{"metadata":{"transaction_key":"deprecated","request_id":"019db2c2-8c4b-7b42-b415-ea9970ca4d29","sha256":"660307b29f9722cce579e800164112218231ac42a54c1c765ed03f62c7d3d11e","created":"2026-04-22T01:16:33.596Z","duration":2703.312,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":9562,"output_tokens":164},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10829,"output_tokens":10850},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10829,"output_tokens":906}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Neil. It's Dana from Oakley Financial. How are you this morning? I'm very well. Thank you. I had you booked in this morning just to have a bit of a chat about your applying for Stem to engage pension. Yeah. All good. Is now still a good time there for you? Yeah. Fantastic. I can see here your conversation we had with my colleague the other day. But before we jump into the call and go through things, I do just need to let you know, Neil, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep. Fantastic. And I just I'm discussing your personal information, so I'll do security with you as well. I'll just get you to confirm your full name, your date of birth, and address I should have on file. Yep. Beautiful. Thank you so much for that. So having a look at the the note that you the conversation you had with my colleague, Michelle, the other day that you're wanting to you're starting to apply for the age pension now through Centrelink. Yeah. Fantastic. Fantastic. Having a look here, I can see that one of the comp part of the conversation was that you're also looking at sort of paying off or you've got here you've got $80,000 left in your home, and you wanted to sort of pay this off. Is that right? Yeah. Yeah. Beautiful. Now have you started the application for age pension, or were you sort of up to with that? Okay. Okay. Yes. Okay. Okay. Fantastic. Yeah. Okay. Yep. Beautiful. Beautiful. So she fills out all the paperwork for you. Yeah. Mhmm. So sorry. What sort of questions would Centrelink ask you? Yeah. Yeah. So what they're gonna do is they're gonna look at yourself and Kirsten as well. So the both of you oh, sorry. Camilla, your partners. Your wife's name is Camilla. I'm so sorry. I was looking at the wrong section here. Yeah. They're gonna ask about both of you because you're technically together as a couple. Even though you're 67 and she's technically not, they're gonna ask about all your joint assets. So they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at. When you think about your contents, if you turned your house upside down and everything fell out, that's considered content. When we apply for Centrelink, I like to make sure everyone is aware Centrelink don't wanna know what your content is valued at for your insurance purposes. They wanna know what your fire sale value was. So if you needed money tomorrow and you had to have a garage sale today and you had everything on your front lawn, you'd be selling things for 50¢ a dollar. You know, $5 at the very most probably to try and liquidate it to get rid of it fast. So they want your fire sale value. So, realistically, whenever I'm applying for Centrelink with some of my clients, we're looking at generally about a 10 to maybe $15,000 valuation on content. And with your cars, they're gonna look at all that. So how what cars do you have, any boats, if you've got investment properties, which having a look here, you don't have. They wanna know how much you have in all your savings accounts as well. They're also gonna assess your wife's income because she's still working at the moment, isn't she? Yeah. You're right. I can send you an email after the call if you like with a bit of a breakdown on what they're sort of gonna wanna know. Yeah. That's okay. Yeah. Because, yeah, they're gonna want you to provide yeah. Abs Absolutely. It is. Yes. They do. They do. It's something I deal with a lot in this job is helping people to maximize getting pension payments and dealing with Centrelink. It's not easy. And it it makes it harder because some of the workers that work for Centrelink, they all have different opinions of the rule. The rule can differ quite significantly depending on who you're speaking to or how long they've worked there or what they do there as well. So but I'm happy to send you an email with a a list of what they're gonna look at for you. Yeah. Yeah. Oh, really? Mhmm. Yep. Wow. Right. Right. Wow. Yes. Yep. Yeah. Okay. No. Understandable. Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think? Yeah. Nice. Nice. Take it. Okay. Wow. Wow. And you decided not to do that? Oh, yeah. No. That's okay. That's absolutely not a problem at all. No. Not an issue. So you've you've so you haven't officially applied for the age pension as of yet. You've started the paperwork there. Yeah. Mhmm. Yeah. Yeah. Well, it sort of depends. So what what they're probably gonna do is they're gonna assess you on both. They have what's called the income test and the asset test. They're gonna look at all your assets, and then they're also gonna look at the income. So income is what your wife is earning on a weekly or fortnightly basis. They're also gonna look at what you have in the way of savings, what you have in super because your super is fully accessible once you hit age 67 as well, and they assume a deemed rate of return. So even though you're not drawing anything out of super, because that money is there, they're gonna deem you at a set rate that they assume you can make or leave or draw from that money. So you are actually still gonna be assessed on that. And if they'll look at the income test, and because your wife is still working, they're probably gonna work out that the income test is gonna possibly pay you less age pension, which means they're probably gonna make you declare her income every fortnight to determine how much you get every fortnight. Does that make sense? Yeah. It's a little you're super. Yep. Yep. Yep. Your home, your main primary residence, that is fully exempt. So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that. But they are gonna wanna know, you know, obviously, what the value of it is. There are limits to the main home exemption, though. I've got here that your property is quite high. How how many acres do you have or how many hectares do you have? When did you buy it? Sorry. In 2000? Mhmm. Yes. Yeah. Yeah. Yeah. Yeah. Yeah. So the Centrelink ruling on the main residence exemption is two hectares, but the difference so your 6.25 acres is about 2.53 hectares when you convert it. So the additional point five three hectares, so long as you can't live on it, it has no value. They won't assess you on it. So, yeah, I can see where that's come from. Yeah. So that should be fine. Yeah. Yep. Yep. Yep. No. It's not. Yep. It's a bit swampy. Yeah. Yeah. Said no. Yep. Yeah. Yeah. Fair enough. Yeah. No. That's perfect. That's it. Yeah. No. That's okay. That doesn't matter. As long as you can't live on it, can't make money from it, and it's land that's unusable, you're fine. Yeah. Yep. No. Perfect. Well, that works in your favor because it means that your the total of your your property is gonna be considered under the main residence exemption for Centrelink. So your house, they're gonna ask you the value of it, how much you have in a loan, and things like that just so they understand, but they won't assess you on that. From the assets I have here, you've got your Ford x r six. You've got your huge. You've got your savings account there. If you've got any, you know, other cars, boats, or caravans, things like that, they're gonna ask you for those values. When you value anything for Centrelink, we use FireSale values. So whilst, you know, your Ford x r six, you might be able to get, you know, 30 or 50,000 for that. Realistically, when you look at valuing things to Centrelink, you wanna if you had to sell that car quickly tomorrow, what's the lowest amount you would take for that? So you kind of only wanna give them fire sale values to lower it's about realistically lowering the value of any of your assets. So if you had to sell it quickly, what is the least amount of money you'd probably take for that? Does that make sense? Yeah. It's all about fire sale values. And when you're talking to them, when they're asking for those sorts of things, they're asking for fire sale values. They don't want anything unrealistic. Like, if you've got a $50,000 car and you tell them you you can sell that for, you know, $5, they're probably gonna go, hey. That might be a bit unrealistic. But if you're, you know, telling them if you had to sell it quickly, the more the least you'd take is that 10 or 15,000, then you're being a bit more honest with that. And when they look at the vehicles, they can also use places like red books and things to revalue assets. So they will they can and do check on what we put on the application form. So just about being realistic, but at the same time, making sure it's a fire sale value. What's the least amount you would expect to get for that vehicle if you had to sell it quickly. Okay? Yep. When it comes to bank accounts, they're gonna ask for your bank account statement. They're gonna ask for a sent a superannuation statement showing the value of your super at a certain date, and they deem that. So when we look at deeming rates, like, if you, in your super, get you know, just looking at the current deeming rates because they have just changed a little bit. But with your super, like, if you got a having a look at your return on your super at the moment, you still had a really good return on super for this year. Your super for the last twelve months has returned about 19.59%. Is that right? Yeah. You've had a 19% return. So your super has done really, really well for this year, which is great, but they don't want they're not gonna assess you at having a 19% return on your super. They're gonna look at your financial assets like your bank account, your superannuation, and they have what's called the deeming. So they assume a certain rate of return for every year for everything over a certain value under the current deeming sorry. Now I'm just looking for the because I just updated these, and I knew what the old deeming rates were. There we go. So with the deeming rates there, Neil, they'll assess the first 106,200 of combined financial assets at 1.25%. Anything over that is deemed to have earned 3.25%. It is. They do. They absolutely do. Oh, I actually kind of enjoy it. It's a little bit of fun I'm trying to get people as much pension as possible, but it's not gonna be something that's gonna be around forever, unfortunately. There's some point all of this will probably have to change the structure the way it is because we spend a lot of of money on age pension and Centrelink and things like that. So I think I need some time in the next ten years, it'll all change. A 100%. Yeah. Yeah. That's exactly the way I'm heading. Yeah. Yeah. Yeah. Mhmm. Had to wait to 67. Yeah. Yeah. Yeah. And they'll they'll always grandfather it. So same as when the changes came in around that 1960, 1961 period, they'll be grandfathered. So, you know, people who had been born before those years were still able to access the age pension when they hit the the age that was grandfathered before the change. So the same thing. Like, when they change this, they'll probably grandfather it to anyone who's currently on it will still get the old rules until something changes. But anyone applying for it after a certain year or, you know, when the change comes in, then they'll have to adhere to different circumstances. So it means that lots of different people will be on different rules. But yeah. No. Look. It's it's all understandable. It's all crazy, isn't it? So I just you're right. Sorry. Yeah. Yeah. Yeah. Alright. Absolutely. So I just wanted to sort of find out what you wanted to sort of do moving forward. I'm happy to send you an email after the call that sort of outlines the rules and restrictions and so sorry. I just sneezed. The rules and restrictions and what Centrelink are gonna wanna ask you for with regard to the questions and what you'll need to provide to them based on what I know. But with regard to your super, are you wanting to look at maybe drawing down any money out of super at the moment, or are you happy just to leave it as it is and just apply for age pension, or what are you sort of hoping would like to do? Yep. Yep. Yep. Yeah. Okay. Absolutely. Yeah. Yeah. Wow. Yeah. Oh, that's a shame. See, I value that kind of that kind of Yeah. Yeah. Absolutely. I mean, you've got a really good super balance. So having a look at your balance at the moment, as I said, you've had, you know, a decent return. Okay. Yep. And are you wanting to sort of have that paid off now, or are you wanting to hold off and maybe do that down the track? Are you wanting to withdraw money at because you are over 65. So you actually do have access to your super regardless of whether you're working or not. Once you turn 65, it all becomes unrestricted, nonpossessed, so you do have access to those funds. So if you wanted to pay your home off, you could withdraw. Yeah. No. No. At 65, it doesn't matter. The rule is under legislation between 60 to 65. In order for you to access the funds, you have to meet a condition of release such as fully retire. At 65, it doesn't matter whether you're working or not. At 65, they give you full access to your suit full access to your super. It's made unrestricted, nonpreserved, accessible at 65 regardless, and you can access it tax free. It's up to you. Yeah. Yep. Yep. Yes. So you need a payout figure. Yeah. Can I make a little suggestion for you? So how old is Camilla at the moment? Okay. And is she she's still working. Right? Is she working more than ten hours per week? Yes. So, realistically, she won't be able to access that money from her super until she fully retires. So between 60 to 65, you have to meet the condition of release. You have to stop working with the intention to retire or drop your hours below ten hours per week. So the yeah. But her super, because she's under 67, is not assessed by Centrelink at this point. So whilst everything jointly, your at your, you know, your cars, your boats, caravans, your savings account, your super is all gonna be assessed by Centrelink for the age pension. Hers is actually sheltered. Hers is not assessed until she reaches age 67. So taking that extra money out of your super could provide greater benefit because you're taking it out of the super system, which is assessed by Centrelink, putting it into your home, which is an exempt asset, which means that when you give them the updated super statement, you've got that money left. You've got a little bit less in your super for them to assess. Does that make sense? Yeah. And yeah. That's okay. Yeah. Yeah. The only sort of thing I would wanna say is if I do provide updated advice when it comes to because Centrelink is an aspect of that, to a limited extent, I would wanna make sure I scope her into it. I don't have to do any advice for her around that, but it's just making sure we understand enough about your total circumstances, and that includes your part and circumstances to provide updated advice. Did you wanna did you wanna look at taking the money? Do you are you sort of just gonna speak to the bank and get a payout figure and then look at taking the money out of super, or what's your thoughts around accessing that money to pay off your mortgage? Yep. Yep. So we've got we've got two options that you'll be able to do. One is I can provide personalized advice where I show you an advice document on drawing the money out, how that looks for you so far, you know, the outcome. If you wanna draw a bit of a a regular pension payment down, we can do that for you as well. And I can provide a whole advice document around moving you into pension phase, drawing down an income, the access to Centrelink, how that looks for you, and drawing the money down to pay your mortgage. Or you can just call and give us directions and say, hey, Dana. I just wanna take that that money out for my mortgage. I need this amount. And you tell us give us the direction whether you want it paid out of, you know, your super, when you want it paid out, if you want it paid proportionately across all of your investments. And you can do it under a transaction without advice, which means it's a faster process, and you're just giving us the direction to withdraw the money to your bank account. Does that make sense? Yeah. So this yeah. Absolutely. Absolutely. And, looking, if Camilla wants to have a bit of a chat, I don't have to give her any advice. But if she wants to be included in the conversation with you, it's absolutely fine because this is all about you. Sorry? Oh, lucky. But no. Look. If she ever wanted to just be included, we don't have to do any advice for her. Don't have to bring her on board or anything like that. It's more just about including both of you guys in the conversation so she can kind of get an understanding of what we're doing to help you and how it works. She doesn't have to seek any advice. And if she decides she wants to look at coming on board, I'm more than happy to have that conversation, explain what advisers do, how we do it, and we can always, you know, just to start off small. I don't ever want anyone to feel like they have to come on board in any way, shape, or form, but, yeah, just, you know, work the conversation down the track if she's open to having it or even if we're just updating advice on yourself just so she can understand how the advice works and how the benefit is to both of you as well for what we're doing. Okay? Yeah. All good. Yeah. All good. Well, so far, everything looks like it's okay. So you're from what I understand, you're happy just applying for the age pension. Did you want any advice around the age pension application, or are you happy just to give it a go and see what happens and maybe just ask any additional questions you have as yep. Okay. Yes. Yes. Yeah. Okay. Yeah. That's really strange. Yeah. So do you have any documentation to show like, do you still have any of the documents from when you purchased the house, like the sales? It's hard. Yeah. Mhmm. Mhmm. Yep. Yep. Yep. Yep. Yep. Oh, no. Yep. Yep. Yep. Oh, no. Yes. Mhmm. Yeah. Yep. Yep. Yep. Yes. Yeah. Mhmm. Yep. Yes. Yeah. Yep. Yep. Yep. Yeah. Yes. Yeah. Definitely. Yeah. No. That's okay. Well, feel free to let me know what you wanna do moving forward. If you decide you do wanna look at advice, I can absolutely help you out. You're an ongoing client, so we're here to help you. To give you an idea and I'll put this in the email to kinda clarify so you can have a chat to Camilla about what you guys wanna do moving forward. But when it comes to personal advice, we can look at structures on how best to structure your super so that you get, you know, as much age pension as possible to maximize age pension as ways of sheltering money. I would need to take Camilla's circumstances, income, and super into consideration for that sort of thing. It's very limited, though. We don't have to bring her on board. She doesn't have to pay a fee or anything. It's just making sure we understand your whole family circumstances to the fullest to make sure the advice is appropriate because Centrelink cable that into consideration. We can advise on, you know, the expected pension payment received. We can't apply for it for you, but we can give you advice on how to structure everything else and how to so that you can maximize the age pension benefit there for you as well. We can always look at moving you into pension phase and drawing down a regular income to supplement what you don't have at the moment to cover the bills. And there's other things that we can definitely do to help. So it just comes down to what you guys want us to do and what level of advice. Or if you just wanna draw down the money as a transaction with that advice to pay the mortgage, you can do that, and you can just direct me to do that as well. Okay? Yeah. Yeah. Okay. Yeah. Wow. Okay. Yes. Yep. Yep. The part time. Yeah. Yeah. Oh, that's really nice. Oh, that's lovely. Yeah. Yep. Yes. Like a tour? Yeah. Yeah. Yeah. No. Yep. Mhmm. Yep. Yeah. Oh, wow. She sounds amazing, honestly, and Canada sounds incredible. Oh, wow. Yeah. Yeah. Yeah. Oh, wow. That sounds fantastic. Oh, that's awesome. Yeah. No. That's okay. Beautiful. Well, if you like, what I can do is I can generate that email for you. I'll pop in there a bit of detail around what Centrelink is gonna request and ask for. I can pop in there the thresholds that they have for you guys to review as well. And then I can put in there as well a bit of detail on what kind of personal advice we can provide that's helping you out or the information around us requesting the the transaction without advice to draw down the money for the the loan repayment. Okay? And then you can let me know what you wanna do. Yep. Yep. Yeah. Absolutely. Absolutely. I do have a couple of calls throughout the day, but if you need anything, just call. If I'm available, I'll make sure I take the call there and then. I'll let the team know to stop me no matter what I'm doing. If I'm on a phone call, I'll try to call you back straight away. Okay? Yep. All good. What time are you going to see him tomorrow? Mhmm. Yep. Okay. Yep. Okay. Perfect. Yep. Yep. Yeah. No. That's okay. Yeah. No. Definitely. I mean, if you decide you don't wanna go back and you wanna retire fully and just, you know, enjoy golfing and your other hobbies and, you know, enjoy this some time for yourself, there's nothing wrong with that in any way, shape, or form. And, you know, we can always supplement sorry. You're at yeah. Absolutely. It's fine for you. Absolutely. And, look, as I said, you're at an age where you can be if you're getting the age pension and Camilla is doing some work and you need a little bit more to supplement, we can draw down a bit of an income out of out of your super in pension phase to kinda help you along. And we'll keep monitoring things. You don't stop in a client. Through pension phase, we're still here to help you, still do reviews, still guide you along. I'd probably just wanna reassess, you know, the amount of risk that you're taking, maybe do a risk profile to see if we drop your portfolio risk a little bit more and maybe move you into something a bit more conservative for drawing a bit of income. Yep. Yeah. Absolutely. So normally yeah. Correct. So while there's no contributions going in, normally, when you're in that retirement phase, we look at something a little bit more conservative, so a bit more defensive where you take less risk in those growth assets like Australian international shares and property and things like that. And you move into more lower risk investments like cash, bonds, fixed interest. You still have some of those individual those growth assets that you're kind of swapping it out and having more of those defensive investments than you do of those growth investments. So you're taking less risk in the market. But because you're drawing income out, you wanna make sure your portfolio is also generating income. So dividends and income that gets paid out of those to help with what you're drawing down on a regular basis for income, but also so it gets reinvested back in for compounding. So it's, you know, looking at absolutely. Yeah. Absolutely. If you decided to, let me know. I'll definitely make a lot of time for you. We can send it out. But yeah. Well, yep. That sounds great. Yep. Yeah. Yep. Yep. No. Honestly, if you ever did, I would a 110 be there for you. It would not be an issue at all. Yep. Yep. Yes. Yeah. Yes. Yeah. Yes. Yes. The new baby there. It's world changing. Yep. They're so cute. No. That's okay. Not a problem at all. Well, I'll send you the email afterwards, and then you can let me know what you'd like to do. Did you want me to maybe book in a time next week for me to call you back and maybe touch base and answer any questions. I mean, if you have questions tomorrow while you're seeing the the doing the settling stuff, feel free to call me. I will I'll let everyone here know to stop me and, you know, I'll take the call. If I'm on another call, I'll call you straight back as soon as I'm off. So I'll I'll promise you that. Yeah. No. That's okay. Yeah. That's okay. I always make time for you, Neil. But did you want me to do a bit of a catch up for next week as well, or do you wanted to see how tomorrow goes and I'll send you this in this email? Yeah. Yep. That's okay. I have the current time fully booked. So between ten to eleven, my time is full at the moment. But would I be able to do it at, say, 11:30 next this time next week? Say 11:30. Yep. Perfect. Yep. Yep. So that's what? 11:30. 09:30 your time. Yeah. That's okay. I'll oh, did you? Yeah. Yeah. Yeah. Oh, no. That's okay. Animals are just as expensive as children, if not just as nice. I've got children and animals, and my animals are definitely my kids. Yeah. Yep. Wow. Yep. Yeah. Oh, that's lovely. That's excellent. Yeah. Nice. They're gorgeous dogs. Yeah. Wow. Yes. Yep.","confidence":0.9980469,"words":[{"word":"hi","start":2.32,"end":2.56,"confidence":0.9980469,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.10963602364063264},{"word":"neil","start":2.56,"end":2.8799999,"confidence":0.9641113,"punctuated_word":"Neil.","sentiment":"neutral","sentiment_score":0.10348646342754364},{"word":"it's","start":2.8799999,"end":3.1999998,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.13333798944950104},{"word":"dana","start":3.1999998,"end":3.4399998,"confidence":0.9667969,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.12712374329566956},{"word":"from","start":3.4399998,"end":3.6799998,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.15688690543174744},{"word":"oakley","start":3.6799998,"end":4.0,"confidence":0.83374023,"punctuated_word":"Oakley","sentiment":"neutral","sentiment_score":0.117905855178833},{"word":"financial","start":4.0,"end":4.5,"confidence":0.99560547,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.13434800505638125},{"word":"how","start":4.56,"end":4.72,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.1814734786748886},{"word":"are","start":4.72,"end":4.88,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.20450544357299805},{"word":"you","start":4.88,"end":5.04,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21126054227352145},{"word":"this","start":5.04,"end":5.2,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.23880594968795776},{"word":"morning","start":5.2,"end":5.7,"confidence":1.0,"punctuated_word":"morning?","sentiment":"neutral","sentiment_score":0.20565710961818695},{"word":"i'm","start":7.8399997,"end":8.08,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5750013589859009},{"word":"very","start":8.08,"end":8.4,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.6533969044685364},{"word":"well","start":8.4,"end":8.8,"confidence":0.99853516,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.6153677701950073},{"word":"thank","start":8.8,"end":9.12,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7190035581588745},{"word":"you","start":9.12,"end":9.44,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6539360880851746},{"word":"i","start":9.44,"end":9.599999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.272092342376709},{"word":"had","start":9.599999,"end":9.84,"confidence":0.97802734,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.2757313549518585},{"word":"you","start":9.84,"end":9.92,"confidence":0.9604492,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15449941158294678},{"word":"booked","start":9.92,"end":10.16,"confidence":0.9892578,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.22405679523944855},{"word":"in","start":10.16,"end":10.24,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24046309292316437},{"word":"this","start":10.24,"end":10.48,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.16651439666748047},{"word":"morning","start":10.48,"end":10.639999,"confidence":1.0,"punctuated_word":"morning","sentiment":"neutral","sentiment_score":0.14465485513210297},{"word":"just","start":10.639999,"end":10.8,"confidence":0.9716797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14580269157886505},{"word":"to","start":10.8,"end":10.88,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13043376803398132},{"word":"have","start":10.88,"end":11.04,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16311098635196686},{"word":"a","start":11.04,"end":11.12,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1683880239725113},{"word":"bit","start":11.12,"end":11.28,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18216602504253387},{"word":"of","start":11.28,"end":11.36,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1535186767578125},{"word":"a","start":11.36,"end":11.5199995,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1865060031414032},{"word":"chat","start":11.5199995,"end":11.679999,"confidence":0.99902344,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.2230856716632843},{"word":"about","start":11.679999,"end":11.92,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1309289038181305},{"word":"your","start":11.92,"end":12.08,"confidence":0.5629883,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1694961041212082},{"word":"applying","start":12.08,"end":12.4,"confidence":0.6899414,"punctuated_word":"applying","sentiment":"neutral","sentiment_score":0.14532743394374847},{"word":"for","start":12.4,"end":12.48,"confidence":0.9394531,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1585543006658554},{"word":"stem","start":12.48,"end":12.719999,"confidence":0.33093262,"punctuated_word":"Stem","sentiment":"neutral","sentiment_score":0.13952697813510895},{"word":"to","start":12.719999,"end":12.88,"confidence":0.27416992,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16096985340118408},{"word":"engage","start":12.88,"end":13.36,"confidence":0.5126953,"punctuated_word":"engage","sentiment":"neutral","sentiment_score":0.12248259037733078},{"word":"pension","start":13.36,"end":13.86,"confidence":0.9875488,"punctuated_word":"pension.","sentiment":"neutral","sentiment_score":0.14393578469753265},{"word":"yeah","start":15.765,"end":16.085001,"confidence":0.94799805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.27432066202163696},{"word":"all","start":16.085001,"end":16.245,"confidence":0.97998047,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5384209752082825},{"word":"good","start":16.245,"end":16.405,"confidence":0.99609375,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5225635170936584},{"word":"is","start":16.405,"end":16.645,"confidence":0.99609375,"punctuated_word":"Is","sentiment":"positive","sentiment_score":0.4321156144142151},{"word":"now","start":16.645,"end":16.805,"confidence":0.99121094,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.3903904855251312},{"word":"still","start":16.805,"end":17.045,"confidence":0.98535156,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.4044541120529175},{"word":"a","start":17.045,"end":17.125,"confidence":0.9941406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4570190906524658},{"word":"good","start":17.125,"end":17.365,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4264463186264038},{"word":"time","start":17.365,"end":17.525,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.5188273787498474},{"word":"there","start":17.525,"end":17.765,"confidence":0.9921875,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.458028107881546},{"word":"for","start":17.765,"end":18.005001,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3957127332687378},{"word":"you","start":18.005001,"end":18.505001,"confidence":1.0,"punctuated_word":"you?","sentiment":"positive","sentiment_score":0.3676047623157501},{"word":"yeah","start":19.605,"end":20.005001,"confidence":0.8132324,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2980818748474121},{"word":"fantastic","start":20.005001,"end":20.505001,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.5439098477363586},{"word":"i","start":21.525,"end":21.685,"confidence":0.64160156,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3423415720462799},{"word":"can","start":21.685,"end":21.925,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3477884531021118},{"word":"see","start":21.925,"end":22.085,"confidence":0.99902344,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.3447583019733429},{"word":"here","start":22.085,"end":22.325,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.29516100883483887},{"word":"your","start":22.325,"end":22.645,"confidence":0.9892578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.330891877412796},{"word":"conversation","start":22.645,"end":23.125,"confidence":0.9980469,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.32465654611587524},{"word":"we","start":23.125,"end":23.285,"confidence":0.66015625,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20129182934761047},{"word":"had","start":23.285,"end":23.445,"confidence":0.6166992,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.2224460542201996},{"word":"with","start":23.445,"end":23.525002,"confidence":0.9633789,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.22025474905967712},{"word":"my","start":23.525002,"end":23.685001,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2582533359527588},{"word":"colleague","start":23.685001,"end":24.085,"confidence":0.9604492,"punctuated_word":"colleague","sentiment":"neutral","sentiment_score":0.26319119334220886},{"word":"the","start":24.085,"end":24.165,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2613331973552704},{"word":"other","start":24.165,"end":24.325,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.2613264322280884},{"word":"day","start":24.325,"end":24.565,"confidence":0.8522949,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.2783116400241852},{"word":"but","start":24.565,"end":24.725,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.15408019721508026},{"word":"before","start":24.725,"end":25.045,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.06961367279291153},{"word":"we","start":25.045,"end":25.125,"confidence":0.9243164,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12578752636909485},{"word":"jump","start":25.125,"end":25.365,"confidence":0.98291016,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.13148397207260132},{"word":"into","start":25.365,"end":25.525,"confidence":0.9863281,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.12029067426919936},{"word":"the","start":25.525,"end":25.685001,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16400693356990814},{"word":"call","start":25.685001,"end":25.845001,"confidence":0.99609375,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.09016935527324677},{"word":"and","start":25.845001,"end":26.005001,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10071882605552672},{"word":"go","start":26.005001,"end":26.165,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.20585471391677856},{"word":"through","start":26.165,"end":26.325,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.20163077116012573},{"word":"things","start":26.325,"end":26.564999,"confidence":0.99658203,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.16815653443336487},{"word":"i","start":26.564999,"end":26.725,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24175183475017548},{"word":"do","start":26.725,"end":26.885,"confidence":0.5986328,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2021549940109253},{"word":"just","start":26.885,"end":27.285,"confidence":0.61621094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.22461345791816711},{"word":"need","start":27.285,"end":27.445,"confidence":0.9863281,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1828252077102661},{"word":"to","start":27.445,"end":27.605,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19335055351257324},{"word":"let","start":27.605,"end":27.765,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.16176672279834747},{"word":"you","start":27.765,"end":27.845001,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17131556570529938},{"word":"know","start":27.845001,"end":28.085,"confidence":0.9147949,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.20567315816879272},{"word":"neil","start":28.085,"end":28.244999,"confidence":0.814209,"punctuated_word":"Neil,","sentiment":"neutral","sentiment_score":0.1925503611564636},{"word":"we","start":28.244999,"end":28.404999,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21537403762340543},{"word":"do","start":28.404999,"end":28.645,"confidence":0.98095703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2560173571109772},{"word":"record","start":28.645,"end":28.965,"confidence":0.99902344,"punctuated_word":"record","sentiment":"neutral","sentiment_score":0.20144005119800568},{"word":"our","start":28.965,"end":29.045,"confidence":0.99609375,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.18926578760147095},{"word":"calls","start":29.045,"end":29.285,"confidence":0.97265625,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.17269572615623474},{"word":"for","start":29.285,"end":29.49,"confidence":0.56103516,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22001686692237857},{"word":"quality","start":29.57,"end":29.81,"confidence":0.9980469,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.14443853497505188},{"word":"and","start":29.81,"end":29.97,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20649956166744232},{"word":"training","start":29.97,"end":30.449999,"confidence":1.0,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.1540759950876236},{"word":"purposes","start":30.449999,"end":30.949999,"confidence":1.0,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.1943621337413788},{"word":"are","start":31.33,"end":31.57,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.2133857160806656},{"word":"you","start":31.57,"end":31.73,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28965041041374207},{"word":"happy","start":31.73,"end":32.05,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.20981033146381375},{"word":"for","start":32.05,"end":32.21,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.30585184693336487},{"word":"me","start":32.21,"end":32.37,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.28503018617630005},{"word":"to","start":32.37,"end":32.53,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2816934585571289},{"word":"proceed","start":32.53,"end":32.93,"confidence":1.0,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.2799888551235199},{"word":"with","start":32.93,"end":33.17,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.301826149225235},{"word":"that","start":33.17,"end":33.67,"confidence":0.99902344,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.27656733989715576},{"word":"yep","start":35.89,"end":36.29,"confidence":0.92529297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1529281586408615},{"word":"fantastic","start":36.29,"end":36.79,"confidence":0.9980469,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.48109865188598633},{"word":"and","start":36.85,"end":37.01,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28988850116729736},{"word":"i","start":37.01,"end":37.09,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20623724162578583},{"word":"just","start":37.09,"end":37.329998,"confidence":0.9707031,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.19466735422611237},{"word":"i'm","start":37.489998,"end":37.65,"confidence":0.76660156,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.18959932029247284},{"word":"discussing","start":37.65,"end":38.05,"confidence":0.98535156,"punctuated_word":"discussing","sentiment":"neutral","sentiment_score":0.12051329016685486},{"word":"your","start":38.05,"end":38.21,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12779025733470917},{"word":"personal","start":38.21,"end":38.69,"confidence":0.9951172,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.1449110358953476},{"word":"information","start":38.69,"end":39.01,"confidence":0.8840332,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.1611408293247223},{"word":"so","start":39.01,"end":39.129997,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.19494099915027616},{"word":"i'll","start":39.129997,"end":39.25,"confidence":0.99658203,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.231480211019516},{"word":"do","start":39.25,"end":39.489998,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.20212094485759735},{"word":"security","start":39.489998,"end":39.97,"confidence":0.99902344,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.18234361708164215},{"word":"with","start":39.97,"end":40.21,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.23016420006752017},{"word":"you","start":40.21,"end":40.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28134772181510925},{"word":"as","start":40.37,"end":40.53,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2799319326877594},{"word":"well","start":40.53,"end":40.93,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2163006067276001},{"word":"i'll","start":40.93,"end":41.09,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13363134860992432},{"word":"just","start":41.09,"end":41.33,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16065692901611328},{"word":"get","start":41.33,"end":41.41,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1448812186717987},{"word":"you","start":41.41,"end":41.57,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15430648624897003},{"word":"to","start":41.57,"end":41.65,"confidence":0.94140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15836350619792938},{"word":"confirm","start":41.65,"end":42.05,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.11804122477769852},{"word":"your","start":42.05,"end":42.21,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10055401176214218},{"word":"full","start":42.21,"end":42.45,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.13322150707244873},{"word":"name","start":42.45,"end":42.61,"confidence":0.9980469,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.11118367314338684},{"word":"your","start":42.61,"end":42.85,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11007460951805116},{"word":"date","start":42.85,"end":43.01,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.12537521123886108},{"word":"of","start":43.01,"end":43.09,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1266636699438095},{"word":"birth","start":43.09,"end":43.33,"confidence":0.9880371,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.1496104598045349},{"word":"and","start":43.33,"end":43.489998,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15561750531196594},{"word":"address","start":43.489998,"end":43.809998,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.1359507441520691},{"word":"i","start":43.809998,"end":43.89,"confidence":0.9550781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19625641405582428},{"word":"should","start":43.89,"end":44.129997,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.1981383711099625},{"word":"have","start":44.129997,"end":44.29,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13523204624652865},{"word":"on","start":44.29,"end":44.53,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0994536504149437},{"word":"file","start":44.53,"end":45.03,"confidence":0.9941406,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.11163951456546783},{"word":"yep","start":50.964996,"end":51.464996,"confidence":0.859375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016336917877197266},{"word":"beautiful","start":55.284996,"end":55.784996,"confidence":0.9970703,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.47240376472473145},{"word":"thank","start":55.925,"end":56.245,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5943093299865723},{"word":"you","start":56.245,"end":56.484997,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6319143176078796},{"word":"so","start":56.484997,"end":56.725,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6097551584243774},{"word":"much","start":56.725,"end":57.045,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6430327892303467},{"word":"for","start":57.045,"end":57.204998,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6580864191055298},{"word":"that","start":57.204998,"end":57.704998,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5726269483566284},{"word":"so","start":58.324997,"end":58.565,"confidence":0.6152344,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.33930787444114685},{"word":"having","start":58.565,"end":58.885,"confidence":0.9873047,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.2053321003913879},{"word":"a","start":58.885,"end":58.964996,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22219985723495483},{"word":"look","start":58.964996,"end":59.204998,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.20014703273773193},{"word":"at","start":59.204998,"end":59.364998,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20428773760795593},{"word":"the","start":59.364998,"end":59.82,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15478895604610443},{"word":"the","start":59.9,"end":60.06,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13825106620788574},{"word":"note","start":60.06,"end":60.18,"confidence":0.99902344,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.152774840593338},{"word":"that","start":60.18,"end":60.3,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.135491743683815},{"word":"you","start":60.3,"end":60.62,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13533982634544373},{"word":"the","start":60.7,"end":60.94,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13922351598739624},{"word":"conversation","start":60.94,"end":61.34,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.17725202441215515},{"word":"you","start":61.34,"end":61.42,"confidence":0.98291016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15376870334148407},{"word":"had","start":61.42,"end":61.66,"confidence":0.5917969,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.1436381638050079},{"word":"with","start":61.66,"end":61.739998,"confidence":0.99121094,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15439894795417786},{"word":"my","start":61.739998,"end":61.9,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.16255535185337067},{"word":"colleague","start":61.9,"end":62.22,"confidence":0.84350586,"punctuated_word":"colleague,","sentiment":"neutral","sentiment_score":0.20022961497306824},{"word":"michelle","start":62.22,"end":62.72,"confidence":0.9472656,"punctuated_word":"Michelle,","sentiment":"neutral","sentiment_score":0.20795205235481265},{"word":"the","start":63.1,"end":63.26,"confidence":0.9589844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16117608547210693},{"word":"other","start":63.26,"end":63.5,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.14550183713436127},{"word":"day","start":63.5,"end":63.66,"confidence":0.9902344,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.19408762454986572},{"word":"that","start":63.66,"end":63.9,"confidence":0.89746094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19127820432186127},{"word":"you're","start":63.9,"end":64.22,"confidence":0.99365234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.16672244668006897},{"word":"wanting","start":64.22,"end":64.54,"confidence":0.99902344,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.16083864867687225},{"word":"to","start":64.54,"end":64.78,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2011764496564865},{"word":"you're","start":65.1,"end":65.18,"confidence":0.87475586,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.21308676898479464},{"word":"starting","start":65.18,"end":65.5,"confidence":0.9902344,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.18774983286857605},{"word":"to","start":65.5,"end":65.74,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21022269129753113},{"word":"apply","start":65.74,"end":65.9,"confidence":0.99902344,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":0.13936418294906616},{"word":"for","start":65.9,"end":66.14,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22545284032821655},{"word":"the","start":66.14,"end":66.3,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21321538090705872},{"word":"age","start":66.3,"end":66.54,"confidence":0.49365234,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.1606813669204712},{"word":"pension","start":66.54,"end":66.86,"confidence":0.9951172,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.12571506202220917},{"word":"now","start":66.86,"end":67.1,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.1500701755285263},{"word":"through","start":67.1,"end":67.34,"confidence":0.9951172,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.16067606210708618},{"word":"centrelink","start":67.34,"end":67.84,"confidence":0.9071045,"punctuated_word":"Centrelink.","sentiment":"neutral","sentiment_score":0.14393679797649384},{"word":"yeah","start":69.58,"end":69.979996,"confidence":0.96972656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1772874891757965},{"word":"fantastic","start":69.979996,"end":70.479996,"confidence":0.9995117,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.3665112853050232},{"word":"fantastic","start":70.86,"end":71.36,"confidence":0.9995117,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.3415220081806183},{"word":"having","start":72.315,"end":72.555,"confidence":0.9404297,"punctuated_word":"Having","sentiment":"neutral","sentiment_score":0.19338402152061465},{"word":"a","start":72.555,"end":72.635,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15048670768737793},{"word":"look","start":72.635,"end":72.795,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13547585904598236},{"word":"here","start":72.795,"end":73.115,"confidence":0.93188477,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.12914779782295227},{"word":"i","start":73.115,"end":73.275,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.127425417304039},{"word":"can","start":73.275,"end":73.435,"confidence":0.9863281,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1142244040966034},{"word":"see","start":73.435,"end":73.674995,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.15416164696216583},{"word":"that","start":73.674995,"end":73.755,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11938163638114928},{"word":"one","start":73.755,"end":73.915,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.102635458111763},{"word":"of","start":73.915,"end":74.075,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09459706395864488},{"word":"the","start":74.075,"end":74.235,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1013447493314743},{"word":"comp","start":74.235,"end":74.395,"confidence":0.4494629,"punctuated_word":"comp","sentiment":"neutral","sentiment_score":0.0854574516415596},{"word":"part","start":74.475,"end":74.635,"confidence":0.9941406,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.127577006816864},{"word":"of","start":74.635,"end":74.715,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1350894570350647},{"word":"the","start":74.715,"end":74.875,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14161881804466248},{"word":"conversation","start":74.875,"end":75.375,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.15783603489398956},{"word":"was","start":75.435,"end":75.595,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.12839998304843905},{"word":"that","start":75.595,"end":75.755,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12183472514152528},{"word":"you're","start":75.755,"end":75.915,"confidence":0.9970703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09892307221889496},{"word":"also","start":75.915,"end":76.075,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1189565807580948},{"word":"looking","start":76.075,"end":76.395,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.10098682343959808},{"word":"at","start":76.395,"end":76.555,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09420418739318848},{"word":"sort","start":76.555,"end":76.715,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1135789006948471},{"word":"of","start":76.715,"end":76.875,"confidence":0.92578125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11908906698226927},{"word":"paying","start":76.875,"end":77.115,"confidence":0.99902344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.10946853458881378},{"word":"off","start":77.115,"end":77.435,"confidence":0.99609375,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.05425334349274635},{"word":"or","start":77.755,"end":77.915,"confidence":0.42871094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08389212191104889},{"word":"you've","start":77.915,"end":78.155,"confidence":0.99560547,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09864553809165956},{"word":"got","start":78.155,"end":78.315,"confidence":0.99121094,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.14269590377807617},{"word":"here","start":78.315,"end":78.395004,"confidence":0.88183594,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.14360912144184113},{"word":"you've","start":78.475,"end":78.715,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1519377827644348},{"word":"got","start":78.715,"end":78.875,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1681860089302063},{"word":"$80,000","start":78.875,"end":79.595,"confidence":0.9987793,"punctuated_word":"$80,000","sentiment":"neutral","sentiment_score":0.15239664912223816},{"word":"left","start":79.595,"end":79.835,"confidence":0.96972656,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.14074012637138367},{"word":"in","start":79.835,"end":79.994995,"confidence":0.7207031,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1420399695634842},{"word":"your","start":79.994995,"end":80.155,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13570237159729004},{"word":"home","start":80.155,"end":80.315,"confidence":0.9189453,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.1167466789484024},{"word":"and","start":80.315,"end":80.475,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.120217427611351},{"word":"you","start":80.475,"end":80.795,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10903167724609376},{"word":"wanted","start":80.795,"end":81.195,"confidence":0.5625,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.1000308394432068},{"word":"to","start":81.195,"end":81.354996,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14231978356838226},{"word":"sort","start":81.354996,"end":81.595,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.11193840205669404},{"word":"of","start":81.595,"end":81.675,"confidence":0.9589844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14487996697425842},{"word":"pay","start":81.675,"end":81.915,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.15841056406497955},{"word":"this","start":81.915,"end":82.155,"confidence":0.9633789,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.16544410586357117},{"word":"off","start":82.155,"end":82.475,"confidence":0.97753906,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.12706567347049713},{"word":"is","start":82.475,"end":82.555,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.11498941481113434},{"word":"that","start":82.555,"end":82.795,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13478192687034607},{"word":"right","start":82.795,"end":83.295,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.11108426749706268},{"word":"yeah","start":84.97,"end":85.369995,"confidence":0.87939453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09349539130926132},{"word":"yeah","start":85.369995,"end":85.61,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13674108684062958},{"word":"beautiful","start":85.61,"end":86.09,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.2800152599811554},{"word":"now","start":86.09,"end":86.409996,"confidence":0.95947266,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1013306975364685},{"word":"have","start":86.409996,"end":86.57,"confidence":0.98535156,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.051662594079971313},{"word":"you","start":86.57,"end":86.81,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06354998052120209},{"word":"started","start":86.81,"end":87.13,"confidence":0.99902344,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.07898964732885361},{"word":"the","start":87.13,"end":87.369995,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10249606519937517},{"word":"application","start":87.369995,"end":87.869995,"confidence":1.0,"punctuated_word":"application","sentiment":"neutral","sentiment_score":0.08852354437112808},{"word":"for","start":87.93,"end":88.09,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03485995531082153},{"word":"age","start":88.09,"end":88.33,"confidence":0.7636719,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.055371757596731186},{"word":"pension","start":88.33,"end":88.729996,"confidence":0.8442383,"punctuated_word":"pension,","sentiment":"neutral","sentiment_score":0.05871647223830223},{"word":"or","start":88.729996,"end":88.97,"confidence":0.5,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.053206589072942734},{"word":"were","start":88.97,"end":89.13,"confidence":0.5229492,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.06466399133205414},{"word":"you","start":89.13,"end":89.369995,"confidence":0.97509766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07157279551029205},{"word":"sort","start":89.369995,"end":89.53,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05394346266984939},{"word":"of","start":89.53,"end":89.689995,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03509402275085449},{"word":"up","start":89.689995,"end":89.85,"confidence":0.984375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04142562672495842},{"word":"to","start":89.85,"end":90.009995,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05686395242810249},{"word":"with","start":90.009995,"end":90.17,"confidence":0.9760742,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06439238786697388},{"word":"that","start":90.17,"end":90.67,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.066414013504982},{"word":"okay","start":99.064995,"end":99.564995,"confidence":0.9458008,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03647572547197342},{"word":"okay","start":103.305,"end":103.805,"confidence":0.8996582,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.02064332738518715},{"word":"yes","start":109.71999,"end":110.21999,"confidence":0.9025879,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02826143428683281},{"word":"okay","start":114.36,"end":114.86,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.04019295796751976},{"word":"okay","start":117.479996,"end":117.979996,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09305620193481444},{"word":"fantastic","start":118.119995,"end":118.619995,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"neutral","sentiment_score":0.039701394736766815},{"word":"yeah","start":130.295,"end":130.795,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006147459149360657},{"word":"okay","start":131.175,"end":131.675,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1412004828453064},{"word":"yep","start":132.07,"end":132.31,"confidence":0.7998047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2731231451034546},{"word":"beautiful","start":132.31,"end":132.81,"confidence":0.99658203,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7299246788024902},{"word":"beautiful","start":133.03,"end":133.43001,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6942285299301147},{"word":"so","start":133.43001,"end":133.59,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18523134291172028},{"word":"she","start":133.59,"end":133.83,"confidence":0.99902344,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.16121093928813934},{"word":"fills","start":133.83,"end":134.07,"confidence":0.54589844,"punctuated_word":"fills","sentiment":"neutral","sentiment_score":0.1351262927055359},{"word":"out","start":134.07,"end":134.15001,"confidence":0.9526367,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.17812789976596832},{"word":"all","start":134.15001,"end":134.31,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1715831458568573},{"word":"the","start":134.31,"end":134.39,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1823957860469818},{"word":"paperwork","start":134.39,"end":134.87001,"confidence":0.99121094,"punctuated_word":"paperwork","sentiment":"neutral","sentiment_score":0.2101004719734192},{"word":"for","start":134.87001,"end":135.11,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14489799737930298},{"word":"you","start":135.11,"end":135.61,"confidence":0.9926758,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1585092395544052},{"word":"yeah","start":137.27,"end":137.77,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.042863424867391586},{"word":"mhmm","start":148.16501,"end":148.66501,"confidence":0.9189453,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.03941487520933151},{"word":"so","start":149.845,"end":150.16501,"confidence":0.91503906,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06498964875936508},{"word":"sorry","start":150.16501,"end":150.485,"confidence":0.717041,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.08464334905147552},{"word":"what","start":150.485,"end":150.80501,"confidence":0.9970703,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.09943762421607973},{"word":"sort","start":150.80501,"end":150.965,"confidence":0.96240234,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.08830038458108902},{"word":"of","start":150.965,"end":151.125,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07694356143474579},{"word":"questions","start":151.125,"end":151.605,"confidence":0.9951172,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.0996926724910736},{"word":"would","start":151.605,"end":151.845,"confidence":0.9873047,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.08183614164590836},{"word":"centrelink","start":151.845,"end":152.345,"confidence":0.9690755,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":-0.08004610985517502},{"word":"ask","start":152.485,"end":152.725,"confidence":0.98291016,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.0676484927535057},{"word":"you","start":152.725,"end":153.225,"confidence":0.99902344,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":-0.06435618549585342},{"word":"yeah","start":157.3,"end":157.8,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06160653382539749},{"word":"yeah","start":158.82,"end":159.22,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03166480362415314},{"word":"so","start":159.22,"end":159.54001,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05086592957377434},{"word":"what","start":159.54001,"end":159.7,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05597735941410065},{"word":"they're","start":159.7,"end":159.78,"confidence":0.99902344,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.05137217044830322},{"word":"gonna","start":159.78,"end":160.02,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03486434370279312},{"word":"do","start":160.02,"end":160.18001,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03882575035095215},{"word":"is","start":160.18001,"end":160.34,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02116277441382408},{"word":"they're","start":160.34,"end":160.58,"confidence":0.9946289,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.04476027935743332},{"word":"gonna","start":160.58,"end":160.82,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03802460432052612},{"word":"look","start":160.82,"end":160.98,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.04395989328622818},{"word":"at","start":160.98,"end":161.06,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03892667591571808},{"word":"yourself","start":161.06,"end":161.56,"confidence":0.99902344,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.02117304503917694},{"word":"and","start":162.42,"end":162.74,"confidence":0.86035156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.005304358899593353},{"word":"kirsten","start":162.74,"end":163.14,"confidence":0.9794922,"punctuated_word":"Kirsten","sentiment":"neutral","sentiment_score":-0.011028461158275604},{"word":"as","start":163.14,"end":163.3,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.015607856214046478},{"word":"well","start":163.3,"end":163.46,"confidence":0.7437744,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.018191609531641006},{"word":"so","start":163.46,"end":163.62,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04029068350791931},{"word":"the","start":163.62,"end":163.86,"confidence":0.63623047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04020614176988602},{"word":"both","start":163.86,"end":164.02,"confidence":0.7441406,"punctuated_word":"both","sentiment":"neutral","sentiment_score":-0.05763386189937592},{"word":"of","start":164.02,"end":164.18001,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.035665154457092285},{"word":"you","start":164.18001,"end":164.34,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.019240692257881165},{"word":"oh","start":164.42,"end":164.5,"confidence":0.92871094,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.06061459332704544},{"word":"sorry","start":164.5,"end":164.66,"confidence":0.7741699,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.06948655098676682},{"word":"camilla","start":164.66,"end":165.14,"confidence":0.8466797,"punctuated_word":"Camilla,","sentiment":"neutral","sentiment_score":-0.046001844108104706},{"word":"your","start":165.14,"end":165.3,"confidence":0.79248047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05038934946060181},{"word":"partners","start":165.3,"end":165.8,"confidence":0.859375,"punctuated_word":"partners.","sentiment":"neutral","sentiment_score":-0.06280547380447388},{"word":"your","start":166.1,"end":166.34,"confidence":0.9003906,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.05226964503526688},{"word":"wife's","start":166.34,"end":166.58,"confidence":0.8027344,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":-0.06069106608629227},{"word":"name","start":166.58,"end":166.82,"confidence":1.0,"punctuated_word":"name","sentiment":"neutral","sentiment_score":-0.058091901242733},{"word":"is","start":166.82,"end":166.98,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.05074043571949005},{"word":"camilla","start":166.98,"end":167.46,"confidence":0.99869794,"punctuated_word":"Camilla.","sentiment":"neutral","sentiment_score":-0.04495922848582268},{"word":"i'm","start":167.46,"end":167.62,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.12188994884490968},{"word":"so","start":167.62,"end":167.86,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.16339018940925598},{"word":"sorry","start":167.86,"end":168.1,"confidence":0.9995117,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.17770379781723022},{"word":"i","start":168.1,"end":168.26001,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20936529338359833},{"word":"was","start":168.26001,"end":168.42,"confidence":0.9604492,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2405937612056732},{"word":"looking","start":168.42,"end":168.66,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.24564936757087708},{"word":"at","start":168.66,"end":168.74,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.29324716329574585},{"word":"the","start":168.74,"end":168.82,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.22954148054122925},{"word":"wrong","start":168.82,"end":169.06,"confidence":1.0,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.16469205915927887},{"word":"section","start":169.06,"end":169.38,"confidence":1.0,"punctuated_word":"section","sentiment":"neutral","sentiment_score":-0.19475099444389343},{"word":"here","start":169.38,"end":169.875,"confidence":1.0,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.15371716022491455},{"word":"yeah","start":170.435,"end":170.675,"confidence":0.97143555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06428033113479614},{"word":"they're","start":170.675,"end":170.835,"confidence":0.9995117,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.0685868188738823},{"word":"gonna","start":170.835,"end":171.075,"confidence":0.99316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.06609711050987244},{"word":"ask","start":171.075,"end":171.315,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.03660988062620163},{"word":"about","start":171.315,"end":171.555,"confidence":0.96777344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.07608050853013992},{"word":"both","start":171.555,"end":171.715,"confidence":0.9980469,"punctuated_word":"both","sentiment":"neutral","sentiment_score":-0.04392985254526138},{"word":"of","start":171.715,"end":171.875,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.022362761199474335},{"word":"you","start":171.875,"end":172.115,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009057149291038511},{"word":"because","start":172.115,"end":172.515,"confidence":0.5175781,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.009989753365516664},{"word":"you're","start":172.515,"end":172.915,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.01223368477076292},{"word":"technically","start":172.915,"end":173.415,"confidence":0.99316406,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":0.02597973495721817},{"word":"together","start":173.475,"end":173.975,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.003781929612159729},{"word":"as","start":174.035,"end":174.275,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03931379318237305},{"word":"a","start":174.275,"end":174.355,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.032987598329782486},{"word":"couple","start":174.355,"end":174.855,"confidence":0.82592773,"punctuated_word":"couple.","sentiment":"neutral","sentiment_score":-0.01737748086452484},{"word":"even","start":175.635,"end":175.875,"confidence":0.9716797,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":-0.05569038167595863},{"word":"though","start":175.875,"end":176.275,"confidence":1.0,"punctuated_word":"though","sentiment":"neutral","sentiment_score":-0.06757740676403046},{"word":"you're","start":176.275,"end":176.755,"confidence":0.9855957,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.07509361952543259},{"word":"67","start":176.755,"end":177.555,"confidence":0.9951172,"punctuated_word":"67","sentiment":"neutral","sentiment_score":-0.14063231647014618},{"word":"and","start":177.555,"end":177.795,"confidence":0.9370117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11824993789196014},{"word":"she's","start":177.795,"end":178.195,"confidence":0.90405273,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.09229021519422533},{"word":"technically","start":178.195,"end":178.695,"confidence":0.9970703,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":-0.08323551714420319},{"word":"not","start":178.835,"end":179.155,"confidence":0.9941406,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.08807890117168427},{"word":"they're","start":179.155,"end":179.395,"confidence":0.984375,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.0697508156299591},{"word":"gonna","start":179.395,"end":179.715,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.07150468230247498},{"word":"ask","start":179.715,"end":179.955,"confidence":0.99902344,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.056361861526966095},{"word":"about","start":179.955,"end":180.195,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.08080004155635834},{"word":"all","start":180.195,"end":180.355,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.061681874096393585},{"word":"your","start":180.355,"end":180.595,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07936576753854752},{"word":"joint","start":180.595,"end":180.915,"confidence":1.0,"punctuated_word":"joint","sentiment":"neutral","sentiment_score":-0.055242665112018585},{"word":"assets","start":180.915,"end":181.315,"confidence":0.92993164,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":-0.05733634531497955},{"word":"so","start":181.315,"end":181.475,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07776076346635818},{"word":"they're","start":181.475,"end":181.635,"confidence":0.9975586,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.039127152413129807},{"word":"gonna","start":181.635,"end":181.955,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03066248446702957},{"word":"wanna","start":181.955,"end":182.275,"confidence":0.8198242,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.015327118337154388},{"word":"assess","start":182.275,"end":182.675,"confidence":0.97509766,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":-0.029806993901729584},{"word":"your","start":182.675,"end":182.995,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04723089188337326},{"word":"superannuation","start":182.995,"end":183.495,"confidence":0.9970703,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":-0.0440639965236187},{"word":"balance","start":183.955,"end":184.455,"confidence":0.9680176,"punctuated_word":"balance,","sentiment":"neutral","sentiment_score":-0.054607246071100235},{"word":"your","start":185.59999,"end":186.09999,"confidence":0.97509766,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05343347042798996},{"word":"your","start":186.95999,"end":187.2,"confidence":0.9140625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07299863547086716},{"word":"content","start":187.2,"end":187.7,"confidence":0.55078125,"punctuated_word":"content","sentiment":"neutral","sentiment_score":-0.07301178574562073},{"word":"insurance","start":188.0,"end":188.28,"confidence":0.76416016,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.0840657651424408},{"word":"so","start":188.56,"end":188.8,"confidence":0.9116211,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04725969582796097},{"word":"your","start":188.8,"end":188.95999,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.060961298644542694},{"word":"content","start":188.95999,"end":189.44,"confidence":0.80615234,"punctuated_word":"content,","sentiment":"neutral","sentiment_score":-0.04804232344031334},{"word":"so","start":189.44,"end":189.59999,"confidence":0.97802734,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.03293902426958084},{"word":"how","start":189.59999,"end":189.76,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.07286791503429413},{"word":"much","start":189.76,"end":189.92,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.09317029267549516},{"word":"you","start":189.92,"end":190.08,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05358651280403137},{"word":"would","start":190.08,"end":190.31999,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04562780261039734},{"word":"value","start":190.31999,"end":190.72,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.15112915635108948},{"word":"everything","start":190.72,"end":191.2,"confidence":0.9970703,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.04580669105052948},{"word":"inside","start":191.2,"end":191.59999,"confidence":1.0,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":-0.04519118368625641},{"word":"your","start":191.59999,"end":191.84,"confidence":0.9892578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05205310136079788},{"word":"house","start":191.84,"end":192.08,"confidence":0.9921875,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.046771660447120667},{"word":"at","start":192.08,"end":192.58,"confidence":0.77124023,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":-0.06126691401004791},{"word":"when","start":192.88,"end":193.12,"confidence":0.95410156,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.09808404743671416},{"word":"you","start":193.12,"end":193.2,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07430465519428253},{"word":"think","start":193.2,"end":193.44,"confidence":0.99609375,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.08633650839328766},{"word":"about","start":193.44,"end":193.68,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.10059187561273576},{"word":"your","start":193.68,"end":193.84,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10217950493097304},{"word":"contents","start":193.84,"end":194.23999,"confidence":0.7836914,"punctuated_word":"contents,","sentiment":"neutral","sentiment_score":-0.07943467795848846},{"word":"if","start":194.23999,"end":194.4,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.12658438086509705},{"word":"you","start":194.4,"end":194.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1156669706106186},{"word":"turned","start":194.56,"end":194.8,"confidence":0.8408203,"punctuated_word":"turned","sentiment":"neutral","sentiment_score":-0.14369294047355652},{"word":"your","start":194.8,"end":194.95999,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.14974261820316315},{"word":"house","start":194.95999,"end":195.2,"confidence":0.9970703,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.1865580976009369},{"word":"upside","start":195.2,"end":195.52,"confidence":0.9980469,"punctuated_word":"upside","sentiment":"neutral","sentiment_score":-0.18456457555294037},{"word":"down","start":195.52,"end":195.76,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.13044892251491547},{"word":"and","start":195.76,"end":195.92,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14858826994895935},{"word":"everything","start":195.92,"end":196.31999,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.20376801490783691},{"word":"fell","start":196.31999,"end":196.64,"confidence":0.98095703,"punctuated_word":"fell","sentiment":"neutral","sentiment_score":-0.13468945026397705},{"word":"out","start":196.64,"end":197.04,"confidence":0.99365234,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.16533689200878143},{"word":"that's","start":197.04,"end":197.36,"confidence":0.98583984,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.1132599636912346},{"word":"considered","start":197.36,"end":197.86,"confidence":0.99902344,"punctuated_word":"considered","sentiment":"neutral","sentiment_score":-0.189925417304039},{"word":"content","start":198.0,"end":198.5,"confidence":0.984375,"punctuated_word":"content.","sentiment":"neutral","sentiment_score":-0.11707554757595062},{"word":"when","start":199.04,"end":199.28,"confidence":1.0,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.05987618491053581},{"word":"we","start":199.28,"end":199.78,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08685512840747833},{"word":"apply","start":200.205,"end":200.44499,"confidence":0.99609375,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":-0.08214177936315536},{"word":"for","start":200.44499,"end":200.845,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0786166712641716},{"word":"centrelink","start":200.845,"end":201.345,"confidence":0.98986816,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":-0.07827441394329071},{"word":"i","start":201.405,"end":201.72499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1183917000889778},{"word":"like","start":201.72499,"end":201.965,"confidence":0.9580078,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05146569758653641},{"word":"to","start":201.965,"end":202.045,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0786416232585907},{"word":"make","start":202.045,"end":202.285,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.09111131727695464},{"word":"sure","start":202.285,"end":202.44499,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.06451906263828278},{"word":"everyone","start":202.44499,"end":202.94499,"confidence":1.0,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":-0.05623658746480942},{"word":"is","start":203.00499,"end":203.165,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07450518012046814},{"word":"aware","start":203.165,"end":203.565,"confidence":0.99609375,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":-0.11923330277204514},{"word":"centrelink","start":203.565,"end":204.065,"confidence":0.9637044,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":-0.19114339351654053},{"word":"don't","start":204.205,"end":204.44499,"confidence":0.9741211,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1952437609434128},{"word":"wanna","start":204.44499,"end":204.765,"confidence":0.99316406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.23245516419410703},{"word":"know","start":204.765,"end":204.925,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.19329342246055603},{"word":"what","start":204.925,"end":205.245,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.20976078510284424},{"word":"your","start":205.245,"end":205.485,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.2394807934761047},{"word":"content","start":205.485,"end":205.885,"confidence":0.98535156,"punctuated_word":"content","sentiment":"neutral","sentiment_score":-0.19241708517074585},{"word":"is","start":205.885,"end":206.125,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.16143228113651276},{"word":"valued","start":206.125,"end":206.44499,"confidence":0.99609375,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":-0.1748756468296051},{"word":"at","start":206.44499,"end":206.525,"confidence":0.9223633,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1366327702999115},{"word":"for","start":206.525,"end":206.685,"confidence":0.99316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.131747767329216},{"word":"your","start":206.685,"end":206.845,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1489218771457672},{"word":"insurance","start":206.845,"end":207.345,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.18652096390724185},{"word":"purposes","start":207.405,"end":207.905,"confidence":0.9746094,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":-0.11263437569141388},{"word":"they","start":208.285,"end":208.525,"confidence":1.0,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.1385599672794342},{"word":"wanna","start":208.525,"end":208.845,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1150260716676712},{"word":"know","start":208.845,"end":209.00499,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.15739105641841888},{"word":"what","start":209.00499,"end":209.165,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.15118412673473358},{"word":"your","start":209.165,"end":209.405,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1455838680267334},{"word":"fire","start":209.405,"end":209.72499,"confidence":0.92333984,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":-0.20318059623241425},{"word":"sale","start":209.72499,"end":210.125,"confidence":0.96875,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.23879167437553409},{"word":"value","start":210.125,"end":210.525,"confidence":0.99902344,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.2047307789325714},{"word":"was","start":210.525,"end":210.765,"confidence":0.9975586,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":-0.15467138588428497},{"word":"so","start":210.765,"end":211.245,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.17121461033821106},{"word":"if","start":211.245,"end":211.485,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.21451207995414737},{"word":"you","start":211.485,"end":211.64499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19054923951625824},{"word":"needed","start":211.64499,"end":212.045,"confidence":0.9892578,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":-0.22171416878700256},{"word":"money","start":212.045,"end":212.36499,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.17468509078025818},{"word":"tomorrow","start":212.36499,"end":212.86499,"confidence":0.99902344,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":-0.25590217113494873},{"word":"and","start":212.925,"end":213.08499,"confidence":0.8720703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16719768941402435},{"word":"you","start":213.08499,"end":213.245,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2038096934556961},{"word":"had","start":213.245,"end":213.485,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2028968334197998},{"word":"to","start":213.485,"end":213.565,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2475275993347168},{"word":"have","start":213.565,"end":213.72499,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.28426647186279297},{"word":"a","start":213.72499,"end":213.885,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.24578359723091123},{"word":"garage","start":213.885,"end":214.29,"confidence":1.0,"punctuated_word":"garage","sentiment":"neutral","sentiment_score":-0.21929477155208588},{"word":"sale","start":214.37,"end":214.68999,"confidence":0.97802734,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.17073944211006165},{"word":"today","start":214.68999,"end":214.93,"confidence":0.99902344,"punctuated_word":"today","sentiment":"neutral","sentiment_score":-0.2156987488269806},{"word":"and","start":214.93,"end":215.17,"confidence":0.8540039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1591097116470337},{"word":"you","start":215.17,"end":215.32999,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1662495732307434},{"word":"had","start":215.32999,"end":215.56999,"confidence":0.99316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.18415698409080505},{"word":"everything","start":215.56999,"end":215.96999,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.17441384494304657},{"word":"on","start":215.96999,"end":216.12999,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2094174325466156},{"word":"your","start":216.12999,"end":216.29,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.18260903656482697},{"word":"front","start":216.29,"end":216.53,"confidence":0.99316406,"punctuated_word":"front","sentiment":"neutral","sentiment_score":-0.11729014664888382},{"word":"lawn","start":216.53,"end":216.93,"confidence":0.97802734,"punctuated_word":"lawn,","sentiment":"neutral","sentiment_score":-0.18448668718338013},{"word":"you'd","start":216.93,"end":217.17,"confidence":0.9655762,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.31019747257232666},{"word":"be","start":217.17,"end":217.40999,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.2599038779735565},{"word":"selling","start":217.40999,"end":217.73,"confidence":0.9970703,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":-0.2216438800096512},{"word":"things","start":217.73,"end":218.04999,"confidence":0.9614258,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.25984811782836914},{"word":"for","start":218.04999,"end":218.29,"confidence":0.88183594,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.21671625971794128},{"word":"50¢","start":218.29,"end":218.93,"confidence":0.98950195,"punctuated_word":"50¢"},{"word":"a","start":218.93,"end":219.09,"confidence":0.94921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13740497827529907},{"word":"dollar","start":219.09,"end":219.59,"confidence":0.78125,"punctuated_word":"dollar.","sentiment":"neutral","sentiment_score":-0.13926342129707336},{"word":"you","start":219.73,"end":219.89,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.1630789041519165},{"word":"know","start":219.89,"end":220.20999,"confidence":0.88427734,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1680261194705963},{"word":"$5","start":220.20999,"end":220.76999,"confidence":0.99658203,"punctuated_word":"$5","sentiment":"neutral","sentiment_score":-0.2350245714187622},{"word":"at","start":220.76999,"end":220.84999,"confidence":0.82470703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2455463707447052},{"word":"the","start":220.84999,"end":221.01,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2642694115638733},{"word":"very","start":221.01,"end":221.25,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.29575294256210327},{"word":"most","start":221.25,"end":221.48999,"confidence":0.9970703,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.3014345169067383},{"word":"probably","start":221.48999,"end":221.81,"confidence":0.8520508,"punctuated_word":"probably","sentiment":"negative","sentiment_score":-0.3386850655078888},{"word":"to","start":221.81,"end":221.96999,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.31418734788894653},{"word":"try","start":221.96999,"end":222.12999,"confidence":0.99902344,"punctuated_word":"try","sentiment":"negative","sentiment_score":-0.37597015500068665},{"word":"and","start":222.12999,"end":222.29,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3184700906276703},{"word":"liquidate","start":222.29,"end":222.79,"confidence":0.9975586,"punctuated_word":"liquidate","sentiment":"neutral","sentiment_score":-0.29018115997314453},{"word":"it","start":222.84999,"end":223.01,"confidence":0.9970703,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3687475919723511},{"word":"to","start":223.01,"end":223.09,"confidence":0.9375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.30538445711135864},{"word":"get","start":223.09,"end":223.32999,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2410706877708435},{"word":"rid","start":223.32999,"end":223.48999,"confidence":1.0,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.2725442051887512},{"word":"of","start":223.48999,"end":223.65,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.23233994841575625},{"word":"it","start":223.65,"end":223.89,"confidence":0.98535156,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3493315279483795},{"word":"fast","start":223.89,"end":224.39,"confidence":0.9243164,"punctuated_word":"fast.","sentiment":"neutral","sentiment_score":-0.18158218264579773},{"word":"so","start":224.60999,"end":224.76999,"confidence":0.5019531,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08906446397304535},{"word":"they","start":224.76999,"end":224.93,"confidence":0.9980469,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.2001478374004364},{"word":"want","start":224.93,"end":225.09,"confidence":0.9980469,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.1971717923879623},{"word":"your","start":225.09,"end":225.32999,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1731015294790268},{"word":"fire","start":225.32999,"end":225.73,"confidence":0.9707031,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":-0.10557280480861664},{"word":"sale","start":225.73,"end":226.04999,"confidence":0.9589844,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.18498651683330536},{"word":"value","start":226.04999,"end":226.54999,"confidence":0.9760742,"punctuated_word":"value.","sentiment":"neutral","sentiment_score":-0.08960971236228943},{"word":"so","start":226.96501,"end":227.285,"confidence":0.9025879,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.023126695305109024},{"word":"realistically","start":227.285,"end":227.785,"confidence":1.0,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.02848416194319725},{"word":"whenever","start":228.16501,"end":228.565,"confidence":1.0,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.025302737951278687},{"word":"i'm","start":228.565,"end":228.80501,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.02891118824481964},{"word":"applying","start":228.80501,"end":229.205,"confidence":0.99902344,"punctuated_word":"applying","sentiment":"neutral","sentiment_score":0.03177911043167114},{"word":"for","start":229.205,"end":229.365,"confidence":0.8691406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0373711958527565},{"word":"centrelink","start":229.365,"end":229.845,"confidence":0.9835612,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.05282575637102127},{"word":"with","start":229.845,"end":230.005,"confidence":0.8881836,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05431504920125008},{"word":"some","start":230.005,"end":230.24501,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.035884227603673935},{"word":"of","start":230.24501,"end":230.32501,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.041100677102804184},{"word":"my","start":230.32501,"end":230.485,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.04815240576863289},{"word":"clients","start":230.485,"end":230.88501,"confidence":0.99853516,"punctuated_word":"clients,","sentiment":"neutral","sentiment_score":0.04038599506020546},{"word":"we're","start":230.88501,"end":231.125,"confidence":0.96875,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.01712292805314064},{"word":"looking","start":231.125,"end":231.52501,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.014289178885519505},{"word":"at","start":231.52501,"end":232.02501,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.010432759299874306},{"word":"generally","start":232.32501,"end":232.80501,"confidence":0.6582031,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.012441886588931084},{"word":"about","start":232.80501,"end":233.125,"confidence":0.9921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.012028979137539864},{"word":"a","start":233.125,"end":233.285,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.014962476678192616},{"word":"10","start":233.285,"end":233.765,"confidence":1.0,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.014427101239562036},{"word":"to","start":233.765,"end":233.925,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0010616406798362732},{"word":"maybe","start":233.925,"end":234.32501,"confidence":0.98828125,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.014661410823464394},{"word":"$15,000","start":234.32501,"end":235.785,"confidence":0.99438477,"punctuated_word":"$15,000","sentiment":"neutral","sentiment_score":0.0217997208237648},{"word":"valuation","start":236.32501,"end":236.82501,"confidence":0.6254883,"punctuated_word":"valuation","sentiment":"neutral","sentiment_score":0.01166062243282795},{"word":"on","start":237.125,"end":237.445,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.013881415128707886},{"word":"content","start":237.445,"end":237.945,"confidence":0.9030762,"punctuated_word":"content.","sentiment":"neutral","sentiment_score":0.008652405813336372},{"word":"and","start":238.565,"end":238.80501,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.012503735721111298},{"word":"with","start":238.80501,"end":239.04501,"confidence":0.9790039,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.007979100570082664},{"word":"your","start":239.04501,"end":239.285,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.007268041372299194},{"word":"cars","start":239.285,"end":239.765,"confidence":0.9921875,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.01627892628312111},{"word":"they're","start":239.765,"end":240.005,"confidence":0.9995117,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.0187679510563612},{"word":"gonna","start":240.005,"end":240.24501,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.016636991873383522},{"word":"look","start":240.24501,"end":240.405,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.005197711288928986},{"word":"at","start":240.405,"end":240.565,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0024322662502527237},{"word":"all","start":240.565,"end":240.645,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.018341628834605217},{"word":"that","start":240.645,"end":240.93,"confidence":0.8769531,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.01358652301132679},{"word":"so","start":241.01,"end":241.17,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.017311913892626762},{"word":"how","start":241.17,"end":241.48999,"confidence":0.8388672,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.010691199451684952},{"word":"what","start":241.81,"end":242.04999,"confidence":0.98828125,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.007735131308436394},{"word":"cars","start":242.04999,"end":242.37,"confidence":0.9819336,"punctuated_word":"cars","sentiment":"neutral","sentiment_score":0.01506294310092926},{"word":"do","start":242.37,"end":242.45,"confidence":0.51464844,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.002578115090727806},{"word":"you","start":242.45,"end":242.53,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011581236496567726},{"word":"have","start":242.53,"end":242.76999,"confidence":0.79125977,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.010225177742540836},{"word":"any","start":242.76999,"end":243.09,"confidence":0.9970703,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.011909585446119308},{"word":"boats","start":243.09,"end":243.59,"confidence":0.7150879,"punctuated_word":"boats,","sentiment":"neutral","sentiment_score":0.010704590007662771},{"word":"if","start":244.37,"end":244.60999,"confidence":0.82470703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.014507805928587914},{"word":"you've","start":244.60999,"end":244.76999,"confidence":0.97680664,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.00831544678658247},{"word":"got","start":244.76999,"end":245.01,"confidence":0.9951172,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.010149361565709114},{"word":"investment","start":245.01,"end":245.51,"confidence":0.9970703,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.003562645986676216},{"word":"properties","start":245.56999,"end":245.96999,"confidence":0.9885254,"punctuated_word":"properties,","sentiment":"neutral","sentiment_score":0.0046580759808421135},{"word":"which","start":245.96999,"end":246.20999,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.011580843478441238},{"word":"having","start":246.20999,"end":246.45,"confidence":0.8222656,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.0023196768015623093},{"word":"a","start":246.45,"end":246.53,"confidence":0.94140625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.006216549314558506},{"word":"look","start":246.53,"end":246.76999,"confidence":0.9970703,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.006561806425452232},{"word":"here","start":246.76999,"end":247.01,"confidence":0.80615234,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.012111607939004898},{"word":"you","start":247.01,"end":247.25,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00380803644657135},{"word":"don't","start":247.25,"end":247.56999,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.0027678441256284714},{"word":"have","start":247.56999,"end":248.06999,"confidence":0.97021484,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":0.00725291483104229},{"word":"they","start":248.45,"end":248.68999,"confidence":0.9614258,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.020880909636616707},{"word":"wanna","start":248.68999,"end":248.93,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.02271968312561512},{"word":"know","start":248.93,"end":249.09,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.029621422290802},{"word":"how","start":249.09,"end":249.17,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.02067280188202858},{"word":"much","start":249.17,"end":249.32999,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.02090577408671379},{"word":"you","start":249.32999,"end":249.48999,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023441269993782043},{"word":"have","start":249.48999,"end":249.65,"confidence":0.9892578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.013920757919549942},{"word":"in","start":249.65,"end":249.81,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03275790810585022},{"word":"all","start":249.81,"end":249.89,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.025730527937412265},{"word":"your","start":249.89,"end":250.12999,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.028679952025413513},{"word":"savings","start":250.12999,"end":250.60999,"confidence":0.9980469,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.010543759912252426},{"word":"accounts","start":250.60999,"end":251.01,"confidence":0.9951172,"punctuated_word":"accounts","sentiment":"neutral","sentiment_score":0.02444644272327423},{"word":"as","start":251.01,"end":251.17,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04216211289167404},{"word":"well","start":251.17,"end":251.48999,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.046282440423965454},{"word":"they're","start":251.48999,"end":251.73,"confidence":0.99902344,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.02577817253768444},{"word":"also","start":251.73,"end":252.04999,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.018752628937363625},{"word":"gonna","start":252.04999,"end":252.54999,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.02801133319735527},{"word":"assess","start":252.68999,"end":253.09,"confidence":0.95703125,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":0.028993435204029083},{"word":"your","start":253.09,"end":253.32999,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.014744900166988373},{"word":"wife's","start":253.32999,"end":253.73,"confidence":0.9980469,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":0.02282629162073135},{"word":"income","start":253.73,"end":254.04999,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.03107498213648796},{"word":"because","start":254.04999,"end":254.37,"confidence":0.79003906,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.018951132893562317},{"word":"she's","start":254.37,"end":254.60999,"confidence":0.99902344,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.01592200994491577},{"word":"still","start":254.60999,"end":254.84999,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.010760819539427756},{"word":"working","start":254.84999,"end":255.17,"confidence":0.9941406,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.007890153676271439},{"word":"at","start":255.17,"end":255.25,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.004584904760122299},{"word":"the","start":255.25,"end":255.32999,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010441891849040983},{"word":"moment","start":255.32999,"end":255.73,"confidence":0.8496094,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.028924139216542244},{"word":"isn't","start":255.73,"end":256.05,"confidence":0.99853516,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.06498958170413971},{"word":"she","start":256.05,"end":256.455,"confidence":0.99609375,"punctuated_word":"she?","sentiment":"neutral","sentiment_score":0.04709315299987793},{"word":"yeah","start":257.81497,"end":258.31497,"confidence":0.96118164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06580587476491928},{"word":"you're","start":261.01498,"end":261.25497,"confidence":0.9758301,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.15218043327331543},{"word":"right","start":261.25497,"end":261.75497,"confidence":0.96533203,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.19483742117881775},{"word":"i","start":261.97498,"end":262.215,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18710939586162567},{"word":"can","start":262.215,"end":262.375,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18313774466514587},{"word":"send","start":262.375,"end":262.615,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.1776847243309021},{"word":"you","start":262.615,"end":262.775,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21660450100898743},{"word":"an","start":262.775,"end":262.935,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.185906320810318},{"word":"email","start":262.935,"end":263.41498,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.2050642967224121},{"word":"after","start":263.41498,"end":263.735,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.21399261057376864},{"word":"the","start":263.735,"end":263.81497,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22060948610305783},{"word":"call","start":263.81497,"end":264.055,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.1992068588733673},{"word":"if","start":264.055,"end":264.215,"confidence":0.76123047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.22277015447616577},{"word":"you","start":264.215,"end":264.29498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1642839014530182},{"word":"like","start":264.29498,"end":264.455,"confidence":0.96533203,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.16674526035785675},{"word":"with","start":264.455,"end":264.615,"confidence":0.93408203,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1960756778717041},{"word":"a","start":264.615,"end":264.69498,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2087666243314743},{"word":"bit","start":264.69498,"end":264.85498,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1941017210483551},{"word":"of","start":264.85498,"end":264.935,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2213030457496643},{"word":"a","start":264.935,"end":265.09497,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2028832584619522},{"word":"breakdown","start":265.09497,"end":265.57498,"confidence":0.9819336,"punctuated_word":"breakdown","sentiment":"neutral","sentiment_score":0.15984922647476196},{"word":"on","start":265.57498,"end":265.655,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1383700966835022},{"word":"what","start":265.655,"end":265.81497,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10027645528316498},{"word":"they're","start":265.81497,"end":266.055,"confidence":0.9892578,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.10136722773313522},{"word":"sort","start":266.055,"end":266.29498,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12078657746315002},{"word":"of","start":266.29498,"end":266.375,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13194021582603457},{"word":"gonna","start":266.375,"end":266.69498,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.13493576645851135},{"word":"wanna","start":266.69498,"end":267.01498,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.12326838076114656},{"word":"know","start":267.01498,"end":267.51498,"confidence":0.99902344,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.11368250846862792},{"word":"yeah","start":269.43,"end":269.67,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1327279508113861},{"word":"that's","start":269.67,"end":270.07,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15240183472633362},{"word":"okay","start":270.07,"end":270.57,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.15444868803024292},{"word":"yeah","start":272.55,"end":273.03,"confidence":0.97021484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05412653833627701},{"word":"because","start":273.03,"end":273.35,"confidence":0.88378906,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.035712577402591705},{"word":"yeah","start":273.35,"end":273.59,"confidence":0.9838867,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.042317554354667664},{"word":"they're","start":273.59,"end":273.75,"confidence":0.9941406,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.03506484627723694},{"word":"gonna","start":273.75,"end":273.99,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0506487675011158},{"word":"want","start":273.99,"end":274.39,"confidence":0.9941406,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.062403324991464615},{"word":"you","start":274.39,"end":274.55,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08304448425769806},{"word":"to","start":274.55,"end":274.71,"confidence":0.87597656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06995696574449539},{"word":"provide","start":274.71,"end":275.21,"confidence":0.99902344,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.05524350330233574},{"word":"yeah","start":276.15,"end":276.65,"confidence":0.97998047,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0051554227247834206},{"word":"abs","start":276.79,"end":277.03,"confidence":0.35864258,"punctuated_word":"Abs","sentiment":"neutral","sentiment_score":-0.015166892670094969},{"word":"absolutely","start":277.51,"end":278.01,"confidence":0.9604492,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.03149459511041641},{"word":"it","start":286.00497,"end":286.245,"confidence":0.97509766,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.11004342883825302},{"word":"is","start":286.245,"end":286.745,"confidence":0.8588867,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.13854901492595673},{"word":"yes","start":291.60498,"end":292.10498,"confidence":0.73291016,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.04988417029380798},{"word":"they","start":292.405,"end":292.645,"confidence":0.6166992,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.0956183820962906},{"word":"do","start":292.645,"end":293.125,"confidence":0.98999023,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.06319794058799744},{"word":"they","start":293.125,"end":293.28497,"confidence":0.9980469,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.05843313038349152},{"word":"do","start":293.28497,"end":293.525,"confidence":0.7709961,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.02943355217576027},{"word":"it's","start":293.525,"end":293.85,"confidence":0.9926758,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.029522716999053955},{"word":"something","start":293.93,"end":294.17,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.05321443825960159},{"word":"i","start":294.17,"end":294.33002,"confidence":0.93603516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08252096176147461},{"word":"deal","start":294.33002,"end":294.57,"confidence":0.9819336,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":-0.19970080256462097},{"word":"with","start":294.57,"end":294.73,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.12912483513355255},{"word":"a","start":294.73,"end":294.81,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12306465208530426},{"word":"lot","start":294.81,"end":295.05002,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.0884721577167511},{"word":"in","start":295.05002,"end":295.13,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1158059611916542},{"word":"this","start":295.13,"end":295.45,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.08288963884115219},{"word":"job","start":295.45,"end":295.77002,"confidence":1.0,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.09695382416248322},{"word":"is","start":295.77002,"end":296.01,"confidence":0.984375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.006120398640632629},{"word":"helping","start":296.01,"end":296.41,"confidence":1.0,"punctuated_word":"helping","sentiment":"neutral","sentiment_score":0.1100451797246933},{"word":"people","start":296.41,"end":296.73,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.1342395842075348},{"word":"to","start":296.73,"end":297.23,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14397844672203064},{"word":"maximize","start":297.61002,"end":298.11002,"confidence":0.99902344,"punctuated_word":"maximize","sentiment":"neutral","sentiment_score":0.15936246514320374},{"word":"getting","start":298.17,"end":298.49002,"confidence":0.9941406,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.10456889867782591},{"word":"pension","start":298.49002,"end":298.97,"confidence":0.9892578,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.012724757194519045},{"word":"payments","start":298.97,"end":299.47,"confidence":0.99902344,"punctuated_word":"payments","sentiment":"neutral","sentiment_score":0.097757026553154},{"word":"and","start":299.61002,"end":300.01,"confidence":0.95703125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.033619314432144165},{"word":"dealing","start":300.01,"end":300.33002,"confidence":0.99609375,"punctuated_word":"dealing","sentiment":"neutral","sentiment_score":-0.006885826587677002},{"word":"with","start":300.33002,"end":300.57,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.019168466329574585},{"word":"centrelink","start":300.57,"end":301.07,"confidence":0.9659424,"punctuated_word":"Centrelink.","sentiment":"neutral","sentiment_score":-0.029126591980457302},{"word":"it's","start":301.13,"end":301.45,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.3011905550956726},{"word":"not","start":301.45,"end":301.69,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4082837402820587},{"word":"easy","start":301.69,"end":302.17,"confidence":0.7619629,"punctuated_word":"easy.","sentiment":"negative","sentiment_score":-0.3504003882408142},{"word":"and","start":302.17,"end":302.41,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.2569608688354492},{"word":"it","start":302.41,"end":302.57,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.20442843437194824},{"word":"it","start":302.57,"end":302.73,"confidence":0.9819336,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.20192542672157288},{"word":"makes","start":302.73,"end":303.05002,"confidence":0.99902344,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.25651466846466064},{"word":"it","start":303.05002,"end":303.13,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.23642578721046448},{"word":"harder","start":303.13,"end":303.45,"confidence":0.9902344,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.27319344878196716},{"word":"because","start":303.45,"end":303.77002,"confidence":0.9589844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.2213265895843506},{"word":"some","start":303.77002,"end":304.01,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.22526873648166656},{"word":"of","start":304.01,"end":304.09,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18503758311271667},{"word":"the","start":304.09,"end":304.25,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21304771304130551},{"word":"workers","start":304.25,"end":304.57,"confidence":0.9819336,"punctuated_word":"workers","sentiment":"neutral","sentiment_score":-0.16877806186676023},{"word":"that","start":304.57,"end":304.81,"confidence":0.8413086,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15802998840808868},{"word":"work","start":304.81,"end":305.05002,"confidence":0.98828125,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.12720687687397003},{"word":"for","start":305.05002,"end":305.21,"confidence":0.87597656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16117656230926514},{"word":"centrelink","start":305.21,"end":305.69,"confidence":0.98706055,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":-0.13859659433364868},{"word":"they","start":305.69,"end":305.85,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.11250009387731552},{"word":"all","start":305.85,"end":306.01,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.1542646735906601},{"word":"have","start":306.01,"end":306.17,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1403457224369049},{"word":"different","start":306.17,"end":306.57,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.2301948219537735},{"word":"opinions","start":306.57,"end":307.05002,"confidence":1.0,"punctuated_word":"opinions","sentiment":"neutral","sentiment_score":-0.2566455900669098},{"word":"of","start":307.05002,"end":307.21,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2589937150478363},{"word":"the","start":307.21,"end":307.37,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2314850091934204},{"word":"rule","start":307.37,"end":307.87,"confidence":0.81347656,"punctuated_word":"rule.","sentiment":"neutral","sentiment_score":-0.2114943563938141},{"word":"the","start":308.555,"end":308.715,"confidence":0.78271484,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.16989341378211975},{"word":"rule","start":308.715,"end":309.035,"confidence":0.59228516,"punctuated_word":"rule","sentiment":"neutral","sentiment_score":-0.20099687576293945},{"word":"can","start":309.035,"end":309.35498,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.16599087417125702},{"word":"differ","start":309.35498,"end":309.675,"confidence":0.9970703,"punctuated_word":"differ","sentiment":"neutral","sentiment_score":-0.24396052956581116},{"word":"quite","start":309.675,"end":309.995,"confidence":0.99902344,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.21104103326797485},{"word":"significantly","start":309.995,"end":310.475,"confidence":1.0,"punctuated_word":"significantly","sentiment":"neutral","sentiment_score":-0.17645689845085144},{"word":"depending","start":310.475,"end":310.79498,"confidence":0.9902344,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.13336774706840515},{"word":"on","start":310.79498,"end":310.955,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.10781770199537276},{"word":"who","start":310.955,"end":311.115,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.11586970090866087},{"word":"you're","start":311.115,"end":311.35498,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.11688690632581712},{"word":"speaking","start":311.35498,"end":311.755,"confidence":1.0,"punctuated_word":"speaking","sentiment":"neutral","sentiment_score":-0.09159168601036072},{"word":"to","start":311.755,"end":312.07498,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1195319890975952},{"word":"or","start":312.07498,"end":312.235,"confidence":0.95703125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08303625136613846},{"word":"how","start":312.235,"end":312.475,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.07247008383274078},{"word":"long","start":312.475,"end":312.715,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.08423330634832382},{"word":"they've","start":312.715,"end":312.955,"confidence":0.9909668,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.10715211927890778},{"word":"worked","start":312.955,"end":313.195,"confidence":0.9970703,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":-0.08866392076015472},{"word":"there","start":313.195,"end":313.435,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.13578543066978457},{"word":"or","start":313.435,"end":313.595,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0922907292842865},{"word":"what","start":313.595,"end":313.835,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.11859376728534698},{"word":"they","start":313.835,"end":314.07498,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1199185997247696},{"word":"do","start":314.07498,"end":314.315,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1546257883310318},{"word":"there","start":314.315,"end":314.555,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.14129601418972015},{"word":"as","start":314.555,"end":314.79498,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.08446728438138962},{"word":"well","start":314.79498,"end":315.195,"confidence":0.98706055,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.0742165744304657},{"word":"so","start":315.195,"end":315.695,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13352978229522705},{"word":"but","start":315.995,"end":316.235,"confidence":0.9873047,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2142437994480133},{"word":"i'm","start":316.235,"end":316.395,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.3732297420501709},{"word":"happy","start":316.395,"end":316.715,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.42598628997802734},{"word":"to","start":316.715,"end":316.875,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5247254371643066},{"word":"send","start":316.875,"end":317.115,"confidence":0.9921875,"punctuated_word":"send","sentiment":"positive","sentiment_score":0.49037545919418335},{"word":"you","start":317.115,"end":317.275,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5938858985900879},{"word":"an","start":317.275,"end":317.435,"confidence":1.0,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.5012249946594238},{"word":"email","start":317.435,"end":317.675,"confidence":1.0,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.5670251846313477},{"word":"with","start":317.675,"end":318.07498,"confidence":0.99902344,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.6065430045127869},{"word":"a","start":318.07498,"end":318.235,"confidence":0.53027344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5663958787918091},{"word":"a","start":318.235,"end":318.315,"confidence":0.80371094,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5037565231323242},{"word":"list","start":318.315,"end":318.555,"confidence":0.99902344,"punctuated_word":"list","sentiment":"positive","sentiment_score":0.5392183065414429},{"word":"of","start":318.555,"end":318.635,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4968059360980987},{"word":"what","start":318.635,"end":318.79498,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.42271339893341064},{"word":"they're","start":318.79498,"end":319.035,"confidence":0.99853516,"punctuated_word":"they're","sentiment":"positive","sentiment_score":0.49031609296798706},{"word":"gonna","start":319.035,"end":319.275,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.483264684677124},{"word":"look","start":319.275,"end":319.51498,"confidence":0.99902344,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.3973902761936188},{"word":"at","start":319.51498,"end":319.675,"confidence":0.99609375,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4611334204673767},{"word":"for","start":319.675,"end":319.915,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.482440710067749},{"word":"you","start":319.915,"end":320.415,"confidence":0.9975586,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3901052474975586},{"word":"yeah","start":323.22998,"end":323.72998,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.009272703900933266},{"word":"yeah","start":331.22998,"end":331.72998,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.026012178510427475},{"word":"oh","start":335.405,"end":335.725,"confidence":0.9946289,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0008499519899487495},{"word":"really","start":335.725,"end":336.225,"confidence":0.99902344,"punctuated_word":"really?","sentiment":"neutral","sentiment_score":-0.0058877477422356606},{"word":"mhmm","start":343.325,"end":343.565,"confidence":0.9949951,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.0010766632622107863},{"word":"yep","start":343.565,"end":344.065,"confidence":0.8510742,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.032561082392930984},{"word":"wow","start":354.69998,"end":355.19998,"confidence":0.8232422,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.25248369574546814},{"word":"right","start":357.355,"end":357.855,"confidence":0.9975586,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.011909322813153269},{"word":"right","start":358.475,"end":358.975,"confidence":0.9995117,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.007573651149868965},{"word":"wow","start":359.995,"end":360.495,"confidence":0.9838867,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.004196427762508392},{"word":"yes","start":363.275,"end":363.775,"confidence":0.99658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05041871219873428},{"word":"yep","start":365.435,"end":365.935,"confidence":0.826416,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07474417984485626},{"word":"yeah","start":390.105,"end":390.585,"confidence":0.9448242,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.034270353615283966},{"word":"okay","start":390.585,"end":391.085,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.04343268647789955},{"word":"no","start":391.225,"end":391.545,"confidence":0.9970703,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.16839659214019775},{"word":"understandable","start":391.545,"end":392.045,"confidence":0.99902344,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":-0.12922324240207672},{"word":"are","start":392.97,"end":393.09003,"confidence":0.9707031,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.11180971562862396},{"word":"are","start":393.09003,"end":393.21002,"confidence":0.5957031,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.13531944155693054},{"word":"you","start":393.21002,"end":393.45,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13052330911159515},{"word":"still","start":393.45,"end":393.77002,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.11361758410930634},{"word":"planning","start":393.77002,"end":394.17,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.08080354332923889},{"word":"to","start":394.17,"end":394.41,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10160759091377258},{"word":"continue","start":394.41,"end":394.81,"confidence":1.0,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":-0.06898076087236404},{"word":"looking","start":394.81,"end":395.05002,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.0852150022983551},{"word":"for","start":395.05002,"end":395.29,"confidence":0.9873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.14002789556980133},{"word":"work","start":395.29,"end":395.53,"confidence":0.89282227,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.09173409640789032},{"word":"or","start":395.53,"end":395.77002,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.09347639977931976},{"word":"do","start":395.77002,"end":395.85,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0822935551404953},{"word":"you","start":395.85,"end":396.01,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09143739938735962},{"word":"feel","start":396.01,"end":396.25,"confidence":0.99902344,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.0749034509062767},{"word":"like","start":396.25,"end":396.49002,"confidence":0.96875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.10758553445339204},{"word":"you","start":396.49002,"end":396.73,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11399972438812256},{"word":"wanna","start":396.73,"end":396.97,"confidence":0.9838867,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.05283486098051071},{"word":"just","start":396.97,"end":397.47,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06146855652332306},{"word":"officially","start":397.93002,"end":398.43002,"confidence":0.99902344,"punctuated_word":"officially","sentiment":"neutral","sentiment_score":0.009439557790756226},{"word":"retire","start":398.49002,"end":398.97,"confidence":1.0,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.02088487148284912},{"word":"and","start":398.97,"end":399.21002,"confidence":0.9086914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.029185861349105835},{"word":"maybe","start":399.21002,"end":399.61002,"confidence":0.9951172,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.006649576127529144},{"word":"just","start":399.61002,"end":399.85,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03505980968475342},{"word":"enjoy","start":399.85,"end":400.35,"confidence":0.9951172,"punctuated_word":"enjoy","sentiment":"neutral","sentiment_score":0.1553264558315277},{"word":"find","start":400.73,"end":401.05002,"confidence":0.2788086,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.06331722438335419},{"word":"a","start":401.05002,"end":401.13,"confidence":0.9091797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0632704645395279},{"word":"you","start":401.29,"end":401.37,"confidence":0.30322266,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01867277175188065},{"word":"know","start":401.37,"end":401.87,"confidence":0.9333496,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.023334212601184845},{"word":"go","start":401.93002,"end":402.17,"confidence":0.9111328,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0757741704583168},{"word":"golfing","start":402.17,"end":402.57,"confidence":0.81363934,"punctuated_word":"golfing,","sentiment":"neutral","sentiment_score":0.02327542006969452},{"word":"or","start":402.57,"end":402.73,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0353970006108284},{"word":"what","start":402.73,"end":402.81,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05910130962729454},{"word":"do","start":402.81,"end":402.97,"confidence":0.66015625,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05928511172533035},{"word":"you","start":402.97,"end":403.05002,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04928392171859741},{"word":"sort","start":403.05002,"end":403.37,"confidence":0.99121094,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.03889307752251625},{"word":"of","start":403.37,"end":403.45,"confidence":0.9267578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06962604820728302},{"word":"think","start":403.45,"end":403.95,"confidence":0.9812012,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":-0.05094277113676071},{"word":"yeah","start":406.585,"end":406.905,"confidence":0.94433594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1432141363620758},{"word":"nice","start":406.905,"end":407.405,"confidence":0.9855957,"punctuated_word":"Nice.","sentiment":"positive","sentiment_score":0.39091756939888},{"word":"nice","start":407.54498,"end":408.04498,"confidence":0.99609375,"punctuated_word":"Nice.","sentiment":"positive","sentiment_score":0.33357110619544983},{"word":"take","start":415.065,"end":415.305,"confidence":0.67578125,"punctuated_word":"Take","sentiment":"neutral","sentiment_score":0.03487304598093033},{"word":"it","start":415.305,"end":415.805,"confidence":0.9914551,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.008272742852568626},{"word":"okay","start":417.64,"end":418.14,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.009711367078125477},{"word":"wow","start":422.04,"end":422.54,"confidence":0.9890137,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.0001952722668647766},{"word":"wow","start":431.975,"end":432.475,"confidence":0.92456055,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.04607564210891723},{"word":"and","start":432.695,"end":432.935,"confidence":0.9790039,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.08001260459423065},{"word":"you","start":432.935,"end":433.095,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1356765627861023},{"word":"decided","start":433.095,"end":433.57498,"confidence":0.99902344,"punctuated_word":"decided","sentiment":"neutral","sentiment_score":-0.15395528078079224},{"word":"not","start":433.57498,"end":433.815,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.28097501397132874},{"word":"to","start":433.815,"end":433.895,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2068168669939041},{"word":"do","start":433.895,"end":434.055,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.21554774045944217},{"word":"that","start":434.055,"end":434.555,"confidence":0.99658203,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.24037516117095947},{"word":"oh","start":439.095,"end":439.595,"confidence":0.5744629,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.2295205295085907},{"word":"yeah","start":449.35,"end":449.83002,"confidence":0.859375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.06982450187206268},{"word":"no","start":449.83002,"end":450.07,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08796747028827667},{"word":"that's","start":450.07,"end":450.39,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.010559871792793274},{"word":"okay","start":450.39,"end":450.79,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.0277620293200016},{"word":"that's","start":450.79,"end":451.11002,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1712089478969574},{"word":"absolutely","start":451.11002,"end":451.51,"confidence":1.0,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.1436396837234497},{"word":"not","start":451.51,"end":451.67,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.02626778185367584},{"word":"a","start":451.67,"end":451.83002,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01044154167175293},{"word":"problem","start":451.83002,"end":452.15,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":-0.018448710441589355},{"word":"at","start":452.15,"end":452.31,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02628132700920105},{"word":"all","start":452.31,"end":452.63,"confidence":0.9975586,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.03776770085096359},{"word":"no","start":452.63,"end":452.87,"confidence":0.9916992,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.012587293982505798},{"word":"not","start":452.87,"end":453.11002,"confidence":0.99609375,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.017929062247276306},{"word":"an","start":453.11002,"end":453.35,"confidence":0.96972656,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.09412872791290285},{"word":"issue","start":453.35,"end":453.85,"confidence":1.0,"punctuated_word":"issue.","sentiment":"neutral","sentiment_score":-0.048442356288433075},{"word":"so","start":454.71002,"end":454.95,"confidence":0.6845703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.027861010283231735},{"word":"you've","start":454.95,"end":455.45,"confidence":0.99316406,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.03425596281886101},{"word":"you've","start":455.51,"end":456.01,"confidence":0.9848633,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.019267352297902107},{"word":"so","start":456.305,"end":456.385,"confidence":0.87841797,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.02614457905292511},{"word":"you","start":456.385,"end":456.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.034328628331422806},{"word":"haven't","start":456.625,"end":457.025,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.028912367299199104},{"word":"officially","start":457.025,"end":457.525,"confidence":1.0,"punctuated_word":"officially","sentiment":"neutral","sentiment_score":-0.01039087027311325},{"word":"applied","start":457.585,"end":457.905,"confidence":0.9980469,"punctuated_word":"applied","sentiment":"neutral","sentiment_score":-0.042129989713430405},{"word":"for","start":457.905,"end":457.98502,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.027612723410129547},{"word":"the","start":457.98502,"end":458.14502,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02439764142036438},{"word":"age","start":458.14502,"end":458.305,"confidence":0.88134766,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.02277100831270218},{"word":"pension","start":458.305,"end":458.625,"confidence":0.99121094,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.04238848388195038},{"word":"as","start":458.625,"end":458.86502,"confidence":0.9550781,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.051972322165966034},{"word":"of","start":458.86502,"end":458.945,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0525437593460083},{"word":"yet","start":458.945,"end":459.265,"confidence":0.9440918,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.042627207934856415},{"word":"you've","start":459.265,"end":459.505,"confidence":0.98168945,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":-0.03286921977996826},{"word":"started","start":459.505,"end":459.825,"confidence":1.0,"punctuated_word":"started","sentiment":"neutral","sentiment_score":-0.03553816303610802},{"word":"the","start":459.825,"end":460.065,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04334455728530884},{"word":"paperwork","start":460.065,"end":460.565,"confidence":0.9970703,"punctuated_word":"paperwork","sentiment":"neutral","sentiment_score":-0.04889176785945892},{"word":"there","start":460.785,"end":461.285,"confidence":0.8117676,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.05517798662185669},{"word":"yeah","start":462.225,"end":462.725,"confidence":0.7529297,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06969986855983734},{"word":"mhmm","start":464.785,"end":465.285,"confidence":0.9577637,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.039733849465847015},{"word":"yeah","start":466.945,"end":467.445,"confidence":0.78564453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1434633731842041},{"word":"yeah","start":472.08,"end":472.47998,"confidence":0.88305664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.10432875156402588},{"word":"well","start":472.47998,"end":472.63998,"confidence":0.91625977,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.0013345489278435707},{"word":"it","start":472.63998,"end":472.8,"confidence":0.9770508,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0001969430595636368},{"word":"sort","start":472.8,"end":472.96,"confidence":0.99609375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.019370943307876587},{"word":"of","start":472.96,"end":473.12,"confidence":0.7392578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01999247446656227},{"word":"depends","start":473.12,"end":473.59998,"confidence":0.9904785,"punctuated_word":"depends.","sentiment":"neutral","sentiment_score":-0.013826512731611729},{"word":"so","start":473.59998,"end":473.84,"confidence":0.9863281,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013180159032344818},{"word":"what","start":473.84,"end":474.34,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03659095615148544},{"word":"what","start":474.4,"end":474.72,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04865693673491478},{"word":"they're","start":474.72,"end":475.03998,"confidence":0.9980469,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.06744164973497391},{"word":"probably","start":475.03998,"end":475.44,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.060156941413879395},{"word":"gonna","start":475.44,"end":475.75998,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.07554266601800919},{"word":"do","start":475.75998,"end":476.16,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06541872024536133},{"word":"is","start":476.16,"end":476.47998,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07100019603967667},{"word":"they're","start":476.47998,"end":476.63998,"confidence":0.9902344,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.0761929526925087},{"word":"gonna","start":476.63998,"end":476.96,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.08059166371822357},{"word":"assess","start":476.96,"end":477.36,"confidence":0.9614258,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":0.0871075987815857},{"word":"you","start":477.36,"end":477.59998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12742814421653748},{"word":"on","start":477.59998,"end":477.75998,"confidence":0.9863281,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08908681571483612},{"word":"both","start":477.75998,"end":478.0,"confidence":0.9682617,"punctuated_word":"both.","sentiment":"neutral","sentiment_score":0.07636166363954544},{"word":"they","start":478.0,"end":478.08,"confidence":0.99902344,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.06438906490802765},{"word":"have","start":478.08,"end":478.24,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06640670448541641},{"word":"what's","start":478.24,"end":478.47998,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.0731397494673729},{"word":"called","start":478.47998,"end":478.72,"confidence":1.0,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.06444647908210754},{"word":"the","start":478.72,"end":478.88,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09914777427911758},{"word":"income","start":478.88,"end":479.28,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.07886765897274017},{"word":"test","start":479.28,"end":479.52,"confidence":0.99316406,"punctuated_word":"test","sentiment":"neutral","sentiment_score":0.0549001507461071},{"word":"and","start":479.52,"end":479.75998,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05161726847290993},{"word":"the","start":479.75998,"end":479.91998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08548139035701752},{"word":"asset","start":479.91998,"end":480.4,"confidence":0.77001953,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.08148619532585144},{"word":"test","start":480.4,"end":480.825,"confidence":0.9926758,"punctuated_word":"test.","sentiment":"neutral","sentiment_score":0.06812514364719391},{"word":"they're","start":481.065,"end":481.225,"confidence":0.9995117,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.07457997649908066},{"word":"gonna","start":481.225,"end":481.46503,"confidence":0.9892578,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0772460550069809},{"word":"look","start":481.46503,"end":481.70502,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1781426966190338},{"word":"at","start":481.70502,"end":481.86502,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2030997723340988},{"word":"all","start":481.86502,"end":482.105,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2200177162885666},{"word":"your","start":482.105,"end":482.42502,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21611270308494568},{"word":"assets","start":482.42502,"end":482.825,"confidence":0.97021484,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.1646055281162262},{"word":"and","start":482.825,"end":483.065,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10692357271909714},{"word":"then","start":483.065,"end":483.225,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08335746824741364},{"word":"they're","start":483.225,"end":483.385,"confidence":0.9980469,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.0896650180220604},{"word":"also","start":483.385,"end":483.625,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07630722969770432},{"word":"gonna","start":483.625,"end":483.86502,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.10134776681661606},{"word":"look","start":483.86502,"end":484.02502,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09503276646137238},{"word":"at","start":484.02502,"end":484.185,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10660702735185625},{"word":"the","start":484.185,"end":484.42502,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11463478952646255},{"word":"income","start":484.42502,"end":484.905,"confidence":0.9199219,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.09335644543170928},{"word":"so","start":484.905,"end":485.065,"confidence":0.7055664,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10829656571149826},{"word":"income","start":485.065,"end":485.545,"confidence":0.9790039,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.1936899572610855},{"word":"is","start":485.545,"end":485.70502,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14196822047233582},{"word":"what","start":485.70502,"end":485.945,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1697257161140442},{"word":"your","start":485.945,"end":486.105,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19839683175086975},{"word":"wife","start":486.105,"end":486.42502,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.22344325482845304},{"word":"is","start":486.42502,"end":486.58502,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16888540983200073},{"word":"earning","start":486.58502,"end":486.905,"confidence":1.0,"punctuated_word":"earning","sentiment":"neutral","sentiment_score":0.1930389106273651},{"word":"on","start":486.905,"end":486.98502,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1682165563106537},{"word":"a","start":486.98502,"end":487.065,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18026837706565857},{"word":"weekly","start":487.065,"end":487.46503,"confidence":1.0,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.13328945636749268},{"word":"or","start":487.46503,"end":487.625,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11831384897232056},{"word":"fortnightly","start":487.625,"end":488.125,"confidence":1.0,"punctuated_word":"fortnightly","sentiment":"neutral","sentiment_score":0.12992672622203827},{"word":"basis","start":488.185,"end":488.685,"confidence":0.99902344,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.15823422372341156},{"word":"they're","start":489.065,"end":489.30502,"confidence":1.0,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.13062900304794312},{"word":"also","start":489.30502,"end":489.625,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12264519929885864},{"word":"gonna","start":489.625,"end":489.945,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1522500365972519},{"word":"look","start":489.945,"end":490.185,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1860809326171875},{"word":"at","start":490.185,"end":490.665,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20616823434829712},{"word":"what","start":490.665,"end":490.98502,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.21764308214187625},{"word":"you","start":490.98502,"end":491.14502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21304398775100708},{"word":"have","start":491.14502,"end":491.385,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19054582715034485},{"word":"in","start":491.385,"end":491.545,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.21255087852478027},{"word":"the","start":491.545,"end":491.625,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20086386799812317},{"word":"way","start":491.625,"end":491.86502,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.18941214680671692},{"word":"of","start":491.86502,"end":492.105,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22258371114730835},{"word":"savings","start":492.105,"end":492.605,"confidence":0.9741211,"punctuated_word":"savings,","sentiment":"neutral","sentiment_score":0.21351641416549683},{"word":"what","start":492.665,"end":492.905,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.29160642623901367},{"word":"you","start":492.905,"end":493.065,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2598041892051697},{"word":"have","start":493.065,"end":493.30502,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24639131128787992},{"word":"in","start":493.30502,"end":493.545,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.25735434889793396},{"word":"super","start":493.545,"end":494.02502,"confidence":0.96777344,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.28959089517593384},{"word":"because","start":494.02502,"end":494.42502,"confidence":0.5917969,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.224931001663208},{"word":"your","start":494.42502,"end":494.74503,"confidence":0.98291016,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.39897358417510986},{"word":"super","start":494.74503,"end":495.065,"confidence":0.99902344,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5422168374061584},{"word":"is","start":495.065,"end":495.225,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.39237233996391296},{"word":"fully","start":495.225,"end":495.545,"confidence":1.0,"punctuated_word":"fully","sentiment":"positive","sentiment_score":0.5031610131263733},{"word":"accessible","start":495.545,"end":496.045,"confidence":0.54541016,"punctuated_word":"accessible","sentiment":"neutral","sentiment_score":0.3282250463962555},{"word":"once","start":496.185,"end":496.42502,"confidence":0.99902344,"punctuated_word":"once","sentiment":"positive","sentiment_score":0.3758558928966522},{"word":"you","start":496.42502,"end":496.58502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3273830711841583},{"word":"hit","start":496.58502,"end":496.8,"confidence":0.99902344,"punctuated_word":"hit","sentiment":"positive","sentiment_score":0.3397006690502167},{"word":"age","start":497.03998,"end":497.28,"confidence":0.9951172,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.32173576951026917},{"word":"67","start":497.28,"end":497.91998,"confidence":0.9975586,"punctuated_word":"67","sentiment":"neutral","sentiment_score":0.3065492808818817},{"word":"as","start":497.91998,"end":498.08,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2620580196380615},{"word":"well","start":498.08,"end":498.58,"confidence":0.87280273,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.2480390667915344},{"word":"and","start":498.87997,"end":499.12,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1726299524307251},{"word":"they","start":499.12,"end":499.44,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.2108120322227478},{"word":"assume","start":499.44,"end":499.94,"confidence":0.99902344,"punctuated_word":"assume","sentiment":"neutral","sentiment_score":0.3221627175807953},{"word":"a","start":500.47998,"end":500.72,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.306060254573822},{"word":"deemed","start":500.72,"end":501.12,"confidence":0.9980469,"punctuated_word":"deemed","sentiment":"neutral","sentiment_score":0.2620120644569397},{"word":"rate","start":501.12,"end":501.36,"confidence":0.9980469,"punctuated_word":"rate","sentiment":"positive","sentiment_score":0.37802574038505554},{"word":"of","start":501.36,"end":501.59998,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.31374311447143555},{"word":"return","start":501.59998,"end":502.09998,"confidence":0.9880371,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.2557130753993988},{"word":"so","start":502.15997,"end":502.47998,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13669702410697937},{"word":"even","start":502.47998,"end":502.72,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.16171123087406158},{"word":"though","start":502.72,"end":502.87997,"confidence":1.0,"punctuated_word":"though","sentiment":"neutral","sentiment_score":0.06774963438510895},{"word":"you're","start":502.87997,"end":503.03998,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.18203085660934448},{"word":"not","start":503.03998,"end":503.28,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.10537397116422652},{"word":"drawing","start":503.28,"end":503.68,"confidence":0.99609375,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.08060154318809509},{"word":"anything","start":503.68,"end":504.08,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.022368192672729492},{"word":"out","start":504.08,"end":504.24,"confidence":0.9375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.009791254997253418},{"word":"of","start":504.24,"end":504.47998,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05481104552745819},{"word":"super","start":504.47998,"end":504.97998,"confidence":0.97875977,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.08102839440107346},{"word":"because","start":505.28,"end":505.68,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07177920639514923},{"word":"that","start":505.68,"end":505.84,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.183808371424675},{"word":"money","start":505.84,"end":506.24,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.15454250574111938},{"word":"is","start":506.24,"end":506.47998,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15338921546936035},{"word":"there","start":506.47998,"end":506.97998,"confidence":0.9995117,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.14843499660491943},{"word":"they're","start":507.03998,"end":507.19998,"confidence":0.9995117,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.1500711441040039},{"word":"gonna","start":507.19998,"end":507.59998,"confidence":0.9921875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.16585448384284973},{"word":"deem","start":507.59998,"end":507.91998,"confidence":0.9941406,"punctuated_word":"deem","sentiment":"neutral","sentiment_score":0.16969794034957886},{"word":"you","start":507.91998,"end":508.31998,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25085628032684326},{"word":"at","start":508.31998,"end":508.47998,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1811353862285614},{"word":"a","start":508.47998,"end":508.72,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2152804732322693},{"word":"set","start":508.72,"end":509.22,"confidence":0.9980469,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.24026036262512207},{"word":"rate","start":509.36,"end":509.84,"confidence":0.97314453,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.2768135964870453},{"word":"that","start":509.84,"end":510.08,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21131321787834167},{"word":"they","start":510.08,"end":510.31998,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.12271148711442947},{"word":"assume","start":510.31998,"end":510.81998,"confidence":1.0,"punctuated_word":"assume","sentiment":"neutral","sentiment_score":0.16854074597358704},{"word":"you","start":511.03998,"end":511.19998,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1813254952430725},{"word":"can","start":511.19998,"end":511.52,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15588752925395966},{"word":"make","start":511.52,"end":511.91998,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.12415802478790285},{"word":"or","start":511.91998,"end":512.16,"confidence":0.96875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06569191813468933},{"word":"leave","start":512.16,"end":512.32,"confidence":0.9506836,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.010531112551689148},{"word":"or","start":512.32,"end":512.775,"confidence":0.9091797,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07432660460472107},{"word":"draw","start":513.015,"end":513.255,"confidence":0.72558594,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.08281613141298294},{"word":"from","start":513.255,"end":513.575,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.11770103126764296},{"word":"that","start":513.575,"end":513.815,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1209654062986374},{"word":"money","start":513.815,"end":514.315,"confidence":0.97802734,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.09481337666511536},{"word":"so","start":514.695,"end":514.935,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15553489327430725},{"word":"you","start":514.935,"end":515.09503,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24974733591079712},{"word":"are","start":515.09503,"end":515.255,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.23282170295715332},{"word":"actually","start":515.255,"end":515.575,"confidence":0.9892578,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.25097423791885376},{"word":"still","start":515.575,"end":515.73505,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.24431170523166656},{"word":"gonna","start":515.73505,"end":515.97504,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.2419819533824921},{"word":"be","start":515.97504,"end":516.05505,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2760050594806671},{"word":"assessed","start":516.05505,"end":516.455,"confidence":0.9980469,"punctuated_word":"assessed","sentiment":"neutral","sentiment_score":0.2425019145011902},{"word":"on","start":516.455,"end":516.61505,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.28656890988349915},{"word":"that","start":516.61505,"end":516.775,"confidence":0.89697266,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1959384083747864},{"word":"and","start":516.775,"end":516.935,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13171091675758362},{"word":"if","start":516.935,"end":517.41504,"confidence":0.7026367,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15335190296173096},{"word":"they'll","start":517.41504,"end":517.815,"confidence":0.85717773,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.13554373383522034},{"word":"look","start":517.815,"end":517.97504,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.12731119990348816},{"word":"at","start":517.97504,"end":518.135,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13326150178909302},{"word":"the","start":518.135,"end":518.29504,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12571001052856445},{"word":"income","start":518.29504,"end":518.695,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.08179279416799545},{"word":"test","start":518.695,"end":519.09503,"confidence":0.84814453,"punctuated_word":"test,","sentiment":"neutral","sentiment_score":0.11492814868688583},{"word":"and","start":519.09503,"end":519.335,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.142267644405365},{"word":"because","start":519.335,"end":519.655,"confidence":0.9980469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.10651161521673204},{"word":"your","start":519.655,"end":519.895,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1559859812259674},{"word":"wife","start":519.895,"end":520.135,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.2071426212787628},{"word":"is","start":520.135,"end":520.29504,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16242851316928864},{"word":"still","start":520.29504,"end":520.53503,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.17046447098255155},{"word":"working","start":520.53503,"end":521.03503,"confidence":0.99853516,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":0.15745732188224792},{"word":"they're","start":521.335,"end":521.655,"confidence":0.9980469,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.16458120942115784},{"word":"probably","start":521.655,"end":521.97504,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.14497318863868713},{"word":"gonna","start":521.97504,"end":522.29504,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.14476744830608368},{"word":"work","start":522.29504,"end":522.53503,"confidence":0.9980469,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.15040159225463867},{"word":"out","start":522.53503,"end":522.85504,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.22998705506324768},{"word":"that","start":522.85504,"end":523.17505,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1424061805009842},{"word":"the","start":523.17505,"end":523.41504,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12214954942464828},{"word":"income","start":523.41504,"end":523.815,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.0657188892364502},{"word":"test","start":523.815,"end":524.135,"confidence":0.99902344,"punctuated_word":"test","sentiment":"neutral","sentiment_score":0.09676428139209747},{"word":"is","start":524.135,"end":524.29504,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07718148082494736},{"word":"gonna","start":524.29504,"end":524.79,"confidence":1.0,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.05233490467071533},{"word":"possibly","start":525.02997,"end":525.43,"confidence":0.99902344,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":-0.00833776593208313},{"word":"pay","start":525.43,"end":525.75,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.005562111735343933},{"word":"you","start":525.75,"end":526.25,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05432902276515961},{"word":"less","start":526.31,"end":526.70996,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.00995880365371704},{"word":"age","start":526.70996,"end":527.02997,"confidence":0.96240234,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.09459145367145538},{"word":"pension","start":527.02997,"end":527.50995,"confidence":0.99316406,"punctuated_word":"pension,","sentiment":"neutral","sentiment_score":-0.027958258986473083},{"word":"which","start":527.50995,"end":527.75,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05141723155975342},{"word":"means","start":527.75,"end":527.99,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.04164775460958481},{"word":"they're","start":527.99,"end":528.23,"confidence":0.99658203,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.12212535738945007},{"word":"probably","start":528.23,"end":528.55,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.1024886965751648},{"word":"gonna","start":528.55,"end":528.79,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.14427432417869568},{"word":"make","start":528.79,"end":528.94995,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1603482961654663},{"word":"you","start":528.94995,"end":529.44995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16982869803905487},{"word":"declare","start":529.91,"end":530.38995,"confidence":0.60546875,"punctuated_word":"declare","sentiment":"neutral","sentiment_score":0.1721513867378235},{"word":"her","start":530.38995,"end":530.63,"confidence":0.99609375,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.14214161038398743},{"word":"income","start":530.63,"end":531.02997,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.16025108098983765},{"word":"every","start":531.02997,"end":531.43,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.16030406951904297},{"word":"fortnight","start":531.43,"end":531.93,"confidence":0.99902344,"punctuated_word":"fortnight","sentiment":"neutral","sentiment_score":0.13406231999397278},{"word":"to","start":532.47,"end":532.63,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1474500298500061},{"word":"determine","start":532.63,"end":533.02997,"confidence":1.0,"punctuated_word":"determine","sentiment":"neutral","sentiment_score":0.17828065156936646},{"word":"how","start":533.02997,"end":533.26996,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1576610505580902},{"word":"much","start":533.26996,"end":533.50995,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.1456993669271469},{"word":"you","start":533.50995,"end":533.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13124817609786987},{"word":"get","start":533.67,"end":533.91,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12451598793268204},{"word":"every","start":533.91,"end":534.14996,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.1487571746110916},{"word":"fortnight","start":534.14996,"end":534.55,"confidence":1.0,"punctuated_word":"fortnight.","sentiment":"neutral","sentiment_score":0.08139601349830627},{"word":"does","start":534.55,"end":534.79,"confidence":1.0,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.13092133402824402},{"word":"that","start":534.79,"end":534.94995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13778895139694214},{"word":"make","start":534.94995,"end":535.11,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.09878917038440704},{"word":"sense","start":535.11,"end":535.61,"confidence":0.9995117,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.08652845770120621},{"word":"yeah","start":539.52496,"end":540.02496,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07018539309501648},{"word":"it's","start":540.165,"end":540.40497,"confidence":0.62683105,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04168746992945671},{"word":"a","start":540.40497,"end":540.485,"confidence":0.5625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.047995083034038544},{"word":"little","start":540.485,"end":540.985,"confidence":0.74365234,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04423016309738159},{"word":"you're","start":544.565,"end":544.805,"confidence":0.8535156,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0591200590133667},{"word":"super","start":544.805,"end":545.305,"confidence":0.8432617,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.06231391802430153},{"word":"yep","start":546.40497,"end":546.90497,"confidence":0.9291992,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03954488784074783},{"word":"yep","start":548.805,"end":549.205,"confidence":0.98583984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07237773388624191},{"word":"yep","start":549.205,"end":549.705,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08162818849086761},{"word":"your","start":550.165,"end":550.485,"confidence":0.91748047,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.04428959637880325},{"word":"home","start":550.485,"end":550.805,"confidence":0.9538574,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.0459907166659832},{"word":"your","start":550.805,"end":551.045,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04194325208663941},{"word":"main","start":551.045,"end":551.285,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.0648987889289856},{"word":"primary","start":551.285,"end":551.765,"confidence":0.9970703,"punctuated_word":"primary","sentiment":"neutral","sentiment_score":0.059080347418785095},{"word":"residence","start":551.765,"end":552.265,"confidence":0.9875488,"punctuated_word":"residence,","sentiment":"neutral","sentiment_score":0.029903560876846313},{"word":"that","start":552.6,"end":552.76,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023590832948684692},{"word":"is","start":552.76,"end":553.07996,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.008000031113624573},{"word":"fully","start":553.07996,"end":553.56,"confidence":1.0,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.15642638504505155},{"word":"exempt","start":553.56,"end":554.04,"confidence":0.9890137,"punctuated_word":"exempt.","sentiment":"neutral","sentiment_score":0.05055834352970123},{"word":"so","start":554.04,"end":554.2,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.019497081637382507},{"word":"then","start":554.2,"end":554.51996,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.05003176629543304},{"word":"they'll","start":554.51996,"end":554.83997,"confidence":0.9975586,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.012069831602275372},{"word":"ask","start":554.83997,"end":555.07996,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.05894418805837631},{"word":"you","start":555.07996,"end":555.48,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.035968609154224396},{"word":"about","start":555.48,"end":555.8,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.001844033598899841},{"word":"your","start":555.8,"end":556.04,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.016212984919548035},{"word":"house","start":556.04,"end":556.44,"confidence":0.9980469,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":0.056733712553977966},{"word":"the","start":556.44,"end":556.6,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.037823520600795746},{"word":"value","start":556.6,"end":556.92,"confidence":0.892334,"punctuated_word":"value,","sentiment":"neutral","sentiment_score":0.021307513117790226},{"word":"and","start":556.92,"end":557.16,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.013266511261463164},{"word":"things","start":557.16,"end":557.48,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.02587268501520157},{"word":"like","start":557.48,"end":557.64,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.014772780239582062},{"word":"that","start":557.64,"end":557.95996,"confidence":0.98706055,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.016798213124275208},{"word":"but","start":557.95996,"end":558.12,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03860808163881302},{"word":"they","start":558.12,"end":558.27997,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.11983697861433028},{"word":"don't","start":558.27997,"end":558.51996,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.12960003316402435},{"word":"assess","start":558.51996,"end":558.92,"confidence":0.96972656,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":-0.1173275262117386},{"word":"you","start":558.92,"end":559.07996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1196928769350052},{"word":"on","start":559.07996,"end":559.24,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.10236646980047226},{"word":"any","start":559.24,"end":559.48,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.11912472546100616},{"word":"of","start":559.48,"end":559.64,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08256516605615616},{"word":"that","start":559.64,"end":560.14,"confidence":0.9536133,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.0593167208135128},{"word":"but","start":560.44,"end":560.6,"confidence":0.9291992,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.021219514310359955},{"word":"they","start":560.6,"end":560.76,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.008473072201013565},{"word":"are","start":560.76,"end":560.92,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.017634212970733643},{"word":"gonna","start":560.92,"end":561.07996,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.00916704162955284},{"word":"wanna","start":561.07996,"end":561.39996,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.003916434943675995},{"word":"know","start":561.39996,"end":561.64,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.021660348400473595},{"word":"you","start":561.64,"end":561.8,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.014801025390625},{"word":"know","start":561.8,"end":561.88,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.02039097063243389},{"word":"obviously","start":561.88,"end":562.27997,"confidence":0.9616699,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.032749637961387634},{"word":"what","start":562.27997,"end":562.51996,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.03332911431789398},{"word":"the","start":562.51996,"end":562.6,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016565702855587006},{"word":"value","start":562.6,"end":562.92,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.06257594376802444},{"word":"of","start":562.92,"end":563.0,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0022696107625961304},{"word":"it","start":563.0,"end":563.16,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.011708885431289673},{"word":"is","start":563.16,"end":563.66,"confidence":1.0,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.04804164916276932},{"word":"there","start":564.04,"end":564.27997,"confidence":0.98828125,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.19959844648838043},{"word":"are","start":564.27997,"end":564.51996,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.2272685319185257},{"word":"limits","start":564.51996,"end":565.01996,"confidence":0.92578125,"punctuated_word":"limits","sentiment":"neutral","sentiment_score":-0.1770031750202179},{"word":"to","start":565.07996,"end":565.32,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20084001123905185},{"word":"the","start":565.32,"end":565.64,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.24104422330856323},{"word":"main","start":565.64,"end":566.14,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":-0.2777992784976959},{"word":"home","start":567.055,"end":567.45496,"confidence":0.9951172,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.25094613432884216},{"word":"exemption","start":567.45496,"end":567.95496,"confidence":0.87768555,"punctuated_word":"exemption,","sentiment":"neutral","sentiment_score":-0.18705034255981445},{"word":"though","start":568.01495,"end":568.33496,"confidence":0.99658203,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.1631694734096527},{"word":"i've","start":568.33496,"end":568.57495,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1331588476896286},{"word":"got","start":568.57495,"end":568.815,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.13021105527877808},{"word":"here","start":568.815,"end":568.975,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.08825667947530746},{"word":"that","start":568.975,"end":569.21497,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12946432828903198},{"word":"your","start":569.21497,"end":569.615,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.17594285309314728},{"word":"property","start":569.615,"end":570.095,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.08787049353122711},{"word":"is","start":570.095,"end":570.415,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09693427383899687},{"word":"quite","start":570.415,"end":570.89496,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.1731538474559784},{"word":"high","start":570.89496,"end":571.39496,"confidence":0.9995117,"punctuated_word":"high.","sentiment":"neutral","sentiment_score":-0.1037859320640564},{"word":"how","start":572.175,"end":572.415,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.04538276046514511},{"word":"how","start":572.415,"end":572.735,"confidence":0.82470703,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.04015832766890526},{"word":"many","start":572.735,"end":573.13495,"confidence":0.99609375,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.018096186220645905},{"word":"acres","start":573.13495,"end":573.45496,"confidence":0.98095703,"punctuated_word":"acres","sentiment":"neutral","sentiment_score":0.005088433623313904},{"word":"do","start":573.45496,"end":573.695,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05731205642223358},{"word":"you","start":573.695,"end":573.77496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.034471295773983},{"word":"have","start":573.77496,"end":574.01495,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.028100114315748215},{"word":"or","start":574.01495,"end":574.175,"confidence":0.64404297,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03875875845551491},{"word":"how","start":574.175,"end":574.255,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.03851848095655441},{"word":"many","start":574.255,"end":574.495,"confidence":0.9970703,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.018128588795661926},{"word":"hectares","start":574.495,"end":574.89496,"confidence":0.98291016,"punctuated_word":"hectares","sentiment":"neutral","sentiment_score":0.00030082714511081576},{"word":"do","start":574.89496,"end":575.055,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.051693011075258255},{"word":"you","start":575.055,"end":575.13495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02691829204559326},{"word":"have","start":575.13495,"end":575.63495,"confidence":0.99902344,"punctuated_word":"have?","sentiment":"neutral","sentiment_score":-0.040146663784980774},{"word":"when","start":589.52997,"end":589.68994,"confidence":0.9921875,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.08536967635154724},{"word":"did","start":589.68994,"end":589.85,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1041254699230194},{"word":"you","start":589.85,"end":590.00995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12049755454063416},{"word":"buy","start":590.00995,"end":590.17,"confidence":0.99902344,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.08377943187952042},{"word":"it","start":590.17,"end":590.25,"confidence":0.81518555,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.06981031596660614},{"word":"sorry","start":590.25,"end":590.56995,"confidence":0.97680664,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.07263968884944916},{"word":"in","start":590.56995,"end":590.88995,"confidence":0.99902344,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.04418531805276871},{"word":"2000","start":590.88995,"end":591.55,"confidence":0.9071045,"punctuated_word":"2000?","sentiment":"neutral","sentiment_score":-0.047569334506988525},{"word":"mhmm","start":595.905,"end":596.405,"confidence":0.9929199,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.02115502953529358},{"word":"yes","start":596.625,"end":597.125,"confidence":0.7435303,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.015345636755228044},{"word":"yeah","start":613.12006,"end":613.62006,"confidence":0.89624023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03322665020823479},{"word":"yeah","start":616.415,"end":616.815,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06219595670700073},{"word":"yeah","start":616.815,"end":617.315,"confidence":0.9123535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04852226376533508},{"word":"yeah","start":617.615,"end":618.115,"confidence":0.9641113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.040357425808906555},{"word":"yeah","start":624.57495,"end":625.07495,"confidence":0.97680664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06487174332141876},{"word":"so","start":625.21497,"end":625.535,"confidence":0.94384766,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.15495893359184265},{"word":"the","start":625.535,"end":625.77496,"confidence":0.96240234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19585996866226196},{"word":"centrelink","start":625.77496,"end":626.27496,"confidence":0.98860675,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":-0.15922103822231293},{"word":"ruling","start":626.33496,"end":626.65497,"confidence":0.9921875,"punctuated_word":"ruling","sentiment":"neutral","sentiment_score":-0.11447764933109283},{"word":"on","start":626.65497,"end":626.735,"confidence":0.99316406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1895789206027985},{"word":"the","start":626.735,"end":626.89496,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.159232035279274},{"word":"main","start":626.89496,"end":627.055,"confidence":0.9980469,"punctuated_word":"main","sentiment":"neutral","sentiment_score":-0.1127527505159378},{"word":"residence","start":627.055,"end":627.555,"confidence":0.9111328,"punctuated_word":"residence","sentiment":"neutral","sentiment_score":-0.08056501299142838},{"word":"exemption","start":627.615,"end":628.115,"confidence":0.9838867,"punctuated_word":"exemption","sentiment":"neutral","sentiment_score":-0.06363710761070251},{"word":"is","start":628.65497,"end":629.055,"confidence":0.8833008,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.110811747610569},{"word":"two","start":629.055,"end":629.535,"confidence":0.95703125,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.08111419528722763},{"word":"hectares","start":629.535,"end":630.035,"confidence":0.89160156,"punctuated_word":"hectares,","sentiment":"neutral","sentiment_score":-0.09046849608421326},{"word":"but","start":630.68,"end":630.83997,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0905335322022438},{"word":"the","start":630.83997,"end":631.0,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12542004883289337},{"word":"difference","start":631.0,"end":631.24,"confidence":0.9951172,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":-0.1040671318769455},{"word":"so","start":631.48,"end":631.98,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.13762381672859192},{"word":"your","start":632.12,"end":632.44,"confidence":0.6015625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.14456535875797272},{"word":"6.25","start":632.44,"end":634.51996,"confidence":0.87939453,"punctuated_word":"6.25","sentiment":"neutral","sentiment_score":-0.11179305613040924},{"word":"acres","start":634.51996,"end":635.0,"confidence":0.96240234,"punctuated_word":"acres","sentiment":"neutral","sentiment_score":-0.11760126054286955},{"word":"is","start":635.0,"end":635.16,"confidence":0.9838867,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10380498319864272},{"word":"about","start":635.16,"end":635.48,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.11164913326501846},{"word":"2.53","start":635.48,"end":636.76,"confidence":0.99780273,"punctuated_word":"2.53","sentiment":"neutral","sentiment_score":-0.08599837124347687},{"word":"hectares","start":636.76,"end":637.24,"confidence":0.99902344,"punctuated_word":"hectares","sentiment":"neutral","sentiment_score":-0.11093878000974657},{"word":"when","start":637.24,"end":637.48,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.09472665190696716},{"word":"you","start":637.48,"end":637.64,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09816106408834456},{"word":"convert","start":637.64,"end":638.04,"confidence":0.99902344,"punctuated_word":"convert","sentiment":"neutral","sentiment_score":-0.05851274728775024},{"word":"it","start":638.04,"end":638.54,"confidence":0.98999023,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.101359061896801},{"word":"so","start":638.83997,"end":639.07996,"confidence":0.90527344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.18793250620365143},{"word":"the","start":639.07996,"end":639.24,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.30647727847099304},{"word":"additional","start":639.24,"end":639.74,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":-0.25874626636505127},{"word":"point","start":640.04,"end":640.36,"confidence":0.9980469,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.2371521145105362},{"word":"five","start":640.36,"end":640.6,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.3112332820892334},{"word":"three","start":640.6,"end":640.83997,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.29234838485717773},{"word":"hectares","start":640.83997,"end":641.33997,"confidence":0.9614258,"punctuated_word":"hectares,","sentiment":"neutral","sentiment_score":-0.3001573085784912},{"word":"so","start":641.39996,"end":641.56,"confidence":0.97998047,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.25967538356781006},{"word":"long","start":641.56,"end":641.8,"confidence":0.99609375,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.2211604416370392},{"word":"as","start":641.8,"end":641.95996,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.24565550684928897},{"word":"you","start":641.95996,"end":642.12,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2842210531234741},{"word":"can't","start":642.12,"end":642.44,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.2300618886947632},{"word":"live","start":642.44,"end":642.68,"confidence":0.99902344,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.2214442491531372},{"word":"on","start":642.68,"end":642.83997,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.298968642950058},{"word":"it","start":642.83997,"end":643.07996,"confidence":0.9926758,"punctuated_word":"it,","sentiment":"negative","sentiment_score":-0.3457197844982147},{"word":"it","start":643.07996,"end":643.24,"confidence":1.0,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4920752942562103},{"word":"has","start":643.24,"end":643.56,"confidence":1.0,"punctuated_word":"has","sentiment":"negative","sentiment_score":-0.4752944111824035},{"word":"no","start":643.56,"end":644.06,"confidence":1.0,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.41627976298332214},{"word":"value","start":644.2,"end":644.7,"confidence":0.8117676,"punctuated_word":"value.","sentiment":"negative","sentiment_score":-0.3391367197036743},{"word":"they","start":645.345,"end":645.58496,"confidence":0.9790039,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.31054508686065674},{"word":"won't","start":645.58496,"end":645.745,"confidence":0.98657227,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.31970828771591187},{"word":"assess","start":645.745,"end":646.245,"confidence":0.98828125,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":-0.29187360405921936},{"word":"you","start":646.305,"end":646.545,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.32927337288856506},{"word":"on","start":646.545,"end":646.70496,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.30685919523239136},{"word":"it","start":646.70496,"end":646.945,"confidence":0.9848633,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.3522247076034546},{"word":"so","start":646.945,"end":647.185,"confidence":0.9555664,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.0615009143948555},{"word":"yeah","start":647.185,"end":647.345,"confidence":0.99609375,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.01746225729584694},{"word":"i","start":647.345,"end":647.505,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011062398552894592},{"word":"can","start":647.505,"end":647.745,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.00040833279490470886},{"word":"see","start":647.745,"end":647.90497,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.007529333233833313},{"word":"where","start":647.90497,"end":648.14496,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.01888543739914894},{"word":"that's","start":648.14496,"end":648.46497,"confidence":0.7429199,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.014208792708814144},{"word":"come","start":648.46497,"end":648.70496,"confidence":0.98828125,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.03947318345308304},{"word":"from","start":648.70496,"end":649.185,"confidence":1.0,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.03956572711467743},{"word":"yeah","start":649.185,"end":649.505,"confidence":0.9824219,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1025344654917717},{"word":"so","start":649.505,"end":649.665,"confidence":0.82177734,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1400892734527588},{"word":"that","start":649.665,"end":650.065,"confidence":0.9658203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19833803176879883},{"word":"should","start":650.065,"end":650.225,"confidence":0.75927734,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.2609034478664398},{"word":"be","start":650.225,"end":650.385,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19386211037635803},{"word":"fine","start":650.385,"end":650.885,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.217915341258049},{"word":"yeah","start":656.46497,"end":656.96497,"confidence":0.9025879,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.051762934774160385},{"word":"yep","start":664.48,"end":664.98,"confidence":0.8691406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03230350464582443},{"word":"yep","start":674.895,"end":675.395,"confidence":0.7298584,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.045776933431625366},{"word":"yep","start":677.775,"end":678.275,"confidence":0.94091797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0023041926324367523},{"word":"no","start":678.575,"end":678.895,"confidence":0.87280273,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07118810713291168},{"word":"it's","start":678.895,"end":679.055,"confidence":0.9875488,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.12864336371421814},{"word":"not","start":679.055,"end":679.555,"confidence":0.8601074,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.14326223731040957},{"word":"yep","start":685.31,"end":685.81,"confidence":0.8991699,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.07167264074087143},{"word":"it's","start":687.79004,"end":687.91003,"confidence":0.86279297,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.22408869862556455},{"word":"a","start":687.91003,"end":688.03,"confidence":0.9707031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.25893449783325195},{"word":"bit","start":688.03,"end":688.27,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2782271206378937},{"word":"swampy","start":688.27,"end":688.77,"confidence":0.9954427,"punctuated_word":"swampy.","sentiment":"neutral","sentiment_score":-0.2453875243663788},{"word":"yeah","start":688.83,"end":689.33,"confidence":0.98583984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04281063377857208},{"word":"yeah","start":690.51,"end":691.01,"confidence":0.828125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03673890605568886},{"word":"said","start":693.23004,"end":693.55005,"confidence":0.7734375,"punctuated_word":"Said","sentiment":"neutral","sentiment_score":-0.06596614420413971},{"word":"no","start":693.55005,"end":694.05005,"confidence":0.9890137,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.16896018385887146},{"word":"yep","start":695.08496,"end":695.58496,"confidence":0.8220215,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0422721728682518},{"word":"yeah","start":703.725,"end":704.225,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06991507112979889},{"word":"yeah","start":704.285,"end":704.685,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12385013699531557},{"word":"fair","start":704.685,"end":705.005,"confidence":0.99902344,"punctuated_word":"Fair","sentiment":"negative","sentiment_score":-0.35112282633781433},{"word":"enough","start":705.005,"end":705.505,"confidence":1.0,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":-0.2889631688594818},{"word":"yeah","start":706.94,"end":707.44,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12200160324573515},{"word":"no","start":707.5,"end":707.74,"confidence":0.9946289,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.4065674543380738},{"word":"that's","start":707.74,"end":707.98,"confidence":1.0,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.442255437374115},{"word":"perfect","start":707.98,"end":708.48,"confidence":1.0,"punctuated_word":"perfect.","sentiment":"negative","sentiment_score":-0.42854177951812744},{"word":"that's","start":709.26,"end":709.58,"confidence":0.9904785,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.29886502027511597},{"word":"it","start":709.58,"end":710.08,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.3216181993484497},{"word":"yeah","start":712.14,"end":712.64,"confidence":0.984375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1276479214429855},{"word":"no","start":713.1,"end":713.33997,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15494875609874725},{"word":"that's","start":713.33997,"end":713.66,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0676131471991539},{"word":"okay","start":713.66,"end":714.06,"confidence":0.69189453,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.02535712532699108},{"word":"that","start":714.06,"end":714.38,"confidence":0.3239746,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.10006658732891084},{"word":"doesn't","start":714.38,"end":714.77997,"confidence":0.9880371,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.1343774050474167},{"word":"matter","start":714.77997,"end":715.18,"confidence":0.97094727,"punctuated_word":"matter.","sentiment":"neutral","sentiment_score":-0.1619543731212616},{"word":"as","start":715.18,"end":715.42,"confidence":0.9970703,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.22918088734149933},{"word":"long","start":715.42,"end":715.66,"confidence":0.99902344,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.1914188861846924},{"word":"as","start":715.66,"end":715.74,"confidence":0.99316406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.14950020611286163},{"word":"you","start":715.74,"end":715.9,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.22539672255516052},{"word":"can't","start":715.9,"end":716.14,"confidence":0.9980469,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.28258568048477173},{"word":"live","start":716.14,"end":716.38,"confidence":0.9921875,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.2960383892059326},{"word":"on","start":716.38,"end":716.54,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2852584421634674},{"word":"it","start":716.54,"end":716.7,"confidence":0.9567871,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.2418302297592163},{"word":"can't","start":716.7,"end":716.94,"confidence":0.9807129,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3122008442878723},{"word":"make","start":716.94,"end":717.18,"confidence":1.0,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.343884140253067},{"word":"money","start":717.18,"end":717.5,"confidence":1.0,"punctuated_word":"money","sentiment":"negative","sentiment_score":-0.33538883924484253},{"word":"from","start":717.5,"end":717.66,"confidence":1.0,"punctuated_word":"from","sentiment":"negative","sentiment_score":-0.39423325657844543},{"word":"it","start":717.66,"end":717.9,"confidence":0.9128418,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.25828349590301514},{"word":"and","start":717.9,"end":718.06,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.25138768553733826},{"word":"it's","start":718.06,"end":718.56,"confidence":0.9909668,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.33914169669151306},{"word":"land","start":718.62,"end":718.86,"confidence":0.48217773,"punctuated_word":"land","sentiment":"negative","sentiment_score":-0.3894983232021332},{"word":"that's","start":718.86,"end":719.18,"confidence":0.99365234,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.310005247592926},{"word":"unusable","start":719.18,"end":719.68,"confidence":0.9913737,"punctuated_word":"unusable,","sentiment":"negative","sentiment_score":-0.4053349494934082},{"word":"you're","start":720.14,"end":720.46,"confidence":0.9909668,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.27410370111465454},{"word":"fine","start":720.46,"end":720.96,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.10676224529743196},{"word":"yeah","start":722.025,"end":722.525,"confidence":0.7841797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.061426687985658646},{"word":"yep","start":725.065,"end":725.465,"confidence":0.90893555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05556771904230118},{"word":"no","start":725.465,"end":725.705,"confidence":0.9941406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.08511357754468918},{"word":"perfect","start":725.705,"end":726.185,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3921626210212707},{"word":"well","start":726.185,"end":726.34503,"confidence":0.9807129,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.344698429107666},{"word":"that","start":726.34503,"end":726.505,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4474500119686126},{"word":"works","start":726.505,"end":726.745,"confidence":1.0,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.4495987296104431},{"word":"in","start":726.745,"end":726.905,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5575754046440125},{"word":"your","start":726.905,"end":727.145,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5556239485740662},{"word":"favor","start":727.145,"end":727.465,"confidence":1.0,"punctuated_word":"favor","sentiment":"positive","sentiment_score":0.4962432086467743},{"word":"because","start":727.465,"end":727.785,"confidence":0.921875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.28573572635650635},{"word":"it","start":727.785,"end":727.945,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3570055067539215},{"word":"means","start":727.945,"end":728.185,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.3152465224266052},{"word":"that","start":728.185,"end":728.425,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2875514030456543},{"word":"your","start":728.425,"end":728.585,"confidence":0.9550781,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3381503224372864},{"word":"the","start":728.745,"end":728.985,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.355185329914093},{"word":"total","start":728.985,"end":729.465,"confidence":1.0,"punctuated_word":"total","sentiment":"positive","sentiment_score":0.3424110412597656},{"word":"of","start":729.465,"end":729.625,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.31209537386894226},{"word":"your","start":729.625,"end":730.125,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.25000882148742676},{"word":"your","start":730.265,"end":730.585,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22284990549087524},{"word":"property","start":730.585,"end":731.085,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.28804105520248413},{"word":"is","start":731.305,"end":731.545,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.3276168406009674},{"word":"gonna","start":731.545,"end":731.785,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.39804142713546753},{"word":"be","start":731.785,"end":732.265,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3338977098464966},{"word":"considered","start":732.265,"end":732.745,"confidence":1.0,"punctuated_word":"considered","sentiment":"neutral","sentiment_score":0.29534757137298584},{"word":"under","start":732.745,"end":732.985,"confidence":1.0,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.23559916019439697},{"word":"the","start":732.985,"end":733.065,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25974538922309875},{"word":"main","start":733.065,"end":733.385,"confidence":0.99902344,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.269321471452713},{"word":"residence","start":733.385,"end":733.865,"confidence":0.82177734,"punctuated_word":"residence","sentiment":"neutral","sentiment_score":0.2321871668100357},{"word":"exemption","start":733.865,"end":734.34503,"confidence":0.9980469,"punctuated_word":"exemption","sentiment":"neutral","sentiment_score":0.2606506049633026},{"word":"for","start":734.34503,"end":734.505,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19142960011959076},{"word":"centrelink","start":734.505,"end":734.905,"confidence":0.98339844,"punctuated_word":"Centrelink.","sentiment":"neutral","sentiment_score":0.2593563199043274},{"word":"so","start":734.905,"end":735.065,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0815565437078476},{"word":"your","start":735.065,"end":735.305,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09648987650871275},{"word":"house","start":735.305,"end":735.545,"confidence":0.970459,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":0.13496649265289307},{"word":"they're","start":735.545,"end":735.705,"confidence":0.99658203,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.10763779282569884},{"word":"gonna","start":735.705,"end":735.865,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.11311788856983183},{"word":"ask","start":735.865,"end":736.14,"confidence":0.7080078,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.07017330825328827},{"word":"you","start":736.14,"end":736.22003,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07699469476938248},{"word":"the","start":736.22003,"end":736.46,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06863389164209366},{"word":"value","start":736.46,"end":736.78,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.0008498504757881165},{"word":"of","start":736.78,"end":737.02,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07304558157920837},{"word":"it","start":737.02,"end":737.10004,"confidence":0.9794922,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.03762507438659668},{"word":"how","start":737.10004,"end":737.34,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.009607277810573578},{"word":"much","start":737.34,"end":737.42004,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.007935337722301483},{"word":"you","start":737.42004,"end":737.58,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04362817108631134},{"word":"have","start":737.58,"end":737.74,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03789254277944565},{"word":"in","start":737.74,"end":737.82,"confidence":0.7680664,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03012348711490631},{"word":"a","start":737.82,"end":737.98004,"confidence":0.6303711,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03692242503166199},{"word":"loan","start":737.98004,"end":738.22003,"confidence":0.7832031,"punctuated_word":"loan,","sentiment":"neutral","sentiment_score":0.022685155272483826},{"word":"and","start":738.22003,"end":738.38,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.027959253638982773},{"word":"things","start":738.38,"end":738.62,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.005992919206619263},{"word":"like","start":738.62,"end":738.78,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.013934880495071411},{"word":"that","start":738.78,"end":739.10004,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.027640726417303085},{"word":"just","start":739.10004,"end":739.34,"confidence":0.8535156,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04334154352545738},{"word":"so","start":739.34,"end":739.42004,"confidence":0.97802734,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03515210002660751},{"word":"they","start":739.42004,"end":739.74,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.029233187437057495},{"word":"understand","start":739.74,"end":740.24,"confidence":0.8286133,"punctuated_word":"understand,","sentiment":"neutral","sentiment_score":-0.00863601639866829},{"word":"but","start":740.86,"end":741.02,"confidence":0.5029297,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.006180088967084885},{"word":"they","start":741.02,"end":741.18,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.023405391722917557},{"word":"won't","start":741.18,"end":741.42004,"confidence":0.99560547,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.015201523900032043},{"word":"assess","start":741.42004,"end":741.82,"confidence":0.9716797,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":-0.0013518370687961578},{"word":"you","start":741.82,"end":741.98004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0202733650803566},{"word":"on","start":741.98004,"end":742.14,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.024800270795822144},{"word":"that","start":742.14,"end":742.62,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.02365700714290142},{"word":"from","start":742.62,"end":742.86,"confidence":0.9970703,"punctuated_word":"From","sentiment":"neutral","sentiment_score":0.008536018431186676},{"word":"the","start":742.86,"end":743.02,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02941526472568512},{"word":"assets","start":743.02,"end":743.42004,"confidence":0.984375,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.04507189989089966},{"word":"i","start":743.42004,"end":743.58,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06594390422105789},{"word":"have","start":743.58,"end":743.74,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07659347355365753},{"word":"here","start":743.74,"end":744.06,"confidence":0.99902344,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.042516615241765976},{"word":"you've","start":744.06,"end":744.22003,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.043963368982076645},{"word":"got","start":744.22003,"end":744.72003,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.037408534437417984},{"word":"your","start":745.26,"end":745.42004,"confidence":0.9838867,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.024002283811569217},{"word":"ford","start":745.42004,"end":745.74,"confidence":0.96875,"punctuated_word":"Ford","sentiment":"neutral","sentiment_score":0.013413742184638975},{"word":"x","start":745.74,"end":746.06,"confidence":0.87060547,"punctuated_word":"x","sentiment":"neutral","sentiment_score":0.013252798467874529},{"word":"r","start":746.06,"end":746.22003,"confidence":0.99609375,"punctuated_word":"r","sentiment":"neutral","sentiment_score":0.023104090243577957},{"word":"six","start":746.22003,"end":746.62,"confidence":0.8496094,"punctuated_word":"six.","sentiment":"neutral","sentiment_score":0.023867014795541763},{"word":"you've","start":746.62,"end":746.86,"confidence":0.98657227,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.04137725383043289},{"word":"got","start":746.86,"end":747.02,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04899979382753372},{"word":"your","start":747.02,"end":747.52,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.056985266506671906},{"word":"huge","start":747.58,"end":748.08,"confidence":0.5442505,"punctuated_word":"huge.","sentiment":"neutral","sentiment_score":0.06695832312107086},{"word":"you've","start":748.22003,"end":748.46,"confidence":0.9902344,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.06555728614330292},{"word":"got","start":748.46,"end":748.54004,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07465323060750961},{"word":"your","start":748.54004,"end":748.78,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09607267379760742},{"word":"savings","start":748.78,"end":749.28,"confidence":1.0,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.04775673896074295},{"word":"account","start":749.34,"end":749.74,"confidence":0.9790039,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.038774020969867706},{"word":"there","start":749.74,"end":750.24,"confidence":0.99316406,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.0012084990739822388},{"word":"if","start":750.58496,"end":750.745,"confidence":0.99316406,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.03921569883823395},{"word":"you've","start":750.745,"end":750.82495,"confidence":0.9628906,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.015527221374213696},{"word":"got","start":750.82495,"end":751.06494,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.028476007282733917},{"word":"any","start":751.06494,"end":751.46497,"confidence":0.9794922,"punctuated_word":"any,","sentiment":"neutral","sentiment_score":-0.04037828370928764},{"word":"you","start":751.46497,"end":751.545,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05877005308866501},{"word":"know","start":751.545,"end":751.94495,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.053563132882118225},{"word":"other","start":751.94495,"end":752.185,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.059170786291360855},{"word":"cars","start":752.185,"end":752.50494,"confidence":0.9873047,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":-0.018753234297037125},{"word":"boats","start":752.50494,"end":752.82495,"confidence":0.89624023,"punctuated_word":"boats,","sentiment":"neutral","sentiment_score":-0.01292579621076584},{"word":"or","start":752.82495,"end":752.985,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.033540498465299606},{"word":"caravans","start":752.985,"end":753.485,"confidence":0.9958496,"punctuated_word":"caravans,","sentiment":"neutral","sentiment_score":-0.02544381096959114},{"word":"things","start":753.545,"end":753.785,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.05957983061671257},{"word":"like","start":753.785,"end":753.865,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.06415329873561859},{"word":"that","start":753.865,"end":754.105,"confidence":0.98168945,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.035330742597579956},{"word":"they're","start":754.105,"end":754.185,"confidence":0.99902344,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.020357221364974976},{"word":"gonna","start":754.185,"end":754.425,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.003550048917531967},{"word":"ask","start":754.425,"end":754.665,"confidence":0.9980469,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.006122656166553497},{"word":"you","start":754.665,"end":754.82495,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03288140147924423},{"word":"for","start":754.82495,"end":754.90497,"confidence":0.8676758,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.009582564234733582},{"word":"those","start":754.90497,"end":755.225,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.02078785002231598},{"word":"values","start":755.225,"end":755.725,"confidence":0.9975586,"punctuated_word":"values.","sentiment":"neutral","sentiment_score":-0.032038480043411255},{"word":"when","start":756.26495,"end":756.50494,"confidence":1.0,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.0017939954996109009},{"word":"you","start":756.50494,"end":756.82495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.005976617336273193},{"word":"value","start":756.82495,"end":757.32495,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.006687156856060028},{"word":"anything","start":757.545,"end":758.02496,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.016724422574043274},{"word":"for","start":758.02496,"end":758.26495,"confidence":0.9760742,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.007058136165142059},{"word":"centrelink","start":758.26495,"end":758.76495,"confidence":0.98291016,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":0.04047288745641709},{"word":"we","start":758.82495,"end":759.06494,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04921484738588333},{"word":"use","start":759.06494,"end":759.305,"confidence":0.98291016,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.03508277237415314},{"word":"firesale","start":759.305,"end":759.805,"confidence":0.62093097,"punctuated_word":"FireSale","sentiment":"neutral","sentiment_score":0.006055643782019615},{"word":"values","start":760.02496,"end":760.52496,"confidence":0.8977051,"punctuated_word":"values.","sentiment":"neutral","sentiment_score":0.001205533742904663},{"word":"so","start":760.665,"end":760.90497,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0007823854684829712},{"word":"whilst","start":760.90497,"end":761.38495,"confidence":0.99072266,"punctuated_word":"whilst,","sentiment":"neutral","sentiment_score":-0.019829319790005684},{"word":"you","start":761.38495,"end":761.545,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02133794128894806},{"word":"know","start":761.545,"end":761.785,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.026907041668891907},{"word":"your","start":761.785,"end":762.02496,"confidence":0.8730469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05253181606531143},{"word":"ford","start":762.02496,"end":762.345,"confidence":0.9951172,"punctuated_word":"Ford","sentiment":"neutral","sentiment_score":-0.029213201254606247},{"word":"x","start":762.345,"end":762.58496,"confidence":0.7104492,"punctuated_word":"x","sentiment":"neutral","sentiment_score":-0.03236718475818634},{"word":"r","start":762.58496,"end":762.745,"confidence":0.9902344,"punctuated_word":"r","sentiment":"neutral","sentiment_score":-0.011049147695302963},{"word":"six","start":762.745,"end":762.985,"confidence":0.9951172,"punctuated_word":"six,","sentiment":"neutral","sentiment_score":-0.021438922733068463},{"word":"you","start":762.985,"end":763.14496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03439018130302429},{"word":"might","start":763.14496,"end":763.38495,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.021086961030960083},{"word":"be","start":763.38495,"end":763.46497,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.006037041544914246},{"word":"able","start":763.46497,"end":763.70496,"confidence":0.98291016,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.009853571653366089},{"word":"to","start":763.70496,"end":763.785,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05582147091627121},{"word":"get","start":763.785,"end":764.02496,"confidence":0.99853516,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":-0.06358709186315536},{"word":"you","start":764.02496,"end":764.105,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07957255840301514},{"word":"know","start":764.105,"end":764.605,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05138929933309555},{"word":"30","start":764.665,"end":764.985,"confidence":0.99902344,"punctuated_word":"30","sentiment":"neutral","sentiment_score":-0.03740537911653519},{"word":"or","start":764.985,"end":765.39,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.049590691924095154},{"word":"50,000","start":765.63,"end":766.43,"confidence":0.99902344,"punctuated_word":"50,000","sentiment":"neutral","sentiment_score":-0.04946170002222061},{"word":"for","start":766.43,"end":766.67004,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07790790498256683},{"word":"that","start":766.67004,"end":767.17004,"confidence":0.94262695,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.047317974269390106},{"word":"realistically","start":767.23004,"end":767.73004,"confidence":0.96875,"punctuated_word":"Realistically,","sentiment":"neutral","sentiment_score":-0.031334228813648224},{"word":"when","start":768.43,"end":768.59,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.020649008452892303},{"word":"you","start":768.59,"end":768.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01920498162508011},{"word":"look","start":768.75,"end":768.91003,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.037295155227184296},{"word":"at","start":768.91003,"end":769.15,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05039767175912857},{"word":"valuing","start":769.15,"end":769.55,"confidence":0.9909668,"punctuated_word":"valuing","sentiment":"neutral","sentiment_score":-0.027028653770685196},{"word":"things","start":769.55,"end":769.79004,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.021315842866897583},{"word":"to","start":769.79004,"end":770.03,"confidence":0.47631836,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.034375958144664764},{"word":"centrelink","start":770.03,"end":770.51,"confidence":0.9831543,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":0.004071757197380066},{"word":"you","start":770.51,"end":770.67004,"confidence":0.97314453,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05339432507753372},{"word":"wanna","start":770.67004,"end":770.91003,"confidence":0.97509766,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.03784799575805664},{"word":"if","start":770.99,"end":771.07,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.03056543692946434},{"word":"you","start":771.07,"end":771.23004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06561574339866638},{"word":"had","start":771.23004,"end":771.39,"confidence":0.984375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.0773409977555275},{"word":"to","start":771.39,"end":771.55,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07839640974998474},{"word":"sell","start":771.55,"end":771.79004,"confidence":0.9970703,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.14681312441825867},{"word":"that","start":771.79004,"end":771.95,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13142411410808563},{"word":"car","start":771.95,"end":772.19,"confidence":0.98535156,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.09479301422834396},{"word":"quickly","start":772.19,"end":772.59,"confidence":0.99121094,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":-0.08875177800655365},{"word":"tomorrow","start":772.59,"end":772.91003,"confidence":0.9975586,"punctuated_word":"tomorrow,","sentiment":"neutral","sentiment_score":-0.10666848719120026},{"word":"what's","start":772.91003,"end":773.23004,"confidence":0.9946289,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.14270973205566406},{"word":"the","start":773.23004,"end":773.39,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1426549255847931},{"word":"lowest","start":773.39,"end":773.71,"confidence":1.0,"punctuated_word":"lowest","sentiment":"neutral","sentiment_score":-0.1205214112997055},{"word":"amount","start":773.71,"end":774.03,"confidence":0.9980469,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.184852197766304},{"word":"you","start":774.03,"end":774.19,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1262869089841843},{"word":"would","start":774.19,"end":774.35004,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.13264617323875427},{"word":"take","start":774.35004,"end":774.59,"confidence":0.9111328,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1713917851448059},{"word":"for","start":774.59,"end":774.75,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16606615483760834},{"word":"that","start":774.75,"end":775.25,"confidence":0.95751953,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.10686464607715608},{"word":"so","start":775.39,"end":775.55,"confidence":0.7392578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1445816159248352},{"word":"you","start":775.55,"end":775.71,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18506287038326263},{"word":"kind","start":775.71,"end":775.95,"confidence":0.90771484,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.17500101029872894},{"word":"of","start":775.95,"end":776.03,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16435973346233368},{"word":"only","start":776.03,"end":776.27,"confidence":0.9819336,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.1803692877292633},{"word":"wanna","start":776.27,"end":776.51,"confidence":0.98291016,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.16544656455516815},{"word":"give","start":776.51,"end":776.75,"confidence":0.9633789,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.15843066573143005},{"word":"them","start":776.75,"end":776.99,"confidence":0.99609375,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.19083864986896515},{"word":"fire","start":776.99,"end":777.23004,"confidence":0.73095703,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":-0.11018037050962448},{"word":"sale","start":777.23004,"end":777.55,"confidence":0.97509766,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.10256094485521317},{"word":"values","start":777.55,"end":778.05,"confidence":0.97998047,"punctuated_word":"values","sentiment":"neutral","sentiment_score":-0.1372029185295105},{"word":"to","start":778.27,"end":778.51,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14056330919265747},{"word":"lower","start":778.51,"end":778.99,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.11262387037277222},{"word":"it's","start":779.15,"end":779.31,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.16717812418937683},{"word":"about","start":779.31,"end":779.81,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.14672723412513733},{"word":"realistically","start":780.135,"end":780.635,"confidence":1.0,"punctuated_word":"realistically","sentiment":"neutral","sentiment_score":-0.17867523431777954},{"word":"lowering","start":780.775,"end":781.17505,"confidence":0.9970703,"punctuated_word":"lowering","sentiment":"neutral","sentiment_score":-0.12402460724115372},{"word":"the","start":781.17505,"end":781.41504,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20789849758148193},{"word":"value","start":781.41504,"end":781.815,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.2630673348903656},{"word":"of","start":781.815,"end":782.215,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.15124480426311493},{"word":"any","start":782.215,"end":782.455,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.16879963874816897},{"word":"of","start":782.455,"end":782.53503,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17448605597019196},{"word":"your","start":782.53503,"end":782.85504,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.16913743317127228},{"word":"assets","start":782.85504,"end":783.35504,"confidence":0.9736328,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":-0.16539739072322843},{"word":"so","start":783.41504,"end":783.655,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09498586505651474},{"word":"if","start":783.655,"end":783.73505,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.11011794209480286},{"word":"you","start":783.73505,"end":783.895,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10031916201114656},{"word":"had","start":783.895,"end":784.135,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.09606136381626128},{"word":"to","start":784.135,"end":784.215,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10292252898216248},{"word":"sell","start":784.215,"end":784.455,"confidence":0.99902344,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.16812393069267273},{"word":"it","start":784.455,"end":784.615,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14126428961753845},{"word":"quickly","start":784.615,"end":785.09503,"confidence":0.9995117,"punctuated_word":"quickly,","sentiment":"neutral","sentiment_score":-0.10872798413038254},{"word":"what","start":785.09503,"end":785.335,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.15326517820358276},{"word":"is","start":785.335,"end":785.575,"confidence":0.9658203,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11118753254413603},{"word":"the","start":785.575,"end":785.73505,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11932925879955292},{"word":"least","start":785.73505,"end":786.055,"confidence":0.99902344,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.10925773531198502},{"word":"amount","start":786.055,"end":786.29504,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.16544538736343384},{"word":"of","start":786.29504,"end":786.375,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18661469221115112},{"word":"money","start":786.375,"end":786.53503,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1664484441280365},{"word":"you'd","start":786.53503,"end":786.775,"confidence":0.9970703,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.11952945590019226},{"word":"probably","start":786.775,"end":787.09503,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.11958139389753342},{"word":"take","start":787.09503,"end":787.335,"confidence":0.99316406,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.15332862734794617},{"word":"for","start":787.335,"end":787.41504,"confidence":0.6772461,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.13381177186965942},{"word":"that","start":787.41504,"end":787.655,"confidence":0.9638672,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.0943116545677185},{"word":"does","start":787.655,"end":787.815,"confidence":0.9980469,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.02669055014848709},{"word":"that","start":787.815,"end":787.97504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01829717308282852},{"word":"make","start":787.97504,"end":788.135,"confidence":0.98828125,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.034459829330444336},{"word":"sense","start":788.135,"end":788.635,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.05493326112627983},{"word":"yeah","start":790.375,"end":790.875,"confidence":0.9604492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014812476933002472},{"word":"it's","start":792.06995,"end":792.31,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.03969888761639595},{"word":"all","start":792.31,"end":792.38995,"confidence":0.9951172,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.03286302089691162},{"word":"about","start":792.38995,"end":792.87,"confidence":0.9819336,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03293190151453018},{"word":"fire","start":792.87,"end":793.11,"confidence":0.5649414,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":-0.008796542882919312},{"word":"sale","start":793.11,"end":793.43,"confidence":0.9770508,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.0016047656536102295},{"word":"values","start":793.43,"end":793.91,"confidence":0.86938477,"punctuated_word":"values.","sentiment":"neutral","sentiment_score":-0.007994938641786575},{"word":"and","start":793.91,"end":794.06995,"confidence":0.9838867,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02618437260389328},{"word":"when","start":794.06995,"end":794.31,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0436558723449707},{"word":"you're","start":794.31,"end":794.55,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03531209006905556},{"word":"talking","start":794.55,"end":794.79,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.024253934621810913},{"word":"to","start":794.79,"end":794.94995,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05612841993570328},{"word":"them","start":794.94995,"end":795.11,"confidence":0.9013672,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":-0.044204119592905045},{"word":"when","start":795.11,"end":795.35,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.041271038353443146},{"word":"they're","start":795.35,"end":795.50995,"confidence":0.9995117,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.05212143063545227},{"word":"asking","start":795.50995,"end":795.82996,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":-0.0333707332611084},{"word":"for","start":795.82996,"end":795.99,"confidence":0.97509766,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.032331861555576324},{"word":"those","start":795.99,"end":796.14996,"confidence":0.98095703,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.03208305686712265},{"word":"sorts","start":796.14996,"end":796.31,"confidence":0.7236328,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":-0.056929975748062134},{"word":"of","start":796.31,"end":796.38995,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03057071566581726},{"word":"things","start":796.38995,"end":796.70996,"confidence":0.99902344,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":-0.04131089150905609},{"word":"they're","start":796.70996,"end":796.87,"confidence":0.9995117,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.06422951817512512},{"word":"asking","start":796.87,"end":797.26996,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":-0.050385527312755585},{"word":"for","start":797.26996,"end":797.50995,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03709825128316879},{"word":"fire","start":797.50995,"end":797.82996,"confidence":0.9790039,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":-0.03527958691120148},{"word":"sale","start":797.82996,"end":798.14996,"confidence":0.99902344,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":-0.03343873471021652},{"word":"values","start":798.14996,"end":798.64996,"confidence":0.99658203,"punctuated_word":"values.","sentiment":"neutral","sentiment_score":-0.02333918958902359},{"word":"they","start":798.87,"end":799.02997,"confidence":0.95703125,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.08640138059854507},{"word":"don't","start":799.02997,"end":799.19,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10099515318870544},{"word":"want","start":799.19,"end":799.43,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.16951477527618408},{"word":"anything","start":799.43,"end":799.75,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.25431570410728455},{"word":"unrealistic","start":799.75,"end":800.25,"confidence":0.7487793,"punctuated_word":"unrealistic.","sentiment":"neutral","sentiment_score":-0.2726759910583496},{"word":"like","start":800.38995,"end":800.55,"confidence":0.9765625,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.1467726230621338},{"word":"if","start":800.55,"end":800.70996,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.17480909824371338},{"word":"you've","start":800.70996,"end":801.02997,"confidence":0.8095703,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.127703458070755},{"word":"got","start":801.02997,"end":801.19,"confidence":0.71484375,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1014523059129715},{"word":"a","start":801.19,"end":801.35,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12253012508153915},{"word":"$50,000","start":801.35,"end":802.31,"confidence":0.9938965,"punctuated_word":"$50,000","sentiment":"neutral","sentiment_score":-0.07630749046802521},{"word":"car","start":802.31,"end":802.81,"confidence":0.9980469,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.06417431682348251},{"word":"and","start":802.94995,"end":803.19,"confidence":0.64404297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10865414887666702},{"word":"you","start":803.19,"end":803.43,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13798797130584717},{"word":"tell","start":803.43,"end":803.67,"confidence":0.53027344,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.08326070010662079},{"word":"them","start":803.67,"end":803.82996,"confidence":0.87841797,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.11264286190271378},{"word":"you","start":803.82996,"end":804.06995,"confidence":0.77441406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12150929123163225},{"word":"you","start":804.06995,"end":804.14996,"confidence":0.9448242,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12831595540046692},{"word":"can","start":804.14996,"end":804.38995,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0974968448281288},{"word":"sell","start":804.38995,"end":804.70996,"confidence":0.98291016,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.18634602427482605},{"word":"that","start":804.70996,"end":805.02997,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15119172632694244},{"word":"for","start":805.02997,"end":805.43,"confidence":0.9641113,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.1372113972902298},{"word":"you","start":805.43,"end":805.58997,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15766191482543945},{"word":"know","start":805.58997,"end":805.99,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.12475325167179108},{"word":"$5","start":805.99,"end":806.79,"confidence":0.9815674,"punctuated_word":"$5,","sentiment":"neutral","sentiment_score":-0.11988149583339693},{"word":"they're","start":806.79,"end":806.985,"confidence":0.8469238,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.16468551754951477},{"word":"probably","start":807.14496,"end":807.385,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.19347193837165833},{"word":"gonna","start":807.385,"end":807.46497,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.1629701852798462},{"word":"go","start":807.46497,"end":807.70496,"confidence":0.9875488,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.12208981812000276},{"word":"hey","start":807.70496,"end":808.02496,"confidence":0.94384766,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":-0.1439509391784668},{"word":"that","start":808.02496,"end":808.185,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.2002500146627426},{"word":"might","start":808.185,"end":808.345,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.18161191046237943},{"word":"be","start":808.345,"end":808.425,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.20289213955402377},{"word":"a","start":808.425,"end":808.505,"confidence":0.80126953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.21042299270629883},{"word":"bit","start":808.505,"end":808.745,"confidence":0.9941406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.22741854190826416},{"word":"unrealistic","start":808.745,"end":809.245,"confidence":0.95751953,"punctuated_word":"unrealistic.","sentiment":"neutral","sentiment_score":-0.09738045930862428},{"word":"but","start":809.625,"end":809.865,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.08793140947818756},{"word":"if","start":809.865,"end":810.02496,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07984063029289246},{"word":"you're","start":810.02496,"end":810.265,"confidence":0.93619794,"punctuated_word":"you're,","sentiment":"neutral","sentiment_score":0.10383901000022888},{"word":"you","start":810.265,"end":810.345,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07600431889295578},{"word":"know","start":810.345,"end":810.665,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07787950336933136},{"word":"telling","start":810.665,"end":810.985,"confidence":0.9970703,"punctuated_word":"telling","sentiment":"neutral","sentiment_score":0.10793279856443404},{"word":"them","start":810.985,"end":811.385,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.03326617181301117},{"word":"if","start":811.385,"end":811.625,"confidence":0.7192383,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.049920424818992615},{"word":"you","start":811.625,"end":811.70496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04668496549129486},{"word":"had","start":811.70496,"end":811.785,"confidence":0.9921875,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.010670088231563568},{"word":"to","start":811.785,"end":811.945,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.031362034380435944},{"word":"sell","start":811.945,"end":812.105,"confidence":0.97998047,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.03395085781812668},{"word":"it","start":812.105,"end":812.185,"confidence":0.8520508,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.00782419741153717},{"word":"quickly","start":812.185,"end":812.58496,"confidence":0.9094238,"punctuated_word":"quickly,","sentiment":"neutral","sentiment_score":0.01615661382675171},{"word":"the","start":812.58496,"end":812.745,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05340506136417389},{"word":"more","start":812.745,"end":812.90497,"confidence":0.6616211,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.014672815799713137},{"word":"the","start":812.985,"end":813.14496,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0021993666887283325},{"word":"least","start":813.14496,"end":813.385,"confidence":0.9941406,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.0017467588186264038},{"word":"you'd","start":813.385,"end":813.545,"confidence":0.8400879,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.10296650230884552},{"word":"take","start":813.545,"end":813.785,"confidence":0.9980469,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.07777846604585648},{"word":"is","start":813.785,"end":813.865,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10637851059436798},{"word":"that","start":813.865,"end":814.105,"confidence":0.5751953,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09778487682342528},{"word":"10","start":814.105,"end":814.345,"confidence":0.99902344,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.08816960453987122},{"word":"or","start":814.345,"end":814.505,"confidence":0.9902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08269733190536499},{"word":"15,000","start":814.505,"end":815.385,"confidence":0.96875,"punctuated_word":"15,000,","sentiment":"neutral","sentiment_score":0.12378619611263277},{"word":"then","start":815.385,"end":815.625,"confidence":0.9921875,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1742900013923645},{"word":"you're","start":815.625,"end":815.785,"confidence":0.74853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.15030156075954437},{"word":"being","start":815.785,"end":816.02496,"confidence":0.9970703,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.08999239653348923},{"word":"a","start":816.02496,"end":816.105,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11316750198602676},{"word":"bit","start":816.105,"end":816.265,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06748417019844055},{"word":"more","start":816.265,"end":816.425,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.04952710121870041},{"word":"honest","start":816.425,"end":816.745,"confidence":1.0,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":0.08188331127166748},{"word":"with","start":816.745,"end":816.985,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1549277901649475},{"word":"that","start":816.985,"end":817.485,"confidence":0.9980469,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.09146802872419356},{"word":"and","start":817.545,"end":817.70496,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1038202866911888},{"word":"when","start":817.70496,"end":818.02496,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.12921130657196045},{"word":"they","start":818.02496,"end":818.265,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.11678717285394669},{"word":"look","start":818.265,"end":818.505,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13070565462112427},{"word":"at","start":818.505,"end":818.58496,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12968721985816956},{"word":"the","start":818.58496,"end":818.745,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11025683581829072},{"word":"vehicles","start":818.745,"end":819.14496,"confidence":0.96875,"punctuated_word":"vehicles,","sentiment":"neutral","sentiment_score":0.08786502480506897},{"word":"they","start":819.14496,"end":819.305,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0727001205086708},{"word":"can","start":819.305,"end":819.46497,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08015194535255432},{"word":"also","start":819.46497,"end":819.865,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.0658528283238411},{"word":"use","start":819.865,"end":820.365,"confidence":0.99902344,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.07935401052236557},{"word":"places","start":821.03,"end":821.43,"confidence":0.9790039,"punctuated_word":"places","sentiment":"neutral","sentiment_score":0.0912228375673294},{"word":"like","start":821.43,"end":821.59,"confidence":0.9326172,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07136901468038559},{"word":"red","start":821.59,"end":821.83,"confidence":0.58935547,"punctuated_word":"red","sentiment":"neutral","sentiment_score":0.06331093609333038},{"word":"books","start":821.83,"end":822.15,"confidence":0.9277344,"punctuated_word":"books","sentiment":"neutral","sentiment_score":0.07158917188644409},{"word":"and","start":822.15,"end":822.23004,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07553639262914658},{"word":"things","start":822.23004,"end":822.55,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.09518180787563324},{"word":"to","start":822.55,"end":822.87,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09143197536468506},{"word":"revalue","start":822.87,"end":823.37,"confidence":0.97265625,"punctuated_word":"revalue","sentiment":"neutral","sentiment_score":0.057340484112501144},{"word":"assets","start":823.91003,"end":824.39,"confidence":0.9128418,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":0.05254580453038216},{"word":"so","start":824.39,"end":824.89,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10985852777957916},{"word":"they","start":825.19,"end":825.35004,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.11759909987449646},{"word":"will","start":825.35004,"end":825.67,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1286921203136444},{"word":"they","start":825.75,"end":825.99,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.1481519490480423},{"word":"can","start":825.99,"end":826.39,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1435780972242355},{"word":"and","start":826.39,"end":826.63,"confidence":0.9770508,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1543010026216507},{"word":"do","start":826.63,"end":826.95,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14134609699249268},{"word":"check","start":826.95,"end":827.27,"confidence":0.99316406,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.12813718616962433},{"word":"on","start":827.27,"end":827.43,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1010291427373886},{"word":"what","start":827.43,"end":827.59,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1135036051273346},{"word":"we","start":827.59,"end":827.75,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11592747271060944},{"word":"put","start":827.75,"end":827.91003,"confidence":0.99609375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.09095440059900284},{"word":"on","start":827.91003,"end":828.07,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1078626736998558},{"word":"the","start":828.07,"end":828.23004,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10107627511024476},{"word":"application","start":828.23004,"end":828.73004,"confidence":0.99902344,"punctuated_word":"application","sentiment":"neutral","sentiment_score":0.0863775834441185},{"word":"form","start":828.87,"end":829.37,"confidence":0.8383789,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.08263659477233887},{"word":"so","start":829.67,"end":829.91003,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11133182793855669},{"word":"just","start":829.91003,"end":830.15,"confidence":0.9819336,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1491093933582306},{"word":"about","start":830.15,"end":830.47003,"confidence":0.98291016,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.150404155254364},{"word":"being","start":830.47003,"end":830.95,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.18898598849773407},{"word":"realistic","start":830.95,"end":831.45,"confidence":0.9650879,"punctuated_word":"realistic,","sentiment":"neutral","sentiment_score":0.20711649954319},{"word":"but","start":831.51,"end":831.75,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.19131255149841309},{"word":"at","start":831.75,"end":831.91003,"confidence":0.9819336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13724595308303833},{"word":"the","start":831.91003,"end":832.07,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17504453659057617},{"word":"same","start":832.07,"end":832.31,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.17895489931106567},{"word":"time","start":832.31,"end":832.63,"confidence":0.9206543,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.20090633630752563},{"word":"making","start":832.63,"end":832.95,"confidence":0.9892578,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.2320718616247177},{"word":"sure","start":832.95,"end":833.11,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.22699479758739471},{"word":"it's","start":833.11,"end":833.35004,"confidence":0.9147949,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1993902623653412},{"word":"a","start":833.35004,"end":833.43,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19669577479362488},{"word":"fire","start":833.43,"end":833.67,"confidence":0.47753906,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":0.13568219542503357},{"word":"sale","start":833.67,"end":833.99,"confidence":0.8935547,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":0.17097873985767365},{"word":"value","start":833.99,"end":834.39,"confidence":0.7468262,"punctuated_word":"value.","sentiment":"neutral","sentiment_score":0.12653391063213348},{"word":"what's","start":834.39,"end":834.63,"confidence":0.9970703,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":0.11744721233844756},{"word":"the","start":834.63,"end":834.79004,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10408695042133333},{"word":"least","start":834.79004,"end":835.11,"confidence":0.97998047,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.06390640139579773},{"word":"amount","start":835.11,"end":835.43,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.10992442071437836},{"word":"you","start":835.43,"end":835.51,"confidence":0.9863281,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15565577149391174},{"word":"would","start":835.51,"end":835.905,"confidence":0.99609375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10056859254837036},{"word":"expect","start":835.905,"end":836.145,"confidence":0.9921875,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":0.07489196956157684},{"word":"to","start":836.145,"end":836.385,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08277691900730133},{"word":"get","start":836.385,"end":836.54504,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10392246395349504},{"word":"for","start":836.54504,"end":836.625,"confidence":0.80566406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06294500082731247},{"word":"that","start":836.625,"end":836.945,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06510580331087112},{"word":"vehicle","start":836.945,"end":837.34503,"confidence":1.0,"punctuated_word":"vehicle","sentiment":"neutral","sentiment_score":0.08625888079404831},{"word":"if","start":837.34503,"end":837.585,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07305265218019485},{"word":"you","start":837.585,"end":837.74506,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09058765321969986},{"word":"had","start":837.74506,"end":837.905,"confidence":0.9941406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.07916241884231567},{"word":"to","start":837.905,"end":837.98505,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08700905740261078},{"word":"sell","start":837.98505,"end":838.22504,"confidence":0.99902344,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.04073522239923477},{"word":"it","start":838.22504,"end":838.385,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08757928013801575},{"word":"quickly","start":838.385,"end":838.885,"confidence":0.9663086,"punctuated_word":"quickly.","sentiment":"neutral","sentiment_score":0.06946215033531189},{"word":"okay","start":839.025,"end":839.525,"confidence":0.89941406,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.07516369223594666},{"word":"yep","start":841.10504,"end":841.60504,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13780471682548523},{"word":"when","start":841.74506,"end":841.98505,"confidence":0.7578125,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.10781089961528778},{"word":"it","start":841.98505,"end":842.065,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07891907542943954},{"word":"comes","start":842.065,"end":842.30505,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.0874277874827385},{"word":"to","start":842.30505,"end":842.465,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08976496011018753},{"word":"bank","start":842.465,"end":842.705,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.09762592613697052},{"word":"accounts","start":842.705,"end":843.025,"confidence":0.99658203,"punctuated_word":"accounts,","sentiment":"neutral","sentiment_score":0.0520632341504097},{"word":"they're","start":843.025,"end":843.265,"confidence":0.99853516,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.05507376417517662},{"word":"gonna","start":843.265,"end":843.585,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.07793984562158585},{"word":"ask","start":843.585,"end":843.825,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.06282331049442291},{"word":"for","start":843.825,"end":844.145,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04672197252511978},{"word":"your","start":844.145,"end":844.385,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.051173657178878784},{"word":"bank","start":844.385,"end":844.625,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.04973176494240761},{"word":"account","start":844.625,"end":845.025,"confidence":0.9980469,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.04210405424237251},{"word":"statement","start":845.025,"end":845.525,"confidence":0.9748535,"punctuated_word":"statement.","sentiment":"neutral","sentiment_score":0.05710407719016075},{"word":"they're","start":845.66504,"end":845.905,"confidence":0.99902344,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.06424646079540253},{"word":"gonna","start":845.905,"end":846.22504,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.08263172954320908},{"word":"ask","start":846.22504,"end":846.54504,"confidence":0.99902344,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.07591615617275238},{"word":"for","start":846.54504,"end":846.945,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07134044170379639},{"word":"a","start":846.945,"end":847.18506,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11489298939704896},{"word":"sent","start":847.18506,"end":847.505,"confidence":0.3947754,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.10429394245147704},{"word":"a","start":848.065,"end":848.22504,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11984938383102416},{"word":"superannuation","start":848.22504,"end":848.72504,"confidence":0.99104816,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.09995032101869585},{"word":"statement","start":849.265,"end":849.66504,"confidence":0.99902344,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.09743352234363556},{"word":"showing","start":849.66504,"end":850.16504,"confidence":0.9892578,"punctuated_word":"showing","sentiment":"neutral","sentiment_score":0.09462182968854904},{"word":"the","start":850.64,"end":850.88,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07628653943538666},{"word":"value","start":850.88,"end":851.38,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.0741853266954422},{"word":"of","start":851.44,"end":851.60004,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10071656107902528},{"word":"your","start":851.60004,"end":851.92,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08026198297739029},{"word":"super","start":851.92,"end":852.24,"confidence":0.9892578,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15735186636447906},{"word":"at","start":852.24,"end":852.4,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09100930392742156},{"word":"a","start":852.4,"end":852.56,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09738031774759293},{"word":"certain","start":852.56,"end":852.96,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.08544082939624786},{"word":"date","start":852.96,"end":853.46,"confidence":0.9658203,"punctuated_word":"date,","sentiment":"neutral","sentiment_score":0.08569814264774323},{"word":"and","start":853.52,"end":853.76,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06507298350334167},{"word":"they","start":853.76,"end":854.08,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.04221747815608978},{"word":"deem","start":854.08,"end":854.32,"confidence":0.91503906,"punctuated_word":"deem","sentiment":"neutral","sentiment_score":0.037821561098098755},{"word":"that","start":854.32,"end":854.64,"confidence":0.99560547,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.05050408095121384},{"word":"so","start":854.64,"end":854.88,"confidence":0.97998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09604985266923904},{"word":"when","start":854.88,"end":855.12,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.113107368350029},{"word":"we","start":855.12,"end":855.2,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11298318207263948},{"word":"look","start":855.2,"end":855.44,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09505192935466766},{"word":"at","start":855.44,"end":855.94,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07803590595722198},{"word":"deeming","start":856.64,"end":857.14,"confidence":0.84106445,"punctuated_word":"deeming","sentiment":"neutral","sentiment_score":0.07060620933771133},{"word":"rates","start":857.2,"end":857.7,"confidence":0.7663574,"punctuated_word":"rates,","sentiment":"neutral","sentiment_score":0.04030141979455948},{"word":"like","start":858.48,"end":858.8,"confidence":0.9123535,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0646270364522934},{"word":"if","start":858.8,"end":858.88,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.057449787855148315},{"word":"you","start":858.88,"end":859.12,"confidence":0.6800537,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.05890369415283203},{"word":"in","start":859.12,"end":859.28,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04492415115237236},{"word":"your","start":859.28,"end":859.60004,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04371105879545212},{"word":"super","start":859.60004,"end":860.10004,"confidence":0.9367676,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.06694572418928146},{"word":"get","start":860.16003,"end":860.4,"confidence":0.9902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0572347454726696},{"word":"you","start":860.48,"end":860.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.044045399874448776},{"word":"know","start":860.56,"end":861.06,"confidence":0.8029785,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.059523578733205795},{"word":"just","start":861.44,"end":861.60004,"confidence":0.58935547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.058279845863580704},{"word":"looking","start":861.60004,"end":861.92,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.03472009301185608},{"word":"at","start":861.92,"end":862.0,"confidence":0.8535156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02465203776955605},{"word":"the","start":862.0,"end":862.16003,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015376534312963486},{"word":"current","start":862.16003,"end":862.4,"confidence":0.9838867,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.009293213486671448},{"word":"deeming","start":862.4,"end":862.72003,"confidence":0.9206543,"punctuated_word":"deeming","sentiment":"neutral","sentiment_score":0.014201450161635876},{"word":"rates","start":862.72003,"end":862.96,"confidence":0.93359375,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":-0.002724040299654007},{"word":"because","start":862.96,"end":863.2,"confidence":0.8041992,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.032351430505514145},{"word":"they","start":863.2,"end":863.36,"confidence":0.9560547,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.04588227719068527},{"word":"have","start":863.36,"end":863.60004,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04677462577819824},{"word":"just","start":863.60004,"end":863.92,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04958104342222214},{"word":"changed","start":863.92,"end":864.32,"confidence":0.99902344,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.016751062124967575},{"word":"a","start":864.32,"end":864.48,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01608690805733204},{"word":"little","start":864.48,"end":864.8,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.024116825312376022},{"word":"bit","start":864.8,"end":865.275,"confidence":0.9885254,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.00822906382381916},{"word":"but","start":865.995,"end":866.23505,"confidence":0.98291016,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.11047421395778656},{"word":"with","start":866.23505,"end":866.395,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1585172563791275},{"word":"your","start":866.395,"end":866.55505,"confidence":0.96435547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.249136745929718},{"word":"super","start":866.55505,"end":866.875,"confidence":0.6862793,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.27187663316726685},{"word":"like","start":866.875,"end":867.11505,"confidence":0.9909668,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.23849686980247495},{"word":"if","start":867.11505,"end":867.195,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3048003315925598},{"word":"you","start":867.195,"end":867.35504,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26641711592674255},{"word":"got","start":867.35504,"end":867.67505,"confidence":0.8989258,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.26449471712112427},{"word":"a","start":867.67505,"end":867.995,"confidence":0.7739258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2322314977645874},{"word":"having","start":868.155,"end":868.47504,"confidence":0.98828125,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.215146005153656},{"word":"a","start":868.47504,"end":868.55505,"confidence":0.9482422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18480488657951355},{"word":"look","start":868.55505,"end":868.715,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16298216581344604},{"word":"at","start":868.715,"end":868.875,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20465943217277527},{"word":"your","start":868.875,"end":869.03503,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17994731664657593},{"word":"return","start":869.03503,"end":869.35504,"confidence":0.99902344,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.30254337191581726},{"word":"on","start":869.35504,"end":869.435,"confidence":0.8911133,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.35431209206581116},{"word":"your","start":869.435,"end":869.67505,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2128455638885498},{"word":"super","start":869.67505,"end":869.995,"confidence":0.98828125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.24970479309558868},{"word":"at","start":869.995,"end":870.155,"confidence":0.9165039,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1969977170228958},{"word":"the","start":870.155,"end":870.395,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16900211572647095},{"word":"moment","start":870.395,"end":870.895,"confidence":0.99560547,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.22988960146903992},{"word":"you","start":871.11505,"end":871.35504,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4614363312721253},{"word":"still","start":871.35504,"end":871.59503,"confidence":0.6621094,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.41454511880874634},{"word":"had","start":871.59503,"end":871.755,"confidence":0.984375,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.4678210020065307},{"word":"a","start":871.755,"end":871.835,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4746428430080414},{"word":"really","start":871.835,"end":872.075,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5312005281448364},{"word":"good","start":872.075,"end":872.23505,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4966443479061126},{"word":"return","start":872.23505,"end":872.55505,"confidence":1.0,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.6187501549720764},{"word":"on","start":872.55505,"end":872.79504,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5416945219039917},{"word":"super","start":872.79504,"end":873.195,"confidence":0.9604492,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5352368950843811},{"word":"for","start":873.195,"end":873.35504,"confidence":0.7944336,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4821615517139435},{"word":"this","start":873.35504,"end":873.59503,"confidence":0.99902344,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.41487306356430054},{"word":"year","start":873.59503,"end":874.09503,"confidence":0.98706055,"punctuated_word":"year.","sentiment":"positive","sentiment_score":0.3683013319969177},{"word":"your","start":874.79504,"end":875.11505,"confidence":0.9838867,"punctuated_word":"Your","sentiment":"positive","sentiment_score":0.3735407590866089},{"word":"super","start":875.11505,"end":875.61505,"confidence":0.99609375,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5576990246772766},{"word":"for","start":875.91504,"end":875.995,"confidence":0.5078125,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5004377365112305},{"word":"the","start":875.995,"end":876.075,"confidence":0.99609375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.418253481388092},{"word":"last","start":876.075,"end":876.47504,"confidence":1.0,"punctuated_word":"last","sentiment":"positive","sentiment_score":0.3617948591709137},{"word":"twelve","start":876.47504,"end":876.955,"confidence":1.0,"punctuated_word":"twelve","sentiment":"positive","sentiment_score":0.4315858483314514},{"word":"months","start":876.955,"end":877.275,"confidence":0.99316406,"punctuated_word":"months","sentiment":"positive","sentiment_score":0.5092658400535583},{"word":"has","start":877.275,"end":877.515,"confidence":0.9941406,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.3838692009449005},{"word":"returned","start":877.515,"end":877.995,"confidence":0.99902344,"punctuated_word":"returned","sentiment":"positive","sentiment_score":0.4200558364391327},{"word":"about","start":877.995,"end":878.315,"confidence":0.99121094,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.29142746329307556},{"word":"19.59%","start":878.315,"end":882.94995,"confidence":0.99257815,"punctuated_word":"19.59%.","sentiment":"neutral","sentiment_score":0.3026328682899475},{"word":"is","start":882.94995,"end":883.11,"confidence":0.9707031,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.21302634477615356},{"word":"that","start":883.11,"end":883.43,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1994777470827103},{"word":"right","start":883.43,"end":883.75,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.18538236618041992},{"word":"yeah","start":883.75,"end":884.07,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15589959919452667},{"word":"you've","start":884.07,"end":884.31,"confidence":0.99853516,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.21261201798915863},{"word":"had","start":884.31,"end":884.55,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.2827046513557434},{"word":"a","start":884.55,"end":884.70996,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2843199372291565},{"word":"19%","start":884.70996,"end":885.43,"confidence":0.99902344,"punctuated_word":"19%","sentiment":"neutral","sentiment_score":0.2856428325176239},{"word":"return","start":885.43,"end":885.91,"confidence":0.9782715,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.2747950851917267},{"word":"so","start":885.91,"end":886.41,"confidence":0.99902344,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.34806758165359497},{"word":"your","start":886.47,"end":886.70996,"confidence":0.9707031,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5070512294769287},{"word":"super","start":886.70996,"end":887.11,"confidence":0.9770508,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.571932315826416},{"word":"has","start":887.11,"end":887.35,"confidence":1.0,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.4804747998714447},{"word":"done","start":887.35,"end":887.67,"confidence":1.0,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.5461384654045105},{"word":"really","start":887.67,"end":887.91,"confidence":0.9562988,"punctuated_word":"really,","sentiment":"positive","sentiment_score":0.5090327262878418},{"word":"really","start":887.91,"end":888.23,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5119287371635437},{"word":"well","start":888.23,"end":888.47,"confidence":0.99902344,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.6474124193191528},{"word":"for","start":888.47,"end":888.70996,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6699057221412659},{"word":"this","start":888.70996,"end":888.87,"confidence":1.0,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.6128973364830017},{"word":"year","start":888.87,"end":889.11,"confidence":0.9914551,"punctuated_word":"year,","sentiment":"positive","sentiment_score":0.5031830072402954},{"word":"which","start":889.11,"end":889.43,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.3762293457984924},{"word":"is","start":889.43,"end":889.58997,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4694734811782837},{"word":"great","start":889.58997,"end":890.07,"confidence":0.88305664,"punctuated_word":"great,","sentiment":"positive","sentiment_score":0.4413747787475586},{"word":"but","start":890.07,"end":890.31,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.12878713011741638},{"word":"they","start":890.31,"end":890.47,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.004952102899551392},{"word":"don't","start":890.47,"end":890.63,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06193162128329277},{"word":"want","start":890.63,"end":890.79,"confidence":0.6347656,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.12558043003082275},{"word":"they're","start":890.87,"end":891.02997,"confidence":0.99902344,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.12583822011947632},{"word":"not","start":891.02997,"end":891.26996,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.18219506740570068},{"word":"gonna","start":891.26996,"end":891.75,"confidence":0.9921875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.14543943107128143},{"word":"assess","start":891.75,"end":892.14996,"confidence":0.96875,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":-0.1784515231847763},{"word":"you","start":892.14996,"end":892.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16792461276054382},{"word":"at","start":892.31,"end":892.47,"confidence":0.7763672,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.15079237520694733},{"word":"having","start":892.47,"end":892.70996,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.15343812108039856},{"word":"a","start":892.70996,"end":892.79,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1269036829471588},{"word":"19%","start":892.79,"end":893.67,"confidence":0.99902344,"punctuated_word":"19%","sentiment":"neutral","sentiment_score":-0.010314833372831345},{"word":"return","start":893.67,"end":894.07,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.1114570051431656},{"word":"on","start":894.07,"end":894.14996,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.20229607820510864},{"word":"your","start":894.14996,"end":894.435,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.18368875980377197},{"word":"super","start":894.515,"end":894.675,"confidence":0.94873047,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.09785570204257964},{"word":"they're","start":894.675,"end":894.915,"confidence":0.9980469,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.018092220649123192},{"word":"gonna","start":894.915,"end":895.15497,"confidence":0.9941406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.02934970334172249},{"word":"look","start":895.15497,"end":895.315,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0010042935609817505},{"word":"at","start":895.315,"end":895.475,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.010467417538166046},{"word":"your","start":895.475,"end":895.635,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.004000768065452576},{"word":"financial","start":895.635,"end":896.135,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.01193690299987793},{"word":"assets","start":896.275,"end":896.595,"confidence":0.98828125,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.021275006234645844},{"word":"like","start":896.595,"end":896.755,"confidence":0.6503906,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.014184966683387756},{"word":"your","start":896.755,"end":896.995,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03851333260536194},{"word":"bank","start":896.995,"end":897.15497,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.04955470561981201},{"word":"account","start":897.15497,"end":897.65497,"confidence":0.8911133,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.03673424571752548},{"word":"your","start":897.955,"end":898.275,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.002400420606136322},{"word":"superannuation","start":898.275,"end":898.775,"confidence":0.9647217,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.05251598358154297},{"word":"and","start":899.555,"end":899.795,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01774173229932785},{"word":"they","start":899.795,"end":899.875,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.011239219456911089},{"word":"have","start":899.875,"end":900.035,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0006206072866916656},{"word":"what's","start":900.035,"end":900.275,"confidence":0.9951172,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.004601712338626385},{"word":"called","start":900.275,"end":900.595,"confidence":0.9980469,"punctuated_word":"called","sentiment":"neutral","sentiment_score":-0.004680898040533066},{"word":"the","start":900.595,"end":900.835,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00281495600938797},{"word":"deeming","start":900.835,"end":901.335,"confidence":0.9614258,"punctuated_word":"deeming.","sentiment":"neutral","sentiment_score":-0.0022643953561782837},{"word":"so","start":901.475,"end":901.955,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.001619294285774231},{"word":"they","start":901.955,"end":902.355,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.009515844285488129},{"word":"assume","start":902.355,"end":902.855,"confidence":1.0,"punctuated_word":"assume","sentiment":"neutral","sentiment_score":0.0012919306755065918},{"word":"a","start":903.075,"end":903.315,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005293339490890503},{"word":"certain","start":903.315,"end":903.795,"confidence":0.99902344,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.00933723896741867},{"word":"rate","start":903.795,"end":904.035,"confidence":0.9873047,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.023852698504924778},{"word":"of","start":904.035,"end":904.115,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.015235736966133118},{"word":"return","start":904.115,"end":904.615,"confidence":0.9970703,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.00971105694770813},{"word":"for","start":905.235,"end":905.475,"confidence":0.8569336,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.00012636929750442505},{"word":"every","start":905.475,"end":905.795,"confidence":0.9980469,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.013169508427381516},{"word":"year","start":905.795,"end":906.295,"confidence":0.9716797,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.028591863811016083},{"word":"for","start":906.355,"end":906.595,"confidence":0.41601562,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0032844915986061096},{"word":"everything","start":906.595,"end":907.075,"confidence":0.9980469,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.02969539910554886},{"word":"over","start":907.075,"end":907.395,"confidence":0.9980469,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.014215394854545592},{"word":"a","start":907.395,"end":907.475,"confidence":0.8574219,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.025867294520139698},{"word":"certain","start":907.475,"end":907.875,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.029376350343227383},{"word":"value","start":907.875,"end":908.375,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.06346689164638519},{"word":"under","start":908.97,"end":909.20996,"confidence":0.99902344,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.015889957547187805},{"word":"the","start":909.20996,"end":909.44995,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05468977987766266},{"word":"current","start":909.44995,"end":909.94995,"confidence":0.9980469,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.09504448622465134},{"word":"deeming","start":910.08997,"end":910.58997,"confidence":0.9609375,"punctuated_word":"deeming","sentiment":"neutral","sentiment_score":-0.04454115778207779},{"word":"sorry","start":913.93,"end":914.32996,"confidence":0.87231445,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.05569702759385109},{"word":"now","start":914.32996,"end":914.57,"confidence":0.9160156,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.007475443184375763},{"word":"i'm","start":914.57,"end":914.73,"confidence":0.9946289,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.003822085913270712},{"word":"just","start":914.73,"end":914.97,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01595805585384369},{"word":"looking","start":914.97,"end":915.47,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.001123383641242981},{"word":"for","start":915.61,"end":915.93,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.005067545920610428},{"word":"the","start":915.93,"end":915.97,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007316496223211288},{"word":"because","start":916.01,"end":916.32996,"confidence":0.99316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.004643745720386505},{"word":"i","start":916.32996,"end":916.49,"confidence":0.5722656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00012546032667160034},{"word":"just","start":916.49,"end":916.81,"confidence":0.9902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.015132181346416472},{"word":"updated","start":916.81,"end":917.31,"confidence":0.9970703,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.0008742660284042358},{"word":"these","start":917.37,"end":917.87,"confidence":0.91552734,"punctuated_word":"these,","sentiment":"neutral","sentiment_score":-0.017284464091062546},{"word":"and","start":918.41,"end":918.64996,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.018097195774316788},{"word":"i","start":918.64996,"end":918.81,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02008851617574692},{"word":"knew","start":918.81,"end":918.97,"confidence":0.98535156,"punctuated_word":"knew","sentiment":"neutral","sentiment_score":-0.03249330446124077},{"word":"what","start":918.97,"end":919.20996,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.03628264367580414},{"word":"the","start":919.20996,"end":919.37,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0725654661655426},{"word":"old","start":919.37,"end":919.69,"confidence":0.9404297,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.08704541623592377},{"word":"deeming","start":919.69,"end":920.08997,"confidence":0.939209,"punctuated_word":"deeming","sentiment":"neutral","sentiment_score":-0.057204730808734894},{"word":"rates","start":920.08997,"end":920.49,"confidence":0.70654297,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":-0.050395336002111435},{"word":"were","start":920.49,"end":920.99,"confidence":0.9123535,"punctuated_word":"were.","sentiment":"neutral","sentiment_score":-0.04810257628560066},{"word":"there","start":933.72,"end":933.95996,"confidence":0.8027344,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.01405487209558487},{"word":"we","start":933.95996,"end":934.12,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02706408128142357},{"word":"go","start":934.12,"end":934.62,"confidence":1.0,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.05510265380144119},{"word":"so","start":934.76,"end":935.0,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06451571732759476},{"word":"with","start":935.0,"end":935.24,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07235148549079895},{"word":"the","start":935.24,"end":935.39996,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06985098123550415},{"word":"deeming","start":935.39996,"end":935.72,"confidence":0.9890137,"punctuated_word":"deeming","sentiment":"neutral","sentiment_score":0.09121444076299667},{"word":"rates","start":935.72,"end":935.95996,"confidence":0.94140625,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.06889273226261139},{"word":"there","start":935.95996,"end":936.2,"confidence":0.8276367,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.09533581137657166},{"word":"neil","start":936.2,"end":936.68,"confidence":0.935791,"punctuated_word":"Neil,","sentiment":"neutral","sentiment_score":0.0966724306344986},{"word":"they'll","start":936.68,"end":937.0,"confidence":0.75878906,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.09752953052520752},{"word":"assess","start":937.0,"end":937.5,"confidence":0.96533203,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":0.10387734323740004},{"word":"the","start":937.8,"end":938.04,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08841986954212189},{"word":"first","start":938.04,"end":938.54,"confidence":0.9921875,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.14727500081062317},{"word":"106,200","start":939.0,"end":941.58,"confidence":0.99393135,"punctuated_word":"106,200","sentiment":"neutral","sentiment_score":0.1515885591506958},{"word":"of","start":941.64,"end":941.88,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08337680995464325},{"word":"combined","start":941.88,"end":942.38,"confidence":0.9980469,"punctuated_word":"combined","sentiment":"neutral","sentiment_score":0.09799589216709136},{"word":"financial","start":942.44,"end":942.94,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.09952181577682497},{"word":"assets","start":943.16,"end":943.64,"confidence":0.9980469,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.08817844837903976},{"word":"at","start":943.64,"end":943.95996,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08457786589860916},{"word":"1.25%","start":943.95996,"end":945.66,"confidence":0.9969727,"punctuated_word":"1.25%.","sentiment":"neutral","sentiment_score":0.11146630346775056},{"word":"anything","start":946.455,"end":946.955,"confidence":1.0,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.10239846259355544},{"word":"over","start":947.015,"end":947.335,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.0682554692029953},{"word":"that","start":947.335,"end":947.815,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06181390583515167},{"word":"is","start":947.815,"end":948.05505,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06263776123523712},{"word":"deemed","start":948.05505,"end":948.375,"confidence":0.99609375,"punctuated_word":"deemed","sentiment":"neutral","sentiment_score":0.0971084088087082},{"word":"to","start":948.375,"end":948.455,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09557926654815674},{"word":"have","start":948.455,"end":948.775,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12329372763633728},{"word":"earned","start":948.775,"end":949.255,"confidence":0.9951172,"punctuated_word":"earned","sentiment":"neutral","sentiment_score":0.13988903164863586},{"word":"3.25%","start":949.255,"end":950.955,"confidence":0.9890625,"punctuated_word":"3.25%.","sentiment":"neutral","sentiment_score":0.09265612810850143},{"word":"it","start":960.79,"end":960.94995,"confidence":0.87841797,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.1288614273071289},{"word":"is","start":960.94995,"end":961.44995,"confidence":0.9890137,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.10928525775671004},{"word":"they","start":962.14996,"end":962.47,"confidence":0.9667969,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.03439196199178696},{"word":"do","start":962.47,"end":962.97,"confidence":0.9941406,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.027450598776340485},{"word":"they","start":963.58997,"end":963.75,"confidence":0.90771484,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.029499277472496033},{"word":"absolutely","start":963.75,"end":964.25,"confidence":0.99902344,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.05057096481323242},{"word":"do","start":964.47,"end":964.97,"confidence":0.9975586,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.024362962692976},{"word":"oh","start":967.75,"end":967.91,"confidence":0.75805664,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.021516449749469757},{"word":"i","start":967.91,"end":968.07,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09846220910549164},{"word":"actually","start":968.07,"end":968.47,"confidence":0.98535156,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.09288498759269714},{"word":"kind","start":968.47,"end":968.63,"confidence":0.98535156,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1733148694038391},{"word":"of","start":968.63,"end":968.79,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2113454043865204},{"word":"enjoy","start":968.79,"end":969.11,"confidence":0.9428711,"punctuated_word":"enjoy","sentiment":"neutral","sentiment_score":0.2867741286754608},{"word":"it","start":969.11,"end":969.35,"confidence":0.9980469,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.4882891774177551},{"word":"it's","start":969.35,"end":969.51,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4824220538139343},{"word":"a","start":969.51,"end":969.58997,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5222766399383545},{"word":"little","start":969.58997,"end":969.82996,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.4177439510822296},{"word":"bit","start":969.82996,"end":970.07,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.49427855014801025},{"word":"of","start":970.07,"end":970.14996,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5683151483535767},{"word":"fun","start":970.14996,"end":970.64996,"confidence":0.99902344,"punctuated_word":"fun","sentiment":"positive","sentiment_score":0.4868949353694916},{"word":"i'm","start":971.285,"end":971.44495,"confidence":0.72106934,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.3863319158554077},{"word":"trying","start":971.44495,"end":971.685,"confidence":0.98828125,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.3121998608112335},{"word":"to","start":971.685,"end":971.845,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27988964319229126},{"word":"get","start":971.845,"end":972.005,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2833288908004761},{"word":"people","start":972.005,"end":972.32495,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.2882365882396698},{"word":"as","start":972.32495,"end":972.565,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.249056875705719},{"word":"much","start":972.565,"end":972.96497,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.27703309059143066},{"word":"pension","start":972.96497,"end":973.44495,"confidence":0.90527344,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.2512848973274231},{"word":"as","start":973.44495,"end":973.685,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.012307554483413696},{"word":"possible","start":973.685,"end":974.185,"confidence":0.94091797,"punctuated_word":"possible,","sentiment":"neutral","sentiment_score":0.030220773071050644},{"word":"but","start":974.805,"end":975.125,"confidence":0.8720703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10998652875423431},{"word":"it's","start":975.125,"end":975.365,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1774975061416626},{"word":"not","start":975.365,"end":975.52496,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2417495548725128},{"word":"gonna","start":975.52496,"end":975.76495,"confidence":0.984375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2389376163482666},{"word":"be","start":975.76495,"end":975.845,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.2712986171245575},{"word":"something","start":975.845,"end":976.245,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.21692049503326416},{"word":"that's","start":976.245,"end":976.40497,"confidence":0.93969727,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2511421740055084},{"word":"gonna","start":976.40497,"end":976.64496,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.1743743121623993},{"word":"be","start":976.64496,"end":976.725,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13450932502746582},{"word":"around","start":976.725,"end":977.125,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.21899402141571045},{"word":"forever","start":977.125,"end":977.52496,"confidence":0.935791,"punctuated_word":"forever,","sentiment":"neutral","sentiment_score":-0.17408022284507751},{"word":"unfortunately","start":977.52496,"end":978.02496,"confidence":0.94628906,"punctuated_word":"unfortunately.","sentiment":"neutral","sentiment_score":-0.2542826533317566},{"word":"there's","start":978.245,"end":978.565,"confidence":0.6236572,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.20452171564102173},{"word":"some","start":978.565,"end":978.725,"confidence":0.96240234,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.20400018990039823},{"word":"point","start":978.725,"end":979.045,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.2457135170698166},{"word":"all","start":979.045,"end":979.20496,"confidence":0.46875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.2765536308288574},{"word":"of","start":979.20496,"end":979.365,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.28362178802490234},{"word":"this","start":979.365,"end":979.52496,"confidence":0.98291016,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.3107627034187317},{"word":"will","start":979.52496,"end":979.76495,"confidence":0.96240234,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.3200549781322479},{"word":"probably","start":979.76495,"end":980.165,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.32563188672065735},{"word":"have","start":980.165,"end":980.32495,"confidence":0.9970703,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.34905949234962463},{"word":"to","start":980.32495,"end":980.485,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3350996673107147},{"word":"change","start":980.485,"end":980.88495,"confidence":1.0,"punctuated_word":"change","sentiment":"negative","sentiment_score":-0.4186112582683563},{"word":"the","start":980.88495,"end":981.045,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3050370216369629},{"word":"structure","start":981.045,"end":981.44495,"confidence":0.99902344,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":-0.31008219718933105},{"word":"the","start":981.44495,"end":981.605,"confidence":0.96435547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.31073683500289917},{"word":"way","start":981.605,"end":981.76495,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.3038654029369354},{"word":"it","start":981.76495,"end":981.845,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.24268034100532532},{"word":"is","start":981.845,"end":982.08496,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.26781323552131653},{"word":"because","start":982.08496,"end":982.58496,"confidence":0.71484375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.20615652203559875},{"word":"we","start":983.01996,"end":983.26,"confidence":0.93847656,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.17107149958610535},{"word":"spend","start":983.26,"end":983.33997,"confidence":0.96240234,"punctuated_word":"spend","sentiment":"neutral","sentiment_score":-0.13376832008361816},{"word":"a","start":983.33997,"end":983.57996,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2768537998199463},{"word":"lot","start":983.57996,"end":983.89996,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.23181714117527008},{"word":"of","start":983.89996,"end":984.3,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2513883113861084},{"word":"of","start":984.3,"end":984.62,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.25194376707077026},{"word":"money","start":984.62,"end":985.12,"confidence":0.30297852,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.1975067108869553},{"word":"on","start":985.33997,"end":985.83997,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.21944861114025116},{"word":"age","start":986.54,"end":986.86,"confidence":0.6640625,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.21178728342056272},{"word":"pension","start":986.86,"end":987.26,"confidence":0.97265625,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.15060585737228394},{"word":"and","start":987.26,"end":987.5,"confidence":0.9560547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.22149620950222015},{"word":"centrelink","start":987.5,"end":988.0,"confidence":0.8720703,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":-0.15072490274906158},{"word":"and","start":988.14,"end":988.3,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1575748324394226},{"word":"things","start":988.3,"end":988.7,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.1643868088722229},{"word":"like","start":988.7,"end":988.86,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.18174895644187927},{"word":"that","start":988.86,"end":989.26,"confidence":0.95458984,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.15028584003448486},{"word":"so","start":989.26,"end":989.76,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08843404054641724},{"word":"i","start":990.06,"end":990.14,"confidence":0.8769531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05463888868689537},{"word":"think","start":990.14,"end":990.38,"confidence":0.9404297,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.05915555730462074},{"word":"i","start":990.38,"end":990.54,"confidence":0.42993164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05686521530151367},{"word":"need","start":990.54,"end":990.77997,"confidence":0.9614258,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.06576843559741974},{"word":"some","start":990.77997,"end":990.94,"confidence":0.33422852,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.14363598823547363},{"word":"time","start":990.94,"end":991.1,"confidence":0.98828125,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.12964116036891937},{"word":"in","start":991.1,"end":991.26,"confidence":0.9160156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.16434739530086517},{"word":"the","start":991.26,"end":991.33997,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.155525341629982},{"word":"next","start":991.33997,"end":991.74,"confidence":0.97802734,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.13522468507289886},{"word":"ten","start":991.74,"end":992.14,"confidence":0.9921875,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.15020722150802612},{"word":"years","start":992.14,"end":992.62,"confidence":0.86206055,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.12756413221359253},{"word":"it'll","start":992.62,"end":992.94,"confidence":0.95703125,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":-0.17001020908355713},{"word":"all","start":992.94,"end":993.1,"confidence":0.9838867,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.16001969575881958},{"word":"change","start":993.1,"end":993.6,"confidence":0.9770508,"punctuated_word":"change.","sentiment":"neutral","sentiment_score":-0.18468159437179563},{"word":"a","start":994.875,"end":995.375,"confidence":0.64404297,"punctuated_word":"A","sentiment":"neutral","sentiment_score":-0.109815314412117},{"word":"100%","start":997.915,"end":998.735,"confidence":0.998291,"punctuated_word":"100%.","sentiment":"neutral","sentiment_score":-0.02506210096180439},{"word":"yeah","start":998.955,"end":999.435,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0002097347751259804},{"word":"yeah","start":999.435,"end":999.915,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010093431919813156},{"word":"that's","start":999.915,"end":1000.235,"confidence":0.982666,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.014816056936979294},{"word":"exactly","start":1000.235,"end":1000.715,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.011310160160064696},{"word":"the","start":1000.715,"end":1000.795,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020629124715924263},{"word":"way","start":1000.795,"end":1001.035,"confidence":0.99902344,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.009521512314677238},{"word":"i'm","start":1001.035,"end":1001.275,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.013278829865157604},{"word":"heading","start":1001.275,"end":1001.775,"confidence":0.99365234,"punctuated_word":"heading.","sentiment":"neutral","sentiment_score":0.009119763039052486},{"word":"yeah","start":1005.115,"end":1005.615,"confidence":0.986084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00900593027472496},{"word":"yeah","start":1007.93,"end":1008.43,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01118374429643154},{"word":"yeah","start":1008.65,"end":1009.15,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0021758228540420532},{"word":"mhmm","start":1011.53,"end":1012.03,"confidence":0.9937744,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.014319456182420254},{"word":"had","start":1012.41003,"end":1012.65,"confidence":0.86328125,"punctuated_word":"Had","sentiment":"neutral","sentiment_score":-0.029113419353961945},{"word":"to","start":1012.65,"end":1012.73004,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.038594506680965424},{"word":"wait","start":1012.73004,"end":1012.89,"confidence":0.99609375,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.03199120610952377},{"word":"to","start":1012.89,"end":1013.05,"confidence":0.56103516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02736433781683445},{"word":"67","start":1013.05,"end":1013.87,"confidence":0.99194336,"punctuated_word":"67.","sentiment":"neutral","sentiment_score":-0.020179489627480507},{"word":"yeah","start":1014.25,"end":1014.75,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010816297493875028},{"word":"yeah","start":1018.73004,"end":1019.05,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01979908160865307},{"word":"yeah","start":1019.05,"end":1019.29004,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013419696129858494},{"word":"and","start":1019.29004,"end":1019.77,"confidence":0.98095703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0023574642837047577},{"word":"they'll","start":1019.77,"end":1020.255,"confidence":0.8286133,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":-0.0008937157690525055},{"word":"they'll","start":1020.335,"end":1020.495,"confidence":0.99609375,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.0023435279726982117},{"word":"always","start":1020.495,"end":1020.895,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.012628816068172457},{"word":"grandfather","start":1020.895,"end":1021.395,"confidence":0.98535156,"punctuated_word":"grandfather","sentiment":"neutral","sentiment_score":0.020693715661764145},{"word":"it","start":1021.53503,"end":1021.775,"confidence":0.95874023,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.012136705219745636},{"word":"so","start":1021.775,"end":1021.935,"confidence":0.9160156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00289052352309227},{"word":"same","start":1021.935,"end":1022.175,"confidence":0.9194336,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.02807426080107689},{"word":"as","start":1022.175,"end":1022.335,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03625474125146866},{"word":"when","start":1022.335,"end":1022.495,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.045427724719047546},{"word":"the","start":1022.495,"end":1022.655,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03594103455543518},{"word":"changes","start":1022.655,"end":1023.055,"confidence":0.96777344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.024987518787384033},{"word":"came","start":1023.055,"end":1023.295,"confidence":0.99902344,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.037403885275125504},{"word":"in","start":1023.295,"end":1023.53503,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03746555745601654},{"word":"around","start":1023.53503,"end":1023.775,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.03367244452238083},{"word":"that","start":1023.775,"end":1024.015,"confidence":0.99121094,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03692658245563507},{"word":"1960","start":1024.015,"end":1024.735,"confidence":0.9210205,"punctuated_word":"1960,","sentiment":"neutral","sentiment_score":0.02786753512918949},{"word":"1961","start":1024.735,"end":1025.775,"confidence":0.9930013,"punctuated_word":"1961","sentiment":"neutral","sentiment_score":0.03798830509185791},{"word":"period","start":1025.775,"end":1026.275,"confidence":0.91137695,"punctuated_word":"period,","sentiment":"neutral","sentiment_score":0.04185434430837631},{"word":"they'll","start":1026.8151,"end":1027.055,"confidence":0.8288574,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.0687982439994812},{"word":"be","start":1027.055,"end":1027.215,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06664939224720001},{"word":"grandfathered","start":1027.215,"end":1027.715,"confidence":0.97888184,"punctuated_word":"grandfathered.","sentiment":"neutral","sentiment_score":0.07294362783432007},{"word":"so","start":1027.775,"end":1028.015,"confidence":0.98999023,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.06121383607387543},{"word":"you","start":1028.015,"end":1028.095,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04436226189136505},{"word":"know","start":1028.095,"end":1028.255,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.05912309139966965},{"word":"people","start":1028.255,"end":1028.655,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.07344528287649155},{"word":"who","start":1028.655,"end":1029.135,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.07007265836000443},{"word":"had","start":1029.135,"end":1029.455,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.04282474145293236},{"word":"been","start":1029.455,"end":1029.695,"confidence":0.96777344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.04193693399429321},{"word":"born","start":1029.695,"end":1030.015,"confidence":0.99902344,"punctuated_word":"born","sentiment":"neutral","sentiment_score":0.032522328197956085},{"word":"before","start":1030.015,"end":1030.515,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.048980314284563065},{"word":"those","start":1030.575,"end":1030.975,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.02456793189048767},{"word":"years","start":1030.975,"end":1031.455,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.03174545243382454},{"word":"were","start":1031.455,"end":1031.695,"confidence":0.84228516,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.08264333754777908},{"word":"still","start":1031.695,"end":1031.935,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.09104342758655548},{"word":"able","start":1031.935,"end":1032.255,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.11174949258565904},{"word":"to","start":1032.255,"end":1032.495,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11263303458690643},{"word":"access","start":1032.495,"end":1032.895,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.06614287197589874},{"word":"the","start":1032.895,"end":1033.135,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06792916357517242},{"word":"age","start":1033.135,"end":1033.375,"confidence":0.8857422,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.0502542182803154},{"word":"pension","start":1033.375,"end":1033.875,"confidence":0.99121094,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.04411815851926803},{"word":"when","start":1033.935,"end":1034.175,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.10451085865497588},{"word":"they","start":1034.175,"end":1034.415,"confidence":0.9980469,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.07239963114261627},{"word":"hit","start":1034.415,"end":1034.79,"confidence":0.99609375,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":0.06684428453445435},{"word":"the","start":1035.27,"end":1035.77,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0580270029604435},{"word":"the","start":1036.0701,"end":1036.31,"confidence":0.5854492,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04710952937602997},{"word":"age","start":1036.31,"end":1036.81,"confidence":1.0,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.02562016248703003},{"word":"that","start":1037.27,"end":1037.43,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06214769184589386},{"word":"was","start":1037.43,"end":1037.75,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.046497639268636703},{"word":"grandfathered","start":1037.75,"end":1038.25,"confidence":0.9996745,"punctuated_word":"grandfathered","sentiment":"neutral","sentiment_score":0.05304570123553276},{"word":"before","start":1038.87,"end":1039.27,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.04593832045793533},{"word":"the","start":1039.27,"end":1039.51,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024798758327960968},{"word":"change","start":1039.51,"end":1040.01,"confidence":0.9562988,"punctuated_word":"change.","sentiment":"neutral","sentiment_score":0.01501527987420559},{"word":"so","start":1040.23,"end":1040.4701,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03921348601579666},{"word":"the","start":1040.4701,"end":1040.63,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.034741103649139404},{"word":"same","start":1040.63,"end":1040.87,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.05793644860386848},{"word":"thing","start":1040.87,"end":1041.11,"confidence":0.7717285,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.055884793400764465},{"word":"like","start":1041.11,"end":1041.3501,"confidence":0.9770508,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.03895483538508415},{"word":"when","start":1041.3501,"end":1041.5901,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05544499307870865},{"word":"they","start":1041.5901,"end":1041.75,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.017136186361312866},{"word":"change","start":1041.75,"end":1042.0701,"confidence":0.56103516,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.029499731957912445},{"word":"this","start":1042.0701,"end":1042.31,"confidence":0.98413086,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.026448208838701248},{"word":"they'll","start":1042.31,"end":1042.55,"confidence":0.96899414,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.027392162010073665},{"word":"probably","start":1042.55,"end":1042.9501,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.04802437871694565},{"word":"grandfather","start":1042.9501,"end":1043.43,"confidence":0.9760742,"punctuated_word":"grandfather","sentiment":"neutral","sentiment_score":0.06135834753513336},{"word":"it","start":1043.43,"end":1043.5901,"confidence":0.7729492,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07742803543806076},{"word":"to","start":1043.5901,"end":1043.75,"confidence":0.80566406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07868167757987976},{"word":"anyone","start":1043.75,"end":1044.15,"confidence":0.9941406,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":0.1021009162068367},{"word":"who's","start":1044.15,"end":1044.39,"confidence":0.98706055,"punctuated_word":"who's","sentiment":"neutral","sentiment_score":0.07013887166976929},{"word":"currently","start":1044.39,"end":1044.79,"confidence":1.0,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":0.06740446388721466},{"word":"on","start":1044.79,"end":1044.9501,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.054831843823194504},{"word":"it","start":1044.9501,"end":1045.11,"confidence":0.89746094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.049026355147361755},{"word":"will","start":1045.11,"end":1045.27,"confidence":0.4951172,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.06937848776578903},{"word":"still","start":1045.27,"end":1045.51,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.10033707320690156},{"word":"get","start":1045.51,"end":1045.67,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0647360309958458},{"word":"the","start":1045.67,"end":1045.8301,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030025258660316467},{"word":"old","start":1045.8301,"end":1046.0701,"confidence":1.0,"punctuated_word":"old","sentiment":"neutral","sentiment_score":0.032763272523880005},{"word":"rules","start":1046.0701,"end":1046.39,"confidence":0.97802734,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":0.026849858462810516},{"word":"until","start":1046.39,"end":1046.7101,"confidence":1.0,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.0638800635933876},{"word":"something","start":1046.7101,"end":1047.1901,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.017266221344470978},{"word":"changes","start":1047.1901,"end":1047.6901,"confidence":0.8041992,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":0.017395980656147003},{"word":"but","start":1048.015,"end":1048.255,"confidence":0.9941406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.025169983506202694},{"word":"anyone","start":1048.255,"end":1048.735,"confidence":0.9980469,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":-0.029453977942466736},{"word":"applying","start":1048.735,"end":1049.0549,"confidence":1.0,"punctuated_word":"applying","sentiment":"neutral","sentiment_score":-0.00911352038383484},{"word":"for","start":1049.0549,"end":1049.2949,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.027611158788204193},{"word":"it","start":1049.2949,"end":1049.455,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.032980404794216156},{"word":"after","start":1049.455,"end":1049.775,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.04473693668842316},{"word":"a","start":1049.775,"end":1049.855,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.053421005606651306},{"word":"certain","start":1049.855,"end":1050.355,"confidence":0.99902344,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.03786551579833031},{"word":"year","start":1050.415,"end":1050.815,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.006971895694732666},{"word":"or","start":1050.815,"end":1050.975,"confidence":0.9760742,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":-0.05433576554059982},{"word":"you","start":1050.975,"end":1051.135,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06927219033241272},{"word":"know","start":1051.135,"end":1051.535,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.06454543024301529},{"word":"when","start":1051.535,"end":1051.775,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.03470759093761444},{"word":"the","start":1051.775,"end":1051.9349,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03232952952384949},{"word":"change","start":1051.9349,"end":1052.255,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.03189210593700409},{"word":"comes","start":1052.255,"end":1052.575,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.04030326753854752},{"word":"in","start":1052.575,"end":1053.0549,"confidence":0.9980469,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.07130259275436401},{"word":"then","start":1053.0549,"end":1053.2949,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.07212120294570923},{"word":"they'll","start":1053.2949,"end":1053.535,"confidence":0.99902344,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":-0.11446254700422288},{"word":"have","start":1053.535,"end":1053.775,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10187168419361116},{"word":"to","start":1053.775,"end":1053.855,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08896352350711823},{"word":"adhere","start":1053.855,"end":1054.1749,"confidence":0.99121094,"punctuated_word":"adhere","sentiment":"neutral","sentiment_score":-0.09965497255325316},{"word":"to","start":1054.1749,"end":1054.335,"confidence":0.97265625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08167751133441925},{"word":"different","start":1054.335,"end":1054.735,"confidence":0.9980469,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.07301206886768341},{"word":"circumstances","start":1054.735,"end":1055.235,"confidence":0.97924805,"punctuated_word":"circumstances.","sentiment":"neutral","sentiment_score":-0.06492498517036438},{"word":"so","start":1055.775,"end":1056.275,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10961297154426576},{"word":"it","start":1056.655,"end":1056.815,"confidence":0.8203125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09576062113046646},{"word":"means","start":1056.815,"end":1057.135,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.09915685653686523},{"word":"that","start":1057.135,"end":1057.2949,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08709189295768738},{"word":"lots","start":1057.2949,"end":1057.535,"confidence":1.0,"punctuated_word":"lots","sentiment":"neutral","sentiment_score":-0.08629247546195984},{"word":"of","start":1057.535,"end":1057.695,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06115259602665901},{"word":"different","start":1057.695,"end":1058.015,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.07024805247783661},{"word":"people","start":1058.015,"end":1058.255,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.10765520483255386},{"word":"will","start":1058.255,"end":1058.575,"confidence":0.48217773,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.12179005891084672},{"word":"be","start":1058.575,"end":1058.815,"confidence":0.9482422,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1223132386803627},{"word":"on","start":1058.815,"end":1059.0549,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1325710564851761},{"word":"different","start":1059.0549,"end":1059.535,"confidence":0.99902344,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.0995987504720688},{"word":"rules","start":1059.535,"end":1060.035,"confidence":0.74194336,"punctuated_word":"rules.","sentiment":"neutral","sentiment_score":-0.1163940206170082},{"word":"but","start":1060.095,"end":1060.335,"confidence":0.96777344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.05126995965838432},{"word":"yeah","start":1060.415,"end":1060.655,"confidence":0.9970703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.05106531083583832},{"word":"no","start":1060.655,"end":1060.975,"confidence":0.9941406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13433349132537842},{"word":"look","start":1060.975,"end":1061.215,"confidence":0.8779297,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":-0.1345735490322113},{"word":"it's","start":1061.215,"end":1061.375,"confidence":0.98095703,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.15566089749336243},{"word":"it's","start":1061.375,"end":1061.615,"confidence":0.9655762,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.15318363904953003},{"word":"all","start":1061.615,"end":1061.855,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.15048691630363464},{"word":"understandable","start":1061.855,"end":1062.355,"confidence":1.0,"punctuated_word":"understandable.","sentiment":"neutral","sentiment_score":-0.1752680242061615},{"word":"it's","start":1065.42,"end":1065.66,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.2505059838294983},{"word":"all","start":1065.66,"end":1065.98,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.25858545303344727},{"word":"crazy","start":1065.98,"end":1066.48,"confidence":0.9428711,"punctuated_word":"crazy,","sentiment":"neutral","sentiment_score":-0.24588394165039065},{"word":"isn't","start":1066.54,"end":1066.86,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.23124247789382937},{"word":"it","start":1066.86,"end":1067.36,"confidence":0.99853516,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.217324361205101},{"word":"so","start":1067.74,"end":1068.22,"confidence":0.7314453,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10836518555879592},{"word":"i","start":1068.22,"end":1068.3,"confidence":0.8491211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.125862255692482},{"word":"just","start":1068.3,"end":1068.54,"confidence":0.9589844,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12022381275892258},{"word":"you're","start":1068.94,"end":1069.1,"confidence":0.9211426,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.1105639785528183},{"word":"right","start":1069.1,"end":1069.34,"confidence":0.7753906,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.08853351324796677},{"word":"sorry","start":1069.34,"end":1069.84,"confidence":0.8876953,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.22650352120399475},{"word":"yeah","start":1079.755,"end":1080.255,"confidence":0.94677734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03428540378808975},{"word":"yeah","start":1082.475,"end":1082.975,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07092525064945221},{"word":"yeah","start":1083.355,"end":1083.855,"confidence":0.8869629,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.108922079205513},{"word":"alright","start":1084.0751,"end":1084.475,"confidence":0.7225342,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.2604124844074249},{"word":"absolutely","start":1084.475,"end":1084.975,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.46949678659439087},{"word":"so","start":1085.995,"end":1086.235,"confidence":0.7578125,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4366544187068939},{"word":"i","start":1086.235,"end":1086.3151,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4130134582519531},{"word":"just","start":1086.3151,"end":1086.555,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3892302215099334},{"word":"wanted","start":1086.555,"end":1086.795,"confidence":1.0,"punctuated_word":"wanted","sentiment":"positive","sentiment_score":0.3538356125354767},{"word":"to","start":1086.795,"end":1086.955,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4376583993434906},{"word":"sort","start":1086.955,"end":1087.115,"confidence":0.96533203,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.3995777368545532},{"word":"of","start":1087.115,"end":1087.275,"confidence":0.90527344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3884904682636261},{"word":"find","start":1087.275,"end":1087.435,"confidence":0.9980469,"punctuated_word":"find","sentiment":"positive","sentiment_score":0.3851513266563415},{"word":"out","start":1087.435,"end":1087.595,"confidence":1.0,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.376643568277359},{"word":"what","start":1087.595,"end":1087.755,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3909878134727478},{"word":"you","start":1087.755,"end":1087.915,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4055284261703491},{"word":"wanted","start":1087.915,"end":1088.235,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.32580137252807617},{"word":"to","start":1088.235,"end":1088.395,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.42248034477233887},{"word":"sort","start":1088.395,"end":1088.555,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.4239954948425293},{"word":"of","start":1088.555,"end":1088.715,"confidence":0.9404297,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.46041181683540344},{"word":"do","start":1088.715,"end":1088.875,"confidence":0.99121094,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.38702356815338135},{"word":"moving","start":1088.875,"end":1089.1951,"confidence":0.9941406,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.42771074175834656},{"word":"forward","start":1089.1951,"end":1089.515,"confidence":0.99902344,"punctuated_word":"forward.","sentiment":"positive","sentiment_score":0.40059876441955566},{"word":"i'm","start":1089.515,"end":1089.675,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4972000122070313},{"word":"happy","start":1089.675,"end":1089.995,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5933892726898193},{"word":"to","start":1089.995,"end":1090.155,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4966437816619873},{"word":"send","start":1090.155,"end":1090.3151,"confidence":1.0,"punctuated_word":"send","sentiment":"positive","sentiment_score":0.47098875045776367},{"word":"you","start":1090.3151,"end":1090.475,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.48416367173194885},{"word":"an","start":1090.475,"end":1090.635,"confidence":0.9980469,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.4772919118404389},{"word":"email","start":1090.635,"end":1090.955,"confidence":0.99902344,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.4934215247631073},{"word":"after","start":1090.955,"end":1091.34,"confidence":0.9838867,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.4562056958675385},{"word":"the","start":1091.34,"end":1091.4199,"confidence":0.71972656,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5230852961540222},{"word":"call","start":1091.4199,"end":1091.6599,"confidence":0.9941406,"punctuated_word":"call","sentiment":"positive","sentiment_score":0.4072713851928711},{"word":"that","start":1091.6599,"end":1091.74,"confidence":0.9902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4603683352470398},{"word":"sort","start":1091.74,"end":1091.8201,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.3501768112182617},{"word":"of","start":1091.8201,"end":1091.9,"confidence":0.63916016,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.468856543302536},{"word":"outlines","start":1091.9,"end":1092.4,"confidence":0.9633789,"punctuated_word":"outlines","sentiment":"positive","sentiment_score":0.4582178592681885},{"word":"the","start":1092.94,"end":1093.1799,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4042373597621918},{"word":"rules","start":1093.1799,"end":1093.4199,"confidence":1.0,"punctuated_word":"rules","sentiment":"positive","sentiment_score":0.3985024392604828},{"word":"and","start":1093.4199,"end":1093.58,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2964569628238678},{"word":"restrictions","start":1093.58,"end":1094.08,"confidence":0.9980469,"punctuated_word":"restrictions","sentiment":"neutral","sentiment_score":0.2244536578655243},{"word":"and","start":1094.2999,"end":1094.7999,"confidence":0.77685547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2274024337530136},{"word":"so","start":1096.7,"end":1096.86,"confidence":0.9135742,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07885682582855225},{"word":"sorry","start":1096.86,"end":1097.1,"confidence":0.96362305,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.07322557270526886},{"word":"i","start":1097.1,"end":1097.26,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1327461004257202},{"word":"just","start":1097.26,"end":1097.5,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.17155395448207855},{"word":"sneezed","start":1097.5,"end":1098.0,"confidence":0.94958496,"punctuated_word":"sneezed.","sentiment":"neutral","sentiment_score":-0.1314651370048523},{"word":"the","start":1099.02,"end":1099.1799,"confidence":0.6972656,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.09822504222393036},{"word":"rules","start":1099.1799,"end":1099.5,"confidence":0.99902344,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":0.08776656538248062},{"word":"and","start":1099.5,"end":1099.58,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14420689642429352},{"word":"restrictions","start":1099.58,"end":1100.08,"confidence":0.99902344,"punctuated_word":"restrictions","sentiment":"neutral","sentiment_score":0.07089072465896606},{"word":"and","start":1100.22,"end":1100.46,"confidence":0.9291992,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17947788536548617},{"word":"what","start":1100.46,"end":1100.7799,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2160717248916626},{"word":"centrelink","start":1100.7799,"end":1101.26,"confidence":0.97753906,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.26253530383110046},{"word":"are","start":1101.26,"end":1101.4199,"confidence":0.90771484,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2298804074525833},{"word":"gonna","start":1101.4199,"end":1101.6599,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.2469125390052795},{"word":"wanna","start":1101.6599,"end":1101.98,"confidence":0.98095703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.261373907327652},{"word":"ask","start":1101.98,"end":1102.22,"confidence":0.9980469,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.28399521112442017},{"word":"you","start":1102.22,"end":1102.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28886139392852783},{"word":"for","start":1102.46,"end":1102.96,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2139168083667755},{"word":"with","start":1103.1799,"end":1103.34,"confidence":0.9819336,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.23482473194599152},{"word":"regard","start":1103.34,"end":1103.74,"confidence":0.9873047,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.20242397487163544},{"word":"to","start":1103.74,"end":1103.9,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32657378911972046},{"word":"the","start":1103.9,"end":1103.98,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27251988649368286},{"word":"questions","start":1103.98,"end":1104.48,"confidence":0.9970703,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.23331040143966675},{"word":"and","start":1104.7799,"end":1104.94,"confidence":0.94140625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3184850215911865},{"word":"what","start":1104.94,"end":1105.1,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3337828516960144},{"word":"you'll","start":1105.1,"end":1105.4199,"confidence":0.8510742,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.26270434260368347},{"word":"need","start":1105.4199,"end":1105.58,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.258175253868103},{"word":"to","start":1105.58,"end":1105.74,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2455753833055496},{"word":"provide","start":1105.74,"end":1106.22,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.2192642241716385},{"word":"to","start":1106.22,"end":1106.38,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30297285318374634},{"word":"them","start":1106.38,"end":1106.5399,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.26060032844543457},{"word":"based","start":1106.5399,"end":1106.895,"confidence":0.99609375,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.3035908341407776},{"word":"on","start":1106.895,"end":1107.055,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2797600030899048},{"word":"what","start":1107.055,"end":1107.295,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.23524726927280423},{"word":"i","start":1107.295,"end":1107.375,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20753777027130127},{"word":"know","start":1107.375,"end":1107.875,"confidence":0.9890137,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.18497666716575625},{"word":"but","start":1108.8151,"end":1109.3151,"confidence":0.7519531,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09494926035404204},{"word":"with","start":1109.535,"end":1109.855,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0678456574678421},{"word":"regard","start":1109.855,"end":1110.095,"confidence":0.9970703,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.05734609067440033},{"word":"to","start":1110.095,"end":1110.255,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.096082404255867},{"word":"your","start":1110.255,"end":1110.415,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08484625071287155},{"word":"super","start":1110.415,"end":1110.8151,"confidence":0.9616699,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.09927745163440704},{"word":"are","start":1110.8151,"end":1110.975,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03503521531820297},{"word":"you","start":1110.975,"end":1111.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07395164668560028},{"word":"wanting","start":1111.135,"end":1111.4551,"confidence":0.9980469,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.06898647546768188},{"word":"to","start":1111.4551,"end":1111.615,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08773544430732727},{"word":"look","start":1111.615,"end":1111.855,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07526203989982605},{"word":"at","start":1111.855,"end":1112.015,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0648079365491867},{"word":"maybe","start":1112.015,"end":1112.415,"confidence":0.9790039,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.10652950406074524},{"word":"drawing","start":1112.415,"end":1112.735,"confidence":0.9921875,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.0963076502084732},{"word":"down","start":1112.735,"end":1113.235,"confidence":0.9970703,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09248338639736176},{"word":"any","start":1113.4551,"end":1113.775,"confidence":0.9604492,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.09590506553649902},{"word":"money","start":1113.775,"end":1114.015,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.11553309857845306},{"word":"out","start":1114.015,"end":1114.255,"confidence":0.9707031,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09216122329235076},{"word":"of","start":1114.255,"end":1114.415,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07836206257343292},{"word":"super","start":1114.415,"end":1114.735,"confidence":0.99609375,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15216079354286194},{"word":"at","start":1114.735,"end":1114.895,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06515566259622574},{"word":"the","start":1114.895,"end":1115.055,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09545594453811646},{"word":"moment","start":1115.055,"end":1115.4551,"confidence":0.8815918,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.09978649020195007},{"word":"or","start":1115.4551,"end":1115.6951,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.061536531895399094},{"word":"are","start":1115.6951,"end":1115.775,"confidence":0.97509766,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.053834062069654465},{"word":"you","start":1115.775,"end":1115.935,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11507605016231535},{"word":"happy","start":1115.935,"end":1116.255,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.09297479689121246},{"word":"just","start":1116.255,"end":1116.495,"confidence":0.87841797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1390595585107803},{"word":"to","start":1116.495,"end":1116.5751,"confidence":0.9404297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11344912648200987},{"word":"leave","start":1116.5751,"end":1116.8151,"confidence":1.0,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.08215899765491486},{"word":"it","start":1116.8151,"end":1116.975,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13126982748508453},{"word":"as","start":1116.975,"end":1117.135,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1855006068944931},{"word":"it","start":1117.135,"end":1117.295,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1901320368051529},{"word":"is","start":1117.295,"end":1117.535,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17300328612327576},{"word":"and","start":1117.535,"end":1117.6951,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09192509949207306},{"word":"just","start":1117.6951,"end":1118.015,"confidence":0.98535156,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10324907302856444},{"word":"apply","start":1118.015,"end":1118.255,"confidence":0.96240234,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":0.12360677868127824},{"word":"for","start":1118.255,"end":1118.495,"confidence":0.9892578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14452500641345978},{"word":"age","start":1118.495,"end":1118.735,"confidence":0.93359375,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.15567459166049957},{"word":"pension","start":1118.735,"end":1119.055,"confidence":0.7788086,"punctuated_word":"pension,","sentiment":"neutral","sentiment_score":0.16734373569488523},{"word":"or","start":1119.055,"end":1119.295,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.14178089797496796},{"word":"what","start":1119.295,"end":1119.4551,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10455025732517242},{"word":"are","start":1119.4551,"end":1119.535,"confidence":0.9453125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12530620396137238},{"word":"you","start":1119.535,"end":1119.6951,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14502188563346863},{"word":"sort","start":1119.6951,"end":1119.935,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.14777491986751556},{"word":"of","start":1119.935,"end":1120.175,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16362830996513367},{"word":"hoping","start":1120.175,"end":1120.675,"confidence":0.9970703,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.14993612468242645},{"word":"would","start":1121.4501,"end":1121.61,"confidence":0.8408203,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1675824671983719},{"word":"like","start":1121.61,"end":1121.77,"confidence":0.9921875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.09861356019973756},{"word":"to","start":1121.77,"end":1121.93,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09123729169368744},{"word":"do","start":1121.93,"end":1122.43,"confidence":0.9995117,"punctuated_word":"do?","sentiment":"neutral","sentiment_score":0.037506066262722015},{"word":"yep","start":1128.89,"end":1129.39,"confidence":0.86865234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.09305955469608308},{"word":"yep","start":1132.905,"end":1133.405,"confidence":0.8166504,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.131450816988945},{"word":"yep","start":1139.145,"end":1139.645,"confidence":0.92993164,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1601189225912094},{"word":"yeah","start":1144.665,"end":1145.0651,"confidence":0.9069824,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.022874321788549423},{"word":"okay","start":1145.0651,"end":1145.5651,"confidence":0.97314453,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.003937088884413242},{"word":"absolutely","start":1149.74,"end":1150.24,"confidence":0.99316406,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.018489697948098183},{"word":"yeah","start":1152.7,"end":1153.2,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009843148291110992},{"word":"yeah","start":1167.755,"end":1168.255,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04608527570962906},{"word":"wow","start":1168.5549,"end":1169.0549,"confidence":0.9980469,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.06780917942523956},{"word":"yeah","start":1172.41,"end":1172.91,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12691153585910797},{"word":"oh","start":1174.09,"end":1174.33,"confidence":0.92407227,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.27923375368118286},{"word":"that's","start":1174.33,"end":1174.65,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"negative","sentiment_score":-0.33958786725997925},{"word":"a","start":1174.65,"end":1174.73,"confidence":0.98828125,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5981429815292358},{"word":"shame","start":1174.73,"end":1175.13,"confidence":0.9975586,"punctuated_word":"shame.","sentiment":"negative","sentiment_score":-0.4847784638404846},{"word":"see","start":1175.13,"end":1175.45,"confidence":0.9067383,"punctuated_word":"See,","sentiment":"neutral","sentiment_score":-0.25024935603141785},{"word":"i","start":1175.45,"end":1175.69,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2623368203639984},{"word":"value","start":1175.69,"end":1176.1699,"confidence":0.96777344,"punctuated_word":"value","sentiment":"negative","sentiment_score":-0.3680821657180786},{"word":"that","start":1176.1699,"end":1176.41,"confidence":0.91259766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2994399070739746},{"word":"kind","start":1176.41,"end":1176.91,"confidence":0.98291016,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.2999986410140991},{"word":"of","start":1177.53,"end":1177.77,"confidence":0.9863281,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3381269872188568},{"word":"that","start":1177.77,"end":1177.9299,"confidence":0.94921875,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.38116616010665894},{"word":"kind","start":1177.9299,"end":1178.1699,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.3116469085216522},{"word":"of","start":1178.1699,"end":1178.6699,"confidence":0.9716797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.32582947611808777},{"word":"yeah","start":1188.825,"end":1189.145,"confidence":0.76464844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09150202572345734},{"word":"yeah","start":1189.145,"end":1189.545,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.024962125346064568},{"word":"absolutely","start":1189.545,"end":1190.045,"confidence":0.9970703,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.09370394051074982},{"word":"i","start":1190.265,"end":1190.425,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0827198326587677},{"word":"mean","start":1190.425,"end":1190.585,"confidence":0.9975586,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.15796075761318207},{"word":"you've","start":1190.585,"end":1190.745,"confidence":1.0,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.2299290746450424},{"word":"got","start":1190.745,"end":1190.985,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.21744659543037417},{"word":"a","start":1190.985,"end":1191.065,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21522267162799835},{"word":"really","start":1191.065,"end":1191.225,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.31284278631210327},{"word":"good","start":1191.225,"end":1191.465,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.28324761986732483},{"word":"super","start":1191.465,"end":1191.865,"confidence":0.89990234,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3859460651874542},{"word":"balance","start":1191.865,"end":1192.345,"confidence":0.89624023,"punctuated_word":"balance.","sentiment":"neutral","sentiment_score":0.2740252614021301},{"word":"so","start":1192.345,"end":1192.845,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16335271298885343},{"word":"having","start":1192.905,"end":1193.145,"confidence":0.99316406,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.17295783758163452},{"word":"a","start":1193.145,"end":1193.225,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1888081431388855},{"word":"look","start":1193.225,"end":1193.465,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13827790319919586},{"word":"at","start":1193.465,"end":1193.545,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.16493912041187286},{"word":"your","start":1193.545,"end":1193.785,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1482038050889969},{"word":"balance","start":1193.785,"end":1194.025,"confidence":0.9951172,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.1334497481584549},{"word":"at","start":1194.025,"end":1194.1849,"confidence":0.9526367,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11306186765432358},{"word":"the","start":1194.1849,"end":1194.265,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1345958709716797},{"word":"moment","start":1194.265,"end":1194.585,"confidence":0.9667969,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.17228659987449646},{"word":"as","start":1194.585,"end":1194.665,"confidence":0.98095703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15289974212646484},{"word":"i","start":1194.665,"end":1194.745,"confidence":0.55126953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1429448127746582},{"word":"said","start":1194.745,"end":1194.985,"confidence":0.9794922,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.14743450284004211},{"word":"you've","start":1194.985,"end":1195.225,"confidence":0.99316406,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.10958294570446014},{"word":"had","start":1195.225,"end":1195.385,"confidence":0.9980469,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":0.10303283482789992},{"word":"you","start":1195.385,"end":1195.545,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06635365635156631},{"word":"know","start":1195.545,"end":1196.045,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10364657640457152},{"word":"a","start":1196.3099,"end":1196.47,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15176904201507568},{"word":"decent","start":1196.47,"end":1196.7899,"confidence":0.99902344,"punctuated_word":"decent","sentiment":"neutral","sentiment_score":0.17511709034442902},{"word":"return","start":1196.7899,"end":1197.2899,"confidence":0.90185547,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.18007533252239227},{"word":"okay","start":1199.99,"end":1200.47,"confidence":0.9904785,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.055980850011110306},{"word":"yep","start":1200.47,"end":1200.95,"confidence":0.9189453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024459494277834892},{"word":"and","start":1200.95,"end":1201.19,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.005470488220453262},{"word":"are","start":1201.19,"end":1201.35,"confidence":0.9873047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.014111146330833437},{"word":"you","start":1201.35,"end":1201.5099,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01715053617954254},{"word":"wanting","start":1201.5099,"end":1201.83,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.02439289540052414},{"word":"to","start":1201.83,"end":1201.99,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04389561712741852},{"word":"sort","start":1201.99,"end":1202.1499,"confidence":0.98828125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04062582552433014},{"word":"of","start":1202.1499,"end":1202.3899,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03318740427494049},{"word":"have","start":1202.3899,"end":1202.5499,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05326233059167862},{"word":"that","start":1202.5499,"end":1202.7899,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.011988826096057892},{"word":"paid","start":1202.7899,"end":1203.11,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.061344362795352936},{"word":"off","start":1203.11,"end":1203.61,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.008622601628303528},{"word":"now","start":1203.83,"end":1204.3099,"confidence":0.89941406,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.011985290795564651},{"word":"or","start":1204.3099,"end":1204.5499,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.042501553893089294},{"word":"are","start":1204.5499,"end":1204.63,"confidence":0.77978516,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04972691833972931},{"word":"you","start":1204.63,"end":1204.87,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.028876252472400665},{"word":"wanting","start":1204.87,"end":1205.19,"confidence":0.99902344,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.03501388058066368},{"word":"to","start":1205.19,"end":1205.4299,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06251094490289688},{"word":"hold","start":1205.4299,"end":1205.75,"confidence":1.0,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.05296573042869568},{"word":"off","start":1205.75,"end":1206.07,"confidence":0.9970703,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.03424627333879471},{"word":"and","start":1206.07,"end":1206.3099,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05690672993659973},{"word":"maybe","start":1206.3099,"end":1206.63,"confidence":0.99609375,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.0002662241458892822},{"word":"do","start":1206.63,"end":1206.71,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0016471371054649353},{"word":"that","start":1206.71,"end":1206.87,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01442205160856247},{"word":"down","start":1206.87,"end":1207.11,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.01797787845134735},{"word":"the","start":1207.11,"end":1207.35,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024583205580711365},{"word":"track","start":1207.35,"end":1207.83,"confidence":0.99609375,"punctuated_word":"track?","sentiment":"neutral","sentiment_score":0.01832851395010948},{"word":"are","start":1207.83,"end":1207.99,"confidence":0.99902344,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.024691831320524216},{"word":"you","start":1207.99,"end":1208.1499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004339836537837982},{"word":"wanting","start":1208.1499,"end":1208.47,"confidence":0.99902344,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.02890407294034958},{"word":"to","start":1208.47,"end":1208.71,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.011408157646656036},{"word":"withdraw","start":1208.71,"end":1209.0299,"confidence":0.99902344,"punctuated_word":"withdraw","sentiment":"neutral","sentiment_score":0.04600792378187179},{"word":"money","start":1209.0299,"end":1209.35,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.01190149039030075},{"word":"at","start":1209.35,"end":1209.4299,"confidence":0.7324219,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.009894855320453644},{"word":"because","start":1209.5099,"end":1209.75,"confidence":0.9951172,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.030948638916015625},{"word":"you","start":1209.75,"end":1209.9099,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0884174257516861},{"word":"are","start":1209.9099,"end":1210.07,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04810146987438202},{"word":"over","start":1210.07,"end":1210.3099,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.09059857577085496},{"word":"65","start":1210.3099,"end":1211.0299,"confidence":0.8828125,"punctuated_word":"65.","sentiment":"neutral","sentiment_score":0.03181661665439606},{"word":"so","start":1211.0299,"end":1211.505,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18921241164207456},{"word":"you","start":1211.585,"end":1211.825,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27769479155540466},{"word":"actually","start":1211.825,"end":1212.0651,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.26988381147384644},{"word":"do","start":1212.0651,"end":1212.385,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.27345749735832214},{"word":"have","start":1212.385,"end":1212.705,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23366256058216095},{"word":"access","start":1212.705,"end":1213.105,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.17262491583824158},{"word":"to","start":1213.105,"end":1213.265,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.38140052556991577},{"word":"your","start":1213.265,"end":1213.425,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3707706928253174},{"word":"super","start":1213.425,"end":1213.925,"confidence":0.9604492,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4181385934352875},{"word":"regardless","start":1213.985,"end":1214.465,"confidence":0.9370117,"punctuated_word":"regardless","sentiment":"neutral","sentiment_score":0.2561105787754059},{"word":"of","start":1214.465,"end":1214.545,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10398034751415253},{"word":"whether","start":1214.545,"end":1214.865,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.07948635518550873},{"word":"you're","start":1214.865,"end":1215.025,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07630565762519836},{"word":"working","start":1215.025,"end":1215.425,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.13112539052963257},{"word":"or","start":1215.425,"end":1215.585,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08314138650894165},{"word":"not","start":1215.585,"end":1216.085,"confidence":0.9995117,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.1136658862233162},{"word":"once","start":1216.545,"end":1216.785,"confidence":0.67626953,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":0.25600749254226685},{"word":"you","start":1216.785,"end":1217.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2056487947702408},{"word":"turn","start":1217.185,"end":1217.585,"confidence":0.9741211,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":0.19690215587615967},{"word":"65","start":1217.585,"end":1218.145,"confidence":0.998291,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":0.21109694242477417},{"word":"it","start":1218.145,"end":1218.385,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2563548684120178},{"word":"all","start":1218.385,"end":1218.545,"confidence":0.95166016,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.15214912593364716},{"word":"becomes","start":1218.545,"end":1219.025,"confidence":0.9951172,"punctuated_word":"becomes","sentiment":"neutral","sentiment_score":0.12051460146903992},{"word":"unrestricted","start":1219.025,"end":1219.525,"confidence":0.7363281,"punctuated_word":"unrestricted,","sentiment":"neutral","sentiment_score":0.13722965121269226},{"word":"nonpossessed","start":1219.665,"end":1220.165,"confidence":0.6478027,"punctuated_word":"nonpossessed,","sentiment":"neutral","sentiment_score":0.13853715360164642},{"word":"so","start":1220.305,"end":1220.465,"confidence":0.9482422,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.29699838161468506},{"word":"you","start":1220.465,"end":1220.705,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30848410725593567},{"word":"do","start":1220.705,"end":1220.865,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.32741671800613403},{"word":"have","start":1220.865,"end":1221.025,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.27794644236564636},{"word":"access","start":1221.025,"end":1221.345,"confidence":0.9980469,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.2038097381591797},{"word":"to","start":1221.345,"end":1221.505,"confidence":0.9472656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31649351119995117},{"word":"those","start":1221.505,"end":1221.665,"confidence":0.75927734,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2237936705350876},{"word":"funds","start":1221.665,"end":1221.985,"confidence":0.9975586,"punctuated_word":"funds.","sentiment":"neutral","sentiment_score":0.2169228792190552},{"word":"so","start":1221.985,"end":1222.0651,"confidence":0.9301758,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08076204359531403},{"word":"if","start":1222.0651,"end":1222.225,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04974007606506348},{"word":"you","start":1222.225,"end":1222.305,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04326353967189789},{"word":"wanted","start":1222.305,"end":1222.625,"confidence":0.984375,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.04289735853672027},{"word":"to","start":1222.625,"end":1222.705,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0092683844268322},{"word":"pay","start":1222.705,"end":1222.865,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.0017853118479251862},{"word":"your","start":1222.865,"end":1223.025,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.023560207337141037},{"word":"home","start":1223.025,"end":1223.265,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.0028613731265068054},{"word":"off","start":1223.265,"end":1223.505,"confidence":0.9980469,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.007336555048823357},{"word":"you","start":1223.505,"end":1223.665,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011324319988489153},{"word":"could","start":1223.665,"end":1223.905,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.021060068160295486},{"word":"withdraw","start":1223.905,"end":1224.405,"confidence":0.7363281,"punctuated_word":"withdraw.","sentiment":"neutral","sentiment_score":-0.047477543354034424},{"word":"yeah","start":1225.62,"end":1226.1,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.030967267230153084},{"word":"no","start":1226.1,"end":1226.34,"confidence":0.9970703,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1201884225010872},{"word":"no","start":1226.34,"end":1226.58,"confidence":1.0,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10085257887840272},{"word":"at","start":1226.58,"end":1226.8201,"confidence":0.97802734,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.04853975027799606},{"word":"65","start":1226.8201,"end":1227.38,"confidence":0.99731445,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":-0.00012221187353134155},{"word":"it","start":1227.38,"end":1227.46,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.00103846937417984},{"word":"doesn't","start":1227.46,"end":1227.7001,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.0020707249641418457},{"word":"matter","start":1227.7001,"end":1228.2001,"confidence":1.0,"punctuated_word":"matter.","sentiment":"neutral","sentiment_score":-0.045517656952142715},{"word":"the","start":1229.38,"end":1229.62,"confidence":0.88134766,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.002406969666481018},{"word":"rule","start":1229.62,"end":1230.02,"confidence":0.99902344,"punctuated_word":"rule","sentiment":"neutral","sentiment_score":0.035901956260204315},{"word":"is","start":1230.02,"end":1230.52,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.011038601398468018},{"word":"under","start":1230.66,"end":1230.9,"confidence":0.82666016,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.06692498922348022},{"word":"legislation","start":1230.9,"end":1231.4,"confidence":0.99609375,"punctuated_word":"legislation","sentiment":"neutral","sentiment_score":0.005760848522186279},{"word":"between","start":1231.62,"end":1232.12,"confidence":0.9448242,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.015089161694049835},{"word":"60","start":1232.18,"end":1232.58,"confidence":0.9980469,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.024696417152881622},{"word":"to","start":1232.58,"end":1232.74,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.031372956931591034},{"word":"65","start":1232.74,"end":1233.64,"confidence":0.94262695,"punctuated_word":"65.","sentiment":"neutral","sentiment_score":-0.031922269612550735},{"word":"in","start":1233.78,"end":1234.02,"confidence":0.99902344,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.029951751232147217},{"word":"order","start":1234.02,"end":1234.34,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.007984183728694916},{"word":"for","start":1234.34,"end":1234.42,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07511381804943085},{"word":"you","start":1234.42,"end":1234.66,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08373048156499863},{"word":"to","start":1234.66,"end":1234.74,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11033538728952408},{"word":"access","start":1234.74,"end":1235.14,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.029081031680107117},{"word":"the","start":1235.14,"end":1235.3,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09515714645385742},{"word":"funds","start":1235.3,"end":1235.7001,"confidence":0.9797363,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":0.07607359439134598},{"word":"you","start":1235.7001,"end":1235.86,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018724292516708377},{"word":"have","start":1235.86,"end":1236.02,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0022157058119773865},{"word":"to","start":1236.02,"end":1236.26,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.008826881647109985},{"word":"meet","start":1236.26,"end":1236.5,"confidence":0.7651367,"punctuated_word":"meet","sentiment":"neutral","sentiment_score":0.019509077072143555},{"word":"a","start":1236.5,"end":1236.58,"confidence":0.9243164,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01133284717798233},{"word":"condition","start":1236.58,"end":1236.98,"confidence":0.9970703,"punctuated_word":"condition","sentiment":"neutral","sentiment_score":0.017133086919784546},{"word":"of","start":1236.98,"end":1237.14,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0018975287675857544},{"word":"release","start":1237.14,"end":1237.62,"confidence":0.9838867,"punctuated_word":"release","sentiment":"neutral","sentiment_score":-0.028481677174568176},{"word":"such","start":1237.62,"end":1237.86,"confidence":0.58691406,"punctuated_word":"such","sentiment":"neutral","sentiment_score":-0.002952292561531067},{"word":"as","start":1237.86,"end":1238.02,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.006039753556251526},{"word":"fully","start":1238.02,"end":1238.42,"confidence":0.96972656,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.1686652898788452},{"word":"retire","start":1238.42,"end":1238.92,"confidence":0.97924805,"punctuated_word":"retire.","sentiment":"neutral","sentiment_score":-0.007813945412635803},{"word":"at","start":1239.6749,"end":1240.075,"confidence":1.0,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.06319595128297806},{"word":"65","start":1240.075,"end":1240.8949,"confidence":0.9916992,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":0.11185242235660552},{"word":"it","start":1241.195,"end":1241.355,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1268785446882248},{"word":"doesn't","start":1241.355,"end":1241.6749,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.12004314363002776},{"word":"matter","start":1241.6749,"end":1241.9149,"confidence":1.0,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":0.04319300502538681},{"word":"whether","start":1241.9149,"end":1242.235,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.04603448882699013},{"word":"you're","start":1242.235,"end":1242.3949,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.022100139409303665},{"word":"working","start":1242.3949,"end":1242.7949,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.0389963835477829},{"word":"or","start":1242.7949,"end":1242.955,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04280363768339157},{"word":"not","start":1242.955,"end":1243.2749,"confidence":0.935791,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.06461702287197113},{"word":"at","start":1243.2749,"end":1243.4349,"confidence":1.0,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.12879663705825806},{"word":"65","start":1243.4349,"end":1244.075,"confidence":0.99902344,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":0.2097131311893463},{"word":"they","start":1244.075,"end":1244.315,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.23346096277236936},{"word":"give","start":1244.315,"end":1244.475,"confidence":0.9614258,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2472582757472992},{"word":"you","start":1244.475,"end":1244.715,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2844989597797394},{"word":"full","start":1244.715,"end":1244.955,"confidence":0.99316406,"punctuated_word":"full","sentiment":"positive","sentiment_score":0.3728407323360443},{"word":"access","start":1244.955,"end":1245.115,"confidence":0.734375,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.2868608236312866},{"word":"to","start":1245.115,"end":1245.2749,"confidence":0.9091797,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3571232557296753},{"word":"your","start":1245.2749,"end":1245.5149,"confidence":0.92578125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2799801230430603},{"word":"suit","start":1245.5149,"end":1245.9149,"confidence":0.6875,"punctuated_word":"suit","sentiment":"neutral","sentiment_score":0.3308863639831543},{"word":"full","start":1245.995,"end":1246.235,"confidence":0.86621094,"punctuated_word":"full","sentiment":"positive","sentiment_score":0.4031171202659607},{"word":"access","start":1246.235,"end":1246.5549,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.2878889739513397},{"word":"to","start":1246.5549,"end":1246.715,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4459679424762726},{"word":"your","start":1246.715,"end":1246.955,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.29002654552459717},{"word":"super","start":1246.955,"end":1247.455,"confidence":0.98657227,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.3124064803123474},{"word":"it's","start":1247.5149,"end":1247.835,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.24715664982795715},{"word":"made","start":1247.835,"end":1248.335,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.2939302921295166},{"word":"unrestricted","start":1248.475,"end":1248.975,"confidence":0.9785156,"punctuated_word":"unrestricted,","sentiment":"neutral","sentiment_score":0.20285603404045105},{"word":"nonpreserved","start":1249.595,"end":1250.095,"confidence":0.85583496,"punctuated_word":"nonpreserved,","sentiment":"neutral","sentiment_score":0.1204005777835846},{"word":"accessible","start":1250.5549,"end":1251.0549,"confidence":0.99902344,"punctuated_word":"accessible","sentiment":"neutral","sentiment_score":0.15693283081054688},{"word":"at","start":1251.195,"end":1251.355,"confidence":0.98095703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17447523772716522},{"word":"65","start":1251.355,"end":1252.075,"confidence":0.99902344,"punctuated_word":"65","sentiment":"neutral","sentiment_score":0.17901761829853058},{"word":"regardless","start":1252.075,"end":1252.575,"confidence":0.93652344,"punctuated_word":"regardless,","sentiment":"neutral","sentiment_score":0.20611527562141416},{"word":"and","start":1253.42,"end":1253.66,"confidence":0.9707031,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21533389389514923},{"word":"you","start":1253.66,"end":1253.82,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3276011645793915},{"word":"can","start":1253.82,"end":1254.14,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.318579763174057},{"word":"access","start":1254.14,"end":1254.46,"confidence":0.9980469,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.1754944920539856},{"word":"it","start":1254.46,"end":1254.7,"confidence":0.9277344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.29875439405441284},{"word":"tax","start":1254.7,"end":1255.02,"confidence":0.9921875,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.3946637809276581},{"word":"free","start":1255.02,"end":1255.34,"confidence":0.9831543,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.26926422119140625},{"word":"it's","start":1255.34,"end":1255.84,"confidence":0.9836426,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.19675108790397644},{"word":"up","start":1256.46,"end":1256.62,"confidence":0.97802734,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.2099328190088272},{"word":"to","start":1256.62,"end":1256.78,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23682183027267456},{"word":"you","start":1256.78,"end":1257.28,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.20593038201332092},{"word":"yeah","start":1261.1799,"end":1261.6799,"confidence":0.88061523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025442183017730713},{"word":"yep","start":1270.475,"end":1270.975,"confidence":0.76708984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09641783684492113},{"word":"yep","start":1271.035,"end":1271.535,"confidence":0.89624023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10389365255832672},{"word":"yes","start":1278.81,"end":1279.05,"confidence":0.8562012,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.030461881309747696},{"word":"so","start":1279.05,"end":1279.21,"confidence":0.8691406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00919361412525177},{"word":"you","start":1279.21,"end":1279.29,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012675663456320764},{"word":"need","start":1279.29,"end":1279.4501,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.008911048993468285},{"word":"a","start":1279.4501,"end":1279.53,"confidence":0.92089844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.002507941797375679},{"word":"payout","start":1279.53,"end":1279.93,"confidence":0.96533203,"punctuated_word":"payout","sentiment":"neutral","sentiment_score":0.01498422771692276},{"word":"figure","start":1279.93,"end":1280.33,"confidence":0.98876953,"punctuated_word":"figure.","sentiment":"neutral","sentiment_score":0.009159049019217491},{"word":"yeah","start":1280.33,"end":1280.83,"confidence":0.8076172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016593679785728455},{"word":"can","start":1284.73,"end":1285.05,"confidence":0.9970703,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.03402932360768318},{"word":"i","start":1285.05,"end":1285.37,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0380362868309021},{"word":"make","start":1285.37,"end":1285.61,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.035732440650463104},{"word":"a","start":1285.61,"end":1285.77,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03955550119280815},{"word":"little","start":1285.77,"end":1286.09,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04558028653264046},{"word":"suggestion","start":1286.09,"end":1286.59,"confidence":1.0,"punctuated_word":"suggestion","sentiment":"neutral","sentiment_score":0.028244081884622577},{"word":"for","start":1286.65,"end":1286.89,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01491871103644371},{"word":"you","start":1286.89,"end":1287.39,"confidence":0.99853516,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.004434552043676376},{"word":"so","start":1288.01,"end":1288.51,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0005818549543619156},{"word":"how","start":1288.5701,"end":1288.81,"confidence":0.99316406,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.005649089813232422},{"word":"old","start":1288.81,"end":1288.97,"confidence":0.99609375,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.008293833583593369},{"word":"is","start":1288.97,"end":1289.13,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.014727780595421793},{"word":"camilla","start":1289.13,"end":1289.61,"confidence":0.9121094,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":-0.006256384775042534},{"word":"at","start":1289.61,"end":1289.77,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.014451295137405396},{"word":"the","start":1289.77,"end":1289.85,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011449391022324562},{"word":"moment","start":1289.85,"end":1290.35,"confidence":0.9995117,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.00909939594566822},{"word":"okay","start":1292.855,"end":1293.175,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.013008945621550083},{"word":"and","start":1293.175,"end":1293.495,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0002316534519195557},{"word":"is","start":1293.495,"end":1293.655,"confidence":0.9526367,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.009382922202348707},{"word":"she","start":1293.655,"end":1293.815,"confidence":0.76123047,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.009596213698387146},{"word":"she's","start":1293.895,"end":1294.135,"confidence":0.9926758,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.010436518117785454},{"word":"still","start":1294.135,"end":1294.455,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.012869194149971008},{"word":"working","start":1294.455,"end":1294.855,"confidence":0.98535156,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":-0.012149183079600334},{"word":"right","start":1294.855,"end":1295.355,"confidence":0.9995117,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.005643012002110481},{"word":"is","start":1296.695,"end":1296.855,"confidence":0.9921875,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.016063770279288292},{"word":"she","start":1296.855,"end":1297.015,"confidence":0.9980469,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.018185511231422424},{"word":"working","start":1297.015,"end":1297.335,"confidence":0.99902344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.015665117651224136},{"word":"more","start":1297.335,"end":1297.495,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03269347548484802},{"word":"than","start":1297.495,"end":1297.735,"confidence":0.99609375,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.03534629940986633},{"word":"ten","start":1297.735,"end":1297.975,"confidence":0.9970703,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.030514566227793697},{"word":"hours","start":1297.975,"end":1298.295,"confidence":0.9970703,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.05859231576323509},{"word":"per","start":1298.295,"end":1298.455,"confidence":0.99316406,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.03464270755648613},{"word":"week","start":1298.455,"end":1298.955,"confidence":0.9975586,"punctuated_word":"week?","sentiment":"neutral","sentiment_score":-0.033212848007678986},{"word":"yes","start":1300.615,"end":1301.015,"confidence":0.9406738,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.014606401324272156},{"word":"so","start":1301.015,"end":1301.255,"confidence":0.7832031,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.08354777842760086},{"word":"realistically","start":1301.255,"end":1301.755,"confidence":1.0,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":-0.14962929487228394},{"word":"she","start":1302.295,"end":1302.455,"confidence":0.9873047,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.13673484325408936},{"word":"won't","start":1302.455,"end":1302.695,"confidence":0.99902344,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.19246457517147064},{"word":"be","start":1302.695,"end":1302.775,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.18138885498046875},{"word":"able","start":1302.775,"end":1303.015,"confidence":0.9951172,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.15033666789531708},{"word":"to","start":1303.015,"end":1303.38,"confidence":0.95947266,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1564946174621582},{"word":"access","start":1303.46,"end":1303.62,"confidence":0.97509766,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.20833727717399597},{"word":"that","start":1303.62,"end":1303.78,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0838833749294281},{"word":"money","start":1303.78,"end":1304.1,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.031127318739891052},{"word":"from","start":1304.1,"end":1304.34,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.09036310017108916},{"word":"her","start":1304.34,"end":1304.58,"confidence":0.99902344,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.13082095980644226},{"word":"super","start":1304.58,"end":1305.06,"confidence":0.47021484,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09112130105495451},{"word":"until","start":1305.06,"end":1305.54,"confidence":0.9970703,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.1634080410003662},{"word":"she","start":1305.54,"end":1305.9401,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.11078857630491255},{"word":"fully","start":1305.9401,"end":1306.34,"confidence":0.9980469,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":-0.033107757568359375},{"word":"retires","start":1306.34,"end":1306.84,"confidence":0.9851888,"punctuated_word":"retires.","sentiment":"neutral","sentiment_score":-0.14105530083179474},{"word":"so","start":1306.9,"end":1307.14,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06363445520401001},{"word":"between","start":1307.14,"end":1307.54,"confidence":0.99902344,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.09299208223819733},{"word":"60","start":1307.54,"end":1307.9401,"confidence":0.9980469,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.02880299836397171},{"word":"to","start":1307.9401,"end":1308.1,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08072508871555328},{"word":"65","start":1308.1,"end":1308.74,"confidence":0.9987793,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":-0.04299221187829971},{"word":"you","start":1308.74,"end":1308.98,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07580730319023132},{"word":"have","start":1308.98,"end":1309.14,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08488664776086807},{"word":"to","start":1309.14,"end":1309.3,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10198281705379486},{"word":"meet","start":1309.3,"end":1309.46,"confidence":0.97509766,"punctuated_word":"meet","sentiment":"neutral","sentiment_score":-0.06556929647922516},{"word":"the","start":1309.46,"end":1309.62,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.055549368262290955},{"word":"condition","start":1309.62,"end":1309.9401,"confidence":0.99316406,"punctuated_word":"condition","sentiment":"neutral","sentiment_score":-0.007853887975215912},{"word":"of","start":1309.9401,"end":1310.1,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.054726943373680115},{"word":"release","start":1310.1,"end":1310.42,"confidence":0.9729004,"punctuated_word":"release.","sentiment":"neutral","sentiment_score":-0.09094114601612092},{"word":"you","start":1310.42,"end":1310.58,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.08518801629543304},{"word":"have","start":1310.58,"end":1310.82,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09864548593759535},{"word":"to","start":1310.82,"end":1310.9,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1660485565662384},{"word":"stop","start":1310.9,"end":1311.22,"confidence":1.0,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.15989109873771667},{"word":"working","start":1311.22,"end":1311.54,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.1691429615020752},{"word":"with","start":1311.54,"end":1311.7,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.23124967515468595},{"word":"the","start":1311.7,"end":1311.9401,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16019532084465027},{"word":"intention","start":1311.9401,"end":1312.34,"confidence":1.0,"punctuated_word":"intention","sentiment":"neutral","sentiment_score":-0.02804279327392578},{"word":"to","start":1312.34,"end":1312.5,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17751017212867737},{"word":"retire","start":1312.5,"end":1313.0,"confidence":1.0,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.1596686840057373},{"word":"or","start":1313.38,"end":1313.62,"confidence":0.9111328,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.11120131611824036},{"word":"drop","start":1313.62,"end":1313.78,"confidence":1.0,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.1999229341745377},{"word":"your","start":1313.78,"end":1314.02,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.21077309548854828},{"word":"hours","start":1314.02,"end":1314.34,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.19047915935516355},{"word":"below","start":1314.34,"end":1314.66,"confidence":0.98535156,"punctuated_word":"below","sentiment":"neutral","sentiment_score":-0.2063998132944107},{"word":"ten","start":1314.66,"end":1314.9,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.15493835508823395},{"word":"hours","start":1314.9,"end":1315.3,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":-0.17187170684337616},{"word":"per","start":1315.3,"end":1315.54,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.1168641597032547},{"word":"week","start":1315.54,"end":1316.04,"confidence":0.99902344,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.14685465395450592},{"word":"so","start":1316.98,"end":1317.3,"confidence":0.88964844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.050583649426698685},{"word":"the","start":1317.3,"end":1317.54,"confidence":0.8574219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06205961853265762},{"word":"yeah","start":1318.095,"end":1318.595,"confidence":0.9946289,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03527916967868805},{"word":"but","start":1319.135,"end":1319.215,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.13801084458827972},{"word":"her","start":1319.215,"end":1319.535,"confidence":0.97509766,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.2541493773460388},{"word":"super","start":1319.535,"end":1319.855,"confidence":0.6965332,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.24850381910800937},{"word":"because","start":1319.855,"end":1320.255,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.20411866903305056},{"word":"she's","start":1320.255,"end":1320.495,"confidence":0.9995117,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.19621102511882785},{"word":"under","start":1320.495,"end":1320.895,"confidence":0.99902344,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.11905191838741302},{"word":"67","start":1320.895,"end":1321.775,"confidence":0.98254395,"punctuated_word":"67,","sentiment":"neutral","sentiment_score":-0.1615927815437317},{"word":"is","start":1321.775,"end":1321.9349,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2669012248516083},{"word":"not","start":1321.9349,"end":1322.1749,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.23733167350292209},{"word":"assessed","start":1322.1749,"end":1322.655,"confidence":0.9951172,"punctuated_word":"assessed","sentiment":"neutral","sentiment_score":-0.169271320104599},{"word":"by","start":1322.655,"end":1322.895,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.28217244148254395},{"word":"centrelink","start":1322.895,"end":1323.375,"confidence":0.96500653,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":-0.11237113177776337},{"word":"at","start":1323.375,"end":1323.455,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.3042198717594147},{"word":"this","start":1323.455,"end":1323.695,"confidence":1.0,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.337371826171875},{"word":"point","start":1323.695,"end":1324.015,"confidence":0.9880371,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":-0.09609924256801604},{"word":"so","start":1324.015,"end":1324.515,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09495948255062105},{"word":"whilst","start":1324.655,"end":1325.0549,"confidence":0.9921875,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.07928672432899475},{"word":"everything","start":1325.0549,"end":1325.5549,"confidence":0.99902344,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.1059151291847229},{"word":"jointly","start":1325.615,"end":1326.115,"confidence":0.7766113,"punctuated_word":"jointly,","sentiment":"neutral","sentiment_score":0.08758299052715302},{"word":"your","start":1326.415,"end":1326.655,"confidence":0.6616211,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13201093673706055},{"word":"at","start":1326.815,"end":1326.975,"confidence":0.64746094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08378428965806961},{"word":"your","start":1326.975,"end":1327.455,"confidence":0.7961426,"punctuated_word":"your,","sentiment":"neutral","sentiment_score":0.1157887876033783},{"word":"you","start":1327.455,"end":1327.535,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08242087066173553},{"word":"know","start":1327.535,"end":1327.855,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0974908173084259},{"word":"your","start":1327.855,"end":1328.015,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15938296914100647},{"word":"cars","start":1328.015,"end":1328.415,"confidence":0.99560547,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.08191197365522385},{"word":"your","start":1328.415,"end":1328.575,"confidence":0.9770508,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1676512211561203},{"word":"boats","start":1328.575,"end":1328.815,"confidence":0.78027344,"punctuated_word":"boats,","sentiment":"neutral","sentiment_score":0.09067263454198836},{"word":"caravans","start":1328.815,"end":1329.315,"confidence":0.9921875,"punctuated_word":"caravans,","sentiment":"neutral","sentiment_score":0.10152830928564072},{"word":"your","start":1329.375,"end":1329.535,"confidence":0.84814453,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11912645399570464},{"word":"savings","start":1329.535,"end":1329.855,"confidence":0.99609375,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.08417120575904846},{"word":"account","start":1329.855,"end":1330.255,"confidence":0.99609375,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.05449932441115379},{"word":"your","start":1330.255,"end":1330.495,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16107727587223053},{"word":"super","start":1330.495,"end":1330.975,"confidence":0.99316406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.20766904950141907},{"word":"is","start":1330.975,"end":1331.215,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10463690757751463},{"word":"all","start":1331.215,"end":1331.375,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1035369336605072},{"word":"gonna","start":1331.375,"end":1331.615,"confidence":0.9873047,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.09914326667785645},{"word":"be","start":1331.615,"end":1331.775,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11508609354496002},{"word":"assessed","start":1331.775,"end":1332.095,"confidence":0.9980469,"punctuated_word":"assessed","sentiment":"neutral","sentiment_score":0.1823042631149292},{"word":"by","start":1332.095,"end":1332.42,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.08457505702972412},{"word":"centrelink","start":1332.42,"end":1332.8201,"confidence":0.9345703,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.1552220582962036},{"word":"for","start":1332.8201,"end":1332.9,"confidence":0.9892578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12437083572149275},{"word":"the","start":1332.9,"end":1333.14,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1067224144935608},{"word":"age","start":1333.14,"end":1333.4601,"confidence":0.9111328,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.0791459009051323},{"word":"pension","start":1333.4601,"end":1333.9601,"confidence":0.984375,"punctuated_word":"pension.","sentiment":"neutral","sentiment_score":0.07327593863010406},{"word":"hers","start":1334.26,"end":1334.5,"confidence":0.97509766,"punctuated_word":"Hers","sentiment":"neutral","sentiment_score":0.1450117975473404},{"word":"is","start":1334.5,"end":1334.66,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14109572768211365},{"word":"actually","start":1334.66,"end":1335.06,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.13140209019184113},{"word":"sheltered","start":1335.06,"end":1335.54,"confidence":0.98706055,"punctuated_word":"sheltered.","sentiment":"neutral","sentiment_score":0.18010148406028748},{"word":"hers","start":1335.54,"end":1335.86,"confidence":0.9902344,"punctuated_word":"Hers","sentiment":"neutral","sentiment_score":0.1663566678762436},{"word":"is","start":1335.86,"end":1336.02,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11085407435894012},{"word":"not","start":1336.02,"end":1336.26,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.07742678374052048},{"word":"assessed","start":1336.26,"end":1336.74,"confidence":0.99609375,"punctuated_word":"assessed","sentiment":"neutral","sentiment_score":0.14456290006637573},{"word":"until","start":1336.74,"end":1337.14,"confidence":0.99902344,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.035395167768001556},{"word":"she","start":1337.14,"end":1337.38,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.08783161640167236},{"word":"reaches","start":1337.38,"end":1337.86,"confidence":0.9980469,"punctuated_word":"reaches","sentiment":"neutral","sentiment_score":0.0756782740354538},{"word":"age","start":1337.86,"end":1338.18,"confidence":0.98828125,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.052127957344055176},{"word":"67","start":1338.18,"end":1339.0,"confidence":0.9844971,"punctuated_word":"67.","sentiment":"neutral","sentiment_score":0.11865371465682983},{"word":"so","start":1339.3,"end":1339.62,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1270013004541397},{"word":"taking","start":1339.62,"end":1340.1001,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.3009188771247864},{"word":"that","start":1340.1001,"end":1340.3401,"confidence":0.98828125,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3726728558540344},{"word":"extra","start":1340.3401,"end":1340.74,"confidence":1.0,"punctuated_word":"extra","sentiment":"positive","sentiment_score":0.36723747849464417},{"word":"money","start":1340.74,"end":1341.06,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.4051074981689453},{"word":"out","start":1341.06,"end":1341.2201,"confidence":1.0,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4169963002204895},{"word":"of","start":1341.2201,"end":1341.38,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5371333360671997},{"word":"your","start":1341.38,"end":1341.7001,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5538812875747681},{"word":"super","start":1341.7001,"end":1342.18,"confidence":0.9980469,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.38062626123428345},{"word":"could","start":1342.18,"end":1342.42,"confidence":0.9970703,"punctuated_word":"could","sentiment":"positive","sentiment_score":0.44493716955184937},{"word":"provide","start":1342.42,"end":1342.74,"confidence":1.0,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.4411265552043915},{"word":"greater","start":1342.74,"end":1343.14,"confidence":0.9980469,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.3976016044616699},{"word":"benefit","start":1343.14,"end":1343.64,"confidence":0.96240234,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.5125855803489685},{"word":"because","start":1343.7001,"end":1344.2001,"confidence":0.9291992,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.30943357944488525},{"word":"you're","start":1344.26,"end":1344.5,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.42908310890197754},{"word":"taking","start":1344.5,"end":1344.8201,"confidence":1.0,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.39343535900115967},{"word":"it","start":1344.8201,"end":1344.9801,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3414615988731384},{"word":"out","start":1344.9801,"end":1345.14,"confidence":1.0,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3418107032775879},{"word":"of","start":1345.14,"end":1345.3,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3215506374835968},{"word":"the","start":1345.3,"end":1345.4601,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29975998401641846},{"word":"super","start":1345.4601,"end":1345.86,"confidence":0.99316406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.20285694301128387},{"word":"system","start":1345.86,"end":1346.18,"confidence":0.8535156,"punctuated_word":"system,","sentiment":"neutral","sentiment_score":0.266011118888855},{"word":"which","start":1346.18,"end":1346.3401,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.23974144458770752},{"word":"is","start":1346.3401,"end":1346.5,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2513313889503479},{"word":"assessed","start":1346.5,"end":1346.9801,"confidence":0.97998047,"punctuated_word":"assessed","sentiment":"positive","sentiment_score":0.35821256041526794},{"word":"by","start":1346.9801,"end":1347.14,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.24999646842479703},{"word":"centrelink","start":1347.14,"end":1347.64,"confidence":0.9831543,"punctuated_word":"Centrelink,","sentiment":"positive","sentiment_score":0.3891542851924896},{"word":"putting","start":1348.205,"end":1348.4451,"confidence":0.99902344,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.3081892728805542},{"word":"it","start":1348.4451,"end":1348.765,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.27455657720565796},{"word":"into","start":1348.765,"end":1349.085,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2809706926345825},{"word":"your","start":1349.085,"end":1349.405,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.30780428647994995},{"word":"home","start":1349.405,"end":1349.905,"confidence":0.9875488,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.25068017840385437},{"word":"which","start":1350.285,"end":1350.525,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.23578226566314697},{"word":"is","start":1350.525,"end":1350.845,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17632150650024414},{"word":"an","start":1350.845,"end":1351.165,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.20958243310451508},{"word":"exempt","start":1351.165,"end":1351.665,"confidence":0.9902344,"punctuated_word":"exempt","sentiment":"neutral","sentiment_score":0.20646309852600095},{"word":"asset","start":1351.725,"end":1352.225,"confidence":0.9748535,"punctuated_word":"asset,","sentiment":"neutral","sentiment_score":0.19414931535720825},{"word":"which","start":1352.685,"end":1352.925,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.17331957817077637},{"word":"means","start":1352.925,"end":1353.245,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.08354814350605011},{"word":"that","start":1353.245,"end":1353.725,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15791115164756775},{"word":"when","start":1353.725,"end":1353.965,"confidence":0.9951172,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.20434916019439697},{"word":"you","start":1353.965,"end":1354.045,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2653692066669464},{"word":"give","start":1354.045,"end":1354.205,"confidence":0.9970703,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.23454920947551727},{"word":"them","start":1354.205,"end":1354.365,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.21548086404800415},{"word":"the","start":1354.365,"end":1354.605,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2744606137275696},{"word":"updated","start":1354.605,"end":1355.005,"confidence":0.98095703,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.22245094180107117},{"word":"super","start":1355.005,"end":1355.325,"confidence":0.9970703,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2307233363389969},{"word":"statement","start":1355.325,"end":1355.725,"confidence":0.99121094,"punctuated_word":"statement,","sentiment":"neutral","sentiment_score":0.3277847468852997},{"word":"you've","start":1355.725,"end":1356.045,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.18183712661266327},{"word":"got","start":1356.045,"end":1356.205,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.16361913084983826},{"word":"that","start":1356.205,"end":1356.4451,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09648074209690094},{"word":"money","start":1356.4451,"end":1356.845,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.06474635004997253},{"word":"left","start":1356.845,"end":1357.085,"confidence":0.8112793,"punctuated_word":"left.","sentiment":"neutral","sentiment_score":-0.010813146829605104},{"word":"you've","start":1357.085,"end":1357.245,"confidence":0.99194336,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":-0.2400327175855637},{"word":"got","start":1357.245,"end":1357.405,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.17973414063453674},{"word":"a","start":1357.405,"end":1357.485,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.18140140175819397},{"word":"little","start":1357.485,"end":1357.645,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.213143989443779},{"word":"bit","start":1357.645,"end":1357.805,"confidence":0.9941406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.3122674822807312},{"word":"less","start":1357.805,"end":1357.965,"confidence":0.9863281,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.14411942660808563},{"word":"in","start":1357.965,"end":1358.205,"confidence":0.85595703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.24412627518177032},{"word":"your","start":1358.205,"end":1358.365,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.15564055740833282},{"word":"super","start":1358.365,"end":1358.685,"confidence":0.99316406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.09584806859493256},{"word":"for","start":1358.685,"end":1358.845,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.19486919045448303},{"word":"them","start":1358.845,"end":1359.085,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.16034498810768127},{"word":"to","start":1359.085,"end":1359.165,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17298206686973572},{"word":"assess","start":1359.165,"end":1359.5651,"confidence":0.99658203,"punctuated_word":"assess.","sentiment":"neutral","sentiment_score":-0.09926772117614746},{"word":"does","start":1359.5651,"end":1359.805,"confidence":0.9970703,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.04337474703788757},{"word":"that","start":1359.805,"end":1359.965,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.060889072716236115},{"word":"make","start":1359.965,"end":1360.125,"confidence":0.98828125,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.04793631285429001},{"word":"sense","start":1360.125,"end":1360.62,"confidence":0.9995117,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.03345844894647598},{"word":"yeah","start":1362.0599,"end":1362.5599,"confidence":0.8547363,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05262524634599686},{"word":"and","start":1363.42,"end":1363.92,"confidence":0.8886719,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.017652101814746857},{"word":"yeah","start":1368.3,"end":1368.8,"confidence":0.85253906,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.06165984272956848},{"word":"that's","start":1373.515,"end":1373.755,"confidence":0.9260254,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.5443097949028015},{"word":"okay","start":1373.755,"end":1374.255,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"negative","sentiment_score":-0.47006314992904663},{"word":"yeah","start":1382.795,"end":1383.295,"confidence":0.9863281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.089313805103302},{"word":"yeah","start":1383.515,"end":1384.015,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08987686783075333},{"word":"the","start":1384.155,"end":1384.3151,"confidence":0.96972656,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.06811445951461792},{"word":"only","start":1384.3151,"end":1384.555,"confidence":0.9970703,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.06710226833820343},{"word":"sort","start":1384.555,"end":1384.795,"confidence":0.9873047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0503043532371521},{"word":"of","start":1384.795,"end":1384.875,"confidence":0.9790039,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05349922180175781},{"word":"thing","start":1384.875,"end":1385.1951,"confidence":0.9980469,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.0819288045167923},{"word":"i","start":1385.1951,"end":1385.275,"confidence":0.95410156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06948117166757584},{"word":"would","start":1385.275,"end":1385.775,"confidence":0.9941406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10512472689151764},{"word":"wanna","start":1386.155,"end":1386.395,"confidence":0.64746094,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11022696644067764},{"word":"say","start":1386.395,"end":1386.635,"confidence":0.98828125,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.10540689527988434},{"word":"is","start":1386.635,"end":1386.795,"confidence":0.9863281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09552673995494844},{"word":"if","start":1386.795,"end":1387.035,"confidence":0.9277344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18648436665534973},{"word":"i","start":1387.035,"end":1387.115,"confidence":0.9658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15058882534503937},{"word":"do","start":1387.115,"end":1387.355,"confidence":0.9472656,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16546067595481873},{"word":"provide","start":1387.355,"end":1387.855,"confidence":0.97802734,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.11680973321199416},{"word":"updated","start":1388.09,"end":1388.33,"confidence":0.7602539,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.08157194405794144},{"word":"advice","start":1388.33,"end":1388.81,"confidence":0.9741211,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1210787445306778},{"word":"when","start":1388.81,"end":1389.05,"confidence":0.59765625,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.122639037668705},{"word":"it","start":1389.05,"end":1389.21,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1383371353149414},{"word":"comes","start":1389.21,"end":1389.45,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.08904172480106354},{"word":"to","start":1389.45,"end":1389.77,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12747609615325928},{"word":"because","start":1389.85,"end":1390.17,"confidence":0.9873047,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1265488862991333},{"word":"centrelink","start":1390.17,"end":1390.67,"confidence":0.836263,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.17893707752227783},{"word":"is","start":1390.73,"end":1391.23,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13493168354034424},{"word":"an","start":1391.6901,"end":1392.01,"confidence":0.9838867,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14878052473068237},{"word":"aspect","start":1392.01,"end":1392.33,"confidence":0.9980469,"punctuated_word":"aspect","sentiment":"neutral","sentiment_score":0.15321563184261322},{"word":"of","start":1392.33,"end":1392.49,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14784705638885498},{"word":"that","start":1392.49,"end":1392.99,"confidence":0.79248047,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.09444643557071686},{"word":"to","start":1393.45,"end":1393.61,"confidence":0.94189453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06539974361658096},{"word":"a","start":1393.61,"end":1393.77,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09448424726724625},{"word":"limited","start":1393.77,"end":1394.27,"confidence":1.0,"punctuated_word":"limited","sentiment":"neutral","sentiment_score":0.04894986003637314},{"word":"extent","start":1394.41,"end":1394.89,"confidence":0.9914551,"punctuated_word":"extent,","sentiment":"neutral","sentiment_score":0.08144378662109375},{"word":"i","start":1394.89,"end":1395.05,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15226635336875916},{"word":"would","start":1395.05,"end":1395.29,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.15628889203071594},{"word":"wanna","start":1395.29,"end":1395.53,"confidence":0.99121094,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.15711140632629397},{"word":"make","start":1395.53,"end":1395.6901,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.06889121234416962},{"word":"sure","start":1395.6901,"end":1396.01,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06069689989089966},{"word":"i","start":1396.01,"end":1396.17,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1172102764248848},{"word":"scope","start":1396.17,"end":1396.49,"confidence":0.7060547,"punctuated_word":"scope","sentiment":"neutral","sentiment_score":0.1431417167186737},{"word":"her","start":1396.49,"end":1396.73,"confidence":0.9980469,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.08997921645641327},{"word":"into","start":1396.73,"end":1397.05,"confidence":0.9980469,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.15064850449562073},{"word":"it","start":1397.05,"end":1397.53,"confidence":0.9980469,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.09257641434669496},{"word":"i","start":1397.53,"end":1397.6901,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.032445624470710754},{"word":"don't","start":1397.6901,"end":1397.93,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.023111313581466675},{"word":"have","start":1397.93,"end":1398.09,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0585123598575592},{"word":"to","start":1398.09,"end":1398.25,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.006353706121444702},{"word":"do","start":1398.25,"end":1398.41,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.00250399112701416},{"word":"any","start":1398.41,"end":1398.65,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04042021930217743},{"word":"advice","start":1398.65,"end":1399.05,"confidence":0.9970703,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.021000318229198456},{"word":"for","start":1399.05,"end":1399.29,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06216093897819519},{"word":"her","start":1399.29,"end":1399.53,"confidence":1.0,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.007780134677886963},{"word":"around","start":1399.53,"end":1399.77,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.012230560183525084},{"word":"that","start":1399.77,"end":1400.025,"confidence":0.9538574,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.022929683327674866},{"word":"but","start":1400.025,"end":1400.185,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04529721289873123},{"word":"it's","start":1400.185,"end":1400.345,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08656568825244904},{"word":"just","start":1400.345,"end":1400.505,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08428387343883514},{"word":"making","start":1400.505,"end":1400.905,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.06500865519046783},{"word":"sure","start":1400.905,"end":1401.0651,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.041227445006370544},{"word":"we","start":1401.0651,"end":1401.305,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08210829645395279},{"word":"understand","start":1401.305,"end":1401.805,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.03145541250705719},{"word":"enough","start":1401.865,"end":1402.105,"confidence":0.99902344,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.009989306330680847},{"word":"about","start":1402.105,"end":1402.345,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.012802839279174805},{"word":"your","start":1402.345,"end":1402.5851,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.010687142610549928},{"word":"total","start":1402.5851,"end":1403.0851,"confidence":1.0,"punctuated_word":"total","sentiment":"neutral","sentiment_score":-0.0232076495885849},{"word":"circumstances","start":1403.225,"end":1403.725,"confidence":0.8979492,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":0.04695112258195877},{"word":"and","start":1404.265,"end":1404.505,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07621614634990692},{"word":"that","start":1404.505,"end":1404.665,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07104913145303726},{"word":"includes","start":1404.665,"end":1405.145,"confidence":0.9980469,"punctuated_word":"includes","sentiment":"neutral","sentiment_score":0.045997120440006256},{"word":"your","start":1405.145,"end":1405.385,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0512111559510231},{"word":"part","start":1405.385,"end":1405.7051,"confidence":0.4453125,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.09337812662124634},{"word":"and","start":1405.7051,"end":1405.865,"confidence":0.72558594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07107122242450714},{"word":"circumstances","start":1405.865,"end":1406.365,"confidence":0.98828125,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":0.05124607682228088},{"word":"to","start":1406.665,"end":1406.8251,"confidence":0.9770508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1316489577293396},{"word":"provide","start":1406.8251,"end":1407.305,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.12140541523694992},{"word":"updated","start":1407.305,"end":1407.785,"confidence":0.98828125,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.12123691290616988},{"word":"advice","start":1407.785,"end":1408.285,"confidence":0.9926758,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.08154722303152084},{"word":"did","start":1409.305,"end":1409.465,"confidence":0.63183594,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.01971365511417389},{"word":"you","start":1409.465,"end":1409.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05589804798364639},{"word":"wanna","start":1409.625,"end":1410.125,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05436449497938156},{"word":"did","start":1410.505,"end":1410.665,"confidence":0.99316406,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0348605141043663},{"word":"you","start":1410.665,"end":1410.8251,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0580606684088707},{"word":"wanna","start":1410.8251,"end":1411.145,"confidence":0.99902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.043643224984407425},{"word":"look","start":1411.145,"end":1411.385,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.02281312644481659},{"word":"at","start":1411.385,"end":1411.545,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0025310441851615906},{"word":"taking","start":1411.545,"end":1412.045,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.013206183910369871},{"word":"the","start":1412.31,"end":1412.55,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016402140259742737},{"word":"money","start":1412.55,"end":1413.03,"confidence":0.76416016,"punctuated_word":"money?","sentiment":"neutral","sentiment_score":0.002621125429868698},{"word":"do","start":1413.03,"end":1413.15,"confidence":0.98828125,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.0138990581035614},{"word":"you","start":1413.15,"end":1413.27,"confidence":0.87841797,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011815104633569716},{"word":"are","start":1413.43,"end":1413.5901,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.012536898255348206},{"word":"you","start":1413.5901,"end":1413.75,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010141149163246157},{"word":"sort","start":1413.75,"end":1413.91,"confidence":0.9667969,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0018310025334358215},{"word":"of","start":1413.91,"end":1413.9901,"confidence":0.7636719,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006095901131629944},{"word":"just","start":1413.9901,"end":1414.15,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.00893847644329071},{"word":"gonna","start":1414.15,"end":1414.39,"confidence":0.9873047,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0013593286275863647},{"word":"speak","start":1414.39,"end":1414.63,"confidence":0.9921875,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":-0.01928257942199707},{"word":"to","start":1414.63,"end":1414.79,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01966068148612976},{"word":"the","start":1414.79,"end":1414.8701,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.022320203483104702},{"word":"bank","start":1414.8701,"end":1415.1901,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.005979962646961212},{"word":"and","start":1415.1901,"end":1415.43,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.045457564294338226},{"word":"get","start":1415.43,"end":1415.67,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.01145150512456894},{"word":"a","start":1415.67,"end":1415.8301,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01943102851510048},{"word":"payout","start":1415.8301,"end":1416.2301,"confidence":0.9838867,"punctuated_word":"payout","sentiment":"neutral","sentiment_score":0.01554291695356369},{"word":"figure","start":1416.2301,"end":1416.63,"confidence":0.98535156,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.020565547049045563},{"word":"and","start":1416.63,"end":1416.8701,"confidence":0.8828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.028901029378175735},{"word":"then","start":1416.8701,"end":1417.1101,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02004110813140869},{"word":"look","start":1417.1101,"end":1417.27,"confidence":0.9970703,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.02955169975757599},{"word":"at","start":1417.27,"end":1417.43,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07380415499210358},{"word":"taking","start":1417.43,"end":1417.67,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.006146647036075592},{"word":"the","start":1417.67,"end":1417.75,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0374552309513092},{"word":"money","start":1417.75,"end":1418.0701,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.03156750649213791},{"word":"out","start":1418.0701,"end":1418.31,"confidence":0.9790039,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.03935994207859039},{"word":"of","start":1418.31,"end":1418.39,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04172854870557785},{"word":"super","start":1418.39,"end":1418.7101,"confidence":0.6660156,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.027716688811779026},{"word":"or","start":1418.7101,"end":1418.9501,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01702222228050232},{"word":"what's","start":1418.9501,"end":1419.27,"confidence":0.9736328,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.00901209842413664},{"word":"your","start":1419.27,"end":1419.43,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.010441690683364868},{"word":"thoughts","start":1419.43,"end":1419.75,"confidence":0.9980469,"punctuated_word":"thoughts","sentiment":"neutral","sentiment_score":-0.026871763169765472},{"word":"around","start":1419.75,"end":1420.15,"confidence":0.9980469,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.02107732743024826},{"word":"accessing","start":1420.15,"end":1420.63,"confidence":0.9951172,"punctuated_word":"accessing","sentiment":"neutral","sentiment_score":-0.012718312442302704},{"word":"that","start":1420.63,"end":1420.79,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.008756585419178009},{"word":"money","start":1420.79,"end":1421.03,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.04372271150350571},{"word":"to","start":1421.03,"end":1421.1901,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.005584992468357086},{"word":"pay","start":1421.1901,"end":1421.3501,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.012366272509098051},{"word":"off","start":1421.3501,"end":1421.51,"confidence":0.9921875,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.010519027709960938},{"word":"your","start":1421.51,"end":1421.67,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03638014942407608},{"word":"mortgage","start":1421.67,"end":1422.17,"confidence":0.99853516,"punctuated_word":"mortgage?","sentiment":"neutral","sentiment_score":0.03102145902812481},{"word":"yep","start":1424.2301,"end":1424.55,"confidence":0.77978516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16443957388401031},{"word":"yep","start":1424.55,"end":1425.03,"confidence":0.904541,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17029646039009094},{"word":"so","start":1425.03,"end":1425.1901,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2192356437444687},{"word":"we've","start":1425.1901,"end":1425.43,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.26282721757888794},{"word":"got","start":1425.43,"end":1425.735,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2703486680984497},{"word":"we've","start":1425.895,"end":1426.135,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.2975240647792816},{"word":"got","start":1426.135,"end":1426.295,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2905139923095703},{"word":"two","start":1426.295,"end":1426.455,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.18719713389873505},{"word":"options","start":1426.455,"end":1426.775,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.15514777600765228},{"word":"that","start":1426.775,"end":1426.9349,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3380981385707855},{"word":"you'll","start":1426.9349,"end":1427.1749,"confidence":1.0,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.3046948313713074},{"word":"be","start":1427.1749,"end":1427.335,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.3091311454772949},{"word":"able","start":1427.335,"end":1427.575,"confidence":1.0,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.3385252356529236},{"word":"to","start":1427.575,"end":1427.655,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3117341697216034},{"word":"do","start":1427.655,"end":1428.0549,"confidence":0.99902344,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.26276642084121704},{"word":"one","start":1428.0549,"end":1428.455,"confidence":1.0,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.20310550928115845},{"word":"is","start":1428.455,"end":1428.775,"confidence":0.9716797,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2845248281955719},{"word":"i","start":1428.775,"end":1428.855,"confidence":0.9873047,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.37960711121559143},{"word":"can","start":1428.855,"end":1429.095,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3683480322360992},{"word":"provide","start":1429.095,"end":1429.595,"confidence":1.0,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.3554229438304901},{"word":"personalized","start":1429.815,"end":1430.315,"confidence":0.97314453,"punctuated_word":"personalized","sentiment":"positive","sentiment_score":0.3395163416862488},{"word":"advice","start":1430.455,"end":1430.955,"confidence":0.99316406,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.3732741177082062},{"word":"where","start":1431.495,"end":1431.735,"confidence":0.7294922,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2564390301704407},{"word":"i","start":1431.735,"end":1431.895,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.30064505338668823},{"word":"show","start":1431.895,"end":1432.0549,"confidence":0.9951172,"punctuated_word":"show","sentiment":"positive","sentiment_score":0.3589239716529846},{"word":"you","start":1432.0549,"end":1432.215,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3400751054286957},{"word":"an","start":1432.215,"end":1432.455,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.30754488706588745},{"word":"advice","start":1432.455,"end":1432.855,"confidence":0.99121094,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.28627240657806396},{"word":"document","start":1432.855,"end":1433.355,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.2122647762298584},{"word":"on","start":1433.415,"end":1433.735,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2996574342250824},{"word":"drawing","start":1433.735,"end":1434.135,"confidence":0.9819336,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.26891985535621643},{"word":"the","start":1434.135,"end":1434.295,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23865768313407895},{"word":"money","start":1434.295,"end":1434.615,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.2276410460472107},{"word":"out","start":1434.615,"end":1434.9349,"confidence":0.9890137,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.31181350350379944},{"word":"how","start":1434.9349,"end":1435.095,"confidence":1.0,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.3876880705356598},{"word":"that","start":1435.095,"end":1435.255,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.374919056892395},{"word":"looks","start":1435.255,"end":1435.575,"confidence":0.99902344,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.3824553191661834},{"word":"for","start":1435.575,"end":1435.735,"confidence":0.96240234,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4222896695137024},{"word":"you","start":1435.735,"end":1435.895,"confidence":0.93115234,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4182737469673157},{"word":"so","start":1435.895,"end":1436.135,"confidence":0.7519531,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.41140931844711304},{"word":"far","start":1436.135,"end":1436.635,"confidence":0.87768555,"punctuated_word":"far,","sentiment":"positive","sentiment_score":0.34486865997314453},{"word":"you","start":1436.695,"end":1436.775,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35533010959625244},{"word":"know","start":1436.775,"end":1436.9349,"confidence":0.99316406,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.3092283010482788},{"word":"the","start":1436.9349,"end":1437.095,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.37787798047065735},{"word":"outcome","start":1437.095,"end":1437.495,"confidence":0.8913574,"punctuated_word":"outcome.","sentiment":"neutral","sentiment_score":0.29488760232925415},{"word":"if","start":1437.495,"end":1437.655,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.3097231388092041},{"word":"you","start":1437.655,"end":1437.735,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3491528332233429},{"word":"wanna","start":1437.735,"end":1438.0549,"confidence":0.97998047,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.340401828289032},{"word":"draw","start":1438.0549,"end":1438.295,"confidence":0.9980469,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.23856081068515775},{"word":"a","start":1438.295,"end":1438.455,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.27363908290863037},{"word":"bit","start":1438.455,"end":1438.535,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.282847136259079},{"word":"of","start":1438.535,"end":1438.775,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3427927792072296},{"word":"a","start":1438.775,"end":1438.9349,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2818874716758728},{"word":"a","start":1438.9349,"end":1439.015,"confidence":0.49560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25862917304039},{"word":"regular","start":1439.015,"end":1439.335,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.27258723974227905},{"word":"pension","start":1439.335,"end":1439.815,"confidence":1.0,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.15378129482269287},{"word":"payment","start":1439.815,"end":1440.135,"confidence":0.94189453,"punctuated_word":"payment","sentiment":"neutral","sentiment_score":0.2402161955833435},{"word":"down","start":1440.135,"end":1440.455,"confidence":0.99658203,"punctuated_word":"down,","sentiment":"positive","sentiment_score":0.3597184419631958},{"word":"we","start":1440.455,"end":1440.535,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4123556613922119},{"word":"can","start":1440.535,"end":1440.775,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4238428473472595},{"word":"do","start":1440.775,"end":1440.9349,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.42950668931007385},{"word":"that","start":1440.9349,"end":1441.095,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3315519094467163},{"word":"for","start":1441.095,"end":1441.255,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.39189961552619934},{"word":"you","start":1441.255,"end":1441.53,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4306274354457855},{"word":"as","start":1441.53,"end":1441.61,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3920897245407105},{"word":"well","start":1441.61,"end":1442.11,"confidence":0.7775879,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.03741960972547531},{"word":"and","start":1442.25,"end":1442.41,"confidence":0.96777344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18689125776290896},{"word":"i","start":1442.41,"end":1442.49,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24452191591262817},{"word":"can","start":1442.49,"end":1442.65,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24018587172031405},{"word":"provide","start":1442.65,"end":1442.97,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.3253459334373474},{"word":"a","start":1442.97,"end":1443.05,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3636470437049866},{"word":"whole","start":1443.05,"end":1443.37,"confidence":0.9951172,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":0.31004148721694946},{"word":"advice","start":1443.37,"end":1443.6901,"confidence":0.9013672,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.3129499554634094},{"word":"document","start":1443.6901,"end":1444.17,"confidence":0.99902344,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.26537951827049255},{"word":"around","start":1444.17,"end":1444.5701,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.3282471001148224},{"word":"moving","start":1444.5701,"end":1444.81,"confidence":0.9326172,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.31121134757995605},{"word":"you","start":1444.81,"end":1444.97,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35916176438331604},{"word":"into","start":1444.97,"end":1445.2101,"confidence":0.9526367,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.24562925100326535},{"word":"pension","start":1445.2101,"end":1445.61,"confidence":0.9941406,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.1837511658668518},{"word":"phase","start":1445.61,"end":1446.01,"confidence":0.9589844,"punctuated_word":"phase,","sentiment":"neutral","sentiment_score":0.2596430480480194},{"word":"drawing","start":1446.01,"end":1446.3301,"confidence":0.99121094,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.27653035521507263},{"word":"down","start":1446.3301,"end":1446.5701,"confidence":0.99609375,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.18712463974952695},{"word":"an","start":1446.5701,"end":1446.73,"confidence":0.98535156,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2264033854007721},{"word":"income","start":1446.73,"end":1447.23,"confidence":0.95874023,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.19679659605026245},{"word":"the","start":1448.49,"end":1448.89,"confidence":0.8222656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2515755295753479},{"word":"access","start":1448.89,"end":1449.29,"confidence":0.9892578,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.15612025558948517},{"word":"to","start":1449.29,"end":1449.4501,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19273167848587036},{"word":"centrelink","start":1449.4501,"end":1449.9501,"confidence":0.9892578,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":0.2478635311126709},{"word":"how","start":1450.01,"end":1450.25,"confidence":0.9980469,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.29547053575515747},{"word":"that","start":1450.25,"end":1450.41,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2420064806938171},{"word":"looks","start":1450.41,"end":1450.65,"confidence":0.99902344,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.2326812446117401},{"word":"for","start":1450.65,"end":1450.89,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.25213518738746643},{"word":"you","start":1450.89,"end":1451.05,"confidence":0.8881836,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.23666343092918396},{"word":"and","start":1451.05,"end":1451.29,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21122457087039948},{"word":"drawing","start":1451.29,"end":1451.53,"confidence":0.9550781,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.2269880622625351},{"word":"the","start":1451.53,"end":1451.6901,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19631920754909515},{"word":"money","start":1451.6901,"end":1451.93,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.20899628102779388},{"word":"down","start":1451.93,"end":1452.0901,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1953841596841812},{"word":"to","start":1452.0901,"end":1452.25,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21762362122535703},{"word":"pay","start":1452.25,"end":1452.41,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.19267509877681732},{"word":"your","start":1452.41,"end":1452.5701,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19026313722133636},{"word":"mortgage","start":1452.5701,"end":1453.0701,"confidence":0.90966797,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.1549285054206848},{"word":"or","start":1453.785,"end":1454.185,"confidence":1.0,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.18987803161144257},{"word":"you","start":1454.185,"end":1454.505,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1441168636083603},{"word":"can","start":1454.505,"end":1454.8251,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13950325548648834},{"word":"just","start":1454.8251,"end":1455.0651,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16706784069538116},{"word":"call","start":1455.0651,"end":1455.305,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.22285525500774384},{"word":"and","start":1455.305,"end":1455.4651,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19058334827423096},{"word":"give","start":1455.4651,"end":1455.7051,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2305026799440384},{"word":"us","start":1455.7051,"end":1455.865,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.2240707576274872},{"word":"directions","start":1455.865,"end":1456.365,"confidence":0.5073242,"punctuated_word":"directions","sentiment":"neutral","sentiment_score":0.2175695151090622},{"word":"and","start":1456.665,"end":1456.8251,"confidence":0.9248047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16821140050888062},{"word":"say","start":1456.8251,"end":1457.145,"confidence":0.9890137,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.19642779231071472},{"word":"hey","start":1457.145,"end":1457.385,"confidence":0.99609375,"punctuated_word":"hey,","sentiment":"neutral","sentiment_score":0.1968894898891449},{"word":"dana","start":1457.385,"end":1457.7051,"confidence":0.9343262,"punctuated_word":"Dana.","sentiment":"neutral","sentiment_score":0.15235278010368347},{"word":"i","start":1457.7051,"end":1457.865,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2009223848581314},{"word":"just","start":1457.865,"end":1458.025,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.19997267425060272},{"word":"wanna","start":1458.025,"end":1458.3451,"confidence":0.9716797,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.22552351653575897},{"word":"take","start":1458.3451,"end":1458.505,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.26176902651786804},{"word":"that","start":1458.505,"end":1458.8251,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20992298424243927},{"word":"that","start":1458.8251,"end":1459.145,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19390659034252167},{"word":"money","start":1459.145,"end":1459.4651,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1807354986667633},{"word":"out","start":1459.4651,"end":1459.625,"confidence":0.8642578,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.21425655484199524},{"word":"for","start":1459.625,"end":1459.785,"confidence":0.8925781,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15520192682743073},{"word":"my","start":1459.785,"end":1460.1051,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.16395919024944303},{"word":"mortgage","start":1460.1051,"end":1460.5851,"confidence":0.9921875,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.1603330671787262},{"word":"i","start":1460.5851,"end":1460.745,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2004539966583252},{"word":"need","start":1460.745,"end":1460.985,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.15873180329799652},{"word":"this","start":1460.985,"end":1461.2251,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.15390364825725555},{"word":"amount","start":1461.2251,"end":1461.7251,"confidence":0.83374023,"punctuated_word":"amount.","sentiment":"neutral","sentiment_score":0.14449450373649597},{"word":"and","start":1462.025,"end":1462.265,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1846359372138977},{"word":"you","start":1462.265,"end":1462.5851,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16535358130931854},{"word":"tell","start":1462.5851,"end":1462.8251,"confidence":0.9863281,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.19748754799365997},{"word":"us","start":1462.8251,"end":1463.0651,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.1888464093208313},{"word":"give","start":1463.2251,"end":1463.385,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1823594868183136},{"word":"us","start":1463.385,"end":1463.545,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.20437581837177277},{"word":"the","start":1463.545,"end":1463.7051,"confidence":0.9482422,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21519121527671817},{"word":"direction","start":1463.7051,"end":1464.2051,"confidence":0.9760742,"punctuated_word":"direction","sentiment":"neutral","sentiment_score":0.2150438278913498},{"word":"whether","start":1464.265,"end":1464.505,"confidence":0.8154297,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.16835325956344604},{"word":"you","start":1464.505,"end":1464.665,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14493155479431152},{"word":"want","start":1464.665,"end":1464.905,"confidence":0.8618164,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.11063229292631148},{"word":"it","start":1464.905,"end":1464.985,"confidence":0.9667969,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1163000836968422},{"word":"paid","start":1464.985,"end":1465.2251,"confidence":0.9970703,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.12324657291173936},{"word":"out","start":1465.2251,"end":1465.56,"confidence":0.97509766,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.14595970511436462},{"word":"of","start":1466.1201,"end":1466.28,"confidence":0.9951172,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.1383826732635498},{"word":"you","start":1466.28,"end":1466.4401,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12859468162059784},{"word":"know","start":1466.4401,"end":1466.6001,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1206858605146408},{"word":"your","start":1466.6001,"end":1466.8401,"confidence":0.9658203,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14411604404449463},{"word":"super","start":1466.8401,"end":1467.3401,"confidence":0.9206543,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.18115368485450745},{"word":"when","start":1467.56,"end":1467.8,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.20145921409130096},{"word":"you","start":1467.8,"end":1467.9601,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15027344226837158},{"word":"want","start":1467.9601,"end":1468.2001,"confidence":0.9658203,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.12246184051036836},{"word":"it","start":1468.2001,"end":1468.28,"confidence":0.98828125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1533728390932083},{"word":"paid","start":1468.28,"end":1468.52,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.12534405291080475},{"word":"out","start":1468.52,"end":1468.8401,"confidence":0.9921875,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.162730410695076},{"word":"if","start":1468.8401,"end":1469.0801,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2003407776355743},{"word":"you","start":1469.0801,"end":1469.16,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16267968714237213},{"word":"want","start":1469.16,"end":1469.4,"confidence":0.97265625,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.13233748078346252},{"word":"it","start":1469.4,"end":1469.4801,"confidence":0.9892578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1619987189769745},{"word":"paid","start":1469.4801,"end":1469.88,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.16641093790531158},{"word":"proportionately","start":1469.88,"end":1470.38,"confidence":0.77856445,"punctuated_word":"proportionately","sentiment":"neutral","sentiment_score":0.24018286168575287},{"word":"across","start":1470.52,"end":1470.8401,"confidence":0.99902344,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.21855461597442627},{"word":"all","start":1470.8401,"end":1471.0,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.19896599650382996},{"word":"of","start":1471.0,"end":1471.16,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2215452641248703},{"word":"your","start":1471.16,"end":1471.4,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2229640632867813},{"word":"investments","start":1471.4,"end":1471.9,"confidence":0.80859375,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.14922960102558136},{"word":"and","start":1472.28,"end":1472.4401,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1880653351545334},{"word":"you","start":1472.4401,"end":1472.6001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19571621716022491},{"word":"can","start":1472.6001,"end":1472.76,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1872279793024063},{"word":"do","start":1472.76,"end":1472.92,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25250813364982605},{"word":"it","start":1472.92,"end":1473.0801,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2551383078098297},{"word":"under","start":1473.0801,"end":1473.3201,"confidence":1.0,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.2529929578304291},{"word":"a","start":1473.3201,"end":1473.4801,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.27009737491607666},{"word":"transaction","start":1473.4801,"end":1473.9801,"confidence":1.0,"punctuated_word":"transaction","sentiment":"neutral","sentiment_score":0.20490749180316925},{"word":"without","start":1474.2001,"end":1474.6001,"confidence":0.99121094,"punctuated_word":"without","sentiment":"neutral","sentiment_score":0.21139585971832275},{"word":"advice","start":1474.6001,"end":1475.0801,"confidence":0.9777832,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.17029505968093872},{"word":"which","start":1475.0801,"end":1475.3201,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.200050950050354},{"word":"means","start":1475.3201,"end":1475.64,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.2149665653705597},{"word":"it's","start":1475.64,"end":1475.8,"confidence":0.99658203,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.26462697982788086},{"word":"a","start":1475.8,"end":1475.9601,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3328500986099243},{"word":"faster","start":1475.9601,"end":1476.3601,"confidence":0.9526367,"punctuated_word":"faster","sentiment":"neutral","sentiment_score":0.28577202558517456},{"word":"process","start":1476.3601,"end":1476.8601,"confidence":0.861084,"punctuated_word":"process,","sentiment":"neutral","sentiment_score":0.32337063550949097},{"word":"and","start":1476.92,"end":1477.16,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3018161654472351},{"word":"you're","start":1477.16,"end":1477.4,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.3215253949165344},{"word":"just","start":1477.4,"end":1477.64,"confidence":0.99902344,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3422701954841614},{"word":"giving","start":1477.64,"end":1477.9601,"confidence":1.0,"punctuated_word":"giving","sentiment":"positive","sentiment_score":0.3580435812473297},{"word":"us","start":1477.9601,"end":1478.2001,"confidence":0.99902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.31892335414886475},{"word":"the","start":1478.2001,"end":1478.3601,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3132043480873108},{"word":"direction","start":1478.3601,"end":1478.76,"confidence":0.99902344,"punctuated_word":"direction","sentiment":"positive","sentiment_score":0.3494323492050171},{"word":"to","start":1478.76,"end":1479.0,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3251835107803345},{"word":"withdraw","start":1479.0,"end":1479.4,"confidence":0.99902344,"punctuated_word":"withdraw","sentiment":"neutral","sentiment_score":0.2308773696422577},{"word":"the","start":1479.4,"end":1479.56,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22374263405799863},{"word":"money","start":1479.56,"end":1479.8,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.21903175115585327},{"word":"to","start":1479.8,"end":1479.9601,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22321061789989471},{"word":"your","start":1479.9601,"end":1480.2001,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2045896202325821},{"word":"bank","start":1480.2001,"end":1480.4401,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.1958366483449936},{"word":"account","start":1480.4401,"end":1480.905,"confidence":1.0,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.1528351753950119},{"word":"does","start":1480.905,"end":1481.0651,"confidence":0.9980469,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.15325495600700378},{"word":"that","start":1481.0651,"end":1481.225,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20434921979904175},{"word":"make","start":1481.225,"end":1481.385,"confidence":0.9892578,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1457049399614334},{"word":"sense","start":1481.385,"end":1481.885,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.1530863642692566},{"word":"yeah","start":1483.145,"end":1483.4651,"confidence":0.95996094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08429285883903503},{"word":"so","start":1483.4651,"end":1483.7051,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04548526927828789},{"word":"this","start":1483.7051,"end":1484.025,"confidence":0.58154297,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07118533551692963},{"word":"yeah","start":1485.785,"end":1486.105,"confidence":0.9916992,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.11046937108039856},{"word":"absolutely","start":1486.105,"end":1486.605,"confidence":0.99902344,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.23294273018836975},{"word":"absolutely","start":1486.985,"end":1487.485,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.2044115662574768},{"word":"and","start":1487.9451,"end":1488.105,"confidence":0.87939453,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.1392340213060379},{"word":"looking","start":1488.105,"end":1488.425,"confidence":0.7060547,"punctuated_word":"looking,","sentiment":"neutral","sentiment_score":0.15439365804195404},{"word":"if","start":1488.425,"end":1488.5851,"confidence":0.9902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13297033309936523},{"word":"camilla","start":1488.5851,"end":1489.0651,"confidence":0.87231445,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":0.10228511691093443},{"word":"wants","start":1489.0651,"end":1489.305,"confidence":0.99902344,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.11361363530158997},{"word":"to","start":1489.305,"end":1489.385,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11482033878564836},{"word":"have","start":1489.385,"end":1489.545,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1294696182012558},{"word":"a","start":1489.545,"end":1489.625,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1580277681350708},{"word":"bit","start":1489.625,"end":1489.785,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17238761484622955},{"word":"of","start":1489.785,"end":1489.865,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1530247926712036},{"word":"a","start":1489.865,"end":1489.9451,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1665216088294983},{"word":"chat","start":1489.9451,"end":1490.185,"confidence":0.9785156,"punctuated_word":"chat,","sentiment":"neutral","sentiment_score":0.13464239239692688},{"word":"i","start":1490.185,"end":1490.265,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.021427832543849945},{"word":"don't","start":1490.265,"end":1490.505,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.0012134562712162733},{"word":"have","start":1490.505,"end":1490.665,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.007574528455734253},{"word":"to","start":1490.665,"end":1490.745,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01856079697608948},{"word":"give","start":1490.745,"end":1490.905,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.09872355312108994},{"word":"her","start":1490.905,"end":1491.0651,"confidence":1.0,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.01059158891439438},{"word":"any","start":1491.0651,"end":1491.305,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04505152255296707},{"word":"advice","start":1491.305,"end":1491.625,"confidence":0.8312988,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.0070245712995529175},{"word":"but","start":1491.625,"end":1491.865,"confidence":0.96875,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0059137120842933655},{"word":"if","start":1491.865,"end":1492.025,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02670973725616932},{"word":"she","start":1492.025,"end":1492.185,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.022370565682649612},{"word":"wants","start":1492.185,"end":1492.425,"confidence":1.0,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.03203287348151207},{"word":"to","start":1492.425,"end":1492.5851,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.034214992076158524},{"word":"be","start":1492.5851,"end":1492.92,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04028524458408356},{"word":"included","start":1493.16,"end":1493.4801,"confidence":1.0,"punctuated_word":"included","sentiment":"neutral","sentiment_score":0.011156179010868073},{"word":"in","start":1493.4801,"end":1493.64,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05077613145112991},{"word":"the","start":1493.64,"end":1493.9601,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0047743916511535645},{"word":"conversation","start":1493.9601,"end":1494.4601,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":-0.007588028907775879},{"word":"with","start":1494.52,"end":1494.76,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.013730809092521667},{"word":"you","start":1494.76,"end":1494.92,"confidence":0.99365234,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.0984087735414505},{"word":"it's","start":1494.92,"end":1495.24,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05891185998916626},{"word":"absolutely","start":1495.24,"end":1495.74,"confidence":0.99902344,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.06795003265142441},{"word":"fine","start":1495.8,"end":1496.2001,"confidence":0.9370117,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":0.03351770341396332},{"word":"because","start":1496.2001,"end":1496.52,"confidence":0.77685547,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.005518227815628052},{"word":"this","start":1496.52,"end":1496.76,"confidence":0.9223633,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.02196800708770752},{"word":"is","start":1496.76,"end":1496.8401,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03515392541885376},{"word":"all","start":1496.8401,"end":1497.0801,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.0208624005317688},{"word":"about","start":1497.0801,"end":1497.4,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.06754644960165024},{"word":"you","start":1497.4,"end":1497.4801,"confidence":0.857666,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.02147761359810829},{"word":"sorry","start":1497.4801,"end":1497.9801,"confidence":0.91137695,"punctuated_word":"Sorry?","sentiment":"neutral","sentiment_score":-0.0230998694896698},{"word":"oh","start":1500.92,"end":1501.24,"confidence":0.9421387,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0512046180665493},{"word":"lucky","start":1501.24,"end":1501.74,"confidence":0.9091797,"punctuated_word":"lucky.","sentiment":"neutral","sentiment_score":0.10711896419525146},{"word":"but","start":1503.0801,"end":1503.3201,"confidence":0.8256836,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03883327543735504},{"word":"no","start":1503.4,"end":1503.56,"confidence":0.9785156,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.0863364040851593},{"word":"look","start":1503.56,"end":1504.06,"confidence":0.8984375,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":-0.040506619960069656},{"word":"if","start":1504.4401,"end":1504.6001,"confidence":0.9199219,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.06313863396644592},{"word":"she","start":1504.6001,"end":1504.8401,"confidence":0.5058594,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.007895432412624359},{"word":"ever","start":1504.8401,"end":1505.0,"confidence":0.9951172,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.022256433963775635},{"word":"wanted","start":1505.0,"end":1505.3201,"confidence":0.9921875,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.004400297999382019},{"word":"to","start":1505.3201,"end":1505.4,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02416744828224182},{"word":"just","start":1505.4,"end":1505.64,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01979091763496399},{"word":"be","start":1505.64,"end":1505.8,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05170818418264389},{"word":"included","start":1505.8,"end":1506.28,"confidence":0.98950195,"punctuated_word":"included,","sentiment":"neutral","sentiment_score":0.026546809822320935},{"word":"we","start":1506.28,"end":1506.36,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.021038517355918884},{"word":"don't","start":1506.36,"end":1506.6001,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.0210950281471014},{"word":"have","start":1506.6001,"end":1506.8401,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.036800578236579895},{"word":"to","start":1506.8401,"end":1507.0,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.019935429096221924},{"word":"do","start":1507.0,"end":1507.16,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.14501185715198517},{"word":"any","start":1507.16,"end":1507.4,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.1485641896724701},{"word":"advice","start":1507.4,"end":1507.755,"confidence":0.9941406,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.16567552089691162},{"word":"for","start":1507.755,"end":1507.995,"confidence":0.99316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16784387826919556},{"word":"her","start":1507.995,"end":1508.075,"confidence":0.8762207,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":-0.09146864712238312},{"word":"don't","start":1508.075,"end":1508.235,"confidence":0.73706055,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":0.0260181687772274},{"word":"have","start":1508.235,"end":1508.395,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07520486414432526},{"word":"to","start":1508.395,"end":1508.475,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03140057623386383},{"word":"bring","start":1508.475,"end":1508.795,"confidence":1.0,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":-0.06924977898597717},{"word":"her","start":1508.795,"end":1508.875,"confidence":0.8183594,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.05095091462135315},{"word":"on","start":1508.875,"end":1508.955,"confidence":0.6855469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0027185827493667603},{"word":"board","start":1508.955,"end":1509.195,"confidence":0.9980469,"punctuated_word":"board","sentiment":"neutral","sentiment_score":-0.036153316497802734},{"word":"or","start":1509.195,"end":1509.355,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04036100208759308},{"word":"anything","start":1509.355,"end":1509.595,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.02057226002216339},{"word":"like","start":1509.595,"end":1509.835,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.006518617272377014},{"word":"that","start":1509.835,"end":1509.995,"confidence":0.99609375,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.09911500662565231},{"word":"it's","start":1509.995,"end":1510.235,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.28562334179878235},{"word":"more","start":1510.235,"end":1510.475,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.30649441480636597},{"word":"just","start":1510.475,"end":1510.715,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.30683010816574097},{"word":"about","start":1510.715,"end":1511.215,"confidence":0.9790039,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.329997718334198},{"word":"including","start":1511.355,"end":1511.835,"confidence":0.9941406,"punctuated_word":"including","sentiment":"positive","sentiment_score":0.44547855854034424},{"word":"both","start":1511.835,"end":1512.075,"confidence":0.99902344,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.4560442268848419},{"word":"of","start":1512.075,"end":1512.235,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5213876962661743},{"word":"you","start":1512.235,"end":1512.395,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5151720643043518},{"word":"guys","start":1512.395,"end":1512.635,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.4631059169769287},{"word":"in","start":1512.635,"end":1512.795,"confidence":0.99902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4305895864963531},{"word":"the","start":1512.795,"end":1513.035,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.432491660118103},{"word":"conversation","start":1513.035,"end":1513.535,"confidence":1.0,"punctuated_word":"conversation","sentiment":"positive","sentiment_score":0.39262235164642334},{"word":"so","start":1514.235,"end":1514.555,"confidence":0.6166992,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4166701138019562},{"word":"she","start":1514.555,"end":1514.795,"confidence":0.9980469,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.4725836515426636},{"word":"can","start":1514.795,"end":1514.955,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.34587424993515015},{"word":"kind","start":1514.955,"end":1515.115,"confidence":0.5498047,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.45556578040122986},{"word":"of","start":1515.115,"end":1515.275,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4241332113742829},{"word":"get","start":1515.275,"end":1515.355,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.38310766220092773},{"word":"an","start":1515.355,"end":1515.595,"confidence":1.0,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.35119572281837463},{"word":"understanding","start":1515.595,"end":1516.095,"confidence":1.0,"punctuated_word":"understanding","sentiment":"positive","sentiment_score":0.3553990125656128},{"word":"of","start":1516.155,"end":1516.235,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4365529716014862},{"word":"what","start":1516.235,"end":1516.395,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.49722495675086975},{"word":"we're","start":1516.395,"end":1516.635,"confidence":1.0,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.4828249216079712},{"word":"doing","start":1516.635,"end":1516.955,"confidence":1.0,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.5271109938621521},{"word":"to","start":1516.955,"end":1517.115,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5629032254219055},{"word":"help","start":1517.115,"end":1517.275,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.530196487903595},{"word":"you","start":1517.275,"end":1517.515,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.568079948425293},{"word":"and","start":1517.515,"end":1517.755,"confidence":0.99316406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5398108959197998},{"word":"how","start":1517.755,"end":1517.995,"confidence":1.0,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.4702894985675812},{"word":"it","start":1517.995,"end":1518.155,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.503420352935791},{"word":"works","start":1518.155,"end":1518.655,"confidence":0.9914551,"punctuated_word":"works.","sentiment":"neutral","sentiment_score":0.3257750868797302},{"word":"she","start":1519.275,"end":1519.435,"confidence":0.88671875,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.3266724646091461},{"word":"doesn't","start":1519.435,"end":1519.755,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.1931707113981247},{"word":"have","start":1519.755,"end":1519.915,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.22253090143203735},{"word":"to","start":1519.915,"end":1520.1,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09819949418306352},{"word":"seek","start":1520.1,"end":1520.34,"confidence":0.97265625,"punctuated_word":"seek","sentiment":"neutral","sentiment_score":-0.10986059904098512},{"word":"any","start":1520.34,"end":1520.58,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0308084636926651},{"word":"advice","start":1520.58,"end":1520.82,"confidence":0.99072266,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.05233269929885864},{"word":"and","start":1520.82,"end":1520.98,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.30917268991470337},{"word":"if","start":1520.98,"end":1521.14,"confidence":0.99902344,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4235199987888336},{"word":"she","start":1521.14,"end":1521.2999,"confidence":0.99902344,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.3842763900756836},{"word":"decides","start":1521.2999,"end":1521.62,"confidence":0.9589844,"punctuated_word":"decides","sentiment":"positive","sentiment_score":0.492287278175354},{"word":"she","start":1521.62,"end":1521.78,"confidence":0.9970703,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.4727253019809723},{"word":"wants","start":1521.78,"end":1522.02,"confidence":1.0,"punctuated_word":"wants","sentiment":"positive","sentiment_score":0.442865252494812},{"word":"to","start":1522.02,"end":1522.1,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.399787038564682},{"word":"look","start":1522.1,"end":1522.34,"confidence":1.0,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.35061344504356384},{"word":"at","start":1522.34,"end":1522.4199,"confidence":0.99316406,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3982153534889221},{"word":"coming","start":1522.4199,"end":1522.74,"confidence":1.0,"punctuated_word":"coming","sentiment":"positive","sentiment_score":0.40721964836120605},{"word":"on","start":1522.74,"end":1522.82,"confidence":0.7475586,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3871675729751587},{"word":"board","start":1522.82,"end":1523.22,"confidence":0.99560547,"punctuated_word":"board,","sentiment":"positive","sentiment_score":0.4149354100227356},{"word":"i'm","start":1523.22,"end":1523.38,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.6303738355636597},{"word":"more","start":1523.38,"end":1523.5399,"confidence":1.0,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.6656467914581299},{"word":"than","start":1523.5399,"end":1523.7,"confidence":0.99902344,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.6327532529830933},{"word":"happy","start":1523.7,"end":1524.1,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.6414781212806702},{"word":"to","start":1524.1,"end":1524.1799,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6747823357582092},{"word":"have","start":1524.1799,"end":1524.34,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.668338418006897},{"word":"that","start":1524.34,"end":1524.58,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6636818051338196},{"word":"conversation","start":1524.58,"end":1525.08,"confidence":0.967041,"punctuated_word":"conversation,","sentiment":"positive","sentiment_score":0.6276227831840515},{"word":"explain","start":1525.14,"end":1525.5399,"confidence":0.9970703,"punctuated_word":"explain","sentiment":"positive","sentiment_score":0.5919687747955322},{"word":"what","start":1525.5399,"end":1525.78,"confidence":0.99902344,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.597579300403595},{"word":"advisers","start":1525.78,"end":1526.28,"confidence":0.5253906,"punctuated_word":"advisers","sentiment":"positive","sentiment_score":0.4420881867408752},{"word":"do","start":1526.34,"end":1526.66,"confidence":0.99609375,"punctuated_word":"do,","sentiment":"positive","sentiment_score":0.4412025809288025},{"word":"how","start":1526.66,"end":1526.9,"confidence":0.99902344,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.5204015374183655},{"word":"we","start":1526.9,"end":1527.0599,"confidence":0.99902344,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.42045316100120544},{"word":"do","start":1527.0599,"end":1527.14,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.43246275186538696},{"word":"it","start":1527.14,"end":1527.64,"confidence":0.8935547,"punctuated_word":"it,","sentiment":"positive","sentiment_score":0.4780956506729126},{"word":"and","start":1528.1799,"end":1528.34,"confidence":0.95166016,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4251277446746826},{"word":"we","start":1528.34,"end":1528.5,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.44357508420944214},{"word":"can","start":1528.5,"end":1528.74,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.47878551483154297},{"word":"always","start":1528.74,"end":1529.0599,"confidence":0.98657227,"punctuated_word":"always,","sentiment":"positive","sentiment_score":0.47945287823677063},{"word":"you","start":1529.0599,"end":1529.22,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4421703517436981},{"word":"know","start":1529.22,"end":1529.38,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.425422877073288},{"word":"just","start":1529.38,"end":1529.88,"confidence":0.95703125,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4823932647705078},{"word":"to","start":1530.02,"end":1530.1799,"confidence":0.4152832,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4154927730560303},{"word":"start","start":1530.1799,"end":1530.4199,"confidence":1.0,"punctuated_word":"start","sentiment":"positive","sentiment_score":0.4101743400096894},{"word":"off","start":1530.4199,"end":1530.9,"confidence":0.9941406,"punctuated_word":"off","sentiment":"positive","sentiment_score":0.4158364236354828},{"word":"small","start":1530.9,"end":1531.4,"confidence":0.9926758,"punctuated_word":"small.","sentiment":"positive","sentiment_score":0.4555303454399109},{"word":"i","start":1531.86,"end":1532.02,"confidence":0.9633789,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1539292335510254},{"word":"don't","start":1532.02,"end":1532.1799,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.23658239841461184},{"word":"ever","start":1532.1799,"end":1532.4199,"confidence":0.9892578,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.15774789452552795},{"word":"want","start":1532.4199,"end":1532.58,"confidence":0.99902344,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.13650572299957275},{"word":"anyone","start":1532.58,"end":1532.9,"confidence":1.0,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":0.15210072696208954},{"word":"to","start":1532.9,"end":1533.0599,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11252598464488985},{"word":"feel","start":1533.0599,"end":1533.2999,"confidence":0.98828125,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.0983702838420868},{"word":"like","start":1533.2999,"end":1533.5399,"confidence":0.9560547,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12225307524204254},{"word":"they","start":1533.5399,"end":1533.62,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.005371466279029846},{"word":"have","start":1533.62,"end":1533.945,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.013127565383911133},{"word":"to","start":1533.945,"end":1534.0249,"confidence":0.9658203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08229809999465942},{"word":"come","start":1534.0249,"end":1534.1849,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.0974116027355194},{"word":"on","start":1534.1849,"end":1534.4249,"confidence":0.5805664,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1571546494960785},{"word":"board","start":1534.4249,"end":1534.745,"confidence":0.99316406,"punctuated_word":"board","sentiment":"neutral","sentiment_score":0.1508735865354538},{"word":"in","start":1534.745,"end":1534.825,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18639668822288513},{"word":"any","start":1534.825,"end":1534.985,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.222395583987236},{"word":"way","start":1534.985,"end":1535.1449,"confidence":0.9404297,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.23160392045974731},{"word":"shape","start":1535.1449,"end":1535.465,"confidence":0.98657227,"punctuated_word":"shape,","sentiment":"neutral","sentiment_score":0.2579711973667145},{"word":"or","start":1535.465,"end":1535.625,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.21066102385520935},{"word":"form","start":1535.625,"end":1536.0249,"confidence":0.77075195,"punctuated_word":"form,","sentiment":"neutral","sentiment_score":0.17690405249595642},{"word":"but","start":1536.0249,"end":1536.5249,"confidence":0.90112305,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.2379971444606781},{"word":"yeah","start":1536.825,"end":1537.225,"confidence":0.8666992,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.2979274392127991},{"word":"just","start":1537.225,"end":1537.5449,"confidence":0.8220215,"punctuated_word":"just,","sentiment":"positive","sentiment_score":0.34650421142578125},{"word":"you","start":1537.5449,"end":1537.625,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3235475420951843},{"word":"know","start":1537.625,"end":1537.865,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.3300865590572357},{"word":"work","start":1537.865,"end":1538.105,"confidence":0.5371094,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.416254460811615},{"word":"the","start":1538.105,"end":1538.2649,"confidence":0.9716797,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5165778398513794},{"word":"conversation","start":1538.2649,"end":1538.7649,"confidence":0.99902344,"punctuated_word":"conversation","sentiment":"positive","sentiment_score":0.5328532457351685},{"word":"down","start":1538.825,"end":1538.985,"confidence":0.99902344,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.5075609087944031},{"word":"the","start":1538.985,"end":1539.1449,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5109631419181824},{"word":"track","start":1539.1449,"end":1539.3849,"confidence":0.99902344,"punctuated_word":"track","sentiment":"positive","sentiment_score":0.4408996701240539},{"word":"if","start":1539.3849,"end":1539.5449,"confidence":0.9770508,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.541231632232666},{"word":"she's","start":1539.5449,"end":1539.7849,"confidence":1.0,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.4550547599792481},{"word":"open","start":1539.7849,"end":1540.105,"confidence":0.9921875,"punctuated_word":"open","sentiment":"positive","sentiment_score":0.40315887331962585},{"word":"to","start":1540.105,"end":1540.1849,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4828066825866699},{"word":"having","start":1540.1849,"end":1540.4249,"confidence":1.0,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.5303927659988403},{"word":"it","start":1540.4249,"end":1540.9049,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3672177791595459},{"word":"or","start":1540.9049,"end":1541.1449,"confidence":0.5522461,"punctuated_word":"or","sentiment":"positive","sentiment_score":0.3997475802898407},{"word":"even","start":1541.1449,"end":1541.3849,"confidence":0.99902344,"punctuated_word":"even","sentiment":"positive","sentiment_score":0.40996378660202026},{"word":"if","start":1541.3849,"end":1541.465,"confidence":1.0,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4414750039577484},{"word":"we're","start":1541.465,"end":1541.5449,"confidence":0.99316406,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.4124252200126648},{"word":"just","start":1541.5449,"end":1541.7849,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.43727731704711914},{"word":"updating","start":1541.7849,"end":1542.1849,"confidence":0.9873047,"punctuated_word":"updating","sentiment":"positive","sentiment_score":0.3927956819534302},{"word":"advice","start":1542.1849,"end":1542.585,"confidence":0.97998047,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.3488774299621582},{"word":"on","start":1542.585,"end":1542.745,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.38285771012306213},{"word":"yourself","start":1542.745,"end":1543.225,"confidence":0.99316406,"punctuated_word":"yourself","sentiment":"positive","sentiment_score":0.4378761351108551},{"word":"just","start":1543.225,"end":1543.3849,"confidence":0.9091797,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.36994943022727966},{"word":"so","start":1543.3849,"end":1543.5449,"confidence":0.9863281,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3753473162651062},{"word":"she","start":1543.5449,"end":1543.705,"confidence":1.0,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.4323663115501404},{"word":"can","start":1543.705,"end":1543.945,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3947421908378601},{"word":"understand","start":1543.945,"end":1544.445,"confidence":1.0,"punctuated_word":"understand","sentiment":"positive","sentiment_score":0.4790116548538208},{"word":"how","start":1544.745,"end":1544.985,"confidence":0.8276367,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.539250373840332},{"word":"the","start":1544.985,"end":1545.1449,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.537255585193634},{"word":"advice","start":1545.1449,"end":1545.6449,"confidence":0.9970703,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.5076121091842651},{"word":"works","start":1545.705,"end":1546.205,"confidence":0.95947266,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.6361071467399597},{"word":"and","start":1546.47,"end":1546.71,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6439470648765564},{"word":"how","start":1546.71,"end":1546.87,"confidence":1.0,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.655746579170227},{"word":"the","start":1546.87,"end":1547.11,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6589601635932922},{"word":"benefit","start":1547.11,"end":1547.51,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.7262430787086487},{"word":"is","start":1547.51,"end":1547.75,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6929991245269775},{"word":"to","start":1547.75,"end":1547.91,"confidence":0.80126953,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6909841895103455},{"word":"both","start":1547.91,"end":1548.23,"confidence":0.99121094,"punctuated_word":"both","sentiment":"positive","sentiment_score":0.758608877658844},{"word":"of","start":1548.23,"end":1548.39,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.7732675671577454},{"word":"you","start":1548.39,"end":1548.63,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7320669293403625},{"word":"as","start":1548.63,"end":1548.79,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.7161034345626831},{"word":"well","start":1548.79,"end":1549.03,"confidence":1.0,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.7138639688491821},{"word":"for","start":1549.03,"end":1549.19,"confidence":0.9970703,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6267275810241699},{"word":"what","start":1549.19,"end":1549.35,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.6205935478210449},{"word":"we're","start":1549.35,"end":1549.59,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.5746668577194214},{"word":"doing","start":1549.59,"end":1550.09,"confidence":0.9770508,"punctuated_word":"doing.","sentiment":"positive","sentiment_score":0.33992132544517517},{"word":"okay","start":1550.23,"end":1550.73,"confidence":0.79663086,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.04291091114282608},{"word":"yeah","start":1551.99,"end":1552.49,"confidence":0.9885254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.26249390840530396},{"word":"all","start":1553.99,"end":1554.23,"confidence":0.8964844,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5796329379081726},{"word":"good","start":1554.23,"end":1554.73,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.562536358833313},{"word":"yeah","start":1555.6699,"end":1556.07,"confidence":0.9638672,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.47297364473342896},{"word":"all","start":1556.07,"end":1556.3099,"confidence":0.9970703,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.6064105033874512},{"word":"good","start":1556.3099,"end":1556.5499,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5232751965522766},{"word":"well","start":1556.5499,"end":1557.03,"confidence":0.9926758,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.32204025983810425},{"word":"so","start":1557.03,"end":1557.19,"confidence":0.97314453,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2939031720161438},{"word":"far","start":1557.19,"end":1557.51,"confidence":0.78222656,"punctuated_word":"far,","sentiment":"positive","sentiment_score":0.3873605728149414},{"word":"everything","start":1557.51,"end":1557.91,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.44792303442955017},{"word":"looks","start":1557.91,"end":1558.15,"confidence":1.0,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.394964337348938},{"word":"like","start":1558.15,"end":1558.23,"confidence":0.99902344,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.48960936069488525},{"word":"it's","start":1558.23,"end":1558.47,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5011274814605713},{"word":"okay","start":1558.47,"end":1558.97,"confidence":1.0,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.4059253334999085},{"word":"so","start":1559.715,"end":1560.035,"confidence":0.9614258,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.34241095185279846},{"word":"you're","start":1560.035,"end":1560.355,"confidence":0.79467773,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2981969118118286},{"word":"from","start":1560.595,"end":1560.835,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.30297619104385376},{"word":"what","start":1560.835,"end":1560.915,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2929112911224365},{"word":"i","start":1560.915,"end":1561.155,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2402588278055191},{"word":"understand","start":1561.155,"end":1561.475,"confidence":0.99853516,"punctuated_word":"understand,","sentiment":"neutral","sentiment_score":0.26792868971824646},{"word":"you're","start":1561.475,"end":1561.795,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.4449102282524109},{"word":"happy","start":1561.795,"end":1562.195,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4617248773574829},{"word":"just","start":1562.195,"end":1562.4349,"confidence":0.9970703,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5644292831420898},{"word":"applying","start":1562.4349,"end":1562.835,"confidence":1.0,"punctuated_word":"applying","sentiment":"positive","sentiment_score":0.4905986487865448},{"word":"for","start":1562.835,"end":1562.995,"confidence":0.96875,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5337328314781189},{"word":"the","start":1562.995,"end":1563.235,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5333625674247742},{"word":"age","start":1563.235,"end":1563.475,"confidence":0.9526367,"punctuated_word":"age","sentiment":"positive","sentiment_score":0.5331951379776001},{"word":"pension","start":1563.475,"end":1563.975,"confidence":0.9904785,"punctuated_word":"pension.","sentiment":"positive","sentiment_score":0.4444359242916107},{"word":"did","start":1564.275,"end":1564.515,"confidence":1.0,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.17744258046150208},{"word":"you","start":1564.515,"end":1564.6749,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20084072649478912},{"word":"want","start":1564.6749,"end":1564.995,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.1687455177307129},{"word":"any","start":1564.995,"end":1565.235,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.17989182472229004},{"word":"advice","start":1565.235,"end":1565.715,"confidence":0.99121094,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.16523000597953796},{"word":"around","start":1565.715,"end":1566.035,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.15990808606147766},{"word":"the","start":1566.035,"end":1566.115,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19556795060634613},{"word":"age","start":1566.115,"end":1566.355,"confidence":0.9980469,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.17905135452747345},{"word":"pension","start":1566.355,"end":1566.755,"confidence":0.9970703,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.23986710608005524},{"word":"application","start":1566.755,"end":1567.235,"confidence":0.82958984,"punctuated_word":"application,","sentiment":"neutral","sentiment_score":0.19090932607650757},{"word":"or","start":1567.235,"end":1567.395,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.2286685556173325},{"word":"are","start":1567.395,"end":1567.475,"confidence":0.9819336,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1953389048576355},{"word":"you","start":1567.475,"end":1567.715,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2579614818096161},{"word":"happy","start":1567.715,"end":1568.035,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.16351328790187836},{"word":"just","start":1568.035,"end":1568.275,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2609815299510956},{"word":"to","start":1568.275,"end":1568.355,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2878147065639496},{"word":"give","start":1568.355,"end":1568.515,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.3148125410079956},{"word":"it","start":1568.515,"end":1568.6749,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2792239189147949},{"word":"a","start":1568.6749,"end":1568.835,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28673988580703735},{"word":"go","start":1568.835,"end":1569.075,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.3197218179702759},{"word":"and","start":1569.075,"end":1569.315,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2568822503089905},{"word":"see","start":1569.315,"end":1569.5549,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.23783808946609497},{"word":"what","start":1569.5549,"end":1569.795,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.17600922286510468},{"word":"happens","start":1569.795,"end":1570.195,"confidence":0.9921875,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.15545958280563354},{"word":"and","start":1570.195,"end":1570.4349,"confidence":0.77441406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14690600335597992},{"word":"maybe","start":1570.4349,"end":1570.6749,"confidence":0.99902344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.1645435392856598},{"word":"just","start":1570.6749,"end":1570.995,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1739051640033722},{"word":"ask","start":1570.995,"end":1571.495,"confidence":0.9921875,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.20019857585430145},{"word":"any","start":1571.635,"end":1571.875,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.16861006617546082},{"word":"additional","start":1571.875,"end":1572.275,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.18458808958530423},{"word":"questions","start":1572.275,"end":1572.775,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.17493556439876556},{"word":"you","start":1572.915,"end":1573.315,"confidence":0.9707031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20453974604606628},{"word":"have","start":1573.315,"end":1573.5549,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20988453924655912},{"word":"as","start":1573.5549,"end":1574.0549,"confidence":0.92578125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.05506007745862007},{"word":"yep","start":1580.4075,"end":1580.9075,"confidence":0.8156738,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":-0.11641085147857666},{"word":"okay","start":1586.895,"end":1587.395,"confidence":0.98168945,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.10760752856731416},{"word":"yes","start":1602.43,"end":1602.93,"confidence":0.6812744,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.04673567414283752},{"word":"yes","start":1612.125,"end":1612.625,"confidence":0.97021484,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.2090815305709839},{"word":"yeah","start":1619.565,"end":1619.965,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09425012767314912},{"word":"okay","start":1619.965,"end":1620.465,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.08134989440441132},{"word":"yeah","start":1632.46,"end":1632.96,"confidence":0.9038086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.19532720744609833},{"word":"that's","start":1633.02,"end":1633.5,"confidence":0.9875488,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.339311808347702},{"word":"really","start":1633.5,"end":1633.82,"confidence":0.99902344,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.3669784963130951},{"word":"strange","start":1633.82,"end":1634.32,"confidence":1.0,"punctuated_word":"strange.","sentiment":"neutral","sentiment_score":-0.3216821551322937},{"word":"yeah","start":1634.715,"end":1635.215,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12092385441064836},{"word":"so","start":1635.515,"end":1635.755,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0897715836763382},{"word":"do","start":1635.755,"end":1635.995,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0984739139676094},{"word":"you","start":1635.995,"end":1636.075,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09560970216989516},{"word":"have","start":1636.075,"end":1636.315,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1039557233452797},{"word":"any","start":1636.315,"end":1636.715,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.10674891620874404},{"word":"documentation","start":1636.715,"end":1637.215,"confidence":1.0,"punctuated_word":"documentation","sentiment":"neutral","sentiment_score":-0.12277258932590485},{"word":"to","start":1638.075,"end":1638.315,"confidence":0.8618164,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07863128930330276},{"word":"show","start":1638.315,"end":1638.635,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":-0.07823722809553146},{"word":"like","start":1638.7949,"end":1638.955,"confidence":0.98999023,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0810985118150711},{"word":"do","start":1638.955,"end":1639.195,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08646243810653687},{"word":"you","start":1639.195,"end":1639.275,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08422815054655075},{"word":"still","start":1639.275,"end":1639.4349,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0877334475517273},{"word":"have","start":1639.4349,"end":1639.595,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0815434679389},{"word":"any","start":1639.595,"end":1639.835,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0754123404622078},{"word":"of","start":1639.835,"end":1639.9149,"confidence":0.98535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09632908552885056},{"word":"the","start":1639.9149,"end":1640.075,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08957964926958084},{"word":"documents","start":1640.075,"end":1640.475,"confidence":1.0,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":-0.0918116495013237},{"word":"from","start":1640.475,"end":1640.715,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.08311484754085541},{"word":"when","start":1640.715,"end":1640.875,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.05663658306002617},{"word":"you","start":1640.875,"end":1641.115,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05200867727398872},{"word":"purchased","start":1641.115,"end":1641.4349,"confidence":0.9707031,"punctuated_word":"purchased","sentiment":"neutral","sentiment_score":-0.05298559367656708},{"word":"the","start":1641.4349,"end":1641.6749,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06664719432592392},{"word":"house","start":1641.6749,"end":1641.995,"confidence":0.77441406,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":-0.07071170210838318},{"word":"like","start":1641.995,"end":1642.155,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.054671477526426315},{"word":"the","start":1642.155,"end":1642.475,"confidence":0.56103516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03148382902145386},{"word":"sales","start":1642.475,"end":1642.975,"confidence":0.91503906,"punctuated_word":"sales?","sentiment":"neutral","sentiment_score":-0.052260056138038635},{"word":"it's","start":1648.89,"end":1649.21,"confidence":0.88720703,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.3367224335670471},{"word":"hard","start":1649.21,"end":1649.71,"confidence":0.9980469,"punctuated_word":"hard.","sentiment":"neutral","sentiment_score":-0.3008931279182434},{"word":"yeah","start":1649.77,"end":1650.27,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.209615021944046},{"word":"mhmm","start":1658.17,"end":1658.67,"confidence":0.9560547,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.1395300179719925},{"word":"mhmm","start":1669.5751,"end":1670.0751,"confidence":0.9970703,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.1424660682678223},{"word":"yep","start":1673.3501,"end":1673.8501,"confidence":0.9758301,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08553087711334229},{"word":"yep","start":1679.1901,"end":1679.6901,"confidence":0.982666,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.15242443978786469},{"word":"yep","start":1680.79,"end":1681.29,"confidence":0.9880371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.12877652049064636},{"word":"yep","start":1687.6051,"end":1688.1051,"confidence":0.7636719,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03574413061141968},{"word":"yep","start":1692.805,"end":1693.305,"confidence":0.8581543,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07470368593931198},{"word":"oh","start":1709.955,"end":1710.355,"confidence":0.9445801,"punctuated_word":"Oh,","sentiment":"negative","sentiment_score":-0.3882523775100708},{"word":"no","start":1710.355,"end":1710.855,"confidence":0.99902344,"punctuated_word":"no.","sentiment":"negative","sentiment_score":-0.4452664852142334},{"word":"yep","start":1714.0349,"end":1714.5349,"confidence":0.7727051,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.14132294058799744},{"word":"yep","start":1717.715,"end":1718.215,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.14407610893249512},{"word":"yep","start":1723.49,"end":1723.99,"confidence":0.9421387,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1366963088512421},{"word":"oh","start":1725.8099,"end":1726.13,"confidence":0.9733887,"punctuated_word":"Oh,","sentiment":"negative","sentiment_score":-0.34880331158638},{"word":"no","start":1726.13,"end":1726.63,"confidence":0.9880371,"punctuated_word":"no.","sentiment":"negative","sentiment_score":-0.40590739250183105},{"word":"yes","start":1738.385,"end":1738.885,"confidence":0.7614746,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.21947182714939115},{"word":"mhmm","start":1754.24,"end":1754.74,"confidence":0.97302246,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.043446846306324005},{"word":"yeah","start":1754.8,"end":1755.285,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10298887640237808},{"word":"yep","start":1760.3251,"end":1760.8251,"confidence":0.8376465,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12845544517040253},{"word":"yep","start":1762.165,"end":1762.665,"confidence":0.9343262,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1463320106267929},{"word":"yep","start":1765.4451,"end":1765.9451,"confidence":0.90966797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15239202976226807},{"word":"yes","start":1780.9149,"end":1781.1549,"confidence":0.96875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03518015146255493},{"word":"yeah","start":1781.1549,"end":1781.6549,"confidence":0.7573242,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017409630119800568},{"word":"mhmm","start":1784.2749,"end":1784.7749,"confidence":0.99194336,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.07363021373748779},{"word":"yep","start":1801.01,"end":1801.51,"confidence":0.826416,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06851638853549957},{"word":"yes","start":1807.985,"end":1808.485,"confidence":0.9980469,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.05444655567407608},{"word":"yeah","start":1809.505,"end":1810.005,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.004885680973529816},{"word":"yep","start":1813.345,"end":1813.845,"confidence":0.82373047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08703937381505966},{"word":"yep","start":1827.375,"end":1827.875,"confidence":0.9494629,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02827449142932892},{"word":"yep","start":1833.3826,"end":1833.8826,"confidence":0.9914551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.031508855521678925},{"word":"yeah","start":1846.99,"end":1847.49,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.19149872660636905},{"word":"yes","start":1859.9651,"end":1860.4651,"confidence":0.98999023,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.0655464306473732},{"word":"yeah","start":1860.925,"end":1861.425,"confidence":0.95214844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07563026249408722},{"word":"definitely","start":1861.805,"end":1862.305,"confidence":0.9941406,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":-0.0050569698214530945},{"word":"yeah","start":1874.62,"end":1875.02,"confidence":0.77783203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07145072519779205},{"word":"no","start":1875.02,"end":1875.18,"confidence":0.8483887,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11979560554027556},{"word":"that's","start":1875.18,"end":1875.5,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.003834376810118556},{"word":"okay","start":1875.5,"end":1875.8201,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06522049754858017},{"word":"well","start":1875.8201,"end":1876.3201,"confidence":0.98657227,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.3338334560394287},{"word":"feel","start":1876.675,"end":1876.835,"confidence":0.9892578,"punctuated_word":"feel","sentiment":"positive","sentiment_score":0.4474032521247864},{"word":"free","start":1876.835,"end":1876.915,"confidence":1.0,"punctuated_word":"free","sentiment":"positive","sentiment_score":0.45453670620918274},{"word":"to","start":1876.915,"end":1876.995,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.44885239005088806},{"word":"let","start":1876.995,"end":1877.155,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.42665958404541016},{"word":"me","start":1877.155,"end":1877.235,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.46535831689834595},{"word":"know","start":1877.235,"end":1877.395,"confidence":1.0,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.48186194896698},{"word":"what","start":1877.395,"end":1877.555,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.44977983832359314},{"word":"you","start":1877.555,"end":1877.715,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4131312072277069},{"word":"wanna","start":1877.715,"end":1877.955,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.3756197988986969},{"word":"do","start":1877.955,"end":1878.115,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.30042698979377747},{"word":"moving","start":1878.115,"end":1878.355,"confidence":0.99609375,"punctuated_word":"moving","sentiment":"positive","sentiment_score":0.3539503812789917},{"word":"forward","start":1878.355,"end":1878.515,"confidence":0.99121094,"punctuated_word":"forward.","sentiment":"positive","sentiment_score":0.40253716707229614},{"word":"if","start":1878.515,"end":1878.675,"confidence":0.9970703,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.4666432738304138},{"word":"you","start":1878.675,"end":1878.755,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4286813735961914},{"word":"decide","start":1878.755,"end":1879.155,"confidence":0.9902344,"punctuated_word":"decide","sentiment":"positive","sentiment_score":0.3982875347137451},{"word":"you","start":1879.155,"end":1879.235,"confidence":0.9316406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4296562075614929},{"word":"do","start":1879.235,"end":1879.395,"confidence":0.9941406,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3680128157138825},{"word":"wanna","start":1879.395,"end":1879.635,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.4083317816257477},{"word":"look","start":1879.635,"end":1879.795,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.295046865940094},{"word":"at","start":1879.795,"end":1879.955,"confidence":0.9970703,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.36321744322776794},{"word":"advice","start":1879.955,"end":1880.355,"confidence":0.967041,"punctuated_word":"advice,","sentiment":"positive","sentiment_score":0.3836427330970764},{"word":"i","start":1880.355,"end":1880.515,"confidence":0.9970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6337586045265198},{"word":"can","start":1880.515,"end":1880.755,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.6478042602539062},{"word":"absolutely","start":1880.755,"end":1881.155,"confidence":0.99902344,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.6523579955101013},{"word":"help","start":1881.155,"end":1881.475,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.5939016938209534},{"word":"you","start":1881.475,"end":1881.635,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.615272045135498},{"word":"out","start":1881.635,"end":1882.115,"confidence":0.9980469,"punctuated_word":"out.","sentiment":"positive","sentiment_score":0.5562363862991333},{"word":"you're","start":1882.115,"end":1882.275,"confidence":0.97021484,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.4508037269115448},{"word":"an","start":1882.275,"end":1882.435,"confidence":0.9970703,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.3915968239307403},{"word":"ongoing","start":1882.435,"end":1882.755,"confidence":0.9980469,"punctuated_word":"ongoing","sentiment":"positive","sentiment_score":0.4347744584083557},{"word":"client","start":1882.755,"end":1883.0751,"confidence":0.9667969,"punctuated_word":"client,","sentiment":"positive","sentiment_score":0.4721733331680298},{"word":"so","start":1883.0751,"end":1883.3151,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.37201976776123047},{"word":"we're","start":1883.3151,"end":1883.395,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.4755321145057678},{"word":"here","start":1883.395,"end":1883.635,"confidence":1.0,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.4632257521152496},{"word":"to","start":1883.635,"end":1883.795,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4318321943283081},{"word":"help","start":1883.795,"end":1884.035,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.42924895882606506},{"word":"you","start":1884.035,"end":1884.535,"confidence":0.75756836,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4219467639923096},{"word":"to","start":1885.0751,"end":1885.3151,"confidence":0.96777344,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.19056181609630585},{"word":"give","start":1885.3151,"end":1885.395,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.21652205288410187},{"word":"you","start":1885.395,"end":1885.555,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28688955307006836},{"word":"an","start":1885.555,"end":1885.795,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2694876194000244},{"word":"idea","start":1885.795,"end":1885.875,"confidence":0.8691406,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.23686233162879944},{"word":"and","start":1885.955,"end":1886.115,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22674617171287537},{"word":"i'll","start":1886.115,"end":1886.275,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2201046645641327},{"word":"put","start":1886.275,"end":1886.435,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.20605351030826569},{"word":"this","start":1886.435,"end":1886.595,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.2046816200017929},{"word":"in","start":1886.595,"end":1886.755,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1859924793243408},{"word":"the","start":1886.755,"end":1886.915,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1928964406251907},{"word":"email","start":1886.915,"end":1887.155,"confidence":0.99902344,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.1703639179468155},{"word":"to","start":1887.155,"end":1887.3151,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1779279112815857},{"word":"kinda","start":1887.3151,"end":1887.635,"confidence":0.8461914,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.2111905962228775},{"word":"clarify","start":1887.635,"end":1888.115,"confidence":1.0,"punctuated_word":"clarify","sentiment":"neutral","sentiment_score":0.17413581907749176},{"word":"so","start":1888.115,"end":1888.275,"confidence":0.92578125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.21244947612285617},{"word":"you","start":1888.275,"end":1888.435,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2373074442148209},{"word":"can","start":1888.435,"end":1888.595,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2289743423461914},{"word":"have","start":1888.595,"end":1888.835,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.25005823373794556},{"word":"a","start":1888.835,"end":1888.915,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23821157217025757},{"word":"chat","start":1888.915,"end":1889.155,"confidence":0.9970703,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.2712319791316986},{"word":"to","start":1889.155,"end":1889.235,"confidence":0.7163086,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29054319858551025},{"word":"camilla","start":1889.235,"end":1889.715,"confidence":0.9111328,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":0.25138410925865173},{"word":"about","start":1889.715,"end":1889.955,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.292729914188385},{"word":"what","start":1889.955,"end":1890.115,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.3182738423347473},{"word":"you","start":1890.115,"end":1890.275,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3083767294883728},{"word":"guys","start":1890.275,"end":1890.515,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.29969096183776855},{"word":"wanna","start":1890.515,"end":1890.835,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.31548070907592773},{"word":"do","start":1890.835,"end":1891.0751,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25275465846061707},{"word":"moving","start":1891.0751,"end":1891.395,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.2895428538322449},{"word":"forward","start":1891.395,"end":1891.895,"confidence":0.98950195,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.2504086196422577},{"word":"but","start":1892.25,"end":1892.49,"confidence":0.99121094,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.14718276262283325},{"word":"when","start":1892.49,"end":1892.65,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11095371842384338},{"word":"it","start":1892.65,"end":1892.73,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1227676123380661},{"word":"comes","start":1892.73,"end":1892.97,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.10316220670938492},{"word":"to","start":1892.97,"end":1893.21,"confidence":0.9790039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11541540920734406},{"word":"personal","start":1893.21,"end":1893.61,"confidence":0.99609375,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.1365203559398651},{"word":"advice","start":1893.61,"end":1894.01,"confidence":0.9692383,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.12128213047981262},{"word":"we","start":1894.01,"end":1894.17,"confidence":0.51123047,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14538083970546722},{"word":"can","start":1894.17,"end":1894.41,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16080036759376526},{"word":"look","start":1894.41,"end":1894.65,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13061420619487762},{"word":"at","start":1894.65,"end":1894.89,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11459056288003922},{"word":"structures","start":1894.89,"end":1895.39,"confidence":0.99902344,"punctuated_word":"structures","sentiment":"neutral","sentiment_score":0.12012044340372086},{"word":"on","start":1895.53,"end":1895.6901,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15910501778125763},{"word":"how","start":1895.6901,"end":1895.93,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.12766754627227783},{"word":"best","start":1895.93,"end":1896.25,"confidence":0.96972656,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.10698597878217696},{"word":"to","start":1896.25,"end":1896.33,"confidence":0.95947266,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13660138845443726},{"word":"structure","start":1896.33,"end":1896.81,"confidence":0.99902344,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.11805409938097},{"word":"your","start":1896.81,"end":1896.97,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14637629687786102},{"word":"super","start":1896.97,"end":1897.37,"confidence":0.80810547,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.21507307887077332},{"word":"so","start":1897.37,"end":1897.53,"confidence":0.97802734,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.18917590379714969},{"word":"that","start":1897.53,"end":1897.77,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18029379844665527},{"word":"you","start":1897.77,"end":1897.93,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1882345974445343},{"word":"get","start":1897.93,"end":1898.25,"confidence":0.99072266,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":0.15450099110603333},{"word":"you","start":1898.25,"end":1898.41,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10432477295398712},{"word":"know","start":1898.41,"end":1898.91,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1277969628572464},{"word":"as","start":1899.13,"end":1899.37,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15797585248947144},{"word":"much","start":1899.37,"end":1899.6901,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.149395152926445},{"word":"age","start":1899.6901,"end":1899.93,"confidence":0.78466797,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.11893457919359209},{"word":"pension","start":1899.93,"end":1900.33,"confidence":0.984375,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.08940275013446808},{"word":"as","start":1900.33,"end":1900.49,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16463208198547363},{"word":"possible","start":1900.49,"end":1900.97,"confidence":1.0,"punctuated_word":"possible","sentiment":"neutral","sentiment_score":0.1618328094482422},{"word":"to","start":1900.97,"end":1901.13,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17374682426452637},{"word":"maximize","start":1901.13,"end":1901.63,"confidence":0.99902344,"punctuated_word":"maximize","sentiment":"neutral","sentiment_score":0.29284700751304626},{"word":"age","start":1901.6901,"end":1901.85,"confidence":0.66064453,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.29472216963768005},{"word":"pension","start":1901.85,"end":1902.25,"confidence":0.984375,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.23827789723873136},{"word":"as","start":1902.25,"end":1902.41,"confidence":0.9277344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.20730802416801453},{"word":"ways","start":1902.41,"end":1902.65,"confidence":0.9472656,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.17509828507900238},{"word":"of","start":1902.65,"end":1902.89,"confidence":0.96972656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19249768555164337},{"word":"sheltering","start":1902.89,"end":1903.37,"confidence":0.99853516,"punctuated_word":"sheltering","sentiment":"neutral","sentiment_score":0.1771109253168106},{"word":"money","start":1903.37,"end":1903.87,"confidence":0.9941406,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.16104808449745178},{"word":"i","start":1904.09,"end":1904.25,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11650146543979643},{"word":"would","start":1904.25,"end":1904.49,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.14525461196899414},{"word":"need","start":1904.49,"end":1904.73,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.16953663527965546},{"word":"to","start":1904.73,"end":1904.81,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16043521463871002},{"word":"take","start":1904.81,"end":1905.05,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.16585567593574524},{"word":"camilla's","start":1905.05,"end":1905.55,"confidence":0.9967448,"punctuated_word":"Camilla's","sentiment":"neutral","sentiment_score":0.12302754819393158},{"word":"circumstances","start":1905.61,"end":1906.11,"confidence":0.9255371,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":0.14130693674087524},{"word":"income","start":1906.65,"end":1907.13,"confidence":0.9794922,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.13277266919612885},{"word":"and","start":1907.13,"end":1907.37,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1681244820356369},{"word":"super","start":1907.37,"end":1907.775,"confidence":0.9658203,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.19061905145645144},{"word":"into","start":1908.015,"end":1908.255,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.15075336396694183},{"word":"consideration","start":1908.255,"end":1908.755,"confidence":1.0,"punctuated_word":"consideration","sentiment":"neutral","sentiment_score":0.1536918580532074},{"word":"for","start":1909.935,"end":1910.255,"confidence":0.6767578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13200989365577698},{"word":"that","start":1910.255,"end":1910.495,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.059479743242263794},{"word":"sort","start":1910.495,"end":1910.735,"confidence":1.0,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.024645179510116577},{"word":"of","start":1910.735,"end":1910.8151,"confidence":0.9482422,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12054229527711868},{"word":"thing","start":1910.8151,"end":1911.3151,"confidence":0.9995117,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.1017974466085434},{"word":"it's","start":1912.415,"end":1912.8151,"confidence":0.95751953,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.07864201813936234},{"word":"very","start":1912.8151,"end":1913.135,"confidence":0.96875,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.14424100518226624},{"word":"limited","start":1913.135,"end":1913.4551,"confidence":0.8991699,"punctuated_word":"limited,","sentiment":"neutral","sentiment_score":-0.025888457894325256},{"word":"though","start":1913.4551,"end":1913.6951,"confidence":0.9946289,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.0372033417224884},{"word":"we","start":1913.6951,"end":1913.775,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.07094525545835495},{"word":"don't","start":1913.775,"end":1914.015,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.09147167205810548},{"word":"have","start":1914.015,"end":1914.175,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1564125269651413},{"word":"to","start":1914.175,"end":1914.255,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07519905269145966},{"word":"bring","start":1914.255,"end":1914.415,"confidence":1.0,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":0.07872255146503448},{"word":"her","start":1914.415,"end":1914.5751,"confidence":0.9941406,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.06035377085208893},{"word":"on","start":1914.5751,"end":1914.655,"confidence":0.8310547,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07810203731060028},{"word":"board","start":1914.655,"end":1914.895,"confidence":0.94091797,"punctuated_word":"board.","sentiment":"neutral","sentiment_score":0.0831451341509819},{"word":"she","start":1914.895,"end":1914.975,"confidence":0.9550781,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.1933376044034958},{"word":"doesn't","start":1914.975,"end":1915.135,"confidence":0.98217773,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.16229090094566345},{"word":"have","start":1915.135,"end":1915.2151,"confidence":0.9873047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.192131906747818},{"word":"to","start":1915.2151,"end":1915.295,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08304565399885178},{"word":"pay","start":1915.295,"end":1915.4551,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.0020911097526550293},{"word":"a","start":1915.4551,"end":1915.615,"confidence":0.92578125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00238664448261261},{"word":"fee","start":1915.615,"end":1915.6951,"confidence":1.0,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.025346174836158752},{"word":"or","start":1915.6951,"end":1915.855,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04965125024318695},{"word":"anything","start":1915.855,"end":1916.095,"confidence":0.99316406,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.015929698944091797},{"word":"it's","start":1916.095,"end":1916.255,"confidence":0.99194336,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1855611503124237},{"word":"just","start":1916.255,"end":1916.495,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2021997272968292},{"word":"making","start":1916.495,"end":1916.735,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.15463781356811523},{"word":"sure","start":1916.735,"end":1916.895,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1347077488899231},{"word":"we","start":1916.895,"end":1917.055,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2189539521932602},{"word":"understand","start":1917.055,"end":1917.555,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.20865190029144287},{"word":"your","start":1917.615,"end":1917.855,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19055041670799255},{"word":"whole","start":1917.855,"end":1918.175,"confidence":1.0,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":0.25060123205184937},{"word":"family","start":1918.175,"end":1918.655,"confidence":1.0,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.2211904227733612},{"word":"circumstances","start":1918.655,"end":1919.155,"confidence":0.89501953,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":0.2703414559364319},{"word":"to","start":1919.535,"end":1919.79,"confidence":0.5410156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30582693219184875},{"word":"the","start":1919.87,"end":1920.03,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3297075629234314},{"word":"fullest","start":1920.03,"end":1920.15,"confidence":0.99902344,"punctuated_word":"fullest","sentiment":"positive","sentiment_score":0.3470866084098816},{"word":"to","start":1920.15,"end":1920.27,"confidence":0.69970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3071656823158264},{"word":"make","start":1920.27,"end":1920.51,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.24435019493103027},{"word":"sure","start":1920.51,"end":1920.75,"confidence":0.9980469,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2597346603870392},{"word":"the","start":1920.75,"end":1920.8301,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3304207921028137},{"word":"advice","start":1920.8301,"end":1921.15,"confidence":0.9892578,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.21891333162784576},{"word":"is","start":1921.15,"end":1921.39,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.3118654787540436},{"word":"appropriate","start":1921.39,"end":1921.79,"confidence":1.0,"punctuated_word":"appropriate","sentiment":"neutral","sentiment_score":0.24603590369224548},{"word":"because","start":1921.79,"end":1922.11,"confidence":0.8510742,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.29641327261924744},{"word":"centrelink","start":1922.11,"end":1922.61,"confidence":0.98502606,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.19292877614498136},{"word":"cable","start":1922.75,"end":1922.99,"confidence":0.23730469,"punctuated_word":"cable","sentiment":"neutral","sentiment_score":0.15784963965415957},{"word":"that","start":1922.99,"end":1923.15,"confidence":0.9394531,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2342631071805954},{"word":"into","start":1923.15,"end":1923.4701,"confidence":0.9873047,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2170482575893402},{"word":"consideration","start":1923.4701,"end":1923.9701,"confidence":0.99902344,"punctuated_word":"consideration.","sentiment":"neutral","sentiment_score":0.20927245914936063},{"word":"we","start":1924.99,"end":1925.23,"confidence":0.72314453,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.19549638032913208},{"word":"can","start":1925.23,"end":1925.4701,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23166103661060333},{"word":"advise","start":1925.4701,"end":1925.9701,"confidence":0.99316406,"punctuated_word":"advise","sentiment":"neutral","sentiment_score":0.227695494890213},{"word":"on","start":1926.03,"end":1926.3501,"confidence":0.9980469,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.16026288270950317},{"word":"you","start":1926.3501,"end":1926.51,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17843130230903623},{"word":"know","start":1926.51,"end":1926.75,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.16920465230941772},{"word":"the","start":1926.75,"end":1926.91,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16854391992092133},{"word":"expected","start":1926.91,"end":1927.39,"confidence":0.9902344,"punctuated_word":"expected","sentiment":"neutral","sentiment_score":0.2030944526195526},{"word":"pension","start":1927.39,"end":1927.89,"confidence":0.99902344,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.1615724265575409},{"word":"payment","start":1928.27,"end":1928.67,"confidence":0.95703125,"punctuated_word":"payment","sentiment":"neutral","sentiment_score":0.15212826430797577},{"word":"received","start":1928.67,"end":1929.0701,"confidence":0.97021484,"punctuated_word":"received.","sentiment":"neutral","sentiment_score":0.05166872218251228},{"word":"we","start":1929.0701,"end":1929.23,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.05966920405626297},{"word":"can't","start":1929.23,"end":1929.4701,"confidence":0.876709,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":0.018611697480082512},{"word":"apply","start":1929.4701,"end":1929.79,"confidence":1.0,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":0.01474076509475708},{"word":"for","start":1929.79,"end":1930.03,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.031843189150094986},{"word":"it","start":1930.03,"end":1930.1901,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04195891320705414},{"word":"for","start":1930.1901,"end":1930.3501,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02018209919333458},{"word":"you","start":1930.3501,"end":1930.5901,"confidence":0.9951172,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.01294511929154396},{"word":"but","start":1930.5901,"end":1930.8301,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.02555045485496521},{"word":"we","start":1930.8301,"end":1930.91,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16444945335388184},{"word":"can","start":1930.91,"end":1931.41,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2304567992687225},{"word":"give","start":1931.4701,"end":1931.63,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2887715697288513},{"word":"you","start":1931.63,"end":1931.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30300116539001465},{"word":"advice","start":1931.79,"end":1932.27,"confidence":0.9921875,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2710666060447693},{"word":"on","start":1932.27,"end":1932.43,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.21357610821723935},{"word":"how","start":1932.43,"end":1932.5901,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.2700415551662445},{"word":"to","start":1932.5901,"end":1932.75,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25389373302459717},{"word":"structure","start":1932.75,"end":1933.25,"confidence":1.0,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.2050393670797348},{"word":"everything","start":1933.31,"end":1933.7101,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.2725690007209778},{"word":"else","start":1933.7101,"end":1934.205,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.2709648609161377},{"word":"and","start":1934.445,"end":1934.6849,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2376592457294464},{"word":"how","start":1934.6849,"end":1935.005,"confidence":0.9550781,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.22116699814796448},{"word":"to","start":1935.005,"end":1935.1649,"confidence":0.55615234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22843840718269348},{"word":"so","start":1935.245,"end":1935.4049,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.27011120319366455},{"word":"that","start":1935.4049,"end":1935.565,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2866174578666687},{"word":"you","start":1935.565,"end":1935.725,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3159787952899933},{"word":"can","start":1935.725,"end":1935.885,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.282038152217865},{"word":"maximize","start":1935.885,"end":1936.365,"confidence":0.99902344,"punctuated_word":"maximize","sentiment":"neutral","sentiment_score":0.3220681846141815},{"word":"the","start":1936.365,"end":1936.5249,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3853832483291626},{"word":"age","start":1936.5249,"end":1936.765,"confidence":0.8852539,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.2766978442668915},{"word":"pension","start":1936.765,"end":1937.1649,"confidence":1.0,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.21059471368789673},{"word":"benefit","start":1937.1649,"end":1937.565,"confidence":0.9980469,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.37773028016090393},{"word":"there","start":1937.565,"end":1937.8049,"confidence":0.99316406,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.3747125566005707},{"word":"for","start":1937.8049,"end":1938.0449,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.29841557145118713},{"word":"you","start":1938.0449,"end":1938.205,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24027062952518463},{"word":"as","start":1938.205,"end":1938.365,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.255199670791626},{"word":"well","start":1938.365,"end":1938.865,"confidence":0.9980469,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2064080834388733},{"word":"we","start":1939.085,"end":1939.245,"confidence":0.6660156,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2799685001373291},{"word":"can","start":1939.245,"end":1939.485,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2878232002258301},{"word":"always","start":1939.485,"end":1939.725,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.3116546869277954},{"word":"look","start":1939.725,"end":1939.965,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2775322496891022},{"word":"at","start":1939.965,"end":1940.0449,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.31717565655708313},{"word":"moving","start":1940.0449,"end":1940.365,"confidence":1.0,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.28557300567626953},{"word":"you","start":1940.365,"end":1940.5249,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3485630750656128},{"word":"into","start":1940.5249,"end":1940.765,"confidence":0.89990234,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.3290572464466095},{"word":"pension","start":1940.765,"end":1941.1649,"confidence":0.9970703,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.25534066557884216},{"word":"phase","start":1941.1649,"end":1941.4049,"confidence":0.89208984,"punctuated_word":"phase","sentiment":"neutral","sentiment_score":0.27181121706962585},{"word":"and","start":1941.4049,"end":1941.565,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2799959182739258},{"word":"drawing","start":1941.565,"end":1941.965,"confidence":0.9980469,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.3043385148048401},{"word":"down","start":1941.965,"end":1942.125,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1850869357585907},{"word":"a","start":1942.125,"end":1942.205,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23997020721435547},{"word":"regular","start":1942.205,"end":1942.705,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.2647132873535156},{"word":"income","start":1942.765,"end":1943.265,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.23541635274887085},{"word":"to","start":1943.325,"end":1943.565,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21298548579216003},{"word":"supplement","start":1943.565,"end":1944.065,"confidence":1.0,"punctuated_word":"supplement","sentiment":"neutral","sentiment_score":0.22337780892848969},{"word":"what","start":1944.125,"end":1944.2849,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2163800448179245},{"word":"you","start":1944.2849,"end":1944.445,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.153355672955513},{"word":"don't","start":1944.445,"end":1944.6849,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.12550565600395203},{"word":"have","start":1944.6849,"end":1944.9249,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14472022652626038},{"word":"at","start":1944.9249,"end":1945.005,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09343132376670836},{"word":"the","start":1945.005,"end":1945.1649,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1208648681640625},{"word":"moment","start":1945.1649,"end":1945.485,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.12503169476985931},{"word":"to","start":1945.485,"end":1945.6449,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17017678916454315},{"word":"cover","start":1945.6449,"end":1945.965,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.1961793154478073},{"word":"the","start":1945.965,"end":1946.125,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19766436517238617},{"word":"bills","start":1946.125,"end":1946.625,"confidence":0.7680664,"punctuated_word":"bills.","sentiment":"neutral","sentiment_score":0.20603829622268677},{"word":"and","start":1947.725,"end":1947.885,"confidence":0.99121094,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4258682131767273},{"word":"there's","start":1947.885,"end":1948.205,"confidence":0.99560547,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.4714934229850769},{"word":"other","start":1948.205,"end":1948.365,"confidence":1.0,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.544153094291687},{"word":"things","start":1948.365,"end":1948.605,"confidence":0.9980469,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.5821743011474609},{"word":"that","start":1948.605,"end":1948.765,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6174769401550293},{"word":"we","start":1948.765,"end":1948.845,"confidence":0.99902344,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.6299219727516174},{"word":"can","start":1948.845,"end":1949.085,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.6378028988838196},{"word":"definitely","start":1949.085,"end":1949.485,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.7170819640159607},{"word":"do","start":1949.485,"end":1949.6449,"confidence":0.99902344,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.647559404373169},{"word":"to","start":1949.6449,"end":1949.8049,"confidence":0.9970703,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6344499588012695},{"word":"help","start":1949.8049,"end":1950.18,"confidence":0.9675293,"punctuated_word":"help.","sentiment":"positive","sentiment_score":0.579788863658905},{"word":"so","start":1950.26,"end":1950.3401,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.3007519245147705},{"word":"it","start":1950.3401,"end":1950.5,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2666897773742676},{"word":"just","start":1950.5,"end":1950.66,"confidence":0.9741211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.24393656849861145},{"word":"comes","start":1950.66,"end":1950.9,"confidence":0.9941406,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.2247501015663147},{"word":"down","start":1950.9,"end":1951.06,"confidence":0.9580078,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.22364485263824463},{"word":"to","start":1951.06,"end":1951.2201,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28633353114128113},{"word":"what","start":1951.2201,"end":1951.38,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.31661248207092285},{"word":"you","start":1951.38,"end":1951.62,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.33011117577552795},{"word":"guys","start":1951.62,"end":1951.8601,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.2950306236743927},{"word":"want","start":1951.8601,"end":1952.1001,"confidence":0.99902344,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.22835573554039},{"word":"us","start":1952.1001,"end":1952.3401,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.23507288098335263},{"word":"to","start":1952.3401,"end":1952.42,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21558777987957},{"word":"do","start":1952.42,"end":1952.92,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2383459061384201},{"word":"and","start":1953.38,"end":1953.88,"confidence":0.91015625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2721298336982727},{"word":"what","start":1954.1001,"end":1954.42,"confidence":0.8364258,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2883043587207794},{"word":"level","start":1954.42,"end":1954.7401,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.18501058220863345},{"word":"of","start":1954.7401,"end":1954.9801,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2460339069366455},{"word":"advice","start":1954.9801,"end":1955.4601,"confidence":0.75634766,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.18181023001670835},{"word":"or","start":1955.4601,"end":1955.62,"confidence":0.9526367,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.2007984071969986},{"word":"if","start":1955.62,"end":1955.7001,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18554142117500305},{"word":"you","start":1955.7001,"end":1955.8601,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18142202496528623},{"word":"just","start":1955.8601,"end":1956.02,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16346219182014465},{"word":"wanna","start":1956.02,"end":1956.3401,"confidence":0.9560547,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.2123805582523346},{"word":"draw","start":1956.3401,"end":1956.5,"confidence":0.9863281,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.16911204159259796},{"word":"down","start":1956.5,"end":1956.7401,"confidence":0.9902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1341204196214676},{"word":"the","start":1956.7401,"end":1956.9,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14429570734500885},{"word":"money","start":1956.9,"end":1957.4,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.13224822282791138},{"word":"as","start":1957.62,"end":1957.78,"confidence":0.84765625,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11389894783496857},{"word":"a","start":1957.78,"end":1957.9401,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14318358898162842},{"word":"transaction","start":1957.9401,"end":1958.42,"confidence":1.0,"punctuated_word":"transaction","sentiment":"neutral","sentiment_score":0.14236444234848022},{"word":"with","start":1958.42,"end":1958.5801,"confidence":0.60058594,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18886323273181915},{"word":"that","start":1958.5801,"end":1958.7401,"confidence":0.97998047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.232598677277565},{"word":"advice","start":1958.7401,"end":1959.06,"confidence":0.9770508,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.15044139325618744},{"word":"to","start":1959.06,"end":1959.2201,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15922239422798157},{"word":"pay","start":1959.2201,"end":1959.38,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.1589708924293518},{"word":"the","start":1959.38,"end":1959.4601,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17668494582176208},{"word":"mortgage","start":1959.4601,"end":1959.9401,"confidence":0.99658203,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":0.18211351335048676},{"word":"you","start":1959.9401,"end":1960.02,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24858757853507996},{"word":"can","start":1960.02,"end":1960.18,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22917413711547852},{"word":"do","start":1960.18,"end":1960.26,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23361168801784515},{"word":"that","start":1960.26,"end":1960.42,"confidence":0.87109375,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.19313596189022064},{"word":"and","start":1960.42,"end":1960.5,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15286774933338165},{"word":"you","start":1960.5,"end":1960.66,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2111264318227768},{"word":"can","start":1960.66,"end":1960.8201,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.183644637465477},{"word":"just","start":1960.8201,"end":1961.06,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.187459796667099},{"word":"direct","start":1961.06,"end":1961.38,"confidence":1.0,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.19132530689239505},{"word":"me","start":1961.38,"end":1961.54,"confidence":0.99609375,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2157416194677353},{"word":"to","start":1961.54,"end":1961.7001,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19531790912151337},{"word":"do","start":1961.7001,"end":1961.78,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.18565645813941956},{"word":"that","start":1961.78,"end":1962.02,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17673496901988983},{"word":"as","start":1962.02,"end":1962.18,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13796013593673706},{"word":"well","start":1962.18,"end":1962.68,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1147327572107315},{"word":"okay","start":1962.7401,"end":1963.2401,"confidence":0.99609375,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.04640325903892517},{"word":"yeah","start":1970.035,"end":1970.535,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02118212915956974},{"word":"yeah","start":1970.595,"end":1971.095,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01846674457192421},{"word":"okay","start":1987.09,"end":1987.5701,"confidence":0.9785156,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.029099635779857635},{"word":"yeah","start":1987.5701,"end":1987.97,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03346848487854004},{"word":"wow","start":1987.97,"end":1988.47,"confidence":0.80810547,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.04475295171141625},{"word":"okay","start":1996.115,"end":1996.615,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03735891357064247},{"word":"yes","start":2006.77,"end":2007.27,"confidence":0.95703125,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04129139333963394},{"word":"yep","start":2021.185,"end":2021.685,"confidence":0.7648926,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.012668982148170471},{"word":"yep","start":2027.12,"end":2027.62,"confidence":0.88964844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.00862840935587883},{"word":"the","start":2027.92,"end":2028.08,"confidence":0.50634766,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.0023258905857801437},{"word":"part","start":2028.08,"end":2028.3201,"confidence":0.99609375,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.013044802471995354},{"word":"time","start":2028.3201,"end":2028.8201,"confidence":0.98657227,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.012256292626261713},{"word":"yeah","start":2028.96,"end":2029.46,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017181850969791412},{"word":"yeah","start":2036.8151,"end":2037.3151,"confidence":0.7763672,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06456893682479858},{"word":"oh","start":2038.655,"end":2038.975,"confidence":0.9719238,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.3381277918815613},{"word":"that's","start":2038.975,"end":2039.2151,"confidence":0.9951172,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.573373556137085},{"word":"really","start":2039.2151,"end":2039.615,"confidence":0.9506836,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5447095036506653},{"word":"nice","start":2039.615,"end":2040.115,"confidence":0.9838867,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.5267199277877808},{"word":"oh","start":2044.095,"end":2044.495,"confidence":0.9616699,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5402029156684875},{"word":"that's","start":2044.495,"end":2044.895,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6557019948959351},{"word":"lovely","start":2044.895,"end":2045.395,"confidence":0.99853516,"punctuated_word":"lovely.","sentiment":"positive","sentiment_score":0.5688575506210327},{"word":"yeah","start":2046.015,"end":2046.515,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2561466693878174},{"word":"yep","start":2053.23,"end":2053.73,"confidence":0.9641113,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06354735046625137},{"word":"yes","start":2065.565,"end":2066.065,"confidence":0.93115234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01888234168291092},{"word":"like","start":2087.355,"end":2087.595,"confidence":0.85498047,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.03436689078807831},{"word":"a","start":2087.595,"end":2087.7551,"confidence":0.7890625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06186003237962723},{"word":"tour","start":2087.7551,"end":2088.2551,"confidence":0.95092773,"punctuated_word":"tour?","sentiment":"neutral","sentiment_score":0.06151627376675606},{"word":"yeah","start":2089.8352,"end":2090.3352,"confidence":0.9116211,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0958326905965805},{"word":"yeah","start":2092.635,"end":2093.135,"confidence":0.97094727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18872582912445068},{"word":"yeah","start":2097.13,"end":2097.63,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1240089386701584},{"word":"no","start":2102.09,"end":2102.59,"confidence":0.80493164,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06476649641990662},{"word":"yep","start":2103.93,"end":2104.43,"confidence":0.9797363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10909509658813477},{"word":"mhmm","start":2111.145,"end":2111.645,"confidence":0.9075928,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.04796970635652542},{"word":"yep","start":2123.32,"end":2123.82,"confidence":0.87890625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21939629316329956},{"word":"yeah","start":2128.52,"end":2129.02,"confidence":0.98657227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1723013073205948},{"word":"oh","start":2129.4,"end":2129.8801,"confidence":0.9855957,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.255108118057251},{"word":"wow","start":2129.8801,"end":2130.2,"confidence":0.9975586,"punctuated_word":"wow.","sentiment":"positive","sentiment_score":0.3772184550762177},{"word":"she","start":2130.2,"end":2130.44,"confidence":1.0,"punctuated_word":"She","sentiment":"positive","sentiment_score":0.5669974088668823},{"word":"sounds","start":2130.44,"end":2130.76,"confidence":0.99902344,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.648514986038208},{"word":"amazing","start":2130.76,"end":2131.26,"confidence":0.9655762,"punctuated_word":"amazing,","sentiment":"positive","sentiment_score":0.5697952508926392},{"word":"honestly","start":2131.32,"end":2131.8,"confidence":0.8173828,"punctuated_word":"honestly,","sentiment":"positive","sentiment_score":0.4522626399993897},{"word":"and","start":2131.8,"end":2132.12,"confidence":0.99316406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.38746681809425354},{"word":"canada","start":2132.12,"end":2132.6,"confidence":0.8886719,"punctuated_word":"Canada","sentiment":"positive","sentiment_score":0.47927340865135193},{"word":"sounds","start":2132.6,"end":2132.84,"confidence":0.9970703,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.7420639395713806},{"word":"incredible","start":2132.84,"end":2133.34,"confidence":1.0,"punctuated_word":"incredible.","sentiment":"positive","sentiment_score":0.5954669713973999},{"word":"oh","start":2150.66,"end":2150.9001,"confidence":0.9645996,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.1424703598022461},{"word":"wow","start":2150.9001,"end":2151.4001,"confidence":0.9848633,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.18382012844085693},{"word":"yeah","start":2153.78,"end":2154.28,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.056259334087371826},{"word":"yeah","start":2158.275,"end":2158.775,"confidence":0.9794922,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07854165136814117},{"word":"yeah","start":2161.875,"end":2162.375,"confidence":0.7492676,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1367158442735672},{"word":"oh","start":2162.515,"end":2163.015,"confidence":0.9892578,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.2972615361213684},{"word":"wow","start":2163.075,"end":2163.575,"confidence":0.99365234,"punctuated_word":"wow.","sentiment":"positive","sentiment_score":0.4099265933036804},{"word":"that","start":2163.635,"end":2163.875,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.6111440658569336},{"word":"sounds","start":2163.875,"end":2164.1948,"confidence":0.9921875,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.7066989541053772},{"word":"fantastic","start":2164.1948,"end":2164.6948,"confidence":1.0,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.597156822681427},{"word":"oh","start":2167.4749,"end":2167.7148,"confidence":0.9724121,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.2363020181655884},{"word":"that's","start":2167.7148,"end":2168.035,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2045842409133911},{"word":"awesome","start":2168.035,"end":2168.535,"confidence":0.9980469,"punctuated_word":"awesome.","sentiment":"positive","sentiment_score":0.47903186082839966},{"word":"yeah","start":2183.7449,"end":2184.2449,"confidence":0.9199219,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06818738579750061},{"word":"no","start":2184.4648,"end":2184.7048,"confidence":0.74035645,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05568252503871918},{"word":"that's","start":2184.7048,"end":2185.025,"confidence":0.99609375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.17040762305259705},{"word":"okay","start":2185.025,"end":2185.525,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.20363430678844452},{"word":"beautiful","start":2186.145,"end":2186.645,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5063347816467285},{"word":"well","start":2186.7048,"end":2186.945,"confidence":0.9995117,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.16552722454071045},{"word":"if","start":2186.945,"end":2187.105,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15777087211608887},{"word":"you","start":2187.105,"end":2187.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1232890635728836},{"word":"like","start":2187.185,"end":2187.345,"confidence":0.9716797,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.13010692596435547},{"word":"what","start":2187.345,"end":2187.585,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1176404356956482},{"word":"i","start":2187.585,"end":2187.665,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12290807068347932},{"word":"can","start":2187.665,"end":2187.825,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1029522716999054},{"word":"do","start":2187.825,"end":2187.905,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14644409716129303},{"word":"is","start":2187.905,"end":2188.065,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12591661512851715},{"word":"i","start":2188.065,"end":2188.2249,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14352841675281525},{"word":"can","start":2188.2249,"end":2188.545,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14962667226791382},{"word":"generate","start":2188.545,"end":2188.865,"confidence":1.0,"punctuated_word":"generate","sentiment":"neutral","sentiment_score":0.1697816252708435},{"word":"that","start":2188.865,"end":2189.105,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1347651183605194},{"word":"email","start":2189.105,"end":2189.425,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.1611156165599823},{"word":"for","start":2189.425,"end":2189.665,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1482231318950653},{"word":"you","start":2189.665,"end":2189.9849,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.13806641101837158},{"word":"i'll","start":2189.9849,"end":2190.145,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13184146583080292},{"word":"pop","start":2190.145,"end":2190.385,"confidence":1.0,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.17534048855304718},{"word":"in","start":2190.385,"end":2190.545,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14637859165668488},{"word":"there","start":2190.545,"end":2191.045,"confidence":0.9760742,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1323068141937256},{"word":"a","start":2191.425,"end":2191.585,"confidence":0.76416016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1333928257226944},{"word":"bit","start":2191.585,"end":2191.7449,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12162218987941742},{"word":"of","start":2191.7449,"end":2191.905,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11973004043102264},{"word":"detail","start":2191.905,"end":2192.2249,"confidence":1.0,"punctuated_word":"detail","sentiment":"neutral","sentiment_score":0.08337808400392532},{"word":"around","start":2192.2249,"end":2192.4648,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.11734023690223694},{"word":"what","start":2192.4648,"end":2192.7048,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10185962915420532},{"word":"centrelink","start":2192.7048,"end":2193.105,"confidence":0.84065753,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.1301528513431549},{"word":"is","start":2193.105,"end":2193.265,"confidence":0.8100586,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07405232638120651},{"word":"gonna","start":2193.265,"end":2193.585,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.10309720039367676},{"word":"request","start":2193.585,"end":2193.9849,"confidence":0.99609375,"punctuated_word":"request","sentiment":"neutral","sentiment_score":0.11231045424938202},{"word":"and","start":2193.9849,"end":2194.065,"confidence":0.91845703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09778358042240144},{"word":"ask","start":2194.065,"end":2194.32,"confidence":0.9760742,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.10153557360172272},{"word":"for","start":2194.32,"end":2194.56,"confidence":0.9128418,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":0.09452804923057556},{"word":"i","start":2194.56,"end":2194.6401,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12550657987594604},{"word":"can","start":2194.6401,"end":2194.72,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1238187700510025},{"word":"pop","start":2194.72,"end":2194.8,"confidence":0.99902344,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.14099198579788208},{"word":"in","start":2194.8,"end":2195.04,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11100541800260544},{"word":"there","start":2195.04,"end":2195.4402,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10382913053035736},{"word":"the","start":2195.4402,"end":2195.84,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0959019809961319},{"word":"thresholds","start":2195.84,"end":2196.32,"confidence":0.79248047,"punctuated_word":"thresholds","sentiment":"neutral","sentiment_score":0.07244570553302765},{"word":"that","start":2196.32,"end":2196.4001,"confidence":0.95947266,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10573628544807434},{"word":"they","start":2196.4001,"end":2196.6401,"confidence":0.9951172,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0936836004257202},{"word":"have","start":2196.6401,"end":2196.8801,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1099005714058876},{"word":"for","start":2196.8801,"end":2197.04,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12354888021945952},{"word":"you","start":2197.04,"end":2197.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12155193835496902},{"word":"guys","start":2197.2,"end":2197.4402,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.1508723795413971},{"word":"to","start":2197.4402,"end":2197.6,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12625062465667725},{"word":"review","start":2197.6,"end":2198.0,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.11281314492225648},{"word":"as","start":2198.0,"end":2198.08,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14430195093154907},{"word":"well","start":2198.08,"end":2198.58,"confidence":0.75268555,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.01987282745540142},{"word":"and","start":2198.96,"end":2199.12,"confidence":0.90722656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10365741699934006},{"word":"then","start":2199.12,"end":2199.28,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10391396284103394},{"word":"i","start":2199.28,"end":2199.36,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1377861201763153},{"word":"can","start":2199.36,"end":2199.52,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13816821575164795},{"word":"put","start":2199.52,"end":2199.76,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.15367475152015686},{"word":"in","start":2199.76,"end":2199.9202,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11782698333263396},{"word":"there","start":2199.9202,"end":2200.1602,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.122569739818573},{"word":"as","start":2200.1602,"end":2200.32,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1396998167037964},{"word":"well","start":2200.32,"end":2200.82,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.1868279129266739},{"word":"a","start":2201.2,"end":2201.36,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20963257551193237},{"word":"bit","start":2201.36,"end":2201.52,"confidence":0.9951172,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18371543288230896},{"word":"of","start":2201.52,"end":2201.6802,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1592261642217636},{"word":"detail","start":2201.6802,"end":2202.0,"confidence":1.0,"punctuated_word":"detail","sentiment":"neutral","sentiment_score":0.1722697764635086},{"word":"on","start":2202.0,"end":2202.1602,"confidence":0.97314453,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16775774955749512},{"word":"what","start":2202.1602,"end":2202.4001,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.18433108925819397},{"word":"kind","start":2202.4001,"end":2202.56,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.13326990604400635},{"word":"of","start":2202.56,"end":2202.72,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22639986872673035},{"word":"personal","start":2202.72,"end":2203.12,"confidence":0.9980469,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.17837370932102203},{"word":"advice","start":2203.12,"end":2203.6,"confidence":0.98291016,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.23835426568984985},{"word":"we","start":2203.6,"end":2203.76,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2203328162431717},{"word":"can","start":2203.76,"end":2203.9202,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2671002447605133},{"word":"provide","start":2203.9202,"end":2204.4001,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.25266075134277344},{"word":"that's","start":2204.4001,"end":2204.6401,"confidence":0.83203125,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.28280240297317505},{"word":"helping","start":2204.6401,"end":2204.96,"confidence":1.0,"punctuated_word":"helping","sentiment":"positive","sentiment_score":0.354648619890213},{"word":"you","start":2204.96,"end":2205.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.330755352973938},{"word":"out","start":2205.2,"end":2205.7,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.33265188336372375},{"word":"or","start":2206.0,"end":2206.5,"confidence":0.75634766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.12295813113451004},{"word":"the","start":2206.6401,"end":2206.8,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.055384937673807144},{"word":"information","start":2206.8,"end":2207.28,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.12223673611879347},{"word":"around","start":2207.28,"end":2207.6,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.07656194269657135},{"word":"us","start":2207.6,"end":2207.76,"confidence":0.58447266,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.07001303881406784},{"word":"requesting","start":2207.76,"end":2208.24,"confidence":0.9892578,"punctuated_word":"requesting","sentiment":"neutral","sentiment_score":0.0895618349313736},{"word":"the","start":2208.24,"end":2208.495,"confidence":0.3701172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09338219463825226},{"word":"the","start":2208.5752,"end":2208.8152,"confidence":0.87353516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09775948524475098},{"word":"transaction","start":2208.8152,"end":2209.3152,"confidence":0.8574219,"punctuated_word":"transaction","sentiment":"neutral","sentiment_score":0.17728370428085327},{"word":"without","start":2209.375,"end":2209.695,"confidence":0.9038086,"punctuated_word":"without","sentiment":"neutral","sentiment_score":0.06577682495117188},{"word":"advice","start":2209.695,"end":2210.0151,"confidence":0.96533203,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.0333973690867424},{"word":"to","start":2210.0151,"end":2210.175,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05483562499284744},{"word":"draw","start":2210.175,"end":2210.415,"confidence":0.99121094,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.03972027450799942},{"word":"down","start":2210.415,"end":2210.655,"confidence":0.99121094,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.11934870481491087},{"word":"the","start":2210.655,"end":2210.8152,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12795448303222656},{"word":"money","start":2210.8152,"end":2211.135,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1293415129184723},{"word":"for","start":2211.135,"end":2211.635,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10461924970149994},{"word":"the","start":2211.695,"end":2212.195,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10959161818027496},{"word":"the","start":2212.415,"end":2212.495,"confidence":0.87158203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08670853823423386},{"word":"loan","start":2212.495,"end":2212.8152,"confidence":0.99902344,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.06083625555038452},{"word":"repayment","start":2212.8152,"end":2213.3152,"confidence":0.9902344,"punctuated_word":"repayment.","sentiment":"neutral","sentiment_score":0.11245858669281006},{"word":"okay","start":2213.695,"end":2214.195,"confidence":0.8869629,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.14182148873806},{"word":"and","start":2215.135,"end":2215.375,"confidence":0.9838867,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15703818202018738},{"word":"then","start":2215.375,"end":2215.5352,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15599724650382996},{"word":"you","start":2215.5352,"end":2215.695,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20683370530605316},{"word":"can","start":2215.695,"end":2215.8552,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1851578950881958},{"word":"let","start":2215.8552,"end":2216.0151,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.23058733344078064},{"word":"me","start":2216.0151,"end":2216.175,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.23941749334335327},{"word":"know","start":2216.175,"end":2216.2551,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.27616605162620544},{"word":"what","start":2216.2551,"end":2216.415,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.242383673787117},{"word":"you","start":2216.415,"end":2216.5752,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2352019101381302},{"word":"wanna","start":2216.5752,"end":2216.895,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.24972042441368103},{"word":"do","start":2216.895,"end":2217.395,"confidence":0.9975586,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.1810690760612488},{"word":"yep","start":2223.79,"end":2224.29,"confidence":0.92529297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12589000165462494},{"word":"yep","start":2226.27,"end":2226.77,"confidence":0.88964844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04155353456735611},{"word":"yeah","start":2227.39,"end":2227.87,"confidence":0.89697266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16318440437316897},{"word":"absolutely","start":2227.87,"end":2228.37,"confidence":0.9951172,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3537120223045349},{"word":"absolutely","start":2228.75,"end":2229.25,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3909648656845093},{"word":"i","start":2229.79,"end":2229.95,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.222563236951828},{"word":"do","start":2229.95,"end":2230.19,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1786895990371704},{"word":"have","start":2230.19,"end":2230.35,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.207635834813118},{"word":"a","start":2230.35,"end":2230.43,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1348051130771637},{"word":"couple","start":2230.43,"end":2230.67,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.10636337846517564},{"word":"of","start":2230.67,"end":2230.83,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10605446994304656},{"word":"calls","start":2230.83,"end":2231.15,"confidence":1.0,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.05286863446235657},{"word":"throughout","start":2231.15,"end":2231.39,"confidence":1.0,"punctuated_word":"throughout","sentiment":"neutral","sentiment_score":0.0885012298822403},{"word":"the","start":2231.39,"end":2231.55,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1574359834194183},{"word":"day","start":2231.55,"end":2231.95,"confidence":0.9189453,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":0.15484197437763214},{"word":"but","start":2231.95,"end":2232.45,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09576061367988586},{"word":"if","start":2233.005,"end":2233.1648,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11927678436040878},{"word":"you","start":2233.1648,"end":2233.2449,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12336580455303192},{"word":"need","start":2233.2449,"end":2233.4849,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.06692714989185333},{"word":"anything","start":2233.4849,"end":2233.885,"confidence":0.984375,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":0.05379754304885864},{"word":"just","start":2233.885,"end":2234.2048,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.010292932391166689},{"word":"call","start":2234.2048,"end":2234.605,"confidence":0.9970703,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.028878573328256607},{"word":"if","start":2234.605,"end":2234.845,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.04626438766717911},{"word":"i'm","start":2234.845,"end":2235.085,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.041837893426418304},{"word":"available","start":2235.085,"end":2235.565,"confidence":0.9995117,"punctuated_word":"available,","sentiment":"neutral","sentiment_score":0.006775837391614914},{"word":"i'll","start":2235.565,"end":2235.7249,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06615425646305084},{"word":"make","start":2235.7249,"end":2235.9648,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.03929905593395233},{"word":"sure","start":2235.9648,"end":2236.125,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06794258952140808},{"word":"i","start":2236.125,"end":2236.285,"confidence":0.97265625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.058049120008945465},{"word":"take","start":2236.285,"end":2236.525,"confidence":0.9951172,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.048220500349998474},{"word":"the","start":2236.525,"end":2236.6848,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014640331268310549},{"word":"call","start":2236.6848,"end":2237.085,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.0021713152527809143},{"word":"there","start":2237.085,"end":2237.2449,"confidence":0.99316406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02206108719110489},{"word":"and","start":2237.2449,"end":2237.4048,"confidence":0.84716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0390811413526535},{"word":"then","start":2237.4048,"end":2237.645,"confidence":0.9650879,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.09151177108287813},{"word":"i'll","start":2237.645,"end":2237.805,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.018977193161845207},{"word":"let","start":2237.805,"end":2237.9648,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.049814045429229736},{"word":"the","start":2237.9648,"end":2238.125,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10119414329528809},{"word":"team","start":2238.125,"end":2238.365,"confidence":0.99902344,"punctuated_word":"team","sentiment":"neutral","sentiment_score":-0.2326118052005768},{"word":"know","start":2238.365,"end":2238.525,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.2304831296205521},{"word":"to","start":2238.525,"end":2239.025,"confidence":0.95166016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.22703662514686584},{"word":"stop","start":2239.1648,"end":2239.4048,"confidence":0.99316406,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.194417268037796},{"word":"me","start":2239.4048,"end":2239.565,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.1342066079378128},{"word":"no","start":2239.565,"end":2239.7249,"confidence":0.99609375,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.1407627910375595},{"word":"matter","start":2239.7249,"end":2239.9648,"confidence":1.0,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":-0.18941651284694672},{"word":"what","start":2239.9648,"end":2240.125,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.23397119343280792},{"word":"i'm","start":2240.125,"end":2240.285,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1575523316860199},{"word":"doing","start":2240.285,"end":2240.785,"confidence":1.0,"punctuated_word":"doing.","sentiment":"neutral","sentiment_score":-0.04400325194001198},{"word":"if","start":2241.4849,"end":2241.645,"confidence":0.92578125,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.06686706840991974},{"word":"i'm","start":2241.645,"end":2241.885,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.09082818031311037},{"word":"on","start":2241.885,"end":2242.045,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.12799128890037537},{"word":"a","start":2242.045,"end":2242.2048,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08309678733348846},{"word":"phone","start":2242.2048,"end":2242.4448,"confidence":0.9902344,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.09325085580348969},{"word":"call","start":2242.4448,"end":2242.6848,"confidence":1.0,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":-0.07034078240394592},{"word":"i'll","start":2242.6848,"end":2242.9248,"confidence":0.85546875,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.02931159734725952},{"word":"try","start":2242.9248,"end":2243.085,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.05834958702325821},{"word":"to","start":2243.085,"end":2243.2449,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06851240992546082},{"word":"call","start":2243.2449,"end":2243.4048,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.07941518723964691},{"word":"you","start":2243.4048,"end":2243.565,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0820780023932457},{"word":"back","start":2243.565,"end":2243.805,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.10404355078935625},{"word":"straight","start":2243.805,"end":2244.045,"confidence":0.99902344,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":-0.1155264377593994},{"word":"away","start":2244.045,"end":2244.525,"confidence":0.90966797,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.06376216560602188},{"word":"okay","start":2244.525,"end":2245.025,"confidence":0.99902344,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.0381702333688736},{"word":"yep","start":2247.1902,"end":2247.35,"confidence":0.7668457,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3493749499320984},{"word":"all","start":2247.35,"end":2247.59,"confidence":0.9667969,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.6045328378677368},{"word":"good","start":2247.59,"end":2247.99,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.46644696593284607},{"word":"what","start":2247.99,"end":2248.1501,"confidence":0.9951172,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.1685556173324585},{"word":"time","start":2248.1501,"end":2248.3901,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.13595494627952576},{"word":"are","start":2248.3901,"end":2248.55,"confidence":0.9589844,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09108327329158784},{"word":"you","start":2248.55,"end":2248.6301,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1179741695523262},{"word":"going","start":2248.6301,"end":2248.87,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.10979924350976944},{"word":"to","start":2248.87,"end":2248.9502,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1155523955821991},{"word":"see","start":2248.9502,"end":2249.1902,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.0971529632806778},{"word":"him","start":2249.1902,"end":2249.35,"confidence":0.9506836,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.1048370897769928},{"word":"tomorrow","start":2249.35,"end":2249.85,"confidence":0.9995117,"punctuated_word":"tomorrow?","sentiment":"neutral","sentiment_score":0.1262846738100052},{"word":"mhmm","start":2258.325,"end":2258.825,"confidence":0.98828125,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0038743317127227783},{"word":"yep","start":2262.725,"end":2263.225,"confidence":0.9680176,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03971905633807182},{"word":"okay","start":2265.685,"end":2266.185,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07391652464866638},{"word":"yep","start":2275.07,"end":2275.57,"confidence":0.93310547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12368243932724},{"word":"okay","start":2287.485,"end":2287.965,"confidence":0.89160156,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11610975116491318},{"word":"perfect","start":2287.965,"end":2288.465,"confidence":0.9980469,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3491631746292114},{"word":"yep","start":2290.685,"end":2291.185,"confidence":0.984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07402696460485458},{"word":"yep","start":2296.94,"end":2297.44,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.2073753327131271},{"word":"yeah","start":2305.74,"end":2306.14,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2437143325805664},{"word":"no","start":2306.14,"end":2306.3,"confidence":0.9880371,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.4707528352737427},{"word":"that's","start":2306.3,"end":2306.7,"confidence":1.0,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.366853803396225},{"word":"okay","start":2306.7,"end":2307.2,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.05704271420836449},{"word":"yeah","start":2307.735,"end":2308.0552,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08080729842185974},{"word":"no","start":2308.0552,"end":2308.455,"confidence":0.9980469,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.25866979360580444},{"word":"definitely","start":2308.455,"end":2308.8552,"confidence":0.96972656,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":-0.1011170744895935},{"word":"i","start":2308.8552,"end":2309.0151,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2549000084400177},{"word":"mean","start":2309.0151,"end":2309.175,"confidence":0.9975586,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.22428551316261292},{"word":"if","start":2309.175,"end":2309.3352,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2792910933494568},{"word":"you","start":2309.3352,"end":2309.5752,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.360121488571167},{"word":"decide","start":2309.5752,"end":2309.975,"confidence":0.99902344,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.254997193813324},{"word":"you","start":2309.975,"end":2310.135,"confidence":0.98291016,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3540254533290863},{"word":"don't","start":2310.135,"end":2310.2952,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.17082802951335907},{"word":"wanna","start":2310.2952,"end":2310.5352,"confidence":0.9921875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.17701998353004456},{"word":"go","start":2310.5352,"end":2310.695,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15290340781211853},{"word":"back","start":2310.695,"end":2310.935,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.13147422671318054},{"word":"and","start":2310.935,"end":2311.0952,"confidence":0.94628906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1008087396621704},{"word":"you","start":2311.0952,"end":2311.2551,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28037402033805847},{"word":"wanna","start":2311.2551,"end":2311.7551,"confidence":0.9980469,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.37349367141723633},{"word":"retire","start":2311.8152,"end":2312.3152,"confidence":0.9980469,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.28694021701812744},{"word":"fully","start":2312.375,"end":2312.7751,"confidence":1.0,"punctuated_word":"fully","sentiment":"positive","sentiment_score":0.4419659972190857},{"word":"and","start":2312.7751,"end":2312.935,"confidence":0.9536133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3320765793323517},{"word":"just","start":2312.935,"end":2313.175,"confidence":0.9724121,"punctuated_word":"just,","sentiment":"positive","sentiment_score":0.40699440240859985},{"word":"you","start":2313.175,"end":2313.3352,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.39898714423179626},{"word":"know","start":2313.3352,"end":2313.5752,"confidence":1.0,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.4252437949180603},{"word":"enjoy","start":2313.5752,"end":2314.0552,"confidence":0.99902344,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.5803303122520447},{"word":"golfing","start":2314.0552,"end":2314.455,"confidence":0.9995117,"punctuated_word":"golfing","sentiment":"positive","sentiment_score":0.6389014720916748},{"word":"and","start":2314.455,"end":2314.955,"confidence":0.9716797,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6089854836463928},{"word":"your","start":2315.175,"end":2315.415,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5663334131240845},{"word":"other","start":2315.415,"end":2315.655,"confidence":0.99902344,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.5612988471984863},{"word":"hobbies","start":2315.655,"end":2316.155,"confidence":1.0,"punctuated_word":"hobbies","sentiment":"positive","sentiment_score":0.6620537638664246},{"word":"and","start":2316.215,"end":2316.715,"confidence":0.96118164,"punctuated_word":"and,","sentiment":"positive","sentiment_score":0.41562679409980774},{"word":"you","start":2316.7751,"end":2316.935,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4017544090747833},{"word":"know","start":2316.935,"end":2317.175,"confidence":1.0,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.4337860941886902},{"word":"enjoy","start":2317.175,"end":2317.5752,"confidence":1.0,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.6416900157928467},{"word":"this","start":2317.5752,"end":2317.975,"confidence":0.99316406,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.6304605603218079},{"word":"some","start":2318.2952,"end":2318.6152,"confidence":0.58984375,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.6763496994972229},{"word":"time","start":2318.6152,"end":2318.7751,"confidence":0.83740234,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.7448341846466064},{"word":"for","start":2318.7751,"end":2318.935,"confidence":0.7363281,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7128479480743408},{"word":"yourself","start":2318.935,"end":2319.415,"confidence":0.82592773,"punctuated_word":"yourself,","sentiment":"positive","sentiment_score":0.5619444847106934},{"word":"there's","start":2319.415,"end":2319.5752,"confidence":0.99853516,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.4684561491012573},{"word":"nothing","start":2319.5752,"end":2319.895,"confidence":1.0,"punctuated_word":"nothing","sentiment":"positive","sentiment_score":0.3886887729167938},{"word":"wrong","start":2319.895,"end":2320.135,"confidence":1.0,"punctuated_word":"wrong","sentiment":"positive","sentiment_score":0.3519512414932251},{"word":"with","start":2320.135,"end":2320.215,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4818384647369385},{"word":"that","start":2320.215,"end":2320.375,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.489499568939209},{"word":"in","start":2320.375,"end":2320.455,"confidence":0.9980469,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4705047309398651},{"word":"any","start":2320.455,"end":2320.695,"confidence":0.9941406,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.4494802057743073},{"word":"way","start":2320.695,"end":2320.935,"confidence":0.9213867,"punctuated_word":"way,","sentiment":"positive","sentiment_score":0.3451426029205322},{"word":"shape","start":2320.935,"end":2321.0952,"confidence":0.9675293,"punctuated_word":"shape,","sentiment":"positive","sentiment_score":0.3861682415008545},{"word":"or","start":2321.0952,"end":2321.3352,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.28339332342147827},{"word":"form","start":2321.3352,"end":2321.5752,"confidence":0.75512695,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.27608728408813477},{"word":"and","start":2321.5752,"end":2322.0752,"confidence":0.95288086,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.1136234924197197},{"word":"you","start":2322.1702,"end":2322.25,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07970117777585983},{"word":"know","start":2322.25,"end":2322.33,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.11532822251319884},{"word":"we","start":2322.33,"end":2322.49,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09036850929260254},{"word":"can","start":2322.49,"end":2322.57,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.129874587059021},{"word":"always","start":2322.57,"end":2323.05,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.16715335845947266},{"word":"supplement","start":2323.05,"end":2323.55,"confidence":0.9941406,"punctuated_word":"supplement","sentiment":"neutral","sentiment_score":0.0697997584939003},{"word":"sorry","start":2324.1702,"end":2324.49,"confidence":0.97094727,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.0356103852391243},{"word":"you're","start":2324.49,"end":2324.6501,"confidence":0.9851074,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.03237383812665939},{"word":"at","start":2324.6501,"end":2325.1501,"confidence":0.91259766,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03307124972343445},{"word":"yeah","start":2328.09,"end":2328.49,"confidence":0.9951172,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.23657386004924777},{"word":"absolutely","start":2328.49,"end":2328.99,"confidence":0.9975586,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.5398942828178406},{"word":"it's","start":2329.2102,"end":2329.4502,"confidence":0.9975586,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5668991804122925},{"word":"fine","start":2329.4502,"end":2329.6902,"confidence":0.63134766,"punctuated_word":"fine","sentiment":"positive","sentiment_score":0.5676211714744568},{"word":"for","start":2329.6902,"end":2329.85,"confidence":0.99121094,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6827429533004761},{"word":"you","start":2329.85,"end":2330.35,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6418628692626953},{"word":"absolutely","start":2332.25,"end":2332.75,"confidence":0.99902344,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3961310684680938},{"word":"and","start":2332.8901,"end":2333.1301,"confidence":0.7685547,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.2122006714344025},{"word":"look","start":2333.1301,"end":2333.37,"confidence":0.95874023,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.17205730080604553},{"word":"as","start":2333.37,"end":2333.53,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19223254919052124},{"word":"i","start":2333.53,"end":2333.61,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13482770323753357},{"word":"said","start":2333.61,"end":2333.85,"confidence":0.9975586,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.14356327056884766},{"word":"you're","start":2333.85,"end":2334.09,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1190016120672226},{"word":"at","start":2334.09,"end":2334.25,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.126312717795372},{"word":"an","start":2334.25,"end":2334.4102,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11323656886816023},{"word":"age","start":2334.4102,"end":2334.6501,"confidence":1.0,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.04423146694898605},{"word":"where","start":2334.6501,"end":2334.97,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.07419836521148682},{"word":"you","start":2334.97,"end":2335.1301,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0991777777671814},{"word":"can","start":2335.1301,"end":2335.37,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11302437633275986},{"word":"be","start":2335.37,"end":2335.4502,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08257550001144409},{"word":"if","start":2335.53,"end":2335.77,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13787370920181274},{"word":"you're","start":2335.77,"end":2335.9302,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.132110595703125},{"word":"getting","start":2335.9302,"end":2336.4302,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.11911416053771973},{"word":"the","start":2336.5251,"end":2336.685,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17467206716537476},{"word":"age","start":2336.685,"end":2336.925,"confidence":0.7651367,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.07503943890333176},{"word":"pension","start":2336.925,"end":2337.405,"confidence":0.99902344,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.12342718243598938},{"word":"and","start":2337.405,"end":2337.725,"confidence":0.8989258,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09862305223941804},{"word":"camilla","start":2337.725,"end":2338.205,"confidence":0.9448242,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":0.11709825694561005},{"word":"is","start":2338.205,"end":2338.365,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14967328310012817},{"word":"doing","start":2338.365,"end":2338.685,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.09589019417762756},{"word":"some","start":2338.685,"end":2338.925,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.08883201330900192},{"word":"work","start":2338.925,"end":2339.245,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.08304448425769806},{"word":"and","start":2339.245,"end":2339.405,"confidence":0.9248047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07139548659324646},{"word":"you","start":2339.405,"end":2339.5652,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14494088292121887},{"word":"need","start":2339.5652,"end":2339.8052,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1681673377752304},{"word":"a","start":2339.8052,"end":2339.885,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1672743260860443},{"word":"little","start":2339.885,"end":2340.0452,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1161775141954422},{"word":"bit","start":2340.0452,"end":2340.205,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09703192859888075},{"word":"more","start":2340.205,"end":2340.365,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.11009924858808516},{"word":"to","start":2340.365,"end":2340.5251,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12725874781608582},{"word":"supplement","start":2340.5251,"end":2340.925,"confidence":0.9941406,"punctuated_word":"supplement,","sentiment":"neutral","sentiment_score":0.14270535111427307},{"word":"we","start":2340.925,"end":2341.085,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15120726823806763},{"word":"can","start":2341.085,"end":2341.245,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23482906818389893},{"word":"draw","start":2341.245,"end":2341.485,"confidence":0.9892578,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.22032248973846436},{"word":"down","start":2341.485,"end":2341.725,"confidence":0.9892578,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1455041468143463},{"word":"a","start":2341.725,"end":2341.8052,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2082328200340271},{"word":"bit","start":2341.8052,"end":2341.965,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12688502669334412},{"word":"of","start":2341.965,"end":2342.0452,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19403745234012604},{"word":"an","start":2342.0452,"end":2342.205,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.28128930926322937},{"word":"income","start":2342.205,"end":2342.5251,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.0930541604757309},{"word":"out","start":2342.5251,"end":2342.685,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07231150567531586},{"word":"of","start":2342.685,"end":2342.925,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1818770468235016},{"word":"out","start":2342.925,"end":2343.085,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.19072377681732175},{"word":"of","start":2343.085,"end":2343.245,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21178793907165527},{"word":"your","start":2343.245,"end":2343.485,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.29821884632110596},{"word":"super","start":2343.485,"end":2343.985,"confidence":0.84814453,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.23864948749542236},{"word":"in","start":2344.365,"end":2344.445,"confidence":0.89208984,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19723153114318848},{"word":"pension","start":2344.445,"end":2344.845,"confidence":0.9951172,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.2252296805381775},{"word":"phase","start":2344.845,"end":2345.245,"confidence":0.9243164,"punctuated_word":"phase","sentiment":"neutral","sentiment_score":0.19353672862052915},{"word":"to","start":2345.245,"end":2345.405,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3040682077407837},{"word":"kinda","start":2345.405,"end":2345.725,"confidence":0.9614258,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.3765500783920288},{"word":"help","start":2345.725,"end":2345.965,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.34720706939697266},{"word":"you","start":2345.965,"end":2346.205,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3640848398208618},{"word":"along","start":2346.205,"end":2346.705,"confidence":0.779541,"punctuated_word":"along.","sentiment":"neutral","sentiment_score":0.2578570246696472},{"word":"and","start":2346.845,"end":2347.085,"confidence":0.6977539,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16511592268943787},{"word":"we'll","start":2347.085,"end":2347.325,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.24735572934150696},{"word":"keep","start":2347.325,"end":2347.485,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.2967641353607178},{"word":"monitoring","start":2347.485,"end":2347.965,"confidence":1.0,"punctuated_word":"monitoring","sentiment":"neutral","sentiment_score":0.3041592836380005},{"word":"things","start":2347.965,"end":2348.205,"confidence":0.9692383,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.31422120332717896},{"word":"you","start":2348.205,"end":2348.365,"confidence":0.94970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.25852689146995544},{"word":"don't","start":2348.365,"end":2348.605,"confidence":0.99560547,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.22905656695365903},{"word":"stop","start":2348.605,"end":2348.845,"confidence":0.9760742,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":0.15113887190818787},{"word":"in","start":2348.845,"end":2348.925,"confidence":0.9223633,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17589467763900757},{"word":"a","start":2348.925,"end":2349.085,"confidence":0.82373047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20819519460201263},{"word":"client","start":2349.085,"end":2349.485,"confidence":0.7302246,"punctuated_word":"client.","sentiment":"neutral","sentiment_score":0.20746220648288727},{"word":"through","start":2349.485,"end":2349.725,"confidence":0.984375,"punctuated_word":"Through","sentiment":"neutral","sentiment_score":0.1901070922613144},{"word":"pension","start":2349.725,"end":2350.205,"confidence":0.96777344,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.2299552261829376},{"word":"phase","start":2350.205,"end":2350.445,"confidence":0.9916992,"punctuated_word":"phase,","sentiment":"neutral","sentiment_score":0.27788281440734863},{"word":"we're","start":2350.445,"end":2350.685,"confidence":1.0,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.34591954946517944},{"word":"still","start":2350.685,"end":2351.0051,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.3101175129413605},{"word":"here","start":2351.0051,"end":2351.165,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.31736525893211365},{"word":"to","start":2351.165,"end":2351.325,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3050679564476013},{"word":"help","start":2351.325,"end":2351.485,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.3255648612976074},{"word":"you","start":2351.485,"end":2351.985,"confidence":0.89990234,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.35548946261405945},{"word":"still","start":2352.1702,"end":2352.4102,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.33085381984710693},{"word":"do","start":2352.4102,"end":2352.57,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.284735769033432},{"word":"reviews","start":2352.57,"end":2353.07,"confidence":0.9785156,"punctuated_word":"reviews,","sentiment":"neutral","sentiment_score":0.2493920922279358},{"word":"still","start":2353.1301,"end":2353.37,"confidence":0.9941406,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.38819366693496704},{"word":"guide","start":2353.37,"end":2353.61,"confidence":1.0,"punctuated_word":"guide","sentiment":"positive","sentiment_score":0.35887593030929565},{"word":"you","start":2353.61,"end":2353.85,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30090415477752686},{"word":"along","start":2353.85,"end":2354.35,"confidence":0.99902344,"punctuated_word":"along.","sentiment":"neutral","sentiment_score":0.29248788952827454},{"word":"i'd","start":2354.81,"end":2355.1301,"confidence":0.73999023,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.06856424361467361},{"word":"probably","start":2355.1301,"end":2355.4502,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.06779642403125763},{"word":"just","start":2355.4502,"end":2355.6902,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05212825536727905},{"word":"wanna","start":2355.6902,"end":2356.01,"confidence":0.9863281,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05824682489037514},{"word":"reassess","start":2356.01,"end":2356.51,"confidence":0.99869794,"punctuated_word":"reassess,","sentiment":"neutral","sentiment_score":0.02021326869726181},{"word":"you","start":2356.97,"end":2357.1301,"confidence":0.90478516,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0044321343302726746},{"word":"know","start":2357.1301,"end":2357.4502,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.020187199115753177},{"word":"the","start":2357.4502,"end":2357.61,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023314908146858215},{"word":"amount","start":2357.61,"end":2358.09,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.01630353182554245},{"word":"of","start":2358.09,"end":2358.4102,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04283178597688675},{"word":"risk","start":2358.4102,"end":2358.73,"confidence":0.9951172,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.02428007125854492},{"word":"that","start":2358.73,"end":2358.8901,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03369993716478348},{"word":"you're","start":2358.8901,"end":2359.05,"confidence":0.9975586,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.034433137625455856},{"word":"taking","start":2359.05,"end":2359.4502,"confidence":0.7932129,"punctuated_word":"taking,","sentiment":"neutral","sentiment_score":-0.02203923463821411},{"word":"maybe","start":2359.4502,"end":2359.77,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.0005724504590034485},{"word":"do","start":2359.77,"end":2360.01,"confidence":0.9921875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0126442089676857},{"word":"a","start":2360.01,"end":2360.1702,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03127088025212288},{"word":"risk","start":2360.1702,"end":2360.49,"confidence":0.5722656,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.02977437525987625},{"word":"profile","start":2360.49,"end":2360.97,"confidence":1.0,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":-0.02065267413854599},{"word":"to","start":2360.97,"end":2361.05,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0026077330112457275},{"word":"see","start":2361.05,"end":2361.17,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.020763203501701355},{"word":"if","start":2361.17,"end":2361.29,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03085515648126602},{"word":"we","start":2361.29,"end":2361.61,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0653444305062294},{"word":"drop","start":2361.61,"end":2361.9302,"confidence":0.97314453,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.007650777697563171},{"word":"your","start":2361.9302,"end":2362.4302,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.010488644242286682},{"word":"portfolio","start":2362.97,"end":2363.47,"confidence":0.98095703,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.1570168286561966},{"word":"risk","start":2363.77,"end":2364.09,"confidence":0.9921875,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.10512463748455048},{"word":"a","start":2364.09,"end":2364.25,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0004961863160133362},{"word":"little","start":2364.25,"end":2364.4102,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04332733899354935},{"word":"bit","start":2364.4102,"end":2364.57,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.012453325092792513},{"word":"more","start":2364.57,"end":2364.73,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.02499933540821075},{"word":"and","start":2364.73,"end":2364.97,"confidence":0.7294922,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.014877215027809145},{"word":"maybe","start":2364.97,"end":2365.2102,"confidence":0.9873047,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.007579997181892395},{"word":"move","start":2365.2102,"end":2365.37,"confidence":0.9941406,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.017095789313316345},{"word":"you","start":2365.37,"end":2365.4502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0458955392241478},{"word":"into","start":2365.4502,"end":2365.6902,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.05778030306100845},{"word":"something","start":2365.6902,"end":2366.01,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.0449434295296669},{"word":"a","start":2366.01,"end":2366.09,"confidence":0.9741211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04952075704932213},{"word":"bit","start":2366.09,"end":2366.25,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06862558424472809},{"word":"more","start":2366.25,"end":2366.49,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0352359414100647},{"word":"conservative","start":2366.49,"end":2366.99,"confidence":0.9980469,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.08449823409318924},{"word":"for","start":2367.165,"end":2367.245,"confidence":0.35058594,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.049179449677467346},{"word":"drawing","start":2367.245,"end":2367.325,"confidence":0.9838867,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.030958794057369232},{"word":"a","start":2367.325,"end":2367.565,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03654366359114647},{"word":"bit","start":2367.565,"end":2368.065,"confidence":0.98095703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03755686432123184},{"word":"of","start":2369.395,"end":2369.645,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05804413557052612},{"word":"income","start":2369.645,"end":2370.145,"confidence":0.935791,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.16008330881595612},{"word":"yep","start":2372.685,"end":2373.185,"confidence":0.7858887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.26482799649238586},{"word":"yeah","start":2381.98,"end":2382.3,"confidence":0.9404297,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20917806029319763},{"word":"absolutely","start":2382.3,"end":2382.8,"confidence":0.9975586,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.18413269519805908},{"word":"so","start":2383.02,"end":2383.18,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06533081084489822},{"word":"normally","start":2383.18,"end":2383.68,"confidence":0.56396484,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.10329502820968628},{"word":"yeah","start":2384.3,"end":2384.7,"confidence":0.9916992,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.17609667778015137},{"word":"correct","start":2384.7,"end":2385.2,"confidence":1.0,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.23920659720897677},{"word":"so","start":2385.26,"end":2385.5798,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1930540502071381},{"word":"while","start":2385.5798,"end":2385.8198,"confidence":0.92089844,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.14096388220787048},{"word":"there's","start":2385.8198,"end":2385.98,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.13711950182914734},{"word":"no","start":2385.98,"end":2386.3,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.051371075212955475},{"word":"contributions","start":2386.3,"end":2386.8,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.022031597793102264},{"word":"going","start":2386.94,"end":2387.18,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.11044330149888992},{"word":"in","start":2387.18,"end":2387.42,"confidence":0.96606445,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.08108396828174591},{"word":"normally","start":2387.42,"end":2387.74,"confidence":0.810791,"punctuated_word":"normally,","sentiment":"neutral","sentiment_score":0.14152288436889648},{"word":"when","start":2387.74,"end":2387.9,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.17155173420906067},{"word":"you're","start":2387.9,"end":2388.0598,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1654365062713623},{"word":"in","start":2388.0598,"end":2388.3,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1677180528640747},{"word":"that","start":2388.3,"end":2388.54,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1663753092288971},{"word":"retirement","start":2388.54,"end":2389.02,"confidence":1.0,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.07591798901557922},{"word":"phase","start":2389.02,"end":2389.3398,"confidence":0.99365234,"punctuated_word":"phase,","sentiment":"neutral","sentiment_score":0.15412838757038116},{"word":"we","start":2389.3398,"end":2389.5,"confidence":0.90283203,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2253374606370926},{"word":"look","start":2389.5,"end":2389.74,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1967653930187225},{"word":"at","start":2389.74,"end":2389.98,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20827803015708923},{"word":"something","start":2389.98,"end":2390.3,"confidence":0.9951172,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.16369767487049103},{"word":"a","start":2390.3,"end":2390.38,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1969333440065384},{"word":"little","start":2390.38,"end":2390.54,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1957497000694275},{"word":"bit","start":2390.54,"end":2390.78,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16420704126358032},{"word":"more","start":2390.78,"end":2391.02,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.12654879689216614},{"word":"conservative","start":2391.02,"end":2391.5,"confidence":0.8947754,"punctuated_word":"conservative,","sentiment":"neutral","sentiment_score":0.18884043395519257},{"word":"so","start":2391.5,"end":2391.66,"confidence":0.7368164,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.22426855564117432},{"word":"a","start":2391.66,"end":2391.74,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2780592739582062},{"word":"bit","start":2391.74,"end":2391.9,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2318504899740219},{"word":"more","start":2391.9,"end":2392.0598,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.20650714635849},{"word":"defensive","start":2392.0598,"end":2392.5598,"confidence":0.9980469,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.19176310300827024},{"word":"where","start":2392.6199,"end":2393.1199,"confidence":0.8388672,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.1861208975315094},{"word":"you","start":2393.225,"end":2393.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3083518147468567},{"word":"take","start":2393.385,"end":2393.625,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.27240949869155884},{"word":"less","start":2393.625,"end":2394.025,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.1648496389389038},{"word":"risk","start":2394.025,"end":2394.185,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.06267441809177399},{"word":"in","start":2394.185,"end":2394.425,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19871723651885984},{"word":"those","start":2394.425,"end":2394.745,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.24899673461914065},{"word":"growth","start":2394.745,"end":2395.065,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.041010648012161255},{"word":"assets","start":2395.065,"end":2395.385,"confidence":0.9892578,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.16004863381385803},{"word":"like","start":2395.385,"end":2395.705,"confidence":0.6142578,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2257348895072937},{"word":"australian","start":2395.705,"end":2396.205,"confidence":0.9892578,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.1784251034259796},{"word":"international","start":2396.345,"end":2396.845,"confidence":0.8256836,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.1319441199302673},{"word":"shares","start":2396.905,"end":2397.385,"confidence":1.0,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.19166381657123568},{"word":"and","start":2397.385,"end":2397.545,"confidence":0.96972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2317141890525818},{"word":"property","start":2397.545,"end":2398.025,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.15773184597492218},{"word":"and","start":2398.025,"end":2398.185,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20290914177894592},{"word":"things","start":2398.185,"end":2398.425,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.17311492562294006},{"word":"like","start":2398.425,"end":2398.665,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.17613022029399872},{"word":"that","start":2398.665,"end":2399.165,"confidence":0.75097656,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.19260641932487488},{"word":"and","start":2399.225,"end":2399.465,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2050721645355225},{"word":"you","start":2399.465,"end":2399.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2985445261001587},{"word":"move","start":2399.625,"end":2399.865,"confidence":0.9970703,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.2991549074649811},{"word":"into","start":2399.865,"end":2400.185,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.26364338397979736},{"word":"more","start":2400.185,"end":2400.685,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.25307518243789673},{"word":"lower","start":2400.905,"end":2401.305,"confidence":0.9951172,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.19663387537002563},{"word":"risk","start":2401.305,"end":2401.625,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.033732131123542786},{"word":"investments","start":2401.625,"end":2402.125,"confidence":0.99609375,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.12616071105003357},{"word":"like","start":2402.185,"end":2402.5051,"confidence":0.89746094,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.22655707597732544},{"word":"cash","start":2402.5051,"end":2402.905,"confidence":0.8769531,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.2203819900751114},{"word":"bonds","start":2402.905,"end":2403.305,"confidence":0.8823242,"punctuated_word":"bonds,","sentiment":"neutral","sentiment_score":0.2294866442680359},{"word":"fixed","start":2403.305,"end":2403.545,"confidence":0.99902344,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.17144162952899933},{"word":"interest","start":2403.545,"end":2403.945,"confidence":0.89086914,"punctuated_word":"interest.","sentiment":"neutral","sentiment_score":0.23285028338432312},{"word":"you","start":2403.945,"end":2404.105,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.3236709535121918},{"word":"still","start":2404.105,"end":2404.425,"confidence":1.0,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.3969923257827759},{"word":"have","start":2404.425,"end":2404.665,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.38057219982147217},{"word":"some","start":2404.665,"end":2404.825,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.3092804551124573},{"word":"of","start":2404.825,"end":2404.905,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3371950387954712},{"word":"those","start":2404.905,"end":2405.405,"confidence":1.0,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.34654802083969116},{"word":"individual","start":2406.025,"end":2406.525,"confidence":0.8359375,"punctuated_word":"individual","sentiment":"neutral","sentiment_score":0.3003568649291992},{"word":"those","start":2406.745,"end":2407.065,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2738371789455414},{"word":"growth","start":2407.065,"end":2407.305,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.16873180866241455},{"word":"assets","start":2407.305,"end":2407.785,"confidence":0.9980469,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.1974097192287445},{"word":"that","start":2407.785,"end":2407.945,"confidence":0.50146484,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2883991301059723},{"word":"you're","start":2407.945,"end":2408.185,"confidence":0.92285156,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2824544906616211},{"word":"kind","start":2408.185,"end":2408.345,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.27849632501602173},{"word":"of","start":2408.345,"end":2408.67,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.31970179080963135},{"word":"swapping","start":2408.8298,"end":2408.9897,"confidence":0.99902344,"punctuated_word":"swapping","sentiment":"neutral","sentiment_score":0.3178965449333191},{"word":"it","start":2408.9897,"end":2409.15,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.26259079575538635},{"word":"out","start":2409.15,"end":2409.5498,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.30251437425613403},{"word":"and","start":2409.5498,"end":2409.71,"confidence":0.97509766,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.37596553564071655},{"word":"having","start":2409.71,"end":2410.19,"confidence":0.5625,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.38940104842185974},{"word":"more","start":2410.19,"end":2410.51,"confidence":1.0,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.34299588203430176},{"word":"of","start":2410.51,"end":2410.5898,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.35306060314178467},{"word":"those","start":2410.5898,"end":2410.91,"confidence":1.0,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.3685359060764313},{"word":"defensive","start":2410.91,"end":2411.39,"confidence":0.97998047,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.18142198026180267},{"word":"investments","start":2411.39,"end":2411.89,"confidence":0.97998047,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.16067835688591003},{"word":"than","start":2411.95,"end":2412.1099,"confidence":0.9951172,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.31499606370925903},{"word":"you","start":2412.1099,"end":2412.27,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3574017286300659},{"word":"do","start":2412.27,"end":2412.43,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.30282288789749146},{"word":"of","start":2412.43,"end":2412.51,"confidence":0.8310547,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3830220103263855},{"word":"those","start":2412.51,"end":2413.01,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.3003005385398865},{"word":"growth","start":2414.19,"end":2414.5898,"confidence":0.96240234,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.09004823118448257},{"word":"investments","start":2414.5898,"end":2415.0898,"confidence":0.70214844,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.1877054125070572},{"word":"so","start":2415.15,"end":2415.3098,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.26511284708976746},{"word":"you're","start":2415.3098,"end":2415.47,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.31846529245376587},{"word":"taking","start":2415.47,"end":2415.79,"confidence":1.0,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.4004364609718323},{"word":"less","start":2415.79,"end":2416.03,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.27490055561065674},{"word":"risk","start":2416.03,"end":2416.27,"confidence":0.9980469,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.015373393893241882},{"word":"in","start":2416.27,"end":2416.43,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2336116135120392},{"word":"the","start":2416.43,"end":2416.5898,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34770914912223816},{"word":"market","start":2416.5898,"end":2416.99,"confidence":0.9284668,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.03390849754214287},{"word":"but","start":2416.99,"end":2417.3098,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1265438348054886},{"word":"because","start":2417.3098,"end":2417.71,"confidence":0.99316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.05374069884419441},{"word":"you're","start":2417.71,"end":2417.95,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.17980943620204926},{"word":"drawing","start":2417.95,"end":2418.3499,"confidence":1.0,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.19526267051696777},{"word":"income","start":2418.3499,"end":2418.67,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.16640979051589966},{"word":"out","start":2418.67,"end":2418.99,"confidence":0.9970703,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.17443352937698364},{"word":"you","start":2418.99,"end":2419.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12548494338989258},{"word":"wanna","start":2419.15,"end":2419.39,"confidence":0.9873047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.17562133073806763},{"word":"make","start":2419.39,"end":2419.63,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1255926489830017},{"word":"sure","start":2419.63,"end":2419.79,"confidence":0.9941406,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.14544612169265747},{"word":"your","start":2419.79,"end":2419.95,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23192161321640015},{"word":"portfolio","start":2419.95,"end":2420.45,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.17129924893379211},{"word":"is","start":2420.5898,"end":2420.75,"confidence":0.89746094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.25609102845191956},{"word":"also","start":2420.75,"end":2421.23,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.2637287974357605},{"word":"generating","start":2421.23,"end":2421.73,"confidence":1.0,"punctuated_word":"generating","sentiment":"neutral","sentiment_score":0.23994247615337372},{"word":"income","start":2422.1099,"end":2422.5898,"confidence":0.7722168,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.1607787013053894},{"word":"so","start":2422.5898,"end":2422.91,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17116986215114594},{"word":"dividends","start":2422.91,"end":2423.41,"confidence":0.99609375,"punctuated_word":"dividends","sentiment":"neutral","sentiment_score":0.3322233259677887},{"word":"and","start":2423.5498,"end":2423.79,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.33004799485206604},{"word":"income","start":2423.79,"end":2424.1099,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.26753953099250793},{"word":"that","start":2424.1099,"end":2424.495,"confidence":0.9838867,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.32817575335502625},{"word":"gets","start":2424.495,"end":2424.735,"confidence":0.95947266,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.31403473019599915},{"word":"paid","start":2424.735,"end":2424.895,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.3254919946193695},{"word":"out","start":2424.895,"end":2424.975,"confidence":0.99609375,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.34751811623573303},{"word":"of","start":2424.975,"end":2425.0552,"confidence":0.97265625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29047664999961853},{"word":"those","start":2425.0552,"end":2425.455,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.3249213397502899},{"word":"to","start":2425.455,"end":2425.6152,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2535562813282013},{"word":"help","start":2425.6152,"end":2425.8552,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.3131203055381775},{"word":"with","start":2425.8552,"end":2426.175,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.32644516229629517},{"word":"what","start":2426.175,"end":2426.3352,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2517854571342468},{"word":"you're","start":2426.3352,"end":2426.495,"confidence":0.9970703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.21296513080596924},{"word":"drawing","start":2426.495,"end":2426.895,"confidence":0.9980469,"punctuated_word":"drawing","sentiment":"neutral","sentiment_score":0.25765788555145264},{"word":"down","start":2426.895,"end":2427.135,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.2856244146823883},{"word":"on","start":2427.135,"end":2427.2952,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.23485919833183289},{"word":"a","start":2427.2952,"end":2427.455,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2338652610778809},{"word":"regular","start":2427.455,"end":2427.7751,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.29094845056533813},{"word":"basis","start":2427.7751,"end":2428.2551,"confidence":0.8833008,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.2065621167421341},{"word":"for","start":2428.2551,"end":2428.415,"confidence":0.5361328,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2403477281332016},{"word":"income","start":2428.415,"end":2428.915,"confidence":0.9123535,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.2108036577701569},{"word":"but","start":2429.215,"end":2429.455,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1762152463197708},{"word":"also","start":2429.455,"end":2429.7751,"confidence":0.796875,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.15220174193382263},{"word":"so","start":2429.7751,"end":2429.8552,"confidence":0.70947266,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1772092878818512},{"word":"it","start":2429.8552,"end":2430.0151,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.30101263523101807},{"word":"gets","start":2430.0151,"end":2430.3352,"confidence":0.99902344,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.2540209889411926},{"word":"reinvested","start":2430.3352,"end":2430.8352,"confidence":0.9995117,"punctuated_word":"reinvested","sentiment":"neutral","sentiment_score":0.21578586101531985},{"word":"back","start":2430.975,"end":2431.215,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2733323872089386},{"word":"in","start":2431.215,"end":2431.455,"confidence":0.7895508,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24406461417675016},{"word":"for","start":2431.455,"end":2431.695,"confidence":0.94140625,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1567569226026535},{"word":"compounding","start":2431.695,"end":2432.195,"confidence":0.9973958,"punctuated_word":"compounding.","sentiment":"neutral","sentiment_score":0.1774161159992218},{"word":"so","start":2432.415,"end":2432.915,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.132350891828537},{"word":"it's","start":2433.6152,"end":2433.8552,"confidence":0.6770833,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.20104295015335083},{"word":"you","start":2433.8552,"end":2434.0151,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21370935440063477},{"word":"know","start":2434.0151,"end":2434.3352,"confidence":0.9838867,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.15774425864219666},{"word":"looking","start":2434.3352,"end":2434.655,"confidence":0.9951172,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.12565115094184875},{"word":"at","start":2434.655,"end":2435.155,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10023798048496246},{"word":"absolutely","start":2439.5398,"end":2440.0398,"confidence":0.98950195,"punctuated_word":"absolutely.","sentiment":"neutral","sentiment_score":0.04845608025789261},{"word":"yeah","start":2440.9,"end":2441.2998,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2049161791801453},{"word":"absolutely","start":2441.2998,"end":2441.7998,"confidence":0.9975586,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.35758402943611145},{"word":"if","start":2442.02,"end":2442.26,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.31360360980033875},{"word":"you","start":2442.26,"end":2442.42,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2357352674007416},{"word":"decided","start":2442.42,"end":2442.8198,"confidence":0.93603516,"punctuated_word":"decided","sentiment":"neutral","sentiment_score":0.23015044629573825},{"word":"to","start":2442.8198,"end":2442.98,"confidence":0.7561035,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.26719918847084045},{"word":"let","start":2442.98,"end":2443.22,"confidence":0.99121094,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.2752920091152191},{"word":"me","start":2443.22,"end":2443.38,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.223019540309906},{"word":"know","start":2443.38,"end":2443.7,"confidence":0.9946289,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.2930574119091034},{"word":"i'll","start":2443.7,"end":2444.0999,"confidence":0.94433594,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3908401727676392},{"word":"definitely","start":2444.0999,"end":2444.42,"confidence":0.75146484,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.4944397807121277},{"word":"make","start":2444.42,"end":2444.66,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4047618508338928},{"word":"a","start":2444.66,"end":2444.74,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4445454478263855},{"word":"lot","start":2444.74,"end":2444.9,"confidence":0.9951172,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.4230002462863922},{"word":"of","start":2444.9,"end":2445.0598,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4138057827949524},{"word":"time","start":2445.0598,"end":2445.2998,"confidence":0.98095703,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.47163477540016174},{"word":"for","start":2445.2998,"end":2445.5398,"confidence":0.9902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4495986104011536},{"word":"you","start":2445.5398,"end":2445.7,"confidence":0.98657227,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.37561172246932983},{"word":"we","start":2445.7,"end":2445.7798,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2059912234544754},{"word":"can","start":2445.7798,"end":2446.0999,"confidence":0.9951172,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23366305232048035},{"word":"send","start":2446.0999,"end":2446.26,"confidence":0.16003418,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.2417372614145279},{"word":"it","start":2446.26,"end":2446.42,"confidence":0.4440918,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24150000512599945},{"word":"out","start":2446.42,"end":2446.92,"confidence":0.96240234,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.20970886945724487},{"word":"but","start":2447.7,"end":2448.02,"confidence":0.9370117,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09422556310892104},{"word":"yeah","start":2448.27,"end":2448.77,"confidence":0.9873047,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06892924010753632},{"word":"well","start":2456.435,"end":2456.935,"confidence":0.5595703,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.07903380692005157},{"word":"yep","start":2458.0352,"end":2458.435,"confidence":0.88427734,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.17200350761413574},{"word":"that","start":2458.435,"end":2458.675,"confidence":0.9951172,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.5356890559196472},{"word":"sounds","start":2458.675,"end":2459.075,"confidence":0.9970703,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.6183774471282959},{"word":"great","start":2459.075,"end":2459.575,"confidence":0.99853516,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4918152987957001},{"word":"yep","start":2465.47,"end":2465.97,"confidence":0.96875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.005743605550378561},{"word":"yeah","start":2470.91,"end":2471.41,"confidence":0.7746582,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04198817163705826},{"word":"yep","start":2472.1099,"end":2472.6099,"confidence":0.8996582,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03951943665742874},{"word":"yep","start":2473.725,"end":2474.225,"confidence":0.94018555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03473425284028053},{"word":"no","start":2475.645,"end":2475.965,"confidence":0.9003906,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04565028473734856},{"word":"honestly","start":2475.965,"end":2476.445,"confidence":0.98950195,"punctuated_word":"Honestly,","sentiment":"neutral","sentiment_score":-0.027033567428588867},{"word":"if","start":2476.445,"end":2476.5251,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.009873170405626295},{"word":"you","start":2476.5251,"end":2476.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.005279384553432465},{"word":"ever","start":2476.685,"end":2476.925,"confidence":0.99902344,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.05594267696142197},{"word":"did","start":2476.925,"end":2477.165,"confidence":0.97924805,"punctuated_word":"did,","sentiment":"neutral","sentiment_score":0.04363909736275673},{"word":"i","start":2477.165,"end":2477.245,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0628790631890297},{"word":"would","start":2477.245,"end":2477.485,"confidence":0.99121094,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05837349593639374},{"word":"a","start":2477.485,"end":2477.5652,"confidence":0.86865234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06354990601539612},{"word":"110","start":2477.5652,"end":2478.6052,"confidence":0.998291,"punctuated_word":"110","sentiment":"neutral","sentiment_score":0.06579997390508652},{"word":"be","start":2478.6052,"end":2478.7651,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05567936599254608},{"word":"there","start":2478.7651,"end":2479.0051,"confidence":0.98291016,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07255525887012482},{"word":"for","start":2479.0051,"end":2479.165,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08478114008903503},{"word":"you","start":2479.165,"end":2479.3252,"confidence":0.97314453,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.06575216352939606},{"word":"it","start":2479.3252,"end":2479.405,"confidence":0.9863281,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.0446627140045166},{"word":"would","start":2479.405,"end":2479.5652,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.08942943811416626},{"word":"not","start":2479.5652,"end":2479.725,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.08365823328495026},{"word":"be","start":2479.725,"end":2479.885,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06254497170448303},{"word":"an","start":2479.885,"end":2480.0452,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.03003579378128052},{"word":"issue","start":2480.0452,"end":2480.445,"confidence":1.0,"punctuated_word":"issue","sentiment":"neutral","sentiment_score":-0.010348774492740633},{"word":"at","start":2480.445,"end":2480.685,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.030939526855945587},{"word":"all","start":2480.685,"end":2481.185,"confidence":0.99902344,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.06127478554844856},{"word":"yep","start":2485.26,"end":2485.76,"confidence":0.8601074,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06351929903030396},{"word":"yep","start":2491.1,"end":2491.6,"confidence":0.9890137,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03557422384619713},{"word":"yes","start":2496.3,"end":2496.8,"confidence":0.97094727,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0560322180390358},{"word":"yeah","start":2497.1,"end":2497.6,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04171634837985039},{"word":"yes","start":2500.4248,"end":2500.905,"confidence":0.9926758,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05147327482700348},{"word":"yeah","start":2500.905,"end":2501.405,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0665421411395073},{"word":"yes","start":2505.785,"end":2506.1848,"confidence":0.7236328,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06596311926841736},{"word":"yes","start":2506.1848,"end":2506.585,"confidence":0.9916992,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07749143242835999},{"word":"the","start":2506.585,"end":2506.825,"confidence":0.79296875,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.0783606469631195},{"word":"new","start":2506.825,"end":2507.065,"confidence":0.9970703,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.12128615379333496},{"word":"baby","start":2507.065,"end":2507.4648,"confidence":1.0,"punctuated_word":"baby","sentiment":"neutral","sentiment_score":0.1162627935409546},{"word":"there","start":2507.4648,"end":2507.9648,"confidence":0.9145508,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.07296931743621826},{"word":"it's","start":2508.1848,"end":2508.345,"confidence":0.74072266,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.010762989521026611},{"word":"world","start":2508.345,"end":2508.585,"confidence":0.49804688,"punctuated_word":"world","sentiment":"neutral","sentiment_score":-0.03763333708047867},{"word":"changing","start":2508.585,"end":2509.085,"confidence":0.907959,"punctuated_word":"changing.","sentiment":"neutral","sentiment_score":0.04346879571676254},{"word":"yep","start":2509.865,"end":2510.365,"confidence":0.9057617,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3113452196121216},{"word":"they're","start":2510.4248,"end":2510.6648,"confidence":0.7910156,"punctuated_word":"They're","sentiment":"positive","sentiment_score":0.669928252696991},{"word":"so","start":2510.6648,"end":2510.905,"confidence":0.99316406,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7150592803955078},{"word":"cute","start":2510.905,"end":2511.405,"confidence":0.9995117,"punctuated_word":"cute.","sentiment":"positive","sentiment_score":0.603489875793457},{"word":"no","start":2517.28,"end":2517.44,"confidence":0.8820801,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0001262165606021881},{"word":"that's","start":2517.44,"end":2517.6802,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03131256252527237},{"word":"okay","start":2517.6802,"end":2518.08,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.11647101491689682},{"word":"not","start":2518.08,"end":2518.32,"confidence":0.99902344,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.30345040559768677},{"word":"a","start":2518.32,"end":2518.4001,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19738410413265228},{"word":"problem","start":2518.4001,"end":2518.72,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.24560609459877017},{"word":"at","start":2518.72,"end":2518.8801,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2286202013492584},{"word":"all","start":2518.8801,"end":2519.04,"confidence":1.0,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.3374485671520233},{"word":"well","start":2519.04,"end":2519.36,"confidence":0.9379883,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.21795503795146945},{"word":"i'll","start":2519.36,"end":2519.52,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.22464656829833984},{"word":"send","start":2519.52,"end":2519.76,"confidence":0.9980469,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.24583569169044495},{"word":"you","start":2519.76,"end":2519.9202,"confidence":0.9350586,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23458066582679749},{"word":"the","start":2519.9202,"end":2520.08,"confidence":0.96875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20393115282058716},{"word":"email","start":2520.08,"end":2520.48,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.218750461935997},{"word":"afterwards","start":2520.48,"end":2520.96,"confidence":0.9760742,"punctuated_word":"afterwards,","sentiment":"neutral","sentiment_score":0.16976472735404968},{"word":"and","start":2520.96,"end":2521.12,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18292269110679624},{"word":"then","start":2521.12,"end":2521.28,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2081676572561264},{"word":"you","start":2521.28,"end":2521.44,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17489688098430634},{"word":"can","start":2521.44,"end":2521.6,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16489329934120178},{"word":"let","start":2521.6,"end":2521.76,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.19242313504219055},{"word":"me","start":2521.76,"end":2521.84,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.23773805797100067},{"word":"know","start":2521.84,"end":2522.0,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.2179970145225525},{"word":"what","start":2522.0,"end":2522.1602,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2029709070920944},{"word":"you'd","start":2522.1602,"end":2522.32,"confidence":0.99902344,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.2016507089138031},{"word":"like","start":2522.32,"end":2522.56,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2194736450910568},{"word":"to","start":2522.56,"end":2522.6401,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1844368427991867},{"word":"do","start":2522.6401,"end":2522.8,"confidence":1.0,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.015988517552614212},{"word":"did","start":2522.8,"end":2522.96,"confidence":0.99902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.06630750745534897},{"word":"you","start":2522.96,"end":2523.12,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07896234095096588},{"word":"want","start":2523.12,"end":2523.28,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.061217695474624634},{"word":"me","start":2523.28,"end":2523.44,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09937325865030287},{"word":"to","start":2523.44,"end":2523.6,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08750154078006744},{"word":"maybe","start":2523.6,"end":2524.1,"confidence":0.98535156,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.099913589656353},{"word":"book","start":2524.1602,"end":2524.32,"confidence":0.9873047,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.08945000916719437},{"word":"in","start":2524.32,"end":2524.48,"confidence":0.9819336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09879978001117706},{"word":"a","start":2524.48,"end":2524.6401,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10919345915317535},{"word":"time","start":2524.6401,"end":2524.96,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.10405022650957108},{"word":"next","start":2524.96,"end":2525.2,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08433140814304352},{"word":"week","start":2525.2,"end":2525.52,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.0954316109418869},{"word":"for","start":2525.52,"end":2525.76,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12480004131793976},{"word":"me","start":2525.76,"end":2525.9202,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.11598841100931168},{"word":"to","start":2525.9202,"end":2526.0,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11524336040019988},{"word":"call","start":2526.0,"end":2526.24,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.09793296456336976},{"word":"you","start":2526.24,"end":2526.4001,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14312860369682312},{"word":"back","start":2526.4001,"end":2526.6401,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.13795596361160278},{"word":"and","start":2526.6401,"end":2526.8,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13123708963394165},{"word":"maybe","start":2526.8,"end":2527.12,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.1010814681649208},{"word":"touch","start":2527.12,"end":2527.36,"confidence":0.99902344,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.10066544264554976},{"word":"base","start":2527.36,"end":2527.76,"confidence":0.99902344,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.14844022691249847},{"word":"and","start":2527.76,"end":2528.0,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12982502579689026},{"word":"answer","start":2528.0,"end":2528.445,"confidence":0.99902344,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":0.1176002025604248},{"word":"any","start":2528.445,"end":2528.685,"confidence":0.9902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.11963938176631927},{"word":"questions","start":2528.685,"end":2529.185,"confidence":0.94018555,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.11345485597848892},{"word":"i","start":2529.325,"end":2529.405,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09561128169298172},{"word":"mean","start":2529.405,"end":2529.5652,"confidence":0.99902344,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.10500023514032364},{"word":"if","start":2529.5652,"end":2529.725,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15974578261375427},{"word":"you","start":2529.725,"end":2529.885,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17104637622833252},{"word":"have","start":2529.885,"end":2530.0452,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.133553147315979},{"word":"questions","start":2530.0452,"end":2530.445,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.10658586025238036},{"word":"tomorrow","start":2530.445,"end":2530.925,"confidence":1.0,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":0.138496533036232},{"word":"while","start":2530.925,"end":2531.165,"confidence":0.96972656,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.08965553343296051},{"word":"you're","start":2531.165,"end":2531.405,"confidence":0.9951172,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.11024143546819688},{"word":"seeing","start":2531.405,"end":2531.725,"confidence":0.93603516,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.1037289947271347},{"word":"the","start":2531.725,"end":2532.0452,"confidence":0.94970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0935496836900711},{"word":"the","start":2532.0452,"end":2532.5251,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10783863812685011},{"word":"doing","start":2532.605,"end":2532.845,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.13539649546146393},{"word":"the","start":2532.845,"end":2533.085,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10742208361625671},{"word":"settling","start":2533.085,"end":2533.485,"confidence":0.28759766,"punctuated_word":"settling","sentiment":"neutral","sentiment_score":0.11958441883325575},{"word":"stuff","start":2533.485,"end":2533.885,"confidence":0.9951172,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":0.10949740558862686},{"word":"feel","start":2533.885,"end":2534.125,"confidence":0.97314453,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.10271848738193512},{"word":"free","start":2534.125,"end":2534.365,"confidence":1.0,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.1400352120399475},{"word":"to","start":2534.365,"end":2534.445,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11770732700824738},{"word":"call","start":2534.445,"end":2534.685,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.08480872213840485},{"word":"me","start":2534.685,"end":2534.925,"confidence":0.99853516,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.1010543256998062},{"word":"i","start":2534.925,"end":2535.085,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08987665176391602},{"word":"will","start":2535.085,"end":2535.245,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.09493981301784515},{"word":"i'll","start":2535.405,"end":2535.645,"confidence":0.97998047,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.11656026542186736},{"word":"let","start":2535.645,"end":2535.885,"confidence":0.9658203,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10723662376403809},{"word":"everyone","start":2535.885,"end":2536.2852,"confidence":0.99902344,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":0.13055583834648132},{"word":"here","start":2536.2852,"end":2536.5251,"confidence":0.93115234,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.09442995488643646},{"word":"know","start":2536.5251,"end":2536.7651,"confidence":0.9941406,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.09853672981262208},{"word":"to","start":2536.7651,"end":2536.845,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.079454705119133},{"word":"stop","start":2536.845,"end":2537.085,"confidence":1.0,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":0.06932620704174042},{"word":"me","start":2537.085,"end":2537.245,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05764057859778404},{"word":"and","start":2537.245,"end":2537.725,"confidence":0.7717285,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.06518973410129547},{"word":"you","start":2537.725,"end":2537.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05549243837594986},{"word":"know","start":2537.885,"end":2538.205,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08547919988632202},{"word":"i'll","start":2538.205,"end":2538.445,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1018114909529686},{"word":"take","start":2538.445,"end":2538.605,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.11223283410072328},{"word":"the","start":2538.605,"end":2538.7651,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08307507634162903},{"word":"call","start":2538.7651,"end":2539.165,"confidence":0.9995117,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.06198536232113838},{"word":"if","start":2539.165,"end":2539.405,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.03859787434339523},{"word":"i'm","start":2539.405,"end":2539.5652,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.024488579481840137},{"word":"on","start":2539.5652,"end":2539.8052,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0073262788355350494},{"word":"another","start":2539.8052,"end":2540.205,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.003507159650325775},{"word":"call","start":2540.205,"end":2540.5251,"confidence":0.9995117,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.014877274632453918},{"word":"i'll","start":2540.5251,"end":2540.685,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0507831834256649},{"word":"call","start":2540.685,"end":2540.925,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.03411649167537689},{"word":"you","start":2540.925,"end":2541.165,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04648292437195778},{"word":"straight","start":2541.165,"end":2541.485,"confidence":1.0,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":0.03294026106595993},{"word":"back","start":2541.485,"end":2541.725,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.022845134139060978},{"word":"as","start":2541.725,"end":2541.885,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04982494190335274},{"word":"soon","start":2541.885,"end":2542.125,"confidence":1.0,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":0.054568421095609665},{"word":"as","start":2542.125,"end":2542.2852,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.060593027621507645},{"word":"i'm","start":2542.2852,"end":2542.445,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.02766316384077072},{"word":"off","start":2542.445,"end":2542.7651,"confidence":0.78930664,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.014305653050541878},{"word":"so","start":2542.7651,"end":2543.245,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04864983633160591},{"word":"i'll","start":2543.245,"end":2543.405,"confidence":0.9177246,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05468731373548508},{"word":"i'll","start":2543.405,"end":2543.645,"confidence":0.8901367,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06262107193470001},{"word":"promise","start":2543.645,"end":2543.965,"confidence":0.99902344,"punctuated_word":"promise","sentiment":"neutral","sentiment_score":0.04270610213279724},{"word":"you","start":2543.965,"end":2544.125,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005836576223373413},{"word":"that","start":2544.125,"end":2544.42,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.001920849084854126},{"word":"yeah","start":2545.6199,"end":2546.1199,"confidence":0.9416504,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06344908475875854},{"word":"no","start":2546.18,"end":2546.3398,"confidence":0.9946289,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1302715241909027},{"word":"that's","start":2546.3398,"end":2546.5798,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.044609230011701584},{"word":"okay","start":2546.5798,"end":2547.0798,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.012662414461374285},{"word":"yeah","start":2547.78,"end":2548.0999,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0870291218161583},{"word":"that's","start":2548.0999,"end":2548.42,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1747467964887619},{"word":"okay","start":2548.42,"end":2548.74,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.20083853602409363},{"word":"i","start":2548.74,"end":2548.9,"confidence":0.52685547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2889171540737152},{"word":"always","start":2548.9,"end":2549.22,"confidence":0.9667969,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.32135486602783203},{"word":"make","start":2549.22,"end":2549.38,"confidence":0.8378906,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.24458274245262143},{"word":"time","start":2549.38,"end":2549.6199,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.31116893887519836},{"word":"for","start":2549.6199,"end":2549.78,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2901236414909363},{"word":"you","start":2549.78,"end":2550.02,"confidence":0.9812012,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.291311651468277},{"word":"neil","start":2550.02,"end":2550.52,"confidence":0.9499512,"punctuated_word":"Neil.","sentiment":"neutral","sentiment_score":0.2091512382030487},{"word":"but","start":2551.46,"end":2551.7,"confidence":0.73095703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.15528647601604462},{"word":"did","start":2551.7,"end":2551.8599,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.09013620764017104},{"word":"you","start":2551.8599,"end":2551.94,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12447968125343324},{"word":"want","start":2551.94,"end":2552.0999,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.11414653062820436},{"word":"me","start":2552.0999,"end":2552.18,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13284625113010406},{"word":"to","start":2552.18,"end":2552.3398,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1214831918478012},{"word":"do","start":2552.3398,"end":2552.42,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1301518827676773},{"word":"a","start":2552.42,"end":2552.5,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13802053034305573},{"word":"bit","start":2552.5,"end":2552.66,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1482160985469818},{"word":"of","start":2552.66,"end":2552.8198,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1737818717956543},{"word":"a","start":2552.8198,"end":2552.9,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15762968361377716},{"word":"catch","start":2552.9,"end":2553.14,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.1427510529756546},{"word":"up","start":2553.14,"end":2553.2998,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1385403722524643},{"word":"for","start":2553.2998,"end":2553.46,"confidence":0.98291016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1127837747335434},{"word":"next","start":2553.46,"end":2553.7,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.09384143352508544},{"word":"week","start":2553.7,"end":2553.8599,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.1112455353140831},{"word":"as","start":2553.8599,"end":2554.02,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1340026557445526},{"word":"well","start":2554.02,"end":2554.18,"confidence":0.8745117,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.11600667983293532},{"word":"or","start":2554.18,"end":2554.3398,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09879516065120696},{"word":"do","start":2554.3398,"end":2554.42,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05204436182975769},{"word":"you","start":2554.42,"end":2554.5798,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08875557035207748},{"word":"wanted","start":2554.5798,"end":2554.9,"confidence":0.65625,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.072519451379776},{"word":"to","start":2554.9,"end":2555.0598,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09549497812986374},{"word":"see","start":2555.0598,"end":2555.22,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.10250163078308104},{"word":"how","start":2555.22,"end":2555.46,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.11438648402690887},{"word":"tomorrow","start":2555.46,"end":2555.94,"confidence":1.0,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":0.15993407368659973},{"word":"goes","start":2555.94,"end":2556.26,"confidence":0.9892578,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.2278208434581757},{"word":"and","start":2556.26,"end":2556.42,"confidence":0.43530273,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16090403497219086},{"word":"i'll","start":2556.42,"end":2556.66,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.14330372214317322},{"word":"send","start":2556.66,"end":2556.8198,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.1128646358847618},{"word":"you","start":2556.8198,"end":2556.98,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1280634105205536},{"word":"this","start":2556.98,"end":2557.22,"confidence":0.8798828,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.023191209882497787},{"word":"in","start":2557.22,"end":2557.38,"confidence":0.8510742,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.020252369344234467},{"word":"this","start":2557.6199,"end":2557.8599,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.00766350980848074},{"word":"email","start":2557.8599,"end":2558.3599,"confidence":0.99658203,"punctuated_word":"email?","sentiment":"neutral","sentiment_score":0.01869753934442997},{"word":"yeah","start":2559.345,"end":2559.845,"confidence":0.7729492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1471996307373047},{"word":"yep","start":2568.625,"end":2569.025,"confidence":0.98999023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18789903819561005},{"word":"that's","start":2569.025,"end":2569.345,"confidence":0.9951172,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.25859391689300537},{"word":"okay","start":2569.345,"end":2569.845,"confidence":0.98999023,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.22514274716377256},{"word":"i","start":2569.905,"end":2570.145,"confidence":0.9013672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1890123188495636},{"word":"have","start":2570.145,"end":2570.645,"confidence":0.97314453,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2133671343326569},{"word":"the","start":2570.785,"end":2571.025,"confidence":0.6801758,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2152485549449921},{"word":"current","start":2571.025,"end":2571.36,"confidence":0.6791992,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.17620931565761566},{"word":"time","start":2571.6802,"end":2571.84,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1840818822383881},{"word":"fully","start":2571.84,"end":2572.32,"confidence":1.0,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.2786109447479248},{"word":"booked","start":2572.32,"end":2572.7202,"confidence":0.80200195,"punctuated_word":"booked.","sentiment":"neutral","sentiment_score":0.1709037572145462},{"word":"so","start":2572.7202,"end":2573.04,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12638944387435913},{"word":"between","start":2573.04,"end":2573.4402,"confidence":0.9980469,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.13770826160907745},{"word":"ten","start":2573.4402,"end":2573.6802,"confidence":0.99902344,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.1616702675819397},{"word":"to","start":2573.6802,"end":2573.84,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11387643218040466},{"word":"eleven","start":2573.84,"end":2574.1602,"confidence":0.8769531,"punctuated_word":"eleven,","sentiment":"neutral","sentiment_score":0.12088713049888612},{"word":"my","start":2574.1602,"end":2574.4001,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.14759384095668793},{"word":"time","start":2574.4001,"end":2574.56,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.12588618695735931},{"word":"is","start":2574.56,"end":2574.8,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08708317577838898},{"word":"full","start":2574.8,"end":2575.04,"confidence":0.85595703,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.1863173544406891},{"word":"at","start":2575.04,"end":2575.12,"confidence":0.9707031,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11342747509479524},{"word":"the","start":2575.12,"end":2575.2002,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11165542900562286},{"word":"moment","start":2575.2002,"end":2575.6,"confidence":0.85717773,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.08268037438392639},{"word":"but","start":2575.6,"end":2575.76,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.03104325942695141},{"word":"would","start":2575.76,"end":2575.9202,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.014980770647525787},{"word":"i","start":2575.9202,"end":2576.08,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.047565266489982605},{"word":"be","start":2576.08,"end":2576.24,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03188706189393997},{"word":"able","start":2576.24,"end":2576.4802,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.04585479199886322},{"word":"to","start":2576.4802,"end":2576.56,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.038623228669166565},{"word":"do","start":2576.56,"end":2576.7202,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03659074008464813},{"word":"it","start":2576.7202,"end":2576.8801,"confidence":0.9892578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04856644570827484},{"word":"at","start":2576.8801,"end":2577.04,"confidence":0.8718262,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.02981080487370491},{"word":"say","start":2577.04,"end":2577.28,"confidence":0.9951172,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.036254629492759705},{"word":"11:30","start":2577.28,"end":2578.34,"confidence":1.0,"punctuated_word":"11:30","sentiment":"neutral","sentiment_score":0.04655839502811432},{"word":"next","start":2578.6401,"end":2578.9602,"confidence":0.93115234,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.03476659208536148},{"word":"this","start":2579.2002,"end":2579.36,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04349181056022644},{"word":"time","start":2579.36,"end":2579.6802,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.034213367849588394},{"word":"next","start":2579.6802,"end":2579.9202,"confidence":0.9941406,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.02280459925532341},{"word":"week","start":2579.9202,"end":2580.1602,"confidence":0.88671875,"punctuated_word":"week?","sentiment":"neutral","sentiment_score":0.026559248566627502},{"word":"say","start":2580.1602,"end":2580.4001,"confidence":0.9135742,"punctuated_word":"Say","sentiment":"neutral","sentiment_score":0.02860333025455475},{"word":"11:30","start":2580.4001,"end":2581.3,"confidence":0.5852051,"punctuated_word":"11:30.","sentiment":"neutral","sentiment_score":0.026767894625663757},{"word":"yep","start":2581.84,"end":2582.34,"confidence":0.8483887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.057430874556303024},{"word":"perfect","start":2583.28,"end":2583.78,"confidence":0.97802734,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3719840049743652},{"word":"yep","start":2584.8052,"end":2584.965,"confidence":0.96533203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08968498557806015},{"word":"yep","start":2584.965,"end":2585.445,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05048808455467224},{"word":"so","start":2585.445,"end":2585.685,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04838350787758827},{"word":"that's","start":2585.685,"end":2586.0852,"confidence":0.9980469,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04600110277533531},{"word":"what","start":2586.0852,"end":2586.405,"confidence":0.80371094,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":0.03776945918798447},{"word":"11:30","start":2586.405,"end":2587.705,"confidence":0.86486816,"punctuated_word":"11:30.","sentiment":"neutral","sentiment_score":0.015008497051894665},{"word":"09:30","start":2588.0051,"end":2588.725,"confidence":0.9914551,"punctuated_word":"09:30","sentiment":"neutral","sentiment_score":0.017778640612959862},{"word":"your","start":2588.725,"end":2588.965,"confidence":0.8833008,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03885792940855026},{"word":"time","start":2588.965,"end":2589.465,"confidence":0.9580078,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.04564917087554931},{"word":"yeah","start":2589.8452,"end":2590.3452,"confidence":0.9597168,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09668858349323271},{"word":"that's","start":2591.2852,"end":2591.685,"confidence":0.95092773,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09955835342407228},{"word":"okay","start":2591.685,"end":2592.165,"confidence":0.9748535,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.157958984375},{"word":"i'll","start":2592.165,"end":2592.665,"confidence":0.8701172,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.14009100198745728},{"word":"oh","start":2595.8452,"end":2596.0852,"confidence":0.83154297,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.07489099353551865},{"word":"did","start":2596.0852,"end":2596.405,"confidence":0.99121094,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.06389912962913513},{"word":"you","start":2596.405,"end":2596.905,"confidence":0.9980469,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.06841050088405609},{"word":"yeah","start":2599.33,"end":2599.83,"confidence":0.9042969,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2670460641384125},{"word":"yeah","start":2606.13,"end":2606.63,"confidence":0.8642578,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.35198551416397095},{"word":"yeah","start":2607.49,"end":2607.99,"confidence":0.93652344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2427097260951996},{"word":"oh","start":2616.9448,"end":2617.025,"confidence":0.904541,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.1236276775598526},{"word":"no","start":2617.025,"end":2617.345,"confidence":0.9916992,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.20459294319152832},{"word":"that's","start":2617.345,"end":2617.6648,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.15067997574806213},{"word":"okay","start":2617.6648,"end":2618.1648,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.2306700050830841},{"word":"animals","start":2619.025,"end":2619.505,"confidence":0.9741211,"punctuated_word":"Animals","sentiment":"negative","sentiment_score":-0.5089086890220642},{"word":"are","start":2619.505,"end":2619.6648,"confidence":0.9941406,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.573987603187561},{"word":"just","start":2619.6648,"end":2619.9048,"confidence":1.0,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.6138562560081482},{"word":"as","start":2619.9048,"end":2620.065,"confidence":0.99121094,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.5912675857543945},{"word":"expensive","start":2620.065,"end":2620.565,"confidence":0.99902344,"punctuated_word":"expensive","sentiment":"negative","sentiment_score":-0.5170184969902039},{"word":"as","start":2620.625,"end":2620.865,"confidence":0.99121094,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.4480580985546112},{"word":"children","start":2620.865,"end":2621.365,"confidence":0.86816406,"punctuated_word":"children,","sentiment":"negative","sentiment_score":-0.5207730531692505},{"word":"if","start":2621.4248,"end":2621.585,"confidence":0.9770508,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.4479104280471802},{"word":"not","start":2621.585,"end":2621.9048,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4234965443611145},{"word":"just","start":2621.9048,"end":2622.2249,"confidence":0.64746094,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.5177627801895142},{"word":"as","start":2622.2249,"end":2622.3848,"confidence":0.9941406,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.3907635807991028},{"word":"nice","start":2622.3848,"end":2622.785,"confidence":0.99609375,"punctuated_word":"nice.","sentiment":"negative","sentiment_score":-0.3339259624481201},{"word":"i've","start":2622.785,"end":2622.9448,"confidence":0.9970703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.2219088077545166},{"word":"got","start":2622.9448,"end":2623.1848,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.18865108489990232},{"word":"children","start":2623.1848,"end":2623.6648,"confidence":0.99902344,"punctuated_word":"children","sentiment":"neutral","sentiment_score":-0.19958961009979248},{"word":"and","start":2623.6648,"end":2623.9048,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.21332836151123047},{"word":"animals","start":2623.9048,"end":2624.4048,"confidence":0.90625,"punctuated_word":"animals,","sentiment":"neutral","sentiment_score":-0.15011905133724213},{"word":"and","start":2624.4648,"end":2624.625,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10823161154985428},{"word":"my","start":2624.625,"end":2624.865,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1960521936416626},{"word":"animals","start":2624.865,"end":2625.265,"confidence":0.99902344,"punctuated_word":"animals","sentiment":"neutral","sentiment_score":-0.15909269452095032},{"word":"are","start":2625.265,"end":2625.48,"confidence":0.9941406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1854381263256073},{"word":"definitely","start":2625.64,"end":2625.96,"confidence":1.0,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.0913621261715889},{"word":"my","start":2625.96,"end":2626.46,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.2178624123334885},{"word":"kids","start":2634.84,"end":2635.09,"confidence":0.99609375,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":0.06590714305639267},{"word":"yeah","start":2635.09,"end":2635.59,"confidence":0.90649414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06069345027208328},{"word":"yep","start":2639.415,"end":2639.915,"confidence":0.8249512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04958557337522507},{"word":"wow","start":2642.5352,"end":2643.0352,"confidence":0.9970703,"punctuated_word":"Wow.","sentiment":"positive","sentiment_score":0.39539071917533875},{"word":"yep","start":2652.23,"end":2652.73,"confidence":0.9797363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1494753360748291},{"word":"yeah","start":2664.085,"end":2664.585,"confidence":0.9069824,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2755091190338135},{"word":"oh","start":2666.885,"end":2667.2048,"confidence":0.8679199,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.6351591348648071},{"word":"that's","start":2667.2048,"end":2667.605,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7377115488052368},{"word":"lovely","start":2667.605,"end":2668.105,"confidence":1.0,"punctuated_word":"lovely.","sentiment":"positive","sentiment_score":0.7441838979721069},{"word":"that's","start":2668.645,"end":2669.045,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6017407178878784},{"word":"excellent","start":2669.045,"end":2669.545,"confidence":1.0,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.5778143405914307},{"word":"yeah","start":2673.525,"end":2673.845,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3537868857383728},{"word":"nice","start":2673.845,"end":2674.345,"confidence":0.9975586,"punctuated_word":"Nice.","sentiment":"positive","sentiment_score":0.7086286544799805},{"word":"they're","start":2674.9648,"end":2675.2048,"confidence":0.99316406,"punctuated_word":"They're","sentiment":"positive","sentiment_score":0.7155040502548218},{"word":"gorgeous","start":2675.2048,"end":2675.7048,"confidence":1.0,"punctuated_word":"gorgeous","sentiment":"positive","sentiment_score":0.809015691280365},{"word":"dogs","start":2675.765,"end":2676.265,"confidence":0.9980469,"punctuated_word":"dogs.","sentiment":"positive","sentiment_score":0.6763544082641602},{"word":"yeah","start":2681.05,"end":2681.55,"confidence":0.96118164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03755955398082733},{"word":"wow","start":2686.09,"end":2686.59,"confidence":0.99365234,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.05432796478271485},{"word":"yes","start":2697.305,"end":2697.805,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.26494765281677246},{"word":"yep","start":2702.585,"end":2703.085,"confidence":0.99194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08915577828884125}],"paragraphs":{"transcript":"\nHi, Neil. It's Dana from Oakley Financial. How are you this morning? I'm very well. Thank you.\n\nI had you booked in this morning just to have a bit of a chat about your applying for Stem to engage pension. Yeah. All good. Is now still a good time there for you? Yeah.\n\nFantastic. I can see here your conversation we had with my colleague the other day. But before we jump into the call and go through things, I do just need to let you know, Neil, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep.\n\nFantastic. And I just I'm discussing your personal information, so I'll do security with you as well. I'll just get you to confirm your full name, your date of birth, and address I should have on file. Yep. Beautiful.\n\nThank you so much for that. So having a look at the the note that you the conversation you had with my colleague, Michelle, the other day that you're wanting to you're starting to apply for the age pension now through Centrelink. Yeah. Fantastic. Fantastic.\n\nHaving a look here, I can see that one of the comp part of the conversation was that you're also looking at sort of paying off or you've got here you've got $80,000 left in your home, and you wanted to sort of pay this off. Is that right? Yeah. Yeah. Beautiful.\n\nNow have you started the application for age pension, or were you sort of up to with that? Okay. Okay. Yes. Okay.\n\nOkay. Fantastic. Yeah. Okay. Yep.\n\nBeautiful. Beautiful. So she fills out all the paperwork for you. Yeah. Mhmm.\n\nSo sorry. What sort of questions would Centrelink ask you? Yeah. Yeah. So what they're gonna do is they're gonna look at yourself and Kirsten as well.\n\nSo the both of you oh, sorry. Camilla, your partners. Your wife's name is Camilla. I'm so sorry. I was looking at the wrong section here.\n\nYeah. They're gonna ask about both of you because you're technically together as a couple. Even though you're 67 and she's technically not, they're gonna ask about all your joint assets. So they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at. When you think about your contents, if you turned your house upside down and everything fell out, that's considered content.\n\nWhen we apply for Centrelink, I like to make sure everyone is aware Centrelink don't wanna know what your content is valued at for your insurance purposes. They wanna know what your fire sale value was. So if you needed money tomorrow and you had to have a garage sale today and you had everything on your front lawn, you'd be selling things for 50¢ a dollar. You know, $5 at the very most probably to try and liquidate it to get rid of it fast. So they want your fire sale value.\n\nSo, realistically, whenever I'm applying for Centrelink with some of my clients, we're looking at generally about a 10 to maybe $15,000 valuation on content. And with your cars, they're gonna look at all that. So how what cars do you have, any boats, if you've got investment properties, which having a look here, you don't have. They wanna know how much you have in all your savings accounts as well. They're also gonna assess your wife's income because she's still working at the moment, isn't she?\n\nYeah. You're right. I can send you an email after the call if you like with a bit of a breakdown on what they're sort of gonna wanna know. Yeah. That's okay.\n\nYeah. Because, yeah, they're gonna want you to provide yeah. Abs Absolutely. It is. Yes.\n\nThey do. They do. It's something I deal with a lot in this job is helping people to maximize getting pension payments and dealing with Centrelink. It's not easy. And it it makes it harder because some of the workers that work for Centrelink, they all have different opinions of the rule.\n\nThe rule can differ quite significantly depending on who you're speaking to or how long they've worked there or what they do there as well. So but I'm happy to send you an email with a a list of what they're gonna look at for you. Yeah. Yeah. Oh, really?\n\nMhmm. Yep. Wow. Right. Right.\n\nWow. Yes. Yep. Yeah. Okay.\n\nNo. Understandable. Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think? Yeah. Nice.\n\nNice. Take it. Okay. Wow. Wow.\n\nAnd you decided not to do that? Oh, yeah. No. That's okay. That's absolutely not a problem at all.\n\nNo. Not an issue. So you've you've so you haven't officially applied for the age pension as of yet. You've started the paperwork there. Yeah.\n\nMhmm. Yeah. Yeah. Well, it sort of depends. So what what they're probably gonna do is they're gonna assess you on both.\n\nThey have what's called the income test and the asset test. They're gonna look at all your assets, and then they're also gonna look at the income. So income is what your wife is earning on a weekly or fortnightly basis. They're also gonna look at what you have in the way of savings, what you have in super because your super is fully accessible once you hit age 67 as well, and they assume a deemed rate of return. So even though you're not drawing anything out of super, because that money is there, they're gonna deem you at a set rate that they assume you can make or leave or draw from that money.\n\nSo you are actually still gonna be assessed on that. And if they'll look at the income test, and because your wife is still working, they're probably gonna work out that the income test is gonna possibly pay you less age pension, which means they're probably gonna make you declare her income every fortnight to determine how much you get every fortnight. Does that make sense? Yeah. It's a little you're super.\n\nYep. Yep. Yep. Your home, your main primary residence, that is fully exempt. So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that.\n\nBut they are gonna wanna know, you know, obviously, what the value of it is. There are limits to the main home exemption, though. I've got here that your property is quite high. How how many acres do you have or how many hectares do you have? When did you buy it?\n\nSorry. In 2000? Mhmm. Yes. Yeah.\n\nYeah. Yeah. Yeah. Yeah. So the Centrelink ruling on the main residence exemption is two hectares, but the difference so your 6.25 acres is about 2.53 hectares when you convert it.\n\nSo the additional point five three hectares, so long as you can't live on it, it has no value. They won't assess you on it. So, yeah, I can see where that's come from. Yeah. So that should be fine.\n\nYeah. Yep. Yep. Yep. No.\n\nIt's not. Yep. It's a bit swampy. Yeah. Yeah.\n\nSaid no. Yep. Yeah. Yeah. Fair enough.\n\nYeah. No. That's perfect. That's it. Yeah.\n\nNo. That's okay. That doesn't matter. As long as you can't live on it, can't make money from it, and it's land that's unusable, you're fine. Yeah.\n\nYep. No. Perfect. Well, that works in your favor because it means that your the total of your your property is gonna be considered under the main residence exemption for Centrelink. So your house, they're gonna ask you the value of it, how much you have in a loan, and things like that just so they understand, but they won't assess you on that.\n\nFrom the assets I have here, you've got your Ford x r six. You've got your huge. You've got your savings account there. If you've got any, you know, other cars, boats, or caravans, things like that, they're gonna ask you for those values. When you value anything for Centrelink, we use FireSale values.\n\nSo whilst, you know, your Ford x r six, you might be able to get, you know, 30 or 50,000 for that. Realistically, when you look at valuing things to Centrelink, you wanna if you had to sell that car quickly tomorrow, what's the lowest amount you would take for that? So you kind of only wanna give them fire sale values to lower it's about realistically lowering the value of any of your assets. So if you had to sell it quickly, what is the least amount of money you'd probably take for that? Does that make sense?\n\nYeah. It's all about fire sale values. And when you're talking to them, when they're asking for those sorts of things, they're asking for fire sale values. They don't want anything unrealistic. Like, if you've got a $50,000 car and you tell them you you can sell that for, you know, $5, they're probably gonna go, hey.\n\nThat might be a bit unrealistic. But if you're, you know, telling them if you had to sell it quickly, the more the least you'd take is that 10 or 15,000, then you're being a bit more honest with that. And when they look at the vehicles, they can also use places like red books and things to revalue assets. So they will they can and do check on what we put on the application form. So just about being realistic, but at the same time, making sure it's a fire sale value.\n\nWhat's the least amount you would expect to get for that vehicle if you had to sell it quickly. Okay? Yep. When it comes to bank accounts, they're gonna ask for your bank account statement. They're gonna ask for a sent a superannuation statement showing the value of your super at a certain date, and they deem that.\n\nSo when we look at deeming rates, like, if you, in your super, get you know, just looking at the current deeming rates because they have just changed a little bit. But with your super, like, if you got a having a look at your return on your super at the moment, you still had a really good return on super for this year. Your super for the last twelve months has returned about 19.59%. Is that right? Yeah.\n\nYou've had a 19% return. So your super has done really, really well for this year, which is great, but they don't want they're not gonna assess you at having a 19% return on your super. They're gonna look at your financial assets like your bank account, your superannuation, and they have what's called the deeming. So they assume a certain rate of return for every year for everything over a certain value under the current deeming sorry. Now I'm just looking for the because I just updated these, and I knew what the old deeming rates were.\n\nThere we go. So with the deeming rates there, Neil, they'll assess the first 106,200 of combined financial assets at 1.25%. Anything over that is deemed to have earned 3.25%. It is. They do.\n\nThey absolutely do. Oh, I actually kind of enjoy it. It's a little bit of fun I'm trying to get people as much pension as possible, but it's not gonna be something that's gonna be around forever, unfortunately. There's some point all of this will probably have to change the structure the way it is because we spend a lot of of money on age pension and Centrelink and things like that. So I think I need some time in the next ten years, it'll all change.\n\nA 100%. Yeah. Yeah. That's exactly the way I'm heading. Yeah.\n\nYeah. Yeah. Mhmm. Had to wait to 67. Yeah.\n\nYeah. Yeah. And they'll they'll always grandfather it. So same as when the changes came in around that 1960, 1961 period, they'll be grandfathered. So, you know, people who had been born before those years were still able to access the age pension when they hit the the age that was grandfathered before the change.\n\nSo the same thing. Like, when they change this, they'll probably grandfather it to anyone who's currently on it will still get the old rules until something changes. But anyone applying for it after a certain year or, you know, when the change comes in, then they'll have to adhere to different circumstances. So it means that lots of different people will be on different rules. But yeah.\n\nNo. Look. It's it's all understandable. It's all crazy, isn't it? So I just you're right.\n\nSorry. Yeah. Yeah. Yeah. Alright.\n\nAbsolutely. So I just wanted to sort of find out what you wanted to sort of do moving forward. I'm happy to send you an email after the call that sort of outlines the rules and restrictions and so sorry. I just sneezed. The rules and restrictions and what Centrelink are gonna wanna ask you for with regard to the questions and what you'll need to provide to them based on what I know.\n\nBut with regard to your super, are you wanting to look at maybe drawing down any money out of super at the moment, or are you happy just to leave it as it is and just apply for age pension, or what are you sort of hoping would like to do? Yep. Yep. Yep. Yeah.\n\nOkay. Absolutely. Yeah. Yeah. Wow.\n\nYeah. Oh, that's a shame. See, I value that kind of that kind of Yeah. Yeah. Absolutely.\n\nI mean, you've got a really good super balance. So having a look at your balance at the moment, as I said, you've had, you know, a decent return. Okay. Yep. And are you wanting to sort of have that paid off now, or are you wanting to hold off and maybe do that down the track?\n\nAre you wanting to withdraw money at because you are over 65. So you actually do have access to your super regardless of whether you're working or not. Once you turn 65, it all becomes unrestricted, nonpossessed, so you do have access to those funds. So if you wanted to pay your home off, you could withdraw. Yeah.\n\nNo. No. At 65, it doesn't matter. The rule is under legislation between 60 to 65. In order for you to access the funds, you have to meet a condition of release such as fully retire.\n\nAt 65, it doesn't matter whether you're working or not. At 65, they give you full access to your suit full access to your super. It's made unrestricted, nonpreserved, accessible at 65 regardless, and you can access it tax free. It's up to you. Yeah.\n\nYep. Yep. Yes. So you need a payout figure. Yeah.\n\nCan I make a little suggestion for you? So how old is Camilla at the moment? Okay. And is she she's still working. Right?\n\nIs she working more than ten hours per week? Yes. So, realistically, she won't be able to access that money from her super until she fully retires. So between 60 to 65, you have to meet the condition of release. You have to stop working with the intention to retire or drop your hours below ten hours per week.\n\nSo the yeah. But her super, because she's under 67, is not assessed by Centrelink at this point. So whilst everything jointly, your at your, you know, your cars, your boats, caravans, your savings account, your super is all gonna be assessed by Centrelink for the age pension. Hers is actually sheltered. Hers is not assessed until she reaches age 67.\n\nSo taking that extra money out of your super could provide greater benefit because you're taking it out of the super system, which is assessed by Centrelink, putting it into your home, which is an exempt asset, which means that when you give them the updated super statement, you've got that money left. You've got a little bit less in your super for them to assess. Does that make sense? Yeah. And yeah.\n\nThat's okay. Yeah. Yeah. The only sort of thing I would wanna say is if I do provide updated advice when it comes to because Centrelink is an aspect of that, to a limited extent, I would wanna make sure I scope her into it. I don't have to do any advice for her around that, but it's just making sure we understand enough about your total circumstances, and that includes your part and circumstances to provide updated advice.\n\nDid you wanna did you wanna look at taking the money? Do you are you sort of just gonna speak to the bank and get a payout figure and then look at taking the money out of super, or what's your thoughts around accessing that money to pay off your mortgage? Yep. Yep. So we've got we've got two options that you'll be able to do.\n\nOne is I can provide personalized advice where I show you an advice document on drawing the money out, how that looks for you so far, you know, the outcome. If you wanna draw a bit of a a regular pension payment down, we can do that for you as well. And I can provide a whole advice document around moving you into pension phase, drawing down an income, the access to Centrelink, how that looks for you, and drawing the money down to pay your mortgage. Or you can just call and give us directions and say, hey, Dana. I just wanna take that that money out for my mortgage.\n\nI need this amount. And you tell us give us the direction whether you want it paid out of, you know, your super, when you want it paid out, if you want it paid proportionately across all of your investments. And you can do it under a transaction without advice, which means it's a faster process, and you're just giving us the direction to withdraw the money to your bank account. Does that make sense? Yeah.\n\nSo this yeah. Absolutely. Absolutely. And, looking, if Camilla wants to have a bit of a chat, I don't have to give her any advice. But if she wants to be included in the conversation with you, it's absolutely fine because this is all about you.\n\nSorry? Oh, lucky. But no. Look. If she ever wanted to just be included, we don't have to do any advice for her.\n\nDon't have to bring her on board or anything like that. It's more just about including both of you guys in the conversation so she can kind of get an understanding of what we're doing to help you and how it works. She doesn't have to seek any advice. And if she decides she wants to look at coming on board, I'm more than happy to have that conversation, explain what advisers do, how we do it, and we can always, you know, just to start off small. I don't ever want anyone to feel like they have to come on board in any way, shape, or form, but, yeah, just, you know, work the conversation down the track if she's open to having it or even if we're just updating advice on yourself just so she can understand how the advice works and how the benefit is to both of you as well for what we're doing.\n\nOkay? Yeah. All good. Yeah. All good.\n\nWell, so far, everything looks like it's okay. So you're from what I understand, you're happy just applying for the age pension. Did you want any advice around the age pension application, or are you happy just to give it a go and see what happens and maybe just ask any additional questions you have as yep. Okay. Yes.\n\nYes. Yeah. Okay. Yeah. That's really strange.\n\nYeah. So do you have any documentation to show like, do you still have any of the documents from when you purchased the house, like the sales? It's hard. Yeah. Mhmm.\n\nMhmm. Yep. Yep. Yep. Yep.\n\nYep. Oh, no. Yep. Yep. Yep.\n\nOh, no. Yes. Mhmm. Yeah. Yep.\n\nYep. Yep. Yes. Yeah. Mhmm.\n\nYep. Yes. Yeah. Yep. Yep.\n\nYep. Yeah. Yes. Yeah. Definitely.\n\nYeah. No. That's okay. Well, feel free to let me know what you wanna do moving forward. If you decide you do wanna look at advice, I can absolutely help you out.\n\nYou're an ongoing client, so we're here to help you. To give you an idea and I'll put this in the email to kinda clarify so you can have a chat to Camilla about what you guys wanna do moving forward. But when it comes to personal advice, we can look at structures on how best to structure your super so that you get, you know, as much age pension as possible to maximize age pension as ways of sheltering money. I would need to take Camilla's circumstances, income, and super into consideration for that sort of thing. It's very limited, though.\n\nWe don't have to bring her on board. She doesn't have to pay a fee or anything. It's just making sure we understand your whole family circumstances to the fullest to make sure the advice is appropriate because Centrelink cable that into consideration. We can advise on, you know, the expected pension payment received. We can't apply for it for you, but we can give you advice on how to structure everything else and how to so that you can maximize the age pension benefit there for you as well.\n\nWe can always look at moving you into pension phase and drawing down a regular income to supplement what you don't have at the moment to cover the bills. And there's other things that we can definitely do to help. So it just comes down to what you guys want us to do and what level of advice. Or if you just wanna draw down the money as a transaction with that advice to pay the mortgage, you can do that, and you can just direct me to do that as well. Okay?\n\nYeah. Yeah. Okay. Yeah. Wow.\n\nOkay. Yes. Yep. Yep. The part time.\n\nYeah. Yeah. Oh, that's really nice. Oh, that's lovely. Yeah.\n\nYep. Yes. Like a tour? Yeah. Yeah.\n\nYeah. No. Yep. Mhmm. Yep.\n\nYeah. Oh, wow. She sounds amazing, honestly, and Canada sounds incredible. Oh, wow. Yeah.\n\nYeah. Yeah. Oh, wow. That sounds fantastic. Oh, that's awesome.\n\nYeah. No. That's okay. Beautiful. Well, if you like, what I can do is I can generate that email for you.\n\nI'll pop in there a bit of detail around what Centrelink is gonna request and ask for. I can pop in there the thresholds that they have for you guys to review as well. And then I can put in there as well a bit of detail on what kind of personal advice we can provide that's helping you out or the information around us requesting the the transaction without advice to draw down the money for the the loan repayment. Okay? And then you can let me know what you wanna do.\n\nYep. Yep. Yeah. Absolutely. Absolutely.\n\nI do have a couple of calls throughout the day, but if you need anything, just call. If I'm available, I'll make sure I take the call there and then. I'll let the team know to stop me no matter what I'm doing. If I'm on a phone call, I'll try to call you back straight away. Okay?\n\nYep. All good. What time are you going to see him tomorrow? Mhmm. Yep.\n\nOkay. Yep. Okay. Perfect. Yep.\n\nYep. Yeah. No. That's okay. Yeah.\n\nNo. Definitely. I mean, if you decide you don't wanna go back and you wanna retire fully and just, you know, enjoy golfing and your other hobbies and, you know, enjoy this some time for yourself, there's nothing wrong with that in any way, shape, or form. And, you know, we can always supplement sorry. You're at yeah.\n\nAbsolutely. It's fine for you. Absolutely. And, look, as I said, you're at an age where you can be if you're getting the age pension and Camilla is doing some work and you need a little bit more to supplement, we can draw down a bit of an income out of out of your super in pension phase to kinda help you along. And we'll keep monitoring things.\n\nYou don't stop in a client. Through pension phase, we're still here to help you, still do reviews, still guide you along. I'd probably just wanna reassess, you know, the amount of risk that you're taking, maybe do a risk profile to see if we drop your portfolio risk a little bit more and maybe move you into something a bit more conservative for drawing a bit of income. Yep. Yeah.\n\nAbsolutely. So normally yeah. Correct. So while there's no contributions going in, normally, when you're in that retirement phase, we look at something a little bit more conservative, so a bit more defensive where you take less risk in those growth assets like Australian international shares and property and things like that. And you move into more lower risk investments like cash, bonds, fixed interest.\n\nYou still have some of those individual those growth assets that you're kind of swapping it out and having more of those defensive investments than you do of those growth investments. So you're taking less risk in the market. But because you're drawing income out, you wanna make sure your portfolio is also generating income. So dividends and income that gets paid out of those to help with what you're drawing down on a regular basis for income, but also so it gets reinvested back in for compounding. So it's, you know, looking at absolutely.\n\nYeah. Absolutely. If you decided to, let me know. I'll definitely make a lot of time for you. We can send it out.\n\nBut yeah. Well, yep. That sounds great. Yep. Yeah.\n\nYep. Yep. No. Honestly, if you ever did, I would a 110 be there for you. It would not be an issue at all.\n\nYep. Yep. Yes. Yeah. Yes.\n\nYeah. Yes. Yes. The new baby there. It's world changing.\n\nYep. They're so cute. No. That's okay. Not a problem at all.\n\nWell, I'll send you the email afterwards, and then you can let me know what you'd like to do. Did you want me to maybe book in a time next week for me to call you back and maybe touch base and answer any questions. I mean, if you have questions tomorrow while you're seeing the the doing the settling stuff, feel free to call me. I will I'll let everyone here know to stop me and, you know, I'll take the call. If I'm on another call, I'll call you straight back as soon as I'm off.\n\nSo I'll I'll promise you that. Yeah. No. That's okay. Yeah.\n\nThat's okay. I always make time for you, Neil. But did you want me to do a bit of a catch up for next week as well, or do you wanted to see how tomorrow goes and I'll send you this in this email? Yeah. Yep.\n\nThat's okay. I have the current time fully booked. So between ten to eleven, my time is full at the moment. But would I be able to do it at, say, 11:30 next this time next week? Say 11:30.\n\nYep. Perfect. Yep. Yep. So that's what?\n\n11:30. 09:30 your time. Yeah. That's okay. I'll oh, did you?\n\nYeah. Yeah. Yeah. Oh, no. That's okay.\n\nAnimals are just as expensive as children, if not just as nice. I've got children and animals, and my animals are definitely my kids. Yeah. Yep. Wow.\n\nYep. Yeah. Oh, that's lovely. That's excellent. Yeah.\n\nNice. They're gorgeous dogs. Yeah. Wow. Yes.\n\nYep.","paragraphs":[{"sentences":[{"text":"Hi, Neil.","start":2.32,"end":2.8799999,"sentiment":"neutral","sentiment_score":0.10656124353408813},{"text":"It's Dana from Oakley Financial.","start":2.8799999,"end":4.5,"sentiment":"neutral","sentiment_score":0.13392049968242645},{"text":"How are you this morning?","start":4.56,"end":5.7,"sentiment":"neutral","sentiment_score":0.20834050476551055},{"text":"I'm very well.","start":7.8399997,"end":8.8,"sentiment":"positive","sentiment_score":0.6145886778831482},{"text":"Thank you.","start":8.8,"end":9.44,"sentiment":"positive","sentiment_score":0.6864698231220245}],"sentiment":"neutral","sentiment_score":0.3024195993647856,"num_words":17,"start":2.32,"end":9.44},{"sentences":[{"text":"I had you booked in this morning just to have a bit of a chat about your applying for Stem to engage pension.","start":9.44,"end":13.86,"sentiment":"neutral","sentiment_score":0.1740106975902682},{"text":"Yeah.","start":15.765,"end":16.085001,"sentiment":"neutral","sentiment_score":0.27432066202163696},{"text":"All good.","start":16.085001,"end":16.405,"sentiment":"positive","sentiment_score":0.5304922461509705},{"text":"Is now still a good time there for you?","start":16.405,"end":18.505001,"sentiment":"positive","sentiment_score":0.427844289276335},{"text":"Yeah.","start":19.605,"end":20.005001,"sentiment":"neutral","sentiment_score":0.2980818748474121}],"sentiment":"neutral","sentiment_score":0.26350643547872704,"num_words":36,"start":9.44,"end":20.005001},{"sentences":[{"text":"Fantastic.","start":20.005001,"end":20.505001,"sentiment":"positive","sentiment_score":0.5439098477363586},{"text":"I can see here your conversation we had with my colleague the other day.","start":21.525,"end":24.565,"sentiment":"neutral","sentiment_score":0.28228615650108885},{"text":"But before we jump into the call and go through things, I do just need to let you know, Neil, we do record our calls for quality and training purposes.","start":24.565,"end":30.949999,"sentiment":"neutral","sentiment_score":0.17539936949809393},{"text":"Are you happy for me to proceed with that?","start":31.33,"end":33.67,"sentiment":"neutral","sentiment_score":0.2715338104301029},{"text":"Yep.","start":35.89,"end":36.29,"sentiment":"neutral","sentiment_score":0.1529281586408615}],"sentiment":"neutral","sentiment_score":0.22462962865829467,"num_words":55,"start":20.005001,"end":36.29},{"sentences":[{"text":"Fantastic.","start":36.29,"end":36.79,"sentiment":"positive","sentiment_score":0.48109865188598633},{"text":"And I just I'm discussing your personal information, so I'll do security with you as well.","start":36.85,"end":40.93,"sentiment":"neutral","sentiment_score":0.20333612896502018},{"text":"I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":40.93,"end":45.03,"sentiment":"neutral","sentiment_score":0.13794260509312153},{"text":"Yep.","start":50.964996,"end":51.464996,"sentiment":"neutral","sentiment_score":0.016336917877197266},{"text":"Beautiful.","start":55.284996,"end":55.784996,"sentiment":"positive","sentiment_score":0.47240376472473145}],"sentiment":"neutral","sentiment_score":0.1790274230715556,"num_words":39,"start":36.29,"end":55.784996},{"sentences":[{"text":"Thank you so much for that.","start":55.925,"end":57.704998,"sentiment":"positive","sentiment_score":0.6182874937852224},{"text":"So having a look at the the note that you the conversation you had with my colleague, Michelle, the other day that you're wanting to you're starting to apply for the age pension now through Centrelink.","start":58.324997,"end":67.84,"sentiment":"neutral","sentiment_score":0.1771636630098025},{"text":"Yeah.","start":69.58,"end":69.979996,"sentiment":"neutral","sentiment_score":0.1772874891757965},{"text":"Fantastic.","start":69.979996,"end":70.479996,"sentiment":"positive","sentiment_score":0.3665112853050232},{"text":"Fantastic.","start":70.86,"end":71.36,"sentiment":"positive","sentiment_score":0.3415220081806183}],"sentiment":"neutral","sentiment_score":0.2438430580827925,"num_words":45,"start":55.925,"end":71.36},{"sentences":[{"text":"Having a look here, I can see that one of the comp part of the conversation was that you're also looking at sort of paying off or you've got here you've got $80,000 left in your home, and you wanted to sort of pay this off.","start":72.315,"end":82.475,"sentiment":"neutral","sentiment_score":0.12577107524418313},{"text":"Is that right?","start":82.475,"end":83.295,"sentiment":"neutral","sentiment_score":0.12028520305951436},{"text":"Yeah.","start":84.97,"end":85.369995,"sentiment":"neutral","sentiment_score":0.09349539130926132},{"text":"Yeah.","start":85.369995,"end":85.61,"sentiment":"neutral","sentiment_score":0.13674108684062958},{"text":"Beautiful.","start":85.61,"end":86.09,"sentiment":"neutral","sentiment_score":0.2800152599811554}],"sentiment":"neutral","sentiment_score":0.1280110924719618,"num_words":52,"start":72.315,"end":86.09},{"sentences":[{"text":"Now have you started the application for age pension, or were you sort of up to with that?","start":86.09,"end":90.67,"sentiment":"neutral","sentiment_score":0.06350430866910352},{"text":"Okay.","start":99.064995,"end":99.564995,"sentiment":"neutral","sentiment_score":-0.03647572547197342},{"text":"Okay.","start":103.305,"end":103.805,"sentiment":"neutral","sentiment_score":-0.02064332738518715},{"text":"Yes.","start":109.71999,"end":110.21999,"sentiment":"neutral","sentiment_score":0.02826143428683281},{"text":"Okay.","start":114.36,"end":114.86,"sentiment":"neutral","sentiment_score":0.04019295796751976}],"sentiment":"neutral","sentiment_score":0.05247331342913888,"num_words":22,"start":86.09,"end":114.86},{"sentences":[{"text":"Okay.","start":117.479996,"end":117.979996,"sentiment":"neutral","sentiment_score":0.09305620193481444},{"text":"Fantastic.","start":118.119995,"end":118.619995,"sentiment":"neutral","sentiment_score":0.039701394736766815},{"text":"Yeah.","start":130.295,"end":130.795,"sentiment":"neutral","sentiment_score":-0.006147459149360657},{"text":"Okay.","start":131.175,"end":131.675,"sentiment":"neutral","sentiment_score":0.1412004828453064},{"text":"Yep.","start":132.07,"end":132.31,"sentiment":"neutral","sentiment_score":0.2731231451034546}],"sentiment":"neutral","sentiment_score":0.10818675309419631,"num_words":5,"start":117.479996,"end":132.31},{"sentences":[{"text":"Beautiful.","start":132.31,"end":132.81,"sentiment":"positive","sentiment_score":0.7299246788024902},{"text":"Beautiful.","start":133.03,"end":133.43001,"sentiment":"positive","sentiment_score":0.6942285299301147},{"text":"So she fills out all the paperwork for you.","start":133.43001,"end":135.61,"sentiment":"neutral","sentiment_score":0.16968701283137003},{"text":"Yeah.","start":137.27,"end":137.77,"sentiment":"neutral","sentiment_score":0.042863424867391586},{"text":"Mhmm.","start":148.16501,"end":148.66501,"sentiment":"neutral","sentiment_score":-0.03941487520933151}],"sentiment":"neutral","sentiment_score":0.22729114414407656,"num_words":13,"start":132.31,"end":148.66501},{"sentences":[{"text":"So sorry.","start":149.845,"end":150.485,"sentiment":"neutral","sentiment_score":-0.0748164989054203},{"text":"What sort of questions would Centrelink ask you?","start":150.485,"end":153.225,"sentiment":"neutral","sentiment_score":-0.08228264655917883},{"text":"Yeah.","start":157.3,"end":157.8,"sentiment":"neutral","sentiment_score":-0.06160653382539749},{"text":"Yeah.","start":158.82,"end":159.22,"sentiment":"neutral","sentiment_score":-0.03166480362415314},{"text":"So what they're gonna do is they're gonna look at yourself and Kirsten as well.","start":159.22,"end":163.46,"sentiment":"neutral","sentiment_score":-0.029846601436535516}],"sentiment":"neutral","sentiment_score":-0.049957945528957576,"num_words":27,"start":149.845,"end":163.46},{"sentences":[{"text":"So the both of you oh, sorry.","start":163.46,"end":164.66,"sentiment":"neutral","sentiment_score":-0.046162525457995277},{"text":"Camilla, your partners.","start":164.66,"end":165.8,"sentiment":"neutral","sentiment_score":-0.05306555579106013},{"text":"Your wife's name is Camilla.","start":166.1,"end":167.46,"sentiment":"neutral","sentiment_score":-0.05335045531392098},{"text":"I'm so sorry.","start":167.46,"end":168.1,"sentiment":"neutral","sentiment_score":-0.1543279786904653},{"text":"I was looking at the wrong section here.","start":168.1,"end":169.875,"sentiment":"neutral","sentiment_score":-0.21644465997815132}],"sentiment":"neutral","sentiment_score":-0.11321645530943687,"num_words":26,"start":163.46,"end":169.875},{"sentences":[{"text":"Yeah.","start":170.435,"end":170.675,"sentiment":"neutral","sentiment_score":-0.06428033113479614},{"text":"They're gonna ask about both of you because you're technically together as a couple.","start":170.675,"end":174.855,"sentiment":"neutral","sentiment_score":-0.015548591169395618},{"text":"Even though you're 67 and she's technically not, they're gonna ask about all your joint assets.","start":175.635,"end":181.315,"sentiment":"neutral","sentiment_score":-0.07830577180720866},{"text":"So they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at.","start":181.315,"end":192.58,"sentiment":"neutral","sentiment_score":-0.05687576446395654},{"text":"When you think about your contents, if you turned your house upside down and everything fell out, that's considered content.","start":192.88,"end":198.5,"sentiment":"neutral","sentiment_score":-0.13254166655242444}],"sentiment":"neutral","sentiment_score":-0.07356436576016924,"num_words":77,"start":170.435,"end":198.5},{"sentences":[{"text":"When we apply for Centrelink, I like to make sure everyone is aware Centrelink don't wanna know what your content is valued at for your insurance purposes.","start":199.04,"end":207.905,"sentiment":"neutral","sentiment_score":-0.13134921245552875},{"text":"They wanna know what your fire sale value was.","start":208.285,"end":210.765,"sentiment":"neutral","sentiment_score":-0.1676799472835329},{"text":"So if you needed money tomorrow and you had to have a garage sale today and you had everything on your front lawn, you'd be selling things for 50¢ a dollar.","start":210.765,"end":219.59,"sentiment":"neutral","sentiment_score":-0.2036167877415816},{"text":"You know, $5 at the very most probably to try and liquidate it to get rid of it fast.","start":219.73,"end":224.39,"sentiment":"neutral","sentiment_score":-0.2769277503615932},{"text":"So they want your fire sale value.","start":224.60999,"end":226.54999,"sentiment":"neutral","sentiment_score":-0.14852209389209747}],"sentiment":"neutral","sentiment_score":-0.18984058487188557,"num_words":93,"start":199.04,"end":226.54999},{"sentences":[{"text":"So, realistically, whenever I'm applying for Centrelink with some of my clients, we're looking at generally about a 10 to maybe $15,000 valuation on content.","start":226.96501,"end":237.945,"sentiment":"neutral","sentiment_score":0.02451753780245781},{"text":"And with your cars, they're gonna look at all that.","start":238.565,"end":240.93,"sentiment":"neutral","sentiment_score":0.011899287626147271},{"text":"So how what cars do you have, any boats, if you've got investment properties, which having a look here, you don't have.","start":241.01,"end":248.06999,"sentiment":"neutral","sentiment_score":0.00815140845423395},{"text":"They wanna know how much you have in all your savings accounts as well.","start":248.45,"end":251.48999,"sentiment":"neutral","sentiment_score":0.02591184021106788},{"text":"They're also gonna assess your wife's income because she's still working at the moment, isn't she?","start":251.48999,"end":256.455,"sentiment":"neutral","sentiment_score":0.023160607554018497}],"sentiment":"neutral","sentiment_score":0.018903422886612772,"num_words":87,"start":226.96501,"end":256.455},{"sentences":[{"text":"Yeah.","start":257.81497,"end":258.31497,"sentiment":"neutral","sentiment_score":0.06580587476491928},{"text":"You're right.","start":261.01498,"end":261.75497,"sentiment":"neutral","sentiment_score":0.1735089272260666},{"text":"I can send you an email after the call if you like with a bit of a breakdown on what they're sort of gonna wanna know.","start":261.97498,"end":267.51498,"sentiment":"neutral","sentiment_score":0.1727200783789158},{"text":"Yeah.","start":269.43,"end":269.67,"sentiment":"neutral","sentiment_score":0.1327279508113861},{"text":"That's okay.","start":269.67,"end":270.57,"sentiment":"neutral","sentiment_score":0.15342526137828827}],"sentiment":"neutral","sentiment_score":0.1669726325199008,"num_words":32,"start":257.81497,"end":270.57},{"sentences":[{"text":"Yeah.","start":272.55,"end":273.03,"sentiment":"neutral","sentiment_score":0.05412653833627701},{"text":"Because, yeah, they're gonna want you to provide yeah.","start":273.03,"end":276.65,"sentiment":"neutral","sentiment_score":0.04883860517293215},{"text":"Abs Absolutely.","start":276.79,"end":278.01,"sentiment":"neutral","sentiment_score":-0.02333074389025569},{"text":"It is.","start":286.00497,"end":286.745,"sentiment":"neutral","sentiment_score":-0.12429622188210487},{"text":"Yes.","start":291.60498,"end":292.10498,"sentiment":"neutral","sentiment_score":-0.04988417029380798}],"sentiment":"neutral","sentiment_score":0.009902392203609148,"num_words":15,"start":272.55,"end":292.10498},{"sentences":[{"text":"They do.","start":292.405,"end":293.125,"sentiment":"neutral","sentiment_score":-0.07940816134214401},{"text":"They do.","start":293.125,"end":293.525,"sentiment":"neutral","sentiment_score":-0.04393334127962589},{"text":"It's something I deal with a lot in this job is helping people to maximize getting pension payments and dealing with Centrelink.","start":293.525,"end":301.07,"sentiment":"neutral","sentiment_score":-0.012103436345403845},{"text":"It's not easy.","start":301.13,"end":302.17,"sentiment":"negative","sentiment_score":-0.3532915612061818},{"text":"And it it makes it harder because some of the workers that work for Centrelink, they all have different opinions of the rule.","start":302.17,"end":307.87,"sentiment":"neutral","sentiment_score":-0.20103657925906387}],"sentiment":"neutral","sentiment_score":-0.11916681945037383,"num_words":52,"start":292.405,"end":307.87},{"sentences":[{"text":"The rule can differ quite significantly depending on who you're speaking to or how long they've worked there or what they do there as well.","start":308.555,"end":315.195,"sentiment":"neutral","sentiment_score":-0.12840620905160904},{"text":"So but I'm happy to send you an email with a a list of what they're gonna look at for you.","start":315.195,"end":320.415,"sentiment":"positive","sentiment_score":0.460205241328194},{"text":"Yeah.","start":323.22998,"end":323.72998,"sentiment":"neutral","sentiment_score":0.009272703900933266},{"text":"Yeah.","start":331.22998,"end":331.72998,"sentiment":"neutral","sentiment_score":-0.026012178510427475},{"text":"Oh, really?","start":335.405,"end":336.225,"sentiment":"neutral","sentiment_score":-0.0025188978761434555}],"sentiment":"neutral","sentiment_score":0.12864755142480136,"num_words":50,"start":308.555,"end":336.225},{"sentences":[{"text":"Mhmm.","start":343.325,"end":343.565,"sentiment":"neutral","sentiment_score":-0.0010766632622107863},{"text":"Yep.","start":343.565,"end":344.065,"sentiment":"neutral","sentiment_score":0.032561082392930984},{"text":"Wow.","start":354.69998,"end":355.19998,"sentiment":"neutral","sentiment_score":-0.25248369574546814},{"text":"Right.","start":357.355,"end":357.855,"sentiment":"neutral","sentiment_score":-0.011909322813153269},{"text":"Right.","start":358.475,"end":358.975,"sentiment":"neutral","sentiment_score":0.007573651149868965}],"sentiment":"neutral","sentiment_score":-0.045066989655606446,"num_words":5,"start":343.325,"end":358.975},{"sentences":[{"text":"Wow.","start":359.995,"end":360.495,"sentiment":"neutral","sentiment_score":-0.004196427762508392},{"text":"Yes.","start":363.275,"end":363.775,"sentiment":"neutral","sentiment_score":0.05041871219873428},{"text":"Yep.","start":365.435,"end":365.935,"sentiment":"neutral","sentiment_score":0.07474417984485626},{"text":"Yeah.","start":390.105,"end":390.585,"sentiment":"neutral","sentiment_score":-0.034270353615283966},{"text":"Okay.","start":390.585,"end":391.085,"sentiment":"neutral","sentiment_score":-0.04343268647789955}],"sentiment":"neutral","sentiment_score":0.008652684837579727,"num_words":5,"start":359.995,"end":391.085},{"sentences":[{"text":"No.","start":391.225,"end":391.545,"sentiment":"neutral","sentiment_score":-0.16839659214019775},{"text":"Understandable.","start":391.545,"end":392.045,"sentiment":"neutral","sentiment_score":-0.12922324240207672},{"text":"Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think?","start":392.97,"end":403.95,"sentiment":"neutral","sentiment_score":-0.04630984527033728},{"text":"Yeah.","start":406.585,"end":406.905,"sentiment":"neutral","sentiment_score":0.1432141363620758},{"text":"Nice.","start":406.905,"end":407.405,"sentiment":"positive","sentiment_score":0.39091756939888}],"sentiment":"neutral","sentiment_score":-0.036023229360580444,"num_words":41,"start":391.225,"end":407.405},{"sentences":[{"text":"Nice.","start":407.54498,"end":408.04498,"sentiment":"positive","sentiment_score":0.33357110619544983},{"text":"Take it.","start":415.065,"end":415.805,"sentiment":"neutral","sentiment_score":0.021572894416749477},{"text":"Okay.","start":417.64,"end":418.14,"sentiment":"neutral","sentiment_score":0.009711367078125477},{"text":"Wow.","start":422.04,"end":422.54,"sentiment":"neutral","sentiment_score":0.0001952722668647766},{"text":"Wow.","start":431.975,"end":432.475,"sentiment":"neutral","sentiment_score":-0.04607564210891723}],"sentiment":"neutral","sentiment_score":0.0567579820441703,"num_words":6,"start":407.54498,"end":432.475},{"sentences":[{"text":"And you decided not to do that?","start":432.695,"end":434.555,"sentiment":"neutral","sentiment_score":-0.18762274725096567},{"text":"Oh, yeah.","start":439.095,"end":449.83002,"sentiment":"neutral","sentiment_score":-0.1496725156903267},{"text":"No.","start":449.83002,"end":450.07,"sentiment":"neutral","sentiment_score":-0.08796747028827667},{"text":"That's okay.","start":450.07,"end":450.79,"sentiment":"neutral","sentiment_score":0.008601078763604162},{"text":"That's absolutely not a problem at all.","start":450.79,"end":452.63,"sentiment":"neutral","sentiment_score":0.04922794550657272}],"sentiment":"neutral","sentiment_score":-0.07046705033434064,"num_words":19,"start":432.695,"end":452.63},{"sentences":[{"text":"No.","start":452.63,"end":452.87,"sentiment":"neutral","sentiment_score":-0.012587293982505798},{"text":"Not an issue.","start":452.87,"end":453.85,"sentiment":"neutral","sentiment_score":-0.05350004881620407},{"text":"So you've you've so you haven't officially applied for the age pension as of yet.","start":454.71002,"end":459.265,"sentiment":"neutral","sentiment_score":-0.03250692710280419},{"text":"You've started the paperwork there.","start":459.265,"end":461.285,"sentiment":"neutral","sentiment_score":-0.043164338916540146},{"text":"Yeah.","start":462.225,"end":462.725,"sentiment":"neutral","sentiment_score":0.06969986855983734}],"sentiment":"neutral","sentiment_score":-0.03227252691984177,"num_words":25,"start":452.63,"end":462.725},{"sentences":[{"text":"Mhmm.","start":464.785,"end":465.285,"sentiment":"neutral","sentiment_score":-0.039733849465847015},{"text":"Yeah.","start":466.945,"end":467.445,"sentiment":"neutral","sentiment_score":-0.1434633731842041},{"text":"Yeah.","start":472.08,"end":472.47998,"sentiment":"neutral","sentiment_score":-0.10432875156402588},{"text":"Well, it sort of depends.","start":472.47998,"end":473.59998,"sentiment":"neutral","sentiment_score":-0.010865507274866104},{"text":"So what what they're probably gonna do is they're gonna assess you on both.","start":473.59998,"end":478.0,"sentiment":"neutral","sentiment_score":0.0696255045809916}],"sentiment":"neutral","sentiment_score":0.028768343342976135,"num_words":22,"start":464.785,"end":478.0},{"sentences":[{"text":"They have what's called the income test and the asset test.","start":478.0,"end":480.825,"sentiment":"neutral","sentiment_score":0.07163705270398747},{"text":"They're gonna look at all your assets, and then they're also gonna look at the income.","start":481.065,"end":484.905,"sentiment":"neutral","sentiment_score":0.12506478326395154},{"text":"So income is what your wife is earning on a weekly or fortnightly basis.","start":484.905,"end":488.685,"sentiment":"neutral","sentiment_score":0.16326386108994484},{"text":"They're also gonna look at what you have in the way of savings, what you have in super because your super is fully accessible once you hit age 67 as well, and they assume a deemed rate of return.","start":489.065,"end":502.09998,"sentiment":"neutral","sentiment_score":0.2716677188873291},{"text":"So even though you're not drawing anything out of super, because that money is there, they're gonna deem you at a set rate that they assume you can make or leave or draw from that money.","start":502.15997,"end":514.315,"sentiment":"neutral","sentiment_score":0.13140417490568426}],"sentiment":"neutral","sentiment_score":0.175864909486524,"num_words":116,"start":478.0,"end":514.315},{"sentences":[{"text":"So you are actually still gonna be assessed on that.","start":514.695,"end":516.775,"sentiment":"neutral","sentiment_score":0.2376386120915413},{"text":"And if they'll look at the income test, and because your wife is still working, they're probably gonna work out that the income test is gonna possibly pay you less age pension, which means they're probably gonna make you declare her income every fortnight to determine how much you get every fortnight.","start":516.775,"end":534.55,"sentiment":"neutral","sentiment_score":0.11754126717837957},{"text":"Does that make sense?","start":534.55,"end":535.61,"sentiment":"neutral","sentiment_score":0.11350697837769985},{"text":"Yeah.","start":539.52496,"end":540.02496,"sentiment":"neutral","sentiment_score":0.07018539309501648},{"text":"It's a little you're super.","start":540.165,"end":545.305,"sentiment":"neutral","sentiment_score":0.05106933861970901}],"sentiment":"neutral","sentiment_score":0.12872350019299322,"num_words":72,"start":514.695,"end":545.305},{"sentences":[{"text":"Yep.","start":546.40497,"end":546.90497,"sentiment":"neutral","sentiment_score":0.03954488784074783},{"text":"Yep.","start":548.805,"end":549.205,"sentiment":"neutral","sentiment_score":0.07237773388624191},{"text":"Yep.","start":549.205,"end":549.705,"sentiment":"neutral","sentiment_score":0.08162818849086761},{"text":"Your home, your main primary residence, that is fully exempt.","start":550.165,"end":554.04,"sentiment":"neutral","sentiment_score":0.05086817927658558},{"text":"So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that.","start":554.04,"end":560.14,"sentiment":"neutral","sentiment_score":-0.02705141322930222}],"sentiment":"neutral","sentiment_score":0.002223613853048947,"num_words":36,"start":546.40497,"end":560.14},{"sentences":[{"text":"But they are gonna wanna know, you know, obviously, what the value of it is.","start":560.44,"end":563.66,"sentiment":"neutral","sentiment_score":-0.02080873822172483},{"text":"There are limits to the main home exemption, though.","start":564.04,"end":568.33496,"sentiment":"neutral","sentiment_score":-0.21385773519674936},{"text":"I've got here that your property is quite high.","start":568.33496,"end":571.39496,"sentiment":"neutral","sentiment_score":-0.12430870119068357},{"text":"How how many acres do you have or how many hectares do you have?","start":572.175,"end":575.63495,"sentiment":"neutral","sentiment_score":-0.03087823394369999},{"text":"When did you buy it?","start":589.52997,"end":590.25,"sentiment":"neutral","sentiment_score":-0.09271648973226547}],"sentiment":"neutral","sentiment_score":-0.081759744705498,"num_words":52,"start":560.44,"end":590.25},{"sentences":[{"text":"Sorry.","start":590.25,"end":590.56995,"sentiment":"neutral","sentiment_score":-0.07263968884944916},{"text":"In 2000?","start":590.56995,"end":591.55,"sentiment":"neutral","sentiment_score":-0.045877326279878616},{"text":"Mhmm.","start":595.905,"end":596.405,"sentiment":"neutral","sentiment_score":-0.02115502953529358},{"text":"Yes.","start":596.625,"end":597.125,"sentiment":"neutral","sentiment_score":0.015345636755228044},{"text":"Yeah.","start":613.12006,"end":613.62006,"sentiment":"neutral","sentiment_score":0.03322665020823479}],"sentiment":"neutral","sentiment_score":-0.022829513996839523,"num_words":6,"start":590.25,"end":613.62006},{"sentences":[{"text":"Yeah.","start":616.415,"end":616.815,"sentiment":"neutral","sentiment_score":0.06219595670700073},{"text":"Yeah.","start":616.815,"end":617.315,"sentiment":"neutral","sentiment_score":0.04852226376533508},{"text":"Yeah.","start":617.615,"end":618.115,"sentiment":"neutral","sentiment_score":0.040357425808906555},{"text":"Yeah.","start":624.57495,"end":625.07495,"sentiment":"neutral","sentiment_score":-0.06487174332141876},{"text":"So the Centrelink ruling on the main residence exemption is two hectares, but the difference so your 6.25 acres is about 2.53 hectares when you convert it.","start":625.21497,"end":638.54,"sentiment":"neutral","sentiment_score":-0.11516417976882723}],"sentiment":"neutral","sentiment_score":-0.09752351454188747,"num_words":31,"start":616.415,"end":638.54},{"sentences":[{"text":"So the additional point five three hectares, so long as you can't live on it, it has no value.","start":638.83997,"end":644.7,"sentiment":"neutral","sentiment_score":-0.3012494884039226},{"text":"They won't assess you on it.","start":645.345,"end":646.945,"sentiment":"neutral","sentiment_score":-0.3184140423933665},{"text":"So, yeah, I can see where that's come from.","start":646.945,"end":649.185,"sentiment":"neutral","sentiment_score":-0.02325330126202769},{"text":"Yeah.","start":649.185,"end":649.505,"sentiment":"neutral","sentiment_score":0.1025344654917717},{"text":"So that should be fine.","start":649.505,"end":650.885,"sentiment":"neutral","sentiment_score":0.2022216409444809}],"sentiment":"neutral","sentiment_score":-0.16824653937947004,"num_words":40,"start":638.83997,"end":650.885},{"sentences":[{"text":"Yeah.","start":656.46497,"end":656.96497,"sentiment":"neutral","sentiment_score":0.051762934774160385},{"text":"Yep.","start":664.48,"end":664.98,"sentiment":"neutral","sentiment_score":0.03230350464582443},{"text":"Yep.","start":674.895,"end":675.395,"sentiment":"neutral","sentiment_score":0.045776933431625366},{"text":"Yep.","start":677.775,"end":678.275,"sentiment":"neutral","sentiment_score":-0.0023041926324367523},{"text":"No.","start":678.575,"end":678.895,"sentiment":"neutral","sentiment_score":-0.07118810713291168}],"sentiment":"neutral","sentiment_score":0.01127021461725235,"num_words":5,"start":656.46497,"end":678.895},{"sentences":[{"text":"It's not.","start":678.895,"end":679.555,"sentiment":"neutral","sentiment_score":-0.13595280051231384},{"text":"Yep.","start":685.31,"end":685.81,"sentiment":"neutral","sentiment_score":-0.07167264074087143},{"text":"It's a bit swampy.","start":687.79004,"end":688.77,"sentiment":"neutral","sentiment_score":-0.25165946036577225},{"text":"Yeah.","start":688.83,"end":689.33,"sentiment":"neutral","sentiment_score":-0.04281063377857208},{"text":"Yeah.","start":690.51,"end":691.01,"sentiment":"neutral","sentiment_score":-0.03673890605568886}],"sentiment":"neutral","sentiment_score":-0.15886284700698322,"num_words":9,"start":678.895,"end":691.01},{"sentences":[{"text":"Said no.","start":693.23004,"end":694.05005,"sentiment":"neutral","sentiment_score":-0.11746316403150558},{"text":"Yep.","start":695.08496,"end":695.58496,"sentiment":"neutral","sentiment_score":-0.0422721728682518},{"text":"Yeah.","start":703.725,"end":704.225,"sentiment":"neutral","sentiment_score":-0.06991507112979889},{"text":"Yeah.","start":704.285,"end":704.685,"sentiment":"neutral","sentiment_score":-0.12385013699531557},{"text":"Fair enough.","start":704.685,"end":705.505,"sentiment":"neutral","sentiment_score":-0.32004299759864807}],"sentiment":"neutral","sentiment_score":-0.15872138632195337,"num_words":7,"start":693.23004,"end":705.505},{"sentences":[{"text":"Yeah.","start":706.94,"end":707.44,"sentiment":"neutral","sentiment_score":-0.12200160324573515},{"text":"No.","start":707.5,"end":707.74,"sentiment":"negative","sentiment_score":-0.4065674543380738},{"text":"That's perfect.","start":707.74,"end":708.48,"sentiment":"negative","sentiment_score":-0.4353986084461212},{"text":"That's it.","start":709.26,"end":710.08,"sentiment":"neutral","sentiment_score":-0.31024160981178284},{"text":"Yeah.","start":712.14,"end":712.64,"sentiment":"neutral","sentiment_score":-0.1276479214429855}],"sentiment":"neutral","sentiment_score":-0.30678534507751465,"num_words":7,"start":706.94,"end":712.64},{"sentences":[{"text":"No.","start":713.1,"end":713.33997,"sentiment":"neutral","sentiment_score":-0.15494875609874725},{"text":"That's okay.","start":713.33997,"end":714.06,"sentiment":"neutral","sentiment_score":-0.04648513626307249},{"text":"That doesn't matter.","start":714.06,"end":715.18,"sentiment":"neutral","sentiment_score":-0.13213278849919638},{"text":"As long as you can't live on it, can't make money from it, and it's land that's unusable, you're fine.","start":715.18,"end":720.96,"sentiment":"neutral","sentiment_score":-0.2810716934502125},{"text":"Yeah.","start":722.025,"end":722.525,"sentiment":"neutral","sentiment_score":-0.061426687985658646}],"sentiment":"neutral","sentiment_score":-0.23433992411527368,"num_words":27,"start":713.1,"end":722.525},{"sentences":[{"text":"Yep.","start":725.065,"end":725.465,"sentiment":"neutral","sentiment_score":0.05556771904230118},{"text":"No.","start":725.465,"end":725.705,"sentiment":"neutral","sentiment_score":0.08511357754468918},{"text":"Perfect.","start":725.705,"end":726.185,"sentiment":"positive","sentiment_score":0.3921626210212707},{"text":"Well, that works in your favor because it means that your the total of your your property is gonna be considered under the main residence exemption for Centrelink.","start":726.185,"end":734.905,"sentiment":"neutral","sentiment_score":0.33102371437208994},{"text":"So your house, they're gonna ask you the value of it, how much you have in a loan, and things like that just so they understand, but they won't assess you on that.","start":734.905,"end":742.62,"sentiment":"neutral","sentiment_score":0.03658303601497954}],"sentiment":"neutral","sentiment_score":0.17201168919564225,"num_words":64,"start":725.065,"end":742.62},{"sentences":[{"text":"From the assets I have here, you've got your Ford x r six.","start":742.62,"end":746.62,"sentiment":"neutral","sentiment_score":0.03439146222976538},{"text":"You've got your huge.","start":746.62,"end":748.08,"sentiment":"neutral","sentiment_score":0.053580159321427345},{"text":"You've got your savings account there.","start":748.22003,"end":750.24,"sentiment":"neutral","sentiment_score":0.053600908567508064},{"text":"If you've got any, you know, other cars, boats, or caravans, things like that, they're gonna ask you for those values.","start":750.58496,"end":755.725,"sentiment":"neutral","sentiment_score":-0.03191183893276112},{"text":"When you value anything for Centrelink, we use FireSale values.","start":756.26495,"end":760.52496,"sentiment":"neutral","sentiment_score":0.015330970846116542}],"sentiment":"neutral","sentiment_score":0.008632892380572028,"num_words":54,"start":742.62,"end":760.52496},{"sentences":[{"text":"So whilst, you know, your Ford x r six, you might be able to get, you know, 30 or 50,000 for that.","start":760.665,"end":767.17004,"sentiment":"neutral","sentiment_score":-0.03631267214024609},{"text":"Realistically, when you look at valuing things to Centrelink, you wanna if you had to sell that car quickly tomorrow, what's the lowest amount you would take for that?","start":767.23004,"end":775.25,"sentiment":"neutral","sentiment_score":-0.08424603810598111},{"text":"So you kind of only wanna give them fire sale values to lower it's about realistically lowering the value of any of your assets.","start":775.39,"end":783.35504,"sentiment":"neutral","sentiment_score":-0.1618274236097932},{"text":"So if you had to sell it quickly, what is the least amount of money you'd probably take for that?","start":783.41504,"end":787.655,"sentiment":"neutral","sentiment_score":-0.12773170992732047},{"text":"Does that make sense?","start":787.655,"end":788.635,"sentiment":"neutral","sentiment_score":-0.033595203422009945}],"sentiment":"neutral","sentiment_score":-0.09914027344473082,"num_words":99,"start":760.665,"end":788.635},{"sentences":[{"text":"Yeah.","start":790.375,"end":790.875,"sentiment":"neutral","sentiment_score":0.014812476933002472},{"text":"It's all about fire sale values.","start":792.06995,"end":793.91,"sentiment":"neutral","sentiment_score":-0.02064834286769231},{"text":"And when you're talking to them, when they're asking for those sorts of things, they're asking for fire sale values.","start":793.91,"end":798.64996,"sentiment":"neutral","sentiment_score":-0.039674966037273406},{"text":"They don't want anything unrealistic.","start":798.87,"end":800.25,"sentiment":"neutral","sentiment_score":-0.17678060084581376},{"text":"Like, if you've got a $50,000 car and you tell them you you can sell that for, you know, $5, they're probably gonna go, hey.","start":800.38995,"end":808.02496,"sentiment":"neutral","sentiment_score":-0.13071325600147246}],"sentiment":"neutral","sentiment_score":-0.08867212816288597,"num_words":57,"start":790.375,"end":808.02496},{"sentences":[{"text":"That might be a bit unrealistic.","start":808.02496,"end":809.245,"sentiment":"neutral","sentiment_score":-0.18666267643372217},{"text":"But if you're, you know, telling them if you had to sell it quickly, the more the least you'd take is that 10 or 15,000, then you're being a bit more honest with that.","start":809.625,"end":817.485,"sentiment":"neutral","sentiment_score":0.07104676260667689},{"text":"And when they look at the vehicles, they can also use places like red books and things to revalue assets.","start":817.545,"end":824.39,"sentiment":"neutral","sentiment_score":0.08879604153335094},{"text":"So they will they can and do check on what we put on the application form.","start":824.39,"end":829.37,"sentiment":"neutral","sentiment_score":0.11693948926404119},{"text":"So just about being realistic, but at the same time, making sure it's a fire sale value.","start":829.67,"end":834.39,"sentiment":"neutral","sentiment_score":0.1752211578628596}],"sentiment":"neutral","sentiment_score":0.08517555067295669,"num_words":93,"start":808.02496,"end":834.39},{"sentences":[{"text":"What's the least amount you would expect to get for that vehicle if you had to sell it quickly.","start":834.39,"end":838.885,"sentiment":"neutral","sentiment_score":0.08710941162548567},{"text":"Okay?","start":839.025,"end":839.525,"sentiment":"neutral","sentiment_score":0.07516369223594666},{"text":"Yep.","start":841.10504,"end":841.60504,"sentiment":"neutral","sentiment_score":0.13780471682548523},{"text":"When it comes to bank accounts, they're gonna ask for your bank account statement.","start":841.74506,"end":845.525,"sentiment":"neutral","sentiment_score":0.06830602352108274},{"text":"They're gonna ask for a sent a superannuation statement showing the value of your super at a certain date, and they deem that.","start":845.66504,"end":854.64,"sentiment":"neutral","sentiment_score":0.0856140761271767}],"sentiment":"neutral","sentiment_score":0.08264578120975659,"num_words":58,"start":834.39,"end":854.64},{"sentences":[{"text":"So when we look at deeming rates, like, if you, in your super, get you know, just looking at the current deeming rates because they have just changed a little bit.","start":854.64,"end":865.275,"sentiment":"neutral","sentiment_score":0.04829269079791923},{"text":"But with your super, like, if you got a having a look at your return on your super at the moment, you still had a really good return on super for this year.","start":865.995,"end":874.09503,"sentiment":"neutral","sentiment_score":0.32019964041131915},{"text":"Your super for the last twelve months has returned about 19.59%.","start":874.79504,"end":882.94995,"sentiment":"positive","sentiment_score":0.41368753801692615},{"text":"Is that right?","start":882.94995,"end":883.75,"sentiment":"neutral","sentiment_score":0.19929548601309457},{"text":"Yeah.","start":883.75,"end":884.07,"sentiment":"neutral","sentiment_score":0.15589959919452667}],"sentiment":"neutral","sentiment_score":0.21984823447758262,"num_words":79,"start":854.64,"end":884.07},{"sentences":[{"text":"You've had a 19% return.","start":884.07,"end":885.91,"sentiment":"neutral","sentiment_score":0.26801490485668183},{"text":"So your super has done really, really well for this year, which is great, but they don't want they're not gonna assess you at having a 19% return on your super.","start":885.91,"end":894.675,"sentiment":"neutral","sentiment_score":0.17080095194039807},{"text":"They're gonna look at your financial assets like your bank account, your superannuation, and they have what's called the deeming.","start":894.675,"end":901.335,"sentiment":"neutral","sentiment_score":0.010577694931998848},{"text":"So they assume a certain rate of return for every year for everything over a certain value under the current deeming sorry.","start":901.475,"end":914.32996,"sentiment":"neutral","sentiment_score":-0.01530161178247495},{"text":"Now I'm just looking for the because I just updated these, and I knew what the old deeming rates were.","start":914.32996,"end":920.99,"sentiment":"neutral","sentiment_score":-0.02334193259011954}],"sentiment":"neutral","sentiment_score":0.061663100225090674,"num_words":98,"start":884.07,"end":920.99},{"sentences":[{"text":"There we go.","start":933.72,"end":934.62,"sentiment":"neutral","sentiment_score":0.03207386905948321},{"text":"So with the deeming rates there, Neil, they'll assess the first 106,200 of combined financial assets at 1.25%.","start":934.76,"end":945.66,"sentiment":"neutral","sentiment_score":0.09514672433336575},{"text":"Anything over that is deemed to have earned 3.25%.","start":946.455,"end":950.955,"sentiment":"neutral","sentiment_score":0.09373690684636433},{"text":"It is.","start":960.79,"end":961.44995,"sentiment":"neutral","sentiment_score":-0.11907334253191948},{"text":"They do.","start":962.14996,"end":962.97,"sentiment":"neutral","sentiment_score":-0.03092128038406372}],"sentiment":"neutral","sentiment_score":0.06919134002836312,"num_words":34,"start":933.72,"end":962.97},{"sentences":[{"text":"They absolutely do.","start":963.58997,"end":964.97,"sentiment":"neutral","sentiment_score":0.018569093197584152},{"text":"Oh, I actually kind of enjoy it.","start":967.75,"end":969.35,"sentiment":"neutral","sentiment_score":0.19608388947589056},{"text":"It's a little bit of fun I'm trying to get people as much pension as possible, but it's not gonna be something that's gonna be around forever, unfortunately.","start":969.35,"end":978.02496,"sentiment":"neutral","sentiment_score":0.10278744077576059},{"text":"There's some point all of this will probably have to change the structure the way it is because we spend a lot of of money on age pension and Centrelink and things like that.","start":978.245,"end":989.26,"sentiment":"neutral","sentiment_score":-0.24536503632279003},{"text":"So I think I need some time in the next ten years, it'll all change.","start":989.26,"end":993.6,"sentiment":"neutral","sentiment_score":-0.12304797073205312}],"sentiment":"neutral","sentiment_score":-0.06760675802655604,"num_words":87,"start":963.58997,"end":993.6},{"sentences":[{"text":"A 100%.","start":994.875,"end":998.735,"sentiment":"neutral","sentiment_score":-0.0674387076869607},{"text":"Yeah.","start":998.955,"end":999.435,"sentiment":"neutral","sentiment_score":0.0002097347751259804},{"text":"Yeah.","start":999.435,"end":999.915,"sentiment":"neutral","sentiment_score":0.010093431919813156},{"text":"That's exactly the way I'm heading.","start":999.915,"end":1001.775,"sentiment":"neutral","sentiment_score":0.013112574505309263},{"text":"Yeah.","start":1005.115,"end":1005.615,"sentiment":"neutral","sentiment_score":0.00900593027472496}],"sentiment":"neutral","sentiment_score":-0.003353897397491065,"num_words":11,"start":994.875,"end":1005.615},{"sentences":[{"text":"Yeah.","start":1007.93,"end":1008.43,"sentiment":"neutral","sentiment_score":0.01118374429643154},{"text":"Yeah.","start":1008.65,"end":1009.15,"sentiment":"neutral","sentiment_score":-0.0021758228540420532},{"text":"Mhmm.","start":1011.53,"end":1012.03,"sentiment":"neutral","sentiment_score":-0.014319456182420254},{"text":"Had to wait to 67.","start":1012.41003,"end":1013.87,"sentiment":"neutral","sentiment_score":-0.02944859191775322},{"text":"Yeah.","start":1014.25,"end":1014.75,"sentiment":"neutral","sentiment_score":0.010816297493875028}],"sentiment":"neutral","sentiment_score":-0.015748688537213538,"num_words":9,"start":1007.93,"end":1014.75},{"sentences":[{"text":"Yeah.","start":1018.73004,"end":1019.05,"sentiment":"neutral","sentiment_score":0.01979908160865307},{"text":"Yeah.","start":1019.05,"end":1019.29004,"sentiment":"neutral","sentiment_score":0.013419696129858494},{"text":"And they'll they'll always grandfather it.","start":1019.29004,"end":1021.775,"sentiment":"neutral","sentiment_score":0.008211085572838783},{"text":"So same as when the changes came in around that 1960, 1961 period, they'll be grandfathered.","start":1021.775,"end":1027.715,"sentiment":"neutral","sentiment_score":0.03969660762231797},{"text":"So, you know, people who had been born before those years were still able to access the age pension when they hit the the age that was grandfathered before the change.","start":1027.775,"end":1040.01,"sentiment":"neutral","sentiment_score":0.05739559347350751}],"sentiment":"neutral","sentiment_score":0.04539808019657027,"num_words":55,"start":1018.73004,"end":1040.01},{"sentences":[{"text":"So the same thing.","start":1040.23,"end":1041.11,"sentiment":"neutral","sentiment_score":0.046943957917392254},{"text":"Like, when they change this, they'll probably grandfather it to anyone who's currently on it will still get the old rules until something changes.","start":1041.11,"end":1047.6901,"sentiment":"neutral","sentiment_score":0.0511043022852391},{"text":"But anyone applying for it after a certain year or, you know, when the change comes in, then they'll have to adhere to different circumstances.","start":1048.015,"end":1055.235,"sentiment":"neutral","sentiment_score":-0.05450805470347404},{"text":"So it means that lots of different people will be on different rules.","start":1055.775,"end":1060.035,"sentiment":"neutral","sentiment_score":-0.1007413689333659},{"text":"But yeah.","start":1060.095,"end":1060.655,"sentiment":"neutral","sentiment_score":-0.05116763524711132}],"sentiment":"neutral","sentiment_score":-0.02000581393675769,"num_words":68,"start":1040.23,"end":1060.655},{"sentences":[{"text":"No.","start":1060.655,"end":1060.975,"sentiment":"neutral","sentiment_score":-0.13433349132537842},{"text":"Look.","start":1060.975,"end":1061.215,"sentiment":"neutral","sentiment_score":-0.1345735490322113},{"text":"It's it's all understandable.","start":1061.215,"end":1062.355,"sentiment":"neutral","sentiment_score":-0.15864986926317215},{"text":"It's all crazy, isn't it?","start":1065.42,"end":1067.36,"sentiment":"neutral","sentiment_score":-0.2407084435224533},{"text":"So I just you're right.","start":1067.74,"end":1069.34,"sentiment":"neutral","sentiment_score":-0.11070974916219711}],"sentiment":"neutral","sentiment_score":-0.16628734255209565,"num_words":16,"start":1060.655,"end":1069.34},{"sentences":[{"text":"Sorry.","start":1069.34,"end":1069.84,"sentiment":"neutral","sentiment_score":-0.22650352120399475},{"text":"Yeah.","start":1079.755,"end":1080.255,"sentiment":"neutral","sentiment_score":0.03428540378808975},{"text":"Yeah.","start":1082.475,"end":1082.975,"sentiment":"neutral","sentiment_score":0.07092525064945221},{"text":"Yeah.","start":1083.355,"end":1083.855,"sentiment":"neutral","sentiment_score":0.108922079205513},{"text":"Alright.","start":1084.0751,"end":1084.475,"sentiment":"neutral","sentiment_score":0.2604124844074249}],"sentiment":"neutral","sentiment_score":0.049608339369297025,"num_words":5,"start":1069.34,"end":1084.475},{"sentences":[{"text":"Absolutely.","start":1084.475,"end":1084.975,"sentiment":"positive","sentiment_score":0.46949678659439087},{"text":"So I just wanted to sort of find out what you wanted to sort of do moving forward.","start":1085.995,"end":1089.515,"sentiment":"positive","sentiment_score":0.40137741963068646},{"text":"I'm happy to send you an email after the call that sort of outlines the rules and restrictions and so sorry.","start":1089.515,"end":1097.1,"sentiment":"positive","sentiment_score":0.39018880753290086},{"text":"I just sneezed.","start":1097.1,"end":1098.0,"sentiment":"neutral","sentiment_score":-0.1452550639708837},{"text":"The rules and restrictions and what Centrelink are gonna wanna ask you for with regard to the questions and what you'll need to provide to them based on what I know.","start":1099.02,"end":1107.875,"sentiment":"neutral","sentiment_score":0.23440129021483083}],"sentiment":"neutral","sentiment_score":0.3070125689579023,"num_words":74,"start":1084.475,"end":1107.875},{"sentences":[{"text":"But with regard to your super, are you wanting to look at maybe drawing down any money out of super at the moment, or are you happy just to leave it as it is and just apply for age pension, or what are you sort of hoping would like to do?","start":1108.8151,"end":1122.43,"sentiment":"neutral","sentiment_score":0.107710272658105},{"text":"Yep.","start":1128.89,"end":1129.39,"sentiment":"neutral","sentiment_score":-0.09305955469608308},{"text":"Yep.","start":1132.905,"end":1133.405,"sentiment":"neutral","sentiment_score":-0.131450816988945},{"text":"Yep.","start":1139.145,"end":1139.645,"sentiment":"neutral","sentiment_score":-0.1601189225912094},{"text":"Yeah.","start":1144.665,"end":1145.0651,"sentiment":"neutral","sentiment_score":-0.022874321788549423}],"sentiment":"neutral","sentiment_score":0.09246764162724669,"num_words":55,"start":1108.8151,"end":1145.0651},{"sentences":[{"text":"Okay.","start":1145.0651,"end":1145.5651,"sentiment":"neutral","sentiment_score":-0.003937088884413242},{"text":"Absolutely.","start":1149.74,"end":1150.24,"sentiment":"neutral","sentiment_score":0.018489697948098183},{"text":"Yeah.","start":1152.7,"end":1153.2,"sentiment":"neutral","sentiment_score":-0.009843148291110992},{"text":"Yeah.","start":1167.755,"end":1168.255,"sentiment":"neutral","sentiment_score":-0.04608527570962906},{"text":"Wow.","start":1168.5549,"end":1169.0549,"sentiment":"neutral","sentiment_score":-0.06780917942523956}],"sentiment":"neutral","sentiment_score":-0.021836998872458935,"num_words":5,"start":1145.0651,"end":1169.0549},{"sentences":[{"text":"Yeah.","start":1172.41,"end":1172.91,"sentiment":"neutral","sentiment_score":-0.12691153585910797},{"text":"Oh, that's a shame.","start":1174.09,"end":1175.13,"sentiment":"negative","sentiment_score":-0.42543576657772064},{"text":"See, I value that kind of that kind of Yeah.","start":1175.13,"end":1189.145,"sentiment":"neutral","sentiment_score":-0.2928378447890282},{"text":"Yeah.","start":1189.145,"end":1189.545,"sentiment":"neutral","sentiment_score":-0.024962125346064568},{"text":"Absolutely.","start":1189.545,"end":1190.045,"sentiment":"neutral","sentiment_score":0.09370394051074982}],"sentiment":"neutral","sentiment_score":-0.27578183734679923,"num_words":17,"start":1172.41,"end":1190.045},{"sentences":[{"text":"I mean, you've got a really good super balance.","start":1190.265,"end":1192.345,"sentiment":"neutral","sentiment_score":0.23992674052715302},{"text":"So having a look at your balance at the moment, as I said, you've had, you know, a decent return.","start":1192.345,"end":1197.2899,"sentiment":"neutral","sentiment_score":0.14313950724899768},{"text":"Okay.","start":1199.99,"end":1200.47,"sentiment":"neutral","sentiment_score":0.055980850011110306},{"text":"Yep.","start":1200.47,"end":1200.95,"sentiment":"neutral","sentiment_score":0.024459494277834892},{"text":"And are you wanting to sort of have that paid off now, or are you wanting to hold off and maybe do that down the track?","start":1200.95,"end":1207.83,"sentiment":"neutral","sentiment_score":-0.0014240953784722548}],"sentiment":"neutral","sentiment_score":0.08886920481005259,"num_words":57,"start":1190.265,"end":1207.83},{"sentences":[{"text":"Are you wanting to withdraw money at because you are over 65.","start":1207.83,"end":1211.0299,"sentiment":"neutral","sentiment_score":0.025004114645222824},{"text":"So you actually do have access to your super regardless of whether you're working or not.","start":1211.0299,"end":1216.085,"sentiment":"neutral","sentiment_score":0.21441633766517043},{"text":"Once you turn 65, it all becomes unrestricted, nonpossessed, so you do have access to those funds.","start":1216.545,"end":1221.985,"sentiment":"neutral","sentiment_score":0.2262533079175388},{"text":"So if you wanted to pay your home off, you could withdraw.","start":1221.985,"end":1224.405,"sentiment":"neutral","sentiment_score":0.00968739747380217},{"text":"Yeah.","start":1225.62,"end":1226.1,"sentiment":"neutral","sentiment_score":-0.030967267230153084}],"sentiment":"neutral","sentiment_score":0.13210859509377643,"num_words":58,"start":1207.83,"end":1226.1},{"sentences":[{"text":"No.","start":1226.1,"end":1226.34,"sentiment":"neutral","sentiment_score":-0.1201884225010872},{"text":"No.","start":1226.34,"end":1226.58,"sentiment":"neutral","sentiment_score":-0.10085257887840272},{"text":"At 65, it doesn't matter.","start":1226.58,"end":1228.2001,"sentiment":"neutral","sentiment_score":-0.019042374938726424},{"text":"The rule is under legislation between 60 to 65.","start":1229.38,"end":1233.64,"sentiment":"neutral","sentiment_score":0.010412197560071945},{"text":"In order for you to access the funds, you have to meet a condition of release such as fully retire.","start":1233.78,"end":1238.92,"sentiment":"neutral","sentiment_score":0.03458158895373344}],"sentiment":"neutral","sentiment_score":0.013030241140060954,"num_words":36,"start":1226.1,"end":1238.92},{"sentences":[{"text":"At 65, it doesn't matter whether you're working or not.","start":1239.6749,"end":1243.2749,"sentiment":"neutral","sentiment_score":0.06797147393226624},{"text":"At 65, they give you full access to your suit full access to your super.","start":1243.2749,"end":1247.455,"sentiment":"neutral","sentiment_score":0.29805508852005},{"text":"It's made unrestricted, nonpreserved, accessible at 65 regardless, and you can access it tax free.","start":1247.5149,"end":1255.34,"sentiment":"neutral","sentiment_score":0.23870508174101512},{"text":"It's up to you.","start":1255.34,"end":1257.28,"sentiment":"neutral","sentiment_score":0.21235902979969978},{"text":"Yeah.","start":1261.1799,"end":1261.6799,"sentiment":"neutral","sentiment_score":0.025442183017730713}],"sentiment":"neutral","sentiment_score":0.21346656878789266,"num_words":45,"start":1239.6749,"end":1261.6799},{"sentences":[{"text":"Yep.","start":1270.475,"end":1270.975,"sentiment":"neutral","sentiment_score":0.09641783684492113},{"text":"Yep.","start":1271.035,"end":1271.535,"sentiment":"neutral","sentiment_score":0.10389365255832672},{"text":"Yes.","start":1278.81,"end":1279.05,"sentiment":"neutral","sentiment_score":0.030461881309747696},{"text":"So you need a payout figure.","start":1279.05,"end":1280.33,"sentiment":"neutral","sentiment_score":0.009571924184759458},{"text":"Yeah.","start":1280.33,"end":1280.83,"sentiment":"neutral","sentiment_score":0.016593679785728455}],"sentiment":"neutral","sentiment_score":0.030479859560728073,"num_words":10,"start":1270.475,"end":1280.83},{"sentences":[{"text":"Can I make a little suggestion for you?","start":1284.73,"end":1287.39,"sentiment":"neutral","sentiment_score":0.030066397972404957},{"text":"So how old is Camilla at the moment?","start":1288.01,"end":1290.35,"sentiment":"neutral","sentiment_score":-0.008813628228381276},{"text":"Okay.","start":1292.855,"end":1293.175,"sentiment":"neutral","sentiment_score":0.013008945621550083},{"text":"And is she she's still working.","start":1293.175,"end":1294.855,"sentiment":"neutral","sentiment_score":-0.009110947450002035},{"text":"Right?","start":1294.855,"end":1295.355,"sentiment":"neutral","sentiment_score":0.005643012002110481}],"sentiment":"neutral","sentiment_score":0.005583684619826575,"num_words":24,"start":1284.73,"end":1295.355},{"sentences":[{"text":"Is she working more than ten hours per week?","start":1296.695,"end":1298.955,"sentiment":"neutral","sentiment_score":-0.030546290179093678},{"text":"Yes.","start":1300.615,"end":1301.015,"sentiment":"neutral","sentiment_score":-0.014606401324272156},{"text":"So, realistically, she won't be able to access that money from her super until she fully retires.","start":1301.015,"end":1306.84,"sentiment":"neutral","sentiment_score":-0.11484511985498316},{"text":"So between 60 to 65, you have to meet the condition of release.","start":1306.9,"end":1310.42,"sentiment":"neutral","sentiment_score":-0.06511263434703533},{"text":"You have to stop working with the intention to retire or drop your hours below ten hours per week.","start":1310.42,"end":1316.04,"sentiment":"neutral","sentiment_score":-0.15499410307721087}],"sentiment":"neutral","sentiment_score":-0.10225834331269991,"num_words":59,"start":1296.695,"end":1316.04},{"sentences":[{"text":"So the yeah.","start":1316.98,"end":1318.595,"sentiment":"neutral","sentiment_score":-0.04930747921268145},{"text":"But her super, because she's under 67, is not assessed by Centrelink at this point.","start":1319.135,"end":1324.015,"sentiment":"neutral","sentiment_score":-0.20849181115627288},{"text":"So whilst everything jointly, your at your, you know, your cars, your boats, caravans, your savings account, your super is all gonna be assessed by Centrelink for the age pension.","start":1324.015,"end":1333.9601,"sentiment":"neutral","sentiment_score":0.1111650038510561},{"text":"Hers is actually sheltered.","start":1334.26,"end":1335.54,"sentiment":"neutral","sentiment_score":0.14940277487039566},{"text":"Hers is not assessed until she reaches age 67.","start":1335.54,"end":1339.0,"sentiment":"neutral","sentiment_score":0.09654301736089918}],"sentiment":"neutral","sentiment_score":0.025018832234085582,"num_words":61,"start":1316.98,"end":1339.0},{"sentences":[{"text":"So taking that extra money out of your super could provide greater benefit because you're taking it out of the super system, which is assessed by Centrelink, putting it into your home, which is an exempt asset, which means that when you give them the updated super statement, you've got that money left.","start":1339.3,"end":1357.085,"sentiment":"neutral","sentiment_score":0.2826789069288182},{"text":"You've got a little bit less in your super for them to assess.","start":1357.085,"end":1359.5651,"sentiment":"neutral","sentiment_score":-0.18413677123876718},{"text":"Does that make sense?","start":1359.5651,"end":1360.62,"sentiment":"neutral","sentiment_score":0.02968542091548443},{"text":"Yeah.","start":1362.0599,"end":1362.5599,"sentiment":"neutral","sentiment_score":0.05262524634599686},{"text":"And yeah.","start":1363.42,"end":1368.8,"sentiment":"neutral","sentiment_score":-0.022003870457410812}],"sentiment":"neutral","sentiment_score":0.17418579767419867,"num_words":73,"start":1339.3,"end":1368.8},{"sentences":[{"text":"That's okay.","start":1373.515,"end":1374.255,"sentiment":"negative","sentiment_score":-0.5071864724159241},{"text":"Yeah.","start":1382.795,"end":1383.295,"sentiment":"neutral","sentiment_score":0.089313805103302},{"text":"Yeah.","start":1383.515,"end":1384.015,"sentiment":"neutral","sentiment_score":0.08987686783075333},{"text":"The only sort of thing I would wanna say is if I do provide updated advice when it comes to because Centrelink is an aspect of that, to a limited extent, I would wanna make sure I scope her into it.","start":1384.155,"end":1397.53,"sentiment":"neutral","sentiment_score":0.11146340773599904},{"text":"I don't have to do any advice for her around that, but it's just making sure we understand enough about your total circumstances, and that includes your part and circumstances to provide updated advice.","start":1397.53,"end":1408.285,"sentiment":"neutral","sentiment_score":0.03938822667388355}],"sentiment":"neutral","sentiment_score":0.06422806521759758,"num_words":79,"start":1373.515,"end":1408.285},{"sentences":[{"text":"Did you wanna did you wanna look at taking the money?","start":1409.305,"end":1413.03,"sentiment":"neutral","sentiment_score":0.026022532446817917},{"text":"Do you are you sort of just gonna speak to the bank and get a payout figure and then look at taking the money out of super, or what's your thoughts around accessing that money to pay off your mortgage?","start":1413.03,"end":1422.17,"sentiment":"neutral","sentiment_score":-0.006225532176904381},{"text":"Yep.","start":1424.2301,"end":1424.55,"sentiment":"neutral","sentiment_score":0.16443957388401031},{"text":"Yep.","start":1424.55,"end":1425.03,"sentiment":"neutral","sentiment_score":0.17029646039009094},{"text":"So we've got we've got two options that you'll be able to do.","start":1425.03,"end":1428.0549,"sentiment":"neutral","sentiment_score":0.27290341831170595}],"sentiment":"neutral","sentiment_score":0.05938950063886516,"num_words":66,"start":1409.305,"end":1428.0549},{"sentences":[{"text":"One is I can provide personalized advice where I show you an advice document on drawing the money out, how that looks for you so far, you know, the outcome.","start":1428.0549,"end":1437.495,"sentiment":"neutral","sentiment_score":0.326396049062411},{"text":"If you wanna draw a bit of a a regular pension payment down, we can do that for you as well.","start":1437.495,"end":1442.11,"sentiment":"neutral","sentiment_score":0.3120586151878039},{"text":"And I can provide a whole advice document around moving you into pension phase, drawing down an income, the access to Centrelink, how that looks for you, and drawing the money down to pay your mortgage.","start":1442.25,"end":1453.0701,"sentiment":"neutral","sentiment_score":0.2423642265299956},{"text":"Or you can just call and give us directions and say, hey, Dana.","start":1453.785,"end":1457.7051,"sentiment":"neutral","sentiment_score":0.18769453924435836},{"text":"I just wanna take that that money out for my mortgage.","start":1457.7051,"end":1460.5851,"sentiment":"neutral","sentiment_score":0.19695485586469824}],"sentiment":"neutral","sentiment_score":0.2673581709061657,"num_words":111,"start":1428.0549,"end":1460.5851},{"sentences":[{"text":"I need this amount.","start":1460.5851,"end":1461.7251,"sentiment":"neutral","sentiment_score":0.1643959879875183},{"text":"And you tell us give us the direction whether you want it paid out of, you know, your super, when you want it paid out, if you want it paid proportionately across all of your investments.","start":1462.025,"end":1471.9,"sentiment":"neutral","sentiment_score":0.1685139456142982},{"text":"And you can do it under a transaction without advice, which means it's a faster process, and you're just giving us the direction to withdraw the money to your bank account.","start":1472.28,"end":1480.905,"sentiment":"neutral","sentiment_score":0.2545324092911136},{"text":"Does that make sense?","start":1480.905,"end":1481.885,"sentiment":"neutral","sentiment_score":0.16409887000918388},{"text":"Yeah.","start":1483.145,"end":1483.4651,"sentiment":"neutral","sentiment_score":0.08429285883903503}],"sentiment":"neutral","sentiment_score":0.20204314501269868,"num_words":76,"start":1460.5851,"end":1483.4651},{"sentences":[{"text":"So this yeah.","start":1483.4651,"end":1486.105,"sentiment":"neutral","sentiment_score":0.07571332529187202},{"text":"Absolutely.","start":1486.105,"end":1486.605,"sentiment":"neutral","sentiment_score":0.23294273018836975},{"text":"Absolutely.","start":1486.985,"end":1487.485,"sentiment":"neutral","sentiment_score":0.2044115662574768},{"text":"And, looking, if Camilla wants to have a bit of a chat, I don't have to give her any advice.","start":1487.9451,"end":1491.625,"sentiment":"neutral","sentiment_score":0.07608273414662108},{"text":"But if she wants to be included in the conversation with you, it's absolutely fine because this is all about you.","start":1491.625,"end":1497.4801,"sentiment":"neutral","sentiment_score":-0.00024728929357869286}],"sentiment":"neutral","sentiment_score":0.04741208434975504,"num_words":46,"start":1483.4651,"end":1497.4801},{"sentences":[{"text":"Sorry?","start":1497.4801,"end":1497.9801,"sentiment":"neutral","sentiment_score":-0.0230998694896698},{"text":"Oh, lucky.","start":1500.92,"end":1501.74,"sentiment":"neutral","sentiment_score":0.07916179113090038},{"text":"But no.","start":1503.0801,"end":1503.56,"sentiment":"neutral","sentiment_score":-0.06258483976125717},{"text":"Look.","start":1503.56,"end":1504.06,"sentiment":"neutral","sentiment_score":-0.040506619960069656},{"text":"If she ever wanted to just be included, we don't have to do any advice for her.","start":1504.4401,"end":1508.075,"sentiment":"neutral","sentiment_score":-0.03809396341881331}],"sentiment":"neutral","sentiment_score":-0.029480433253490406,"num_words":23,"start":1497.4801,"end":1508.075},{"sentences":[{"text":"Don't have to bring her on board or anything like that.","start":1508.075,"end":1509.995,"sentiment":"neutral","sentiment_score":0.005399627103046937},{"text":"It's more just about including both of you guys in the conversation so she can kind of get an understanding of what we're doing to help you and how it works.","start":1509.995,"end":1518.655,"sentiment":"positive","sentiment_score":0.43659859318887034},{"text":"She doesn't have to seek any advice.","start":1519.275,"end":1520.82,"sentiment":"neutral","sentiment_score":0.09251025851283755},{"text":"And if she decides she wants to look at coming on board, I'm more than happy to have that conversation, explain what advisers do, how we do it, and we can always, you know, just to start off small.","start":1520.82,"end":1531.4,"sentiment":"positive","sentiment_score":0.4842481093528943},{"text":"I don't ever want anyone to feel like they have to come on board in any way, shape, or form, but, yeah, just, you know, work the conversation down the track if she's open to having it or even if we're just updating advice on yourself just so she can understand how the advice works and how the benefit is to both of you as well for what we're doing.","start":1531.86,"end":1550.09,"sentiment":"positive","sentiment_score":0.4007444964987891}],"sentiment":"positive","sentiment_score":0.3872108551661802,"num_words":158,"start":1508.075,"end":1550.09},{"sentences":[{"text":"Okay?","start":1550.23,"end":1550.73,"sentiment":"neutral","sentiment_score":0.04291091114282608},{"text":"Yeah.","start":1551.99,"end":1552.49,"sentiment":"neutral","sentiment_score":0.26249390840530396},{"text":"All good.","start":1553.99,"end":1554.73,"sentiment":"positive","sentiment_score":0.5710846483707428},{"text":"Yeah.","start":1555.6699,"end":1556.07,"sentiment":"positive","sentiment_score":0.47297364473342896},{"text":"All good.","start":1556.07,"end":1556.5499,"sentiment":"positive","sentiment_score":0.5648428499698639}],"sentiment":"positive","sentiment_score":0.43574763728039606,"num_words":7,"start":1550.23,"end":1556.5499},{"sentences":[{"text":"Well, so far, everything looks like it's okay.","start":1556.5499,"end":1558.97,"sentiment":"positive","sentiment_score":0.4053566940128803},{"text":"So you're from what I understand, you're happy just applying for the age pension.","start":1559.715,"end":1563.975,"sentiment":"positive","sentiment_score":0.4107908830046654},{"text":"Did you want any advice around the age pension application, or are you happy just to give it a go and see what happens and maybe just ask any additional questions you have as yep.","start":1564.275,"end":1580.9075,"sentiment":"neutral","sentiment_score":0.19243030324578286},{"text":"Okay.","start":1586.895,"end":1587.395,"sentiment":"neutral","sentiment_score":-0.10760752856731416},{"text":"Yes.","start":1602.43,"end":1602.93,"sentiment":"neutral","sentiment_score":-0.04673567414283752}],"sentiment":"neutral","sentiment_score":0.2639770055095018,"num_words":59,"start":1556.5499,"end":1602.93},{"sentences":[{"text":"Yes.","start":1612.125,"end":1612.625,"sentiment":"neutral","sentiment_score":-0.2090815305709839},{"text":"Yeah.","start":1619.565,"end":1619.965,"sentiment":"neutral","sentiment_score":-0.09425012767314912},{"text":"Okay.","start":1619.965,"end":1620.465,"sentiment":"neutral","sentiment_score":-0.08134989440441132},{"text":"Yeah.","start":1632.46,"end":1632.96,"sentiment":"neutral","sentiment_score":-0.19532720744609833},{"text":"That's really strange.","start":1633.02,"end":1634.32,"sentiment":"negative","sentiment_score":-0.34265748659769696}],"sentiment":"neutral","sentiment_score":-0.22971160284110478,"num_words":7,"start":1612.125,"end":1634.32},{"sentences":[{"text":"Yeah.","start":1634.715,"end":1635.215,"sentiment":"neutral","sentiment_score":-0.12092385441064836},{"text":"So do you have any documentation to show like, do you still have any of the documents from when you purchased the house, like the sales?","start":1635.515,"end":1642.975,"sentiment":"neutral","sentiment_score":-0.07957383259557761},{"text":"It's hard.","start":1648.89,"end":1649.71,"sentiment":"neutral","sentiment_score":-0.31880778074264526},{"text":"Yeah.","start":1649.77,"end":1650.27,"sentiment":"neutral","sentiment_score":-0.209615021944046},{"text":"Mhmm.","start":1658.17,"end":1658.67,"sentiment":"neutral","sentiment_score":-0.1395300179719925}],"sentiment":"neutral","sentiment_score":-0.10247110010635468,"num_words":31,"start":1634.715,"end":1658.67},{"sentences":[{"text":"Mhmm.","start":1669.5751,"end":1670.0751,"sentiment":"neutral","sentiment_score":-0.1424660682678223},{"text":"Yep.","start":1673.3501,"end":1673.8501,"sentiment":"neutral","sentiment_score":-0.08553087711334229},{"text":"Yep.","start":1679.1901,"end":1679.6901,"sentiment":"neutral","sentiment_score":-0.15242443978786469},{"text":"Yep.","start":1680.79,"end":1681.29,"sentiment":"neutral","sentiment_score":-0.12877652049064636},{"text":"Yep.","start":1687.6051,"end":1688.1051,"sentiment":"neutral","sentiment_score":0.03574413061141968}],"sentiment":"neutral","sentiment_score":-0.09469075500965118,"num_words":5,"start":1669.5751,"end":1688.1051},{"sentences":[{"text":"Yep.","start":1692.805,"end":1693.305,"sentiment":"neutral","sentiment_score":0.07470368593931198},{"text":"Oh, no.","start":1709.955,"end":1710.855,"sentiment":"negative","sentiment_score":-0.4167594313621521},{"text":"Yep.","start":1714.0349,"end":1714.5349,"sentiment":"neutral","sentiment_score":-0.14132294058799744},{"text":"Yep.","start":1717.715,"end":1718.215,"sentiment":"neutral","sentiment_score":-0.14407610893249512},{"text":"Yep.","start":1723.49,"end":1723.99,"sentiment":"neutral","sentiment_score":-0.1366963088512421}],"sentiment":"neutral","sentiment_score":-0.19681842252612114,"num_words":6,"start":1692.805,"end":1723.99},{"sentences":[{"text":"Oh, no.","start":1725.8099,"end":1726.63,"sentiment":"negative","sentiment_score":-0.37735535204410553},{"text":"Yes.","start":1738.385,"end":1738.885,"sentiment":"neutral","sentiment_score":-0.21947182714939115},{"text":"Mhmm.","start":1754.24,"end":1754.74,"sentiment":"neutral","sentiment_score":0.043446846306324005},{"text":"Yeah.","start":1754.8,"end":1755.285,"sentiment":"neutral","sentiment_score":0.10298887640237808},{"text":"Yep.","start":1760.3251,"end":1760.8251,"sentiment":"neutral","sentiment_score":0.12845544517040253}],"sentiment":"neutral","sentiment_score":-0.1165485605597496,"num_words":6,"start":1725.8099,"end":1760.8251},{"sentences":[{"text":"Yep.","start":1762.165,"end":1762.665,"sentiment":"neutral","sentiment_score":0.1463320106267929},{"text":"Yep.","start":1765.4451,"end":1765.9451,"sentiment":"neutral","sentiment_score":0.15239202976226807},{"text":"Yes.","start":1780.9149,"end":1781.1549,"sentiment":"neutral","sentiment_score":0.03518015146255493},{"text":"Yeah.","start":1781.1549,"end":1781.6549,"sentiment":"neutral","sentiment_score":0.017409630119800568},{"text":"Mhmm.","start":1784.2749,"end":1784.7749,"sentiment":"neutral","sentiment_score":-0.07363021373748779}],"sentiment":"neutral","sentiment_score":0.05553672164678573,"num_words":5,"start":1762.165,"end":1784.7749},{"sentences":[{"text":"Yep.","start":1801.01,"end":1801.51,"sentiment":"neutral","sentiment_score":-0.06851638853549957},{"text":"Yes.","start":1807.985,"end":1808.485,"sentiment":"neutral","sentiment_score":-0.05444655567407608},{"text":"Yeah.","start":1809.505,"end":1810.005,"sentiment":"neutral","sentiment_score":-0.004885680973529816},{"text":"Yep.","start":1813.345,"end":1813.845,"sentiment":"neutral","sentiment_score":-0.08703937381505966},{"text":"Yep.","start":1827.375,"end":1827.875,"sentiment":"neutral","sentiment_score":-0.02827449142932892}],"sentiment":"neutral","sentiment_score":-0.04863249808549881,"num_words":5,"start":1801.01,"end":1827.875},{"sentences":[{"text":"Yep.","start":1833.3826,"end":1833.8826,"sentiment":"neutral","sentiment_score":-0.031508855521678925},{"text":"Yeah.","start":1846.99,"end":1847.49,"sentiment":"neutral","sentiment_score":-0.19149872660636905},{"text":"Yes.","start":1859.9651,"end":1860.4651,"sentiment":"neutral","sentiment_score":-0.0655464306473732},{"text":"Yeah.","start":1860.925,"end":1861.425,"sentiment":"neutral","sentiment_score":-0.07563026249408722},{"text":"Definitely.","start":1861.805,"end":1862.305,"sentiment":"neutral","sentiment_score":-0.0050569698214530945}],"sentiment":"neutral","sentiment_score":-0.07384824901819229,"num_words":5,"start":1833.3826,"end":1862.305},{"sentences":[{"text":"Yeah.","start":1874.62,"end":1875.02,"sentiment":"neutral","sentiment_score":-0.07145072519779205},{"text":"No.","start":1875.02,"end":1875.18,"sentiment":"neutral","sentiment_score":-0.11979560554027556},{"text":"That's okay.","start":1875.18,"end":1875.8201,"sentiment":"neutral","sentiment_score":0.03452743717934936},{"text":"Well, feel free to let me know what you wanna do moving forward.","start":1875.8201,"end":1878.515,"sentiment":"positive","sentiment_score":0.4118423874561603},{"text":"If you decide you do wanna look at advice, I can absolutely help you out.","start":1878.515,"end":1882.115,"sentiment":"positive","sentiment_score":0.48272340099016825}],"sentiment":"positive","sentiment_score":0.3897690811063512,"num_words":32,"start":1874.62,"end":1882.115},{"sentences":[{"text":"You're an ongoing client, so we're here to help you.","start":1882.115,"end":1884.535,"sentiment":"positive","sentiment_score":0.4343153893947601},{"text":"To give you an idea and I'll put this in the email to kinda clarify so you can have a chat to Camilla about what you guys wanna do moving forward.","start":1885.0751,"end":1891.895,"sentiment":"neutral","sentiment_score":0.24122048866364262},{"text":"But when it comes to personal advice, we can look at structures on how best to structure your super so that you get, you know, as much age pension as possible to maximize age pension as ways of sheltering money.","start":1892.25,"end":1903.87,"sentiment":"neutral","sentiment_score":0.15594527944922448},{"text":"I would need to take Camilla's circumstances, income, and super into consideration for that sort of thing.","start":1904.09,"end":1911.3151,"sentiment":"neutral","sentiment_score":0.132726710070582},{"text":"It's very limited, though.","start":1912.415,"end":1913.6951,"sentiment":"neutral","sentiment_score":-0.07149370573461056}],"sentiment":"neutral","sentiment_score":0.1963645045955976,"num_words":102,"start":1882.115,"end":1913.6951},{"sentences":[{"text":"We don't have to bring her on board.","start":1913.6951,"end":1914.895,"sentiment":"neutral","sentiment_score":0.08679400011897087},{"text":"She doesn't have to pay a fee or anything.","start":1914.895,"end":1916.095,"sentiment":"neutral","sentiment_score":0.06919180270698336},{"text":"It's just making sure we understand your whole family circumstances to the fullest to make sure the advice is appropriate because Centrelink cable that into consideration.","start":1916.095,"end":1923.9701,"sentiment":"neutral","sentiment_score":0.24024147998828155},{"text":"We can advise on, you know, the expected pension payment received.","start":1924.99,"end":1929.0701,"sentiment":"neutral","sentiment_score":0.1727054122496735},{"text":"We can't apply for it for you, but we can give you advice on how to structure everything else and how to so that you can maximize the age pension benefit there for you as well.","start":1929.0701,"end":1938.865,"sentiment":"neutral","sentiment_score":0.21480367958752644}],"sentiment":"neutral","sentiment_score":0.1910672078323033,"num_words":90,"start":1913.6951,"end":1938.865},{"sentences":[{"text":"We can always look at moving you into pension phase and drawing down a regular income to supplement what you don't have at the moment to cover the bills.","start":1939.085,"end":1946.625,"sentiment":"neutral","sentiment_score":0.22964594025036383},{"text":"And there's other things that we can definitely do to help.","start":1947.725,"end":1950.18,"sentiment":"positive","sentiment_score":0.5897973667491566},{"text":"So it just comes down to what you guys want us to do and what level of advice.","start":1950.26,"end":1955.4601,"sentiment":"neutral","sentiment_score":0.2543617917431725},{"text":"Or if you just wanna draw down the money as a transaction with that advice to pay the mortgage, you can do that, and you can just direct me to do that as well.","start":1955.4601,"end":1962.68,"sentiment":"neutral","sentiment_score":0.17731765175566955},{"text":"Okay?","start":1962.7401,"end":1963.2401,"sentiment":"neutral","sentiment_score":0.04640325903892517}],"sentiment":"neutral","sentiment_score":0.2559270857162373,"num_words":93,"start":1939.085,"end":1963.2401},{"sentences":[{"text":"Yeah.","start":1970.035,"end":1970.535,"sentiment":"neutral","sentiment_score":0.02118212915956974},{"text":"Yeah.","start":1970.595,"end":1971.095,"sentiment":"neutral","sentiment_score":0.01846674457192421},{"text":"Okay.","start":1987.09,"end":1987.5701,"sentiment":"neutral","sentiment_score":0.029099635779857635},{"text":"Yeah.","start":1987.5701,"end":1987.97,"sentiment":"neutral","sentiment_score":0.03346848487854004},{"text":"Wow.","start":1987.97,"end":1988.47,"sentiment":"neutral","sentiment_score":0.04475295171141625}],"sentiment":"neutral","sentiment_score":0.029393989220261575,"num_words":5,"start":1970.035,"end":1988.47},{"sentences":[{"text":"Okay.","start":1996.115,"end":1996.615,"sentiment":"neutral","sentiment_score":0.03735891357064247},{"text":"Yes.","start":2006.77,"end":2007.27,"sentiment":"neutral","sentiment_score":0.04129139333963394},{"text":"Yep.","start":2021.185,"end":2021.685,"sentiment":"neutral","sentiment_score":0.012668982148170471},{"text":"Yep.","start":2027.12,"end":2027.62,"sentiment":"neutral","sentiment_score":0.00862840935587883},{"text":"The part time.","start":2027.92,"end":2028.8201,"sentiment":"neutral","sentiment_score":0.007658401504158974}],"sentiment":"neutral","sentiment_score":0.017560414703828946,"num_words":7,"start":1996.115,"end":2028.8201},{"sentences":[{"text":"Yeah.","start":2028.96,"end":2029.46,"sentiment":"neutral","sentiment_score":0.017181850969791412},{"text":"Yeah.","start":2036.8151,"end":2037.3151,"sentiment":"neutral","sentiment_score":0.06456893682479858},{"text":"Oh, that's really nice.","start":2038.655,"end":2040.115,"sentiment":"positive","sentiment_score":0.49573269486427307},{"text":"Oh, that's lovely.","start":2044.095,"end":2045.395,"sentiment":"positive","sentiment_score":0.5882541537284851},{"text":"Yeah.","start":2046.015,"end":2046.515,"sentiment":"neutral","sentiment_score":0.2561466693878174}],"sentiment":"positive","sentiment_score":0.4085590697824955,"num_words":10,"start":2028.96,"end":2046.515},{"sentences":[{"text":"Yep.","start":2053.23,"end":2053.73,"sentiment":"neutral","sentiment_score":0.06354735046625137},{"text":"Yes.","start":2065.565,"end":2066.065,"sentiment":"neutral","sentiment_score":0.01888234168291092},{"text":"Like a tour?","start":2087.355,"end":2088.2551,"sentiment":"neutral","sentiment_score":0.052581065644820534},{"text":"Yeah.","start":2089.8352,"end":2090.3352,"sentiment":"neutral","sentiment_score":0.0958326905965805},{"text":"Yeah.","start":2092.635,"end":2093.135,"sentiment":"neutral","sentiment_score":0.18872582912445068}],"sentiment":"neutral","sentiment_score":0.07496162982923645,"num_words":7,"start":2053.23,"end":2093.135},{"sentences":[{"text":"Yeah.","start":2097.13,"end":2097.63,"sentiment":"neutral","sentiment_score":0.1240089386701584},{"text":"No.","start":2102.09,"end":2102.59,"sentiment":"neutral","sentiment_score":-0.06476649641990662},{"text":"Yep.","start":2103.93,"end":2104.43,"sentiment":"neutral","sentiment_score":0.10909509658813477},{"text":"Mhmm.","start":2111.145,"end":2111.645,"sentiment":"neutral","sentiment_score":0.04796970635652542},{"text":"Yep.","start":2123.32,"end":2123.82,"sentiment":"neutral","sentiment_score":0.21939629316329956}],"sentiment":"neutral","sentiment_score":0.08714070767164231,"num_words":5,"start":2097.13,"end":2123.82},{"sentences":[{"text":"Yeah.","start":2128.52,"end":2129.02,"sentiment":"neutral","sentiment_score":0.1723013073205948},{"text":"Oh, wow.","start":2129.4,"end":2130.2,"sentiment":"neutral","sentiment_score":0.3161632865667343},{"text":"She sounds amazing, honestly, and Canada sounds incredible.","start":2130.2,"end":2133.34,"sentiment":"positive","sentiment_score":0.5552301779389381},{"text":"Oh, wow.","start":2150.66,"end":2151.4001,"sentiment":"neutral","sentiment_score":0.1631452441215515},{"text":"Yeah.","start":2153.78,"end":2154.28,"sentiment":"neutral","sentiment_score":0.056259334087371826}],"sentiment":"positive","sentiment_score":0.40207279473543167,"num_words":14,"start":2128.52,"end":2154.28},{"sentences":[{"text":"Yeah.","start":2158.275,"end":2158.775,"sentiment":"neutral","sentiment_score":0.07854165136814117},{"text":"Yeah.","start":2161.875,"end":2162.375,"sentiment":"neutral","sentiment_score":0.1367158442735672},{"text":"Oh, wow.","start":2162.515,"end":2163.575,"sentiment":"positive","sentiment_score":0.3535940647125244},{"text":"That sounds fantastic.","start":2163.635,"end":2164.6948,"sentiment":"positive","sentiment_score":0.638333280881246},{"text":"Oh, that's awesome.","start":2167.4749,"end":2168.535,"sentiment":"neutral","sentiment_score":0.3066393733024597}],"sentiment":"positive","sentiment_score":0.3757363587617874,"num_words":10,"start":2158.275,"end":2168.535},{"sentences":[{"text":"Yeah.","start":2183.7449,"end":2184.2449,"sentiment":"neutral","sentiment_score":0.06818738579750061},{"text":"No.","start":2184.4648,"end":2184.7048,"sentiment":"neutral","sentiment_score":0.05568252503871918},{"text":"That's okay.","start":2184.7048,"end":2185.525,"sentiment":"neutral","sentiment_score":0.18702096492052078},{"text":"Beautiful.","start":2186.145,"end":2186.645,"sentiment":"positive","sentiment_score":0.5063347816467285},{"text":"Well, if you like, what I can do is I can generate that email for you.","start":2186.7048,"end":2189.9849,"sentiment":"neutral","sentiment_score":0.13985391054302454}],"sentiment":"neutral","sentiment_score":0.1543766281434468,"num_words":21,"start":2183.7449,"end":2189.9849},{"sentences":[{"text":"I'll pop in there a bit of detail around what Centrelink is gonna request and ask for.","start":2189.9849,"end":2194.56,"sentiment":"neutral","sentiment_score":0.11627355305587544},{"text":"I can pop in there the thresholds that they have for you guys to review as well.","start":2194.56,"end":2198.58,"sentiment":"neutral","sentiment_score":0.11070775142049089},{"text":"And then I can put in there as well a bit of detail on what kind of personal advice we can provide that's helping you out or the information around us requesting the the transaction without advice to draw down the money for the the loan repayment.","start":2198.96,"end":2213.3152,"sentiment":"neutral","sentiment_score":0.1499603952657669},{"text":"Okay?","start":2213.695,"end":2214.195,"sentiment":"neutral","sentiment_score":0.14182148873806},{"text":"And then you can let me know what you wanna do.","start":2215.135,"end":2217.395,"sentiment":"neutral","sentiment_score":0.21450663561170752}],"sentiment":"neutral","sentiment_score":0.1441743573554421,"num_words":93,"start":2189.9849,"end":2217.395},{"sentences":[{"text":"Yep.","start":2223.79,"end":2224.29,"sentiment":"neutral","sentiment_score":0.12589000165462494},{"text":"Yep.","start":2226.27,"end":2226.77,"sentiment":"neutral","sentiment_score":0.04155353456735611},{"text":"Yeah.","start":2227.39,"end":2227.87,"sentiment":"neutral","sentiment_score":0.16318440437316897},{"text":"Absolutely.","start":2227.87,"end":2228.37,"sentiment":"positive","sentiment_score":0.3537120223045349},{"text":"Absolutely.","start":2228.75,"end":2229.25,"sentiment":"positive","sentiment_score":0.3909648656845093}],"sentiment":"neutral","sentiment_score":0.21506096571683883,"num_words":5,"start":2223.79,"end":2229.25},{"sentences":[{"text":"I do have a couple of calls throughout the day, but if you need anything, just call.","start":2229.79,"end":2234.605,"sentiment":"neutral","sentiment_score":0.1122387562166242},{"text":"If I'm available, I'll make sure I take the call there and then.","start":2234.605,"end":2237.645,"sentiment":"neutral","sentiment_score":0.04151281972344105},{"text":"I'll let the team know to stop me no matter what I'm doing.","start":2237.645,"end":2240.785,"sentiment":"neutral","sentiment_score":-0.15034206913640866},{"text":"If I'm on a phone call, I'll try to call you back straight away.","start":2241.4849,"end":2244.525,"sentiment":"neutral","sentiment_score":-0.08095527866056987},{"text":"Okay?","start":2244.525,"end":2245.025,"sentiment":"neutral","sentiment_score":0.0381702333688736}],"sentiment":"neutral","sentiment_score":-0.010378018182156414,"num_words":58,"start":2229.79,"end":2245.025},{"sentences":[{"text":"Yep.","start":2247.1902,"end":2247.35,"sentiment":"positive","sentiment_score":0.3493749499320984},{"text":"All good.","start":2247.35,"end":2247.99,"sentiment":"positive","sentiment_score":0.5354899019002914},{"text":"What time are you going to see him tomorrow?","start":2247.99,"end":2249.85,"sentiment":"neutral","sentiment_score":0.11857715249061584},{"text":"Mhmm.","start":2258.325,"end":2258.825,"sentiment":"neutral","sentiment_score":0.0038743317127227783},{"text":"Yep.","start":2262.725,"end":2263.225,"sentiment":"neutral","sentiment_score":-0.03971905633807182}],"sentiment":"neutral","sentiment_score":0.17512174296591962,"num_words":14,"start":2247.1902,"end":2263.225},{"sentences":[{"text":"Okay.","start":2265.685,"end":2266.185,"sentiment":"neutral","sentiment_score":0.07391652464866638},{"text":"Yep.","start":2275.07,"end":2275.57,"sentiment":"neutral","sentiment_score":0.12368243932724},{"text":"Okay.","start":2287.485,"end":2287.965,"sentiment":"neutral","sentiment_score":0.11610975116491318},{"text":"Perfect.","start":2287.965,"end":2288.465,"sentiment":"positive","sentiment_score":0.3491631746292114},{"text":"Yep.","start":2290.685,"end":2291.185,"sentiment":"neutral","sentiment_score":0.07402696460485458}],"sentiment":"neutral","sentiment_score":0.1473797708749771,"num_words":5,"start":2265.685,"end":2291.185},{"sentences":[{"text":"Yep.","start":2296.94,"end":2297.44,"sentiment":"neutral","sentiment_score":-0.2073753327131271},{"text":"Yeah.","start":2305.74,"end":2306.14,"sentiment":"neutral","sentiment_score":-0.2437143325805664},{"text":"No.","start":2306.14,"end":2306.3,"sentiment":"negative","sentiment_score":-0.4707528352737427},{"text":"That's okay.","start":2306.3,"end":2307.2,"sentiment":"neutral","sentiment_score":-0.21194825880229473},{"text":"Yeah.","start":2307.735,"end":2308.0552,"sentiment":"neutral","sentiment_score":-0.08080729842185974}],"sentiment":"neutral","sentiment_score":-0.23775771943231425,"num_words":6,"start":2296.94,"end":2308.0552},{"sentences":[{"text":"No.","start":2308.0552,"end":2308.455,"sentiment":"neutral","sentiment_score":-0.25866979360580444},{"text":"Definitely.","start":2308.455,"end":2308.8552,"sentiment":"neutral","sentiment_score":-0.1011170744895935},{"text":"I mean, if you decide you don't wanna go back and you wanna retire fully and just, you know, enjoy golfing and your other hobbies and, you know, enjoy this some time for yourself, there's nothing wrong with that in any way, shape, or form.","start":2308.8552,"end":2321.5752,"sentiment":"positive","sentiment_score":0.41411420073774124},{"text":"And, you know, we can always supplement sorry.","start":2321.5752,"end":2324.49,"sentiment":"neutral","sentiment_score":0.1001824364066124},{"text":"You're at yeah.","start":2324.49,"end":2328.49,"sentiment":"neutral","sentiment_score":0.10067298263311386}],"sentiment":"positive","sentiment_score":0.33411776903888274,"num_words":58,"start":2308.0552,"end":2328.49},{"sentences":[{"text":"Absolutely.","start":2328.49,"end":2328.99,"sentiment":"positive","sentiment_score":0.5398942828178406},{"text":"It's fine for you.","start":2329.2102,"end":2330.35,"sentiment":"positive","sentiment_score":0.6147815436124802},{"text":"Absolutely.","start":2332.25,"end":2332.75,"sentiment":"positive","sentiment_score":0.3961310684680938},{"text":"And, look, as I said, you're at an age where you can be if you're getting the age pension and Camilla is doing some work and you need a little bit more to supplement, we can draw down a bit of an income out of out of your super in pension phase to kinda help you along.","start":2332.8901,"end":2346.705,"sentiment":"neutral","sentiment_score":0.1628383271265448},{"text":"And we'll keep monitoring things.","start":2346.845,"end":2348.205,"sentiment":"neutral","sentiment_score":0.2655232548713684}],"sentiment":"neutral","sentiment_score":0.20594930068096695,"num_words":68,"start":2328.49,"end":2348.205},{"sentences":[{"text":"You don't stop in a client.","start":2348.205,"end":2349.485,"sentiment":"neutral","sentiment_score":0.20504573484261832},{"text":"Through pension phase, we're still here to help you, still do reviews, still guide you along.","start":2349.485,"end":2354.35,"sentiment":"neutral","sentiment_score":0.3039320660755038},{"text":"I'd probably just wanna reassess, you know, the amount of risk that you're taking, maybe do a risk profile to see if we drop your portfolio risk a little bit more and maybe move you into something a bit more conservative for drawing a bit of income.","start":2354.81,"end":2370.145,"sentiment":"neutral","sentiment_score":0.01590518835694232},{"text":"Yep.","start":2372.685,"end":2373.185,"sentiment":"neutral","sentiment_score":0.26482799649238586},{"text":"Yeah.","start":2381.98,"end":2382.3,"sentiment":"neutral","sentiment_score":0.20917806029319763}],"sentiment":"neutral","sentiment_score":0.10302447008205132,"num_words":71,"start":2348.205,"end":2382.3},{"sentences":[{"text":"Absolutely.","start":2382.3,"end":2382.8,"sentiment":"neutral","sentiment_score":0.18413269519805908},{"text":"So normally yeah.","start":2383.02,"end":2384.7,"sentiment":"neutral","sentiment_score":0.11490750561157863},{"text":"Correct.","start":2384.7,"end":2385.2,"sentiment":"neutral","sentiment_score":0.23920659720897677},{"text":"So while there's no contributions going in, normally, when you're in that retirement phase, we look at something a little bit more conservative, so a bit more defensive where you take less risk in those growth assets like Australian international shares and property and things like that.","start":2385.26,"end":2399.165,"sentiment":"neutral","sentiment_score":0.16836737968186113},{"text":"And you move into more lower risk investments like cash, bonds, fixed interest.","start":2399.225,"end":2403.945,"sentiment":"neutral","sentiment_score":0.21205650040736565}],"sentiment":"neutral","sentiment_score":0.17597020245515382,"num_words":65,"start":2382.3,"end":2403.945},{"sentences":[{"text":"You still have some of those individual those growth assets that you're kind of swapping it out and having more of those defensive investments than you do of those growth investments.","start":2403.945,"end":2415.0898,"sentiment":"neutral","sentiment_score":0.2966130387879187},{"text":"So you're taking less risk in the market.","start":2415.15,"end":2416.99,"sentiment":"neutral","sentiment_score":0.23234637780115008},{"text":"But because you're drawing income out, you wanna make sure your portfolio is also generating income.","start":2416.99,"end":2422.5898,"sentiment":"neutral","sentiment_score":0.17450667941011488},{"text":"So dividends and income that gets paid out of those to help with what you're drawing down on a regular basis for income, but also so it gets reinvested back in for compounding.","start":2422.5898,"end":2432.195,"sentiment":"neutral","sentiment_score":0.2569138227087079},{"text":"So it's, you know, looking at absolutely.","start":2432.415,"end":2440.0398,"sentiment":"neutral","sentiment_score":0.13988466667277472}],"sentiment":"neutral","sentiment_score":0.24529716748940317,"num_words":95,"start":2403.945,"end":2440.0398},{"sentences":[{"text":"Yeah.","start":2440.9,"end":2441.2998,"sentiment":"neutral","sentiment_score":0.2049161791801453},{"text":"Absolutely.","start":2441.2998,"end":2441.7998,"sentiment":"positive","sentiment_score":0.35758402943611145},{"text":"If you decided to, let me know.","start":2442.02,"end":2443.7,"sentiment":"neutral","sentiment_score":0.2625796390431268},{"text":"I'll definitely make a lot of time for you.","start":2443.7,"end":2445.7,"sentiment":"positive","sentiment_score":0.429804265499115},{"text":"We can send it out.","start":2445.7,"end":2446.92,"sentiment":"neutral","sentiment_score":0.2265200823545456}],"sentiment":"neutral","sentiment_score":0.321799847094909,"num_words":23,"start":2440.9,"end":2446.92},{"sentences":[{"text":"But yeah.","start":2447.7,"end":2448.77,"sentiment":"neutral","sentiment_score":0.08157740160822868},{"text":"Well, yep.","start":2456.435,"end":2458.435,"sentiment":"neutral","sentiment_score":0.12551865726709366},{"text":"That sounds great.","start":2458.435,"end":2459.575,"sentiment":"positive","sentiment_score":0.5486272672812144},{"text":"Yep.","start":2465.47,"end":2465.97,"sentiment":"neutral","sentiment_score":0.005743605550378561},{"text":"Yeah.","start":2470.91,"end":2471.41,"sentiment":"neutral","sentiment_score":-0.04198817163705826}],"sentiment":"neutral","sentiment_score":0.22486992816751203,"num_words":9,"start":2447.7,"end":2471.41},{"sentences":[{"text":"Yep.","start":2472.1099,"end":2472.6099,"sentiment":"neutral","sentiment_score":0.03951943665742874},{"text":"Yep.","start":2473.725,"end":2474.225,"sentiment":"neutral","sentiment_score":0.03473425284028053},{"text":"No.","start":2475.645,"end":2475.965,"sentiment":"neutral","sentiment_score":-0.04565028473734856},{"text":"Honestly, if you ever did, I would a 110 be there for you.","start":2475.965,"end":2479.3252,"sentiment":"neutral","sentiment_score":0.04594806065926185},{"text":"It would not be an issue at all.","start":2479.3252,"end":2481.185,"sentiment":"neutral","sentiment_score":0.04902458610013127}],"sentiment":"neutral","sentiment_score":0.04242187008882562,"num_words":24,"start":2472.1099,"end":2481.185},{"sentences":[{"text":"Yep.","start":2485.26,"end":2485.76,"sentiment":"neutral","sentiment_score":0.06351929903030396},{"text":"Yep.","start":2491.1,"end":2491.6,"sentiment":"neutral","sentiment_score":0.03557422384619713},{"text":"Yes.","start":2496.3,"end":2496.8,"sentiment":"neutral","sentiment_score":0.0560322180390358},{"text":"Yeah.","start":2497.1,"end":2497.6,"sentiment":"neutral","sentiment_score":0.04171634837985039},{"text":"Yes.","start":2500.4248,"end":2500.905,"sentiment":"neutral","sentiment_score":0.05147327482700348}],"sentiment":"neutral","sentiment_score":0.04966307282447815,"num_words":5,"start":2485.26,"end":2500.905},{"sentences":[{"text":"Yeah.","start":2500.905,"end":2501.405,"sentiment":"neutral","sentiment_score":0.0665421411395073},{"text":"Yes.","start":2505.785,"end":2506.1848,"sentiment":"neutral","sentiment_score":0.06596311926841736},{"text":"Yes.","start":2506.1848,"end":2506.585,"sentiment":"neutral","sentiment_score":0.07749143242835999},{"text":"The new baby there.","start":2506.585,"end":2507.9648,"sentiment":"neutral","sentiment_score":0.09721972793340683},{"text":"It's world changing.","start":2508.1848,"end":2509.085,"sentiment":"neutral","sentiment_score":-0.0016425102949142456}],"sentiment":"neutral","sentiment_score":0.05939480736851692,"num_words":10,"start":2500.905,"end":2509.085},{"sentences":[{"text":"Yep.","start":2509.865,"end":2510.365,"sentiment":"neutral","sentiment_score":0.3113452196121216},{"text":"They're so cute.","start":2510.4248,"end":2511.405,"sentiment":"positive","sentiment_score":0.6628258029619852},{"text":"No.","start":2517.28,"end":2517.44,"sentiment":"neutral","sentiment_score":-0.0001262165606021881},{"text":"That's okay.","start":2517.44,"end":2518.08,"sentiment":"neutral","sentiment_score":0.0738917887210846},{"text":"Not a problem at all.","start":2518.08,"end":2519.04,"sentiment":"neutral","sentiment_score":0.2625018745660782}],"sentiment":"neutral","sentiment_score":0.3133324468508363,"num_words":12,"start":2509.865,"end":2519.04},{"sentences":[{"text":"Well, I'll send you the email afterwards, and then you can let me know what you'd like to do.","start":2519.04,"end":2522.8,"sentiment":"neutral","sentiment_score":0.19573808755529554},{"text":"Did you want me to maybe book in a time next week for me to call you back and maybe touch base and answer any questions.","start":2522.8,"end":2529.185,"sentiment":"neutral","sentiment_score":0.1065971332673843},{"text":"I mean, if you have questions tomorrow while you're seeing the the doing the settling stuff, feel free to call me.","start":2529.325,"end":2534.925,"sentiment":"neutral","sentiment_score":0.11587037997586387},{"text":"I will I'll let everyone here know to stop me and, you know, I'll take the call.","start":2534.925,"end":2539.165,"sentiment":"neutral","sentiment_score":0.08846020610893474},{"text":"If I'm on another call, I'll call you straight back as soon as I'm off.","start":2539.165,"end":2542.7651,"sentiment":"neutral","sentiment_score":0.03219469127555688}],"sentiment":"neutral","sentiment_score":0.11133235694878564,"num_words":98,"start":2519.04,"end":2542.7651},{"sentences":[{"text":"So I'll I'll promise you that.","start":2542.7651,"end":2544.42,"sentiment":"neutral","sentiment_score":0.03412476616601149},{"text":"Yeah.","start":2545.6199,"end":2546.1199,"sentiment":"neutral","sentiment_score":-0.06344908475875854},{"text":"No.","start":2546.18,"end":2546.3398,"sentiment":"neutral","sentiment_score":-0.1302715241909027},{"text":"That's okay.","start":2546.3398,"end":2547.0798,"sentiment":"neutral","sentiment_score":-0.028635822236537933},{"text":"Yeah.","start":2547.78,"end":2548.0999,"sentiment":"neutral","sentiment_score":0.0870291218161583}],"sentiment":"neutral","sentiment_score":0.003707769580862739,"num_words":11,"start":2542.7651,"end":2548.0999},{"sentences":[{"text":"That's okay.","start":2548.0999,"end":2548.74,"sentiment":"neutral","sentiment_score":0.18779266625642776},{"text":"I always make time for you, Neil.","start":2548.74,"end":2550.52,"sentiment":"neutral","sentiment_score":0.2795157475130899},{"text":"But did you want me to do a bit of a catch up for next week as well, or do you wanted to see how tomorrow goes and I'll send you this in this email?","start":2551.46,"end":2558.3599,"sentiment":"neutral","sentiment_score":0.11321551131882839},{"text":"Yeah.","start":2559.345,"end":2559.845,"sentiment":"neutral","sentiment_score":0.1471996307373047},{"text":"Yep.","start":2568.625,"end":2569.025,"sentiment":"neutral","sentiment_score":0.18789903819561005}],"sentiment":"neutral","sentiment_score":0.1441268941347042,"num_words":46,"start":2548.0999,"end":2569.025},{"sentences":[{"text":"That's okay.","start":2569.025,"end":2569.845,"sentiment":"neutral","sentiment_score":0.24186833202838898},{"text":"I have the current time fully booked.","start":2569.905,"end":2572.7202,"sentiment":"neutral","sentiment_score":0.20391912971224105},{"text":"So between ten to eleven, my time is full at the moment.","start":2572.7202,"end":2575.6,"sentiment":"neutral","sentiment_score":0.1262646143635114},{"text":"But would I be able to do it at, say, 11:30 next this time next week?","start":2575.6,"end":2580.1602,"sentiment":"neutral","sentiment_score":0.03559818828944117},{"text":"Say 11:30.","start":2580.1602,"end":2581.3,"sentiment":"neutral","sentiment_score":0.027685612440109253}],"sentiment":"neutral","sentiment_score":0.10387918415168922,"num_words":39,"start":2569.025,"end":2581.3},{"sentences":[{"text":"Yep.","start":2581.84,"end":2582.34,"sentiment":"neutral","sentiment_score":0.057430874556303024},{"text":"Perfect.","start":2583.28,"end":2583.78,"sentiment":"positive","sentiment_score":0.3719840049743652},{"text":"Yep.","start":2584.8052,"end":2584.965,"sentiment":"neutral","sentiment_score":0.08968498557806015},{"text":"Yep.","start":2584.965,"end":2585.445,"sentiment":"neutral","sentiment_score":0.05048808455467224},{"text":"So that's what?","start":2585.445,"end":2586.405,"sentiment":"neutral","sentiment_score":0.04405135661363602}],"sentiment":"neutral","sentiment_score":0.10024885992918696,"num_words":7,"start":2581.84,"end":2586.405},{"sentences":[{"text":"11:30.","start":2586.405,"end":2587.705,"sentiment":"neutral","sentiment_score":0.015008497051894665},{"text":"09:30 your time.","start":2588.0051,"end":2589.465,"sentiment":"neutral","sentiment_score":0.03409524696568648},{"text":"Yeah.","start":2589.8452,"end":2590.3452,"sentiment":"neutral","sentiment_score":0.09668858349323271},{"text":"That's okay.","start":2591.2852,"end":2592.165,"sentiment":"neutral","sentiment_score":0.12875866889953613},{"text":"I'll oh, did you?","start":2592.165,"end":2596.905,"sentiment":"neutral","sentiment_score":0.08682290650904179}],"sentiment":"neutral","sentiment_score":0.07443561684340239,"num_words":11,"start":2586.405,"end":2596.905},{"sentences":[{"text":"Yeah.","start":2599.33,"end":2599.83,"sentiment":"neutral","sentiment_score":0.2670460641384125},{"text":"Yeah.","start":2606.13,"end":2606.63,"sentiment":"positive","sentiment_score":0.35198551416397095},{"text":"Yeah.","start":2607.49,"end":2607.99,"sentiment":"neutral","sentiment_score":0.2427097260951996},{"text":"Oh, no.","start":2616.9448,"end":2617.345,"sentiment":"neutral","sentiment_score":-0.16411031037569046},{"text":"That's okay.","start":2617.345,"end":2618.1648,"sentiment":"neutral","sentiment_score":-0.19067499041557312}],"sentiment":"neutral","sentiment_score":0.021738671830722263,"num_words":7,"start":2599.33,"end":2618.1648},{"sentences":[{"text":"Animals are just as expensive as children, if not just as nice.","start":2619.025,"end":2622.785,"sentiment":"negative","sentiment_score":-0.49064408987760544},{"text":"I've got children and animals, and my animals are definitely my kids.","start":2622.785,"end":2635.09,"sentiment":"neutral","sentiment_score":-0.15547741142412028},{"text":"Yeah.","start":2635.09,"end":2635.59,"sentiment":"neutral","sentiment_score":0.06069345027208328},{"text":"Yep.","start":2639.415,"end":2639.915,"sentiment":"neutral","sentiment_score":0.04958557337522507},{"text":"Wow.","start":2642.5352,"end":2643.0352,"sentiment":"positive","sentiment_score":0.39539071917533875}],"sentiment":"neutral","sentiment_score":-0.2684366026962245,"num_words":27,"start":2619.025,"end":2643.0352},{"sentences":[{"text":"Yep.","start":2652.23,"end":2652.73,"sentiment":"neutral","sentiment_score":0.1494753360748291},{"text":"Yeah.","start":2664.085,"end":2664.585,"sentiment":"neutral","sentiment_score":0.2755091190338135},{"text":"Oh, that's lovely.","start":2666.885,"end":2668.105,"sentiment":"positive","sentiment_score":0.7056848605473837},{"text":"That's excellent.","start":2668.645,"end":2669.545,"sentiment":"positive","sentiment_score":0.5897775292396545},{"text":"Yeah.","start":2673.525,"end":2673.845,"sentiment":"positive","sentiment_score":0.3537868857383728}],"sentiment":"positive","sentiment_score":0.5094226226210594,"num_words":8,"start":2652.23,"end":2673.845},{"sentences":[{"text":"Nice.","start":2673.845,"end":2674.345,"sentiment":"positive","sentiment_score":0.7086286544799805},{"text":"They're gorgeous dogs.","start":2674.9648,"end":2676.265,"sentiment":"positive","sentiment_score":0.7336247165997823},{"text":"Yeah.","start":2681.05,"end":2681.55,"sentiment":"neutral","sentiment_score":0.03755955398082733},{"text":"Wow.","start":2686.09,"end":2686.59,"sentiment":"neutral","sentiment_score":-0.05432796478271485},{"text":"Yes.","start":2697.305,"end":2697.805,"sentiment":"neutral","sentiment_score":0.26494765281677246}],"sentiment":"positive","sentiment_score":0.4510974351848875,"num_words":7,"start":2673.845,"end":2697.805},{"sentences":[{"text":"Yep.","start":2702.585,"end":2703.085,"sentiment":"neutral","sentiment_score":-0.08915577828884125}],"sentiment":"neutral","sentiment_score":-0.08915577828884125,"num_words":1,"start":2702.585,"end":2703.085}]}}]},{"alternatives":[{"transcript":"Hello? Alright. How are you? Yes. Yeah. Yep. Neil Allen. 9 To The 459 PO Box 2 05 Boyanup Or 16 Paper Bar Close Boyanup. Yes. That's correct. Yes. Yeah. But we hit a few roadblocks, but with a SPIN number, but my sister found that. So but I don't have to actually deal with Centrelink. There's a woman in Harvey, which is down the road from where I live, who deals direct with Centrelink on behalf of the Harvey people. So my sister squeezed me in. It just just says it just says you're going in there waiting and then, you know, normal stuff. Sit there, wait, and then say, I wanna apply for the pension. Alright. Do this, this, this, and this, see you later. Get out. So what she can do is set it all up and then just send it in. But what I wanna know is what sort of questions would they ask me when I applied for the pension? Yeah. Yeah. Like, look. What what assets I've got? How much money I've got? Okay. Hello? Yep. I'm just writing things down here. Oh, that'd be fantastic. That was that's how it that's how it's me writing. It's just all the questions is that that, like, that I might have to go in and out, in and out, in and out. And I know my daughter-in-law had a really hard time trying to get his pension. They just, you know, they they actually make you angry. One one one thing I did find is when we were looking through, like, going going through the pension questions. It said that I'd only been living here for two months. And yeah. But I I applied for the doll on the February 26, and I found that onto my house. So I don't know how they did it and why they did it, but I wasn't even gonna get my first payment until after my birthday. So I wasn't gonna get the doll anyway. Because it takes, like, four weeks once you've filled out the forms, and it all got passed. And then my wife was hunting around looking at things. She goes, well, you're not gonna get anything anyway. She said because you passed the the age of getting the doll. I have I haven't passed, but I've I've been I've I've applied for, I don't know, 50 jobs and haven't got one. I was going yesterday. I don't know. If a job comes up, I'll next week, try to get me to go up north for three weeks. I was gonna make I was gonna make $18,000 in three weeks. $66,600 a week. I can't I can't wait my wife at home because she's a bit broken. You know, she's she's got she's got a bad back and bad yeah. She she's alright, but I don't like leaving on her own. Well, yeah. Well, I can I can I can get it set up? That's correct. But if I get a job, it just sits there. So don't pay me any but I have to let them Yes. Yep. So it's house contents, vehicles, saving accounts, Camilla's wage, super. Yes. Six and a quarter ages. But they can't touch me on that because I had my I bought mine I bought this house before 2000, and that's when the rules changed. Otherwise yeah. It because I bought this place in '98. There was a I think I don't know I don't know who bought it, the government or somebody. But that that is not an asset now because I've I got asked questions when I was doing the doll that could I could I make money from my land? Can the land be used for other stuff? Can I sell the land? Can I do this? Can I do that? And and all the questions were no. Well, in the in the middle of winter, you bought a houseboat out there. I mean, I mean, low lying land, and when it really, like, overwinter, it just soaks the water into the ground and it fills up. And then once it fills up, it starts to rise. I actually have a I call it, like, like, Paper mark because that's the street I live in. Yeah. I've I've I've seen I've gone up the back with my boots on, and it's, like, above my ankles. And they asked if I could grow stuff on there, but this sand here is like you could stand there with a hose all day watering and at the end of the day, poke your finger in the ground and about and not even an inch would be wet. Doesn't it doesn't have to be yeah. So I cannot yeah. They you've got those weeds. And I can no. I'm I'm not allowed I'm not allowed to subdivide anyway. I'm not allowed to subdivide anyway because of the Shire's rules. Yes. Yep. Yes. Alright. It's very confusing. They make a very I don't know. Your job would have drive me nuts. So by the time you say say say by the time you get to my age, it might not exist. Well, I was born before I was born before 1960, and that's when that that's when it changed. Anybody after 1960, I still I still think they get it, but then they'll change it. So I'll just keep up and up the years. Yep. Yes. That's ridiculous. It's no wonder people hate politicians and big financial moms that look after this sort of stuff. And they they change their mind. Like, they change their undies. Yep. I don't know what I've got two jobs I've got two jobs sitting in seats at the moment that there's a they're they're looking at me, but I've had 40 other nine jobs saying, you know, like, I've got all the qualifications, but because I was near age, no one would call me. You you think you've employed somebody that's been around for a long time with I hold multiple tickets for machinery. You know, I've I've been a laborer when I was younger up north. I've I've done two trades, all sorts of stuff, and never get a sniff. Haven't even had an interview. Nothing. Some of the and some of the some and and and what's what's what's pissing me off is well, I don't well, if they don't want me to work, I'll just retire. In that balance, we wanna pay the household. Yes. Yeah. Because only as long as you're not working. Well, what I was seeing you're doing was like, Camilla's got $350,000 in her super. I've got $741,000 in my super. Would take the 50,000 out of oh, it'll be more because I've gotta pay the interest as well. Yeah. Yeah. That's what I need to do is ring the bank. And Yeah. She just turned 60. Yes. Yes. Yep. Yep. Because I asked her I asked him if she wanted to swap over to to you guys. 24, but she said no. I don't know. I said they make good money for you. I said in seven years, your 350 might be another 350. Yes. That that that's what we'll do. Okay? Yep. Can you put that in your email as well? No. She's in bed. She's in bed. Yep. Alright. Well, We got to a stage where we needed a SPIN number, but my sister my my sister's a JPS. She found all that. So that's where we hit a roadblock. But this bit about the 20 or the second twenty sixth about the house, me owning the house for two months is we've gotta get that fixed. And that's only true. I I think that was while I was doing the applying for the doll. And they screwed up somehow and put down that that we've only moved been in this house for two two months. When goes, when did you move in? I said, '98. And she goes, why is that there? And it says that I had moved into this house in in February, and I don't know what they've done. All all the all the all the stuff that I sat down and, like, trying to deal with sending me is bloody hard. And, like, when we sat down with a woman to go through all the details, you know, get all the information, there was one one paper. I think it was a the way they'd written it on the on the sheet that we needed to provide was pretty, you know, out there. So Camilla just thought it was a a an in something to do with the tax from last year. She goes, you got the wrong form. And Camilla goes, no. I haven't. She said on that paper there, it says that she should know enough about it's your actual tax return from last year. She said, well, why don't you write on the tax return for previous year? And she goes, well, we don't have to do that. My my wife swore it did. And the the woman behind the counter goes, she says, if you swear again, I'll kick you out. You know? Because we sat there for so long. You know? It's a and I just and then then it crashed. And it the government one we were doing the other day with my sister, that crashed. It's it's I don't know what what I don't know why I why it does it. It did it, but we got we got pretty well nearly through it, and then it all dropped out and then couldn't save it, so we gotta go back. So this friend and my sister, Ness, who deals with Sendling because my sister's pretty she's pretty savvy, but Ness is even savvier. So I've got an appointment with her tomorrow at 10:00. I'll get Miller to bring the bank tomorrow or today and find out what a final payout figure is because we need that to move forward in either either retiring or getting a job. Just on my phone at the moment, there's two jobs that I applied for, And there are only many more jobs. They're only at $38 an hour. Like, I was on shit. At the port, I was on about $83 an hour. So, you know, it's a a massive drop, but it's still putting money in the bank and still paying the bills. The biggest bill we've got is the house. And during COVID, like, we we never dropped the rate of what we're paying because everybody had the chance to, you know because because of the situation we're in in Australia, you know, if people were struggling to pay their mortgage, they lowered the mortgage rate for them so they could or deferred it until blah blah blah. But we just because I was working full time, I I just kept paying I think it was web I don't know. Camilla does it all. I don't if you see a fellow with the purge, I'll be buggered. But we we just and then they rang us and said, oh, you know, you you you're paying too much. I thought, well, too much is better than too little means you're getting rid of it quick. So, yeah, they made us change it for some reason. I don't does all that. I don't ask questions because it's way above my head. Yep. Yep. Was there within the North what I got paid out from the port for my long service, they've been annually. And, like, it was, like, in the when did I finish the December 18? We spent $15,000. So we're down to around $35.30, $30,000 in the bank. But see that that that's that's what we're living off and plus Camilla's what Camilla's wage goes in each, I think, week. I think she gets paid weekly. Because she only works not full hours. She works, like, Monday, nine till three, Tuesday, nine till one, Wednesday off, and then Friday Thursday and Friday is nine till three. So she's not a full time full time employee. But the the the people she works for, the travel consultant company business, really look after her. Because she does she's very it does they gave her a thousand dollar bonus this year because of the work she does. And she's going to Canada in July for free. So normally, I take holidays and stay home and look after this little ball of fluff that's laying next to me because somebody's gonna feed the animals. So I used to take and because I can't go on these things because they they're done by, like, companies like APT, Scenic, things like that. So they they might have bought out a new, what do you call it? How would you call it? A a travel thing where you can go and see things, do this. And yeah. So they go over first, have a look at what it is, and then and then, you know, you know, this is pretty good. So, you know, she comes home with notes and all sorts of stuff and brochures and presents for me. And so when people come in like yourselves, Stacy, you've viewed the QMWA and you went into Teddy Rice and you said, oh, can I I I wanna go and haul out to Canada and call me a little bit today? Oh, well, I've just been there and with this we've got this package, but there's other packages as well. So, yeah, it's she's been at it for a long time, and she's pretty good at it. Well, two of the clients invited us out to their place a couple of weeks ago for lunch. And then was it yesterday she came home? Yeah. Yesterday. She came home with Anzac biscuits that this lady had made for her as well because they're repeat clients. My ex farmers, so they so they're a little wealthy. And so when they go on holiday, they like holiday. Yep. Where every the everyday Joe Blow goes, skip script as much as you can. The cheapest flights. Cheapest hotels. But that's the way it is. Yep. Okay. Yep. Tomorrow when I go and see my sister and the lady who's named in this, if I have any questions, can I ring you? Or yep. Alright. Yep. Yep. Not a problem. I'm gonna be I've gotta go and give have some blood taken for blood test at 07:30, and then I was just gonna come back because you can't I have to pass. I was gonna come back and have breakfast and then go to my sister's place, which is about thirty five minutes away. So and then we were gonna go down into Harvey and then see Ness and sit down and belt it out. Even if we even if we just set it up and have it sitting there just in case I I change my mind and and one of these jobs come through. I don't really wanna go back to work. I've been on the ass for four months. I like it. I've been I've been working since I was 15. You know? It's it's a long time. Yes. Yes. Yeah. I think that might be a good idea. So even though I've while I'm retired, my my super is still making money. So 20 four. Yep. Yep. Yeah. I should get on the plane. I should get on the plane and come over to Queensland and sit down and talk with you properly instead of over the phone. You'd have to you'd have to do most of it on the golf course because apparently you got some really good golf courses over there. I could pop you in the cart with me. Just say the but this is look. I've gotta go out with Neil today because I've we're we're gonna sort of have some stuff, but I need to be out of the office. Well, I I I remember when I joined Oakview and and Bart was just it. He was the boss, and his wife was, like, his secretary, and I know she's just had a baby. Samantha told me is it Samantha? Yep. Yes. She told me the other day. Yes. She said, yeah, he's a double dad. Two two two two little boys. Alright. I'll let you guys know you're a busy girl. Yep. I understand you. You're busy doing what you're doing. I was here. I'll I'll I'll I'll tend to book one for next week. So Wednesday would be the best day. Yes. 11:30 your time. Nine thirty. Nine thirty. Yep. Because I've got up a go I've got up four to six this morning. Well, I had to have a brekkie. I've had two cups of tea and made my little friend here happy by giving him a nice pat. A cat's asset? Because they're our children. We didn't we never had kids. Yep. We've got little cremation boxes. I've got mainly cats and one dog up there. I've got six of them. I've got four horse four horses in the ground. I've got a little little black one. Camilla bought home on Christmas. She's now 20. She's just come back from the vet, and she's put on white, and Camilla's really happy because, like, she's deaf as a post, but she's a beautiful little girl. I'm a pussycat. I might get another dog. If I retire, I might get another Blue Heeler. I've I've had two Blueys over thirty years. They both lasted they both died at 14, and and and I I don't people these people that get animals and they die, and next day I go and buy another one or get another dog. I I couldn't do that. I got a great first. So I waited two years and we found one in Boyan up at the market. What","confidence":0.97509766,"words":[{"word":"hello","start":0.96,"end":1.46,"confidence":0.93188477,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.028034387156367305},{"word":"alright","start":6.24,"end":6.64,"confidence":0.87768555,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.17968377470970154},{"word":"how","start":6.64,"end":6.8799996,"confidence":0.99316406,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.16243456304073334},{"word":"are","start":6.8799996,"end":7.04,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16518042981624603},{"word":"you","start":7.04,"end":7.54,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.20714733004570007},{"word":"yes","start":14.88,"end":15.38,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.20820792019367215},{"word":"yeah","start":18.744999,"end":19.244999,"confidence":0.97558594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.213949590921402},{"word":"yep","start":35.05,"end":35.55,"confidence":0.9848633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09592220187187196},{"word":"neil","start":46.235,"end":46.635002,"confidence":0.90625,"punctuated_word":"Neil","sentiment":"neutral","sentiment_score":0.0071241771802306175},{"word":"allen","start":46.635002,"end":47.135002,"confidence":0.60595703,"punctuated_word":"Allen.","sentiment":"neutral","sentiment_score":0.010491585358977318},{"word":"9","start":48.235,"end":48.555,"confidence":0.47485352,"punctuated_word":"9","sentiment":"neutral","sentiment_score":0.006900847889482975},{"word":"to","start":48.555,"end":48.715,"confidence":0.7011719,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.006015258841216564},{"word":"the","start":48.715,"end":48.875,"confidence":0.9873047,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.0068739308044314384},{"word":"459","start":48.875,"end":50.015,"confidence":0.98323566,"punctuated_word":"459","sentiment":"neutral","sentiment_score":0.010692880488932133},{"word":"po","start":50.235,"end":50.635002,"confidence":0.5053711,"punctuated_word":"PO","sentiment":"neutral","sentiment_score":0.009128965437412262},{"word":"box","start":50.635002,"end":50.955,"confidence":0.62158203,"punctuated_word":"Box","sentiment":"neutral","sentiment_score":0.015824416652321815},{"word":"2","start":50.955,"end":51.115,"confidence":0.90625,"punctuated_word":"2","sentiment":"neutral","sentiment_score":0.014013780280947684},{"word":"05","start":51.115,"end":51.755,"confidence":0.9970703,"punctuated_word":"05","sentiment":"neutral","sentiment_score":0.012071141973137856},{"word":"boyanup","start":51.755,"end":52.235,"confidence":0.23925781,"punctuated_word":"Boyanup","sentiment":"neutral","sentiment_score":0.011922895908355711},{"word":"or","start":52.235,"end":52.635002,"confidence":0.70458984,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.015206008218228815},{"word":"16","start":52.635002,"end":53.115,"confidence":0.9892578,"punctuated_word":"16","sentiment":"neutral","sentiment_score":0.014169719070196152},{"word":"paper","start":53.115,"end":53.515,"confidence":0.47631836,"punctuated_word":"Paper","sentiment":"neutral","sentiment_score":0.017740966752171516},{"word":"bar","start":53.515,"end":53.675,"confidence":0.16015625,"punctuated_word":"Bar","sentiment":"neutral","sentiment_score":0.01405652053654194},{"word":"close","start":53.675,"end":53.995003,"confidence":0.32739258,"punctuated_word":"Close","sentiment":"neutral","sentiment_score":0.01652703993022442},{"word":"boyanup","start":53.995003,"end":54.495003,"confidence":0.9185791,"punctuated_word":"Boyanup.","sentiment":"neutral","sentiment_score":0.0356818363070488},{"word":"yes","start":68.520004,"end":69.020004,"confidence":0.7512207,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1034800112247467},{"word":"that's","start":83.604996,"end":83.925,"confidence":0.99194336,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09088397026062012},{"word":"correct","start":83.925,"end":84.325,"confidence":0.9995117,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.11009889096021652},{"word":"yes","start":84.325,"end":84.72,"confidence":0.9880371,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09053359180688858},{"word":"yeah","start":90.4,"end":90.72,"confidence":0.96777344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05101699009537697},{"word":"but","start":90.72,"end":91.04,"confidence":0.78808594,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0893334224820137},{"word":"we","start":91.04,"end":91.200005,"confidence":0.96533203,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.10353128612041472},{"word":"hit","start":91.200005,"end":91.44,"confidence":0.4724121,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":-0.13817879557609558},{"word":"a","start":91.44,"end":91.520004,"confidence":0.9760742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1340104341506958},{"word":"few","start":91.520004,"end":91.840004,"confidence":0.9970703,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.16339334845542908},{"word":"roadblocks","start":91.840004,"end":92.340004,"confidence":0.8072917,"punctuated_word":"roadblocks,","sentiment":"neutral","sentiment_score":-0.15217053890228271},{"word":"but","start":92.56,"end":93.06,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10577751696109772},{"word":"with","start":94.8,"end":95.3,"confidence":0.47631836,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.09054204821586607},{"word":"a","start":95.520004,"end":95.76,"confidence":0.9604492,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10636726021766664},{"word":"spin","start":95.76,"end":96.24,"confidence":0.80200195,"punctuated_word":"SPIN","sentiment":"neutral","sentiment_score":-0.06663694232702255},{"word":"number","start":96.24,"end":96.64,"confidence":0.7922363,"punctuated_word":"number,","sentiment":"neutral","sentiment_score":-0.07642459124326706},{"word":"but","start":96.64,"end":96.8,"confidence":0.91748047,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04263754189014435},{"word":"my","start":96.8,"end":96.96,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.055456023663282394},{"word":"sister","start":96.96,"end":97.36,"confidence":0.9741211,"punctuated_word":"sister","sentiment":"neutral","sentiment_score":-0.0770469605922699},{"word":"found","start":97.36,"end":97.6,"confidence":0.9892578,"punctuated_word":"found","sentiment":"neutral","sentiment_score":-0.06601910293102264},{"word":"that","start":97.6,"end":97.935,"confidence":0.9770508,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.06696335971355438},{"word":"so","start":98.895,"end":99.395,"confidence":0.98291016,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03159409388899803},{"word":"but","start":100.494995,"end":100.814995,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.036097586154937744},{"word":"i","start":100.814995,"end":100.975,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04509418457746506},{"word":"don't","start":100.975,"end":101.215,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.04065871983766556},{"word":"have","start":101.215,"end":101.375,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.01400601491332054},{"word":"to","start":101.375,"end":101.454994,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05397343635559082},{"word":"actually","start":101.454994,"end":101.774994,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.04204070568084717},{"word":"deal","start":101.774994,"end":101.935,"confidence":0.9951172,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":-0.10600194334983826},{"word":"with","start":101.935,"end":102.174995,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.10327202081680298},{"word":"centrelink","start":102.174995,"end":102.674995,"confidence":0.94433594,"punctuated_word":"Centrelink.","sentiment":"neutral","sentiment_score":-0.06956392526626587},{"word":"there's","start":103.615,"end":104.095,"confidence":0.99560547,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.021499907597899437},{"word":"a","start":104.095,"end":104.415,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.007871386595070362},{"word":"woman","start":104.415,"end":104.915,"confidence":0.5283203,"punctuated_word":"woman","sentiment":"neutral","sentiment_score":-0.00048038363456726074},{"word":"in","start":106.174995,"end":106.575,"confidence":0.9116211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.008503003045916557},{"word":"harvey","start":106.575,"end":107.055,"confidence":0.8400879,"punctuated_word":"Harvey,","sentiment":"neutral","sentiment_score":0.0032074935734272003},{"word":"which","start":107.055,"end":107.215,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.007159605622291565},{"word":"is","start":107.215,"end":107.615,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.005272546783089638},{"word":"down","start":107.615,"end":107.935,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.004980124533176422},{"word":"the","start":107.935,"end":108.015,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00621626153588295},{"word":"road","start":108.015,"end":108.255,"confidence":0.9892578,"punctuated_word":"road","sentiment":"neutral","sentiment_score":-0.002674020826816559},{"word":"from","start":108.255,"end":108.494995,"confidence":0.9614258,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.008562002331018448},{"word":"where","start":108.494995,"end":108.655,"confidence":0.9941406,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.0009616315364837646},{"word":"i","start":108.655,"end":108.895,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01720878668129444},{"word":"live","start":108.895,"end":109.395,"confidence":0.85302734,"punctuated_word":"live,","sentiment":"neutral","sentiment_score":0.018908031284809113},{"word":"who","start":109.695,"end":109.935,"confidence":0.99902344,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.010002588853240011},{"word":"deals","start":109.935,"end":110.435,"confidence":0.9536133,"punctuated_word":"deals","sentiment":"neutral","sentiment_score":0.025620032101869583},{"word":"direct","start":110.575,"end":110.895,"confidence":0.67285156,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.027966350317001343},{"word":"with","start":110.895,"end":111.055,"confidence":0.9707031,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.021464452147483826},{"word":"centrelink","start":111.055,"end":111.555,"confidence":0.9973958,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.043726008385419846},{"word":"on","start":112.31,"end":112.55,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03235531598329544},{"word":"behalf","start":112.55,"end":112.87,"confidence":0.9980469,"punctuated_word":"behalf","sentiment":"neutral","sentiment_score":0.04145490750670433},{"word":"of","start":112.87,"end":113.03,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04873650148510933},{"word":"the","start":113.03,"end":113.19,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03576970845460892},{"word":"harvey","start":113.19,"end":113.59,"confidence":0.90478516,"punctuated_word":"Harvey","sentiment":"neutral","sentiment_score":0.0407383032143116},{"word":"people","start":113.59,"end":114.09,"confidence":0.9482422,"punctuated_word":"people.","sentiment":"neutral","sentiment_score":0.035800911486148834},{"word":"so","start":114.71,"end":115.21,"confidence":0.69921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.038423649966716766},{"word":"my","start":115.35,"end":115.59,"confidence":0.97802734,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.030928533524274823},{"word":"sister","start":115.59,"end":115.91,"confidence":0.9658203,"punctuated_word":"sister","sentiment":"neutral","sentiment_score":0.03423977643251419},{"word":"squeezed","start":115.91,"end":116.31,"confidence":0.7734375,"punctuated_word":"squeezed","sentiment":"neutral","sentiment_score":0.06538057327270508},{"word":"me","start":116.31,"end":116.55,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05112313479185104},{"word":"in","start":116.55,"end":117.05,"confidence":0.98999023,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.023047633469104767},{"word":"it","start":118.31,"end":118.47,"confidence":0.8691406,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.05832543596625328},{"word":"just","start":118.47,"end":118.87,"confidence":0.96777344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02819980680942535},{"word":"just","start":118.87,"end":119.11,"confidence":0.38330078,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.031282879412174225},{"word":"says","start":119.11,"end":119.61,"confidence":0.32788086,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.012630905956029892},{"word":"it","start":119.75,"end":119.91,"confidence":0.9160156,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0441017746925354},{"word":"just","start":119.91,"end":120.15,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0358889177441597},{"word":"says","start":120.15,"end":120.39,"confidence":0.98535156,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.01688086986541748},{"word":"you're","start":120.39,"end":120.55,"confidence":0.95043945,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.06403291970491409},{"word":"going","start":120.55,"end":120.87,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.06165813282132149},{"word":"in","start":120.87,"end":121.03,"confidence":0.91259766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08338892459869385},{"word":"there","start":121.03,"end":121.19,"confidence":0.9580078,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.11168420314788818},{"word":"waiting","start":121.19,"end":121.69,"confidence":0.9248047,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":-0.06935758888721466},{"word":"and","start":122.71,"end":122.95,"confidence":0.51171875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05729814991354942},{"word":"then","start":122.95,"end":123.45,"confidence":0.98291016,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.09516355395317078},{"word":"you","start":123.75,"end":123.91,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14939437806606293},{"word":"know","start":123.91,"end":124.41,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.12898890674114227},{"word":"normal","start":124.55,"end":124.95,"confidence":1.0,"punctuated_word":"normal","sentiment":"neutral","sentiment_score":-0.14454606175422668},{"word":"stuff","start":124.95,"end":125.385,"confidence":0.8833008,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.0955297201871872},{"word":"sit","start":126.265,"end":126.425,"confidence":0.94921875,"punctuated_word":"Sit","sentiment":"neutral","sentiment_score":-0.08140350133180618},{"word":"there","start":126.425,"end":126.665,"confidence":0.6953125,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.03847773373126984},{"word":"wait","start":126.665,"end":126.905,"confidence":0.80078125,"punctuated_word":"wait,","sentiment":"neutral","sentiment_score":-0.0361887663602829},{"word":"and","start":126.905,"end":127.065,"confidence":0.90771484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03653611242771149},{"word":"then","start":127.065,"end":127.225,"confidence":0.9277344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03943285346031189},{"word":"say","start":127.225,"end":127.385,"confidence":0.75683594,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.036598242819309235},{"word":"i","start":127.385,"end":127.465004,"confidence":0.9140625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013716168701648712},{"word":"wanna","start":127.465004,"end":127.705,"confidence":0.95410156,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.008421467617154121},{"word":"apply","start":127.705,"end":127.945,"confidence":0.97509766,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":-0.017930366098880768},{"word":"for","start":127.945,"end":128.105,"confidence":0.98828125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0043100714683532715},{"word":"the","start":128.105,"end":128.265,"confidence":0.49047852,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02179169654846191},{"word":"pension","start":128.265,"end":128.585,"confidence":0.8244629,"punctuated_word":"pension.","sentiment":"neutral","sentiment_score":0.018037348985671997},{"word":"alright","start":128.585,"end":128.825,"confidence":0.8400879,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.09797976911067964},{"word":"do","start":128.825,"end":129.065,"confidence":0.9892578,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.050129085779190063},{"word":"this","start":129.065,"end":129.225,"confidence":0.9226074,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.041641294956207275},{"word":"this","start":129.225,"end":129.465,"confidence":0.9836426,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.06148537993431091},{"word":"this","start":129.465,"end":129.625,"confidence":0.9602051,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.08138133585453033},{"word":"and","start":129.625,"end":129.705,"confidence":0.9453125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06480561941862106},{"word":"this","start":129.705,"end":129.945,"confidence":0.74902344,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.06019524484872818},{"word":"see","start":129.945,"end":130.105,"confidence":0.8642578,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.06193572282791138},{"word":"you","start":130.105,"end":130.185,"confidence":0.84814453,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05832080915570259},{"word":"later","start":130.185,"end":130.685,"confidence":0.93896484,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":0.04821273311972618},{"word":"get","start":130.825,"end":131.065,"confidence":0.9741211,"punctuated_word":"Get","sentiment":"neutral","sentiment_score":-0.04784540459513664},{"word":"out","start":131.065,"end":131.565,"confidence":0.9951172,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.0010754838585853577},{"word":"so","start":133.38501,"end":133.625,"confidence":0.6064453,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.26685407757759094},{"word":"what","start":133.625,"end":133.865,"confidence":0.8095703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16821815073490143},{"word":"she","start":133.865,"end":134.025,"confidence":0.87890625,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.09405791014432908},{"word":"can","start":134.025,"end":134.185,"confidence":0.9453125,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1118226945400238},{"word":"do","start":134.185,"end":134.685,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17470288276672363},{"word":"is","start":134.905,"end":135.405,"confidence":0.5566406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14594517648220062},{"word":"set","start":135.625,"end":135.785,"confidence":0.16503906,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.10072653740644456},{"word":"it","start":135.785,"end":136.025,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1265367716550827},{"word":"all","start":136.025,"end":136.185,"confidence":0.9921875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.14570337533950806},{"word":"up","start":136.185,"end":136.505,"confidence":0.9819336,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1117601990699768},{"word":"and","start":136.505,"end":136.745,"confidence":0.81640625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04424409940838814},{"word":"then","start":136.745,"end":136.985,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.05187729373574257},{"word":"just","start":136.985,"end":137.225,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05266941711306572},{"word":"send","start":137.225,"end":137.38501,"confidence":0.93115234,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.05803313106298447},{"word":"it","start":137.38501,"end":137.545,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05232568457722664},{"word":"in","start":137.545,"end":137.945,"confidence":0.9387207,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.04507701098918915},{"word":"but","start":137.945,"end":138.185,"confidence":0.84277344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.008289344608783722},{"word":"what","start":138.185,"end":138.345,"confidence":0.9941406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.037402212619781494},{"word":"i","start":138.345,"end":138.505,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02178765833377838},{"word":"wanna","start":138.505,"end":138.825,"confidence":0.98291016,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.021678639575839043},{"word":"know","start":138.825,"end":138.985,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02247348800301552},{"word":"is","start":138.985,"end":139.485,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.05346319079399109},{"word":"what","start":139.91,"end":140.07,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.055105216801166534},{"word":"sort","start":140.07,"end":140.31,"confidence":0.9980469,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07642694562673569},{"word":"of","start":140.31,"end":140.47,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.056119535118341446},{"word":"questions","start":140.47,"end":140.97,"confidence":0.9970703,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.054635267704725266},{"word":"would","start":141.03,"end":141.19,"confidence":0.95703125,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.09196791052818298},{"word":"they","start":141.19,"end":141.51,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.09031188488006592},{"word":"ask","start":141.51,"end":141.83,"confidence":0.9980469,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.0870845764875412},{"word":"me","start":141.83,"end":142.33,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.08647039532661438},{"word":"when","start":146.07,"end":146.39,"confidence":0.91259766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.06465081125497818},{"word":"i","start":146.39,"end":146.55,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06435263901948929},{"word":"applied","start":146.55,"end":146.87,"confidence":0.9243164,"punctuated_word":"applied","sentiment":"neutral","sentiment_score":-0.035343363881111145},{"word":"for","start":146.87,"end":147.03,"confidence":0.87353516,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.027018394321203232},{"word":"the","start":147.03,"end":147.11,"confidence":0.94970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011134333908557892},{"word":"pension","start":147.11,"end":147.61,"confidence":0.9650879,"punctuated_word":"pension?","sentiment":"neutral","sentiment_score":-0.008819501847028732},{"word":"yeah","start":152.085,"end":152.585,"confidence":0.97143555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05068901181221008},{"word":"yeah","start":153.525,"end":153.765,"confidence":0.7714844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.051913533359766006},{"word":"like","start":153.765,"end":154.005,"confidence":0.7697754,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.06450648605823517},{"word":"look","start":154.005,"end":154.505,"confidence":0.6300049,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":-0.059690751135349274},{"word":"what","start":154.885,"end":155.205,"confidence":0.92333984,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.08284645527601242},{"word":"what","start":155.205,"end":155.445,"confidence":0.9760742,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.08427576720714569},{"word":"assets","start":155.445,"end":155.845,"confidence":0.9863281,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.08784409612417221},{"word":"i've","start":155.845,"end":156.085,"confidence":0.967041,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.08172936737537384},{"word":"got","start":156.085,"end":156.585,"confidence":0.9008789,"punctuated_word":"got?","sentiment":"neutral","sentiment_score":-0.09025543928146362},{"word":"how","start":156.725,"end":156.965,"confidence":0.96875,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.06254437565803528},{"word":"much","start":156.965,"end":157.205,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.0801771730184555},{"word":"money","start":157.205,"end":157.445,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.07582969963550568},{"word":"i've","start":157.445,"end":157.605,"confidence":0.9941406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0684819370508194},{"word":"got","start":157.605,"end":158.085,"confidence":0.8779297,"punctuated_word":"got?","sentiment":"neutral","sentiment_score":-0.05714898556470871},{"word":"okay","start":158.085,"end":158.585,"confidence":0.7770996,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.030049627646803856},{"word":"hello","start":199.23999,"end":199.73999,"confidence":0.90771484,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":-0.05816858261823654},{"word":"yep","start":256.66,"end":257.16,"confidence":0.7192383,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03853866085410118},{"word":"i'm","start":258.41998,"end":258.58,"confidence":0.7158203,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.07509946078062057},{"word":"just","start":258.58,"end":258.9,"confidence":0.98535156,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0967521071434021},{"word":"writing","start":258.9,"end":259.22,"confidence":0.9980469,"punctuated_word":"writing","sentiment":"neutral","sentiment_score":0.11139465123414992},{"word":"things","start":259.22,"end":259.54,"confidence":0.9165039,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.06978487968444824},{"word":"down","start":259.54,"end":259.78,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.11032126843929292},{"word":"here","start":259.78,"end":260.28,"confidence":0.9941406,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.10563018172979356},{"word":"oh","start":267.695,"end":267.775,"confidence":0.74853516,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4321945309638977},{"word":"that'd","start":267.775,"end":268.095,"confidence":0.8696289,"punctuated_word":"that'd","sentiment":"positive","sentiment_score":0.5343934893608093},{"word":"be","start":268.095,"end":268.255,"confidence":0.9970703,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5387184619903564},{"word":"fantastic","start":268.255,"end":268.755,"confidence":0.9890137,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5939352512359619},{"word":"that","start":269.29498,"end":269.455,"confidence":0.61083984,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.2548777163028717},{"word":"was","start":269.455,"end":269.955,"confidence":0.8540039,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.07475226372480392},{"word":"that's","start":270.319,"end":270.46298,"confidence":0.75341797,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12093623727560043},{"word":"how","start":270.46298,"end":270.607,"confidence":0.31640625,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.11128631979227066},{"word":"it","start":270.607,"end":270.75098,"confidence":0.19311523,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17156140506267548},{"word":"that's","start":270.895,"end":271.055,"confidence":0.89990234,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13977673649787903},{"word":"how","start":271.055,"end":271.29498,"confidence":0.8774414,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1095203459262848},{"word":"it's","start":271.29498,"end":271.375,"confidence":0.55578613,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.19647035002708435},{"word":"me","start":271.375,"end":271.615,"confidence":0.6879883,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10945361852645874},{"word":"writing","start":271.615,"end":272.115,"confidence":0.8930664,"punctuated_word":"writing.","sentiment":"neutral","sentiment_score":0.12919548153877258},{"word":"it's","start":273.5,"end":273.82,"confidence":0.6512451,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04132753238081932},{"word":"just","start":273.82,"end":274.14,"confidence":0.3347168,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08495643734931946},{"word":"all","start":274.14,"end":274.46,"confidence":0.49853516,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07787792384624481},{"word":"the","start":274.46,"end":274.62,"confidence":0.6196289,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10211172699928284},{"word":"questions","start":274.62,"end":275.02,"confidence":0.9194336,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.05761507898569107},{"word":"is","start":275.02,"end":275.18,"confidence":0.74365234,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06073193624615669},{"word":"that","start":275.18,"end":275.68,"confidence":0.9536133,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02613868936896324},{"word":"that","start":276.94,"end":277.44,"confidence":0.65722656,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.013301678001880646},{"word":"like","start":277.58002,"end":278.08002,"confidence":0.9284668,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04877446964383125},{"word":"that","start":279.18,"end":279.68,"confidence":0.84472656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06446148455142975},{"word":"i","start":280.06,"end":280.3,"confidence":0.9580078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1003367081284523},{"word":"might","start":280.3,"end":280.46,"confidence":0.9951172,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.11498354375362396},{"word":"have","start":280.46,"end":280.62,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12361347675323486},{"word":"to","start":280.62,"end":280.7,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1225610002875328},{"word":"go","start":280.7,"end":280.86002,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.1232827827334404},{"word":"in","start":280.86002,"end":281.1,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09484834969043732},{"word":"and","start":281.1,"end":281.26,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12745489180088043},{"word":"out","start":281.26,"end":281.42,"confidence":0.86035156,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.11410652846097946},{"word":"in","start":281.42,"end":281.58002,"confidence":0.98535156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0729638859629631},{"word":"and","start":281.58002,"end":281.74,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09167815744876862},{"word":"out","start":281.74,"end":281.82,"confidence":0.7310791,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.1056855097413063},{"word":"in","start":281.82,"end":281.9,"confidence":0.60595703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07686614990234375},{"word":"and","start":281.9,"end":282.02002,"confidence":0.7973633,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08461019396781921},{"word":"out","start":282.02002,"end":282.14,"confidence":0.93237305,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.08703336864709854},{"word":"and","start":282.14,"end":282.22,"confidence":0.41870117,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09341129660606384},{"word":"i","start":282.22,"end":282.3,"confidence":0.49609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11886419355869292},{"word":"know","start":282.3,"end":282.46,"confidence":0.90234375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1855938583612442},{"word":"my","start":282.46,"end":282.62,"confidence":0.96972656,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.22194558382034305},{"word":"daughter-in-law","start":282.62,"end":283.12,"confidence":0.89873046,"punctuated_word":"daughter-in-law","sentiment":"neutral","sentiment_score":-0.2593611776828766},{"word":"had","start":283.18,"end":283.42,"confidence":0.9316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.21972043812274933},{"word":"a","start":283.42,"end":283.58002,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2133912295103073},{"word":"really","start":283.58002,"end":283.82,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.23988406360149384},{"word":"hard","start":283.82,"end":284.06,"confidence":0.99902344,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.2631015181541443},{"word":"time","start":284.06,"end":284.3,"confidence":0.9921875,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.285485178232193},{"word":"trying","start":284.3,"end":284.54,"confidence":0.9921875,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.2770903706550598},{"word":"to","start":284.54,"end":284.62,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24042710661888125},{"word":"get","start":284.62,"end":284.86002,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2094253301620483},{"word":"his","start":284.86002,"end":285.36002,"confidence":1.0,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.2420927733182907},{"word":"pension","start":287.1,"end":287.6,"confidence":0.8696289,"punctuated_word":"pension.","sentiment":"neutral","sentiment_score":-0.24799521267414093},{"word":"they","start":287.98,"end":288.14,"confidence":0.72021484,"punctuated_word":"They","sentiment":"negative","sentiment_score":-0.4440943896770478},{"word":"just","start":288.14,"end":288.64,"confidence":0.88793945,"punctuated_word":"just,","sentiment":"negative","sentiment_score":-0.3991256356239319},{"word":"you","start":289.185,"end":289.345,"confidence":1.0,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.41213732957839966},{"word":"know","start":289.345,"end":289.845,"confidence":0.8630371,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.42574501037597656},{"word":"they","start":289.905,"end":289.985,"confidence":0.7680664,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.49941837787628174},{"word":"they","start":289.985,"end":290.06497,"confidence":0.7524414,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.5523921251296997},{"word":"actually","start":290.06497,"end":290.54498,"confidence":0.99316406,"punctuated_word":"actually","sentiment":"negative","sentiment_score":-0.5581560134887695},{"word":"make","start":290.54498,"end":290.625,"confidence":0.9902344,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.5458033084869385},{"word":"you","start":290.625,"end":290.865,"confidence":0.98535156,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5214107036590576},{"word":"angry","start":290.865,"end":291.365,"confidence":0.9975586,"punctuated_word":"angry.","sentiment":"negative","sentiment_score":-0.44385406374931335},{"word":"one","start":320.685,"end":321.005,"confidence":0.5625,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.04752050340175629},{"word":"one","start":321.005,"end":321.245,"confidence":0.8588867,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04039102792739868},{"word":"one","start":321.245,"end":321.48502,"confidence":0.73583984,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.049365654587745667},{"word":"thing","start":321.48502,"end":321.725,"confidence":0.9980469,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.05653641000390053},{"word":"i","start":321.725,"end":321.885,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04952334985136986},{"word":"did","start":321.885,"end":322.125,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.04374152794480324},{"word":"find","start":322.125,"end":322.525,"confidence":0.96972656,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.029660038650035855},{"word":"is","start":322.525,"end":322.765,"confidence":0.9819336,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.017967306077480316},{"word":"when","start":322.765,"end":322.845,"confidence":0.97509766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.010724104940891266},{"word":"we","start":322.845,"end":322.92502,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.011172501370310783},{"word":"were","start":322.92502,"end":323.42502,"confidence":0.984375,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.009623704478144646},{"word":"looking","start":324.845,"end":325.345,"confidence":0.90771484,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.008533213287591934},{"word":"through","start":326.20502,"end":326.685,"confidence":0.6727295,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.021642910316586494},{"word":"like","start":326.685,"end":326.92502,"confidence":0.939209,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0015379060059785845},{"word":"going","start":326.92502,"end":327.165,"confidence":0.9902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.003669008612632751},{"word":"going","start":327.165,"end":327.48502,"confidence":0.9790039,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.016994819045066833},{"word":"through","start":327.48502,"end":327.725,"confidence":0.97802734,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.008602038025856018},{"word":"the","start":327.725,"end":328.225,"confidence":0.95947266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014133721590042114},{"word":"pension","start":329.75998,"end":330.25998,"confidence":0.67822266,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.01982033997774124},{"word":"questions","start":330.31998,"end":330.81998,"confidence":0.77563477,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.004759360104799271},{"word":"it","start":331.91998,"end":332.15997,"confidence":0.9951172,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.05643744766712189},{"word":"said","start":332.15997,"end":332.4,"confidence":0.66259766,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.05057563632726669},{"word":"that","start":332.4,"end":332.47998,"confidence":0.8076172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07021075487136841},{"word":"i'd","start":332.47998,"end":332.72,"confidence":0.7800293,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.06280836462974548},{"word":"only","start":332.72,"end":332.96,"confidence":0.99609375,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.07191440463066101},{"word":"been","start":332.96,"end":333.19998,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.06645117700099945},{"word":"living","start":333.19998,"end":333.52,"confidence":0.9980469,"punctuated_word":"living","sentiment":"neutral","sentiment_score":-0.06312568485736847},{"word":"here","start":333.52,"end":333.68,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.03343214467167854},{"word":"for","start":333.68,"end":333.91998,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04518525674939155},{"word":"two","start":333.91998,"end":334.08,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.06254684925079346},{"word":"months","start":334.08,"end":334.58,"confidence":0.8613281,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.042854584753513336},{"word":"and","start":335.44,"end":335.94,"confidence":0.9790039,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.004453316330909729},{"word":"yeah","start":336.56,"end":336.87997,"confidence":0.98657227,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.002590489573776722},{"word":"but","start":336.87997,"end":337.19998,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0038611963391304016},{"word":"i","start":337.19998,"end":337.52,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0076439268887043},{"word":"i","start":337.52,"end":337.68,"confidence":0.95703125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0030891001224517822},{"word":"applied","start":337.68,"end":338.0,"confidence":0.9951172,"punctuated_word":"applied","sentiment":"neutral","sentiment_score":0.009887736290693285},{"word":"for","start":338.0,"end":338.24,"confidence":0.8388672,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.00844479724764824},{"word":"the","start":338.24,"end":338.4,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013756144791841509},{"word":"doll","start":338.4,"end":338.9,"confidence":0.93847656,"punctuated_word":"doll","sentiment":"neutral","sentiment_score":0.00592033751308918},{"word":"on","start":339.91998,"end":340.08,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.016075439751148224},{"word":"the","start":340.08,"end":340.31998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.009367460384964945},{"word":"february","start":340.31998,"end":341.52997,"confidence":0.9291992,"punctuated_word":"February","sentiment":"neutral","sentiment_score":0.017296545207500458},{"word":"26","start":341.52997,"end":342.74,"confidence":0.9291992,"punctuated_word":"26,","sentiment":"neutral","sentiment_score":0.01651221327483654},{"word":"and","start":343.69498,"end":343.935,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.005543947219848633},{"word":"i","start":343.935,"end":344.25497,"confidence":0.45629883,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.037152551114559174},{"word":"found","start":344.25497,"end":344.495,"confidence":0.57128906,"punctuated_word":"found","sentiment":"neutral","sentiment_score":-0.026405230164527893},{"word":"that","start":344.495,"end":344.995,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017730209976434708},{"word":"onto","start":345.29498,"end":345.79498,"confidence":0.93359375,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.003846626728773117},{"word":"my","start":346.25497,"end":346.57498,"confidence":0.99316406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.004561595618724823},{"word":"house","start":346.57498,"end":346.895,"confidence":0.92041016,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":0.024022798985242844},{"word":"so","start":346.895,"end":347.055,"confidence":0.7138672,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02793826535344124},{"word":"i","start":347.055,"end":347.13498,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07463539391756058},{"word":"don't","start":347.13498,"end":347.375,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0747215747833252},{"word":"know","start":347.375,"end":347.455,"confidence":0.99316406,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1103668361902237},{"word":"how","start":347.455,"end":347.69498,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.10547852516174316},{"word":"they","start":347.69498,"end":347.85498,"confidence":0.9970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.10100947320461272},{"word":"did","start":347.85498,"end":348.01498,"confidence":0.9951172,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.14452055096626282},{"word":"it","start":348.01498,"end":348.41498,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0789971798658371},{"word":"and","start":348.41498,"end":348.735,"confidence":0.93408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07691994309425354},{"word":"why","start":348.735,"end":348.97498,"confidence":0.9873047,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.11152954399585724},{"word":"they","start":348.97498,"end":349.055,"confidence":0.97998047,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1101301908493042},{"word":"did","start":349.055,"end":349.215,"confidence":0.9741211,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.13121297955513},{"word":"it","start":349.215,"end":349.715,"confidence":0.8059082,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.07529301941394806},{"word":"but","start":350.01498,"end":350.335,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08805907517671585},{"word":"i","start":350.335,"end":350.495,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24632829427719116},{"word":"wasn't","start":350.495,"end":350.81497,"confidence":1.0,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.201639860868454},{"word":"even","start":350.81497,"end":351.055,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.1887886673212051},{"word":"gonna","start":351.055,"end":351.29498,"confidence":0.9863281,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.165145605802536},{"word":"get","start":351.29498,"end":351.455,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1953049600124359},{"word":"my","start":351.455,"end":351.615,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.17194055020809174},{"word":"first","start":351.615,"end":351.85498,"confidence":1.0,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.17098422348499298},{"word":"payment","start":351.85498,"end":352.25497,"confidence":0.9902344,"punctuated_word":"payment","sentiment":"neutral","sentiment_score":-0.07117626070976257},{"word":"until","start":352.25497,"end":352.57498,"confidence":0.4951172,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.226645827293396},{"word":"after","start":352.57498,"end":352.81497,"confidence":0.9951172,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.17329838871955872},{"word":"my","start":352.81497,"end":352.97498,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11828500777482986},{"word":"birthday","start":352.97498,"end":353.47498,"confidence":0.9511719,"punctuated_word":"birthday.","sentiment":"neutral","sentiment_score":-0.12078917771577836},{"word":"so","start":354.25497,"end":354.735,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1145169362425804},{"word":"i","start":354.735,"end":354.81497,"confidence":0.9560547,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3740167021751404},{"word":"wasn't","start":354.81497,"end":355.215,"confidence":0.9013672,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.24902299046516416},{"word":"gonna","start":355.215,"end":355.455,"confidence":0.97265625,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.30188119411468506},{"word":"get","start":355.455,"end":355.615,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.29328739643096924},{"word":"the","start":355.615,"end":355.775,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.22380049526691437},{"word":"doll","start":355.775,"end":356.01498,"confidence":0.8911133,"punctuated_word":"doll","sentiment":"neutral","sentiment_score":-0.18474654853343964},{"word":"anyway","start":356.01498,"end":356.51498,"confidence":0.7105713,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.18654313683509827},{"word":"because","start":359.88,"end":360.12,"confidence":0.8496094,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.01999315060675144},{"word":"it","start":360.12,"end":360.28,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0068928636610507965},{"word":"takes","start":360.28,"end":360.78,"confidence":0.93725586,"punctuated_word":"takes,","sentiment":"neutral","sentiment_score":-0.017339566722512245},{"word":"like","start":361.0,"end":361.5,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.01751551777124405},{"word":"four","start":362.04,"end":362.44,"confidence":0.95947266,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.008498217910528183},{"word":"weeks","start":362.44,"end":362.94,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":-0.0025949031114578247},{"word":"once","start":363.0,"end":363.24002,"confidence":0.96533203,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.006133466958999634},{"word":"you've","start":363.24002,"end":363.56,"confidence":0.7687988,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.002867814153432846},{"word":"filled","start":363.56,"end":363.88,"confidence":0.96435547,"punctuated_word":"filled","sentiment":"neutral","sentiment_score":0.0926329493522644},{"word":"out","start":363.88,"end":364.12,"confidence":0.96240234,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08547638356685638},{"word":"the","start":364.12,"end":364.36002,"confidence":0.8408203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0932810753583908},{"word":"forms","start":364.36002,"end":364.86002,"confidence":0.75097656,"punctuated_word":"forms,","sentiment":"neutral","sentiment_score":0.0659533217549324},{"word":"and","start":366.28,"end":366.78,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03060116618871689},{"word":"it","start":366.92,"end":367.08002,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04517403244972229},{"word":"all","start":367.08002,"end":367.40002,"confidence":0.9921875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.004287257790565491},{"word":"got","start":367.40002,"end":367.64,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0135737806558609},{"word":"passed","start":367.64,"end":368.14,"confidence":0.88793945,"punctuated_word":"passed.","sentiment":"neutral","sentiment_score":-0.00950557366013527},{"word":"and","start":368.6,"end":368.76,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.08506031334400177},{"word":"then","start":368.76,"end":369.26,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.12543238699436188},{"word":"my","start":369.885,"end":370.125,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.16800302267074585},{"word":"wife","start":370.125,"end":370.605,"confidence":0.99902344,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.1889074742794037},{"word":"was","start":370.605,"end":370.845,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.18056297302246097},{"word":"hunting","start":370.845,"end":371.245,"confidence":0.7963867,"punctuated_word":"hunting","sentiment":"neutral","sentiment_score":-0.14842675626277924},{"word":"around","start":371.245,"end":371.485,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.19773432612419128},{"word":"looking","start":371.485,"end":371.805,"confidence":0.9316406,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.17034374177455902},{"word":"at","start":371.805,"end":371.885,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.21878895163536072},{"word":"things","start":371.885,"end":372.125,"confidence":0.9538574,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.1186886876821518},{"word":"she","start":372.125,"end":372.285,"confidence":0.95947266,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.24988268315792084},{"word":"goes","start":372.285,"end":372.525,"confidence":0.9680176,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":-0.23938509821891785},{"word":"well","start":372.525,"end":372.605,"confidence":0.9851074,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.28932613134384155},{"word":"you're","start":372.605,"end":372.76498,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.361428827047348},{"word":"not","start":372.76498,"end":372.925,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.29647234082221985},{"word":"gonna","start":372.925,"end":373.085,"confidence":0.98095703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2824433445930481},{"word":"get","start":373.085,"end":373.325,"confidence":0.9941406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.29944807291030884},{"word":"anything","start":373.325,"end":373.645,"confidence":0.72509766,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.30313846468925476},{"word":"anyway","start":373.645,"end":374.125,"confidence":0.61987305,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.24694465100765228},{"word":"she","start":374.125,"end":374.365,"confidence":0.37597656,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.14495472609996796},{"word":"said","start":374.365,"end":374.605,"confidence":0.875,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.14396730065345764},{"word":"because","start":374.605,"end":375.105,"confidence":0.58496094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15839169919490814},{"word":"you","start":375.485,"end":375.645,"confidence":0.3239746,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1620786488056183},{"word":"passed","start":375.645,"end":376.045,"confidence":0.4609375,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":-0.135084867477417},{"word":"the","start":376.045,"end":376.545,"confidence":0.79003906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18126437067985535},{"word":"the","start":377.965,"end":378.125,"confidence":0.8120117,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15739741921424866},{"word":"age","start":378.125,"end":378.365,"confidence":0.8701172,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.13469810783863068},{"word":"of","start":378.365,"end":378.525,"confidence":0.96777344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.15673083066940308},{"word":"getting","start":378.525,"end":378.76498,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.14866040647029877},{"word":"the","start":378.76498,"end":379.005,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11101137846708298},{"word":"doll","start":379.005,"end":379.505,"confidence":0.95458984,"punctuated_word":"doll.","sentiment":"neutral","sentiment_score":-0.11781127005815506},{"word":"i","start":381.885,"end":382.04498,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15535606443881989},{"word":"have","start":382.04498,"end":382.205,"confidence":0.45874023,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1529911756515503},{"word":"i","start":382.365,"end":382.445,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1738560050725937},{"word":"haven't","start":382.445,"end":382.845,"confidence":0.9975586,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.17543219029903412},{"word":"passed","start":382.845,"end":383.085,"confidence":0.9567871,"punctuated_word":"passed,","sentiment":"neutral","sentiment_score":-0.13823261857032776},{"word":"but","start":383.085,"end":383.325,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.15979735553264618},{"word":"i've","start":383.325,"end":383.825,"confidence":0.72631836,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.16675424575805664},{"word":"i've","start":384.40997,"end":384.56998,"confidence":0.9733887,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.13749021291732788},{"word":"been","start":384.56998,"end":384.88998,"confidence":0.8774414,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.12725801765918732},{"word":"i've","start":385.21,"end":385.28998,"confidence":0.74035645,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.16273026168346405},{"word":"i've","start":385.28998,"end":385.53,"confidence":0.9748535,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.15285569429397583},{"word":"applied","start":385.53,"end":386.00998,"confidence":0.6875,"punctuated_word":"applied","sentiment":"neutral","sentiment_score":-0.16618597507476807},{"word":"for","start":386.00998,"end":386.50998,"confidence":0.73413086,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.18914204835891724},{"word":"i","start":386.72998,"end":386.81,"confidence":0.71875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22987216711044312},{"word":"don't","start":386.81,"end":387.05,"confidence":0.9921875,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.20144549012184143},{"word":"know","start":387.05,"end":387.55,"confidence":0.9946289,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.20551374554634097},{"word":"50","start":387.77,"end":388.09,"confidence":0.99609375,"punctuated_word":"50","sentiment":"neutral","sentiment_score":-0.2366822063922882},{"word":"jobs","start":388.09,"end":388.40997,"confidence":0.99316406,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":-0.1719626784324646},{"word":"and","start":388.40997,"end":388.56998,"confidence":0.8222656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2427946776151657},{"word":"haven't","start":388.56998,"end":388.81,"confidence":0.7836914,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.2007460594177246},{"word":"got","start":388.81,"end":388.97,"confidence":0.99609375,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.20566171407699585},{"word":"one","start":388.97,"end":389.47,"confidence":0.99609375,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.19037482142448425},{"word":"i","start":404.19498,"end":404.595,"confidence":0.6464844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008366260677576065},{"word":"was","start":404.595,"end":404.75497,"confidence":0.8120117,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02929617092013359},{"word":"going","start":404.75497,"end":404.995,"confidence":0.85595703,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.004540223628282547},{"word":"yesterday","start":404.995,"end":405.495,"confidence":0.97875977,"punctuated_word":"yesterday.","sentiment":"neutral","sentiment_score":0.01626736670732498},{"word":"i","start":410.7,"end":411.2,"confidence":0.7529297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07626812160015106},{"word":"don't","start":412.14,"end":412.38,"confidence":0.9914551,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.048116616904735565},{"word":"know","start":412.38,"end":412.7,"confidence":0.9765625,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.024541780352592468},{"word":"if","start":412.7,"end":412.86002,"confidence":0.91503906,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.040992796421051025},{"word":"a","start":412.86002,"end":413.02002,"confidence":0.82373047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.038627102971076965},{"word":"job","start":413.02002,"end":413.26,"confidence":0.99902344,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.053257107734680176},{"word":"comes","start":413.26,"end":413.42,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.014160241931676865},{"word":"up","start":413.42,"end":413.80002,"confidence":0.91381836,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.011822324246168137},{"word":"i'll","start":413.80002,"end":414.18,"confidence":0.57836914,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.002741286065429449},{"word":"next","start":414.56,"end":414.94,"confidence":0.34155273,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.002379532903432846},{"word":"week","start":414.94,"end":415.1,"confidence":0.44787598,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.004692969843745232},{"word":"try","start":415.1,"end":415.26,"confidence":0.3786621,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.002248242497444153},{"word":"to","start":415.26,"end":415.34003,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024311348795890808},{"word":"get","start":415.34003,"end":415.5,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.006553784012794495},{"word":"me","start":415.5,"end":415.66,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.005949061363935471},{"word":"to","start":415.66,"end":415.74002,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007295452058315277},{"word":"go","start":415.74002,"end":415.82,"confidence":0.9550781,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0023648887872695923},{"word":"up","start":415.82,"end":415.98,"confidence":0.77246094,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.011048424988985062},{"word":"north","start":415.98,"end":416.22,"confidence":0.9199219,"punctuated_word":"north","sentiment":"neutral","sentiment_score":-0.0036584995687007904},{"word":"for","start":416.22,"end":416.38,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.016143035143613815},{"word":"three","start":416.38,"end":416.62003,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.01533620059490204},{"word":"weeks","start":416.62003,"end":417.12003,"confidence":0.98217773,"punctuated_word":"weeks.","sentiment":"neutral","sentiment_score":0.003285462036728859},{"word":"i","start":417.18002,"end":417.42,"confidence":0.9194336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0012811869382858276},{"word":"was","start":417.42,"end":417.58002,"confidence":0.9658203,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.009490501135587692},{"word":"gonna","start":417.58002,"end":417.82,"confidence":0.9863281,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.00030188262462615967},{"word":"make","start":417.82,"end":418.22,"confidence":0.9536133,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.003353273496031761},{"word":"i","start":418.22,"end":418.62003,"confidence":0.6748047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0018875524401664736},{"word":"was","start":418.62003,"end":418.78,"confidence":0.9667969,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.01241254061460495},{"word":"gonna","start":418.78,"end":419.02002,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0013324934989213943},{"word":"make","start":419.02002,"end":419.26,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.014784827828407288},{"word":"$18,000","start":419.26,"end":420.46002,"confidence":0.9995117,"punctuated_word":"$18,000","sentiment":"neutral","sentiment_score":0.01611996814608574},{"word":"in","start":420.46002,"end":420.62003,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.004621777683496475},{"word":"three","start":420.62003,"end":420.86002,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.017564211040735245},{"word":"weeks","start":420.86002,"end":421.36002,"confidence":0.91918945,"punctuated_word":"weeks.","sentiment":"neutral","sentiment_score":-0.010270966216921806},{"word":"$66,600","start":423.66,"end":429.79498,"confidence":0.9417114,"punctuated_word":"$66,600","sentiment":"neutral","sentiment_score":0.0020978327374905348},{"word":"a","start":430.335,"end":430.57498,"confidence":0.9375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02257310412824154},{"word":"week","start":430.57498,"end":431.07498,"confidence":0.88964844,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.013107841834425926},{"word":"i","start":434.815,"end":434.975,"confidence":0.2626953,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.45057928562164307},{"word":"can't","start":434.975,"end":435.475,"confidence":0.873291,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.4191586673259735},{"word":"i","start":435.535,"end":435.695,"confidence":0.9316406,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4615296423435211},{"word":"can't","start":435.695,"end":435.935,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.4519897401332855},{"word":"wait","start":435.935,"end":436.095,"confidence":0.46972656,"punctuated_word":"wait","sentiment":"negative","sentiment_score":-0.4456194043159485},{"word":"my","start":436.095,"end":436.255,"confidence":0.92822266,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.4706906080245972},{"word":"wife","start":436.255,"end":436.495,"confidence":0.9980469,"punctuated_word":"wife","sentiment":"negative","sentiment_score":-0.3948766589164734},{"word":"at","start":436.495,"end":436.655,"confidence":0.76953125,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.3987483680248261},{"word":"home","start":436.655,"end":436.815,"confidence":0.9560547,"punctuated_word":"home","sentiment":"negative","sentiment_score":-0.3382883369922638},{"word":"because","start":436.815,"end":437.13498,"confidence":0.8925781,"punctuated_word":"because","sentiment":"negative","sentiment_score":-0.38632285594940186},{"word":"she's","start":437.13498,"end":437.455,"confidence":0.99609375,"punctuated_word":"she's","sentiment":"negative","sentiment_score":-0.4556499421596527},{"word":"a","start":437.455,"end":437.535,"confidence":0.86328125,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5160906314849854},{"word":"bit","start":437.535,"end":437.775,"confidence":0.90283203,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.5224169492721558},{"word":"broken","start":437.775,"end":438.275,"confidence":0.74780273,"punctuated_word":"broken.","sentiment":"negative","sentiment_score":-0.47377610206604},{"word":"you","start":438.335,"end":438.41498,"confidence":0.21057129,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.2824822962284088},{"word":"know","start":438.41498,"end":438.57498,"confidence":0.8703613,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.2875378727912903},{"word":"she's","start":438.57498,"end":439.07498,"confidence":0.5050049,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.22998838126659393},{"word":"she's","start":439.11,"end":439.34998,"confidence":0.97387695,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.2771913707256317},{"word":"got","start":439.34998,"end":439.84998,"confidence":0.9892578,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.31584903597831726},{"word":"she's","start":440.15,"end":440.38998,"confidence":0.98168945,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.3248896896839142},{"word":"got","start":440.38998,"end":440.62997,"confidence":0.99316406,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.4084245264530182},{"word":"a","start":440.62997,"end":440.71,"confidence":0.9472656,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.40510356426239014},{"word":"bad","start":440.71,"end":440.94998,"confidence":0.99902344,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.4237147867679596},{"word":"back","start":440.94998,"end":441.18997,"confidence":0.99902344,"punctuated_word":"back","sentiment":"negative","sentiment_score":-0.4202132523059845},{"word":"and","start":441.18997,"end":441.68997,"confidence":0.98095703,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3711289465427398},{"word":"bad","start":442.22998,"end":442.72998,"confidence":0.9301758,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.3847370147705078},{"word":"yeah","start":444.71,"end":445.03,"confidence":0.6425781,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.3128676414489746},{"word":"she","start":445.03,"end":445.53,"confidence":0.9941406,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.26278239488601685},{"word":"she's","start":445.99,"end":446.22998,"confidence":0.9916992,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.2855265140533447},{"word":"alright","start":446.22998,"end":446.62997,"confidence":0.87524414,"punctuated_word":"alright,","sentiment":"neutral","sentiment_score":-0.2269919216632843},{"word":"but","start":446.62997,"end":447.11,"confidence":0.99316406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2000846117734909},{"word":"i","start":447.11,"end":447.27,"confidence":0.96533203,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3836542069911957},{"word":"don't","start":447.27,"end":447.50998,"confidence":0.9812012,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3578457236289978},{"word":"like","start":447.50998,"end":447.66998,"confidence":0.90234375,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.3949394226074219},{"word":"leaving","start":447.66998,"end":447.99,"confidence":0.47094727,"punctuated_word":"leaving","sentiment":"negative","sentiment_score":-0.38686832785606384},{"word":"on","start":447.99,"end":448.15,"confidence":0.70410156,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.44683176279067993},{"word":"her","start":448.15,"end":448.31,"confidence":0.96435547,"punctuated_word":"her","sentiment":"negative","sentiment_score":-0.405953973531723},{"word":"own","start":448.31,"end":448.81,"confidence":0.9941406,"punctuated_word":"own.","sentiment":"negative","sentiment_score":-0.35846656560897827},{"word":"well","start":460.925,"end":461.005,"confidence":0.5332031,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.027339760214090347},{"word":"yeah","start":461.005,"end":461.505,"confidence":0.8269043,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04147343337535858},{"word":"well","start":461.565,"end":461.88498,"confidence":0.9921875,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.04735293984413147},{"word":"i","start":461.88498,"end":461.965,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05193693935871124},{"word":"can","start":461.965,"end":462.285,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06361441314220428},{"word":"i","start":462.285,"end":462.44498,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06403470784425735},{"word":"can","start":462.44498,"end":462.925,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07847149670124054},{"word":"i","start":462.925,"end":463.085,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.057087287306785583},{"word":"can","start":463.085,"end":463.32498,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08791954815387726},{"word":"get","start":463.32498,"end":463.485,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0789174735546112},{"word":"it","start":463.485,"end":463.645,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0433809719979763},{"word":"set","start":463.645,"end":463.88498,"confidence":0.9902344,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.07581256330013275},{"word":"up","start":463.88498,"end":464.38498,"confidence":0.96191406,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":0.06507004797458649},{"word":"that's","start":465.245,"end":465.72498,"confidence":0.83251953,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03461698442697525},{"word":"correct","start":465.72498,"end":466.125,"confidence":0.96533203,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":-0.01615450158715248},{"word":"but","start":466.125,"end":466.44498,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0643356665968895},{"word":"if","start":466.44498,"end":466.685,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.09819412231445312},{"word":"i","start":466.685,"end":466.76498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08803260326385498},{"word":"get","start":466.76498,"end":467.005,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.11910290271043776},{"word":"a","start":467.005,"end":467.085,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.29787760972976685},{"word":"job","start":467.085,"end":467.32498,"confidence":0.9399414,"punctuated_word":"job,","sentiment":"neutral","sentiment_score":-0.29556185007095337},{"word":"it","start":467.32498,"end":467.485,"confidence":0.9873047,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3564755618572235},{"word":"just","start":467.485,"end":467.72498,"confidence":0.99902344,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.35423728823661804},{"word":"sits","start":467.72498,"end":467.965,"confidence":0.98095703,"punctuated_word":"sits","sentiment":"negative","sentiment_score":-0.3899229168891907},{"word":"there","start":467.965,"end":468.465,"confidence":0.78637695,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.32259443402290344},{"word":"so","start":469.94,"end":470.26,"confidence":0.6425781,"punctuated_word":"So","sentiment":"negative","sentiment_score":-0.3505178689956665},{"word":"don't","start":470.26,"end":470.5,"confidence":0.8156738,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.42471814155578613},{"word":"pay","start":470.5,"end":470.66,"confidence":0.97509766,"punctuated_word":"pay","sentiment":"negative","sentiment_score":-0.4440990388393402},{"word":"me","start":470.66,"end":470.9,"confidence":0.98291016,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.4464953541755676},{"word":"any","start":470.9,"end":470.98,"confidence":0.9902344,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.4484173357486725},{"word":"but","start":472.74,"end":472.98,"confidence":0.5883789,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.00998649001121521},{"word":"i","start":472.98,"end":473.06,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02005966752767563},{"word":"have","start":473.06,"end":473.30002,"confidence":0.9863281,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.029517248272895813},{"word":"to","start":473.30002,"end":473.46,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.00021627917885780337},{"word":"let","start":473.46,"end":473.96,"confidence":0.6982422,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.002766134217381478},{"word":"them","start":474.02002,"end":474.52002,"confidence":0.5810547,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.0411529503762722},{"word":"yes","start":481.46,"end":481.96,"confidence":0.7468262,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15144695341587067},{"word":"yep","start":535.91,"end":536.41,"confidence":0.91967773,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08693277090787888},{"word":"so","start":539.525,"end":539.84503,"confidence":0.95703125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.061496444046497345},{"word":"it's","start":539.84503,"end":540.34503,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04421108216047287},{"word":"house","start":540.48505,"end":540.965,"confidence":0.33203125,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.06135549023747444},{"word":"contents","start":540.965,"end":541.465,"confidence":0.95825195,"punctuated_word":"contents,","sentiment":"neutral","sentiment_score":0.05500565469264984},{"word":"vehicles","start":541.60504,"end":542.10504,"confidence":0.99609375,"punctuated_word":"vehicles,","sentiment":"neutral","sentiment_score":0.058639589697122574},{"word":"saving","start":542.405,"end":542.885,"confidence":0.9267578,"punctuated_word":"saving","sentiment":"neutral","sentiment_score":0.0875072032213211},{"word":"accounts","start":542.885,"end":543.385,"confidence":0.98461914,"punctuated_word":"accounts,","sentiment":"neutral","sentiment_score":0.05332188308238983},{"word":"camilla's","start":544.24506,"end":544.74506,"confidence":0.84814453,"punctuated_word":"Camilla's","sentiment":"neutral","sentiment_score":0.06867848336696625},{"word":"wage","start":544.80505,"end":545.30505,"confidence":0.71777344,"punctuated_word":"wage,","sentiment":"neutral","sentiment_score":0.015202086418867111},{"word":"super","start":547.525,"end":548.025,"confidence":0.76123047,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.05592195317149162},{"word":"yes","start":561.38,"end":561.88,"confidence":0.9133301,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.006516406312584877},{"word":"six","start":576.14496,"end":576.385,"confidence":0.5966797,"punctuated_word":"Six","sentiment":"neutral","sentiment_score":-0.05910208076238632},{"word":"and","start":576.385,"end":576.545,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.056756824254989624},{"word":"a","start":576.545,"end":576.625,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06442522257566452},{"word":"quarter","start":576.625,"end":577.02496,"confidence":1.0,"punctuated_word":"quarter","sentiment":"neutral","sentiment_score":-0.05171121284365654},{"word":"ages","start":577.02496,"end":577.52496,"confidence":0.78759766,"punctuated_word":"ages.","sentiment":"neutral","sentiment_score":-0.06471520662307739},{"word":"but","start":579.98,"end":580.13995,"confidence":0.7675781,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.090028315782547},{"word":"they","start":580.13995,"end":580.37994,"confidence":0.99121094,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.16243194043636322},{"word":"can't","start":580.37994,"end":580.62,"confidence":0.99365234,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.15739595890045166},{"word":"touch","start":580.62,"end":580.86,"confidence":0.9980469,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":-0.22382670640945437},{"word":"me","start":580.86,"end":581.1,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.17723777890205383},{"word":"on","start":581.1,"end":581.18,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.21782101690769196},{"word":"that","start":581.18,"end":581.42,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1895616054534912},{"word":"because","start":581.42,"end":581.74,"confidence":0.89208984,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.14471542835235596},{"word":"i","start":581.74,"end":581.89996,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1300576627254486},{"word":"had","start":581.89996,"end":582.13995,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.14013218879699707},{"word":"my","start":582.13995,"end":582.3,"confidence":0.9873047,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.10775242745876312},{"word":"i","start":582.45996,"end":582.62,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08951102942228317},{"word":"bought","start":582.62,"end":582.94,"confidence":0.99902344,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":-0.07382633537054062},{"word":"mine","start":582.94,"end":583.44,"confidence":0.9667969,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":-0.06554235517978668},{"word":"i","start":583.98,"end":584.13995,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08722402155399323},{"word":"bought","start":584.13995,"end":584.45996,"confidence":0.99902344,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":-0.04184620827436447},{"word":"this","start":584.45996,"end":584.62,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.06729237735271454},{"word":"house","start":584.62,"end":584.86,"confidence":0.9980469,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.05571597069501877},{"word":"before","start":584.86,"end":585.25995,"confidence":0.89453125,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.09043043851852416},{"word":"2000","start":585.25995,"end":585.81995,"confidence":0.9194336,"punctuated_word":"2000,","sentiment":"neutral","sentiment_score":-0.08744398504495621},{"word":"and","start":585.81995,"end":585.89996,"confidence":0.94189453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09589385986328124},{"word":"that's","start":585.89996,"end":586.13995,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.11844589561223984},{"word":"when","start":586.13995,"end":586.37994,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.11018429696559906},{"word":"the","start":586.37994,"end":586.45996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15604424476623535},{"word":"rules","start":586.45996,"end":586.77997,"confidence":0.9951172,"punctuated_word":"rules","sentiment":"neutral","sentiment_score":-0.17306166887283325},{"word":"changed","start":586.77997,"end":587.27997,"confidence":0.8300781,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":-0.1452692747116089},{"word":"otherwise","start":589.89996,"end":590.39996,"confidence":0.5292969,"punctuated_word":"Otherwise","sentiment":"neutral","sentiment_score":-0.09824281185865402},{"word":"yeah","start":592.47,"end":592.755,"confidence":0.9736328,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.038604430854320526},{"word":"it","start":592.755,"end":593.235,"confidence":0.4880371,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.039966240525245667},{"word":"because","start":593.315,"end":593.635,"confidence":0.8569336,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.023418700322508812},{"word":"i","start":593.635,"end":593.795,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.022944185882806774},{"word":"bought","start":593.795,"end":593.955,"confidence":0.9941406,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":-0.01043509691953659},{"word":"this","start":593.955,"end":594.195,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.026564374566078183},{"word":"place","start":594.195,"end":594.355,"confidence":0.97802734,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.018397346138954163},{"word":"in","start":594.355,"end":594.59503,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02133359387516975},{"word":"'98","start":594.59503,"end":595.415,"confidence":0.9609375,"punctuated_word":"'98.","sentiment":"neutral","sentiment_score":-0.02316823229193687},{"word":"there","start":600.755,"end":600.995,"confidence":0.88671875,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.11098476499319077},{"word":"was","start":600.995,"end":601.315,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10915933549404144},{"word":"a","start":601.315,"end":601.395,"confidence":0.93359375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14785432815551758},{"word":"i","start":601.475,"end":601.635,"confidence":0.94189453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14374381303787231},{"word":"think","start":601.635,"end":601.875,"confidence":0.95410156,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.11099231243133544},{"word":"i","start":601.875,"end":601.955,"confidence":0.7988281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21297615766525269},{"word":"don't","start":601.955,"end":602.115,"confidence":0.7873535,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.16648052632808685},{"word":"know","start":602.115,"end":602.435,"confidence":0.9375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.15671169757843018},{"word":"i","start":602.435,"end":602.515,"confidence":0.6743164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21981306374073029},{"word":"don't","start":602.515,"end":602.835,"confidence":0.8820801,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1777513325214386},{"word":"know","start":602.835,"end":602.995,"confidence":0.6923828,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.17428719997406006},{"word":"who","start":602.995,"end":603.155,"confidence":0.9873047,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.13770011067390442},{"word":"bought","start":603.155,"end":603.395,"confidence":0.9375,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":-0.11865164339542388},{"word":"it","start":603.395,"end":603.555,"confidence":0.72998047,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.17841124534606934},{"word":"the","start":603.555,"end":603.715,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17090001702308655},{"word":"government","start":603.715,"end":604.115,"confidence":0.99902344,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.1386125236749649},{"word":"or","start":604.115,"end":604.275,"confidence":0.96972656,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1671291142702103},{"word":"somebody","start":604.275,"end":604.775,"confidence":0.7932129,"punctuated_word":"somebody.","sentiment":"neutral","sentiment_score":-0.17598861455917358},{"word":"but","start":607.22,"end":607.54,"confidence":0.9819336,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.28346720337867737},{"word":"that","start":607.54,"end":607.86,"confidence":0.99902344,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3788016736507416},{"word":"that","start":607.86,"end":608.1,"confidence":0.97314453,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4362336993217468},{"word":"is","start":608.1,"end":608.26,"confidence":0.9921875,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.4904431402683258},{"word":"not","start":608.26,"end":608.5,"confidence":0.9970703,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4355856776237488},{"word":"an","start":608.5,"end":608.57996,"confidence":0.9902344,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.4292297959327698},{"word":"asset","start":608.57996,"end":608.98,"confidence":1.0,"punctuated_word":"asset","sentiment":"negative","sentiment_score":-0.42455899715423584},{"word":"now","start":608.98,"end":609.22,"confidence":0.9980469,"punctuated_word":"now","sentiment":"negative","sentiment_score":-0.43608009815216064},{"word":"because","start":609.22,"end":609.54,"confidence":0.72021484,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.2769090235233307},{"word":"i've","start":609.54,"end":609.7,"confidence":0.77612305,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.3003263473510742},{"word":"i","start":609.77997,"end":609.94,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16128134727478027},{"word":"got","start":609.94,"end":610.18,"confidence":0.7519531,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.137113556265831},{"word":"asked","start":610.18,"end":610.5,"confidence":0.96875,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":-0.10315537452697754},{"word":"questions","start":610.5,"end":611.0,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.13790921866893768},{"word":"when","start":611.13995,"end":611.38,"confidence":0.94628906,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.1246696189045906},{"word":"i","start":611.38,"end":611.45996,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14266926050186157},{"word":"was","start":611.45996,"end":611.62,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.11159981042146684},{"word":"doing","start":611.62,"end":611.94,"confidence":0.9970703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.12076036632061005},{"word":"the","start":611.94,"end":612.1,"confidence":0.9633789,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16071656346321106},{"word":"doll","start":612.1,"end":612.6,"confidence":0.49316406,"punctuated_word":"doll","sentiment":"neutral","sentiment_score":-0.11561281979084016},{"word":"that","start":612.74,"end":613.06,"confidence":0.8359375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15305253863334656},{"word":"could","start":613.06,"end":613.3,"confidence":0.8857422,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.1736261397600174},{"word":"i","start":613.3,"end":613.8,"confidence":0.9248047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03449089080095291},{"word":"could","start":614.1,"end":614.26,"confidence":0.86865234,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.05204681679606438},{"word":"i","start":614.26,"end":614.42,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0784490704536438},{"word":"make","start":614.42,"end":614.66,"confidence":0.9902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.04885590076446533},{"word":"money","start":614.66,"end":614.89996,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.0824303925037384},{"word":"from","start":614.89996,"end":615.13995,"confidence":0.60009766,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.09258992224931716},{"word":"my","start":615.13995,"end":615.3,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.05889762192964554},{"word":"land","start":615.3,"end":615.8,"confidence":0.72875977,"punctuated_word":"land?","sentiment":"neutral","sentiment_score":0.07258427888154984},{"word":"can","start":617.22,"end":617.45996,"confidence":0.7939453,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.028027642518281937},{"word":"the","start":617.45996,"end":617.54,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030094165354967117},{"word":"land","start":617.54,"end":617.86,"confidence":0.98535156,"punctuated_word":"land","sentiment":"neutral","sentiment_score":0.01748291403055191},{"word":"be","start":617.86,"end":617.94,"confidence":0.93359375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0305011086165905},{"word":"used","start":617.94,"end":618.26,"confidence":0.9970703,"punctuated_word":"used","sentiment":"neutral","sentiment_score":0.0348547138273716},{"word":"for","start":618.26,"end":618.42,"confidence":0.9536133,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.023146122694015503},{"word":"other","start":618.42,"end":618.66,"confidence":0.99609375,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.005145300179719925},{"word":"stuff","start":618.66,"end":619.095,"confidence":0.9641113,"punctuated_word":"stuff?","sentiment":"neutral","sentiment_score":0.01502169482409954},{"word":"can","start":619.175,"end":619.33496,"confidence":1.0,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.013344064354896544},{"word":"i","start":619.33496,"end":619.495,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.014222130179405212},{"word":"sell","start":619.495,"end":619.81494,"confidence":0.99902344,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.0000729784369468689},{"word":"the","start":619.81494,"end":619.975,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0028122588992118835},{"word":"land","start":619.975,"end":620.45496,"confidence":0.9941406,"punctuated_word":"land?","sentiment":"neutral","sentiment_score":0.002752266824245453},{"word":"can","start":620.45496,"end":620.69495,"confidence":1.0,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.010323449969291689},{"word":"i","start":620.69495,"end":620.77496,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02438869327306747},{"word":"do","start":620.77496,"end":621.01495,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.023086514323949817},{"word":"this","start":621.01495,"end":621.25494,"confidence":0.9975586,"punctuated_word":"this?","sentiment":"neutral","sentiment_score":0.01203395426273346},{"word":"can","start":621.25494,"end":621.495,"confidence":1.0,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.0031151995062828064},{"word":"i","start":621.495,"end":621.57495,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012714717537164688},{"word":"do","start":621.57495,"end":621.65497,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.010931018739938736},{"word":"that","start":621.65497,"end":621.975,"confidence":0.99194336,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.03146113455295563},{"word":"and","start":621.975,"end":622.375,"confidence":0.96435547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.13584557175636292},{"word":"and","start":622.375,"end":622.535,"confidence":0.5576172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13134124875068665},{"word":"all","start":622.535,"end":622.77496,"confidence":0.83740234,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.14870265126228333},{"word":"the","start":622.77496,"end":622.855,"confidence":0.9760742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13684958219528198},{"word":"questions","start":622.855,"end":623.25494,"confidence":0.99609375,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.13408668339252472},{"word":"were","start":623.25494,"end":623.415,"confidence":0.98291016,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.15901832282543182},{"word":"no","start":623.415,"end":623.915,"confidence":0.95458984,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.17999331653118134},{"word":"well","start":647.435,"end":647.935,"confidence":0.70080566,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.005065582692623138},{"word":"in","start":649.51495,"end":650.01495,"confidence":0.9892578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1878824234008789},{"word":"the","start":650.95496,"end":651.19495,"confidence":0.58935547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06162894517183304},{"word":"in","start":651.19495,"end":651.51495,"confidence":0.94189453,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05926522985100746},{"word":"the","start":651.51495,"end":651.675,"confidence":0.94189453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05472929775714874},{"word":"middle","start":651.675,"end":651.915,"confidence":0.99609375,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":0.04576082155108452},{"word":"of","start":651.915,"end":652.07495,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.037322595715522766},{"word":"winter","start":652.07495,"end":652.57495,"confidence":0.98168945,"punctuated_word":"winter,","sentiment":"neutral","sentiment_score":0.03804630786180496},{"word":"you","start":653.755,"end":653.995,"confidence":0.8251953,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.046558212488889694},{"word":"bought","start":653.995,"end":654.15497,"confidence":0.80126953,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.059297267347574234},{"word":"a","start":654.15497,"end":654.315,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.054276347160339355},{"word":"houseboat","start":654.315,"end":654.815,"confidence":0.8984375,"punctuated_word":"houseboat","sentiment":"neutral","sentiment_score":0.06084611266851425},{"word":"out","start":654.875,"end":655.035,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.027973096817731857},{"word":"there","start":655.035,"end":655.535,"confidence":0.99121094,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.04038078337907791},{"word":"i","start":656.57,"end":656.81,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03805183619260788},{"word":"mean","start":656.81,"end":657.31,"confidence":0.72680664,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.027105025947093964},{"word":"i","start":657.61,"end":657.85,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02277442440390587},{"word":"mean","start":657.85,"end":658.08997,"confidence":0.73706055,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.024758705869317055},{"word":"low","start":658.08997,"end":658.33,"confidence":0.60498047,"punctuated_word":"low","sentiment":"neutral","sentiment_score":0.02069900557398796},{"word":"lying","start":658.33,"end":658.57,"confidence":0.9760742,"punctuated_word":"lying","sentiment":"neutral","sentiment_score":0.04763287678360939},{"word":"land","start":658.57,"end":658.89,"confidence":0.7155762,"punctuated_word":"land,","sentiment":"neutral","sentiment_score":0.03553861379623413},{"word":"and","start":658.89,"end":659.13,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.022524632513523105},{"word":"when","start":659.13,"end":659.45,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0019039101898670197},{"word":"it","start":659.45,"end":659.61,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.029300138354301453},{"word":"really","start":659.61,"end":660.11,"confidence":0.8967285,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.0009401664137840272},{"word":"like","start":660.25,"end":660.64996,"confidence":0.9951172,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.01930435188114643},{"word":"overwinter","start":660.64996,"end":661.14996,"confidence":0.9117839,"punctuated_word":"overwinter,","sentiment":"neutral","sentiment_score":0.0214206725358963},{"word":"it","start":661.29,"end":661.37,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04617193341255188},{"word":"just","start":661.37,"end":661.87,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.023334525525569916},{"word":"soaks","start":662.33,"end":662.64996,"confidence":0.7186279,"punctuated_word":"soaks","sentiment":"neutral","sentiment_score":0.038885023444890976},{"word":"the","start":662.64996,"end":662.73,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.037699297070503235},{"word":"water","start":662.73,"end":662.97,"confidence":1.0,"punctuated_word":"water","sentiment":"neutral","sentiment_score":0.04289744049310684},{"word":"into","start":662.97,"end":663.29,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.03474631905555725},{"word":"the","start":663.29,"end":663.37,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03403227776288986},{"word":"ground","start":663.37,"end":663.87,"confidence":0.99609375,"punctuated_word":"ground","sentiment":"neutral","sentiment_score":0.04755693674087525},{"word":"and","start":664.64996,"end":665.13,"confidence":0.42285156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03029324486851692},{"word":"it","start":665.13,"end":665.37,"confidence":0.7519531,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.037021104246377945},{"word":"fills","start":665.37,"end":665.69,"confidence":0.93408203,"punctuated_word":"fills","sentiment":"neutral","sentiment_score":0.0367642343044281},{"word":"up","start":665.69,"end":665.93,"confidence":0.89990234,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.030364444479346275},{"word":"and","start":665.93,"end":666.08997,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.007455427199602127},{"word":"then","start":666.08997,"end":666.33,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0038474388420581818},{"word":"once","start":666.33,"end":666.57,"confidence":0.99316406,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.01882652193307877},{"word":"it","start":666.57,"end":666.64996,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.007682926952838898},{"word":"fills","start":666.64996,"end":666.97,"confidence":0.99316406,"punctuated_word":"fills","sentiment":"neutral","sentiment_score":0.015341974794864656},{"word":"up","start":666.97,"end":667.13,"confidence":0.95996094,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.010575858876109123},{"word":"it","start":667.13,"end":667.29,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.013801664113998411},{"word":"starts","start":667.29,"end":667.61,"confidence":0.99121094,"punctuated_word":"starts","sentiment":"neutral","sentiment_score":-0.007332321256399155},{"word":"to","start":667.61,"end":667.85,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00034879520535469055},{"word":"rise","start":667.85,"end":668.17,"confidence":0.98999023,"punctuated_word":"rise.","sentiment":"neutral","sentiment_score":0.016715558245778084},{"word":"i","start":668.17,"end":668.49,"confidence":0.9013672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.050211358815431595},{"word":"actually","start":668.49,"end":668.89,"confidence":0.6040039,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.05981787294149399},{"word":"have","start":668.89,"end":669.13,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04729276150465011},{"word":"a","start":669.13,"end":669.29,"confidence":0.62353516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04931147396564483},{"word":"i","start":670.33496,"end":670.57495,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.049715541303157806},{"word":"call","start":670.57495,"end":670.81494,"confidence":0.92578125,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.0426204577088356},{"word":"it","start":670.81494,"end":670.975,"confidence":0.7558594,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.05272655189037323},{"word":"like","start":670.975,"end":671.475,"confidence":0.84716797,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0442914254963398},{"word":"like","start":673.13495,"end":673.21497,"confidence":0.7871094,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.04134276136755943},{"word":"paper","start":673.21497,"end":673.45496,"confidence":0.6538086,"punctuated_word":"Paper","sentiment":"neutral","sentiment_score":0.03966201841831207},{"word":"mark","start":673.45496,"end":673.95496,"confidence":0.3684082,"punctuated_word":"mark","sentiment":"neutral","sentiment_score":0.031022517010569572},{"word":"because","start":675.615,"end":675.935,"confidence":0.4658203,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.027442850172519684},{"word":"that's","start":675.935,"end":676.095,"confidence":0.98999023,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.030961528420448303},{"word":"the","start":676.095,"end":676.25494,"confidence":0.95410156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021455148234963417},{"word":"street","start":676.25494,"end":676.495,"confidence":0.9970703,"punctuated_word":"street","sentiment":"neutral","sentiment_score":0.020568352192640305},{"word":"i","start":676.495,"end":676.65497,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02237100526690483},{"word":"live","start":676.65497,"end":676.81494,"confidence":0.99902344,"punctuated_word":"live","sentiment":"neutral","sentiment_score":0.040741097182035446},{"word":"in","start":676.81494,"end":677.31494,"confidence":1.0,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.0245163943618536},{"word":"yeah","start":678.735,"end":679.235,"confidence":0.96362305,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0578247606754303},{"word":"i've","start":679.375,"end":679.45496,"confidence":0.99658203,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.13624292612075806},{"word":"i've","start":679.45496,"end":679.935,"confidence":0.99853516,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.12248267233371736},{"word":"i've","start":679.935,"end":680.175,"confidence":0.99560547,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.08824652433395386},{"word":"seen","start":680.175,"end":680.415,"confidence":0.9980469,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.06172369420528412},{"word":"i've","start":680.495,"end":680.735,"confidence":0.9904785,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.11278313398361206},{"word":"gone","start":680.735,"end":680.975,"confidence":0.8330078,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.10813761502504347},{"word":"up","start":680.975,"end":681.13495,"confidence":0.99121094,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.10905055701732635},{"word":"the","start":681.13495,"end":681.295,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12334618717432022},{"word":"back","start":681.295,"end":681.795,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.09481516480445862},{"word":"with","start":683.23,"end":683.47003,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.10102907568216324},{"word":"my","start":683.47003,"end":683.55,"confidence":0.42797852,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.12002506107091904},{"word":"boots","start":683.55,"end":684.03,"confidence":0.54541016,"punctuated_word":"boots","sentiment":"neutral","sentiment_score":-0.06087701767683029},{"word":"on","start":684.03,"end":684.53,"confidence":0.87646484,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.07548356056213379},{"word":"and","start":684.83,"end":685.15,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06454439461231232},{"word":"it's","start":685.15,"end":685.63,"confidence":0.9213867,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":-0.07898803800344467},{"word":"like","start":685.63,"end":686.11,"confidence":0.9980469,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1287924200296402},{"word":"above","start":686.11,"end":686.35004,"confidence":0.91503906,"punctuated_word":"above","sentiment":"neutral","sentiment_score":-0.11820978671312332},{"word":"my","start":686.35004,"end":686.51,"confidence":0.5957031,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.16846787929534912},{"word":"ankles","start":686.51,"end":687.01,"confidence":0.9914551,"punctuated_word":"ankles.","sentiment":"neutral","sentiment_score":-0.13746261596679688},{"word":"and","start":689.87,"end":690.11,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.026264766231179237},{"word":"they","start":690.11,"end":690.35004,"confidence":0.94970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.025275370106101036},{"word":"asked","start":690.35004,"end":690.59,"confidence":0.5336914,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":-0.022311702370643616},{"word":"if","start":690.59,"end":690.75,"confidence":0.7338867,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05183209478855133},{"word":"i","start":690.75,"end":690.91003,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07478361576795578},{"word":"could","start":690.91003,"end":691.39,"confidence":0.9941406,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.07226067781448364},{"word":"grow","start":691.39,"end":691.63,"confidence":0.9604492,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":-0.052828915417194366},{"word":"stuff","start":691.63,"end":691.95,"confidence":0.99121094,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.08160928636789322},{"word":"on","start":691.95,"end":692.11,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07896889746189117},{"word":"there","start":692.11,"end":692.35004,"confidence":0.9536133,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.07913017272949219},{"word":"but","start":692.35004,"end":692.51,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04615084454417229},{"word":"this","start":692.51,"end":692.99,"confidence":0.88671875,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.08005762100219727},{"word":"sand","start":692.99,"end":693.31,"confidence":0.94628906,"punctuated_word":"sand","sentiment":"neutral","sentiment_score":-0.06668688356876373},{"word":"here","start":693.31,"end":693.63,"confidence":0.9790039,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.07304713129997253},{"word":"is","start":693.63,"end":693.79,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.14416448771953583},{"word":"like","start":693.79,"end":694.03,"confidence":0.52783203,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.14009195566177368},{"word":"you","start":694.19,"end":694.35004,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1364876627922058},{"word":"could","start":694.35004,"end":694.51,"confidence":0.73291016,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.1352209597826004},{"word":"stand","start":694.51,"end":694.75,"confidence":0.9614258,"punctuated_word":"stand","sentiment":"neutral","sentiment_score":-0.16706526279449463},{"word":"there","start":694.75,"end":694.99,"confidence":0.9707031,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.16109555959701538},{"word":"with","start":694.99,"end":695.07,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1246558278799057},{"word":"a","start":695.07,"end":695.23,"confidence":0.87841797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1037989929318428},{"word":"hose","start":695.23,"end":695.55,"confidence":0.9980469,"punctuated_word":"hose","sentiment":"neutral","sentiment_score":-0.04255584999918938},{"word":"all","start":695.55,"end":695.71,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.030935391783714294},{"word":"day","start":695.71,"end":696.21,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.022315949201583862},{"word":"watering","start":697.15497,"end":697.65497,"confidence":0.99609375,"punctuated_word":"watering","sentiment":"neutral","sentiment_score":-0.014740284532308578},{"word":"and","start":697.875,"end":698.195,"confidence":0.49414062,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03235289454460144},{"word":"at","start":698.195,"end":698.435,"confidence":0.9267578,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.048580583184957504},{"word":"the","start":698.435,"end":698.51495,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03438230976462364},{"word":"end","start":698.51495,"end":698.675,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.03578229621052742},{"word":"of","start":698.675,"end":698.755,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02182535082101822},{"word":"the","start":698.755,"end":698.915,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.034865040332078934},{"word":"day","start":698.915,"end":699.39496,"confidence":0.82788086,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":-0.036181606352329254},{"word":"poke","start":699.39496,"end":699.63495,"confidence":0.97314453,"punctuated_word":"poke","sentiment":"neutral","sentiment_score":-0.06351132690906525},{"word":"your","start":699.63495,"end":699.795,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07677294313907623},{"word":"finger","start":699.795,"end":700.035,"confidence":0.99902344,"punctuated_word":"finger","sentiment":"neutral","sentiment_score":-0.0468258410692215},{"word":"in","start":700.035,"end":700.115,"confidence":0.9838867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.042392875999212265},{"word":"the","start":700.115,"end":700.195,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05245647206902504},{"word":"ground","start":700.195,"end":700.51495,"confidence":0.9980469,"punctuated_word":"ground","sentiment":"neutral","sentiment_score":-0.03246631100773811},{"word":"and","start":700.51495,"end":700.755,"confidence":0.7963867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.053567104041576385},{"word":"about","start":700.755,"end":700.915,"confidence":0.97265625,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.064089834690094},{"word":"and","start":701.07495,"end":701.39496,"confidence":0.84472656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07171722501516342},{"word":"not","start":701.39496,"end":701.63495,"confidence":0.98828125,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08924407511949539},{"word":"even","start":701.63495,"end":701.875,"confidence":0.98828125,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.1013837233185768},{"word":"an","start":701.875,"end":702.035,"confidence":0.9716797,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.1146387904882431},{"word":"inch","start":702.035,"end":702.27496,"confidence":0.9980469,"punctuated_word":"inch","sentiment":"neutral","sentiment_score":-0.10250381380319595},{"word":"would","start":702.27496,"end":702.51495,"confidence":0.88964844,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.10020679980516434},{"word":"be","start":702.51495,"end":702.675,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12278249114751816},{"word":"wet","start":702.675,"end":703.175,"confidence":0.9946289,"punctuated_word":"wet.","sentiment":"neutral","sentiment_score":-0.11614726483821868},{"word":"doesn't","start":704.27496,"end":704.675,"confidence":0.8054199,"punctuated_word":"Doesn't","sentiment":"neutral","sentiment_score":-0.10704506188631058},{"word":"it","start":704.755,"end":704.83496,"confidence":0.9892578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.30002009868621826},{"word":"doesn't","start":704.83496,"end":705.15497,"confidence":0.99902344,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.32747265696525574},{"word":"have","start":705.15497,"end":705.315,"confidence":0.6958008,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2040867656469345},{"word":"to","start":705.315,"end":705.39496,"confidence":0.8935547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20317891240119937},{"word":"be","start":705.39496,"end":705.595,"confidence":0.94921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.18558937311172485},{"word":"yeah","start":705.795,"end":706.195,"confidence":0.98339844,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1412244290113449},{"word":"so","start":706.195,"end":706.695,"confidence":0.9921875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1116587221622467},{"word":"i","start":707.555,"end":707.71497,"confidence":0.8364258,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.41626599431037903},{"word":"cannot","start":707.71497,"end":708.035,"confidence":0.984375,"punctuated_word":"cannot","sentiment":"negative","sentiment_score":-0.4033404588699341},{"word":"yeah","start":708.915,"end":709.15497,"confidence":0.9785156,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.2480080723762512},{"word":"they","start":709.15497,"end":709.65497,"confidence":0.51708984,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.2838283181190491},{"word":"you've","start":710.195,"end":710.355,"confidence":0.52685547,"punctuated_word":"you've","sentiment":"negative","sentiment_score":-0.46789801120758057},{"word":"got","start":710.355,"end":710.51495,"confidence":0.9667969,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.5143458247184753},{"word":"those","start":710.51495,"end":710.675,"confidence":0.44213867,"punctuated_word":"those","sentiment":"negative","sentiment_score":-0.4849773049354553},{"word":"weeds","start":710.675,"end":711.12,"confidence":0.64697266,"punctuated_word":"weeds.","sentiment":"negative","sentiment_score":-0.4736104607582092},{"word":"and","start":713.27997,"end":713.52,"confidence":0.66064453,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.07505857944488525},{"word":"i","start":713.52,"end":713.68,"confidence":0.73291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.059185370802879333},{"word":"can","start":713.68,"end":714.18,"confidence":0.49316406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.03422502428293228},{"word":"no","start":718.0,"end":718.5,"confidence":0.89208984,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.29347848892211914},{"word":"i'm","start":718.64,"end":718.88,"confidence":0.97924805,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.33255311846733093},{"word":"i'm","start":718.88,"end":718.96,"confidence":0.7470703,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.376345157623291},{"word":"not","start":718.96,"end":719.2,"confidence":0.99316406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3120485842227936},{"word":"allowed","start":719.2,"end":719.52,"confidence":0.62841797,"punctuated_word":"allowed","sentiment":"neutral","sentiment_score":-0.3249412477016449},{"word":"i'm","start":719.52,"end":719.68,"confidence":0.9494629,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.24492907524108887},{"word":"not","start":719.68,"end":719.83997,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.25330621004104614},{"word":"allowed","start":719.83997,"end":720.08,"confidence":0.98828125,"punctuated_word":"allowed","sentiment":"neutral","sentiment_score":-0.27836981415748596},{"word":"to","start":720.08,"end":720.24,"confidence":0.9472656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23044481873512268},{"word":"subdivide","start":720.24,"end":720.72,"confidence":0.9309082,"punctuated_word":"subdivide","sentiment":"neutral","sentiment_score":-0.2183905839920044},{"word":"anyway","start":720.72,"end":721.2,"confidence":0.8671875,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.05587314069271088},{"word":"i'm","start":721.2,"end":721.36,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.11591070890426636},{"word":"not","start":721.36,"end":721.52,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12231960892677309},{"word":"allowed","start":721.52,"end":721.83997,"confidence":0.9970703,"punctuated_word":"allowed","sentiment":"neutral","sentiment_score":-0.15618610382080078},{"word":"to","start":721.83997,"end":722.0,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12102876603603364},{"word":"subdivide","start":722.0,"end":722.48,"confidence":0.99609375,"punctuated_word":"subdivide","sentiment":"neutral","sentiment_score":-0.11323148012161256},{"word":"anyway","start":722.48,"end":722.88,"confidence":0.9658203,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":-0.04293987154960632},{"word":"because","start":722.88,"end":723.2,"confidence":0.91259766,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05581268668174744},{"word":"of","start":723.2,"end":723.36,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06482388079166412},{"word":"the","start":723.36,"end":723.52,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06797755509614944},{"word":"shire's","start":723.52,"end":723.92,"confidence":0.712321,"punctuated_word":"Shire's","sentiment":"neutral","sentiment_score":-0.06076064705848694},{"word":"rules","start":723.92,"end":724.42,"confidence":0.9038086,"punctuated_word":"rules.","sentiment":"neutral","sentiment_score":-0.07350233197212219},{"word":"yes","start":741.28,"end":741.78,"confidence":0.89868164,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.00915595330297947},{"word":"yep","start":788.695,"end":789.195,"confidence":0.91186523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.022308221086859703},{"word":"yes","start":840.165,"end":840.665,"confidence":0.96118164,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.144156351685524},{"word":"alright","start":954.495,"end":954.995,"confidence":0.87524414,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.04075131192803383},{"word":"it's","start":958.735,"end":958.975,"confidence":0.87475586,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.638282060623169},{"word":"very","start":958.975,"end":959.295,"confidence":0.99609375,"punctuated_word":"very","sentiment":"negative","sentiment_score":-0.6998711824417114},{"word":"confusing","start":959.295,"end":959.795,"confidence":0.9909668,"punctuated_word":"confusing.","sentiment":"negative","sentiment_score":-0.5669574737548828},{"word":"they","start":960.175,"end":960.415,"confidence":0.67285156,"punctuated_word":"They","sentiment":"negative","sentiment_score":-0.4128880500793457},{"word":"make","start":960.415,"end":960.575,"confidence":0.93408203,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.3233995735645294},{"word":"a","start":960.575,"end":960.735,"confidence":0.94921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.25719884037971497},{"word":"very","start":960.735,"end":960.975,"confidence":0.9921875,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.20201532542705536},{"word":"i","start":964.33496,"end":964.495,"confidence":0.44555664,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01815736293792725},{"word":"don't","start":964.495,"end":964.735,"confidence":0.9848633,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2257421314716339},{"word":"know","start":964.735,"end":965.135,"confidence":0.5822754,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.2966126501560211},{"word":"your","start":965.135,"end":965.375,"confidence":0.30004883,"punctuated_word":"Your","sentiment":"negative","sentiment_score":-0.7822616696357727},{"word":"job","start":965.375,"end":965.615,"confidence":0.6557617,"punctuated_word":"job","sentiment":"negative","sentiment_score":-0.6814207434654236},{"word":"would","start":965.615,"end":965.77496,"confidence":0.8540039,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.7501497268676758},{"word":"have","start":965.77496,"end":965.855,"confidence":0.5371094,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.6996983289718628},{"word":"drive","start":965.855,"end":966.175,"confidence":0.5805664,"punctuated_word":"drive","sentiment":"negative","sentiment_score":-0.6597724556922913},{"word":"me","start":966.175,"end":966.415,"confidence":0.99316406,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.6953256130218506},{"word":"nuts","start":966.415,"end":966.81,"confidence":0.99560547,"punctuated_word":"nuts.","sentiment":"negative","sentiment_score":-0.5945767760276794},{"word":"so","start":990.635,"end":990.955,"confidence":0.5317383,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08820576965808868},{"word":"by","start":990.955,"end":991.11505,"confidence":0.9604492,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.13407602906227112},{"word":"the","start":991.11505,"end":991.275,"confidence":0.92822266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15823166072368622},{"word":"time","start":991.275,"end":991.435,"confidence":0.86035156,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.13541823625564575},{"word":"you","start":991.435,"end":991.935,"confidence":0.81347656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16741645336151123},{"word":"say","start":992.35004,"end":992.85004,"confidence":0.3515625,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.119851753115654},{"word":"say","start":992.91003,"end":993.41003,"confidence":0.4169922,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.161170095205307},{"word":"say","start":994.19,"end":994.35004,"confidence":0.38134766,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.16833767294883728},{"word":"by","start":994.35004,"end":994.51,"confidence":0.4597168,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.18179231882095337},{"word":"the","start":994.51,"end":994.59,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18617351353168488},{"word":"time","start":994.59,"end":994.83,"confidence":0.9980469,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.12735025584697723},{"word":"you","start":994.83,"end":994.99,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13775096833705902},{"word":"get","start":994.99,"end":995.15,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2021404653787613},{"word":"to","start":995.15,"end":995.31,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2127179652452469},{"word":"my","start":995.31,"end":995.55,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.2265595644712448},{"word":"age","start":995.55,"end":995.87,"confidence":0.93310547,"punctuated_word":"age,","sentiment":"neutral","sentiment_score":-0.2321292459964752},{"word":"it","start":995.87,"end":996.03,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2525312304496765},{"word":"might","start":996.03,"end":996.19,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.2432548701763153},{"word":"not","start":996.19,"end":996.43,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2611296474933624},{"word":"exist","start":996.43,"end":996.93,"confidence":0.94628906,"punctuated_word":"exist.","sentiment":"neutral","sentiment_score":-0.21974867582321167},{"word":"well","start":999.95,"end":1000.19,"confidence":0.9589844,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.012542366050183771},{"word":"i","start":1000.19,"end":1000.35004,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00843057967722416},{"word":"was","start":1000.35004,"end":1000.59,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.011807342991232872},{"word":"born","start":1000.59,"end":1000.83,"confidence":1.0,"punctuated_word":"born","sentiment":"neutral","sentiment_score":0.016016751527786255},{"word":"before","start":1000.83,"end":1001.33,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.014847777783870695},{"word":"i","start":1002.11,"end":1002.19,"confidence":0.91015625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00605320930480957},{"word":"was","start":1002.19,"end":1002.43,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.006554029881954193},{"word":"born","start":1002.43,"end":1002.75,"confidence":1.0,"punctuated_word":"born","sentiment":"neutral","sentiment_score":0.009450072422623634},{"word":"before","start":1002.75,"end":1003.23004,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.01153947226703167},{"word":"1960","start":1003.23004,"end":1004.29004,"confidence":0.8635254,"punctuated_word":"1960,","sentiment":"neutral","sentiment_score":0.013916417956352234},{"word":"and","start":1004.91003,"end":1005.15,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0015432294458150864},{"word":"that's","start":1005.15,"end":1005.47003,"confidence":0.97680664,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.003743543056771159},{"word":"when","start":1005.47003,"end":1005.71,"confidence":0.7583008,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.009073620662093164},{"word":"that","start":1005.71,"end":1005.87,"confidence":0.86035156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.003982981666922569},{"word":"that's","start":1005.95,"end":1006.27,"confidence":0.9946289,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.00895637646317482},{"word":"when","start":1006.27,"end":1006.51,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.013059716671705246},{"word":"it","start":1006.51,"end":1006.75,"confidence":0.92822266,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.011984553188085556},{"word":"changed","start":1006.75,"end":1007.205,"confidence":0.9980469,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":-0.004394162446260452},{"word":"anybody","start":1008.48505,"end":1008.98505,"confidence":0.99658203,"punctuated_word":"Anybody","sentiment":"neutral","sentiment_score":-0.0008637523278594017},{"word":"after","start":1009.125,"end":1009.625,"confidence":0.9707031,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.016515657305717468},{"word":"1960","start":1009.685,"end":1010.825,"confidence":0.87890625,"punctuated_word":"1960,","sentiment":"neutral","sentiment_score":-0.01302142348140478},{"word":"i","start":1012.645,"end":1012.805,"confidence":0.8774414,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02185354195535183},{"word":"still","start":1012.805,"end":1013.305,"confidence":0.9550781,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.05266730487346649},{"word":"i","start":1013.765,"end":1014.005,"confidence":0.8256836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0004724524915218354},{"word":"still","start":1014.005,"end":1014.325,"confidence":0.9838867,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.00363033264875412},{"word":"think","start":1014.325,"end":1014.645,"confidence":0.72509766,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.001151716336607933},{"word":"they","start":1014.645,"end":1014.805,"confidence":0.9633789,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.013904370367527008},{"word":"get","start":1014.805,"end":1015.04504,"confidence":0.90771484,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.012045413255691528},{"word":"it","start":1015.04504,"end":1015.125,"confidence":0.90649414,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.018971528857946396},{"word":"but","start":1015.125,"end":1015.365,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03152195364236832},{"word":"then","start":1015.365,"end":1015.84503,"confidence":0.9375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03938716650009155},{"word":"they'll","start":1015.84503,"end":1016.085,"confidence":0.861084,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":-0.04430511221289635},{"word":"change","start":1016.085,"end":1016.405,"confidence":0.89453125,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.04891740158200264},{"word":"it","start":1016.405,"end":1016.565,"confidence":0.9458008,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.0199176874011755},{"word":"so","start":1016.565,"end":1016.72504,"confidence":0.46240234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.012339048087596892},{"word":"i'll","start":1016.72504,"end":1016.805,"confidence":0.7092285,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.023798957467079163},{"word":"just","start":1016.805,"end":1016.965,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.025992538779973984},{"word":"keep","start":1016.965,"end":1017.28503,"confidence":0.9970703,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.02453257516026497},{"word":"up","start":1017.28503,"end":1017.365,"confidence":0.9941406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.024568356573581696},{"word":"and","start":1017.365,"end":1017.525,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02189714647829533},{"word":"up","start":1017.525,"end":1018.025,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.02014631405472755},{"word":"the","start":1018.805,"end":1019.28503,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00875950325280428},{"word":"years","start":1019.28503,"end":1019.78503,"confidence":0.8510742,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.006628726609051228},{"word":"yep","start":1026.8099,"end":1027.3099,"confidence":0.907959,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06986092031002045},{"word":"yes","start":1040.415,"end":1040.915,"confidence":0.91064453,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06391316652297974},{"word":"that's","start":1062.25,"end":1062.49,"confidence":0.9436035,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.4923146665096283},{"word":"ridiculous","start":1062.49,"end":1062.99,"confidence":0.9880371,"punctuated_word":"ridiculous.","sentiment":"negative","sentiment_score":-0.4135746359825134},{"word":"it's","start":1063.275,"end":1063.775,"confidence":0.7213135,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1768811047077179},{"word":"no","start":1070.635,"end":1070.715,"confidence":0.43847656,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.1922825276851654},{"word":"wonder","start":1070.715,"end":1071.035,"confidence":0.94628906,"punctuated_word":"wonder","sentiment":"neutral","sentiment_score":-0.3141637146472931},{"word":"people","start":1071.035,"end":1071.435,"confidence":0.984375,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.31974437832832336},{"word":"hate","start":1071.435,"end":1071.8351,"confidence":0.99316406,"punctuated_word":"hate","sentiment":"negative","sentiment_score":-0.4156704545021057},{"word":"politicians","start":1071.8351,"end":1072.3351,"confidence":0.9980469,"punctuated_word":"politicians","sentiment":"neutral","sentiment_score":-0.3210136294364929},{"word":"and","start":1075.115,"end":1075.275,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.32727953791618347},{"word":"big","start":1075.275,"end":1075.595,"confidence":0.9428711,"punctuated_word":"big","sentiment":"negative","sentiment_score":-0.33838731050491333},{"word":"financial","start":1075.595,"end":1076.095,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.3013611435890198},{"word":"moms","start":1076.715,"end":1076.9551,"confidence":0.5288086,"punctuated_word":"moms","sentiment":"negative","sentiment_score":-0.3839602470397949},{"word":"that","start":1076.9551,"end":1077.355,"confidence":0.9243164,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3507510721683502},{"word":"look","start":1077.355,"end":1077.675,"confidence":0.99121094,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.29109108448028564},{"word":"after","start":1077.675,"end":1077.995,"confidence":0.9892578,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.29928869009017944},{"word":"this","start":1077.995,"end":1078.235,"confidence":0.97265625,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2960722744464874},{"word":"sort","start":1078.235,"end":1078.475,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2983378767967224},{"word":"of","start":1078.475,"end":1078.555,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.32106760144233704},{"word":"stuff","start":1078.555,"end":1078.86,"confidence":0.7163086,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.12830521166324615},{"word":"and","start":1079.02,"end":1079.26,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.021530460566282272},{"word":"they","start":1079.26,"end":1079.76,"confidence":0.9111328,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.005451238714158535},{"word":"they","start":1079.9,"end":1080.0599,"confidence":0.96435547,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.029192276298999783},{"word":"change","start":1080.0599,"end":1080.38,"confidence":0.66552734,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.03558994084596634},{"word":"their","start":1080.38,"end":1080.46,"confidence":0.78125,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.0456550233066082},{"word":"mind","start":1080.46,"end":1080.7,"confidence":0.6291504,"punctuated_word":"mind.","sentiment":"neutral","sentiment_score":-0.025224901735782623},{"word":"like","start":1080.7,"end":1080.86,"confidence":0.751709,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.030259516090154648},{"word":"they","start":1080.86,"end":1081.02,"confidence":0.9970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.05068362504243851},{"word":"change","start":1081.02,"end":1081.26,"confidence":0.8569336,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.03999431431293487},{"word":"their","start":1081.26,"end":1081.42,"confidence":0.9863281,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.06651042401790619},{"word":"undies","start":1081.42,"end":1081.92,"confidence":0.9720052,"punctuated_word":"undies.","sentiment":"neutral","sentiment_score":-0.039456333965063095},{"word":"yep","start":1108.355,"end":1108.855,"confidence":0.8088379,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11803742498159409},{"word":"i","start":1123.955,"end":1124.035,"confidence":0.94189453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0952390655875206},{"word":"don't","start":1124.035,"end":1124.195,"confidence":0.92456055,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09018273651599884},{"word":"know","start":1124.195,"end":1124.355,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0912960097193718},{"word":"what","start":1124.355,"end":1124.515,"confidence":0.5214844,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1328996568918228},{"word":"i've","start":1124.6749,"end":1124.835,"confidence":0.9758301,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.11911382526159286},{"word":"got","start":1124.835,"end":1125.075,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.10307935625314713},{"word":"two","start":1125.075,"end":1125.235,"confidence":0.8100586,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.10508351027965546},{"word":"jobs","start":1125.235,"end":1125.635,"confidence":0.9970703,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":-0.10772693902254105},{"word":"i've","start":1125.635,"end":1125.7949,"confidence":0.7890625,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.08512964844703674},{"word":"got","start":1125.7949,"end":1126.035,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.09540460258722304},{"word":"two","start":1126.035,"end":1126.195,"confidence":0.99121094,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.10457106679677965},{"word":"jobs","start":1126.195,"end":1126.595,"confidence":0.9970703,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":-0.0742652416229248},{"word":"sitting","start":1126.595,"end":1126.995,"confidence":0.9526367,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.06678800284862518},{"word":"in","start":1126.995,"end":1127.155,"confidence":0.95703125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07059052586555481},{"word":"seats","start":1127.155,"end":1127.475,"confidence":0.57910156,"punctuated_word":"seats","sentiment":"neutral","sentiment_score":-0.09895505011081696},{"word":"at","start":1127.475,"end":1127.635,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08115372061729431},{"word":"the","start":1127.635,"end":1127.715,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09531055390834808},{"word":"moment","start":1127.715,"end":1128.215,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.08463141322135925},{"word":"that","start":1128.9149,"end":1129.4149,"confidence":0.6152344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12353597581386566},{"word":"there's","start":1129.5549,"end":1129.875,"confidence":0.80981445,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.14768722653388977},{"word":"a","start":1129.875,"end":1129.955,"confidence":0.6357422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1653008759021759},{"word":"they're","start":1130.115,"end":1130.4349,"confidence":0.8625488,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.1880999654531479},{"word":"they're","start":1130.4349,"end":1130.515,"confidence":0.78637695,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.18781934678554535},{"word":"looking","start":1130.515,"end":1130.835,"confidence":0.9921875,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.19485938549041748},{"word":"at","start":1130.835,"end":1130.995,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.18205679953098297},{"word":"me","start":1130.995,"end":1131.235,"confidence":0.91064453,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":-0.16866697371006012},{"word":"but","start":1131.235,"end":1131.735,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.12511900067329407},{"word":"i've","start":1132.515,"end":1132.755,"confidence":0.95214844,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.133146271109581},{"word":"had","start":1132.755,"end":1133.255,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.1658172756433487},{"word":"40","start":1133.315,"end":1133.715,"confidence":0.9951172,"punctuated_word":"40","sentiment":"neutral","sentiment_score":-0.16502857208251953},{"word":"other","start":1133.715,"end":1134.035,"confidence":0.9013672,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.16402016580104828},{"word":"nine","start":1134.035,"end":1134.275,"confidence":0.9921875,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":-0.16550414264202118},{"word":"jobs","start":1134.275,"end":1134.63,"confidence":1.0,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":-0.1237705424427986},{"word":"saying","start":1135.11,"end":1135.43,"confidence":0.7155762,"punctuated_word":"saying,","sentiment":"neutral","sentiment_score":-0.1582502722740173},{"word":"you","start":1135.43,"end":1135.93,"confidence":0.8745117,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1232893243432045},{"word":"know","start":1135.95,"end":1136.45,"confidence":0.79248047,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13834160566329956},{"word":"like","start":1136.47,"end":1136.79,"confidence":0.89990234,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.14425155520439148},{"word":"i've","start":1136.79,"end":1136.95,"confidence":0.7414551,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.10203995555639268},{"word":"got","start":1136.95,"end":1137.1901,"confidence":0.98095703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.09925280511379242},{"word":"all","start":1137.1901,"end":1137.35,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.0561438612639904},{"word":"the","start":1137.35,"end":1137.51,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07526631653308868},{"word":"qualifications","start":1137.51,"end":1138.01,"confidence":0.8347168,"punctuated_word":"qualifications,","sentiment":"neutral","sentiment_score":-0.10718898475170135},{"word":"but","start":1138.47,"end":1138.95,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.1303998976945877},{"word":"because","start":1138.95,"end":1139.27,"confidence":0.98095703,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15726038813591003},{"word":"i","start":1139.27,"end":1139.35,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3209546208381653},{"word":"was","start":1139.35,"end":1139.59,"confidence":0.9902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.29052117466926575},{"word":"near","start":1139.59,"end":1139.91,"confidence":0.68847656,"punctuated_word":"near","sentiment":"neutral","sentiment_score":-0.27423742413520813},{"word":"age","start":1139.99,"end":1140.49,"confidence":0.649292,"punctuated_word":"age,","sentiment":"neutral","sentiment_score":-0.297072172164917},{"word":"no","start":1142.47,"end":1142.71,"confidence":0.91503906,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.4081354141235352},{"word":"one","start":1142.71,"end":1142.95,"confidence":1.0,"punctuated_word":"one","sentiment":"negative","sentiment_score":-0.4146503210067749},{"word":"would","start":1142.95,"end":1143.11,"confidence":0.28222656,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.3789699077606201},{"word":"call","start":1143.11,"end":1143.35,"confidence":0.85546875,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.2895144820213318},{"word":"me","start":1143.35,"end":1143.85,"confidence":0.9951172,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.22362110018730164},{"word":"you","start":1145.59,"end":1145.83,"confidence":0.83251953,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.017604703083634377},{"word":"you","start":1145.83,"end":1145.99,"confidence":0.82910156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.014729321002960203},{"word":"think","start":1145.99,"end":1146.23,"confidence":0.9873047,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.012480894103646278},{"word":"you've","start":1146.23,"end":1146.55,"confidence":0.7714844,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.003348402213305235},{"word":"employed","start":1146.55,"end":1146.95,"confidence":0.9658203,"punctuated_word":"employed","sentiment":"neutral","sentiment_score":-0.0006928853690624237},{"word":"somebody","start":1146.95,"end":1147.27,"confidence":0.9980469,"punctuated_word":"somebody","sentiment":"neutral","sentiment_score":-0.006874611601233482},{"word":"that's","start":1147.27,"end":1147.59,"confidence":0.94970703,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.001969673437997699},{"word":"been","start":1147.59,"end":1147.75,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.005990196019411087},{"word":"around","start":1147.75,"end":1148.07,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.001060202717781067},{"word":"for","start":1148.07,"end":1148.23,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0050056129693984985},{"word":"a","start":1148.23,"end":1148.31,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.006607074290513992},{"word":"long","start":1148.31,"end":1148.55,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.013196058571338654},{"word":"time","start":1148.55,"end":1148.79,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.026254426687955856},{"word":"with","start":1148.79,"end":1149.29,"confidence":0.98828125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0017587896436452866},{"word":"i","start":1149.91,"end":1149.99,"confidence":0.6069336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008222714066505432},{"word":"hold","start":1149.99,"end":1150.49,"confidence":0.7631836,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.005247786641120911},{"word":"multiple","start":1150.845,"end":1151.345,"confidence":1.0,"punctuated_word":"multiple","sentiment":"neutral","sentiment_score":0.006077544763684273},{"word":"tickets","start":1151.405,"end":1151.905,"confidence":1.0,"punctuated_word":"tickets","sentiment":"neutral","sentiment_score":0.004173345863819122},{"word":"for","start":1152.125,"end":1152.625,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0032420996576547623},{"word":"machinery","start":1152.6849,"end":1153.1849,"confidence":0.9675293,"punctuated_word":"machinery.","sentiment":"neutral","sentiment_score":0.0019208407029509544},{"word":"you","start":1154.085,"end":1154.585,"confidence":0.60009766,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.031523533165454865},{"word":"know","start":1155.485,"end":1155.725,"confidence":0.9230957,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.02808257937431335},{"word":"i've","start":1155.725,"end":1155.965,"confidence":0.9658203,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.032428573817014694},{"word":"i've","start":1155.965,"end":1156.125,"confidence":0.98291016,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.032288964837789536},{"word":"been","start":1156.125,"end":1156.365,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.032207146286964417},{"word":"a","start":1156.365,"end":1156.445,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.025719430297613144},{"word":"laborer","start":1156.445,"end":1156.945,"confidence":0.98706055,"punctuated_word":"laborer","sentiment":"neutral","sentiment_score":-0.031793396919965744},{"word":"when","start":1157.165,"end":1157.485,"confidence":0.7651367,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.035377129912376404},{"word":"i","start":1157.485,"end":1157.565,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05799553915858269},{"word":"was","start":1157.565,"end":1157.725,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0317298024892807},{"word":"younger","start":1157.725,"end":1158.225,"confidence":0.99902344,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":-0.03367241844534874},{"word":"up","start":1158.285,"end":1158.525,"confidence":0.70751953,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03321223706007004},{"word":"north","start":1158.525,"end":1159.025,"confidence":0.92871094,"punctuated_word":"north.","sentiment":"neutral","sentiment_score":-0.035744473338127136},{"word":"i've","start":1160.525,"end":1160.845,"confidence":0.7805176,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.04348757490515709},{"word":"i've","start":1160.845,"end":1161.005,"confidence":0.9597168,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.042054444551467896},{"word":"done","start":1161.005,"end":1161.405,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.0428471677005291},{"word":"two","start":1161.405,"end":1161.725,"confidence":0.9970703,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.03834369778633118},{"word":"trades","start":1161.725,"end":1162.225,"confidence":0.93115234,"punctuated_word":"trades,","sentiment":"neutral","sentiment_score":-0.03844331204891205},{"word":"all","start":1164.3099,"end":1164.5499,"confidence":0.9921875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.05615624040365219},{"word":"sorts","start":1164.5499,"end":1164.87,"confidence":0.9970703,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":-0.05630521476268768},{"word":"of","start":1164.87,"end":1165.0299,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.058318596333265305},{"word":"stuff","start":1165.0299,"end":1165.27,"confidence":0.7949219,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.08610191196203232},{"word":"and","start":1165.27,"end":1165.77,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10512670129537582},{"word":"never","start":1165.9099,"end":1166.1499,"confidence":0.96875,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.1261780560016632},{"word":"get","start":1166.1499,"end":1166.39,"confidence":0.703125,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.12275387346744536},{"word":"a","start":1166.39,"end":1166.47,"confidence":0.9370117,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09311144798994064},{"word":"sniff","start":1166.47,"end":1166.97,"confidence":0.9448242,"punctuated_word":"sniff.","sentiment":"neutral","sentiment_score":-0.0877598226070404},{"word":"haven't","start":1167.75,"end":1168.07,"confidence":0.8937988,"punctuated_word":"Haven't","sentiment":"neutral","sentiment_score":-0.04586552083492279},{"word":"even","start":1168.07,"end":1168.3099,"confidence":0.5415039,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.0624275729060173},{"word":"had","start":1168.3099,"end":1168.47,"confidence":0.9770508,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.06615056097507477},{"word":"an","start":1168.47,"end":1168.63,"confidence":0.9589844,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.058769166469573975},{"word":"interview","start":1168.63,"end":1169.13,"confidence":0.9423828,"punctuated_word":"interview.","sentiment":"neutral","sentiment_score":-0.07404522597789764},{"word":"nothing","start":1171.0299,"end":1171.5299,"confidence":0.99902344,"punctuated_word":"Nothing.","sentiment":"neutral","sentiment_score":-0.1593942791223526},{"word":"some","start":1174.63,"end":1174.87,"confidence":0.7285156,"punctuated_word":"Some","sentiment":"negative","sentiment_score":-0.5366520285606384},{"word":"of","start":1174.87,"end":1175.0299,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.22771774232387543},{"word":"the","start":1175.0299,"end":1175.19,"confidence":0.95166016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18360787630081177},{"word":"and","start":1175.19,"end":1175.35,"confidence":0.64160156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.25200748443603516},{"word":"some","start":1175.35,"end":1175.59,"confidence":0.99316406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.2966500222682953},{"word":"of","start":1175.59,"end":1175.75,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.24891912937164307},{"word":"the","start":1175.75,"end":1176.25,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2632351219654083},{"word":"some","start":1177.9349,"end":1178.255,"confidence":0.93115234,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.28383663296699524},{"word":"and","start":1178.495,"end":1178.735,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.26678285002708435},{"word":"and","start":1178.735,"end":1178.975,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.22525401413440704},{"word":"and","start":1178.975,"end":1179.055,"confidence":0.7036133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2590022385120392},{"word":"what's","start":1179.055,"end":1179.555,"confidence":0.98168945,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.31708237528800964},{"word":"what's","start":1179.9349,"end":1180.015,"confidence":0.98461914,"punctuated_word":"what's","sentiment":"negative","sentiment_score":-0.3465448319911957},{"word":"what's","start":1180.015,"end":1180.515,"confidence":0.9650879,"punctuated_word":"what's","sentiment":"negative","sentiment_score":-0.4973065257072449},{"word":"pissing","start":1181.455,"end":1181.855,"confidence":0.86743164,"punctuated_word":"pissing","sentiment":"negative","sentiment_score":-0.6217309832572937},{"word":"me","start":1181.855,"end":1181.9349,"confidence":0.90527344,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.6751329898834229},{"word":"off","start":1181.9349,"end":1182.175,"confidence":0.9892578,"punctuated_word":"off","sentiment":"negative","sentiment_score":-0.6716704964637756},{"word":"is","start":1182.175,"end":1182.675,"confidence":0.9741211,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.6075772047042847},{"word":"well","start":1183.695,"end":1183.855,"confidence":0.83984375,"punctuated_word":"well,","sentiment":"negative","sentiment_score":-0.5133572220802307},{"word":"i","start":1183.855,"end":1184.015,"confidence":0.7939453,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5963835716247559},{"word":"don't","start":1184.015,"end":1184.175,"confidence":0.97021484,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.509602427482605},{"word":"well","start":1184.255,"end":1184.495,"confidence":0.9941406,"punctuated_word":"well,","sentiment":"negative","sentiment_score":-0.5160601139068604},{"word":"if","start":1184.495,"end":1184.655,"confidence":0.98828125,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.4954468309879303},{"word":"they","start":1184.655,"end":1184.815,"confidence":0.9970703,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.4825231730937958},{"word":"don't","start":1184.815,"end":1185.055,"confidence":1.0,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.43250712752342224},{"word":"want","start":1185.055,"end":1185.295,"confidence":0.9980469,"punctuated_word":"want","sentiment":"negative","sentiment_score":-0.4622055590152741},{"word":"me","start":1185.295,"end":1185.775,"confidence":0.99609375,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.4685920476913452},{"word":"to","start":1185.775,"end":1185.9349,"confidence":0.9921875,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4404239952564239},{"word":"work","start":1185.9349,"end":1186.335,"confidence":0.8000488,"punctuated_word":"work,","sentiment":"negative","sentiment_score":-0.4612393379211426},{"word":"i'll","start":1186.335,"end":1186.835,"confidence":0.99072266,"punctuated_word":"I'll","sentiment":"negative","sentiment_score":-0.40468630194664},{"word":"just","start":1186.895,"end":1187.215,"confidence":0.9970703,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4727237820625305},{"word":"retire","start":1187.215,"end":1187.715,"confidence":0.9926758,"punctuated_word":"retire.","sentiment":"negative","sentiment_score":-0.3552323579788208},{"word":"in","start":1196.1,"end":1196.34,"confidence":0.2770996,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.12567052245140076},{"word":"that","start":1196.34,"end":1196.58,"confidence":0.78222656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17972205579280853},{"word":"balance","start":1196.58,"end":1197.08,"confidence":0.876709,"punctuated_word":"balance,","sentiment":"neutral","sentiment_score":0.20321296155452728},{"word":"we","start":1197.62,"end":1197.86,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1056048423051834},{"word":"wanna","start":1197.86,"end":1198.18,"confidence":0.95947266,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.14234691858291626},{"word":"pay","start":1198.18,"end":1198.42,"confidence":0.9863281,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.11582078039646149},{"word":"the","start":1198.42,"end":1198.5,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1072811484336853},{"word":"household","start":1198.5,"end":1199.0,"confidence":0.7290039,"punctuated_word":"household.","sentiment":"neutral","sentiment_score":0.10179153829813004},{"word":"yes","start":1216.2849,"end":1216.68,"confidence":0.763916,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.249512642621994},{"word":"yeah","start":1222.3601,"end":1222.68,"confidence":0.65734863,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.035209719091653824},{"word":"because","start":1222.68,"end":1222.92,"confidence":0.31445312,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0048584844917058945},{"word":"only","start":1222.92,"end":1223.2001,"confidence":0.31713867,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.006840024143457413},{"word":"as","start":1223.2001,"end":1223.4801,"confidence":0.62841797,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.015173360705375671},{"word":"long","start":1223.4801,"end":1223.6001,"confidence":0.9790039,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.01596316322684288},{"word":"as","start":1223.6001,"end":1223.7201,"confidence":0.98095703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.011196300387382507},{"word":"you're","start":1223.7201,"end":1224.12,"confidence":0.9399414,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.030304662883281708},{"word":"not","start":1224.12,"end":1224.28,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13341271877288818},{"word":"working","start":1224.28,"end":1224.78,"confidence":0.9946289,"punctuated_word":"working.","sentiment":"neutral","sentiment_score":-0.13130369782447815},{"word":"well","start":1258.785,"end":1259.105,"confidence":0.8833008,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.06829513609409332},{"word":"what","start":1259.105,"end":1259.345,"confidence":0.98828125,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05566918849945069},{"word":"i","start":1259.345,"end":1259.505,"confidence":0.96533203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.030833687633275986},{"word":"was","start":1259.505,"end":1259.665,"confidence":0.9472656,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0026047006249427795},{"word":"seeing","start":1259.665,"end":1259.905,"confidence":0.52441406,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.01050863042473793},{"word":"you're","start":1259.905,"end":1260.145,"confidence":0.95874023,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.01128359418362379},{"word":"doing","start":1260.145,"end":1260.545,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.01642131432890892},{"word":"was","start":1260.545,"end":1261.045,"confidence":0.99316406,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.00345589779317379},{"word":"like","start":1261.745,"end":1262.0651,"confidence":0.982666,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.01770750992000103},{"word":"camilla's","start":1262.0651,"end":1262.465,"confidence":0.9059245,"punctuated_word":"Camilla's","sentiment":"neutral","sentiment_score":0.0640811026096344},{"word":"got","start":1262.465,"end":1262.7051,"confidence":0.99316406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06790322065353394},{"word":"$350,000","start":1262.7051,"end":1264.385,"confidence":0.9980469,"punctuated_word":"$350,000","sentiment":"neutral","sentiment_score":0.08340895920991898},{"word":"in","start":1264.385,"end":1264.545,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1034824401140213},{"word":"her","start":1264.545,"end":1264.785,"confidence":0.9951172,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.05148258060216904},{"word":"super","start":1264.785,"end":1265.285,"confidence":0.796875,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.08035978674888611},{"word":"i've","start":1266.465,"end":1266.7051,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.0818314254283905},{"word":"got","start":1266.7051,"end":1267.2051,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.10102760046720503},{"word":"$741,000","start":1267.425,"end":1269.585,"confidence":0.99918616,"punctuated_word":"$741,000","sentiment":"neutral","sentiment_score":0.07651584595441818},{"word":"in","start":1269.585,"end":1269.745,"confidence":0.96875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10808568447828291},{"word":"my","start":1269.745,"end":1269.985,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07311840355396271},{"word":"super","start":1269.985,"end":1270.485,"confidence":0.9223633,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.10287509113550186},{"word":"would","start":1271.3601,"end":1271.6001,"confidence":0.46557617,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.07180484384298325},{"word":"take","start":1271.6001,"end":1271.92,"confidence":0.8051758,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.09503714740276337},{"word":"the","start":1271.92,"end":1272.0801,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0931854173541069},{"word":"50,000","start":1272.0801,"end":1272.8,"confidence":0.99902344,"punctuated_word":"50,000","sentiment":"neutral","sentiment_score":0.07418100535869598},{"word":"out","start":1272.8,"end":1272.9601,"confidence":0.97998047,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.059776440262794495},{"word":"of","start":1272.9601,"end":1273.1602,"confidence":0.99121094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010735809803009031},{"word":"oh","start":1273.3601,"end":1273.8601,"confidence":0.5727539,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.0018781181424856184},{"word":"it'll","start":1274.0,"end":1274.3201,"confidence":0.66796875,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":-0.009513234719634056},{"word":"be","start":1274.3201,"end":1274.4801,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0025316476821899414},{"word":"more","start":1274.4801,"end":1274.64,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.04163216799497605},{"word":"because","start":1274.64,"end":1274.9601,"confidence":0.9243164,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.013424120843410492},{"word":"i've","start":1274.9601,"end":1275.1201,"confidence":0.9423828,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.07349501550197601},{"word":"gotta","start":1275.1201,"end":1275.3601,"confidence":0.7651367,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.06190471351146698},{"word":"pay","start":1275.3601,"end":1275.6001,"confidence":0.9951172,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.030296146869659424},{"word":"the","start":1275.6001,"end":1275.76,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03855989128351211},{"word":"interest","start":1275.76,"end":1276.0801,"confidence":0.98535156,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":-0.0014639124274253843},{"word":"as","start":1276.0801,"end":1276.3201,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05106133222579956},{"word":"well","start":1276.3201,"end":1276.8201,"confidence":0.8613281,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.013306435197591782},{"word":"yeah","start":1279.4401,"end":1279.9401,"confidence":0.80688477,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013044902123510838},{"word":"yeah","start":1281.4401,"end":1281.68,"confidence":0.8076172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016306061297655106},{"word":"that's","start":1281.68,"end":1282.0801,"confidence":0.8286133,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.011492281220853329},{"word":"what","start":1282.0801,"end":1282.3201,"confidence":0.96875,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0011026039719581604},{"word":"i","start":1282.3201,"end":1282.4,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006590113043785095},{"word":"need","start":1282.4,"end":1282.64,"confidence":0.8852539,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.005604550242424011},{"word":"to","start":1282.64,"end":1282.8,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007648713886737824},{"word":"do","start":1282.8,"end":1282.9601,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.015543781220912932},{"word":"is","start":1282.9601,"end":1283.1201,"confidence":0.65234375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.008218728005886078},{"word":"ring","start":1283.1201,"end":1283.28,"confidence":0.70703125,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":-0.020867329090833664},{"word":"the","start":1283.28,"end":1283.4401,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05055057257413864},{"word":"bank","start":1283.4401,"end":1283.925,"confidence":0.83569336,"punctuated_word":"bank.","sentiment":"neutral","sentiment_score":-0.0049118101596832275},{"word":"and","start":1288.165,"end":1288.665,"confidence":0.7368164,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.002488238736987114},{"word":"yeah","start":1289.8717,"end":1290.3717,"confidence":0.85498047,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.004322913475334644},{"word":"she","start":1290.7251,"end":1290.9651,"confidence":0.97802734,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.005574438720941544},{"word":"just","start":1290.9651,"end":1291.285,"confidence":0.7167969,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0036173015832901},{"word":"turned","start":1291.285,"end":1291.525,"confidence":0.98535156,"punctuated_word":"turned","sentiment":"neutral","sentiment_score":0.010458242148160934},{"word":"60","start":1291.525,"end":1292.025,"confidence":0.99853516,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.006586859002709389},{"word":"yes","start":1295.765,"end":1296.265,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.012946189381182194},{"word":"yes","start":1299.52,"end":1300.02,"confidence":0.9970703,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.005266021937131882},{"word":"yep","start":1313.575,"end":1314.075,"confidence":0.84643555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.11563964933156969},{"word":"yep","start":1362.4,"end":1362.7999,"confidence":0.77319336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10133492201566696},{"word":"because","start":1362.7999,"end":1363.2799,"confidence":0.28100586,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.018637947738170624},{"word":"i","start":1363.2799,"end":1363.44,"confidence":0.9277344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0007543861865997314},{"word":"asked","start":1363.44,"end":1363.6799,"confidence":0.82470703,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":0.03432277590036392},{"word":"her","start":1363.6799,"end":1364.1799,"confidence":0.84814453,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.014077521860599518},{"word":"i","start":1364.4,"end":1364.5599,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01699873059988022},{"word":"asked","start":1364.5599,"end":1364.88,"confidence":0.98535156,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":0.01461128145456314},{"word":"him","start":1364.88,"end":1365.0399,"confidence":0.48999023,"punctuated_word":"him","sentiment":"neutral","sentiment_score":-0.019641630351543427},{"word":"if","start":1365.0399,"end":1365.2,"confidence":0.3857422,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.006796304136514664},{"word":"she","start":1365.2,"end":1365.44,"confidence":0.875,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.014819450676441193},{"word":"wanted","start":1365.44,"end":1365.6799,"confidence":0.97265625,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.006687551736831665},{"word":"to","start":1365.6799,"end":1365.84,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00621400773525238},{"word":"swap","start":1365.84,"end":1366.08,"confidence":0.98535156,"punctuated_word":"swap","sentiment":"neutral","sentiment_score":0.031070850789546967},{"word":"over","start":1366.08,"end":1366.4,"confidence":0.93408203,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.011006683111190796},{"word":"to","start":1366.4,"end":1366.72,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.031326308846473694},{"word":"to","start":1366.72,"end":1366.96,"confidence":0.9301758,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03641083091497421},{"word":"you","start":1366.96,"end":1367.2,"confidence":0.9243164,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04361136257648468},{"word":"guys","start":1367.2,"end":1367.655,"confidence":0.9108887,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.006590139120817184},{"word":"24","start":1369.175,"end":1369.975,"confidence":0.6784668,"punctuated_word":"24,","sentiment":"neutral","sentiment_score":-0.03754536435008049},{"word":"but","start":1369.975,"end":1370.475,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.11316977441310884},{"word":"she","start":1371.975,"end":1372.2151,"confidence":0.6875,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.2400515228509903},{"word":"said","start":1372.2151,"end":1372.535,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.2729313373565674},{"word":"no","start":1372.535,"end":1373.035,"confidence":0.92333984,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.33295559883117676},{"word":"i","start":1373.5751,"end":1373.735,"confidence":0.9970703,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6138121485710144},{"word":"don't","start":1373.735,"end":1373.895,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.506991446018219},{"word":"know","start":1373.895,"end":1374.395,"confidence":0.9951172,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.2776481509208679},{"word":"i","start":1375.655,"end":1375.895,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11694246530532836},{"word":"said","start":1375.895,"end":1376.135,"confidence":0.9970703,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.030331149697303772},{"word":"they","start":1376.135,"end":1376.295,"confidence":0.5283203,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.12398865818977356},{"word":"make","start":1376.295,"end":1376.535,"confidence":0.7011719,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.212024450302124},{"word":"good","start":1376.535,"end":1376.6951,"confidence":0.62841797,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.235406294465065},{"word":"money","start":1376.6951,"end":1376.935,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.28581640124320984},{"word":"for","start":1376.935,"end":1377.175,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.32463276386260986},{"word":"you","start":1377.175,"end":1377.655,"confidence":0.9567871,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.15991151332855225},{"word":"i","start":1377.655,"end":1377.8151,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05178537964820862},{"word":"said","start":1377.8151,"end":1378.055,"confidence":0.9980469,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.03422319144010544},{"word":"in","start":1378.055,"end":1378.2151,"confidence":0.8745117,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0807366818189621},{"word":"seven","start":1378.2151,"end":1378.615,"confidence":0.7792969,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.04314673691987991},{"word":"years","start":1378.615,"end":1379.095,"confidence":0.9194336,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.0414852611720562},{"word":"your","start":1379.095,"end":1379.415,"confidence":0.8676758,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.045289717614650726},{"word":"350","start":1379.415,"end":1380.375,"confidence":0.99609375,"punctuated_word":"350","sentiment":"neutral","sentiment_score":0.16684624552726746},{"word":"might","start":1380.375,"end":1380.535,"confidence":0.96875,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.08326412737369537},{"word":"be","start":1380.535,"end":1380.6951,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03190777450799942},{"word":"another","start":1380.6951,"end":1381.095,"confidence":0.97998047,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.0420825257897377},{"word":"350","start":1381.095,"end":1382.235,"confidence":0.9963379,"punctuated_word":"350.","sentiment":"neutral","sentiment_score":0.05384207144379616},{"word":"yes","start":1421.52,"end":1421.84,"confidence":0.9501953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.01883792504668236},{"word":"that","start":1421.84,"end":1422.0801,"confidence":0.9550781,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.06748411804437637},{"word":"that","start":1422.0801,"end":1422.4,"confidence":0.7685547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09647493809461594},{"word":"that's","start":1422.56,"end":1422.8,"confidence":0.9970703,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08782347291707993},{"word":"what","start":1422.8,"end":1423.04,"confidence":0.9951172,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06408095359802246},{"word":"we'll","start":1423.04,"end":1423.28,"confidence":0.99560547,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.11761359870433807},{"word":"do","start":1423.28,"end":1423.78,"confidence":0.97558594,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.09078268706798552},{"word":"okay","start":1424.875,"end":1425.375,"confidence":0.6936035,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.15957030653953552},{"word":"yep","start":1482.255,"end":1482.755,"confidence":0.9609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11931703984737396},{"word":"can","start":1483.055,"end":1483.295,"confidence":0.89990234,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.08235117048025131},{"word":"you","start":1483.295,"end":1483.4551,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04024353623390198},{"word":"put","start":1483.4551,"end":1483.6951,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.03670613095164299},{"word":"that","start":1483.6951,"end":1484.015,"confidence":0.95947266,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06268391758203506},{"word":"in","start":1484.015,"end":1484.255,"confidence":0.9301758,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0878843441605568},{"word":"your","start":1484.255,"end":1484.5751,"confidence":0.9838867,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07462245970964432},{"word":"email","start":1484.5751,"end":1484.895,"confidence":0.99902344,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.09470200538635254},{"word":"as","start":1484.895,"end":1485.055,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07487966120243073},{"word":"well","start":1485.055,"end":1485.555,"confidence":0.9980469,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.07097095251083374},{"word":"no","start":1493.22,"end":1493.72,"confidence":0.72473145,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06756968796253204},{"word":"she's","start":1496.58,"end":1496.98,"confidence":0.93066406,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.05435160920023918},{"word":"in","start":1496.98,"end":1497.14,"confidence":0.23852539,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05379166454076767},{"word":"bed","start":1497.14,"end":1497.64,"confidence":0.9946289,"punctuated_word":"bed.","sentiment":"neutral","sentiment_score":-0.04230133071541786},{"word":"she's","start":1499.46,"end":1499.78,"confidence":0.7373047,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.00937262549996376},{"word":"in","start":1499.78,"end":1500.28,"confidence":0.8613281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.014695625752210615},{"word":"bed","start":1503.22,"end":1503.72,"confidence":0.99658203,"punctuated_word":"bed.","sentiment":"neutral","sentiment_score":-0.04614029824733734},{"word":"yep","start":1550.785,"end":1551.285,"confidence":0.67871094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11473041027784348},{"word":"alright","start":1554.54,"end":1555.04,"confidence":0.982666,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.4118602871894837},{"word":"well","start":1573.4349,"end":1573.9349,"confidence":0.9777832,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.02213744819164276},{"word":"we","start":1579.4601,"end":1579.7001,"confidence":0.98535156,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.1039520651102066},{"word":"got","start":1579.7001,"end":1579.86,"confidence":0.890625,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1234612762928009},{"word":"to","start":1579.86,"end":1580.02,"confidence":0.9667969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0872059166431427},{"word":"a","start":1580.02,"end":1580.18,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11750712245702744},{"word":"stage","start":1580.18,"end":1580.5,"confidence":0.9892578,"punctuated_word":"stage","sentiment":"neutral","sentiment_score":-0.11131823062896729},{"word":"where","start":1580.5,"end":1580.66,"confidence":0.9951172,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.10674430429935455},{"word":"we","start":1580.66,"end":1580.8201,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1021566241979599},{"word":"needed","start":1580.8201,"end":1581.2201,"confidence":0.98291016,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":-0.09256049990653992},{"word":"a","start":1581.2201,"end":1581.4601,"confidence":0.91503906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09995946288108826},{"word":"spin","start":1581.4601,"end":1581.9601,"confidence":0.85058594,"punctuated_word":"SPIN","sentiment":"neutral","sentiment_score":-0.07033627480268478},{"word":"number","start":1582.1,"end":1582.6,"confidence":0.8774414,"punctuated_word":"number,","sentiment":"neutral","sentiment_score":-0.1062072217464447},{"word":"but","start":1582.66,"end":1582.9,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.11682876199483871},{"word":"my","start":1582.9,"end":1583.14,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.15271514654159546},{"word":"sister","start":1583.14,"end":1583.64,"confidence":0.9707031,"punctuated_word":"sister","sentiment":"neutral","sentiment_score":-0.17409448325634003},{"word":"my","start":1583.9401,"end":1584.18,"confidence":0.4194336,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1317043900489807},{"word":"my","start":1584.18,"end":1584.3401,"confidence":0.8935547,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.12969131767749786},{"word":"sister's","start":1584.3401,"end":1584.8201,"confidence":0.7817383,"punctuated_word":"sister's","sentiment":"neutral","sentiment_score":-0.1477741301059723},{"word":"a","start":1584.8201,"end":1584.98,"confidence":0.8144531,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09758758544921876},{"word":"jps","start":1584.98,"end":1585.4601,"confidence":0.7898763,"punctuated_word":"JPS.","sentiment":"neutral","sentiment_score":-0.09465721249580385},{"word":"she","start":1585.4601,"end":1585.62,"confidence":0.9790039,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.11301182210445404},{"word":"found","start":1585.62,"end":1585.86,"confidence":0.9970703,"punctuated_word":"found","sentiment":"neutral","sentiment_score":-0.1725001037120819},{"word":"all","start":1585.86,"end":1586.1,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.13814827799797058},{"word":"that","start":1586.1,"end":1586.6,"confidence":0.96069336,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.11786651611328124},{"word":"so","start":1587.2201,"end":1587.7201,"confidence":0.8769531,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.17498135566711426},{"word":"that's","start":1589.54,"end":1589.78,"confidence":0.875,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2406087964773178},{"word":"where","start":1589.78,"end":1590.28,"confidence":0.9790039,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.23933571577072144},{"word":"we","start":1590.42,"end":1590.66,"confidence":0.8886719,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.3011741638183594},{"word":"hit","start":1590.66,"end":1590.9,"confidence":0.6557617,"punctuated_word":"hit","sentiment":"negative","sentiment_score":-0.35647574067115784},{"word":"a","start":1590.9,"end":1590.98,"confidence":0.65966797,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.40947580337524414},{"word":"roadblock","start":1590.98,"end":1591.4601,"confidence":0.8354492,"punctuated_word":"roadblock.","sentiment":"negative","sentiment_score":-0.339987576007843},{"word":"but","start":1591.4601,"end":1591.9601,"confidence":0.9970703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.2861928343772888},{"word":"this","start":1592.155,"end":1592.475,"confidence":0.97265625,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2945479154586792},{"word":"bit","start":1592.475,"end":1592.715,"confidence":0.9838867,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.26615840196609497},{"word":"about","start":1592.715,"end":1593.035,"confidence":0.98535156,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.29521527886390686},{"word":"the","start":1593.035,"end":1593.275,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.22972005605697632},{"word":"20","start":1593.275,"end":1593.835,"confidence":0.9748535,"punctuated_word":"20","sentiment":"neutral","sentiment_score":-0.23711442947387695},{"word":"or","start":1593.835,"end":1593.995,"confidence":0.42871094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.20856285095214844},{"word":"the","start":1593.995,"end":1594.155,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.22308392822742465},{"word":"second","start":1594.155,"end":1594.655,"confidence":0.99902344,"punctuated_word":"second","sentiment":"neutral","sentiment_score":-0.18277160823345184},{"word":"twenty","start":1596.235,"end":1596.555,"confidence":0.921875,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":-0.21445389091968536},{"word":"sixth","start":1596.555,"end":1596.955,"confidence":0.80566406,"punctuated_word":"sixth","sentiment":"neutral","sentiment_score":-0.17705383896827698},{"word":"about","start":1596.955,"end":1597.275,"confidence":0.8574219,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.23445670306682587},{"word":"the","start":1597.275,"end":1597.4349,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.24813997745513916},{"word":"house","start":1597.4349,"end":1597.9349,"confidence":0.77856445,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":-0.22969022393226624},{"word":"me","start":1598.155,"end":1598.475,"confidence":0.97802734,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.2286708503961563},{"word":"owning","start":1598.475,"end":1598.715,"confidence":0.984375,"punctuated_word":"owning","sentiment":"neutral","sentiment_score":-0.2338075339794159},{"word":"the","start":1598.715,"end":1598.875,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2917637825012207},{"word":"house","start":1598.875,"end":1599.195,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.26249146461486816},{"word":"for","start":1599.195,"end":1599.355,"confidence":0.9716797,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2998327612876892},{"word":"two","start":1599.355,"end":1599.515,"confidence":0.9614258,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.28823500871658325},{"word":"months","start":1599.515,"end":1599.915,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.2358553558588028},{"word":"is","start":1599.915,"end":1600.075,"confidence":0.50146484,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.24799378216266632},{"word":"we've","start":1600.235,"end":1600.475,"confidence":0.9914551,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.31507521867752075},{"word":"gotta","start":1600.475,"end":1600.715,"confidence":0.54589844,"punctuated_word":"gotta","sentiment":"negative","sentiment_score":-0.3598265051841736},{"word":"get","start":1600.715,"end":1600.875,"confidence":0.9980469,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.3770075738430023},{"word":"that","start":1600.875,"end":1601.195,"confidence":1.0,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.35157907009124756},{"word":"fixed","start":1601.195,"end":1601.695,"confidence":0.8000488,"punctuated_word":"fixed.","sentiment":"neutral","sentiment_score":-0.2730271518230438},{"word":"and","start":1601.835,"end":1601.995,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.11495763063430786},{"word":"that's","start":1601.995,"end":1602.235,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.10172338783740996},{"word":"only","start":1602.235,"end":1602.555,"confidence":0.9291992,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.08430026471614838},{"word":"true","start":1602.555,"end":1602.795,"confidence":0.8327637,"punctuated_word":"true.","sentiment":"neutral","sentiment_score":-0.05732131749391556},{"word":"i","start":1602.795,"end":1603.035,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15754812955856323},{"word":"i","start":1603.035,"end":1603.195,"confidence":0.9536133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1775469332933426},{"word":"think","start":1603.195,"end":1603.4349,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1299150139093399},{"word":"that","start":1603.4349,"end":1603.595,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17110511660575867},{"word":"was","start":1603.595,"end":1603.835,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.14882509410381317},{"word":"while","start":1603.835,"end":1603.995,"confidence":0.98828125,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.17553429305553436},{"word":"i","start":1603.995,"end":1604.155,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22857098281383512},{"word":"was","start":1604.155,"end":1604.315,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.18714213371276855},{"word":"doing","start":1604.315,"end":1604.555,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.2038029134273529},{"word":"the","start":1604.555,"end":1605.055,"confidence":0.8535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19180145859718323},{"word":"applying","start":1610.39,"end":1610.79,"confidence":0.5415039,"punctuated_word":"applying","sentiment":"neutral","sentiment_score":-0.12220589071512222},{"word":"for","start":1610.79,"end":1610.9501,"confidence":0.96435547,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.15253013372421265},{"word":"the","start":1610.9501,"end":1611.11,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19123701751232147},{"word":"doll","start":1611.11,"end":1611.61,"confidence":0.75390625,"punctuated_word":"doll.","sentiment":"neutral","sentiment_score":-0.14239461719989777},{"word":"and","start":1612.4701,"end":1612.87,"confidence":0.9902344,"punctuated_word":"And","sentiment":"negative","sentiment_score":-0.3838454782962799},{"word":"they","start":1612.87,"end":1613.11,"confidence":0.9873047,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.5763871073722839},{"word":"screwed","start":1613.11,"end":1613.51,"confidence":1.0,"punctuated_word":"screwed","sentiment":"negative","sentiment_score":-0.5295141935348511},{"word":"up","start":1613.51,"end":1613.67,"confidence":0.9921875,"punctuated_word":"up","sentiment":"negative","sentiment_score":-0.6313748955726624},{"word":"somehow","start":1613.67,"end":1614.17,"confidence":0.9980469,"punctuated_word":"somehow","sentiment":"negative","sentiment_score":-0.7059201002120972},{"word":"and","start":1614.2301,"end":1614.55,"confidence":0.9394531,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.6028798818588257},{"word":"put","start":1614.55,"end":1614.87,"confidence":1.0,"punctuated_word":"put","sentiment":"negative","sentiment_score":-0.6206610798835754},{"word":"down","start":1614.87,"end":1615.1901,"confidence":0.99902344,"punctuated_word":"down","sentiment":"negative","sentiment_score":-0.3912045955657959},{"word":"that","start":1615.1901,"end":1615.3501,"confidence":0.9091797,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.39771977066993713},{"word":"that","start":1615.3501,"end":1615.67,"confidence":0.9873047,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3983321785926819},{"word":"we've","start":1615.67,"end":1615.99,"confidence":0.9394531,"punctuated_word":"we've","sentiment":"negative","sentiment_score":-0.39022621512413025},{"word":"only","start":1615.99,"end":1616.31,"confidence":0.9838867,"punctuated_word":"only","sentiment":"negative","sentiment_score":-0.3759648203849793},{"word":"moved","start":1616.31,"end":1616.43,"confidence":0.58691406,"punctuated_word":"moved","sentiment":"negative","sentiment_score":-0.40952634811401367},{"word":"been","start":1616.55,"end":1616.79,"confidence":0.99121094,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.3452751934528351},{"word":"in","start":1616.79,"end":1616.9501,"confidence":0.99902344,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.33732864260673523},{"word":"this","start":1616.9501,"end":1617.11,"confidence":0.99316406,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.4040597975254059},{"word":"house","start":1617.11,"end":1617.3501,"confidence":0.9951172,"punctuated_word":"house","sentiment":"negative","sentiment_score":-0.372231125831604},{"word":"for","start":1617.3501,"end":1617.51,"confidence":0.9838867,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3469087779521942},{"word":"two","start":1617.51,"end":1618.01,"confidence":0.9941406,"punctuated_word":"two","sentiment":"negative","sentiment_score":-0.42670610547065735},{"word":"two","start":1618.39,"end":1618.55,"confidence":0.64208984,"punctuated_word":"two","sentiment":"negative","sentiment_score":-0.4433276653289795},{"word":"months","start":1618.55,"end":1619.05,"confidence":0.9765625,"punctuated_word":"months.","sentiment":"negative","sentiment_score":-0.3767593502998352},{"word":"when","start":1620.0701,"end":1620.31,"confidence":0.20678711,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.11505300551652908},{"word":"goes","start":1621.03,"end":1621.425,"confidence":0.8864746,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":-0.11528557538986206},{"word":"when","start":1621.9851,"end":1622.145,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.08452703803777695},{"word":"did","start":1622.145,"end":1622.305,"confidence":0.9194336,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.10292065888643263},{"word":"you","start":1622.305,"end":1622.4651,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0934017449617386},{"word":"move","start":1622.4651,"end":1622.7051,"confidence":0.8852539,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.09134696424007416},{"word":"in","start":1622.7051,"end":1623.025,"confidence":0.99609375,"punctuated_word":"in?","sentiment":"neutral","sentiment_score":-0.06920269131660461},{"word":"i","start":1623.025,"end":1623.1051,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11551471054553986},{"word":"said","start":1623.1051,"end":1623.265,"confidence":0.7800293,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.09021882712841034},{"word":"'98","start":1623.265,"end":1623.745,"confidence":0.84973145,"punctuated_word":"'98.","sentiment":"neutral","sentiment_score":-0.07726776599884033},{"word":"and","start":1623.745,"end":1623.8251,"confidence":0.6333008,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09875945001840591},{"word":"she","start":1623.8251,"end":1624.0651,"confidence":0.9941406,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.15291422605514526},{"word":"goes","start":1624.0651,"end":1624.305,"confidence":0.98950195,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":-0.13772374391555786},{"word":"why","start":1624.305,"end":1624.4651,"confidence":0.9980469,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.1768747866153717},{"word":"is","start":1624.4651,"end":1624.625,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.17519646883010864},{"word":"that","start":1624.625,"end":1624.785,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1935667097568512},{"word":"there","start":1624.785,"end":1625.1051,"confidence":0.97924805,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.1797841638326645},{"word":"and","start":1625.1051,"end":1625.265,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1658339500427246},{"word":"it","start":1625.265,"end":1625.425,"confidence":0.7705078,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.19859877228736875},{"word":"says","start":1625.425,"end":1625.665,"confidence":0.9873047,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.19324970245361328},{"word":"that","start":1625.665,"end":1625.8251,"confidence":0.55810547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.23122180998325348},{"word":"i","start":1625.8251,"end":1625.9851,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24282875657081604},{"word":"had","start":1625.9851,"end":1626.2251,"confidence":0.9165039,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2390153408050537},{"word":"moved","start":1626.2251,"end":1626.545,"confidence":0.9980469,"punctuated_word":"moved","sentiment":"neutral","sentiment_score":-0.2179242968559265},{"word":"into","start":1626.545,"end":1626.785,"confidence":0.9790039,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.1791771650314331},{"word":"this","start":1626.785,"end":1627.025,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2605121433734894},{"word":"house","start":1627.025,"end":1627.3451,"confidence":0.99902344,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.21143785119056704},{"word":"in","start":1627.3451,"end":1627.8451,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.16837778687477112},{"word":"in","start":1628.145,"end":1628.305,"confidence":0.9902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.17628386616706848},{"word":"february","start":1628.305,"end":1629.4451,"confidence":0.93880206,"punctuated_word":"February,","sentiment":"neutral","sentiment_score":-0.19574379920959473},{"word":"and","start":1629.905,"end":1630.145,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.23094114661216736},{"word":"i","start":1630.145,"end":1630.2251,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.31136658787727356},{"word":"don't","start":1630.2251,"end":1630.545,"confidence":0.9946289,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.20342952013015747},{"word":"know","start":1630.545,"end":1630.625,"confidence":0.94628906,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.29730552434921265},{"word":"what","start":1630.625,"end":1631.125,"confidence":0.77734375,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.36160457134246826},{"word":"they've","start":1631.3451,"end":1631.5851,"confidence":0.9399414,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.3162606954574585},{"word":"done","start":1631.5851,"end":1632.0851,"confidence":0.99853516,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":-0.28178009390830994},{"word":"all","start":1642.25,"end":1642.5701,"confidence":0.5908203,"punctuated_word":"All","sentiment":"neutral","sentiment_score":-0.05488225817680359},{"word":"all","start":1642.5701,"end":1642.89,"confidence":0.94384766,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.15146398544311523},{"word":"the","start":1642.89,"end":1642.97,"confidence":0.7553711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14302456378936768},{"word":"all","start":1642.97,"end":1643.2101,"confidence":0.97314453,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.20104901492595673},{"word":"the","start":1643.2101,"end":1643.7101,"confidence":0.96875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15694688260555267},{"word":"all","start":1643.85,"end":1644.17,"confidence":0.8642578,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.2121918499469757},{"word":"the","start":1644.17,"end":1644.3301,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17645983397960663},{"word":"stuff","start":1644.3301,"end":1644.65,"confidence":0.9941406,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.2317406535148621},{"word":"that","start":1644.65,"end":1644.97,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2282606810331345},{"word":"i","start":1644.97,"end":1645.13,"confidence":0.9633789,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22724780440330505},{"word":"sat","start":1645.13,"end":1645.37,"confidence":0.98535156,"punctuated_word":"sat","sentiment":"neutral","sentiment_score":-0.2631071209907532},{"word":"down","start":1645.37,"end":1645.61,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.21553672850131989},{"word":"and","start":1645.61,"end":1645.77,"confidence":0.63671875,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.2479800581932068},{"word":"like","start":1645.77,"end":1646.17,"confidence":0.9941406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.24020813405513763},{"word":"trying","start":1646.17,"end":1646.49,"confidence":0.91015625,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.2696055769920349},{"word":"to","start":1646.49,"end":1646.5701,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.28003230690956116},{"word":"deal","start":1646.5701,"end":1646.81,"confidence":0.9003906,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":-0.28887471556663513},{"word":"with","start":1646.81,"end":1646.97,"confidence":0.93847656,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.31299030780792236},{"word":"sending","start":1646.97,"end":1647.37,"confidence":0.119628906,"punctuated_word":"sending","sentiment":"negative","sentiment_score":-0.3341237008571625},{"word":"me","start":1647.37,"end":1647.53,"confidence":0.7890625,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.3013106882572174},{"word":"is","start":1647.53,"end":1647.825,"confidence":0.95410156,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3754401206970215},{"word":"bloody","start":1647.985,"end":1648.485,"confidence":0.9980469,"punctuated_word":"bloody","sentiment":"negative","sentiment_score":-0.3546890616416931},{"word":"hard","start":1650.5449,"end":1651.0249,"confidence":0.986084,"punctuated_word":"hard.","sentiment":"neutral","sentiment_score":-0.25848448276519775},{"word":"and","start":1651.0249,"end":1651.5249,"confidence":0.90722656,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.18105515837669373},{"word":"like","start":1652.465,"end":1652.965,"confidence":0.92407227,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.19501885771751404},{"word":"when","start":1653.1849,"end":1653.4249,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.2235563099384308},{"word":"we","start":1653.4249,"end":1653.585,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1969226896762848},{"word":"sat","start":1653.585,"end":1653.825,"confidence":0.9980469,"punctuated_word":"sat","sentiment":"neutral","sentiment_score":-0.18747112154960632},{"word":"down","start":1653.825,"end":1653.985,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.16287274658679962},{"word":"with","start":1653.985,"end":1654.065,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.18791738152503967},{"word":"a","start":1654.065,"end":1654.225,"confidence":0.7084961,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1752912700176239},{"word":"woman","start":1654.225,"end":1654.625,"confidence":1.0,"punctuated_word":"woman","sentiment":"neutral","sentiment_score":-0.158401221036911},{"word":"to","start":1654.625,"end":1654.945,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1904061734676361},{"word":"go","start":1654.945,"end":1655.105,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.18218299746513367},{"word":"through","start":1655.105,"end":1655.345,"confidence":0.984375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.18257834017276764},{"word":"all","start":1655.345,"end":1655.505,"confidence":0.9892578,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.16978639364242554},{"word":"the","start":1655.505,"end":1655.745,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14676520228385925},{"word":"details","start":1655.745,"end":1656.225,"confidence":0.82788086,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":-0.14648157358169556},{"word":"you","start":1656.225,"end":1656.3049,"confidence":0.9658203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17312808334827423},{"word":"know","start":1656.3049,"end":1656.5449,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.18607908487319944},{"word":"get","start":1656.5449,"end":1656.7849,"confidence":0.4885254,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.18960468471050265},{"word":"all","start":1656.7849,"end":1656.945,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.16582897305488586},{"word":"the","start":1656.945,"end":1657.0249,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1490979939699173},{"word":"information","start":1657.0249,"end":1657.5249,"confidence":0.97094727,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":-0.14592546224594116},{"word":"there","start":1658.625,"end":1658.7849,"confidence":0.8925781,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.16902108490467072},{"word":"was","start":1658.7849,"end":1659.0249,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1645529568195343},{"word":"one","start":1659.0249,"end":1659.4249,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.17593221366405487},{"word":"one","start":1659.4249,"end":1659.9049,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.14766404032707214},{"word":"paper","start":1659.9049,"end":1660.4049,"confidence":0.97802734,"punctuated_word":"paper.","sentiment":"neutral","sentiment_score":-0.1565764844417572},{"word":"i","start":1661.7,"end":1661.86,"confidence":0.96777344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1596391797065735},{"word":"think","start":1661.86,"end":1662.2723,"confidence":0.9716797,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1467539519071579},{"word":"it","start":1662.2723,"end":1662.6846,"confidence":0.9614258,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1906365603208542},{"word":"was","start":1662.6846,"end":1663.0969,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.17764651775360107},{"word":"a","start":1663.0969,"end":1663.5092,"confidence":0.4350586,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1655745804309845},{"word":"the","start":1663.9215,"end":1664.3339,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19891467690467832},{"word":"way","start":1664.3339,"end":1664.7461,"confidence":0.9892578,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.29041650891304016},{"word":"they'd","start":1664.7461,"end":1665.1584,"confidence":0.7260742,"punctuated_word":"they'd","sentiment":"neutral","sentiment_score":-0.237119659781456},{"word":"written","start":1665.1584,"end":1665.5708,"confidence":0.9980469,"punctuated_word":"written","sentiment":"neutral","sentiment_score":-0.185910165309906},{"word":"it","start":1665.5708,"end":1665.983,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2265034019947052},{"word":"on","start":1665.983,"end":1666.3954,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.188664048910141},{"word":"the","start":1666.3954,"end":1666.8076,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21640731394290924},{"word":"on","start":1666.8076,"end":1667.22,"confidence":0.9863281,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.14961963891983032},{"word":"the","start":1667.22,"end":1667.2999,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18494775891304016},{"word":"sheet","start":1667.2999,"end":1667.5399,"confidence":0.31420898,"punctuated_word":"sheet","sentiment":"neutral","sentiment_score":-0.16712088882923126},{"word":"that","start":1667.5399,"end":1667.62,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.17964716255664823},{"word":"we","start":1667.62,"end":1667.86,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.18001091480255127},{"word":"needed","start":1667.86,"end":1668.26,"confidence":0.7631836,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":-0.1859148144721985},{"word":"to","start":1668.26,"end":1668.34,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1939571797847748},{"word":"provide","start":1668.34,"end":1668.84,"confidence":0.9536133,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":-0.1848223507404327},{"word":"was","start":1669.5399,"end":1669.7799,"confidence":0.9267578,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.18427664041519165},{"word":"pretty","start":1669.7799,"end":1670.2799,"confidence":0.9875488,"punctuated_word":"pretty,","sentiment":"neutral","sentiment_score":-0.20053108036518097},{"word":"you","start":1671.5399,"end":1671.7,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2054639458656311},{"word":"know","start":1671.7,"end":1672.1799,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.21831482648849487},{"word":"out","start":1672.1799,"end":1672.34,"confidence":0.9941406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.15774042904376984},{"word":"there","start":1672.34,"end":1672.84,"confidence":0.98291016,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.1753296256065369},{"word":"so","start":1673.14,"end":1673.38,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1013236716389656},{"word":"camilla","start":1673.38,"end":1673.86,"confidence":0.8586426,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":-0.16850903630256653},{"word":"just","start":1673.86,"end":1674.02,"confidence":0.8105469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.22964228689670563},{"word":"thought","start":1674.02,"end":1674.1799,"confidence":0.75146484,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.22634492814540863},{"word":"it","start":1674.1799,"end":1674.34,"confidence":0.9453125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.22967515885829928},{"word":"was","start":1674.34,"end":1674.5,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.24271312355995175},{"word":"a","start":1674.5,"end":1675.0,"confidence":0.6010742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.23779243230819705},{"word":"a","start":1675.975,"end":1676.0149,"confidence":0.7319336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.26009562611579895},{"word":"an","start":1676.0549,"end":1676.2949,"confidence":0.42871094,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.2344878911972046},{"word":"in","start":1676.2949,"end":1676.375,"confidence":0.60253906,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.22252170741558075},{"word":"something","start":1677.335,"end":1677.655,"confidence":0.6582031,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.2694132924079895},{"word":"to","start":1677.655,"end":1677.735,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2541329264640808},{"word":"do","start":1677.735,"end":1677.895,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.26537618041038513},{"word":"with","start":1677.895,"end":1678.0549,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.23480498790740967},{"word":"the","start":1678.0549,"end":1678.215,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2390919327735901},{"word":"tax","start":1678.215,"end":1678.715,"confidence":0.9970703,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.20826444029808044},{"word":"from","start":1679.1749,"end":1679.655,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.1608559638261795},{"word":"last","start":1679.655,"end":1679.895,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.14567284286022186},{"word":"year","start":1679.895,"end":1680.395,"confidence":0.98999023,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.16270789504051208},{"word":"she","start":1681.4149,"end":1681.655,"confidence":0.34594727,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.3120556175708771},{"word":"goes","start":1681.655,"end":1681.815,"confidence":0.96728516,"punctuated_word":"goes,","sentiment":"negative","sentiment_score":-0.4563279747962952},{"word":"you","start":1681.815,"end":1682.0549,"confidence":0.97802734,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.6279817223548889},{"word":"got","start":1682.0549,"end":1682.215,"confidence":0.84277344,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.6183775663375854},{"word":"the","start":1682.215,"end":1682.2949,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5616925358772278},{"word":"wrong","start":1682.2949,"end":1682.5349,"confidence":1.0,"punctuated_word":"wrong","sentiment":"negative","sentiment_score":-0.45206740498542786},{"word":"form","start":1682.5349,"end":1682.9349,"confidence":0.80200195,"punctuated_word":"form.","sentiment":"negative","sentiment_score":-0.4447031617164612},{"word":"and","start":1682.9349,"end":1683.255,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.30597373843193054},{"word":"camilla","start":1683.255,"end":1683.655,"confidence":0.99560547,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":-0.21127505600452423},{"word":"goes","start":1683.655,"end":1683.895,"confidence":0.9682617,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":-0.2500610649585724},{"word":"no","start":1683.895,"end":1684.0549,"confidence":0.83813477,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.28113555908203125},{"word":"i","start":1684.0549,"end":1684.215,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.32712486386299133},{"word":"haven't","start":1684.215,"end":1684.695,"confidence":0.9983724,"punctuated_word":"haven't.","sentiment":"neutral","sentiment_score":-0.15943843126296997},{"word":"she","start":1684.695,"end":1684.855,"confidence":0.9716797,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.03486776351928711},{"word":"said","start":1684.855,"end":1685.095,"confidence":0.76416016,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.013585533946752548},{"word":"on","start":1685.095,"end":1685.255,"confidence":0.58984375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.003774210810661316},{"word":"that","start":1685.255,"end":1685.4149,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.044933196157217026},{"word":"paper","start":1685.4149,"end":1685.735,"confidence":0.9970703,"punctuated_word":"paper","sentiment":"neutral","sentiment_score":0.02751915529370308},{"word":"there","start":1685.735,"end":1685.895,"confidence":0.90625,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.006158087402582169},{"word":"it","start":1685.895,"end":1686.135,"confidence":0.9819336,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.006826657801866531},{"word":"says","start":1686.135,"end":1686.615,"confidence":0.99609375,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.022123681381344795},{"word":"that","start":1686.615,"end":1687.115,"confidence":0.95703125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03105737827718258},{"word":"she","start":1687.1749,"end":1687.5,"confidence":0.6376953,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.019443195313215256},{"word":"should","start":1687.5,"end":1687.74,"confidence":0.73095703,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.02766243740916252},{"word":"know","start":1687.74,"end":1687.9,"confidence":0.9472656,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.011793255805969238},{"word":"enough","start":1687.9,"end":1688.4,"confidence":0.82958984,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.005525045096874237},{"word":"about","start":1688.54,"end":1688.86,"confidence":0.47143555,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.012510821223258972},{"word":"it's","start":1688.86,"end":1689.1,"confidence":0.5185547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02744600549340248},{"word":"your","start":1689.1,"end":1689.34,"confidence":0.99121094,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0136379674077034},{"word":"actual","start":1689.34,"end":1689.84,"confidence":0.9980469,"punctuated_word":"actual","sentiment":"neutral","sentiment_score":0.04274500161409378},{"word":"tax","start":1690.94,"end":1691.26,"confidence":0.9428711,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.056570522487163544},{"word":"return","start":1691.26,"end":1691.66,"confidence":0.99121094,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.03061787784099579},{"word":"from","start":1691.66,"end":1691.82,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.01977850496768951},{"word":"last","start":1691.82,"end":1692.06,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.013943832367658617},{"word":"year","start":1692.06,"end":1692.56,"confidence":0.99853516,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.028818605467677116},{"word":"she","start":1693.02,"end":1693.26,"confidence":0.9980469,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.030212633311748505},{"word":"said","start":1693.26,"end":1693.5,"confidence":0.9682617,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.01129274070262909},{"word":"well","start":1693.5,"end":1693.66,"confidence":0.96850586,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.02323627844452858},{"word":"why","start":1693.66,"end":1693.74,"confidence":0.9892578,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.13998979330062866},{"word":"don't","start":1693.74,"end":1693.98,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11737889051437378},{"word":"you","start":1693.98,"end":1694.48,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1109098494052887},{"word":"write","start":1695.58,"end":1695.82,"confidence":0.9370117,"punctuated_word":"write","sentiment":"neutral","sentiment_score":-0.1131056472659111},{"word":"on","start":1695.82,"end":1695.98,"confidence":0.9892578,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07540924102067947},{"word":"the","start":1695.98,"end":1696.48,"confidence":0.8798828,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04891779273748398},{"word":"tax","start":1696.78,"end":1697.1,"confidence":0.9921875,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.050916314125061035},{"word":"return","start":1697.1,"end":1697.6,"confidence":0.99609375,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.007550500333309174},{"word":"for","start":1698.94,"end":1699.26,"confidence":0.96875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03473871946334839},{"word":"previous","start":1699.26,"end":1699.66,"confidence":0.98291016,"punctuated_word":"previous","sentiment":"neutral","sentiment_score":0.02173852175474167},{"word":"year","start":1699.66,"end":1699.9,"confidence":0.8918457,"punctuated_word":"year?","sentiment":"neutral","sentiment_score":0.010216131806373596},{"word":"and","start":1699.9,"end":1700.14,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0016445443034172058},{"word":"she","start":1700.14,"end":1700.3,"confidence":0.97998047,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.046472132205963135},{"word":"goes","start":1700.3,"end":1700.54,"confidence":0.98535156,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":-0.04135596379637718},{"word":"well","start":1700.54,"end":1700.86,"confidence":0.9970703,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.031043514609336853},{"word":"we","start":1700.86,"end":1701.02,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.12038583308458328},{"word":"don't","start":1701.02,"end":1701.18,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09594540297985076},{"word":"have","start":1701.18,"end":1701.42,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12746983766555786},{"word":"to","start":1701.42,"end":1701.5,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1651075780391693},{"word":"do","start":1701.5,"end":1701.66,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.20529720187187195},{"word":"that","start":1701.66,"end":1701.975,"confidence":0.8171387,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.13292112946510315},{"word":"my","start":1701.975,"end":1702.2949,"confidence":0.890625,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.12684446573257446},{"word":"my","start":1702.2949,"end":1702.3483,"confidence":0.78466797,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.17288601398468018},{"word":"wife","start":1702.3483,"end":1702.4016,"confidence":0.7963867,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.25296276807785034},{"word":"swore","start":1702.4016,"end":1702.455,"confidence":0.88134766,"punctuated_word":"swore","sentiment":"neutral","sentiment_score":-0.062423333525657654},{"word":"it","start":1702.455,"end":1702.955,"confidence":0.484375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.00013396143913269043},{"word":"did","start":1704.695,"end":1704.775,"confidence":0.8979492,"punctuated_word":"did.","sentiment":"neutral","sentiment_score":-0.06206148862838745},{"word":"and","start":1704.775,"end":1705.015,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.20723967254161835},{"word":"the","start":1705.015,"end":1705.1749,"confidence":0.97509766,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3970465660095215},{"word":"the","start":1705.1749,"end":1705.575,"confidence":0.7841797,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.42891958355903625},{"word":"woman","start":1705.575,"end":1705.895,"confidence":0.984375,"punctuated_word":"woman","sentiment":"negative","sentiment_score":-0.3809530436992645},{"word":"behind","start":1705.895,"end":1706.215,"confidence":0.9921875,"punctuated_word":"behind","sentiment":"neutral","sentiment_score":-0.2683033347129822},{"word":"the","start":1706.215,"end":1706.2949,"confidence":0.97314453,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3557373881340027},{"word":"counter","start":1706.2949,"end":1706.615,"confidence":0.78271484,"punctuated_word":"counter","sentiment":"neutral","sentiment_score":-0.3097933530807495},{"word":"goes","start":1706.615,"end":1706.775,"confidence":0.80981445,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":-0.26598793268203735},{"word":"she","start":1706.775,"end":1707.015,"confidence":0.91259766,"punctuated_word":"she","sentiment":"negative","sentiment_score":-0.4074648320674896},{"word":"says","start":1707.015,"end":1707.515,"confidence":0.64624023,"punctuated_word":"says,","sentiment":"neutral","sentiment_score":-0.32762742042541504},{"word":"if","start":1707.575,"end":1707.735,"confidence":0.9921875,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.5602469444274902},{"word":"you","start":1707.735,"end":1707.895,"confidence":0.9980469,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5850057005882263},{"word":"swear","start":1707.895,"end":1708.135,"confidence":0.9838867,"punctuated_word":"swear","sentiment":"negative","sentiment_score":-0.5978370308876038},{"word":"again","start":1708.135,"end":1708.455,"confidence":0.9736328,"punctuated_word":"again,","sentiment":"negative","sentiment_score":-0.5884961485862732},{"word":"i'll","start":1708.455,"end":1708.615,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"negative","sentiment_score":-0.7097607851028442},{"word":"kick","start":1708.615,"end":1708.855,"confidence":0.9970703,"punctuated_word":"kick","sentiment":"negative","sentiment_score":-0.713111162185669},{"word":"you","start":1708.855,"end":1708.9349,"confidence":0.8833008,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.6943361163139343},{"word":"out","start":1708.9349,"end":1709.4349,"confidence":0.95214844,"punctuated_word":"out.","sentiment":"negative","sentiment_score":-0.5250846147537231},{"word":"you","start":1711.255,"end":1711.4149,"confidence":0.9707031,"punctuated_word":"You","sentiment":"negative","sentiment_score":-0.35773539543151855},{"word":"know","start":1711.4149,"end":1711.495,"confidence":0.8540039,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.31453293561935425},{"word":"because","start":1711.495,"end":1711.815,"confidence":0.9902344,"punctuated_word":"Because","sentiment":"negative","sentiment_score":-0.36541539430618286},{"word":"we","start":1711.815,"end":1711.975,"confidence":0.99902344,"punctuated_word":"we","sentiment":"negative","sentiment_score":-0.3750968277454376},{"word":"sat","start":1711.975,"end":1712.215,"confidence":0.93408203,"punctuated_word":"sat","sentiment":"negative","sentiment_score":-0.4056164622306824},{"word":"there","start":1712.215,"end":1712.535,"confidence":0.99316406,"punctuated_word":"there","sentiment":"negative","sentiment_score":-0.4404356181621551},{"word":"for","start":1712.535,"end":1712.775,"confidence":0.97998047,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.383398711681366},{"word":"so","start":1712.775,"end":1713.095,"confidence":0.9951172,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.3988958299160004},{"word":"long","start":1713.095,"end":1713.4149,"confidence":0.8703613,"punctuated_word":"long.","sentiment":"negative","sentiment_score":-0.3701579570770264},{"word":"you","start":1713.4149,"end":1713.575,"confidence":0.8676758,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.2057352215051651},{"word":"know","start":1713.575,"end":1713.815,"confidence":0.94921875,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.18303583562374115},{"word":"it's","start":1713.815,"end":1714.0549,"confidence":0.8811035,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.17856983840465546},{"word":"a","start":1714.0549,"end":1714.215,"confidence":0.7866211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1874680817127228},{"word":"and","start":1714.9349,"end":1715.1749,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2376616895198822},{"word":"i","start":1715.1749,"end":1715.335,"confidence":0.5234375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2671521008014679},{"word":"just","start":1715.335,"end":1715.495,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.24011076986789703},{"word":"and","start":1715.655,"end":1715.815,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2181972712278366},{"word":"then","start":1715.815,"end":1716.0549,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.1871422827243805},{"word":"then","start":1716.0549,"end":1716.2949,"confidence":0.9770508,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.21286097168922424},{"word":"it","start":1716.2949,"end":1716.535,"confidence":0.9970703,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4111530780792236},{"word":"crashed","start":1716.535,"end":1716.93,"confidence":0.9194336,"punctuated_word":"crashed.","sentiment":"negative","sentiment_score":-0.3614111542701721},{"word":"and","start":1719.41,"end":1719.81,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.21789765357971191},{"word":"it","start":1719.81,"end":1720.13,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2258724719285965},{"word":"the","start":1720.37,"end":1720.53,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2898559868335724},{"word":"government","start":1720.53,"end":1720.8501,"confidence":0.9941406,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.21722202003002167},{"word":"one","start":1720.8501,"end":1721.0901,"confidence":0.97314453,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.24358974397182465},{"word":"we","start":1721.0901,"end":1721.17,"confidence":0.9194336,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.24013742804527283},{"word":"were","start":1721.17,"end":1721.3301,"confidence":0.9921875,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.1929732710123062},{"word":"doing","start":1721.3301,"end":1721.5701,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.19997696578502655},{"word":"the","start":1721.5701,"end":1721.7301,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17978273332118988},{"word":"other","start":1721.7301,"end":1721.9701,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.21224413812160492},{"word":"day","start":1721.9701,"end":1722.4701,"confidence":0.99316406,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.17468419671058655},{"word":"with","start":1722.53,"end":1722.6901,"confidence":0.94970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.18067078292369845},{"word":"my","start":1722.6901,"end":1722.93,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.21108132600784305},{"word":"sister","start":1722.93,"end":1723.43,"confidence":0.95092773,"punctuated_word":"sister,","sentiment":"neutral","sentiment_score":-0.20816457271575928},{"word":"that","start":1723.81,"end":1724.13,"confidence":0.9770508,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2851836085319519},{"word":"crashed","start":1724.13,"end":1724.63,"confidence":0.9946289,"punctuated_word":"crashed.","sentiment":"neutral","sentiment_score":-0.32851749658584595},{"word":"it's","start":1727.25,"end":1727.7301,"confidence":0.9406738,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.4135123193264008},{"word":"it's","start":1727.7301,"end":1727.9701,"confidence":0.98413086,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.43809112906455994},{"word":"i","start":1729.065,"end":1729.225,"confidence":0.9980469,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5062040090560913},{"word":"don't","start":1729.225,"end":1729.3849,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.47435805201530457},{"word":"know","start":1729.3849,"end":1729.465,"confidence":0.99609375,"punctuated_word":"know","sentiment":"negative","sentiment_score":-0.5461981892585754},{"word":"what","start":1729.465,"end":1729.965,"confidence":0.9921875,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.5801687836647034},{"word":"what","start":1730.345,"end":1730.745,"confidence":0.6298828,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.6275057196617126},{"word":"i","start":1730.985,"end":1731.065,"confidence":0.9970703,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6059642434120178},{"word":"don't","start":1731.065,"end":1731.3049,"confidence":0.9980469,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.49395012855529785},{"word":"know","start":1731.3049,"end":1731.465,"confidence":0.9951172,"punctuated_word":"know","sentiment":"negative","sentiment_score":-0.520319402217865},{"word":"why","start":1731.465,"end":1731.585,"confidence":0.9589844,"punctuated_word":"why","sentiment":"negative","sentiment_score":-0.497656524181366},{"word":"i","start":1731.585,"end":1731.705,"confidence":0.52001953,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.49246418476104736},{"word":"why","start":1732.345,"end":1732.585,"confidence":0.9873047,"punctuated_word":"why","sentiment":"negative","sentiment_score":-0.5253709554672241},{"word":"it","start":1732.585,"end":1732.6649,"confidence":0.7919922,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.40069276094436646},{"word":"does","start":1732.6649,"end":1732.825,"confidence":0.82128906,"punctuated_word":"does","sentiment":"negative","sentiment_score":-0.4336308240890503},{"word":"it","start":1732.825,"end":1733.325,"confidence":0.8400879,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.3966462016105652},{"word":"it","start":1733.465,"end":1733.705,"confidence":0.9248047,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.21269752085208893},{"word":"did","start":1733.705,"end":1733.945,"confidence":0.86621094,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.2383860349655151},{"word":"it","start":1733.945,"end":1734.105,"confidence":0.8708496,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.20092451572418213},{"word":"but","start":1734.105,"end":1734.605,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2066587507724762},{"word":"we","start":1735.225,"end":1735.3849,"confidence":0.9667969,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.176335871219635},{"word":"got","start":1735.3849,"end":1735.5449,"confidence":0.74365234,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.1402388960123062},{"word":"we","start":1735.5449,"end":1735.7849,"confidence":0.97802734,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15252886712551117},{"word":"got","start":1735.7849,"end":1736.0249,"confidence":0.9941406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06985028088092804},{"word":"pretty","start":1736.0249,"end":1736.2649,"confidence":0.9980469,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.010954245924949646},{"word":"well","start":1736.2649,"end":1736.745,"confidence":0.9873047,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.05008669197559357},{"word":"nearly","start":1736.745,"end":1737.065,"confidence":0.84472656,"punctuated_word":"nearly","sentiment":"neutral","sentiment_score":0.0911448895931244},{"word":"through","start":1737.065,"end":1737.3849,"confidence":0.95410156,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.07010802626609802},{"word":"it","start":1737.3849,"end":1737.705,"confidence":0.7310791,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.11220665276050568},{"word":"and","start":1737.705,"end":1737.945,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10696755349636078},{"word":"then","start":1737.945,"end":1738.345,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.08632835000753403},{"word":"it","start":1738.345,"end":1738.745,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10947078466415404},{"word":"all","start":1738.745,"end":1739.065,"confidence":0.9560547,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.4137310683727264},{"word":"dropped","start":1739.065,"end":1739.3049,"confidence":0.9970703,"punctuated_word":"dropped","sentiment":"negative","sentiment_score":-0.4683586359024048},{"word":"out","start":1739.3049,"end":1739.5449,"confidence":0.9970703,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.5195252299308777},{"word":"and","start":1739.5449,"end":1740.0449,"confidence":0.58251953,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.536177396774292},{"word":"then","start":1740.345,"end":1740.585,"confidence":0.7524414,"punctuated_word":"then","sentiment":"negative","sentiment_score":-0.40012091398239136},{"word":"couldn't","start":1740.585,"end":1740.9049,"confidence":0.9152832,"punctuated_word":"couldn't","sentiment":"negative","sentiment_score":-0.6608781814575195},{"word":"save","start":1740.9049,"end":1741.1449,"confidence":0.98095703,"punctuated_word":"save","sentiment":"negative","sentiment_score":-0.6122499108314514},{"word":"it","start":1741.1449,"end":1741.3049,"confidence":0.75512695,"punctuated_word":"it,","sentiment":"negative","sentiment_score":-0.533361554145813},{"word":"so","start":1741.3049,"end":1741.465,"confidence":0.9980469,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.3949777781963349},{"word":"we","start":1741.465,"end":1741.625,"confidence":0.99902344,"punctuated_word":"we","sentiment":"negative","sentiment_score":-0.5267698764801025},{"word":"gotta","start":1741.625,"end":1741.865,"confidence":0.6113281,"punctuated_word":"gotta","sentiment":"negative","sentiment_score":-0.5483708381652832},{"word":"go","start":1741.865,"end":1742.0249,"confidence":0.98535156,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.4747896790504456},{"word":"back","start":1742.0249,"end":1742.345,"confidence":0.99560547,"punctuated_word":"back.","sentiment":"negative","sentiment_score":-0.3601441979408264},{"word":"so","start":1742.345,"end":1742.845,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.09251278638839722},{"word":"this","start":1743.8301,"end":1744.0701,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.09769917279481888},{"word":"friend","start":1744.0701,"end":1744.39,"confidence":0.9980469,"punctuated_word":"friend","sentiment":"neutral","sentiment_score":-0.02475789189338684},{"word":"and","start":1744.39,"end":1744.55,"confidence":0.62402344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09951677918434144},{"word":"my","start":1744.55,"end":1744.7101,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04198382794857025},{"word":"sister","start":1744.7101,"end":1745.2101,"confidence":0.9770508,"punctuated_word":"sister,","sentiment":"neutral","sentiment_score":-0.010169021785259249},{"word":"ness","start":1745.51,"end":1745.91,"confidence":0.6600342,"punctuated_word":"Ness,","sentiment":"neutral","sentiment_score":0.08170211315155029},{"word":"who","start":1745.91,"end":1746.23,"confidence":0.9970703,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.05720433592796326},{"word":"deals","start":1746.23,"end":1746.55,"confidence":0.99609375,"punctuated_word":"deals","sentiment":"neutral","sentiment_score":0.06982442736625671},{"word":"with","start":1746.55,"end":1746.87,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0675349310040474},{"word":"sendling","start":1746.87,"end":1747.37,"confidence":0.29260254,"punctuated_word":"Sendling","sentiment":"neutral","sentiment_score":0.03730124980211258},{"word":"because","start":1750.31,"end":1750.63,"confidence":0.9472656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.013629890978336334},{"word":"my","start":1750.63,"end":1750.79,"confidence":0.9086914,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.11349625885486604},{"word":"sister's","start":1750.79,"end":1751.1901,"confidence":0.8051758,"punctuated_word":"sister's","sentiment":"neutral","sentiment_score":0.09698188304901124},{"word":"pretty","start":1751.1901,"end":1751.51,"confidence":0.99316406,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.19193005561828613},{"word":"she's","start":1751.5901,"end":1751.91,"confidence":0.98461914,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.12532101571559906},{"word":"pretty","start":1751.91,"end":1752.23,"confidence":0.9970703,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.16321760416030884},{"word":"savvy","start":1752.23,"end":1752.63,"confidence":0.9765625,"punctuated_word":"savvy,","sentiment":"neutral","sentiment_score":0.072813481092453},{"word":"but","start":1752.63,"end":1752.9501,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04658682644367218},{"word":"ness","start":1752.9501,"end":1753.1901,"confidence":0.98828125,"punctuated_word":"Ness","sentiment":"neutral","sentiment_score":-0.0036113164387643337},{"word":"is","start":1753.1901,"end":1753.35,"confidence":0.76953125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.01648406684398651},{"word":"even","start":1753.35,"end":1753.67,"confidence":0.9980469,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.1009659618139267},{"word":"savvier","start":1753.67,"end":1754.17,"confidence":0.991862,"punctuated_word":"savvier.","sentiment":"neutral","sentiment_score":0.012601545080542564},{"word":"so","start":1756.965,"end":1757.205,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08341166377067566},{"word":"i've","start":1757.205,"end":1757.445,"confidence":0.9699707,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.13760671019554138},{"word":"got","start":1757.445,"end":1757.685,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.13959699869155884},{"word":"an","start":1757.685,"end":1757.765,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.15303368866443634},{"word":"appointment","start":1757.765,"end":1758.165,"confidence":1.0,"punctuated_word":"appointment","sentiment":"neutral","sentiment_score":0.1719033420085907},{"word":"with","start":1758.165,"end":1758.405,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17852352559566498},{"word":"her","start":1758.405,"end":1758.905,"confidence":0.9970703,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.14984962344169617},{"word":"tomorrow","start":1758.965,"end":1759.465,"confidence":0.99902344,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":0.1339733749628067},{"word":"at","start":1760.725,"end":1760.885,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0980965718626976},{"word":"10:00","start":1760.885,"end":1761.785,"confidence":0.9995117,"punctuated_word":"10:00.","sentiment":"neutral","sentiment_score":0.12605193257331848},{"word":"i'll","start":1762.245,"end":1762.485,"confidence":0.9758301,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1389058530330658},{"word":"get","start":1762.485,"end":1762.805,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1878052353858948},{"word":"miller","start":1762.805,"end":1763.285,"confidence":0.8720703,"punctuated_word":"Miller","sentiment":"neutral","sentiment_score":0.1585584580898285},{"word":"to","start":1763.285,"end":1763.605,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1430155634880066},{"word":"bring","start":1763.605,"end":1763.845,"confidence":0.6352539,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":0.17303216457366943},{"word":"the","start":1763.845,"end":1763.925,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10613498091697691},{"word":"bank","start":1763.925,"end":1764.245,"confidence":0.99902344,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.192515030503273},{"word":"tomorrow","start":1764.245,"end":1764.745,"confidence":1.0,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":0.1512880027294159},{"word":"or","start":1764.805,"end":1765.045,"confidence":0.97998047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.14538182318210602},{"word":"today","start":1765.045,"end":1765.545,"confidence":0.99902344,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.14929044246673584},{"word":"and","start":1766.245,"end":1766.485,"confidence":0.87353516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10954506695270538},{"word":"find","start":1766.485,"end":1766.725,"confidence":0.99902344,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.11427968740463255},{"word":"out","start":1766.725,"end":1766.805,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13984309136867523},{"word":"what","start":1766.805,"end":1767.045,"confidence":0.7866211,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.14800533652305603},{"word":"a","start":1767.045,"end":1767.125,"confidence":0.5385742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1527239829301834},{"word":"final","start":1767.125,"end":1767.445,"confidence":1.0,"punctuated_word":"final","sentiment":"neutral","sentiment_score":0.11158131808042526},{"word":"payout","start":1767.445,"end":1767.845,"confidence":0.9790039,"punctuated_word":"payout","sentiment":"neutral","sentiment_score":0.16797801852226257},{"word":"figure","start":1767.845,"end":1768.085,"confidence":0.9604492,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.14454053342342377},{"word":"is","start":1768.085,"end":1768.325,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1212313398718834},{"word":"because","start":1768.325,"end":1768.5651,"confidence":0.7451172,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08142837882041931},{"word":"we","start":1768.5651,"end":1768.725,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10828205943107604},{"word":"need","start":1768.725,"end":1768.965,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.16079044342041016},{"word":"that","start":1768.965,"end":1769.34,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12539076805114746},{"word":"to","start":1769.34,"end":1769.84,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0919092744588852},{"word":"move","start":1771.1,"end":1771.34,"confidence":0.99902344,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.2081829160451889},{"word":"forward","start":1771.34,"end":1771.82,"confidence":1.0,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.19677266478538513},{"word":"in","start":1771.82,"end":1772.2999,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10728918761014938},{"word":"either","start":1772.2999,"end":1772.7999,"confidence":0.9453125,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.09745729714632034},{"word":"either","start":1777.1,"end":1777.6,"confidence":0.74316406,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.08050547540187836},{"word":"retiring","start":1778.0599,"end":1778.5399,"confidence":0.99902344,"punctuated_word":"retiring","sentiment":"neutral","sentiment_score":0.09337995946407318},{"word":"or","start":1778.5399,"end":1778.7,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06475205719470978},{"word":"getting","start":1778.7,"end":1779.1,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.04163827747106552},{"word":"a","start":1779.1,"end":1779.26,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05208635702729225},{"word":"job","start":1779.26,"end":1779.6599,"confidence":0.93725586,"punctuated_word":"job.","sentiment":"neutral","sentiment_score":0.019282713532447815},{"word":"just","start":1779.6599,"end":1780.1599,"confidence":0.57470703,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.013383522629737854},{"word":"on","start":1780.5399,"end":1780.7,"confidence":0.703125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.008761202916502953},{"word":"my","start":1780.7,"end":1780.86,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.02085520140826702},{"word":"phone","start":1780.86,"end":1781.1,"confidence":0.984375,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.012990521267056463},{"word":"at","start":1781.1,"end":1781.26,"confidence":0.9863281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.004544295370578766},{"word":"the","start":1781.26,"end":1781.34,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02585402131080627},{"word":"moment","start":1781.34,"end":1781.6599,"confidence":0.953125,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.04472514986991882},{"word":"there's","start":1781.6599,"end":1781.9,"confidence":0.90185547,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.04972799867391586},{"word":"two","start":1781.9,"end":1782.0599,"confidence":0.9873047,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.06802187114953995},{"word":"jobs","start":1782.0599,"end":1782.38,"confidence":1.0,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":-0.0631585568189621},{"word":"that","start":1782.38,"end":1782.62,"confidence":0.95947266,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02558209002017975},{"word":"i","start":1782.62,"end":1782.7,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.041471924632787704},{"word":"applied","start":1782.7,"end":1783.1799,"confidence":0.9951172,"punctuated_word":"applied","sentiment":"neutral","sentiment_score":-0.028046205639839172},{"word":"for","start":1783.1799,"end":1783.6799,"confidence":0.7470703,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.04096627235412598},{"word":"and","start":1784.995,"end":1785.155,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.15188051760196686},{"word":"there","start":1785.155,"end":1785.315,"confidence":0.6855469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.13720020651817322},{"word":"are","start":1785.315,"end":1785.395,"confidence":0.94384766,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1423687040805817},{"word":"only","start":1785.395,"end":1785.5549,"confidence":0.7402344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.16668729484081268},{"word":"many","start":1785.5549,"end":1785.795,"confidence":0.4663086,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.15295715630054474},{"word":"more","start":1785.795,"end":1785.955,"confidence":0.41381836,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.20705431699752808},{"word":"jobs","start":1785.955,"end":1786.275,"confidence":0.7507324,"punctuated_word":"jobs.","sentiment":"neutral","sentiment_score":-0.1604660451412201},{"word":"they're","start":1786.275,"end":1786.515,"confidence":0.62719727,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.21408295631408691},{"word":"only","start":1786.515,"end":1786.755,"confidence":0.96777344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.18883642554283145},{"word":"at","start":1786.755,"end":1787.075,"confidence":0.8613281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2142721712589264},{"word":"$38","start":1787.075,"end":1787.715,"confidence":0.99780273,"punctuated_word":"$38","sentiment":"neutral","sentiment_score":-0.14490297436714172},{"word":"an","start":1787.715,"end":1787.955,"confidence":0.9892578,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.22195862233638763},{"word":"hour","start":1787.955,"end":1788.195,"confidence":0.98217773,"punctuated_word":"hour.","sentiment":"neutral","sentiment_score":-0.2202816903591156},{"word":"like","start":1788.195,"end":1788.355,"confidence":0.9626465,"punctuated_word":"Like,","sentiment":"negative","sentiment_score":-0.4719827175140381},{"word":"i","start":1788.355,"end":1788.4349,"confidence":0.9970703,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5694074630737305},{"word":"was","start":1788.4349,"end":1788.675,"confidence":0.99902344,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.5439459085464478},{"word":"on","start":1788.675,"end":1789.175,"confidence":0.99902344,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.498198539018631},{"word":"shit","start":1791.315,"end":1791.815,"confidence":0.8601074,"punctuated_word":"shit.","sentiment":"negative","sentiment_score":-0.5371067523956299},{"word":"at","start":1792.4349,"end":1792.515,"confidence":0.47705078,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.2669030427932739},{"word":"the","start":1792.515,"end":1792.755,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23128105700016025},{"word":"port","start":1792.755,"end":1792.995,"confidence":0.9108887,"punctuated_word":"port,","sentiment":"neutral","sentiment_score":-0.23775285482406616},{"word":"i","start":1792.995,"end":1793.155,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2693304121494293},{"word":"was","start":1793.155,"end":1793.315,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2432337701320648},{"word":"on","start":1793.315,"end":1793.815,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.19727180898189545},{"word":"about","start":1796.915,"end":1797.415,"confidence":0.6269531,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.20781753957271576},{"word":"$83","start":1799.15,"end":1799.95,"confidence":0.9958496,"punctuated_word":"$83","sentiment":"neutral","sentiment_score":-0.13262933492660522},{"word":"an","start":1799.95,"end":1800.11,"confidence":0.9892578,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.1837686151266098},{"word":"hour","start":1800.11,"end":1800.61,"confidence":0.9707031,"punctuated_word":"hour.","sentiment":"neutral","sentiment_score":-0.16558687388896942},{"word":"so","start":1802.19,"end":1802.51,"confidence":0.9875488,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.17065957188606262},{"word":"you","start":1802.51,"end":1802.6699,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.21482662856578827},{"word":"know","start":1802.6699,"end":1803.1699,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.2367205321788788},{"word":"it's","start":1803.3099,"end":1803.47,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.35281604528427124},{"word":"a","start":1803.47,"end":1803.7899,"confidence":0.9941406,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.45814478397369385},{"word":"a","start":1803.7899,"end":1803.87,"confidence":0.6660156,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5758232474327087},{"word":"massive","start":1803.87,"end":1804.27,"confidence":0.99902344,"punctuated_word":"massive","sentiment":"negative","sentiment_score":-0.6450480818748474},{"word":"drop","start":1804.27,"end":1804.6699,"confidence":0.88256836,"punctuated_word":"drop,","sentiment":"negative","sentiment_score":-0.5348334312438965},{"word":"but","start":1804.6699,"end":1805.07,"confidence":0.99902344,"punctuated_word":"but","sentiment":"negative","sentiment_score":-0.38064467906951904},{"word":"it's","start":1805.07,"end":1805.39,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.47383469343185425},{"word":"still","start":1805.39,"end":1805.7899,"confidence":1.0,"punctuated_word":"still","sentiment":"negative","sentiment_score":-0.34277430176734924},{"word":"putting","start":1805.7899,"end":1806.27,"confidence":0.9921875,"punctuated_word":"putting","sentiment":"negative","sentiment_score":-0.3776756823062897},{"word":"money","start":1806.27,"end":1806.59,"confidence":0.9980469,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.31838151812553406},{"word":"in","start":1806.59,"end":1806.6699,"confidence":1.0,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3757013082504273},{"word":"the","start":1806.6699,"end":1806.83,"confidence":1.0,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4114138782024383},{"word":"bank","start":1806.83,"end":1807.33,"confidence":0.9951172,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":-0.31004461646080017},{"word":"and","start":1807.71,"end":1807.87,"confidence":0.8378906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2990747094154358},{"word":"still","start":1807.87,"end":1808.11,"confidence":0.9892578,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.22960977256298065},{"word":"paying","start":1808.11,"end":1808.4299,"confidence":0.99902344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.130424827337265},{"word":"the","start":1808.4299,"end":1808.51,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08423775434494019},{"word":"bills","start":1808.51,"end":1809.01,"confidence":0.9995117,"punctuated_word":"bills.","sentiment":"neutral","sentiment_score":-0.136284738779068},{"word":"the","start":1810.59,"end":1810.83,"confidence":0.8120117,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.19856828451156616},{"word":"biggest","start":1810.83,"end":1811.15,"confidence":0.8911133,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.17234724760055542},{"word":"bill","start":1811.15,"end":1811.47,"confidence":0.7729492,"punctuated_word":"bill","sentiment":"neutral","sentiment_score":-0.16417819261550903},{"word":"we've","start":1811.47,"end":1811.63,"confidence":0.6196289,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.2077934443950653},{"word":"got","start":1811.63,"end":1811.87,"confidence":0.80126953,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2902515232563019},{"word":"is","start":1811.87,"end":1812.11,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.20658394694328308},{"word":"the","start":1812.11,"end":1812.27,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23954015970230105},{"word":"house","start":1812.27,"end":1812.585,"confidence":0.92993164,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":-0.12012309581041336},{"word":"and","start":1814.105,"end":1814.4249,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02099352329969406},{"word":"during","start":1814.4249,"end":1814.825,"confidence":0.99902344,"punctuated_word":"during","sentiment":"neutral","sentiment_score":-0.02219725400209427},{"word":"covid","start":1814.825,"end":1815.225,"confidence":0.9763997,"punctuated_word":"COVID,","sentiment":"neutral","sentiment_score":-0.0218452587723732},{"word":"like","start":1815.225,"end":1815.625,"confidence":0.9785156,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0014577675610780716},{"word":"we","start":1815.625,"end":1815.865,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.012338563799858092},{"word":"we","start":1815.865,"end":1816.105,"confidence":0.80078125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.004492480307817459},{"word":"never","start":1816.105,"end":1816.4249,"confidence":0.99902344,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.055838149040937424},{"word":"dropped","start":1816.4249,"end":1816.9249,"confidence":0.9980469,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.05125238373875618},{"word":"the","start":1817.865,"end":1818.1849,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07277075201272964},{"word":"rate","start":1818.1849,"end":1818.585,"confidence":0.80615234,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":-0.027489498257637024},{"word":"of","start":1818.585,"end":1818.9049,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.052578315138816833},{"word":"what","start":1818.9049,"end":1819.145,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04129525274038315},{"word":"we're","start":1819.145,"end":1819.385,"confidence":0.79711914,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.02730468288064003},{"word":"paying","start":1819.385,"end":1819.705,"confidence":0.9951172,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.04820815846323967},{"word":"because","start":1819.705,"end":1820.0249,"confidence":0.8198242,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.01499687135219574},{"word":"everybody","start":1820.0249,"end":1820.505,"confidence":0.99902344,"punctuated_word":"everybody","sentiment":"neutral","sentiment_score":0.04287883639335632},{"word":"had","start":1820.505,"end":1820.6649,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.008332371711730957},{"word":"the","start":1820.6649,"end":1820.745,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010051026940345764},{"word":"chance","start":1820.745,"end":1821.145,"confidence":0.99902344,"punctuated_word":"chance","sentiment":"neutral","sentiment_score":0.01374654471874237},{"word":"to","start":1821.145,"end":1821.465,"confidence":0.7624512,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.005823466926813126},{"word":"you","start":1821.465,"end":1821.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02561357617378235},{"word":"know","start":1821.625,"end":1821.865,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.004666604101657867},{"word":"because","start":1822.1849,"end":1822.585,"confidence":0.9892578,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.006606657058000565},{"word":"because","start":1822.585,"end":1823.085,"confidence":0.9838867,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.017534557729959488},{"word":"of","start":1823.705,"end":1823.865,"confidence":0.9790039,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.011423222720623016},{"word":"the","start":1823.865,"end":1824.105,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03399857506155968},{"word":"situation","start":1824.105,"end":1824.585,"confidence":0.99902344,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":-0.018640827387571335},{"word":"we're","start":1824.585,"end":1824.825,"confidence":0.8347168,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.004519014619290829},{"word":"in","start":1824.825,"end":1825.065,"confidence":0.9526367,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.014361705631017683},{"word":"in","start":1825.065,"end":1825.225,"confidence":0.9326172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0007648356258869171},{"word":"australia","start":1825.225,"end":1825.725,"confidence":0.9152832,"punctuated_word":"Australia,","sentiment":"neutral","sentiment_score":0.020484494045376778},{"word":"you","start":1825.865,"end":1825.945,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0016357526183128357},{"word":"know","start":1825.945,"end":1826.1849,"confidence":0.98950195,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0015506148338317871},{"word":"if","start":1826.1849,"end":1826.505,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0012762267142534256},{"word":"people","start":1826.505,"end":1826.9049,"confidence":0.99902344,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.006944913417100906},{"word":"were","start":1826.9049,"end":1827.39,"confidence":0.89501953,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.03360772877931595},{"word":"struggling","start":1827.63,"end":1828.03,"confidence":1.0,"punctuated_word":"struggling","sentiment":"neutral","sentiment_score":-0.12212805449962616},{"word":"to","start":1828.03,"end":1828.1901,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19210663437843323},{"word":"pay","start":1828.1901,"end":1828.35,"confidence":0.9951172,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.17911052703857422},{"word":"their","start":1828.35,"end":1828.59,"confidence":0.97314453,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.13974064588546753},{"word":"mortgage","start":1828.59,"end":1829.09,"confidence":0.96972656,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":-0.10210176557302476},{"word":"they","start":1829.87,"end":1830.1901,"confidence":0.8989258,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.03289441764354706},{"word":"lowered","start":1830.1901,"end":1830.59,"confidence":0.96533203,"punctuated_word":"lowered","sentiment":"neutral","sentiment_score":0.00629391148686409},{"word":"the","start":1830.59,"end":1830.75,"confidence":0.57470703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006405696272850037},{"word":"mortgage","start":1830.75,"end":1831.25,"confidence":0.99902344,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.05874727666378021},{"word":"rate","start":1831.31,"end":1831.55,"confidence":0.79541016,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":-0.002123609185218811},{"word":"for","start":1831.55,"end":1831.71,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.018889039754867554},{"word":"them","start":1831.71,"end":1831.9501,"confidence":0.9614258,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.03614901006221771},{"word":"so","start":1831.9501,"end":1832.11,"confidence":0.7290039,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.014789536595344543},{"word":"they","start":1832.11,"end":1832.27,"confidence":0.9790039,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0038465261459350586},{"word":"could","start":1832.27,"end":1832.75,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.006214246153831482},{"word":"or","start":1832.91,"end":1833.15,"confidence":0.8691406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.013740204274654388},{"word":"deferred","start":1833.15,"end":1833.55,"confidence":0.94970703,"punctuated_word":"deferred","sentiment":"neutral","sentiment_score":-0.014411709271371365},{"word":"it","start":1833.55,"end":1833.71,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0632624626159668},{"word":"until","start":1833.71,"end":1834.21,"confidence":0.9658203,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.05412016808986664},{"word":"blah","start":1834.59,"end":1834.75,"confidence":0.9316406,"punctuated_word":"blah","sentiment":"neutral","sentiment_score":-0.09405886381864548},{"word":"blah","start":1834.75,"end":1834.91,"confidence":0.8676758,"punctuated_word":"blah","sentiment":"neutral","sentiment_score":-0.09770573675632475},{"word":"blah","start":1834.91,"end":1835.15,"confidence":0.94750977,"punctuated_word":"blah.","sentiment":"neutral","sentiment_score":-0.07741943001747131},{"word":"but","start":1835.15,"end":1835.39,"confidence":0.9741211,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.09373439848423004},{"word":"we","start":1835.39,"end":1835.55,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.1266465187072754},{"word":"just","start":1835.55,"end":1835.79,"confidence":0.74365234,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.16486136615276337},{"word":"because","start":1835.9501,"end":1836.27,"confidence":0.9902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15403157472610474},{"word":"i","start":1836.27,"end":1836.43,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21375606954097748},{"word":"was","start":1836.43,"end":1836.67,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.20168699324131012},{"word":"working","start":1836.67,"end":1837.0701,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.17844289541244507},{"word":"full","start":1837.0701,"end":1837.39,"confidence":0.99902344,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.18424619734287265},{"word":"time","start":1837.39,"end":1837.89,"confidence":0.94262695,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.19287587702274325},{"word":"i","start":1838.59,"end":1839.0701,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.27913305163383484},{"word":"i","start":1839.0701,"end":1839.31,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.28432613611221313},{"word":"just","start":1839.31,"end":1839.55,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2752406895160675},{"word":"kept","start":1839.55,"end":1839.9501,"confidence":0.9921875,"punctuated_word":"kept","sentiment":"negative","sentiment_score":-0.3839361965656281},{"word":"paying","start":1839.9501,"end":1840.1901,"confidence":0.9970703,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.3063562512397766},{"word":"i","start":1840.35,"end":1840.51,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.302497535943985},{"word":"think","start":1840.51,"end":1840.83,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.27073001861572266},{"word":"it","start":1840.83,"end":1841.0024,"confidence":0.78027344,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3339572846889496},{"word":"was","start":1841.0024,"end":1841.175,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.33029282093048096},{"word":"web","start":1841.655,"end":1841.775,"confidence":0.6826172,"punctuated_word":"web","sentiment":"negative","sentiment_score":-0.3490425944328308},{"word":"i","start":1841.895,"end":1842.055,"confidence":0.48266602,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.27252471446990967},{"word":"don't","start":1842.055,"end":1842.375,"confidence":0.73791504,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.27944108843803406},{"word":"know","start":1842.375,"end":1842.615,"confidence":0.859375,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.2173307240009308},{"word":"camilla","start":1842.615,"end":1843.015,"confidence":0.545166,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":-0.2126249521970749},{"word":"does","start":1843.015,"end":1843.255,"confidence":0.97265625,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.19043055176734924},{"word":"it","start":1843.255,"end":1843.415,"confidence":0.9589844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13711386919021606},{"word":"all","start":1843.415,"end":1843.5751,"confidence":0.8249512,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.15549807250499725},{"word":"i","start":1843.5751,"end":1843.7351,"confidence":0.9819336,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3992805480957031},{"word":"don't","start":1843.7351,"end":1843.895,"confidence":0.99658203,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.43645328283309937},{"word":"if","start":1844.055,"end":1844.2151,"confidence":0.34179688,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.42925411462783813},{"word":"you","start":1844.2151,"end":1844.295,"confidence":0.51904297,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.48079174757003784},{"word":"see","start":1844.295,"end":1844.4551,"confidence":0.8671875,"punctuated_word":"see","sentiment":"negative","sentiment_score":-0.3918101191520691},{"word":"a","start":1844.4551,"end":1844.535,"confidence":0.58154297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.33127281069755554},{"word":"fellow","start":1844.535,"end":1844.775,"confidence":0.83740234,"punctuated_word":"fellow","sentiment":"negative","sentiment_score":-0.43735289573669434},{"word":"with","start":1844.775,"end":1844.935,"confidence":0.34326172,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.40732213854789734},{"word":"the","start":1844.935,"end":1845.015,"confidence":0.76416016,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3971237540245056},{"word":"purge","start":1845.015,"end":1845.255,"confidence":0.6513672,"punctuated_word":"purge,","sentiment":"negative","sentiment_score":-0.45189911127090454},{"word":"i'll","start":1845.255,"end":1845.415,"confidence":0.8796387,"punctuated_word":"I'll","sentiment":"negative","sentiment_score":-0.553837239742279},{"word":"be","start":1845.415,"end":1845.5751,"confidence":0.9980469,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.5169281959533691},{"word":"buggered","start":1845.5751,"end":1846.0751,"confidence":0.85579425,"punctuated_word":"buggered.","sentiment":"negative","sentiment_score":-0.4669036269187927},{"word":"but","start":1848.615,"end":1848.935,"confidence":0.9370117,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.23033541440963745},{"word":"we","start":1848.935,"end":1849.175,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.26971355080604553},{"word":"we","start":1849.175,"end":1849.3351,"confidence":0.99121094,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2833021581172943},{"word":"just","start":1849.3351,"end":1849.495,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2465830445289612},{"word":"and","start":1849.5751,"end":1849.7351,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.30225691199302673},{"word":"then","start":1849.7351,"end":1849.9751,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.20039188861846924},{"word":"they","start":1849.9751,"end":1850.055,"confidence":0.9951172,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.32424765825271606},{"word":"rang","start":1850.055,"end":1850.375,"confidence":0.9716797,"punctuated_word":"rang","sentiment":"neutral","sentiment_score":-0.31742316484451294},{"word":"us","start":1850.375,"end":1850.535,"confidence":0.98535156,"punctuated_word":"us","sentiment":"negative","sentiment_score":-0.35425958037376404},{"word":"and","start":1850.535,"end":1850.6951,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.243919238448143},{"word":"said","start":1850.6951,"end":1850.8551,"confidence":0.9797363,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.23470887541770935},{"word":"oh","start":1850.8551,"end":1851.015,"confidence":0.9638672,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.325977623462677},{"word":"you","start":1851.015,"end":1851.175,"confidence":0.9790039,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.34636253118515015},{"word":"know","start":1851.175,"end":1851.3351,"confidence":0.9719238,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.381980299949646},{"word":"you","start":1851.3351,"end":1851.8351,"confidence":0.9980469,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.4896520376205444},{"word":"you","start":1852.535,"end":1852.775,"confidence":0.6977539,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.4857240319252014},{"word":"you're","start":1853.015,"end":1853.255,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.4910513758659363},{"word":"paying","start":1853.255,"end":1853.5751,"confidence":0.9902344,"punctuated_word":"paying","sentiment":"negative","sentiment_score":-0.5291472673416138},{"word":"too","start":1853.5751,"end":1853.7351,"confidence":0.9951172,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.5610700845718384},{"word":"much","start":1853.7351,"end":1854.2351,"confidence":0.9951172,"punctuated_word":"much.","sentiment":"negative","sentiment_score":-0.4295087456703186},{"word":"i","start":1854.6951,"end":1854.775,"confidence":0.5776367,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4024427533149719},{"word":"thought","start":1854.775,"end":1855.015,"confidence":0.5845947,"punctuated_word":"thought,","sentiment":"negative","sentiment_score":-0.4490489065647125},{"word":"well","start":1855.015,"end":1855.515,"confidence":0.9572754,"punctuated_word":"well,","sentiment":"negative","sentiment_score":-0.5469318628311157},{"word":"too","start":1855.75,"end":1855.99,"confidence":0.98828125,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.49685874581336975},{"word":"much","start":1855.99,"end":1856.07,"confidence":1.0,"punctuated_word":"much","sentiment":"negative","sentiment_score":-0.5306352972984314},{"word":"is","start":1856.07,"end":1856.3099,"confidence":0.9980469,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.601124107837677},{"word":"better","start":1856.3099,"end":1856.63,"confidence":1.0,"punctuated_word":"better","sentiment":"negative","sentiment_score":-0.5399020314216614},{"word":"than","start":1856.63,"end":1856.7899,"confidence":0.9970703,"punctuated_word":"than","sentiment":"negative","sentiment_score":-0.4909897744655609},{"word":"too","start":1856.7899,"end":1857.0299,"confidence":0.9863281,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.5994888544082642},{"word":"little","start":1857.0299,"end":1857.5299,"confidence":1.0,"punctuated_word":"little","sentiment":"negative","sentiment_score":-0.5356698632240295},{"word":"means","start":1857.83,"end":1858.15,"confidence":0.5830078,"punctuated_word":"means","sentiment":"negative","sentiment_score":-0.633893609046936},{"word":"you're","start":1858.15,"end":1858.23,"confidence":0.81469727,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.604584813117981},{"word":"getting","start":1858.23,"end":1858.5499,"confidence":0.9873047,"punctuated_word":"getting","sentiment":"negative","sentiment_score":-0.5836746096611023},{"word":"rid","start":1858.5499,"end":1858.71,"confidence":0.66503906,"punctuated_word":"rid","sentiment":"negative","sentiment_score":-0.4869970679283142},{"word":"of","start":1858.71,"end":1858.87,"confidence":0.93847656,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5358272790908813},{"word":"it","start":1858.87,"end":1858.95,"confidence":0.93359375,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.5416082143783569},{"word":"quick","start":1858.95,"end":1859.45,"confidence":0.8833008,"punctuated_word":"quick.","sentiment":"negative","sentiment_score":-0.417986661195755},{"word":"so","start":1861.51,"end":1862.01,"confidence":0.7751465,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.09171915799379347},{"word":"yeah","start":1863.75,"end":1864.07,"confidence":0.9289551,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.053398631513118744},{"word":"they","start":1864.07,"end":1864.23,"confidence":0.93847656,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.13728424906730652},{"word":"made","start":1864.23,"end":1864.47,"confidence":0.48120117,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.1641550362110138},{"word":"us","start":1864.47,"end":1864.7899,"confidence":0.99609375,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.20031213760375977},{"word":"change","start":1864.7899,"end":1865.0299,"confidence":0.99316406,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.20698457956314087},{"word":"it","start":1865.0299,"end":1865.27,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1928478479385376},{"word":"for","start":1865.27,"end":1865.51,"confidence":0.94189453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.15250243246555328},{"word":"some","start":1865.51,"end":1865.75,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.13217554986476898},{"word":"reason","start":1865.75,"end":1866.15,"confidence":0.9880371,"punctuated_word":"reason.","sentiment":"neutral","sentiment_score":-0.11192385107278824},{"word":"i","start":1866.15,"end":1866.23,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3197009563446045},{"word":"don't","start":1866.23,"end":1866.5499,"confidence":0.95825195,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.31027549505233765},{"word":"does","start":1866.87,"end":1867.35,"confidence":0.19665527,"punctuated_word":"does","sentiment":"negative","sentiment_score":-0.3877396285533905},{"word":"all","start":1867.35,"end":1867.51,"confidence":0.97265625,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.2988039553165436},{"word":"that","start":1867.51,"end":1868.01,"confidence":0.9851074,"punctuated_word":"that.","sentiment":"negative","sentiment_score":-0.34292492270469666},{"word":"i","start":1868.07,"end":1868.23,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.34739622473716736},{"word":"don't","start":1868.23,"end":1868.5499,"confidence":0.99658203,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2775707244873047},{"word":"ask","start":1868.5499,"end":1868.7899,"confidence":0.9941406,"punctuated_word":"ask","sentiment":"negative","sentiment_score":-0.3398336172103882},{"word":"questions","start":1868.7899,"end":1869.19,"confidence":0.99121094,"punctuated_word":"questions","sentiment":"negative","sentiment_score":-0.3973635137081146},{"word":"because","start":1869.19,"end":1869.4299,"confidence":0.92822266,"punctuated_word":"because","sentiment":"negative","sentiment_score":-0.4104864895343781},{"word":"it's","start":1869.4299,"end":1869.83,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4662639796733856},{"word":"way","start":1869.83,"end":1870.07,"confidence":0.984375,"punctuated_word":"way","sentiment":"negative","sentiment_score":-0.4497963786125183},{"word":"above","start":1870.07,"end":1870.39,"confidence":0.9951172,"punctuated_word":"above","sentiment":"neutral","sentiment_score":-0.31791946291923523},{"word":"my","start":1870.39,"end":1870.5499,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.3057284355163574},{"word":"head","start":1870.5499,"end":1870.965,"confidence":0.98999023,"punctuated_word":"head.","sentiment":"neutral","sentiment_score":-0.31783074140548706},{"word":"yep","start":1884.645,"end":1885.08,"confidence":0.86376953,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2501615583896637},{"word":"yep","start":1892.36,"end":1892.86,"confidence":0.9863281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10015340149402618},{"word":"was","start":1963.095,"end":1963.4149,"confidence":0.27978516,"punctuated_word":"Was","sentiment":"neutral","sentiment_score":0.021343357861042023},{"word":"there","start":1963.4149,"end":1963.575,"confidence":0.32836914,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.01872771605849266},{"word":"within","start":1963.575,"end":1963.975,"confidence":0.57910156,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.023052647709846497},{"word":"the","start":1963.975,"end":1964.135,"confidence":0.85058594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025688664987683296},{"word":"north","start":1964.135,"end":1964.455,"confidence":0.21923828,"punctuated_word":"North","sentiment":"neutral","sentiment_score":0.021047506481409073},{"word":"what","start":1964.615,"end":1964.9349,"confidence":0.9199219,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0041503459215164185},{"word":"i","start":1964.9349,"end":1965.095,"confidence":0.9658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0075602345168590546},{"word":"got","start":1965.095,"end":1965.255,"confidence":0.9892578,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0048665851354599},{"word":"paid","start":1965.255,"end":1965.495,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.00855450239032507},{"word":"out","start":1965.495,"end":1965.995,"confidence":0.99121094,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.008332422003149986},{"word":"from","start":1967.015,"end":1967.255,"confidence":0.9165039,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.010121917352080343},{"word":"the","start":1967.255,"end":1967.4149,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010909190401434898},{"word":"port","start":1967.4149,"end":1967.655,"confidence":0.36987305,"punctuated_word":"port","sentiment":"neutral","sentiment_score":0.008454116061329842},{"word":"for","start":1967.655,"end":1967.815,"confidence":0.4597168,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.010534883476793766},{"word":"my","start":1967.815,"end":1968.2949,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.01898842491209507},{"word":"long","start":1968.2949,"end":1968.5349,"confidence":0.86328125,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.016035597771406174},{"word":"service","start":1968.5349,"end":1969.015,"confidence":0.5767822,"punctuated_word":"service,","sentiment":"neutral","sentiment_score":0.013113576918840408},{"word":"they've","start":1969.015,"end":1969.095,"confidence":0.61950684,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.011188405565917492},{"word":"been","start":1969.095,"end":1969.335,"confidence":0.99121094,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.0034591685980558395},{"word":"annually","start":1969.335,"end":1969.835,"confidence":0.861084,"punctuated_word":"annually.","sentiment":"neutral","sentiment_score":0.008624669164419174},{"word":"and","start":1972.54,"end":1972.7,"confidence":0.7817383,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.014754444360733032},{"word":"like","start":1972.7,"end":1972.94,"confidence":0.9916992,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.022191070020198825},{"word":"it","start":1972.94,"end":1973.1,"confidence":0.8305664,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016160666942596436},{"word":"was","start":1973.1,"end":1973.6,"confidence":0.7687988,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":0.011916812509298325},{"word":"like","start":1974.54,"end":1974.78,"confidence":0.9790039,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.012860684655606748},{"word":"in","start":1974.78,"end":1975.02,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.010895480401813984},{"word":"the","start":1975.02,"end":1975.52,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011200396344065666},{"word":"when","start":1977.34,"end":1977.5,"confidence":0.98095703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.01140178181231022},{"word":"did","start":1977.5,"end":1977.74,"confidence":0.8354492,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.005725330673158169},{"word":"i","start":1977.74,"end":1977.82,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.011030509136617184},{"word":"finish","start":1977.82,"end":1978.0599,"confidence":0.9716797,"punctuated_word":"finish","sentiment":"neutral","sentiment_score":0.009053573943674564},{"word":"the","start":1978.0599,"end":1978.2999,"confidence":0.8251953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011378212831914423},{"word":"december","start":1978.2999,"end":1978.75,"confidence":0.84716797,"punctuated_word":"December","sentiment":"neutral","sentiment_score":0.010179514065384865},{"word":"18","start":1978.75,"end":1979.2,"confidence":0.84716797,"punctuated_word":"18?","sentiment":"neutral","sentiment_score":0.01140609197318554},{"word":"we","start":1983.1,"end":1983.34,"confidence":0.94628906,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.004463116638362408},{"word":"spent","start":1983.34,"end":1983.84,"confidence":0.9589844,"punctuated_word":"spent","sentiment":"neutral","sentiment_score":0.011529049836099148},{"word":"$15,000","start":1985.215,"end":1986.835,"confidence":0.88549805,"punctuated_word":"$15,000.","sentiment":"neutral","sentiment_score":0.016151029616594315},{"word":"so","start":1988.1749,"end":1988.495,"confidence":0.86865234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03059357963502407},{"word":"we're","start":1988.495,"end":1988.575,"confidence":0.9638672,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.03828562796115875},{"word":"down","start":1988.575,"end":1988.815,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.042585957795381546},{"word":"to","start":1988.815,"end":1989.315,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04094179347157478},{"word":"around","start":1989.9349,"end":1990.4349,"confidence":0.97802734,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.036498576402664185},{"word":"$35.30","start":1992.335,"end":1993.7949,"confidence":0.9221802,"punctuated_word":"$35.30,","sentiment":"neutral","sentiment_score":0.026261039078235623},{"word":"$30,000","start":1993.855,"end":1994.735,"confidence":0.9818115,"punctuated_word":"$30,000","sentiment":"neutral","sentiment_score":0.03468240797519684},{"word":"in","start":1994.735,"end":1994.8949,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02570256218314171},{"word":"the","start":1994.8949,"end":1995.0549,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.019417211413383484},{"word":"bank","start":1995.0549,"end":1995.5549,"confidence":0.93725586,"punctuated_word":"bank.","sentiment":"neutral","sentiment_score":0.02284417301416397},{"word":"but","start":1995.9349,"end":1996.1749,"confidence":0.70410156,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.03112012892961502},{"word":"see","start":1996.1749,"end":1996.4149,"confidence":0.36816406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.03533446043729782},{"word":"that","start":1996.4149,"end":1996.6549,"confidence":0.46679688,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03242352604866028},{"word":"that","start":1996.6549,"end":1996.815,"confidence":0.87158203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.040377914905548096},{"word":"that's","start":1997.0549,"end":1997.46,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04149306192994118},{"word":"that's","start":1997.94,"end":1998.1799,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.041088320314884186},{"word":"what","start":1998.1799,"end":1998.4199,"confidence":0.98828125,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03282511979341507},{"word":"we're","start":1998.4199,"end":1998.58,"confidence":0.97631836,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.041924744844436646},{"word":"living","start":1998.58,"end":1998.82,"confidence":0.99121094,"punctuated_word":"living","sentiment":"neutral","sentiment_score":0.04410260170698166},{"word":"off","start":1998.82,"end":1999.0599,"confidence":0.9291992,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.03843948245048523},{"word":"and","start":1999.0599,"end":1999.22,"confidence":0.4658203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.032538920640945435},{"word":"plus","start":1999.22,"end":1999.5399,"confidence":0.9375,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.037571318447589874},{"word":"camilla's","start":1999.5399,"end":1999.94,"confidence":0.90625,"punctuated_word":"Camilla's","sentiment":"neutral","sentiment_score":0.03792501240968704},{"word":"what","start":2000.02,"end":2000.26,"confidence":0.7314453,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03594937175512314},{"word":"camilla's","start":2000.26,"end":2000.76,"confidence":0.93570966,"punctuated_word":"Camilla's","sentiment":"neutral","sentiment_score":0.03070591390132904},{"word":"wage","start":2000.8999,"end":2001.22,"confidence":0.98535156,"punctuated_word":"wage","sentiment":"neutral","sentiment_score":0.040916599333286285},{"word":"goes","start":2001.22,"end":2001.46,"confidence":0.99609375,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.0329151377081871},{"word":"in","start":2001.46,"end":2001.96,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.031288690865039825},{"word":"each","start":2003.22,"end":2003.72,"confidence":0.80810547,"punctuated_word":"each,","sentiment":"neutral","sentiment_score":0.032019227743148804},{"word":"i","start":2003.7799,"end":2003.94,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03764981031417847},{"word":"think","start":2003.94,"end":2004.1799,"confidence":0.97021484,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.0368734672665596},{"word":"week","start":2004.1799,"end":2004.4199,"confidence":0.87060547,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.033333927392959595},{"word":"i","start":2004.4199,"end":2004.58,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06025537848472595},{"word":"think","start":2004.58,"end":2004.82,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.06234744191169739},{"word":"she","start":2004.82,"end":2004.98,"confidence":0.9550781,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.06193942204117775},{"word":"gets","start":2004.98,"end":2005.22,"confidence":0.98291016,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.052387118339538574},{"word":"paid","start":2005.22,"end":2005.46,"confidence":0.98828125,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.0524689257144928},{"word":"weekly","start":2005.46,"end":2005.96,"confidence":0.7624512,"punctuated_word":"weekly.","sentiment":"neutral","sentiment_score":0.05035974830389023},{"word":"because","start":2007.5399,"end":2007.7799,"confidence":0.8535156,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.032520897686481476},{"word":"she","start":2007.7799,"end":2007.94,"confidence":0.9892578,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.02975514903664589},{"word":"only","start":2007.94,"end":2008.1799,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.032684653997421265},{"word":"works","start":2008.1799,"end":2008.6799,"confidence":0.99902344,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.02202087640762329},{"word":"not","start":2008.98,"end":2009.48,"confidence":0.8964844,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.018654178828001022},{"word":"full","start":2009.5399,"end":2009.86,"confidence":0.7734375,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.031104914844036102},{"word":"hours","start":2009.86,"end":2010.1,"confidence":0.9316406,"punctuated_word":"hours.","sentiment":"neutral","sentiment_score":0.004518856294453144},{"word":"she","start":2010.1,"end":2010.26,"confidence":0.9980469,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.020054535940289497},{"word":"works","start":2010.26,"end":2010.6599,"confidence":0.7536621,"punctuated_word":"works,","sentiment":"neutral","sentiment_score":0.015858594328165054},{"word":"like","start":2010.6599,"end":2010.8999,"confidence":0.99365234,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02219244465231895},{"word":"monday","start":2010.8999,"end":2011.3999,"confidence":0.90722656,"punctuated_word":"Monday,","sentiment":"neutral","sentiment_score":0.02614593133330345},{"word":"nine","start":2012.5349,"end":2012.7749,"confidence":0.9770508,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":0.02133673056960106},{"word":"till","start":2012.7749,"end":2013.0149,"confidence":0.7963867,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.017443740740418434},{"word":"three","start":2013.0149,"end":2013.5149,"confidence":0.84936523,"punctuated_word":"three,","sentiment":"neutral","sentiment_score":0.019007820636034012},{"word":"tuesday","start":2014.215,"end":2014.715,"confidence":0.8913574,"punctuated_word":"Tuesday,","sentiment":"neutral","sentiment_score":0.027378402650356293},{"word":"nine","start":2015.0149,"end":2015.255,"confidence":0.9980469,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":0.02622002363204956},{"word":"till","start":2015.255,"end":2015.495,"confidence":0.7895508,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.02567616105079651},{"word":"one","start":2015.495,"end":2015.975,"confidence":0.9838867,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.02123461663722992},{"word":"wednesday","start":2015.975,"end":2016.475,"confidence":1.0,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.02771179750561714},{"word":"off","start":2016.5349,"end":2017.0349,"confidence":0.888916,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.02032659202814102},{"word":"and","start":2017.255,"end":2017.495,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018244555220007896},{"word":"then","start":2017.495,"end":2017.735,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0290595144033432},{"word":"friday","start":2017.735,"end":2018.0549,"confidence":0.98535156,"punctuated_word":"Friday","sentiment":"neutral","sentiment_score":0.01619749888777733},{"word":"thursday","start":2018.2949,"end":2018.615,"confidence":0.98535156,"punctuated_word":"Thursday","sentiment":"neutral","sentiment_score":0.014543999917805197},{"word":"and","start":2018.615,"end":2018.7749,"confidence":0.96875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.009241679683327677},{"word":"friday","start":2018.7749,"end":2019.095,"confidence":0.7636719,"punctuated_word":"Friday","sentiment":"neutral","sentiment_score":0.009166458621621132},{"word":"is","start":2019.095,"end":2019.255,"confidence":0.70947266,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.01681242696940899},{"word":"nine","start":2019.255,"end":2019.575,"confidence":1.0,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":0.01207691989839077},{"word":"till","start":2019.575,"end":2019.8949,"confidence":0.9863281,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.014232825487852097},{"word":"three","start":2019.8949,"end":2020.3949,"confidence":0.9550781,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":0.01066203974187374},{"word":"so","start":2022.375,"end":2022.615,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.003674585372209549},{"word":"she's","start":2022.615,"end":2022.9349,"confidence":0.99560547,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.003697852371260524},{"word":"not","start":2022.9349,"end":2023.255,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.018434131518006325},{"word":"a","start":2023.255,"end":2023.335,"confidence":0.96533203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.025396421551704407},{"word":"full","start":2023.335,"end":2023.59,"confidence":0.9863281,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.02459358423948288},{"word":"time","start":2024.63,"end":2024.87,"confidence":0.45751953,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.025383424013853073},{"word":"full","start":2024.87,"end":2025.27,"confidence":0.97509766,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.029493819922208783},{"word":"time","start":2025.27,"end":2025.6699,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.027632776647806168},{"word":"employee","start":2025.6699,"end":2026.1699,"confidence":0.9501953,"punctuated_word":"employee.","sentiment":"neutral","sentiment_score":-0.022388052195310593},{"word":"but","start":2029.27,"end":2029.51,"confidence":0.9902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.01794619858264923},{"word":"the","start":2029.51,"end":2029.75,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027189280837774277},{"word":"the","start":2029.75,"end":2030.25,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03319956362247467},{"word":"the","start":2030.47,"end":2030.63,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03656768798828125},{"word":"people","start":2030.63,"end":2031.0299,"confidence":0.9951172,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.05309398099780083},{"word":"she","start":2031.0299,"end":2031.19,"confidence":0.9921875,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.03734800219535827},{"word":"works","start":2031.19,"end":2031.4299,"confidence":0.9111328,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.02922641858458519},{"word":"for","start":2031.4299,"end":2031.9099,"confidence":0.83251953,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.03908779472112656},{"word":"the","start":2031.9099,"end":2032.4099,"confidence":0.82177734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.055180586874485016},{"word":"travel","start":2032.5499,"end":2033.0499,"confidence":0.63427734,"punctuated_word":"travel","sentiment":"neutral","sentiment_score":0.03976936638355255},{"word":"consultant","start":2033.59,"end":2034.09,"confidence":0.5229492,"punctuated_word":"consultant","sentiment":"neutral","sentiment_score":0.04665079340338707},{"word":"company","start":2034.39,"end":2034.89,"confidence":0.7368164,"punctuated_word":"company","sentiment":"neutral","sentiment_score":0.03627390414476395},{"word":"business","start":2035.51,"end":2036.01,"confidence":0.5839844,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":0.030485061928629875},{"word":"really","start":2036.7949,"end":2037.115,"confidence":0.98828125,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.02968227118253708},{"word":"look","start":2037.115,"end":2037.4349,"confidence":0.8461914,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06122541055083275},{"word":"after","start":2037.4349,"end":2037.835,"confidence":0.98828125,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.07833647727966309},{"word":"her","start":2037.835,"end":2038.235,"confidence":0.75219727,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":0.07828465104103088},{"word":"because","start":2038.235,"end":2038.475,"confidence":0.921875,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.0799567922949791},{"word":"she","start":2038.475,"end":2038.635,"confidence":0.97265625,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.08255533128976822},{"word":"does","start":2038.635,"end":2038.755,"confidence":0.9326172,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.061159659177064896},{"word":"she's","start":2038.875,"end":2039.115,"confidence":0.7126465,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.47636160254478455},{"word":"very","start":2039.115,"end":2039.355,"confidence":0.79541016,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.5930835008621216},{"word":"it","start":2040.5549,"end":2040.715,"confidence":0.4597168,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.32637742161750793},{"word":"does","start":2040.715,"end":2041.195,"confidence":0.70410156,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.24703660607337952},{"word":"they","start":2041.275,"end":2041.355,"confidence":0.6323242,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.3948478102684021},{"word":"gave","start":2041.355,"end":2041.595,"confidence":0.74316406,"punctuated_word":"gave","sentiment":"positive","sentiment_score":0.40524354577064514},{"word":"her","start":2041.595,"end":2041.835,"confidence":0.96972656,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.32163143157958984},{"word":"a","start":2041.835,"end":2041.9149,"confidence":0.9667969,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3275432884693146},{"word":"thousand","start":2041.9149,"end":2042.235,"confidence":0.9760742,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.2837756276130676},{"word":"dollar","start":2042.235,"end":2042.5549,"confidence":0.9921875,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.27819016575813293},{"word":"bonus","start":2042.5549,"end":2042.955,"confidence":0.9604492,"punctuated_word":"bonus","sentiment":"positive","sentiment_score":0.3762771487236023},{"word":"this","start":2042.955,"end":2043.455,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.25102922320365906},{"word":"year","start":2043.755,"end":2044.255,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.24109339714050293},{"word":"because","start":2046.155,"end":2046.655,"confidence":0.58691406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.23437173664569855},{"word":"of","start":2046.7949,"end":2047.035,"confidence":0.82470703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2624330222606659},{"word":"the","start":2047.035,"end":2047.195,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2676759958267212},{"word":"work","start":2047.195,"end":2047.4349,"confidence":0.79003906,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.2548564374446869},{"word":"she","start":2047.4349,"end":2047.595,"confidence":0.99609375,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.2222456336021423},{"word":"does","start":2047.595,"end":2047.835,"confidence":0.70251465,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.2161963582038879},{"word":"and","start":2047.835,"end":2048.075,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.17046232521533966},{"word":"she's","start":2048.075,"end":2048.395,"confidence":0.99853516,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.15232478082180023},{"word":"going","start":2048.395,"end":2048.715,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.16276423633098602},{"word":"to","start":2048.715,"end":2048.955,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14795337617397308},{"word":"canada","start":2048.955,"end":2049.455,"confidence":1.0,"punctuated_word":"Canada","sentiment":"neutral","sentiment_score":0.15708352625370026},{"word":"in","start":2049.595,"end":2050.095,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13338685035705566},{"word":"july","start":2051.75,"end":2052.25,"confidence":1.0,"punctuated_word":"July","sentiment":"neutral","sentiment_score":0.14760611951351166},{"word":"for","start":2052.47,"end":2052.71,"confidence":0.97802734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13695505261421204},{"word":"free","start":2052.71,"end":2053.21,"confidence":0.98168945,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.1507060080766678},{"word":"so","start":2054.71,"end":2055.21,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.043025605380535126},{"word":"normally","start":2055.43,"end":2055.83,"confidence":0.6140137,"punctuated_word":"normally,","sentiment":"neutral","sentiment_score":0.07383701205253601},{"word":"i","start":2055.83,"end":2055.91,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06919543445110321},{"word":"take","start":2055.91,"end":2056.15,"confidence":0.8071289,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.045902807265520096},{"word":"holidays","start":2056.15,"end":2056.65,"confidence":0.9199219,"punctuated_word":"holidays","sentiment":"neutral","sentiment_score":0.07292231917381287},{"word":"and","start":2056.71,"end":2057.19,"confidence":0.94921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04845887050032616},{"word":"stay","start":2057.19,"end":2057.51,"confidence":0.97802734,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.05003675818443298},{"word":"home","start":2057.51,"end":2057.67,"confidence":0.9404297,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.05253537371754646},{"word":"and","start":2057.67,"end":2057.83,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05818222090601921},{"word":"look","start":2057.83,"end":2057.99,"confidence":0.9941406,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.056633759289979935},{"word":"after","start":2057.99,"end":2058.39,"confidence":0.9560547,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.0404028594493866},{"word":"this","start":2058.39,"end":2058.55,"confidence":0.36865234,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.025315988808870316},{"word":"little","start":2058.55,"end":2058.79,"confidence":0.9160156,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.005168147385120392},{"word":"ball","start":2058.79,"end":2059.03,"confidence":0.8618164,"punctuated_word":"ball","sentiment":"neutral","sentiment_score":-0.016736052930355072},{"word":"of","start":2059.03,"end":2059.19,"confidence":0.96435547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.013333380222320557},{"word":"fluff","start":2059.19,"end":2059.3499,"confidence":0.85131836,"punctuated_word":"fluff","sentiment":"neutral","sentiment_score":0.01592736877501011},{"word":"that's","start":2059.3499,"end":2059.8499,"confidence":0.94628906,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.007501333020627499},{"word":"laying","start":2060.07,"end":2060.39,"confidence":0.60009766,"punctuated_word":"laying","sentiment":"neutral","sentiment_score":0.038467470556497574},{"word":"next","start":2060.39,"end":2060.63,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.0312783382833004},{"word":"to","start":2060.63,"end":2060.79,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01440051570534706},{"word":"me","start":2060.79,"end":2061.29,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.00964854285120964},{"word":"because","start":2063.19,"end":2063.43,"confidence":0.4921875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.022211767733097076},{"word":"somebody's","start":2063.43,"end":2063.83,"confidence":0.95703125,"punctuated_word":"somebody's","sentiment":"neutral","sentiment_score":0.00947129912674427},{"word":"gonna","start":2063.83,"end":2064.15,"confidence":0.5810547,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.025889968499541283},{"word":"feed","start":2064.15,"end":2064.31,"confidence":0.99316406,"punctuated_word":"feed","sentiment":"neutral","sentiment_score":0.018664821982383728},{"word":"the","start":2064.31,"end":2064.47,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008978929370641708},{"word":"animals","start":2064.47,"end":2064.97,"confidence":0.97143555,"punctuated_word":"animals.","sentiment":"neutral","sentiment_score":0.031770169734954834},{"word":"so","start":2065.285,"end":2065.4048,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0249317679554224},{"word":"i","start":2065.4048,"end":2065.525,"confidence":0.8027344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01314996276050806},{"word":"used","start":2065.525,"end":2065.605,"confidence":0.9604492,"punctuated_word":"used","sentiment":"neutral","sentiment_score":0.008302116766571999},{"word":"to","start":2065.605,"end":2065.845,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.006440427154302597},{"word":"take","start":2065.845,"end":2066.245,"confidence":0.9589844,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.011649606749415398},{"word":"and","start":2066.325,"end":2066.565,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01194801926612854},{"word":"because","start":2066.645,"end":2066.805,"confidence":0.9970703,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.02140778116881847},{"word":"i","start":2066.805,"end":2066.965,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05577065050601959},{"word":"can't","start":2066.965,"end":2067.205,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.0401906818151474},{"word":"go","start":2067.205,"end":2067.445,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.06840327382087708},{"word":"on","start":2067.445,"end":2067.605,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.07028155028820038},{"word":"these","start":2067.605,"end":2067.765,"confidence":0.94628906,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.04663298651576042},{"word":"things","start":2067.765,"end":2068.005,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.049723390489816666},{"word":"because","start":2068.005,"end":2068.325,"confidence":0.8154297,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04386070370674133},{"word":"they","start":2068.325,"end":2068.565,"confidence":0.94921875,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0236155167222023},{"word":"they're","start":2069.445,"end":2069.605,"confidence":0.873291,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.008413193747401237},{"word":"done","start":2069.605,"end":2069.765,"confidence":0.98095703,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.003212541341781616},{"word":"by","start":2069.765,"end":2070.085,"confidence":0.9519043,"punctuated_word":"by,","sentiment":"neutral","sentiment_score":0.004586230963468552},{"word":"like","start":2070.085,"end":2070.405,"confidence":0.9921875,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02250620536506176},{"word":"companies","start":2070.405,"end":2070.805,"confidence":0.99902344,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":0.014761175960302351},{"word":"like","start":2070.805,"end":2071.125,"confidence":0.92578125,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.016811389476060867},{"word":"apt","start":2071.125,"end":2071.625,"confidence":0.8889974,"punctuated_word":"APT,","sentiment":"neutral","sentiment_score":0.02975170686841011},{"word":"scenic","start":2071.765,"end":2072.265,"confidence":0.961263,"punctuated_word":"Scenic,","sentiment":"neutral","sentiment_score":0.018902890384197235},{"word":"things","start":2073.365,"end":2073.685,"confidence":0.9604492,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.0001896396279335022},{"word":"like","start":2073.685,"end":2073.845,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.010880738496780396},{"word":"that","start":2073.845,"end":2074.165,"confidence":0.9719238,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.00634138286113739},{"word":"so","start":2074.165,"end":2074.485,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02391863986849785},{"word":"they","start":2074.485,"end":2074.725,"confidence":0.9892578,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.04155787453055382},{"word":"they","start":2074.725,"end":2074.805,"confidence":0.6328125,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.06025370955467224},{"word":"might","start":2074.805,"end":2074.965,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.024285249412059784},{"word":"have","start":2074.965,"end":2075.125,"confidence":0.81933594,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04971746355295181},{"word":"bought","start":2075.125,"end":2075.365,"confidence":0.92333984,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.08026570081710815},{"word":"out","start":2075.365,"end":2075.605,"confidence":0.9941406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06227061152458191},{"word":"a","start":2075.605,"end":2075.685,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05883036553859711},{"word":"new","start":2075.685,"end":2076.185,"confidence":0.88671875,"punctuated_word":"new,","sentiment":"neutral","sentiment_score":0.04076593741774559},{"word":"what","start":2079.3298,"end":2079.5698,"confidence":0.9770508,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01384217943996191},{"word":"do","start":2079.5698,"end":2079.73,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.023275017738342285},{"word":"you","start":2079.73,"end":2079.8098,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027457471936941147},{"word":"call","start":2079.8098,"end":2079.97,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.027031131088733673},{"word":"it","start":2079.97,"end":2080.13,"confidence":0.6861572,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.04737416282296181},{"word":"how","start":2080.13,"end":2080.21,"confidence":0.99609375,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.018733438104391095},{"word":"would","start":2080.21,"end":2080.45,"confidence":0.99316406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04088142141699791},{"word":"you","start":2080.45,"end":2080.53,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.042772337794303894},{"word":"call","start":2080.53,"end":2080.77,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.04500822350382805},{"word":"it","start":2080.77,"end":2080.93,"confidence":0.84033203,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.06429069489240646},{"word":"a","start":2080.93,"end":2081.43,"confidence":0.7270508,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.06539574265480042},{"word":"a","start":2082.8499,"end":2082.93,"confidence":0.65722656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09299057722091676},{"word":"travel","start":2082.93,"end":2083.43,"confidence":0.984375,"punctuated_word":"travel","sentiment":"neutral","sentiment_score":0.10810603201389311},{"word":"thing","start":2083.5698,"end":2083.89,"confidence":0.9970703,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.16520370543003082},{"word":"where","start":2083.89,"end":2084.13,"confidence":0.9550781,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11786478012800217},{"word":"you","start":2084.13,"end":2084.2898,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10458649694919586},{"word":"can","start":2084.2898,"end":2084.45,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11043310165405272},{"word":"go","start":2084.45,"end":2084.6099,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1358276605606079},{"word":"and","start":2084.6099,"end":2084.77,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1079445853829384},{"word":"see","start":2084.77,"end":2085.01,"confidence":0.921875,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.13143859803676605},{"word":"things","start":2085.01,"end":2085.41,"confidence":0.9326172,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.09314854443073271},{"word":"do","start":2085.41,"end":2085.65,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11058462411165236},{"word":"this","start":2085.65,"end":2086.15,"confidence":0.7216797,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":0.08909043669700623},{"word":"and","start":2086.69,"end":2087.19,"confidence":0.9863281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0352550745010376},{"word":"yeah","start":2088.69,"end":2089.01,"confidence":0.97802734,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.035961877554655075},{"word":"so","start":2089.01,"end":2089.425,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.029373958706855777},{"word":"they","start":2089.665,"end":2089.825,"confidence":0.9902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.034772153943777084},{"word":"go","start":2089.825,"end":2089.985,"confidence":0.99121094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.041509635746479034},{"word":"over","start":2089.985,"end":2090.385,"confidence":0.34814453,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.09174083918333054},{"word":"first","start":2090.385,"end":2090.705,"confidence":0.87402344,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":0.0696292370557785},{"word":"have","start":2090.705,"end":2090.945,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1041055992245674},{"word":"a","start":2090.945,"end":2091.0251,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12942051887512207},{"word":"look","start":2091.0251,"end":2091.185,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.075196772813797},{"word":"at","start":2091.185,"end":2091.345,"confidence":0.984375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0772840827703476},{"word":"what","start":2091.345,"end":2091.5051,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06969419866800308},{"word":"it","start":2091.5051,"end":2091.665,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09154707193374634},{"word":"is","start":2091.665,"end":2092.165,"confidence":0.8713379,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.05952250584959984},{"word":"and","start":2092.625,"end":2092.865,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03279093652963638},{"word":"then","start":2092.865,"end":2093.365,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2686058580875397},{"word":"and","start":2094.5452,"end":2094.7852,"confidence":0.7270508,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.26832544803619385},{"word":"then","start":2094.7852,"end":2094.9053,"confidence":0.7229004,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.26091277599334717},{"word":"you","start":2094.9053,"end":2095.0251,"confidence":0.8408203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3123585283756256},{"word":"know","start":2095.0251,"end":2095.345,"confidence":0.9711914,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2865781784057617},{"word":"you","start":2095.345,"end":2095.425,"confidence":0.54785156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28319302201271057},{"word":"know","start":2095.425,"end":2095.585,"confidence":0.97509766,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.3152449429035187},{"word":"this","start":2095.585,"end":2095.825,"confidence":0.9838867,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.6612549424171448},{"word":"is","start":2095.825,"end":2095.905,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.706265926361084},{"word":"pretty","start":2095.905,"end":2096.225,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.6810858845710754},{"word":"good","start":2096.225,"end":2096.5452,"confidence":0.9770508,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.602376401424408},{"word":"so","start":2096.5452,"end":2096.7852,"confidence":0.8413086,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.22748763859272003},{"word":"you","start":2096.7852,"end":2096.865,"confidence":0.94628906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17823682725429535},{"word":"know","start":2096.865,"end":2097.365,"confidence":0.95751953,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.17115801572799683},{"word":"she","start":2097.825,"end":2097.985,"confidence":0.5830078,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.08452548086643219},{"word":"comes","start":2097.985,"end":2098.305,"confidence":0.9980469,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.06894649565219879},{"word":"home","start":2098.305,"end":2098.465,"confidence":0.9941406,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.06826984137296677},{"word":"with","start":2098.465,"end":2098.705,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0880054235458374},{"word":"notes","start":2098.705,"end":2099.105,"confidence":0.99902344,"punctuated_word":"notes","sentiment":"neutral","sentiment_score":0.04818854480981827},{"word":"and","start":2099.105,"end":2099.345,"confidence":0.94384766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03178931772708893},{"word":"all","start":2099.345,"end":2099.5051,"confidence":0.9863281,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.027952993288636208},{"word":"sorts","start":2099.5051,"end":2099.745,"confidence":0.9970703,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":0.022396309301257133},{"word":"of","start":2099.745,"end":2099.905,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.039203256368637085},{"word":"stuff","start":2099.905,"end":2100.145,"confidence":0.97802734,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.03774813190102577},{"word":"and","start":2100.145,"end":2100.305,"confidence":0.8730469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.015131639316678047},{"word":"brochures","start":2100.305,"end":2100.805,"confidence":0.9995117,"punctuated_word":"brochures","sentiment":"neutral","sentiment_score":0.0067463405430316925},{"word":"and","start":2100.865,"end":2101.365,"confidence":0.98535156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.004442038014531136},{"word":"presents","start":2102.52,"end":2102.9202,"confidence":0.94970703,"punctuated_word":"presents","sentiment":"neutral","sentiment_score":-0.0696764588356018},{"word":"for","start":2102.9202,"end":2103.08,"confidence":0.7573242,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02678777649998665},{"word":"me","start":2103.08,"end":2103.58,"confidence":0.98706055,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.003269776701927185},{"word":"and","start":2105.08,"end":2105.58,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08467745035886765},{"word":"so","start":2105.96,"end":2106.2,"confidence":0.88134766,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08864609152078629},{"word":"when","start":2106.2,"end":2106.44,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11346296221017838},{"word":"people","start":2106.44,"end":2106.6802,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.09342831373214722},{"word":"come","start":2106.6802,"end":2106.84,"confidence":0.9941406,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.10682281851768494},{"word":"in","start":2106.84,"end":2107.08,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09993289411067964},{"word":"like","start":2107.08,"end":2107.32,"confidence":0.80322266,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07350524514913559},{"word":"yourselves","start":2107.32,"end":2107.72,"confidence":0.7314453,"punctuated_word":"yourselves,","sentiment":"neutral","sentiment_score":0.07699451595544815},{"word":"stacy","start":2107.72,"end":2108.04,"confidence":0.8432617,"punctuated_word":"Stacy,","sentiment":"neutral","sentiment_score":0.10192959755659103},{"word":"you've","start":2108.04,"end":2108.28,"confidence":0.53100586,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0816846564412117},{"word":"viewed","start":2108.28,"end":2108.44,"confidence":0.46044922,"punctuated_word":"viewed","sentiment":"neutral","sentiment_score":0.0953589603304863},{"word":"the","start":2108.44,"end":2108.6,"confidence":0.5751953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08471564948558807},{"word":"qmwa","start":2108.6,"end":2109.1,"confidence":0.58292645,"punctuated_word":"QMWA","sentiment":"neutral","sentiment_score":0.08097708225250244},{"word":"and","start":2109.24,"end":2109.48,"confidence":0.75097656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06342218071222305},{"word":"you","start":2109.48,"end":2109.56,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.060775671154260635},{"word":"went","start":2109.56,"end":2109.8,"confidence":0.9970703,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.07738353312015533},{"word":"into","start":2109.8,"end":2110.3,"confidence":0.8413086,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.053834766149520874},{"word":"teddy","start":2111.0,"end":2111.4001,"confidence":0.30371094,"punctuated_word":"Teddy","sentiment":"neutral","sentiment_score":0.03741904720664024},{"word":"rice","start":2111.4001,"end":2111.6401,"confidence":0.61083984,"punctuated_word":"Rice","sentiment":"neutral","sentiment_score":0.04308251291513443},{"word":"and","start":2111.6401,"end":2111.8801,"confidence":0.6533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04023242741823197},{"word":"you","start":2111.8801,"end":2112.12,"confidence":0.9633789,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04258713871240616},{"word":"said","start":2112.12,"end":2112.36,"confidence":0.967041,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.04935353249311447},{"word":"oh","start":2112.36,"end":2112.52,"confidence":0.9694824,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.062216468155384064},{"word":"can","start":2112.52,"end":2112.6802,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07003048062324524},{"word":"i","start":2112.6802,"end":2113.1802,"confidence":0.8588867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08661217987537384},{"word":"i","start":2114.385,"end":2114.625,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0906861424446106},{"word":"i","start":2114.625,"end":2114.705,"confidence":0.81591797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09760238230228424},{"word":"wanna","start":2114.705,"end":2115.025,"confidence":0.8803711,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11589175462722778},{"word":"go","start":2115.025,"end":2115.185,"confidence":0.98095703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.10072050988674164},{"word":"and","start":2115.185,"end":2115.2651,"confidence":0.46875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07905950397253036},{"word":"haul","start":2115.2651,"end":2115.5051,"confidence":0.39379883,"punctuated_word":"haul","sentiment":"neutral","sentiment_score":0.10573432594537736},{"word":"out","start":2115.5051,"end":2115.665,"confidence":0.7373047,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08766931295394897},{"word":"to","start":2115.665,"end":2115.825,"confidence":0.84716797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07317355275154114},{"word":"canada","start":2115.825,"end":2116.145,"confidence":0.9892578,"punctuated_word":"Canada","sentiment":"neutral","sentiment_score":0.06900497525930405},{"word":"and","start":2116.145,"end":2116.305,"confidence":0.49047852,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06964980065822601},{"word":"call","start":2116.305,"end":2116.465,"confidence":0.59277344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.0542454831302166},{"word":"me","start":2116.465,"end":2116.625,"confidence":0.73779297,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.07193960249423981},{"word":"a","start":2116.625,"end":2116.705,"confidence":0.49560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07418400049209595},{"word":"little","start":2116.705,"end":2116.865,"confidence":0.50439453,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.06170235574245453},{"word":"bit","start":2116.865,"end":2117.185,"confidence":0.34350586,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.05655045807361603},{"word":"today","start":2117.185,"end":2117.345,"confidence":0.48101807,"punctuated_word":"today?","sentiment":"neutral","sentiment_score":0.04415185749530792},{"word":"oh","start":2117.345,"end":2117.5051,"confidence":0.9133301,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.06258462369441986},{"word":"well","start":2117.5051,"end":2117.745,"confidence":0.9465332,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.06381043046712875},{"word":"i've","start":2117.745,"end":2117.985,"confidence":0.9941406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.075345978140831},{"word":"just","start":2117.985,"end":2118.225,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07923935353755951},{"word":"been","start":2118.225,"end":2118.465,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.07831861823797226},{"word":"there","start":2118.465,"end":2118.705,"confidence":0.9892578,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08049509674310684},{"word":"and","start":2118.705,"end":2118.945,"confidence":0.609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06103906035423279},{"word":"with","start":2118.945,"end":2119.185,"confidence":0.8691406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06985549628734589},{"word":"this","start":2119.185,"end":2119.5051,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0801466703414917},{"word":"we've","start":2119.665,"end":2119.825,"confidence":0.98999023,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.08641477674245834},{"word":"got","start":2119.825,"end":2120.065,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1083991527557373},{"word":"this","start":2120.065,"end":2120.225,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07880616933107376},{"word":"package","start":2120.225,"end":2120.625,"confidence":0.9248047,"punctuated_word":"package,","sentiment":"neutral","sentiment_score":0.05698176473379135},{"word":"but","start":2120.625,"end":2120.785,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.057790856808424},{"word":"there's","start":2120.785,"end":2121.025,"confidence":0.9838867,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.05101354047656059},{"word":"other","start":2121.025,"end":2121.2651,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.04040737822651863},{"word":"packages","start":2121.2651,"end":2121.7651,"confidence":0.9980469,"punctuated_word":"packages","sentiment":"neutral","sentiment_score":0.03524439036846161},{"word":"as","start":2121.825,"end":2121.985,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06744658201932907},{"word":"well","start":2121.985,"end":2122.305,"confidence":0.9724121,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.06684867292642593},{"word":"so","start":2122.305,"end":2122.805,"confidence":0.83691406,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.11614783108234406},{"word":"yeah","start":2123.185,"end":2123.5051,"confidence":0.970459,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.14359118044376373},{"word":"it's","start":2123.5051,"end":2123.825,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.23424896597862244},{"word":"she's","start":2125.025,"end":2125.345,"confidence":0.9970703,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.2673053741455078},{"word":"been","start":2125.345,"end":2125.5051,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.23386849462985992},{"word":"at","start":2125.5051,"end":2125.665,"confidence":0.69873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20956751704216003},{"word":"it","start":2125.665,"end":2125.825,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2051311582326889},{"word":"for","start":2125.825,"end":2125.985,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15167556703090668},{"word":"a","start":2125.985,"end":2126.065,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1845833659172058},{"word":"long","start":2126.065,"end":2126.225,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.18513968586921692},{"word":"time","start":2126.225,"end":2126.465,"confidence":0.7406006,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.2113472819328308},{"word":"and","start":2126.465,"end":2126.545,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22913870215415957},{"word":"she's","start":2126.545,"end":2126.865,"confidence":0.9638672,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.3348867893218994},{"word":"pretty","start":2126.865,"end":2127.105,"confidence":0.76660156,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.3531891107559204},{"word":"good","start":2127.105,"end":2127.345,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.300597220659256},{"word":"at","start":2127.345,"end":2127.5051,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3247447907924652},{"word":"it","start":2127.5051,"end":2128.0051,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.28050482273101807},{"word":"well","start":2132.5,"end":2133.0,"confidence":0.99365234,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5805813074111938},{"word":"two","start":2133.46,"end":2133.7,"confidence":0.9819336,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1824355274438858},{"word":"of","start":2133.7,"end":2133.86,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2659602761268616},{"word":"the","start":2133.86,"end":2133.94,"confidence":0.9506836,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.33226269483566284},{"word":"clients","start":2133.94,"end":2134.44,"confidence":0.9980469,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":0.26498955488204956},{"word":"invited","start":2134.5,"end":2134.9,"confidence":0.98828125,"punctuated_word":"invited","sentiment":"positive","sentiment_score":0.4066803753376007},{"word":"us","start":2134.9,"end":2135.1401,"confidence":0.99609375,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.2297230064868927},{"word":"out","start":2135.1401,"end":2135.3801,"confidence":0.9589844,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1993132382631302},{"word":"to","start":2135.3801,"end":2135.46,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17566165328025818},{"word":"their","start":2135.46,"end":2135.7,"confidence":0.99316406,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.1391775906085968},{"word":"place","start":2135.7,"end":2136.2,"confidence":0.9970703,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.21731844544410703},{"word":"a","start":2137.78,"end":2137.94,"confidence":0.8647461,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1581900119781494},{"word":"couple","start":2137.94,"end":2138.18,"confidence":0.97314453,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.16858968138694763},{"word":"of","start":2138.18,"end":2138.26,"confidence":0.6328125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16680024564266205},{"word":"weeks","start":2138.26,"end":2138.5,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.13683761656284332},{"word":"ago","start":2138.5,"end":2138.82,"confidence":1.0,"punctuated_word":"ago","sentiment":"neutral","sentiment_score":0.17085687816143036},{"word":"for","start":2138.82,"end":2139.06,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19411636888980863},{"word":"lunch","start":2139.06,"end":2139.56,"confidence":0.8125,"punctuated_word":"lunch.","sentiment":"neutral","sentiment_score":0.18155160546302795},{"word":"and","start":2140.355,"end":2140.515,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06761955469846725},{"word":"then","start":2140.515,"end":2141.015,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06398182362318039},{"word":"was","start":2142.515,"end":2142.6748,"confidence":0.42749023,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05376766622066498},{"word":"it","start":2142.6748,"end":2142.835,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07646719366312027},{"word":"yesterday","start":2142.835,"end":2143.315,"confidence":0.9892578,"punctuated_word":"yesterday","sentiment":"neutral","sentiment_score":0.04624032974243164},{"word":"she","start":2143.315,"end":2143.4749,"confidence":0.90771484,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.06071331724524498},{"word":"came","start":2143.4749,"end":2143.7148,"confidence":0.9980469,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.05191735178232193},{"word":"home","start":2143.7148,"end":2144.115,"confidence":0.9580078,"punctuated_word":"home?","sentiment":"neutral","sentiment_score":0.0641559362411499},{"word":"yeah","start":2144.115,"end":2144.4348,"confidence":0.9433594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0680503398180008},{"word":"yesterday","start":2144.4348,"end":2144.9348,"confidence":0.939209,"punctuated_word":"Yesterday.","sentiment":"neutral","sentiment_score":0.07686123996973038},{"word":"she","start":2145.9548,"end":2146.115,"confidence":0.9980469,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.1076228991150856},{"word":"came","start":2146.115,"end":2146.355,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.11121202260255814},{"word":"home","start":2146.355,"end":2146.515,"confidence":0.9707031,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.13153807818889618},{"word":"with","start":2146.515,"end":2146.6748,"confidence":0.96972656,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1724061369895935},{"word":"anzac","start":2146.6748,"end":2147.155,"confidence":0.4666748,"punctuated_word":"Anzac","sentiment":"neutral","sentiment_score":0.14396895468235016},{"word":"biscuits","start":2147.155,"end":2147.655,"confidence":0.99121094,"punctuated_word":"biscuits","sentiment":"neutral","sentiment_score":0.15748652815818787},{"word":"that","start":2147.875,"end":2148.115,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16430313885211945},{"word":"this","start":2148.115,"end":2148.275,"confidence":0.89208984,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.16040176153182983},{"word":"lady","start":2148.275,"end":2148.595,"confidence":0.9902344,"punctuated_word":"lady","sentiment":"neutral","sentiment_score":0.17413070797920227},{"word":"had","start":2148.595,"end":2148.755,"confidence":0.78808594,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.14406931400299072},{"word":"made","start":2148.755,"end":2148.9148,"confidence":0.9970703,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.21110862493515015},{"word":"for","start":2148.9148,"end":2149.155,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12254966050386427},{"word":"her","start":2149.155,"end":2149.315,"confidence":0.9970703,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.09997634589672089},{"word":"as","start":2149.315,"end":2149.4749,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13173843920230863},{"word":"well","start":2149.4749,"end":2149.9749,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.10041220486164092},{"word":"because","start":2151.555,"end":2151.9548,"confidence":0.46289062,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07600949704647064},{"word":"they're","start":2151.9548,"end":2152.1948,"confidence":0.9116211,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.097032330930233},{"word":"repeat","start":2152.1948,"end":2152.595,"confidence":0.9941406,"punctuated_word":"repeat","sentiment":"neutral","sentiment_score":0.09905167669057846},{"word":"clients","start":2152.595,"end":2153.095,"confidence":0.8979492,"punctuated_word":"clients.","sentiment":"neutral","sentiment_score":0.07957976311445236},{"word":"my","start":2154.73,"end":2154.97,"confidence":0.3256836,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.02379220351576805},{"word":"ex","start":2154.97,"end":2155.21,"confidence":0.99609375,"punctuated_word":"ex","sentiment":"neutral","sentiment_score":0.021650154143571857},{"word":"farmers","start":2155.21,"end":2155.69,"confidence":0.43493652,"punctuated_word":"farmers,","sentiment":"neutral","sentiment_score":0.047349415719509125},{"word":"so","start":2155.69,"end":2155.8499,"confidence":0.36621094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03207942470908165},{"word":"they","start":2155.8499,"end":2156.0898,"confidence":0.984375,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.022559817880392075},{"word":"so","start":2156.3298,"end":2156.65,"confidence":0.5810547,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.029337584972381592},{"word":"they're","start":2156.65,"end":2156.89,"confidence":0.78344727,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.03905237838625908},{"word":"a","start":2156.89,"end":2156.97,"confidence":0.88964844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.061863720417022705},{"word":"little","start":2156.97,"end":2157.2898,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.04529266059398651},{"word":"wealthy","start":2157.2898,"end":2157.7898,"confidence":0.9682617,"punctuated_word":"wealthy.","sentiment":"neutral","sentiment_score":0.06820327788591385},{"word":"and","start":2159.2898,"end":2159.5298,"confidence":0.40625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08440005034208298},{"word":"so","start":2159.5298,"end":2159.69,"confidence":0.92089844,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08288076519966125},{"word":"when","start":2159.69,"end":2159.93,"confidence":0.9921875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.092226043343544},{"word":"they","start":2159.93,"end":2160.0098,"confidence":0.96240234,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.08174998313188553},{"word":"go","start":2160.0098,"end":2160.17,"confidence":0.8413086,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.08282805234193802},{"word":"on","start":2160.17,"end":2160.3298,"confidence":0.9790039,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0923200026154518},{"word":"holiday","start":2160.3298,"end":2160.8098,"confidence":0.75805664,"punctuated_word":"holiday,","sentiment":"neutral","sentiment_score":0.1065777838230133},{"word":"they","start":2160.8098,"end":2160.97,"confidence":0.99121094,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.09719444811344148},{"word":"like","start":2160.97,"end":2161.13,"confidence":0.8925781,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08350598812103271},{"word":"holiday","start":2161.13,"end":2161.63,"confidence":0.8095703,"punctuated_word":"holiday.","sentiment":"neutral","sentiment_score":0.08265470713376999},{"word":"yep","start":2165.6099,"end":2166.1099,"confidence":0.95996094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.215841680765152},{"word":"where","start":2167.775,"end":2168.275,"confidence":0.74853516,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":0.2966843843460083},{"word":"every","start":2169.055,"end":2169.4548,"confidence":0.89746094,"punctuated_word":"every","sentiment":"positive","sentiment_score":0.3465120196342468},{"word":"the","start":2169.6948,"end":2169.775,"confidence":0.48657227,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2780742943286896},{"word":"everyday","start":2169.775,"end":2170.255,"confidence":0.7626953,"punctuated_word":"everyday","sentiment":"neutral","sentiment_score":0.2392803430557251},{"word":"joe","start":2170.255,"end":2170.575,"confidence":0.43432617,"punctuated_word":"Joe","sentiment":"neutral","sentiment_score":0.2723340094089508},{"word":"blow","start":2170.575,"end":2170.815,"confidence":0.36523438,"punctuated_word":"Blow","sentiment":"neutral","sentiment_score":0.22357481718063352},{"word":"goes","start":2170.815,"end":2171.315,"confidence":0.6940918,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":0.20332208275794983},{"word":"skip","start":2172.6548,"end":2173.055,"confidence":0.203125,"punctuated_word":"skip","sentiment":"neutral","sentiment_score":0.17891840636730194},{"word":"script","start":2173.375,"end":2173.775,"confidence":0.4050293,"punctuated_word":"script","sentiment":"neutral","sentiment_score":0.17602691054344177},{"word":"as","start":2173.775,"end":2174.015,"confidence":0.73339844,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21787786483764648},{"word":"much","start":2174.015,"end":2174.255,"confidence":0.99902344,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.21847976744174957},{"word":"as","start":2174.255,"end":2174.4148,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21001526713371277},{"word":"you","start":2174.4148,"end":2174.575,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25294479727745056},{"word":"can","start":2174.575,"end":2175.075,"confidence":0.97802734,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.21491843461990356},{"word":"the","start":2175.2148,"end":2175.4548,"confidence":0.89208984,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.1404559165239334},{"word":"cheapest","start":2175.4548,"end":2175.855,"confidence":0.9941406,"punctuated_word":"cheapest","sentiment":"neutral","sentiment_score":0.17741478979587555},{"word":"flights","start":2175.855,"end":2176.355,"confidence":0.61083984,"punctuated_word":"flights.","sentiment":"neutral","sentiment_score":0.20251892507076263},{"word":"cheapest","start":2177.2148,"end":2177.6948,"confidence":0.34765625,"punctuated_word":"Cheapest","sentiment":"neutral","sentiment_score":0.16573746502399445},{"word":"hotels","start":2177.6948,"end":2178.1948,"confidence":0.7963867,"punctuated_word":"hotels.","sentiment":"neutral","sentiment_score":0.15074889361858368},{"word":"but","start":2181.56,"end":2182.04,"confidence":0.78808594,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1241433322429657},{"word":"that's","start":2182.04,"end":2182.28,"confidence":0.98168945,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1501997709274292},{"word":"the","start":2182.28,"end":2182.36,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14450807869434357},{"word":"way","start":2182.36,"end":2182.6,"confidence":0.9951172,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.16780856251716614},{"word":"it","start":2182.6,"end":2182.6802,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18272645771503448},{"word":"is","start":2182.6802,"end":2183.1802,"confidence":0.9951172,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.15774822235107422},{"word":"yep","start":2206.32,"end":2206.82,"confidence":0.79296875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10692378133535384},{"word":"okay","start":2214.6401,"end":2215.1401,"confidence":0.9951172,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.16563698649406433},{"word":"yep","start":2217.4402,"end":2217.9402,"confidence":0.7973633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1765073388814926},{"word":"tomorrow","start":2218.08,"end":2218.58,"confidence":0.9951172,"punctuated_word":"Tomorrow","sentiment":"neutral","sentiment_score":0.195093035697937},{"word":"when","start":2218.6401,"end":2218.8,"confidence":0.49267578,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1076759546995163},{"word":"i","start":2218.8,"end":2218.8801,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1245853528380394},{"word":"go","start":2218.8801,"end":2219.04,"confidence":0.96240234,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1544189453125},{"word":"and","start":2219.04,"end":2219.54,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12693437933921814},{"word":"see","start":2219.6,"end":2219.84,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.11543065309524536},{"word":"my","start":2219.84,"end":2220.0,"confidence":0.90527344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.13978877663612366},{"word":"sister","start":2220.0,"end":2220.32,"confidence":0.984375,"punctuated_word":"sister","sentiment":"neutral","sentiment_score":0.11108730733394624},{"word":"and","start":2220.32,"end":2220.82,"confidence":0.7729492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10939036309719086},{"word":"the","start":2221.605,"end":2221.765,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10307849198579788},{"word":"lady","start":2221.765,"end":2222.165,"confidence":0.96875,"punctuated_word":"lady","sentiment":"neutral","sentiment_score":0.12877938151359558},{"word":"who's","start":2222.165,"end":2222.2449,"confidence":0.65771484,"punctuated_word":"who's","sentiment":"neutral","sentiment_score":0.1231878399848938},{"word":"named","start":2222.2449,"end":2222.565,"confidence":0.47802734,"punctuated_word":"named","sentiment":"neutral","sentiment_score":0.12064187973737717},{"word":"in","start":2222.565,"end":2222.645,"confidence":0.18933105,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11496267467737198},{"word":"this","start":2222.645,"end":2223.145,"confidence":0.48950195,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.13512636721134186},{"word":"if","start":2224.2449,"end":2224.405,"confidence":0.95947266,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11701580137014388},{"word":"i","start":2224.405,"end":2224.485,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11822623014450072},{"word":"have","start":2224.485,"end":2224.645,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09512313455343246},{"word":"any","start":2224.645,"end":2224.885,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.08668336272239685},{"word":"questions","start":2224.885,"end":2225.385,"confidence":0.9562988,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.07195255160331726},{"word":"can","start":2225.605,"end":2225.765,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07152688503265381},{"word":"i","start":2225.765,"end":2225.925,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07907088845968246},{"word":"ring","start":2225.925,"end":2226.165,"confidence":0.99902344,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":0.0497683510184288},{"word":"you","start":2226.165,"end":2226.485,"confidence":0.7956543,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.04880297929048538},{"word":"or","start":2226.485,"end":2226.985,"confidence":0.99609375,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.07341893017292023},{"word":"yep","start":2228.2449,"end":2228.7449,"confidence":0.88753253,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.2995999753475189},{"word":"alright","start":2229.925,"end":2230.425,"confidence":0.80444336,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.2255326807498932},{"word":"yep","start":2245.25,"end":2245.3298,"confidence":0.9650879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07061383128166199},{"word":"yep","start":2245.3298,"end":2245.8098,"confidence":0.9421387,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11294212192296982},{"word":"not","start":2245.8098,"end":2246.0498,"confidence":0.97998047,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.33714285492897034},{"word":"a","start":2246.0498,"end":2246.21,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25916820764541626},{"word":"problem","start":2246.21,"end":2246.71,"confidence":1.0,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.3517627716064453},{"word":"i'm","start":2251.2349,"end":2251.395,"confidence":0.7536621,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0024979710578918457},{"word":"gonna","start":2251.395,"end":2251.635,"confidence":0.98095703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.0026232413947582245},{"word":"be","start":2251.635,"end":2251.875,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.003966480493545532},{"word":"i've","start":2252.035,"end":2252.275,"confidence":0.8132324,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.011352179571986198},{"word":"gotta","start":2252.275,"end":2252.515,"confidence":0.94189453,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.0012240298092365265},{"word":"go","start":2252.515,"end":2252.6748,"confidence":0.9892578,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.014155961573123932},{"word":"and","start":2252.6748,"end":2252.835,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004372164607048035},{"word":"give","start":2252.835,"end":2253.335,"confidence":0.9667969,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.002779141068458557},{"word":"have","start":2253.875,"end":2254.1948,"confidence":0.80126953,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03578958660364151},{"word":"some","start":2254.1948,"end":2254.515,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.014996744692325592},{"word":"blood","start":2254.515,"end":2254.915,"confidence":0.99902344,"punctuated_word":"blood","sentiment":"neutral","sentiment_score":0.028902821242809296},{"word":"taken","start":2254.915,"end":2255.2349,"confidence":0.9472656,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":0.045961521565914154},{"word":"for","start":2255.2349,"end":2255.7349,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.040017902851104736},{"word":"blood","start":2256.915,"end":2257.2349,"confidence":0.52246094,"punctuated_word":"blood","sentiment":"neutral","sentiment_score":0.010900110006332396},{"word":"test","start":2257.2349,"end":2257.7349,"confidence":0.8911133,"punctuated_word":"test","sentiment":"neutral","sentiment_score":0.01294514536857605},{"word":"at","start":2260.86,"end":2261.1,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.009275060147047045},{"word":"07:30","start":2261.1,"end":2261.9802,"confidence":0.9156494,"punctuated_word":"07:30,","sentiment":"neutral","sentiment_score":0.005942433141171932},{"word":"and","start":2261.9802,"end":2262.2202,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.016979824751615524},{"word":"then","start":2262.2202,"end":2262.3801,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0018610060214996336},{"word":"i","start":2262.3801,"end":2262.4602,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07187698036432266},{"word":"was","start":2262.4602,"end":2262.62,"confidence":0.9902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.04741217941045761},{"word":"just","start":2262.62,"end":2262.86,"confidence":0.9741211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.042258843779563904},{"word":"gonna","start":2262.86,"end":2263.02,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.21752327680587769},{"word":"come","start":2263.02,"end":2263.26,"confidence":0.9980469,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.2481088638305664},{"word":"back","start":2263.26,"end":2263.5,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.3266211748123169},{"word":"because","start":2263.5,"end":2263.7402,"confidence":0.65527344,"punctuated_word":"because","sentiment":"negative","sentiment_score":-0.42662715911865234},{"word":"you","start":2263.7402,"end":2263.82,"confidence":0.5473633,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.578131914138794},{"word":"can't","start":2263.82,"end":2263.9802,"confidence":0.9819336,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.4902600049972534},{"word":"i","start":2264.06,"end":2264.1401,"confidence":0.9980469,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.450840026140213},{"word":"have","start":2264.1401,"end":2264.3801,"confidence":0.9658203,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.42670807242393494},{"word":"to","start":2264.3801,"end":2264.54,"confidence":0.9589844,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4456068277359009},{"word":"pass","start":2264.54,"end":2265.04,"confidence":0.76904297,"punctuated_word":"pass.","sentiment":"neutral","sentiment_score":-0.22257453203201297},{"word":"i","start":2266.7002,"end":2266.86,"confidence":0.89208984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06027168035507202},{"word":"was","start":2266.86,"end":2267.02,"confidence":0.96875,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06216134876012802},{"word":"gonna","start":2267.02,"end":2267.26,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.08012065291404724},{"word":"come","start":2267.26,"end":2267.4202,"confidence":0.99609375,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.0530836284160614},{"word":"back","start":2267.4202,"end":2267.5,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.07270912081003189},{"word":"and","start":2267.5,"end":2267.6602,"confidence":0.80615234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08422304689884186},{"word":"have","start":2267.6602,"end":2267.9001,"confidence":0.6542969,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14969632029533386},{"word":"breakfast","start":2267.9001,"end":2268.2202,"confidence":0.9951172,"punctuated_word":"breakfast","sentiment":"neutral","sentiment_score":0.14929303526878357},{"word":"and","start":2268.2202,"end":2268.4602,"confidence":0.88183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07007075846195221},{"word":"then","start":2268.4602,"end":2268.54,"confidence":0.98095703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0620991513133049},{"word":"go","start":2268.54,"end":2268.7002,"confidence":0.9614258,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.05937670171260834},{"word":"to","start":2268.7002,"end":2268.86,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07767970114946365},{"word":"my","start":2268.86,"end":2269.02,"confidence":0.9921875,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.10078861564397812},{"word":"sister's","start":2269.02,"end":2269.4202,"confidence":0.9980469,"punctuated_word":"sister's","sentiment":"neutral","sentiment_score":0.07836324721574783},{"word":"place","start":2269.4202,"end":2269.6602,"confidence":0.8496094,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.09868110716342926},{"word":"which","start":2269.6602,"end":2269.9001,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.11405807733535768},{"word":"is","start":2269.9001,"end":2270.06,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10770588368177414},{"word":"about","start":2270.06,"end":2270.56,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08698257803916931},{"word":"thirty","start":2273.02,"end":2273.34,"confidence":0.9716797,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.1388295292854309},{"word":"five","start":2273.34,"end":2273.58,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.10441772639751434},{"word":"minutes","start":2273.58,"end":2273.9001,"confidence":1.0,"punctuated_word":"minutes","sentiment":"neutral","sentiment_score":0.10167035460472108},{"word":"away","start":2273.9001,"end":2274.4001,"confidence":0.9875488,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":0.08720831573009491},{"word":"so","start":2276.935,"end":2277.175,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10058405995368958},{"word":"and","start":2277.335,"end":2277.4949,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0934622585773468},{"word":"then","start":2277.4949,"end":2277.655,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1046268567442894},{"word":"we","start":2277.655,"end":2277.895,"confidence":0.8769531,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10206685215234756},{"word":"were","start":2277.895,"end":2277.9749,"confidence":0.6230469,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.10873579978942872},{"word":"gonna","start":2277.9749,"end":2278.375,"confidence":0.9790039,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.10070356726646423},{"word":"go","start":2278.375,"end":2278.455,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1076919436454773},{"word":"down","start":2278.455,"end":2278.955,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.08550381660461426},{"word":"into","start":2279.015,"end":2279.515,"confidence":0.99121094,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.05499652773141861},{"word":"harvey","start":2280.055,"end":2280.455,"confidence":0.43920898,"punctuated_word":"Harvey","sentiment":"neutral","sentiment_score":0.05235448107123375},{"word":"and","start":2280.455,"end":2280.955,"confidence":0.8178711,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06378248333930969},{"word":"then","start":2281.815,"end":2282.295,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06335290521383286},{"word":"see","start":2282.295,"end":2282.615,"confidence":0.51220703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08395816385746002},{"word":"ness","start":2282.615,"end":2283.015,"confidence":0.33032227,"punctuated_word":"Ness","sentiment":"neutral","sentiment_score":0.09288352727890016},{"word":"and","start":2283.015,"end":2283.415,"confidence":0.8935547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09429582953453064},{"word":"sit","start":2283.415,"end":2283.655,"confidence":0.99902344,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":0.1528947949409485},{"word":"down","start":2283.655,"end":2283.9749,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.17224174737930298},{"word":"and","start":2283.9749,"end":2284.4749,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1363474428653717},{"word":"belt","start":2285.4949,"end":2285.7349,"confidence":0.5595703,"punctuated_word":"belt","sentiment":"neutral","sentiment_score":0.2085544466972351},{"word":"it","start":2285.7349,"end":2285.895,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15069763362407684},{"word":"out","start":2285.895,"end":2286.395,"confidence":0.9250488,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.12305186688899994},{"word":"even","start":2287.4949,"end":2287.7349,"confidence":0.99609375,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":0.04009302705526352},{"word":"if","start":2287.7349,"end":2287.895,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05833596736192703},{"word":"we","start":2287.895,"end":2288.2148,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04947853460907936},{"word":"even","start":2288.2148,"end":2288.535,"confidence":0.96875,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.08081622421741486},{"word":"if","start":2288.535,"end":2288.615,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18714475631713867},{"word":"we","start":2288.615,"end":2288.855,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2576744556427002},{"word":"just","start":2288.855,"end":2289.015,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2504328489303589},{"word":"set","start":2289.015,"end":2289.255,"confidence":0.9980469,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.23056022822856903},{"word":"it","start":2289.255,"end":2289.415,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2377601861953735},{"word":"up","start":2289.415,"end":2289.815,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.15748310089111328},{"word":"and","start":2289.815,"end":2290.135,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17276452481746674},{"word":"have","start":2290.135,"end":2290.295,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2581375241279602},{"word":"it","start":2290.295,"end":2290.77,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2403753101825714},{"word":"sitting","start":2290.93,"end":2291.43,"confidence":0.96777344,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.04195835441350937},{"word":"there","start":2291.8901,"end":2292.29,"confidence":0.97314453,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.019333571195602417},{"word":"just","start":2292.29,"end":2292.45,"confidence":0.5986328,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.028689853847026825},{"word":"in","start":2292.45,"end":2292.61,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.002598628401756286},{"word":"case","start":2292.61,"end":2292.93,"confidence":1.0,"punctuated_word":"case","sentiment":"neutral","sentiment_score":-0.011715665459632874},{"word":"i","start":2292.93,"end":2293.33,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.041098520159721375},{"word":"i","start":2293.33,"end":2293.49,"confidence":0.7495117,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10052013397216795},{"word":"change","start":2293.49,"end":2293.81,"confidence":0.6870117,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.1360112428665161},{"word":"my","start":2293.81,"end":2293.97,"confidence":0.9838867,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08222091197967529},{"word":"mind","start":2293.97,"end":2294.45,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":-0.05352009832859039},{"word":"and","start":2294.45,"end":2294.77,"confidence":0.95166016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03862476348876953},{"word":"and","start":2294.77,"end":2294.93,"confidence":0.9248047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.029325664043426514},{"word":"one","start":2294.93,"end":2295.09,"confidence":0.9941406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.0300256609916687},{"word":"of","start":2295.09,"end":2295.25,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1084195077419281},{"word":"these","start":2295.25,"end":2295.49,"confidence":0.9970703,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.06881602108478546},{"word":"jobs","start":2295.49,"end":2295.81,"confidence":0.9980469,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":-0.029140189290046692},{"word":"come","start":2295.81,"end":2296.05,"confidence":0.9550781,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.0004553794860839844},{"word":"through","start":2296.05,"end":2296.55,"confidence":0.74279785,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":-0.014667082577943802},{"word":"i","start":2300.1301,"end":2300.29,"confidence":0.87353516,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6480552554130554},{"word":"don't","start":2300.29,"end":2300.53,"confidence":0.9914551,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.5567600131034851},{"word":"really","start":2300.53,"end":2300.77,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.6397847533226013},{"word":"wanna","start":2300.77,"end":2301.09,"confidence":0.9111328,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.6326366662979126},{"word":"go","start":2301.09,"end":2301.25,"confidence":0.9116211,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.6667079329490662},{"word":"back","start":2301.25,"end":2301.41,"confidence":0.8125,"punctuated_word":"back","sentiment":"negative","sentiment_score":-0.6606504917144775},{"word":"to","start":2301.41,"end":2301.57,"confidence":0.9970703,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5986730456352234},{"word":"work","start":2301.57,"end":2301.8901,"confidence":0.9680176,"punctuated_word":"work.","sentiment":"negative","sentiment_score":-0.6279458403587341},{"word":"i've","start":2301.8901,"end":2302.1301,"confidence":0.92211914,"punctuated_word":"I've","sentiment":"negative","sentiment_score":-0.49062690138816833},{"word":"been","start":2302.1301,"end":2302.45,"confidence":0.9277344,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.4727618992328644},{"word":"on","start":2302.45,"end":2302.61,"confidence":0.99121094,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.46186986565589905},{"word":"the","start":2302.61,"end":2302.77,"confidence":0.96875,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.48677244782447815},{"word":"ass","start":2302.77,"end":2303.01,"confidence":0.5991211,"punctuated_word":"ass","sentiment":"negative","sentiment_score":-0.4544715881347656},{"word":"for","start":2303.01,"end":2303.17,"confidence":0.98095703,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3951956033706665},{"word":"four","start":2303.17,"end":2303.41,"confidence":0.99902344,"punctuated_word":"four","sentiment":"negative","sentiment_score":-0.5470740795135498},{"word":"months","start":2303.41,"end":2303.91,"confidence":0.99609375,"punctuated_word":"months.","sentiment":"negative","sentiment_score":-0.3975866138935089},{"word":"i","start":2306.0352,"end":2306.2751,"confidence":0.9863281,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4454590380191803},{"word":"like","start":2306.2751,"end":2306.5151,"confidence":0.9951172,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.36849990487098694},{"word":"it","start":2306.5151,"end":2307.0151,"confidence":0.9680176,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.3519299030303955},{"word":"i've","start":2321.61,"end":2321.77,"confidence":0.734375,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.13195466995239258},{"word":"been","start":2321.77,"end":2322.0898,"confidence":0.98828125,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.1411990523338318},{"word":"i've","start":2322.0898,"end":2322.41,"confidence":0.7722168,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.11927489936351776},{"word":"been","start":2322.41,"end":2322.57,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.07969247549772263},{"word":"working","start":2322.57,"end":2323.07,"confidence":0.9863281,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.10464676469564438},{"word":"since","start":2324.8901,"end":2325.1301,"confidence":0.5209961,"punctuated_word":"since","sentiment":"neutral","sentiment_score":0.03054436668753624},{"word":"i","start":2325.1301,"end":2325.21,"confidence":0.9448242,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.036059509962797165},{"word":"was","start":2325.21,"end":2325.45,"confidence":0.99121094,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02029465138912201},{"word":"15","start":2325.45,"end":2325.95,"confidence":0.892334,"punctuated_word":"15.","sentiment":"neutral","sentiment_score":0.0562332458794117},{"word":"you","start":2326.01,"end":2326.17,"confidence":0.56640625,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.023666031658649445},{"word":"know","start":2326.17,"end":2326.49,"confidence":0.9729004,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.017233313992619514},{"word":"it's","start":2326.49,"end":2326.73,"confidence":0.9375,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.021669989451766018},{"word":"it's","start":2326.73,"end":2326.97,"confidence":0.83447266,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.011375578120350838},{"word":"a","start":2326.97,"end":2327.1301,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.016292428597807884},{"word":"long","start":2327.1301,"end":2327.45,"confidence":0.9453125,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.0260130912065506},{"word":"time","start":2327.45,"end":2327.95,"confidence":0.9914551,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.06119049713015556},{"word":"yes","start":2347.0,"end":2347.5,"confidence":0.861084,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.26904767751693726},{"word":"yes","start":2354.76,"end":2355.26,"confidence":0.9135742,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12418003380298616},{"word":"yeah","start":2368.695,"end":2369.195,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0929168462753296},{"word":"i","start":2369.655,"end":2369.7349,"confidence":0.98828125,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3379550576210022},{"word":"think","start":2369.7349,"end":2370.055,"confidence":0.78027344,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.41519734263420105},{"word":"that","start":2370.055,"end":2370.295,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4047406911849976},{"word":"might","start":2370.295,"end":2370.535,"confidence":0.99902344,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.3563462793827057},{"word":"be","start":2370.535,"end":2370.855,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.33665546774864197},{"word":"a","start":2370.855,"end":2370.935,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4225909411907196},{"word":"good","start":2370.935,"end":2371.255,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4332150518894195},{"word":"idea","start":2371.255,"end":2371.755,"confidence":0.9995117,"punctuated_word":"idea.","sentiment":"neutral","sentiment_score":0.2855507731437683},{"word":"so","start":2373.32,"end":2373.8,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27970901131629944},{"word":"even","start":2373.8,"end":2374.12,"confidence":0.9941406,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.2984621822834015},{"word":"though","start":2374.12,"end":2374.36,"confidence":0.9873047,"punctuated_word":"though","sentiment":"neutral","sentiment_score":0.14109477400779724},{"word":"i've","start":2374.36,"end":2374.52,"confidence":0.8857422,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.16660061478614807},{"word":"while","start":2376.12,"end":2376.36,"confidence":0.96972656,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.10619523376226424},{"word":"i'm","start":2376.36,"end":2376.86,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.15789389610290527},{"word":"retired","start":2378.68,"end":2379.18,"confidence":0.9711914,"punctuated_word":"retired,","sentiment":"neutral","sentiment_score":0.18273964524269104},{"word":"my","start":2379.48,"end":2379.8,"confidence":0.75683594,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.33177000284194946},{"word":"my","start":2379.8,"end":2379.96,"confidence":0.99902344,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.34379154443740845},{"word":"super","start":2379.96,"end":2380.36,"confidence":0.19787598,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4908113479614258},{"word":"is","start":2380.36,"end":2380.44,"confidence":0.6489258,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4128602743148804},{"word":"still","start":2380.44,"end":2380.68,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.3309011459350586},{"word":"making","start":2380.68,"end":2380.92,"confidence":0.99902344,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.35517406463623047},{"word":"money","start":2380.92,"end":2381.42,"confidence":0.87353516,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.27903681993484497},{"word":"so","start":2382.44,"end":2382.84,"confidence":0.24572754,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08009728789329529},{"word":"20","start":2382.84,"end":2383.16,"confidence":0.41430664,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.10005808621644974},{"word":"four","start":2383.16,"end":2383.4,"confidence":0.81469727,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.08349312841892242},{"word":"yep","start":2383.4,"end":2383.9,"confidence":0.8625488,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13985048234462738},{"word":"yep","start":2399.2449,"end":2399.7449,"confidence":0.75097656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2687862813472748},{"word":"yeah","start":2433.39,"end":2433.8699,"confidence":0.7072754,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20703861117362976},{"word":"i","start":2433.8699,"end":2434.11,"confidence":0.7285156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1733468472957611},{"word":"should","start":2434.11,"end":2434.35,"confidence":0.9760742,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.19271644949913025},{"word":"get","start":2434.35,"end":2434.51,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13132070004940033},{"word":"on","start":2434.51,"end":2434.75,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0945013165473938},{"word":"the","start":2434.75,"end":2434.83,"confidence":0.76953125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12493474036455154},{"word":"plane","start":2434.83,"end":2435.23,"confidence":0.72387695,"punctuated_word":"plane.","sentiment":"neutral","sentiment_score":0.1384303867816925},{"word":"i","start":2435.23,"end":2435.47,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2582129240036011},{"word":"should","start":2435.47,"end":2435.71,"confidence":0.9951172,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.2306770384311676},{"word":"get","start":2435.71,"end":2435.8699,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17608068883419037},{"word":"on","start":2435.8699,"end":2435.95,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15712907910346985},{"word":"the","start":2435.95,"end":2436.03,"confidence":0.91015625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19394639134407043},{"word":"plane","start":2436.03,"end":2436.35,"confidence":0.99609375,"punctuated_word":"plane","sentiment":"neutral","sentiment_score":0.16657036542892456},{"word":"and","start":2436.35,"end":2436.43,"confidence":0.7060547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15357933938503265},{"word":"come","start":2436.43,"end":2436.59,"confidence":0.8613281,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.17734162509441376},{"word":"over","start":2436.59,"end":2436.75,"confidence":0.8359375,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.20823194086551663},{"word":"to","start":2436.75,"end":2436.91,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15248249471187592},{"word":"queensland","start":2436.91,"end":2437.31,"confidence":0.9902344,"punctuated_word":"Queensland","sentiment":"neutral","sentiment_score":0.1914445459842682},{"word":"and","start":2437.31,"end":2437.47,"confidence":0.7836914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1491054743528366},{"word":"sit","start":2437.47,"end":2437.55,"confidence":0.9892578,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":0.20250116288661957},{"word":"down","start":2437.55,"end":2437.71,"confidence":0.9902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1993648111820221},{"word":"and","start":2437.71,"end":2437.79,"confidence":0.91503906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14719533920288086},{"word":"talk","start":2437.79,"end":2438.03,"confidence":0.99609375,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.1356709599494934},{"word":"with","start":2438.03,"end":2438.19,"confidence":0.89501953,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14940090477466583},{"word":"you","start":2438.19,"end":2438.35,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17709718644618988},{"word":"properly","start":2438.35,"end":2438.85,"confidence":0.97802734,"punctuated_word":"properly","sentiment":"neutral","sentiment_score":0.1559051275253296},{"word":"instead","start":2439.07,"end":2439.39,"confidence":0.67333984,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":0.07642786204814911},{"word":"of","start":2439.39,"end":2439.55,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.059370510280132294},{"word":"over","start":2439.55,"end":2439.8699,"confidence":0.8886719,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.05126149207353592},{"word":"the","start":2439.8699,"end":2439.95,"confidence":0.86572266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.043598007410764694},{"word":"phone","start":2439.95,"end":2440.45,"confidence":0.8845215,"punctuated_word":"phone.","sentiment":"neutral","sentiment_score":0.052409641444683075},{"word":"you'd","start":2448.065,"end":2448.305,"confidence":0.6467285,"punctuated_word":"You'd","sentiment":"neutral","sentiment_score":0.0873856171965599},{"word":"have","start":2448.305,"end":2448.545,"confidence":0.55908203,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.029234908521175385},{"word":"to","start":2448.545,"end":2448.785,"confidence":0.9091797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04883692041039467},{"word":"you'd","start":2448.785,"end":2449.185,"confidence":0.94873047,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.05637871474027634},{"word":"have","start":2449.185,"end":2449.345,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.049773864448070526},{"word":"to","start":2449.345,"end":2449.425,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06933091580867767},{"word":"do","start":2449.425,"end":2449.585,"confidence":0.9921875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08203832060098648},{"word":"most","start":2449.585,"end":2449.825,"confidence":0.88134766,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.08673658967018127},{"word":"of","start":2449.825,"end":2449.905,"confidence":0.9838867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10730168223381042},{"word":"it","start":2449.905,"end":2449.9849,"confidence":0.79833984,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12681354582309723},{"word":"on","start":2449.9849,"end":2450.145,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0988295003771782},{"word":"the","start":2450.145,"end":2450.2249,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1328544020652771},{"word":"golf","start":2450.2249,"end":2450.4648,"confidence":0.8286133,"punctuated_word":"golf","sentiment":"neutral","sentiment_score":0.07724960148334503},{"word":"course","start":2450.4648,"end":2450.705,"confidence":0.9941406,"punctuated_word":"course","sentiment":"neutral","sentiment_score":0.10276594758033752},{"word":"because","start":2450.705,"end":2451.025,"confidence":0.7167969,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1590104103088379},{"word":"apparently","start":2451.025,"end":2451.425,"confidence":0.6464844,"punctuated_word":"apparently","sentiment":"neutral","sentiment_score":0.32213178277015686},{"word":"you","start":2451.425,"end":2451.585,"confidence":0.52197266,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3577825725078583},{"word":"got","start":2451.585,"end":2451.7449,"confidence":0.8730469,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.3397011160850525},{"word":"some","start":2451.7449,"end":2451.905,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2974978983402252},{"word":"really","start":2451.905,"end":2452.145,"confidence":0.9980469,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.39037567377090454},{"word":"good","start":2452.145,"end":2452.385,"confidence":0.9980469,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.35256320238113403},{"word":"golf","start":2452.385,"end":2452.545,"confidence":0.97509766,"punctuated_word":"golf","sentiment":"neutral","sentiment_score":0.3327980041503906},{"word":"courses","start":2452.545,"end":2453.025,"confidence":0.9902344,"punctuated_word":"courses","sentiment":"neutral","sentiment_score":0.3254673182964325},{"word":"over","start":2453.025,"end":2453.265,"confidence":0.5239258,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.35965394973754883},{"word":"there","start":2453.265,"end":2453.765,"confidence":0.9116211,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.2537064850330353},{"word":"i","start":2455.825,"end":2455.905,"confidence":0.8520508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.101595439016819},{"word":"could","start":2455.905,"end":2456.065,"confidence":0.9086914,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.10818462818861008},{"word":"pop","start":2456.065,"end":2456.2249,"confidence":0.9951172,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.15484042465686798},{"word":"you","start":2456.2249,"end":2456.385,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09953327476978302},{"word":"in","start":2456.385,"end":2456.545,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10980026423931122},{"word":"the","start":2456.545,"end":2456.625,"confidence":0.85839844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09571418166160583},{"word":"cart","start":2456.625,"end":2456.945,"confidence":0.8144531,"punctuated_word":"cart","sentiment":"neutral","sentiment_score":0.1193496435880661},{"word":"with","start":2456.945,"end":2457.185,"confidence":0.9902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08341962844133377},{"word":"me","start":2457.185,"end":2457.685,"confidence":0.97143555,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.07910056412220001},{"word":"just","start":2461.62,"end":2461.86,"confidence":0.74658203,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.07786507159471512},{"word":"say","start":2461.86,"end":2462.1,"confidence":0.6166992,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.0817258358001709},{"word":"the","start":2462.1,"end":2462.1401,"confidence":0.39404297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08929869532585144},{"word":"but","start":2462.18,"end":2462.5,"confidence":0.53271484,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.06644430011510849},{"word":"this","start":2462.5,"end":2462.74,"confidence":0.46240234,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04232894256711006},{"word":"is","start":2462.74,"end":2462.9,"confidence":0.93603516,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03591179847717285},{"word":"look","start":2463.06,"end":2463.3,"confidence":0.8730469,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.04040944576263428},{"word":"i've","start":2463.3,"end":2463.38,"confidence":0.79467773,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.016557585448026657},{"word":"gotta","start":2463.38,"end":2463.62,"confidence":0.8745117,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.03079846315085888},{"word":"go","start":2463.62,"end":2463.7,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.05722177401185036},{"word":"out","start":2463.7,"end":2463.94,"confidence":0.9760742,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07969638705253601},{"word":"with","start":2463.94,"end":2464.1,"confidence":0.9707031,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.061340391635894775},{"word":"neil","start":2464.1,"end":2464.34,"confidence":0.5258789,"punctuated_word":"Neil","sentiment":"neutral","sentiment_score":0.049855004996061325},{"word":"today","start":2464.34,"end":2464.74,"confidence":0.6142578,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.09212715923786163},{"word":"because","start":2464.74,"end":2465.24,"confidence":0.90234375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.034438904374837875},{"word":"i've","start":2465.3,"end":2465.54,"confidence":0.701416,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.01927260309457779},{"word":"we're","start":2466.82,"end":2467.32,"confidence":0.8703613,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.021059703081846237},{"word":"we're","start":2467.86,"end":2468.18,"confidence":0.85546875,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.027915403246879578},{"word":"gonna","start":2468.18,"end":2468.68,"confidence":0.99316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.01692833937704563},{"word":"sort","start":2468.98,"end":2469.22,"confidence":0.9741211,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.01055016741156578},{"word":"of","start":2469.22,"end":2469.38,"confidence":0.46411133,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.025964953005313873},{"word":"have","start":2469.38,"end":2469.54,"confidence":0.57421875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.021236352622509003},{"word":"some","start":2469.54,"end":2469.7,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.029881447553634644},{"word":"stuff","start":2469.7,"end":2469.94,"confidence":0.9157715,"punctuated_word":"stuff,","sentiment":"neutral","sentiment_score":-0.03075294941663742},{"word":"but","start":2469.94,"end":2470.18,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.036103200167417526},{"word":"i","start":2470.18,"end":2470.34,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07241806387901306},{"word":"need","start":2470.34,"end":2470.5,"confidence":0.9760742,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07534690201282501},{"word":"to","start":2470.5,"end":2470.66,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.050558846443891525},{"word":"be","start":2470.66,"end":2470.82,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06995099782943726},{"word":"out","start":2470.82,"end":2470.9,"confidence":0.9291992,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.04410786181688309},{"word":"of","start":2470.9,"end":2471.06,"confidence":0.9838867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.060670215636491776},{"word":"the","start":2471.06,"end":2471.14,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03795523941516876},{"word":"office","start":2471.14,"end":2471.595,"confidence":0.9941406,"punctuated_word":"office.","sentiment":"neutral","sentiment_score":-0.013035131618380548},{"word":"well","start":2480.635,"end":2480.955,"confidence":0.907959,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.04464583098888397},{"word":"i","start":2480.955,"end":2481.115,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.046995118260383606},{"word":"i","start":2481.115,"end":2481.435,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05608509108424187},{"word":"i","start":2481.435,"end":2481.595,"confidence":0.84765625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.052763525396585464},{"word":"remember","start":2481.595,"end":2481.9949,"confidence":0.99609375,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.05937822163105011},{"word":"when","start":2481.9949,"end":2482.2349,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.055178750306367874},{"word":"i","start":2482.2349,"end":2482.395,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07156746089458466},{"word":"joined","start":2482.395,"end":2482.895,"confidence":1.0,"punctuated_word":"joined","sentiment":"neutral","sentiment_score":0.06076045334339142},{"word":"oakview","start":2483.195,"end":2483.675,"confidence":0.5192261,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.08104685693979263},{"word":"and","start":2483.675,"end":2483.9949,"confidence":0.5644531,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05072489753365517},{"word":"and","start":2483.9949,"end":2484.4949,"confidence":0.9326172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04246038943529129},{"word":"bart","start":2486.4749,"end":2486.795,"confidence":0.44677734,"punctuated_word":"Bart","sentiment":"neutral","sentiment_score":0.06780650466680527},{"word":"was","start":2486.795,"end":2487.035,"confidence":0.9873047,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03097207099199295},{"word":"just","start":2487.035,"end":2487.36,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.050806041806936264},{"word":"it","start":2487.36,"end":2487.86,"confidence":0.986084,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.042414143681526184},{"word":"he","start":2489.36,"end":2489.52,"confidence":0.9819336,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.07407209277153015},{"word":"was","start":2489.52,"end":2489.76,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.029837340116500854},{"word":"the","start":2489.76,"end":2489.9202,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0185546912252903},{"word":"boss","start":2489.9202,"end":2490.4202,"confidence":0.8137207,"punctuated_word":"boss,","sentiment":"neutral","sentiment_score":0.03182061016559601},{"word":"and","start":2490.6401,"end":2490.8801,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.024457909166812897},{"word":"his","start":2490.8801,"end":2491.12,"confidence":0.9980469,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.03514379262924194},{"word":"wife","start":2491.12,"end":2491.4402,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.02941262722015381},{"word":"was","start":2491.4402,"end":2491.6802,"confidence":0.94091797,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":0.033005647361278534},{"word":"like","start":2491.6802,"end":2492.1802,"confidence":0.97680664,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.026071537286043167},{"word":"his","start":2492.4802,"end":2492.8,"confidence":0.93408203,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.003938548266887665},{"word":"secretary","start":2492.8,"end":2493.3,"confidence":0.7836914,"punctuated_word":"secretary,","sentiment":"neutral","sentiment_score":0.023195823654532433},{"word":"and","start":2493.4402,"end":2493.9402,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.023608960211277008},{"word":"i","start":2494.24,"end":2494.32,"confidence":0.9658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02749427780508995},{"word":"know","start":2494.32,"end":2494.56,"confidence":0.9892578,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.02425362542271614},{"word":"she's","start":2494.56,"end":2494.8,"confidence":0.8071289,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.01944778673350811},{"word":"just","start":2494.8,"end":2494.9602,"confidence":0.8388672,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05422266200184822},{"word":"had","start":2494.9602,"end":2495.12,"confidence":0.94970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.03866303712129593},{"word":"a","start":2495.12,"end":2495.2002,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.038804955780506134},{"word":"baby","start":2495.2002,"end":2495.7002,"confidence":0.9995117,"punctuated_word":"baby.","sentiment":"neutral","sentiment_score":0.02695305459201336},{"word":"samantha","start":2497.84,"end":2498.32,"confidence":0.8886719,"punctuated_word":"Samantha","sentiment":"neutral","sentiment_score":0.032139480113983154},{"word":"told","start":2498.32,"end":2498.56,"confidence":0.96240234,"punctuated_word":"told","sentiment":"neutral","sentiment_score":0.017193155363202095},{"word":"me","start":2498.56,"end":2498.6401,"confidence":0.9970703,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.022204943001270298},{"word":"is","start":2498.7202,"end":2498.8801,"confidence":0.8442383,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02175133302807808},{"word":"it","start":2498.8801,"end":2499.2002,"confidence":0.6152344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02539466880261898},{"word":"samantha","start":2499.2002,"end":2499.7002,"confidence":0.99658203,"punctuated_word":"Samantha?","sentiment":"neutral","sentiment_score":0.027307337149977684},{"word":"yep","start":2501.2148,"end":2501.4548,"confidence":0.95410156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07111219316720963},{"word":"yes","start":2501.4548,"end":2501.775,"confidence":0.7680664,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0897657498717308},{"word":"she","start":2501.775,"end":2501.935,"confidence":0.8076172,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.07497270405292511},{"word":"told","start":2501.935,"end":2502.175,"confidence":0.9902344,"punctuated_word":"told","sentiment":"neutral","sentiment_score":0.04333227872848511},{"word":"me","start":2502.175,"end":2502.415,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05844304338097572},{"word":"the","start":2502.415,"end":2502.4949,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.051860708743333817},{"word":"other","start":2502.4949,"end":2502.655,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.05552058666944504},{"word":"day","start":2502.655,"end":2502.815,"confidence":0.9914551,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.045613255351781845},{"word":"yes","start":2502.815,"end":2503.135,"confidence":0.93774414,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05468427762389183},{"word":"she","start":2503.135,"end":2503.2148,"confidence":0.9116211,"punctuated_word":"She","sentiment":"neutral","sentiment_score":0.05040068179368973},{"word":"said","start":2503.2148,"end":2503.535,"confidence":0.65319824,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.04599538445472717},{"word":"yeah","start":2503.535,"end":2504.015,"confidence":0.58251953,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.04068545624613762},{"word":"he's","start":2504.015,"end":2504.335,"confidence":0.9511719,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.03495817631483078},{"word":"a","start":2504.335,"end":2504.415,"confidence":0.5410156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05109933018684387},{"word":"double","start":2504.415,"end":2504.815,"confidence":0.98291016,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.07492676377296448},{"word":"dad","start":2504.815,"end":2505.315,"confidence":0.92700195,"punctuated_word":"dad.","sentiment":"neutral","sentiment_score":0.06628625094890594},{"word":"two","start":2506.1748,"end":2506.6748,"confidence":0.15222168,"punctuated_word":"Two","sentiment":"neutral","sentiment_score":0.05370193719863891},{"word":"two","start":2507.535,"end":2507.935,"confidence":0.5317383,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.0202728770673275},{"word":"two","start":2507.935,"end":2508.175,"confidence":0.88134766,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.009698940441012384},{"word":"two","start":2508.175,"end":2508.575,"confidence":0.68115234,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.009167302399873734},{"word":"little","start":2508.575,"end":2508.895,"confidence":0.56396484,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.006635680794715881},{"word":"boys","start":2508.895,"end":2509.395,"confidence":0.9782715,"punctuated_word":"boys.","sentiment":"neutral","sentiment_score":0.06957747042179108},{"word":"alright","start":2514.5798,"end":2514.8198,"confidence":0.743042,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.21344153583049777},{"word":"i'll","start":2514.8198,"end":2514.9,"confidence":0.9970703,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.16457325220108032},{"word":"let","start":2514.9,"end":2515.14,"confidence":0.9770508,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.13685542345046997},{"word":"you","start":2515.14,"end":2515.2998,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08355962485074997},{"word":"guys","start":2515.2998,"end":2515.6199,"confidence":0.70996094,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.08307955414056778},{"word":"know","start":2515.6199,"end":2515.8599,"confidence":0.3894043,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.10392660647630692},{"word":"you're","start":2515.8599,"end":2516.18,"confidence":0.79003906,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0600816011428833},{"word":"a","start":2516.18,"end":2516.26,"confidence":0.9614258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05472218245267868},{"word":"busy","start":2516.26,"end":2516.66,"confidence":1.0,"punctuated_word":"busy","sentiment":"neutral","sentiment_score":0.09781944751739502},{"word":"girl","start":2516.66,"end":2517.16,"confidence":0.9885254,"punctuated_word":"girl.","sentiment":"neutral","sentiment_score":0.09684059023857115},{"word":"yep","start":2537.7852,"end":2538.2852,"confidence":0.9328613,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07258039712905884},{"word":"i","start":2543.7852,"end":2543.865,"confidence":0.3371582,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028657466173171997},{"word":"understand","start":2543.865,"end":2544.365,"confidence":0.87890625,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.030775561928749084},{"word":"you","start":2544.585,"end":2544.8252,"confidence":0.63623047,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.027877409011125565},{"word":"you're","start":2544.8252,"end":2545.0652,"confidence":0.9711914,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.13544262945652008},{"word":"busy","start":2545.0652,"end":2545.5652,"confidence":0.99902344,"punctuated_word":"busy","sentiment":"neutral","sentiment_score":-0.12213702499866486},{"word":"doing","start":2546.24,"end":2546.74,"confidence":0.9970703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.07157665491104126},{"word":"what","start":2549.72,"end":2550.22,"confidence":0.94970703,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3371935486793518},{"word":"you're","start":2553.2,"end":2553.7,"confidence":0.59973145,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.12546247243881226},{"word":"doing","start":2556.96,"end":2557.28,"confidence":0.93530273,"punctuated_word":"doing.","sentiment":"neutral","sentiment_score":0.09430938959121704},{"word":"i","start":2557.28,"end":2557.44,"confidence":0.6699219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.023389097303152084},{"word":"was","start":2557.44,"end":2557.5999,"confidence":0.49194336,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02884991466999054},{"word":"here","start":2557.5999,"end":2558.0999,"confidence":0.79785156,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.02670740894973278},{"word":"i'll","start":2559.04,"end":2559.2266,"confidence":0.78222656,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05887262523174286},{"word":"i'll","start":2559.2266,"end":2559.4133,"confidence":0.96313477,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.055323343724012375},{"word":"i'll","start":2559.4133,"end":2559.5999,"confidence":0.9296875,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.19912368059158325},{"word":"i'll","start":2559.5999,"end":2559.68,"confidence":0.8112793,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.20990070700645447},{"word":"tend","start":2559.68,"end":2560.0,"confidence":0.61279297,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.21742983162403107},{"word":"to","start":2560.0,"end":2560.16,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2208729386329651},{"word":"book","start":2560.16,"end":2560.66,"confidence":0.75390625,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.18480411171913147},{"word":"one","start":2561.415,"end":2561.655,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.23422005772590637},{"word":"for","start":2561.655,"end":2561.895,"confidence":0.9760742,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17253157496452332},{"word":"next","start":2561.895,"end":2562.055,"confidence":0.9970703,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1296541839838028},{"word":"week","start":2562.055,"end":2562.375,"confidence":0.74487305,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.1651802957057953},{"word":"so","start":2562.375,"end":2562.875,"confidence":0.5751953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2236454486846924},{"word":"wednesday","start":2566.5352,"end":2567.0352,"confidence":0.70410156,"punctuated_word":"Wednesday","sentiment":"positive","sentiment_score":0.35169368982315063},{"word":"would","start":2567.095,"end":2567.2551,"confidence":0.984375,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.3614693284034729},{"word":"be","start":2567.2551,"end":2567.415,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3642899096012115},{"word":"the","start":2567.415,"end":2567.575,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3036419153213501},{"word":"best","start":2567.575,"end":2567.815,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.3196536600589752},{"word":"day","start":2567.815,"end":2568.315,"confidence":0.9970703,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.2970307171344757},{"word":"yes","start":2582.6301,"end":2582.7102,"confidence":0.48950195,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07534468919038773},{"word":"11:30","start":2582.7102,"end":2583.51,"confidence":0.8327637,"punctuated_word":"11:30","sentiment":"neutral","sentiment_score":0.08990244567394257},{"word":"your","start":2583.51,"end":2583.75,"confidence":0.88671875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2163044810295105},{"word":"time","start":2583.75,"end":2584.25,"confidence":0.97216797,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.1990568041801453},{"word":"nine","start":2587.1902,"end":2587.4302,"confidence":0.9902344,"punctuated_word":"Nine","sentiment":"neutral","sentiment_score":0.016165701672434807},{"word":"thirty","start":2587.4302,"end":2587.9302,"confidence":0.95043945,"punctuated_word":"thirty.","sentiment":"neutral","sentiment_score":0.01361420936882496},{"word":"nine","start":2588.2302,"end":2588.55,"confidence":0.67626953,"punctuated_word":"Nine","sentiment":"neutral","sentiment_score":0.01575346849858761},{"word":"thirty","start":2588.55,"end":2589.015,"confidence":0.97802734,"punctuated_word":"thirty.","sentiment":"neutral","sentiment_score":0.026842419058084488},{"word":"yep","start":2589.4949,"end":2589.9949,"confidence":0.98999023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07139916718006134},{"word":"because","start":2591.4148,"end":2591.6548,"confidence":0.9536133,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.108858123421669},{"word":"i've","start":2591.6548,"end":2591.7349,"confidence":0.59716797,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1391388326883316},{"word":"got","start":2591.7349,"end":2592.055,"confidence":0.5878906,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.16227182745933533},{"word":"up","start":2592.055,"end":2592.1348,"confidence":0.33325195,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1526985615491867},{"word":"a","start":2592.1348,"end":2592.1614,"confidence":0.24926758,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14539217948913574},{"word":"go","start":2592.1614,"end":2592.1882,"confidence":0.34350586,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15675108134746552},{"word":"i've","start":2592.2148,"end":2592.6948,"confidence":0.55566406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.12786558270454407},{"word":"got","start":2592.6948,"end":2592.855,"confidence":0.98095703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1307455748319626},{"word":"up","start":2592.855,"end":2593.015,"confidence":0.53271484,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.10753967612981796},{"word":"four","start":2593.015,"end":2593.1748,"confidence":0.39379883,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.10791835188865662},{"word":"to","start":2593.1748,"end":2593.335,"confidence":0.96875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08272615075111389},{"word":"six","start":2593.335,"end":2593.835,"confidence":0.99902344,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.10098826140165328},{"word":"this","start":2594.2148,"end":2594.4548,"confidence":0.84228516,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.13469509780406952},{"word":"morning","start":2594.4548,"end":2594.9548,"confidence":0.9873047,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.10640011727809906},{"word":"well","start":2597.1748,"end":2597.4148,"confidence":0.95336914,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.12166813015937804},{"word":"i","start":2597.4148,"end":2597.4949,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15323853492736816},{"word":"had","start":2597.4949,"end":2597.6548,"confidence":0.94384766,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.14113634824752808},{"word":"to","start":2597.6548,"end":2597.815,"confidence":0.80566406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13077814877033234},{"word":"have","start":2597.815,"end":2597.9749,"confidence":0.98095703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15549281239509585},{"word":"a","start":2597.9749,"end":2598.135,"confidence":0.3005371,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18342094123363495},{"word":"brekkie","start":2598.135,"end":2598.635,"confidence":0.7109375,"punctuated_word":"brekkie.","sentiment":"neutral","sentiment_score":0.1286458969116211},{"word":"i've","start":2600.615,"end":2600.6948,"confidence":0.86621094,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.4267992377281189},{"word":"had","start":2600.6948,"end":2600.9348,"confidence":0.9667969,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.497389018535614},{"word":"two","start":2600.9348,"end":2601.095,"confidence":0.99902344,"punctuated_word":"two","sentiment":"positive","sentiment_score":0.4695273041725158},{"word":"cups","start":2601.095,"end":2601.4148,"confidence":0.99121094,"punctuated_word":"cups","sentiment":"positive","sentiment_score":0.5690439343452454},{"word":"of","start":2601.4148,"end":2601.575,"confidence":0.99609375,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.562724232673645},{"word":"tea","start":2601.575,"end":2602.075,"confidence":0.9980469,"punctuated_word":"tea","sentiment":"positive","sentiment_score":0.5886291861534119},{"word":"and","start":2602.4548,"end":2602.9548,"confidence":0.48535156,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.38472938537597656},{"word":"made","start":2603.81,"end":2604.13,"confidence":0.85058594,"punctuated_word":"made","sentiment":"positive","sentiment_score":0.547355592250824},{"word":"my","start":2604.13,"end":2604.29,"confidence":0.9951172,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.49754276871681213},{"word":"little","start":2604.29,"end":2604.53,"confidence":0.9980469,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.4544037580490112},{"word":"friend","start":2604.53,"end":2604.77,"confidence":0.98828125,"punctuated_word":"friend","sentiment":"positive","sentiment_score":0.5232366919517517},{"word":"here","start":2604.77,"end":2605.01,"confidence":0.8618164,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.5819433927536011},{"word":"happy","start":2605.01,"end":2605.51,"confidence":0.99902344,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5658887028694153},{"word":"by","start":2605.57,"end":2605.81,"confidence":0.5966797,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.4513115882873535},{"word":"giving","start":2605.81,"end":2606.13,"confidence":0.9980469,"punctuated_word":"giving","sentiment":"positive","sentiment_score":0.3423195481300354},{"word":"him","start":2606.13,"end":2606.29,"confidence":0.88671875,"punctuated_word":"him","sentiment":"positive","sentiment_score":0.602916419506073},{"word":"a","start":2606.29,"end":2606.37,"confidence":0.68066406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5615967512130737},{"word":"nice","start":2606.37,"end":2606.53,"confidence":0.99902344,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.6217465996742249},{"word":"pat","start":2606.53,"end":2607.03,"confidence":0.74780273,"punctuated_word":"pat.","sentiment":"positive","sentiment_score":0.5058286786079407},{"word":"a","start":2609.33,"end":2609.41,"confidence":0.640625,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.2534099817276001},{"word":"cat's","start":2609.41,"end":2609.73,"confidence":0.8718262,"punctuated_word":"cat's","sentiment":"neutral","sentiment_score":0.19614624977111816},{"word":"asset","start":2609.73,"end":2610.23,"confidence":0.48217773,"punctuated_word":"asset?","sentiment":"neutral","sentiment_score":0.1634044349193573},{"word":"because","start":2613.33,"end":2613.57,"confidence":0.9350586,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.03189573436975479},{"word":"they're","start":2613.57,"end":2613.81,"confidence":0.68981934,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.03306543827056885},{"word":"our","start":2613.81,"end":2613.97,"confidence":0.94140625,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.011538296937942503},{"word":"children","start":2613.97,"end":2614.45,"confidence":0.96972656,"punctuated_word":"children.","sentiment":"neutral","sentiment_score":0.02968701347708702},{"word":"we","start":2614.45,"end":2614.61,"confidence":0.9980469,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.06803234666585922},{"word":"didn't","start":2614.61,"end":2614.77,"confidence":0.8071289,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.07364034652709961},{"word":"we","start":2614.93,"end":2615.09,"confidence":0.9560547,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.09969797730445862},{"word":"never","start":2615.09,"end":2615.33,"confidence":0.99121094,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.08947992324829102},{"word":"had","start":2615.33,"end":2615.49,"confidence":0.9941406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.1320783495903015},{"word":"kids","start":2615.49,"end":2615.865,"confidence":0.9980469,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":-0.05279494822025299},{"word":"yep","start":2627.305,"end":2627.705,"confidence":0.5828247,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1071622371673584},{"word":"we've","start":2627.705,"end":2627.945,"confidence":0.98413086,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":-0.1091822013258934},{"word":"got","start":2627.945,"end":2628.265,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.12332884967327118},{"word":"little","start":2628.265,"end":2628.765,"confidence":0.9951172,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09242373704910278},{"word":"cremation","start":2628.825,"end":2629.325,"confidence":0.9567871,"punctuated_word":"cremation","sentiment":"neutral","sentiment_score":-0.11100970208644868},{"word":"boxes","start":2629.385,"end":2629.885,"confidence":0.9848633,"punctuated_word":"boxes.","sentiment":"neutral","sentiment_score":-0.061580151319503784},{"word":"i've","start":2630.7449,"end":2630.905,"confidence":0.99316406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1191389188170433},{"word":"got","start":2630.905,"end":2631.3,"confidence":0.9951172,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11454370617866516},{"word":"mainly","start":2633.06,"end":2633.46,"confidence":0.9863281,"punctuated_word":"mainly","sentiment":"neutral","sentiment_score":0.09514376521110536},{"word":"cats","start":2633.46,"end":2633.96,"confidence":0.9941406,"punctuated_word":"cats","sentiment":"neutral","sentiment_score":0.10168320685625076},{"word":"and","start":2634.26,"end":2634.5,"confidence":0.96777344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06677201390266418},{"word":"one","start":2634.5,"end":2634.74,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07453253120183945},{"word":"dog","start":2634.74,"end":2635.24,"confidence":1.0,"punctuated_word":"dog","sentiment":"neutral","sentiment_score":0.07343430072069168},{"word":"up","start":2635.3,"end":2635.46,"confidence":0.75097656,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.055525604635477066},{"word":"there","start":2635.46,"end":2635.96,"confidence":0.7973633,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.06457506120204926},{"word":"i've","start":2637.22,"end":2637.3801,"confidence":0.54748535,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.09004524350166321},{"word":"got","start":2637.3801,"end":2637.86,"confidence":0.9633789,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07967618107795715},{"word":"six","start":2637.86,"end":2638.18,"confidence":0.98828125,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.06449940800666809},{"word":"of","start":2638.18,"end":2638.4202,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07056039571762085},{"word":"them","start":2638.4202,"end":2638.9202,"confidence":0.9975586,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":0.07882127165794373},{"word":"i've","start":2639.06,"end":2639.3,"confidence":0.8015137,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.06401441991329193},{"word":"got","start":2639.3,"end":2639.46,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07764585316181183},{"word":"four","start":2639.46,"end":2639.78,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.040567170828580856},{"word":"horse","start":2639.78,"end":2640.18,"confidence":0.96240234,"punctuated_word":"horse","sentiment":"neutral","sentiment_score":0.039838388562202454},{"word":"four","start":2640.26,"end":2640.5,"confidence":0.9951172,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.04151574522256851},{"word":"horses","start":2640.5,"end":2640.98,"confidence":1.0,"punctuated_word":"horses","sentiment":"neutral","sentiment_score":0.04866018146276474},{"word":"in","start":2640.98,"end":2641.1401,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06170950084924698},{"word":"the","start":2641.1401,"end":2641.3,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05248800665140152},{"word":"ground","start":2641.3,"end":2641.8,"confidence":0.9970703,"punctuated_word":"ground.","sentiment":"neutral","sentiment_score":0.07079751789569855},{"word":"i've","start":2645.475,"end":2645.635,"confidence":0.9460449,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1980609595775604},{"word":"got","start":2645.635,"end":2645.955,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.26643869280815125},{"word":"a","start":2645.955,"end":2646.1152,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2383049577474594},{"word":"little","start":2646.1152,"end":2646.6152,"confidence":0.99316406,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2078574895858765},{"word":"little","start":2646.675,"end":2647.175,"confidence":0.9614258,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.22880268096923828},{"word":"black","start":2647.395,"end":2647.635,"confidence":0.74902344,"punctuated_word":"black","sentiment":"neutral","sentiment_score":0.2175154685974121},{"word":"one","start":2647.635,"end":2647.875,"confidence":0.79833984,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.1900034248828888},{"word":"camilla","start":2647.875,"end":2648.2751,"confidence":0.96655273,"punctuated_word":"Camilla","sentiment":"neutral","sentiment_score":0.2054705321788788},{"word":"bought","start":2648.2751,"end":2648.435,"confidence":0.7216797,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.21612577140331268},{"word":"home","start":2648.435,"end":2648.675,"confidence":0.8647461,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.1785297393798828},{"word":"on","start":2648.675,"end":2648.8352,"confidence":0.5756836,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19059792160987857},{"word":"christmas","start":2648.8352,"end":2649.3352,"confidence":0.9975586,"punctuated_word":"Christmas.","sentiment":"neutral","sentiment_score":0.17415431141853333},{"word":"she's","start":2650.3552,"end":2650.675,"confidence":0.9941406,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":0.13518010079860687},{"word":"now","start":2650.675,"end":2650.915,"confidence":0.99609375,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.12793825566768646},{"word":"20","start":2650.915,"end":2651.415,"confidence":0.8479004,"punctuated_word":"20.","sentiment":"neutral","sentiment_score":0.10707049071788788},{"word":"she's","start":2653.235,"end":2653.5552,"confidence":0.8222656,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":0.2625040113925934},{"word":"just","start":2653.5552,"end":2653.715,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.30576789379119873},{"word":"come","start":2653.715,"end":2653.875,"confidence":0.9921875,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.2818717360496521},{"word":"back","start":2653.875,"end":2654.0352,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.21441681683063507},{"word":"from","start":2654.0352,"end":2654.195,"confidence":0.9951172,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.21980704367160797},{"word":"the","start":2654.195,"end":2654.2751,"confidence":0.9589844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17580103874206543},{"word":"vet","start":2654.2751,"end":2654.5151,"confidence":0.79711914,"punctuated_word":"vet,","sentiment":"neutral","sentiment_score":0.203251913189888},{"word":"and","start":2654.5151,"end":2654.5952,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.23564226925373075},{"word":"she's","start":2654.5952,"end":2654.8352,"confidence":0.98779297,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.2238229513168335},{"word":"put","start":2654.8352,"end":2654.995,"confidence":0.984375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.27252107858657837},{"word":"on","start":2654.995,"end":2655.155,"confidence":0.9873047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2595503330230713},{"word":"white","start":2655.155,"end":2655.395,"confidence":0.7565918,"punctuated_word":"white,","sentiment":"neutral","sentiment_score":0.2978827953338623},{"word":"and","start":2655.395,"end":2655.5552,"confidence":0.99609375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.33766546845436096},{"word":"camilla's","start":2655.5552,"end":2656.0552,"confidence":0.87158203,"punctuated_word":"Camilla's","sentiment":"positive","sentiment_score":0.4721167087554931},{"word":"really","start":2656.195,"end":2656.3552,"confidence":0.9921875,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6191956996917725},{"word":"happy","start":2656.3552,"end":2656.7551,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5942075252532959},{"word":"because","start":2656.7551,"end":2657.0752,"confidence":0.86938477,"punctuated_word":"because,","sentiment":"positive","sentiment_score":0.35942965745925903},{"word":"like","start":2657.0752,"end":2657.5752,"confidence":0.9680176,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.31225210428237915},{"word":"she's","start":2658.0352,"end":2658.5151,"confidence":0.9951172,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.25490957498550415},{"word":"deaf","start":2658.5151,"end":2658.675,"confidence":0.8852539,"punctuated_word":"deaf","sentiment":"neutral","sentiment_score":0.1878310889005661},{"word":"as","start":2658.675,"end":2658.8352,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.24075424671173096},{"word":"a","start":2658.8352,"end":2658.995,"confidence":0.6230469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2621775269508362},{"word":"post","start":2658.995,"end":2659.41,"confidence":0.8713379,"punctuated_word":"post,","sentiment":"neutral","sentiment_score":0.24314194917678833},{"word":"but","start":2661.89,"end":2662.0498,"confidence":0.99121094,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2914406955242157},{"word":"she's","start":2662.0498,"end":2662.2898,"confidence":0.99902344,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.5149930715560913},{"word":"a","start":2662.2898,"end":2662.3699,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6235156059265137},{"word":"beautiful","start":2662.3699,"end":2662.77,"confidence":1.0,"punctuated_word":"beautiful","sentiment":"positive","sentiment_score":0.703758716583252},{"word":"little","start":2662.77,"end":2663.01,"confidence":0.9951172,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.6243051886558533},{"word":"girl","start":2663.01,"end":2663.51,"confidence":0.9667969,"punctuated_word":"girl.","sentiment":"positive","sentiment_score":0.5530480146408081},{"word":"i'm","start":2665.01,"end":2665.17,"confidence":0.710083,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.23595088720321655},{"word":"a","start":2665.17,"end":2665.3298,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23902401328086853},{"word":"pussycat","start":2665.3298,"end":2665.8298,"confidence":0.9586589,"punctuated_word":"pussycat.","sentiment":"neutral","sentiment_score":0.263923704624176},{"word":"i","start":2668.8499,"end":2668.93,"confidence":0.9902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5593758225440979},{"word":"might","start":2668.93,"end":2669.0898,"confidence":0.9404297,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.6238332390785217},{"word":"get","start":2669.0898,"end":2669.3298,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.29936426877975464},{"word":"another","start":2669.3298,"end":2669.73,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.23389172554016113},{"word":"dog","start":2669.73,"end":2670.23,"confidence":0.9819336,"punctuated_word":"dog.","sentiment":"neutral","sentiment_score":0.27449947595596313},{"word":"if","start":2670.2898,"end":2670.53,"confidence":0.97509766,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.1168004423379898},{"word":"i","start":2670.53,"end":2670.69,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.099953293800354},{"word":"retire","start":2670.69,"end":2671.17,"confidence":0.9736328,"punctuated_word":"retire,","sentiment":"neutral","sentiment_score":0.08629196882247925},{"word":"i","start":2671.17,"end":2671.25,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11614380031824112},{"word":"might","start":2671.25,"end":2671.5698,"confidence":0.9716797,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.10319092124700546},{"word":"get","start":2671.5698,"end":2671.8098,"confidence":0.59814453,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1478891670703888},{"word":"another","start":2671.8098,"end":2672.0498,"confidence":0.99902344,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.1454896777868271},{"word":"blue","start":2672.0498,"end":2672.3699,"confidence":0.5307617,"punctuated_word":"Blue","sentiment":"neutral","sentiment_score":0.2537609040737152},{"word":"heeler","start":2672.3699,"end":2672.8699,"confidence":0.9923096,"punctuated_word":"Heeler.","sentiment":"neutral","sentiment_score":0.22771723568439484},{"word":"i've","start":2676.585,"end":2676.825,"confidence":0.9543457,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2483384609222412},{"word":"i've","start":2676.825,"end":2677.225,"confidence":0.90600586,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1751192808151245},{"word":"had","start":2677.225,"end":2677.465,"confidence":0.90283203,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.10874591767787932},{"word":"two","start":2677.465,"end":2677.7852,"confidence":0.9941406,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.11163654923439026},{"word":"blueys","start":2677.7852,"end":2678.2852,"confidence":0.8955078,"punctuated_word":"Blueys","sentiment":"neutral","sentiment_score":0.16531185805797577},{"word":"over","start":2679.145,"end":2679.465,"confidence":0.9863281,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.20672200620174408},{"word":"thirty","start":2679.465,"end":2679.865,"confidence":0.9951172,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.19556982815265656},{"word":"years","start":2679.865,"end":2680.365,"confidence":0.9951172,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.16139709949493408},{"word":"they","start":2681.865,"end":2682.105,"confidence":0.98828125,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.017867963761091232},{"word":"both","start":2682.105,"end":2682.345,"confidence":0.9589844,"punctuated_word":"both","sentiment":"neutral","sentiment_score":-0.016340777277946472},{"word":"lasted","start":2682.345,"end":2682.845,"confidence":0.99316406,"punctuated_word":"lasted","sentiment":"neutral","sentiment_score":-0.015294704586267471},{"word":"they","start":2683.865,"end":2684.0251,"confidence":0.9970703,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.040085576474666595},{"word":"both","start":2684.0251,"end":2684.2651,"confidence":0.99121094,"punctuated_word":"both","sentiment":"neutral","sentiment_score":-0.0693226307630539},{"word":"died","start":2684.2651,"end":2684.5051,"confidence":0.9970703,"punctuated_word":"died","sentiment":"neutral","sentiment_score":-0.04879624396562576},{"word":"at","start":2684.5051,"end":2684.745,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.015767913311719894},{"word":"14","start":2684.745,"end":2685.245,"confidence":0.6859131,"punctuated_word":"14,","sentiment":"neutral","sentiment_score":0.0032033771276474},{"word":"and","start":2685.625,"end":2686.125,"confidence":0.9560547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.008054494857788086},{"word":"and","start":2686.71,"end":2686.95,"confidence":0.7109375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11087467521429062},{"word":"and","start":2686.95,"end":2687.3499,"confidence":0.640625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1651756316423416},{"word":"i","start":2687.3499,"end":2687.51,"confidence":0.77685547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.32774364948272705},{"word":"i","start":2687.51,"end":2687.67,"confidence":0.78027344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4101424813270569},{"word":"don't","start":2687.67,"end":2687.91,"confidence":0.78125,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.36648136377334595},{"word":"people","start":2688.15,"end":2688.47,"confidence":0.5751953,"punctuated_word":"people","sentiment":"negative","sentiment_score":-0.36139318346977234},{"word":"these","start":2688.71,"end":2688.95,"confidence":0.88671875,"punctuated_word":"these","sentiment":"negative","sentiment_score":-0.4029846489429474},{"word":"people","start":2688.95,"end":2689.27,"confidence":0.9980469,"punctuated_word":"people","sentiment":"negative","sentiment_score":-0.4577168822288513},{"word":"that","start":2689.27,"end":2689.51,"confidence":0.38208008,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4095114469528198},{"word":"get","start":2689.51,"end":2689.99,"confidence":0.9902344,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.4068453907966614},{"word":"animals","start":2689.99,"end":2690.39,"confidence":0.9980469,"punctuated_word":"animals","sentiment":"negative","sentiment_score":-0.3343067467212677},{"word":"and","start":2690.39,"end":2690.55,"confidence":0.7939453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.27413466572761536},{"word":"they","start":2690.55,"end":2690.63,"confidence":0.9790039,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.422669917345047},{"word":"die","start":2690.63,"end":2690.8699,"confidence":0.7375488,"punctuated_word":"die,","sentiment":"neutral","sentiment_score":-0.3215312957763672},{"word":"and","start":2690.8699,"end":2691.03,"confidence":0.9633789,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.30520129203796387},{"word":"next","start":2691.03,"end":2691.27,"confidence":0.7685547,"punctuated_word":"next","sentiment":"negative","sentiment_score":-0.3735295236110687},{"word":"day","start":2691.27,"end":2691.43,"confidence":0.8378906,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.3219195604324341},{"word":"i","start":2691.43,"end":2691.51,"confidence":0.34033203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.30672532320022583},{"word":"go","start":2691.51,"end":2691.67,"confidence":0.9291992,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.3603830933570862},{"word":"and","start":2691.67,"end":2691.75,"confidence":0.8569336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3135283887386322},{"word":"buy","start":2691.75,"end":2691.91,"confidence":1.0,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.30123648047447205},{"word":"another","start":2691.91,"end":2692.23,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.17813342809677124},{"word":"one","start":2692.23,"end":2692.73,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.17643366754055023},{"word":"or","start":2693.03,"end":2693.27,"confidence":0.7709961,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.23076359927654264},{"word":"get","start":2693.27,"end":2693.43,"confidence":0.8598633,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2195955216884613},{"word":"another","start":2693.43,"end":2693.83,"confidence":0.99609375,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.17826561629772186},{"word":"dog","start":2693.83,"end":2694.23,"confidence":0.9760742,"punctuated_word":"dog.","sentiment":"neutral","sentiment_score":-0.19670742750167847},{"word":"i","start":2694.23,"end":2694.47,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4789637625217438},{"word":"i","start":2694.47,"end":2694.55,"confidence":0.9614258,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5123798251152039},{"word":"couldn't","start":2694.55,"end":2694.8699,"confidence":0.9970703,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.2635524570941925},{"word":"do","start":2694.8699,"end":2695.03,"confidence":1.0,"punctuated_word":"do","sentiment":"negative","sentiment_score":-0.435975044965744},{"word":"that","start":2695.03,"end":2695.43,"confidence":0.7607422,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.30204612016677856},{"word":"i","start":2695.43,"end":2695.67,"confidence":0.8339844,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4685506224632263},{"word":"got","start":2695.67,"end":2695.91,"confidence":0.34887695,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4407494068145752},{"word":"a","start":2695.91,"end":2695.99,"confidence":0.67285156,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.47306177020072937},{"word":"great","start":2695.99,"end":2696.23,"confidence":0.15820312,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.682296872138977},{"word":"first","start":2696.23,"end":2696.73,"confidence":0.9025879,"punctuated_word":"first.","sentiment":"positive","sentiment_score":0.5575602650642395},{"word":"so","start":2698.63,"end":2698.95,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2007986605167389},{"word":"i","start":2698.95,"end":2699.1099,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20175448060035703},{"word":"waited","start":2699.1099,"end":2699.43,"confidence":0.9902344,"punctuated_word":"waited","sentiment":"neutral","sentiment_score":0.1345462203025818},{"word":"two","start":2699.43,"end":2699.59,"confidence":0.9658203,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.007391154766082764},{"word":"years","start":2699.59,"end":2699.83,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.03763553500175476},{"word":"and","start":2699.83,"end":2699.99,"confidence":0.62939453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03926630690693855},{"word":"we","start":2699.99,"end":2700.15,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14532844722270966},{"word":"found","start":2700.15,"end":2700.39,"confidence":0.96875,"punctuated_word":"found","sentiment":"neutral","sentiment_score":0.10620994120836258},{"word":"one","start":2700.39,"end":2700.55,"confidence":0.79248047,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06329014152288437},{"word":"in","start":2700.55,"end":2700.71,"confidence":0.8989258,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.112086221575737},{"word":"boyan","start":2700.71,"end":2701.03,"confidence":0.37805176,"punctuated_word":"Boyan","sentiment":"neutral","sentiment_score":0.17412742972373962},{"word":"up","start":2701.03,"end":2701.19,"confidence":0.8588867,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.16079749166965485},{"word":"at","start":2701.19,"end":2701.27,"confidence":0.9194336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1375325620174408},{"word":"the","start":2701.27,"end":2701.43,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21870584785938263},{"word":"market","start":2701.43,"end":2701.887,"confidence":0.8000488,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.1724415421485901},{"word":"what","start":2702.207,"end":2702.707,"confidence":0.90234375,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.0497124083340168}],"paragraphs":{"transcript":"\nHello? Alright. How are you? Yes. Yeah.\n\nYep. Neil Allen. 9 To The 459 PO Box 2 05 Boyanup Or 16 Paper Bar Close Boyanup. Yes. That's correct.\n\nYes. Yeah. But we hit a few roadblocks, but with a SPIN number, but my sister found that. So but I don't have to actually deal with Centrelink. There's a woman in Harvey, which is down the road from where I live, who deals direct with Centrelink on behalf of the Harvey people.\n\nSo my sister squeezed me in. It just just says it just says you're going in there waiting and then, you know, normal stuff. Sit there, wait, and then say, I wanna apply for the pension. Alright. Do this, this, this, and this, see you later.\n\nGet out. So what she can do is set it all up and then just send it in. But what I wanna know is what sort of questions would they ask me when I applied for the pension? Yeah. Yeah.\n\nLike, look. What what assets I've got? How much money I've got? Okay. Hello?\n\nYep. I'm just writing things down here. Oh, that'd be fantastic. That was that's how it that's how it's me writing. It's just all the questions is that that, like, that I might have to go in and out, in and out, in and out.\n\nAnd I know my daughter-in-law had a really hard time trying to get his pension. They just, you know, they they actually make you angry. One one one thing I did find is when we were looking through, like, going going through the pension questions. It said that I'd only been living here for two months. And yeah.\n\nBut I I applied for the doll on the February 26, and I found that onto my house. So I don't know how they did it and why they did it, but I wasn't even gonna get my first payment until after my birthday. So I wasn't gonna get the doll anyway. Because it takes, like, four weeks once you've filled out the forms, and it all got passed. And then my wife was hunting around looking at things.\n\nShe goes, well, you're not gonna get anything anyway. She said because you passed the the age of getting the doll. I have I haven't passed, but I've I've been I've I've applied for, I don't know, 50 jobs and haven't got one. I was going yesterday. I don't know.\n\nIf a job comes up, I'll next week, try to get me to go up north for three weeks. I was gonna make I was gonna make $18,000 in three weeks. $66,600 a week. I can't I can't wait my wife at home because she's a bit broken. You know, she's she's got she's got a bad back and bad yeah.\n\nShe she's alright, but I don't like leaving on her own. Well, yeah. Well, I can I can I can get it set up? That's correct. But if I get a job, it just sits there.\n\nSo don't pay me any but I have to let them Yes. Yep. So it's house contents, vehicles, saving accounts, Camilla's wage, super. Yes. Six and a quarter ages.\n\nBut they can't touch me on that because I had my I bought mine I bought this house before 2000, and that's when the rules changed. Otherwise yeah. It because I bought this place in '98. There was a I think I don't know I don't know who bought it, the government or somebody. But that that is not an asset now because I've I got asked questions when I was doing the doll that could I could I make money from my land?\n\nCan the land be used for other stuff? Can I sell the land? Can I do this? Can I do that? And and all the questions were no.\n\nWell, in the in the middle of winter, you bought a houseboat out there. I mean, I mean, low lying land, and when it really, like, overwinter, it just soaks the water into the ground and it fills up. And then once it fills up, it starts to rise. I actually have a I call it, like, like, Paper mark because that's the street I live in. Yeah.\n\nI've I've I've seen I've gone up the back with my boots on, and it's, like, above my ankles. And they asked if I could grow stuff on there, but this sand here is like you could stand there with a hose all day watering and at the end of the day, poke your finger in the ground and about and not even an inch would be wet. Doesn't it doesn't have to be yeah. So I cannot yeah. They you've got those weeds.\n\nAnd I can no. I'm I'm not allowed I'm not allowed to subdivide anyway. I'm not allowed to subdivide anyway because of the Shire's rules. Yes. Yep.\n\nYes. Alright. It's very confusing. They make a very I don't know. Your job would have drive me nuts.\n\nSo by the time you say say say by the time you get to my age, it might not exist. Well, I was born before I was born before 1960, and that's when that that's when it changed. Anybody after 1960, I still I still think they get it, but then they'll change it. So I'll just keep up and up the years. Yep.\n\nYes. That's ridiculous. It's no wonder people hate politicians and big financial moms that look after this sort of stuff. And they they change their mind. Like, they change their undies.\n\nYep. I don't know what I've got two jobs I've got two jobs sitting in seats at the moment that there's a they're they're looking at me, but I've had 40 other nine jobs saying, you know, like, I've got all the qualifications, but because I was near age, no one would call me. You you think you've employed somebody that's been around for a long time with I hold multiple tickets for machinery. You know, I've I've been a laborer when I was younger up north. I've I've done two trades, all sorts of stuff, and never get a sniff.\n\nHaven't even had an interview. Nothing. Some of the and some of the some and and and what's what's what's pissing me off is well, I don't well, if they don't want me to work, I'll just retire. In that balance, we wanna pay the household. Yes.\n\nYeah. Because only as long as you're not working. Well, what I was seeing you're doing was like, Camilla's got $350,000 in her super. I've got $741,000 in my super. Would take the 50,000 out of oh, it'll be more because I've gotta pay the interest as well.\n\nYeah. Yeah. That's what I need to do is ring the bank. And Yeah. She just turned 60.\n\nYes. Yes. Yep. Yep. Because I asked her I asked him if she wanted to swap over to to you guys.\n\n24, but she said no. I don't know. I said they make good money for you. I said in seven years, your 350 might be another 350. Yes.\n\nThat that that's what we'll do. Okay? Yep. Can you put that in your email as well? No.\n\nShe's in bed. She's in bed. Yep. Alright. Well, We got to a stage where we needed a SPIN number, but my sister my my sister's a JPS.\n\nShe found all that. So that's where we hit a roadblock. But this bit about the 20 or the second twenty sixth about the house, me owning the house for two months is we've gotta get that fixed. And that's only true. I I think that was while I was doing the applying for the doll.\n\nAnd they screwed up somehow and put down that that we've only moved been in this house for two two months. When goes, when did you move in? I said, '98. And she goes, why is that there? And it says that I had moved into this house in in February, and I don't know what they've done.\n\nAll all the all the all the stuff that I sat down and, like, trying to deal with sending me is bloody hard. And, like, when we sat down with a woman to go through all the details, you know, get all the information, there was one one paper. I think it was a the way they'd written it on the on the sheet that we needed to provide was pretty, you know, out there. So Camilla just thought it was a a an in something to do with the tax from last year. She goes, you got the wrong form.\n\nAnd Camilla goes, no. I haven't. She said on that paper there, it says that she should know enough about it's your actual tax return from last year. She said, well, why don't you write on the tax return for previous year? And she goes, well, we don't have to do that.\n\nMy my wife swore it did. And the the woman behind the counter goes, she says, if you swear again, I'll kick you out. You know? Because we sat there for so long. You know?\n\nIt's a and I just and then then it crashed. And it the government one we were doing the other day with my sister, that crashed. It's it's I don't know what what I don't know why I why it does it. It did it, but we got we got pretty well nearly through it, and then it all dropped out and then couldn't save it, so we gotta go back. So this friend and my sister, Ness, who deals with Sendling because my sister's pretty she's pretty savvy, but Ness is even savvier.\n\nSo I've got an appointment with her tomorrow at 10:00. I'll get Miller to bring the bank tomorrow or today and find out what a final payout figure is because we need that to move forward in either either retiring or getting a job. Just on my phone at the moment, there's two jobs that I applied for, And there are only many more jobs. They're only at $38 an hour. Like, I was on shit.\n\nAt the port, I was on about $83 an hour. So, you know, it's a a massive drop, but it's still putting money in the bank and still paying the bills. The biggest bill we've got is the house. And during COVID, like, we we never dropped the rate of what we're paying because everybody had the chance to, you know because because of the situation we're in in Australia, you know, if people were struggling to pay their mortgage, they lowered the mortgage rate for them so they could or deferred it until blah blah blah. But we just because I was working full time, I I just kept paying I think it was web I don't know.\n\nCamilla does it all. I don't if you see a fellow with the purge, I'll be buggered. But we we just and then they rang us and said, oh, you know, you you you're paying too much. I thought, well, too much is better than too little means you're getting rid of it quick. So, yeah, they made us change it for some reason.\n\nI don't does all that. I don't ask questions because it's way above my head. Yep. Yep. Was there within the North what I got paid out from the port for my long service, they've been annually.\n\nAnd, like, it was, like, in the when did I finish the December 18? We spent $15,000. So we're down to around $35.30, $30,000 in the bank. But see that that that's that's what we're living off and plus Camilla's what Camilla's wage goes in each, I think, week. I think she gets paid weekly.\n\nBecause she only works not full hours. She works, like, Monday, nine till three, Tuesday, nine till one, Wednesday off, and then Friday Thursday and Friday is nine till three. So she's not a full time full time employee. But the the the people she works for, the travel consultant company business, really look after her. Because she does she's very it does they gave her a thousand dollar bonus this year because of the work she does.\n\nAnd she's going to Canada in July for free. So normally, I take holidays and stay home and look after this little ball of fluff that's laying next to me because somebody's gonna feed the animals. So I used to take and because I can't go on these things because they they're done by, like, companies like APT, Scenic, things like that. So they they might have bought out a new, what do you call it? How would you call it?\n\nA a travel thing where you can go and see things, do this. And yeah. So they go over first, have a look at what it is, and then and then, you know, you know, this is pretty good. So, you know, she comes home with notes and all sorts of stuff and brochures and presents for me. And so when people come in like yourselves, Stacy, you've viewed the QMWA and you went into Teddy Rice and you said, oh, can I I I wanna go and haul out to Canada and call me a little bit today?\n\nOh, well, I've just been there and with this we've got this package, but there's other packages as well. So, yeah, it's she's been at it for a long time, and she's pretty good at it. Well, two of the clients invited us out to their place a couple of weeks ago for lunch. And then was it yesterday she came home? Yeah.\n\nYesterday. She came home with Anzac biscuits that this lady had made for her as well because they're repeat clients. My ex farmers, so they so they're a little wealthy. And so when they go on holiday, they like holiday. Yep.\n\nWhere every the everyday Joe Blow goes, skip script as much as you can. The cheapest flights. Cheapest hotels. But that's the way it is. Yep.\n\nOkay. Yep. Tomorrow when I go and see my sister and the lady who's named in this, if I have any questions, can I ring you? Or yep. Alright.\n\nYep. Yep. Not a problem. I'm gonna be I've gotta go and give have some blood taken for blood test at 07:30, and then I was just gonna come back because you can't I have to pass. I was gonna come back and have breakfast and then go to my sister's place, which is about thirty five minutes away.\n\nSo and then we were gonna go down into Harvey and then see Ness and sit down and belt it out. Even if we even if we just set it up and have it sitting there just in case I I change my mind and and one of these jobs come through. I don't really wanna go back to work. I've been on the ass for four months. I like it.\n\nI've been I've been working since I was 15. You know? It's it's a long time. Yes. Yes.\n\nYeah. I think that might be a good idea. So even though I've while I'm retired, my my super is still making money. So 20 four. Yep.\n\nYep. Yeah. I should get on the plane. I should get on the plane and come over to Queensland and sit down and talk with you properly instead of over the phone. You'd have to you'd have to do most of it on the golf course because apparently you got some really good golf courses over there.\n\nI could pop you in the cart with me. Just say the but this is look. I've gotta go out with Neil today because I've we're we're gonna sort of have some stuff, but I need to be out of the office. Well, I I I remember when I joined Oakview and and Bart was just it. He was the boss, and his wife was, like, his secretary, and I know she's just had a baby.\n\nSamantha told me is it Samantha? Yep. Yes. She told me the other day. Yes.\n\nShe said, yeah, he's a double dad. Two two two two little boys. Alright. I'll let you guys know you're a busy girl. Yep.\n\nI understand you. You're busy doing what you're doing. I was here. I'll I'll I'll I'll tend to book one for next week. So Wednesday would be the best day.\n\nYes. 11:30 your time. Nine thirty. Nine thirty. Yep.\n\nBecause I've got up a go I've got up four to six this morning. Well, I had to have a brekkie. I've had two cups of tea and made my little friend here happy by giving him a nice pat. A cat's asset? Because they're our children.\n\nWe didn't we never had kids. Yep. We've got little cremation boxes. I've got mainly cats and one dog up there. I've got six of them.\n\nI've got four horse four horses in the ground. I've got a little little black one. Camilla bought home on Christmas. She's now 20. She's just come back from the vet, and she's put on white, and Camilla's really happy because, like, she's deaf as a post, but she's a beautiful little girl.\n\nI'm a pussycat. I might get another dog. If I retire, I might get another Blue Heeler. I've I've had two Blueys over thirty years. They both lasted they both died at 14, and and and I I don't people these people that get animals and they die, and next day I go and buy another one or get another dog.\n\nI I couldn't do that. I got a great first. So I waited two years and we found one in Boyan up at the market. What","paragraphs":[{"sentences":[{"text":"Hello?","start":0.96,"end":1.46,"sentiment":"neutral","sentiment_score":0.028034387156367305},{"text":"Alright.","start":6.24,"end":6.64,"sentiment":"neutral","sentiment_score":0.17968377470970154},{"text":"How are you?","start":6.64,"end":7.54,"sentiment":"neutral","sentiment_score":0.17825410763422647},{"text":"Yes.","start":14.88,"end":15.38,"sentiment":"neutral","sentiment_score":0.20820792019367215},{"text":"Yeah.","start":18.744999,"end":19.244999,"sentiment":"neutral","sentiment_score":0.213949590921402}],"sentiment":"neutral","sentiment_score":0.16637685655483178,"num_words":7,"start":0.96,"end":19.244999},{"sentences":[{"text":"Yep.","start":35.05,"end":35.55,"sentiment":"neutral","sentiment_score":0.09592220187187196},{"text":"Neil Allen.","start":46.235,"end":47.135002,"sentiment":"neutral","sentiment_score":0.008807881269603968},{"text":"9 To The 459 PO Box 2 05 Boyanup Or 16 Paper Bar Close Boyanup.","start":48.235,"end":54.495003,"sentiment":"neutral","sentiment_score":0.013788413939376671},{"text":"Yes.","start":68.520004,"end":69.020004,"sentiment":"neutral","sentiment_score":0.1034800112247467},{"text":"That's correct.","start":83.604996,"end":84.325,"sentiment":"neutral","sentiment_score":0.10049143061041832}],"sentiment":"neutral","sentiment_score":0.029753668854633968,"num_words":21,"start":35.05,"end":84.325},{"sentences":[{"text":"Yes.","start":84.325,"end":84.72,"sentiment":"neutral","sentiment_score":0.09053359180688858},{"text":"Yeah.","start":90.4,"end":90.72,"sentiment":"neutral","sentiment_score":-0.05101699009537697},{"text":"But we hit a few roadblocks, but with a SPIN number, but my sister found that.","start":90.72,"end":97.935,"sentiment":"neutral","sentiment_score":-0.09590557334013283},{"text":"So but I don't have to actually deal with Centrelink.","start":98.895,"end":102.674995,"sentiment":"neutral","sentiment_score":-0.054230263084173204},{"text":"There's a woman in Harvey, which is down the road from where I live, who deals direct with Centrelink on behalf of the Harvey people.","start":103.615,"end":114.09,"sentiment":"neutral","sentiment_score":0.015726383961737155}],"sentiment":"neutral","sentiment_score":-0.031021049123187112,"num_words":53,"start":84.325,"end":114.09},{"sentences":[{"text":"So my sister squeezed me in.","start":114.71,"end":117.05,"sentiment":"neutral","sentiment_score":0.04052388357619444},{"text":"It just just says it just says you're going in there waiting and then, you know, normal stuff.","start":118.31,"end":125.385,"sentiment":"neutral","sentiment_score":-0.07157517390118705},{"text":"Sit there, wait, and then say, I wanna apply for the pension.","start":126.265,"end":128.585,"sentiment":"neutral","sentiment_score":-0.022047174628823996},{"text":"Alright.","start":128.585,"end":128.825,"sentiment":"neutral","sentiment_score":0.09797976911067964},{"text":"Do this, this, this, and this, see you later.","start":128.825,"end":130.685,"sentiment":"neutral","sentiment_score":0.058678580654992}],"sentiment":"neutral","sentiment_score":-0.014862802810966969,"num_words":46,"start":114.71,"end":130.685},{"sentences":[{"text":"Get out.","start":130.825,"end":131.565,"sentiment":"neutral","sentiment_score":-0.023384960368275642},{"text":"So what she can do is set it all up and then just send it in.","start":133.38501,"end":137.945,"sentiment":"neutral","sentiment_score":0.10940965078771114},{"text":"But what I wanna know is what sort of questions would they ask me when I applied for the pension?","start":137.945,"end":147.61,"sentiment":"neutral","sentiment_score":-0.04872676553204656},{"text":"Yeah.","start":152.085,"end":152.585,"sentiment":"neutral","sentiment_score":-0.05068901181221008},{"text":"Yeah.","start":153.525,"end":153.765,"sentiment":"neutral","sentiment_score":-0.051913533359766006}],"sentiment":"neutral","sentiment_score":0.015666165901347995,"num_words":40,"start":130.825,"end":153.765},{"sentences":[{"text":"Like, look.","start":153.765,"end":154.505,"sentiment":"neutral","sentiment_score":-0.06209861859679222},{"text":"What what assets I've got?","start":154.885,"end":156.585,"sentiment":"neutral","sentiment_score":-0.08539022505283356},{"text":"How much money I've got?","start":156.725,"end":158.085,"sentiment":"neutral","sentiment_score":-0.06883643418550492},{"text":"Okay.","start":158.085,"end":158.585,"sentiment":"neutral","sentiment_score":-0.030049627646803856},{"text":"Hello?","start":199.23999,"end":199.73999,"sentiment":"neutral","sentiment_score":-0.05816858261823654}],"sentiment":"neutral","sentiment_score":-0.07025348168930837,"num_words":14,"start":153.765,"end":199.73999},{"sentences":[{"text":"Yep.","start":256.66,"end":257.16,"sentiment":"neutral","sentiment_score":0.03853866085410118},{"text":"I'm just writing things down here.","start":258.41998,"end":260.28,"sentiment":"neutral","sentiment_score":0.09483042483528455},{"text":"Oh, that'd be fantastic.","start":267.695,"end":268.755,"sentiment":"positive","sentiment_score":0.5248104333877563},{"text":"That was that's how it that's how it's me writing.","start":269.29498,"end":272.115,"sentiment":"neutral","sentiment_score":0.14178304746747017},{"text":"It's just all the questions is that that, like, that I might have to go in and out, in and out, in and out.","start":273.5,"end":282.14,"sentiment":"neutral","sentiment_score":-0.046491785595814385}],"sentiment":"neutral","sentiment_score":0.06686201252871089,"num_words":45,"start":256.66,"end":282.14},{"sentences":[{"text":"And I know my daughter-in-law had a really hard time trying to get his pension.","start":282.14,"end":287.6,"sentiment":"neutral","sentiment_score":-0.22118595540523528},{"text":"They just, you know, they they actually make you angry.","start":287.98,"end":291.365,"sentiment":"negative","sentiment_score":-0.48021369576454165},{"text":"One one one thing I did find is when we were looking through, like, going going through the pension questions.","start":320.685,"end":330.81998,"sentiment":"neutral","sentiment_score":0.018142535351216793},{"text":"It said that I'd only been living here for two months.","start":331.91998,"end":334.58,"sentiment":"neutral","sentiment_score":-0.05686748230999166},{"text":"And yeah.","start":335.44,"end":336.87997,"sentiment":"neutral","sentiment_score":-0.0009314133785665035}],"sentiment":"neutral","sentiment_score":-0.14456001230804572,"num_words":58,"start":282.14,"end":336.87997},{"sentences":[{"text":"But I I applied for the doll on the February 26, and I found that onto my house.","start":336.87997,"end":346.895,"sentiment":"neutral","sentiment_score":0.003376720162729422},{"text":"So I don't know how they did it and why they did it, but I wasn't even gonna get my first payment until after my birthday.","start":346.895,"end":353.47498,"sentiment":"neutral","sentiment_score":-0.12927459137370953},{"text":"So I wasn't gonna get the doll anyway.","start":354.25497,"end":356.51498,"sentiment":"neutral","sentiment_score":-0.24097692500799894},{"text":"Because it takes, like, four weeks once you've filled out the forms, and it all got passed.","start":359.88,"end":368.14,"sentiment":"neutral","sentiment_score":0.01902577478219481},{"text":"And then my wife was hunting around looking at things.","start":368.6,"end":372.125,"sentiment":"neutral","sentiment_score":-0.16019486337900163}],"sentiment":"neutral","sentiment_score":-0.0823630920929622,"num_words":79,"start":336.87997,"end":372.125},{"sentences":[{"text":"She goes, well, you're not gonna get anything anyway.","start":372.125,"end":374.125,"sentiment":"neutral","sentiment_score":-0.28538551264339024},{"text":"She said because you passed the the age of getting the doll.","start":374.125,"end":379.505,"sentiment":"neutral","sentiment_score":-0.14600425213575363},{"text":"I have I haven't passed, but I've I've been I've I've applied for, I don't know, 50 jobs and haven't got one.","start":381.885,"end":389.47,"sentiment":"neutral","sentiment_score":-0.17923342842947354},{"text":"I was going yesterday.","start":404.19498,"end":405.495,"sentiment":"neutral","sentiment_score":-0.006483822129666805},{"text":"I don't know.","start":410.7,"end":412.7,"sentiment":"neutral","sentiment_score":0.049642172952493034}],"sentiment":"neutral","sentiment_score":-0.16281329669058323,"num_words":50,"start":372.125,"end":412.7},{"sentences":[{"text":"If a job comes up, I'll next week, try to get me to go up north for three weeks.","start":412.7,"end":417.12003,"sentiment":"neutral","sentiment_score":-0.010358190972750125},{"text":"I was gonna make I was gonna make $18,000 in three weeks.","start":417.18002,"end":421.36002,"sentiment":"neutral","sentiment_score":-0.0037893527187407017},{"text":"$66,600 a week.","start":423.66,"end":431.07498,"sentiment":"neutral","sentiment_score":-0.011194371075058976},{"text":"I can't I can't wait my wife at home because she's a bit broken.","start":434.815,"end":438.275,"sentiment":"negative","sentiment_score":-0.4418383709021977},{"text":"You know, she's she's got she's got a bad back and bad yeah.","start":438.335,"end":445.03,"sentiment":"negative","sentiment_score":-0.34185602917121005}],"sentiment":"neutral","sentiment_score":-0.17878240239653798,"num_words":61,"start":412.7,"end":445.03},{"sentences":[{"text":"She she's alright, but I don't like leaving on her own.","start":445.03,"end":448.81,"sentiment":"negative","sentiment_score":-0.3372677659446543},{"text":"Well, yeah.","start":460.925,"end":461.505,"sentiment":"neutral","sentiment_score":0.034406596794724464},{"text":"Well, I can I can I can get it set up?","start":461.565,"end":464.38498,"sentiment":"neutral","sentiment_score":0.0648725808344104},{"text":"That's correct.","start":465.245,"end":466.125,"sentiment":"neutral","sentiment_score":-0.025385743007063866},{"text":"But if I get a job, it just sits there.","start":466.125,"end":468.465,"sentiment":"neutral","sentiment_score":-0.23863349556922914}],"sentiment":"neutral","sentiment_score":-0.1490177856758237,"num_words":36,"start":445.03,"end":468.465},{"sentences":[{"text":"So don't pay me any but I have to let them Yes.","start":469.94,"end":481.96,"sentiment":"neutral","sentiment_score":-0.16488844885801276},{"text":"Yep.","start":535.91,"end":536.41,"sentiment":"neutral","sentiment_score":0.08693277090787888},{"text":"So it's house contents, vehicles, saving accounts, Camilla's wage, super.","start":539.525,"end":548.025,"sentiment":"neutral","sentiment_score":0.0561339870095253},{"text":"Yes.","start":561.38,"end":561.88,"sentiment":"neutral","sentiment_score":0.006516406312584877},{"text":"Six and a quarter ages.","start":576.14496,"end":577.52496,"sentiment":"neutral","sentiment_score":-0.05934210941195488}],"sentiment":"neutral","sentiment_score":-0.0558821684841452,"num_words":29,"start":469.94,"end":577.52496},{"sentences":[{"text":"But they can't touch me on that because I had my I bought mine I bought this house before 2000, and that's when the rules changed.","start":579.98,"end":587.27997,"sentiment":"neutral","sentiment_score":-0.12302665355113837},{"text":"Otherwise yeah.","start":589.89996,"end":592.755,"sentiment":"neutral","sentiment_score":-0.06842362135648727},{"text":"It because I bought this place in '98.","start":592.755,"end":595.415,"sentiment":"neutral","sentiment_score":-0.023278471315279603},{"text":"There was a I think I don't know I don't know who bought it, the government or somebody.","start":600.755,"end":604.775,"sentiment":"neutral","sentiment_score":-0.1565637667145994},{"text":"But that that is not an asset now because I've I got asked questions when I was doing the doll that could I could I make money from my land?","start":607.22,"end":615.8,"sentiment":"neutral","sentiment_score":-0.1671152458836635}],"sentiment":"neutral","sentiment_score":-0.1351592045587798,"num_words":84,"start":579.98,"end":615.8},{"sentences":[{"text":"Can the land be used for other stuff?","start":617.22,"end":619.095,"sentiment":"neutral","sentiment_score":0.023034207755699754},{"text":"Can I sell the land?","start":619.175,"end":620.45496,"sentiment":"neutral","sentiment_score":0.001303113996982575},{"text":"Can I do this?","start":620.45496,"end":621.25494,"sentiment":"neutral","sentiment_score":0.01745815295726061},{"text":"Can I do that?","start":621.25494,"end":621.975,"sentiment":"neutral","sentiment_score":-0.00819815881550312},{"text":"And and all the questions were no.","start":621.975,"end":623.915,"sentiment":"neutral","sentiment_score":-0.14654819667339325}],"sentiment":"neutral","sentiment_score":-0.028500291718436137,"num_words":28,"start":617.22,"end":623.915},{"sentences":[{"text":"Well, in the in the middle of winter, you bought a houseboat out there.","start":647.435,"end":655.535,"sentiment":"neutral","sentiment_score":0.05492156131991318},{"text":"I mean, I mean, low lying land, and when it really, like, overwinter, it just soaks the water into the ground and it fills up.","start":656.57,"end":665.93,"sentiment":"neutral","sentiment_score":0.029841319546103477},{"text":"And then once it fills up, it starts to rise.","start":665.93,"end":668.17,"sentiment":"neutral","sentiment_score":0.004191592335700989},{"text":"I actually have a I call it, like, like, Paper mark because that's the street I live in.","start":668.17,"end":677.31494,"sentiment":"neutral","sentiment_score":0.03867061756965187},{"text":"Yeah.","start":678.735,"end":679.235,"sentiment":"neutral","sentiment_score":-0.0578247606754303}],"sentiment":"neutral","sentiment_score":0.03228084008921595,"num_words":68,"start":647.435,"end":679.235},{"sentences":[{"text":"I've I've I've seen I've gone up the back with my boots on, and it's, like, above my ankles.","start":679.375,"end":687.01,"sentiment":"neutral","sentiment_score":-0.10582675392690458},{"text":"And they asked if I could grow stuff on there, but this sand here is like you could stand there with a hose all day watering and at the end of the day, poke your finger in the ground and about and not even an inch would be wet.","start":689.87,"end":703.175,"sentiment":"neutral","sentiment_score":-0.07242883954729352},{"text":"Doesn't it doesn't have to be yeah.","start":704.27496,"end":706.195,"sentiment":"neutral","sentiment_score":-0.20980247110128403},{"text":"So I cannot yeah.","start":706.195,"end":709.15497,"sentiment":"neutral","sentiment_score":-0.29481831192970276},{"text":"They you've got those weeds.","start":709.15497,"end":711.12,"sentiment":"negative","sentiment_score":-0.4449319839477539}],"sentiment":"neutral","sentiment_score":-0.12419371342375166,"num_words":84,"start":679.375,"end":711.12},{"sentences":[{"text":"And I can no.","start":713.27997,"end":718.5,"sentiment":"neutral","sentiment_score":-0.115486865863204},{"text":"I'm I'm not allowed I'm not allowed to subdivide anyway.","start":718.64,"end":721.2,"sentiment":"neutral","sentiment_score":-0.26272017508745193},{"text":"I'm not allowed to subdivide anyway because of the Shire's rules.","start":721.2,"end":724.42,"sentiment":"neutral","sentiment_score":-0.09040851281447844},{"text":"Yes.","start":741.28,"end":741.78,"sentiment":"neutral","sentiment_score":-0.00915595330297947},{"text":"Yep.","start":788.695,"end":789.195,"sentiment":"neutral","sentiment_score":0.022308221086859703}],"sentiment":"neutral","sentiment_score":-0.1507589106482488,"num_words":27,"start":713.27997,"end":789.195},{"sentences":[{"text":"Yes.","start":840.165,"end":840.665,"sentiment":"neutral","sentiment_score":0.144156351685524},{"text":"Alright.","start":954.495,"end":954.995,"sentiment":"neutral","sentiment_score":0.04075131192803383},{"text":"It's very confusing.","start":958.735,"end":959.795,"sentiment":"negative","sentiment_score":-0.6350369056065878},{"text":"They make a very I don't know.","start":960.175,"end":965.135,"sentiment":"neutral","sentiment_score":-0.2480019905737468},{"text":"Your job would have drive me nuts.","start":965.135,"end":966.81,"sentiment":"negative","sentiment_score":-0.6947436162403652}],"sentiment":"negative","sentiment_score":-0.4378643316265784,"num_words":19,"start":840.165,"end":966.81},{"sentences":[{"text":"So by the time you say say say by the time you get to my age, it might not exist.","start":990.635,"end":996.93,"sentiment":"neutral","sentiment_score":-0.18079931959509848},{"text":"Well, I was born before I was born before 1960, and that's when that that's when it changed.","start":999.95,"end":1007.205,"sentiment":"neutral","sentiment_score":0.0031947941752150655},{"text":"Anybody after 1960, I still I still think they get it, but then they'll change it.","start":1008.48505,"end":1016.565,"sentiment":"neutral","sentiment_score":-0.021196675952523947},{"text":"So I'll just keep up and up the years.","start":1016.565,"end":1019.78503,"sentiment":"neutral","sentiment_score":0.0187403518292639},{"text":"Yep.","start":1026.8099,"end":1027.3099,"sentiment":"neutral","sentiment_score":0.06986092031002045}],"sentiment":"neutral","sentiment_score":-0.057173481643985724,"num_words":64,"start":990.635,"end":1027.3099},{"sentences":[{"text":"Yes.","start":1040.415,"end":1040.915,"sentiment":"neutral","sentiment_score":0.06391316652297974},{"text":"That's ridiculous.","start":1062.25,"end":1062.99,"sentiment":"negative","sentiment_score":-0.45294465124607086},{"text":"It's no wonder people hate politicians and big financial moms that look after this sort of stuff.","start":1063.275,"end":1078.86,"sentiment":"neutral","sentiment_score":-0.29856810937909517},{"text":"And they they change their mind.","start":1079.02,"end":1080.7,"sentiment":"neutral","sentiment_score":-0.01811340715115269},{"text":"Like, they change their undies.","start":1080.7,"end":1081.92,"sentiment":"neutral","sentiment_score":-0.04538084268569946}],"sentiment":"neutral","sentiment_score":-0.20171673070158688,"num_words":31,"start":1040.415,"end":1081.92},{"sentences":[{"text":"Yep.","start":1108.355,"end":1108.855,"sentiment":"neutral","sentiment_score":0.11803742498159409},{"text":"I don't know what I've got two jobs I've got two jobs sitting in seats at the moment that there's a they're they're looking at me, but I've had 40 other nine jobs saying, you know, like, I've got all the qualifications, but because I was near age, no one would call me.","start":1123.955,"end":1143.85,"sentiment":"neutral","sentiment_score":-0.15643801940780766},{"text":"You you think you've employed somebody that's been around for a long time with I hold multiple tickets for machinery.","start":1145.59,"end":1153.1849,"sentiment":"neutral","sentiment_score":0.0013195471954531967},{"text":"You know, I've I've been a laborer when I was younger up north.","start":1154.085,"end":1159.025,"sentiment":"neutral","sentiment_score":-0.03398270962330011},{"text":"I've I've done two trades, all sorts of stuff, and never get a sniff.","start":1160.525,"end":1166.97,"sentiment":"neutral","sentiment_score":-0.07121343298682145}],"sentiment":"neutral","sentiment_score":-0.09490643511526287,"num_words":101,"start":1108.355,"end":1166.97},{"sentences":[{"text":"Haven't even had an interview.","start":1167.75,"end":1169.13,"sentiment":"neutral","sentiment_score":-0.0614516094326973},{"text":"Nothing.","start":1171.0299,"end":1171.5299,"sentiment":"neutral","sentiment_score":-0.1593942791223526},{"text":"Some of the and some of the some and and and what's what's what's pissing me off is well, I don't well, if they don't want me to work, I'll just retire.","start":1174.63,"end":1187.715,"sentiment":"negative","sentiment_score":-0.4184904498979449},{"text":"In that balance, we wanna pay the household.","start":1196.1,"end":1199.0,"sentiment":"neutral","sentiment_score":0.13518134597688913},{"text":"Yes.","start":1216.2849,"end":1216.68,"sentiment":"neutral","sentiment_score":0.249512642621994}],"sentiment":"neutral","sentiment_score":-0.2665400704804887,"num_words":47,"start":1167.75,"end":1216.68},{"sentences":[{"text":"Yeah.","start":1222.3601,"end":1222.68,"sentiment":"neutral","sentiment_score":0.035209719091653824},{"text":"Because only as long as you're not working.","start":1222.68,"end":1224.78,"sentiment":"neutral","sentiment_score":-0.03183372435159981},{"text":"Well, what I was seeing you're doing was like, Camilla's got $350,000 in her super.","start":1258.785,"end":1265.285,"sentiment":"neutral","sentiment_score":0.044039063590268296},{"text":"I've got $741,000 in my super.","start":1266.465,"end":1270.485,"sentiment":"neutral","sentiment_score":0.09057567516962688},{"text":"Would take the 50,000 out of oh, it'll be more because I've gotta pay the interest as well.","start":1271.3601,"end":1276.8201,"sentiment":"neutral","sentiment_score":0.01128938856224219}],"sentiment":"neutral","sentiment_score":0.02474560256814584,"num_words":48,"start":1222.3601,"end":1276.8201},{"sentences":[{"text":"Yeah.","start":1279.4401,"end":1279.9401,"sentiment":"neutral","sentiment_score":0.013044902123510838},{"text":"Yeah.","start":1281.4401,"end":1281.68,"sentiment":"neutral","sentiment_score":0.016306061297655106},{"text":"That's what I need to do is ring the bank.","start":1281.68,"end":1283.925,"sentiment":"neutral","sentiment_score":-0.00963656948879361},{"text":"And Yeah.","start":1288.165,"end":1290.3717,"sentiment":"neutral","sentiment_score":0.0009173373691737652},{"text":"She just turned 60.","start":1290.7251,"end":1292.025,"sentiment":"neutral","sentiment_score":0.00196334021165967}],"sentiment":"neutral","sentiment_score":-0.0031848164378768867,"num_words":18,"start":1279.4401,"end":1292.025},{"sentences":[{"text":"Yes.","start":1295.765,"end":1296.265,"sentiment":"neutral","sentiment_score":0.012946189381182194},{"text":"Yes.","start":1299.52,"end":1300.02,"sentiment":"neutral","sentiment_score":-0.005266021937131882},{"text":"Yep.","start":1313.575,"end":1314.075,"sentiment":"neutral","sentiment_score":-0.11563964933156969},{"text":"Yep.","start":1362.4,"end":1362.7999,"sentiment":"neutral","sentiment_score":0.10133492201566696},{"text":"Because I asked her I asked him if she wanted to swap over to to you guys.","start":1362.7999,"end":1367.655,"sentiment":"neutral","sentiment_score":0.011604884529815}],"sentiment":"neutral","sentiment_score":0.00907897510166679,"num_words":21,"start":1295.765,"end":1367.655},{"sentences":[{"text":"24, but she said no.","start":1369.175,"end":1373.035,"sentiment":"neutral","sentiment_score":-0.19933071956038476},{"text":"I don't know.","start":1373.5751,"end":1374.395,"sentiment":"negative","sentiment_score":-0.46615058183670044},{"text":"I said they make good money for you.","start":1375.655,"end":1377.655,"sentiment":"neutral","sentiment_score":0.15689609572291374},{"text":"I said in seven years, your 350 might be another 350.","start":1377.655,"end":1382.235,"sentiment":"neutral","sentiment_score":0.0613281557505781},{"text":"Yes.","start":1421.52,"end":1421.84,"sentiment":"neutral","sentiment_score":0.01883792504668236}],"sentiment":"neutral","sentiment_score":-0.01594603354377406,"num_words":28,"start":1369.175,"end":1421.84},{"sentences":[{"text":"That that that's what we'll do.","start":1421.84,"end":1423.78,"sentiment":"neutral","sentiment_score":0.08737662807106972},{"text":"Okay?","start":1424.875,"end":1425.375,"sentiment":"neutral","sentiment_score":0.15957030653953552},{"text":"Yep.","start":1482.255,"end":1482.755,"sentiment":"neutral","sentiment_score":0.11931703984737396},{"text":"Can you put that in your email as well?","start":1483.055,"end":1485.555,"sentiment":"neutral","sentiment_score":0.06944935313529438},{"text":"No.","start":1493.22,"end":1493.72,"sentiment":"neutral","sentiment_score":-0.06756968796253204}],"sentiment":"neutral","sentiment_score":0.07559008917046918,"num_words":18,"start":1421.84,"end":1493.72},{"sentences":[{"text":"She's in bed.","start":1496.58,"end":1497.64,"sentiment":"neutral","sentiment_score":-0.05014820148547491},{"text":"She's in bed.","start":1499.46,"end":1503.72,"sentiment":"neutral","sentiment_score":-0.023402849833170574},{"text":"Yep.","start":1550.785,"end":1551.285,"sentiment":"neutral","sentiment_score":0.11473041027784348},{"text":"Alright.","start":1554.54,"end":1555.04,"sentiment":"positive","sentiment_score":0.4118602871894837},{"text":"Well, We got to a stage where we needed a SPIN number, but my sister my my sister's a JPS.","start":1573.4349,"end":1585.4601,"sentiment":"neutral","sentiment_score":-0.10942997373640537}],"sentiment":"neutral","sentiment_score":-0.06723792611488275,"num_words":28,"start":1496.58,"end":1585.4601},{"sentences":[{"text":"She found all that.","start":1585.4601,"end":1586.6,"sentiment":"neutral","sentiment_score":-0.13538167998194695},{"text":"So that's where we hit a roadblock.","start":1587.2201,"end":1591.4601,"sentiment":"neutral","sentiment_score":-0.29457702168396543},{"text":"But this bit about the 20 or the second twenty sixth about the house, me owning the house for two months is we've gotta get that fixed.","start":1591.4601,"end":1601.695,"sentiment":"neutral","sentiment_score":-0.26267881470697896},{"text":"And that's only true.","start":1601.835,"end":1602.795,"sentiment":"neutral","sentiment_score":-0.08957565017044544},{"text":"I I think that was while I was doing the applying for the doll.","start":1602.795,"end":1611.61,"sentiment":"neutral","sentiment_score":-0.17001140915921756}],"sentiment":"neutral","sentiment_score":-0.22204207495919295,"num_words":56,"start":1585.4601,"end":1611.61},{"sentences":[{"text":"And they screwed up somehow and put down that that we've only moved been in this house for two two months.","start":1612.4701,"end":1619.05,"sentiment":"negative","sentiment_score":-0.45076920588811237},{"text":"When goes, when did you move in?","start":1620.0701,"end":1623.025,"sentiment":"neutral","sentiment_score":-0.09596252547843116},{"text":"I said, '98.","start":1623.025,"end":1623.745,"sentiment":"neutral","sentiment_score":-0.09433376789093018},{"text":"And she goes, why is that there?","start":1623.745,"end":1625.1051,"sentiment":"neutral","sentiment_score":-0.15925993557487214},{"text":"And it says that I had moved into this house in in February, and I don't know what they've done.","start":1625.1051,"end":1632.0851,"sentiment":"neutral","sentiment_score":-0.2341446690261364}],"sentiment":"neutral","sentiment_score":-0.2796311247451552,"num_words":58,"start":1612.4701,"end":1632.0851},{"sentences":[{"text":"All all the all the all the stuff that I sat down and, like, trying to deal with sending me is bloody hard.","start":1642.25,"end":1651.0249,"sentiment":"neutral","sentiment_score":-0.24024567526319754},{"text":"And, like, when we sat down with a woman to go through all the details, you know, get all the information, there was one one paper.","start":1651.0249,"end":1660.4049,"sentiment":"neutral","sentiment_score":-0.17346609613070121},{"text":"I think it was a the way they'd written it on the on the sheet that we needed to provide was pretty, you know, out there.","start":1661.7,"end":1672.84,"sentiment":"neutral","sentiment_score":-0.19045707010305846},{"text":"So Camilla just thought it was a a an in something to do with the tax from last year.","start":1673.14,"end":1680.395,"sentiment":"neutral","sentiment_score":-0.2154434907593225},{"text":"She goes, you got the wrong form.","start":1681.4149,"end":1682.9349,"sentiment":"negative","sentiment_score":-0.4961722833769662}],"sentiment":"neutral","sentiment_score":-0.22330975407125928,"num_words":101,"start":1642.25,"end":1682.9349},{"sentences":[{"text":"And Camilla goes, no.","start":1682.9349,"end":1684.0549,"sentiment":"neutral","sentiment_score":-0.2621113546192646},{"text":"I haven't.","start":1684.0549,"end":1684.695,"sentiment":"neutral","sentiment_score":-0.24328164756298065},{"text":"She said on that paper there, it says that she should know enough about it's your actual tax return from last year.","start":1684.695,"end":1692.56,"sentiment":"neutral","sentiment_score":0.021213733421807938},{"text":"She said, well, why don't you write on the tax return for previous year?","start":1693.02,"end":1699.9,"sentiment":"neutral","sentiment_score":-0.03466334380209446},{"text":"And she goes, well, we don't have to do that.","start":1699.9,"end":1701.975,"sentiment":"neutral","sentiment_score":-0.09676431380212307}],"sentiment":"neutral","sentiment_score":-0.048485317876419194,"num_words":52,"start":1682.9349,"end":1701.975},{"sentences":[{"text":"My my wife swore it did.","start":1701.975,"end":1704.775,"sentiment":"neutral","sentiment_score":-0.11284068475166957},{"text":"And the the woman behind the counter goes, she says, if you swear again, I'll kick you out.","start":1704.775,"end":1709.4349,"sentiment":"negative","sentiment_score":-0.46238620165321564},{"text":"You know?","start":1711.255,"end":1711.495,"sentiment":"negative","sentiment_score":-0.3361341655254364},{"text":"Because we sat there for so long.","start":1711.495,"end":1713.4149,"sentiment":"negative","sentiment_score":-0.3912881144455501},{"text":"You know?","start":1713.4149,"end":1713.815,"sentiment":"neutral","sentiment_score":-0.19438552856445312}],"sentiment":"negative","sentiment_score":-0.36571576935904365,"num_words":35,"start":1701.975,"end":1713.815},{"sentences":[{"text":"It's a and I just and then then it crashed.","start":1713.815,"end":1716.93,"sentiment":"neutral","sentiment_score":-0.25017272382974626},{"text":"And it the government one we were doing the other day with my sister, that crashed.","start":1719.41,"end":1724.63,"sentiment":"neutral","sentiment_score":-0.2254908997565508},{"text":"It's it's I don't know what what I don't know why I why it does it.","start":1727.25,"end":1733.325,"sentiment":"negative","sentiment_score":-0.49704583920538425},{"text":"It did it, but we got we got pretty well nearly through it, and then it all dropped out and then couldn't save it, so we gotta go back.","start":1733.465,"end":1742.345,"sentiment":"neutral","sentiment_score":-0.28282344932186193},{"text":"So this friend and my sister, Ness, who deals with Sendling because my sister's pretty she's pretty savvy, but Ness is even savvier.","start":1742.345,"end":1754.17,"sentiment":"neutral","sentiment_score":0.03901499349866872}],"sentiment":"neutral","sentiment_score":-0.2273069174633302,"num_words":94,"start":1713.815,"end":1754.17},{"sentences":[{"text":"So I've got an appointment with her tomorrow at 10:00.","start":1756.965,"end":1761.785,"sentiment":"neutral","sentiment_score":0.13720474317669867},{"text":"I'll get Miller to bring the bank tomorrow or today and find out what a final payout figure is because we need that to move forward in either either retiring or getting a job.","start":1762.245,"end":1779.6599,"sentiment":"neutral","sentiment_score":0.12602363997960792},{"text":"Just on my phone at the moment, there's two jobs that I applied for, And there are only many more jobs.","start":1779.6599,"end":1786.275,"sentiment":"neutral","sentiment_score":-0.06883969468375047},{"text":"They're only at $38 an hour.","start":1786.275,"end":1788.195,"sentiment":"neutral","sentiment_score":-0.2007224733630816},{"text":"Like, I was on shit.","start":1788.195,"end":1791.815,"sentiment":"negative","sentiment_score":-0.5241282761096955}],"sentiment":"neutral","sentiment_score":0.005082123447209597,"num_words":76,"start":1756.965,"end":1791.815},{"sentences":[{"text":"At the port, I was on about $83 an hour.","start":1792.4349,"end":1800.61,"sentiment":"neutral","sentiment_score":-0.21355753093957902},{"text":"So, you know, it's a a massive drop, but it's still putting money in the bank and still paying the bills.","start":1802.19,"end":1809.01,"sentiment":"negative","sentiment_score":-0.3361416572616214},{"text":"The biggest bill we've got is the house.","start":1810.59,"end":1812.585,"sentiment":"neutral","sentiment_score":-0.1999232368543744},{"text":"And during COVID, like, we we never dropped the rate of what we're paying because everybody had the chance to, you know because because of the situation we're in in Australia, you know, if people were struggling to pay their mortgage, they lowered the mortgage rate for them so they could or deferred it until blah blah blah.","start":1814.105,"end":1835.15,"sentiment":"neutral","sentiment_score":-0.027649066635760767},{"text":"But we just because I was working full time, I I just kept paying I think it was web I don't know.","start":1835.15,"end":1842.615,"sentiment":"neutral","sentiment_score":-0.2452314089645039}],"sentiment":"neutral","sentiment_score":-0.1495182594018323,"num_words":119,"start":1792.4349,"end":1842.615},{"sentences":[{"text":"Camilla does it all.","start":1842.615,"end":1843.5751,"sentiment":"neutral","sentiment_score":-0.17391686141490936},{"text":"I don't if you see a fellow with the purge, I'll be buggered.","start":1843.5751,"end":1846.0751,"sentiment":"negative","sentiment_score":-0.43847919885928816},{"text":"But we we just and then they rang us and said, oh, you know, you you you're paying too much.","start":1848.615,"end":1854.2351,"sentiment":"negative","sentiment_score":-0.3523807741701603},{"text":"I thought, well, too much is better than too little means you're getting rid of it quick.","start":1854.6951,"end":1859.45,"sentiment":"negative","sentiment_score":-0.5292743795058307},{"text":"So, yeah, they made us change it for some reason.","start":1861.51,"end":1866.15,"sentiment":"neutral","sentiment_score":-0.14433034732937813}],"sentiment":"negative","sentiment_score":-0.37319500686135143,"num_words":64,"start":1842.615,"end":1866.15},{"sentences":[{"text":"I don't does all that.","start":1866.15,"end":1868.01,"sentiment":"neutral","sentiment_score":-0.33188899159431456},{"text":"I don't ask questions because it's way above my head.","start":1868.07,"end":1870.965,"sentiment":"negative","sentiment_score":-0.36301895678043367},{"text":"Yep.","start":1884.645,"end":1885.08,"sentiment":"neutral","sentiment_score":0.2501615583896637},{"text":"Yep.","start":1892.36,"end":1892.86,"sentiment":"neutral","sentiment_score":0.10015340149402618},{"text":"Was there within the North what I got paid out from the port for my long service, they've been annually.","start":1963.095,"end":1969.835,"sentiment":"neutral","sentiment_score":0.01273769666440785}],"sentiment":"neutral","sentiment_score":-0.12660988196227196,"num_words":37,"start":1866.15,"end":1969.835},{"sentences":[{"text":"And, like, it was, like, in the when did I finish the December 18?","start":1972.54,"end":1979.2,"sentiment":"neutral","sentiment_score":0.012153897833611284},{"text":"We spent $15,000.","start":1983.1,"end":1986.835,"sentiment":"neutral","sentiment_score":0.010714398697018623},{"text":"So we're down to around $35.30, $30,000 in the bank.","start":1988.1749,"end":1995.5549,"sentiment":"neutral","sentiment_score":0.031781292892992495},{"text":"But see that that that's that's what we're living off and plus Camilla's what Camilla's wage goes in each, I think, week.","start":1995.9349,"end":2004.4199,"sentiment":"neutral","sentiment_score":0.03630985268814997},{"text":"I think she gets paid weekly.","start":2004.4199,"end":2005.96,"sentiment":"neutral","sentiment_score":0.05662633913258711}],"sentiment":"neutral","sentiment_score":0.030157917975024744,"num_words":55,"start":1972.54,"end":2005.96},{"sentences":[{"text":"Because she only works not full hours.","start":2007.5399,"end":2010.1,"sentiment":"neutral","sentiment_score":0.024465646727808883},{"text":"She works, like, Monday, nine till three, Tuesday, nine till one, Wednesday off, and then Friday Thursday and Friday is nine till three.","start":2010.1,"end":2020.3949,"sentiment":"neutral","sentiment_score":0.01916631784937952},{"text":"So she's not a full time full time employee.","start":2022.375,"end":2026.1699,"sentiment":"neutral","sentiment_score":-0.020077183092426922},{"text":"But the the the people she works for, the travel consultant company business, really look after her.","start":2029.27,"end":2038.235,"sentiment":"neutral","sentiment_score":0.04291455590111368},{"text":"Because she does she's very it does they gave her a thousand dollar bonus this year because of the work she does.","start":2038.235,"end":2047.835,"sentiment":"neutral","sentiment_score":0.2819973516531966}],"sentiment":"neutral","sentiment_score":0.09442153046779239,"num_words":78,"start":2007.5399,"end":2047.835},{"sentences":[{"text":"And she's going to Canada in July for free.","start":2047.835,"end":2053.21,"sentiment":"neutral","sentiment_score":0.1510269194841385},{"text":"So normally, I take holidays and stay home and look after this little ball of fluff that's laying next to me because somebody's gonna feed the animals.","start":2054.71,"end":2064.97,"sentiment":"neutral","sentiment_score":0.03132437959451367},{"text":"So I used to take and because I can't go on these things because they they're done by, like, companies like APT, Scenic, things like that.","start":2065.285,"end":2074.165,"sentiment":"neutral","sentiment_score":-0.012248241378424259},{"text":"So they they might have bought out a new, what do you call it?","start":2074.165,"end":2080.13,"sentiment":"neutral","sentiment_score":0.04148896537455065},{"text":"How would you call it?","start":2080.13,"end":2080.93,"sentiment":"neutral","sentiment_score":0.042337223142385486}],"sentiment":"neutral","sentiment_score":0.03307503554970026,"num_words":81,"start":2047.835,"end":2080.93},{"sentences":[{"text":"A a travel thing where you can go and see things, do this.","start":2080.93,"end":2086.15,"sentiment":"neutral","sentiment_score":0.11020114502081504},{"text":"And yeah.","start":2086.69,"end":2089.01,"sentiment":"neutral","sentiment_score":0.035608476027846336},{"text":"So they go over first, have a look at what it is, and then and then, you know, you know, this is pretty good.","start":2089.01,"end":2096.5452,"sentiment":"neutral","sentiment_score":0.2313662258287271},{"text":"So, you know, she comes home with notes and all sorts of stuff and brochures and presents for me.","start":2096.5452,"end":2103.58,"sentiment":"neutral","sentiment_score":0.05324264243245125},{"text":"And so when people come in like yourselves, Stacy, you've viewed the QMWA and you went into Teddy Rice and you said, oh, can I I I wanna go and haul out to Canada and call me a little bit today?","start":2105.08,"end":2117.345,"sentiment":"neutral","sentiment_score":0.07612322425333465}],"sentiment":"neutral","sentiment_score":0.1130230672506973,"num_words":99,"start":2080.93,"end":2117.345},{"sentences":[{"text":"Oh, well, I've just been there and with this we've got this package, but there's other packages as well.","start":2117.345,"end":2122.305,"sentiment":"neutral","sentiment_score":0.06843097958909838},{"text":"So, yeah, it's she's been at it for a long time, and she's pretty good at it.","start":2122.305,"end":2128.0051,"sentiment":"neutral","sentiment_score":0.23327457992469564},{"text":"Well, two of the clients invited us out to their place a couple of weeks ago for lunch.","start":2132.5,"end":2139.56,"sentiment":"neutral","sentiment_score":0.23172478212250602},{"text":"And then was it yesterday she came home?","start":2140.355,"end":2144.115,"sentiment":"neutral","sentiment_score":0.06060789665207267},{"text":"Yeah.","start":2144.115,"end":2144.4348,"sentiment":"neutral","sentiment_score":0.0680503398180008}],"sentiment":"neutral","sentiment_score":0.15856850892305374,"num_words":63,"start":2117.345,"end":2144.4348},{"sentences":[{"text":"Yesterday.","start":2144.4348,"end":2144.9348,"sentiment":"neutral","sentiment_score":0.07686123996973038},{"text":"She came home with Anzac biscuits that this lady had made for her as well because they're repeat clients.","start":2145.9548,"end":2153.095,"sentiment":"neutral","sentiment_score":0.13076832027811752},{"text":"My ex farmers, so they so they're a little wealthy.","start":2154.73,"end":2157.7898,"sentiment":"neutral","sentiment_score":0.03911806382238865},{"text":"And so when they go on holiday, they like holiday.","start":2159.2898,"end":2161.63,"sentiment":"neutral","sentiment_score":0.08863378241658211},{"text":"Yep.","start":2165.6099,"end":2166.1099,"sentiment":"neutral","sentiment_score":0.215841680765152}],"sentiment":"neutral","sentiment_score":0.09889803581484934,"num_words":41,"start":2144.4348,"end":2166.1099},{"sentences":[{"text":"Where every the everyday Joe Blow goes, skip script as much as you can.","start":2167.775,"end":2175.075,"sentiment":"neutral","sentiment_score":0.23778309992381505},{"text":"The cheapest flights.","start":2175.2148,"end":2176.355,"sentiment":"neutral","sentiment_score":0.17346321046352386},{"text":"Cheapest hotels.","start":2177.2148,"end":2178.1948,"sentiment":"neutral","sentiment_score":0.15824317932128906},{"text":"But that's the way it is.","start":2181.56,"end":2183.1802,"sentiment":"neutral","sentiment_score":0.15452240407466888},{"text":"Yep.","start":2206.32,"end":2206.82,"sentiment":"neutral","sentiment_score":0.10692378133535384}],"sentiment":"neutral","sentiment_score":0.19999606133653566,"num_words":26,"start":2167.775,"end":2206.82},{"sentences":[{"text":"Okay.","start":2214.6401,"end":2215.1401,"sentiment":"neutral","sentiment_score":0.16563698649406433},{"text":"Yep.","start":2217.4402,"end":2217.9402,"sentiment":"neutral","sentiment_score":0.1765073388814926},{"text":"Tomorrow when I go and see my sister and the lady who's named in this, if I have any questions, can I ring you?","start":2218.08,"end":2226.485,"sentiment":"neutral","sentiment_score":0.11034798280646403},{"text":"Or yep.","start":2226.485,"end":2228.7449,"sentiment":"neutral","sentiment_score":0.18650945276021957},{"text":"Alright.","start":2229.925,"end":2230.425,"sentiment":"neutral","sentiment_score":0.2255326807498932}],"sentiment":"neutral","sentiment_score":0.12376025858624227,"num_words":29,"start":2214.6401,"end":2230.425},{"sentences":[{"text":"Yep.","start":2245.25,"end":2245.3298,"sentiment":"neutral","sentiment_score":0.07061383128166199},{"text":"Yep.","start":2245.3298,"end":2245.8098,"sentiment":"neutral","sentiment_score":0.11294212192296982},{"text":"Not a problem.","start":2245.8098,"end":2246.71,"sentiment":"neutral","sentiment_score":0.31602461139361065},{"text":"I'm gonna be I've gotta go and give have some blood taken for blood test at 07:30, and then I was just gonna come back because you can't I have to pass.","start":2251.2349,"end":2265.04,"sentiment":"neutral","sentiment_score":-0.118759313802002},{"text":"I was gonna come back and have breakfast and then go to my sister's place, which is about thirty five minutes away.","start":2266.7002,"end":2274.4001,"sentiment":"neutral","sentiment_score":0.09088593552058394}],"sentiment":"neutral","sentiment_score":-0.011341994454673791,"num_words":59,"start":2245.25,"end":2274.4001},{"sentences":[{"text":"So and then we were gonna go down into Harvey and then see Ness and sit down and belt it out.","start":2276.935,"end":2286.395,"sentiment":"neutral","sentiment_score":0.1072755716741085},{"text":"Even if we even if we just set it up and have it sitting there just in case I I change my mind and and one of these jobs come through.","start":2287.4949,"end":2296.55,"sentiment":"neutral","sentiment_score":0.06191163918664379},{"text":"I don't really wanna go back to work.","start":2300.1301,"end":2301.8901,"sentiment":"negative","sentiment_score":-0.6289017498493195},{"text":"I've been on the ass for four months.","start":2301.8901,"end":2303.91,"sentiment":"negative","sentiment_score":-0.4632948748767376},{"text":"I like it.","start":2306.0352,"end":2307.0151,"sentiment":"negative","sentiment_score":-0.38862961530685425}],"sentiment":"neutral","sentiment_score":-0.08072414118009553,"num_words":71,"start":2276.935,"end":2307.0151},{"sentences":[{"text":"I've been I've been working since I was 15.","start":2321.61,"end":2325.95,"sentiment":"neutral","sentiment_score":0.07998884841799736},{"text":"You know?","start":2326.01,"end":2326.49,"sentiment":"neutral","sentiment_score":0.02044967282563448},{"text":"It's it's a long time.","start":2326.49,"end":2327.95,"sentiment":"neutral","sentiment_score":0.02730831690132618},{"text":"Yes.","start":2347.0,"end":2347.5,"sentiment":"neutral","sentiment_score":0.26904767751693726},{"text":"Yes.","start":2354.76,"end":2355.26,"sentiment":"neutral","sentiment_score":0.12418003380298616}],"sentiment":"neutral","sentiment_score":0.07169823762443331,"num_words":18,"start":2321.61,"end":2355.26},{"sentences":[{"text":"Yeah.","start":2368.695,"end":2369.195,"sentiment":"neutral","sentiment_score":0.0929168462753296},{"text":"I think that might be a good idea.","start":2369.655,"end":2371.755,"sentiment":"positive","sentiment_score":0.374031450599432},{"text":"So even though I've while I'm retired, my my super is still making money.","start":2373.32,"end":2381.42,"sentiment":"neutral","sentiment_score":0.2769314683973789},{"text":"So 20 four.","start":2382.44,"end":2383.4,"sentiment":"neutral","sentiment_score":0.08788283417622249},{"text":"Yep.","start":2383.4,"end":2383.9,"sentiment":"neutral","sentiment_score":0.13985048234462738}],"sentiment":"neutral","sentiment_score":0.2728039997595328,"num_words":27,"start":2368.695,"end":2383.9},{"sentences":[{"text":"Yep.","start":2399.2449,"end":2399.7449,"sentiment":"neutral","sentiment_score":0.2687862813472748},{"text":"Yeah.","start":2433.39,"end":2433.8699,"sentiment":"neutral","sentiment_score":0.20703861117362976},{"text":"I should get on the plane.","start":2433.8699,"end":2435.23,"sentiment":"neutral","sentiment_score":0.14254174008965492},{"text":"I should get on the plane and come over to Queensland and sit down and talk with you properly instead of over the phone.","start":2435.23,"end":2440.45,"sentiment":"neutral","sentiment_score":0.1527085380318264},{"text":"You'd have to you'd have to do most of it on the golf course because apparently you got some really good golf courses over there.","start":2448.065,"end":2453.765,"sentiment":"neutral","sentiment_score":0.18584875777363777}],"sentiment":"neutral","sentiment_score":0.1691631436870809,"num_words":57,"start":2399.2449,"end":2453.765},{"sentences":[{"text":"I could pop you in the cart with me.","start":2455.825,"end":2457.685,"sentiment":"neutral","sentiment_score":0.1057264498538441},{"text":"Just say the but this is look.","start":2461.62,"end":2463.3,"sentiment":"neutral","sentiment_score":0.06199772709182331},{"text":"I've gotta go out with Neil today because I've we're we're gonna sort of have some stuff, but I need to be out of the office.","start":2463.3,"end":2471.595,"sentiment":"neutral","sentiment_score":-0.007812596212785978},{"text":"Well, I I I remember when I joined Oakview and and Bart was just it.","start":2480.635,"end":2487.86,"sentiment":"neutral","sentiment_score":0.054240357130765915},{"text":"He was the boss, and his wife was, like, his secretary, and I know she's just had a baby.","start":2489.36,"end":2495.7002,"sentiment":"neutral","sentiment_score":0.030682051554322243}],"sentiment":"neutral","sentiment_score":0.03393367070116495,"num_words":76,"start":2455.825,"end":2495.7002},{"sentences":[{"text":"Samantha told me is it Samantha?","start":2497.84,"end":2499.7002,"sentiment":"neutral","sentiment_score":0.024331819576521713},{"text":"Yep.","start":2501.2148,"end":2501.4548,"sentiment":"neutral","sentiment_score":0.07111219316720963},{"text":"Yes.","start":2501.4548,"end":2501.775,"sentiment":"neutral","sentiment_score":0.0897657498717308},{"text":"She told me the other day.","start":2501.775,"end":2502.815,"sentiment":"neutral","sentiment_score":0.054957096154491104},{"text":"Yes.","start":2502.815,"end":2503.135,"sentiment":"neutral","sentiment_score":0.05468427762389183}],"sentiment":"neutral","sentiment_score":0.04608638100326061,"num_words":15,"start":2497.84,"end":2503.135},{"sentences":[{"text":"She said, yeah, he's a double dad.","start":2503.135,"end":2505.315,"sentiment":"neutral","sentiment_score":0.05205029195972851},{"text":"Two two two two little boys.","start":2506.1748,"end":2509.395,"sentiment":"neutral","sentiment_score":0.02817570138722658},{"text":"Alright.","start":2514.5798,"end":2514.8198,"sentiment":"neutral","sentiment_score":0.21344153583049777},{"text":"I'll let you guys know you're a busy girl.","start":2514.8198,"end":2517.16,"sentiment":"neutral","sentiment_score":0.09793980916341145},{"text":"Yep.","start":2537.7852,"end":2538.2852,"sentiment":"neutral","sentiment_score":0.07258039712905884}],"sentiment":"neutral","sentiment_score":0.07087026947798829,"num_words":24,"start":2503.135,"end":2538.2852},{"sentences":[{"text":"I understand you.","start":2543.7852,"end":2544.8252,"sentiment":"neutral","sentiment_score":0.010518539696931839},{"text":"You're busy doing what you're doing.","start":2544.8252,"end":2557.28,"sentiment":"neutral","sentiment_score":0.03796818355719248},{"text":"I was here.","start":2557.28,"end":2558.0999,"sentiment":"neutral","sentiment_score":0.02631547364095847},{"text":"I'll I'll I'll I'll tend to book one for next week.","start":2559.04,"end":2562.375,"sentiment":"neutral","sentiment_score":0.16799212280999531},{"text":"So Wednesday would be the best day.","start":2562.375,"end":2568.315,"sentiment":"neutral","sentiment_score":0.31734638128961834}],"sentiment":"neutral","sentiment_score":0.14692163870980343,"num_words":30,"start":2543.7852,"end":2568.315},{"sentences":[{"text":"Yes.","start":2582.6301,"end":2582.7102,"sentiment":"neutral","sentiment_score":0.07534468919038773},{"text":"11:30 your time.","start":2582.7102,"end":2584.25,"sentiment":"neutral","sentiment_score":0.16842124362786612},{"text":"Nine thirty.","start":2587.1902,"end":2587.9302,"sentiment":"neutral","sentiment_score":0.014889955520629883},{"text":"Nine thirty.","start":2588.2302,"end":2589.015,"sentiment":"neutral","sentiment_score":0.021297943778336048},{"text":"Yep.","start":2589.4949,"end":2589.9949,"sentiment":"neutral","sentiment_score":0.07139916718006134}],"sentiment":"neutral","sentiment_score":0.08048704287244214,"num_words":9,"start":2582.6301,"end":2589.9949},{"sentences":[{"text":"Because I've got up a go I've got up four to six this morning.","start":2591.4148,"end":2594.9548,"sentiment":"neutral","sentiment_score":0.12599924419607436},{"text":"Well, I had to have a brekkie.","start":2597.1748,"end":2598.635,"sentiment":"neutral","sentiment_score":0.1449115446635655},{"text":"I've had two cups of tea and made my little friend here happy by giving him a nice pat.","start":2600.615,"end":2607.03,"sentiment":"positive","sentiment_score":0.5134175153155076},{"text":"A cat's asset?","start":2609.33,"end":2610.23,"sentiment":"neutral","sentiment_score":0.20432022213935852},{"text":"Because they're our children.","start":2613.33,"end":2614.45,"sentiment":"neutral","sentiment_score":0.02654662076383829}],"sentiment":"neutral","sentiment_score":0.28196702493315046,"num_words":47,"start":2591.4148,"end":2614.45},{"sentences":[{"text":"We didn't we never had kids.","start":2614.45,"end":2615.865,"sentiment":"neutral","sentiment_score":-0.08595398192604382},{"text":"Yep.","start":2627.305,"end":2627.705,"sentiment":"neutral","sentiment_score":-0.1071622371673584},{"text":"We've got little cremation boxes.","start":2627.705,"end":2629.885,"sentiment":"neutral","sentiment_score":-0.09950492829084397},{"text":"I've got mainly cats and one dog up there.","start":2630.7449,"end":2635.96,"sentiment":"neutral","sentiment_score":0.08503878985842069},{"text":"I've got six of them.","start":2637.22,"end":2638.9202,"sentiment":"neutral","sentiment_score":0.0767204999923706}],"sentiment":"neutral","sentiment_score":0.0010977245580691558,"num_words":26,"start":2614.45,"end":2638.9202},{"sentences":[{"text":"I've got four horse four horses in the ground.","start":2639.06,"end":2641.8,"sentiment":"neutral","sentiment_score":0.055248531616396375},{"text":"I've got a little little black one.","start":2645.475,"end":2647.875,"sentiment":"neutral","sentiment_score":0.22099766773836954},{"text":"Camilla bought home on Christmas.","start":2647.875,"end":2649.3352,"sentiment":"neutral","sentiment_score":0.19297565519809723},{"text":"She's now 20.","start":2650.3552,"end":2651.415,"sentiment":"neutral","sentiment_score":0.12339628239472707},{"text":"She's just come back from the vet, and she's put on white, and Camilla's really happy because, like, she's deaf as a post, but she's a beautiful little girl.","start":2653.235,"end":2663.51,"sentiment":"positive","sentiment_score":0.3499166456789806}],"sentiment":"neutral","sentiment_score":0.255223968048703,"num_words":53,"start":2639.06,"end":2663.51},{"sentences":[{"text":"I'm a pussycat.","start":2665.01,"end":2665.8298,"sentiment":"neutral","sentiment_score":0.24629953503608704},{"text":"I might get another dog.","start":2668.8499,"end":2670.23,"sentiment":"positive","sentiment_score":0.39819290637969973},{"text":"If I retire, I might get another Blue Heeler.","start":2670.2898,"end":2672.8699,"sentiment":"neutral","sentiment_score":0.14413749012682173},{"text":"I've I've had two Blueys over thirty years.","start":2676.585,"end":2680.365,"sentiment":"neutral","sentiment_score":0.17160512506961823},{"text":"They both lasted they both died at 14, and and and I I don't people these people that get animals and they die, and next day I go and buy another one or get another dog.","start":2681.865,"end":2694.23,"sentiment":"neutral","sentiment_score":-0.23506282859792313}],"sentiment":"neutral","sentiment_score":-0.050201971816723465,"num_words":61,"start":2665.01,"end":2694.23},{"sentences":[{"text":"I I couldn't do that.","start":2694.23,"end":2695.43,"sentiment":"negative","sentiment_score":-0.39858344197273254},{"text":"I got a great first.","start":2695.43,"end":2696.73,"sentiment":"positive","sentiment_score":0.5244437873363494},{"text":"So I waited two years and we found one in Boyan up at the market.","start":2698.63,"end":2701.887,"sentiment":"neutral","sentiment_score":0.12746079886953035},{"text":"What","start":2702.207,"end":2702.707,"sentiment":"neutral","sentiment_score":0.0497124083340168}],"sentiment":"neutral","sentiment_score":0.09965100454596373,"num_words":26,"start":2694.23,"end":2702.707}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Hi, Neil. It's Dana from Oakley Financial. How are you this morning?\n\nChannel 1: Alright. How are you?\n\nChannel 0: I'm very well. Thank you. I had you booked in this morning just to have a bit of a chat about your applying for Stem to engage pension.\n\nChannel 1: Yes.\n\nChannel 0: Yeah. All good. Is now still a good time there for you?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. Fantastic. I can see here your conversation we had with my colleague the other day. But before we jump into the call and go through things, I do just need to let you know, Neil, we do record our calls for quality and training purposes. Are you happy for me to proceed with that?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Fantastic. And I just I'm discussing your personal information, so I'll do security with you as well. I'll just get you to confirm your full name, your date of birth, and address I should have on file.\n\nChannel 1: Neil Allen. 9 To The 459 PO Box 2\n\nChannel 0: Yep.\n\nChannel 1: 05 Boyanup Or 16 Paper Bar Close Boyanup.\n\nChannel 0: Beautiful. Thank you so much for that. So having a look at the the note that you the conversation you had with my colleague, Michelle, the other day that you're wanting to you're starting to apply for the age pension now through Centrelink.\n\nChannel 1: Yes.\n\nChannel 0: Yeah. Fantastic. Fantastic. Having a look here, I can see that one of the comp part of the conversation was that you're also looking at sort of paying off or you've got here you've got $80,000 left in your home, and you wanted to sort of pay this off. Is that right?\n\nChannel 1: That's correct. Yes.\n\nChannel 0: Yeah. Yeah. Beautiful. Now have you started the application for age pension, or were you sort of up to with that?\n\nChannel 1: Yeah. But we hit a few roadblocks, but with a SPIN number, but my sister found that. So\n\nChannel 0: Okay.\n\nChannel 1: but I don't have to actually deal with Centrelink.\n\nChannel 0: Okay.\n\nChannel 1: There's a woman in Harvey, which is down the road from where I live, who\n\nChannel 0: Yes.\n\nChannel 1: deals direct with Centrelink on behalf of the Harvey people.\n\nChannel 0: Okay.\n\nChannel 1: So my sister squeezed me in.\n\nChannel 0: Okay. Fantastic.\n\nChannel 1: It just just says it just says you're going in there waiting and then, you know, normal stuff. Sit there, wait, and then say, I wanna apply for the pension. Alright. Do this, this, this, and this, see you later.\n\nChannel 0: Yeah.\n\nChannel 1: Get out.\n\nChannel 0: Okay. Yep. Beautiful. Beautiful.\n\nChannel 1: So\n\nChannel 0: So she\n\nChannel 1: what\n\nChannel 0: fills\n\nChannel 1: she can\n\nChannel 0: out all\n\nChannel 1: do\n\nChannel 0: the paperwork for\n\nChannel 1: is\n\nChannel 0: you.\n\nChannel 1: set it all up and then just send\n\nChannel 0: Yeah.\n\nChannel 1: it in. But what I wanna know is what sort of questions would they ask me when I applied for the pension?\n\nChannel 0: Mhmm. So sorry. What sort of questions would Centrelink\n\nChannel 1: Yeah.\n\nChannel 0: ask you?\n\nChannel 1: Yeah. Like, look. What what assets I've got? How much money\n\nChannel 0: Yeah.\n\nChannel 1: I've got? Okay.\n\nChannel 0: Yeah. So what they're gonna do is they're gonna look at yourself and Kirsten as well. So the both of you oh, sorry. Camilla, your partners. Your wife's name is Camilla.\n\nI'm so sorry. I was looking at the wrong section here. Yeah. They're gonna ask about both of you because you're technically together as a couple. Even though you're 67 and she's technically not, they're gonna ask about all your joint assets.\n\nSo they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at. When you think about your contents, if you turned your house upside down and everything fell out, that's considered content. When\n\nChannel 1: Hello?\n\nChannel 0: we apply for Centrelink, I like to make sure everyone is aware Centrelink don't wanna know what your content is valued at for your insurance purposes. They wanna know what your fire sale value was. So if you needed money tomorrow and you had to have a garage sale today and you had everything on your front lawn, you'd be selling things for 50¢ a dollar. You know, $5 at the very most probably to try and liquidate it to get rid of it fast. So they want your fire sale value.\n\nSo, realistically, whenever I'm applying for Centrelink with some of my clients, we're looking at generally about a 10 to maybe $15,000 valuation on content. And with your cars, they're gonna look at all that. So how what cars do you have, any boats, if you've got investment properties, which having a look here, you don't have. They wanna know how much you have in all your savings accounts as well. They're also gonna assess your wife's income because she's still working at the moment, isn't she?\n\nChannel 1: Yep.\n\nChannel 0: Yeah.\n\nChannel 1: I'm just writing things down here.\n\nChannel 0: You're right. I can send you an email after the call if you like with a bit of a breakdown on what they're sort of gonna wanna know.\n\nChannel 1: Oh, that'd be fantastic. That\n\nChannel 0: Yeah.\n\nChannel 1: was\n\nChannel 0: That's okay.\n\nChannel 1: that's how it that's how it's me writing.\n\nChannel 0: Yeah. Because, yeah,\n\nChannel 1: It's\n\nChannel 0: they're gonna\n\nChannel 1: just\n\nChannel 0: want\n\nChannel 1: all\n\nChannel 0: you\n\nChannel 1: the\n\nChannel 0: to\n\nChannel 1: questions\n\nChannel 0: provide\n\nChannel 1: is that\n\nChannel 0: yeah. Abs\n\nChannel 1: that,\n\nChannel 0: Absolutely.\n\nChannel 1: like, that I might have to go in and out, in and out, in and out. And I know my daughter-in-law had a really hard time trying to get his\n\nChannel 0: It is.\n\nChannel 1: pension. They just, you know, they they actually make you angry.\n\nChannel 0: Yes. They do. They do. It's something I deal with a lot in this job is helping people to maximize getting pension payments and dealing with Centrelink. It's not easy.\n\nAnd it it makes it harder because some of the workers that work for Centrelink, they all have different opinions of the rule. The rule can differ quite significantly depending on who you're speaking to or how long they've worked there or what they do there as well. So but I'm happy to send you an email with a a list of what they're gonna look at for you.\n\nChannel 1: One one one thing I did find is when we were\n\nChannel 0: Yeah.\n\nChannel 1: looking through, like, going going through the pension questions.\n\nChannel 0: Yeah.\n\nChannel 1: It said that I'd only been living here for two months.\n\nChannel 0: Oh,\n\nChannel 1: And\n\nChannel 0: really?\n\nChannel 1: yeah. But I I applied for the doll on the February 26,\n\nChannel 0: Mhmm. Yep.\n\nChannel 1: and I found that onto my house. So I don't know how they did it and why they did it, but I wasn't even gonna get my first payment until after my birthday. So\n\nChannel 0: Wow.\n\nChannel 1: I wasn't gonna get the doll anyway.\n\nChannel 0: Right. Right.\n\nChannel 1: Because\n\nChannel 0: Wow.\n\nChannel 1: it takes, like, four weeks once you've\n\nChannel 0: Yes.\n\nChannel 1: filled out the forms,\n\nChannel 0: Yep.\n\nChannel 1: and it all got passed. And then my wife was hunting around looking at things. She goes, well, you're not gonna get anything anyway. She said because you passed the the age of getting the doll. I have I haven't passed, but I've I've been I've I've applied for, I don't know, 50 jobs and haven't got one.\n\nChannel 0: Yeah. Okay. No. Understandable. Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think?\n\nChannel 1: I was going yesterday.\n\nChannel 0: Yeah. Nice. Nice.\n\nChannel 1: I don't know. If a job comes up, I'll next week,\n\nChannel 0: Take\n\nChannel 1: try to\n\nChannel 0: it.\n\nChannel 1: get me to go up north for three weeks. I was gonna\n\nChannel 0: Okay.\n\nChannel 1: make I was gonna make $18,000 in three weeks.\n\nChannel 0: Wow.\n\nChannel 1: $66,600 a week.\n\nChannel 0: Wow. And you decided not to do that?\n\nChannel 1: I can't I can't wait my wife at home because she's a bit broken. You know, she's\n\nChannel 0: Oh,\n\nChannel 1: she's got she's got a bad back and bad yeah. She she's alright, but I don't like leaving on her own.\n\nChannel 0: yeah. No. That's okay. That's absolutely not a problem at all. No.\n\nNot an issue. So you've you've so you haven't officially applied for the age pension as of yet. You've started the paperwork there.\n\nChannel 1: Well, yeah. Well, I can\n\nChannel 0: Yeah.\n\nChannel 1: I can I can get it set up?\n\nChannel 0: Mhmm.\n\nChannel 1: That's correct. But if I get\n\nChannel 0: Yeah.\n\nChannel 1: a job, it just sits there. So don't pay me any\n\nChannel 0: Yeah. Well, it\n\nChannel 1: but\n\nChannel 0: sort of\n\nChannel 1: I have\n\nChannel 0: depends.\n\nChannel 1: to let\n\nChannel 0: So what\n\nChannel 1: them\n\nChannel 0: what they're probably gonna do is they're gonna assess you on both. They have what's called the income test and the asset test. They're gonna\n\nChannel 1: Yes.\n\nChannel 0: look at all your assets, and then they're also gonna look at the income. So income is what your wife is earning on a weekly or fortnightly basis. They're also gonna look at what you have in the way of savings, what you have in super because your super is fully accessible once you hit age 67 as well, and they assume a deemed rate of return. So even though you're not drawing anything out of super, because that money is there, they're gonna deem you at a set rate that they assume you can make or leave or draw from that money. So you are actually still gonna be assessed on that.\n\nAnd if they'll look at the income test, and because your wife is still working, they're probably gonna work out that the income test is gonna possibly pay you less age pension, which means they're probably gonna make you declare her income every fortnight to determine how much you get every fortnight. Does that make sense?\n\nChannel 1: Yep.\n\nChannel 0: Yeah.\n\nChannel 1: So it's\n\nChannel 0: It's a little\n\nChannel 1: house contents, vehicles, saving accounts, Camilla's\n\nChannel 0: you're super.\n\nChannel 1: wage,\n\nChannel 0: Yep.\n\nChannel 1: super.\n\nChannel 0: Yep. Yep. Your home, your main primary residence, that is fully exempt. So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that. But they are gonna wanna\n\nChannel 1: Yes.\n\nChannel 0: know, you know, obviously, what the value of it is. There are limits to the main home exemption, though. I've got here that your property is quite high. How how many acres do you have or how many hectares do you have?\n\nChannel 1: Six and a quarter ages. But they can't touch me on that because I had my I bought mine I bought this house before 2000, and that's when the rules changed.\n\nChannel 0: When did you\n\nChannel 1: Otherwise\n\nChannel 0: buy it? Sorry. In 2000?\n\nChannel 1: yeah. It because I bought this place in '98.\n\nChannel 0: Mhmm. Yes.\n\nChannel 1: There was a I think I don't know I don't know who bought it, the government or somebody. But that that is not an asset now because I've I got asked questions when I was doing the doll that could\n\nChannel 0: Yeah.\n\nChannel 1: I could I make money from my land?\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: Can the land\n\nChannel 0: Yeah.\n\nChannel 1: be used for other stuff? Can I sell the land? Can I do this? Can I do that? And and all the questions were no.\n\nChannel 0: Yeah. So the Centrelink ruling on the main residence exemption is two hectares, but the difference so your 6.25 acres is about 2.53 hectares when you convert it. So the additional point five three hectares, so long as you can't live on it, it has no value. They won't assess you on it. So, yeah, I\n\nChannel 1: Well,\n\nChannel 0: can see where that's come from. Yeah. So\n\nChannel 1: in\n\nChannel 0: that should be fine.\n\nChannel 1: the in the middle of winter, you bought a houseboat out there.\n\nChannel 0: Yeah.\n\nChannel 1: I mean, I mean, low lying land, and when it really, like, overwinter, it just soaks the water into the ground\n\nChannel 0: Yep.\n\nChannel 1: and it fills up. And then once it fills up, it starts to rise. I actually have a I call it, like, like, Paper mark\n\nChannel 0: Yep.\n\nChannel 1: because that's the street I live in.\n\nChannel 0: Yep. No.\n\nChannel 1: Yeah.\n\nChannel 0: It's not.\n\nChannel 1: I've I've I've seen I've gone up the back with my boots on, and it's,\n\nChannel 0: Yep.\n\nChannel 1: like, above my ankles.\n\nChannel 0: It's a bit swampy. Yeah.\n\nChannel 1: And they asked\n\nChannel 0: Yeah.\n\nChannel 1: if I could grow stuff on there, but this sand\n\nChannel 0: Said\n\nChannel 1: here\n\nChannel 0: no.\n\nChannel 1: is like you could stand there with a\n\nChannel 0: Yep.\n\nChannel 1: hose all day watering and at the end of the day, poke your finger in the ground and about and not even an inch would be wet.\n\nChannel 0: Yeah.\n\nChannel 1: Doesn't\n\nChannel 0: Yeah. Fair\n\nChannel 1: it doesn't\n\nChannel 0: enough.\n\nChannel 1: have to be yeah. So\n\nChannel 0: Yeah. No.\n\nChannel 1: I cannot\n\nChannel 0: That's perfect.\n\nChannel 1: yeah. They\n\nChannel 0: That's it.\n\nChannel 1: you've got those weeds.\n\nChannel 0: Yeah. No.\n\nChannel 1: And\n\nChannel 0: That's\n\nChannel 1: I\n\nChannel 0: okay.\n\nChannel 1: can\n\nChannel 0: That doesn't matter. As long as you can't live on it, can't make money from it, and\n\nChannel 1: no.\n\nChannel 0: it's land\n\nChannel 1: I'm\n\nChannel 0: that's\n\nChannel 1: I'm not\n\nChannel 0: unusable,\n\nChannel 1: allowed I'm not allowed to\n\nChannel 0: you're\n\nChannel 1: subdivide\n\nChannel 0: fine.\n\nChannel 1: anyway. I'm not allowed to subdivide\n\nChannel 0: Yeah.\n\nChannel 1: anyway because of the Shire's rules.\n\nChannel 0: Yep. No. Perfect. Well, that works in your favor because it means that your the total of your your property is gonna be considered under the main residence exemption for Centrelink. So your house, they're gonna ask you the value of it, how much you have in a loan, and things like that just so they understand, but they won't\n\nChannel 1: Yes.\n\nChannel 0: assess you on that. From the assets I have here, you've got your Ford x r six. You've got your huge. You've got your savings account there. If you've got any, you know, other cars, boats, or caravans, things like that, they're gonna ask you for those values.\n\nWhen you value anything for Centrelink, we use FireSale values. So whilst, you know, your Ford x r six, you might be able to get, you know, 30 or 50,000 for that. Realistically, when you look at valuing things to Centrelink, you wanna if you had to sell that car quickly tomorrow, what's the lowest amount you would take for that? So you kind of only wanna give them fire sale values to lower it's about realistically lowering the value of any of your assets. So if you had to sell it quickly, what is the least amount of money you'd probably take for that?\n\nDoes that make sense?\n\nChannel 1: Yep.\n\nChannel 0: Yeah. It's all about fire sale values. And when you're talking to them, when they're asking for those sorts of things, they're asking for fire sale values. They don't want anything unrealistic. Like, if you've got a $50,000 car and you tell them you you can sell that for, you know, $5, they're probably gonna go, hey.\n\nThat might be a bit unrealistic. But if you're, you know, telling them if you had to sell it quickly, the more the least you'd take is that 10 or 15,000, then you're being a bit more honest with that. And when they look at the vehicles, they can also use places like red books and things to revalue assets. So they will they can and do check on what we put on the application form. So just about being realistic, but at the same time, making sure it's a fire sale value.\n\nWhat's the least amount you would expect to get for that vehicle if you had to sell it quickly. Okay?\n\nChannel 1: Yes.\n\nChannel 0: Yep. When it comes to bank accounts, they're gonna ask for your bank account statement. They're gonna ask for a sent a superannuation statement showing the value of your super at a certain date, and they deem that. So when we look at deeming rates, like, if you, in your super, get you know, just looking at the current deeming rates because they have just changed a little bit. But with your super, like, if you got a having a look at your return on your super at the moment, you still had a really good return on super for this year.\n\nYour super for the last twelve months has returned about 19.59%. Is that right? Yeah. You've had a 19% return. So your super has done really, really well for this year, which is great, but they don't want they're not gonna assess you at having a 19% return on your super.\n\nThey're gonna look at your financial assets like your bank account, your superannuation, and they have what's called the deeming. So they assume a certain rate of return for every year for everything over a certain value under the current deeming sorry. Now I'm just looking for the because I just updated these, and I knew what the old deeming rates were. There we go. So with the deeming rates there, Neil, they'll assess the first 106,200 of combined financial assets at 1.25%.\n\nAnything over that is deemed to have earned 3.25%.\n\nChannel 1: Alright. It's very confusing. They make a very\n\nChannel 0: It is. They do. They absolutely\n\nChannel 1: I\n\nChannel 0: do.\n\nChannel 1: don't know. Your job would have drive me nuts.\n\nChannel 0: Oh, I actually kind of enjoy it. It's a little bit of fun I'm trying to get people as much pension as possible, but it's not gonna be something that's gonna be around forever, unfortunately. There's some point all of this will probably have to change the structure the way it is because we spend a lot of of money on age pension and Centrelink and things like that. So I think I need\n\nChannel 1: So\n\nChannel 0: some time\n\nChannel 1: by\n\nChannel 0: in\n\nChannel 1: the\n\nChannel 0: the\n\nChannel 1: time\n\nChannel 0: next\n\nChannel 1: you\n\nChannel 0: ten years,\n\nChannel 1: say\n\nChannel 0: it'll\n\nChannel 1: say\n\nChannel 0: all change.\n\nChannel 1: say by the time you\n\nChannel 0: A\n\nChannel 1: get to my age, it might not exist.\n\nChannel 0: 100%. Yeah. Yeah. That's\n\nChannel 1: Well, I\n\nChannel 0: exactly\n\nChannel 1: was born\n\nChannel 0: the way\n\nChannel 1: before\n\nChannel 0: I'm heading.\n\nChannel 1: I was born before 1960, and\n\nChannel 0: Yeah.\n\nChannel 1: that's when that that's when it changed.\n\nChannel 0: Yeah.\n\nChannel 1: Anybody\n\nChannel 0: Yeah.\n\nChannel 1: after 1960,\n\nChannel 0: Mhmm. Had\n\nChannel 1: I\n\nChannel 0: to wait\n\nChannel 1: still\n\nChannel 0: to 67.\n\nChannel 1: I still\n\nChannel 0: Yeah.\n\nChannel 1: think they get it, but then they'll change it. So I'll just keep up and up\n\nChannel 0: Yeah.\n\nChannel 1: the\n\nChannel 0: Yeah.\n\nChannel 1: years.\n\nChannel 0: And they'll they'll always grandfather it. So same as when the changes came in around that 1960, 1961 period,\n\nChannel 1: Yep.\n\nChannel 0: they'll be grandfathered. So, you know, people who had been born before those years were still able to access the age pension when they hit the the age that was grandfathered before the change. So\n\nChannel 1: Yes.\n\nChannel 0: the same thing. Like, when they change this, they'll probably grandfather it to anyone who's currently on it will still get the old rules until something changes. But anyone applying for it after a certain year or, you know, when the change comes in, then they'll have to adhere to different circumstances. So it means that lots of different people will be on different rules. But yeah.\n\nNo. Look. It's it's all understandable.\n\nChannel 1: That's ridiculous. It's\n\nChannel 0: It's all crazy, isn't it? So I just you're right. Sorry.\n\nChannel 1: no wonder people hate politicians and big financial moms that look after this sort of stuff. And they\n\nChannel 0: Yeah.\n\nChannel 1: they change their mind. Like, they change their undies.\n\nChannel 0: Yeah. Yeah. Alright. Absolutely. So I just wanted to sort of find out what you wanted to sort of do moving forward.\n\nI'm happy to send you an email after the call that sort of outlines the rules and restrictions and so sorry. I just sneezed. The rules and restrictions and what Centrelink are gonna wanna ask you for with regard to the questions and what you'll need to provide to them based on what I know.\n\nChannel 1: Yep.\n\nChannel 0: But with regard to your super, are you wanting to look at maybe drawing down any money out of super at the moment, or are you happy just to leave it as it is and just apply for age pension, or what are you sort of hoping would like to do?\n\nChannel 1: I don't know what I've got two jobs I've got two jobs sitting in seats at the moment\n\nChannel 0: Yep.\n\nChannel 1: that there's a they're they're looking at me, but I've had\n\nChannel 0: Yep.\n\nChannel 1: 40 other nine jobs saying, you know, like, I've got all the qualifications, but because\n\nChannel 0: Yep.\n\nChannel 1: I was near age, no one would call me.\n\nChannel 0: Yeah. Okay.\n\nChannel 1: You you think you've employed somebody that's been around for a long time with\n\nChannel 0: Absolutely.\n\nChannel 1: I hold multiple tickets for machinery.\n\nChannel 0: Yeah.\n\nChannel 1: You know, I've I've been a laborer when I was younger up north. I've I've done two trades, all sorts of stuff, and never get a sniff. Haven't\n\nChannel 0: Yeah.\n\nChannel 1: even had an\n\nChannel 0: Wow.\n\nChannel 1: interview. Nothing.\n\nChannel 0: Yeah. Oh, that's\n\nChannel 1: Some\n\nChannel 0: a shame.\n\nChannel 1: of the\n\nChannel 0: See,\n\nChannel 1: and some\n\nChannel 0: I\n\nChannel 1: of\n\nChannel 0: value\n\nChannel 1: the\n\nChannel 0: that kind of that kind\n\nChannel 1: some\n\nChannel 0: of\n\nChannel 1: and and and what's what's what's pissing me off is well, I don't well, if they don't want me to work, I'll just retire.\n\nChannel 0: Yeah. Yeah. Absolutely. I mean, you've got a really good super balance. So having a look at your balance at the moment, as I said, you've had, you know,\n\nChannel 1: In\n\nChannel 0: a\n\nChannel 1: that\n\nChannel 0: decent\n\nChannel 1: balance,\n\nChannel 0: return.\n\nChannel 1: we wanna pay the household.\n\nChannel 0: Okay. Yep. And are you wanting to sort of have that paid off now, or are you wanting to hold off and maybe do that down the track? Are you wanting to withdraw money at because you are over 65. So you actually do have access to your super regardless of whether you're working or not.\n\nChannel 1: Yes.\n\nChannel 0: Once you turn 65, it all becomes unrestricted, nonpossessed, so you do have access to those funds. So if you wanted\n\nChannel 1: Yeah.\n\nChannel 0: to\n\nChannel 1: Because\n\nChannel 0: pay your\n\nChannel 1: only\n\nChannel 0: home\n\nChannel 1: as\n\nChannel 0: off,\n\nChannel 1: long\n\nChannel 0: you\n\nChannel 1: as\n\nChannel 0: could\n\nChannel 1: you're\n\nChannel 0: withdraw.\n\nChannel 1: not working.\n\nChannel 0: Yeah. No. No. At 65, it doesn't matter. The rule is under legislation between 60 to 65.\n\nIn order for you to access the funds, you have to meet a condition of release such as fully retire. At 65, it doesn't matter whether you're working or not. At 65, they give you full access to your suit full access to your super. It's made unrestricted, nonpreserved, accessible at 65 regardless, and you can access it tax free. It's up to you.\n\nChannel 1: Well, what I was seeing you're doing was\n\nChannel 0: Yeah.\n\nChannel 1: like, Camilla's got $350,000 in her super. I've got $741,000 in my super.\n\nChannel 0: Yep. Yep.\n\nChannel 1: Would take the 50,000 out of oh, it'll be more because I've gotta pay the interest as well.\n\nChannel 0: Yes. So you need\n\nChannel 1: Yeah.\n\nChannel 0: a payout figure. Yeah.\n\nChannel 1: Yeah. That's what I need to do is ring the bank.\n\nChannel 0: Can I make a little suggestion for you? So\n\nChannel 1: And\n\nChannel 0: how old is Camilla at the moment?\n\nChannel 1: Yeah. She just turned 60.\n\nChannel 0: Okay. And is she she's still working. Right?\n\nChannel 1: Yes.\n\nChannel 0: Is she working more than ten hours per week?\n\nChannel 1: Yes.\n\nChannel 0: Yes. So, realistically, she won't be able to access that money from her super until she fully retires. So between 60 to 65, you have to meet the condition of release. You have to stop working with the intention to retire or\n\nChannel 1: Yep.\n\nChannel 0: drop your hours below ten hours per week. So the yeah. But her super, because she's under 67, is not assessed by Centrelink at this point. So whilst everything jointly, your at your, you know, your cars, your boats, caravans, your savings account, your super is all gonna be assessed by Centrelink for the age pension. Hers is actually sheltered.\n\nHers is not assessed until she reaches age 67. So taking that extra money out of your super could provide greater benefit because you're taking it out of the super system, which is assessed by Centrelink, putting it into your home, which is an exempt asset, which means that when you give them the updated super statement, you've got that money left. You've got a little bit less in your super for them to assess. Does that make sense? Yeah.\n\nChannel 1: Yep. Because I\n\nChannel 0: And\n\nChannel 1: asked her I asked him if she wanted to swap over to to you guys.\n\nChannel 0: yeah.\n\nChannel 1: 24, but she said no.\n\nChannel 0: That's\n\nChannel 1: I don't\n\nChannel 0: okay.\n\nChannel 1: know. I said they make good money for you. I said in seven years, your 350 might be another 350.\n\nChannel 0: Yeah. Yeah. The only sort of thing I would wanna say is if I do provide updated advice when it comes to because Centrelink is an aspect of that, to a limited extent, I would wanna make sure I scope her into it. I don't have to do any advice for her around that, but it's just making sure we understand enough about your total circumstances, and that includes your part and circumstances to provide updated advice. Did you wanna did you wanna look at taking the money?\n\nDo you are you sort of just gonna speak to the bank and get a payout figure and then look at taking the money out of super, or what's your thoughts around accessing that money to pay off your\n\nChannel 1: Yes.\n\nChannel 0: mortgage?\n\nChannel 1: That that that's what we'll do.\n\nChannel 0: Yep. Yep.\n\nChannel 1: Okay?\n\nChannel 0: So we've got we've got two options that you'll be able to do. One is I can provide personalized advice where I show you an advice document on drawing the money out, how that looks for you so far, you know, the outcome. If you wanna draw a bit of a a regular pension payment down, we can do that for you as well. And I can provide a whole advice document around moving you into pension phase, drawing down an income, the access to Centrelink, how that looks for you, and drawing the money down to pay your mortgage. Or you can just call and give us directions and say, hey, Dana.\n\nI just wanna take that that money out for my mortgage. I need this amount. And you tell us give us the direction whether you want it paid out of, you know, your super, when you want it paid out, if you want it paid proportionately across all of your investments. And you can do it under a transaction without advice, which means it's a faster process, and you're just giving us the direction to withdraw the money to your bank account. Does that make sense?\n\nChannel 1: Yep. Can\n\nChannel 0: Yeah.\n\nChannel 1: you put\n\nChannel 0: So\n\nChannel 1: that\n\nChannel 0: this\n\nChannel 1: in your email as well?\n\nChannel 0: yeah. Absolutely. Absolutely. And, looking, if Camilla wants to have a bit of a chat, I don't have to give her any advice. But if she wants to be included\n\nChannel 1: No.\n\nChannel 0: in the conversation with you, it's absolutely fine because this\n\nChannel 1: She's\n\nChannel 0: is all\n\nChannel 1: in\n\nChannel 0: about\n\nChannel 1: bed.\n\nChannel 0: you. Sorry?\n\nChannel 1: She's in\n\nChannel 0: Oh, lucky. But\n\nChannel 1: bed.\n\nChannel 0: no. Look. If she ever wanted to just be included, we don't have to do any advice for her. Don't have to bring her on board or anything like that. It's more just about including both of you guys in the conversation so she can kind of get an understanding of what we're doing to help you and how it works.\n\nShe doesn't have to seek any advice. And if she decides she wants to look at coming on board, I'm more than happy to have that conversation, explain what advisers do, how we do it, and we can always, you know, just to start off small. I don't ever want anyone to feel like they have to come on board in any way, shape, or form, but, yeah, just, you know, work the conversation down the track if she's open to having it or even if we're just updating advice on yourself just so she can understand how the advice works and how the benefit is to both of you as well for what we're doing. Okay?\n\nChannel 1: Yep.\n\nChannel 0: Yeah. All good.\n\nChannel 1: Alright.\n\nChannel 0: Yeah. All good. Well, so far, everything looks like it's okay. So you're from what I understand, you're happy just applying for the age pension. Did you want any advice around the age pension application, or are you happy just to give it a go and see what happens and maybe just ask any additional questions you have\n\nChannel 1: Well,\n\nChannel 0: as\n\nChannel 1: We got to a stage\n\nChannel 0: yep.\n\nChannel 1: where we needed a SPIN number, but my sister my my sister's a JPS. She found all that.\n\nChannel 0: Okay.\n\nChannel 1: So that's where we hit a roadblock. But this bit about the 20 or the second twenty sixth about the house, me owning the house for two months is we've gotta get that fixed. And that's only\n\nChannel 0: Yes.\n\nChannel 1: true. I I think that was while I was doing the applying for the doll.\n\nChannel 0: Yes.\n\nChannel 1: And they screwed up somehow and put down that that we've only moved been in this house for two two months.\n\nChannel 0: Yeah. Okay.\n\nChannel 1: When goes, when did you move in? I said, '98. And she goes, why is that there? And it says that I had moved into this house in in February, and I don't know what they've done.\n\nChannel 0: Yeah. That's really strange. Yeah. So do you have any documentation to show like, do you still have any of the documents from when you purchased the house, like the\n\nChannel 1: All\n\nChannel 0: sales?\n\nChannel 1: all the all the all the stuff that I sat down and, like, trying to deal with sending me is bloody\n\nChannel 0: It's hard. Yeah.\n\nChannel 1: hard. And, like, when we sat down with a woman to go through all the details, you know, get all the information,\n\nChannel 0: Mhmm.\n\nChannel 1: there was one one paper. I think it was a the way they'd written it on the on the sheet that we needed to provide was\n\nChannel 0: Mhmm.\n\nChannel 1: pretty, you know, out there. So\n\nChannel 0: Yep.\n\nChannel 1: Camilla just thought it was a a an in something to do with the tax from\n\nChannel 0: Yep.\n\nChannel 1: last year.\n\nChannel 0: Yep.\n\nChannel 1: She goes, you got the wrong form. And Camilla goes, no. I haven't. She said on that paper there, it says that she should\n\nChannel 0: Yep.\n\nChannel 1: know enough about it's your actual tax return from last year.\n\nChannel 0: Yep.\n\nChannel 1: She said, well, why don't you write on the tax return for previous year? And she goes, well, we don't have to do that. My my wife swore it did. And the the woman behind the counter goes, she says, if you swear again, I'll kick you out.\n\nChannel 0: Oh, no.\n\nChannel 1: You know? Because we sat there for so long. You know? It's\n\nChannel 0: Yep.\n\nChannel 1: a and I just and then then it crashed.\n\nChannel 0: Yep.\n\nChannel 1: And it the government one we were doing the other day with my sister,\n\nChannel 0: Yep.\n\nChannel 1: that crashed.\n\nChannel 0: Oh, no.\n\nChannel 1: It's it's I don't know what what I don't know why I why it does it. It did it, but we got we got pretty well nearly through it, and then it\n\nChannel 0: Yes.\n\nChannel 1: all dropped out and then couldn't save it, so we gotta go back. So this friend and my sister, Ness, who deals with Sendling because my sister's pretty she's pretty savvy, but Ness is even savvier.\n\nChannel 0: Mhmm. Yeah.\n\nChannel 1: So I've got an appointment with her tomorrow\n\nChannel 0: Yep.\n\nChannel 1: at 10:00.\n\nChannel 0: Yep.\n\nChannel 1: I'll get Miller to bring the bank tomorrow or today\n\nChannel 0: Yep.\n\nChannel 1: and find out what a final payout figure is because we need that to move forward in either either retiring or getting a job. Just on my phone\n\nChannel 0: Yes.\n\nChannel 1: at\n\nChannel 0: Yeah.\n\nChannel 1: the moment, there's two jobs that I applied for,\n\nChannel 0: Mhmm.\n\nChannel 1: And there are only many more jobs. They're only at $38 an hour. Like, I was on shit. At the port, I was on about $83 an hour.\n\nChannel 0: Yep.\n\nChannel 1: So, you know, it's a a massive drop, but it's still putting money in the bank and still\n\nChannel 0: Yes.\n\nChannel 1: paying the bills.\n\nChannel 0: Yeah.\n\nChannel 1: The biggest bill we've got is the house.\n\nChannel 0: Yep.\n\nChannel 1: And during COVID, like, we we never dropped the rate of what we're paying because everybody had the chance to, you know because because of the situation we're in in Australia, you know, if people were\n\nChannel 0: Yep.\n\nChannel 1: struggling to pay their mortgage, they lowered the mortgage rate for them so they could or deferred\n\nChannel 0: Yep.\n\nChannel 1: it until blah blah blah. But we just because I was working full time, I I just kept paying I think it was web I don't know. Camilla does it all. I don't if you see a fellow with the purge, I'll be buggered.\n\nChannel 0: Yeah.\n\nChannel 1: But we we just and then they rang us and said, oh, you know, you you you're paying too much. I thought, well, too much is better than too little means you're getting rid of it quick.\n\nChannel 0: Yes. Yeah.\n\nChannel 1: So,\n\nChannel 0: Definitely.\n\nChannel 1: yeah, they made us change it for some reason. I don't does all that. I don't ask questions because it's way above my head.\n\nChannel 0: Yeah. No. That's okay. Well, feel free to let me know what you wanna do moving forward. If you decide you do wanna look at advice, I can absolutely help you out.\n\nYou're an ongoing client, so we're here to help you.\n\nChannel 1: Yep.\n\nChannel 0: To give you an idea and I'll put this in the email to kinda clarify so you can have a chat to Camilla about what you guys wanna do moving forward. But\n\nChannel 1: Yep.\n\nChannel 0: when it comes to personal advice, we can look at structures on how best to structure your super so that you get, you know, as much age pension as possible to maximize age pension as ways of sheltering money. I would need to take Camilla's circumstances, income, and super into consideration for that sort of thing. It's very limited, though. We don't have to bring her on board. She doesn't have to pay a fee or anything.\n\nIt's just making sure we understand your whole family circumstances to the fullest to make sure the advice is appropriate because Centrelink cable that into consideration. We can advise on, you know, the expected pension payment received. We can't apply for it for you, but we can give you advice on how to structure everything else and how to so that you can maximize the age pension benefit there for you as well. We can always look at moving you into pension phase and drawing down a regular income to supplement what you don't have at the moment to cover the bills. And there's other things that we can definitely do to help.\n\nSo it just comes down to what you guys want us to do and what level of advice. Or if you just wanna draw down the money as a transaction with that advice to pay the mortgage, you can do that, and you can just direct me to do that as well. Okay?\n\nChannel 1: Was there within the North what I got paid out from the port for my long service, they've been annually.\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: And, like, it was, like, in the when did I finish the December 18? We spent $15,000.\n\nChannel 0: Okay. Yeah. Wow.\n\nChannel 1: So we're down to around $35.30, $30,000 in the bank. But\n\nChannel 0: Okay.\n\nChannel 1: see that that that's that's what we're living off and plus Camilla's what Camilla's wage goes in each, I think, week. I think she gets paid weekly.\n\nChannel 0: Yes.\n\nChannel 1: Because she only works not full hours. She works, like, Monday, nine till three, Tuesday, nine till one, Wednesday off, and then Friday Thursday and Friday is nine till three.\n\nChannel 0: Yep.\n\nChannel 1: So she's not a full time full time employee.\n\nChannel 0: Yep. The part time. Yeah.\n\nChannel 1: But the the the people she works for, the travel consultant company business, really\n\nChannel 0: Yeah.\n\nChannel 1: look after her. Because she does\n\nChannel 0: Oh,\n\nChannel 1: she's\n\nChannel 0: that's\n\nChannel 1: very\n\nChannel 0: really nice.\n\nChannel 1: it does they gave her a thousand dollar bonus this year\n\nChannel 0: Oh, that's lovely. Yeah.\n\nChannel 1: because of the work she does. And she's going to Canada in July for free.\n\nChannel 0: Yep.\n\nChannel 1: So normally, I take holidays and stay home and look after this little ball of fluff that's laying next to me because somebody's gonna feed the animals. So I used\n\nChannel 0: Yes.\n\nChannel 1: to take and because I can't go on these things because they they're done by, like, companies like APT, Scenic, things like that. So they they might have bought out a new, what do you call it? How would you call it? A a travel thing where you can go and see things, do this. And\n\nChannel 0: Like a tour?\n\nChannel 1: yeah. So they go\n\nChannel 0: Yeah.\n\nChannel 1: over first, have a look at what it is, and\n\nChannel 0: Yeah.\n\nChannel 1: then and then, you know, you know, this is pretty good. So, you know,\n\nChannel 0: Yeah.\n\nChannel 1: she comes home with notes and all sorts of stuff and brochures and\n\nChannel 0: No.\n\nChannel 1: presents for me.\n\nChannel 0: Yep.\n\nChannel 1: And so when people come in like yourselves, Stacy, you've viewed the QMWA and you went into Teddy\n\nChannel 0: Mhmm.\n\nChannel 1: Rice and you said, oh, can I I I wanna go and haul out to Canada and call me a little bit today? Oh, well, I've just been there and with this we've got this package, but there's other packages as well. So, yeah,\n\nChannel 0: Yep.\n\nChannel 1: it's she's been at it for a long time, and she's pretty good at it.\n\nChannel 0: Yeah. Oh, wow. She sounds amazing, honestly, and Canada\n\nChannel 1: Well,\n\nChannel 0: sounds incredible.\n\nChannel 1: two of the clients invited us out to their place a couple of weeks ago for lunch. And then was it yesterday she came home? Yeah. Yesterday. She came home with Anzac biscuits that this lady had made for her as well\n\nChannel 0: Oh, wow.\n\nChannel 1: because they're repeat clients.\n\nChannel 0: Yeah.\n\nChannel 1: My ex farmers, so they so they're a little wealthy.\n\nChannel 0: Yeah.\n\nChannel 1: And so when they go on holiday, they like holiday.\n\nChannel 0: Yeah. Oh, wow. That sounds fantastic.\n\nChannel 1: Yep.\n\nChannel 0: Oh, that's\n\nChannel 1: Where\n\nChannel 0: awesome.\n\nChannel 1: every the everyday Joe Blow goes, skip script as much as you can. The cheapest flights. Cheapest hotels. But that's the way it is.\n\nChannel 0: Yeah. No. That's okay. Beautiful. Well, if you like, what I can do is I can generate that email for you.\n\nI'll pop in there a bit of detail around what Centrelink is gonna request and ask for. I can pop in there the thresholds that they have for you guys to review as well. And then I can put in there as well a bit of detail on what kind of personal advice we can provide that's helping you out or\n\nChannel 1: Yep.\n\nChannel 0: the information around us requesting the the transaction without advice to draw down the money for the the loan repayment. Okay?\n\nChannel 1: Okay.\n\nChannel 0: And then you can let me know what you wanna do.\n\nChannel 1: Yep. Tomorrow when I go and see my sister and the lady who's named in this,\n\nChannel 0: Yep.\n\nChannel 1: if I have any questions, can I ring you?\n\nChannel 0: Yep.\n\nChannel 1: Or\n\nChannel 0: Yeah. Absolutely.\n\nChannel 1: yep.\n\nChannel 0: Absolutely. I\n\nChannel 1: Alright.\n\nChannel 0: do have a couple of calls throughout the day, but if you need anything, just call. If I'm available, I'll make sure I take the call there and then. I'll let the team know to stop me no matter what I'm doing. If I'm on a phone call, I'll try to call you back straight away. Okay?\n\nChannel 1: Yep. Yep. Not a problem.\n\nChannel 0: Yep. All good. What time are you going to see him tomorrow?\n\nChannel 1: I'm gonna be I've gotta go and give have some blood taken for blood test\n\nChannel 0: Mhmm.\n\nChannel 1: at 07:30, and then I was just\n\nChannel 0: Yep.\n\nChannel 1: gonna come back because you can't I have to pass.\n\nChannel 0: Okay.\n\nChannel 1: I was gonna come back and have breakfast and then go to my sister's place, which is about thirty five minutes away.\n\nChannel 0: Yep.\n\nChannel 1: So and then we were gonna go down into Harvey and then see Ness and sit down and belt it out.\n\nChannel 0: Okay.\n\nChannel 1: Even if we\n\nChannel 0: Perfect.\n\nChannel 1: even if we just set it up and have it\n\nChannel 0: Yep.\n\nChannel 1: sitting there just in case I I change my mind and and one of these jobs come through.\n\nChannel 0: Yep.\n\nChannel 1: I don't really wanna go back to work. I've been on the ass for four months.\n\nChannel 0: Yeah.\n\nChannel 1: I\n\nChannel 0: No.\n\nChannel 1: like\n\nChannel 0: That's\n\nChannel 1: it.\n\nChannel 0: okay. Yeah. No. Definitely. I mean, if you decide you don't wanna go back and you wanna retire fully and just, you know, enjoy golfing and your other hobbies and, you know, enjoy this some time for yourself, there's nothing wrong with that in any way, shape, or form.\n\nAnd,\n\nChannel 1: I've been I've\n\nChannel 0: you know, we\n\nChannel 1: been\n\nChannel 0: can\n\nChannel 1: working\n\nChannel 0: always supplement sorry. You're at\n\nChannel 1: since I was 15. You know? It's it's a long time.\n\nChannel 0: yeah. Absolutely. It's fine for you. Absolutely. And, look, as I said, you're at an age where you can be if you're getting the age pension and Camilla is doing some work and you need a little bit more to supplement, we can draw down a bit of an income out of out of your super in pension phase to kinda help you along.\n\nAnd\n\nChannel 1: Yes.\n\nChannel 0: we'll keep monitoring things. You don't stop in a client. Through pension phase, we're still here to help you, still do reviews, still guide you along.\n\nChannel 1: Yes.\n\nChannel 0: I'd probably just wanna reassess, you know, the amount of risk that you're taking, maybe do a risk profile to see if we drop your portfolio risk a little bit more and maybe move you into something a bit more conservative for drawing a bit\n\nChannel 1: Yeah.\n\nChannel 0: of income.\n\nChannel 1: I think that might be a good idea.\n\nChannel 0: Yep.\n\nChannel 1: So even though I've while I'm retired, my my super is still making money.\n\nChannel 0: Yeah. Absolutely.\n\nChannel 1: So 20\n\nChannel 0: So\n\nChannel 1: four.\n\nChannel 0: normally\n\nChannel 1: Yep.\n\nChannel 0: yeah. Correct. So while there's no contributions going in, normally, when you're in that retirement phase, we look at something a little bit more conservative, so a bit more defensive where you take less risk in those growth assets like Australian international shares and property and things like that. And\n\nChannel 1: Yep.\n\nChannel 0: you move into more lower risk investments like cash, bonds, fixed interest. You still have some of those individual those growth assets that you're kind of swapping it out and having more of those defensive investments than you do of those growth investments. So you're taking less risk in the market. But because you're drawing income out, you wanna make sure your portfolio is also generating income. So dividends and income that gets paid out of those to help with what you're drawing down on a regular basis for income, but also so it gets reinvested back in for compounding.\n\nSo\n\nChannel 1: Yeah.\n\nChannel 0: it's, you\n\nChannel 1: I\n\nChannel 0: know,\n\nChannel 1: should\n\nChannel 0: looking\n\nChannel 1: get on\n\nChannel 0: at\n\nChannel 1: the plane. I should get on the plane and come over to Queensland and sit down and talk with you properly instead of\n\nChannel 0: absolutely.\n\nChannel 1: over the phone.\n\nChannel 0: Yeah. Absolutely. If you decided to, let me know. I'll definitely make a lot of time for you. We can send it out.\n\nBut\n\nChannel 1: You'd\n\nChannel 0: yeah.\n\nChannel 1: have to you'd have to do most of it on the golf course because apparently you got some really good golf courses over there. I could pop you in\n\nChannel 0: Well,\n\nChannel 1: the cart with me.\n\nChannel 0: yep. That sounds great.\n\nChannel 1: Just say the but this is look. I've gotta go out with Neil today because I've\n\nChannel 0: Yep.\n\nChannel 1: we're we're gonna sort of have some stuff, but I need to be out of\n\nChannel 0: Yeah.\n\nChannel 1: the office.\n\nChannel 0: Yep. Yep. No. Honestly, if you ever did, I would a 110 be there for you. It would not be an issue at\n\nChannel 1: Well,\n\nChannel 0: all.\n\nChannel 1: I I I remember when I joined Oakview and and\n\nChannel 0: Yep.\n\nChannel 1: Bart was just it. He was the boss, and his\n\nChannel 0: Yep.\n\nChannel 1: wife was, like, his secretary, and I know she's just had a baby.\n\nChannel 0: Yes. Yeah.\n\nChannel 1: Samantha told me is it Samantha?\n\nChannel 0: Yes. Yeah.\n\nChannel 1: Yep. Yes. She told me the other day. Yes. She said, yeah, he's a double dad.\n\nChannel 0: Yes.\n\nChannel 1: Two\n\nChannel 0: Yes. The new baby there.\n\nChannel 1: two two two\n\nChannel 0: It's world\n\nChannel 1: little\n\nChannel 0: changing.\n\nChannel 1: boys.\n\nChannel 0: Yep. They're so cute.\n\nChannel 1: Alright. I'll let you guys know you're a busy girl.\n\nChannel 0: No. That's okay. Not a problem at all. Well, I'll send you the email afterwards, and then you can let me know what you'd like to do. Did you want me to maybe book in a time next week for me to call you back and maybe touch base and answer any questions.\n\nI mean, if you have questions tomorrow while you're seeing the the doing the settling stuff, feel free to call me. I will I'll let everyone here know to stop me and, you\n\nChannel 1: Yep.\n\nChannel 0: know, I'll take the call. If I'm on another call, I'll call you straight back as soon as I'm off. So I'll I'll promise\n\nChannel 1: I understand\n\nChannel 0: you that.\n\nChannel 1: you. You're busy\n\nChannel 0: Yeah. No.\n\nChannel 1: doing\n\nChannel 0: That's okay. Yeah. That's okay. I always make time for\n\nChannel 1: what\n\nChannel 0: you, Neil. But did you want me to do a bit of a catch up\n\nChannel 1: you're\n\nChannel 0: for next week as well, or do you wanted to see how tomorrow goes and I'll send you\n\nChannel 1: doing.\n\nChannel 0: this in\n\nChannel 1: I was here.\n\nChannel 0: this email?\n\nChannel 1: I'll I'll\n\nChannel 0: Yeah.\n\nChannel 1: I'll I'll tend to book one for next week. So Wednesday would be the best day.\n\nChannel 0: Yep. That's okay. I have the current time fully booked. So between ten to eleven, my time is full at the moment. But would I be able to do it at, say, 11:30 next this time next week?\n\nSay 11:30. Yep.\n\nChannel 1: Yes. 11:30\n\nChannel 0: Perfect.\n\nChannel 1: your time.\n\nChannel 0: Yep. Yep. So that's what? 11:30.\n\nChannel 1: Nine thirty.\n\nChannel 0: 09:30\n\nChannel 1: Nine thirty.\n\nChannel 0: your time.\n\nChannel 1: Yep.\n\nChannel 0: Yeah. That's\n\nChannel 1: Because I've\n\nChannel 0: okay.\n\nChannel 1: got up a go\n\nChannel 0: I'll\n\nChannel 1: I've got up four to six this morning.\n\nChannel 0: oh, did you?\n\nChannel 1: Well, I had to have a brekkie.\n\nChannel 0: Yeah.\n\nChannel 1: I've had two cups of tea and made my little friend here happy by giving him\n\nChannel 0: Yeah.\n\nChannel 1: a nice pat.\n\nChannel 0: Yeah.\n\nChannel 1: A cat's asset? Because they're our children. We didn't we never had kids.\n\nChannel 0: Oh, no. That's okay. Animals are just as expensive as children, if not just as nice. I've got children and animals, and my animals are definitely my\n\nChannel 1: Yep. We've got little cremation boxes. I've got mainly cats and one dog\n\nChannel 0: kids. Yeah.\n\nChannel 1: up there. I've got six of them. I've got\n\nChannel 0: Yep.\n\nChannel 1: four horse four horses in the ground.\n\nChannel 0: Wow.\n\nChannel 1: I've got a little little black one. Camilla bought home on Christmas. She's now 20.\n\nChannel 0: Yep.\n\nChannel 1: She's just come back from the vet, and she's put on white, and Camilla's really happy because, like, she's deaf as a post, but she's a beautiful little girl.\n\nChannel 0: Yeah.\n\nChannel 1: I'm a pussycat.\n\nChannel 0: Oh, that's lovely. That's\n\nChannel 1: I might\n\nChannel 0: excellent.\n\nChannel 1: get another dog. If I retire, I might get another Blue Heeler.\n\nChannel 0: Yeah. Nice. They're gorgeous dogs.\n\nChannel 1: I've I've had two Blueys over thirty years.\n\nChannel 0: Yeah.\n\nChannel 1: They both lasted they both died at 14, and\n\nChannel 0: Wow.\n\nChannel 1: and and I I don't people these people that get animals and they die, and next day I go and buy another one or get another dog. I I couldn't do that. I got a great first.\n\nChannel 0: Yes.\n\nChannel 1: So I waited two years and we found one in Boyan up at the market. What\n\nChannel 0: Yep.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.96,"end":1.46,"sentiment":"neutral","sentiment_score":0.028034387156367305}],"sentiment":"neutral","sentiment_score":0.028034387156367305,"channel":1,"num_words":1,"start":0.96,"end":1.46},{"sentences":[{"text":"Hi, Neil.","start":2.32,"end":2.8799999,"sentiment":"neutral","sentiment_score":0.10656124353408813},{"text":"It's Dana from Oakley Financial.","start":2.8799999,"end":4.5,"sentiment":"neutral","sentiment_score":0.13392049968242645},{"text":"How are you this morning?","start":4.56,"end":5.7,"sentiment":"neutral","sentiment_score":0.20834050476551055}],"sentiment":"neutral","sentiment_score":0.16036895910898843,"channel":0,"num_words":12,"start":2.32,"end":5.7},{"sentences":[{"text":"Alright.","start":6.24,"end":6.64,"sentiment":"neutral","sentiment_score":0.17968377470970154},{"text":"How are you?","start":6.64,"end":7.54,"sentiment":"neutral","sentiment_score":0.17825410763422647}],"sentiment":"neutral","sentiment_score":0.17861152440309525,"channel":1,"num_words":4,"start":6.24,"end":7.54},{"sentences":[{"text":"I'm very well.","start":7.8399997,"end":8.8,"sentiment":"positive","sentiment_score":0.6145886778831482},{"text":"Thank you.","start":8.8,"end":9.44,"sentiment":"positive","sentiment_score":0.6864698231220245},{"text":"I had you booked in this morning just to have a bit of a chat about your applying for Stem to engage pension.","start":9.44,"end":13.86,"sentiment":"neutral","sentiment_score":0.1740106975902682}],"sentiment":"neutral","sentiment_score":0.2578197044453451,"channel":0,"num_words":28,"start":7.8399997,"end":13.86},{"sentences":[{"text":"Yes.","start":14.88,"end":15.38,"sentiment":"neutral","sentiment_score":0.20820792019367215}],"sentiment":"neutral","sentiment_score":0.20820792019367215,"channel":1,"num_words":1,"start":14.88,"end":15.38},{"sentences":[{"text":"Yeah.","start":15.765,"end":16.085001,"sentiment":"neutral","sentiment_score":0.27432066202163696},{"text":"All good.","start":16.085001,"end":16.405,"sentiment":"positive","sentiment_score":0.5304922461509705},{"text":"Is now still a good time there for you?","start":16.405,"end":18.505001,"sentiment":"positive","sentiment_score":0.427844289276335}],"sentiment":"positive","sentiment_score":0.43215864648421604,"channel":0,"num_words":12,"start":15.765,"end":18.505001},{"sentences":[{"text":"Yeah.","start":18.744999,"end":19.244999,"sentiment":"neutral","sentiment_score":0.213949590921402}],"sentiment":"neutral","sentiment_score":0.213949590921402,"channel":1,"num_words":1,"start":18.744999,"end":19.244999},{"sentences":[{"text":"Yeah.","start":19.605,"end":20.005001,"sentiment":"neutral","sentiment_score":0.2980818748474121},{"text":"Fantastic.","start":20.005001,"end":20.505001,"sentiment":"positive","sentiment_score":0.5439098477363586},{"text":"I can see here your conversation we had with my colleague the other day.","start":21.525,"end":24.565,"sentiment":"neutral","sentiment_score":0.28228615650108885},{"text":"But before we jump into the call and go through things, I do just need to let you know, Neil, we do record our calls for quality and training purposes.","start":24.565,"end":30.949999,"sentiment":"neutral","sentiment_score":0.17539936949809393},{"text":"Are you happy for me to proceed with that?","start":31.33,"end":33.67,"sentiment":"neutral","sentiment_score":0.2715338104301029}],"sentiment":"neutral","sentiment_score":0.2272687871347774,"channel":0,"num_words":55,"start":19.605,"end":33.67},{"sentences":[{"text":"Yep.","start":35.05,"end":35.55,"sentiment":"neutral","sentiment_score":0.09592220187187196}],"sentiment":"neutral","sentiment_score":0.09592220187187196,"channel":1,"num_words":1,"start":35.05,"end":35.55},{"sentences":[{"text":"Yep.","start":35.89,"end":36.29,"sentiment":"neutral","sentiment_score":0.1529281586408615},{"text":"Fantastic.","start":36.29,"end":36.79,"sentiment":"positive","sentiment_score":0.48109865188598633},{"text":"And I just I'm discussing your personal information, so I'll do security with you as well.","start":36.85,"end":40.93,"sentiment":"neutral","sentiment_score":0.20333612896502018},{"text":"I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":40.93,"end":45.03,"sentiment":"neutral","sentiment_score":0.13794260509312153}],"sentiment":"neutral","sentiment_score":0.17490149936393687,"channel":0,"num_words":38,"start":35.89,"end":45.03},{"sentences":[{"text":"Neil Allen.","start":46.235,"end":47.135002,"sentiment":"neutral","sentiment_score":0.008807881269603968},{"text":"9 To The 459 PO Box 2","start":48.235,"end":51.115,"sentiment":"neutral","sentiment_score":0.009921440056392125}],"sentiment":"neutral","sentiment_score":0.009673982548216978,"channel":1,"num_words":9,"start":46.235,"end":51.115},{"sentences":[{"text":"Yep.","start":50.964996,"end":51.464996,"sentiment":"neutral","sentiment_score":0.016336917877197266}],"sentiment":"neutral","sentiment_score":0.016336917877197266,"channel":0,"num_words":1,"start":50.964996,"end":51.464996},{"sentences":[{"text":"05 Boyanup Or 16 Paper Bar Close Boyanup.","start":51.115,"end":54.495003,"sentiment":"neutral","sentiment_score":0.01717201608698815}],"sentiment":"neutral","sentiment_score":0.01717201608698815,"channel":1,"num_words":8,"start":51.115,"end":54.495003},{"sentences":[{"text":"Beautiful.","start":55.284996,"end":55.784996,"sentiment":"positive","sentiment_score":0.47240376472473145},{"text":"Thank you so much for that.","start":55.925,"end":57.704998,"sentiment":"positive","sentiment_score":0.6182874937852224},{"text":"So having a look at the the note that you the conversation you had with my colleague, Michelle, the other day that you're wanting to you're starting to apply for the age pension now through Centrelink.","start":58.324997,"end":67.84,"sentiment":"neutral","sentiment_score":0.1771636630098025}],"sentiment":"neutral","sentiment_score":0.24558187432067338,"channel":0,"num_words":43,"start":55.284996,"end":67.84},{"sentences":[{"text":"Yes.","start":68.520004,"end":69.020004,"sentiment":"neutral","sentiment_score":0.1034800112247467}],"sentiment":"neutral","sentiment_score":0.1034800112247467,"channel":1,"num_words":1,"start":68.520004,"end":69.020004},{"sentences":[{"text":"Yeah.","start":69.58,"end":69.979996,"sentiment":"neutral","sentiment_score":0.1772874891757965},{"text":"Fantastic.","start":69.979996,"end":70.479996,"sentiment":"positive","sentiment_score":0.3665112853050232},{"text":"Fantastic.","start":70.86,"end":71.36,"sentiment":"positive","sentiment_score":0.3415220081806183},{"text":"Having a look here, I can see that one of the comp part of the conversation was that you're also looking at sort of paying off or you've got here you've got $80,000 left in your home, and you wanted to sort of pay this off.","start":72.315,"end":82.475,"sentiment":"neutral","sentiment_score":0.12577107524418313},{"text":"Is that right?","start":82.475,"end":83.295,"sentiment":"neutral","sentiment_score":0.12028520305951436}],"sentiment":"neutral","sentiment_score":0.13522395871293086,"channel":0,"num_words":52,"start":69.58,"end":83.295},{"sentences":[{"text":"That's correct.","start":83.604996,"end":84.325,"sentiment":"neutral","sentiment_score":0.10049143061041832},{"text":"Yes.","start":84.325,"end":84.72,"sentiment":"neutral","sentiment_score":0.09053359180688858}],"sentiment":"neutral","sentiment_score":0.09717215100924174,"channel":1,"num_words":3,"start":83.604996,"end":84.72},{"sentences":[{"text":"Yeah.","start":84.97,"end":85.369995,"sentiment":"neutral","sentiment_score":0.09349539130926132},{"text":"Yeah.","start":85.369995,"end":85.61,"sentiment":"neutral","sentiment_score":0.13674108684062958},{"text":"Beautiful.","start":85.61,"end":86.09,"sentiment":"neutral","sentiment_score":0.2800152599811554},{"text":"Now have you started the application for age pension, or were you sort of up to with that?","start":86.09,"end":90.67,"sentiment":"neutral","sentiment_score":0.06350430866910352}],"sentiment":"neutral","sentiment_score":0.07872996638928141,"channel":0,"num_words":21,"start":84.97,"end":90.67},{"sentences":[{"text":"Yeah.","start":90.4,"end":90.72,"sentiment":"neutral","sentiment_score":-0.05101699009537697},{"text":"But we hit a few roadblocks, but with a SPIN number, but my sister found that.","start":90.72,"end":97.935,"sentiment":"neutral","sentiment_score":-0.09590557334013283},{"text":"So","start":98.895,"end":99.395,"sentiment":"neutral","sentiment_score":-0.03159409388899803}],"sentiment":"neutral","sentiment_score":-0.08983890319036113,"channel":1,"num_words":18,"start":90.4,"end":99.395},{"sentences":[{"text":"Okay.","start":99.064995,"end":99.564995,"sentiment":"neutral","sentiment_score":-0.03647572547197342}],"sentiment":"neutral","sentiment_score":-0.03647572547197342,"channel":0,"num_words":1,"start":99.064995,"end":99.564995},{"sentences":[{"text":"but I don't have to actually deal with Centrelink.","start":100.494995,"end":102.674995,"sentiment":"neutral","sentiment_score":-0.05674539299474822}],"sentiment":"neutral","sentiment_score":-0.05674539299474822,"channel":1,"num_words":9,"start":100.494995,"end":102.674995},{"sentences":[{"text":"Okay.","start":103.305,"end":103.805,"sentiment":"neutral","sentiment_score":-0.02064332738518715}],"sentiment":"neutral","sentiment_score":-0.02064332738518715,"channel":0,"num_words":1,"start":103.305,"end":103.805},{"sentences":[{"text":"There's a woman in Harvey, which is down the road from where I live, who","start":103.615,"end":109.935,"sentiment":"neutral","sentiment_score":0.0026351405307650567}],"sentiment":"neutral","sentiment_score":0.0026351405307650567,"channel":1,"num_words":15,"start":103.615,"end":109.935},{"sentences":[{"text":"Yes.","start":109.71999,"end":110.21999,"sentiment":"neutral","sentiment_score":0.02826143428683281}],"sentiment":"neutral","sentiment_score":0.02826143428683281,"channel":0,"num_words":1,"start":109.71999,"end":110.21999},{"sentences":[{"text":"deals direct with Centrelink on behalf of the Harvey people.","start":109.935,"end":114.09,"sentiment":"neutral","sentiment_score":0.035363249108195306}],"sentiment":"neutral","sentiment_score":0.035363249108195306,"channel":1,"num_words":10,"start":109.935,"end":114.09},{"sentences":[{"text":"Okay.","start":114.36,"end":114.86,"sentiment":"neutral","sentiment_score":0.04019295796751976}],"sentiment":"neutral","sentiment_score":0.04019295796751976,"channel":0,"num_words":1,"start":114.36,"end":114.86},{"sentences":[{"text":"So my sister squeezed me in.","start":114.71,"end":117.05,"sentiment":"neutral","sentiment_score":0.04052388357619444}],"sentiment":"neutral","sentiment_score":0.04052388357619444,"channel":1,"num_words":6,"start":114.71,"end":117.05},{"sentences":[{"text":"Okay.","start":117.479996,"end":117.979996,"sentiment":"neutral","sentiment_score":0.09305620193481444},{"text":"Fantastic.","start":118.119995,"end":118.619995,"sentiment":"neutral","sentiment_score":0.039701394736766815}],"sentiment":"neutral","sentiment_score":0.06637879833579063,"channel":0,"num_words":2,"start":117.479996,"end":118.619995},{"sentences":[{"text":"It just just says it just says you're going in there waiting and then, you know, normal stuff.","start":118.31,"end":125.385,"sentiment":"neutral","sentiment_score":-0.07157517390118705},{"text":"Sit there, wait, and then say, I wanna apply for the pension.","start":126.265,"end":128.585,"sentiment":"neutral","sentiment_score":-0.022047174628823996},{"text":"Alright.","start":128.585,"end":128.825,"sentiment":"neutral","sentiment_score":0.09797976911067964},{"text":"Do this, this, this, and this, see you later.","start":128.825,"end":130.685,"sentiment":"neutral","sentiment_score":0.058678580654992}],"sentiment":"neutral","sentiment_score":-0.02317080576904118,"channel":1,"num_words":40,"start":118.31,"end":130.685},{"sentences":[{"text":"Yeah.","start":130.295,"end":130.795,"sentiment":"neutral","sentiment_score":-0.006147459149360657}],"sentiment":"neutral","sentiment_score":-0.006147459149360657,"channel":0,"num_words":1,"start":130.295,"end":130.795},{"sentences":[{"text":"Get out.","start":130.825,"end":131.565,"sentiment":"neutral","sentiment_score":-0.023384960368275642}],"sentiment":"neutral","sentiment_score":-0.023384960368275642,"channel":1,"num_words":2,"start":130.825,"end":131.565},{"sentences":[{"text":"Okay.","start":131.175,"end":131.675,"sentiment":"neutral","sentiment_score":0.1412004828453064},{"text":"Yep.","start":132.07,"end":132.31,"sentiment":"neutral","sentiment_score":0.2731231451034546},{"text":"Beautiful.","start":132.31,"end":132.81,"sentiment":"positive","sentiment_score":0.7299246788024902},{"text":"Beautiful.","start":133.03,"end":133.43001,"sentiment":"positive","sentiment_score":0.6942285299301147}],"sentiment":"positive","sentiment_score":0.4596192091703415,"channel":0,"num_words":4,"start":131.175,"end":133.43001},{"sentences":[{"text":"So","start":133.38501,"end":133.625,"sentiment":"neutral","sentiment_score":0.26685407757759094}],"sentiment":"neutral","sentiment_score":0.26685407757759094,"channel":1,"num_words":1,"start":133.38501,"end":133.625},{"sentences":[{"text":"So she","start":133.43001,"end":133.83,"sentiment":"neutral","sentiment_score":0.1732211410999298}],"sentiment":"neutral","sentiment_score":0.1732211410999298,"channel":0,"num_words":2,"start":133.43001,"end":133.83},{"sentences":[{"text":"what","start":133.625,"end":133.865,"sentiment":"neutral","sentiment_score":0.16821815073490143}],"sentiment":"neutral","sentiment_score":0.16821815073490143,"channel":1,"num_words":1,"start":133.625,"end":133.865},{"sentences":[{"text":"fills","start":133.83,"end":134.07,"sentiment":"neutral","sentiment_score":0.1351262927055359}],"sentiment":"neutral","sentiment_score":0.1351262927055359,"channel":0,"num_words":1,"start":133.83,"end":134.07},{"sentences":[{"text":"she can","start":133.865,"end":134.185,"sentiment":"neutral","sentiment_score":0.10294030234217644}],"sentiment":"neutral","sentiment_score":0.10294030234217644,"channel":1,"num_words":2,"start":133.865,"end":134.185},{"sentences":[{"text":"out all","start":134.07,"end":134.31,"sentiment":"neutral","sentiment_score":0.1748555228114128}],"sentiment":"neutral","sentiment_score":0.1748555228114128,"channel":0,"num_words":2,"start":134.07,"end":134.31},{"sentences":[{"text":"do","start":134.185,"end":134.685,"sentiment":"neutral","sentiment_score":0.17470288276672363}],"sentiment":"neutral","sentiment_score":0.17470288276672363,"channel":1,"num_words":1,"start":134.185,"end":134.685},{"sentences":[{"text":"the paperwork for","start":134.31,"end":135.11,"sentiment":"neutral","sentiment_score":0.179131418466568}],"sentiment":"neutral","sentiment_score":0.179131418466568,"channel":0,"num_words":3,"start":134.31,"end":135.11},{"sentences":[{"text":"is","start":134.905,"end":135.405,"sentiment":"neutral","sentiment_score":0.14594517648220062}],"sentiment":"neutral","sentiment_score":0.14594517648220062,"channel":1,"num_words":1,"start":134.905,"end":135.405},{"sentences":[{"text":"you.","start":135.11,"end":135.61,"sentiment":"neutral","sentiment_score":0.1585092395544052}],"sentiment":"neutral","sentiment_score":0.1585092395544052,"channel":0,"num_words":1,"start":135.11,"end":135.61},{"sentences":[{"text":"set it all up and then just send","start":135.625,"end":137.38501,"sentiment":"neutral","sentiment_score":0.08644385309889913}],"sentiment":"neutral","sentiment_score":0.08644385309889913,"channel":1,"num_words":8,"start":135.625,"end":137.38501},{"sentences":[{"text":"Yeah.","start":137.27,"end":137.77,"sentiment":"neutral","sentiment_score":0.042863424867391586}],"sentiment":"neutral","sentiment_score":0.042863424867391586,"channel":0,"num_words":1,"start":137.27,"end":137.77},{"sentences":[{"text":"it in.","start":137.38501,"end":137.945,"sentiment":"neutral","sentiment_score":0.04870134778320789},{"text":"But what I wanna know is what sort of questions would they ask me when I applied for the pension?","start":137.945,"end":147.61,"sentiment":"neutral","sentiment_score":-0.04872676553204656}],"sentiment":"neutral","sentiment_score":-0.03986966432156888,"channel":1,"num_words":22,"start":137.38501,"end":147.61},{"sentences":[{"text":"Mhmm.","start":148.16501,"end":148.66501,"sentiment":"neutral","sentiment_score":-0.03941487520933151},{"text":"So sorry.","start":149.845,"end":150.485,"sentiment":"neutral","sentiment_score":-0.0748164989054203},{"text":"What sort of questions would Centrelink","start":150.485,"end":152.345,"sentiment":"neutral","sentiment_score":-0.08770941570401192}],"sentiment":"neutral","sentiment_score":-0.07947826302713817,"channel":0,"num_words":9,"start":148.16501,"end":152.345},{"sentences":[{"text":"Yeah.","start":152.085,"end":152.585,"sentiment":"neutral","sentiment_score":-0.05068901181221008}],"sentiment":"neutral","sentiment_score":-0.05068901181221008,"channel":1,"num_words":1,"start":152.085,"end":152.585},{"sentences":[{"text":"ask you?","start":152.485,"end":153.225,"sentiment":"neutral","sentiment_score":-0.06600233912467957}],"sentiment":"neutral","sentiment_score":-0.06600233912467957,"channel":0,"num_words":2,"start":152.485,"end":153.225},{"sentences":[{"text":"Yeah.","start":153.525,"end":153.765,"sentiment":"neutral","sentiment_score":-0.051913533359766006},{"text":"Like, look.","start":153.765,"end":154.505,"sentiment":"neutral","sentiment_score":-0.06209861859679222},{"text":"What what assets I've got?","start":154.885,"end":156.585,"sentiment":"neutral","sentiment_score":-0.08539022505283356},{"text":"How much money","start":156.725,"end":157.445,"sentiment":"neutral","sentiment_score":-0.07285041610399882}],"sentiment":"neutral","sentiment_score":-0.07469210401177406,"channel":1,"num_words":11,"start":153.525,"end":157.445},{"sentences":[{"text":"Yeah.","start":157.3,"end":157.8,"sentiment":"neutral","sentiment_score":-0.06160653382539749}],"sentiment":"neutral","sentiment_score":-0.06160653382539749,"channel":0,"num_words":1,"start":157.3,"end":157.8},{"sentences":[{"text":"I've got?","start":157.445,"end":158.085,"sentiment":"neutral","sentiment_score":-0.06281546130776405},{"text":"Okay.","start":158.085,"end":158.585,"sentiment":"neutral","sentiment_score":-0.030049627646803856}],"sentiment":"neutral","sentiment_score":-0.051893516754110657,"channel":1,"num_words":3,"start":157.445,"end":158.585},{"sentences":[{"text":"Yeah.","start":158.82,"end":159.22,"sentiment":"neutral","sentiment_score":-0.03166480362415314},{"text":"So what they're gonna do is they're gonna look at yourself and Kirsten as well.","start":159.22,"end":163.46,"sentiment":"neutral","sentiment_score":-0.029846601436535516},{"text":"So the both of you oh, sorry.","start":163.46,"end":164.66,"sentiment":"neutral","sentiment_score":-0.046162525457995277},{"text":"Camilla, your partners.","start":164.66,"end":165.8,"sentiment":"neutral","sentiment_score":-0.05306555579106013},{"text":"Your wife's name is Camilla.","start":166.1,"end":167.46,"sentiment":"neutral","sentiment_score":-0.05335045531392098}],"sentiment":"neutral","sentiment_score":-0.03962743378454639,"channel":0,"num_words":31,"start":158.82,"end":167.46},{"sentences":[{"text":"I'm so sorry.","start":167.46,"end":168.1,"sentiment":"neutral","sentiment_score":-0.1543279786904653},{"text":"I was looking at the wrong section here.","start":168.1,"end":169.875,"sentiment":"neutral","sentiment_score":-0.21644465997815132},{"text":"Yeah.","start":170.435,"end":170.675,"sentiment":"neutral","sentiment_score":-0.06428033113479614},{"text":"They're gonna ask about both of you because you're technically together as a couple.","start":170.675,"end":174.855,"sentiment":"neutral","sentiment_score":-0.015548591169395618},{"text":"Even though you're 67 and she's technically not, they're gonna ask about all your joint assets.","start":175.635,"end":181.315,"sentiment":"neutral","sentiment_score":-0.07830577180720866}],"sentiment":"neutral","sentiment_score":-0.08879509934091143,"channel":0,"num_words":42,"start":167.46,"end":181.315},{"sentences":[{"text":"So they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at.","start":181.315,"end":192.58,"sentiment":"neutral","sentiment_score":-0.05687576446395654},{"text":"When you think about your contents, if you turned your house upside down and everything fell out, that's considered content.","start":192.88,"end":198.5,"sentiment":"neutral","sentiment_score":-0.13254166655242444},{"text":"When","start":199.04,"end":199.28,"sentiment":"neutral","sentiment_score":-0.05987618491053581}],"sentiment":"neutral","sentiment_score":-0.08913785940472116,"channel":0,"num_words":47,"start":181.315,"end":199.28},{"sentences":[{"text":"Hello?","start":199.23999,"end":199.73999,"sentiment":"neutral","sentiment_score":-0.05816858261823654}],"sentiment":"neutral","sentiment_score":-0.05816858261823654,"channel":1,"num_words":1,"start":199.23999,"end":199.73999},{"sentences":[{"text":"we apply for Centrelink, I like to make sure everyone is aware Centrelink don't wanna know what your content is valued at for your insurance purposes.","start":199.28,"end":207.905,"sentiment":"neutral","sentiment_score":-0.1340981750534131},{"text":"They wanna know what your fire sale value was.","start":208.285,"end":210.765,"sentiment":"neutral","sentiment_score":-0.1676799472835329},{"text":"So if you needed money tomorrow and you had to have a garage sale today and you had everything on your front lawn, you'd be selling things for 50¢ a dollar.","start":210.765,"end":219.59,"sentiment":"neutral","sentiment_score":-0.2036167877415816},{"text":"You know, $5 at the very most probably to try and liquidate it to get rid of it fast.","start":219.73,"end":224.39,"sentiment":"neutral","sentiment_score":-0.2769277503615932},{"text":"So they want your fire sale value.","start":224.60999,"end":226.54999,"sentiment":"neutral","sentiment_score":-0.14852209389209747}],"sentiment":"neutral","sentiment_score":-0.19126876509124105,"channel":0,"num_words":92,"start":199.28,"end":226.54999},{"sentences":[{"text":"So, realistically, whenever I'm applying for Centrelink with some of my clients, we're looking at generally about a 10 to maybe $15,000 valuation on content.","start":226.96501,"end":237.945,"sentiment":"neutral","sentiment_score":0.02451753780245781},{"text":"And with your cars, they're gonna look at all that.","start":238.565,"end":240.93,"sentiment":"neutral","sentiment_score":0.011899287626147271},{"text":"So how what cars do you have, any boats, if you've got investment properties, which having a look here, you don't have.","start":241.01,"end":248.06999,"sentiment":"neutral","sentiment_score":0.00815140845423395},{"text":"They wanna know how much you have in all your savings accounts as well.","start":248.45,"end":251.48999,"sentiment":"neutral","sentiment_score":0.02591184021106788},{"text":"They're also gonna assess your wife's income because she's still working at the moment, isn't she?","start":251.48999,"end":256.455,"sentiment":"neutral","sentiment_score":0.023160607554018497}],"sentiment":"neutral","sentiment_score":0.018903422886612772,"channel":0,"num_words":87,"start":226.96501,"end":256.455},{"sentences":[{"text":"Yep.","start":256.66,"end":257.16,"sentiment":"neutral","sentiment_score":0.03853866085410118}],"sentiment":"neutral","sentiment_score":0.03853866085410118,"channel":1,"num_words":1,"start":256.66,"end":257.16},{"sentences":[{"text":"Yeah.","start":257.81497,"end":258.31497,"sentiment":"neutral","sentiment_score":0.06580587476491928}],"sentiment":"neutral","sentiment_score":0.06580587476491928,"channel":0,"num_words":1,"start":257.81497,"end":258.31497},{"sentences":[{"text":"I'm just writing things down here.","start":258.41998,"end":260.28,"sentiment":"neutral","sentiment_score":0.09483042483528455}],"sentiment":"neutral","sentiment_score":0.09483042483528455,"channel":1,"num_words":6,"start":258.41998,"end":260.28},{"sentences":[{"text":"You're right.","start":261.01498,"end":261.75497,"sentiment":"neutral","sentiment_score":0.1735089272260666},{"text":"I can send you an email after the call if you like with a bit of a breakdown on what they're sort of gonna wanna know.","start":261.97498,"end":267.51498,"sentiment":"neutral","sentiment_score":0.1727200783789158}],"sentiment":"neutral","sentiment_score":0.17277642472514085,"channel":0,"num_words":28,"start":261.01498,"end":267.51498},{"sentences":[{"text":"Oh, that'd be fantastic.","start":267.695,"end":268.755,"sentiment":"positive","sentiment_score":0.5248104333877563},{"text":"That","start":269.29498,"end":269.455,"sentiment":"neutral","sentiment_score":0.2548777163028717}],"sentiment":"positive","sentiment_score":0.4708238899707794,"channel":1,"num_words":5,"start":267.695,"end":269.455},{"sentences":[{"text":"Yeah.","start":269.43,"end":269.67,"sentiment":"neutral","sentiment_score":0.1327279508113861}],"sentiment":"neutral","sentiment_score":0.1327279508113861,"channel":0,"num_words":1,"start":269.43,"end":269.67},{"sentences":[{"text":"was","start":269.455,"end":269.955,"sentiment":"neutral","sentiment_score":0.07475226372480392}],"sentiment":"neutral","sentiment_score":0.07475226372480392,"channel":1,"num_words":1,"start":269.455,"end":269.955},{"sentences":[{"text":"That's okay.","start":269.67,"end":270.57,"sentiment":"neutral","sentiment_score":0.15342526137828827}],"sentiment":"neutral","sentiment_score":0.15342526137828827,"channel":0,"num_words":2,"start":269.67,"end":270.57},{"sentences":[{"text":"that's how it that's how it's me writing.","start":270.319,"end":272.115,"sentiment":"neutral","sentiment_score":0.13602506183087826}],"sentiment":"neutral","sentiment_score":0.13602506183087826,"channel":1,"num_words":8,"start":270.319,"end":272.115},{"sentences":[{"text":"Yeah.","start":272.55,"end":273.03,"sentiment":"neutral","sentiment_score":0.05412653833627701},{"text":"Because, yeah,","start":273.03,"end":273.59,"sentiment":"neutral","sentiment_score":0.039015065878629684}],"sentiment":"neutral","sentiment_score":0.04405222336451212,"channel":0,"num_words":3,"start":272.55,"end":273.59},{"sentences":[{"text":"It's","start":273.5,"end":273.82,"sentiment":"neutral","sentiment_score":0.04132753238081932}],"sentiment":"neutral","sentiment_score":0.04132753238081932,"channel":1,"num_words":1,"start":273.5,"end":273.82},{"sentences":[{"text":"they're gonna","start":273.59,"end":273.99,"sentiment":"neutral","sentiment_score":0.04285680688917637}],"sentiment":"neutral","sentiment_score":0.04285680688917637,"channel":0,"num_words":2,"start":273.59,"end":273.99},{"sentences":[{"text":"just","start":273.82,"end":274.14,"sentiment":"neutral","sentiment_score":0.08495643734931946}],"sentiment":"neutral","sentiment_score":0.08495643734931946,"channel":1,"num_words":1,"start":273.82,"end":274.14},{"sentences":[{"text":"want","start":273.99,"end":274.39,"sentiment":"neutral","sentiment_score":0.062403324991464615}],"sentiment":"neutral","sentiment_score":0.062403324991464615,"channel":0,"num_words":1,"start":273.99,"end":274.39},{"sentences":[{"text":"all","start":274.14,"end":274.46,"sentiment":"neutral","sentiment_score":0.07787792384624481}],"sentiment":"neutral","sentiment_score":0.07787792384624481,"channel":1,"num_words":1,"start":274.14,"end":274.46},{"sentences":[{"text":"you","start":274.39,"end":274.55,"sentiment":"neutral","sentiment_score":0.08304448425769806}],"sentiment":"neutral","sentiment_score":0.08304448425769806,"channel":0,"num_words":1,"start":274.39,"end":274.55},{"sentences":[{"text":"the","start":274.46,"end":274.62,"sentiment":"neutral","sentiment_score":0.10211172699928284}],"sentiment":"neutral","sentiment_score":0.10211172699928284,"channel":1,"num_words":1,"start":274.46,"end":274.62},{"sentences":[{"text":"to","start":274.55,"end":274.71,"sentiment":"neutral","sentiment_score":0.06995696574449539}],"sentiment":"neutral","sentiment_score":0.06995696574449539,"channel":0,"num_words":1,"start":274.55,"end":274.71},{"sentences":[{"text":"questions","start":274.62,"end":275.02,"sentiment":"neutral","sentiment_score":0.05761507898569107}],"sentiment":"neutral","sentiment_score":0.05761507898569107,"channel":1,"num_words":1,"start":274.62,"end":275.02},{"sentences":[{"text":"provide","start":274.71,"end":275.21,"sentiment":"neutral","sentiment_score":0.05524350330233574}],"sentiment":"neutral","sentiment_score":0.05524350330233574,"channel":0,"num_words":1,"start":274.71,"end":275.21},{"sentences":[{"text":"is that","start":275.02,"end":275.68,"sentiment":"neutral","sentiment_score":0.04343531280755997}],"sentiment":"neutral","sentiment_score":0.04343531280755997,"channel":1,"num_words":2,"start":275.02,"end":275.68},{"sentences":[{"text":"yeah.","start":276.15,"end":276.65,"sentiment":"neutral","sentiment_score":0.0051554227247834206},{"text":"Abs","start":276.79,"end":277.03,"sentiment":"neutral","sentiment_score":-0.015166892670094969}],"sentiment":"neutral","sentiment_score":-0.005005734972655774,"channel":0,"num_words":2,"start":276.15,"end":277.03},{"sentences":[{"text":"that,","start":276.94,"end":277.44,"sentiment":"neutral","sentiment_score":-0.013301678001880646}],"sentiment":"neutral","sentiment_score":-0.013301678001880646,"channel":1,"num_words":1,"start":276.94,"end":277.44},{"sentences":[{"text":"Absolutely.","start":277.51,"end":278.01,"sentiment":"neutral","sentiment_score":-0.03149459511041641}],"sentiment":"neutral","sentiment_score":-0.03149459511041641,"channel":0,"num_words":1,"start":277.51,"end":278.01},{"sentences":[{"text":"like, that I might have to go in and out, in and out, in and out.","start":277.58002,"end":282.14,"sentiment":"neutral","sentiment_score":-0.09707878134213388},{"text":"And I know my daughter-in-law had a really hard time trying to get his","start":282.14,"end":285.36002,"sentiment":"neutral","sentiment_score":-0.2192710084574563}],"sentiment":"neutral","sentiment_score":-0.15410182066261768,"channel":1,"num_words":30,"start":277.58002,"end":285.36002},{"sentences":[{"text":"It is.","start":286.00497,"end":286.745,"sentiment":"neutral","sentiment_score":-0.12429622188210487}],"sentiment":"neutral","sentiment_score":-0.12429622188210487,"channel":0,"num_words":2,"start":286.00497,"end":286.745},{"sentences":[{"text":"pension.","start":287.1,"end":287.6,"sentiment":"neutral","sentiment_score":-0.24799521267414093},{"text":"They just, you know, they they actually make you angry.","start":287.98,"end":291.365,"sentiment":"negative","sentiment_score":-0.48021369576454165}],"sentiment":"negative","sentiment_score":-0.4591029245745052,"channel":1,"num_words":11,"start":287.1,"end":291.365},{"sentences":[{"text":"Yes.","start":291.60498,"end":292.10498,"sentiment":"neutral","sentiment_score":-0.04988417029380798},{"text":"They do.","start":292.405,"end":293.125,"sentiment":"neutral","sentiment_score":-0.07940816134214401},{"text":"They do.","start":293.125,"end":293.525,"sentiment":"neutral","sentiment_score":-0.04393334127962589},{"text":"It's something I deal with a lot in this job is helping people to maximize getting pension payments and dealing with Centrelink.","start":293.525,"end":301.07,"sentiment":"neutral","sentiment_score":-0.012103436345403845},{"text":"It's not easy.","start":301.13,"end":302.17,"sentiment":"negative","sentiment_score":-0.3532915612061818}],"sentiment":"neutral","sentiment_score":-0.054090581958492596,"channel":0,"num_words":30,"start":291.60498,"end":302.17},{"sentences":[{"text":"And it it makes it harder because some of the workers that work for Centrelink, they all have different opinions of the rule.","start":302.17,"end":307.87,"sentiment":"neutral","sentiment_score":-0.20103657925906387},{"text":"The rule can differ quite significantly depending on who you're speaking to or how long they've worked there or what they do there as well.","start":308.555,"end":315.195,"sentiment":"neutral","sentiment_score":-0.12840620905160904},{"text":"So but I'm happy to send you an email with a a list of what they're gonna look at for you.","start":315.195,"end":320.415,"sentiment":"positive","sentiment_score":0.460205241328194}],"sentiment":"neutral","sentiment_score":0.026526282878889553,"channel":0,"num_words":69,"start":302.17,"end":320.415},{"sentences":[{"text":"One one one thing I did find is when we were","start":320.685,"end":323.42502,"sentiment":"neutral","sentiment_score":0.033293284475803375}],"sentiment":"neutral","sentiment_score":0.033293284475803375,"channel":1,"num_words":11,"start":320.685,"end":323.42502},{"sentences":[{"text":"Yeah.","start":323.22998,"end":323.72998,"sentiment":"neutral","sentiment_score":0.009272703900933266}],"sentiment":"neutral","sentiment_score":0.009272703900933266,"channel":0,"num_words":1,"start":323.22998,"end":323.72998},{"sentences":[{"text":"looking through, like, going going through the pension questions.","start":324.845,"end":330.81998,"sentiment":"neutral","sentiment_score":-0.0003750469121668074}],"sentiment":"neutral","sentiment_score":-0.0003750469121668074,"channel":1,"num_words":9,"start":324.845,"end":330.81998},{"sentences":[{"text":"Yeah.","start":331.22998,"end":331.72998,"sentiment":"neutral","sentiment_score":-0.026012178510427475}],"sentiment":"neutral","sentiment_score":-0.026012178510427475,"channel":0,"num_words":1,"start":331.22998,"end":331.72998},{"sentences":[{"text":"It said that I'd only been living here for two months.","start":331.91998,"end":334.58,"sentiment":"neutral","sentiment_score":-0.05686748230999166}],"sentiment":"neutral","sentiment_score":-0.05686748230999166,"channel":1,"num_words":11,"start":331.91998,"end":334.58},{"sentences":[{"text":"Oh,","start":335.405,"end":335.725,"sentiment":"neutral","sentiment_score":0.0008499519899487495}],"sentiment":"neutral","sentiment_score":0.0008499519899487495,"channel":0,"num_words":1,"start":335.405,"end":335.725},{"sentences":[{"text":"And","start":335.44,"end":335.94,"sentiment":"neutral","sentiment_score":-0.004453316330909729}],"sentiment":"neutral","sentiment_score":-0.004453316330909729,"channel":1,"num_words":1,"start":335.44,"end":335.94},{"sentences":[{"text":"really?","start":335.725,"end":336.225,"sentiment":"neutral","sentiment_score":-0.0058877477422356606}],"sentiment":"neutral","sentiment_score":-0.0058877477422356606,"channel":0,"num_words":1,"start":335.725,"end":336.225},{"sentences":[{"text":"yeah.","start":336.56,"end":336.87997,"sentiment":"neutral","sentiment_score":0.002590489573776722},{"text":"But I I applied for the doll on the February 26,","start":336.87997,"end":342.74,"sentiment":"neutral","sentiment_score":0.008076786486939951}],"sentiment":"neutral","sentiment_score":0.007619595077509682,"channel":1,"num_words":12,"start":336.56,"end":342.74},{"sentences":[{"text":"Mhmm.","start":343.325,"end":343.565,"sentiment":"neutral","sentiment_score":-0.0010766632622107863},{"text":"Yep.","start":343.565,"end":344.065,"sentiment":"neutral","sentiment_score":0.032561082392930984}],"sentiment":"neutral","sentiment_score":0.0157422095653601,"channel":0,"num_words":2,"start":343.325,"end":344.065},{"sentences":[{"text":"and I found that onto my house.","start":343.69498,"end":346.895,"sentiment":"neutral","sentiment_score":-0.004009098346744265},{"text":"So I don't know how they did it and why they did it, but I wasn't even gonna get my first payment until after my birthday.","start":346.895,"end":353.47498,"sentiment":"neutral","sentiment_score":-0.12927459137370953},{"text":"So","start":354.25497,"end":354.735,"sentiment":"neutral","sentiment_score":-0.1145169362425804}],"sentiment":"neutral","sentiment_score":-0.10305058824665406,"channel":1,"num_words":34,"start":343.69498,"end":354.735},{"sentences":[{"text":"Wow.","start":354.69998,"end":355.19998,"sentiment":"neutral","sentiment_score":-0.25248369574546814}],"sentiment":"neutral","sentiment_score":-0.25248369574546814,"channel":0,"num_words":1,"start":354.69998,"end":355.19998},{"sentences":[{"text":"I wasn't gonna get the doll anyway.","start":354.735,"end":356.51498,"sentiment":"neutral","sentiment_score":-0.259042637688773}],"sentiment":"neutral","sentiment_score":-0.259042637688773,"channel":1,"num_words":7,"start":354.735,"end":356.51498},{"sentences":[{"text":"Right.","start":357.355,"end":357.855,"sentiment":"neutral","sentiment_score":-0.011909322813153269},{"text":"Right.","start":358.475,"end":358.975,"sentiment":"neutral","sentiment_score":0.007573651149868965}],"sentiment":"neutral","sentiment_score":-0.0021678358316421517,"channel":0,"num_words":2,"start":357.355,"end":358.975},{"sentences":[{"text":"Because","start":359.88,"end":360.12,"sentiment":"neutral","sentiment_score":-0.01999315060675144}],"sentiment":"neutral","sentiment_score":-0.01999315060675144,"channel":1,"num_words":1,"start":359.88,"end":360.12},{"sentences":[{"text":"Wow.","start":359.995,"end":360.495,"sentiment":"neutral","sentiment_score":-0.004196427762508392}],"sentiment":"neutral","sentiment_score":-0.004196427762508392,"channel":0,"num_words":1,"start":359.995,"end":360.495},{"sentences":[{"text":"it takes, like, four weeks once you've","start":360.12,"end":363.56,"sentiment":"neutral","sentiment_score":-0.006045856380036899}],"sentiment":"neutral","sentiment_score":-0.006045856380036899,"channel":1,"num_words":7,"start":360.12,"end":363.56},{"sentences":[{"text":"Yes.","start":363.275,"end":363.775,"sentiment":"neutral","sentiment_score":0.05041871219873428}],"sentiment":"neutral","sentiment_score":0.05041871219873428,"channel":0,"num_words":1,"start":363.275,"end":363.775},{"sentences":[{"text":"filled out the forms,","start":363.56,"end":364.86002,"sentiment":"neutral","sentiment_score":0.084335932508111}],"sentiment":"neutral","sentiment_score":0.084335932508111,"channel":1,"num_words":4,"start":363.56,"end":364.86002},{"sentences":[{"text":"Yep.","start":365.435,"end":365.935,"sentiment":"neutral","sentiment_score":0.07474417984485626}],"sentiment":"neutral","sentiment_score":0.07474417984485626,"channel":0,"num_words":1,"start":365.435,"end":365.935},{"sentences":[{"text":"and it all got passed.","start":366.28,"end":368.14,"sentiment":"neutral","sentiment_score":0.009681717306375504},{"text":"And then my wife was hunting around looking at things.","start":368.6,"end":372.125,"sentiment":"neutral","sentiment_score":-0.16019486337900163},{"text":"She goes, well, you're not gonna get anything anyway.","start":372.125,"end":374.125,"sentiment":"neutral","sentiment_score":-0.28538551264339024},{"text":"She said because you passed the the age of getting the doll.","start":374.125,"end":379.505,"sentiment":"neutral","sentiment_score":-0.14600425213575363},{"text":"I have I haven't passed, but I've I've been I've I've applied for, I don't know, 50 jobs and haven't got one.","start":381.885,"end":389.47,"sentiment":"neutral","sentiment_score":-0.17923342842947354}],"sentiment":"neutral","sentiment_score":-0.16926200193320884,"channel":1,"num_words":58,"start":366.28,"end":389.47},{"sentences":[{"text":"Yeah.","start":390.105,"end":390.585,"sentiment":"neutral","sentiment_score":-0.034270353615283966},{"text":"Okay.","start":390.585,"end":391.085,"sentiment":"neutral","sentiment_score":-0.04343268647789955},{"text":"No.","start":391.225,"end":391.545,"sentiment":"neutral","sentiment_score":-0.16839659214019775},{"text":"Understandable.","start":391.545,"end":392.045,"sentiment":"neutral","sentiment_score":-0.12922324240207672},{"text":"Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think?","start":392.97,"end":403.95,"sentiment":"neutral","sentiment_score":-0.04630984527033728}],"sentiment":"neutral","sentiment_score":-0.050946028039949694,"channel":0,"num_words":41,"start":390.105,"end":403.95},{"sentences":[{"text":"I was going yesterday.","start":404.19498,"end":405.495,"sentiment":"neutral","sentiment_score":-0.006483822129666805}],"sentiment":"neutral","sentiment_score":-0.006483822129666805,"channel":1,"num_words":4,"start":404.19498,"end":405.495},{"sentences":[{"text":"Yeah.","start":406.585,"end":406.905,"sentiment":"neutral","sentiment_score":0.1432141363620758},{"text":"Nice.","start":406.905,"end":407.405,"sentiment":"positive","sentiment_score":0.39091756939888},{"text":"Nice.","start":407.54498,"end":408.04498,"sentiment":"positive","sentiment_score":0.33357110619544983}],"sentiment":"neutral","sentiment_score":0.2892342706521352,"channel":0,"num_words":3,"start":406.585,"end":408.04498},{"sentences":[{"text":"I don't know.","start":410.7,"end":412.7,"sentiment":"neutral","sentiment_score":0.049642172952493034},{"text":"If a job comes up, I'll next week,","start":412.7,"end":415.1,"sentiment":"neutral","sentiment_score":-0.019225606287363917}],"sentiment":"neutral","sentiment_score":-0.0004434846764938398,"channel":1,"num_words":11,"start":410.7,"end":415.1},{"sentences":[{"text":"Take","start":415.065,"end":415.305,"sentiment":"neutral","sentiment_score":0.03487304598093033}],"sentiment":"neutral","sentiment_score":0.03487304598093033,"channel":0,"num_words":1,"start":415.065,"end":415.305},{"sentences":[{"text":"try to","start":415.1,"end":415.34003,"sentiment":"neutral","sentiment_score":0.011031553149223328}],"sentiment":"neutral","sentiment_score":0.011031553149223328,"channel":1,"num_words":2,"start":415.1,"end":415.34003},{"sentences":[{"text":"it.","start":415.305,"end":415.805,"sentiment":"neutral","sentiment_score":0.008272742852568626}],"sentiment":"neutral","sentiment_score":0.008272742852568626,"channel":0,"num_words":1,"start":415.305,"end":415.805},{"sentences":[{"text":"get me to go up north for three weeks.","start":415.34003,"end":417.12003,"sentiment":"neutral","sentiment_score":-0.007229320497976409},{"text":"I was gonna","start":417.18002,"end":417.82,"sentiment":"neutral","sentiment_score":-0.0028370656073093414}],"sentiment":"neutral","sentiment_score":-0.006131256775309642,"channel":1,"num_words":12,"start":415.34003,"end":417.82},{"sentences":[{"text":"Okay.","start":417.64,"end":418.14,"sentiment":"neutral","sentiment_score":0.009711367078125477}],"sentiment":"neutral","sentiment_score":0.009711367078125477,"channel":0,"num_words":1,"start":417.64,"end":418.14},{"sentences":[{"text":"make I was gonna make $18,000 in three weeks.","start":417.82,"end":421.36002,"sentiment":"neutral","sentiment_score":-0.004106781755884488}],"sentiment":"neutral","sentiment_score":-0.004106781755884488,"channel":1,"num_words":9,"start":417.82,"end":421.36002},{"sentences":[{"text":"Wow.","start":422.04,"end":422.54,"sentiment":"neutral","sentiment_score":0.0001952722668647766}],"sentiment":"neutral","sentiment_score":0.0001952722668647766,"channel":0,"num_words":1,"start":422.04,"end":422.54},{"sentences":[{"text":"$66,600 a week.","start":423.66,"end":431.07498,"sentiment":"neutral","sentiment_score":-0.011194371075058976}],"sentiment":"neutral","sentiment_score":-0.011194371075058976,"channel":1,"num_words":3,"start":423.66,"end":431.07498},{"sentences":[{"text":"Wow.","start":431.975,"end":432.475,"sentiment":"neutral","sentiment_score":-0.04607564210891723},{"text":"And you decided not to do that?","start":432.695,"end":434.555,"sentiment":"neutral","sentiment_score":-0.18762274725096567}],"sentiment":"neutral","sentiment_score":-0.1699293591082096,"channel":0,"num_words":8,"start":431.975,"end":434.555},{"sentences":[{"text":"I can't I can't wait my wife at home because she's a bit broken.","start":434.815,"end":438.275,"sentiment":"negative","sentiment_score":-0.4418383709021977},{"text":"You know, she's","start":438.335,"end":439.07498,"sentiment":"neutral","sentiment_score":-0.26666951676209766}],"sentiment":"negative","sentiment_score":-0.4109262201715918,"channel":1,"num_words":17,"start":434.815,"end":439.07498},{"sentences":[{"text":"Oh,","start":439.095,"end":439.595,"sentiment":"neutral","sentiment_score":-0.2295205295085907}],"sentiment":"neutral","sentiment_score":-0.2295205295085907,"channel":0,"num_words":1,"start":439.095,"end":439.595},{"sentences":[{"text":"she's got she's got a bad back and bad yeah.","start":439.11,"end":445.03,"sentiment":"negative","sentiment_score":-0.3644119828939438},{"text":"She she's alright, but I don't like leaving on her own.","start":445.03,"end":448.81,"sentiment":"negative","sentiment_score":-0.3372677659446543}],"sentiment":"negative","sentiment_score":-0.35019358353955404,"channel":1,"num_words":21,"start":439.11,"end":448.81},{"sentences":[{"text":"yeah.","start":449.35,"end":449.83002,"sentiment":"neutral","sentiment_score":-0.06982450187206268},{"text":"No.","start":449.83002,"end":450.07,"sentiment":"neutral","sentiment_score":-0.08796747028827667},{"text":"That's okay.","start":450.07,"end":450.79,"sentiment":"neutral","sentiment_score":0.008601078763604162},{"text":"That's absolutely not a problem at all.","start":450.79,"end":452.63,"sentiment":"neutral","sentiment_score":0.04922794550657272},{"text":"No.","start":452.63,"end":452.87,"sentiment":"neutral","sentiment_score":-0.012587293982505798}],"sentiment":"neutral","sentiment_score":0.015951542494197685,"channel":0,"num_words":12,"start":449.35,"end":452.87},{"sentences":[{"text":"Not an issue.","start":452.87,"end":453.85,"sentiment":"neutral","sentiment_score":-0.05350004881620407},{"text":"So you've you've so you haven't officially applied for the age pension as of yet.","start":454.71002,"end":459.265,"sentiment":"neutral","sentiment_score":-0.03250692710280419},{"text":"You've started the paperwork there.","start":459.265,"end":461.285,"sentiment":"neutral","sentiment_score":-0.043164338916540146}],"sentiment":"neutral","sentiment_score":-0.037561989024929375,"channel":0,"num_words":23,"start":452.87,"end":461.285},{"sentences":[{"text":"Well, yeah.","start":460.925,"end":461.505,"sentiment":"neutral","sentiment_score":0.034406596794724464},{"text":"Well, I can","start":461.565,"end":462.285,"sentiment":"neutral","sentiment_score":0.054301430781682335}],"sentiment":"neutral","sentiment_score":0.04634349718689919,"channel":1,"num_words":5,"start":460.925,"end":462.285},{"sentences":[{"text":"Yeah.","start":462.225,"end":462.725,"sentiment":"neutral","sentiment_score":0.06969986855983734}],"sentiment":"neutral","sentiment_score":0.06969986855983734,"channel":0,"num_words":1,"start":462.225,"end":462.725},{"sentences":[{"text":"I can I can get it set up?","start":462.285,"end":464.38498,"sentiment":"neutral","sentiment_score":0.06883676210418344}],"sentiment":"neutral","sentiment_score":0.06883676210418344,"channel":1,"num_words":8,"start":462.285,"end":464.38498},{"sentences":[{"text":"Mhmm.","start":464.785,"end":465.285,"sentiment":"neutral","sentiment_score":-0.039733849465847015}],"sentiment":"neutral","sentiment_score":-0.039733849465847015,"channel":0,"num_words":1,"start":464.785,"end":465.285},{"sentences":[{"text":"That's correct.","start":465.245,"end":466.125,"sentiment":"neutral","sentiment_score":-0.025385743007063866},{"text":"But if I get","start":466.125,"end":467.005,"sentiment":"neutral","sentiment_score":-0.09241632372140884}],"sentiment":"neutral","sentiment_score":-0.07007279681662719,"channel":1,"num_words":6,"start":465.245,"end":467.005},{"sentences":[{"text":"Yeah.","start":466.945,"end":467.445,"sentiment":"neutral","sentiment_score":-0.1434633731842041}],"sentiment":"neutral","sentiment_score":-0.1434633731842041,"channel":0,"num_words":1,"start":466.945,"end":467.445},{"sentences":[{"text":"a job, it just sits there.","start":467.005,"end":468.465,"sentiment":"negative","sentiment_score":-0.33611161013444263},{"text":"So don't pay me any","start":469.94,"end":470.98,"sentiment":"negative","sentiment_score":-0.4228495478630066}],"sentiment":"negative","sentiment_score":-0.3755379454656081,"channel":1,"num_words":11,"start":467.005,"end":470.98},{"sentences":[{"text":"Yeah.","start":472.08,"end":472.47998,"sentiment":"neutral","sentiment_score":-0.10432875156402588},{"text":"Well, it","start":472.47998,"end":472.8,"sentiment":"neutral","sentiment_score":-0.000568802934139967}],"sentiment":"neutral","sentiment_score":-0.03515545247743527,"channel":0,"num_words":3,"start":472.08,"end":472.8},{"sentences":[{"text":"but","start":472.74,"end":472.98,"sentiment":"neutral","sentiment_score":-0.00998649001121521}],"sentiment":"neutral","sentiment_score":-0.00998649001121521,"channel":1,"num_words":1,"start":472.74,"end":472.98},{"sentences":[{"text":"sort of","start":472.8,"end":473.12,"sentiment":"neutral","sentiment_score":-0.01968170888721943}],"sentiment":"neutral","sentiment_score":-0.01968170888721943,"channel":0,"num_words":2,"start":472.8,"end":473.12},{"sentences":[{"text":"I have","start":472.98,"end":473.30002,"sentiment":"neutral","sentiment_score":-0.02478845790028572}],"sentiment":"neutral","sentiment_score":-0.02478845790028572,"channel":1,"num_words":2,"start":472.98,"end":473.30002},{"sentences":[{"text":"depends.","start":473.12,"end":473.59998,"sentiment":"neutral","sentiment_score":-0.013826512731611729}],"sentiment":"neutral","sentiment_score":-0.013826512731611729,"channel":0,"num_words":1,"start":473.12,"end":473.59998},{"sentences":[{"text":"to let","start":473.30002,"end":473.96,"sentiment":"neutral","sentiment_score":0.0012749275192618372}],"sentiment":"neutral","sentiment_score":0.0012749275192618372,"channel":1,"num_words":2,"start":473.30002,"end":473.96},{"sentences":[{"text":"So what","start":473.59998,"end":474.34,"sentiment":"neutral","sentiment_score":0.02488555759191513}],"sentiment":"neutral","sentiment_score":0.02488555759191513,"channel":0,"num_words":2,"start":473.59998,"end":474.34},{"sentences":[{"text":"them","start":474.02002,"end":474.52002,"sentiment":"neutral","sentiment_score":0.0411529503762722}],"sentiment":"neutral","sentiment_score":0.0411529503762722,"channel":1,"num_words":1,"start":474.02002,"end":474.52002},{"sentences":[{"text":"what they're probably gonna do is they're gonna assess you on both.","start":474.4,"end":478.0,"sentiment":"neutral","sentiment_score":0.07708216241250436},{"text":"They have what's called the income test and the asset test.","start":478.0,"end":480.825,"sentiment":"neutral","sentiment_score":0.07163705270398747},{"text":"They're gonna","start":481.065,"end":481.46503,"sentiment":"neutral","sentiment_score":0.07591301575303078}],"sentiment":"neutral","sentiment_score":0.07459278240799903,"channel":0,"num_words":25,"start":474.4,"end":481.46503},{"sentences":[{"text":"Yes.","start":481.46,"end":481.96,"sentiment":"neutral","sentiment_score":0.15144695341587067}],"sentiment":"neutral","sentiment_score":0.15144695341587067,"channel":1,"num_words":1,"start":481.46,"end":481.96},{"sentences":[{"text":"look at all your assets, and then they're also gonna look at the income.","start":481.46503,"end":484.905,"sentiment":"neutral","sentiment_score":0.1320864643369402},{"text":"So income is what your wife is earning on a weekly or fortnightly basis.","start":484.905,"end":488.685,"sentiment":"neutral","sentiment_score":0.16326386108994484},{"text":"They're also gonna look at what you have in the way of savings, what you have in super because your super is fully accessible once you hit age 67 as well, and they assume a deemed rate of return.","start":489.065,"end":502.09998,"sentiment":"neutral","sentiment_score":0.2716677188873291},{"text":"So even though you're not drawing anything out of super, because that money is there, they're gonna deem you at a set rate that they assume you can make or leave or draw from that money.","start":502.15997,"end":514.315,"sentiment":"neutral","sentiment_score":0.13140417490568426},{"text":"So you are actually still gonna be assessed on that.","start":514.695,"end":516.775,"sentiment":"neutral","sentiment_score":0.2376386120915413}],"sentiment":"neutral","sentiment_score":0.1932467434522325,"channel":0,"num_words":113,"start":481.46503,"end":516.775},{"sentences":[{"text":"And if they'll look at the income test, and because your wife is still working, they're probably gonna work out that the income test is gonna possibly pay you less age pension, which means they're probably gonna make you declare her income every fortnight to determine how much you get every fortnight.","start":516.775,"end":534.55,"sentiment":"neutral","sentiment_score":0.11754126717837957},{"text":"Does that make sense?","start":534.55,"end":535.61,"sentiment":"neutral","sentiment_score":0.11350697837769985}],"sentiment":"neutral","sentiment_score":0.11725310369261674,"channel":0,"num_words":56,"start":516.775,"end":535.61},{"sentences":[{"text":"Yep.","start":535.91,"end":536.41,"sentiment":"neutral","sentiment_score":0.08693277090787888}],"sentiment":"neutral","sentiment_score":0.08693277090787888,"channel":1,"num_words":1,"start":535.91,"end":536.41},{"sentences":[{"text":"Yeah.","start":539.52496,"end":540.02496,"sentiment":"neutral","sentiment_score":0.07018539309501648}],"sentiment":"neutral","sentiment_score":0.07018539309501648,"channel":0,"num_words":1,"start":539.52496,"end":540.02496},{"sentences":[{"text":"So it's","start":539.525,"end":540.34503,"sentiment":"neutral","sentiment_score":0.05285376310348511}],"sentiment":"neutral","sentiment_score":0.05285376310348511,"channel":1,"num_words":2,"start":539.525,"end":540.34503},{"sentences":[{"text":"It's a little","start":540.165,"end":540.985,"sentiment":"neutral","sentiment_score":0.04463757202029228}],"sentiment":"neutral","sentiment_score":0.04463757202029228,"channel":0,"num_words":3,"start":540.165,"end":540.985},{"sentences":[{"text":"house contents, vehicles, saving accounts, Camilla's","start":540.48505,"end":544.74506,"sentiment":"neutral","sentiment_score":0.06408471738298734}],"sentiment":"neutral","sentiment_score":0.06408471738298734,"channel":1,"num_words":6,"start":540.48505,"end":544.74506},{"sentences":[{"text":"you're super.","start":544.565,"end":545.305,"sentiment":"neutral","sentiment_score":0.060716988518834114}],"sentiment":"neutral","sentiment_score":0.060716988518834114,"channel":0,"num_words":2,"start":544.565,"end":545.305},{"sentences":[{"text":"wage,","start":544.80505,"end":545.30505,"sentiment":"neutral","sentiment_score":0.015202086418867111}],"sentiment":"neutral","sentiment_score":0.015202086418867111,"channel":1,"num_words":1,"start":544.80505,"end":545.30505},{"sentences":[{"text":"Yep.","start":546.40497,"end":546.90497,"sentiment":"neutral","sentiment_score":0.03954488784074783}],"sentiment":"neutral","sentiment_score":0.03954488784074783,"channel":0,"num_words":1,"start":546.40497,"end":546.90497},{"sentences":[{"text":"super.","start":547.525,"end":548.025,"sentiment":"neutral","sentiment_score":0.05592195317149162}],"sentiment":"neutral","sentiment_score":0.05592195317149162,"channel":1,"num_words":1,"start":547.525,"end":548.025},{"sentences":[{"text":"Yep.","start":548.805,"end":549.205,"sentiment":"neutral","sentiment_score":0.07237773388624191},{"text":"Yep.","start":549.205,"end":549.705,"sentiment":"neutral","sentiment_score":0.08162818849086761},{"text":"Your home, your main primary residence, that is fully exempt.","start":550.165,"end":554.04,"sentiment":"neutral","sentiment_score":0.05086817927658558},{"text":"So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that.","start":554.04,"end":560.14,"sentiment":"neutral","sentiment_score":-0.02705141322930222},{"text":"But they are gonna wanna","start":560.44,"end":561.39996,"sentiment":"neutral","sentiment_score":-0.010515481233596802}],"sentiment":"neutral","sentiment_score":-0.00030180488247424366,"channel":0,"num_words":40,"start":548.805,"end":561.39996},{"sentences":[{"text":"Yes.","start":561.38,"end":561.88,"sentiment":"neutral","sentiment_score":0.006516406312584877}],"sentiment":"neutral","sentiment_score":0.006516406312584877,"channel":1,"num_words":1,"start":561.38,"end":561.88},{"sentences":[{"text":"know, you know, obviously, what the value of it is.","start":561.39996,"end":563.66,"sentiment":"neutral","sentiment_score":-0.025955366715788842},{"text":"There are limits to the main home exemption, though.","start":564.04,"end":568.33496,"sentiment":"neutral","sentiment_score":-0.21385773519674936},{"text":"I've got here that your property is quite high.","start":568.33496,"end":571.39496,"sentiment":"neutral","sentiment_score":-0.12430870119068357},{"text":"How how many acres do you have or how many hectares do you have?","start":572.175,"end":575.63495,"sentiment":"neutral","sentiment_score":-0.03087823394369999}],"sentiment":"neutral","sentiment_score":-0.08893683023468059,"channel":0,"num_words":42,"start":561.39996,"end":575.63495},{"sentences":[{"text":"Six and a quarter ages.","start":576.14496,"end":577.52496,"sentiment":"neutral","sentiment_score":-0.05934210941195488},{"text":"But they can't touch me on that because I had my I bought mine I bought this house before 2000, and that's when the rules changed.","start":579.98,"end":587.27997,"sentiment":"neutral","sentiment_score":-0.12302665355113837}],"sentiment":"neutral","sentiment_score":-0.11275495288352813,"channel":1,"num_words":31,"start":576.14496,"end":587.27997},{"sentences":[{"text":"When did you","start":589.52997,"end":590.00995,"sentiment":"neutral","sentiment_score":-0.1033309002717336}],"sentiment":"neutral","sentiment_score":-0.1033309002717336,"channel":0,"num_words":3,"start":589.52997,"end":590.00995},{"sentences":[{"text":"Otherwise","start":589.89996,"end":590.39996,"sentiment":"neutral","sentiment_score":-0.09824281185865402}],"sentiment":"neutral","sentiment_score":-0.09824281185865402,"channel":1,"num_words":1,"start":589.89996,"end":590.39996},{"sentences":[{"text":"buy it?","start":590.00995,"end":590.25,"sentiment":"neutral","sentiment_score":-0.07679487392306328},{"text":"Sorry.","start":590.25,"end":590.56995,"sentiment":"neutral","sentiment_score":-0.07263968884944916},{"text":"In 2000?","start":590.56995,"end":591.55,"sentiment":"neutral","sentiment_score":-0.045877326279878616}],"sentiment":"neutral","sentiment_score":-0.06359681785106659,"channel":0,"num_words":5,"start":590.00995,"end":591.55},{"sentences":[{"text":"yeah.","start":592.47,"end":592.755,"sentiment":"neutral","sentiment_score":-0.038604430854320526},{"text":"It because I bought this place in '98.","start":592.755,"end":595.415,"sentiment":"neutral","sentiment_score":-0.023278471315279603}],"sentiment":"neutral","sentiment_score":-0.024981355708506372,"channel":1,"num_words":9,"start":592.47,"end":595.415},{"sentences":[{"text":"Mhmm.","start":595.905,"end":596.405,"sentiment":"neutral","sentiment_score":-0.02115502953529358},{"text":"Yes.","start":596.625,"end":597.125,"sentiment":"neutral","sentiment_score":0.015345636755228044}],"sentiment":"neutral","sentiment_score":-0.0029046963900327674,"channel":0,"num_words":2,"start":595.905,"end":597.125},{"sentences":[{"text":"There was a I think I don't know I don't know who bought it, the government or somebody.","start":600.755,"end":604.775,"sentiment":"neutral","sentiment_score":-0.1565637667145994},{"text":"But that that is not an asset now because I've I got asked questions when I was doing the doll that could","start":607.22,"end":613.3,"sentiment":"neutral","sentiment_score":-0.25153646685860376}],"sentiment":"neutral","sentiment_score":-0.20879875179380178,"channel":1,"num_words":40,"start":600.755,"end":613.3},{"sentences":[{"text":"Yeah.","start":613.12006,"end":613.62006,"sentiment":"neutral","sentiment_score":0.03322665020823479}],"sentiment":"neutral","sentiment_score":0.03322665020823479,"channel":0,"num_words":1,"start":613.12006,"end":613.62006},{"sentences":[{"text":"I could I make money from my land?","start":613.3,"end":615.8,"sentiment":"neutral","sentiment_score":0.06504311179742217}],"sentiment":"neutral","sentiment_score":0.06504311179742217,"channel":1,"num_words":8,"start":613.3,"end":615.8},{"sentences":[{"text":"Yeah.","start":616.415,"end":616.815,"sentiment":"neutral","sentiment_score":0.06219595670700073},{"text":"Yeah.","start":616.815,"end":617.315,"sentiment":"neutral","sentiment_score":0.04852226376533508}],"sentiment":"neutral","sentiment_score":0.05535911023616791,"channel":0,"num_words":2,"start":616.415,"end":617.315},{"sentences":[{"text":"Can the land","start":617.22,"end":617.86,"sentiment":"neutral","sentiment_score":0.025201573967933655}],"sentiment":"neutral","sentiment_score":0.025201573967933655,"channel":1,"num_words":3,"start":617.22,"end":617.86},{"sentences":[{"text":"Yeah.","start":617.615,"end":618.115,"sentiment":"neutral","sentiment_score":0.040357425808906555}],"sentiment":"neutral","sentiment_score":0.040357425808906555,"channel":0,"num_words":1,"start":617.615,"end":618.115},{"sentences":[{"text":"be used for other stuff?","start":617.86,"end":619.095,"sentiment":"neutral","sentiment_score":0.021733788028359412},{"text":"Can I sell the land?","start":619.175,"end":620.45496,"sentiment":"neutral","sentiment_score":0.001303113996982575},{"text":"Can I do this?","start":620.45496,"end":621.25494,"sentiment":"neutral","sentiment_score":0.01745815295726061},{"text":"Can I do that?","start":621.25494,"end":621.975,"sentiment":"neutral","sentiment_score":-0.00819815881550312},{"text":"And and all the questions were no.","start":621.975,"end":623.915,"sentiment":"neutral","sentiment_score":-0.14654819667339325}],"sentiment":"neutral","sentiment_score":-0.034944515600800516,"channel":1,"num_words":25,"start":617.86,"end":623.915},{"sentences":[{"text":"Yeah.","start":624.57495,"end":625.07495,"sentiment":"neutral","sentiment_score":-0.06487174332141876},{"text":"So the Centrelink ruling on the main residence exemption is two hectares, but the difference so your 6.25 acres is about 2.53 hectares when you convert it.","start":625.21497,"end":638.54,"sentiment":"neutral","sentiment_score":-0.11516417976882723},{"text":"So the additional point five three hectares, so long as you can't live on it, it has no value.","start":638.83997,"end":644.7,"sentiment":"neutral","sentiment_score":-0.3012494884039226},{"text":"They won't assess you on it.","start":645.345,"end":646.945,"sentiment":"neutral","sentiment_score":-0.3184140423933665},{"text":"So, yeah, I","start":646.945,"end":647.505,"sentiment":"neutral","sentiment_score":-0.030008523414532345}],"sentiment":"neutral","sentiment_score":-0.19461704823853715,"channel":0,"num_words":56,"start":624.57495,"end":647.505},{"sentences":[{"text":"Well,","start":647.435,"end":647.935,"sentiment":"neutral","sentiment_score":-0.005065582692623138}],"sentiment":"neutral","sentiment_score":-0.005065582692623138,"channel":1,"num_words":1,"start":647.435,"end":647.935},{"sentences":[{"text":"can see where that's come from.","start":647.505,"end":649.185,"sentiment":"neutral","sentiment_score":-0.01987569018577536},{"text":"Yeah.","start":649.185,"end":649.505,"sentiment":"neutral","sentiment_score":0.1025344654917717},{"text":"So","start":649.505,"end":649.665,"sentiment":"neutral","sentiment_score":0.1400892734527588}],"sentiment":"neutral","sentiment_score":0.015421199728734791,"channel":0,"num_words":8,"start":647.505,"end":649.665},{"sentences":[{"text":"in","start":649.51495,"end":650.01495,"sentiment":"neutral","sentiment_score":0.1878824234008789}],"sentiment":"neutral","sentiment_score":0.1878824234008789,"channel":1,"num_words":1,"start":649.51495,"end":650.01495},{"sentences":[{"text":"that should be fine.","start":649.665,"end":650.885,"sentiment":"neutral","sentiment_score":0.21775473281741142}],"sentiment":"neutral","sentiment_score":0.21775473281741142,"channel":0,"num_words":4,"start":649.665,"end":650.885},{"sentences":[{"text":"the in the middle of winter, you bought a houseboat out there.","start":650.95496,"end":655.535,"sentiment":"neutral","sentiment_score":0.048840418147544064}],"sentiment":"neutral","sentiment_score":0.048840418147544064,"channel":1,"num_words":12,"start":650.95496,"end":655.535},{"sentences":[{"text":"Yeah.","start":656.46497,"end":656.96497,"sentiment":"neutral","sentiment_score":0.051762934774160385}],"sentiment":"neutral","sentiment_score":0.051762934774160385,"channel":0,"num_words":1,"start":656.46497,"end":656.96497},{"sentences":[{"text":"I mean, I mean, low lying land, and when it really, like, overwinter, it just soaks the water into the ground","start":656.57,"end":663.87,"sentiment":"neutral","sentiment_score":0.029123331464472272}],"sentiment":"neutral","sentiment_score":0.029123331464472272,"channel":1,"num_words":21,"start":656.57,"end":663.87},{"sentences":[{"text":"Yep.","start":664.48,"end":664.98,"sentiment":"neutral","sentiment_score":0.03230350464582443}],"sentiment":"neutral","sentiment_score":0.03230350464582443,"channel":0,"num_words":1,"start":664.48,"end":664.98},{"sentences":[{"text":"and it fills up.","start":664.64996,"end":665.93,"sentiment":"neutral","sentiment_score":0.03361075697466731},{"text":"And then once it fills up, it starts to rise.","start":665.93,"end":668.17,"sentiment":"neutral","sentiment_score":0.004191592335700989},{"text":"I actually have a I call it, like, like, Paper mark","start":668.17,"end":673.95496,"sentiment":"neutral","sentiment_score":0.04618315822021528}],"sentiment":"neutral","sentiment_score":0.027374947667121886,"channel":1,"num_words":25,"start":664.64996,"end":673.95496},{"sentences":[{"text":"Yep.","start":674.895,"end":675.395,"sentiment":"neutral","sentiment_score":0.045776933431625366}],"sentiment":"neutral","sentiment_score":0.045776933431625366,"channel":0,"num_words":1,"start":674.895,"end":675.395},{"sentences":[{"text":"because that's the street I live in.","start":675.615,"end":677.31494,"sentiment":"neutral","sentiment_score":0.02686519654733794}],"sentiment":"neutral","sentiment_score":0.02686519654733794,"channel":1,"num_words":7,"start":675.615,"end":677.31494},{"sentences":[{"text":"Yep.","start":677.775,"end":678.275,"sentiment":"neutral","sentiment_score":-0.0023041926324367523},{"text":"No.","start":678.575,"end":678.895,"sentiment":"neutral","sentiment_score":-0.07118810713291168}],"sentiment":"neutral","sentiment_score":-0.03674614988267422,"channel":0,"num_words":2,"start":677.775,"end":678.895},{"sentences":[{"text":"Yeah.","start":678.735,"end":679.235,"sentiment":"neutral","sentiment_score":-0.0578247606754303}],"sentiment":"neutral","sentiment_score":-0.0578247606754303,"channel":1,"num_words":1,"start":678.735,"end":679.235},{"sentences":[{"text":"It's not.","start":678.895,"end":679.555,"sentiment":"neutral","sentiment_score":-0.13595280051231384}],"sentiment":"neutral","sentiment_score":-0.13595280051231384,"channel":0,"num_words":2,"start":678.895,"end":679.555},{"sentences":[{"text":"I've I've I've seen I've gone up the back with my boots on, and it's,","start":679.375,"end":685.63,"sentiment":"neutral","sentiment_score":-0.09718504150708517}],"sentiment":"neutral","sentiment_score":-0.09718504150708517,"channel":1,"num_words":15,"start":679.375,"end":685.63},{"sentences":[{"text":"Yep.","start":685.31,"end":685.81,"sentiment":"neutral","sentiment_score":-0.07167264074087143}],"sentiment":"neutral","sentiment_score":-0.07167264074087143,"channel":0,"num_words":1,"start":685.31,"end":685.81},{"sentences":[{"text":"like, above my ankles.","start":685.63,"end":687.01,"sentiment":"neutral","sentiment_score":-0.13823317550122738}],"sentiment":"neutral","sentiment_score":-0.13823317550122738,"channel":1,"num_words":4,"start":685.63,"end":687.01},{"sentences":[{"text":"It's a bit swampy.","start":687.79004,"end":688.77,"sentiment":"neutral","sentiment_score":-0.25165946036577225},{"text":"Yeah.","start":688.83,"end":689.33,"sentiment":"neutral","sentiment_score":-0.04281063377857208}],"sentiment":"neutral","sentiment_score":-0.20988969504833221,"channel":0,"num_words":5,"start":687.79004,"end":689.33},{"sentences":[{"text":"And they asked","start":689.87,"end":690.59,"sentiment":"neutral","sentiment_score":-0.024617279569307964}],"sentiment":"neutral","sentiment_score":-0.024617279569307964,"channel":1,"num_words":3,"start":689.87,"end":690.59},{"sentences":[{"text":"Yeah.","start":690.51,"end":691.01,"sentiment":"neutral","sentiment_score":-0.03673890605568886}],"sentiment":"neutral","sentiment_score":-0.03673890605568886,"channel":0,"num_words":1,"start":690.51,"end":691.01},{"sentences":[{"text":"if I could grow stuff on there, but this sand","start":690.59,"end":693.31,"sentiment":"neutral","sentiment_score":-0.0684309009462595}],"sentiment":"neutral","sentiment_score":-0.0684309009462595,"channel":1,"num_words":10,"start":690.59,"end":693.31},{"sentences":[{"text":"Said","start":693.23004,"end":693.55005,"sentiment":"neutral","sentiment_score":-0.06596614420413971}],"sentiment":"neutral","sentiment_score":-0.06596614420413971,"channel":0,"num_words":1,"start":693.23004,"end":693.55005},{"sentences":[{"text":"here","start":693.31,"end":693.63,"sentiment":"neutral","sentiment_score":-0.07304713129997253}],"sentiment":"neutral","sentiment_score":-0.07304713129997253,"channel":1,"num_words":1,"start":693.31,"end":693.63},{"sentences":[{"text":"no.","start":693.55005,"end":694.05005,"sentiment":"neutral","sentiment_score":-0.16896018385887146}],"sentiment":"neutral","sentiment_score":-0.16896018385887146,"channel":0,"num_words":1,"start":693.55005,"end":694.05005},{"sentences":[{"text":"is like you could stand there with a","start":693.63,"end":695.23,"sentiment":"neutral","sentiment_score":-0.13907258864492178}],"sentiment":"neutral","sentiment_score":-0.13907258864492178,"channel":1,"num_words":8,"start":693.63,"end":695.23},{"sentences":[{"text":"Yep.","start":695.08496,"end":695.58496,"sentiment":"neutral","sentiment_score":-0.0422721728682518}],"sentiment":"neutral","sentiment_score":-0.0422721728682518,"channel":0,"num_words":1,"start":695.08496,"end":695.58496},{"sentences":[{"text":"hose all day watering and at the end of the day, poke your finger in the ground and about and not even an inch would be wet.","start":695.23,"end":703.175,"sentiment":"neutral","sentiment_score":-0.05945275737731545}],"sentiment":"neutral","sentiment_score":-0.05945275737731545,"channel":1,"num_words":27,"start":695.23,"end":703.175},{"sentences":[{"text":"Yeah.","start":703.725,"end":704.225,"sentiment":"neutral","sentiment_score":-0.06991507112979889}],"sentiment":"neutral","sentiment_score":-0.06991507112979889,"channel":0,"num_words":1,"start":703.725,"end":704.225},{"sentences":[{"text":"Doesn't","start":704.27496,"end":704.675,"sentiment":"neutral","sentiment_score":-0.10704506188631058}],"sentiment":"neutral","sentiment_score":-0.10704506188631058,"channel":1,"num_words":1,"start":704.27496,"end":704.675},{"sentences":[{"text":"Yeah.","start":704.285,"end":704.685,"sentiment":"neutral","sentiment_score":-0.12385013699531557},{"text":"Fair","start":704.685,"end":705.005,"sentiment":"negative","sentiment_score":-0.35112282633781433}],"sentiment":"neutral","sentiment_score":-0.23748648166656494,"channel":0,"num_words":2,"start":704.285,"end":705.005},{"sentences":[{"text":"it doesn't","start":704.755,"end":705.15497,"sentiment":"neutral","sentiment_score":-0.313746377825737}],"sentiment":"neutral","sentiment_score":-0.313746377825737,"channel":1,"num_words":2,"start":704.755,"end":705.15497},{"sentences":[{"text":"enough.","start":705.005,"end":705.505,"sentiment":"neutral","sentiment_score":-0.2889631688594818}],"sentiment":"neutral","sentiment_score":-0.2889631688594818,"channel":0,"num_words":1,"start":705.005,"end":705.505},{"sentences":[{"text":"have to be yeah.","start":705.15497,"end":706.195,"sentiment":"neutral","sentiment_score":-0.1835198700428009},{"text":"So","start":706.195,"end":706.695,"sentiment":"neutral","sentiment_score":-0.1116587221622467}],"sentiment":"neutral","sentiment_score":-0.16914764046669006,"channel":1,"num_words":5,"start":705.15497,"end":706.695},{"sentences":[{"text":"Yeah.","start":706.94,"end":707.44,"sentiment":"neutral","sentiment_score":-0.12200160324573515},{"text":"No.","start":707.5,"end":707.74,"sentiment":"negative","sentiment_score":-0.4065674543380738}],"sentiment":"neutral","sentiment_score":-0.26428452879190445,"channel":0,"num_words":2,"start":706.94,"end":707.74},{"sentences":[{"text":"I cannot","start":707.555,"end":708.035,"sentiment":"negative","sentiment_score":-0.40980322659015656}],"sentiment":"negative","sentiment_score":-0.40980322659015656,"channel":1,"num_words":2,"start":707.555,"end":708.035},{"sentences":[{"text":"That's perfect.","start":707.74,"end":708.48,"sentiment":"negative","sentiment_score":-0.4353986084461212}],"sentiment":"negative","sentiment_score":-0.4353986084461212,"channel":0,"num_words":2,"start":707.74,"end":708.48},{"sentences":[{"text":"yeah.","start":708.915,"end":709.15497,"sentiment":"neutral","sentiment_score":-0.2480080723762512},{"text":"They","start":709.15497,"end":709.65497,"sentiment":"neutral","sentiment_score":-0.2838283181190491}],"sentiment":"neutral","sentiment_score":-0.26591819524765015,"channel":1,"num_words":2,"start":708.915,"end":709.65497},{"sentences":[{"text":"That's it.","start":709.26,"end":710.08,"sentiment":"neutral","sentiment_score":-0.31024160981178284}],"sentiment":"neutral","sentiment_score":-0.31024160981178284,"channel":0,"num_words":2,"start":709.26,"end":710.08},{"sentences":[{"text":"you've got those weeds.","start":710.195,"end":711.12,"sentiment":"negative","sentiment_score":-0.4852079004049301}],"sentiment":"negative","sentiment_score":-0.4852079004049301,"channel":1,"num_words":4,"start":710.195,"end":711.12},{"sentences":[{"text":"Yeah.","start":712.14,"end":712.64,"sentiment":"neutral","sentiment_score":-0.1276479214429855},{"text":"No.","start":713.1,"end":713.33997,"sentiment":"neutral","sentiment_score":-0.15494875609874725}],"sentiment":"neutral","sentiment_score":-0.1412983387708664,"channel":0,"num_words":2,"start":712.14,"end":713.33997},{"sentences":[{"text":"And","start":713.27997,"end":713.52,"sentiment":"neutral","sentiment_score":-0.07505857944488525}],"sentiment":"neutral","sentiment_score":-0.07505857944488525,"channel":1,"num_words":1,"start":713.27997,"end":713.52},{"sentences":[{"text":"That's","start":713.33997,"end":713.66,"sentiment":"neutral","sentiment_score":-0.0676131471991539}],"sentiment":"neutral","sentiment_score":-0.0676131471991539,"channel":0,"num_words":1,"start":713.33997,"end":713.66},{"sentences":[{"text":"I","start":713.52,"end":713.68,"sentiment":"neutral","sentiment_score":-0.059185370802879333}],"sentiment":"neutral","sentiment_score":-0.059185370802879333,"channel":1,"num_words":1,"start":713.52,"end":713.68},{"sentences":[{"text":"okay.","start":713.66,"end":714.06,"sentiment":"neutral","sentiment_score":-0.02535712532699108}],"sentiment":"neutral","sentiment_score":-0.02535712532699108,"channel":0,"num_words":1,"start":713.66,"end":714.06},{"sentences":[{"text":"can","start":713.68,"end":714.18,"sentiment":"neutral","sentiment_score":-0.03422502428293228}],"sentiment":"neutral","sentiment_score":-0.03422502428293228,"channel":1,"num_words":1,"start":713.68,"end":714.18},{"sentences":[{"text":"That doesn't matter.","start":714.06,"end":715.18,"sentiment":"neutral","sentiment_score":-0.13213278849919638},{"text":"As long as you can't live on it, can't make money from it, and","start":715.18,"end":718.06,"sentiment":"neutral","sentiment_score":-0.2711848361151559}],"sentiment":"neutral","sentiment_score":-0.2466462394770454,"channel":0,"num_words":17,"start":714.06,"end":718.06},{"sentences":[{"text":"no.","start":718.0,"end":718.5,"sentiment":"neutral","sentiment_score":-0.29347848892211914}],"sentiment":"neutral","sentiment_score":-0.29347848892211914,"channel":1,"num_words":1,"start":718.0,"end":718.5},{"sentences":[{"text":"it's land","start":718.06,"end":718.86,"sentiment":"negative","sentiment_score":-0.3643200099468231}],"sentiment":"negative","sentiment_score":-0.3643200099468231,"channel":0,"num_words":2,"start":718.06,"end":718.86},{"sentences":[{"text":"I'm","start":718.64,"end":718.88,"sentiment":"neutral","sentiment_score":-0.33255311846733093}],"sentiment":"neutral","sentiment_score":-0.33255311846733093,"channel":1,"num_words":1,"start":718.64,"end":718.88},{"sentences":[{"text":"that's","start":718.86,"end":719.18,"sentiment":"neutral","sentiment_score":-0.310005247592926}],"sentiment":"neutral","sentiment_score":-0.310005247592926,"channel":0,"num_words":1,"start":718.86,"end":719.18},{"sentences":[{"text":"I'm not","start":718.88,"end":719.2,"sentiment":"negative","sentiment_score":-0.3441968709230423}],"sentiment":"negative","sentiment_score":-0.3441968709230423,"channel":1,"num_words":2,"start":718.88,"end":719.2},{"sentences":[{"text":"unusable,","start":719.18,"end":719.68,"sentiment":"negative","sentiment_score":-0.4053349494934082}],"sentiment":"negative","sentiment_score":-0.4053349494934082,"channel":0,"num_words":1,"start":719.18,"end":719.68},{"sentences":[{"text":"allowed I'm not allowed to","start":719.2,"end":720.24,"sentiment":"neutral","sentiment_score":-0.2663982331752777}],"sentiment":"neutral","sentiment_score":-0.2663982331752777,"channel":1,"num_words":5,"start":719.2,"end":720.24},{"sentences":[{"text":"you're","start":720.14,"end":720.46,"sentiment":"neutral","sentiment_score":-0.27410370111465454}],"sentiment":"neutral","sentiment_score":-0.27410370111465454,"channel":0,"num_words":1,"start":720.14,"end":720.46},{"sentences":[{"text":"subdivide","start":720.24,"end":720.72,"sentiment":"neutral","sentiment_score":-0.2183905839920044}],"sentiment":"neutral","sentiment_score":-0.2183905839920044,"channel":1,"num_words":1,"start":720.24,"end":720.72},{"sentences":[{"text":"fine.","start":720.46,"end":720.96,"sentiment":"neutral","sentiment_score":-0.10676224529743196}],"sentiment":"neutral","sentiment_score":-0.10676224529743196,"channel":0,"num_words":1,"start":720.46,"end":720.96},{"sentences":[{"text":"anyway.","start":720.72,"end":721.2,"sentiment":"neutral","sentiment_score":-0.05587314069271088},{"text":"I'm not allowed to subdivide","start":721.2,"end":722.48,"sentiment":"neutral","sentiment_score":-0.12573533356189728}],"sentiment":"neutral","sentiment_score":-0.11409163475036621,"channel":1,"num_words":6,"start":720.72,"end":722.48},{"sentences":[{"text":"Yeah.","start":722.025,"end":722.525,"sentiment":"neutral","sentiment_score":-0.061426687985658646}],"sentiment":"neutral","sentiment_score":-0.061426687985658646,"channel":0,"num_words":1,"start":722.025,"end":722.525},{"sentences":[{"text":"anyway because of the Shire's rules.","start":722.48,"end":724.42,"sentiment":"neutral","sentiment_score":-0.060969495524962745}],"sentiment":"neutral","sentiment_score":-0.060969495524962745,"channel":1,"num_words":6,"start":722.48,"end":724.42},{"sentences":[{"text":"Yep.","start":725.065,"end":725.465,"sentiment":"neutral","sentiment_score":0.05556771904230118},{"text":"No.","start":725.465,"end":725.705,"sentiment":"neutral","sentiment_score":0.08511357754468918},{"text":"Perfect.","start":725.705,"end":726.185,"sentiment":"positive","sentiment_score":0.3921626210212707},{"text":"Well, that works in your favor because it means that your the total of your your property is gonna be considered under the main residence exemption for Centrelink.","start":726.185,"end":734.905,"sentiment":"neutral","sentiment_score":0.33102371437208994},{"text":"So your house, they're gonna ask you the value of it, how much you have in a loan, and things like that just so they understand, but they won't","start":734.905,"end":741.42004,"sentiment":"neutral","sentiment_score":0.039305564915311744}],"sentiment":"neutral","sentiment_score":0.182356155042847,"channel":0,"num_words":60,"start":725.065,"end":741.42004},{"sentences":[{"text":"Yes.","start":741.28,"end":741.78,"sentiment":"neutral","sentiment_score":-0.00915595330297947}],"sentiment":"neutral","sentiment_score":-0.00915595330297947,"channel":1,"num_words":1,"start":741.28,"end":741.78},{"sentences":[{"text":"assess you on that.","start":741.42004,"end":742.62,"sentiment":"neutral","sentiment_score":0.016844701487571},{"text":"From the assets I have here, you've got your Ford x r six.","start":742.62,"end":746.62,"sentiment":"neutral","sentiment_score":0.03439146222976538},{"text":"You've got your huge.","start":746.62,"end":748.08,"sentiment":"neutral","sentiment_score":0.053580159321427345},{"text":"You've got your savings account there.","start":748.22003,"end":750.24,"sentiment":"neutral","sentiment_score":0.053600908567508064},{"text":"If you've got any, you know, other cars, boats, or caravans, things like that, they're gonna ask you for those values.","start":750.58496,"end":755.725,"sentiment":"neutral","sentiment_score":-0.03191183893276112}],"sentiment":"neutral","sentiment_score":0.007921776792500168,"channel":0,"num_words":48,"start":741.42004,"end":755.725},{"sentences":[{"text":"When you value anything for Centrelink, we use FireSale values.","start":756.26495,"end":760.52496,"sentiment":"neutral","sentiment_score":0.015330970846116542},{"text":"So whilst, you know, your Ford x r six, you might be able to get, you know, 30 or 50,000 for that.","start":760.665,"end":767.17004,"sentiment":"neutral","sentiment_score":-0.03631267214024609},{"text":"Realistically, when you look at valuing things to Centrelink, you wanna if you had to sell that car quickly tomorrow, what's the lowest amount you would take for that?","start":767.23004,"end":775.25,"sentiment":"neutral","sentiment_score":-0.08424603810598111},{"text":"So you kind of only wanna give them fire sale values to lower it's about realistically lowering the value of any of your assets.","start":775.39,"end":783.35504,"sentiment":"neutral","sentiment_score":-0.1618274236097932},{"text":"So if you had to sell it quickly, what is the least amount of money you'd probably take for that?","start":783.41504,"end":787.655,"sentiment":"neutral","sentiment_score":-0.12773170992732047}],"sentiment":"neutral","sentiment_score":-0.09073520522742044,"channel":0,"num_words":105,"start":756.26495,"end":787.655},{"sentences":[{"text":"Does that make sense?","start":787.655,"end":788.635,"sentiment":"neutral","sentiment_score":-0.033595203422009945}],"sentiment":"neutral","sentiment_score":-0.033595203422009945,"channel":0,"num_words":4,"start":787.655,"end":788.635},{"sentences":[{"text":"Yep.","start":788.695,"end":789.195,"sentiment":"neutral","sentiment_score":0.022308221086859703}],"sentiment":"neutral","sentiment_score":0.022308221086859703,"channel":1,"num_words":1,"start":788.695,"end":789.195},{"sentences":[{"text":"Yeah.","start":790.375,"end":790.875,"sentiment":"neutral","sentiment_score":0.014812476933002472},{"text":"It's all about fire sale values.","start":792.06995,"end":793.91,"sentiment":"neutral","sentiment_score":-0.02064834286769231},{"text":"And when you're talking to them, when they're asking for those sorts of things, they're asking for fire sale values.","start":793.91,"end":798.64996,"sentiment":"neutral","sentiment_score":-0.039674966037273406},{"text":"They don't want anything unrealistic.","start":798.87,"end":800.25,"sentiment":"neutral","sentiment_score":-0.17678060084581376},{"text":"Like, if you've got a $50,000 car and you tell them you you can sell that for, you know, $5, they're probably gonna go, hey.","start":800.38995,"end":808.02496,"sentiment":"neutral","sentiment_score":-0.13071325600147246}],"sentiment":"neutral","sentiment_score":-0.08867212816288597,"channel":0,"num_words":57,"start":790.375,"end":808.02496},{"sentences":[{"text":"That might be a bit unrealistic.","start":808.02496,"end":809.245,"sentiment":"neutral","sentiment_score":-0.18666267643372217},{"text":"But if you're, you know, telling them if you had to sell it quickly, the more the least you'd take is that 10 or 15,000, then you're being a bit more honest with that.","start":809.625,"end":817.485,"sentiment":"neutral","sentiment_score":0.07104676260667689},{"text":"And when they look at the vehicles, they can also use places like red books and things to revalue assets.","start":817.545,"end":824.39,"sentiment":"neutral","sentiment_score":0.08879604153335094},{"text":"So they will they can and do check on what we put on the application form.","start":824.39,"end":829.37,"sentiment":"neutral","sentiment_score":0.11693948926404119},{"text":"So just about being realistic, but at the same time, making sure it's a fire sale value.","start":829.67,"end":834.39,"sentiment":"neutral","sentiment_score":0.1752211578628596}],"sentiment":"neutral","sentiment_score":0.08517555067295669,"channel":0,"num_words":93,"start":808.02496,"end":834.39},{"sentences":[{"text":"What's the least amount you would expect to get for that vehicle if you had to sell it quickly.","start":834.39,"end":838.885,"sentiment":"neutral","sentiment_score":0.08710941162548567},{"text":"Okay?","start":839.025,"end":839.525,"sentiment":"neutral","sentiment_score":0.07516369223594666}],"sentiment":"neutral","sentiment_score":0.08651212565600871,"channel":0,"num_words":20,"start":834.39,"end":839.525},{"sentences":[{"text":"Yes.","start":840.165,"end":840.665,"sentiment":"neutral","sentiment_score":0.144156351685524}],"sentiment":"neutral","sentiment_score":0.144156351685524,"channel":1,"num_words":1,"start":840.165,"end":840.665},{"sentences":[{"text":"Yep.","start":841.10504,"end":841.60504,"sentiment":"neutral","sentiment_score":0.13780471682548523},{"text":"When it comes to bank accounts, they're gonna ask for your bank account statement.","start":841.74506,"end":845.525,"sentiment":"neutral","sentiment_score":0.06830602352108274},{"text":"They're gonna ask for a sent a superannuation statement showing the value of your super at a certain date, and they deem that.","start":845.66504,"end":854.64,"sentiment":"neutral","sentiment_score":0.0856140761271767},{"text":"So when we look at deeming rates, like, if you, in your super, get you know, just looking at the current deeming rates because they have just changed a little bit.","start":854.64,"end":865.275,"sentiment":"neutral","sentiment_score":0.04829269079791923},{"text":"But with your super, like, if you got a having a look at your return on your super at the moment, you still had a really good return on super for this year.","start":865.995,"end":874.09503,"sentiment":"neutral","sentiment_score":0.32019964041131915}],"sentiment":"neutral","sentiment_score":0.14830268966034055,"channel":0,"num_words":102,"start":841.10504,"end":874.09503},{"sentences":[{"text":"Your super for the last twelve months has returned about 19.59%.","start":874.79504,"end":882.94995,"sentiment":"positive","sentiment_score":0.41368753801692615},{"text":"Is that right?","start":882.94995,"end":883.75,"sentiment":"neutral","sentiment_score":0.19929548601309457},{"text":"Yeah.","start":883.75,"end":884.07,"sentiment":"neutral","sentiment_score":0.15589959919452667},{"text":"You've had a 19% return.","start":884.07,"end":885.91,"sentiment":"neutral","sentiment_score":0.26801490485668183},{"text":"So your super has done really, really well for this year, which is great, but they don't want they're not gonna assess you at having a 19% return on your super.","start":885.91,"end":894.675,"sentiment":"neutral","sentiment_score":0.17080095194039807}],"sentiment":"neutral","sentiment_score":0.23410300019324995,"channel":0,"num_words":51,"start":874.79504,"end":894.675},{"sentences":[{"text":"They're gonna look at your financial assets like your bank account, your superannuation, and they have what's called the deeming.","start":894.675,"end":901.335,"sentiment":"neutral","sentiment_score":0.010577694931998848},{"text":"So they assume a certain rate of return for every year for everything over a certain value under the current deeming sorry.","start":901.475,"end":914.32996,"sentiment":"neutral","sentiment_score":-0.01530161178247495},{"text":"Now I'm just looking for the because I just updated these, and I knew what the old deeming rates were.","start":914.32996,"end":920.99,"sentiment":"neutral","sentiment_score":-0.02334193259011954},{"text":"There we go.","start":933.72,"end":934.62,"sentiment":"neutral","sentiment_score":0.03207386905948321},{"text":"So with the deeming rates there, Neil, they'll assess the first 106,200 of combined financial assets at 1.25%.","start":934.76,"end":945.66,"sentiment":"neutral","sentiment_score":0.09514672433336575}],"sentiment":"neutral","sentiment_score":0.014661957021712899,"channel":0,"num_words":83,"start":894.675,"end":945.66},{"sentences":[{"text":"Anything over that is deemed to have earned 3.25%.","start":946.455,"end":950.955,"sentiment":"neutral","sentiment_score":0.09373690684636433}],"sentiment":"neutral","sentiment_score":0.09373690684636433,"channel":0,"num_words":9,"start":946.455,"end":950.955},{"sentences":[{"text":"Alright.","start":954.495,"end":954.995,"sentiment":"neutral","sentiment_score":0.04075131192803383},{"text":"It's very confusing.","start":958.735,"end":959.795,"sentiment":"negative","sentiment_score":-0.6350369056065878},{"text":"They make a very","start":960.175,"end":960.975,"sentiment":"neutral","sentiment_score":-0.29887544736266136}],"sentiment":"negative","sentiment_score":-0.38248264929279685,"channel":1,"num_words":8,"start":954.495,"end":960.975},{"sentences":[{"text":"It is.","start":960.79,"end":961.44995,"sentiment":"neutral","sentiment_score":-0.11907334253191948},{"text":"They do.","start":962.14996,"end":962.97,"sentiment":"neutral","sentiment_score":-0.03092128038406372},{"text":"They absolutely","start":963.58997,"end":964.25,"sentiment":"neutral","sentiment_score":0.04003512114286423}],"sentiment":"neutral","sentiment_score":-0.03665316725770632,"channel":0,"num_words":6,"start":960.79,"end":964.25},{"sentences":[{"text":"I","start":964.33496,"end":964.495,"sentiment":"neutral","sentiment_score":-0.01815736293792725}],"sentiment":"neutral","sentiment_score":-0.01815736293792725,"channel":1,"num_words":1,"start":964.33496,"end":964.495},{"sentences":[{"text":"do.","start":964.47,"end":964.97,"sentiment":"neutral","sentiment_score":-0.024362962692976}],"sentiment":"neutral","sentiment_score":-0.024362962692976,"channel":0,"num_words":1,"start":964.47,"end":964.97},{"sentences":[{"text":"don't know.","start":964.495,"end":965.135,"sentiment":"neutral","sentiment_score":-0.2611773908138275},{"text":"Your job would have drive me nuts.","start":965.135,"end":966.81,"sentiment":"negative","sentiment_score":-0.6947436162403652}],"sentiment":"negative","sentiment_score":-0.598395566145579,"channel":1,"num_words":9,"start":964.495,"end":966.81},{"sentences":[{"text":"Oh, I actually kind of enjoy it.","start":967.75,"end":969.35,"sentiment":"neutral","sentiment_score":0.19608388947589056},{"text":"It's a little bit of fun I'm trying to get people as much pension as possible, but it's not gonna be something that's gonna be around forever, unfortunately.","start":969.35,"end":978.02496,"sentiment":"neutral","sentiment_score":0.10278744077576059},{"text":"There's some point all of this will probably have to change the structure the way it is because we spend a lot of of money on age pension and Centrelink and things like that.","start":978.245,"end":989.26,"sentiment":"neutral","sentiment_score":-0.24536503632279003},{"text":"So I think I need","start":989.26,"end":990.77997,"sentiment":"neutral","sentiment_score":-0.06497242748737335}],"sentiment":"neutral","sentiment_score":-0.05968429465350267,"channel":0,"num_words":74,"start":967.75,"end":990.77997},{"sentences":[{"text":"So","start":990.635,"end":990.955,"sentiment":"neutral","sentiment_score":-0.08820576965808868}],"sentiment":"neutral","sentiment_score":-0.08820576965808868,"channel":1,"num_words":1,"start":990.635,"end":990.955},{"sentences":[{"text":"some time","start":990.77997,"end":991.1,"sentiment":"neutral","sentiment_score":-0.1366385743021965}],"sentiment":"neutral","sentiment_score":-0.1366385743021965,"channel":0,"num_words":2,"start":990.77997,"end":991.1},{"sentences":[{"text":"by","start":990.955,"end":991.11505,"sentiment":"neutral","sentiment_score":-0.13407602906227112}],"sentiment":"neutral","sentiment_score":-0.13407602906227112,"channel":1,"num_words":1,"start":990.955,"end":991.11505},{"sentences":[{"text":"in","start":991.1,"end":991.26,"sentiment":"neutral","sentiment_score":-0.16434739530086517}],"sentiment":"neutral","sentiment_score":-0.16434739530086517,"channel":0,"num_words":1,"start":991.1,"end":991.26},{"sentences":[{"text":"the","start":991.11505,"end":991.275,"sentiment":"neutral","sentiment_score":-0.15823166072368622}],"sentiment":"neutral","sentiment_score":-0.15823166072368622,"channel":1,"num_words":1,"start":991.11505,"end":991.275},{"sentences":[{"text":"the","start":991.26,"end":991.33997,"sentiment":"neutral","sentiment_score":-0.155525341629982}],"sentiment":"neutral","sentiment_score":-0.155525341629982,"channel":0,"num_words":1,"start":991.26,"end":991.33997},{"sentences":[{"text":"time","start":991.275,"end":991.435,"sentiment":"neutral","sentiment_score":-0.13541823625564575}],"sentiment":"neutral","sentiment_score":-0.13541823625564575,"channel":1,"num_words":1,"start":991.275,"end":991.435},{"sentences":[{"text":"next","start":991.33997,"end":991.74,"sentiment":"neutral","sentiment_score":-0.13522468507289886}],"sentiment":"neutral","sentiment_score":-0.13522468507289886,"channel":0,"num_words":1,"start":991.33997,"end":991.74},{"sentences":[{"text":"you","start":991.435,"end":991.935,"sentiment":"neutral","sentiment_score":-0.16741645336151123}],"sentiment":"neutral","sentiment_score":-0.16741645336151123,"channel":1,"num_words":1,"start":991.435,"end":991.935},{"sentences":[{"text":"ten years,","start":991.74,"end":992.62,"sentiment":"neutral","sentiment_score":-0.13888567686080933}],"sentiment":"neutral","sentiment_score":-0.13888567686080933,"channel":0,"num_words":2,"start":991.74,"end":992.62},{"sentences":[{"text":"say","start":992.35004,"end":992.85004,"sentiment":"neutral","sentiment_score":-0.119851753115654}],"sentiment":"neutral","sentiment_score":-0.119851753115654,"channel":1,"num_words":1,"start":992.35004,"end":992.85004},{"sentences":[{"text":"it'll","start":992.62,"end":992.94,"sentiment":"neutral","sentiment_score":-0.17001020908355713}],"sentiment":"neutral","sentiment_score":-0.17001020908355713,"channel":0,"num_words":1,"start":992.62,"end":992.94},{"sentences":[{"text":"say","start":992.91003,"end":993.41003,"sentiment":"neutral","sentiment_score":-0.161170095205307}],"sentiment":"neutral","sentiment_score":-0.161170095205307,"channel":1,"num_words":1,"start":992.91003,"end":993.41003},{"sentences":[{"text":"all change.","start":992.94,"end":993.6,"sentiment":"neutral","sentiment_score":-0.17235064506530762}],"sentiment":"neutral","sentiment_score":-0.17235064506530762,"channel":0,"num_words":2,"start":992.94,"end":993.6},{"sentences":[{"text":"say by the time you","start":994.19,"end":994.99,"sentiment":"neutral","sentiment_score":-0.16028094589710234}],"sentiment":"neutral","sentiment_score":-0.16028094589710234,"channel":1,"num_words":5,"start":994.19,"end":994.99},{"sentences":[{"text":"A","start":994.875,"end":995.375,"sentiment":"neutral","sentiment_score":-0.109815314412117}],"sentiment":"neutral","sentiment_score":-0.109815314412117,"channel":0,"num_words":1,"start":994.875,"end":995.375},{"sentences":[{"text":"get to my age, it might not exist.","start":994.99,"end":996.93,"sentiment":"neutral","sentiment_score":-0.23127645812928677}],"sentiment":"neutral","sentiment_score":-0.23127645812928677,"channel":1,"num_words":8,"start":994.99,"end":996.93},{"sentences":[{"text":"100%.","start":997.915,"end":998.735,"sentiment":"neutral","sentiment_score":-0.02506210096180439},{"text":"Yeah.","start":998.955,"end":999.435,"sentiment":"neutral","sentiment_score":0.0002097347751259804},{"text":"Yeah.","start":999.435,"end":999.915,"sentiment":"neutral","sentiment_score":0.010093431919813156},{"text":"That's","start":999.915,"end":1000.235,"sentiment":"neutral","sentiment_score":0.014816056936979294}],"sentiment":"neutral","sentiment_score":0.000014280667528510094,"channel":0,"num_words":4,"start":997.915,"end":1000.235},{"sentences":[{"text":"Well, I","start":999.95,"end":1000.35004,"sentiment":"neutral","sentiment_score":0.010486472863703966}],"sentiment":"neutral","sentiment_score":0.010486472863703966,"channel":1,"num_words":2,"start":999.95,"end":1000.35004},{"sentences":[{"text":"exactly","start":1000.235,"end":1000.715,"sentiment":"neutral","sentiment_score":0.011310160160064696}],"sentiment":"neutral","sentiment_score":0.011310160160064696,"channel":0,"num_words":1,"start":1000.235,"end":1000.715},{"sentences":[{"text":"was born","start":1000.35004,"end":1000.83,"sentiment":"neutral","sentiment_score":0.013912047259509563}],"sentiment":"neutral","sentiment_score":0.013912047259509563,"channel":1,"num_words":2,"start":1000.35004,"end":1000.83},{"sentences":[{"text":"the way","start":1000.715,"end":1001.035,"sentiment":"neutral","sentiment_score":0.01507531851530075}],"sentiment":"neutral","sentiment_score":0.01507531851530075,"channel":0,"num_words":2,"start":1000.715,"end":1001.035},{"sentences":[{"text":"before","start":1000.83,"end":1001.33,"sentiment":"neutral","sentiment_score":0.014847777783870695}],"sentiment":"neutral","sentiment_score":0.014847777783870695,"channel":1,"num_words":1,"start":1000.83,"end":1001.33},{"sentences":[{"text":"I'm heading.","start":1001.035,"end":1001.775,"sentiment":"neutral","sentiment_score":0.011199296452105045}],"sentiment":"neutral","sentiment_score":0.011199296452105045,"channel":0,"num_words":2,"start":1001.035,"end":1001.775},{"sentences":[{"text":"I was born before 1960, and","start":1002.11,"end":1005.15,"sentiment":"neutral","sentiment_score":0.008176071879764399}],"sentiment":"neutral","sentiment_score":0.008176071879764399,"channel":1,"num_words":6,"start":1002.11,"end":1005.15},{"sentences":[{"text":"Yeah.","start":1005.115,"end":1005.615,"sentiment":"neutral","sentiment_score":0.00900593027472496}],"sentiment":"neutral","sentiment_score":0.00900593027472496,"channel":0,"num_words":1,"start":1005.115,"end":1005.615},{"sentences":[{"text":"that's when that that's when it changed.","start":1005.15,"end":1007.205,"sentiment":"neutral","sentiment_score":-0.007884993450716138}],"sentiment":"neutral","sentiment_score":-0.007884993450716138,"channel":1,"num_words":7,"start":1005.15,"end":1007.205},{"sentences":[{"text":"Yeah.","start":1007.93,"end":1008.43,"sentiment":"neutral","sentiment_score":0.01118374429643154}],"sentiment":"neutral","sentiment_score":0.01118374429643154,"channel":0,"num_words":1,"start":1007.93,"end":1008.43},{"sentences":[{"text":"Anybody","start":1008.48505,"end":1008.98505,"sentiment":"neutral","sentiment_score":-0.0008637523278594017}],"sentiment":"neutral","sentiment_score":-0.0008637523278594017,"channel":1,"num_words":1,"start":1008.48505,"end":1008.98505},{"sentences":[{"text":"Yeah.","start":1008.65,"end":1009.15,"sentiment":"neutral","sentiment_score":-0.0021758228540420532}],"sentiment":"neutral","sentiment_score":-0.0021758228540420532,"channel":0,"num_words":1,"start":1008.65,"end":1009.15},{"sentences":[{"text":"after 1960,","start":1009.125,"end":1010.825,"sentiment":"neutral","sentiment_score":-0.014768540393561125}],"sentiment":"neutral","sentiment_score":-0.014768540393561125,"channel":1,"num_words":2,"start":1009.125,"end":1010.825},{"sentences":[{"text":"Mhmm.","start":1011.53,"end":1012.03,"sentiment":"neutral","sentiment_score":-0.014319456182420254},{"text":"Had","start":1012.41003,"end":1012.65,"sentiment":"neutral","sentiment_score":-0.029113419353961945}],"sentiment":"neutral","sentiment_score":-0.0217164377681911,"channel":0,"num_words":2,"start":1011.53,"end":1012.65},{"sentences":[{"text":"I","start":1012.645,"end":1012.805,"sentiment":"neutral","sentiment_score":-0.02185354195535183}],"sentiment":"neutral","sentiment_score":-0.02185354195535183,"channel":1,"num_words":1,"start":1012.645,"end":1012.805},{"sentences":[{"text":"to wait","start":1012.65,"end":1012.89,"sentiment":"neutral","sentiment_score":-0.0352928563952446}],"sentiment":"neutral","sentiment_score":-0.0352928563952446,"channel":0,"num_words":2,"start":1012.65,"end":1012.89},{"sentences":[{"text":"still","start":1012.805,"end":1013.305,"sentiment":"neutral","sentiment_score":-0.05266730487346649}],"sentiment":"neutral","sentiment_score":-0.05266730487346649,"channel":1,"num_words":1,"start":1012.805,"end":1013.305},{"sentences":[{"text":"to 67.","start":1012.89,"end":1013.87,"sentiment":"neutral","sentiment_score":-0.02377191372215748}],"sentiment":"neutral","sentiment_score":-0.02377191372215748,"channel":0,"num_words":2,"start":1012.89,"end":1013.87},{"sentences":[{"text":"I still","start":1013.765,"end":1014.325,"sentiment":"neutral","sentiment_score":-0.0020513925701379776}],"sentiment":"neutral","sentiment_score":-0.0020513925701379776,"channel":1,"num_words":2,"start":1013.765,"end":1014.325},{"sentences":[{"text":"Yeah.","start":1014.25,"end":1014.75,"sentiment":"neutral","sentiment_score":0.010816297493875028}],"sentiment":"neutral","sentiment_score":0.010816297493875028,"channel":0,"num_words":1,"start":1014.25,"end":1014.75},{"sentences":[{"text":"think they get it, but then they'll change it.","start":1014.325,"end":1016.565,"sentiment":"neutral","sentiment_score":-0.025569150017367467},{"text":"So I'll just keep up and up","start":1016.565,"end":1018.025,"sentiment":"neutral","sentiment_score":0.0218964195145028}],"sentiment":"neutral","sentiment_score":-0.004802963347174227,"channel":1,"num_words":16,"start":1014.325,"end":1018.025},{"sentences":[{"text":"Yeah.","start":1018.73004,"end":1019.05,"sentiment":"neutral","sentiment_score":0.01979908160865307}],"sentiment":"neutral","sentiment_score":0.01979908160865307,"channel":0,"num_words":1,"start":1018.73004,"end":1019.05},{"sentences":[{"text":"the","start":1018.805,"end":1019.28503,"sentiment":"neutral","sentiment_score":0.00875950325280428}],"sentiment":"neutral","sentiment_score":0.00875950325280428,"channel":1,"num_words":1,"start":1018.805,"end":1019.28503},{"sentences":[{"text":"Yeah.","start":1019.05,"end":1019.29004,"sentiment":"neutral","sentiment_score":0.013419696129858494}],"sentiment":"neutral","sentiment_score":0.013419696129858494,"channel":0,"num_words":1,"start":1019.05,"end":1019.29004},{"sentences":[{"text":"years.","start":1019.28503,"end":1019.78503,"sentiment":"neutral","sentiment_score":0.006628726609051228}],"sentiment":"neutral","sentiment_score":0.006628726609051228,"channel":1,"num_words":1,"start":1019.28503,"end":1019.78503},{"sentences":[{"text":"And they'll they'll always grandfather it.","start":1019.29004,"end":1021.775,"sentiment":"neutral","sentiment_score":0.008211085572838783},{"text":"So same as when the changes came in around that 1960, 1961 period,","start":1021.775,"end":1026.275,"sentiment":"neutral","sentiment_score":0.032827265990468174}],"sentiment":"neutral","sentiment_score":0.025053735332269417,"channel":0,"num_words":19,"start":1019.29004,"end":1026.275},{"sentences":[{"text":"Yep.","start":1026.8099,"end":1027.3099,"sentiment":"neutral","sentiment_score":0.06986092031002045}],"sentiment":"neutral","sentiment_score":0.06986092031002045,"channel":1,"num_words":1,"start":1026.8099,"end":1027.3099},{"sentences":[{"text":"they'll be grandfathered.","start":1026.8151,"end":1027.715,"sentiment":"neutral","sentiment_score":0.0694637546936671},{"text":"So, you know, people who had been born before those years were still able to access the age pension when they hit the the age that was grandfathered before the change.","start":1027.775,"end":1040.01,"sentiment":"neutral","sentiment_score":0.05739559347350751},{"text":"So","start":1040.23,"end":1040.4701,"sentiment":"neutral","sentiment_score":0.03921348601579666}],"sentiment":"neutral","sentiment_score":0.05791051850787231,"channel":0,"num_words":35,"start":1026.8151,"end":1040.4701},{"sentences":[{"text":"Yes.","start":1040.415,"end":1040.915,"sentiment":"neutral","sentiment_score":0.06391316652297974}],"sentiment":"neutral","sentiment_score":0.06391316652297974,"channel":1,"num_words":1,"start":1040.415,"end":1040.915},{"sentences":[{"text":"the same thing.","start":1040.4701,"end":1041.11,"sentiment":"neutral","sentiment_score":0.04952078188459078},{"text":"Like, when they change this, they'll probably grandfather it to anyone who's currently on it will still get the old rules until something changes.","start":1041.11,"end":1047.6901,"sentiment":"neutral","sentiment_score":0.0511043022852391},{"text":"But anyone applying for it after a certain year or, you know, when the change comes in, then they'll have to adhere to different circumstances.","start":1048.015,"end":1055.235,"sentiment":"neutral","sentiment_score":-0.05450805470347404},{"text":"So it means that lots of different people will be on different rules.","start":1055.775,"end":1060.035,"sentiment":"neutral","sentiment_score":-0.1007413689333659},{"text":"But yeah.","start":1060.095,"end":1060.655,"sentiment":"neutral","sentiment_score":-0.05116763524711132}],"sentiment":"neutral","sentiment_score":-0.020889684085303277,"channel":0,"num_words":67,"start":1040.4701,"end":1060.655},{"sentences":[{"text":"No.","start":1060.655,"end":1060.975,"sentiment":"neutral","sentiment_score":-0.13433349132537842},{"text":"Look.","start":1060.975,"end":1061.215,"sentiment":"neutral","sentiment_score":-0.1345735490322113},{"text":"It's it's all understandable.","start":1061.215,"end":1062.355,"sentiment":"neutral","sentiment_score":-0.15864986926317215}],"sentiment":"neutral","sentiment_score":-0.15058441956837973,"channel":0,"num_words":6,"start":1060.655,"end":1062.355},{"sentences":[{"text":"That's ridiculous.","start":1062.25,"end":1062.99,"sentiment":"negative","sentiment_score":-0.45294465124607086},{"text":"It's","start":1063.275,"end":1063.775,"sentiment":"neutral","sentiment_score":-0.1768811047077179}],"sentiment":"negative","sentiment_score":-0.3609234690666199,"channel":1,"num_words":3,"start":1062.25,"end":1063.775},{"sentences":[{"text":"It's all crazy, isn't it?","start":1065.42,"end":1067.36,"sentiment":"neutral","sentiment_score":-0.2407084435224533},{"text":"So I just you're right.","start":1067.74,"end":1069.34,"sentiment":"neutral","sentiment_score":-0.11070974916219711},{"text":"Sorry.","start":1069.34,"end":1069.84,"sentiment":"neutral","sentiment_score":-0.22650352120399475}],"sentiment":"neutral","sentiment_score":-0.18032677132974972,"channel":0,"num_words":11,"start":1065.42,"end":1069.84},{"sentences":[{"text":"no wonder people hate politicians and big financial moms that look after this sort of stuff.","start":1070.635,"end":1078.86,"sentiment":"neutral","sentiment_score":-0.30617354717105627},{"text":"And they","start":1079.02,"end":1079.76,"sentiment":"neutral","sentiment_score":0.013490849640220404}],"sentiment":"neutral","sentiment_score":-0.27065528085869217,"channel":1,"num_words":18,"start":1070.635,"end":1079.76},{"sentences":[{"text":"Yeah.","start":1079.755,"end":1080.255,"sentiment":"neutral","sentiment_score":0.03428540378808975}],"sentiment":"neutral","sentiment_score":0.03428540378808975,"channel":0,"num_words":1,"start":1079.755,"end":1080.255},{"sentences":[{"text":"they change their mind.","start":1079.9,"end":1080.7,"sentiment":"neutral","sentiment_score":-0.03391553554683924},{"text":"Like, they change their undies.","start":1080.7,"end":1081.92,"sentiment":"neutral","sentiment_score":-0.04538084268569946}],"sentiment":"neutral","sentiment_score":-0.04028515062398381,"channel":1,"num_words":9,"start":1079.9,"end":1081.92},{"sentences":[{"text":"Yeah.","start":1082.475,"end":1082.975,"sentiment":"neutral","sentiment_score":0.07092525064945221},{"text":"Yeah.","start":1083.355,"end":1083.855,"sentiment":"neutral","sentiment_score":0.108922079205513},{"text":"Alright.","start":1084.0751,"end":1084.475,"sentiment":"neutral","sentiment_score":0.2604124844074249},{"text":"Absolutely.","start":1084.475,"end":1084.975,"sentiment":"positive","sentiment_score":0.46949678659439087},{"text":"So I just wanted to sort of find out what you wanted to sort of do moving forward.","start":1085.995,"end":1089.515,"sentiment":"positive","sentiment_score":0.40137741963068646}],"sentiment":"positive","sentiment_score":0.36975227973677893,"channel":0,"num_words":22,"start":1082.475,"end":1089.515},{"sentences":[{"text":"I'm happy to send you an email after the call that sort of outlines the rules and restrictions and so sorry.","start":1089.515,"end":1097.1,"sentiment":"positive","sentiment_score":0.39018880753290086},{"text":"I just sneezed.","start":1097.1,"end":1098.0,"sentiment":"neutral","sentiment_score":-0.1452550639708837},{"text":"The rules and restrictions and what Centrelink are gonna wanna ask you for with regard to the questions and what you'll need to provide to them based on what I know.","start":1099.02,"end":1107.875,"sentiment":"neutral","sentiment_score":0.23440129021483083}],"sentiment":"neutral","sentiment_score":0.273175268417055,"channel":0,"num_words":55,"start":1089.515,"end":1107.875},{"sentences":[{"text":"Yep.","start":1108.355,"end":1108.855,"sentiment":"neutral","sentiment_score":0.11803742498159409}],"sentiment":"neutral","sentiment_score":0.11803742498159409,"channel":1,"num_words":1,"start":1108.355,"end":1108.855},{"sentences":[{"text":"But with regard to your super, are you wanting to look at maybe drawing down any money out of super at the moment, or are you happy just to leave it as it is and just apply for age pension, or what are you sort of hoping would like to do?","start":1108.8151,"end":1122.43,"sentiment":"neutral","sentiment_score":0.107710272658105}],"sentiment":"neutral","sentiment_score":0.107710272658105,"channel":0,"num_words":51,"start":1108.8151,"end":1122.43},{"sentences":[{"text":"I don't know what I've got two jobs I've got two jobs sitting in seats at the moment","start":1123.955,"end":1128.215,"sentiment":"neutral","sentiment_score":-0.09452338475320074}],"sentiment":"neutral","sentiment_score":-0.09452338475320074,"channel":1,"num_words":18,"start":1123.955,"end":1128.215},{"sentences":[{"text":"Yep.","start":1128.89,"end":1129.39,"sentiment":"neutral","sentiment_score":-0.09305955469608308}],"sentiment":"neutral","sentiment_score":-0.09305955469608308,"channel":0,"num_words":1,"start":1128.89,"end":1129.39},{"sentences":[{"text":"that there's a they're they're looking at me, but I've had","start":1128.9149,"end":1133.255,"sentiment":"neutral","sentiment_score":-0.16200991787693717}],"sentiment":"neutral","sentiment_score":-0.16200991787693717,"channel":1,"num_words":11,"start":1128.9149,"end":1133.255},{"sentences":[{"text":"Yep.","start":1132.905,"end":1133.405,"sentiment":"neutral","sentiment_score":-0.131450816988945}],"sentiment":"neutral","sentiment_score":-0.131450816988945,"channel":0,"num_words":1,"start":1132.905,"end":1133.405},{"sentences":[{"text":"40 other nine jobs saying, you know, like, I've got all the qualifications, but because","start":1133.315,"end":1139.27,"sentiment":"neutral","sentiment_score":-0.12733389263351758}],"sentiment":"neutral","sentiment_score":-0.12733389263351758,"channel":1,"num_words":15,"start":1133.315,"end":1139.27},{"sentences":[{"text":"Yep.","start":1139.145,"end":1139.645,"sentiment":"neutral","sentiment_score":-0.1601189225912094}],"sentiment":"neutral","sentiment_score":-0.1601189225912094,"channel":0,"num_words":1,"start":1139.145,"end":1139.645},{"sentences":[{"text":"I was near age, no one would call me.","start":1139.27,"end":1143.85,"sentiment":"neutral","sentiment_score":-0.3219640685452355}],"sentiment":"neutral","sentiment_score":-0.3219640685452355,"channel":1,"num_words":9,"start":1139.27,"end":1143.85},{"sentences":[{"text":"Yeah.","start":1144.665,"end":1145.0651,"sentiment":"neutral","sentiment_score":-0.022874321788549423},{"text":"Okay.","start":1145.0651,"end":1145.5651,"sentiment":"neutral","sentiment_score":-0.003937088884413242}],"sentiment":"neutral","sentiment_score":-0.013405705336481333,"channel":0,"num_words":2,"start":1144.665,"end":1145.5651},{"sentences":[{"text":"You you think you've employed somebody that's been around for a long time with","start":1145.59,"end":1149.29,"sentiment":"neutral","sentiment_score":0.0002850579663312861}],"sentiment":"neutral","sentiment_score":0.0002850579663312861,"channel":1,"num_words":14,"start":1145.59,"end":1149.29},{"sentences":[{"text":"Absolutely.","start":1149.74,"end":1150.24,"sentiment":"neutral","sentiment_score":0.018489697948098183}],"sentiment":"neutral","sentiment_score":0.018489697948098183,"channel":0,"num_words":1,"start":1149.74,"end":1150.24},{"sentences":[{"text":"I hold multiple tickets for machinery.","start":1149.91,"end":1153.1849,"sentiment":"neutral","sentiment_score":0.003733355396737655}],"sentiment":"neutral","sentiment_score":0.003733355396737655,"channel":1,"num_words":6,"start":1149.91,"end":1153.1849},{"sentences":[{"text":"Yeah.","start":1152.7,"end":1153.2,"sentiment":"neutral","sentiment_score":-0.009843148291110992}],"sentiment":"neutral","sentiment_score":-0.009843148291110992,"channel":0,"num_words":1,"start":1152.7,"end":1153.2},{"sentences":[{"text":"You know, I've I've been a laborer when I was younger up north.","start":1154.085,"end":1159.025,"sentiment":"neutral","sentiment_score":-0.03398270962330011},{"text":"I've I've done two trades, all sorts of stuff, and never get a sniff.","start":1160.525,"end":1166.97,"sentiment":"neutral","sentiment_score":-0.07121343298682145},{"text":"Haven't","start":1167.75,"end":1168.07,"sentiment":"neutral","sentiment_score":-0.04586552083492279}],"sentiment":"neutral","sentiment_score":-0.05302245741976159,"channel":1,"num_words":28,"start":1154.085,"end":1168.07},{"sentences":[{"text":"Yeah.","start":1167.755,"end":1168.255,"sentiment":"neutral","sentiment_score":-0.04608527570962906}],"sentiment":"neutral","sentiment_score":-0.04608527570962906,"channel":0,"num_words":1,"start":1167.755,"end":1168.255},{"sentences":[{"text":"even had an","start":1168.07,"end":1168.63,"sentiment":"neutral","sentiment_score":-0.06244910011688868}],"sentiment":"neutral","sentiment_score":-0.06244910011688868,"channel":1,"num_words":3,"start":1168.07,"end":1168.63},{"sentences":[{"text":"Wow.","start":1168.5549,"end":1169.0549,"sentiment":"neutral","sentiment_score":-0.06780917942523956}],"sentiment":"neutral","sentiment_score":-0.06780917942523956,"channel":0,"num_words":1,"start":1168.5549,"end":1169.0549},{"sentences":[{"text":"interview.","start":1168.63,"end":1169.13,"sentiment":"neutral","sentiment_score":-0.07404522597789764},{"text":"Nothing.","start":1171.0299,"end":1171.5299,"sentiment":"neutral","sentiment_score":-0.1593942791223526}],"sentiment":"neutral","sentiment_score":-0.11671975255012512,"channel":1,"num_words":2,"start":1168.63,"end":1171.5299},{"sentences":[{"text":"Yeah.","start":1172.41,"end":1172.91,"sentiment":"neutral","sentiment_score":-0.12691153585910797},{"text":"Oh, that's","start":1174.09,"end":1174.65,"sentiment":"neutral","sentiment_score":-0.30941081047058105}],"sentiment":"neutral","sentiment_score":-0.24857771893342337,"channel":0,"num_words":3,"start":1172.41,"end":1174.65},{"sentences":[{"text":"Some","start":1174.63,"end":1174.87,"sentiment":"negative","sentiment_score":-0.5366520285606384}],"sentiment":"negative","sentiment_score":-0.5366520285606384,"channel":1,"num_words":1,"start":1174.63,"end":1174.87},{"sentences":[{"text":"a shame.","start":1174.65,"end":1175.13,"sentiment":"negative","sentiment_score":-0.5414607226848602}],"sentiment":"negative","sentiment_score":-0.5414607226848602,"channel":0,"num_words":2,"start":1174.65,"end":1175.13},{"sentences":[{"text":"of the","start":1174.87,"end":1175.19,"sentiment":"neutral","sentiment_score":-0.2056628093123436}],"sentiment":"neutral","sentiment_score":-0.2056628093123436,"channel":1,"num_words":2,"start":1174.87,"end":1175.19},{"sentences":[{"text":"See,","start":1175.13,"end":1175.45,"sentiment":"neutral","sentiment_score":-0.25024935603141785}],"sentiment":"neutral","sentiment_score":-0.25024935603141785,"channel":0,"num_words":1,"start":1175.13,"end":1175.45},{"sentences":[{"text":"and some","start":1175.19,"end":1175.59,"sentiment":"neutral","sentiment_score":-0.2743287533521652}],"sentiment":"neutral","sentiment_score":-0.2743287533521652,"channel":1,"num_words":2,"start":1175.19,"end":1175.59},{"sentences":[{"text":"I","start":1175.45,"end":1175.69,"sentiment":"neutral","sentiment_score":-0.2623368203639984}],"sentiment":"neutral","sentiment_score":-0.2623368203639984,"channel":0,"num_words":1,"start":1175.45,"end":1175.69},{"sentences":[{"text":"of","start":1175.59,"end":1175.75,"sentiment":"neutral","sentiment_score":-0.24891912937164307}],"sentiment":"neutral","sentiment_score":-0.24891912937164307,"channel":1,"num_words":1,"start":1175.59,"end":1175.75},{"sentences":[{"text":"value","start":1175.69,"end":1176.1699,"sentiment":"negative","sentiment_score":-0.3680821657180786}],"sentiment":"negative","sentiment_score":-0.3680821657180786,"channel":0,"num_words":1,"start":1175.69,"end":1176.1699},{"sentences":[{"text":"the","start":1175.75,"end":1176.25,"sentiment":"neutral","sentiment_score":-0.2632351219654083}],"sentiment":"neutral","sentiment_score":-0.2632351219654083,"channel":1,"num_words":1,"start":1175.75,"end":1176.25},{"sentences":[{"text":"that kind of that kind","start":1176.1699,"end":1178.1699,"sentiment":"neutral","sentiment_score":-0.32607572078704833}],"sentiment":"neutral","sentiment_score":-0.32607572078704833,"channel":0,"num_words":5,"start":1176.1699,"end":1178.1699},{"sentences":[{"text":"some","start":1177.9349,"end":1178.255,"sentiment":"neutral","sentiment_score":-0.28383663296699524}],"sentiment":"neutral","sentiment_score":-0.28383663296699524,"channel":1,"num_words":1,"start":1177.9349,"end":1178.255},{"sentences":[{"text":"of","start":1178.1699,"end":1178.6699,"sentiment":"neutral","sentiment_score":-0.32582947611808777}],"sentiment":"neutral","sentiment_score":-0.32582947611808777,"channel":0,"num_words":1,"start":1178.1699,"end":1178.6699},{"sentences":[{"text":"and and and what's what's what's pissing me off is well, I don't well, if they don't want me to work, I'll just retire.","start":1178.495,"end":1187.715,"sentiment":"negative","sentiment_score":-0.46246118160585564}],"sentiment":"negative","sentiment_score":-0.46246118160585564,"channel":1,"num_words":24,"start":1178.495,"end":1187.715},{"sentences":[{"text":"Yeah.","start":1188.825,"end":1189.145,"sentiment":"neutral","sentiment_score":-0.09150202572345734},{"text":"Yeah.","start":1189.145,"end":1189.545,"sentiment":"neutral","sentiment_score":-0.024962125346064568},{"text":"Absolutely.","start":1189.545,"end":1190.045,"sentiment":"neutral","sentiment_score":0.09370394051074982},{"text":"I mean, you've got a really good super balance.","start":1190.265,"end":1192.345,"sentiment":"neutral","sentiment_score":0.23992674052715302},{"text":"So having a look at your balance at the moment, as I said, you've had, you know,","start":1192.345,"end":1196.045,"sentiment":"neutral","sentiment_score":0.13857815765282688}],"sentiment":"neutral","sentiment_score":0.1549106598028849,"channel":0,"num_words":29,"start":1188.825,"end":1196.045},{"sentences":[{"text":"In","start":1196.1,"end":1196.34,"sentiment":"neutral","sentiment_score":0.12567052245140076}],"sentiment":"neutral","sentiment_score":0.12567052245140076,"channel":1,"num_words":1,"start":1196.1,"end":1196.34},{"sentences":[{"text":"a","start":1196.3099,"end":1196.47,"sentiment":"neutral","sentiment_score":0.15176904201507568}],"sentiment":"neutral","sentiment_score":0.15176904201507568,"channel":0,"num_words":1,"start":1196.3099,"end":1196.47},{"sentences":[{"text":"that","start":1196.34,"end":1196.58,"sentiment":"neutral","sentiment_score":0.17972205579280853}],"sentiment":"neutral","sentiment_score":0.17972205579280853,"channel":1,"num_words":1,"start":1196.34,"end":1196.58},{"sentences":[{"text":"decent","start":1196.47,"end":1196.7899,"sentiment":"neutral","sentiment_score":0.17511709034442902}],"sentiment":"neutral","sentiment_score":0.17511709034442902,"channel":0,"num_words":1,"start":1196.47,"end":1196.7899},{"sentences":[{"text":"balance,","start":1196.58,"end":1197.08,"sentiment":"neutral","sentiment_score":0.20321296155452728}],"sentiment":"neutral","sentiment_score":0.20321296155452728,"channel":1,"num_words":1,"start":1196.58,"end":1197.08},{"sentences":[{"text":"return.","start":1196.7899,"end":1197.2899,"sentiment":"neutral","sentiment_score":0.18007533252239227}],"sentiment":"neutral","sentiment_score":0.18007533252239227,"channel":0,"num_words":1,"start":1196.7899,"end":1197.2899},{"sentences":[{"text":"we wanna pay the household.","start":1197.62,"end":1199.0,"sentiment":"neutral","sentiment_score":0.1145690456032753}],"sentiment":"neutral","sentiment_score":0.1145690456032753,"channel":1,"num_words":5,"start":1197.62,"end":1199.0},{"sentences":[{"text":"Okay.","start":1199.99,"end":1200.47,"sentiment":"neutral","sentiment_score":0.055980850011110306},{"text":"Yep.","start":1200.47,"end":1200.95,"sentiment":"neutral","sentiment_score":0.024459494277834892},{"text":"And are you wanting to sort of have that paid off now, or are you wanting to hold off and maybe do that down the track?","start":1200.95,"end":1207.83,"sentiment":"neutral","sentiment_score":-0.0014240953784722548},{"text":"Are you wanting to withdraw money at because you are over 65.","start":1207.83,"end":1211.0299,"sentiment":"neutral","sentiment_score":0.025004114645222824},{"text":"So you actually do have access to your super regardless of whether you're working or not.","start":1211.0299,"end":1216.085,"sentiment":"neutral","sentiment_score":0.21441633766517043}],"sentiment":"neutral","sentiment_score":0.0673950829077512,"channel":0,"num_words":56,"start":1199.99,"end":1216.085},{"sentences":[{"text":"Yes.","start":1216.2849,"end":1216.68,"sentiment":"neutral","sentiment_score":0.249512642621994}],"sentiment":"neutral","sentiment_score":0.249512642621994,"channel":1,"num_words":1,"start":1216.2849,"end":1216.68},{"sentences":[{"text":"Once you turn 65, it all becomes unrestricted, nonpossessed, so you do have access to those funds.","start":1216.545,"end":1221.985,"sentiment":"neutral","sentiment_score":0.2262533079175388},{"text":"So if you wanted","start":1221.985,"end":1222.625,"sentiment":"neutral","sentiment_score":0.05416575446724892}],"sentiment":"neutral","sentiment_score":0.19347472630795978,"channel":0,"num_words":21,"start":1216.545,"end":1222.625},{"sentences":[{"text":"Yeah.","start":1222.3601,"end":1222.68,"sentiment":"neutral","sentiment_score":0.035209719091653824}],"sentiment":"neutral","sentiment_score":0.035209719091653824,"channel":1,"num_words":1,"start":1222.3601,"end":1222.68},{"sentences":[{"text":"to","start":1222.625,"end":1222.705,"sentiment":"neutral","sentiment_score":0.0092683844268322}],"sentiment":"neutral","sentiment_score":0.0092683844268322,"channel":0,"num_words":1,"start":1222.625,"end":1222.705},{"sentences":[{"text":"Because","start":1222.68,"end":1222.92,"sentiment":"neutral","sentiment_score":0.0048584844917058945}],"sentiment":"neutral","sentiment_score":0.0048584844917058945,"channel":1,"num_words":1,"start":1222.68,"end":1222.92},{"sentences":[{"text":"pay your","start":1222.705,"end":1223.025,"sentiment":"neutral","sentiment_score":-0.012672759592533112}],"sentiment":"neutral","sentiment_score":-0.012672759592533112,"channel":0,"num_words":2,"start":1222.705,"end":1223.025},{"sentences":[{"text":"only","start":1222.92,"end":1223.2001,"sentiment":"neutral","sentiment_score":-0.006840024143457413}],"sentiment":"neutral","sentiment_score":-0.006840024143457413,"channel":1,"num_words":1,"start":1222.92,"end":1223.2001},{"sentences":[{"text":"home","start":1223.025,"end":1223.265,"sentiment":"neutral","sentiment_score":0.0028613731265068054}],"sentiment":"neutral","sentiment_score":0.0028613731265068054,"channel":0,"num_words":1,"start":1223.025,"end":1223.265},{"sentences":[{"text":"as","start":1223.2001,"end":1223.4801,"sentiment":"neutral","sentiment_score":0.015173360705375671}],"sentiment":"neutral","sentiment_score":0.015173360705375671,"channel":1,"num_words":1,"start":1223.2001,"end":1223.4801},{"sentences":[{"text":"off,","start":1223.265,"end":1223.505,"sentiment":"neutral","sentiment_score":-0.007336555048823357}],"sentiment":"neutral","sentiment_score":-0.007336555048823357,"channel":0,"num_words":1,"start":1223.265,"end":1223.505},{"sentences":[{"text":"long","start":1223.4801,"end":1223.6001,"sentiment":"neutral","sentiment_score":0.01596316322684288}],"sentiment":"neutral","sentiment_score":0.01596316322684288,"channel":1,"num_words":1,"start":1223.4801,"end":1223.6001},{"sentences":[{"text":"you","start":1223.505,"end":1223.665,"sentiment":"neutral","sentiment_score":-0.011324319988489153}],"sentiment":"neutral","sentiment_score":-0.011324319988489153,"channel":0,"num_words":1,"start":1223.505,"end":1223.665},{"sentences":[{"text":"as","start":1223.6001,"end":1223.7201,"sentiment":"neutral","sentiment_score":0.011196300387382507}],"sentiment":"neutral","sentiment_score":0.011196300387382507,"channel":1,"num_words":1,"start":1223.6001,"end":1223.7201},{"sentences":[{"text":"could","start":1223.665,"end":1223.905,"sentiment":"neutral","sentiment_score":-0.021060068160295486}],"sentiment":"neutral","sentiment_score":-0.021060068160295486,"channel":0,"num_words":1,"start":1223.665,"end":1223.905},{"sentences":[{"text":"you're","start":1223.7201,"end":1224.12,"sentiment":"neutral","sentiment_score":-0.030304662883281708}],"sentiment":"neutral","sentiment_score":-0.030304662883281708,"channel":1,"num_words":1,"start":1223.7201,"end":1224.12},{"sentences":[{"text":"withdraw.","start":1223.905,"end":1224.405,"sentiment":"neutral","sentiment_score":-0.047477543354034424}],"sentiment":"neutral","sentiment_score":-0.047477543354034424,"channel":0,"num_words":1,"start":1223.905,"end":1224.405},{"sentences":[{"text":"not working.","start":1224.12,"end":1224.78,"sentiment":"neutral","sentiment_score":-0.13235820829868317}],"sentiment":"neutral","sentiment_score":-0.13235820829868317,"channel":1,"num_words":2,"start":1224.12,"end":1224.78},{"sentences":[{"text":"Yeah.","start":1225.62,"end":1226.1,"sentiment":"neutral","sentiment_score":-0.030967267230153084},{"text":"No.","start":1226.1,"end":1226.34,"sentiment":"neutral","sentiment_score":-0.1201884225010872},{"text":"No.","start":1226.34,"end":1226.58,"sentiment":"neutral","sentiment_score":-0.10085257887840272},{"text":"At 65, it doesn't matter.","start":1226.58,"end":1228.2001,"sentiment":"neutral","sentiment_score":-0.019042374938726424},{"text":"The rule is under legislation between 60 to 65.","start":1229.38,"end":1233.64,"sentiment":"neutral","sentiment_score":0.010412197560071945}],"sentiment":"neutral","sentiment_score":-0.014912374427213389,"channel":0,"num_words":17,"start":1225.62,"end":1233.64},{"sentences":[{"text":"In order for you to access the funds, you have to meet a condition of release such as fully retire.","start":1233.78,"end":1238.92,"sentiment":"neutral","sentiment_score":0.03458158895373344},{"text":"At 65, it doesn't matter whether you're working or not.","start":1239.6749,"end":1243.2749,"sentiment":"neutral","sentiment_score":0.06797147393226624},{"text":"At 65, they give you full access to your suit full access to your super.","start":1243.2749,"end":1247.455,"sentiment":"neutral","sentiment_score":0.29805508852005},{"text":"It's made unrestricted, nonpreserved, accessible at 65 regardless, and you can access it tax free.","start":1247.5149,"end":1255.34,"sentiment":"neutral","sentiment_score":0.23870508174101512},{"text":"It's up to you.","start":1255.34,"end":1257.28,"sentiment":"neutral","sentiment_score":0.21235902979969978}],"sentiment":"neutral","sentiment_score":0.16050289361737669,"channel":0,"num_words":64,"start":1233.78,"end":1257.28},{"sentences":[{"text":"Well, what I was seeing you're doing was","start":1258.785,"end":1261.045,"sentiment":"neutral","sentiment_score":0.024020044249482453}],"sentiment":"neutral","sentiment_score":0.024020044249482453,"channel":1,"num_words":8,"start":1258.785,"end":1261.045},{"sentences":[{"text":"Yeah.","start":1261.1799,"end":1261.6799,"sentiment":"neutral","sentiment_score":0.025442183017730713}],"sentiment":"neutral","sentiment_score":0.025442183017730713,"channel":0,"num_words":1,"start":1261.1799,"end":1261.6799},{"sentences":[{"text":"like, Camilla's got $350,000 in her super.","start":1261.745,"end":1265.285,"sentiment":"neutral","sentiment_score":0.06691794283688068},{"text":"I've got $741,000 in my super.","start":1266.465,"end":1270.485,"sentiment":"neutral","sentiment_score":0.09057567516962688}],"sentiment":"neutral","sentiment_score":0.07783689622122508,"channel":1,"num_words":13,"start":1261.745,"end":1270.485},{"sentences":[{"text":"Yep.","start":1270.475,"end":1270.975,"sentiment":"neutral","sentiment_score":0.09641783684492113},{"text":"Yep.","start":1271.035,"end":1271.535,"sentiment":"neutral","sentiment_score":0.10389365255832672}],"sentiment":"neutral","sentiment_score":0.10015574470162392,"channel":0,"num_words":2,"start":1270.475,"end":1271.535},{"sentences":[{"text":"Would take the 50,000 out of oh, it'll be more because I've gotta pay the interest as well.","start":1271.3601,"end":1276.8201,"sentiment":"neutral","sentiment_score":0.01128938856224219}],"sentiment":"neutral","sentiment_score":0.01128938856224219,"channel":1,"num_words":18,"start":1271.3601,"end":1276.8201},{"sentences":[{"text":"Yes.","start":1278.81,"end":1279.05,"sentiment":"neutral","sentiment_score":0.030461881309747696},{"text":"So you need","start":1279.05,"end":1279.4501,"sentiment":"neutral","sentiment_score":0.010260108858346939}],"sentiment":"neutral","sentiment_score":0.015310551971197128,"channel":0,"num_words":4,"start":1278.81,"end":1279.4501},{"sentences":[{"text":"Yeah.","start":1279.4401,"end":1279.9401,"sentiment":"neutral","sentiment_score":0.013044902123510838}],"sentiment":"neutral","sentiment_score":0.013044902123510838,"channel":1,"num_words":1,"start":1279.4401,"end":1279.9401},{"sentences":[{"text":"a payout figure.","start":1279.4501,"end":1280.33,"sentiment":"neutral","sentiment_score":0.008883739511171976},{"text":"Yeah.","start":1280.33,"end":1280.83,"sentiment":"neutral","sentiment_score":0.016593679785728455}],"sentiment":"neutral","sentiment_score":0.010811224579811096,"channel":0,"num_words":4,"start":1279.4501,"end":1280.83},{"sentences":[{"text":"Yeah.","start":1281.4401,"end":1281.68,"sentiment":"neutral","sentiment_score":0.016306061297655106},{"text":"That's what I need to do is ring the bank.","start":1281.68,"end":1283.925,"sentiment":"neutral","sentiment_score":-0.00963656948879361}],"sentiment":"neutral","sentiment_score":-0.007278148508207364,"channel":1,"num_words":11,"start":1281.4401,"end":1283.925},{"sentences":[{"text":"Can I make a little suggestion for you?","start":1284.73,"end":1287.39,"sentiment":"neutral","sentiment_score":0.030066397972404957},{"text":"So","start":1288.01,"end":1288.51,"sentiment":"neutral","sentiment_score":-0.0005818549543619156}],"sentiment":"neutral","sentiment_score":0.026661036536097527,"channel":0,"num_words":9,"start":1284.73,"end":1288.51},{"sentences":[{"text":"And","start":1288.165,"end":1288.665,"sentiment":"neutral","sentiment_score":-0.002488238736987114}],"sentiment":"neutral","sentiment_score":-0.002488238736987114,"channel":1,"num_words":1,"start":1288.165,"end":1288.665},{"sentences":[{"text":"how old is Camilla at the moment?","start":1288.5701,"end":1290.35,"sentiment":"neutral","sentiment_score":-0.00998959583895547}],"sentiment":"neutral","sentiment_score":-0.00998959583895547,"channel":0,"num_words":7,"start":1288.5701,"end":1290.35},{"sentences":[{"text":"Yeah.","start":1289.8717,"end":1290.3717,"sentiment":"neutral","sentiment_score":0.004322913475334644},{"text":"She just turned 60.","start":1290.7251,"end":1292.025,"sentiment":"neutral","sentiment_score":0.00196334021165967}],"sentiment":"neutral","sentiment_score":0.0024352548643946648,"channel":1,"num_words":5,"start":1289.8717,"end":1292.025},{"sentences":[{"text":"Okay.","start":1292.855,"end":1293.175,"sentiment":"neutral","sentiment_score":0.013008945621550083},{"text":"And is she she's still working.","start":1293.175,"end":1294.855,"sentiment":"neutral","sentiment_score":-0.009110947450002035},{"text":"Right?","start":1294.855,"end":1295.355,"sentiment":"neutral","sentiment_score":0.005643012002110481}],"sentiment":"neutral","sentiment_score":-0.004501715884543955,"channel":0,"num_words":8,"start":1292.855,"end":1295.355},{"sentences":[{"text":"Yes.","start":1295.765,"end":1296.265,"sentiment":"neutral","sentiment_score":0.012946189381182194}],"sentiment":"neutral","sentiment_score":0.012946189381182194,"channel":1,"num_words":1,"start":1295.765,"end":1296.265},{"sentences":[{"text":"Is she working more than ten hours per week?","start":1296.695,"end":1298.955,"sentiment":"neutral","sentiment_score":-0.030546290179093678}],"sentiment":"neutral","sentiment_score":-0.030546290179093678,"channel":0,"num_words":9,"start":1296.695,"end":1298.955},{"sentences":[{"text":"Yes.","start":1299.52,"end":1300.02,"sentiment":"neutral","sentiment_score":-0.005266021937131882}],"sentiment":"neutral","sentiment_score":-0.005266021937131882,"channel":1,"num_words":1,"start":1299.52,"end":1300.02},{"sentences":[{"text":"Yes.","start":1300.615,"end":1301.015,"sentiment":"neutral","sentiment_score":-0.014606401324272156},{"text":"So, realistically, she won't be able to access that money from her super until she fully retires.","start":1301.015,"end":1306.84,"sentiment":"neutral","sentiment_score":-0.11484511985498316},{"text":"So between 60 to 65, you have to meet the condition of release.","start":1306.9,"end":1310.42,"sentiment":"neutral","sentiment_score":-0.06511263434703533},{"text":"You have to stop working with the intention to retire or","start":1310.42,"end":1313.62,"sentiment":"neutral","sentiment_score":-0.14061673459681598}],"sentiment":"neutral","sentiment_score":-0.10381480395084336,"channel":0,"num_words":42,"start":1300.615,"end":1313.62},{"sentences":[{"text":"Yep.","start":1313.575,"end":1314.075,"sentiment":"neutral","sentiment_score":-0.11563964933156969}],"sentiment":"neutral","sentiment_score":-0.11563964933156969,"channel":1,"num_words":1,"start":1313.575,"end":1314.075},{"sentences":[{"text":"drop your hours below ten hours per week.","start":1313.62,"end":1316.04,"sentiment":"neutral","sentiment_score":-0.17476298473775387},{"text":"So the yeah.","start":1316.98,"end":1318.595,"sentiment":"neutral","sentiment_score":-0.04930747921268145},{"text":"But her super, because she's under 67, is not assessed by Centrelink at this point.","start":1319.135,"end":1324.015,"sentiment":"neutral","sentiment_score":-0.20849181115627288},{"text":"So whilst everything jointly, your at your, you know, your cars, your boats, caravans, your savings account, your super is all gonna be assessed by Centrelink for the age pension.","start":1324.015,"end":1333.9601,"sentiment":"neutral","sentiment_score":0.1111650038510561},{"text":"Hers is actually sheltered.","start":1334.26,"end":1335.54,"sentiment":"neutral","sentiment_score":0.14940277487039566}],"sentiment":"neutral","sentiment_score":-0.012347371131181718,"channel":0,"num_words":60,"start":1313.62,"end":1335.54},{"sentences":[{"text":"Hers is not assessed until she reaches age 67.","start":1335.54,"end":1339.0,"sentiment":"neutral","sentiment_score":0.09654301736089918},{"text":"So taking that extra money out of your super could provide greater benefit because you're taking it out of the super system, which is assessed by Centrelink, putting it into your home, which is an exempt asset, which means that when you give them the updated super statement, you've got that money left.","start":1339.3,"end":1357.085,"sentiment":"neutral","sentiment_score":0.2826789069288182},{"text":"You've got a little bit less in your super for them to assess.","start":1357.085,"end":1359.5651,"sentiment":"neutral","sentiment_score":-0.18413677123876718},{"text":"Does that make sense?","start":1359.5651,"end":1360.62,"sentiment":"neutral","sentiment_score":0.02968542091548443},{"text":"Yeah.","start":1362.0599,"end":1362.5599,"sentiment":"neutral","sentiment_score":0.05262524634599686}],"sentiment":"neutral","sentiment_score":0.1703557265922427,"channel":0,"num_words":80,"start":1335.54,"end":1362.5599},{"sentences":[{"text":"Yep.","start":1362.4,"end":1362.7999,"sentiment":"neutral","sentiment_score":0.10133492201566696},{"text":"Because I","start":1362.7999,"end":1363.44,"sentiment":"neutral","sentiment_score":0.009696166962385178}],"sentiment":"neutral","sentiment_score":0.04024241864681244,"channel":1,"num_words":3,"start":1362.4,"end":1363.44},{"sentences":[{"text":"And","start":1363.42,"end":1363.92,"sentiment":"neutral","sentiment_score":0.017652101814746857}],"sentiment":"neutral","sentiment_score":0.017652101814746857,"channel":0,"num_words":1,"start":1363.42,"end":1363.92},{"sentences":[{"text":"asked her I asked him if she wanted to swap over to to you guys.","start":1363.44,"end":1367.655,"sentiment":"neutral","sentiment_score":0.01185938020547231}],"sentiment":"neutral","sentiment_score":0.01185938020547231,"channel":1,"num_words":15,"start":1363.44,"end":1367.655},{"sentences":[{"text":"yeah.","start":1368.3,"end":1368.8,"sentiment":"neutral","sentiment_score":-0.06165984272956848}],"sentiment":"neutral","sentiment_score":-0.06165984272956848,"channel":0,"num_words":1,"start":1368.3,"end":1368.8},{"sentences":[{"text":"24, but she said no.","start":1369.175,"end":1373.035,"sentiment":"neutral","sentiment_score":-0.19933071956038476}],"sentiment":"neutral","sentiment_score":-0.19933071956038476,"channel":1,"num_words":5,"start":1369.175,"end":1373.035},{"sentences":[{"text":"That's","start":1373.515,"end":1373.755,"sentiment":"negative","sentiment_score":-0.5443097949028015}],"sentiment":"negative","sentiment_score":-0.5443097949028015,"channel":0,"num_words":1,"start":1373.515,"end":1373.755},{"sentences":[{"text":"I don't","start":1373.5751,"end":1373.895,"sentiment":"negative","sentiment_score":-0.5604017972946167}],"sentiment":"negative","sentiment_score":-0.5604017972946167,"channel":1,"num_words":2,"start":1373.5751,"end":1373.895},{"sentences":[{"text":"okay.","start":1373.755,"end":1374.255,"sentiment":"negative","sentiment_score":-0.47006314992904663}],"sentiment":"negative","sentiment_score":-0.47006314992904663,"channel":0,"num_words":1,"start":1373.755,"end":1374.255},{"sentences":[{"text":"know.","start":1373.895,"end":1374.395,"sentiment":"neutral","sentiment_score":-0.2776481509208679},{"text":"I said they make good money for you.","start":1375.655,"end":1377.655,"sentiment":"neutral","sentiment_score":0.15689609572291374},{"text":"I said in seven years, your 350 might be another 350.","start":1377.655,"end":1382.235,"sentiment":"neutral","sentiment_score":0.0613281557505781}],"sentiment":"neutral","sentiment_score":0.08260651640594005,"channel":1,"num_words":20,"start":1373.895,"end":1382.235},{"sentences":[{"text":"Yeah.","start":1382.795,"end":1383.295,"sentiment":"neutral","sentiment_score":0.089313805103302},{"text":"Yeah.","start":1383.515,"end":1384.015,"sentiment":"neutral","sentiment_score":0.08987686783075333},{"text":"The only sort of thing I would wanna say is if I do provide updated advice when it comes to because Centrelink is an aspect of that, to a limited extent, I would wanna make sure I scope her into it.","start":1384.155,"end":1397.53,"sentiment":"neutral","sentiment_score":0.11146340773599904},{"text":"I don't have to do any advice for her around that, but it's just making sure we understand enough about your total circumstances, and that includes your part and circumstances to provide updated advice.","start":1397.53,"end":1408.285,"sentiment":"neutral","sentiment_score":0.03938822667388355},{"text":"Did you wanna did you wanna look at taking the money?","start":1409.305,"end":1413.03,"sentiment":"neutral","sentiment_score":0.026022532446817917}],"sentiment":"neutral","sentiment_score":0.07243906765837561,"channel":0,"num_words":88,"start":1382.795,"end":1413.03},{"sentences":[{"text":"Do you are you sort of just gonna speak to the bank and get a payout figure and then look at taking the money out of super, or what's your thoughts around accessing that money to pay off your","start":1413.03,"end":1421.67,"sentiment":"neutral","sentiment_score":-0.00718058323344359}],"sentiment":"neutral","sentiment_score":-0.00718058323344359,"channel":0,"num_words":39,"start":1413.03,"end":1421.67},{"sentences":[{"text":"Yes.","start":1421.52,"end":1421.84,"sentiment":"neutral","sentiment_score":0.01883792504668236}],"sentiment":"neutral","sentiment_score":0.01883792504668236,"channel":1,"num_words":1,"start":1421.52,"end":1421.84},{"sentences":[{"text":"mortgage?","start":1421.67,"end":1422.17,"sentiment":"neutral","sentiment_score":0.03102145902812481}],"sentiment":"neutral","sentiment_score":0.03102145902812481,"channel":0,"num_words":1,"start":1421.67,"end":1422.17},{"sentences":[{"text":"That that that's what we'll do.","start":1421.84,"end":1423.78,"sentiment":"neutral","sentiment_score":0.08737662807106972}],"sentiment":"neutral","sentiment_score":0.08737662807106972,"channel":1,"num_words":6,"start":1421.84,"end":1423.78},{"sentences":[{"text":"Yep.","start":1424.2301,"end":1424.55,"sentiment":"neutral","sentiment_score":0.16443957388401031},{"text":"Yep.","start":1424.55,"end":1425.03,"sentiment":"neutral","sentiment_score":0.17029646039009094}],"sentiment":"neutral","sentiment_score":0.16736801713705063,"channel":0,"num_words":2,"start":1424.2301,"end":1425.03},{"sentences":[{"text":"Okay?","start":1424.875,"end":1425.375,"sentiment":"neutral","sentiment_score":0.15957030653953552}],"sentiment":"neutral","sentiment_score":0.15957030653953552,"channel":1,"num_words":1,"start":1424.875,"end":1425.375},{"sentences":[{"text":"So we've got we've got two options that you'll be able to do.","start":1425.03,"end":1428.0549,"sentiment":"neutral","sentiment_score":0.27290341831170595},{"text":"One is I can provide personalized advice where I show you an advice document on drawing the money out, how that looks for you so far, you know, the outcome.","start":1428.0549,"end":1437.495,"sentiment":"neutral","sentiment_score":0.326396049062411},{"text":"If you wanna draw a bit of a a regular pension payment down, we can do that for you as well.","start":1437.495,"end":1442.11,"sentiment":"neutral","sentiment_score":0.3120586151878039},{"text":"And I can provide a whole advice document around moving you into pension phase, drawing down an income, the access to Centrelink, how that looks for you, and drawing the money down to pay your mortgage.","start":1442.25,"end":1453.0701,"sentiment":"neutral","sentiment_score":0.2423642265299956},{"text":"Or you can just call and give us directions and say, hey, Dana.","start":1453.785,"end":1457.7051,"sentiment":"neutral","sentiment_score":0.18769453924435836}],"sentiment":"neutral","sentiment_score":0.2748495397710167,"channel":0,"num_words":113,"start":1425.03,"end":1457.7051},{"sentences":[{"text":"I just wanna take that that money out for my mortgage.","start":1457.7051,"end":1460.5851,"sentiment":"neutral","sentiment_score":0.19695485586469824},{"text":"I need this amount.","start":1460.5851,"end":1461.7251,"sentiment":"neutral","sentiment_score":0.1643959879875183},{"text":"And you tell us give us the direction whether you want it paid out of, you know, your super, when you want it paid out, if you want it paid proportionately across all of your investments.","start":1462.025,"end":1471.9,"sentiment":"neutral","sentiment_score":0.1685139456142982},{"text":"And you can do it under a transaction without advice, which means it's a faster process, and you're just giving us the direction to withdraw the money to your bank account.","start":1472.28,"end":1480.905,"sentiment":"neutral","sentiment_score":0.2545324092911136},{"text":"Does that make sense?","start":1480.905,"end":1481.885,"sentiment":"neutral","sentiment_score":0.16409887000918388}],"sentiment":"neutral","sentiment_score":0.20276150670509005,"channel":0,"num_words":86,"start":1457.7051,"end":1481.885},{"sentences":[{"text":"Yep.","start":1482.255,"end":1482.755,"sentiment":"neutral","sentiment_score":0.11931703984737396},{"text":"Can","start":1483.055,"end":1483.295,"sentiment":"neutral","sentiment_score":0.08235117048025131}],"sentiment":"neutral","sentiment_score":0.10083410516381264,"channel":1,"num_words":2,"start":1482.255,"end":1483.295},{"sentences":[{"text":"Yeah.","start":1483.145,"end":1483.4651,"sentiment":"neutral","sentiment_score":0.08429285883903503}],"sentiment":"neutral","sentiment_score":0.08429285883903503,"channel":0,"num_words":1,"start":1483.145,"end":1483.4651},{"sentences":[{"text":"you put","start":1483.295,"end":1483.6951,"sentiment":"neutral","sentiment_score":0.038474833592772484}],"sentiment":"neutral","sentiment_score":0.038474833592772484,"channel":1,"num_words":2,"start":1483.295,"end":1483.6951},{"sentences":[{"text":"So","start":1483.4651,"end":1483.7051,"sentiment":"neutral","sentiment_score":0.04548526927828789}],"sentiment":"neutral","sentiment_score":0.04548526927828789,"channel":0,"num_words":1,"start":1483.4651,"end":1483.7051},{"sentences":[{"text":"that","start":1483.6951,"end":1484.015,"sentiment":"neutral","sentiment_score":0.06268391758203506}],"sentiment":"neutral","sentiment_score":0.06268391758203506,"channel":1,"num_words":1,"start":1483.6951,"end":1484.015},{"sentences":[{"text":"this","start":1483.7051,"end":1484.025,"sentiment":"neutral","sentiment_score":0.07118533551692963}],"sentiment":"neutral","sentiment_score":0.07118533551692963,"channel":0,"num_words":1,"start":1483.7051,"end":1484.025},{"sentences":[{"text":"in your email as well?","start":1484.015,"end":1485.555,"sentiment":"neutral","sentiment_score":0.08061188459396362}],"sentiment":"neutral","sentiment_score":0.08061188459396362,"channel":1,"num_words":5,"start":1484.015,"end":1485.555},{"sentences":[{"text":"yeah.","start":1485.785,"end":1486.105,"sentiment":"neutral","sentiment_score":0.11046937108039856},{"text":"Absolutely.","start":1486.105,"end":1486.605,"sentiment":"neutral","sentiment_score":0.23294273018836975},{"text":"Absolutely.","start":1486.985,"end":1487.485,"sentiment":"neutral","sentiment_score":0.2044115662574768},{"text":"And, looking, if Camilla wants to have a bit of a chat, I don't have to give her any advice.","start":1487.9451,"end":1491.625,"sentiment":"neutral","sentiment_score":0.07608273414662108},{"text":"But if she wants to be included","start":1491.625,"end":1493.4801,"sentiment":"neutral","sentiment_score":0.02466904345367636}],"sentiment":"neutral","sentiment_score":0.0747387218211467,"channel":0,"num_words":30,"start":1485.785,"end":1493.4801},{"sentences":[{"text":"No.","start":1493.22,"end":1493.72,"sentiment":"neutral","sentiment_score":-0.06756968796253204}],"sentiment":"neutral","sentiment_score":-0.06756968796253204,"channel":1,"num_words":1,"start":1493.22,"end":1493.72},{"sentences":[{"text":"in the conversation with you, it's absolutely fine because this","start":1493.4801,"end":1496.76,"sentiment":"neutral","sentiment_score":-0.0032835990190505982}],"sentiment":"neutral","sentiment_score":-0.0032835990190505982,"channel":0,"num_words":10,"start":1493.4801,"end":1496.76},{"sentences":[{"text":"She's","start":1496.58,"end":1496.98,"sentiment":"neutral","sentiment_score":-0.05435160920023918}],"sentiment":"neutral","sentiment_score":-0.05435160920023918,"channel":1,"num_words":1,"start":1496.58,"end":1496.98},{"sentences":[{"text":"is all","start":1496.76,"end":1497.0801,"sentiment":"neutral","sentiment_score":-0.02800816297531128}],"sentiment":"neutral","sentiment_score":-0.02800816297531128,"channel":0,"num_words":2,"start":1496.76,"end":1497.0801},{"sentences":[{"text":"in","start":1496.98,"end":1497.14,"sentiment":"neutral","sentiment_score":-0.05379166454076767}],"sentiment":"neutral","sentiment_score":-0.05379166454076767,"channel":1,"num_words":1,"start":1496.98,"end":1497.14},{"sentences":[{"text":"about","start":1497.0801,"end":1497.4,"sentiment":"neutral","sentiment_score":-0.06754644960165024}],"sentiment":"neutral","sentiment_score":-0.06754644960165024,"channel":0,"num_words":1,"start":1497.0801,"end":1497.4},{"sentences":[{"text":"bed.","start":1497.14,"end":1497.64,"sentiment":"neutral","sentiment_score":-0.04230133071541786}],"sentiment":"neutral","sentiment_score":-0.04230133071541786,"channel":1,"num_words":1,"start":1497.14,"end":1497.64},{"sentences":[{"text":"you.","start":1497.4,"end":1497.4801,"sentiment":"neutral","sentiment_score":-0.02147761359810829},{"text":"Sorry?","start":1497.4801,"end":1497.9801,"sentiment":"neutral","sentiment_score":-0.0230998694896698}],"sentiment":"neutral","sentiment_score":-0.022288741543889046,"channel":0,"num_words":2,"start":1497.4,"end":1497.9801},{"sentences":[{"text":"She's in","start":1499.46,"end":1500.28,"sentiment":"neutral","sentiment_score":-0.012034125626087189}],"sentiment":"neutral","sentiment_score":-0.012034125626087189,"channel":1,"num_words":2,"start":1499.46,"end":1500.28},{"sentences":[{"text":"Oh, lucky.","start":1500.92,"end":1501.74,"sentiment":"neutral","sentiment_score":0.07916179113090038},{"text":"But","start":1503.0801,"end":1503.3201,"sentiment":"neutral","sentiment_score":-0.03883327543735504}],"sentiment":"neutral","sentiment_score":0.03983010227481524,"channel":0,"num_words":3,"start":1500.92,"end":1503.3201},{"sentences":[{"text":"bed.","start":1503.22,"end":1503.72,"sentiment":"neutral","sentiment_score":-0.04614029824733734}],"sentiment":"neutral","sentiment_score":-0.04614029824733734,"channel":1,"num_words":1,"start":1503.22,"end":1503.72},{"sentences":[{"text":"no.","start":1503.4,"end":1503.56,"sentiment":"neutral","sentiment_score":-0.0863364040851593},{"text":"Look.","start":1503.56,"end":1504.06,"sentiment":"neutral","sentiment_score":-0.040506619960069656},{"text":"If she ever wanted to just be included, we don't have to do any advice for her.","start":1504.4401,"end":1508.075,"sentiment":"neutral","sentiment_score":-0.03809396341881331},{"text":"Don't have to bring her on board or anything like that.","start":1508.075,"end":1509.995,"sentiment":"neutral","sentiment_score":0.005399627103046937},{"text":"It's more just about including both of you guys in the conversation so she can kind of get an understanding of what we're doing to help you and how it works.","start":1509.995,"end":1518.655,"sentiment":"positive","sentiment_score":0.43659859318887034}],"sentiment":"neutral","sentiment_score":0.2101559325380892,"channel":0,"num_words":61,"start":1503.4,"end":1518.655},{"sentences":[{"text":"She doesn't have to seek any advice.","start":1519.275,"end":1520.82,"sentiment":"neutral","sentiment_score":0.09251025851283755},{"text":"And if she decides she wants to look at coming on board, I'm more than happy to have that conversation, explain what advisers do, how we do it, and we can always, you know, just to start off small.","start":1520.82,"end":1531.4,"sentiment":"positive","sentiment_score":0.4842481093528943},{"text":"I don't ever want anyone to feel like they have to come on board in any way, shape, or form, but, yeah, just, you know, work the conversation down the track if she's open to having it or even if we're just updating advice on yourself just so she can understand how the advice works and how the benefit is to both of you as well for what we're doing.","start":1531.86,"end":1550.09,"sentiment":"positive","sentiment_score":0.4007444964987891},{"text":"Okay?","start":1550.23,"end":1550.73,"sentiment":"neutral","sentiment_score":0.04291091114282608}],"sentiment":"positive","sentiment_score":0.4070792627385539,"channel":0,"num_words":117,"start":1519.275,"end":1550.73},{"sentences":[{"text":"Yep.","start":1550.785,"end":1551.285,"sentiment":"neutral","sentiment_score":0.11473041027784348}],"sentiment":"neutral","sentiment_score":0.11473041027784348,"channel":1,"num_words":1,"start":1550.785,"end":1551.285},{"sentences":[{"text":"Yeah.","start":1551.99,"end":1552.49,"sentiment":"neutral","sentiment_score":0.26249390840530396},{"text":"All good.","start":1553.99,"end":1554.73,"sentiment":"positive","sentiment_score":0.5710846483707428}],"sentiment":"positive","sentiment_score":0.4682210683822632,"channel":0,"num_words":3,"start":1551.99,"end":1554.73},{"sentences":[{"text":"Alright.","start":1554.54,"end":1555.04,"sentiment":"positive","sentiment_score":0.4118602871894837}],"sentiment":"positive","sentiment_score":0.4118602871894837,"channel":1,"num_words":1,"start":1554.54,"end":1555.04},{"sentences":[{"text":"Yeah.","start":1555.6699,"end":1556.07,"sentiment":"positive","sentiment_score":0.47297364473342896},{"text":"All good.","start":1556.07,"end":1556.5499,"sentiment":"positive","sentiment_score":0.5648428499698639},{"text":"Well, so far, everything looks like it's okay.","start":1556.5499,"end":1558.97,"sentiment":"positive","sentiment_score":0.4053566940128803},{"text":"So you're from what I understand, you're happy just applying for the age pension.","start":1559.715,"end":1563.975,"sentiment":"positive","sentiment_score":0.4107908830046654},{"text":"Did you want any advice around the age pension application, or are you happy just to give it a go and see what happens and maybe just ask any additional questions you have","start":1564.275,"end":1573.5549,"sentiment":"neutral","sentiment_score":0.20928883462241202}],"sentiment":"neutral","sentiment_score":0.30177787588588123,"channel":0,"num_words":58,"start":1555.6699,"end":1573.5549},{"sentences":[{"text":"Well,","start":1573.4349,"end":1573.9349,"sentiment":"neutral","sentiment_score":-0.02213744819164276}],"sentiment":"neutral","sentiment_score":-0.02213744819164276,"channel":1,"num_words":1,"start":1573.4349,"end":1573.9349},{"sentences":[{"text":"as","start":1573.5549,"end":1574.0549,"sentiment":"neutral","sentiment_score":-0.05506007745862007}],"sentiment":"neutral","sentiment_score":-0.05506007745862007,"channel":0,"num_words":1,"start":1573.5549,"end":1574.0549},{"sentences":[{"text":"We got to a stage","start":1579.4601,"end":1580.5,"sentiment":"neutral","sentiment_score":-0.10868892222642898}],"sentiment":"neutral","sentiment_score":-0.10868892222642898,"channel":1,"num_words":5,"start":1579.4601,"end":1580.5},{"sentences":[{"text":"yep.","start":1580.4075,"end":1580.9075,"sentiment":"neutral","sentiment_score":-0.11641085147857666}],"sentiment":"neutral","sentiment_score":-0.11641085147857666,"channel":0,"num_words":1,"start":1580.4075,"end":1580.9075},{"sentences":[{"text":"where we needed a SPIN number, but my sister my my sister's a JPS.","start":1580.5,"end":1585.4601,"sentiment":"neutral","sentiment_score":-0.11592981538602284},{"text":"She found all that.","start":1585.4601,"end":1586.6,"sentiment":"neutral","sentiment_score":-0.13538167998194695}],"sentiment":"neutral","sentiment_score":-0.12025245196289486,"channel":1,"num_words":18,"start":1580.5,"end":1586.6},{"sentences":[{"text":"Okay.","start":1586.895,"end":1587.395,"sentiment":"neutral","sentiment_score":-0.10760752856731416}],"sentiment":"neutral","sentiment_score":-0.10760752856731416,"channel":0,"num_words":1,"start":1586.895,"end":1587.395},{"sentences":[{"text":"So that's where we hit a roadblock.","start":1587.2201,"end":1591.4601,"sentiment":"neutral","sentiment_score":-0.29457702168396543},{"text":"But this bit about the 20 or the second twenty sixth about the house, me owning the house for two months is we've gotta get that fixed.","start":1591.4601,"end":1601.695,"sentiment":"neutral","sentiment_score":-0.26267881470697896},{"text":"And that's only","start":1601.835,"end":1602.555,"sentiment":"neutral","sentiment_score":-0.1003270943959554}],"sentiment":"neutral","sentiment_score":-0.25554995762335286,"channel":1,"num_words":37,"start":1587.2201,"end":1602.555},{"sentences":[{"text":"Yes.","start":1602.43,"end":1602.93,"sentiment":"neutral","sentiment_score":-0.04673567414283752}],"sentiment":"neutral","sentiment_score":-0.04673567414283752,"channel":0,"num_words":1,"start":1602.43,"end":1602.93},{"sentences":[{"text":"true.","start":1602.555,"end":1602.795,"sentiment":"neutral","sentiment_score":-0.05732131749391556},{"text":"I I think that was while I was doing the applying for the doll.","start":1602.795,"end":1611.61,"sentiment":"neutral","sentiment_score":-0.17001140915921756}],"sentiment":"neutral","sentiment_score":-0.16249873638153076,"channel":1,"num_words":15,"start":1602.555,"end":1611.61},{"sentences":[{"text":"Yes.","start":1612.125,"end":1612.625,"sentiment":"neutral","sentiment_score":-0.2090815305709839}],"sentiment":"neutral","sentiment_score":-0.2090815305709839,"channel":0,"num_words":1,"start":1612.125,"end":1612.625},{"sentences":[{"text":"And they screwed up somehow and put down that that we've only moved been in this house for two two months.","start":1612.4701,"end":1619.05,"sentiment":"negative","sentiment_score":-0.45076920588811237}],"sentiment":"negative","sentiment_score":-0.45076920588811237,"channel":1,"num_words":21,"start":1612.4701,"end":1619.05},{"sentences":[{"text":"Yeah.","start":1619.565,"end":1619.965,"sentiment":"neutral","sentiment_score":-0.09425012767314912},{"text":"Okay.","start":1619.965,"end":1620.465,"sentiment":"neutral","sentiment_score":-0.08134989440441132}],"sentiment":"neutral","sentiment_score":-0.08780001103878021,"channel":0,"num_words":2,"start":1619.565,"end":1620.465},{"sentences":[{"text":"When goes, when did you move in?","start":1620.0701,"end":1623.025,"sentiment":"neutral","sentiment_score":-0.09596252547843116},{"text":"I said, '98.","start":1623.025,"end":1623.745,"sentiment":"neutral","sentiment_score":-0.09433376789093018},{"text":"And she goes, why is that there?","start":1623.745,"end":1625.1051,"sentiment":"neutral","sentiment_score":-0.15925993557487214},{"text":"And it says that I had moved into this house in in February, and I don't know what they've done.","start":1625.1051,"end":1632.0851,"sentiment":"neutral","sentiment_score":-0.2341446690261364}],"sentiment":"neutral","sentiment_score":-0.182498700312666,"channel":1,"num_words":37,"start":1620.0701,"end":1632.0851},{"sentences":[{"text":"Yeah.","start":1632.46,"end":1632.96,"sentiment":"neutral","sentiment_score":-0.19532720744609833},{"text":"That's really strange.","start":1633.02,"end":1634.32,"sentiment":"negative","sentiment_score":-0.34265748659769696},{"text":"Yeah.","start":1634.715,"end":1635.215,"sentiment":"neutral","sentiment_score":-0.12092385441064836},{"text":"So do you have any documentation to show like, do you still have any of the documents from when you purchased the house, like the","start":1635.515,"end":1642.475,"sentiment":"neutral","sentiment_score":-0.08066638365387917}],"sentiment":"neutral","sentiment_score":-0.1120294370998939,"channel":0,"num_words":30,"start":1632.46,"end":1642.475},{"sentences":[{"text":"All","start":1642.25,"end":1642.5701,"sentiment":"neutral","sentiment_score":-0.05488225817680359}],"sentiment":"neutral","sentiment_score":-0.05488225817680359,"channel":1,"num_words":1,"start":1642.25,"end":1642.5701},{"sentences":[{"text":"sales?","start":1642.475,"end":1642.975,"sentiment":"neutral","sentiment_score":-0.052260056138038635}],"sentiment":"neutral","sentiment_score":-0.052260056138038635,"channel":0,"num_words":1,"start":1642.475,"end":1642.975},{"sentences":[{"text":"all the all the all the stuff that I sat down and, like, trying to deal with sending me is bloody","start":1642.5701,"end":1648.485,"sentiment":"neutral","sentiment_score":-0.24820399000531151}],"sentiment":"neutral","sentiment_score":-0.24820399000531151,"channel":1,"num_words":21,"start":1642.5701,"end":1648.485},{"sentences":[{"text":"It's hard.","start":1648.89,"end":1649.71,"sentiment":"neutral","sentiment_score":-0.31880778074264526},{"text":"Yeah.","start":1649.77,"end":1650.27,"sentiment":"neutral","sentiment_score":-0.209615021944046}],"sentiment":"neutral","sentiment_score":-0.2824101944764455,"channel":0,"num_words":3,"start":1648.89,"end":1650.27},{"sentences":[{"text":"hard.","start":1650.5449,"end":1651.0249,"sentiment":"neutral","sentiment_score":-0.25848448276519775},{"text":"And, like, when we sat down with a woman to go through all the details, you know, get all the information,","start":1651.0249,"end":1657.5249,"sentiment":"neutral","sentiment_score":-0.17601770091624486}],"sentiment":"neutral","sentiment_score":-0.17976619100028818,"channel":1,"num_words":22,"start":1650.5449,"end":1657.5249},{"sentences":[{"text":"Mhmm.","start":1658.17,"end":1658.67,"sentiment":"neutral","sentiment_score":-0.1395300179719925}],"sentiment":"neutral","sentiment_score":-0.1395300179719925,"channel":0,"num_words":1,"start":1658.17,"end":1658.67},{"sentences":[{"text":"there was one one paper.","start":1658.625,"end":1660.4049,"sentiment":"neutral","sentiment_score":-0.16274935603141785},{"text":"I think it was a the way they'd written it on the on the sheet that we needed to provide was","start":1661.7,"end":1669.7799,"sentiment":"neutral","sentiment_score":-0.19021447215761458}],"sentiment":"neutral","sentiment_score":-0.1849327190564229,"channel":1,"num_words":26,"start":1658.625,"end":1669.7799},{"sentences":[{"text":"Mhmm.","start":1669.5751,"end":1670.0751,"sentiment":"neutral","sentiment_score":-0.1424660682678223}],"sentiment":"neutral","sentiment_score":-0.1424660682678223,"channel":0,"num_words":1,"start":1669.5751,"end":1670.0751},{"sentences":[{"text":"pretty, you know, out there.","start":1669.7799,"end":1672.84,"sentiment":"neutral","sentiment_score":-0.19147598147392272},{"text":"So","start":1673.14,"end":1673.38,"sentiment":"neutral","sentiment_score":-0.1013236716389656}],"sentiment":"neutral","sentiment_score":-0.17645059650142988,"channel":1,"num_words":6,"start":1669.7799,"end":1673.38},{"sentences":[{"text":"Yep.","start":1673.3501,"end":1673.8501,"sentiment":"neutral","sentiment_score":-0.08553087711334229}],"sentiment":"neutral","sentiment_score":-0.08553087711334229,"channel":0,"num_words":1,"start":1673.3501,"end":1673.8501},{"sentences":[{"text":"Camilla just thought it was a a an in something to do with the tax from","start":1673.38,"end":1679.655,"sentiment":"neutral","sentiment_score":-0.23023261968046427}],"sentiment":"neutral","sentiment_score":-0.23023261968046427,"channel":1,"num_words":16,"start":1673.38,"end":1679.655},{"sentences":[{"text":"Yep.","start":1679.1901,"end":1679.6901,"sentiment":"neutral","sentiment_score":-0.15242443978786469}],"sentiment":"neutral","sentiment_score":-0.15242443978786469,"channel":0,"num_words":1,"start":1679.1901,"end":1679.6901},{"sentences":[{"text":"last year.","start":1679.655,"end":1680.395,"sentiment":"neutral","sentiment_score":-0.15419036895036697}],"sentiment":"neutral","sentiment_score":-0.15419036895036697,"channel":1,"num_words":2,"start":1679.655,"end":1680.395},{"sentences":[{"text":"Yep.","start":1680.79,"end":1681.29,"sentiment":"neutral","sentiment_score":-0.12877652049064636}],"sentiment":"neutral","sentiment_score":-0.12877652049064636,"channel":0,"num_words":1,"start":1680.79,"end":1681.29},{"sentences":[{"text":"She goes, you got the wrong form.","start":1681.4149,"end":1682.9349,"sentiment":"negative","sentiment_score":-0.4961722833769662},{"text":"And Camilla goes, no.","start":1682.9349,"end":1684.0549,"sentiment":"neutral","sentiment_score":-0.2621113546192646},{"text":"I haven't.","start":1684.0549,"end":1684.695,"sentiment":"neutral","sentiment_score":-0.24328164756298065},{"text":"She said on that paper there, it says that she should","start":1684.695,"end":1687.74,"sentiment":"neutral","sentiment_score":0.02163193611936136}],"sentiment":"neutral","sentiment_score":-0.19876097499703368,"channel":1,"num_words":24,"start":1681.4149,"end":1687.74},{"sentences":[{"text":"Yep.","start":1687.6051,"end":1688.1051,"sentiment":"neutral","sentiment_score":0.03574413061141968}],"sentiment":"neutral","sentiment_score":0.03574413061141968,"channel":0,"num_words":1,"start":1687.6051,"end":1688.1051},{"sentences":[{"text":"know enough about it's your actual tax return from last year.","start":1687.74,"end":1692.56,"sentiment":"neutral","sentiment_score":0.02079553072425452}],"sentiment":"neutral","sentiment_score":0.02079553072425452,"channel":1,"num_words":11,"start":1687.74,"end":1692.56},{"sentences":[{"text":"Yep.","start":1692.805,"end":1693.305,"sentiment":"neutral","sentiment_score":0.07470368593931198}],"sentiment":"neutral","sentiment_score":0.07470368593931198,"channel":0,"num_words":1,"start":1692.805,"end":1693.305},{"sentences":[{"text":"She said, well, why don't you write on the tax return for previous year?","start":1693.02,"end":1699.9,"sentiment":"neutral","sentiment_score":-0.03466334380209446},{"text":"And she goes, well, we don't have to do that.","start":1699.9,"end":1701.975,"sentiment":"neutral","sentiment_score":-0.09676431380212307},{"text":"My my wife swore it did.","start":1701.975,"end":1704.775,"sentiment":"neutral","sentiment_score":-0.11284068475166957},{"text":"And the the woman behind the counter goes, she says, if you swear again, I'll kick you out.","start":1704.775,"end":1709.4349,"sentiment":"negative","sentiment_score":-0.46238620165321564}],"sentiment":"neutral","sentiment_score":-0.21776928519830108,"channel":1,"num_words":48,"start":1693.02,"end":1709.4349},{"sentences":[{"text":"Oh, no.","start":1709.955,"end":1710.855,"sentiment":"negative","sentiment_score":-0.4167594313621521}],"sentiment":"negative","sentiment_score":-0.4167594313621521,"channel":0,"num_words":2,"start":1709.955,"end":1710.855},{"sentences":[{"text":"You know?","start":1711.255,"end":1711.495,"sentiment":"negative","sentiment_score":-0.3361341655254364},{"text":"Because we sat there for so long.","start":1711.495,"end":1713.4149,"sentiment":"negative","sentiment_score":-0.3912881144455501},{"text":"You know?","start":1713.4149,"end":1713.815,"sentiment":"neutral","sentiment_score":-0.19438552856445312},{"text":"It's","start":1713.815,"end":1714.0549,"sentiment":"neutral","sentiment_score":-0.17856983840465546}],"sentiment":"neutral","sentiment_score":-0.3315521689752738,"channel":1,"num_words":12,"start":1711.255,"end":1714.0549},{"sentences":[{"text":"Yep.","start":1714.0349,"end":1714.5349,"sentiment":"neutral","sentiment_score":-0.14132294058799744}],"sentiment":"neutral","sentiment_score":-0.14132294058799744,"channel":0,"num_words":1,"start":1714.0349,"end":1714.5349},{"sentences":[{"text":"a and I just and then then it crashed.","start":1714.0549,"end":1716.93,"sentiment":"neutral","sentiment_score":-0.2581285999880897}],"sentiment":"neutral","sentiment_score":-0.2581285999880897,"channel":1,"num_words":9,"start":1714.0549,"end":1716.93},{"sentences":[{"text":"Yep.","start":1717.715,"end":1718.215,"sentiment":"neutral","sentiment_score":-0.14407610893249512}],"sentiment":"neutral","sentiment_score":-0.14407610893249512,"channel":0,"num_words":1,"start":1717.715,"end":1718.215},{"sentences":[{"text":"And it the government one we were doing the other day with my sister,","start":1719.41,"end":1723.43,"sentiment":"neutral","sentiment_score":-0.2138680922133582}],"sentiment":"neutral","sentiment_score":-0.2138680922133582,"channel":1,"num_words":14,"start":1719.41,"end":1723.43},{"sentences":[{"text":"Yep.","start":1723.49,"end":1723.99,"sentiment":"neutral","sentiment_score":-0.1366963088512421}],"sentiment":"neutral","sentiment_score":-0.1366963088512421,"channel":0,"num_words":1,"start":1723.49,"end":1723.99},{"sentences":[{"text":"that crashed.","start":1723.81,"end":1724.63,"sentiment":"neutral","sentiment_score":-0.3068505525588989}],"sentiment":"neutral","sentiment_score":-0.3068505525588989,"channel":1,"num_words":2,"start":1723.81,"end":1724.63},{"sentences":[{"text":"Oh, no.","start":1725.8099,"end":1726.63,"sentiment":"negative","sentiment_score":-0.37735535204410553}],"sentiment":"negative","sentiment_score":-0.37735535204410553,"channel":0,"num_words":2,"start":1725.8099,"end":1726.63},{"sentences":[{"text":"It's it's I don't know what what I don't know why I why it does it.","start":1727.25,"end":1733.325,"sentiment":"negative","sentiment_score":-0.49704583920538425},{"text":"It did it, but we got we got pretty well nearly through it, and then it","start":1733.465,"end":1738.745,"sentiment":"neutral","sentiment_score":-0.10952654806897044}],"sentiment":"neutral","sentiment_score":-0.30328619363717735,"channel":1,"num_words":32,"start":1727.25,"end":1738.745},{"sentences":[{"text":"Yes.","start":1738.385,"end":1738.885,"sentiment":"neutral","sentiment_score":-0.21947182714939115}],"sentiment":"neutral","sentiment_score":-0.21947182714939115,"channel":0,"num_words":1,"start":1738.385,"end":1738.885},{"sentences":[{"text":"all dropped out and then couldn't save it, so we gotta go back.","start":1738.745,"end":1742.345,"sentiment":"negative","sentiment_score":-0.49611194317157453},{"text":"So this friend and my sister, Ness, who deals with Sendling because my sister's pretty she's pretty savvy, but Ness is even savvier.","start":1742.345,"end":1754.17,"sentiment":"neutral","sentiment_score":0.03901499349866872}],"sentiment":"neutral","sentiment_score":-0.154225289187808,"channel":1,"num_words":36,"start":1738.745,"end":1754.17},{"sentences":[{"text":"Mhmm.","start":1754.24,"end":1754.74,"sentiment":"neutral","sentiment_score":0.043446846306324005},{"text":"Yeah.","start":1754.8,"end":1755.285,"sentiment":"neutral","sentiment_score":0.10298887640237808}],"sentiment":"neutral","sentiment_score":0.07321786135435104,"channel":0,"num_words":2,"start":1754.24,"end":1755.285},{"sentences":[{"text":"So I've got an appointment with her tomorrow","start":1756.965,"end":1759.465,"sentiment":"neutral","sentiment_score":0.14348736591637135}],"sentiment":"neutral","sentiment_score":0.14348736591637135,"channel":1,"num_words":8,"start":1756.965,"end":1759.465},{"sentences":[{"text":"Yep.","start":1760.3251,"end":1760.8251,"sentiment":"neutral","sentiment_score":0.12845544517040253}],"sentiment":"neutral","sentiment_score":0.12845544517040253,"channel":0,"num_words":1,"start":1760.3251,"end":1760.8251},{"sentences":[{"text":"at 10:00.","start":1760.725,"end":1761.785,"sentiment":"neutral","sentiment_score":0.11207425221800804}],"sentiment":"neutral","sentiment_score":0.11207425221800804,"channel":1,"num_words":2,"start":1760.725,"end":1761.785},{"sentences":[{"text":"Yep.","start":1762.165,"end":1762.665,"sentiment":"neutral","sentiment_score":0.1463320106267929}],"sentiment":"neutral","sentiment_score":0.1463320106267929,"channel":0,"num_words":1,"start":1762.165,"end":1762.665},{"sentences":[{"text":"I'll get Miller to bring the bank tomorrow or today","start":1762.245,"end":1765.545,"sentiment":"neutral","sentiment_score":0.15459275543689727}],"sentiment":"neutral","sentiment_score":0.15459275543689727,"channel":1,"num_words":10,"start":1762.245,"end":1765.545},{"sentences":[{"text":"Yep.","start":1765.4451,"end":1765.9451,"sentiment":"neutral","sentiment_score":0.15239202976226807}],"sentiment":"neutral","sentiment_score":0.15239202976226807,"channel":0,"num_words":1,"start":1765.4451,"end":1765.9451},{"sentences":[{"text":"and find out what a final payout figure is because we need that to move forward in either either retiring or getting a job.","start":1766.245,"end":1779.6599,"sentiment":"neutral","sentiment_score":0.11411984187240402},{"text":"Just on my phone","start":1779.6599,"end":1781.1,"sentiment":"neutral","sentiment_score":0.013997612055391073}],"sentiment":"neutral","sentiment_score":0.09981666618425931,"channel":1,"num_words":28,"start":1766.245,"end":1781.1},{"sentences":[{"text":"Yes.","start":1780.9149,"end":1781.1549,"sentiment":"neutral","sentiment_score":0.03518015146255493}],"sentiment":"neutral","sentiment_score":0.03518015146255493,"channel":0,"num_words":1,"start":1780.9149,"end":1781.1549},{"sentences":[{"text":"at","start":1781.1,"end":1781.26,"sentiment":"neutral","sentiment_score":0.004544295370578766}],"sentiment":"neutral","sentiment_score":0.004544295370578766,"channel":1,"num_words":1,"start":1781.1,"end":1781.26},{"sentences":[{"text":"Yeah.","start":1781.1549,"end":1781.6549,"sentiment":"neutral","sentiment_score":0.017409630119800568}],"sentiment":"neutral","sentiment_score":0.017409630119800568,"channel":0,"num_words":1,"start":1781.1549,"end":1781.6549},{"sentences":[{"text":"the moment, there's two jobs that I applied for,","start":1781.26,"end":1783.6799,"sentiment":"neutral","sentiment_score":-0.04306156560778618}],"sentiment":"neutral","sentiment_score":-0.04306156560778618,"channel":1,"num_words":9,"start":1781.26,"end":1783.6799},{"sentences":[{"text":"Mhmm.","start":1784.2749,"end":1784.7749,"sentiment":"neutral","sentiment_score":-0.07363021373748779}],"sentiment":"neutral","sentiment_score":-0.07363021373748779,"channel":0,"num_words":1,"start":1784.2749,"end":1784.7749},{"sentences":[{"text":"And there are only many more jobs.","start":1784.995,"end":1786.275,"sentiment":"neutral","sentiment_score":-0.15980203449726105},{"text":"They're only at $38 an hour.","start":1786.275,"end":1788.195,"sentiment":"neutral","sentiment_score":-0.2007224733630816},{"text":"Like, I was on shit.","start":1788.195,"end":1791.815,"sentiment":"negative","sentiment_score":-0.5241282761096955},{"text":"At the port, I was on about $83 an hour.","start":1792.4349,"end":1800.61,"sentiment":"neutral","sentiment_score":-0.21355753093957902}],"sentiment":"neutral","sentiment_score":-0.2528273489858423,"channel":1,"num_words":28,"start":1784.995,"end":1800.61},{"sentences":[{"text":"Yep.","start":1801.01,"end":1801.51,"sentiment":"neutral","sentiment_score":-0.06851638853549957}],"sentiment":"neutral","sentiment_score":-0.06851638853549957,"channel":0,"num_words":1,"start":1801.01,"end":1801.51},{"sentences":[{"text":"So, you know, it's a a massive drop, but it's still putting money in the bank and still","start":1802.19,"end":1808.11,"sentiment":"negative","sentiment_score":-0.37266819344626534}],"sentiment":"negative","sentiment_score":-0.37266819344626534,"channel":1,"num_words":18,"start":1802.19,"end":1808.11},{"sentences":[{"text":"Yes.","start":1807.985,"end":1808.485,"sentiment":"neutral","sentiment_score":-0.05444655567407608}],"sentiment":"neutral","sentiment_score":-0.05444655567407608,"channel":0,"num_words":1,"start":1807.985,"end":1808.485},{"sentences":[{"text":"paying the bills.","start":1808.11,"end":1809.01,"sentiment":"neutral","sentiment_score":-0.11698244015375774}],"sentiment":"neutral","sentiment_score":-0.11698244015375774,"channel":1,"num_words":3,"start":1808.11,"end":1809.01},{"sentences":[{"text":"Yeah.","start":1809.505,"end":1810.005,"sentiment":"neutral","sentiment_score":-0.004885680973529816}],"sentiment":"neutral","sentiment_score":-0.004885680973529816,"channel":0,"num_words":1,"start":1809.505,"end":1810.005},{"sentences":[{"text":"The biggest bill we've got is the house.","start":1810.59,"end":1812.585,"sentiment":"neutral","sentiment_score":-0.1999232368543744}],"sentiment":"neutral","sentiment_score":-0.1999232368543744,"channel":1,"num_words":8,"start":1810.59,"end":1812.585},{"sentences":[{"text":"Yep.","start":1813.345,"end":1813.845,"sentiment":"neutral","sentiment_score":-0.08703937381505966}],"sentiment":"neutral","sentiment_score":-0.08703937381505966,"channel":0,"num_words":1,"start":1813.345,"end":1813.845},{"sentences":[{"text":"And during COVID, like, we we never dropped the rate of what we're paying because everybody had the chance to, you know because because of the situation we're in in Australia, you know, if people were","start":1814.105,"end":1827.39,"sentiment":"neutral","sentiment_score":-0.010756674145037929}],"sentiment":"neutral","sentiment_score":-0.010756674145037929,"channel":1,"num_words":36,"start":1814.105,"end":1827.39},{"sentences":[{"text":"Yep.","start":1827.375,"end":1827.875,"sentiment":"neutral","sentiment_score":-0.02827449142932892}],"sentiment":"neutral","sentiment_score":-0.02827449142932892,"channel":0,"num_words":1,"start":1827.375,"end":1827.875},{"sentences":[{"text":"struggling to pay their mortgage, they lowered the mortgage rate for them so they could or deferred","start":1827.63,"end":1833.55,"sentiment":"neutral","sentiment_score":-0.04881405496202847}],"sentiment":"neutral","sentiment_score":-0.04881405496202847,"channel":1,"num_words":17,"start":1827.63,"end":1833.55},{"sentences":[{"text":"Yep.","start":1833.3826,"end":1833.8826,"sentiment":"neutral","sentiment_score":-0.031508855521678925}],"sentiment":"neutral","sentiment_score":-0.031508855521678925,"channel":0,"num_words":1,"start":1833.3826,"end":1833.8826},{"sentences":[{"text":"it until blah blah blah.","start":1833.55,"end":1835.15,"sentiment":"neutral","sentiment_score":-0.077313332259655},{"text":"But we just because I was working full time, I I just kept paying I think it was web I don't know.","start":1835.15,"end":1842.615,"sentiment":"neutral","sentiment_score":-0.2452314089645039},{"text":"Camilla does it all.","start":1842.615,"end":1843.5751,"sentiment":"neutral","sentiment_score":-0.17391686141490936},{"text":"I don't if you see a fellow with the purge, I'll be buggered.","start":1843.5751,"end":1846.0751,"sentiment":"negative","sentiment_score":-0.43847919885928816}],"sentiment":"neutral","sentiment_score":-0.2767626065760851,"channel":1,"num_words":44,"start":1833.55,"end":1846.0751},{"sentences":[{"text":"Yeah.","start":1846.99,"end":1847.49,"sentiment":"neutral","sentiment_score":-0.19149872660636905}],"sentiment":"neutral","sentiment_score":-0.19149872660636905,"channel":0,"num_words":1,"start":1846.99,"end":1847.49},{"sentences":[{"text":"But we we just and then they rang us and said, oh, you know, you you you're paying too much.","start":1848.615,"end":1854.2351,"sentiment":"negative","sentiment_score":-0.3523807741701603},{"text":"I thought, well, too much is better than too little means you're getting rid of it quick.","start":1854.6951,"end":1859.45,"sentiment":"negative","sentiment_score":-0.5292743795058307}],"sentiment":"negative","sentiment_score":-0.43365621445952235,"channel":1,"num_words":37,"start":1848.615,"end":1859.45},{"sentences":[{"text":"Yes.","start":1859.9651,"end":1860.4651,"sentiment":"neutral","sentiment_score":-0.0655464306473732},{"text":"Yeah.","start":1860.925,"end":1861.425,"sentiment":"neutral","sentiment_score":-0.07563026249408722}],"sentiment":"neutral","sentiment_score":-0.07058834657073021,"channel":0,"num_words":2,"start":1859.9651,"end":1861.425},{"sentences":[{"text":"So,","start":1861.51,"end":1862.01,"sentiment":"neutral","sentiment_score":-0.09171915799379347}],"sentiment":"neutral","sentiment_score":-0.09171915799379347,"channel":1,"num_words":1,"start":1861.51,"end":1862.01},{"sentences":[{"text":"Definitely.","start":1861.805,"end":1862.305,"sentiment":"neutral","sentiment_score":-0.0050569698214530945}],"sentiment":"neutral","sentiment_score":-0.0050569698214530945,"channel":0,"num_words":1,"start":1861.805,"end":1862.305},{"sentences":[{"text":"yeah, they made us change it for some reason.","start":1863.75,"end":1866.15,"sentiment":"neutral","sentiment_score":-0.150176035033332},{"text":"I don't does all that.","start":1866.15,"end":1868.01,"sentiment":"neutral","sentiment_score":-0.33188899159431456},{"text":"I don't ask questions because it's way above my head.","start":1868.07,"end":1870.965,"sentiment":"negative","sentiment_score":-0.36301895678043367}],"sentiment":"neutral","sentiment_score":-0.2767174517114957,"channel":1,"num_words":24,"start":1863.75,"end":1870.965},{"sentences":[{"text":"Yeah.","start":1874.62,"end":1875.02,"sentiment":"neutral","sentiment_score":-0.07145072519779205},{"text":"No.","start":1875.02,"end":1875.18,"sentiment":"neutral","sentiment_score":-0.11979560554027556},{"text":"That's okay.","start":1875.18,"end":1875.8201,"sentiment":"neutral","sentiment_score":0.03452743717934936},{"text":"Well, feel free to let me know what you wanna do moving forward.","start":1875.8201,"end":1878.515,"sentiment":"positive","sentiment_score":0.4118423874561603},{"text":"If you decide you do wanna look at advice, I can absolutely help you out.","start":1878.515,"end":1882.115,"sentiment":"positive","sentiment_score":0.48272340099016825}],"sentiment":"positive","sentiment_score":0.3897690811063512,"channel":0,"num_words":32,"start":1874.62,"end":1882.115},{"sentences":[{"text":"You're an ongoing client, so we're here to help you.","start":1882.115,"end":1884.535,"sentiment":"positive","sentiment_score":0.4343153893947601}],"sentiment":"positive","sentiment_score":0.4343153893947601,"channel":0,"num_words":10,"start":1882.115,"end":1884.535},{"sentences":[{"text":"Yep.","start":1884.645,"end":1885.08,"sentiment":"neutral","sentiment_score":0.2501615583896637}],"sentiment":"neutral","sentiment_score":0.2501615583896637,"channel":1,"num_words":1,"start":1884.645,"end":1885.08},{"sentences":[{"text":"To give you an idea and I'll put this in the email to kinda clarify so you can have a chat to Camilla about what you guys wanna do moving forward.","start":1885.0751,"end":1891.895,"sentiment":"neutral","sentiment_score":0.24122048866364262},{"text":"But","start":1892.25,"end":1892.49,"sentiment":"neutral","sentiment_score":0.14718276262283325}],"sentiment":"neutral","sentiment_score":0.23828180972486734,"channel":0,"num_words":32,"start":1885.0751,"end":1892.49},{"sentences":[{"text":"Yep.","start":1892.36,"end":1892.86,"sentiment":"neutral","sentiment_score":0.10015340149402618}],"sentiment":"neutral","sentiment_score":0.10015340149402618,"channel":1,"num_words":1,"start":1892.36,"end":1892.86},{"sentences":[{"text":"when it comes to personal advice, we can look at structures on how best to structure your super so that you get, you know, as much age pension as possible to maximize age pension as ways of sheltering money.","start":1892.49,"end":1903.87,"sentiment":"neutral","sentiment_score":0.1561699593678499},{"text":"I would need to take Camilla's circumstances, income, and super into consideration for that sort of thing.","start":1904.09,"end":1911.3151,"sentiment":"neutral","sentiment_score":0.132726710070582},{"text":"It's very limited, though.","start":1912.415,"end":1913.6951,"sentiment":"neutral","sentiment_score":-0.07149370573461056},{"text":"We don't have to bring her on board.","start":1913.6951,"end":1914.895,"sentiment":"neutral","sentiment_score":0.08679400011897087},{"text":"She doesn't have to pay a fee or anything.","start":1914.895,"end":1916.095,"sentiment":"neutral","sentiment_score":0.06919180270698336}],"sentiment":"neutral","sentiment_score":0.12179332323275603,"channel":0,"num_words":77,"start":1892.49,"end":1916.095},{"sentences":[{"text":"It's just making sure we understand your whole family circumstances to the fullest to make sure the advice is appropriate because Centrelink cable that into consideration.","start":1916.095,"end":1923.9701,"sentiment":"neutral","sentiment_score":0.24024147998828155},{"text":"We can advise on, you know, the expected pension payment received.","start":1924.99,"end":1929.0701,"sentiment":"neutral","sentiment_score":0.1727054122496735},{"text":"We can't apply for it for you, but we can give you advice on how to structure everything else and how to so that you can maximize the age pension benefit there for you as well.","start":1929.0701,"end":1938.865,"sentiment":"neutral","sentiment_score":0.21480367958752644},{"text":"We can always look at moving you into pension phase and drawing down a regular income to supplement what you don't have at the moment to cover the bills.","start":1939.085,"end":1946.625,"sentiment":"neutral","sentiment_score":0.22964594025036383},{"text":"And there's other things that we can definitely do to help.","start":1947.725,"end":1950.18,"sentiment":"positive","sentiment_score":0.5897973667491566}],"sentiment":"neutral","sentiment_score":0.256871449390212,"channel":0,"num_words":113,"start":1916.095,"end":1950.18},{"sentences":[{"text":"So it just comes down to what you guys want us to do and what level of advice.","start":1950.26,"end":1955.4601,"sentiment":"neutral","sentiment_score":0.2543617917431725},{"text":"Or if you just wanna draw down the money as a transaction with that advice to pay the mortgage, you can do that, and you can just direct me to do that as well.","start":1955.4601,"end":1962.68,"sentiment":"neutral","sentiment_score":0.17731765175566955},{"text":"Okay?","start":1962.7401,"end":1963.2401,"sentiment":"neutral","sentiment_score":0.04640325903892517}],"sentiment":"neutral","sentiment_score":0.2010135032095999,"channel":0,"num_words":53,"start":1950.26,"end":1963.2401},{"sentences":[{"text":"Was there within the North what I got paid out from the port for my long service, they've been annually.","start":1963.095,"end":1969.835,"sentiment":"neutral","sentiment_score":0.01273769666440785}],"sentiment":"neutral","sentiment_score":0.01273769666440785,"channel":1,"num_words":20,"start":1963.095,"end":1969.835},{"sentences":[{"text":"Yeah.","start":1970.035,"end":1970.535,"sentiment":"neutral","sentiment_score":0.02118212915956974},{"text":"Yeah.","start":1970.595,"end":1971.095,"sentiment":"neutral","sentiment_score":0.01846674457192421}],"sentiment":"neutral","sentiment_score":0.019824436865746975,"channel":0,"num_words":2,"start":1970.035,"end":1971.095},{"sentences":[{"text":"And, like, it was, like, in the when did I finish the December 18?","start":1972.54,"end":1979.2,"sentiment":"neutral","sentiment_score":0.012153897833611284},{"text":"We spent $15,000.","start":1983.1,"end":1986.835,"sentiment":"neutral","sentiment_score":0.010714398697018623}],"sentiment":"neutral","sentiment_score":0.01189986857421258,"channel":1,"num_words":17,"start":1972.54,"end":1986.835},{"sentences":[{"text":"Okay.","start":1987.09,"end":1987.5701,"sentiment":"neutral","sentiment_score":0.029099635779857635},{"text":"Yeah.","start":1987.5701,"end":1987.97,"sentiment":"neutral","sentiment_score":0.03346848487854004},{"text":"Wow.","start":1987.97,"end":1988.47,"sentiment":"neutral","sentiment_score":0.04475295171141625}],"sentiment":"neutral","sentiment_score":0.03577369078993797,"channel":0,"num_words":3,"start":1987.09,"end":1988.47},{"sentences":[{"text":"So we're down to around $35.30, $30,000 in the bank.","start":1988.1749,"end":1995.5549,"sentiment":"neutral","sentiment_score":0.031781292892992495},{"text":"But","start":1995.9349,"end":1996.1749,"sentiment":"neutral","sentiment_score":0.03112012892961502}],"sentiment":"neutral","sentiment_score":0.03172118707814,"channel":1,"num_words":11,"start":1988.1749,"end":1996.1749},{"sentences":[{"text":"Okay.","start":1996.115,"end":1996.615,"sentiment":"neutral","sentiment_score":0.03735891357064247}],"sentiment":"neutral","sentiment_score":0.03735891357064247,"channel":0,"num_words":1,"start":1996.115,"end":1996.615},{"sentences":[{"text":"see that that that's that's what we're living off and plus Camilla's what Camilla's wage goes in each, I think, week.","start":1996.1749,"end":2004.4199,"sentiment":"neutral","sentiment_score":0.036556982390937354},{"text":"I think she gets paid weekly.","start":2004.4199,"end":2005.96,"sentiment":"neutral","sentiment_score":0.05662633913258711}],"sentiment":"neutral","sentiment_score":0.0410168394446373,"channel":1,"num_words":27,"start":1996.1749,"end":2005.96},{"sentences":[{"text":"Yes.","start":2006.77,"end":2007.27,"sentiment":"neutral","sentiment_score":0.04129139333963394}],"sentiment":"neutral","sentiment_score":0.04129139333963394,"channel":0,"num_words":1,"start":2006.77,"end":2007.27},{"sentences":[{"text":"Because she only works not full hours.","start":2007.5399,"end":2010.1,"sentiment":"neutral","sentiment_score":0.024465646727808883},{"text":"She works, like, Monday, nine till three, Tuesday, nine till one, Wednesday off, and then Friday Thursday and Friday is nine till three.","start":2010.1,"end":2020.3949,"sentiment":"neutral","sentiment_score":0.01916631784937952}],"sentiment":"neutral","sentiment_score":0.02040282792101304,"channel":1,"num_words":30,"start":2007.5399,"end":2020.3949},{"sentences":[{"text":"Yep.","start":2021.185,"end":2021.685,"sentiment":"neutral","sentiment_score":0.012668982148170471}],"sentiment":"neutral","sentiment_score":0.012668982148170471,"channel":0,"num_words":1,"start":2021.185,"end":2021.685},{"sentences":[{"text":"So she's not a full time full time employee.","start":2022.375,"end":2026.1699,"sentiment":"neutral","sentiment_score":-0.020077183092426922}],"sentiment":"neutral","sentiment_score":-0.020077183092426922,"channel":1,"num_words":9,"start":2022.375,"end":2026.1699},{"sentences":[{"text":"Yep.","start":2027.12,"end":2027.62,"sentiment":"neutral","sentiment_score":0.00862840935587883},{"text":"The part time.","start":2027.92,"end":2028.8201,"sentiment":"neutral","sentiment_score":0.007658401504158974},{"text":"Yeah.","start":2028.96,"end":2029.46,"sentiment":"neutral","sentiment_score":0.017181850969791412}],"sentiment":"neutral","sentiment_score":0.009757092967629433,"channel":0,"num_words":5,"start":2027.12,"end":2029.46},{"sentences":[{"text":"But the the the people she works for, the travel consultant company business, really","start":2029.27,"end":2037.115,"sentiment":"neutral","sentiment_score":0.03655006510338613}],"sentiment":"neutral","sentiment_score":0.03655006510338613,"channel":1,"num_words":14,"start":2029.27,"end":2037.115},{"sentences":[{"text":"Yeah.","start":2036.8151,"end":2037.3151,"sentiment":"neutral","sentiment_score":0.06456893682479858}],"sentiment":"neutral","sentiment_score":0.06456893682479858,"channel":0,"num_words":1,"start":2036.8151,"end":2037.3151},{"sentences":[{"text":"look after her.","start":2037.115,"end":2038.235,"sentiment":"neutral","sentiment_score":0.07261551295717557},{"text":"Because she does","start":2038.235,"end":2038.755,"sentiment":"neutral","sentiment_score":0.07455726092060407}],"sentiment":"neutral","sentiment_score":0.07358638693888982,"channel":1,"num_words":6,"start":2037.115,"end":2038.755},{"sentences":[{"text":"Oh,","start":2038.655,"end":2038.975,"sentiment":"positive","sentiment_score":0.3381277918815613}],"sentiment":"positive","sentiment_score":0.3381277918815613,"channel":0,"num_words":1,"start":2038.655,"end":2038.975},{"sentences":[{"text":"she's","start":2038.875,"end":2039.115,"sentiment":"positive","sentiment_score":0.47636160254478455}],"sentiment":"positive","sentiment_score":0.47636160254478455,"channel":1,"num_words":1,"start":2038.875,"end":2039.115},{"sentences":[{"text":"that's","start":2038.975,"end":2039.2151,"sentiment":"positive","sentiment_score":0.573373556137085}],"sentiment":"positive","sentiment_score":0.573373556137085,"channel":0,"num_words":1,"start":2038.975,"end":2039.2151},{"sentences":[{"text":"very","start":2039.115,"end":2039.355,"sentiment":"positive","sentiment_score":0.5930835008621216}],"sentiment":"positive","sentiment_score":0.5930835008621216,"channel":1,"num_words":1,"start":2039.115,"end":2039.355},{"sentences":[{"text":"really nice.","start":2039.2151,"end":2040.115,"sentiment":"positive","sentiment_score":0.535714715719223}],"sentiment":"positive","sentiment_score":0.535714715719223,"channel":0,"num_words":2,"start":2039.2151,"end":2040.115},{"sentences":[{"text":"it does they gave her a thousand dollar bonus this year","start":2040.5549,"end":2044.255,"sentiment":"neutral","sentiment_score":0.3139132423834367}],"sentiment":"neutral","sentiment_score":0.3139132423834367,"channel":1,"num_words":11,"start":2040.5549,"end":2044.255},{"sentences":[{"text":"Oh, that's lovely.","start":2044.095,"end":2045.395,"sentiment":"positive","sentiment_score":0.5882541537284851},{"text":"Yeah.","start":2046.015,"end":2046.515,"sentiment":"neutral","sentiment_score":0.2561466693878174}],"sentiment":"positive","sentiment_score":0.5052272826433182,"channel":0,"num_words":4,"start":2044.095,"end":2046.515},{"sentences":[{"text":"because of the work she does.","start":2046.155,"end":2047.835,"sentiment":"neutral","sentiment_score":0.2429631973306338},{"text":"And she's going to Canada in July for free.","start":2047.835,"end":2053.21,"sentiment":"neutral","sentiment_score":0.1510269194841385}],"sentiment":"neutral","sentiment_score":0.1878014306227366,"channel":1,"num_words":15,"start":2046.155,"end":2053.21},{"sentences":[{"text":"Yep.","start":2053.23,"end":2053.73,"sentiment":"neutral","sentiment_score":0.06354735046625137}],"sentiment":"neutral","sentiment_score":0.06354735046625137,"channel":0,"num_words":1,"start":2053.23,"end":2053.73},{"sentences":[{"text":"So normally, I take holidays and stay home and look after this little ball of fluff that's laying next to me because somebody's gonna feed the animals.","start":2054.71,"end":2064.97,"sentiment":"neutral","sentiment_score":0.03132437959451367},{"text":"So I used","start":2065.285,"end":2065.605,"sentiment":"neutral","sentiment_score":0.015461282494167486}],"sentiment":"neutral","sentiment_score":0.029738069884479044,"channel":1,"num_words":30,"start":2054.71,"end":2065.605},{"sentences":[{"text":"Yes.","start":2065.565,"end":2066.065,"sentiment":"neutral","sentiment_score":0.01888234168291092}],"sentiment":"neutral","sentiment_score":0.01888234168291092,"channel":0,"num_words":1,"start":2065.565,"end":2066.065},{"sentences":[{"text":"to take and because I can't go on these things because they they're done by, like, companies like APT, Scenic, things like that.","start":2065.605,"end":2074.165,"sentiment":"neutral","sentiment_score":-0.015862527100936226},{"text":"So they they might have bought out a new, what do you call it?","start":2074.165,"end":2080.13,"sentiment":"neutral","sentiment_score":0.04148896537455065},{"text":"How would you call it?","start":2080.13,"end":2080.93,"sentiment":"neutral","sentiment_score":0.042337223142385486},{"text":"A a travel thing where you can go and see things, do this.","start":2080.93,"end":2086.15,"sentiment":"neutral","sentiment_score":0.11020114502081504},{"text":"And","start":2086.69,"end":2087.19,"sentiment":"neutral","sentiment_score":0.0352550745010376}],"sentiment":"neutral","sentiment_score":0.03384934763224529,"channel":1,"num_words":56,"start":2065.605,"end":2087.19},{"sentences":[{"text":"Like a tour?","start":2087.355,"end":2088.2551,"sentiment":"neutral","sentiment_score":0.052581065644820534}],"sentiment":"neutral","sentiment_score":0.052581065644820534,"channel":0,"num_words":3,"start":2087.355,"end":2088.2551},{"sentences":[{"text":"yeah.","start":2088.69,"end":2089.01,"sentiment":"neutral","sentiment_score":0.035961877554655075},{"text":"So they go","start":2089.01,"end":2089.985,"sentiment":"neutral","sentiment_score":0.0352185827990373}],"sentiment":"neutral","sentiment_score":0.03540440648794174,"channel":1,"num_words":4,"start":2088.69,"end":2089.985},{"sentences":[{"text":"Yeah.","start":2089.8352,"end":2090.3352,"sentiment":"neutral","sentiment_score":0.0958326905965805}],"sentiment":"neutral","sentiment_score":0.0958326905965805,"channel":0,"num_words":1,"start":2089.8352,"end":2090.3352},{"sentences":[{"text":"over first, have a look at what it is, and","start":2089.985,"end":2092.865,"sentiment":"neutral","sentiment_score":0.08009317629039288}],"sentiment":"neutral","sentiment_score":0.08009317629039288,"channel":1,"num_words":10,"start":2089.985,"end":2092.865},{"sentences":[{"text":"Yeah.","start":2092.635,"end":2093.135,"sentiment":"neutral","sentiment_score":0.18872582912445068}],"sentiment":"neutral","sentiment_score":0.18872582912445068,"channel":0,"num_words":1,"start":2092.635,"end":2093.135},{"sentences":[{"text":"then and then, you know, you know, this is pretty good.","start":2092.865,"end":2096.5452,"sentiment":"positive","sentiment_score":0.4223819916898554},{"text":"So, you know,","start":2096.5452,"end":2097.365,"sentiment":"neutral","sentiment_score":0.19229416052500406}],"sentiment":"positive","sentiment_score":0.3730774564402444,"channel":1,"num_words":14,"start":2092.865,"end":2097.365},{"sentences":[{"text":"Yeah.","start":2097.13,"end":2097.63,"sentiment":"neutral","sentiment_score":0.1240089386701584}],"sentiment":"neutral","sentiment_score":0.1240089386701584,"channel":0,"num_words":1,"start":2097.13,"end":2097.63},{"sentences":[{"text":"she comes home with notes and all sorts of stuff and brochures and","start":2097.825,"end":2101.365,"sentiment":"neutral","sentiment_score":0.04111244128300594}],"sentiment":"neutral","sentiment_score":0.04111244128300594,"channel":1,"num_words":13,"start":2097.825,"end":2101.365},{"sentences":[{"text":"No.","start":2102.09,"end":2102.59,"sentiment":"neutral","sentiment_score":-0.06476649641990662}],"sentiment":"neutral","sentiment_score":-0.06476649641990662,"channel":0,"num_words":1,"start":2102.09,"end":2102.59},{"sentences":[{"text":"presents for me.","start":2102.52,"end":2103.58,"sentiment":"neutral","sentiment_score":-0.03324467067917188}],"sentiment":"neutral","sentiment_score":-0.03324467067917188,"channel":1,"num_words":3,"start":2102.52,"end":2103.58},{"sentences":[{"text":"Yep.","start":2103.93,"end":2104.43,"sentiment":"neutral","sentiment_score":0.10909509658813477}],"sentiment":"neutral","sentiment_score":0.10909509658813477,"channel":0,"num_words":1,"start":2103.93,"end":2104.43},{"sentences":[{"text":"And so when people come in like yourselves, Stacy, you've viewed the QMWA and you went into Teddy","start":2105.08,"end":2111.4001,"sentiment":"neutral","sentiment_score":0.08194285755356152}],"sentiment":"neutral","sentiment_score":0.08194285755356152,"channel":1,"num_words":18,"start":2105.08,"end":2111.4001},{"sentences":[{"text":"Mhmm.","start":2111.145,"end":2111.645,"sentiment":"neutral","sentiment_score":0.04796970635652542}],"sentiment":"neutral","sentiment_score":0.04796970635652542,"channel":0,"num_words":1,"start":2111.145,"end":2111.645},{"sentences":[{"text":"Rice and you said, oh, can I I I wanna go and haul out to Canada and call me a little bit today?","start":2111.4001,"end":2117.345,"sentiment":"neutral","sentiment_score":0.07156872862707013},{"text":"Oh, well, I've just been there and with this we've got this package, but there's other packages as well.","start":2117.345,"end":2122.305,"sentiment":"neutral","sentiment_score":0.06843097958909838},{"text":"So, yeah,","start":2122.305,"end":2123.5051,"sentiment":"neutral","sentiment_score":0.1298695057630539}],"sentiment":"neutral","sentiment_score":0.07286382686685432,"channel":1,"num_words":44,"start":2111.4001,"end":2123.5051},{"sentences":[{"text":"Yep.","start":2123.32,"end":2123.82,"sentiment":"neutral","sentiment_score":0.21939629316329956}],"sentiment":"neutral","sentiment_score":0.21939629316329956,"channel":0,"num_words":1,"start":2123.32,"end":2123.82},{"sentences":[{"text":"it's she's been at it for a long time, and she's pretty good at it.","start":2123.5051,"end":2128.0051,"sentiment":"neutral","sentiment_score":0.24706192314624786}],"sentiment":"neutral","sentiment_score":0.24706192314624786,"channel":1,"num_words":15,"start":2123.5051,"end":2128.0051},{"sentences":[{"text":"Yeah.","start":2128.52,"end":2129.02,"sentiment":"neutral","sentiment_score":0.1723013073205948},{"text":"Oh, wow.","start":2129.4,"end":2130.2,"sentiment":"neutral","sentiment_score":0.3161632865667343},{"text":"She sounds amazing, honestly, and Canada","start":2130.2,"end":2132.6,"sentiment":"positive","sentiment_score":0.5173850854237875}],"sentiment":"positive","sentiment_score":0.43432648811075425,"channel":0,"num_words":9,"start":2128.52,"end":2132.6},{"sentences":[{"text":"Well,","start":2132.5,"end":2133.0,"sentiment":"positive","sentiment_score":0.5805813074111938}],"sentiment":"positive","sentiment_score":0.5805813074111938,"channel":1,"num_words":1,"start":2132.5,"end":2133.0},{"sentences":[{"text":"sounds incredible.","start":2132.6,"end":2133.34,"sentiment":"positive","sentiment_score":0.6687654554843903}],"sentiment":"positive","sentiment_score":0.6687654554843903,"channel":0,"num_words":2,"start":2132.6,"end":2133.34},{"sentences":[{"text":"two of the clients invited us out to their place a couple of weeks ago for lunch.","start":2133.46,"end":2139.56,"sentiment":"neutral","sentiment_score":0.21120381004670086},{"text":"And then was it yesterday she came home?","start":2140.355,"end":2144.115,"sentiment":"neutral","sentiment_score":0.06060789665207267},{"text":"Yeah.","start":2144.115,"end":2144.4348,"sentiment":"neutral","sentiment_score":0.0680503398180008},{"text":"Yesterday.","start":2144.4348,"end":2144.9348,"sentiment":"neutral","sentiment_score":0.07686123996973038},{"text":"She came home with Anzac biscuits that this lady had made for her as well","start":2145.9548,"end":2149.9749,"sentiment":"neutral","sentiment_score":0.1421949878334999}],"sentiment":"neutral","sentiment_score":0.1512658176500173,"channel":1,"num_words":42,"start":2133.46,"end":2149.9749},{"sentences":[{"text":"Oh, wow.","start":2150.66,"end":2151.4001,"sentiment":"neutral","sentiment_score":0.1631452441215515}],"sentiment":"neutral","sentiment_score":0.1631452441215515,"channel":0,"num_words":2,"start":2150.66,"end":2151.4001},{"sentences":[{"text":"because they're repeat clients.","start":2151.555,"end":2153.095,"sentiment":"neutral","sentiment_score":0.08791831694543362}],"sentiment":"neutral","sentiment_score":0.08791831694543362,"channel":1,"num_words":4,"start":2151.555,"end":2153.095},{"sentences":[{"text":"Yeah.","start":2153.78,"end":2154.28,"sentiment":"neutral","sentiment_score":0.056259334087371826}],"sentiment":"neutral","sentiment_score":0.056259334087371826,"channel":0,"num_words":1,"start":2153.78,"end":2154.28},{"sentences":[{"text":"My ex farmers, so they so they're a little wealthy.","start":2154.73,"end":2157.7898,"sentiment":"neutral","sentiment_score":0.03911806382238865}],"sentiment":"neutral","sentiment_score":0.03911806382238865,"channel":1,"num_words":10,"start":2154.73,"end":2157.7898},{"sentences":[{"text":"Yeah.","start":2158.275,"end":2158.775,"sentiment":"neutral","sentiment_score":0.07854165136814117}],"sentiment":"neutral","sentiment_score":0.07854165136814117,"channel":0,"num_words":1,"start":2158.275,"end":2158.775},{"sentences":[{"text":"And so when they go on holiday, they like holiday.","start":2159.2898,"end":2161.63,"sentiment":"neutral","sentiment_score":0.08863378241658211}],"sentiment":"neutral","sentiment_score":0.08863378241658211,"channel":1,"num_words":10,"start":2159.2898,"end":2161.63},{"sentences":[{"text":"Yeah.","start":2161.875,"end":2162.375,"sentiment":"neutral","sentiment_score":0.1367158442735672},{"text":"Oh, wow.","start":2162.515,"end":2163.575,"sentiment":"positive","sentiment_score":0.3535940647125244},{"text":"That sounds fantastic.","start":2163.635,"end":2164.6948,"sentiment":"positive","sentiment_score":0.638333280881246}],"sentiment":"positive","sentiment_score":0.4598173027237256,"channel":0,"num_words":6,"start":2161.875,"end":2164.6948},{"sentences":[{"text":"Yep.","start":2165.6099,"end":2166.1099,"sentiment":"neutral","sentiment_score":0.215841680765152}],"sentiment":"neutral","sentiment_score":0.215841680765152,"channel":1,"num_words":1,"start":2165.6099,"end":2166.1099},{"sentences":[{"text":"Oh, that's","start":2167.4749,"end":2168.035,"sentiment":"neutral","sentiment_score":0.22044312953948975}],"sentiment":"neutral","sentiment_score":0.22044312953948975,"channel":0,"num_words":2,"start":2167.4749,"end":2168.035},{"sentences":[{"text":"Where","start":2167.775,"end":2168.275,"sentiment":"neutral","sentiment_score":0.2966843843460083}],"sentiment":"neutral","sentiment_score":0.2966843843460083,"channel":1,"num_words":1,"start":2167.775,"end":2168.275},{"sentences":[{"text":"awesome.","start":2168.035,"end":2168.535,"sentiment":"positive","sentiment_score":0.47903186082839966}],"sentiment":"positive","sentiment_score":0.47903186082839966,"channel":0,"num_words":1,"start":2168.035,"end":2168.535},{"sentences":[{"text":"every the everyday Joe Blow goes, skip script as much as you can.","start":2169.055,"end":2175.075,"sentiment":"neutral","sentiment_score":0.23325223189133865},{"text":"The cheapest flights.","start":2175.2148,"end":2176.355,"sentiment":"neutral","sentiment_score":0.17346321046352386},{"text":"Cheapest hotels.","start":2177.2148,"end":2178.1948,"sentiment":"neutral","sentiment_score":0.15824317932128906},{"text":"But that's the way it is.","start":2181.56,"end":2183.1802,"sentiment":"neutral","sentiment_score":0.15452240407466888}],"sentiment":"neutral","sentiment_score":0.19984539287785688,"channel":1,"num_words":24,"start":2169.055,"end":2183.1802},{"sentences":[{"text":"Yeah.","start":2183.7449,"end":2184.2449,"sentiment":"neutral","sentiment_score":0.06818738579750061},{"text":"No.","start":2184.4648,"end":2184.7048,"sentiment":"neutral","sentiment_score":0.05568252503871918},{"text":"That's okay.","start":2184.7048,"end":2185.525,"sentiment":"neutral","sentiment_score":0.18702096492052078},{"text":"Beautiful.","start":2186.145,"end":2186.645,"sentiment":"positive","sentiment_score":0.5063347816467285},{"text":"Well, if you like, what I can do is I can generate that email for you.","start":2186.7048,"end":2189.9849,"sentiment":"neutral","sentiment_score":0.13985391054302454}],"sentiment":"neutral","sentiment_score":0.1543766281434468,"channel":0,"num_words":21,"start":2183.7449,"end":2189.9849},{"sentences":[{"text":"I'll pop in there a bit of detail around what Centrelink is gonna request and ask for.","start":2189.9849,"end":2194.56,"sentiment":"neutral","sentiment_score":0.11627355305587544},{"text":"I can pop in there the thresholds that they have for you guys to review as well.","start":2194.56,"end":2198.58,"sentiment":"neutral","sentiment_score":0.11070775142049089},{"text":"And then I can put in there as well a bit of detail on what kind of personal advice we can provide that's helping you out or","start":2198.96,"end":2206.5,"sentiment":"neutral","sentiment_score":0.19338391334922225}],"sentiment":"neutral","sentiment_score":0.14885324322175783,"channel":0,"num_words":61,"start":2189.9849,"end":2206.5},{"sentences":[{"text":"Yep.","start":2206.32,"end":2206.82,"sentiment":"neutral","sentiment_score":0.10692378133535384}],"sentiment":"neutral","sentiment_score":0.10692378133535384,"channel":1,"num_words":1,"start":2206.32,"end":2206.82},{"sentences":[{"text":"the information around us requesting the the transaction without advice to draw down the money for the the loan repayment.","start":2206.6401,"end":2213.3152,"sentiment":"neutral","sentiment_score":0.09133864585310221},{"text":"Okay?","start":2213.695,"end":2214.195,"sentiment":"neutral","sentiment_score":0.14182148873806}],"sentiment":"neutral","sentiment_score":0.09374259075238592,"channel":0,"num_words":21,"start":2206.6401,"end":2214.195},{"sentences":[{"text":"Okay.","start":2214.6401,"end":2215.1401,"sentiment":"neutral","sentiment_score":0.16563698649406433}],"sentiment":"neutral","sentiment_score":0.16563698649406433,"channel":1,"num_words":1,"start":2214.6401,"end":2215.1401},{"sentences":[{"text":"And then you can let me know what you wanna do.","start":2215.135,"end":2217.395,"sentiment":"neutral","sentiment_score":0.21450663561170752}],"sentiment":"neutral","sentiment_score":0.21450663561170752,"channel":0,"num_words":11,"start":2215.135,"end":2217.395},{"sentences":[{"text":"Yep.","start":2217.4402,"end":2217.9402,"sentiment":"neutral","sentiment_score":0.1765073388814926},{"text":"Tomorrow when I go and see my sister and the lady who's named in this,","start":2218.08,"end":2223.145,"sentiment":"neutral","sentiment_score":0.12734542687733968}],"sentiment":"neutral","sentiment_score":0.13041804637759924,"channel":1,"num_words":16,"start":2217.4402,"end":2223.145},{"sentences":[{"text":"Yep.","start":2223.79,"end":2224.29,"sentiment":"neutral","sentiment_score":0.12589000165462494}],"sentiment":"neutral","sentiment_score":0.12589000165462494,"channel":0,"num_words":1,"start":2223.79,"end":2224.29},{"sentences":[{"text":"if I have any questions, can I ring you?","start":2224.2449,"end":2226.485,"sentiment":"neutral","sentiment_score":0.08201890935500462}],"sentiment":"neutral","sentiment_score":0.08201890935500462,"channel":1,"num_words":9,"start":2224.2449,"end":2226.485},{"sentences":[{"text":"Yep.","start":2226.27,"end":2226.77,"sentiment":"neutral","sentiment_score":0.04155353456735611}],"sentiment":"neutral","sentiment_score":0.04155353456735611,"channel":0,"num_words":1,"start":2226.27,"end":2226.77},{"sentences":[{"text":"Or","start":2226.485,"end":2226.985,"sentiment":"neutral","sentiment_score":0.07341893017292023}],"sentiment":"neutral","sentiment_score":0.07341893017292023,"channel":1,"num_words":1,"start":2226.485,"end":2226.985},{"sentences":[{"text":"Yeah.","start":2227.39,"end":2227.87,"sentiment":"neutral","sentiment_score":0.16318440437316897},{"text":"Absolutely.","start":2227.87,"end":2228.37,"sentiment":"positive","sentiment_score":0.3537120223045349}],"sentiment":"neutral","sentiment_score":0.25844821333885193,"channel":0,"num_words":2,"start":2227.39,"end":2228.37},{"sentences":[{"text":"yep.","start":2228.2449,"end":2228.7449,"sentiment":"neutral","sentiment_score":0.2995999753475189}],"sentiment":"neutral","sentiment_score":0.2995999753475189,"channel":1,"num_words":1,"start":2228.2449,"end":2228.7449},{"sentences":[{"text":"Absolutely.","start":2228.75,"end":2229.25,"sentiment":"positive","sentiment_score":0.3909648656845093},{"text":"I","start":2229.79,"end":2229.95,"sentiment":"neutral","sentiment_score":0.222563236951828}],"sentiment":"neutral","sentiment_score":0.30676405131816864,"channel":0,"num_words":2,"start":2228.75,"end":2229.95},{"sentences":[{"text":"Alright.","start":2229.925,"end":2230.425,"sentiment":"neutral","sentiment_score":0.2255326807498932}],"sentiment":"neutral","sentiment_score":0.2255326807498932,"channel":1,"num_words":1,"start":2229.925,"end":2230.425},{"sentences":[{"text":"do have a couple of calls throughout the day, but if you need anything, just call.","start":2229.95,"end":2234.605,"sentiment":"neutral","sentiment_score":0.10534347617067397},{"text":"If I'm available, I'll make sure I take the call there and then.","start":2234.605,"end":2237.645,"sentiment":"neutral","sentiment_score":0.04151281972344105},{"text":"I'll let the team know to stop me no matter what I'm doing.","start":2237.645,"end":2240.785,"sentiment":"neutral","sentiment_score":-0.15034206913640866},{"text":"If I'm on a phone call, I'll try to call you back straight away.","start":2241.4849,"end":2244.525,"sentiment":"neutral","sentiment_score":-0.08095527866056987},{"text":"Okay?","start":2244.525,"end":2245.025,"sentiment":"neutral","sentiment_score":0.0381702333688736}],"sentiment":"neutral","sentiment_score":-0.014464706868717545,"channel":0,"num_words":57,"start":2229.95,"end":2245.025},{"sentences":[{"text":"Yep.","start":2245.25,"end":2245.3298,"sentiment":"neutral","sentiment_score":0.07061383128166199},{"text":"Yep.","start":2245.3298,"end":2245.8098,"sentiment":"neutral","sentiment_score":0.11294212192296982},{"text":"Not a problem.","start":2245.8098,"end":2246.71,"sentiment":"neutral","sentiment_score":0.31602461139361065}],"sentiment":"neutral","sentiment_score":0.22632595747709275,"channel":1,"num_words":5,"start":2245.25,"end":2246.71},{"sentences":[{"text":"Yep.","start":2247.1902,"end":2247.35,"sentiment":"positive","sentiment_score":0.3493749499320984},{"text":"All good.","start":2247.35,"end":2247.99,"sentiment":"positive","sentiment_score":0.5354899019002914},{"text":"What time are you going to see him tomorrow?","start":2247.99,"end":2249.85,"sentiment":"neutral","sentiment_score":0.11857715249061584}],"sentiment":"neutral","sentiment_score":0.207295760512352,"channel":0,"num_words":12,"start":2247.1902,"end":2249.85},{"sentences":[{"text":"I'm gonna be I've gotta go and give have some blood taken for blood test","start":2251.2349,"end":2257.7349,"sentiment":"neutral","sentiment_score":0.012943542624513308}],"sentiment":"neutral","sentiment_score":0.012943542624513308,"channel":1,"num_words":15,"start":2251.2349,"end":2257.7349},{"sentences":[{"text":"Mhmm.","start":2258.325,"end":2258.825,"sentiment":"neutral","sentiment_score":0.0038743317127227783}],"sentiment":"neutral","sentiment_score":0.0038743317127227783,"channel":0,"num_words":1,"start":2258.325,"end":2258.825},{"sentences":[{"text":"at 07:30, and then I was just","start":2260.86,"end":2262.86,"sentiment":"neutral","sentiment_score":-0.023064189856605872}],"sentiment":"neutral","sentiment_score":-0.023064189856605872,"channel":1,"num_words":7,"start":2260.86,"end":2262.86},{"sentences":[{"text":"Yep.","start":2262.725,"end":2263.225,"sentiment":"neutral","sentiment_score":-0.03971905633807182}],"sentiment":"neutral","sentiment_score":-0.03971905633807182,"channel":0,"num_words":1,"start":2262.725,"end":2263.225},{"sentences":[{"text":"gonna come back because you can't I have to pass.","start":2262.86,"end":2265.04,"sentiment":"negative","sentiment_score":-0.38330018520355225}],"sentiment":"negative","sentiment_score":-0.38330018520355225,"channel":1,"num_words":10,"start":2262.86,"end":2265.04},{"sentences":[{"text":"Okay.","start":2265.685,"end":2266.185,"sentiment":"neutral","sentiment_score":0.07391652464866638}],"sentiment":"neutral","sentiment_score":0.07391652464866638,"channel":0,"num_words":1,"start":2265.685,"end":2266.185},{"sentences":[{"text":"I was gonna come back and have breakfast and then go to my sister's place, which is about thirty five minutes away.","start":2266.7002,"end":2274.4001,"sentiment":"neutral","sentiment_score":0.09088593552058394}],"sentiment":"neutral","sentiment_score":0.09088593552058394,"channel":1,"num_words":22,"start":2266.7002,"end":2274.4001},{"sentences":[{"text":"Yep.","start":2275.07,"end":2275.57,"sentiment":"neutral","sentiment_score":0.12368243932724}],"sentiment":"neutral","sentiment_score":0.12368243932724,"channel":0,"num_words":1,"start":2275.07,"end":2275.57},{"sentences":[{"text":"So and then we were gonna go down into Harvey and then see Ness and sit down and belt it out.","start":2276.935,"end":2286.395,"sentiment":"neutral","sentiment_score":0.1072755716741085}],"sentiment":"neutral","sentiment_score":0.1072755716741085,"channel":1,"num_words":21,"start":2276.935,"end":2286.395},{"sentences":[{"text":"Okay.","start":2287.485,"end":2287.965,"sentiment":"neutral","sentiment_score":0.11610975116491318}],"sentiment":"neutral","sentiment_score":0.11610975116491318,"channel":0,"num_words":1,"start":2287.485,"end":2287.965},{"sentences":[{"text":"Even if we","start":2287.4949,"end":2288.2148,"sentiment":"neutral","sentiment_score":0.0493025096754233}],"sentiment":"neutral","sentiment_score":0.0493025096754233,"channel":1,"num_words":3,"start":2287.4949,"end":2288.2148},{"sentences":[{"text":"Perfect.","start":2287.965,"end":2288.465,"sentiment":"positive","sentiment_score":0.3491631746292114}],"sentiment":"positive","sentiment_score":0.3491631746292114,"channel":0,"num_words":1,"start":2287.965,"end":2288.465},{"sentences":[{"text":"even if we just set it up and have it","start":2288.2148,"end":2290.77,"sentiment":"neutral","sentiment_score":0.20731491595506668}],"sentiment":"neutral","sentiment_score":0.20731491595506668,"channel":1,"num_words":10,"start":2288.2148,"end":2290.77},{"sentences":[{"text":"Yep.","start":2290.685,"end":2291.185,"sentiment":"neutral","sentiment_score":0.07402696460485458}],"sentiment":"neutral","sentiment_score":0.07402696460485458,"channel":0,"num_words":1,"start":2290.685,"end":2291.185},{"sentences":[{"text":"sitting there just in case I I change my mind and and one of these jobs come through.","start":2290.93,"end":2296.55,"sentiment":"neutral","sentiment_score":-0.01676643743283219}],"sentiment":"neutral","sentiment_score":-0.01676643743283219,"channel":1,"num_words":18,"start":2290.93,"end":2296.55},{"sentences":[{"text":"Yep.","start":2296.94,"end":2297.44,"sentiment":"neutral","sentiment_score":-0.2073753327131271}],"sentiment":"neutral","sentiment_score":-0.2073753327131271,"channel":0,"num_words":1,"start":2296.94,"end":2297.44},{"sentences":[{"text":"I don't really wanna go back to work.","start":2300.1301,"end":2301.8901,"sentiment":"negative","sentiment_score":-0.6289017498493195},{"text":"I've been on the ass for four months.","start":2301.8901,"end":2303.91,"sentiment":"negative","sentiment_score":-0.4632948748767376}],"sentiment":"negative","sentiment_score":-0.5460983123630285,"channel":1,"num_words":16,"start":2300.1301,"end":2303.91},{"sentences":[{"text":"Yeah.","start":2305.74,"end":2306.14,"sentiment":"neutral","sentiment_score":-0.2437143325805664}],"sentiment":"neutral","sentiment_score":-0.2437143325805664,"channel":0,"num_words":1,"start":2305.74,"end":2306.14},{"sentences":[{"text":"I","start":2306.0352,"end":2306.2751,"sentiment":"negative","sentiment_score":-0.4454590380191803}],"sentiment":"negative","sentiment_score":-0.4454590380191803,"channel":1,"num_words":1,"start":2306.0352,"end":2306.2751},{"sentences":[{"text":"No.","start":2306.14,"end":2306.3,"sentiment":"negative","sentiment_score":-0.4707528352737427}],"sentiment":"negative","sentiment_score":-0.4707528352737427,"channel":0,"num_words":1,"start":2306.14,"end":2306.3},{"sentences":[{"text":"like","start":2306.2751,"end":2306.5151,"sentiment":"negative","sentiment_score":-0.36849990487098694}],"sentiment":"negative","sentiment_score":-0.36849990487098694,"channel":1,"num_words":1,"start":2306.2751,"end":2306.5151},{"sentences":[{"text":"That's","start":2306.3,"end":2306.7,"sentiment":"negative","sentiment_score":-0.366853803396225}],"sentiment":"negative","sentiment_score":-0.366853803396225,"channel":0,"num_words":1,"start":2306.3,"end":2306.7},{"sentences":[{"text":"it.","start":2306.5151,"end":2307.0151,"sentiment":"negative","sentiment_score":-0.3519299030303955}],"sentiment":"negative","sentiment_score":-0.3519299030303955,"channel":1,"num_words":1,"start":2306.5151,"end":2307.0151},{"sentences":[{"text":"okay.","start":2306.7,"end":2307.2,"sentiment":"neutral","sentiment_score":-0.05704271420836449},{"text":"Yeah.","start":2307.735,"end":2308.0552,"sentiment":"neutral","sentiment_score":-0.08080729842185974},{"text":"No.","start":2308.0552,"end":2308.455,"sentiment":"neutral","sentiment_score":-0.25866979360580444},{"text":"Definitely.","start":2308.455,"end":2308.8552,"sentiment":"neutral","sentiment_score":-0.1011170744895935},{"text":"I mean, if you decide you don't wanna go back and you wanna retire fully and just, you know, enjoy golfing and your other hobbies and, you know, enjoy this some time for yourself, there's nothing wrong with that in any way, shape, or form.","start":2308.8552,"end":2321.5752,"sentiment":"positive","sentiment_score":0.41411420073774124}],"sentiment":"positive","sentiment_score":0.37015310515250477,"channel":0,"num_words":49,"start":2306.7,"end":2321.5752},{"sentences":[{"text":"And,","start":2321.5752,"end":2322.0752,"sentiment":"neutral","sentiment_score":0.1136234924197197}],"sentiment":"neutral","sentiment_score":0.1136234924197197,"channel":0,"num_words":1,"start":2321.5752,"end":2322.0752},{"sentences":[{"text":"I've been I've","start":2321.61,"end":2322.41,"sentiment":"neutral","sentiment_score":0.13080954054991403}],"sentiment":"neutral","sentiment_score":0.13080954054991403,"channel":1,"num_words":3,"start":2321.61,"end":2322.41},{"sentences":[{"text":"you know, we","start":2322.1702,"end":2322.49,"sentiment":"neutral","sentiment_score":0.09513263652722041}],"sentiment":"neutral","sentiment_score":0.09513263652722041,"channel":0,"num_words":3,"start":2322.1702,"end":2322.49},{"sentences":[{"text":"been","start":2322.41,"end":2322.57,"sentiment":"neutral","sentiment_score":0.07969247549772263}],"sentiment":"neutral","sentiment_score":0.07969247549772263,"channel":1,"num_words":1,"start":2322.41,"end":2322.57},{"sentences":[{"text":"can","start":2322.49,"end":2322.57,"sentiment":"neutral","sentiment_score":0.129874587059021}],"sentiment":"neutral","sentiment_score":0.129874587059021,"channel":0,"num_words":1,"start":2322.49,"end":2322.57},{"sentences":[{"text":"working","start":2322.57,"end":2323.07,"sentiment":"neutral","sentiment_score":0.10464676469564438}],"sentiment":"neutral","sentiment_score":0.10464676469564438,"channel":1,"num_words":1,"start":2322.57,"end":2323.07},{"sentences":[{"text":"always supplement sorry.","start":2322.57,"end":2324.49,"sentiment":"neutral","sentiment_score":0.09085450073083241},{"text":"You're at","start":2324.49,"end":2325.1501,"sentiment":"neutral","sentiment_score":0.03272254392504692}],"sentiment":"neutral","sentiment_score":0.06760171800851822,"channel":0,"num_words":5,"start":2322.57,"end":2325.1501},{"sentences":[{"text":"since I was 15.","start":2324.8901,"end":2325.95,"sentiment":"neutral","sentiment_score":0.03578294347971678},{"text":"You know?","start":2326.01,"end":2326.49,"sentiment":"neutral","sentiment_score":0.02044967282563448},{"text":"It's it's a long time.","start":2326.49,"end":2327.95,"sentiment":"neutral","sentiment_score":0.02730831690132618}],"sentiment":"neutral","sentiment_score":0.029142973097887905,"channel":1,"num_words":11,"start":2324.8901,"end":2327.95},{"sentences":[{"text":"yeah.","start":2328.09,"end":2328.49,"sentiment":"neutral","sentiment_score":0.23657386004924777},{"text":"Absolutely.","start":2328.49,"end":2328.99,"sentiment":"positive","sentiment_score":0.5398942828178406},{"text":"It's fine for you.","start":2329.2102,"end":2330.35,"sentiment":"positive","sentiment_score":0.6147815436124802},{"text":"Absolutely.","start":2332.25,"end":2332.75,"sentiment":"positive","sentiment_score":0.3961310684680938},{"text":"And, look, as I said, you're at an age where you can be if you're getting the age pension and Camilla is doing some work and you need a little bit more to supplement, we can draw down a bit of an income out of out of your super in pension phase to kinda help you along.","start":2332.8901,"end":2346.705,"sentiment":"neutral","sentiment_score":0.1628383271265448}],"sentiment":"neutral","sentiment_score":0.2017735942499712,"channel":0,"num_words":64,"start":2328.09,"end":2346.705},{"sentences":[{"text":"And","start":2346.845,"end":2347.085,"sentiment":"neutral","sentiment_score":0.16511592268943787}],"sentiment":"neutral","sentiment_score":0.16511592268943787,"channel":0,"num_words":1,"start":2346.845,"end":2347.085},{"sentences":[{"text":"Yes.","start":2347.0,"end":2347.5,"sentiment":"neutral","sentiment_score":0.26904767751693726}],"sentiment":"neutral","sentiment_score":0.26904767751693726,"channel":1,"num_words":1,"start":2347.0,"end":2347.5},{"sentences":[{"text":"we'll keep monitoring things.","start":2347.085,"end":2348.205,"sentiment":"neutral","sentiment_score":0.29062508791685104},{"text":"You don't stop in a client.","start":2348.205,"end":2349.485,"sentiment":"neutral","sentiment_score":0.20504573484261832},{"text":"Through pension phase, we're still here to help you, still do reviews, still guide you along.","start":2349.485,"end":2354.35,"sentiment":"neutral","sentiment_score":0.3039320660755038}],"sentiment":"neutral","sentiment_score":0.27906491607427597,"channel":0,"num_words":26,"start":2347.085,"end":2354.35},{"sentences":[{"text":"Yes.","start":2354.76,"end":2355.26,"sentiment":"neutral","sentiment_score":0.12418003380298616}],"sentiment":"neutral","sentiment_score":0.12418003380298616,"channel":1,"num_words":1,"start":2354.76,"end":2355.26},{"sentences":[{"text":"I'd probably just wanna reassess, you know, the amount of risk that you're taking, maybe do a risk profile to see if we drop your portfolio risk a little bit more and maybe move you into something a bit more conservative for drawing a bit","start":2354.81,"end":2368.065,"sentiment":"neutral","sentiment_score":0.01176480907532904}],"sentiment":"neutral","sentiment_score":0.01176480907532904,"channel":0,"num_words":45,"start":2354.81,"end":2368.065},{"sentences":[{"text":"Yeah.","start":2368.695,"end":2369.195,"sentiment":"neutral","sentiment_score":0.0929168462753296}],"sentiment":"neutral","sentiment_score":0.0929168462753296,"channel":1,"num_words":1,"start":2368.695,"end":2369.195},{"sentences":[{"text":"of income.","start":2369.395,"end":2370.145,"sentiment":"neutral","sentiment_score":0.10906372219324112}],"sentiment":"neutral","sentiment_score":0.10906372219324112,"channel":0,"num_words":2,"start":2369.395,"end":2370.145},{"sentences":[{"text":"I think that might be a good idea.","start":2369.655,"end":2371.755,"sentiment":"positive","sentiment_score":0.374031450599432}],"sentiment":"positive","sentiment_score":0.374031450599432,"channel":1,"num_words":8,"start":2369.655,"end":2371.755},{"sentences":[{"text":"Yep.","start":2372.685,"end":2373.185,"sentiment":"neutral","sentiment_score":0.26482799649238586}],"sentiment":"neutral","sentiment_score":0.26482799649238586,"channel":0,"num_words":1,"start":2372.685,"end":2373.185},{"sentences":[{"text":"So even though I've while I'm retired, my my super is still making money.","start":2373.32,"end":2381.42,"sentiment":"neutral","sentiment_score":0.2769314683973789}],"sentiment":"neutral","sentiment_score":0.2769314683973789,"channel":1,"num_words":14,"start":2373.32,"end":2381.42},{"sentences":[{"text":"Yeah.","start":2381.98,"end":2382.3,"sentiment":"neutral","sentiment_score":0.20917806029319763},{"text":"Absolutely.","start":2382.3,"end":2382.8,"sentiment":"neutral","sentiment_score":0.18413269519805908}],"sentiment":"neutral","sentiment_score":0.19665537774562836,"channel":0,"num_words":2,"start":2381.98,"end":2382.8},{"sentences":[{"text":"So 20","start":2382.44,"end":2383.16,"sentiment":"neutral","sentiment_score":0.09007768705487251}],"sentiment":"neutral","sentiment_score":0.09007768705487251,"channel":1,"num_words":2,"start":2382.44,"end":2383.16},{"sentences":[{"text":"So","start":2383.02,"end":2383.18,"sentiment":"neutral","sentiment_score":0.06533081084489822}],"sentiment":"neutral","sentiment_score":0.06533081084489822,"channel":0,"num_words":1,"start":2383.02,"end":2383.18},{"sentences":[{"text":"four.","start":2383.16,"end":2383.4,"sentiment":"neutral","sentiment_score":0.08349312841892242}],"sentiment":"neutral","sentiment_score":0.08349312841892242,"channel":1,"num_words":1,"start":2383.16,"end":2383.4},{"sentences":[{"text":"normally","start":2383.18,"end":2383.68,"sentiment":"neutral","sentiment_score":0.10329502820968628}],"sentiment":"neutral","sentiment_score":0.10329502820968628,"channel":0,"num_words":1,"start":2383.18,"end":2383.68},{"sentences":[{"text":"Yep.","start":2383.4,"end":2383.9,"sentiment":"neutral","sentiment_score":0.13985048234462738}],"sentiment":"neutral","sentiment_score":0.13985048234462738,"channel":1,"num_words":1,"start":2383.4,"end":2383.9},{"sentences":[{"text":"yeah.","start":2384.3,"end":2384.7,"sentiment":"neutral","sentiment_score":0.17609667778015137},{"text":"Correct.","start":2384.7,"end":2385.2,"sentiment":"neutral","sentiment_score":0.23920659720897677},{"text":"So while there's no contributions going in, normally, when you're in that retirement phase, we look at something a little bit more conservative, so a bit more defensive where you take less risk in those growth assets like Australian international shares and property and things like that.","start":2385.26,"end":2399.165,"sentiment":"neutral","sentiment_score":0.16836737968186113},{"text":"And","start":2399.225,"end":2399.465,"sentiment":"neutral","sentiment_score":0.2050721645355225}],"sentiment":"neutral","sentiment_score":0.17067284569144248,"channel":0,"num_words":50,"start":2384.3,"end":2399.465},{"sentences":[{"text":"Yep.","start":2399.2449,"end":2399.7449,"sentiment":"neutral","sentiment_score":0.2687862813472748}],"sentiment":"neutral","sentiment_score":0.2687862813472748,"channel":1,"num_words":1,"start":2399.2449,"end":2399.7449},{"sentences":[{"text":"you move into more lower risk investments like cash, bonds, fixed interest.","start":2399.465,"end":2403.945,"sentiment":"neutral","sentiment_score":0.21263852839668593},{"text":"You still have some of those individual those growth assets that you're kind of swapping it out and having more of those defensive investments than you do of those growth investments.","start":2403.945,"end":2415.0898,"sentiment":"neutral","sentiment_score":0.2966130387879187},{"text":"So you're taking less risk in the market.","start":2415.15,"end":2416.99,"sentiment":"neutral","sentiment_score":0.23234637780115008},{"text":"But because you're drawing income out, you wanna make sure your portfolio is also generating income.","start":2416.99,"end":2422.5898,"sentiment":"neutral","sentiment_score":0.17450667941011488},{"text":"So dividends and income that gets paid out of those to help with what you're drawing down on a regular basis for income, but also so it gets reinvested back in for compounding.","start":2422.5898,"end":2432.195,"sentiment":"neutral","sentiment_score":0.2569138227087079}],"sentiment":"neutral","sentiment_score":0.24875700585544108,"channel":0,"num_words":100,"start":2399.465,"end":2432.195},{"sentences":[{"text":"So","start":2432.415,"end":2432.915,"sentiment":"neutral","sentiment_score":0.132350891828537}],"sentiment":"neutral","sentiment_score":0.132350891828537,"channel":0,"num_words":1,"start":2432.415,"end":2432.915},{"sentences":[{"text":"Yeah.","start":2433.39,"end":2433.8699,"sentiment":"neutral","sentiment_score":0.20703861117362976}],"sentiment":"neutral","sentiment_score":0.20703861117362976,"channel":1,"num_words":1,"start":2433.39,"end":2433.8699},{"sentences":[{"text":"it's, you","start":2433.6152,"end":2434.0151,"sentiment":"neutral","sentiment_score":0.2073761522769928}],"sentiment":"neutral","sentiment_score":0.2073761522769928,"channel":0,"num_words":2,"start":2433.6152,"end":2434.0151},{"sentences":[{"text":"I","start":2433.8699,"end":2434.11,"sentiment":"neutral","sentiment_score":0.1733468472957611}],"sentiment":"neutral","sentiment_score":0.1733468472957611,"channel":1,"num_words":1,"start":2433.8699,"end":2434.11},{"sentences":[{"text":"know,","start":2434.0151,"end":2434.3352,"sentiment":"neutral","sentiment_score":0.15774425864219666}],"sentiment":"neutral","sentiment_score":0.15774425864219666,"channel":0,"num_words":1,"start":2434.0151,"end":2434.3352},{"sentences":[{"text":"should","start":2434.11,"end":2434.35,"sentiment":"neutral","sentiment_score":0.19271644949913025}],"sentiment":"neutral","sentiment_score":0.19271644949913025,"channel":1,"num_words":1,"start":2434.11,"end":2434.35},{"sentences":[{"text":"looking","start":2434.3352,"end":2434.655,"sentiment":"neutral","sentiment_score":0.12565115094184875}],"sentiment":"neutral","sentiment_score":0.12565115094184875,"channel":0,"num_words":1,"start":2434.3352,"end":2434.655},{"sentences":[{"text":"get on","start":2434.35,"end":2434.75,"sentiment":"neutral","sentiment_score":0.11291100829839706}],"sentiment":"neutral","sentiment_score":0.11291100829839706,"channel":1,"num_words":2,"start":2434.35,"end":2434.75},{"sentences":[{"text":"at","start":2434.655,"end":2435.155,"sentiment":"neutral","sentiment_score":0.10023798048496246}],"sentiment":"neutral","sentiment_score":0.10023798048496246,"channel":0,"num_words":1,"start":2434.655,"end":2435.155},{"sentences":[{"text":"the plane.","start":2434.75,"end":2435.23,"sentiment":"neutral","sentiment_score":0.13168256357312202},{"text":"I should get on the plane and come over to Queensland and sit down and talk with you properly instead of","start":2435.23,"end":2439.55,"sentiment":"neutral","sentiment_score":0.16751122723023096}],"sentiment":"neutral","sentiment_score":0.16439569126004758,"channel":1,"num_words":23,"start":2434.75,"end":2439.55},{"sentences":[{"text":"absolutely.","start":2439.5398,"end":2440.0398,"sentiment":"neutral","sentiment_score":0.04845608025789261}],"sentiment":"neutral","sentiment_score":0.04845608025789261,"channel":0,"num_words":1,"start":2439.5398,"end":2440.0398},{"sentences":[{"text":"over the phone.","start":2439.55,"end":2440.45,"sentiment":"neutral","sentiment_score":0.04908971364299456}],"sentiment":"neutral","sentiment_score":0.04908971364299456,"channel":1,"num_words":3,"start":2439.55,"end":2440.45},{"sentences":[{"text":"Yeah.","start":2440.9,"end":2441.2998,"sentiment":"neutral","sentiment_score":0.2049161791801453},{"text":"Absolutely.","start":2441.2998,"end":2441.7998,"sentiment":"positive","sentiment_score":0.35758402943611145},{"text":"If you decided to, let me know.","start":2442.02,"end":2443.7,"sentiment":"neutral","sentiment_score":0.2625796390431268},{"text":"I'll definitely make a lot of time for you.","start":2443.7,"end":2445.7,"sentiment":"positive","sentiment_score":0.429804265499115},{"text":"We can send it out.","start":2445.7,"end":2446.92,"sentiment":"neutral","sentiment_score":0.2265200823545456}],"sentiment":"neutral","sentiment_score":0.321799847094909,"channel":0,"num_words":23,"start":2440.9,"end":2446.92},{"sentences":[{"text":"But","start":2447.7,"end":2448.02,"sentiment":"neutral","sentiment_score":0.09422556310892104}],"sentiment":"neutral","sentiment_score":0.09422556310892104,"channel":0,"num_words":1,"start":2447.7,"end":2448.02},{"sentences":[{"text":"You'd","start":2448.065,"end":2448.305,"sentiment":"neutral","sentiment_score":0.0873856171965599}],"sentiment":"neutral","sentiment_score":0.0873856171965599,"channel":1,"num_words":1,"start":2448.065,"end":2448.305},{"sentences":[{"text":"yeah.","start":2448.27,"end":2448.77,"sentiment":"neutral","sentiment_score":0.06892924010753632}],"sentiment":"neutral","sentiment_score":0.06892924010753632,"channel":0,"num_words":1,"start":2448.27,"end":2448.77},{"sentences":[{"text":"have to you'd have to do most of it on the golf course because apparently you got some really good golf courses over there.","start":2448.305,"end":2453.765,"sentiment":"neutral","sentiment_score":0.18995138863101602},{"text":"I could pop you in","start":2455.825,"end":2456.545,"sentiment":"neutral","sentiment_score":0.11479080617427825}],"sentiment":"neutral","sentiment_score":0.17699266751778536,"channel":1,"num_words":29,"start":2448.305,"end":2456.545},{"sentences":[{"text":"Well,","start":2456.435,"end":2456.935,"sentiment":"neutral","sentiment_score":0.07903380692005157}],"sentiment":"neutral","sentiment_score":0.07903380692005157,"channel":0,"num_words":1,"start":2456.435,"end":2456.935},{"sentences":[{"text":"the cart with me.","start":2456.545,"end":2457.685,"sentiment":"neutral","sentiment_score":0.09439600445330143}],"sentiment":"neutral","sentiment_score":0.09439600445330143,"channel":1,"num_words":4,"start":2456.545,"end":2457.685},{"sentences":[{"text":"yep.","start":2458.0352,"end":2458.435,"sentiment":"neutral","sentiment_score":0.17200350761413574},{"text":"That sounds great.","start":2458.435,"end":2459.575,"sentiment":"positive","sentiment_score":0.5486272672812144}],"sentiment":"positive","sentiment_score":0.45447132736444473,"channel":0,"num_words":4,"start":2458.0352,"end":2459.575},{"sentences":[{"text":"Just say the but this is look.","start":2461.62,"end":2463.3,"sentiment":"neutral","sentiment_score":0.06199772709182331},{"text":"I've gotta go out with Neil today because I've","start":2463.3,"end":2465.54,"sentiment":"neutral","sentiment_score":0.04903425255583392}],"sentiment":"neutral","sentiment_score":0.05470577266532928,"channel":1,"num_words":16,"start":2461.62,"end":2465.54},{"sentences":[{"text":"Yep.","start":2465.47,"end":2465.97,"sentiment":"neutral","sentiment_score":0.005743605550378561}],"sentiment":"neutral","sentiment_score":0.005743605550378561,"channel":0,"num_words":1,"start":2465.47,"end":2465.97},{"sentences":[{"text":"we're we're gonna sort of have some stuff, but I need to be out of","start":2466.82,"end":2471.06,"sentiment":"neutral","sentiment_score":-0.03956302690009276}],"sentiment":"neutral","sentiment_score":-0.03956302690009276,"channel":1,"num_words":15,"start":2466.82,"end":2471.06},{"sentences":[{"text":"Yeah.","start":2470.91,"end":2471.41,"sentiment":"neutral","sentiment_score":-0.04198817163705826}],"sentiment":"neutral","sentiment_score":-0.04198817163705826,"channel":0,"num_words":1,"start":2470.91,"end":2471.41},{"sentences":[{"text":"the office.","start":2471.06,"end":2471.595,"sentiment":"neutral","sentiment_score":-0.025495185516774654}],"sentiment":"neutral","sentiment_score":-0.025495185516774654,"channel":1,"num_words":2,"start":2471.06,"end":2471.595},{"sentences":[{"text":"Yep.","start":2472.1099,"end":2472.6099,"sentiment":"neutral","sentiment_score":0.03951943665742874},{"text":"Yep.","start":2473.725,"end":2474.225,"sentiment":"neutral","sentiment_score":0.03473425284028053},{"text":"No.","start":2475.645,"end":2475.965,"sentiment":"neutral","sentiment_score":-0.04565028473734856},{"text":"Honestly, if you ever did, I would a 110 be there for you.","start":2475.965,"end":2479.3252,"sentiment":"neutral","sentiment_score":0.04594806065926185},{"text":"It would not be an issue at","start":2479.3252,"end":2480.685,"sentiment":"neutral","sentiment_score":0.04727455760751452}],"sentiment":"neutral","sentiment_score":0.041602178112320275,"channel":0,"num_words":23,"start":2472.1099,"end":2480.685},{"sentences":[{"text":"Well,","start":2480.635,"end":2480.955,"sentiment":"neutral","sentiment_score":0.04464583098888397}],"sentiment":"neutral","sentiment_score":0.04464583098888397,"channel":1,"num_words":1,"start":2480.635,"end":2480.955},{"sentences":[{"text":"all.","start":2480.685,"end":2481.185,"sentiment":"neutral","sentiment_score":0.06127478554844856}],"sentiment":"neutral","sentiment_score":0.06127478554844856,"channel":0,"num_words":1,"start":2480.685,"end":2481.185},{"sentences":[{"text":"I I I remember when I joined Oakview and and","start":2480.955,"end":2484.4949,"sentiment":"neutral","sentiment_score":0.05769607648253441}],"sentiment":"neutral","sentiment_score":0.05769607648253441,"channel":1,"num_words":10,"start":2480.955,"end":2484.4949},{"sentences":[{"text":"Yep.","start":2485.26,"end":2485.76,"sentiment":"neutral","sentiment_score":0.06351929903030396}],"sentiment":"neutral","sentiment_score":0.06351929903030396,"channel":0,"num_words":1,"start":2485.26,"end":2485.76},{"sentences":[{"text":"Bart was just it.","start":2486.4749,"end":2487.86,"sentiment":"neutral","sentiment_score":0.047999690286815166},{"text":"He was the boss, and his","start":2489.36,"end":2491.12,"sentiment":"neutral","sentiment_score":0.03564773934582869}],"sentiment":"neutral","sentiment_score":0.040588519722223285,"channel":1,"num_words":10,"start":2486.4749,"end":2491.12},{"sentences":[{"text":"Yep.","start":2491.1,"end":2491.6,"sentiment":"neutral","sentiment_score":0.03557422384619713}],"sentiment":"neutral","sentiment_score":0.03557422384619713,"channel":0,"num_words":1,"start":2491.1,"end":2491.6},{"sentences":[{"text":"wife was, like, his secretary, and I know she's just had a baby.","start":2491.12,"end":2495.7002,"sentiment":"neutral","sentiment_score":0.028390195650550034}],"sentiment":"neutral","sentiment_score":0.028390195650550034,"channel":1,"num_words":13,"start":2491.12,"end":2495.7002},{"sentences":[{"text":"Yes.","start":2496.3,"end":2496.8,"sentiment":"neutral","sentiment_score":0.0560322180390358},{"text":"Yeah.","start":2497.1,"end":2497.6,"sentiment":"neutral","sentiment_score":0.04171634837985039}],"sentiment":"neutral","sentiment_score":0.04887428320944309,"channel":0,"num_words":2,"start":2496.3,"end":2497.6},{"sentences":[{"text":"Samantha told me is it Samantha?","start":2497.84,"end":2499.7002,"sentiment":"neutral","sentiment_score":0.024331819576521713}],"sentiment":"neutral","sentiment_score":0.024331819576521713,"channel":1,"num_words":6,"start":2497.84,"end":2499.7002},{"sentences":[{"text":"Yes.","start":2500.4248,"end":2500.905,"sentiment":"neutral","sentiment_score":0.05147327482700348},{"text":"Yeah.","start":2500.905,"end":2501.405,"sentiment":"neutral","sentiment_score":0.0665421411395073}],"sentiment":"neutral","sentiment_score":0.059007707983255386,"channel":0,"num_words":2,"start":2500.4248,"end":2501.405},{"sentences":[{"text":"Yep.","start":2501.2148,"end":2501.4548,"sentiment":"neutral","sentiment_score":0.07111219316720963},{"text":"Yes.","start":2501.4548,"end":2501.775,"sentiment":"neutral","sentiment_score":0.0897657498717308},{"text":"She told me the other day.","start":2501.775,"end":2502.815,"sentiment":"neutral","sentiment_score":0.054957096154491104},{"text":"Yes.","start":2502.815,"end":2503.135,"sentiment":"neutral","sentiment_score":0.05468427762389183},{"text":"She said, yeah, he's a double dad.","start":2503.135,"end":2505.315,"sentiment":"neutral","sentiment_score":0.05205029195972851}],"sentiment":"neutral","sentiment_score":0.056853552581742406,"channel":1,"num_words":16,"start":2501.2148,"end":2505.315},{"sentences":[{"text":"Yes.","start":2505.785,"end":2506.1848,"sentiment":"neutral","sentiment_score":0.06596311926841736}],"sentiment":"neutral","sentiment_score":0.06596311926841736,"channel":0,"num_words":1,"start":2505.785,"end":2506.1848},{"sentences":[{"text":"Two","start":2506.1748,"end":2506.6748,"sentiment":"neutral","sentiment_score":0.05370193719863891}],"sentiment":"neutral","sentiment_score":0.05370193719863891,"channel":1,"num_words":1,"start":2506.1748,"end":2506.6748},{"sentences":[{"text":"Yes.","start":2506.1848,"end":2506.585,"sentiment":"neutral","sentiment_score":0.07749143242835999},{"text":"The new baby there.","start":2506.585,"end":2507.9648,"sentiment":"neutral","sentiment_score":0.09721972793340683}],"sentiment":"neutral","sentiment_score":0.09327406883239746,"channel":0,"num_words":5,"start":2506.1848,"end":2507.9648},{"sentences":[{"text":"two two two","start":2507.535,"end":2508.575,"sentiment":"neutral","sentiment_score":0.013046373302737871}],"sentiment":"neutral","sentiment_score":0.013046373302737871,"channel":1,"num_words":3,"start":2507.535,"end":2508.575},{"sentences":[{"text":"It's world","start":2508.1848,"end":2508.585,"sentiment":"neutral","sentiment_score":-0.02419816330075264}],"sentiment":"neutral","sentiment_score":-0.02419816330075264,"channel":0,"num_words":2,"start":2508.1848,"end":2508.585},{"sentences":[{"text":"little","start":2508.575,"end":2508.895,"sentiment":"neutral","sentiment_score":0.006635680794715881}],"sentiment":"neutral","sentiment_score":0.006635680794715881,"channel":1,"num_words":1,"start":2508.575,"end":2508.895},{"sentences":[{"text":"changing.","start":2508.585,"end":2509.085,"sentiment":"neutral","sentiment_score":0.04346879571676254}],"sentiment":"neutral","sentiment_score":0.04346879571676254,"channel":0,"num_words":1,"start":2508.585,"end":2509.085},{"sentences":[{"text":"boys.","start":2508.895,"end":2509.395,"sentiment":"neutral","sentiment_score":0.06957747042179108}],"sentiment":"neutral","sentiment_score":0.06957747042179108,"channel":1,"num_words":1,"start":2508.895,"end":2509.395},{"sentences":[{"text":"Yep.","start":2509.865,"end":2510.365,"sentiment":"neutral","sentiment_score":0.3113452196121216},{"text":"They're so cute.","start":2510.4248,"end":2511.405,"sentiment":"positive","sentiment_score":0.6628258029619852}],"sentiment":"positive","sentiment_score":0.5749556571245193,"channel":0,"num_words":4,"start":2509.865,"end":2511.405},{"sentences":[{"text":"Alright.","start":2514.5798,"end":2514.8198,"sentiment":"neutral","sentiment_score":0.21344153583049777},{"text":"I'll let you guys know you're a busy girl.","start":2514.8198,"end":2517.16,"sentiment":"neutral","sentiment_score":0.09793980916341145}],"sentiment":"neutral","sentiment_score":0.10948998183012008,"channel":1,"num_words":10,"start":2514.5798,"end":2517.16},{"sentences":[{"text":"No.","start":2517.28,"end":2517.44,"sentiment":"neutral","sentiment_score":-0.0001262165606021881},{"text":"That's okay.","start":2517.44,"end":2518.08,"sentiment":"neutral","sentiment_score":0.0738917887210846},{"text":"Not a problem at all.","start":2518.08,"end":2519.04,"sentiment":"neutral","sentiment_score":0.2625018745660782},{"text":"Well, I'll send you the email afterwards, and then you can let me know what you'd like to do.","start":2519.04,"end":2522.8,"sentiment":"neutral","sentiment_score":0.19573808755529554},{"text":"Did you want me to maybe book in a time next week for me to call you back and maybe touch base and answer any questions.","start":2522.8,"end":2529.185,"sentiment":"neutral","sentiment_score":0.1065971332673843}],"sentiment":"neutral","sentiment_score":0.1500135068342371,"channel":0,"num_words":53,"start":2517.28,"end":2529.185},{"sentences":[{"text":"I mean, if you have questions tomorrow while you're seeing the the doing the settling stuff, feel free to call me.","start":2529.325,"end":2534.925,"sentiment":"neutral","sentiment_score":0.11587037997586387},{"text":"I will I'll let everyone here know to stop me and, you","start":2534.925,"end":2537.885,"sentiment":"neutral","sentiment_score":0.08826996168742578}],"sentiment":"neutral","sentiment_score":0.10583386423461365,"channel":0,"num_words":33,"start":2529.325,"end":2537.885},{"sentences":[{"text":"Yep.","start":2537.7852,"end":2538.2852,"sentiment":"neutral","sentiment_score":0.07258039712905884}],"sentiment":"neutral","sentiment_score":0.07258039712905884,"channel":1,"num_words":1,"start":2537.7852,"end":2538.2852},{"sentences":[{"text":"know, I'll take the call.","start":2537.885,"end":2539.165,"sentiment":"neutral","sentiment_score":0.08891679272055626},{"text":"If I'm on another call, I'll call you straight back as soon as I'm off.","start":2539.165,"end":2542.7651,"sentiment":"neutral","sentiment_score":0.03219469127555688},{"text":"So I'll I'll promise","start":2542.7651,"end":2543.965,"sentiment":"neutral","sentiment_score":0.05216608103364706}],"sentiment":"neutral","sentiment_score":0.04734036070294678,"channel":0,"num_words":24,"start":2537.885,"end":2543.965},{"sentences":[{"text":"I understand","start":2543.7852,"end":2544.365,"sentiment":"neutral","sentiment_score":0.02971651405096054}],"sentiment":"neutral","sentiment_score":0.02971651405096054,"channel":1,"num_words":2,"start":2543.7852,"end":2544.365},{"sentences":[{"text":"you that.","start":2543.965,"end":2544.42,"sentiment":"neutral","sentiment_score":-0.0019578635692596436}],"sentiment":"neutral","sentiment_score":-0.0019578635692596436,"channel":0,"num_words":2,"start":2543.965,"end":2544.42},{"sentences":[{"text":"you.","start":2544.585,"end":2544.8252,"sentiment":"neutral","sentiment_score":-0.027877409011125565},{"text":"You're busy","start":2544.8252,"end":2545.5652,"sentiment":"neutral","sentiment_score":-0.12878982722759247}],"sentiment":"neutral","sentiment_score":-0.09515235448877017,"channel":1,"num_words":3,"start":2544.585,"end":2545.5652},{"sentences":[{"text":"Yeah.","start":2545.6199,"end":2546.1199,"sentiment":"neutral","sentiment_score":-0.06344908475875854},{"text":"No.","start":2546.18,"end":2546.3398,"sentiment":"neutral","sentiment_score":-0.1302715241909027}],"sentiment":"neutral","sentiment_score":-0.09686030447483063,"channel":0,"num_words":2,"start":2545.6199,"end":2546.3398},{"sentences":[{"text":"doing","start":2546.24,"end":2546.74,"sentiment":"neutral","sentiment_score":-0.07157665491104126}],"sentiment":"neutral","sentiment_score":-0.07157665491104126,"channel":1,"num_words":1,"start":2546.24,"end":2546.74},{"sentences":[{"text":"That's okay.","start":2546.3398,"end":2547.0798,"sentiment":"neutral","sentiment_score":-0.028635822236537933},{"text":"Yeah.","start":2547.78,"end":2548.0999,"sentiment":"neutral","sentiment_score":0.0870291218161583},{"text":"That's okay.","start":2548.0999,"end":2548.74,"sentiment":"neutral","sentiment_score":0.18779266625642776},{"text":"I always make time for","start":2548.74,"end":2549.78,"sentiment":"neutral","sentiment_score":0.2912294685840607}],"sentiment":"neutral","sentiment_score":0.18614901527762412,"channel":0,"num_words":10,"start":2546.3398,"end":2549.78},{"sentences":[{"text":"what","start":2549.72,"end":2550.22,"sentiment":"positive","sentiment_score":0.3371935486793518}],"sentiment":"positive","sentiment_score":0.3371935486793518,"channel":1,"num_words":1,"start":2549.72,"end":2550.22},{"sentences":[{"text":"you, Neil.","start":2549.78,"end":2550.52,"sentiment":"neutral","sentiment_score":0.25023144483566284},{"text":"But did you want me to do a bit of a catch up","start":2551.46,"end":2553.2998,"sentiment":"neutral","sentiment_score":0.13595921775469413}],"sentiment":"neutral","sentiment_score":0.15119551469882328,"channel":0,"num_words":15,"start":2549.78,"end":2553.2998},{"sentences":[{"text":"you're","start":2553.2,"end":2553.7,"sentiment":"neutral","sentiment_score":0.12546247243881226}],"sentiment":"neutral","sentiment_score":0.12546247243881226,"channel":1,"num_words":1,"start":2553.2,"end":2553.7},{"sentences":[{"text":"for next week as well, or do you wanted to see how tomorrow goes and I'll send you","start":2553.2998,"end":2556.98,"sentiment":"neutral","sentiment_score":0.11807046872046259}],"sentiment":"neutral","sentiment_score":0.11807046872046259,"channel":0,"num_words":18,"start":2553.2998,"end":2556.98},{"sentences":[{"text":"doing.","start":2556.96,"end":2557.28,"sentiment":"neutral","sentiment_score":0.09430938959121704}],"sentiment":"neutral","sentiment_score":0.09430938959121704,"channel":1,"num_words":1,"start":2556.96,"end":2557.28},{"sentences":[{"text":"this in","start":2556.98,"end":2557.38,"sentiment":"neutral","sentiment_score":0.021721789613366127}],"sentiment":"neutral","sentiment_score":0.021721789613366127,"channel":0,"num_words":2,"start":2556.98,"end":2557.38},{"sentences":[{"text":"I was here.","start":2557.28,"end":2558.0999,"sentiment":"neutral","sentiment_score":0.02631547364095847}],"sentiment":"neutral","sentiment_score":0.02631547364095847,"channel":1,"num_words":3,"start":2557.28,"end":2558.0999},{"sentences":[{"text":"this email?","start":2557.6199,"end":2558.3599,"sentiment":"neutral","sentiment_score":0.013180524576455355}],"sentiment":"neutral","sentiment_score":0.013180524576455355,"channel":0,"num_words":2,"start":2557.6199,"end":2558.3599},{"sentences":[{"text":"I'll I'll","start":2559.04,"end":2559.4133,"sentiment":"neutral","sentiment_score":0.05709798447787762}],"sentiment":"neutral","sentiment_score":0.05709798447787762,"channel":1,"num_words":2,"start":2559.04,"end":2559.4133},{"sentences":[{"text":"Yeah.","start":2559.345,"end":2559.845,"sentiment":"neutral","sentiment_score":0.1471996307373047}],"sentiment":"neutral","sentiment_score":0.1471996307373047,"channel":0,"num_words":1,"start":2559.345,"end":2559.845},{"sentences":[{"text":"I'll I'll tend to book one for next week.","start":2559.4133,"end":2562.375,"sentiment":"neutral","sentiment_score":0.19263526466157702},{"text":"So Wednesday would be the best day.","start":2562.375,"end":2568.315,"sentiment":"neutral","sentiment_score":0.31734638128961834}],"sentiment":"neutral","sentiment_score":0.2471963781863451,"channel":1,"num_words":16,"start":2559.4133,"end":2568.315},{"sentences":[{"text":"Yep.","start":2568.625,"end":2569.025,"sentiment":"neutral","sentiment_score":0.18789903819561005},{"text":"That's okay.","start":2569.025,"end":2569.845,"sentiment":"neutral","sentiment_score":0.24186833202838898},{"text":"I have the current time fully booked.","start":2569.905,"end":2572.7202,"sentiment":"neutral","sentiment_score":0.20391912971224105},{"text":"So between ten to eleven, my time is full at the moment.","start":2572.7202,"end":2575.6,"sentiment":"neutral","sentiment_score":0.1262646143635114},{"text":"But would I be able to do it at, say, 11:30 next this time next week?","start":2575.6,"end":2580.1602,"sentiment":"neutral","sentiment_score":0.03559818828944117}],"sentiment":"neutral","sentiment_score":0.1101004209271387,"channel":0,"num_words":38,"start":2568.625,"end":2580.1602},{"sentences":[{"text":"Say 11:30.","start":2580.1602,"end":2581.3,"sentiment":"neutral","sentiment_score":0.027685612440109253},{"text":"Yep.","start":2581.84,"end":2582.34,"sentiment":"neutral","sentiment_score":0.057430874556303024}],"sentiment":"neutral","sentiment_score":0.03760069981217384,"channel":0,"num_words":3,"start":2580.1602,"end":2582.34},{"sentences":[{"text":"Yes.","start":2582.6301,"end":2582.7102,"sentiment":"neutral","sentiment_score":0.07534468919038773},{"text":"11:30","start":2582.7102,"end":2583.51,"sentiment":"neutral","sentiment_score":0.08990244567394257}],"sentiment":"neutral","sentiment_score":0.08262356743216515,"channel":1,"num_words":2,"start":2582.6301,"end":2583.51},{"sentences":[{"text":"Perfect.","start":2583.28,"end":2583.78,"sentiment":"positive","sentiment_score":0.3719840049743652}],"sentiment":"positive","sentiment_score":0.3719840049743652,"channel":0,"num_words":1,"start":2583.28,"end":2583.78},{"sentences":[{"text":"your time.","start":2583.51,"end":2584.25,"sentiment":"neutral","sentiment_score":0.20768064260482788}],"sentiment":"neutral","sentiment_score":0.20768064260482788,"channel":1,"num_words":2,"start":2583.51,"end":2584.25},{"sentences":[{"text":"Yep.","start":2584.8052,"end":2584.965,"sentiment":"neutral","sentiment_score":0.08968498557806015},{"text":"Yep.","start":2584.965,"end":2585.445,"sentiment":"neutral","sentiment_score":0.05048808455467224},{"text":"So that's what?","start":2585.445,"end":2586.405,"sentiment":"neutral","sentiment_score":0.04405135661363602},{"text":"11:30.","start":2586.405,"end":2587.705,"sentiment":"neutral","sentiment_score":0.015008497051894665}],"sentiment":"neutral","sentiment_score":0.04788927283758918,"channel":0,"num_words":6,"start":2584.8052,"end":2587.705},{"sentences":[{"text":"Nine thirty.","start":2587.1902,"end":2587.9302,"sentiment":"neutral","sentiment_score":0.014889955520629883}],"sentiment":"neutral","sentiment_score":0.014889955520629883,"channel":1,"num_words":2,"start":2587.1902,"end":2587.9302},{"sentences":[{"text":"09:30","start":2588.0051,"end":2588.725,"sentiment":"neutral","sentiment_score":0.017778640612959862}],"sentiment":"neutral","sentiment_score":0.017778640612959862,"channel":0,"num_words":1,"start":2588.0051,"end":2588.725},{"sentences":[{"text":"Nine thirty.","start":2588.2302,"end":2589.015,"sentiment":"neutral","sentiment_score":0.021297943778336048}],"sentiment":"neutral","sentiment_score":0.021297943778336048,"channel":1,"num_words":2,"start":2588.2302,"end":2589.015},{"sentences":[{"text":"your time.","start":2588.725,"end":2589.465,"sentiment":"neutral","sentiment_score":0.04225355014204979}],"sentiment":"neutral","sentiment_score":0.04225355014204979,"channel":0,"num_words":2,"start":2588.725,"end":2589.465},{"sentences":[{"text":"Yep.","start":2589.4949,"end":2589.9949,"sentiment":"neutral","sentiment_score":0.07139916718006134}],"sentiment":"neutral","sentiment_score":0.07139916718006134,"channel":1,"num_words":1,"start":2589.4949,"end":2589.9949},{"sentences":[{"text":"Yeah.","start":2589.8452,"end":2590.3452,"sentiment":"neutral","sentiment_score":0.09668858349323271},{"text":"That's","start":2591.2852,"end":2591.685,"sentiment":"neutral","sentiment_score":0.09955835342407228}],"sentiment":"neutral","sentiment_score":0.0981234684586525,"channel":0,"num_words":2,"start":2589.8452,"end":2591.685},{"sentences":[{"text":"Because I've","start":2591.4148,"end":2591.7349,"sentiment":"neutral","sentiment_score":0.1239984780550003}],"sentiment":"neutral","sentiment_score":0.1239984780550003,"channel":1,"num_words":2,"start":2591.4148,"end":2591.7349},{"sentences":[{"text":"okay.","start":2591.685,"end":2592.165,"sentiment":"neutral","sentiment_score":0.157958984375}],"sentiment":"neutral","sentiment_score":0.157958984375,"channel":0,"num_words":1,"start":2591.685,"end":2592.165},{"sentences":[{"text":"got up a go","start":2591.7349,"end":2592.1882,"sentiment":"neutral","sentiment_score":0.15427841246128082}],"sentiment":"neutral","sentiment_score":0.15427841246128082,"channel":1,"num_words":4,"start":2591.7349,"end":2592.1882},{"sentences":[{"text":"I'll","start":2592.165,"end":2592.665,"sentiment":"neutral","sentiment_score":0.14009100198745728}],"sentiment":"neutral","sentiment_score":0.14009100198745728,"channel":0,"num_words":1,"start":2592.165,"end":2592.665},{"sentences":[{"text":"I've got up four to six this morning.","start":2592.2148,"end":2594.9548,"sentiment":"neutral","sentiment_score":0.11235985159873962}],"sentiment":"neutral","sentiment_score":0.11235985159873962,"channel":1,"num_words":8,"start":2592.2148,"end":2594.9548},{"sentences":[{"text":"oh, did you?","start":2595.8452,"end":2596.905,"sentiment":"neutral","sentiment_score":0.06906687468290329}],"sentiment":"neutral","sentiment_score":0.06906687468290329,"channel":0,"num_words":3,"start":2595.8452,"end":2596.905},{"sentences":[{"text":"Well, I had to have a brekkie.","start":2597.1748,"end":2598.635,"sentiment":"neutral","sentiment_score":0.1449115446635655}],"sentiment":"neutral","sentiment_score":0.1449115446635655,"channel":1,"num_words":7,"start":2597.1748,"end":2598.635},{"sentences":[{"text":"Yeah.","start":2599.33,"end":2599.83,"sentiment":"neutral","sentiment_score":0.2670460641384125}],"sentiment":"neutral","sentiment_score":0.2670460641384125,"channel":0,"num_words":1,"start":2599.33,"end":2599.83},{"sentences":[{"text":"I've had two cups of tea and made my little friend here happy by giving him","start":2600.615,"end":2606.29,"sentiment":"positive","sentiment_score":0.5041100475937128}],"sentiment":"positive","sentiment_score":0.5041100475937128,"channel":1,"num_words":16,"start":2600.615,"end":2606.29},{"sentences":[{"text":"Yeah.","start":2606.13,"end":2606.63,"sentiment":"positive","sentiment_score":0.35198551416397095}],"sentiment":"positive","sentiment_score":0.35198551416397095,"channel":0,"num_words":1,"start":2606.13,"end":2606.63},{"sentences":[{"text":"a nice pat.","start":2606.29,"end":2607.03,"sentiment":"positive","sentiment_score":0.5630573431650797}],"sentiment":"positive","sentiment_score":0.5630573431650797,"channel":1,"num_words":3,"start":2606.29,"end":2607.03},{"sentences":[{"text":"Yeah.","start":2607.49,"end":2607.99,"sentiment":"neutral","sentiment_score":0.2427097260951996}],"sentiment":"neutral","sentiment_score":0.2427097260951996,"channel":0,"num_words":1,"start":2607.49,"end":2607.99},{"sentences":[{"text":"A cat's asset?","start":2609.33,"end":2610.23,"sentiment":"neutral","sentiment_score":0.20432022213935852},{"text":"Because they're our children.","start":2613.33,"end":2614.45,"sentiment":"neutral","sentiment_score":0.02654662076383829},{"text":"We didn't we never had kids.","start":2614.45,"end":2615.865,"sentiment":"neutral","sentiment_score":-0.08595398192604382}],"sentiment":"neutral","sentiment_score":0.015647942916705057,"channel":1,"num_words":13,"start":2609.33,"end":2615.865},{"sentences":[{"text":"Oh, no.","start":2616.9448,"end":2617.345,"sentiment":"neutral","sentiment_score":-0.16411031037569046},{"text":"That's okay.","start":2617.345,"end":2618.1648,"sentiment":"neutral","sentiment_score":-0.19067499041557312},{"text":"Animals are just as expensive as children, if not just as nice.","start":2619.025,"end":2622.785,"sentiment":"negative","sentiment_score":-0.49064408987760544},{"text":"I've got children and animals, and my animals are definitely my","start":2622.785,"end":2626.46,"sentiment":"neutral","sentiment_score":-0.1756032800132578}],"sentiment":"neutral","sentiment_score":-0.31588650963924547,"channel":0,"num_words":27,"start":2616.9448,"end":2626.46},{"sentences":[{"text":"Yep.","start":2627.305,"end":2627.705,"sentiment":"neutral","sentiment_score":-0.1071622371673584},{"text":"We've got little cremation boxes.","start":2627.705,"end":2629.885,"sentiment":"neutral","sentiment_score":-0.09950492829084397},{"text":"I've got mainly cats and one dog","start":2630.7449,"end":2635.24,"sentiment":"neutral","sentiment_score":0.09217834898403712}],"sentiment":"neutral","sentiment_score":0.0031201203282062826,"channel":1,"num_words":13,"start":2627.305,"end":2635.24},{"sentences":[{"text":"kids.","start":2634.84,"end":2635.09,"sentiment":"neutral","sentiment_score":0.06590714305639267},{"text":"Yeah.","start":2635.09,"end":2635.59,"sentiment":"neutral","sentiment_score":0.06069345027208328}],"sentiment":"neutral","sentiment_score":0.06330029666423798,"channel":0,"num_words":2,"start":2634.84,"end":2635.59},{"sentences":[{"text":"up there.","start":2635.3,"end":2635.96,"sentiment":"neutral","sentiment_score":0.06005033291876316},{"text":"I've got six of them.","start":2637.22,"end":2638.9202,"sentiment":"neutral","sentiment_score":0.0767204999923706},{"text":"I've got","start":2639.06,"end":2639.46,"sentiment":"neutral","sentiment_score":0.07083013653755188}],"sentiment":"neutral","sentiment_score":0.07170704876383145,"channel":1,"num_words":9,"start":2635.3,"end":2639.46},{"sentences":[{"text":"Yep.","start":2639.415,"end":2639.915,"sentiment":"neutral","sentiment_score":0.04958557337522507}],"sentiment":"neutral","sentiment_score":0.04958557337522507,"channel":0,"num_words":1,"start":2639.415,"end":2639.915},{"sentences":[{"text":"four horse four horses in the ground.","start":2639.46,"end":2641.8,"sentiment":"neutral","sentiment_score":0.05079664449606623}],"sentiment":"neutral","sentiment_score":0.05079664449606623,"channel":1,"num_words":7,"start":2639.46,"end":2641.8},{"sentences":[{"text":"Wow.","start":2642.5352,"end":2643.0352,"sentiment":"positive","sentiment_score":0.39539071917533875}],"sentiment":"positive","sentiment_score":0.39539071917533875,"channel":0,"num_words":1,"start":2642.5352,"end":2643.0352},{"sentences":[{"text":"I've got a little little black one.","start":2645.475,"end":2647.875,"sentiment":"neutral","sentiment_score":0.22099766773836954},{"text":"Camilla bought home on Christmas.","start":2647.875,"end":2649.3352,"sentiment":"neutral","sentiment_score":0.19297565519809723},{"text":"She's now 20.","start":2650.3552,"end":2651.415,"sentiment":"neutral","sentiment_score":0.12339628239472707}],"sentiment":"neutral","sentiment_score":0.1921367198228836,"channel":1,"num_words":15,"start":2645.475,"end":2651.415},{"sentences":[{"text":"Yep.","start":2652.23,"end":2652.73,"sentiment":"neutral","sentiment_score":0.1494753360748291}],"sentiment":"neutral","sentiment_score":0.1494753360748291,"channel":0,"num_words":1,"start":2652.23,"end":2652.73},{"sentences":[{"text":"She's just come back from the vet, and she's put on white, and Camilla's really happy because, like, she's deaf as a post, but she's a beautiful little girl.","start":2653.235,"end":2663.51,"sentiment":"positive","sentiment_score":0.3499166456789806}],"sentiment":"positive","sentiment_score":0.3499166456789806,"channel":1,"num_words":29,"start":2653.235,"end":2663.51},{"sentences":[{"text":"Yeah.","start":2664.085,"end":2664.585,"sentiment":"neutral","sentiment_score":0.2755091190338135}],"sentiment":"neutral","sentiment_score":0.2755091190338135,"channel":0,"num_words":1,"start":2664.085,"end":2664.585},{"sentences":[{"text":"I'm a pussycat.","start":2665.01,"end":2665.8298,"sentiment":"neutral","sentiment_score":0.24629953503608704}],"sentiment":"neutral","sentiment_score":0.24629953503608704,"channel":1,"num_words":3,"start":2665.01,"end":2665.8298},{"sentences":[{"text":"Oh, that's lovely.","start":2666.885,"end":2668.105,"sentiment":"positive","sentiment_score":0.7056848605473837},{"text":"That's","start":2668.645,"end":2669.045,"sentiment":"positive","sentiment_score":0.6017407178878784}],"sentiment":"positive","sentiment_score":0.6796988248825073,"channel":0,"num_words":4,"start":2666.885,"end":2669.045},{"sentences":[{"text":"I might","start":2668.8499,"end":2669.0898,"sentiment":"positive","sentiment_score":0.5916045308113098}],"sentiment":"positive","sentiment_score":0.5916045308113098,"channel":1,"num_words":2,"start":2668.8499,"end":2669.0898},{"sentences":[{"text":"excellent.","start":2669.045,"end":2669.545,"sentiment":"positive","sentiment_score":0.5778143405914307}],"sentiment":"positive","sentiment_score":0.5778143405914307,"channel":0,"num_words":1,"start":2669.045,"end":2669.545},{"sentences":[{"text":"get another dog.","start":2669.0898,"end":2670.23,"sentiment":"neutral","sentiment_score":0.26925182342529297},{"text":"If I retire, I might get another Blue Heeler.","start":2670.2898,"end":2672.8699,"sentiment":"neutral","sentiment_score":0.14413749012682173}],"sentiment":"neutral","sentiment_score":0.17541607345143953,"channel":1,"num_words":12,"start":2669.0898,"end":2672.8699},{"sentences":[{"text":"Yeah.","start":2673.525,"end":2673.845,"sentiment":"positive","sentiment_score":0.3537868857383728},{"text":"Nice.","start":2673.845,"end":2674.345,"sentiment":"positive","sentiment_score":0.7086286544799805},{"text":"They're gorgeous dogs.","start":2674.9648,"end":2676.265,"sentiment":"positive","sentiment_score":0.7336247165997823}],"sentiment":"positive","sentiment_score":0.65265793800354,"channel":0,"num_words":5,"start":2673.525,"end":2676.265},{"sentences":[{"text":"I've I've had two Blueys over thirty years.","start":2676.585,"end":2680.365,"sentiment":"neutral","sentiment_score":0.17160512506961823}],"sentiment":"neutral","sentiment_score":0.17160512506961823,"channel":1,"num_words":8,"start":2676.585,"end":2680.365},{"sentences":[{"text":"Yeah.","start":2681.05,"end":2681.55,"sentiment":"neutral","sentiment_score":0.03755955398082733}],"sentiment":"neutral","sentiment_score":0.03755955398082733,"channel":0,"num_words":1,"start":2681.05,"end":2681.55},{"sentences":[{"text":"They both lasted they both died at 14, and","start":2681.865,"end":2686.125,"sentiment":"neutral","sentiment_score":-0.025369658652279112}],"sentiment":"neutral","sentiment_score":-0.025369658652279112,"channel":1,"num_words":9,"start":2681.865,"end":2686.125},{"sentences":[{"text":"Wow.","start":2686.09,"end":2686.59,"sentiment":"neutral","sentiment_score":-0.05432796478271485}],"sentiment":"neutral","sentiment_score":-0.05432796478271485,"channel":0,"num_words":1,"start":2686.09,"end":2686.59},{"sentences":[{"text":"and and I I don't people these people that get animals and they die, and next day I go and buy another one or get another dog.","start":2686.71,"end":2694.23,"sentiment":"neutral","sentiment_score":-0.3049605519131378},{"text":"I I couldn't do that.","start":2694.23,"end":2695.43,"sentiment":"negative","sentiment_score":-0.39858344197273254},{"text":"I got a great first.","start":2695.43,"end":2696.73,"sentiment":"positive","sentiment_score":0.5244437873363494}],"sentiment":"neutral","sentiment_score":-0.20553062634693609,"channel":1,"num_words":37,"start":2686.71,"end":2696.73},{"sentences":[{"text":"Yes.","start":2697.305,"end":2697.805,"sentiment":"neutral","sentiment_score":0.26494765281677246}],"sentiment":"neutral","sentiment_score":0.26494765281677246,"channel":0,"num_words":1,"start":2697.305,"end":2697.805},{"sentences":[{"text":"So I waited two years and we found one in Boyan up at the market.","start":2698.63,"end":2701.887,"sentiment":"neutral","sentiment_score":0.12746079886953035},{"text":"What","start":2702.207,"end":2702.707,"sentiment":"neutral","sentiment_score":0.0497124083340168}],"sentiment":"neutral","sentiment_score":0.12260152446106076,"channel":1,"num_words":16,"start":2698.63,"end":2702.707},{"sentences":[{"text":"Yep.","start":2702.585,"end":2703.085,"sentiment":"neutral","sentiment_score":-0.08915577828884125}],"sentiment":"neutral","sentiment_score":-0.08915577828884125,"channel":0,"num_words":1,"start":2702.585,"end":2703.085}]},"summary":{"result":"success","short":"During a call with Neil, Dana from Oakley Financial discusses his application for a pension and provides a breakdown of necessary information, including income and assets. The agent explains the process for assessing the customer's assets and income, including deeming rates and deeming their property. The agent emphasizes the importance of being realistic in valuing assets and advises the customer to be realistic in their estimates. They also discuss the success of the customer's super and the importance of age pension and deeming rates for financial assets. The agent provides advice on managing retirement plans and retirement savings, including deeming rates and deeming their retirement savings. They suggest taking a risk profile and maintaining a portfolio for future income. The agent offers to generate an email for the customer to review their transaction and provide personal advice."},"intents":{"segments":[{"text":"I had you booked in this morning just to have a bit of a chat about your applying for Stem to engage pension. Yes. Yeah.","start_word":22,"end_word":46,"intents":[{"intent":"Apply for age pension","confidence_score":0.016617842}]},{"text":"So So she what fills she can out all do the paperwork for is you. set it all up and then just send Yeah.","start_word":402,"end_word":425,"intents":[{"intent":"Set up paperwork","confidence_score":0.0026484563}]},{"text":"But what I wanna know is what sort of questions would they ask me when I applied for the pension?","start_word":428,"end_word":447,"intents":[{"intent":"Ask questions","confidence_score":0.43508253}]},{"text":"What what assets I've got? How much money Yeah.","start_word":463,"end_word":471,"intents":[{"intent":"Assess assets","confidence_score":0.86560595}]},{"text":"So they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at.","start_word":548,"end_word":573,"intents":[{"intent":"Evaluate value","confidence_score":0.13535279}]},{"text":"So they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at. When you think about your contents, if you turned your house upside down and everything fell out, that's considered content. When Hello?","start_word":548,"end_word":595,"intents":[{"intent":"Assess contents","confidence_score":0.37539363},{"intent":"Evaluate contents","confidence_score":0.008530575}]},{"text":"So if you needed money tomorrow and you had to have a garage sale today and you had everything on your front lawn, you'd be selling things for 50<unk> a dollar. You know, $5 at the very most probably to try and liquidate it to get rid of it fast. So they want your fire sale value.","start_word":631,"end_word":687,"intents":[{"intent":"Selling things","confidence_score":0.0023850743}]},{"text":"They're also gonna assess your wife's income because she's still working at the moment, isn't she? Yep. Yeah.","start_word":759,"end_word":776,"intents":[{"intent":"Estimate income","confidence_score":0.000044780238}]},{"text":"I can send you an email after the call if you like with a bit of a breakdown on what they're sort of gonna wanna know.","start_word":785,"end_word":810,"intents":[{"intent":"Send email","confidence_score":0.17795995},{"intent":"Provide breakdown","confidence_score":0.048602503}]},{"text":"and I found that onto my house. So I don't know how they did it and why they did it, but I wasn't even gonna get my first payment until after my birthday. So Wow.","start_word":1040,"end_word":1074,"intents":[{"intent":"Notify about missing payment","confidence_score":0.00003767792},{"intent":"Express gratitude for missing payment","confidence_score":0.0000050690146}]},{"text":"I have I haven't passed, but I've I've been I've I've applied for, I don't know, 50 jobs and haven't got one. Yeah.","start_word":1135,"end_word":1157,"intents":[{"intent":"Whether job application","confidence_score":9.0964886e-7}]},{"text":"Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think?","start_word":1161,"end_word":1197,"intents":[{"intent":"Seek clarification on application process","confidence_score":0.00024134495}]},{"text":"Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think? I was going yesterday.","start_word":1161,"end_word":1201,"intents":[{"intent":"Express desire to retire on own","confidence_score":0.000047121324},{"intent":"Consider choosing retirement","confidence_score":0.0000015678118}]},{"text":"If a job comes up, I'll next week, Take try to it.","start_word":1208,"end_word":1219,"intents":[{"intent":"Request job extension","confidence_score":0.000019666299}]},{"text":"I can't I can't wait my wife at home because she's a bit broken. You know, she's Oh, she's got she's got a bad back and bad yeah. She she's alright, but I don't like leaving on her own. yeah.","start_word":1254,"end_word":1293,"intents":[{"intent":"Express desire to keep living at home","confidence_score":0.000037108373}]},{"text":"They have what's called the income test and the asset test.","start_word":1387,"end_word":1397,"intents":[{"intent":"Evaluate income and assets","confidence_score":0.12544346},{"intent":"Assess income on income","confidence_score":0.014170704},{"intent":"Evaluate super income","confidence_score":0.006551177}]},{"text":"Your home, your main primary residence, that is fully exempt. So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that.","start_word":1590,"end_word":1622,"intents":[{"intent":"Assess house value","confidence_score":0.05453278}]},{"text":"Your home, your main primary residence, that is fully exempt. So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that. But they are gonna wanna Yes.","start_word":1590,"end_word":1628,"intents":[{"intent":"Determine home ownership","confidence_score":0.0007769845}]},{"text":"know, you know, obviously, what the value of it is.","start_word":1629,"end_word":1638,"intents":[{"intent":"Determine asset value","confidence_score":0.00033191693}]},{"text":"As long as you can't live on it, can't make money from it, and no. it's land I'm that's I'm not unusable, allowed I'm not allowed to you're subdivide fine. anyway.","start_word":2059,"end_word":2089,"intents":[{"intent":"Educate about home ownership","confidence_score":0.00032255703}]},{"text":"But if you're, you know, telling them if you had to sell it quickly, the more the least you'd take is that 10 or 15,000, then you're being a bit more honest with that. And when they look at the vehicles, they can also use places like red books and things to revalue assets.","start_word":2385,"end_word":2438,"intents":[{"intent":"Educate about valuation options","confidence_score":0.001048651}]},{"text":"There's some point all of this will probably have to change the structure the way it is because we spend a lot of of money on age pension and Centrelink and things like that.","start_word":2797,"end_word":2830,"intents":[{"intent":"Inform about changing structure","confidence_score":0.0000023395294}]},{"text":"So I just wanted to sort of find out what you wanted to sort of do moving forward. I'm happy to send you an email after the call that sort of outlines the rules and restrictions and so sorry. I just sneezed. The rules and restrictions and what Centrelink are gonna wanna ask you for with regard to the questions and what you'll need to provide to them based on what I know. Yep.","start_word":3106,"end_word":3179,"intents":[{"intent":"Seek advice on plan","confidence_score":0.000016898732}]},{"text":"So taking that extra money out of your super could provide greater benefit because you're taking it out of the super system, which is assessed by Centrelink, putting it into your home, which is an exempt asset, which means that when you give them the updated super statement, you've got that money left. You've got a little bit less in your super for them to assess. Does that make sense?","start_word":3823,"end_word":3892,"intents":[{"intent":"Evaluate super benefits","confidence_score":0.04391023}]},{"text":"And I can provide a whole advice document around moving you into pension phase, drawing down an income, the access to Centrelink, how that looks for you, and drawing the money down to pay your mortgage.","start_word":4146,"end_word":4181,"intents":[{"intent":"Provide advice document","confidence_score":0.2561675}]},{"text":"Or you can just call and give us directions and say, hey, Dana. I just wanna take that that money out for my mortgage. I need this amount. And you tell us give us the direction whether you want it paid out of, you know, your super, when you want it paid out, if you want it paid proportionately across all of your investments.","start_word":4181,"end_word":4244,"intents":[{"intent":"Get direction","confidence_score":0.020424495}]},{"text":"And, looking, if Camilla wants to have a bit of a chat, I don't have to give her any advice. But if she wants to be included No. in the conversation with you, it's absolutely fine because this She's is all in about bed. you. Sorry?","start_word":4296,"end_word":4341,"intents":[{"intent":"Start conversation","confidence_score":0.0188211}]},{"text":"And if she decides she wants to look at coming on board, I'm more than happy to have that conversation, explain what advisers do, how we do it, and we can always, you know, just to start off small.","start_word":4416,"end_word":4454,"intents":[{"intent":"Explain advisers","confidence_score":0.028399337}]},{"text":"We can't apply for it for you, but we can give you advice on how to structure everything else and how to so that you can maximize the age pension benefit there for you as well.","start_word":5544,"end_word":5579,"intents":[{"intent":"Maximize retirement benefit","confidence_score":0.0037067132}]},{"text":"Or if you just wanna draw down the money as a transaction with that advice to pay the mortgage, you can do that, and you can just direct me to do that as well. Okay?","start_word":5637,"end_word":5671,"intents":[{"intent":"Draw down payment","confidence_score":0.00095768325},{"intent":"Pay mortgage","confidence_score":0.6135145}]},{"text":"look after her.","start_word":5814,"end_word":5816,"intents":[{"intent":"Look after employees","confidence_score":0.022118457}]},{"text":"A a travel thing where you can go and see things, do this. And Like a tour?","start_word":5930,"end_word":5946,"intents":[{"intent":"Request travel","confidence_score":0.016019592},{"intent":"Plan trip","confidence_score":0.0026584982}]},{"text":"she comes home with notes and all sorts of stuff and brochures and No. presents for me.","start_word":5978,"end_word":5994,"intents":[{"intent":"Review brochures","confidence_score":0.11461682}]},{"text":"And so when they go on holiday, they like holiday. Yeah.","start_word":6147,"end_word":6157,"intents":[{"intent":"Discuss holidays","confidence_score":0.10619516}]},{"text":"Oh, that's Where awesome. every the everyday Joe Blow goes, skip script as much as you can. The cheapest flights. Cheapest hotels. But that's the way it is. Yeah.","start_word":6164,"end_word":6192,"intents":[{"intent":"Describe location","confidence_score":0.000006245703}]},{"text":"Well, if you like, what I can do is I can generate that email for you. I'll pop in there a bit of detail around what Centrelink is gonna request and ask for. I can pop in there the thresholds that they have for you guys to review as well.","start_word":6197,"end_word":6246,"intents":[{"intent":"Generate email","confidence_score":0.4930435}]},{"text":"I can pop in there the thresholds that they have for you guys to review as well.","start_word":6230,"end_word":6246,"intents":[{"intent":"Review thresholds","confidence_score":0.33451957}]},{"text":"Tomorrow when I go and see my sister and the lady who's named in this, Yep. if I have any questions, can I ring you? Yep.","start_word":6309,"end_word":6334,"intents":[{"intent":"Gather and connect with advisers","confidence_score":1.1339071e-8}]},{"text":"I mean, if you decide you don't wanna go back and you wanna retire fully and just, you know, enjoy golfing and your other hobbies and, you know, enjoy this some time for yourself, there's nothing wrong with that in any way, shape, or form.","start_word":6557,"end_word":6601,"intents":[{"intent":"Enhance retirement benefits","confidence_score":0.0042016055}]},{"text":"it's, you I know, should looking get on at the plane. I should get on the plane and come over to Queensland and sit down and talk with you properly instead of absolutely. over the phone. Yeah.","start_word":6952,"end_word":6988,"intents":[{"intent":"Plan trip","confidence_score":0.029194377}]},{"text":"Did you want me to maybe book in a time next week for me to call you back and maybe touch base and answer any questions.","start_word":7230,"end_word":7255,"intents":[{"intent":"Book appointment","confidence_score":0.11252197}]}]},"sentiments":{"segments":[{"text":"Hello? Hi, Neil. It's Dana from Oakley Financial. How are you this morning? Alright. How are you?","start_word":0,"end_word":16,"sentiment":"neutral","sentiment_score":0.14918243885040283},{"text":"I'm very well. Thank you.","start_word":17,"end_word":21,"sentiment":"positive","sentiment_score":0.6262235641479492},{"text":"I had you booked in this morning just to have a bit of a chat about your applying for Stem to engage pension. Yes. Yeah.","start_word":22,"end_word":46,"sentiment":"neutral","sentiment_score":0.1808277368545532},{"text":"All good. Is now still a good time there for you?","start_word":47,"end_word":57,"sentiment":"positive","sentiment_score":0.44605907797813416},{"text":"Yeah. Yeah.","start_word":58,"end_word":59,"sentiment":"neutral","sentiment_score":0.25601571798324585},{"text":"Fantastic.","start_word":60,"end_word":60,"sentiment":"positive","sentiment_score":0.5439098477363586},{"text":"I can see here your conversation we had with my colleague the other day. But before we jump into the call and go through things, I do just need to let you know, Neil, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep. Yep.","start_word":61,"end_word":115,"sentiment":"neutral","sentiment_score":0.21107634902000427},{"text":"Fantastic.","start_word":116,"end_word":116,"sentiment":"positive","sentiment_score":0.48109865188598633},{"text":"And I just I'm discussing your personal information, so I'll do security with you as well. I'll just get you to confirm your full name, your date of birth, and address I should have on file. Neil Allen. 9 To The 459 PO Box 2 Yep. 05 Boyanup Or 16 Paper Bar Close Boyanup.","start_word":117,"end_word":170,"sentiment":"neutral","sentiment_score":0.11078836023807526},{"text":"Beautiful. Thank you so much for that.","start_word":171,"end_word":177,"sentiment":"positive","sentiment_score":0.5807955265045166},{"text":"So having a look at the the note that you the conversation you had with my colleague, Michelle, the other day that you're wanting to you're starting to apply for the age pension now through Centrelink. Yes. Yeah.","start_word":178,"end_word":215,"sentiment":"neutral","sentiment_score":0.17586326599121094},{"text":"Fantastic. Fantastic.","start_word":216,"end_word":217,"sentiment":"positive","sentiment_score":0.35401666164398193},{"text":"Having a look here, I can see that one of the comp part of the conversation was that you're also looking at sort of paying off or you've got here you've got $80,000 left in your home, and you wanted to sort of pay this off. Is that right? That's correct. Yes. Yeah. Yeah. Beautiful. Now have you started the application for age pension, or were you sort of up to with that? Yeah. But we hit a few roadblocks, but with a SPIN number, but my sister found that. So Okay. but I don't have to actually deal with Centrelink. Okay. There's a woman in Harvey, which is down the road from where I live, who Yes. deals direct with Centrelink on behalf of the Harvey people. Okay. So my sister squeezed me in. Okay. Fantastic. It just just says it just says you're going in there waiting and then, you know, normal stuff. Sit there, wait, and then say, I wanna apply for the pension. Alright. Do this, this, this, and this, see you later. Yeah. Get out. Okay. Yep.","start_word":218,"end_word":399,"sentiment":"neutral","sentiment_score":0.03672612047223963},{"text":"Beautiful. Beautiful.","start_word":400,"end_word":401,"sentiment":"positive","sentiment_score":0.7120766043663025},{"text":"So So she what fills she can out all do the paperwork for is you. set it all up and then just send Yeah. it in. But what I wanna know is what sort of questions would they ask me when I applied for the pension? Mhmm. So sorry. What sort of questions would Centrelink Yeah. ask you? Yeah. Like, look. What what assets I've got? How much money Yeah. I've got? Okay. Yeah. So what they're gonna do is they're gonna look at yourself and Kirsten as well. So the both of you oh, sorry. Camilla, your partners. Your wife's name is Camilla. I'm so sorry. I was looking at the wrong section here. Yeah. They're gonna ask about both of you because you're technically together as a couple. Even though you're 67 and she's technically not, they're gonna ask about all your joint assets. So they're gonna wanna assess your superannuation balance, your your content insurance so your content, so how much you would value everything inside your house at. When you think about your contents, if you turned your house upside down and everything fell out, that's considered content. When Hello? we apply for Centrelink, I like to make sure everyone is aware Centrelink don't wanna know what your content is valued at for your insurance purposes. They wanna know what your fire sale value was. So if you needed money tomorrow and you had to have a garage sale today and you had everything on your front lawn, you'd be selling things for 50<unk> a dollar. You know, $5 at the very most probably to try and liquidate it to get rid of it fast. So they want your fire sale value. So, realistically, whenever I'm applying for Centrelink with some of my clients, we're looking at generally about a 10 to maybe $15,000 valuation on content. And with your cars, they're gonna look at all that. So how what cars do you have, any boats, if you've got investment properties, which having a look here, you don't have. They wanna know how much you have in all your savings accounts as well. They're also gonna assess your wife's income because she's still working at the moment, isn't she? Yep. Yeah. I'm just writing things down here. You're right. I can send you an email after the call if you like with a bit of a breakdown on what they're sort of gonna wanna know.","start_word":402,"end_word":810,"sentiment":"neutral","sentiment_score":-0.04559232008559197},{"text":"Oh, that'd be fantastic.","start_word":811,"end_word":814,"sentiment":"positive","sentiment_score":0.5242698192596436},{"text":"That Yeah. was That's okay. that's how it that's how it's me writing. Yeah. Because, yeah, It's they're gonna just want all you the to questions provide is that yeah. Abs that, Absolutely. like, that I might have to go in and out, in and out, in and out. And I know my daughter-in-law had a really hard time trying to get his It is. pension.","start_word":815,"end_word":880,"sentiment":"neutral","sentiment_score":-0.024638906121253967},{"text":"They just, you know, they they actually make you angry.","start_word":881,"end_word":890,"sentiment":"negative","sentiment_score":-0.4669893980026245},{"text":"Yes. They do. They do. It's something I deal with a lot in this job is helping people to maximize getting pension payments and dealing with Centrelink.","start_word":891,"end_word":917,"sentiment":"neutral","sentiment_score":-0.027020618319511417},{"text":"It's not easy.","start_word":918,"end_word":920,"sentiment":"negative","sentiment_score":-0.3354427218437195},{"text":"And it it makes it harder because some of the workers that work for Centrelink, they all have different opinions of the rule. The rule can differ quite significantly depending on who you're speaking to or how long they've worked there or what they do there as well.","start_word":921,"end_word":968,"sentiment":"neutral","sentiment_score":-0.15794605016708374},{"text":"So but I'm happy to send you an email with a a list of what they're gonna look at for you.","start_word":969,"end_word":989,"sentiment":"positive","sentiment_score":0.45982494950294495},{"text":"One one one thing I did find is when we were Yeah. looking through, like, going going through the pension questions. Yeah. It said that I'd only been living here for two months. Oh, And really? yeah. But I I applied for the doll on the February 26, Mhmm. Yep. and I found that onto my house. So I don't know how they did it and why they did it, but I wasn't even gonna get my first payment until after my birthday. So Wow. I wasn't gonna get the doll anyway. Right. Right. Because Wow. it takes, like, four weeks once you've Yes. filled out the forms, Yep. and it all got passed. And then my wife was hunting around looking at things. She goes, well, you're not gonna get anything anyway. She said because you passed the the age of getting the doll. I have I haven't passed, but I've I've been I've I've applied for, I don't know, 50 jobs and haven't got one. Yeah. Okay. No. Understandable. Are are you still planning to continue looking for work, or do you feel like you wanna just officially retire and maybe just enjoy find a you know, go golfing, or what do you sort of think? I was going yesterday. Yeah.","start_word":990,"end_word":1202,"sentiment":"neutral","sentiment_score":-0.08302745226324654},{"text":"Nice. Nice.","start_word":1203,"end_word":1204,"sentiment":"positive","sentiment_score":0.3622443377971649},{"text":"I don't know. If a job comes up, I'll next week, Take try to it. get me to go up north for three weeks. I was gonna Okay. make I was gonna make $18,000 in three weeks. Wow. $66,600 a week. Wow. And you decided not to do that?","start_word":1205,"end_word":1253,"sentiment":"neutral","sentiment_score":-0.023132499307394028},{"text":"I can't I can't wait my wife at home because she's a bit broken.","start_word":1254,"end_word":1267,"sentiment":"negative","sentiment_score":-0.446781873703003},{"text":"You know, she's Oh, she's got she's got a bad back and bad yeah. She she's alright, but I don't like leaving on her own. yeah. No. That's okay. That's absolutely not a problem at all. No. Not an issue. So you've you've so you haven't officially applied for the age pension as of yet. You've started the paperwork there. Well, yeah. Well, I can Yeah. I can I can get it set up? Mhmm. That's correct. But if I get Yeah. a job, it just sits there.","start_word":1268,"end_word":1355,"sentiment":"neutral","sentiment_score":-0.12154725193977356},{"text":"So don't pay me any Yeah.","start_word":1356,"end_word":1361,"sentiment":"negative","sentiment_score":-0.372885137796402},{"text":"Well, it but sort of I have depends. to let So what them what they're probably gonna do is they're gonna assess you on both. They have what's called the income test and the asset test. They're gonna Yes. look at all your assets, and then they're also gonna look at the income. So income is what your wife is earning on a weekly or fortnightly basis. They're also gonna look at what you have in the way of savings, what you have in super because your super is fully accessible once you hit age 67 as well, and they assume a deemed rate of return. So even though you're not drawing anything out of super, because that money is there, they're gonna deem you at a set rate that they assume you can make or leave or draw from that money. So you are actually still gonna be assessed on that. And if they'll look at the income test, and because your wife is still working, they're probably gonna work out that the income test is gonna possibly pay you less age pension, which means they're probably gonna make you declare her income every fortnight to determine how much you get every fortnight. Does that make sense? Yep. Yeah. So it's It's a little house contents, vehicles, saving accounts, Camilla's you're super. wage, Yep. super. Yep. Yep. Your home, your main primary residence, that is fully exempt. So then they'll ask you about your house, the value, and things like that, but they don't assess you on any of that. But they are gonna wanna Yes. know, you know, obviously, what the value of it is. There are limits to the main home exemption, though. I've got here that your property is quite high. How how many acres do you have or how many hectares do you have? Six and a quarter ages. But they can't touch me on that because I had my I bought mine I bought this house before 2000, and that's when the rules changed. When did you Otherwise buy it? Sorry. In 2000? yeah. It because I bought this place in '98. Mhmm. Yes. There was a I think I don't know I don't know who bought it, the government or somebody. But that that is not an asset now because I've I got asked questions when I was doing the doll that could Yeah. I could I make money from my land? Yeah. Yeah. Can the land Yeah. be used for other stuff? Can I sell the land? Can I do this? Can I do that? And and all the questions were no. Yeah. So the Centrelink ruling on the main residence exemption is two hectares, but the difference so your 6.25 acres is about 2.53 hectares when you convert it. So the additional point five three hectares, so long as you can't live on it, it has no value. They won't assess you on it. So, yeah, I Well, can see where that's come from. Yeah. So in that should be fine. the in the middle of winter, you bought a houseboat out there. Yeah. I mean, I mean, low lying land, and when it really, like, overwinter, it just soaks the water into the ground Yep. and it fills up. And then once it fills up, it starts to rise. I actually have a I call it, like, like, Paper mark Yep. because that's the street I live in. Yep. No. Yeah. It's not. I've I've I've seen I've gone up the back with my boots on, and it's, Yep. like, above my ankles. It's a bit swampy. Yeah. And they asked Yeah. if I could grow stuff on there, but this sand Said here no. is like you could stand there with a Yep. hose all day watering and at the end of the day, poke your finger in the ground and about and not even an inch would be wet. Yeah. Doesn't Yeah. Fair it doesn't enough. have to be yeah. So Yeah.","start_word":1362,"end_word":2035,"sentiment":"neutral","sentiment_score":-0.004793878523107806},{"text":"No. I cannot That's perfect.","start_word":2036,"end_word":2040,"sentiment":"negative","sentiment_score":-0.4240657091140747},{"text":"yeah. They That's it.","start_word":2041,"end_word":2044,"sentiment":"neutral","sentiment_score":-0.28995949029922485},{"text":"you've got those weeds.","start_word":2045,"end_word":2048,"sentiment":"negative","sentiment_score":-0.477495402097702},{"text":"Yeah. No. And That's I okay. can That doesn't matter. As long as you can't live on it, can't make money from it, and no. it's land I'm that's I'm not unusable, allowed I'm not allowed to you're subdivide fine. anyway. I'm not allowed to subdivide Yeah. anyway because of the Shire's rules. Yep. No.","start_word":2049,"end_word":2103,"sentiment":"neutral","sentiment_score":-0.1913905474272641},{"text":"Perfect.","start_word":2104,"end_word":2104,"sentiment":"positive","sentiment_score":0.3921626210212707},{"text":"Well, that works in your favor because it means that your the total of your your property is gonna be considered under the main residence exemption for Centrelink. So your house, they're gonna ask you the value of it, how much you have in a loan, and things like that just so they understand, but they won't Yes. assess you on that. From the assets I have here, you've got your Ford x r six. You've got your huge. You've got your savings account there. If you've got any, you know, other cars, boats, or caravans, things like that, they're gonna ask you for those values. When you value anything for Centrelink, we use FireSale values. So whilst, you know, your Ford x r six, you might be able to get, you know, 30 or 50,000 for that. Realistically, when you look at valuing things to Centrelink, you wanna if you had to sell that car quickly tomorrow, what's the lowest amount you would take for that? So you kind of only wanna give them fire sale values to lower it's about realistically lowering the value of any of your assets. So if you had to sell it quickly, what is the least amount of money you'd probably take for that? Does that make sense? Yep. Yeah. It's all about fire sale values. And when you're talking to them, when they're asking for those sorts of things, they're asking for fire sale values. They don't want anything unrealistic. Like, if you've got a $50,000 car and you tell them you you can sell that for, you know, $5, they're probably gonna go, hey. That might be a bit unrealistic. But if you're, you know, telling them if you had to sell it quickly, the more the least you'd take is that 10 or 15,000, then you're being a bit more honest with that. And when they look at the vehicles, they can also use places like red books and things to revalue assets. So they will they can and do check on what we put on the application form. So just about being realistic, but at the same time, making sure it's a fire sale value. What's the least amount you would expect to get for that vehicle if you had to sell it quickly. Okay? Yes. Yep. When it comes to bank accounts, they're gonna ask for your bank account statement. They're gonna ask for a sent a superannuation statement showing the value of your super at a certain date, and they deem that. So when we look at deeming rates, like, if you, in your super, get you know, just looking at the current deeming rates because they have just changed a little bit. But with your super, like, if you got a having a look at your return on your super at the moment, you still had a really good return on super for this year.","start_word":2105,"end_word":2593,"sentiment":"neutral","sentiment_score":0.03896493560697403},{"text":"Your super for the last twelve months has returned about 19.59%.","start_word":2594,"end_word":2604,"sentiment":"positive","sentiment_score":0.3898901343345642},{"text":"Is that right? Yeah. You've had a 19% return. So your super has done really, really well for this year, which is great, but they don't want they're not gonna assess you at having a 19% return on your super. They're gonna look at your financial assets like your bank account, your superannuation, and they have what's called the deeming. So they assume a certain rate of return for every year for everything over a certain value under the current deeming sorry. Now I'm just looking for the because I just updated these, and I knew what the old deeming rates were. There we go. So with the deeming rates there, Neil, they'll assess the first 106,200 of combined financial assets at 1.25%. Anything over that is deemed to have earned 3.25%. Alright.","start_word":2605,"end_word":2737,"sentiment":"neutral","sentiment_score":0.07070580869913101},{"text":"It's very confusing.","start_word":2738,"end_word":2740,"sentiment":"negative","sentiment_score":-0.6247720718383789},{"text":"They make a very It is. They do. They absolutely I do. don't know.","start_word":2741,"end_word":2754,"sentiment":"neutral","sentiment_score":-0.14984241127967834},{"text":"Your job would have drive me nuts.","start_word":2755,"end_word":2761,"sentiment":"negative","sentiment_score":-0.6822227239608765},{"text":"Oh, I actually kind of enjoy it. It's a little bit of fun I'm trying to get people as much pension as possible, but it's not gonna be something that's gonna be around forever, unfortunately. There's some point all of this will probably have to change the structure the way it is because we spend a lot of of money on age pension and Centrelink and things like that. So I think I need So some time by in the the time next you ten years, say it'll say all change. say by the time you A get to my age, it might not exist. 100%. Yeah. Yeah. That's Well, I exactly was born the way before I'm heading. I was born before 1960, and Yeah. that's when that that's when it changed. Yeah. Anybody Yeah. after 1960, Mhmm. Had I to wait still to 67. I still Yeah. think they get it, but then they'll change it. So I'll just keep up and up Yeah. the Yeah. years. And they'll they'll always grandfather it. So same as when the changes came in around that 1960, 1961 period, Yep. they'll be grandfathered. So, you know, people who had been born before those years were still able to access the age pension when they hit the the age that was grandfathered before the change. So Yes. the same thing. Like, when they change this, they'll probably grandfather it to anyone who's currently on it will still get the old rules until something changes. But anyone applying for it after a certain year or, you know, when the change comes in, then they'll have to adhere to different circumstances. So it means that lots of different people will be on different rules. But yeah. No. Look. It's it's all understandable.","start_word":2762,"end_word":3059,"sentiment":"neutral","sentiment_score":-0.02774010598659515},{"text":"That's ridiculous.","start_word":3060,"end_word":3061,"sentiment":"negative","sentiment_score":-0.46081867814064026},{"text":"It's It's all crazy, isn't it? So I just you're right. Sorry. no wonder people hate politicians and big financial moms that look after this sort of stuff. And they Yeah. they change their mind. Like, they change their undies. Yeah. Yeah. Alright.","start_word":3062,"end_word":3104,"sentiment":"neutral","sentiment_score":-0.14649158404317014},{"text":"Absolutely. So I just wanted to sort of find out what you wanted to sort of do moving forward. I'm happy to send you an email after the call that sort of outlines the rules and restrictions and so sorry.","start_word":3105,"end_word":3144,"sentiment":"positive","sentiment_score":0.3942987620830536},{"text":"I just sneezed. The rules and restrictions and what Centrelink are gonna wanna ask you for with regard to the questions and what you'll need to provide to them based on what I know. Yep. But with regard to your super, are you wanting to look at maybe drawing down any money out of super at the moment, or are you happy just to leave it as it is and just apply for age pension, or what are you sort of hoping would like to do? I don't know what I've got two jobs I've got two jobs sitting in seats at the moment Yep. that there's a they're they're looking at me, but I've had Yep. 40 other nine jobs saying, you know, like, I've got all the qualifications, but because Yep. I was near age, no one would call me. Yeah. Okay. You you think you've employed somebody that's been around for a long time with Absolutely. I hold multiple tickets for machinery. Yeah. You know, I've I've been a laborer when I was younger up north. I've I've done two trades, all sorts of stuff, and never get a sniff. Haven't Yeah. even had an Wow. interview. Nothing. Yeah.","start_word":3145,"end_word":3346,"sentiment":"neutral","sentiment_score":-0.008275043219327927},{"text":"Oh, that's Some a shame. of the See, and some I of value the that kind of that kind some of and and and what's what's what's pissing me off is well, I don't well, if they don't want me to work, I'll just retire.","start_word":3347,"end_word":3391,"sentiment":"negative","sentiment_score":-0.4147025644779206},{"text":"Yeah. Yeah. Absolutely. I mean, you've got a really good super balance. So having a look at your balance at the moment, as I said, you've had, you know, In a that decent balance, return. we wanna pay the household. Okay. Yep. And are you wanting to sort of have that paid off now, or are you wanting to hold off and maybe do that down the track? Are you wanting to withdraw money at because you are over 65. So you actually do have access to your super regardless of whether you're working or not. Yes. Once you turn 65, it all becomes unrestricted, nonpossessed, so you do have access to those funds. So if you wanted Yeah. to Because pay your only home as off, long you as could you're withdraw. not working. Yeah. No. No. At 65, it doesn't matter. The rule is under legislation between 60 to 65. In order for you to access the funds, you have to meet a condition of release such as fully retire. At 65, it doesn't matter whether you're working or not. At 65, they give you full access to your suit full access to your super. It's made unrestricted, nonpreserved, accessible at 65 regardless, and you can access it tax free. It's up to you. Well, what I was seeing you're doing was Yeah. like, Camilla's got $350,000 in her super. I've got $741,000 in my super. Yep. Yep. Would take the 50,000 out of oh, it'll be more because I've gotta pay the interest as well. Yes. So you need Yeah. a payout figure. Yeah. Yeah. That's what I need to do is ring the bank. Can I make a little suggestion for you? So And how old is Camilla at the moment? Yeah. She just turned 60. Okay. And is she she's still working. Right? Yes. Is she working more than ten hours per week? Yes. Yes. So, realistically, she won't be able to access that money from her super until she fully retires. So between 60 to 65, you have to meet the condition of release. You have to stop working with the intention to retire or Yep. drop your hours below ten hours per week. So the yeah. But her super, because she's under 67, is not assessed by Centrelink at this point. So whilst everything jointly, your at your, you know, your cars, your boats, caravans, your savings account, your super is all gonna be assessed by Centrelink for the age pension. Hers is actually sheltered. Hers is not assessed until she reaches age 67. So taking that extra money out of your super could provide greater benefit because you're taking it out of the super system, which is assessed by Centrelink, putting it into your home, which is an exempt asset, which means that when you give them the updated super statement, you've got that money left. You've got a little bit less in your super for them to assess. Does that make sense? Yeah. Yep. Because I And asked her I asked him if she wanted to swap over to to you guys. yeah. 24, but she said no.","start_word":3392,"end_word":3918,"sentiment":"neutral","sentiment_score":0.06069842250964673},{"text":"That's I don't okay.","start_word":3919,"end_word":3922,"sentiment":"negative","sentiment_score":-0.5230935215950012},{"text":"know. I said they make good money for you. I said in seven years, your 350 might be another 350. Yeah. Yeah. The only sort of thing I would wanna say is if I do provide updated advice when it comes to because Centrelink is an aspect of that, to a limited extent, I would wanna make sure I scope her into it. I don't have to do any advice for her around that, but it's just making sure we understand enough about your total circumstances, and that includes your part and circumstances to provide updated advice. Did you wanna did you wanna look at taking the money? Do you are you sort of just gonna speak to the bank and get a payout figure and then look at taking the money out of super, or what's your thoughts around accessing that money to pay off your Yes. mortgage? That that that's what we'll do. Yep. Yep. Okay? So we've got we've got two options that you'll be able to do. One is I can provide personalized advice where I show you an advice document on drawing the money out, how that looks for you so far, you know, the outcome. If you wanna draw a bit of a a regular pension payment down, we can do that for you as well. And I can provide a whole advice document around moving you into pension phase, drawing down an income, the access to Centrelink, how that looks for you, and drawing the money down to pay your mortgage. Or you can just call and give us directions and say, hey, Dana. I just wanna take that that money out for my mortgage. I need this amount. And you tell us give us the direction whether you want it paid out of, you know, your super, when you want it paid out, if you want it paid proportionately across all of your investments. And you can do it under a transaction without advice, which means it's a faster process, and you're just giving us the direction to withdraw the money to your bank account. Does that make sense? Yep. Can Yeah. you put So that this in your email as well? yeah. Absolutely. Absolutely. And, looking, if Camilla wants to have a bit of a chat, I don't have to give her any advice. But if she wants to be included No. in the conversation with you, it's absolutely fine because this She's is all in about bed. you. Sorry? She's in Oh, lucky. But bed. no. Look. If she ever wanted to just be included, we don't have to do any advice for her. Don't have to bring her on board or anything like that.","start_word":3923,"end_word":4377,"sentiment":"neutral","sentiment_score":0.1306870203424286},{"text":"It's more just about including both of you guys in the conversation so she can kind of get an understanding of what we're doing to help you and how it works.","start_word":4378,"end_word":4408,"sentiment":"positive","sentiment_score":0.42770078778266907},{"text":"She doesn't have to seek any advice.","start_word":4409,"end_word":4415,"sentiment":"neutral","sentiment_score":0.09815805405378342},{"text":"And if she decides she wants to look at coming on board, I'm more than happy to have that conversation, explain what advisers do, how we do it, and we can always, you know, just to start off small. I don't ever want anyone to feel like they have to come on board in any way, shape, or form, but, yeah, just, you know, work the conversation down the track if she's open to having it or even if we're just updating advice on yourself just so she can understand how the advice works and how the benefit is to both of you as well for what we're doing.","start_word":4416,"end_word":4524,"sentiment":"positive","sentiment_score":0.4300625026226044},{"text":"Okay? Yep. Yeah.","start_word":4525,"end_word":4527,"sentiment":"neutral","sentiment_score":0.13642869889736176},{"text":"All good. Alright. Yeah. All good. Well, so far, everything looks like it's okay. So you're from what I understand, you're happy just applying for the age pension.","start_word":4528,"end_word":4555,"sentiment":"positive","sentiment_score":0.42839276790618896},{"text":"Did you want any advice around the age pension application, or are you happy just to give it a go and see what happens and maybe just ask any additional questions you have Well, as We got to a stage yep. where we needed a SPIN number, but my sister my my sister's a JPS. She found all that. Okay. So that's where we hit a roadblock. But this bit about the 20 or the second twenty sixth about the house, me owning the house for two months is we've gotta get that fixed. And that's only Yes. true. I I think that was while I was doing the applying for the doll. Yes.","start_word":4556,"end_word":4669,"sentiment":"neutral","sentiment_score":-0.09006398916244507},{"text":"And they screwed up somehow and put down that that we've only moved been in this house for two two months.","start_word":4670,"end_word":4690,"sentiment":"negative","sentiment_score":-0.4493228495121002},{"text":"Yeah. Okay. When goes, when did you move in? I said, '98. And she goes, why is that there? And it says that I had moved into this house in in February, and I don't know what they've done. Yeah.","start_word":4691,"end_word":4730,"sentiment":"neutral","sentiment_score":-0.17254787683486938},{"text":"That's really strange.","start_word":4731,"end_word":4733,"sentiment":"negative","sentiment_score":-0.3380464017391205},{"text":"Yeah. So do you have any documentation to show like, do you still have any of the documents from when you purchased the house, like the All sales? all the all the all the stuff that I sat down and, like, trying to deal with sending me is bloody It's hard. Yeah. hard. And, like, when we sat down with a woman to go through all the details, you know, get all the information, Mhmm. there was one one paper. I think it was a the way they'd written it on the on the sheet that we needed to provide was Mhmm. pretty, you know, out there. So Yep. Camilla just thought it was a a an in something to do with the tax from Yep. last year. Yep.","start_word":4734,"end_word":4862,"sentiment":"neutral","sentiment_score":-0.17877770960330963},{"text":"She goes, you got the wrong form.","start_word":4863,"end_word":4869,"sentiment":"negative","sentiment_score":-0.4860263466835022},{"text":"And Camilla goes, no. I haven't. She said on that paper there, it says that she should Yep. know enough about it's your actual tax return from last year. Yep. She said, well, why don't you write on the tax return for previous year? And she goes, well, we don't have to do that. My my wife swore it did.","start_word":4870,"end_word":4929,"sentiment":"neutral","sentiment_score":-0.05086686182767153},{"text":"And the the woman behind the counter goes, she says, if you swear again, I'll kick you out. Oh, no.","start_word":4930,"end_word":4949,"sentiment":"negative","sentiment_score":-0.4716190993785858},{"text":"You know?","start_word":4950,"end_word":4951,"sentiment":"neutral","sentiment_score":-0.3289337754249573},{"text":"Because we sat there for so long.","start_word":4952,"end_word":4958,"sentiment":"negative","sentiment_score":-0.3920407295227051},{"text":"You know? It's Yep. a and I just and then then it crashed. Yep. And it the government one we were doing the other day with my sister, Yep. that crashed.","start_word":4959,"end_word":4989,"sentiment":"neutral","sentiment_score":-0.2134176194667816},{"text":"Oh, no. It's it's I don't know what what I don't know why I why it does it.","start_word":4990,"end_word":5007,"sentiment":"negative","sentiment_score":-0.4654698073863983},{"text":"It did it, but we got we got pretty well nearly through it, and then it Yes.","start_word":5008,"end_word":5024,"sentiment":"neutral","sentiment_score":-0.1252249926328659},{"text":"all dropped out and then couldn't save it, so we gotta go back.","start_word":5025,"end_word":5037,"sentiment":"negative","sentiment_score":-0.5118382573127747},{"text":"So this friend and my sister, Ness, who deals with Sendling because my sister's pretty she's pretty savvy, but Ness is even savvier. Mhmm. Yeah. So I've got an appointment with her tomorrow Yep. at 10:00. Yep. I'll get Miller to bring the bank tomorrow or today Yep. and find out what a final payout figure is because we need that to move forward in either either retiring or getting a job. Just on my phone Yes. at Yeah. the moment, there's two jobs that I applied for, Mhmm. And there are only many more jobs. They're only at $38 an hour.","start_word":5038,"end_word":5139,"sentiment":"neutral","sentiment_score":0.03985955938696861},{"text":"Like, I was on shit.","start_word":5140,"end_word":5144,"sentiment":"negative","sentiment_score":-0.522660493850708},{"text":"At the port, I was on about $83 an hour. Yep.","start_word":5145,"end_word":5155,"sentiment":"neutral","sentiment_score":-0.17981834709644318},{"text":"So, you know, it's a a massive drop, but it's still putting money in the bank and still Yes.","start_word":5156,"end_word":5174,"sentiment":"negative","sentiment_score":-0.36080268025398254},{"text":"paying the bills. Yeah. The biggest bill we've got is the house. Yep. And during COVID, like, we we never dropped the rate of what we're paying because everybody had the chance to, you know because because of the situation we're in in Australia, you know, if people were Yep. struggling to pay their mortgage, they lowered the mortgage rate for them so they could or deferred Yep. it until blah blah blah. But we just because I was working full time, I I just kept paying I think it was web I don't know. Camilla does it all.","start_word":5175,"end_word":5273,"sentiment":"neutral","sentiment_score":-0.09056929295713252},{"text":"I don't if you see a fellow with the purge, I'll be buggered.","start_word":5274,"end_word":5286,"sentiment":"negative","sentiment_score":-0.44774362444877625},{"text":"Yeah.","start_word":5287,"end_word":5287,"sentiment":"neutral","sentiment_score":-0.19149872660636905},{"text":"But we we just and then they rang us and said, oh, you know, you you you're paying too much. I thought, well, too much is better than too little means you're getting rid of it quick.","start_word":5288,"end_word":5324,"sentiment":"negative","sentiment_score":-0.4312171638011933},{"text":"Yes. Yeah. So, Definitely. yeah, they made us change it for some reason. I don't does all that.","start_word":5325,"end_word":5342,"sentiment":"neutral","sentiment_score":-0.16502824425697327},{"text":"I don't ask questions because it's way above my head.","start_word":5343,"end_word":5352,"sentiment":"negative","sentiment_score":-0.3623793125152588},{"text":"Yeah. No. That's okay.","start_word":5353,"end_word":5356,"sentiment":"neutral","sentiment_score":-0.02672761306166649},{"text":"Well, feel free to let me know what you wanna do moving forward. If you decide you do wanna look at advice, I can absolutely help you out. You're an ongoing client, so we're here to help you.","start_word":5357,"end_word":5394,"sentiment":"positive","sentiment_score":0.44289901852607727},{"text":"Yep. To give you an idea and I'll put this in the email to kinda clarify so you can have a chat to Camilla about what you guys wanna do moving forward. But Yep. when it comes to personal advice, we can look at structures on how best to structure your super so that you get, you know, as much age pension as possible to maximize age pension as ways of sheltering money. I would need to take Camilla's circumstances, income, and super into consideration for that sort of thing. It's very limited, though. We don't have to bring her on board. She doesn't have to pay a fee or anything. It's just making sure we understand your whole family circumstances to the fullest to make sure the advice is appropriate because Centrelink cable that into consideration. We can advise on, you know, the expected pension payment received. We can't apply for it for you, but we can give you advice on how to structure everything else and how to so that you can maximize the age pension benefit there for you as well. We can always look at moving you into pension phase and drawing down a regular income to supplement what you don't have at the moment to cover the bills.","start_word":5395,"end_word":5607,"sentiment":"neutral","sentiment_score":0.17945134541798086},{"text":"And there's other things that we can definitely do to help.","start_word":5608,"end_word":5618,"sentiment":"positive","sentiment_score":0.5721819400787354},{"text":"So it just comes down to what you guys want us to do and what level of advice. Or if you just wanna draw down the money as a transaction with that advice to pay the mortgage, you can do that, and you can just direct me to do that as well. Okay? Was there within the North what I got paid out from the port for my long service, they've been annually. Yeah. Yeah. And, like, it was, like, in the when did I finish the December 18? We spent $15,000. Okay. Yeah. Wow. So we're down to around $35.30, $30,000 in the bank. But Okay. see that that that's that's what we're living off and plus Camilla's what Camilla's wage goes in each, I think, week. I think she gets paid weekly. Yes. Because she only works not full hours. She works, like, Monday, nine till three, Tuesday, nine till one, Wednesday off, and then Friday Thursday and Friday is nine till three. Yep. So she's not a full time full time employee. Yep. The part time. Yeah. But the the the people she works for, the travel consultant company business, really Yeah. look after her.","start_word":5619,"end_word":5816,"sentiment":"neutral","sentiment_score":0.06288114935159683},{"text":"Because she does Oh, she's that's very really nice. it does they gave her a thousand dollar bonus this year Oh, that's lovely.","start_word":5817,"end_word":5839,"sentiment":"positive","sentiment_score":0.41782885789871216},{"text":"Yeah. because of the work she does. And she's going to Canada in July for free. Yep. So normally, I take holidays and stay home and look after this little ball of fluff that's laying next to me because somebody's gonna feed the animals. So I used Yes. to take and because I can't go on these things because they they're done by, like, companies like APT, Scenic, things like that. So they they might have bought out a new, what do you call it? How would you call it? A a travel thing where you can go and see things, do this. And Like a tour? yeah. So they go Yeah. over first, have a look at what it is, and Yeah.","start_word":5840,"end_word":5962,"sentiment":"neutral","sentiment_score":0.05926371102289456},{"text":"then and then, you know, you know, this is pretty good.","start_word":5963,"end_word":5973,"sentiment":"positive","sentiment_score":0.40742093324661255},{"text":"So, you know, Yeah. she comes home with notes and all sorts of stuff and brochures and No. presents for me. Yep. And so when people come in like yourselves, Stacy, you've viewed the QMWA and you went into Teddy Mhmm. Rice and you said, oh, can I I I wanna go and haul out to Canada and call me a little bit today? Oh, well, I've just been there and with this we've got this package, but there's other packages as well. So, yeah, Yep. it's she's been at it for a long time, and she's pretty good at it. Yeah. Oh, wow.","start_word":5974,"end_word":6077,"sentiment":"neutral","sentiment_score":0.11171688884496687},{"text":"She sounds amazing, honestly, and Canada Well, sounds incredible.","start_word":6078,"end_word":6086,"sentiment":"positive","sentiment_score":0.5554252862930298},{"text":"two of the clients invited us out to their place a couple of weeks ago for lunch. And then was it yesterday she came home? Yeah. Yesterday. She came home with Anzac biscuits that this lady had made for her as well Oh, wow. because they're repeat clients. Yeah. My ex farmers, so they so they're a little wealthy. Yeah. And so when they go on holiday, they like holiday. Yeah.","start_word":6087,"end_word":6157,"sentiment":"neutral","sentiment_score":0.11657287925481796},{"text":"Oh, wow. That sounds fantastic.","start_word":6158,"end_word":6162,"sentiment":"positive","sentiment_score":0.48182880878448486},{"text":"Yep. Oh, that's Where awesome. every the everyday Joe Blow goes, skip script as much as you can. The cheapest flights. Cheapest hotels. But that's the way it is. Yeah. No. That's okay.","start_word":6163,"end_word":6195,"sentiment":"neutral","sentiment_score":0.1990284025669098},{"text":"Beautiful.","start_word":6196,"end_word":6196,"sentiment":"positive","sentiment_score":0.5063347816467285},{"text":"Well, if you like, what I can do is I can generate that email for you. I'll pop in there a bit of detail around what Centrelink is gonna request and ask for. I can pop in there the thresholds that they have for you guys to review as well. And then I can put in there as well a bit of detail on what kind of personal advice we can provide that's helping you out or Yep. the information around us requesting the the transaction without advice to draw down the money for the the loan repayment. Okay? Okay. And then you can let me know what you wanna do. Yep. Tomorrow when I go and see my sister and the lady who's named in this, Yep. if I have any questions, can I ring you? Yep. Or Yeah.","start_word":6197,"end_word":6336,"sentiment":"neutral","sentiment_score":0.13669096944587572},{"text":"Absolutely.","start_word":6337,"end_word":6337,"sentiment":"positive","sentiment_score":0.3537120223045349},{"text":"yep.","start_word":6338,"end_word":6338,"sentiment":"neutral","sentiment_score":0.2995999753475189},{"text":"Absolutely.","start_word":6339,"end_word":6339,"sentiment":"positive","sentiment_score":0.3909648656845093},{"text":"I Alright. do have a couple of calls throughout the day, but if you need anything, just call. If I'm available, I'll make sure I take the call there and then. I'll let the team know to stop me no matter what I'm doing. If I'm on a phone call, I'll try to call you back straight away. Okay? Yep. Yep. Not a problem.","start_word":6340,"end_word":6403,"sentiment":"neutral","sentiment_score":0.02264423295855522},{"text":"Yep. All good.","start_word":6404,"end_word":6406,"sentiment":"positive","sentiment_score":0.43092530965805054},{"text":"What time are you going to see him tomorrow? I'm gonna be I've gotta go and give have some blood taken for blood test Mhmm. at 07:30, and then I was just Yep.","start_word":6407,"end_word":6439,"sentiment":"neutral","sentiment_score":0.023308223113417625},{"text":"gonna come back because you can't I have to pass.","start_word":6440,"end_word":6449,"sentiment":"negative","sentiment_score":-0.3752585649490357},{"text":"Okay. I was gonna come back and have breakfast and then go to my sister's place, which is about thirty five minutes away. Yep. So and then we were gonna go down into Harvey and then see Ness and sit down and belt it out. Okay. Even if we Perfect. even if we just set it up and have it Yep. sitting there just in case I I change my mind and and one of these jobs come through. Yep.","start_word":6450,"end_word":6529,"sentiment":"neutral","sentiment_score":0.08201971650123596},{"text":"I don't really wanna go back to work. I've been on the ass for four months.","start_word":6530,"end_word":6545,"sentiment":"negative","sentiment_score":-0.5393744707107544},{"text":"Yeah.","start_word":6546,"end_word":6546,"sentiment":"neutral","sentiment_score":-0.2437143325805664},{"text":"I No. like That's it.","start_word":6547,"end_word":6551,"sentiment":"negative","sentiment_score":-0.3955428898334503},{"text":"okay. Yeah. No. Definitely.","start_word":6552,"end_word":6555,"sentiment":"neutral","sentiment_score":-0.09675239026546478},{"text":"I mean, if you decide you don't wanna go back and you wanna retire fully and just, you know, enjoy golfing and your other hobbies and, you know, enjoy this some time for yourself, there's nothing wrong with that in any way, shape, or form.","start_word":6556,"end_word":6600,"sentiment":"positive","sentiment_score":0.4009305238723755},{"text":"And, I've been I've you know, we been can always working supplement sorry. You're at since I was 15. You know? It's it's a long time. yeah.","start_word":6601,"end_word":6627,"sentiment":"neutral","sentiment_score":0.07340838760137558},{"text":"Absolutely. It's fine for you. Absolutely.","start_word":6628,"end_word":6633,"sentiment":"positive","sentiment_score":0.5551671385765076},{"text":"And, look, as I said, you're at an age where you can be if you're getting the age pension and Camilla is doing some work and you need a little bit more to supplement, we can draw down a bit of an income out of out of your super in pension phase to kinda help you along. And Yes. we'll keep monitoring things. You don't stop in a client. Through pension phase, we're still here to help you, still do reviews, still guide you along. Yes. I'd probably just wanna reassess, you know, the amount of risk that you're taking, maybe do a risk profile to see if we drop your portfolio risk a little bit more and maybe move you into something a bit more conservative for drawing a bit Yeah. of income.","start_word":6634,"end_word":6767,"sentiment":"neutral","sentiment_score":0.13705140352249146},{"text":"I think that might be a good idea.","start_word":6768,"end_word":6775,"sentiment":"positive","sentiment_score":0.37003931403160095},{"text":"Yep. So even though I've while I'm retired, my my super is still making money. Yeah. Absolutely. So 20 So four. normally Yep. yeah. Correct. So while there's no contributions going in, normally, when you're in that retirement phase, we look at something a little bit more conservative, so a bit more defensive where you take less risk in those growth assets like Australian international shares and property and things like that. And Yep. you move into more lower risk investments like cash, bonds, fixed interest. You still have some of those individual those growth assets that you're kind of swapping it out and having more of those defensive investments than you do of those growth investments. So you're taking less risk in the market. But because you're drawing income out, you wanna make sure your portfolio is also generating income. So dividends and income that gets paid out of those to help with what you're drawing down on a regular basis for income, but also so it gets reinvested back in for compounding. So Yeah. it's, you I know, should looking get on at the plane. I should get on the plane and come over to Queensland and sit down and talk with you properly instead of absolutely. over the phone. Yeah.","start_word":6776,"end_word":6988,"sentiment":"neutral","sentiment_score":0.2081720908762703},{"text":"Absolutely.","start_word":6989,"end_word":6989,"sentiment":"positive","sentiment_score":0.35758402943611145},{"text":"If you decided to, let me know.","start_word":6990,"end_word":6996,"sentiment":"neutral","sentiment_score":0.26647934317588806},{"text":"I'll definitely make a lot of time for you.","start_word":6997,"end_word":7005,"sentiment":"positive","sentiment_score":0.42077505588531494},{"text":"We can send it out. But You'd yeah. have to you'd have to do most of it on the golf course because apparently you got some really good golf courses over there. I could pop you in Well, the cart with me. yep.","start_word":7006,"end_word":7048,"sentiment":"neutral","sentiment_score":0.15733163058757782},{"text":"That sounds great.","start_word":7049,"end_word":7051,"sentiment":"positive","sentiment_score":0.5344243049621582},{"text":"Just say the but this is look. I've gotta go out with Neil today because I've Yep. we're we're gonna sort of have some stuff, but I need to be out of Yeah. the office. Yep. Yep. No. Honestly, if you ever did, I would a 110 be there for you. It would not be an issue at Well, all. I I I remember when I joined Oakview and and Yep. Bart was just it. He was the boss, and his Yep. wife was, like, his secretary, and I know she's just had a baby. Yes. Yeah. Samantha told me is it Samantha? Yes. Yeah. Yep. Yes. She told me the other day. Yes. She said, yeah, he's a double dad. Yes. Two Yes. The new baby there. two two two It's world little changing. boys. Yep.","start_word":7052,"end_word":7188,"sentiment":"neutral","sentiment_score":0.03711220622062683},{"text":"They're so cute.","start_word":7189,"end_word":7191,"sentiment":"positive","sentiment_score":0.655303955078125},{"text":"Alright. I'll let you guys know you're a busy girl. No. That's okay. Not a problem at all. Well, I'll send you the email afterwards, and then you can let me know what you'd like to do. Did you want me to maybe book in a time next week for me to call you back and maybe touch base and answer any questions. I mean, if you have questions tomorrow while you're seeing the the doing the settling stuff, feel free to call me. I will I'll let everyone here know to stop me and, you Yep. know, I'll take the call. If I'm on another call, I'll call you straight back as soon as I'm off. So I'll I'll promise I understand you that. you. You're busy Yeah. No. doing That's okay. Yeah. That's okay. I always make time for what you, Neil. But did you want me to do a bit of a catch up you're for next week as well, or do you wanted to see how tomorrow goes and I'll send you doing. this in I was here. this email? I'll I'll Yeah. I'll I'll tend to book one for next week. So Wednesday would be the best day. Yep. That's okay. I have the current time fully booked. So between ten to eleven, my time is full at the moment. But would I be able to do it at, say, 11:30 next this time next week? Say 11:30. Yep. Yes. 11:30 Perfect. your time. Yep. Yep. So that's what? 11:30. Nine thirty. 09:30 Nine thirty. your time. Yep. Yeah. That's Because I've okay. got up a go I'll I've got up four to six this morning. oh, did you? Well, I had to have a brekkie. Yeah.","start_word":7192,"end_word":7483,"sentiment":"neutral","sentiment_score":0.1116238263729092},{"text":"I've had two cups of tea and made my little friend here happy by giving Yeah. him a nice pat.","start_word":7484,"end_word":7503,"sentiment":"positive","sentiment_score":0.495197057723999},{"text":"Yeah. A cat's asset? Because they're our children. We didn't we never had kids. Oh, no. That's okay.","start_word":7504,"end_word":7521,"sentiment":"neutral","sentiment_score":-0.013016343116760254},{"text":"Animals are just as expensive as children, if not just as nice.","start_word":7522,"end_word":7533,"sentiment":"negative","sentiment_score":-0.48120296001434326},{"text":"I've got children and animals, and my animals are definitely my Yep. We've got little cremation boxes. I've got mainly cats and one dog kids. Yeah. up there. I've got six of them. I've got Yep. four horse four horses in the ground.","start_word":7534,"end_word":7576,"sentiment":"neutral","sentiment_score":-0.014408660142920738},{"text":"Wow.","start_word":7577,"end_word":7577,"sentiment":"positive","sentiment_score":0.39539071917533875},{"text":"I've got a little little black one. Camilla bought home on Christmas. She's now 20. Yep.","start_word":7578,"end_word":7593,"sentiment":"neutral","sentiment_score":0.1819245368242264},{"text":"She's just come back from the vet, and she's put on white, and Camilla's really happy because, like, she's deaf as a post, but she's a beautiful little girl.","start_word":7594,"end_word":7622,"sentiment":"positive","sentiment_score":0.34613505005836487},{"text":"Yeah. I'm a pussycat.","start_word":7623,"end_word":7626,"sentiment":"neutral","sentiment_score":0.25471144914627075},{"text":"Oh, that's lovely. That's I might excellent.","start_word":7627,"end_word":7633,"sentiment":"positive","sentiment_score":0.6511343121528625},{"text":"get another dog. If I retire, I might get another Blue Heeler.","start_word":7634,"end_word":7645,"sentiment":"neutral","sentiment_score":0.185231551527977},{"text":"Yeah. Nice. They're gorgeous dogs.","start_word":7646,"end_word":7650,"sentiment":"positive","sentiment_score":0.6433067917823792},{"text":"I've I've had two Blueys over thirty years. Yeah. They both lasted they both died at 14, and Wow. and and I I don't people these people that get animals and they die, and next day I go and buy another one or get another dog.","start_word":7651,"end_word":7696,"sentiment":"neutral","sentiment_score":-0.117508627474308},{"text":"I I couldn't do that.","start_word":7697,"end_word":7701,"sentiment":"negative","sentiment_score":-0.352758526802063},{"text":"I got a great first.","start_word":7702,"end_word":7706,"sentiment":"positive","sentiment_score":0.5218344330787659},{"text":"Yes. So I waited two years and we found one in Boyan up at the market. What Yep.","start_word":7707,"end_word":7724,"sentiment":"neutral","sentiment_score":0.1309434026479721}],"average":{"sentiment":"neutral","sentiment_score":0.03725987306937644}}}}