504623},{"word":"at","start":673.76,"end":673.92,"confidence":0.84667057,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02167198807001114},{"word":"the","start":673.92,"end":674.0,"confidence":0.9231407,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.032168902456760406},{"word":"or","start":674.07996,"end":674.24,"confidence":0.99593663,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.038363877683877945},{"word":"what","start":674.24,"end":674.32,"confidence":0.9974445,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06130126491189003},{"word":"are","start":674.32,"end":674.39996,"confidence":0.6156998,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04478949680924416},{"word":"you","start":674.39996,"end":674.63995,"confidence":0.9979151,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06867372244596481},{"word":"planning","start":674.63995,"end":674.88,"confidence":0.6058944,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.039168450981378555},{"word":"what","start":674.95996,"end":675.12,"confidence":0.9984705,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.043675120919942856},{"word":"are","start":675.12,"end":675.19995,"confidence":0.998268,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.043275751173496246},{"word":"you","start":675.19995,"end":675.27997,"confidence":0.9992914,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05620007961988449},{"word":"gonna","start":675.27997,"end":675.6,"confidence":0.9979527,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.04994381964206696},{"word":"be","start":675.6,"end":675.68,"confidence":0.99918085,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04873522371053696},{"word":"doing","start":675.68,"end":675.92,"confidence":0.99990845,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.06497623771429062},{"word":"for","start":675.92,"end":676.07996,"confidence":0.9995875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.028403140604496},{"word":"work","start":676.07996,"end":676.48,"confidence":0.9995884,"punctuated_word":"work?","sentiment":"neutral","sentiment_score":0.01973036676645279},{"word":"what's","start":676.48,"end":676.72,"confidence":0.9997512,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":0.00944292452186346},{"word":"your","start":676.72,"end":676.88,"confidence":0.999348,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.001043066382408142},{"word":"main","start":676.88,"end":677.12,"confidence":0.9996475,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.001572202891111374},{"word":"occupation","start":677.12,"end":677.62,"confidence":0.99920374,"punctuated_word":"occupation?","sentiment":"neutral","sentiment_score":0.004550013691186905},{"word":"yep","start":688.0,"end":688.335,"confidence":0.9836294,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.035638853907585144},{"word":"okay","start":692.015,"end":692.515,"confidence":0.9901915,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04131610319018364},{"word":"yeah","start":694.255,"end":694.655,"confidence":0.97833055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11017747223377228},{"word":"perfect","start":694.655,"end":695.155,"confidence":0.98240495,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.11568563431501389},{"word":"oh","start":700.015,"end":700.515,"confidence":0.81496906,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.26774951815605164},{"word":"oh","start":700.71,"end":700.87,"confidence":0.63265777,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5741690397262573},{"word":"fantastic","start":700.87,"end":701.27,"confidence":0.981475,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.7399681806564331},{"word":"they've","start":701.27,"end":701.59,"confidence":0.86155903,"punctuated_word":"They've","sentiment":"positive","sentiment_score":0.5573720335960388},{"word":"already","start":701.59,"end":701.75,"confidence":0.99652964,"punctuated_word":"already","sentiment":"positive","sentiment_score":0.5284110307693481},{"word":"offered","start":701.75,"end":702.07,"confidence":0.99791497,"punctuated_word":"offered","sentiment":"positive","sentiment_score":0.4935706853866577},{"word":"you","start":702.07,"end":702.23004,"confidence":0.99905735,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4059526026248932},{"word":"the","start":702.23004,"end":702.31,"confidence":0.99880004,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4403485953807831},{"word":"role","start":702.31,"end":702.55005,"confidence":0.97619957,"punctuated_word":"role","sentiment":"positive","sentiment_score":0.43277621269226074},{"word":"you've","start":702.55005,"end":702.87,"confidence":0.9364615,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.336627721786499},{"word":"accepted","start":702.87,"end":703.37,"confidence":0.8507739,"punctuated_word":"accepted","sentiment":"positive","sentiment_score":0.4311474561691284},{"word":"already","start":703.43,"end":703.75,"confidence":0.30641836,"punctuated_word":"already","sentiment":"positive","sentiment_score":0.4215126633644104},{"word":"to","start":703.75,"end":703.91003,"confidence":0.99829346,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3871440589427948},{"word":"go","start":703.91003,"end":704.41003,"confidence":0.903513,"punctuated_word":"go?","sentiment":"positive","sentiment_score":0.3606710433959961},{"word":"oh","start":706.15,"end":706.31,"confidence":0.95095813,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4886235296726227},{"word":"congratulations","start":706.31,"end":706.81,"confidence":0.99866116,"punctuated_word":"congratulations.","sentiment":"positive","sentiment_score":0.6486693620681763},{"word":"so","start":710.31,"end":710.47003,"confidence":0.69241333,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08225682377815247},{"word":"there's","start":710.47003,"end":710.71,"confidence":0.83524704,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.08231852203607559},{"word":"a","start":710.71,"end":710.79004,"confidence":0.9949804,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03925299644470215},{"word":"lot","start":710.79004,"end":711.03,"confidence":0.99965703,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.027842335402965546},{"word":"of","start":711.03,"end":711.53,"confidence":0.9982571,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.019482621923089027},{"word":"you're","start":711.83,"end":712.07,"confidence":0.9715315,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04838693141937256},{"word":"right","start":712.07,"end":712.31,"confidence":0.9340918,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.03985091298818588},{"word":"sorry","start":712.31,"end":712.81,"confidence":0.9951862,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.13201165199279785},{"word":"oops","start":714.87,"end":715.215,"confidence":0.8546053,"punctuated_word":"Oops.","sentiment":"neutral","sentiment_score":-0.07654833793640137},{"word":"yeah","start":715.215,"end":715.715,"confidence":0.88667095,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02292393520474434},{"word":"absolutely","start":721.135,"end":721.635,"confidence":0.9313048,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.02114306017756462},{"word":"i","start":722.335,"end":722.41504,"confidence":0.9301694,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008393403142690659},{"word":"think","start":722.41504,"end":722.655,"confidence":0.9998568,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.010702945291996002},{"word":"what","start":722.655,"end":722.895,"confidence":0.871545,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.005563747137784958},{"word":"they","start":722.895,"end":723.135,"confidence":0.6267898,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.00877896137535572},{"word":"say","start":723.135,"end":723.375,"confidence":0.9520913,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.02777187153697014},{"word":"in","start":723.375,"end":723.455,"confidence":0.9918326,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02655645832419395},{"word":"the","start":723.455,"end":723.61505,"confidence":0.9977544,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023925337940454483},{"word":"hospitality","start":723.61505,"end":724.11505,"confidence":0.99984217,"punctuated_word":"hospitality","sentiment":"neutral","sentiment_score":0.0005520842969417572},{"word":"industry","start":724.255,"end":724.755,"confidence":0.97757685,"punctuated_word":"industry,","sentiment":"neutral","sentiment_score":0.014418460428714752},{"word":"you","start":724.815,"end":725.135,"confidence":0.99941635,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0031145811080932617},{"word":"make","start":725.135,"end":725.375,"confidence":0.9998165,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.001581419259309769},{"word":"more","start":725.375,"end":725.695,"confidence":0.9996952,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.011483017355203629},{"word":"money","start":725.695,"end":726.015,"confidence":0.99981195,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.014420609921216965},{"word":"when","start":726.015,"end":726.335,"confidence":0.99922943,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.01786798983812332},{"word":"others","start":726.335,"end":726.655,"confidence":0.9987212,"punctuated_word":"others","sentiment":"neutral","sentiment_score":-0.04046296700835228},{"word":"aren't","start":726.655,"end":726.97504,"confidence":0.99963987,"punctuated_word":"aren't","sentiment":"neutral","sentiment_score":-0.01709584705531597},{"word":"working","start":726.97504,"end":727.47504,"confidence":0.9302261,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.027632782235741615},{"word":"especially","start":727.61505,"end":728.015,"confidence":0.99955326,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.015610545873641968},{"word":"with","start":728.015,"end":728.41504,"confidence":0.9931246,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.03585796058177948},{"word":"you","start":728.41504,"end":728.575,"confidence":0.9843016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.030740760266780853},{"word":"know","start":728.575,"end":729.03,"confidence":0.99356866,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03411494940519333},{"word":"office","start":729.19,"end":729.51,"confidence":0.9816458,"punctuated_word":"office","sentiment":"neutral","sentiment_score":-0.00606648251414299},{"word":"workers","start":729.51,"end":730.01,"confidence":0.9301226,"punctuated_word":"workers.","sentiment":"neutral","sentiment_score":-0.02325823530554771},{"word":"work","start":731.91003,"end":732.15,"confidence":0.9940719,"punctuated_word":"Work","sentiment":"neutral","sentiment_score":-0.01034407690167427},{"word":"when","start":732.15,"end":732.39,"confidence":0.9974208,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.00921122170984745},{"word":"they're","start":732.39,"end":732.63,"confidence":0.9930854,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.002773229032754898},{"word":"not","start":732.63,"end":732.95,"confidence":0.95786744,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.009065951220691204},{"word":"that's","start":732.95,"end":733.27,"confidence":0.9996793,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.374043345451355},{"word":"perfect","start":733.27,"end":733.77,"confidence":0.99935275,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.3523060381412506},{"word":"so","start":733.83,"end":733.99005,"confidence":0.9993642,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16737481951713562},{"word":"there's","start":733.99005,"end":734.23004,"confidence":0.5945856,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.18776218593120575},{"word":"a","start":734.23004,"end":734.39,"confidence":0.487936,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18068352341651917},{"word":"be","start":734.39,"end":734.47003,"confidence":0.8092475,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17534758150577545},{"word":"a","start":734.47003,"end":734.55005,"confidence":0.97476023,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16702815890312195},{"word":"lot","start":734.55005,"end":734.79004,"confidence":0.99953425,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.1870601922273636},{"word":"of","start":734.79004,"end":734.95,"confidence":0.9974572,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19912123680114743},{"word":"night","start":734.95,"end":735.19,"confidence":0.85636103,"punctuated_word":"night","sentiment":"neutral","sentiment_score":0.19633883237838745},{"word":"work","start":735.19,"end":735.43005,"confidence":0.92928207,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.1590995043516159},{"word":"in","start":735.43005,"end":735.51,"confidence":0.997072,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.197641521692276},{"word":"that","start":735.51,"end":735.75,"confidence":0.99698156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1876358687877655},{"word":"for","start":735.75,"end":735.91003,"confidence":0.99897385,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22046272456645968},{"word":"you","start":735.91003,"end":736.23004,"confidence":0.9557884,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.17744377255439758},{"word":"you'd","start":736.23004,"end":736.39,"confidence":0.9342688,"punctuated_word":"You'd","sentiment":"neutral","sentiment_score":0.16553911566734314},{"word":"be","start":736.39,"end":736.55005,"confidence":0.99902153,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17301443219184875},{"word":"doing","start":736.55005,"end":736.71,"confidence":0.99954104,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.2130369544029236},{"word":"a","start":736.71,"end":736.79004,"confidence":0.9981824,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1883770078420639},{"word":"lot","start":736.79004,"end":736.95,"confidence":0.9988778,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.17395299673080444},{"word":"of","start":736.95,"end":737.11005,"confidence":0.9723436,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18767251074314115},{"word":"nights","start":737.11005,"end":737.35004,"confidence":0.99299836,"punctuated_word":"nights","sentiment":"neutral","sentiment_score":0.20049624145030975},{"word":"and","start":737.35004,"end":737.59,"confidence":0.98572296,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15708279609680176},{"word":"weekends","start":737.59,"end":738.09,"confidence":0.99880624,"punctuated_word":"weekends","sentiment":"neutral","sentiment_score":0.1978683769702911},{"word":"and","start":738.23004,"end":738.39,"confidence":0.57226086,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08431170880794525},{"word":"yep","start":744.525,"end":745.025,"confidence":0.739282,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.31768593192100525},{"word":"yeah","start":751.645,"end":752.145,"confidence":0.8590994,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07986124604940414},{"word":"yep","start":752.525,"end":753.025,"confidence":0.9251123,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0566626712679863},{"word":"yeah","start":754.125,"end":754.445,"confidence":0.9042862,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09725598990917206},{"word":"perfect","start":754.445,"end":754.945,"confidence":0.9967109,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4073176980018616},{"word":"perfect","start":755.005,"end":755.405,"confidence":0.9952744,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.31888526678085327},{"word":"so","start":755.405,"end":755.565,"confidence":0.99833244,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.119474895298481},{"word":"you","start":755.565,"end":755.725,"confidence":0.99965477,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08155089616775513},{"word":"said","start":755.725,"end":755.885,"confidence":0.99935716,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.1024055927991867},{"word":"you're","start":755.885,"end":756.045,"confidence":0.9897859,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0858522579073906},{"word":"starting","start":756.045,"end":756.365,"confidence":0.9010563,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.09955985099077223},{"word":"uni","start":756.365,"end":756.685,"confidence":0.98483664,"punctuated_word":"uni","sentiment":"neutral","sentiment_score":0.10755890607833862},{"word":"as","start":756.685,"end":756.84503,"confidence":0.999765,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09964219480752944},{"word":"well","start":756.84503,"end":757.005,"confidence":0.9903136,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.09212611615657806},{"word":"what","start":757.005,"end":757.165,"confidence":0.9997459,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.032752588391304016},{"word":"are","start":757.165,"end":757.325,"confidence":0.9974759,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0525226816534996},{"word":"you","start":757.325,"end":757.485,"confidence":0.99912757,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.051677405834198},{"word":"studying","start":757.485,"end":757.805,"confidence":0.9461078,"punctuated_word":"studying","sentiment":"neutral","sentiment_score":0.09912227094173431},{"word":"at","start":757.805,"end":757.965,"confidence":0.9950936,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05189494416117668},{"word":"uni","start":757.965,"end":758.465,"confidence":0.99856156,"punctuated_word":"uni?","sentiment":"neutral","sentiment_score":0.06177961826324463},{"word":"perfect","start":762.36005,"end":762.86005,"confidence":0.9952199,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.19182127714157104},{"word":"are","start":763.96,"end":764.2,"confidence":0.98570025,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.03733622282743454},{"word":"you","start":764.2,"end":764.44,"confidence":0.9996344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04508174583315849},{"word":"just","start":764.44,"end":764.76,"confidence":0.9997938,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.057154711335897446},{"word":"starting","start":764.76,"end":765.24,"confidence":0.9990159,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.030761495232582092},{"word":"or","start":765.24,"end":765.56,"confidence":0.9890322,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06152913719415665},{"word":"partway","start":765.56,"end":766.04004,"confidence":0.8845179,"punctuated_word":"partway","sentiment":"neutral","sentiment_score":0.0775739848613739},{"word":"through","start":766.04004,"end":766.36005,"confidence":0.9984017,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.08296437561511993},{"word":"that","start":766.36005,"end":766.52,"confidence":0.9998479,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09607699513435364},{"word":"one","start":766.52,"end":767.02,"confidence":0.99967855,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":0.06606711447238922},{"word":"yep","start":769.4,"end":769.9,"confidence":0.99698186,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1655551642179489},{"word":"perfect","start":770.04004,"end":770.54004,"confidence":0.99984145,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.389671266078949},{"word":"well","start":770.97504,"end":771.29504,"confidence":0.99712443,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.384924590587616},{"word":"i","start":771.29504,"end":771.375,"confidence":0.98184836,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4894834458827973},{"word":"hope","start":771.375,"end":771.615,"confidence":0.9989988,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.5889517664909363},{"word":"that","start":771.615,"end":771.85504,"confidence":0.99984765,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5378243327140808},{"word":"all","start":771.85504,"end":772.015,"confidence":0.9998191,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.5034494400024414},{"word":"goes","start":772.015,"end":772.255,"confidence":0.9997545,"punctuated_word":"goes","sentiment":"positive","sentiment_score":0.50461745262146},{"word":"really","start":772.255,"end":772.495,"confidence":0.9998062,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4468684792518616},{"word":"well","start":772.495,"end":772.815,"confidence":0.9999378,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.49837183952331543},{"word":"for","start":772.815,"end":773.055,"confidence":0.99982053,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5428882241249084},{"word":"you","start":773.055,"end":773.215,"confidence":0.9996151,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.46564269065856934},{"word":"i","start":773.215,"end":773.375,"confidence":0.992126,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3803419768810272},{"word":"remember","start":773.375,"end":773.695,"confidence":0.9994618,"punctuated_word":"remember","sentiment":"positive","sentiment_score":0.4111003577709198},{"word":"my","start":773.695,"end":773.935,"confidence":0.99969673,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.45671969652175903},{"word":"uni","start":773.935,"end":774.41504,"confidence":0.9892765,"punctuated_word":"uni","sentiment":"positive","sentiment_score":0.484872043132782},{"word":"experiences","start":774.41504,"end":774.91504,"confidence":0.9693651,"punctuated_word":"experiences,","sentiment":"positive","sentiment_score":0.4046451151371002},{"word":"and","start":775.215,"end":775.715,"confidence":0.9998313,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.41084080934524536},{"word":"i","start":775.85504,"end":776.09503,"confidence":0.99982446,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5283100605010986},{"word":"really","start":776.09503,"end":776.335,"confidence":0.9997472,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6105512380599976},{"word":"enjoyed","start":776.335,"end":776.815,"confidence":0.99669516,"punctuated_word":"enjoyed","sentiment":"positive","sentiment_score":0.6028381586074829},{"word":"studying","start":776.815,"end":777.29504,"confidence":0.999892,"punctuated_word":"studying","sentiment":"positive","sentiment_score":0.6583419442176819},{"word":"and","start":777.29504,"end":777.455,"confidence":0.9990658,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5812946557998657},{"word":"learning","start":777.455,"end":777.775,"confidence":0.9999187,"punctuated_word":"learning","sentiment":"positive","sentiment_score":0.6180868744850159},{"word":"something","start":777.775,"end":778.09503,"confidence":0.9994623,"punctuated_word":"something.","sentiment":"positive","sentiment_score":0.4827684760093689},{"word":"i","start":778.09503,"end":778.17505,"confidence":0.99974555,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3841623067855835},{"word":"think","start":778.17505,"end":778.41504,"confidence":0.99995995,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.4079040288925171},{"word":"when","start":778.41504,"end":778.575,"confidence":0.9969265,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.4106666147708893},{"word":"you're","start":778.575,"end":778.73505,"confidence":0.99914145,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.44223153591156006},{"word":"learning","start":778.73505,"end":779.23505,"confidence":0.999376,"punctuated_word":"learning","sentiment":"positive","sentiment_score":0.4889751970767975},{"word":"or","start":779.375,"end":779.53503,"confidence":0.99547344,"punctuated_word":"or","sentiment":"positive","sentiment_score":0.4405350983142853},{"word":"working","start":779.53503,"end":779.935,"confidence":0.9975647,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.4017129838466644},{"word":"in","start":779.935,"end":780.09503,"confidence":0.99867344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.46087902784347534},{"word":"the","start":780.09503,"end":780.17505,"confidence":0.9867134,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4890890419483185},{"word":"area","start":780.17505,"end":780.41504,"confidence":0.99974746,"punctuated_word":"area","sentiment":"positive","sentiment_score":0.5154414772987366},{"word":"that","start":780.41504,"end":780.655,"confidence":0.99949574,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5253202319145203},{"word":"you","start":780.655,"end":780.895,"confidence":0.9998627,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5050994157791138},{"word":"love","start":780.895,"end":781.29504,"confidence":0.99882084,"punctuated_word":"love,","sentiment":"positive","sentiment_score":0.47926509380340576},{"word":"it","start":781.29504,"end":781.53503,"confidence":0.9996911,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.508967399597168},{"word":"becomes","start":781.53503,"end":782.015,"confidence":0.99937844,"punctuated_word":"becomes","sentiment":"positive","sentiment_score":0.5041019916534424},{"word":"more","start":782.015,"end":782.335,"confidence":0.9995499,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.48223844170570374},{"word":"exciting","start":782.335,"end":782.73505,"confidence":0.73339736,"punctuated_word":"exciting,","sentiment":"positive","sentiment_score":0.4940762519836426},{"word":"and","start":782.73505,"end":782.895,"confidence":0.9997483,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.49273040890693665},{"word":"you","start":782.895,"end":783.135,"confidence":0.99991727,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.49721312522888184},{"word":"wanna","start":783.135,"end":783.455,"confidence":0.9934911,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.5360077023506165},{"word":"learn","start":783.455,"end":783.695,"confidence":0.999343,"punctuated_word":"learn","sentiment":"positive","sentiment_score":0.5179282426834106},{"word":"more","start":783.695,"end":783.85504,"confidence":0.9994185,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4060753881931305},{"word":"and","start":783.85504,"end":784.015,"confidence":0.4966872,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.41001319885253906},{"word":"you're","start":784.015,"end":784.335,"confidence":0.9786304,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.43360596895217896},{"word":"more","start":784.335,"end":784.495,"confidence":0.99951947,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.3439391553401947},{"word":"into","start":784.495,"end":784.815,"confidence":0.9990243,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.47865429520606995},{"word":"it","start":784.815,"end":785.07,"confidence":0.98063797,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.399338573217392},{"word":"so","start":785.15,"end":785.47003,"confidence":0.83339894,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.3835534453392029},{"word":"hopefully","start":785.47003,"end":785.97003,"confidence":0.9995434,"punctuated_word":"hopefully,","sentiment":"positive","sentiment_score":0.5029085874557495},{"word":"that","start":786.03,"end":786.27,"confidence":0.99968576,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.495507299900055},{"word":"works","start":786.27,"end":786.51,"confidence":0.86066234,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.487905353307724},{"word":"out","start":786.51,"end":786.67,"confidence":0.9259538,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.5309857130050659},{"word":"well","start":786.67,"end":786.99,"confidence":0.9997681,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.4708402752876282},{"word":"for","start":786.99,"end":787.15,"confidence":0.9997341,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4789721667766571},{"word":"you","start":787.15,"end":787.65,"confidence":0.99934876,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.37339985370635986},{"word":"yeah","start":803.115,"end":803.615,"confidence":0.8846554,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0266319140791893},{"word":"yep","start":803.675,"end":804.075,"confidence":0.7888812,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.014583549462258816},{"word":"no","start":804.075,"end":804.315,"confidence":0.9915626,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.018985072150826458},{"word":"that's","start":804.315,"end":804.555,"confidence":0.9997673,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.009536812081933022},{"word":"okay","start":804.555,"end":805.055,"confidence":0.9997068,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.14670330286026},{"word":"that's","start":805.755,"end":805.995,"confidence":0.9909711,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2076117247343063},{"word":"what","start":805.995,"end":806.235,"confidence":0.99914217,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.21068638563156128},{"word":"we're","start":806.235,"end":806.475,"confidence":0.99981713,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.30033156275749207},{"word":"here","start":806.475,"end":806.635,"confidence":0.9997029,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.34557002782821655},{"word":"to","start":806.635,"end":806.795,"confidence":0.9997769,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.349045991897583},{"word":"help","start":806.795,"end":807.115,"confidence":0.9999758,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.413299173116684},{"word":"you","start":807.115,"end":807.27496,"confidence":0.9997992,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4226827621459961},{"word":"with","start":807.27496,"end":807.515,"confidence":0.9800894,"punctuated_word":"with,","sentiment":"positive","sentiment_score":0.38530951738357544},{"word":"and","start":807.515,"end":807.755,"confidence":0.9997583,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.44140759110450745},{"word":"i","start":807.755,"end":807.915,"confidence":0.9999516,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5908558368682861},{"word":"can","start":807.915,"end":808.15497,"confidence":0.999954,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5439587235450745},{"word":"absolutely","start":808.15497,"end":808.635,"confidence":0.99977726,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.6241787075996399},{"word":"help","start":808.635,"end":808.875,"confidence":0.99990547,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.617356538772583},{"word":"you","start":808.875,"end":809.035,"confidence":0.9320884,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.08804057538509369},{"word":"just","start":809.035,"end":809.195,"confidence":0.79659045,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.09903430938720705},{"word":"as","start":809.195,"end":809.355,"confidence":0.32557142,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09296895563602448},{"word":"looking","start":809.355,"end":809.675,"confidence":0.98748904,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.10528741031885148},{"word":"at","start":809.675,"end":809.755,"confidence":0.99862444,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12075283378362656},{"word":"things","start":809.755,"end":810.075,"confidence":0.99915206,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.15172763168811798},{"word":"at","start":810.075,"end":810.235,"confidence":0.9910829,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08136177808046341},{"word":"the","start":810.235,"end":810.315,"confidence":0.99955326,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08793601393699646},{"word":"moment","start":810.315,"end":810.815,"confidence":0.98774016,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.10978371649980544},{"word":"you've","start":811.23,"end":811.47,"confidence":0.99888444,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09023149311542512},{"word":"got","start":811.47,"end":811.63,"confidence":0.9999697,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.14429163932800293},{"word":"your","start":811.63,"end":811.87,"confidence":0.9992654,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1367698609828949},{"word":"goals","start":811.87,"end":812.19,"confidence":0.9461603,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.1004807874560356},{"word":"there","start":812.19,"end":812.35,"confidence":0.9816155,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.12958469986915588},{"word":"of","start":812.35,"end":812.51,"confidence":0.9846335,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15749497711658478},{"word":"the","start":812.51,"end":812.67,"confidence":0.9993569,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1451646387577057},{"word":"investment","start":812.67,"end":813.14996,"confidence":0.9953922,"punctuated_word":"investment.","sentiment":"neutral","sentiment_score":0.09388256818056108},{"word":"we're","start":813.14996,"end":813.39,"confidence":0.99981904,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.12897323071956637},{"word":"looking","start":813.39,"end":813.63,"confidence":0.9999441,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1355476677417755},{"word":"at","start":813.63,"end":813.79,"confidence":0.9997551,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13137668371200562},{"word":"a","start":813.79,"end":813.95,"confidence":0.9988495,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14586800336837769},{"word":"seven","start":813.95,"end":814.27,"confidence":0.9718803,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.09223472326993942},{"word":"year","start":814.27,"end":814.51,"confidence":0.9843568,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.08069580048322678},{"word":"time","start":814.51,"end":814.83,"confidence":0.99943835,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.09885972738265993},{"word":"horizon","start":814.83,"end":815.33,"confidence":0.99952936,"punctuated_word":"horizon","sentiment":"neutral","sentiment_score":0.12159200012683868},{"word":"to","start":815.95,"end":816.19,"confidence":0.9780261,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.148181214928627},{"word":"save","start":816.19,"end":816.51,"confidence":0.99933594,"punctuated_word":"save","sentiment":"neutral","sentiment_score":0.10463778674602509},{"word":"up","start":816.51,"end":816.67,"confidence":0.9912553,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12637391686439514},{"word":"for","start":816.67,"end":816.83,"confidence":0.9997888,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17127402126789093},{"word":"a","start":816.83,"end":816.99,"confidence":0.9970969,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16938960552215576},{"word":"house","start":816.99,"end":817.31,"confidence":0.99970645,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.15428012609481812},{"word":"deposit","start":817.31,"end":817.81,"confidence":0.999655,"punctuated_word":"deposit.","sentiment":"neutral","sentiment_score":0.12321718037128448},{"word":"you","start":818.27,"end":818.51,"confidence":0.9845307,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.13298280537128448},{"word":"have","start":818.51,"end":818.67,"confidence":0.99966323,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11898684501647948},{"word":"about","start":818.67,"end":819.07,"confidence":0.9951519,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12418360263109209},{"word":"7,000","start":819.07,"end":820.05,"confidence":0.9997587,"punctuated_word":"7,000","sentiment":"neutral","sentiment_score":0.15026269853115082},{"word":"in","start":820.35,"end":820.67,"confidence":0.9977654,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1452474296092987},{"word":"savings","start":820.67,"end":821.14996,"confidence":0.9965866,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":0.099718376994133},{"word":"is","start":821.14996,"end":821.39,"confidence":0.9995685,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.07624627649784088},{"word":"that","start":821.39,"end":821.55,"confidence":0.99994934,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1266573965549469},{"word":"still","start":821.55,"end":821.87,"confidence":0.99776304,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.07233260571956635},{"word":"right","start":821.87,"end":822.02997,"confidence":0.8568665,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":0.08909224718809128},{"word":"or","start":822.02997,"end":822.19,"confidence":0.99982005,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04863914102315903},{"word":"has","start":822.19,"end":822.35,"confidence":0.89131314,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.0349399596452713},{"word":"that","start":822.35,"end":822.58997,"confidence":0.9995896,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0970243364572525},{"word":"changed","start":822.58997,"end":822.99,"confidence":0.9960665,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.05365010350942612},{"word":"since","start":822.99,"end":823.31,"confidence":0.99930847,"punctuated_word":"since","sentiment":"neutral","sentiment_score":0.0954137071967125},{"word":"you","start":823.31,"end":823.55,"confidence":0.99887806,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.051438912749290466},{"word":"last","start":823.55,"end":823.79,"confidence":0.99748874,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.027383876964449883},{"word":"spoke","start":823.79,"end":824.11,"confidence":0.99874437,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.050871022045612335},{"word":"to","start":824.11,"end":824.27,"confidence":0.9993198,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06101044267416},{"word":"us","start":824.27,"end":824.715,"confidence":0.9918769,"punctuated_word":"us?","sentiment":"neutral","sentiment_score":0.056836020201444626},{"word":"yep","start":835.35504,"end":835.85504,"confidence":0.9993327,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03380320966243744},{"word":"yep","start":836.395,"end":836.715,"confidence":0.998762,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0801318809390068},{"word":"that's","start":836.715,"end":837.03503,"confidence":0.9997148,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2271782159805298},{"word":"okay","start":837.03503,"end":837.515,"confidence":0.99942416,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.25470805168151855},{"word":"not","start":837.515,"end":837.755,"confidence":0.99982953,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.4005136489868164},{"word":"a","start":837.755,"end":837.91504,"confidence":0.9997806,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3432791829109192},{"word":"problem","start":837.91504,"end":838.23505,"confidence":0.9999596,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.3893396556377411},{"word":"at","start":838.23505,"end":838.395,"confidence":0.996903,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.38308942317962646},{"word":"all","start":838.395,"end":838.55505,"confidence":0.99657243,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.4095988869667053},{"word":"so","start":838.55505,"end":838.79504,"confidence":0.9949909,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3739603459835053},{"word":"6,000","start":838.79504,"end":839.515,"confidence":0.9982436,"punctuated_word":"6,000","sentiment":"positive","sentiment_score":0.376603901386261},{"word":"that","start":839.515,"end":839.67505,"confidence":0.99934334,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3873460590839386},{"word":"we","start":839.67505,"end":839.835,"confidence":0.999845,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.42735928297042847},{"word":"can","start":839.835,"end":840.27,"confidence":0.99980587,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.42277926206588745},{"word":"use","start":840.43,"end":840.67004,"confidence":0.9977337,"punctuated_word":"use","sentiment":"positive","sentiment_score":0.41527819633483887},{"word":"to","start":840.67004,"end":840.91003,"confidence":0.9998865,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4011432826519013},{"word":"invest","start":840.91003,"end":841.39,"confidence":0.96291995,"punctuated_word":"invest,","sentiment":"neutral","sentiment_score":0.32218697667121887},{"word":"and","start":841.39,"end":841.55005,"confidence":0.9998202,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.430370956659317},{"word":"then","start":841.55005,"end":841.79004,"confidence":0.9999684,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.3900465667247772},{"word":"we've","start":841.79004,"end":841.95,"confidence":0.999825,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.4897307753562927},{"word":"got","start":841.95,"end":842.19,"confidence":0.9998841,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4968714416027069},{"word":"the","start":842.19,"end":842.27,"confidence":0.99986744,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4582783579826355},{"word":"extra","start":842.27,"end":842.59,"confidence":0.9998079,"punctuated_word":"extra","sentiment":"positive","sentiment_score":0.4700125455856323},{"word":"that","start":842.59,"end":842.75,"confidence":0.99970526,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4381726384162903},{"word":"you","start":842.75,"end":842.91003,"confidence":0.9999417,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.54164719581604},{"word":"are","start":842.91003,"end":843.07,"confidence":0.99944013,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.4688199460506439},{"word":"saving","start":843.07,"end":843.47003,"confidence":0.9998318,"punctuated_word":"saving","sentiment":"positive","sentiment_score":0.3725837469100952},{"word":"on","start":843.47003,"end":843.63,"confidence":0.99990356,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.45108428597450256},{"word":"a","start":843.63,"end":843.71,"confidence":0.99962413,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4668450951576233},{"word":"regular","start":843.71,"end":844.11005,"confidence":0.99998033,"punctuated_word":"regular","sentiment":"positive","sentiment_score":0.4105968475341797},{"word":"basis","start":844.11005,"end":844.51,"confidence":0.9987191,"punctuated_word":"basis.","sentiment":"positive","sentiment_score":0.34543484449386597},{"word":"so","start":844.51,"end":844.67004,"confidence":0.9457878,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3824971914291382},{"word":"what","start":844.67004,"end":844.75,"confidence":0.99933773,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.47104111313819885},{"word":"i","start":844.75,"end":844.91003,"confidence":0.99989045,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4713627994060517},{"word":"can","start":844.91003,"end":845.07,"confidence":0.99987733,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5164245367050171},{"word":"absolutely","start":845.07,"end":845.47003,"confidence":0.985473,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.5172836780548096},{"word":"do","start":845.47003,"end":845.71,"confidence":0.9994998,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5853441953659058},{"word":"for","start":845.71,"end":845.87,"confidence":0.9997073,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5873199105262756},{"word":"you","start":845.87,"end":846.27,"confidence":0.9997898,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5716648101806641},{"word":"is","start":846.27,"end":846.51,"confidence":0.9929616,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5109982490539551},{"word":"i","start":846.51,"end":846.59,"confidence":0.9965539,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5655105113983154},{"word":"can","start":846.59,"end":846.75,"confidence":0.9999763,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5141761302947998},{"word":"go","start":846.75,"end":846.91003,"confidence":0.99994457,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.48505526781082153},{"word":"back","start":846.91003,"end":847.07,"confidence":0.9999188,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.44333788752555847},{"word":"and","start":847.07,"end":847.23004,"confidence":0.9976616,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32135653495788574},{"word":"run","start":847.23004,"end":847.47003,"confidence":0.9998658,"punctuated_word":"run","sentiment":"positive","sentiment_score":0.38697725534439087},{"word":"some","start":847.47003,"end":847.71,"confidence":0.9996592,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.36986178159713745},{"word":"projections","start":847.71,"end":848.19,"confidence":0.9978836,"punctuated_word":"projections","sentiment":"positive","sentiment_score":0.4007288217544556},{"word":"and","start":848.19,"end":848.35004,"confidence":0.9932069,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31442075967788696},{"word":"look","start":848.35004,"end":848.51,"confidence":0.9999528,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.33212462067604065},{"word":"at","start":848.51,"end":848.67004,"confidence":0.9997919,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.339828222990036},{"word":"the","start":848.67004,"end":848.83,"confidence":0.99963164,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.38540488481521606},{"word":"different","start":848.83,"end":849.23004,"confidence":0.9997073,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.27914145588874817},{"word":"investment","start":849.23004,"end":849.73004,"confidence":0.9948125,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.20748688280582428},{"word":"profiles","start":849.79004,"end":850.27,"confidence":0.99913776,"punctuated_word":"profiles","sentiment":"neutral","sentiment_score":0.24719125032424927},{"word":"out","start":850.27,"end":850.43,"confidence":0.99966013,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.35957595705986023},{"word":"there","start":850.43,"end":850.93,"confidence":0.9975764,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.40390700101852417},{"word":"we","start":851.15,"end":851.39,"confidence":0.770521,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.3421957492828369},{"word":"can","start":851.39,"end":851.79004,"confidence":0.9998659,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.37671518325805664},{"word":"maybe","start":851.79004,"end":852.27,"confidence":0.96487546,"punctuated_word":"maybe","sentiment":"positive","sentiment_score":0.40543103218078613},{"word":"look","start":852.27,"end":852.51,"confidence":0.9990402,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.38209348917007446},{"word":"at","start":852.51,"end":852.945,"confidence":0.9996532,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3857107162475586},{"word":"what","start":853.105,"end":853.34503,"confidence":0.99991477,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4376329183578491},{"word":"you","start":853.34503,"end":853.425,"confidence":0.99996257,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.43668133020401},{"word":"need","start":853.425,"end":853.825,"confidence":0.9997125,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.33883529901504517},{"word":"to","start":853.825,"end":853.905,"confidence":0.99979836,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3665142655372619},{"word":"meet","start":853.905,"end":854.22504,"confidence":0.9885982,"punctuated_word":"meet","sentiment":"positive","sentiment_score":0.37837958335876465},{"word":"that","start":854.22504,"end":854.465,"confidence":0.9998196,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4491185247898102},{"word":"goal","start":854.465,"end":854.965,"confidence":0.99501204,"punctuated_word":"goal.","sentiment":"positive","sentiment_score":0.38387584686279297},{"word":"i","start":855.425,"end":855.505,"confidence":0.9522244,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4251629114151001},{"word":"can","start":855.505,"end":855.745,"confidence":0.999858,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4105030000209808},{"word":"show","start":855.745,"end":855.905,"confidence":0.99983716,"punctuated_word":"show","sentiment":"positive","sentiment_score":0.42019951343536377},{"word":"you","start":855.905,"end":856.145,"confidence":0.99956495,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.48520776629447937},{"word":"what","start":856.145,"end":856.385,"confidence":0.99970406,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.5252406001091003},{"word":"you","start":856.385,"end":856.78503,"confidence":0.99959797,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5329723358154297},{"word":"need","start":856.78503,"end":857.025,"confidence":0.9973031,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.41715702414512634},{"word":"to","start":857.025,"end":857.185,"confidence":0.9995278,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4417462050914765},{"word":"do","start":857.185,"end":857.34503,"confidence":0.99968576,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4110243916511536},{"word":"in","start":857.34503,"end":857.505,"confidence":0.9997297,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.41929715871810913},{"word":"order","start":857.505,"end":857.825,"confidence":0.99992895,"punctuated_word":"order","sentiment":"positive","sentiment_score":0.382669597864151},{"word":"to","start":857.825,"end":858.065,"confidence":0.998153,"punctuated_word":"to,","sentiment":"positive","sentiment_score":0.452816903591156},{"word":"you","start":858.065,"end":858.22504,"confidence":0.99991584,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.43248993158340454},{"word":"know","start":858.22504,"end":858.545,"confidence":0.9998044,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.4309949278831482},{"word":"get","start":858.545,"end":858.78503,"confidence":0.9996693,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4443659782409668},{"word":"the","start":858.78503,"end":858.945,"confidence":0.9997732,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4325447082519531},{"word":"best","start":858.945,"end":859.185,"confidence":0.99974734,"punctuated_word":"best","sentiment":"positive","sentiment_score":0.33781197667121887},{"word":"out","start":859.185,"end":859.34503,"confidence":0.99814856,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.40884870290756226},{"word":"of","start":859.34503,"end":859.425,"confidence":0.999577,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.35279178619384766},{"word":"it","start":859.425,"end":859.825,"confidence":0.9997344,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.31002599000930786},{"word":"i","start":859.825,"end":860.065,"confidence":0.99963975,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15286822617053986},{"word":"would","start":860.065,"end":860.22504,"confidence":0.99609,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.2375747561454773},{"word":"probably","start":860.22504,"end":860.545,"confidence":0.9308725,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.16549506783485413},{"word":"wouldn't","start":860.545,"end":860.865,"confidence":0.93180144,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.20979706943035129},{"word":"wanna","start":860.865,"end":861.105,"confidence":0.98853534,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.2918119430541992},{"word":"use","start":861.105,"end":861.34503,"confidence":0.999017,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.29886433482170105},{"word":"all","start":861.34503,"end":861.505,"confidence":0.99986863,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.3047320246696472},{"word":"of","start":861.505,"end":861.665,"confidence":0.9997491,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3665910065174103},{"word":"your","start":861.665,"end":861.905,"confidence":0.9989561,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.3324826657772064},{"word":"savings","start":861.905,"end":862.22504,"confidence":0.98996794,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.27542614936828613},{"word":"if","start":862.22504,"end":862.385,"confidence":0.41336292,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.35081952810287476},{"word":"you","start":862.385,"end":862.465,"confidence":0.9992112,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.26524287462234497},{"word":"said","start":862.465,"end":862.705,"confidence":0.95281076,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.20284132659435272},{"word":"you","start":862.705,"end":862.865,"confidence":0.92710966,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.21781671047210693},{"word":"sort","start":862.865,"end":863.025,"confidence":0.8064372,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.17281772196292877},{"word":"of","start":863.025,"end":863.185,"confidence":0.9703453,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.21026620268821716},{"word":"got","start":863.185,"end":863.34503,"confidence":0.99482346,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2332640141248703},{"word":"about","start":863.34503,"end":863.585,"confidence":0.9988662,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.12704779207706451},{"word":"5","start":863.585,"end":863.825,"confidence":0.9992995,"punctuated_word":"5","sentiment":"neutral","sentiment_score":-0.12831538915634155},{"word":"to","start":863.825,"end":863.985,"confidence":0.9954667,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15265393257141113},{"word":"$600","start":863.985,"end":864.865,"confidence":0.99968255,"punctuated_word":"$600","sentiment":"neutral","sentiment_score":-0.04513755440711975},{"word":"per","start":864.865,"end":865.105,"confidence":0.99610436,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.07114112377166748},{"word":"fortnight","start":865.105,"end":865.605,"confidence":0.9975935,"punctuated_word":"fortnight.","sentiment":"neutral","sentiment_score":-0.16531074047088623},{"word":"i","start":866.39996,"end":866.48,"confidence":0.9949903,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01004735380411148},{"word":"could","start":866.48,"end":866.8,"confidence":0.9999114,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.03452861309051514},{"word":"start","start":866.8,"end":867.04,"confidence":0.99967813,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.01889149099588394},{"word":"with","start":867.04,"end":867.2,"confidence":0.9967629,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03263954818248749},{"word":"just","start":867.2,"end":867.44,"confidence":0.97904,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.044410109519958496},{"word":"looking","start":867.44,"end":867.68,"confidence":0.9994814,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.05248503014445305},{"word":"at","start":867.68,"end":867.92,"confidence":0.99970955,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06189628690481186},{"word":"about","start":867.92,"end":868.16,"confidence":0.9988912,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11063595861196518},{"word":"two","start":868.16,"end":868.39996,"confidence":0.9995148,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.09977385401725768},{"word":"to","start":868.39996,"end":868.56,"confidence":0.9938362,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.044778890907764435},{"word":"three","start":868.56,"end":868.72,"confidence":0.99991715,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.07362654060125351},{"word":"hundred","start":868.72,"end":869.12,"confidence":0.99985933,"punctuated_word":"hundred","sentiment":"neutral","sentiment_score":0.06991665065288544},{"word":"on","start":869.12,"end":869.27997,"confidence":0.9995192,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05723585560917854},{"word":"a","start":869.27997,"end":869.36,"confidence":0.99857473,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0019480884075164795},{"word":"fortnightly","start":869.36,"end":869.86,"confidence":0.99937373,"punctuated_word":"fortnightly","sentiment":"neutral","sentiment_score":0.024057406932115555},{"word":"basis","start":869.92,"end":870.24,"confidence":0.8386315,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.04886201024055481},{"word":"so","start":870.24,"end":870.39996,"confidence":0.92984277,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.041491568088531494},{"word":"about","start":870.39996,"end":870.63995,"confidence":0.9923046,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05837766453623772},{"word":"150","start":870.63995,"end":871.44,"confidence":0.99709433,"punctuated_word":"150","sentiment":"neutral","sentiment_score":0.06723799556493759},{"word":"a","start":871.44,"end":871.51996,"confidence":0.98837507,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034673094749450684},{"word":"week","start":871.51996,"end":871.76,"confidence":0.9084246,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.001705102622509003},{"word":"so","start":871.76,"end":872.0,"confidence":0.998978,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07079706341028214},{"word":"we're","start":872.0,"end":872.16,"confidence":0.92494696,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.13313709199428558},{"word":"dollar","start":872.16,"end":872.39996,"confidence":0.9929802,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.1719954013824463},{"word":"cost","start":872.39996,"end":872.72,"confidence":0.99449366,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.14630581438541412},{"word":"averaging","start":872.72,"end":873.12,"confidence":0.9977188,"punctuated_word":"averaging","sentiment":"neutral","sentiment_score":0.1306975483894348},{"word":"in","start":873.12,"end":873.27997,"confidence":0.92129326,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13115569949150083},{"word":"on","start":873.27997,"end":873.44,"confidence":0.99684083,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14730913937091827},{"word":"a","start":873.44,"end":873.51996,"confidence":0.99765944,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13484977185726166},{"word":"regular","start":873.51996,"end":874.0,"confidence":0.999913,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.17197145521640778},{"word":"basis","start":874.0,"end":874.5,"confidence":0.9966026,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.09635129570961},{"word":"that","start":874.8,"end":875.04,"confidence":0.9992654,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.14635324478149414},{"word":"way","start":875.04,"end":875.2,"confidence":0.7602377,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.20911741256713867},{"word":"we're","start":875.2,"end":875.44,"confidence":0.9998363,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.23224854469299316},{"word":"not","start":875.44,"end":875.6,"confidence":0.9997354,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.20652881264686584},{"word":"eating","start":875.6,"end":875.92,"confidence":0.9957841,"punctuated_word":"eating","sentiment":"neutral","sentiment_score":0.04750658571720123},{"word":"into","start":875.92,"end":876.39996,"confidence":0.9925113,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.04767973721027374},{"word":"too","start":876.39996,"end":876.63995,"confidence":0.99909556,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.01980489492416382},{"word":"much","start":876.63995,"end":876.95996,"confidence":0.9999132,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.0133344829082489},{"word":"of","start":876.95996,"end":877.12,"confidence":0.9995882,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00030769407749176025},{"word":"your","start":877.12,"end":877.62,"confidence":0.9997652,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11448366194963457},{"word":"cash","start":878.0,"end":878.24,"confidence":0.9488285,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":-0.11330507695674896},{"word":"flow","start":878.24,"end":878.56,"confidence":0.90596735,"punctuated_word":"flow,","sentiment":"neutral","sentiment_score":0.14533087611198425},{"word":"which","start":878.56,"end":878.88,"confidence":0.99981695,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.14335553348064425},{"word":"allows","start":878.88,"end":879.38,"confidence":0.9997522,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.20231866836547852},{"word":"you","start":879.44,"end":879.94,"confidence":0.9981674,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2593579888343811},{"word":"if","start":880.385,"end":880.545,"confidence":0.99906033,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2514473795890808},{"word":"you","start":880.545,"end":880.705,"confidence":0.99966955,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23990769684314728},{"word":"have","start":880.705,"end":880.865,"confidence":0.9997671,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17512798309326172},{"word":"to","start":880.865,"end":881.025,"confidence":0.99971527,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11946050077676772},{"word":"pay","start":881.025,"end":881.34503,"confidence":0.9985897,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.04505355656147003},{"word":"rent","start":881.34503,"end":881.665,"confidence":0.98587483,"punctuated_word":"rent","sentiment":"neutral","sentiment_score":0.021534934639930725},{"word":"or","start":881.665,"end":881.905,"confidence":0.8864117,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.026168346405029297},{"word":"need","start":881.905,"end":882.145,"confidence":0.99749327,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.012694381177425385},{"word":"to","start":882.145,"end":882.225,"confidence":0.9992455,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.029904797673225403},{"word":"move","start":882.225,"end":882.545,"confidence":0.9998902,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.06706442683935165},{"word":"or","start":882.545,"end":882.785,"confidence":0.98230046,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.030524730682373047},{"word":"don't","start":882.785,"end":883.105,"confidence":0.9948374,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.05319356173276901},{"word":"work","start":883.105,"end":883.34503,"confidence":0.99978405,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.04885087162256241},{"word":"as","start":883.34503,"end":883.585,"confidence":0.99948186,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1477435827255249},{"word":"much","start":883.585,"end":883.905,"confidence":0.999908,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.1298741102218628},{"word":"that","start":883.905,"end":884.065,"confidence":0.9093978,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16719189286231995},{"word":"you've","start":884.065,"end":884.305,"confidence":0.99968374,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1930830478668213},{"word":"got","start":884.305,"end":884.465,"confidence":0.999949,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.27886390686035156},{"word":"that","start":884.465,"end":884.705,"confidence":0.999038,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21733564138412476},{"word":"extra","start":884.705,"end":884.945,"confidence":0.9999312,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.1139187216758728},{"word":"bit","start":884.945,"end":885.185,"confidence":0.9990288,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.14954635500907898},{"word":"of","start":885.185,"end":885.265,"confidence":0.9998084,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1427323967218399},{"word":"money","start":885.265,"end":885.665,"confidence":0.9999603,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.21023130416870117},{"word":"available","start":885.665,"end":886.065,"confidence":0.99991953,"punctuated_word":"available","sentiment":"neutral","sentiment_score":0.2075067162513733},{"word":"to","start":886.065,"end":886.225,"confidence":0.98686177,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2295704483985901},{"word":"you","start":886.225,"end":886.385,"confidence":0.931064,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.10385438799858092},{"word":"does","start":886.385,"end":886.625,"confidence":0.99861574,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.14740431308746338},{"word":"that","start":886.625,"end":886.785,"confidence":0.9999323,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21682895720005035},{"word":"sound","start":886.785,"end":887.025,"confidence":0.99969447,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.17151090502738953},{"word":"okay","start":887.025,"end":887.34503,"confidence":0.99975914,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.1684093177318573},{"word":"for","start":887.34503,"end":887.505,"confidence":0.7056327,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08010946959257126},{"word":"you","start":887.505,"end":887.665,"confidence":0.999861,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08947862684726715},{"word":"for","start":887.665,"end":887.745,"confidence":0.99620384,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07639367878437042},{"word":"the","start":887.745,"end":887.905,"confidence":0.9997075,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11294056475162506},{"word":"moment","start":887.905,"end":888.405,"confidence":0.9999134,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.19076129794120789},{"word":"yes","start":890.385,"end":890.885,"confidence":0.77227366,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04662591964006424},{"word":"yeah","start":896.4,"end":896.9,"confidence":0.994185,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03141224384307861},{"word":"absolutely","start":897.68,"end":898.18,"confidence":0.99374175,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3528330624103546},{"word":"and","start":898.32,"end":898.56,"confidence":0.99942774,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.37296608090400696},{"word":"the","start":898.56,"end":898.64,"confidence":0.9993679,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.44104164838790894},{"word":"good","start":898.64,"end":898.8,"confidence":0.9999502,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.595632016658783},{"word":"thing","start":898.8,"end":899.04004,"confidence":0.99980086,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.6097785830497742},{"word":"about","start":899.04004,"end":899.28,"confidence":0.99977094,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.5031799077987671},{"word":"this","start":899.28,"end":899.44,"confidence":0.8171087,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5175231695175171},{"word":"being","start":899.44,"end":899.68,"confidence":0.97696406,"punctuated_word":"being","sentiment":"positive","sentiment_score":0.4828686118125915},{"word":"an","start":899.68,"end":899.84,"confidence":0.9972717,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.5536585450172424},{"word":"investment","start":899.84,"end":900.24,"confidence":0.889504,"punctuated_word":"investment","sentiment":"positive","sentiment_score":0.4073426127433777},{"word":"in","start":900.24,"end":900.4,"confidence":0.9992836,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5040735006332397},{"word":"your","start":900.4,"end":900.64,"confidence":0.9996908,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5048125982284546},{"word":"own","start":900.64,"end":900.88,"confidence":0.9978531,"punctuated_word":"own","sentiment":"positive","sentiment_score":0.45656463503837585},{"word":"name","start":900.88,"end":901.2,"confidence":0.99953604,"punctuated_word":"name","sentiment":"positive","sentiment_score":0.42313846945762634},{"word":"is","start":901.2,"end":901.36005,"confidence":0.9992843,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.429144948720932},{"word":"that","start":901.36005,"end":901.86005,"confidence":0.99989533,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4538379907608032},{"word":"you","start":902.32,"end":902.48004,"confidence":0.77394366,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5193361639976501},{"word":"can","start":902.48004,"end":902.64,"confidence":0.99980766,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5379883050918579},{"word":"put","start":902.64,"end":902.88,"confidence":0.9995672,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.4639165997505188},{"word":"more","start":902.88,"end":903.12,"confidence":0.999015,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4811557531356811},{"word":"into","start":903.12,"end":903.44,"confidence":0.99628145,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.4841161072254181},{"word":"it","start":903.44,"end":903.68,"confidence":0.8426571,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.4161731004714966},{"word":"unlike","start":903.68,"end":904.08,"confidence":0.9959352,"punctuated_word":"Unlike","sentiment":"neutral","sentiment_score":0.24829427897930145},{"word":"your","start":904.08,"end":904.24,"confidence":0.9251052,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23020398616790771},{"word":"super","start":904.24,"end":904.64,"confidence":0.8855851,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.26615631580352783},{"word":"you're","start":904.64,"end":904.88,"confidence":0.98883665,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.31840479373931885},{"word":"not","start":904.88,"end":905.12,"confidence":0.9833008,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.24841150641441345},{"word":"in","start":905.12,"end":905.28,"confidence":0.46863815,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3241611123085022},{"word":"control","start":905.28,"end":905.68,"confidence":0.9661392,"punctuated_word":"control.","sentiment":"neutral","sentiment_score":0.2940290570259094},{"word":"there's","start":905.68,"end":906.0,"confidence":0.9996942,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.3005579710006714},{"word":"no","start":906.0,"end":906.32,"confidence":0.99923956,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.2772701382637024},{"word":"caps","start":906.32,"end":906.64,"confidence":0.93261904,"punctuated_word":"caps","sentiment":"neutral","sentiment_score":0.17707645893096924},{"word":"that","start":906.64,"end":906.88,"confidence":0.9994381,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.30696937441825867},{"word":"you","start":906.88,"end":907.04004,"confidence":0.9998374,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3404453694820404},{"word":"have","start":907.04004,"end":907.12,"confidence":0.99941814,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.3317805826663971},{"word":"to","start":907.12,"end":907.425,"confidence":0.99618465,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2526293992996216},{"word":"abide","start":907.425,"end":907.745,"confidence":0.9875459,"punctuated_word":"abide","sentiment":"neutral","sentiment_score":0.19440630078315735},{"word":"by","start":907.745,"end":907.90497,"confidence":0.9928918,"punctuated_word":"by.","sentiment":"neutral","sentiment_score":0.2889634370803833},{"word":"so","start":907.90497,"end":908.14496,"confidence":0.9995573,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3763822019100189},{"word":"if","start":908.14496,"end":908.305,"confidence":0.9995778,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4313072860240936},{"word":"you've","start":908.305,"end":908.46497,"confidence":0.9954306,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.4664615988731384},{"word":"got","start":908.46497,"end":908.625,"confidence":0.99201876,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.48413440585136414},{"word":"an","start":908.625,"end":908.785,"confidence":0.998735,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.4285288453102112},{"word":"extra","start":908.785,"end":908.945,"confidence":0.9998629,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.2580873966217041},{"word":"bit","start":908.945,"end":909.185,"confidence":0.9993356,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.26751017570495605},{"word":"of","start":909.185,"end":909.265,"confidence":0.9996119,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.30212607979774475},{"word":"money","start":909.265,"end":909.505,"confidence":0.9999379,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.2848969101905823},{"word":"on","start":909.505,"end":909.665,"confidence":0.99978226,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.34959614276885986},{"word":"a","start":909.665,"end":909.825,"confidence":0.9994592,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.31403642892837524},{"word":"random","start":909.825,"end":910.225,"confidence":0.9998795,"punctuated_word":"random","sentiment":"neutral","sentiment_score":0.2837347984313965},{"word":"week","start":910.225,"end":910.46497,"confidence":0.99139833,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.2013552188873291},{"word":"or","start":910.46497,"end":910.945,"confidence":0.9747052,"punctuated_word":"or,","sentiment":"positive","sentiment_score":0.3476622700691223},{"word":"you","start":910.945,"end":911.02496,"confidence":0.9998504,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28589382767677307},{"word":"know","start":911.02496,"end":911.185,"confidence":0.9997117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.29727840423583984},{"word":"you","start":911.185,"end":911.345,"confidence":0.99964297,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3271806538105011},{"word":"go","start":911.345,"end":911.58496,"confidence":0.9821155,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.30389904975891113},{"word":"hey","start":911.58496,"end":911.665,"confidence":0.967757,"punctuated_word":"hey.","sentiment":"positive","sentiment_score":0.3514729142189026},{"word":"i've","start":911.665,"end":911.825,"confidence":0.838361,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.4438384175300598},{"word":"got","start":911.825,"end":911.985,"confidence":0.9991524,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4669305980205536},{"word":"my","start":911.985,"end":912.14496,"confidence":0.9992495,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.4570770561695099},{"word":"tax","start":912.14496,"end":912.46497,"confidence":0.9925392,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.5100797414779663},{"word":"return","start":912.46497,"end":912.865,"confidence":0.872804,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.48243603110313416},{"word":"back","start":912.865,"end":913.105,"confidence":0.8625753,"punctuated_word":"back,","sentiment":"positive","sentiment_score":0.4187578558921814},{"word":"and","start":913.105,"end":913.265,"confidence":0.99931717,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.42433539032936096},{"word":"i'm","start":913.265,"end":913.345,"confidence":0.9999687,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5563086271286011},{"word":"happy","start":913.345,"end":913.665,"confidence":0.99995935,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5407928228378296},{"word":"to","start":913.665,"end":913.745,"confidence":0.99923587,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4592303335666657},{"word":"put","start":913.745,"end":913.985,"confidence":0.99982077,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.4686594009399414},{"word":"some","start":913.985,"end":914.065,"confidence":0.9958378,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.4023800790309906},{"word":"more","start":914.065,"end":914.225,"confidence":0.99915874,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4682161211967468},{"word":"money","start":914.225,"end":914.545,"confidence":0.99976057,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.4975806772708893},{"word":"in","start":914.545,"end":914.785,"confidence":0.70977193,"punctuated_word":"in.","sentiment":"positive","sentiment_score":0.4427206516265869},{"word":"you","start":914.785,"end":914.945,"confidence":0.99585885,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.30375003814697266},{"word":"can","start":914.945,"end":915.185,"confidence":0.99871635,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3159627318382263},{"word":"always","start":915.185,"end":915.425,"confidence":0.99974614,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.4023355543613434},{"word":"put","start":915.425,"end":915.665,"confidence":0.9995652,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.34131044149398804},{"word":"some","start":915.665,"end":915.985,"confidence":0.9968599,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.3186858296394348},{"word":"extra","start":915.985,"end":916.305,"confidence":0.9999068,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.328827828168869},{"word":"money","start":916.305,"end":916.545,"confidence":0.9998684,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.3373112976551056},{"word":"in","start":916.545,"end":916.705,"confidence":0.90101373,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3135222792625427},{"word":"there","start":916.705,"end":916.785,"confidence":0.92427886,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.14888764917850494},{"word":"there's","start":916.785,"end":917.105,"confidence":0.99490833,"punctuated_word":"There's","sentiment":"positive","sentiment_score":0.48515355587005615},{"word":"nothing","start":917.105,"end":917.425,"confidence":0.99965835,"punctuated_word":"nothing","sentiment":"positive","sentiment_score":0.4514775276184082},{"word":"wrong","start":917.425,"end":917.665,"confidence":0.9992736,"punctuated_word":"wrong","sentiment":"positive","sentiment_score":0.3744668662548065},{"word":"with","start":917.665,"end":917.825,"confidence":0.99977225,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5196270942687988},{"word":"that","start":917.825,"end":917.985,"confidence":0.99945766,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6292250156402588},{"word":"whatsoever","start":917.985,"end":918.46497,"confidence":0.9511357,"punctuated_word":"whatsoever,","sentiment":"positive","sentiment_score":0.5291168689727783},{"word":"and","start":918.46497,"end":918.705,"confidence":0.99992085,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.49653664231300354},{"word":"there's","start":918.705,"end":918.945,"confidence":0.999529,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.49652838706970215},{"word":"no","start":918.945,"end":919.185,"confidence":0.9997285,"punctuated_word":"no","sentiment":"positive","sentiment_score":0.3614354431629181},{"word":"limitations","start":919.185,"end":919.685,"confidence":0.9956684,"punctuated_word":"limitations","sentiment":"neutral","sentiment_score":0.27164456248283386},{"word":"on","start":919.745,"end":919.90497,"confidence":0.9996613,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5491941571235657},{"word":"that","start":919.90497,"end":920.14496,"confidence":0.99908984,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.48862484097480774},{"word":"for","start":920.14496,"end":920.305,"confidence":0.99987924,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.38594698905944824},{"word":"you","start":920.305,"end":920.61,"confidence":0.9998385,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.30885985493659973},{"word":"okay","start":920.61,"end":921.11,"confidence":0.9955125,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.22583334147930145},{"word":"yep","start":928.61,"end":929.11,"confidence":0.76654005,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.33438587188720703},{"word":"perfect","start":929.64996,"end":930.14996,"confidence":0.96511525,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5884114503860474},{"word":"yeah","start":933.01,"end":933.32996,"confidence":0.98582256,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.30296164751052856},{"word":"that's","start":933.32996,"end":933.49,"confidence":0.9983722,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5215818285942078},{"word":"actually","start":933.49,"end":933.81,"confidence":0.99594986,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.5437995195388794},{"word":"a","start":933.81,"end":933.97,"confidence":0.96860474,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5630841851234436},{"word":"really","start":933.97,"end":934.20996,"confidence":0.99756205,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6420782208442688},{"word":"good","start":934.20996,"end":934.45,"confidence":0.9966556,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6116715669631958},{"word":"time","start":934.45,"end":934.69,"confidence":0.9850153,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.628625750541687},{"word":"frame","start":934.69,"end":935.01,"confidence":0.9965756,"punctuated_word":"frame.","sentiment":"positive","sentiment_score":0.580857515335083},{"word":"so","start":935.01,"end":935.17,"confidence":0.97549653,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.365910917520523},{"word":"when","start":935.17,"end":935.32996,"confidence":0.9828263,"punctuated_word":"when","sentiment":"positive","sentiment_score":0.38533106446266174},{"word":"we","start":935.32996,"end":935.57,"confidence":0.9730848,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.34325510263442993},{"word":"are","start":935.57,"end":935.73,"confidence":0.97990066,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3813320398330689},{"word":"looking","start":935.73,"end":936.05,"confidence":0.9816018,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.2763794958591461},{"word":"at","start":936.05,"end":936.20996,"confidence":0.93791145,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21663343906402588},{"word":"investing","start":936.20996,"end":936.585,"confidence":0.7719456,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.16873759031295776},{"word":"money","start":936.745,"end":936.905,"confidence":0.9992318,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.2842150330543518},{"word":"in","start":936.905,"end":936.985,"confidence":0.9995326,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.272575318813324},{"word":"the","start":936.985,"end":937.065,"confidence":0.9997328,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27510660886764526},{"word":"markets","start":937.065,"end":937.54504,"confidence":0.9559937,"punctuated_word":"markets,","sentiment":"neutral","sentiment_score":0.18892589211463928},{"word":"we","start":937.54504,"end":937.705,"confidence":0.999879,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15535572171211243},{"word":"don't","start":937.705,"end":937.86505,"confidence":0.99994063,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.1340344250202179},{"word":"normally","start":937.86505,"end":938.185,"confidence":0.9992823,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.09563860297203064},{"word":"wanna","start":938.185,"end":938.42505,"confidence":0.9526605,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.15779784321784973},{"word":"invest","start":938.42505,"end":938.825,"confidence":0.98198223,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.05632436275482178},{"word":"money","start":938.825,"end":939.145,"confidence":0.99949753,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.13492277264595032},{"word":"that","start":939.145,"end":939.22504,"confidence":0.99972266,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19511079788208008},{"word":"you","start":939.22504,"end":939.465,"confidence":0.9998816,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1893320381641388},{"word":"wanna","start":939.465,"end":939.705,"confidence":0.99639976,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.21592333912849423},{"word":"use","start":939.705,"end":940.025,"confidence":0.9988373,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.17419567704200745},{"word":"in","start":940.025,"end":940.10504,"confidence":0.9998185,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.21816027164459229},{"word":"the","start":940.10504,"end":940.265,"confidence":0.99980575,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2416703999042511},{"word":"next","start":940.265,"end":940.585,"confidence":0.9992667,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.12261605262756348},{"word":"sort","start":940.585,"end":940.745,"confidence":0.95081985,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1340581476688385},{"word":"of","start":940.745,"end":940.825,"confidence":0.90357757,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17644323408603668},{"word":"two","start":940.825,"end":941.065,"confidence":0.9990551,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1267552226781845},{"word":"to","start":941.065,"end":941.145,"confidence":0.99851793,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10651753097772598},{"word":"three","start":941.145,"end":941.465,"confidence":0.9998864,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.12334560602903366},{"word":"years","start":941.465,"end":941.78503,"confidence":0.9865447,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.1312449723482132},{"word":"so","start":941.78503,"end":942.28503,"confidence":0.9998319,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.23098860681056976},{"word":"having","start":942.42505,"end":942.825,"confidence":0.99862623,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.33704495429992676},{"word":"anywhere","start":942.825,"end":943.22504,"confidence":0.9997211,"punctuated_word":"anywhere","sentiment":"positive","sentiment_score":0.3435777425765991},{"word":"from","start":943.22504,"end":943.465,"confidence":0.99977475,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.3219333291053772},{"word":"a","start":943.465,"end":943.625,"confidence":0.9982369,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4159039258956909},{"word":"three","start":943.625,"end":944.125,"confidence":0.9998079,"punctuated_word":"three","sentiment":"positive","sentiment_score":0.3688230514526367},{"word":"to","start":944.185,"end":944.505,"confidence":0.9893979,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26206135749816895},{"word":"five","start":944.505,"end":945.005,"confidence":0.9996087,"punctuated_word":"five","sentiment":"positive","sentiment_score":0.3522375524044037},{"word":"to","start":945.065,"end":945.305,"confidence":0.9905805,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2597697377204895},{"word":"seven","start":945.305,"end":945.78503,"confidence":0.99911827,"punctuated_word":"seven","sentiment":"positive","sentiment_score":0.343252956867218},{"word":"year","start":945.78503,"end":946.10504,"confidence":0.99290586,"punctuated_word":"year","sentiment":"positive","sentiment_score":0.36915671825408936},{"word":"time","start":946.10504,"end":946.505,"confidence":0.9995602,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.3932388722896576},{"word":"horizon","start":946.505,"end":947.005,"confidence":0.99962986,"punctuated_word":"horizon","sentiment":"positive","sentiment_score":0.485365629196167},{"word":"actually","start":947.305,"end":947.625,"confidence":0.9488236,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.39078596234321594},{"word":"gives","start":947.625,"end":947.945,"confidence":0.9988335,"punctuated_word":"gives","sentiment":"positive","sentiment_score":0.3880180418491363},{"word":"you","start":947.945,"end":948.10504,"confidence":0.99989986,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5097954869270325},{"word":"a","start":948.10504,"end":948.265,"confidence":0.9997867,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4619033038616181},{"word":"lot","start":948.265,"end":948.42505,"confidence":0.99965477,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.48185867071151733},{"word":"of","start":948.42505,"end":948.505,"confidence":0.9989398,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.45438674092292786},{"word":"time","start":948.505,"end":948.825,"confidence":0.999,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.5251341462135315},{"word":"to","start":948.825,"end":948.98505,"confidence":0.9998442,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4360186457633972},{"word":"be","start":948.98505,"end":949.145,"confidence":0.99958676,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3975894749164582},{"word":"able","start":949.145,"end":949.385,"confidence":0.99986494,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.44943007826805115},{"word":"to","start":949.385,"end":949.8,"confidence":0.9992481,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4345771074295044},{"word":"allow","start":950.04,"end":950.27997,"confidence":0.99980634,"punctuated_word":"allow","sentiment":"positive","sentiment_score":0.5065893530845642},{"word":"your","start":950.27997,"end":950.51996,"confidence":0.9993881,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.497670441865921},{"word":"money","start":950.51996,"end":950.92,"confidence":0.9998399,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.5566309690475464},{"word":"to","start":950.92,"end":951.16,"confidence":0.999616,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5040954947471619},{"word":"grow","start":951.16,"end":951.56,"confidence":0.77656066,"punctuated_word":"grow,","sentiment":"positive","sentiment_score":0.5185307860374451},{"word":"to","start":951.56,"end":951.88,"confidence":0.9997955,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4442578852176666},{"word":"compound","start":951.88,"end":952.38,"confidence":0.80591273,"punctuated_word":"compound,","sentiment":"positive","sentiment_score":0.43054547905921936},{"word":"in","start":953.16,"end":953.32,"confidence":0.9989774,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4325885772705078},{"word":"a","start":953.32,"end":953.48,"confidence":0.9997453,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4090067744255066},{"word":"lower","start":953.48,"end":953.8,"confidence":0.9997558,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.32862338423728943},{"word":"risk","start":953.8,"end":954.12,"confidence":0.9996619,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.26648634672164917},{"word":"environment","start":954.12,"end":954.62,"confidence":0.9727324,"punctuated_word":"environment.","sentiment":"positive","sentiment_score":0.344709575176239},{"word":"so","start":954.76,"end":954.92,"confidence":0.9554665,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.5199666023254395},{"word":"that's","start":954.92,"end":955.24,"confidence":0.99970186,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7370524406433105},{"word":"absolutely","start":955.24,"end":955.72,"confidence":0.9992544,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.692309558391571},{"word":"perfect","start":955.72,"end":956.12,"confidence":0.9994289,"punctuated_word":"perfect","sentiment":"positive","sentiment_score":0.775179386138916},{"word":"if","start":956.12,"end":956.27997,"confidence":0.9431455,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.7966459393501282},{"word":"that's","start":956.27997,"end":956.51996,"confidence":0.99880546,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6478337645530701},{"word":"what","start":956.51996,"end":956.68,"confidence":0.99499905,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.5185306072235107},{"word":"you're","start":956.68,"end":956.83997,"confidence":0.99888325,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.4876602590084076},{"word":"comfortable","start":956.83997,"end":957.32,"confidence":0.99976593,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.32404884696006775},{"word":"with","start":957.32,"end":957.82,"confidence":0.9994693,"punctuated_word":"with.","sentiment":"positive","sentiment_score":0.4264233708381653},{"word":"i'm","start":958.51996,"end":958.92,"confidence":0.99938434,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5213175415992737},{"word":"just","start":958.92,"end":959.32,"confidence":0.99942553,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.26155227422714233},{"word":"also","start":959.32,"end":959.64,"confidence":0.94229907,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.19209453463554385},{"word":"gonna","start":959.64,"end":959.95996,"confidence":0.99909616,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1547936201095581},{"word":"go","start":959.95996,"end":960.2,"confidence":0.99725074,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1580410599708557},{"word":"through","start":960.2,"end":960.44,"confidence":0.99775606,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1535385251045227},{"word":"just","start":960.44,"end":960.68,"confidence":0.9958397,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1281618773937225},{"word":"a","start":960.68,"end":960.83997,"confidence":0.9963295,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15912090241909027},{"word":"couple","start":960.83997,"end":961.16,"confidence":0.9992587,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.18778832256793976},{"word":"of","start":961.16,"end":961.32,"confidence":0.99497026,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15084269642829895},{"word":"questions","start":961.32,"end":961.82,"confidence":0.99740285,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.16469167172908783},{"word":"just","start":961.88,"end":962.12,"confidence":0.9612537,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10911069065332411},{"word":"around","start":962.12,"end":962.51996,"confidence":0.9963121,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.11921342462301254},{"word":"the","start":962.51996,"end":962.68,"confidence":0.98800755,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15128609538078308},{"word":"risk","start":962.68,"end":963.0,"confidence":0.99375206,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.11709264665842056},{"word":"tolerance","start":963.0,"end":963.39996,"confidence":0.9922501,"punctuated_word":"tolerance.","sentiment":"neutral","sentiment_score":0.08709612488746643},{"word":"so","start":963.39996,"end":963.56,"confidence":0.9931311,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1068352684378624},{"word":"what","start":963.56,"end":963.72,"confidence":0.99314886,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11170323938131332},{"word":"we","start":963.72,"end":963.88,"confidence":0.98565394,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11145750433206558},{"word":"do","start":963.88,"end":964.04,"confidence":0.96865034,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13538476824760437},{"word":"is","start":964.04,"end":964.2,"confidence":0.9504558,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12321704626083374},{"word":"a","start":964.2,"end":964.36,"confidence":0.9016219,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15276587009429932},{"word":"risk","start":964.36,"end":964.6,"confidence":0.96662503,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.08365605026483536},{"word":"profile","start":964.6,"end":965.1,"confidence":0.9855355,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.10621216893196106},{"word":"and","start":965.885,"end":966.125,"confidence":0.9995987,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1535048931837082},{"word":"it","start":966.125,"end":966.28503,"confidence":0.9965578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.23790110647678375},{"word":"helps","start":966.28503,"end":966.60504,"confidence":0.9965598,"punctuated_word":"helps","sentiment":"neutral","sentiment_score":0.1562138795852661},{"word":"us","start":966.60504,"end":966.84503,"confidence":0.74971926,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.15547123551368713},{"word":"you","start":966.84503,"end":967.005,"confidence":0.9988617,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.13821446895599365},{"word":"probably","start":967.005,"end":967.325,"confidence":0.88989455,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.10814934223890305},{"word":"never","start":967.325,"end":967.645,"confidence":0.969231,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.07530902326107025},{"word":"thought","start":967.645,"end":967.885,"confidence":0.99044013,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.08070138096809387},{"word":"of","start":967.885,"end":968.045,"confidence":0.9996917,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07766403257846832},{"word":"any","start":968.045,"end":968.28503,"confidence":0.99989486,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.07978460192680359},{"word":"of","start":968.28503,"end":968.365,"confidence":0.999529,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0795956403017044},{"word":"these","start":968.365,"end":968.525,"confidence":0.99933475,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.09649862349033356},{"word":"questions","start":968.525,"end":968.925,"confidence":0.99919623,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.06516477465629578},{"word":"or","start":968.925,"end":969.085,"confidence":0.9946996,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08828078210353851},{"word":"any","start":969.085,"end":969.325,"confidence":0.998276,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.10440097749233246},{"word":"of","start":969.325,"end":969.405,"confidence":0.99433076,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09108549356460573},{"word":"the","start":969.405,"end":969.565,"confidence":0.99855834,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11415475606918336},{"word":"answers","start":969.565,"end":969.965,"confidence":0.89239705,"punctuated_word":"answers,","sentiment":"neutral","sentiment_score":0.09068435430526732},{"word":"and","start":969.965,"end":970.445,"confidence":0.99946636,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08929719030857086},{"word":"please","start":970.445,"end":970.765,"confidence":0.9493505,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.0755331814289093},{"word":"don't","start":970.765,"end":971.005,"confidence":0.99932736,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.09770628064870834},{"word":"feel","start":971.005,"end":971.505,"confidence":0.99864036,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.046242620795965195},{"word":"worried","start":971.72504,"end":972.125,"confidence":0.53190416,"punctuated_word":"worried","sentiment":"neutral","sentiment_score":0.057730600237846375},{"word":"to","start":972.125,"end":972.28503,"confidence":0.99890006,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07505478709936142},{"word":"tell","start":972.28503,"end":972.445,"confidence":0.99982315,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.032044656574726105},{"word":"me","start":972.445,"end":972.60504,"confidence":0.99914837,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0729852020740509},{"word":"if","start":972.60504,"end":972.765,"confidence":0.9985257,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06011824682354927},{"word":"you're","start":972.765,"end":972.84503,"confidence":0.9960688,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.043349601328372955},{"word":"not","start":972.84503,"end":973.085,"confidence":0.9993987,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05067210271954536},{"word":"real","start":973.085,"end":973.245,"confidence":0.7175684,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.025313444435596463},{"word":"sure","start":973.245,"end":973.485,"confidence":0.993026,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.029405195266008377},{"word":"there","start":973.485,"end":973.72504,"confidence":0.97645414,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.10041943192481996},{"word":"kobe","start":973.72504,"end":974.205,"confidence":0.7357068,"punctuated_word":"Kobe.","sentiment":"neutral","sentiment_score":0.08159267902374268},{"word":"but","start":974.205,"end":974.445,"confidence":0.9187399,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.11660859733819962},{"word":"essentially","start":974.445,"end":974.925,"confidence":0.99959433,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.09526947140693665},{"word":"what","start":974.925,"end":975.085,"confidence":0.9998363,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11226817965507507},{"word":"this","start":975.085,"end":975.325,"confidence":0.99728143,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1237511783838272},{"word":"risk","start":975.325,"end":975.565,"confidence":0.99159956,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.057558558881282806},{"word":"profile","start":975.565,"end":975.965,"confidence":0.9990596,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.0554279051721096},{"word":"questionnaire","start":975.965,"end":976.465,"confidence":0.9848017,"punctuated_word":"questionnaire","sentiment":"neutral","sentiment_score":0.1050284057855606},{"word":"is","start":976.525,"end":976.685,"confidence":0.79908323,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.1006045937538147},{"word":"it's","start":976.685,"end":976.925,"confidence":0.9643835,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.14664578437805176},{"word":"14","start":976.925,"end":977.325,"confidence":0.99663925,"punctuated_word":"14","sentiment":"neutral","sentiment_score":0.11168484389781952},{"word":"multiple","start":977.325,"end":977.805,"confidence":0.9992483,"punctuated_word":"multiple","sentiment":"neutral","sentiment_score":0.11464104056358336},{"word":"choice","start":977.805,"end":978.125,"confidence":0.9993098,"punctuated_word":"choice","sentiment":"neutral","sentiment_score":0.11344128847122192},{"word":"questions","start":978.125,"end":978.60504,"confidence":0.97475576,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.09494534134864809},{"word":"most","start":978.60504,"end":978.925,"confidence":0.99917394,"punctuated_word":"Most","sentiment":"neutral","sentiment_score":0.12857607007026672},{"word":"of","start":978.925,"end":979.005,"confidence":0.9996276,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10689318180084229},{"word":"them","start":979.005,"end":979.16504,"confidence":0.7510706,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.13436098396778107},{"word":"we've","start":979.16504,"end":979.405,"confidence":0.99984086,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.15349732339382172},{"word":"already","start":979.405,"end":979.72504,"confidence":0.9997683,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.22304177284240723},{"word":"been","start":979.72504,"end":979.885,"confidence":0.9995435,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.23295816779136655},{"word":"able","start":979.885,"end":980.125,"confidence":0.9995757,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.23773452639579773},{"word":"to","start":980.125,"end":980.365,"confidence":0.99950147,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24193863570690155},{"word":"answer","start":980.365,"end":980.865,"confidence":0.9997294,"punctuated_word":"answer.","sentiment":"neutral","sentiment_score":0.19904500246047976},{"word":"it","start":981.35004,"end":981.51,"confidence":0.9891539,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.24864375591278076},{"word":"helps","start":981.51,"end":981.75,"confidence":0.99968946,"punctuated_word":"helps","sentiment":"neutral","sentiment_score":0.21408191323280337},{"word":"me","start":981.75,"end":981.99005,"confidence":0.9965827,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.21556584537029264},{"word":"to","start":981.99005,"end":982.23004,"confidence":0.9986511,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20988433063030243},{"word":"understand","start":982.23004,"end":982.63,"confidence":0.9999263,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.1943241655826569},{"word":"how","start":982.63,"end":982.87006,"confidence":0.9997787,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.15832771360874176},{"word":"you","start":982.87006,"end":983.11005,"confidence":0.9999167,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2015267014503479},{"word":"feel","start":983.11005,"end":983.35004,"confidence":0.99924743,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.17241506278514862},{"word":"about","start":983.35004,"end":983.67004,"confidence":0.9989737,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2003462016582489},{"word":"risk","start":983.67004,"end":984.07,"confidence":0.86997867,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.13874366879463196},{"word":"about","start":984.07,"end":984.39,"confidence":0.99943966,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.16562683880329132},{"word":"markets","start":984.39,"end":984.89,"confidence":0.9410031,"punctuated_word":"markets,","sentiment":"neutral","sentiment_score":0.14379474520683289},{"word":"your","start":985.19,"end":985.51,"confidence":0.97329134,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21732251346111295},{"word":"understanding","start":985.51,"end":986.01,"confidence":0.9997893,"punctuated_word":"understanding","sentiment":"neutral","sentiment_score":0.18172918260097504},{"word":"around","start":986.23004,"end":986.63,"confidence":0.9996074,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.1547035276889801},{"word":"markets","start":986.63,"end":987.11005,"confidence":0.99891853,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":0.10821639001369476},{"word":"as","start":987.11005,"end":987.19,"confidence":0.99963045,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.23418378829956055},{"word":"well","start":987.19,"end":987.51,"confidence":0.8981768,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.24851113557815552},{"word":"and","start":987.51,"end":987.75,"confidence":0.9996445,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21192550659179688},{"word":"then","start":987.75,"end":987.99005,"confidence":0.9998634,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.21376436948776245},{"word":"we'll","start":987.99005,"end":988.23004,"confidence":0.9993392,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.16711321473121643},{"word":"talk","start":988.23004,"end":988.47003,"confidence":0.9997881,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.1535380482673645},{"word":"about","start":988.47003,"end":988.79004,"confidence":0.9998173,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1575989127159119},{"word":"the","start":988.79004,"end":989.03,"confidence":0.99860317,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1818217486143112},{"word":"way","start":989.03,"end":989.19,"confidence":0.99648005,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.20469185709953308},{"word":"you've","start":989.19,"end":989.69,"confidence":0.9963179,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.19786453247070312},{"word":"scored","start":989.83,"end":990.23004,"confidence":0.9368758,"punctuated_word":"scored","sentiment":"neutral","sentiment_score":0.1806100308895111},{"word":"at","start":990.23004,"end":990.31006,"confidence":0.999482,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.23785671591758728},{"word":"the","start":990.31006,"end":990.39,"confidence":0.9995788,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25101351737976074},{"word":"end","start":990.39,"end":990.55005,"confidence":0.99998,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.24857188761234283},{"word":"of","start":990.55005,"end":990.71,"confidence":0.99969125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22028329968452456},{"word":"it","start":990.71,"end":991.03,"confidence":0.89314,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.2171494662761688},{"word":"and","start":991.03,"end":991.19,"confidence":0.9933657,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1772634983062744},{"word":"it","start":991.19,"end":991.35004,"confidence":0.99101734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.223987877368927},{"word":"helps","start":991.35004,"end":991.67004,"confidence":0.997336,"punctuated_word":"helps","sentiment":"neutral","sentiment_score":0.1947651207447052},{"word":"us","start":991.67004,"end":991.83,"confidence":0.99182093,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.21807026863098145},{"word":"to","start":991.83,"end":992.07,"confidence":0.99104005,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18261757493019104},{"word":"understand","start":992.07,"end":992.47003,"confidence":0.9998499,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.17230826616287231},{"word":"what","start":992.47003,"end":992.79004,"confidence":0.9998622,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.132680743932724},{"word":"sort","start":992.79004,"end":992.95,"confidence":0.99587077,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09700747579336166},{"word":"of","start":992.95,"end":993.35004,"confidence":0.9998171,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1556325405836105},{"word":"risk","start":993.35004,"end":993.675,"confidence":0.9549829,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.09755928814411163},{"word":"profile","start":993.83496,"end":994.15497,"confidence":0.9997008,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.1017242893576622},{"word":"you","start":994.15497,"end":994.475,"confidence":0.9997781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13057586550712583},{"word":"should","start":994.475,"end":994.71497,"confidence":0.9999292,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.08524520695209503},{"word":"be","start":994.71497,"end":994.795,"confidence":0.9998952,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.14151859283447266},{"word":"in","start":994.795,"end":995.115,"confidence":0.99984956,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16801588237285614},{"word":"and","start":995.115,"end":995.355,"confidence":0.9495123,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18406617641448977},{"word":"how","start":995.355,"end":995.515,"confidence":0.9998754,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.15496821701526642},{"word":"your","start":995.515,"end":995.755,"confidence":0.99948823,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1593126356601715},{"word":"money","start":995.755,"end":996.075,"confidence":0.99990964,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.17836014926433563},{"word":"should","start":996.075,"end":996.315,"confidence":0.99993145,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.08454305678606033},{"word":"be","start":996.315,"end":996.555,"confidence":0.9998933,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.14495885372161865},{"word":"invested","start":996.555,"end":996.955,"confidence":0.9996158,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.12693843245506287},{"word":"when","start":996.955,"end":997.195,"confidence":0.9992193,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1515377014875412},{"word":"we","start":997.195,"end":997.27496,"confidence":0.9998512,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15179593861103058},{"word":"look","start":997.27496,"end":997.515,"confidence":0.99985325,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1289830207824707},{"word":"at","start":997.515,"end":997.675,"confidence":0.99814487,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10962816327810287},{"word":"growth","start":997.675,"end":997.915,"confidence":0.8789002,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.1806146502494812},{"word":"and","start":997.915,"end":998.075,"confidence":0.6824213,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15524902939796448},{"word":"defensive","start":998.075,"end":998.575,"confidence":0.9975138,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.10570868104696274},{"word":"investments","start":998.635,"end":999.115,"confidence":0.9916059,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.08209265768527985},{"word":"does","start":999.115,"end":999.355,"confidence":0.997071,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.11160056293010712},{"word":"that","start":999.355,"end":999.515,"confidence":0.99988055,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1536160260438919},{"word":"make","start":999.515,"end":999.755,"confidence":0.9729654,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.10451952368021011},{"word":"sense","start":999.755,"end":1000.255,"confidence":0.9998597,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.09096332639455797},{"word":"yep","start":1001.755,"end":1002.235,"confidence":0.95894957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17508289217948914},{"word":"perfect","start":1002.235,"end":1002.735,"confidence":0.9996393,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.273978054523468},{"word":"so","start":1003.435,"end":1003.675,"confidence":0.7012436,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08704636991024017},{"word":"the","start":1003.675,"end":1003.755,"confidence":0.99712664,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07596559077501297},{"word":"first","start":1003.755,"end":1004.075,"confidence":0.99034077,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.08345285058021545},{"word":"one","start":1004.075,"end":1004.315,"confidence":0.9989208,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.09619347751140594},{"word":"here","start":1004.315,"end":1004.555,"confidence":0.9813678,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.0840129479765892},{"word":"it","start":1004.555,"end":1004.71497,"confidence":0.9993569,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06455139815807343},{"word":"says","start":1004.71497,"end":1005.035,"confidence":0.9184766,"punctuated_word":"says,","sentiment":"neutral","sentiment_score":0.059805143624544144},{"word":"how","start":1005.035,"end":1005.195,"confidence":0.99964523,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.05804121494293213},{"word":"would","start":1005.195,"end":1005.435,"confidence":0.99993336,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.050875235348939896},{"word":"you","start":1005.435,"end":1005.595,"confidence":0.99930775,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06467053294181824},{"word":"like","start":1005.595,"end":1005.755,"confidence":0.99981755,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05872073769569397},{"word":"to","start":1005.755,"end":1005.915,"confidence":0.9990283,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07927471399307251},{"word":"rate","start":1005.915,"end":1006.075,"confidence":0.967249,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.08502516150474548},{"word":"your","start":1006.075,"end":1006.315,"confidence":0.99988115,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05077893286943436},{"word":"willingness","start":1006.315,"end":1006.795,"confidence":0.9999318,"punctuated_word":"willingness","sentiment":"neutral","sentiment_score":0.039988987147808075},{"word":"to","start":1006.795,"end":1006.955,"confidence":0.9994387,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03244299441576004},{"word":"take","start":1006.955,"end":1007.195,"confidence":0.9999174,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.037803422659635544},{"word":"on","start":1007.195,"end":1007.435,"confidence":0.999617,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06699901819229126},{"word":"financial","start":1007.435,"end":1007.935,"confidence":0.9966112,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.017474666237831116},{"word":"risk","start":1008.075,"end":1008.42,"confidence":0.9696633,"punctuated_word":"risk?","sentiment":"neutral","sentiment_score":0.012225430458784103},{"word":"now","start":1008.42,"end":1008.66,"confidence":0.9997495,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.014687690883874891},{"word":"you","start":1008.66,"end":1008.7133,"confidence":0.98931867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02073080465197563},{"word":"did","start":1008.7133,"end":1008.76666,"confidence":0.99971074,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.01180775836110115},{"word":"mention","start":1008.76666,"end":1008.82,"confidence":0.9699602,"punctuated_word":"mention","sentiment":"neutral","sentiment_score":-0.0048781149089336395},{"word":"to","start":1008.82,"end":1009.32,"confidence":0.9909932,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03378358483314514},{"word":"me","start":1009.38,"end":1009.54,"confidence":0.9993524,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.029240749776363373},{"word":"earlier","start":1009.54,"end":1009.86,"confidence":0.99866486,"punctuated_word":"earlier","sentiment":"neutral","sentiment_score":-0.04144139587879181},{"word":"that","start":1009.86,"end":1010.1,"confidence":0.99946433,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.048592351377010345},{"word":"you're","start":1010.1,"end":1010.26,"confidence":0.9998503,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.06630829721689224},{"word":"not","start":1010.26,"end":1010.42,"confidence":0.99980146,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08996465802192688},{"word":"looking","start":1010.42,"end":1010.66,"confidence":0.9998666,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.08852323889732361},{"word":"to","start":1010.66,"end":1010.82,"confidence":0.9989355,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1071239337325096},{"word":"take","start":1010.82,"end":1010.98,"confidence":0.99989545,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.11755304038524628},{"word":"on","start":1010.98,"end":1011.48,"confidence":0.9998142,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0864756777882576},{"word":"the","start":1011.54,"end":1011.7,"confidence":0.99989915,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12021734565496443},{"word":"highest","start":1011.7,"end":1012.2,"confidence":0.99990416,"punctuated_word":"highest","sentiment":"neutral","sentiment_score":-0.12126657366752625},{"word":"level","start":1012.33997,"end":1012.66,"confidence":0.99988663,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.10503383725881577},{"word":"of","start":1012.66,"end":1012.89996,"confidence":0.9997476,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0934123620390892},{"word":"risk","start":1012.89996,"end":1013.39996,"confidence":0.98493904,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.07700859010219574},{"word":"you","start":1013.54,"end":1013.86,"confidence":0.9951373,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.05425983667373657},{"word":"kind","start":1013.86,"end":1014.1,"confidence":0.94182795,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.04881970584392547},{"word":"of","start":1014.1,"end":1014.26,"confidence":0.9997322,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04780098050832749},{"word":"are","start":1014.26,"end":1014.5,"confidence":0.9836942,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":-0.044857680797576904},{"word":"you","start":1014.5,"end":1014.66,"confidence":0.99988806,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03783415257930755},{"word":"know","start":1014.66,"end":1014.89996,"confidence":0.99987876,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.02529054880142212},{"word":"a","start":1014.89996,"end":1014.98,"confidence":0.9997303,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011873703449964523},{"word":"little","start":1014.98,"end":1015.22,"confidence":0.9999083,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.014912381768226624},{"word":"bit","start":1015.22,"end":1015.38,"confidence":0.9993513,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.02774997055530548},{"word":"more","start":1015.38,"end":1015.62,"confidence":0.9995912,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.037010543048381805},{"word":"conservative","start":1015.62,"end":1016.12,"confidence":0.9998068,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":-0.04516136646270752},{"word":"than","start":1016.33997,"end":1016.57996,"confidence":0.99964607,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.03620944917201996},{"word":"that","start":1016.57996,"end":1017.06,"confidence":0.9990565,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.04199320822954178},{"word":"would","start":1017.06,"end":1017.3,"confidence":0.9992151,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.03432933986186981},{"word":"you","start":1017.3,"end":1017.45996,"confidence":0.9998654,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.027755245566368103},{"word":"put","start":1017.45996,"end":1017.7,"confidence":0.9999552,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.028969142585992813},{"word":"yourself","start":1017.7,"end":1018.1,"confidence":0.9996911,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":-0.01330384612083435},{"word":"in","start":1018.1,"end":1018.26,"confidence":0.9989819,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.033996306359767914},{"word":"more","start":1018.26,"end":1018.42,"confidence":0.9996581,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.028026096522808075},{"word":"of","start":1018.42,"end":1018.57996,"confidence":0.997463,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04043113440275192},{"word":"an","start":1018.57996,"end":1018.74,"confidence":0.9997944,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.03901025280356407},{"word":"average","start":1018.74,"end":1019.13995,"confidence":0.9996891,"punctuated_word":"average","sentiment":"neutral","sentiment_score":-0.049851834774017334},{"word":"risk","start":1019.13995,"end":1019.63995,"confidence":0.9607284,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.009810224175453186},{"word":"category","start":1019.7,"end":1020.2,"confidence":0.82739305,"punctuated_word":"category,","sentiment":"neutral","sentiment_score":-0.02663223259150982},{"word":"kind","start":1020.515,"end":1020.675,"confidence":0.9989807,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.014415301382541656},{"word":"of","start":1020.675,"end":1020.915,"confidence":0.9997776,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.025052763521671295},{"word":"middle","start":1020.915,"end":1021.075,"confidence":0.9803792,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":-0.026687651872634888},{"word":"range","start":1021.075,"end":1021.475,"confidence":0.79362303,"punctuated_word":"range,","sentiment":"neutral","sentiment_score":0.004465900361537933},{"word":"you","start":1021.475,"end":1021.635,"confidence":0.99878055,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.012558847665786743},{"word":"want","start":1021.635,"end":1021.955,"confidence":0.9976792,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0013592168688774109},{"word":"some","start":1021.955,"end":1022.115,"confidence":0.9970688,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.016954980790615082},{"word":"growth","start":1022.115,"end":1022.435,"confidence":0.8401991,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.035564448684453964},{"word":"but","start":1022.435,"end":1022.515,"confidence":0.9939552,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.024966180324554443},{"word":"you","start":1022.515,"end":1022.755,"confidence":0.9998472,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.023504551500082016},{"word":"also","start":1022.755,"end":1023.075,"confidence":0.9953151,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.008539542555809021},{"word":"want","start":1023.075,"end":1023.395,"confidence":0.9967235,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0016853883862495422},{"word":"some","start":1023.395,"end":1023.555,"confidence":0.9975727,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.020215757191181183},{"word":"lower","start":1023.555,"end":1023.795,"confidence":0.98202366,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.008893616497516632},{"word":"risk","start":1023.795,"end":1024.195,"confidence":0.99942005,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.011995077133178713},{"word":"investments","start":1024.195,"end":1024.675,"confidence":0.7894305,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.026481997221708298},{"word":"or","start":1024.675,"end":1024.915,"confidence":0.9997181,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04333358258008957},{"word":"do","start":1024.915,"end":1025.075,"confidence":0.99988294,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04763326793909073},{"word":"you","start":1025.075,"end":1025.235,"confidence":0.99868244,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05283667519688606},{"word":"feel","start":1025.235,"end":1025.555,"confidence":0.99967325,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.08576580882072449},{"word":"you'd","start":1025.555,"end":1025.795,"confidence":0.99924344,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.0671367347240448},{"word":"be","start":1025.795,"end":1025.955,"confidence":0.997898,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07415905594825745},{"word":"above","start":1025.955,"end":1026.275,"confidence":0.99942493,"punctuated_word":"above","sentiment":"neutral","sentiment_score":-0.06187677010893822},{"word":"or","start":1026.275,"end":1026.435,"confidence":0.9982362,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05492503568530083},{"word":"below","start":1026.435,"end":1026.755,"confidence":0.9999528,"punctuated_word":"below","sentiment":"neutral","sentiment_score":-0.021616533398628235},{"word":"that","start":1026.755,"end":1027.255,"confidence":0.9996395,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.043568205088377},{"word":"yep","start":1035.875,"end":1036.35,"confidence":0.86213064,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.007609466090798378},{"word":"yep","start":1036.51,"end":1036.75,"confidence":0.9253067,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0184817835688591},{"word":"yep","start":1036.75,"end":1036.99,"confidence":0.9871389,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06833367049694061},{"word":"perfect","start":1036.99,"end":1037.49,"confidence":0.7568551,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4570106863975525},{"word":"the","start":1038.75,"end":1038.91,"confidence":0.8349202,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.06414838880300522},{"word":"next","start":1038.91,"end":1039.23,"confidence":0.99989986,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.01498483121395111},{"word":"one","start":1039.23,"end":1039.39,"confidence":0.99981135,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.019361183047294617},{"word":"here","start":1039.39,"end":1039.63,"confidence":0.9035621,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.06026354432106018},{"word":"it","start":1039.63,"end":1039.7899,"confidence":0.9944378,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.061073992401361465},{"word":"says","start":1039.7899,"end":1040.03,"confidence":0.9743148,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.010438747704029083},{"word":"how","start":1040.03,"end":1040.27,"confidence":0.60431314,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.0005953870713710785},{"word":"familiar","start":1040.27,"end":1040.77,"confidence":0.99896693,"punctuated_word":"familiar","sentiment":"neutral","sentiment_score":0.009107893332839012},{"word":"are","start":1040.83,"end":1040.91,"confidence":0.9965186,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.012108689174056051},{"word":"you","start":1040.91,"end":1041.15,"confidence":0.99949634,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02742995508015156},{"word":"with","start":1041.15,"end":1041.3099,"confidence":0.99901605,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.037861667573452},{"word":"investment","start":1041.3099,"end":1041.8099,"confidence":0.7522386,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.007763367146253586},{"word":"markets","start":1041.87,"end":1042.37,"confidence":0.67712057,"punctuated_word":"markets?","sentiment":"neutral","sentiment_score":0.0100143700838089},{"word":"have","start":1042.4299,"end":1042.59,"confidence":0.9997589,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.003417016938328743},{"word":"you","start":1042.59,"end":1042.83,"confidence":0.9999,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0047289058566093445},{"word":"ever","start":1042.83,"end":1043.07,"confidence":0.99978966,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.0029347743839025497},{"word":"invested","start":1043.07,"end":1043.57,"confidence":0.9994671,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.0009141992777585984},{"word":"before","start":1043.71,"end":1044.21,"confidence":0.99953103,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":-0.008823062293231487},{"word":"yep","start":1053.555,"end":1053.9551,"confidence":0.9100139,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03609561175107956},{"word":"yep","start":1053.9551,"end":1054.435,"confidence":0.9724996,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0006710800225846469},{"word":"understandable","start":1054.435,"end":1054.935,"confidence":0.99453384,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":0.019413476809859276},{"word":"so","start":1055.9551,"end":1056.1151,"confidence":0.9847039,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05312114581465721},{"word":"you're","start":1056.1151,"end":1056.3551,"confidence":0.9988768,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.04014883562922478},{"word":"pretty","start":1056.3551,"end":1056.5951,"confidence":0.9997665,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.050783783197402954},{"word":"well","start":1056.5951,"end":1056.755,"confidence":0.99979144,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.035976164042949677},{"word":"aware","start":1056.755,"end":1056.9951,"confidence":0.9999298,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":-0.0633687824010849},{"word":"that","start":1056.9951,"end":1057.2351,"confidence":0.999655,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04188014194369316},{"word":"markets","start":1057.2351,"end":1057.7151,"confidence":0.9928844,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.11777150630950928},{"word":"do","start":1057.7151,"end":1057.875,"confidence":0.9936837,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04160914570093155},{"word":"go","start":1057.875,"end":1058.035,"confidence":0.999178,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.04329824447631836},{"word":"up","start":1058.035,"end":1058.1151,"confidence":0.99990463,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.07129254192113876},{"word":"and","start":1058.1151,"end":1058.275,"confidence":0.9998178,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07964909076690674},{"word":"down","start":1058.275,"end":1058.515,"confidence":0.958091,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.06151794642210007},{"word":"they","start":1058.515,"end":1058.755,"confidence":0.9982917,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.05135367810726166},{"word":"flock","start":1058.755,"end":1058.9951,"confidence":0.47981608,"punctuated_word":"flock","sentiment":"neutral","sentiment_score":-0.0533633790910244},{"word":"they","start":1059.155,"end":1059.3151,"confidence":0.9896628,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.05727819353342056},{"word":"do","start":1059.3151,"end":1059.555,"confidence":0.99660766,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.02434967085719109},{"word":"fluctuate","start":1059.555,"end":1060.055,"confidence":0.9184652,"punctuated_word":"fluctuate,","sentiment":"neutral","sentiment_score":-0.026201728731393818},{"word":"and","start":1060.1951,"end":1060.515,"confidence":0.9996916,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.017313944175839424},{"word":"there","start":1060.515,"end":1060.755,"confidence":0.9980173,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.03294134885072708},{"word":"are","start":1060.755,"end":1060.9951,"confidence":0.9988248,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.02982550859451294},{"word":"those","start":1060.9951,"end":1061.2351,"confidence":0.96424305,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.010710172355175018},{"word":"really","start":1061.2351,"end":1061.555,"confidence":0.9992613,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.07833494246006012},{"word":"high","start":1061.555,"end":1061.7151,"confidence":0.99896395,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.06709007918834686},{"word":"risk","start":1061.7151,"end":1062.035,"confidence":0.81328595,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.11402307450771332},{"word":"like","start":1062.035,"end":1062.275,"confidence":0.8747175,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1076277792453766},{"word":"crypto","start":1062.275,"end":1062.675,"confidence":0.96156967,"punctuated_word":"crypto","sentiment":"neutral","sentiment_score":-0.05768269672989845},{"word":"sorts","start":1062.675,"end":1062.915,"confidence":0.9402558,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":-0.07924157381057739},{"word":"of","start":1062.915,"end":1063.0751,"confidence":0.99552333,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08904960006475449},{"word":"investments","start":1063.0751,"end":1063.555,"confidence":0.89334834,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.05920107662677765},{"word":"but","start":1063.555,"end":1063.795,"confidence":0.9992501,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.037574175745248795},{"word":"also","start":1063.795,"end":1064.1151,"confidence":0.7032577,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.06166863068938255},{"word":"lower","start":1064.1151,"end":1064.3551,"confidence":0.8881574,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.07913701981306076},{"word":"risk","start":1064.3551,"end":1064.675,"confidence":0.9987218,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.15979568660259247},{"word":"investments","start":1064.675,"end":1065.175,"confidence":0.98211056,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.130755215883255},{"word":"tend","start":1065.2351,"end":1065.395,"confidence":0.99873763,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":-0.08890600502490997},{"word":"to","start":1065.395,"end":1065.555,"confidence":0.99913627,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10483187437057497},{"word":"get","start":1065.555,"end":1065.635,"confidence":0.99862576,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.11411266773939133},{"word":"a","start":1065.635,"end":1065.7151,"confidence":0.99809843,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11686396598815918},{"word":"lower","start":1065.7151,"end":1066.035,"confidence":0.9749805,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.08283569663763046},{"word":"rate","start":1066.035,"end":1066.1151,"confidence":0.99736494,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":-0.06409119069576263},{"word":"of","start":1066.1151,"end":1066.41,"confidence":0.9958405,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12168221920728683},{"word":"return","start":1066.49,"end":1066.99,"confidence":0.77206254,"punctuated_word":"return?","sentiment":"neutral","sentiment_score":-0.07404408603906631},{"word":"yep","start":1068.3301,"end":1068.65,"confidence":0.92895794,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08329698443412781},{"word":"perfect","start":1068.65,"end":1069.13,"confidence":0.99957377,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.33144527673721313},{"word":"so","start":1069.13,"end":1069.4501,"confidence":0.99521375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1252669245004654},{"word":"with","start":1069.4501,"end":1069.61,"confidence":0.99569654,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1437169313430786},{"word":"that","start":1069.61,"end":1069.77,"confidence":0.9999256,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21972817182540896},{"word":"one","start":1069.77,"end":1069.93,"confidence":0.9988539,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1891593039035797},{"word":"there","start":1069.93,"end":1070.17,"confidence":0.99282706,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.2063145488500595},{"word":"i'd","start":1070.17,"end":1070.3301,"confidence":0.99952126,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.1729114055633545},{"word":"probably","start":1070.3301,"end":1070.73,"confidence":0.9996196,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.18150044977664948},{"word":"say","start":1070.73,"end":1070.89,"confidence":0.99939513,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.18482068181037903},{"word":"that","start":1070.89,"end":1071.13,"confidence":0.99964416,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18827727437019348},{"word":"you're","start":1071.13,"end":1071.53,"confidence":0.9982774,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.139174684882164},{"word":"about","start":1071.53,"end":1072.03,"confidence":0.9923821,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10552827268838882},{"word":"three","start":1072.25,"end":1072.65,"confidence":0.9244922,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":0.1578504741191864},{"word":"you've","start":1072.65,"end":1072.9701,"confidence":0.9997152,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.31160885095596313},{"word":"got","start":1072.9701,"end":1073.13,"confidence":0.9997558,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.30700021982192993},{"word":"a","start":1073.13,"end":1073.29,"confidence":0.9987608,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3631972074508667},{"word":"good","start":1073.29,"end":1073.53,"confidence":0.99981886,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4589771330356598},{"word":"market","start":1073.53,"end":1073.85,"confidence":0.9718697,"punctuated_word":"market","sentiment":"positive","sentiment_score":0.37087732553482056},{"word":"graph","start":1073.85,"end":1074.0901,"confidence":0.76963216,"punctuated_word":"graph.","sentiment":"positive","sentiment_score":0.3444051146507263},{"word":"you","start":1074.0901,"end":1074.3301,"confidence":0.9462621,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.20934659242630005},{"word":"understand","start":1074.3301,"end":1074.81,"confidence":0.99945813,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.2180151343345642},{"word":"a","start":1074.81,"end":1074.9701,"confidence":0.9992686,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26329758763313293},{"word":"bit","start":1074.9701,"end":1075.2101,"confidence":0.9998596,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18927116692066193},{"word":"about","start":1075.2101,"end":1075.4501,"confidence":0.9995523,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1430971324443817},{"word":"investing","start":1075.4501,"end":1075.85,"confidence":0.990669,"punctuated_word":"investing,","sentiment":"neutral","sentiment_score":0.19430996477603912},{"word":"but","start":1075.85,"end":1076.01,"confidence":0.9998834,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.14276966452598572},{"word":"you","start":1076.01,"end":1076.17,"confidence":0.9999087,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15297412872314453},{"word":"are","start":1076.17,"end":1076.41,"confidence":0.99985456,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.17091572284698486},{"word":"still","start":1076.41,"end":1076.5701,"confidence":0.9998894,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.1536208838224411},{"word":"learning","start":1076.5701,"end":1076.9701,"confidence":0.9981067,"punctuated_word":"learning.","sentiment":"neutral","sentiment_score":0.1979021728038788},{"word":"would","start":1076.9701,"end":1077.13,"confidence":0.99982053,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.19528083503246307},{"word":"you","start":1077.13,"end":1077.29,"confidence":0.9987827,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2083261013031006},{"word":"say","start":1077.29,"end":1077.4501,"confidence":0.9985489,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.21411660313606265},{"word":"that's","start":1077.4501,"end":1077.6901,"confidence":0.9989375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.21503719687461853},{"word":"fairly","start":1077.6901,"end":1078.0901,"confidence":0.999231,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.18353679776191711},{"word":"accurate","start":1078.0901,"end":1078.49,"confidence":0.9999442,"punctuated_word":"accurate","sentiment":"neutral","sentiment_score":0.1522878259420395},{"word":"for","start":1078.49,"end":1078.65,"confidence":0.97672105,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11920998990535736},{"word":"where","start":1078.65,"end":1078.89,"confidence":0.9996087,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.09673546254634856},{"word":"you","start":1078.89,"end":1079.05,"confidence":0.999696,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11122046411037444},{"word":"are","start":1079.05,"end":1079.13,"confidence":0.9977769,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08213526755571365},{"word":"at","start":1079.13,"end":1079.29,"confidence":0.9994387,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08155664801597595},{"word":"the","start":1079.29,"end":1079.37,"confidence":0.9995766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16707190871238708},{"word":"moment","start":1079.37,"end":1079.87,"confidence":0.99981487,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.12409456074237823},{"word":"yep","start":1081.53,"end":1081.845,"confidence":0.9845715,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13616716861724854},{"word":"beautiful","start":1082.8049,"end":1083.3049,"confidence":0.998685,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.369422048330307},{"word":"yeah","start":1085.2849,"end":1085.7849,"confidence":0.8733511,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10183197259902954},{"word":"that's","start":1087.445,"end":1087.9249,"confidence":0.9668864,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1887568235397339},{"word":"yeah","start":1088.565,"end":1089.0449,"confidence":0.83693475,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1528216153383255},{"word":"absolutely","start":1089.0449,"end":1089.5449,"confidence":0.9957843,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.1932596266269684},{"word":"yeah","start":1097.125,"end":1097.625,"confidence":0.87451136,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.025291115045547485},{"word":"yep","start":1101.4199,"end":1101.9199,"confidence":0.90676695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04532533138990402},{"word":"yeah","start":1109.34,"end":1109.84,"confidence":0.99451184,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2370448112487793},{"word":"absolutely","start":1112.22,"end":1112.72,"confidence":0.9895242,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.06460800766944885},{"word":"yeah","start":1113.715,"end":1113.955,"confidence":0.9963521,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.015423133969306946},{"word":"definitely","start":1113.955,"end":1114.4349,"confidence":0.99939317,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.01738998293876648},{"word":"so","start":1114.4349,"end":1114.595,"confidence":0.998938,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.020304713398218155},{"word":"did","start":1114.595,"end":1114.835,"confidence":0.99948394,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.016550462692975998},{"word":"you","start":1114.835,"end":1114.995,"confidence":0.9998117,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.016512297093868256},{"word":"happen","start":1114.995,"end":1115.235,"confidence":0.9995022,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.0015623457729816437},{"word":"to","start":1115.235,"end":1115.3949,"confidence":0.99974626,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.022807374596595764},{"word":"sell","start":1115.3949,"end":1115.6349,"confidence":0.99864775,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.0641854777932167},{"word":"out","start":1115.6349,"end":1115.7949,"confidence":0.99949646,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.0947389155626297},{"word":"of","start":1115.7949,"end":1115.875,"confidence":0.9980755,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06973062455654144},{"word":"that","start":1115.875,"end":1116.0349,"confidence":0.9998235,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05726226419210434},{"word":"while","start":1116.0349,"end":1116.195,"confidence":0.91171086,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.07057641446590424},{"word":"it","start":1116.195,"end":1116.355,"confidence":0.9989568,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09911876916885376},{"word":"was","start":1116.355,"end":1116.5149,"confidence":0.9994286,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10651959478855132},{"word":"still","start":1116.5149,"end":1116.7549,"confidence":0.9912623,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0967942625284195},{"word":"high","start":1116.7549,"end":1117.075,"confidence":0.99498284,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.06267032027244568},{"word":"before","start":1117.075,"end":1117.3949,"confidence":0.99704933,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.08562740683555603},{"word":"it","start":1117.3949,"end":1117.5549,"confidence":0.9712569,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13766346871852875},{"word":"took","start":1117.5549,"end":1117.715,"confidence":0.99957305,"punctuated_word":"took","sentiment":"neutral","sentiment_score":-0.13534019887447357},{"word":"a","start":1117.715,"end":1117.7949,"confidence":0.99920887,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1016458198428154},{"word":"bit","start":1117.7949,"end":1118.0349,"confidence":0.999746,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.09755607694387436},{"word":"of","start":1118.0349,"end":1118.115,"confidence":0.99948955,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10466597974300385},{"word":"a","start":1118.115,"end":1118.195,"confidence":0.9965017,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10331900417804718},{"word":"dive","start":1118.195,"end":1118.695,"confidence":0.9946648,"punctuated_word":"dive?","sentiment":"neutral","sentiment_score":-0.06620628386735916},{"word":"oh","start":1120.7549,"end":1121.075,"confidence":0.97766876,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08658900856971741},{"word":"good","start":1121.075,"end":1121.315,"confidence":0.99772096,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.127330020070076},{"word":"so","start":1121.315,"end":1121.475,"confidence":0.9831602,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04286123067140579},{"word":"you","start":1121.475,"end":1121.6349,"confidence":0.99909556,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08726289868354797},{"word":"sold","start":1121.6349,"end":1121.875,"confidence":0.9935638,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":0.047316327691078186},{"word":"out","start":1121.875,"end":1122.0349,"confidence":0.9843238,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03827223181724548},{"word":"and","start":1122.0349,"end":1122.195,"confidence":0.502045,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05639047175645828},{"word":"you","start":1122.195,"end":1122.2749,"confidence":0.9971463,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.061623714864254},{"word":"got","start":1122.2749,"end":1122.4349,"confidence":0.994456,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09342259913682938},{"word":"a","start":1122.4349,"end":1122.5149,"confidence":0.999331,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07907213270664215},{"word":"bit","start":1122.5149,"end":1122.6749,"confidence":0.99965405,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07172412425279617},{"word":"of","start":1122.6749,"end":1122.7549,"confidence":0.9994665,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12413638085126875},{"word":"a","start":1122.7549,"end":1122.835,"confidence":0.9902198,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13355448842048645},{"word":"gain","start":1122.835,"end":1123.075,"confidence":0.9896896,"punctuated_word":"gain","sentiment":"neutral","sentiment_score":0.1403328776359558},{"word":"out","start":1123.075,"end":1123.235,"confidence":0.999542,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08056814223527908},{"word":"of","start":1123.235,"end":1123.315,"confidence":0.9996729,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06301338225603104},{"word":"it","start":1123.315,"end":1123.475,"confidence":0.9904059,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.10024242103099824},{"word":"so","start":1123.475,"end":1123.6349,"confidence":0.99878997,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11251074820756912},{"word":"it's","start":1123.6349,"end":1123.715,"confidence":0.9979944,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1425761729478836},{"word":"a","start":1123.715,"end":1123.875,"confidence":0.9991972,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1866074502468109},{"word":"good","start":1123.875,"end":1124.115,"confidence":0.9999275,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.33895158767700195},{"word":"experience","start":1124.115,"end":1124.5149,"confidence":0.999777,"punctuated_word":"experience","sentiment":"neutral","sentiment_score":0.23072388768196103},{"word":"that","start":1124.5149,"end":1124.6749,"confidence":0.99982315,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23812368512153623},{"word":"you've","start":1124.6749,"end":1124.9149,"confidence":0.9959185,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.20985189080238345},{"word":"had","start":1124.9149,"end":1125.075,"confidence":0.9652785,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":0.1631358116865158},{"word":"but","start":1125.075,"end":1125.315,"confidence":0.9998319,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05252000689506531},{"word":"it","start":1125.315,"end":1125.3949,"confidence":0.9918532,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14584898948669434},{"word":"has","start":1125.3949,"end":1125.6349,"confidence":0.9994667,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.18595080077648163},{"word":"kinda","start":1125.6349,"end":1125.875,"confidence":0.9412171,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.2423042356967926},{"word":"made","start":1125.875,"end":1126.0349,"confidence":0.99942833,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.1859009861946106},{"word":"you","start":1126.0349,"end":1126.195,"confidence":0.99884796,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15077722072601318},{"word":"a","start":1126.195,"end":1126.2749,"confidence":0.9972481,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17915305495262146},{"word":"bit","start":1126.2749,"end":1126.5149,"confidence":0.9997117,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1845671832561493},{"word":"cautious","start":1126.5149,"end":1126.9149,"confidence":0.99477065,"punctuated_word":"cautious.","sentiment":"neutral","sentiment_score":-0.11577187478542328},{"word":"am","start":1126.9149,"end":1127.1549,"confidence":0.9991423,"punctuated_word":"Am","sentiment":"neutral","sentiment_score":-0.003868021070957184},{"word":"i","start":1127.1549,"end":1127.235,"confidence":0.99977714,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005256302654743195},{"word":"right","start":1127.235,"end":1127.735,"confidence":0.9998156,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":-0.003686640411615372},{"word":"yeah","start":1129.12,"end":1129.52,"confidence":0.96237504,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008908901363611221},{"word":"yep","start":1129.52,"end":1129.92,"confidence":0.99785477,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01727871596813202},{"word":"understandable","start":1129.92,"end":1130.42,"confidence":0.99107033,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":-0.0220425333827734},{"word":"crypto","start":1130.64,"end":1131.14,"confidence":0.99406755,"punctuated_word":"Crypto","sentiment":"neutral","sentiment_score":-0.18788021802902224},{"word":"markets","start":1131.36,"end":1131.84,"confidence":0.9750543,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.18986262381076813},{"word":"are","start":1131.84,"end":1132.08,"confidence":0.99991846,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.2027672827243805},{"word":"extremely","start":1132.08,"end":1132.58,"confidence":0.99974304,"punctuated_word":"extremely","sentiment":"negative","sentiment_score":-0.34717699885368347},{"word":"volatile","start":1132.64,"end":1133.14,"confidence":0.9859574,"punctuated_word":"volatile.","sentiment":"neutral","sentiment_score":-0.25724756717681885},{"word":"they","start":1133.2,"end":1133.4401,"confidence":0.9992077,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.2533065974712372},{"word":"never","start":1133.4401,"end":1133.84,"confidence":0.99959606,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.25659188628196716},{"word":"close","start":1133.84,"end":1134.24,"confidence":0.9225184,"punctuated_word":"close,","sentiment":"neutral","sentiment_score":-0.2536788582801819},{"word":"and","start":1134.24,"end":1134.48,"confidence":0.9998828,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2193584442138672},{"word":"they're","start":1134.48,"end":1134.72,"confidence":0.99935114,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.26041871309280396},{"word":"very","start":1134.72,"end":1134.96,"confidence":0.96398747,"punctuated_word":"very,","sentiment":"neutral","sentiment_score":-0.2763674557209015},{"word":"very","start":1134.96,"end":1135.2,"confidence":0.99998,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.29161494970321655},{"word":"hard","start":1135.2,"end":1135.4401,"confidence":0.99923277,"punctuated_word":"hard","sentiment":"negative","sentiment_score":-0.33856096863746643},{"word":"to","start":1135.4401,"end":1135.6,"confidence":0.9989102,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.30154794454574585},{"word":"predict","start":1135.6,"end":1136.08,"confidence":0.9393451,"punctuated_word":"predict.","sentiment":"neutral","sentiment_score":-0.20158037543296817},{"word":"so","start":1136.08,"end":1136.3201,"confidence":0.99916816,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04416961222887039},{"word":"i","start":1136.3201,"end":1136.4,"confidence":0.99968326,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07574043422937393},{"word":"completely","start":1136.4,"end":1136.88,"confidence":0.99929297,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.15251481533050537},{"word":"understand","start":1136.88,"end":1137.28,"confidence":0.99995255,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.04379226267337799},{"word":"where","start":1137.28,"end":1137.4401,"confidence":0.985501,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.07722845673561096},{"word":"you're","start":1137.4401,"end":1137.6,"confidence":0.9948622,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.04646730422973633},{"word":"coming","start":1137.6,"end":1137.84,"confidence":0.9991954,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.14710839092731476},{"word":"there","start":1137.84,"end":1138.0,"confidence":0.6367227,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.06819196045398712},{"word":"i've","start":1138.0,"end":1138.16,"confidence":0.99759424,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.02117453515529633},{"word":"had","start":1138.16,"end":1138.3201,"confidence":0.9991153,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0454295426607132},{"word":"some","start":1138.3201,"end":1138.56,"confidence":0.9982639,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.031873270869255066},{"word":"experiences","start":1138.56,"end":1139.04,"confidence":0.97246695,"punctuated_word":"experiences","sentiment":"neutral","sentiment_score":0.03308857977390289},{"word":"with","start":1139.04,"end":1139.2,"confidence":0.98159343,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.010169968008995056},{"word":"crypto","start":1139.2,"end":1139.68,"confidence":0.9903661,"punctuated_word":"crypto","sentiment":"neutral","sentiment_score":0.0032516345381736755},{"word":"myself","start":1139.68,"end":1140.18,"confidence":0.998792,"punctuated_word":"myself.","sentiment":"neutral","sentiment_score":-0.039786577224731445},{"word":"the","start":1140.585,"end":1140.745,"confidence":0.98021597,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.17905211448669434},{"word":"good","start":1140.745,"end":1140.825,"confidence":0.9999703,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.446026474237442},{"word":"thing","start":1140.825,"end":1141.065,"confidence":0.99966216,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.392644464969635},{"word":"is","start":1141.065,"end":1141.225,"confidence":0.99987304,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2230629324913025},{"word":"that","start":1141.225,"end":1141.385,"confidence":0.99864155,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16563361883163452},{"word":"we","start":1141.385,"end":1141.625,"confidence":0.99920684,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12668660283088684},{"word":"don't","start":1141.625,"end":1141.7849,"confidence":0.9878137,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.07203700393438339},{"word":"advise","start":1141.7849,"end":1142.1849,"confidence":0.99180955,"punctuated_word":"advise","sentiment":"neutral","sentiment_score":-0.0054514482617378235},{"word":"on","start":1142.1849,"end":1142.345,"confidence":0.99172056,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0068121254444122314},{"word":"crypto","start":1142.345,"end":1142.845,"confidence":0.8606486,"punctuated_word":"crypto,","sentiment":"neutral","sentiment_score":-0.04166904836893082},{"word":"so","start":1143.705,"end":1144.025,"confidence":0.9987355,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.031478218734264374},{"word":"that","start":1144.025,"end":1144.345,"confidence":0.9729214,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04512566328048706},{"word":"it","start":1144.345,"end":1144.505,"confidence":0.703501,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11956894397735596},{"word":"stays","start":1144.505,"end":1144.825,"confidence":0.99341184,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":0.05102986842393875},{"word":"completely","start":1144.825,"end":1145.225,"confidence":0.9996074,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.09327216446399687},{"word":"out","start":1145.225,"end":1145.465,"confidence":0.9995627,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.15212559700012207},{"word":"of","start":1145.465,"end":1145.625,"confidence":0.9986349,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17338642477989197},{"word":"the","start":1145.625,"end":1145.705,"confidence":0.9988931,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1993630677461624},{"word":"equation","start":1145.705,"end":1146.205,"confidence":0.99979097,"punctuated_word":"equation","sentiment":"neutral","sentiment_score":0.23289865255355835},{"word":"for","start":1146.265,"end":1146.4249,"confidence":0.99982136,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1430433690547943},{"word":"you","start":1146.4249,"end":1146.825,"confidence":0.999861,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.12179948389530182},{"word":"okay","start":1146.825,"end":1147.325,"confidence":0.7806074,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.3304300904273987},{"word":"excellent","start":1148.905,"end":1149.405,"confidence":0.9925916,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.6949045658111572},{"word":"yep","start":1157.21,"end":1157.69,"confidence":0.8238058,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1509600579738617},{"word":"absolutely","start":1157.69,"end":1158.19,"confidence":0.9799527,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.33132830262184143},{"word":"not","start":1158.73,"end":1158.97,"confidence":0.9991424,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.3677794635295868},{"word":"a","start":1158.97,"end":1159.13,"confidence":0.9998436,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25028496980667114},{"word":"problem","start":1159.13,"end":1159.53,"confidence":0.99993753,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.3012496829032898},{"word":"at","start":1159.53,"end":1159.69,"confidence":0.9989279,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3238690197467804},{"word":"all","start":1159.69,"end":1160.19,"confidence":0.99988455,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.31777653098106384},{"word":"the","start":1160.57,"end":1160.73,"confidence":0.7398834,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.162702739238739},{"word":"next","start":1160.73,"end":1160.97,"confidence":0.9997975,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.0928335040807724},{"word":"sort","start":1160.97,"end":1161.13,"confidence":0.9758304,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06846770644187927},{"word":"of","start":1161.13,"end":1161.21,"confidence":0.9613779,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08210095763206482},{"word":"question","start":1161.21,"end":1161.53,"confidence":0.9970721,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.09708693623542786},{"word":"we're","start":1161.53,"end":1161.77,"confidence":0.9991621,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.07451443374156952},{"word":"looking","start":1161.77,"end":1162.01,"confidence":0.999923,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.07293844223022461},{"word":"at","start":1162.01,"end":1162.25,"confidence":0.9994549,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07804378867149353},{"word":"here","start":1162.25,"end":1162.49,"confidence":0.99946827,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.09418704360723495},{"word":"is","start":1162.49,"end":1162.65,"confidence":0.9997353,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08192837238311768},{"word":"wanting","start":1162.65,"end":1162.97,"confidence":0.99841464,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.11449455469846724},{"word":"to","start":1162.97,"end":1163.21,"confidence":0.99940693,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14951534569263458},{"word":"rate","start":1163.21,"end":1163.45,"confidence":0.9738467,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.1477065533399582},{"word":"your","start":1163.45,"end":1163.77,"confidence":0.9997775,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12792186439037323},{"word":"experiences","start":1163.77,"end":1164.27,"confidence":0.99325657,"punctuated_word":"experiences.","sentiment":"neutral","sentiment_score":0.1034754514694214},{"word":"so","start":1164.65,"end":1164.97,"confidence":0.99795294,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10881461948156355},{"word":"because","start":1164.97,"end":1165.29,"confidence":0.93986046,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09754225611686708},{"word":"you've","start":1165.29,"end":1165.53,"confidence":0.99638355,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09837730973958968},{"word":"had","start":1165.53,"end":1165.69,"confidence":0.98967314,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.10821642726659776},{"word":"that","start":1165.69,"end":1166.01,"confidence":0.9993162,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12412802129983902},{"word":"cryptocurrency","start":1166.01,"end":1166.51,"confidence":0.9903115,"punctuated_word":"cryptocurrency,","sentiment":"neutral","sentiment_score":0.11299265176057816},{"word":"you","start":1166.73,"end":1166.97,"confidence":0.99954176,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12961579859256744},{"word":"did","start":1166.97,"end":1167.13,"confidence":0.9986713,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.16666004061698914},{"word":"make","start":1167.13,"end":1167.37,"confidence":0.999795,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2247793972492218},{"word":"a","start":1167.37,"end":1167.45,"confidence":0.9997172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14439794421195984},{"word":"bit","start":1167.45,"end":1167.61,"confidence":0.9997731,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.15440219640731812},{"word":"of","start":1167.61,"end":1167.77,"confidence":0.99962807,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18972373008728027},{"word":"money","start":1167.77,"end":1168.01,"confidence":0.9999571,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.19993671774864197},{"word":"there","start":1168.01,"end":1168.1699,"confidence":0.9787309,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.10958565026521684},{"word":"would","start":1168.1699,"end":1168.41,"confidence":0.9981102,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.0676119476556778},{"word":"you","start":1168.41,"end":1168.57,"confidence":0.98818004,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08852413296699524},{"word":"say","start":1168.57,"end":1168.8099,"confidence":0.999368,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.09674638509750366},{"word":"your","start":1168.8099,"end":1169.235,"confidence":0.99015117,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08842006325721741},{"word":"your","start":1169.475,"end":1169.715,"confidence":0.999783,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08708825707435608},{"word":"experiences","start":1169.715,"end":1170.215,"confidence":0.95057744,"punctuated_word":"experiences","sentiment":"neutral","sentiment_score":0.20603838562965393},{"word":"with","start":1170.275,"end":1170.515,"confidence":0.9992287,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18411552906036377},{"word":"the","start":1170.515,"end":1170.6749,"confidence":0.99817336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12578696012496948},{"word":"markets","start":1170.6749,"end":1171.075,"confidence":0.53824353,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":0.18109391629695892},{"word":"have","start":1171.075,"end":1171.235,"confidence":0.78591585,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.149459108710289},{"word":"been","start":1171.235,"end":1171.395,"confidence":0.9882846,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.2306383103132248},{"word":"quite","start":1171.395,"end":1171.715,"confidence":0.99962556,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.23074465990066528},{"word":"positive","start":1171.715,"end":1172.115,"confidence":0.8817662,"punctuated_word":"positive,","sentiment":"neutral","sentiment_score":0.2104114443063736},{"word":"or","start":1172.115,"end":1172.275,"confidence":0.9996909,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0044539496302604675},{"word":"have","start":1172.275,"end":1172.515,"confidence":0.9995565,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.016590192914009094},{"word":"you","start":1172.515,"end":1172.595,"confidence":0.99983406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01897922158241272},{"word":"had","start":1172.595,"end":1172.835,"confidence":0.9994382,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.00015138834714889526},{"word":"any","start":1172.835,"end":1173.155,"confidence":0.9997029,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.046229250729084015},{"word":"negative","start":1173.155,"end":1173.635,"confidence":0.99996316,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.10548299551010132},{"word":"experiences","start":1173.635,"end":1174.135,"confidence":0.9968274,"punctuated_word":"experiences","sentiment":"neutral","sentiment_score":-0.13136126101016998},{"word":"in","start":1174.275,"end":1174.4349,"confidence":0.9996625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08787652850151062},{"word":"the","start":1174.4349,"end":1174.515,"confidence":0.9996766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.030322927981615067},{"word":"past","start":1174.515,"end":1175.015,"confidence":0.9997217,"punctuated_word":"past?","sentiment":"neutral","sentiment_score":-0.02446544729173183},{"word":"yep","start":1180.995,"end":1181.43,"confidence":0.9982698,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.07576639205217361},{"word":"yep","start":1185.27,"end":1185.5901,"confidence":0.992713,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.004614188801497221},{"word":"yep","start":1185.5901,"end":1186.0901,"confidence":0.995278,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02453504130244255},{"word":"absolutely","start":1186.15,"end":1186.65,"confidence":0.994476,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.1199132353067398},{"word":"so","start":1186.9501,"end":1187.1901,"confidence":0.99790084,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.037190694361925125},{"word":"you've","start":1187.1901,"end":1187.43,"confidence":0.9995795,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.018980732187628743},{"word":"learned","start":1187.43,"end":1187.5901,"confidence":0.93251777,"punctuated_word":"learned","sentiment":"neutral","sentiment_score":0.082941934466362},{"word":"that","start":1187.5901,"end":1187.8301,"confidence":0.99965036,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029418587684631348},{"word":"there","start":1187.8301,"end":1187.91,"confidence":0.99975175,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.0007982701063156128},{"word":"is","start":1187.91,"end":1188.15,"confidence":0.9983772,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0073214247822761536},{"word":"that","start":1188.15,"end":1188.31,"confidence":0.9603648,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.038802266120910645},{"word":"risk","start":1188.31,"end":1188.63,"confidence":0.9998097,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.028009474277496334},{"word":"versus","start":1188.63,"end":1189.03,"confidence":0.99914646,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":-0.06817565858364105},{"word":"reward","start":1189.03,"end":1189.43,"confidence":0.9918051,"punctuated_word":"reward","sentiment":"neutral","sentiment_score":-0.09360930323600768},{"word":"balance","start":1189.43,"end":1189.8301,"confidence":0.9304187,"punctuated_word":"balance.","sentiment":"neutral","sentiment_score":-0.045483771711587906},{"word":"you've","start":1189.8301,"end":1190.15,"confidence":0.9796636,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":-0.01997239515185356},{"word":"had","start":1190.15,"end":1190.31,"confidence":0.9993562,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.00330999493598938},{"word":"some","start":1190.31,"end":1190.63,"confidence":0.9998129,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.002061128616333008},{"word":"positive","start":1190.63,"end":1191.1101,"confidence":0.8682834,"punctuated_word":"positive,","sentiment":"neutral","sentiment_score":0.012440327554941176},{"word":"some","start":1191.1101,"end":1191.5901,"confidence":0.9999335,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.02795721590518951},{"word":"negative","start":1191.5901,"end":1192.0901,"confidence":0.99996006,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.06928360462188721},{"word":"experiences","start":1192.15,"end":1192.65,"confidence":0.8206117,"punctuated_word":"experiences.","sentiment":"neutral","sentiment_score":-0.055782500654459},{"word":"yep","start":1194.4701,"end":1194.9501,"confidence":0.96901304,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20013278722763064},{"word":"that's","start":1194.9501,"end":1195.305,"confidence":0.78043735,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5209550857543945},{"word":"fantastic","start":1195.625,"end":1196.125,"confidence":0.99976575,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5782271027565002},{"word":"yeah","start":1197.0651,"end":1197.5651,"confidence":0.5763514,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17106401920318604},{"word":"now","start":1198.265,"end":1198.425,"confidence":0.98602355,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.08729493618011475},{"word":"the","start":1198.425,"end":1198.745,"confidence":0.98816586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07762004435062408},{"word":"next","start":1198.745,"end":1198.9851,"confidence":0.9998005,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.07030896842479706},{"word":"one","start":1198.9851,"end":1199.2251,"confidence":0.98615766,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.05262899771332741},{"word":"we're","start":1199.2251,"end":1199.385,"confidence":0.9972268,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.03811195120215416},{"word":"looking","start":1199.385,"end":1199.625,"confidence":0.99993396,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.030505552887916565},{"word":"at","start":1199.625,"end":1199.785,"confidence":0.9994199,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.040985509753227234},{"word":"is","start":1199.785,"end":1199.9451,"confidence":0.99833786,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05645124614238739},{"word":"the","start":1199.9451,"end":1200.1051,"confidence":0.91182363,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06464942544698715},{"word":"time","start":1200.1051,"end":1200.3451,"confidence":0.999734,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03658781200647354},{"word":"horizon","start":1200.3451,"end":1200.8251,"confidence":0.9839878,"punctuated_word":"horizon.","sentiment":"neutral","sentiment_score":0.03378076106309891},{"word":"so","start":1200.8251,"end":1200.9851,"confidence":0.9992617,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06721881031990051},{"word":"because","start":1200.9851,"end":1201.2251,"confidence":0.7065198,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.053738340735435486},{"word":"you've","start":1201.2251,"end":1201.4651,"confidence":0.75395024,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.07433971017599106},{"word":"mentioned","start":1201.4651,"end":1201.785,"confidence":0.99964535,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.06882239878177643},{"word":"you","start":1201.785,"end":1201.9451,"confidence":0.98637575,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05630192905664444},{"word":"wanna","start":1201.9451,"end":1202.185,"confidence":0.8612351,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07190468907356262},{"word":"cover","start":1202.185,"end":1202.505,"confidence":0.98795754,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.05916482210159302},{"word":"for","start":1202.505,"end":1202.665,"confidence":0.98314846,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04508271813392639},{"word":"about","start":1202.665,"end":1202.905,"confidence":0.99710745,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05093299224972725},{"word":"seven","start":1202.905,"end":1203.2251,"confidence":0.99974626,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.0401364229619503},{"word":"years","start":1203.2251,"end":1203.4651,"confidence":0.9858422,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.0623638778924942},{"word":"i'll","start":1203.4651,"end":1203.545,"confidence":0.99973077,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10849525034427644},{"word":"tick","start":1203.545,"end":1203.785,"confidence":0.75410694,"punctuated_word":"tick","sentiment":"neutral","sentiment_score":0.12348169088363647},{"word":"the","start":1203.785,"end":1203.9451,"confidence":0.9959793,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09916303306818008},{"word":"seven","start":1203.9451,"end":1204.265,"confidence":0.999949,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.045319415628910065},{"word":"years","start":1204.265,"end":1204.5851,"confidence":0.9989773,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.03836307302117348},{"word":"box","start":1204.5851,"end":1204.905,"confidence":0.99327904,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.08313697576522827},{"word":"there","start":1204.905,"end":1205.145,"confidence":0.9965473,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0931280329823494},{"word":"for","start":1205.145,"end":1205.305,"confidence":0.99996364,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07708752155303955},{"word":"you","start":1205.305,"end":1205.805,"confidence":0.99992186,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.05655926465988159},{"word":"there","start":1206.5851,"end":1206.8251,"confidence":0.8448882,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.016234541311860085},{"word":"we","start":1206.8251,"end":1207.0651,"confidence":0.9999151,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.016395432874560356},{"word":"go","start":1207.0651,"end":1207.5651,"confidence":0.999932,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.07903487980365753},{"word":"perfect","start":1208.025,"end":1208.525,"confidence":0.9998234,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.22766610980033877},{"word":"the","start":1209.1799,"end":1209.34,"confidence":0.94988227,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.014558576047420502},{"word":"next","start":1209.34,"end":1209.58,"confidence":0.99994254,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.00716826319694519},{"word":"question","start":1209.58,"end":1209.82,"confidence":0.99980575,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.003923870623111725},{"word":"here","start":1209.82,"end":1209.98,"confidence":0.99251807,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.01192379742860794},{"word":"is","start":1209.98,"end":1210.22,"confidence":0.9582956,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01919490471482277},{"word":"about","start":1210.22,"end":1210.46,"confidence":0.9997428,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.046215545386075974},{"word":"inflation","start":1210.46,"end":1210.94,"confidence":0.8863809,"punctuated_word":"inflation,","sentiment":"neutral","sentiment_score":-0.05419611930847168},{"word":"and","start":1210.94,"end":1211.1799,"confidence":0.9996792,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04403203725814819},{"word":"it","start":1211.1799,"end":1211.34,"confidence":0.99874735,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0367305651307106},{"word":"says","start":1211.34,"end":1211.6599,"confidence":0.9961642,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.03777008131146431},{"word":"inflation","start":1211.6599,"end":1212.0599,"confidence":0.9687743,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":-0.06336303055286407},{"word":"means","start":1212.0599,"end":1212.22,"confidence":0.9983304,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.05474672093987465},{"word":"that","start":1212.22,"end":1212.3799,"confidence":0.9554528,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0779680460691452},{"word":"things","start":1212.3799,"end":1212.62,"confidence":0.99802846,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.14296671748161316},{"word":"are","start":1212.62,"end":1212.7799,"confidence":0.9981048,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.11751425266265868},{"word":"getting","start":1212.7799,"end":1213.0199,"confidence":0.9996973,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.1970088630914688},{"word":"more","start":1213.0199,"end":1213.2599,"confidence":0.99984515,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.16881684958934784},{"word":"expensive","start":1213.2599,"end":1213.74,"confidence":0.97581667,"punctuated_word":"expensive.","sentiment":"neutral","sentiment_score":-0.12647423148155212},{"word":"so","start":1213.74,"end":1213.8999,"confidence":0.94968945,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08583557605743408},{"word":"as","start":1213.8999,"end":1214.0599,"confidence":0.9728865,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.09675461053848268},{"word":"you're","start":1214.0599,"end":1214.22,"confidence":0.96223605,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.07247340679168701},{"word":"probably","start":1214.22,"end":1214.5399,"confidence":0.9985663,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.0653945654630661},{"word":"well","start":1214.5399,"end":1214.7,"confidence":0.9921525,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.05327202007174492},{"word":"aware","start":1214.7,"end":1215.1,"confidence":0.99562716,"punctuated_word":"aware,","sentiment":"neutral","sentiment_score":-0.06724701821804047},{"word":"a","start":1215.1,"end":1215.2599,"confidence":0.9977556,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13026607036590576},{"word":"$100","start":1215.2599,"end":1215.82,"confidence":0.99966997,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":-0.1500363647937775},{"word":"this","start":1215.82,"end":1215.98,"confidence":0.99766773,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.18463540077209473},{"word":"year","start":1215.98,"end":1216.22,"confidence":0.99771833,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.16421839594841003},{"word":"doesn't","start":1216.22,"end":1216.5399,"confidence":0.9949075,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.13714712858200073},{"word":"equal","start":1216.5399,"end":1216.86,"confidence":0.99418193,"punctuated_word":"equal","sentiment":"neutral","sentiment_score":-0.15972188115119934},{"word":"a","start":1216.86,"end":1216.94,"confidence":0.9938373,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1407381147146225},{"word":"$100","start":1216.94,"end":1217.58,"confidence":0.99828774,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":-0.14118149876594543},{"word":"next","start":1217.58,"end":1217.82,"confidence":0.94579405,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.1877177357673645},{"word":"year","start":1217.82,"end":1218.0599,"confidence":0.757321,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.12321825325489044},{"word":"the","start":1218.0599,"end":1218.22,"confidence":0.5702095,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.1318315863609314},{"word":"it's","start":1218.2999,"end":1218.62,"confidence":0.97810316,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1638859361410141},{"word":"devalued","start":1218.62,"end":1219.12,"confidence":0.99613416,"punctuated_word":"devalued","sentiment":"neutral","sentiment_score":-0.145139679312706},{"word":"by","start":1219.2599,"end":1219.5,"confidence":0.99754035,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.1357017606496811},{"word":"inflation","start":1219.5,"end":1220.0,"confidence":0.9973807,"punctuated_word":"inflation.","sentiment":"neutral","sentiment_score":-0.0924343317747116},{"word":"when","start":1221.1799,"end":1221.4199,"confidence":0.85977465,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.04841765016317368},{"word":"you","start":1221.4199,"end":1221.4275,"confidence":0.8817009,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03256264328956604},{"word":"look","start":1221.4275,"end":1221.4352,"confidence":0.94767666,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.04359091818332672},{"word":"at","start":1221.4352,"end":1221.4427,"confidence":0.89799553,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.045730266720056534},{"word":"your","start":1221.4427,"end":1221.4504,"confidence":0.90695596,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.035806410014629364},{"word":"investments","start":1221.4504,"end":1221.458,"confidence":0.933272,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.04119144380092621},{"word":"would","start":1221.458,"end":1221.4657,"confidence":0.54690295,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.03828846663236618},{"word":"you","start":1221.4657,"end":1221.4733,"confidence":0.73417336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0279444083571434},{"word":"say","start":1221.4733,"end":1221.4808,"confidence":0.77270687,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.024361949414014816},{"word":"you're","start":1221.4808,"end":1221.4885,"confidence":0.8239603,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.033348988741636276},{"word":"happy","start":1221.4885,"end":1221.4961,"confidence":0.77840084,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":-0.01406155526638031},{"word":"to","start":1221.4961,"end":1221.5038,"confidence":0.82525676,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04842047393321991},{"word":"take","start":1221.5038,"end":1221.5114,"confidence":0.8205682,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.05725584179162979},{"word":"on","start":1221.5114,"end":1221.519,"confidence":0.6760409,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.046798981726169586},{"word":"a","start":1221.519,"end":1221.5266,"confidence":0.7916978,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.025037452578544617},{"word":"higher","start":1221.5266,"end":1221.5342,"confidence":0.84612006,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.04458925873041153},{"word":"level","start":1221.5342,"end":1221.5419,"confidence":0.7829957,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.04392070323228836},{"word":"of","start":1221.5419,"end":1221.5494,"confidence":0.8998454,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09091050177812576},{"word":"risk","start":1221.5494,"end":1221.5571,"confidence":0.88025045,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.0704144537448883},{"word":"in","start":1221.5571,"end":1221.5647,"confidence":0.8356996,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06430155038833618},{"word":"order","start":1221.5647,"end":1221.5724,"confidence":0.9294945,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.045068010687828064},{"word":"to","start":1221.5724,"end":1221.58,"confidence":0.86353964,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02398037165403366},{"word":"get","start":1221.58,"end":1222.08,"confidence":0.8826979,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.010726943612098694},{"word":"those","start":1222.3799,"end":1222.545,"confidence":0.88710886,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.01919049769639969},{"word":"moderate","start":1232.2251,"end":1232.7051,"confidence":0.9756203,"punctuated_word":"moderate","sentiment":"neutral","sentiment_score":-0.01805294305086136},{"word":"or","start":1232.7051,"end":1232.785,"confidence":0.99542,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03557676821947098},{"word":"medium","start":1232.785,"end":1233.265,"confidence":0.996579,"punctuated_word":"medium","sentiment":"neutral","sentiment_score":-0.02590921521186829},{"word":"amount","start":1233.265,"end":1233.5851,"confidence":0.9722641,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.01262994110584259},{"word":"of","start":1233.5851,"end":1233.745,"confidence":0.9905325,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03611299395561218},{"word":"risk","start":1233.745,"end":1233.985,"confidence":0.9484304,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.04331950470805168},{"word":"to","start":1233.985,"end":1234.145,"confidence":0.99219716,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0549929141998291},{"word":"get","start":1234.145,"end":1234.2251,"confidence":0.98869157,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0007194727659225464},{"word":"the","start":1234.2251,"end":1234.385,"confidence":0.9716613,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0032239779829978943},{"word":"best","start":1234.385,"end":1234.56,"confidence":0.96360826,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.03494670242071152},{"word":"returns","start":1234.7201,"end":1234.8801,"confidence":0.9868342,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.10361804068088531},{"word":"you","start":1234.8801,"end":1235.04,"confidence":0.998718,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005908578634262085},{"word":"can","start":1235.04,"end":1235.4401,"confidence":0.89425546,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.008978229016065598},{"word":"or","start":1235.4401,"end":1235.68,"confidence":0.9997825,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04447457939386368},{"word":"are","start":1235.68,"end":1235.8401,"confidence":0.99961746,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04284542426466942},{"word":"you","start":1235.8401,"end":1236.0,"confidence":0.9991014,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0734507292509079},{"word":"a","start":1236.0,"end":1236.0801,"confidence":0.9913169,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09235414862632751},{"word":"bit","start":1236.0801,"end":1236.2401,"confidence":0.99750596,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.10531657189130784},{"word":"cautious","start":1236.2401,"end":1236.64,"confidence":0.9988984,"punctuated_word":"cautious","sentiment":"neutral","sentiment_score":-0.11195838451385498},{"word":"wanting","start":1236.64,"end":1237.04,"confidence":0.88926834,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.0894547551870346},{"word":"to","start":1237.04,"end":1237.1201,"confidence":0.9980698,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09105296432971954},{"word":"take","start":1237.1201,"end":1237.28,"confidence":0.9997938,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1000448614358902},{"word":"on","start":1237.28,"end":1237.52,"confidence":0.99974114,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06920432299375534},{"word":"a","start":1237.52,"end":1237.68,"confidence":0.99944955,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08527824282646179},{"word":"very","start":1237.68,"end":1237.92,"confidence":0.99990964,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.053793832659721375},{"word":"low","start":1237.92,"end":1238.16,"confidence":0.9994203,"punctuated_word":"low","sentiment":"neutral","sentiment_score":-0.04310332238674164},{"word":"amount","start":1238.16,"end":1238.4801,"confidence":0.9988776,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.07159560173749924},{"word":"of","start":1238.4801,"end":1238.64,"confidence":0.99836415,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10122011601924896},{"word":"risk","start":1238.64,"end":1239.04,"confidence":0.9954594,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.09398862719535828},{"word":"to","start":1239.04,"end":1239.1201,"confidence":0.99971575,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0791211798787117},{"word":"get","start":1239.1201,"end":1239.3601,"confidence":0.99995756,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.04813395440578461},{"word":"low","start":1239.3601,"end":1239.68,"confidence":0.96564895,"punctuated_word":"low","sentiment":"neutral","sentiment_score":-0.03168083727359772},{"word":"returns","start":1239.68,"end":1240.18,"confidence":0.9726627,"punctuated_word":"returns?","sentiment":"neutral","sentiment_score":-0.04991201311349869},{"word":"yep","start":1249.6001,"end":1249.785,"confidence":0.87220967,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01272960752248764},{"word":"perfect","start":1250.3451,"end":1250.8451,"confidence":0.69947755,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.04077805578708649},{"word":"yep","start":1252.265,"end":1252.5851,"confidence":0.80288243,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.011728747747838495},{"word":"perfect","start":1252.5851,"end":1253.0851,"confidence":0.9865679,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":-0.019938120618462563},{"word":"if","start":1253.865,"end":1254.265,"confidence":0.88022816,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.15509964525699615},{"word":"you","start":1254.265,"end":1254.505,"confidence":0.998818,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1238766610622406},{"word":"sort","start":1254.505,"end":1254.665,"confidence":0.99150324,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.1282176375389099},{"word":"of","start":1254.665,"end":1254.8251,"confidence":0.99662304,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14615735411643982},{"word":"had","start":1254.8251,"end":1255.145,"confidence":0.99055475,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.14497683942317963},{"word":"your","start":1255.145,"end":1255.385,"confidence":0.997954,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.14856228232383728},{"word":"money","start":1255.385,"end":1255.865,"confidence":0.9999434,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.15169422328472135},{"word":"invested","start":1255.865,"end":1256.365,"confidence":0.9998227,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.1166580468416214},{"word":"and","start":1256.425,"end":1256.5851,"confidence":0.85550034,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.066127248108387},{"word":"you","start":1256.5851,"end":1256.8251,"confidence":0.9998708,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09230485558509828},{"word":"saw","start":1256.8251,"end":1257.0651,"confidence":0.9613479,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":-0.12872186303138733},{"word":"it","start":1257.0651,"end":1257.305,"confidence":0.9958073,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2258770614862442},{"word":"sort","start":1257.305,"end":1257.4651,"confidence":0.992224,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2123832255601883},{"word":"of","start":1257.4651,"end":1257.625,"confidence":0.9857248,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.28543171286582947},{"word":"fall","start":1257.625,"end":1257.865,"confidence":0.99427384,"punctuated_word":"fall","sentiment":"neutral","sentiment_score":-0.2452742904424667},{"word":"over","start":1257.865,"end":1258.105,"confidence":0.9997346,"punctuated_word":"over","sentiment":"negative","sentiment_score":-0.3626531958580017},{"word":"the","start":1258.105,"end":1258.265,"confidence":0.9996629,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3302021622657776},{"word":"next","start":1258.265,"end":1258.505,"confidence":0.9991943,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.276275098323822},{"word":"sort","start":1258.505,"end":1258.745,"confidence":0.94620705,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.3294222950935364},{"word":"of","start":1258.745,"end":1258.905,"confidence":0.9755991,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4113917052745819},{"word":"six","start":1258.905,"end":1259.0651,"confidence":0.9985421,"punctuated_word":"six","sentiment":"negative","sentiment_score":-0.3775988817214966},{"word":"to","start":1259.0651,"end":1259.225,"confidence":0.9968209,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.34978681802749634},{"word":"twelve","start":1259.225,"end":1259.4651,"confidence":0.9998927,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.3220526874065399},{"word":"months","start":1259.4651,"end":1259.785,"confidence":0.99986696,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.2727910578250885},{"word":"due","start":1259.785,"end":1259.9451,"confidence":0.99479395,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.2699277400970459},{"word":"to","start":1259.9451,"end":1260.105,"confidence":0.99603784,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24777421355247495},{"word":"external","start":1260.105,"end":1260.5851,"confidence":0.98660463,"punctuated_word":"external","sentiment":"neutral","sentiment_score":-0.2843547463417053},{"word":"market","start":1260.5851,"end":1260.905,"confidence":0.98084784,"punctuated_word":"market","sentiment":"negative","sentiment_score":-0.40221044421195984},{"word":"factors","start":1260.905,"end":1261.385,"confidence":0.79482853,"punctuated_word":"factors,","sentiment":"neutral","sentiment_score":-0.2784416377544403},{"word":"so","start":1261.385,"end":1261.785,"confidence":0.9969867,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.1406780630350113},{"word":"we","start":1261.785,"end":1261.9451,"confidence":0.9981433,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.14770002663135529},{"word":"know","start":1261.9451,"end":1262.105,"confidence":0.99992454,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12206418067216872},{"word":"when","start":1262.105,"end":1262.3451,"confidence":0.99415743,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.11201906204223631},{"word":"we","start":1262.3451,"end":1262.425,"confidence":0.9996567,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15560194849967957},{"word":"are","start":1262.425,"end":1262.665,"confidence":0.99955446,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.12416895478963852},{"word":"investing","start":1262.665,"end":1263.0651,"confidence":0.9524485,"punctuated_word":"investing,","sentiment":"neutral","sentiment_score":-0.12032301723957062},{"word":"we're","start":1263.0651,"end":1263.305,"confidence":0.99808645,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.1223076805472374},{"word":"always","start":1263.305,"end":1263.545,"confidence":0.9998553,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.13692308962345123},{"word":"taking","start":1263.545,"end":1263.9451,"confidence":0.9996842,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.2017959356307983},{"word":"risks","start":1263.9451,"end":1264.185,"confidence":0.7555907,"punctuated_word":"risks,","sentiment":"neutral","sentiment_score":-0.1496235430240631},{"word":"and","start":1264.185,"end":1264.425,"confidence":0.9969994,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13562063872814178},{"word":"we","start":1264.425,"end":1264.5851,"confidence":0.99987876,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1009909361600876},{"word":"know","start":1264.5851,"end":1264.745,"confidence":0.99993277,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.09751982986927032},{"word":"that","start":1264.745,"end":1264.985,"confidence":0.9998654,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0962115004658699},{"word":"no","start":1264.985,"end":1265.145,"confidence":0.9985057,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.122901052236557},{"word":"matter","start":1265.145,"end":1265.385,"confidence":0.9999163,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":-0.11346764862537384},{"word":"what","start":1265.385,"end":1265.61,"confidence":0.9997875,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.08722329884767532},{"word":"sort","start":1265.61,"end":1265.77,"confidence":0.9992907,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.1638372242450714},{"word":"of","start":1265.77,"end":1266.01,"confidence":0.9995803,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14792874455451965},{"word":"a","start":1266.01,"end":1266.09,"confidence":0.9805921,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1419467329978943},{"word":"portfolio","start":1266.09,"end":1266.57,"confidence":0.9998983,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.2642720341682434},{"word":"we","start":1266.57,"end":1266.8099,"confidence":0.9982595,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07740449160337448},{"word":"invest","start":1266.8099,"end":1267.13,"confidence":0.97895575,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.10422264039516448},{"word":"in","start":1267.13,"end":1267.29,"confidence":0.9861144,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.11282433569431304},{"word":"there","start":1267.29,"end":1267.53,"confidence":0.9990484,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.0984974056482315},{"word":"are","start":1267.53,"end":1267.61,"confidence":0.9997359,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1090305596590042},{"word":"gonna","start":1267.61,"end":1267.85,"confidence":0.99768114,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.13918884098529816},{"word":"be","start":1267.85,"end":1268.01,"confidence":0.997979,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.09360719472169876},{"word":"ups","start":1268.01,"end":1268.17,"confidence":0.9977003,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.14344611763954165},{"word":"and","start":1268.17,"end":1268.33,"confidence":0.9992638,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.24467833340168},{"word":"downs","start":1268.33,"end":1268.65,"confidence":0.9877237,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":-0.1892911195755005},{"word":"within","start":1268.65,"end":1268.89,"confidence":0.94920075,"punctuated_word":"within","sentiment":"neutral","sentiment_score":-0.28135061264038086},{"word":"the","start":1268.89,"end":1269.0499,"confidence":0.99497616,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2633475065231323},{"word":"market","start":1269.0499,"end":1269.5499,"confidence":0.99438334,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.2702398896217346},{"word":"when","start":1269.77,"end":1270.01,"confidence":0.9995945,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.16041246056556702},{"word":"we","start":1270.01,"end":1270.09,"confidence":0.9999646,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15001824498176575},{"word":"invest","start":1270.09,"end":1270.49,"confidence":0.9993174,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.13591811060905457},{"word":"for","start":1270.49,"end":1270.65,"confidence":0.7706079,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.18648262321949005},{"word":"longer","start":1270.65,"end":1270.97,"confidence":0.99752253,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.1496911644935608},{"word":"time","start":1270.97,"end":1271.21,"confidence":0.9951074,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.13689807057380676},{"word":"frames","start":1271.21,"end":1271.61,"confidence":0.9609822,"punctuated_word":"frames,","sentiment":"neutral","sentiment_score":-0.107245571911335},{"word":"we","start":1271.61,"end":1271.77,"confidence":0.9977714,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07585206627845764},{"word":"do","start":1271.77,"end":1271.9299,"confidence":0.9999356,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.11024034768342972},{"word":"expect","start":1271.9299,"end":1272.33,"confidence":0.99981564,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.16768890619277954},{"word":"negative","start":1272.33,"end":1272.8099,"confidence":0.9979126,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.1920381784439087},{"word":"years","start":1272.8099,"end":1273.0499,"confidence":0.8766129,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.3104204833507538},{"word":"to","start":1273.0499,"end":1273.21,"confidence":0.99472696,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.262517511844635},{"word":"occur","start":1273.21,"end":1273.53,"confidence":0.9915474,"punctuated_word":"occur","sentiment":"neutral","sentiment_score":-0.2532714605331421},{"word":"every","start":1273.53,"end":1273.77,"confidence":0.98497,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.1907126158475876},{"word":"now","start":1273.77,"end":1273.9299,"confidence":0.9997527,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.24566194415092468},{"word":"and","start":1273.9299,"end":1274.09,"confidence":0.9995615,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2452351152896881},{"word":"then","start":1274.09,"end":1274.41,"confidence":0.9958997,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":-0.15042611956596377},{"word":"however","start":1274.41,"end":1274.89,"confidence":0.99955577,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":-0.12786772847175598},{"word":"when","start":1274.89,"end":1275.0499,"confidence":0.9995272,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.12000659853219986},{"word":"we're","start":1275.0499,"end":1275.29,"confidence":0.9995997,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.1641823947429657},{"word":"investing","start":1275.29,"end":1275.79,"confidence":0.8937423,"punctuated_word":"investing,","sentiment":"neutral","sentiment_score":-0.19553793966770172},{"word":"sorry","start":1276.01,"end":1276.33,"confidence":0.99003506,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":-0.32079917192459106},{"word":"we","start":1276.33,"end":1276.49,"confidence":0.99990773,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2535368502140045},{"word":"wanna","start":1276.49,"end":1276.8099,"confidence":0.9961314,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.2401982694864273},{"word":"take","start":1276.8099,"end":1277.0499,"confidence":0.99816173,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.2586323320865631},{"word":"advantage","start":1277.0499,"end":1277.53,"confidence":0.9985751,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":-0.25788217782974243},{"word":"of","start":1277.53,"end":1277.69,"confidence":0.99919707,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2355570048093796},{"word":"those","start":1277.69,"end":1277.9299,"confidence":0.9927158,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.24017596244812012},{"word":"negative","start":1277.9299,"end":1278.33,"confidence":0.999757,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.3063718378543854},{"word":"times","start":1278.33,"end":1278.83,"confidence":0.99312556,"punctuated_word":"times.","sentiment":"negative","sentiment_score":-0.3430826663970947},{"word":"whilst","start":1279.405,"end":1279.805,"confidence":0.9702489,"punctuated_word":"Whilst","sentiment":"neutral","sentiment_score":-0.17344269156455994},{"word":"we","start":1279.805,"end":1280.125,"confidence":0.9979685,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1942456960678101},{"word":"know","start":1280.125,"end":1280.445,"confidence":0.99961853,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.20995356142520905},{"word":"and","start":1280.445,"end":1280.685,"confidence":0.98592734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2590640187263489},{"word":"expect","start":1280.685,"end":1281.005,"confidence":0.99960035,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.25059282779693604},{"word":"negative","start":1281.005,"end":1281.505,"confidence":0.999741,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.29726842045783997},{"word":"times","start":1281.5651,"end":1281.965,"confidence":0.9961868,"punctuated_word":"times","sentiment":"neutral","sentiment_score":-0.3196852207183838},{"word":"to","start":1281.965,"end":1282.205,"confidence":0.5604941,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.30988624691963196},{"word":"come","start":1282.205,"end":1282.685,"confidence":0.87009627,"punctuated_word":"come,","sentiment":"neutral","sentiment_score":-0.27136245369911194},{"word":"every","start":1282.685,"end":1283.085,"confidence":0.999589,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.2523805797100067},{"word":"ten","start":1283.085,"end":1283.245,"confidence":0.9991442,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.30365192890167236},{"word":"years","start":1283.245,"end":1283.5651,"confidence":0.99974257,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.23661509156227112},{"word":"they","start":1283.5651,"end":1283.805,"confidence":0.6512678,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.25818729400634766},{"word":"are","start":1283.805,"end":1283.885,"confidence":0.92029685,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.2503706216812134},{"word":"so","start":1284.525,"end":1284.765,"confidence":0.6603157,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.2409829944372177},{"word":"we","start":1284.765,"end":1285.005,"confidence":0.9977259,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1967735290527344},{"word":"do","start":1285.005,"end":1285.165,"confidence":0.9998499,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1467093825340271},{"word":"experience","start":1285.165,"end":1285.665,"confidence":0.99940073,"punctuated_word":"experience","sentiment":"negative","sentiment_score":-0.34964627027511597},{"word":"them","start":1285.805,"end":1286.305,"confidence":0.8448239,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.27416765689849854},{"word":"how","start":1287.085,"end":1287.5651,"confidence":0.996843,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.2104693055152893},{"word":"would","start":1287.5651,"end":1287.885,"confidence":0.9986419,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.18975220620632172},{"word":"you","start":1287.885,"end":1288.125,"confidence":0.9994541,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1585390716791153},{"word":"feel","start":1288.125,"end":1288.445,"confidence":0.9994147,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.21881908178329468},{"word":"if","start":1288.445,"end":1288.685,"confidence":0.9981679,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.21174044907093048},{"word":"your","start":1288.685,"end":1288.925,"confidence":0.99668294,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.21386072039604187},{"word":"portfolio","start":1288.925,"end":1289.2051,"confidence":0.9890843,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.2921375632286072},{"word":"say","start":1289.485,"end":1289.725,"confidence":0.850152,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.2492755651473999},{"word":"if","start":1289.725,"end":1289.805,"confidence":0.9817632,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.23059114813804624},{"word":"we","start":1289.805,"end":1289.965,"confidence":0.99958605,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.20403946936130524},{"word":"had","start":1289.965,"end":1290.125,"confidence":0.95245534,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.21734872460365295},{"word":"like","start":1290.125,"end":1290.285,"confidence":0.9995142,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.23834574222564697},{"word":"another","start":1290.285,"end":1290.685,"confidence":0.99982846,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.31509435176849365},{"word":"covid","start":1290.685,"end":1291.005,"confidence":0.9992522,"punctuated_word":"COVID","sentiment":"neutral","sentiment_score":-0.27944228053092957},{"word":"event","start":1291.005,"end":1291.405,"confidence":0.9992131,"punctuated_word":"event","sentiment":"negative","sentiment_score":-0.397015243768692},{"word":"where","start":1291.405,"end":1291.645,"confidence":0.910809,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.2647750675678253},{"word":"all","start":1291.645,"end":1291.885,"confidence":0.9994566,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.34970664978027344},{"word":"the","start":1291.885,"end":1291.965,"confidence":0.9980782,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3731620907783508},{"word":"markets","start":1291.965,"end":1292.465,"confidence":0.920885,"punctuated_word":"markets","sentiment":"negative","sentiment_score":-0.4471717476844787},{"word":"dropped","start":1292.525,"end":1292.845,"confidence":0.9603644,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.33182013034820557},{"word":"by","start":1292.845,"end":1293.005,"confidence":0.9924636,"punctuated_word":"by","sentiment":"negative","sentiment_score":-0.365364134311676},{"word":"about","start":1293.005,"end":1293.325,"confidence":0.94184697,"punctuated_word":"about,","sentiment":"negative","sentiment_score":-0.38702183961868286},{"word":"say","start":1293.325,"end":1293.645,"confidence":0.989918,"punctuated_word":"say,","sentiment":"negative","sentiment_score":-0.40575459599494934},{"word":"twenty","start":1293.645,"end":1293.965,"confidence":0.99715084,"punctuated_word":"twenty","sentiment":"negative","sentiment_score":-0.4437769055366516},{"word":"percent","start":1293.965,"end":1294.465,"confidence":0.996878,"punctuated_word":"percent","sentiment":"negative","sentiment_score":-0.4078961312770843},{"word":"and","start":1294.88,"end":1294.9601,"confidence":0.9979766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.31348854303359985},{"word":"you","start":1294.9601,"end":1295.12,"confidence":0.9997793,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.36808252334594727},{"word":"lost","start":1295.12,"end":1295.28,"confidence":0.9993419,"punctuated_word":"lost","sentiment":"negative","sentiment_score":-0.4536327421665192},{"word":"20%","start":1295.28,"end":1295.92,"confidence":0.9994465,"punctuated_word":"20%","sentiment":"negative","sentiment_score":-0.3774388134479522},{"word":"of","start":1295.92,"end":1296.0801,"confidence":0.99824464,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4207384586334229},{"word":"your","start":1296.0801,"end":1296.3201,"confidence":0.99831796,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.42883220314979553},{"word":"or","start":1296.56,"end":1296.64,"confidence":0.6102824,"punctuated_word":"or","sentiment":"negative","sentiment_score":-0.34057027101516724},{"word":"it","start":1296.64,"end":1296.8,"confidence":0.7709684,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4501957297325134},{"word":"dipped","start":1296.8,"end":1297.12,"confidence":0.8781788,"punctuated_word":"dipped","sentiment":"negative","sentiment_score":-0.3566913306713104},{"word":"by","start":1297.12,"end":1297.28,"confidence":0.9988564,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.30610424280166626},{"word":"20%","start":1297.28,"end":1298.0,"confidence":0.88333726,"punctuated_word":"20%.","sentiment":"neutral","sentiment_score":-0.30236560106277466},{"word":"how","start":1298.0,"end":1298.24,"confidence":0.99944633,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.15741805732250214},{"word":"might","start":1298.24,"end":1298.4,"confidence":0.98547125,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.1198313534259796},{"word":"you","start":1298.4,"end":1298.56,"confidence":0.99946934,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10093164443969728},{"word":"be","start":1298.56,"end":1298.8,"confidence":0.99939823,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.14691659808158877},{"word":"feeling","start":1298.8,"end":1299.04,"confidence":0.99534094,"punctuated_word":"feeling","sentiment":"neutral","sentiment_score":-0.1348746120929718},{"word":"in","start":1299.04,"end":1299.2001,"confidence":0.99976176,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1598266959190369},{"word":"that","start":1299.2001,"end":1299.4401,"confidence":0.9998778,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15253907442092896},{"word":"experience","start":1299.4401,"end":1299.9401,"confidence":0.99971616,"punctuated_word":"experience?","sentiment":"neutral","sentiment_score":-0.17084626853466034},{"word":"yep","start":1307.035,"end":1307.535,"confidence":0.83553314,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08607223629951477},{"word":"yeah","start":1310.795,"end":1311.295,"confidence":0.881676,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07671095430850983},{"word":"yep","start":1311.915,"end":1312.395,"confidence":0.90137106,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.013767937198281288},{"word":"perfect","start":1312.395,"end":1312.895,"confidence":0.9426956,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.16544091701507568},{"word":"yeah","start":1313.275,"end":1313.675,"confidence":0.9501299,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07153857499361038},{"word":"absolutely","start":1313.675,"end":1314.175,"confidence":0.9986585,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.0648990273475647},{"word":"if","start":1315.035,"end":1315.275,"confidence":0.99549246,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.10341645777225494},{"word":"you","start":1315.275,"end":1315.435,"confidence":0.99534047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1221301332116127},{"word":"thought","start":1315.435,"end":1315.675,"confidence":0.9348044,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.10001848638057707},{"word":"of","start":1315.675,"end":1315.915,"confidence":0.58998054,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13207316398620603},{"word":"that","start":1315.915,"end":1316.315,"confidence":0.9967803,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.14158180356025696},{"word":"you're","start":1316.475,"end":1316.715,"confidence":0.8928665,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.18805375695228577},{"word":"right","start":1316.715,"end":1317.215,"confidence":0.83518803,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.11249977350234984},{"word":"no","start":1317.915,"end":1318.155,"confidence":0.9729885,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2646781802177429},{"word":"you're","start":1318.155,"end":1318.475,"confidence":0.998427,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.3082248568534851},{"word":"great","start":1318.475,"end":1318.975,"confidence":0.9834802,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":-0.22471439838409424},{"word":"yep","start":1321.595,"end":1321.89,"confidence":0.99109554,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1520358920097351},{"word":"yeah","start":1325.65,"end":1326.05,"confidence":0.94127524,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.032680146396160126},{"word":"absolutely","start":1326.05,"end":1326.55,"confidence":0.99680567,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.18370427191257477},{"word":"perfect","start":1326.85,"end":1327.35,"confidence":0.99980015,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.28671613335609436},{"word":"that's","start":1327.49,"end":1327.81,"confidence":0.99542123,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.273837685585022},{"word":"a","start":1327.81,"end":1327.89,"confidence":0.9995339,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3507906198501587},{"word":"really","start":1327.89,"end":1328.13,"confidence":0.9997677,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.32517009973526},{"word":"good","start":1328.13,"end":1328.37,"confidence":0.999938,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.31788450479507446},{"word":"answer","start":1328.37,"end":1328.87,"confidence":0.99978584,"punctuated_word":"answer.","sentiment":"positive","sentiment_score":0.34498506784439087},{"word":"if","start":1329.33,"end":1329.49,"confidence":0.73806584,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.06359102576971054},{"word":"you","start":1329.49,"end":1329.65,"confidence":0.99920017,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05568668991327286},{"word":"thought","start":1329.65,"end":1329.89,"confidence":0.9874971,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.051780812442302704},{"word":"about","start":1329.89,"end":1330.13,"confidence":0.9971724,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0021435022354125977},{"word":"your","start":1330.13,"end":1330.29,"confidence":0.9996147,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.023784875869750977},{"word":"investment","start":1330.29,"end":1330.79,"confidence":0.9997428,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.001025088131427765},{"word":"portfolio","start":1330.85,"end":1331.35,"confidence":0.9157971,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.01848369836807251},{"word":"if","start":1331.41,"end":1331.5701,"confidence":0.99901605,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.014262326061725616},{"word":"you","start":1331.5701,"end":1331.73,"confidence":0.9996055,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003172837197780609},{"word":"had","start":1331.73,"end":1332.05,"confidence":0.81294626,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.020242903381586075},{"word":"say","start":1332.05,"end":1332.21,"confidence":0.9979328,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.004497941583395004},{"word":"you","start":1332.21,"end":1332.37,"confidence":0.99981374,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010620415210723875},{"word":"know","start":1332.37,"end":1332.53,"confidence":0.99984264,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.009997136890888214},{"word":"a","start":1332.53,"end":1332.6901,"confidence":0.99702364,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.009752444922924042},{"word":"100,000","start":1332.6901,"end":1333.33,"confidence":0.9993232,"punctuated_word":"100,000","sentiment":"neutral","sentiment_score":0.03019031882286072},{"word":"sitting","start":1333.33,"end":1333.65,"confidence":0.99701524,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.026748187839984897},{"word":"in","start":1333.65,"end":1333.81,"confidence":0.9991598,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.029856130480766296},{"word":"that","start":1333.81,"end":1333.97,"confidence":0.99851114,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.004531458020210266},{"word":"investment","start":1333.97,"end":1334.47,"confidence":0.9998474,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.029628310352563855},{"word":"portfolio","start":1334.53,"end":1335.03,"confidence":0.907257,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.033068910241127014},{"word":"thinking","start":1335.25,"end":1335.65,"confidence":0.9450364,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":-0.03223491460084915},{"word":"about","start":1335.65,"end":1335.89,"confidence":0.97946703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.028255566954612732},{"word":"of","start":1335.89,"end":1336.05,"confidence":0.526987,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.030381210148334503},{"word":"a","start":1336.05,"end":1336.21,"confidence":0.968352,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04147131368517876},{"word":"drop","start":1336.21,"end":1336.71,"confidence":0.97666013,"punctuated_word":"drop,","sentiment":"neutral","sentiment_score":-0.04707033932209015},{"word":"you","start":1337.185,"end":1337.3451,"confidence":0.99186957,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04222113639116287},{"word":"sort","start":1337.3451,"end":1337.505,"confidence":0.99165183,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.05288160592317581},{"word":"of","start":1337.505,"end":1337.665,"confidence":0.9934684,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04302456229925155},{"word":"mentioned","start":1337.665,"end":1337.985,"confidence":0.9939203,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":-0.026131168007850647},{"word":"that","start":1337.985,"end":1338.145,"confidence":0.99956614,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06671278923749924},{"word":"if","start":1338.145,"end":1338.305,"confidence":0.9527801,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08723323047161102},{"word":"it","start":1338.305,"end":1338.385,"confidence":0.945289,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10400645434856416},{"word":"dropped","start":1338.385,"end":1338.625,"confidence":0.89383864,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.08247005194425583},{"word":"by","start":1338.625,"end":1338.785,"confidence":0.99865353,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.0831509605050087},{"word":"20%","start":1338.785,"end":1339.3451,"confidence":0.9922706,"punctuated_word":"20%,","sentiment":"neutral","sentiment_score":-0.07059641182422638},{"word":"you","start":1339.3451,"end":1339.505,"confidence":0.99977285,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0654054582118988},{"word":"wanna","start":1339.505,"end":1339.745,"confidence":0.54643995,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.039790116250514984},{"word":"put","start":1339.745,"end":1339.985,"confidence":0.9979754,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.055103108286857605},{"word":"some","start":1339.985,"end":1340.145,"confidence":0.99940705,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.019112467765808105},{"word":"more","start":1340.145,"end":1340.305,"confidence":0.99960786,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.045688048005104065},{"word":"money","start":1340.305,"end":1340.625,"confidence":0.9997751,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.04924279451370239},{"word":"intake","start":1340.625,"end":1341.105,"confidence":0.44179726,"punctuated_word":"intake","sentiment":"neutral","sentiment_score":0.07465118169784546},{"word":"advantage","start":1341.105,"end":1341.505,"confidence":0.9945679,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":0.06423244625329971},{"word":"of","start":1341.505,"end":1341.665,"confidence":0.9961908,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.022771403193473816},{"word":"it","start":1341.665,"end":1342.165,"confidence":0.96053886,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.021950319409370422},{"word":"but","start":1342.225,"end":1342.625,"confidence":0.9990472,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.05636381357908249},{"word":"if","start":1342.625,"end":1342.865,"confidence":0.9978823,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.13061174750328064},{"word":"it","start":1342.865,"end":1342.9451,"confidence":0.9850498,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1423172801733017},{"word":"dropped","start":1342.9451,"end":1343.425,"confidence":0.98334694,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.16820292174816132},{"word":"higher","start":1343.425,"end":1343.745,"confidence":0.9855041,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.21325990557670593},{"word":"than","start":1343.745,"end":1343.985,"confidence":0.99941254,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.1824910044670105},{"word":"that","start":1343.985,"end":1344.225,"confidence":0.99941844,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.2086988240480423},{"word":"would","start":1344.225,"end":1344.385,"confidence":0.9994216,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.24290791153907776},{"word":"you","start":1344.385,"end":1344.545,"confidence":0.9992298,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2350505888462067},{"word":"feel","start":1344.545,"end":1344.865,"confidence":0.8792381,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.23645460605621335},{"word":"feeling","start":1344.9451,"end":1345.185,"confidence":0.99906653,"punctuated_word":"feeling","sentiment":"neutral","sentiment_score":-0.26480329036712646},{"word":"a","start":1345.185,"end":1345.265,"confidence":0.99945956,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.30371785163879395},{"word":"bit","start":1345.265,"end":1345.505,"confidence":0.9994906,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.26142358779907227},{"word":"more","start":1345.505,"end":1345.665,"confidence":0.9997615,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.27767693996429443},{"word":"concerned","start":1345.665,"end":1346.145,"confidence":0.78833663,"punctuated_word":"concerned?","sentiment":"neutral","sentiment_score":-0.27952367067337036},{"word":"like","start":1346.145,"end":1346.385,"confidence":0.9570102,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.11642146110534668},{"word":"if","start":1346.385,"end":1346.545,"confidence":0.9997385,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10904622822999954},{"word":"we","start":1346.545,"end":1346.7051,"confidence":0.99985826,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.10714104771614076},{"word":"had","start":1346.7051,"end":1346.9451,"confidence":0.9985734,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.10529550909996031},{"word":"gfc","start":1346.9451,"end":1347.4451,"confidence":0.9124947,"punctuated_word":"GFC","sentiment":"neutral","sentiment_score":-0.15053927898406982},{"word":"style","start":1347.5851,"end":1347.905,"confidence":0.9826918,"punctuated_word":"style","sentiment":"neutral","sentiment_score":-0.17800533771514893},{"word":"event","start":1347.905,"end":1348.305,"confidence":0.96272343,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.1660107523202896},{"word":"where","start":1348.305,"end":1348.7051,"confidence":0.9636483,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1252666562795639},{"word":"the","start":1348.7051,"end":1348.865,"confidence":0.99965656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18779829144477844},{"word":"market","start":1348.865,"end":1349.185,"confidence":0.99483204,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.2172686457633972},{"word":"dropped","start":1349.185,"end":1349.425,"confidence":0.9221468,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.1988363116979599},{"word":"by","start":1349.425,"end":1349.5851,"confidence":0.94275445,"punctuated_word":"by,","sentiment":"neutral","sentiment_score":-0.2087529748678207},{"word":"say","start":1349.5851,"end":1349.8251,"confidence":0.9982594,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.17861542105674744},{"word":"60%","start":1349.8251,"end":1350.57,"confidence":0.98836386,"punctuated_word":"60%,","sentiment":"neutral","sentiment_score":-0.1525883674621582},{"word":"would","start":1350.6499,"end":1350.8099,"confidence":0.9986028,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.23724740743637085},{"word":"that","start":1350.8099,"end":1350.8899,"confidence":0.99994695,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2622339725494385},{"word":"concern","start":1350.8899,"end":1350.97,"confidence":0.99892104,"punctuated_word":"concern","sentiment":"neutral","sentiment_score":-0.2986753284931183},{"word":"you","start":1350.97,"end":1351.47,"confidence":0.99919194,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20732127130031583},{"word":"more","start":1351.7699,"end":1352.0099,"confidence":0.84321487,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.21097487211227417},{"word":"or","start":1352.0099,"end":1352.1699,"confidence":0.9994844,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.23223616182804108},{"word":"would","start":1352.1699,"end":1352.33,"confidence":0.9996834,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.2017771154642105},{"word":"you","start":1352.33,"end":1352.4099,"confidence":0.99965715,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20324265956878665},{"word":"be","start":1352.4099,"end":1352.6499,"confidence":0.9997174,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.23201866447925568},{"word":"feeling","start":1352.6499,"end":1352.97,"confidence":0.99942744,"punctuated_word":"feeling","sentiment":"neutral","sentiment_score":-0.19481708109378815},{"word":"the","start":1352.97,"end":1353.0499,"confidence":0.99889034,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2224159240722656},{"word":"same","start":1353.0499,"end":1353.2899,"confidence":0.9998337,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.2742513418197632},{"word":"way","start":1353.2899,"end":1353.7899,"confidence":0.999574,"punctuated_word":"way?","sentiment":"neutral","sentiment_score":-0.17573076486587524},{"word":"yep","start":1363.9299,"end":1364.295,"confidence":0.98093134,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.051582373678684235},{"word":"yep","start":1378.8551,"end":1379.19,"confidence":0.98534155,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16870149970054626},{"word":"perfect","start":1379.99,"end":1380.49,"confidence":0.91042346,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6188023090362549},{"word":"perfect","start":1381.11,"end":1381.61,"confidence":0.98414856,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6346885561943054},{"word":"yep","start":1383.59,"end":1384.09,"confidence":0.9752996,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16992515325546265},{"word":"yep","start":1392.3099,"end":1392.795,"confidence":0.9843949,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21861666440963745},{"word":"absolutely","start":1393.035,"end":1393.515,"confidence":0.9986954,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.5621367692947388},{"word":"that's","start":1393.515,"end":1393.675,"confidence":0.9491439,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.7091336250305176},{"word":"a","start":1393.675,"end":1393.8351,"confidence":0.9998909,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7584437131881714},{"word":"really","start":1393.8351,"end":1394.0751,"confidence":0.99996495,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7672354578971863},{"word":"good","start":1394.0751,"end":1394.3151,"confidence":0.9999449,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.72603440284729},{"word":"answer","start":1394.3151,"end":1394.635,"confidence":0.99989796,"punctuated_word":"answer.","sentiment":"positive","sentiment_score":0.709430456161499},{"word":"i","start":1394.635,"end":1394.875,"confidence":0.9996125,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.844859778881073},{"word":"love","start":1394.875,"end":1395.035,"confidence":0.9998349,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.8320881128311157},{"word":"it","start":1395.035,"end":1395.535,"confidence":0.9999623,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.7477473020553589},{"word":"the","start":1395.8351,"end":1396.0751,"confidence":0.6254107,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.1272767186164856},{"word":"next","start":1396.0751,"end":1396.3151,"confidence":0.9999629,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08714258670806885},{"word":"one","start":1396.3151,"end":1396.555,"confidence":0.9997998,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06571809947490692},{"word":"here","start":1396.555,"end":1397.055,"confidence":0.99983346,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.04357708618044853},{"word":"is","start":1397.115,"end":1397.515,"confidence":0.99976975,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03474591672420502},{"word":"asking","start":1397.515,"end":1398.015,"confidence":0.999897,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.032044798135757446},{"word":"oh","start":1398.4751,"end":1398.635,"confidence":0.71749914,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.0019986918196082115},{"word":"sorry","start":1398.635,"end":1399.135,"confidence":0.84118927,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.01941356062889099},{"word":"i'm","start":1399.3551,"end":1399.5951,"confidence":0.9896358,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0496528223156929},{"word":"just","start":1399.5951,"end":1399.8351,"confidence":0.99918264,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.034304551780223846},{"word":"my","start":1400.0751,"end":1400.235,"confidence":0.9949508,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.09316712617874146},{"word":"computer","start":1400.235,"end":1400.7151,"confidence":0.9999237,"punctuated_word":"computer","sentiment":"neutral","sentiment_score":-0.06941904127597809},{"word":"froze","start":1400.7151,"end":1401.035,"confidence":0.99885297,"punctuated_word":"froze","sentiment":"neutral","sentiment_score":-0.0844818502664566},{"word":"a","start":1401.035,"end":1401.115,"confidence":0.9911096,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.056049644947052},{"word":"minute","start":1401.115,"end":1401.615,"confidence":0.9997766,"punctuated_word":"minute.","sentiment":"neutral","sentiment_score":-0.03264671564102173},{"word":"the","start":1402.0751,"end":1402.235,"confidence":0.9768504,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.007880469784140587},{"word":"next","start":1402.235,"end":1402.395,"confidence":0.99993765,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.020282814279198647},{"word":"one","start":1402.395,"end":1402.635,"confidence":0.99972683,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.013401594012975693},{"word":"here","start":1402.635,"end":1402.875,"confidence":0.999813,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.016362210735678673},{"word":"is","start":1402.875,"end":1403.035,"confidence":0.9971878,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.01408371888101101},{"word":"asking","start":1403.035,"end":1403.435,"confidence":0.99331975,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.01985701359808445},{"word":"about","start":1403.435,"end":1403.8351,"confidence":0.7548538,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0034837424755096436},{"word":"the","start":1403.8351,"end":1403.995,"confidence":0.99972576,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0172626581043005},{"word":"income","start":1403.995,"end":1404.495,"confidence":0.99986947,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.0247182697057724},{"word":"that","start":1404.555,"end":1404.7151,"confidence":0.9997819,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017587486654520035},{"word":"you're","start":1404.7151,"end":1405.035,"confidence":0.998939,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.023970946669578552},{"word":"sort","start":1405.035,"end":1405.1951,"confidence":0.9954852,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.018005117774009705},{"word":"of","start":1405.1951,"end":1405.3551,"confidence":0.9989893,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024663295596837997},{"word":"looking","start":1405.3551,"end":1405.5951,"confidence":0.99980813,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.011590834707021712},{"word":"for","start":1405.5951,"end":1405.8351,"confidence":0.99433964,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02482520416378975},{"word":"within","start":1405.8351,"end":1406.155,"confidence":0.99986756,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.03887995705008507},{"word":"your","start":1406.155,"end":1406.395,"confidence":0.99949,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01635770872235298},{"word":"portfolio","start":1406.395,"end":1406.895,"confidence":0.9991611,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.01034395582973957},{"word":"do","start":1407.49,"end":1407.73,"confidence":0.99942696,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.002118714153766632},{"word":"you","start":1407.73,"end":1407.8099,"confidence":0.99983585,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0293392613530159},{"word":"feel","start":1407.8099,"end":1408.21,"confidence":0.9988613,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.039808932691812515},{"word":"like","start":1408.21,"end":1408.45,"confidence":0.9838674,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.020985208451747894},{"word":"you're","start":1408.45,"end":1408.69,"confidence":0.8124833,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.033118948340415955},{"word":"so","start":1409.33,"end":1409.6499,"confidence":0.9946025,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02544361352920532},{"word":"to","start":1409.6499,"end":1409.8099,"confidence":0.9906866,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03401373699307442},{"word":"kinda","start":1409.8099,"end":1410.0499,"confidence":0.95941085,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.0392819344997406},{"word":"break","start":1410.0499,"end":1410.2899,"confidence":0.9985721,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.04942112788558006},{"word":"it","start":1410.2899,"end":1410.37,"confidence":0.9996402,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04255079478025437},{"word":"down","start":1410.37,"end":1410.61,"confidence":0.9298544,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.030314765870571136},{"word":"when","start":1410.61,"end":1410.85,"confidence":0.9994766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.013758692890405657},{"word":"we're","start":1410.85,"end":1410.9299,"confidence":0.99954593,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.027054402977228165},{"word":"looking","start":1410.9299,"end":1411.1699,"confidence":0.9997707,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.0217551551759243},{"word":"at","start":1411.1699,"end":1411.6699,"confidence":0.99976,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.019133273512125015},{"word":"portfolios","start":1411.73,"end":1412.23,"confidence":0.88983595,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":0.030077315866947178},{"word":"and","start":1412.5299,"end":1412.7699,"confidence":0.9984345,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.032878462225198746},{"word":"how","start":1412.7699,"end":1413.01,"confidence":0.9999596,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.024080920964479446},{"word":"they","start":1413.01,"end":1413.25,"confidence":0.9999316,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.02595663070678711},{"word":"generate","start":1413.25,"end":1413.6499,"confidence":0.9996524,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":0.08645837008953094},{"word":"growth","start":1413.6499,"end":1413.89,"confidence":0.98787534,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.07473941147327423},{"word":"we","start":1413.89,"end":1414.0499,"confidence":0.9989035,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03133266046643257},{"word":"look","start":1414.0499,"end":1414.2899,"confidence":0.9970011,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.027436215430498123},{"word":"at","start":1414.2899,"end":1414.37,"confidence":0.9992637,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02215486764907837},{"word":"two","start":1414.37,"end":1414.61,"confidence":0.99949276,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.02561481297016144},{"word":"aspects","start":1414.61,"end":1415.01,"confidence":0.9665921,"punctuated_word":"aspects.","sentiment":"neutral","sentiment_score":0.021412590518593788},{"word":"one","start":1415.01,"end":1415.25,"confidence":0.99975914,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.01785489171743393},{"word":"is","start":1415.25,"end":1415.49,"confidence":0.9988869,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.025105906650424004},{"word":"income","start":1415.49,"end":1415.99,"confidence":0.9872526,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.03681569918990135},{"word":"which","start":1416.13,"end":1416.2899,"confidence":0.99994075,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.01746527850627899},{"word":"is","start":1416.2899,"end":1416.45,"confidence":0.99850285,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.012593526393175123},{"word":"like","start":1416.45,"end":1416.69,"confidence":0.51015985,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.014810070395469666},{"word":"dividends","start":1416.69,"end":1417.19,"confidence":0.98265344,"punctuated_word":"dividends","sentiment":"neutral","sentiment_score":0.028961073607206345},{"word":"that","start":1417.25,"end":1417.4099,"confidence":0.931196,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025351420044898987},{"word":"are","start":1417.4099,"end":1417.49,"confidence":0.9308733,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.020592769607901573},{"word":"paid","start":1417.49,"end":1417.73,"confidence":0.9987178,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.03451237082481384},{"word":"out","start":1417.73,"end":1417.97,"confidence":0.77784586,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.020576778799295425},{"word":"or","start":1417.97,"end":1418.13,"confidence":0.99870956,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.024815106764435768},{"word":"when","start":1418.13,"end":1418.2899,"confidence":0.9982986,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.029987622052431107},{"word":"we","start":1418.2899,"end":1418.45,"confidence":0.999353,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02717532217502594},{"word":"look","start":1418.45,"end":1418.61,"confidence":0.9981693,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0282457172870636},{"word":"at","start":1418.61,"end":1418.7699,"confidence":0.9987889,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02612282708287239},{"word":"10","start":1418.7699,"end":1419.01,"confidence":0.25158393,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.03729083016514778},{"word":"deposits","start":1419.01,"end":1419.49,"confidence":0.98108155,"punctuated_word":"deposits,","sentiment":"neutral","sentiment_score":0.03650151193141937},{"word":"it's","start":1419.49,"end":1419.73,"confidence":0.9995322,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.036605410277843475},{"word":"the","start":1419.73,"end":1419.89,"confidence":0.97937524,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":0.026356153190135956},{"word":"you","start":1419.89,"end":1420.0499,"confidence":0.9998524,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.013872746378183363},{"word":"know","start":1420.0499,"end":1420.21,"confidence":0.9993447,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.012821964919567108},{"word":"the","start":1420.21,"end":1420.37,"confidence":0.9876036,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027557838708162308},{"word":"payout","start":1420.37,"end":1420.7699,"confidence":0.9818273,"punctuated_word":"payout","sentiment":"neutral","sentiment_score":0.08409827947616577},{"word":"of","start":1420.7699,"end":1420.85,"confidence":0.9836062,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04390875995159149},{"word":"the","start":1420.85,"end":1421.01,"confidence":0.9983829,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026387948542833328},{"word":"interest","start":1421.01,"end":1421.4099,"confidence":0.9997596,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.0462418831884861},{"word":"payments","start":1421.4099,"end":1421.9099,"confidence":0.79873717,"punctuated_word":"payments.","sentiment":"neutral","sentiment_score":0.027447905391454697},{"word":"and","start":1422.135,"end":1422.295,"confidence":0.9997805,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03215625137090683},{"word":"then","start":1422.295,"end":1422.455,"confidence":0.9999448,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.029203282669186592},{"word":"we're","start":1422.455,"end":1422.615,"confidence":0.9984635,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.03625098988413811},{"word":"also","start":1422.615,"end":1423.095,"confidence":0.9993363,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.02782868966460228},{"word":"looking","start":1423.095,"end":1423.335,"confidence":0.9998085,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.026821114122867584},{"word":"at","start":1423.335,"end":1423.655,"confidence":0.9998783,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.021813388913869854},{"word":"capital","start":1423.655,"end":1424.055,"confidence":0.9986173,"punctuated_word":"capital","sentiment":"neutral","sentiment_score":0.014937423169612885},{"word":"growth","start":1424.055,"end":1424.375,"confidence":0.97454816,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.043060071766376495},{"word":"which","start":1424.375,"end":1424.615,"confidence":0.99996734,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.04459616541862488},{"word":"is","start":1424.615,"end":1424.6951,"confidence":0.9994516,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02497202530503273},{"word":"a","start":1424.6951,"end":1424.855,"confidence":0.80605924,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03300631046295166},{"word":"change","start":1424.855,"end":1425.095,"confidence":0.999257,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.06166290864348411},{"word":"in","start":1425.095,"end":1425.255,"confidence":0.9986124,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.028425544500350952},{"word":"the","start":1425.255,"end":1425.335,"confidence":0.99505687,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01995878294110298},{"word":"share","start":1425.335,"end":1425.655,"confidence":0.9934273,"punctuated_word":"share","sentiment":"neutral","sentiment_score":0.016586169600486755},{"word":"price","start":1425.655,"end":1426.155,"confidence":0.9987557,"punctuated_word":"price.","sentiment":"neutral","sentiment_score":0.023465247824788097},{"word":"do","start":1426.375,"end":1426.615,"confidence":0.9996896,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.032427627593278885},{"word":"you","start":1426.615,"end":1426.775,"confidence":0.9997677,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05419628694653511},{"word":"feel","start":1426.775,"end":1427.015,"confidence":0.9799018,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.04632199555635452},{"word":"like","start":1427.015,"end":1427.255,"confidence":0.9657953,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04609365016222},{"word":"you're","start":1427.255,"end":1427.495,"confidence":0.99966824,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06465456634759903},{"word":"looking","start":1427.495,"end":1427.8151,"confidence":0.9999454,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.07183440029621124},{"word":"for","start":1427.8151,"end":1427.975,"confidence":0.9953753,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07556252181529999},{"word":"more","start":1427.975,"end":1428.215,"confidence":0.9997328,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.06315889954566956},{"word":"growth","start":1428.215,"end":1428.535,"confidence":0.9974954,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.1300545334815979},{"word":"out","start":1428.535,"end":1428.6951,"confidence":0.99150336,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1033177375793457},{"word":"of","start":1428.6951,"end":1428.855,"confidence":0.9938121,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09409818053245544},{"word":"your","start":1428.855,"end":1429.015,"confidence":0.9985012,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0795578807592392},{"word":"portfolio","start":1429.015,"end":1429.515,"confidence":0.98069096,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.088690385222435},{"word":"more","start":1429.895,"end":1430.135,"confidence":0.99953437,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08327649533748627},{"word":"income","start":1430.135,"end":1430.615,"confidence":0.9680618,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.10001162439584732},{"word":"or","start":1430.615,"end":1430.855,"confidence":0.99985373,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06913137435913086},{"word":"maybe","start":1430.855,"end":1431.095,"confidence":0.99765176,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.06797055155038834},{"word":"a","start":1431.095,"end":1431.255,"confidence":0.99963224,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08454184234142303},{"word":"combination","start":1431.255,"end":1431.755,"confidence":0.9998721,"punctuated_word":"combination","sentiment":"neutral","sentiment_score":0.08102702349424362},{"word":"of","start":1431.8151,"end":1431.895,"confidence":0.99386036,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04889543354511261},{"word":"the","start":1431.895,"end":1432.055,"confidence":0.9962231,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04964140057563782},{"word":"both","start":1432.055,"end":1432.295,"confidence":0.9910164,"punctuated_word":"both?","sentiment":"neutral","sentiment_score":0.04138769581913948},{"word":"how","start":1432.295,"end":1432.455,"confidence":0.9998217,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.036131035536527634},{"word":"would","start":1432.455,"end":1432.6951,"confidence":0.99976104,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05549125000834465},{"word":"you","start":1432.6951,"end":1432.855,"confidence":0.9995009,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06514144688844681},{"word":"sort","start":1432.855,"end":1433.095,"confidence":0.99035305,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06609926372766495},{"word":"of","start":1433.095,"end":1433.175,"confidence":0.9980117,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07652111351490021},{"word":"put","start":1433.175,"end":1433.415,"confidence":0.99860626,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0554317906498909},{"word":"yourself","start":1433.415,"end":1433.8151,"confidence":0.9996977,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.0658092275261879},{"word":"in","start":1433.8151,"end":1433.975,"confidence":0.999509,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05469227582216263},{"word":"that","start":1433.975,"end":1434.135,"confidence":0.9996997,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0636352002620697},{"word":"realm","start":1434.135,"end":1434.635,"confidence":0.99854875,"punctuated_word":"realm?","sentiment":"neutral","sentiment_score":0.06251519918441772},{"word":"yep","start":1439.2101,"end":1439.7101,"confidence":0.8679081,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12169199436903},{"word":"perfect","start":1439.77,"end":1440.27,"confidence":0.9948307,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.26314830780029297},{"word":"so","start":1440.81,"end":1441.13,"confidence":0.8320366,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10389061272144318},{"word":"maximizing","start":1441.13,"end":1441.63,"confidence":0.99549365,"punctuated_word":"maximizing","sentiment":"neutral","sentiment_score":0.15016131103038788},{"word":"growth","start":1441.77,"end":1442.0901,"confidence":0.9757204,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2953632175922394},{"word":"over","start":1442.0901,"end":1442.3301,"confidence":0.9851034,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.19128020107746124},{"word":"income","start":1442.3301,"end":1442.65,"confidence":0.8896826,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.1365136206150055},{"word":"do","start":1442.65,"end":1442.81,"confidence":0.9996505,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07106461375951767},{"word":"you","start":1442.81,"end":1442.89,"confidence":0.9996799,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10185183584690094},{"word":"want","start":1442.89,"end":1443.13,"confidence":0.9907934,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.11940898001194},{"word":"a","start":1443.13,"end":1443.2101,"confidence":0.9997211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12504218518733978},{"word":"little","start":1443.2101,"end":1443.4501,"confidence":0.99995375,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.114043228328228},{"word":"bit","start":1443.4501,"end":1443.53,"confidence":0.9998497,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10380543768405914},{"word":"of","start":1443.53,"end":1443.6901,"confidence":0.9995202,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1290924847126007},{"word":"income","start":1443.6901,"end":1444.01,"confidence":0.9999019,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.14455801248550415},{"word":"as","start":1444.01,"end":1444.17,"confidence":0.99841917,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13462573289871216},{"word":"well","start":1444.17,"end":1444.4901,"confidence":0.99909234,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.13322186470031738},{"word":"first","start":1444.4901,"end":1444.7301,"confidence":0.5177137,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.1579420119524002},{"word":"and","start":1444.7301,"end":1444.89,"confidence":0.6516958,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13363176584243774},{"word":"compounding","start":1444.89,"end":1445.39,"confidence":0.9996063,"punctuated_word":"compounding?","sentiment":"neutral","sentiment_score":0.1282474249601364},{"word":"yep","start":1447.4501,"end":1447.905,"confidence":0.8751178,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07810358703136444},{"word":"yep","start":1455.745,"end":1456.145,"confidence":0.97751784,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.001167835434898734},{"word":"yep","start":1456.145,"end":1456.625,"confidence":0.9651566,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.018423767760396004},{"word":"no","start":1456.625,"end":1456.865,"confidence":0.98877025,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1205180436372757},{"word":"perfect","start":1456.865,"end":1457.365,"confidence":0.9996258,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":-0.02103586494922638},{"word":"and","start":1457.905,"end":1458.145,"confidence":0.6135622,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.072813980281353},{"word":"have","start":1458.145,"end":1458.305,"confidence":0.9993449,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07435305416584015},{"word":"you","start":1458.305,"end":1458.4651,"confidence":0.99984586,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08436113595962524},{"word":"ever","start":1458.4651,"end":1458.785,"confidence":0.9996418,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.057906974107027054},{"word":"thought","start":1458.785,"end":1459.025,"confidence":0.9983144,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.09205394983291626},{"word":"about","start":1459.025,"end":1459.345,"confidence":0.99933064,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.10239124298095705},{"word":"borrowing","start":1459.345,"end":1459.845,"confidence":0.97567755,"punctuated_word":"borrowing","sentiment":"neutral","sentiment_score":-0.12220337986946106},{"word":"from","start":1460.04,"end":1460.28,"confidence":0.9564607,"punctuated_word":"from,","sentiment":"neutral","sentiment_score":-0.12985941767692566},{"word":"say","start":1460.28,"end":1460.4401,"confidence":0.9993111,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.11117899417877196},{"word":"a","start":1460.4401,"end":1460.6001,"confidence":0.99972624,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11267203092575072},{"word":"financial","start":1460.6001,"end":1461.1001,"confidence":0.9998399,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.06660029292106628},{"word":"institution","start":1461.48,"end":1461.88,"confidence":0.999302,"punctuated_word":"institution","sentiment":"neutral","sentiment_score":-0.08567861467599869},{"word":"or","start":1461.88,"end":1462.12,"confidence":0.9962559,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.13356047868728638},{"word":"a","start":1462.12,"end":1462.28,"confidence":0.9989191,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10037273913621902},{"word":"bank","start":1462.28,"end":1462.6001,"confidence":0.99993515,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.06910789012908936},{"word":"in","start":1462.6001,"end":1462.76,"confidence":0.9902332,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07201173901557922},{"word":"order","start":1462.76,"end":1463.0801,"confidence":0.99994946,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.07421520352363586},{"word":"to","start":1463.0801,"end":1463.24,"confidence":0.9995485,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0825587809085846},{"word":"invest","start":1463.24,"end":1463.56,"confidence":0.99944717,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.030640676617622375},{"word":"in","start":1463.56,"end":1463.8,"confidence":0.9931439,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05236279591917992},{"word":"shares","start":1463.8,"end":1464.04,"confidence":0.99911493,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.00817427784204483},{"word":"or","start":1464.04,"end":1464.2001,"confidence":0.9406672,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.10386708378791808},{"word":"managed","start":1464.2001,"end":1464.52,"confidence":0.51045555,"punctuated_word":"managed","sentiment":"neutral","sentiment_score":-0.04588332772254944},{"word":"funds","start":1464.52,"end":1464.8401,"confidence":0.89269996,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":-0.04568799212574959},{"word":"or","start":1464.8401,"end":1465.0,"confidence":0.99827945,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.11245663464069366},{"word":"do","start":1465.0,"end":1465.16,"confidence":0.9997464,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.11439037322998048},{"word":"you","start":1465.16,"end":1465.24,"confidence":0.9988746,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1277935951948166},{"word":"feel","start":1465.24,"end":1465.48,"confidence":0.9981901,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.17830997705459595},{"word":"like","start":1465.48,"end":1465.64,"confidence":0.98797,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.200300395488739},{"word":"that","start":1465.64,"end":1465.8,"confidence":0.9994004,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21729274094104767},{"word":"might","start":1465.8,"end":1466.04,"confidence":0.9996718,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.2656303644180298},{"word":"be","start":1466.04,"end":1466.2001,"confidence":0.9998115,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.26329541206359863},{"word":"too","start":1466.2001,"end":1466.36,"confidence":0.9996798,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.3080796003341675},{"word":"risky","start":1466.36,"end":1466.86,"confidence":0.99983025,"punctuated_word":"risky?","sentiment":"neutral","sentiment_score":-0.2186124324798584},{"word":"yep","start":1472.52,"end":1472.895,"confidence":0.93548906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0548572838306427},{"word":"yep","start":1479.375,"end":1479.875,"confidence":0.9919594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.019775304943323135},{"word":"yep","start":1481.535,"end":1482.035,"confidence":0.98478574,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07495202124118805},{"word":"perfect","start":1482.5751,"end":1483.0751,"confidence":0.9658116,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6562936902046204},{"word":"and","start":1483.135,"end":1483.375,"confidence":0.99505025,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.44090205430984497},{"word":"you're","start":1483.375,"end":1483.615,"confidence":0.998564,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.3543066680431366},{"word":"wanting","start":1483.615,"end":1483.935,"confidence":0.9993568,"punctuated_word":"wanting","sentiment":"positive","sentiment_score":0.3576590418815613},{"word":"yep","start":1484.735,"end":1485.235,"confidence":0.8907695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11494456231594086},{"word":"yeah","start":1485.375,"end":1485.6951,"confidence":0.99586403,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10453936457633972},{"word":"no","start":1485.6951,"end":1485.935,"confidence":0.9867097,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.16150107979774475},{"word":"perfect","start":1485.935,"end":1486.435,"confidence":0.99976546,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.41651052236557007},{"word":"and","start":1486.71,"end":1486.95,"confidence":0.9995665,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1840941458940506},{"word":"the","start":1486.95,"end":1487.11,"confidence":0.99975246,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21639123558998108},{"word":"money","start":1487.11,"end":1487.27,"confidence":0.99995315,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.2999500036239624},{"word":"you're","start":1487.27,"end":1487.4299,"confidence":0.9998122,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.27724847197532654},{"word":"putting","start":1487.4299,"end":1487.75,"confidence":0.9999491,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.21459275484085083},{"word":"away","start":1487.75,"end":1487.99,"confidence":0.99921954,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.25986936688423157},{"word":"is","start":1487.99,"end":1488.3099,"confidence":0.99965703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14109006524086},{"word":"for","start":1488.3099,"end":1488.5499,"confidence":0.9995957,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15748918056488037},{"word":"the","start":1488.5499,"end":1488.71,"confidence":0.99986625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2204480767250061},{"word":"goal","start":1488.71,"end":1489.0299,"confidence":0.9997209,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.2628883123397827},{"word":"of","start":1489.0299,"end":1489.19,"confidence":0.9965519,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23329152166843417},{"word":"being","start":1489.19,"end":1489.4299,"confidence":0.99579006,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.21253535151481628},{"word":"able","start":1489.4299,"end":1489.6699,"confidence":0.9946503,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.26048821210861206},{"word":"to","start":1489.6699,"end":1489.83,"confidence":0.996938,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2693675458431244},{"word":"purchase","start":1489.83,"end":1490.1499,"confidence":0.99950504,"punctuated_word":"purchase","sentiment":"neutral","sentiment_score":0.29428327083587646},{"word":"a","start":1490.1499,"end":1490.3099,"confidence":0.5588092,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2779388427734375},{"word":"property","start":1490.3099,"end":1490.8099,"confidence":0.81710815,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.21147394180297852},{"word":"so","start":1490.95,"end":1491.19,"confidence":0.995411,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1730180382728577},{"word":"i'll","start":1491.19,"end":1491.4299,"confidence":0.9994904,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.20957814157009125},{"word":"tick","start":1491.4299,"end":1491.6699,"confidence":0.8674907,"punctuated_word":"tick","sentiment":"neutral","sentiment_score":0.23001912236213684},{"word":"that","start":1491.6699,"end":1491.83,"confidence":0.9989712,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2286185324192047},{"word":"box","start":1491.83,"end":1492.1499,"confidence":0.9893708,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.1503727287054062},{"word":"for","start":1492.1499,"end":1492.39,"confidence":0.9992455,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13713054358959198},{"word":"you","start":1492.39,"end":1492.89,"confidence":0.9997886,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.12693965435028076},{"word":"the","start":1493.99,"end":1494.23,"confidence":0.84174293,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.025645706802606583},{"word":"last","start":1494.23,"end":1494.47,"confidence":0.99913895,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.02732287533581257},{"word":"one","start":1494.47,"end":1494.7899,"confidence":0.99917245,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.019160188734531403},{"word":"here","start":1494.7899,"end":1495.19,"confidence":0.99884367,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.013350408524274826},{"word":"is","start":1495.19,"end":1495.4299,"confidence":0.9978605,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03672546148300171},{"word":"talking","start":1495.4299,"end":1495.83,"confidence":0.99871933,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.02794484980404377},{"word":"about","start":1495.83,"end":1496.33,"confidence":0.9971107,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.04541671276092529},{"word":"the","start":1496.5499,"end":1496.71,"confidence":0.9382227,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04534640908241272},{"word":"same","start":1496.71,"end":1497.0299,"confidence":0.98955834,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.02982398495078087},{"word":"sort","start":1497.0299,"end":1497.27,"confidence":0.99462116,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04556896537542343},{"word":"of","start":1497.27,"end":1497.4299,"confidence":0.9971046,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04584214836359024},{"word":"answer","start":1497.4299,"end":1497.9299,"confidence":0.99700576,"punctuated_word":"answer.","sentiment":"neutral","sentiment_score":-0.03804600238800049},{"word":"you","start":1498.39,"end":1498.63,"confidence":0.9678544,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.06950683891773224},{"word":"sort","start":1498.63,"end":1498.7899,"confidence":0.7522974,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07053561508655548},{"word":"of","start":1498.7899,"end":1498.95,"confidence":0.70575637,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06023930013179779},{"word":"said","start":1498.95,"end":1499.19,"confidence":0.9968021,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.07163295149803162},{"word":"you","start":1499.19,"end":1499.35,"confidence":0.98892397,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0969705879688263},{"word":"would","start":1499.35,"end":1499.85,"confidence":0.9923334,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1050921157002449},{"word":"not","start":1500.07,"end":1500.5499,"confidence":0.9762166,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16256627440452576},{"word":"wanna","start":1500.5499,"end":1500.7899,"confidence":0.9866571,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1721383035182953},{"word":"borrow","start":1500.7899,"end":1501.19,"confidence":0.9797167,"punctuated_word":"borrow","sentiment":"neutral","sentiment_score":-0.19566728174686432},{"word":"to","start":1501.19,"end":1501.35,"confidence":0.9292307,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1449728161096573},{"word":"put","start":1501.35,"end":1501.59,"confidence":0.9628624,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.1598469465970993},{"word":"money","start":1501.59,"end":1501.83,"confidence":0.9720833,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1420154720544815},{"word":"into","start":1501.83,"end":1502.1499,"confidence":0.9365045,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.19906523823738095},{"word":"investing","start":1502.1499,"end":1502.6499,"confidence":0.8821362,"punctuated_word":"investing.","sentiment":"neutral","sentiment_score":-0.1181197315454483},{"word":"how","start":1503.805,"end":1504.125,"confidence":0.90008897,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.1547367125749588},{"word":"risky","start":1504.125,"end":1504.6051,"confidence":0.99977714,"punctuated_word":"risky","sentiment":"neutral","sentiment_score":-0.2261507511138916},{"word":"do","start":1504.6051,"end":1504.765,"confidence":0.99920505,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2010970413684845},{"word":"you","start":1504.765,"end":1504.925,"confidence":0.9987809,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15824739634990692},{"word":"consider","start":1504.925,"end":1505.3251,"confidence":0.9991429,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.2260509878396988},{"word":"that","start":1505.3251,"end":1505.4851,"confidence":0.999316,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20946818590164185},{"word":"to","start":1505.4851,"end":1505.7251,"confidence":0.995443,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2142520546913147},{"word":"be","start":1505.7251,"end":1505.885,"confidence":0.99727607,"punctuated_word":"be?","sentiment":"neutral","sentiment_score":-0.1946312040090561},{"word":"do","start":1505.885,"end":1506.045,"confidence":0.9997186,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.1422952264547348},{"word":"you","start":1506.045,"end":1506.2051,"confidence":0.99975425,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1269873082637787},{"word":"think","start":1506.2051,"end":1506.525,"confidence":0.9994917,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.16395317018032074},{"word":"if","start":1506.525,"end":1506.765,"confidence":0.83640784,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1669221073389053},{"word":"you","start":1506.765,"end":1506.8451,"confidence":0.9994985,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1679148226976395},{"word":"had","start":1506.8451,"end":1507.0851,"confidence":0.64828235,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2576996982097626},{"word":"the","start":1507.0851,"end":1507.165,"confidence":0.9995808,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2050323188304901},{"word":"right","start":1507.165,"end":1507.4851,"confidence":0.99935657,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.18397605419158936},{"word":"advice","start":1507.4851,"end":1507.805,"confidence":0.89839286,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":-0.18204548954963684},{"word":"you","start":1507.805,"end":1508.045,"confidence":0.99962354,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15741759538650513},{"word":"might","start":1508.045,"end":1508.4451,"confidence":0.99964416,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.152568519115448},{"word":"consider","start":1508.4451,"end":1508.925,"confidence":0.96761614,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.19413185119628903},{"word":"it","start":1508.925,"end":1509.165,"confidence":0.88149863,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.16244590282440186},{"word":"or","start":1509.165,"end":1509.405,"confidence":0.99984455,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.21346630156040192},{"word":"do","start":1509.405,"end":1509.4851,"confidence":0.99979407,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1973152756690979},{"word":"you","start":1509.4851,"end":1509.645,"confidence":0.9997516,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19083809852600095},{"word":"just","start":1509.645,"end":1509.885,"confidence":0.999178,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.21525734663009644},{"word":"think","start":1509.885,"end":1510.045,"confidence":0.999746,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.25579965114593506},{"word":"it","start":1510.045,"end":1510.2051,"confidence":0.9997769,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2813583016395569},{"word":"would","start":1510.2051,"end":1510.3651,"confidence":0.99985766,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.30353090167045593},{"word":"be","start":1510.3651,"end":1510.6051,"confidence":0.9996929,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.35294488072395325},{"word":"way","start":1510.6051,"end":1510.8451,"confidence":0.99943703,"punctuated_word":"way","sentiment":"negative","sentiment_score":-0.3798762857913971},{"word":"too","start":1510.8451,"end":1511.0851,"confidence":0.9971017,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.33436447381973267},{"word":"risky","start":1511.0851,"end":1511.405,"confidence":0.8719451,"punctuated_word":"risky?","sentiment":"neutral","sentiment_score":-0.28462350368499756},{"word":"there","start":1511.405,"end":1511.5651,"confidence":0.9997187,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.22248227894306183},{"word":"was","start":1511.5651,"end":1511.805,"confidence":0.9095661,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.24071745574474335},{"word":"no","start":1511.805,"end":1512.045,"confidence":0.9997129,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.23405909538269043},{"word":"way","start":1512.045,"end":1512.2051,"confidence":0.999853,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.30246660113334656},{"word":"that","start":1512.2051,"end":1512.3651,"confidence":0.9997856,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2348306030035019},{"word":"you","start":1512.3651,"end":1512.525,"confidence":0.999863,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20117513835430145},{"word":"would","start":1512.525,"end":1512.765,"confidence":0.99982387,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.20666590332984924},{"word":"ever","start":1512.765,"end":1512.925,"confidence":0.999701,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.2365337759256363},{"word":"look","start":1512.925,"end":1513.165,"confidence":0.9991898,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.2188807427883148},{"word":"at","start":1513.165,"end":1513.2451,"confidence":0.9990984,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2044796496629715},{"word":"something","start":1513.2451,"end":1513.645,"confidence":0.99979943,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.23177531361579895},{"word":"like","start":1513.645,"end":1513.805,"confidence":0.9976661,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.24279598891735077},{"word":"that","start":1513.805,"end":1514.305,"confidence":0.87972844,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.2000623643398285},{"word":"yeah","start":1519.34,"end":1519.84,"confidence":0.8315561,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1892993301153183},{"word":"yep","start":1522.62,"end":1523.12,"confidence":0.8041644,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.13439221680164337},{"word":"yep","start":1526.22,"end":1526.72,"confidence":0.8781085,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1087578758597374},{"word":"yep","start":1527.5,"end":1528.0,"confidence":0.8970742,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0703529343008995},{"word":"yeah","start":1532.645,"end":1533.125,"confidence":0.9072411,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.10454586893320084},{"word":"perfect","start":1533.125,"end":1533.625,"confidence":0.9845883,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":-0.03752760589122772},{"word":"yep","start":1535.845,"end":1536.345,"confidence":0.94943446,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.07167243957519531},{"word":"yeah","start":1538.645,"end":1539.145,"confidence":0.9309497,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0563359335064888},{"word":"yep","start":1539.605,"end":1540.02,"confidence":0.9619155,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.12937183678150177},{"word":"yeah","start":1547.54,"end":1548.02,"confidence":0.79113734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007429193705320358},{"word":"that's","start":1548.02,"end":1548.5,"confidence":0.75171983,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07282309979200363},{"word":"okay","start":1548.5,"end":1548.8201,"confidence":0.9994786,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.16185253858566284},{"word":"that's","start":1548.8201,"end":1549.14,"confidence":0.99986196,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4249531030654907},{"word":"absolutely","start":1549.14,"end":1549.64,"confidence":0.99990165,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.40596145391464233},{"word":"fine","start":1549.78,"end":1550.02,"confidence":0.793747,"punctuated_word":"fine,","sentiment":"positive","sentiment_score":0.42418187856674194},{"word":"and","start":1550.02,"end":1550.18,"confidence":0.99977595,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4764858782291413},{"word":"thank","start":1550.18,"end":1550.34,"confidence":0.9998636,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.5813026428222656},{"word":"you","start":1550.34,"end":1550.5,"confidence":0.9999093,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5437478423118591},{"word":"for","start":1550.5,"end":1550.66,"confidence":0.9996971,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5048182010650635},{"word":"answering","start":1550.66,"end":1551.06,"confidence":0.99993455,"punctuated_word":"answering","sentiment":"positive","sentiment_score":0.47238481044769287},{"word":"those","start":1551.06,"end":1551.3,"confidence":0.99905735,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.4657391905784607},{"word":"questions","start":1551.3,"end":1551.7001,"confidence":0.99874836,"punctuated_word":"questions.","sentiment":"positive","sentiment_score":0.40142279863357544},{"word":"so","start":1551.7001,"end":1551.86,"confidence":0.9997845,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09570617973804474},{"word":"we've","start":1551.86,"end":1552.02,"confidence":0.9998814,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.08973360061645508},{"word":"done","start":1552.02,"end":1552.18,"confidence":0.9996568,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.0993036851286888},{"word":"the","start":1552.18,"end":1552.34,"confidence":0.99966586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07838968187570572},{"word":"whole","start":1552.34,"end":1552.5,"confidence":0.99880993,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":0.07025334239006042},{"word":"risk","start":1552.5,"end":1552.74,"confidence":0.97405416,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.027290508151054382},{"word":"profile","start":1552.74,"end":1553.24,"confidence":0.9989905,"punctuated_word":"profile.","sentiment":"neutral","sentiment_score":0.050646718591451645},{"word":"you","start":1553.745,"end":1553.985,"confidence":0.9759093,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.11247402429580688},{"word":"have","start":1553.985,"end":1554.225,"confidence":0.99985003,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09208282828330994},{"word":"scored","start":1554.225,"end":1554.545,"confidence":0.9884819,"punctuated_word":"scored","sentiment":"neutral","sentiment_score":0.06949209421873093},{"word":"there","start":1554.545,"end":1554.785,"confidence":0.6272491,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1064780056476593},{"word":"as","start":1554.785,"end":1554.945,"confidence":0.999263,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0834461972117424},{"word":"a","start":1554.945,"end":1555.025,"confidence":0.99640924,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09376253187656404},{"word":"growth","start":1555.025,"end":1555.425,"confidence":0.95557576,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.10240209102630617},{"word":"investor","start":1555.425,"end":1555.905,"confidence":0.9887942,"punctuated_word":"investor.","sentiment":"neutral","sentiment_score":0.06112460792064667},{"word":"so","start":1555.905,"end":1556.0651,"confidence":0.9980813,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07994021475315094},{"word":"to","start":1556.0651,"end":1556.225,"confidence":0.98430425,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06998605281114578},{"word":"kinda","start":1556.225,"end":1556.545,"confidence":0.98469096,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.08758413046598434},{"word":"give","start":1556.545,"end":1556.705,"confidence":0.9934315,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.07000476121902466},{"word":"you","start":1556.705,"end":1556.865,"confidence":0.9994784,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08563380688428879},{"word":"a","start":1556.865,"end":1557.025,"confidence":0.9993944,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07873596251010895},{"word":"breakdown","start":1557.025,"end":1557.505,"confidence":0.99852633,"punctuated_word":"breakdown","sentiment":"neutral","sentiment_score":0.07098448276519775},{"word":"on","start":1557.505,"end":1557.665,"confidence":0.9991844,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07198815047740936},{"word":"how","start":1557.665,"end":1557.905,"confidence":0.9998807,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.05358244851231575},{"word":"we","start":1557.905,"end":1558.0651,"confidence":0.99921834,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06302535533905029},{"word":"see","start":1558.0651,"end":1558.305,"confidence":0.9995555,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.05748967081308365},{"word":"a","start":1558.305,"end":1558.385,"confidence":0.99771935,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05778045207262039},{"word":"growth","start":1558.385,"end":1558.705,"confidence":0.9873323,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.09715813398361206},{"word":"investor","start":1558.705,"end":1559.205,"confidence":0.96271354,"punctuated_word":"investor,","sentiment":"neutral","sentiment_score":0.05816812813282013},{"word":"typically","start":1559.665,"end":1560.165,"confidence":0.988845,"punctuated_word":"typically,","sentiment":"neutral","sentiment_score":0.06490383297204971},{"word":"when","start":1560.225,"end":1560.385,"confidence":0.9998331,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.058403756469488144},{"word":"you're","start":1560.385,"end":1560.545,"confidence":0.99776727,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.058303352445364},{"word":"looking","start":1560.545,"end":1560.865,"confidence":0.99979717,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.05471506342291832},{"word":"at","start":1560.865,"end":1561.025,"confidence":0.99275595,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.056574441492557526},{"word":"your","start":1561.025,"end":1561.185,"confidence":0.9997205,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0683034211397171},{"word":"investment","start":1561.185,"end":1561.665,"confidence":0.99943215,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.04225119575858116},{"word":"profile","start":1561.665,"end":1562.0651,"confidence":0.99763745,"punctuated_word":"profile,","sentiment":"neutral","sentiment_score":0.06913606077432632},{"word":"we'd","start":1562.0651,"end":1562.305,"confidence":0.9863091,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":0.07163179665803909},{"word":"see","start":1562.305,"end":1562.545,"confidence":0.99572057,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07179513573646545},{"word":"about","start":1562.545,"end":1562.785,"confidence":0.99859077,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.044291600584983826},{"word":"80%","start":1562.785,"end":1563.425,"confidence":0.999693,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.057302795350551605},{"word":"of","start":1563.425,"end":1563.585,"confidence":0.99896896,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06243491545319557},{"word":"your","start":1563.585,"end":1563.825,"confidence":0.9998574,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0690392330288887},{"word":"funds","start":1563.825,"end":1564.225,"confidence":0.99873215,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.08135171979665756},{"word":"invested","start":1564.225,"end":1564.705,"confidence":0.9995852,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.05734605714678764},{"word":"in","start":1564.705,"end":1564.945,"confidence":0.99834895,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07317294180393219},{"word":"growth","start":1564.945,"end":1565.265,"confidence":0.9889359,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.10423625260591508},{"word":"investors","start":1565.265,"end":1565.765,"confidence":0.7539623,"punctuated_word":"investors,","sentiment":"neutral","sentiment_score":0.06862546503543854},{"word":"so","start":1565.825,"end":1565.985,"confidence":0.9986744,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09225912392139436},{"word":"things","start":1565.985,"end":1566.305,"confidence":0.9994649,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.12723909318447113},{"word":"like","start":1566.305,"end":1566.545,"confidence":0.98215574,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0674806535243988},{"word":"australian","start":1566.545,"end":1567.045,"confidence":0.9958461,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.10807135701179504},{"word":"shares","start":1567.105,"end":1567.505,"confidence":0.99921656,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.07980740070343018},{"word":"international","start":1567.505,"end":1568.005,"confidence":0.9990694,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.07828111201524734},{"word":"shares","start":1568.385,"end":1568.885,"confidence":0.99756193,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.08510018140077591},{"word":"listed","start":1569.4601,"end":1569.78,"confidence":0.9306801,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.09837105870246889},{"word":"property","start":1569.78,"end":1570.26,"confidence":0.9786072,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.0724644660949707},{"word":"and","start":1570.26,"end":1570.42,"confidence":0.9999243,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07529404759407043},{"word":"also","start":1570.42,"end":1570.7401,"confidence":0.8614532,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.06680326163768768},{"word":"then","start":1570.7401,"end":1571.06,"confidence":0.97581816,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08482210338115692},{"word":"commodities","start":1571.06,"end":1571.56,"confidence":0.9928357,"punctuated_word":"commodities","sentiment":"neutral","sentiment_score":0.07837574183940887},{"word":"like","start":1571.6201,"end":1571.78,"confidence":0.79864496,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0758667141199112},{"word":"gold","start":1571.78,"end":1572.02,"confidence":0.9943283,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.11438557505607604},{"word":"and","start":1572.02,"end":1572.26,"confidence":0.9988998,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07116281986236572},{"word":"silver","start":1572.26,"end":1572.76,"confidence":0.98726404,"punctuated_word":"silver.","sentiment":"neutral","sentiment_score":0.0776011049747467},{"word":"you","start":1573.38,"end":1573.54,"confidence":0.77991456,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.06269124150276184},{"word":"would","start":1573.54,"end":1573.78,"confidence":0.9998276,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06521192193031311},{"word":"then","start":1573.78,"end":1574.02,"confidence":0.9997049,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04252993315458298},{"word":"see","start":1574.02,"end":1574.3401,"confidence":0.99902797,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.06917814165353775},{"word":"about","start":1574.3401,"end":1574.5801,"confidence":0.57084286,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05439763888716698},{"word":"20%","start":1574.5801,"end":1575.2201,"confidence":0.99958956,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":0.07843698561191559},{"word":"in","start":1575.2201,"end":1575.4601,"confidence":0.99457306,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0701727345585823},{"word":"defensive","start":1575.4601,"end":1575.9601,"confidence":0.9904592,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.006029248237609863},{"word":"investments","start":1576.1001,"end":1576.5801,"confidence":0.7957287,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.03455553948879242},{"word":"so","start":1576.5801,"end":1576.7401,"confidence":0.9531472,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.059207431972026825},{"word":"things","start":1576.7401,"end":1577.06,"confidence":0.9987207,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.07598330825567245},{"word":"like","start":1577.06,"end":1577.3,"confidence":0.9954775,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03303054720163345},{"word":"cash","start":1577.3,"end":1577.7001,"confidence":0.96063566,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.05564611777663231},{"word":"bonds","start":1577.7001,"end":1578.1001,"confidence":0.9757652,"punctuated_word":"bonds,","sentiment":"neutral","sentiment_score":0.04923923313617706},{"word":"and","start":1578.1001,"end":1578.3401,"confidence":0.99987686,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.032670579850673676},{"word":"fixed","start":1578.3401,"end":1578.66,"confidence":0.9997063,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.03084484487771988},{"word":"interest","start":1578.66,"end":1579.16,"confidence":0.95411736,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.014015281572937964},{"word":"this","start":1579.7001,"end":1579.9401,"confidence":0.97974133,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.00978463888168335},{"word":"sort","start":1579.9401,"end":1580.18,"confidence":0.99755657,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0150613933801651},{"word":"of","start":1580.18,"end":1580.3401,"confidence":0.99968493,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009595301002264025},{"word":"investment","start":1580.3401,"end":1580.8401,"confidence":0.8521922,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":0.012297787703573704},{"word":"because","start":1580.9801,"end":1581.3,"confidence":0.99967456,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.012025045230984688},{"word":"you","start":1581.3,"end":1581.4601,"confidence":0.99979454,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0207794439047575},{"word":"have","start":1581.4601,"end":1581.7001,"confidence":0.999915,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.023551128804683685},{"word":"more","start":1581.7001,"end":1581.9401,"confidence":0.9997433,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.03139587864279747},{"word":"growth","start":1581.9401,"end":1582.26,"confidence":0.99048865,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.050783250480890274},{"word":"investments","start":1582.26,"end":1582.7401,"confidence":0.94216645,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.04040205478668213},{"word":"there","start":1582.7401,"end":1582.9,"confidence":0.89421463,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.04085597395896912},{"word":"you","start":1582.9,"end":1583.14,"confidence":0.9996834,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02898349426686764},{"word":"are","start":1583.14,"end":1583.3,"confidence":0.99884546,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.031855449080467224},{"word":"looking","start":1583.3,"end":1583.6201,"confidence":0.9995472,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.04470479115843773},{"word":"to","start":1583.6201,"end":1583.78,"confidence":0.99915767,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0461399108171463},{"word":"try","start":1583.78,"end":1584.02,"confidence":0.9991173,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.0822642371058464},{"word":"and","start":1584.02,"end":1584.315,"confidence":0.99847037,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08463959395885468},{"word":"maximize","start":1584.5549,"end":1585.0549,"confidence":0.9976866,"punctuated_word":"maximize","sentiment":"neutral","sentiment_score":0.12691515684127808},{"word":"growth","start":1585.115,"end":1585.355,"confidence":0.9858671,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.16284646093845367},{"word":"and","start":1585.355,"end":1585.595,"confidence":0.9661465,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1319655030965805},{"word":"get","start":1585.595,"end":1585.835,"confidence":0.99750096,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1026335507631302},{"word":"an","start":1585.835,"end":1586.315,"confidence":0.9140982,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08894100040197372},{"word":"average","start":1586.315,"end":1586.7949,"confidence":0.9371023,"punctuated_word":"average","sentiment":"neutral","sentiment_score":0.10260974615812302},{"word":"expected","start":1586.7949,"end":1587.195,"confidence":0.9976745,"punctuated_word":"expected","sentiment":"neutral","sentiment_score":0.12214551866054536},{"word":"return","start":1587.195,"end":1587.595,"confidence":0.999073,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.200174942612648},{"word":"of","start":1587.595,"end":1587.7549,"confidence":0.97957724,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06407363712787628},{"word":"about","start":1587.7549,"end":1588.1549,"confidence":0.99873525,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06956934183835983},{"word":"seven","start":1588.1549,"end":1588.475,"confidence":0.9957099,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.046448662877082825},{"word":"to","start":1588.475,"end":1588.5549,"confidence":0.97865105,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02851184830069542},{"word":"9%","start":1588.5549,"end":1589.195,"confidence":0.9996989,"punctuated_word":"9%","sentiment":"neutral","sentiment_score":0.07340769469738007},{"word":"on","start":1589.195,"end":1589.355,"confidence":0.99966097,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04999907314777374},{"word":"a","start":1589.355,"end":1589.5149,"confidence":0.99988055,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04803359508514404},{"word":"yearly","start":1589.5149,"end":1589.9149,"confidence":0.999913,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.05124833062291145},{"word":"basis","start":1589.9149,"end":1590.4149,"confidence":0.9996112,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.04736696928739548},{"word":"compounding","start":1590.475,"end":1590.975,"confidence":0.96779746,"punctuated_word":"compounding.","sentiment":"neutral","sentiment_score":0.03474092110991478},{"word":"and","start":1591.835,"end":1592.075,"confidence":0.607536,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.006086541339755058},{"word":"because","start":1592.075,"end":1592.575,"confidence":0.9994516,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.022549215704202652},{"word":"we","start":1592.7949,"end":1593.0349,"confidence":0.9996238,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03091118671000004},{"word":"do","start":1593.0349,"end":1593.4349,"confidence":0.99994695,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.051037516444921494},{"word":"understand","start":1593.4349,"end":1593.9349,"confidence":0.99991345,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.06558869034051895},{"word":"that","start":1593.995,"end":1594.315,"confidence":0.99973184,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04962041229009628},{"word":"markets","start":1594.315,"end":1594.815,"confidence":0.99572563,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.0664273053407669},{"word":"do","start":1594.875,"end":1595.0349,"confidence":0.99716395,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04341775178909302},{"word":"react","start":1595.0349,"end":1595.4349,"confidence":0.87795526,"punctuated_word":"react,","sentiment":"neutral","sentiment_score":-0.046049509197473526},{"word":"we","start":1595.4349,"end":1595.595,"confidence":0.9994056,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04334346204996109},{"word":"do","start":1595.595,"end":1595.835,"confidence":0.9998988,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04910670965909958},{"word":"have","start":1595.835,"end":1596.075,"confidence":0.9998234,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05971456691622734},{"word":"negative","start":1596.075,"end":1596.5549,"confidence":0.99982625,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.12106484174728394},{"word":"years","start":1596.5549,"end":1596.955,"confidence":0.9964311,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.1608974188566208},{"word":"every","start":1596.955,"end":1597.195,"confidence":0.99700326,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.09399458765983582},{"word":"so","start":1597.195,"end":1597.4349,"confidence":0.9990957,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08640260994434357},{"word":"often","start":1597.4349,"end":1597.9349,"confidence":0.76614654,"punctuated_word":"often.","sentiment":"neutral","sentiment_score":-0.08992543816566467},{"word":"we","start":1598.07,"end":1598.23,"confidence":0.99954504,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.0671941488981247},{"word":"would","start":1598.23,"end":1598.47,"confidence":0.9999329,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.07398394495248795},{"word":"expect","start":1598.47,"end":1598.7899,"confidence":0.9997795,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.07291213423013687},{"word":"the","start":1598.7899,"end":1599.0299,"confidence":0.936366,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0588451623916626},{"word":"likelihood","start":1599.0299,"end":1599.5299,"confidence":0.99656254,"punctuated_word":"likelihood","sentiment":"neutral","sentiment_score":-0.08170700073242188},{"word":"of","start":1599.6699,"end":1599.9099,"confidence":0.9987908,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06908953934907913},{"word":"a","start":1599.9099,"end":1599.99,"confidence":0.977999,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09120418131351472},{"word":"negative","start":1599.99,"end":1600.3899,"confidence":0.99995613,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.14794643223285675},{"word":"year","start":1600.3899,"end":1600.71,"confidence":0.99380565,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.15783771872520447},{"word":"every","start":1600.71,"end":1601.11,"confidence":0.88884926,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.09127505123615264},{"word":"one","start":1601.11,"end":1601.2699,"confidence":0.9439598,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.12618063390254974},{"word":"in","start":1601.2699,"end":1601.4299,"confidence":0.9290034,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07389374077320099},{"word":"sort","start":1601.4299,"end":1601.6699,"confidence":0.96478313,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0729825422167778},{"word":"of","start":1601.6699,"end":1601.9099,"confidence":0.9977119,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09430976957082748},{"word":"five","start":1601.9099,"end":1602.23,"confidence":0.9994444,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.0997232049703598},{"word":"years","start":1602.23,"end":1602.73,"confidence":0.94052935,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.06011636555194855},{"word":"and","start":1603.2699,"end":1603.5099,"confidence":0.59399676,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.015502039343118668},{"word":"this","start":1603.5099,"end":1603.75,"confidence":0.999355,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.02461414597928524},{"word":"sort","start":1603.75,"end":1603.99,"confidence":0.9933469,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.02846856787800789},{"word":"of","start":1603.99,"end":1604.1499,"confidence":0.9997204,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02335366979241371},{"word":"profile","start":1604.1499,"end":1604.6499,"confidence":0.9972046,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":-0.0267751794308424},{"word":"fits","start":1604.71,"end":1605.0299,"confidence":0.8852925,"punctuated_word":"fits","sentiment":"neutral","sentiment_score":-0.029827479273080822},{"word":"someone","start":1605.0299,"end":1605.35,"confidence":0.9997341,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.020564105361700055},{"word":"who","start":1605.35,"end":1605.59,"confidence":0.99967766,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.01969483122229576},{"word":"has","start":1605.59,"end":1605.83,"confidence":0.99973005,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.031931791454553604},{"word":"about","start":1605.83,"end":1606.1499,"confidence":0.99953485,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.031220760196447372},{"word":"six","start":1606.1499,"end":1606.47,"confidence":0.99956137,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.024967417120933533},{"word":"years","start":1606.47,"end":1606.7899,"confidence":0.99966156,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.02032332494854927},{"word":"that","start":1606.7899,"end":1606.95,"confidence":0.89734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00939144566655159},{"word":"they","start":1606.95,"end":1607.11,"confidence":0.9998455,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.01683643087744713},{"word":"wanna","start":1607.11,"end":1607.4299,"confidence":0.9987268,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.012068495154380798},{"word":"have","start":1607.4299,"end":1607.59,"confidence":0.9993413,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.010385869070887566},{"word":"their","start":1607.59,"end":1607.75,"confidence":0.9987128,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.026647107675671577},{"word":"funds","start":1607.75,"end":1608.1499,"confidence":0.99973434,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.04310258850455284},{"word":"invested","start":1608.1499,"end":1608.6499,"confidence":0.99983966,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.018836289644241333},{"word":"before","start":1608.71,"end":1609.0299,"confidence":0.99932575,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.008220173418521881},{"word":"they're","start":1609.0299,"end":1609.19,"confidence":0.99814206,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.03497932106256485},{"word":"willing","start":1609.19,"end":1609.5099,"confidence":0.99987805,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":-0.07095542550086975},{"word":"to","start":1609.5099,"end":1609.6699,"confidence":0.99793005,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04669248312711716},{"word":"access","start":1609.6699,"end":1610.1499,"confidence":0.9997297,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.06096163392066955},{"word":"the","start":1610.1499,"end":1610.3099,"confidence":0.99336046,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03774920478463173},{"word":"money","start":1610.3099,"end":1610.63,"confidence":0.9999682,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.04006969928741455},{"word":"to","start":1610.63,"end":1610.7899,"confidence":0.99919933,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03016125410795212},{"word":"allow","start":1610.7899,"end":1611.2899,"confidence":0.99993,"punctuated_word":"allow","sentiment":"neutral","sentiment_score":-0.03916136175394058},{"word":"time","start":1611.5449,"end":1611.865,"confidence":0.99879223,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.015575949102640152},{"word":"to","start":1611.865,"end":1611.945,"confidence":0.99948835,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03342070057988167},{"word":"go","start":1611.945,"end":1612.1849,"confidence":0.9997198,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.02587166056036949},{"word":"through","start":1612.1849,"end":1612.4249,"confidence":0.9998379,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.049722421914339066},{"word":"those","start":1612.4249,"end":1612.6649,"confidence":0.99954,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.03492138534784317},{"word":"downtimes","start":1612.6649,"end":1613.1649,"confidence":0.7794416,"punctuated_word":"downtimes","sentiment":"neutral","sentiment_score":-0.048666998744010925},{"word":"and","start":1613.225,"end":1613.385,"confidence":0.9788021,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04038287326693535},{"word":"then","start":1613.385,"end":1613.705,"confidence":0.9998716,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.001947268843650818},{"word":"seek","start":1613.705,"end":1614.025,"confidence":0.99484706,"punctuated_word":"seek","sentiment":"neutral","sentiment_score":-0.059413015842437744},{"word":"recovery","start":1614.025,"end":1614.525,"confidence":0.99617445,"punctuated_word":"recovery.","sentiment":"neutral","sentiment_score":-0.03282458335161209},{"word":"do","start":1615.5449,"end":1615.705,"confidence":0.70680135,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.02509750984609127},{"word":"you","start":1615.705,"end":1615.945,"confidence":0.9998222,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013499829918146132},{"word":"feel","start":1615.945,"end":1616.1849,"confidence":0.99947864,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.022926203906536102},{"word":"like","start":1616.1849,"end":1616.345,"confidence":0.9734248,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.013256024569272997},{"word":"that's","start":1616.345,"end":1616.745,"confidence":0.99310666,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.02207321487367153},{"word":"fairly","start":1616.745,"end":1617.225,"confidence":0.6021564,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":-0.03418159484863281},{"word":"comfortable","start":1617.225,"end":1617.725,"confidence":0.9996063,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.005659043788909912},{"word":"with","start":1617.7849,"end":1618.025,"confidence":0.9998241,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.024654336273670197},{"word":"where","start":1618.025,"end":1618.1849,"confidence":0.999353,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.021203480660915375},{"word":"you'd","start":1618.1849,"end":1618.505,"confidence":0.9997189,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.032606448978185654},{"word":"like","start":1618.505,"end":1618.745,"confidence":0.99968755,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.023234177380800247},{"word":"to","start":1618.745,"end":1618.9049,"confidence":0.9973907,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01907444000244141},{"word":"see","start":1618.9049,"end":1619.065,"confidence":0.9975434,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.01591438055038452},{"word":"your","start":1619.065,"end":1619.3049,"confidence":0.99978906,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.015431173145771028},{"word":"funds","start":1619.3049,"end":1619.705,"confidence":0.9120791,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":0.026054592803120613},{"word":"or","start":1619.705,"end":1619.865,"confidence":0.9998388,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.012079797685146332},{"word":"would","start":1619.865,"end":1620.025,"confidence":0.99989116,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.008810322731733322},{"word":"you","start":1620.025,"end":1620.1849,"confidence":0.9993937,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026810422539711},{"word":"like","start":1620.1849,"end":1620.4249,"confidence":0.99935764,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02594129741191864},{"word":"to","start":1620.4249,"end":1620.585,"confidence":0.9966807,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.021860823035240173},{"word":"maybe","start":1620.585,"end":1620.9049,"confidence":0.98182917,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.001810438930988312},{"word":"drop","start":1620.9049,"end":1621.145,"confidence":0.9992418,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":0.0014208927750587463},{"word":"it","start":1621.145,"end":1621.645,"confidence":0.9994067,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.009746018797159197},{"word":"up","start":1621.705,"end":1621.945,"confidence":0.99965906,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.005514137446880341},{"word":"or","start":1621.945,"end":1622.105,"confidence":0.99943835,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02322191372513771},{"word":"down","start":1622.105,"end":1622.345,"confidence":0.99971575,"punctuated_word":"down","sentiment":"neutral","sentiment_score":8.150935173034668e-6},{"word":"a","start":1622.345,"end":1622.505,"confidence":0.999466,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.002448135986924171},{"word":"little","start":1622.505,"end":1622.745,"confidence":0.9998714,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.004780016839504242},{"word":"bit","start":1622.745,"end":1623.245,"confidence":0.9992,"punctuated_word":"bit?","sentiment":"neutral","sentiment_score":0.006409551948308945},{"word":"that's","start":1626.26,"end":1626.5801,"confidence":0.9920169,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3354436755180359},{"word":"comfortable","start":1626.5801,"end":1627.0801,"confidence":0.9857445,"punctuated_word":"comfortable.","sentiment":"neutral","sentiment_score":0.28038787841796875},{"word":"beautiful","start":1627.14,"end":1627.64,"confidence":0.9998037,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6192446947097778},{"word":"excellent","start":1627.8601,"end":1628.3601,"confidence":0.99991506,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.58130943775177},{"word":"thank","start":1628.7401,"end":1628.9801,"confidence":0.999047,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5911585092544556},{"word":"you","start":1628.9801,"end":1629.2201,"confidence":0.99987364,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6380119323730469},{"word":"for","start":1629.2201,"end":1629.38,"confidence":0.99964297,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6143158674240112},{"word":"that","start":1629.38,"end":1629.88,"confidence":0.9997935,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5539462566375732},{"word":"perfect","start":1630.8201,"end":1631.3201,"confidence":0.9963603,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.534137487411499},{"word":"you're","start":1631.62,"end":1631.8601,"confidence":0.8671909,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.2908874750137329},{"word":"right","start":1631.8601,"end":1632.3601,"confidence":0.64707685,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.2881503999233246},{"word":"yeah","start":1646.715,"end":1647.215,"confidence":0.83537257,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.047360002994537354},{"word":"absolutely","start":1648.475,"end":1648.975,"confidence":0.9266764,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.23184549808502197},{"word":"yeah","start":1649.755,"end":1650.075,"confidence":0.9996512,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06207839772105217},{"word":"well","start":1650.075,"end":1650.395,"confidence":0.99784577,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.03414260596036911},{"word":"one","start":1650.395,"end":1650.5549,"confidence":0.9998661,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.004406187683343887},{"word":"of","start":1650.5549,"end":1650.635,"confidence":0.999772,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014039278030395508},{"word":"the","start":1650.635,"end":1650.7949,"confidence":0.9992168,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00295160710811615},{"word":"things","start":1650.7949,"end":1651.115,"confidence":0.99977607,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.02651560679078102},{"word":"we","start":1651.115,"end":1651.275,"confidence":0.9666794,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.017224915325641632},{"word":"do","start":1651.275,"end":1651.515,"confidence":0.9998462,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02894195541739464},{"word":"like","start":1651.515,"end":1651.755,"confidence":0.999265,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03535279259085655},{"word":"to","start":1651.755,"end":1651.835,"confidence":0.99952245,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.034840863198041916},{"word":"do","start":1651.835,"end":1651.995,"confidence":0.9997739,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04609322547912598},{"word":"there","start":1651.995,"end":1652.155,"confidence":0.9410922,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03804389014840126},{"word":"for","start":1652.155,"end":1652.395,"confidence":0.9987097,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05857100710272789},{"word":"you","start":1652.395,"end":1652.635,"confidence":0.9958552,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.055193498730659485},{"word":"kobe","start":1652.635,"end":1652.875,"confidence":0.72257864,"punctuated_word":"Kobe,","sentiment":"neutral","sentiment_score":0.0608125701546669},{"word":"because","start":1652.875,"end":1653.115,"confidence":0.998777,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.069859579205513},{"word":"that's","start":1653.115,"end":1653.355,"confidence":0.9997777,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.11715863645076752},{"word":"a","start":1653.355,"end":1653.515,"confidence":0.99955004,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13648639619350433},{"word":"really","start":1653.515,"end":1653.755,"confidence":0.99993443,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.16563330590724945},{"word":"good","start":1653.755,"end":1653.9149,"confidence":0.9998691,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.20066335797309875},{"word":"thing","start":1653.9149,"end":1654.155,"confidence":0.9998534,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.22564613819122312},{"word":"to","start":1654.155,"end":1654.315,"confidence":0.99970883,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1889343559741974},{"word":"put","start":1654.315,"end":1654.475,"confidence":0.99970263,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.2007742077112198},{"word":"out","start":1654.475,"end":1654.635,"confidence":0.9994248,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.17767193913459778},{"word":"there","start":1654.635,"end":1654.98,"confidence":0.9588572,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.17260649800300598},{"word":"is","start":1655.2999,"end":1655.46,"confidence":0.75443125,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.12588289380073547},{"word":"essentially","start":1655.46,"end":1655.86,"confidence":0.9848295,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.07378991693258286},{"word":"is","start":1655.86,"end":1656.02,"confidence":0.954128,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06785053014755249},{"word":"when","start":1656.02,"end":1656.1799,"confidence":0.99776566,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06749288737773895},{"word":"we","start":1656.1799,"end":1656.26,"confidence":0.999647,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05616361275315285},{"word":"look","start":1656.26,"end":1656.4199,"confidence":0.9997738,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04255500808358192},{"word":"at","start":1656.4199,"end":1656.58,"confidence":0.99967325,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0429929681122303},{"word":"these","start":1656.58,"end":1656.82,"confidence":0.98447835,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.05156410858035088},{"word":"investment","start":1656.82,"end":1657.2999,"confidence":0.9969258,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.03645234555006027},{"word":"profiles","start":1657.2999,"end":1657.7,"confidence":0.9990784,"punctuated_word":"profiles","sentiment":"neutral","sentiment_score":0.037125468254089355},{"word":"and","start":1657.7,"end":1657.86,"confidence":0.5529047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05225061997771263},{"word":"if","start":1657.86,"end":1658.02,"confidence":0.9996176,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07179613411426544},{"word":"you","start":1658.02,"end":1658.1799,"confidence":0.99964345,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0645059198141098},{"word":"decide","start":1658.1799,"end":1658.5,"confidence":0.98137766,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.04240253567695618},{"word":"to","start":1658.5,"end":1658.58,"confidence":0.9956311,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06715227663516998},{"word":"take","start":1658.58,"end":1658.74,"confidence":0.999913,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.07435998320579529},{"word":"on","start":1658.74,"end":1658.9,"confidence":0.9985897,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09338556230068208},{"word":"the","start":1658.9,"end":1659.0599,"confidence":0.9983676,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08992010354995728},{"word":"advice","start":1659.0599,"end":1659.2999,"confidence":0.99005157,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.09116549789905548},{"word":"and","start":1659.2999,"end":1659.46,"confidence":0.9209833,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08916731923818588},{"word":"we","start":1659.46,"end":1659.62,"confidence":0.99931264,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09422074258327484},{"word":"have","start":1659.62,"end":1659.86,"confidence":0.8962454,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10589200258255003},{"word":"set","start":1659.86,"end":1660.1,"confidence":0.656306,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.13462038338184357},{"word":"this","start":1660.1,"end":1660.26,"confidence":0.996336,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.12470058351755142},{"word":"up","start":1660.26,"end":1660.4199,"confidence":0.96643806,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.15108783543109894},{"word":"for","start":1660.4199,"end":1660.58,"confidence":0.99929404,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13675493001937866},{"word":"you","start":1660.58,"end":1660.82,"confidence":0.99823785,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13858766853809357},{"word":"and","start":1660.82,"end":1660.98,"confidence":0.9823468,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1380128562450409},{"word":"manage","start":1660.98,"end":1661.22,"confidence":0.9856638,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.1317219436168671},{"word":"it","start":1661.22,"end":1661.72,"confidence":0.97197753,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.11485682427883148},{"word":"essentially","start":1662.1799,"end":1662.58,"confidence":0.9383387,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.09395411610603333},{"word":"we","start":1662.58,"end":1662.82,"confidence":0.9999112,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08987179398536682},{"word":"do","start":1662.82,"end":1662.98,"confidence":0.9996884,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08563952893018723},{"word":"reviews","start":1662.98,"end":1663.38,"confidence":0.9972619,"punctuated_word":"reviews","sentiment":"neutral","sentiment_score":0.05839603766798973},{"word":"with","start":1663.38,"end":1663.54,"confidence":0.9978969,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05991361290216446},{"word":"you","start":1663.54,"end":1663.7,"confidence":0.9998294,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07980766147375107},{"word":"on","start":1663.7,"end":1663.86,"confidence":0.9995345,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07312038540840149},{"word":"a","start":1663.86,"end":1664.02,"confidence":0.999132,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07474455237388611},{"word":"regular","start":1664.02,"end":1664.34,"confidence":0.99990666,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.09050388634204865},{"word":"basis","start":1664.34,"end":1664.74,"confidence":0.97435224,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.07936252653598785},{"word":"so","start":1664.74,"end":1664.9,"confidence":0.999645,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08526548743247986},{"word":"we","start":1664.9,"end":1665.0599,"confidence":0.99987006,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07886229455471039},{"word":"can","start":1665.0599,"end":1665.14,"confidence":0.9998336,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10116051137447356},{"word":"do","start":1665.14,"end":1665.2999,"confidence":0.99989474,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10432292520999908},{"word":"a","start":1665.2999,"end":1665.46,"confidence":0.99900025,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10128506273031236},{"word":"catch","start":1665.46,"end":1665.7,"confidence":0.9994369,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.09743869304656982},{"word":"up","start":1665.7,"end":1665.86,"confidence":0.9945702,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07736744731664658},{"word":"or","start":1665.86,"end":1666.02,"confidence":0.9857298,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08944851905107498},{"word":"review","start":1666.02,"end":1666.4199,"confidence":0.7242433,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.061126645654439926},{"word":"with","start":1666.4199,"end":1666.66,"confidence":0.996986,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08401195704936981},{"word":"you","start":1666.66,"end":1666.9,"confidence":0.99964345,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13547740876674652},{"word":"every","start":1666.9,"end":1667.14,"confidence":0.95709884,"punctuated_word":"every,","sentiment":"neutral","sentiment_score":0.08724327385425568},{"word":"say","start":1667.14,"end":1667.38,"confidence":0.9982051,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.08894642442464828},{"word":"six","start":1667.38,"end":1667.62,"confidence":0.99934524,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.06142110750079155},{"word":"months","start":1667.62,"end":1667.86,"confidence":0.9935719,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.0761716440320015},{"word":"or","start":1667.86,"end":1668.02,"confidence":0.9237576,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08144381642341614},{"word":"twelve","start":1668.02,"end":1668.34,"confidence":0.9997801,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.06279459595680237},{"word":"months","start":1668.34,"end":1668.58,"confidence":0.9972379,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.0725574642419815},{"word":"or","start":1668.58,"end":1668.74,"confidence":0.9920088,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0923045128583908},{"word":"every","start":1668.74,"end":1668.98,"confidence":0.99911255,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.08597995340824127},{"word":"three","start":1668.98,"end":1669.14,"confidence":0.99910825,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.07022318243980408},{"word":"months","start":1669.14,"end":1669.46,"confidence":0.9840363,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.10280665755271912},{"word":"whatever","start":1669.46,"end":1669.86,"confidence":0.999393,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.08245067298412323},{"word":"you","start":1669.86,"end":1670.02,"confidence":0.9998393,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1090875118970871},{"word":"would","start":1670.02,"end":1670.1799,"confidence":0.99993134,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08876321464776993},{"word":"like","start":1670.1799,"end":1670.6799,"confidence":0.99042076,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.09112085402011871},{"word":"we","start":1671.195,"end":1671.355,"confidence":0.9812866,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.0990741401910782},{"word":"check-in","start":1671.355,"end":1671.755,"confidence":0.9931086,"punctuated_word":"check-in","sentiment":"neutral","sentiment_score":0.1290014684200287},{"word":"to","start":1671.755,"end":1671.9149,"confidence":0.9992668,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11816221475601196},{"word":"see","start":1671.9149,"end":1672.075,"confidence":0.99995255,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.11967077106237411},{"word":"how","start":1672.075,"end":1672.315,"confidence":0.99987245,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.12351813912391664},{"word":"things","start":1672.315,"end":1672.5549,"confidence":0.99976236,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.19042013585567472},{"word":"are","start":1672.5549,"end":1672.715,"confidence":0.99891496,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.14388039708137512},{"word":"going","start":1672.715,"end":1672.955,"confidence":0.9994567,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.22696414589881897},{"word":"for","start":1672.955,"end":1673.115,"confidence":0.99980754,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1750575304031372},{"word":"you","start":1673.115,"end":1673.355,"confidence":0.928508,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.16885268688201904},{"word":"that","start":1673.355,"end":1673.515,"confidence":0.99963,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1465669870376587},{"word":"the","start":1673.515,"end":1673.6749,"confidence":0.99967957,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15606117248535156},{"word":"investing's","start":1673.6749,"end":1674.1749,"confidence":0.8490504,"punctuated_word":"investing's","sentiment":"neutral","sentiment_score":0.14496910572052002},{"word":"working","start":1674.235,"end":1674.715,"confidence":0.9515873,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":0.16769810020923617},{"word":"we","start":1674.715,"end":1674.875,"confidence":0.99988794,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.09720560163259506},{"word":"look","start":1674.875,"end":1675.0349,"confidence":0.9979759,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10535582154989244},{"word":"at","start":1675.0349,"end":1675.195,"confidence":0.9944561,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08694364875555038},{"word":"how","start":1675.195,"end":1675.4349,"confidence":0.99279505,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.10013890266418456},{"word":"the","start":1675.4349,"end":1675.595,"confidence":0.9990507,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11063846945762634},{"word":"investments","start":1675.595,"end":1676.075,"confidence":0.99573106,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.07624492049217224},{"word":"have","start":1676.075,"end":1676.235,"confidence":0.9837054,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10724249482154846},{"word":"gone","start":1676.235,"end":1676.735,"confidence":0.9258872,"punctuated_word":"gone.","sentiment":"neutral","sentiment_score":0.12368122488260268},{"word":"but","start":1676.875,"end":1677.115,"confidence":0.99951327,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1185060665011406},{"word":"the","start":1677.115,"end":1677.195,"confidence":0.99961203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08192048966884613},{"word":"idea","start":1677.195,"end":1677.595,"confidence":0.99899167,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.0997961163520813},{"word":"is","start":1677.595,"end":1677.755,"confidence":0.9423755,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10309915989637376},{"word":"that","start":1677.755,"end":1677.995,"confidence":0.99010974,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11377133429050446},{"word":"the","start":1677.995,"end":1678.1549,"confidence":0.9974331,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1000361293554306},{"word":"closer","start":1678.1549,"end":1678.5549,"confidence":0.98073477,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.07595248520374298},{"word":"you","start":1678.5549,"end":1678.715,"confidence":0.99912244,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12635228037834167},{"word":"get","start":1678.715,"end":1678.955,"confidence":0.9990446,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13009294867515564},{"word":"to","start":1678.955,"end":1679.195,"confidence":0.99843675,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11546321958303452},{"word":"accessing","start":1679.195,"end":1679.695,"confidence":0.9991454,"punctuated_word":"accessing","sentiment":"neutral","sentiment_score":0.09720146656036376},{"word":"that","start":1679.755,"end":1679.9149,"confidence":0.9997881,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10485555231571198},{"word":"money","start":1679.9149,"end":1680.235,"confidence":0.9986466,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":0.1493878960609436},{"word":"we","start":1680.235,"end":1680.395,"confidence":0.9998398,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20407980680465695},{"word":"start","start":1680.395,"end":1680.635,"confidence":0.99933285,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.15816393494606018},{"word":"to","start":1680.635,"end":1680.875,"confidence":0.9983492,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11998459696769714},{"word":"reduce","start":1680.875,"end":1681.195,"confidence":0.99979,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.07334786653518677},{"word":"the","start":1681.195,"end":1681.355,"confidence":0.99833125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07904241234064102},{"word":"risk","start":1681.355,"end":1681.6749,"confidence":0.9998919,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.0732453241944313},{"word":"level","start":1681.6749,"end":1682.075,"confidence":0.94812447,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.03600122034549713},{"word":"somewhat","start":1682.075,"end":1682.5549,"confidence":0.99785936,"punctuated_word":"somewhat.","sentiment":"neutral","sentiment_score":0.09852611273527144},{"word":"so","start":1682.5549,"end":1683.03,"confidence":0.99964607,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1125870868563652},{"word":"when","start":1683.1901,"end":1683.43,"confidence":0.9999423,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1291433870792389},{"word":"you're","start":1683.43,"end":1683.51,"confidence":0.9998145,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.10268157720565796},{"word":"about","start":1683.51,"end":1683.99,"confidence":0.9996604,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10603061318397522},{"word":"sort","start":1683.99,"end":1684.15,"confidence":0.9149433,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.11599084734916688},{"word":"of","start":1684.15,"end":1684.31,"confidence":0.9737976,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09539146721363068},{"word":"five","start":1684.31,"end":1684.63,"confidence":0.9992526,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.06406699866056442},{"word":"years","start":1684.63,"end":1684.9501,"confidence":0.9997086,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.0870577022433281},{"word":"out","start":1684.9501,"end":1685.35,"confidence":0.99983704,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08507014811038971},{"word":"or","start":1685.35,"end":1685.5901,"confidence":0.99358034,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10458482801914216},{"word":"three","start":1685.5901,"end":1685.8301,"confidence":0.9998272,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.06382260471582413},{"word":"years","start":1685.8301,"end":1686.15,"confidence":0.99962425,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.09577611833810806},{"word":"out","start":1686.15,"end":1686.47,"confidence":0.9978864,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.10106731951236723},{"word":"we'll","start":1686.47,"end":1686.63,"confidence":0.9985221,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.12418076395988464},{"word":"start","start":1686.63,"end":1686.9501,"confidence":0.99987614,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.14519304037094116},{"word":"to","start":1686.9501,"end":1687.11,"confidence":0.9989466,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12549465894699097},{"word":"reduce","start":1687.11,"end":1687.43,"confidence":0.99965787,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.08885058015584946},{"word":"those","start":1687.43,"end":1687.75,"confidence":0.9972155,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.07507568597793579},{"word":"risk","start":1687.75,"end":1687.99,"confidence":0.99695325,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.011773698031902311},{"word":"levels","start":1687.99,"end":1688.39,"confidence":0.9982395,"punctuated_word":"levels","sentiment":"neutral","sentiment_score":0.08489453047513962},{"word":"down","start":1688.39,"end":1688.63,"confidence":0.9993567,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.10802112519741058},{"word":"so","start":1688.63,"end":1688.87,"confidence":0.4591715,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.12967471778392792},{"word":"you're","start":1688.87,"end":1689.03,"confidence":0.99338657,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.18046149611473083},{"word":"in","start":1689.03,"end":1689.1901,"confidence":0.99795353,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1687542200088501},{"word":"a","start":1689.1901,"end":1689.5901,"confidence":0.99975044,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14665177464485168},{"word":"a","start":1689.5901,"end":1689.75,"confidence":0.983602,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1407599300146103},{"word":"lower","start":1689.75,"end":1690.0701,"confidence":0.99928695,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.1095498874783516},{"word":"risk","start":1690.0701,"end":1690.39,"confidence":0.9998784,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.04776804894208908},{"word":"profile","start":1690.39,"end":1690.89,"confidence":0.9992793,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.1361899971961975},{"word":"ready","start":1690.9501,"end":1691.27,"confidence":0.6677124,"punctuated_word":"ready","sentiment":"neutral","sentiment_score":0.2067600339651108},{"word":"to","start":1691.27,"end":1691.43,"confidence":0.9993969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16195815801620483},{"word":"start","start":1691.43,"end":1691.75,"confidence":0.9992562,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.14254650473594666},{"word":"drawing","start":1691.75,"end":1692.0701,"confidence":0.9987936,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.13443967700004578},{"word":"money","start":1692.0701,"end":1692.39,"confidence":0.9998141,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.13901609182357788},{"word":"out","start":1692.39,"end":1692.63,"confidence":0.9997701,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.16251927614212036},{"word":"of","start":1692.63,"end":1692.7101,"confidence":0.99928313,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1409810334444046},{"word":"that","start":1692.7101,"end":1692.9501,"confidence":0.9998404,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12265145778656006},{"word":"investment","start":1692.9501,"end":1693.4501,"confidence":0.9999038,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.10453809797763824},{"word":"as","start":1693.67,"end":1693.8301,"confidence":0.9992982,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14286838471889496},{"word":"you","start":1693.8301,"end":1693.99,"confidence":0.9998635,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16562430560588837},{"word":"get","start":1693.99,"end":1694.31,"confidence":0.9998696,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13939663767814636},{"word":"closer","start":1694.31,"end":1694.81,"confidence":0.99875057,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.12788574397563934},{"word":"to","start":1694.9501,"end":1695.03,"confidence":0.99963236,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1628793627023697},{"word":"your","start":1695.03,"end":1695.27,"confidence":0.9998647,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18180783092975616},{"word":"goal","start":1695.27,"end":1695.77,"confidence":0.999413,"punctuated_word":"goal.","sentiment":"neutral","sentiment_score":0.09554582089185716},{"word":"so","start":1696.205,"end":1696.365,"confidence":0.9835886,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03213360160589218},{"word":"the","start":1696.365,"end":1696.525,"confidence":0.9998276,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026242490857839584},{"word":"idea","start":1696.525,"end":1696.845,"confidence":0.99925226,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":-0.07271179556846619},{"word":"is","start":1696.845,"end":1697.165,"confidence":0.9900434,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04247085005044937},{"word":"we","start":1697.165,"end":1697.405,"confidence":0.96330893,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.09712857007980348},{"word":"don't","start":1697.405,"end":1697.645,"confidence":0.999913,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14562174677848816},{"word":"want","start":1697.645,"end":1697.885,"confidence":0.99893504,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.18506766855716705},{"word":"you","start":1697.885,"end":1698.125,"confidence":0.9997191,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18106411397457123},{"word":"taking","start":1698.125,"end":1698.525,"confidence":0.9986198,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.30600684881210327},{"word":"high","start":1698.525,"end":1698.765,"confidence":0.92956436,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.3162061274051666},{"word":"risk","start":1698.765,"end":1699.085,"confidence":0.96752053,"punctuated_word":"risk","sentiment":"negative","sentiment_score":-0.393327534198761},{"word":"right","start":1699.085,"end":1699.325,"confidence":0.9937475,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.29600951075553894},{"word":"to","start":1699.325,"end":1699.405,"confidence":0.7947245,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19809572398662567},{"word":"the","start":1699.405,"end":1699.5651,"confidence":0.9991547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17839106917381287},{"word":"very","start":1699.5651,"end":1699.805,"confidence":0.9996265,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.19349005818367004},{"word":"end","start":1699.805,"end":1700.125,"confidence":0.99973613,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.16401004791259766},{"word":"because","start":1700.125,"end":1700.525,"confidence":0.570079,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.11238545179367064},{"word":"if","start":1700.525,"end":1700.685,"confidence":0.9983975,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1391046643257141},{"word":"you","start":1700.685,"end":1700.845,"confidence":0.99974185,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16508997976779938},{"word":"got","start":1700.845,"end":1701.085,"confidence":0.97734386,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.15710678696632385},{"word":"in","start":1701.085,"end":1701.245,"confidence":0.9776123,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.18202322721481323},{"word":"this","start":1701.245,"end":1701.5651,"confidence":0.9992872,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.1688808798789978},{"word":"profile","start":1701.5651,"end":1702.045,"confidence":0.9989328,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":-0.22431784868240356},{"word":"or","start":1702.045,"end":1702.4451,"confidence":0.9546803,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1519918143749237},{"word":"a","start":1702.4451,"end":1702.605,"confidence":0.7698896,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14348569512367249},{"word":"higher","start":1702.605,"end":1702.845,"confidence":0.9642812,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.10708975791931152},{"word":"growth","start":1702.845,"end":1703.165,"confidence":0.9582794,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.12657836079597473},{"word":"profile","start":1703.165,"end":1703.665,"confidence":0.8133321,"punctuated_word":"profile,","sentiment":"neutral","sentiment_score":-0.12506213784217834},{"word":"right","start":1703.965,"end":1704.205,"confidence":0.9989818,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.11038105934858322},{"word":"up","start":1704.205,"end":1704.365,"confidence":0.9987005,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.07989712059497833},{"word":"into","start":1704.365,"end":1704.685,"confidence":0.7241485,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.10659786313772202},{"word":"the","start":1704.685,"end":1704.845,"confidence":0.998505,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09870785474777222},{"word":"year","start":1704.845,"end":1705.005,"confidence":0.99102986,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.045075494796037674},{"word":"you","start":1705.005,"end":1705.165,"confidence":0.6991741,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09501975774765016},{"word":"were","start":1705.165,"end":1705.245,"confidence":0.89856285,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.10893115401268004},{"word":"gonna","start":1705.245,"end":1705.5651,"confidence":0.99869895,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07873409986495972},{"word":"access","start":1705.5651,"end":1705.965,"confidence":0.998755,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.12296721339225768},{"word":"those","start":1705.965,"end":1706.205,"confidence":0.99049336,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.0842302143573761},{"word":"funds","start":1706.205,"end":1706.605,"confidence":0.99020326,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":-0.10411947965621948},{"word":"you","start":1706.605,"end":1706.845,"confidence":0.99975115,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.240787535905838},{"word":"do","start":1706.845,"end":1707.005,"confidence":0.99934834,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2366333156824112},{"word":"risk","start":1707.005,"end":1707.405,"confidence":0.9995596,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.28997448086738586},{"word":"while","start":1707.405,"end":1707.645,"confidence":0.756535,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.2024335265159607},{"word":"you're","start":1707.645,"end":1707.805,"confidence":0.9986698,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.2073483765125275},{"word":"taking","start":1707.805,"end":1708.125,"confidence":0.9996221,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.20836952328681943},{"word":"more","start":1708.125,"end":1708.285,"confidence":0.9996276,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.17768195271492004},{"word":"risk","start":1708.285,"end":1708.525,"confidence":0.9760684,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.20254701375961304},{"word":"in","start":1708.525,"end":1708.685,"confidence":0.99947137,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2690854072570801},{"word":"the","start":1708.685,"end":1708.845,"confidence":0.99950325,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19445814192295072},{"word":"market","start":1708.845,"end":1709.34,"confidence":0.79296553,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":-0.16310587525367737},{"word":"seeing","start":1709.58,"end":1709.7,"confidence":0.9976393,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":-0.15466691553592682},{"word":"a","start":1709.7,"end":1709.82,"confidence":0.9994854,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14450055360794067},{"word":"big","start":1709.82,"end":1710.2999,"confidence":0.99951994,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.15796513855457306},{"word":"downturn","start":1710.2999,"end":1710.7999,"confidence":0.76670504,"punctuated_word":"downturn,","sentiment":"neutral","sentiment_score":-0.15815912187099457},{"word":"right","start":1710.86,"end":1711.1,"confidence":0.9956464,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":-0.12385518103837968},{"word":"because","start":1711.1,"end":1711.26,"confidence":0.5789932,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.08538084477186203},{"word":"you're","start":1711.26,"end":1711.5,"confidence":0.9992627,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.08744840323925018},{"word":"willing","start":1711.5,"end":1711.74,"confidence":0.99974257,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":-0.18701820075511932},{"word":"to","start":1711.74,"end":1711.9,"confidence":0.9968328,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.106087327003479},{"word":"take","start":1711.9,"end":1712.0599,"confidence":0.9997186,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.18727919459342957},{"word":"the","start":1712.0599,"end":1712.22,"confidence":0.9983329,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1401652991771698},{"word":"money","start":1712.22,"end":1712.5399,"confidence":0.99998,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1520955115556717},{"word":"out","start":1712.5399,"end":1712.86,"confidence":0.98631585,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.1406606137752533},{"word":"so","start":1712.86,"end":1713.36,"confidence":0.99914587,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.053633786737918854},{"word":"we","start":1713.74,"end":1713.9,"confidence":0.7833068,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07770656794309616},{"word":"do","start":1713.9,"end":1714.14,"confidence":0.999913,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1075555831193924},{"word":"wanna","start":1714.14,"end":1714.38,"confidence":0.99815136,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.09241141378879549},{"word":"reduce","start":1714.38,"end":1714.7799,"confidence":0.99968195,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":-0.022835716605186462},{"word":"your","start":1714.7799,"end":1715.02,"confidence":0.99898595,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0023525506258010864},{"word":"risk","start":1715.02,"end":1715.26,"confidence":0.99973303,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.139322429895401},{"word":"levels","start":1715.26,"end":1715.6599,"confidence":0.99290234,"punctuated_word":"levels","sentiment":"neutral","sentiment_score":-0.13498283922672272},{"word":"as","start":1715.6599,"end":1715.82,"confidence":0.99970067,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0990237146615982},{"word":"you","start":1715.82,"end":1715.98,"confidence":0.9994863,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05421388894319534},{"word":"get","start":1715.98,"end":1716.22,"confidence":0.9998242,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05484800785779953},{"word":"closer","start":1716.22,"end":1716.5399,"confidence":0.9869235,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.04986152797937393},{"word":"to","start":1716.5399,"end":1716.7,"confidence":0.99868745,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04467232525348663},{"word":"that","start":1716.7,"end":1716.94,"confidence":0.98919535,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05393321067094803},{"word":"seven","start":1716.94,"end":1717.34,"confidence":0.99891686,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.06839250028133392},{"word":"year","start":1717.34,"end":1717.58,"confidence":0.9991472,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.10340362042188644},{"word":"mark","start":1717.58,"end":1718.0599,"confidence":0.99936783,"punctuated_word":"mark.","sentiment":"neutral","sentiment_score":0.0702613964676857},{"word":"okay","start":1718.0599,"end":1718.5599,"confidence":0.9727299,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.07715693861246109},{"word":"yeah","start":1719.6599,"end":1720.1599,"confidence":0.9736372,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.38207510113716125},{"word":"that's","start":1720.94,"end":1721.26,"confidence":0.9984915,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5141462087631226},{"word":"okay","start":1721.26,"end":1721.6599,"confidence":0.99977636,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4689655005931854},{"word":"that's","start":1721.6599,"end":1721.9,"confidence":0.9997827,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5062052011489868},{"word":"not","start":1721.9,"end":1722.14,"confidence":0.9998454,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.4755765199661255},{"word":"a","start":1722.14,"end":1722.2999,"confidence":0.9992066,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.45272892713546753},{"word":"problem","start":1722.2999,"end":1722.62,"confidence":0.9999287,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.42672181129455566},{"word":"at","start":1722.62,"end":1722.7799,"confidence":0.99983656,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5185704827308655},{"word":"all","start":1722.7799,"end":1723.245,"confidence":0.9993959,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.4576601982116699},{"word":"i","start":1723.485,"end":1723.645,"confidence":0.9412732,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2986443042755127},{"word":"just","start":1723.645,"end":1723.805,"confidence":0.9963877,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.22483065724372864},{"word":"need","start":1723.805,"end":1724.045,"confidence":0.9998066,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.25024542212486267},{"word":"to","start":1724.045,"end":1724.205,"confidence":0.99756634,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2537468373775482},{"word":"clarify","start":1724.205,"end":1724.605,"confidence":0.9995079,"punctuated_word":"clarify","sentiment":"neutral","sentiment_score":0.1930282562971115},{"word":"just","start":1724.605,"end":1724.925,"confidence":0.9520242,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2528115212917328},{"word":"a","start":1724.925,"end":1725.005,"confidence":0.9977113,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2650049924850464},{"word":"few","start":1725.005,"end":1725.165,"confidence":0.999882,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.1834840476512909},{"word":"more","start":1725.165,"end":1725.485,"confidence":0.9996364,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.20832762122154236},{"word":"details","start":1725.485,"end":1725.985,"confidence":0.9998423,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.20598967373371124},{"word":"before","start":1726.285,"end":1726.605,"confidence":0.97038496,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.21937644481658936},{"word":"i","start":1726.605,"end":1726.6849,"confidence":0.999795,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2545267343521118},{"word":"go","start":1726.6849,"end":1726.845,"confidence":0.9998317,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.265398234128952},{"word":"into","start":1726.845,"end":1727.165,"confidence":0.6944245,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1987934112548828},{"word":"the","start":1727.165,"end":1727.245,"confidence":0.9986652,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22739334404468536},{"word":"research","start":1727.245,"end":1727.725,"confidence":0.9993104,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.1548519730567932},{"word":"there","start":1727.725,"end":1727.965,"confidence":0.9896578,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.23325537145137787},{"word":"for","start":1727.965,"end":1728.125,"confidence":0.99982387,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.29428836703300476},{"word":"you","start":1728.125,"end":1728.625,"confidence":0.98821247,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.22305777668952945},{"word":"so","start":1728.6849,"end":1728.925,"confidence":0.9303589,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03410067781805992},{"word":"sorry","start":1728.925,"end":1729.425,"confidence":0.947228,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.007989924401044846},{"word":"now","start":1730.765,"end":1731.265,"confidence":0.95371044,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.0007608160376548767},{"word":"i've","start":1731.485,"end":1731.885,"confidence":0.9969881,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0066031841561198235},{"word":"got","start":1731.885,"end":1732.385,"confidence":0.99992037,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.019301187247037888},{"word":"i","start":1733.245,"end":1733.405,"confidence":0.99824595,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.019118785858154297},{"word":"need","start":1733.405,"end":1733.645,"confidence":0.9998617,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.001119229942560196},{"word":"to","start":1733.645,"end":1733.805,"confidence":0.99955386,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007161229848861694},{"word":"add","start":1733.805,"end":1733.965,"confidence":0.9981996,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.003993283957242966},{"word":"in","start":1733.965,"end":1734.125,"confidence":0.56872064,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.009349122643470764},{"word":"here","start":1734.125,"end":1734.445,"confidence":0.98664606,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.0014577209949493408},{"word":"a","start":1734.445,"end":1734.525,"confidence":0.5384976,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.002612261101603508},{"word":"next","start":1734.525,"end":1734.765,"confidence":0.997502,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.009090567007660866},{"word":"of","start":1734.765,"end":1734.925,"confidence":0.9935329,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0020934976637363434},{"word":"kin","start":1734.925,"end":1735.325,"confidence":0.9967204,"punctuated_word":"kin.","sentiment":"neutral","sentiment_score":-0.008179092779755592},{"word":"would","start":1735.325,"end":1735.565,"confidence":0.9994192,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.005935661494731903},{"word":"you","start":1735.565,"end":1735.725,"confidence":0.99852884,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018531400710344315},{"word":"like","start":1735.725,"end":1735.885,"confidence":0.999398,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.017593037337064743},{"word":"me","start":1735.885,"end":1736.125,"confidence":0.9992465,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0271218940615654},{"word":"to","start":1736.125,"end":1736.205,"confidence":0.99701273,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.031528934836387634},{"word":"add","start":1736.205,"end":1736.445,"confidence":0.9994955,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.012572422623634338},{"word":"your","start":1736.445,"end":1736.605,"confidence":0.99930847,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.014416713267564774},{"word":"mom","start":1736.605,"end":1736.845,"confidence":0.9503074,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":0.020038500428199768},{"word":"as","start":1736.845,"end":1737.085,"confidence":0.9983443,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02215602993965149},{"word":"your","start":1737.085,"end":1737.165,"confidence":0.99496365,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.004547633230686188},{"word":"next","start":1737.165,"end":1737.51,"confidence":0.9995449,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.008565954864025116},{"word":"of","start":1737.51,"end":1737.63,"confidence":0.969242,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.005621470510959625},{"word":"kin","start":1737.63,"end":1737.75,"confidence":0.8932426,"punctuated_word":"kin,","sentiment":"neutral","sentiment_score":0.0037069171667099},{"word":"or","start":1737.75,"end":1737.87,"confidence":0.99936885,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.005669001489877701},{"word":"do","start":1737.87,"end":1737.99,"confidence":0.99971277,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.00350990891456604},{"word":"you","start":1737.99,"end":1738.23,"confidence":0.9994429,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004440847784280777},{"word":"have","start":1738.23,"end":1738.39,"confidence":0.9998362,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.00444219633936882},{"word":"someone","start":1738.39,"end":1738.71,"confidence":0.99977,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.003966234624385834},{"word":"else","start":1738.71,"end":1738.95,"confidence":0.9998716,"punctuated_word":"else","sentiment":"neutral","sentiment_score":-0.0026146769523620605},{"word":"you","start":1738.95,"end":1739.03,"confidence":0.9972154,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00973394513130188},{"word":"would","start":1739.03,"end":1739.27,"confidence":0.9993711,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.005146920680999756},{"word":"prefer","start":1739.27,"end":1739.77,"confidence":0.999498,"punctuated_word":"prefer?","sentiment":"neutral","sentiment_score":-0.00448993407189846},{"word":"it's","start":1744.63,"end":1745.03,"confidence":0.9916533,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0029933801852166653},{"word":"whoever","start":1745.03,"end":1745.53,"confidence":0.9981013,"punctuated_word":"whoever","sentiment":"neutral","sentiment_score":0.009281080216169356},{"word":"you","start":1745.59,"end":1745.91,"confidence":0.999141,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025362465530633926},{"word":"prefer","start":1745.91,"end":1746.23,"confidence":0.99891734,"punctuated_word":"prefer","sentiment":"neutral","sentiment_score":0.008897103369235992},{"word":"it","start":1746.23,"end":1746.39,"confidence":0.98863703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0007091760635375977},{"word":"to","start":1746.39,"end":1746.55,"confidence":0.9775783,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.023867115378379825},{"word":"be","start":1746.55,"end":1747.05,"confidence":0.9972851,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":-0.02764352224767208},{"word":"we","start":1747.27,"end":1747.43,"confidence":0.7618978,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.0661001056432724},{"word":"don't","start":1747.43,"end":1747.67,"confidence":0.9996874,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0665506049990654},{"word":"call","start":1747.67,"end":1747.91,"confidence":0.992677,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.08469386398792267},{"word":"them","start":1747.91,"end":1748.15,"confidence":0.9967153,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.07739393413066864},{"word":"very","start":1748.15,"end":1748.39,"confidence":0.99882525,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.10318581759929656},{"word":"often","start":1748.39,"end":1748.71,"confidence":0.98234105,"punctuated_word":"often.","sentiment":"neutral","sentiment_score":-0.1060926616191864},{"word":"it's","start":1748.71,"end":1748.87,"confidence":0.9973124,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.057260312139987946},{"word":"more","start":1748.87,"end":1749.03,"confidence":0.9971528,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.04866013303399086},{"word":"just","start":1749.03,"end":1749.35,"confidence":0.99058455,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05043035000562668},{"word":"if","start":1749.35,"end":1749.51,"confidence":0.9700493,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.043724849820137024},{"word":"we","start":1749.51,"end":1749.59,"confidence":0.9865752,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.047761689871549606},{"word":"can't","start":1749.59,"end":1749.83,"confidence":0.9945574,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.052834562957286835},{"word":"get","start":1749.83,"end":1750.0701,"confidence":0.99621505,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.08357216417789459},{"word":"a","start":1750.0701,"end":1750.15,"confidence":0.99347633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06654378771781921},{"word":"hold","start":1750.15,"end":1750.47,"confidence":0.63473386,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.08118736743927002},{"word":"of","start":1750.47,"end":1750.63,"confidence":0.9936113,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05961603671312332},{"word":"you","start":1750.63,"end":1750.87,"confidence":0.9944435,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04183795303106308},{"word":"and","start":1750.87,"end":1751.03,"confidence":0.7454438,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.058597054332494736},{"word":"we","start":1751.03,"end":1751.43,"confidence":0.9739241,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04211784154176712},{"word":"need","start":1751.43,"end":1751.75,"confidence":0.98277193,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.03676784038543701},{"word":"to","start":1751.75,"end":1751.91,"confidence":0.9841808,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.024198979139328003},{"word":"get","start":1751.91,"end":1751.99,"confidence":0.9824055,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03200497478246689},{"word":"a","start":1751.99,"end":1752.0701,"confidence":0.96236914,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.008937563747167587},{"word":"hold","start":1752.0701,"end":1752.31,"confidence":0.95700943,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.03340653330087662},{"word":"of","start":1752.31,"end":1752.47,"confidence":0.95642644,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020475134253501892},{"word":"you","start":1752.47,"end":1752.63,"confidence":0.98315513,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.00476500391960144},{"word":"for","start":1752.63,"end":1752.71,"confidence":0.9341966,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.013576425611972809},{"word":"any","start":1752.71,"end":1753.185,"confidence":0.92132187,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0007512271404266357},{"word":"particular","start":1754.145,"end":1754.545,"confidence":0.5203045,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":-0.02678358554840088},{"word":"reason","start":1754.545,"end":1754.9451,"confidence":0.9059886,"punctuated_word":"reason,","sentiment":"neutral","sentiment_score":-0.01979023404419422},{"word":"we","start":1754.9451,"end":1755.3717,"confidence":0.7599821,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.008656837046146393},{"word":"call","start":1755.3717,"end":1755.7985,"confidence":0.578839,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.017908476293087006},{"word":"that","start":1755.7985,"end":1755.8518,"confidence":0.7034798,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01915774494409561},{"word":"person","start":1755.8518,"end":1755.9052,"confidence":0.7005805,"punctuated_word":"person","sentiment":"neutral","sentiment_score":-0.0067446306347846985},{"word":"to","start":1755.9052,"end":1755.9585,"confidence":0.8827453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.026158958673477173},{"word":"check-in","start":1755.9585,"end":1756.0117,"confidence":0.9300024,"punctuated_word":"check-in","sentiment":"neutral","sentiment_score":0.00029437494231387973},{"word":"and","start":1756.0117,"end":1756.0651,"confidence":0.8206843,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0009952634572982788},{"word":"make","start":1756.0651,"end":1756.1184,"confidence":0.73750573,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.01284787803888321},{"word":"sure","start":1756.1184,"end":1756.1718,"confidence":0.9393736,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.00980474054813385},{"word":"you're","start":1756.1718,"end":1756.2251,"confidence":0.9616804,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.007944243960082531},{"word":"okay","start":1756.2251,"end":1756.7251,"confidence":0.6414814,"punctuated_word":"okay,","sentiment":"neutral","sentiment_score":0.015064865350723268},{"word":"or","start":1757.3451,"end":1757.665,"confidence":0.954318,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01892869919538498},{"word":"help","start":1757.665,"end":1757.9851,"confidence":0.8825,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.014843150973320007},{"word":"us","start":1757.9851,"end":1758.0651,"confidence":0.95681834,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.007055126130580902},{"word":"get","start":1758.0651,"end":1758.145,"confidence":0.8978646,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.008900456130504608},{"word":"a","start":1758.145,"end":1758.305,"confidence":0.88338983,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004673566669225693},{"word":"hold","start":1758.305,"end":1758.4651,"confidence":0.6097333,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.023747876286506653},{"word":"of","start":1758.4651,"end":1758.625,"confidence":0.88224727,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.011851683259010317},{"word":"you","start":1758.625,"end":1758.785,"confidence":0.8079915,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.015850676223635674},{"word":"that's","start":1758.785,"end":1759.025,"confidence":0.6463164,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.00532009219750762},{"word":"all","start":1759.025,"end":1759.265,"confidence":0.75563216,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.021200668066740036},{"word":"it","start":1759.265,"end":1759.3451,"confidence":0.9179957,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.010879576206207275},{"word":"doesn't","start":1759.3451,"end":1759.5851,"confidence":0.98133886,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.0096486434340477},{"word":"i've","start":1759.665,"end":1759.905,"confidence":0.99763703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.018816538155078888},{"word":"honestly","start":1759.905,"end":1760.385,"confidence":0.909674,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":-0.021949417889118195},{"word":"never","start":1760.385,"end":1760.625,"confidence":0.99533445,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.00993569940328598},{"word":"had","start":1760.625,"end":1760.785,"confidence":0.9790284,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0017719492316246033},{"word":"to","start":1760.785,"end":1760.9451,"confidence":0.99322367,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.008947551250457764},{"word":"use","start":1760.9451,"end":1761.1051,"confidence":0.9686321,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.004442289471626282},{"word":"it","start":1761.1051,"end":1761.3451,"confidence":0.9864342,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0038555562496185303},{"word":"before","start":1761.3451,"end":1761.8451,"confidence":0.8790107,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":-0.020609766244888306},{"word":"but","start":1762.305,"end":1762.545,"confidence":0.9992994,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.01564965397119522},{"word":"it","start":1762.545,"end":1762.625,"confidence":0.6606674,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06721322238445282},{"word":"is","start":1762.625,"end":1762.785,"confidence":0.9512865,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0501229465007782},{"word":"just","start":1762.785,"end":1762.9451,"confidence":0.93918914,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05817154049873352},{"word":"one","start":1762.9451,"end":1763.185,"confidence":0.99397826,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.05543975532054901},{"word":"of","start":1763.185,"end":1763.265,"confidence":0.97887266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05079549551010132},{"word":"those","start":1763.265,"end":1763.505,"confidence":0.9654559,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.0962754637002945},{"word":"things","start":1763.505,"end":1763.8251,"confidence":0.9980465,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.09819822758436204},{"word":"we","start":1763.8251,"end":1763.905,"confidence":0.99320036,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07300562411546707},{"word":"do","start":1763.905,"end":1763.9851,"confidence":0.99723464,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07587015628814697},{"word":"like","start":1763.9851,"end":1764.2251,"confidence":0.9806495,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05937853828072548},{"word":"to","start":1764.2251,"end":1764.385,"confidence":0.9964669,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05703519284725189},{"word":"have","start":1764.385,"end":1764.545,"confidence":0.98638153,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.052565865218639374},{"word":"on","start":1764.545,"end":1764.7051,"confidence":0.9925403,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03922071307897568},{"word":"file","start":1764.7051,"end":1765.025,"confidence":0.76562995,"punctuated_word":"file,","sentiment":"neutral","sentiment_score":0.031598154455423355},{"word":"but","start":1765.025,"end":1765.185,"confidence":0.9929467,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04064464569091797},{"word":"it","start":1765.185,"end":1765.265,"confidence":0.997407,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.031868450343608856},{"word":"can","start":1765.265,"end":1765.425,"confidence":0.9932961,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05010116100311279},{"word":"be","start":1765.425,"end":1765.5851,"confidence":0.99422175,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04745557904243469},{"word":"anyone","start":1765.5851,"end":1765.9851,"confidence":0.99094313,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":0.022847093641757965},{"word":"that","start":1765.9851,"end":1766.145,"confidence":0.9925735,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.027610890567302704},{"word":"you","start":1766.145,"end":1766.305,"confidence":0.9878606,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011095546185970306},{"word":"trust","start":1766.305,"end":1766.64,"confidence":0.86155945,"punctuated_word":"trust.","sentiment":"neutral","sentiment_score":-0.006792176514863968},{"word":"yeah","start":1772.88,"end":1773.2001,"confidence":0.98391664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07312777638435364},{"word":"perfect","start":1773.2001,"end":1773.68,"confidence":0.9992627,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.11146111786365508},{"word":"what's","start":1773.68,"end":1774.08,"confidence":0.9997343,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":0.03340654820203781},{"word":"your","start":1774.08,"end":1774.3201,"confidence":0.9992101,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03923913091421127},{"word":"partner's","start":1774.3201,"end":1774.8,"confidence":0.9983251,"punctuated_word":"partner's","sentiment":"neutral","sentiment_score":0.047138407826423645},{"word":"name","start":1774.8,"end":1775.3,"confidence":0.999576,"punctuated_word":"name?","sentiment":"neutral","sentiment_score":0.0331743098795414},{"word":"is","start":1777.76,"end":1778.0,"confidence":0.9975683,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.01579015702009201},{"word":"that","start":1778.0,"end":1778.3201,"confidence":0.9993724,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025317538529634476},{"word":"k","start":1778.3201,"end":1778.48,"confidence":0.66298115,"punctuated_word":"k","sentiment":"neutral","sentiment_score":0.020941302180290226},{"word":"how","start":1778.64,"end":1778.72,"confidence":0.99584204,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.01422684732824564},{"word":"do","start":1778.72,"end":1778.88,"confidence":0.99948514,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.012652724981307983},{"word":"you","start":1778.88,"end":1779.04,"confidence":0.99903345,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.013880498707294464},{"word":"spell","start":1779.04,"end":1779.2001,"confidence":0.99957246,"punctuated_word":"spell","sentiment":"neutral","sentiment_score":0.015117324888706207},{"word":"her","start":1779.2001,"end":1779.36,"confidence":0.99910766,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.0166653823107481},{"word":"name","start":1779.36,"end":1779.6,"confidence":0.99889195,"punctuated_word":"name?","sentiment":"neutral","sentiment_score":0.008547162637114525},{"word":"sorry","start":1779.6,"end":1779.92,"confidence":0.9970447,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.029367346316576004},{"word":"i","start":1779.92,"end":1780.08,"confidence":0.9989969,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04331425949931145},{"word":"never","start":1780.08,"end":1780.3201,"confidence":0.99569666,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.04601244628429413},{"word":"like","start":1780.3201,"end":1780.56,"confidence":0.8732045,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03541130572557449},{"word":"to","start":1780.56,"end":1781.06,"confidence":0.99566746,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.060096774250268936},{"word":"assume","start":1781.4401,"end":1781.9401,"confidence":0.83733034,"punctuated_word":"assume.","sentiment":"neutral","sentiment_score":-0.06159588694572449},{"word":"you","start":1782.745,"end":1782.825,"confidence":0.8983675,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0023452509194612503},{"word":"alright","start":1782.825,"end":1783.325,"confidence":0.74416137,"punctuated_word":"alright?","sentiment":"neutral","sentiment_score":0.01311839371919632},{"word":"perfect","start":1787.465,"end":1787.965,"confidence":0.88684654,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.04162260890007019},{"word":"so","start":1788.105,"end":1788.4249,"confidence":0.8466587,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0335729755461216},{"word":"yep","start":1788.585,"end":1789.085,"confidence":0.79176927,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.03053477220237255},{"word":"perfect","start":1789.865,"end":1790.365,"confidence":0.9848392,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.05481252819299698},{"word":"o","start":1794.345,"end":1794.745,"confidence":0.9196602,"punctuated_word":"O","sentiment":"neutral","sentiment_score":0.016814615577459335},{"word":"n","start":1794.745,"end":1794.985,"confidence":0.9991115,"punctuated_word":"n","sentiment":"neutral","sentiment_score":0.01985965482890606},{"word":"e","start":1794.985,"end":1795.225,"confidence":0.99986446,"punctuated_word":"e","sentiment":"neutral","sentiment_score":0.027116836979985237},{"word":"l","start":1795.225,"end":1795.625,"confidence":0.9997099,"punctuated_word":"l","sentiment":"neutral","sentiment_score":0.02364875003695488},{"word":"e","start":1795.625,"end":1795.945,"confidence":0.99961543,"punctuated_word":"e","sentiment":"neutral","sentiment_score":0.028771638870239254},{"word":"y","start":1795.945,"end":1796.37,"confidence":0.9925888,"punctuated_word":"y.","sentiment":"neutral","sentiment_score":0.03765957057476044},{"word":"perfect","start":1797.33,"end":1797.83,"confidence":0.9992727,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3404460549354553},{"word":"lovely","start":1797.97,"end":1798.29,"confidence":0.99969447,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.42710626125335693},{"word":"her","start":1798.29,"end":1798.45,"confidence":0.9993536,"punctuated_word":"Her","sentiment":"neutral","sentiment_score":0.2450953722000122},{"word":"name's","start":1798.45,"end":1798.77,"confidence":0.80700797,"punctuated_word":"name's","sentiment":"neutral","sentiment_score":0.2461748570203781},{"word":"spelled","start":1798.77,"end":1799.01,"confidence":0.93100023,"punctuated_word":"spelled","sentiment":"neutral","sentiment_score":0.22180840373039248},{"word":"the","start":1799.01,"end":1799.09,"confidence":0.98832524,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2212391197681427},{"word":"same","start":1799.09,"end":1799.25,"confidence":0.99981385,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.2139941304922104},{"word":"as","start":1799.25,"end":1799.49,"confidence":0.9987056,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2578448951244354},{"word":"my","start":1799.49,"end":1799.57,"confidence":0.9998708,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2360340803861618},{"word":"daughter's","start":1799.57,"end":1799.97,"confidence":0.99933195,"punctuated_word":"daughter's","sentiment":"neutral","sentiment_score":0.19086778163909912},{"word":"name","start":1799.97,"end":1800.21,"confidence":0.99863255,"punctuated_word":"name.","sentiment":"neutral","sentiment_score":0.2121846079826355},{"word":"my","start":1800.21,"end":1800.37,"confidence":0.9998332,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.1469603031873703},{"word":"daughter's","start":1800.37,"end":1800.61,"confidence":0.9980191,"punctuated_word":"daughter's","sentiment":"neutral","sentiment_score":0.16844713687896729},{"word":"name","start":1800.61,"end":1800.77,"confidence":0.99895823,"punctuated_word":"name","sentiment":"neutral","sentiment_score":0.14745214581489563},{"word":"is","start":1800.77,"end":1800.93,"confidence":0.578058,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1769372671842575},{"word":"kira","start":1800.93,"end":1801.43,"confidence":0.6981175,"punctuated_word":"Kira.","sentiment":"neutral","sentiment_score":0.16637858748435974},{"word":"it's","start":1801.97,"end":1802.13,"confidence":0.6752564,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1937088966369629},{"word":"spelled","start":1802.13,"end":1802.37,"confidence":0.9575113,"punctuated_word":"spelled","sentiment":"neutral","sentiment_score":0.19065581262111664},{"word":"the","start":1802.37,"end":1802.45,"confidence":0.99601644,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2219133973121643},{"word":"exact","start":1802.45,"end":1802.77,"confidence":0.99898714,"punctuated_word":"exact","sentiment":"neutral","sentiment_score":0.21306920051574707},{"word":"same","start":1802.77,"end":1803.01,"confidence":0.9989367,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.2113324999809265},{"word":"way","start":1803.01,"end":1803.51,"confidence":0.9993715,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":0.21727970242500305},{"word":"all","start":1805.65,"end":1805.89,"confidence":0.9554342,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5230844020843506},{"word":"good","start":1805.89,"end":1806.13,"confidence":0.99799955,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4294918179512024},{"word":"and","start":1806.13,"end":1806.29,"confidence":0.99974793,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1813773810863495},{"word":"you","start":1806.29,"end":1806.45,"confidence":0.99683845,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14478625357151031},{"word":"guys","start":1806.45,"end":1806.61,"confidence":0.9971908,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.1912563443183899},{"word":"don't","start":1806.61,"end":1806.77,"confidence":0.9407139,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.12226735800504684},{"word":"you","start":1806.85,"end":1807.01,"confidence":0.99889106,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08603306859731674},{"word":"don't","start":1807.01,"end":1807.17,"confidence":0.9989146,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.06902499496936798},{"word":"have","start":1807.17,"end":1807.33,"confidence":0.9993339,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04358157888054848},{"word":"any","start":1807.33,"end":1807.57,"confidence":0.9997454,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.058364421129226685},{"word":"financial","start":1807.57,"end":1808.07,"confidence":0.99920875,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.018012158572673798},{"word":"dependents","start":1808.13,"end":1808.63,"confidence":0.81124336,"punctuated_word":"dependents?","sentiment":"neutral","sentiment_score":0.020223625004291534},{"word":"no","start":1808.85,"end":1809.09,"confidence":0.9959597,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.1754220575094223},{"word":"children","start":1809.09,"end":1809.49,"confidence":0.99941134,"punctuated_word":"children","sentiment":"neutral","sentiment_score":-0.14710253477096558},{"word":"at","start":1809.49,"end":1809.65,"confidence":0.9995322,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14117491245269775},{"word":"all","start":1809.65,"end":1810.15,"confidence":0.9908679,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":-0.11144359409809113},{"word":"no","start":1810.29,"end":1810.45,"confidence":0.7437815,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13249355554580688},{"word":"just","start":1810.45,"end":1810.69,"confidence":0.9869033,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.0917603075504303},{"word":"checking","start":1810.69,"end":1811.19,"confidence":0.8577587,"punctuated_word":"checking?","sentiment":"neutral","sentiment_score":-0.08892053365707397},{"word":"no","start":1812.0651,"end":1812.5651,"confidence":0.92778516,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07258453965187073},{"word":"excellent","start":1813.025,"end":1813.525,"confidence":0.99824643,"punctuated_word":"Excellent.","sentiment":"neutral","sentiment_score":0.2670731842517853},{"word":"can","start":1813.665,"end":1813.905,"confidence":0.9790845,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.11966827511787416},{"word":"i","start":1813.905,"end":1814.0651,"confidence":0.99988914,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11520282179117204},{"word":"grab","start":1814.0651,"end":1814.305,"confidence":0.9994791,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.09253031015396118},{"word":"your","start":1814.305,"end":1814.465,"confidence":0.9996333,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08728785067796707},{"word":"date","start":1814.465,"end":1814.705,"confidence":0.99990535,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.10868975520133972},{"word":"of","start":1814.705,"end":1814.785,"confidence":0.9921027,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10287938266992568},{"word":"birth","start":1814.785,"end":1815.105,"confidence":0.9997645,"punctuated_word":"birth","sentiment":"neutral","sentiment_score":0.0589982345700264},{"word":"of","start":1815.105,"end":1815.265,"confidence":0.43077627,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07268790900707245},{"word":"you","start":1815.265,"end":1815.425,"confidence":0.99731004,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06980085372924805},{"word":"as","start":1815.425,"end":1815.665,"confidence":0.9996921,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10068145394325256},{"word":"well","start":1815.665,"end":1816.165,"confidence":0.98371994,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.07984275370836258},{"word":"of","start":1819.585,"end":1819.745,"confidence":0.7602967,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":0.011554316617548466},{"word":"august","start":1819.745,"end":1820.7151,"confidence":0.9946724,"punctuated_word":"August","sentiment":"neutral","sentiment_score":0.017542589455842972},{"word":"2007","start":1820.7151,"end":1821.685,"confidence":0.9946724,"punctuated_word":"2007.","sentiment":"neutral","sentiment_score":0.0349145270884037},{"word":"fantastic","start":1821.745,"end":1822.245,"confidence":0.99987704,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.5514212846755981},{"word":"beautiful","start":1828.33,"end":1828.83,"confidence":0.9249798,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6105477809906006},{"word":"lovely","start":1829.2899,"end":1829.7899,"confidence":0.98228025,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.5963717699050903},{"word":"so","start":1829.9299,"end":1830.4299,"confidence":0.97799486,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.5961394906044006},{"word":"excellent","start":1830.8899,"end":1831.3899,"confidence":0.99657464,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.6304336786270142},{"word":"i","start":1832.09,"end":1832.25,"confidence":0.54646164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3278574049472809},{"word":"just","start":1832.25,"end":1832.49,"confidence":0.99823964,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.23013554513454437},{"word":"need","start":1832.49,"end":1832.6499,"confidence":0.99994123,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.2470296025276184},{"word":"to","start":1832.6499,"end":1832.73,"confidence":0.9996804,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21724940836429596},{"word":"double","start":1832.73,"end":1833.0499,"confidence":0.99992,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.1907687187194824},{"word":"check","start":1833.0499,"end":1833.2899,"confidence":0.9998641,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.16872891783714294},{"word":"as","start":1833.2899,"end":1833.45,"confidence":0.998336,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1156911998987198},{"word":"well","start":1833.45,"end":1833.69,"confidence":0.9125519,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10998697578907012},{"word":"do","start":1833.69,"end":1833.9299,"confidence":0.99912745,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.009582914412021635},{"word":"you","start":1833.9299,"end":1834.09,"confidence":0.9994592,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03471340239048004},{"word":"identify","start":1834.09,"end":1834.59,"confidence":0.99911815,"punctuated_word":"identify","sentiment":"neutral","sentiment_score":0.04780092090368271},{"word":"as","start":1834.6499,"end":1834.8899,"confidence":0.99924636,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.027336053550243378},{"word":"a","start":1834.8899,"end":1835.0499,"confidence":0.9976749,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03558961674571037},{"word":"male","start":1835.0499,"end":1835.5499,"confidence":0.99954283,"punctuated_word":"male?","sentiment":"neutral","sentiment_score":0.05721232667565346},{"word":"yep","start":1837.13,"end":1837.61,"confidence":0.8639991,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09092731773853302},{"word":"perfect","start":1837.61,"end":1838.11,"confidence":0.99767923,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2725803554058075},{"word":"and","start":1838.4099,"end":1838.6499,"confidence":0.9985348,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03849389776587486},{"word":"do","start":1838.6499,"end":1838.8099,"confidence":0.99832517,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.021769721060991287},{"word":"you","start":1838.8099,"end":1838.97,"confidence":0.9986393,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04168527200818062},{"word":"consider","start":1838.97,"end":1839.45,"confidence":0.99956113,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":0.039446212351322174},{"word":"yourself","start":1839.45,"end":1839.7699,"confidence":0.999485,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.07127140462398529},{"word":"to","start":1839.7699,"end":1839.9299,"confidence":0.9997093,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04773940145969391},{"word":"be","start":1839.9299,"end":1840.09,"confidence":0.99941516,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.021503351628780365},{"word":"single","start":1840.09,"end":1840.49,"confidence":0.9995939,"punctuated_word":"single","sentiment":"neutral","sentiment_score":0.018849581480026245},{"word":"or","start":1840.49,"end":1840.6499,"confidence":0.9895411,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0032892972230911255},{"word":"in","start":1840.6499,"end":1840.8099,"confidence":0.9962871,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02378389984369278},{"word":"a","start":1840.8099,"end":1840.8899,"confidence":0.9876293,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05048966780304909},{"word":"de","start":1840.8899,"end":1840.97,"confidence":0.81729215,"punctuated_word":"de","sentiment":"neutral","sentiment_score":0.029997173696756363},{"word":"facto","start":1840.97,"end":1841.45,"confidence":0.99586725,"punctuated_word":"facto","sentiment":"neutral","sentiment_score":0.03965815156698227},{"word":"relationship","start":1841.45,"end":1841.95,"confidence":0.99090326,"punctuated_word":"relationship?","sentiment":"neutral","sentiment_score":0.05024642497301102},{"word":"how","start":1842.1699,"end":1842.33,"confidence":0.994283,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.0004983469843864441},{"word":"would","start":1842.33,"end":1842.49,"confidence":0.9866251,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.012642500922083856},{"word":"you","start":1842.49,"end":1842.73,"confidence":0.9880811,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015870923176407814},{"word":"sort","start":1842.73,"end":1842.97,"confidence":0.9751002,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.022287726402282715},{"word":"of","start":1842.97,"end":1843.0499,"confidence":0.69047666,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.017684543505311012},{"word":"classify","start":1843.0499,"end":1843.425,"confidence":0.97381556,"punctuated_word":"classify","sentiment":"neutral","sentiment_score":0.012993568554520609},{"word":"your","start":1843.425,"end":1843.745,"confidence":0.9980046,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.026481155306100845},{"word":"marital","start":1843.745,"end":1844.245,"confidence":0.5106673,"punctuated_word":"marital","sentiment":"neutral","sentiment_score":0.034233059734106064},{"word":"status","start":1844.625,"end":1845.125,"confidence":0.99766695,"punctuated_word":"status?","sentiment":"neutral","sentiment_score":0.03414493054151535},{"word":"yeah","start":1850.305,"end":1850.545,"confidence":0.89198864,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.036498986184597015},{"word":"that's","start":1850.545,"end":1850.785,"confidence":0.99965477,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06704901158809662},{"word":"okay","start":1850.785,"end":1851.285,"confidence":0.99963564,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.08384992927312851},{"word":"i","start":1851.425,"end":1851.5851,"confidence":0.99847573,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.048679277300834656},{"word":"can","start":1851.5851,"end":1852.0851,"confidence":0.99949586,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.053391505032777786},{"word":"i","start":1852.2251,"end":1852.385,"confidence":0.99362683,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.050212323665618896},{"word":"can","start":1852.385,"end":1852.7051,"confidence":0.99980706,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04395296424627304},{"word":"put","start":1852.7051,"end":1853.2051,"confidence":0.99802077,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.00965062715113163},{"word":"i","start":1853.745,"end":1853.905,"confidence":0.7696745,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.016566284000873566},{"word":"can","start":1853.905,"end":1854.0651,"confidence":0.9998072,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.02128627523779869},{"word":"put","start":1854.0651,"end":1854.385,"confidence":0.9997582,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.01812477596104145},{"word":"de","start":1854.385,"end":1854.545,"confidence":0.85955316,"punctuated_word":"de","sentiment":"neutral","sentiment_score":0.0204380601644516},{"word":"facto","start":1854.545,"end":1855.045,"confidence":0.9966462,"punctuated_word":"facto","sentiment":"neutral","sentiment_score":0.024161890149116516},{"word":"or","start":1855.1051,"end":1855.3451,"confidence":0.9950121,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.003762595355510712},{"word":"just","start":1855.3451,"end":1855.5851,"confidence":0.98710096,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.015074919909238815},{"word":"partner","start":1855.5851,"end":1855.9851,"confidence":0.98836464,"punctuated_word":"partner?","sentiment":"neutral","sentiment_score":0.036501795053482056},{"word":"it's","start":1855.9851,"end":1856.2251,"confidence":0.9996114,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06636503338813782},{"word":"completely","start":1856.2251,"end":1856.7051,"confidence":0.99982834,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.0810406506061554},{"word":"up","start":1856.7051,"end":1856.865,"confidence":0.999762,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.08261535316705704},{"word":"to","start":1856.865,"end":1857.025,"confidence":0.9994978,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07962502539157867},{"word":"you","start":1857.025,"end":1857.45,"confidence":0.99833786,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09830866754055025},{"word":"yep","start":1864.4099,"end":1864.9099,"confidence":0.93792635,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2119586765766144},{"word":"perfect","start":1865.5299,"end":1866.0299,"confidence":0.9876215,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4119736552238464},{"word":"not","start":1866.4099,"end":1866.6499,"confidence":0.9986033,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.37631911039352417},{"word":"a","start":1866.6499,"end":1866.73,"confidence":0.9998062,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2480388879776001},{"word":"problem","start":1866.73,"end":1867.13,"confidence":0.99993455,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.31820768117904663},{"word":"at","start":1867.13,"end":1867.2899,"confidence":0.9998603,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3132951259613037},{"word":"all","start":1867.2899,"end":1867.61,"confidence":0.99972904,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.3334599435329437},{"word":"lovely","start":1867.61,"end":1868.11,"confidence":0.9998293,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.443073570728302},{"word":"we've","start":1868.6499,"end":1868.8899,"confidence":0.68386316,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.20135322213172913},{"word":"got","start":1868.8899,"end":1869.13,"confidence":0.99961734,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1919400990009308},{"word":"bartending","start":1869.13,"end":1869.63,"confidence":0.99808,"punctuated_word":"bartending.","sentiment":"neutral","sentiment_score":0.17673105001449585},{"word":"how","start":1869.69,"end":1869.85,"confidence":0.99980885,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.0511140301823616},{"word":"long","start":1869.85,"end":1870.01,"confidence":0.9999478,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.05539561063051224},{"word":"have","start":1870.01,"end":1870.1699,"confidence":0.9566962,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05203365534543991},{"word":"you","start":1870.1699,"end":1870.33,"confidence":0.99886775,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07972199469804764},{"word":"been","start":1870.33,"end":1870.57,"confidence":0.996974,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.059384264051914215},{"word":"working","start":1870.57,"end":1870.8899,"confidence":0.9996915,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.0734994038939476},{"word":"in","start":1870.8899,"end":1871.0499,"confidence":0.9904912,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07867009937763214},{"word":"bartending","start":1871.0499,"end":1871.5299,"confidence":0.99949455,"punctuated_word":"bartending","sentiment":"neutral","sentiment_score":0.11316630244255066},{"word":"for","start":1871.5299,"end":1871.69,"confidence":0.6405859,"punctuated_word":"for?","sentiment":"neutral","sentiment_score":0.09754467755556108},{"word":"like","start":1871.69,"end":1871.85,"confidence":0.9143133,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.0707750916481018},{"word":"i","start":1871.85,"end":1871.9299,"confidence":0.9982456,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06458096951246262},{"word":"know","start":1871.9299,"end":1872.09,"confidence":0.99774003,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.08615878969430923},{"word":"you're","start":1872.09,"end":1872.25,"confidence":0.9932622,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06241370365023613},{"word":"only","start":1872.25,"end":1872.75,"confidence":0.86002094,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.0713968351483345},{"word":"you","start":1873.0549,"end":1873.215,"confidence":0.5860835,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08298701047897339},{"word":"know","start":1873.215,"end":1873.375,"confidence":0.9919683,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07828143239021301},{"word":"19","start":1873.375,"end":1873.875,"confidence":0.99673295,"punctuated_word":"19","sentiment":"neutral","sentiment_score":0.08297189325094223},{"word":"this","start":1873.9349,"end":1874.1749,"confidence":0.9958847,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.10072245448827744},{"word":"year","start":1874.1749,"end":1874.4149,"confidence":0.8706025,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.08820648491382599},{"word":"but","start":1874.4149,"end":1874.9149,"confidence":0.99727815,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0688796415925026},{"word":"have","start":1875.375,"end":1875.535,"confidence":0.9119777,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04341012984514237},{"word":"you","start":1875.535,"end":1875.615,"confidence":0.99972075,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05488342046737671},{"word":"just","start":1875.615,"end":1875.855,"confidence":0.99732995,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04677680507302284},{"word":"been","start":1875.855,"end":1876.015,"confidence":0.9941894,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.03670327737927437},{"word":"working","start":1876.015,"end":1876.335,"confidence":0.9996711,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.0498335137963295},{"word":"this","start":1876.335,"end":1876.495,"confidence":0.5782926,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0807349905371666},{"word":"like","start":1876.575,"end":1876.815,"confidence":0.9862057,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0930367112159729},{"word":"in","start":1876.815,"end":1876.975,"confidence":0.99888104,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07486344873905182},{"word":"bartending","start":1876.975,"end":1877.455,"confidence":0.99929607,"punctuated_word":"bartending","sentiment":"neutral","sentiment_score":0.092303566634655},{"word":"since","start":1877.455,"end":1877.615,"confidence":0.99688774,"punctuated_word":"since","sentiment":"neutral","sentiment_score":0.07972903549671173},{"word":"you're","start":1877.615,"end":1877.855,"confidence":0.7861027,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07465909421443939},{"word":"18","start":1877.855,"end":1878.335,"confidence":0.8798502,"punctuated_word":"18?","sentiment":"neutral","sentiment_score":0.06547781080007553},{"word":"have","start":1878.335,"end":1878.575,"confidence":0.9370777,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.015798116102814674},{"word":"you","start":1878.575,"end":1878.735,"confidence":0.9998178,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0215228907763958},{"word":"just","start":1878.735,"end":1878.975,"confidence":0.99974364,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.019059203565120697},{"word":"recently","start":1878.975,"end":1879.455,"confidence":0.99989307,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":0.013351833447813988},{"word":"started","start":1879.455,"end":1879.855,"confidence":0.9995546,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.03087591379880905},{"word":"bartending","start":1879.855,"end":1880.355,"confidence":0.99992967,"punctuated_word":"bartending?","sentiment":"neutral","sentiment_score":0.039604343473911285},{"word":"yep","start":1885.695,"end":1886.07,"confidence":0.96391,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1084478497505188},{"word":"yeah","start":1895.9099,"end":1896.4099,"confidence":0.7581558,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.002252155914902687},{"word":"yes","start":1898.47,"end":1898.95,"confidence":0.7873061,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03587460517883301},{"word":"that's","start":1898.95,"end":1899.405,"confidence":0.9087702,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.004019898362457752},{"word":"okay","start":1902.125,"end":1902.625,"confidence":0.9892627,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.011917224153876305},{"word":"yep","start":1902.925,"end":1903.245,"confidence":0.9744956,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03676289692521095},{"word":"yep","start":1903.245,"end":1903.645,"confidence":0.97906816,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06657745689153671},{"word":"perfect","start":1903.645,"end":1904.145,"confidence":0.9802996,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.18509359657764435},{"word":"so","start":1904.365,"end":1904.605,"confidence":0.95622283,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.058397114276885986},{"word":"you're","start":1904.605,"end":1904.845,"confidence":0.997276,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06654976308345795},{"word":"technically","start":1904.845,"end":1905.345,"confidence":0.99186444,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":0.08067472279071808},{"word":"casual","start":1905.485,"end":1905.985,"confidence":0.9917104,"punctuated_word":"casual.","sentiment":"neutral","sentiment_score":0.07814129441976547},{"word":"is","start":1906.045,"end":1906.285,"confidence":0.999859,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.07406695187091827},{"word":"that","start":1906.285,"end":1906.4451,"confidence":0.9999808,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09243541955947876},{"word":"right","start":1906.4451,"end":1906.9451,"confidence":0.99991745,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.08773061633110046},{"word":"yep","start":1908.285,"end":1908.765,"confidence":0.7831757,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11419167369604112},{"word":"perfect","start":1908.765,"end":1909.265,"confidence":0.9919541,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3417627811431885},{"word":"lovely","start":1909.645,"end":1910.145,"confidence":0.9980379,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.39356571435928345},{"word":"and","start":1912.045,"end":1912.365,"confidence":0.8382945,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2872256338596344},{"word":"i've","start":1912.365,"end":1912.685,"confidence":0.9989132,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.28622400760650635},{"word":"got","start":1912.685,"end":1912.845,"confidence":0.9999244,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.3091975450515747},{"word":"your","start":1912.845,"end":1913.0851,"confidence":0.99955624,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2754015624523163},{"word":"income","start":1913.0851,"end":1913.485,"confidence":0.9999367,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.25704291462898254},{"word":"there","start":1913.485,"end":1913.9651,"confidence":0.99621475,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.22248554229736328},{"word":"beautiful","start":1913.9651,"end":1914.4651,"confidence":0.9998744,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.3323512673377991},{"word":"let's","start":1916.19,"end":1916.4299,"confidence":0.9920724,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.14183545112609863},{"word":"have","start":1916.4299,"end":1916.51,"confidence":0.9996412,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14825357496738434},{"word":"a","start":1916.51,"end":1916.59,"confidence":0.9995765,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13327056169509888},{"word":"look","start":1916.59,"end":1916.99,"confidence":0.9843726,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.08951611071825027},{"word":"do","start":1916.99,"end":1917.15,"confidence":0.6421879,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03606560826301575},{"word":"you","start":1917.15,"end":1917.3099,"confidence":0.9982516,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.041597090661525726},{"word":"have","start":1917.3099,"end":1917.55,"confidence":0.99981827,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.039630990475416183},{"word":"any","start":1917.55,"end":1917.79,"confidence":0.99994516,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.057252489030361176},{"word":"other","start":1917.79,"end":1918.11,"confidence":0.99935156,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.05636408179998398},{"word":"any","start":1918.19,"end":1918.51,"confidence":0.9998691,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.06110509857535362},{"word":"assets","start":1918.51,"end":1918.99,"confidence":0.9988049,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.07070282846689224},{"word":"that","start":1918.99,"end":1919.15,"confidence":0.99974483,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06927423924207687},{"word":"you","start":1919.15,"end":1919.3099,"confidence":0.9999559,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07249519228935242},{"word":"would","start":1919.3099,"end":1919.47,"confidence":0.999902,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08450460433959961},{"word":"note","start":1919.47,"end":1919.71,"confidence":0.98719597,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.08937058597803116},{"word":"down","start":1919.71,"end":1919.95,"confidence":0.9962748,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09893108904361723},{"word":"as","start":1919.95,"end":1920.11,"confidence":0.3187137,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08415701985359192},{"word":"value","start":1920.11,"end":1920.51,"confidence":0.76611173,"punctuated_word":"value?","sentiment":"neutral","sentiment_score":0.05960669368505478},{"word":"any","start":1920.51,"end":1920.83,"confidence":0.9992009,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.03437606617808342},{"word":"cars","start":1920.83,"end":1921.33,"confidence":0.99522626,"punctuated_word":"cars","sentiment":"neutral","sentiment_score":0.0308737363666296},{"word":"or","start":1921.47,"end":1921.87,"confidence":0.98155427,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04908666014671326},{"word":"collections","start":1921.87,"end":1922.37,"confidence":0.99947816,"punctuated_word":"collections","sentiment":"neutral","sentiment_score":0.06230761855840683},{"word":"that","start":1922.59,"end":1922.83,"confidence":0.9993211,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.060041364282369614},{"word":"you","start":1922.83,"end":1922.91,"confidence":0.9998642,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.046928588300943375},{"word":"think","start":1922.91,"end":1923.15,"confidence":0.9997491,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.04781368374824524},{"word":"are","start":1923.15,"end":1923.3099,"confidence":0.9672884,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05500622838735581},{"word":"valuable","start":1923.3099,"end":1923.79,"confidence":0.9995871,"punctuated_word":"valuable","sentiment":"neutral","sentiment_score":0.07596518844366074},{"word":"that","start":1923.79,"end":1923.95,"confidence":0.7963642,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06393473595380783},{"word":"you","start":1923.95,"end":1924.19,"confidence":0.9998574,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.053911417722702026},{"word":"put","start":1924.19,"end":1924.4299,"confidence":0.9724717,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.054345112293958664},{"word":"value","start":1924.4299,"end":1924.75,"confidence":0.99956805,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.04673334211111069},{"word":"on","start":1924.75,"end":1925.25,"confidence":0.9950688,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":0.03319225832819939},{"word":"yep","start":1945.02,"end":1945.52,"confidence":0.7916107,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08424379676580429},{"word":"no","start":1945.8201,"end":1946.06,"confidence":0.80970985,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05145607888698578},{"word":"that's","start":1946.06,"end":1946.38,"confidence":0.99910927,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1560884714126587},{"word":"okay","start":1946.38,"end":1946.86,"confidence":0.99963355,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.15669436752796173},{"word":"not","start":1946.86,"end":1947.1,"confidence":0.99940276,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.2990940809249878},{"word":"a","start":1947.1,"end":1947.18,"confidence":0.9998161,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25611990690231323},{"word":"problem","start":1947.18,"end":1947.5801,"confidence":0.999931,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.2705840766429901},{"word":"at","start":1947.5801,"end":1947.74,"confidence":0.99993515,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2660389542579651},{"word":"all","start":1947.74,"end":1948.24,"confidence":0.9846914,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.3028850853443146},{"word":"and","start":1948.54,"end":1948.78,"confidence":0.6395356,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.20522086322307587},{"word":"we're","start":1948.78,"end":1949.18,"confidence":0.99838746,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1326874941587448},{"word":"we're","start":1949.18,"end":1949.42,"confidence":0.9997716,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1691276878118515},{"word":"just","start":1949.42,"end":1949.5801,"confidence":0.99973875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2610641121864319},{"word":"looking","start":1949.5801,"end":1949.9,"confidence":0.9982492,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1673930287361145},{"word":"at","start":1949.9,"end":1949.98,"confidence":0.9419848,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17808780074119568},{"word":"the","start":1949.98,"end":1950.06,"confidence":0.99490106,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23226074874401093},{"word":"investments","start":1950.06,"end":1950.54,"confidence":0.9780085,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.15303677320480347},{"word":"you're","start":1950.54,"end":1950.78,"confidence":0.983802,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.1335805207490921},{"word":"not","start":1950.78,"end":1950.9401,"confidence":0.99986386,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.113269105553627},{"word":"sort","start":1950.9401,"end":1951.1,"confidence":0.99495536,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07576093822717667},{"word":"of","start":1951.1,"end":1951.18,"confidence":0.87139034,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1345941722393036},{"word":"worried","start":1951.18,"end":1951.5,"confidence":0.9951475,"punctuated_word":"worried","sentiment":"neutral","sentiment_score":0.0663783922791481},{"word":"about","start":1951.5,"end":1951.66,"confidence":0.98074776,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09098276495933531},{"word":"looking","start":1951.66,"end":1951.98,"confidence":0.99974626,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.07543350756168365},{"word":"at","start":1951.98,"end":1952.14,"confidence":0.9953602,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07670216262340546},{"word":"super","start":1952.14,"end":1952.46,"confidence":0.90761656,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09079066663980484},{"word":"insurance","start":1952.46,"end":1952.9401,"confidence":0.76633465,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":0.12578530609607697},{"word":"is","start":1952.9401,"end":1953.02,"confidence":0.9993812,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.08763843774795532},{"word":"there","start":1953.02,"end":1953.18,"confidence":0.99954456,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10404591262340546},{"word":"anything","start":1953.18,"end":1953.5,"confidence":0.99975985,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.14779680967330933},{"word":"else","start":1953.5,"end":1953.74,"confidence":0.9997639,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.13101112842559814},{"word":"at","start":1953.74,"end":1953.9,"confidence":0.98385066,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07856486737728119},{"word":"the","start":1953.9,"end":1953.98,"confidence":0.99951994,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11840365827083588},{"word":"moment","start":1953.98,"end":1954.3,"confidence":0.93281424,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.15431973338127136},{"word":"you're","start":1954.3,"end":1954.46,"confidence":0.9360764,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.4356767535209656},{"word":"happy","start":1954.46,"end":1954.7001,"confidence":0.999824,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5226081013679504},{"word":"to","start":1954.7001,"end":1954.845,"confidence":0.98020524,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5090824961662292},{"word":"start","start":1954.845,"end":1955.085,"confidence":0.9891077,"punctuated_word":"start","sentiment":"positive","sentiment_score":0.552371084690094},{"word":"with","start":1955.085,"end":1955.1649,"confidence":0.9996873,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5485395789146423},{"word":"the","start":1955.1649,"end":1955.1917,"confidence":0.99538416,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5921250581741333},{"word":"investment","start":1955.1917,"end":1955.2183,"confidence":0.99797624,"punctuated_word":"investment","sentiment":"positive","sentiment_score":0.4376142024993897},{"word":"side","start":1955.2183,"end":1955.245,"confidence":0.99965894,"punctuated_word":"side","sentiment":"positive","sentiment_score":0.6894980669021606},{"word":"of","start":1955.245,"end":1955.745,"confidence":0.9996106,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.7125192880630493},{"word":"things","start":1956.0449,"end":1956.2849,"confidence":0.99981076,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.4954981803894043},{"word":"and","start":1956.2849,"end":1956.445,"confidence":0.9896628,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.37341538071632385},{"word":"see","start":1956.445,"end":1956.605,"confidence":0.99990416,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.4774050712585449},{"word":"how","start":1956.605,"end":1956.765,"confidence":0.9999386,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.3903861343860626},{"word":"we","start":1956.765,"end":1957.005,"confidence":0.9998196,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.42263177037239075},{"word":"go","start":1957.005,"end":1957.505,"confidence":0.9995147,"punctuated_word":"go?","sentiment":"positive","sentiment_score":0.45382851362228394},{"word":"yep","start":1959.085,"end":1959.565,"confidence":0.9645814,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3339817523956299},{"word":"absolutely","start":1959.565,"end":1960.065,"confidence":0.9879497,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.530957818031311},{"word":"perfect","start":1960.2849,"end":1960.7849,"confidence":0.99983454,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.7237588167190552},{"word":"is","start":1961.245,"end":1961.485,"confidence":0.6367301,"punctuated_word":"Is","sentiment":"positive","sentiment_score":0.36541908979415894},{"word":"there","start":1961.485,"end":1961.725,"confidence":0.99993765,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.29376715421676636},{"word":"any","start":1961.725,"end":1961.965,"confidence":0.99969935,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.3501589000225067},{"word":"other","start":1961.965,"end":1962.205,"confidence":0.999848,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.3542674481868744},{"word":"goals","start":1962.205,"end":1962.605,"confidence":0.9974548,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.32182827591896057},{"word":"down","start":1962.605,"end":1962.765,"confidence":0.99983037,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.2717229127883911},{"word":"the","start":1962.765,"end":1962.9249,"confidence":0.9989754,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3366278111934662},{"word":"track","start":1962.9249,"end":1963.085,"confidence":0.99549603,"punctuated_word":"track","sentiment":"positive","sentiment_score":0.33490926027297974},{"word":"that","start":1963.085,"end":1963.325,"confidence":0.9996679,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2859124541282654},{"word":"you","start":1963.325,"end":1963.485,"confidence":0.9997347,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3532574474811554},{"word":"might","start":1963.485,"end":1963.725,"confidence":0.99994123,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.3971204161643982},{"word":"wanna","start":1963.725,"end":1964.0449,"confidence":0.9975541,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.4180169701576233},{"word":"look","start":1964.0449,"end":1964.205,"confidence":0.999617,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.32811757922172546},{"word":"at","start":1964.205,"end":1964.445,"confidence":0.99693984,"punctuated_word":"at?","sentiment":"positive","sentiment_score":0.358847051858902},{"word":"we","start":1964.445,"end":1964.605,"confidence":0.99984205,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.19333836436271667},{"word":"can","start":1964.605,"end":1964.845,"confidence":0.9998659,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.201682910323143},{"word":"scope","start":1964.845,"end":1965.1649,"confidence":0.9781781,"punctuated_word":"scope","sentiment":"neutral","sentiment_score":0.2693382799625397},{"word":"them","start":1965.1649,"end":1965.325,"confidence":0.99973506,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.27651363611221313},{"word":"out","start":1965.325,"end":1965.565,"confidence":0.9817516,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.22522687911987305},{"word":"for","start":1965.565,"end":1965.725,"confidence":0.99947196,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19169197976589203},{"word":"now","start":1965.725,"end":1965.885,"confidence":0.9186325,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.27102726697921753},{"word":"but","start":1965.885,"end":1966.125,"confidence":0.990612,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.2544240951538086},{"word":"you","start":1966.125,"end":1966.205,"confidence":0.99981314,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26794782280921936},{"word":"know","start":1966.205,"end":1966.365,"confidence":0.99980044,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2830606698989868},{"word":"always","start":1966.365,"end":1966.6849,"confidence":0.9420416,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.29076147079467773},{"word":"come","start":1966.6849,"end":1966.845,"confidence":0.9900102,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.34275102615356445},{"word":"back","start":1966.845,"end":1967.085,"confidence":0.9827077,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.36208397150039673},{"word":"to","start":1967.085,"end":1967.1649,"confidence":0.63825023,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.33739644289016724},{"word":"them","start":1967.1649,"end":1967.325,"confidence":0.9989548,"punctuated_word":"them","sentiment":"positive","sentiment_score":0.45029470324516296},{"word":"down","start":1967.325,"end":1967.485,"confidence":0.9995553,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.37207838892936707},{"word":"the","start":1967.485,"end":1967.565,"confidence":0.9983199,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4621182978153229},{"word":"track","start":1967.565,"end":1967.8049,"confidence":0.9985699,"punctuated_word":"track.","sentiment":"positive","sentiment_score":0.3372286558151245},{"word":"is","start":1967.8049,"end":1967.965,"confidence":0.99880195,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.20546045899391177},{"word":"there","start":1967.965,"end":1968.125,"confidence":0.9985898,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.19879695773124695},{"word":"anything","start":1968.125,"end":1968.445,"confidence":0.998453,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.2968648374080658},{"word":"else","start":1968.445,"end":1968.63,"confidence":0.9945368,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.3111252784729004},{"word":"that","start":1968.63,"end":1968.79,"confidence":0.9237429,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23600223660469055},{"word":"you","start":1968.79,"end":1968.95,"confidence":0.99918705,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2161562144756317},{"word":"sort","start":1968.95,"end":1969.11,"confidence":0.9881281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.26319167017936707},{"word":"of","start":1969.11,"end":1969.27,"confidence":0.9229854,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3192060589790344},{"word":"would","start":1969.27,"end":1969.43,"confidence":0.99963665,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.33419162034988403},{"word":"like","start":1969.43,"end":1969.67,"confidence":0.999608,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.33297020196914673},{"word":"to","start":1969.67,"end":1969.83,"confidence":0.9989127,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.36813366413116455},{"word":"have","start":1969.83,"end":1970.07,"confidence":0.9997775,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3609368205070496},{"word":"there","start":1970.07,"end":1970.39,"confidence":0.99907875,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.3520674407482147},{"word":"as","start":1970.39,"end":1970.47,"confidence":0.99585044,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2282424122095108},{"word":"a","start":1970.47,"end":1970.55,"confidence":0.99820817,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.30545008182525635},{"word":"goal","start":1970.55,"end":1971.05,"confidence":0.90144217,"punctuated_word":"goal?","sentiment":"neutral","sentiment_score":0.22671550512313843},{"word":"yeah","start":1980.71,"end":1981.21,"confidence":0.7739779,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08872668445110321},{"word":"yep","start":1982.895,"end":1983.395,"confidence":0.8453997,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13181740045547485},{"word":"yeah","start":1988.1749,"end":1988.6549,"confidence":0.9823398,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17169445753097534},{"word":"perfect","start":1988.6549,"end":1989.1549,"confidence":0.9944762,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4394211173057556},{"word":"perfect","start":1989.5349,"end":1990.0349,"confidence":0.99955654,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5041705369949341},{"word":"we","start":1991.0549,"end":1991.215,"confidence":0.7750462,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.3889489471912384},{"word":"can","start":1991.215,"end":1991.375,"confidence":0.99925834,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3965898752212525},{"word":"look","start":1991.375,"end":1991.615,"confidence":0.97220504,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.4183807373046875},{"word":"up","start":1991.615,"end":1991.775,"confidence":0.4996018,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5097595453262329},{"word":"super","start":1991.775,"end":1992.095,"confidence":0.6342084,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5628136992454529},{"word":"down","start":1992.095,"end":1992.335,"confidence":0.99240124,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.5042381882667542},{"word":"the","start":1992.335,"end":1992.495,"confidence":0.9980045,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4320315420627594},{"word":"track","start":1992.495,"end":1992.975,"confidence":0.9842746,"punctuated_word":"track.","sentiment":"positive","sentiment_score":0.4038679003715515},{"word":"beautiful","start":1992.975,"end":1993.475,"confidence":0.999558,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7017329931259155},{"word":"fantastic","start":1993.615,"end":1994.115,"confidence":0.99989706,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.6568362712860107},{"word":"well","start":1994.255,"end":1994.495,"confidence":0.99929893,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5014302134513855},{"word":"thank","start":1994.495,"end":1994.735,"confidence":0.9998036,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.6186196208000183},{"word":"you","start":1994.735,"end":1994.895,"confidence":0.9997826,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.597699761390686},{"word":"so","start":1994.895,"end":1995.0549,"confidence":0.9997061,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5155194997787476},{"word":"much","start":1995.0549,"end":1995.2949,"confidence":0.9999255,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5820334553718567},{"word":"for","start":1995.2949,"end":1995.455,"confidence":0.9994436,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5486322641372681},{"word":"going","start":1995.455,"end":1995.695,"confidence":0.9998815,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.5828761458396912},{"word":"through","start":1995.695,"end":1995.9349,"confidence":0.9993338,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.6365394592285156},{"word":"that","start":1995.9349,"end":1996.095,"confidence":0.999828,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6740974187850952},{"word":"with","start":1996.095,"end":1996.335,"confidence":0.999881,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.602775514125824},{"word":"me","start":1996.335,"end":1996.8,"confidence":0.9996089,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.5594010353088379},{"word":"now","start":1997.28,"end":1997.4401,"confidence":0.96931577,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.24472349882125857},{"word":"just","start":1997.4401,"end":1997.68,"confidence":0.9921497,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2073172628879547},{"word":"to","start":1997.68,"end":1997.76,"confidence":0.9996517,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1661195456981659},{"word":"give","start":1997.76,"end":1997.92,"confidence":0.99990654,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1296033263206482},{"word":"you","start":1997.92,"end":1998.0801,"confidence":0.99987185,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2019796520471573},{"word":"a","start":1998.0801,"end":1998.24,"confidence":0.9997806,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17341482639312744},{"word":"little","start":1998.24,"end":1998.4,"confidence":0.9998123,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.15235143899917605},{"word":"bit","start":1998.4,"end":1998.64,"confidence":0.9996271,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17199444770812988},{"word":"of","start":1998.64,"end":1998.7201,"confidence":0.96847713,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1575465202331543},{"word":"information","start":1998.7201,"end":1999.2201,"confidence":0.75792736,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.17265653610229492},{"word":"so","start":1999.28,"end":1999.78,"confidence":0.8328498,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.17873796820640564},{"word":"obviously","start":1999.92,"end":2000.4,"confidence":0.87448573,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.2135734856128693},{"word":"the","start":2000.4,"end":2000.56,"confidence":0.99959344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2291838824748993},{"word":"initial","start":2000.56,"end":2000.88,"confidence":0.9999021,"punctuated_word":"initial","sentiment":"neutral","sentiment_score":0.20342226326465607},{"word":"consultation","start":2000.88,"end":2001.38,"confidence":0.9998147,"punctuated_word":"consultation","sentiment":"neutral","sentiment_score":0.17846855521202087},{"word":"and","start":2001.52,"end":2001.68,"confidence":0.994304,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22835004329681396},{"word":"everything","start":2001.68,"end":2002.0801,"confidence":0.99991906,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.32075807452201843},{"word":"we","start":2002.0801,"end":2002.16,"confidence":0.9985221,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20046329498291016},{"word":"do","start":2002.16,"end":2002.4,"confidence":0.9996948,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23700842261314392},{"word":"up","start":2002.4,"end":2002.56,"confidence":0.9927167,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.22725412249565125},{"word":"until","start":2002.56,"end":2002.8,"confidence":0.71611834,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.16462399065494537},{"word":"the","start":2002.8,"end":2002.88,"confidence":0.9958192,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17082487046718595},{"word":"point","start":2002.88,"end":2003.12,"confidence":0.9998267,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.1637079119682312},{"word":"you","start":2003.12,"end":2003.28,"confidence":0.9934273,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24941006302833557},{"word":"decide","start":2003.28,"end":2003.68,"confidence":0.8249976,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.16162151098251343},{"word":"to","start":2003.68,"end":2003.76,"confidence":0.9926651,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19745223224163055},{"word":"take","start":2003.76,"end":2003.92,"confidence":0.99976677,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.20937100052833557},{"word":"on","start":2003.92,"end":2004.0801,"confidence":0.99947256,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.289400577545166},{"word":"the","start":2004.0801,"end":2004.24,"confidence":0.995861,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28646236658096313},{"word":"advice","start":2004.24,"end":2004.56,"confidence":0.95645547,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.291720986366272},{"word":"is","start":2004.56,"end":2004.7201,"confidence":0.9918066,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.27324965596199036},{"word":"fully","start":2004.7201,"end":2005.04,"confidence":0.99892586,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.31594589352607727},{"word":"complimentary","start":2005.04,"end":2005.54,"confidence":0.9323127,"punctuated_word":"complimentary.","sentiment":"neutral","sentiment_score":0.2898067235946655},{"word":"did","start":2006.24,"end":2006.4801,"confidence":0.960269,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.007662147283554077},{"word":"jordan","start":2006.4801,"end":2006.8,"confidence":0.8668158,"punctuated_word":"Jordan","sentiment":"neutral","sentiment_score":0.045723263174295425},{"word":"go","start":2006.8,"end":2006.9601,"confidence":0.98358214,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.03816698864102363},{"word":"through","start":2006.9601,"end":2007.2001,"confidence":0.9994087,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.029573218896985057},{"word":"the","start":2007.2001,"end":2007.3601,"confidence":0.9989034,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03261389955878258},{"word":"fee","start":2007.3601,"end":2007.6001,"confidence":0.8908613,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.006251700222492218},{"word":"structure","start":2007.6001,"end":2008.0,"confidence":0.999203,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":-0.003120318055152893},{"word":"with","start":2008.0,"end":2008.16,"confidence":0.9994498,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0032491683959960938},{"word":"you","start":2008.16,"end":2008.4,"confidence":0.99896157,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021906232461333275},{"word":"when","start":2008.4,"end":2008.56,"confidence":0.99672145,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.025113776326179504},{"word":"she","start":2008.56,"end":2008.815,"confidence":0.9984156,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.03112729638814926},{"word":"sort","start":2008.8949,"end":2009.1349,"confidence":0.9998846,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.028106939047574997},{"word":"of","start":2009.1349,"end":2009.5349,"confidence":0.99928015,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03292028605937958},{"word":"spoke","start":2009.5349,"end":2009.7749,"confidence":0.99626225,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.039015043526887894},{"word":"to","start":2009.7749,"end":2010.0149,"confidence":0.99847573,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.035695455968379974},{"word":"you","start":2010.0149,"end":2010.1749,"confidence":0.9995572,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025532210245728493},{"word":"last","start":2010.1749,"end":2010.4149,"confidence":0.9998925,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.03157012164592743},{"word":"time","start":2010.4149,"end":2010.9149,"confidence":0.9989393,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.03618676960468292},{"word":"no","start":2013.5349,"end":2013.7749,"confidence":0.9829329,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06058765947818756},{"word":"that's","start":2013.7749,"end":2014.095,"confidence":0.9934683,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.014176282100379469},{"word":"okay","start":2014.095,"end":2014.4149,"confidence":0.99691975,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.02199467271566391},{"word":"so","start":2014.4149,"end":2014.6549,"confidence":0.9988463,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.036984458565711975},{"word":"i'll","start":2014.6549,"end":2014.815,"confidence":0.99987006,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.07770000398159027},{"word":"go","start":2014.815,"end":2014.975,"confidence":0.9997758,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.09461717307567596},{"word":"through","start":2014.975,"end":2015.1349,"confidence":0.9997086,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07642418891191483},{"word":"it","start":2015.1349,"end":2015.2949,"confidence":0.9917115,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05736617371439934},{"word":"with","start":2015.2949,"end":2015.455,"confidence":0.99967456,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08562455326318741},{"word":"you","start":2015.455,"end":2015.9349,"confidence":0.99967325,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.06227761134505272},{"word":"essentially","start":2016.335,"end":2016.835,"confidence":0.9803127,"punctuated_word":"Essentially,","sentiment":"neutral","sentiment_score":0.02657977864146233},{"word":"for","start":2016.975,"end":2017.215,"confidence":0.99987113,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06980518996715546},{"word":"us","start":2017.215,"end":2017.375,"confidence":0.9998814,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.0857742428779602},{"word":"to","start":2017.375,"end":2017.5349,"confidence":0.99897695,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08373399078845978},{"word":"do","start":2017.5349,"end":2017.7749,"confidence":0.9998561,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06446574628353119},{"word":"investment","start":2017.7749,"end":2018.2749,"confidence":0.9926484,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.020601674914360046},{"word":"advice","start":2018.335,"end":2018.815,"confidence":0.985833,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.03939659893512726},{"word":"we","start":2019.215,"end":2019.455,"confidence":0.9868825,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.021604083478450775},{"word":"do","start":2019.455,"end":2019.615,"confidence":0.9998153,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02661384642124176},{"word":"charge","start":2019.615,"end":2019.9349,"confidence":0.99874985,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.06662283837795258},{"word":"an","start":2019.9349,"end":2020.095,"confidence":0.99209166,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.018107980489730835},{"word":"implementation","start":2020.095,"end":2020.595,"confidence":0.9998375,"punctuated_word":"implementation","sentiment":"neutral","sentiment_score":-0.019800938665866852},{"word":"fee","start":2020.815,"end":2021.0549,"confidence":0.99262494,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.015899203717708588},{"word":"if","start":2021.0549,"end":2021.2949,"confidence":0.9864971,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.018023643642663956},{"word":"you","start":2021.2949,"end":2021.375,"confidence":0.99458575,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.032556720077991486},{"word":"decide","start":2021.375,"end":2021.7749,"confidence":0.99740595,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.02825205773115158},{"word":"to","start":2021.7749,"end":2021.9349,"confidence":0.9991211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.022966250777244568},{"word":"take","start":2021.9349,"end":2022.095,"confidence":0.9998785,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.009215235710144045},{"word":"on","start":2022.095,"end":2022.2549,"confidence":0.99942076,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.007094360888004303},{"word":"the","start":2022.2549,"end":2022.4149,"confidence":0.99966645,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03678392618894577},{"word":"advice","start":2022.4149,"end":2022.815,"confidence":0.99577206,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.002826780080795288},{"word":"the","start":2022.815,"end":2022.8949,"confidence":0.9858338,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.009879209101200104},{"word":"implementation","start":2022.8949,"end":2023.3949,"confidence":0.9999348,"punctuated_word":"implementation","sentiment":"neutral","sentiment_score":0.004050403833389282},{"word":"fee","start":2023.7749,"end":2023.9349,"confidence":0.98294765,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.04566894471645355},{"word":"is","start":2023.9349,"end":2024.25,"confidence":0.999869,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.020343095064163208},{"word":"3.3%","start":2024.33,"end":2025.71,"confidence":0.99724877,"punctuated_word":"3.3%.","sentiment":"neutral","sentiment_score":0.06184044107794762},{"word":"it's","start":2025.85,"end":2026.09,"confidence":0.98120606,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04170430451631546},{"word":"capped","start":2026.09,"end":2026.33,"confidence":0.91142637,"punctuated_word":"capped","sentiment":"neutral","sentiment_score":0.04230119287967682},{"word":"the","start":2026.33,"end":2026.49,"confidence":0.64922804,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0462944358587265},{"word":"balance","start":2026.49,"end":2026.81,"confidence":0.9928705,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.017098739743232727},{"word":"of","start":2026.81,"end":2026.89,"confidence":0.6663962,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04769279062747955},{"word":"a","start":2026.89,"end":2027.05,"confidence":0.9159015,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.045863647013902664},{"word":"150,000","start":2027.05,"end":2028.25,"confidence":0.95172733,"punctuated_word":"150,000.","sentiment":"neutral","sentiment_score":0.062241487205028534},{"word":"because","start":2028.25,"end":2028.57,"confidence":0.9986099,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.09043679386377336},{"word":"the","start":2028.57,"end":2028.73,"confidence":0.88466036,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07340133190155029},{"word":"balance","start":2028.73,"end":2029.05,"confidence":0.99671966,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.06736993044614792},{"word":"by","start":2029.05,"end":2029.21,"confidence":0.28997728,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.08615417778491974},{"word":"inputting","start":2029.21,"end":2029.69,"confidence":0.9893706,"punctuated_word":"inputting","sentiment":"neutral","sentiment_score":0.06461326032876968},{"word":"is","start":2029.69,"end":2029.93,"confidence":0.99952507,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09761540591716766},{"word":"quite","start":2029.93,"end":2030.17,"confidence":0.999762,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.09716340899467468},{"word":"small","start":2030.17,"end":2030.67,"confidence":0.9971386,"punctuated_word":"small,","sentiment":"neutral","sentiment_score":0.10478466749191284},{"word":"the","start":2030.73,"end":2030.89,"confidence":0.99662447,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07833895087242126},{"word":"implementation","start":2030.89,"end":2031.39,"confidence":0.99956685,"punctuated_word":"implementation","sentiment":"neutral","sentiment_score":-0.009109437465667725},{"word":"fee","start":2031.53,"end":2031.69,"confidence":0.99679875,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.05863423645496368},{"word":"would","start":2031.69,"end":2031.85,"confidence":0.9978942,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07436803728342056},{"word":"be","start":2031.85,"end":2032.01,"confidence":0.9996947,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09779523313045502},{"word":"quite","start":2032.01,"end":2032.33,"confidence":0.9993185,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.10837464034557344},{"word":"small","start":2032.33,"end":2032.49,"confidence":0.8099983,"punctuated_word":"small.","sentiment":"neutral","sentiment_score":0.08243751525878906},{"word":"but","start":2032.49,"end":2032.65,"confidence":0.99505275,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09941985458135603},{"word":"we","start":2032.65,"end":2032.81,"confidence":0.9982932,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0819634422659874},{"word":"put","start":2032.81,"end":2033.05,"confidence":0.9955562,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.10316718369722366},{"word":"that","start":2033.05,"end":2033.21,"confidence":0.997962,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12714993953704834},{"word":"into","start":2033.21,"end":2033.45,"confidence":0.9954823,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.11112882941961288},{"word":"the","start":2033.45,"end":2033.61,"confidence":0.98996544,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17038661241531372},{"word":"advice","start":2033.61,"end":2034.01,"confidence":0.98231953,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.09734349697828291},{"word":"to","start":2034.01,"end":2034.17,"confidence":0.99244773,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13070696592330933},{"word":"show","start":2034.17,"end":2034.33,"confidence":0.9984158,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.16833463311195374},{"word":"you","start":2034.33,"end":2034.49,"confidence":0.98158133,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2059555947780609},{"word":"what","start":2034.49,"end":2034.65,"confidence":0.99599445,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.18798120319843292},{"word":"that","start":2034.65,"end":2034.89,"confidence":0.9945365,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20339637994766235},{"word":"cost","start":2034.89,"end":2035.13,"confidence":0.98343754,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.1775297969579697},{"word":"would","start":2035.13,"end":2035.37,"confidence":0.986016,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.15690627694129944},{"word":"look","start":2035.37,"end":2035.61,"confidence":0.99309546,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17051590979099274},{"word":"like","start":2035.61,"end":2036.11,"confidence":0.99152803,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.14971518516540527},{"word":"there","start":2036.65,"end":2036.89,"confidence":0.6988839,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.10936544835567474},{"word":"is","start":2036.89,"end":2037.13,"confidence":0.9883024,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11376036703586578},{"word":"no","start":2037.13,"end":2037.45,"confidence":0.9949719,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.10361483693122864},{"word":"charges","start":2037.45,"end":2037.95,"confidence":0.9937536,"punctuated_word":"charges","sentiment":"neutral","sentiment_score":0.07756058126688004},{"word":"up","start":2038.01,"end":2038.17,"confidence":0.97478026,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12880980968475342},{"word":"until","start":2038.17,"end":2038.41,"confidence":0.4728367,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.12101369351148604},{"word":"the","start":2038.41,"end":2038.635,"confidence":0.84571356,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11126584559679031},{"word":"point","start":2038.715,"end":2038.835,"confidence":0.9601164,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.09404149651527403},{"word":"you","start":2038.835,"end":2038.955,"confidence":0.9970192,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13525238633155823},{"word":"decide","start":2038.955,"end":2039.115,"confidence":0.97529095,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.12597355246543884},{"word":"to","start":2039.115,"end":2039.275,"confidence":0.998326,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10660021752119064},{"word":"take","start":2039.275,"end":2039.595,"confidence":0.9997447,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.0975041165947914},{"word":"on","start":2039.595,"end":2039.755,"confidence":0.999328,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12246455252170564},{"word":"the","start":2039.755,"end":2039.915,"confidence":0.99940634,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1617424339056015},{"word":"advice","start":2039.915,"end":2040.3151,"confidence":0.9759134,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.11413711309432983},{"word":"so","start":2040.3151,"end":2040.395,"confidence":0.9994844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14432603120803833},{"word":"if","start":2040.395,"end":2040.555,"confidence":0.9993863,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.028159406036138535},{"word":"we","start":2040.555,"end":2040.715,"confidence":0.9992213,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.058638796210289},{"word":"give","start":2040.715,"end":2040.955,"confidence":0.99720854,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.04384772479534149},{"word":"you","start":2040.955,"end":2041.1951,"confidence":0.9832092,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02767406404018402},{"word":"advice","start":2041.1951,"end":2041.595,"confidence":0.5942316,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.07060176879167557},{"word":"and","start":2041.595,"end":2041.755,"confidence":0.8992633,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04164019972085953},{"word":"you","start":2041.755,"end":2041.835,"confidence":0.9960192,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0411633774638176},{"word":"decide","start":2041.835,"end":2042.235,"confidence":0.9276113,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":-0.0613967627286911},{"word":"you","start":2042.235,"end":2042.395,"confidence":0.98567384,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11888928711414336},{"word":"don't","start":2042.395,"end":2042.635,"confidence":0.9996129,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15221640467643738},{"word":"like","start":2042.635,"end":2042.795,"confidence":0.999534,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1701943427324295},{"word":"it","start":2042.795,"end":2042.955,"confidence":0.8817643,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.12411630153656006},{"word":"don't","start":2042.955,"end":2043.1951,"confidence":0.9676583,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.17333237826824188},{"word":"wanna","start":2043.1951,"end":2043.515,"confidence":0.992067,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.14219065010547638},{"word":"take","start":2043.515,"end":2043.755,"confidence":0.996332,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1705077886581421},{"word":"it","start":2043.755,"end":2043.915,"confidence":0.99538934,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.01311800628900528},{"word":"that's","start":2043.915,"end":2044.155,"confidence":0.99979615,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12349355220794678},{"word":"fine","start":2044.155,"end":2044.395,"confidence":0.99538356,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.17038142681121826},{"word":"there's","start":2044.395,"end":2044.635,"confidence":0.99945724,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.12442892789840698},{"word":"no","start":2044.635,"end":2044.795,"confidence":0.9994987,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.1080888882279396},{"word":"obligation","start":2044.795,"end":2045.295,"confidence":0.99819994,"punctuated_word":"obligation","sentiment":"neutral","sentiment_score":0.029964402318000793},{"word":"to","start":2045.355,"end":2045.435,"confidence":0.9997743,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08984386920928955},{"word":"do","start":2045.435,"end":2045.675,"confidence":0.9999536,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0529317781329155},{"word":"so","start":2045.675,"end":2046.175,"confidence":0.9871688,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.11028464883565904},{"word":"if","start":2046.475,"end":2046.635,"confidence":0.9739698,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.20948289334774017},{"word":"you","start":2046.635,"end":2046.795,"confidence":0.9997663,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1887771189212799},{"word":"decide","start":2046.795,"end":2047.1951,"confidence":0.9969427,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.16671030223369598},{"word":"to","start":2047.1951,"end":2047.275,"confidence":0.99852556,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1739235669374466},{"word":"come","start":2047.275,"end":2047.515,"confidence":0.9999181,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.16422107815742493},{"word":"on","start":2047.515,"end":2047.755,"confidence":0.6691045,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16508176922798157},{"word":"board","start":2047.755,"end":2048.075,"confidence":0.9942947,"punctuated_word":"board","sentiment":"neutral","sentiment_score":0.1945365369319916},{"word":"once","start":2048.075,"end":2048.315,"confidence":0.57876176,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.18763767182826996},{"word":"we","start":2048.315,"end":2048.635,"confidence":0.9980301,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16265010833740234},{"word":"open","start":2048.635,"end":2048.955,"confidence":0.9934649,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.19513340294361117},{"word":"the","start":2048.955,"end":2049.195,"confidence":0.9727643,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1498458981513977},{"word":"account","start":2049.195,"end":2049.675,"confidence":0.9997985,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.1662682741880417},{"word":"and","start":2049.675,"end":2049.915,"confidence":0.9389458,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16752873361110687},{"word":"we","start":2049.915,"end":2050.315,"confidence":0.9997595,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20369763672351837},{"word":"put","start":2050.315,"end":2050.555,"confidence":0.9993455,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.17536798119544983},{"word":"the","start":2050.555,"end":2050.715,"confidence":0.99968374,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20053859055042267},{"word":"first","start":2050.715,"end":2051.035,"confidence":0.9994646,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.1610209047794342},{"word":"deposit","start":2051.035,"end":2051.515,"confidence":0.9994697,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.1407054364681244},{"word":"in","start":2051.515,"end":2051.7551,"confidence":0.9960177,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.16366857290267944},{"word":"then","start":2051.7551,"end":2051.915,"confidence":0.99840504,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14990153908729553},{"word":"we","start":2051.915,"end":2052.075,"confidence":0.9981207,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12444938719272614},{"word":"do","start":2052.075,"end":2052.315,"confidence":0.99661237,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1293277144432068},{"word":"charge","start":2052.315,"end":2052.555,"confidence":0.9965425,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.15461823344230652},{"word":"the","start":2052.555,"end":2052.715,"confidence":0.9962031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13707083463668823},{"word":"implementation","start":2052.715,"end":2053.215,"confidence":0.998818,"punctuated_word":"implementation","sentiment":"neutral","sentiment_score":0.07149159908294678},{"word":"fee","start":2053.675,"end":2053.835,"confidence":0.9967031,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.11700370907783508},{"word":"there","start":2053.835,"end":2054.235,"confidence":0.9950998,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.08870154619216919},{"word":"okay","start":2054.235,"end":2054.58,"confidence":0.97291803,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.07316836714744568},{"word":"i","start":2054.58,"end":2055.08,"confidence":0.9758345,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.025632338598370552},{"word":"outline","start":2056.26,"end":2056.74,"confidence":0.7642485,"punctuated_word":"outline","sentiment":"neutral","sentiment_score":0.0887845978140831},{"word":"it","start":2056.74,"end":2056.82,"confidence":0.80015177,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08463061600923538},{"word":"as","start":2056.82,"end":2057.1401,"confidence":0.99925,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08629194647073746},{"word":"a","start":2057.1401,"end":2057.22,"confidence":0.99463296,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09572947025299072},{"word":"dollar","start":2057.22,"end":2057.54,"confidence":0.99774665,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.05220819264650345},{"word":"fee","start":2057.54,"end":2057.78,"confidence":0.9873001,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.06538774818181992},{"word":"figure","start":2057.86,"end":2058.26,"confidence":0.99763787,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.06081248074769974},{"word":"in","start":2058.26,"end":2058.4202,"confidence":0.99893135,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0779774859547615},{"word":"the","start":2058.4202,"end":2058.58,"confidence":0.9997534,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10450607538223268},{"word":"advice","start":2058.58,"end":2058.98,"confidence":0.8071003,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.06278645247220993},{"word":"documents","start":2058.98,"end":2059.48,"confidence":0.6295301,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.08404375612735748},{"word":"so","start":2059.54,"end":2059.7002,"confidence":0.62539154,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1343383640050888},{"word":"you'll","start":2059.7002,"end":2059.9402,"confidence":0.9872229,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.20242296159267423},{"word":"be","start":2059.9402,"end":2060.1,"confidence":0.99939394,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1878572553396225},{"word":"fully","start":2060.1,"end":2060.4202,"confidence":0.99985754,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.17381948232650757},{"word":"informed","start":2060.4202,"end":2060.9202,"confidence":0.99864894,"punctuated_word":"informed.","sentiment":"neutral","sentiment_score":0.1082787960767746},{"word":"okay","start":2061.06,"end":2061.56,"confidence":0.99758625,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.07559679448604584},{"word":"we","start":2062.74,"end":2063.22,"confidence":0.900852,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.09721026569604874},{"word":"also","start":2063.22,"end":2063.62,"confidence":0.9959442,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.06965631246566772},{"word":"do","start":2063.62,"end":2063.86,"confidence":0.9992938,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10330160707235336},{"word":"charge","start":2063.86,"end":2064.1,"confidence":0.99825436,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.13800597190856934},{"word":"an","start":2064.1,"end":2064.34,"confidence":0.99015826,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09018711000680923},{"word":"ongoing","start":2064.34,"end":2064.84,"confidence":0.99951506,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.10629035532474518},{"word":"service","start":2064.9001,"end":2065.22,"confidence":0.9853048,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.09382716566324234},{"word":"fee","start":2065.22,"end":2065.46,"confidence":0.98940945,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.10199150443077087},{"word":"for","start":2065.46,"end":2065.62,"confidence":0.9915182,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11533226817846298},{"word":"monitoring","start":2065.62,"end":2066.1,"confidence":0.9997954,"punctuated_word":"monitoring","sentiment":"neutral","sentiment_score":0.10729695111513138},{"word":"and","start":2066.1,"end":2066.34,"confidence":0.9979668,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1389840990304947},{"word":"looking","start":2066.34,"end":2066.74,"confidence":0.99991775,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1078575998544693},{"word":"after","start":2066.74,"end":2067.24,"confidence":0.99905986,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.10825619101524352},{"word":"your","start":2067.3,"end":2067.62,"confidence":0.9995672,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10807553678750992},{"word":"investment","start":2067.62,"end":2068.12,"confidence":0.9970138,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.06960108876228333},{"word":"account","start":2068.26,"end":2068.76,"confidence":0.99946976,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.10235957056283952},{"word":"it","start":2069.325,"end":2069.4849,"confidence":0.9834493,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.08698109537363052},{"word":"is","start":2069.4849,"end":2069.885,"confidence":0.999908,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06781881302595139},{"word":"1.65%","start":2069.885,"end":2071.325,"confidence":0.98999995,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.0906437486410141},{"word":"per","start":2071.325,"end":2071.565,"confidence":0.99255544,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.08093298226594925},{"word":"annum","start":2071.565,"end":2072.065,"confidence":0.92879796,"punctuated_word":"annum.","sentiment":"neutral","sentiment_score":0.07733888179063797},{"word":"that","start":2072.125,"end":2072.365,"confidence":0.9902484,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.09280932694673538},{"word":"is","start":2072.365,"end":2072.765,"confidence":0.9999417,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0808337852358818},{"word":"essentially","start":2072.765,"end":2073.265,"confidence":0.858956,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.07472442090511322},{"word":"the","start":2073.805,"end":2074.125,"confidence":0.99756515,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06261274963617325},{"word":"year","start":2074.125,"end":2074.625,"confidence":0.9013028,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.09326823800802232},{"word":"and","start":2074.685,"end":2074.765,"confidence":0.999395,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09460395574569702},{"word":"then","start":2074.765,"end":2075.005,"confidence":0.99964035,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09987088292837144},{"word":"it's","start":2075.005,"end":2075.2449,"confidence":0.99187577,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08704330772161484},{"word":"calculated","start":2075.2449,"end":2075.7449,"confidence":0.9997104,"punctuated_word":"calculated","sentiment":"neutral","sentiment_score":0.07374577224254608},{"word":"and","start":2075.805,"end":2076.045,"confidence":0.9980877,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09858939796686172},{"word":"deducted","start":2076.045,"end":2076.525,"confidence":0.9892832,"punctuated_word":"deducted","sentiment":"neutral","sentiment_score":0.08266724646091461},{"word":"in","start":2076.525,"end":2076.765,"confidence":0.99577016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0937725305557251},{"word":"smaller","start":2076.765,"end":2077.165,"confidence":0.99657345,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.1099516898393631},{"word":"monthly","start":2077.165,"end":2077.565,"confidence":0.9921719,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.07755757123231888},{"word":"increments","start":2077.565,"end":2078.045,"confidence":0.96268785,"punctuated_word":"increments","sentiment":"neutral","sentiment_score":0.0702892392873764},{"word":"out","start":2078.045,"end":2078.205,"confidence":0.9547494,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09635572135448456},{"word":"of","start":2078.205,"end":2078.285,"confidence":0.9950606,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1037614494562149},{"word":"your","start":2078.285,"end":2078.525,"confidence":0.9991015,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09437820315361024},{"word":"investment","start":2078.525,"end":2079.025,"confidence":0.9977208,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.046056363731622696},{"word":"account","start":2079.085,"end":2079.405,"confidence":0.9899112,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.09206941723823547},{"word":"so","start":2079.405,"end":2079.645,"confidence":0.9750265,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0957738533616066},{"word":"because","start":2079.645,"end":2079.885,"confidence":0.9963108,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0985434353351593},{"word":"it's","start":2079.885,"end":2080.045,"confidence":0.96620256,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1180843636393547},{"word":"a","start":2080.045,"end":2080.205,"confidence":0.9708138,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10360310226678848},{"word":"percentage","start":2080.205,"end":2080.705,"confidence":0.99860376,"punctuated_word":"percentage","sentiment":"neutral","sentiment_score":0.09063873440027236},{"word":"based","start":2080.765,"end":2081.085,"confidence":0.87684995,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.06832730025053024},{"word":"fee","start":2081.085,"end":2081.585,"confidence":0.99823,"punctuated_word":"fee,","sentiment":"neutral","sentiment_score":0.05429268628358841},{"word":"it","start":2081.85,"end":2082.01,"confidence":0.9967963,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05297912284731865},{"word":"fluctuates","start":2082.01,"end":2082.51,"confidence":0.9986315,"punctuated_word":"fluctuates","sentiment":"neutral","sentiment_score":0.05573436617851257},{"word":"with","start":2082.57,"end":2082.81,"confidence":0.999311,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04005203396081925},{"word":"the","start":2082.81,"end":2082.9702,"confidence":0.9992099,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05327212437987328},{"word":"market","start":2082.9702,"end":2083.29,"confidence":0.9967508,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.03817804902791977},{"word":"so","start":2083.29,"end":2083.53,"confidence":0.99975854,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10127898305654526},{"word":"when","start":2083.53,"end":2083.6902,"confidence":0.9998863,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.13259397447109222},{"word":"the","start":2083.6902,"end":2083.77,"confidence":0.9995352,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1626063883304596},{"word":"market","start":2083.77,"end":2084.1702,"confidence":0.9998325,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.1894949376583099},{"word":"is","start":2084.1702,"end":2084.25,"confidence":0.99967337,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17067879438400269},{"word":"doing","start":2084.25,"end":2084.57,"confidence":0.9998147,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.26391011476516724},{"word":"really","start":2084.57,"end":2084.81,"confidence":0.99987626,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.236680269241333},{"word":"well","start":2084.81,"end":2085.1301,"confidence":0.99618876,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.27994367480278015},{"word":"when","start":2085.1301,"end":2085.29,"confidence":0.999813,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.3059960901737213},{"word":"you're","start":2085.29,"end":2085.53,"confidence":0.9997058,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.34536898136138916},{"word":"getting","start":2085.53,"end":2085.77,"confidence":0.9998135,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.35993632674217224},{"word":"really","start":2085.77,"end":2086.01,"confidence":0.9996517,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3468029499053955},{"word":"good","start":2086.01,"end":2086.1702,"confidence":0.99989414,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.33537647128105164},{"word":"returns","start":2086.1702,"end":2086.57,"confidence":0.96659565,"punctuated_word":"returns,","sentiment":"neutral","sentiment_score":0.26152145862579346},{"word":"then","start":2086.57,"end":2086.81,"confidence":0.90152395,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1842575967311859},{"word":"our","start":2086.81,"end":2086.9702,"confidence":0.987241,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.12721195816993713},{"word":"fee","start":2086.9702,"end":2087.2102,"confidence":0.97431654,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.14505277574062347},{"word":"is","start":2087.2102,"end":2087.29,"confidence":0.8122311,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13230939209461212},{"word":"gonna","start":2087.29,"end":2087.61,"confidence":0.9977428,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.14486907422542572},{"word":"be","start":2087.61,"end":2087.69,"confidence":0.99680376,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0981416255235672},{"word":"a","start":2087.69,"end":2087.77,"confidence":0.9992193,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08814143389463425},{"word":"little","start":2087.77,"end":2088.01,"confidence":0.99986887,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.0013612285256385803},{"word":"bit","start":2088.01,"end":2088.25,"confidence":0.9990157,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.028838463127613068},{"word":"higher","start":2088.25,"end":2088.75,"confidence":0.9990705,"punctuated_word":"higher.","sentiment":"neutral","sentiment_score":0.025195959955453873},{"word":"however","start":2088.8901,"end":2089.37,"confidence":0.9996233,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":0.06950201094150543},{"word":"if","start":2089.37,"end":2089.53,"confidence":0.99850035,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10830613970756532},{"word":"the","start":2089.53,"end":2089.6902,"confidence":0.99839586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08381211757659912},{"word":"market","start":2089.6902,"end":2090.09,"confidence":0.99415815,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.038807861506938934},{"word":"takes","start":2090.09,"end":2090.33,"confidence":0.9995042,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":0.015298530459403992},{"word":"a","start":2090.33,"end":2090.4102,"confidence":0.99958795,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03999566286802292},{"word":"little","start":2090.4102,"end":2090.6501,"confidence":0.9999087,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.011737734079360962},{"word":"bit","start":2090.6501,"end":2090.81,"confidence":0.99961746,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.026665255427360535},{"word":"of","start":2090.81,"end":2090.8901,"confidence":0.9991553,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.007172606885433197},{"word":"a","start":2090.8901,"end":2091.05,"confidence":0.933809,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02329792082309723},{"word":"dip","start":2091.05,"end":2091.2102,"confidence":0.97791934,"punctuated_word":"dip,","sentiment":"neutral","sentiment_score":0.03455197438597679},{"word":"then","start":2091.2102,"end":2091.4502,"confidence":0.9882166,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08301786333322525},{"word":"the","start":2091.4502,"end":2091.53,"confidence":0.98619986,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.040592484176158905},{"word":"fee","start":2091.53,"end":2091.77,"confidence":0.98656076,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.030492611229419708},{"word":"is","start":2091.77,"end":2091.85,"confidence":0.95958066,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09676922112703323},{"word":"gonna","start":2091.85,"end":2092.1702,"confidence":0.99565256,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.12185483425855637},{"word":"be","start":2092.1702,"end":2092.33,"confidence":0.9965563,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11920848488807678},{"word":"lower","start":2092.33,"end":2092.57,"confidence":0.9974578,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.04680266231298447},{"word":"there","start":2092.57,"end":2092.81,"confidence":0.9997576,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.13553112745285034},{"word":"as","start":2092.81,"end":2092.9702,"confidence":0.99983835,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15506437420845032},{"word":"well","start":2092.9702,"end":2093.29,"confidence":0.9999078,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.13607797026634216},{"word":"does","start":2093.29,"end":2093.53,"confidence":0.99894685,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.13772407174110413},{"word":"that","start":2093.53,"end":2093.6902,"confidence":0.9998343,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21122774481773376},{"word":"make","start":2093.6902,"end":2093.9302,"confidence":0.99283147,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1460280418395996},{"word":"sense","start":2093.9302,"end":2094.4302,"confidence":0.9998313,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.13166019320487976},{"word":"yeah","start":2096.01,"end":2096.385,"confidence":0.99796236,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.41810211539268494},{"word":"that's","start":2101.745,"end":2102.225,"confidence":0.98804283,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6623792052268982},{"word":"exactly","start":2102.225,"end":2102.705,"confidence":0.99970144,"punctuated_word":"exactly","sentiment":"positive","sentiment_score":0.6190213561058044},{"word":"right","start":2102.705,"end":2103.025,"confidence":0.99981445,"punctuated_word":"right.","sentiment":"positive","sentiment_score":0.6109327077865601},{"word":"it's","start":2103.025,"end":2103.345,"confidence":0.999787,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5195051431655884},{"word":"all","start":2103.345,"end":2103.585,"confidence":0.9998776,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4256667494773865},{"word":"linked","start":2103.585,"end":2103.905,"confidence":0.96920615,"punctuated_word":"linked","sentiment":"positive","sentiment_score":0.47569969296455383},{"word":"to","start":2103.905,"end":2104.065,"confidence":0.99835724,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.49359485507011414},{"word":"the","start":2104.065,"end":2104.225,"confidence":0.994724,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4780561625957489},{"word":"performance","start":2104.225,"end":2104.705,"confidence":0.99981123,"punctuated_word":"performance","sentiment":"positive","sentiment_score":0.5115596652030945},{"word":"of","start":2104.705,"end":2104.785,"confidence":0.9998591,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5095090866088867},{"word":"your","start":2104.785,"end":2105.025,"confidence":0.99964607,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.471565306186676},{"word":"portfolio","start":2105.025,"end":2105.525,"confidence":0.9514695,"punctuated_word":"portfolio,","sentiment":"positive","sentiment_score":0.39635422825813293},{"word":"and","start":2105.665,"end":2105.825,"confidence":0.99983335,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3356953561306},{"word":"we","start":2105.825,"end":2105.985,"confidence":0.9999459,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4229714572429657},{"word":"want","start":2105.985,"end":2106.145,"confidence":0.99057287,"punctuated_word":"want","sentiment":"positive","sentiment_score":0.5207710862159729},{"word":"it","start":2106.145,"end":2106.305,"confidence":0.9994667,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5804610848426819},{"word":"to","start":2106.305,"end":2106.465,"confidence":0.9994765,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4594208300113678},{"word":"be","start":2106.465,"end":2106.625,"confidence":0.9995395,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.44193461537361145},{"word":"working","start":2106.625,"end":2107.025,"confidence":0.9999262,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.5557845830917358},{"word":"really","start":2107.025,"end":2107.265,"confidence":0.99987066,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5374994277954102},{"word":"well","start":2107.265,"end":2107.745,"confidence":0.9996382,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.5102442502975464},{"word":"at","start":2107.745,"end":2107.905,"confidence":0.5788135,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.44841504096984863},{"word":"times","start":2107.905,"end":2108.225,"confidence":0.9955525,"punctuated_word":"times","sentiment":"neutral","sentiment_score":0.32088690996170044},{"word":"when","start":2108.225,"end":2108.385,"confidence":0.509011,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.23671185970306396},{"word":"the","start":2108.385,"end":2108.545,"confidence":0.9974833,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05313961207866669},{"word":"market","start":2108.545,"end":2108.865,"confidence":0.99967456,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.006947219371795654},{"word":"might","start":2108.865,"end":2109.105,"confidence":0.9995479,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.08564096689224243},{"word":"not","start":2109.105,"end":2109.265,"confidence":0.99921334,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05110226571559906},{"word":"be","start":2109.265,"end":2109.425,"confidence":0.99977976,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.004389435052871704},{"word":"performing","start":2109.425,"end":2109.925,"confidence":0.779224,"punctuated_word":"performing.","sentiment":"neutral","sentiment_score":0.10256360471248628},{"word":"it's","start":2109.985,"end":2110.225,"confidence":0.994308,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.11767250299453735},{"word":"because","start":2110.225,"end":2110.725,"confidence":0.9960969,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06376319378614426},{"word":"everything","start":2110.945,"end":2111.345,"confidence":0.70212334,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.01684872806072235},{"word":"on","start":2111.345,"end":2111.585,"confidence":0.99938333,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.05416803061962128},{"word":"the","start":2111.585,"end":2111.745,"confidence":0.9996358,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01150059700012207},{"word":"outside's","start":2111.745,"end":2112.245,"confidence":0.79767823,"punctuated_word":"outside's","sentiment":"neutral","sentiment_score":-0.06366664171218872},{"word":"not","start":2112.6,"end":2112.84,"confidence":0.9997297,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10128237307071686},{"word":"working","start":2112.84,"end":2113.24,"confidence":0.9999602,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.06926657259464264},{"word":"very","start":2113.24,"end":2113.4802,"confidence":0.9998481,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.07678672671318054},{"word":"well","start":2113.4802,"end":2113.9802,"confidence":0.7975309,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.03361190855503082},{"word":"and","start":2114.12,"end":2114.28,"confidence":0.9185928,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.012787953019142153},{"word":"then","start":2114.28,"end":2114.4402,"confidence":0.99970275,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.008376963436603546},{"word":"the","start":2114.4402,"end":2114.6,"confidence":0.99887615,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12908539175987244},{"word":"markets","start":2114.6,"end":2115.0,"confidence":0.9528703,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.21664972603321075},{"word":"might","start":2115.0,"end":2115.1602,"confidence":0.999782,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.05638886243104935},{"word":"be","start":2115.1602,"end":2115.32,"confidence":0.99940586,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1007193997502327},{"word":"down","start":2115.32,"end":2115.56,"confidence":0.9997222,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.09811466932296752},{"word":"for","start":2115.56,"end":2115.7202,"confidence":0.98296076,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11523296684026718},{"word":"some","start":2115.7202,"end":2115.8801,"confidence":0.9997646,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.11092504858970642},{"word":"particular","start":2115.8801,"end":2116.36,"confidence":0.99962485,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":-0.11069992929697035},{"word":"reason","start":2116.36,"end":2116.84,"confidence":0.894802,"punctuated_word":"reason,","sentiment":"neutral","sentiment_score":-0.11022719740867616},{"word":"then","start":2116.84,"end":2117.08,"confidence":0.9987356,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.040013931691646576},{"word":"our","start":2117.08,"end":2117.32,"confidence":0.937055,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.11408179998397829},{"word":"fee","start":2117.32,"end":2117.56,"confidence":0.9860334,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.1181553229689598},{"word":"takes","start":2117.56,"end":2117.8,"confidence":0.9994753,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":-0.08533165603876114},{"word":"a","start":2117.8,"end":2117.8801,"confidence":0.9994844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06425042450428009},{"word":"bit","start":2117.8801,"end":2118.12,"confidence":0.99970007,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1133510321378708},{"word":"of","start":2118.12,"end":2118.2002,"confidence":0.99941826,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10377843677997588},{"word":"a","start":2118.2002,"end":2118.28,"confidence":0.99605113,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08220457285642624},{"word":"dip","start":2118.28,"end":2118.52,"confidence":0.9881677,"punctuated_word":"dip","sentiment":"neutral","sentiment_score":-0.07153403759002686},{"word":"with","start":2118.52,"end":2118.6802,"confidence":0.999113,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.08167042583227158},{"word":"it","start":2118.6802,"end":2119.1602,"confidence":0.99962264,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.042875416576862335},{"word":"okay","start":2119.1602,"end":2119.6602,"confidence":0.99304485,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.025602729991078377},{"word":"yep","start":2121.0,"end":2121.5,"confidence":0.98631346,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0001196637749671936},{"word":"yep","start":2127.4001,"end":2127.735,"confidence":0.94672596,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05684773251414299},{"word":"yep","start":2128.375,"end":2128.875,"confidence":0.9090613,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07267531007528305},{"word":"yeah","start":2137.5752,"end":2138.0752,"confidence":0.6787746,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1083892658352852},{"word":"yep","start":2139.415,"end":2139.84,"confidence":0.8480259,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08317606151103973},{"word":"yeah","start":2144.56,"end":2144.8801,"confidence":0.9973227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06545282900333405},{"word":"no","start":2144.8801,"end":2145.28,"confidence":0.9978337,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.07371944934129715},{"word":"absolutely","start":2145.28,"end":2145.78,"confidence":0.99774563,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.28906548023223877},{"word":"that","start":2146.0,"end":2146.1602,"confidence":0.9997372,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4015664458274842},{"word":"is","start":2146.1602,"end":2146.32,"confidence":0.9998435,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.31787073612213135},{"word":"not","start":2146.32,"end":2146.48,"confidence":0.9998785,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.3521495461463928},{"word":"a","start":2146.48,"end":2146.6401,"confidence":0.99899524,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32122647762298584},{"word":"problem","start":2146.6401,"end":2146.9602,"confidence":0.99995494,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.38002267479896545},{"word":"at","start":2146.9602,"end":2147.04,"confidence":0.99973994,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4146132171154022},{"word":"all","start":2147.04,"end":2147.2002,"confidence":0.99988073,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.4457840323448181},{"word":"we","start":2147.2002,"end":2147.36,"confidence":0.9999387,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.5843749642372131},{"word":"can","start":2147.36,"end":2147.52,"confidence":0.9998211,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.6665676236152649},{"word":"absolutely","start":2147.52,"end":2148.0,"confidence":0.9986706,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.6628311276435852},{"word":"help","start":2148.0,"end":2148.1602,"confidence":0.9963881,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.5928059220314026},{"word":"you","start":2148.1602,"end":2148.32,"confidence":0.9995307,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.653505802154541},{"word":"with","start":2148.32,"end":2148.48,"confidence":0.99978584,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.6881955862045288},{"word":"that","start":2148.48,"end":2148.8,"confidence":0.99474454,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5844663381576538},{"word":"not","start":2148.8,"end":2149.04,"confidence":0.99955314,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.4102104008197784},{"word":"a","start":2149.04,"end":2149.12,"confidence":0.9997813,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26437872648239136},{"word":"problem","start":2149.12,"end":2149.62,"confidence":0.9999472,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.3216123580932617},{"word":"the","start":2150.1602,"end":2150.32,"confidence":0.6387228,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.19232046604156497},{"word":"other","start":2150.32,"end":2150.56,"confidence":0.99980754,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.14749427139759064},{"word":"thing","start":2150.56,"end":2150.72,"confidence":0.9996557,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.18635810911655423},{"word":"i","start":2150.72,"end":2150.8801,"confidence":0.99494654,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10880086570978165},{"word":"just","start":2150.8801,"end":2151.04,"confidence":0.9988908,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14667081832885742},{"word":"wanted","start":2151.04,"end":2151.36,"confidence":0.99862576,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.12495335191488266},{"word":"to","start":2151.36,"end":2151.52,"confidence":0.9963471,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.141472190618515},{"word":"sorta","start":2151.52,"end":2151.855,"confidence":0.80602837,"punctuated_word":"sorta","sentiment":"neutral","sentiment_score":0.12058743834495544},{"word":"ask","start":2151.855,"end":2152.095,"confidence":0.99783677,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.12345464527606964},{"word":"was","start":2152.095,"end":2152.335,"confidence":0.96515346,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.07315033674240112},{"word":"when","start":2152.335,"end":2152.575,"confidence":0.7064579,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1110539510846138},{"word":"you","start":2152.575,"end":2152.815,"confidence":0.9962638,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11852466315031052},{"word":"look","start":2152.815,"end":2152.975,"confidence":0.9972288,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.11767321825027466},{"word":"at","start":2152.975,"end":2153.135,"confidence":0.99946517,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13698789477348328},{"word":"your","start":2153.135,"end":2153.295,"confidence":0.9995702,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12432579696178436},{"word":"investment","start":2153.295,"end":2153.695,"confidence":0.4928378,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":0.10095289349555968},{"word":"i","start":2153.695,"end":2153.855,"confidence":0.70094687,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12365294992923737},{"word":"know","start":2153.855,"end":2154.015,"confidence":0.9972331,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.10582564771175385},{"word":"you've","start":2154.015,"end":2154.255,"confidence":0.99114287,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.11906056106090546},{"word":"sort","start":2154.255,"end":2154.4949,"confidence":0.9941876,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.10194319486618042},{"word":"of","start":2154.4949,"end":2154.655,"confidence":0.9880527,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1102081462740898},{"word":"invested","start":2154.655,"end":2155.135,"confidence":0.99938,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.10353431850671768},{"word":"before","start":2155.135,"end":2155.455,"confidence":0.9996356,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.14994195103645325},{"word":"and","start":2155.455,"end":2155.535,"confidence":0.7644058,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11531828343868256},{"word":"you're","start":2155.535,"end":2155.775,"confidence":0.9983903,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.15271952748298645},{"word":"really","start":2155.775,"end":2156.015,"confidence":0.9997334,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.14821109175682068},{"word":"interested","start":2156.015,"end":2156.4949,"confidence":0.9996884,"punctuated_word":"interested","sentiment":"neutral","sentiment_score":0.1457226425409317},{"word":"in","start":2156.4949,"end":2156.575,"confidence":0.9991062,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2500220239162445},{"word":"the","start":2156.575,"end":2156.7349,"confidence":0.9644207,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22521883249282837},{"word":"learning","start":2156.7349,"end":2157.135,"confidence":0.9942058,"punctuated_word":"learning","sentiment":"neutral","sentiment_score":0.2117215096950531},{"word":"aspect","start":2157.135,"end":2157.635,"confidence":0.8929634,"punctuated_word":"aspect.","sentiment":"neutral","sentiment_score":0.14527837932109833},{"word":"do","start":2157.695,"end":2157.935,"confidence":0.9839737,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.11323539912700652},{"word":"you","start":2157.935,"end":2158.255,"confidence":0.99051636,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16157643496990204},{"word":"want","start":2158.255,"end":2158.4949,"confidence":0.9992779,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.17200946807861328},{"word":"to","start":2158.4949,"end":2158.655,"confidence":0.9992237,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1923002302646637},{"word":"be","start":2158.655,"end":2158.815,"confidence":0.9997855,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19191449880599976},{"word":"able","start":2158.815,"end":2159.135,"confidence":0.99978536,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.2250368297100067},{"word":"to","start":2159.135,"end":2159.295,"confidence":0.99921536,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1753637194633484},{"word":"see","start":2159.295,"end":2159.795,"confidence":0.99945,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.21995538473129272},{"word":"the","start":2160.015,"end":2160.175,"confidence":0.9997931,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18160952627658844},{"word":"investments","start":2160.175,"end":2160.675,"confidence":0.9911685,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.12242817878723145},{"word":"that","start":2160.7349,"end":2160.975,"confidence":0.9917486,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23558972775936127},{"word":"your","start":2160.975,"end":2161.135,"confidence":0.9961838,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21133790910243988},{"word":"portfolio","start":2161.135,"end":2161.635,"confidence":0.99969125,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.16625767946243286},{"word":"is","start":2161.855,"end":2162.015,"confidence":0.9944252,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.26920098066329956},{"word":"in","start":2162.015,"end":2162.255,"confidence":0.999713,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.26653942465782166},{"word":"so","start":2162.255,"end":2162.4949,"confidence":0.83259326,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.23887404799461365},{"word":"you","start":2162.4949,"end":2162.575,"confidence":0.99916315,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.279159814119339},{"word":"can","start":2162.575,"end":2162.815,"confidence":0.9994758,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22167925536632535},{"word":"log","start":2162.815,"end":2163.055,"confidence":0.98314065,"punctuated_word":"log","sentiment":"neutral","sentiment_score":0.232855886220932},{"word":"in","start":2163.055,"end":2163.455,"confidence":0.98297143,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.19114215672016144},{"word":"see","start":2163.455,"end":2163.615,"confidence":0.9987606,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2492162883281708},{"word":"them","start":2163.615,"end":2163.935,"confidence":0.99751735,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.24269118905067444},{"word":"see","start":2163.935,"end":2164.095,"confidence":0.99865425,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1744907796382904},{"word":"where","start":2164.095,"end":2164.335,"confidence":0.9664307,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1770419478416443},{"word":"the","start":2164.335,"end":2164.415,"confidence":0.99666804,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21088866889476776},{"word":"money's","start":2164.415,"end":2164.815,"confidence":0.76934505,"punctuated_word":"money's","sentiment":"neutral","sentiment_score":0.18878142535686493},{"word":"invested","start":2164.815,"end":2165.315,"confidence":0.9953171,"punctuated_word":"invested,","sentiment":"neutral","sentiment_score":0.1569294035434723},{"word":"see","start":2165.375,"end":2165.535,"confidence":0.99638236,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.22514687478542328},{"word":"what","start":2165.535,"end":2165.775,"confidence":0.9996092,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.19843468070030212},{"word":"it's","start":2165.775,"end":2165.935,"confidence":0.9824095,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2223576307296753},{"word":"doing","start":2165.935,"end":2166.255,"confidence":0.99991167,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.2570306062698364},{"word":"and","start":2166.255,"end":2166.415,"confidence":0.5120885,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20802676677703855},{"word":"doing","start":2166.415,"end":2166.7349,"confidence":0.52541304,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.2797277569770813},{"word":"more","start":2166.7349,"end":2166.975,"confidence":0.998968,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.19428351521492004},{"word":"learning","start":2166.975,"end":2167.475,"confidence":0.8116511,"punctuated_word":"learning?","sentiment":"neutral","sentiment_score":0.012834430672228336},{"word":"or","start":2167.6702,"end":2167.83,"confidence":0.96656203,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.02753941155970097},{"word":"are","start":2167.83,"end":2167.99,"confidence":0.5894766,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.007704295217990875},{"word":"you","start":2167.99,"end":2168.07,"confidence":0.9990741,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03132399916648865},{"word":"after","start":2168.07,"end":2168.47,"confidence":0.89967245,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.045602958649396896},{"word":"more","start":2168.47,"end":2168.7102,"confidence":0.99827623,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.05926373973488808},{"word":"of","start":2168.7102,"end":2168.79,"confidence":0.9984896,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04989198595285416},{"word":"a","start":2168.79,"end":2169.15,"confidence":0.9990079,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06948840618133545},{"word":"a","start":2169.15,"end":2169.51,"confidence":0.9752353,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09313912689685822},{"word":"a","start":2169.51,"end":2169.6702,"confidence":0.8827679,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10772833973169328},{"word":"portfolio","start":2169.6702,"end":2170.1702,"confidence":0.9997608,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.08575958013534546},{"word":"that","start":2170.47,"end":2170.79,"confidence":0.99933726,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10920986533164978},{"word":"we","start":2170.79,"end":2171.11,"confidence":0.9998915,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09864990413188934},{"word":"just","start":2171.11,"end":2171.59,"confidence":0.9993013,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12065955996513368},{"word":"manage","start":2171.59,"end":2171.99,"confidence":0.991504,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.13902680575847626},{"word":"and","start":2171.99,"end":2172.1501,"confidence":0.7661472,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13994497060775757},{"word":"we","start":2172.1501,"end":2172.3901,"confidence":0.9995945,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1717635989189148},{"word":"can","start":2172.3901,"end":2172.55,"confidence":0.9996499,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17806144058704376},{"word":"make","start":2172.55,"end":2172.87,"confidence":0.9998196,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.21117517352104187},{"word":"investments","start":2172.87,"end":2173.37,"confidence":0.5344516,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.15914879739284515},{"word":"which","start":2173.4302,"end":2173.75,"confidence":0.41256535,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.18490123748779297},{"word":"is","start":2173.75,"end":2173.9102,"confidence":0.9750929,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1614980548620224},{"word":"for","start":2173.9102,"end":2174.1501,"confidence":0.9895893,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17824634909629822},{"word":"you","start":2174.1501,"end":2174.3901,"confidence":0.9997329,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1845112442970276},{"word":"without","start":2174.3901,"end":2174.79,"confidence":0.98978955,"punctuated_word":"without","sentiment":"neutral","sentiment_score":0.1115097627043724},{"word":"you","start":2174.79,"end":2175.03,"confidence":0.9994753,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1267993152141571},{"word":"having","start":2175.03,"end":2175.4302,"confidence":0.99921393,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.10712962597608566},{"word":"to","start":2175.4302,"end":2175.59,"confidence":0.7777939,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10043910145759584},{"word":"kind","start":2175.59,"end":2175.83,"confidence":0.9376756,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.07243663817644119},{"word":"of","start":2175.83,"end":2176.33,"confidence":0.9995247,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10663596540689468},{"word":"have","start":2177.59,"end":2177.83,"confidence":0.7557357,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11182980984449388},{"word":"as","start":2177.83,"end":2178.07,"confidence":0.9979766,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08833020180463791},{"word":"much","start":2178.07,"end":2178.31,"confidence":0.9999217,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.11000601202249528},{"word":"visibility","start":2178.31,"end":2178.81,"confidence":0.9828335,"punctuated_word":"visibility?","sentiment":"neutral","sentiment_score":0.08649591356515884},{"word":"what","start":2179.03,"end":2179.27,"confidence":0.9995976,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.05634456127882004},{"word":"would","start":2179.27,"end":2179.4302,"confidence":0.99958307,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07347942888736725},{"word":"you","start":2179.4302,"end":2179.605,"confidence":0.99916553,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06590604782104492},{"word":"sort","start":2179.605,"end":2179.765,"confidence":0.9994351,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07127560675144196},{"word":"of","start":2179.765,"end":2180.005,"confidence":0.9990004,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08295388519763947},{"word":"like","start":2180.005,"end":2180.085,"confidence":0.9972888,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0753115862607956},{"word":"to","start":2180.085,"end":2180.585,"confidence":0.9995939,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08308616280555725},{"word":"see","start":2183.845,"end":2184.325,"confidence":0.996708,"punctuated_word":"see?","sentiment":"neutral","sentiment_score":0.06342434883117676},{"word":"yep","start":2184.325,"end":2184.825,"confidence":0.944968,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14292752742767334},{"word":"perfect","start":2184.965,"end":2185.465,"confidence":0.998414,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3746065497398377},{"word":"and","start":2186.405,"end":2186.645,"confidence":0.9852266,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13946305215358734},{"word":"you","start":2186.645,"end":2186.805,"confidence":0.7403494,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08679980784654617},{"word":"wanna","start":2186.805,"end":2187.125,"confidence":0.9633539,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.08529266715049744},{"word":"sort","start":2187.125,"end":2187.365,"confidence":0.971591,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1052304431796074},{"word":"of","start":2187.365,"end":2187.445,"confidence":0.91759014,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09314807504415512},{"word":"see","start":2187.445,"end":2187.605,"confidence":0.9941818,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.10007607191801073},{"word":"the","start":2187.605,"end":2187.765,"confidence":0.99946946,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07461853325366974},{"word":"investments","start":2187.765,"end":2188.265,"confidence":0.79697144,"punctuated_word":"investments?","sentiment":"neutral","sentiment_score":0.07288672029972076},{"word":"yeah","start":2188.4849,"end":2188.9849,"confidence":0.9983169,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05071102082729339},{"word":"yep","start":2195.285,"end":2195.58,"confidence":0.9935322,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.025237804278731343},{"word":"perfect","start":2198.1401,"end":2198.6401,"confidence":0.99685776,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.13510188460350037},{"word":"yeah","start":2201.26,"end":2201.76,"confidence":0.9985001,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.036753490567207336},{"word":"no","start":2203.9001,"end":2204.1401,"confidence":0.9966208,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.022421251982450485},{"word":"that's","start":2204.1401,"end":2204.46,"confidence":0.99962294,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.22060613334178925},{"word":"absolutely","start":2204.46,"end":2204.9402,"confidence":0.9995499,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.3273322880268097},{"word":"fine","start":2204.9402,"end":2205.26,"confidence":0.99685943,"punctuated_word":"fine,","sentiment":"neutral","sentiment_score":0.3036176562309265},{"word":"kobe","start":2205.26,"end":2205.6602,"confidence":0.7548219,"punctuated_word":"Kobe.","sentiment":"positive","sentiment_score":0.438215434551239},{"word":"it's","start":2205.6602,"end":2205.82,"confidence":0.9990538,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5140278339385986},{"word":"not","start":2205.82,"end":2205.98,"confidence":0.99989283,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.44381725788116455},{"word":"a","start":2205.98,"end":2206.06,"confidence":0.99948186,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.45049622654914856},{"word":"problem","start":2206.06,"end":2206.46,"confidence":0.9610131,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.48480626940727234},{"word":"and","start":2206.46,"end":2206.62,"confidence":0.9992805,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.40676650404930115},{"word":"if","start":2206.62,"end":2206.7002,"confidence":0.99953556,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4369520843029022},{"word":"you","start":2206.7002,"end":2206.86,"confidence":0.999676,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.395519345998764},{"word":"take","start":2206.86,"end":2207.02,"confidence":0.999366,"punctuated_word":"take","sentiment":"positive","sentiment_score":0.4338660836219787},{"word":"on","start":2207.02,"end":2207.1802,"confidence":0.9946725,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4297149181365967},{"word":"the","start":2207.1802,"end":2207.26,"confidence":0.9971468,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.44626855850219727},{"word":"advice","start":2207.26,"end":2207.58,"confidence":0.98300767,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.38686931133270264},{"word":"and","start":2207.58,"end":2207.6602,"confidence":0.9928457,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.33284956216812134},{"word":"come","start":2207.6602,"end":2207.9001,"confidence":0.99961674,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.35506683588027954},{"word":"on","start":2207.9001,"end":2207.98,"confidence":0.7354787,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.33407801389694214},{"word":"board","start":2207.98,"end":2208.22,"confidence":0.9934488,"punctuated_word":"board","sentiment":"positive","sentiment_score":0.38496506214141846},{"word":"as","start":2208.22,"end":2208.3801,"confidence":0.9509964,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3208163380622864},{"word":"a","start":2208.3801,"end":2208.46,"confidence":0.96863616,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3646501302719116},{"word":"client","start":2208.46,"end":2208.7002,"confidence":0.99292725,"punctuated_word":"client,","sentiment":"positive","sentiment_score":0.3789677023887634},{"word":"you'll","start":2208.7002,"end":2208.86,"confidence":0.9889008,"punctuated_word":"you'll","sentiment":"positive","sentiment_score":0.34647661447525024},{"word":"have","start":2208.86,"end":2209.02,"confidence":0.9999225,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.33656665682792664},{"word":"me","start":2209.02,"end":2209.1802,"confidence":0.9984334,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.29935652017593384},{"word":"here","start":2209.1802,"end":2209.4202,"confidence":0.9985915,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.3113288879394531},{"word":"as","start":2209.4202,"end":2209.5,"confidence":0.9984603,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2377486675977707},{"word":"your","start":2209.5,"end":2209.74,"confidence":0.9966979,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2092658281326294},{"word":"adviser","start":2209.74,"end":2210.1401,"confidence":0.9166045,"punctuated_word":"adviser.","sentiment":"neutral","sentiment_score":0.2653181552886963},{"word":"so","start":2210.1401,"end":2210.3,"confidence":0.99906796,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3091564178466797},{"word":"you","start":2210.3,"end":2210.46,"confidence":0.99981314,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.34716910123825073},{"word":"can","start":2210.46,"end":2210.775,"confidence":0.9996965,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2876022756099701},{"word":"email","start":2211.015,"end":2211.255,"confidence":0.9992854,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.31704121828079224},{"word":"me","start":2211.255,"end":2211.4949,"confidence":0.9990635,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.26707780361175537},{"word":"call","start":2211.4949,"end":2211.815,"confidence":0.9995895,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.2649666666984558},{"word":"me","start":2211.815,"end":2212.055,"confidence":0.9987357,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.25076770782470703},{"word":"contact","start":2212.055,"end":2212.4548,"confidence":0.999335,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.1877034902572632},{"word":"me","start":2212.4548,"end":2212.615,"confidence":0.99833727,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.24888876080513},{"word":"when","start":2212.615,"end":2212.775,"confidence":0.94686675,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.25492292642593384},{"word":"you","start":2212.775,"end":2212.855,"confidence":0.99978405,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2840401828289032},{"word":"have","start":2212.855,"end":2213.095,"confidence":0.999154,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2169482409954071},{"word":"questions","start":2213.095,"end":2213.4148,"confidence":0.69775224,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.24005724489688873},{"word":"we","start":2213.4148,"end":2213.6548,"confidence":0.9564223,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2566356062889099},{"word":"can","start":2213.6548,"end":2213.815,"confidence":0.99906224,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2695404291152954},{"word":"talk","start":2213.815,"end":2214.055,"confidence":0.99940836,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.27577903866767883},{"word":"things","start":2214.055,"end":2214.375,"confidence":0.9991991,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2847173810005188},{"word":"through","start":2214.375,"end":2214.875,"confidence":0.95007855,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.2734166383743286},{"word":"well","start":2215.1748,"end":2215.4148,"confidence":0.78104913,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.3155892491340637},{"word":"you'll","start":2215.4148,"end":2215.575,"confidence":0.9951024,"punctuated_word":"you'll","sentiment":"positive","sentiment_score":0.337189257144928},{"word":"get","start":2215.575,"end":2215.815,"confidence":0.9995277,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2798554301261902},{"word":"access","start":2215.815,"end":2216.135,"confidence":0.9997242,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.26543864607810974},{"word":"to","start":2216.135,"end":2216.295,"confidence":0.99894506,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.33071577548980713},{"word":"the","start":2216.295,"end":2216.375,"confidence":0.99883205,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.31347495317459106},{"word":"portal","start":2216.375,"end":2216.775,"confidence":0.94773585,"punctuated_word":"portal","sentiment":"neutral","sentiment_score":0.27626392245292664},{"word":"so","start":2216.775,"end":2216.9348,"confidence":0.7366663,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.30091574788093567},{"word":"you","start":2216.9348,"end":2217.095,"confidence":0.9995977,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2964342534542084},{"word":"can","start":2217.095,"end":2217.255,"confidence":0.9995951,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2790201008319855},{"word":"log","start":2217.255,"end":2217.4148,"confidence":0.93904215,"punctuated_word":"log","sentiment":"neutral","sentiment_score":0.2442421019077301},{"word":"in","start":2217.4148,"end":2217.575,"confidence":0.9955545,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.26387426257133484},{"word":"and","start":2217.575,"end":2217.6548,"confidence":0.98871416,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.28708285093307495},{"word":"see","start":2217.6548,"end":2217.895,"confidence":0.99708027,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.34157997369766235},{"word":"your","start":2217.895,"end":2218.055,"confidence":0.9964964,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3085050880908966},{"word":"investment","start":2218.055,"end":2218.555,"confidence":0.997297,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.1958422064781189},{"word":"profile","start":2218.6948,"end":2219.1948,"confidence":0.99978983,"punctuated_word":"profile.","sentiment":"neutral","sentiment_score":0.3084736466407776},{"word":"it","start":2219.255,"end":2219.4949,"confidence":0.99427927,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.3839273750782013},{"word":"sounds","start":2219.4949,"end":2219.7349,"confidence":0.9893461,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.3854483962059021},{"word":"to","start":2219.7349,"end":2219.895,"confidence":0.987837,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4174913763999939},{"word":"me","start":2219.895,"end":2220.055,"confidence":0.9985141,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4539050161838531},{"word":"like","start":2220.055,"end":2220.295,"confidence":0.89046425,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.4204936623573303},{"word":"you'd","start":2220.295,"end":2220.4548,"confidence":0.9917203,"punctuated_word":"you'd","sentiment":"positive","sentiment_score":0.4760742783546448},{"word":"like","start":2220.4548,"end":2220.615,"confidence":0.9971723,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.43360522389411926},{"word":"a","start":2220.615,"end":2220.855,"confidence":0.9876773,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4273111224174499},{"word":"portfolio","start":2220.855,"end":2221.355,"confidence":0.9997689,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.28847986459732056},{"word":"that","start":2221.4148,"end":2221.575,"confidence":0.99940586,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.45408639311790466},{"word":"gives","start":2221.575,"end":2221.815,"confidence":0.9988217,"punctuated_word":"gives","sentiment":"positive","sentiment_score":0.34889212250709534},{"word":"you","start":2221.815,"end":2221.9749,"confidence":0.99989295,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4060580730438232},{"word":"that","start":2221.9749,"end":2222.2148,"confidence":0.9998148,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3971120715141296},{"word":"visibility","start":2222.2148,"end":2222.7148,"confidence":0.99909747,"punctuated_word":"visibility","sentiment":"positive","sentiment_score":0.3793901205062866},{"word":"so","start":2222.855,"end":2223.015,"confidence":0.8232438,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4298151731491089},{"word":"you","start":2223.015,"end":2223.1748,"confidence":0.99970776,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4310927391052246},{"word":"can","start":2223.1748,"end":2223.4148,"confidence":0.99984765,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4221927225589752},{"word":"learn","start":2223.4148,"end":2223.6548,"confidence":0.7863188,"punctuated_word":"learn.","sentiment":"positive","sentiment_score":0.368267685174942},{"word":"you","start":2223.6548,"end":2223.815,"confidence":0.9996568,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.38736480474472046},{"word":"can","start":2223.815,"end":2224.135,"confidence":0.99989283,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3644464612007141},{"word":"see","start":2224.135,"end":2224.295,"confidence":0.99929535,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.3636744022369385},{"word":"where","start":2224.295,"end":2224.4548,"confidence":0.99884194,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.33092474937438965},{"word":"your","start":2224.4548,"end":2224.6948,"confidence":0.9977156,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3474610447883606},{"word":"money","start":2224.6948,"end":2224.9348,"confidence":0.99993086,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.2873859703540802},{"word":"is","start":2224.9348,"end":2225.34,"confidence":0.9995734,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3462025225162506},{"word":"located","start":2225.6602,"end":2226.1401,"confidence":0.9340394,"punctuated_word":"located,","sentiment":"neutral","sentiment_score":0.3314746916294098},{"word":"and","start":2226.62,"end":2226.78,"confidence":0.9994424,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.34946906566619873},{"word":"can","start":2226.78,"end":2227.02,"confidence":0.9942729,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.33485376834869385},{"word":"sorta","start":2227.02,"end":2227.34,"confidence":0.7422817,"punctuated_word":"sorta","sentiment":"neutral","sentiment_score":0.2875973880290985},{"word":"have","start":2227.34,"end":2227.5,"confidence":0.9990638,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.30835095047950745},{"word":"a","start":2227.5,"end":2227.58,"confidence":0.9987509,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.311032235622406},{"word":"bit","start":2227.58,"end":2227.82,"confidence":0.9703748,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.25749069452285767},{"word":"of","start":2227.82,"end":2227.9001,"confidence":0.9891299,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24822312593460083},{"word":"say","start":2227.9001,"end":2228.06,"confidence":0.8962757,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.30120325088500977},{"word":"in","start":2228.06,"end":2228.22,"confidence":0.99848086,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3173031508922577},{"word":"it","start":2228.22,"end":2228.4602,"confidence":0.9299679,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.30750763416290283},{"word":"so","start":2228.4602,"end":2228.7002,"confidence":0.9987257,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3844681084156037},{"word":"i'm","start":2228.7002,"end":2229.02,"confidence":0.99960977,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.6003892421722412},{"word":"more","start":2229.02,"end":2229.1802,"confidence":0.99958795,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.6525011658668518},{"word":"than","start":2229.1802,"end":2229.34,"confidence":0.99966,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.6719961762428284},{"word":"happy","start":2229.34,"end":2229.58,"confidence":0.9999629,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.6372328400611877},{"word":"to","start":2229.58,"end":2229.6602,"confidence":0.9994722,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6419717073440552},{"word":"look","start":2229.6602,"end":2229.82,"confidence":0.9999187,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.6152535676956177},{"word":"at","start":2229.82,"end":2229.9001,"confidence":0.9997545,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5863154530525208},{"word":"that","start":2229.9001,"end":2230.1401,"confidence":0.9997875,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.6130166053771973},{"word":"do","start":2230.1401,"end":2230.3801,"confidence":0.99941564,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.2829608917236328},{"word":"i","start":2230.3801,"end":2230.4602,"confidence":0.9998859,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.29751157760620117},{"word":"have","start":2230.4602,"end":2230.62,"confidence":0.99997747,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24655252695083615},{"word":"that","start":2230.62,"end":2230.86,"confidence":0.9998394,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2943257987499237},{"word":"fairly","start":2230.86,"end":2231.26,"confidence":0.9836828,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.2398008108139038},{"word":"right","start":2231.26,"end":2231.5,"confidence":0.99722725,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.2531212270259857},{"word":"for","start":2231.5,"end":2231.6602,"confidence":0.9997509,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1537211835384369},{"word":"you","start":2231.6602,"end":2232.1602,"confidence":0.99976075,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.20151448249816897},{"word":"yep","start":2233.82,"end":2234.22,"confidence":0.9500463,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.30965501070022583},{"word":"beautiful","start":2234.22,"end":2234.7002,"confidence":0.99205136,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7216879725456238},{"word":"and","start":2234.7002,"end":2234.86,"confidence":0.9994106,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.7254337668418884},{"word":"i","start":2234.86,"end":2235.02,"confidence":0.99987245,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7834525108337402},{"word":"love","start":2235.02,"end":2235.26,"confidence":0.99864537,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.8118810057640076},{"word":"the","start":2235.26,"end":2235.4202,"confidence":0.99951506,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7885847091674805},{"word":"learning","start":2235.4202,"end":2235.82,"confidence":0.9998522,"punctuated_word":"learning","sentiment":"positive","sentiment_score":0.7758323550224304},{"word":"aspect","start":2235.82,"end":2236.3,"confidence":0.85384965,"punctuated_word":"aspect.","sentiment":"positive","sentiment_score":0.6911290884017944},{"word":"honestly","start":2236.3,"end":2236.8,"confidence":0.99757004,"punctuated_word":"Honestly,","sentiment":"positive","sentiment_score":0.5048583745956421},{"word":"i","start":2236.9402,"end":2237.02,"confidence":0.9998901,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.480377733707428},{"word":"think","start":2237.02,"end":2237.385,"confidence":0.9999293,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.40173065662384033},{"word":"part","start":2237.465,"end":2237.625,"confidence":0.97233766,"punctuated_word":"part","sentiment":"positive","sentiment_score":0.4451760947704315},{"word":"of","start":2237.625,"end":2237.785,"confidence":0.9998952,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4534200429916382},{"word":"my","start":2237.785,"end":2237.865,"confidence":0.99988353,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.5008785128593445},{"word":"job","start":2237.865,"end":2238.265,"confidence":0.9999666,"punctuated_word":"job","sentiment":"positive","sentiment_score":0.5104228258132935},{"word":"as","start":2238.265,"end":2238.425,"confidence":0.980631,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5129132866859436},{"word":"an","start":2238.425,"end":2238.585,"confidence":0.9990695,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.5014360547065735},{"word":"adviser","start":2238.585,"end":2239.065,"confidence":0.9455044,"punctuated_word":"adviser","sentiment":"positive","sentiment_score":0.41364768147468567},{"word":"isn't","start":2239.065,"end":2239.385,"confidence":0.9989872,"punctuated_word":"isn't","sentiment":"positive","sentiment_score":0.47372180223464966},{"word":"just","start":2239.385,"end":2239.625,"confidence":0.99969745,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3473147451877594},{"word":"to","start":2239.625,"end":2239.785,"confidence":0.9921957,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.38665905594825745},{"word":"manage","start":2239.785,"end":2240.025,"confidence":0.9996495,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.3072487711906433},{"word":"money","start":2240.025,"end":2240.345,"confidence":0.86124885,"punctuated_word":"money.","sentiment":"positive","sentiment_score":0.3865172863006592},{"word":"it's","start":2240.345,"end":2240.585,"confidence":0.9995048,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4978573024272918},{"word":"also","start":2240.585,"end":2240.825,"confidence":0.99557555,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.4972195029258728},{"word":"to","start":2240.825,"end":2240.985,"confidence":0.9963385,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4745177924633026},{"word":"teach","start":2240.985,"end":2241.145,"confidence":0.7478672,"punctuated_word":"teach","sentiment":"positive","sentiment_score":0.49431613087654114},{"word":"you","start":2241.145,"end":2241.645,"confidence":0.9990852,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4754621386528015},{"word":"it's","start":2241.945,"end":2242.185,"confidence":0.85660565,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5186318755149841},{"word":"one","start":2242.185,"end":2242.345,"confidence":0.99988866,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.48017367720603943},{"word":"thing","start":2242.345,"end":2242.5051,"confidence":0.99984765,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.5310637354850769},{"word":"to","start":2242.5051,"end":2242.745,"confidence":0.9990976,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.44414204359054565},{"word":"take","start":2242.745,"end":2242.905,"confidence":0.99988425,"punctuated_word":"take","sentiment":"positive","sentiment_score":0.5001116991043091},{"word":"your","start":2242.905,"end":2243.145,"confidence":0.99953294,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.46951887011528015},{"word":"money","start":2243.145,"end":2243.385,"confidence":0.99992657,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.4426388144493103},{"word":"and","start":2243.385,"end":2243.545,"confidence":0.9970921,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3904266655445099},{"word":"do","start":2243.545,"end":2243.785,"confidence":0.9998497,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5011242032051086},{"word":"what","start":2243.785,"end":2244.025,"confidence":0.9995882,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.508944034576416},{"word":"i","start":2244.025,"end":2244.105,"confidence":0.9998915,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.501335084438324},{"word":"need","start":2244.105,"end":2244.345,"confidence":0.9993279,"punctuated_word":"need","sentiment":"positive","sentiment_score":0.4870111644268036},{"word":"to","start":2244.345,"end":2244.5051,"confidence":0.98806494,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4737757444381714},{"word":"with","start":2244.5051,"end":2244.745,"confidence":0.9565108,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4793788492679596},{"word":"it","start":2244.745,"end":2244.905,"confidence":0.9930377,"punctuated_word":"it,","sentiment":"positive","sentiment_score":0.4858973026275635},{"word":"but","start":2244.905,"end":2244.985,"confidence":0.99995255,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.45307657122612},{"word":"it's","start":2244.985,"end":2245.225,"confidence":0.9993155,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5335090160369873},{"word":"another","start":2245.225,"end":2245.545,"confidence":0.999813,"punctuated_word":"another","sentiment":"positive","sentiment_score":0.538021445274353},{"word":"thing","start":2245.545,"end":2245.785,"confidence":0.9995944,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.6048355102539062},{"word":"to","start":2245.785,"end":2245.945,"confidence":0.9923259,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5692581534385681},{"word":"kinda","start":2245.945,"end":2246.265,"confidence":0.9905669,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.5528931617736816},{"word":"show","start":2246.265,"end":2246.5051,"confidence":0.99961334,"punctuated_word":"show","sentiment":"positive","sentiment_score":0.4884185194969177},{"word":"you","start":2246.5051,"end":2246.745,"confidence":0.99964154,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.524695634841919},{"word":"what's","start":2246.745,"end":2246.985,"confidence":0.99977595,"punctuated_word":"what's","sentiment":"positive","sentiment_score":0.5217205882072449},{"word":"going","start":2246.985,"end":2247.225,"confidence":0.9999486,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.5441287755966187},{"word":"on","start":2247.225,"end":2247.465,"confidence":0.9992912,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5731698870658875},{"word":"and","start":2247.465,"end":2247.705,"confidence":0.99761534,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5217593908309937},{"word":"help","start":2247.705,"end":2247.945,"confidence":0.9996301,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.5610758662223816},{"word":"you","start":2247.945,"end":2248.105,"confidence":0.99983084,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5749435424804688},{"word":"learn","start":2248.105,"end":2248.345,"confidence":0.9997292,"punctuated_word":"learn","sentiment":"positive","sentiment_score":0.5039219856262207},{"word":"along","start":2248.345,"end":2248.665,"confidence":0.9997558,"punctuated_word":"along","sentiment":"positive","sentiment_score":0.5706804394721985},{"word":"the","start":2248.665,"end":2248.745,"confidence":0.9994199,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5937263369560242},{"word":"way","start":2248.745,"end":2248.985,"confidence":0.915336,"punctuated_word":"way.","sentiment":"positive","sentiment_score":0.5139566659927368},{"word":"so","start":2248.985,"end":2249.225,"confidence":0.99963486,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.6288980841636658},{"word":"that's","start":2249.225,"end":2249.465,"confidence":0.9998459,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7283768653869629},{"word":"really","start":2249.465,"end":2249.785,"confidence":0.9999145,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7372238039970398},{"word":"cool","start":2249.785,"end":2250.185,"confidence":0.9998865,"punctuated_word":"cool.","sentiment":"positive","sentiment_score":0.6519718766212463},{"word":"okay","start":2250.185,"end":2250.685,"confidence":0.9056849,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2553170621395111},{"word":"perfect","start":2252.49,"end":2252.99,"confidence":0.9990152,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.33994030952453613},{"word":"do","start":2253.1301,"end":2253.29,"confidence":0.48143953,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.1721634417772293},{"word":"you","start":2253.29,"end":2253.45,"confidence":0.99962413,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19199873507022855},{"word":"happen","start":2253.45,"end":2253.85,"confidence":0.9996076,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.17848344147205353},{"word":"to","start":2253.85,"end":2253.93,"confidence":0.99655664,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1952853202819824},{"word":"have","start":2253.93,"end":2254.09,"confidence":0.99969673,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16460148990154266},{"word":"any","start":2254.09,"end":2254.33,"confidence":0.9989064,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1523442417383194},{"word":"questions","start":2254.33,"end":2254.6501,"confidence":0.9992256,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.11844630539417268},{"word":"for","start":2254.6501,"end":2254.8901,"confidence":0.9898628,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10575227439403534},{"word":"me","start":2254.8901,"end":2255.1301,"confidence":0.99991786,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13021032512187958},{"word":"at","start":2255.1301,"end":2255.29,"confidence":0.99931705,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12704867124557495},{"word":"the","start":2255.29,"end":2255.37,"confidence":0.9990351,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1440955549478531},{"word":"moment","start":2255.37,"end":2255.77,"confidence":0.9990598,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.15185579657554626},{"word":"i","start":2255.77,"end":2255.85,"confidence":0.99934477,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11531956493854524},{"word":"know","start":2255.85,"end":2256.01,"confidence":0.9998252,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1032659113407135},{"word":"i've","start":2256.01,"end":2256.25,"confidence":0.9982028,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1263446807861328},{"word":"asked","start":2256.25,"end":2256.57,"confidence":0.9989434,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":0.15116186439990997},{"word":"you","start":2256.57,"end":2256.81,"confidence":0.9993774,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16112825274467468},{"word":"everything","start":2256.81,"end":2257.29,"confidence":0.9997048,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.1581970453262329},{"word":"under","start":2257.29,"end":2257.53,"confidence":0.99438006,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.13447697460651398},{"word":"the","start":2257.53,"end":2257.61,"confidence":0.99695504,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16406817734241486},{"word":"sun","start":2257.61,"end":2257.85,"confidence":0.98207104,"punctuated_word":"sun,","sentiment":"neutral","sentiment_score":0.1859440505504608},{"word":"but","start":2257.85,"end":2258.09,"confidence":0.9986828,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1902436167001724},{"word":"you're","start":2258.09,"end":2258.33,"confidence":0.99707544,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.22739529609680176},{"word":"welcome","start":2258.33,"end":2258.6501,"confidence":0.9996307,"punctuated_word":"welcome","sentiment":"neutral","sentiment_score":0.332955539226532},{"word":"to","start":2258.6501,"end":2258.81,"confidence":0.9985619,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2825576066970825},{"word":"ask","start":2258.81,"end":2259.1301,"confidence":0.99953914,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.29069340229034424},{"word":"me","start":2259.1301,"end":2259.29,"confidence":0.9996006,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2539273798465729},{"word":"anything","start":2259.29,"end":2259.77,"confidence":0.9999138,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.30847275257110596},{"word":"you","start":2259.77,"end":2259.93,"confidence":0.9993926,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2181359976530075},{"word":"like","start":2259.93,"end":2260.25,"confidence":0.9939892,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.23201826214790344},{"word":"as","start":2260.25,"end":2260.4102,"confidence":0.9994579,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2656131088733673},{"word":"well","start":2260.4102,"end":2260.9102,"confidence":0.99573946,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2184767723083496},{"word":"that's","start":2264.01,"end":2264.33,"confidence":0.8566221,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.150995135307312},{"word":"okay","start":2264.33,"end":2264.83,"confidence":0.99917334,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.14180657267570496},{"word":"not","start":2265.77,"end":2266.01,"confidence":0.61044675,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.13037234544754028},{"word":"a","start":2266.01,"end":2266.17,"confidence":0.9994617,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07685303688049316},{"word":"problem","start":2266.17,"end":2266.67,"confidence":0.9993382,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.0988180935382843},{"word":"yep","start":2271.585,"end":2271.9849,"confidence":0.85766804,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07209096848964691},{"word":"that's","start":2271.9849,"end":2272.385,"confidence":0.9917622,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.20481309294700625},{"word":"absolutely","start":2272.385,"end":2272.885,"confidence":0.99957794,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.2572738528251648},{"word":"fine","start":2272.9448,"end":2273.1848,"confidence":0.99915445,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.23650014400482175},{"word":"so","start":2273.1848,"end":2273.4248,"confidence":0.99875486,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1819528341293335},{"word":"what","start":2273.4248,"end":2273.585,"confidence":0.9995436,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.17416441440582275},{"word":"i'll","start":2273.585,"end":2273.7449,"confidence":0.99993616,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.14451955258846283},{"word":"do","start":2273.7449,"end":2273.9849,"confidence":0.9996799,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13890157639980316},{"word":"after","start":2273.9849,"end":2274.305,"confidence":0.9993622,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.13137440383434296},{"word":"the","start":2274.305,"end":2274.385,"confidence":0.9990945,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1226000189781189},{"word":"call","start":2274.385,"end":2274.625,"confidence":0.99996793,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.1209653913974762},{"word":"is","start":2274.625,"end":2274.785,"confidence":0.99865794,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13887330889701843},{"word":"i'll","start":2274.785,"end":2274.9448,"confidence":0.9973439,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15278483927249908},{"word":"get","start":2274.9448,"end":2275.105,"confidence":0.9998971,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14475764334201813},{"word":"the","start":2275.105,"end":2275.1848,"confidence":0.9996567,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12779709696769714},{"word":"team","start":2275.1848,"end":2275.4248,"confidence":0.9854805,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.13876137137413025},{"word":"to","start":2275.4248,"end":2275.6648,"confidence":0.9991541,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15056660771369934},{"word":"send","start":2275.6648,"end":2275.825,"confidence":0.9999404,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.12079928815364838},{"word":"you","start":2275.825,"end":2275.9849,"confidence":0.9999107,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1235286146402359},{"word":"an","start":2275.9849,"end":2276.2249,"confidence":0.9998779,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09489843249320984},{"word":"email","start":2276.2249,"end":2276.7249,"confidence":0.9938787,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.04032961651682854},{"word":"they","start":2277.025,"end":2277.265,"confidence":0.5810481,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.20867055654525757},{"word":"will","start":2277.265,"end":2277.4248,"confidence":0.999966,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.19249963760375977},{"word":"have","start":2277.4248,"end":2277.585,"confidence":0.99988854,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24506914615631104},{"word":"a","start":2277.585,"end":2277.6648,"confidence":0.9997055,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.189850315451622},{"word":"copy","start":2277.6648,"end":2277.9849,"confidence":0.9999428,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.13816019892692566},{"word":"of","start":2277.9849,"end":2278.065,"confidence":0.9998839,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17550387978553772},{"word":"our","start":2278.065,"end":2278.305,"confidence":0.9685551,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.20407211780548096},{"word":"financial","start":2278.305,"end":2278.785,"confidence":0.9984983,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.15371786057949066},{"word":"services","start":2278.785,"end":2279.265,"confidence":0.9982925,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.1052878275513649},{"word":"guide","start":2279.265,"end":2279.585,"confidence":0.99173695,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.14243142306804657},{"word":"attached","start":2279.585,"end":2279.9849,"confidence":0.9952336,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.19647203385829928},{"word":"there","start":2279.9849,"end":2280.2249,"confidence":0.99234664,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2433621734380722},{"word":"for","start":2280.2249,"end":2280.385,"confidence":0.9999294,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20793253183364868},{"word":"you","start":2280.385,"end":2280.84,"confidence":0.99975526,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.17519813776016235},{"word":"i'll","start":2281.1602,"end":2281.32,"confidence":0.9932885,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15161745250225067},{"word":"go","start":2281.32,"end":2281.48,"confidence":0.99988294,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.17286938428878784},{"word":"back","start":2281.48,"end":2281.72,"confidence":0.99996245,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.16197681427001953},{"word":"in","start":2281.72,"end":2281.8,"confidence":0.96110183,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1505609154701233},{"word":"the","start":2281.8,"end":2281.8801,"confidence":0.9991391,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13472652435302734},{"word":"meantime","start":2281.8801,"end":2282.36,"confidence":0.97793007,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.16872000694274902},{"word":"do","start":2282.36,"end":2282.44,"confidence":0.9994281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14936937391757965},{"word":"a","start":2282.44,"end":2282.52,"confidence":0.9992761,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1956830620765686},{"word":"bit","start":2282.52,"end":2282.6802,"confidence":0.9971259,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18290214240550995},{"word":"of","start":2282.6802,"end":2282.84,"confidence":0.99924314,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1794043332338333},{"word":"research","start":2282.84,"end":2283.32,"confidence":0.998251,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.12781856954097748},{"word":"there","start":2283.32,"end":2283.48,"confidence":0.99607843,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.215785413980484},{"word":"for","start":2283.48,"end":2283.6401,"confidence":0.9996061,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2302441298961639},{"word":"you","start":2283.6401,"end":2283.9602,"confidence":0.9861215,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1845821589231491},{"word":"have","start":2283.9602,"end":2284.04,"confidence":0.9990207,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17780987918376925},{"word":"a","start":2284.04,"end":2284.12,"confidence":0.999721,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18971534073352816},{"word":"look","start":2284.12,"end":2284.36,"confidence":0.999959,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1622578352689743},{"word":"at","start":2284.36,"end":2284.4402,"confidence":0.9607064,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1643524318933487},{"word":"what","start":2284.4402,"end":2284.6,"confidence":0.99993336,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1724226027727127},{"word":"we","start":2284.6,"end":2284.76,"confidence":0.99984336,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16664506494998932},{"word":"can","start":2284.76,"end":2284.9202,"confidence":0.9999169,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15667419135570526},{"word":"do","start":2284.9202,"end":2285.4202,"confidence":0.9941247,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.18458706140518188},{"word":"i'll","start":2285.8,"end":2285.9602,"confidence":0.94461024,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2103318423032761},{"word":"be","start":2285.9602,"end":2286.2002,"confidence":0.9968081,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.22372975945472717},{"word":"able","start":2286.2002,"end":2286.2803,"confidence":0.9896853,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.2438921332359314},{"word":"to","start":2286.2803,"end":2286.36,"confidence":0.98481846,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27247950434684753},{"word":"get","start":2286.36,"end":2286.52,"confidence":0.9995735,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.23013322055339813},{"word":"the","start":2286.52,"end":2286.6,"confidence":0.99932516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.253517210483551},{"word":"advice","start":2286.6,"end":2287.0,"confidence":0.98150796,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.18876178562641144},{"word":"together","start":2287.0,"end":2287.32,"confidence":0.9987998,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.24292239546775815},{"word":"just","start":2287.32,"end":2287.48,"confidence":0.9803459,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2943459451198578},{"word":"in","start":2287.48,"end":2287.6401,"confidence":0.99860877,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2648162245750427},{"word":"a","start":2287.6401,"end":2287.72,"confidence":0.99826366,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26047471165657043},{"word":"couple","start":2287.72,"end":2288.04,"confidence":0.99993134,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.2190900146961212},{"word":"of","start":2288.04,"end":2288.12,"confidence":0.98442125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23425209522247312},{"word":"weeks","start":2288.12,"end":2288.4402,"confidence":0.9995571,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.2253044992685318},{"word":"for","start":2288.4402,"end":2288.52,"confidence":0.9998016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2387252002954483},{"word":"you","start":2288.52,"end":2288.76,"confidence":0.9994842,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.19535057246685028},{"word":"i","start":2288.76,"end":2288.84,"confidence":0.9999596,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13458837568759918},{"word":"would","start":2288.84,"end":2289.0,"confidence":0.9999658,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10747203975915907},{"word":"expect","start":2289.0,"end":2289.4001,"confidence":0.99981076,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":0.0975804477930069},{"word":"probably","start":2289.4001,"end":2289.72,"confidence":0.927487,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.10678566992282867},{"word":"about","start":2289.72,"end":2289.9602,"confidence":0.9880613,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11705373972654344},{"word":"three","start":2289.9602,"end":2290.12,"confidence":0.999828,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.12554550170898438},{"word":"weeks","start":2290.12,"end":2290.36,"confidence":0.99970067,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.13630807399749756},{"word":"to","start":2290.36,"end":2290.52,"confidence":0.99943465,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15118856728076935},{"word":"get","start":2290.52,"end":2290.6802,"confidence":0.9999591,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13738557696342468},{"word":"it","start":2290.6802,"end":2290.84,"confidence":0.99883896,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15919069945812225},{"word":"prepared","start":2290.84,"end":2291.1602,"confidence":0.9989066,"punctuated_word":"prepared","sentiment":"neutral","sentiment_score":0.1112501323223114},{"word":"if","start":2291.1602,"end":2291.32,"confidence":0.695764,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13772599399089813},{"word":"that's","start":2291.32,"end":2291.56,"confidence":0.9997251,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.15273356437683103},{"word":"okay","start":2291.56,"end":2291.8801,"confidence":0.99977165,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.15652859210968018},{"word":"with","start":2291.8801,"end":2292.04,"confidence":0.99911076,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11110836267471312},{"word":"you","start":2292.04,"end":2292.2002,"confidence":0.9953117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1219675987958908},{"word":"is","start":2292.2002,"end":2292.36,"confidence":0.998657,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.13271230459213257},{"word":"that","start":2292.36,"end":2292.6,"confidence":0.99984396,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17610080540180206},{"word":"okay","start":2292.6,"end":2293.1,"confidence":0.9997752,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.16404631733894348},{"word":"yep","start":2294.7148,"end":2295.1948,"confidence":0.9340893,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.4865508675575256},{"word":"beautiful","start":2295.1948,"end":2295.6748,"confidence":0.9997831,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7824660539627075},{"word":"we'll","start":2295.6748,"end":2295.9148,"confidence":0.99807584,"punctuated_word":"We'll","sentiment":"positive","sentiment_score":0.6754716634750366},{"word":"have","start":2295.9148,"end":2296.1548,"confidence":0.999926,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.7384749054908752},{"word":"the","start":2296.1548,"end":2296.2349,"confidence":0.9991786,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7383233904838562},{"word":"advice","start":2296.2349,"end":2296.635,"confidence":0.93582594,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.7026891708374023},{"word":"document","start":2296.635,"end":2297.115,"confidence":0.9962829,"punctuated_word":"document","sentiment":"positive","sentiment_score":0.6396846771240234},{"word":"prepared","start":2297.115,"end":2297.4348,"confidence":0.999742,"punctuated_word":"prepared","sentiment":"positive","sentiment_score":0.6956570744514465},{"word":"and","start":2297.4348,"end":2297.595,"confidence":0.9995371,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7099249958992004},{"word":"ready","start":2297.595,"end":2297.9148,"confidence":0.9999714,"punctuated_word":"ready","sentiment":"positive","sentiment_score":0.7298394441604614},{"word":"to","start":2297.9148,"end":2297.9949,"confidence":0.9994466,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6927198767662048},{"word":"go","start":2297.9949,"end":2298.315,"confidence":0.99983656,"punctuated_word":"go.","sentiment":"positive","sentiment_score":0.6023504137992859},{"word":"i","start":2298.315,"end":2298.3948,"confidence":0.9997434,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3487131595611572},{"word":"can","start":2298.3948,"end":2298.7148,"confidence":0.99974626,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2700265049934387},{"word":"actually","start":2298.7148,"end":2299.035,"confidence":0.9365018,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.2911972999572754},{"word":"while","start":2299.115,"end":2299.355,"confidence":0.8562943,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.28944212198257446},{"word":"i've","start":2299.355,"end":2299.4348,"confidence":0.99865425,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.33937200903892517},{"word":"got","start":2299.4348,"end":2299.595,"confidence":0.99937963,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.3613269031047821},{"word":"you","start":2299.595,"end":2299.6748,"confidence":0.9946042,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29309701919555664},{"word":"here","start":2299.6748,"end":2299.835,"confidence":0.99786854,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.3116852343082428},{"word":"if","start":2299.835,"end":2299.9949,"confidence":0.7180454,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3305455446243286},{"word":"you","start":2299.9949,"end":2300.075,"confidence":0.9998098,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32193708419799805},{"word":"like","start":2300.075,"end":2300.315,"confidence":0.93205255,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.31032198667526245},{"word":"let's","start":2300.315,"end":2300.635,"confidence":0.9986909,"punctuated_word":"let's","sentiment":"positive","sentiment_score":0.3616262078285218},{"word":"book","start":2300.635,"end":2300.795,"confidence":0.9872745,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.2979870140552521},{"word":"you","start":2300.795,"end":2301.035,"confidence":0.9984686,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.325810968875885},{"word":"in","start":2301.035,"end":2301.275,"confidence":0.95989907,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.340933233499527},{"word":"to","start":2301.275,"end":2301.4348,"confidence":0.99965537,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.33313289284706116},{"word":"have","start":2301.4348,"end":2301.595,"confidence":0.9998733,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.33349934220314026},{"word":"that","start":2301.595,"end":2301.9148,"confidence":0.99971193,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.39290285110473633},{"word":"presentation","start":2301.9148,"end":2302.4148,"confidence":0.9996445,"punctuated_word":"presentation","sentiment":"neutral","sentiment_score":0.27999982237815857},{"word":"done","start":2302.795,"end":2303.115,"confidence":0.9997373,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.2873845398426056},{"word":"in","start":2303.115,"end":2303.355,"confidence":0.99972683,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2795861065387726},{"word":"about","start":2303.355,"end":2303.835,"confidence":0.9985952,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2817281484603882},{"word":"three","start":2303.835,"end":2304.1548,"confidence":0.9997905,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.24445970356464383},{"word":"weeks'","start":2304.1548,"end":2304.555,"confidence":0.85160446,"punctuated_word":"weeks'","sentiment":"neutral","sentiment_score":0.2232054173946381},{"word":"time","start":2304.555,"end":2305.055,"confidence":0.99957407,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.20362161099910736},{"word":"so","start":2305.83,"end":2306.33,"confidence":0.9996587,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11642183363437653},{"word":"do","start":2306.3901,"end":2306.6301,"confidence":0.99776137,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05960606783628464},{"word":"you","start":2306.6301,"end":2306.9502,"confidence":0.99975806,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08124811947345734},{"word":"know","start":2306.9502,"end":2307.4502,"confidence":0.9997842,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.08298143744468689},{"word":"what","start":2307.75,"end":2308.07,"confidence":0.9898796,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06594875454902649},{"word":"sort","start":2308.07,"end":2308.3901,"confidence":0.9767149,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06073961779475212},{"word":"of","start":2308.3901,"end":2308.55,"confidence":0.95316696,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.052780233323574066},{"word":"time","start":2308.55,"end":2308.9502,"confidence":0.9994382,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.05831447243690491},{"word":"is","start":2308.9502,"end":2309.1902,"confidence":0.99987817,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03345005586743355},{"word":"better","start":2309.1902,"end":2309.4302,"confidence":0.99931705,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.021252043545246124},{"word":"for","start":2309.4302,"end":2309.59,"confidence":0.99938107,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03377155587077141},{"word":"yourself","start":2309.59,"end":2309.99,"confidence":0.99803895,"punctuated_word":"yourself?","sentiment":"neutral","sentiment_score":0.05789970979094505},{"word":"is","start":2309.99,"end":2310.23,"confidence":0.99977237,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.04234646260738373},{"word":"the","start":2310.23,"end":2310.3901,"confidence":0.9993326,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06656979024410248},{"word":"afternoon","start":2310.3901,"end":2310.8901,"confidence":0.99974114,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.0748216062784195},{"word":"better","start":2310.9502,"end":2311.1902,"confidence":0.9994261,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.058156900107860565},{"word":"for","start":2311.1902,"end":2311.35,"confidence":0.99787736,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05682067573070526},{"word":"yourself","start":2311.35,"end":2311.83,"confidence":0.999081,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.07109956443309784},{"word":"because","start":2311.83,"end":2312.07,"confidence":0.5639719,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08174185454845428},{"word":"you","start":2312.07,"end":2312.31,"confidence":0.99843365,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08881720900535583},{"word":"do","start":2312.31,"end":2312.55,"confidence":0.99832827,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09565041959285736},{"word":"kinda","start":2312.55,"end":2312.87,"confidence":0.76876014,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.09380260109901428},{"word":"work","start":2312.87,"end":2313.11,"confidence":0.9977608,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.08987555652856827},{"word":"nights","start":2313.11,"end":2313.61,"confidence":0.8084613,"punctuated_word":"nights?","sentiment":"neutral","sentiment_score":0.06662117689847946},{"word":"yeah","start":2320.375,"end":2320.695,"confidence":0.8877375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04469992220401764},{"word":"of","start":2320.695,"end":2320.855,"confidence":0.9981369,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":0.05377937853336334},{"word":"course","start":2320.855,"end":2321.2551,"confidence":0.99877584,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":0.06070438772439957},{"word":"absolutely","start":2321.2551,"end":2321.7551,"confidence":0.999782,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.08387787640094757},{"word":"no","start":2325.495,"end":2325.735,"confidence":0.9964256,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0045804232358932495},{"word":"you","start":2325.735,"end":2325.975,"confidence":0.99958307,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0039005279541015625},{"word":"are","start":2325.975,"end":2326.215,"confidence":0.9520714,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07300827652215958},{"word":"absolutely","start":2326.215,"end":2326.715,"confidence":0.9998555,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.08569756150245667},{"word":"fine","start":2326.855,"end":2327.355,"confidence":0.9998849,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.16895590722560885},{"word":"yep","start":2332.615,"end":2333.01,"confidence":0.9267036,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.035046882927417755},{"word":"no","start":2356.195,"end":2356.515,"confidence":0.8866967,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.041455768048763275},{"word":"you're","start":2356.515,"end":2356.915,"confidence":0.96277505,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.0026694636326283216},{"word":"absolutely","start":2356.915,"end":2357.415,"confidence":0.9995198,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":-0.040780916810035706},{"word":"fine","start":2357.4749,"end":2357.795,"confidence":0.99976885,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.008890487253665924},{"word":"worst","start":2357.795,"end":2358.035,"confidence":0.9861936,"punctuated_word":"Worst","sentiment":"neutral","sentiment_score":-0.1160525009036064},{"word":"case","start":2358.035,"end":2358.275,"confidence":0.8896673,"punctuated_word":"case,","sentiment":"neutral","sentiment_score":-0.1118442490696907},{"word":"if","start":2358.275,"end":2358.515,"confidence":0.9994686,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10223650187253952},{"word":"you","start":2358.515,"end":2358.595,"confidence":0.9999201,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06385882943868637},{"word":"like","start":2358.595,"end":2358.9949,"confidence":0.98929286,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.010184139013290404},{"word":"i","start":2358.9949,"end":2359.155,"confidence":0.9998368,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01047070324420929},{"word":"can","start":2359.155,"end":2359.315,"confidence":0.9997491,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.007138654589653015},{"word":"always","start":2359.315,"end":2359.635,"confidence":0.99988604,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.0004607588052749634},{"word":"get","start":2359.635,"end":2359.795,"confidence":0.99966085,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.007944628596305847},{"word":"the","start":2359.795,"end":2359.875,"confidence":0.9994629,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.026140958070755005},{"word":"team","start":2359.875,"end":2360.115,"confidence":0.997549,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.0024586617946624756},{"word":"just","start":2360.115,"end":2360.275,"confidence":0.9978715,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06514307111501694},{"word":"to","start":2360.275,"end":2360.435,"confidence":0.9989046,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03474161773920059},{"word":"follow-up","start":2360.435,"end":2360.675,"confidence":0.980388,"punctuated_word":"follow-up","sentiment":"neutral","sentiment_score":0.00767670338973403},{"word":"with","start":2360.675,"end":2360.835,"confidence":0.9997458,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03368036448955536},{"word":"an","start":2360.835,"end":2360.9949,"confidence":0.99981767,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.03825065493583679},{"word":"email","start":2360.9949,"end":2361.395,"confidence":0.80398494,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.01812225580215454},{"word":"and","start":2361.395,"end":2361.555,"confidence":0.99953187,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.010823041200637816},{"word":"we","start":2361.555,"end":2361.635,"confidence":0.9999174,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04334944486618042},{"word":"can","start":2361.635,"end":2361.875,"confidence":0.99987864,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03068704903125763},{"word":"kinda","start":2361.875,"end":2362.195,"confidence":0.72959185,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.003782879561185837},{"word":"work","start":2362.195,"end":2362.435,"confidence":0.9990113,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.018941357731819153},{"word":"it","start":2362.435,"end":2362.515,"confidence":0.9994641,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01811600476503372},{"word":"out","start":2362.515,"end":2362.675,"confidence":0.9837471,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.03592628613114357},{"word":"it's","start":2362.675,"end":2362.9949,"confidence":0.99740005,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.25869041681289673},{"word":"absolutely","start":2362.9949,"end":2363.4749,"confidence":0.9955048,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.21927061676979065},{"word":"fine","start":2363.4749,"end":2363.85,"confidence":0.9987668,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.19344162940979004},{"word":"yeah","start":2368.9702,"end":2369.4702,"confidence":0.86812085,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010683836415410042},{"word":"don't","start":2370.25,"end":2370.57,"confidence":0.9896061,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.03753628581762314},{"word":"stress","start":2370.57,"end":2370.9702,"confidence":0.99596393,"punctuated_word":"stress.","sentiment":"neutral","sentiment_score":-0.04136548563838005},{"word":"i","start":2370.9702,"end":2371.1301,"confidence":0.99991024,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13456657528877258},{"word":"have","start":2371.1301,"end":2371.37,"confidence":0.8598505,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.17213284969329834},{"word":"no","start":2371.37,"end":2371.53,"confidence":0.99682766,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.2322306931018829},{"word":"more","start":2371.53,"end":2371.6902,"confidence":0.9998903,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.25040924549102783},{"word":"calls","start":2371.6902,"end":2372.01,"confidence":0.999734,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":-0.15785464644432068},{"word":"this","start":2372.01,"end":2372.25,"confidence":0.999617,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.1485905647277832},{"word":"afternoon","start":2372.25,"end":2372.6501,"confidence":0.9976043,"punctuated_word":"afternoon.","sentiment":"neutral","sentiment_score":-0.098147913813591},{"word":"i've","start":2372.6501,"end":2372.8901,"confidence":0.96369576,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.02430013567209244},{"word":"locked","start":2372.8901,"end":2373.1301,"confidence":0.9793799,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":0.008462440222501755},{"word":"everything","start":2373.1301,"end":2373.53,"confidence":0.99964094,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.04992034286260605},{"word":"out","start":2373.53,"end":2373.77,"confidence":0.85469306,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03658138960599899},{"word":"for","start":2373.77,"end":2373.9302,"confidence":0.9991466,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04724062234163284},{"word":"you","start":2373.9302,"end":2374.25,"confidence":0.78456545,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.015673454850912094},{"word":"so","start":2374.25,"end":2374.6501,"confidence":0.99862003,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.003167882561683655},{"word":"do","start":2374.6501,"end":2374.8901,"confidence":0.9991603,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.028143644332885746},{"word":"not","start":2374.8901,"end":2375.05,"confidence":0.99867684,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.046559132635593414},{"word":"worry","start":2375.05,"end":2375.29,"confidence":0.99975103,"punctuated_word":"worry","sentiment":"neutral","sentiment_score":-0.03502389043569565},{"word":"in","start":2375.29,"end":2375.4502,"confidence":0.9982691,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.002806238830089569},{"word":"any","start":2375.4502,"end":2375.61,"confidence":0.9912493,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.18642392754554749},{"word":"way","start":2375.61,"end":2375.865,"confidence":0.9534625,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.2571651339530945},{"word":"shape","start":2375.865,"end":2376.105,"confidence":0.9803543,"punctuated_word":"shape,","sentiment":"positive","sentiment_score":0.3419472575187683},{"word":"or","start":2376.105,"end":2376.185,"confidence":0.9991273,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.3056430220603943},{"word":"form","start":2376.185,"end":2376.685,"confidence":0.99949676,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.20341747999191284},{"word":"that's","start":2377.065,"end":2377.385,"confidence":0.9618686,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1540529429912567},{"word":"okay","start":2377.385,"end":2377.785,"confidence":0.99861383,"punctuated_word":"okay,","sentiment":"neutral","sentiment_score":0.19878152012825012},{"word":"kobi","start":2377.785,"end":2378.285,"confidence":0.7825429,"punctuated_word":"Kobi.","sentiment":"neutral","sentiment_score":0.14848560094833374},{"word":"not","start":2378.825,"end":2379.065,"confidence":0.98663527,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.06225830689072609},{"word":"a","start":2379.065,"end":2379.145,"confidence":0.9539513,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03328404948115349},{"word":"worry","start":2379.145,"end":2379.385,"confidence":0.9997961,"punctuated_word":"worry","sentiment":"neutral","sentiment_score":-0.054446280002593994},{"word":"at","start":2379.385,"end":2379.625,"confidence":0.99588686,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09804582595825195},{"word":"all","start":2379.625,"end":2380.125,"confidence":0.9917793,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.015493500977754591},{"word":"yeah","start":2396.57,"end":2397.07,"confidence":0.89512134,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06114444136619568},{"word":"no","start":2398.09,"end":2398.59,"confidence":0.957301,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13528738915920258},{"word":"no","start":2400.25,"end":2400.6501,"confidence":0.9439187,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10719749331474304},{"word":"that's","start":2400.6501,"end":2401.05,"confidence":0.99894434,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04404044896364212},{"word":"okay","start":2401.05,"end":2401.53,"confidence":0.9994931,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.041347213089466095},{"word":"jordan","start":2401.53,"end":2402.01,"confidence":0.99097544,"punctuated_word":"Jordan","sentiment":"neutral","sentiment_score":0.055527471005916595},{"word":"booked","start":2402.01,"end":2402.25,"confidence":0.99762076,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.08487746119499207},{"word":"you","start":2402.25,"end":2402.33,"confidence":0.9992507,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09842773526906969},{"word":"in","start":2402.33,"end":2402.49,"confidence":0.99969435,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10402806103229524},{"word":"for","start":2402.49,"end":2402.73,"confidence":0.9941906,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11110442131757736},{"word":"today","start":2402.73,"end":2402.97,"confidence":0.9754324,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.10798832774162292},{"word":"and","start":2402.97,"end":2403.1301,"confidence":0.99830234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09986130893230438},{"word":"i","start":2403.1301,"end":2403.21,"confidence":0.9973193,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12925492227077484},{"word":"made","start":2403.21,"end":2403.45,"confidence":0.9954483,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.11614197492599489},{"word":"sure","start":2403.45,"end":2403.69,"confidence":0.99182725,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.08075284957885742},{"word":"that","start":2403.69,"end":2403.85,"confidence":0.97760844,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11928954720497131},{"word":"i","start":2403.85,"end":2403.93,"confidence":0.9802957,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09863224625587463},{"word":"blocked","start":2403.93,"end":2404.245,"confidence":0.87009233,"punctuated_word":"blocked","sentiment":"neutral","sentiment_score":0.0932975560426712},{"word":"it","start":2404.245,"end":2404.3252,"confidence":0.99315566,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.025119706988334656},{"word":"out","start":2404.3252,"end":2404.5652,"confidence":0.99747425,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.051707543432712555},{"word":"so","start":2404.5652,"end":2404.645,"confidence":0.9393493,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11115762591362},{"word":"you","start":2404.645,"end":2404.725,"confidence":0.9994153,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13622161746025083},{"word":"and","start":2404.725,"end":2404.965,"confidence":0.99505746,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09916041791439056},{"word":"i","start":2404.965,"end":2405.125,"confidence":0.99911195,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10675448179244997},{"word":"could","start":2405.125,"end":2405.205,"confidence":0.9991887,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.12704983353614807},{"word":"have","start":2405.205,"end":2405.445,"confidence":0.9994754,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12555211782455444},{"word":"this","start":2405.445,"end":2405.7651,"confidence":0.99923027,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1126532033085823},{"word":"conversation","start":2405.7651,"end":2406.2651,"confidence":0.9787566,"punctuated_word":"conversation.","sentiment":"neutral","sentiment_score":0.10456995666027068},{"word":"absolutely","start":2406.485,"end":2406.985,"confidence":0.99920356,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.15393564105033877},{"word":"sorry","start":2408.0051,"end":2408.3252,"confidence":0.9977168,"punctuated_word":"Sorry","sentiment":"neutral","sentiment_score":-0.05890834704041481},{"word":"about","start":2408.3252,"end":2408.8252,"confidence":0.9984036,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.04854491353034973},{"word":"the","start":2408.8853,"end":2409.3853,"confidence":0.9298549,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05073123052716255},{"word":"sorry","start":2409.685,"end":2409.925,"confidence":0.9914656,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.07220242917537689},{"word":"about","start":2409.925,"end":2410.165,"confidence":0.9960085,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0655810534954071},{"word":"them","start":2410.165,"end":2410.405,"confidence":0.9956072,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.07881984114646912},{"word":"pushing","start":2410.405,"end":2410.645,"confidence":0.9993026,"punctuated_word":"pushing","sentiment":"neutral","sentiment_score":-0.06242518872022629},{"word":"it","start":2410.645,"end":2410.8052,"confidence":0.73163164,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07430367171764374},{"word":"back","start":2410.8052,"end":2411.3052,"confidence":0.9977195,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":-0.04846315458416939},{"word":"yes","start":2411.925,"end":2412.425,"confidence":0.8833612,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04147898778319359},{"word":"so","start":2412.485,"end":2412.985,"confidence":0.9957463,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04911348596215248},{"word":"that","start":2413.3652,"end":2413.6052,"confidence":0.9946713,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05842527002096176},{"word":"brings","start":2413.6052,"end":2414.0051,"confidence":0.9946326,"punctuated_word":"brings","sentiment":"neutral","sentiment_score":0.02527126669883728},{"word":"us","start":2414.0051,"end":2414.3252,"confidence":0.9909638,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.054881952702999115},{"word":"to","start":2414.3252,"end":2414.8252,"confidence":0.9526186,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06085862964391709},{"word":"one","start":2414.885,"end":2415.205,"confidence":0.85690844,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.04981378838419914},{"word":"two","start":2415.205,"end":2415.6052,"confidence":0.99649554,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.05302644893527031},{"word":"three","start":2415.6052,"end":2415.925,"confidence":0.9770875,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":0.04949663206934929},{"word":"it's","start":2415.925,"end":2416.425,"confidence":0.9836304,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04793247580528259},{"word":"from","start":2416.645,"end":2416.8052,"confidence":0.9637681,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.03733723238110542},{"word":"the","start":2416.8052,"end":2417.28,"confidence":0.78241885,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04552432894706726},{"word":"march","start":2417.28,"end":2417.77,"confidence":0.9027529,"punctuated_word":"March","sentiment":"neutral","sentiment_score":0.04315954074263573},{"word":"16","start":2417.77,"end":2418.26,"confidence":0.9027529,"punctuated_word":"16.","sentiment":"neutral","sentiment_score":0.05815590173006058},{"word":"anytime","start":2418.32,"end":2418.8,"confidence":0.9456056,"punctuated_word":"Anytime","sentiment":"neutral","sentiment_score":0.06794898211956024},{"word":"that","start":2418.8,"end":2418.96,"confidence":0.99454427,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.057400044053792953},{"word":"week","start":2418.96,"end":2419.2,"confidence":0.9876203,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.04706514626741409},{"word":"that","start":2419.2,"end":2419.44,"confidence":0.9155145,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0739118680357933},{"word":"suits","start":2419.44,"end":2419.76,"confidence":0.98868215,"punctuated_word":"suits","sentiment":"neutral","sentiment_score":0.051218267530202866},{"word":"yourself","start":2419.76,"end":2420.26,"confidence":0.99618196,"punctuated_word":"yourself.","sentiment":"neutral","sentiment_score":0.07715634256601334},{"word":"the","start":2436.7551,"end":2436.915,"confidence":0.5572655,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.01144980825483799},{"word":"only","start":2436.915,"end":2437.155,"confidence":0.9985092,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.03375612571835518},{"word":"day","start":2437.155,"end":2437.395,"confidence":0.99746007,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.0029897429049015045},{"word":"that","start":2437.395,"end":2437.5552,"confidence":0.99744093,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.037184882909059525},{"word":"week","start":2437.5552,"end":2437.7952,"confidence":0.9959676,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.035267651081085205},{"word":"is","start":2437.7952,"end":2437.955,"confidence":0.90644467,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.049681879580020905},{"word":"a","start":2437.955,"end":2438.115,"confidence":0.9985892,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06791085749864578},{"word":"little","start":2438.115,"end":2438.2751,"confidence":0.9999343,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.07378490269184113},{"word":"bit","start":2438.2751,"end":2438.435,"confidence":0.99936515,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.06108488142490387},{"word":"tight","start":2438.435,"end":2438.675,"confidence":0.93956655,"punctuated_word":"tight","sentiment":"neutral","sentiment_score":-0.06951345503330231},{"word":"for","start":2438.675,"end":2438.7551,"confidence":0.97529083,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07847420126199722},{"word":"me","start":2438.7551,"end":2438.915,"confidence":0.9998672,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.07662948966026306},{"word":"is","start":2438.915,"end":2439.0752,"confidence":0.6411698,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.08664897829294205},{"word":"the","start":2439.0752,"end":2439.235,"confidence":0.9945311,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06585723906755447},{"word":"monday","start":2439.235,"end":2439.5552,"confidence":0.7672117,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":-0.036303408443927765},{"word":"the","start":2439.5552,"end":2439.715,"confidence":0.9996747,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0013910531997680664},{"word":"sixteenth","start":2439.715,"end":2440.195,"confidence":0.8777933,"punctuated_word":"sixteenth,","sentiment":"neutral","sentiment_score":0.01249079778790474},{"word":"but","start":2440.195,"end":2440.355,"confidence":0.96080613,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.02723436802625656},{"word":"the","start":2440.355,"end":2440.5151,"confidence":0.9784225,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05071740597486496},{"word":"tuesday","start":2440.5151,"end":2440.915,"confidence":0.99875104,"punctuated_word":"Tuesday,","sentiment":"neutral","sentiment_score":0.06031736731529236},{"word":"wednesday","start":2440.915,"end":2441.395,"confidence":0.99733734,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":0.05242365226149559},{"word":"thursday","start":2441.395,"end":2441.895,"confidence":0.9986507,"punctuated_word":"Thursday","sentiment":"neutral","sentiment_score":0.09224078059196472},{"word":"is","start":2441.955,"end":2442.195,"confidence":0.98485816,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07266145944595337},{"word":"completely","start":2442.195,"end":2442.695,"confidence":0.9997466,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.12826375663280487},{"word":"free","start":2442.7551,"end":2443.155,"confidence":0.9349537,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.05737321078777313},{"word":"and","start":2443.155,"end":2443.395,"confidence":0.9994605,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09327355027198792},{"word":"i","start":2443.395,"end":2443.475,"confidence":0.99987555,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10181817412376404},{"word":"do","start":2443.475,"end":2443.715,"confidence":0.99680495,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14575016498565674},{"word":"work","start":2443.715,"end":2443.955,"confidence":0.999879,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.09144655615091324},{"word":"later","start":2443.955,"end":2444.2751,"confidence":0.9997105,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.10869605094194412},{"word":"in","start":2444.2751,"end":2444.435,"confidence":0.9998204,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10246893018484116},{"word":"the","start":2444.435,"end":2444.595,"confidence":0.99952066,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09984003007411955},{"word":"afternoon","start":2444.595,"end":2445.095,"confidence":0.99988806,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.12298960238695145},{"word":"till","start":2445.54,"end":2445.78,"confidence":0.91021514,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.1043444201350212},{"word":"about","start":2445.78,"end":2446.28,"confidence":0.9820701,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04979673773050308},{"word":"sort","start":2446.34,"end":2446.6602,"confidence":0.63219607,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04219220951199531},{"word":"of","start":2446.6602,"end":2446.9001,"confidence":0.95012575,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05314630642533302},{"word":"six","start":2446.9001,"end":2447.1401,"confidence":0.9875524,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.08193784207105637},{"word":"or","start":2447.1401,"end":2447.3,"confidence":0.9906527,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.053990986198186874},{"word":"seven","start":2447.3,"end":2447.62,"confidence":0.7878853,"punctuated_word":"seven,","sentiment":"neutral","sentiment_score":0.0867624506354332},{"word":"so","start":2447.62,"end":2447.86,"confidence":0.99923813,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09524469822645187},{"word":"i","start":2447.86,"end":2447.94,"confidence":0.99995124,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1046825796365738},{"word":"can","start":2447.94,"end":2448.18,"confidence":0.9997247,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08540169149637222},{"word":"even","start":2448.18,"end":2448.5,"confidence":0.99978393,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.07271897792816162},{"word":"do","start":2448.5,"end":2448.6602,"confidence":0.9998838,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05812368914484978},{"word":"it","start":2448.6602,"end":2448.74,"confidence":0.9997216,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08182833343744278},{"word":"later","start":2448.74,"end":2449.1401,"confidence":0.9996958,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.05104656517505646},{"word":"for","start":2449.1401,"end":2449.3,"confidence":0.99978215,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06867833435535431},{"word":"you","start":2449.3,"end":2449.46,"confidence":0.99985623,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04092147946357727},{"word":"if","start":2449.46,"end":2449.62,"confidence":0.9832704,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06215175986289978},{"word":"it's","start":2449.62,"end":2449.78,"confidence":0.9997804,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02078448049724102},{"word":"easier","start":2449.78,"end":2450.28,"confidence":0.99944824,"punctuated_word":"easier.","sentiment":"neutral","sentiment_score":0.027448497712612152},{"word":"yep","start":2455.94,"end":2456.44,"confidence":0.99758434,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3983415365219116},{"word":"okay","start":2463.395,"end":2463.895,"confidence":0.9064946,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.19844460487365723},{"word":"perfect","start":2464.035,"end":2464.535,"confidence":0.99965876,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.34206634759902954},{"word":"so","start":2464.9949,"end":2465.4949,"confidence":0.9990152,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17158326506614685},{"word":"i","start":2465.9548,"end":2466.435,"confidence":0.99617636,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18712306022644043},{"word":"have","start":2466.435,"end":2466.935,"confidence":0.99952495,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17738045752048492},{"word":"that","start":2467.075,"end":2467.395,"confidence":0.7431826,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1880882233381271},{"word":"monday","start":2467.395,"end":2467.7148,"confidence":0.76959777,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":0.17271006107330322},{"word":"the","start":2467.7148,"end":2467.9548,"confidence":0.9996501,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1202184036374092},{"word":"sixteenth","start":2467.9548,"end":2468.4548,"confidence":0.9050656,"punctuated_word":"sixteenth.","sentiment":"neutral","sentiment_score":0.14913199841976166},{"word":"i","start":2468.595,"end":2468.835,"confidence":0.9987103,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08152876049280167},{"word":"have","start":2468.835,"end":2469.2349,"confidence":0.99998,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08413804322481155},{"word":"04:00","start":2469.2349,"end":2469.9548,"confidence":0.9998045,"punctuated_word":"04:00","sentiment":"neutral","sentiment_score":0.09853675216436386},{"word":"available","start":2469.9548,"end":2470.4548,"confidence":0.9996366,"punctuated_word":"available.","sentiment":"neutral","sentiment_score":0.09627512842416765},{"word":"is","start":2470.595,"end":2470.755,"confidence":0.9998883,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.1013246476650238},{"word":"that","start":2470.755,"end":2470.915,"confidence":0.99995625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1432175487279892},{"word":"okay","start":2470.915,"end":2471.2349,"confidence":0.99982315,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.1126299574971199},{"word":"for","start":2471.2349,"end":2471.395,"confidence":0.9984309,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10253499448299408},{"word":"you","start":2471.395,"end":2471.88,"confidence":0.99975896,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.12279541790485382},{"word":"yep","start":2473.64,"end":2474.0398,"confidence":0.8549175,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19237087666988373},{"word":"perfect","start":2474.0398,"end":2474.5398,"confidence":0.9941346,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.27008432149887085},{"word":"so","start":2474.5999,"end":2474.92,"confidence":0.99862814,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1041489914059639},{"word":"four","start":2474.92,"end":2475.3198,"confidence":0.98457265,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.09615056961774826},{"word":"04:00","start":2475.3198,"end":2476.0398,"confidence":0.99237514,"punctuated_word":"04:00","sentiment":"neutral","sentiment_score":0.11928965151309968},{"word":"queensland","start":2476.0398,"end":2476.5198,"confidence":0.9910547,"punctuated_word":"Queensland","sentiment":"neutral","sentiment_score":0.1526498794555664},{"word":"time","start":2476.5198,"end":2477.0198,"confidence":0.9785963,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.1401812881231308},{"word":"perfect","start":2477.3198,"end":2477.7998,"confidence":0.9997401,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4243562519550323},{"word":"so","start":2477.7998,"end":2477.96,"confidence":0.99948645,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.31021830439567566},{"word":"i'll","start":2477.96,"end":2478.2,"confidence":0.9998857,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.370184063911438},{"word":"book","start":2478.2,"end":2478.44,"confidence":0.9990086,"punctuated_word":"book","sentiment":"positive","sentiment_score":0.4297700822353363},{"word":"that","start":2478.44,"end":2478.5999,"confidence":0.99988127,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4531790018081665},{"word":"one","start":2478.5999,"end":2478.8398,"confidence":0.999925,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.369967520236969},{"word":"in","start":2478.8398,"end":2479.0,"confidence":0.9999279,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3801920413970947},{"word":"there","start":2479.0,"end":2479.5,"confidence":0.9990561,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.408744752407074},{"word":"when","start":2479.88,"end":2480.0398,"confidence":0.7305662,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.33149152994155884},{"word":"the","start":2480.0398,"end":2480.2,"confidence":0.9988986,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3491312265396118},{"word":"team","start":2480.2,"end":2480.44,"confidence":0.7880575,"punctuated_word":"team","sentiment":"positive","sentiment_score":0.3558364510536194},{"word":"send","start":2480.44,"end":2480.68,"confidence":0.9262723,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.32893404364585876},{"word":"you","start":2480.68,"end":2480.8398,"confidence":0.9998983,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37549152970314026},{"word":"a","start":2480.8398,"end":2480.92,"confidence":0.9996488,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3591947555541992},{"word":"copy","start":2480.92,"end":2481.24,"confidence":0.99987674,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.29368865489959717},{"word":"of","start":2481.24,"end":2481.3198,"confidence":0.9992169,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.32512763142585754},{"word":"our","start":2481.3198,"end":2481.48,"confidence":0.9075342,"punctuated_word":"our","sentiment":"positive","sentiment_score":0.35134902596473694},{"word":"financial","start":2481.48,"end":2481.96,"confidence":0.9974636,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.3058910667896271},{"word":"services","start":2481.96,"end":2482.46,"confidence":0.99956435,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.21462543308734897},{"word":"guide","start":2482.5198,"end":2482.7598,"confidence":0.9893456,"punctuated_word":"guide,","sentiment":"neutral","sentiment_score":0.331892728805542},{"word":"they'll","start":2482.7598,"end":2483.0798,"confidence":0.9960176,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.2950137257575989},{"word":"also","start":2483.0798,"end":2483.4,"confidence":0.9996574,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.2398644983768463},{"word":"pop","start":2483.4,"end":2483.72,"confidence":0.99760973,"punctuated_word":"pop","sentiment":"positive","sentiment_score":0.3730810582637787},{"word":"in","start":2483.72,"end":2483.7998,"confidence":0.9995975,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3389088809490204},{"word":"there","start":2483.7998,"end":2484.285,"confidence":0.9850221,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.34532803297042847},{"word":"the","start":2485.4849,"end":2485.9648,"confidence":0.99936384,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3589842617511749},{"word":"confirmation","start":2485.9648,"end":2486.4648,"confidence":0.99931777,"punctuated_word":"confirmation","sentiment":"neutral","sentiment_score":0.30039361119270325},{"word":"of","start":2486.845,"end":2487.005,"confidence":0.9989557,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3232152462005615},{"word":"the","start":2487.005,"end":2487.1648,"confidence":0.9999156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3117481768131256},{"word":"presentation","start":2487.1648,"end":2487.6648,"confidence":0.9997838,"punctuated_word":"presentation","sentiment":"neutral","sentiment_score":0.24738381803035736},{"word":"time","start":2488.045,"end":2488.365,"confidence":0.99757797,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2794175148010254},{"word":"for","start":2488.365,"end":2488.6848,"confidence":0.99931216,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3688219785690307},{"word":"you","start":2488.6848,"end":2488.845,"confidence":0.9652696,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36630183458328247},{"word":"and","start":2488.845,"end":2489.085,"confidence":0.85527766,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3740086555480957},{"word":"date","start":2489.085,"end":2489.405,"confidence":0.99625504,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.32923462986946106},{"word":"for","start":2489.405,"end":2489.565,"confidence":0.999746,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3534869849681854},{"word":"you","start":2489.565,"end":2489.805,"confidence":0.9998803,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37435048818588257},{"word":"just","start":2489.805,"end":2489.9648,"confidence":0.73073167,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.39704278111457825},{"word":"so","start":2489.9648,"end":2490.125,"confidence":0.9889768,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3774531483650207},{"word":"you","start":2490.125,"end":2490.285,"confidence":0.9994137,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3470255136489868},{"word":"have","start":2490.285,"end":2490.4448,"confidence":0.99901295,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3635654151439667},{"word":"it","start":2490.4448,"end":2490.605,"confidence":0.9996314,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.28645211458206177},{"word":"if","start":2490.605,"end":2490.845,"confidence":0.99970526,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.20648148655891416},{"word":"anything","start":2490.845,"end":2491.2449,"confidence":0.9998209,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.16673603653907776},{"word":"comes","start":2491.2449,"end":2491.4849,"confidence":0.9997712,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.11387504637241364},{"word":"up","start":2491.4849,"end":2491.9849,"confidence":0.99966574,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.10000383108854294},{"word":"and","start":2492.125,"end":2492.365,"confidence":0.98145825,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10755188018083572},{"word":"you","start":2492.365,"end":2492.525,"confidence":0.9998355,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15049472451210022},{"word":"need","start":2492.525,"end":2492.6848,"confidence":0.99993455,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1492919623851776},{"word":"to","start":2492.6848,"end":2492.845,"confidence":0.99980146,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14963050186634064},{"word":"reschedule","start":2492.845,"end":2493.345,"confidence":0.99842256,"punctuated_word":"reschedule,","sentiment":"neutral","sentiment_score":0.14926396310329437},{"word":"you","start":2493.565,"end":2493.645,"confidence":0.99660766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1981225162744522},{"word":"just","start":2493.645,"end":2493.885,"confidence":0.99807394,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17913776636123657},{"word":"let","start":2493.885,"end":2494.045,"confidence":0.99985313,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.17768731713294983},{"word":"me","start":2494.045,"end":2494.2048,"confidence":0.9997676,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.20004644989967343},{"word":"know","start":2494.2048,"end":2494.365,"confidence":0.84982884,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.23595234751701355},{"word":"it's","start":2494.365,"end":2494.605,"confidence":0.999518,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.3931373059749603},{"word":"not","start":2494.605,"end":2494.765,"confidence":0.99989593,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.34458932280540466},{"word":"an","start":2494.765,"end":2494.9248,"confidence":0.9997789,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2785165309906006},{"word":"issue","start":2494.9248,"end":2495.325,"confidence":0.9999199,"punctuated_word":"issue","sentiment":"neutral","sentiment_score":0.2732544541358948},{"word":"at","start":2495.325,"end":2495.4849,"confidence":0.9999528,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4275217354297638},{"word":"all","start":2495.4849,"end":2495.9849,"confidence":0.99973893,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.4413808286190033},{"word":"the","start":2496.6848,"end":2496.845,"confidence":0.9258716,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.3098279535770416},{"word":"in","start":2497.085,"end":2497.2449,"confidence":0.99942005,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.29134708642959595},{"word":"the","start":2497.2449,"end":2497.405,"confidence":0.99975723,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3005008399486542},{"word":"email","start":2497.405,"end":2497.7249,"confidence":0.98340875,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.2978622317314148},{"word":"they'll","start":2497.7249,"end":2497.885,"confidence":0.753384,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.30982887744903564},{"word":"also","start":2497.885,"end":2498.2048,"confidence":0.9996178,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.29484036564826965},{"word":"have","start":2498.2048,"end":2498.365,"confidence":0.9846022,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.3008742928504944},{"word":"the","start":2498.365,"end":2498.4448,"confidence":0.99916923,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26887384057044983},{"word":"financial","start":2498.4448,"end":2498.9248,"confidence":0.99954563,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.2069358229637146},{"word":"services","start":2498.9248,"end":2499.405,"confidence":0.9994012,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.1800125539302826},{"word":"guide","start":2499.405,"end":2499.72,"confidence":0.9998103,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.2734905183315277},{"word":"for","start":2499.72,"end":2499.88,"confidence":0.9999374,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.29429712891578674},{"word":"you","start":2499.88,"end":2500.1199,"confidence":0.94757545,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.2760576009750366},{"word":"which","start":2500.1199,"end":2500.3599,"confidence":0.9998709,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2808450758457184},{"word":"essentially","start":2500.3599,"end":2500.84,"confidence":0.97856504,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.24835354089736936},{"word":"outlines","start":2500.84,"end":2501.24,"confidence":0.99331117,"punctuated_word":"outlines","sentiment":"neutral","sentiment_score":0.2842177748680115},{"word":"everything","start":2501.24,"end":2501.56,"confidence":0.999648,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.2904161512851715},{"word":"about","start":2501.56,"end":2501.8,"confidence":0.998546,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.23067349195480347},{"word":"oakview","start":2501.8,"end":2502.28,"confidence":0.8061074,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.2922004163265228},{"word":"financial","start":2502.28,"end":2502.78,"confidence":0.96136916,"punctuated_word":"Financial,","sentiment":"neutral","sentiment_score":0.27936628460884094},{"word":"who","start":2502.84,"end":2503.0,"confidence":0.9998677,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.31552010774612427},{"word":"we","start":2503.0,"end":2503.16,"confidence":0.9992556,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2735570967197418},{"word":"are","start":2503.16,"end":2503.4,"confidence":0.99926025,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.29503074288368225},{"word":"what","start":2503.4,"end":2503.56,"confidence":0.99978155,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.3332805931568146},{"word":"we","start":2503.56,"end":2503.72,"confidence":0.99965096,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.26509955525398254},{"word":"do","start":2503.72,"end":2503.96,"confidence":0.9994302,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.28009748458862305},{"word":"how","start":2503.96,"end":2504.1199,"confidence":0.9833409,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.3038344085216522},{"word":"we","start":2504.1199,"end":2504.28,"confidence":0.99678504,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.25159597396850586},{"word":"do","start":2504.28,"end":2504.44,"confidence":0.9953139,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.26517584919929504},{"word":"it","start":2504.44,"end":2504.52,"confidence":0.8776691,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.2843031883239746},{"word":"but","start":2504.52,"end":2504.68,"confidence":0.9987361,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.24549193680286407},{"word":"it","start":2504.68,"end":2504.84,"confidence":0.9927366,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.32125797867774963},{"word":"also","start":2504.84,"end":2505.16,"confidence":0.999311,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.27341169118881226},{"word":"has","start":2505.16,"end":2505.4,"confidence":0.99386793,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.29939740896224976},{"word":"some","start":2505.4,"end":2505.64,"confidence":0.99365944,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2845381498336792},{"word":"information","start":2505.64,"end":2506.14,"confidence":0.99978226,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.2788829803466797},{"word":"and","start":2506.2,"end":2506.3599,"confidence":0.9618307,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.33515194058418274},{"word":"a","start":2506.3599,"end":2506.44,"confidence":0.999566,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.384681761264801},{"word":"lovely","start":2506.44,"end":2506.76,"confidence":0.99998534,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.4591706395149231},{"word":"photo","start":2506.76,"end":2507.16,"confidence":0.9998671,"punctuated_word":"photo","sentiment":"positive","sentiment_score":0.4692622423171997},{"word":"of","start":2507.16,"end":2507.24,"confidence":0.9991399,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4115954637527466},{"word":"me","start":2507.24,"end":2507.74,"confidence":0.99280703,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.344470739364624},{"word":"so","start":2508.2,"end":2508.44,"confidence":0.8295692,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.207119882106781},{"word":"you","start":2508.44,"end":2508.52,"confidence":0.9994748,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20463323593139648},{"word":"can","start":2508.52,"end":2508.84,"confidence":0.999803,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24773286283016205},{"word":"look","start":2508.84,"end":2509.0,"confidence":0.9992632,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.20961041748523712},{"word":"in","start":2509.0,"end":2509.16,"confidence":0.99959105,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1860140860080719},{"word":"there","start":2509.16,"end":2509.4,"confidence":0.919816,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.17650344967842102},{"word":"you'll","start":2509.4,"end":2509.64,"confidence":0.99966353,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.19153150916099548},{"word":"see","start":2509.64,"end":2509.88,"confidence":0.99958473,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2156544923782349},{"word":"my","start":2509.88,"end":2510.1199,"confidence":0.99972993,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1882324814796448},{"word":"registration","start":2510.1199,"end":2510.6199,"confidence":0.9975337,"punctuated_word":"registration","sentiment":"neutral","sentiment_score":0.17096412181854248},{"word":"license","start":2510.76,"end":2511.24,"confidence":0.9943534,"punctuated_word":"license","sentiment":"neutral","sentiment_score":0.1354128271341324},{"word":"number","start":2511.24,"end":2511.56,"confidence":0.9405501,"punctuated_word":"number,","sentiment":"neutral","sentiment_score":0.16833913326263428},{"word":"which","start":2511.56,"end":2511.72,"confidence":0.9999522,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.211933895945549},{"word":"is","start":2511.72,"end":2511.88,"confidence":0.9997075,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17102253437042236},{"word":"1304394","start":2511.88,"end":2513.8,"confidence":0.99302596,"punctuated_word":"1304394,","sentiment":"neutral","sentiment_score":0.1844273954629898},{"word":"and","start":2513.8,"end":2513.96,"confidence":0.9995351,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16554735600948334},{"word":"i'm","start":2513.96,"end":2514.1199,"confidence":0.9969282,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.17683842778205872},{"word":"registered","start":2514.1199,"end":2514.6199,"confidence":0.99621636,"punctuated_word":"registered","sentiment":"neutral","sentiment_score":0.17278794944286346},{"word":"through","start":2514.68,"end":2514.92,"confidence":0.9900004,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.19311168789863584},{"word":"asic","start":2514.92,"end":2515.42,"confidence":0.81353164,"punctuated_word":"ASIC.","sentiment":"neutral","sentiment_score":0.18640559911727905},{"word":"and","start":2515.855,"end":2515.935,"confidence":0.9924816,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18253515660762787},{"word":"if","start":2515.935,"end":2516.0151,"confidence":0.99959654,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16484308242797852},{"word":"you","start":2516.0151,"end":2516.095,"confidence":0.9999387,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.180999293923378},{"word":"wanna","start":2516.095,"end":2516.335,"confidence":0.9974612,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.16123153269290924},{"word":"look","start":2516.335,"end":2516.575,"confidence":0.99911433,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1428619921207428},{"word":"on","start":2516.575,"end":2516.655,"confidence":0.81341064,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15105420351028442},{"word":"our","start":2516.655,"end":2516.8152,"confidence":0.99765706,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.16769228875637054},{"word":"website","start":2516.8152,"end":2517.215,"confidence":0.92688835,"punctuated_word":"website,","sentiment":"neutral","sentiment_score":0.1593327820301056},{"word":"ocfinancial.com","start":2517.215,"end":2518.495,"confidence":0.85817844,"punctuated_word":"ocfinancial.com","sentiment":"neutral","sentiment_score":0.17357304692268372},{"word":"today","start":2518.495,"end":2518.8152,"confidence":0.97104704,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.18111318349838257},{"word":"you","start":2518.8152,"end":2518.895,"confidence":0.9996803,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17820151150226593},{"word":"can","start":2518.895,"end":2519.135,"confidence":0.98269707,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16892783343791962},{"word":"also","start":2519.135,"end":2519.455,"confidence":0.99974924,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.16334179043769836},{"word":"scroll","start":2519.455,"end":2519.695,"confidence":0.99888355,"punctuated_word":"scroll","sentiment":"neutral","sentiment_score":0.17397212982177734},{"word":"to","start":2519.695,"end":2519.855,"confidence":0.99448377,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15663662552833557},{"word":"the","start":2519.855,"end":2519.935,"confidence":0.9988783,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1644601821899414},{"word":"bottom","start":2519.935,"end":2520.2551,"confidence":0.99971217,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.1596331000328064},{"word":"and","start":2520.2551,"end":2520.335,"confidence":0.33251792,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17484304308891296},{"word":"those","start":2520.335,"end":2520.575,"confidence":0.9980684,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.18073102831840515},{"word":"documents","start":2520.575,"end":2521.0552,"confidence":0.99826294,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.17113935947418213},{"word":"are","start":2521.0552,"end":2521.2952,"confidence":0.89624447,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2153888642787933},{"word":"attached","start":2521.2952,"end":2521.695,"confidence":0.99891853,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.1803996115922928},{"word":"there","start":2521.695,"end":2522.095,"confidence":0.86360407,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.2251109778881073},{"word":"plus","start":2522.095,"end":2522.335,"confidence":0.9996555,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.25634992122650146},{"word":"some","start":2522.335,"end":2522.495,"confidence":0.98957634,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2995699644088745},{"word":"lovely","start":2522.495,"end":2522.895,"confidence":0.99995816,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.4481403529644013},{"word":"photos","start":2522.895,"end":2523.2952,"confidence":0.9997173,"punctuated_word":"photos","sentiment":"positive","sentiment_score":0.4617479741573334},{"word":"of","start":2523.2952,"end":2523.455,"confidence":0.9996661,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.43802356719970703},{"word":"what","start":2523.455,"end":2523.615,"confidence":0.99820054,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4020991325378418},{"word":"i","start":2523.615,"end":2523.7751,"confidence":0.99817574,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.36002206802368164},{"word":"look","start":2523.7751,"end":2524.095,"confidence":0.9659742,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.3794773519039154},{"word":"like","start":2524.095,"end":2524.335,"confidence":0.9976319,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.42536675930023193},{"word":"for","start":2524.335,"end":2524.575,"confidence":0.999876,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.36217328906059265},{"word":"you","start":2524.575,"end":2525.0552,"confidence":0.9997921,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2211410403251648},{"word":"okay","start":2525.0552,"end":2525.5552,"confidence":0.9799832,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.14299647510051727},{"word":"no","start":2527.7751,"end":2528.0151,"confidence":0.99645805,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.303733229637146},{"word":"that's","start":2528.0151,"end":2528.335,"confidence":0.9997879,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4322463870048523},{"word":"okay","start":2528.335,"end":2528.735,"confidence":0.99976873,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4644078612327576},{"word":"it's","start":2528.735,"end":2529.0552,"confidence":0.9991758,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.8131870627403259},{"word":"absolutely","start":2529.0552,"end":2529.5352,"confidence":0.9966125,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.8140817284584045},{"word":"been","start":2529.5352,"end":2529.7751,"confidence":0.99946374,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.8304852843284607},{"word":"a","start":2529.7751,"end":2530.0151,"confidence":0.999616,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7938863039016724},{"word":"pleasure","start":2530.0151,"end":2530.5151,"confidence":0.9997477,"punctuated_word":"pleasure.","sentiment":"positive","sentiment_score":0.7239793539047241},{"word":"if","start":2531.34,"end":2531.5,"confidence":0.97757214,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.3694300949573517},{"word":"you","start":2531.5,"end":2531.58,"confidence":0.9999099,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3008427619934082},{"word":"find","start":2531.58,"end":2531.82,"confidence":0.9969021,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.3019886910915375},{"word":"you","start":2531.82,"end":2532.06,"confidence":0.992482,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27915260195732117},{"word":"have","start":2532.06,"end":2532.3,"confidence":0.99697936,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23889198899269104},{"word":"any","start":2532.3,"end":2532.54,"confidence":0.9990501,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2373570203781128},{"word":"questions","start":2532.54,"end":2532.9402,"confidence":0.9993155,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.17767776548862457},{"word":"in","start":2532.9402,"end":2533.1,"confidence":0.95723134,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19089603424072263},{"word":"the","start":2533.1,"end":2533.1802,"confidence":0.9999385,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2772842049598694},{"word":"meantime","start":2533.1802,"end":2533.6602,"confidence":0.99860764,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.2344677746295929},{"word":"please","start":2533.6602,"end":2533.9802,"confidence":0.99995184,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.1928815990686417},{"word":"let","start":2533.9802,"end":2534.1401,"confidence":0.9993641,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.21297414600849152},{"word":"me","start":2534.1401,"end":2534.3801,"confidence":0.9998863,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.22656197845935824},{"word":"know","start":2534.3801,"end":2534.8801,"confidence":0.999809,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.26908522844314575},{"word":"i'm","start":2534.9402,"end":2535.1802,"confidence":0.9994813,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.16715717315673828},{"word":"actually","start":2535.1802,"end":2535.5,"confidence":0.9980872,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.1676245778799057},{"word":"just","start":2535.5,"end":2535.74,"confidence":0.9993795,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16502103209495544},{"word":"going","start":2535.74,"end":2535.9802,"confidence":0.9950176,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.12778887152671814},{"word":"to","start":2535.9802,"end":2536.06,"confidence":0.5629099,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13185685873031616},{"word":"because","start":2536.1401,"end":2536.4602,"confidence":0.99295676,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13711704313755035},{"word":"the","start":2536.4602,"end":2536.62,"confidence":0.9984302,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11653123050928116},{"word":"girls","start":2536.62,"end":2537.12,"confidence":0.9192799,"punctuated_word":"girls,","sentiment":"neutral","sentiment_score":0.13747462630271912},{"word":"i","start":2537.34,"end":2537.5,"confidence":0.9998838,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13497406244277954},{"word":"think","start":2537.5,"end":2537.74,"confidence":0.9643048,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.1064012348651886},{"word":"have","start":2537.74,"end":2537.82,"confidence":0.970901,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12181676924228668},{"word":"left","start":2537.82,"end":2538.06,"confidence":0.99788564,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.16540035605430603},{"word":"for","start":2538.06,"end":2538.2202,"confidence":0.9859035,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0951366126537323},{"word":"the","start":2538.2202,"end":2538.3,"confidence":0.96930915,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1126941367983818},{"word":"day","start":2538.3,"end":2538.54,"confidence":0.97405005,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.13946563005447388},{"word":"i'm","start":2538.54,"end":2538.7002,"confidence":0.9995834,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.18526920676231384},{"word":"actually","start":2538.7002,"end":2538.9402,"confidence":0.9988643,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.18109586834907532},{"word":"gonna","start":2538.9402,"end":2539.26,"confidence":0.99934226,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.19108590483665464},{"word":"send","start":2539.26,"end":2539.4202,"confidence":0.99951315,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.19678404927253723},{"word":"you","start":2539.4202,"end":2539.58,"confidence":0.9988237,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17423474788665771},{"word":"this","start":2539.58,"end":2539.82,"confidence":0.99689615,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.16260895133018494},{"word":"email","start":2539.82,"end":2540.1401,"confidence":0.99972683,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.19878235459327695},{"word":"from","start":2540.1401,"end":2540.3801,"confidence":0.9989272,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.12932303547859192},{"word":"my","start":2540.3801,"end":2540.62,"confidence":0.9999366,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1514366865158081},{"word":"email","start":2540.62,"end":2541.02,"confidence":0.9998667,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.19479379057884216},{"word":"now","start":2541.02,"end":2541.52,"confidence":0.95039725,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.16394835710525513},{"word":"that","start":2541.74,"end":2541.9802,"confidence":0.999225,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.1537880301475525},{"word":"way","start":2541.9802,"end":2542.2202,"confidence":0.80160224,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.1930868923664093},{"word":"you","start":2542.2202,"end":2542.3801,"confidence":0.9999143,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.213615283370018},{"word":"have","start":2542.3801,"end":2542.62,"confidence":0.9992101,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.231137216091156},{"word":"the","start":2542.62,"end":2542.78,"confidence":0.9996797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2129323184490204},{"word":"financial","start":2542.78,"end":2543.26,"confidence":0.9952591,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.1765572875738144},{"word":"services","start":2543.26,"end":2543.6602,"confidence":0.99912256,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.14415617287158966},{"word":"guide","start":2543.6602,"end":2543.9001,"confidence":0.80114627,"punctuated_word":"guide,","sentiment":"neutral","sentiment_score":0.19227749109268188},{"word":"but","start":2543.9001,"end":2544.06,"confidence":0.99975866,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.15436898171901703},{"word":"you","start":2544.06,"end":2544.2202,"confidence":0.99983966,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14633557200431824},{"word":"also","start":2544.2202,"end":2544.54,"confidence":0.9997002,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12398242950439452},{"word":"have","start":2544.54,"end":2544.78,"confidence":0.99986506,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15282556414604187},{"word":"my","start":2544.78,"end":2544.9402,"confidence":0.9998883,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.11842374503612518},{"word":"email","start":2544.9402,"end":2545.26,"confidence":0.99995804,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.12258921563625336},{"word":"address","start":2545.26,"end":2545.695,"confidence":0.99821085,"punctuated_word":"address.","sentiment":"neutral","sentiment_score":0.0679422914981842},{"word":"so","start":2545.7751,"end":2545.935,"confidence":0.9998466,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11436957120895386},{"word":"if","start":2545.935,"end":2546.095,"confidence":0.9993679,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06876412779092789},{"word":"you","start":2546.095,"end":2546.175,"confidence":0.9993037,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0978892743587494},{"word":"find","start":2546.175,"end":2546.495,"confidence":0.9947396,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.07996413856744766},{"word":"you","start":2546.495,"end":2546.655,"confidence":0.9890205,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10203200578689577},{"word":"have","start":2546.655,"end":2546.975,"confidence":0.9834979,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.023076992481946945},{"word":"any","start":2546.975,"end":2547.2952,"confidence":0.9997104,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.040678396821022034},{"word":"additional","start":2547.2952,"end":2547.695,"confidence":0.9998896,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.03421304374933243},{"word":"questions","start":2547.695,"end":2548.0151,"confidence":0.9993345,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.035180605947971344},{"word":"that","start":2548.0151,"end":2548.2551,"confidence":0.9998714,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.006476864218711853},{"word":"you","start":2548.2551,"end":2548.335,"confidence":0.9998944,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0025755614042282104},{"word":"didn't","start":2548.335,"end":2548.655,"confidence":0.9999503,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.038856081664562225},{"word":"think","start":2548.655,"end":2548.8152,"confidence":0.9997229,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.004955492913722992},{"word":"of","start":2548.8152,"end":2548.975,"confidence":0.9938479,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03510711342096329},{"word":"today","start":2548.975,"end":2549.375,"confidence":0.9998692,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.06614413857460022},{"word":"that","start":2549.375,"end":2549.5352,"confidence":0.8784523,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05596292018890381},{"word":"you","start":2549.5352,"end":2549.695,"confidence":0.99991703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0742078423500061},{"word":"wanna","start":2549.695,"end":2550.0151,"confidence":0.9986864,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07450362294912338},{"word":"ask","start":2550.0151,"end":2550.2551,"confidence":0.997973,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.05872210115194321},{"word":"me","start":2550.2551,"end":2550.415,"confidence":0.997138,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0828959047794342},{"word":"between","start":2550.415,"end":2550.8152,"confidence":0.99959546,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.03927060216665268},{"word":"now","start":2550.8152,"end":2551.135,"confidence":0.9992143,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.07964607328176498},{"word":"to","start":2551.135,"end":2551.2952,"confidence":0.69134945,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0437646321952343},{"word":"monday","start":2551.2952,"end":2551.695,"confidence":0.9597283,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.04363957419991493},{"word":"the","start":2551.695,"end":2551.855,"confidence":0.55393934,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05554545298218727},{"word":"sixteenth","start":2551.855,"end":2552.355,"confidence":0.996828,"punctuated_word":"sixteenth,","sentiment":"neutral","sentiment_score":0.057186391204595566},{"word":"you","start":2552.655,"end":2552.8152,"confidence":0.99946755,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.054785117506980896},{"word":"can","start":2552.8152,"end":2552.975,"confidence":0.9998472,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.046065233647823334},{"word":"just","start":2552.975,"end":2553.215,"confidence":0.9996081,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0450606495141983},{"word":"email","start":2553.215,"end":2553.615,"confidence":0.99977547,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.07371006906032562},{"word":"me","start":2553.615,"end":2553.855,"confidence":0.99965,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.06626404821872711},{"word":"directly","start":2553.855,"end":2554.355,"confidence":0.9994584,"punctuated_word":"directly.","sentiment":"neutral","sentiment_score":0.04817878827452659},{"word":"okay","start":2554.655,"end":2555.155,"confidence":0.99843526,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.04646492004394531},{"word":"no","start":2557.215,"end":2557.455,"confidence":0.9670855,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.025743108242750168},{"word":"that's","start":2557.455,"end":2557.74,"confidence":0.99972564,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11433780193328856},{"word":"okay","start":2557.9,"end":2558.22,"confidence":0.9996569,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.03970559686422348},{"word":"not","start":2558.22,"end":2558.46,"confidence":0.9995943,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.4025461673736572},{"word":"a","start":2558.46,"end":2558.6199,"confidence":0.9995272,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.40663963556289673},{"word":"problem","start":2558.6199,"end":2558.86,"confidence":0.99993,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.3924018740653992},{"word":"at","start":2558.86,"end":2558.94,"confidence":0.9997044,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4212285280227661},{"word":"all","start":2558.94,"end":2559.18,"confidence":0.9884765,"punctuated_word":"all,","sentiment":"positive","sentiment_score":0.4920608103275299},{"word":"kobe","start":2559.18,"end":2559.42,"confidence":0.759372,"punctuated_word":"Kobe.","sentiment":"positive","sentiment_score":0.4993343353271485},{"word":"it's","start":2559.42,"end":2559.66,"confidence":0.99899995,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.8157231211662292},{"word":"been","start":2559.66,"end":2559.82,"confidence":0.9997004,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.8439111709594727},{"word":"a","start":2559.82,"end":2559.9,"confidence":0.99959344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.8698946833610535},{"word":"pleasure","start":2559.9,"end":2560.3,"confidence":0.9999548,"punctuated_word":"pleasure","sentiment":"positive","sentiment_score":0.8839828968048096},{"word":"to","start":2560.3,"end":2560.38,"confidence":0.9998247,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.9036518335342408},{"word":"meet","start":2560.38,"end":2560.6199,"confidence":0.9993643,"punctuated_word":"meet","sentiment":"positive","sentiment_score":0.863448977470398},{"word":"with","start":2560.6199,"end":2560.78,"confidence":0.98868436,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.8751091957092285},{"word":"you","start":2560.78,"end":2560.94,"confidence":0.9985114,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7881535291671753},{"word":"this","start":2560.94,"end":2561.1,"confidence":0.99828786,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.8056091070175171},{"word":"afternoon","start":2561.1,"end":2561.5,"confidence":0.9916476,"punctuated_word":"afternoon.","sentiment":"positive","sentiment_score":0.790848970413208},{"word":"i","start":2561.5,"end":2561.58,"confidence":0.9829221,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7443544864654541},{"word":"thank","start":2561.58,"end":2561.82,"confidence":0.9994554,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.7179831266403198},{"word":"you","start":2561.82,"end":2561.98,"confidence":0.9994986,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.789472758769989},{"word":"so","start":2561.98,"end":2562.06,"confidence":0.99959844,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7482928037643433},{"word":"much","start":2562.06,"end":2562.3,"confidence":0.99996805,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.794480562210083},{"word":"for","start":2562.3,"end":2562.38,"confidence":0.9991153,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7551460862159729},{"word":"taking","start":2562.38,"end":2562.7,"confidence":0.99979013,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.8384190797805786},{"word":"my","start":2562.7,"end":2562.86,"confidence":0.9999012,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.7667208909988403},{"word":"call","start":2562.86,"end":2563.02,"confidence":0.75601447,"punctuated_word":"call.","sentiment":"positive","sentiment_score":0.7414636015892029},{"word":"and","start":2563.02,"end":2563.18,"confidence":0.93657124,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.2369441390037537},{"word":"again","start":2563.18,"end":2563.42,"confidence":0.9999523,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.08194506168365479},{"word":"i","start":2563.42,"end":2563.5,"confidence":0.9999478,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009112328290939333},{"word":"do","start":2563.5,"end":2563.74,"confidence":0.9997323,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04511551558971405},{"word":"apologize","start":2563.74,"end":2564.22,"confidence":0.9996124,"punctuated_word":"apologize","sentiment":"neutral","sentiment_score":-0.12637300789356232},{"word":"for","start":2564.22,"end":2564.38,"confidence":0.9998275,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07652321457862854},{"word":"waking","start":2564.38,"end":2564.7,"confidence":0.9991835,"punctuated_word":"waking","sentiment":"neutral","sentiment_score":-0.1483735740184784},{"word":"you","start":2564.7,"end":2564.86,"confidence":0.9996847,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.023893088102340695},{"word":"up","start":2564.86,"end":2565.36,"confidence":0.9995018,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.07248830795288086},{"word":"not","start":2567.98,"end":2568.22,"confidence":0.9729624,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.406684935092926},{"word":"a","start":2568.22,"end":2568.3,"confidence":0.75245327,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.30145764350891113},{"word":"worry","start":2568.3,"end":2568.6199,"confidence":0.99791044,"punctuated_word":"worry","sentiment":"neutral","sentiment_score":0.12794648110866547},{"word":"at","start":2568.6199,"end":2568.7,"confidence":0.69948196,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.350710928440094},{"word":"all","start":2568.7,"end":2568.86,"confidence":0.9982879,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.3440636992454529},{"word":"i'll","start":2568.86,"end":2569.02,"confidence":0.9997616,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3543453812599182},{"word":"get","start":2569.02,"end":2569.26,"confidence":0.9991441,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4707813858985901},{"word":"stuck","start":2569.26,"end":2569.5,"confidence":0.9346244,"punctuated_word":"stuck","sentiment":"positive","sentiment_score":0.4465943574905395},{"word":"into","start":2569.5,"end":2569.74,"confidence":0.9873259,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.4583075940608978},{"word":"this","start":2569.74,"end":2569.98,"confidence":0.49062052,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.522272527217865},{"word":"research","start":2569.98,"end":2570.46,"confidence":0.3844985,"punctuated_word":"research","sentiment":"positive","sentiment_score":0.3720701932907105},{"word":"for","start":2570.46,"end":2570.6199,"confidence":0.9923394,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.46530088782310486},{"word":"you","start":2570.6199,"end":2570.94,"confidence":0.9994055,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.446453332901001},{"word":"i'll","start":2570.94,"end":2571.02,"confidence":0.9973389,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3419521749019623},{"word":"have","start":2571.02,"end":2571.26,"confidence":0.9999341,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4261636137962342},{"word":"the","start":2571.26,"end":2571.34,"confidence":0.9995011,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.37816566228866577},{"word":"advice","start":2571.34,"end":2571.74,"confidence":0.9642016,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.3213183283805847},{"word":"ready","start":2571.74,"end":2572.06,"confidence":0.99939585,"punctuated_word":"ready","sentiment":"neutral","sentiment_score":0.2781963348388672},{"word":"to","start":2572.06,"end":2572.22,"confidence":0.9996736,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3522827923297882},{"word":"go","start":2572.22,"end":2572.605,"confidence":0.9998223,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.30344077944755554},{"word":"04:00","start":2572.685,"end":2573.085,"confidence":0.99143344,"punctuated_word":"04:00","sentiment":"neutral","sentiment_score":0.21240586042404175},{"word":"on","start":2573.085,"end":2573.325,"confidence":0.9948849,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1864880621433258},{"word":"monday","start":2573.325,"end":2573.645,"confidence":0.8325294,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":0.1633407026529312},{"word":"march","start":2573.645,"end":2574.125,"confidence":0.9883125,"punctuated_word":"March","sentiment":"neutral","sentiment_score":0.17088982462882996},{"word":"16","start":2574.125,"end":2574.605,"confidence":0.9883125,"punctuated_word":"16,","sentiment":"neutral","sentiment_score":0.22099711000919345},{"word":"and","start":2574.605,"end":2574.685,"confidence":0.99946827,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2391761690378189},{"word":"we'll","start":2574.685,"end":2574.925,"confidence":0.9998628,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.3539223074913025},{"word":"go","start":2574.925,"end":2575.085,"confidence":0.99953187,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4136770963668823},{"word":"through","start":2575.085,"end":2575.325,"confidence":0.99747413,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.3943606317043304},{"word":"it","start":2575.325,"end":2575.405,"confidence":0.98445064,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3891849219799042},{"word":"together","start":2575.405,"end":2575.905,"confidence":0.9997496,"punctuated_word":"together.","sentiment":"positive","sentiment_score":0.36168932914733887},{"word":"i'll","start":2576.285,"end":2576.525,"confidence":0.99996406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.32902050018310547},{"word":"send","start":2576.525,"end":2576.685,"confidence":0.9998838,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.3243873417377472},{"word":"you","start":2576.685,"end":2576.845,"confidence":0.9988403,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35989823937416077},{"word":"the","start":2576.845,"end":2577.005,"confidence":0.99977034,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27617284655570984},{"word":"advice","start":2577.005,"end":2577.4849,"confidence":0.991996,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2849079966545105},{"word":"documents","start":2577.4849,"end":2577.885,"confidence":0.53085214,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.2155570387840271},{"word":"so","start":2577.885,"end":2578.045,"confidence":0.87961245,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.27690425515174866},{"word":"we","start":2578.045,"end":2578.205,"confidence":0.9988477,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.35082414746284485},{"word":"can","start":2578.205,"end":2578.365,"confidence":0.999747,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3320712745189667},{"word":"go","start":2578.365,"end":2578.605,"confidence":0.9997242,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.3917380571365357},{"word":"through","start":2578.605,"end":2578.765,"confidence":0.9993635,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.353251188993454},{"word":"it","start":2578.765,"end":2578.925,"confidence":0.9230559,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.3056102991104126},{"word":"you","start":2578.925,"end":2579.085,"confidence":0.9995227,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2870464324951172},{"word":"can","start":2579.085,"end":2579.2449,"confidence":0.9998627,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.26135554909706116},{"word":"see","start":2579.2449,"end":2579.4849,"confidence":0.99958426,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2301761209964752},{"word":"what","start":2579.4849,"end":2579.645,"confidence":0.99986804,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.22464916110038757},{"word":"we're","start":2579.645,"end":2579.885,"confidence":0.9998835,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.26340335607528687},{"word":"looking","start":2579.885,"end":2580.125,"confidence":0.9998529,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.2593100666999817},{"word":"at","start":2580.125,"end":2580.525,"confidence":0.9993256,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.2437346577644348},{"word":"okay","start":2580.525,"end":2581.025,"confidence":0.9599285,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.2273961901664734},{"word":"thank","start":2583.2449,"end":2583.4849,"confidence":0.9881259,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.710312008857727},{"word":"you","start":2583.4849,"end":2583.725,"confidence":0.9996791,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7944703102111816},{"word":"so","start":2583.725,"end":2583.965,"confidence":0.9994091,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7767336368560791},{"word":"much","start":2583.965,"end":2584.205,"confidence":0.9999472,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8096706867218018},{"word":"for","start":2584.205,"end":2584.365,"confidence":0.99961615,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8006659150123596},{"word":"your","start":2584.365,"end":2584.525,"confidence":0.9993567,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.8192744255065918},{"word":"time","start":2584.525,"end":2584.765,"confidence":0.9997628,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.8598726987838745},{"word":"i","start":2584.765,"end":2584.925,"confidence":0.99993074,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8474506735801697},{"word":"appreciate","start":2584.925,"end":2585.405,"confidence":0.999902,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.7920559048652649},{"word":"that","start":2585.405,"end":2585.565,"confidence":0.999369,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.8364194631576538},{"word":"i","start":2585.565,"end":2585.725,"confidence":0.9997694,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8108547329902649},{"word":"hope","start":2585.725,"end":2585.965,"confidence":0.9999608,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.8133006691932678},{"word":"you","start":2585.965,"end":2586.125,"confidence":0.99995136,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7782437801361084},{"word":"have","start":2586.125,"end":2586.285,"confidence":0.9999665,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.7751626968383789},{"word":"a","start":2586.285,"end":2586.365,"confidence":0.9996517,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.781229555606842},{"word":"good","start":2586.365,"end":2586.525,"confidence":0.9999893,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.7369853258132935},{"word":"afternoon","start":2586.525,"end":2587.025,"confidence":0.99981505,"punctuated_word":"afternoon.","sentiment":"positive","sentiment_score":0.7475613951683044},{"word":"thanks","start":2589.077,"end":2589.4768,"confidence":0.98744196,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.6378375291824341},{"word":"gobi","start":2589.4768,"end":2589.877,"confidence":0.80225164,"punctuated_word":"Gobi.","sentiment":"positive","sentiment_score":0.6637312769889832},{"word":"see","start":2589.877,"end":2590.0369,"confidence":0.9747107,"punctuated_word":"See","sentiment":"positive","sentiment_score":0.4999846816062927},{"word":"you","start":2590.0369,"end":2590.1968,"confidence":0.99895394,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6244590878486633},{"word":"later","start":2590.1968,"end":2590.6968,"confidence":0.99908364,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":-0.10755828022956848}],"paragraphs":{"transcript":"\nHi. Good afternoon. Will this be Kobe? Hi, Kobe. This is Dana by from OC Financial.\n\nHow are you this afternoon? That's good. I had you booked in for a bit of initial consultation. You were looking to get some financial advice. Is now still a good time there for you?\n\nNow's good. I'm so sorry. It sounds like I might have woken you up. I do apologize. Oh, good.\n\nDo you need a few minutes? Are you okay for now? Yep. Oh, good. Not an issue.\n\nWell, thank you so much for taking my call, Kobe. Look. As I mentioned, my name is Dana. I'm one of the financial advisers here at Oakview Financial. Before we jump into the call, I do have to let you know our calls are recorded for quality and training purposes.\n\nAre you happy for me to proceed with that? Yep. Fantastic. Can you hear me okay? I'm so sorry.\n\nThe phone is a little bit crackly. That's all. No. That's honestly okay. If you find you can't hear me or need me to repeat anything, please do do let me know at any point.\n\nOkay? Perfect. So, essentially, with the initial consultation here, it is about just finding out a bit more in detail about what you're after with regard to advice. I can see here that you have a bit of savings set aside, and you were looking to maybe have that invested or looking in interested investing the money in order to maybe have a house deposit. Does that sound about right?\n\nYeah. Perfect. Just to get a bit more of an idea around what your goals are so we can assess whether we're able to help you, Do you know when are you sort of hoping to have that house deposit saved up? Do you have, like, a time frame in mind? Yeah.\n\nPerfect. Do you find you have much left over at the end of the week to be able to keep putting money into an investment portfolio? Yep. Beautiful. Is there a certain level that you'd be comfortable depositing, or is it just a matter of us telling you how much you need to put in on a regular basis to be able to reach that goal?\n\nMhmm. Yeah. Yeah. No. That's okay.\n\nNot a problem at all. Have you ever sort of looked you're right. Sorry. You're fine. Yeah.\n\nOkay. Perfect. Yeah. And is that on a weekly or fortnightly or monthly basis? Fortnightly.\n\nPerfect. Excellent. So you do have quite a bit of excess cash flow there. That's fantastic. Do you know roughly how much you might be trying to put away in order to save for a house deposit?\n\nDo you have you got a goal amount in mind at all? What you need? Yeah. Yeah. That's okay.\n\nAre you just looking to put as much as you weigh into investing and have as much at the end of the seven years as possible? Is that sort of what you're thinking to start with? Or Yep. Yep. That's okay.\n\nIt's a little bit difficult because house prices do go up and down quite a lot, and they have gone up significantly. So you're kind of working trying to work out how much they might be in the next seven years at the same time. Yeah. Yep. Yeah.\n\nWe priced out. Yeah. No. Definitely. No.\n\nThat's okay. Not a problem. Whereabouts are you located? Okay. Yep.\n\nPerfect. Well, we're on the Gold Coast, though. Yeah. There's a bit of a difference there. Yeah.\n\nNo. Awesome. Perfect. Well, have you ever spoken to a financial adviser before? Have you ever sort of thought or thought about getting advice in the past at all?\n\nNo. First time? That's okay. So just to give you a bit of an idea on how we do things is we start by getting a feel for what your goals are, what you're looking at, and how we can help you. We do a initial consultation like this, and then we go through a bit of research with you to make sure we understand your personal and financial circumstances in-depth.\n\nWe then go away and we generate an advice document. It's called a statement of advice, and it's a legal document that outlines what the recommendations are. We outline the advantages, the disadvantages, and the risks involved. We present that to you, and then you get to take that and have a read through and decide whether you choose to take on the advice or not. Okay?\n\nYeah. Perfect. Yeah. Yep. Yeah.\n\nYep. Mhmm. Yep. Yep. Perfect.\n\nYep. Yeah. Yeah. Yeah. Yeah.\n\nNo. Perfect. When you're looking at investing, are you sort of wanting us to look at platforms and possibly manage the investments for you so that we can kinda help you to look at that goal, keep you on track to meet that goal? Yep. Yep.\n\nYep. Yeah. Correct. No. Perfect.\n\nSounds good. And, look, honestly, ETFs and managed funds are a great way to start. And when we we look at building portfolios, we also include those sorts of things. We don't generally stick to individual companies. They do tend to come with a lot more risk, and you have to have generally anywhere between so there's 20 to 50 different individual companies in a portfolio to make it worthwhile.\n\nSo having ETFs and managed funds in your portfolio does mean that you are diversifying quite significantly, helping to lower the overall risk, but still making sure you get returns there. And they're very much liquid too, so easier to buy and sell in and out of when you need to change the portfolio. So that's essentially how we look at things. We do also, as advisers, have different platforms. You probably know on outside of the advice sort of world, there are other platforms like Comsec, Raize, all those sorts of things.\n\nWe have different platforms, platforms like Hub24, MyNorth. We can utilize investment fund platforms like Generation Life Bond, and we build our portfolios within those platforms. We manage them. We do reviews with you to make sure you're on track and also alter the portfolios as we need to moving forward as well. So does that sound like the sort of thing you're after having us look at for you?\n\nYeah. Yep. Yeah. And term deposits are more a defensive in investment. So we do have there is a place for term deposits and cash and fixed interest inside a portfolio, having a bit of defensive investments for lowering the risk and helping to stabilize long term market ups and downs.\n\nBut they do, unfortunately, don't always hold true to the right style of investing for a lot of people. They don't make a lot of returns, and that's because they don't go up and they don't fluctuate a lot. So in term deposits and fixed interest, you're not really taking on much risk. Therefore, the returns are likely to be certainly less. Cash investments also don't always hold up to inflation.\n\nSo whilst there is definitely a place for them, and we can look at term deposits inside the investment portfolios as well as part of a defensive investment for you, Did you want us to consider 10 deposits as well? Or is there any sort of particular areas or avenues that it that you'd like us to look at? Yeah. Correct. And that's why we use them.\n\nYeah. Yep. Alright. Perfect. I can have a look at all the different options out there.\n\nTo go through a bit more information on yourself and just sort of looking at providing the advice, we need to kind of update and do a little bit of research around your personal circumstances there as well. So you've made mention to me that you do have a bit of expendable income at the end of the fortnight there, about 5 to $600. How what how much do you actually earn? What are you grossing or what is your income at the moment? Yep.\n\nNo. That's yeah. That's okay. Sorry. Yep.\n\nPerfect. I'm still at the moment. Beautiful. Are you living with mom? Or Yep.\n\nYeah. Perfect. Yep. Yep. Yeah.\n\nYeah. Absolutely. So for address wise, did you want us to use your mom's address for the time being? Perfect. We can do that.\n\nNot a problem at all. And can I grab an email address off you as well? I don't believe I have one here. I'm sorry. Oh, actually, I do.\n\nI'm so sorry. It's in the wrong section. It is cobill310807@gmail.com. Is that right? Yeah.\n\nPerfect. I do apologize. It's in a different area. There we go. Lovely.\n\nAnd what do you do for work at the or what are you planning what are you gonna be doing for work? What's your main occupation? Yep. Okay. Yeah.\n\nPerfect. Oh, Oh, fantastic. They've already offered you the role you've accepted already to go? Oh, congratulations. So there's a lot of you're right.\n\nSorry. Oops. Yeah. Absolutely. I think what they say in the hospitality industry, you make more money when others aren't working, especially with, you know, office workers.\n\nWork when they're not. That's perfect. So there's a be a lot of night work in that for you. You'd be doing a lot of nights and weekends and Yep. Yeah.\n\nYep. Yeah. Perfect. Perfect. So you said you're starting uni as well.\n\nWhat are you studying at uni? Perfect. Are you just starting or partway through that one? Yep. Perfect.\n\nWell, I hope that all goes really well for you. I remember my uni experiences, and I really enjoyed studying and learning something. I think when you're learning or working in the area that you love, it becomes more exciting, and you wanna learn more and you're more into it. So, hopefully, that works out well for you. Yeah.\n\nYep. No. That's okay. That's what we're here to help you with, and I can absolutely help you. Just as looking at things at the moment, you've got your goals there of the investment.\n\nWe're looking at a seven year time horizon to save up for a house deposit. You have about 7,000 in savings. Is that still right, or has that changed since you last spoke to us? Yep. Yep.\n\nThat's okay. Not a problem at all. So 6,000 that we can use to invest, and then we've got the extra that you are saving on a regular basis. So what I can absolutely do for you is I can go back and run some projections and look at the different investment profiles out there. We can maybe look at what you need to meet that goal.\n\nI can show you what you need to do in order to, you know, get the best out of it. I would probably wouldn't wanna use all of your savings if you said you sort of got about 5 to $600 per fortnight. I could start with just looking at about two to three hundred on a fortnightly basis, so about 150 a week. So we're dollar cost averaging in on a regular basis. That way, we're not eating into too much of your cash flow, which allows you if you have to pay rent or need to move or don't work as much that you've got that extra bit of money available to you.\n\nDoes that sound okay for you for the moment? Yes. Yeah. Absolutely. And the good thing about this being an investment in your own name is that you can put more into it.\n\nUnlike your super, you're not in control. There's no caps that you have to abide by. So if you've got an extra bit of money on a random week or, you know, you go, hey. I've got my tax return back, and I'm happy to put some more money in. You can always put some extra money in there.\n\nThere's nothing wrong with that whatsoever, and there's no limitations on that for you. Okay? Yep. Perfect. Yeah.\n\nThat's actually a really good time frame. So when we are looking at investing money in the markets, we don't normally wanna invest money that you wanna use in the next sort of two to three years. So having anywhere from a three to five to seven year time horizon actually gives you a lot of time to be able to allow your money to grow, to compound, in a lower risk environment. So that's absolutely perfect if that's what you're comfortable with. I'm just also gonna go through just a couple of questions just around the risk tolerance.\n\nSo what we do is a risk profile and it helps us. You probably never thought of any of these questions or any of the answers, and please don't feel worried to tell me if you're not real sure there, Kobe. But, essentially, what this risk profile questionnaire is, it's 14 multiple choice questions. Most of them, we've already been able to answer. It helps me to understand how you feel about risk, about markets, your understanding around markets as well, and then we'll talk about the way you've scored at the end of it.\n\nAnd it helps us to understand what sort of risk profile you should be in and how your money should be invested when we look at growth and defensive investments. Does that make sense? Yep. Perfect. So the first one here, it says, how would you like to rate your willingness to take on financial risk?\n\nNow you did mention to me earlier that you're not looking to take on the highest level of risk. You kind of are, you know, a little bit more conservative than that. Would you put yourself in more of an average risk category, kind of middle range, you want some growth, but you also want some lower risk investments, or do you feel you'd be above or below that? Yep. Yep.\n\nYep. Perfect. The next one here, it says how familiar are you with investment markets? Have you ever invested before? Yep.\n\nYep. Understandable. So you're pretty well aware that markets do go up and down. They flock they do fluctuate, and there are those really high risk, like, crypto sorts of investments, but also lower risk investments tend to get a lower rate of return? Yep.\n\nPerfect. So with that one there, I'd probably say that you're about three. You've got a good market graph. You understand a bit about investing, but you are still learning. Would you say that's fairly accurate for where you are at the moment?\n\nYep. Beautiful. Yeah. That's yeah. Absolutely.\n\nYeah. Yep. Yeah. Absolutely. Yeah.\n\nDefinitely. So did you happen to sell out of that while it was still high before it took a bit of a dive? Oh, good. So you sold out and you got a bit of a gain out of it. So it's a good experience that you've had, but it has kinda made you a bit cautious.\n\nAm I right? Yeah. Yep. Understandable. Crypto markets are extremely volatile.\n\nThey never close, and they're very, very hard to predict. So I completely understand where you're coming there. I've had some experiences with crypto myself. The good thing is that we don't advise on crypto, so that it stays completely out of the equation for you. Okay.\n\nExcellent. Yep. Absolutely. Not a problem at all. The next sort of question we're looking at here is wanting to rate your experiences.\n\nSo because you've had that cryptocurrency, you did make a bit of money there. Would you say your your experiences with the markets have been quite positive, or have you had any negative experiences in the past? Yep. Yep. Yep.\n\nAbsolutely. So you've learned that there is that risk versus reward balance. You've had some positive, some negative experiences. Yep. That's fantastic.\n\nYeah. Now the next one we're looking at is the time horizon. So because you've mentioned you wanna cover for about seven years, I'll tick the seven years box there for you. There we go. Perfect.\n\nThe next question here is about inflation, and it says inflation means that things are getting more expensive. So as you're probably well aware, a $100 this year doesn't equal a $100 next year. The it's devalued by inflation. When you look at your investments, would you say you're happy to take on a higher level of risk in order to get those moderate or medium amount of risk to get the best returns you can, or are you a bit cautious wanting to take on a very low amount of risk to get low returns? Yep.\n\nPerfect. Yep. Perfect. If you sort of had your money invested and you saw it sort of fall over the next sort of six to twelve months due to external market factors, so we know when we are investing, we're always taking risks, and we know that no matter what sort of a portfolio we invest in, there are gonna be ups and downs within the market. When we invest for longer time frames, we do expect negative years to occur every now and then.\n\nHowever, when we're investing, sorry, we wanna take advantage of those negative times. Whilst we know and expect negative times to come, every ten years they are so we do experience them. How would you feel if your portfolio say, if we had, like, another COVID event where all the markets dropped by about, say, twenty percent and you lost 20% of your or it dipped by 20%. How might you be feeling in that experience? Yep.\n\nYeah. Yep. Perfect. Yeah. Absolutely.\n\nIf you thought of that you're right. No. You're great. Yep. Yeah.\n\nAbsolutely. Perfect. That's a really good answer. If you thought about your investment portfolio, if you had, say, you know, a 100,000 sitting in that investment portfolio, thinking about of a drop, you sort of mentioned that if it dropped by 20%, you wanna put some more money intake advantage of it. But if it dropped higher than that, would you feel feeling a bit more concerned?\n\nLike, if we had GFC style event where the market dropped by, say, 60%, Would that concern you more, or would you be feeling the same way? Yep. Yep. Perfect. Perfect.\n\nYep. Yep. Absolutely. That's a really good answer. I love it.\n\nThe next one here is asking oh, sorry. I'm just my computer froze a minute. The next one here is asking about the income that you're sort of looking for within your portfolio. Do you feel like you're so to kinda break it down, when we're looking at portfolios and how they generate growth, we look at two aspects. One is income, which is like dividends that are paid out, or when we look at 10 deposits, it's the, you know, the payout of the interest payments.\n\nAnd then we're also looking at capital growth, which is a change in the share price. Do you feel like you're looking for more growth out of your portfolio, more income, or maybe a combination of the both? How would you sort of put yourself in that realm? Yep. Perfect.\n\nSo maximizing growth over income, do you want a little bit of income as well first and compounding? Yep. Yep. Yep. No.\n\nPerfect. And have you ever thought about borrowing from, say, a financial institution or a bank in order to invest in shares or managed funds, or do you feel like that might be too risky? Yep. Yep. Yep.\n\nPerfect. And you're wanting Yep. Yeah. No. Perfect.\n\nAnd the money you're putting away is for the goal of being able to purchase a property. So I'll tick that box for you. The last one here is talking about the same sort of answer. You sort of said you would not wanna borrow to put money into investing. How risky do you consider that to be?\n\nDo you think if you had the right advice, you might consider it, or do you just think it would be way too risky? There was no way that you would ever look at something like that? Yeah. Yep. Yep.\n\nYep. Yeah. Perfect. Yep. Yeah.\n\nYep. Yeah. That's okay. That's absolutely fine, and thank you for answering those questions. So we've done the whole risk profile.\n\nYou have scored there as a growth investor. So to kinda give you a breakdown on how we see a growth investor, typically, when you're looking at your investment profile, we'd see about 80% of your funds invested in growth investors, so things like Australian shares, international shares, listed property, and also then commodities like gold and silver. You would then see about 20% in defensive investments, so things like cash, bonds, and fixed interest. This sort of investment, because you have more growth investments there, you are looking to try and maximize growth and get an average expected return of about seven to 9% on a yearly basis compounding. And because we do understand that markets do react, we do have negative years every so often.\n\nWe would expect the likelihood of a negative year every one in sort of five years. And this sort of profile fits someone who has about six years that they wanna have their funds invested before they're willing to access the money to allow time to go through those downtimes and then seek recovery. Do you feel like that's fairly comfortable with where you'd like to see your funds, or would you like to maybe drop it up or down a little bit? That's comfortable. Beautiful.\n\nExcellent. Thank you for that. Perfect. You're right. Yeah.\n\nAbsolutely. Yeah. Well, one of the things we do like to do there for you, Kobe, because that's a really good thing to put out there, is, essentially, is when we look at these investment profiles and if you decide to take on the advice and we have set this up for you and manage it, essentially, we do reviews with you on a regular basis. So we can do a catch up or review with you every, say, six months or twelve months or every three months, whatever you would like. We check-in to see how things are going for you, that the investing's working.\n\nWe look at how the investments have gone. But the idea is that the closer you get to accessing that money, we start to reduce the risk level somewhat. So when you're about sort of five years out or three years out, we'll start to reduce those risk levels down so you're in a a lower risk profile ready to start drawing money out of that investment as you get closer to your goal. So the idea is we don't want you taking high risk right to the very end because if you got in this profile or a higher growth profile, right up into the year you were gonna access those funds, you do risk while you're taking more risk in the market, seeing a big downturn, right, because you're willing to take the money out. So we do wanna reduce your risk levels as you get closer to that seven year mark.\n\nOkay? Yeah. That's okay. That's not a problem at all. I just need to clarify just a few more details before I go into the research there for you.\n\nSo sorry. Now I've got I need to add in here a next of kin. Would you like me to add your mom as your next of kin, or do you have someone else you would prefer? It's whoever you prefer it to be. We don't call them very often.\n\nIt's more just if we can't get a hold of you and we need to get a hold of you for any particular reason, we call that person to check-in and make sure you're okay, or help us get a hold of you. That's all. It doesn't I've honestly never had to use it before, but it is just one of those things we do like to have on file, but it can be anyone that you trust. Yeah. Perfect.\n\nWhat's your partner's name? Is that k how do you spell her name? Sorry. I never like to assume. You alright?\n\nPerfect. So yep. Perfect. O n e l e y. Perfect.\n\nLovely. Her name's spelled the same as my daughter's name. My daughter's name is Kira. It's spelled the exact same way. All good.\n\nAnd you guys don't you don't have any financial dependents? No children at all? No. Just checking? No.\n\nExcellent. Can I grab your date of birth of you as well? Of August 2007. Fantastic. Beautiful.\n\nLovely. So excellent. I just need to double check as well. Do you identify as a male? Yep.\n\nPerfect. And do you consider yourself to be single or in a de facto relationship? How would you sort of classify your marital status? Yeah. That's okay.\n\nI can I can put I can put de facto or just partner? It's completely up to you. Yep. Perfect. Not a problem at all.\n\nLovely. We've got bartending. How long have you been working in bartending for? Like, I know you're only you know, 19 this year, but have you just been working this like, in bartending since you're 18? Have you just recently started bartending?\n\nYep. Yeah. Yes. That's okay. Yep.\n\nYep. Perfect. So you're technically casual. Is that right? Yep.\n\nPerfect. Lovely. And I've got your income there. Beautiful. Let's have a look.\n\nDo you have any other any assets that you would note down as value? Any cars or collections that you think are valuable that you put value on? Yep. No. That's okay.\n\nNot a problem at all. And we're we're just looking at the investments. You're not sort of worried about looking at super insurance. Is there anything else at the moment? You're happy to start with the investment side of things and see how we go?\n\nYep. Absolutely. Perfect. Is there any other goals down the track that you might wanna look at? We can scope them out for now, but, you know, always come back to them down the track.\n\nIs there anything else that you sort of would like to have there as a goal? Yeah. Yep. Yeah. Perfect.\n\nPerfect. We can look up super down the track. Beautiful. Fantastic. Well, thank you so much for going through that with me.\n\nNow just to give you a little bit of information, so, obviously, the initial consultation and everything we do up until the point you decide to take on the advice is fully complimentary. Did Jordan go through the fee structure with you when she sort of spoke to you last time? No. That's okay. So I'll go through it with you.\n\nEssentially, for us to do investment advice, we do charge an implementation fee if you decide to take on the advice. The implementation fee is 3.3%. It's capped the balance of a 150,000. Because the balance by inputting is quite small, the implementation fee would be quite small. But we put that into the advice to show you what that cost would look like.\n\nThere is no charges up until the point you decide to take on the advice. So if we give you advice and you decide you don't like it, don't wanna take it, that's fine. There's no obligation to do so. If you decide to come on board once we open the account and we put the first deposit in, then we do charge the implementation fee there. Okay?\n\nI outline it as a dollar fee figure in the advice documents so you'll be fully informed. Okay? We also do charge an ongoing service fee for monitoring and looking after your investment account. It is 1.65% per annum. That is essentially the year, and then it's calculated and deducted in smaller monthly increments out of your investment account.\n\nSo because it's a percentage based fee, it fluctuates with the market. So when the market is doing really well, when you're getting really good returns, then our fee is gonna be a little bit higher. However, if the market takes a little bit of a dip, then the fee is gonna be lower there as well. Does that make sense? Yeah.\n\nThat's exactly right. It's all linked to the performance of your portfolio, and we want it to be working really well at times when the market might not be performing. It's because everything on the outside's not working very well, and then the markets might be down for some particular reason, then our fee takes a bit of a dip with it. Okay? Yep.\n\nYep. Yep. Yeah. Yep. Yeah.\n\nNo. Absolutely. That is not a problem at all. We can absolutely help you with that. Not a problem.\n\nThe other thing I just wanted to sorta ask was when you look at your investment, I know you've sort of invested before and you're really interested in the learning aspect. Do you want to be able to see the investments that your portfolio is in so you can log in, see them, see where the money's invested, see what it's doing and doing more learning? Or are you after more of a a a portfolio that we just manage and we can make investments which is for you without you having to kind of have as much visibility? What would you sort of like to see? Yep.\n\nPerfect. And you wanna sort of see the investments? Yeah. Yep. Perfect.\n\nYeah. No. That's absolutely fine, Kobe. It's not a problem. And if you take on the advice and come on board as a client, you'll have me here as your adviser.\n\nSo you can email me, call me, contact me when you have questions. We can talk things through. Well, you'll get access to the portal so you can log in and see your investment profile. It sounds to me like you'd like a portfolio that gives you that visibility so you can learn. You can see where your money is located, and can sorta have a bit of say in it.\n\nSo I'm more than happy to look at that. Do I have that fairly right for you? Yep. Beautiful. And I love the learning aspect.\n\nHonestly, I think part of my job as an adviser isn't just to manage money. It's also to teach you. It's one thing to take your money and do what I need to with it, but it's another thing to kinda show you what's going on and help you learn along the way. So that's really cool. Okay.\n\nPerfect. Do you happen to have any questions for me at the moment? I know I've asked you everything under the sun, but you're welcome to ask me anything you like as well. That's okay. Not a problem.\n\nYep. That's absolutely fine. So what I'll do after the call is I'll get the team to send you an email. They will have a copy of our financial services guide attached there for you. I'll go back in the meantime, do a bit of research there for you, have a look at what we can do.\n\nI'll be able to get the advice together just in a couple of weeks for you. I would expect probably about three weeks to get it prepared if that's okay with you. Is that okay? Yep. Beautiful.\n\nWe'll have the advice document prepared and ready to go. I can actually while I've got you here if you like, let's book you in to have that presentation done in about three weeks' time. So do you know what sort of time is better for yourself? Is the afternoon better for yourself because you do kinda work nights? Yeah.\n\nOf course. Absolutely. No. You are absolutely fine. Yep.\n\nNo. You're absolutely fine. Worst case, if you like, I can always get the team just to follow-up with an email, and we can kinda work it out. It's absolutely fine. Yeah.\n\nDon't stress. I have no more calls this afternoon. I've locked everything out for you, so do not worry in any way, shape, or form. That's okay, Kobi. Not a worry at all.\n\nYeah. No. No. That's okay. Jordan booked you in for today, and I made sure that I blocked it out so you and I could have this conversation.\n\nAbsolutely. Sorry about the sorry about them pushing it back. Yes. So that brings us to one, two, three. It's from the March 16.\n\nAnytime that week that suits yourself. The only day that week is a little bit tight for me is the Monday, the sixteenth, but the Tuesday, Wednesday, Thursday is completely free. And I do work later in the afternoon till about sort of six or seven, so I can even do it later for you if it's easier. Yep. Okay.\n\nPerfect. So I have that Monday, the sixteenth. I have 04:00 available. Is that okay for you? Yep.\n\nPerfect. So four 04:00 Queensland time. Perfect. So I'll book that one in there. When the team send you a copy of our financial services guide, they'll also pop in there the confirmation of the presentation time for you and date for you just so you have it.\n\nIf anything comes up and you need to reschedule, you just let me know. It's not an issue at all. The in the email, they'll also have the financial services guide for you, which essentially outlines everything about Oakview Financial, who we are, what we do, how we do it, but it also has some information and a lovely photo of me. So you can look in there. You'll see my registration license number, which is 1304394, and I'm registered through ASIC.\n\nAnd if you wanna look on our website, ocfinancial.com today, you can also scroll to the bottom and those documents are attached there, plus some lovely photos of what I look like for you. Okay? No. That's okay. It's absolutely been a pleasure.\n\nIf you find you have any questions in the meantime, please let me know. I'm actually just going to because the girls, I think, have left for the day. I'm actually gonna send you this email from my email now. That way, you have the financial services guide, but you also have my email address. So if you find you have any additional questions that you didn't think of today that you wanna ask me between now to Monday the sixteenth, you can just email me directly.\n\nOkay? No. That's okay. Not a problem at all, Kobe. It's been a pleasure to meet with you this afternoon.\n\nI thank you so much for taking my call. And, again, I do apologize for waking you up. Not a worry at all. I'll get stuck into this research for you. I'll have the advice ready to go 04:00 on Monday, March 16, and we'll go through it together.\n\nI'll send you the advice documents so we can go through it. You can see what we're looking at. Okay? Thank you so much for your time. I appreciate that.\n\nI hope you have a good afternoon. Thanks, Gobi. See you later.","paragraphs":[{"sentences":[{"text":"Hi.","start":8.8,"end":9.04,"sentiment":"neutral","sentiment_score":0.1450114548206329},{"text":"Good afternoon.","start":9.04,"end":9.599999,"sentiment":"neutral","sentiment_score":0.29572658240795135},{"text":"Will this be Kobe?","start":9.599999,"end":10.66,"sentiment":"neutral","sentiment_score":0.18095609731972218},{"text":"Hi, Kobe.","start":13.485,"end":14.205,"sentiment":"neutral","sentiment_score":0.23148807138204575},{"text":"This is Dana by from OC Financial.","start":14.205,"end":16.145,"sentiment":"neutral","sentiment_score":0.23059684251035964}],"sentiment":"neutral","sentiment_score":0.22109019057825208,"num_words":16,"start":8.8,"end":16.145},{"sentences":[{"text":"How are you this afternoon?","start":16.285,"end":17.505,"sentiment":"neutral","sentiment_score":0.25644950568675995},{"text":"That's good.","start":19.805,"end":20.365,"sentiment":"positive","sentiment_score":0.5889208316802979},{"text":"I had you booked in for a bit of initial consultation.","start":20.365,"end":22.685,"sentiment":"positive","sentiment_score":0.4661240415139632},{"text":"You were looking to get some financial advice.","start":22.685,"end":24.525,"sentiment":"positive","sentiment_score":0.4035128206014633},{"text":"Is now still a good time there for you?","start":24.525,"end":26.785,"sentiment":"positive","sentiment_score":0.3441432863473892}],"sentiment":"positive","sentiment_score":0.39750987972532,"num_words":35,"start":16.285,"end":26.785},{"sentences":[{"text":"Now's good.","start":29.49,"end":29.89,"sentiment":"neutral","sentiment_score":0.18795504420995712},{"text":"I'm so sorry.","start":29.89,"end":30.45,"sentiment":"neutral","sentiment_score":-0.09275954340895017},{"text":"It sounds like I might have woken you up.","start":30.45,"end":31.970001,"sentiment":"neutral","sentiment_score":-0.12546921769777933},{"text":"I do apologize.","start":31.970001,"end":32.79,"sentiment":"neutral","sentiment_score":-0.07126461217800777},{"text":"Oh, good.","start":35.89,"end":36.71,"sentiment":"neutral","sentiment_score":0.15860062837600708}],"sentiment":"neutral","sentiment_score":-0.048851793729945234,"num_words":19,"start":29.49,"end":36.71},{"sentences":[{"text":"Do you need a few minutes?","start":36.85,"end":38.05,"sentiment":"neutral","sentiment_score":0.0845865731438001},{"text":"Are you okay for now?","start":38.05,"end":39.43,"sentiment":"neutral","sentiment_score":0.05342206209897995},{"text":"Yep.","start":42.035,"end":42.535,"sentiment":"neutral","sentiment_score":0.10809504985809326},{"text":"Oh, good.","start":42.915,"end":43.715,"sentiment":"neutral","sentiment_score":0.2660953998565674},{"text":"Not an issue.","start":43.715,"end":44.515,"sentiment":"neutral","sentiment_score":0.2778928180535634}],"sentiment":"neutral","sentiment_score":0.1322702384170364,"num_words":17,"start":36.85,"end":44.515},{"sentences":[{"text":"Well, thank you so much for taking my call, Kobe.","start":44.515,"end":46.855,"sentiment":"positive","sentiment_score":0.6179323434829712},{"text":"Look.","start":47.315,"end":47.635002,"sentiment":"neutral","sentiment_score":0.271011084318161},{"text":"As I mentioned, my name is Dana.","start":47.635002,"end":48.995,"sentiment":"neutral","sentiment_score":0.19306183287075587},{"text":"I'm one of the financial advisers here at Oakview Financial.","start":48.995,"end":51.475,"sentiment":"neutral","sentiment_score":0.19142550230026245},{"text":"Before we jump into the call, I do have to let you know our calls are recorded for quality and training purposes.","start":51.475,"end":56.239998,"sentiment":"neutral","sentiment_score":0.1260132904757153}],"sentiment":"neutral","sentiment_score":0.2497662952542305,"num_words":50,"start":44.515,"end":56.239998},{"sentences":[{"text":"Are you happy for me to proceed with that?","start":56.239998,"end":58.26,"sentiment":"neutral","sentiment_score":0.20956998566786447},{"text":"Yep.","start":60.239998,"end":60.719997,"sentiment":"neutral","sentiment_score":-0.2247437685728073},{"text":"Fantastic.","start":60.719997,"end":61.219997,"sentiment":"neutral","sentiment_score":0.07974790781736374},{"text":"Can you hear me okay?","start":62.079998,"end":63.039997,"sentiment":"neutral","sentiment_score":0.0003957904875278473},{"text":"I'm so sorry.","start":63.039997,"end":63.6,"sentiment":"neutral","sentiment_score":-0.30472304423650104}],"sentiment":"neutral","sentiment_score":0.043628622630709095,"num_words":19,"start":56.239998,"end":63.6},{"sentences":[{"text":"The phone is a little bit crackly.","start":63.6,"end":65.04,"sentiment":"negative","sentiment_score":-0.5454225965908596},{"text":"That's all.","start":65.04,"end":65.78,"sentiment":"neutral","sentiment_score":-0.3078700751066208},{"text":"No.","start":68.515,"end":69.015,"sentiment":"neutral","sentiment_score":-0.2773129343986511},{"text":"That's honestly okay.","start":71.475,"end":72.935005,"sentiment":"neutral","sentiment_score":-0.18109548091888428},{"text":"If you find you can't hear me or need me to repeat anything, please do do let me know at any point.","start":72.995,"end":77.955,"sentiment":"neutral","sentiment_score":-0.08704994889822873}],"sentiment":"neutral","sentiment_score":-0.20483990226473128,"num_words":35,"start":63.6,"end":77.955},{"sentences":[{"text":"Okay?","start":77.955,"end":78.455,"sentiment":"neutral","sentiment_score":0.021016346290707588},{"text":"Perfect.","start":80.23,"end":80.71,"sentiment":"neutral","sentiment_score":0.2525058388710022},{"text":"So, essentially, with the initial consultation here, it is about just finding out a bit more in detail about what you're after with regard to advice.","start":80.71,"end":87.130005,"sentiment":"neutral","sentiment_score":0.186549478998551},{"text":"I can see here that you have a bit of savings set aside, and you were looking to maybe have that invested or looking in interested investing the money in order to maybe have a house deposit.","start":87.51,"end":97.075,"sentiment":"neutral","sentiment_score":0.16106909996754415},{"text":"Does that sound about right?","start":97.075,"end":98.535,"sentiment":"neutral","sentiment_score":0.1513456732034683}],"sentiment":"neutral","sentiment_score":0.16914419577057874,"num_words":70,"start":77.955,"end":98.535},{"sentences":[{"text":"Yeah.","start":100.435,"end":100.935,"sentiment":"neutral","sentiment_score":0.23565655946731567},{"text":"Perfect.","start":100.995,"end":101.495,"sentiment":"positive","sentiment_score":0.3819279670715332},{"text":"Just to get a bit more of an idea around what your goals are so we can assess whether we're able to help you, Do you know when are you sort of hoping to have that house deposit saved up?","start":102.435,"end":112.74,"sentiment":"neutral","sentiment_score":0.1726359254680574},{"text":"Do you have, like, a time frame in mind?","start":112.74,"end":114.68,"sentiment":"neutral","sentiment_score":0.04174414918654495},{"text":"Yeah.","start":121.38,"end":121.86,"sentiment":"positive","sentiment_score":0.34398743510246277}],"sentiment":"neutral","sentiment_score":0.15851358313543293,"num_words":52,"start":100.435,"end":121.86},{"sentences":[{"text":"Perfect.","start":121.86,"end":122.36,"sentiment":"positive","sentiment_score":0.6190022230148315},{"text":"Do you find you have much left over at the end of the week to be able to keep putting money into an investment portfolio?","start":122.995,"end":129.015,"sentiment":"neutral","sentiment_score":0.26345380187034606},{"text":"Yep.","start":130.915,"end":131.235,"sentiment":"neutral","sentiment_score":0.3031567633152008},{"text":"Beautiful.","start":131.235,"end":131.635,"sentiment":"positive","sentiment_score":0.661715030670166},{"text":"Is there a certain level that you'd be comfortable depositing, or is it just a matter of us telling you how much you need to put in on a regular basis to be able to reach that goal?","start":131.635,"end":140.74,"sentiment":"neutral","sentiment_score":0.13021163152236687}],"sentiment":"neutral","sentiment_score":0.19876153123649684,"num_words":66,"start":121.86,"end":140.74},{"sentences":[{"text":"Mhmm.","start":157.67499,"end":157.75499,"sentiment":"neutral","sentiment_score":-0.014833543449640274},{"text":"Yeah.","start":157.75499,"end":158.25499,"sentiment":"neutral","sentiment_score":-0.0029645338654518127},{"text":"Yeah.","start":158.555,"end":158.875,"sentiment":"neutral","sentiment_score":-0.005120829679071903},{"text":"No.","start":158.875,"end":159.11499,"sentiment":"neutral","sentiment_score":-0.05521872639656067},{"text":"That's okay.","start":159.11499,"end":159.915,"sentiment":"neutral","sentiment_score":-0.026578277349472046}],"sentiment":"neutral","sentiment_score":-0.02188236468161146,"num_words":6,"start":157.67499,"end":159.915},{"sentences":[{"text":"Not a problem at all.","start":159.915,"end":160.95499,"sentiment":"neutral","sentiment_score":-0.07394274473190307},{"text":"Have you ever sort of looked you're right.","start":160.95499,"end":162.875,"sentiment":"neutral","sentiment_score":-0.05717591242864728},{"text":"Sorry.","start":162.875,"end":163.29,"sentiment":"neutral","sentiment_score":-0.08353561162948608},{"text":"You're fine.","start":165.04999,"end":165.70999,"sentiment":"neutral","sentiment_score":-0.019801825284957886},{"text":"Yeah.","start":171.45,"end":171.95,"sentiment":"neutral","sentiment_score":0.0026666102930903435}],"sentiment":"neutral","sentiment_score":-0.05574080441147089,"num_words":17,"start":159.915,"end":171.95},{"sentences":[{"text":"Okay.","start":177.12999,"end":177.62999,"sentiment":"neutral","sentiment_score":0.043422795832157135},{"text":"Perfect.","start":179.58499,"end":180.08499,"sentiment":"neutral","sentiment_score":0.11173610389232635},{"text":"Yeah.","start":180.705,"end":181.025,"sentiment":"neutral","sentiment_score":0.03144261986017227},{"text":"And is that on a weekly or fortnightly or monthly basis?","start":181.025,"end":184.165,"sentiment":"neutral","sentiment_score":0.02704853242771192},{"text":"Fortnightly.","start":186.305,"end":186.805,"sentiment":"neutral","sentiment_score":0.09852533042430878}],"sentiment":"neutral","sentiment_score":0.038844047114253044,"num_words":15,"start":177.12999,"end":186.805},{"sentences":[{"text":"Perfect.","start":187.265,"end":187.765,"sentiment":"positive","sentiment_score":0.4665275514125824},{"text":"Excellent.","start":188.14499,"end":188.545,"sentiment":"positive","sentiment_score":0.5093230605125427},{"text":"So you do have quite a bit of excess cash flow there.","start":188.545,"end":190.94499,"sentiment":"positive","sentiment_score":0.33411110440889996},{"text":"That's fantastic.","start":190.94499,"end":191.765,"sentiment":"positive","sentiment_score":0.6387157142162323},{"text":"Do you know roughly how much you might be trying to put away in order to save for a house deposit?","start":192.27,"end":196.51,"sentiment":"neutral","sentiment_score":0.10013948593820844}],"sentiment":"neutral","sentiment_score":0.22609579724234505,"num_words":37,"start":187.265,"end":196.51},{"sentences":[{"text":"Do you have you got a goal amount in mind at all?","start":196.51,"end":199.01,"sentiment":"neutral","sentiment_score":0.029843665814648073},{"text":"What you need?","start":206.59,"end":207.555,"sentiment":"neutral","sentiment_score":-0.03628915175795555},{"text":"Yeah.","start":207.795,"end":208.11499,"sentiment":"neutral","sentiment_score":0.014511648565530775},{"text":"Yeah.","start":208.11499,"end":208.435,"sentiment":"neutral","sentiment_score":0.031843945384025574},{"text":"That's okay.","start":208.435,"end":208.995,"sentiment":"neutral","sentiment_score":0.04815032705664635}],"sentiment":"neutral","sentiment_score":0.02062698855603996,"num_words":19,"start":196.51,"end":208.995},{"sentences":[{"text":"Are you just looking to put as much as you weigh into investing and have as much at the end of the seven years as possible?","start":208.995,"end":214.995,"sentiment":"neutral","sentiment_score":0.01751742662432102},{"text":"Is that sort of what you're thinking to start with?","start":214.995,"end":217.075,"sentiment":"neutral","sentiment_score":-0.015461746603250504},{"text":"Or Yep.","start":217.075,"end":219.57,"sentiment":"neutral","sentiment_score":0.014355347491800785},{"text":"Yep.","start":220.05,"end":220.37001,"sentiment":"neutral","sentiment_score":0.04531512409448624},{"text":"That's okay.","start":220.37001,"end":220.93001,"sentiment":"neutral","sentiment_score":0.05540302023291588}],"sentiment":"neutral","sentiment_score":0.01184554843277466,"num_words":41,"start":208.995,"end":220.93001},{"sentences":[{"text":"It's a little bit difficult because house prices do go up and down quite a lot, and they have gone up significantly.","start":220.93001,"end":225.99,"sentiment":"neutral","sentiment_score":-0.17555365863848815},{"text":"So you're kind of working trying to work out how much they might be in the next seven years at the same time.","start":226.21,"end":231.19,"sentiment":"neutral","sentiment_score":-0.02513334454725618},{"text":"Yeah.","start":236.815,"end":237.315,"sentiment":"neutral","sentiment_score":-0.03346747159957886},{"text":"Yep.","start":238.895,"end":239.395,"sentiment":"neutral","sentiment_score":-0.0868631899356842},{"text":"Yeah.","start":248.91,"end":249.39,"sentiment":"neutral","sentiment_score":-0.13921476900577545}],"sentiment":"neutral","sentiment_score":-0.09791235094113897,"num_words":48,"start":220.93001,"end":249.39},{"sentences":[{"text":"We priced out.","start":249.39,"end":250.53,"sentiment":"neutral","sentiment_score":-0.18405741453170776},{"text":"Yeah.","start":251.07,"end":251.57,"sentiment":"neutral","sentiment_score":-0.006541522219777107},{"text":"No.","start":251.63,"end":251.87001,"sentiment":"neutral","sentiment_score":-0.04920092225074768},{"text":"Definitely.","start":251.87001,"end":252.37001,"sentiment":"neutral","sentiment_score":0.017082659527659416},{"text":"No.","start":252.67,"end":252.83,"sentiment":"neutral","sentiment_score":-0.032073214650154114}],"sentiment":"neutral","sentiment_score":-0.08898646331259183,"num_words":7,"start":249.39,"end":252.83},{"sentences":[{"text":"That's okay.","start":252.83,"end":253.47,"sentiment":"neutral","sentiment_score":0.0396213810890913},{"text":"Not a problem.","start":253.47,"end":254.19,"sentiment":"neutral","sentiment_score":0.08076910674571991},{"text":"Whereabouts are you located?","start":254.19,"end":255.65001,"sentiment":"neutral","sentiment_score":0.017963090911507607},{"text":"Okay.","start":265.405,"end":265.905,"sentiment":"neutral","sentiment_score":0.023548221215605736},{"text":"Yep.","start":269.885,"end":270.365,"sentiment":"neutral","sentiment_score":0.08026890456676483}],"sentiment":"neutral","sentiment_score":0.04520177925852212,"num_words":11,"start":252.83,"end":270.365},{"sentences":[{"text":"Perfect.","start":270.365,"end":270.865,"sentiment":"neutral","sentiment_score":0.2561477720737457},{"text":"Well, we're on the Gold Coast, though.","start":270.92502,"end":272.525,"sentiment":"neutral","sentiment_score":0.06260717873062406},{"text":"Yeah.","start":272.525,"end":273.025,"sentiment":"neutral","sentiment_score":0.0326278880238533},{"text":"There's a bit of a difference there.","start":273.16998,"end":274.94998,"sentiment":"neutral","sentiment_score":-0.01439553705443229},{"text":"Yeah.","start":275.01,"end":275.51,"sentiment":"neutral","sentiment_score":0.012360705062747002}],"sentiment":"neutral","sentiment_score":0.03756575628786402,"num_words":17,"start":270.365,"end":275.51},{"sentences":[{"text":"No.","start":275.57,"end":275.81,"sentiment":"neutral","sentiment_score":0.07659666240215302},{"text":"Awesome.","start":275.81,"end":276.31,"sentiment":"neutral","sentiment_score":0.3211863040924072},{"text":"Perfect.","start":276.93,"end":277.41,"sentiment":"neutral","sentiment_score":0.2578173577785492},{"text":"Well, have you ever spoken to a financial adviser before?","start":277.41,"end":280.77,"sentiment":"neutral","sentiment_score":0.03246508128941059},{"text":"Have you ever sort of thought or thought about getting advice in the past at all?","start":280.77,"end":284.87,"sentiment":"neutral","sentiment_score":0.014031468657776713}],"sentiment":"neutral","sentiment_score":0.04154326329971182,"num_words":29,"start":275.57,"end":284.87},{"sentences":[{"text":"No.","start":287.33,"end":287.655,"sentiment":"neutral","sentiment_score":-0.17911192774772644},{"text":"First time?","start":288.615,"end":289.175,"sentiment":"neutral","sentiment_score":-0.11464176699519157},{"text":"That's okay.","start":289.175,"end":289.995,"sentiment":"neutral","sentiment_score":0.08780934475362301},{"text":"So just to give you a bit of an idea on how we do things is we start by getting a feel for what your goals are, what you're looking at, and how we can help you.","start":290.215,"end":297.51498,"sentiment":"neutral","sentiment_score":0.21611130881953883},{"text":"We do a initial consultation like this, and then we go through a bit of research with you to make sure we understand your personal and financial circumstances in-depth.","start":297.975,"end":306.37003,"sentiment":"neutral","sentiment_score":0.11292879514653108}],"sentiment":"neutral","sentiment_score":0.15546868610340106,"num_words":71,"start":287.33,"end":306.37003},{"sentences":[{"text":"We then go away and we generate an advice document.","start":306.75,"end":309.55002,"sentiment":"neutral","sentiment_score":0.10632248744368553},{"text":"It's called a statement of advice, and it's a legal document that outlines what the recommendations are.","start":309.55002,"end":315.25,"sentiment":"neutral","sentiment_score":0.10831931584021624},{"text":"We outline the advantages, the disadvantages, and the risks involved.","start":315.715,"end":319.415,"sentiment":"neutral","sentiment_score":0.07787504699081182},{"text":"We present that to you, and then you get to take that and have a read through and decide whether you choose to take on the advice or not.","start":319.635,"end":325.875,"sentiment":"neutral","sentiment_score":0.10350101595294886},{"text":"Okay?","start":325.875,"end":326.375,"sentiment":"neutral","sentiment_score":0.08349008858203888}],"sentiment":"neutral","sentiment_score":0.1010212427588986,"num_words":67,"start":306.75,"end":326.375},{"sentences":[{"text":"Yeah.","start":328.195,"end":328.675,"sentiment":"neutral","sentiment_score":0.1845777928829193},{"text":"Perfect.","start":328.675,"end":329.175,"sentiment":"neutral","sentiment_score":0.3320896029472351},{"text":"Yeah.","start":330.12003,"end":330.62003,"sentiment":"neutral","sentiment_score":0.07664954662322998},{"text":"Yep.","start":344.76,"end":345.26,"sentiment":"neutral","sentiment_score":0.060476239770650864},{"text":"Yeah.","start":345.635,"end":346.135,"sentiment":"neutral","sentiment_score":0.07099516689777374}],"sentiment":"neutral","sentiment_score":0.1449576698243618,"num_words":5,"start":328.195,"end":346.135},{"sentences":[{"text":"Yep.","start":359.395,"end":359.895,"sentiment":"neutral","sentiment_score":0.10135391354560852},{"text":"Mhmm.","start":360.435,"end":360.835,"sentiment":"neutral","sentiment_score":0.09805470705032349},{"text":"Yep.","start":360.835,"end":361.23,"sentiment":"neutral","sentiment_score":0.119467630982399},{"text":"Yep.","start":361.47,"end":361.97,"sentiment":"neutral","sentiment_score":0.16200530529022217},{"text":"Perfect.","start":362.43002,"end":362.93002,"sentiment":"positive","sentiment_score":0.5001314878463745}],"sentiment":"neutral","sentiment_score":0.19620260894298552,"num_words":5,"start":359.395,"end":362.93002},{"sentences":[{"text":"Yep.","start":365.95,"end":366.45,"sentiment":"neutral","sentiment_score":0.2118462771177292},{"text":"Yeah.","start":370.43002,"end":370.93002,"sentiment":"neutral","sentiment_score":0.17919586598873138},{"text":"Yeah.","start":372.03,"end":372.53,"sentiment":"neutral","sentiment_score":0.007830116897821426},{"text":"Yeah.","start":374.75,"end":375.165,"sentiment":"neutral","sentiment_score":0.02182595431804657},{"text":"Yeah.","start":376.045,"end":376.36502,"sentiment":"neutral","sentiment_score":-0.0024301018565893173}],"sentiment":"neutral","sentiment_score":0.08365362249314785,"num_words":5,"start":365.95,"end":376.36502},{"sentences":[{"text":"No.","start":376.36502,"end":376.765,"sentiment":"neutral","sentiment_score":0.012419678270816805},{"text":"Perfect.","start":376.765,"end":377.265,"sentiment":"neutral","sentiment_score":0.23350057005882263},{"text":"When you're looking at investing, are you sort of wanting us to look at platforms and possibly manage the investments for you so that we can kinda help you to look at that goal, keep you on track to meet that goal?","start":377.565,"end":387.21,"sentiment":"neutral","sentiment_score":0.2440201040534746},{"text":"Yep.","start":389.28998,"end":389.78998,"sentiment":"neutral","sentiment_score":0.132403165102005},{"text":"Yep.","start":391.53,"end":392.03,"sentiment":"neutral","sentiment_score":0.1477331817150116}],"sentiment":"neutral","sentiment_score":0.23423697750853456,"num_words":46,"start":376.36502,"end":392.03},{"sentences":[{"text":"Yep.","start":394.16998,"end":394.66998,"sentiment":"neutral","sentiment_score":0.1376730501651764},{"text":"Yeah.","start":395.69,"end":396.09,"sentiment":"neutral","sentiment_score":0.09700996428728104},{"text":"Correct.","start":396.09,"end":396.59,"sentiment":"neutral","sentiment_score":0.1164095252752304},{"text":"No.","start":396.72998,"end":397.05,"sentiment":"neutral","sentiment_score":0.14929279685020447},{"text":"Perfect.","start":397.05,"end":397.55,"sentiment":"positive","sentiment_score":0.3952154517173767}],"sentiment":"neutral","sentiment_score":0.1791201576590538,"num_words":5,"start":394.16998,"end":397.55},{"sentences":[{"text":"Sounds good.","start":397.84998,"end":398.72998,"sentiment":"positive","sentiment_score":0.4936686158180237},{"text":"And, look, honestly, ETFs and managed funds are a great way to start.","start":398.72998,"end":401.77,"sentiment":"positive","sentiment_score":0.3961792313135587},{"text":"And when we we look at building portfolios, we also include those sorts of things.","start":401.77,"end":405.99503,"sentiment":"neutral","sentiment_score":0.22441807389259338},{"text":"We don't generally stick to individual companies.","start":406.295,"end":409.095,"sentiment":"neutral","sentiment_score":0.05640344321727753},{"text":"They do tend to come with a lot more risk, and you have to have generally anywhere between so there's 20 to 50 different individual companies in a portfolio to make it worthwhile.","start":409.095,"end":417.355,"sentiment":"neutral","sentiment_score":0.1223833831873807}],"sentiment":"neutral","sentiment_score":0.19910591564008168,"num_words":70,"start":397.84998,"end":417.355},{"sentences":[{"text":"So having ETFs and managed funds in your portfolio does mean that you are diversifying quite significantly, helping to lower the overall risk, but still making sure you get returns there.","start":417.415,"end":428.44,"sentiment":"positive","sentiment_score":0.3972693128931907},{"text":"And they're very much liquid too, so easier to buy and sell in and out of when you need to change the portfolio.","start":428.44,"end":433.76498,"sentiment":"neutral","sentiment_score":0.3218998215768648},{"text":"So that's essentially how we look at things.","start":433.985,"end":436.72498,"sentiment":"neutral","sentiment_score":0.19616162031888962},{"text":"We do also, as advisers, have different platforms.","start":436.94498,"end":439.425,"sentiment":"neutral","sentiment_score":0.15274559427052736},{"text":"You probably know on outside of the advice sort of world, there are other platforms like Comsec, Raize, all those sorts of things.","start":439.425,"end":446.38498,"sentiment":"neutral","sentiment_score":0.12194887710654218}],"sentiment":"neutral","sentiment_score":0.27220566114110334,"num_words":93,"start":417.415,"end":446.38498},{"sentences":[{"text":"We have different platforms, platforms like Hub24, MyNorth.","start":446.38498,"end":450.07,"sentiment":"neutral","sentiment_score":0.14536002464592457},{"text":"We can utilize investment fund platforms like Generation Life Bond, and we build our portfolios within those platforms.","start":450.61002,"end":457.25,"sentiment":"neutral","sentiment_score":0.22231386767493355},{"text":"We manage them.","start":457.25,"end":458.13,"sentiment":"neutral","sentiment_score":0.2157438894112905},{"text":"We do reviews with you to make sure you're on track and also alter the portfolios as we need to moving forward as well.","start":458.13,"end":464.695,"sentiment":"neutral","sentiment_score":0.28503087799375254},{"text":"So does that sound like the sort of thing you're after having us look at for you?","start":464.695,"end":469.035,"sentiment":"neutral","sentiment_score":0.07187757093240232}],"sentiment":"neutral","sentiment_score":0.19820601801787105,"num_words":70,"start":446.38498,"end":469.035},{"sentences":[{"text":"Yeah.","start":470.775,"end":471.275,"sentiment":"neutral","sentiment_score":0.12430843710899352},{"text":"Yep.","start":483.96,"end":484.46,"sentiment":"neutral","sentiment_score":-0.1355566829442978},{"text":"Yeah.","start":488.345,"end":488.825,"sentiment":"neutral","sentiment_score":0.019167006015777588},{"text":"And term deposits are more a defensive in investment.","start":488.825,"end":492.36502,"sentiment":"neutral","sentiment_score":0.053140845977597766},{"text":"So we do have there is a place for term deposits and cash and fixed interest inside a portfolio, having a bit of defensive investments for lowering the risk and helping to stabilize long term market ups and downs.","start":492.505,"end":504.125,"sentiment":"neutral","sentiment_score":0.2547544061373442}],"sentiment":"neutral","sentiment_score":0.2043452590850054,"num_words":51,"start":470.775,"end":504.125},{"sentences":[{"text":"But they do, unfortunately, don't always hold true to the right style of investing for a lot of people.","start":504.93,"end":510.69,"sentiment":"neutral","sentiment_score":-0.2749230124448475},{"text":"They don't make a lot of returns, and that's because they don't go up and they don't fluctuate a lot.","start":510.69,"end":514.85,"sentiment":"negative","sentiment_score":-0.33787809163331983},{"text":"So in term deposits and fixed interest, you're not really taking on much risk.","start":514.85,"end":518.77,"sentiment":"neutral","sentiment_score":-0.2789122813514301},{"text":"Therefore, the returns are likely to be certainly less.","start":518.77,"end":521.74506,"sentiment":"negative","sentiment_score":-0.3409610589345296},{"text":"Cash investments also don't always hold up to inflation.","start":522.445,"end":525.585,"sentiment":"neutral","sentiment_score":-0.15291831311252382}],"sentiment":"neutral","sentiment_score":-0.2863490895276338,"num_words":71,"start":504.93,"end":525.585},{"sentences":[{"text":"So whilst there is definitely a place for them, and we can look at term deposits inside the investment portfolios as well as part of a defensive investment for you, Did you want us to consider 10 deposits as well?","start":525.885,"end":537.89,"sentiment":"neutral","sentiment_score":0.07770159617066383},{"text":"Or is there any sort of particular areas or avenues that it that you'd like us to look at?","start":537.89,"end":542.15,"sentiment":"neutral","sentiment_score":0.062069967781242574},{"text":"Yeah.","start":552.46497,"end":552.94495,"sentiment":"neutral","sentiment_score":0.08862213790416718},{"text":"Correct.","start":552.94495,"end":553.345,"sentiment":"neutral","sentiment_score":0.12911227345466614},{"text":"And that's why we use them.","start":553.345,"end":555.045,"sentiment":"neutral","sentiment_score":0.1327282190322876}],"sentiment":"neutral","sentiment_score":0.07912682030183166,"num_words":67,"start":525.885,"end":555.045},{"sentences":[{"text":"Yeah.","start":555.425,"end":555.925,"sentiment":"neutral","sentiment_score":0.17957863211631775},{"text":"Yep.","start":556.065,"end":556.565,"sentiment":"neutral","sentiment_score":0.2200287878513336},{"text":"Alright.","start":557.105,"end":557.425,"sentiment":"positive","sentiment_score":0.4426185488700866},{"text":"Perfect.","start":557.425,"end":557.925,"sentiment":"positive","sentiment_score":0.6589012742042542},{"text":"I can have a look at all the different options out there.","start":557.985,"end":560.34,"sentiment":"positive","sentiment_score":0.41922469188769657}],"sentiment":"positive","sentiment_score":0.40823897160589695,"num_words":16,"start":555.425,"end":560.34},{"sentences":[{"text":"To go through a bit more information on yourself and just sort of looking at providing the advice, we need to kind of update and do a little bit of research around your personal circumstances there as well.","start":561.14,"end":570.66003,"sentiment":"neutral","sentiment_score":0.29464115672989893},{"text":"So you've made mention to me that you do have a bit of expendable income at the end of the fortnight there, about 5 to $600.","start":570.66003,"end":578.065,"sentiment":"neutral","sentiment_score":0.16759839109503305},{"text":"How what how much do you actually earn?","start":578.065,"end":580.065,"sentiment":"neutral","sentiment_score":0.06877180212177336},{"text":"What are you grossing or what is your income at the moment?","start":580.065,"end":583.52496,"sentiment":"neutral","sentiment_score":-0.0052863537178685265},{"text":"Yep.","start":600.88,"end":601.38,"sentiment":"neutral","sentiment_score":0.05061972141265869}],"sentiment":"neutral","sentiment_score":0.18930917668211109,"num_words":85,"start":561.14,"end":601.38},{"sentences":[{"text":"No.","start":601.52,"end":602.0,"sentiment":"neutral","sentiment_score":0.0020181015133857727},{"text":"That's yeah.","start":602.0,"end":603.04,"sentiment":"neutral","sentiment_score":0.03586043044924736},{"text":"That's okay.","start":603.04,"end":603.86,"sentiment":"neutral","sentiment_score":0.060958728194236755},{"text":"Sorry.","start":604.665,"end":605.165,"sentiment":"neutral","sentiment_score":-0.003628186881542206},{"text":"Yep.","start":606.825,"end":607.325,"sentiment":"neutral","sentiment_score":0.1700877547264099}],"sentiment":"neutral","sentiment_score":0.051730855235031674,"num_words":7,"start":601.52,"end":607.325},{"sentences":[{"text":"Perfect.","start":607.945,"end":608.445,"sentiment":"positive","sentiment_score":0.48321226239204407},{"text":"I'm still at the moment.","start":609.545,"end":610.985,"sentiment":"positive","sentiment_score":0.3440445601940155},{"text":"Beautiful.","start":610.985,"end":611.385,"sentiment":"positive","sentiment_score":0.528677761554718},{"text":"Are you living with mom?","start":611.385,"end":612.90497,"sentiment":"neutral","sentiment_score":0.1790716677904129},{"text":"Or Yep.","start":612.90497,"end":616.5,"sentiment":"neutral","sentiment_score":0.07458175905048847}],"sentiment":"neutral","sentiment_score":0.2697596201407058,"num_words":14,"start":607.945,"end":616.5},{"sentences":[{"text":"Yeah.","start":628.9,"end":629.3,"sentiment":"neutral","sentiment_score":0.03001766093075275},{"text":"Perfect.","start":629.3,"end":629.8,"sentiment":"neutral","sentiment_score":0.10093110054731368},{"text":"Yep.","start":632.795,"end":633.295,"sentiment":"neutral","sentiment_score":-0.0172090046107769},{"text":"Yep.","start":640.47504,"end":640.97504,"sentiment":"neutral","sentiment_score":-0.1117943525314331},{"text":"Yeah.","start":644.25,"end":644.41003,"sentiment":"neutral","sentiment_score":0.001177515834569931}],"sentiment":"neutral","sentiment_score":0.0006245840340852682,"num_words":5,"start":628.9,"end":644.41003},{"sentences":[{"text":"Yeah.","start":644.41003,"end":644.81,"sentiment":"neutral","sentiment_score":0.026497315615415573},{"text":"Absolutely.","start":644.81,"end":645.31,"sentiment":"neutral","sentiment_score":0.04724963754415512},{"text":"So for address wise, did you want us to use your mom's address for the time being?","start":646.25,"end":652.25,"sentiment":"neutral","sentiment_score":0.023893721456475118},{"text":"Perfect.","start":652.25,"end":652.65,"sentiment":"neutral","sentiment_score":0.2224082946777344},{"text":"We can do that.","start":652.65,"end":653.37,"sentiment":"neutral","sentiment_score":0.1612260788679123}],"sentiment":"neutral","sentiment_score":0.056135534502876304,"num_words":24,"start":644.41003,"end":653.37},{"sentences":[{"text":"Not a problem at all.","start":653.37,"end":654.73004,"sentiment":"neutral","sentiment_score":0.1351754516363144},{"text":"And can I grab an email address off you as well?","start":654.73004,"end":657.05005,"sentiment":"neutral","sentiment_score":0.03657352678816427},{"text":"I don't believe I have one here.","start":657.05005,"end":658.41003,"sentiment":"neutral","sentiment_score":-0.11299316265753337},{"text":"I'm sorry.","start":658.41003,"end":658.81,"sentiment":"neutral","sentiment_score":-0.08592792972922325},{"text":"Oh, actually, I do.","start":658.81,"end":659.595,"sentiment":"neutral","sentiment_score":-0.03534378902986646}],"sentiment":"neutral","sentiment_score":-0.000896451769974725,"num_words":29,"start":653.37,"end":659.595},{"sentences":[{"text":"I'm so sorry.","start":659.595,"end":660.195,"sentiment":"neutral","sentiment_score":-0.0628873681028684},{"text":"It's in the wrong section.","start":660.195,"end":660.995,"sentiment":"neutral","sentiment_score":-0.06054076105356217},{"text":"It is cobill310807@gmail.com.","start":660.995,"end":665.71497,"sentiment":"neutral","sentiment_score":-0.032137258599201836},{"text":"Is that right?","start":665.71497,"end":666.535,"sentiment":"neutral","sentiment_score":-0.018007446080446243},{"text":"Yeah.","start":668.115,"end":668.435,"sentiment":"neutral","sentiment_score":0.03586435317993164}],"sentiment":"neutral","sentiment_score":-0.040395711362361905,"num_words":15,"start":659.595,"end":668.435},{"sentences":[{"text":"Perfect.","start":668.435,"end":668.915,"sentiment":"neutral","sentiment_score":0.090426467359066},{"text":"I do apologize.","start":668.915,"end":669.71497,"sentiment":"neutral","sentiment_score":-0.0390193797647953},{"text":"It's in a different area.","start":669.71497,"end":670.935,"sentiment":"neutral","sentiment_score":-0.03086405172944069},{"text":"There we go.","start":670.995,"end":671.795,"sentiment":"neutral","sentiment_score":0.021419644355773926},{"text":"Lovely.","start":671.795,"end":672.295,"sentiment":"neutral","sentiment_score":0.22872906923294067}],"sentiment":"neutral","sentiment_score":0.008618159362903008,"num_words":13,"start":668.435,"end":672.295},{"sentences":[{"text":"And what do you do for work at the or what are you planning what are you gonna be doing for work?","start":672.63995,"end":676.48,"sentiment":"neutral","sentiment_score":0.044375556775114754},{"text":"What's your main occupation?","start":676.48,"end":677.62,"sentiment":"neutral","sentiment_score":0.0036305186804383993},{"text":"Yep.","start":688.0,"end":688.335,"sentiment":"neutral","sentiment_score":0.035638853907585144},{"text":"Okay.","start":692.015,"end":692.515,"sentiment":"neutral","sentiment_score":0.04131610319018364},{"text":"Yeah.","start":694.255,"end":694.655,"sentiment":"neutral","sentiment_score":0.11017747223377228}],"sentiment":"neutral","sentiment_score":0.040617819072614456,"num_words":29,"start":672.63995,"end":694.655},{"sentences":[{"text":"Perfect.","start":694.655,"end":695.155,"sentiment":"neutral","sentiment_score":0.11568563431501389},{"text":"Oh, Oh, fantastic.","start":700.015,"end":701.27,"sentiment":"positive","sentiment_score":0.5272955795129141},{"text":"They've already offered you the role you've accepted already to go?","start":701.27,"end":704.41003,"sentiment":"positive","sentiment_score":0.43595764582807367},{"text":"Oh, congratulations.","start":706.15,"end":706.81,"sentiment":"positive","sentiment_score":0.5686464458703995},{"text":"So there's a lot of you're right.","start":710.31,"end":712.31,"sentiment":"neutral","sentiment_score":0.04848444914179189}],"sentiment":"neutral","sentiment_score":0.33207460469566286,"num_words":24,"start":694.655,"end":712.31},{"sentences":[{"text":"Sorry.","start":712.31,"end":712.81,"sentiment":"neutral","sentiment_score":-0.13201165199279785},{"text":"Oops.","start":714.87,"end":715.215,"sentiment":"neutral","sentiment_score":-0.07654833793640137},{"text":"Yeah.","start":715.215,"end":715.715,"sentiment":"neutral","sentiment_score":-0.02292393520474434},{"text":"Absolutely.","start":721.135,"end":721.635,"sentiment":"neutral","sentiment_score":0.02114306017756462},{"text":"I think what they say in the hospitality industry, you make more money when others aren't working, especially with, you know, office workers.","start":722.335,"end":730.01,"sentiment":"neutral","sentiment_score":-0.0069582471219093904}],"sentiment":"neutral","sentiment_score":-0.013717798102233145,"num_words":27,"start":712.31,"end":730.01},{"sentences":[{"text":"Work when they're not.","start":731.91003,"end":732.95,"sentiment":"neutral","sentiment_score":-0.0019290295895189047},{"text":"That's perfect.","start":732.95,"end":733.77,"sentiment":"positive","sentiment_score":0.3631746917963028},{"text":"So there's a be a lot of night work in that for you.","start":733.83,"end":736.23004,"sentiment":"neutral","sentiment_score":0.18484614789485931},{"text":"You'd be doing a lot of nights and weekends and Yep.","start":736.23004,"end":745.025,"sentiment":"neutral","sentiment_score":0.18718527934767984},{"text":"Yeah.","start":751.645,"end":752.145,"sentiment":"neutral","sentiment_score":0.07986124604940414}],"sentiment":"neutral","sentiment_score":0.16969459699166398,"num_words":31,"start":731.91003,"end":752.145},{"sentences":[{"text":"Yep.","start":752.525,"end":753.025,"sentiment":"neutral","sentiment_score":0.0566626712679863},{"text":"Yeah.","start":754.125,"end":754.445,"sentiment":"neutral","sentiment_score":0.09725598990917206},{"text":"Perfect.","start":754.445,"end":754.945,"sentiment":"positive","sentiment_score":0.4073176980018616},{"text":"Perfect.","start":755.005,"end":755.405,"sentiment":"neutral","sentiment_score":0.31888526678085327},{"text":"So you said you're starting uni as well.","start":755.405,"end":757.005,"sentiment":"neutral","sentiment_score":0.09852133877575397}],"sentiment":"neutral","sentiment_score":0.13902436134715876,"num_words":12,"start":752.525,"end":757.005},{"sentences":[{"text":"What are you studying at uni?","start":757.005,"end":758.465,"sentiment":"neutral","sentiment_score":0.05829158487419287},{"text":"Perfect.","start":762.36005,"end":762.86005,"sentiment":"neutral","sentiment_score":0.19182127714157104},{"text":"Are you just starting or partway through that one?","start":763.96,"end":767.02,"sentiment":"neutral","sentiment_score":0.06161619805627399},{"text":"Yep.","start":769.4,"end":769.9,"sentiment":"neutral","sentiment_score":0.1655551642179489},{"text":"Perfect.","start":770.04004,"end":770.54004,"sentiment":"positive","sentiment_score":0.389671266078949}],"sentiment":"neutral","sentiment_score":0.0917412777327829,"num_words":18,"start":757.005,"end":770.54004},{"sentences":[{"text":"Well, I hope that all goes really well for you.","start":770.97504,"end":773.215,"sentiment":"positive","sentiment_score":0.49630222618579867},{"text":"I remember my uni experiences, and I really enjoyed studying and learning something.","start":773.215,"end":778.09503,"sentiment":"positive","sentiment_score":0.510054723574565},{"text":"I think when you're learning or working in the area that you love, it becomes more exciting, and you wanna learn more and you're more into it.","start":778.09503,"end":785.07,"sentiment":"positive","sentiment_score":0.4613397110391546},{"text":"So, hopefully, that works out well for you.","start":785.15,"end":787.65,"sentiment":"positive","sentiment_score":0.4655090868473053},{"text":"Yeah.","start":803.115,"end":803.615,"sentiment":"neutral","sentiment_score":0.0266319140791893}],"sentiment":"positive","sentiment_score":0.47119678771596846,"num_words":59,"start":770.97504,"end":803.615},{"sentences":[{"text":"Yep.","start":803.675,"end":804.075,"sentiment":"neutral","sentiment_score":0.014583549462258816},{"text":"No.","start":804.075,"end":804.315,"sentiment":"neutral","sentiment_score":-0.018985072150826458},{"text":"That's okay.","start":804.315,"end":805.055,"sentiment":"neutral","sentiment_score":0.0685832453891635},{"text":"That's what we're here to help you with, and I can absolutely help you.","start":805.755,"end":809.035,"sentiment":"positive","sentiment_score":0.3957382227693285},{"text":"Just as looking at things at the moment, you've got your goals there of the investment.","start":809.035,"end":813.14996,"sentiment":"neutral","sentiment_score":0.11542208213359118}],"sentiment":"neutral","sentiment_score":0.221172158852877,"num_words":34,"start":803.675,"end":813.14996},{"sentences":[{"text":"We're looking at a seven year time horizon to save up for a house deposit.","start":813.14996,"end":817.81,"sentiment":"neutral","sentiment_score":0.1288334459066391},{"text":"You have about 7,000 in savings.","start":818.27,"end":821.14996,"sentiment":"neutral","sentiment_score":0.12856362635890642},{"text":"Is that still right, or has that changed since you last spoke to us?","start":821.14996,"end":824.715,"sentiment":"neutral","sentiment_score":0.06725257488765887},{"text":"Yep.","start":835.35504,"end":835.85504,"sentiment":"neutral","sentiment_score":-0.03380320966243744},{"text":"Yep.","start":836.395,"end":836.715,"sentiment":"neutral","sentiment_score":0.0801318809390068}],"sentiment":"neutral","sentiment_score":0.0997769774718059,"num_words":37,"start":813.14996,"end":836.715},{"sentences":[{"text":"That's okay.","start":836.715,"end":837.515,"sentiment":"neutral","sentiment_score":0.24094313383102417},{"text":"Not a problem at all.","start":837.515,"end":838.55505,"sentiment":"positive","sentiment_score":0.3851641595363617},{"text":"So 6,000 that we can use to invest, and then we've got the extra that you are saving on a regular basis.","start":838.55505,"end":844.51,"sentiment":"positive","sentiment_score":0.4253251159732992},{"text":"So what I can absolutely do for you is I can go back and run some projections and look at the different investment profiles out there.","start":844.51,"end":850.93,"sentiment":"positive","sentiment_score":0.42192391191537565},{"text":"We can maybe look at what you need to meet that goal.","start":851.15,"end":854.965,"sentiment":"positive","sentiment_score":0.3902653281887372}],"sentiment":"positive","sentiment_score":0.4092248546988217,"num_words":67,"start":836.715,"end":854.965},{"sentences":[{"text":"I can show you what you need to do in order to, you know, get the best out of it.","start":855.425,"end":859.825,"sentiment":"positive","sentiment_score":0.4236935704946518},{"text":"I would probably wouldn't wanna use all of your savings if you said you sort of got about 5 to $600 per fortnight.","start":859.825,"end":865.605,"sentiment":"neutral","sentiment_score":-0.21644861542660257},{"text":"I could start with just looking at about two to three hundred on a fortnightly basis, so about 150 a week.","start":866.39996,"end":871.76,"sentiment":"neutral","sentiment_score":0.046757749148777554},{"text":"So we're dollar cost averaging in on a regular basis.","start":871.76,"end":874.5,"sentiment":"neutral","sentiment_score":0.13345702812075616},{"text":"That way, we're not eating into too much of your cash flow, which allows you if you have to pay rent or need to move or don't work as much that you've got that extra bit of money available to you.","start":874.8,"end":886.385,"sentiment":"neutral","sentiment_score":0.11581099251421487}],"sentiment":"neutral","sentiment_score":0.09182858227387719,"num_words":115,"start":855.425,"end":886.385},{"sentences":[{"text":"Does that sound okay for you for the moment?","start":886.385,"end":888.405,"sentiment":"neutral","sentiment_score":0.13931523677375582},{"text":"Yes.","start":890.385,"end":890.885,"sentiment":"neutral","sentiment_score":0.04662591964006424},{"text":"Yeah.","start":896.4,"end":896.9,"sentiment":"neutral","sentiment_score":0.03141224384307861},{"text":"Absolutely.","start":897.68,"end":898.18,"sentiment":"positive","sentiment_score":0.3528330624103546},{"text":"And the good thing about this being an investment in your own name is that you can put more into it.","start":898.32,"end":903.68,"sentiment":"positive","sentiment_score":0.4837261594477154}],"sentiment":"positive","sentiment_score":0.3588775062199795,"num_words":33,"start":886.385,"end":903.68},{"sentences":[{"text":"Unlike your super, you're not in control.","start":903.68,"end":905.68,"sentiment":"neutral","sentiment_score":0.27566586434841156},{"text":"There's no caps that you have to abide by.","start":905.68,"end":907.90497,"sentiment":"neutral","sentiment_score":0.274455447991689},{"text":"So if you've got an extra bit of money on a random week or, you know, you go, hey.","start":907.90497,"end":911.665,"sentiment":"positive","sentiment_score":0.3348181373194644},{"text":"I've got my tax return back, and I'm happy to put some more money in.","start":911.665,"end":914.785,"sentiment":"positive","sentiment_score":0.46928958694140116},{"text":"You can always put some extra money in there.","start":914.785,"end":916.785,"sentiment":"neutral","sentiment_score":0.31228818330499863}],"sentiment":"positive","sentiment_score":0.34934308720847307,"num_words":59,"start":903.68,"end":916.785},{"sentences":[{"text":"There's nothing wrong with that whatsoever, and there's no limitations on that for you.","start":916.785,"end":920.61,"sentiment":"positive","sentiment_score":0.45341698612485615},{"text":"Okay?","start":920.61,"end":921.11,"sentiment":"neutral","sentiment_score":0.22583334147930145},{"text":"Yep.","start":928.61,"end":929.11,"sentiment":"positive","sentiment_score":0.33438587188720703},{"text":"Perfect.","start":929.64996,"end":930.14996,"sentiment":"positive","sentiment_score":0.5884114503860474},{"text":"Yeah.","start":933.01,"end":933.32996,"sentiment":"neutral","sentiment_score":0.30296164751052856}],"sentiment":"positive","sentiment_score":0.4333016731672817,"num_words":18,"start":916.785,"end":933.32996},{"sentences":[{"text":"That's actually a really good time frame.","start":933.32996,"end":935.01,"sentiment":"positive","sentiment_score":0.5845283695629665},{"text":"So when we are looking at investing money in the markets, we don't normally wanna invest money that you wanna use in the next sort of two to three years.","start":935.01,"end":941.78503,"sentiment":"neutral","sentiment_score":0.20159498403469722},{"text":"So having anywhere from a three to five to seven year time horizon actually gives you a lot of time to be able to allow your money to grow, to compound, in a lower risk environment.","start":941.78503,"end":954.62,"sentiment":"positive","sentiment_score":0.4070163100130028},{"text":"So that's absolutely perfect if that's what you're comfortable with.","start":954.76,"end":957.82,"sentiment":"positive","sentiment_score":0.5925650775432587},{"text":"I'm just also gonna go through just a couple of questions just around the risk tolerance.","start":958.51996,"end":963.39996,"sentiment":"neutral","sentiment_score":0.17598387552425265}],"sentiment":"positive","sentiment_score":0.33872250557848904,"num_words":99,"start":933.32996,"end":963.39996},{"sentences":[{"text":"So what we do is a risk profile and it helps us.","start":963.39996,"end":966.84503,"sentiment":"neutral","sentiment_score":0.13619358589251837},{"text":"You probably never thought of any of these questions or any of the answers, and please don't feel worried to tell me if you're not real sure there, Kobe.","start":966.84503,"end":974.205,"sentiment":"neutral","sentiment_score":0.07679839560697818},{"text":"But, essentially, what this risk profile questionnaire is, it's 14 multiple choice questions.","start":974.205,"end":978.60504,"sentiment":"neutral","sentiment_score":0.10368270684893315},{"text":"Most of them, we've already been able to answer.","start":978.60504,"end":980.865,"sentiment":"neutral","sentiment_score":0.18422729604774052},{"text":"It helps me to understand how you feel about risk, about markets, your understanding around markets as well, and then we'll talk about the way you've scored at the end of it.","start":981.35004,"end":991.03,"sentiment":"neutral","sentiment_score":0.1953672058880329}],"sentiment":"neutral","sentiment_score":0.13809629415995198,"num_words":95,"start":963.39996,"end":991.03},{"sentences":[{"text":"And it helps us to understand what sort of risk profile you should be in and how your money should be invested when we look at growth and defensive investments.","start":991.03,"end":999.115,"sentiment":"neutral","sentiment_score":0.145924328515927},{"text":"Does that make sense?","start":999.115,"end":1000.255,"sentiment":"neutral","sentiment_score":0.11517485976219177},{"text":"Yep.","start":1001.755,"end":1002.235,"sentiment":"neutral","sentiment_score":0.17508289217948914},{"text":"Perfect.","start":1002.235,"end":1002.735,"sentiment":"neutral","sentiment_score":0.273978054523468},{"text":"So the first one here, it says, how would you like to rate your willingness to take on financial risk?","start":1003.435,"end":1008.42,"sentiment":"neutral","sentiment_score":0.0602674413472414}],"sentiment":"neutral","sentiment_score":0.1159435547888279,"num_words":56,"start":991.03,"end":1008.42},{"sentences":[{"text":"Now you did mention to me earlier that you're not looking to take on the highest level of risk.","start":1008.42,"end":1013.39996,"sentiment":"neutral","sentiment_score":-0.0672657897597865},{"text":"You kind of are, you know, a little bit more conservative than that.","start":1013.54,"end":1017.06,"sentiment":"neutral","sentiment_score":-0.03644411753003414},{"text":"Would you put yourself in more of an average risk category, kind of middle range, you want some growth, but you also want some lower risk investments, or do you feel you'd be above or below that?","start":1017.06,"end":1027.255,"sentiment":"neutral","sentiment_score":-0.025498648602012043},{"text":"Yep.","start":1035.875,"end":1036.35,"sentiment":"neutral","sentiment_score":0.007609466090798378},{"text":"Yep.","start":1036.51,"end":1036.75,"sentiment":"neutral","sentiment_score":0.0184817835688591}],"sentiment":"neutral","sentiment_score":-0.037594116647058806,"num_words":71,"start":1008.42,"end":1036.75},{"sentences":[{"text":"Yep.","start":1036.75,"end":1036.99,"sentiment":"neutral","sentiment_score":0.06833367049694061},{"text":"Perfect.","start":1036.99,"end":1037.49,"sentiment":"positive","sentiment_score":0.4570106863975525},{"text":"The next one here, it says how familiar are you with investment markets?","start":1038.75,"end":1042.37,"sentiment":"neutral","sentiment_score":0.024083365184756424},{"text":"Have you ever invested before?","start":1042.4299,"end":1044.21,"sentiment":"neutral","sentiment_score":0.0006343668326735496},{"text":"Yep.","start":1053.555,"end":1053.9551,"sentiment":"neutral","sentiment_score":-0.03609561175107956}],"sentiment":"neutral","sentiment_score":0.03835734889088642,"num_words":21,"start":1036.75,"end":1053.9551},{"sentences":[{"text":"Yep.","start":1053.9551,"end":1054.435,"sentiment":"neutral","sentiment_score":-0.0006710800225846469},{"text":"Understandable.","start":1054.435,"end":1054.935,"sentiment":"neutral","sentiment_score":0.019413476809859276},{"text":"So you're pretty well aware that markets do go up and down.","start":1055.9551,"end":1058.515,"sentiment":"neutral","sentiment_score":-0.05836811071882645},{"text":"They flock they do fluctuate, and there are those really high risk, like, crypto sorts of investments, but also lower risk investments tend to get a lower rate of return?","start":1058.515,"end":1066.99,"sentiment":"neutral","sentiment_score":-0.07306289604554574},{"text":"Yep.","start":1068.3301,"end":1068.65,"sentiment":"neutral","sentiment_score":0.08329698443412781}],"sentiment":"neutral","sentiment_score":-0.06200588508379749,"num_words":45,"start":1053.9551,"end":1068.65},{"sentences":[{"text":"Perfect.","start":1068.65,"end":1069.13,"sentiment":"neutral","sentiment_score":0.33144527673721313},{"text":"So with that one there, I'd probably say that you're about three.","start":1069.13,"end":1072.65,"sentiment":"neutral","sentiment_score":0.16785409363607565},{"text":"You've got a good market graph.","start":1072.65,"end":1074.0901,"sentiment":"positive","sentiment_score":0.3593443085749944},{"text":"You understand a bit about investing, but you are still learning.","start":1074.0901,"end":1076.9701,"sentiment":"neutral","sentiment_score":0.1850472864779559},{"text":"Would you say that's fairly accurate for where you are at the moment?","start":1076.9701,"end":1079.87,"sentiment":"neutral","sentiment_score":0.1500468970491336}],"sentiment":"neutral","sentiment_score":0.19739279220270556,"num_words":43,"start":1068.65,"end":1079.87},{"sentences":[{"text":"Yep.","start":1081.53,"end":1081.845,"sentiment":"neutral","sentiment_score":0.13616716861724854},{"text":"Beautiful.","start":1082.8049,"end":1083.3049,"sentiment":"positive","sentiment_score":0.369422048330307},{"text":"Yeah.","start":1085.2849,"end":1085.7849,"sentiment":"neutral","sentiment_score":0.10183197259902954},{"text":"That's yeah.","start":1087.445,"end":1089.0449,"sentiment":"neutral","sentiment_score":0.1707892194390297},{"text":"Absolutely.","start":1089.0449,"end":1089.5449,"sentiment":"neutral","sentiment_score":0.1932596266269684}],"sentiment":"neutral","sentiment_score":0.19037654250860214,"num_words":6,"start":1081.53,"end":1089.5449},{"sentences":[{"text":"Yeah.","start":1097.125,"end":1097.625,"sentiment":"neutral","sentiment_score":-0.025291115045547485},{"text":"Yep.","start":1101.4199,"end":1101.9199,"sentiment":"neutral","sentiment_score":-0.04532533138990402},{"text":"Yeah.","start":1109.34,"end":1109.84,"sentiment":"neutral","sentiment_score":-0.2370448112487793},{"text":"Absolutely.","start":1112.22,"end":1112.72,"sentiment":"neutral","sentiment_score":-0.06460800766944885},{"text":"Yeah.","start":1113.715,"end":1113.955,"sentiment":"neutral","sentiment_score":-0.015423133969306946}],"sentiment":"neutral","sentiment_score":-0.07753847986459732,"num_words":5,"start":1097.125,"end":1113.955},{"sentences":[{"text":"Definitely.","start":1113.955,"end":1114.4349,"sentiment":"neutral","sentiment_score":0.01738998293876648},{"text":"So did you happen to sell out of that while it was still high before it took a bit of a dive?","start":1114.4349,"end":1118.695,"sentiment":"neutral","sentiment_score":-0.07415263981304386},{"text":"Oh, good.","start":1120.7549,"end":1121.315,"sentiment":"neutral","sentiment_score":0.1069595143198967},{"text":"So you sold out and you got a bit of a gain out of it.","start":1121.315,"end":1123.475,"sentiment":"neutral","sentiment_score":0.08131956160068513},{"text":"So it's a good experience that you've had, but it has kinda made you a bit cautious.","start":1123.475,"end":1126.9149,"sentiment":"neutral","sentiment_score":0.01056981656481238}],"sentiment":"neutral","sentiment_score":-9.97822274241531e-6,"num_words":57,"start":1113.955,"end":1126.9149},{"sentences":[{"text":"Am I right?","start":1126.9149,"end":1127.735,"sentiment":"neutral","sentiment_score":-0.00427032137910525},{"text":"Yeah.","start":1129.12,"end":1129.52,"sentiment":"neutral","sentiment_score":0.008908901363611221},{"text":"Yep.","start":1129.52,"end":1129.92,"sentiment":"neutral","sentiment_score":0.01727871596813202},{"text":"Understandable.","start":1129.92,"end":1130.42,"sentiment":"neutral","sentiment_score":-0.0220425333827734},{"text":"Crypto markets are extremely volatile.","start":1130.64,"end":1133.14,"sentiment":"neutral","sentiment_score":-0.23698693811893462}],"sentiment":"neutral","sentiment_score":-0.10850914279845628,"num_words":11,"start":1126.9149,"end":1133.14},{"sentences":[{"text":"They never close, and they're very, very hard to predict.","start":1133.2,"end":1136.08,"sentiment":"neutral","sentiment_score":-0.26530261933803556},{"text":"So I completely understand where you're coming there.","start":1136.08,"end":1138.0,"sentiment":"neutral","sentiment_score":-0.02483784221112728},{"text":"I've had some experiences with crypto myself.","start":1138.0,"end":1140.18,"sentiment":"neutral","sentiment_score":0.015028707683086395},{"text":"The good thing is that we don't advise on crypto, so that it stays completely out of the equation for you.","start":1140.585,"end":1146.825,"sentiment":"neutral","sentiment_score":0.13877628779127485},{"text":"Okay.","start":1146.825,"end":1147.325,"sentiment":"neutral","sentiment_score":0.3304300904273987}],"sentiment":"neutral","sentiment_score":0.010600088441625554,"num_words":47,"start":1133.2,"end":1147.325},{"sentences":[{"text":"Excellent.","start":1148.905,"end":1149.405,"sentiment":"positive","sentiment_score":0.6949045658111572},{"text":"Yep.","start":1157.21,"end":1157.69,"sentiment":"neutral","sentiment_score":0.1509600579738617},{"text":"Absolutely.","start":1157.69,"end":1158.19,"sentiment":"neutral","sentiment_score":0.33132830262184143},{"text":"Not a problem at all.","start":1158.73,"end":1160.19,"sentiment":"neutral","sentiment_score":0.3121919333934784},{"text":"The next sort of question we're looking at here is wanting to rate your experiences.","start":1160.57,"end":1164.27,"sentiment":"neutral","sentiment_score":0.10319451292355855}],"sentiment":"neutral","sentiment_score":0.18635088205337524,"num_words":23,"start":1148.905,"end":1164.27},{"sentences":[{"text":"So because you've had that cryptocurrency, you did make a bit of money there.","start":1164.65,"end":1168.1699,"sentiment":"neutral","sentiment_score":0.14065519720315933},{"text":"Would you say your your experiences with the markets have been quite positive, or have you had any negative experiences in the past?","start":1168.1699,"end":1175.015,"sentiment":"neutral","sentiment_score":0.06478159186308799},{"text":"Yep.","start":1180.995,"end":1181.43,"sentiment":"neutral","sentiment_score":-0.07576639205217361},{"text":"Yep.","start":1185.27,"end":1185.5901,"sentiment":"neutral","sentiment_score":-0.004614188801497221},{"text":"Yep.","start":1185.5901,"end":1186.0901,"sentiment":"neutral","sentiment_score":0.02453504130244255}],"sentiment":"neutral","sentiment_score":0.08508259585360065,"num_words":40,"start":1164.65,"end":1186.0901},{"sentences":[{"text":"Absolutely.","start":1186.15,"end":1186.65,"sentiment":"neutral","sentiment_score":0.1199132353067398},{"text":"So you've learned that there is that risk versus reward balance.","start":1186.9501,"end":1189.8301,"sentiment":"neutral","sentiment_score":-0.0032785170796242615},{"text":"You've had some positive, some negative experiences.","start":1189.8301,"end":1192.65,"sentiment":"neutral","sentiment_score":-0.023703787475824356},{"text":"Yep.","start":1194.4701,"end":1194.9501,"sentiment":"neutral","sentiment_score":0.20013278722763064},{"text":"That's fantastic.","start":1194.9501,"end":1196.125,"sentiment":"positive","sentiment_score":0.5495910942554474}],"sentiment":"neutral","sentiment_score":0.0553290004926649,"num_words":22,"start":1186.15,"end":1196.125},{"sentences":[{"text":"Yeah.","start":1197.0651,"end":1197.5651,"sentiment":"neutral","sentiment_score":0.17106401920318604},{"text":"Now the next one we're looking at is the time horizon.","start":1198.265,"end":1200.8251,"sentiment":"neutral","sentiment_score":0.0535386550155553},{"text":"So because you've mentioned you wanna cover for about seven years, I'll tick the seven years box there for you.","start":1200.8251,"end":1205.805,"sentiment":"neutral","sentiment_score":0.06873704846948385},{"text":"There we go.","start":1206.5851,"end":1207.5651,"sentiment":"neutral","sentiment_score":0.03722161799669266},{"text":"Perfect.","start":1208.025,"end":1208.525,"sentiment":"neutral","sentiment_score":0.22766610980033877}],"sentiment":"neutral","sentiment_score":0.06872392104317744,"num_words":36,"start":1197.0651,"end":1208.525},{"sentences":[{"text":"The next question here is about inflation, and it says inflation means that things are getting more expensive.","start":1209.1799,"end":1213.74,"sentiment":"neutral","sentiment_score":-0.06679934470189942},{"text":"So as you're probably well aware, a $100 this year doesn't equal a $100 next year.","start":1213.74,"end":1218.0599,"sentiment":"neutral","sentiment_score":-0.12249112757854164},{"text":"The it's devalued by inflation.","start":1218.0599,"end":1220.0,"sentiment":"neutral","sentiment_score":-0.13379865884780884},{"text":"When you look at your investments, would you say you're happy to take on a higher level of risk in order to get those moderate or medium amount of risk to get the best returns you can, or are you a bit cautious wanting to take on a very low amount of risk to get low returns?","start":1221.1799,"end":1240.18,"sentiment":"neutral","sentiment_score":-0.0439373079622001},{"text":"Yep.","start":1249.6001,"end":1249.785,"sentiment":"neutral","sentiment_score":0.01272960752248764}],"sentiment":"neutral","sentiment_score":-0.06518491223147235,"num_words":97,"start":1209.1799,"end":1249.785},{"sentences":[{"text":"Perfect.","start":1250.3451,"end":1250.8451,"sentiment":"neutral","sentiment_score":0.04077805578708649},{"text":"Yep.","start":1252.265,"end":1252.5851,"sentiment":"neutral","sentiment_score":-0.011728747747838495},{"text":"Perfect.","start":1252.5851,"end":1253.0851,"sentiment":"neutral","sentiment_score":-0.019938120618462563},{"text":"If you sort of had your money invested and you saw it sort of fall over the next sort of six to twelve months due to external market factors, so we know when we are investing, we're always taking risks, and we know that no matter what sort of a portfolio we invest in, there are gonna be ups and downs within the market.","start":1253.865,"end":1269.5499,"sentiment":"neutral","sentiment_score":-0.18778905970975757},{"text":"When we invest for longer time frames, we do expect negative years to occur every now and then.","start":1269.77,"end":1274.41,"sentiment":"neutral","sentiment_score":-0.17948505530754724}],"sentiment":"neutral","sentiment_score":-0.17929552505340646,"num_words":85,"start":1250.3451,"end":1274.41},{"sentences":[{"text":"However, when we're investing, sorry, we wanna take advantage of those negative times.","start":1274.41,"end":1278.83,"sentiment":"neutral","sentiment_score":-0.2356793026511486},{"text":"Whilst we know and expect negative times to come, every ten years they are so we do experience them.","start":1279.405,"end":1286.305,"sentiment":"neutral","sentiment_score":-0.25236770981236506},{"text":"How would you feel if your portfolio say, if we had, like, another COVID event where all the markets dropped by about, say, twenty percent and you lost 20% of your or it dipped by 20%.","start":1287.085,"end":1298.0,"sentiment":"neutral","sentiment_score":-0.32002946320507264},{"text":"How might you be feeling in that experience?","start":1298.0,"end":1299.9401,"sentiment":"neutral","sentiment_score":-0.14289803802967072},{"text":"Yep.","start":1307.035,"end":1307.535,"sentiment":"neutral","sentiment_score":-0.08607223629951477}],"sentiment":"neutral","sentiment_score":-0.2676510991794722,"num_words":77,"start":1274.41,"end":1307.535},{"sentences":[{"text":"Yeah.","start":1310.795,"end":1311.295,"sentiment":"neutral","sentiment_score":-0.07671095430850983},{"text":"Yep.","start":1311.915,"end":1312.395,"sentiment":"neutral","sentiment_score":-0.013767937198281288},{"text":"Perfect.","start":1312.395,"end":1312.895,"sentiment":"neutral","sentiment_score":0.16544091701507568},{"text":"Yeah.","start":1313.275,"end":1313.675,"sentiment":"neutral","sentiment_score":0.07153857499361038},{"text":"Absolutely.","start":1313.675,"end":1314.175,"sentiment":"neutral","sentiment_score":0.0648990273475647}],"sentiment":"neutral","sentiment_score":0.04227992556989193,"num_words":5,"start":1310.795,"end":1314.175},{"sentences":[{"text":"If you thought of that you're right.","start":1315.035,"end":1317.215,"sentiment":"neutral","sentiment_score":-0.12853908219507762},{"text":"No.","start":1317.915,"end":1318.155,"sentiment":"neutral","sentiment_score":-0.2646781802177429},{"text":"You're great.","start":1318.155,"end":1318.975,"sentiment":"neutral","sentiment_score":-0.2664696276187897},{"text":"Yep.","start":1321.595,"end":1321.89,"sentiment":"neutral","sentiment_score":-0.1520358920097351},{"text":"Yeah.","start":1325.65,"end":1326.05,"sentiment":"neutral","sentiment_score":0.032680146396160126}],"sentiment":"neutral","sentiment_score":-0.15139556303620338,"num_words":12,"start":1315.035,"end":1326.05},{"sentences":[{"text":"Absolutely.","start":1326.05,"end":1326.55,"sentiment":"neutral","sentiment_score":0.18370427191257477},{"text":"Perfect.","start":1326.85,"end":1327.35,"sentiment":"neutral","sentiment_score":0.28671613335609436},{"text":"That's a really good answer.","start":1327.49,"end":1328.87,"sentiment":"neutral","sentiment_score":0.3225335955619812},{"text":"If you thought about your investment portfolio, if you had, say, you know, a 100,000 sitting in that investment portfolio, thinking about of a drop, you sort of mentioned that if it dropped by 20%, you wanna put some more money intake advantage of it.","start":1329.33,"end":1342.165,"sentiment":"neutral","sentiment_score":-0.017680172622203828},{"text":"But if it dropped higher than that, would you feel feeling a bit more concerned?","start":1342.225,"end":1346.145,"sentiment":"neutral","sentiment_score":-0.21356692959864934}],"sentiment":"neutral","sentiment_score":-0.02859736311791548,"num_words":67,"start":1326.05,"end":1346.145},{"sentences":[{"text":"Like, if we had GFC style event where the market dropped by, say, 60%, Would that concern you more, or would you be feeling the same way?","start":1346.145,"end":1353.7899,"sentiment":"neutral","sentiment_score":-0.19090847588247722},{"text":"Yep.","start":1363.9299,"end":1364.295,"sentiment":"neutral","sentiment_score":-0.051582373678684235},{"text":"Yep.","start":1378.8551,"end":1379.19,"sentiment":"neutral","sentiment_score":0.16870149970054626},{"text":"Perfect.","start":1379.99,"end":1380.49,"sentiment":"positive","sentiment_score":0.6188023090362549},{"text":"Perfect.","start":1381.11,"end":1381.61,"sentiment":"positive","sentiment_score":0.6346885561943054}],"sentiment":"neutral","sentiment_score":-0.12206189863143428,"num_words":31,"start":1346.145,"end":1381.61},{"sentences":[{"text":"Yep.","start":1383.59,"end":1384.09,"sentiment":"neutral","sentiment_score":0.16992515325546265},{"text":"Yep.","start":1392.3099,"end":1392.795,"sentiment":"neutral","sentiment_score":0.21861666440963745},{"text":"Absolutely.","start":1393.035,"end":1393.515,"sentiment":"positive","sentiment_score":0.5621367692947388},{"text":"That's a really good answer.","start":1393.515,"end":1394.635,"sentiment":"positive","sentiment_score":0.7340555310249328},{"text":"I love it.","start":1394.635,"end":1395.535,"sentiment":"positive","sentiment_score":0.8082317312558492}],"sentiment":"positive","sentiment_score":0.640513766895641,"num_words":11,"start":1383.59,"end":1395.535},{"sentences":[{"text":"The next one here is asking oh, sorry.","start":1395.8351,"end":1399.135,"sentiment":"neutral","sentiment_score":0.0466362921288237},{"text":"I'm just my computer froze a minute.","start":1399.3551,"end":1401.615,"sentiment":"neutral","sentiment_score":-0.059960250343595235},{"text":"The next one here is asking about the income that you're sort of looking for within your portfolio.","start":1402.0751,"end":1406.895,"sentiment":"neutral","sentiment_score":0.01797538881914483},{"text":"Do you feel like you're so to kinda break it down, when we're looking at portfolios and how they generate growth, we look at two aspects.","start":1407.49,"end":1415.01,"sentiment":"neutral","sentiment_score":0.03193233928714807},{"text":"One is income, which is like dividends that are paid out, or when we look at 10 deposits, it's the, you know, the payout of the interest payments.","start":1415.01,"end":1421.9099,"sentiment":"neutral","sentiment_score":0.0289313433292721}],"sentiment":"neutral","sentiment_score":0.022037287563856305,"num_words":87,"start":1395.8351,"end":1421.9099},{"sentences":[{"text":"And then we're also looking at capital growth, which is a change in the share price.","start":1422.135,"end":1426.155,"sentiment":"neutral","sentiment_score":0.030296522891148925},{"text":"Do you feel like you're looking for more growth out of your portfolio, more income, or maybe a combination of the both?","start":1426.375,"end":1432.295,"sentiment":"neutral","sentiment_score":0.07162964123893868},{"text":"How would you sort of put yourself in that realm?","start":1432.295,"end":1434.635,"sentiment":"neutral","sentiment_score":0.06014678031206131},{"text":"Yep.","start":1439.2101,"end":1439.7101,"sentiment":"neutral","sentiment_score":0.12169199436903},{"text":"Perfect.","start":1439.77,"end":1440.27,"sentiment":"neutral","sentiment_score":0.26314830780029297}],"sentiment":"neutral","sentiment_score":0.0609380915760994,"num_words":50,"start":1422.135,"end":1440.27},{"sentences":[{"text":"So maximizing growth over income, do you want a little bit of income as well first and compounding?","start":1440.81,"end":1445.39,"sentiment":"neutral","sentiment_score":0.13743025230036843},{"text":"Yep.","start":1447.4501,"end":1447.905,"sentiment":"neutral","sentiment_score":0.07810358703136444},{"text":"Yep.","start":1455.745,"end":1456.145,"sentiment":"neutral","sentiment_score":0.001167835434898734},{"text":"Yep.","start":1456.145,"end":1456.625,"sentiment":"neutral","sentiment_score":-0.018423767760396004},{"text":"No.","start":1456.625,"end":1456.865,"sentiment":"neutral","sentiment_score":-0.1205180436372757}],"sentiment":"neutral","sentiment_score":0.10973064329432831,"num_words":22,"start":1440.81,"end":1456.865},{"sentences":[{"text":"Perfect.","start":1456.865,"end":1457.365,"sentiment":"neutral","sentiment_score":-0.02103586494922638},{"text":"And have you ever thought about borrowing from, say, a financial institution or a bank in order to invest in shares or managed funds, or do you feel like that might be too risky?","start":1457.905,"end":1466.86,"sentiment":"neutral","sentiment_score":-0.11578463467166704},{"text":"Yep.","start":1472.52,"end":1472.895,"sentiment":"neutral","sentiment_score":-0.0548572838306427},{"text":"Yep.","start":1479.375,"end":1479.875,"sentiment":"neutral","sentiment_score":0.019775304943323135},{"text":"Yep.","start":1481.535,"end":1482.035,"sentiment":"neutral","sentiment_score":0.07495202124118805}],"sentiment":"neutral","sentiment_score":-0.10310114214294835,"num_words":38,"start":1456.865,"end":1482.035},{"sentences":[{"text":"Perfect.","start":1482.5751,"end":1483.0751,"sentiment":"positive","sentiment_score":0.6562936902046204},{"text":"And you're wanting Yep.","start":1483.135,"end":1485.235,"sentiment":"neutral","sentiment_score":0.3169530816376209},{"text":"Yeah.","start":1485.375,"end":1485.6951,"sentiment":"neutral","sentiment_score":0.10453936457633972},{"text":"No.","start":1485.6951,"end":1485.935,"sentiment":"neutral","sentiment_score":0.16150107979774475},{"text":"Perfect.","start":1485.935,"end":1486.435,"sentiment":"positive","sentiment_score":0.41651052236557007}],"sentiment":"neutral","sentiment_score":0.3258321229368448,"num_words":8,"start":1482.5751,"end":1486.435},{"sentences":[{"text":"And the money you're putting away is for the goal of being able to purchase a property.","start":1486.71,"end":1490.8099,"sentiment":"neutral","sentiment_score":0.23490825295448303},{"text":"So I'll tick that box for you.","start":1490.95,"end":1492.89,"sentiment":"neutral","sentiment_score":0.17938239446708135},{"text":"The last one here is talking about the same sort of answer.","start":1493.99,"end":1497.9299,"sentiment":"neutral","sentiment_score":-0.03334947613378366},{"text":"You sort of said you would not wanna borrow to put money into investing.","start":1498.39,"end":1502.6499,"sentiment":"neutral","sentiment_score":-0.1263121052512101},{"text":"How risky do you consider that to be?","start":1503.805,"end":1505.885,"sentiment":"neutral","sentiment_score":-0.19807929173111916}],"sentiment":"neutral","sentiment_score":0.025791716215939356,"num_words":58,"start":1486.71,"end":1505.885},{"sentences":[{"text":"Do you think if you had the right advice, you might consider it, or do you just think it would be way too risky?","start":1505.885,"end":1511.405,"sentiment":"neutral","sentiment_score":-0.21969854521254698},{"text":"There was no way that you would ever look at something like that?","start":1511.405,"end":1514.305,"sentiment":"neutral","sentiment_score":-0.2289942239339535},{"text":"Yeah.","start":1519.34,"end":1519.84,"sentiment":"neutral","sentiment_score":-0.1892993301153183},{"text":"Yep.","start":1522.62,"end":1523.12,"sentiment":"neutral","sentiment_score":-0.13439221680164337},{"text":"Yep.","start":1526.22,"end":1526.72,"sentiment":"neutral","sentiment_score":-0.1087578758597374}],"sentiment":"neutral","sentiment_score":-0.21705348547548056,"num_words":40,"start":1505.885,"end":1526.72},{"sentences":[{"text":"Yep.","start":1527.5,"end":1528.0,"sentiment":"neutral","sentiment_score":-0.0703529343008995},{"text":"Yeah.","start":1532.645,"end":1533.125,"sentiment":"neutral","sentiment_score":-0.10454586893320084},{"text":"Perfect.","start":1533.125,"end":1533.625,"sentiment":"neutral","sentiment_score":-0.03752760589122772},{"text":"Yep.","start":1535.845,"end":1536.345,"sentiment":"neutral","sentiment_score":-0.07167243957519531},{"text":"Yeah.","start":1538.645,"end":1539.145,"sentiment":"neutral","sentiment_score":-0.0563359335064888}],"sentiment":"neutral","sentiment_score":-0.06808695644140243,"num_words":5,"start":1527.5,"end":1539.145},{"sentences":[{"text":"Yep.","start":1539.605,"end":1540.02,"sentiment":"neutral","sentiment_score":-0.12937183678150177},{"text":"Yeah.","start":1547.54,"end":1548.02,"sentiment":"neutral","sentiment_score":-0.007429193705320358},{"text":"That's okay.","start":1548.02,"end":1548.8201,"sentiment":"neutral","sentiment_score":0.11733781918883324},{"text":"That's absolutely fine, and thank you for answering those questions.","start":1548.8201,"end":1551.7001,"sentiment":"positive","sentiment_score":0.47009977996349334},{"text":"So we've done the whole risk profile.","start":1551.7001,"end":1553.24,"sentiment":"neutral","sentiment_score":0.07304624521306582}],"sentiment":"neutral","sentiment_score":0.252866482096059,"num_words":21,"start":1539.605,"end":1553.24},{"sentences":[{"text":"You have scored there as a growth investor.","start":1553.745,"end":1555.905,"sentiment":"neutral","sentiment_score":0.09015779756009579},{"text":"So to kinda give you a breakdown on how we see a growth investor, typically, when you're looking at your investment profile, we'd see about 80% of your funds invested in growth investors, so things like Australian shares, international shares, listed property, and also then commodities like gold and silver.","start":1555.905,"end":1572.76,"sentiment":"neutral","sentiment_score":0.07378533206880093},{"text":"You would then see about 20% in defensive investments, so things like cash, bonds, and fixed interest.","start":1573.38,"end":1579.16,"sentiment":"neutral","sentiment_score":0.049049454686396265},{"text":"This sort of investment, because you have more growth investments there, you are looking to try and maximize growth and get an average expected return of about seven to 9% on a yearly basis compounding.","start":1579.7001,"end":1590.975,"sentiment":"neutral","sentiment_score":0.06105003790663821},{"text":"And because we do understand that markets do react, we do have negative years every so often.","start":1591.835,"end":1597.9349,"sentiment":"neutral","sentiment_score":-0.06389045671505086}],"sentiment":"neutral","sentiment_score":0.049566797450126154,"num_words":127,"start":1553.745,"end":1597.9349},{"sentences":[{"text":"We would expect the likelihood of a negative year every one in sort of five years.","start":1598.07,"end":1602.73,"sentiment":"neutral","sentiment_score":-0.08995009819045663},{"text":"And this sort of profile fits someone who has about six years that they wanna have their funds invested before they're willing to access the money to allow time to go through those downtimes and then seek recovery.","start":1603.2699,"end":1614.525,"sentiment":"neutral","sentiment_score":-0.030060905669080585},{"text":"Do you feel like that's fairly comfortable with where you'd like to see your funds, or would you like to maybe drop it up or down a little bit?","start":1615.5449,"end":1623.245,"sentiment":"neutral","sentiment_score":0.006133973213105366},{"text":"That's comfortable.","start":1626.26,"end":1627.0801,"sentiment":"neutral","sentiment_score":0.3079157769680023},{"text":"Beautiful.","start":1627.14,"end":1627.64,"sentiment":"positive","sentiment_score":0.6192446947097778}],"sentiment":"neutral","sentiment_score":-0.013587843193564304,"num_words":86,"start":1598.07,"end":1627.64},{"sentences":[{"text":"Excellent.","start":1627.8601,"end":1628.3601,"sentiment":"positive","sentiment_score":0.58130943775177},{"text":"Thank you for that.","start":1628.7401,"end":1629.88,"sentiment":"positive","sentiment_score":0.5993581414222717},{"text":"Perfect.","start":1630.8201,"end":1631.3201,"sentiment":"positive","sentiment_score":0.534137487411499},{"text":"You're right.","start":1631.62,"end":1632.3601,"sentiment":"neutral","sentiment_score":0.28951893746852875},{"text":"Yeah.","start":1646.715,"end":1647.215,"sentiment":"neutral","sentiment_score":-0.047360002994537354}],"sentiment":"positive","sentiment_score":0.449395262532764,"num_words":9,"start":1627.8601,"end":1647.215},{"sentences":[{"text":"Absolutely.","start":1648.475,"end":1648.975,"sentiment":"neutral","sentiment_score":-0.23184549808502197},{"text":"Yeah.","start":1649.755,"end":1650.075,"sentiment":"neutral","sentiment_score":-0.06207839772105217},{"text":"Well, one of the things we do like to do there for you, Kobe, because that's a really good thing to put out there, is, essentially, is when we look at these investment profiles and if you decide to take on the advice and we have set this up for you and manage it, essentially, we do reviews with you on a regular basis.","start":1650.075,"end":1664.74,"sentiment":"neutral","sentiment_score":0.08439271623501554},{"text":"So we can do a catch up or review with you every, say, six months or twelve months or every three months, whatever you would like.","start":1664.74,"end":1670.6799,"sentiment":"neutral","sentiment_score":0.08727237840111439},{"text":"We check-in to see how things are going for you, that the investing's working.","start":1671.195,"end":1674.715,"sentiment":"neutral","sentiment_score":0.1507069282233715}],"sentiment":"neutral","sentiment_score":0.08949234695085939,"num_words":106,"start":1648.475,"end":1674.715},{"sentences":[{"text":"We look at how the investments have gone.","start":1674.715,"end":1676.735,"sentiment":"neutral","sentiment_score":0.10093138553202152},{"text":"But the idea is that the closer you get to accessing that money, we start to reduce the risk level somewhat.","start":1676.875,"end":1682.5549,"sentiment":"neutral","sentiment_score":0.10058741768201192},{"text":"So when you're about sort of five years out or three years out, we'll start to reduce those risk levels down so you're in a a lower risk profile ready to start drawing money out of that investment as you get closer to your goal.","start":1682.5549,"end":1695.77,"sentiment":"neutral","sentiment_score":0.11987635278039509},{"text":"So the idea is we don't want you taking high risk right to the very end because if you got in this profile or a higher growth profile, right up into the year you were gonna access those funds, you do risk while you're taking more risk in the market, seeing a big downturn, right, because you're willing to take the money out.","start":1696.205,"end":1712.86,"sentiment":"neutral","sentiment_score":-0.15502715784878957},{"text":"So we do wanna reduce your risk levels as you get closer to that seven year mark.","start":1712.86,"end":1718.0599,"sentiment":"neutral","sentiment_score":0.03708376516314114}],"sentiment":"neutral","sentiment_score":-0.005338079259767161,"num_words":154,"start":1674.715,"end":1718.0599},{"sentences":[{"text":"Okay?","start":1718.0599,"end":1718.5599,"sentiment":"neutral","sentiment_score":0.07715693861246109},{"text":"Yeah.","start":1719.6599,"end":1720.1599,"sentiment":"positive","sentiment_score":0.38207510113716125},{"text":"That's okay.","start":1720.94,"end":1721.6599,"sentiment":"positive","sentiment_score":0.491555854678154},{"text":"That's not a problem at all.","start":1721.6599,"end":1723.245,"sentiment":"positive","sentiment_score":0.4729105234146118},{"text":"I just need to clarify just a few more details before I go into the research there for you.","start":1723.485,"end":1728.625,"sentiment":"neutral","sentiment_score":0.2319502626594744}],"sentiment":"neutral","sentiment_score":0.29954696138357295,"num_words":29,"start":1718.0599,"end":1728.625},{"sentences":[{"text":"So sorry.","start":1728.6849,"end":1729.425,"sentiment":"neutral","sentiment_score":0.021045301109552383},{"text":"Now I've got I need to add in here a next of kin.","start":1730.765,"end":1735.325,"sentiment":"neutral","sentiment_score":-0.0030900853900955273},{"text":"Would you like me to add your mom as your next of kin, or do you have someone else you would prefer?","start":1735.325,"end":1739.77,"sentiment":"neutral","sentiment_score":0.007306325249373913},{"text":"It's whoever you prefer it to be.","start":1744.63,"end":1747.05,"sentiment":"neutral","sentiment_score":-0.0008122549126190803},{"text":"We don't call them very often.","start":1747.27,"end":1748.71,"sentiment":"neutral","sentiment_score":-0.08400283132990201}],"sentiment":"neutral","sentiment_score":-0.006940882494673133,"num_words":50,"start":1728.6849,"end":1748.71},{"sentences":[{"text":"It's more just if we can't get a hold of you and we need to get a hold of you for any particular reason, we call that person to check-in and make sure you're okay, or help us get a hold of you.","start":1748.71,"end":1758.785,"sentiment":"neutral","sentiment_score":-0.02400253778783778},{"text":"That's all.","start":1758.785,"end":1759.265,"sentiment":"neutral","sentiment_score":0.013260380132123828},{"text":"It doesn't I've honestly never had to use it before, but it is just one of those things we do like to have on file, but it can be anyone that you trust.","start":1759.265,"end":1766.64,"sentiment":"neutral","sentiment_score":0.03167951569864244},{"text":"Yeah.","start":1772.88,"end":1773.2001,"sentiment":"neutral","sentiment_score":0.07312777638435364},{"text":"Perfect.","start":1773.2001,"end":1773.68,"sentiment":"neutral","sentiment_score":0.11146111786365508}],"sentiment":"neutral","sentiment_score":0.0028053068461304067,"num_words":80,"start":1748.71,"end":1773.68},{"sentences":[{"text":"What's your partner's name?","start":1773.68,"end":1775.3,"sentiment":"neutral","sentiment_score":0.03823959920555353},{"text":"Is that k how do you spell her name?","start":1777.76,"end":1779.6,"sentiment":"neutral","sentiment_score":0.015904326509270404},{"text":"Sorry.","start":1779.6,"end":1779.92,"sentiment":"neutral","sentiment_score":-0.029367346316576004},{"text":"I never like to assume.","start":1779.92,"end":1781.9401,"sentiment":"neutral","sentiment_score":-0.0492861345410347},{"text":"You alright?","start":1782.745,"end":1783.325,"sentiment":"neutral","sentiment_score":0.007731822319328785}],"sentiment":"neutral","sentiment_score":0.0017029981439312298,"num_words":21,"start":1773.68,"end":1783.325},{"sentences":[{"text":"Perfect.","start":1787.465,"end":1787.965,"sentiment":"neutral","sentiment_score":0.04162260890007019},{"text":"So yep.","start":1788.105,"end":1789.085,"sentiment":"neutral","sentiment_score":0.032053873874247074},{"text":"Perfect.","start":1789.865,"end":1790.365,"sentiment":"neutral","sentiment_score":0.05481252819299698},{"text":"O n e l e y.","start":1794.345,"end":1796.37,"sentiment":"neutral","sentiment_score":0.0256451778113842},{"text":"Perfect.","start":1797.33,"end":1797.83,"sentiment":"positive","sentiment_score":0.3404460549354553}],"sentiment":"neutral","sentiment_score":0.05953272787684744,"num_words":11,"start":1787.465,"end":1797.83},{"sentences":[{"text":"Lovely.","start":1797.97,"end":1798.29,"sentiment":"positive","sentiment_score":0.42710626125335693},{"text":"Her name's spelled the same as my daughter's name.","start":1798.29,"end":1800.21,"sentiment":"neutral","sentiment_score":0.22724924981594086},{"text":"My daughter's name is Kira.","start":1800.21,"end":1801.43,"sentiment":"neutral","sentiment_score":0.1612350881099701},{"text":"It's spelled the exact same way.","start":1801.97,"end":1803.51,"sentiment":"neutral","sentiment_score":0.20799325158198675},{"text":"All good.","start":1805.65,"end":1806.13,"sentiment":"positive","sentiment_score":0.4762881100177765}],"sentiment":"neutral","sentiment_score":0.23822002955104993,"num_words":23,"start":1797.97,"end":1806.13},{"sentences":[{"text":"And you guys don't you don't have any financial dependents?","start":1806.13,"end":1808.63,"sentiment":"neutral","sentiment_score":0.09349271841347218},{"text":"No children at all?","start":1808.85,"end":1810.15,"sentiment":"neutral","sentiment_score":-0.1437857747077942},{"text":"No.","start":1810.29,"end":1810.45,"sentiment":"neutral","sentiment_score":-0.13249355554580688},{"text":"Just checking?","start":1810.45,"end":1811.19,"sentiment":"neutral","sentiment_score":-0.09034042060375214},{"text":"No.","start":1812.0651,"end":1812.5651,"sentiment":"neutral","sentiment_score":-0.07258453965187073}],"sentiment":"neutral","sentiment_score":-0.0014430472834242715,"num_words":18,"start":1806.13,"end":1812.5651},{"sentences":[{"text":"Excellent.","start":1813.025,"end":1813.525,"sentiment":"neutral","sentiment_score":0.2670731842517853},{"text":"Can I grab your date of birth of you as well?","start":1813.665,"end":1816.165,"sentiment":"neutral","sentiment_score":0.09166087277910927},{"text":"Of August 2007.","start":1819.585,"end":1821.685,"sentiment":"neutral","sentiment_score":0.021337144387265045},{"text":"Fantastic.","start":1821.745,"end":1822.245,"sentiment":"positive","sentiment_score":0.5514212846755981},{"text":"Beautiful.","start":1828.33,"end":1828.83,"sentiment":"positive","sentiment_score":0.6105477809906006}],"sentiment":"neutral","sentiment_score":0.14713666374411652,"num_words":17,"start":1813.025,"end":1828.83},{"sentences":[{"text":"Lovely.","start":1829.2899,"end":1829.7899,"sentiment":"positive","sentiment_score":0.5963717699050903},{"text":"So excellent.","start":1829.9299,"end":1831.3899,"sentiment":"positive","sentiment_score":0.6132865846157074},{"text":"I just need to double check as well.","start":1832.09,"end":1833.69,"sentiment":"neutral","sentiment_score":0.20093097165226936},{"text":"Do you identify as a male?","start":1833.69,"end":1835.5499,"sentiment":"neutral","sentiment_score":0.035372539112965264},{"text":"Yep.","start":1837.13,"end":1837.61,"sentiment":"neutral","sentiment_score":0.09092731773853302}],"sentiment":"neutral","sentiment_score":0.20741973693172136,"num_words":18,"start":1829.2899,"end":1837.61},{"sentences":[{"text":"Perfect.","start":1837.61,"end":1838.11,"sentiment":"neutral","sentiment_score":0.2725803554058075},{"text":"And do you consider yourself to be single or in a de facto relationship?","start":1838.4099,"end":1841.95,"sentiment":"neutral","sentiment_score":0.035587389820388386},{"text":"How would you sort of classify your marital status?","start":1842.1699,"end":1845.125,"sentiment":"neutral","sentiment_score":0.019537784573104646},{"text":"Yeah.","start":1850.305,"end":1850.545,"sentiment":"neutral","sentiment_score":0.036498986184597015},{"text":"That's okay.","start":1850.545,"end":1851.285,"sentiment":"neutral","sentiment_score":0.07544947043061256}],"sentiment":"neutral","sentiment_score":0.04200154818870403,"num_words":27,"start":1837.61,"end":1851.285},{"sentences":[{"text":"I can I can put I can put de facto or just partner?","start":1851.425,"end":1855.9851,"sentiment":"neutral","sentiment_score":0.027831022556011494},{"text":"It's completely up to you.","start":1855.9851,"end":1857.45,"sentiment":"neutral","sentiment_score":0.08159094601869583},{"text":"Yep.","start":1864.4099,"end":1864.9099,"sentiment":"neutral","sentiment_score":0.2119586765766144},{"text":"Perfect.","start":1865.5299,"end":1866.0299,"sentiment":"positive","sentiment_score":0.4119736552238464},{"text":"Not a problem at all.","start":1866.4099,"end":1867.61,"sentiment":"neutral","sentiment_score":0.31786414980888367}],"sentiment":"neutral","sentiment_score":0.11932044416666031,"num_words":25,"start":1851.425,"end":1867.61},{"sentences":[{"text":"Lovely.","start":1867.61,"end":1868.11,"sentiment":"positive","sentiment_score":0.443073570728302},{"text":"We've got bartending.","start":1868.6499,"end":1869.63,"sentiment":"neutral","sentiment_score":0.1900081237157186},{"text":"How long have you been working in bartending for?","start":1869.69,"end":1871.69,"sentiment":"neutral","sentiment_score":0.07339222646421856},{"text":"Like, I know you're only you know, 19 this year, but have you just been working this like, in bartending since you're 18?","start":1871.69,"end":1878.335,"sentiment":"neutral","sentiment_score":0.07172983091162599},{"text":"Have you just recently started bartending?","start":1878.335,"end":1880.355,"sentiment":"neutral","sentiment_score":0.023368716860810917}],"sentiment":"neutral","sentiment_score":0.08246729505204019,"num_words":42,"start":1867.61,"end":1880.355},{"sentences":[{"text":"Yep.","start":1885.695,"end":1886.07,"sentiment":"neutral","sentiment_score":0.1084478497505188},{"text":"Yeah.","start":1895.9099,"end":1896.4099,"sentiment":"neutral","sentiment_score":0.002252155914902687},{"text":"Yes.","start":1898.47,"end":1898.95,"sentiment":"neutral","sentiment_score":0.03587460517883301},{"text":"That's okay.","start":1898.95,"end":1902.625,"sentiment":"neutral","sentiment_score":0.007968561258167028},{"text":"Yep.","start":1902.925,"end":1903.245,"sentiment":"neutral","sentiment_score":0.03676289692521095}],"sentiment":"neutral","sentiment_score":0.03321243838096658,"num_words":6,"start":1885.695,"end":1903.245},{"sentences":[{"text":"Yep.","start":1903.245,"end":1903.645,"sentiment":"neutral","sentiment_score":0.06657745689153671},{"text":"Perfect.","start":1903.645,"end":1904.145,"sentiment":"neutral","sentiment_score":0.18509359657764435},{"text":"So you're technically casual.","start":1904.365,"end":1905.985,"sentiment":"neutral","sentiment_score":0.07094072364270687},{"text":"Is that right?","start":1906.045,"end":1906.9451,"sentiment":"neutral","sentiment_score":0.0847443292538325},{"text":"Yep.","start":1908.285,"end":1908.765,"sentiment":"neutral","sentiment_score":0.11419167369604112}],"sentiment":"neutral","sentiment_score":0.09038586094975472,"num_words":10,"start":1903.245,"end":1908.765},{"sentences":[{"text":"Perfect.","start":1908.765,"end":1909.265,"sentiment":"positive","sentiment_score":0.3417627811431885},{"text":"Lovely.","start":1909.645,"end":1910.145,"sentiment":"positive","sentiment_score":0.39356571435928345},{"text":"And I've got your income there.","start":1912.045,"end":1913.9651,"sentiment":"neutral","sentiment_score":0.2729295343160629},{"text":"Beautiful.","start":1913.9651,"end":1914.4651,"sentiment":"neutral","sentiment_score":0.3323512673377991},{"text":"Let's have a look.","start":1916.19,"end":1916.99,"sentiment":"neutral","sentiment_score":0.12821892462670803}],"sentiment":"neutral","sentiment_score":0.24754866671103698,"num_words":13,"start":1908.765,"end":1916.99},{"sentences":[{"text":"Do you have any other any assets that you would note down as value?","start":1916.99,"end":1920.51,"sentiment":"neutral","sentiment_score":0.06578982940741948},{"text":"Any cars or collections that you think are valuable that you put value on?","start":1920.51,"end":1925.25,"sentiment":"neutral","sentiment_score":0.05103685720158475},{"text":"Yep.","start":1945.02,"end":1945.52,"sentiment":"neutral","sentiment_score":0.08424379676580429},{"text":"No.","start":1945.8201,"end":1946.06,"sentiment":"neutral","sentiment_score":0.05145607888698578},{"text":"That's okay.","start":1946.06,"end":1946.86,"sentiment":"neutral","sentiment_score":0.1563914194703102}],"sentiment":"neutral","sentiment_score":0.06512676022248343,"num_words":32,"start":1916.99,"end":1946.86},{"sentences":[{"text":"Not a problem at all.","start":1946.86,"end":1948.24,"sentiment":"neutral","sentiment_score":0.27894442081451415},{"text":"And we're we're just looking at the investments.","start":1948.54,"end":1950.54,"sentiment":"neutral","sentiment_score":0.18735981360077858},{"text":"You're not sort of worried about looking at super insurance.","start":1950.54,"end":1952.9401,"sentiment":"neutral","sentiment_score":0.09832775369286537},{"text":"Is there anything else at the moment?","start":1952.9401,"end":1954.3,"sentiment":"neutral","sentiment_score":0.11739722107137952},{"text":"You're happy to start with the investment side of things and see how we go?","start":1954.3,"end":1957.505,"sentiment":"positive","sentiment_score":0.5075466454029083}],"sentiment":"neutral","sentiment_score":0.27359685285223856,"num_words":45,"start":1946.86,"end":1957.505},{"sentences":[{"text":"Yep.","start":1959.085,"end":1959.565,"sentiment":"positive","sentiment_score":0.3339817523956299},{"text":"Absolutely.","start":1959.565,"end":1960.065,"sentiment":"positive","sentiment_score":0.530957818031311},{"text":"Perfect.","start":1960.2849,"end":1960.7849,"sentiment":"positive","sentiment_score":0.7237588167190552},{"text":"Is there any other goals down the track that you might wanna look at?","start":1961.245,"end":1964.445,"sentiment":"positive","sentiment_score":0.3407123408147267},{"text":"We can scope them out for now, but, you know, always come back to them down the track.","start":1964.445,"end":1967.8049,"sentiment":"neutral","sentiment_score":0.29938693675729966}],"sentiment":"positive","sentiment_score":0.3356467434338161,"num_words":35,"start":1959.085,"end":1967.8049},{"sentences":[{"text":"Is there anything else that you sort of would like to have there as a goal?","start":1967.8049,"end":1971.05,"sentiment":"neutral","sentiment_score":0.28471946623176336},{"text":"Yeah.","start":1980.71,"end":1981.21,"sentiment":"neutral","sentiment_score":0.08872668445110321},{"text":"Yep.","start":1982.895,"end":1983.395,"sentiment":"neutral","sentiment_score":0.13181740045547485},{"text":"Yeah.","start":1988.1749,"end":1988.6549,"sentiment":"neutral","sentiment_score":0.17169445753097534},{"text":"Perfect.","start":1988.6549,"end":1989.1549,"sentiment":"positive","sentiment_score":0.4394211173057556}],"sentiment":"neutral","sentiment_score":0.26935855597257613,"num_words":20,"start":1967.8049,"end":1989.1549},{"sentences":[{"text":"Perfect.","start":1989.5349,"end":1990.0349,"sentiment":"positive","sentiment_score":0.5041705369949341},{"text":"We can look up super down the track.","start":1991.0549,"end":1992.975,"sentiment":"positive","sentiment_score":0.45207880437374115},{"text":"Beautiful.","start":1992.975,"end":1993.475,"sentiment":"positive","sentiment_score":0.7017329931259155},{"text":"Fantastic.","start":1993.615,"end":1994.115,"sentiment":"positive","sentiment_score":0.6568362712860107},{"text":"Well, thank you so much for going through that with me.","start":1994.255,"end":1996.8,"sentiment":"positive","sentiment_score":0.5836022171107206}],"sentiment":"positive","sentiment_score":0.5408633920279416,"num_words":22,"start":1989.5349,"end":1996.8},{"sentences":[{"text":"Now just to give you a little bit of information, so, obviously, the initial consultation and everything we do up until the point you decide to take on the advice is fully complimentary.","start":1997.28,"end":2005.54,"sentiment":"neutral","sentiment_score":0.2138946954951142},{"text":"Did Jordan go through the fee structure with you when she sort of spoke to you last time?","start":2006.24,"end":2010.9149,"sentiment":"neutral","sentiment_score":0.025960788855122194},{"text":"No.","start":2013.5349,"end":2013.7749,"sentiment":"neutral","sentiment_score":-0.06058765947818756},{"text":"That's okay.","start":2013.7749,"end":2014.4149,"sentiment":"neutral","sentiment_score":0.003909195307642221},{"text":"So I'll go through it with you.","start":2014.4149,"end":2015.9349,"sentiment":"neutral","sentiment_score":0.07014202326536179}],"sentiment":"neutral","sentiment_score":0.13055809909386223,"num_words":61,"start":1997.28,"end":2015.9349},{"sentences":[{"text":"Essentially, for us to do investment advice, we do charge an implementation fee if you decide to take on the advice.","start":2016.335,"end":2022.815,"sentiment":"neutral","sentiment_score":0.031974745293458305},{"text":"The implementation fee is 3.3%.","start":2022.815,"end":2025.71,"sentiment":"neutral","sentiment_score":0.028356418758630753},{"text":"It's capped the balance of a 150,000.","start":2025.85,"end":2028.25,"sentiment":"neutral","sentiment_score":0.03842844547969954},{"text":"Because the balance by inputting is quite small, the implementation fee would be quite small.","start":2028.25,"end":2032.49,"sentiment":"neutral","sentiment_score":0.0781585435072581},{"text":"But we put that into the advice to show you what that cost would look like.","start":2032.49,"end":2036.11,"sentiment":"neutral","sentiment_score":0.14635008154436946}],"sentiment":"neutral","sentiment_score":0.07181609875988215,"num_words":64,"start":2016.335,"end":2036.11},{"sentences":[{"text":"There is no charges up until the point you decide to take on the advice.","start":2036.65,"end":2040.3151,"sentiment":"neutral","sentiment_score":0.11487376342217127},{"text":"So if we give you advice and you decide you don't like it, don't wanna take it, that's fine.","start":2040.3151,"end":2044.395,"sentiment":"neutral","sentiment_score":-0.04055482717721086},{"text":"There's no obligation to do so.","start":2044.395,"end":2046.175,"sentiment":"neutral","sentiment_score":0.08592375243703525},{"text":"If you decide to come on board once we open the account and we put the first deposit in, then we do charge the implementation fee there.","start":2046.475,"end":2054.235,"sentiment":"neutral","sentiment_score":0.15960596446637754},{"text":"Okay?","start":2054.235,"end":2054.58,"sentiment":"neutral","sentiment_score":0.07316836714744568}],"sentiment":"neutral","sentiment_score":0.08603877437246196,"num_words":68,"start":2036.65,"end":2054.58},{"sentences":[{"text":"I outline it as a dollar fee figure in the advice documents so you'll be fully informed.","start":2054.58,"end":2060.9202,"sentiment":"neutral","sentiment_score":0.09973576588227469},{"text":"Okay?","start":2061.06,"end":2061.56,"sentiment":"neutral","sentiment_score":0.07559679448604584},{"text":"We also do charge an ongoing service fee for monitoring and looking after your investment account.","start":2062.74,"end":2068.76,"sentiment":"neutral","sentiment_score":0.10363959986716509},{"text":"It is 1.65% per annum.","start":2069.325,"end":2072.065,"sentiment":"neutral","sentiment_score":0.08074310421943665},{"text":"That is essentially the year, and then it's calculated and deducted in smaller monthly increments out of your investment account.","start":2072.125,"end":2079.405,"sentiment":"neutral","sentiment_score":0.08624806348234415}],"sentiment":"neutral","sentiment_score":0.09420364751022751,"num_words":59,"start":2054.58,"end":2079.405},{"sentences":[{"text":"So because it's a percentage based fee, it fluctuates with the market.","start":2079.405,"end":2083.29,"sentiment":"neutral","sentiment_score":0.07245659766097863},{"text":"So when the market is doing really well, when you're getting really good returns, then our fee is gonna be a little bit higher.","start":2083.29,"end":2088.75,"sentiment":"neutral","sentiment_score":0.1836320641450584},{"text":"However, if the market takes a little bit of a dip, then the fee is gonna be lower there as well.","start":2088.8901,"end":2093.29,"sentiment":"neutral","sentiment_score":0.06417873661432948},{"text":"Does that make sense?","start":2093.29,"end":2094.4302,"sentiment":"neutral","sentiment_score":0.15666001290082932},{"text":"Yeah.","start":2096.01,"end":2096.385,"sentiment":"positive","sentiment_score":0.41810211539268494}],"sentiment":"neutral","sentiment_score":0.1236958765695172,"num_words":62,"start":2079.405,"end":2096.385},{"sentences":[{"text":"That's exactly right.","start":2101.745,"end":2103.025,"sentiment":"positive","sentiment_score":0.6307777563730875},{"text":"It's all linked to the performance of your portfolio, and we want it to be working really well at times when the market might not be performing.","start":2103.025,"end":2109.925,"sentiment":"positive","sentiment_score":0.3684189490698002},{"text":"It's because everything on the outside's not working very well, and then the markets might be down for some particular reason, then our fee takes a bit of a dip with it.","start":2109.985,"end":2119.1602,"sentiment":"neutral","sentiment_score":-0.06535858288407326},{"text":"Okay?","start":2119.1602,"end":2119.6602,"sentiment":"neutral","sentiment_score":0.025602729991078377},{"text":"Yep.","start":2121.0,"end":2121.5,"sentiment":"neutral","sentiment_score":-0.0001196637749671936}],"sentiment":"neutral","sentiment_score":0.15271333293640055,"num_words":64,"start":2101.745,"end":2121.5},{"sentences":[{"text":"Yep.","start":2127.4001,"end":2127.735,"sentiment":"neutral","sentiment_score":0.05684773251414299},{"text":"Yep.","start":2128.375,"end":2128.875,"sentiment":"neutral","sentiment_score":0.07267531007528305},{"text":"Yeah.","start":2137.5752,"end":2138.0752,"sentiment":"neutral","sentiment_score":0.1083892658352852},{"text":"Yep.","start":2139.415,"end":2139.84,"sentiment":"neutral","sentiment_score":-0.08317606151103973},{"text":"Yeah.","start":2144.56,"end":2144.8801,"sentiment":"neutral","sentiment_score":0.06545282900333405}],"sentiment":"neutral","sentiment_score":0.04403781518340111,"num_words":5,"start":2127.4001,"end":2144.8801},{"sentences":[{"text":"No.","start":2144.8801,"end":2145.28,"sentiment":"neutral","sentiment_score":0.07371944934129715},{"text":"Absolutely.","start":2145.28,"end":2145.78,"sentiment":"neutral","sentiment_score":0.28906548023223877},{"text":"That is not a problem at all.","start":2146.0,"end":2147.2002,"sentiment":"positive","sentiment_score":0.3761761614254543},{"text":"We can absolutely help you with that.","start":2147.2002,"end":2148.8,"sentiment":"positive","sentiment_score":0.6332496234348842},{"text":"Not a problem.","start":2148.8,"end":2149.62,"sentiment":"neutral","sentiment_score":0.3320671617984772}],"sentiment":"positive","sentiment_score":0.44341931099954407,"num_words":19,"start":2144.8801,"end":2149.62},{"sentences":[{"text":"The other thing I just wanted to sorta ask was when you look at your investment, I know you've sort of invested before and you're really interested in the learning aspect.","start":2150.1602,"end":2157.635,"sentiment":"neutral","sentiment_score":0.1381664506850704},{"text":"Do you want to be able to see the investments that your portfolio is in so you can log in, see them, see where the money's invested, see what it's doing and doing more learning?","start":2157.695,"end":2167.475,"sentiment":"neutral","sentiment_score":0.201884243344622},{"text":"Or are you after more of a a a portfolio that we just manage and we can make investments which is for you without you having to kind of have as much visibility?","start":2167.6702,"end":2178.81,"sentiment":"neutral","sentiment_score":0.11017730882899328},{"text":"What would you sort of like to see?","start":2179.03,"end":2184.325,"sentiment":"neutral","sentiment_score":0.0714727034792304},{"text":"Yep.","start":2184.325,"end":2184.825,"sentiment":"neutral","sentiment_score":0.14292752742767334}],"sentiment":"neutral","sentiment_score":0.14536730402701156,"num_words":108,"start":2150.1602,"end":2184.825},{"sentences":[{"text":"Perfect.","start":2184.965,"end":2185.465,"sentiment":"positive","sentiment_score":0.3746065497398377},{"text":"And you wanna sort of see the investments?","start":2186.405,"end":2188.265,"sentiment":"neutral","sentiment_score":0.09468942135572433},{"text":"Yeah.","start":2188.4849,"end":2188.9849,"sentiment":"neutral","sentiment_score":0.05071102082729339},{"text":"Yep.","start":2195.285,"end":2195.58,"sentiment":"neutral","sentiment_score":0.025237804278731343},{"text":"Perfect.","start":2198.1401,"end":2198.6401,"sentiment":"neutral","sentiment_score":0.13510188460350037}],"sentiment":"neutral","sentiment_score":0.11193105252459645,"num_words":12,"start":2184.965,"end":2198.6401},{"sentences":[{"text":"Yeah.","start":2201.26,"end":2201.76,"sentiment":"neutral","sentiment_score":-0.036753490567207336},{"text":"No.","start":2203.9001,"end":2204.1401,"sentiment":"neutral","sentiment_score":0.022421251982450485},{"text":"That's absolutely fine, Kobe.","start":2204.1401,"end":2205.6602,"sentiment":"neutral","sentiment_score":0.3224428780376911},{"text":"It's not a problem.","start":2205.6602,"end":2206.46,"sentiment":"positive","sentiment_score":0.473286896944046},{"text":"And if you take on the advice and come on board as a client, you'll have me here as your adviser.","start":2206.46,"end":2210.1401,"sentiment":"positive","sentiment_score":0.35301960862818216}],"sentiment":"positive","sentiment_score":0.3413547949204522,"num_words":31,"start":2201.26,"end":2210.1401},{"sentences":[{"text":"So you can email me, call me, contact me when you have questions.","start":2210.1401,"end":2213.4148,"sentiment":"neutral","sentiment_score":0.2674109259477028},{"text":"We can talk things through.","start":2213.4148,"end":2214.875,"sentiment":"neutral","sentiment_score":0.2720178186893463},{"text":"Well, you'll get access to the portal so you can log in and see your investment profile.","start":2215.1748,"end":2219.1948,"sentiment":"neutral","sentiment_score":0.2908527921227848},{"text":"It sounds to me like you'd like a portfolio that gives you that visibility so you can learn.","start":2219.255,"end":2223.6548,"sentiment":"positive","sentiment_score":0.4068690786759059},{"text":"You can see where your money is located, and can sorta have a bit of say in it.","start":2223.6548,"end":2228.4602,"sentiment":"neutral","sentiment_score":0.3212203284104665}],"sentiment":"neutral","sentiment_score":0.32234560456913963,"num_words":71,"start":2210.1401,"end":2228.4602},{"sentences":[{"text":"So I'm more than happy to look at that.","start":2228.4602,"end":2230.1401,"sentiment":"positive","sentiment_score":0.6003494295809004},{"text":"Do I have that fairly right for you?","start":2230.1401,"end":2232.1602,"sentiment":"neutral","sentiment_score":0.24618856236338615},{"text":"Yep.","start":2233.82,"end":2234.22,"sentiment":"neutral","sentiment_score":0.30965501070022583},{"text":"Beautiful.","start":2234.22,"end":2234.7002,"sentiment":"positive","sentiment_score":0.7216879725456238},{"text":"And I love the learning aspect.","start":2234.7002,"end":2236.3,"sentiment":"positive","sentiment_score":0.7627189060052236}],"sentiment":"positive","sentiment_score":0.5192123913764953,"num_words":25,"start":2228.4602,"end":2236.3},{"sentences":[{"text":"Honestly, I think part of my job as an adviser isn't just to manage money.","start":2236.3,"end":2240.345,"sentiment":"positive","sentiment_score":0.4417548616727193},{"text":"It's also to teach you.","start":2240.345,"end":2241.645,"sentiment":"positive","sentiment_score":0.48787457346916197},{"text":"It's one thing to take your money and do what I need to with it, but it's another thing to kinda show you what's going on and help you learn along the way.","start":2241.945,"end":2248.985,"sentiment":"positive","sentiment_score":0.5138777349934434},{"text":"So that's really cool.","start":2248.985,"end":2250.185,"sentiment":"positive","sentiment_score":0.6866176575422287},{"text":"Okay.","start":2250.185,"end":2250.685,"sentiment":"neutral","sentiment_score":0.2553170621395111}],"sentiment":"positive","sentiment_score":0.5004387713711838,"num_words":58,"start":2236.3,"end":2250.685},{"sentences":[{"text":"Perfect.","start":2252.49,"end":2252.99,"sentiment":"positive","sentiment_score":0.33994030952453613},{"text":"Do you happen to have any questions for me at the moment?","start":2253.1301,"end":2255.77,"sentiment":"neutral","sentiment_score":0.15269046649336815},{"text":"I know I've asked you everything under the sun, but you're welcome to ask me anything you like as well.","start":2255.77,"end":2260.9102,"sentiment":"neutral","sentiment_score":0.2060198128223419},{"text":"That's okay.","start":2264.01,"end":2264.83,"sentiment":"neutral","sentiment_score":0.14640085399150848},{"text":"Not a problem.","start":2265.77,"end":2266.67,"sentiment":"neutral","sentiment_score":0.10201449195543925}],"sentiment":"neutral","sentiment_score":0.1813544038879244,"num_words":38,"start":2252.49,"end":2266.67},{"sentences":[{"text":"Yep.","start":2271.585,"end":2271.9849,"sentiment":"neutral","sentiment_score":0.07209096848964691},{"text":"That's absolutely fine.","start":2271.9849,"end":2273.1848,"sentiment":"neutral","sentiment_score":0.2328623632589976},{"text":"So what I'll do after the call is I'll get the team to send you an email.","start":2273.1848,"end":2276.7249,"sentiment":"neutral","sentiment_score":0.13221029477084384},{"text":"They will have a copy of our financial services guide attached there for you.","start":2277.025,"end":2280.84,"sentiment":"neutral","sentiment_score":0.18415913145456994},{"text":"I'll go back in the meantime, do a bit of research there for you, have a look at what we can do.","start":2281.1602,"end":2285.4202,"sentiment":"neutral","sentiment_score":0.1718511222438379}],"sentiment":"neutral","sentiment_score":0.1645123789315684,"num_words":57,"start":2271.585,"end":2285.4202},{"sentences":[{"text":"I'll be able to get the advice together just in a couple of weeks for you.","start":2285.8,"end":2288.76,"sentiment":"neutral","sentiment_score":0.2373829446732998},{"text":"I would expect probably about three weeks to get it prepared if that's okay with you.","start":2288.76,"end":2292.2002,"sentiment":"neutral","sentiment_score":0.12902580853551626},{"text":"Is that okay?","start":2292.2002,"end":2293.1,"sentiment":"neutral","sentiment_score":0.15761980911095938},{"text":"Yep.","start":2294.7148,"end":2295.1948,"sentiment":"positive","sentiment_score":0.4865508675575256},{"text":"Beautiful.","start":2295.1948,"end":2295.6748,"sentiment":"positive","sentiment_score":0.7824660539627075}],"sentiment":"neutral","sentiment_score":0.20552476757281535,"num_words":37,"start":2285.8,"end":2295.6748},{"sentences":[{"text":"We'll have the advice document prepared and ready to go.","start":2295.6748,"end":2298.315,"sentiment":"positive","sentiment_score":0.6925135612487793},{"text":"I can actually while I've got you here if you like, let's book you in to have that presentation done in about three weeks' time.","start":2298.315,"end":2305.055,"sentiment":"neutral","sentiment_score":0.3061417090892792},{"text":"So do you know what sort of time is better for yourself?","start":2305.83,"end":2309.99,"sentiment":"neutral","sentiment_score":0.06036782513062159},{"text":"Is the afternoon better for yourself because you do kinda work nights?","start":2309.99,"end":2313.61,"sentiment":"neutral","sentiment_score":0.07386031808952491},{"text":"Yeah.","start":2320.375,"end":2320.695,"sentiment":"neutral","sentiment_score":0.04469992220401764}],"sentiment":"neutral","sentiment_score":0.2705685996760925,"num_words":60,"start":2295.6748,"end":2320.695},{"sentences":[{"text":"Of course.","start":2320.695,"end":2321.2551,"sentiment":"neutral","sentiment_score":0.057241883128881454},{"text":"Absolutely.","start":2321.2551,"end":2321.7551,"sentiment":"neutral","sentiment_score":0.08387787640094757},{"text":"No.","start":2325.495,"end":2325.735,"sentiment":"neutral","sentiment_score":-0.0045804232358932495},{"text":"You are absolutely fine.","start":2325.735,"end":2327.355,"sentiment":"neutral","sentiment_score":0.08289056830108166},{"text":"Yep.","start":2332.615,"end":2333.01,"sentiment":"neutral","sentiment_score":0.035046882927417755}],"sentiment":"neutral","sentiment_score":0.06226559728384018,"num_words":9,"start":2320.695,"end":2333.01},{"sentences":[{"text":"No.","start":2356.195,"end":2356.515,"sentiment":"neutral","sentiment_score":-0.041455768048763275},{"text":"You're absolutely fine.","start":2356.515,"end":2357.795,"sentiment":"neutral","sentiment_score":-0.01744695589877665},{"text":"Worst case, if you like, I can always get the team just to follow-up with an email, and we can kinda work it out.","start":2357.795,"end":2362.675,"sentiment":"neutral","sentiment_score":-0.011557940801139921},{"text":"It's absolutely fine.","start":2362.675,"end":2363.85,"sentiment":"neutral","sentiment_score":0.22380088766415915},{"text":"Yeah.","start":2368.9702,"end":2369.4702,"sentiment":"neutral","sentiment_score":-0.010683836415410042}],"sentiment":"neutral","sentiment_score":0.009047862862644251,"num_words":32,"start":2356.195,"end":2369.4702},{"sentences":[{"text":"Don't stress.","start":2370.25,"end":2370.9702,"sentiment":"neutral","sentiment_score":-0.039450885728001595},{"text":"I have no more calls this afternoon.","start":2370.9702,"end":2372.6501,"sentiment":"neutral","sentiment_score":-0.17056178408009665},{"text":"I've locked everything out for you, so do not worry in any way, shape, or form.","start":2372.6501,"end":2376.685,"sentiment":"neutral","sentiment_score":0.0824256194755435},{"text":"That's okay, Kobi.","start":2377.065,"end":2378.285,"sentiment":"neutral","sentiment_score":0.16710668802261353},{"text":"Not a worry at all.","start":2378.825,"end":2380.125,"sentiment":"neutral","sentiment_score":-0.027802269905805588}],"sentiment":"neutral","sentiment_score":0.012372253519116026,"num_words":33,"start":2370.25,"end":2380.125},{"sentences":[{"text":"Yeah.","start":2396.57,"end":2397.07,"sentiment":"neutral","sentiment_score":-0.06114444136619568},{"text":"No.","start":2398.09,"end":2398.59,"sentiment":"neutral","sentiment_score":-0.13528738915920258},{"text":"No.","start":2400.25,"end":2400.6501,"sentiment":"neutral","sentiment_score":-0.10719749331474304},{"text":"That's okay.","start":2400.6501,"end":2401.53,"sentiment":"neutral","sentiment_score":-0.0013466179370880127},{"text":"Jordan booked you in for today, and I made sure that I blocked it out so you and I could have this conversation.","start":2401.53,"end":2406.2651,"sentiment":"neutral","sentiment_score":0.0999621907654016}],"sentiment":"neutral","sentiment_score":0.07117170813892569,"num_words":28,"start":2396.57,"end":2406.2651},{"sentences":[{"text":"Absolutely.","start":2406.485,"end":2406.985,"sentiment":"neutral","sentiment_score":0.15393564105033877},{"text":"Sorry about the sorry about them pushing it back.","start":2408.0051,"end":2411.3052,"sentiment":"neutral","sentiment_score":-0.06221998110413551},{"text":"Yes.","start":2411.925,"end":2412.425,"sentiment":"neutral","sentiment_score":0.04147898778319359},{"text":"So that brings us to one, two, three.","start":2412.485,"end":2415.925,"sentiment":"neutral","sentiment_score":0.05011093430221081},{"text":"It's from the March 16.","start":2415.925,"end":2418.26,"sentiment":"neutral","sentiment_score":0.04642189592123032}],"sentiment":"neutral","sentiment_score":0.011184656371672949,"num_words":24,"start":2406.485,"end":2418.26},{"sentences":[{"text":"Anytime that week that suits yourself.","start":2418.32,"end":2420.26,"sentiment":"neutral","sentiment_score":0.062450108428796135},{"text":"The only day that week is a little bit tight for me is the Monday, the sixteenth, but the Tuesday, Wednesday, Thursday is completely free.","start":2436.7551,"end":2443.155,"sentiment":"neutral","sentiment_score":-0.00845224566757679},{"text":"And I do work later in the afternoon till about sort of six or seven, so I can even do it later for you if it's easier.","start":2443.155,"end":2450.28,"sentiment":"neutral","sentiment_score":0.07805500365793705},{"text":"Yep.","start":2455.94,"end":2456.44,"sentiment":"positive","sentiment_score":0.3983415365219116},{"text":"Okay.","start":2463.395,"end":2463.895,"sentiment":"neutral","sentiment_score":0.19844460487365723}],"sentiment":"neutral","sentiment_score":0.047794429150720436,"num_words":60,"start":2418.32,"end":2463.895},{"sentences":[{"text":"Perfect.","start":2464.035,"end":2464.535,"sentiment":"positive","sentiment_score":0.34206634759902954},{"text":"So I have that Monday, the sixteenth.","start":2464.9949,"end":2468.4548,"sentiment":"neutral","sentiment_score":0.16660506704023906},{"text":"I have 04:00 available.","start":2468.595,"end":2470.4548,"sentiment":"neutral","sentiment_score":0.09011967107653618},{"text":"Is that okay for you?","start":2470.595,"end":2471.88,"sentiment":"neutral","sentiment_score":0.11650051325559616},{"text":"Yep.","start":2473.64,"end":2474.0398,"sentiment":"neutral","sentiment_score":0.19237087666988373}],"sentiment":"neutral","sentiment_score":0.14686966356303957,"num_words":18,"start":2464.035,"end":2474.0398},{"sentences":[{"text":"Perfect.","start":2474.0398,"end":2474.5398,"sentiment":"neutral","sentiment_score":0.27008432149887085},{"text":"So four 04:00 Queensland time.","start":2474.5999,"end":2477.0198,"sentiment":"neutral","sentiment_score":0.12248407602310181},{"text":"Perfect.","start":2477.3198,"end":2477.7998,"sentiment":"positive","sentiment_score":0.4243562519550323},{"text":"So I'll book that one in there.","start":2477.7998,"end":2479.5,"sentiment":"positive","sentiment_score":0.3888936809131077},{"text":"When the team send you a copy of our financial services guide, they'll also pop in there the confirmation of the presentation time for you and date for you just so you have it.","start":2479.88,"end":2490.605,"sentiment":"neutral","sentiment_score":0.33158048373811383}],"sentiment":"neutral","sentiment_score":0.31880944098035496,"num_words":48,"start":2474.0398,"end":2490.605},{"sentences":[{"text":"If anything comes up and you need to reschedule, you just let me know.","start":2490.605,"end":2494.365,"sentiment":"neutral","sentiment_score":0.16316255927085876},{"text":"It's not an issue at all.","start":2494.365,"end":2495.9849,"sentiment":"positive","sentiment_score":0.35973336299260456},{"text":"The in the email, they'll also have the financial services guide for you, which essentially outlines everything about Oakview Financial, who we are, what we do, how we do it, but it also has some information and a lovely photo of me.","start":2496.6848,"end":2507.74,"sentiment":"neutral","sentiment_score":0.2972768995733488},{"text":"So you can look in there.","start":2508.2,"end":2509.4,"sentiment":"neutral","sentiment_score":0.20526898900667825},{"text":"You'll see my registration license number, which is 1304394, and I'm registered through ASIC.","start":2509.4,"end":2515.42,"sentiment":"neutral","sentiment_score":0.18087210080453328}],"sentiment":"neutral","sentiment_score":0.25234303823331505,"num_words":82,"start":2490.605,"end":2515.42},{"sentences":[{"text":"And if you wanna look on our website, ocfinancial.com today, you can also scroll to the bottom and those documents are attached there, plus some lovely photos of what I look like for you.","start":2515.855,"end":2525.0552,"sentiment":"neutral","sentiment_score":0.23623923650559256},{"text":"Okay?","start":2525.0552,"end":2525.5552,"sentiment":"neutral","sentiment_score":0.14299647510051727},{"text":"No.","start":2527.7751,"end":2528.0151,"sentiment":"neutral","sentiment_score":0.303733229637146},{"text":"That's okay.","start":2528.0151,"end":2528.735,"sentiment":"positive","sentiment_score":0.44832712411880493},{"text":"It's absolutely been a pleasure.","start":2528.735,"end":2530.5151,"sentiment":"positive","sentiment_score":0.7951239466667175}],"sentiment":"neutral","sentiment_score":0.3104915750581165,"num_words":43,"start":2515.855,"end":2530.5151},{"sentences":[{"text":"If you find you have any questions in the meantime, please let me know.","start":2531.34,"end":2534.8801,"sentiment":"neutral","sentiment_score":0.2506779921906335},{"text":"I'm actually just going to because the girls, I think, have left for the day.","start":2534.9402,"end":2538.54,"sentiment":"neutral","sentiment_score":0.1350973476966222},{"text":"I'm actually gonna send you this email from my email now.","start":2538.54,"end":2541.52,"sentiment":"neutral","sentiment_score":0.17539663206447254},{"text":"That way, you have the financial services guide, but you also have my email address.","start":2541.74,"end":2545.695,"sentiment":"neutral","sentiment_score":0.16026789943377176},{"text":"So if you find you have any additional questions that you didn't think of today that you wanna ask me between now to Monday the sixteenth, you can just email me directly.","start":2545.7751,"end":2554.355,"sentiment":"neutral","sentiment_score":0.05208841082639992}],"sentiment":"neutral","sentiment_score":0.13259957122734223,"num_words":87,"start":2531.34,"end":2554.355},{"sentences":[{"text":"Okay?","start":2554.655,"end":2555.155,"sentiment":"neutral","sentiment_score":0.04646492004394531},{"text":"No.","start":2557.215,"end":2557.455,"sentiment":"neutral","sentiment_score":-0.025743108242750168},{"text":"That's okay.","start":2557.455,"end":2558.22,"sentiment":"neutral","sentiment_score":0.07702169939875603},{"text":"Not a problem at all, Kobe.","start":2558.22,"end":2559.42,"sentiment":"positive","sentiment_score":0.4357018917798996},{"text":"It's been a pleasure to meet with you this afternoon.","start":2559.42,"end":2561.5,"sentiment":"positive","sentiment_score":0.8440333485603333}],"sentiment":"positive","sentiment_score":0.5614655023440719,"num_words":20,"start":2554.655,"end":2561.5},{"sentences":[{"text":"I thank you so much for taking my call.","start":2561.5,"end":2563.02,"sentiment":"positive","sentiment_score":0.7662592662705315},{"text":"And, again, I do apologize for waking you up.","start":2563.02,"end":2565.36,"sentiment":"neutral","sentiment_score":-0.008281571997536553},{"text":"Not a worry at all.","start":2567.98,"end":2568.86,"sentiment":"neutral","sentiment_score":0.3061727374792099},{"text":"I'll get stuck into this research for you.","start":2568.86,"end":2570.94,"sentiment":"positive","sentiment_score":0.44201570749282837},{"text":"I'll have the advice ready to go 04:00 on Monday, March 16, and we'll go through it together.","start":2570.94,"end":2575.905,"sentiment":"neutral","sentiment_score":0.3059806500871976}],"sentiment":"positive","sentiment_score":0.35502939382377935,"num_words":49,"start":2561.5,"end":2575.905},{"sentences":[{"text":"I'll send you the advice documents so we can go through it.","start":2576.285,"end":2578.925,"sentiment":"neutral","sentiment_score":0.31669526547193527},{"text":"You can see what we're looking at.","start":2578.925,"end":2580.525,"sentiment":"neutral","sentiment_score":0.2528107634612492},{"text":"Okay?","start":2580.525,"end":2581.025,"sentiment":"neutral","sentiment_score":0.2273961901664734},{"text":"Thank you so much for your time.","start":2583.2449,"end":2584.765,"sentiment":"positive","sentiment_score":0.7958570974213737},{"text":"I appreciate that.","start":2584.765,"end":2585.565,"sentiment":"positive","sentiment_score":0.8253086805343628}],"sentiment":"positive","sentiment_score":0.46147801478703815,"num_words":30,"start":2576.285,"end":2585.565},{"sentences":[{"text":"I hope you have a good afternoon.","start":2585.565,"end":2587.025,"sentiment":"positive","sentiment_score":0.7776197365352085},{"text":"Thanks, Gobi.","start":2589.077,"end":2589.877,"sentiment":"positive","sentiment_score":0.6507844030857086},{"text":"See you later.","start":2589.877,"end":2590.6968,"sentiment":"positive","sentiment_score":0.33896182974179584}],"sentiment":"positive","sentiment_score":0.6468160375952721,"num_words":12,"start":2585.565,"end":2590.6968}]}}]},{"alternatives":[{"transcript":"Yes. It is. Oh, pretty good. Yes. May I ask who would be the son? Hi. Oh, it's alright. Yeah. I'm alright. Don't worry about it. I don't have a good time. Oh, yeah. I can. I'm sorry about that. I have really bad reception. Yeah. That does. I was hoping, like, seven years, and that's, like, me depositing extra money into it as well. Yeah. I do. I'm comfortable, like, as long as it's not, like, a crazy amount, like, up to, like, fucking I don't I don't know. So this is not super crazy. You know what I mean? And I'm good to do it. You know? It's my sorry. My my excess savings that I have I'm not saving. Spendings that I have is always always, like, around 5 to $600. You know what I mean? Yeah. I was fortnightly. I'm not too sure what the what I should, like, you know, what I should be doing with it. Just, you know. Yeah. That that's what I'm thinking. Yeah. The the the house market has been pretty stable, so in recent years. So it's so that's why I was like, I really need to, like, you know, do something about that before it gets to the point where it's, like, super hard for me to actually end up getting a house. Yep. At the moment, I am over at over at Park. That's over at Bingley. No. I haven't. This is my first time. Okay. I have had, like, a look at a couple different options. Like, obviously, I'm trying to look for, like, an investment that's not gonna be, like, excessively high risk. You know what I mean? I do need some, like, some level of stability. So, like, I think what I had to look at that ended up being, like, somewhat stable is I think they're called ETS. Because I know that I know that that goes up and down, but it's from what I know, it's generally safe to invest in if you're investing in the right stuff. But I I don't know what to invest in in that regard. You know what I mean? Yeah. Well, I my mom's a client of yours, and I think that you guys manage her super when it comes to investing. Yes. That sounds it's not like what I'm after. I did also have a look at, like, term deposits as well. But then, like, after looking at it, even with, like, a higher end interest bank, it doesn't seem to be, like, too great of a return even after seven years. I mean, yeah, possibly the the only reason I would put on a term deposit is just as, like, it's a form of sales safe. You know what I mean? Probably. Currently, I'm they're currently on anywhere between, like, 600 to 1,000, but that's what I mean. Like, I don't other than the savings that I've accumulated, it's just spending money, really. I don't have any need to spend any of that. You know? Because I I'm in a comfortable spot at the moment. You know? Currently, yeah, but that's before I because I'm gonna start another job soon. So and once I start another job, I'll be saving more so I can move out sometime this year into another place. And then I will have to start factoring in, like, rent and stuff, but I don't think it'll be too big of an issue because I'll still be getting, like, the combined I don't know. The combined pay. You know what I mean? Yes. Yeah. That's me. Usually, I go I usually fluctuate from to depends on what area I am because I've I've had to move around a bit. But, like, when I was up north recently, I was bartending over there. So, like, that's the main occupation for me. And I'm gonna be taking a while attending children in the city really soon as well. Yeah. And so and thank you. Yeah. There's a there's a lot of money to be made, like, in the city doing that. So I was like, you know what? I guess I'll take it. You know what I mean? Yep. It goes well for me because I'm starting unity. So it goes well for me because that means my my classes, they line up with it. You know, I have I have later classes. So then after those, I just go straight to work. A bachelor in social work. I I went on. Just gotten that one. Yeah. I mean, that that's what I mean. Like, at this point in time, I'm, like, trying to figure out everything. You know? Like because I haven't got a clue on what to do other than, like, continue to work and do school. You know? I did have a bit of on steam circumstances, so I I did have to use a thousand of that. I still have 6,000, and that isn't getting touched. That sounds great. And then when when I take up second trouble, I'll let you know and I'll reevaluate the cash flow and how much I'm putting into it. Yeah. And I I did, like, have a good think about it, and I thought seven years would be a good time frame as well. Is that, like, a realistic time frame, do you think? Thank you. That makes sense. Yeah. It would be very much, like, in the high blood category to the mid category. You know what I mean? Yeah. I've had I've had money in crypto, but I do really I really don't like those markets. Yeah. Yeah. That's fairly accurate. I mean, like so I I can give an example of, like, what happens with the crypto if that would help. So when Ethereum, like, first started coming around, I I invested a little bit into it, and then there's, like, a mark it it went off a little bit, and then there was a mark that did. And I thought it was gonna plummet, and I just sold out. I didn't I didn't I didn't stay into it because I was like, it scared me it kinda scared me off. You know what I mean? Yeah. Yeah. That's that's good. Because, like, those are the markets, like, I would not I would really not wanna, like, hop into in my, like, point in this point in time. You know what I mean? It there's been, like, a couple of positives. There's been a couple of negatives. You know? Like, there's been a couple of times I've invested in something, and it's I've just lost some money. You know what I mean? Yeah. Mhmm. Yeah. I I would I'm more shifting towards the high and midsection when it comes to the when it comes to inflation, Check it to mechanic, but unfortunately. Depending on what it's invested in, then I would probably want to put more in because market drop and that's where you kinda take advantage is when it starts going low again. You know what I mean? I'd like I don't sorry. I I wouldn't wanna, like, put into something that, like, I don't I don't see any greater returns in the future. You know what I mean? Well, I mean, at at the end of the day, like, at the end of the day, well, what have you got to lose when the market drops like that? You know what I mean? Like, if you just sell out and you don't have any faith that's that it's gonna go back up, then, you know, what are you gonna do? Like, you you're just gonna take the money that you have and not, like, try and get more. You know? Like, it's kinda just kinda how I feel about it. It's, you know, it's all dependent on whether you're willing to say, yeah. I'm gonna take that risk, and I'm gonna trust the process. You know what I mean? Yep. I kinda wanna maximize growth, if that's possible. Oh, yeah. The a little bit of income is always always a good bonus, but I feel like it it grows out ways, like, a little bit of income every time. You know what I mean? I feel like that's that might be a little too risky because, you know, the like, someone I gotta pay back as well and the the bank's like to put interest rates on on the loans and everything. You know? So it's two, like, two more at a time. Yeah. To me, it it does feel just, like, super risky because you know what I mean? If it's my if it's my own money, then I like, there's there's nothing really riding on it. You know what I mean? Like, I can recover from that. But if it's, like, someone else's money, then it's not something I can recover from. You know? And I know there's, like, I know there's such thing as good debt and bad debt, but it's just, like, yeah, it's just pretty pretty scary for me. So, like, guess maybe I'd be willing to do it, but it does seem like rather risky for me. Mhmm. Yeah. That that's comfortable to me. Yeah. Yeah. I I'm just, like, hoping, you know, obviously, our comp predicts whether it's gonna be super good when when the seven years is up. I'm just hoping, like, when it comes to the seven years, it hasn't dipped on the on the last year. That would suck. You know what I mean? I see. Yeah. Thank you so much for that. Who who was that? Usually for most people. Alright. I'm well, my the best person to that, I would say, would be my partner. Keira Nelly. Sorry. A e I r a, and then her last name is o m e l e y. Uh-huh. No. We do not. We do not. 08/31/2007. Yes. I'm committed to my partner. It's like what I think is is is something. Yeah. I mean, they've been together for, like, two years, and it's pretty strong. So Well, usually, like, I do do freelancing as well. So that's because there was a lot more, like, money to be made straight away for freelancing, that's what I decided to do rather than, like, just, you know, straight up to a job. But I do need, like, a proper job now, so I'd probably kinda go between the two when I have free time. You know what I mean? Yeah. Not not really. Not particularly. No. I mean, I have, like, electronics, but they're not like, they're they're they're replaceable. You know what I mean? Like, they're not something that's, like, super high tier collector's item. Yes. In the future, once I have finished with uni and I've gone into the workplace of my choice, and I'm like, I've got a stable job. I would like to look at investing with my super. You know what I mean? Not yet. Okay. Yeah. So, essentially, like, if my investment's doing good, then it's doing good for you guys too. Yeah. I did wanna also talk to you about is when those markets do drop because they will, they inevitably will. They always do. I do I would like to talk to you before buying, like, anything extra just just to see your stance on it and whether you think it's a good idea because I wouldn't wanna just, like, blindly do something and then have it backfire. You know? I I would like to do some learning with it too. Obviously, like yeah. Obviously, I would like to, you know, always consult you before doing anything because, you know, like I said, I'm kinda new to it also. I'm not really knowing what I should do. Yep. Okay. I think I've asked you a lot as well. But yeah. No. I I don't think I have any more questions. You know? That's okay with me. Okay. I gotta quickly have is it okay if I can quickly have a look at my timetable? Sorry about this. Absolutely. Just gonna have a look at what time I have classes on. No. I should let my time set up in a second, so it shouldn't be an issue. Oh, thank you so much. No. I actually wasn't I actually wasn't expecting a call because, like, because, like, the last few times that I've been called, it was by, like, someone else, and they were they were like, oh, yeah. Daniel will talk to you here. And then it was like, obviously, you got busy, and I was like so I wasn't really expecting a call or anything. Okay. So, you said three weeks? Well, that class is on the March 16. What about 20 nineteen? Well, I guess I have good news, and that is that I I should be free on literally any Monday in the afternoon. That's okay. Okay. Thank you. Okay. Thank you. No. It's okay. Thank you so much. Okay. You too. Bye.","confidence":0.98950946,"words":[{"word":"yes","start":11.759999,"end":12.259999,"confidence":0.9315401,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.18857163190841675},{"word":"it","start":12.4,"end":12.639999,"confidence":0.5486653,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2209793925285339},{"word":"is","start":12.639999,"end":13.139999,"confidence":0.90422046,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.175554096698761},{"word":"oh","start":18.385,"end":18.465,"confidence":0.84205496,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.3236071467399597},{"word":"pretty","start":18.465,"end":18.965,"confidence":0.99652356,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.3548241853713989},{"word":"good","start":25.345001,"end":25.845001,"confidence":0.997978,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.47997868061065674},{"word":"yes","start":27.265,"end":27.585,"confidence":0.5770067,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04798447340726853},{"word":"may","start":27.585,"end":27.744999,"confidence":0.14165157,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.04539760947227478},{"word":"i","start":27.744999,"end":27.825,"confidence":0.9962442,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.037664078176021576},{"word":"ask","start":27.825,"end":27.985,"confidence":0.34223783,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.024089589715003967},{"word":"who","start":27.985,"end":28.145,"confidence":0.43695265,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.020394060760736465},{"word":"would","start":28.145,"end":28.305,"confidence":0.3046301,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04338514432311058},{"word":"be","start":28.305,"end":28.465,"confidence":0.72314215,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04379020258784294},{"word":"the","start":28.465,"end":28.625,"confidence":0.2090596,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03276054188609123},{"word":"son","start":28.625,"end":29.125,"confidence":0.6729934,"punctuated_word":"son?","sentiment":"neutral","sentiment_score":0.05413466691970825},{"word":"hi","start":31.06,"end":31.56,"confidence":0.43303773,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":-0.06012327969074249},{"word":"oh","start":33.7,"end":33.86,"confidence":0.758847,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.03284730762243271},{"word":"it's","start":33.86,"end":34.1,"confidence":0.77250314,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04210064560174942},{"word":"alright","start":34.1,"end":34.6,"confidence":0.9902529,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.06569351255893707},{"word":"yeah","start":40.739998,"end":40.98,"confidence":0.9880806,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07148982584476471},{"word":"i'm","start":40.98,"end":41.14,"confidence":0.98137486,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0954696536064148},{"word":"alright","start":41.14,"end":41.46,"confidence":0.9954223,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.1199924498796463},{"word":"don't","start":41.46,"end":41.699997,"confidence":0.99678576,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":0.10790173709392548},{"word":"worry","start":41.699997,"end":42.019997,"confidence":0.9998586,"punctuated_word":"worry","sentiment":"neutral","sentiment_score":0.09946678578853609},{"word":"about","start":42.019997,"end":42.34,"confidence":0.9807998,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12155744433403017},{"word":"it","start":42.34,"end":42.84,"confidence":0.9926616,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.10952609777450562},{"word":"i","start":58.46,"end":58.62,"confidence":0.59250957,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3421352505683899},{"word":"don't","start":58.62,"end":58.859997,"confidence":0.7993461,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2571755647659302},{"word":"have","start":58.859997,"end":59.1,"confidence":0.6710008,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1879165917634964},{"word":"a","start":59.1,"end":59.18,"confidence":0.12189748,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2374431788921356},{"word":"good","start":59.18,"end":59.68,"confidence":0.6832777,"punctuated_word":"good","sentiment":"negative","sentiment_score":-0.3766762316226959},{"word":"time","start":65.34,"end":65.84,"confidence":0.38532674,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.19769753515720367},{"word":"oh","start":66.299995,"end":66.38,"confidence":0.75483644,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.0634797066450119},{"word":"yeah","start":66.38,"end":66.7,"confidence":0.9821279,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.05761583894491196},{"word":"i","start":66.7,"end":66.86,"confidence":0.99401903,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08559170365333557},{"word":"can","start":66.86,"end":67.259995,"confidence":0.97492594,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":-0.05754242464900017},{"word":"i'm","start":67.259995,"end":67.42,"confidence":0.99754477,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.11649730056524275},{"word":"sorry","start":67.42,"end":67.74,"confidence":0.9986518,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.178145632147789},{"word":"about","start":67.74,"end":68.06,"confidence":0.98484683,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.17454583942890167},{"word":"that","start":68.06,"end":68.22,"confidence":0.998695,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.15432807803153992},{"word":"i","start":68.22,"end":68.38,"confidence":0.9973489,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13610967993736267},{"word":"have","start":68.38,"end":68.88,"confidence":0.99819595,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09402495622634888},{"word":"really","start":69.42,"end":69.82,"confidence":0.71392137,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.39113378524780273},{"word":"bad","start":69.82,"end":70.22,"confidence":0.9982339,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.4018953740596771},{"word":"reception","start":70.22,"end":70.72,"confidence":0.9169981,"punctuated_word":"reception.","sentiment":"negative","sentiment_score":-0.37601494789123535},{"word":"yeah","start":99.11,"end":99.35,"confidence":0.8151463,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14022007584571838},{"word":"that","start":99.35,"end":99.59,"confidence":0.96493095,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.18189220130443573},{"word":"does","start":99.59,"end":100.09,"confidence":0.95378566,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.18254733085632324},{"word":"i","start":115.049995,"end":115.28999,"confidence":0.6904644,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04892536625266075},{"word":"was","start":115.28999,"end":115.53,"confidence":0.9983985,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03213788941502571},{"word":"hoping","start":115.53,"end":116.03,"confidence":0.92480564,"punctuated_word":"hoping,","sentiment":"neutral","sentiment_score":0.052764974534511566},{"word":"like","start":116.25,"end":116.729996,"confidence":0.9937048,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05158809944987297},{"word":"seven","start":116.729996,"end":117.13,"confidence":0.99592704,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.050903480499982834},{"word":"years","start":117.13,"end":117.61,"confidence":0.80148137,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.063055619597435},{"word":"and","start":117.61,"end":117.85,"confidence":0.99946207,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06713494658470154},{"word":"that's","start":117.85,"end":118.09,"confidence":0.9222004,"punctuated_word":"that's,","sentiment":"neutral","sentiment_score":0.08071032911539078},{"word":"like","start":118.09,"end":118.49,"confidence":0.9950218,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.11466185748577118},{"word":"me","start":118.49,"end":118.729996,"confidence":0.96469015,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.12353584915399551},{"word":"depositing","start":118.729996,"end":119.229996,"confidence":0.95334595,"punctuated_word":"depositing","sentiment":"neutral","sentiment_score":0.10748807340860368},{"word":"extra","start":119.369995,"end":119.77,"confidence":0.95556426,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.11187561601400375},{"word":"money","start":119.77,"end":120.09,"confidence":0.999329,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.124294251203537},{"word":"into","start":120.09,"end":120.329994,"confidence":0.930196,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1205509677529335},{"word":"it","start":120.329994,"end":120.49,"confidence":0.98718214,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10897263884544373},{"word":"as","start":120.49,"end":120.649994,"confidence":0.9972736,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11551222205162048},{"word":"well","start":120.649994,"end":121.149994,"confidence":0.99789894,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.11351947486400604},{"word":"yeah","start":129.725,"end":130.045,"confidence":0.9653825,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16171914339065552},{"word":"i","start":130.045,"end":130.205,"confidence":0.96942914,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20672595500946045},{"word":"do","start":130.205,"end":130.705,"confidence":0.9784801,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.1821247637271881},{"word":"i'm","start":143.87001,"end":144.37001,"confidence":0.95646095,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0434943363070488},{"word":"comfortable","start":145.31,"end":145.79001,"confidence":0.65590334,"punctuated_word":"comfortable,","sentiment":"neutral","sentiment_score":-0.11383113265037537},{"word":"like","start":145.79001,"end":146.27,"confidence":0.7831885,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.08523859083652496},{"word":"as","start":146.27,"end":146.67,"confidence":0.9937279,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.052904531359672546},{"word":"long","start":146.67,"end":146.99,"confidence":0.9981139,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.042717210948467255},{"word":"as","start":146.99,"end":147.15001,"confidence":0.9914874,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.023732036352157593},{"word":"it's","start":147.15001,"end":147.39,"confidence":0.9785321,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06280402839183807},{"word":"not","start":147.39,"end":147.63,"confidence":0.8797131,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.09834538400173189},{"word":"like","start":147.63,"end":148.13,"confidence":0.99895585,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.16096186637878418},{"word":"a","start":148.83,"end":149.07,"confidence":0.9908722,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14973460137844086},{"word":"crazy","start":149.07,"end":149.55,"confidence":0.99951446,"punctuated_word":"crazy","sentiment":"neutral","sentiment_score":-0.1663653552532196},{"word":"amount","start":149.55,"end":149.95001,"confidence":0.8418132,"punctuated_word":"amount,","sentiment":"neutral","sentiment_score":-0.23558279871940613},{"word":"like","start":149.95001,"end":150.45001,"confidence":0.9339006,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2457471340894699},{"word":"up","start":151.39,"end":151.55,"confidence":0.8716777,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.23112645745277405},{"word":"to","start":151.55,"end":151.71,"confidence":0.9180831,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.2513057291507721},{"word":"like","start":151.71,"end":152.21,"confidence":0.8098271,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.3046300411224365},{"word":"fucking","start":152.75,"end":152.99,"confidence":0.9257274,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.4264373779296875},{"word":"i","start":153.15001,"end":153.23001,"confidence":0.9982844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.31331688165664673},{"word":"don't","start":153.23001,"end":153.47,"confidence":0.98872685,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.25934791564941406},{"word":"i","start":153.47,"end":153.63,"confidence":0.93515015,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.28067174553871155},{"word":"don't","start":153.63,"end":153.87001,"confidence":0.9998198,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.17970862984657288},{"word":"know","start":153.87001,"end":154.03,"confidence":0.9941877,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.16618913412094116},{"word":"so","start":154.03,"end":154.215,"confidence":0.63618606,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09502194821834564},{"word":"this","start":154.375,"end":154.61499,"confidence":0.6997705,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.1844726204872131},{"word":"is","start":154.61499,"end":154.69499,"confidence":0.99462306,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.15004639327526093},{"word":"not","start":154.69499,"end":154.855,"confidence":0.99491596,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.18078312277793884},{"word":"super","start":154.855,"end":155.175,"confidence":0.9982126,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.2057276964187622},{"word":"crazy","start":155.175,"end":155.575,"confidence":0.9530606,"punctuated_word":"crazy.","sentiment":"neutral","sentiment_score":-0.18625254929065704},{"word":"you","start":155.575,"end":155.655,"confidence":0.9983979,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.0930703431367874},{"word":"know","start":155.655,"end":155.815,"confidence":0.9999484,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08875826001167297},{"word":"what","start":155.815,"end":155.89499,"confidence":0.9993481,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0897262692451477},{"word":"i","start":155.89499,"end":155.97499,"confidence":0.9992644,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0888090431690216},{"word":"mean","start":155.97499,"end":156.215,"confidence":0.99543345,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.0324520505964756},{"word":"and","start":156.215,"end":156.375,"confidence":0.61562246,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07227395474910736},{"word":"i'm","start":156.375,"end":156.775,"confidence":0.8095244,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05787345767021179},{"word":"good","start":156.775,"end":156.935,"confidence":0.53307116,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.05328132212162018},{"word":"to","start":156.935,"end":157.095,"confidence":0.99967825,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09185554087162018},{"word":"do","start":157.095,"end":157.25499,"confidence":0.99893314,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10404325276613235},{"word":"it","start":157.25499,"end":157.415,"confidence":0.95388424,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.06698201596736908},{"word":"you","start":157.415,"end":157.655,"confidence":0.9865491,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0027516931295394897},{"word":"know","start":157.655,"end":158.155,"confidence":0.99350977,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.0016965512186288834},{"word":"it's","start":159.97499,"end":160.47499,"confidence":0.7322122,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.08577683568000793},{"word":"my","start":161.33499,"end":161.83499,"confidence":0.57206726,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.05085678771138191},{"word":"sorry","start":163.575,"end":164.075,"confidence":0.9915242,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.05757544934749603},{"word":"my","start":164.855,"end":165.355,"confidence":0.9709019,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.04299292713403702},{"word":"my","start":166.135,"end":166.375,"confidence":0.983405,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08011823892593384},{"word":"excess","start":166.375,"end":166.875,"confidence":0.9841887,"punctuated_word":"excess","sentiment":"neutral","sentiment_score":-0.0981537252664566},{"word":"savings","start":167.97,"end":168.47,"confidence":0.99935013,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.1075519248843193},{"word":"that","start":168.53,"end":168.76999,"confidence":0.89594114,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09617405384778976},{"word":"i","start":168.76999,"end":168.84999,"confidence":0.95861137,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06310895830392838},{"word":"have","start":168.84999,"end":168.93,"confidence":0.9856068,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09240613877773284},{"word":"i'm","start":169.17,"end":169.25,"confidence":0.8237804,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09567674249410628},{"word":"not","start":169.25,"end":169.48999,"confidence":0.9986242,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08409005403518677},{"word":"saving","start":169.48999,"end":169.89,"confidence":0.6504997,"punctuated_word":"saving.","sentiment":"neutral","sentiment_score":-0.11434242129325868},{"word":"spendings","start":169.89,"end":170.29,"confidence":0.7261584,"punctuated_word":"Spendings","sentiment":"neutral","sentiment_score":-0.020166069269180294},{"word":"that","start":170.29,"end":170.45,"confidence":0.9982614,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.014375196769833565},{"word":"i","start":170.45,"end":170.61,"confidence":0.99947685,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012263327836990356},{"word":"have","start":170.61,"end":171.11,"confidence":0.99947673,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.010687097907066343},{"word":"is","start":171.25,"end":171.48999,"confidence":0.9056393,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0029711592942476273},{"word":"always","start":171.48999,"end":171.98999,"confidence":0.99628794,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.008731575682759285},{"word":"always","start":172.45,"end":172.93,"confidence":0.9018434,"punctuated_word":"always,","sentiment":"neutral","sentiment_score":0.003268263302743435},{"word":"like","start":172.93,"end":173.40999,"confidence":0.9963218,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.009712086990475656},{"word":"around","start":173.40999,"end":173.90999,"confidence":0.998938,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.011948758736252785},{"word":"5","start":175.17,"end":175.48999,"confidence":0.99546707,"punctuated_word":"5","sentiment":"neutral","sentiment_score":0.007390834391117096},{"word":"to","start":175.48999,"end":175.65,"confidence":0.9833308,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01625050976872444},{"word":"$600","start":175.65,"end":176.70999,"confidence":0.9977864,"punctuated_word":"$600.","sentiment":"neutral","sentiment_score":0.006201335694640875},{"word":"you","start":179.32999,"end":179.40999,"confidence":0.8592215,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.02210403233766556},{"word":"know","start":179.40999,"end":179.56999,"confidence":0.9818333,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.032478999346494675},{"word":"what","start":179.56999,"end":179.73,"confidence":0.9902298,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03103622980415821},{"word":"i","start":179.73,"end":179.98,"confidence":0.99811184,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04940450191497803},{"word":"mean","start":179.98,"end":180.48,"confidence":0.9992043,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.05214206129312515},{"word":"yeah","start":184.58499,"end":184.655,"confidence":0.858712,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.030614987015724186},{"word":"i","start":184.655,"end":184.905,"confidence":0.12330339,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04667895287275314},{"word":"was","start":184.905,"end":185.14499,"confidence":0.4556419,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03142542392015457},{"word":"fortnightly","start":185.14499,"end":185.64499,"confidence":0.8236683,"punctuated_word":"fortnightly.","sentiment":"neutral","sentiment_score":0.03920730575919151},{"word":"i'm","start":200.88,"end":201.28,"confidence":0.7799062,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.10152682662010191},{"word":"not","start":201.28,"end":201.52,"confidence":0.9881071,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12839877605438232},{"word":"too","start":201.52,"end":201.68001,"confidence":0.99421424,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.15242861211299896},{"word":"sure","start":201.68001,"end":202.08,"confidence":0.999954,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.14467033743858335},{"word":"what","start":202.08,"end":202.40001,"confidence":0.9983342,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.12016722559928894},{"word":"the","start":202.40001,"end":202.56,"confidence":0.94299245,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16399356722831726},{"word":"what","start":202.64,"end":202.8,"confidence":0.99716955,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1545838862657547},{"word":"i","start":202.8,"end":202.96,"confidence":0.95064515,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13701042532920835},{"word":"should","start":202.96,"end":203.2,"confidence":0.48550054,"punctuated_word":"should,","sentiment":"neutral","sentiment_score":-0.17264693975448608},{"word":"like","start":203.2,"end":203.7,"confidence":0.8677612,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.13020560145378113},{"word":"you","start":204.32,"end":204.56,"confidence":0.9991098,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12605080008506775},{"word":"know","start":204.56,"end":204.8,"confidence":0.98650384,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1165107861161232},{"word":"what","start":204.8,"end":205.04001,"confidence":0.9997147,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.14429309964179993},{"word":"i","start":205.04001,"end":205.12,"confidence":0.99944025,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10736063122749329},{"word":"should","start":205.12,"end":205.36,"confidence":0.99987257,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.12791277468204498},{"word":"be","start":205.36,"end":205.52,"confidence":0.999395,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11126039922237396},{"word":"doing","start":205.52,"end":205.84,"confidence":0.98941284,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.09355098754167555},{"word":"with","start":205.84,"end":206.0,"confidence":0.9702342,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1243710070848465},{"word":"it","start":206.0,"end":206.40001,"confidence":0.7958597,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.0969071239233017},{"word":"just","start":206.40001,"end":206.90001,"confidence":0.54268885,"punctuated_word":"Just,","sentiment":"neutral","sentiment_score":-0.03683662414550781},{"word":"you","start":207.12,"end":207.28,"confidence":0.9981908,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.040917329490184784},{"word":"know","start":207.28,"end":207.78,"confidence":0.7185408,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.03188401088118553},{"word":"yeah","start":217.935,"end":218.255,"confidence":0.8305589,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009536673314869404},{"word":"that","start":218.255,"end":218.41501,"confidence":0.9126853,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.022128667682409286},{"word":"that's","start":218.495,"end":218.655,"confidence":0.9996281,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.016422655433416367},{"word":"what","start":218.655,"end":218.895,"confidence":0.99738723,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.030100636184215546},{"word":"i'm","start":218.895,"end":219.05501,"confidence":0.995363,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.01499905250966549},{"word":"thinking","start":219.05501,"end":219.55501,"confidence":0.99789226,"punctuated_word":"thinking.","sentiment":"neutral","sentiment_score":0.004907725378870964},{"word":"yeah","start":232.06,"end":232.54,"confidence":0.760276,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025668151676654816},{"word":"the","start":232.54,"end":232.86,"confidence":0.65194315,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.02420288324356079},{"word":"the","start":232.86,"end":233.1,"confidence":0.99635786,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01510731875896454},{"word":"the","start":233.1,"end":233.26,"confidence":0.97920597,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011967331171035768},{"word":"house","start":233.26,"end":233.58,"confidence":0.9962514,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.030037418007850647},{"word":"market","start":233.58,"end":233.98,"confidence":0.9964734,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.0332033634185791},{"word":"has","start":233.98,"end":234.22,"confidence":0.9980671,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.01134343445301056},{"word":"been","start":234.22,"end":234.45999,"confidence":0.99976665,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.009446948766708374},{"word":"pretty","start":234.45999,"end":234.78,"confidence":0.9987167,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.1188339665532112},{"word":"stable","start":234.78,"end":235.28,"confidence":0.7029468,"punctuated_word":"stable,","sentiment":"neutral","sentiment_score":0.031285542994737625},{"word":"so","start":235.9,"end":236.4,"confidence":0.6541089,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.010886363685131071},{"word":"in","start":236.78,"end":237.28,"confidence":0.35454977,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03866855427622795},{"word":"recent","start":237.34,"end":237.74,"confidence":0.9239016,"punctuated_word":"recent","sentiment":"neutral","sentiment_score":-0.06503632664680481},{"word":"years","start":237.74,"end":238.24,"confidence":0.9369992,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.05269799381494522},{"word":"so","start":238.925,"end":239.16501,"confidence":0.9991191,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.16371385753154755},{"word":"it's","start":239.16501,"end":239.66501,"confidence":0.9892411,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2389514148235321},{"word":"so","start":240.125,"end":240.445,"confidence":0.99324894,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.21676427125930783},{"word":"that's","start":240.445,"end":240.685,"confidence":0.9984075,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2278489321470261},{"word":"why","start":240.685,"end":240.845,"confidence":0.9936574,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.14475300908088684},{"word":"i","start":240.845,"end":240.925,"confidence":0.9901721,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2220659852027893},{"word":"was","start":240.925,"end":241.16501,"confidence":0.9992731,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2879987061023712},{"word":"like","start":241.16501,"end":241.565,"confidence":0.7842885,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2596689462661743},{"word":"i","start":241.565,"end":241.725,"confidence":0.99931383,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3400018811225891},{"word":"really","start":241.725,"end":241.965,"confidence":0.9996611,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.38125988841056824},{"word":"need","start":241.965,"end":242.205,"confidence":0.9225567,"punctuated_word":"need","sentiment":"negative","sentiment_score":-0.3946709632873535},{"word":"to","start":242.205,"end":242.365,"confidence":0.95600164,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.3298569917678833},{"word":"like","start":242.365,"end":242.865,"confidence":0.9948599,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.30477192997932434},{"word":"you","start":243.085,"end":243.325,"confidence":0.9758469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.3210223913192749},{"word":"know","start":243.325,"end":243.825,"confidence":0.998713,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.300738662481308},{"word":"do","start":243.885,"end":244.125,"confidence":0.9899156,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.3849477171897888},{"word":"something","start":244.125,"end":244.605,"confidence":0.9994438,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.3747149407863617},{"word":"about","start":244.605,"end":244.925,"confidence":0.9992685,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.27887529134750366},{"word":"that","start":244.925,"end":245.245,"confidence":0.99919957,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2967028021812439},{"word":"before","start":245.245,"end":245.645,"confidence":0.9952982,"punctuated_word":"before","sentiment":"negative","sentiment_score":-0.3572661578655243},{"word":"it","start":245.645,"end":245.80501,"confidence":0.9542675,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4218411147594452},{"word":"gets","start":245.80501,"end":246.045,"confidence":0.9880734,"punctuated_word":"gets","sentiment":"negative","sentiment_score":-0.3642101585865021},{"word":"to","start":246.045,"end":246.205,"confidence":0.98431224,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3594011664390564},{"word":"the","start":246.205,"end":246.285,"confidence":0.5087257,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3007906377315521},{"word":"point","start":246.285,"end":246.445,"confidence":0.99888355,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.22096319496631625},{"word":"where","start":246.445,"end":246.685,"confidence":0.99120647,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.24131928384304047},{"word":"it's","start":246.685,"end":246.845,"confidence":0.92107725,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":-0.319058358669281},{"word":"like","start":246.845,"end":247.245,"confidence":0.9989011,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.31491178274154663},{"word":"super","start":247.245,"end":247.565,"confidence":0.94839585,"punctuated_word":"super","sentiment":"negative","sentiment_score":-0.37728795409202576},{"word":"hard","start":247.565,"end":247.965,"confidence":0.9770576,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.31144213676452637},{"word":"for","start":247.965,"end":248.125,"confidence":0.97076,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.35539108514785767},{"word":"me","start":248.125,"end":248.285,"confidence":0.99814236,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.23963263630867004},{"word":"to","start":248.285,"end":248.445,"confidence":0.9502561,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.26164478063583374},{"word":"actually","start":248.445,"end":248.945,"confidence":0.9894644,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.19862917065620425},{"word":"end","start":249.325,"end":249.565,"confidence":0.98064226,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.1359836310148239},{"word":"up","start":249.565,"end":249.645,"confidence":0.99760747,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.23436065018177032},{"word":"getting","start":249.645,"end":249.965,"confidence":0.9913775,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.19424070417881012},{"word":"a","start":249.965,"end":250.125,"confidence":0.29628173,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15846794843673706},{"word":"house","start":250.125,"end":250.625,"confidence":0.6081642,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":-0.02935100346803665},{"word":"yep","start":256.36002,"end":256.86002,"confidence":0.86047554,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.030056674033403397},{"word":"at","start":257.32,"end":257.48,"confidence":0.94812256,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.008221223950386047},{"word":"the","start":257.48,"end":257.64,"confidence":0.99976414,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006907347589731216},{"word":"moment","start":257.64,"end":258.14,"confidence":0.98774445,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.01377667672932148},{"word":"i","start":258.36002,"end":258.84,"confidence":0.99918383,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.015031566843390465},{"word":"am","start":258.84,"end":259.34,"confidence":0.99602735,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.015085790306329727},{"word":"over","start":259.72,"end":260.22,"confidence":0.9855369,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.011535443365573885},{"word":"at","start":262.36002,"end":262.52,"confidence":0.9596566,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.006248122081160545},{"word":"over","start":262.52,"end":262.84,"confidence":0.87403876,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.013726399280130863},{"word":"at","start":262.84,"end":263.34,"confidence":0.9905606,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.011385081335902214},{"word":"park","start":263.56,"end":264.06,"confidence":0.6291069,"punctuated_word":"Park.","sentiment":"neutral","sentiment_score":0.017344767227768898},{"word":"that's","start":267.255,"end":267.49503,"confidence":0.97480476,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.02058934047818184},{"word":"over","start":267.49503,"end":267.73502,"confidence":0.5617802,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.024012217298150063},{"word":"at","start":267.73502,"end":267.975,"confidence":0.3638202,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02526872418820858},{"word":"bingley","start":267.975,"end":268.475,"confidence":0.75446314,"punctuated_word":"Bingley.","sentiment":"neutral","sentiment_score":0.03371875360608101},{"word":"no","start":285.79,"end":286.11002,"confidence":0.9400259,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1102692037820816},{"word":"i","start":286.11002,"end":286.27002,"confidence":0.9982405,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1027396023273468},{"word":"haven't","start":286.27002,"end":286.59,"confidence":0.98054606,"punctuated_word":"haven't.","sentiment":"neutral","sentiment_score":-0.10786837339401244},{"word":"this","start":286.59,"end":286.83002,"confidence":0.98542875,"punctuated_word":"This","sentiment":"neutral","sentiment_score":-0.1823312342166901},{"word":"is","start":286.83002,"end":287.15,"confidence":0.94314265,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.14141686260700226},{"word":"my","start":287.15,"end":287.31,"confidence":0.9450531,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1527646631002426},{"word":"first","start":287.31,"end":287.63,"confidence":0.9971968,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.15485133230686188},{"word":"time","start":287.63,"end":288.13,"confidence":0.9935994,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.1631319671869278},{"word":"okay","start":326.835,"end":327.335,"confidence":0.8243951,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07817934453487396},{"word":"i","start":329.955,"end":330.115,"confidence":0.8008031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14839205145835876},{"word":"have","start":330.115,"end":330.435,"confidence":0.9716664,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11433418840169908},{"word":"had","start":330.435,"end":330.675,"confidence":0.47452813,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":0.03425808623433113},{"word":"like","start":330.675,"end":331.075,"confidence":0.9968861,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.04547232389450073},{"word":"a","start":331.075,"end":331.235,"confidence":0.9859962,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05956169590353966},{"word":"look","start":331.235,"end":331.475,"confidence":0.9949812,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.016950473189353943},{"word":"at","start":331.475,"end":331.635,"confidence":0.99840933,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.048796407878398895},{"word":"a","start":331.635,"end":331.715,"confidence":0.99919826,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09454698860645294},{"word":"couple","start":331.715,"end":332.035,"confidence":0.9998828,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.05650324374437332},{"word":"different","start":332.035,"end":332.51498,"confidence":0.841539,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.07160980254411697},{"word":"options","start":332.51498,"end":333.01498,"confidence":0.97203445,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":0.05660850182175636},{"word":"like","start":334.57,"end":335.07,"confidence":0.96572566,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.049422863870859146},{"word":"obviously","start":335.13,"end":335.63,"confidence":0.99324405,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.05008568242192269},{"word":"i'm","start":335.69,"end":335.85,"confidence":0.9998862,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04255212843418121},{"word":"trying","start":335.85,"end":336.09,"confidence":0.98368615,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.04257909953594208},{"word":"to","start":336.09,"end":336.16998,"confidence":0.9976172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06859587877988815},{"word":"look","start":336.16998,"end":336.41,"confidence":0.99985063,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03882037103176117},{"word":"for","start":336.41,"end":336.91,"confidence":0.96773195,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.07378660142421722},{"word":"like","start":337.93,"end":338.09,"confidence":0.96133524,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07518108189105988},{"word":"an","start":338.09,"end":338.25,"confidence":0.9735433,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11599258333444595},{"word":"investment","start":338.25,"end":338.75,"confidence":0.9995509,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.06149075925350189},{"word":"that's","start":338.81,"end":339.05,"confidence":0.9983403,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08619348704814911},{"word":"not","start":339.05,"end":339.21,"confidence":0.9993538,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.03757201135158539},{"word":"gonna","start":339.21,"end":339.53,"confidence":0.9272823,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07344579696655273},{"word":"be","start":339.53,"end":340.03,"confidence":0.9741441,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":-0.0902477130293846},{"word":"like","start":340.97,"end":341.47,"confidence":0.9915396,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.19229254126548767},{"word":"excessively","start":342.49,"end":342.99,"confidence":0.4287824,"punctuated_word":"excessively","sentiment":"neutral","sentiment_score":-0.2730754017829895},{"word":"high","start":343.37,"end":343.69,"confidence":0.9966654,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.273951917886734},{"word":"risk","start":343.69,"end":344.19,"confidence":0.9899706,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.1184629499912262},{"word":"you","start":344.25,"end":344.41,"confidence":0.87211704,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.017779745161533356},{"word":"know","start":344.41,"end":344.49,"confidence":0.9988921,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.008421644568443298},{"word":"what","start":344.49,"end":344.65,"confidence":0.98981315,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.011099979281425476},{"word":"i","start":344.65,"end":344.72998,"confidence":0.9996351,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006628796458244324},{"word":"mean","start":344.72998,"end":345.22998,"confidence":0.9988767,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.000797368586063385},{"word":"i","start":347.05,"end":347.21,"confidence":0.9443706,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005335569381713867},{"word":"do","start":347.21,"end":347.37,"confidence":0.99753016,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06460145115852356},{"word":"need","start":347.37,"end":347.805,"confidence":0.9995371,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.003352642059326172},{"word":"some","start":348.125,"end":348.625,"confidence":0.9695357,"punctuated_word":"some,","sentiment":"neutral","sentiment_score":-0.024181034415960312},{"word":"like","start":348.685,"end":349.085,"confidence":0.96395254,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.009294822812080383},{"word":"some","start":349.085,"end":349.32498,"confidence":0.93674254,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.05030573904514313},{"word":"level","start":349.32498,"end":349.645,"confidence":0.99841726,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.06458823382854462},{"word":"of","start":349.645,"end":350.04498,"confidence":0.9896277,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006789743900299072},{"word":"stability","start":350.04498,"end":350.54498,"confidence":0.85513407,"punctuated_word":"stability.","sentiment":"neutral","sentiment_score":-0.016542311757802963},{"word":"so","start":350.60498,"end":350.925,"confidence":0.9781232,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.09764209389686584},{"word":"like","start":350.925,"end":351.245,"confidence":0.9964789,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.100575290620327},{"word":"i","start":351.245,"end":351.725,"confidence":0.99846065,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1406487375497818},{"word":"think","start":351.725,"end":351.965,"confidence":0.9715568,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.1076989397406578},{"word":"what","start":351.965,"end":352.205,"confidence":0.98079485,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16121487319469452},{"word":"i","start":352.205,"end":352.285,"confidence":0.99872786,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12975990772247314},{"word":"had","start":352.285,"end":352.405,"confidence":0.9593606,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.10840121656656264},{"word":"to","start":352.405,"end":352.525,"confidence":0.49901283,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0969633236527443},{"word":"look","start":352.525,"end":352.76498,"confidence":0.99884367,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09627298265695572},{"word":"at","start":352.76498,"end":353.005,"confidence":0.9955557,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12315237522125244},{"word":"that","start":353.005,"end":353.505,"confidence":0.9676173,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13906215131282806},{"word":"ended","start":353.725,"end":354.125,"confidence":0.89107317,"punctuated_word":"ended","sentiment":"neutral","sentiment_score":0.1458064466714859},{"word":"up","start":354.125,"end":354.285,"confidence":0.99907804,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.17603009939193726},{"word":"being","start":354.285,"end":354.685,"confidence":0.96330684,"punctuated_word":"being,","sentiment":"neutral","sentiment_score":0.2124679684638977},{"word":"like","start":354.685,"end":355.085,"confidence":0.99950683,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1984959840774536},{"word":"somewhat","start":355.085,"end":355.585,"confidence":0.99882144,"punctuated_word":"somewhat","sentiment":"neutral","sentiment_score":0.23089221119880676},{"word":"stable","start":355.965,"end":356.445,"confidence":0.9990613,"punctuated_word":"stable","sentiment":"neutral","sentiment_score":0.22161129117012024},{"word":"is","start":356.445,"end":356.945,"confidence":0.90551484,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14745190739631653},{"word":"i","start":357.965,"end":358.04498,"confidence":0.7682592,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1842242330312729},{"word":"think","start":358.04498,"end":358.285,"confidence":0.99024755,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.11486009508371352},{"word":"they're","start":358.285,"end":358.445,"confidence":0.8756206,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.1319688856601715},{"word":"called","start":358.445,"end":358.845,"confidence":0.9986419,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.08807575702667236},{"word":"ets","start":358.845,"end":359.345,"confidence":0.7517638,"punctuated_word":"ETS.","sentiment":"neutral","sentiment_score":0.1069921776652336},{"word":"because","start":362.37,"end":362.69,"confidence":0.9278407,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.23796997964382172},{"word":"i","start":362.69,"end":362.85,"confidence":0.9992605,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3276297152042389},{"word":"know","start":362.85,"end":363.01,"confidence":0.9993812,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.28678059577941895},{"word":"that","start":363.01,"end":363.25,"confidence":0.9976325,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2389378398656845},{"word":"i","start":363.25,"end":363.41,"confidence":0.9836557,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2177741378545761},{"word":"know","start":363.41,"end":363.65,"confidence":0.99984336,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.24697750806808472},{"word":"that","start":363.65,"end":363.89,"confidence":0.9999236,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2311139702796936},{"word":"that","start":363.89,"end":364.05,"confidence":0.98743093,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2138439416885376},{"word":"goes","start":364.05,"end":364.45,"confidence":0.99303645,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.1700223684310913},{"word":"up","start":364.45,"end":364.69,"confidence":0.99993646,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.22341808676719663},{"word":"and","start":364.69,"end":364.85,"confidence":0.99979323,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12626612186431885},{"word":"down","start":364.85,"end":365.17,"confidence":0.94906986,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.141935795545578},{"word":"but","start":365.17,"end":365.65,"confidence":0.99958855,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.15335333347320557},{"word":"it's","start":365.65,"end":366.13,"confidence":0.99319446,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1997569054365158},{"word":"from","start":366.61002,"end":366.93,"confidence":0.9541833,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.22095592319965365},{"word":"what","start":366.93,"end":367.17,"confidence":0.9991341,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.203047975897789},{"word":"i","start":367.17,"end":367.25,"confidence":0.9996445,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18041881918907168},{"word":"know","start":367.25,"end":367.49,"confidence":0.98584926,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2135467231273651},{"word":"it's","start":367.49,"end":367.73,"confidence":0.9996406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.28415271639823914},{"word":"generally","start":367.73,"end":368.23,"confidence":0.9978676,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.3317798972129822},{"word":"safe","start":368.29,"end":368.61002,"confidence":0.9952325,"punctuated_word":"safe","sentiment":"neutral","sentiment_score":0.29765546321868896},{"word":"to","start":368.61002,"end":368.85,"confidence":0.99805486,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23692160844802856},{"word":"invest","start":368.85,"end":369.25,"confidence":0.9976927,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.17088858783245087},{"word":"in","start":369.25,"end":369.75,"confidence":0.99203277,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2070302218198776},{"word":"if","start":369.97,"end":370.13,"confidence":0.56498975,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.26579809188842773},{"word":"you're","start":370.13,"end":370.29,"confidence":0.9673376,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.21219560503959656},{"word":"investing","start":370.29,"end":370.77,"confidence":0.98208755,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.08776074647903442},{"word":"in","start":370.77,"end":370.85,"confidence":0.70213705,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18102669715881348},{"word":"the","start":370.85,"end":371.01,"confidence":0.93993336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22536081075668335},{"word":"right","start":371.01,"end":371.25,"confidence":0.99633634,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.279436320066452},{"word":"stuff","start":371.25,"end":371.65,"confidence":0.8577554,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.16392949223518372},{"word":"but","start":371.65,"end":371.89,"confidence":0.9828264,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02785513550043106},{"word":"i","start":371.89,"end":372.13,"confidence":0.99924016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.020577527582645416},{"word":"i","start":372.13,"end":372.29,"confidence":0.9534818,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11808115988969804},{"word":"don't","start":372.29,"end":372.53,"confidence":0.9994106,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09623478353023528},{"word":"know","start":372.53,"end":372.77,"confidence":0.9983537,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.09145437926054},{"word":"what","start":372.77,"end":373.01,"confidence":0.9973385,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.09258629381656648},{"word":"to","start":373.01,"end":373.17,"confidence":0.9236018,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0867420881986618},{"word":"invest","start":373.17,"end":373.57,"confidence":0.9918172,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.11399415135383606},{"word":"in","start":373.57,"end":374.05,"confidence":0.9980081,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07698488980531693},{"word":"in","start":374.05,"end":374.13,"confidence":0.85322994,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.041749317198991776},{"word":"that","start":374.13,"end":374.37,"confidence":0.9681397,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.025581233203411102},{"word":"regard","start":374.37,"end":374.85,"confidence":0.99419177,"punctuated_word":"regard.","sentiment":"neutral","sentiment_score":-0.02692953869700432},{"word":"you","start":374.85,"end":374.93,"confidence":0.5920566,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.0003702044486999512},{"word":"know","start":374.93,"end":375.09,"confidence":0.99935514,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.003570251166820526},{"word":"what","start":375.09,"end":375.25,"confidence":0.9913366,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0017933323979377749},{"word":"i","start":375.25,"end":375.33002,"confidence":0.99495137,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0057668536901474},{"word":"mean","start":375.33002,"end":375.645,"confidence":0.9984697,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.014202158898115158},{"word":"yeah","start":388.22,"end":388.54,"confidence":0.9678978,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1321382224559784},{"word":"well","start":388.54,"end":388.94,"confidence":0.9934796,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.11947368085384368},{"word":"i","start":388.94,"end":389.1,"confidence":0.7271253,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11616050451993942},{"word":"my","start":389.26,"end":389.42,"confidence":0.99772376,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.11786790937185287},{"word":"mom's","start":389.42,"end":389.74,"confidence":0.9346963,"punctuated_word":"mom's","sentiment":"neutral","sentiment_score":0.14257003366947174},{"word":"a","start":389.74,"end":389.98,"confidence":0.99675494,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12660086154937744},{"word":"client","start":389.98,"end":390.30002,"confidence":0.9996063,"punctuated_word":"client","sentiment":"neutral","sentiment_score":0.16619808971881866},{"word":"of","start":390.30002,"end":390.46,"confidence":0.99723417,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1554872691631317},{"word":"yours","start":390.46,"end":390.86002,"confidence":0.9087631,"punctuated_word":"yours,","sentiment":"neutral","sentiment_score":0.12545619904994965},{"word":"and","start":390.86002,"end":391.02,"confidence":0.9978389,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11193282157182692},{"word":"i","start":391.02,"end":391.18,"confidence":0.9847416,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15785609185695648},{"word":"think","start":391.18,"end":391.58002,"confidence":0.91229844,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.1692027896642685},{"word":"that","start":391.58002,"end":391.82,"confidence":0.8937202,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16973058879375458},{"word":"you","start":391.82,"end":392.06,"confidence":0.9974547,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11808623373508452},{"word":"guys","start":392.06,"end":392.46,"confidence":0.99828976,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.19196805357933044},{"word":"manage","start":392.46,"end":392.78,"confidence":0.87503475,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.1936095654964447},{"word":"her","start":392.78,"end":393.02,"confidence":0.44364884,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.2260514199733734},{"word":"super","start":393.02,"end":393.42,"confidence":0.93914956,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.32124075293540955},{"word":"when","start":393.42,"end":393.66,"confidence":0.9945368,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.16464614868164062},{"word":"it","start":393.66,"end":393.74,"confidence":0.99964714,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18152908980846405},{"word":"comes","start":393.74,"end":393.98,"confidence":0.9998173,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.12496282160282136},{"word":"to","start":393.98,"end":394.22,"confidence":0.9984332,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1678478866815567},{"word":"investing","start":394.22,"end":394.72,"confidence":0.9963101,"punctuated_word":"investing.","sentiment":"neutral","sentiment_score":0.08475525677204132},{"word":"yes","start":469.725,"end":470.205,"confidence":0.7592634,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1310424506664276},{"word":"that","start":470.205,"end":470.525,"confidence":0.99563247,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.11569733917713164},{"word":"sounds","start":470.525,"end":470.72498,"confidence":0.98901176,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.0709274411201477},{"word":"it's","start":470.925,"end":471.165,"confidence":0.7176023,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.04467380791902542},{"word":"not","start":471.165,"end":471.325,"confidence":0.9908819,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1279045045375824},{"word":"like","start":471.325,"end":471.645,"confidence":0.8640132,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.09895437210798264},{"word":"what","start":471.645,"end":471.885,"confidence":0.5436112,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1036466732621193},{"word":"i'm","start":471.885,"end":472.045,"confidence":0.9950467,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.06399893760681152},{"word":"after","start":472.045,"end":472.545,"confidence":0.9915217,"punctuated_word":"after.","sentiment":"neutral","sentiment_score":-0.1326926201581955},{"word":"i","start":473.325,"end":473.485,"confidence":0.7509853,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0046767741441726685},{"word":"did","start":473.485,"end":473.725,"confidence":0.99822396,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.02218465507030487},{"word":"also","start":473.725,"end":474.045,"confidence":0.99927706,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.043135300278663635},{"word":"have","start":474.045,"end":474.205,"confidence":0.9995196,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.030225127935409542},{"word":"a","start":474.205,"end":474.285,"confidence":0.99770206,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04905693978071213},{"word":"look","start":474.285,"end":474.525,"confidence":0.99987555,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.031421758234500885},{"word":"at","start":474.525,"end":474.685,"confidence":0.987624,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.02053239196538925},{"word":"like","start":474.685,"end":475.08,"confidence":0.998853,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05067790299654007},{"word":"term","start":475.15997,"end":475.47998,"confidence":0.82206774,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.07673889398574829},{"word":"deposits","start":475.47998,"end":475.97998,"confidence":0.99931,"punctuated_word":"deposits","sentiment":"neutral","sentiment_score":0.016793668270111084},{"word":"as","start":476.03998,"end":476.19998,"confidence":0.9996331,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.023519884794950485},{"word":"well","start":476.19998,"end":476.69998,"confidence":0.8046287,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.03715772181749344},{"word":"but","start":478.12,"end":478.28,"confidence":0.86899555,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03689470887184143},{"word":"then","start":478.28,"end":478.68,"confidence":0.97562104,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.08386697620153427},{"word":"like","start":478.68,"end":479.08,"confidence":0.99864316,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.08550186455249786},{"word":"after","start":479.08,"end":479.31998,"confidence":0.9969784,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.11782564967870712},{"word":"looking","start":479.31998,"end":479.56,"confidence":0.9992729,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.14529123902320862},{"word":"at","start":479.56,"end":479.72,"confidence":0.99982136,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14902016520500183},{"word":"it","start":479.72,"end":480.22,"confidence":0.91937864,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.04213582351803779},{"word":"even","start":480.36,"end":480.68,"confidence":0.9984787,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.1281912624835968},{"word":"with","start":480.68,"end":480.91998,"confidence":0.9715887,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.14544789493083954},{"word":"like","start":480.91998,"end":481.41998,"confidence":0.99917626,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1309428513050079},{"word":"a","start":481.56,"end":481.87997,"confidence":0.99406946,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1279785931110382},{"word":"higher","start":481.87997,"end":482.28,"confidence":0.5023053,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.07811017334461212},{"word":"end","start":482.28,"end":482.68,"confidence":0.89356524,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.071958988904953},{"word":"interest","start":482.68,"end":483.15997,"confidence":0.98611313,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":-0.06088811159133911},{"word":"bank","start":483.15997,"end":483.65997,"confidence":0.9939883,"punctuated_word":"bank,","sentiment":"neutral","sentiment_score":-0.08089455962181091},{"word":"it","start":483.8,"end":484.03998,"confidence":0.96637136,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1266137957572937},{"word":"doesn't","start":484.03998,"end":484.36,"confidence":0.9999667,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.26009225845336914},{"word":"seem","start":484.36,"end":484.59998,"confidence":0.99988747,"punctuated_word":"seem","sentiment":"neutral","sentiment_score":-0.2358321249485016},{"word":"to","start":484.59998,"end":484.75998,"confidence":0.9996878,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20917469263076785},{"word":"be","start":484.75998,"end":485.0,"confidence":0.95772207,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":-0.2539944052696228},{"word":"like","start":485.0,"end":485.31998,"confidence":0.99979895,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.24384194612503052},{"word":"too","start":485.31998,"end":485.56,"confidence":0.94980365,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.2776198387145996},{"word":"great","start":485.56,"end":485.8,"confidence":0.7479696,"punctuated_word":"great","sentiment":"neutral","sentiment_score":-0.07763759791851044},{"word":"of","start":485.8,"end":485.96,"confidence":0.9654524,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07172632217407227},{"word":"a","start":485.96,"end":486.03998,"confidence":0.873705,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1686636060476303},{"word":"return","start":486.03998,"end":486.43997,"confidence":0.99527574,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.15411363542079926},{"word":"even","start":486.43997,"end":486.75998,"confidence":0.97573584,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.2299816608428955},{"word":"after","start":486.75998,"end":487.08,"confidence":0.9951468,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.2362452745437622},{"word":"seven","start":487.08,"end":487.4,"confidence":0.97142935,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.24047839641571045},{"word":"years","start":487.4,"end":487.9,"confidence":0.99308217,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.21750861406326297},{"word":"i","start":543.025,"end":543.185,"confidence":0.8667394,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.022447451949119568},{"word":"mean","start":543.185,"end":543.685,"confidence":0.8413994,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.05771585926413536},{"word":"yeah","start":543.825,"end":544.305,"confidence":0.86570823,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.06219814717769623},{"word":"possibly","start":544.305,"end":544.705,"confidence":0.7481947,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.065224789083004},{"word":"the","start":546.065,"end":546.385,"confidence":0.9545374,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0560004860162735},{"word":"the","start":546.385,"end":546.465,"confidence":0.89505064,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07186080515384674},{"word":"only","start":546.465,"end":546.705,"confidence":0.9983557,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.036097779870033264},{"word":"reason","start":546.705,"end":546.945,"confidence":0.99871874,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":0.032450586557388306},{"word":"i","start":546.945,"end":547.105,"confidence":0.9975337,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09163818508386612},{"word":"would","start":547.105,"end":547.265,"confidence":0.9600376,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1200391948223114},{"word":"put","start":547.265,"end":547.505,"confidence":0.99782324,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.10745597630739212},{"word":"on","start":547.505,"end":547.745,"confidence":0.75544256,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1450747549533844},{"word":"a","start":547.745,"end":547.825,"confidence":0.5605044,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12639299035072327},{"word":"term","start":547.825,"end":548.145,"confidence":0.98657864,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.0941258668899536},{"word":"deposit","start":548.145,"end":548.545,"confidence":0.99012697,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.10925932973623276},{"word":"is","start":548.545,"end":548.705,"confidence":0.993999,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13629162311553955},{"word":"just","start":548.705,"end":549.025,"confidence":0.99301803,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12893912196159363},{"word":"as","start":549.025,"end":549.105,"confidence":0.6637701,"punctuated_word":"as,","sentiment":"neutral","sentiment_score":0.1366465985774994},{"word":"like","start":549.105,"end":549.345,"confidence":0.9783037,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.14048251509666443},{"word":"it's","start":549.345,"end":549.845,"confidence":0.80146927,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.14414286613464355},{"word":"a","start":550.065,"end":550.145,"confidence":0.83849,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13072581589221954},{"word":"form","start":550.145,"end":550.545,"confidence":0.8460789,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.09323686361312866},{"word":"of","start":550.545,"end":550.625,"confidence":0.94268394,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12282557040452956},{"word":"sales","start":550.625,"end":550.945,"confidence":0.3165464,"punctuated_word":"sales","sentiment":"neutral","sentiment_score":0.10131760686635972},{"word":"safe","start":550.945,"end":551.185,"confidence":0.66963464,"punctuated_word":"safe.","sentiment":"neutral","sentiment_score":0.04491785168647766},{"word":"you","start":551.185,"end":551.345,"confidence":0.95733243,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.02123096212744713},{"word":"know","start":551.345,"end":551.425,"confidence":0.99981457,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.036545075476169586},{"word":"what","start":551.425,"end":551.585,"confidence":0.9992373,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.02657582052052021},{"word":"i","start":551.585,"end":551.745,"confidence":0.99874675,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02821863070130348},{"word":"mean","start":551.745,"end":552.245,"confidence":0.99872917,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.049165256321430206},{"word":"probably","start":553.025,"end":553.525,"confidence":0.33152664,"punctuated_word":"Probably.","sentiment":"neutral","sentiment_score":0.1129009574651718},{"word":"currently","start":584.755,"end":585.255,"confidence":0.84857595,"punctuated_word":"Currently,","sentiment":"neutral","sentiment_score":-0.039875514805316925},{"word":"i'm","start":585.635,"end":586.135,"confidence":0.96534324,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03338972479104996},{"word":"they're","start":586.755,"end":586.91504,"confidence":0.7125128,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.03407663851976395},{"word":"currently","start":586.91504,"end":587.395,"confidence":0.9059381,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.05822893977165222},{"word":"on","start":587.395,"end":587.555,"confidence":0.6089508,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01218022033572197},{"word":"anywhere","start":587.555,"end":588.03503,"confidence":0.9598111,"punctuated_word":"anywhere","sentiment":"neutral","sentiment_score":-0.012242302298545836},{"word":"between","start":588.03503,"end":588.435,"confidence":0.94923306,"punctuated_word":"between,","sentiment":"neutral","sentiment_score":-0.03618959337472915},{"word":"like","start":588.435,"end":588.9,"confidence":0.9979187,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.02869759500026703},{"word":"600","start":589.46,"end":590.26,"confidence":0.9994054,"punctuated_word":"600","sentiment":"neutral","sentiment_score":0.0012701824307441711},{"word":"to","start":590.26,"end":590.58,"confidence":0.9890035,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02678520604968071},{"word":"1,000","start":590.58,"end":591.14,"confidence":0.94533026,"punctuated_word":"1,000,","sentiment":"neutral","sentiment_score":-0.007351504638791084},{"word":"but","start":591.14,"end":591.64,"confidence":0.9870208,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03761890158057213},{"word":"that's","start":591.94,"end":592.18005,"confidence":0.97757334,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.04480287432670593},{"word":"what","start":592.18005,"end":592.42004,"confidence":0.9954509,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05363701656460762},{"word":"i","start":592.42004,"end":592.5,"confidence":0.9871896,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.020177539438009266},{"word":"mean","start":592.5,"end":592.74005,"confidence":0.98687124,"punctuated_word":"mean.","sentiment":"neutral","sentiment_score":-0.04580787941813469},{"word":"like","start":592.74005,"end":593.06,"confidence":0.9968404,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.04236558824777603},{"word":"i","start":593.06,"end":593.22003,"confidence":0.90509206,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.051642727106809616},{"word":"don't","start":593.22003,"end":593.54004,"confidence":0.9964192,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05810832604765892},{"word":"other","start":593.78,"end":594.02,"confidence":0.9988003,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.09499567002058028},{"word":"than","start":594.02,"end":594.34,"confidence":0.99917907,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.12162993848323822},{"word":"the","start":594.34,"end":594.58,"confidence":0.99767643,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.052696093916893005},{"word":"savings","start":594.58,"end":594.98004,"confidence":0.99342984,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.03888094425201416},{"word":"that","start":594.98004,"end":595.14,"confidence":0.99538463,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09793160110712051},{"word":"i've","start":595.14,"end":595.38,"confidence":0.993931,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.04357494041323662},{"word":"accumulated","start":595.38,"end":595.88,"confidence":0.90439,"punctuated_word":"accumulated,","sentiment":"neutral","sentiment_score":-0.02301453799009323},{"word":"it's","start":596.58,"end":596.82,"confidence":0.9164959,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03818497806787491},{"word":"just","start":596.82,"end":597.14,"confidence":0.99937975,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0641450434923172},{"word":"spending","start":597.14,"end":597.62,"confidence":0.99503964,"punctuated_word":"spending","sentiment":"neutral","sentiment_score":-0.03509797155857086},{"word":"money","start":597.62,"end":597.94,"confidence":0.7989446,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.058505356311798096},{"word":"really","start":597.94,"end":598.26,"confidence":0.986565,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.08450855314731598},{"word":"i","start":598.26,"end":598.34,"confidence":0.9992219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09410499036312105},{"word":"don't","start":598.34,"end":598.66003,"confidence":0.99996287,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05625849589705467},{"word":"have","start":598.66003,"end":598.9,"confidence":0.9988219,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04157980903983116},{"word":"any","start":598.9,"end":599.4,"confidence":0.99951816,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.06712043285369873},{"word":"need","start":599.46,"end":599.7,"confidence":0.97308505,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.05018072947859764},{"word":"to","start":599.7,"end":599.86005,"confidence":0.9995121,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09742039442062378},{"word":"spend","start":599.86005,"end":600.18005,"confidence":0.9976376,"punctuated_word":"spend","sentiment":"neutral","sentiment_score":-0.1365549862384796},{"word":"any","start":600.18005,"end":600.42004,"confidence":0.99710745,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.1000528633594513},{"word":"of","start":600.42004,"end":600.58,"confidence":0.9994809,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09653899073600768},{"word":"that","start":600.58,"end":600.915,"confidence":0.96259284,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.052091460675001144},{"word":"you","start":601.71497,"end":601.875,"confidence":0.99762756,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.012240294367074966},{"word":"know","start":601.875,"end":602.375,"confidence":0.9828379,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.0026606880128383636},{"word":"because","start":603.07495,"end":603.39496,"confidence":0.9751074,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.029286015778779984},{"word":"i","start":603.39496,"end":603.555,"confidence":0.98579293,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.048891328275203705},{"word":"i'm","start":604.035,"end":604.27496,"confidence":0.9991696,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04467322677373886},{"word":"in","start":604.27496,"end":604.51495,"confidence":0.9734552,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04336622357368469},{"word":"a","start":604.51495,"end":604.755,"confidence":0.99364626,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03497675806283951},{"word":"comfortable","start":604.755,"end":605.255,"confidence":0.98869693,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.00591549277305603},{"word":"spot","start":605.315,"end":605.63495,"confidence":0.9966428,"punctuated_word":"spot","sentiment":"neutral","sentiment_score":0.06792319566011429},{"word":"at","start":605.63495,"end":605.71497,"confidence":0.9991291,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.023478075861930847},{"word":"the","start":605.71497,"end":605.875,"confidence":0.9996768,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010763980448246002},{"word":"moment","start":605.875,"end":606.375,"confidence":0.98599744,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.02492912858724594},{"word":"you","start":606.675,"end":606.755,"confidence":0.99874,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.024350877851247787},{"word":"know","start":606.755,"end":607.255,"confidence":0.99939775,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.04854949936270714},{"word":"currently","start":614.675,"end":615.175,"confidence":0.776805,"punctuated_word":"Currently,","sentiment":"neutral","sentiment_score":0.05172216892242432},{"word":"yeah","start":615.235,"end":615.555,"confidence":0.75305855,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.10217387974262238},{"word":"but","start":615.555,"end":615.875,"confidence":0.99881774,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10182510316371918},{"word":"that's","start":615.875,"end":616.35,"confidence":0.9997374,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.14314578473567963},{"word":"before","start":616.67,"end":616.99,"confidence":0.99773324,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.0062611401081085205},{"word":"i","start":616.99,"end":617.47,"confidence":0.99235547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.016729500144720078},{"word":"because","start":617.79,"end":618.11,"confidence":0.9957099,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.022325478494167328},{"word":"i'm","start":618.11,"end":618.61,"confidence":0.91314757,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.022626187652349472},{"word":"gonna","start":619.31,"end":619.70996,"confidence":0.7096229,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.014324307441711426},{"word":"start","start":619.70996,"end":620.20996,"confidence":0.97681934,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.01310683786869049},{"word":"another","start":620.35,"end":620.75,"confidence":0.558481,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.030154317617416385},{"word":"job","start":620.75,"end":621.06995,"confidence":0.9886169,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.002157345414161682},{"word":"soon","start":621.06995,"end":621.47,"confidence":0.9054166,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.020406316965818405},{"word":"so","start":621.47,"end":621.70996,"confidence":0.98405856,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0168643519282341},{"word":"and","start":621.94995,"end":622.19,"confidence":0.986152,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.028347916901111603},{"word":"once","start":622.19,"end":622.43,"confidence":0.9606632,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.0009712576866149902},{"word":"i","start":622.43,"end":622.50995,"confidence":0.71837974,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.034559451043605804},{"word":"start","start":622.50995,"end":622.67,"confidence":0.8642439,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.026958659291267395},{"word":"another","start":622.67,"end":622.99,"confidence":0.98677725,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.036979448050260544},{"word":"job","start":622.99,"end":623.23,"confidence":0.99398804,"punctuated_word":"job,","sentiment":"neutral","sentiment_score":0.03436965495347977},{"word":"i'll","start":623.23,"end":623.47,"confidence":0.9967463,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09332883358001708},{"word":"be","start":623.47,"end":623.97,"confidence":0.99937063,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0989125669002533},{"word":"saving","start":624.19,"end":624.58997,"confidence":0.9994111,"punctuated_word":"saving","sentiment":"neutral","sentiment_score":0.07549227029085159},{"word":"more","start":624.58997,"end":624.99,"confidence":0.99933237,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07541288435459137},{"word":"so","start":624.99,"end":625.23,"confidence":0.7682833,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07330602407455444},{"word":"i","start":625.23,"end":625.31,"confidence":0.9551357,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06252384930849075},{"word":"can","start":625.31,"end":625.81,"confidence":0.9996927,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10229378193616868},{"word":"move","start":626.02997,"end":626.26996,"confidence":0.9635261,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.05767329037189483},{"word":"out","start":626.26996,"end":626.50995,"confidence":0.8837453,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09298530966043472},{"word":"sometime","start":626.50995,"end":627.00995,"confidence":0.5322151,"punctuated_word":"sometime","sentiment":"neutral","sentiment_score":0.05704152584075928},{"word":"this","start":627.06995,"end":627.31,"confidence":0.69271564,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07350358366966248},{"word":"year","start":627.31,"end":627.55,"confidence":0.99540764,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.09781742841005324},{"word":"into","start":627.55,"end":627.79,"confidence":0.9407302,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.09603314101696014},{"word":"another","start":627.79,"end":628.19,"confidence":0.99794346,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.07464142143726349},{"word":"place","start":628.19,"end":628.69,"confidence":0.8266995,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.07908795028924942},{"word":"and","start":628.98505,"end":629.065,"confidence":0.70350105,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01499604433774948},{"word":"then","start":629.065,"end":629.145,"confidence":0.994115,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.016821563243865967},{"word":"i","start":629.145,"end":629.30505,"confidence":0.9939744,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03833050653338432},{"word":"will","start":629.30505,"end":629.54504,"confidence":0.9892777,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.01393919438123703},{"word":"have","start":629.54504,"end":629.86505,"confidence":0.9716698,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04546565189957619},{"word":"to","start":629.86505,"end":629.945,"confidence":0.98392016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07650537043809891},{"word":"start","start":629.945,"end":630.265,"confidence":0.94180614,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.05796075984835625},{"word":"factoring","start":630.265,"end":630.74506,"confidence":0.9623485,"punctuated_word":"factoring","sentiment":"neutral","sentiment_score":0.10397513955831528},{"word":"in","start":630.74506,"end":630.905,"confidence":0.9423218,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.03659064322710037},{"word":"like","start":630.905,"end":631.22504,"confidence":0.9949443,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.018505830317735672},{"word":"rent","start":631.22504,"end":631.54504,"confidence":0.9799619,"punctuated_word":"rent","sentiment":"neutral","sentiment_score":0.008942052721977234},{"word":"and","start":631.54504,"end":631.78503,"confidence":0.99708503,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.000010460615158081056},{"word":"stuff","start":631.78503,"end":632.18506,"confidence":0.7485657,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":0.007489807903766632},{"word":"but","start":632.18506,"end":632.68506,"confidence":0.9917393,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0028102807700634003},{"word":"i","start":632.825,"end":632.98505,"confidence":0.9981535,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17885515093803406},{"word":"don't","start":632.98505,"end":633.145,"confidence":0.9994531,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.22533220052719116},{"word":"think","start":633.145,"end":633.30505,"confidence":0.9996712,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.28920239210128784},{"word":"it'll","start":633.30505,"end":633.54504,"confidence":0.87857413,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":-0.32024917006492615},{"word":"be","start":633.54504,"end":633.705,"confidence":0.9979912,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.35772356390953064},{"word":"too","start":633.705,"end":633.945,"confidence":0.99776304,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.39926037192344666},{"word":"big","start":633.945,"end":634.18506,"confidence":0.99836034,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.32416418194770813},{"word":"of","start":634.18506,"end":634.265,"confidence":0.9969272,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.35106992721557617},{"word":"an","start":634.265,"end":634.42505,"confidence":0.9994867,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.3818782567977905},{"word":"issue","start":634.42505,"end":634.66504,"confidence":0.99987805,"punctuated_word":"issue","sentiment":"neutral","sentiment_score":-0.2279981225728989},{"word":"because","start":634.66504,"end":634.905,"confidence":0.8725182,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.2519429922103882},{"word":"i'll","start":634.905,"end":635.065,"confidence":0.94489646,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.19875137507915497},{"word":"still","start":635.065,"end":635.30505,"confidence":0.9974003,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.18076641857624057},{"word":"be","start":635.30505,"end":635.385,"confidence":0.99227494,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1918335407972336},{"word":"getting","start":635.385,"end":635.885,"confidence":0.740931,"punctuated_word":"getting,","sentiment":"neutral","sentiment_score":-0.1903461217880249},{"word":"like","start":636.905,"end":637.22504,"confidence":0.9898064,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.12833616137504578},{"word":"the","start":637.22504,"end":637.465,"confidence":0.992766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10150410234928132},{"word":"combined","start":637.465,"end":637.965,"confidence":0.9970341,"punctuated_word":"combined","sentiment":"neutral","sentiment_score":-0.13115698099136353},{"word":"i","start":641.625,"end":641.78503,"confidence":0.8785529,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10854148864746094},{"word":"don't","start":641.78503,"end":642.025,"confidence":0.9780542,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09708663076162338},{"word":"know","start":642.025,"end":642.18506,"confidence":0.81098294,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.10237421840429306},{"word":"the","start":642.18506,"end":642.34503,"confidence":0.9649294,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.07592982053756714},{"word":"combined","start":642.34503,"end":642.74506,"confidence":0.9945438,"punctuated_word":"combined","sentiment":"neutral","sentiment_score":-0.0840747281908989},{"word":"pay","start":642.74506,"end":642.98505,"confidence":0.9361615,"punctuated_word":"pay.","sentiment":"neutral","sentiment_score":-0.0964467227458954},{"word":"you","start":642.98505,"end":643.145,"confidence":0.7200236,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.04868320748209953},{"word":"know","start":643.145,"end":643.22504,"confidence":0.99760795,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04975707083940506},{"word":"what","start":643.22504,"end":643.385,"confidence":0.9787744,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04808815196156502},{"word":"i","start":643.385,"end":643.465,"confidence":0.99058354,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04075689986348152},{"word":"mean","start":643.465,"end":643.965,"confidence":0.9967202,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.040967199951410294},{"word":"yes","start":650.48,"end":650.98,"confidence":0.90543664,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.028487082570791245},{"word":"yeah","start":666.875,"end":667.115,"confidence":0.8487881,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01758654974400997},{"word":"that's","start":667.115,"end":667.435,"confidence":0.99468577,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0285753570497036},{"word":"me","start":667.435,"end":667.935,"confidence":0.9923986,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.016402296721935272},{"word":"usually","start":678.89,"end":679.39,"confidence":0.8458824,"punctuated_word":"Usually,","sentiment":"neutral","sentiment_score":0.008092407137155533},{"word":"i","start":679.53,"end":679.77,"confidence":0.9972716,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018417079001665115},{"word":"go","start":679.77,"end":680.27,"confidence":0.96704817,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.027101296931505203},{"word":"i","start":680.73004,"end":680.89,"confidence":0.99288106,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009395521134138107},{"word":"usually","start":680.89,"end":681.37,"confidence":0.9444922,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.013864941895008087},{"word":"fluctuate","start":681.37,"end":681.87,"confidence":0.99799204,"punctuated_word":"fluctuate","sentiment":"neutral","sentiment_score":0.04990310966968536},{"word":"from","start":682.25,"end":682.65,"confidence":0.8836429,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0400996208190918},{"word":"to","start":683.575,"end":683.815,"confidence":0.71482104,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024273160845041275},{"word":"depends","start":684.055,"end":684.455,"confidence":0.61382115,"punctuated_word":"depends","sentiment":"neutral","sentiment_score":0.03998682275414467},{"word":"on","start":684.455,"end":684.535,"confidence":0.8549251,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03373352810740471},{"word":"what","start":684.535,"end":684.855,"confidence":0.9896096,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.011243298649787905},{"word":"area","start":684.855,"end":685.095,"confidence":0.98754287,"punctuated_word":"area","sentiment":"neutral","sentiment_score":0.01788467913866043},{"word":"i","start":685.095,"end":685.33496,"confidence":0.9821264,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.001271657645702362},{"word":"am","start":685.33496,"end":685.495,"confidence":0.91723,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.010149598121643066},{"word":"because","start":685.495,"end":685.815,"confidence":0.84017533,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0020095817744731903},{"word":"i've","start":685.815,"end":686.055,"confidence":0.9428153,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.006562498863786459},{"word":"i've","start":686.055,"end":686.21497,"confidence":0.9668485,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.008674494922161102},{"word":"had","start":686.21497,"end":686.375,"confidence":0.9942708,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.004074901342391968},{"word":"to","start":686.375,"end":686.455,"confidence":0.9828503,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01704055443406105},{"word":"move","start":686.455,"end":686.77496,"confidence":0.99740404,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.011666983366012572},{"word":"around","start":686.77496,"end":687.015,"confidence":0.9971058,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.025103338062763218},{"word":"a","start":687.015,"end":687.095,"confidence":0.9987068,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.001109246164560318},{"word":"bit","start":687.095,"end":687.33496,"confidence":0.8218241,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.008371341973543167},{"word":"but","start":687.33496,"end":687.495,"confidence":0.9504358,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.012655923143029211},{"word":"like","start":687.495,"end":687.735,"confidence":0.9992622,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0341341570019722},{"word":"when","start":687.735,"end":687.975,"confidence":0.99942553,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03754422441124916},{"word":"i","start":687.975,"end":688.055,"confidence":0.9996412,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03314937651157379},{"word":"was","start":688.055,"end":688.555,"confidence":0.9995677,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03841554373502731},{"word":"up","start":688.77496,"end":689.015,"confidence":0.9716015,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0262555368244648},{"word":"north","start":689.015,"end":689.255,"confidence":0.93765074,"punctuated_word":"north","sentiment":"neutral","sentiment_score":0.027984268963336945},{"word":"recently","start":689.255,"end":689.755,"confidence":0.9905548,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":0.044192083179950714},{"word":"i","start":689.815,"end":689.975,"confidence":0.9994204,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02774854749441147},{"word":"was","start":689.975,"end":690.21497,"confidence":0.99955195,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.027010265737771988},{"word":"bartending","start":690.21497,"end":690.71497,"confidence":0.9931931,"punctuated_word":"bartending","sentiment":"neutral","sentiment_score":0.031765230000019073},{"word":"over","start":690.855,"end":691.095,"confidence":0.9994504,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.01543816179037094},{"word":"there","start":691.095,"end":691.575,"confidence":0.8842776,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.015688486397266388},{"word":"so","start":691.575,"end":691.735,"confidence":0.94552517,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.02575920708477497},{"word":"like","start":691.735,"end":691.975,"confidence":0.99948496,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0455847904086113},{"word":"that's","start":691.975,"end":692.21497,"confidence":0.9986762,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.035440102219581604},{"word":"the","start":692.21497,"end":692.375,"confidence":0.87086755,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021585986018180847},{"word":"main","start":692.375,"end":692.615,"confidence":0.99883217,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.06566055119037628},{"word":"occupation","start":692.615,"end":693.115,"confidence":0.99869883,"punctuated_word":"occupation","sentiment":"neutral","sentiment_score":0.03751315176486969},{"word":"for","start":693.33496,"end":693.495,"confidence":0.9653014,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.052413180470466614},{"word":"me","start":693.495,"end":693.995,"confidence":0.82890904,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.047645606100559235},{"word":"and","start":694.535,"end":695.035,"confidence":0.9947902,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1836148351430893},{"word":"i'm","start":696.1,"end":696.33997,"confidence":0.9997725,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.19737862050533295},{"word":"gonna","start":696.33997,"end":696.66,"confidence":0.9711893,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.2116619050502777},{"word":"be","start":696.66,"end":696.81995,"confidence":0.99837,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17112326622009277},{"word":"taking","start":696.81995,"end":697.13995,"confidence":0.9913822,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.17840902507305145},{"word":"a","start":697.13995,"end":697.22,"confidence":0.36503282,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.162517249584198},{"word":"while","start":697.22,"end":697.45996,"confidence":0.5058855,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.16871531307697296},{"word":"attending","start":697.45996,"end":697.77997,"confidence":0.44533494,"punctuated_word":"attending","sentiment":"neutral","sentiment_score":0.17295175790786743},{"word":"children","start":697.77997,"end":697.93994,"confidence":0.17612447,"punctuated_word":"children","sentiment":"neutral","sentiment_score":0.17928063869476318},{"word":"in","start":697.93994,"end":698.1,"confidence":0.32039148,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16086885333061218},{"word":"the","start":698.1,"end":698.25995,"confidence":0.9314756,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1817402690649033},{"word":"city","start":698.25995,"end":698.57996,"confidence":0.9965179,"punctuated_word":"city","sentiment":"neutral","sentiment_score":0.21135194599628448},{"word":"really","start":698.57996,"end":698.81995,"confidence":0.9861667,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.1884057819843292},{"word":"soon","start":698.81995,"end":699.13995,"confidence":0.9978808,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":0.2692047655582428},{"word":"as","start":699.13995,"end":699.3,"confidence":0.9963871,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.23162132501602173},{"word":"well","start":699.3,"end":699.8,"confidence":0.99903667,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.18294334411621097},{"word":"yeah","start":704.89996,"end":705.39996,"confidence":0.96561545,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3243022561073303},{"word":"and","start":707.93994,"end":708.1,"confidence":0.52352816,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4386725127696991},{"word":"so","start":708.1,"end":708.42,"confidence":0.9141525,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5229386687278748},{"word":"and","start":708.57996,"end":708.81995,"confidence":0.5676033,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.554894745349884},{"word":"thank","start":708.81995,"end":709.13995,"confidence":0.990967,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.6912451982498169},{"word":"you","start":709.13995,"end":709.605,"confidence":0.9960174,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5281738638877869},{"word":"yeah","start":710.485,"end":710.64496,"confidence":0.9453663,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.061447784304618835},{"word":"there's","start":710.64496,"end":710.96497,"confidence":0.89036655,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.047078028321266174},{"word":"a","start":710.96497,"end":711.46497,"confidence":0.87446135,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02121073752641678},{"word":"there's","start":711.76495,"end":712.165,"confidence":0.98606694,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.02539382129907608},{"word":"a","start":712.165,"end":712.32495,"confidence":0.99980944,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05482133477926254},{"word":"lot","start":712.32495,"end":712.565,"confidence":0.999089,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.10574941337108612},{"word":"of","start":712.565,"end":712.96497,"confidence":0.99965584,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1049814149737358},{"word":"money","start":712.96497,"end":713.365,"confidence":0.99361515,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1279524564743042},{"word":"to","start":713.365,"end":713.52496,"confidence":0.99087137,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1472218632698059},{"word":"be","start":713.52496,"end":713.685,"confidence":0.9998305,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.16090983152389526},{"word":"made","start":713.685,"end":714.185,"confidence":0.97252065,"punctuated_word":"made,","sentiment":"neutral","sentiment_score":-0.14851991832256317},{"word":"like","start":714.245,"end":714.485,"confidence":0.9940434,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.124497190117836},{"word":"in","start":714.485,"end":714.64496,"confidence":0.9997298,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10168790072202682},{"word":"the","start":714.64496,"end":714.805,"confidence":0.9929618,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12489580363035202},{"word":"city","start":714.805,"end":715.125,"confidence":0.99782616,"punctuated_word":"city","sentiment":"neutral","sentiment_score":-0.11096266657114028},{"word":"doing","start":715.125,"end":715.445,"confidence":0.99573034,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.020972659811377525},{"word":"that","start":715.445,"end":715.76495,"confidence":0.80603987,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.0466594398021698},{"word":"so","start":715.76495,"end":715.885,"confidence":0.98352826,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03966052085161209},{"word":"i","start":715.885,"end":716.005,"confidence":0.8457607,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.046929847449064255},{"word":"was","start":716.005,"end":716.245,"confidence":0.9983028,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.03750663250684738},{"word":"like","start":716.245,"end":716.745,"confidence":0.93642414,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.027016228064894676},{"word":"you","start":716.805,"end":716.96497,"confidence":0.9912649,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.043343182653188705},{"word":"know","start":716.96497,"end":717.20496,"confidence":0.99963367,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04545938223600387},{"word":"what","start":717.20496,"end":717.70496,"confidence":0.94866323,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":-0.053141139447689056},{"word":"i","start":718.885,"end":719.045,"confidence":0.7419919,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.060568518936634064},{"word":"guess","start":719.045,"end":719.285,"confidence":0.89840764,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":-0.04506559297442436},{"word":"i'll","start":719.285,"end":719.52496,"confidence":0.7449539,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.04505377262830734},{"word":"take","start":719.52496,"end":719.76495,"confidence":0.9984034,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.05389087647199631},{"word":"it","start":719.76495,"end":719.925,"confidence":0.98867667,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.059593141078948975},{"word":"you","start":719.925,"end":720.005,"confidence":0.95872235,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.043153222650289536},{"word":"know","start":720.005,"end":720.165,"confidence":0.9949055,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02990406379103661},{"word":"what","start":720.165,"end":720.245,"confidence":0.9341976,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.035926297307014465},{"word":"i","start":720.245,"end":720.32495,"confidence":0.97758955,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03009606152772903},{"word":"mean","start":720.32495,"end":720.82495,"confidence":0.9941313,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.02680986374616623},{"word":"yep","start":731.3,"end":731.8,"confidence":0.8713193,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01389195304363966},{"word":"it","start":739.815,"end":740.135,"confidence":0.32070577,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.23717398941516876},{"word":"goes","start":740.135,"end":740.375,"confidence":0.8199184,"punctuated_word":"goes","sentiment":"positive","sentiment_score":0.3991347253322602},{"word":"well","start":740.375,"end":740.615,"confidence":0.9972621,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.481233686208725},{"word":"for","start":740.615,"end":740.695,"confidence":0.99543875,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.46980664134025574},{"word":"me","start":740.695,"end":740.935,"confidence":0.99988174,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.430003821849823},{"word":"because","start":740.935,"end":741.435,"confidence":0.9327328,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.33534714579582214},{"word":"i'm","start":741.975,"end":742.475,"confidence":0.87534773,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4665105938911438},{"word":"starting","start":742.535,"end":742.935,"confidence":0.75057274,"punctuated_word":"starting","sentiment":"positive","sentiment_score":0.5223541259765625},{"word":"unity","start":742.935,"end":743.435,"confidence":0.37318963,"punctuated_word":"unity.","sentiment":"positive","sentiment_score":0.38882529735565186},{"word":"so","start":744.055,"end":744.33496,"confidence":0.9941929,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2241967022418976},{"word":"it","start":744.33496,"end":744.615,"confidence":0.70427966,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3092515766620636},{"word":"goes","start":744.615,"end":745.015,"confidence":0.96533346,"punctuated_word":"goes","sentiment":"positive","sentiment_score":0.3827854096889496},{"word":"well","start":745.015,"end":745.175,"confidence":0.99586225,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.4758714437484741},{"word":"for","start":745.175,"end":745.415,"confidence":0.9949504,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5107028484344482},{"word":"me","start":745.415,"end":745.65497,"confidence":0.99991083,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.5038517117500305},{"word":"because","start":745.65497,"end":746.055,"confidence":0.9136223,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.3545510172843933},{"word":"that","start":746.055,"end":746.295,"confidence":0.97918165,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4391583204269409},{"word":"means","start":746.295,"end":746.795,"confidence":0.99977046,"punctuated_word":"means","sentiment":"positive","sentiment_score":0.438574492931366},{"word":"my","start":747.015,"end":747.255,"confidence":0.641167,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.5250430703163147},{"word":"my","start":747.255,"end":747.495,"confidence":0.9855988,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.5133336782455444},{"word":"classes","start":747.495,"end":747.89496,"confidence":0.8125771,"punctuated_word":"classes,","sentiment":"positive","sentiment_score":0.4935177564620972},{"word":"they","start":747.89496,"end":748.135,"confidence":0.983454,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.5217846035957336},{"word":"line","start":748.135,"end":748.375,"confidence":0.8594757,"punctuated_word":"line","sentiment":"positive","sentiment_score":0.542975127696991},{"word":"up","start":748.375,"end":748.535,"confidence":0.9574307,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.4588262140750885},{"word":"with","start":748.535,"end":748.695,"confidence":0.73986465,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5177492499351501},{"word":"it","start":748.695,"end":748.855,"confidence":0.90251654,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.3477420210838318},{"word":"you","start":748.855,"end":749.015,"confidence":0.99441177,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1273428052663803},{"word":"know","start":749.015,"end":749.175,"confidence":0.8490696,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1726386398077011},{"word":"i","start":749.175,"end":749.33496,"confidence":0.99806815,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1889929324388504},{"word":"have","start":749.33496,"end":749.65497,"confidence":0.99666095,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2265738546848297},{"word":"i","start":749.65497,"end":749.815,"confidence":0.9460322,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1876736283302307},{"word":"have","start":749.815,"end":750.055,"confidence":0.99976844,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2148661762475967},{"word":"later","start":750.055,"end":750.375,"confidence":0.91280544,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.17911483347415924},{"word":"classes","start":750.375,"end":750.875,"confidence":0.7237312,"punctuated_word":"classes.","sentiment":"neutral","sentiment_score":0.13033020496368408},{"word":"so","start":750.935,"end":751.095,"confidence":0.82043463,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08692774176597595},{"word":"then","start":751.095,"end":751.33496,"confidence":0.9856301,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09241552650928496},{"word":"after","start":751.33496,"end":751.65497,"confidence":0.8558659,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.08567167818546295},{"word":"those","start":751.65497,"end":752.055,"confidence":0.69478035,"punctuated_word":"those,","sentiment":"neutral","sentiment_score":0.08523322641849518},{"word":"i","start":752.055,"end":752.21497,"confidence":0.9987419,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08452117443084717},{"word":"just","start":752.21497,"end":752.46,"confidence":0.9801481,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07226402312517166},{"word":"go","start":752.62,"end":752.86005,"confidence":0.9934007,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06073954701423645},{"word":"straight","start":752.86005,"end":752.94,"confidence":0.99379104,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":0.0760178416967392},{"word":"to","start":752.94,"end":753.44,"confidence":0.98297095,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0502072349190712},{"word":"work","start":758.54004,"end":759.04004,"confidence":0.95065594,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.028397787362337112},{"word":"a","start":759.18005,"end":759.68005,"confidence":0.7535447,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.03911759331822395},{"word":"bachelor","start":759.82,"end":760.32,"confidence":0.9833014,"punctuated_word":"bachelor","sentiment":"neutral","sentiment_score":0.05796126276254654},{"word":"in","start":760.38,"end":760.62,"confidence":0.80654913,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04942883923649788},{"word":"social","start":760.62,"end":761.02,"confidence":0.9930362,"punctuated_word":"social","sentiment":"neutral","sentiment_score":0.07695573568344116},{"word":"work","start":761.02,"end":761.52,"confidence":0.9809109,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.06081652268767357},{"word":"i","start":762.495,"end":762.995,"confidence":0.5850773,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05886034294962883},{"word":"i","start":763.97003,"end":764.22003,"confidence":0.53152573,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0498599074780941},{"word":"went","start":764.22003,"end":764.46,"confidence":0.8430476,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.05169785022735596},{"word":"on","start":764.46,"end":764.96,"confidence":0.9080613,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.04039856791496277},{"word":"just","start":766.725,"end":767.225,"confidence":0.8318017,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.10823284834623335},{"word":"gotten","start":768.40497,"end":768.725,"confidence":0.78769284,"punctuated_word":"gotten","sentiment":"neutral","sentiment_score":0.0953442007303238},{"word":"that","start":768.725,"end":768.96497,"confidence":0.99632144,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09787333011627196},{"word":"one","start":768.96497,"end":769.46497,"confidence":0.99925476,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.1047440767288208},{"word":"yeah","start":788.16,"end":788.48,"confidence":0.9978554,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08262518048286438},{"word":"i","start":788.48,"end":788.56,"confidence":0.9987658,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02859234064817429},{"word":"mean","start":788.56,"end":788.88,"confidence":0.9834381,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.03685322776436806},{"word":"that","start":788.88,"end":789.0,"confidence":0.9961654,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023080457001924515},{"word":"that's","start":789.12,"end":789.36,"confidence":0.9922467,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.025171630084514614},{"word":"what","start":789.36,"end":789.6,"confidence":0.9996778,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03748442977666855},{"word":"i","start":789.6,"end":789.68,"confidence":0.9917641,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.042049430310726166},{"word":"mean","start":789.68,"end":790.0,"confidence":0.9758675,"punctuated_word":"mean.","sentiment":"neutral","sentiment_score":0.034297775477170944},{"word":"like","start":790.0,"end":790.5,"confidence":0.9933578,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.019015340134501457},{"word":"at","start":791.76,"end":792.0,"confidence":0.9125159,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.003789789974689483},{"word":"this","start":792.0,"end":792.16,"confidence":0.96423143,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.002438955008983612},{"word":"point","start":792.16,"end":792.4,"confidence":0.9998592,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.007510460913181305},{"word":"in","start":792.4,"end":792.56,"confidence":0.99911267,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.01389583945274353},{"word":"time","start":792.56,"end":792.88,"confidence":0.99662125,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.008402224630117416},{"word":"i'm","start":792.88,"end":793.12,"confidence":0.98723143,"punctuated_word":"I'm,","sentiment":"neutral","sentiment_score":-0.0455361008644104},{"word":"like","start":793.12,"end":793.62,"confidence":0.9993526,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05201186239719391},{"word":"trying","start":794.495,"end":794.895,"confidence":0.98794556,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.06713998317718506},{"word":"to","start":794.895,"end":794.975,"confidence":0.9989135,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.057325541973114014},{"word":"figure","start":794.975,"end":795.295,"confidence":0.9999653,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":-0.045230790972709656},{"word":"out","start":795.295,"end":795.535,"confidence":0.9979048,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.029856741428375244},{"word":"everything","start":795.535,"end":795.935,"confidence":0.8373989,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.014456933364272118},{"word":"you","start":795.935,"end":796.095,"confidence":0.9984718,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.04590917378664017},{"word":"know","start":796.095,"end":796.415,"confidence":0.98043,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.03721840679645538},{"word":"like","start":796.415,"end":796.535,"confidence":0.9828844,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.06740769743919373},{"word":"because","start":796.65497,"end":797.15497,"confidence":0.9963366,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05231902748346329},{"word":"i","start":797.375,"end":797.615,"confidence":0.99424237,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07698702067136765},{"word":"haven't","start":797.615,"end":797.935,"confidence":0.9951685,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.08218575268983841},{"word":"got","start":797.935,"end":798.095,"confidence":0.9917297,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.12109683454036713},{"word":"a","start":798.095,"end":798.175,"confidence":0.9852357,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1287834644317627},{"word":"clue","start":798.175,"end":798.33496,"confidence":0.9980211,"punctuated_word":"clue","sentiment":"neutral","sentiment_score":-0.13436239957809448},{"word":"on","start":798.33496,"end":798.495,"confidence":0.5364231,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13394728302955627},{"word":"what","start":798.495,"end":798.735,"confidence":0.9983284,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.12407459318637848},{"word":"to","start":798.735,"end":798.815,"confidence":0.99741083,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11645826697349548},{"word":"do","start":798.815,"end":799.055,"confidence":0.9998697,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09448516368865968},{"word":"other","start":799.055,"end":799.295,"confidence":0.99790907,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.07282944023609161},{"word":"than","start":799.295,"end":799.775,"confidence":0.9973376,"punctuated_word":"than,","sentiment":"neutral","sentiment_score":-0.07659569382667542},{"word":"like","start":799.775,"end":800.275,"confidence":0.9994536,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04580734670162201},{"word":"continue","start":800.335,"end":800.815,"confidence":0.9995591,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":-0.024868763983249664},{"word":"to","start":800.815,"end":800.895,"confidence":0.9985251,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014006569981575012},{"word":"work","start":800.895,"end":801.135,"confidence":0.9986486,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.011960484087467194},{"word":"and","start":801.135,"end":801.295,"confidence":0.9210263,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.057309262454509735},{"word":"do","start":801.295,"end":801.695,"confidence":0.97954386,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.044779855757951736},{"word":"school","start":801.695,"end":802.195,"confidence":0.9712317,"punctuated_word":"school.","sentiment":"neutral","sentiment_score":-0.02497253194451332},{"word":"you","start":804.335,"end":804.495,"confidence":0.9592777,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.004258140921592712},{"word":"know","start":804.495,"end":804.995,"confidence":0.9788701,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.012164322659373283},{"word":"i","start":825.605,"end":825.765,"confidence":0.9196356,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0394534096121788},{"word":"did","start":825.765,"end":826.265,"confidence":0.99217075,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.03261898085474968},{"word":"have","start":826.565,"end":827.065,"confidence":0.99236405,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.027420122176408768},{"word":"a","start":827.605,"end":827.685,"confidence":0.9836173,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06347498297691345},{"word":"bit","start":827.685,"end":827.925,"confidence":0.9982743,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.08815529942512512},{"word":"of","start":827.925,"end":828.165,"confidence":0.99658185,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10279573500156404},{"word":"on","start":828.165,"end":828.325,"confidence":0.256476,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.11883209645748138},{"word":"steam","start":828.325,"end":828.825,"confidence":0.24583295,"punctuated_word":"steam","sentiment":"neutral","sentiment_score":-0.12054578959941864},{"word":"circumstances","start":830.005,"end":830.505,"confidence":0.800169,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":-0.11536890268325806},{"word":"so","start":830.885,"end":831.045,"confidence":0.9769155,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.09448858350515366},{"word":"i","start":831.045,"end":831.285,"confidence":0.99820554,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11253983527421953},{"word":"i","start":831.285,"end":831.365,"confidence":0.97669595,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12403066456317902},{"word":"did","start":831.365,"end":831.685,"confidence":0.96722376,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.08947031944990158},{"word":"have","start":831.685,"end":831.845,"confidence":0.9989121,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06482787430286407},{"word":"to","start":831.845,"end":832.005,"confidence":0.99922514,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09596628695726396},{"word":"use","start":832.005,"end":832.245,"confidence":0.9997272,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.09532104432582857},{"word":"a","start":832.245,"end":832.40497,"confidence":0.9696983,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0820247083902359},{"word":"thousand","start":832.40497,"end":832.725,"confidence":0.9994289,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":-0.050331756472587585},{"word":"of","start":832.725,"end":832.885,"confidence":0.9949409,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0467144213616848},{"word":"that","start":832.885,"end":833.125,"confidence":0.9971424,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.06169751286506653},{"word":"i","start":833.125,"end":833.285,"confidence":0.99342453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.054140131920576096},{"word":"still","start":833.285,"end":833.52496,"confidence":0.999764,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.04726148396730423},{"word":"have","start":833.52496,"end":833.765,"confidence":0.99951696,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.051902566105127335},{"word":"6,000","start":833.765,"end":834.40497,"confidence":0.90626395,"punctuated_word":"6,000,","sentiment":"neutral","sentiment_score":-0.0373259037733078},{"word":"and","start":834.40497,"end":834.64496,"confidence":0.99948657,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05493958666920662},{"word":"that","start":834.64496,"end":834.885,"confidence":0.998896,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07485173642635345},{"word":"isn't","start":834.885,"end":835.125,"confidence":0.99568534,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.049147963523864746},{"word":"getting","start":835.125,"end":835.445,"confidence":0.9950433,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.06057010963559151},{"word":"touched","start":835.445,"end":835.945,"confidence":0.8327664,"punctuated_word":"touched.","sentiment":"neutral","sentiment_score":-0.004659146070480347},{"word":"that","start":888.865,"end":889.105,"confidence":0.7614132,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.5078895092010498},{"word":"sounds","start":889.105,"end":889.505,"confidence":0.99596256,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.5512304306030273},{"word":"great","start":889.505,"end":889.665,"confidence":0.98881793,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4441478848457336},{"word":"and","start":889.665,"end":889.825,"confidence":0.9987205,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10019919276237488},{"word":"then","start":889.825,"end":890.305,"confidence":0.9991522,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08636637777090073},{"word":"when","start":890.305,"end":890.625,"confidence":0.75712234,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06113952398300171},{"word":"when","start":890.625,"end":890.865,"confidence":0.9894756,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.031480178236961365},{"word":"i","start":890.865,"end":891.02496,"confidence":0.99808335,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.021914150565862656},{"word":"take","start":891.02496,"end":891.185,"confidence":0.9402226,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.015974348410964012},{"word":"up","start":891.185,"end":891.425,"confidence":0.89354515,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.010374240577220917},{"word":"second","start":891.425,"end":891.825,"confidence":0.5938071,"punctuated_word":"second","sentiment":"neutral","sentiment_score":0.007332824170589447},{"word":"trouble","start":891.825,"end":892.145,"confidence":0.77611196,"punctuated_word":"trouble,","sentiment":"neutral","sentiment_score":0.025544840842485428},{"word":"i'll","start":892.145,"end":892.305,"confidence":0.9822821,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04952935501933098},{"word":"let","start":892.305,"end":892.46497,"confidence":0.99861693,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.053599968552589417},{"word":"you","start":892.46497,"end":892.545,"confidence":0.9977996,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.032373592257499695},{"word":"know","start":892.545,"end":892.785,"confidence":0.99858713,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.07552586495876312},{"word":"and","start":892.785,"end":893.285,"confidence":0.49743822,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05191127955913544},{"word":"i'll","start":893.745,"end":894.15,"confidence":0.8325813,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06786736100912094},{"word":"reevaluate","start":894.23004,"end":894.73004,"confidence":0.61400735,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":0.04384875297546387},{"word":"the","start":895.11005,"end":895.27,"confidence":0.99900705,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03912875056266785},{"word":"cash","start":895.27,"end":895.51,"confidence":0.99927694,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.04346585273742676},{"word":"flow","start":895.51,"end":895.75,"confidence":0.96921664,"punctuated_word":"flow","sentiment":"neutral","sentiment_score":0.10852572321891785},{"word":"and","start":895.75,"end":895.83,"confidence":0.9776768,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04648957774043083},{"word":"how","start":895.83,"end":895.99005,"confidence":0.99973387,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.050467997789382935},{"word":"much","start":895.99005,"end":896.15,"confidence":0.999841,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.036318495869636536},{"word":"i'm","start":896.15,"end":896.39,"confidence":0.99933136,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04659368842840195},{"word":"putting","start":896.39,"end":896.71,"confidence":0.9973454,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.06152364984154701},{"word":"into","start":896.71,"end":896.95,"confidence":0.9952734,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.04617679864168167},{"word":"it","start":896.95,"end":897.45,"confidence":0.9799945,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.08433728665113449},{"word":"yeah","start":921.245,"end":921.725,"confidence":0.7509724,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2808939218521118},{"word":"and","start":921.725,"end":922.225,"confidence":0.992833,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.34896525740623474},{"word":"i","start":922.365,"end":922.605,"confidence":0.8297246,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.36299577355384827},{"word":"i","start":922.605,"end":922.845,"confidence":0.98600185,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.35152488946914673},{"word":"did","start":922.845,"end":923.165,"confidence":0.97269416,"punctuated_word":"did,","sentiment":"positive","sentiment_score":0.3791983723640442},{"word":"like","start":923.165,"end":923.485,"confidence":0.99685884,"punctuated_word":"like,","sentiment":"positive","sentiment_score":0.38667032122612},{"word":"have","start":923.485,"end":923.725,"confidence":0.99815565,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4022606313228607},{"word":"a","start":923.725,"end":924.15,"confidence":0.96329015,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4060795307159424},{"word":"good","start":924.23004,"end":924.47003,"confidence":0.98133045,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.40701571106910706},{"word":"think","start":924.47003,"end":924.63,"confidence":0.9937476,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.3454153537750244},{"word":"about","start":924.63,"end":924.87,"confidence":0.99987864,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.4217403829097748},{"word":"it","start":924.87,"end":925.11005,"confidence":0.94601536,"punctuated_word":"it,","sentiment":"positive","sentiment_score":0.3745232820510864},{"word":"and","start":925.11005,"end":925.27,"confidence":0.9993656,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3440224528312683},{"word":"i","start":925.27,"end":925.35004,"confidence":0.9930996,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.41675928235054016},{"word":"thought","start":925.35004,"end":925.67004,"confidence":0.9942748,"punctuated_word":"thought","sentiment":"positive","sentiment_score":0.4268760979175568},{"word":"seven","start":925.67004,"end":925.99005,"confidence":0.99127275,"punctuated_word":"seven","sentiment":"positive","sentiment_score":0.3454645872116089},{"word":"years","start":925.99005,"end":926.23004,"confidence":0.9989674,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.316916823387146},{"word":"would","start":926.23004,"end":926.47003,"confidence":0.89154494,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.466960608959198},{"word":"be","start":926.47003,"end":926.71,"confidence":0.89379364,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4243337512016296},{"word":"a","start":926.71,"end":926.87,"confidence":0.9986187,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.38851603865623474},{"word":"good","start":926.87,"end":927.11005,"confidence":0.9997929,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.3331264853477478},{"word":"time","start":927.11005,"end":927.35004,"confidence":0.9750758,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.3306247293949127},{"word":"frame","start":927.35004,"end":927.59,"confidence":0.99733907,"punctuated_word":"frame","sentiment":"positive","sentiment_score":0.36452487111091614},{"word":"as","start":927.59,"end":927.91003,"confidence":0.999668,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.36014264822006226},{"word":"well","start":927.91003,"end":928.41003,"confidence":0.99963033,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2978716492652893},{"word":"is","start":929.91003,"end":930.07,"confidence":0.83920485,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.309021532535553},{"word":"that","start":930.07,"end":930.31,"confidence":0.876896,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.29875093698501587},{"word":"like","start":930.31,"end":930.55005,"confidence":0.9994103,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2903669476509094},{"word":"a","start":930.55005,"end":930.71,"confidence":0.99924684,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25591814517974854},{"word":"realistic","start":930.71,"end":931.21,"confidence":0.9995969,"punctuated_word":"realistic","sentiment":"neutral","sentiment_score":0.27215689420700073},{"word":"time","start":931.27,"end":931.59,"confidence":0.9917896,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.19726958870887756},{"word":"frame","start":931.59,"end":931.91003,"confidence":0.9798664,"punctuated_word":"frame,","sentiment":"neutral","sentiment_score":0.24737602472305295},{"word":"do","start":931.91003,"end":932.07,"confidence":0.9988991,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20408712327480316},{"word":"you","start":932.07,"end":932.15,"confidence":0.99973303,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25699979066848755},{"word":"think","start":932.15,"end":932.65,"confidence":0.998464,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":0.238590344786644},{"word":"thank","start":958.26,"end":958.58,"confidence":0.3693059,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6268156170845032},{"word":"you","start":958.58,"end":959.08,"confidence":0.99007654,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4476938247680664},{"word":"that","start":1000.46497,"end":1000.625,"confidence":0.7497335,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.1276104599237442},{"word":"makes","start":1000.625,"end":1000.945,"confidence":0.92404103,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.10028494894504549},{"word":"sense","start":1000.945,"end":1001.445,"confidence":0.99625534,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.12068283557891846},{"word":"yeah","start":1028.2151,"end":1028.7151,"confidence":0.9227053,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.028138957917690277},{"word":"it","start":1030.135,"end":1030.375,"confidence":0.87081194,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.06401269882917404},{"word":"would","start":1030.375,"end":1030.535,"confidence":0.8983296,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.05126836523413658},{"word":"be","start":1030.535,"end":1031.015,"confidence":0.99878794,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0653020441532135},{"word":"very","start":1031.015,"end":1031.255,"confidence":0.9966378,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.053894683718681335},{"word":"much","start":1031.255,"end":1031.5751,"confidence":0.78678524,"punctuated_word":"much,","sentiment":"neutral","sentiment_score":-0.04202897101640701},{"word":"like","start":1031.5751,"end":1031.8151,"confidence":0.9979979,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.039075251668691635},{"word":"in","start":1031.8151,"end":1031.9751,"confidence":0.9996395,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04156114533543587},{"word":"the","start":1031.9751,"end":1032.135,"confidence":0.98560923,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02582910656929016},{"word":"high","start":1032.135,"end":1032.375,"confidence":0.64984775,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.03959496319293976},{"word":"blood","start":1032.375,"end":1032.615,"confidence":0.3067794,"punctuated_word":"blood","sentiment":"neutral","sentiment_score":-0.040024835616350174},{"word":"category","start":1032.615,"end":1033.115,"confidence":0.30072743,"punctuated_word":"category","sentiment":"neutral","sentiment_score":-0.032777734100818634},{"word":"to","start":1033.5751,"end":1033.7351,"confidence":0.99081236,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.026433777064085007},{"word":"the","start":1033.7351,"end":1033.9751,"confidence":0.99887127,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.031800277531147},{"word":"mid","start":1033.9751,"end":1034.4751,"confidence":0.99834704,"punctuated_word":"mid","sentiment":"neutral","sentiment_score":-0.0451815202832222},{"word":"category","start":1034.535,"end":1035.035,"confidence":0.93971467,"punctuated_word":"category.","sentiment":"neutral","sentiment_score":-0.01567787304520607},{"word":"you","start":1035.0951,"end":1035.175,"confidence":0.99674356,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.015632087364792824},{"word":"know","start":1035.175,"end":1035.3351,"confidence":0.9998498,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.013207579031586649},{"word":"what","start":1035.3351,"end":1035.495,"confidence":0.99886876,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.013436412438750269},{"word":"i","start":1035.495,"end":1035.5751,"confidence":0.9990778,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007528997957706451},{"word":"mean","start":1035.5751,"end":1036.0751,"confidence":0.99975383,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.0001977020874619484},{"word":"yeah","start":1045.23,"end":1045.73,"confidence":0.88409257,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2018536627292633},{"word":"i've","start":1045.79,"end":1046.11,"confidence":0.9716983,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.2635822296142578},{"word":"had","start":1046.11,"end":1046.61,"confidence":0.77498204,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2218561619520187},{"word":"i've","start":1046.6699,"end":1046.91,"confidence":0.99342465,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.30627357959747314},{"word":"had","start":1046.91,"end":1047.15,"confidence":0.99455136,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2053426206111908},{"word":"money","start":1047.15,"end":1047.5499,"confidence":0.9997067,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.19203265011310575},{"word":"in","start":1047.5499,"end":1048.0499,"confidence":0.9850949,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.19586165249347687},{"word":"crypto","start":1048.35,"end":1048.85,"confidence":0.922051,"punctuated_word":"crypto,","sentiment":"neutral","sentiment_score":-0.18413783609867096},{"word":"but","start":1048.91,"end":1049.23,"confidence":0.99965084,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.22904512286186215},{"word":"i","start":1049.23,"end":1049.73,"confidence":0.99924016,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5412358641624451},{"word":"do","start":1049.79,"end":1050.11,"confidence":0.9667304,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.5372452139854431},{"word":"really","start":1050.11,"end":1050.61,"confidence":0.99628806,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.5881693363189697},{"word":"i","start":1051.15,"end":1051.3099,"confidence":0.48876145,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6661051511764526},{"word":"really","start":1051.3099,"end":1051.5499,"confidence":0.999493,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.6975799798965454},{"word":"don't","start":1051.5499,"end":1051.79,"confidence":0.99968415,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.6194236874580383},{"word":"like","start":1051.79,"end":1052.03,"confidence":0.9995938,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.5921613574028015},{"word":"those","start":1052.03,"end":1052.35,"confidence":0.7357328,"punctuated_word":"those","sentiment":"negative","sentiment_score":-0.6325886249542236},{"word":"markets","start":1052.35,"end":1052.85,"confidence":0.99566853,"punctuated_word":"markets.","sentiment":"negative","sentiment_score":-0.5131941437721252},{"word":"yeah","start":1060.295,"end":1060.795,"confidence":0.80585974,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04184364154934883},{"word":"yeah","start":1080.31,"end":1080.55,"confidence":0.74778056,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1475910246372223},{"word":"that's","start":1080.55,"end":1080.87,"confidence":0.88232887,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.17067353427410126},{"word":"fairly","start":1080.87,"end":1081.27,"confidence":0.9888086,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.15204285085201263},{"word":"accurate","start":1081.27,"end":1081.77,"confidence":0.99849594,"punctuated_word":"accurate.","sentiment":"neutral","sentiment_score":0.1783643662929535},{"word":"i","start":1081.83,"end":1081.91,"confidence":0.99409086,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13517184555530548},{"word":"mean","start":1081.91,"end":1082.15,"confidence":0.9712995,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.131923645734787},{"word":"like","start":1082.15,"end":1082.47,"confidence":0.99375063,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.21205224096775055},{"word":"so","start":1082.55,"end":1083.05,"confidence":0.94871306,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2639811336994171},{"word":"i","start":1083.415,"end":1083.575,"confidence":0.99931014,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19223889708518985},{"word":"i","start":1083.575,"end":1083.655,"confidence":0.6423925,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14168936014175415},{"word":"can","start":1083.655,"end":1083.735,"confidence":0.989947,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17452239990234375},{"word":"give","start":1083.735,"end":1083.975,"confidence":0.9903825,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.192462295293808},{"word":"an","start":1083.975,"end":1084.295,"confidence":0.90026134,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.17005716264247894},{"word":"example","start":1084.295,"end":1084.695,"confidence":0.9999347,"punctuated_word":"example","sentiment":"neutral","sentiment_score":0.1497616320848465},{"word":"of","start":1084.695,"end":1084.855,"confidence":0.9562086,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.09764339029788972},{"word":"like","start":1084.855,"end":1085.095,"confidence":0.99944663,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.11310867965221404},{"word":"what","start":1085.095,"end":1085.335,"confidence":0.9997737,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0994785875082016},{"word":"happens","start":1085.335,"end":1085.8151,"confidence":0.99720997,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.09867149591445924},{"word":"with","start":1085.8151,"end":1086.135,"confidence":0.9994648,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08244358748197556},{"word":"the","start":1086.135,"end":1086.375,"confidence":0.8641008,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0893235057592392},{"word":"crypto","start":1086.375,"end":1086.855,"confidence":0.98247737,"punctuated_word":"crypto","sentiment":"neutral","sentiment_score":0.0735468715429306},{"word":"if","start":1086.855,"end":1087.175,"confidence":0.49755782,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10490912944078444},{"word":"that","start":1087.175,"end":1087.335,"confidence":0.9960956,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1500703990459442},{"word":"would","start":1087.335,"end":1087.575,"confidence":0.9941385,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10243400186300278},{"word":"help","start":1087.575,"end":1088.075,"confidence":0.9846407,"punctuated_word":"help.","sentiment":"neutral","sentiment_score":0.16792133450508118},{"word":"so","start":1090.615,"end":1090.935,"confidence":0.8742893,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04825473949313164},{"word":"when","start":1090.935,"end":1091.175,"confidence":0.9936846,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.017786942422389984},{"word":"ethereum","start":1091.175,"end":1091.675,"confidence":0.7748449,"punctuated_word":"Ethereum,","sentiment":"neutral","sentiment_score":0.024679962545633316},{"word":"like","start":1091.895,"end":1092.215,"confidence":0.9916048,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.005368117243051529},{"word":"first","start":1092.215,"end":1092.715,"confidence":0.991931,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.015760451555252075},{"word":"started","start":1093.575,"end":1093.895,"confidence":0.90561765,"punctuated_word":"started","sentiment":"neutral","sentiment_score":-0.00376712903380394},{"word":"coming","start":1093.895,"end":1094.215,"confidence":0.9987935,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.00836934894323349},{"word":"around","start":1094.215,"end":1094.535,"confidence":0.9845406,"punctuated_word":"around,","sentiment":"neutral","sentiment_score":0.030097825452685356},{"word":"i","start":1094.535,"end":1094.695,"confidence":0.99722975,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.003014177083969116},{"word":"i","start":1094.695,"end":1095.095,"confidence":0.27474225,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007311213761568069},{"word":"invested","start":1095.095,"end":1095.575,"confidence":0.86008847,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.008692771196365356},{"word":"a","start":1095.575,"end":1095.655,"confidence":0.99533135,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012416180223226547},{"word":"little","start":1095.655,"end":1095.8151,"confidence":0.9992213,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0017041340470314026},{"word":"bit","start":1095.8151,"end":1095.975,"confidence":0.99963963,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.007377173751592636},{"word":"into","start":1095.975,"end":1096.295,"confidence":0.9997248,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.012036912143230438},{"word":"it","start":1096.295,"end":1096.535,"confidence":0.7727175,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.013003436848521233},{"word":"and","start":1096.535,"end":1096.695,"confidence":0.9990514,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.009483765810728071},{"word":"then","start":1096.695,"end":1097.195,"confidence":0.99672085,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.002993643283843994},{"word":"there's","start":1098.0199,"end":1098.34,"confidence":0.74587965,"punctuated_word":"there's,","sentiment":"neutral","sentiment_score":-0.04206418618559837},{"word":"like","start":1098.34,"end":1098.6599,"confidence":0.9986603,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04542972147464752},{"word":"a","start":1098.6599,"end":1098.8999,"confidence":0.9978606,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04504209756851196},{"word":"mark","start":1098.8999,"end":1099.22,"confidence":0.42043945,"punctuated_word":"mark","sentiment":"neutral","sentiment_score":-0.05687837675213814},{"word":"it","start":1099.38,"end":1099.62,"confidence":0.9774734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06068386137485504},{"word":"it","start":1099.62,"end":1099.7799,"confidence":0.7597184,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08803752809762955},{"word":"went","start":1099.7799,"end":1100.0199,"confidence":0.9904813,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.10430212318897247},{"word":"off","start":1100.0199,"end":1100.26,"confidence":0.9941856,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.1236952617764473},{"word":"a","start":1100.26,"end":1100.34,"confidence":0.9985733,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12621299922466278},{"word":"little","start":1100.34,"end":1100.4199,"confidence":0.99992025,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.10239514708518982},{"word":"bit","start":1100.4199,"end":1100.6599,"confidence":0.86596644,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":-0.10930636525154114},{"word":"and","start":1100.6599,"end":1100.82,"confidence":0.99660987,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08214718103408813},{"word":"then","start":1100.82,"end":1100.8999,"confidence":0.7884686,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.07108666747808456},{"word":"there","start":1100.8999,"end":1101.0599,"confidence":0.9854506,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.07161740958690643},{"word":"was","start":1101.0599,"end":1101.22,"confidence":0.9049688,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.05956874042749405},{"word":"a","start":1101.22,"end":1101.2999,"confidence":0.9897629,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.056075528264045715},{"word":"mark","start":1101.2999,"end":1101.5399,"confidence":0.593344,"punctuated_word":"mark","sentiment":"neutral","sentiment_score":-0.05400944501161575},{"word":"that","start":1101.5399,"end":1101.7799,"confidence":0.5983849,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06998369097709656},{"word":"did","start":1101.7799,"end":1102.0199,"confidence":0.7674079,"punctuated_word":"did.","sentiment":"neutral","sentiment_score":-0.06422500312328339},{"word":"and","start":1102.0199,"end":1102.26,"confidence":0.8826415,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0868334025144577},{"word":"i","start":1102.26,"end":1102.34,"confidence":0.95926595,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15664872527122498},{"word":"thought","start":1102.34,"end":1102.58,"confidence":0.98495966,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.20301178097724917},{"word":"it","start":1102.58,"end":1102.6599,"confidence":0.96827435,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2984834611415863},{"word":"was","start":1102.6599,"end":1102.8999,"confidence":0.99756575,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.24986781179904935},{"word":"gonna","start":1102.8999,"end":1103.22,"confidence":0.99370486,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2818905711174011},{"word":"plummet","start":1103.22,"end":1103.62,"confidence":0.9467574,"punctuated_word":"plummet,","sentiment":"neutral","sentiment_score":-0.3246820271015167},{"word":"and","start":1103.62,"end":1103.7799,"confidence":0.9988412,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2108856439590454},{"word":"i","start":1103.7799,"end":1103.94,"confidence":0.7332143,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2742977440357208},{"word":"just","start":1103.94,"end":1104.1799,"confidence":0.98315954,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2966059744358063},{"word":"sold","start":1104.1799,"end":1104.5,"confidence":0.99815947,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.3273465633392334},{"word":"out","start":1104.5,"end":1104.74,"confidence":0.8821782,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.2435692399740219},{"word":"i","start":1104.74,"end":1104.8999,"confidence":0.7763613,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23060888051986697},{"word":"didn't","start":1104.8999,"end":1105.3999,"confidence":0.997962,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.2158670872449875},{"word":"i","start":1105.7799,"end":1105.94,"confidence":0.96996796,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2391716241836548},{"word":"didn't","start":1105.94,"end":1106.44,"confidence":0.9998386,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.20953163504600525},{"word":"i","start":1107.38,"end":1107.5399,"confidence":0.95781785,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24355429410934448},{"word":"didn't","start":1107.5399,"end":1107.86,"confidence":0.9999285,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.1829356849193573},{"word":"stay","start":1107.86,"end":1108.1,"confidence":0.9953164,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":-0.20997294783592224},{"word":"into","start":1108.1,"end":1108.4199,"confidence":0.99789643,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.2072734236717224},{"word":"it","start":1108.4199,"end":1108.6599,"confidence":0.99928504,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1932111382484436},{"word":"because","start":1108.6599,"end":1109.0599,"confidence":0.88489294,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.1671772301197052},{"word":"i","start":1109.0599,"end":1109.1399,"confidence":0.96146303,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15602099895477295},{"word":"was","start":1109.1399,"end":1109.38,"confidence":0.994538,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09414732456207275},{"word":"like","start":1109.38,"end":1109.62,"confidence":0.6665474,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.38600361347198486},{"word":"it","start":1109.62,"end":1109.86,"confidence":0.98731774,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.5334113836288452},{"word":"scared","start":1109.86,"end":1110.1799,"confidence":0.5900938,"punctuated_word":"scared","sentiment":"negative","sentiment_score":-0.5097752213478088},{"word":"me","start":1110.1799,"end":1110.26,"confidence":0.5162025,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.5701315402984619},{"word":"it","start":1110.34,"end":1110.5,"confidence":0.90864295,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.5638768076896667},{"word":"kinda","start":1110.5,"end":1110.82,"confidence":0.92524743,"punctuated_word":"kinda","sentiment":"negative","sentiment_score":-0.6316685676574707},{"word":"scared","start":1110.82,"end":1111.0599,"confidence":0.99862206,"punctuated_word":"scared","sentiment":"negative","sentiment_score":-0.6413941383361816},{"word":"me","start":1111.0599,"end":1111.22,"confidence":0.9995759,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.5889416933059692},{"word":"off","start":1111.22,"end":1111.605,"confidence":0.99443495,"punctuated_word":"off.","sentiment":"negative","sentiment_score":-0.5413111448287964},{"word":"you","start":1111.9249,"end":1112.4249,"confidence":0.8487881,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.08119369298219681},{"word":"know","start":1112.565,"end":1112.725,"confidence":0.99901676,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.10057681053876875},{"word":"what","start":1112.725,"end":1112.885,"confidence":0.9962282,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0927559733390808},{"word":"i","start":1112.885,"end":1112.965,"confidence":0.997274,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04902677237987518},{"word":"mean","start":1112.965,"end":1113.465,"confidence":0.99906796,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.027747200801968575},{"word":"yeah","start":1119.9249,"end":1120.4249,"confidence":0.6697597,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.019534314051270485},{"word":"yeah","start":1128.17,"end":1128.67,"confidence":0.97865677,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005309220403432846},{"word":"that's","start":1147.4349,"end":1147.755,"confidence":0.5020868,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.544912576675415},{"word":"that's","start":1147.755,"end":1147.9149,"confidence":0.87813586,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.679348886013031},{"word":"good","start":1147.9149,"end":1148.4149,"confidence":0.94285,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6968457698822021},{"word":"because","start":1149.195,"end":1149.4349,"confidence":0.8464256,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.32335835695266724},{"word":"like","start":1149.4349,"end":1149.9349,"confidence":0.9875373,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2773911952972412},{"word":"those","start":1150.075,"end":1150.3949,"confidence":0.9239253,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2887188494205475},{"word":"are","start":1150.3949,"end":1150.475,"confidence":0.9819518,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.20825158059597015},{"word":"the","start":1150.475,"end":1150.635,"confidence":0.9959273,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15963608026504517},{"word":"markets","start":1150.635,"end":1151.0349,"confidence":0.8140088,"punctuated_word":"markets,","sentiment":"neutral","sentiment_score":0.17774812877178192},{"word":"like","start":1151.0349,"end":1151.2749,"confidence":0.9889272,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.201972633600235},{"word":"i","start":1151.2749,"end":1151.355,"confidence":0.9986511,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11930621415376665},{"word":"would","start":1151.355,"end":1151.595,"confidence":0.9991339,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.028442703187465668},{"word":"not","start":1151.595,"end":1151.755,"confidence":0.99696916,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.03835172951221466},{"word":"i","start":1151.835,"end":1151.995,"confidence":0.9998337,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.005178704857826233},{"word":"would","start":1151.995,"end":1152.315,"confidence":0.99903405,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.05030503123998642},{"word":"really","start":1152.315,"end":1152.5549,"confidence":0.99956316,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.07628937810659409},{"word":"not","start":1152.5549,"end":1152.715,"confidence":0.99900997,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.014329008758068085},{"word":"wanna","start":1152.715,"end":1153.115,"confidence":0.9742053,"punctuated_word":"wanna,","sentiment":"neutral","sentiment_score":0.0871603712439537},{"word":"like","start":1153.115,"end":1153.47,"confidence":0.99898136,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.10761426389217375},{"word":"hop","start":1153.71,"end":1153.87,"confidence":0.9846192,"punctuated_word":"hop","sentiment":"neutral","sentiment_score":0.08417438715696335},{"word":"into","start":1153.87,"end":1154.37,"confidence":0.9843454,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07544225454330444},{"word":"in","start":1154.4299,"end":1154.59,"confidence":0.9900253,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.22870278358459473},{"word":"my","start":1154.59,"end":1155.07,"confidence":0.8061714,"punctuated_word":"my,","sentiment":"neutral","sentiment_score":0.2579556405544281},{"word":"like","start":1155.07,"end":1155.39,"confidence":0.98766553,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.21212217211723328},{"word":"point","start":1155.39,"end":1155.5499,"confidence":0.9643793,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.12721699476242063},{"word":"in","start":1155.63,"end":1155.7899,"confidence":0.9763922,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1471129059791565},{"word":"this","start":1155.7899,"end":1156.03,"confidence":0.99687237,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1867642104625702},{"word":"point","start":1156.03,"end":1156.19,"confidence":0.99025995,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.12844495475292206},{"word":"in","start":1156.19,"end":1156.27,"confidence":0.9614628,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14709976315498352},{"word":"time","start":1156.27,"end":1156.51,"confidence":0.9885193,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.16641415655612946},{"word":"you","start":1156.51,"end":1156.59,"confidence":0.9962419,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03401297703385353},{"word":"know","start":1156.59,"end":1156.75,"confidence":0.9998609,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.02696923166513443},{"word":"what","start":1156.75,"end":1156.83,"confidence":0.9988041,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.02934599481523037},{"word":"i","start":1156.83,"end":1156.9099,"confidence":0.9984439,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0361587256193161},{"word":"mean","start":1156.9099,"end":1157.4099,"confidence":0.9995066,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.07963670790195465},{"word":"it","start":1176.085,"end":1176.245,"confidence":0.67493373,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.03282064199447632},{"word":"there's","start":1176.325,"end":1176.6449,"confidence":0.9972533,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.029668401926755905},{"word":"been","start":1176.6449,"end":1176.8049,"confidence":0.93171096,"punctuated_word":"been,","sentiment":"neutral","sentiment_score":-0.0136798694729805},{"word":"like","start":1176.8049,"end":1177.0449,"confidence":0.9995228,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0055604539811611176},{"word":"a","start":1177.0449,"end":1177.125,"confidence":0.99935335,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08584152162075043},{"word":"couple","start":1177.125,"end":1177.445,"confidence":0.999749,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.08599478006362915},{"word":"of","start":1177.445,"end":1177.605,"confidence":0.9971923,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1363447606563568},{"word":"positives","start":1177.605,"end":1178.085,"confidence":0.9611061,"punctuated_word":"positives.","sentiment":"neutral","sentiment_score":0.14822590351104736},{"word":"there's","start":1178.085,"end":1178.325,"confidence":0.99183714,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.117108553647995},{"word":"been","start":1178.325,"end":1178.565,"confidence":0.98746896,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.09190710633993147},{"word":"a","start":1178.565,"end":1178.6449,"confidence":0.9929563,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1152275800704956},{"word":"couple","start":1178.6449,"end":1178.965,"confidence":0.9998344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.20480169355869293},{"word":"of","start":1178.965,"end":1179.2849,"confidence":0.99915504,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1798255741596222},{"word":"negatives","start":1179.2849,"end":1179.7649,"confidence":0.9191791,"punctuated_word":"negatives.","sentiment":"neutral","sentiment_score":-0.2712595462799072},{"word":"you","start":1179.7649,"end":1179.9249,"confidence":0.99610054,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.10006947070360184},{"word":"know","start":1179.9249,"end":1180.1649,"confidence":0.8621732,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.06411991268396378},{"word":"like","start":1180.1649,"end":1180.5,"confidence":0.99493307,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.09403325617313384},{"word":"there's","start":1180.5,"end":1180.74,"confidence":0.9921196,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.06294547766447067},{"word":"been","start":1180.74,"end":1180.82,"confidence":0.9990018,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.03391378000378609},{"word":"a","start":1180.82,"end":1180.9,"confidence":0.99921227,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0592370480298996},{"word":"couple","start":1180.9,"end":1181.06,"confidence":0.99991155,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.06890182197093964},{"word":"of","start":1181.06,"end":1181.14,"confidence":0.8184114,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07640302181243896},{"word":"times","start":1181.14,"end":1181.46,"confidence":0.99363846,"punctuated_word":"times","sentiment":"neutral","sentiment_score":-0.12017017602920532},{"word":"i've","start":1181.46,"end":1181.7,"confidence":0.7467588,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1032336875796318},{"word":"invested","start":1181.7,"end":1182.1,"confidence":0.98196614,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.13026610016822815},{"word":"in","start":1182.1,"end":1182.18,"confidence":0.95760286,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2100712358951569},{"word":"something","start":1182.18,"end":1182.5,"confidence":0.8667205,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":-0.14379505813121796},{"word":"and","start":1182.5,"end":1182.82,"confidence":0.99897194,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09651316702365877},{"word":"it's","start":1182.82,"end":1182.9,"confidence":0.8281455,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.14657092094421387},{"word":"i've","start":1183.06,"end":1183.22,"confidence":0.78885126,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.21495547890663147},{"word":"just","start":1183.22,"end":1183.54,"confidence":0.88180953,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.23264019191265103},{"word":"lost","start":1183.54,"end":1183.78,"confidence":0.9992488,"punctuated_word":"lost","sentiment":"neutral","sentiment_score":-0.31297075748443604},{"word":"some","start":1183.78,"end":1183.94,"confidence":0.76850724,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.3045872747898102},{"word":"money","start":1183.94,"end":1184.1,"confidence":0.998715,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.21835735440254211},{"word":"you","start":1184.1,"end":1184.26,"confidence":0.99911016,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.10074681043624878},{"word":"know","start":1184.26,"end":1184.34,"confidence":0.99983215,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08629758656024933},{"word":"what","start":1184.34,"end":1184.5,"confidence":0.9975789,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.08830008655786514},{"word":"i","start":1184.5,"end":1184.58,"confidence":0.9992366,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05311216413974762},{"word":"mean","start":1184.58,"end":1185.08,"confidence":0.99983346,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.03163980692625046},{"word":"yeah","start":1193.54,"end":1194.04,"confidence":0.9762365,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1232706680893898},{"word":"mhmm","start":1206.525,"end":1207.025,"confidence":0.9920056,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.015588728711009026},{"word":"yeah","start":1220.88,"end":1221.38,"confidence":0.8493403,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.017596937716007233},{"word":"i","start":1241.88,"end":1242.12,"confidence":0.8034257,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04524679854512215},{"word":"i","start":1242.12,"end":1242.2001,"confidence":0.74394816,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05558485165238381},{"word":"would","start":1242.2001,"end":1242.4401,"confidence":0.99538076,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.051145780831575394},{"word":"i'm","start":1243.4,"end":1243.72,"confidence":0.9378574,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.043408893048763275},{"word":"more","start":1243.72,"end":1244.04,"confidence":0.99880886,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.05198267847299576},{"word":"shifting","start":1244.04,"end":1244.52,"confidence":0.9985936,"punctuated_word":"shifting","sentiment":"neutral","sentiment_score":-0.022379517555236816},{"word":"towards","start":1244.52,"end":1244.84,"confidence":0.9853931,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":-0.039703935384750366},{"word":"the","start":1244.84,"end":1245.0,"confidence":0.80127364,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012162238359451294},{"word":"high","start":1245.0,"end":1245.16,"confidence":0.7235311,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.02721478044986725},{"word":"and","start":1245.16,"end":1245.4,"confidence":0.85721254,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00444880872964859},{"word":"midsection","start":1245.4,"end":1245.9,"confidence":0.935457,"punctuated_word":"midsection","sentiment":"neutral","sentiment_score":0.02740006521344185},{"word":"when","start":1246.04,"end":1246.2001,"confidence":0.9974905,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.003935627639293671},{"word":"it","start":1246.2001,"end":1246.36,"confidence":0.999613,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.013282787054777144},{"word":"comes","start":1246.36,"end":1246.6,"confidence":0.9997224,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.0025904253125190735},{"word":"to","start":1246.6,"end":1246.76,"confidence":0.99916863,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0021064765751361847},{"word":"the","start":1246.76,"end":1247.26,"confidence":0.9913686,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004161085933446884},{"word":"when","start":1247.64,"end":1247.8,"confidence":0.98628634,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.01014796644449234},{"word":"it","start":1247.8,"end":1247.9601,"confidence":0.99899846,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0073527991771698},{"word":"comes","start":1247.9601,"end":1248.12,"confidence":0.99977547,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.004710592329502106},{"word":"to","start":1248.12,"end":1248.36,"confidence":0.9975781,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0024513714015483856},{"word":"inflation","start":1248.36,"end":1248.86,"confidence":0.7814119,"punctuated_word":"inflation,","sentiment":"neutral","sentiment_score":0.008004676550626755},{"word":"check","start":1249.725,"end":1249.965,"confidence":0.21143761,"punctuated_word":"Check","sentiment":"neutral","sentiment_score":0.016350530087947845},{"word":"it","start":1249.965,"end":1250.125,"confidence":0.4970121,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.008516218513250351},{"word":"to","start":1250.125,"end":1250.4349,"confidence":0.47681835,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0052787140011787415},{"word":"mechanic","start":1250.4349,"end":1250.6849,"confidence":0.36933643,"punctuated_word":"mechanic,","sentiment":"neutral","sentiment_score":-0.03472928702831268},{"word":"but","start":1250.6849,"end":1250.765,"confidence":0.926339,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.058837756514549255},{"word":"unfortunately","start":1250.765,"end":1251.265,"confidence":0.6640741,"punctuated_word":"unfortunately.","sentiment":"neutral","sentiment_score":-0.1269409954547882},{"word":"depending","start":1300.77,"end":1301.27,"confidence":0.49278906,"punctuated_word":"Depending","sentiment":"neutral","sentiment_score":-0.1006401777267456},{"word":"on","start":1301.41,"end":1301.49,"confidence":0.78496647,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.10760669410228728},{"word":"what","start":1301.49,"end":1301.73,"confidence":0.9912952,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.10661576688289642},{"word":"it's","start":1301.73,"end":1301.97,"confidence":0.98761314,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1135934591293335},{"word":"invested","start":1301.97,"end":1302.47,"confidence":0.9976394,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.08011051267385483},{"word":"in","start":1302.53,"end":1302.85,"confidence":0.98388535,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.0733167976140976},{"word":"then","start":1302.85,"end":1303.09,"confidence":0.9743313,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0629841685295105},{"word":"i","start":1303.09,"end":1303.25,"confidence":0.9969663,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11090117692947388},{"word":"would","start":1303.25,"end":1303.75,"confidence":0.9991812,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0849413126707077},{"word":"probably","start":1304.135,"end":1304.535,"confidence":0.9992495,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.09476467967033386},{"word":"want","start":1304.535,"end":1305.015,"confidence":0.99663574,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.08330944180488586},{"word":"to","start":1305.015,"end":1305.3351,"confidence":0.9938876,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09017810225486755},{"word":"put","start":1305.3351,"end":1305.5751,"confidence":0.9505281,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.10333460569381714},{"word":"more","start":1305.5751,"end":1305.895,"confidence":0.983588,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.09967369586229324},{"word":"in","start":1305.895,"end":1306.135,"confidence":0.5127147,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06797362118959427},{"word":"because","start":1306.135,"end":1306.635,"confidence":0.7779892,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04782583937048912},{"word":"market","start":1306.6951,"end":1307.175,"confidence":0.7420767,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.07774841785430908},{"word":"drop","start":1307.175,"end":1307.415,"confidence":0.62856203,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.08620865643024445},{"word":"and","start":1307.415,"end":1307.8151,"confidence":0.37046045,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11209076642990112},{"word":"that's","start":1307.8151,"end":1308.055,"confidence":0.9701922,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.0996083840727806},{"word":"where","start":1308.055,"end":1308.295,"confidence":0.9585412,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.09883204102516174},{"word":"you","start":1308.295,"end":1308.4551,"confidence":0.99302316,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0952399969100952},{"word":"kinda","start":1308.4551,"end":1308.775,"confidence":0.78681904,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.07964545488357544},{"word":"take","start":1308.775,"end":1309.015,"confidence":0.9854381,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.0860196202993393},{"word":"advantage","start":1309.015,"end":1309.515,"confidence":0.8519307,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":-0.08487676084041595},{"word":"is","start":1309.5751,"end":1309.7351,"confidence":0.7558442,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09911631792783736},{"word":"when","start":1309.7351,"end":1310.055,"confidence":0.9979164,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.11357634514570236},{"word":"it","start":1310.055,"end":1310.295,"confidence":0.99842715,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11016000807285307},{"word":"starts","start":1310.295,"end":1310.6151,"confidence":0.9059817,"punctuated_word":"starts","sentiment":"neutral","sentiment_score":-0.11966855823993684},{"word":"going","start":1310.6151,"end":1310.8551,"confidence":0.9741896,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.0756387710571289},{"word":"low","start":1310.8551,"end":1311.0951,"confidence":0.87134236,"punctuated_word":"low","sentiment":"neutral","sentiment_score":-0.0888170599937439},{"word":"again","start":1311.0951,"end":1311.5951,"confidence":0.99223197,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.056827858090400696},{"word":"you","start":1311.9751,"end":1312.055,"confidence":0.7388692,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.047926418483257294},{"word":"know","start":1312.055,"end":1312.2151,"confidence":0.99624497,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04785860329866409},{"word":"what","start":1312.2151,"end":1312.2551,"confidence":0.98047477,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.03458965942263603},{"word":"i","start":1312.2551,"end":1312.295,"confidence":0.99955493,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015522610396146774},{"word":"mean","start":1312.295,"end":1312.795,"confidence":0.9989885,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.015274720266461372},{"word":"i'd","start":1315.175,"end":1315.3351,"confidence":0.40219003,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.12281052768230438},{"word":"like","start":1315.3351,"end":1315.5751,"confidence":0.95886856,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1071573793888092},{"word":"i","start":1315.7351,"end":1315.8151,"confidence":0.9472553,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13326510787010193},{"word":"don't","start":1315.8151,"end":1316.3151,"confidence":0.9725274,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15171590447425842},{"word":"sorry","start":1316.6951,"end":1317.1951,"confidence":0.9798372,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.17363181710243225},{"word":"i","start":1317.79,"end":1318.03,"confidence":0.99842465,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14301200211048126},{"word":"i","start":1318.03,"end":1318.11,"confidence":0.97973734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.27327656745910645},{"word":"wouldn't","start":1318.11,"end":1318.51,"confidence":0.9989697,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.22675997018814087},{"word":"wanna","start":1318.51,"end":1318.83,"confidence":0.96972823,"punctuated_word":"wanna,","sentiment":"neutral","sentiment_score":-0.16608469188213348},{"word":"like","start":1318.83,"end":1319.31,"confidence":0.9992887,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1172437071800232},{"word":"put","start":1319.31,"end":1319.55,"confidence":0.9973737,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.09201215207576752},{"word":"into","start":1319.55,"end":1319.87,"confidence":0.9397591,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.1037564054131508},{"word":"something","start":1319.87,"end":1320.27,"confidence":0.9994518,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1199895441532135},{"word":"that","start":1320.27,"end":1320.67,"confidence":0.88381624,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.13056336343288422},{"word":"like","start":1320.67,"end":1321.17,"confidence":0.80179787,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.10220403969287872},{"word":"i","start":1321.47,"end":1321.63,"confidence":0.99774206,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17477896809577942},{"word":"don't","start":1321.63,"end":1322.13,"confidence":0.99764967,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.22274433076381683},{"word":"i","start":1322.27,"end":1322.35,"confidence":0.9924219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2916816771030426},{"word":"don't","start":1322.35,"end":1322.67,"confidence":0.9999543,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.23628507554531095},{"word":"see","start":1322.67,"end":1323.07,"confidence":0.99975663,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.2203187644481659},{"word":"any","start":1323.07,"end":1323.47,"confidence":0.9999039,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.26436924934387207},{"word":"greater","start":1323.47,"end":1323.79,"confidence":0.96868986,"punctuated_word":"greater","sentiment":"neutral","sentiment_score":-0.25650039315223694},{"word":"returns","start":1323.79,"end":1324.11,"confidence":0.9238867,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":-0.19405879080295563},{"word":"in","start":1324.11,"end":1324.1901,"confidence":0.99625266,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.23856467008590695},{"word":"the","start":1324.1901,"end":1324.35,"confidence":0.99942636,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21561364829540253},{"word":"future","start":1324.35,"end":1324.59,"confidence":0.99741536,"punctuated_word":"future.","sentiment":"neutral","sentiment_score":-0.2210768461227417},{"word":"you","start":1324.59,"end":1324.75,"confidence":0.9947332,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.12638668715953827},{"word":"know","start":1324.75,"end":1324.83,"confidence":0.99895537,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.10309439152479172},{"word":"what","start":1324.83,"end":1324.99,"confidence":0.97630787,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.12572352588176727},{"word":"i","start":1324.99,"end":1325.07,"confidence":0.98473847,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08315631747245789},{"word":"mean","start":1325.07,"end":1325.57,"confidence":0.99603283,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.0798548012971878},{"word":"well","start":1354.41,"end":1354.73,"confidence":0.9842005,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.13791321218013763},{"word":"i","start":1354.73,"end":1354.89,"confidence":0.9978205,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12185898423194884},{"word":"mean","start":1354.89,"end":1355.37,"confidence":0.9776765,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.11199599504470824},{"word":"at","start":1355.37,"end":1355.6901,"confidence":0.99389607,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.13393042981624603},{"word":"at","start":1355.6901,"end":1355.85,"confidence":0.98553467,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12961015105247498},{"word":"the","start":1355.85,"end":1356.01,"confidence":0.99666613,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11122766137123108},{"word":"end","start":1356.01,"end":1356.25,"confidence":0.9988938,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.1414707601070404},{"word":"of","start":1356.25,"end":1356.41,"confidence":0.9988888,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12613117694854736},{"word":"the","start":1356.41,"end":1356.5701,"confidence":0.99814856,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12608787417411804},{"word":"day","start":1356.5701,"end":1357.0701,"confidence":0.97457504,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":-0.12719674408435822},{"word":"like","start":1357.765,"end":1358.265,"confidence":0.9451779,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.10296695679426192},{"word":"at","start":1358.885,"end":1359.045,"confidence":0.999213,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11219670623540878},{"word":"the","start":1359.045,"end":1359.205,"confidence":0.99818605,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12166085839271544},{"word":"end","start":1359.205,"end":1359.365,"confidence":0.9996631,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.1172788143157959},{"word":"of","start":1359.365,"end":1359.445,"confidence":0.9961766,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12241072207689284},{"word":"the","start":1359.445,"end":1359.605,"confidence":0.9812258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12021322548389436},{"word":"day","start":1359.605,"end":1360.005,"confidence":0.97610086,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":-0.11157158017158508},{"word":"well","start":1360.005,"end":1360.245,"confidence":0.95212233,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.17091181874275208},{"word":"what","start":1360.245,"end":1360.405,"confidence":0.98034644,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.29104697704315186},{"word":"have","start":1360.405,"end":1360.645,"confidence":0.58105797,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2583102285861969},{"word":"you","start":1360.645,"end":1360.805,"confidence":0.98174965,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.27226799726486206},{"word":"got","start":1360.805,"end":1361.045,"confidence":0.9964798,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2868681848049164},{"word":"to","start":1361.045,"end":1361.125,"confidence":0.99313426,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.288979709148407},{"word":"lose","start":1361.125,"end":1361.365,"confidence":0.99936897,"punctuated_word":"lose","sentiment":"negative","sentiment_score":-0.3430817425251007},{"word":"when","start":1361.365,"end":1361.525,"confidence":0.9590567,"punctuated_word":"when","sentiment":"negative","sentiment_score":-0.347895085811615},{"word":"the","start":1361.525,"end":1361.685,"confidence":0.9966659,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3600853681564331},{"word":"market","start":1361.685,"end":1362.005,"confidence":0.98979586,"punctuated_word":"market","sentiment":"negative","sentiment_score":-0.41891971230506897},{"word":"drops","start":1362.005,"end":1362.245,"confidence":0.97350085,"punctuated_word":"drops","sentiment":"neutral","sentiment_score":-0.32509133219718933},{"word":"like","start":1362.245,"end":1362.485,"confidence":0.69064707,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.33368605375289917},{"word":"that","start":1362.485,"end":1362.645,"confidence":0.9665178,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.21784724295139313},{"word":"you","start":1362.645,"end":1362.805,"confidence":0.9819958,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.07600768655538559},{"word":"know","start":1362.805,"end":1362.965,"confidence":0.99984896,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08968698978424072},{"word":"what","start":1362.965,"end":1363.125,"confidence":0.99936587,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.11307504028081894},{"word":"i","start":1363.125,"end":1363.205,"confidence":0.99930525,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07353993505239487},{"word":"mean","start":1363.205,"end":1363.445,"confidence":0.99948156,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.07598273456096649},{"word":"like","start":1363.445,"end":1363.845,"confidence":0.9975829,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.048553500324487686},{"word":"if","start":1363.845,"end":1364.005,"confidence":0.9979311,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06553151458501816},{"word":"you","start":1364.005,"end":1364.165,"confidence":0.99939215,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15448909997940063},{"word":"just","start":1364.165,"end":1364.485,"confidence":0.9994112,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.21844959259033203},{"word":"sell","start":1364.485,"end":1364.725,"confidence":0.9651257,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.22192560136318207},{"word":"out","start":1364.725,"end":1365.225,"confidence":0.9368228,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.25573331117630005},{"word":"and","start":1365.605,"end":1366.105,"confidence":0.9212363,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.26101234555244446},{"word":"you","start":1366.325,"end":1366.485,"confidence":0.9825644,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.304287314414978},{"word":"don't","start":1366.485,"end":1366.725,"confidence":0.9998554,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3558688163757324},{"word":"have","start":1366.725,"end":1366.885,"confidence":0.99893945,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.39659154415130615},{"word":"any","start":1366.885,"end":1367.205,"confidence":0.99295455,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.35792073607444763},{"word":"faith","start":1367.205,"end":1367.445,"confidence":0.5555397,"punctuated_word":"faith","sentiment":"negative","sentiment_score":-0.3932540714740753},{"word":"that's","start":1367.445,"end":1367.605,"confidence":0.60121924,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2420412003993988},{"word":"that","start":1367.765,"end":1367.925,"confidence":0.9861879,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1528874933719635},{"word":"it's","start":1367.925,"end":1368.085,"confidence":0.9848501,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.25941094756126404},{"word":"gonna","start":1368.085,"end":1368.405,"confidence":0.9843152,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2170889675617218},{"word":"go","start":1368.405,"end":1368.565,"confidence":0.9958087,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.19918204843997955},{"word":"back","start":1368.565,"end":1368.885,"confidence":0.9986105,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.09560786187648772},{"word":"up","start":1368.885,"end":1369.125,"confidence":0.9391587,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.17745642364025116},{"word":"then","start":1369.125,"end":1369.625,"confidence":0.7636795,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.09395426511764526},{"word":"you","start":1370.49,"end":1370.65,"confidence":0.90806323,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.156363382935524},{"word":"know","start":1370.65,"end":1370.8099,"confidence":0.9968766,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13198482990264893},{"word":"what","start":1370.8099,"end":1370.8899,"confidence":0.9996891,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.14917470514774325},{"word":"are","start":1370.8899,"end":1370.97,"confidence":0.9991665,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.17169500887393951},{"word":"you","start":1370.97,"end":1371.21,"confidence":0.99977106,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10855945944786072},{"word":"gonna","start":1371.21,"end":1371.45,"confidence":0.99597,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.13260915875434875},{"word":"do","start":1371.45,"end":1371.9299,"confidence":0.9972502,"punctuated_word":"do?","sentiment":"neutral","sentiment_score":-0.11673607677221298},{"word":"like","start":1371.9299,"end":1372.33,"confidence":0.9900381,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.05502035468816757},{"word":"you","start":1372.33,"end":1372.45,"confidence":0.9837946,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06632907688617706},{"word":"you're","start":1372.57,"end":1372.8099,"confidence":0.9953897,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.04437107592821121},{"word":"just","start":1372.8099,"end":1373.05,"confidence":0.9984894,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.042846210300922394},{"word":"gonna","start":1373.05,"end":1373.37,"confidence":0.9975236,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.04142577201128006},{"word":"take","start":1373.37,"end":1373.61,"confidence":0.9905714,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.08219631761312485},{"word":"the","start":1373.61,"end":1373.85,"confidence":0.9992213,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0412406399846077},{"word":"money","start":1373.85,"end":1374.09,"confidence":0.9998822,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.0012997984886169434},{"word":"that","start":1374.09,"end":1374.33,"confidence":0.99972886,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03263424336910248},{"word":"you","start":1374.33,"end":1374.49,"confidence":0.99921656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0552016943693161},{"word":"have","start":1374.49,"end":1374.65,"confidence":0.997142,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0429803729057312},{"word":"and","start":1374.65,"end":1375.15,"confidence":0.9908602,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.036741163581609726},{"word":"not","start":1375.37,"end":1375.87,"confidence":0.9538578,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.06716493517160416},{"word":"like","start":1376.49,"end":1376.8099,"confidence":0.9979657,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.08707613497972488},{"word":"try","start":1376.8099,"end":1376.97,"confidence":0.98891526,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.10925590991973876},{"word":"and","start":1376.97,"end":1377.13,"confidence":0.99811363,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07999100536108017},{"word":"get","start":1377.13,"end":1377.37,"confidence":0.9996917,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1016920804977417},{"word":"more","start":1377.37,"end":1377.69,"confidence":0.84306693,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":-0.10851189494132996},{"word":"you","start":1377.69,"end":1377.77,"confidence":0.99674124,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.030269373208284375},{"word":"know","start":1377.77,"end":1377.9299,"confidence":0.9142282,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.006994234398007393},{"word":"like","start":1377.9299,"end":1378.4299,"confidence":0.93797386,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.04730688780546189},{"word":"it's","start":1380.73,"end":1380.97,"confidence":0.91741914,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.499916136264801},{"word":"kinda","start":1380.97,"end":1381.45,"confidence":0.9757523,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.551768958568573},{"word":"just","start":1381.45,"end":1381.61,"confidence":0.50799716,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3905570805072784},{"word":"kinda","start":1381.61,"end":1381.9299,"confidence":0.9893022,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.44557756185531616},{"word":"how","start":1381.9299,"end":1382.17,"confidence":0.9967885,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.3660942018032074},{"word":"i","start":1382.17,"end":1382.33,"confidence":0.99926084,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4898263216018677},{"word":"feel","start":1382.33,"end":1382.57,"confidence":0.99969494,"punctuated_word":"feel","sentiment":"positive","sentiment_score":0.4337329566478729},{"word":"about","start":1382.57,"end":1382.89,"confidence":0.99920076,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.4623992443084717},{"word":"it","start":1382.89,"end":1383.13,"confidence":0.80699134,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.3711519241333008},{"word":"it's","start":1383.13,"end":1383.63,"confidence":0.95631295,"punctuated_word":"It's,","sentiment":"neutral","sentiment_score":0.21220844984054563},{"word":"you","start":1384.2351,"end":1384.395,"confidence":0.998725,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0778752863407135},{"word":"know","start":1384.395,"end":1384.795,"confidence":0.97089577,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10761550068855286},{"word":"it's","start":1384.795,"end":1385.1951,"confidence":0.9801285,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1096707209944725},{"word":"all","start":1385.1951,"end":1385.435,"confidence":0.6423425,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.11995093524456024},{"word":"dependent","start":1385.435,"end":1385.915,"confidence":0.96492064,"punctuated_word":"dependent","sentiment":"neutral","sentiment_score":0.14919355511665344},{"word":"on","start":1385.915,"end":1386.155,"confidence":0.99930906,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10912208259105682},{"word":"whether","start":1386.155,"end":1386.555,"confidence":0.9978941,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.13400954008102417},{"word":"you're","start":1386.555,"end":1386.795,"confidence":0.987761,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06538663804531097},{"word":"willing","start":1386.795,"end":1387.1951,"confidence":0.9940096,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":0.017257235944271088},{"word":"to","start":1387.1951,"end":1387.6951,"confidence":0.9989737,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05196305364370346},{"word":"say","start":1388.155,"end":1388.4751,"confidence":0.9745157,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.09951011091470718},{"word":"yeah","start":1388.4751,"end":1388.795,"confidence":0.76421064,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.10403572022914886},{"word":"i'm","start":1388.795,"end":1389.035,"confidence":0.9907435,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09576680511236192},{"word":"gonna","start":1389.035,"end":1389.275,"confidence":0.9490325,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.06747566163539886},{"word":"take","start":1389.275,"end":1389.435,"confidence":0.99661213,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.07571767270565033},{"word":"that","start":1389.435,"end":1389.5951,"confidence":0.948554,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12708750367164612},{"word":"risk","start":1389.5951,"end":1389.8351,"confidence":0.82027376,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.11714714765548706},{"word":"and","start":1389.8351,"end":1389.995,"confidence":0.99933475,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0959126204252243},{"word":"i'm","start":1389.995,"end":1390.155,"confidence":0.99987715,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1450989544391632},{"word":"gonna","start":1390.155,"end":1390.395,"confidence":0.99743456,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.12429530918598176},{"word":"trust","start":1390.395,"end":1390.635,"confidence":0.99311113,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":0.1463410258293152},{"word":"the","start":1390.635,"end":1390.795,"confidence":0.99314994,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20976302027702332},{"word":"process","start":1390.795,"end":1391.275,"confidence":0.8848119,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":0.1466640681028366},{"word":"you","start":1391.275,"end":1391.435,"confidence":0.97064555,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.015827268362045288},{"word":"know","start":1391.435,"end":1391.5951,"confidence":0.9983627,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01334407553076744},{"word":"what","start":1391.5951,"end":1391.755,"confidence":0.9877225,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.010738976299762726},{"word":"i","start":1391.755,"end":1392.005,"confidence":0.9941446,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.027103502303361893},{"word":"mean","start":1392.005,"end":1392.505,"confidence":0.99785787,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.0462784469127655},{"word":"yep","start":1426.905,"end":1427.25,"confidence":0.79214,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05900272354483605},{"word":"i","start":1435.01,"end":1435.25,"confidence":0.95143205,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10460099577903748},{"word":"kinda","start":1435.25,"end":1435.57,"confidence":0.9473152,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.11610351502895357},{"word":"wanna","start":1435.57,"end":1435.89,"confidence":0.9709725,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.1533985137939453},{"word":"maximize","start":1435.89,"end":1436.39,"confidence":0.9946635,"punctuated_word":"maximize","sentiment":"neutral","sentiment_score":0.1719003468751907},{"word":"growth","start":1436.77,"end":1437.27,"confidence":0.4836644,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.23622116446495056},{"word":"if","start":1437.41,"end":1437.65,"confidence":0.99343264,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1996333599090576},{"word":"that's","start":1437.65,"end":1437.97,"confidence":0.9996735,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.16480235755443573},{"word":"possible","start":1437.97,"end":1438.47,"confidence":0.97046226,"punctuated_word":"possible.","sentiment":"neutral","sentiment_score":0.10676392912864684},{"word":"oh","start":1446.145,"end":1446.3049,"confidence":0.8687078,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0579138919711113},{"word":"yeah","start":1446.3049,"end":1446.705,"confidence":0.98082006,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.05912092328071594},{"word":"the","start":1446.705,"end":1446.945,"confidence":0.66365147,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.07736052572727203},{"word":"a","start":1447.1849,"end":1447.265,"confidence":0.99811196,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08667762577533722},{"word":"little","start":1447.265,"end":1447.4249,"confidence":0.9968268,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.06756561249494553},{"word":"bit","start":1447.4249,"end":1447.585,"confidence":0.9999025,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06789326667785645},{"word":"of","start":1447.585,"end":1447.745,"confidence":0.9997731,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07913938909769058},{"word":"income","start":1447.745,"end":1448.065,"confidence":0.99929035,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.13991156220436096},{"word":"is","start":1448.065,"end":1448.3049,"confidence":0.9986255,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13096293807029724},{"word":"always","start":1448.3049,"end":1448.8049,"confidence":0.9992544,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.14787232875823977},{"word":"always","start":1448.945,"end":1449.265,"confidence":0.98583883,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.15123966336250305},{"word":"a","start":1449.265,"end":1449.4249,"confidence":0.99859124,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17647339403629303},{"word":"good","start":1449.4249,"end":1449.665,"confidence":0.9998666,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.29477906227111816},{"word":"bonus","start":1449.665,"end":1450.145,"confidence":0.98281157,"punctuated_word":"bonus,","sentiment":"neutral","sentiment_score":0.23007243871688843},{"word":"but","start":1450.145,"end":1450.385,"confidence":0.999225,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10472302883863448},{"word":"i","start":1450.385,"end":1450.545,"confidence":0.9968532,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16694830358028412},{"word":"feel","start":1450.545,"end":1450.865,"confidence":0.9986443,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.18687358498573303},{"word":"like","start":1450.865,"end":1451.345,"confidence":0.97828513,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.19029222428798676},{"word":"it","start":1451.345,"end":1451.505,"confidence":0.76945806,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1955009698867798},{"word":"it","start":1451.505,"end":1451.665,"confidence":0.8952697,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17950798571109772},{"word":"grows","start":1451.665,"end":1451.985,"confidence":0.5259982,"punctuated_word":"grows","sentiment":"neutral","sentiment_score":0.15885628759860992},{"word":"out","start":1451.985,"end":1452.145,"confidence":0.4951921,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.15031149983406067},{"word":"ways","start":1452.145,"end":1452.545,"confidence":0.74265033,"punctuated_word":"ways,","sentiment":"neutral","sentiment_score":0.16242507100105286},{"word":"like","start":1452.545,"end":1453.045,"confidence":0.9980515,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.149107426404953},{"word":"a","start":1453.1849,"end":1453.345,"confidence":0.99236065,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1697191596031189},{"word":"little","start":1453.345,"end":1453.505,"confidence":0.99964595,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.14156250655651093},{"word":"bit","start":1453.505,"end":1453.745,"confidence":0.99965465,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1194346472620964},{"word":"of","start":1453.745,"end":1453.905,"confidence":0.9953433,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1518072783946991},{"word":"income","start":1453.905,"end":1454.3049,"confidence":0.9993253,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.14130215346813202},{"word":"every","start":1454.3049,"end":1454.545,"confidence":0.9992368,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.12871327996253967},{"word":"time","start":1454.545,"end":1454.705,"confidence":0.9950861,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.085393026471138},{"word":"you","start":1454.705,"end":1454.865,"confidence":0.99727196,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.013452764600515366},{"word":"know","start":1454.865,"end":1455.025,"confidence":0.9998503,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.0045235492289066315},{"word":"what","start":1455.025,"end":1455.1849,"confidence":0.9986927,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0008011758327484131},{"word":"i","start":1455.1849,"end":1455.265,"confidence":0.9992193,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.007741961628198624},{"word":"mean","start":1455.265,"end":1455.765,"confidence":0.99955416,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.012928188778460026},{"word":"i","start":1469.305,"end":1469.545,"confidence":0.9542671,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3148019015789032},{"word":"feel","start":1469.545,"end":1469.7051,"confidence":0.52382714,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.3253249228000641},{"word":"like","start":1469.7051,"end":1469.865,"confidence":0.98478323,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.323620080947876},{"word":"that's","start":1469.865,"end":1470.185,"confidence":0.98577195,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2340703010559082},{"word":"that","start":1470.3451,"end":1470.5851,"confidence":0.9817582,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.24210065603256223},{"word":"might","start":1470.5851,"end":1470.745,"confidence":0.9868319,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.24498361349105835},{"word":"be","start":1470.745,"end":1470.905,"confidence":0.987359,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.24014808237552643},{"word":"a","start":1470.905,"end":1470.985,"confidence":0.99201363,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.236697256565094},{"word":"little","start":1470.985,"end":1471.2251,"confidence":0.99838305,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2709883451461792},{"word":"too","start":1471.2251,"end":1471.4651,"confidence":0.96272224,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.30132630467414856},{"word":"risky","start":1471.4651,"end":1471.9651,"confidence":0.9999106,"punctuated_word":"risky","sentiment":"neutral","sentiment_score":-0.2904508709907532},{"word":"because","start":1472.025,"end":1472.525,"confidence":0.79467154,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":-0.16795945167541504},{"word":"you","start":1472.665,"end":1472.8251,"confidence":0.9611983,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005154062062501907},{"word":"know","start":1472.8251,"end":1472.985,"confidence":0.9975567,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.001754825934767723},{"word":"the","start":1472.985,"end":1473.2251,"confidence":0.71064585,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00874362513422966},{"word":"like","start":1473.9451,"end":1474.025,"confidence":0.98146594,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0008126059547066689},{"word":"someone","start":1474.025,"end":1474.3451,"confidence":0.7936705,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.0046378448605537415},{"word":"i","start":1474.3451,"end":1474.505,"confidence":0.75524235,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0016019698232412338},{"word":"gotta","start":1474.505,"end":1474.8251,"confidence":0.6580899,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.0029874546453356743},{"word":"pay","start":1474.8251,"end":1474.985,"confidence":0.994783,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.005258984863758087},{"word":"back","start":1474.985,"end":1475.2251,"confidence":0.8781099,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.01565161719918251},{"word":"as","start":1475.2251,"end":1475.4651,"confidence":0.9964276,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0074372850358486176},{"word":"well","start":1475.4651,"end":1475.785,"confidence":0.9999149,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.015202531591057776},{"word":"and","start":1475.785,"end":1476.285,"confidence":0.5029845,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.009202441200613976},{"word":"the","start":1476.5851,"end":1476.8251,"confidence":0.8475316,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00973219983279705},{"word":"the","start":1476.8251,"end":1476.985,"confidence":0.87310123,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010325465351343157},{"word":"bank's","start":1476.985,"end":1477.305,"confidence":0.5008775,"punctuated_word":"bank's","sentiment":"neutral","sentiment_score":0.009680294431746006},{"word":"like","start":1477.305,"end":1477.545,"confidence":0.54105943,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.01151787769049406},{"word":"to","start":1477.545,"end":1477.625,"confidence":0.9285696,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.019372282549738884},{"word":"put","start":1477.625,"end":1477.865,"confidence":0.9967347,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.01331380195915699},{"word":"interest","start":1477.865,"end":1478.3451,"confidence":0.99654776,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.01933727040886879},{"word":"rates","start":1478.3451,"end":1478.8251,"confidence":0.9955546,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.022746823728084564},{"word":"on","start":1478.8251,"end":1479.305,"confidence":0.96154016,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.016535453498363495},{"word":"on","start":1479.305,"end":1479.7051,"confidence":0.96223676,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.020095594227313995},{"word":"the","start":1479.7051,"end":1479.9451,"confidence":0.5966635,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.017019420862197876},{"word":"loans","start":1479.9451,"end":1480.185,"confidence":0.9741442,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":0.02878157794475555},{"word":"and","start":1480.185,"end":1480.425,"confidence":0.9969073,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.025237221270799637},{"word":"everything","start":1480.425,"end":1480.925,"confidence":0.81247115,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.023996978998184204},{"word":"you","start":1481.385,"end":1481.545,"confidence":0.9832601,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03826145827770233},{"word":"know","start":1481.545,"end":1482.03,"confidence":0.9471257,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.11174742877483368},{"word":"so","start":1482.91,"end":1483.15,"confidence":0.6542691,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4805522561073303},{"word":"it's","start":1483.15,"end":1483.31,"confidence":0.92892635,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.422605037689209},{"word":"two","start":1483.31,"end":1483.47,"confidence":0.32987773,"punctuated_word":"two,","sentiment":"positive","sentiment_score":0.3645783960819245},{"word":"like","start":1483.47,"end":1483.7101,"confidence":0.73316157,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.3169042468070984},{"word":"two","start":1483.7101,"end":1483.79,"confidence":0.5481279,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.27414044737815857},{"word":"more","start":1483.79,"end":1483.87,"confidence":0.40468478,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.26916399598121643},{"word":"at","start":1483.87,"end":1484.27,"confidence":0.87177056,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.284901887178421},{"word":"a","start":1484.27,"end":1484.43,"confidence":0.79034543,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.34310513734817505},{"word":"time","start":1484.43,"end":1484.93,"confidence":0.95596874,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.3173503875732422},{"word":"yeah","start":1493.31,"end":1493.81,"confidence":0.9692751,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010824271477758884},{"word":"to","start":1514.81,"end":1514.9701,"confidence":0.9159881,"punctuated_word":"To","sentiment":"neutral","sentiment_score":-0.28031569719314575},{"word":"me","start":1514.9701,"end":1515.4701,"confidence":0.9917729,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":-0.24567300081253052},{"word":"it","start":1515.77,"end":1515.93,"confidence":0.99818283,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.22668595612049103},{"word":"it","start":1515.93,"end":1516.01,"confidence":0.70047104,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.25959739089012146},{"word":"does","start":1516.01,"end":1516.3301,"confidence":0.99899596,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.2896501421928406},{"word":"feel","start":1516.3301,"end":1516.65,"confidence":0.98300964,"punctuated_word":"feel","sentiment":"negative","sentiment_score":-0.3434556722640991},{"word":"just","start":1516.65,"end":1516.9701,"confidence":0.90728325,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":-0.33207860589027405},{"word":"like","start":1516.9701,"end":1517.4701,"confidence":0.9986659,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.24775779247283936},{"word":"super","start":1517.53,"end":1517.93,"confidence":0.99920815,"punctuated_word":"super","sentiment":"negative","sentiment_score":-0.3740781843662262},{"word":"risky","start":1517.93,"end":1518.43,"confidence":0.99976057,"punctuated_word":"risky","sentiment":"negative","sentiment_score":-0.37864792346954346},{"word":"because","start":1518.4901,"end":1518.9901,"confidence":0.90657234,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.2605450749397278},{"word":"you","start":1519.53,"end":1519.6901,"confidence":0.9801287,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17000439763069153},{"word":"know","start":1519.6901,"end":1519.93,"confidence":0.99987006,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.191792830824852},{"word":"what","start":1519.93,"end":1520.0901,"confidence":0.9974566,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.18360210955142975},{"word":"i","start":1520.0901,"end":1520.17,"confidence":0.9988834,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15877151489257812},{"word":"mean","start":1520.17,"end":1520.3301,"confidence":0.9972106,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.123480387032032},{"word":"if","start":1520.3301,"end":1520.41,"confidence":0.99808383,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.1607905477285385},{"word":"it's","start":1520.41,"end":1520.65,"confidence":0.9996222,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.15709233283996582},{"word":"my","start":1520.65,"end":1520.89,"confidence":0.6143131,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1878359466791153},{"word":"if","start":1520.89,"end":1521.05,"confidence":0.971064,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1811651587486267},{"word":"it's","start":1521.05,"end":1521.29,"confidence":0.9998487,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.16899606585502625},{"word":"my","start":1521.29,"end":1521.53,"confidence":0.99910396,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.18832391500473025},{"word":"own","start":1521.53,"end":1521.77,"confidence":0.9975877,"punctuated_word":"own","sentiment":"neutral","sentiment_score":-0.224390372633934},{"word":"money","start":1521.77,"end":1522.27,"confidence":0.9376689,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.17483854293823242},{"word":"then","start":1522.515,"end":1522.755,"confidence":0.9488639,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.12986494600772858},{"word":"i","start":1522.755,"end":1522.8351,"confidence":0.85487986,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16418865323066711},{"word":"like","start":1522.915,"end":1523.235,"confidence":0.99571747,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.13754239678382874},{"word":"there's","start":1523.235,"end":1523.555,"confidence":0.99336374,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.13010193407535553},{"word":"there's","start":1523.555,"end":1523.795,"confidence":0.9958806,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.099032960832119},{"word":"nothing","start":1523.795,"end":1524.1951,"confidence":0.9975721,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.15536713600158691},{"word":"really","start":1524.1951,"end":1524.435,"confidence":0.9989644,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.18052950501441956},{"word":"riding","start":1524.435,"end":1524.755,"confidence":0.87010074,"punctuated_word":"riding","sentiment":"neutral","sentiment_score":-0.15479612350463867},{"word":"on","start":1524.755,"end":1524.8351,"confidence":0.9998417,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.17334967851638794},{"word":"it","start":1524.8351,"end":1524.995,"confidence":0.99930274,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1636110246181488},{"word":"you","start":1524.995,"end":1525.155,"confidence":0.99875855,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.10156487673521042},{"word":"know","start":1525.155,"end":1525.235,"confidence":0.99996984,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.10535892844200134},{"word":"what","start":1525.235,"end":1525.3151,"confidence":0.9991841,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.12283888459205627},{"word":"i","start":1525.3151,"end":1525.475,"confidence":0.99962175,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10272600501775742},{"word":"mean","start":1525.475,"end":1525.635,"confidence":0.9997754,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.08242030441761017},{"word":"like","start":1525.635,"end":1525.795,"confidence":0.9990717,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.07775051146745682},{"word":"i","start":1525.795,"end":1525.9551,"confidence":0.9999081,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11159883439540864},{"word":"can","start":1525.9551,"end":1526.1951,"confidence":0.999843,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.09214767813682556},{"word":"recover","start":1526.1951,"end":1526.595,"confidence":0.99963164,"punctuated_word":"recover","sentiment":"neutral","sentiment_score":-0.1484372913837433},{"word":"from","start":1526.595,"end":1526.755,"confidence":0.99978274,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.13189589977264404},{"word":"that","start":1526.755,"end":1527.255,"confidence":0.9844387,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1088436394929886},{"word":"but","start":1527.635,"end":1527.795,"confidence":0.9995247,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.13433828949928284},{"word":"if","start":1527.795,"end":1527.9551,"confidence":0.99971884,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.18245500326156616},{"word":"it's","start":1527.9551,"end":1528.275,"confidence":0.9662802,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":-0.22385215759277344},{"word":"like","start":1528.275,"end":1528.595,"confidence":0.99940944,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.23489665985107425},{"word":"someone","start":1528.595,"end":1528.915,"confidence":0.99971133,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.26268091797828674},{"word":"else's","start":1528.915,"end":1529.3151,"confidence":0.9997072,"punctuated_word":"else's","sentiment":"neutral","sentiment_score":-0.25942084193229675},{"word":"money","start":1529.3151,"end":1529.635,"confidence":0.99302757,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.2984161376953125},{"word":"then","start":1529.635,"end":1529.875,"confidence":0.9996712,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.2813507318496704},{"word":"it's","start":1529.875,"end":1530.1951,"confidence":0.99991035,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2850448489189148},{"word":"not","start":1530.1951,"end":1530.515,"confidence":0.99937373,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3065612018108368},{"word":"something","start":1530.515,"end":1530.8351,"confidence":0.99993086,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.3364125192165375},{"word":"i","start":1530.8351,"end":1530.915,"confidence":0.9978809,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3189188241958618},{"word":"can","start":1530.915,"end":1531.0751,"confidence":0.9999063,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.3284163773059845},{"word":"recover","start":1531.0751,"end":1531.555,"confidence":0.9996766,"punctuated_word":"recover","sentiment":"neutral","sentiment_score":-0.32748550176620483},{"word":"from","start":1531.555,"end":1531.795,"confidence":0.9916288,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.29129844903945923},{"word":"you","start":1531.795,"end":1531.875,"confidence":0.9992743,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.13860434293746948},{"word":"know","start":1531.875,"end":1532.275,"confidence":0.9997175,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.1042887642979622},{"word":"and","start":1532.275,"end":1532.435,"confidence":0.9029032,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.10091470181941986},{"word":"i","start":1532.435,"end":1532.515,"confidence":0.9996395,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09759195894002914},{"word":"know","start":1532.515,"end":1532.755,"confidence":0.9983317,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0989544615149498},{"word":"there's","start":1532.755,"end":1532.995,"confidence":0.88450235,"punctuated_word":"there's,","sentiment":"neutral","sentiment_score":-0.11455845832824708},{"word":"like","start":1532.995,"end":1533.155,"confidence":0.78382367,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07519275695085526},{"word":"i","start":1533.155,"end":1533.3151,"confidence":0.991484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07255572080612183},{"word":"know","start":1533.3151,"end":1533.475,"confidence":0.99264765,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.07202069461345673},{"word":"there's","start":1533.475,"end":1533.715,"confidence":0.9881456,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.07358495891094208},{"word":"such","start":1533.715,"end":1533.9551,"confidence":0.9824668,"punctuated_word":"such","sentiment":"neutral","sentiment_score":-0.0378253236413002},{"word":"thing","start":1533.9551,"end":1534.1951,"confidence":0.7915991,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.07611605525016785},{"word":"as","start":1534.1951,"end":1534.275,"confidence":0.9968566,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.10135990381240843},{"word":"good","start":1534.275,"end":1534.515,"confidence":0.99915934,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.15167397260665894},{"word":"debt","start":1534.515,"end":1534.675,"confidence":0.99230266,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.19383962452411652},{"word":"and","start":1534.675,"end":1534.8351,"confidence":0.9985838,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15622200071811676},{"word":"bad","start":1534.8351,"end":1535.0751,"confidence":0.9999651,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.22182536125183103},{"word":"debt","start":1535.0751,"end":1535.3151,"confidence":0.99045837,"punctuated_word":"debt,","sentiment":"neutral","sentiment_score":-0.1690021455287933},{"word":"but","start":1535.3151,"end":1535.475,"confidence":0.9950519,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07482199370861053},{"word":"it's","start":1535.475,"end":1535.635,"confidence":0.9978126,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.10859759151935576},{"word":"just","start":1535.635,"end":1535.875,"confidence":0.78208905,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":-0.08676163852214813},{"word":"like","start":1535.875,"end":1536.375,"confidence":0.8115244,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.08854588866233826},{"word":"yeah","start":1537.59,"end":1538.07,"confidence":0.9732074,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.07039599120616913},{"word":"it's","start":1538.07,"end":1538.3099,"confidence":0.9975058,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07725070416927338},{"word":"just","start":1538.3099,"end":1538.8099,"confidence":0.99865544,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06818317621946335},{"word":"pretty","start":1539.75,"end":1540.23,"confidence":0.9978715,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.2792644798755646},{"word":"pretty","start":1540.23,"end":1540.47,"confidence":0.7987536,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.30659741163253784},{"word":"scary","start":1540.47,"end":1540.79,"confidence":0.989698,"punctuated_word":"scary","sentiment":"neutral","sentiment_score":-0.29115042090415955},{"word":"for","start":1540.79,"end":1540.95,"confidence":0.9767948,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.39976850152015686},{"word":"me","start":1540.95,"end":1541.19,"confidence":0.9785167,"punctuated_word":"me.","sentiment":"negative","sentiment_score":-0.36407271027565},{"word":"so","start":1541.19,"end":1541.35,"confidence":0.9470146,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.27231118083000183},{"word":"like","start":1541.35,"end":1541.83,"confidence":0.9934081,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2778528332710266},{"word":"guess","start":1541.83,"end":1542.23,"confidence":0.5044813,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":-0.2547129988670349},{"word":"maybe","start":1542.23,"end":1542.5499,"confidence":0.5279221,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.29761433601379395},{"word":"i'd","start":1542.5499,"end":1542.71,"confidence":0.88785017,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.2771785259246826},{"word":"be","start":1542.71,"end":1542.87,"confidence":0.99964297,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.28629812598228455},{"word":"willing","start":1542.87,"end":1543.19,"confidence":0.99960536,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":-0.31930407881736755},{"word":"to","start":1543.19,"end":1543.27,"confidence":0.999519,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2906537652015686},{"word":"do","start":1543.27,"end":1543.4299,"confidence":0.9996487,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.35732245445251465},{"word":"it","start":1543.4299,"end":1543.67,"confidence":0.9856337,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.28409647941589355},{"word":"but","start":1543.67,"end":1544.17,"confidence":0.9996841,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2773176431655884},{"word":"it","start":1544.63,"end":1544.87,"confidence":0.9976064,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3694096803665161},{"word":"does","start":1544.87,"end":1545.35,"confidence":0.9014947,"punctuated_word":"does","sentiment":"negative","sentiment_score":-0.334184467792511},{"word":"seem","start":1545.35,"end":1545.67,"confidence":0.996736,"punctuated_word":"seem","sentiment":"neutral","sentiment_score":-0.32887348532676697},{"word":"like","start":1545.67,"end":1545.99,"confidence":0.7684318,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.32070931792259216},{"word":"rather","start":1545.99,"end":1546.3099,"confidence":0.91687334,"punctuated_word":"rather","sentiment":"negative","sentiment_score":-0.4397146999835968},{"word":"risky","start":1546.3099,"end":1546.71,"confidence":0.99910116,"punctuated_word":"risky","sentiment":"negative","sentiment_score":-0.4230144321918487},{"word":"for","start":1546.71,"end":1546.87,"confidence":0.96054363,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.4224532842636109},{"word":"me","start":1546.87,"end":1547.37,"confidence":0.99897635,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.328391432762146},{"word":"mhmm","start":1592.125,"end":1592.625,"confidence":0.8925337,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.024329114705324173},{"word":"yeah","start":1624.45,"end":1624.69,"confidence":0.97193766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06467397511005402},{"word":"that","start":1624.69,"end":1624.85,"confidence":0.98772675,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.09984690696001051},{"word":"that's","start":1624.9299,"end":1625.1699,"confidence":0.9999093,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12096064537763596},{"word":"comfortable","start":1625.1699,"end":1625.6499,"confidence":0.9983639,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.06358269602060318},{"word":"to","start":1625.6499,"end":1625.8099,"confidence":0.7285707,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25650715827941895},{"word":"me","start":1625.8099,"end":1626.3099,"confidence":0.9995393,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.3019859790802002},{"word":"yeah","start":1628.37,"end":1628.87,"confidence":0.9771966,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.42209592461586},{"word":"yeah","start":1633.4099,"end":1633.9099,"confidence":0.9721346,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06190870329737663},{"word":"i","start":1634.21,"end":1634.37,"confidence":0.9767429,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.015594623982906342},{"word":"i'm","start":1634.45,"end":1634.69,"confidence":0.9990267,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.011157190427184103},{"word":"just","start":1634.69,"end":1635.0099,"confidence":0.93603325,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.004401560872793198},{"word":"like","start":1635.0099,"end":1635.5099,"confidence":0.9995783,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.025187982246279716},{"word":"hoping","start":1635.6499,"end":1636.0499,"confidence":0.64040405,"punctuated_word":"hoping,","sentiment":"neutral","sentiment_score":0.04674893617630005},{"word":"you","start":1636.0499,"end":1636.13,"confidence":0.99594396,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04595879465341568},{"word":"know","start":1636.13,"end":1636.37,"confidence":0.7834723,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.05365299433469772},{"word":"obviously","start":1636.37,"end":1636.85,"confidence":0.95983714,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.06993494927883148},{"word":"our","start":1636.85,"end":1637.0099,"confidence":0.82160825,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.03556528687477112},{"word":"comp","start":1637.0099,"end":1637.25,"confidence":0.5998904,"punctuated_word":"comp","sentiment":"neutral","sentiment_score":0.044164590537548065},{"word":"predicts","start":1637.25,"end":1637.655,"confidence":0.59271735,"punctuated_word":"predicts","sentiment":"neutral","sentiment_score":0.026508649811148643},{"word":"whether","start":1637.735,"end":1637.975,"confidence":0.9998079,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.018905512988567352},{"word":"it's","start":1637.975,"end":1638.135,"confidence":0.9998599,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0018505852203816175},{"word":"gonna","start":1638.135,"end":1638.375,"confidence":0.9707118,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.021614886820316315},{"word":"be","start":1638.375,"end":1638.615,"confidence":0.99816847,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.019309714436531067},{"word":"super","start":1638.615,"end":1638.935,"confidence":0.9836956,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.04710863530635834},{"word":"good","start":1638.935,"end":1639.175,"confidence":0.9992907,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.019845999777317047},{"word":"when","start":1639.175,"end":1639.675,"confidence":0.9918264,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07650678604841232},{"word":"when","start":1640.135,"end":1640.635,"confidence":0.9951184,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06753368675708771},{"word":"the","start":1640.855,"end":1641.175,"confidence":0.82417935,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05126504972577095},{"word":"seven","start":1641.175,"end":1641.415,"confidence":0.99825686,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.036666106432676315},{"word":"years","start":1641.415,"end":1641.735,"confidence":0.99485046,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.04549788683652878},{"word":"is","start":1641.735,"end":1641.895,"confidence":0.9700827,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07245378941297531},{"word":"up","start":1641.895,"end":1642.135,"confidence":0.99306655,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.034360624849796295},{"word":"i'm","start":1642.135,"end":1642.2151,"confidence":0.9995997,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.011048350483179092},{"word":"just","start":1642.2151,"end":1642.4551,"confidence":0.9998604,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.008810024708509445},{"word":"hoping","start":1642.4551,"end":1642.775,"confidence":0.9841702,"punctuated_word":"hoping,","sentiment":"neutral","sentiment_score":-0.014164423570036888},{"word":"like","start":1642.775,"end":1643.015,"confidence":0.9987303,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.012781528756022452},{"word":"when","start":1643.015,"end":1643.175,"confidence":0.9996024,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.01660904660820961},{"word":"it","start":1643.175,"end":1643.3351,"confidence":0.9996754,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.006417080760002136},{"word":"comes","start":1643.3351,"end":1643.5751,"confidence":0.9998186,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.02875303477048874},{"word":"to","start":1643.5751,"end":1643.655,"confidence":0.9882287,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012688446789979936},{"word":"the","start":1643.655,"end":1643.8151,"confidence":0.6574133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.005159303545951843},{"word":"seven","start":1643.8151,"end":1644.135,"confidence":0.99747026,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.01695173606276512},{"word":"years","start":1644.135,"end":1644.635,"confidence":0.838204,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.011193718761205671},{"word":"it","start":1644.6951,"end":1644.935,"confidence":0.7930061,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.024469789117574692},{"word":"hasn't","start":1644.935,"end":1645.3351,"confidence":0.993642,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.014433186501264572},{"word":"dipped","start":1645.3351,"end":1645.8351,"confidence":0.89549494,"punctuated_word":"dipped","sentiment":"neutral","sentiment_score":-0.013280308805406094},{"word":"on","start":1646.135,"end":1646.375,"confidence":0.9933744,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.057391032576560974},{"word":"the","start":1646.375,"end":1646.775,"confidence":0.9991097,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03835570439696312},{"word":"on","start":1646.775,"end":1646.935,"confidence":0.998243,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06436415761709213},{"word":"the","start":1646.935,"end":1647.175,"confidence":0.99970055,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06350311636924744},{"word":"last","start":1647.175,"end":1647.5751,"confidence":0.98653865,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.05332603678107262},{"word":"year","start":1647.5751,"end":1648.0751,"confidence":0.8673065,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.04495786130428314},{"word":"that","start":1648.135,"end":1648.295,"confidence":0.986233,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.1566108465194702},{"word":"would","start":1648.295,"end":1648.615,"confidence":0.99653804,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.10279276221990584},{"word":"suck","start":1648.615,"end":1649.115,"confidence":0.9856956,"punctuated_word":"suck.","sentiment":"neutral","sentiment_score":-0.30516451597213745},{"word":"you","start":1649.975,"end":1650.135,"confidence":0.6657582,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03811237961053848},{"word":"know","start":1650.135,"end":1650.2151,"confidence":0.97587514,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.015203341841697691},{"word":"what","start":1650.2151,"end":1650.375,"confidence":0.62157214,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.01248697191476822},{"word":"i","start":1650.375,"end":1650.625,"confidence":0.97851366,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015847671777009964},{"word":"mean","start":1650.625,"end":1651.125,"confidence":0.98769397,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.006306212395429611},{"word":"i","start":1694.715,"end":1695.215,"confidence":0.9797601,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12882894277572632},{"word":"see","start":1696.475,"end":1696.975,"confidence":0.996446,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":0.02631918154656887},{"word":"yeah","start":1718.5801,"end":1719.0801,"confidence":0.73671883,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15311656892299652},{"word":"thank","start":1719.14,"end":1719.38,"confidence":0.9911437,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5215852856636047},{"word":"you","start":1719.38,"end":1719.54,"confidence":0.9996375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.43433934450149536},{"word":"so","start":1719.54,"end":1719.7001,"confidence":0.9991786,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.321465402841568},{"word":"much","start":1719.7001,"end":1720.02,"confidence":0.99980754,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5422537326812744},{"word":"for","start":1720.02,"end":1720.26,"confidence":0.9990452,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6055132746696472},{"word":"that","start":1720.26,"end":1720.76,"confidence":0.99865586,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5269066691398621},{"word":"who","start":1741.59,"end":1741.83,"confidence":0.4533275,"punctuated_word":"Who","sentiment":"neutral","sentiment_score":-0.019414305686950684},{"word":"who","start":1741.83,"end":1742.07,"confidence":0.94967955,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.021146420389413834},{"word":"was","start":1742.07,"end":1742.3099,"confidence":0.5403918,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02203737571835518},{"word":"that","start":1742.3099,"end":1742.5499,"confidence":0.8081107,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.015487785451114178},{"word":"usually","start":1742.5499,"end":1742.95,"confidence":0.9784203,"punctuated_word":"Usually","sentiment":"neutral","sentiment_score":-0.03801147639751434},{"word":"for","start":1742.95,"end":1743.45,"confidence":0.6030443,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.024792280048131943},{"word":"most","start":1743.51,"end":1743.9099,"confidence":0.88010925,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.016064859926700592},{"word":"people","start":1743.9099,"end":1744.4099,"confidence":0.99529123,"punctuated_word":"people.","sentiment":"neutral","sentiment_score":-0.024541566148400307},{"word":"alright","start":1767.33,"end":1767.73,"confidence":0.75462013,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.07028713077306747},{"word":"i'm","start":1767.73,"end":1767.8099,"confidence":0.42260072,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08208885043859482},{"word":"well","start":1768.0499,"end":1768.45,"confidence":0.82477456,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.11781448125839232},{"word":"my","start":1768.45,"end":1768.7699,"confidence":0.9913288,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.11896325647830965},{"word":"the","start":1769.0099,"end":1769.25,"confidence":0.99664694,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09180420637130736},{"word":"best","start":1769.25,"end":1769.49,"confidence":0.99788696,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.09323173761367798},{"word":"person","start":1769.49,"end":1769.99,"confidence":0.99721515,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.15001527965068817},{"word":"to","start":1770.2899,"end":1770.5299,"confidence":0.6332602,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1317920684814453},{"word":"that","start":1770.5299,"end":1770.7699,"confidence":0.80629134,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.10288861393928528},{"word":"i","start":1770.7699,"end":1770.85,"confidence":0.9211707,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11579745262861252},{"word":"would","start":1770.85,"end":1771.09,"confidence":0.913498,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10926899313926695},{"word":"say","start":1771.09,"end":1771.33,"confidence":0.9795927,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.09282957017421722},{"word":"would","start":1771.33,"end":1771.49,"confidence":0.96347666,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10388045758008956},{"word":"be","start":1771.49,"end":1771.6499,"confidence":0.9983164,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09407483041286469},{"word":"my","start":1771.6499,"end":1771.8899,"confidence":0.99907494,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.08011696487665176},{"word":"partner","start":1771.8899,"end":1772.3899,"confidence":0.9728022,"punctuated_word":"partner.","sentiment":"neutral","sentiment_score":0.06973616778850555},{"word":"keira","start":1776.035,"end":1776.535,"confidence":0.6311548,"punctuated_word":"Keira","sentiment":"neutral","sentiment_score":0.022140096873044968},{"word":"nelly","start":1776.5951,"end":1777.0951,"confidence":0.5730975,"punctuated_word":"Nelly.","sentiment":"neutral","sentiment_score":0.023177659139037132},{"word":"sorry","start":1781.4751,"end":1781.9751,"confidence":0.89179873,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.014238422736525536},{"word":"a","start":1783.555,"end":1783.875,"confidence":0.52035826,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.014207123778760431},{"word":"e","start":1783.875,"end":1784.1951,"confidence":0.96857655,"punctuated_word":"e","sentiment":"neutral","sentiment_score":0.018857773393392563},{"word":"i","start":1784.1951,"end":1784.6951,"confidence":0.99622166,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.017097804695367813},{"word":"r","start":1787.0751,"end":1787.4751,"confidence":0.9990245,"punctuated_word":"r","sentiment":"neutral","sentiment_score":0.02247318997979164},{"word":"a","start":1787.4751,"end":1787.9751,"confidence":0.89003205,"punctuated_word":"a,","sentiment":"neutral","sentiment_score":0.0227778609842062},{"word":"and","start":1789.59,"end":1789.75,"confidence":0.9991542,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03031357005238533},{"word":"then","start":1789.75,"end":1790.07,"confidence":0.9992009,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04527061805129051},{"word":"her","start":1790.07,"end":1790.23,"confidence":0.9453828,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.038052625954151154},{"word":"last","start":1790.23,"end":1790.5499,"confidence":0.9995202,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.032092902809381485},{"word":"name","start":1790.5499,"end":1790.79,"confidence":0.9990773,"punctuated_word":"name","sentiment":"neutral","sentiment_score":0.03388986364006996},{"word":"is","start":1790.79,"end":1791.19,"confidence":0.99350303,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.045744720846414566},{"word":"o","start":1791.19,"end":1791.59,"confidence":0.98963445,"punctuated_word":"o","sentiment":"neutral","sentiment_score":0.04751110449433327},{"word":"m","start":1791.59,"end":1792.07,"confidence":0.9975835,"punctuated_word":"m","sentiment":"neutral","sentiment_score":0.0355323925614357},{"word":"e","start":1792.07,"end":1792.39,"confidence":0.9993331,"punctuated_word":"e","sentiment":"neutral","sentiment_score":0.035978175699710846},{"word":"l","start":1792.39,"end":1792.79,"confidence":0.999398,"punctuated_word":"l","sentiment":"neutral","sentiment_score":0.032473668456077576},{"word":"e","start":1792.79,"end":1793.27,"confidence":0.9997919,"punctuated_word":"e","sentiment":"neutral","sentiment_score":0.032619625329971313},{"word":"y","start":1793.27,"end":1793.77,"confidence":0.8892072,"punctuated_word":"y.","sentiment":"neutral","sentiment_score":0.028196996077895164},{"word":"uh-huh","start":1801.91,"end":1802.41,"confidence":0.9692957,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.1398455947637558},{"word":"no","start":1810.435,"end":1810.755,"confidence":0.956916,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10716834664344788},{"word":"we","start":1810.755,"end":1810.995,"confidence":0.9844631,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.1770211160182953},{"word":"do","start":1810.995,"end":1811.2351,"confidence":0.91162544,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.17360977828502655},{"word":"not","start":1811.2351,"end":1811.7351,"confidence":0.91079426,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.14426164329051971},{"word":"we","start":1811.795,"end":1811.9551,"confidence":0.52130294,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.1631854772567749},{"word":"do","start":1811.9551,"end":1812.035,"confidence":0.5179091,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1524636298418045},{"word":"not","start":1812.035,"end":1812.535,"confidence":0.8290346,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.14700354635715485},{"word":"08/31/2007","start":1816.675,"end":1819.175,"confidence":0.9253905,"punctuated_word":"08/31/2007.","sentiment":"neutral","sentiment_score":0.01260704081505537},{"word":"yes","start":1836.295,"end":1836.795,"confidence":0.9922433,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.053654007613658905},{"word":"i'm","start":1847.09,"end":1847.59,"confidence":0.953123,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.027239110320806503},{"word":"committed","start":1848.13,"end":1848.61,"confidence":0.9736442,"punctuated_word":"committed","sentiment":"neutral","sentiment_score":0.016797184944152832},{"word":"to","start":1848.61,"end":1848.85,"confidence":0.82588387,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.031953565776348114},{"word":"my","start":1848.85,"end":1849.01,"confidence":0.98883176,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.02355273999273777},{"word":"partner","start":1849.01,"end":1849.51,"confidence":0.69501543,"punctuated_word":"partner.","sentiment":"neutral","sentiment_score":0.05122135579586029},{"word":"it's","start":1850.0499,"end":1850.45,"confidence":0.6402224,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0410192534327507},{"word":"like","start":1850.45,"end":1850.85,"confidence":0.39862755,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.016385652124881744},{"word":"what","start":1850.85,"end":1851.01,"confidence":0.36773974,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0326184406876564},{"word":"i","start":1851.01,"end":1851.1699,"confidence":0.92139626,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.044790592044591904},{"word":"think","start":1851.1699,"end":1851.4099,"confidence":0.43547532,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.04150918126106262},{"word":"is","start":1851.4099,"end":1851.8099,"confidence":0.40722996,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.041604142636060715},{"word":"is","start":1851.8099,"end":1852.2899,"confidence":0.2145212,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0488133430480957},{"word":"is","start":1852.2899,"end":1852.5299,"confidence":0.27865326,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03809938207268715},{"word":"something","start":1852.5299,"end":1853.0299,"confidence":0.5596947,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.038390982896089554},{"word":"yeah","start":1858.045,"end":1858.4451,"confidence":0.7540699,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16232416033744812},{"word":"i","start":1858.4451,"end":1858.685,"confidence":0.99386877,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1512836217880249},{"word":"mean","start":1858.685,"end":1859.185,"confidence":0.988085,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.1317097693681717},{"word":"they've","start":1859.5651,"end":1859.725,"confidence":0.7301096,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.1701188683509827},{"word":"been","start":1859.725,"end":1860.225,"confidence":0.9467721,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.1141154021024704},{"word":"together","start":1860.685,"end":1861.085,"confidence":0.99029434,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.16711966693401337},{"word":"for","start":1861.085,"end":1861.245,"confidence":0.9382409,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.17276723682880402},{"word":"like","start":1861.245,"end":1861.5651,"confidence":0.9992262,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.17258121073246002},{"word":"two","start":1861.5651,"end":1861.805,"confidence":0.996942,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1852351874113083},{"word":"years","start":1861.805,"end":1862.2051,"confidence":0.8887155,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.1977028101682663},{"word":"and","start":1862.2051,"end":1862.525,"confidence":0.9983114,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1745491474866867},{"word":"it's","start":1862.525,"end":1862.925,"confidence":0.99907744,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.24372534453868863},{"word":"pretty","start":1862.925,"end":1863.3251,"confidence":0.9988489,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.21082822978496552},{"word":"strong","start":1863.3251,"end":1863.8251,"confidence":0.97289145,"punctuated_word":"strong.","sentiment":"neutral","sentiment_score":0.19074693322181704},{"word":"so","start":1863.885,"end":1864.045,"confidence":0.79635096,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1359817087650299},{"word":"well","start":1881.22,"end":1881.72,"confidence":0.7498606,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.061604902148246765},{"word":"usually","start":1882.26,"end":1882.76,"confidence":0.95369184,"punctuated_word":"usually,","sentiment":"neutral","sentiment_score":0.07336616516113281},{"word":"like","start":1882.9,"end":1883.22,"confidence":0.97798836,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07642532885074615},{"word":"i","start":1883.22,"end":1883.38,"confidence":0.99276865,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11348152160644533},{"word":"do","start":1883.38,"end":1883.62,"confidence":0.58138824,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10497593134641647},{"word":"do","start":1883.62,"end":1883.78,"confidence":0.9799657,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08838879317045212},{"word":"freelancing","start":1883.78,"end":1884.28,"confidence":0.99464226,"punctuated_word":"freelancing","sentiment":"neutral","sentiment_score":0.09211131185293198},{"word":"as","start":1884.5,"end":1884.66,"confidence":0.99945813,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1041538417339325},{"word":"well","start":1884.66,"end":1885.16,"confidence":0.854409,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10836483538150787},{"word":"so","start":1885.3,"end":1885.7,"confidence":0.9984713,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1395520567893982},{"word":"that's","start":1885.7,"end":1886.02,"confidence":0.992233,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.07256324589252472},{"word":"because","start":1886.34,"end":1886.74,"confidence":0.847621,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0699024349451065},{"word":"there","start":1886.74,"end":1886.9,"confidence":0.9970336,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07946579158306122},{"word":"was","start":1886.9,"end":1887.02,"confidence":0.9968123,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06748940050601959},{"word":"a","start":1887.02,"end":1887.14,"confidence":0.9995623,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07780341804027557},{"word":"lot","start":1887.14,"end":1887.38,"confidence":0.99986935,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.06914744526147842},{"word":"more","start":1887.38,"end":1887.7,"confidence":0.9799209,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":0.06165988370776177},{"word":"like","start":1887.7,"end":1888.095,"confidence":0.9980744,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.08744239807128906},{"word":"money","start":1888.255,"end":1888.415,"confidence":0.9991574,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.11318863928318024},{"word":"to","start":1888.415,"end":1888.575,"confidence":0.9974573,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11834463477134705},{"word":"be","start":1888.575,"end":1888.815,"confidence":0.9932861,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11018569767475128},{"word":"made","start":1888.815,"end":1889.135,"confidence":0.99974865,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.1168215200304985},{"word":"straight","start":1889.135,"end":1889.375,"confidence":0.9981329,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":0.15611958503723145},{"word":"away","start":1889.375,"end":1889.615,"confidence":0.63417125,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.19599519670009613},{"word":"for","start":1889.615,"end":1889.855,"confidence":0.47215453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13529548048973083},{"word":"freelancing","start":1889.855,"end":1890.335,"confidence":0.6937356,"punctuated_word":"freelancing,","sentiment":"neutral","sentiment_score":0.11836595833301544},{"word":"that's","start":1890.335,"end":1890.495,"confidence":0.99257076,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.15425774455070496},{"word":"what","start":1890.495,"end":1890.735,"confidence":0.98323625,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13280844688415527},{"word":"i","start":1890.735,"end":1890.815,"confidence":0.9992899,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13762082159519196},{"word":"decided","start":1890.815,"end":1891.2949,"confidence":0.8783707,"punctuated_word":"decided","sentiment":"neutral","sentiment_score":0.12434853613376616},{"word":"to","start":1891.2949,"end":1891.375,"confidence":0.995886,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09558388590812684},{"word":"do","start":1891.375,"end":1891.615,"confidence":0.9966102,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08670076727867126},{"word":"rather","start":1891.615,"end":1891.855,"confidence":0.9046114,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.04695788025856018},{"word":"than","start":1891.855,"end":1892.355,"confidence":0.7412106,"punctuated_word":"than,","sentiment":"neutral","sentiment_score":0.05418442562222481},{"word":"like","start":1892.815,"end":1893.135,"confidence":0.92988193,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07512722909450531},{"word":"just","start":1893.135,"end":1893.5349,"confidence":0.9744011,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.05570393428206444},{"word":"you","start":1893.5349,"end":1893.695,"confidence":0.99857295,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05551367998123169},{"word":"know","start":1893.695,"end":1894.1749,"confidence":0.9971111,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07928372919559479},{"word":"straight","start":1894.1749,"end":1894.4149,"confidence":0.7561391,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":0.035107970237731934},{"word":"up","start":1894.4149,"end":1894.575,"confidence":0.74552774,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05032626539468765},{"word":"to","start":1894.575,"end":1894.735,"confidence":0.92208356,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0851762443780899},{"word":"a","start":1894.735,"end":1894.975,"confidence":0.8300461,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05687175691127777},{"word":"job","start":1894.975,"end":1895.375,"confidence":0.9292816,"punctuated_word":"job.","sentiment":"neutral","sentiment_score":0.02062070555984974},{"word":"but","start":1895.375,"end":1895.615,"confidence":0.9750363,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.04157164692878723},{"word":"i","start":1895.615,"end":1895.695,"confidence":0.9854506,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03263077884912491},{"word":"do","start":1895.695,"end":1895.9349,"confidence":0.99794024,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.028284955769777295},{"word":"need","start":1895.9349,"end":1896.335,"confidence":0.9805008,"punctuated_word":"need,","sentiment":"neutral","sentiment_score":-0.021797895431518555},{"word":"like","start":1896.335,"end":1896.575,"confidence":0.99818814,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.008175618946552277},{"word":"a","start":1896.575,"end":1896.735,"confidence":0.891787,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.018786080181598663},{"word":"proper","start":1896.735,"end":1897.135,"confidence":0.99732226,"punctuated_word":"proper","sentiment":"neutral","sentiment_score":-0.0026843175292015076},{"word":"job","start":1897.135,"end":1897.375,"confidence":0.999881,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.004471220076084137},{"word":"now","start":1897.375,"end":1897.775,"confidence":0.7975374,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.033724211156368256},{"word":"so","start":1897.775,"end":1898.275,"confidence":0.9994973,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02948411181569099},{"word":"i'd","start":1898.495,"end":1898.655,"confidence":0.71819293,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.017230873927474022},{"word":"probably","start":1898.655,"end":1899.155,"confidence":0.9986665,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.01614863984286785},{"word":"kinda","start":1899.215,"end":1899.695,"confidence":0.95020795,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.006794443354010582},{"word":"go","start":1899.695,"end":1899.9349,"confidence":0.9838563,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0016627684235572815},{"word":"between","start":1899.9349,"end":1900.255,"confidence":0.99959284,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.006442610174417496},{"word":"the","start":1900.255,"end":1900.495,"confidence":0.99929464,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013172142207622528},{"word":"two","start":1900.495,"end":1900.655,"confidence":0.99988735,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.01098719984292984},{"word":"when","start":1900.655,"end":1900.895,"confidence":0.99947363,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.013667300343513489},{"word":"i","start":1900.895,"end":1900.975,"confidence":0.9998092,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0244746133685112},{"word":"have","start":1900.975,"end":1901.215,"confidence":0.99825805,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02086067572236061},{"word":"free","start":1901.215,"end":1901.455,"confidence":0.99091595,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.013868410140275955},{"word":"time","start":1901.455,"end":1901.695,"confidence":0.9926475,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.017496204003691673},{"word":"you","start":1901.695,"end":1901.855,"confidence":0.98992425,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.00260787084698677},{"word":"know","start":1901.855,"end":1901.9349,"confidence":0.9962794,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.002777229994535446},{"word":"what","start":1901.9349,"end":1902.095,"confidence":0.93818766,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.004008356481790543},{"word":"i","start":1902.095,"end":1902.345,"confidence":0.98202354,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00460423156619072},{"word":"mean","start":1902.345,"end":1902.845,"confidence":0.99405897,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.007910697720944881},{"word":"yeah","start":1907.25,"end":1907.75,"confidence":0.9839037,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07828056067228317},{"word":"not","start":1928.61,"end":1928.93,"confidence":0.90985143,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.11459215730428696},{"word":"not","start":1928.93,"end":1929.25,"confidence":0.98441803,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11089476943016052},{"word":"really","start":1929.25,"end":1929.65,"confidence":0.73973644,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.09446588158607484},{"word":"not","start":1929.65,"end":1929.97,"confidence":0.99228126,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.14681777358055115},{"word":"particularly","start":1929.97,"end":1930.47,"confidence":0.9787658,"punctuated_word":"particularly.","sentiment":"neutral","sentiment_score":-0.1269468367099762},{"word":"no","start":1930.69,"end":1931.01,"confidence":0.9953952,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12243287265300752},{"word":"i","start":1931.01,"end":1931.09,"confidence":0.9969806,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10370638221502304},{"word":"mean","start":1931.09,"end":1931.33,"confidence":0.9924457,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.08408096432685852},{"word":"i","start":1931.33,"end":1931.41,"confidence":0.91770023,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07120707631111145},{"word":"have","start":1931.41,"end":1931.65,"confidence":0.8967543,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.06418140977621078},{"word":"like","start":1931.65,"end":1932.15,"confidence":0.9988346,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06601716578006744},{"word":"electronics","start":1932.29,"end":1932.79,"confidence":0.86447144,"punctuated_word":"electronics,","sentiment":"neutral","sentiment_score":-0.05436050891876221},{"word":"but","start":1932.93,"end":1933.33,"confidence":0.99307305,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05966640263795853},{"word":"they're","start":1933.33,"end":1933.73,"confidence":0.96380407,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.07690925896167755},{"word":"not","start":1933.73,"end":1933.97,"confidence":0.99341846,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09989428520202635},{"word":"like","start":1934.05,"end":1934.55,"confidence":0.85203207,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0956168845295906},{"word":"they're","start":1934.85,"end":1935.35,"confidence":0.9268553,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.09935395419597626},{"word":"they're","start":1935.49,"end":1935.99,"confidence":0.98333913,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.09571369737386703},{"word":"they're","start":1937.89,"end":1937.97,"confidence":0.8934881,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.08418580144643784},{"word":"replaceable","start":1937.97,"end":1938.47,"confidence":0.974747,"punctuated_word":"replaceable.","sentiment":"neutral","sentiment_score":-0.05865224450826645},{"word":"you","start":1938.61,"end":1938.69,"confidence":0.99435693,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.04331024736166},{"word":"know","start":1938.69,"end":1938.85,"confidence":0.9998398,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02406424656510353},{"word":"what","start":1938.85,"end":1939.01,"confidence":0.99202526,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.043605588376522064},{"word":"i","start":1939.01,"end":1939.09,"confidence":0.9983462,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04101744294166565},{"word":"mean","start":1939.09,"end":1939.33,"confidence":0.99694556,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.025651946663856503},{"word":"like","start":1939.33,"end":1939.83,"confidence":0.99014187,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.070191890001297},{"word":"they're","start":1940.9149,"end":1941.1549,"confidence":0.9913889,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.13029271364212036},{"word":"not","start":1941.1549,"end":1941.235,"confidence":0.9997613,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13048025965690613},{"word":"something","start":1941.235,"end":1941.595,"confidence":0.9997458,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.16200098395347595},{"word":"that's","start":1941.595,"end":1941.955,"confidence":0.9391051,"punctuated_word":"that's,","sentiment":"neutral","sentiment_score":-0.16294412314891815},{"word":"like","start":1941.955,"end":1942.455,"confidence":0.99756616,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.20426377654075625},{"word":"super","start":1943.315,"end":1943.715,"confidence":0.77628255,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.06561774015426636},{"word":"high","start":1943.715,"end":1943.955,"confidence":0.937643,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.12003178894519806},{"word":"tier","start":1943.955,"end":1944.355,"confidence":0.5198144,"punctuated_word":"tier","sentiment":"neutral","sentiment_score":-0.1402490735054016},{"word":"collector's","start":1944.355,"end":1944.835,"confidence":0.80740905,"punctuated_word":"collector's","sentiment":"neutral","sentiment_score":-0.1731637418270111},{"word":"item","start":1944.835,"end":1945.335,"confidence":0.9681729,"punctuated_word":"item.","sentiment":"neutral","sentiment_score":-0.12327469885349274},{"word":"yes","start":1958.22,"end":1958.72,"confidence":0.9977476,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.26036179065704346},{"word":"in","start":1971.995,"end":1972.3151,"confidence":0.8108638,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.08002855628728867},{"word":"the","start":1972.3151,"end":1972.475,"confidence":0.95203805,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07470600306987762},{"word":"future","start":1972.475,"end":1972.975,"confidence":0.55367666,"punctuated_word":"future,","sentiment":"neutral","sentiment_score":0.08890649676322937},{"word":"once","start":1973.035,"end":1973.355,"confidence":0.99420244,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.0934218093752861},{"word":"i","start":1973.355,"end":1973.835,"confidence":0.9994067,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05806770175695419},{"word":"have","start":1973.835,"end":1974.335,"confidence":0.99733305,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07195240259170532},{"word":"finished","start":1974.875,"end":1975.275,"confidence":0.98730403,"punctuated_word":"finished","sentiment":"neutral","sentiment_score":0.11034191399812698},{"word":"with","start":1975.275,"end":1975.595,"confidence":0.9849503,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11571763455867767},{"word":"uni","start":1975.595,"end":1975.995,"confidence":0.9809349,"punctuated_word":"uni","sentiment":"neutral","sentiment_score":0.12521442770957947},{"word":"and","start":1975.995,"end":1976.495,"confidence":0.88125765,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07609282433986664},{"word":"i've","start":1976.795,"end":1977.295,"confidence":0.9957772,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.08558414876461029},{"word":"gone","start":1977.355,"end":1977.675,"confidence":0.9964946,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.1075337827205658},{"word":"into","start":1977.675,"end":1977.915,"confidence":0.98868144,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07624578475952148},{"word":"the","start":1977.915,"end":1978.395,"confidence":0.9992692,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1193811446428299},{"word":"workplace","start":1978.395,"end":1978.895,"confidence":0.97261536,"punctuated_word":"workplace","sentiment":"neutral","sentiment_score":0.1304350197315216},{"word":"of","start":1979.035,"end":1979.275,"confidence":0.9753288,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1385982632637024},{"word":"my","start":1979.275,"end":1979.515,"confidence":0.99924964,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.13941076397895813},{"word":"choice","start":1979.515,"end":1980.015,"confidence":0.77220327,"punctuated_word":"choice,","sentiment":"neutral","sentiment_score":0.11804957687854768},{"word":"and","start":1980.1699,"end":1980.25,"confidence":0.99943143,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0834338441491127},{"word":"i'm","start":1980.25,"end":1980.49,"confidence":0.71859777,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09543406218290328},{"word":"like","start":1980.49,"end":1980.57,"confidence":0.6933939,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09823458641767502},{"word":"i've","start":1980.57,"end":1980.97,"confidence":0.9987321,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.07628251612186432},{"word":"got","start":1980.97,"end":1981.21,"confidence":0.99862206,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11686857044696808},{"word":"a","start":1981.21,"end":1981.2899,"confidence":0.99857914,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11613181978464128},{"word":"stable","start":1981.2899,"end":1981.77,"confidence":0.99878055,"punctuated_word":"stable","sentiment":"neutral","sentiment_score":0.1428775042295456},{"word":"job","start":1981.77,"end":1982.27,"confidence":0.77902246,"punctuated_word":"job.","sentiment":"neutral","sentiment_score":0.11508244276046752},{"word":"i","start":1982.49,"end":1982.73,"confidence":0.9994017,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10741385817527772},{"word":"would","start":1982.73,"end":1982.97,"confidence":0.99990535,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.11465981602668762},{"word":"like","start":1982.97,"end":1983.47,"confidence":0.9994929,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10677927732467651},{"word":"to","start":1984.4099,"end":1984.49,"confidence":0.99937636,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1203024834394455},{"word":"look","start":1984.49,"end":1984.73,"confidence":0.7525244,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10648051649332048},{"word":"at","start":1984.73,"end":1985.23,"confidence":0.99973077,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.15753640234470367},{"word":"investing","start":1985.37,"end":1985.87,"confidence":0.9970325,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.1201232522726059},{"word":"with","start":1986.01,"end":1986.1699,"confidence":0.96790165,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12365646660327911},{"word":"my","start":1986.1699,"end":1986.4099,"confidence":0.9985826,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.16098327934741974},{"word":"super","start":1986.4099,"end":1986.89,"confidence":0.95639527,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.19314870238304135},{"word":"you","start":1986.89,"end":1987.0499,"confidence":0.9852173,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.04916700720787048},{"word":"know","start":1987.0499,"end":1987.21,"confidence":0.9998128,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.05805882811546326},{"word":"what","start":1987.21,"end":1987.37,"confidence":0.99911803,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05560905858874321},{"word":"i","start":1987.37,"end":1987.45,"confidence":0.9989108,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0468810498714447},{"word":"mean","start":1987.45,"end":1987.95,"confidence":0.9995564,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":0.07933173328638077},{"word":"not","start":2011.9099,"end":2012.3099,"confidence":0.5961921,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.04519140347838402},{"word":"yet","start":2012.3099,"end":2012.8099,"confidence":0.99424005,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.03473720699548721},{"word":"okay","start":2055.4648,"end":2055.9648,"confidence":0.87834406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0049585336819291115},{"word":"yeah","start":2094.795,"end":2095.1948,"confidence":0.79598284,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.292728453874588},{"word":"so","start":2095.1948,"end":2095.515,"confidence":0.85295606,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.43198826909065247},{"word":"essentially","start":2095.515,"end":2096.015,"confidence":0.9957403,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.2713376581668854},{"word":"like","start":2097.035,"end":2097.535,"confidence":0.9958225,"punctuated_word":"like,","sentiment":"positive","sentiment_score":0.3900359272956848},{"word":"if","start":2098.52,"end":2098.76,"confidence":0.9988564,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.5726834535598755},{"word":"my","start":2098.76,"end":2098.92,"confidence":0.9349873,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.6308220624923706},{"word":"investment's","start":2098.92,"end":2099.4,"confidence":0.78709507,"punctuated_word":"investment's","sentiment":"positive","sentiment_score":0.6185073852539062},{"word":"doing","start":2099.4,"end":2099.56,"confidence":0.9987382,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.6474881768226624},{"word":"good","start":2099.56,"end":2099.8,"confidence":0.96934557,"punctuated_word":"good,","sentiment":"positive","sentiment_score":0.6184538006782532},{"word":"then","start":2099.8,"end":2099.96,"confidence":0.99803966,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.6809596419334412},{"word":"it's","start":2099.96,"end":2100.1199,"confidence":0.9986781,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.7154542803764343},{"word":"doing","start":2100.1199,"end":2100.3599,"confidence":0.9949307,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.7387273907661438},{"word":"good","start":2100.3599,"end":2100.52,"confidence":0.9992415,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.7323997020721436},{"word":"for","start":2100.52,"end":2100.68,"confidence":0.9990466,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6968587040901184},{"word":"you","start":2100.68,"end":2100.76,"confidence":0.99891484,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6813834309577942},{"word":"guys","start":2100.76,"end":2101.08,"confidence":0.9959066,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.5856178998947144},{"word":"too","start":2101.08,"end":2101.58,"confidence":0.97095525,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.532949686050415},{"word":"yeah","start":2119.775,"end":2120.255,"confidence":0.7996341,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.00766783207654953},{"word":"i","start":2120.255,"end":2120.4949,"confidence":0.98582524,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005738593637943268},{"word":"did","start":2120.4949,"end":2120.7349,"confidence":0.91679037,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.007588282227516174},{"word":"wanna","start":2120.7349,"end":2121.055,"confidence":0.72380024,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0005824081599712372},{"word":"also","start":2121.055,"end":2121.375,"confidence":0.9874178,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.030280791223049164},{"word":"talk","start":2121.375,"end":2121.615,"confidence":0.992642,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.01555931568145752},{"word":"to","start":2121.615,"end":2121.775,"confidence":0.9918577,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03558521717786789},{"word":"you","start":2121.775,"end":2121.9348,"confidence":0.9906797,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.020675178617239},{"word":"about","start":2121.9348,"end":2122.415,"confidence":0.9981883,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.04235405847430229},{"word":"is","start":2122.415,"end":2122.915,"confidence":0.8734618,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03640821576118469},{"word":"when","start":2123.615,"end":2123.775,"confidence":0.7794713,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.04775034263730049},{"word":"those","start":2123.775,"end":2124.095,"confidence":0.97908473,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.08242659270763397},{"word":"markets","start":2124.095,"end":2124.48,"confidence":0.9541632,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.1799243986606598},{"word":"do","start":2124.56,"end":2124.72,"confidence":0.97196466,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05699290707707405},{"word":"drop","start":2124.72,"end":2124.96,"confidence":0.9951853,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.12057548761367798},{"word":"because","start":2124.96,"end":2125.28,"confidence":0.71540385,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.10993415117263794},{"word":"they","start":2125.28,"end":2125.44,"confidence":0.9945615,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.20049451291561127},{"word":"will","start":2125.44,"end":2125.68,"confidence":0.92259884,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":-0.17972366511821747},{"word":"they","start":2125.68,"end":2125.84,"confidence":0.9979444,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.19091010093688965},{"word":"inevitably","start":2125.84,"end":2126.34,"confidence":0.99505484,"punctuated_word":"inevitably","sentiment":"neutral","sentiment_score":-0.15827354788780212},{"word":"will","start":2126.4,"end":2126.8,"confidence":0.840451,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":-0.10544900596141817},{"word":"they","start":2126.8,"end":2127.04,"confidence":0.99857116,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.07282831519842148},{"word":"always","start":2127.04,"end":2127.28,"confidence":0.99400043,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.047609806060791016},{"word":"do","start":2127.28,"end":2127.78,"confidence":0.995186,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.04300513118505478},{"word":"i","start":2129.44,"end":2129.68,"confidence":0.92364085,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03995135426521301},{"word":"do","start":2129.68,"end":2129.92,"confidence":0.9369771,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03740434721112251},{"word":"i","start":2130.0,"end":2130.24,"confidence":0.99987423,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.029773984104394913},{"word":"would","start":2130.24,"end":2130.48,"confidence":0.999701,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03406674414873123},{"word":"like","start":2130.48,"end":2130.88,"confidence":0.9993636,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05697033181786537},{"word":"to","start":2130.88,"end":2131.28,"confidence":0.9991992,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.047601040452718735},{"word":"talk","start":2131.28,"end":2131.52,"confidence":0.99965763,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.04399033635854721},{"word":"to","start":2131.52,"end":2131.76,"confidence":0.99964297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03452591225504875},{"word":"you","start":2131.76,"end":2132.0,"confidence":0.999892,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05913585424423218},{"word":"before","start":2132.0,"end":2132.5,"confidence":0.99842703,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.037481170147657394},{"word":"buying","start":2132.88,"end":2133.38,"confidence":0.9398943,"punctuated_word":"buying,","sentiment":"neutral","sentiment_score":-0.024534597992897034},{"word":"like","start":2133.44,"end":2133.76,"confidence":0.9976077,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.019067171961069107},{"word":"anything","start":2133.76,"end":2134.26,"confidence":0.9998491,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.04331360012292862},{"word":"extra","start":2134.32,"end":2134.82,"confidence":0.9981364,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.00026395171880722046},{"word":"just","start":2134.96,"end":2135.28,"confidence":0.90613174,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.029397644102573395},{"word":"just","start":2135.28,"end":2135.52,"confidence":0.9187352,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07632821798324585},{"word":"to","start":2135.52,"end":2135.6,"confidence":0.99750936,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05240357294678688},{"word":"see","start":2135.6,"end":2135.84,"confidence":0.9995017,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.04619225487112999},{"word":"your","start":2135.84,"end":2136.08,"confidence":0.9978923,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.031509727239608765},{"word":"stance","start":2136.08,"end":2136.4,"confidence":0.9755611,"punctuated_word":"stance","sentiment":"neutral","sentiment_score":0.021017447113990784},{"word":"on","start":2136.4,"end":2136.48,"confidence":0.9966536,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03774549812078476},{"word":"it","start":2136.48,"end":2136.64,"confidence":0.48143217,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.039495475590229034},{"word":"and","start":2136.64,"end":2136.8,"confidence":0.92899513,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.056761015206575394},{"word":"whether","start":2136.8,"end":2137.1199,"confidence":0.99320495,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.045330338180065155},{"word":"you","start":2137.1199,"end":2137.28,"confidence":0.99579996,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03688378259539604},{"word":"think","start":2137.28,"end":2137.44,"confidence":0.9989447,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.00019659101963043213},{"word":"it's","start":2137.44,"end":2137.68,"confidence":0.9992595,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.026660088449716568},{"word":"a","start":2137.68,"end":2137.76,"confidence":0.999532,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23111656308174133},{"word":"good","start":2137.76,"end":2137.92,"confidence":0.9999666,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.3258357644081116},{"word":"idea","start":2137.92,"end":2138.4,"confidence":0.9943752,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.07310262322425842},{"word":"because","start":2138.4,"end":2138.9,"confidence":0.6465119,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.10927838087081908},{"word":"i","start":2139.095,"end":2139.255,"confidence":0.99979204,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.014838188886642456},{"word":"wouldn't","start":2139.255,"end":2139.4949,"confidence":0.9993124,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.030266081914305687},{"word":"wanna","start":2139.4949,"end":2139.9949,"confidence":0.89889395,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.16629232466220856},{"word":"just","start":2140.375,"end":2140.855,"confidence":0.96817356,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":-0.10540233552455902},{"word":"like","start":2140.855,"end":2141.1748,"confidence":0.9979058,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.14698389172554016},{"word":"blindly","start":2141.1748,"end":2141.6748,"confidence":0.99003863,"punctuated_word":"blindly","sentiment":"neutral","sentiment_score":-0.2496454268693924},{"word":"do","start":2141.7349,"end":2141.8948,"confidence":0.9920293,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.253691703081131},{"word":"something","start":2141.8948,"end":2142.295,"confidence":0.9998709,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.20811855792999268},{"word":"and","start":2142.295,"end":2142.4548,"confidence":0.9765237,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.19796033203601837},{"word":"then","start":2142.4548,"end":2142.6948,"confidence":0.99966955,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.1658804714679718},{"word":"have","start":2142.6948,"end":2142.855,"confidence":0.9987269,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.21214142441749573},{"word":"it","start":2142.855,"end":2143.015,"confidence":0.97749627,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.22917595505714417},{"word":"backfire","start":2143.015,"end":2143.515,"confidence":0.9541519,"punctuated_word":"backfire.","sentiment":"neutral","sentiment_score":-0.1572944074869156},{"word":"you","start":2143.575,"end":2143.7349,"confidence":0.99762505,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.033093348145484924},{"word":"know","start":2143.7349,"end":2144.2349,"confidence":0.9965956,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.04903556406497955},{"word":"i","start":2181.31,"end":2181.47,"confidence":0.7498266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07679244130849838},{"word":"i","start":2181.47,"end":2181.55,"confidence":0.61494005,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09706506133079527},{"word":"would","start":2181.55,"end":2181.79,"confidence":0.9988035,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10387621819972992},{"word":"like","start":2181.79,"end":2181.95,"confidence":0.99965656,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11264638602733612},{"word":"to","start":2181.95,"end":2182.11,"confidence":0.999572,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1330990046262741},{"word":"do","start":2182.11,"end":2182.27,"confidence":0.99976903,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12749792635440826},{"word":"some","start":2182.27,"end":2182.51,"confidence":0.99910235,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.105816051363945},{"word":"learning","start":2182.51,"end":2182.91,"confidence":0.99425656,"punctuated_word":"learning","sentiment":"neutral","sentiment_score":0.11547409743070602},{"word":"with","start":2182.91,"end":2183.15,"confidence":0.99859685,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11648280918598176},{"word":"it","start":2183.15,"end":2183.39,"confidence":0.9939539,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10781916975975037},{"word":"too","start":2183.39,"end":2183.89,"confidence":0.98611665,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.07824774086475372},{"word":"obviously","start":2186.43,"end":2186.93,"confidence":0.81818205,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.1346152126789093},{"word":"like","start":2187.07,"end":2187.57,"confidence":0.8556374,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06690986454486847},{"word":"yeah","start":2189.23,"end":2189.63,"confidence":0.98628116,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.03904934972524643},{"word":"obviously","start":2189.63,"end":2190.11,"confidence":0.9971351,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.029468579217791557},{"word":"i","start":2190.11,"end":2190.27,"confidence":0.9996896,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.037208981812000275},{"word":"would","start":2190.27,"end":2190.43,"confidence":0.99989045,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.035072989761829376},{"word":"like","start":2190.43,"end":2190.67,"confidence":0.99919695,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05384521186351776},{"word":"to","start":2190.67,"end":2191.17,"confidence":0.95013154,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.0385550893843174},{"word":"you","start":2191.5652,"end":2191.725,"confidence":0.99279696,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.028754141181707386},{"word":"know","start":2191.725,"end":2192.225,"confidence":0.99875,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0438009649515152},{"word":"always","start":2192.365,"end":2192.685,"confidence":0.99816614,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.06123906001448631},{"word":"consult","start":2192.685,"end":2193.165,"confidence":0.9975967,"punctuated_word":"consult","sentiment":"neutral","sentiment_score":0.03224563226103783},{"word":"you","start":2193.165,"end":2193.3252,"confidence":0.99325305,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01970592141151428},{"word":"before","start":2193.3252,"end":2193.8252,"confidence":0.9998971,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.005231648683547974},{"word":"doing","start":2193.885,"end":2194.125,"confidence":0.9987858,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.018977724015712735},{"word":"anything","start":2194.125,"end":2194.625,"confidence":0.99991345,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.02241756021976471},{"word":"because","start":2194.7651,"end":2195.2651,"confidence":0.85788566,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.015705708414316177},{"word":"you","start":2195.645,"end":2196.145,"confidence":0.9678536,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0031914934515953064},{"word":"know","start":2196.5251,"end":2197.0251,"confidence":0.9849809,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.021090993657708168},{"word":"like","start":2198.0452,"end":2198.365,"confidence":0.99331456,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.047383155673742294},{"word":"i","start":2198.365,"end":2198.445,"confidence":0.9897395,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04679351672530174},{"word":"said","start":2198.445,"end":2198.925,"confidence":0.99714696,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.054111938923597336},{"word":"i'm","start":2198.925,"end":2199.3252,"confidence":0.98680675,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.00993445422500372},{"word":"kinda","start":2199.3252,"end":2199.645,"confidence":0.87076205,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.016671476885676384},{"word":"new","start":2199.645,"end":2199.885,"confidence":0.9958519,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.010785624384880066},{"word":"to","start":2199.885,"end":2200.0452,"confidence":0.99793696,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018097728490829468},{"word":"it","start":2200.0452,"end":2200.125,"confidence":0.99330246,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01978977769613266},{"word":"also","start":2200.125,"end":2200.625,"confidence":0.6738974,"punctuated_word":"also.","sentiment":"neutral","sentiment_score":0.016724685207009315},{"word":"i'm","start":2201.405,"end":2201.5652,"confidence":0.9641681,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07803951948881149},{"word":"not","start":2201.5652,"end":2201.8052,"confidence":0.9986833,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08983588218688965},{"word":"really","start":2201.8052,"end":2202.125,"confidence":0.99735886,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.11565279960632324},{"word":"knowing","start":2202.125,"end":2202.445,"confidence":0.99803346,"punctuated_word":"knowing","sentiment":"neutral","sentiment_score":-0.13002660870552063},{"word":"what","start":2202.445,"end":2202.685,"confidence":0.9994136,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.18257728219032288},{"word":"i","start":2202.685,"end":2202.7651,"confidence":0.99918836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1481451392173767},{"word":"should","start":2202.7651,"end":2203.0051,"confidence":0.9995103,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.10843190550804138},{"word":"do","start":2203.0051,"end":2203.5051,"confidence":0.99386,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.1093432605266571},{"word":"yep","start":2233.02,"end":2233.52,"confidence":0.7691078,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19134871661663055},{"word":"okay","start":2251.4949,"end":2251.9949,"confidence":0.8008108,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2615703046321869},{"word":"i","start":2261.45,"end":2261.61,"confidence":0.94578993,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22279272973537445},{"word":"think","start":2261.61,"end":2261.85,"confidence":0.99380714,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.23624785244464871},{"word":"i've","start":2261.85,"end":2262.01,"confidence":0.990693,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.23815123736858368},{"word":"asked","start":2262.01,"end":2262.33,"confidence":0.99604684,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":0.2638036906719208},{"word":"you","start":2262.33,"end":2262.49,"confidence":0.99810636,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2852059304714203},{"word":"a","start":2262.49,"end":2262.57,"confidence":0.9988673,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25945043563842773},{"word":"lot","start":2262.57,"end":2262.89,"confidence":0.9998679,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.21144279837608335},{"word":"as","start":2262.89,"end":2263.05,"confidence":0.9991678,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2394505888223648},{"word":"well","start":2263.05,"end":2263.55,"confidence":0.8353121,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.19962510466575625},{"word":"but","start":2267.05,"end":2267.3699,"confidence":0.856924,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02815001830458641},{"word":"yeah","start":2267.45,"end":2267.85,"confidence":0.99280334,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.018439991399645805},{"word":"no","start":2267.85,"end":2268.09,"confidence":0.99658656,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06089548021554947},{"word":"i","start":2268.09,"end":2268.41,"confidence":0.99970776,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11280767619609831},{"word":"i","start":2268.41,"end":2268.57,"confidence":0.96146464,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12187548726797104},{"word":"don't","start":2268.57,"end":2268.81,"confidence":0.9995284,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09166424721479416},{"word":"think","start":2268.81,"end":2269.05,"confidence":0.99958473,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.11541140079498292},{"word":"i","start":2269.05,"end":2269.21,"confidence":0.99238443,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09868859499692915},{"word":"have","start":2269.21,"end":2269.3699,"confidence":0.999014,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08935161679983139},{"word":"any","start":2269.3699,"end":2269.53,"confidence":0.92474717,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0641128271818161},{"word":"more","start":2269.53,"end":2269.93,"confidence":0.99908197,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.11717742681503296},{"word":"questions","start":2269.93,"end":2270.43,"confidence":0.95396596,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":-0.08603058755397797},{"word":"you","start":2270.49,"end":2270.73,"confidence":0.9976991,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.03792882338166237},{"word":"know","start":2270.73,"end":2271.23,"confidence":0.99274063,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.008313549682497978},{"word":"that's","start":2293.4702,"end":2293.7102,"confidence":0.8938118,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.32628050446510315},{"word":"okay","start":2293.7102,"end":2294.03,"confidence":0.9977563,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.3155369162559509},{"word":"with","start":2294.03,"end":2294.1902,"confidence":0.9867208,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.30815714597702026},{"word":"me","start":2294.1902,"end":2294.6902,"confidence":0.99691206,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.32306352257728577},{"word":"okay","start":2306.005,"end":2306.505,"confidence":0.8114865,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10183368623256683},{"word":"i","start":2314.645,"end":2314.965,"confidence":0.7455215,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06358245015144348},{"word":"gotta","start":2314.965,"end":2315.285,"confidence":0.8583657,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.054435744881629944},{"word":"quickly","start":2315.285,"end":2315.785,"confidence":0.9981963,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.05911562219262123},{"word":"have","start":2316.4849,"end":2316.7249,"confidence":0.96368235,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05412928014993667},{"word":"is","start":2317.045,"end":2317.205,"confidence":0.9857858,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04999600350856781},{"word":"it","start":2317.205,"end":2317.365,"confidence":0.65623784,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07886294275522232},{"word":"okay","start":2317.365,"end":2317.685,"confidence":0.9904703,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.08499283343553543},{"word":"if","start":2317.685,"end":2317.925,"confidence":0.9954175,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.092033714056015},{"word":"i","start":2317.925,"end":2318.005,"confidence":0.9985561,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07725096493959427},{"word":"can","start":2318.005,"end":2318.165,"confidence":0.9995715,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07280061393976212},{"word":"quickly","start":2318.165,"end":2318.565,"confidence":0.99917233,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.08480460196733475},{"word":"have","start":2318.565,"end":2318.7249,"confidence":0.9978829,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07626591622829437},{"word":"a","start":2318.7249,"end":2318.805,"confidence":0.989282,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0714406818151474},{"word":"look","start":2318.805,"end":2319.045,"confidence":0.9994961,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04519009962677955},{"word":"at","start":2319.045,"end":2319.125,"confidence":0.9705347,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04605025798082352},{"word":"my","start":2319.125,"end":2319.285,"confidence":0.9998741,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03199046850204468},{"word":"timetable","start":2319.285,"end":2319.785,"confidence":0.95687926,"punctuated_word":"timetable?","sentiment":"neutral","sentiment_score":0.03609035164117813},{"word":"sorry","start":2324.02,"end":2324.42,"confidence":0.89604867,"punctuated_word":"Sorry","sentiment":"neutral","sentiment_score":-0.03410480171442032},{"word":"about","start":2324.42,"end":2324.82,"confidence":0.9956339,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.06767743825912476},{"word":"this","start":2324.82,"end":2325.32,"confidence":0.99907476,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.04483448714017868},{"word":"absolutely","start":2326.5,"end":2327.0,"confidence":0.9949281,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.14069944620132446},{"word":"just","start":2330.42,"end":2330.74,"confidence":0.73426044,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.10641700774431229},{"word":"gonna","start":2330.74,"end":2330.98,"confidence":0.9891416,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.07454051822423935},{"word":"have","start":2330.98,"end":2331.14,"confidence":0.99853766,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07238689064979553},{"word":"a","start":2331.14,"end":2331.22,"confidence":0.99818075,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06924979388713837},{"word":"look","start":2331.22,"end":2331.46,"confidence":0.99985445,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03389732167124748},{"word":"at","start":2331.46,"end":2331.78,"confidence":0.99926525,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04384460300207138},{"word":"what","start":2331.78,"end":2332.02,"confidence":0.9981019,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03180146589875221},{"word":"time","start":2332.02,"end":2332.26,"confidence":0.97526747,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.026157867163419724},{"word":"i","start":2332.26,"end":2332.34,"confidence":0.99313194,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02916095405817032},{"word":"have","start":2332.34,"end":2332.58,"confidence":0.99586284,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0357649065554142},{"word":"classes","start":2332.58,"end":2333.08,"confidence":0.98596257,"punctuated_word":"classes","sentiment":"neutral","sentiment_score":0.020738646388053898},{"word":"on","start":2333.14,"end":2333.64,"confidence":0.90356445,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.028737716376781464},{"word":"no","start":2345.7551,"end":2346.2551,"confidence":0.9209635,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.017881330102682114},{"word":"i","start":2366.595,"end":2366.675,"confidence":0.3516831,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.109860859811306},{"word":"should","start":2366.675,"end":2366.915,"confidence":0.8909336,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.11962466686964036},{"word":"let","start":2366.915,"end":2367.075,"confidence":0.675743,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.0957302823662758},{"word":"my","start":2367.075,"end":2367.315,"confidence":0.98232645,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.08191434293985367},{"word":"time","start":2367.315,"end":2367.475,"confidence":0.6125045,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.07570408284664154},{"word":"set","start":2367.475,"end":2367.635,"confidence":0.47144705,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.05777508020401001},{"word":"up","start":2367.635,"end":2367.795,"confidence":0.6754228,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07500021159648895},{"word":"in","start":2367.795,"end":2367.955,"confidence":0.56827766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09151937067508698},{"word":"a","start":2367.955,"end":2368.115,"confidence":0.97078526,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05839213728904724},{"word":"second","start":2368.115,"end":2368.355,"confidence":0.78594106,"punctuated_word":"second,","sentiment":"neutral","sentiment_score":0.05359978973865509},{"word":"so","start":2368.355,"end":2368.5151,"confidence":0.98909634,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.05897681415081024},{"word":"it","start":2368.5151,"end":2368.595,"confidence":0.52790445,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05325436219573021},{"word":"shouldn't","start":2368.595,"end":2369.095,"confidence":0.9152998,"punctuated_word":"shouldn't","sentiment":"neutral","sentiment_score":0.021455861628055573},{"word":"be","start":2369.235,"end":2369.315,"confidence":0.5097,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.04337150231003761},{"word":"an","start":2369.315,"end":2369.475,"confidence":0.93249774,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.04772713780403137},{"word":"issue","start":2369.475,"end":2369.975,"confidence":0.99928844,"punctuated_word":"issue.","sentiment":"neutral","sentiment_score":-0.02186304517090321},{"word":"oh","start":2375.315,"end":2375.475,"confidence":0.95995605,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.12788648903369904},{"word":"thank","start":2375.475,"end":2375.795,"confidence":0.99887496,"punctuated_word":"thank","sentiment":"neutral","sentiment_score":0.2296880334615707},{"word":"you","start":2375.795,"end":2375.955,"confidence":0.99890625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2524007558822632},{"word":"so","start":2375.955,"end":2376.195,"confidence":0.99910647,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.29654034972190857},{"word":"much","start":2376.195,"end":2376.695,"confidence":0.9996669,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.10769764333963394},{"word":"no","start":2378.99,"end":2379.15,"confidence":0.99122447,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.008148573338985443},{"word":"i","start":2379.15,"end":2379.39,"confidence":0.9608608,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0886150673031807},{"word":"actually","start":2379.39,"end":2379.71,"confidence":0.7437417,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.05164162814617157},{"word":"wasn't","start":2379.71,"end":2380.21,"confidence":0.99799895,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.07624880969524384},{"word":"i","start":2380.27,"end":2380.43,"confidence":0.9123054,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09442271292209624},{"word":"actually","start":2380.43,"end":2380.75,"confidence":0.9898901,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.09026508778333664},{"word":"wasn't","start":2380.75,"end":2381.0698,"confidence":0.99883974,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.09550392627716064},{"word":"expecting","start":2381.0698,"end":2381.55,"confidence":0.9997408,"punctuated_word":"expecting","sentiment":"neutral","sentiment_score":-0.13175927102565765},{"word":"a","start":2381.55,"end":2381.71,"confidence":0.98133,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13010352849960327},{"word":"call","start":2381.71,"end":2382.03,"confidence":0.99678135,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.1627579927444458},{"word":"because","start":2382.03,"end":2382.53,"confidence":0.9341781,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":-0.12745989859104156},{"word":"like","start":2383.47,"end":2383.97,"confidence":0.89344966,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.12739980220794678},{"word":"because","start":2384.91,"end":2385.41,"confidence":0.96966547,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":-0.1065838262438774},{"word":"like","start":2385.8699,"end":2386.19,"confidence":0.9977725,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.11165721714496613},{"word":"the","start":2386.19,"end":2386.3499,"confidence":0.99950445,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11562026292085648},{"word":"last","start":2386.3499,"end":2386.67,"confidence":0.9998074,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.0699097216129303},{"word":"few","start":2386.67,"end":2386.99,"confidence":0.99734443,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.11812162399291992},{"word":"times","start":2386.99,"end":2387.49,"confidence":0.9998548,"punctuated_word":"times","sentiment":"neutral","sentiment_score":-0.11660891026258469},{"word":"that","start":2387.55,"end":2387.71,"confidence":0.99849534,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1087651401758194},{"word":"i've","start":2387.71,"end":2387.8699,"confidence":0.98926085,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.11577779054641724},{"word":"been","start":2387.8699,"end":2388.1099,"confidence":0.9980894,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.10575085878372192},{"word":"called","start":2388.1099,"end":2388.43,"confidence":0.97242516,"punctuated_word":"called,","sentiment":"neutral","sentiment_score":-0.14763931930065155},{"word":"it","start":2388.43,"end":2388.5898,"confidence":0.996552,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14508245885372162},{"word":"was","start":2388.5898,"end":2388.75,"confidence":0.9999651,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.12614433467388153},{"word":"by","start":2388.75,"end":2388.99,"confidence":0.9956528,"punctuated_word":"by,","sentiment":"neutral","sentiment_score":-0.11204467713832857},{"word":"like","start":2388.99,"end":2389.23,"confidence":0.99937254,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.10538113862276076},{"word":"someone","start":2389.23,"end":2389.71,"confidence":0.9995104,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.1029285043478012},{"word":"else","start":2389.71,"end":2389.95,"confidence":0.7875229,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":-0.0625813901424408},{"word":"and","start":2389.95,"end":2390.43,"confidence":0.9995628,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07390812039375305},{"word":"they","start":2390.43,"end":2390.5898,"confidence":0.99603325,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.09003116190433502},{"word":"were","start":2390.5898,"end":2390.8298,"confidence":0.9907736,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.10462618619203568},{"word":"they","start":2390.8298,"end":2391.15,"confidence":0.99793494,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.107043519616127},{"word":"were","start":2391.15,"end":2391.3098,"confidence":0.99981266,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.116981640458107},{"word":"like","start":2391.3098,"end":2391.645,"confidence":0.8980916,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04278089478611946},{"word":"oh","start":2391.885,"end":2392.125,"confidence":0.9670602,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.01853439211845398},{"word":"yeah","start":2392.125,"end":2392.285,"confidence":0.871384,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0011866353452205658},{"word":"daniel","start":2392.285,"end":2392.785,"confidence":0.63878155,"punctuated_word":"Daniel","sentiment":"neutral","sentiment_score":0.016776971518993378},{"word":"will","start":2392.845,"end":2392.925,"confidence":0.4487848,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.015304453670978546},{"word":"talk","start":2392.925,"end":2393.165,"confidence":0.9981652,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.014915108680725098},{"word":"to","start":2393.165,"end":2393.245,"confidence":0.9472553,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01759287714958191},{"word":"you","start":2393.245,"end":2393.325,"confidence":0.99725,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008366294205188751},{"word":"here","start":2393.325,"end":2393.565,"confidence":0.7907906,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.003154236823320389},{"word":"and","start":2393.565,"end":2393.725,"confidence":0.99801934,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.050051748752593994},{"word":"then","start":2393.725,"end":2393.885,"confidence":0.99467164,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.070834681391716},{"word":"it","start":2393.885,"end":2393.965,"confidence":0.689771,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08022698760032654},{"word":"was","start":2393.965,"end":2394.125,"confidence":0.9825386,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09704601019620895},{"word":"like","start":2394.125,"end":2394.365,"confidence":0.8162425,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05698126554489136},{"word":"obviously","start":2394.365,"end":2394.605,"confidence":0.9771852,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.08979549258947372},{"word":"you","start":2394.605,"end":2394.845,"confidence":0.652925,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14724929630756378},{"word":"got","start":2394.845,"end":2395.165,"confidence":0.9647481,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.14754454791545868},{"word":"busy","start":2395.165,"end":2395.485,"confidence":0.86469716,"punctuated_word":"busy,","sentiment":"neutral","sentiment_score":-0.1275617778301239},{"word":"and","start":2395.485,"end":2395.645,"confidence":0.98118454,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11228451132774352},{"word":"i","start":2395.645,"end":2395.725,"confidence":0.98950946,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1324162632226944},{"word":"was","start":2395.725,"end":2395.805,"confidence":0.99827814,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.12788543105125427},{"word":"like","start":2395.805,"end":2396.125,"confidence":0.9185103,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05893390253186226},{"word":"so","start":2397.325,"end":2397.725,"confidence":0.87792414,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.10403438657522202},{"word":"i","start":2397.725,"end":2397.885,"confidence":0.7842719,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12375150620937347},{"word":"wasn't","start":2397.885,"end":2398.205,"confidence":0.9937077,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.0961357355117798},{"word":"really","start":2398.205,"end":2398.525,"confidence":0.99954766,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.1778765320777893},{"word":"expecting","start":2398.525,"end":2398.925,"confidence":0.99957794,"punctuated_word":"expecting","sentiment":"neutral","sentiment_score":-0.2025797069072723},{"word":"a","start":2398.925,"end":2399.085,"confidence":0.9977508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.19700105488300323},{"word":"call","start":2399.085,"end":2399.585,"confidence":0.9988096,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.190267950296402},{"word":"or","start":2399.645,"end":2399.805,"confidence":0.98982435,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.25113680958747864},{"word":"anything","start":2399.805,"end":2400.305,"confidence":0.9917295,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":-0.16894620656967163},{"word":"okay","start":2407.98,"end":2408.3801,"confidence":0.9798435,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.00010511693108128384},{"word":"so","start":2408.3801,"end":2408.8801,"confidence":0.74266386,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.03211222589015961},{"word":"you","start":2409.4202,"end":2409.6602,"confidence":0.9986083,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05938826501369476},{"word":"said","start":2409.6602,"end":2409.98,"confidence":0.99937636,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.057156551629304886},{"word":"three","start":2409.98,"end":2410.3,"confidence":0.51984245,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.06349055469036102},{"word":"weeks","start":2410.3,"end":2410.8,"confidence":0.99323785,"punctuated_word":"weeks?","sentiment":"neutral","sentiment_score":-0.06915079057216644},{"word":"well","start":2424.905,"end":2425.405,"confidence":0.75784564,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.0424993596971035},{"word":"that","start":2426.105,"end":2426.425,"confidence":0.9904993,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04372892901301384},{"word":"class","start":2426.425,"end":2426.745,"confidence":0.97875947,"punctuated_word":"class","sentiment":"neutral","sentiment_score":0.05609111487865448},{"word":"is","start":2426.745,"end":2426.985,"confidence":0.9914863,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02828383818268776},{"word":"on","start":2426.985,"end":2427.225,"confidence":0.9927644,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.030004462227225304},{"word":"the","start":2427.225,"end":2427.385,"confidence":0.9358655,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02553669363260269},{"word":"march","start":2427.385,"end":2428.0352,"confidence":0.96775943,"punctuated_word":"March","sentiment":"neutral","sentiment_score":0.022789694368839264},{"word":"16","start":2428.0352,"end":2428.685,"confidence":0.96775943,"punctuated_word":"16.","sentiment":"neutral","sentiment_score":0.03366624191403389},{"word":"what","start":2430.025,"end":2430.265,"confidence":0.9032733,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.020600561052560806},{"word":"about","start":2430.265,"end":2430.765,"confidence":0.9982911,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.011555563658475876},{"word":"20","start":2433.79,"end":2434.29,"confidence":0.47286552,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.016443399712443352},{"word":"nineteen","start":2439.55,"end":2440.05,"confidence":0.9854044,"punctuated_word":"nineteen?","sentiment":"neutral","sentiment_score":-0.01924361288547516},{"word":"well","start":2451.7651,"end":2452.2651,"confidence":0.99731886,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2000168263912201},{"word":"i","start":2453.2852,"end":2453.445,"confidence":0.7423812,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.278263121843338},{"word":"guess","start":2453.445,"end":2453.845,"confidence":0.9749921,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.32165804505348206},{"word":"i","start":2453.845,"end":2454.085,"confidence":0.81475466,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.36073559522628784},{"word":"have","start":2454.085,"end":2454.585,"confidence":0.9992269,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4143385887145996},{"word":"good","start":2454.645,"end":2454.965,"confidence":0.9990295,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4320259094238281},{"word":"news","start":2454.965,"end":2455.465,"confidence":0.89058757,"punctuated_word":"news,","sentiment":"positive","sentiment_score":0.5185352563858032},{"word":"and","start":2455.5251,"end":2456.0251,"confidence":0.99898,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4506925642490387},{"word":"that","start":2456.405,"end":2456.725,"confidence":0.9991973,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.534570038318634},{"word":"is","start":2456.725,"end":2457.205,"confidence":0.99932873,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.40985071659088135},{"word":"that","start":2457.205,"end":2457.705,"confidence":0.98889637,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.44602301716804504},{"word":"i","start":2457.7651,"end":2458.2651,"confidence":0.9978638,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5122098922729492},{"word":"i","start":2458.645,"end":2458.885,"confidence":0.9486168,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5424680709838867},{"word":"should","start":2458.885,"end":2459.385,"confidence":0.9987903,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.5503836870193481},{"word":"be","start":2459.7651,"end":2460.085,"confidence":0.9992644,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3789727985858917},{"word":"free","start":2460.085,"end":2460.405,"confidence":0.9998913,"punctuated_word":"free","sentiment":"positive","sentiment_score":0.4447607696056366},{"word":"on","start":2460.405,"end":2460.645,"confidence":0.99944323,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.31361085176467896},{"word":"literally","start":2460.645,"end":2461.125,"confidence":0.91879416,"punctuated_word":"literally","sentiment":"positive","sentiment_score":0.3723289966583252},{"word":"any","start":2461.125,"end":2461.365,"confidence":0.998611,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.232209250330925},{"word":"monday","start":2461.365,"end":2461.685,"confidence":0.9997845,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.2279939502477646},{"word":"in","start":2461.685,"end":2461.845,"confidence":0.99920577,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2701028287410736},{"word":"the","start":2461.845,"end":2461.925,"confidence":0.9997404,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2597343623638153},{"word":"afternoon","start":2461.925,"end":2462.425,"confidence":0.998708,"punctuated_word":"afternoon.","sentiment":"neutral","sentiment_score":0.23540323972702024},{"word":"that's","start":2472.3298,"end":2472.65,"confidence":0.99790716,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.14158204197883606},{"word":"okay","start":2472.65,"end":2473.15,"confidence":0.9995018,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.1632612645626068},{"word":"okay","start":2526.09,"end":2526.59,"confidence":0.84723353,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.23243781924247744},{"word":"thank","start":2526.73,"end":2527.05,"confidence":0.9887856,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.47621139883995056},{"word":"you","start":2527.05,"end":2527.55,"confidence":0.9915452,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4019457995891571},{"word":"okay","start":2555.73,"end":2556.21,"confidence":0.9827846,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12871038913726807},{"word":"thank","start":2556.21,"end":2556.53,"confidence":0.99216944,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5285527110099792},{"word":"you","start":2556.53,"end":2557.03,"confidence":0.9971925,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4078045189380646},{"word":"no","start":2565.715,"end":2565.875,"confidence":0.805925,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04970457032322883},{"word":"it's","start":2565.875,"end":2566.115,"confidence":0.9652761,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1481233686208725},{"word":"okay","start":2566.115,"end":2566.5151,"confidence":0.99929214,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.24807816743850708},{"word":"thank","start":2566.5151,"end":2566.675,"confidence":0.99889624,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.647721529006958},{"word":"you","start":2566.675,"end":2566.915,"confidence":0.99986565,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7766263484954834},{"word":"so","start":2566.915,"end":2567.075,"confidence":0.9993807,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7562277913093567},{"word":"much","start":2567.075,"end":2567.575,"confidence":0.9997017,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.6337892413139343},{"word":"okay","start":2587.4,"end":2587.56,"confidence":0.94037175,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.38849395513534546},{"word":"you","start":2587.56,"end":2587.88,"confidence":0.9870178,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.4226391315460205},{"word":"too","start":2587.88,"end":2588.3599,"confidence":0.9957528,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.37544918060302734},{"word":"bye","start":2588.3599,"end":2588.8599,"confidence":0.9913751,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.3047947883605957}],"paragraphs":{"transcript":"\nYes. It is. Oh, pretty good. Yes. May I ask who would be the son?\n\nHi. Oh, it's alright. Yeah. I'm alright. Don't worry about it.\n\nI don't have a good time. Oh, yeah. I can. I'm sorry about that. I have really bad reception.\n\nYeah. That does. I was hoping, like, seven years, and that's, like, me depositing extra money into it as well. Yeah. I do.\n\nI'm comfortable, like, as long as it's not, like, a crazy amount, like, up to, like, fucking I don't I don't know. So this is not super crazy. You know what I mean? And I'm good to do it. You know?\n\nIt's my sorry. My my excess savings that I have I'm not saving. Spendings that I have is always always, like, around 5 to $600. You know what I mean? Yeah.\n\nI was fortnightly. I'm not too sure what the what I should, like, you know, what I should be doing with it. Just, you know. Yeah. That that's what I'm thinking.\n\nYeah. The the the house market has been pretty stable, so in recent years. So it's so that's why I was like, I really need to, like, you know, do something about that before it gets to the point where it's, like, super hard for me to actually end up getting a house. Yep. At the moment, I am over at over at Park.\n\nThat's over at Bingley. No. I haven't. This is my first time. Okay.\n\nI have had, like, a look at a couple different options. Like, obviously, I'm trying to look for, like, an investment that's not gonna be, like, excessively high risk. You know what I mean? I do need some, like, some level of stability. So, like, I think what I had to look at that ended up being, like, somewhat stable is I think they're called ETS.\n\nBecause I know that I know that that goes up and down, but it's from what I know, it's generally safe to invest in if you're investing in the right stuff. But I I don't know what to invest in in that regard. You know what I mean? Yeah. Well, I my mom's a client of yours, and I think that you guys manage her super when it comes to investing.\n\nYes. That sounds it's not like what I'm after. I did also have a look at, like, term deposits as well. But then, like, after looking at it, even with, like, a higher end interest bank, it doesn't seem to be, like, too great of a return even after seven years. I mean, yeah, possibly the the only reason I would put on a term deposit is just as, like, it's a form of sales safe.\n\nYou know what I mean? Probably. Currently, I'm they're currently on anywhere between, like, 600 to 1,000, but that's what I mean. Like, I don't other than the savings that I've accumulated, it's just spending money, really. I don't have any need to spend any of that.\n\nYou know? Because I I'm in a comfortable spot at the moment. You know? Currently, yeah, but that's before I because I'm gonna start another job soon. So and once I start another job, I'll be saving more so I can move out sometime this year into another place.\n\nAnd then I will have to start factoring in, like, rent and stuff, but I don't think it'll be too big of an issue because I'll still be getting, like, the combined I don't know. The combined pay. You know what I mean? Yes. Yeah.\n\nThat's me. Usually, I go I usually fluctuate from to depends on what area I am because I've I've had to move around a bit. But, like, when I was up north recently, I was bartending over there. So, like, that's the main occupation for me. And I'm gonna be taking a while attending children in the city really soon as well.\n\nYeah. And so and thank you. Yeah. There's a there's a lot of money to be made, like, in the city doing that. So I was like, you know what?\n\nI guess I'll take it. You know what I mean? Yep. It goes well for me because I'm starting unity. So it goes well for me because that means my my classes, they line up with it.\n\nYou know, I have I have later classes. So then after those, I just go straight to work. A bachelor in social work. I I went on. Just gotten that one.\n\nYeah. I mean, that that's what I mean. Like, at this point in time, I'm, like, trying to figure out everything. You know? Like because I haven't got a clue on what to do other than, like, continue to work and do school.\n\nYou know? I did have a bit of on steam circumstances, so I I did have to use a thousand of that. I still have 6,000, and that isn't getting touched. That sounds great. And then when when I take up second trouble, I'll let you know and I'll reevaluate the cash flow and how much I'm putting into it.\n\nYeah. And I I did, like, have a good think about it, and I thought seven years would be a good time frame as well. Is that, like, a realistic time frame, do you think? Thank you. That makes sense.\n\nYeah. It would be very much, like, in the high blood category to the mid category. You know what I mean? Yeah. I've had I've had money in crypto, but I do really I really don't like those markets.\n\nYeah. Yeah. That's fairly accurate. I mean, like so I I can give an example of, like, what happens with the crypto if that would help. So when Ethereum, like, first started coming around, I I invested a little bit into it, and then there's, like, a mark it it went off a little bit, and then there was a mark that did.\n\nAnd I thought it was gonna plummet, and I just sold out. I didn't I didn't I didn't stay into it because I was like, it scared me it kinda scared me off. You know what I mean? Yeah. Yeah.\n\nThat's that's good. Because, like, those are the markets, like, I would not I would really not wanna, like, hop into in my, like, point in this point in time. You know what I mean? It there's been, like, a couple of positives. There's been a couple of negatives.\n\nYou know? Like, there's been a couple of times I've invested in something, and it's I've just lost some money. You know what I mean? Yeah. Mhmm.\n\nYeah. I I would I'm more shifting towards the high and midsection when it comes to the when it comes to inflation, Check it to mechanic, but unfortunately. Depending on what it's invested in, then I would probably want to put more in because market drop and that's where you kinda take advantage is when it starts going low again. You know what I mean? I'd like I don't sorry.\n\nI I wouldn't wanna, like, put into something that, like, I don't I don't see any greater returns in the future. You know what I mean? Well, I mean, at at the end of the day, like, at the end of the day, well, what have you got to lose when the market drops like that? You know what I mean? Like, if you just sell out and you don't have any faith that's that it's gonna go back up, then, you know, what are you gonna do?\n\nLike, you you're just gonna take the money that you have and not, like, try and get more. You know? Like, it's kinda just kinda how I feel about it. It's, you know, it's all dependent on whether you're willing to say, yeah. I'm gonna take that risk, and I'm gonna trust the process.\n\nYou know what I mean? Yep. I kinda wanna maximize growth, if that's possible. Oh, yeah. The a little bit of income is always always a good bonus, but I feel like it it grows out ways, like, a little bit of income every time.\n\nYou know what I mean? I feel like that's that might be a little too risky because, you know, the like, someone I gotta pay back as well and the the bank's like to put interest rates on on the loans and everything. You know? So it's two, like, two more at a time. Yeah.\n\nTo me, it it does feel just, like, super risky because you know what I mean? If it's my if it's my own money, then I like, there's there's nothing really riding on it. You know what I mean? Like, I can recover from that. But if it's, like, someone else's money, then it's not something I can recover from.\n\nYou know? And I know there's, like, I know there's such thing as good debt and bad debt, but it's just, like, yeah, it's just pretty pretty scary for me. So, like, guess maybe I'd be willing to do it, but it does seem like rather risky for me. Mhmm. Yeah.\n\nThat that's comfortable to me. Yeah. Yeah. I I'm just, like, hoping, you know, obviously, our comp predicts whether it's gonna be super good when when the seven years is up. I'm just hoping, like, when it comes to the seven years, it hasn't dipped on the on the last year.\n\nThat would suck. You know what I mean? I see. Yeah. Thank you so much for that.\n\nWho who was that? Usually for most people. Alright. I'm well, my the best person to that, I would say, would be my partner. Keira Nelly.\n\nSorry. A e I r a, and then her last name is o m e l e y. Uh-huh. No. We do not.\n\nWe do not. 08/31/2007. Yes. I'm committed to my partner. It's like what I think is is is something.\n\nYeah. I mean, they've been together for, like, two years, and it's pretty strong. So Well, usually, like, I do do freelancing as well. So that's because there was a lot more, like, money to be made straight away for freelancing, that's what I decided to do rather than, like, just, you know, straight up to a job. But I do need, like, a proper job now, so I'd probably kinda go between the two when I have free time.\n\nYou know what I mean? Yeah. Not not really. Not particularly. No.\n\nI mean, I have, like, electronics, but they're not like, they're they're they're replaceable. You know what I mean? Like, they're not something that's, like, super high tier collector's item. Yes. In the future, once I have finished with uni and I've gone into the workplace of my choice, and I'm like, I've got a stable job.\n\nI would like to look at investing with my super. You know what I mean? Not yet. Okay. Yeah.\n\nSo, essentially, like, if my investment's doing good, then it's doing good for you guys too. Yeah. I did wanna also talk to you about is when those markets do drop because they will, they inevitably will. They always do. I do I would like to talk to you before buying, like, anything extra just just to see your stance on it and whether you think it's a good idea because I wouldn't wanna just, like, blindly do something and then have it backfire.\n\nYou know? I I would like to do some learning with it too. Obviously, like yeah. Obviously, I would like to, you know, always consult you before doing anything because, you know, like I said, I'm kinda new to it also. I'm not really knowing what I should do.\n\nYep. Okay. I think I've asked you a lot as well. But yeah. No.\n\nI I don't think I have any more questions. You know? That's okay with me. Okay. I gotta quickly have is it okay if I can quickly have a look at my timetable?\n\nSorry about this. Absolutely. Just gonna have a look at what time I have classes on. No. I should let my time set up in a second, so it shouldn't be an issue.\n\nOh, thank you so much. No. I actually wasn't I actually wasn't expecting a call because, like, because, like, the last few times that I've been called, it was by, like, someone else, and they were they were like, oh, yeah. Daniel will talk to you here. And then it was like, obviously, you got busy, and I was like so I wasn't really expecting a call or anything.\n\nOkay. So, you said three weeks? Well, that class is on the March 16. What about 20 nineteen? Well, I guess I have good news, and that is that I I should be free on literally any Monday in the afternoon.\n\nThat's okay. Okay. Thank you. Okay. Thank you.\n\nNo. It's okay. Thank you so much. Okay. You too.\n\nBye.","paragraphs":[{"sentences":[{"text":"Yes.","start":11.759999,"end":12.259999,"sentiment":"neutral","sentiment_score":0.18857163190841675},{"text":"It is.","start":12.4,"end":13.139999,"sentiment":"neutral","sentiment_score":0.19826674461364746},{"text":"Oh, pretty good.","start":18.385,"end":25.845001,"sentiment":"positive","sentiment_score":0.38613667090733844},{"text":"Yes.","start":27.265,"end":27.585,"sentiment":"neutral","sentiment_score":0.04798447340726853},{"text":"May I ask who would be the son?","start":27.585,"end":29.125,"sentiment":"neutral","sentiment_score":0.037701986730098724}],"sentiment":"neutral","sentiment_score":0.13954103340705235,"num_words":15,"start":11.759999,"end":29.125},{"sentences":[{"text":"Hi.","start":31.06,"end":31.56,"sentiment":"neutral","sentiment_score":-0.06012327969074249},{"text":"Oh, it's alright.","start":33.7,"end":34.6,"sentiment":"neutral","sentiment_score":0.04688048859437307},{"text":"Yeah.","start":40.739998,"end":40.98,"sentiment":"neutral","sentiment_score":0.07148982584476471},{"text":"I'm alright.","start":40.98,"end":41.46,"sentiment":"neutral","sentiment_score":0.10773105174303055},{"text":"Don't worry about it.","start":41.46,"end":42.84,"sentiment":"neutral","sentiment_score":0.10961301624774933}],"sentiment":"neutral","sentiment_score":0.07326565276492726,"num_words":11,"start":31.06,"end":42.84},{"sentences":[{"text":"I don't have a good time.","start":58.46,"end":65.84,"sentiment":"neutral","sentiment_score":-0.2665073921283086},{"text":"Oh, yeah.","start":66.299995,"end":66.7,"sentiment":"neutral","sentiment_score":-0.06054777279496193},{"text":"I can.","start":66.7,"end":67.259995,"sentiment":"neutral","sentiment_score":-0.07156706415116787},{"text":"I'm sorry about that.","start":67.259995,"end":68.22,"sentiment":"neutral","sentiment_score":-0.15587921254336834},{"text":"I have really bad reception.","start":68.22,"end":70.72,"sentiment":"neutral","sentiment_score":-0.27983574867248534}],"sentiment":"neutral","sentiment_score":-0.2045247168525269,"num_words":19,"start":58.46,"end":70.72},{"sentences":[{"text":"Yeah.","start":99.11,"end":99.35,"sentiment":"neutral","sentiment_score":0.14022007584571838},{"text":"That does.","start":99.35,"end":100.09,"sentiment":"neutral","sentiment_score":0.18221976608037949},{"text":"I was hoping, like, seven years, and that's, like, me depositing extra money into it as well.","start":115.049995,"end":121.149994,"sentiment":"neutral","sentiment_score":0.087507744484088},{"text":"Yeah.","start":129.725,"end":130.045,"sentiment":"neutral","sentiment_score":0.16171914339065552},{"text":"I do.","start":130.045,"end":130.705,"sentiment":"neutral","sentiment_score":0.19442535936832428}],"sentiment":"neutral","sentiment_score":0.11055917940709901,"num_words":23,"start":99.11,"end":130.705},{"sentences":[{"text":"I'm comfortable, like, as long as it's not, like, a crazy amount, like, up to, like, fucking I don't I don't know.","start":143.87001,"end":154.03,"sentiment":"neutral","sentiment_score":-0.170967928387902},{"text":"So this is not super crazy.","start":154.03,"end":155.575,"sentiment":"neutral","sentiment_score":-0.1670507217446963},{"text":"You know what I mean?","start":155.575,"end":156.215,"sentiment":"neutral","sentiment_score":-0.07856319323182107},{"text":"And I'm good to do it.","start":156.215,"end":157.415,"sentiment":"neutral","sentiment_score":0.07438492402434349},{"text":"You know?","start":157.415,"end":158.155,"sentiment":"neutral","sentiment_score":0.0022241221740841866}],"sentiment":"neutral","sentiment_score":-0.11477212030894873,"num_words":41,"start":143.87001,"end":158.155},{"sentences":[{"text":"It's my sorry.","start":159.97499,"end":164.075,"sentiment":"neutral","sentiment_score":-0.06473635757962863},{"text":"My my excess savings that I have I'm not saving.","start":164.855,"end":169.89,"sentiment":"neutral","sentiment_score":-0.08746151849627495},{"text":"Spendings that I have is always always, like, around 5 to $600.","start":169.89,"end":176.70999,"sentiment":"neutral","sentiment_score":-0.0024550421706711254},{"text":"You know what I mean?","start":179.32999,"end":180.48,"sentiment":"neutral","sentiment_score":0.03743316493928432},{"text":"Yeah.","start":184.58499,"end":184.655,"sentiment":"neutral","sentiment_score":0.030614987015724186}],"sentiment":"neutral","sentiment_score":-0.028403353291533647,"num_words":31,"start":159.97499,"end":184.655},{"sentences":[{"text":"I was fortnightly.","start":184.655,"end":185.64499,"sentiment":"neutral","sentiment_score":0.039103894184033074},{"text":"I'm not too sure what the what I should, like, you know, what I should be doing with it.","start":200.88,"end":206.40001,"sentiment":"neutral","sentiment_score":-0.12914998986219106},{"text":"Just, you know.","start":206.40001,"end":207.78,"sentiment":"neutral","sentiment_score":-0.03654598817229271},{"text":"Yeah.","start":217.935,"end":218.255,"sentiment":"neutral","sentiment_score":-0.009536673314869404},{"text":"That that's what I'm thinking.","start":218.255,"end":219.55501,"sentiment":"neutral","sentiment_score":-0.015748657286167145}],"sentiment":"neutral","sentiment_score":-0.0817566467449069,"num_words":31,"start":184.655,"end":219.55501},{"sentences":[{"text":"Yeah.","start":232.06,"end":232.54,"sentiment":"neutral","sentiment_score":0.025668151676654816},{"text":"The the the house market has been pretty stable, so in recent years.","start":232.54,"end":238.24,"sentiment":"neutral","sentiment_score":0.008918579381245833},{"text":"So it's so that's why I was like, I really need to, like, you know, do something about that before it gets to the point where it's, like, super hard for me to actually end up getting a house.","start":238.925,"end":250.625,"sentiment":"neutral","sentiment_score":-0.27860313176344603},{"text":"Yep.","start":256.36002,"end":256.86002,"sentiment":"neutral","sentiment_score":0.030056674033403397},{"text":"At the moment, I am over at over at Park.","start":257.32,"end":264.06,"sentiment":"neutral","sentiment_score":0.011926241870969533}],"sentiment":"neutral","sentiment_score":-0.1652280212874757,"num_words":64,"start":232.06,"end":264.06},{"sentences":[{"text":"That's over at Bingley.","start":267.255,"end":268.475,"sentiment":"neutral","sentiment_score":0.025897258892655373},{"text":"No.","start":285.79,"end":286.11002,"sentiment":"neutral","sentiment_score":-0.1102692037820816},{"text":"I haven't.","start":286.11002,"end":286.59,"sentiment":"neutral","sentiment_score":-0.10530398786067963},{"text":"This is my first time.","start":286.59,"end":288.13,"sentiment":"neutral","sentiment_score":-0.15889921188354492},{"text":"Okay.","start":326.835,"end":327.335,"sentiment":"neutral","sentiment_score":0.07817934453487396}],"sentiment":"neutral","sentiment_score":-0.07181575837043616,"num_words":13,"start":267.255,"end":327.335},{"sentences":[{"text":"I have had, like, a look at a couple different options.","start":329.955,"end":333.01498,"sentiment":"neutral","sentiment_score":0.06791216033426198},{"text":"Like, obviously, I'm trying to look for, like, an investment that's not gonna be, like, excessively high risk.","start":334.57,"end":344.19,"sentiment":"neutral","sentiment_score":-0.015511320696936714},{"text":"You know what I mean?","start":344.25,"end":345.22998,"sentiment":"neutral","sentiment_score":-0.008945506811141968},{"text":"I do need some, like, some level of stability.","start":347.05,"end":350.54498,"sentiment":"neutral","sentiment_score":-0.01061154156923294},{"text":"So, like, I think what I had to look at that ended up being, like, somewhat stable is I think they're called ETS.","start":350.60498,"end":359.345,"sentiment":"neutral","sentiment_score":0.1417508238683576}],"sentiment":"neutral","sentiment_score":0.05436162927159757,"num_words":66,"start":329.955,"end":359.345},{"sentences":[{"text":"Because I know that I know that that goes up and down, but it's from what I know, it's generally safe to invest in if you're investing in the right stuff.","start":362.37,"end":371.65,"sentiment":"neutral","sentiment_score":0.21863503225388065},{"text":"But I I don't know what to invest in in that regard.","start":371.65,"end":374.85,"sentiment":"neutral","sentiment_score":-0.06015876432259878},{"text":"You know what I mean?","start":374.85,"end":375.645,"sentiment":"neutral","sentiment_score":0.0012576363980770112},{"text":"Yeah.","start":388.22,"end":388.54,"sentiment":"neutral","sentiment_score":0.1321382224559784},{"text":"Well, I my mom's a client of yours, and I think that you guys manage her super when it comes to investing.","start":388.54,"end":394.72,"sentiment":"neutral","sentiment_score":0.15696518495678902}],"sentiment":"neutral","sentiment_score":0.1358794549506315,"num_words":71,"start":362.37,"end":394.72},{"sentences":[{"text":"Yes.","start":469.725,"end":470.205,"sentiment":"neutral","sentiment_score":0.1310424506664276},{"text":"That sounds it's not like what I'm after.","start":470.205,"end":472.545,"sentiment":"neutral","sentiment_score":-0.048155766911804676},{"text":"I did also have a look at, like, term deposits as well.","start":473.325,"end":476.69998,"sentiment":"neutral","sentiment_score":0.007424101543923219},{"text":"But then, like, after looking at it, even with, like, a higher end interest bank, it doesn't seem to be, like, too great of a return even after seven years.","start":478.12,"end":487.9,"sentiment":"neutral","sentiment_score":-0.1496157677223285},{"text":"I mean, yeah, possibly the the only reason I would put on a term deposit is just as, like, it's a form of sales safe.","start":543.025,"end":551.185,"sentiment":"neutral","sentiment_score":0.09510034546256066}],"sentiment":"neutral","sentiment_score":-0.029948406068510132,"num_words":76,"start":469.725,"end":551.185},{"sentences":[{"text":"You know what I mean?","start":551.185,"end":552.245,"sentiment":"neutral","sentiment_score":0.03234714902937412},{"text":"Probably.","start":553.025,"end":553.525,"sentiment":"neutral","sentiment_score":0.1129009574651718},{"text":"Currently, I'm they're currently on anywhere between, like, 600 to 1,000, but that's what I mean.","start":584.755,"end":592.74005,"sentiment":"neutral","sentiment_score":-0.03061195428017527},{"text":"Like, I don't other than the savings that I've accumulated, it's just spending money, really.","start":592.74005,"end":598.26,"sentiment":"neutral","sentiment_score":-0.06035215134421985},{"text":"I don't have any need to spend any of that.","start":598.26,"end":600.915,"sentiment":"neutral","sentiment_score":-0.07919031530618667}],"sentiment":"neutral","sentiment_score":-0.04068808487438141,"num_words":47,"start":551.185,"end":600.915},{"sentences":[{"text":"You know?","start":601.71497,"end":602.375,"sentiment":"neutral","sentiment_score":-0.007450491189956665},{"text":"Because I I'm in a comfortable spot at the moment.","start":603.07495,"end":606.375,"sentiment":"neutral","sentiment_score":0.03342034257948399},{"text":"You know?","start":606.675,"end":607.255,"sentiment":"neutral","sentiment_score":0.03645018860697746},{"text":"Currently, yeah, but that's before I because I'm gonna start another job soon.","start":614.675,"end":621.47,"sentiment":"neutral","sentiment_score":0.029417318506882742},{"text":"So and once I start another job, I'll be saving more so I can move out sometime this year into another place.","start":621.47,"end":628.69,"sentiment":"neutral","sentiment_score":0.06314111822708086}],"sentiment":"neutral","sentiment_score":0.04415780739212523,"num_words":49,"start":601.71497,"end":628.69},{"sentences":[{"text":"And then I will have to start factoring in, like, rent and stuff, but I don't think it'll be too big of an issue because I'll still be getting, like, the combined I don't know.","start":628.98505,"end":642.18506,"sentiment":"neutral","sentiment_score":-0.12274371609091758},{"text":"The combined pay.","start":642.18506,"end":642.98505,"sentiment":"neutral","sentiment_score":-0.08548375715812047},{"text":"You know what I mean?","start":642.98505,"end":643.965,"sentiment":"neutral","sentiment_score":-0.04565050601959229},{"text":"Yes.","start":650.48,"end":650.98,"sentiment":"neutral","sentiment_score":0.028487082570791245},{"text":"Yeah.","start":666.875,"end":667.115,"sentiment":"neutral","sentiment_score":-0.01758654974400997}],"sentiment":"neutral","sentiment_score":-0.10599629626505905,"num_words":45,"start":628.98505,"end":667.115},{"sentences":[{"text":"That's me.","start":667.115,"end":667.935,"sentiment":"neutral","sentiment_score":-0.022488826885819435},{"text":"Usually, I go I usually fluctuate from to depends on what area I am because I've I've had to move around a bit.","start":678.89,"end":687.33496,"sentiment":"neutral","sentiment_score":0.01684723249839052},{"text":"But, like, when I was up north recently, I was bartending over there.","start":687.33496,"end":691.575,"sentiment":"neutral","sentiment_score":0.028613985014649537},{"text":"So, like, that's the main occupation for me.","start":691.575,"end":693.995,"sentiment":"neutral","sentiment_score":0.04145032190717757},{"text":"And I'm gonna be taking a while attending children in the city really soon as well.","start":694.535,"end":699.8,"sentiment":"neutral","sentiment_score":0.19073680602014065}],"sentiment":"neutral","sentiment_score":0.06609487049131384,"num_words":62,"start":667.115,"end":699.8},{"sentences":[{"text":"Yeah.","start":704.89996,"end":705.39996,"sentiment":"neutral","sentiment_score":0.3243022561073303},{"text":"And so and thank you.","start":707.93994,"end":709.605,"sentiment":"positive","sentiment_score":0.5471849977970124},{"text":"Yeah.","start":710.485,"end":710.64496,"sentiment":"neutral","sentiment_score":0.061447784304618835},{"text":"There's a there's a lot of money to be made, like, in the city doing that.","start":710.64496,"end":715.76495,"sentiment":"neutral","sentiment_score":-0.08038433163892478},{"text":"So I was like, you know what?","start":715.76495,"end":717.70496,"sentiment":"neutral","sentiment_score":-0.04186527617275715}],"sentiment":"neutral","sentiment_score":0.05141562633216381,"num_words":30,"start":704.89996,"end":717.70496},{"sentences":[{"text":"I guess I'll take it.","start":718.885,"end":719.925,"sentiment":"neutral","sentiment_score":-0.05283438041806221},{"text":"You know what I mean?","start":719.925,"end":720.82495,"sentiment":"neutral","sentiment_score":-0.03317790180444717},{"text":"Yep.","start":731.3,"end":731.8,"sentiment":"neutral","sentiment_score":0.01389195304363966},{"text":"It goes well for me because I'm starting unity.","start":739.815,"end":743.435,"sentiment":"positive","sentiment_score":0.414487780796157},{"text":"So it goes well for me because that means my my classes, they line up with it.","start":744.055,"end":748.855,"sentiment":"positive","sentiment_score":0.4447008967399597}],"sentiment":"neutral","sentiment_score":0.29389556253177895,"num_words":37,"start":718.885,"end":748.855},{"sentences":[{"text":"You know, I have I have later classes.","start":748.855,"end":750.875,"sentiment":"neutral","sentiment_score":0.17844163440167904},{"text":"So then after those, I just go straight to work.","start":750.935,"end":759.04004,"sentiment":"neutral","sentiment_score":0.07223957814276219},{"text":"A bachelor in social work.","start":759.18005,"end":761.52,"sentiment":"neutral","sentiment_score":0.05685599073767662},{"text":"I I went on.","start":762.495,"end":764.96,"sentiment":"neutral","sentiment_score":0.050204167142510414},{"text":"Just gotten that one.","start":766.725,"end":769.46497,"sentiment":"neutral","sentiment_score":0.10154861398041248}],"sentiment":"neutral","sentiment_score":0.0981038688651977,"num_words":31,"start":748.855,"end":769.46497},{"sentences":[{"text":"Yeah.","start":788.16,"end":788.48,"sentiment":"neutral","sentiment_score":0.08262518048286438},{"text":"I mean, that that's what I mean.","start":788.48,"end":790.0,"sentiment":"neutral","sentiment_score":0.03250418443764959},{"text":"Like, at this point in time, I'm, like, trying to figure out everything.","start":790.0,"end":795.935,"sentiment":"neutral","sentiment_score":-0.025275375694036484},{"text":"You know?","start":795.935,"end":796.415,"sentiment":"neutral","sentiment_score":-0.041563790291547775},{"text":"Like because I haven't got a clue on what to do other than, like, continue to work and do school.","start":796.415,"end":802.195,"sentiment":"neutral","sentiment_score":-0.07526187263429165}],"sentiment":"neutral","sentiment_score":-0.03736721966848817,"num_words":43,"start":788.16,"end":802.195},{"sentences":[{"text":"You know?","start":804.335,"end":804.995,"sentiment":"neutral","sentiment_score":0.0039530908688902855},{"text":"I did have a bit of on steam circumstances, so I I did have to use a thousand of that.","start":825.605,"end":833.125,"sentiment":"neutral","sentiment_score":-0.08130391631275416},{"text":"I still have 6,000, and that isn't getting touched.","start":833.125,"end":835.945,"sentiment":"neutral","sentiment_score":-0.048310958676868014},{"text":"That sounds great.","start":888.865,"end":889.665,"sentiment":"positive","sentiment_score":0.5010892748832703},{"text":"And then when when I take up second trouble, I'll let you know and I'll reevaluate the cash flow and how much I'm putting into it.","start":889.665,"end":897.45,"sentiment":"neutral","sentiment_score":0.049923448966672786}],"sentiment":"neutral","sentiment_score":0.012471778752903144,"num_words":60,"start":804.335,"end":897.45},{"sentences":[{"text":"Yeah.","start":921.245,"end":921.725,"sentiment":"neutral","sentiment_score":0.2808939218521118},{"text":"And I I did, like, have a good think about it, and I thought seven years would be a good time frame as well.","start":921.725,"end":928.41003,"sentiment":"positive","sentiment_score":0.3751053971548875},{"text":"Is that, like, a realistic time frame, do you think?","start":929.91003,"end":932.65,"sentiment":"neutral","sentiment_score":0.2570537328720093},{"text":"Thank you.","start":958.26,"end":959.08,"sentiment":"positive","sentiment_score":0.5372547209262848},{"text":"That makes sense.","start":1000.46497,"end":1001.445,"sentiment":"neutral","sentiment_score":0.11619274814923604}],"sentiment":"neutral","sentiment_score":0.33192621171474457,"num_words":40,"start":921.245,"end":1001.445},{"sentences":[{"text":"Yeah.","start":1028.2151,"end":1028.7151,"sentiment":"neutral","sentiment_score":-0.028138957917690277},{"text":"It would be very much, like, in the high blood category to the mid category.","start":1030.135,"end":1035.035,"sentiment":"neutral","sentiment_score":-0.0409642164905866},{"text":"You know what I mean?","start":1035.0951,"end":1036.0751,"sentiment":"neutral","sentiment_score":-0.010000555776059628},{"text":"Yeah.","start":1045.23,"end":1045.73,"sentiment":"neutral","sentiment_score":-0.2018536627292633},{"text":"I've had I've had money in crypto, but I do really I really don't like those markets.","start":1045.79,"end":1052.85,"sentiment":"negative","sentiment_score":-0.42269618896877065}],"sentiment":"neutral","sentiment_score":-0.20718702203474748,"num_words":39,"start":1028.2151,"end":1052.85},{"sentences":[{"text":"Yeah.","start":1060.295,"end":1060.795,"sentiment":"neutral","sentiment_score":-0.04184364154934883},{"text":"Yeah.","start":1080.31,"end":1080.55,"sentiment":"neutral","sentiment_score":0.1475910246372223},{"text":"That's fairly accurate.","start":1080.55,"end":1081.77,"sentiment":"neutral","sentiment_score":0.16702691713968912},{"text":"I mean, like so I I can give an example of, like, what happens with the crypto if that would help.","start":1081.83,"end":1088.075,"sentiment":"neutral","sentiment_score":0.14016245695806684},{"text":"So when Ethereum, like, first started coming around, I I invested a little bit into it, and then there's, like, a mark it it went off a little bit, and then there was a mark that did.","start":1090.615,"end":1102.0199,"sentiment":"neutral","sentiment_score":-0.03524727686434179}],"sentiment":"neutral","sentiment_score":0.03565222994675712,"num_words":63,"start":1060.295,"end":1102.0199},{"sentences":[{"text":"And I thought it was gonna plummet, and I just sold out.","start":1102.0199,"end":1104.74,"sentiment":"neutral","sentiment_score":-0.24617691213885942},{"text":"I didn't I didn't I didn't stay into it because I was like, it scared me it kinda scared me off.","start":1104.74,"end":1111.605,"sentiment":"negative","sentiment_score":-0.348380303808621},{"text":"You know what I mean?","start":1111.9249,"end":1113.465,"sentiment":"neutral","sentiment_score":-0.07026009000837803},{"text":"Yeah.","start":1119.9249,"end":1120.4249,"sentiment":"neutral","sentiment_score":0.019534314051270485},{"text":"Yeah.","start":1128.17,"end":1128.67,"sentiment":"neutral","sentiment_score":-0.005309220403432846}],"sentiment":"neutral","sentiment_score":-0.26517961705103515,"num_words":40,"start":1102.0199,"end":1128.67},{"sentences":[{"text":"That's that's good.","start":1147.4349,"end":1148.4149,"sentiment":"positive","sentiment_score":0.6403690775235494},{"text":"Because, like, those are the markets, like, I would not I would really not wanna, like, hop into in my, like, point in this point in time.","start":1149.195,"end":1156.51,"sentiment":"neutral","sentiment_score":0.13495028212114615},{"text":"You know what I mean?","start":1156.51,"end":1157.4099,"sentiment":"neutral","sentiment_score":0.041224727407097816},{"text":"It there's been, like, a couple of positives.","start":1176.085,"end":1178.085,"sentiment":"neutral","sentiment_score":0.04683469980955124},{"text":"There's been a couple of negatives.","start":1178.085,"end":1179.7649,"sentiment":"neutral","sentiment_score":-0.16335500900944075}],"sentiment":"neutral","sentiment_score":0.105417061863201,"num_words":49,"start":1147.4349,"end":1179.7649},{"sentences":[{"text":"You know?","start":1179.7649,"end":1180.1649,"sentiment":"neutral","sentiment_score":-0.0820946916937828},{"text":"Like, there's been a couple of times I've invested in something, and it's I've just lost some money.","start":1180.1649,"end":1184.1,"sentiment":"neutral","sentiment_score":-0.14608698938455847},{"text":"You know what I mean?","start":1184.1,"end":1185.08,"sentiment":"neutral","sentiment_score":-0.07201929092407226},{"text":"Yeah.","start":1193.54,"end":1194.04,"sentiment":"neutral","sentiment_score":0.1232706680893898},{"text":"Mhmm.","start":1206.525,"end":1207.025,"sentiment":"neutral","sentiment_score":0.015588728711009026}],"sentiment":"neutral","sentiment_score":-0.11166637963442891,"num_words":27,"start":1179.7649,"end":1207.025},{"sentences":[{"text":"Yeah.","start":1220.88,"end":1221.38,"sentiment":"neutral","sentiment_score":-0.017596937716007233},{"text":"I I would I'm more shifting towards the high and midsection when it comes to the when it comes to inflation, Check it to mechanic, but unfortunately.","start":1241.88,"end":1251.265,"sentiment":"neutral","sentiment_score":-0.016210779823638773},{"text":"Depending on what it's invested in, then I would probably want to put more in because market drop and that's where you kinda take advantage is when it starts going low again.","start":1300.77,"end":1311.5951,"sentiment":"neutral","sentiment_score":-0.0909951584180817},{"text":"You know what I mean?","start":1311.9751,"end":1312.795,"sentiment":"neutral","sentiment_score":-0.03223440237343311},{"text":"I'd like I don't sorry.","start":1315.175,"end":1317.1951,"sentiment":"neutral","sentiment_score":-0.13771614730358123}],"sentiment":"neutral","sentiment_score":-0.06024122586739915,"num_words":70,"start":1220.88,"end":1317.1951},{"sentences":[{"text":"I I wouldn't wanna, like, put into something that, like, I don't I don't see any greater returns in the future.","start":1317.79,"end":1324.59,"sentiment":"neutral","sentiment_score":-0.19099499320700056},{"text":"You know what I mean?","start":1324.59,"end":1325.57,"sentiment":"neutral","sentiment_score":-0.10364314466714859},{"text":"Well, I mean, at at the end of the day, like, at the end of the day, well, what have you got to lose when the market drops like that?","start":1354.41,"end":1362.645,"sentiment":"neutral","sentiment_score":-0.1996904435257117},{"text":"You know what I mean?","start":1362.645,"end":1363.445,"sentiment":"neutral","sentiment_score":-0.08565847724676132},{"text":"Like, if you just sell out and you don't have any faith that's that it's gonna go back up, then, you know, what are you gonna do?","start":1363.445,"end":1371.9299,"sentiment":"neutral","sentiment_score":-0.20142108436535905}],"sentiment":"neutral","sentiment_score":-0.18621006307446145,"num_words":88,"start":1317.79,"end":1371.9299},{"sentences":[{"text":"Like, you you're just gonna take the money that you have and not, like, try and get more.","start":1371.9299,"end":1377.69,"sentiment":"neutral","sentiment_score":-0.06088770449989372},{"text":"You know?","start":1377.69,"end":1377.9299,"sentiment":"neutral","sentiment_score":-0.018631803803145885},{"text":"Like, it's kinda just kinda how I feel about it.","start":1377.9299,"end":1383.13,"sentiment":"positive","sentiment_score":0.4058331273496151},{"text":"It's, you know, it's all dependent on whether you're willing to say, yeah.","start":1383.13,"end":1388.795,"sentiment":"neutral","sentiment_score":0.10444606382113236},{"text":"I'm gonna take that risk, and I'm gonna trust the process.","start":1388.795,"end":1391.275,"sentiment":"neutral","sentiment_score":0.12284270809455351}],"sentiment":"neutral","sentiment_score":0.1043362519186404,"num_words":54,"start":1371.9299,"end":1391.275},{"sentences":[{"text":"You know what I mean?","start":1391.275,"end":1392.505,"sentiment":"neutral","sentiment_score":0.02265845388174057},{"text":"Yep.","start":1426.905,"end":1427.25,"sentiment":"neutral","sentiment_score":0.05900272354483605},{"text":"I kinda wanna maximize growth, if that's possible.","start":1435.01,"end":1438.47,"sentiment":"neutral","sentiment_score":0.15667802281677723},{"text":"Oh, yeah.","start":1446.145,"end":1446.705,"sentiment":"neutral","sentiment_score":0.05851740762591362},{"text":"The a little bit of income is always always a good bonus, but I feel like it it grows out ways, like, a little bit of income every time.","start":1446.705,"end":1454.705,"sentiment":"neutral","sentiment_score":0.1459457324496631}],"sentiment":"neutral","sentiment_score":0.12833733848399587,"num_words":45,"start":1391.275,"end":1454.705},{"sentences":[{"text":"You know what I mean?","start":1454.705,"end":1455.765,"sentiment":"neutral","sentiment_score":0.007889528013765811},{"text":"I feel like that's that might be a little too risky because, you know, the like, someone I gotta pay back as well and the the bank's like to put interest rates on on the loans and everything.","start":1469.305,"end":1480.925,"sentiment":"neutral","sentiment_score":-0.07692374102771282},{"text":"You know?","start":1481.385,"end":1482.03,"sentiment":"neutral","sentiment_score":0.075004443526268},{"text":"So it's two, like, two more at a time.","start":1482.91,"end":1484.93,"sentiment":"positive","sentiment_score":0.34147797690497506},{"text":"Yeah.","start":1493.31,"end":1493.81,"sentiment":"neutral","sentiment_score":0.010824271477758884}],"sentiment":"neutral","sentiment_score":0.006372371485287493,"num_words":55,"start":1454.705,"end":1493.81},{"sentences":[{"text":"To me, it it does feel just, like, super risky because you know what I mean?","start":1514.81,"end":1520.3301,"sentiment":"neutral","sentiment_score":-0.2541335425339639},{"text":"If it's my if it's my own money, then I like, there's there's nothing really riding on it.","start":1520.3301,"end":1524.995,"sentiment":"neutral","sentiment_score":-0.1628787356118361},{"text":"You know what I mean?","start":1524.995,"end":1525.635,"sentiment":"neutral","sentiment_score":-0.10298179984092712},{"text":"Like, I can recover from that.","start":1525.635,"end":1527.255,"sentiment":"neutral","sentiment_score":-0.11177897577484448},{"text":"But if it's, like, someone else's money, then it's not something I can recover from.","start":1527.635,"end":1531.795,"sentiment":"neutral","sentiment_score":-0.27143656412760414}],"sentiment":"neutral","sentiment_score":-0.20425142062207063,"num_words":60,"start":1514.81,"end":1531.795},{"sentences":[{"text":"You know?","start":1531.795,"end":1532.275,"sentiment":"neutral","sentiment_score":-0.12144655361771584},{"text":"And I know there's, like, I know there's such thing as good debt and bad debt, but it's just, like, yeah, it's just pretty pretty scary for me.","start":1532.275,"end":1541.19,"sentiment":"neutral","sentiment_score":-0.14388030740831578},{"text":"So, like, guess maybe I'd be willing to do it, but it does seem like rather risky for me.","start":1541.19,"end":1547.37,"sentiment":"neutral","sentiment_score":-0.32428490645007085},{"text":"Mhmm.","start":1592.125,"end":1592.625,"sentiment":"neutral","sentiment_score":-0.024329114705324173},{"text":"Yeah.","start":1624.45,"end":1624.69,"sentiment":"neutral","sentiment_score":0.06467397511005402}],"sentiment":"neutral","sentiment_score":-0.20377666817284099,"num_words":51,"start":1531.795,"end":1624.69},{"sentences":[{"text":"That that's comfortable to me.","start":1624.69,"end":1626.3099,"sentiment":"neutral","sentiment_score":0.16857667714357377},{"text":"Yeah.","start":1628.37,"end":1628.87,"sentiment":"positive","sentiment_score":0.42209592461586},{"text":"Yeah.","start":1633.4099,"end":1633.9099,"sentiment":"neutral","sentiment_score":0.06190870329737663},{"text":"I I'm just, like, hoping, you know, obviously, our comp predicts whether it's gonna be super good when when the seven years is up.","start":1634.21,"end":1642.135,"sentiment":"neutral","sentiment_score":0.03700390222365968},{"text":"I'm just hoping, like, when it comes to the seven years, it hasn't dipped on the on the last year.","start":1642.135,"end":1648.0751,"sentiment":"neutral","sentiment_score":-0.0182079806458205}],"sentiment":"neutral","sentiment_score":0.03629062851142211,"num_words":51,"start":1624.69,"end":1648.0751},{"sentences":[{"text":"That would suck.","start":1648.135,"end":1649.115,"sentiment":"neutral","sentiment_score":-0.18818937490383783},{"text":"You know what I mean?","start":1649.975,"end":1651.125,"sentiment":"neutral","sentiment_score":-0.017591315507888793},{"text":"I see.","start":1694.715,"end":1696.975,"sentiment":"neutral","sentiment_score":0.0775740621611476},{"text":"Yeah.","start":1718.5801,"end":1719.0801,"sentiment":"neutral","sentiment_score":0.15311656892299652},{"text":"Thank you so much for that.","start":1719.14,"end":1720.76,"sentiment":"positive","sentiment_score":0.4920106182495753}],"sentiment":"neutral","sentiment_score":0.1534002176759874,"num_words":17,"start":1648.135,"end":1720.76},{"sentences":[{"text":"Who who was that?","start":1741.59,"end":1742.5499,"sentiment":"neutral","sentiment_score":-0.01952147181145847},{"text":"Usually for most people.","start":1742.5499,"end":1744.4099,"sentiment":"neutral","sentiment_score":-0.025852545630186796},{"text":"Alright.","start":1767.33,"end":1767.73,"sentiment":"neutral","sentiment_score":0.07028713077306747},{"text":"I'm well, my the best person to that, I would say, would be my partner.","start":1767.73,"end":1772.3899,"sentiment":"neutral","sentiment_score":0.10362019538879394},{"text":"Keira Nelly.","start":1776.035,"end":1777.0951,"sentiment":"neutral","sentiment_score":0.02265887800604105}],"sentiment":"neutral","sentiment_score":0.05724660568655683,"num_words":26,"start":1741.59,"end":1777.0951},{"sentences":[{"text":"Sorry.","start":1781.4751,"end":1781.9751,"sentiment":"neutral","sentiment_score":-0.014238422736525536},{"text":"A e I r a, and then her last name is o m e l e y.","start":1783.555,"end":1793.77,"sentiment":"neutral","sentiment_score":0.03135823628262562},{"text":"Uh-huh.","start":1801.91,"end":1802.41,"sentiment":"neutral","sentiment_score":0.1398455947637558},{"text":"No.","start":1810.435,"end":1810.755,"sentiment":"neutral","sentiment_score":-0.10716834664344788},{"text":"We do not.","start":1810.755,"end":1811.7351,"sentiment":"neutral","sentiment_score":-0.16496417919794717}],"sentiment":"neutral","sentiment_score":0.002462448025851146,"num_words":23,"start":1781.4751,"end":1811.7351},{"sentences":[{"text":"We do not.","start":1811.795,"end":1812.535,"sentiment":"neutral","sentiment_score":-0.1542175511519114},{"text":"08/31/2007.","start":1816.675,"end":1819.175,"sentiment":"neutral","sentiment_score":0.01260704081505537},{"text":"Yes.","start":1836.295,"end":1836.795,"sentiment":"neutral","sentiment_score":0.053654007613658905},{"text":"I'm committed to my partner.","start":1847.09,"end":1849.51,"sentiment":"neutral","sentiment_score":0.0301527913659811},{"text":"It's like what I think is is is something.","start":1850.0499,"end":1853.0299,"sentiment":"neutral","sentiment_score":0.03813677446709739}],"sentiment":"neutral","sentiment_score":0.005137016947724317,"num_words":19,"start":1811.795,"end":1853.0299},{"sentences":[{"text":"Yeah.","start":1858.045,"end":1858.4451,"sentiment":"neutral","sentiment_score":0.16232416033744812},{"text":"I mean, they've been together for, like, two years, and it's pretty strong.","start":1858.4451,"end":1863.8251,"sentiment":"neutral","sentiment_score":0.17557564836281997},{"text":"So Well, usually, like, I do do freelancing as well.","start":1863.885,"end":1885.16,"sentiment":"neutral","sentiment_score":0.09588543400168419},{"text":"So that's because there was a lot more, like, money to be made straight away for freelancing, that's what I decided to do rather than, like, just, you know, straight up to a job.","start":1885.3,"end":1895.375,"sentiment":"neutral","sentiment_score":0.09222167089362354},{"text":"But I do need, like, a proper job now, so I'd probably kinda go between the two when I have free time.","start":1895.375,"end":1901.695,"sentiment":"neutral","sentiment_score":0.011653440750458023}],"sentiment":"neutral","sentiment_score":0.08494468044955283,"num_words":80,"start":1858.045,"end":1901.695},{"sentences":[{"text":"You know what I mean?","start":1901.695,"end":1902.845,"sentiment":"neutral","sentiment_score":0.0006242943927645683},{"text":"Yeah.","start":1907.25,"end":1907.75,"sentiment":"neutral","sentiment_score":0.07828056067228317},{"text":"Not not really.","start":1928.61,"end":1929.65,"sentiment":"neutral","sentiment_score":-0.10665093610684077},{"text":"Not particularly.","start":1929.65,"end":1930.47,"sentiment":"neutral","sentiment_score":-0.13688230514526367},{"text":"No.","start":1930.69,"end":1931.01,"sentiment":"neutral","sentiment_score":-0.12243287265300752}],"sentiment":"neutral","sentiment_score":-0.05289568821899593,"num_words":12,"start":1901.695,"end":1931.01},{"sentences":[{"text":"I mean, I have, like, electronics, but they're not like, they're they're they're replaceable.","start":1931.01,"end":1938.47,"sentiment":"neutral","sentiment_score":-0.07953900258455958},{"text":"You know what I mean?","start":1938.61,"end":1939.33,"sentiment":"neutral","sentiment_score":-0.03552989438176155},{"text":"Like, they're not something that's, like, super high tier collector's item.","start":1939.33,"end":1945.335,"sentiment":"neutral","sentiment_score":-0.13477370820262216},{"text":"Yes.","start":1958.22,"end":1958.72,"sentiment":"neutral","sentiment_score":0.26036179065704346},{"text":"In the future, once I have finished with uni and I've gone into the workplace of my choice, and I'm like, I've got a stable job.","start":1971.995,"end":1982.27,"sentiment":"neutral","sentiment_score":0.10207821543400104}],"sentiment":"neutral","sentiment_score":0.0024682297126242987,"num_words":57,"start":1931.01,"end":1982.27},{"sentences":[{"text":"I would like to look at investing with my super.","start":1982.49,"end":1986.89,"sentiment":"neutral","sentiment_score":0.13110840544104577},{"text":"You know what I mean?","start":1986.89,"end":1987.95,"sentiment":"neutral","sentiment_score":0.057809535413980484},{"text":"Not yet.","start":2011.9099,"end":2012.8099,"sentiment":"neutral","sentiment_score":-0.039964305236935616},{"text":"Okay.","start":2055.4648,"end":2055.9648,"sentiment":"neutral","sentiment_score":0.0049585336819291115},{"text":"Yeah.","start":2094.795,"end":2095.1948,"sentiment":"neutral","sentiment_score":0.292728453874588}],"sentiment":"neutral","sentiment_score":0.09567842676647399,"num_words":19,"start":1982.49,"end":2095.1948},{"sentences":[{"text":"So, essentially, like, if my investment's doing good, then it's doing good for you guys too.","start":2095.1948,"end":2101.58,"sentiment":"positive","sentiment_score":0.5966042168438435},{"text":"Yeah.","start":2119.775,"end":2120.255,"sentiment":"neutral","sentiment_score":-0.00766783207654953},{"text":"I did wanna also talk to you about is when those markets do drop because they will, they inevitably will.","start":2120.255,"end":2126.8,"sentiment":"neutral","sentiment_score":-0.08130309786647558},{"text":"They always do.","start":2126.8,"end":2127.78,"sentiment":"neutral","sentiment_score":-0.05448108414808909},{"text":"I do I would like to talk to you before buying, like, anything extra just just to see your stance on it and whether you think it's a good idea because I wouldn't wanna just, like, blindly do something and then have it backfire.","start":2129.44,"end":2143.515,"sentiment":"neutral","sentiment_score":-0.009998927697200666}],"sentiment":"neutral","sentiment_score":0.08700644772588498,"num_words":84,"start":2095.1948,"end":2143.515},{"sentences":[{"text":"You know?","start":2143.575,"end":2144.2349,"sentiment":"neutral","sentiment_score":0.04106445610523224},{"text":"I I would like to do some learning with it too.","start":2181.31,"end":2183.89,"sentiment":"neutral","sentiment_score":0.10680153695019809},{"text":"Obviously, like yeah.","start":2186.43,"end":2189.63,"sentiment":"neutral","sentiment_score":0.08019147564967473},{"text":"Obviously, I would like to, you know, always consult you before doing anything because, you know, like I said, I'm kinda new to it also.","start":2189.63,"end":2200.625,"sentiment":"neutral","sentiment_score":0.024302056841552257},{"text":"I'm not really knowing what I should do.","start":2201.405,"end":2203.5051,"sentiment":"neutral","sentiment_score":-0.12025654967874289}],"sentiment":"neutral","sentiment_score":0.02332692386164349,"num_words":49,"start":2143.575,"end":2203.5051},{"sentences":[{"text":"Yep.","start":2233.02,"end":2233.52,"sentiment":"neutral","sentiment_score":0.19134871661663055},{"text":"Okay.","start":2251.4949,"end":2251.9949,"sentiment":"neutral","sentiment_score":0.2615703046321869},{"text":"I think I've asked you a lot as well.","start":2261.45,"end":2263.55,"sentiment":"neutral","sentiment_score":0.23957448535495335},{"text":"But yeah.","start":2267.05,"end":2267.85,"sentiment":"neutral","sentiment_score":0.023295004852116108},{"text":"No.","start":2267.85,"end":2268.09,"sentiment":"neutral","sentiment_score":-0.06089548021554947}],"sentiment":"neutral","sentiment_score":0.18534170849514858,"num_words":14,"start":2233.02,"end":2268.09},{"sentences":[{"text":"I I don't think I have any more questions.","start":2268.09,"end":2270.43,"sentiment":"neutral","sentiment_score":-0.09967998498015934},{"text":"You know?","start":2270.49,"end":2271.23,"sentiment":"neutral","sentiment_score":-0.023121186532080173},{"text":"That's okay with me.","start":2293.4702,"end":2294.6902,"sentiment":"neutral","sentiment_score":0.31825952231884},{"text":"Okay.","start":2306.005,"end":2306.505,"sentiment":"neutral","sentiment_score":0.10183368623256683},{"text":"I gotta quickly have is it okay if I can quickly have a look at my timetable?","start":2314.645,"end":2319.785,"sentiment":"neutral","sentiment_score":0.06347250281011357}],"sentiment":"neutral","sentiment_score":0.04577400258770495,"num_words":33,"start":2268.09,"end":2319.785},{"sentences":[{"text":"Sorry about this.","start":2324.02,"end":2325.32,"sentiment":"neutral","sentiment_score":-0.04887224237124125},{"text":"Absolutely.","start":2326.5,"end":2327.0,"sentiment":"neutral","sentiment_score":0.14069944620132446},{"text":"Just gonna have a look at what time I have classes on.","start":2330.42,"end":2333.64,"sentiment":"neutral","sentiment_score":0.047724807634949684},{"text":"No.","start":2345.7551,"end":2346.2551,"sentiment":"neutral","sentiment_score":-0.017881330102682114},{"text":"I should let my time set up in a second, so it shouldn't be an issue.","start":2366.595,"end":2369.975,"sentiment":"neutral","sentiment_score":0.05249038606416434}],"sentiment":"neutral","sentiment_score":0.04208318962518013,"num_words":33,"start":2324.02,"end":2369.975},{"sentences":[{"text":"Oh, thank you so much.","start":2375.315,"end":2376.695,"sentiment":"neutral","sentiment_score":0.2028426542878151},{"text":"No.","start":2378.99,"end":2379.15,"sentiment":"neutral","sentiment_score":-0.008148573338985443},{"text":"I actually wasn't I actually wasn't expecting a call because, like, because, like, the last few times that I've been called, it was by, like, someone else, and they were they were like, oh, yeah.","start":2379.15,"end":2392.285,"sentiment":"neutral","sentiment_score":-0.09998554800237928},{"text":"Daniel will talk to you here.","start":2392.285,"end":2393.565,"sentiment":"neutral","sentiment_score":-0.002120963608225187},{"text":"And then it was like, obviously, you got busy, and I was like so I wasn't really expecting a call or anything.","start":2393.565,"end":2400.305,"sentiment":"neutral","sentiment_score":-0.12775190022181382}],"sentiment":"neutral","sentiment_score":-0.07705358070307884,"num_words":69,"start":2375.315,"end":2400.305},{"sentences":[{"text":"Okay.","start":2407.98,"end":2408.3801,"sentiment":"neutral","sentiment_score":-0.00010511693108128384},{"text":"So, you said three weeks?","start":2408.3801,"end":2410.8,"sentiment":"neutral","sentiment_score":-0.05625967755913734},{"text":"Well, that class is on the March 16.","start":2424.905,"end":2428.685,"sentiment":"neutral","sentiment_score":0.03532504173927009},{"text":"What about 20 nineteen?","start":2430.025,"end":2440.05,"sentiment":"neutral","sentiment_score":0.007338977884501219},{"text":"Well, I guess I have good news, and that is that I I should be free on literally any Monday in the afternoon.","start":2451.7651,"end":2462.425,"sentiment":"positive","sentiment_score":0.3785603642463684}],"sentiment":"neutral","sentiment_score":0.21310831996077734,"num_words":41,"start":2407.98,"end":2462.425},{"sentences":[{"text":"That's okay.","start":2472.3298,"end":2473.15,"sentiment":"neutral","sentiment_score":0.15242165327072144},{"text":"Okay.","start":2526.09,"end":2526.59,"sentiment":"neutral","sentiment_score":0.23243781924247744},{"text":"Thank you.","start":2526.73,"end":2527.55,"sentiment":"positive","sentiment_score":0.43907859921455383},{"text":"Okay.","start":2555.73,"end":2556.21,"sentiment":"neutral","sentiment_score":0.12871038913726807},{"text":"Thank you.","start":2556.21,"end":2557.03,"sentiment":"positive","sentiment_score":0.4681786149740219}],"sentiment":"neutral","sentiment_score":0.3100632429122925,"num_words":8,"start":2472.3298,"end":2557.03},{"sentences":[{"text":"No.","start":2565.715,"end":2565.875,"sentiment":"neutral","sentiment_score":-0.04970457032322883},{"text":"It's okay.","start":2565.875,"end":2566.5151,"sentiment":"neutral","sentiment_score":0.1981007680296898},{"text":"Thank you so much.","start":2566.5151,"end":2567.575,"sentiment":"positive","sentiment_score":0.7035912275314331},{"text":"Okay.","start":2587.4,"end":2587.56,"sentiment":"positive","sentiment_score":0.38849395513534546},{"text":"You too.","start":2587.56,"end":2588.3599,"sentiment":"positive","sentiment_score":0.3990441560745239}],"sentiment":"positive","sentiment_score":0.4347444143146276,"num_words":10,"start":2565.715,"end":2588.3599},{"sentences":[{"text":"Bye.","start":2588.3599,"end":2588.8599,"sentiment":"neutral","sentiment_score":0.3047947883605957}],"sentiment":"neutral","sentiment_score":0.3047947883605957,"num_words":1,"start":2588.3599,"end":2588.8599}]}}]}],"paragraphs":{"transcript":"\nChannel 0: Hi. Good afternoon. Will this be Kobe?\n\nChannel 1: Yes. It is.\n\nChannel 0: Hi, Kobe. This is Dana by from OC Financial. How are you this afternoon?\n\nChannel 1: Oh, pretty\n\nChannel 0: That's good. I had you booked in for a bit of initial consultation. You were looking to get some financial advice. Is now still a good\n\nChannel 1: good.\n\nChannel 0: time there for you?\n\nChannel 1: Yes. May I ask who would be the son?\n\nChannel 0: Now's good. I'm so sorry. It sounds like I might\n\nChannel 1: Hi.\n\nChannel 0: have woken you up. I do apologize.\n\nChannel 1: Oh, it's alright.\n\nChannel 0: Oh, good. Do you need a few minutes? Are you okay for now?\n\nChannel 1: Yeah. I'm alright. Don't worry about\n\nChannel 0: Yep.\n\nChannel 1: it.\n\nChannel 0: Oh, good. Not an issue. Well, thank you so much for taking my call, Kobe. Look. As I mentioned, my name is Dana.\n\nI'm one of the financial advisers here at Oakview Financial. Before we jump into the call, I do have to let you know our calls are recorded for quality and training purposes. Are you happy for me to proceed with that?\n\nChannel 1: I don't have a good\n\nChannel 0: Yep. Fantastic. Can you hear me okay? I'm so sorry. The phone is a little bit crackly.\n\nThat's all.\n\nChannel 1: time. Oh, yeah. I can. I'm sorry about that. I have\n\nChannel 0: No.\n\nChannel 1: really bad reception.\n\nChannel 0: That's honestly okay. If you find you can't hear me or need me to repeat anything, please do do let me know at any point. Okay? Perfect. So, essentially, with the initial consultation here, it is about just finding out a bit more in detail about what you're after with regard to advice.\n\nI can see here that you have a bit of savings set aside, and you were looking to maybe have that invested or looking in interested investing the money in order to maybe have a house deposit. Does that sound about right?\n\nChannel 1: Yeah. That does.\n\nChannel 0: Yeah. Perfect. Just to get a bit more of an idea around what your goals are so we can assess whether we're able to help you, Do you know when are you sort of hoping to have that house deposit saved up? Do you have, like, a time frame in mind?\n\nChannel 1: I was hoping, like, seven years, and that's, like, me depositing extra money into it as well.\n\nChannel 0: Yeah. Perfect. Do you find you have much left over at the end of the week to be able to keep putting money into an investment portfolio?\n\nChannel 1: Yeah. I do.\n\nChannel 0: Yep. Beautiful. Is there a certain level that you'd be comfortable depositing, or is it just a matter of us telling you how much you need to put in on a regular basis to be able to reach that goal?\n\nChannel 1: I'm comfortable, like, as long as it's not, like, a crazy amount, like, up to, like, fucking I don't I don't know. So this is not super crazy. You know what I mean? And I'm good to do it. You know?\n\nChannel 0: Mhmm. Yeah. Yeah. No. That's okay.\n\nNot\n\nChannel 1: It's\n\nChannel 0: a problem at all. Have you ever\n\nChannel 1: my\n\nChannel 0: sort of looked you're right. Sorry.\n\nChannel 1: sorry. My\n\nChannel 0: You're fine.\n\nChannel 1: my excess savings that I have I'm not saving. Spendings that I have is\n\nChannel 0: Yeah.\n\nChannel 1: always always, like, around 5 to $600.\n\nChannel 0: Okay.\n\nChannel 1: You know what\n\nChannel 0: Perfect.\n\nChannel 1: I mean?\n\nChannel 0: Yeah. And is that on a weekly or fortnightly or monthly basis?\n\nChannel 1: Yeah. I was fortnightly.\n\nChannel 0: Fortnightly. Perfect. Excellent. So you do have quite a bit of excess cash flow there. That's fantastic.\n\nDo you know roughly how much you might be trying to put away in order to save for a house deposit? Do you have you got a goal amount in mind at all?\n\nChannel 1: I'm not too sure what the what I should, like, you know, what I should be doing with it. Just,\n\nChannel 0: What you need?\n\nChannel 1: you know.\n\nChannel 0: Yeah. Yeah. That's okay. Are you just looking to put as much as you weigh into investing and have as much at the end of the seven years as possible? Is that sort of what you're thinking to start with?\n\nOr\n\nChannel 1: Yeah. That that's what I'm thinking.\n\nChannel 0: Yep. Yep. That's okay. It's a little bit difficult because house prices do go up and down quite a lot, and they have gone up significantly. So you're kind of working trying to work out how much they might be in the next seven years at the same time.\n\nChannel 1: Yeah. The the the house market has been pretty stable, so in\n\nChannel 0: Yeah.\n\nChannel 1: recent years.\n\nChannel 0: Yep.\n\nChannel 1: So it's so that's why I was like, I really need to, like, you know, do something about that before it gets to the point where it's, like, super hard for me to actually\n\nChannel 0: Yeah.\n\nChannel 1: end\n\nChannel 0: We\n\nChannel 1: up\n\nChannel 0: priced\n\nChannel 1: getting a\n\nChannel 0: out.\n\nChannel 1: house.\n\nChannel 0: Yeah. No. Definitely. No. That's okay.\n\nNot a problem. Whereabouts are you located?\n\nChannel 1: Yep. At the moment, I am over at over at Park.\n\nChannel 0: Okay.\n\nChannel 1: That's over at Bingley.\n\nChannel 0: Yep. Perfect. Well, we're on the Gold Coast, though. Yeah. There's a bit of a difference there.\n\nYeah. No. Awesome. Perfect. Well, have you ever spoken to a financial adviser before?\n\nHave you ever sort of thought or thought about getting advice in the past at all?\n\nChannel 1: No. I haven't. This is my first\n\nChannel 0: No.\n\nChannel 1: time.\n\nChannel 0: First time? That's okay. So just to give you a bit of an idea on how we do things is we start by getting a feel for what your goals are, what you're looking at, and how we can help you. We do a initial consultation like this, and then we go through a bit of research with you to make sure we understand your personal and financial circumstances in-depth. We then go away and we generate an advice document.\n\nIt's called a statement of advice, and it's a legal document that outlines what the recommendations are. We outline the advantages, the disadvantages, and the risks involved. We present that to you, and then you get to take that and have a read through and decide whether you choose to take on the advice or not. Okay?\n\nChannel 1: Okay.\n\nChannel 0: Yeah. Perfect.\n\nChannel 1: I have\n\nChannel 0: Yeah.\n\nChannel 1: had, like, a look at a couple different options. Like, obviously, I'm trying to look for, like, an investment that's not gonna be, like, excessively high risk. You know what I mean?\n\nChannel 0: Yep. Yeah.\n\nChannel 1: I do need some, like, some level of stability. So, like, I think what I had to look at that ended up being, like, somewhat stable is I think they're called ETS.\n\nChannel 0: Yep. Mhmm. Yep. Yep.\n\nChannel 1: Because\n\nChannel 0: Perfect.\n\nChannel 1: I know that I know that that goes up and down, but it's\n\nChannel 0: Yep.\n\nChannel 1: from what I know, it's generally safe to invest in if you're investing\n\nChannel 0: Yeah.\n\nChannel 1: in the right stuff. But I\n\nChannel 0: Yeah.\n\nChannel 1: I don't know what to invest in in that regard.\n\nChannel 0: Yeah.\n\nChannel 1: You know what I mean?\n\nChannel 0: Yeah. No. Perfect. When you're looking at investing, are you sort of wanting us to look at platforms and possibly manage the investments for you so that we can kinda help you to look at that goal, keep you on track to meet that goal?\n\nChannel 1: Yeah. Well, I my\n\nChannel 0: Yep.\n\nChannel 1: mom's a client of yours, and I think\n\nChannel 0: Yep.\n\nChannel 1: that you guys manage her super when it comes to\n\nChannel 0: Yep.\n\nChannel 1: investing.\n\nChannel 0: Yeah. Correct. No. Perfect. Sounds good.\n\nAnd, look, honestly, ETFs and managed funds are a great way to start. And when we we look at building portfolios, we also include those sorts of things. We don't generally stick to individual companies. They do tend to come with a lot more risk, and you have to have generally anywhere between so there's 20 to 50 different individual companies in a portfolio to make it worthwhile. So having ETFs and managed funds in your portfolio does mean that you are diversifying quite significantly, helping to lower the overall risk, but still making sure you get returns there.\n\nAnd they're very much liquid too, so easier to buy and sell in and out of when you need to change the portfolio. So that's essentially how we look at things. We do also, as advisers, have different platforms. You probably know on outside of the advice sort of world, there are other platforms like Comsec, Raize, all those sorts of things. We have different platforms, platforms like Hub24, MyNorth.\n\nWe can utilize investment fund platforms like Generation Life Bond, and we build our portfolios within those platforms. We manage them. We do reviews with you to make sure you're on track and also alter the portfolios as we need to moving forward as well. So does that sound like the sort of thing you're after having us look at for you?\n\nChannel 1: Yes. That sounds\n\nChannel 0: Yeah.\n\nChannel 1: it's not like what I'm after. I did also have a look at, like, term deposits as well. But then, like, after looking at it, even with, like, a higher end interest bank, it\n\nChannel 0: Yep.\n\nChannel 1: doesn't seem to be, like, too great of a return even after seven years.\n\nChannel 0: Yeah. And term deposits are more a defensive in investment. So we do have there is a place for term deposits and cash and fixed interest inside a portfolio, having a bit of defensive investments for lowering the risk and helping to stabilize long term market ups and downs. But they do, unfortunately, don't always hold true to the right style of investing for a lot of people. They don't make a lot of returns, and that's because they don't go up and they don't fluctuate a lot.\n\nSo in term deposits and fixed interest, you're not really taking on much risk. Therefore, the returns are likely to be certainly less. Cash investments also don't always hold up to inflation. So whilst there is definitely a place for them, and we can look at term deposits inside the investment portfolios as well as part of a defensive investment for you, Did you want us to consider 10 deposits as well? Or is there any sort of particular areas or avenues that it that you'd like us to look at?\n\nChannel 1: I mean, yeah, possibly the the only reason I would put on a term deposit is just as, like, it's a form of sales safe. You know what I mean?\n\nChannel 0: Yeah. Correct.\n\nChannel 1: Probably.\n\nChannel 0: And that's why we use them. Yeah. Yep. Alright. Perfect.\n\nI can have a look at all the different options out there. To go through a bit more information on yourself and just sort of looking at providing the advice, we need to kind of update and do a little bit of research around your personal circumstances there as well. So you've made mention to me that you do have a bit of expendable income at the end of the fortnight there, about 5 to $600. How what how much do you actually earn? What are you grossing or what is your income at the moment?\n\nChannel 1: Currently, I'm they're currently on anywhere between, like, 600 to 1,000, but that's what I mean. Like, I don't other than the savings that I've accumulated, it's just spending money, really. I don't have any need to spend any of that.\n\nChannel 0: Yep. No.\n\nChannel 1: You know?\n\nChannel 0: That's yeah. That's\n\nChannel 1: Because\n\nChannel 0: okay.\n\nChannel 1: I I'm in a\n\nChannel 0: Sorry.\n\nChannel 1: comfortable spot at the moment. You know?\n\nChannel 0: Yep. Perfect. I'm still at the moment. Beautiful. Are you living with mom?\n\nOr\n\nChannel 1: Currently, yeah, but that's\n\nChannel 0: Yep.\n\nChannel 1: before I because I'm gonna start another job soon. So and once I start another job, I'll be saving more so I can move out sometime this year into another place.\n\nChannel 0: Yeah.\n\nChannel 1: And then I\n\nChannel 0: Perfect.\n\nChannel 1: will have to start factoring in, like, rent and stuff, but\n\nChannel 0: Yep.\n\nChannel 1: I don't think it'll be too big of an issue because I'll still be getting, like, the combined\n\nChannel 0: Yep.\n\nChannel 1: I don't know. The combined pay. You know what I mean?\n\nChannel 0: Yeah. Yeah. Absolutely. So for address wise, did you want us to use your mom's address\n\nChannel 1: Yes.\n\nChannel 0: for the time being? Perfect. We can do that. Not a problem at all. And can I grab an email address off you as well?\n\nI don't believe I have one here. I'm sorry. Oh, actually, I do. I'm so sorry. It's in the wrong section.\n\nIt is cobill310807@gmail.com. Is that right?\n\nChannel 1: Yeah. That's me.\n\nChannel 0: Yeah. Perfect. I do apologize. It's in a different area. There we go.\n\nLovely. And what do you do for work at the or what are you planning what are you gonna be doing for work? What's your main occupation?\n\nChannel 1: Usually, I go I usually fluctuate from to depends on what area I am because I've I've had to move around a bit. But, like, when I\n\nChannel 0: Yep.\n\nChannel 1: was up north recently, I was bartending over there. So, like, that's\n\nChannel 0: Okay.\n\nChannel 1: the main occupation for me.\n\nChannel 0: Yeah.\n\nChannel 1: And\n\nChannel 0: Perfect.\n\nChannel 1: I'm gonna be taking a while attending children in the city really soon as well.\n\nChannel 0: Oh, Oh, fantastic. They've already offered you the role you've accepted already to go?\n\nChannel 1: Yeah.\n\nChannel 0: Oh, congratulations.\n\nChannel 1: And so and thank you.\n\nChannel 0: So there's\n\nChannel 1: Yeah. There's\n\nChannel 0: a lot\n\nChannel 1: a\n\nChannel 0: of\n\nChannel 1: there's\n\nChannel 0: you're right.\n\nChannel 1: a\n\nChannel 0: Sorry.\n\nChannel 1: lot of money to be made, like, in the city\n\nChannel 0: Oops.\n\nChannel 1: doing\n\nChannel 0: Yeah.\n\nChannel 1: that. So I was like, you know what? I guess I'll take it. You know what I mean?\n\nChannel 0: Absolutely. I think what they say in the hospitality industry, you make more money when others aren't working, especially with, you know, office workers.\n\nChannel 1: Yep.\n\nChannel 0: Work when they're not. That's perfect. So there's a be a lot of night work in that for you. You'd be doing a lot of nights and weekends and\n\nChannel 1: It goes well for me because I'm starting unity. So it\n\nChannel 0: Yep.\n\nChannel 1: goes well for me because that means my my classes, they line up with it. You know, I have I have later classes. So then after\n\nChannel 0: Yeah.\n\nChannel 1: those, I just\n\nChannel 0: Yep.\n\nChannel 1: go straight to\n\nChannel 0: Yeah. Perfect. Perfect. So you said you're starting uni as well. What are you studying at uni?\n\nChannel 1: work. A bachelor in social work.\n\nChannel 0: Perfect.\n\nChannel 1: I\n\nChannel 0: Are\n\nChannel 1: I\n\nChannel 0: you\n\nChannel 1: went\n\nChannel 0: just\n\nChannel 1: on.\n\nChannel 0: starting or partway through that one?\n\nChannel 1: Just gotten that one.\n\nChannel 0: Yep. Perfect. Well, I hope that all goes really well for you. I remember my uni experiences, and I really enjoyed studying and learning something. I think when you're learning or working in the area that you love, it becomes more exciting, and you wanna learn more and you're more into it.\n\nSo, hopefully, that works out well for you.\n\nChannel 1: Yeah. I mean, that that's what I mean. Like, at this point in time, I'm, like, trying to figure out everything. You know? Like because I haven't got a clue on what to do other than, like, continue to work and do school.\n\nChannel 0: Yeah. Yep. No. That's\n\nChannel 1: You know?\n\nChannel 0: okay. That's what we're here to help you with, and I can absolutely help you. Just as looking at things at the moment, you've got your goals there of the investment. We're looking at a seven year time horizon to save up for a house deposit. You have about 7,000 in savings.\n\nIs that still right, or has that changed since you last spoke to us?\n\nChannel 1: I did have a bit of on steam circumstances, so I I did have to use a thousand of that. I still have 6,000, and that isn't getting\n\nChannel 0: Yep.\n\nChannel 1: touched.\n\nChannel 0: Yep. That's okay. Not a problem at all. So 6,000 that we can use to invest, and then we've got the extra that you are saving on a regular basis. So what I can absolutely do for you is I can go back and run some projections and look at the different investment profiles out there.\n\nWe can maybe look at what you need to meet that goal. I can show you what you need to do in order to, you know, get the best out of it. I would probably wouldn't wanna use all of your savings if you said you sort of got about 5 to $600 per fortnight. I could start with just looking at about two to three hundred on a fortnightly basis, so about 150 a week. So we're dollar cost averaging in on a regular basis.\n\nThat way, we're not eating into too much of your cash flow, which allows you if you have to pay rent or need to move or don't work as much that you've got that extra bit of money available to you. Does that sound okay for you for the moment?\n\nChannel 1: That sounds great. And then when\n\nChannel 0: Yes.\n\nChannel 1: when I take up second trouble, I'll let you know and I'll reevaluate the cash flow and how much I'm putting\n\nChannel 0: Yeah.\n\nChannel 1: into it.\n\nChannel 0: Absolutely. And the good thing about this being an investment in your own name is that you can put more into it. Unlike your super, you're not in control. There's no caps that you have to abide by. So if you've got an extra bit of money on a random week or, you know, you go, hey.\n\nI've got my tax return back, and I'm happy to put some more money in. You can always put some extra money in there. There's nothing wrong with that whatsoever, and there's no limitations on that for you. Okay?\n\nChannel 1: Yeah. And I I did, like, have a good think about it, and I thought seven years would be a good time frame as well.\n\nChannel 0: Yep. Perfect.\n\nChannel 1: Is that, like, a realistic time frame, do you think?\n\nChannel 0: Yeah. That's actually a really good time frame. So when we are looking at investing money in the markets, we don't normally wanna invest money that you wanna use in the next sort of two to three years. So having anywhere from a three to five to seven year time horizon actually gives you a lot of time to be able to allow your money to grow, to compound, in a lower risk environment. So that's absolutely perfect if that's what you're comfortable with.\n\nChannel 1: Thank\n\nChannel 0: I'm\n\nChannel 1: you.\n\nChannel 0: just also gonna go through just a couple of questions just around the risk tolerance. So what we do is a risk profile and it helps us. You probably never thought of any of these questions or any of the answers, and please don't feel worried to tell me if you're not real sure there, Kobe. But, essentially, what this risk profile questionnaire is, it's 14 multiple choice questions. Most of them, we've already been able to answer.\n\nIt helps me to understand how you feel about risk, about markets, your understanding around markets as well, and then we'll talk about the way you've scored at the end of it. And it helps us to understand what sort of risk profile you should be in and how your money should be invested when we look at growth and defensive investments. Does that make sense?\n\nChannel 1: That makes sense.\n\nChannel 0: Yep. Perfect. So the first one here, it says, how would you like to rate your willingness to take on financial risk? Now you did mention to me earlier that you're not looking to take on the highest level of risk. You kind of are, you know, a little bit more conservative than that.\n\nWould you put yourself in more of an average risk category, kind of middle range, you want some growth, but you also want some lower risk investments, or do you feel you'd be above or below that?\n\nChannel 1: Yeah. It would be very much, like, in the high blood category to the mid category. You know what I mean?\n\nChannel 0: Yep. Yep. Yep. Perfect. The next one here, it says how familiar are you with investment markets?\n\nHave you ever invested before?\n\nChannel 1: Yeah. I've had I've had money in crypto, but I do really I really don't like those markets.\n\nChannel 0: Yep. Yep. Understandable. So you're pretty well aware that markets do go up and down. They flock they do fluctuate, and\n\nChannel 1: Yeah.\n\nChannel 0: there are those really high risk, like, crypto sorts of investments, but also lower risk investments tend to get a lower rate of return? Yep. Perfect. So with that one there, I'd probably say that you're about three. You've got a good market graph.\n\nYou understand a bit about investing, but you are still learning. Would you say that's fairly accurate for where you are at the moment?\n\nChannel 1: Yeah. That's fairly accurate.\n\nChannel 0: Yep.\n\nChannel 1: I mean, like so\n\nChannel 0: Beautiful.\n\nChannel 1: I I can give an example of, like, what\n\nChannel 0: Yeah.\n\nChannel 1: happens with the crypto if that would\n\nChannel 0: That's\n\nChannel 1: help.\n\nChannel 0: yeah. Absolutely.\n\nChannel 1: So when Ethereum, like, first started coming around, I I invested a little bit into it, and then\n\nChannel 0: Yeah.\n\nChannel 1: there's, like, a mark it it went off a little bit, and then there was a mark\n\nChannel 0: Yep.\n\nChannel 1: that did. And I thought it was gonna plummet, and I just sold out. I didn't I didn't I didn't stay into it because I was\n\nChannel 0: Yeah.\n\nChannel 1: like, it scared me it kinda scared me off. You\n\nChannel 0: Absolutely.\n\nChannel 1: know what I mean?\n\nChannel 0: Yeah. Definitely. So did you happen to sell out of that while it was still high before it took a bit of a dive?\n\nChannel 1: Yeah.\n\nChannel 0: Oh, good. So you sold out and you got a bit of a gain out of it. So it's a good experience that you've had, but it has kinda made you a bit cautious. Am I right?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. Yep. Understandable. Crypto markets are extremely volatile. They never close, and they're very, very hard to predict.\n\nSo I completely understand where you're coming there. I've had some experiences with crypto myself. The good thing is that we don't advise on crypto, so that it stays completely out of the equation for you. Okay.\n\nChannel 1: That's that's good.\n\nChannel 0: Excellent.\n\nChannel 1: Because, like, those are the markets, like, I would not I would really not wanna, like, hop into in my, like, point in this point in time. You know what I mean?\n\nChannel 0: Yep. Absolutely. Not a problem at all. The next sort of question we're looking at here is wanting to rate your experiences. So because you've had that cryptocurrency, you did make a bit of money there.\n\nWould you say your your experiences with the markets have been quite positive, or have you had any negative experiences in the past?\n\nChannel 1: It there's been, like, a couple of positives. There's been a couple of negatives. You know? Like, there's been a couple\n\nChannel 0: Yep.\n\nChannel 1: of times I've invested in something, and it's I've just lost some money. You know what I mean?\n\nChannel 0: Yep. Yep. Absolutely. So you've learned that there is that risk versus reward balance. You've had some positive, some negative experiences.\n\nChannel 1: Yeah.\n\nChannel 0: Yep. That's fantastic. Yeah. Now the next one we're looking at is the time horizon. So because you've mentioned you wanna cover for about seven years, I'll tick the seven years box there for you.\n\nChannel 1: Mhmm.\n\nChannel 0: There we go. Perfect. The next question here is about inflation, and it says inflation means that things are getting more expensive. So as you're probably well aware, a $100 this year doesn't equal a $100 next year. The it's devalued by inflation.\n\nChannel 1: Yeah.\n\nChannel 0: When you look at your investments, would you say you're happy to take on a higher level of risk in order to get those moderate or medium amount of risk to get the best returns you can, or are you a bit cautious wanting to take on a very low amount of risk to get low returns?\n\nChannel 1: I I would I'm more shifting towards the high and midsection when it comes to the when it comes to inflation,\n\nChannel 0: Yep.\n\nChannel 1: Check it to\n\nChannel 0: Perfect.\n\nChannel 1: mechanic, but unfortunately.\n\nChannel 0: Yep. Perfect. If you sort of had your money invested and you saw it sort of fall over the next sort of six to twelve months due to external market factors, so we know when we are investing, we're always taking risks, and we know that no matter what sort of a portfolio we invest in, there are gonna be ups and downs within the market. When we invest for longer time frames, we do expect negative years to occur every now and then. However, when we're investing, sorry, we wanna take advantage of those negative times.\n\nWhilst we know and expect negative times to come, every ten years they are so we do experience them. How would you feel if your portfolio say, if we had, like, another COVID event where all the markets dropped by about, say, twenty percent and you lost 20% of your or it dipped by 20%. How might you be feeling in that experience?\n\nChannel 1: Depending on what it's invested in, then I would probably want to put more in because market\n\nChannel 0: Yep.\n\nChannel 1: drop and that's where you kinda take advantage is when it starts going\n\nChannel 0: Yeah.\n\nChannel 1: low again.\n\nChannel 0: Yep.\n\nChannel 1: You know what I mean?\n\nChannel 0: Perfect. Yeah. Absolutely. If\n\nChannel 1: I'd\n\nChannel 0: you\n\nChannel 1: like\n\nChannel 0: thought of\n\nChannel 1: I don't\n\nChannel 0: that you're\n\nChannel 1: sorry.\n\nChannel 0: right.\n\nChannel 1: I\n\nChannel 0: No.\n\nChannel 1: I wouldn't\n\nChannel 0: You're great.\n\nChannel 1: wanna, like, put into something that, like, I\n\nChannel 0: Yep.\n\nChannel 1: don't I don't see any greater returns in the future. You know what I mean?\n\nChannel 0: Yeah. Absolutely. Perfect. That's a really good answer. If you thought about your investment portfolio, if you had, say, you know, a 100,000 sitting in that investment portfolio, thinking about of a drop, you sort of mentioned that if it dropped by 20%, you wanna put some more money intake advantage of it.\n\nBut if it dropped higher than that, would you feel feeling a bit more concerned? Like, if we had GFC style event where the market dropped by, say, 60%, Would that concern you more, or would you be feeling the same way?\n\nChannel 1: Well, I mean, at at the end of the day, like, at the end of the day, well, what have you got to lose when the market drops like that? You know what I mean? Like, if\n\nChannel 0: Yep.\n\nChannel 1: you just sell out and you don't have any faith that's that it's gonna go back up, then, you know, what are you gonna do? Like, you you're just gonna take the money that you have and not, like, try and get more. You know? Like,\n\nChannel 0: Yep. Perfect.\n\nChannel 1: it's kinda\n\nChannel 0: Perfect.\n\nChannel 1: just kinda how I feel about it. It's,\n\nChannel 0: Yep.\n\nChannel 1: you know, it's all dependent on whether you're willing to say, yeah. I'm gonna take that risk, and I'm gonna trust the process. You know what I mean?\n\nChannel 0: Yep. Absolutely. That's a really good answer. I love it. The next one here is asking oh, sorry.\n\nI'm just my computer froze a minute. The next one here is asking about the income that you're sort of looking for within your portfolio. Do you feel like you're so to kinda break it down, when we're looking at portfolios and how they generate growth, we look at two aspects. One is income, which is like dividends that are paid out, or when we look at 10 deposits, it's the, you know, the payout of the interest payments. And then we're also looking at capital growth, which is a change in the share price.\n\nDo you feel\n\nChannel 1: Yep.\n\nChannel 0: like you're looking for more growth out of your portfolio, more income, or maybe a combination of the both? How would you sort of put yourself in that realm?\n\nChannel 1: I kinda wanna maximize growth, if that's possible.\n\nChannel 0: Yep. Perfect. So maximizing growth over income, do you want a little bit of income as well first and compounding?\n\nChannel 1: Oh, yeah. The a little bit\n\nChannel 0: Yep.\n\nChannel 1: of income is always always a good bonus, but I feel like it it grows out ways, like, a little bit of income every time. You know what I mean?\n\nChannel 0: Yep. Yep. No. Perfect. And have you ever thought about borrowing from, say, a financial institution or a bank in order to invest in shares or managed funds, or do you feel like that might be too risky?\n\nChannel 1: I feel like that's that might be a little too risky because,\n\nChannel 0: Yep.\n\nChannel 1: you know, the like, someone I gotta pay back as well and the the bank's like to put interest rates on on\n\nChannel 0: Yep.\n\nChannel 1: the loans and everything. You\n\nChannel 0: Yep.\n\nChannel 1: know?\n\nChannel 0: Perfect.\n\nChannel 1: So\n\nChannel 0: And\n\nChannel 1: it's two,\n\nChannel 0: you're\n\nChannel 1: like,\n\nChannel 0: wanting\n\nChannel 1: two more at a time.\n\nChannel 0: Yep. Yeah. No. Perfect. And the money you're putting away is for the goal of being able to purchase a property.\n\nSo I'll tick that box for you.\n\nChannel 1: Yeah.\n\nChannel 0: The last one here is talking about the same sort of answer. You sort of said you would not wanna borrow to put money into investing. How risky do you consider that to be? Do you think if you had the right advice, you might consider it, or do you just think it would be way too risky? There was no way that you would ever look at something like that?\n\nChannel 1: To me, it it does feel just, like, super risky because\n\nChannel 0: Yeah.\n\nChannel 1: you know what I mean? If it's my if it's my own money, then\n\nChannel 0: Yep.\n\nChannel 1: I like, there's there's nothing really riding on it. You know what I mean? Like, I can recover\n\nChannel 0: Yep.\n\nChannel 1: from that.\n\nChannel 0: Yep.\n\nChannel 1: But if it's, like, someone else's money, then it's not something I can recover from. You know? And I know\n\nChannel 0: Yeah.\n\nChannel 1: there's, like,\n\nChannel 0: Perfect.\n\nChannel 1: I know there's such thing as good debt and bad debt, but it's just,\n\nChannel 0: Yep.\n\nChannel 1: like, yeah, it's just\n\nChannel 0: Yeah. Yep.\n\nChannel 1: pretty pretty scary for me. So, like, guess maybe I'd be willing to do it, but it does seem like rather risky for me.\n\nChannel 0: Yeah. That's okay. That's absolutely fine, and thank you for answering those questions. So we've done the whole risk profile. You have scored there as a growth investor.\n\nSo to kinda give you a breakdown on how we see a growth investor, typically, when you're looking at your investment profile, we'd see about 80% of your funds invested in growth investors, so things like Australian shares, international shares, listed property, and also then commodities like gold and silver. You would then see about 20% in defensive investments, so things like cash, bonds, and fixed interest. This sort of investment, because you have more growth investments there, you are looking to try and maximize growth and get an average expected return of about seven to 9% on a yearly basis compounding. And because\n\nChannel 1: Mhmm.\n\nChannel 0: we do understand that markets do react, we do have negative years every so often. We would expect the likelihood of a negative year every one in sort of five years. And this sort of profile fits someone who has about six years that they wanna have their funds invested before they're willing to access the money to allow time to go through those downtimes and then seek recovery. Do you feel like that's fairly comfortable with where you'd like to see your funds, or would you like to maybe drop it up or down a little bit?\n\nChannel 1: Yeah. That that's comfortable to me.\n\nChannel 0: That's comfortable. Beautiful. Excellent.\n\nChannel 1: Yeah.\n\nChannel 0: Thank you for that. Perfect. You're right.\n\nChannel 1: Yeah. I I'm just, like, hoping, you know, obviously, our comp predicts whether it's gonna be super good when when the seven years is up. I'm just hoping, like, when it comes to the seven years, it hasn't dipped on the\n\nChannel 0: Yeah.\n\nChannel 1: on the last year. That would\n\nChannel 0: Absolutely.\n\nChannel 1: suck.\n\nChannel 0: Yeah.\n\nChannel 1: You\n\nChannel 0: Well,\n\nChannel 1: know what I\n\nChannel 0: one of\n\nChannel 1: mean?\n\nChannel 0: the things we do like to do there for you, Kobe, because that's a really good thing to put out there, is, essentially, is when we look at these investment profiles and if you decide to take on the advice and we have set this up for you and manage it, essentially, we do reviews with you on a regular basis. So we can do a catch up or review with you every, say, six months or twelve months or every three months, whatever you would like. We check-in to see how things are going for you, that the investing's working. We look at how the investments have gone. But the idea is that the closer you get to accessing that money, we start to reduce the risk level somewhat.\n\nSo when you're about sort of five years out or three years out, we'll start to reduce those risk levels down so you're in a a lower risk profile ready to start drawing money out of that investment as you get closer\n\nChannel 1: I\n\nChannel 0: to your goal. So the\n\nChannel 1: see.\n\nChannel 0: idea is we don't want you taking high risk right to the very end because if you got in this profile or a higher growth profile, right up into the year you were gonna access those funds, you do risk while you're taking more risk in the market, seeing a big downturn, right, because you're willing to take the money out. So we do wanna reduce your risk levels as you get closer to that seven year mark. Okay?\n\nChannel 1: Yeah. Thank you so\n\nChannel 0: Yeah.\n\nChannel 1: much for that.\n\nChannel 0: That's okay. That's not a problem at all. I just need to clarify just a few more details before I go into the research there for you. So sorry. Now I've got I need to add in here a next of kin.\n\nWould you like me to add your mom as your next of kin, or do you have someone else you would prefer?\n\nChannel 1: Who who was that? Usually for most people.\n\nChannel 0: It's whoever you prefer it to be. We don't call them very often. It's more just if we can't get a hold of you and we need to get a hold of you for any particular reason, we call that person to check-in and make sure you're okay, or help us get a hold of you. That's all. It doesn't I've honestly never had to use it before, but it is just one of those things we do like to have on file, but it can be anyone that you trust.\n\nChannel 1: Alright. I'm well, my the best person to that, I would say, would be my partner.\n\nChannel 0: Yeah. Perfect. What's your partner's name?\n\nChannel 1: Keira Nelly.\n\nChannel 0: Is that k how do you spell her name? Sorry. I never like to assume.\n\nChannel 1: Sorry.\n\nChannel 0: You alright?\n\nChannel 1: A e I r\n\nChannel 0: Perfect.\n\nChannel 1: a,\n\nChannel 0: So yep.\n\nChannel 1: and then\n\nChannel 0: Perfect.\n\nChannel 1: her last name is o m e l e y.\n\nChannel 0: O n e l e y. Perfect. Lovely. Her name's spelled the same as my daughter's name. My daughter's name is Kira.\n\nChannel 1: Uh-huh.\n\nChannel 0: It's spelled the exact same way. All good. And you guys don't you don't have any financial dependents? No children at all? No.\n\nChannel 1: No.\n\nChannel 0: Just checking?\n\nChannel 1: We do not. We do not.\n\nChannel 0: No. Excellent. Can I grab your date of birth of you as well?\n\nChannel 1: 08/31/2007.\n\nChannel 0: Of August 2007. Fantastic. Beautiful. Lovely. So excellent.\n\nI just need to double check as well. Do you identify as a male?\n\nChannel 1: Yes.\n\nChannel 0: Yep. Perfect. And do you consider yourself to be single or in a de facto relationship? How would you sort of classify your marital status?\n\nChannel 1: I'm committed to my partner. It's\n\nChannel 0: Yeah.\n\nChannel 1: like\n\nChannel 0: That's okay.\n\nChannel 1: what I think is\n\nChannel 0: I can\n\nChannel 1: is\n\nChannel 0: I\n\nChannel 1: is\n\nChannel 0: can\n\nChannel 1: something.\n\nChannel 0: put I can put de facto or just partner? It's completely up to you.\n\nChannel 1: Yeah. I mean, they've been together for, like, two years, and it's pretty strong. So\n\nChannel 0: Yep. Perfect. Not a problem at all. Lovely. We've got bartending.\n\nHow long have you been working in bartending for? Like, I know you're only you know, 19 this year, but have you just been working this like, in bartending since you're 18? Have you just recently started bartending?\n\nChannel 1: Well, usually, like, I do do freelancing as well. So\n\nChannel 0: Yep.\n\nChannel 1: that's because there was a lot more, like, money to be made straight away for freelancing, that's what I decided to do rather than, like, just, you know, straight up to a job. But I do\n\nChannel 0: Yeah.\n\nChannel 1: need, like, a proper job now, so\n\nChannel 0: Yes.\n\nChannel 1: I'd probably\n\nChannel 0: That's\n\nChannel 1: kinda go between the two when I have free time. You know what I\n\nChannel 0: okay.\n\nChannel 1: mean?\n\nChannel 0: Yep. Yep. Perfect. So you're technically casual. Is that right?\n\nChannel 1: Yeah.\n\nChannel 0: Yep. Perfect. Lovely. And I've got your income there. Beautiful.\n\nLet's have a look. Do you have any other any assets that you would note down as value? Any cars or collections that you think are valuable that you put value on?\n\nChannel 1: Not not really. Not particularly. No. I mean, I have, like, electronics, but they're not like, they're they're they're replaceable. You know what I mean?\n\nLike, they're not something that's, like, super high tier collector's item.\n\nChannel 0: Yep. No. That's okay. Not a problem at all. And we're we're just looking at the investments.\n\nYou're not sort of worried about looking at super insurance. Is there anything else at the moment? You're happy to start with the investment side of things and see how we go?\n\nChannel 1: Yes.\n\nChannel 0: Yep. Absolutely. Perfect. Is there any other goals down the track that you might wanna look at? We can scope them out for now, but, you know, always come back to them down the track.\n\nIs there anything else that you sort of would like to have there as a goal?\n\nChannel 1: In the future, once I have finished with uni and I've gone into the workplace of my choice, and I'm like, I've\n\nChannel 0: Yeah.\n\nChannel 1: got a stable job. I would\n\nChannel 0: Yep.\n\nChannel 1: like to look at investing with my super. You know what I mean?\n\nChannel 0: Yeah. Perfect. Perfect. We can look up super down the track. Beautiful.\n\nFantastic. Well, thank you so much for going through that with me. Now just to give you a little bit of information, so, obviously, the initial consultation and everything we do up until the point you decide to take on the advice is fully complimentary. Did Jordan go through the fee structure with you when she sort of spoke to you last time?\n\nChannel 1: Not yet.\n\nChannel 0: No. That's okay. So I'll go through it with you. Essentially, for us to do investment advice, we do charge an implementation fee if you decide to take on the advice. The implementation fee is 3.3%.\n\nIt's capped the balance of a 150,000. Because the balance by inputting is quite small, the implementation fee would be quite small. But we put that into the advice to show you what that cost would look like. There is no charges up until the point you decide to take on the advice. So if we give you advice and you decide you don't like it, don't wanna take it, that's fine.\n\nThere's no obligation to do so. If you decide to come on board once we open the account and we put the first deposit in, then we do charge the implementation fee there. Okay? I\n\nChannel 1: Okay.\n\nChannel 0: outline it as a dollar fee figure in the advice documents so you'll be fully informed. Okay? We also do charge an ongoing service fee for monitoring and looking after your investment account. It is 1.65% per annum. That is essentially the year, and then it's calculated and deducted in smaller monthly increments out of your investment account.\n\nSo because it's a percentage based fee, it fluctuates with the market. So when the market is doing really well, when you're getting really good returns, then our fee is gonna be a little bit higher. However, if the market takes a little bit of a dip, then the fee is gonna be lower there as well. Does that make sense?\n\nChannel 1: Yeah. So, essentially,\n\nChannel 0: Yeah.\n\nChannel 1: like, if my investment's doing good, then it's doing good for you guys too.\n\nChannel 0: That's exactly right. It's all linked to the performance of your portfolio, and we want it to be working really well at times when the market might not be performing. It's because everything on the outside's not working very well, and then the markets might be down for some particular reason, then our fee takes a bit of a dip with it. Okay?\n\nChannel 1: Yeah. I did wanna\n\nChannel 0: Yep.\n\nChannel 1: also talk to you about is when those markets do drop because they will, they inevitably will. They always do.\n\nChannel 0: Yep. Yep.\n\nChannel 1: I do I would like to talk to you before buying, like, anything extra just just to see your stance on it and whether you think it's\n\nChannel 0: Yeah.\n\nChannel 1: a good idea because I wouldn't\n\nChannel 0: Yep.\n\nChannel 1: wanna just, like, blindly do something and then have it backfire. You know?\n\nChannel 0: Yeah. No. Absolutely. That is not a problem at all. We can absolutely help you with that.\n\nNot a problem. The other thing I just wanted to sorta ask was when you look at your investment, I know you've sort of invested before and you're really interested in the learning aspect. Do you want to be able to see the investments that your portfolio is in so you can log in, see them, see where the money's invested, see what it's doing and doing more learning? Or are you after more of a a a portfolio that we just manage and we can make investments which is for you without you having to kind of have as much visibility? What would you sort of like to\n\nChannel 1: I I would like to do some learning with it too.\n\nChannel 0: see? Yep. Perfect. And\n\nChannel 1: Obviously,\n\nChannel 0: you wanna\n\nChannel 1: like\n\nChannel 0: sort of see the investments? Yeah.\n\nChannel 1: yeah. Obviously, I would like to, you know, always consult you before doing anything because,\n\nChannel 0: Yep.\n\nChannel 1: you know, like\n\nChannel 0: Perfect.\n\nChannel 1: I said, I'm kinda new to it also.\n\nChannel 0: Yeah.\n\nChannel 1: I'm not really knowing what I should do.\n\nChannel 0: No. That's absolutely fine, Kobe. It's not a problem. And if you take on the advice and come on board as a client, you'll have me here as your adviser. So you can email me, call me, contact me when you have questions.\n\nWe can talk things through. Well, you'll get access to the portal so you can log in and see your investment profile. It sounds to me like you'd like a portfolio that gives you that visibility so you can learn. You can see where your money is located, and can sorta have a bit of say in it. So I'm more than happy to look at that.\n\nDo I have that fairly right for you?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Beautiful. And I love the learning aspect. Honestly, I think part of my job as an adviser isn't just to manage money. It's also to teach you.\n\nIt's one thing to take your money and do what I need to with it, but it's another thing to kinda show you what's going on and help you learn along the way. So that's really cool. Okay.\n\nChannel 1: Okay.\n\nChannel 0: Perfect. Do you happen to have any questions for me at the moment? I know I've asked you everything under the sun, but you're welcome to ask me anything you like as well.\n\nChannel 1: I think I've asked you a lot as well.\n\nChannel 0: That's okay. Not a problem.\n\nChannel 1: But yeah. No. I I don't think I have any more questions. You know?\n\nChannel 0: Yep. That's absolutely fine. So what I'll do after the call is I'll get the team to send you an email. They will have a copy of our financial services guide attached there for you. I'll go back in the meantime, do a bit of research there for you, have a look at what we can do.\n\nI'll be able to get the advice together just in a couple of weeks for you. I would expect probably about three weeks to get it prepared if that's okay with you. Is that okay?\n\nChannel 1: That's okay with me.\n\nChannel 0: Yep. Beautiful. We'll have the advice document prepared and ready to go. I can actually while I've got you here if you like, let's book you in to have that presentation done in about three weeks' time. So\n\nChannel 1: Okay.\n\nChannel 0: do you know what sort of time is better for yourself? Is the afternoon better for yourself because you do kinda work nights?\n\nChannel 1: I gotta quickly have is it okay if I can quickly have a look at my timetable?\n\nChannel 0: Yeah. Of course. Absolutely.\n\nChannel 1: Sorry about this.\n\nChannel 0: No. You are absolutely\n\nChannel 1: Absolutely.\n\nChannel 0: fine.\n\nChannel 1: Just gonna have a look at what time I have classes\n\nChannel 0: Yep.\n\nChannel 1: on. No.\n\nChannel 0: No. You're absolutely fine. Worst case, if you like, I can always get the team just to follow-up with an email, and we can kinda work it out. It's absolutely fine.\n\nChannel 1: I should let my time set up in a second, so it shouldn't\n\nChannel 0: Yeah.\n\nChannel 1: be an issue.\n\nChannel 0: Don't stress. I have no more calls this afternoon. I've locked everything out for you, so do not worry in\n\nChannel 1: Oh,\n\nChannel 0: any\n\nChannel 1: thank\n\nChannel 0: way,\n\nChannel 1: you\n\nChannel 0: shape,\n\nChannel 1: so\n\nChannel 0: or form.\n\nChannel 1: much.\n\nChannel 0: That's okay, Kobi. Not\n\nChannel 1: No.\n\nChannel 0: a worry\n\nChannel 1: I\n\nChannel 0: at\n\nChannel 1: actually\n\nChannel 0: all.\n\nChannel 1: wasn't I actually wasn't expecting a call because, like, because, like, the last few times that I've been called, it was by, like, someone else, and they were they were like, oh, yeah. Daniel will talk to you here. And then it was like, obviously, you got busy, and I was like\n\nChannel 0: Yeah.\n\nChannel 1: so I wasn't\n\nChannel 0: No.\n\nChannel 1: really expecting a call or anything.\n\nChannel 0: No. That's okay. Jordan booked you in for today, and I made sure that I blocked it out so you and I could have this conversation. Absolutely.\n\nChannel 1: Okay.\n\nChannel 0: Sorry about\n\nChannel 1: So,\n\nChannel 0: the\n\nChannel 1: you said\n\nChannel 0: sorry about\n\nChannel 1: three\n\nChannel 0: them\n\nChannel 1: weeks?\n\nChannel 0: pushing it back. Yes. So that brings us to one, two, three. It's from the March 16. Anytime that week that suits yourself.\n\nChannel 1: Well, that class is on the March 16. What about 20\n\nChannel 0: The only day that week is a little bit tight for me is the Monday,\n\nChannel 1: nineteen?\n\nChannel 0: the sixteenth, but the Tuesday, Wednesday, Thursday is completely free. And I do work later in the afternoon till about sort of six or seven, so I can even do it later for you if it's easier.\n\nChannel 1: Well, I guess I have good news, and\n\nChannel 0: Yep.\n\nChannel 1: that is that I I should be free on literally any Monday in the afternoon.\n\nChannel 0: Okay. Perfect. So I have that Monday, the sixteenth. I have 04:00 available. Is that okay for you?\n\nChannel 1: That's okay.\n\nChannel 0: Yep. Perfect. So four 04:00 Queensland time. Perfect. So I'll book that one in there.\n\nWhen the team send you a copy of our financial services guide, they'll also pop in there the confirmation of the presentation time for you and date for you just so you have it. If anything comes up and you need to reschedule, you just let me know. It's not an issue at all. The in the email, they'll also have the financial services guide for you, which essentially outlines everything about Oakview Financial, who we are, what we do, how we do it, but it also has some information and a lovely photo of me. So you can look in there.\n\nYou'll see my registration license number, which is 1304394, and I'm registered through ASIC. And if you wanna look on our website, ocfinancial.com today, you can also scroll to the bottom and those documents are attached there, plus some lovely photos of what I look like for you. Okay?\n\nChannel 1: Okay. Thank you.\n\nChannel 0: No. That's okay. It's absolutely been a pleasure. If you find you have any questions in the meantime, please let me know. I'm actually just going to because the girls, I think, have left for the day.\n\nI'm actually gonna send you this email from my email now. That way, you have the financial services guide, but you also have my email address. So if you find you have any additional questions that you didn't think of today that you wanna ask me between now to Monday the sixteenth, you can just email me directly. Okay?\n\nChannel 1: Okay. Thank you.\n\nChannel 0: No. That's okay. Not a problem at all, Kobe. It's been a pleasure to meet with you this afternoon. I thank you so much for taking my call.\n\nAnd, again, I do apologize for waking you up.\n\nChannel 1: No. It's okay. Thank you so much.\n\nChannel 0: Not a worry at all. I'll get stuck into this research for you. I'll have the advice ready to go 04:00 on Monday, March 16, and we'll go through it together. I'll send you the advice documents so we can go through it. You can see what we're looking at.\n\nOkay? Thank you so much for your time. I appreciate that. I hope you have a good afternoon.\n\nChannel 1: Okay. You too. Bye.\n\nChannel 0: Thanks, Gobi. See you later.","paragraphs":[{"sentences":[{"text":"Hi.","start":8.8,"end":9.04,"sentiment":"neutral","sentiment_score":0.1450114548206329},{"text":"Good afternoon.","start":9.04,"end":9.599999,"sentiment":"neutral","sentiment_score":0.29572658240795135},{"text":"Will this be Kobe?","start":9.599999,"end":10.66,"sentiment":"neutral","sentiment_score":0.18095609731972218}],"sentiment":"neutral","sentiment_score":0.20861271555934632,"channel":0,"num_words":7,"start":8.8,"end":10.66},{"sentences":[{"text":"Yes.","start":11.759999,"end":12.259999,"sentiment":"neutral","sentiment_score":0.18857163190841675},{"text":"It is.","start":12.4,"end":13.139999,"sentiment":"neutral","sentiment_score":0.19826674461364746}],"sentiment":"neutral","sentiment_score":0.19503504037857056,"channel":1,"num_words":3,"start":11.759999,"end":13.139999},{"sentences":[{"text":"Hi, Kobe.","start":13.485,"end":14.205,"sentiment":"neutral","sentiment_score":0.23148807138204575},{"text":"This is Dana by from OC Financial.","start":14.205,"end":16.145,"sentiment":"neutral","sentiment_score":0.23059684251035964},{"text":"How are you this afternoon?","start":16.285,"end":17.505,"sentiment":"neutral","sentiment_score":0.25644950568675995}],"sentiment":"neutral","sentiment_score":0.23995725491217204,"channel":0,"num_words":14,"start":13.485,"end":17.505},{"sentences":[{"text":"Oh, pretty","start":18.385,"end":18.965,"sentiment":"positive","sentiment_score":0.3392156660556793}],"sentiment":"positive","sentiment_score":0.3392156660556793,"channel":1,"num_words":2,"start":18.385,"end":18.965},{"sentences":[{"text":"That's good.","start":19.805,"end":20.365,"sentiment":"positive","sentiment_score":0.5889208316802979},{"text":"I had you booked in for a bit of initial consultation.","start":20.365,"end":22.685,"sentiment":"positive","sentiment_score":0.4661240415139632},{"text":"You were looking to get some financial advice.","start":22.685,"end":24.525,"sentiment":"positive","sentiment_score":0.4035128206014633},{"text":"Is now still a good","start":24.525,"end":25.485,"sentiment":"positive","sentiment_score":0.4553208351135254}],"sentiment":"positive","sentiment_score":0.45422741770744324,"channel":0,"num_words":26,"start":19.805,"end":25.485},{"sentences":[{"text":"good.","start":25.345001,"end":25.845001,"sentiment":"positive","sentiment_score":0.47997868061065674}],"sentiment":"positive","sentiment_score":0.47997868061065674,"channel":1,"num_words":1,"start":25.345001,"end":25.845001},{"sentences":[{"text":"time there for you?","start":25.485,"end":26.785,"sentiment":"neutral","sentiment_score":0.205171350389719}],"sentiment":"neutral","sentiment_score":0.205171350389719,"channel":0,"num_words":4,"start":25.485,"end":26.785},{"sentences":[{"text":"Yes.","start":27.265,"end":27.585,"sentiment":"neutral","sentiment_score":0.04798447340726853},{"text":"May I ask who would be the son?","start":27.585,"end":29.125,"sentiment":"neutral","sentiment_score":0.037701986730098724}],"sentiment":"neutral","sentiment_score":0.03884448524978426,"channel":1,"num_words":9,"start":27.265,"end":29.125},{"sentences":[{"text":"Now's good.","start":29.49,"end":29.89,"sentiment":"neutral","sentiment_score":0.18795504420995712},{"text":"I'm so sorry.","start":29.89,"end":30.45,"sentiment":"neutral","sentiment_score":-0.09275954340895017},{"text":"It sounds like I might","start":30.45,"end":31.17,"sentiment":"neutral","sentiment_score":-0.14124846458435059}],"sentiment":"neutral","sentiment_score":-0.06086108647286892,"channel":0,"num_words":10,"start":29.49,"end":31.17},{"sentences":[{"text":"Hi.","start":31.06,"end":31.56,"sentiment":"neutral","sentiment_score":-0.06012327969074249}],"sentiment":"neutral","sentiment_score":-0.06012327969074249,"channel":1,"num_words":1,"start":31.06,"end":31.56},{"sentences":[{"text":"have woken you up.","start":31.17,"end":31.970001,"sentiment":"neutral","sentiment_score":-0.10574515908956528},{"text":"I do apologize.","start":31.970001,"end":32.79,"sentiment":"neutral","sentiment_score":-0.07126461217800777}],"sentiment":"neutral","sentiment_score":-0.09096778184175491,"channel":0,"num_words":7,"start":31.17,"end":32.79},{"sentences":[{"text":"Oh, it's alright.","start":33.7,"end":34.6,"sentiment":"neutral","sentiment_score":0.04688048859437307}],"sentiment":"neutral","sentiment_score":0.04688048859437307,"channel":1,"num_words":3,"start":33.7,"end":34.6},{"sentences":[{"text":"Oh, good.","start":35.89,"end":36.71,"sentiment":"neutral","sentiment_score":0.15860062837600708},{"text":"Do you need a few minutes?","start":36.85,"end":38.05,"sentiment":"neutral","sentiment_score":0.0845865731438001},{"text":"Are you okay for now?","start":38.05,"end":39.43,"sentiment":"neutral","sentiment_score":0.05342206209897995}],"sentiment":"neutral","sentiment_score":0.08398700046997803,"channel":0,"num_words":13,"start":35.89,"end":39.43},{"sentences":[{"text":"Yeah.","start":40.739998,"end":40.98,"sentiment":"neutral","sentiment_score":0.07148982584476471},{"text":"I'm alright.","start":40.98,"end":41.46,"sentiment":"neutral","sentiment_score":0.10773105174303055},{"text":"Don't worry about","start":41.46,"end":42.34,"sentiment":"neutral","sentiment_score":0.1096419890721639}],"sentiment":"neutral","sentiment_score":0.10264631609121959,"channel":1,"num_words":6,"start":40.739998,"end":42.34},{"sentences":[{"text":"Yep.","start":42.035,"end":42.535,"sentiment":"neutral","sentiment_score":0.10809504985809326}],"sentiment":"neutral","sentiment_score":0.10809504985809326,"channel":0,"num_words":1,"start":42.035,"end":42.535},{"sentences":[{"text":"it.","start":42.34,"end":42.84,"sentiment":"neutral","sentiment_score":0.10952609777450562}],"sentiment":"neutral","sentiment_score":0.10952609777450562,"channel":1,"num_words":1,"start":42.34,"end":42.84},{"sentences":[{"text":"Oh, good.","start":42.915,"end":43.715,"sentiment":"neutral","sentiment_score":0.2660953998565674},{"text":"Not an issue.","start":43.715,"end":44.515,"sentiment":"neutral","sentiment_score":0.2778928180535634},{"text":"Well, thank you so much for taking my call, Kobe.","start":44.515,"end":46.855,"sentiment":"positive","sentiment_score":0.6179323434829712},{"text":"Look.","start":47.315,"end":47.635002,"sentiment":"neutral","sentiment_score":0.271011084318161},{"text":"As I mentioned, my name is Dana.","start":47.635002,"end":48.995,"sentiment":"neutral","sentiment_score":0.19306183287075587}],"sentiment":"positive","sentiment_score":0.3985928957876952,"channel":0,"num_words":23,"start":42.915,"end":48.995},{"sentences":[{"text":"I'm one of the financial advisers here at Oakview Financial.","start":48.995,"end":51.475,"sentiment":"neutral","sentiment_score":0.19142550230026245},{"text":"Before we jump into the call, I do have to let you know our calls are recorded for quality and training purposes.","start":51.475,"end":56.239998,"sentiment":"neutral","sentiment_score":0.1260132904757153},{"text":"Are you happy for me to proceed with that?","start":56.239998,"end":58.26,"sentiment":"neutral","sentiment_score":0.20956998566786447}],"sentiment":"neutral","sentiment_score":0.16030920206046687,"channel":0,"num_words":41,"start":48.995,"end":58.26},{"sentences":[{"text":"I don't have a good","start":58.46,"end":59.68,"sentiment":"neutral","sentiment_score":-0.2802693635225296}],"sentiment":"neutral","sentiment_score":-0.2802693635225296,"channel":1,"num_words":5,"start":58.46,"end":59.68},{"sentences":[{"text":"Yep.","start":60.239998,"end":60.719997,"sentiment":"neutral","sentiment_score":-0.2247437685728073},{"text":"Fantastic.","start":60.719997,"end":61.219997,"sentiment":"neutral","sentiment_score":0.07974790781736374},{"text":"Can you hear me okay?","start":62.079998,"end":63.039997,"sentiment":"neutral","sentiment_score":0.0003957904875278473},{"text":"I'm so sorry.","start":63.039997,"end":63.6,"sentiment":"neutral","sentiment_score":-0.30472304423650104},{"text":"The phone is a little bit crackly.","start":63.6,"end":65.04,"sentiment":"negative","sentiment_score":-0.5454225965908596}],"sentiment":"neutral","sentiment_score":-0.2867731892449014,"channel":0,"num_words":17,"start":60.239998,"end":65.04},{"sentences":[{"text":"That's all.","start":65.04,"end":65.78,"sentiment":"neutral","sentiment_score":-0.3078700751066208}],"sentiment":"neutral","sentiment_score":-0.3078700751066208,"channel":0,"num_words":2,"start":65.04,"end":65.78},{"sentences":[{"text":"time.","start":65.34,"end":65.84,"sentiment":"neutral","sentiment_score":-0.19769753515720367},{"text":"Oh, yeah.","start":66.299995,"end":66.7,"sentiment":"neutral","sentiment_score":-0.06054777279496193},{"text":"I can.","start":66.7,"end":67.259995,"sentiment":"neutral","sentiment_score":-0.07156706415116787},{"text":"I'm sorry about that.","start":67.259995,"end":68.22,"sentiment":"neutral","sentiment_score":-0.15587921254336834},{"text":"I have","start":68.22,"end":68.88,"sentiment":"neutral","sentiment_score":-0.11506731808185577}],"sentiment":"neutral","sentiment_score":-0.11959806321696802,"channel":1,"num_words":11,"start":65.34,"end":68.88},{"sentences":[{"text":"No.","start":68.515,"end":69.015,"sentiment":"neutral","sentiment_score":-0.2773129343986511}],"sentiment":"neutral","sentiment_score":-0.2773129343986511,"channel":0,"num_words":1,"start":68.515,"end":69.015},{"sentences":[{"text":"really bad reception.","start":69.42,"end":70.72,"sentiment":"negative","sentiment_score":-0.3896813690662384}],"sentiment":"negative","sentiment_score":-0.3896813690662384,"channel":1,"num_words":3,"start":69.42,"end":70.72},{"sentences":[{"text":"That's honestly okay.","start":71.475,"end":72.935005,"sentiment":"neutral","sentiment_score":-0.18109548091888428},{"text":"If you find you can't hear me or need me to repeat anything, please do do let me know at any point.","start":72.995,"end":77.955,"sentiment":"neutral","sentiment_score":-0.08704994889822873},{"text":"Okay?","start":77.955,"end":78.455,"sentiment":"neutral","sentiment_score":0.021016346290707588},{"text":"Perfect.","start":80.23,"end":80.71,"sentiment":"neutral","sentiment_score":0.2525058388710022},{"text":"So, essentially, with the initial consultation here, it is about just finding out a bit more in detail about what you're after with regard to advice.","start":80.71,"end":87.130005,"sentiment":"neutral","sentiment_score":0.186549478998551}],"sentiment":"neutral","sentiment_score":0.05029100604917643,"channel":0,"num_words":53,"start":71.475,"end":87.130005},{"sentences":[{"text":"I can see here that you have a bit of savings set aside, and you were looking to maybe have that invested or looking in interested investing the money in order to maybe have a house deposit.","start":87.51,"end":97.075,"sentiment":"neutral","sentiment_score":0.16106909996754415},{"text":"Does that sound about right?","start":97.075,"end":98.535,"sentiment":"neutral","sentiment_score":0.1513456732034683}],"sentiment":"neutral","sentiment_score":0.15991154916229702,"channel":0,"num_words":42,"start":87.51,"end":98.535},{"sentences":[{"text":"Yeah.","start":99.11,"end":99.35,"sentiment":"neutral","sentiment_score":0.14022007584571838},{"text":"That does.","start":99.35,"end":100.09,"sentiment":"neutral","sentiment_score":0.18221976608037949}],"sentiment":"neutral","sentiment_score":0.16821986933549246,"channel":1,"num_words":3,"start":99.11,"end":100.09},{"sentences":[{"text":"Yeah.","start":100.435,"end":100.935,"sentiment":"neutral","sentiment_score":0.23565655946731567},{"text":"Perfect.","start":100.995,"end":101.495,"sentiment":"positive","sentiment_score":0.3819279670715332},{"text":"Just to get a bit more of an idea around what your goals are so we can assess whether we're able to help you, Do you know when are you sort of hoping to have that house deposit saved up?","start":102.435,"end":112.74,"sentiment":"neutral","sentiment_score":0.1726359254680574},{"text":"Do you have, like, a time frame in mind?","start":112.74,"end":114.68,"sentiment":"neutral","sentiment_score":0.04174414918654495}],"sentiment":"neutral","sentiment_score":0.15487684094000095,"channel":0,"num_words":51,"start":100.435,"end":114.68},{"sentences":[{"text":"I was hoping, like, seven years, and that's, like, me depositing extra money into it as well.","start":115.049995,"end":121.149994,"sentiment":"neutral","sentiment_score":0.087507744484088}],"sentiment":"neutral","sentiment_score":0.087507744484088,"channel":1,"num_words":17,"start":115.049995,"end":121.149994},{"sentences":[{"text":"Yeah.","start":121.38,"end":121.86,"sentiment":"positive","sentiment_score":0.34398743510246277},{"text":"Perfect.","start":121.86,"end":122.36,"sentiment":"positive","sentiment_score":0.6190022230148315},{"text":"Do you find you have much left over at the end of the week to be able to keep putting money into an investment portfolio?","start":122.995,"end":129.015,"sentiment":"neutral","sentiment_score":0.26345380187034606}],"sentiment":"neutral","sentiment_score":0.2796049890694795,"channel":0,"num_words":27,"start":121.38,"end":129.015},{"sentences":[{"text":"Yeah.","start":129.725,"end":130.045,"sentiment":"neutral","sentiment_score":0.16171914339065552},{"text":"I do.","start":130.045,"end":130.705,"sentiment":"neutral","sentiment_score":0.19442535936832428}],"sentiment":"neutral","sentiment_score":0.18352328737576803,"channel":1,"num_words":3,"start":129.725,"end":130.705},{"sentences":[{"text":"Yep.","start":130.915,"end":131.235,"sentiment":"neutral","sentiment_score":0.3031567633152008},{"text":"Beautiful.","start":131.235,"end":131.635,"sentiment":"positive","sentiment_score":0.661715030670166},{"text":"Is there a certain level that you'd be comfortable depositing, or is it just a matter of us telling you how much you need to put in on a regular basis to be able to reach that goal?","start":131.635,"end":140.74,"sentiment":"neutral","sentiment_score":0.13021163152236687}],"sentiment":"neutral","sentiment_score":0.1478228447958827,"channel":0,"num_words":40,"start":130.915,"end":140.74},{"sentences":[{"text":"I'm comfortable, like, as long as it's not, like, a crazy amount, like, up to, like, fucking I don't I don't know.","start":143.87001,"end":154.03,"sentiment":"neutral","sentiment_score":-0.170967928387902},{"text":"So this is not super crazy.","start":154.03,"end":155.575,"sentiment":"neutral","sentiment_score":-0.1670507217446963},{"text":"You know what I mean?","start":155.575,"end":156.215,"sentiment":"neutral","sentiment_score":-0.07856319323182107},{"text":"And I'm good to do it.","start":156.215,"end":157.415,"sentiment":"neutral","sentiment_score":0.07438492402434349},{"text":"You know?","start":157.415,"end":158.155,"sentiment":"neutral","sentiment_score":0.0022241221740841866}],"sentiment":"neutral","sentiment_score":-0.11477212030894873,"channel":1,"num_words":41,"start":143.87001,"end":158.155},{"sentences":[{"text":"Mhmm.","start":157.67499,"end":157.75499,"sentiment":"neutral","sentiment_score":-0.014833543449640274},{"text":"Yeah.","start":157.75499,"end":158.25499,"sentiment":"neutral","sentiment_score":-0.0029645338654518127},{"text":"Yeah.","start":158.555,"end":158.875,"sentiment":"neutral","sentiment_score":-0.005120829679071903},{"text":"No.","start":158.875,"end":159.11499,"sentiment":"neutral","sentiment_score":-0.05521872639656067},{"text":"That's okay.","start":159.11499,"end":159.915,"sentiment":"neutral","sentiment_score":-0.026578277349472046}],"sentiment":"neutral","sentiment_score":-0.02188236468161146,"channel":0,"num_words":6,"start":157.67499,"end":159.915},{"sentences":[{"text":"Not","start":159.915,"end":160.075,"sentiment":"neutral","sentiment_score":-0.04135473817586899}],"sentiment":"neutral","sentiment_score":-0.04135473817586899,"channel":0,"num_words":1,"start":159.915,"end":160.075},{"sentences":[{"text":"It's","start":159.97499,"end":160.47499,"sentiment":"neutral","sentiment_score":-0.08577683568000793}],"sentiment":"neutral","sentiment_score":-0.08577683568000793,"channel":1,"num_words":1,"start":159.97499,"end":160.47499},{"sentences":[{"text":"a problem at all.","start":160.075,"end":160.95499,"sentiment":"neutral","sentiment_score":-0.0820897463709116},{"text":"Have you ever","start":160.95499,"end":161.67499,"sentiment":"neutral","sentiment_score":-0.05654839053750038}],"sentiment":"neutral","sentiment_score":-0.07114345101373536,"channel":0,"num_words":7,"start":160.075,"end":161.67499},{"sentences":[{"text":"my","start":161.33499,"end":161.83499,"sentiment":"neutral","sentiment_score":-0.05085678771138191}],"sentiment":"neutral","sentiment_score":-0.05085678771138191,"channel":1,"num_words":1,"start":161.33499,"end":161.83499},{"sentences":[{"text":"sort of looked you're right.","start":161.67499,"end":162.875,"sentiment":"neutral","sentiment_score":-0.05755242556333542},{"text":"Sorry.","start":162.875,"end":163.29,"sentiment":"neutral","sentiment_score":-0.08353561162948608}],"sentiment":"neutral","sentiment_score":-0.06188295657436053,"channel":0,"num_words":6,"start":161.67499,"end":163.29},{"sentences":[{"text":"sorry.","start":163.575,"end":164.075,"sentiment":"neutral","sentiment_score":-0.05757544934749603},{"text":"My","start":164.855,"end":165.355,"sentiment":"neutral","sentiment_score":-0.04299292713403702}],"sentiment":"neutral","sentiment_score":-0.050284188240766525,"channel":1,"num_words":2,"start":163.575,"end":165.355},{"sentences":[{"text":"You're fine.","start":165.04999,"end":165.70999,"sentiment":"neutral","sentiment_score":-0.019801825284957886}],"sentiment":"neutral","sentiment_score":-0.019801825284957886,"channel":0,"num_words":2,"start":165.04999,"end":165.70999},{"sentences":[{"text":"my excess savings that I have I'm not saving.","start":166.135,"end":169.89,"sentiment":"neutral","sentiment_score":-0.09240247309207916},{"text":"Spendings that I have is","start":169.89,"end":171.48999,"sentiment":"neutral","sentiment_score":-0.012092570215463639}],"sentiment":"neutral","sentiment_score":-0.06372036492185933,"channel":1,"num_words":14,"start":166.135,"end":171.48999},{"sentences":[{"text":"Yeah.","start":171.45,"end":171.95,"sentiment":"neutral","sentiment_score":0.0026666102930903435}],"sentiment":"neutral","sentiment_score":0.0026666102930903435,"channel":0,"num_words":1,"start":171.45,"end":171.95},{"sentences":[{"text":"always always, like, around 5 to $600.","start":171.48999,"end":176.70999,"sentiment":"neutral","sentiment_score":0.004428906432752099}],"sentiment":"neutral","sentiment_score":0.004428906432752099,"channel":1,"num_words":7,"start":171.48999,"end":176.70999},{"sentences":[{"text":"Okay.","start":177.12999,"end":177.62999,"sentiment":"neutral","sentiment_score":0.043422795832157135}],"sentiment":"neutral","sentiment_score":0.043422795832157135,"channel":0,"num_words":1,"start":177.12999,"end":177.62999},{"sentences":[{"text":"You know what","start":179.32999,"end":179.73,"sentiment":"neutral","sentiment_score":0.02853975382943948}],"sentiment":"neutral","sentiment_score":0.02853975382943948,"channel":1,"num_words":3,"start":179.32999,"end":179.73},{"sentences":[{"text":"Perfect.","start":179.58499,"end":180.08499,"sentiment":"neutral","sentiment_score":0.11173610389232635}],"sentiment":"neutral","sentiment_score":0.11173610389232635,"channel":0,"num_words":1,"start":179.58499,"end":180.08499},{"sentences":[{"text":"I mean?","start":179.73,"end":180.48,"sentiment":"neutral","sentiment_score":0.05077328160405159}],"sentiment":"neutral","sentiment_score":0.05077328160405159,"channel":1,"num_words":2,"start":179.73,"end":180.48},{"sentences":[{"text":"Yeah.","start":180.705,"end":181.025,"sentiment":"neutral","sentiment_score":0.03144261986017227},{"text":"And is that on a weekly or fortnightly or monthly basis?","start":181.025,"end":184.165,"sentiment":"neutral","sentiment_score":0.02704853242771192}],"sentiment":"neutral","sentiment_score":0.02741470638041695,"channel":0,"num_words":12,"start":180.705,"end":184.165},{"sentences":[{"text":"Yeah.","start":184.58499,"end":184.655,"sentiment":"neutral","sentiment_score":0.030614987015724186},{"text":"I was fortnightly.","start":184.655,"end":185.64499,"sentiment":"neutral","sentiment_score":0.039103894184033074}],"sentiment":"neutral","sentiment_score":0.03698166739195585,"channel":1,"num_words":4,"start":184.58499,"end":185.64499},{"sentences":[{"text":"Fortnightly.","start":186.305,"end":186.805,"sentiment":"neutral","sentiment_score":0.09852533042430878},{"text":"Perfect.","start":187.265,"end":187.765,"sentiment":"positive","sentiment_score":0.4665275514125824},{"text":"Excellent.","start":188.14499,"end":188.545,"sentiment":"positive","sentiment_score":0.5093230605125427},{"text":"So you do have quite a bit of excess cash flow there.","start":188.545,"end":190.94499,"sentiment":"positive","sentiment_score":0.33411110440889996},{"text":"That's fantastic.","start":190.94499,"end":191.765,"sentiment":"positive","sentiment_score":0.6387157142162323}],"sentiment":"positive","sentiment_score":0.3741847425699234,"channel":0,"num_words":17,"start":186.305,"end":191.765},{"sentences":[{"text":"Do you know roughly how much you might be trying to put away in order to save for a house deposit?","start":192.27,"end":196.51,"sentiment":"neutral","sentiment_score":0.10013948593820844},{"text":"Do you have you got a goal amount in mind at all?","start":196.51,"end":199.01,"sentiment":"neutral","sentiment_score":0.029843665814648073}],"sentiment":"neutral","sentiment_score":0.07457736952964103,"channel":0,"num_words":33,"start":192.27,"end":199.01},{"sentences":[{"text":"I'm not too sure what the what I should, like, you know, what I should be doing with it.","start":200.88,"end":206.40001,"sentiment":"neutral","sentiment_score":-0.12914998986219106},{"text":"Just,","start":206.40001,"end":206.90001,"sentiment":"neutral","sentiment_score":-0.03683662414550781}],"sentiment":"neutral","sentiment_score":-0.12453432157635688,"channel":1,"num_words":20,"start":200.88,"end":206.90001},{"sentences":[{"text":"What you need?","start":206.59,"end":207.555,"sentiment":"neutral","sentiment_score":-0.03628915175795555}],"sentiment":"neutral","sentiment_score":-0.03628915175795555,"channel":0,"num_words":3,"start":206.59,"end":207.555},{"sentences":[{"text":"you know.","start":207.12,"end":207.78,"sentiment":"neutral","sentiment_score":-0.03640067018568516}],"sentiment":"neutral","sentiment_score":-0.03640067018568516,"channel":1,"num_words":2,"start":207.12,"end":207.78},{"sentences":[{"text":"Yeah.","start":207.795,"end":208.11499,"sentiment":"neutral","sentiment_score":0.014511648565530775},{"text":"Yeah.","start":208.11499,"end":208.435,"sentiment":"neutral","sentiment_score":0.031843945384025574},{"text":"That's okay.","start":208.435,"end":208.995,"sentiment":"neutral","sentiment_score":0.04815032705664635},{"text":"Are you just looking to put as much as you weigh into investing and have as much at the end of the seven years as possible?","start":208.995,"end":214.995,"sentiment":"neutral","sentiment_score":0.01751742662432102},{"text":"Is that sort of what you're thinking to start with?","start":214.995,"end":217.075,"sentiment":"neutral","sentiment_score":-0.015461746603250504}],"sentiment":"neutral","sentiment_score":0.011087296856567263,"channel":0,"num_words":40,"start":207.795,"end":217.075},{"sentences":[{"text":"Or","start":217.075,"end":217.23499,"sentiment":"neutral","sentiment_score":-0.01073620282113552}],"sentiment":"neutral","sentiment_score":-0.01073620282113552,"channel":0,"num_words":1,"start":217.075,"end":217.23499},{"sentences":[{"text":"Yeah.","start":217.935,"end":218.255,"sentiment":"neutral","sentiment_score":-0.009536673314869404},{"text":"That that's what I'm thinking.","start":218.255,"end":219.55501,"sentiment":"neutral","sentiment_score":-0.015748657286167145}],"sentiment":"neutral","sentiment_score":-0.014713326624284187,"channel":1,"num_words":6,"start":217.935,"end":219.55501},{"sentences":[{"text":"Yep.","start":219.39499,"end":219.57,"sentiment":"neutral","sentiment_score":0.03944689780473709},{"text":"Yep.","start":220.05,"end":220.37001,"sentiment":"neutral","sentiment_score":0.04531512409448624},{"text":"That's okay.","start":220.37001,"end":220.93001,"sentiment":"neutral","sentiment_score":0.05540302023291588},{"text":"It's a little bit difficult because house prices do go up and down quite a lot, and they have gone up significantly.","start":220.93001,"end":225.99,"sentiment":"neutral","sentiment_score":-0.17555365863848815},{"text":"So you're kind of working trying to work out how much they might be in the next seven years at the same time.","start":226.21,"end":231.19,"sentiment":"neutral","sentiment_score":-0.02513334454725618}],"sentiment":"neutral","sentiment_score":-0.08662610922997095,"channel":0,"num_words":49,"start":219.39499,"end":231.19},{"sentences":[{"text":"Yeah.","start":232.06,"end":232.54,"sentiment":"neutral","sentiment_score":0.025668151676654816},{"text":"The the the house market has been pretty stable, so in","start":232.54,"end":237.28,"sentiment":"neutral","sentiment_score":0.02124325931072235}],"sentiment":"neutral","sentiment_score":0.021612000341216724,"channel":1,"num_words":12,"start":232.06,"end":237.28},{"sentences":[{"text":"Yeah.","start":236.815,"end":237.315,"sentiment":"neutral","sentiment_score":-0.03346747159957886}],"sentiment":"neutral","sentiment_score":-0.03346747159957886,"channel":0,"num_words":1,"start":236.815,"end":237.315},{"sentences":[{"text":"recent years.","start":237.34,"end":238.24,"sentiment":"neutral","sentiment_score":-0.058867160230875015}],"sentiment":"neutral","sentiment_score":-0.058867160230875015,"channel":1,"num_words":2,"start":237.34,"end":238.24},{"sentences":[{"text":"Yep.","start":238.895,"end":239.395,"sentiment":"neutral","sentiment_score":-0.0868631899356842}],"sentiment":"neutral","sentiment_score":-0.0868631899356842,"channel":0,"num_words":1,"start":238.895,"end":239.395},{"sentences":[{"text":"So it's so that's why I was like, I really need to, like, you know, do something about that before it gets to the point where it's, like, super hard for me to actually","start":238.925,"end":248.945,"sentiment":"neutral","sentiment_score":-0.297444652985124}],"sentiment":"neutral","sentiment_score":-0.297444652985124,"channel":1,"num_words":34,"start":238.925,"end":248.945},{"sentences":[{"text":"Yeah.","start":248.91,"end":249.39,"sentiment":"neutral","sentiment_score":-0.13921476900577545}],"sentiment":"neutral","sentiment_score":-0.13921476900577545,"channel":0,"num_words":1,"start":248.91,"end":249.39},{"sentences":[{"text":"end","start":249.325,"end":249.565,"sentiment":"neutral","sentiment_score":-0.1359836310148239}],"sentiment":"neutral","sentiment_score":-0.1359836310148239,"channel":1,"num_words":1,"start":249.325,"end":249.565},{"sentences":[{"text":"We","start":249.39,"end":249.63,"sentiment":"neutral","sentiment_score":-0.24617204070091248}],"sentiment":"neutral","sentiment_score":-0.24617204070091248,"channel":0,"num_words":1,"start":249.39,"end":249.63},{"sentences":[{"text":"up","start":249.565,"end":249.645,"sentiment":"neutral","sentiment_score":-0.23436065018177032}],"sentiment":"neutral","sentiment_score":-0.23436065018177032,"channel":1,"num_words":1,"start":249.565,"end":249.645},{"sentences":[{"text":"priced","start":249.63,"end":250.03,"sentiment":"neutral","sentiment_score":-0.1768065094947815}],"sentiment":"neutral","sentiment_score":-0.1768065094947815,"channel":0,"num_words":1,"start":249.63,"end":250.03},{"sentences":[{"text":"getting a","start":249.645,"end":250.125,"sentiment":"neutral","sentiment_score":-0.1763543263077736}],"sentiment":"neutral","sentiment_score":-0.1763543263077736,"channel":1,"num_words":2,"start":249.645,"end":250.125},{"sentences":[{"text":"out.","start":250.03,"end":250.53,"sentiment":"neutral","sentiment_score":-0.12919369339942932}],"sentiment":"neutral","sentiment_score":-0.12919369339942932,"channel":0,"num_words":1,"start":250.03,"end":250.53},{"sentences":[{"text":"house.","start":250.125,"end":250.625,"sentiment":"neutral","sentiment_score":-0.02935100346803665}],"sentiment":"neutral","sentiment_score":-0.02935100346803665,"channel":1,"num_words":1,"start":250.125,"end":250.625},{"sentences":[{"text":"Yeah.","start":251.07,"end":251.57,"sentiment":"neutral","sentiment_score":-0.006541522219777107},{"text":"No.","start":251.63,"end":251.87001,"sentiment":"neutral","sentiment_score":-0.04920092225074768},{"text":"Definitely.","start":251.87001,"end":252.37001,"sentiment":"neutral","sentiment_score":0.017082659527659416},{"text":"No.","start":252.67,"end":252.83,"sentiment":"neutral","sentiment_score":-0.032073214650154114},{"text":"That's okay.","start":252.83,"end":253.47,"sentiment":"neutral","sentiment_score":0.0396213810890913}],"sentiment":"neutral","sentiment_score":0.0014182937641938527,"channel":0,"num_words":6,"start":251.07,"end":253.47},{"sentences":[{"text":"Not a problem.","start":253.47,"end":254.19,"sentiment":"neutral","sentiment_score":0.08076910674571991},{"text":"Whereabouts are you located?","start":254.19,"end":255.65001,"sentiment":"neutral","sentiment_score":0.017963090911507607}],"sentiment":"neutral","sentiment_score":0.04487995484045574,"channel":0,"num_words":7,"start":253.47,"end":255.65001},{"sentences":[{"text":"Yep.","start":256.36002,"end":256.86002,"sentiment":"neutral","sentiment_score":0.030056674033403397},{"text":"At the moment, I am over at over at Park.","start":257.32,"end":264.06,"sentiment":"neutral","sentiment_score":0.011926241870969533}],"sentiment":"neutral","sentiment_score":0.01357446297664534,"channel":1,"num_words":11,"start":256.36002,"end":264.06},{"sentences":[{"text":"Okay.","start":265.405,"end":265.905,"sentiment":"neutral","sentiment_score":0.023548221215605736}],"sentiment":"neutral","sentiment_score":0.023548221215605736,"channel":0,"num_words":1,"start":265.405,"end":265.905},{"sentences":[{"text":"That's over at Bingley.","start":267.255,"end":268.475,"sentiment":"neutral","sentiment_score":0.025897258892655373}],"sentiment":"neutral","sentiment_score":0.025897258892655373,"channel":1,"num_words":4,"start":267.255,"end":268.475},{"sentences":[{"text":"Yep.","start":269.885,"end":270.365,"sentiment":"neutral","sentiment_score":0.08026890456676483},{"text":"Perfect.","start":270.365,"end":270.865,"sentiment":"neutral","sentiment_score":0.2561477720737457},{"text":"Well, we're on the Gold Coast, though.","start":270.92502,"end":272.525,"sentiment":"neutral","sentiment_score":0.06260717873062406},{"text":"Yeah.","start":272.525,"end":273.025,"sentiment":"neutral","sentiment_score":0.0326278880238533},{"text":"There's a bit of a difference there.","start":273.16998,"end":274.94998,"sentiment":"neutral","sentiment_score":-0.01439553705443229}],"sentiment":"neutral","sentiment_score":0.041560356258688605,"channel":0,"num_words":17,"start":269.885,"end":274.94998},{"sentences":[{"text":"Yeah.","start":275.01,"end":275.51,"sentiment":"neutral","sentiment_score":0.012360705062747002},{"text":"No.","start":275.57,"end":275.81,"sentiment":"neutral","sentiment_score":0.07659666240215302},{"text":"Awesome.","start":275.81,"end":276.31,"sentiment":"neutral","sentiment_score":0.3211863040924072},{"text":"Perfect.","start":276.93,"end":277.41,"sentiment":"neutral","sentiment_score":0.2578173577785492},{"text":"Well, have you ever spoken to a financial adviser before?","start":277.41,"end":280.77,"sentiment":"neutral","sentiment_score":0.03246508128941059}],"sentiment":"neutral","sentiment_score":0.07090084587356874,"channel":0,"num_words":14,"start":275.01,"end":280.77},{"sentences":[{"text":"Have you ever sort of thought or thought about getting advice in the past at all?","start":280.77,"end":284.87,"sentiment":"neutral","sentiment_score":0.014031468657776713}],"sentiment":"neutral","sentiment_score":0.014031468657776713,"channel":0,"num_words":16,"start":280.77,"end":284.87},{"sentences":[{"text":"No.","start":285.79,"end":286.11002,"sentiment":"neutral","sentiment_score":-0.1102692037820816},{"text":"I haven't.","start":286.11002,"end":286.59,"sentiment":"neutral","sentiment_score":-0.10530398786067963},{"text":"This is my first","start":286.59,"end":287.63,"sentiment":"neutral","sentiment_score":-0.1578410230576992}],"sentiment":"neutral","sentiment_score":-0.13603446739060537,"channel":1,"num_words":7,"start":285.79,"end":287.63},{"sentences":[{"text":"No.","start":287.33,"end":287.655,"sentiment":"neutral","sentiment_score":-0.17911192774772644}],"sentiment":"neutral","sentiment_score":-0.17911192774772644,"channel":0,"num_words":1,"start":287.33,"end":287.655},{"sentences":[{"text":"time.","start":287.63,"end":288.13,"sentiment":"neutral","sentiment_score":-0.1631319671869278}],"sentiment":"neutral","sentiment_score":-0.1631319671869278,"channel":1,"num_words":1,"start":287.63,"end":288.13},{"sentences":[{"text":"First time?","start":288.615,"end":289.175,"sentiment":"neutral","sentiment_score":-0.11464176699519157},{"text":"That's okay.","start":289.175,"end":289.995,"sentiment":"neutral","sentiment_score":0.08780934475362301},{"text":"So just to give you a bit of an idea on how we do things is we start by getting a feel for what your goals are, what you're looking at, and how we can help you.","start":290.215,"end":297.51498,"sentiment":"neutral","sentiment_score":0.21611130881953883},{"text":"We do a initial consultation like this, and then we go through a bit of research with you to make sure we understand your personal and financial circumstances in-depth.","start":297.975,"end":306.37003,"sentiment":"neutral","sentiment_score":0.11292879514653108},{"text":"We then go away and we generate an advice document.","start":306.75,"end":309.55002,"sentiment":"neutral","sentiment_score":0.10632248744368553}],"sentiment":"neutral","sentiment_score":0.1535076689440757,"channel":0,"num_words":80,"start":288.615,"end":309.55002},{"sentences":[{"text":"It's called a statement of advice, and it's a legal document that outlines what the recommendations are.","start":309.55002,"end":315.25,"sentiment":"neutral","sentiment_score":0.10831931584021624},{"text":"We outline the advantages, the disadvantages, and the risks involved.","start":315.715,"end":319.415,"sentiment":"neutral","sentiment_score":0.07787504699081182},{"text":"We present that to you, and then you get to take that and have a read through and decide whether you choose to take on the advice or not.","start":319.635,"end":325.875,"sentiment":"neutral","sentiment_score":0.10350101595294886},{"text":"Okay?","start":325.875,"end":326.375,"sentiment":"neutral","sentiment_score":0.08349008858203888}],"sentiment":"neutral","sentiment_score":0.10009119983174299,"channel":0,"num_words":57,"start":309.55002,"end":326.375},{"sentences":[{"text":"Okay.","start":326.835,"end":327.335,"sentiment":"neutral","sentiment_score":0.07817934453487396}],"sentiment":"neutral","sentiment_score":0.07817934453487396,"channel":1,"num_words":1,"start":326.835,"end":327.335},{"sentences":[{"text":"Yeah.","start":328.195,"end":328.675,"sentiment":"neutral","sentiment_score":0.1845777928829193},{"text":"Perfect.","start":328.675,"end":329.175,"sentiment":"neutral","sentiment_score":0.3320896029472351}],"sentiment":"neutral","sentiment_score":0.2583336979150772,"channel":0,"num_words":2,"start":328.195,"end":329.175},{"sentences":[{"text":"I have","start":329.955,"end":330.435,"sentiment":"neutral","sentiment_score":0.13136311993002892}],"sentiment":"neutral","sentiment_score":0.13136311993002892,"channel":1,"num_words":2,"start":329.955,"end":330.435},{"sentences":[{"text":"Yeah.","start":330.12003,"end":330.62003,"sentiment":"neutral","sentiment_score":0.07664954662322998}],"sentiment":"neutral","sentiment_score":0.07664954662322998,"channel":0,"num_words":1,"start":330.12003,"end":330.62003},{"sentences":[{"text":"had, like, a look at a couple different options.","start":330.435,"end":333.01498,"sentiment":"neutral","sentiment_score":0.05381194709075822},{"text":"Like, obviously, I'm trying to look for, like, an investment that's not gonna be, like, excessively high risk.","start":334.57,"end":344.19,"sentiment":"neutral","sentiment_score":-0.015511320696936714},{"text":"You know what I mean?","start":344.25,"end":345.22998,"sentiment":"neutral","sentiment_score":-0.008945506811141968}],"sentiment":"neutral","sentiment_score":0.005011756788007915,"channel":1,"num_words":32,"start":330.435,"end":345.22998},{"sentences":[{"text":"Yep.","start":344.76,"end":345.26,"sentiment":"neutral","sentiment_score":0.060476239770650864},{"text":"Yeah.","start":345.635,"end":346.135,"sentiment":"neutral","sentiment_score":0.07099516689777374}],"sentiment":"neutral","sentiment_score":0.0657357033342123,"channel":0,"num_words":2,"start":344.76,"end":346.135},{"sentences":[{"text":"I do need some, like, some level of stability.","start":347.05,"end":350.54498,"sentiment":"neutral","sentiment_score":-0.01061154156923294},{"text":"So, like, I think what I had to look at that ended up being, like, somewhat stable is I think they're called ETS.","start":350.60498,"end":359.345,"sentiment":"neutral","sentiment_score":0.1417508238683576}],"sentiment":"neutral","sentiment_score":0.09889890858903527,"channel":1,"num_words":32,"start":347.05,"end":359.345},{"sentences":[{"text":"Yep.","start":359.395,"end":359.895,"sentiment":"neutral","sentiment_score":0.10135391354560852},{"text":"Mhmm.","start":360.435,"end":360.835,"sentiment":"neutral","sentiment_score":0.09805470705032349},{"text":"Yep.","start":360.835,"end":361.23,"sentiment":"neutral","sentiment_score":0.119467630982399},{"text":"Yep.","start":361.47,"end":361.97,"sentiment":"neutral","sentiment_score":0.16200530529022217}],"sentiment":"neutral","sentiment_score":0.12022038921713829,"channel":0,"num_words":4,"start":359.395,"end":361.97},{"sentences":[{"text":"Because","start":362.37,"end":362.69,"sentiment":"neutral","sentiment_score":0.23796997964382172}],"sentiment":"neutral","sentiment_score":0.23796997964382172,"channel":1,"num_words":1,"start":362.37,"end":362.69},{"sentences":[{"text":"Perfect.","start":362.43002,"end":362.93002,"sentiment":"positive","sentiment_score":0.5001314878463745}],"sentiment":"positive","sentiment_score":0.5001314878463745,"channel":0,"num_words":1,"start":362.43002,"end":362.93002},{"sentences":[{"text":"I know that I know that that goes up and down, but it's","start":362.69,"end":366.13,"sentiment":"neutral","sentiment_score":0.2136777169429339}],"sentiment":"neutral","sentiment_score":0.2136777169429339,"channel":1,"num_words":13,"start":362.69,"end":366.13},{"sentences":[{"text":"Yep.","start":365.95,"end":366.45,"sentiment":"neutral","sentiment_score":0.2118462771177292}],"sentiment":"neutral","sentiment_score":0.2118462771177292,"channel":0,"num_words":1,"start":365.95,"end":366.45},{"sentences":[{"text":"from what I know, it's generally safe to invest in if you're investing","start":366.61002,"end":370.77,"sentiment":"neutral","sentiment_score":0.2240117215193235}],"sentiment":"neutral","sentiment_score":0.2240117215193235,"channel":1,"num_words":13,"start":366.61002,"end":370.77},{"sentences":[{"text":"Yeah.","start":370.43002,"end":370.93002,"sentiment":"neutral","sentiment_score":0.17919586598873138}],"sentiment":"neutral","sentiment_score":0.17919586598873138,"channel":0,"num_words":1,"start":370.43002,"end":370.93002},{"sentences":[{"text":"in the right stuff.","start":370.77,"end":371.65,"sentiment":"neutral","sentiment_score":0.21243833005428314},{"text":"But I","start":371.65,"end":372.13,"sentiment":"neutral","sentiment_score":0.02421633154153824}],"sentiment":"neutral","sentiment_score":0.14969766388336816,"channel":1,"num_words":6,"start":370.77,"end":372.13},{"sentences":[{"text":"Yeah.","start":372.03,"end":372.53,"sentiment":"neutral","sentiment_score":0.007830116897821426}],"sentiment":"neutral","sentiment_score":0.007830116897821426,"channel":0,"num_words":1,"start":372.03,"end":372.53},{"sentences":[{"text":"I don't know what to invest in in that regard.","start":372.13,"end":374.85,"sentiment":"neutral","sentiment_score":-0.07703378349542618}],"sentiment":"neutral","sentiment_score":-0.07703378349542618,"channel":1,"num_words":10,"start":372.13,"end":374.85},{"sentences":[{"text":"Yeah.","start":374.75,"end":375.165,"sentiment":"neutral","sentiment_score":0.02182595431804657}],"sentiment":"neutral","sentiment_score":0.02182595431804657,"channel":0,"num_words":1,"start":374.75,"end":375.165},{"sentences":[{"text":"You know what I mean?","start":374.85,"end":375.645,"sentiment":"neutral","sentiment_score":0.0012576363980770112}],"sentiment":"neutral","sentiment_score":0.0012576363980770112,"channel":1,"num_words":5,"start":374.85,"end":375.645},{"sentences":[{"text":"Yeah.","start":376.045,"end":376.36502,"sentiment":"neutral","sentiment_score":-0.0024301018565893173},{"text":"No.","start":376.36502,"end":376.765,"sentiment":"neutral","sentiment_score":0.012419678270816805},{"text":"Perfect.","start":376.765,"end":377.265,"sentiment":"neutral","sentiment_score":0.23350057005882263},{"text":"When you're looking at investing, are you sort of wanting us to look at platforms and possibly manage the investments for you so that we can kinda help you to look at that goal, keep you on track to meet that goal?","start":377.565,"end":387.21,"sentiment":"neutral","sentiment_score":0.2440201040534746}],"sentiment":"neutral","sentiment_score":0.23316298926042187,"channel":0,"num_words":45,"start":376.045,"end":387.21},{"sentences":[{"text":"Yeah.","start":388.22,"end":388.54,"sentiment":"neutral","sentiment_score":0.1321382224559784},{"text":"Well, I my","start":388.54,"end":389.42,"sentiment":"neutral","sentiment_score":0.11783403158187866}],"sentiment":"neutral","sentiment_score":0.1214100793004036,"channel":1,"num_words":4,"start":388.22,"end":389.42},{"sentences":[{"text":"Yep.","start":389.28998,"end":389.78998,"sentiment":"neutral","sentiment_score":0.132403165102005}],"sentiment":"neutral","sentiment_score":0.132403165102005,"channel":0,"num_words":1,"start":389.28998,"end":389.78998},{"sentences":[{"text":"mom's a client of yours, and I think","start":389.42,"end":391.58002,"sentiment":"neutral","sentiment_score":0.14441301953047514}],"sentiment":"neutral","sentiment_score":0.14441301953047514,"channel":1,"num_words":8,"start":389.42,"end":391.58002},{"sentences":[{"text":"Yep.","start":391.53,"end":392.03,"sentiment":"neutral","sentiment_score":0.1477331817150116}],"sentiment":"neutral","sentiment_score":0.1477331817150116,"channel":0,"num_words":1,"start":391.53,"end":392.03},{"sentences":[{"text":"that you guys manage her super when it comes to","start":391.58002,"end":394.22,"sentiment":"neutral","sentiment_score":0.185967256128788}],"sentiment":"neutral","sentiment_score":0.185967256128788,"channel":1,"num_words":10,"start":391.58002,"end":394.22},{"sentences":[{"text":"Yep.","start":394.16998,"end":394.66998,"sentiment":"neutral","sentiment_score":0.1376730501651764}],"sentiment":"neutral","sentiment_score":0.1376730501651764,"channel":0,"num_words":1,"start":394.16998,"end":394.66998},{"sentences":[{"text":"investing.","start":394.22,"end":394.72,"sentiment":"neutral","sentiment_score":0.08475525677204132}],"sentiment":"neutral","sentiment_score":0.08475525677204132,"channel":1,"num_words":1,"start":394.22,"end":394.72},{"sentences":[{"text":"Yeah.","start":395.69,"end":396.09,"sentiment":"neutral","sentiment_score":0.09700996428728104},{"text":"Correct.","start":396.09,"end":396.59,"sentiment":"neutral","sentiment_score":0.1164095252752304},{"text":"No.","start":396.72998,"end":397.05,"sentiment":"neutral","sentiment_score":0.14929279685020447},{"text":"Perfect.","start":397.05,"end":397.55,"sentiment":"positive","sentiment_score":0.3952154517173767},{"text":"Sounds good.","start":397.84998,"end":398.72998,"sentiment":"positive","sentiment_score":0.4936686158180237}],"sentiment":"neutral","sentiment_score":0.29087749496102333,"channel":0,"num_words":6,"start":395.69,"end":398.72998},{"sentences":[{"text":"And, look, honestly, ETFs and managed funds are a great way to start.","start":398.72998,"end":401.77,"sentiment":"positive","sentiment_score":0.3961792313135587},{"text":"And when we we look at building portfolios, we also include those sorts of things.","start":401.77,"end":405.99503,"sentiment":"neutral","sentiment_score":0.22441807389259338},{"text":"We don't generally stick to individual companies.","start":406.295,"end":409.095,"sentiment":"neutral","sentiment_score":0.05640344321727753},{"text":"They do tend to come with a lot more risk, and you have to have generally anywhere between so there's 20 to 50 different individual companies in a portfolio to make it worthwhile.","start":409.095,"end":417.355,"sentiment":"neutral","sentiment_score":0.1223833831873807},{"text":"So having ETFs and managed funds in your portfolio does mean that you are diversifying quite significantly, helping to lower the overall risk, but still making sure you get returns there.","start":417.415,"end":428.44,"sentiment":"positive","sentiment_score":0.3972693128931907}],"sentiment":"neutral","sentiment_score":0.2552063188167534,"channel":0,"num_words":99,"start":398.72998,"end":428.44},{"sentences":[{"text":"And they're very much liquid too, so easier to buy and sell in and out of when you need to change the portfolio.","start":428.44,"end":433.76498,"sentiment":"neutral","sentiment_score":0.3218998215768648},{"text":"So that's essentially how we look at things.","start":433.985,"end":436.72498,"sentiment":"neutral","sentiment_score":0.19616162031888962},{"text":"We do also, as advisers, have different platforms.","start":436.94498,"end":439.425,"sentiment":"neutral","sentiment_score":0.15274559427052736},{"text":"You probably know on outside of the advice sort of world, there are other platforms like Comsec, Raize, all those sorts of things.","start":439.425,"end":446.38498,"sentiment":"neutral","sentiment_score":0.12194887710654218},{"text":"We have different platforms, platforms like Hub24, MyNorth.","start":446.38498,"end":450.07,"sentiment":"neutral","sentiment_score":0.14536002464592457}],"sentiment":"neutral","sentiment_score":0.2023236854800156,"channel":0,"num_words":70,"start":428.44,"end":450.07},{"sentences":[{"text":"We can utilize investment fund platforms like Generation Life Bond, and we build our portfolios within those platforms.","start":450.61002,"end":457.25,"sentiment":"neutral","sentiment_score":0.22231386767493355},{"text":"We manage them.","start":457.25,"end":458.13,"sentiment":"neutral","sentiment_score":0.2157438894112905},{"text":"We do reviews with you to make sure you're on track and also alter the portfolios as we need to moving forward as well.","start":458.13,"end":464.695,"sentiment":"neutral","sentiment_score":0.28503087799375254},{"text":"So does that sound like the sort of thing you're after having us look at for you?","start":464.695,"end":469.035,"sentiment":"neutral","sentiment_score":0.07187757093240232}],"sentiment":"neutral","sentiment_score":0.20502485587231575,"channel":0,"num_words":62,"start":450.61002,"end":469.035},{"sentences":[{"text":"Yes.","start":469.725,"end":470.205,"sentiment":"neutral","sentiment_score":0.1310424506664276},{"text":"That sounds","start":470.205,"end":470.72498,"sentiment":"neutral","sentiment_score":0.09331239014863968}],"sentiment":"neutral","sentiment_score":0.10588907698790233,"channel":1,"num_words":3,"start":469.725,"end":470.72498},{"sentences":[{"text":"Yeah.","start":470.775,"end":471.275,"sentiment":"neutral","sentiment_score":0.12430843710899352}],"sentiment":"neutral","sentiment_score":0.12430843710899352,"channel":0,"num_words":1,"start":470.775,"end":471.275},{"sentences":[{"text":"it's not like what I'm after.","start":470.925,"end":472.545,"sentiment":"neutral","sentiment_score":-0.09531181926528613},{"text":"I did also have a look at, like, term deposits as well.","start":473.325,"end":476.69998,"sentiment":"neutral","sentiment_score":0.007424101543923219},{"text":"But then, like, after looking at it, even with, like, a higher end interest bank, it","start":478.12,"end":484.03998,"sentiment":"neutral","sentiment_score":-0.10072266613133252}],"sentiment":"neutral","sentiment_score":-0.06159836338723407,"channel":1,"num_words":34,"start":470.925,"end":484.03998},{"sentences":[{"text":"Yep.","start":483.96,"end":484.46,"sentiment":"neutral","sentiment_score":-0.1355566829442978}],"sentiment":"neutral","sentiment_score":-0.1355566829442978,"channel":0,"num_words":1,"start":483.96,"end":484.46},{"sentences":[{"text":"doesn't seem to be, like, too great of a return even after seven years.","start":484.03998,"end":487.9,"sentiment":"neutral","sentiment_score":-0.2054935981120382}],"sentiment":"neutral","sentiment_score":-0.2054935981120382,"channel":1,"num_words":14,"start":484.03998,"end":487.9},{"sentences":[{"text":"Yeah.","start":488.345,"end":488.825,"sentiment":"neutral","sentiment_score":0.019167006015777588},{"text":"And term deposits are more a defensive in investment.","start":488.825,"end":492.36502,"sentiment":"neutral","sentiment_score":0.053140845977597766},{"text":"So we do have there is a place for term deposits and cash and fixed interest inside a portfolio, having a bit of defensive investments for lowering the risk and helping to stabilize long term market ups and downs.","start":492.505,"end":504.125,"sentiment":"neutral","sentiment_score":0.2547544061373442},{"text":"But they do, unfortunately, don't always hold true to the right style of investing for a lot of people.","start":504.93,"end":510.69,"sentiment":"neutral","sentiment_score":-0.2749230124448475},{"text":"They don't make a lot of returns, and that's because they don't go up and they don't fluctuate a lot.","start":510.69,"end":514.85,"sentiment":"negative","sentiment_score":-0.33787809163331983}],"sentiment":"neutral","sentiment_score":-0.017593666022135454,"channel":0,"num_words":88,"start":488.345,"end":514.85},{"sentences":[{"text":"So in term deposits and fixed interest, you're not really taking on much risk.","start":514.85,"end":518.77,"sentiment":"neutral","sentiment_score":-0.2789122813514301},{"text":"Therefore, the returns are likely to be certainly less.","start":518.77,"end":521.74506,"sentiment":"negative","sentiment_score":-0.3409610589345296},{"text":"Cash investments also don't always hold up to inflation.","start":522.445,"end":525.585,"sentiment":"neutral","sentiment_score":-0.15291831311252382},{"text":"So whilst there is definitely a place for them, and we can look at term deposits inside the investment portfolios as well as part of a defensive investment for you, Did you want us to consider 10 deposits as well?","start":525.885,"end":537.89,"sentiment":"neutral","sentiment_score":0.07770159617066383},{"text":"Or is there any sort of particular areas or avenues that it that you'd like us to look at?","start":537.89,"end":542.15,"sentiment":"neutral","sentiment_score":0.062069967781242574}],"sentiment":"neutral","sentiment_score":-0.04464058299641033,"channel":0,"num_words":91,"start":514.85,"end":542.15},{"sentences":[{"text":"I mean, yeah, possibly the the only reason I would put on a term deposit is just as, like, it's a form of sales safe.","start":543.025,"end":551.185,"sentiment":"neutral","sentiment_score":0.09510034546256066},{"text":"You know what I mean?","start":551.185,"end":552.245,"sentiment":"neutral","sentiment_score":0.03234714902937412}],"sentiment":"neutral","sentiment_score":0.0846414793903629,"channel":1,"num_words":30,"start":543.025,"end":552.245},{"sentences":[{"text":"Yeah.","start":552.46497,"end":552.94495,"sentiment":"neutral","sentiment_score":0.08862213790416718},{"text":"Correct.","start":552.94495,"end":553.345,"sentiment":"neutral","sentiment_score":0.12911227345466614}],"sentiment":"neutral","sentiment_score":0.10886720567941666,"channel":0,"num_words":2,"start":552.46497,"end":553.345},{"sentences":[{"text":"Probably.","start":553.025,"end":553.525,"sentiment":"neutral","sentiment_score":0.1129009574651718}],"sentiment":"neutral","sentiment_score":0.1129009574651718,"channel":1,"num_words":1,"start":553.025,"end":553.525},{"sentences":[{"text":"And that's why we use them.","start":553.345,"end":555.045,"sentiment":"neutral","sentiment_score":0.1327282190322876},{"text":"Yeah.","start":555.425,"end":555.925,"sentiment":"neutral","sentiment_score":0.17957863211631775},{"text":"Yep.","start":556.065,"end":556.565,"sentiment":"neutral","sentiment_score":0.2200287878513336},{"text":"Alright.","start":557.105,"end":557.425,"sentiment":"positive","sentiment_score":0.4426185488700866},{"text":"Perfect.","start":557.425,"end":557.925,"sentiment":"positive","sentiment_score":0.6589012742042542}],"sentiment":"neutral","sentiment_score":0.22974965572357178,"channel":0,"num_words":10,"start":553.345,"end":557.925},{"sentences":[{"text":"I can have a look at all the different options out there.","start":557.985,"end":560.34,"sentiment":"positive","sentiment_score":0.41922469188769657},{"text":"To go through a bit more information on yourself and just sort of looking at providing the advice, we need to kind of update and do a little bit of research around your personal circumstances there as well.","start":561.14,"end":570.66003,"sentiment":"neutral","sentiment_score":0.29464115672989893},{"text":"So you've made mention to me that you do have a bit of expendable income at the end of the fortnight there, about 5 to $600.","start":570.66003,"end":578.065,"sentiment":"neutral","sentiment_score":0.16759839109503305},{"text":"How what how much do you actually earn?","start":578.065,"end":580.065,"sentiment":"neutral","sentiment_score":0.06877180212177336},{"text":"What are you grossing or what is your income at the moment?","start":580.065,"end":583.52496,"sentiment":"neutral","sentiment_score":-0.0052863537178685265}],"sentiment":"neutral","sentiment_score":0.21949329790853275,"channel":0,"num_words":96,"start":557.985,"end":583.52496},{"sentences":[{"text":"Currently, I'm they're currently on anywhere between, like, 600 to 1,000, but that's what I mean.","start":584.755,"end":592.74005,"sentiment":"neutral","sentiment_score":-0.03061195428017527},{"text":"Like, I don't other than the savings that I've accumulated, it's just spending money, really.","start":592.74005,"end":598.26,"sentiment":"neutral","sentiment_score":-0.06035215134421985},{"text":"I don't have any need to spend any of that.","start":598.26,"end":600.915,"sentiment":"neutral","sentiment_score":-0.07919031530618667}],"sentiment":"neutral","sentiment_score":-0.053340894919706554,"channel":1,"num_words":41,"start":584.755,"end":600.915},{"sentences":[{"text":"Yep.","start":600.88,"end":601.38,"sentiment":"neutral","sentiment_score":0.05061972141265869},{"text":"No.","start":601.52,"end":602.0,"sentiment":"neutral","sentiment_score":0.0020181015133857727}],"sentiment":"neutral","sentiment_score":0.026318911463022232,"channel":0,"num_words":2,"start":600.88,"end":602.0},{"sentences":[{"text":"You know?","start":601.71497,"end":602.375,"sentiment":"neutral","sentiment_score":-0.007450491189956665}],"sentiment":"neutral","sentiment_score":-0.007450491189956665,"channel":1,"num_words":2,"start":601.71497,"end":602.375},{"sentences":[{"text":"That's yeah.","start":602.0,"end":603.04,"sentiment":"neutral","sentiment_score":0.03586043044924736},{"text":"That's","start":603.04,"end":603.36,"sentiment":"neutral","sentiment_score":0.047234803438186646}],"sentiment":"neutral","sentiment_score":0.03965188811222712,"channel":0,"num_words":3,"start":602.0,"end":603.36},{"sentences":[{"text":"Because","start":603.07495,"end":603.39496,"sentiment":"neutral","sentiment_score":0.029286015778779984}],"sentiment":"neutral","sentiment_score":0.029286015778779984,"channel":1,"num_words":1,"start":603.07495,"end":603.39496},{"sentences":[{"text":"okay.","start":603.36,"end":603.86,"sentiment":"neutral","sentiment_score":0.07468265295028687}],"sentiment":"neutral","sentiment_score":0.07468265295028687,"channel":0,"num_words":1,"start":603.36,"end":603.86},{"sentences":[{"text":"I I'm in a","start":603.39496,"end":604.755,"sentiment":"neutral","sentiment_score":0.04297688417136669}],"sentiment":"neutral","sentiment_score":0.04297688417136669,"channel":1,"num_words":4,"start":603.39496,"end":604.755},{"sentences":[{"text":"Sorry.","start":604.665,"end":605.165,"sentiment":"neutral","sentiment_score":-0.003628186881542206}],"sentiment":"neutral","sentiment_score":-0.003628186881542206,"channel":0,"num_words":1,"start":604.665,"end":605.165},{"sentences":[{"text":"comfortable spot at the moment.","start":604.755,"end":606.375,"sentiment":"neutral","sentiment_score":0.026601974666118623},{"text":"You know?","start":606.675,"end":607.255,"sentiment":"neutral","sentiment_score":0.03645018860697746}],"sentiment":"neutral","sentiment_score":0.029415750077792575,"channel":1,"num_words":7,"start":604.755,"end":607.255},{"sentences":[{"text":"Yep.","start":606.825,"end":607.325,"sentiment":"neutral","sentiment_score":0.1700877547264099},{"text":"Perfect.","start":607.945,"end":608.445,"sentiment":"positive","sentiment_score":0.48321226239204407},{"text":"I'm still at the moment.","start":609.545,"end":610.985,"sentiment":"positive","sentiment_score":0.3440445601940155},{"text":"Beautiful.","start":610.985,"end":611.385,"sentiment":"positive","sentiment_score":0.528677761554718},{"text":"Are you living with mom?","start":611.385,"end":612.90497,"sentiment":"neutral","sentiment_score":0.1790716677904129}],"sentiment":"neutral","sentiment_score":0.29211991681502414,"channel":0,"num_words":13,"start":606.825,"end":612.90497},{"sentences":[{"text":"Or","start":612.90497,"end":613.065,"sentiment":"neutral","sentiment_score":0.037370551377534866}],"sentiment":"neutral","sentiment_score":0.037370551377534866,"channel":0,"num_words":1,"start":612.90497,"end":613.065},{"sentences":[{"text":"Currently, yeah, but that's","start":614.675,"end":616.35,"sentiment":"neutral","sentiment_score":0.09971673414111137}],"sentiment":"neutral","sentiment_score":0.09971673414111137,"channel":1,"num_words":4,"start":614.675,"end":616.35},{"sentences":[{"text":"Yep.","start":616.185,"end":616.5,"sentiment":"neutral","sentiment_score":0.11179296672344208}],"sentiment":"neutral","sentiment_score":0.11179296672344208,"channel":0,"num_words":1,"start":616.185,"end":616.5},{"sentences":[{"text":"before I because I'm gonna start another job soon.","start":616.67,"end":621.47,"sentiment":"neutral","sentiment_score":-0.001826866219441096},{"text":"So and once I start another job, I'll be saving more so I can move out sometime this year into another place.","start":621.47,"end":628.69,"sentiment":"neutral","sentiment_score":0.06314111822708086}],"sentiment":"neutral","sentiment_score":0.04427944532325191,"channel":1,"num_words":31,"start":616.67,"end":628.69},{"sentences":[{"text":"Yeah.","start":628.9,"end":629.3,"sentiment":"neutral","sentiment_score":0.03001766093075275}],"sentiment":"neutral","sentiment_score":0.03001766093075275,"channel":0,"num_words":1,"start":628.9,"end":629.3},{"sentences":[{"text":"And then I","start":628.98505,"end":629.30505,"sentiment":"neutral","sentiment_score":0.023382704704999924}],"sentiment":"neutral","sentiment_score":0.023382704704999924,"channel":1,"num_words":3,"start":628.98505,"end":629.30505},{"sentences":[{"text":"Perfect.","start":629.3,"end":629.8,"sentiment":"neutral","sentiment_score":0.10093110054731368}],"sentiment":"neutral","sentiment_score":0.10093110054731368,"channel":0,"num_words":1,"start":629.3,"end":629.8},{"sentences":[{"text":"will have to start factoring in, like, rent and stuff, but","start":629.30505,"end":632.68506,"sentiment":"neutral","sentiment_score":0.03383592651648955}],"sentiment":"neutral","sentiment_score":0.03383592651648955,"channel":1,"num_words":11,"start":629.30505,"end":632.68506},{"sentences":[{"text":"Yep.","start":632.795,"end":633.295,"sentiment":"neutral","sentiment_score":-0.0172090046107769}],"sentiment":"neutral","sentiment_score":-0.0172090046107769,"channel":0,"num_words":1,"start":632.795,"end":633.295},{"sentences":[{"text":"I don't think it'll be too big of an issue because I'll still be getting, like, the combined","start":632.825,"end":637.965,"sentiment":"neutral","sentiment_score":-0.24613172395361793}],"sentiment":"neutral","sentiment_score":-0.24613172395361793,"channel":1,"num_words":18,"start":632.825,"end":637.965},{"sentences":[{"text":"Yep.","start":640.47504,"end":640.97504,"sentiment":"neutral","sentiment_score":-0.1117943525314331}],"sentiment":"neutral","sentiment_score":-0.1117943525314331,"channel":0,"num_words":1,"start":640.47504,"end":640.97504},{"sentences":[{"text":"I don't know.","start":641.625,"end":642.18506,"sentiment":"neutral","sentiment_score":-0.10266744593779246},{"text":"The combined pay.","start":642.18506,"end":642.98505,"sentiment":"neutral","sentiment_score":-0.08548375715812047},{"text":"You know what I mean?","start":642.98505,"end":643.965,"sentiment":"neutral","sentiment_score":-0.04565050601959229}],"sentiment":"neutral","sentiment_score":-0.07206419448960912,"channel":1,"num_words":11,"start":641.625,"end":643.965},{"sentences":[{"text":"Yeah.","start":644.25,"end":644.41003,"sentiment":"neutral","sentiment_score":0.001177515834569931},{"text":"Yeah.","start":644.41003,"end":644.81,"sentiment":"neutral","sentiment_score":0.026497315615415573},{"text":"Absolutely.","start":644.81,"end":645.31,"sentiment":"neutral","sentiment_score":0.04724963754415512},{"text":"So for address wise, did you want us to use your mom's address","start":646.25,"end":649.55005,"sentiment":"neutral","sentiment_score":0.021348167712298725}],"sentiment":"neutral","sentiment_score":0.022028165578376502,"channel":0,"num_words":16,"start":644.25,"end":649.55005},{"sentences":[{"text":"Yes.","start":650.48,"end":650.98,"sentiment":"neutral","sentiment_score":0.028487082570791245}],"sentiment":"neutral","sentiment_score":0.028487082570791245,"channel":1,"num_words":1,"start":650.48,"end":650.98},{"sentences":[{"text":"for the time being?","start":651.21,"end":652.25,"sentiment":"neutral","sentiment_score":0.0321667711250484},{"text":"Perfect.","start":652.25,"end":652.65,"sentiment":"neutral","sentiment_score":0.2224082946777344},{"text":"We can do that.","start":652.65,"end":653.37,"sentiment":"neutral","sentiment_score":0.1612260788679123},{"text":"Not a problem at all.","start":653.37,"end":654.73004,"sentiment":"neutral","sentiment_score":0.1351754516363144},{"text":"And can I grab an email address off you as well?","start":654.73004,"end":657.05005,"sentiment":"neutral","sentiment_score":0.03657352678816427}],"sentiment":"neutral","sentiment_score":0.08296662990003824,"channel":0,"num_words":25,"start":651.21,"end":657.05005},{"sentences":[{"text":"I don't believe I have one here.","start":657.05005,"end":658.41003,"sentiment":"neutral","sentiment_score":-0.11299316265753337},{"text":"I'm sorry.","start":658.41003,"end":658.81,"sentiment":"neutral","sentiment_score":-0.08592792972922325},{"text":"Oh, actually, I do.","start":658.81,"end":659.595,"sentiment":"neutral","sentiment_score":-0.03534378902986646},{"text":"I'm so sorry.","start":659.595,"end":660.195,"sentiment":"neutral","sentiment_score":-0.0628873681028684},{"text":"It's in the wrong section.","start":660.195,"end":660.995,"sentiment":"neutral","sentiment_score":-0.06054076105356217}],"sentiment":"neutral","sentiment_score":-0.07597852684557438,"channel":0,"num_words":21,"start":657.05005,"end":660.995},{"sentences":[{"text":"It is cobill310807@gmail.com.","start":660.995,"end":665.71497,"sentiment":"neutral","sentiment_score":-0.032137258599201836},{"text":"Is that right?","start":665.71497,"end":666.535,"sentiment":"neutral","sentiment_score":-0.018007446080446243}],"sentiment":"neutral","sentiment_score":-0.02507235233982404,"channel":0,"num_words":6,"start":660.995,"end":666.535},{"sentences":[{"text":"Yeah.","start":666.875,"end":667.115,"sentiment":"neutral","sentiment_score":-0.01758654974400997},{"text":"That's me.","start":667.115,"end":667.935,"sentiment":"neutral","sentiment_score":-0.022488826885819435}],"sentiment":"neutral","sentiment_score":-0.020854734505216282,"channel":1,"num_words":3,"start":666.875,"end":667.935},{"sentences":[{"text":"Yeah.","start":668.115,"end":668.435,"sentiment":"neutral","sentiment_score":0.03586435317993164},{"text":"Perfect.","start":668.435,"end":668.915,"sentiment":"neutral","sentiment_score":0.090426467359066},{"text":"I do apologize.","start":668.915,"end":669.71497,"sentiment":"neutral","sentiment_score":-0.0390193797647953},{"text":"It's in a different area.","start":669.71497,"end":670.935,"sentiment":"neutral","sentiment_score":-0.03086405172944069},{"text":"There we go.","start":670.995,"end":671.795,"sentiment":"neutral","sentiment_score":0.021419644355773926}],"sentiment":"neutral","sentiment_score":-0.006217588025789995,"channel":0,"num_words":13,"start":668.115,"end":671.795},{"sentences":[{"text":"Lovely.","start":671.795,"end":672.295,"sentiment":"neutral","sentiment_score":0.22872906923294067},{"text":"And what do you do for work at the or what are you planning what are you gonna be doing for work?","start":672.63995,"end":676.48,"sentiment":"neutral","sentiment_score":0.044375556775114754},{"text":"What's your main occupation?","start":676.48,"end":677.62,"sentiment":"neutral","sentiment_score":0.0036305186804383993}],"sentiment":"neutral","sentiment_score":0.045167162703971066,"channel":0,"num_words":27,"start":671.795,"end":677.62},{"sentences":[{"text":"Usually, I go I usually fluctuate from to depends on what area I am because I've I've had to move around a bit.","start":678.89,"end":687.33496,"sentiment":"neutral","sentiment_score":0.01684723249839052},{"text":"But, like, when I","start":687.33496,"end":688.055,"sentiment":"neutral","sentiment_score":0.02937092026695609}],"sentiment":"neutral","sentiment_score":0.018702593649289122,"channel":1,"num_words":27,"start":678.89,"end":688.055},{"sentences":[{"text":"Yep.","start":688.0,"end":688.335,"sentiment":"neutral","sentiment_score":0.035638853907585144}],"sentiment":"neutral","sentiment_score":0.035638853907585144,"channel":0,"num_words":1,"start":688.0,"end":688.335},{"sentences":[{"text":"was up north recently, I was bartending over there.","start":688.055,"end":691.575,"sentiment":"neutral","sentiment_score":0.028277569346957736},{"text":"So, like, that's","start":691.575,"end":692.21497,"sentiment":"neutral","sentiment_score":0.035594699904322624}],"sentiment":"neutral","sentiment_score":0.03010685198629896,"channel":1,"num_words":12,"start":688.055,"end":692.21497},{"sentences":[{"text":"Okay.","start":692.015,"end":692.515,"sentiment":"neutral","sentiment_score":0.04131610319018364}],"sentiment":"neutral","sentiment_score":0.04131610319018364,"channel":0,"num_words":1,"start":692.015,"end":692.515},{"sentences":[{"text":"the main occupation for me.","start":692.21497,"end":693.995,"sentiment":"neutral","sentiment_score":0.04496369510889053}],"sentiment":"neutral","sentiment_score":0.04496369510889053,"channel":1,"num_words":5,"start":692.21497,"end":693.995},{"sentences":[{"text":"Yeah.","start":694.255,"end":694.655,"sentiment":"neutral","sentiment_score":0.11017747223377228}],"sentiment":"neutral","sentiment_score":0.11017747223377228,"channel":0,"num_words":1,"start":694.255,"end":694.655},{"sentences":[{"text":"And","start":694.535,"end":695.035,"sentiment":"neutral","sentiment_score":0.1836148351430893}],"sentiment":"neutral","sentiment_score":0.1836148351430893,"channel":1,"num_words":1,"start":694.535,"end":695.035},{"sentences":[{"text":"Perfect.","start":694.655,"end":695.155,"sentiment":"neutral","sentiment_score":0.11568563431501389}],"sentiment":"neutral","sentiment_score":0.11568563431501389,"channel":0,"num_words":1,"start":694.655,"end":695.155},{"sentences":[{"text":"I'm gonna be taking a while attending children in the city really soon as well.","start":696.1,"end":699.8,"sentiment":"neutral","sentiment_score":0.19121160407861074}],"sentiment":"neutral","sentiment_score":0.19121160407861074,"channel":1,"num_words":15,"start":696.1,"end":699.8},{"sentences":[{"text":"Oh, Oh, fantastic.","start":700.015,"end":701.27,"sentiment":"positive","sentiment_score":0.5272955795129141},{"text":"They've already offered you the role you've accepted already to go?","start":701.27,"end":704.41003,"sentiment":"positive","sentiment_score":0.43595764582807367}],"sentiment":"positive","sentiment_score":0.4555300601891109,"channel":0,"num_words":14,"start":700.015,"end":704.41003},{"sentences":[{"text":"Yeah.","start":704.89996,"end":705.39996,"sentiment":"neutral","sentiment_score":0.3243022561073303}],"sentiment":"neutral","sentiment_score":0.3243022561073303,"channel":1,"num_words":1,"start":704.89996,"end":705.39996},{"sentences":[{"text":"Oh, congratulations.","start":706.15,"end":706.81,"sentiment":"positive","sentiment_score":0.5686464458703995}],"sentiment":"positive","sentiment_score":0.5686464458703995,"channel":0,"num_words":2,"start":706.15,"end":706.81},{"sentences":[{"text":"And so and thank you.","start":707.93994,"end":709.605,"sentiment":"positive","sentiment_score":0.5471849977970124}],"sentiment":"positive","sentiment_score":0.5471849977970124,"channel":1,"num_words":5,"start":707.93994,"end":709.605},{"sentences":[{"text":"So there's","start":710.31,"end":710.71,"sentiment":"neutral","sentiment_score":0.08228767290711403}],"sentiment":"neutral","sentiment_score":0.08228767290711403,"channel":0,"num_words":2,"start":710.31,"end":710.71},{"sentences":[{"text":"Yeah.","start":710.485,"end":710.64496,"sentiment":"neutral","sentiment_score":0.061447784304618835},{"text":"There's","start":710.64496,"end":710.96497,"sentiment":"neutral","sentiment_score":0.047078028321266174}],"sentiment":"neutral","sentiment_score":0.054262906312942505,"channel":1,"num_words":2,"start":710.485,"end":710.96497},{"sentences":[{"text":"a lot","start":710.71,"end":711.03,"sentiment":"neutral","sentiment_score":0.03354766592383385}],"sentiment":"neutral","sentiment_score":0.03354766592383385,"channel":0,"num_words":2,"start":710.71,"end":711.03},{"sentences":[{"text":"a","start":710.96497,"end":711.46497,"sentiment":"neutral","sentiment_score":0.02121073752641678}],"sentiment":"neutral","sentiment_score":0.02121073752641678,"channel":1,"num_words":1,"start":710.96497,"end":711.46497},{"sentences":[{"text":"of","start":711.03,"end":711.53,"sentiment":"neutral","sentiment_score":0.019482621923089027}],"sentiment":"neutral","sentiment_score":0.019482621923089027,"channel":0,"num_words":1,"start":711.03,"end":711.53},{"sentences":[{"text":"there's","start":711.76495,"end":712.165,"sentiment":"neutral","sentiment_score":0.02539382129907608}],"sentiment":"neutral","sentiment_score":0.02539382129907608,"channel":1,"num_words":1,"start":711.76495,"end":712.165},{"sentences":[{"text":"you're right.","start":711.83,"end":712.31,"sentiment":"neutral","sentiment_score":0.04411892220377922}],"sentiment":"neutral","sentiment_score":0.04411892220377922,"channel":0,"num_words":2,"start":711.83,"end":712.31},{"sentences":[{"text":"a","start":712.165,"end":712.32495,"sentiment":"neutral","sentiment_score":-0.05482133477926254}],"sentiment":"neutral","sentiment_score":-0.05482133477926254,"channel":1,"num_words":1,"start":712.165,"end":712.32495},{"sentences":[{"text":"Sorry.","start":712.31,"end":712.81,"sentiment":"neutral","sentiment_score":-0.13201165199279785}],"sentiment":"neutral","sentiment_score":-0.13201165199279785,"channel":0,"num_words":1,"start":712.31,"end":712.81},{"sentences":[{"text":"lot of money to be made, like, in the city","start":712.32495,"end":715.125,"sentiment":"neutral","sentiment_score":-0.12573784589767456}],"sentiment":"neutral","sentiment_score":-0.12573784589767456,"channel":1,"num_words":10,"start":712.32495,"end":715.125},{"sentences":[{"text":"Oops.","start":714.87,"end":715.215,"sentiment":"neutral","sentiment_score":-0.07654833793640137}],"sentiment":"neutral","sentiment_score":-0.07654833793640137,"channel":0,"num_words":1,"start":714.87,"end":715.215},{"sentences":[{"text":"doing","start":715.125,"end":715.445,"sentiment":"neutral","sentiment_score":-0.020972659811377525}],"sentiment":"neutral","sentiment_score":-0.020972659811377525,"channel":1,"num_words":1,"start":715.125,"end":715.445},{"sentences":[{"text":"Yeah.","start":715.215,"end":715.715,"sentiment":"neutral","sentiment_score":-0.02292393520474434}],"sentiment":"neutral","sentiment_score":-0.02292393520474434,"channel":0,"num_words":1,"start":715.215,"end":715.715},{"sentences":[{"text":"that.","start":715.445,"end":715.76495,"sentiment":"neutral","sentiment_score":-0.0466594398021698},{"text":"So I was like, you know what?","start":715.76495,"end":717.70496,"sentiment":"neutral","sentiment_score":-0.04186527617275715},{"text":"I guess I'll take it.","start":718.885,"end":719.925,"sentiment":"neutral","sentiment_score":-0.05283438041806221},{"text":"You know what I mean?","start":719.925,"end":720.82495,"sentiment":"neutral","sentiment_score":-0.03317790180444717}],"sentiment":"neutral","sentiment_score":-0.04276543245133427,"channel":1,"num_words":18,"start":715.445,"end":720.82495},{"sentences":[{"text":"Absolutely.","start":721.135,"end":721.635,"sentiment":"neutral","sentiment_score":0.02114306017756462},{"text":"I think what they say in the hospitality industry, you make more money when others aren't working, especially with, you know, office workers.","start":722.335,"end":730.01,"sentiment":"neutral","sentiment_score":-0.0069582471219093904}],"sentiment":"neutral","sentiment_score":-0.00578735931776464,"channel":0,"num_words":24,"start":721.135,"end":730.01},{"sentences":[{"text":"Yep.","start":731.3,"end":731.8,"sentiment":"neutral","sentiment_score":0.01389195304363966}],"sentiment":"neutral","sentiment_score":0.01389195304363966,"channel":1,"num_words":1,"start":731.3,"end":731.8},{"sentences":[{"text":"Work when they're not.","start":731.91003,"end":732.95,"sentiment":"neutral","sentiment_score":-0.0019290295895189047},{"text":"That's perfect.","start":732.95,"end":733.77,"sentiment":"positive","sentiment_score":0.3631746917963028},{"text":"So there's a be a lot of night work in that for you.","start":733.83,"end":736.23004,"sentiment":"neutral","sentiment_score":0.18484614789485931},{"text":"You'd be doing a lot of nights and weekends and","start":736.23004,"end":738.39,"sentiment":"neutral","sentiment_score":0.1741352140903473}],"sentiment":"neutral","sentiment_score":0.16768914926797152,"channel":0,"num_words":29,"start":731.91003,"end":738.39},{"sentences":[{"text":"It goes well for me because I'm starting unity.","start":739.815,"end":743.435,"sentiment":"positive","sentiment_score":0.414487780796157},{"text":"So it","start":744.055,"end":744.615,"sentiment":"neutral","sentiment_score":0.2667241394519806}],"sentiment":"positive","sentiment_score":0.38762166418812494,"channel":1,"num_words":11,"start":739.815,"end":744.615},{"sentences":[{"text":"Yep.","start":744.525,"end":745.025,"sentiment":"neutral","sentiment_score":0.31768593192100525}],"sentiment":"neutral","sentiment_score":0.31768593192100525,"channel":0,"num_words":1,"start":744.525,"end":745.025},{"sentences":[{"text":"goes well for me because that means my my classes, they line up with it.","start":744.615,"end":748.855,"sentiment":"positive","sentiment_score":0.4684311310450236},{"text":"You know, I have I have later classes.","start":748.855,"end":750.875,"sentiment":"neutral","sentiment_score":0.17844163440167904},{"text":"So then after","start":750.935,"end":751.65497,"sentiment":"neutral","sentiment_score":0.08833831548690796}],"sentiment":"positive","sentiment_score":0.3353467302826735,"channel":1,"num_words":26,"start":744.615,"end":751.65497},{"sentences":[{"text":"Yeah.","start":751.645,"end":752.145,"sentiment":"neutral","sentiment_score":0.07986124604940414}],"sentiment":"neutral","sentiment_score":0.07986124604940414,"channel":0,"num_words":1,"start":751.645,"end":752.145},{"sentences":[{"text":"those, I just","start":751.65497,"end":752.46,"sentiment":"neutral","sentiment_score":0.08067280799150467}],"sentiment":"neutral","sentiment_score":0.08067280799150467,"channel":1,"num_words":3,"start":751.65497,"end":752.46},{"sentences":[{"text":"Yep.","start":752.525,"end":753.025,"sentiment":"neutral","sentiment_score":0.0566626712679863}],"sentiment":"neutral","sentiment_score":0.0566626712679863,"channel":0,"num_words":1,"start":752.525,"end":753.025},{"sentences":[{"text":"go straight to","start":752.62,"end":753.44,"sentiment":"neutral","sentiment_score":0.06232154121001562}],"sentiment":"neutral","sentiment_score":0.06232154121001562,"channel":1,"num_words":3,"start":752.62,"end":753.44},{"sentences":[{"text":"Yeah.","start":754.125,"end":754.445,"sentiment":"neutral","sentiment_score":0.09725598990917206},{"text":"Perfect.","start":754.445,"end":754.945,"sentiment":"positive","sentiment_score":0.4073176980018616},{"text":"Perfect.","start":755.005,"end":755.405,"sentiment":"neutral","sentiment_score":0.31888526678085327},{"text":"So you said you're starting uni as well.","start":755.405,"end":757.005,"sentiment":"neutral","sentiment_score":0.09852133877575397},{"text":"What are you studying at uni?","start":757.005,"end":758.465,"sentiment":"neutral","sentiment_score":0.05829158487419287}],"sentiment":"neutral","sentiment_score":0.11537524553782799,"channel":0,"num_words":17,"start":754.125,"end":758.465},{"sentences":[{"text":"work.","start":758.54004,"end":759.04004,"sentiment":"neutral","sentiment_score":0.028397787362337112},{"text":"A bachelor in social work.","start":759.18005,"end":761.52,"sentiment":"neutral","sentiment_score":0.05685599073767662}],"sentiment":"neutral","sentiment_score":0.052112956841786705,"channel":1,"num_words":6,"start":758.54004,"end":761.52},{"sentences":[{"text":"Perfect.","start":762.36005,"end":762.86005,"sentiment":"neutral","sentiment_score":0.19182127714157104}],"sentiment":"neutral","sentiment_score":0.19182127714157104,"channel":0,"num_words":1,"start":762.36005,"end":762.86005},{"sentences":[{"text":"I","start":762.495,"end":762.995,"sentiment":"neutral","sentiment_score":0.05886034294962883}],"sentiment":"neutral","sentiment_score":0.05886034294962883,"channel":1,"num_words":1,"start":762.495,"end":762.995},{"sentences":[{"text":"Are","start":763.96,"end":764.2,"sentiment":"neutral","sentiment_score":0.03733622282743454}],"sentiment":"neutral","sentiment_score":0.03733622282743454,"channel":0,"num_words":1,"start":763.96,"end":764.2},{"sentences":[{"text":"I","start":763.97003,"end":764.22003,"sentiment":"neutral","sentiment_score":0.0498599074780941}],"sentiment":"neutral","sentiment_score":0.0498599074780941,"channel":1,"num_words":1,"start":763.97003,"end":764.22003},{"sentences":[{"text":"you","start":764.2,"end":764.44,"sentiment":"neutral","sentiment_score":0.04508174583315849}],"sentiment":"neutral","sentiment_score":0.04508174583315849,"channel":0,"num_words":1,"start":764.2,"end":764.44},{"sentences":[{"text":"went","start":764.22003,"end":764.46,"sentiment":"neutral","sentiment_score":0.05169785022735596}],"sentiment":"neutral","sentiment_score":0.05169785022735596,"channel":1,"num_words":1,"start":764.22003,"end":764.46},{"sentences":[{"text":"just","start":764.44,"end":764.76,"sentiment":"neutral","sentiment_score":0.057154711335897446}],"sentiment":"neutral","sentiment_score":0.057154711335897446,"channel":0,"num_words":1,"start":764.44,"end":764.76},{"sentences":[{"text":"on.","start":764.46,"end":764.96,"sentiment":"neutral","sentiment_score":0.04039856791496277}],"sentiment":"neutral","sentiment_score":0.04039856791496277,"channel":1,"num_words":1,"start":764.46,"end":764.96},{"sentences":[{"text":"starting or partway through that one?","start":764.76,"end":767.02,"sentiment":"neutral","sentiment_score":0.06916218375166257}],"sentiment":"neutral","sentiment_score":0.06916218375166257,"channel":0,"num_words":6,"start":764.76,"end":767.02},{"sentences":[{"text":"Just gotten that one.","start":766.725,"end":769.46497,"sentiment":"neutral","sentiment_score":0.10154861398041248}],"sentiment":"neutral","sentiment_score":0.10154861398041248,"channel":1,"num_words":4,"start":766.725,"end":769.46497},{"sentences":[{"text":"Yep.","start":769.4,"end":769.9,"sentiment":"neutral","sentiment_score":0.1655551642179489},{"text":"Perfect.","start":770.04004,"end":770.54004,"sentiment":"positive","sentiment_score":0.389671266078949},{"text":"Well, I hope that all goes really well for you.","start":770.97504,"end":773.215,"sentiment":"positive","sentiment_score":0.49630222618579867},{"text":"I remember my uni experiences, and I really enjoyed studying and learning something.","start":773.215,"end":778.09503,"sentiment":"positive","sentiment_score":0.510054723574565},{"text":"I think when you're learning or working in the area that you love, it becomes more exciting, and you wanna learn more and you're more into it.","start":778.09503,"end":785.07,"sentiment":"positive","sentiment_score":0.4613397110391546}],"sentiment":"positive","sentiment_score":0.473175621090027,"channel":0,"num_words":52,"start":769.4,"end":785.07},{"sentences":[{"text":"So, hopefully, that works out well for you.","start":785.15,"end":787.65,"sentiment":"positive","sentiment_score":0.4655090868473053}],"sentiment":"positive","sentiment_score":0.4655090868473053,"channel":0,"num_words":8,"start":785.15,"end":787.65},{"sentences":[{"text":"Yeah.","start":788.16,"end":788.48,"sentiment":"neutral","sentiment_score":0.08262518048286438},{"text":"I mean, that that's what I mean.","start":788.48,"end":790.0,"sentiment":"neutral","sentiment_score":0.03250418443764959},{"text":"Like, at this point in time, I'm, like, trying to figure out everything.","start":790.0,"end":795.935,"sentiment":"neutral","sentiment_score":-0.025275375694036484},{"text":"You know?","start":795.935,"end":796.415,"sentiment":"neutral","sentiment_score":-0.041563790291547775},{"text":"Like because I haven't got a clue on what to do other than, like, continue to work and do school.","start":796.415,"end":802.195,"sentiment":"neutral","sentiment_score":-0.07526187263429165}],"sentiment":"neutral","sentiment_score":-0.03736721966848817,"channel":1,"num_words":43,"start":788.16,"end":802.195},{"sentences":[{"text":"Yeah.","start":803.115,"end":803.615,"sentiment":"neutral","sentiment_score":0.0266319140791893},{"text":"Yep.","start":803.675,"end":804.075,"sentiment":"neutral","sentiment_score":0.014583549462258816},{"text":"No.","start":804.075,"end":804.315,"sentiment":"neutral","sentiment_score":-0.018985072150826458},{"text":"That's","start":804.315,"end":804.555,"sentiment":"neutral","sentiment_score":-0.009536812081933022}],"sentiment":"neutral","sentiment_score":0.0031733948271721593,"channel":0,"num_words":4,"start":803.115,"end":804.555},{"sentences":[{"text":"You know?","start":804.335,"end":804.995,"sentiment":"neutral","sentiment_score":0.0039530908688902855}],"sentiment":"neutral","sentiment_score":0.0039530908688902855,"channel":1,"num_words":2,"start":804.335,"end":804.995},{"sentences":[{"text":"okay.","start":804.555,"end":805.055,"sentiment":"neutral","sentiment_score":0.14670330286026},{"text":"That's what we're here to help you with, and I can absolutely help you.","start":805.755,"end":809.035,"sentiment":"positive","sentiment_score":0.3957382227693285},{"text":"Just as looking at things at the moment, you've got your goals there of the investment.","start":809.035,"end":813.14996,"sentiment":"neutral","sentiment_score":0.11542208213359118},{"text":"We're looking at a seven year time horizon to save up for a house deposit.","start":813.14996,"end":817.81,"sentiment":"neutral","sentiment_score":0.1288334459066391},{"text":"You have about 7,000 in savings.","start":818.27,"end":821.14996,"sentiment":"neutral","sentiment_score":0.12856362635890642}],"sentiment":"neutral","sentiment_score":0.19687836889464122,"channel":0,"num_words":52,"start":804.555,"end":821.14996},{"sentences":[{"text":"Is that still right, or has that changed since you last spoke to us?","start":821.14996,"end":824.715,"sentiment":"neutral","sentiment_score":0.06725257488765887}],"sentiment":"neutral","sentiment_score":0.06725257488765887,"channel":0,"num_words":14,"start":821.14996,"end":824.715},{"sentences":[{"text":"I did have a bit of on steam circumstances, so I I did have to use a thousand of that.","start":825.605,"end":833.125,"sentiment":"neutral","sentiment_score":-0.08130391631275416},{"text":"I still have 6,000, and that isn't getting","start":833.125,"end":835.445,"sentiment":"neutral","sentiment_score":-0.05376743525266647}],"sentiment":"neutral","sentiment_score":-0.07343635029558625,"channel":1,"num_words":28,"start":825.605,"end":835.445},{"sentences":[{"text":"Yep.","start":835.35504,"end":835.85504,"sentiment":"neutral","sentiment_score":-0.03380320966243744}],"sentiment":"neutral","sentiment_score":-0.03380320966243744,"channel":0,"num_words":1,"start":835.35504,"end":835.85504},{"sentences":[{"text":"touched.","start":835.445,"end":835.945,"sentiment":"neutral","sentiment_score":-0.004659146070480347}],"sentiment":"neutral","sentiment_score":-0.004659146070480347,"channel":1,"num_words":1,"start":835.445,"end":835.945},{"sentences":[{"text":"Yep.","start":836.395,"end":836.715,"sentiment":"neutral","sentiment_score":0.0801318809390068},{"text":"That's okay.","start":836.715,"end":837.515,"sentiment":"neutral","sentiment_score":0.24094313383102417},{"text":"Not a problem at all.","start":837.515,"end":838.55505,"sentiment":"positive","sentiment_score":0.3851641595363617},{"text":"So 6,000 that we can use to invest, and then we've got the extra that you are saving on a regular basis.","start":838.55505,"end":844.51,"sentiment":"positive","sentiment_score":0.4253251159732992},{"text":"So what I can absolutely do for you is I can go back and run some projections and look at the different investment profiles out there.","start":844.51,"end":850.93,"sentiment":"positive","sentiment_score":0.42192391191537565}],"sentiment":"positive","sentiment_score":0.4074109501338431,"channel":0,"num_words":56,"start":836.395,"end":850.93},{"sentences":[{"text":"We can maybe look at what you need to meet that goal.","start":851.15,"end":854.965,"sentiment":"positive","sentiment_score":0.3902653281887372},{"text":"I can show you what you need to do in order to, you know, get the best out of it.","start":855.425,"end":859.825,"sentiment":"positive","sentiment_score":0.4236935704946518},{"text":"I would probably wouldn't wanna use all of your savings if you said you sort of got about 5 to $600 per fortnight.","start":859.825,"end":865.605,"sentiment":"neutral","sentiment_score":-0.21644861542660257},{"text":"I could start with just looking at about two to three hundred on a fortnightly basis, so about 150 a week.","start":866.39996,"end":871.76,"sentiment":"neutral","sentiment_score":0.046757749148777554},{"text":"So we're dollar cost averaging in on a regular basis.","start":871.76,"end":874.5,"sentiment":"neutral","sentiment_score":0.13345702812075616}],"sentiment":"neutral","sentiment_score":0.12203744426369667,"channel":0,"num_words":86,"start":851.15,"end":874.5},{"sentences":[{"text":"That way, we're not eating into too much of your cash flow, which allows you if you have to pay rent or need to move or don't work as much that you've got that extra bit of money available to you.","start":874.8,"end":886.385,"sentiment":"neutral","sentiment_score":0.11581099251421487},{"text":"Does that sound okay for you for the moment?","start":886.385,"end":888.405,"sentiment":"neutral","sentiment_score":0.13931523677375582}],"sentiment":"neutral","sentiment_score":0.12004175648093224,"channel":0,"num_words":50,"start":874.8,"end":888.405},{"sentences":[{"text":"That sounds great.","start":888.865,"end":889.665,"sentiment":"positive","sentiment_score":0.5010892748832703},{"text":"And then when","start":889.665,"end":890.625,"sentiment":"neutral","sentiment_score":0.08256836483875911}],"sentiment":"neutral","sentiment_score":0.29182881986101467,"channel":1,"num_words":6,"start":888.865,"end":890.625},{"sentences":[{"text":"Yes.","start":890.385,"end":890.885,"sentiment":"neutral","sentiment_score":0.04662591964006424}],"sentiment":"neutral","sentiment_score":0.04662591964006424,"channel":0,"num_words":1,"start":890.385,"end":890.885},{"sentences":[{"text":"when I take up second trouble, I'll let you know and I'll reevaluate the cash flow and how much I'm putting","start":890.625,"end":896.71,"sentiment":"neutral","sentiment_score":0.043799547301161854}],"sentiment":"neutral","sentiment_score":0.043799547301161854,"channel":1,"num_words":21,"start":890.625,"end":896.71},{"sentences":[{"text":"Yeah.","start":896.4,"end":896.9,"sentiment":"neutral","sentiment_score":0.03141224384307861}],"sentiment":"neutral","sentiment_score":0.03141224384307861,"channel":0,"num_words":1,"start":896.4,"end":896.9},{"sentences":[{"text":"into it.","start":896.71,"end":897.45,"sentiment":"neutral","sentiment_score":0.06525704264640808}],"sentiment":"neutral","sentiment_score":0.06525704264640808,"channel":1,"num_words":2,"start":896.71,"end":897.45},{"sentences":[{"text":"Absolutely.","start":897.68,"end":898.18,"sentiment":"positive","sentiment_score":0.3528330624103546},{"text":"And the good thing about this being an investment in your own name is that you can put more into it.","start":898.32,"end":903.68,"sentiment":"positive","sentiment_score":0.4837261594477154},{"text":"Unlike your super, you're not in control.","start":903.68,"end":905.68,"sentiment":"neutral","sentiment_score":0.27566586434841156},{"text":"There's no caps that you have to abide by.","start":905.68,"end":907.90497,"sentiment":"neutral","sentiment_score":0.274455447991689},{"text":"So if you've got an extra bit of money on a random week or, you know, you go, hey.","start":907.90497,"end":911.665,"sentiment":"positive","sentiment_score":0.3348181373194644}],"sentiment":"positive","sentiment_score":0.373199773723619,"channel":0,"num_words":57,"start":897.68,"end":911.665},{"sentences":[{"text":"I've got my tax return back, and I'm happy to put some more money in.","start":911.665,"end":914.785,"sentiment":"positive","sentiment_score":0.46928958694140116},{"text":"You can always put some extra money in there.","start":914.785,"end":916.785,"sentiment":"neutral","sentiment_score":0.31228818330499863},{"text":"There's nothing wrong with that whatsoever, and there's no limitations on that for you.","start":916.785,"end":920.61,"sentiment":"positive","sentiment_score":0.45341698612485615},{"text":"Okay?","start":920.61,"end":921.11,"sentiment":"neutral","sentiment_score":0.22583334147930145}],"sentiment":"positive","sentiment_score":0.42111816925880236,"channel":0,"num_words":39,"start":911.665,"end":921.11},{"sentences":[{"text":"Yeah.","start":921.245,"end":921.725,"sentiment":"neutral","sentiment_score":0.2808939218521118},{"text":"And I I did, like, have a good think about it, and I thought seven years would be a good time frame as well.","start":921.725,"end":928.41003,"sentiment":"positive","sentiment_score":0.3751053971548875}],"sentiment":"positive","sentiment_score":0.37133693814277646,"channel":1,"num_words":25,"start":921.245,"end":928.41003},{"sentences":[{"text":"Yep.","start":928.61,"end":929.11,"sentiment":"positive","sentiment_score":0.33438587188720703},{"text":"Perfect.","start":929.64996,"end":930.14996,"sentiment":"positive","sentiment_score":0.5884114503860474}],"sentiment":"positive","sentiment_score":0.4613986611366272,"channel":0,"num_words":2,"start":928.61,"end":930.14996},{"sentences":[{"text":"Is that, like, a realistic time frame, do you think?","start":929.91003,"end":932.65,"sentiment":"neutral","sentiment_score":0.2570537328720093}],"sentiment":"neutral","sentiment_score":0.2570537328720093,"channel":1,"num_words":10,"start":929.91003,"end":932.65},{"sentences":[{"text":"Yeah.","start":933.01,"end":933.32996,"sentiment":"neutral","sentiment_score":0.30296164751052856},{"text":"That's actually a really good time frame.","start":933.32996,"end":935.01,"sentiment":"positive","sentiment_score":0.5845283695629665},{"text":"So when we are looking at investing money in the markets, we don't normally wanna invest money that you wanna use in the next sort of two to three years.","start":935.01,"end":941.78503,"sentiment":"neutral","sentiment_score":0.20159498403469722},{"text":"So having anywhere from a three to five to seven year time horizon actually gives you a lot of time to be able to allow your money to grow, to compound, in a lower risk environment.","start":941.78503,"end":954.62,"sentiment":"positive","sentiment_score":0.4070163100130028},{"text":"So that's absolutely perfect if that's what you're comfortable with.","start":954.76,"end":957.82,"sentiment":"positive","sentiment_score":0.5925650775432587}],"sentiment":"positive","sentiment_score":0.369294615373725,"channel":0,"num_words":84,"start":933.01,"end":957.82},{"sentences":[{"text":"Thank","start":958.26,"end":958.58,"sentiment":"positive","sentiment_score":0.6268156170845032}],"sentiment":"positive","sentiment_score":0.6268156170845032,"channel":1,"num_words":1,"start":958.26,"end":958.58},{"sentences":[{"text":"I'm","start":958.51996,"end":958.92,"sentiment":"positive","sentiment_score":0.5213175415992737}],"sentiment":"positive","sentiment_score":0.5213175415992737,"channel":0,"num_words":1,"start":958.51996,"end":958.92},{"sentences":[{"text":"you.","start":958.58,"end":959.08,"sentiment":"positive","sentiment_score":0.4476938247680664}],"sentiment":"positive","sentiment_score":0.4476938247680664,"channel":1,"num_words":1,"start":958.58,"end":959.08},{"sentences":[{"text":"just also gonna go through just a couple of questions just around the risk tolerance.","start":958.92,"end":963.39996,"sentiment":"neutral","sentiment_score":0.15296163111925126},{"text":"So what we do is a risk profile and it helps us.","start":963.39996,"end":966.84503,"sentiment":"neutral","sentiment_score":0.13619358589251837},{"text":"You probably never thought of any of these questions or any of the answers, and please don't feel worried to tell me if you're not real sure there, Kobe.","start":966.84503,"end":974.205,"sentiment":"neutral","sentiment_score":0.07679839560697818},{"text":"But, essentially, what this risk profile questionnaire is, it's 14 multiple choice questions.","start":974.205,"end":978.60504,"sentiment":"neutral","sentiment_score":0.10368270684893315},{"text":"Most of them, we've already been able to answer.","start":978.60504,"end":980.865,"sentiment":"neutral","sentiment_score":0.18422729604774052}],"sentiment":"neutral","sentiment_score":0.11745925414829682,"channel":0,"num_words":78,"start":958.92,"end":980.865},{"sentences":[{"text":"It helps me to understand how you feel about risk, about markets, your understanding around markets as well, and then we'll talk about the way you've scored at the end of it.","start":981.35004,"end":991.03,"sentiment":"neutral","sentiment_score":0.1953672058880329},{"text":"And it helps us to understand what sort of risk profile you should be in and how your money should be invested when we look at growth and defensive investments.","start":991.03,"end":999.115,"sentiment":"neutral","sentiment_score":0.145924328515927},{"text":"Does that make sense?","start":999.115,"end":1000.255,"sentiment":"neutral","sentiment_score":0.11517485976219177}],"sentiment":"neutral","sentiment_score":0.16803302852944893,"channel":0,"num_words":66,"start":981.35004,"end":1000.255},{"sentences":[{"text":"That makes sense.","start":1000.46497,"end":1001.445,"sentiment":"neutral","sentiment_score":0.11619274814923604}],"sentiment":"neutral","sentiment_score":0.11619274814923604,"channel":1,"num_words":3,"start":1000.46497,"end":1001.445},{"sentences":[{"text":"Yep.","start":1001.755,"end":1002.235,"sentiment":"neutral","sentiment_score":0.17508289217948914},{"text":"Perfect.","start":1002.235,"end":1002.735,"sentiment":"neutral","sentiment_score":0.273978054523468},{"text":"So the first one here, it says, how would you like to rate your willingness to take on financial risk?","start":1003.435,"end":1008.42,"sentiment":"neutral","sentiment_score":0.0602674413472414},{"text":"Now you did mention to me earlier that you're not looking to take on the highest level of risk.","start":1008.42,"end":1013.39996,"sentiment":"neutral","sentiment_score":-0.0672657897597865},{"text":"You kind of are, you know, a little bit more conservative than that.","start":1013.54,"end":1017.06,"sentiment":"neutral","sentiment_score":-0.03644411753003414}],"sentiment":"neutral","sentiment_score":-0.0018039585125667076,"channel":0,"num_words":54,"start":1001.755,"end":1017.06},{"sentences":[{"text":"Would you put yourself in more of an average risk category, kind of middle range, you want some growth, but you also want some lower risk investments, or do you feel you'd be above or below that?","start":1017.06,"end":1027.255,"sentiment":"neutral","sentiment_score":-0.025498648602012043}],"sentiment":"neutral","sentiment_score":-0.025498648602012043,"channel":0,"num_words":37,"start":1017.06,"end":1027.255},{"sentences":[{"text":"Yeah.","start":1028.2151,"end":1028.7151,"sentiment":"neutral","sentiment_score":-0.028138957917690277},{"text":"It would be very much, like, in the high blood category to the mid category.","start":1030.135,"end":1035.035,"sentiment":"neutral","sentiment_score":-0.0409642164905866},{"text":"You know what I mean?","start":1035.0951,"end":1036.0751,"sentiment":"neutral","sentiment_score":-0.010000555776059628}],"sentiment":"neutral","sentiment_score":-0.03298118972175178,"channel":1,"num_words":21,"start":1028.2151,"end":1036.0751},{"sentences":[{"text":"Yep.","start":1035.875,"end":1036.35,"sentiment":"neutral","sentiment_score":0.007609466090798378},{"text":"Yep.","start":1036.51,"end":1036.75,"sentiment":"neutral","sentiment_score":0.0184817835688591},{"text":"Yep.","start":1036.75,"end":1036.99,"sentiment":"neutral","sentiment_score":0.06833367049694061},{"text":"Perfect.","start":1036.99,"end":1037.49,"sentiment":"positive","sentiment_score":0.4570106863975525},{"text":"The next one here, it says how familiar are you with investment markets?","start":1038.75,"end":1042.37,"sentiment":"neutral","sentiment_score":0.024083365184756424}],"sentiment":"neutral","sentiment_score":0.050854079644469655,"channel":0,"num_words":17,"start":1035.875,"end":1042.37},{"sentences":[{"text":"Have you ever invested before?","start":1042.4299,"end":1044.21,"sentiment":"neutral","sentiment_score":0.0006343668326735496}],"sentiment":"neutral","sentiment_score":0.0006343668326735496,"channel":0,"num_words":5,"start":1042.4299,"end":1044.21},{"sentences":[{"text":"Yeah.","start":1045.23,"end":1045.73,"sentiment":"neutral","sentiment_score":-0.2018536627292633},{"text":"I've had I've had money in crypto, but I do really I really don't like those markets.","start":1045.79,"end":1052.85,"sentiment":"negative","sentiment_score":-0.42269618896877065}],"sentiment":"negative","sentiment_score":-0.41042715973324245,"channel":1,"num_words":18,"start":1045.23,"end":1052.85},{"sentences":[{"text":"Yep.","start":1053.555,"end":1053.9551,"sentiment":"neutral","sentiment_score":-0.03609561175107956},{"text":"Yep.","start":1053.9551,"end":1054.435,"sentiment":"neutral","sentiment_score":-0.0006710800225846469},{"text":"Understandable.","start":1054.435,"end":1054.935,"sentiment":"neutral","sentiment_score":0.019413476809859276},{"text":"So you're pretty well aware that markets do go up and down.","start":1055.9551,"end":1058.515,"sentiment":"neutral","sentiment_score":-0.05836811071882645},{"text":"They flock they do fluctuate, and","start":1058.515,"end":1060.515,"sentiment":"neutral","sentiment_score":-0.03831009908268849}],"sentiment":"neutral","sentiment_score":-0.04512529228980254,"channel":0,"num_words":21,"start":1053.555,"end":1060.515},{"sentences":[{"text":"Yeah.","start":1060.295,"end":1060.795,"sentiment":"neutral","sentiment_score":-0.04184364154934883}],"sentiment":"neutral","sentiment_score":-0.04184364154934883,"channel":1,"num_words":1,"start":1060.295,"end":1060.795},{"sentences":[{"text":"there are those really high risk, like, crypto sorts of investments, but also lower risk investments tend to get a lower rate of return?","start":1060.515,"end":1066.99,"sentiment":"neutral","sentiment_score":-0.08175109528626005},{"text":"Yep.","start":1068.3301,"end":1068.65,"sentiment":"neutral","sentiment_score":0.08329698443412781},{"text":"Perfect.","start":1068.65,"end":1069.13,"sentiment":"neutral","sentiment_score":0.33144527673721313},{"text":"So with that one there, I'd probably say that you're about three.","start":1069.13,"end":1072.65,"sentiment":"neutral","sentiment_score":0.16785409363607565},{"text":"You've got a good market graph.","start":1072.65,"end":1074.0901,"sentiment":"positive","sentiment_score":0.3593443085749944}],"sentiment":"neutral","sentiment_score":0.05961433975872668,"channel":0,"num_words":44,"start":1060.515,"end":1074.0901},{"sentences":[{"text":"You understand a bit about investing, but you are still learning.","start":1074.0901,"end":1076.9701,"sentiment":"neutral","sentiment_score":0.1850472864779559},{"text":"Would you say that's fairly accurate for where you are at the moment?","start":1076.9701,"end":1079.87,"sentiment":"neutral","sentiment_score":0.1500468970491336}],"sentiment":"neutral","sentiment_score":0.1660887422040105,"channel":0,"num_words":24,"start":1074.0901,"end":1079.87},{"sentences":[{"text":"Yeah.","start":1080.31,"end":1080.55,"sentiment":"neutral","sentiment_score":0.1475910246372223},{"text":"That's fairly accurate.","start":1080.55,"end":1081.77,"sentiment":"neutral","sentiment_score":0.16702691713968912}],"sentiment":"neutral","sentiment_score":0.16216794401407242,"channel":1,"num_words":4,"start":1080.31,"end":1081.77},{"sentences":[{"text":"Yep.","start":1081.53,"end":1081.845,"sentiment":"neutral","sentiment_score":0.13616716861724854}],"sentiment":"neutral","sentiment_score":0.13616716861724854,"channel":0,"num_words":1,"start":1081.53,"end":1081.845},{"sentences":[{"text":"I mean, like so","start":1081.83,"end":1083.05,"sentiment":"neutral","sentiment_score":0.18578221648931503}],"sentiment":"neutral","sentiment_score":0.18578221648931503,"channel":1,"num_words":4,"start":1081.83,"end":1083.05},{"sentences":[{"text":"Beautiful.","start":1082.8049,"end":1083.3049,"sentiment":"positive","sentiment_score":0.369422048330307}],"sentiment":"positive","sentiment_score":0.369422048330307,"channel":0,"num_words":1,"start":1082.8049,"end":1083.3049},{"sentences":[{"text":"I I can give an example of, like, what","start":1083.415,"end":1085.335,"sentiment":"neutral","sentiment_score":0.14788471162319183}],"sentiment":"neutral","sentiment_score":0.14788471162319183,"channel":1,"num_words":9,"start":1083.415,"end":1085.335},{"sentences":[{"text":"Yeah.","start":1085.2849,"end":1085.7849,"sentiment":"neutral","sentiment_score":0.10183197259902954}],"sentiment":"neutral","sentiment_score":0.10183197259902954,"channel":0,"num_words":1,"start":1085.2849,"end":1085.7849},{"sentences":[{"text":"happens with the crypto if that would","start":1085.335,"end":1087.575,"sentiment":"neutral","sentiment_score":0.100199855864048}],"sentiment":"neutral","sentiment_score":0.100199855864048,"channel":1,"num_words":7,"start":1085.335,"end":1087.575},{"sentences":[{"text":"That's","start":1087.445,"end":1087.9249,"sentiment":"neutral","sentiment_score":0.1887568235397339}],"sentiment":"neutral","sentiment_score":0.1887568235397339,"channel":0,"num_words":1,"start":1087.445,"end":1087.9249},{"sentences":[{"text":"help.","start":1087.575,"end":1088.075,"sentiment":"neutral","sentiment_score":0.16792133450508118}],"sentiment":"neutral","sentiment_score":0.16792133450508118,"channel":1,"num_words":1,"start":1087.575,"end":1088.075},{"sentences":[{"text":"yeah.","start":1088.565,"end":1089.0449,"sentiment":"neutral","sentiment_score":0.1528216153383255},{"text":"Absolutely.","start":1089.0449,"end":1089.5449,"sentiment":"neutral","sentiment_score":0.1932596266269684}],"sentiment":"neutral","sentiment_score":0.17304062098264694,"channel":0,"num_words":2,"start":1088.565,"end":1089.5449},{"sentences":[{"text":"So when Ethereum, like, first started coming around, I I invested a little bit into it, and then","start":1090.615,"end":1097.195,"sentiment":"neutral","sentiment_score":0.007145116105675697}],"sentiment":"neutral","sentiment_score":0.007145116105675697,"channel":1,"num_words":18,"start":1090.615,"end":1097.195},{"sentences":[{"text":"Yeah.","start":1097.125,"end":1097.625,"sentiment":"neutral","sentiment_score":-0.025291115045547485}],"sentiment":"neutral","sentiment_score":-0.025291115045547485,"channel":0,"num_words":1,"start":1097.125,"end":1097.625},{"sentences":[{"text":"there's, like, a mark it it went off a little bit, and then there was a mark","start":1098.0199,"end":1101.5399,"sentiment":"neutral","sentiment_score":-0.0763854493989664}],"sentiment":"neutral","sentiment_score":-0.0763854493989664,"channel":1,"num_words":17,"start":1098.0199,"end":1101.5399},{"sentences":[{"text":"Yep.","start":1101.4199,"end":1101.9199,"sentiment":"neutral","sentiment_score":-0.04532533138990402}],"sentiment":"neutral","sentiment_score":-0.04532533138990402,"channel":0,"num_words":1,"start":1101.4199,"end":1101.9199},{"sentences":[{"text":"that did.","start":1101.5399,"end":1102.0199,"sentiment":"neutral","sentiment_score":-0.06710434705018997},{"text":"And I thought it was gonna plummet, and I just sold out.","start":1102.0199,"end":1104.74,"sentiment":"neutral","sentiment_score":-0.24617691213885942},{"text":"I didn't I didn't I didn't stay into it because I was","start":1104.74,"end":1109.38,"sentiment":"neutral","sentiment_score":-0.19578935578465462}],"sentiment":"neutral","sentiment_score":-0.20914630419932878,"channel":1,"num_words":26,"start":1101.5399,"end":1109.38},{"sentences":[{"text":"Yeah.","start":1109.34,"end":1109.84,"sentiment":"neutral","sentiment_score":-0.2370448112487793}],"sentiment":"neutral","sentiment_score":-0.2370448112487793,"channel":0,"num_words":1,"start":1109.34,"end":1109.84},{"sentences":[{"text":"like, it scared me it kinda scared me off.","start":1109.38,"end":1111.605,"sentiment":"negative","sentiment_score":-0.5518349011739095},{"text":"You","start":1111.9249,"end":1112.4249,"sentiment":"neutral","sentiment_score":-0.08119369298219681}],"sentiment":"negative","sentiment_score":-0.5047707803547382,"channel":1,"num_words":10,"start":1109.38,"end":1112.4249},{"sentences":[{"text":"Absolutely.","start":1112.22,"end":1112.72,"sentiment":"neutral","sentiment_score":-0.06460800766944885}],"sentiment":"neutral","sentiment_score":-0.06460800766944885,"channel":0,"num_words":1,"start":1112.22,"end":1112.72},{"sentences":[{"text":"know what I mean?","start":1112.565,"end":1113.465,"sentiment":"neutral","sentiment_score":-0.06752668926492333}],"sentiment":"neutral","sentiment_score":-0.06752668926492333,"channel":1,"num_words":4,"start":1112.565,"end":1113.465},{"sentences":[{"text":"Yeah.","start":1113.715,"end":1113.955,"sentiment":"neutral","sentiment_score":-0.015423133969306946},{"text":"Definitely.","start":1113.955,"end":1114.4349,"sentiment":"neutral","sentiment_score":0.01738998293876648},{"text":"So did you happen to sell out of that while it was still high before it took a bit of a dive?","start":1114.4349,"end":1118.695,"sentiment":"neutral","sentiment_score":-0.07415263981304386}],"sentiment":"neutral","sentiment_score":-0.06789130112156272,"channel":0,"num_words":24,"start":1113.715,"end":1118.695},{"sentences":[{"text":"Yeah.","start":1119.9249,"end":1120.4249,"sentiment":"neutral","sentiment_score":0.019534314051270485}],"sentiment":"neutral","sentiment_score":0.019534314051270485,"channel":1,"num_words":1,"start":1119.9249,"end":1120.4249},{"sentences":[{"text":"Oh, good.","start":1120.7549,"end":1121.315,"sentiment":"neutral","sentiment_score":0.1069595143198967},{"text":"So you sold out and you got a bit of a gain out of it.","start":1121.315,"end":1123.475,"sentiment":"neutral","sentiment_score":0.08131956160068513},{"text":"So it's a good experience that you've had, but it has kinda made you a bit cautious.","start":1123.475,"end":1126.9149,"sentiment":"neutral","sentiment_score":0.01056981656481238},{"text":"Am I right?","start":1126.9149,"end":1127.735,"sentiment":"neutral","sentiment_score":-0.00427032137910525}],"sentiment":"neutral","sentiment_score":0.04325914513823148,"channel":0,"num_words":37,"start":1120.7549,"end":1127.735},{"sentences":[{"text":"Yeah.","start":1128.17,"end":1128.67,"sentiment":"neutral","sentiment_score":-0.005309220403432846}],"sentiment":"neutral","sentiment_score":-0.005309220403432846,"channel":1,"num_words":1,"start":1128.17,"end":1128.67},{"sentences":[{"text":"Yeah.","start":1129.12,"end":1129.52,"sentiment":"neutral","sentiment_score":0.008908901363611221},{"text":"Yep.","start":1129.52,"end":1129.92,"sentiment":"neutral","sentiment_score":0.01727871596813202},{"text":"Understandable.","start":1129.92,"end":1130.42,"sentiment":"neutral","sentiment_score":-0.0220425333827734},{"text":"Crypto markets are extremely volatile.","start":1130.64,"end":1133.14,"sentiment":"neutral","sentiment_score":-0.23698693811893462},{"text":"They never close, and they're very, very hard to predict.","start":1133.2,"end":1136.08,"sentiment":"neutral","sentiment_score":-0.26530261933803556}],"sentiment":"neutral","sentiment_score":-0.2129897666681144,"channel":0,"num_words":18,"start":1129.12,"end":1136.08},{"sentences":[{"text":"So I completely understand where you're coming there.","start":1136.08,"end":1138.0,"sentiment":"neutral","sentiment_score":-0.02483784221112728},{"text":"I've had some experiences with crypto myself.","start":1138.0,"end":1140.18,"sentiment":"neutral","sentiment_score":0.015028707683086395},{"text":"The good thing is that we don't advise on crypto, so that it stays completely out of the equation for you.","start":1140.585,"end":1146.825,"sentiment":"neutral","sentiment_score":0.13877628779127485},{"text":"Okay.","start":1146.825,"end":1147.325,"sentiment":"neutral","sentiment_score":0.3304300904273987}],"sentiment":"neutral","sentiment_score":0.08516838784153397,"channel":0,"num_words":37,"start":1136.08,"end":1147.325},{"sentences":[{"text":"That's that's good.","start":1147.4349,"end":1148.4149,"sentiment":"positive","sentiment_score":0.6403690775235494}],"sentiment":"positive","sentiment_score":0.6403690775235494,"channel":1,"num_words":3,"start":1147.4349,"end":1148.4149},{"sentences":[{"text":"Excellent.","start":1148.905,"end":1149.405,"sentiment":"positive","sentiment_score":0.6949045658111572}],"sentiment":"positive","sentiment_score":0.6949045658111572,"channel":0,"num_words":1,"start":1148.905,"end":1149.405},{"sentences":[{"text":"Because, like, those are the markets, like, I would not I would really not wanna, like, hop into in my, like, point in this point in time.","start":1149.195,"end":1156.51,"sentiment":"neutral","sentiment_score":0.13495028212114615},{"text":"You know what I mean?","start":1156.51,"end":1157.4099,"sentiment":"neutral","sentiment_score":0.041224727407097816}],"sentiment":"neutral","sentiment_score":0.12030566419707611,"channel":1,"num_words":32,"start":1149.195,"end":1157.4099},{"sentences":[{"text":"Yep.","start":1157.21,"end":1157.69,"sentiment":"neutral","sentiment_score":0.1509600579738617},{"text":"Absolutely.","start":1157.69,"end":1158.19,"sentiment":"neutral","sentiment_score":0.33132830262184143},{"text":"Not a problem at all.","start":1158.73,"end":1160.19,"sentiment":"neutral","sentiment_score":0.3121919333934784},{"text":"The next sort of question we're looking at here is wanting to rate your experiences.","start":1160.57,"end":1164.27,"sentiment":"neutral","sentiment_score":0.10319451292355855},{"text":"So because you've had that cryptocurrency, you did make a bit of money there.","start":1164.65,"end":1168.1699,"sentiment":"neutral","sentiment_score":0.14065519720315933}],"sentiment":"neutral","sentiment_score":0.154453846729464,"channel":0,"num_words":36,"start":1157.21,"end":1168.1699},{"sentences":[{"text":"Would you say your your experiences with the markets have been quite positive, or have you had any negative experiences in the past?","start":1168.1699,"end":1175.015,"sentiment":"neutral","sentiment_score":0.06478159186308799}],"sentiment":"neutral","sentiment_score":0.06478159186308799,"channel":0,"num_words":23,"start":1168.1699,"end":1175.015},{"sentences":[{"text":"It there's been, like, a couple of positives.","start":1176.085,"end":1178.085,"sentiment":"neutral","sentiment_score":0.04683469980955124},{"text":"There's been a couple of negatives.","start":1178.085,"end":1179.7649,"sentiment":"neutral","sentiment_score":-0.16335500900944075},{"text":"You know?","start":1179.7649,"end":1180.1649,"sentiment":"neutral","sentiment_score":-0.0820946916937828},{"text":"Like, there's been a couple","start":1180.1649,"end":1181.06,"sentiment":"neutral","sentiment_score":-0.06380627676844597}],"sentiment":"neutral","sentiment_score":-0.05184158203857286,"channel":1,"num_words":21,"start":1176.085,"end":1181.06},{"sentences":[{"text":"Yep.","start":1180.995,"end":1181.43,"sentiment":"neutral","sentiment_score":-0.07576639205217361}],"sentiment":"neutral","sentiment_score":-0.07576639205217361,"channel":0,"num_words":1,"start":1180.995,"end":1181.43},{"sentences":[{"text":"of times I've invested in something, and it's I've just lost some money.","start":1181.06,"end":1184.1,"sentiment":"neutral","sentiment_score":-0.1777334173138325},{"text":"You know what I mean?","start":1184.1,"end":1185.08,"sentiment":"neutral","sentiment_score":-0.07201929092407226}],"sentiment":"neutral","sentiment_score":-0.14836838220556578,"channel":1,"num_words":18,"start":1181.06,"end":1185.08},{"sentences":[{"text":"Yep.","start":1185.27,"end":1185.5901,"sentiment":"neutral","sentiment_score":-0.004614188801497221},{"text":"Yep.","start":1185.5901,"end":1186.0901,"sentiment":"neutral","sentiment_score":0.02453504130244255},{"text":"Absolutely.","start":1186.15,"end":1186.65,"sentiment":"neutral","sentiment_score":0.1199132353067398},{"text":"So you've learned that there is that risk versus reward balance.","start":1186.9501,"end":1189.8301,"sentiment":"neutral","sentiment_score":-0.0032785170796242615},{"text":"You've had some positive, some negative experiences.","start":1189.8301,"end":1192.65,"sentiment":"neutral","sentiment_score":-0.023703787475824356}],"sentiment":"neutral","sentiment_score":-0.002959814876140583,"channel":0,"num_words":21,"start":1185.27,"end":1192.65},{"sentences":[{"text":"Yeah.","start":1193.54,"end":1194.04,"sentiment":"neutral","sentiment_score":0.1232706680893898}],"sentiment":"neutral","sentiment_score":0.1232706680893898,"channel":1,"num_words":1,"start":1193.54,"end":1194.04},{"sentences":[{"text":"Yep.","start":1194.4701,"end":1194.9501,"sentiment":"neutral","sentiment_score":0.20013278722763064},{"text":"That's fantastic.","start":1194.9501,"end":1196.125,"sentiment":"positive","sentiment_score":0.5495910942554474},{"text":"Yeah.","start":1197.0651,"end":1197.5651,"sentiment":"neutral","sentiment_score":0.17106401920318604},{"text":"Now the next one we're looking at is the time horizon.","start":1198.265,"end":1200.8251,"sentiment":"neutral","sentiment_score":0.0535386550155553},{"text":"So because you've mentioned you wanna cover for about seven years, I'll tick the seven years box there for you.","start":1200.8251,"end":1205.805,"sentiment":"neutral","sentiment_score":0.06873704846948385}],"sentiment":"neutral","sentiment_score":0.0981155762714999,"channel":0,"num_words":35,"start":1194.4701,"end":1205.805},{"sentences":[{"text":"Mhmm.","start":1206.525,"end":1207.025,"sentiment":"neutral","sentiment_score":0.015588728711009026}],"sentiment":"neutral","sentiment_score":0.015588728711009026,"channel":1,"num_words":1,"start":1206.525,"end":1207.025},{"sentences":[{"text":"There we go.","start":1206.5851,"end":1207.5651,"sentiment":"neutral","sentiment_score":0.03722161799669266},{"text":"Perfect.","start":1208.025,"end":1208.525,"sentiment":"neutral","sentiment_score":0.22766610980033877},{"text":"The next question here is about inflation, and it says inflation means that things are getting more expensive.","start":1209.1799,"end":1213.74,"sentiment":"neutral","sentiment_score":-0.06679934470189942},{"text":"So as you're probably well aware, a $100 this year doesn't equal a $100 next year.","start":1213.74,"end":1218.0599,"sentiment":"neutral","sentiment_score":-0.12249112757854164},{"text":"The it's devalued by inflation.","start":1218.0599,"end":1220.0,"sentiment":"neutral","sentiment_score":-0.13379865884780884}],"sentiment":"neutral","sentiment_score":-0.08120717619394147,"channel":0,"num_words":43,"start":1206.5851,"end":1220.0},{"sentences":[{"text":"Yeah.","start":1220.88,"end":1221.38,"sentiment":"neutral","sentiment_score":-0.017596937716007233}],"sentiment":"neutral","sentiment_score":-0.017596937716007233,"channel":1,"num_words":1,"start":1220.88,"end":1221.38},{"sentences":[{"text":"When you look at your investments, would you say you're happy to take on a higher level of risk in order to get those moderate or medium amount of risk to get the best returns you can, or are you a bit cautious wanting to take on a very low amount of risk to get low returns?","start":1221.1799,"end":1240.18,"sentiment":"neutral","sentiment_score":-0.0439373079622001}],"sentiment":"neutral","sentiment_score":-0.0439373079622001,"channel":0,"num_words":57,"start":1221.1799,"end":1240.18},{"sentences":[{"text":"I I would I'm more shifting towards the high and midsection when it comes to the when it comes to inflation,","start":1241.88,"end":1248.86,"sentiment":"neutral","sentiment_score":-0.01096647818173681}],"sentiment":"neutral","sentiment_score":-0.01096647818173681,"channel":1,"num_words":21,"start":1241.88,"end":1248.86},{"sentences":[{"text":"Yep.","start":1249.6001,"end":1249.785,"sentiment":"neutral","sentiment_score":0.01272960752248764}],"sentiment":"neutral","sentiment_score":0.01272960752248764,"channel":0,"num_words":1,"start":1249.6001,"end":1249.785},{"sentences":[{"text":"Check it to","start":1249.725,"end":1250.4349,"sentiment":"neutral","sentiment_score":0.004371008525292079}],"sentiment":"neutral","sentiment_score":0.004371008525292079,"channel":1,"num_words":3,"start":1249.725,"end":1250.4349},{"sentences":[{"text":"Perfect.","start":1250.3451,"end":1250.8451,"sentiment":"neutral","sentiment_score":0.04077805578708649}],"sentiment":"neutral","sentiment_score":0.04077805578708649,"channel":0,"num_words":1,"start":1250.3451,"end":1250.8451},{"sentences":[{"text":"mechanic, but unfortunately.","start":1250.4349,"end":1251.265,"sentiment":"neutral","sentiment_score":-0.07350267966588338}],"sentiment":"neutral","sentiment_score":-0.07350267966588338,"channel":1,"num_words":3,"start":1250.4349,"end":1251.265},{"sentences":[{"text":"Yep.","start":1252.265,"end":1252.5851,"sentiment":"neutral","sentiment_score":-0.011728747747838495},{"text":"Perfect.","start":1252.5851,"end":1253.0851,"sentiment":"neutral","sentiment_score":-0.019938120618462563},{"text":"If you sort of had your money invested and you saw it sort of fall over the next sort of six to twelve months due to external market factors, so we know when we are investing, we're always taking risks, and we know that no matter what sort of a portfolio we invest in, there are gonna be ups and downs within the market.","start":1253.865,"end":1269.5499,"sentiment":"neutral","sentiment_score":-0.18778905970975757},{"text":"When we invest for longer time frames, we do expect negative years to occur every now and then.","start":1269.77,"end":1274.41,"sentiment":"neutral","sentiment_score":-0.17948505530754724},{"text":"However, when we're investing, sorry, we wanna take advantage of those negative times.","start":1274.41,"end":1278.83,"sentiment":"neutral","sentiment_score":-0.2356793026511486}],"sentiment":"neutral","sentiment_score":-0.18912091360609865,"channel":0,"num_words":97,"start":1252.265,"end":1278.83},{"sentences":[{"text":"Whilst we know and expect negative times to come, every ten years they are so we do experience them.","start":1279.405,"end":1286.305,"sentiment":"neutral","sentiment_score":-0.25236770981236506},{"text":"How would you feel if your portfolio say, if we had, like, another COVID event where all the markets dropped by about, say, twenty percent and you lost 20% of your or it dipped by 20%.","start":1287.085,"end":1298.0,"sentiment":"neutral","sentiment_score":-0.32002946320507264},{"text":"How might you be feeling in that experience?","start":1298.0,"end":1299.9401,"sentiment":"neutral","sentiment_score":-0.14289803802967072}],"sentiment":"neutral","sentiment_score":-0.27713065819134786,"channel":0,"num_words":63,"start":1279.405,"end":1299.9401},{"sentences":[{"text":"Depending on what it's invested in, then I would probably want to put more in because market","start":1300.77,"end":1307.175,"sentiment":"neutral","sentiment_score":-0.0885599099976175}],"sentiment":"neutral","sentiment_score":-0.0885599099976175,"channel":1,"num_words":17,"start":1300.77,"end":1307.175},{"sentences":[{"text":"Yep.","start":1307.035,"end":1307.535,"sentiment":"neutral","sentiment_score":-0.08607223629951477}],"sentiment":"neutral","sentiment_score":-0.08607223629951477,"channel":0,"num_words":1,"start":1307.035,"end":1307.535},{"sentences":[{"text":"drop and that's where you kinda take advantage is when it starts going","start":1307.175,"end":1310.8551,"sentiment":"neutral","sentiment_score":-0.09697551394884403}],"sentiment":"neutral","sentiment_score":-0.09697551394884403,"channel":1,"num_words":13,"start":1307.175,"end":1310.8551},{"sentences":[{"text":"Yeah.","start":1310.795,"end":1311.295,"sentiment":"neutral","sentiment_score":-0.07671095430850983}],"sentiment":"neutral","sentiment_score":-0.07671095430850983,"channel":0,"num_words":1,"start":1310.795,"end":1311.295},{"sentences":[{"text":"low again.","start":1310.8551,"end":1311.5951,"sentiment":"neutral","sentiment_score":-0.0728224590420723}],"sentiment":"neutral","sentiment_score":-0.0728224590420723,"channel":1,"num_words":2,"start":1310.8551,"end":1311.5951},{"sentences":[{"text":"Yep.","start":1311.915,"end":1312.395,"sentiment":"neutral","sentiment_score":-0.013767937198281288}],"sentiment":"neutral","sentiment_score":-0.013767937198281288,"channel":0,"num_words":1,"start":1311.915,"end":1312.395},{"sentences":[{"text":"You know what I mean?","start":1311.9751,"end":1312.795,"sentiment":"neutral","sentiment_score":-0.03223440237343311}],"sentiment":"neutral","sentiment_score":-0.03223440237343311,"channel":1,"num_words":5,"start":1311.9751,"end":1312.795},{"sentences":[{"text":"Perfect.","start":1312.395,"end":1312.895,"sentiment":"neutral","sentiment_score":0.16544091701507568},{"text":"Yeah.","start":1313.275,"end":1313.675,"sentiment":"neutral","sentiment_score":0.07153857499361038},{"text":"Absolutely.","start":1313.675,"end":1314.175,"sentiment":"neutral","sentiment_score":0.0648990273475647},{"text":"If","start":1315.035,"end":1315.275,"sentiment":"neutral","sentiment_score":-0.10341645777225494}],"sentiment":"neutral","sentiment_score":0.049615515395998955,"channel":0,"num_words":4,"start":1312.395,"end":1315.275},{"sentences":[{"text":"I'd","start":1315.175,"end":1315.3351,"sentiment":"neutral","sentiment_score":-0.12281052768230438}],"sentiment":"neutral","sentiment_score":-0.12281052768230438,"channel":1,"num_words":1,"start":1315.175,"end":1315.3351},{"sentences":[{"text":"you","start":1315.275,"end":1315.435,"sentiment":"neutral","sentiment_score":-0.1221301332116127}],"sentiment":"neutral","sentiment_score":-0.1221301332116127,"channel":0,"num_words":1,"start":1315.275,"end":1315.435},{"sentences":[{"text":"like","start":1315.3351,"end":1315.5751,"sentiment":"neutral","sentiment_score":-0.1071573793888092}],"sentiment":"neutral","sentiment_score":-0.1071573793888092,"channel":1,"num_words":1,"start":1315.3351,"end":1315.5751},{"sentences":[{"text":"thought of","start":1315.435,"end":1315.915,"sentiment":"neutral","sentiment_score":-0.11604582518339154}],"sentiment":"neutral","sentiment_score":-0.11604582518339154,"channel":0,"num_words":2,"start":1315.435,"end":1315.915},{"sentences":[{"text":"I don't","start":1315.7351,"end":1316.3151,"sentiment":"neutral","sentiment_score":-0.14249050617218018}],"sentiment":"neutral","sentiment_score":-0.14249050617218018,"channel":1,"num_words":2,"start":1315.7351,"end":1316.3151},{"sentences":[{"text":"that you're","start":1315.915,"end":1316.715,"sentiment":"neutral","sentiment_score":-0.16481778025627136}],"sentiment":"neutral","sentiment_score":-0.16481778025627136,"channel":0,"num_words":2,"start":1315.915,"end":1316.715},{"sentences":[{"text":"sorry.","start":1316.6951,"end":1317.1951,"sentiment":"neutral","sentiment_score":-0.17363181710243225}],"sentiment":"neutral","sentiment_score":-0.17363181710243225,"channel":1,"num_words":1,"start":1316.6951,"end":1317.1951},{"sentences":[{"text":"right.","start":1316.715,"end":1317.215,"sentiment":"neutral","sentiment_score":-0.11249977350234984}],"sentiment":"neutral","sentiment_score":-0.11249977350234984,"channel":0,"num_words":1,"start":1316.715,"end":1317.215},{"sentences":[{"text":"I","start":1317.79,"end":1318.03,"sentiment":"neutral","sentiment_score":-0.14301200211048126}],"sentiment":"neutral","sentiment_score":-0.14301200211048126,"channel":1,"num_words":1,"start":1317.79,"end":1318.03},{"sentences":[{"text":"No.","start":1317.915,"end":1318.155,"sentiment":"neutral","sentiment_score":-0.2646781802177429}],"sentiment":"neutral","sentiment_score":-0.2646781802177429,"channel":0,"num_words":1,"start":1317.915,"end":1318.155},{"sentences":[{"text":"I wouldn't","start":1318.03,"end":1318.51,"sentiment":"neutral","sentiment_score":-0.25001826882362366}],"sentiment":"neutral","sentiment_score":-0.25001826882362366,"channel":1,"num_words":2,"start":1318.03,"end":1318.51},{"sentences":[{"text":"You're great.","start":1318.155,"end":1318.975,"sentiment":"neutral","sentiment_score":-0.2664696276187897}],"sentiment":"neutral","sentiment_score":-0.2664696276187897,"channel":0,"num_words":2,"start":1318.155,"end":1318.975},{"sentences":[{"text":"wanna, like, put into something that, like, I","start":1318.51,"end":1321.63,"sentiment":"neutral","sentiment_score":-0.12582910899072886}],"sentiment":"neutral","sentiment_score":-0.12582910899072886,"channel":1,"num_words":8,"start":1318.51,"end":1321.63},{"sentences":[{"text":"Yep.","start":1321.595,"end":1321.89,"sentiment":"neutral","sentiment_score":-0.1520358920097351}],"sentiment":"neutral","sentiment_score":-0.1520358920097351,"channel":0,"num_words":1,"start":1321.595,"end":1321.89},{"sentences":[{"text":"don't I don't see any greater returns in the future.","start":1321.63,"end":1324.59,"sentiment":"neutral","sentiment_score":-0.2361213445663452},{"text":"You know what I mean?","start":1324.59,"end":1325.57,"sentiment":"neutral","sentiment_score":-0.10364314466714859}],"sentiment":"neutral","sentiment_score":-0.19196194459994634,"channel":1,"num_words":15,"start":1321.63,"end":1325.57},{"sentences":[{"text":"Yeah.","start":1325.65,"end":1326.05,"sentiment":"neutral","sentiment_score":0.032680146396160126},{"text":"Absolutely.","start":1326.05,"end":1326.55,"sentiment":"neutral","sentiment_score":0.18370427191257477},{"text":"Perfect.","start":1326.85,"end":1327.35,"sentiment":"neutral","sentiment_score":0.28671613335609436},{"text":"That's a really good answer.","start":1327.49,"end":1328.87,"sentiment":"neutral","sentiment_score":0.3225335955619812},{"text":"If you thought about your investment portfolio, if you had, say, you know, a 100,000 sitting in that investment portfolio, thinking about of a drop, you sort of mentioned that if it dropped by 20%, you wanna put some more money intake advantage of it.","start":1329.33,"end":1342.165,"sentiment":"neutral","sentiment_score":-0.017680172622203828}],"sentiment":"neutral","sentiment_score":0.024908693612746474,"channel":0,"num_words":53,"start":1325.65,"end":1342.165},{"sentences":[{"text":"But if it dropped higher than that, would you feel feeling a bit more concerned?","start":1342.225,"end":1346.145,"sentiment":"neutral","sentiment_score":-0.21356692959864934},{"text":"Like, if we had GFC style event where the market dropped by, say, 60%, Would that concern you more, or would you be feeling the same way?","start":1346.145,"end":1353.7899,"sentiment":"neutral","sentiment_score":-0.19090847588247722}],"sentiment":"neutral","sentiment_score":-0.19900078078111014,"channel":0,"num_words":42,"start":1342.225,"end":1353.7899},{"sentences":[{"text":"Well, I mean, at at the end of the day, like, at the end of the day, well, what have you got to lose when the market drops like that?","start":1354.41,"end":1362.645,"sentiment":"neutral","sentiment_score":-0.1996904435257117},{"text":"You know what I mean?","start":1362.645,"end":1363.445,"sentiment":"neutral","sentiment_score":-0.08565847724676132},{"text":"Like, if","start":1363.445,"end":1364.005,"sentiment":"neutral","sentiment_score":-0.05704250745475292}],"sentiment":"neutral","sentiment_score":-0.17657001910580172,"channel":1,"num_words":37,"start":1354.41,"end":1364.005},{"sentences":[{"text":"Yep.","start":1363.9299,"end":1364.295,"sentiment":"neutral","sentiment_score":-0.051582373678684235}],"sentiment":"neutral","sentiment_score":-0.051582373678684235,"channel":0,"num_words":1,"start":1363.9299,"end":1364.295},{"sentences":[{"text":"you just sell out and you don't have any faith that's that it's gonna go back up, then, you know, what are you gonna do?","start":1364.005,"end":1371.9299,"sentiment":"neutral","sentiment_score":-0.21297137051820755},{"text":"Like, you you're just gonna take the money that you have and not, like, try and get more.","start":1371.9299,"end":1377.69,"sentiment":"neutral","sentiment_score":-0.06088770449989372},{"text":"You know?","start":1377.69,"end":1377.9299,"sentiment":"neutral","sentiment_score":-0.018631803803145885},{"text":"Like,","start":1377.9299,"end":1378.4299,"sentiment":"neutral","sentiment_score":0.04730688780546189}],"sentiment":"neutral","sentiment_score":-0.1393526013859588,"channel":1,"num_words":46,"start":1364.005,"end":1378.4299},{"sentences":[{"text":"Yep.","start":1378.8551,"end":1379.19,"sentiment":"neutral","sentiment_score":0.16870149970054626},{"text":"Perfect.","start":1379.99,"end":1380.49,"sentiment":"positive","sentiment_score":0.6188023090362549}],"sentiment":"positive","sentiment_score":0.3937519043684006,"channel":0,"num_words":2,"start":1378.8551,"end":1380.49},{"sentences":[{"text":"it's kinda","start":1380.73,"end":1381.45,"sentiment":"positive","sentiment_score":0.525842547416687}],"sentiment":"positive","sentiment_score":0.525842547416687,"channel":1,"num_words":2,"start":1380.73,"end":1381.45},{"sentences":[{"text":"Perfect.","start":1381.11,"end":1381.61,"sentiment":"positive","sentiment_score":0.6346885561943054}],"sentiment":"positive","sentiment_score":0.6346885561943054,"channel":0,"num_words":1,"start":1381.11,"end":1381.61},{"sentences":[{"text":"just kinda how I feel about it.","start":1381.45,"end":1383.13,"sentiment":"positive","sentiment_score":0.4227627558367593},{"text":"It's,","start":1383.13,"end":1383.63,"sentiment":"neutral","sentiment_score":0.21220844984054563}],"sentiment":"positive","sentiment_score":0.3964434675872326,"channel":1,"num_words":8,"start":1381.45,"end":1383.63},{"sentences":[{"text":"Yep.","start":1383.59,"end":1384.09,"sentiment":"neutral","sentiment_score":0.16992515325546265}],"sentiment":"neutral","sentiment_score":0.16992515325546265,"channel":0,"num_words":1,"start":1383.59,"end":1384.09},{"sentences":[{"text":"you know, it's all dependent on whether you're willing to say, yeah.","start":1384.2351,"end":1388.795,"sentiment":"neutral","sentiment_score":0.09546586498618126},{"text":"I'm gonna take that risk, and I'm gonna trust the process.","start":1388.795,"end":1391.275,"sentiment":"neutral","sentiment_score":0.12284270809455351},{"text":"You know what I mean?","start":1391.275,"end":1392.505,"sentiment":"neutral","sentiment_score":0.02265845388174057}],"sentiment":"neutral","sentiment_score":0.09321972993867737,"channel":1,"num_words":28,"start":1384.2351,"end":1392.505},{"sentences":[{"text":"Yep.","start":1392.3099,"end":1392.795,"sentiment":"neutral","sentiment_score":0.21861666440963745},{"text":"Absolutely.","start":1393.035,"end":1393.515,"sentiment":"positive","sentiment_score":0.5621367692947388},{"text":"That's a really good answer.","start":1393.515,"end":1394.635,"sentiment":"positive","sentiment_score":0.7340555310249328},{"text":"I love it.","start":1394.635,"end":1395.535,"sentiment":"positive","sentiment_score":0.8082317312558492},{"text":"The next one here is asking oh, sorry.","start":1395.8351,"end":1399.135,"sentiment":"neutral","sentiment_score":0.0466362921288237}],"sentiment":"positive","sentiment_score":0.4027120344237321,"channel":0,"num_words":18,"start":1392.3099,"end":1399.135},{"sentences":[{"text":"I'm just my computer froze a minute.","start":1399.3551,"end":1401.615,"sentiment":"neutral","sentiment_score":-0.059960250343595235},{"text":"The next one here is asking about the income that you're sort of looking for within your portfolio.","start":1402.0751,"end":1406.895,"sentiment":"neutral","sentiment_score":0.01797538881914483},{"text":"Do you feel like you're so to kinda break it down, when we're looking at portfolios and how they generate growth, we look at two aspects.","start":1407.49,"end":1415.01,"sentiment":"neutral","sentiment_score":0.03193233928714807},{"text":"One is income, which is like dividends that are paid out, or when we look at 10 deposits, it's the, you know, the payout of the interest payments.","start":1415.01,"end":1421.9099,"sentiment":"neutral","sentiment_score":0.0289313433292721},{"text":"And then we're also looking at capital growth, which is a change in the share price.","start":1422.135,"end":1426.155,"sentiment":"neutral","sentiment_score":0.030296522891148925}],"sentiment":"neutral","sentiment_score":0.02135682155035044,"channel":0,"num_words":95,"start":1399.3551,"end":1426.155},{"sentences":[{"text":"Do you feel","start":1426.375,"end":1427.015,"sentiment":"neutral","sentiment_score":0.044315303365389504}],"sentiment":"neutral","sentiment_score":0.044315303365389504,"channel":0,"num_words":3,"start":1426.375,"end":1427.015},{"sentences":[{"text":"Yep.","start":1426.905,"end":1427.25,"sentiment":"neutral","sentiment_score":0.05900272354483605}],"sentiment":"neutral","sentiment_score":0.05900272354483605,"channel":1,"num_words":1,"start":1426.905,"end":1427.25},{"sentences":[{"text":"like you're looking for more growth out of your portfolio, more income, or maybe a combination of the both?","start":1427.015,"end":1432.295,"sentiment":"neutral","sentiment_score":0.07594243142949908},{"text":"How would you sort of put yourself in that realm?","start":1432.295,"end":1434.635,"sentiment":"neutral","sentiment_score":0.06014678031206131}],"sentiment":"neutral","sentiment_score":0.07049565518210674,"channel":0,"num_words":29,"start":1427.015,"end":1434.635},{"sentences":[{"text":"I kinda wanna maximize growth, if that's possible.","start":1435.01,"end":1438.47,"sentiment":"neutral","sentiment_score":0.15667802281677723}],"sentiment":"neutral","sentiment_score":0.15667802281677723,"channel":1,"num_words":8,"start":1435.01,"end":1438.47},{"sentences":[{"text":"Yep.","start":1439.2101,"end":1439.7101,"sentiment":"neutral","sentiment_score":0.12169199436903},{"text":"Perfect.","start":1439.77,"end":1440.27,"sentiment":"neutral","sentiment_score":0.26314830780029297},{"text":"So maximizing growth over income, do you want a little bit of income as well first and compounding?","start":1440.81,"end":1445.39,"sentiment":"neutral","sentiment_score":0.13743025230036843}],"sentiment":"neutral","sentiment_score":0.1429292421787977,"channel":0,"num_words":20,"start":1439.2101,"end":1445.39},{"sentences":[{"text":"Oh, yeah.","start":1446.145,"end":1446.705,"sentiment":"neutral","sentiment_score":0.05851740762591362},{"text":"The a little bit","start":1446.705,"end":1447.585,"sentiment":"neutral","sentiment_score":0.0748742576688528}],"sentiment":"neutral","sentiment_score":0.0694219743212064,"channel":1,"num_words":6,"start":1446.145,"end":1447.585},{"sentences":[{"text":"Yep.","start":1447.4501,"end":1447.905,"sentiment":"neutral","sentiment_score":0.07810358703136444}],"sentiment":"neutral","sentiment_score":0.07810358703136444,"channel":0,"num_words":1,"start":1447.4501,"end":1447.905},{"sentences":[{"text":"of income is always always a good bonus, but I feel like it it grows out ways, like, a little bit of income every time.","start":1447.585,"end":1454.705,"sentiment":"neutral","sentiment_score":0.15731716841459276},{"text":"You know what I mean?","start":1454.705,"end":1455.765,"sentiment":"neutral","sentiment_score":0.007889528013765811}],"sentiment":"neutral","sentiment_score":0.1324125616811216,"channel":1,"num_words":30,"start":1447.585,"end":1455.765},{"sentences":[{"text":"Yep.","start":1455.745,"end":1456.145,"sentiment":"neutral","sentiment_score":0.001167835434898734},{"text":"Yep.","start":1456.145,"end":1456.625,"sentiment":"neutral","sentiment_score":-0.018423767760396004},{"text":"No.","start":1456.625,"end":1456.865,"sentiment":"neutral","sentiment_score":-0.1205180436372757},{"text":"Perfect.","start":1456.865,"end":1457.365,"sentiment":"neutral","sentiment_score":-0.02103586494922638},{"text":"And have you ever thought about borrowing from, say, a financial institution or a bank in order to invest in shares or managed funds, or do you feel like that might be too risky?","start":1457.905,"end":1466.86,"sentiment":"neutral","sentiment_score":-0.11578463467166704}],"sentiment":"neutral","sentiment_score":-0.10777598473022838,"channel":0,"num_words":38,"start":1455.745,"end":1466.86},{"sentences":[{"text":"I feel like that's that might be a little too risky because,","start":1469.305,"end":1472.525,"sentiment":"neutral","sentiment_score":-0.26603931561112404}],"sentiment":"neutral","sentiment_score":-0.26603931561112404,"channel":1,"num_words":12,"start":1469.305,"end":1472.525},{"sentences":[{"text":"Yep.","start":1472.52,"end":1472.895,"sentiment":"neutral","sentiment_score":-0.0548572838306427}],"sentiment":"neutral","sentiment_score":-0.0548572838306427,"channel":0,"num_words":1,"start":1472.52,"end":1472.895},{"sentences":[{"text":"you know, the like, someone I gotta pay back as well and the the bank's like to put interest rates on on","start":1472.665,"end":1479.7051,"sentiment":"neutral","sentiment_score":0.007924292236566544}],"sentiment":"neutral","sentiment_score":0.007924292236566544,"channel":1,"num_words":22,"start":1472.665,"end":1479.7051},{"sentences":[{"text":"Yep.","start":1479.375,"end":1479.875,"sentiment":"neutral","sentiment_score":0.019775304943323135}],"sentiment":"neutral","sentiment_score":0.019775304943323135,"channel":0,"num_words":1,"start":1479.375,"end":1479.875},{"sentences":[{"text":"the loans and everything.","start":1479.7051,"end":1480.925,"sentiment":"neutral","sentiment_score":0.023758799768984318},{"text":"You","start":1481.385,"end":1481.545,"sentiment":"neutral","sentiment_score":0.03826145827770233}],"sentiment":"neutral","sentiment_score":0.02665933147072792,"channel":1,"num_words":5,"start":1479.7051,"end":1481.545},{"sentences":[{"text":"Yep.","start":1481.535,"end":1482.035,"sentiment":"neutral","sentiment_score":0.07495202124118805}],"sentiment":"neutral","sentiment_score":0.07495202124118805,"channel":0,"num_words":1,"start":1481.535,"end":1482.035},{"sentences":[{"text":"know?","start":1481.545,"end":1482.03,"sentiment":"neutral","sentiment_score":0.11174742877483368}],"sentiment":"neutral","sentiment_score":0.11174742877483368,"channel":1,"num_words":1,"start":1481.545,"end":1482.03},{"sentences":[{"text":"Perfect.","start":1482.5751,"end":1483.0751,"sentiment":"positive","sentiment_score":0.6562936902046204}],"sentiment":"positive","sentiment_score":0.6562936902046204,"channel":0,"num_words":1,"start":1482.5751,"end":1483.0751},{"sentences":[{"text":"So","start":1482.91,"end":1483.15,"sentiment":"positive","sentiment_score":0.4805522561073303}],"sentiment":"positive","sentiment_score":0.4805522561073303,"channel":1,"num_words":1,"start":1482.91,"end":1483.15},{"sentences":[{"text":"And","start":1483.135,"end":1483.375,"sentiment":"positive","sentiment_score":0.44090205430984497}],"sentiment":"positive","sentiment_score":0.44090205430984497,"channel":0,"num_words":1,"start":1483.135,"end":1483.375},{"sentences":[{"text":"it's two,","start":1483.15,"end":1483.47,"sentiment":"positive","sentiment_score":0.3935917168855667}],"sentiment":"positive","sentiment_score":0.3935917168855667,"channel":1,"num_words":2,"start":1483.15,"end":1483.47},{"sentences":[{"text":"you're","start":1483.375,"end":1483.615,"sentiment":"positive","sentiment_score":0.3543066680431366}],"sentiment":"positive","sentiment_score":0.3543066680431366,"channel":0,"num_words":1,"start":1483.375,"end":1483.615},{"sentences":[{"text":"like,","start":1483.47,"end":1483.7101,"sentiment":"neutral","sentiment_score":0.3169042468070984}],"sentiment":"neutral","sentiment_score":0.3169042468070984,"channel":1,"num_words":1,"start":1483.47,"end":1483.7101},{"sentences":[{"text":"wanting","start":1483.615,"end":1483.935,"sentiment":"positive","sentiment_score":0.3576590418815613}],"sentiment":"positive","sentiment_score":0.3576590418815613,"channel":0,"num_words":1,"start":1483.615,"end":1483.935},{"sentences":[{"text":"two more at a time.","start":1483.7101,"end":1484.93,"sentiment":"neutral","sentiment_score":0.29773237109184264}],"sentiment":"neutral","sentiment_score":0.29773237109184264,"channel":1,"num_words":5,"start":1483.7101,"end":1484.93},{"sentences":[{"text":"Yep.","start":1484.735,"end":1485.235,"sentiment":"neutral","sentiment_score":0.11494456231594086},{"text":"Yeah.","start":1485.375,"end":1485.6951,"sentiment":"neutral","sentiment_score":0.10453936457633972},{"text":"No.","start":1485.6951,"end":1485.935,"sentiment":"neutral","sentiment_score":0.16150107979774475},{"text":"Perfect.","start":1485.935,"end":1486.435,"sentiment":"positive","sentiment_score":0.41651052236557007},{"text":"And the money you're putting away is for the goal of being able to purchase a property.","start":1486.71,"end":1490.8099,"sentiment":"neutral","sentiment_score":0.23490825295448303}],"sentiment":"neutral","sentiment_score":0.22813980139437176,"channel":0,"num_words":21,"start":1484.735,"end":1490.8099},{"sentences":[{"text":"So I'll tick that box for you.","start":1490.95,"end":1492.89,"sentiment":"neutral","sentiment_score":0.17938239446708135}],"sentiment":"neutral","sentiment_score":0.17938239446708135,"channel":0,"num_words":7,"start":1490.95,"end":1492.89},{"sentences":[{"text":"Yeah.","start":1493.31,"end":1493.81,"sentiment":"neutral","sentiment_score":0.010824271477758884}],"sentiment":"neutral","sentiment_score":0.010824271477758884,"channel":1,"num_words":1,"start":1493.31,"end":1493.81},{"sentences":[{"text":"The last one here is talking about the same sort of answer.","start":1493.99,"end":1497.9299,"sentiment":"neutral","sentiment_score":-0.03334947613378366},{"text":"You sort of said you would not wanna borrow to put money into investing.","start":1498.39,"end":1502.6499,"sentiment":"neutral","sentiment_score":-0.1263121052512101},{"text":"How risky do you consider that to be?","start":1503.805,"end":1505.885,"sentiment":"neutral","sentiment_score":-0.19807929173111916},{"text":"Do you think if you had the right advice, you might consider it, or do you just think it would be way too risky?","start":1505.885,"end":1511.405,"sentiment":"neutral","sentiment_score":-0.21969854521254698},{"text":"There was no way that you would ever look at something like that?","start":1511.405,"end":1514.305,"sentiment":"neutral","sentiment_score":-0.2289942239339535}],"sentiment":"neutral","sentiment_score":-0.16905475376357496,"channel":0,"num_words":71,"start":1493.99,"end":1514.305},{"sentences":[{"text":"To me, it it does feel just, like, super risky because","start":1514.81,"end":1518.9901,"sentiment":"neutral","sentiment_score":-0.294407767328349}],"sentiment":"neutral","sentiment_score":-0.294407767328349,"channel":1,"num_words":11,"start":1514.81,"end":1518.9901},{"sentences":[{"text":"Yeah.","start":1519.34,"end":1519.84,"sentiment":"neutral","sentiment_score":-0.1892993301153183}],"sentiment":"neutral","sentiment_score":-0.1892993301153183,"channel":0,"num_words":1,"start":1519.34,"end":1519.84},{"sentences":[{"text":"you know what I mean?","start":1519.53,"end":1520.3301,"sentiment":"neutral","sentiment_score":-0.1655302479863167},{"text":"If it's my if it's my own money, then","start":1520.3301,"end":1522.755,"sentiment":"neutral","sentiment_score":-0.17481086982621086}],"sentiment":"neutral","sentiment_score":-0.17149636202624866,"channel":1,"num_words":14,"start":1519.53,"end":1522.755},{"sentences":[{"text":"Yep.","start":1522.62,"end":1523.12,"sentiment":"neutral","sentiment_score":-0.13439221680164337}],"sentiment":"neutral","sentiment_score":-0.13439221680164337,"channel":0,"num_words":1,"start":1522.62,"end":1523.12},{"sentences":[{"text":"I like, there's there's nothing really riding on it.","start":1522.755,"end":1524.995,"sentiment":"neutral","sentiment_score":-0.15094660139746136},{"text":"You know what I mean?","start":1524.995,"end":1525.635,"sentiment":"neutral","sentiment_score":-0.10298179984092712},{"text":"Like, I can recover","start":1525.635,"end":1526.595,"sentiment":"neutral","sentiment_score":-0.10748357884585857}],"sentiment":"neutral","sentiment_score":-0.12796459595362344,"channel":1,"num_words":18,"start":1522.755,"end":1526.595},{"sentences":[{"text":"Yep.","start":1526.22,"end":1526.72,"sentiment":"neutral","sentiment_score":-0.1087578758597374}],"sentiment":"neutral","sentiment_score":-0.1087578758597374,"channel":0,"num_words":1,"start":1526.22,"end":1526.72},{"sentences":[{"text":"from that.","start":1526.595,"end":1527.255,"sentiment":"neutral","sentiment_score":-0.12036976963281631}],"sentiment":"neutral","sentiment_score":-0.12036976963281631,"channel":1,"num_words":2,"start":1526.595,"end":1527.255},{"sentences":[{"text":"Yep.","start":1527.5,"end":1528.0,"sentiment":"neutral","sentiment_score":-0.0703529343008995}],"sentiment":"neutral","sentiment_score":-0.0703529343008995,"channel":0,"num_words":1,"start":1527.5,"end":1528.0},{"sentences":[{"text":"But if it's, like, someone else's money, then it's not something I can recover from.","start":1527.635,"end":1531.795,"sentiment":"neutral","sentiment_score":-0.27143656412760414},{"text":"You know?","start":1531.795,"end":1532.275,"sentiment":"neutral","sentiment_score":-0.12144655361771584},{"text":"And I know","start":1532.275,"end":1532.755,"sentiment":"neutral","sentiment_score":-0.0991537074247996}],"sentiment":"neutral","sentiment_score":-0.23059513457119465,"channel":1,"num_words":20,"start":1527.635,"end":1532.755},{"sentences":[{"text":"Yeah.","start":1532.645,"end":1533.125,"sentiment":"neutral","sentiment_score":-0.10454586893320084}],"sentiment":"neutral","sentiment_score":-0.10454586893320084,"channel":0,"num_words":1,"start":1532.645,"end":1533.125},{"sentences":[{"text":"there's, like,","start":1532.755,"end":1533.155,"sentiment":"neutral","sentiment_score":-0.09487560763955116}],"sentiment":"neutral","sentiment_score":-0.09487560763955116,"channel":1,"num_words":2,"start":1532.755,"end":1533.155},{"sentences":[{"text":"Perfect.","start":1533.125,"end":1533.625,"sentiment":"neutral","sentiment_score":-0.03752760589122772}],"sentiment":"neutral","sentiment_score":-0.03752760589122772,"channel":0,"num_words":1,"start":1533.125,"end":1533.625},{"sentences":[{"text":"I know there's such thing as good debt and bad debt, but it's just,","start":1533.155,"end":1535.875,"sentiment":"neutral","sentiment_score":-0.11401478467243058}],"sentiment":"neutral","sentiment_score":-0.11401478467243058,"channel":1,"num_words":14,"start":1533.155,"end":1535.875},{"sentences":[{"text":"Yep.","start":1535.845,"end":1536.345,"sentiment":"neutral","sentiment_score":-0.07167243957519531}],"sentiment":"neutral","sentiment_score":-0.07167243957519531,"channel":0,"num_words":1,"start":1535.845,"end":1536.345},{"sentences":[{"text":"like, yeah, it's just","start":1535.875,"end":1538.8099,"sentiment":"neutral","sentiment_score":-0.07609394006431103}],"sentiment":"neutral","sentiment_score":-0.07609394006431103,"channel":1,"num_words":4,"start":1535.875,"end":1538.8099},{"sentences":[{"text":"Yeah.","start":1538.645,"end":1539.145,"sentiment":"neutral","sentiment_score":-0.0563359335064888},{"text":"Yep.","start":1539.605,"end":1540.02,"sentiment":"neutral","sentiment_score":-0.12937183678150177}],"sentiment":"neutral","sentiment_score":-0.09285388514399529,"channel":0,"num_words":2,"start":1538.645,"end":1540.02},{"sentences":[{"text":"pretty pretty scary for me.","start":1539.75,"end":1541.19,"sentiment":"neutral","sentiment_score":-0.32817070484161376},{"text":"So, like, guess maybe I'd be willing to do it, but it does seem like rather risky for me.","start":1541.19,"end":1547.37,"sentiment":"neutral","sentiment_score":-0.32428490645007085}],"sentiment":"neutral","sentiment_score":-0.32509444778164226,"channel":1,"num_words":24,"start":1539.75,"end":1547.37},{"sentences":[{"text":"Yeah.","start":1547.54,"end":1548.02,"sentiment":"neutral","sentiment_score":-0.007429193705320358},{"text":"That's okay.","start":1548.02,"end":1548.8201,"sentiment":"neutral","sentiment_score":0.11733781918883324},{"text":"That's absolutely fine, and thank you for answering those questions.","start":1548.8201,"end":1551.7001,"sentiment":"positive","sentiment_score":0.47009977996349334},{"text":"So we've done the whole risk profile.","start":1551.7001,"end":1553.24,"sentiment":"neutral","sentiment_score":0.07304624521306582},{"text":"You have scored there as a growth investor.","start":1553.745,"end":1555.905,"sentiment":"neutral","sentiment_score":0.09015779756009579}],"sentiment":"neutral","sentiment_score":0.22002965504569666,"channel":0,"num_words":28,"start":1547.54,"end":1555.905},{"sentences":[{"text":"So to kinda give you a breakdown on how we see a growth investor, typically, when you're looking at your investment profile, we'd see about 80% of your funds invested in growth investors, so things like Australian shares, international shares, listed property, and also then commodities like gold and silver.","start":1555.905,"end":1572.76,"sentiment":"neutral","sentiment_score":0.07378533206880093},{"text":"You would then see about 20% in defensive investments, so things like cash, bonds, and fixed interest.","start":1573.38,"end":1579.16,"sentiment":"neutral","sentiment_score":0.049049454686396265},{"text":"This sort of investment, because you have more growth investments there, you are looking to try and maximize growth and get an average expected return of about seven to 9% on a yearly basis compounding.","start":1579.7001,"end":1590.975,"sentiment":"neutral","sentiment_score":0.06105003790663821},{"text":"And because","start":1591.835,"end":1592.575,"sentiment":"neutral","sentiment_score":-0.014317878521978855}],"sentiment":"neutral","sentiment_score":0.06376175868074195,"channel":0,"num_words":104,"start":1555.905,"end":1592.575},{"sentences":[{"text":"Mhmm.","start":1592.125,"end":1592.625,"sentiment":"neutral","sentiment_score":-0.024329114705324173}],"sentiment":"neutral","sentiment_score":-0.024329114705324173,"channel":1,"num_words":1,"start":1592.125,"end":1592.625},{"sentences":[{"text":"we do understand that markets do react, we do have negative years every so often.","start":1592.7949,"end":1597.9349,"sentiment":"neutral","sentiment_score":-0.07050013380746047},{"text":"We would expect the likelihood of a negative year every one in sort of five years.","start":1598.07,"end":1602.73,"sentiment":"neutral","sentiment_score":-0.08995009819045663},{"text":"And this sort of profile fits someone who has about six years that they wanna have their funds invested before they're willing to access the money to allow time to go through those downtimes and then seek recovery.","start":1603.2699,"end":1614.525,"sentiment":"neutral","sentiment_score":-0.030060905669080585},{"text":"Do you feel like that's fairly comfortable with where you'd like to see your funds, or would you like to maybe drop it up or down a little bit?","start":1615.5449,"end":1623.245,"sentiment":"neutral","sentiment_score":0.006133973213105366}],"sentiment":"neutral","sentiment_score":-0.035317681330655305,"channel":0,"num_words":98,"start":1592.7949,"end":1623.245},{"sentences":[{"text":"Yeah.","start":1624.45,"end":1624.69,"sentiment":"neutral","sentiment_score":0.06467397511005402},{"text":"That that's comfortable to me.","start":1624.69,"end":1626.3099,"sentiment":"neutral","sentiment_score":0.16857667714357377}],"sentiment":"neutral","sentiment_score":0.15125956013798714,"channel":1,"num_words":6,"start":1624.45,"end":1626.3099},{"sentences":[{"text":"That's comfortable.","start":1626.26,"end":1627.0801,"sentiment":"neutral","sentiment_score":0.3079157769680023},{"text":"Beautiful.","start":1627.14,"end":1627.64,"sentiment":"positive","sentiment_score":0.6192446947097778},{"text":"Excellent.","start":1627.8601,"end":1628.3601,"sentiment":"positive","sentiment_score":0.58130943775177}],"sentiment":"positive","sentiment_score":0.4540964215993881,"channel":0,"num_words":4,"start":1626.26,"end":1628.3601},{"sentences":[{"text":"Yeah.","start":1628.37,"end":1628.87,"sentiment":"positive","sentiment_score":0.42209592461586}],"sentiment":"positive","sentiment_score":0.42209592461586,"channel":1,"num_words":1,"start":1628.37,"end":1628.87},{"sentences":[{"text":"Thank you for that.","start":1628.7401,"end":1629.88,"sentiment":"positive","sentiment_score":0.5993581414222717},{"text":"Perfect.","start":1630.8201,"end":1631.3201,"sentiment":"positive","sentiment_score":0.534137487411499},{"text":"You're right.","start":1631.62,"end":1632.3601,"sentiment":"neutral","sentiment_score":0.28951893746852875}],"sentiment":"positive","sentiment_score":0.5015154182910919,"channel":0,"num_words":7,"start":1628.7401,"end":1632.3601},{"sentences":[{"text":"Yeah.","start":1633.4099,"end":1633.9099,"sentiment":"neutral","sentiment_score":0.06190870329737663},{"text":"I I'm just, like, hoping, you know, obviously, our comp predicts whether it's gonna be super good when when the seven years is up.","start":1634.21,"end":1642.135,"sentiment":"neutral","sentiment_score":0.03700390222365968},{"text":"I'm just hoping, like, when it comes to the seven years, it hasn't dipped on the","start":1642.135,"end":1646.775,"sentiment":"neutral","sentiment_score":-0.008625527552794665}],"sentiment":"neutral","sentiment_score":0.019804729654158398,"channel":1,"num_words":41,"start":1633.4099,"end":1646.775},{"sentences":[{"text":"Yeah.","start":1646.715,"end":1647.215,"sentiment":"neutral","sentiment_score":-0.047360002994537354}],"sentiment":"neutral","sentiment_score":-0.047360002994537354,"channel":0,"num_words":1,"start":1646.715,"end":1647.215},{"sentences":[{"text":"on the last year.","start":1646.775,"end":1648.0751,"sentiment":"neutral","sentiment_score":-0.05653779301792383},{"text":"That would","start":1648.135,"end":1648.615,"sentiment":"neutral","sentiment_score":-0.129701804369688}],"sentiment":"neutral","sentiment_score":-0.08092579680184524,"channel":1,"num_words":6,"start":1646.775,"end":1648.615},{"sentences":[{"text":"Absolutely.","start":1648.475,"end":1648.975,"sentiment":"neutral","sentiment_score":-0.23184549808502197}],"sentiment":"neutral","sentiment_score":-0.23184549808502197,"channel":0,"num_words":1,"start":1648.475,"end":1648.975},{"sentences":[{"text":"suck.","start":1648.615,"end":1649.115,"sentiment":"neutral","sentiment_score":-0.30516451597213745}],"sentiment":"neutral","sentiment_score":-0.30516451597213745,"channel":1,"num_words":1,"start":1648.615,"end":1649.115},{"sentences":[{"text":"Yeah.","start":1649.755,"end":1650.075,"sentiment":"neutral","sentiment_score":-0.06207839772105217}],"sentiment":"neutral","sentiment_score":-0.06207839772105217,"channel":0,"num_words":1,"start":1649.755,"end":1650.075},{"sentences":[{"text":"You","start":1649.975,"end":1650.135,"sentiment":"neutral","sentiment_score":-0.03811237961053848}],"sentiment":"neutral","sentiment_score":-0.03811237961053848,"channel":1,"num_words":1,"start":1649.975,"end":1650.135},{"sentences":[{"text":"Well,","start":1650.075,"end":1650.395,"sentiment":"neutral","sentiment_score":-0.03414260596036911}],"sentiment":"neutral","sentiment_score":-0.03414260596036911,"channel":0,"num_words":1,"start":1650.075,"end":1650.395},{"sentences":[{"text":"know what I","start":1650.135,"end":1650.625,"sentiment":"neutral","sentiment_score":-0.014512661844491959}],"sentiment":"neutral","sentiment_score":-0.014512661844491959,"channel":1,"num_words":3,"start":1650.135,"end":1650.625},{"sentences":[{"text":"one of","start":1650.395,"end":1650.635,"sentiment":"neutral","sentiment_score":-0.009222732856869698}],"sentiment":"neutral","sentiment_score":-0.009222732856869698,"channel":0,"num_words":2,"start":1650.395,"end":1650.635},{"sentences":[{"text":"mean?","start":1650.625,"end":1651.125,"sentiment":"neutral","sentiment_score":-0.006306212395429611}],"sentiment":"neutral","sentiment_score":-0.006306212395429611,"channel":1,"num_words":1,"start":1650.625,"end":1651.125},{"sentences":[{"text":"the things we do like to do there for you, Kobe, because that's a really good thing to put out there, is, essentially, is when we look at these investment profiles and if you decide to take on the advice and we have set this up for you and manage it, essentially, we do reviews with you on a regular basis.","start":1650.635,"end":1664.74,"sentiment":"neutral","sentiment_score":0.08940527722483775},{"text":"So we can do a catch up or review with you every, say, six months or twelve months or every three months, whatever you would like.","start":1664.74,"end":1670.6799,"sentiment":"neutral","sentiment_score":0.08727237840111439},{"text":"We check-in to see how things are going for you, that the investing's working.","start":1671.195,"end":1674.715,"sentiment":"neutral","sentiment_score":0.1507069282233715},{"text":"We look at how the investments have gone.","start":1674.715,"end":1676.735,"sentiment":"neutral","sentiment_score":0.10093138553202152},{"text":"But the idea is that the closer you get to accessing that money, we start to reduce the risk level somewhat.","start":1676.875,"end":1682.5549,"sentiment":"neutral","sentiment_score":0.10058741768201192}],"sentiment":"neutral","sentiment_score":0.09809605846038232,"channel":0,"num_words":130,"start":1650.635,"end":1682.5549},{"sentences":[{"text":"So when you're about sort of five years out or three years out, we'll start to reduce those risk levels down so you're in a a lower risk profile ready to start drawing money out of that investment as you get closer","start":1682.5549,"end":1694.81,"sentiment":"neutral","sentiment_score":0.11795721096651894}],"sentiment":"neutral","sentiment_score":0.11795721096651894,"channel":0,"num_words":42,"start":1682.5549,"end":1694.81},{"sentences":[{"text":"I","start":1694.715,"end":1695.215,"sentiment":"neutral","sentiment_score":0.12882894277572632}],"sentiment":"neutral","sentiment_score":0.12882894277572632,"channel":1,"num_words":1,"start":1694.715,"end":1695.215},{"sentences":[{"text":"to your goal.","start":1694.9501,"end":1695.77,"sentiment":"neutral","sentiment_score":0.146744338174661},{"text":"So the","start":1696.205,"end":1696.525,"sentiment":"neutral","sentiment_score":0.029188046231865883}],"sentiment":"neutral","sentiment_score":0.09972182139754296,"channel":0,"num_words":5,"start":1694.9501,"end":1696.525},{"sentences":[{"text":"see.","start":1696.475,"end":1696.975,"sentiment":"neutral","sentiment_score":0.02631918154656887}],"sentiment":"neutral","sentiment_score":0.02631918154656887,"channel":1,"num_words":1,"start":1696.475,"end":1696.975},{"sentences":[{"text":"idea is we don't want you taking high risk right to the very end because if you got in this profile or a higher growth profile, right up into the year you were gonna access those funds, you do risk while you're taking more risk in the market, seeing a big downturn, right, because you're willing to take the money out.","start":1696.525,"end":1712.86,"sentiment":"neutral","sentiment_score":-0.1610670006055324},{"text":"So we do wanna reduce your risk levels as you get closer to that seven year mark.","start":1712.86,"end":1718.0599,"sentiment":"neutral","sentiment_score":0.03708376516314114},{"text":"Okay?","start":1718.0599,"end":1718.5599,"sentiment":"neutral","sentiment_score":0.07715693861246109}],"sentiment":"neutral","sentiment_score":-0.11541146950065335,"channel":0,"num_words":79,"start":1696.525,"end":1718.5599},{"sentences":[{"text":"Yeah.","start":1718.5801,"end":1719.0801,"sentiment":"neutral","sentiment_score":0.15311656892299652},{"text":"Thank you so","start":1719.14,"end":1719.7001,"sentiment":"positive","sentiment_score":0.42579667766888935}],"sentiment":"positive","sentiment_score":0.35762665048241615,"channel":1,"num_words":4,"start":1718.5801,"end":1719.7001},{"sentences":[{"text":"Yeah.","start":1719.6599,"end":1720.1599,"sentiment":"positive","sentiment_score":0.38207510113716125}],"sentiment":"positive","sentiment_score":0.38207510113716125,"channel":0,"num_words":1,"start":1719.6599,"end":1720.1599},{"sentences":[{"text":"much for that.","start":1719.7001,"end":1720.76,"sentiment":"positive","sentiment_score":0.5582245588302612}],"sentiment":"positive","sentiment_score":0.5582245588302612,"channel":1,"num_words":3,"start":1719.7001,"end":1720.76},{"sentences":[{"text":"That's okay.","start":1720.94,"end":1721.6599,"sentiment":"positive","sentiment_score":0.491555854678154},{"text":"That's not a problem at all.","start":1721.6599,"end":1723.245,"sentiment":"positive","sentiment_score":0.4729105234146118},{"text":"I just need to clarify just a few more details before I go into the research there for you.","start":1723.485,"end":1728.625,"sentiment":"neutral","sentiment_score":0.2319502626594744},{"text":"So sorry.","start":1728.6849,"end":1729.425,"sentiment":"neutral","sentiment_score":0.021045301109552383},{"text":"Now I've got I need to add in here a next of kin.","start":1730.765,"end":1735.325,"sentiment":"neutral","sentiment_score":-0.0030900853900955273}],"sentiment":"neutral","sentiment_score":0.1959416507743299,"channel":0,"num_words":42,"start":1720.94,"end":1735.325},{"sentences":[{"text":"Would you like me to add your mom as your next of kin, or do you have someone else you would prefer?","start":1735.325,"end":1739.77,"sentiment":"neutral","sentiment_score":0.007306325249373913}],"sentiment":"neutral","sentiment_score":0.007306325249373913,"channel":0,"num_words":22,"start":1735.325,"end":1739.77},{"sentences":[{"text":"Who who was that?","start":1741.59,"end":1742.5499,"sentiment":"neutral","sentiment_score":-0.01952147181145847},{"text":"Usually for most people.","start":1742.5499,"end":1744.4099,"sentiment":"neutral","sentiment_score":-0.025852545630186796}],"sentiment":"neutral","sentiment_score":-0.022687008720822632,"channel":1,"num_words":8,"start":1741.59,"end":1744.4099},{"sentences":[{"text":"It's whoever you prefer it to be.","start":1744.63,"end":1747.05,"sentiment":"neutral","sentiment_score":-0.0008122549126190803},{"text":"We don't call them very often.","start":1747.27,"end":1748.71,"sentiment":"neutral","sentiment_score":-0.08400283132990201},{"text":"It's more just if we can't get a hold of you and we need to get a hold of you for any particular reason, we call that person to check-in and make sure you're okay, or help us get a hold of you.","start":1748.71,"end":1758.785,"sentiment":"neutral","sentiment_score":-0.02400253778783778},{"text":"That's all.","start":1758.785,"end":1759.265,"sentiment":"neutral","sentiment_score":0.013260380132123828},{"text":"It doesn't I've honestly never had to use it before, but it is just one of those things we do like to have on file, but it can be anyone that you trust.","start":1759.265,"end":1766.64,"sentiment":"neutral","sentiment_score":0.03167951569864244}],"sentiment":"neutral","sentiment_score":-0.005163374933245295,"channel":0,"num_words":91,"start":1744.63,"end":1766.64},{"sentences":[{"text":"Alright.","start":1767.33,"end":1767.73,"sentiment":"neutral","sentiment_score":0.07028713077306747},{"text":"I'm well, my the best person to that, I would say, would be my partner.","start":1767.73,"end":1772.3899,"sentiment":"neutral","sentiment_score":0.10362019538879394}],"sentiment":"neutral","sentiment_score":0.10153687885031104,"channel":1,"num_words":16,"start":1767.33,"end":1772.3899},{"sentences":[{"text":"Yeah.","start":1772.88,"end":1773.2001,"sentiment":"neutral","sentiment_score":0.07312777638435364},{"text":"Perfect.","start":1773.2001,"end":1773.68,"sentiment":"neutral","sentiment_score":0.11146111786365508},{"text":"What's your partner's name?","start":1773.68,"end":1775.3,"sentiment":"neutral","sentiment_score":0.03823959920555353}],"sentiment":"neutral","sentiment_score":0.05625788184503714,"channel":0,"num_words":6,"start":1772.88,"end":1775.3},{"sentences":[{"text":"Keira Nelly.","start":1776.035,"end":1777.0951,"sentiment":"neutral","sentiment_score":0.02265887800604105}],"sentiment":"neutral","sentiment_score":0.02265887800604105,"channel":1,"num_words":2,"start":1776.035,"end":1777.0951},{"sentences":[{"text":"Is that k how do you spell her name?","start":1777.76,"end":1779.6,"sentiment":"neutral","sentiment_score":0.015904326509270404},{"text":"Sorry.","start":1779.6,"end":1779.92,"sentiment":"neutral","sentiment_score":-0.029367346316576004},{"text":"I never like to assume.","start":1779.92,"end":1781.9401,"sentiment":"neutral","sentiment_score":-0.0492861345410347}],"sentiment":"neutral","sentiment_score":-0.008843938695887725,"channel":0,"num_words":15,"start":1777.76,"end":1781.9401},{"sentences":[{"text":"Sorry.","start":1781.4751,"end":1781.9751,"sentiment":"neutral","sentiment_score":-0.014238422736525536}],"sentiment":"neutral","sentiment_score":-0.014238422736525536,"channel":1,"num_words":1,"start":1781.4751,"end":1781.9751},{"sentences":[{"text":"You alright?","start":1782.745,"end":1783.325,"sentiment":"neutral","sentiment_score":0.007731822319328785}],"sentiment":"neutral","sentiment_score":0.007731822319328785,"channel":0,"num_words":2,"start":1782.745,"end":1783.325},{"sentences":[{"text":"A e I r","start":1783.555,"end":1787.4751,"sentiment":"neutral","sentiment_score":0.018158972961828113}],"sentiment":"neutral","sentiment_score":0.018158972961828113,"channel":1,"num_words":4,"start":1783.555,"end":1787.4751},{"sentences":[{"text":"Perfect.","start":1787.465,"end":1787.965,"sentiment":"neutral","sentiment_score":0.04162260890007019}],"sentiment":"neutral","sentiment_score":0.04162260890007019,"channel":0,"num_words":1,"start":1787.465,"end":1787.965},{"sentences":[{"text":"a,","start":1787.4751,"end":1787.9751,"sentiment":"neutral","sentiment_score":0.0227778609842062}],"sentiment":"neutral","sentiment_score":0.0227778609842062,"channel":1,"num_words":1,"start":1787.4751,"end":1787.9751},{"sentences":[{"text":"So yep.","start":1788.105,"end":1789.085,"sentiment":"neutral","sentiment_score":0.032053873874247074}],"sentiment":"neutral","sentiment_score":0.032053873874247074,"channel":0,"num_words":2,"start":1788.105,"end":1789.085},{"sentences":[{"text":"and then","start":1789.59,"end":1790.07,"sentiment":"neutral","sentiment_score":0.03779209405183792}],"sentiment":"neutral","sentiment_score":0.03779209405183792,"channel":1,"num_words":2,"start":1789.59,"end":1790.07},{"sentences":[{"text":"Perfect.","start":1789.865,"end":1790.365,"sentiment":"neutral","sentiment_score":0.05481252819299698}],"sentiment":"neutral","sentiment_score":0.05481252819299698,"channel":0,"num_words":1,"start":1789.865,"end":1790.365},{"sentences":[{"text":"her last name is o m e l e y.","start":1790.07,"end":1793.77,"sentiment":"neutral","sentiment_score":0.036209207586944105}],"sentiment":"neutral","sentiment_score":0.036209207586944105,"channel":1,"num_words":10,"start":1790.07,"end":1793.77},{"sentences":[{"text":"O n e l e y.","start":1794.345,"end":1796.37,"sentiment":"neutral","sentiment_score":0.0256451778113842},{"text":"Perfect.","start":1797.33,"end":1797.83,"sentiment":"positive","sentiment_score":0.3404460549354553},{"text":"Lovely.","start":1797.97,"end":1798.29,"sentiment":"positive","sentiment_score":0.42710626125335693},{"text":"Her name's spelled the same as my daughter's name.","start":1798.29,"end":1800.21,"sentiment":"neutral","sentiment_score":0.22724924981594086},{"text":"My daughter's name is Kira.","start":1800.21,"end":1801.43,"sentiment":"neutral","sentiment_score":0.1612350881099701}],"sentiment":"neutral","sentiment_score":0.17149282145229253,"channel":0,"num_words":22,"start":1794.345,"end":1801.43},{"sentences":[{"text":"Uh-huh.","start":1801.91,"end":1802.41,"sentiment":"neutral","sentiment_score":0.1398455947637558}],"sentiment":"neutral","sentiment_score":0.1398455947637558,"channel":1,"num_words":1,"start":1801.91,"end":1802.41},{"sentences":[{"text":"It's spelled the exact same way.","start":1801.97,"end":1803.51,"sentiment":"neutral","sentiment_score":0.20799325158198675},{"text":"All good.","start":1805.65,"end":1806.13,"sentiment":"positive","sentiment_score":0.4762881100177765},{"text":"And you guys don't you don't have any financial dependents?","start":1806.13,"end":1808.63,"sentiment":"neutral","sentiment_score":0.09349271841347218},{"text":"No children at all?","start":1808.85,"end":1810.15,"sentiment":"neutral","sentiment_score":-0.1437857747077942},{"text":"No.","start":1810.29,"end":1810.45,"sentiment":"neutral","sentiment_score":-0.13249355554580688}],"sentiment":"neutral","sentiment_score":0.1055576634471831,"channel":0,"num_words":23,"start":1801.97,"end":1810.45},{"sentences":[{"text":"No.","start":1810.435,"end":1810.755,"sentiment":"neutral","sentiment_score":-0.10716834664344788}],"sentiment":"neutral","sentiment_score":-0.10716834664344788,"channel":1,"num_words":1,"start":1810.435,"end":1810.755},{"sentences":[{"text":"Just checking?","start":1810.45,"end":1811.19,"sentiment":"neutral","sentiment_score":-0.09034042060375214}],"sentiment":"neutral","sentiment_score":-0.09034042060375214,"channel":0,"num_words":2,"start":1810.45,"end":1811.19},{"sentences":[{"text":"We do not.","start":1810.755,"end":1811.7351,"sentiment":"neutral","sentiment_score":-0.16496417919794717},{"text":"We do not.","start":1811.795,"end":1812.535,"sentiment":"neutral","sentiment_score":-0.1542175511519114}],"sentiment":"neutral","sentiment_score":-0.1595908651749293,"channel":1,"num_words":6,"start":1810.755,"end":1812.535},{"sentences":[{"text":"No.","start":1812.0651,"end":1812.5651,"sentiment":"neutral","sentiment_score":-0.07258453965187073},{"text":"Excellent.","start":1813.025,"end":1813.525,"sentiment":"neutral","sentiment_score":0.2670731842517853},{"text":"Can I grab your date of birth of you as well?","start":1813.665,"end":1816.165,"sentiment":"neutral","sentiment_score":0.09166087277910927}],"sentiment":"neutral","sentiment_score":0.09251986501308587,"channel":0,"num_words":13,"start":1812.0651,"end":1816.165},{"sentences":[{"text":"08/31/2007.","start":1816.675,"end":1819.175,"sentiment":"neutral","sentiment_score":0.01260704081505537}],"sentiment":"neutral","sentiment_score":0.01260704081505537,"channel":1,"num_words":1,"start":1816.675,"end":1819.175},{"sentences":[{"text":"Of August 2007.","start":1819.585,"end":1821.685,"sentiment":"neutral","sentiment_score":0.021337144387265045},{"text":"Fantastic.","start":1821.745,"end":1822.245,"sentiment":"positive","sentiment_score":0.5514212846755981},{"text":"Beautiful.","start":1828.33,"end":1828.83,"sentiment":"positive","sentiment_score":0.6105477809906006},{"text":"Lovely.","start":1829.2899,"end":1829.7899,"sentiment":"positive","sentiment_score":0.5963717699050903},{"text":"So excellent.","start":1829.9299,"end":1831.3899,"sentiment":"positive","sentiment_score":0.6132865846157074}],"sentiment":"positive","sentiment_score":0.3811156797455624,"channel":0,"num_words":8,"start":1819.585,"end":1831.3899},{"sentences":[{"text":"I just need to double check as well.","start":1832.09,"end":1833.69,"sentiment":"neutral","sentiment_score":0.20093097165226936},{"text":"Do you identify as a male?","start":1833.69,"end":1835.5499,"sentiment":"neutral","sentiment_score":0.035372539112965264}],"sentiment":"neutral","sentiment_score":0.1299773577068533,"channel":0,"num_words":14,"start":1832.09,"end":1835.5499},{"sentences":[{"text":"Yes.","start":1836.295,"end":1836.795,"sentiment":"neutral","sentiment_score":0.053654007613658905}],"sentiment":"neutral","sentiment_score":0.053654007613658905,"channel":1,"num_words":1,"start":1836.295,"end":1836.795},{"sentences":[{"text":"Yep.","start":1837.13,"end":1837.61,"sentiment":"neutral","sentiment_score":0.09092731773853302},{"text":"Perfect.","start":1837.61,"end":1838.11,"sentiment":"neutral","sentiment_score":0.2725803554058075},{"text":"And do you consider yourself to be single or in a de facto relationship?","start":1838.4099,"end":1841.95,"sentiment":"neutral","sentiment_score":0.035587389820388386},{"text":"How would you sort of classify your marital status?","start":1842.1699,"end":1845.125,"sentiment":"neutral","sentiment_score":0.019537784573104646}],"sentiment":"neutral","sentiment_score":0.04150284767150879,"channel":0,"num_words":25,"start":1837.13,"end":1845.125},{"sentences":[{"text":"I'm committed to my partner.","start":1847.09,"end":1849.51,"sentiment":"neutral","sentiment_score":0.0301527913659811},{"text":"It's","start":1850.0499,"end":1850.45,"sentiment":"neutral","sentiment_score":0.0410192534327507}],"sentiment":"neutral","sentiment_score":0.03196386837710937,"channel":1,"num_words":6,"start":1847.09,"end":1850.45},{"sentences":[{"text":"Yeah.","start":1850.305,"end":1850.545,"sentiment":"neutral","sentiment_score":0.036498986184597015}],"sentiment":"neutral","sentiment_score":0.036498986184597015,"channel":0,"num_words":1,"start":1850.305,"end":1850.545},{"sentences":[{"text":"like","start":1850.45,"end":1850.85,"sentiment":"neutral","sentiment_score":0.016385652124881744}],"sentiment":"neutral","sentiment_score":0.016385652124881744,"channel":1,"num_words":1,"start":1850.45,"end":1850.85},{"sentences":[{"text":"That's okay.","start":1850.545,"end":1851.285,"sentiment":"neutral","sentiment_score":0.07544947043061256}],"sentiment":"neutral","sentiment_score":0.07544947043061256,"channel":0,"num_words":2,"start":1850.545,"end":1851.285},{"sentences":[{"text":"what I think is","start":1850.85,"end":1851.8099,"sentiment":"neutral","sentiment_score":0.04013058915734291}],"sentiment":"neutral","sentiment_score":0.04013058915734291,"channel":1,"num_words":4,"start":1850.85,"end":1851.8099},{"sentences":[{"text":"I can","start":1851.425,"end":1852.0851,"sentiment":"neutral","sentiment_score":0.05103539116680622}],"sentiment":"neutral","sentiment_score":0.05103539116680622,"channel":0,"num_words":2,"start":1851.425,"end":1852.0851},{"sentences":[{"text":"is","start":1851.8099,"end":1852.2899,"sentiment":"neutral","sentiment_score":0.0488133430480957}],"sentiment":"neutral","sentiment_score":0.0488133430480957,"channel":1,"num_words":1,"start":1851.8099,"end":1852.2899},{"sentences":[{"text":"I","start":1852.2251,"end":1852.385,"sentiment":"neutral","sentiment_score":0.050212323665618896}],"sentiment":"neutral","sentiment_score":0.050212323665618896,"channel":0,"num_words":1,"start":1852.2251,"end":1852.385},{"sentences":[{"text":"is","start":1852.2899,"end":1852.5299,"sentiment":"neutral","sentiment_score":0.03809938207268715}],"sentiment":"neutral","sentiment_score":0.03809938207268715,"channel":1,"num_words":1,"start":1852.2899,"end":1852.5299},{"sentences":[{"text":"can","start":1852.385,"end":1852.7051,"sentiment":"neutral","sentiment_score":0.04395296424627304}],"sentiment":"neutral","sentiment_score":0.04395296424627304,"channel":0,"num_words":1,"start":1852.385,"end":1852.7051},{"sentences":[{"text":"something.","start":1852.5299,"end":1853.0299,"sentiment":"neutral","sentiment_score":0.038390982896089554}],"sentiment":"neutral","sentiment_score":0.038390982896089554,"channel":1,"num_words":1,"start":1852.5299,"end":1853.0299},{"sentences":[{"text":"put I can put de facto or just partner?","start":1852.7051,"end":1855.9851,"sentiment":"neutral","sentiment_score":0.018396358109182782},{"text":"It's completely up to you.","start":1855.9851,"end":1857.45,"sentiment":"neutral","sentiment_score":0.08159094601869583}],"sentiment":"neutral","sentiment_score":0.04096585379115173,"channel":0,"num_words":14,"start":1852.7051,"end":1857.45},{"sentences":[{"text":"Yeah.","start":1858.045,"end":1858.4451,"sentiment":"neutral","sentiment_score":0.16232416033744812},{"text":"I mean, they've been together for, like, two years, and it's pretty strong.","start":1858.4451,"end":1863.8251,"sentiment":"neutral","sentiment_score":0.17557564836281997},{"text":"So","start":1863.885,"end":1864.045,"sentiment":"neutral","sentiment_score":0.1359817087650299}],"sentiment":"neutral","sentiment_score":0.17205261985460918,"channel":1,"num_words":15,"start":1858.045,"end":1864.045},{"sentences":[{"text":"Yep.","start":1864.4099,"end":1864.9099,"sentiment":"neutral","sentiment_score":0.2119586765766144},{"text":"Perfect.","start":1865.5299,"end":1866.0299,"sentiment":"positive","sentiment_score":0.4119736552238464},{"text":"Not a problem at all.","start":1866.4099,"end":1867.61,"sentiment":"neutral","sentiment_score":0.31786414980888367},{"text":"Lovely.","start":1867.61,"end":1868.11,"sentiment":"positive","sentiment_score":0.443073570728302},{"text":"We've got bartending.","start":1868.6499,"end":1869.63,"sentiment":"neutral","sentiment_score":0.1900081237157186}],"sentiment":"neutral","sentiment_score":0.2933046384291215,"channel":0,"num_words":11,"start":1864.4099,"end":1869.63},{"sentences":[{"text":"How long have you been working in bartending for?","start":1869.69,"end":1871.69,"sentiment":"neutral","sentiment_score":0.07339222646421856},{"text":"Like, I know you're only you know, 19 this year, but have you just been working this like, in bartending since you're 18?","start":1871.69,"end":1878.335,"sentiment":"neutral","sentiment_score":0.07172983091162599},{"text":"Have you just recently started bartending?","start":1878.335,"end":1880.355,"sentiment":"neutral","sentiment_score":0.023368716860810917}],"sentiment":"neutral","sentiment_score":0.06448759079763763,"channel":0,"num_words":38,"start":1869.69,"end":1880.355},{"sentences":[{"text":"Well, usually, like, I do do freelancing as well.","start":1881.22,"end":1885.16,"sentiment":"neutral","sentiment_score":0.09143029236131245},{"text":"So","start":1885.3,"end":1885.7,"sentiment":"neutral","sentiment_score":0.1395520567893982}],"sentiment":"neutral","sentiment_score":0.09624246880412102,"channel":1,"num_words":10,"start":1881.22,"end":1885.7},{"sentences":[{"text":"Yep.","start":1885.695,"end":1886.07,"sentiment":"neutral","sentiment_score":0.1084478497505188}],"sentiment":"neutral","sentiment_score":0.1084478497505188,"channel":0,"num_words":1,"start":1885.695,"end":1886.07},{"sentences":[{"text":"that's because there was a lot more, like, money to be made straight away for freelancing, that's what I decided to do rather than, like, just, you know, straight up to a job.","start":1885.7,"end":1895.375,"sentiment":"neutral","sentiment_score":0.09078741677556977},{"text":"But I do","start":1895.375,"end":1895.9349,"sentiment":"neutral","sentiment_score":0.03416246051589648}],"sentiment":"neutral","sentiment_score":0.086068670420597,"channel":1,"num_words":36,"start":1885.7,"end":1895.9349},{"sentences":[{"text":"Yeah.","start":1895.9099,"end":1896.4099,"sentiment":"neutral","sentiment_score":0.002252155914902687}],"sentiment":"neutral","sentiment_score":0.002252155914902687,"channel":0,"num_words":1,"start":1895.9099,"end":1896.4099},{"sentences":[{"text":"need, like, a proper job now, so","start":1895.9349,"end":1898.275,"sentiment":"neutral","sentiment_score":0.0010418844010148724}],"sentiment":"neutral","sentiment_score":0.0010418844010148724,"channel":1,"num_words":7,"start":1895.9349,"end":1898.275},{"sentences":[{"text":"Yes.","start":1898.47,"end":1898.95,"sentiment":"neutral","sentiment_score":0.03587460517883301}],"sentiment":"neutral","sentiment_score":0.03587460517883301,"channel":0,"num_words":1,"start":1898.47,"end":1898.95},{"sentences":[{"text":"I'd probably","start":1898.495,"end":1899.155,"sentiment":"neutral","sentiment_score":0.016689756885170937}],"sentiment":"neutral","sentiment_score":0.016689756885170937,"channel":1,"num_words":2,"start":1898.495,"end":1899.155},{"sentences":[{"text":"That's","start":1898.95,"end":1899.405,"sentiment":"neutral","sentiment_score":0.004019898362457752}],"sentiment":"neutral","sentiment_score":0.004019898362457752,"channel":0,"num_words":1,"start":1898.95,"end":1899.405},{"sentences":[{"text":"kinda go between the two when I have free time.","start":1899.215,"end":1901.695,"sentiment":"neutral","sentiment_score":0.01132156103849411},{"text":"You know what I","start":1901.695,"end":1902.345,"sentiment":"neutral","sentiment_score":-0.00119730643928051}],"sentiment":"neutral","sentiment_score":0.007744741759129933,"channel":1,"num_words":14,"start":1899.215,"end":1902.345},{"sentences":[{"text":"okay.","start":1902.125,"end":1902.625,"sentiment":"neutral","sentiment_score":0.011917224153876305}],"sentiment":"neutral","sentiment_score":0.011917224153876305,"channel":0,"num_words":1,"start":1902.125,"end":1902.625},{"sentences":[{"text":"mean?","start":1902.345,"end":1902.845,"sentiment":"neutral","sentiment_score":0.007910697720944881}],"sentiment":"neutral","sentiment_score":0.007910697720944881,"channel":1,"num_words":1,"start":1902.345,"end":1902.845},{"sentences":[{"text":"Yep.","start":1902.925,"end":1903.245,"sentiment":"neutral","sentiment_score":0.03676289692521095},{"text":"Yep.","start":1903.245,"end":1903.645,"sentiment":"neutral","sentiment_score":0.06657745689153671},{"text":"Perfect.","start":1903.645,"end":1904.145,"sentiment":"neutral","sentiment_score":0.18509359657764435},{"text":"So you're technically casual.","start":1904.365,"end":1905.985,"sentiment":"neutral","sentiment_score":0.07094072364270687},{"text":"Is that right?","start":1906.045,"end":1906.9451,"sentiment":"neutral","sentiment_score":0.0847443292538325}],"sentiment":"neutral","sentiment_score":0.0826429832726717,"channel":0,"num_words":10,"start":1902.925,"end":1906.9451},{"sentences":[{"text":"Yeah.","start":1907.25,"end":1907.75,"sentiment":"neutral","sentiment_score":0.07828056067228317}],"sentiment":"neutral","sentiment_score":0.07828056067228317,"channel":1,"num_words":1,"start":1907.25,"end":1907.75},{"sentences":[{"text":"Yep.","start":1908.285,"end":1908.765,"sentiment":"neutral","sentiment_score":0.11419167369604112},{"text":"Perfect.","start":1908.765,"end":1909.265,"sentiment":"positive","sentiment_score":0.3417627811431885},{"text":"Lovely.","start":1909.645,"end":1910.145,"sentiment":"positive","sentiment_score":0.39356571435928345},{"text":"And I've got your income there.","start":1912.045,"end":1913.9651,"sentiment":"neutral","sentiment_score":0.2729295343160629},{"text":"Beautiful.","start":1913.9651,"end":1914.4651,"sentiment":"neutral","sentiment_score":0.3323512673377991}],"sentiment":"neutral","sentiment_score":0.281944864243269,"channel":0,"num_words":10,"start":1908.285,"end":1914.4651},{"sentences":[{"text":"Let's have a look.","start":1916.19,"end":1916.99,"sentiment":"neutral","sentiment_score":0.12821892462670803},{"text":"Do you have any other any assets that you would note down as value?","start":1916.99,"end":1920.51,"sentiment":"neutral","sentiment_score":0.06578982940741948},{"text":"Any cars or collections that you think are valuable that you put value on?","start":1920.51,"end":1925.25,"sentiment":"neutral","sentiment_score":0.05103685720158475}],"sentiment":"neutral","sentiment_score":0.06713904096977785,"channel":0,"num_words":32,"start":1916.19,"end":1925.25},{"sentences":[{"text":"Not not really.","start":1928.61,"end":1929.65,"sentiment":"neutral","sentiment_score":-0.10665093610684077},{"text":"Not particularly.","start":1929.65,"end":1930.47,"sentiment":"neutral","sentiment_score":-0.13688230514526367},{"text":"No.","start":1930.69,"end":1931.01,"sentiment":"neutral","sentiment_score":-0.12243287265300752},{"text":"I mean, I have, like, electronics, but they're not like, they're they're they're replaceable.","start":1931.01,"end":1938.47,"sentiment":"neutral","sentiment_score":-0.07953900258455958},{"text":"You know what I mean?","start":1938.61,"end":1939.33,"sentiment":"neutral","sentiment_score":-0.03552989438176155}],"sentiment":"neutral","sentiment_score":-0.08029383197426795,"channel":1,"num_words":25,"start":1928.61,"end":1939.33},{"sentences":[{"text":"Like, they're not something that's, like, super high tier collector's item.","start":1939.33,"end":1945.335,"sentiment":"neutral","sentiment_score":-0.13477370820262216}],"sentiment":"neutral","sentiment_score":-0.13477370820262216,"channel":1,"num_words":11,"start":1939.33,"end":1945.335},{"sentences":[{"text":"Yep.","start":1945.02,"end":1945.52,"sentiment":"neutral","sentiment_score":0.08424379676580429},{"text":"No.","start":1945.8201,"end":1946.06,"sentiment":"neutral","sentiment_score":0.05145607888698578},{"text":"That's okay.","start":1946.06,"end":1946.86,"sentiment":"neutral","sentiment_score":0.1563914194703102},{"text":"Not a problem at all.","start":1946.86,"end":1948.24,"sentiment":"neutral","sentiment_score":0.27894442081451415},{"text":"And we're we're just looking at the investments.","start":1948.54,"end":1950.54,"sentiment":"neutral","sentiment_score":0.18735981360077858}],"sentiment":"neutral","sentiment_score":0.19659313691013,"channel":0,"num_words":17,"start":1945.02,"end":1950.54},{"sentences":[{"text":"You're not sort of worried about looking at super insurance.","start":1950.54,"end":1952.9401,"sentiment":"neutral","sentiment_score":0.09832775369286537},{"text":"Is there anything else at the moment?","start":1952.9401,"end":1954.3,"sentiment":"neutral","sentiment_score":0.11739722107137952},{"text":"You're happy to start with the investment side of things and see how we go?","start":1954.3,"end":1957.505,"sentiment":"positive","sentiment_score":0.5075466454029083}],"sentiment":"neutral","sentiment_score":0.294320555170998,"channel":0,"num_words":32,"start":1950.54,"end":1957.505},{"sentences":[{"text":"Yes.","start":1958.22,"end":1958.72,"sentiment":"neutral","sentiment_score":0.26036179065704346}],"sentiment":"neutral","sentiment_score":0.26036179065704346,"channel":1,"num_words":1,"start":1958.22,"end":1958.72},{"sentences":[{"text":"Yep.","start":1959.085,"end":1959.565,"sentiment":"positive","sentiment_score":0.3339817523956299},{"text":"Absolutely.","start":1959.565,"end":1960.065,"sentiment":"positive","sentiment_score":0.530957818031311},{"text":"Perfect.","start":1960.2849,"end":1960.7849,"sentiment":"positive","sentiment_score":0.7237588167190552},{"text":"Is there any other goals down the track that you might wanna look at?","start":1961.245,"end":1964.445,"sentiment":"positive","sentiment_score":0.3407123408147267},{"text":"We can scope them out for now, but, you know, always come back to them down the track.","start":1964.445,"end":1967.8049,"sentiment":"neutral","sentiment_score":0.29938693675729966}],"sentiment":"positive","sentiment_score":0.3356467434338161,"channel":0,"num_words":35,"start":1959.085,"end":1967.8049},{"sentences":[{"text":"Is there anything else that you sort of would like to have there as a goal?","start":1967.8049,"end":1971.05,"sentiment":"neutral","sentiment_score":0.28471946623176336}],"sentiment":"neutral","sentiment_score":0.28471946623176336,"channel":0,"num_words":16,"start":1967.8049,"end":1971.05},{"sentences":[{"text":"In the future, once I have finished with uni and I've gone into the workplace of my choice, and I'm like, I've","start":1971.995,"end":1980.97,"sentiment":"neutral","sentiment_score":0.09832151200283658}],"sentiment":"neutral","sentiment_score":0.09832151200283658,"channel":1,"num_words":22,"start":1971.995,"end":1980.97},{"sentences":[{"text":"Yeah.","start":1980.71,"end":1981.21,"sentiment":"neutral","sentiment_score":0.08872668445110321}],"sentiment":"neutral","sentiment_score":0.08872668445110321,"channel":0,"num_words":1,"start":1980.71,"end":1981.21},{"sentences":[{"text":"got a stable job.","start":1980.97,"end":1982.27,"sentiment":"neutral","sentiment_score":0.12274008430540562},{"text":"I would","start":1982.49,"end":1982.97,"sentiment":"neutral","sentiment_score":0.11103683710098267}],"sentiment":"neutral","sentiment_score":0.1188390019039313,"channel":1,"num_words":6,"start":1980.97,"end":1982.97},{"sentences":[{"text":"Yep.","start":1982.895,"end":1983.395,"sentiment":"neutral","sentiment_score":0.13181740045547485}],"sentiment":"neutral","sentiment_score":0.13181740045547485,"channel":0,"num_words":1,"start":1982.895,"end":1983.395},{"sentences":[{"text":"like to look at investing with my super.","start":1982.97,"end":1986.89,"sentiment":"neutral","sentiment_score":0.13612629752606153},{"text":"You know what I mean?","start":1986.89,"end":1987.95,"sentiment":"neutral","sentiment_score":0.057809535413980484}],"sentiment":"neutral","sentiment_score":0.1060044659444919,"channel":1,"num_words":13,"start":1982.97,"end":1987.95},{"sentences":[{"text":"Yeah.","start":1988.1749,"end":1988.6549,"sentiment":"neutral","sentiment_score":0.17169445753097534},{"text":"Perfect.","start":1988.6549,"end":1989.1549,"sentiment":"positive","sentiment_score":0.4394211173057556},{"text":"Perfect.","start":1989.5349,"end":1990.0349,"sentiment":"positive","sentiment_score":0.5041705369949341},{"text":"We can look up super down the track.","start":1991.0549,"end":1992.975,"sentiment":"positive","sentiment_score":0.45207880437374115},{"text":"Beautiful.","start":1992.975,"end":1993.475,"sentiment":"positive","sentiment_score":0.7017329931259155}],"sentiment":"positive","sentiment_score":0.45280412832895917,"channel":0,"num_words":12,"start":1988.1749,"end":1993.475},{"sentences":[{"text":"Fantastic.","start":1993.615,"end":1994.115,"sentiment":"positive","sentiment_score":0.6568362712860107},{"text":"Well, thank you so much for going through that with me.","start":1994.255,"end":1996.8,"sentiment":"positive","sentiment_score":0.5836022171107206},{"text":"Now just to give you a little bit of information, so, obviously, the initial consultation and everything we do up until the point you decide to take on the advice is fully complimentary.","start":1997.28,"end":2005.54,"sentiment":"neutral","sentiment_score":0.2138946954951142},{"text":"Did Jordan go through the fee structure with you when she sort of spoke to you last time?","start":2006.24,"end":2010.9149,"sentiment":"neutral","sentiment_score":0.025960788855122194}],"sentiment":"neutral","sentiment_score":0.23178221921007786,"channel":0,"num_words":63,"start":1993.615,"end":2010.9149},{"sentences":[{"text":"Not yet.","start":2011.9099,"end":2012.8099,"sentiment":"neutral","sentiment_score":-0.039964305236935616}],"sentiment":"neutral","sentiment_score":-0.039964305236935616,"channel":1,"num_words":2,"start":2011.9099,"end":2012.8099},{"sentences":[{"text":"No.","start":2013.5349,"end":2013.7749,"sentiment":"neutral","sentiment_score":-0.06058765947818756},{"text":"That's okay.","start":2013.7749,"end":2014.4149,"sentiment":"neutral","sentiment_score":0.003909195307642221},{"text":"So I'll go through it with you.","start":2014.4149,"end":2015.9349,"sentiment":"neutral","sentiment_score":0.07014202326536179},{"text":"Essentially, for us to do investment advice, we do charge an implementation fee if you decide to take on the advice.","start":2016.335,"end":2022.815,"sentiment":"neutral","sentiment_score":0.031974745293458305},{"text":"The implementation fee is 3.3%.","start":2022.815,"end":2025.71,"sentiment":"neutral","sentiment_score":0.028356418758630753}],"sentiment":"neutral","sentiment_score":0.034763239970844656,"channel":0,"num_words":36,"start":2013.5349,"end":2025.71},{"sentences":[{"text":"It's capped the balance of a 150,000.","start":2025.85,"end":2028.25,"sentiment":"neutral","sentiment_score":0.03842844547969954},{"text":"Because the balance by inputting is quite small, the implementation fee would be quite small.","start":2028.25,"end":2032.49,"sentiment":"neutral","sentiment_score":0.0781585435072581},{"text":"But we put that into the advice to show you what that cost would look like.","start":2032.49,"end":2036.11,"sentiment":"neutral","sentiment_score":0.14635008154436946},{"text":"There is no charges up until the point you decide to take on the advice.","start":2036.65,"end":2040.3151,"sentiment":"neutral","sentiment_score":0.11487376342217127},{"text":"So if we give you advice and you decide you don't like it, don't wanna take it, that's fine.","start":2040.3151,"end":2044.395,"sentiment":"neutral","sentiment_score":-0.04055482717721086}],"sentiment":"neutral","sentiment_score":0.06577143487003115,"channel":0,"num_words":72,"start":2025.85,"end":2044.395},{"sentences":[{"text":"There's no obligation to do so.","start":2044.395,"end":2046.175,"sentiment":"neutral","sentiment_score":0.08592375243703525},{"text":"If you decide to come on board once we open the account and we put the first deposit in, then we do charge the implementation fee there.","start":2046.475,"end":2054.235,"sentiment":"neutral","sentiment_score":0.15960596446637754},{"text":"Okay?","start":2054.235,"end":2054.58,"sentiment":"neutral","sentiment_score":0.07316836714744568},{"text":"I","start":2054.58,"end":2055.08,"sentiment":"neutral","sentiment_score":0.025632338598370552}],"sentiment":"neutral","sentiment_score":0.14067726459886346,"channel":0,"num_words":35,"start":2044.395,"end":2055.08},{"sentences":[{"text":"Okay.","start":2055.4648,"end":2055.9648,"sentiment":"neutral","sentiment_score":0.0049585336819291115}],"sentiment":"neutral","sentiment_score":0.0049585336819291115,"channel":1,"num_words":1,"start":2055.4648,"end":2055.9648},{"sentences":[{"text":"outline it as a dollar fee figure in the advice documents so you'll be fully informed.","start":2056.26,"end":2060.9202,"sentiment":"neutral","sentiment_score":0.10436723008751869},{"text":"Okay?","start":2061.06,"end":2061.56,"sentiment":"neutral","sentiment_score":0.07559679448604584},{"text":"We also do charge an ongoing service fee for monitoring and looking after your investment account.","start":2062.74,"end":2068.76,"sentiment":"neutral","sentiment_score":0.10363959986716509},{"text":"It is 1.65% per annum.","start":2069.325,"end":2072.065,"sentiment":"neutral","sentiment_score":0.08074310421943665},{"text":"That is essentially the year, and then it's calculated and deducted in smaller monthly increments out of your investment account.","start":2072.125,"end":2079.405,"sentiment":"neutral","sentiment_score":0.08624806348234415}],"sentiment":"neutral","sentiment_score":0.09538591145698366,"channel":0,"num_words":58,"start":2056.26,"end":2079.405},{"sentences":[{"text":"So because it's a percentage based fee, it fluctuates with the market.","start":2079.405,"end":2083.29,"sentiment":"neutral","sentiment_score":0.07245659766097863},{"text":"So when the market is doing really well, when you're getting really good returns, then our fee is gonna be a little bit higher.","start":2083.29,"end":2088.75,"sentiment":"neutral","sentiment_score":0.1836320641450584},{"text":"However, if the market takes a little bit of a dip, then the fee is gonna be lower there as well.","start":2088.8901,"end":2093.29,"sentiment":"neutral","sentiment_score":0.06417873661432948},{"text":"Does that make sense?","start":2093.29,"end":2094.4302,"sentiment":"neutral","sentiment_score":0.15666001290082932}],"sentiment":"neutral","sentiment_score":0.11886954478553084,"channel":0,"num_words":61,"start":2079.405,"end":2094.4302},{"sentences":[{"text":"Yeah.","start":2094.795,"end":2095.1948,"sentiment":"neutral","sentiment_score":0.292728453874588},{"text":"So, essentially,","start":2095.1948,"end":2096.015,"sentiment":"positive","sentiment_score":0.3516629636287689}],"sentiment":"neutral","sentiment_score":0.33201812704404193,"channel":1,"num_words":3,"start":2094.795,"end":2096.015},{"sentences":[{"text":"Yeah.","start":2096.01,"end":2096.385,"sentiment":"positive","sentiment_score":0.41810211539268494}],"sentiment":"positive","sentiment_score":0.41810211539268494,"channel":0,"num_words":1,"start":2096.01,"end":2096.385},{"sentences":[{"text":"like, if my investment's doing good, then it's doing good for you guys too.","start":2097.035,"end":2101.58,"sentiment":"positive","sentiment_score":0.6315958244459969}],"sentiment":"positive","sentiment_score":0.6315958244459969,"channel":1,"num_words":14,"start":2097.035,"end":2101.58},{"sentences":[{"text":"That's exactly right.","start":2101.745,"end":2103.025,"sentiment":"positive","sentiment_score":0.6307777563730875},{"text":"It's all linked to the performance of your portfolio, and we want it to be working really well at times when the market might not be performing.","start":2103.025,"end":2109.925,"sentiment":"positive","sentiment_score":0.3684189490698002},{"text":"It's because everything on the outside's not working very well, and then the markets might be down for some particular reason, then our fee takes a bit of a dip with it.","start":2109.985,"end":2119.1602,"sentiment":"neutral","sentiment_score":-0.06535858288407326},{"text":"Okay?","start":2119.1602,"end":2119.6602,"sentiment":"neutral","sentiment_score":0.025602729991078377}],"sentiment":"neutral","sentiment_score":0.15513925351912067,"channel":0,"num_words":63,"start":2101.745,"end":2119.6602},{"sentences":[{"text":"Yeah.","start":2119.775,"end":2120.255,"sentiment":"neutral","sentiment_score":-0.00766783207654953},{"text":"I did wanna","start":2120.255,"end":2121.055,"sentiment":"neutral","sentiment_score":-0.004248155901829402}],"sentiment":"neutral","sentiment_score":-0.005103074945509434,"channel":1,"num_words":4,"start":2119.775,"end":2121.055},{"sentences":[{"text":"Yep.","start":2121.0,"end":2121.5,"sentiment":"neutral","sentiment_score":-0.0001196637749671936}],"sentiment":"neutral","sentiment_score":-0.0001196637749671936,"channel":0,"num_words":1,"start":2121.0,"end":2121.5},{"sentences":[{"text":"also talk to you about is when those markets do drop because they will, they inevitably will.","start":2121.055,"end":2126.8,"sentiment":"neutral","sentiment_score":-0.09490102880141314},{"text":"They always do.","start":2126.8,"end":2127.78,"sentiment":"neutral","sentiment_score":-0.05448108414808909}],"sentiment":"neutral","sentiment_score":-0.08883803710341454,"channel":1,"num_words":20,"start":2121.055,"end":2127.78},{"sentences":[{"text":"Yep.","start":2127.4001,"end":2127.735,"sentiment":"neutral","sentiment_score":0.05684773251414299},{"text":"Yep.","start":2128.375,"end":2128.875,"sentiment":"neutral","sentiment_score":0.07267531007528305}],"sentiment":"neutral","sentiment_score":0.06476152129471302,"channel":0,"num_words":2,"start":2127.4001,"end":2128.875},{"sentences":[{"text":"I do I would like to talk to you before buying, like, anything extra just just to see your stance on it and whether you think it's","start":2129.44,"end":2137.68,"sentiment":"neutral","sentiment_score":0.03549647965916881}],"sentiment":"neutral","sentiment_score":0.03549647965916881,"channel":1,"num_words":27,"start":2129.44,"end":2137.68},{"sentences":[{"text":"Yeah.","start":2137.5752,"end":2138.0752,"sentiment":"neutral","sentiment_score":0.1083892658352852}],"sentiment":"neutral","sentiment_score":0.1083892658352852,"channel":0,"num_words":1,"start":2137.5752,"end":2138.0752},{"sentences":[{"text":"a good idea because I wouldn't","start":2137.68,"end":2139.4949,"sentiment":"neutral","sentiment_score":0.11570484346399705}],"sentiment":"neutral","sentiment_score":0.11570484346399705,"channel":1,"num_words":6,"start":2137.68,"end":2139.4949},{"sentences":[{"text":"Yep.","start":2139.415,"end":2139.84,"sentiment":"neutral","sentiment_score":-0.08317606151103973}],"sentiment":"neutral","sentiment_score":-0.08317606151103973,"channel":0,"num_words":1,"start":2139.415,"end":2139.84},{"sentences":[{"text":"wanna just, like, blindly do something and then have it backfire.","start":2139.4949,"end":2143.515,"sentiment":"neutral","sentiment_score":-0.19023516638712448},{"text":"You know?","start":2143.575,"end":2144.2349,"sentiment":"neutral","sentiment_score":0.04106445610523224}],"sentiment":"neutral","sentiment_score":-0.15465060908060807,"channel":1,"num_words":13,"start":2139.4949,"end":2144.2349},{"sentences":[{"text":"Yeah.","start":2144.56,"end":2144.8801,"sentiment":"neutral","sentiment_score":0.06545282900333405},{"text":"No.","start":2144.8801,"end":2145.28,"sentiment":"neutral","sentiment_score":0.07371944934129715},{"text":"Absolutely.","start":2145.28,"end":2145.78,"sentiment":"neutral","sentiment_score":0.28906548023223877},{"text":"That is not a problem at all.","start":2146.0,"end":2147.2002,"sentiment":"positive","sentiment_score":0.3761761614254543},{"text":"We can absolutely help you with that.","start":2147.2002,"end":2148.8,"sentiment":"positive","sentiment_score":0.6332496234348842}],"sentiment":"positive","sentiment_score":0.4408363677999553,"channel":0,"num_words":17,"start":2144.56,"end":2148.8},{"sentences":[{"text":"Not a problem.","start":2148.8,"end":2149.62,"sentiment":"neutral","sentiment_score":0.3320671617984772},{"text":"The other thing I just wanted to sorta ask was when you look at your investment, I know you've sort of invested before and you're really interested in the learning aspect.","start":2150.1602,"end":2157.635,"sentiment":"neutral","sentiment_score":0.1381664506850704},{"text":"Do you want to be able to see the investments that your portfolio is in so you can log in, see them, see where the money's invested, see what it's doing and doing more learning?","start":2157.695,"end":2167.475,"sentiment":"neutral","sentiment_score":0.201884243344622},{"text":"Or are you after more of a a a portfolio that we just manage and we can make investments which is for you without you having to kind of have as much visibility?","start":2167.6702,"end":2178.81,"sentiment":"neutral","sentiment_score":0.11017730882899328},{"text":"What would you sort of like to","start":2179.03,"end":2180.585,"sentiment":"neutral","sentiment_score":0.07262246842895236}],"sentiment":"neutral","sentiment_score":0.1512799857252645,"channel":0,"num_words":109,"start":2148.8,"end":2180.585},{"sentences":[{"text":"I I would like to do some learning with it too.","start":2181.31,"end":2183.89,"sentiment":"neutral","sentiment_score":0.10680153695019809}],"sentiment":"neutral","sentiment_score":0.10680153695019809,"channel":1,"num_words":11,"start":2181.31,"end":2183.89},{"sentences":[{"text":"see?","start":2183.845,"end":2184.325,"sentiment":"neutral","sentiment_score":0.06342434883117676},{"text":"Yep.","start":2184.325,"end":2184.825,"sentiment":"neutral","sentiment_score":0.14292752742767334},{"text":"Perfect.","start":2184.965,"end":2185.465,"sentiment":"positive","sentiment_score":0.3746065497398377},{"text":"And","start":2186.405,"end":2186.645,"sentiment":"neutral","sentiment_score":0.13946305215358734}],"sentiment":"neutral","sentiment_score":0.18010536953806877,"channel":0,"num_words":4,"start":2183.845,"end":2186.645},{"sentences":[{"text":"Obviously,","start":2186.43,"end":2186.93,"sentiment":"neutral","sentiment_score":0.1346152126789093}],"sentiment":"neutral","sentiment_score":0.1346152126789093,"channel":1,"num_words":1,"start":2186.43,"end":2186.93},{"sentences":[{"text":"you wanna","start":2186.645,"end":2187.125,"sentiment":"neutral","sentiment_score":0.0860462374985218}],"sentiment":"neutral","sentiment_score":0.0860462374985218,"channel":0,"num_words":2,"start":2186.645,"end":2187.125},{"sentences":[{"text":"like","start":2187.07,"end":2187.57,"sentiment":"neutral","sentiment_score":0.06690986454486847}],"sentiment":"neutral","sentiment_score":0.06690986454486847,"channel":1,"num_words":1,"start":2187.07,"end":2187.57},{"sentences":[{"text":"sort of see the investments?","start":2187.125,"end":2188.265,"sentiment":"neutral","sentiment_score":0.08919196873903275},{"text":"Yeah.","start":2188.4849,"end":2188.9849,"sentiment":"neutral","sentiment_score":0.05071102082729339}],"sentiment":"neutral","sentiment_score":0.08277847742040952,"channel":0,"num_words":6,"start":2187.125,"end":2188.9849},{"sentences":[{"text":"yeah.","start":2189.23,"end":2189.63,"sentiment":"neutral","sentiment_score":0.03904934972524643},{"text":"Obviously, I would like to, you know, always consult you before doing anything because,","start":2189.63,"end":2195.2651,"sentiment":"neutral","sentiment_score":0.02887669751154525}],"sentiment":"neutral","sentiment_score":0.029554874325791996,"channel":1,"num_words":15,"start":2189.23,"end":2195.2651},{"sentences":[{"text":"Yep.","start":2195.285,"end":2195.58,"sentiment":"neutral","sentiment_score":0.025237804278731343}],"sentiment":"neutral","sentiment_score":0.025237804278731343,"channel":0,"num_words":1,"start":2195.285,"end":2195.58},{"sentences":[{"text":"you know, like","start":2195.645,"end":2198.365,"sentiment":"neutral","sentiment_score":0.021760885293285053}],"sentiment":"neutral","sentiment_score":0.021760885293285053,"channel":1,"num_words":3,"start":2195.645,"end":2198.365},{"sentences":[{"text":"Perfect.","start":2198.1401,"end":2198.6401,"sentiment":"neutral","sentiment_score":0.13510188460350037}],"sentiment":"neutral","sentiment_score":0.13510188460350037,"channel":0,"num_words":1,"start":2198.1401,"end":2198.6401},{"sentences":[{"text":"I said, I'm kinda new to it also.","start":2198.365,"end":2200.625,"sentiment":"neutral","sentiment_score":0.017249374999664724}],"sentiment":"neutral","sentiment_score":0.017249374999664724,"channel":1,"num_words":8,"start":2198.365,"end":2200.625},{"sentences":[{"text":"Yeah.","start":2201.26,"end":2201.76,"sentiment":"neutral","sentiment_score":-0.036753490567207336}],"sentiment":"neutral","sentiment_score":-0.036753490567207336,"channel":0,"num_words":1,"start":2201.26,"end":2201.76},{"sentences":[{"text":"I'm not really knowing what I should do.","start":2201.405,"end":2203.5051,"sentiment":"neutral","sentiment_score":-0.12025654967874289}],"sentiment":"neutral","sentiment_score":-0.12025654967874289,"channel":1,"num_words":8,"start":2201.405,"end":2203.5051},{"sentences":[{"text":"No.","start":2203.9001,"end":2204.1401,"sentiment":"neutral","sentiment_score":0.022421251982450485},{"text":"That's absolutely fine, Kobe.","start":2204.1401,"end":2205.6602,"sentiment":"neutral","sentiment_score":0.3224428780376911},{"text":"It's not a problem.","start":2205.6602,"end":2206.46,"sentiment":"positive","sentiment_score":0.473286896944046},{"text":"And if you take on the advice and come on board as a client, you'll have me here as your adviser.","start":2206.46,"end":2210.1401,"sentiment":"positive","sentiment_score":0.35301960862818216},{"text":"So you can email me, call me, contact me when you have questions.","start":2210.1401,"end":2213.4148,"sentiment":"neutral","sentiment_score":0.2674109259477028}],"sentiment":"neutral","sentiment_score":0.3277928876842177,"channel":0,"num_words":43,"start":2203.9001,"end":2213.4148},{"sentences":[{"text":"We can talk things through.","start":2213.4148,"end":2214.875,"sentiment":"neutral","sentiment_score":0.2720178186893463},{"text":"Well, you'll get access to the portal so you can log in and see your investment profile.","start":2215.1748,"end":2219.1948,"sentiment":"neutral","sentiment_score":0.2908527921227848},{"text":"It sounds to me like you'd like a portfolio that gives you that visibility so you can learn.","start":2219.255,"end":2223.6548,"sentiment":"positive","sentiment_score":0.4068690786759059},{"text":"You can see where your money is located, and can sorta have a bit of say in it.","start":2223.6548,"end":2228.4602,"sentiment":"neutral","sentiment_score":0.3212203284104665},{"text":"So I'm more than happy to look at that.","start":2228.4602,"end":2230.1401,"sentiment":"positive","sentiment_score":0.6003494295809004}],"sentiment":"positive","sentiment_score":0.3703483694524907,"channel":0,"num_words":67,"start":2213.4148,"end":2230.1401},{"sentences":[{"text":"Do I have that fairly right for you?","start":2230.1401,"end":2232.1602,"sentiment":"neutral","sentiment_score":0.24618856236338615}],"sentiment":"neutral","sentiment_score":0.24618856236338615,"channel":0,"num_words":8,"start":2230.1401,"end":2232.1602},{"sentences":[{"text":"Yep.","start":2233.02,"end":2233.52,"sentiment":"neutral","sentiment_score":0.19134871661663055}],"sentiment":"neutral","sentiment_score":0.19134871661663055,"channel":1,"num_words":1,"start":2233.02,"end":2233.52},{"sentences":[{"text":"Yep.","start":2233.82,"end":2234.22,"sentiment":"neutral","sentiment_score":0.30965501070022583},{"text":"Beautiful.","start":2234.22,"end":2234.7002,"sentiment":"positive","sentiment_score":0.7216879725456238},{"text":"And I love the learning aspect.","start":2234.7002,"end":2236.3,"sentiment":"positive","sentiment_score":0.7627189060052236},{"text":"Honestly, I think part of my job as an adviser isn't just to manage money.","start":2236.3,"end":2240.345,"sentiment":"positive","sentiment_score":0.4417548616727193},{"text":"It's also to teach you.","start":2240.345,"end":2241.645,"sentiment":"positive","sentiment_score":0.48787457346916197}],"sentiment":"positive","sentiment_score":0.5240482932754925,"channel":0,"num_words":28,"start":2233.82,"end":2241.645},{"sentences":[{"text":"It's one thing to take your money and do what I need to with it, but it's another thing to kinda show you what's going on and help you learn along the way.","start":2241.945,"end":2248.985,"sentiment":"positive","sentiment_score":0.5138777349934434},{"text":"So that's really cool.","start":2248.985,"end":2250.185,"sentiment":"positive","sentiment_score":0.6866176575422287},{"text":"Okay.","start":2250.185,"end":2250.685,"sentiment":"neutral","sentiment_score":0.2553170621395111}],"sentiment":"positive","sentiment_score":0.5252566565024225,"channel":0,"num_words":38,"start":2241.945,"end":2250.685},{"sentences":[{"text":"Okay.","start":2251.4949,"end":2251.9949,"sentiment":"neutral","sentiment_score":0.2615703046321869}],"sentiment":"neutral","sentiment_score":0.2615703046321869,"channel":1,"num_words":1,"start":2251.4949,"end":2251.9949},{"sentences":[{"text":"Perfect.","start":2252.49,"end":2252.99,"sentiment":"positive","sentiment_score":0.33994030952453613},{"text":"Do you happen to have any questions for me at the moment?","start":2253.1301,"end":2255.77,"sentiment":"neutral","sentiment_score":0.15269046649336815},{"text":"I know I've asked you everything under the sun, but you're welcome to ask me anything you like as well.","start":2255.77,"end":2260.9102,"sentiment":"neutral","sentiment_score":0.2060198128223419}],"sentiment":"neutral","sentiment_score":0.1906855201179331,"channel":0,"num_words":33,"start":2252.49,"end":2260.9102},{"sentences":[{"text":"I think I've asked you a lot as well.","start":2261.45,"end":2263.55,"sentiment":"neutral","sentiment_score":0.23957448535495335}],"sentiment":"neutral","sentiment_score":0.23957448535495335,"channel":1,"num_words":9,"start":2261.45,"end":2263.55},{"sentences":[{"text":"That's okay.","start":2264.01,"end":2264.83,"sentiment":"neutral","sentiment_score":0.14640085399150848},{"text":"Not a problem.","start":2265.77,"end":2266.67,"sentiment":"neutral","sentiment_score":0.10201449195543925}],"sentiment":"neutral","sentiment_score":0.11976903676986694,"channel":0,"num_words":5,"start":2264.01,"end":2266.67},{"sentences":[{"text":"But yeah.","start":2267.05,"end":2267.85,"sentiment":"neutral","sentiment_score":0.023295004852116108},{"text":"No.","start":2267.85,"end":2268.09,"sentiment":"neutral","sentiment_score":-0.06089548021554947},{"text":"I I don't think I have any more questions.","start":2268.09,"end":2270.43,"sentiment":"neutral","sentiment_score":-0.09967998498015934},{"text":"You know?","start":2270.49,"end":2271.23,"sentiment":"neutral","sentiment_score":-0.023121186532080173}],"sentiment":"neutral","sentiment_score":-0.06840483631406512,"channel":1,"num_words":14,"start":2267.05,"end":2271.23},{"sentences":[{"text":"Yep.","start":2271.585,"end":2271.9849,"sentiment":"neutral","sentiment_score":0.07209096848964691},{"text":"That's absolutely fine.","start":2271.9849,"end":2273.1848,"sentiment":"neutral","sentiment_score":0.2328623632589976},{"text":"So what I'll do after the call is I'll get the team to send you an email.","start":2273.1848,"end":2276.7249,"sentiment":"neutral","sentiment_score":0.13221029477084384},{"text":"They will have a copy of our financial services guide attached there for you.","start":2277.025,"end":2280.84,"sentiment":"neutral","sentiment_score":0.18415913145456994},{"text":"I'll go back in the meantime, do a bit of research there for you, have a look at what we can do.","start":2281.1602,"end":2285.4202,"sentiment":"neutral","sentiment_score":0.1718511222438379}],"sentiment":"neutral","sentiment_score":0.1645123789315684,"channel":0,"num_words":57,"start":2271.585,"end":2285.4202},{"sentences":[{"text":"I'll be able to get the advice together just in a couple of weeks for you.","start":2285.8,"end":2288.76,"sentiment":"neutral","sentiment_score":0.2373829446732998},{"text":"I would expect probably about three weeks to get it prepared if that's okay with you.","start":2288.76,"end":2292.2002,"sentiment":"neutral","sentiment_score":0.12902580853551626},{"text":"Is that okay?","start":2292.2002,"end":2293.1,"sentiment":"neutral","sentiment_score":0.15761980911095938}],"sentiment":"neutral","sentiment_score":0.18101141367639814,"channel":0,"num_words":35,"start":2285.8,"end":2293.1},{"sentences":[{"text":"That's okay with me.","start":2293.4702,"end":2294.6902,"sentiment":"neutral","sentiment_score":0.31825952231884}],"sentiment":"neutral","sentiment_score":0.31825952231884,"channel":1,"num_words":4,"start":2293.4702,"end":2294.6902},{"sentences":[{"text":"Yep.","start":2294.7148,"end":2295.1948,"sentiment":"positive","sentiment_score":0.4865508675575256},{"text":"Beautiful.","start":2295.1948,"end":2295.6748,"sentiment":"positive","sentiment_score":0.7824660539627075},{"text":"We'll have the advice document prepared and ready to go.","start":2295.6748,"end":2298.315,"sentiment":"positive","sentiment_score":0.6925135612487793},{"text":"I can actually while I've got you here if you like, let's book you in to have that presentation done in about three weeks' time.","start":2298.315,"end":2305.055,"sentiment":"neutral","sentiment_score":0.3061417090892792},{"text":"So","start":2305.83,"end":2306.33,"sentiment":"neutral","sentiment_score":0.11642183363437653}],"sentiment":"positive","sentiment_score":0.4201083446019574,"channel":0,"num_words":38,"start":2294.7148,"end":2306.33},{"sentences":[{"text":"Okay.","start":2306.005,"end":2306.505,"sentiment":"neutral","sentiment_score":0.10183368623256683}],"sentiment":"neutral","sentiment_score":0.10183368623256683,"channel":1,"num_words":1,"start":2306.005,"end":2306.505},{"sentences":[{"text":"do you know what sort of time is better for yourself?","start":2306.3901,"end":2309.99,"sentiment":"neutral","sentiment_score":0.05527200617573478},{"text":"Is the afternoon better for yourself because you do kinda work nights?","start":2309.99,"end":2313.61,"sentiment":"neutral","sentiment_score":0.07386031808952491}],"sentiment":"neutral","sentiment_score":0.06497025586988615,"channel":0,"num_words":23,"start":2306.3901,"end":2313.61},{"sentences":[{"text":"I gotta quickly have is it okay if I can quickly have a look at my timetable?","start":2314.645,"end":2319.785,"sentiment":"neutral","sentiment_score":0.06347250281011357}],"sentiment":"neutral","sentiment_score":0.06347250281011357,"channel":1,"num_words":17,"start":2314.645,"end":2319.785},{"sentences":[{"text":"Yeah.","start":2320.375,"end":2320.695,"sentiment":"neutral","sentiment_score":0.04469992220401764},{"text":"Of course.","start":2320.695,"end":2321.2551,"sentiment":"neutral","sentiment_score":0.057241883128881454},{"text":"Absolutely.","start":2321.2551,"end":2321.7551,"sentiment":"neutral","sentiment_score":0.08387787640094757}],"sentiment":"neutral","sentiment_score":0.06076539121568203,"channel":0,"num_words":4,"start":2320.375,"end":2321.7551},{"sentences":[{"text":"Sorry about this.","start":2324.02,"end":2325.32,"sentiment":"neutral","sentiment_score":-0.04887224237124125}],"sentiment":"neutral","sentiment_score":-0.04887224237124125,"channel":1,"num_words":3,"start":2324.02,"end":2325.32},{"sentences":[{"text":"No.","start":2325.495,"end":2325.735,"sentiment":"neutral","sentiment_score":-0.0045804232358932495},{"text":"You are absolutely","start":2325.735,"end":2326.715,"sentiment":"neutral","sentiment_score":0.05420212199290594}],"sentiment":"neutral","sentiment_score":0.03950648568570614,"channel":0,"num_words":4,"start":2325.495,"end":2326.715},{"sentences":[{"text":"Absolutely.","start":2326.5,"end":2327.0,"sentiment":"neutral","sentiment_score":0.14069944620132446}],"sentiment":"neutral","sentiment_score":0.14069944620132446,"channel":1,"num_words":1,"start":2326.5,"end":2327.0},{"sentences":[{"text":"fine.","start":2326.855,"end":2327.355,"sentiment":"neutral","sentiment_score":0.16895590722560885}],"sentiment":"neutral","sentiment_score":0.16895590722560885,"channel":0,"num_words":1,"start":2326.855,"end":2327.355},{"sentences":[{"text":"Just gonna have a look at what time I have classes","start":2330.42,"end":2333.08,"sentiment":"neutral","sentiment_score":0.0494509068402377}],"sentiment":"neutral","sentiment_score":0.0494509068402377,"channel":1,"num_words":11,"start":2330.42,"end":2333.08},{"sentences":[{"text":"Yep.","start":2332.615,"end":2333.01,"sentiment":"neutral","sentiment_score":0.035046882927417755}],"sentiment":"neutral","sentiment_score":0.035046882927417755,"channel":0,"num_words":1,"start":2332.615,"end":2333.01},{"sentences":[{"text":"on.","start":2333.14,"end":2333.64,"sentiment":"neutral","sentiment_score":0.028737716376781464},{"text":"No.","start":2345.7551,"end":2346.2551,"sentiment":"neutral","sentiment_score":-0.017881330102682114}],"sentiment":"neutral","sentiment_score":0.005428193137049675,"channel":1,"num_words":2,"start":2333.14,"end":2346.2551},{"sentences":[{"text":"No.","start":2356.195,"end":2356.515,"sentiment":"neutral","sentiment_score":-0.041455768048763275},{"text":"You're absolutely fine.","start":2356.515,"end":2357.795,"sentiment":"neutral","sentiment_score":-0.01744695589877665},{"text":"Worst case, if you like, I can always get the team just to follow-up with an email, and we can kinda work it out.","start":2357.795,"end":2362.675,"sentiment":"neutral","sentiment_score":-0.011557940801139921},{"text":"It's absolutely fine.","start":2362.675,"end":2363.85,"sentiment":"neutral","sentiment_score":0.22380088766415915}],"sentiment":"neutral","sentiment_score":0.009684369290968584,"channel":0,"num_words":31,"start":2356.195,"end":2363.85},{"sentences":[{"text":"I should let my time set up in a second, so it shouldn't","start":2366.595,"end":2369.095,"sentiment":"neutral","sentiment_score":0.07329291248550782}],"sentiment":"neutral","sentiment_score":0.07329291248550782,"channel":1,"num_words":13,"start":2366.595,"end":2369.095},{"sentences":[{"text":"Yeah.","start":2368.9702,"end":2369.4702,"sentiment":"neutral","sentiment_score":-0.010683836415410042}],"sentiment":"neutral","sentiment_score":-0.010683836415410042,"channel":0,"num_words":1,"start":2368.9702,"end":2369.4702},{"sentences":[{"text":"be an issue.","start":2369.235,"end":2369.975,"sentiment":"neutral","sentiment_score":-0.03765389509499073}],"sentiment":"neutral","sentiment_score":-0.03765389509499073,"channel":1,"num_words":3,"start":2369.235,"end":2369.975},{"sentences":[{"text":"Don't stress.","start":2370.25,"end":2370.9702,"sentiment":"neutral","sentiment_score":-0.039450885728001595},{"text":"I have no more calls this afternoon.","start":2370.9702,"end":2372.6501,"sentiment":"neutral","sentiment_score":-0.17056178408009665},{"text":"I've locked everything out for you, so do not worry in","start":2372.6501,"end":2375.4502,"sentiment":"neutral","sentiment_score":0.0022011900489980526}],"sentiment":"neutral","sentiment_score":-0.06243105847388506,"channel":0,"num_words":20,"start":2370.25,"end":2375.4502},{"sentences":[{"text":"Oh,","start":2375.315,"end":2375.475,"sentiment":"neutral","sentiment_score":0.12788648903369904}],"sentiment":"neutral","sentiment_score":0.12788648903369904,"channel":1,"num_words":1,"start":2375.315,"end":2375.475},{"sentences":[{"text":"any","start":2375.4502,"end":2375.61,"sentiment":"neutral","sentiment_score":0.18642392754554749}],"sentiment":"neutral","sentiment_score":0.18642392754554749,"channel":0,"num_words":1,"start":2375.4502,"end":2375.61},{"sentences":[{"text":"thank","start":2375.475,"end":2375.795,"sentiment":"neutral","sentiment_score":0.2296880334615707}],"sentiment":"neutral","sentiment_score":0.2296880334615707,"channel":1,"num_words":1,"start":2375.475,"end":2375.795},{"sentences":[{"text":"way,","start":2375.61,"end":2375.865,"sentiment":"neutral","sentiment_score":0.2571651339530945}],"sentiment":"neutral","sentiment_score":0.2571651339530945,"channel":0,"num_words":1,"start":2375.61,"end":2375.865},{"sentences":[{"text":"you","start":2375.795,"end":2375.955,"sentiment":"neutral","sentiment_score":0.2524007558822632}],"sentiment":"neutral","sentiment_score":0.2524007558822632,"channel":1,"num_words":1,"start":2375.795,"end":2375.955},{"sentences":[{"text":"shape,","start":2375.865,"end":2376.105,"sentiment":"positive","sentiment_score":0.3419472575187683}],"sentiment":"positive","sentiment_score":0.3419472575187683,"channel":0,"num_words":1,"start":2375.865,"end":2376.105},{"sentences":[{"text":"so","start":2375.955,"end":2376.195,"sentiment":"neutral","sentiment_score":0.29654034972190857}],"sentiment":"neutral","sentiment_score":0.29654034972190857,"channel":1,"num_words":1,"start":2375.955,"end":2376.195},{"sentences":[{"text":"or form.","start":2376.105,"end":2376.685,"sentiment":"neutral","sentiment_score":0.25453025102615356}],"sentiment":"neutral","sentiment_score":0.25453025102615356,"channel":0,"num_words":2,"start":2376.105,"end":2376.685},{"sentences":[{"text":"much.","start":2376.195,"end":2376.695,"sentiment":"neutral","sentiment_score":0.10769764333963394}],"sentiment":"neutral","sentiment_score":0.10769764333963394,"channel":1,"num_words":1,"start":2376.195,"end":2376.695},{"sentences":[{"text":"That's okay, Kobi.","start":2377.065,"end":2378.285,"sentiment":"neutral","sentiment_score":0.16710668802261353},{"text":"Not","start":2378.825,"end":2379.065,"sentiment":"neutral","sentiment_score":0.06225830689072609}],"sentiment":"neutral","sentiment_score":0.14089459273964167,"channel":0,"num_words":4,"start":2377.065,"end":2379.065},{"sentences":[{"text":"No.","start":2378.99,"end":2379.15,"sentiment":"neutral","sentiment_score":-0.008148573338985443}],"sentiment":"neutral","sentiment_score":-0.008148573338985443,"channel":1,"num_words":1,"start":2378.99,"end":2379.15},{"sentences":[{"text":"a worry","start":2379.065,"end":2379.385,"sentiment":"neutral","sentiment_score":-0.04386516474187374}],"sentiment":"neutral","sentiment_score":-0.04386516474187374,"channel":0,"num_words":2,"start":2379.065,"end":2379.385},{"sentences":[{"text":"I","start":2379.15,"end":2379.39,"sentiment":"neutral","sentiment_score":-0.0886150673031807}],"sentiment":"neutral","sentiment_score":-0.0886150673031807,"channel":1,"num_words":1,"start":2379.15,"end":2379.39},{"sentences":[{"text":"at","start":2379.385,"end":2379.625,"sentiment":"neutral","sentiment_score":-0.09804582595825195}],"sentiment":"neutral","sentiment_score":-0.09804582595825195,"channel":0,"num_words":1,"start":2379.385,"end":2379.625},{"sentences":[{"text":"actually","start":2379.39,"end":2379.71,"sentiment":"neutral","sentiment_score":-0.05164162814617157}],"sentiment":"neutral","sentiment_score":-0.05164162814617157,"channel":1,"num_words":1,"start":2379.39,"end":2379.71},{"sentences":[{"text":"all.","start":2379.625,"end":2380.125,"sentiment":"neutral","sentiment_score":-0.015493500977754591}],"sentiment":"neutral","sentiment_score":-0.015493500977754591,"channel":0,"num_words":1,"start":2379.625,"end":2380.125},{"sentences":[{"text":"wasn't I actually wasn't expecting a call because, like, because, like, the last few times that I've been called, it was by, like, someone else, and they were they were like, oh, yeah.","start":2379.71,"end":2392.285,"sentiment":"neutral","sentiment_score":-0.10179507529193704},{"text":"Daniel will talk to you here.","start":2392.285,"end":2393.565,"sentiment":"neutral","sentiment_score":-0.002120963608225187},{"text":"And then it was like, obviously, you got busy, and I was like","start":2393.565,"end":2396.125,"sentiment":"neutral","sentiment_score":-0.09990860894322395}],"sentiment":"neutral","sentiment_score":-0.08982259966433048,"channel":1,"num_words":52,"start":2379.71,"end":2396.125},{"sentences":[{"text":"Yeah.","start":2396.57,"end":2397.07,"sentiment":"neutral","sentiment_score":-0.06114444136619568}],"sentiment":"neutral","sentiment_score":-0.06114444136619568,"channel":0,"num_words":1,"start":2396.57,"end":2397.07},{"sentences":[{"text":"so I wasn't","start":2397.325,"end":2398.205,"sentiment":"neutral","sentiment_score":-0.10797387609879176}],"sentiment":"neutral","sentiment_score":-0.10797387609879176,"channel":1,"num_words":3,"start":2397.325,"end":2398.205},{"sentences":[{"text":"No.","start":2398.09,"end":2398.59,"sentiment":"neutral","sentiment_score":-0.13528738915920258}],"sentiment":"neutral","sentiment_score":-0.13528738915920258,"channel":0,"num_words":1,"start":2398.09,"end":2398.59},{"sentences":[{"text":"really expecting a call or anything.","start":2398.205,"end":2400.305,"sentiment":"neutral","sentiment_score":-0.1979680433869362}],"sentiment":"neutral","sentiment_score":-0.1979680433869362,"channel":1,"num_words":6,"start":2398.205,"end":2400.305},{"sentences":[{"text":"No.","start":2400.25,"end":2400.6501,"sentiment":"neutral","sentiment_score":-0.10719749331474304},{"text":"That's okay.","start":2400.6501,"end":2401.53,"sentiment":"neutral","sentiment_score":-0.0013466179370880127},{"text":"Jordan booked you in for today, and I made sure that I blocked it out so you and I could have this conversation.","start":2401.53,"end":2406.2651,"sentiment":"neutral","sentiment_score":0.0999621907654016},{"text":"Absolutely.","start":2406.485,"end":2406.985,"sentiment":"neutral","sentiment_score":0.15393564105033877}],"sentiment":"neutral","sentiment_score":0.08678427035057987,"channel":0,"num_words":27,"start":2400.25,"end":2406.985},{"sentences":[{"text":"Okay.","start":2407.98,"end":2408.3801,"sentiment":"neutral","sentiment_score":-0.00010511693108128384}],"sentiment":"neutral","sentiment_score":-0.00010511693108128384,"channel":1,"num_words":1,"start":2407.98,"end":2408.3801},{"sentences":[{"text":"Sorry about","start":2408.0051,"end":2408.8252,"sentiment":"neutral","sentiment_score":-0.05372663028538227}],"sentiment":"neutral","sentiment_score":-0.05372663028538227,"channel":0,"num_words":2,"start":2408.0051,"end":2408.8252},{"sentences":[{"text":"So,","start":2408.3801,"end":2408.8801,"sentiment":"neutral","sentiment_score":-0.03211222589015961}],"sentiment":"neutral","sentiment_score":-0.03211222589015961,"channel":1,"num_words":1,"start":2408.3801,"end":2408.8801},{"sentences":[{"text":"the","start":2408.8853,"end":2409.3853,"sentiment":"neutral","sentiment_score":-0.05073123052716255}],"sentiment":"neutral","sentiment_score":-0.05073123052716255,"channel":0,"num_words":1,"start":2408.8853,"end":2409.3853},{"sentences":[{"text":"you said","start":2409.4202,"end":2409.98,"sentiment":"neutral","sentiment_score":-0.058272408321499825}],"sentiment":"neutral","sentiment_score":-0.058272408321499825,"channel":1,"num_words":2,"start":2409.4202,"end":2409.98},{"sentences":[{"text":"sorry about","start":2409.685,"end":2410.165,"sentiment":"neutral","sentiment_score":-0.068891741335392}],"sentiment":"neutral","sentiment_score":-0.068891741335392,"channel":0,"num_words":2,"start":2409.685,"end":2410.165},{"sentences":[{"text":"three","start":2409.98,"end":2410.3,"sentiment":"neutral","sentiment_score":-0.06349055469036102}],"sentiment":"neutral","sentiment_score":-0.06349055469036102,"channel":1,"num_words":1,"start":2409.98,"end":2410.3},{"sentences":[{"text":"them","start":2410.165,"end":2410.405,"sentiment":"neutral","sentiment_score":-0.07881984114646912}],"sentiment":"neutral","sentiment_score":-0.07881984114646912,"channel":0,"num_words":1,"start":2410.165,"end":2410.405},{"sentences":[{"text":"weeks?","start":2410.3,"end":2410.8,"sentiment":"neutral","sentiment_score":-0.06915079057216644}],"sentiment":"neutral","sentiment_score":-0.06915079057216644,"channel":1,"num_words":1,"start":2410.3,"end":2410.8},{"sentences":[{"text":"pushing it back.","start":2410.405,"end":2411.3052,"sentiment":"neutral","sentiment_score":-0.06173067167401314},{"text":"Yes.","start":2411.925,"end":2412.425,"sentiment":"neutral","sentiment_score":0.04147898778319359},{"text":"So that brings us to one, two, three.","start":2412.485,"end":2415.925,"sentiment":"neutral","sentiment_score":0.05011093430221081},{"text":"It's from the March 16.","start":2415.925,"end":2418.26,"sentiment":"neutral","sentiment_score":0.04642189592123032},{"text":"Anytime that week that suits yourself.","start":2418.32,"end":2420.26,"sentiment":"neutral","sentiment_score":0.062450108428796135}],"sentiment":"neutral","sentiment_score":0.03756454684164213,"channel":0,"num_words":23,"start":2410.405,"end":2420.26},{"sentences":[{"text":"Well, that class is on the March 16.","start":2424.905,"end":2428.685,"sentiment":"neutral","sentiment_score":0.03532504173927009},{"text":"What about 20","start":2430.025,"end":2434.29,"sentiment":"neutral","sentiment_score":0.016199841474493343}],"sentiment":"neutral","sentiment_score":0.030109078030694614,"channel":1,"num_words":11,"start":2424.905,"end":2434.29},{"sentences":[{"text":"The only day that week is a little bit tight for me is the Monday,","start":2436.7551,"end":2439.5552,"sentiment":"neutral","sentiment_score":-0.05090919248759747}],"sentiment":"neutral","sentiment_score":-0.05090919248759747,"channel":0,"num_words":15,"start":2436.7551,"end":2439.5552},{"sentences":[{"text":"nineteen?","start":2439.55,"end":2440.05,"sentiment":"neutral","sentiment_score":-0.01924361288547516}],"sentiment":"neutral","sentiment_score":-0.01924361288547516,"channel":1,"num_words":1,"start":2439.55,"end":2440.05},{"sentences":[{"text":"the sixteenth, but the Tuesday, Wednesday, Thursday is completely free.","start":2439.5552,"end":2443.155,"sentiment":"neutral","sentiment_score":0.055233174562454225},{"text":"And I do work later in the afternoon till about sort of six or seven, so I can even do it later for you if it's easier.","start":2443.155,"end":2450.28,"sentiment":"neutral","sentiment_score":0.07805500365793705}],"sentiment":"neutral","sentiment_score":0.07188694174023899,"channel":0,"num_words":37,"start":2439.5552,"end":2450.28},{"sentences":[{"text":"Well, I guess I have good news, and","start":2451.7651,"end":2456.0251,"sentiment":"positive","sentiment_score":0.3720332384109497}],"sentiment":"positive","sentiment_score":0.3720332384109497,"channel":1,"num_words":8,"start":2451.7651,"end":2456.0251},{"sentences":[{"text":"Yep.","start":2455.94,"end":2456.44,"sentiment":"positive","sentiment_score":0.3983415365219116}],"sentiment":"positive","sentiment_score":0.3983415365219116,"channel":0,"num_words":1,"start":2455.94,"end":2456.44},{"sentences":[{"text":"that is that I I should be free on literally any Monday in the afternoon.","start":2456.405,"end":2462.425,"sentiment":"positive","sentiment_score":0.3820414980252584}],"sentiment":"positive","sentiment_score":0.3820414980252584,"channel":1,"num_words":15,"start":2456.405,"end":2462.425},{"sentences":[{"text":"Okay.","start":2463.395,"end":2463.895,"sentiment":"neutral","sentiment_score":0.19844460487365723},{"text":"Perfect.","start":2464.035,"end":2464.535,"sentiment":"positive","sentiment_score":0.34206634759902954},{"text":"So I have that Monday, the sixteenth.","start":2464.9949,"end":2468.4548,"sentiment":"neutral","sentiment_score":0.16660506704023906},{"text":"I have 04:00 available.","start":2468.595,"end":2470.4548,"sentiment":"neutral","sentiment_score":0.09011967107653618},{"text":"Is that okay for you?","start":2470.595,"end":2471.88,"sentiment":"neutral","sentiment_score":0.11650051325559616}],"sentiment":"neutral","sentiment_score":0.14720709290769365,"channel":0,"num_words":18,"start":2463.395,"end":2471.88},{"sentences":[{"text":"That's okay.","start":2472.3298,"end":2473.15,"sentiment":"neutral","sentiment_score":0.15242165327072144}],"sentiment":"neutral","sentiment_score":0.15242165327072144,"channel":1,"num_words":2,"start":2472.3298,"end":2473.15},{"sentences":[{"text":"Yep.","start":2473.64,"end":2474.0398,"sentiment":"neutral","sentiment_score":0.19237087666988373},{"text":"Perfect.","start":2474.0398,"end":2474.5398,"sentiment":"neutral","sentiment_score":0.27008432149887085},{"text":"So four 04:00 Queensland time.","start":2474.5999,"end":2477.0198,"sentiment":"neutral","sentiment_score":0.12248407602310181},{"text":"Perfect.","start":2477.3198,"end":2477.7998,"sentiment":"positive","sentiment_score":0.4243562519550323},{"text":"So I'll book that one in there.","start":2477.7998,"end":2479.5,"sentiment":"positive","sentiment_score":0.3888936809131077}],"sentiment":"neutral","sentiment_score":0.28143250644207,"channel":0,"num_words":15,"start":2473.64,"end":2479.5},{"sentences":[{"text":"When the team send you a copy of our financial services guide, they'll also pop in there the confirmation of the presentation time for you and date for you just so you have it.","start":2479.88,"end":2490.605,"sentiment":"neutral","sentiment_score":0.33158048373811383},{"text":"If anything comes up and you need to reschedule, you just let me know.","start":2490.605,"end":2494.365,"sentiment":"neutral","sentiment_score":0.16316255927085876},{"text":"It's not an issue at all.","start":2494.365,"end":2495.9849,"sentiment":"positive","sentiment_score":0.35973336299260456},{"text":"The in the email, they'll also have the financial services guide for you, which essentially outlines everything about Oakview Financial, who we are, what we do, how we do it, but it also has some information and a lovely photo of me.","start":2496.6848,"end":2507.74,"sentiment":"neutral","sentiment_score":0.2972768995733488},{"text":"So you can look in there.","start":2508.2,"end":2509.4,"sentiment":"neutral","sentiment_score":0.20526898900667825}],"sentiment":"neutral","sentiment_score":0.2885652565780808,"channel":0,"num_words":102,"start":2479.88,"end":2509.4},{"sentences":[{"text":"You'll see my registration license number, which is 1304394, and I'm registered through ASIC.","start":2509.4,"end":2515.42,"sentiment":"neutral","sentiment_score":0.18087210080453328},{"text":"And if you wanna look on our website, ocfinancial.com today, you can also scroll to the bottom and those documents are attached there, plus some lovely photos of what I look like for you.","start":2515.855,"end":2525.0552,"sentiment":"neutral","sentiment_score":0.23623923650559256},{"text":"Okay?","start":2525.0552,"end":2525.5552,"sentiment":"neutral","sentiment_score":0.14299647510051727}],"sentiment":"neutral","sentiment_score":0.21851714137865572,"channel":0,"num_words":49,"start":2509.4,"end":2525.5552},{"sentences":[{"text":"Okay.","start":2526.09,"end":2526.59,"sentiment":"neutral","sentiment_score":0.23243781924247744},{"text":"Thank you.","start":2526.73,"end":2527.55,"sentiment":"positive","sentiment_score":0.43907859921455383}],"sentiment":"positive","sentiment_score":0.3701983392238617,"channel":1,"num_words":3,"start":2526.09,"end":2527.55},{"sentences":[{"text":"No.","start":2527.7751,"end":2528.0151,"sentiment":"neutral","sentiment_score":0.303733229637146},{"text":"That's okay.","start":2528.0151,"end":2528.735,"sentiment":"positive","sentiment_score":0.44832712411880493},{"text":"It's absolutely been a pleasure.","start":2528.735,"end":2530.5151,"sentiment":"positive","sentiment_score":0.7951239466667175},{"text":"If you find you have any questions in the meantime, please let me know.","start":2531.34,"end":2534.8801,"sentiment":"neutral","sentiment_score":0.2506779921906335},{"text":"I'm actually just going to because the girls, I think, have left for the day.","start":2534.9402,"end":2538.54,"sentiment":"neutral","sentiment_score":0.1350973476966222}],"sentiment":"neutral","sentiment_score":0.28951241398179856,"channel":0,"num_words":37,"start":2527.7751,"end":2538.54},{"sentences":[{"text":"I'm actually gonna send you this email from my email now.","start":2538.54,"end":2541.52,"sentiment":"neutral","sentiment_score":0.17539663206447254},{"text":"That way, you have the financial services guide, but you also have my email address.","start":2541.74,"end":2545.695,"sentiment":"neutral","sentiment_score":0.16026789943377176},{"text":"So if you find you have any additional questions that you didn't think of today that you wanna ask me between now to Monday the sixteenth, you can just email me directly.","start":2545.7751,"end":2554.355,"sentiment":"neutral","sentiment_score":0.05208841082639992},{"text":"Okay?","start":2554.655,"end":2555.155,"sentiment":"neutral","sentiment_score":0.04646492004394531}],"sentiment":"neutral","sentiment_score":0.1024860256051613,"channel":0,"num_words":59,"start":2538.54,"end":2555.155},{"sentences":[{"text":"Okay.","start":2555.73,"end":2556.21,"sentiment":"neutral","sentiment_score":0.12871038913726807},{"text":"Thank you.","start":2556.21,"end":2557.03,"sentiment":"positive","sentiment_score":0.4681786149740219}],"sentiment":"positive","sentiment_score":0.35502253969510394,"channel":1,"num_words":3,"start":2555.73,"end":2557.03},{"sentences":[{"text":"No.","start":2557.215,"end":2557.455,"sentiment":"neutral","sentiment_score":-0.025743108242750168},{"text":"That's okay.","start":2557.455,"end":2558.22,"sentiment":"neutral","sentiment_score":0.07702169939875603},{"text":"Not a problem at all, Kobe.","start":2558.22,"end":2559.42,"sentiment":"positive","sentiment_score":0.4357018917798996},{"text":"It's been a pleasure to meet with you this afternoon.","start":2559.42,"end":2561.5,"sentiment":"positive","sentiment_score":0.8440333485603333},{"text":"I thank you so much for taking my call.","start":2561.5,"end":2563.02,"sentiment":"positive","sentiment_score":0.7662592662705315}],"sentiment":"positive","sentiment_score":0.6456849472597241,"channel":0,"num_words":28,"start":2557.215,"end":2563.02},{"sentences":[{"text":"And, again, I do apologize for waking you up.","start":2563.02,"end":2565.36,"sentiment":"neutral","sentiment_score":-0.008281571997536553}],"sentiment":"neutral","sentiment_score":-0.008281571997536553,"channel":0,"num_words":9,"start":2563.02,"end":2565.36},{"sentences":[{"text":"No.","start":2565.715,"end":2565.875,"sentiment":"neutral","sentiment_score":-0.04970457032322883},{"text":"It's okay.","start":2565.875,"end":2566.5151,"sentiment":"neutral","sentiment_score":0.1981007680296898},{"text":"Thank you so much.","start":2566.5151,"end":2567.575,"sentiment":"positive","sentiment_score":0.7035912275314331}],"sentiment":"positive","sentiment_score":0.4515516965516976,"channel":1,"num_words":7,"start":2565.715,"end":2567.575},{"sentences":[{"text":"Not a worry at all.","start":2567.98,"end":2568.86,"sentiment":"neutral","sentiment_score":0.3061727374792099},{"text":"I'll get stuck into this research for you.","start":2568.86,"end":2570.94,"sentiment":"positive","sentiment_score":0.44201570749282837},{"text":"I'll have the advice ready to go 04:00 on Monday, March 16, and we'll go through it together.","start":2570.94,"end":2575.905,"sentiment":"neutral","sentiment_score":0.3059806500871976},{"text":"I'll send you the advice documents so we can go through it.","start":2576.285,"end":2578.925,"sentiment":"neutral","sentiment_score":0.31669526547193527},{"text":"You can see what we're looking at.","start":2578.925,"end":2580.525,"sentiment":"neutral","sentiment_score":0.2528107634612492}],"sentiment":"neutral","sentiment_score":0.32289319157600405,"channel":0,"num_words":50,"start":2567.98,"end":2580.525},{"sentences":[{"text":"Okay?","start":2580.525,"end":2581.025,"sentiment":"neutral","sentiment_score":0.2273961901664734},{"text":"Thank you so much for your time.","start":2583.2449,"end":2584.765,"sentiment":"positive","sentiment_score":0.7958570974213737},{"text":"I appreciate that.","start":2584.765,"end":2585.565,"sentiment":"positive","sentiment_score":0.8253086805343628},{"text":"I hope you have a good afternoon.","start":2585.565,"end":2587.025,"sentiment":"positive","sentiment_score":0.7776197365352085}],"sentiment":"positive","sentiment_score":0.7620922260814242,"channel":0,"num_words":18,"start":2580.525,"end":2587.025},{"sentences":[{"text":"Okay.","start":2587.4,"end":2587.56,"sentiment":"positive","sentiment_score":0.38849395513534546},{"text":"You too.","start":2587.56,"end":2588.3599,"sentiment":"positive","sentiment_score":0.3990441560745239},{"text":"Bye.","start":2588.3599,"end":2588.8599,"sentiment":"neutral","sentiment_score":0.3047947883605957}],"sentiment":"positive","sentiment_score":0.37284426391124725,"channel":1,"num_words":4,"start":2587.4,"end":2588.8599},{"sentences":[{"text":"Thanks, Gobi.","start":2589.077,"end":2589.877,"sentiment":"positive","sentiment_score":0.6507844030857086},{"text":"See you later.","start":2589.877,"end":2590.6968,"sentiment":"positive","sentiment_score":0.33896182974179584}],"sentiment":"positive","sentiment_score":0.463690859079361,"channel":0,"num_words":5,"start":2589.077,"end":2590.6968}]},"summary":{"result":"success","short":"A financial adviser from an investment company called Kobe introduces herself to a potential customer named Kobe, emphasizing that the call is being recorded and emphasizing stability and investment goals. The adviser suggests term deposits and different investment platforms, emphasizing the importance of diversifying investments and maximizing growth over income. The adviser explains risk profiles and suggests a small investment to maximize growth and boost risk profiles. They also offer to help Kobe with their investment profile and provide a financial services guide. The adviser schedules a presentation and follow-up with Kobe and sends them an email with the financial services guide."},"intents":{"segments":[{"text":"I had you booked in for a bit of initial consultation. You were looking to get some financial advice. Is now still a good good. time there for you? Yes.","start_word":28,"end_word":57,"intents":[{"intent":"Discuss financial advice","confidence_score":0.009051247}]},{"text":"So, essentially, with the initial consultation here, it is about just finding out a bit more in detail about what you're after with regard to advice. I can see here that you have a bit of savings set aside, and you were looking to maybe have that invested or looking in interested investing the money in order to maybe have a house deposit. Does that sound about right? Yeah.","start_word":238,"end_word":306,"intents":[{"intent":"Assess feasibility of saving money","confidence_score":0.0017652415},{"intent":"Gather information about house deposit","confidence_score":0.0017748687},{"intent":"Get advice","confidence_score":0.16257997}]},{"text":"Just to get a bit more of an idea around what your goals are so we can assess whether we're able to help you, Do you know when are you sort of hoping to have that house deposit saved up? Do you have, like, a time frame in mind?","start_word":311,"end_word":359,"intents":[{"intent":"Determine time frame","confidence_score":0.2459223}]},{"text":"The the the house market has been pretty stable, so in Yeah. recent years.","start_word":731,"end_word":744,"intents":[{"intent":"Evaluate house market","confidence_score":0.13393854}]},{"text":"So, like, I think what I had to look at that ended up being, like, somewhat stable is I think they're called ETS. Yep.","start_word":1061,"end_word":1084,"intents":[{"intent":"Analyze investments","confidence_score":0.015209262}]},{"text":"So does that sound like the sort of thing you're after having us look at for you? Yes.","start_word":1432,"end_word":1449,"intents":[{"intent":"Explore investment options","confidence_score":0.051765203}]},{"text":"What are you grossing or what is your income at the moment?","start_word":1808,"end_word":1819,"intents":[{"intent":"Inquire about income","confidence_score":0.033861585}]},{"text":"So for address wise, did you want us to use your mom's address Yes.","start_word":1981,"end_word":1994,"intents":[{"intent":"Confirm address and email","confidence_score":0.000045193974}]},{"text":"And what do you do for work at the or what are you planning what are you gonna be doing for work? What's your main occupation?","start_word":2064,"end_word":2089,"intents":[{"intent":"Determine location","confidence_score":0.0061232643}]},{"text":"What's your main occupation?","start_word":2086,"end_word":2089,"intents":[{"intent":"Determine main occupation","confidence_score":0.43080845}]},{"text":"I'm gonna be taking a while attending children in the city really soon as well.","start_word":2140,"end_word":2154,"intents":[{"intent":"Attend children in the city","confidence_score":0.31538877}]},{"text":"I'm gonna be taking a while attending children in the city really soon as well. Oh, Oh, fantastic. They've already offered you the role you've accepted already to go? Yeah.","start_word":2140,"end_word":2169,"intents":[{"intent":"Discuss options","confidence_score":0.00008417314}]},{"text":"lot of money to be made, like, in the city Oops. doing Yeah. that. So I was like, you know what? I guess I'll take it. You know what I mean? Absolutely. I think what they say in the hospitality industry, you make more money when others aren't working, especially with, you know, office workers. Yep.","start_word":2189,"end_word":2244,"intents":[{"intent":"Understand financial situation","confidence_score":0.004852076}]},{"text":"Well, I hope that all goes really well for you. I remember my uni experiences, and I really enjoyed studying and learning something. I think when you're learning or working in the area that you love, it becomes more exciting, and you wanna learn more and you're more into it. So, hopefully, that works out well for you. Yeah.","start_word":2363,"end_word":2421,"intents":[{"intent":"Set expectations","confidence_score":0.00040590882}]},{"text":"I mean, that that's what I mean. Like, at this point in time, I'm, like, trying to figure out everything. You know? Like because I haven't got a clue on what to do other than, like, continue to work and do school. Yeah. Yep.","start_word":2422,"end_word":2465,"intents":[{"intent":"Understand the situation","confidence_score":0.0020309864}]},{"text":"That's what we're here to help you with, and I can absolutely help you.","start_word":2471,"end_word":2484,"intents":[{"intent":"Help with study","confidence_score":0.00012993002}]},{"text":"Just as looking at things at the moment, you've got your goals there of the investment. We're looking at a seven year time horizon to save up for a house deposit. You have about 7,000 in savings. Is that still right, or has that changed since you last spoke to us?","start_word":2486,"end_word":2536,"intents":[{"intent":"Discuss investment goals","confidence_score":0.008611138}]},{"text":"There's nothing wrong with that whatsoever, and there's no limitations on that for you. Okay?","start_word":2871,"end_word":2885,"intents":[{"intent":"Evaluate asset portfolio","confidence_score":0.000048259415}]},{"text":"The next one here, it says how familiar are you with investment markets? Have you ever invested before?","start_word":3272,"end_word":3289,"intents":[{"intent":"Discuss investment markets","confidence_score":0.003012962}]},{"text":"So because you've had that cryptocurrency, you did make a bit of money there. Would you say your your experiences with the markets have been quite positive, or have you had any negative experiences in the past?","start_word":3684,"end_word":3720,"intents":[{"intent":"Assess cryptocurrency investments","confidence_score":0.0040353043}]},{"text":"If you sort of had your money invested and you saw it sort of fall over the next sort of six to twelve months due to external market factors, so we know when we are investing, we're always taking risks, and we know that no matter what sort of a portfolio we invest in, there are gonna be ups and downs within the market.","start_word":3952,"end_word":4015,"intents":[{"intent":"Discuss portfolio portfolio portfolio investment","confidence_score":0.0002255666},{"intent":"Discuss portfolio volatility","confidence_score":0.0006037623}]},{"text":"Depending on what it's invested in, then I would probably want to put more in because market Yep.","start_word":4109,"end_word":4126,"intents":[{"intent":"Consider potential portfolio investment","confidence_score":0.000114639304},{"intent":"Consider portfolio portfolio investment","confidence_score":0.002980386}]},{"text":"Like, if we had GFC style event where the market dropped by, say, 60%, Would that concern you more, or would you be feeling the same way?","start_word":4262,"end_word":4288,"intents":[{"intent":"Express concern about market drop","confidence_score":0.05662355}]},{"text":"Do you feel like you're so to kinda break it down, when we're looking at portfolios and how they generate growth, we look at two aspects. One is income, which is like dividends that are paid out, or when we look at 10 deposits, it's the, you know, the payout of the interest payments. And then we're also looking at capital growth, which is a change in the share price. Do you feel Yep.","start_word":4458,"end_word":4531,"intents":[{"intent":"Analyze portfolios","confidence_score":0.0028224182}]},{"text":"And the money you're putting away is for the goal of being able to purchase a property. So I'll tick that box for you. Yeah.","start_word":4724,"end_word":4748,"intents":[{"intent":"Discuss investment goals","confidence_score":0.00031135607}]},{"text":"This sort of investment, because you have more growth investments there, you are looking to try and maximize growth and get an average expected return of about seven to 9% on a yearly basis compounding.","start_word":5034,"end_word":5068,"intents":[{"intent":"Maximize growth","confidence_score":0.24264601},{"intent":"Gain return","confidence_score":0.003123478}]},{"text":"Do you feel like that's fairly comfortable with where you'd like to see your funds, or would you like to maybe drop it up or down a little bit? Yeah.","start_word":5140,"end_word":5169,"intents":[{"intent":"Drop funds","confidence_score":0.2887278}]},{"text":"I I'm just, like, hoping, you know, obviously, our comp predicts whether it's gonna be super good when when the seven years is up. I'm just hoping, like, when it comes to the seven years, it hasn't dipped on the Yeah.","start_word":5188,"end_word":5228,"intents":[{"intent":"Predict future","confidence_score":0.12683012}]},{"text":"You Well, know what I one of mean? the things we do like to do there for you, Kobe, because that's a really good thing to put out there, is, essentially, is when we look at these investment profiles and if you decide to take on the advice and we have set this up for you and manage it, essentially, we do reviews with you on a regular basis.","start_word":5238,"end_word":5306,"intents":[{"intent":"Create management kobe","confidence_score":6.337089e-8}]},{"text":"So we can do a catch up or review with you every, say, six months or twelve months or every three months, whatever you would like.","start_word":5307,"end_word":5332,"intents":[{"intent":"Review investment profiles","confidence_score":0.04907373}]},{"text":"But the idea is that the closer you get to accessing that money, we start to reduce the risk level somewhat. So when you're about sort of five years out or three years out, we'll start to reduce those risk levels down so you're in a a lower risk profile ready to start drawing money out of that investment as you get closer I to your goal. So the see.","start_word":5355,"end_word":5424,"intents":[{"intent":"Reduce risk levels","confidence_score":0.120596714}]},{"text":"idea is we don't want you taking high risk right to the very end because if you got in this profile or a higher growth profile, right up into the year you were gonna access those funds, you do risk while you're taking more risk in the market, seeing a big downturn, right, because you're willing to take the money out. So we do wanna reduce your risk levels as you get closer to that seven year mark. Okay? Yeah.","start_word":5426,"end_word":5505,"intents":[{"intent":"Clarify risk levels","confidence_score":0.08736726}]},{"text":"Now I've got I need to add in here a next of kin. Would you like me to add your mom as your next of kin, or do you have someone else you would prefer?","start_word":5541,"end_word":5575,"intents":[{"intent":"Add next of kin","confidence_score":0.7599844}]},{"text":"I'm well, my the best person to that, I would say, would be my partner. Yeah. Perfect.","start_word":5676,"end_word":5692,"intents":[{"intent":"Confirm partner preference","confidence_score":0.041262206}]},{"text":"What's your partner's name? Keira Nelly. Is that k how do you spell her name? Sorry.","start_word":5693,"end_word":5708,"intents":[{"intent":"Spell partner's name","confidence_score":0.05508838}]},{"text":"Is there any other goals down the track that you might wanna look at? We can scope them out for now, but, you know, always come back to them down the track. Is there anything else that you sort of would like to have there as a goal?","start_word":6171,"end_word":6218,"intents":[{"intent":"Discuss investment goals","confidence_score":0.17544198}]},{"text":"So because it's a percentage based fee, it fluctuates with the market. So when the market is doing really well, when you're getting really good returns, then our fee is gonna be a little bit higher. However, if the market takes a little bit of a dip, then the fee is gonna be lower there as well. Does that make sense? Yeah.","start_word":6541,"end_word":6602,"intents":[{"intent":"Understand fee structure","confidence_score":0.015348708}]},{"text":"Or are you after more of a a a portfolio that we just manage and we can make investments which is for you without you having to kind of have as much visibility?","start_word":6845,"end_word":6877,"intents":[{"intent":"Make investments","confidence_score":0.15801303},{"intent":"Provide visibility","confidence_score":0.22153527}]},{"text":"Obviously, I would like to, you know, always consult you before doing anything because, Yep.","start_word":6910,"end_word":6924,"intents":[{"intent":"Consult adviser","confidence_score":0.33936867}]},{"text":"Honestly, I think part of my job as an adviser isn't just to manage money. It's also to teach you. It's one thing to take your money and do what I need to with it, but it's another thing to kinda show you what's going on and help you learn along the way. So that's really cool. Okay.","start_word":7073,"end_word":7130,"intents":[{"intent":"Manage money","confidence_score":0.05265322}]},{"text":"Do you happen to have any questions for me at the moment?","start_word":7133,"end_word":7144,"intents":[{"intent":"Ask questions","confidence_score":0.17556421}]},{"text":"So what I'll do after the call is I'll get the team to send you an email.","start_word":7197,"end_word":7213,"intents":[{"intent":"Send email","confidence_score":0.8594813}]},{"text":"do you know what sort of time is better for yourself? Is the afternoon better for yourself because you do kinda work nights? I gotta quickly have is it okay if I can quickly have a look at my timetable? Yeah.","start_word":7328,"end_word":7368,"intents":[{"intent":"Confirm meeting time and schedule presentation","confidence_score":0.000004102718}]},{"text":"Is that okay for you?","start_word":7710,"end_word":7714,"intents":[{"intent":"Check availability","confidence_score":0.0024333617},{"intent":"Confirm availability","confidence_score":0.19889611}]},{"text":"The in the email, they'll also have the financial services guide for you, which essentially outlines everything about Oakview Financial, who we are, what we do, how we do it, but it also has some information and a lovely photo of me.","start_word":7786,"end_word":7827,"intents":[{"intent":"Provide information","confidence_score":0.31271833}]},{"text":"It's absolutely been a pleasure. If you find you have any questions in the meantime, please let me know.","start_word":7889,"end_word":7907,"intents":[{"intent":"Provide assistance","confidence_score":0.029565878}]}]},"sentiments":{"segments":[{"text":"Hi. Good afternoon. Will this be Kobe? Yes. It is. Hi, Kobe. This is Dana by from OC Financial. How are you this afternoon?","start_word":0,"end_word":23,"sentiment":"neutral","sentiment_score":0.2233418971300125},{"text":"Oh, pretty That's good. I had you booked in for a bit of initial consultation. You were looking to get some financial advice. Is now still a good good.","start_word":24,"end_word":52,"sentiment":"positive","sentiment_score":0.4536892771720886},{"text":"time there for you? Yes. May I ask who would be the son? Now's good. I'm so sorry. It sounds like I might Hi. have woken you up. I do apologize. Oh, it's alright. Oh, good. Do you need a few minutes? Are you okay for now? Yeah. I'm alright. Don't worry about Yep. it. Oh, good. Not an issue.","start_word":53,"end_word":112,"sentiment":"neutral","sentiment_score":0.06262517720460892},{"text":"Well, thank you so much for taking my call, Kobe.","start_word":113,"end_word":122,"sentiment":"positive","sentiment_score":0.6039631962776184},{"text":"Look. As I mentioned, my name is Dana. I'm one of the financial advisers here at Oakview Financial. Before we jump into the call, I do have to let you know our calls are recorded for quality and training purposes. Are you happy for me to proceed with that? I don't have a good Yep. Fantastic. Can you hear me okay? I'm so sorry.","start_word":123,"end_word":186,"sentiment":"neutral","sentiment_score":0.06906261295080185},{"text":"The phone is a little bit crackly.","start_word":187,"end_word":193,"sentiment":"negative","sentiment_score":-0.5393840670585632},{"text":"That's all. time. Oh, yeah. I can. I'm sorry about that. I have No.","start_word":194,"end_word":207,"sentiment":"neutral","sentiment_score":-0.16847941279411316},{"text":"really bad reception.","start_word":208,"end_word":210,"sentiment":"negative","sentiment_score":-0.38626477122306824},{"text":"That's honestly okay. If you find you can't hear me or need me to repeat anything, please do do let me know at any point. Okay? Perfect. So, essentially, with the initial consultation here, it is about just finding out a bit more in detail about what you're after with regard to advice. I can see here that you have a bit of savings set aside, and you were looking to maybe have that invested or looking in interested investing the money in order to maybe have a house deposit. Does that sound about right? Yeah. That does. Yeah.","start_word":211,"end_word":309,"sentiment":"neutral","sentiment_score":0.09837662428617476},{"text":"Perfect.","start_word":310,"end_word":310,"sentiment":"positive","sentiment_score":0.3819279670715332},{"text":"Just to get a bit more of an idea around what your goals are so we can assess whether we're able to help you, Do you know when are you sort of hoping to have that house deposit saved up? Do you have, like, a time frame in mind? I was hoping, like, seven years, and that's, like, me depositing extra money into it as well.","start_word":311,"end_word":376,"sentiment":"neutral","sentiment_score":0.13251229601375986},{"text":"Yeah. Perfect.","start_word":377,"end_word":378,"sentiment":"positive","sentiment_score":0.4814948439598083},{"text":"Do you find you have much left over at the end of the week to be able to keep putting money into an investment portfolio? Yeah. I do. Yep.","start_word":379,"end_word":407,"sentiment":"neutral","sentiment_score":0.25328007340431213},{"text":"Beautiful.","start_word":408,"end_word":408,"sentiment":"positive","sentiment_score":0.661715030670166},{"text":"Is there a certain level that you'd be comfortable depositing, or is it just a matter of us telling you how much you need to put in on a regular basis to be able to reach that goal? I'm comfortable, like, as long as it's not, like, a crazy amount, like, up to, like, fucking I don't I don't know. So this is not super crazy. You know what I mean? And I'm good to do it. You know? Mhmm. Yeah. Yeah. No. That's okay. Not It's a problem at all. Have you ever my sort of looked you're right. Sorry. sorry. My You're fine. my excess savings that I have I'm not saving. Spendings that I have is Yeah. always always, like, around 5 to $600. Okay. You know what Perfect. I mean? Yeah. And is that on a weekly or fortnightly or monthly basis? Yeah. I was fortnightly. Fortnightly.","start_word":409,"end_word":559,"sentiment":"neutral","sentiment_score":-0.01714356243610382},{"text":"Perfect. Excellent.","start_word":560,"end_word":561,"sentiment":"positive","sentiment_score":0.48792529106140137},{"text":"So you do have quite a bit of excess cash flow there.","start_word":562,"end_word":573,"sentiment":"neutral","sentiment_score":0.33133992552757263},{"text":"That's fantastic.","start_word":574,"end_word":575,"sentiment":"positive","sentiment_score":0.6448768973350525},{"text":"Do you know roughly how much you might be trying to put away in order to save for a house deposit? Do you have you got a goal amount in mind at all? I'm not too sure what the what I should, like, you know, what I should be doing with it. Just, What you need? you know. Yeah. Yeah. That's okay. Are you just looking to put as much as you weigh into investing and have as much at the end of the seven years as possible? Is that sort of what you're thinking to start with? Or Yeah. That that's what I'm thinking. Yep. Yep. That's okay. It's a little bit difficult because house prices do go up and down quite a lot, and they have gone up significantly. So you're kind of working trying to work out how much they might be in the next seven years at the same time. Yeah. The the the house market has been pretty stable, so in Yeah. recent years. Yep. So it's so that's why I was like, I really need to, like, you know, do something about that before it gets to the point where it's, like, super hard for me to actually Yeah. end We up priced getting a out. house. Yeah. No. Definitely. No. That's okay. Not a problem. Whereabouts are you located? Yep. At the moment, I am over at over at Park. Okay. That's over at Bingley. Yep. Perfect. Well, we're on the Gold Coast, though. Yeah. There's a bit of a difference there. Yeah. No. Awesome. Perfect. Well, have you ever spoken to a financial adviser before? Have you ever sort of thought or thought about getting advice in the past at all? No. I haven't. This is my first No. time. First time? That's okay. So just to give you a bit of an idea on how we do things is we start by getting a feel for what your goals are, what you're looking at, and how we can help you. We do a initial consultation like this, and then we go through a bit of research with you to make sure we understand your personal and financial circumstances in-depth. We then go away and we generate an advice document. It's called a statement of advice, and it's a legal document that outlines what the recommendations are. We outline the advantages, the disadvantages, and the risks involved. We present that to you, and then you get to take that and have a read through and decide whether you choose to take on the advice or not. Okay? Okay. Yeah. Perfect. I have Yeah. had, like, a look at a couple different options. Like, obviously, I'm trying to look for, like, an investment that's not gonna be, like, excessively high risk. You know what I mean? Yep. Yeah. I do need some, like, some level of stability. So, like, I think what I had to look at that ended up being, like, somewhat stable is I think they're called ETS. Yep. Mhmm. Yep. Yep.","start_word":576,"end_word":1086,"sentiment":"neutral","sentiment_score":0.014995358202701212},{"text":"Because Perfect.","start_word":1087,"end_word":1088,"sentiment":"positive","sentiment_score":0.4127443730831146},{"text":"I know that I know that that goes up and down, but it's Yep. from what I know, it's generally safe to invest in if you're investing Yeah. in the right stuff. But I Yeah. I don't know what to invest in in that regard. Yeah. You know what I mean? Yeah. No. Perfect. When you're looking at investing, are you sort of wanting us to look at platforms and possibly manage the investments for you so that we can kinda help you to look at that goal, keep you on track to meet that goal? Yeah. Well, I my Yep. mom's a client of yours, and I think Yep. that you guys manage her super when it comes to Yep. investing. Yeah. Correct. No.","start_word":1089,"end_word":1213,"sentiment":"neutral","sentiment_score":0.1619575023651123},{"text":"Perfect. Sounds good. And, look, honestly, ETFs and managed funds are a great way to start.","start_word":1214,"end_word":1229,"sentiment":"positive","sentiment_score":0.40232130885124207},{"text":"And when we we look at building portfolios, we also include those sorts of things. We don't generally stick to individual companies. They do tend to come with a lot more risk, and you have to have generally anywhere between so there's 20 to 50 different individual companies in a portfolio to make it worthwhile.","start_word":1230,"end_word":1284,"sentiment":"neutral","sentiment_score":0.14209887385368347},{"text":"So having ETFs and managed funds in your portfolio does mean that you are diversifying quite significantly, helping to lower the overall risk, but still making sure you get returns there.","start_word":1285,"end_word":1315,"sentiment":"positive","sentiment_score":0.3937408030033112},{"text":"And they're very much liquid too, so easier to buy and sell in and out of when you need to change the portfolio. So that's essentially how we look at things. We do also, as advisers, have different platforms. You probably know on outside of the advice sort of world, there are other platforms like Comsec, Raize, all those sorts of things. We have different platforms, platforms like Hub24, MyNorth. We can utilize investment fund platforms like Generation Life Bond, and we build our portfolios within those platforms. We manage them. We do reviews with you to make sure you're on track and also alter the portfolios as we need to moving forward as well. So does that sound like the sort of thing you're after having us look at for you? Yes. That sounds Yeah. it's not like what I'm after. I did also have a look at, like, term deposits as well. But then, like, after looking at it, even with, like, a higher end interest bank, it Yep. doesn't seem to be, like, too great of a return even after seven years. Yeah. And term deposits are more a defensive in investment. So we do have there is a place for term deposits and cash and fixed interest inside a portfolio, having a bit of defensive investments for lowering the risk and helping to stabilize long term market ups and downs. But they do, unfortunately, don't always hold true to the right style of investing for a lot of people.","start_word":1316,"end_word":1568,"sentiment":"neutral","sentiment_score":0.1003594717476517},{"text":"They don't make a lot of returns, and that's because they don't go up and they don't fluctuate a lot.","start_word":1569,"end_word":1588,"sentiment":"negative","sentiment_score":-0.3388347923755646},{"text":"So in term deposits and fixed interest, you're not really taking on much risk.","start_word":1589,"end_word":1602,"sentiment":"neutral","sentiment_score":-0.27177152037620544},{"text":"Therefore, the returns are likely to be certainly less.","start_word":1603,"end_word":1611,"sentiment":"negative","sentiment_score":-0.33334365487098694},{"text":"Cash investments also don't always hold up to inflation. So whilst there is definitely a place for them, and we can look at term deposits inside the investment portfolios as well as part of a defensive investment for you, Did you want us to consider 10 deposits as well? Or is there any sort of particular areas or avenues that it that you'd like us to look at? I mean, yeah, possibly the the only reason I would put on a term deposit is just as, like, it's a form of sales safe. You know what I mean? Yeah. Correct. Probably. And that's why we use them. Yeah. Yep.","start_word":1612,"end_word":1720,"sentiment":"neutral","sentiment_score":0.06810209900140762},{"text":"Alright. Perfect. I can have a look at all the different options out there.","start_word":1721,"end_word":1734,"sentiment":"positive","sentiment_score":0.45169442892074585},{"text":"To go through a bit more information on yourself and just sort of looking at providing the advice, we need to kind of update and do a little bit of research around your personal circumstances there as well. So you've made mention to me that you do have a bit of expendable income at the end of the fortnight there, about 5 to $600. How what how much do you actually earn? What are you grossing or what is your income at the moment? Currently, I'm they're currently on anywhere between, like, 600 to 1,000, but that's what I mean. Like, I don't other than the savings that I've accumulated, it's just spending money, really. I don't have any need to spend any of that. Yep. No. You know? That's yeah. That's Because okay. I I'm in a Sorry. comfortable spot at the moment. You know? Yep.","start_word":1735,"end_word":1881,"sentiment":"neutral","sentiment_score":0.1010309258780005},{"text":"Perfect. I'm still at the moment. Beautiful.","start_word":1882,"end_word":1888,"sentiment":"positive","sentiment_score":0.39185166358947754},{"text":"Are you living with mom? Or Currently, yeah, but that's Yep. before I because I'm gonna start another job soon. So and once I start another job, I'll be saving more so I can move out sometime this year into another place. Yeah. And then I Perfect. will have to start factoring in, like, rent and stuff, but Yep. I don't think it'll be too big of an issue because I'll still be getting, like, the combined Yep. I don't know. The combined pay. You know what I mean? Yeah. Yeah. Absolutely. So for address wise, did you want us to use your mom's address Yes. for the time being? Perfect. We can do that. Not a problem at all. And can I grab an email address off you as well? I don't believe I have one here. I'm sorry. Oh, actually, I do. I'm so sorry. It's in the wrong section. It is cobill310807@gmail.com. Is that right? Yeah. That's me. Yeah. Perfect. I do apologize. It's in a different area. There we go. Lovely. And what do you do for work at the or what are you planning what are you gonna be doing for work? What's your main occupation? Usually, I go I usually fluctuate from to depends on what area I am because I've I've had to move around a bit. But, like, when I Yep. was up north recently, I was bartending over there. So, like, that's Okay. the main occupation for me. Yeah. And Perfect. I'm gonna be taking a while attending children in the city really soon as well.","start_word":1889,"end_word":2153,"sentiment":"neutral","sentiment_score":0.014063339047836809},{"text":"Oh, Oh, fantastic. They've already offered you the role you've accepted already to go?","start_word":2154,"end_word":2167,"sentiment":"positive","sentiment_score":0.4594535529613495},{"text":"Yeah.","start_word":2168,"end_word":2168,"sentiment":"neutral","sentiment_score":0.3243022561073303},{"text":"Oh, congratulations. And so and thank you.","start_word":2169,"end_word":2175,"sentiment":"positive","sentiment_score":0.5538684725761414},{"text":"So there's Yeah. There's a lot a of there's you're right. a Sorry. lot of money to be made, like, in the city Oops. doing Yeah. that. So I was like, you know what? I guess I'll take it. You know what I mean? Absolutely. I think what they say in the hospitality industry, you make more money when others aren't working, especially with, you know, office workers. Yep. Work when they're not.","start_word":2176,"end_word":2248,"sentiment":"neutral","sentiment_score":-0.021574407815933228},{"text":"That's perfect.","start_word":2249,"end_word":2250,"sentiment":"positive","sentiment_score":0.3653484284877777},{"text":"So there's a be a lot of night work in that for you. You'd be doing a lot of nights and weekends and It goes well for me because I'm starting unity. So it Yep.","start_word":2251,"end_word":2285,"sentiment":"neutral","sentiment_score":0.25215062499046326},{"text":"goes well for me because that means my my classes, they line up with it.","start_word":2286,"end_word":2300,"sentiment":"positive","sentiment_score":0.46280744671821594},{"text":"You know, I have I have later classes. So then after Yeah. those, I just Yep. go straight to Yeah.","start_word":2301,"end_word":2320,"sentiment":"neutral","sentiment_score":0.11236872524023056},{"text":"Perfect.","start_word":2321,"end_word":2321,"sentiment":"positive","sentiment_score":0.4073176980018616},{"text":"Perfect. So you said you're starting uni as well. What are you studying at uni? work. A bachelor in social work. Perfect. I Are I you went just on. starting or partway through that one? Just gotten that one. Yep.","start_word":2322,"end_word":2361,"sentiment":"neutral","sentiment_score":0.08944780379533768},{"text":"Perfect. Well, I hope that all goes really well for you. I remember my uni experiences, and I really enjoyed studying and learning something. I think when you're learning or working in the area that you love, it becomes more exciting, and you wanna learn more and you're more into it. So, hopefully, that works out well for you.","start_word":2362,"end_word":2420,"sentiment":"positive","sentiment_score":0.469689428806305},{"text":"Yeah. I mean, that that's what I mean. Like, at this point in time, I'm, like, trying to figure out everything. You know? Like because I haven't got a clue on what to do other than, like, continue to work and do school. Yeah. Yep. No. That's You know? okay.","start_word":2421,"end_word":2470,"sentiment":"neutral","sentiment_score":-0.023219984024763107},{"text":"That's what we're here to help you with, and I can absolutely help you.","start_word":2471,"end_word":2484,"sentiment":"positive","sentiment_score":0.3940973281860352},{"text":"Just as looking at things at the moment, you've got your goals there of the investment. We're looking at a seven year time horizon to save up for a house deposit. You have about 7,000 in savings. Is that still right, or has that changed since you last spoke to us? I did have a bit of on steam circumstances, so I I did have to use a thousand of that. I still have 6,000, and that isn't getting Yep. touched. Yep. That's okay.","start_word":2485,"end_word":2568,"sentiment":"neutral","sentiment_score":0.050743188709020615},{"text":"Not a problem at all. So 6,000 that we can use to invest, and then we've got the extra that you are saving on a regular basis. So what I can absolutely do for you is I can go back and run some projections and look at the different investment profiles out there. We can maybe look at what you need to meet that goal. I can show you what you need to do in order to, you know, get the best out of it.","start_word":2569,"end_word":2653,"sentiment":"positive","sentiment_score":0.41450315713882446},{"text":"I would probably wouldn't wanna use all of your savings if you said you sort of got about 5 to $600 per fortnight. I could start with just looking at about two to three hundred on a fortnightly basis, so about 150 a week. So we're dollar cost averaging in on a regular basis. That way, we're not eating into too much of your cash flow, which allows you if you have to pay rent or need to move or don't work as much that you've got that extra bit of money available to you. Does that sound okay for you for the moment?","start_word":2654,"end_word":2757,"sentiment":"neutral","sentiment_score":0.03312825411558151},{"text":"That sounds great.","start_word":2758,"end_word":2760,"sentiment":"positive","sentiment_score":0.4868539273738861},{"text":"And then when Yes. when I take up second trouble, I'll let you know and I'll reevaluate the cash flow and how much I'm putting Yeah. into it.","start_word":2761,"end_word":2788,"sentiment":"neutral","sentiment_score":0.04964330792427063},{"text":"Absolutely. And the good thing about this being an investment in your own name is that you can put more into it.","start_word":2789,"end_word":2810,"sentiment":"positive","sentiment_score":0.4700036942958832},{"text":"Unlike your super, you're not in control. There's no caps that you have to abide by.","start_word":2811,"end_word":2826,"sentiment":"neutral","sentiment_score":0.27718138694763184},{"text":"So if you've got an extra bit of money on a random week or, you know, you go, hey. I've got my tax return back, and I'm happy to put some more money in.","start_word":2827,"end_word":2860,"sentiment":"positive","sentiment_score":0.3998512625694275},{"text":"You can always put some extra money in there.","start_word":2861,"end_word":2869,"sentiment":"neutral","sentiment_score":0.32546159625053406},{"text":"There's nothing wrong with that whatsoever, and there's no limitations on that for you.","start_word":2870,"end_word":2883,"sentiment":"positive","sentiment_score":0.4574589431285858},{"text":"Okay? Yeah.","start_word":2884,"end_word":2885,"sentiment":"neutral","sentiment_score":0.25336363911628723},{"text":"And I I did, like, have a good think about it, and I thought seven years would be a good time frame as well. Yep. Perfect.","start_word":2886,"end_word":2911,"sentiment":"positive","sentiment_score":0.383296251296997},{"text":"Is that, like, a realistic time frame, do you think? Yeah.","start_word":2912,"end_word":2922,"sentiment":"neutral","sentiment_score":0.2675824761390686},{"text":"That's actually a really good time frame.","start_word":2923,"end_word":2929,"sentiment":"positive","sentiment_score":0.5708003640174866},{"text":"So when we are looking at investing money in the markets, we don't normally wanna invest money that you wanna use in the next sort of two to three years.","start_word":2930,"end_word":2959,"sentiment":"neutral","sentiment_score":0.19471696019172668},{"text":"So having anywhere from a three to five to seven year time horizon actually gives you a lot of time to be able to allow your money to grow, to compound, in a lower risk environment. So that's absolutely perfect if that's what you're comfortable with. Thank I'm you.","start_word":2960,"end_word":3008,"sentiment":"positive","sentiment_score":0.47276395559310913},{"text":"just also gonna go through just a couple of questions just around the risk tolerance. So what we do is a risk profile and it helps us. You probably never thought of any of these questions or any of the answers, and please don't feel worried to tell me if you're not real sure there, Kobe. But, essentially, what this risk profile questionnaire is, it's 14 multiple choice questions. Most of them, we've already been able to answer. It helps me to understand how you feel about risk, about markets, your understanding around markets as well, and then we'll talk about the way you've scored at the end of it. And it helps us to understand what sort of risk profile you should be in and how your money should be invested when we look at growth and defensive investments. Does that make sense? That makes sense. Yep. Perfect. So the first one here, it says, how would you like to rate your willingness to take on financial risk? Now you did mention to me earlier that you're not looking to take on the highest level of risk. You kind of are, you know, a little bit more conservative than that. Would you put yourself in more of an average risk category, kind of middle range, you want some growth, but you also want some lower risk investments, or do you feel you'd be above or below that? Yeah. It would be very much, like, in the high blood category to the mid category. You know what I mean? Yep. Yep. Yep.","start_word":3009,"end_word":3270,"sentiment":"neutral","sentiment_score":0.07400699320981521},{"text":"Perfect.","start_word":3271,"end_word":3271,"sentiment":"positive","sentiment_score":0.4570106863975525},{"text":"The next one here, it says how familiar are you with investment markets? Have you ever invested before? Yeah.","start_word":3272,"end_word":3290,"sentiment":"neutral","sentiment_score":-0.0011302990606054664},{"text":"I've had I've had money in crypto, but I do really I really don't like those markets.","start_word":3291,"end_word":3307,"sentiment":"negative","sentiment_score":-0.4104690551757813},{"text":"Yep. Yep. Understandable. So you're pretty well aware that markets do go up and down. They flock they do fluctuate, and Yeah. there are those really high risk, like, crypto sorts of investments, but also lower risk investments tend to get a lower rate of return? Yep. Perfect. So with that one there, I'd probably say that you're about three.","start_word":3308,"end_word":3367,"sentiment":"neutral","sentiment_score":0.002573692472651601},{"text":"You've got a good market graph.","start_word":3368,"end_word":3373,"sentiment":"positive","sentiment_score":0.34868860244750977},{"text":"You understand a bit about investing, but you are still learning. Would you say that's fairly accurate for where you are at the moment? Yeah. That's fairly accurate. Yep. I mean, like so Beautiful. I I can give an example of, like, what Yeah. happens with the crypto if that would That's help. yeah. Absolutely. So when Ethereum, like, first started coming around, I I invested a little bit into it, and then Yeah. there's, like, a mark it it went off a little bit, and then there was a mark Yep. that did. And I thought it was gonna plummet, and I just sold out. I didn't I didn't I didn't stay into it because I was Yeah.","start_word":3374,"end_word":3492,"sentiment":"neutral","sentiment_score":0.012770907022058964},{"text":"like, it scared me it kinda scared me off.","start_word":3493,"end_word":3501,"sentiment":"negative","sentiment_score":-0.5437914729118347},{"text":"You Absolutely. know what I mean? Yeah. Definitely. So did you happen to sell out of that while it was still high before it took a bit of a dive? Yeah. Oh, good. So you sold out and you got a bit of a gain out of it. So it's a good experience that you've had, but it has kinda made you a bit cautious. Am I right? Yeah. Yeah. Yep. Understandable. Crypto markets are extremely volatile. They never close, and they're very, very hard to predict. So I completely understand where you're coming there. I've had some experiences with crypto myself. The good thing is that we don't advise on crypto, so that it stays completely out of the equation for you. Okay.","start_word":3502,"end_word":3625,"sentiment":"neutral","sentiment_score":-0.0042388102099780115},{"text":"That's that's good. Excellent.","start_word":3626,"end_word":3629,"sentiment":"positive","sentiment_score":0.6456284523010254},{"text":"Because, like, those are the markets, like, I would not I would really not wanna, like, hop into in my, like, point in this point in time. You know what I mean? Yep. Absolutely. Not a problem at all. The next sort of question we're looking at here is wanting to rate your experiences. So because you've had that cryptocurrency, you did make a bit of money there. Would you say your your experiences with the markets have been quite positive, or have you had any negative experiences in the past? It there's been, like, a couple of positives. There's been a couple of negatives. You know? Like, there's been a couple Yep. of times I've invested in something, and it's I've just lost some money. You know what I mean? Yep. Yep. Absolutely. So you've learned that there is that risk versus reward balance. You've had some positive, some negative experiences. Yeah. Yep.","start_word":3630,"end_word":3783,"sentiment":"neutral","sentiment_score":0.04297424480319023},{"text":"That's fantastic.","start_word":3784,"end_word":3785,"sentiment":"positive","sentiment_score":0.5438638925552368},{"text":"Yeah. Now the next one we're looking at is the time horizon. So because you've mentioned you wanna cover for about seven years, I'll tick the seven years box there for you. Mhmm. There we go. Perfect. The next question here is about inflation, and it says inflation means that things are getting more expensive. So as you're probably well aware, a $100 this year doesn't equal a $100 next year. The it's devalued by inflation. Yeah. When you look at your investments, would you say you're happy to take on a higher level of risk in order to get those moderate or medium amount of risk to get the best returns you can, or are you a bit cautious wanting to take on a very low amount of risk to get low returns? I I would I'm more shifting towards the high and midsection when it comes to the when it comes to inflation, Yep. Check it to Perfect. mechanic, but unfortunately. Yep. Perfect. If you sort of had your money invested and you saw it sort of fall over the next sort of six to twelve months due to external market factors, so we know when we are investing, we're always taking risks, and we know that no matter what sort of a portfolio we invest in, there are gonna be ups and downs within the market. When we invest for longer time frames, we do expect negative years to occur every now and then. However, when we're investing, sorry, we wanna take advantage of those negative times. Whilst we know and expect negative times to come, every ten years they are so we do experience them. How would you feel if your portfolio say, if we had, like, another COVID event where all the markets dropped by about, say, twenty percent and you lost 20% of your or it dipped by 20%. How might you be feeling in that experience? Depending on what it's invested in, then I would probably want to put more in because market Yep. drop and that's where you kinda take advantage is when it starts going Yeah. low again. Yep. You know what I mean? Perfect. Yeah. Absolutely. If I'd you like thought of I don't that you're sorry. right. I No. I wouldn't You're great. wanna, like, put into something that, like, I Yep. don't I don't see any greater returns in the future. You know what I mean? Yeah. Absolutely. Perfect. That's a really good answer. If you thought about your investment portfolio, if you had, say, you know, a 100,000 sitting in that investment portfolio, thinking about of a drop, you sort of mentioned that if it dropped by 20%, you wanna put some more money intake advantage of it. But if it dropped higher than that, would you feel feeling a bit more concerned? Like, if we had GFC style event where the market dropped by, say, 60%, Would that concern you more, or would you be feeling the same way? Well, I mean, at at the end of the day, like, at the end of the day, well, what have you got to lose when the market drops like that? You know what I mean? Like, if Yep. you just sell out and you don't have any faith that's that it's gonna go back up, then, you know, what are you gonna do? Like, you you're just gonna take the money that you have and not, like, try and get more. You know? Like, Yep.","start_word":3786,"end_word":4373,"sentiment":"neutral","sentiment_score":-0.11312160709695449},{"text":"Perfect. it's kinda Perfect. just kinda how I feel about it.","start_word":4374,"end_word":4384,"sentiment":"positive","sentiment_score":0.4936853945255279},{"text":"It's, Yep. you know, it's all dependent on whether you're willing to say, yeah. I'm gonna take that risk, and I'm gonna trust the process. You know what I mean? Yep.","start_word":4385,"end_word":4415,"sentiment":"neutral","sentiment_score":0.1161014884710312},{"text":"Absolutely. That's a really good answer. I love it.","start_word":4416,"end_word":4424,"sentiment":"positive","sentiment_score":0.7235424518585205},{"text":"The next one here is asking oh, sorry. I'm just my computer froze a minute. The next one here is asking about the income that you're sort of looking for within your portfolio. Do you feel like you're so to kinda break it down, when we're looking at portfolios and how they generate growth, we look at two aspects. One is income, which is like dividends that are paid out, or when we look at 10 deposits, it's the, you know, the payout of the interest payments. And then we're also looking at capital growth, which is a change in the share price. Do you feel Yep. like you're looking for more growth out of your portfolio, more income, or maybe a combination of the both? How would you sort of put yourself in that realm? I kinda wanna maximize growth, if that's possible. Yep. Perfect. So maximizing growth over income, do you want a little bit of income as well first and compounding? Oh, yeah. The a little bit Yep. of income is always always a good bonus, but I feel like it it grows out ways, like, a little bit of income every time. You know what I mean? Yep. Yep. No. Perfect. And have you ever thought about borrowing from, say, a financial institution or a bank in order to invest in shares or managed funds, or do you feel like that might be too risky? I feel like that's that might be a little too risky because, Yep. you know, the like, someone I gotta pay back as well and the the bank's like to put interest rates on on Yep. the loans and everything. You Yep. know?","start_word":4425,"end_word":4706,"sentiment":"neutral","sentiment_score":0.023487467199881023},{"text":"Perfect. So And it's two, you're like, wanting two more at a time.","start_word":4707,"end_word":4719,"sentiment":"positive","sentiment_score":0.3833872377872467},{"text":"Yep. Yeah. No.","start_word":4720,"end_word":4722,"sentiment":"neutral","sentiment_score":0.12527351081371307},{"text":"Perfect.","start_word":4723,"end_word":4723,"sentiment":"positive","sentiment_score":0.41651052236557007},{"text":"And the money you're putting away is for the goal of being able to purchase a property. So I'll tick that box for you. Yeah. The last one here is talking about the same sort of answer. You sort of said you would not wanna borrow to put money into investing. How risky do you consider that to be? Do you think if you had the right advice, you might consider it, or do you just think it would be way too risky? There was no way that you would ever look at something like that? To me, it it does feel just, like, super risky because Yeah. you know what I mean? If it's my if it's my own money, then Yep. I like, there's there's nothing really riding on it. You know what I mean? Like, I can recover Yep. from that. Yep. But if it's, like, someone else's money, then it's not something I can recover from. You know? And I know Yeah. there's, like, Perfect. I know there's such thing as good debt and bad debt, but it's just, Yep. like, yeah, it's just Yeah. Yep.","start_word":4724,"end_word":4913,"sentiment":"neutral","sentiment_score":-0.1162000522017479},{"text":"pretty pretty scary for me.","start_word":4914,"end_word":4918,"sentiment":"negative","sentiment_score":-0.3341543674468994},{"text":"So, like, guess maybe I'd be willing to do it, but it does seem like rather risky for me. Yeah. That's okay.","start_word":4919,"end_word":4940,"sentiment":"neutral","sentiment_score":-0.23557941615581512},{"text":"That's absolutely fine, and thank you for answering those questions.","start_word":4941,"end_word":4950,"sentiment":"positive","sentiment_score":0.4554649293422699},{"text":"So we've done the whole risk profile. You have scored there as a growth investor. So to kinda give you a breakdown on how we see a growth investor, typically, when you're looking at your investment profile, we'd see about 80% of your funds invested in growth investors, so things like Australian shares, international shares, listed property, and also then commodities like gold and silver. You would then see about 20% in defensive investments, so things like cash, bonds, and fixed interest. This sort of investment, because you have more growth investments there, you are looking to try and maximize growth and get an average expected return of about seven to 9% on a yearly basis compounding. And because Mhmm. we do understand that markets do react, we do have negative years every so often. We would expect the likelihood of a negative year every one in sort of five years. And this sort of profile fits someone who has about six years that they wanna have their funds invested before they're willing to access the money to allow time to go through those downtimes and then seek recovery. Do you feel like that's fairly comfortable with where you'd like to see your funds, or would you like to maybe drop it up or down a little bit? Yeah. That that's comfortable to me. That's comfortable.","start_word":4951,"end_word":5176,"sentiment":"neutral","sentiment_score":0.03059143625793204},{"text":"Beautiful. Excellent. Yeah. Thank you for that. Perfect.","start_word":5177,"end_word":5184,"sentiment":"positive","sentiment_score":0.5588425993919373},{"text":"You're right. Yeah. I I'm just, like, hoping, you know, obviously, our comp predicts whether it's gonna be super good when when the seven years is up. I'm just hoping, like, when it comes to the seven years, it hasn't dipped on the Yeah. on the last year. That would Absolutely. suck. Yeah. You Well, know what I one of mean? the things we do like to do there for you, Kobe, because that's a really good thing to put out there, is, essentially, is when we look at these investment profiles and if you decide to take on the advice and we have set this up for you and manage it, essentially, we do reviews with you on a regular basis. So we can do a catch up or review with you every, say, six months or twelve months or every three months, whatever you would like. We check-in to see how things are going for you, that the investing's working. We look at how the investments have gone. But the idea is that the closer you get to accessing that money, we start to reduce the risk level somewhat. So when you're about sort of five years out or three years out, we'll start to reduce those risk levels down so you're in a a lower risk profile ready to start drawing money out of that investment as you get closer I to your goal. So the see. idea is we don't want you taking high risk right to the very end because if you got in this profile or a higher growth profile, right up into the year you were gonna access those funds, you do risk while you're taking more risk in the market, seeing a big downturn, right, because you're willing to take the money out. So we do wanna reduce your risk levels as you get closer to that seven year mark. Okay? Yeah.","start_word":5185,"end_word":5504,"sentiment":"neutral","sentiment_score":0.027278302237391472},{"text":"Thank you so Yeah. much for that. That's okay. That's not a problem at all.","start_word":5505,"end_word":5519,"sentiment":"positive","sentiment_score":0.4784897267818451},{"text":"I just need to clarify just a few more details before I go into the research there for you. So sorry. Now I've got I need to add in here a next of kin. Would you like me to add your mom as your next of kin, or do you have someone else you would prefer? Who who was that? Usually for most people. It's whoever you prefer it to be. We don't call them very often. It's more just if we can't get a hold of you and we need to get a hold of you for any particular reason, we call that person to check-in and make sure you're okay, or help us get a hold of you. That's all. It doesn't I've honestly never had to use it before, but it is just one of those things we do like to have on file, but it can be anyone that you trust. Alright. I'm well, my the best person to that, I would say, would be my partner. Yeah. Perfect. What's your partner's name? Keira Nelly. Is that k how do you spell her name? Sorry. I never like to assume. Sorry. You alright? A e I r Perfect. a, So yep. and then Perfect. her last name is o m e l e y. O n e l e y.","start_word":5520,"end_word":5743,"sentiment":"neutral","sentiment_score":0.025852486491203308},{"text":"Perfect. Lovely.","start_word":5744,"end_word":5745,"sentiment":"positive","sentiment_score":0.3837761580944062},{"text":"Her name's spelled the same as my daughter's name. My daughter's name is Kira. Uh-huh. It's spelled the exact same way.","start_word":5746,"end_word":5766,"sentiment":"neutral","sentiment_score":0.19473545253276825},{"text":"All good.","start_word":5767,"end_word":5768,"sentiment":"positive","sentiment_score":0.4606893658638001},{"text":"And you guys don't you don't have any financial dependents? No children at all? No. No. Just checking? We do not. We do not. No. Excellent. Can I grab your date of birth of you as well? 08/31/2007. Of August 2007. Fantastic.","start_word":5769,"end_word":5810,"sentiment":"neutral","sentiment_score":0.02094407570326612},{"text":"Beautiful. Lovely. So excellent.","start_word":5811,"end_word":5814,"sentiment":"positive","sentiment_score":0.6101208925247192},{"text":"I just need to double check as well. Do you identify as a male? Yes. Yep. Perfect. And do you consider yourself to be single or in a de facto relationship? How would you sort of classify your marital status? I'm committed to my partner. It's Yeah. like That's okay. what I think is I can is I is can something. put I can put de facto or just partner? It's completely up to you. Yeah. I mean, they've been together for, like, two years, and it's pretty strong. So Yep.","start_word":5815,"end_word":5905,"sentiment":"neutral","sentiment_score":0.08503180742263794},{"text":"Perfect.","start_word":5906,"end_word":5906,"sentiment":"positive","sentiment_score":0.4119736552238464},{"text":"Not a problem at all.","start_word":5907,"end_word":5911,"sentiment":"neutral","sentiment_score":0.31011709570884705},{"text":"Lovely.","start_word":5912,"end_word":5912,"sentiment":"positive","sentiment_score":0.443073570728302},{"text":"We've got bartending. How long have you been working in bartending for? Like, I know you're only you know, 19 this year, but have you just been working this like, in bartending since you're 18? Have you just recently started bartending? Well, usually, like, I do do freelancing as well. So Yep. that's because there was a lot more, like, money to be made straight away for freelancing, that's what I decided to do rather than, like, just, you know, straight up to a job. But I do Yeah. need, like, a proper job now, so Yes. I'd probably That's kinda go between the two when I have free time. You know what I okay. mean? Yep. Yep. Perfect. So you're technically casual. Is that right? Yeah. Yep.","start_word":5913,"end_word":6040,"sentiment":"neutral","sentiment_score":0.06930098682641983},{"text":"Perfect. Lovely.","start_word":6041,"end_word":6042,"sentiment":"positive","sentiment_score":0.367664247751236},{"text":"And I've got your income there. Beautiful. Let's have a look. Do you have any other any assets that you would note down as value? Any cars or collections that you think are valuable that you put value on? Not not really. Not particularly. No. I mean, I have, like, electronics, but they're not like, they're they're they're replaceable. You know what I mean? Like, they're not something that's, like, super high tier collector's item. Yep. No. That's okay. Not a problem at all. And we're we're just looking at the investments. You're not sort of worried about looking at super insurance. Is there anything else at the moment?","start_word":6043,"end_word":6151,"sentiment":"neutral","sentiment_score":0.040311659353041866},{"text":"You're happy to start with the investment side of things and see how we go?","start_word":6152,"end_word":6166,"sentiment":"positive","sentiment_score":0.496576726436615},{"text":"Yes.","start_word":6167,"end_word":6167,"sentiment":"neutral","sentiment_score":0.26036179065704346},{"text":"Yep. Absolutely. Perfect. Is there any other goals down the track that you might wanna look at?","start_word":6168,"end_word":6184,"sentiment":"positive","sentiment_score":0.39265140891075134},{"text":"We can scope them out for now, but, you know, always come back to them down the track. Is there anything else that you sort of would like to have there as a goal? In the future, once I have finished with uni and I've gone into the workplace of my choice, and I'm like, I've Yeah. got a stable job. I would Yep. like to look at investing with my super. You know what I mean? Yeah.","start_word":6185,"end_word":6262,"sentiment":"neutral","sentiment_score":0.17909711599349976},{"text":"Perfect. Perfect. We can look up super down the track. Beautiful. Fantastic. Well, thank you so much for going through that with me.","start_word":6263,"end_word":6285,"sentiment":"positive","sentiment_score":0.5368425250053406},{"text":"Now just to give you a little bit of information, so, obviously, the initial consultation and everything we do up until the point you decide to take on the advice is fully complimentary. Did Jordan go through the fee structure with you when she sort of spoke to you last time? Not yet. No. That's okay. So I'll go through it with you. Essentially, for us to do investment advice, we do charge an implementation fee if you decide to take on the advice. The implementation fee is 3.3%. It's capped the balance of a 150,000. Because the balance by inputting is quite small, the implementation fee would be quite small. But we put that into the advice to show you what that cost would look like. There is no charges up until the point you decide to take on the advice. So if we give you advice and you decide you don't like it, don't wanna take it, that's fine. There's no obligation to do so. If you decide to come on board once we open the account and we put the first deposit in, then we do charge the implementation fee there. Okay? I Okay. outline it as a dollar fee figure in the advice documents so you'll be fully informed. Okay? We also do charge an ongoing service fee for monitoring and looking after your investment account. It is 1.65% per annum. That is essentially the year, and then it's calculated and deducted in smaller monthly increments out of your investment account. So because it's a percentage based fee, it fluctuates with the market. So when the market is doing really well, when you're getting really good returns, then our fee is gonna be a little bit higher. However, if the market takes a little bit of a dip, then the fee is gonna be lower there as well. Does that make sense? Yeah.","start_word":6286,"end_word":6602,"sentiment":"neutral","sentiment_score":0.09457141374845986},{"text":"So, essentially, Yeah. like, if my investment's doing good, then it's doing good for you guys too. That's exactly right. It's all linked to the performance of your portfolio, and we want it to be working really well at times when the market might not be performing.","start_word":6603,"end_word":6649,"sentiment":"positive","sentiment_score":0.4765430986881256},{"text":"It's because everything on the outside's not working very well, and then the markets might be down for some particular reason, then our fee takes a bit of a dip with it. Okay? Yeah. I did wanna Yep. also talk to you about is when those markets do drop because they will, they inevitably will. They always do. Yep. Yep. I do I would like to talk to you before buying, like, anything extra just just to see your stance on it and whether you think it's Yeah. a good idea because I wouldn't Yep. wanna just, like, blindly do something and then have it backfire. You know? Yeah. No. Absolutely.","start_word":6650,"end_word":6760,"sentiment":"neutral","sentiment_score":-0.028111841529607773},{"text":"That is not a problem at all. We can absolutely help you with that.","start_word":6761,"end_word":6774,"sentiment":"positive","sentiment_score":0.4951445758342743},{"text":"Not a problem. The other thing I just wanted to sorta ask was when you look at your investment, I know you've sort of invested before and you're really interested in the learning aspect. Do you want to be able to see the investments that your portfolio is in so you can log in, see them, see where the money's invested, see what it's doing and doing more learning? Or are you after more of a a a portfolio that we just manage and we can make investments which is for you without you having to kind of have as much visibility? What would you sort of like to I I would like to do some learning with it too. see? Yep.","start_word":6775,"end_word":6896,"sentiment":"neutral","sentiment_score":0.14784415096777384},{"text":"Perfect.","start_word":6897,"end_word":6897,"sentiment":"positive","sentiment_score":0.3746065497398377},{"text":"And Obviously, you wanna like sort of see the investments? Yeah. yeah. Obviously, I would like to, you know, always consult you before doing anything because, Yep. you know, like Perfect. I said, I'm kinda new to it also. Yeah. I'm not really knowing what I should do. No. That's absolutely fine, Kobe.","start_word":6898,"end_word":6950,"sentiment":"neutral","sentiment_score":0.05333080515265465},{"text":"It's not a problem. And if you take on the advice and come on board as a client, you'll have me here as your adviser.","start_word":6951,"end_word":6975,"sentiment":"positive","sentiment_score":0.38310736417770386},{"text":"So you can email me, call me, contact me when you have questions. We can talk things through. Well, you'll get access to the portal so you can log in and see your investment profile.","start_word":6976,"end_word":7010,"sentiment":"neutral","sentiment_score":0.28164392709732056},{"text":"It sounds to me like you'd like a portfolio that gives you that visibility so you can learn.","start_word":7011,"end_word":7028,"sentiment":"positive","sentiment_score":0.412335067987442},{"text":"You can see where your money is located, and can sorta have a bit of say in it.","start_word":7029,"end_word":7046,"sentiment":"neutral","sentiment_score":0.3190717399120331},{"text":"So I'm more than happy to look at that.","start_word":7047,"end_word":7055,"sentiment":"positive","sentiment_score":0.6014117002487183},{"text":"Do I have that fairly right for you? Yep. Yep.","start_word":7056,"end_word":7065,"sentiment":"neutral","sentiment_score":0.24493561685085297},{"text":"Beautiful. And I love the learning aspect. Honestly, I think part of my job as an adviser isn't just to manage money. It's also to teach you. It's one thing to take your money and do what I need to with it, but it's another thing to kinda show you what's going on and help you learn along the way. So that's really cool.","start_word":7066,"end_word":7129,"sentiment":"positive","sentiment_score":0.5353876352310181},{"text":"Okay. Okay.","start_word":7130,"end_word":7131,"sentiment":"neutral","sentiment_score":0.258443683385849},{"text":"Perfect.","start_word":7132,"end_word":7132,"sentiment":"positive","sentiment_score":0.33994030952453613},{"text":"Do you happen to have any questions for me at the moment? I know I've asked you everything under the sun, but you're welcome to ask me anything you like as well. I think I've asked you a lot as well. That's okay. Not a problem. But yeah. No. I I don't think I have any more questions. You know? Yep. That's absolutely fine. So what I'll do after the call is I'll get the team to send you an email. They will have a copy of our financial services guide attached there for you. I'll go back in the meantime, do a bit of research there for you, have a look at what we can do. I'll be able to get the advice together just in a couple of weeks for you. I would expect probably about three weeks to get it prepared if that's okay with you. Is that okay? That's okay with me.","start_word":7133,"end_word":7288,"sentiment":"neutral","sentiment_score":0.158872560526316},{"text":"Yep. Beautiful. We'll have the advice document prepared and ready to go.","start_word":7289,"end_word":7300,"sentiment":"positive","sentiment_score":0.6612785458564758},{"text":"I can actually while I've got you here if you like, let's book you in to have that presentation done in about three weeks' time. So Okay. do you know what sort of time is better for yourself? Is the afternoon better for yourself because you do kinda work nights? I gotta quickly have is it okay if I can quickly have a look at my timetable? Yeah. Of course. Absolutely. Sorry about this. No. You are absolutely Absolutely. fine. Just gonna have a look at what time I have classes Yep. on. No. No. You're absolutely fine. Worst case, if you like, I can always get the team just to follow-up with an email, and we can kinda work it out. It's absolutely fine. I should let my time set up in a second, so it shouldn't Yeah. be an issue. Don't stress. I have no more calls this afternoon. I've locked everything out for you, so do not worry in Oh, any thank way, you shape, so or form. much. That's okay, Kobi. Not No. a worry I at actually all. wasn't I actually wasn't expecting a call because, like, because, like, the last few times that I've been called, it was by, like, someone else, and they were they were like, oh, yeah. Daniel will talk to you here. And then it was like, obviously, you got busy, and I was like Yeah. so I wasn't No. really expecting a call or anything. No. That's okay. Jordan booked you in for today, and I made sure that I blocked it out so you and I could have this conversation. Absolutely. Okay. Sorry about So, the you said sorry about three them weeks? pushing it back. Yes. So that brings us to one, two, three. It's from the March 16. Anytime that week that suits yourself. Well, that class is on the March 16. What about 20 The only day that week is a little bit tight for me is the Monday, nineteen? the sixteenth, but the Tuesday, Wednesday, Thursday is completely free. And I do work later in the afternoon till about sort of six or seven, so I can even do it later for you if it's easier.","start_word":7301,"end_word":7672,"sentiment":"neutral","sentiment_score":0.03178517413275537},{"text":"Well, I guess I have good news, and Yep. that is that I I should be free on literally any Monday in the afternoon.","start_word":7673,"end_word":7696,"sentiment":"positive","sentiment_score":0.3743402659893036},{"text":"Okay.","start_word":7697,"end_word":7697,"sentiment":"neutral","sentiment_score":0.19844460487365723},{"text":"Perfect.","start_word":7698,"end_word":7698,"sentiment":"positive","sentiment_score":0.34206634759902954},{"text":"So I have that Monday, the sixteenth. I have 04:00 available. Is that okay for you? That's okay. Yep. Perfect. So four 04:00 Queensland time.","start_word":7699,"end_word":7723,"sentiment":"neutral","sentiment_score":0.14184261858463287},{"text":"Perfect. So I'll book that one in there.","start_word":7724,"end_word":7731,"sentiment":"positive","sentiment_score":0.3933401107788086},{"text":"When the team send you a copy of our financial services guide, they'll also pop in there the confirmation of the presentation time for you and date for you just so you have it. If anything comes up and you need to reschedule, you just let me know.","start_word":7732,"end_word":7779,"sentiment":"neutral","sentiment_score":0.27095192670822144},{"text":"It's not an issue at all.","start_word":7780,"end_word":7785,"sentiment":"positive","sentiment_score":0.376228392124176},{"text":"The in the email, they'll also have the financial services guide for you, which essentially outlines everything about Oakview Financial, who we are, what we do, how we do it, but it also has some information and a lovely photo of me. So you can look in there. You'll see my registration license number, which is 1304394, and I'm registered through ASIC. And if you wanna look on our website, ocfinancial.com today, you can also scroll to the bottom and those documents are attached there, plus some lovely photos of what I look like for you. Okay? Okay.","start_word":7786,"end_word":7883,"sentiment":"neutral","sentiment_score":0.2422303557395935},{"text":"Thank you.","start_word":7884,"end_word":7885,"sentiment":"positive","sentiment_score":0.42670100927352905},{"text":"No.","start_word":7886,"end_word":7886,"sentiment":"neutral","sentiment_score":0.303733229637146},{"text":"That's okay. It's absolutely been a pleasure.","start_word":7887,"end_word":7893,"sentiment":"positive","sentiment_score":0.6675296425819397},{"text":"If you find you have any questions in the meantime, please let me know. I'm actually just going to because the girls, I think, have left for the day. I'm actually gonna send you this email from my email now. That way, you have the financial services guide, but you also have my email address. So if you find you have any additional questions that you didn't think of today that you wanna ask me between now to Monday the sixteenth, you can just email me directly. Okay? Okay.","start_word":7894,"end_word":7982,"sentiment":"neutral","sentiment_score":0.1306905248359348},{"text":"Thank you.","start_word":7983,"end_word":7984,"sentiment":"positive","sentiment_score":0.448053926229477},{"text":"No. That's okay.","start_word":7985,"end_word":7987,"sentiment":"neutral","sentiment_score":0.05299119651317597},{"text":"Not a problem at all, Kobe. It's been a pleasure to meet with you this afternoon. I thank you so much for taking my call.","start_word":7988,"end_word":8012,"sentiment":"positive","sentiment_score":0.7024088501930237},{"text":"And, again, I do apologize for waking you up. No. It's okay.","start_word":8013,"end_word":8024,"sentiment":"neutral","sentiment_score":0.04323052242398262},{"text":"Thank you so much.","start_word":8025,"end_word":8028,"sentiment":"positive","sentiment_score":0.6896308064460754},{"text":"Not a worry at all.","start_word":8029,"end_word":8033,"sentiment":"neutral","sentiment_score":0.3109121322631836},{"text":"I'll get stuck into this research for you.","start_word":8034,"end_word":8041,"sentiment":"positive","sentiment_score":0.4264791011810303},{"text":"I'll have the advice ready to go 04:00 on Monday, March 16, and we'll go through it together. I'll send you the advice documents so we can go through it. You can see what we're looking at. Okay?","start_word":8042,"end_word":8079,"sentiment":"neutral","sentiment_score":0.29449519515037537},{"text":"Thank you so much for your time. I appreciate that. I hope you have a good afternoon. Okay. You too.","start_word":8080,"end_word":8099,"sentiment":"positive","sentiment_score":0.7179182171821594},{"text":"Bye.","start_word":8100,"end_word":8100,"sentiment":"neutral","sentiment_score":0.3047947883605957},{"text":"Thanks, Gobi. See you later.","start_word":8101,"end_word":8105,"sentiment":"positive","sentiment_score":0.6076826453208923}],"average":{"sentiment":"neutral","sentiment_score":0.09075585292904292}}}}