{"metadata":{"transaction_key":"deprecated","request_id":"019f87b7-946d-7773-9879-e71b9b0d16ce","sha256":"a8fff76aa5b7f981e607b8006e457c4ccf472c02668401eb8174fdb899a4fe61","created":"2026-07-22T02:46:25.775Z","duration":696.67194,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":2204,"output_tokens":131},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":2376,"output_tokens":2381},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":2376,"output_tokens":84}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Ashley. My name is Larissa from OC Financial. How are you going? That's good. Do you mind if I borrow a few moments of your time? No. Yeah. I've got you loud and clear. Perfect. I was just giving you a call because, obviously, the new financial year has rolled over, and I just sort of noticed that you had made some additional contributions, and I want to talk to you about them if now is an okay time to just run through. Yeah. Cool. Alright. Well, I just do need to let you know that our calls are recorded. And if I could, do you have a password on file? To save it for your team? Yeah. Cool. Thanks for that. Okay. So I was just doing a like, a review of of of your file. And last financial year, so finishing the June 30, you made $7,162.39 in personal contributions. And I was wanting to touch base and see whether you were intending or wanting to claim those as a tax deduction at all. So that way, you can basically get the tax back rather than paying your marginal tax rate. Yeah. So what I can do is I can essentially submit the claim on my end, and then in about a week, you'll get a a receipt. And when you do your tax return, you take that receipt in with you to your your tax your tax tech agent, and you'll be able to claim that money back. Basically, it becomes a deduction for you. Yep. Yeah. So the Superfund will pay tax, so then you get your marginal rate back. Yeah. Which you you earn around the $60,000 income per like, your your income's about 60,000? Okay. Yeah. Yeah. Do you know what you earned last financial year? Okay. No. That's no. That's good. Because if if you had earned less, then there might have been an opportunity that instead of claiming, we could have just left the money there and had a government co contribution pay you instead so the government gives you, like, $500. But, yeah, if if you yes. Yeah. Yeah. The one that finished, like, twenty two days ago. Beginning yeah. Beginning of the year, I think you did your your tax return for last last year. But yes. Yep. Yes. Yeah. No. That's okay. Well, this is the '25, '26 financial year. Mhmm. Perfect. No. Yeah. Definitely. That will. Yep. $7.01 $6.02. Yeah. It does. Alright. Yeah. So you're you've you've earned in that in that upper bracket, so it it it works out better for you tax wise to claim it. So and you've you've done that in the past as well. I am just doing the actual math to try and work it out, but I've I kind of was eyeballing it. Give me one second. Oh, That would be probably I think it's about 60,000 800 if my master's right. 60? Probably 55. Anyway yeah. There it is. $1.06 2. $1.06 2. Yep. I'm having god awful time trying to do that math, but that's okay. I know exactly how to do the formula, but anyway, it's just Wednesday morning. Oh, Wednesday afternoon already. No. That's okay. I will I will triple check the math that I can offer for you just to double to confirm that making the claim does make the most tax sense and whether because, like, if you've if you've if your income's on the lowest side, then the government co contribution does become available to you. So for last last financial year, if you earn anywhere between 47 and 62,000, which it probably looks like you might actually be in that range, then you you you open yourself up for the the government co contribution. So, no. It happens automatically. So they just they pay it after you do your tax return. It just automatically goes in. So last financial year, you received the government co contribution. And more than likely, that government code contribution, depending on what actually was paid, which I can have a look at right now, may be on the back of you doing your tax return in the May. So let me have a look at exactly when that was paid because it'll just depend on when it was paid. I want last financial year. That's what I wanna look at. There we go. Yeah. Literally, the ATO paid it on the twenty fifth of the sixth. So that was that was on the back of you doing your tax return. Last financial year, they they popped that in. No. Oh, wait. So the way the government co contribution works is if you put a thousand dollars in and you earn like, your your income is lower than the lower income threshold, then you will automatically, after doing your tax return, have the government co contribution paid into your super fund. If you earn between the lower and the upper threshold, which changes every year based on, like, the CPI increases, then you'll get a portion of it. So the financial year that you were paid for was obviously 2425, and it was paid in 2526. And you got the full amount, the full 500, which indicates to me that you earned lower than what the threshold was for that financial year, which was still it was sitting around the 20 sorry, the $4,647,000 dollar mark. And that could've just been by the time you wrote off any of your expenses and and and and because it's all based on your assessable income. So you you you got that. So theoretically speaking, if we were to decrease your income by, like, the $6,162.39, leave a thousand dollars sitting in that that non concessional to get the extra 500, that could actually work out. But I wanna do the math properly and figure out where your contribution sit. Alternatively, if you want, I can always send you all this information in the email. And when you go and sit with your accountant to do 2526 financial year, you can just get get your accountant to kind of run through the figures based on whatever you deduct and what would happen with that financial year. Because, obviously, I can't attest to what you are able to deduct from your like, the business and contracting and stuff like that. And if you do have a quite a high amount of deductibles, that'll obviously change things for you. So which way, I guess, would you like to go? Do you want me to just sort of email you the information and the accountant can have a chat when you sit down and do it? Yeah. No. Okay. A little bit. Yeah. No. Absolutely. Look. So long as you get the submission for the the claim in before the end of the this financial year, we're all good. So so you have a full twelve months after the end of the financial year to to get that what's called a notice of intent to claim submitted. I'll pop that in the email for you so that way you have it highlighted, and I'll pop all the amounts in and everything like that. And and that way, you can have a chat to the account. Okay? Okay. Perfect. Well, I'll get that email sent off to you shortly. No problem at all, Ashley. We'll speak later. K. Bye.","confidence":0.9970703,"words":[{"word":"hi","start":5.68,"end":6.18,"confidence":0.986084,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.17711856961250305},{"word":"ashley","start":6.3199997,"end":6.7999997,"confidence":0.9970703,"punctuated_word":"Ashley.","sentiment":"neutral","sentiment_score":0.17890316247940063},{"word":"my","start":6.7999997,"end":7.04,"confidence":0.9716797,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.1851731836795807},{"word":"name","start":7.04,"end":7.2,"confidence":0.99902344,"punctuated_word":"name","sentiment":"neutral","sentiment_score":0.1787283718585968},{"word":"is","start":7.2,"end":7.2799997,"confidence":0.65722656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18580952286720276},{"word":"larissa","start":7.2799997,"end":7.7599998,"confidence":0.6549072,"punctuated_word":"Larissa","sentiment":"neutral","sentiment_score":0.1307239830493927},{"word":"from","start":7.7599998,"end":8.08,"confidence":0.9921875,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.19507354497909543},{"word":"oc","start":8.08,"end":8.32,"confidence":0.21569824,"punctuated_word":"OC","sentiment":"neutral","sentiment_score":0.15049873292446136},{"word":"financial","start":8.32,"end":8.72,"confidence":0.98657227,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.13728174567222595},{"word":"how","start":8.72,"end":8.88,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.23028142750263217},{"word":"are","start":8.88,"end":8.96,"confidence":0.9902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2444414645433426},{"word":"you","start":8.96,"end":9.04,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23231977224349976},{"word":"going","start":9.04,"end":9.54,"confidence":0.9926758,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.2221609354019165},{"word":"that's","start":11.12,"end":11.5199995,"confidence":0.77905273,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.7119433879852295},{"word":"good","start":11.5199995,"end":11.84,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6737670302391052},{"word":"do","start":11.84,"end":11.92,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.18995042145252228},{"word":"you","start":11.92,"end":12.0,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1746724396944046},{"word":"mind","start":12.0,"end":12.24,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.15021836757659912},{"word":"if","start":12.24,"end":12.4,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19782276451587677},{"word":"i","start":12.4,"end":12.48,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18547800183296204},{"word":"borrow","start":12.48,"end":12.719999,"confidence":1.0,"punctuated_word":"borrow","sentiment":"neutral","sentiment_score":0.115841805934906},{"word":"a","start":12.719999,"end":12.799999,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10510583221912384},{"word":"few","start":12.799999,"end":12.96,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.0876239463686943},{"word":"moments","start":12.96,"end":13.28,"confidence":0.99316406,"punctuated_word":"moments","sentiment":"neutral","sentiment_score":0.11002855002880096},{"word":"of","start":13.28,"end":13.44,"confidence":0.97314453,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0967184156179428},{"word":"your","start":13.44,"end":13.599999,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08474365621805191},{"word":"time","start":13.599999,"end":14.099999,"confidence":0.9995117,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.1094588339328766},{"word":"no","start":17.515,"end":18.015,"confidence":0.9802246,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.02491416409611702},{"word":"yeah","start":18.154999,"end":18.474998,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.041109904646873474},{"word":"i've","start":18.474998,"end":18.555,"confidence":0.99658203,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.05638977140188217},{"word":"got","start":18.555,"end":18.715,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0536576509475708},{"word":"you","start":18.715,"end":18.955,"confidence":0.9506836,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06620924919843674},{"word":"loud","start":18.955,"end":19.115,"confidence":0.99902344,"punctuated_word":"loud","sentiment":"neutral","sentiment_score":0.07430987060070038},{"word":"and","start":19.115,"end":19.275,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08878419548273087},{"word":"clear","start":19.275,"end":19.775,"confidence":1.0,"punctuated_word":"clear.","sentiment":"neutral","sentiment_score":0.0751270204782486},{"word":"perfect","start":21.435,"end":21.935,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.49695390462875366},{"word":"i","start":21.994999,"end":22.154999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21147865056991577},{"word":"was","start":22.154999,"end":22.474998,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1835433393716812},{"word":"just","start":22.474998,"end":22.634998,"confidence":0.6582031,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2465396523475647},{"word":"giving","start":22.634998,"end":22.875,"confidence":0.9892578,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.18894131481647491},{"word":"you","start":22.875,"end":22.955,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21216772496700287},{"word":"a","start":22.955,"end":23.035,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1564093381166458},{"word":"call","start":23.035,"end":23.195,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.1006142646074295},{"word":"because","start":23.195,"end":23.435,"confidence":0.7492676,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.13266843557357788},{"word":"obviously","start":23.435,"end":23.755,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.155528724193573},{"word":"the","start":23.755,"end":23.914999,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1542649120092392},{"word":"new","start":23.914999,"end":24.154999,"confidence":0.9428711,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.1228659525513649},{"word":"financial","start":24.154999,"end":24.555,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.07860735058784485},{"word":"year","start":24.555,"end":24.715,"confidence":0.8457031,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.09662527590990068},{"word":"has","start":24.715,"end":24.875,"confidence":0.53515625,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.12517866492271423},{"word":"rolled","start":24.875,"end":25.195,"confidence":0.99902344,"punctuated_word":"rolled","sentiment":"neutral","sentiment_score":0.20280298590660095},{"word":"over","start":25.195,"end":25.695,"confidence":0.76416016,"punctuated_word":"over,","sentiment":"neutral","sentiment_score":0.20106768608093264},{"word":"and","start":26.395,"end":26.895,"confidence":0.9013672,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10843481868505478},{"word":"i","start":27.89,"end":28.05,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07510451972484589},{"word":"just","start":28.05,"end":28.29,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08420369029045105},{"word":"sort","start":28.29,"end":28.53,"confidence":0.97314453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04518584907054901},{"word":"of","start":28.53,"end":28.69,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06618832051753998},{"word":"noticed","start":28.69,"end":29.01,"confidence":0.9951172,"punctuated_word":"noticed","sentiment":"neutral","sentiment_score":0.0805225595831871},{"word":"that","start":29.01,"end":29.51,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07071878761053085},{"word":"you","start":29.65,"end":29.89,"confidence":0.89990234,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06372547149658203},{"word":"had","start":29.89,"end":30.130001,"confidence":0.984375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05605265498161316},{"word":"made","start":30.130001,"end":30.29,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.08086997270584106},{"word":"some","start":30.29,"end":30.61,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.05188046768307686},{"word":"additional","start":30.61,"end":31.09,"confidence":1.0,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.0739751011133194},{"word":"contributions","start":31.09,"end":31.59,"confidence":0.717041,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":0.053196195513010025},{"word":"and","start":31.65,"end":31.73,"confidence":0.83935547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0680960863828659},{"word":"i","start":31.73,"end":31.89,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07431188970804214},{"word":"want","start":31.89,"end":32.21,"confidence":0.7036133,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.08136801421642303},{"word":"to","start":32.21,"end":32.29,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10724849998950958},{"word":"talk","start":32.29,"end":32.45,"confidence":0.99902344,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.06973937153816223},{"word":"to","start":32.45,"end":32.53,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10647501051425934},{"word":"you","start":32.53,"end":32.61,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1091391295194626},{"word":"about","start":32.61,"end":32.85,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08763767033815384},{"word":"them","start":32.85,"end":33.09,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.1061164140701294},{"word":"if","start":33.09,"end":33.59,"confidence":0.8676758,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09536819159984589},{"word":"now","start":33.97,"end":34.21,"confidence":0.9980469,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.0471021756529808},{"word":"is","start":34.21,"end":34.37,"confidence":0.5102539,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05513337254524231},{"word":"an","start":34.37,"end":34.53,"confidence":0.99609375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07368133217096329},{"word":"okay","start":34.53,"end":34.85,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.09167148172855376},{"word":"time","start":34.85,"end":35.09,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.11194820702075958},{"word":"to","start":35.09,"end":35.17,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09579590708017348},{"word":"just","start":35.17,"end":35.41,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12450957298278809},{"word":"run","start":35.41,"end":35.65,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.07209634780883789},{"word":"through","start":35.65,"end":36.15,"confidence":0.89208984,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.08457224071025848},{"word":"yeah","start":37.489998,"end":37.809998,"confidence":0.90527344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16818343102931976},{"word":"cool","start":37.809998,"end":38.05,"confidence":0.99853516,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.29696595668792725},{"word":"alright","start":38.05,"end":38.29,"confidence":0.99902344,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.1958594024181366},{"word":"well","start":38.29,"end":38.45,"confidence":0.9980469,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.09747638553380966},{"word":"i","start":38.45,"end":38.53,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07996775209903717},{"word":"just","start":38.53,"end":38.85,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08913835883140564},{"word":"do","start":38.85,"end":39.010002,"confidence":0.8491211,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06822790950536728},{"word":"need","start":39.010002,"end":39.09,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07128690183162689},{"word":"to","start":39.09,"end":39.17,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05681497976183891},{"word":"let","start":39.17,"end":39.33,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.05063921213150024},{"word":"you","start":39.33,"end":39.41,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05923127382993698},{"word":"know","start":39.41,"end":39.57,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.06364651769399643},{"word":"that","start":39.57,"end":39.65,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07857897132635117},{"word":"our","start":39.65,"end":39.809998,"confidence":0.97314453,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.06587733328342438},{"word":"calls","start":39.809998,"end":39.93,"confidence":0.85546875,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.07407219707965851},{"word":"are","start":39.93,"end":40.05,"confidence":0.984375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08358808606863022},{"word":"recorded","start":40.05,"end":40.37,"confidence":0.92456055,"punctuated_word":"recorded.","sentiment":"neutral","sentiment_score":0.09485004097223282},{"word":"and","start":40.37,"end":40.53,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.055204126983881},{"word":"if","start":40.53,"end":40.69,"confidence":0.97509766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06695584207773209},{"word":"i","start":40.69,"end":40.77,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06982620805501938},{"word":"could","start":40.77,"end":40.93,"confidence":0.9909668,"punctuated_word":"could,","sentiment":"neutral","sentiment_score":0.07870423793792725},{"word":"do","start":40.93,"end":41.09,"confidence":0.6542969,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04972106963396072},{"word":"you","start":41.09,"end":41.17,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05328592285513878},{"word":"have","start":41.17,"end":41.33,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07315346598625183},{"word":"a","start":41.33,"end":41.41,"confidence":0.8457031,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07764635980129242},{"word":"password","start":41.41,"end":41.89,"confidence":0.99902344,"punctuated_word":"password","sentiment":"neutral","sentiment_score":0.06638430058956146},{"word":"on","start":41.89,"end":42.05,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04611154645681381},{"word":"file","start":42.05,"end":42.55,"confidence":0.8354492,"punctuated_word":"file?","sentiment":"neutral","sentiment_score":0.06440676748752594},{"word":"to","start":43.315,"end":43.555,"confidence":0.8491211,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.050083812326192856},{"word":"save","start":43.555,"end":43.795,"confidence":0.52490234,"punctuated_word":"save","sentiment":"neutral","sentiment_score":0.07791348546743393},{"word":"it","start":43.795,"end":43.875,"confidence":0.9091797,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07908362150192261},{"word":"for","start":43.875,"end":44.375,"confidence":0.9770508,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05540141463279724},{"word":"your","start":46.434998,"end":46.934998,"confidence":0.84277344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06384634226560593},{"word":"team","start":48.995,"end":49.315,"confidence":0.99560547,"punctuated_word":"team?","sentiment":"neutral","sentiment_score":0.04559892788529396},{"word":"yeah","start":49.315,"end":49.715,"confidence":0.99365234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15044516324996948},{"word":"cool","start":49.715,"end":49.954998,"confidence":0.9970703,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4334104359149933},{"word":"thanks","start":49.954998,"end":50.195,"confidence":0.99902344,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.6310919523239136},{"word":"for","start":50.195,"end":50.355,"confidence":0.9970703,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5759403705596924},{"word":"that","start":50.355,"end":50.855,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.510150671005249},{"word":"okay","start":51.795,"end":52.295,"confidence":0.92871094,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.17799216508865356},{"word":"so","start":52.355,"end":52.855,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06994947046041489},{"word":"i","start":53.155,"end":53.655,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07225758582353592},{"word":"was","start":53.875,"end":54.114998,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.053931642323732376},{"word":"just","start":54.114998,"end":54.515,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06855983287096024},{"word":"doing","start":54.515,"end":54.754997,"confidence":0.97265625,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.04916985705494881},{"word":"a","start":54.754997,"end":54.995,"confidence":0.9316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05676765739917755},{"word":"like","start":55.235,"end":55.394997,"confidence":0.88720703,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07348752021789551},{"word":"a","start":55.394997,"end":55.555,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08323842287063599},{"word":"review","start":55.555,"end":55.954998,"confidence":0.99902344,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.09656979888677596},{"word":"of","start":55.954998,"end":56.274998,"confidence":0.92822266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05951136350631714},{"word":"of","start":56.274998,"end":56.675,"confidence":0.9580078,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09245897829532625},{"word":"of","start":56.675,"end":56.835,"confidence":0.69677734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12484538555145264},{"word":"your","start":56.835,"end":57.155,"confidence":0.82470703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11781249195337296},{"word":"file","start":57.155,"end":57.635,"confidence":0.73339844,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.10828471183776855},{"word":"and","start":57.635,"end":58.135,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.035930268466472626},{"word":"last","start":59.07,"end":59.469997,"confidence":0.9892578,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.022233188152313232},{"word":"financial","start":59.469997,"end":59.87,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.03682143613696098},{"word":"year","start":59.87,"end":60.109997,"confidence":0.96875,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.03423114866018295},{"word":"so","start":60.109997,"end":60.35,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06249452009797096},{"word":"finishing","start":60.35,"end":60.829998,"confidence":0.9970703,"punctuated_word":"finishing","sentiment":"neutral","sentiment_score":0.06274537742137909},{"word":"the","start":60.829998,"end":60.989998,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07359279692173004},{"word":"june","start":60.989998,"end":61.519997,"confidence":0.9983724,"punctuated_word":"June","sentiment":"neutral","sentiment_score":0.06669194996356964},{"word":"30","start":61.519997,"end":62.049995,"confidence":0.9983724,"punctuated_word":"30,","sentiment":"neutral","sentiment_score":0.06263688951730728},{"word":"you","start":62.269997,"end":62.589996,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07411724328994751},{"word":"made","start":62.589996,"end":62.989998,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.08524574339389801},{"word":"$7,162.39","start":62.989998,"end":66.03,"confidence":0.99874437,"punctuated_word":"$7,162.39","sentiment":"neutral","sentiment_score":0.08403820544481277},{"word":"in","start":66.03,"end":66.43,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10747667402029036},{"word":"personal","start":66.43,"end":66.93,"confidence":1.0,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.08422201871871948},{"word":"contributions","start":66.99,"end":67.49,"confidence":0.91430664,"punctuated_word":"contributions.","sentiment":"neutral","sentiment_score":0.06495141983032227},{"word":"and","start":68.83,"end":69.229996,"confidence":0.9091797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.030511334538459774},{"word":"i","start":69.229996,"end":69.39,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.016452647745609283},{"word":"was","start":69.39,"end":69.63,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.018299631774425507},{"word":"wanting","start":69.63,"end":69.95,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.052701860666275024},{"word":"to","start":69.95,"end":70.03,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06422162801027298},{"word":"touch","start":70.03,"end":70.27,"confidence":1.0,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.05113235488533974},{"word":"base","start":70.27,"end":70.509995,"confidence":0.9980469,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.04776397719979286},{"word":"and","start":70.509995,"end":70.67,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.034214846789836884},{"word":"see","start":70.67,"end":70.909996,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.04022679477930069},{"word":"whether","start":70.909996,"end":71.31,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.03850875794887543},{"word":"you","start":71.31,"end":71.549995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04660835862159729},{"word":"were","start":71.549995,"end":71.95,"confidence":0.99902344,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.017083965241909027},{"word":"intending","start":71.95,"end":72.45,"confidence":0.99902344,"punctuated_word":"intending","sentiment":"neutral","sentiment_score":0.035888586193323135},{"word":"or","start":72.509995,"end":72.75,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06840574741363525},{"word":"wanting","start":72.75,"end":72.99,"confidence":1.0,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.04031253606081009},{"word":"to","start":72.99,"end":73.149994,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09508668631315231},{"word":"claim","start":73.149994,"end":73.47,"confidence":1.0,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.11489499360322952},{"word":"those","start":73.47,"end":73.79,"confidence":0.9951172,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1711282730102539},{"word":"as","start":73.79,"end":74.03,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09208554029464722},{"word":"a","start":74.03,"end":74.325,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14804847538471222},{"word":"tax","start":74.805,"end":75.204994,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.16624709963798523},{"word":"deduction","start":75.204994,"end":75.704994,"confidence":1.0,"punctuated_word":"deduction","sentiment":"neutral","sentiment_score":0.10890278965234756},{"word":"at","start":75.84499,"end":76.085,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1020193099975586},{"word":"all","start":76.085,"end":76.585,"confidence":0.86279297,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.10839428007602692},{"word":"so","start":76.965,"end":77.204994,"confidence":0.59716797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11311637610197069},{"word":"that","start":77.204994,"end":77.365,"confidence":0.9863281,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13398000597953796},{"word":"way","start":77.365,"end":77.604996,"confidence":0.7805176,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.15590426325798035},{"word":"you","start":77.604996,"end":77.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1819012463092804},{"word":"can","start":77.685,"end":77.84499,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15730898082256317},{"word":"basically","start":77.84499,"end":78.244995,"confidence":0.95410156,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.1762206256389618},{"word":"get","start":78.244995,"end":78.564995,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.15278299152851105},{"word":"the","start":78.564995,"end":78.725,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13639439642429352},{"word":"tax","start":78.725,"end":79.045,"confidence":0.9951172,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.17809215188026428},{"word":"back","start":79.045,"end":79.365,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.13448363542556763},{"word":"rather","start":79.365,"end":79.685,"confidence":0.97802734,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.11474604904651642},{"word":"than","start":79.685,"end":79.84499,"confidence":0.9921875,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.08722939342260361},{"word":"paying","start":79.84499,"end":80.085,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.01642841100692749},{"word":"your","start":80.085,"end":80.325,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0041894614696502686},{"word":"marginal","start":80.325,"end":80.725,"confidence":0.99902344,"punctuated_word":"marginal","sentiment":"neutral","sentiment_score":-0.08174077421426773},{"word":"tax","start":80.725,"end":81.125,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.011668823659420012},{"word":"rate","start":81.125,"end":81.625,"confidence":0.9682617,"punctuated_word":"rate.","sentiment":"neutral","sentiment_score":0.03677722066640854},{"word":"yeah","start":83.685,"end":84.185,"confidence":0.89160156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1194148063659668},{"word":"so","start":84.405,"end":84.905,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13421666622161865},{"word":"what","start":84.965,"end":85.125,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16568779945373535},{"word":"i","start":85.125,"end":85.284996,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1358408480882645},{"word":"can","start":85.284996,"end":85.445,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15887559950351715},{"word":"do","start":85.445,"end":85.685,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16943100094795227},{"word":"is","start":85.685,"end":85.924995,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1640283167362213},{"word":"i","start":85.924995,"end":86.085,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17528776824474335},{"word":"can","start":86.085,"end":86.325,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18029330670833588},{"word":"essentially","start":86.325,"end":86.825,"confidence":0.90625,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.1744557023048401},{"word":"submit","start":87.659996,"end":88.14,"confidence":1.0,"punctuated_word":"submit","sentiment":"neutral","sentiment_score":0.14244940876960754},{"word":"the","start":88.14,"end":88.38,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14381472766399384},{"word":"claim","start":88.38,"end":88.88,"confidence":1.0,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.1595483273267746},{"word":"on","start":89.02,"end":89.259995,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16376841068267822},{"word":"my","start":89.259995,"end":89.42,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1820979118347168},{"word":"end","start":89.42,"end":89.92,"confidence":0.7866211,"punctuated_word":"end,","sentiment":"neutral","sentiment_score":0.1599501073360443},{"word":"and","start":90.06,"end":90.22,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15005898475646973},{"word":"then","start":90.22,"end":90.46,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.13741424679756165},{"word":"in","start":90.46,"end":90.619995,"confidence":0.9892578,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12917889654636383},{"word":"about","start":90.619995,"end":90.86,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12347440421581268},{"word":"a","start":90.86,"end":90.939995,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15873563289642334},{"word":"week","start":90.939995,"end":91.439995,"confidence":0.92211914,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.14683371782302856},{"word":"you'll","start":91.5,"end":91.74,"confidence":0.9951172,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.15460726618766785},{"word":"get","start":91.74,"end":92.24,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16830316185951233},{"word":"a","start":92.7,"end":93.2,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14922195672988892},{"word":"a","start":93.659996,"end":93.82,"confidence":0.66308594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1492495834827423},{"word":"receipt","start":93.82,"end":94.299995,"confidence":0.94873047,"punctuated_word":"receipt.","sentiment":"neutral","sentiment_score":0.1521623730659485},{"word":"and","start":94.299995,"end":94.46,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15995465219020844},{"word":"when","start":94.46,"end":94.619995,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.16760319471359253},{"word":"you","start":94.619995,"end":94.78,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1584162414073944},{"word":"do","start":94.78,"end":94.939995,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1260424703359604},{"word":"your","start":94.939995,"end":95.1,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1496022790670395},{"word":"tax","start":95.1,"end":95.259995,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1359030306339264},{"word":"return","start":95.259995,"end":95.58,"confidence":0.99609375,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":0.14658448100090027},{"word":"you","start":95.58,"end":95.74,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1419731080532074},{"word":"take","start":95.74,"end":95.899994,"confidence":0.9970703,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.17321059107780457},{"word":"that","start":95.899994,"end":96.14,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1571812778711319},{"word":"receipt","start":96.14,"end":96.64,"confidence":0.99902344,"punctuated_word":"receipt","sentiment":"neutral","sentiment_score":0.14647214114665985},{"word":"in","start":97.1,"end":97.6,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1801580786705017},{"word":"with","start":97.659996,"end":97.979996,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18550947308540344},{"word":"you","start":97.979996,"end":98.479996,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1934424489736557},{"word":"to","start":98.86,"end":99.02,"confidence":0.90478516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16763651371002197},{"word":"your","start":99.02,"end":99.34,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17705543339252472},{"word":"your","start":99.34,"end":99.5,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1641266942024231},{"word":"tax","start":99.5,"end":99.899994,"confidence":0.96777344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1770152896642685},{"word":"your","start":99.899994,"end":100.14,"confidence":0.56591797,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14615567028522491},{"word":"tax","start":100.14,"end":100.46,"confidence":0.9863281,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.17071494460105896},{"word":"tech","start":100.46,"end":100.78,"confidence":0.70703125,"punctuated_word":"tech","sentiment":"neutral","sentiment_score":0.136108860373497},{"word":"agent","start":100.78,"end":101.28,"confidence":0.87231445,"punctuated_word":"agent,","sentiment":"neutral","sentiment_score":0.17731527984142303},{"word":"and","start":102.285,"end":102.785,"confidence":0.97265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20432314276695251},{"word":"you'll","start":102.925,"end":103.245,"confidence":0.99902344,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.2219884842634201},{"word":"be","start":103.245,"end":103.325005,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.26622238755226135},{"word":"able","start":103.325005,"end":103.485,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.24590614438056943},{"word":"to","start":103.485,"end":103.565,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2565358579158783},{"word":"claim","start":103.565,"end":103.885,"confidence":0.99609375,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.2189802527427673},{"word":"that","start":103.885,"end":104.045006,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2234961837530136},{"word":"money","start":104.045006,"end":104.285,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.19881033897399905},{"word":"back","start":104.285,"end":104.765,"confidence":0.9970703,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.16029983758926392},{"word":"basically","start":104.765,"end":105.165,"confidence":0.98706055,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.10532943904399872},{"word":"it","start":105.165,"end":105.325005,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15150970220565796},{"word":"becomes","start":105.325005,"end":105.645004,"confidence":0.9970703,"punctuated_word":"becomes","sentiment":"neutral","sentiment_score":0.14447209239006042},{"word":"a","start":105.645004,"end":106.045,"confidence":0.89746094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14474394917488098},{"word":"deduction","start":106.045,"end":106.445,"confidence":0.9873047,"punctuated_word":"deduction","sentiment":"neutral","sentiment_score":0.1091022491455078},{"word":"for","start":106.445,"end":106.525,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1221536248922348},{"word":"you","start":106.525,"end":107.025,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.08832347393035889},{"word":"yep","start":111.565,"end":112.045,"confidence":0.9741211,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07317705452442169},{"word":"yeah","start":112.045,"end":112.365005,"confidence":0.98583984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0650521069765091},{"word":"so","start":112.365005,"end":112.525,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04333372041583061},{"word":"the","start":112.525,"end":112.685005,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06712636351585388},{"word":"superfund","start":112.685005,"end":113.085,"confidence":0.7097168,"punctuated_word":"Superfund","sentiment":"neutral","sentiment_score":0.11659471690654756},{"word":"will","start":113.085,"end":113.245,"confidence":0.9902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08446940779685974},{"word":"pay","start":113.245,"end":113.485,"confidence":0.9970703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.07024889439344406},{"word":"tax","start":113.485,"end":113.645004,"confidence":0.8322754,"punctuated_word":"tax,","sentiment":"neutral","sentiment_score":0.09365703910589218},{"word":"so","start":113.645004,"end":113.805,"confidence":0.74658203,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11422815918922424},{"word":"then","start":113.805,"end":113.965004,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.13642404973506927},{"word":"you","start":113.965004,"end":114.045,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13501766324043274},{"word":"get","start":114.045,"end":114.205,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10292208194732666},{"word":"your","start":114.205,"end":114.365005,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07647649943828583},{"word":"marginal","start":114.365005,"end":114.845,"confidence":1.0,"punctuated_word":"marginal","sentiment":"neutral","sentiment_score":0.04362308979034424},{"word":"rate","start":114.845,"end":115.005005,"confidence":0.98291016,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.1278819441795349},{"word":"back","start":115.005005,"end":115.505005,"confidence":0.99316406,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.06845563650131226},{"word":"yeah","start":116.88,"end":117.38,"confidence":0.9645996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04342528432607651},{"word":"which","start":117.6,"end":118.1,"confidence":0.99609375,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":0.024512233212590218},{"word":"you","start":118.24,"end":118.72,"confidence":0.7583008,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02494225837290287},{"word":"you","start":118.72,"end":118.88,"confidence":0.98291016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029890887439250943},{"word":"earn","start":118.88,"end":119.12,"confidence":0.93603516,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":0.04314402863383293},{"word":"around","start":119.12,"end":119.36,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.05665098875761032},{"word":"the","start":119.36,"end":119.52,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04012017324566841},{"word":"$60,000","start":119.52,"end":120.58,"confidence":0.9951172,"punctuated_word":"$60,000","sentiment":"neutral","sentiment_score":0.05401952564716339},{"word":"income","start":122.4,"end":122.8,"confidence":0.9951172,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.06605526804924011},{"word":"per","start":122.8,"end":122.96,"confidence":0.40576172,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.046729132533073425},{"word":"like","start":123.04,"end":123.28,"confidence":0.94506836,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.049454569816589355},{"word":"your","start":123.28,"end":123.44,"confidence":0.82177734,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.043619707226753235},{"word":"your","start":123.44,"end":123.68,"confidence":0.49804688,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.034558191895484924},{"word":"income's","start":123.68,"end":124.08,"confidence":0.86450195,"punctuated_word":"income's","sentiment":"neutral","sentiment_score":0.04780126363039017},{"word":"about","start":124.08,"end":124.32,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.039401520043611526},{"word":"60,000","start":124.32,"end":125.06,"confidence":0.88635254,"punctuated_word":"60,000?","sentiment":"neutral","sentiment_score":0.0436478853225708},{"word":"okay","start":136.33499,"end":136.83499,"confidence":0.84936523,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.058521755039691925},{"word":"yeah","start":148.27,"end":148.59001,"confidence":0.83569336,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06651166081428528},{"word":"yeah","start":148.59001,"end":149.09001,"confidence":0.8366699,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.047578804194927216},{"word":"do","start":149.15001,"end":149.39,"confidence":0.8100586,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.015283629298210144},{"word":"you","start":149.39,"end":149.55,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.028816111385822296},{"word":"know","start":149.55,"end":149.79001,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.022442933171987537},{"word":"what","start":149.79001,"end":149.95001,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.02818765491247177},{"word":"you","start":149.95001,"end":150.27,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01779951900243759},{"word":"earned","start":150.27,"end":150.77,"confidence":0.8642578,"punctuated_word":"earned","sentiment":"neutral","sentiment_score":0.0019457563757896423},{"word":"last","start":151.71,"end":152.11,"confidence":0.99121094,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.002426326274871826},{"word":"financial","start":152.11,"end":152.61,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.0027799569070339203},{"word":"year","start":152.67001,"end":153.17001,"confidence":0.99853516,"punctuated_word":"year?","sentiment":"neutral","sentiment_score":0.011046219617128372},{"word":"okay","start":162.705,"end":163.205,"confidence":0.9970703,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0411718413233757},{"word":"no","start":163.745,"end":163.985,"confidence":0.9980469,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03076668083667755},{"word":"that's","start":163.985,"end":164.385,"confidence":0.99658203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.02805580012500286},{"word":"no","start":164.545,"end":164.705,"confidence":0.8046875,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.07745158672332764},{"word":"that's","start":164.705,"end":164.945,"confidence":0.9970703,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2269831150770187},{"word":"good","start":164.945,"end":165.445,"confidence":0.8952637,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.20687218010425568},{"word":"because","start":165.905,"end":166.30501,"confidence":0.6660156,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.08705668151378632},{"word":"if","start":166.30501,"end":166.705,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.24650485813617704},{"word":"if","start":166.705,"end":166.945,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.21023935079574585},{"word":"you","start":166.945,"end":167.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1885538548231125},{"word":"had","start":167.185,"end":167.505,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.11260942369699478},{"word":"earned","start":167.505,"end":168.005,"confidence":0.7573242,"punctuated_word":"earned","sentiment":"neutral","sentiment_score":0.053448207676410675},{"word":"less","start":168.065,"end":168.565,"confidence":0.9890137,"punctuated_word":"less,","sentiment":"neutral","sentiment_score":0.0651150569319725},{"word":"then","start":168.84001,"end":169.0,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10479424148797988},{"word":"there","start":169.0,"end":169.08,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.15779700875282288},{"word":"might","start":169.08,"end":169.32,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.18975701928138733},{"word":"have","start":169.32,"end":169.40001,"confidence":0.87060547,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2286181747913361},{"word":"been","start":169.40001,"end":169.64,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.12861695885658264},{"word":"an","start":169.64,"end":169.8,"confidence":0.9770508,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.17786574363708496},{"word":"opportunity","start":169.8,"end":170.20001,"confidence":1.0,"punctuated_word":"opportunity","sentiment":"neutral","sentiment_score":0.1807899922132492},{"word":"that","start":170.20001,"end":170.36,"confidence":0.87890625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21451784670352936},{"word":"instead","start":170.36,"end":170.68001,"confidence":0.9770508,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":0.11016888171434402},{"word":"of","start":170.68001,"end":170.92001,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09118673950433732},{"word":"claiming","start":170.92001,"end":171.40001,"confidence":0.9284668,"punctuated_word":"claiming,","sentiment":"neutral","sentiment_score":0.0693572610616684},{"word":"we","start":171.40001,"end":171.56001,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16063286364078522},{"word":"could","start":171.56001,"end":171.8,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1883898228406906},{"word":"have","start":171.8,"end":171.96,"confidence":0.7421875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1683528870344162},{"word":"just","start":171.96,"end":172.20001,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1416127383708954},{"word":"left","start":172.20001,"end":172.44,"confidence":0.9980469,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.10331065952777864},{"word":"the","start":172.44,"end":172.52,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06907588988542557},{"word":"money","start":172.52,"end":172.84001,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.06728169322013855},{"word":"there","start":172.84001,"end":173.34001,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.09236031770706175},{"word":"and","start":173.72,"end":174.04001,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06185218691825867},{"word":"had","start":174.04001,"end":174.36,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.08006880432367325},{"word":"a","start":174.36,"end":174.52,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09205862879753111},{"word":"government","start":174.52,"end":175.0,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.059450358152389526},{"word":"co","start":175.0,"end":175.40001,"confidence":0.85546875,"punctuated_word":"co","sentiment":"neutral","sentiment_score":0.04503189027309418},{"word":"contribution","start":175.40001,"end":175.88,"confidence":0.99902344,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.07962939143180847},{"word":"pay","start":175.88,"end":176.04001,"confidence":0.9921875,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.06463095545768738},{"word":"you","start":176.04001,"end":176.20001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06926687806844711},{"word":"instead","start":176.20001,"end":176.52,"confidence":0.99902344,"punctuated_word":"instead","sentiment":"neutral","sentiment_score":0.05943378061056137},{"word":"so","start":176.52,"end":176.68001,"confidence":0.5551758,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.116063192486763},{"word":"the","start":176.68001,"end":176.76001,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12129420042037964},{"word":"government","start":176.76001,"end":177.08,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.09375211596488953},{"word":"gives","start":177.08,"end":177.32,"confidence":0.9980469,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.06799156963825226},{"word":"you","start":177.32,"end":177.64,"confidence":0.98999023,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.04985825717449188},{"word":"like","start":177.64,"end":177.88,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.028673816472291943},{"word":"$500","start":177.88,"end":178.86,"confidence":0.99450684,"punctuated_word":"$500.","sentiment":"neutral","sentiment_score":0.02930609881877899},{"word":"but","start":179.48001,"end":179.98001,"confidence":0.7421875,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.0006232075393199921},{"word":"yeah","start":180.44,"end":180.76001,"confidence":0.9916992,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.009687213227152824},{"word":"if","start":180.76001,"end":181.245,"confidence":0.97509766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.009412193670868874},{"word":"if","start":181.245,"end":181.745,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.016560722142457962},{"word":"you","start":181.805,"end":182.305,"confidence":0.9770508,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.019750449806451797},{"word":"yes","start":184.205,"end":184.525,"confidence":0.97802734,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.05626107379794121},{"word":"yeah","start":184.525,"end":184.685,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05081495642662048},{"word":"yeah","start":184.685,"end":184.845,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04435786232352257},{"word":"the","start":184.845,"end":185.00499,"confidence":0.9921875,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.03081035427749157},{"word":"one","start":185.00499,"end":185.165,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04259473830461502},{"word":"that","start":185.165,"end":185.245,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.035587891936302185},{"word":"finished","start":185.245,"end":185.485,"confidence":0.9387207,"punctuated_word":"finished,","sentiment":"neutral","sentiment_score":0.028650932013988495},{"word":"like","start":185.485,"end":185.565,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03042309917509556},{"word":"twenty","start":185.565,"end":185.805,"confidence":0.9970703,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.019574113190174103},{"word":"two","start":185.805,"end":185.965,"confidence":0.7763672,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.008043743669986725},{"word":"days","start":185.965,"end":186.125,"confidence":0.99902344,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.02663840726017952},{"word":"ago","start":186.125,"end":186.625,"confidence":0.99853516,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":0.023993685841560364},{"word":"beginning","start":197.98,"end":198.22,"confidence":0.61816406,"punctuated_word":"Beginning","sentiment":"neutral","sentiment_score":-0.030314821749925613},{"word":"yeah","start":198.54,"end":198.78,"confidence":0.99560547,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.004130002111196518},{"word":"beginning","start":198.78,"end":199.18,"confidence":0.90283203,"punctuated_word":"Beginning","sentiment":"neutral","sentiment_score":-0.012244738638401031},{"word":"of","start":199.18,"end":199.26,"confidence":0.8535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009013820439577104},{"word":"the","start":199.26,"end":199.34,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.001812368631362915},{"word":"year","start":199.34,"end":199.57999,"confidence":0.91796875,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.003162212669849396},{"word":"i","start":199.57999,"end":199.65999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004122108221054077},{"word":"think","start":199.65999,"end":199.81999,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.006388455629348755},{"word":"you","start":199.81999,"end":199.98,"confidence":0.91259766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0017149262130260468},{"word":"did","start":199.98,"end":200.29999,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.014731604605913162},{"word":"your","start":200.29999,"end":200.78,"confidence":0.7919922,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.009503617882728577},{"word":"your","start":200.78,"end":201.01999,"confidence":0.88720703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02618078887462616},{"word":"tax","start":201.01999,"end":201.26,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.002535983920097351},{"word":"return","start":201.26,"end":201.65999,"confidence":0.6298828,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.01425401121377945},{"word":"for","start":201.65999,"end":202.06,"confidence":0.31103516,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.052934225648641586},{"word":"last","start":202.06,"end":202.45999,"confidence":0.71972656,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.039355579763650894},{"word":"last","start":202.45999,"end":202.78,"confidence":0.91503906,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.03273758664727211},{"word":"year","start":202.78,"end":203.28,"confidence":0.8041992,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.03560016304254532},{"word":"but","start":203.81999,"end":203.98,"confidence":0.92578125,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02471669390797615},{"word":"yes","start":204.06,"end":204.56,"confidence":0.7766113,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":-0.008549908176064491},{"word":"yep","start":213.83499,"end":214.33499,"confidence":0.98950195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0007704496383666992},{"word":"yes","start":222.01,"end":222.51,"confidence":0.8630371,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.01247809547930956},{"word":"yeah","start":224.17,"end":224.67,"confidence":0.98657227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.021659500896930695},{"word":"no","start":226.25,"end":226.40999,"confidence":0.6838379,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09368708729743958},{"word":"that's","start":226.40999,"end":226.56999,"confidence":0.9941406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.05615883320569992},{"word":"okay","start":226.56999,"end":226.96999,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.04205001890659332},{"word":"well","start":226.96999,"end":227.20999,"confidence":0.9067383,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.0027831196784973145},{"word":"this","start":227.20999,"end":227.37,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.027102086693048477},{"word":"is","start":227.37,"end":227.45,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02182111144065857},{"word":"the","start":227.45,"end":227.60999,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03334994986653328},{"word":"'25","start":227.60999,"end":228.17,"confidence":0.90112305,"punctuated_word":"'25,","sentiment":"neutral","sentiment_score":0.01942778192460537},{"word":"'26","start":228.17,"end":228.73,"confidence":0.86499023,"punctuated_word":"'26","sentiment":"neutral","sentiment_score":0.006821976508945227},{"word":"financial","start":228.73,"end":229.23,"confidence":0.9921875,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.0028638802468776703},{"word":"year","start":229.29,"end":229.79,"confidence":0.9892578,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.01976986601948738},{"word":"mhmm","start":253.07,"end":253.39,"confidence":0.9628906,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.06860607862472534},{"word":"perfect","start":253.39,"end":253.89,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.16564348340034485},{"word":"no","start":254.03,"end":254.27,"confidence":0.9851074,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.03563178703188896},{"word":"yeah","start":254.27,"end":254.51001,"confidence":0.9111328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0766851156949997},{"word":"definitely","start":254.51001,"end":255.01001,"confidence":0.89624023,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.12394236028194427},{"word":"that","start":255.07,"end":255.31,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.09484586864709854},{"word":"will","start":255.31,"end":255.81,"confidence":0.99365234,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.13310162723064425},{"word":"yep","start":259.995,"end":260.495,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17097315192222595},{"word":"$7.01","start":274.01,"end":274.99,"confidence":0.92456055,"punctuated_word":"$7.01"},{"word":"$6.02","start":275.05002,"end":276.03,"confidence":0.998291,"punctuated_word":"$6.02.","sentiment":"neutral","sentiment_score":0.03126124292612076},{"word":"yeah","start":288.295,"end":288.535,"confidence":0.9453125,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.33908259868621826},{"word":"it","start":288.535,"end":288.695,"confidence":0.99316406,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.3957483470439911},{"word":"does","start":288.695,"end":289.195,"confidence":1.0,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.332549512386322},{"word":"alright","start":289.415,"end":289.815,"confidence":0.9309082,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.33757108449935913},{"word":"yeah","start":289.815,"end":290.135,"confidence":0.967041,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3602045774459839},{"word":"so","start":290.135,"end":290.45502,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4413704872131348},{"word":"you're","start":290.45502,"end":290.695,"confidence":0.888916,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.4970049560070038},{"word":"you've","start":290.855,"end":291.17502,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.4742874503135681},{"word":"you've","start":291.17502,"end":291.495,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.3929458558559418},{"word":"earned","start":291.495,"end":291.815,"confidence":0.9472656,"punctuated_word":"earned","sentiment":"positive","sentiment_score":0.4246440827846527},{"word":"in","start":291.815,"end":291.975,"confidence":0.99316406,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.43917933106422424},{"word":"that","start":291.975,"end":292.295,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5042319297790527},{"word":"in","start":292.295,"end":292.535,"confidence":0.99609375,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.47560355067253113},{"word":"that","start":292.535,"end":292.695,"confidence":0.9970703,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5255350470542908},{"word":"upper","start":292.695,"end":292.935,"confidence":0.9980469,"punctuated_word":"upper","sentiment":"positive","sentiment_score":0.43842613697052},{"word":"bracket","start":292.935,"end":293.33502,"confidence":0.79003906,"punctuated_word":"bracket,","sentiment":"positive","sentiment_score":0.5038549900054932},{"word":"so","start":293.33502,"end":293.655,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4370003938674927},{"word":"it","start":293.655,"end":294.06,"confidence":0.9902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5851030945777893},{"word":"it","start":294.22,"end":294.54,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.6189084053039551},{"word":"it","start":294.54,"end":294.7,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.6166211366653442},{"word":"works","start":294.7,"end":294.94,"confidence":0.9980469,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.566243052482605},{"word":"out","start":294.94,"end":295.1,"confidence":0.99902344,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.7171375155448914},{"word":"better","start":295.1,"end":295.34,"confidence":1.0,"punctuated_word":"better","sentiment":"positive","sentiment_score":0.5533175468444824},{"word":"for","start":295.34,"end":295.58,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6643495559692383},{"word":"you","start":295.58,"end":295.74,"confidence":0.9863281,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.657812774181366},{"word":"tax","start":295.74,"end":295.98,"confidence":0.86035156,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.7307465076446533},{"word":"wise","start":295.98,"end":296.3,"confidence":0.9375,"punctuated_word":"wise","sentiment":"positive","sentiment_score":0.6335956454277039},{"word":"to","start":296.3,"end":296.46,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.596217691898346},{"word":"claim","start":296.46,"end":296.7,"confidence":1.0,"punctuated_word":"claim","sentiment":"positive","sentiment_score":0.6653384566307068},{"word":"it","start":296.7,"end":297.02,"confidence":0.9682617,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.48150789737701416},{"word":"so","start":297.02,"end":297.52,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.29883426427841187},{"word":"and","start":297.82,"end":298.06,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3057897984981537},{"word":"you've","start":298.06,"end":298.22,"confidence":0.98950195,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.3177529573440552},{"word":"you've","start":298.22,"end":298.46,"confidence":0.99365234,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.30417686700820923},{"word":"done","start":298.46,"end":298.62,"confidence":0.99902344,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.2992050349712372},{"word":"that","start":298.62,"end":298.78,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.32604485750198364},{"word":"in","start":298.78,"end":298.94,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2764712870121002},{"word":"the","start":298.94,"end":299.02,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25316616892814636},{"word":"past","start":299.02,"end":299.41998,"confidence":1.0,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.29330387711524963},{"word":"as","start":299.41998,"end":299.58,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3092781901359558},{"word":"well","start":299.58,"end":300.08,"confidence":0.97314453,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2289604544639587},{"word":"i","start":309.67502,"end":309.915,"confidence":0.73046875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03311704471707344},{"word":"am","start":309.915,"end":310.155,"confidence":0.9760742,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.0188111811876297},{"word":"just","start":310.155,"end":310.55502,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03132590651512146},{"word":"doing","start":310.55502,"end":311.035,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.019052639603614807},{"word":"the","start":311.035,"end":311.27502,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.035140715539455414},{"word":"actual","start":311.27502,"end":311.77502,"confidence":1.0,"punctuated_word":"actual","sentiment":"neutral","sentiment_score":0.014239542186260223},{"word":"math","start":311.83502,"end":312.33502,"confidence":0.96533203,"punctuated_word":"math","sentiment":"neutral","sentiment_score":0.025609862059354786},{"word":"to","start":312.475,"end":312.71503,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.043345820158720016},{"word":"try","start":312.71503,"end":312.875,"confidence":1.0,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.05111870542168617},{"word":"and","start":312.875,"end":313.035,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07077372819185257},{"word":"work","start":313.035,"end":313.355,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.07936269044876099},{"word":"it","start":313.355,"end":313.515,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08172017335891724},{"word":"out","start":313.515,"end":313.83502,"confidence":0.9428711,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.03690820932388306},{"word":"but","start":313.83502,"end":314.075,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.02221907675266266},{"word":"i've","start":314.075,"end":314.315,"confidence":0.9719238,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.0016901245107874274},{"word":"i","start":314.475,"end":314.71503,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018588736653327945},{"word":"kind","start":314.71503,"end":314.875,"confidence":0.5649414,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.011566534638404846},{"word":"of","start":314.875,"end":314.95502,"confidence":0.97802734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.021763049066066745},{"word":"was","start":314.95502,"end":315.195,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.01474941149353981},{"word":"eyeballing","start":315.195,"end":315.695,"confidence":0.9941406,"punctuated_word":"eyeballing","sentiment":"neutral","sentiment_score":0.05783485993742943},{"word":"it","start":315.755,"end":316.255,"confidence":1.0,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.0749082863330841},{"word":"give","start":318.635,"end":318.795,"confidence":0.91015625,"punctuated_word":"Give","sentiment":"neutral","sentiment_score":0.263266921043396},{"word":"me","start":318.795,"end":319.035,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2817978262901306},{"word":"one","start":319.035,"end":319.355,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.3142052888870239},{"word":"second","start":319.355,"end":319.855,"confidence":0.9980469,"punctuated_word":"second.","sentiment":"neutral","sentiment_score":0.32916373014450073},{"word":"oh","start":331.44,"end":331.94,"confidence":0.421875,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.040791358798742294},{"word":"that","start":335.85498,"end":336.01498,"confidence":0.59716797,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.0200621634721756},{"word":"would","start":336.01498,"end":336.25497,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.01018308848142624},{"word":"be","start":336.25497,"end":336.75497,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.017171088606119156},{"word":"probably","start":337.85498,"end":338.35498,"confidence":0.53564453,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.0068067461252212524},{"word":"i","start":338.655,"end":338.815,"confidence":0.8964844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015071727335453032},{"word":"think","start":338.815,"end":338.97498,"confidence":0.86621094,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.011209893971681597},{"word":"it's","start":338.97498,"end":339.055,"confidence":0.91918945,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.010955633595585825},{"word":"about","start":339.055,"end":339.375,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.024057727307081223},{"word":"60,000","start":339.375,"end":340.51498,"confidence":0.9926758,"punctuated_word":"60,000","sentiment":"neutral","sentiment_score":0.021968837827444077},{"word":"800","start":340.97498,"end":341.79498,"confidence":0.9995117,"punctuated_word":"800","sentiment":"neutral","sentiment_score":0.010942265391349792},{"word":"if","start":343.29498,"end":343.615,"confidence":0.64404297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05701969563961029},{"word":"my","start":343.615,"end":343.85498,"confidence":0.98291016,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03414367511868477},{"word":"master's","start":343.85498,"end":344.35498,"confidence":0.8156738,"punctuated_word":"master's","sentiment":"neutral","sentiment_score":0.05427902191877365},{"word":"right","start":344.735,"end":345.235,"confidence":0.951416,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.07883983850479126},{"word":"60","start":354.04,"end":354.54,"confidence":0.7989909,"punctuated_word":"60?","sentiment":"neutral","sentiment_score":0.029405714944005013},{"word":"probably","start":355.56,"end":355.88,"confidence":0.87597656,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.018189627677202225},{"word":"55","start":355.88,"end":356.78,"confidence":0.98168945,"punctuated_word":"55.","sentiment":"neutral","sentiment_score":0.03541640564799309},{"word":"anyway","start":356.92,"end":357.24,"confidence":0.99316406,"punctuated_word":"Anyway","sentiment":"neutral","sentiment_score":0.07908433675765991},{"word":"yeah","start":357.56,"end":358.06,"confidence":0.91430664,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.08951008319854736},{"word":"there","start":364.555,"end":364.79498,"confidence":0.65722656,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.07087605446577072},{"word":"it","start":364.79498,"end":364.955,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0835309848189354},{"word":"is","start":364.955,"end":365.455,"confidence":0.9880371,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.10155688226222992},{"word":"$1.06","start":375.29,"end":375.77,"confidence":0.75439453,"punctuated_word":"$1.06","sentiment":"neutral","sentiment_score":0.039354030042886734},{"word":"2","start":375.77,"end":376.27,"confidence":0.8613281,"punctuated_word":"2.","sentiment":"neutral","sentiment_score":0.02468034438788891},{"word":"$1.06","start":380.33002,"end":380.97,"confidence":0.9165039,"punctuated_word":"$1.06","sentiment":"neutral","sentiment_score":0.028017742559313778},{"word":"2","start":380.97,"end":381.47,"confidence":0.9904785,"punctuated_word":"2.","sentiment":"neutral","sentiment_score":0.036767881363630295},{"word":"yep","start":383.305,"end":383.625,"confidence":0.8586426,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07613013684749603},{"word":"i'm","start":383.625,"end":383.865,"confidence":0.9560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.007151395082473755},{"word":"having","start":383.865,"end":384.365,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.04978085309267044},{"word":"god","start":384.66498,"end":384.985,"confidence":0.73339844,"punctuated_word":"god","sentiment":"neutral","sentiment_score":-0.19569161534309387},{"word":"awful","start":384.985,"end":385.22498,"confidence":0.97802734,"punctuated_word":"awful","sentiment":"neutral","sentiment_score":-0.228837326169014},{"word":"time","start":385.22498,"end":385.38498,"confidence":0.99609375,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.1606624573469162},{"word":"trying","start":385.38498,"end":385.505,"confidence":0.9707031,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.1706400066614151},{"word":"to","start":385.505,"end":385.625,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15270467102527618},{"word":"do","start":385.625,"end":385.705,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.11629243940114976},{"word":"that","start":385.705,"end":385.865,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09590090811252594},{"word":"math","start":385.865,"end":386.10498,"confidence":0.96313477,"punctuated_word":"math,","sentiment":"neutral","sentiment_score":-0.05879788473248482},{"word":"but","start":386.10498,"end":386.185,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03533713519573212},{"word":"that's","start":386.185,"end":386.425,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.006008937954902649},{"word":"okay","start":386.425,"end":386.66498,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.0204167477786541},{"word":"i","start":386.66498,"end":386.745,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.047258004546165466},{"word":"know","start":386.745,"end":386.905,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01976967602968216},{"word":"exactly","start":386.905,"end":387.22498,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.037580955773591995},{"word":"how","start":387.22498,"end":387.38498,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.029697194695472717},{"word":"to","start":387.38498,"end":387.465,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02551119774580002},{"word":"do","start":387.465,"end":387.54498,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.024947606027126312},{"word":"the","start":387.54498,"end":387.625,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03293386101722717},{"word":"formula","start":387.625,"end":388.025,"confidence":0.8227539,"punctuated_word":"formula,","sentiment":"neutral","sentiment_score":0.018667420372366905},{"word":"but","start":388.025,"end":388.185,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.02451302483677864},{"word":"anyway","start":388.185,"end":388.685,"confidence":0.7297363,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.03333950787782669},{"word":"it's","start":388.82498,"end":389.065,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02825183793902397},{"word":"just","start":389.065,"end":389.565,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.029894059523940086},{"word":"wednesday","start":391.065,"end":391.54498,"confidence":0.6401367,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.036011163145303726},{"word":"morning","start":391.54498,"end":392.025,"confidence":0.9133301,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.034010760486125946},{"word":"oh","start":392.025,"end":392.26498,"confidence":0.78222656,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.05067981034517288},{"word":"wednesday","start":392.26498,"end":392.585,"confidence":0.31152344,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.029895102605223656},{"word":"afternoon","start":392.585,"end":393.065,"confidence":0.9472656,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.04365130513906479},{"word":"already","start":393.065,"end":393.565,"confidence":0.9875488,"punctuated_word":"already.","sentiment":"neutral","sentiment_score":0.03414604067802429},{"word":"no","start":394.10498,"end":394.345,"confidence":0.9313965,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.00043957680463790894},{"word":"that's","start":394.345,"end":394.66498,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05581679940223694},{"word":"okay","start":394.66498,"end":395.16498,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06614667177200317},{"word":"i","start":395.54498,"end":395.78497,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11636000871658324},{"word":"will","start":395.78497,"end":396.28497,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1917075961828232},{"word":"i","start":397.73,"end":397.97,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20014601945877075},{"word":"will","start":397.97,"end":398.47,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.198280468583107},{"word":"triple","start":398.61002,"end":399.09,"confidence":0.9902344,"punctuated_word":"triple","sentiment":"neutral","sentiment_score":0.22517763078212735},{"word":"check","start":399.09,"end":399.49,"confidence":0.99902344,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.2018907368183136},{"word":"the","start":399.49,"end":399.73,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24434053897857663},{"word":"math","start":399.73,"end":399.97,"confidence":0.98535156,"punctuated_word":"math","sentiment":"neutral","sentiment_score":0.24354444444179535},{"word":"that","start":399.97,"end":400.13,"confidence":0.70751953,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2406865507364273},{"word":"i","start":400.13,"end":400.21,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2180907279253006},{"word":"can","start":400.21,"end":400.37,"confidence":0.23425293,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.19904768466949463},{"word":"offer","start":400.37,"end":400.69,"confidence":0.3869629,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.1921544373035431},{"word":"for","start":400.69,"end":400.77,"confidence":0.40356445,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23765358328819275},{"word":"you","start":400.77,"end":401.01,"confidence":0.9243164,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22538478672504425},{"word":"just","start":401.01,"end":401.33002,"confidence":0.93115234,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.24478234350681305},{"word":"to","start":401.33002,"end":401.49,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2308651506900787},{"word":"double","start":401.49,"end":401.97,"confidence":0.96240234,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.2730694115161896},{"word":"to","start":402.21,"end":402.45,"confidence":0.9370117,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25167348980903625},{"word":"confirm","start":402.45,"end":402.95,"confidence":0.6533203,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.2279675006866455},{"word":"that","start":403.09,"end":403.59,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.31058138608932495},{"word":"making","start":403.89,"end":404.21,"confidence":0.9980469,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.30817779898643494},{"word":"the","start":404.21,"end":404.37,"confidence":0.98291016,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4452680349349976},{"word":"claim","start":404.37,"end":404.77,"confidence":0.9091797,"punctuated_word":"claim","sentiment":"positive","sentiment_score":0.528292715549469},{"word":"does","start":404.77,"end":405.01,"confidence":1.0,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.4874381124973297},{"word":"make","start":405.01,"end":405.25,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.485288143157959},{"word":"the","start":405.25,"end":405.41,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4081360697746277},{"word":"most","start":405.41,"end":405.73,"confidence":1.0,"punctuated_word":"most","sentiment":"positive","sentiment_score":0.3672785460948944},{"word":"tax","start":405.73,"end":406.05,"confidence":0.9902344,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.4408519864082336},{"word":"sense","start":406.05,"end":406.55,"confidence":0.98095703,"punctuated_word":"sense","sentiment":"neutral","sentiment_score":0.2387704402208328},{"word":"and","start":408.61002,"end":408.77,"confidence":0.5283203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06802792847156525},{"word":"whether","start":408.77,"end":409.25,"confidence":0.984375,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.07880450785160065},{"word":"because","start":409.41,"end":409.81,"confidence":0.73876953,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.090231254696846},{"word":"like","start":409.81,"end":410.13,"confidence":0.9946289,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07146190851926804},{"word":"if","start":410.13,"end":410.29,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09363657236099245},{"word":"you've","start":410.29,"end":410.79,"confidence":0.953125,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.08520998805761337},{"word":"if","start":411.01,"end":411.17,"confidence":0.9707031,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09085581451654434},{"word":"you've","start":411.17,"end":411.67,"confidence":0.95996094,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0858783945441246},{"word":"if","start":413.035,"end":413.275,"confidence":0.875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.056478992104530334},{"word":"your","start":413.275,"end":413.775,"confidence":0.9404297,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.037751369178295135},{"word":"income's","start":413.915,"end":414.415,"confidence":0.83569336,"punctuated_word":"income's","sentiment":"neutral","sentiment_score":0.04669256508350372},{"word":"on","start":414.475,"end":414.715,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05942177027463913},{"word":"the","start":414.715,"end":414.795,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.035311173647642136},{"word":"lowest","start":414.795,"end":415.275,"confidence":0.63623047,"punctuated_word":"lowest","sentiment":"neutral","sentiment_score":0.02895090728998184},{"word":"side","start":415.275,"end":415.775,"confidence":0.97802734,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":0.048210300505161285},{"word":"then","start":416.075,"end":416.315,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.05889549478888512},{"word":"the","start":416.315,"end":416.395,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06500916182994843},{"word":"government","start":416.395,"end":416.875,"confidence":0.99902344,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.0735773891210556},{"word":"co","start":416.875,"end":417.195,"confidence":0.8911133,"punctuated_word":"co","sentiment":"neutral","sentiment_score":0.05658397823572159},{"word":"contribution","start":417.195,"end":417.695,"confidence":0.99902344,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.05609740316867829},{"word":"does","start":417.755,"end":418.075,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.1948319524526596},{"word":"become","start":418.075,"end":418.395,"confidence":1.0,"punctuated_word":"become","sentiment":"neutral","sentiment_score":0.13257192075252533},{"word":"available","start":418.395,"end":418.895,"confidence":1.0,"punctuated_word":"available","sentiment":"neutral","sentiment_score":0.12433119863271712},{"word":"to","start":418.955,"end":419.115,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16330064833164215},{"word":"you","start":419.115,"end":419.615,"confidence":0.99194336,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.16703656315803528},{"word":"so","start":419.675,"end":419.915,"confidence":0.9790039,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14659562706947327},{"word":"for","start":419.915,"end":420.155,"confidence":0.5307617,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12451476603746414},{"word":"last","start":420.155,"end":420.655,"confidence":0.72314453,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0900229811668396},{"word":"last","start":420.715,"end":421.115,"confidence":0.99121094,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0987524315714836},{"word":"financial","start":421.115,"end":421.615,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.1374785304069519},{"word":"year","start":421.675,"end":422.175,"confidence":0.9951172,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.15455320477485657},{"word":"if","start":422.475,"end":422.635,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13473635911941528},{"word":"you","start":422.635,"end":422.955,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1073458194732666},{"word":"earn","start":422.955,"end":423.195,"confidence":0.9741211,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":0.08808949589729309},{"word":"anywhere","start":423.195,"end":423.675,"confidence":1.0,"punctuated_word":"anywhere","sentiment":"neutral","sentiment_score":0.13741138577461243},{"word":"between","start":423.675,"end":424.175,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.11459526419639587},{"word":"47","start":424.98,"end":425.54,"confidence":0.9995117,"punctuated_word":"47","sentiment":"neutral","sentiment_score":0.17113251984119415},{"word":"and","start":425.54,"end":425.78,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1033659726381302},{"word":"62,000","start":425.78,"end":426.9,"confidence":0.9868164,"punctuated_word":"62,000,","sentiment":"neutral","sentiment_score":0.1528281569480896},{"word":"which","start":426.9,"end":427.4,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.22227975726127625},{"word":"it","start":427.7,"end":427.78,"confidence":0.8310547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.188852459192276},{"word":"probably","start":427.78,"end":428.18,"confidence":0.9892578,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.20535017549991608},{"word":"looks","start":428.18,"end":428.42,"confidence":0.99902344,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.16378910839557648},{"word":"like","start":428.42,"end":428.58,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1784401684999466},{"word":"you","start":428.58,"end":428.74,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1552082896232605},{"word":"might","start":428.74,"end":428.98,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.15612417459487915},{"word":"actually","start":428.98,"end":429.3,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.16538256406784058},{"word":"be","start":429.3,"end":429.54,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1231004148721695},{"word":"in","start":429.54,"end":429.7,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1098465695977211},{"word":"that","start":429.7,"end":430.02,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16416625678539276},{"word":"range","start":430.02,"end":430.52,"confidence":0.98535156,"punctuated_word":"range,","sentiment":"neutral","sentiment_score":0.09315261244773863},{"word":"then","start":432.5,"end":433.0,"confidence":0.7397461,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09772880375385284},{"word":"you","start":433.06,"end":433.56,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09975551813840866},{"word":"you","start":435.14,"end":435.64,"confidence":0.9370117,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0888112336397171},{"word":"you","start":435.7,"end":435.78,"confidence":0.890625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08915950357913971},{"word":"open","start":435.78,"end":436.1,"confidence":0.96435547,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.10603924840688704},{"word":"yourself","start":436.1,"end":436.5,"confidence":1.0,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.11821762472391129},{"word":"up","start":436.5,"end":436.66,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1127353012561798},{"word":"for","start":436.66,"end":436.82,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09367820620536804},{"word":"the","start":436.82,"end":437.06,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09662898629903792},{"word":"the","start":437.06,"end":437.14,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09179726988077164},{"word":"government","start":437.14,"end":437.54,"confidence":0.98828125,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.09731555730104446},{"word":"co","start":437.54,"end":437.78,"confidence":0.8676758,"punctuated_word":"co","sentiment":"neutral","sentiment_score":0.09237261116504668},{"word":"contribution","start":437.78,"end":438.28,"confidence":0.99316406,"punctuated_word":"contribution.","sentiment":"neutral","sentiment_score":0.08868888020515442},{"word":"so","start":438.9,"end":439.4,"confidence":0.76538086,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.023229623213410378},{"word":"no","start":441.64502,"end":441.965,"confidence":0.967041,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.07398080825805664},{"word":"it","start":441.965,"end":442.125,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.06708560138940811},{"word":"happens","start":442.125,"end":442.525,"confidence":0.58691406,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.012837663292884828},{"word":"automatically","start":442.525,"end":443.025,"confidence":0.92041016,"punctuated_word":"automatically.","sentiment":"neutral","sentiment_score":-0.02106489799916744},{"word":"so","start":443.085,"end":443.405,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.047522518783807755},{"word":"they","start":443.405,"end":443.565,"confidence":0.9941406,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0516524612903595},{"word":"just","start":443.565,"end":443.685,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0492299385368824},{"word":"they","start":443.805,"end":443.965,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.05230894312262535},{"word":"pay","start":443.965,"end":444.125,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.07392788678407669},{"word":"it","start":444.125,"end":444.445,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07874825596809387},{"word":"after","start":444.445,"end":444.685,"confidence":0.9892578,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.05907860025763512},{"word":"you","start":444.685,"end":444.845,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07837897539138794},{"word":"do","start":444.845,"end":444.92502,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05811509117484093},{"word":"your","start":444.92502,"end":445.085,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07175854593515396},{"word":"tax","start":445.085,"end":445.325,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.06458302587270737},{"word":"return","start":445.325,"end":445.825,"confidence":0.9824219,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.06466466188430786},{"word":"it","start":447.165,"end":447.325,"confidence":0.9716797,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.15249106287956238},{"word":"just","start":447.325,"end":447.565,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14643368124961853},{"word":"automatically","start":447.565,"end":447.965,"confidence":1.0,"punctuated_word":"automatically","sentiment":"neutral","sentiment_score":0.17628513276576996},{"word":"goes","start":447.965,"end":448.20502,"confidence":0.9941406,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.11726289987564088},{"word":"in","start":448.20502,"end":448.365,"confidence":0.97314453,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.08792952448129654},{"word":"so","start":448.365,"end":448.525,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09055013209581377},{"word":"last","start":448.525,"end":448.765,"confidence":0.99609375,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0924333781003952},{"word":"financial","start":448.765,"end":449.085,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.06893318891525269},{"word":"year","start":449.085,"end":449.245,"confidence":0.96191406,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.0833636075258255},{"word":"you","start":449.245,"end":449.405,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13527658581733704},{"word":"received","start":449.405,"end":449.725,"confidence":0.8701172,"punctuated_word":"received","sentiment":"neutral","sentiment_score":0.12083743512630464},{"word":"the","start":449.725,"end":449.805,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09473759680986404},{"word":"government","start":449.805,"end":450.20502,"confidence":1.0,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.10498954355716704},{"word":"co","start":450.20502,"end":450.365,"confidence":0.96240234,"punctuated_word":"co","sentiment":"neutral","sentiment_score":0.11090796440839767},{"word":"contribution","start":450.365,"end":450.865,"confidence":0.7788086,"punctuated_word":"contribution.","sentiment":"neutral","sentiment_score":0.10853612422943117},{"word":"and","start":453.55,"end":454.05,"confidence":0.9716797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15888433158397677},{"word":"more","start":456.66998,"end":456.99,"confidence":0.8388672,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1396644413471222},{"word":"than","start":456.99,"end":457.15,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.16763192415237427},{"word":"likely","start":457.15,"end":457.65,"confidence":0.79589844,"punctuated_word":"likely,","sentiment":"neutral","sentiment_score":0.15410935878753662},{"word":"that","start":457.71,"end":458.21,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1296776682138443},{"word":"government","start":458.83,"end":459.15,"confidence":0.9980469,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.09989198297262192},{"word":"code","start":459.15,"end":459.47,"confidence":0.9667969,"punctuated_word":"code","sentiment":"neutral","sentiment_score":0.062636598944664},{"word":"contribution","start":459.47,"end":459.94998,"confidence":0.89697266,"punctuated_word":"contribution,","sentiment":"neutral","sentiment_score":0.0816095769405365},{"word":"depending","start":459.94998,"end":460.27,"confidence":1.0,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.08716068416833878},{"word":"on","start":460.27,"end":460.43,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0778837651014328},{"word":"what","start":460.43,"end":460.66998,"confidence":0.6713867,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07659341394901276},{"word":"actually","start":460.66998,"end":460.99,"confidence":0.8613281,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.028683394193649292},{"word":"was","start":460.99,"end":461.22998,"confidence":0.9892578,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05025152862071991},{"word":"paid","start":461.22998,"end":461.47,"confidence":0.98999023,"punctuated_word":"paid,","sentiment":"neutral","sentiment_score":0.07462149858474731},{"word":"which","start":461.47,"end":461.71,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.09153357893228532},{"word":"i","start":461.71,"end":461.78998,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08407430350780487},{"word":"can","start":461.78998,"end":461.94998,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1073361486196518},{"word":"have","start":461.94998,"end":462.19,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09946057200431824},{"word":"a","start":462.19,"end":462.27,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12059489637613297},{"word":"look","start":462.27,"end":462.50998,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08175216615200043},{"word":"at","start":462.50998,"end":462.66998,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09582561254501344},{"word":"right","start":462.66998,"end":462.91,"confidence":0.9951172,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.08886926621198654},{"word":"now","start":462.91,"end":463.41,"confidence":0.98291016,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.08379088342189789},{"word":"may","start":464.03,"end":464.27,"confidence":0.71484375,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.0413011834025383},{"word":"be","start":464.27,"end":464.77,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04185856878757477},{"word":"on","start":464.83,"end":465.07,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.012043245136737823},{"word":"the","start":465.07,"end":465.15,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05095435678958893},{"word":"back","start":465.15,"end":465.38998,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.03784877061843872},{"word":"of","start":465.38998,"end":465.71,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03902027010917664},{"word":"you","start":465.71,"end":465.87,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08328660577535629},{"word":"doing","start":465.87,"end":466.03,"confidence":0.9741211,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.05856943875551224},{"word":"your","start":466.03,"end":466.19,"confidence":0.7260742,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09525297582149506},{"word":"tax","start":466.19,"end":466.43,"confidence":0.9951172,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.10389015078544615},{"word":"return","start":466.43,"end":466.75,"confidence":0.9892578,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.08740625530481339},{"word":"in","start":466.75,"end":466.83,"confidence":0.95166016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03876502811908722},{"word":"the","start":466.83,"end":466.99,"confidence":0.9223633,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04784892499446869},{"word":"may","start":466.99,"end":467.49,"confidence":0.9782715,"punctuated_word":"May.","sentiment":"neutral","sentiment_score":0.08909638226032257},{"word":"so","start":471.315,"end":471.555,"confidence":0.9873047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08492884039878845},{"word":"let","start":471.555,"end":471.715,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.08292365074157715},{"word":"me","start":471.715,"end":471.79498,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08959650248289108},{"word":"have","start":471.79498,"end":471.955,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06689049303531647},{"word":"a","start":471.955,"end":472.035,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08711506426334381},{"word":"look","start":472.035,"end":472.195,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04306376352906227},{"word":"at","start":472.195,"end":472.355,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06260616332292557},{"word":"exactly","start":472.355,"end":472.755,"confidence":0.9970703,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.04726161062717438},{"word":"when","start":472.755,"end":472.915,"confidence":0.96533203,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03574131801724434},{"word":"that","start":472.915,"end":473.07498,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05005321279168129},{"word":"was","start":473.07498,"end":473.315,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.029965858906507492},{"word":"paid","start":473.315,"end":473.635,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.04120850935578346},{"word":"because","start":473.635,"end":474.135,"confidence":0.6123047,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07863350212574005},{"word":"it'll","start":474.595,"end":474.835,"confidence":0.96850586,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.04873751848936081},{"word":"just","start":474.835,"end":475.07498,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06837107241153717},{"word":"depend","start":475.07498,"end":475.395,"confidence":0.99902344,"punctuated_word":"depend","sentiment":"neutral","sentiment_score":0.05658623203635216},{"word":"on","start":475.395,"end":475.895,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04479484632611275},{"word":"when","start":476.595,"end":476.995,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.019841361790895466},{"word":"it","start":476.995,"end":477.235,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01843214780092239},{"word":"was","start":477.235,"end":477.735,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.007693763822317123},{"word":"paid","start":477.79498,"end":478.29498,"confidence":0.99853516,"punctuated_word":"paid.","sentiment":"neutral","sentiment_score":0.027896691113710403},{"word":"i","start":479.875,"end":480.195,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.026893574744462967},{"word":"want","start":480.195,"end":480.695,"confidence":0.99609375,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.005379468202590942},{"word":"last","start":481.36,"end":481.86,"confidence":0.98828125,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.022405028343200684},{"word":"financial","start":482.0,"end":482.47998,"confidence":0.9970703,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.0002230778336524963},{"word":"year","start":482.47998,"end":482.72,"confidence":0.9506836,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.03841691464185715},{"word":"that's","start":482.72,"end":482.96,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05633242428302765},{"word":"what","start":482.96,"end":483.03998,"confidence":0.9614258,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04332706332206726},{"word":"i","start":483.03998,"end":483.12,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06062206253409386},{"word":"wanna","start":483.12,"end":483.44,"confidence":0.9589844,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.08558407425880432},{"word":"look","start":483.44,"end":483.52,"confidence":0.9970703,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05276050046086311},{"word":"at","start":483.52,"end":484.02,"confidence":0.9807129,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.0627112090587616},{"word":"there","start":490.56,"end":490.72,"confidence":0.60253906,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.03236290439963341},{"word":"we","start":490.72,"end":490.88,"confidence":0.97314453,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03265666216611862},{"word":"go","start":490.88,"end":491.38,"confidence":1.0,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.05566795915365219},{"word":"yeah","start":493.535,"end":494.035,"confidence":0.9655762,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07050260901451111},{"word":"literally","start":494.57498,"end":495.07498,"confidence":0.98706055,"punctuated_word":"Literally,","sentiment":"neutral","sentiment_score":0.042378418147563934},{"word":"the","start":495.455,"end":495.955,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07283640652894974},{"word":"ato","start":496.01498,"end":496.51498,"confidence":0.93310547,"punctuated_word":"ATO","sentiment":"neutral","sentiment_score":0.06048806756734848},{"word":"paid","start":496.57498,"end":497.07498,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.0331994965672493},{"word":"it","start":497.615,"end":497.855,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.021825000643730164},{"word":"on","start":497.855,"end":498.355,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03458460047841072},{"word":"the","start":500.175,"end":500.415,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04054507240653038},{"word":"twenty","start":500.415,"end":500.735,"confidence":0.9453125,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.05387710779905319},{"word":"fifth","start":500.735,"end":501.055,"confidence":0.99902344,"punctuated_word":"fifth","sentiment":"neutral","sentiment_score":0.07308979332447052},{"word":"of","start":501.055,"end":501.215,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05342789739370346},{"word":"the","start":501.215,"end":501.455,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.048672839999198914},{"word":"sixth","start":501.455,"end":501.955,"confidence":0.87109375,"punctuated_word":"sixth.","sentiment":"neutral","sentiment_score":0.04034960642457008},{"word":"so","start":502.57498,"end":502.815,"confidence":0.9350586,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.023020483553409576},{"word":"that","start":502.815,"end":503.055,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00523906946182251},{"word":"was","start":503.055,"end":503.375,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.016614556312561035},{"word":"that","start":503.375,"end":503.535,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03995085507631302},{"word":"was","start":503.535,"end":503.85498,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.029158003628253937},{"word":"on","start":503.85498,"end":504.01498,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.018110156059265137},{"word":"the","start":504.01498,"end":504.175,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.020758040249347687},{"word":"back","start":504.175,"end":504.415,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.02047010511159897},{"word":"of","start":504.415,"end":504.57498,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.007125541567802429},{"word":"you","start":504.57498,"end":504.815,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034644514322280884},{"word":"doing","start":504.815,"end":505.055,"confidence":0.9970703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.0025655999779701233},{"word":"your","start":505.055,"end":505.29498,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02696644514799118},{"word":"tax","start":505.29498,"end":505.615,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.02816510945558548},{"word":"return","start":505.615,"end":506.115,"confidence":0.73254395,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.02093475311994553},{"word":"last","start":506.735,"end":507.055,"confidence":0.85498047,"punctuated_word":"Last","sentiment":"neutral","sentiment_score":-0.004128865897655487},{"word":"financial","start":507.055,"end":507.555,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.029452361166477203},{"word":"year","start":507.695,"end":508.095,"confidence":0.9855957,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.00907650776207447},{"word":"they","start":508.095,"end":508.595,"confidence":0.99609375,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.004796858876943588},{"word":"they","start":509.49002,"end":509.73,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0029391124844551086},{"word":"popped","start":509.73,"end":510.05002,"confidence":0.88427734,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":0.022992976009845737},{"word":"that","start":510.05002,"end":510.29,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.003863230347633362},{"word":"in","start":510.29,"end":510.79,"confidence":0.97631836,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.007692527025938034},{"word":"no","start":516.53,"end":517.03,"confidence":0.9980469,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1160821169614792},{"word":"oh","start":517.65,"end":517.89,"confidence":0.9440918,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0134921632707119},{"word":"wait","start":517.89,"end":518.39,"confidence":0.9772949,"punctuated_word":"wait.","sentiment":"neutral","sentiment_score":0.10396066308021544},{"word":"so","start":520.85004,"end":521.025,"confidence":0.62402344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18734519183635712},{"word":"the","start":521.265,"end":521.42505,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2424107789993286},{"word":"way","start":521.42505,"end":521.505,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.2317160815000534},{"word":"the","start":521.505,"end":521.66504,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2647392749786377},{"word":"government","start":521.66504,"end":521.905,"confidence":0.9980469,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.2698444128036499},{"word":"co","start":521.905,"end":522.145,"confidence":0.64160156,"punctuated_word":"co","sentiment":"neutral","sentiment_score":0.2378928065299988},{"word":"contribution","start":522.145,"end":522.54504,"confidence":0.99902344,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.2435312718153},{"word":"works","start":522.54504,"end":522.86505,"confidence":0.9741211,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.21376094222068787},{"word":"is","start":522.86505,"end":522.945,"confidence":0.97509766,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14011403918266296},{"word":"if","start":522.945,"end":523.10504,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1769509315490723},{"word":"you","start":523.10504,"end":523.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15481530129909515},{"word":"put","start":523.185,"end":523.34503,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.13755670189857483},{"word":"a","start":523.34503,"end":523.505,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12781062722206116},{"word":"thousand","start":523.505,"end":523.825,"confidence":0.9970703,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.1193625181913376},{"word":"dollars","start":523.825,"end":524.065,"confidence":0.99902344,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.10285817086696623},{"word":"in","start":524.065,"end":524.385,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12308137863874435},{"word":"and","start":524.385,"end":524.54504,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13387462496757507},{"word":"you","start":524.54504,"end":525.025,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1548846960067749},{"word":"earn","start":525.025,"end":525.525,"confidence":0.9716797,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":0.0710066482424736},{"word":"like","start":526.86505,"end":527.185,"confidence":0.97924805,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1307976245880127},{"word":"your","start":527.185,"end":527.505,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1285443902015686},{"word":"your","start":527.505,"end":527.745,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08178024739027023},{"word":"income","start":527.745,"end":528.145,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.05505037307739258},{"word":"is","start":528.145,"end":528.385,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1144367977976799},{"word":"lower","start":528.385,"end":528.625,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.06933469325304031},{"word":"than","start":528.625,"end":529.025,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.10159625113010406},{"word":"the","start":529.025,"end":529.265,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1248660683631897},{"word":"lower","start":529.265,"end":529.585,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.004028648138046265},{"word":"income","start":529.585,"end":529.905,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.010698974132537842},{"word":"threshold","start":529.905,"end":530.405,"confidence":0.984375,"punctuated_word":"threshold,","sentiment":"neutral","sentiment_score":0.10593921691179276},{"word":"then","start":530.86505,"end":531.185,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14802710711956024},{"word":"you","start":531.185,"end":531.42505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2796770930290222},{"word":"will","start":531.42505,"end":531.66504,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2660598158836365},{"word":"automatically","start":531.66504,"end":532.16504,"confidence":0.90112305,"punctuated_word":"automatically,","sentiment":"neutral","sentiment_score":0.2571530342102051},{"word":"after","start":532.54504,"end":532.86505,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.19879117608070376},{"word":"doing","start":532.86505,"end":533.10504,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.182600736618042},{"word":"your","start":533.10504,"end":533.265,"confidence":0.8618164,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.20662091672420504},{"word":"tax","start":533.265,"end":533.505,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1732095628976822},{"word":"return","start":533.505,"end":534.005,"confidence":0.9970703,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":0.2108808159828186},{"word":"have","start":534.36,"end":534.6,"confidence":0.9326172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20361077785491943},{"word":"the","start":534.6,"end":535.0,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18613992631435392},{"word":"government","start":535.0,"end":535.32,"confidence":0.9980469,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.23045091331005096},{"word":"co","start":535.32,"end":535.48,"confidence":0.6040039,"punctuated_word":"co","sentiment":"neutral","sentiment_score":0.1676572561264038},{"word":"contribution","start":535.48,"end":535.96,"confidence":0.9980469,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.16418197751045227},{"word":"paid","start":535.96,"end":536.12,"confidence":0.9980469,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.19636470079421997},{"word":"into","start":536.12,"end":536.36,"confidence":0.9921875,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1823844462633133},{"word":"your","start":536.36,"end":536.44,"confidence":0.9633789,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2129769027233124},{"word":"super","start":536.44,"end":536.76,"confidence":0.78759766,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2677125632762909},{"word":"fund","start":536.76,"end":537.26,"confidence":0.94677734,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":0.17092716693878174},{"word":"if","start":537.56,"end":537.8,"confidence":0.7246094,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.15988999605178833},{"word":"you","start":537.8,"end":537.96,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1346372216939926},{"word":"earn","start":537.96,"end":538.27997,"confidence":0.98095703,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":0.09837563335895538},{"word":"between","start":538.27997,"end":538.68,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.15985877811908722},{"word":"the","start":538.68,"end":538.83997,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1420373022556305},{"word":"lower","start":538.83997,"end":539.08,"confidence":1.0,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.0918681174516678},{"word":"and","start":539.08,"end":539.32,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07562792301177979},{"word":"the","start":539.32,"end":539.4,"confidence":0.74072266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08331198990345001},{"word":"upper","start":539.4,"end":539.72,"confidence":1.0,"punctuated_word":"upper","sentiment":"neutral","sentiment_score":0.0565592497587204},{"word":"threshold","start":539.72,"end":540.12,"confidence":0.9555664,"punctuated_word":"threshold,","sentiment":"neutral","sentiment_score":0.1103794276714325},{"word":"which","start":540.12,"end":540.36,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.1123984307050705},{"word":"changes","start":540.36,"end":540.68,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.09739594161510468},{"word":"every","start":540.68,"end":541.0,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.09348507225513458},{"word":"year","start":541.0,"end":541.24,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.0739196240901947},{"word":"based","start":541.24,"end":541.48,"confidence":0.9980469,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.1132056787610054},{"word":"on","start":541.48,"end":541.98,"confidence":0.96069336,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.12580788135528564},{"word":"like","start":542.12,"end":542.52,"confidence":0.9602051,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1030552089214325},{"word":"the","start":542.52,"end":542.76,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15016061067581177},{"word":"cpi","start":542.76,"end":543.24,"confidence":0.9614258,"punctuated_word":"CPI","sentiment":"neutral","sentiment_score":0.09703190624713898},{"word":"increases","start":543.24,"end":543.74,"confidence":0.9875488,"punctuated_word":"increases,","sentiment":"neutral","sentiment_score":0.13226106762886047},{"word":"then","start":545.0,"end":545.48,"confidence":0.9770508,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.20412975549697876},{"word":"you'll","start":545.48,"end":545.8,"confidence":0.8317871,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.17052948474884033},{"word":"get","start":545.8,"end":546.04,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.18346211314201355},{"word":"a","start":546.04,"end":546.27997,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14339514076709747},{"word":"portion","start":546.27997,"end":546.77997,"confidence":1.0,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":0.1199650913476944},{"word":"of","start":546.92,"end":547.16,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1378655731678009},{"word":"it","start":547.16,"end":547.635,"confidence":0.98950195,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.11505819857120514},{"word":"so","start":547.955,"end":548.455,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0800381675362587},{"word":"the","start":548.755,"end":548.995,"confidence":0.7036133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09301246702671052},{"word":"financial","start":548.995,"end":549.395,"confidence":0.94628906,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.05006839334964752},{"word":"year","start":549.395,"end":549.555,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.06950731575489044},{"word":"that","start":549.555,"end":549.715,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.091262549161911},{"word":"you","start":549.715,"end":549.875,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10370401293039322},{"word":"were","start":549.875,"end":549.955,"confidence":0.43920898,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.06598170101642609},{"word":"paid","start":549.955,"end":550.195,"confidence":0.9658203,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.06528893113136292},{"word":"for","start":550.195,"end":550.275,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.060111481696367264},{"word":"was","start":550.275,"end":550.515,"confidence":0.98828125,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.053648870438337326},{"word":"obviously","start":550.515,"end":550.91504,"confidence":0.8413086,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.056780315935611725},{"word":"2425","start":550.91504,"end":552.375,"confidence":0.9370117,"punctuated_word":"2425,","sentiment":"neutral","sentiment_score":0.07278408110141754},{"word":"and","start":552.515,"end":552.635,"confidence":0.9404297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0522630512714386},{"word":"it","start":552.635,"end":552.755,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08666360378265381},{"word":"was","start":552.755,"end":552.995,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0683218315243721},{"word":"paid","start":552.995,"end":553.395,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.07376895844936371},{"word":"in","start":553.395,"end":553.895,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06779682636260986},{"word":"2526","start":553.955,"end":555.255,"confidence":0.9654541,"punctuated_word":"2526.","sentiment":"neutral","sentiment_score":0.07420085370540619},{"word":"and","start":556.115,"end":556.355,"confidence":0.84814453,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14183658361434937},{"word":"you","start":556.355,"end":556.515,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14691531658172607},{"word":"got","start":556.515,"end":556.755,"confidence":0.96240234,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17022019624710083},{"word":"the","start":556.755,"end":556.835,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15265662968158722},{"word":"full","start":556.835,"end":557.075,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.1943158060312271},{"word":"amount","start":557.075,"end":557.395,"confidence":0.91259766,"punctuated_word":"amount,","sentiment":"neutral","sentiment_score":0.12977497279644012},{"word":"the","start":557.395,"end":557.47504,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14404147863388062},{"word":"full","start":557.47504,"end":557.715,"confidence":0.9980469,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.15909789502620697},{"word":"500","start":557.715,"end":558.435,"confidence":0.9890137,"punctuated_word":"500,","sentiment":"neutral","sentiment_score":0.17311839759349823},{"word":"which","start":558.435,"end":558.675,"confidence":0.99609375,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.09002897143363953},{"word":"indicates","start":558.675,"end":559.075,"confidence":0.9980469,"punctuated_word":"indicates","sentiment":"neutral","sentiment_score":0.02514486014842987},{"word":"to","start":559.075,"end":559.155,"confidence":0.9199219,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08445817232131958},{"word":"me","start":559.155,"end":559.235,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0876355692744255},{"word":"that","start":559.235,"end":559.47504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.039113849401474},{"word":"you","start":559.47504,"end":559.635,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10375262796878816},{"word":"earned","start":559.635,"end":559.955,"confidence":0.49853516,"punctuated_word":"earned","sentiment":"neutral","sentiment_score":0.037491559982299805},{"word":"lower","start":559.955,"end":560.195,"confidence":0.99902344,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.06526567041873932},{"word":"than","start":560.195,"end":560.355,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.02317635715007782},{"word":"what","start":560.355,"end":560.59503,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.028075307607650757},{"word":"the","start":560.59503,"end":560.675,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.049381062388420105},{"word":"threshold","start":560.675,"end":561.155,"confidence":1.0,"punctuated_word":"threshold","sentiment":"neutral","sentiment_score":0.05401588976383209},{"word":"was","start":561.155,"end":561.47504,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.04438695311546326},{"word":"for","start":561.47504,"end":561.635,"confidence":0.9667969,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.025933459401130676},{"word":"that","start":561.635,"end":561.875,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.061908334493637085},{"word":"financial","start":561.875,"end":562.355,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.07105359435081482},{"word":"year","start":562.355,"end":562.855,"confidence":0.94384766,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.004566654562950134},{"word":"which","start":563.11,"end":563.35004,"confidence":0.9941406,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.0066759586334228516},{"word":"was","start":563.35004,"end":563.43,"confidence":0.9199219,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.05902844667434693},{"word":"still","start":563.43,"end":563.67,"confidence":0.984375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.05371768772602081},{"word":"it","start":563.83,"end":563.91003,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0546053946018219},{"word":"was","start":563.91003,"end":564.15,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10669508576393127},{"word":"sitting","start":564.15,"end":564.39,"confidence":1.0,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.01760140061378479},{"word":"around","start":564.39,"end":564.63,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.07173900306224823},{"word":"the","start":564.63,"end":564.79004,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.045060768723487854},{"word":"20","start":564.79004,"end":565.19,"confidence":1.0,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.052149832248687744},{"word":"sorry","start":565.35004,"end":565.67,"confidence":0.5637207,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":-0.05214156582951546},{"word":"the","start":565.67,"end":565.83,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02279791235923767},{"word":"$4,647,000","start":565.83,"end":567.27,"confidence":0.98752844,"punctuated_word":"$4,647,000","sentiment":"neutral","sentiment_score":0.06093079596757889},{"word":"dollar","start":567.27,"end":567.51,"confidence":0.99121094,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.022265926003456116},{"word":"mark","start":567.51,"end":568.01,"confidence":0.8425293,"punctuated_word":"mark.","sentiment":"neutral","sentiment_score":0.07878048717975616},{"word":"and","start":568.79004,"end":568.95,"confidence":0.9428711,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.003639429807662964},{"word":"that","start":568.95,"end":569.03,"confidence":0.9589844,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.055971093475818634},{"word":"could've","start":569.03,"end":569.27,"confidence":0.8027344,"punctuated_word":"could've","sentiment":"neutral","sentiment_score":-0.07223370671272278},{"word":"just","start":569.27,"end":569.43,"confidence":0.9863281,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.09489593654870988},{"word":"been","start":569.43,"end":569.67,"confidence":0.8535156,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.11409170180559158},{"word":"by","start":569.67,"end":569.83,"confidence":0.97998047,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.1117374375462532},{"word":"the","start":569.83,"end":569.91003,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11318089067935944},{"word":"time","start":569.91003,"end":570.07,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.04822120815515518},{"word":"you","start":570.07,"end":570.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.003348186612129211},{"word":"wrote","start":570.31,"end":570.47003,"confidence":0.87353516,"punctuated_word":"wrote","sentiment":"neutral","sentiment_score":-0.008763723075389862},{"word":"off","start":570.47003,"end":570.71,"confidence":0.9970703,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.04527676850557327},{"word":"any","start":570.71,"end":570.87,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.01630440354347229},{"word":"of","start":570.87,"end":570.95,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04129815846681595},{"word":"your","start":570.95,"end":571.19,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06164821982383728},{"word":"expenses","start":571.19,"end":571.69,"confidence":1.0,"punctuated_word":"expenses","sentiment":"neutral","sentiment_score":-0.01432725042104721},{"word":"and","start":572.15,"end":572.47003,"confidence":0.9223633,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.056465908885002136},{"word":"and","start":572.47003,"end":572.63,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03229619562625885},{"word":"and","start":572.63,"end":572.87,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.021892130374908447},{"word":"and","start":572.87,"end":573.37,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.036362238228321075},{"word":"because","start":573.67,"end":573.91003,"confidence":0.3635254,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.03072235733270645},{"word":"it's","start":573.91003,"end":574.15,"confidence":0.9941406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0007857332821004093},{"word":"all","start":574.15,"end":574.31,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.000622384250164032},{"word":"based","start":574.31,"end":574.55,"confidence":1.0,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.014705266803503036},{"word":"on","start":574.55,"end":574.71,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.008515417575836182},{"word":"your","start":574.71,"end":575.21,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.025958389043807983},{"word":"assessable","start":575.43,"end":575.93,"confidence":0.8918457,"punctuated_word":"assessable","sentiment":"neutral","sentiment_score":0.10794950276613235},{"word":"income","start":576.07,"end":576.57,"confidence":0.93847656,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.015720780938863754},{"word":"so","start":578.10504,"end":578.34503,"confidence":0.9838867,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0914180502295494},{"word":"you","start":578.34503,"end":578.84503,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07685015350580215},{"word":"you","start":578.98505,"end":579.145,"confidence":0.82470703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07390626519918442},{"word":"you","start":579.145,"end":579.30505,"confidence":0.9716797,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08267897367477417},{"word":"got","start":579.30505,"end":579.465,"confidence":0.9941406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1118956208229065},{"word":"that","start":579.465,"end":579.705,"confidence":0.99658203,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.04665030911564827},{"word":"so","start":579.705,"end":579.945,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0573587492108345},{"word":"theoretically","start":579.945,"end":580.42505,"confidence":0.58935547,"punctuated_word":"theoretically","sentiment":"neutral","sentiment_score":0.051396504044532776},{"word":"speaking","start":580.42505,"end":580.825,"confidence":0.9890137,"punctuated_word":"speaking,","sentiment":"neutral","sentiment_score":0.0461670346558094},{"word":"if","start":580.825,"end":580.98505,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04450979083776474},{"word":"we","start":580.98505,"end":581.145,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06932074576616287},{"word":"were","start":581.145,"end":581.385,"confidence":1.0,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.03315487504005432},{"word":"to","start":581.385,"end":581.705,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009126156568527222},{"word":"decrease","start":581.705,"end":582.205,"confidence":1.0,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":-0.03300189971923828},{"word":"your","start":582.42505,"end":582.825,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0395221933722496},{"word":"income","start":582.825,"end":583.325,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.12043496966362},{"word":"by","start":584.10504,"end":584.34503,"confidence":0.99316406,"punctuated_word":"by,","sentiment":"neutral","sentiment_score":-0.05505792051553726},{"word":"like","start":584.34503,"end":584.505,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.023611608892679214},{"word":"the","start":584.505,"end":584.745,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04991036280989647},{"word":"$6,162.39","start":584.745,"end":587.80505,"confidence":0.9973772,"punctuated_word":"$6,162.39,","sentiment":"neutral","sentiment_score":-0.003718446940183639},{"word":"leave","start":588.025,"end":588.34503,"confidence":0.9980469,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.016649693250656128},{"word":"a","start":588.34503,"end":588.42505,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.016179485246539116},{"word":"thousand","start":588.42505,"end":588.825,"confidence":0.9980469,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.002451680600643158},{"word":"dollars","start":588.825,"end":589.22504,"confidence":0.9951172,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":-0.008641369640827179},{"word":"sitting","start":589.22504,"end":589.705,"confidence":0.99902344,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.010347329080104828},{"word":"in","start":589.705,"end":590.205,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.011158019304275513},{"word":"that","start":590.42505,"end":590.92505,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04606764018535614},{"word":"that","start":591.11005,"end":591.43005,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0313555970788002},{"word":"non","start":591.43005,"end":591.67004,"confidence":0.99902344,"punctuated_word":"non","sentiment":"neutral","sentiment_score":0.002209506928920746},{"word":"concessional","start":591.67004,"end":592.17004,"confidence":0.9650879,"punctuated_word":"concessional","sentiment":"neutral","sentiment_score":-0.0224464014172554},{"word":"to","start":592.55005,"end":592.71,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03798968344926834},{"word":"get","start":592.71,"end":592.87006,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.040990762412548065},{"word":"the","start":592.87006,"end":593.03,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06223249435424805},{"word":"extra","start":593.03,"end":593.27,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.03228849172592163},{"word":"500","start":593.27,"end":593.83,"confidence":0.8959961,"punctuated_word":"500,","sentiment":"neutral","sentiment_score":0.030708327889442444},{"word":"that","start":593.83,"end":594.07,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07101114094257355},{"word":"could","start":594.07,"end":594.23004,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.09631727635860445},{"word":"actually","start":594.23004,"end":594.55005,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.08577698469161987},{"word":"work","start":594.55005,"end":594.79004,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.142859548330307},{"word":"out","start":594.79004,"end":595.27,"confidence":0.9367676,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.023802094161510468},{"word":"but","start":595.27,"end":595.51,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.032964348793029785},{"word":"i","start":595.51,"end":595.59,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.024340294301509857},{"word":"wanna","start":595.59,"end":595.83,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.12449407577514648},{"word":"do","start":595.83,"end":596.07,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07450336217880249},{"word":"the","start":596.07,"end":596.15,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09103446453809738},{"word":"math","start":596.15,"end":596.39,"confidence":0.99609375,"punctuated_word":"math","sentiment":"neutral","sentiment_score":0.13275018334388733},{"word":"properly","start":596.39,"end":596.79004,"confidence":0.9892578,"punctuated_word":"properly","sentiment":"neutral","sentiment_score":0.11504371464252472},{"word":"and","start":596.79004,"end":597.27,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12157875299453735},{"word":"figure","start":597.27,"end":597.59,"confidence":1.0,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.16980327665805817},{"word":"out","start":597.59,"end":597.83,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10932958126068117},{"word":"where","start":597.83,"end":598.07,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.10604112595319748},{"word":"your","start":598.07,"end":598.57,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09606468677520752},{"word":"contribution","start":599.67004,"end":600.17004,"confidence":0.66796875,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.1002197042107582},{"word":"sit","start":600.31006,"end":600.81006,"confidence":0.9526367,"punctuated_word":"sit.","sentiment":"neutral","sentiment_score":0.07297318428754807},{"word":"alternatively","start":601.11005,"end":601.61005,"confidence":0.98583984,"punctuated_word":"Alternatively,","sentiment":"neutral","sentiment_score":0.14617152512073517},{"word":"if","start":601.83,"end":601.99005,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.25034385919570923},{"word":"you","start":601.99005,"end":602.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1799960732460022},{"word":"want","start":602.15,"end":602.55005,"confidence":0.9904785,"punctuated_word":"want,","sentiment":"neutral","sentiment_score":0.17237776517868042},{"word":"i","start":602.55005,"end":602.63,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27077943086624146},{"word":"can","start":602.63,"end":602.87006,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2353673279285431},{"word":"always","start":602.87006,"end":603.03,"confidence":0.9892578,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.2765350341796875},{"word":"send","start":603.03,"end":603.27,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.2066747844219208},{"word":"you","start":603.27,"end":603.43005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30270397663116455},{"word":"all","start":603.43005,"end":603.59,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.27704399824142456},{"word":"this","start":603.59,"end":603.83,"confidence":0.9526367,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.27916303277015686},{"word":"information","start":603.83,"end":604.31006,"confidence":0.5371094,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.23208625614643097},{"word":"in","start":604.31006,"end":604.47003,"confidence":0.9658203,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.26464179158210754},{"word":"the","start":604.47003,"end":604.63,"confidence":0.63916016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3006315231323242},{"word":"email","start":604.63,"end":604.87006,"confidence":0.76708984,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.2543379068374634},{"word":"and","start":604.87006,"end":605.03,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21270151436328888},{"word":"when","start":605.03,"end":605.19,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2910907566547394},{"word":"you","start":605.19,"end":605.27,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2610182464122772},{"word":"go","start":605.27,"end":605.43005,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.20374467968940735},{"word":"and","start":605.43005,"end":605.51,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2442928850650787},{"word":"sit","start":605.51,"end":605.75,"confidence":0.6621094,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":0.265289306640625},{"word":"with","start":605.75,"end":605.91003,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24858176708221436},{"word":"your","start":605.91003,"end":606.07,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1994244009256363},{"word":"accountant","start":606.07,"end":606.39,"confidence":0.87353516,"punctuated_word":"accountant","sentiment":"neutral","sentiment_score":0.13704675436019895},{"word":"to","start":606.39,"end":606.63,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17593036592006683},{"word":"do","start":606.63,"end":607.005,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14850524067878723},{"word":"2526","start":607.245,"end":608.205,"confidence":0.9805298,"punctuated_word":"2526","sentiment":"neutral","sentiment_score":0.16927951574325562},{"word":"financial","start":608.205,"end":608.685,"confidence":0.99609375,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.1483129858970642},{"word":"year","start":608.685,"end":609.165,"confidence":0.953125,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.1916424036026001},{"word":"you","start":609.165,"end":609.325,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21201452612876892},{"word":"can","start":609.325,"end":609.485,"confidence":0.61816406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1612662672996521},{"word":"just","start":609.485,"end":609.645,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1779489815235138},{"word":"get","start":609.645,"end":609.805,"confidence":0.8598633,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14513830840587616},{"word":"get","start":609.805,"end":610.045,"confidence":0.62109375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.13187451660633087},{"word":"your","start":610.045,"end":610.205,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17342333495616913},{"word":"accountant","start":610.205,"end":610.605,"confidence":0.9667969,"punctuated_word":"accountant","sentiment":"neutral","sentiment_score":0.14121568202972412},{"word":"to","start":610.605,"end":610.685,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17728258669376373},{"word":"kind","start":610.685,"end":610.84503,"confidence":0.91259766,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1465337872505188},{"word":"of","start":610.84503,"end":610.925,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2086473703384399},{"word":"run","start":610.925,"end":611.085,"confidence":0.99902344,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.1513090580701828},{"word":"through","start":611.085,"end":611.325,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15178200602531433},{"word":"the","start":611.325,"end":611.405,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1833125501871109},{"word":"figures","start":611.405,"end":611.805,"confidence":0.9970703,"punctuated_word":"figures","sentiment":"neutral","sentiment_score":0.12196096777915956},{"word":"based","start":611.805,"end":612.045,"confidence":0.9980469,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.1913868486881256},{"word":"on","start":612.045,"end":612.205,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1946379840373993},{"word":"whatever","start":612.205,"end":612.705,"confidence":0.99902344,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.22051343321800232},{"word":"you","start":612.765,"end":612.925,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13228380680084229},{"word":"deduct","start":612.925,"end":613.425,"confidence":0.984375,"punctuated_word":"deduct","sentiment":"neutral","sentiment_score":0.11972760409116744},{"word":"and","start":613.885,"end":614.125,"confidence":0.8964844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16353733837604523},{"word":"what","start":614.125,"end":614.28503,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.18375283479690552},{"word":"would","start":614.28503,"end":614.525,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.11895398050546646},{"word":"happen","start":614.525,"end":614.765,"confidence":0.99609375,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.10875923931598663},{"word":"with","start":614.765,"end":615.005,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08449085056781769},{"word":"that","start":615.005,"end":615.165,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11838732659816742},{"word":"financial","start":615.165,"end":615.565,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.10593399405479433},{"word":"year","start":615.565,"end":615.725,"confidence":0.8630371,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.172568678855896},{"word":"because","start":615.725,"end":615.965,"confidence":0.8388672,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.10789211094379424},{"word":"obviously","start":615.965,"end":616.365,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.077058345079422},{"word":"i","start":616.365,"end":616.525,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09478531777858734},{"word":"can't","start":616.525,"end":616.765,"confidence":0.9770508,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":0.054312147200107574},{"word":"attest","start":616.765,"end":617.085,"confidence":0.9980469,"punctuated_word":"attest","sentiment":"neutral","sentiment_score":-0.02482033893465996},{"word":"to","start":617.085,"end":617.325,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02692379802465439},{"word":"what","start":617.325,"end":617.565,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.020742878317832947},{"word":"you","start":617.565,"end":617.805,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007493935525417328},{"word":"are","start":617.805,"end":618.045,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04863385856151581},{"word":"able","start":618.045,"end":618.28503,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.07656628638505936},{"word":"to","start":618.28503,"end":618.445,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05300402641296387},{"word":"deduct","start":618.445,"end":618.84503,"confidence":0.99902344,"punctuated_word":"deduct","sentiment":"neutral","sentiment_score":0.06440611183643341},{"word":"from","start":618.84503,"end":619.085,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0324895903468132},{"word":"your","start":619.085,"end":619.245,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.027324892580509182},{"word":"like","start":620.12,"end":620.27997,"confidence":0.9123535,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.038363490253686905},{"word":"the","start":620.27997,"end":620.44,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04502776265144348},{"word":"business","start":620.44,"end":620.92,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.04505156725645065},{"word":"and","start":620.92,"end":621.24,"confidence":0.9658203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.010162286460399628},{"word":"contracting","start":621.24,"end":621.63995,"confidence":0.9951172,"punctuated_word":"contracting","sentiment":"neutral","sentiment_score":0.034501004964113235},{"word":"and","start":621.63995,"end":621.72,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01593068614602089},{"word":"stuff","start":621.72,"end":621.88,"confidence":0.99902344,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.01457815244793892},{"word":"like","start":621.88,"end":622.04,"confidence":0.9970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02066550031304359},{"word":"that","start":622.04,"end":622.36,"confidence":0.9152832,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.016374621540308},{"word":"and","start":622.36,"end":622.6,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.061538197100162506},{"word":"if","start":622.6,"end":622.68,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08848456293344498},{"word":"you","start":622.68,"end":622.83997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16931208968162537},{"word":"do","start":622.83997,"end":623.0,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13749918341636658},{"word":"have","start":623.0,"end":623.24,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1429138332605362},{"word":"a","start":623.24,"end":623.39996,"confidence":0.734375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08039352297782898},{"word":"quite","start":623.56,"end":623.8,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.024484634399414062},{"word":"a","start":623.8,"end":623.95996,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.020016469061374664},{"word":"high","start":623.95996,"end":624.45996,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.02480405569076538},{"word":"amount","start":625.07996,"end":625.48,"confidence":0.99609375,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.005959302186965942},{"word":"of","start":625.48,"end":625.63995,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.027661457657814022},{"word":"deductibles","start":625.63995,"end":626.13995,"confidence":0.9902344,"punctuated_word":"deductibles,","sentiment":"neutral","sentiment_score":0.02647368609905243},{"word":"that'll","start":626.44,"end":626.75995,"confidence":0.95092773,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.19933539628982544},{"word":"obviously","start":626.75995,"end":627.25995,"confidence":0.9453125,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.19106417894363403},{"word":"change","start":627.32,"end":627.63995,"confidence":0.99316406,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.16725018620491028},{"word":"things","start":627.63995,"end":627.95996,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.18731452524662015},{"word":"for","start":627.95996,"end":628.12,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17065660655498505},{"word":"you","start":628.12,"end":628.62,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1614958643913269},{"word":"so","start":631.07996,"end":631.48,"confidence":0.78027344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0648355484008789},{"word":"which","start":631.48,"end":631.8,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05943387374281883},{"word":"way","start":631.8,"end":632.04,"confidence":0.935791,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.05723835900425911},{"word":"i","start":632.04,"end":632.12,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06172600015997887},{"word":"guess","start":632.12,"end":632.36,"confidence":0.9970703,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.06362143158912659},{"word":"would","start":632.36,"end":632.44,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04573840647935867},{"word":"you","start":632.44,"end":632.6,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07653873413801193},{"word":"like","start":632.6,"end":632.68,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.051443204283714294},{"word":"to","start":632.68,"end":632.83997,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04684765636920929},{"word":"go","start":632.83997,"end":632.92,"confidence":0.99316406,"punctuated_word":"go?","sentiment":"neutral","sentiment_score":0.021701578050851825},{"word":"do","start":632.92,"end":633.0,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.012063799425959589},{"word":"you","start":633.0,"end":633.07996,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01754223182797432},{"word":"want","start":633.07996,"end":633.24,"confidence":0.99902344,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.01387716829776764},{"word":"me","start":633.24,"end":633.39996,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.008369889110326767},{"word":"to","start":633.39996,"end":633.48,"confidence":0.87158203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009819824248552322},{"word":"just","start":633.48,"end":633.56,"confidence":0.7241211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03377516567707062},{"word":"sort","start":633.56,"end":633.72,"confidence":0.98095703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04457128420472145},{"word":"of","start":633.72,"end":633.8,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03656045347452164},{"word":"email","start":633.8,"end":634.04,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":-0.05482890084385872},{"word":"you","start":634.04,"end":634.19995,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04707981273531914},{"word":"the","start":634.19995,"end":634.36,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02006506361067295},{"word":"information","start":634.36,"end":634.86,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":-0.0033884719014167786},{"word":"and","start":636.065,"end":636.22504,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00899321585893631},{"word":"the","start":636.22504,"end":636.465,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.048400670289993286},{"word":"accountant","start":636.465,"end":636.865,"confidence":0.88720703,"punctuated_word":"accountant","sentiment":"neutral","sentiment_score":0.0642346739768982},{"word":"can","start":636.865,"end":637.185,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05391208454966545},{"word":"have","start":637.185,"end":637.425,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05053391680121422},{"word":"a","start":637.425,"end":637.505,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04010985419154167},{"word":"chat","start":637.505,"end":637.66504,"confidence":0.99902344,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.032666176557540894},{"word":"when","start":637.66504,"end":637.905,"confidence":0.9589844,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06676408648490906},{"word":"you","start":637.905,"end":637.985,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06753256171941757},{"word":"sit","start":637.985,"end":638.065,"confidence":0.99902344,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":0.1161692589521408},{"word":"down","start":638.065,"end":638.305,"confidence":0.98828125,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09033795446157455},{"word":"and","start":638.305,"end":638.385,"confidence":0.6660156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04854581505060196},{"word":"do","start":638.385,"end":638.465,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.030359391123056412},{"word":"it","start":638.465,"end":638.965,"confidence":0.9975586,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.03292955458164215},{"word":"yeah","start":644.22504,"end":644.72504,"confidence":0.74243164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006154059432446957},{"word":"no","start":648.72003,"end":649.22003,"confidence":0.9819336,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.174577996134758},{"word":"okay","start":649.60004,"end":650.10004,"confidence":0.89868164,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0786573588848114},{"word":"a","start":653.04004,"end":653.2,"confidence":0.96435547,"punctuated_word":"A","sentiment":"neutral","sentiment_score":-0.08092329651117325},{"word":"little","start":653.2,"end":653.44,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.08573389053344727},{"word":"bit","start":653.44,"end":653.68005,"confidence":0.967041,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.05044456571340561},{"word":"yeah","start":653.68005,"end":654.18005,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.008245296776294708},{"word":"no","start":655.36005,"end":655.60004,"confidence":0.95581055,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.025932051241397858},{"word":"absolutely","start":655.60004,"end":656.10004,"confidence":0.9941406,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.12281367927789688},{"word":"look","start":656.64,"end":657.14,"confidence":0.8417969,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.07699675858020782},{"word":"so","start":657.52,"end":657.76,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10781709849834442},{"word":"long","start":657.76,"end":658.0,"confidence":0.9248047,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.12401235103607178},{"word":"as","start":658.0,"end":658.32,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08470369130373001},{"word":"you","start":658.32,"end":658.56006,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1240936517715454},{"word":"get","start":658.56006,"end":658.96,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.08894893527030945},{"word":"the","start":658.96,"end":659.2,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1094478964805603},{"word":"submission","start":659.2,"end":659.7,"confidence":0.9941406,"punctuated_word":"submission","sentiment":"neutral","sentiment_score":0.10434163361787796},{"word":"for","start":659.92004,"end":660.24005,"confidence":0.94189453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09679506719112396},{"word":"the","start":660.24005,"end":660.48004,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11892759799957275},{"word":"the","start":660.48004,"end":660.72003,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12075521051883698},{"word":"claim","start":660.72003,"end":661.22003,"confidence":0.99902344,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.1206335872411728},{"word":"in","start":661.725,"end":661.96497,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07561105489730835},{"word":"before","start":661.96497,"end":662.445,"confidence":0.9375,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.07434860616922379},{"word":"the","start":662.445,"end":662.765,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2999424338340759},{"word":"end","start":662.765,"end":663.08496,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.2941947877407074},{"word":"of","start":663.08496,"end":663.325,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3941812217235565},{"word":"the","start":663.325,"end":663.485,"confidence":0.9526367,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.37948235869407654},{"word":"this","start":663.96497,"end":664.20496,"confidence":0.9951172,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.3594205975532532},{"word":"financial","start":664.20496,"end":664.685,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"positive","sentiment_score":0.3441751003265381},{"word":"year","start":664.685,"end":665.165,"confidence":0.9951172,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.313003271818161},{"word":"we're","start":665.165,"end":665.485,"confidence":1.0,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.42928963899612427},{"word":"all","start":665.485,"end":665.565,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4017713665962219},{"word":"good","start":665.565,"end":666.065,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.3072631359100342},{"word":"so","start":666.605,"end":666.845,"confidence":0.9526367,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06575164198875427},{"word":"so","start":666.845,"end":667.08496,"confidence":0.95947266,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08287600427865982},{"word":"you","start":667.08496,"end":667.245,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08207955956459045},{"word":"have","start":667.245,"end":667.485,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08244310319423676},{"word":"a","start":667.485,"end":667.565,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.014126930385828018},{"word":"full","start":667.565,"end":667.805,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.01468685269355774},{"word":"twelve","start":667.805,"end":668.20496,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.03240474313497543},{"word":"months","start":668.20496,"end":668.605,"confidence":0.7397461,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.00013130158185958862},{"word":"after","start":668.605,"end":668.845,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.01907094568014145},{"word":"the","start":668.845,"end":668.925,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004702404141426086},{"word":"end","start":668.925,"end":669.08496,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.009833745658397676},{"word":"of","start":669.08496,"end":669.245,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.016158699989318848},{"word":"the","start":669.245,"end":669.40497,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0067727938294410706},{"word":"financial","start":669.40497,"end":669.885,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.03785398602485657},{"word":"year","start":669.885,"end":670.125,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.006265453994274139},{"word":"to","start":670.125,"end":670.285,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.026832230389118195},{"word":"to","start":670.285,"end":670.445,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.027942363172769547},{"word":"get","start":670.445,"end":670.685,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.04752606153488159},{"word":"that","start":670.685,"end":670.925,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.022288180887699127},{"word":"what's","start":670.925,"end":671.165,"confidence":0.64611816,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.004710046108812094},{"word":"called","start":671.165,"end":671.40497,"confidence":0.96777344,"punctuated_word":"called","sentiment":"neutral","sentiment_score":-0.0016159042716026306},{"word":"a","start":671.40497,"end":671.485,"confidence":0.93408203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03119869902729988},{"word":"notice","start":671.485,"end":671.725,"confidence":0.9902344,"punctuated_word":"notice","sentiment":"neutral","sentiment_score":-0.013967879116535189},{"word":"of","start":671.725,"end":671.885,"confidence":0.88964844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.005344755947589874},{"word":"intent","start":671.885,"end":672.20496,"confidence":0.99609375,"punctuated_word":"intent","sentiment":"neutral","sentiment_score":-0.020211875438690186},{"word":"to","start":672.20496,"end":672.285,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06848794221878052},{"word":"claim","start":672.285,"end":672.605,"confidence":0.97509766,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.09100186079740524},{"word":"submitted","start":672.605,"end":673.105,"confidence":0.97265625,"punctuated_word":"submitted.","sentiment":"neutral","sentiment_score":0.14265629649162292},{"word":"i'll","start":673.40497,"end":673.565,"confidence":0.9067383,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.19137686491012573},{"word":"pop","start":673.565,"end":673.725,"confidence":0.97802734,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.2857964336872101},{"word":"that","start":673.725,"end":673.885,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1911381632089615},{"word":"in","start":673.885,"end":674.045,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2405872642993927},{"word":"the","start":674.045,"end":674.20496,"confidence":0.9614258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2382577657699585},{"word":"email","start":674.20496,"end":674.445,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.206851065158844},{"word":"for","start":674.445,"end":674.685,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.20897582173347473},{"word":"you","start":674.685,"end":674.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17857560515403748},{"word":"so","start":674.845,"end":674.925,"confidence":0.7734375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.21667513251304624},{"word":"that","start":674.925,"end":675.165,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2123934030532837},{"word":"way","start":675.165,"end":675.325,"confidence":0.9980469,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.1993766278028488},{"word":"you","start":675.325,"end":675.40497,"confidence":0.8671875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21788860857486725},{"word":"have","start":675.40497,"end":675.565,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2778165638446808},{"word":"it","start":675.565,"end":675.725,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2195524424314499},{"word":"highlighted","start":675.725,"end":676.225,"confidence":0.81518555,"punctuated_word":"highlighted,","sentiment":"neutral","sentiment_score":0.25907278060913086},{"word":"and","start":677.45,"end":677.61005,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2385029494762421},{"word":"i'll","start":677.61005,"end":677.77,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2433350533246994},{"word":"pop","start":677.77,"end":677.93005,"confidence":0.9770508,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.2004505693912506},{"word":"all","start":677.93005,"end":678.09,"confidence":0.9970703,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.15081016719341278},{"word":"the","start":678.09,"end":678.25,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17162388563156128},{"word":"amounts","start":678.25,"end":678.49005,"confidence":0.8691406,"punctuated_word":"amounts","sentiment":"neutral","sentiment_score":0.10025785118341446},{"word":"in","start":678.49005,"end":678.65,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1686049997806549},{"word":"and","start":678.65,"end":678.73004,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14701226353645325},{"word":"everything","start":678.73004,"end":679.05005,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.11785967648029327},{"word":"like","start":679.05005,"end":679.21,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12999147176742554},{"word":"that","start":679.21,"end":679.69,"confidence":0.76123047,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.18645966053009033},{"word":"and","start":679.69,"end":680.01,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.20473304390907288},{"word":"and","start":680.01,"end":680.17004,"confidence":0.72558594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1956002712249756},{"word":"that","start":680.17004,"end":680.33,"confidence":0.9790039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23685099184513092},{"word":"way","start":680.33,"end":680.41003,"confidence":0.7705078,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.25423574447631836},{"word":"you","start":680.41003,"end":680.49005,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2336905598640442},{"word":"can","start":680.49005,"end":680.65,"confidence":0.9863281,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22518618404865265},{"word":"have","start":680.65,"end":680.73,"confidence":0.9892578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.25279346108436584},{"word":"a","start":680.73,"end":680.81,"confidence":0.9667969,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23412524163722992},{"word":"chat","start":680.81,"end":680.97003,"confidence":0.9633789,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.28730443120002747},{"word":"to","start":680.97003,"end":681.13,"confidence":0.78759766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22789901494979856},{"word":"the","start":681.13,"end":681.21,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2277732789516449},{"word":"account","start":681.21,"end":681.61005,"confidence":0.98706055,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.20048144459724423},{"word":"okay","start":681.61005,"end":682.11005,"confidence":0.9975586,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.14312724769115448},{"word":"okay","start":685.647,"end":686.12695,"confidence":0.9890137,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.4489758610725403},{"word":"perfect","start":686.12695,"end":686.62695,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6811520457267761},{"word":"well","start":686.76697,"end":687.00696,"confidence":0.9602051,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.3886536955833435},{"word":"i'll","start":687.00696,"end":687.16693,"confidence":0.9970703,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3687100410461426},{"word":"get","start":687.16693,"end":687.24695,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3439151644706726},{"word":"that","start":687.24695,"end":687.4069,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3094121813774109},{"word":"email","start":687.4069,"end":687.80695,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.3271668255329132},{"word":"sent","start":687.80695,"end":687.967,"confidence":0.35913086,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.30182263255119324},{"word":"off","start":687.967,"end":688.207,"confidence":0.9604492,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.28226813673973083},{"word":"to","start":688.207,"end":688.44696,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3124074935913086},{"word":"you","start":688.44696,"end":688.76697,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31227803230285645},{"word":"shortly","start":688.76697,"end":689.26697,"confidence":0.9995117,"punctuated_word":"shortly.","sentiment":"neutral","sentiment_score":0.2732052206993103},{"word":"no","start":691.80695,"end":692.12695,"confidence":0.99121094,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.6516439318656921},{"word":"problem","start":692.12695,"end":692.36694,"confidence":0.99902344,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.5827473402023315},{"word":"at","start":692.36694,"end":692.527,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.27809038758277893},{"word":"all","start":692.527,"end":692.68695,"confidence":0.7729492,"punctuated_word":"all,","sentiment":"positive","sentiment_score":0.5893496870994568},{"word":"ashley","start":692.68695,"end":692.92694,"confidence":0.9819336,"punctuated_word":"Ashley.","sentiment":"positive","sentiment_score":0.5669490098953247},{"word":"we'll","start":692.92694,"end":693.087,"confidence":0.99316406,"punctuated_word":"We'll","sentiment":"positive","sentiment_score":0.345773309469223},{"word":"speak","start":693.087,"end":693.32697,"confidence":0.99609375,"punctuated_word":"speak","sentiment":"positive","sentiment_score":0.4319095313549042},{"word":"later","start":693.32697,"end":693.82697,"confidence":0.99902344,"punctuated_word":"later.","sentiment":"positive","sentiment_score":0.4058952331542969},{"word":"k","start":695.00696,"end":695.25696,"confidence":0.70947266,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.04320051893591881},{"word":"bye","start":695.25696,"end":695.75696,"confidence":0.99658203,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.09135974198579788}],"paragraphs":{"transcript":"\nHi, Ashley. My name is Larissa from OC Financial. How are you going? That's good. Do you mind if I borrow a few moments of your time?\n\nNo. Yeah. I've got you loud and clear. Perfect. I was just giving you a call because, obviously, the new financial year has rolled over, and I just sort of noticed that you had made some additional contributions, and I want to talk to you about them if now is an okay time to just run through.\n\nYeah. Cool. Alright. Well, I just do need to let you know that our calls are recorded. And if I could, do you have a password on file?\n\nTo save it for your team? Yeah. Cool. Thanks for that. Okay.\n\nSo I was just doing a like, a review of of of your file. And last financial year, so finishing the June 30, you made $7,162.39 in personal contributions. And I was wanting to touch base and see whether you were intending or wanting to claim those as a tax deduction at all. So that way, you can basically get the tax back rather than paying your marginal tax rate. Yeah.\n\nSo what I can do is I can essentially submit the claim on my end, and then in about a week, you'll get a a receipt. And when you do your tax return, you take that receipt in with you to your your tax your tax tech agent, and you'll be able to claim that money back. Basically, it becomes a deduction for you. Yep. Yeah.\n\nSo the Superfund will pay tax, so then you get your marginal rate back. Yeah. Which you you earn around the $60,000 income per like, your your income's about 60,000? Okay. Yeah.\n\nYeah. Do you know what you earned last financial year? Okay. No. That's no.\n\nThat's good. Because if if you had earned less, then there might have been an opportunity that instead of claiming, we could have just left the money there and had a government co contribution pay you instead so the government gives you, like, $500. But, yeah, if if you yes. Yeah. Yeah.\n\nThe one that finished, like, twenty two days ago. Beginning yeah. Beginning of the year, I think you did your your tax return for last last year. But yes. Yep.\n\nYes. Yeah. No. That's okay. Well, this is the '25, '26 financial year.\n\nMhmm. Perfect. No. Yeah. Definitely.\n\nThat will. Yep. $7.01 $6.02. Yeah. It does.\n\nAlright. Yeah. So you're you've you've earned in that in that upper bracket, so it it it works out better for you tax wise to claim it. So and you've you've done that in the past as well. I am just doing the actual math to try and work it out, but I've I kind of was eyeballing it.\n\nGive me one second. Oh, That would be probably I think it's about 60,000 800 if my master's right. 60? Probably 55. Anyway yeah.\n\nThere it is. $1.06 2. $1.06 2. Yep. I'm having god awful time trying to do that math, but that's okay.\n\nI know exactly how to do the formula, but anyway, it's just Wednesday morning. Oh, Wednesday afternoon already. No. That's okay. I will I will triple check the math that I can offer for you just to double to confirm that making the claim does make the most tax sense and whether because, like, if you've if you've if your income's on the lowest side, then the government co contribution does become available to you.\n\nSo for last last financial year, if you earn anywhere between 47 and 62,000, which it probably looks like you might actually be in that range, then you you you open yourself up for the the government co contribution. So, no. It happens automatically. So they just they pay it after you do your tax return. It just automatically goes in.\n\nSo last financial year, you received the government co contribution. And more than likely, that government code contribution, depending on what actually was paid, which I can have a look at right now, may be on the back of you doing your tax return in the May. So let me have a look at exactly when that was paid because it'll just depend on when it was paid. I want last financial year. That's what I wanna look at.\n\nThere we go. Yeah. Literally, the ATO paid it on the twenty fifth of the sixth. So that was that was on the back of you doing your tax return. Last financial year, they they popped that in.\n\nNo. Oh, wait. So the way the government co contribution works is if you put a thousand dollars in and you earn like, your your income is lower than the lower income threshold, then you will automatically, after doing your tax return, have the government co contribution paid into your super fund. If you earn between the lower and the upper threshold, which changes every year based on, like, the CPI increases, then you'll get a portion of it. So the financial year that you were paid for was obviously 2425, and it was paid in 2526.\n\nAnd you got the full amount, the full 500, which indicates to me that you earned lower than what the threshold was for that financial year, which was still it was sitting around the 20 sorry, the $4,647,000 dollar mark. And that could've just been by the time you wrote off any of your expenses and and and and because it's all based on your assessable income. So you you you got that. So theoretically speaking, if we were to decrease your income by, like, the $6,162.39, leave a thousand dollars sitting in that that non concessional to get the extra 500, that could actually work out. But I wanna do the math properly and figure out where your contribution sit.\n\nAlternatively, if you want, I can always send you all this information in the email. And when you go and sit with your accountant to do 2526 financial year, you can just get get your accountant to kind of run through the figures based on whatever you deduct and what would happen with that financial year. Because, obviously, I can't attest to what you are able to deduct from your like, the business and contracting and stuff like that. And if you do have a quite a high amount of deductibles, that'll obviously change things for you. So which way, I guess, would you like to go?\n\nDo you want me to just sort of email you the information and the accountant can have a chat when you sit down and do it? Yeah. No. Okay. A little bit.\n\nYeah. No. Absolutely. Look. So long as you get the submission for the the claim in before the end of the this financial year, we're all good.\n\nSo so you have a full twelve months after the end of the financial year to to get that what's called a notice of intent to claim submitted. I'll pop that in the email for you so that way you have it highlighted, and I'll pop all the amounts in and everything like that. And and that way, you can have a chat to the account. Okay? Okay.\n\nPerfect. Well, I'll get that email sent off to you shortly. No problem at all, Ashley. We'll speak later. K.\n\nBye.","paragraphs":[{"sentences":[{"text":"Hi, Ashley.","start":5.68,"end":6.7999997,"sentiment":"neutral","sentiment_score":0.17801086604595184},{"text":"My name is Larissa from OC Financial.","start":6.7999997,"end":8.72,"sentiment":"neutral","sentiment_score":0.1661841550043651},{"text":"How are you going?","start":8.72,"end":9.54,"sentiment":"neutral","sentiment_score":0.23230089992284775},{"text":"That's good.","start":11.12,"end":11.84,"sentiment":"positive","sentiment_score":0.6928552091121674},{"text":"Do you mind if I borrow a few moments of your time?","start":11.84,"end":14.099999,"sentiment":"neutral","sentiment_score":0.13397191961606345}],"sentiment":"neutral","sentiment_score":0.20155140260855356,"num_words":27,"start":5.68,"end":14.099999},{"sentences":[{"text":"No.","start":17.515,"end":18.015,"sentiment":"neutral","sentiment_score":-0.02491416409611702},{"text":"Yeah.","start":18.154999,"end":18.474998,"sentiment":"neutral","sentiment_score":0.041109904646873474},{"text":"I've got you loud and clear.","start":18.474998,"end":19.775,"sentiment":"neutral","sentiment_score":0.06907962635159492},{"text":"Perfect.","start":21.435,"end":21.935,"sentiment":"positive","sentiment_score":0.49695390462875366},{"text":"I was just giving you a call because, obviously, the new financial year has rolled over, and I just sort of noticed that you had made some additional contributions, and I want to talk to you about them if now is an okay time to just run through.","start":21.994999,"end":36.15,"sentiment":"neutral","sentiment_score":0.10711194993928075}],"sentiment":"neutral","sentiment_score":0.10647370176095712,"num_words":57,"start":17.515,"end":36.15},{"sentences":[{"text":"Yeah.","start":37.489998,"end":37.809998,"sentiment":"neutral","sentiment_score":0.16818343102931976},{"text":"Cool.","start":37.809998,"end":38.05,"sentiment":"neutral","sentiment_score":0.29696595668792725},{"text":"Alright.","start":38.05,"end":38.29,"sentiment":"neutral","sentiment_score":0.1958594024181366},{"text":"Well, I just do need to let you know that our calls are recorded.","start":38.29,"end":40.37,"sentiment":"neutral","sentiment_score":0.0738139942820583},{"text":"And if I could, do you have a password on file?","start":40.37,"end":42.55,"sentiment":"neutral","sentiment_score":0.06376362253319133}],"sentiment":"neutral","sentiment_score":0.08556444849818945,"num_words":28,"start":37.489998,"end":42.55},{"sentences":[{"text":"To save it for your team?","start":43.315,"end":49.315,"sentiment":"neutral","sentiment_score":0.061987934013207756},{"text":"Yeah.","start":49.315,"end":49.715,"sentiment":"neutral","sentiment_score":0.15044516324996948},{"text":"Cool.","start":49.715,"end":49.954998,"sentiment":"positive","sentiment_score":0.4334104359149933},{"text":"Thanks for that.","start":49.954998,"end":50.855,"sentiment":"positive","sentiment_score":0.572394331296285},{"text":"Okay.","start":51.795,"end":52.295,"sentiment":"neutral","sentiment_score":0.17799216508865356}],"sentiment":"neutral","sentiment_score":0.2375798635184765,"num_words":12,"start":43.315,"end":52.295},{"sentences":[{"text":"So I was just doing a like, a review of of of your file.","start":52.355,"end":57.635,"sentiment":"neutral","sentiment_score":0.08048890850373677},{"text":"And last financial year, so finishing the June 30, you made $7,162.39 in personal contributions.","start":57.635,"end":67.49,"sentiment":"neutral","sentiment_score":0.06382859200239181},{"text":"And I was wanting to touch base and see whether you were intending or wanting to claim those as a tax deduction at all.","start":68.83,"end":76.585,"sentiment":"neutral","sentiment_score":0.07121418649330735},{"text":"So that way, you can basically get the tax back rather than paying your marginal tax rate.","start":76.965,"end":81.625,"sentiment":"neutral","sentiment_score":0.09918503594749115},{"text":"Yeah.","start":83.685,"end":84.185,"sentiment":"neutral","sentiment_score":0.1194148063659668}],"sentiment":"neutral","sentiment_score":0.0788587956676181,"num_words":71,"start":52.355,"end":84.185},{"sentences":[{"text":"So what I can do is I can essentially submit the claim on my end, and then in about a week, you'll get a a receipt.","start":84.405,"end":94.299995,"sentiment":"neutral","sentiment_score":0.1549610048532486},{"text":"And when you do your tax return, you take that receipt in with you to your your tax your tax tech agent, and you'll be able to claim that money back.","start":94.299995,"end":104.765,"sentiment":"neutral","sentiment_score":0.17854015433019207},{"text":"Basically, it becomes a deduction for you.","start":104.765,"end":107.025,"sentiment":"neutral","sentiment_score":0.12366207582609993},{"text":"Yep.","start":111.565,"end":112.045,"sentiment":"neutral","sentiment_score":0.07317705452442169},{"text":"Yeah.","start":112.045,"end":112.365005,"sentiment":"neutral","sentiment_score":0.0650521069765091}],"sentiment":"neutral","sentiment_score":0.16011506973794012,"num_words":66,"start":84.405,"end":112.365005},{"sentences":[{"text":"So the Superfund will pay tax, so then you get your marginal rate back.","start":112.365005,"end":115.505005,"sentiment":"neutral","sentiment_score":0.091461376153997},{"text":"Yeah.","start":116.88,"end":117.38,"sentiment":"neutral","sentiment_score":0.04342528432607651},{"text":"Which you you earn around the $60,000 income per like, your your income's about 60,000?","start":117.6,"end":125.06,"sentiment":"neutral","sentiment_score":0.042969842255115506},{"text":"Okay.","start":136.33499,"end":136.83499,"sentiment":"neutral","sentiment_score":-0.058521755039691925},{"text":"Yeah.","start":148.27,"end":148.59001,"sentiment":"neutral","sentiment_score":0.06651166081428528}],"sentiment":"neutral","sentiment_score":0.06176319031510502,"num_words":32,"start":112.365005,"end":148.59001},{"sentences":[{"text":"Yeah.","start":148.59001,"end":149.09001,"sentiment":"neutral","sentiment_score":0.047578804194927216},{"text":"Do you know what you earned last financial year?","start":149.15001,"end":153.17001,"sentiment":"neutral","sentiment_score":0.013907577014631696},{"text":"Okay.","start":162.705,"end":163.205,"sentiment":"neutral","sentiment_score":0.0411718413233757},{"text":"No.","start":163.745,"end":163.985,"sentiment":"neutral","sentiment_score":-0.03076668083667755},{"text":"That's no.","start":163.985,"end":164.705,"sentiment":"neutral","sentiment_score":-0.05275369342416525}],"sentiment":"neutral","sentiment_score":0.005546055068927152,"num_words":14,"start":148.59001,"end":164.705},{"sentences":[{"text":"That's good.","start":164.705,"end":165.445,"sentiment":"neutral","sentiment_score":0.2169276475906372},{"text":"Because if if you had earned less, then there might have been an opportunity that instead of claiming, we could have just left the money there and had a government co contribution pay you instead so the government gives you, like, $500.","start":165.905,"end":178.86,"sentiment":"neutral","sentiment_score":0.11253276901940505},{"text":"But, yeah, if if you yes.","start":179.48001,"end":184.525,"sentiment":"neutral","sentiment_score":0.0002456170817216237},{"text":"Yeah.","start":184.525,"end":184.685,"sentiment":"neutral","sentiment_score":0.05081495642662048},{"text":"Yeah.","start":184.685,"end":184.845,"sentiment":"neutral","sentiment_score":0.04435786232352257}],"sentiment":"neutral","sentiment_score":0.10109380990839921,"num_words":52,"start":164.705,"end":184.845},{"sentences":[{"text":"The one that finished, like, twenty two days ago.","start":184.845,"end":186.625,"sentiment":"neutral","sentiment_score":0.027368551741043728},{"text":"Beginning yeah.","start":197.98,"end":198.78,"sentiment":"neutral","sentiment_score":-0.017222411930561066},{"text":"Beginning of the year, I think you did your your tax return for last last year.","start":198.78,"end":203.28,"sentiment":"neutral","sentiment_score":-0.014894711785018444},{"text":"But yes.","start":203.81999,"end":204.56,"sentiment":"neutral","sentiment_score":-0.01663330104202032},{"text":"Yep.","start":213.83499,"end":214.33499,"sentiment":"neutral","sentiment_score":0.0007704496383666992}],"sentiment":"neutral","sentiment_score":-0.0019646466399232546,"num_words":30,"start":184.845,"end":214.33499},{"sentences":[{"text":"Yes.","start":222.01,"end":222.51,"sentiment":"neutral","sentiment_score":-0.01247809547930956},{"text":"Yeah.","start":224.17,"end":224.67,"sentiment":"neutral","sentiment_score":-0.021659500896930695},{"text":"No.","start":226.25,"end":226.40999,"sentiment":"neutral","sentiment_score":-0.09368708729743958},{"text":"That's okay.","start":226.40999,"end":226.96999,"sentiment":"neutral","sentiment_score":-0.04910442605614662},{"text":"Well, this is the '25, '26 financial year.","start":226.96999,"end":229.79,"sentiment":"neutral","sentiment_score":0.016026501485612243}],"sentiment":"neutral","sentiment_score":-0.007524732607775009,"num_words":13,"start":222.01,"end":229.79},{"sentences":[{"text":"Mhmm.","start":253.07,"end":253.39,"sentiment":"neutral","sentiment_score":0.06860607862472534},{"text":"Perfect.","start":253.39,"end":253.89,"sentiment":"neutral","sentiment_score":0.16564348340034485},{"text":"No.","start":254.03,"end":254.27,"sentiment":"neutral","sentiment_score":0.03563178703188896},{"text":"Yeah.","start":254.27,"end":254.51001,"sentiment":"neutral","sentiment_score":0.0766851156949997},{"text":"Definitely.","start":254.51001,"end":255.01001,"sentiment":"neutral","sentiment_score":0.12394236028194427}],"sentiment":"neutral","sentiment_score":0.09410176500678062,"num_words":5,"start":253.07,"end":255.01001},{"sentences":[{"text":"That will.","start":255.07,"end":255.81,"sentiment":"neutral","sentiment_score":0.1139737479388714},{"text":"Yep.","start":259.995,"end":260.495,"sentiment":"neutral","sentiment_score":0.17097315192222595},{"text":"$7.01 $6.02.","start":274.01,"end":276.03,"sentiment":"neutral","sentiment_score":0.03126124292612076},{"text":"Yeah.","start":288.295,"end":288.535,"sentiment":"positive","sentiment_score":0.33908259868621826},{"text":"It does.","start":288.535,"end":289.195,"sentiment":"positive","sentiment_score":0.36414892971515656}],"sentiment":"neutral","sentiment_score":0.2139374784060887,"num_words":8,"start":255.07,"end":289.195},{"sentences":[{"text":"Alright.","start":289.415,"end":289.815,"sentiment":"positive","sentiment_score":0.33757108449935913},{"text":"Yeah.","start":289.815,"end":290.135,"sentiment":"positive","sentiment_score":0.3602045774459839},{"text":"So you're you've you've earned in that in that upper bracket, so it it it works out better for you tax wise to claim it.","start":290.135,"end":297.02,"sentiment":"positive","sentiment_score":0.5456393396854401},{"text":"So and you've you've done that in the past as well.","start":297.02,"end":300.08,"sentiment":"neutral","sentiment_score":0.29208943247795105},{"text":"I am just doing the actual math to try and work it out, but I've I kind of was eyeballing it.","start":309.67502,"end":316.255,"sentiment":"neutral","sentiment_score":0.03637363324274442}],"sentiment":"neutral","sentiment_score":0.3104337154141769,"num_words":59,"start":289.415,"end":316.255},{"sentences":[{"text":"Give me one second.","start":318.635,"end":319.855,"sentiment":"neutral","sentiment_score":0.2971084415912628},{"text":"Oh, That would be probably I think it's about 60,000 800 if my master's right.","start":331.44,"end":345.235,"sentiment":"neutral","sentiment_score":0.023155068481961884},{"text":"60?","start":354.04,"end":354.54,"sentiment":"neutral","sentiment_score":0.029405714944005013},{"text":"Probably 55.","start":355.56,"end":356.78,"sentiment":"neutral","sentiment_score":0.026803016662597656},{"text":"Anyway yeah.","start":356.92,"end":358.06,"sentiment":"neutral","sentiment_score":0.08429720997810364}],"sentiment":"neutral","sentiment_score":0.0744735817424953,"num_words":24,"start":318.635,"end":358.06},{"sentences":[{"text":"There it is.","start":364.555,"end":365.455,"sentiment":"neutral","sentiment_score":0.08532130718231201},{"text":"$1.06 2.","start":375.29,"end":376.27,"sentiment":"neutral","sentiment_score":0.03201718721538782},{"text":"$1.06 2.","start":380.33002,"end":381.47,"sentiment":"neutral","sentiment_score":0.032392811961472034},{"text":"Yep.","start":383.305,"end":383.625,"sentiment":"neutral","sentiment_score":0.07613013684749603},{"text":"I'm having god awful time trying to do that math, but that's okay.","start":383.625,"end":386.66498,"sentiment":"neutral","sentiment_score":-0.09562200709031178}],"sentiment":"neutral","sentiment_score":-0.037246287401233404,"num_words":21,"start":364.555,"end":386.66498},{"sentences":[{"text":"I know exactly how to do the formula, but anyway, it's just Wednesday morning.","start":386.66498,"end":392.025,"sentiment":"neutral","sentiment_score":0.030170447858316556},{"text":"Oh, Wednesday afternoon already.","start":392.025,"end":393.565,"sentiment":"neutral","sentiment_score":0.039593064691871405},{"text":"No.","start":394.10498,"end":394.345,"sentiment":"neutral","sentiment_score":-0.00043957680463790894},{"text":"That's okay.","start":394.345,"end":395.16498,"sentiment":"neutral","sentiment_score":0.060981735587120056},{"text":"I will I will triple check the math that I can offer for you just to double to confirm that making the claim does make the most tax sense and whether because, like, if you've if you've if your income's on the lowest side, then the government co contribution does become available to you.","start":395.54498,"end":419.615,"sentiment":"neutral","sentiment_score":0.189853064853836}],"sentiment":"neutral","sentiment_score":0.14605797233680884,"num_words":75,"start":386.66498,"end":419.615},{"sentences":[{"text":"So for last last financial year, if you earn anywhere between 47 and 62,000, which it probably looks like you might actually be in that range, then you you you open yourself up for the the government co contribution.","start":419.675,"end":438.28,"sentiment":"neutral","sentiment_score":0.1271806105207174},{"text":"So, no.","start":438.9,"end":441.965,"sentiment":"neutral","sentiment_score":-0.02537559252232313},{"text":"It happens automatically.","start":441.965,"end":443.025,"sentiment":"neutral","sentiment_score":-0.03366272089382013},{"text":"So they just they pay it after you do your tax return.","start":443.085,"end":445.825,"sentiment":"neutral","sentiment_score":0.06249740875015656},{"text":"It just automatically goes in.","start":447.165,"end":448.365,"sentiment":"neutral","sentiment_score":0.13608046025037765}],"sentiment":"neutral","sentiment_score":0.10227337162025639,"num_words":61,"start":419.675,"end":448.365},{"sentences":[{"text":"So last financial year, you received the government co contribution.","start":448.365,"end":450.865,"sentiment":"neutral","sentiment_score":0.10105655565857888},{"text":"And more than likely, that government code contribution, depending on what actually was paid, which I can have a look at right now, may be on the back of you doing your tax return in the May.","start":453.55,"end":467.49,"sentiment":"neutral","sentiment_score":0.0829643176214115},{"text":"So let me have a look at exactly when that was paid because it'll just depend on when it was paid.","start":471.315,"end":478.29498,"sentiment":"neutral","sentiment_score":0.052016291589964},{"text":"I want last financial year.","start":479.875,"end":482.72,"sentiment":"neutral","sentiment_score":0.018574381619691847},{"text":"That's what I wanna look at.","start":482.72,"end":484.02,"sentiment":"neutral","sentiment_score":0.06022288898626963}],"sentiment":"neutral","sentiment_score":0.07122527435421944,"num_words":79,"start":448.365,"end":484.02},{"sentences":[{"text":"There we go.","start":490.56,"end":491.38,"sentiment":"neutral","sentiment_score":0.04022917523980141},{"text":"Yeah.","start":493.535,"end":494.035,"sentiment":"neutral","sentiment_score":0.07050260901451111},{"text":"Literally, the ATO paid it on the twenty fifth of the sixth.","start":494.57498,"end":501.955,"sentiment":"neutral","sentiment_score":0.04793952560673157},{"text":"So that was that was on the back of you doing your tax return.","start":502.57498,"end":506.115,"sentiment":"neutral","sentiment_score":0.002163494804075786},{"text":"Last financial year, they they popped that in.","start":506.735,"end":510.79,"sentiment":"neutral","sentiment_score":-0.0029464291874319315}],"sentiment":"neutral","sentiment_score":0.020346893046639468,"num_words":38,"start":490.56,"end":510.79},{"sentences":[{"text":"No.","start":516.53,"end":517.03,"sentiment":"neutral","sentiment_score":-0.1160821169614792},{"text":"Oh, wait.","start":517.65,"end":518.39,"sentiment":"neutral","sentiment_score":0.05872641317546367},{"text":"So the way the government co contribution works is if you put a thousand dollars in and you earn like, your your income is lower than the lower income threshold, then you will automatically, after doing your tax return, have the government co contribution paid into your super fund.","start":520.85004,"end":537.26,"sentiment":"neutral","sentiment_score":0.16621752296175277},{"text":"If you earn between the lower and the upper threshold, which changes every year based on, like, the CPI increases, then you'll get a portion of it.","start":537.56,"end":547.635,"sentiment":"neutral","sentiment_score":0.12169157106567312},{"text":"So the financial year that you were paid for was obviously 2425, and it was paid in 2526.","start":547.955,"end":555.255,"sentiment":"neutral","sentiment_score":0.0714001895652877}],"sentiment":"neutral","sentiment_score":0.13110211510787306,"num_words":97,"start":516.53,"end":555.255},{"sentences":[{"text":"And you got the full amount, the full 500, which indicates to me that you earned lower than what the threshold was for that financial year, which was still it was sitting around the 20 sorry, the $4,647,000 dollar mark.","start":556.115,"end":568.01,"sentiment":"neutral","sentiment_score":0.04601253373548388},{"text":"And that could've just been by the time you wrote off any of your expenses and and and and because it's all based on your assessable income.","start":568.79004,"end":576.57,"sentiment":"neutral","sentiment_score":-0.03088703208939276},{"text":"So you you you got that.","start":578.10504,"end":579.705,"sentiment":"neutral","sentiment_score":0.06501645905276139},{"text":"So theoretically speaking, if we were to decrease your income by, like, the $6,162.39, leave a thousand dollars sitting in that that non concessional to get the extra 500, that could actually work out.","start":579.705,"end":595.27,"sentiment":"neutral","sentiment_score":0.01939614747157868},{"text":"But I wanna do the math properly and figure out where your contribution sit.","start":595.27,"end":600.81006,"sentiment":"neutral","sentiment_score":0.09793862540807043}],"sentiment":"neutral","sentiment_score":0.02832446286833868,"num_words":121,"start":556.115,"end":600.81006},{"sentences":[{"text":"Alternatively, if you want, I can always send you all this information in the email.","start":601.11005,"end":604.87006,"sentiment":"neutral","sentiment_score":0.24325695236523945},{"text":"And when you go and sit with your accountant to do 2526 financial year, you can just get get your accountant to kind of run through the figures based on whatever you deduct and what would happen with that financial year.","start":604.87006,"end":615.725,"sentiment":"neutral","sentiment_score":0.17306108990820443},{"text":"Because, obviously, I can't attest to what you are able to deduct from your like, the business and contracting and stuff like that.","start":615.725,"end":622.36,"sentiment":"neutral","sentiment_score":0.039455131830080696},{"text":"And if you do have a quite a high amount of deductibles, that'll obviously change things for you.","start":622.36,"end":628.62,"sentiment":"neutral","sentiment_score":0.09933779843979412},{"text":"So which way, I guess, would you like to go?","start":631.07996,"end":632.92,"sentiment":"neutral","sentiment_score":0.05491247922182083}],"sentiment":"neutral","sentiment_score":0.13073861839197506,"num_words":107,"start":601.11005,"end":632.92},{"sentences":[{"text":"Do you want me to just sort of email you the information and the accountant can have a chat when you sit down and do it?","start":632.92,"end":638.965,"sentiment":"neutral","sentiment_score":0.01659848913550377},{"text":"Yeah.","start":644.22504,"end":644.72504,"sentiment":"neutral","sentiment_score":0.006154059432446957},{"text":"No.","start":648.72003,"end":649.22003,"sentiment":"neutral","sentiment_score":-0.174577996134758},{"text":"Okay.","start":649.60004,"end":650.10004,"sentiment":"neutral","sentiment_score":-0.0786573588848114},{"text":"A little bit.","start":653.04004,"end":653.68005,"sentiment":"neutral","sentiment_score":-0.07236725091934204}],"sentiment":"neutral","sentiment_score":-0.0010194478381890804,"num_words":32,"start":632.92,"end":653.68005},{"sentences":[{"text":"Yeah.","start":653.68005,"end":654.18005,"sentiment":"neutral","sentiment_score":-0.008245296776294708},{"text":"No.","start":655.36005,"end":655.60004,"sentiment":"neutral","sentiment_score":-0.025932051241397858},{"text":"Absolutely.","start":655.60004,"end":656.10004,"sentiment":"neutral","sentiment_score":0.12281367927789688},{"text":"Look.","start":656.64,"end":657.14,"sentiment":"neutral","sentiment_score":0.07699675858020782},{"text":"So long as you get the submission for the the claim in before the end of the this financial year, we're all good.","start":657.52,"end":666.065,"sentiment":"neutral","sentiment_score":0.21187653457340988}],"sentiment":"neutral","sentiment_score":0.18662197722329033,"num_words":27,"start":653.68005,"end":666.065},{"sentences":[{"text":"So so you have a full twelve months after the end of the financial year to to get that what's called a notice of intent to claim submitted.","start":666.605,"end":673.105,"sentiment":"neutral","sentiment_score":-0.003910520729342741},{"text":"I'll pop that in the email for you so that way you have it highlighted, and I'll pop all the amounts in and everything like that.","start":673.40497,"end":679.69,"sentiment":"neutral","sentiment_score":0.199970888117185},{"text":"And and that way, you can have a chat to the account.","start":679.69,"end":681.61005,"sentiment":"neutral","sentiment_score":0.23172280564904213},{"text":"Okay?","start":681.61005,"end":682.11005,"sentiment":"neutral","sentiment_score":0.14312724769115448},{"text":"Okay.","start":685.647,"end":686.12695,"sentiment":"positive","sentiment_score":0.4489758610725403}],"sentiment":"neutral","sentiment_score":0.1244489012820208,"num_words":68,"start":666.605,"end":686.12695},{"sentences":[{"text":"Perfect.","start":686.12695,"end":686.62695,"sentiment":"positive","sentiment_score":0.6811520457267761},{"text":"Well, I'll get that email sent off to you shortly.","start":686.76697,"end":689.26697,"sentiment":"neutral","sentiment_score":0.32198394238948824},{"text":"No problem at all, Ashley.","start":691.80695,"end":692.92694,"sentiment":"positive","sentiment_score":0.5337560713291168},{"text":"We'll speak later.","start":692.92694,"end":693.82697,"sentiment":"positive","sentiment_score":0.3945260246594747},{"text":"K.","start":695.00696,"end":695.25696,"sentiment":"neutral","sentiment_score":0.04320051893591881}],"sentiment":"positive","sentiment_score":0.38982752095907924,"num_words":20,"start":686.12695,"end":695.25696},{"sentences":[{"text":"Bye.","start":695.25696,"end":695.75696,"sentiment":"neutral","sentiment_score":-0.09135974198579788}],"sentiment":"neutral","sentiment_score":-0.09135974198579788,"num_words":1,"start":695.25696,"end":695.75696}]}}]},{"alternatives":[{"transcript":"Hi. Yeah. Good. Hang on. I'm just trying to put you on loud speaker. You got me? Yeah. Yep. Yeah. Sure. Portland, like, football club. Yeah. Sure. Yep. Yep. Yeah. Yeah. What? 16 you get taxed at 15% or something like that on it. Is that right? Yep. Yeah. Something like that. Yeah. It's last year has been well, even this year, sort of started this financial year too. I'm not working sort of full time. Just working as a contractor, just forwarding on a as need basis. So getting, you know, earning as much. I can't remember off the top of my head. Probably around maybe 70 or something like that. Yeah. Yeah. No. Hang on. I'm talking about the one actually is just finished. There you go. Probably I was thinking I only did the tax from the previous financial year recently. And so the '23 hang on. On. 2425 financial year, I only just did that in May before otherwise, I would have got a fine if I'd missed that cutoff day. I think it was the middle of May that the cutoff is what yeah. So this year well, okay. I'm just trying to think. So what I have contributed in the last financial year that because I've been taking out 15% of my each invoice. So that would give you an indication of how much I sort of grossed. I put in 7,000 or something like that off the top of my head. So it finds that, you know, like, you'd be able to work out my gross income from that because it's, like, 15% super of my income. So And that would give a big close figure to my gross income before tax. Yes. So just going off my super contribution for last financial year, how much did I sort of gross? Yep. Excellent. Part time last year any one to three days a week. So maybe. I missed okay. Alright. It's probably a little bit more than I thought because yeah. Anyway, it's what it is. That's a reflection of yeah. Yeah. So I sort of just take out 15% out of every invoice regardless of the amount, you know, in that way Yeah. It all it all works out. Yep. Mhmm. Yep. Okay. Alright. You have to apply for that or what? Uh-huh. Yep. Yes. I just yeah. Yeah. No worries. Yeah. Because I wasn't sure how it worked if I had to buy through it because I've never had to, like, do, like, a it automatically happens, so it's alright. Yep. Alright. Yep. Yes. Yes. Yep. Yep. Yep. Yep. Yep. Yep. Yep. No. Yeah. I reckon that Yeah. I reckon that'll be best to say, mail me, Mason, because I'm not sure why when I'll do my tax. You know, this but this is everyone's doing their tax, so I sort of leave it a bit. Yeah. Yeah. Not a prob. Yes. Yep. Not a problem. Okay. No worries. Thanks for that, Larissa. Okay. Bye.","confidence":0.9604492,"words":[{"word":"hi","start":9.44,"end":9.76,"confidence":0.6374512,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":0.19907166063785553},{"word":"yeah","start":9.76,"end":10.08,"confidence":0.7451172,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3627718687057495},{"word":"good","start":10.08,"end":10.58,"confidence":0.99365234,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.6348065137863159},{"word":"hang","start":14.685,"end":14.925,"confidence":0.95703125,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":0.022955283522605896},{"word":"on","start":14.925,"end":15.085,"confidence":0.99316406,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.027853351086378098},{"word":"i'm","start":15.085,"end":15.165,"confidence":0.9020996,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.010996554046869278},{"word":"just","start":15.165,"end":15.325001,"confidence":0.88134766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.009982950985431671},{"word":"trying","start":15.325001,"end":15.485001,"confidence":0.91015625,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.009291080757975578},{"word":"to","start":15.485001,"end":15.565001,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012242957949638368},{"word":"put","start":15.565001,"end":15.645,"confidence":0.99316406,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0061358120292425156},{"word":"you","start":15.645,"end":15.805,"confidence":0.97802734,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0045261867344379425},{"word":"on","start":15.805,"end":15.885,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.007787346839904785},{"word":"loud","start":15.885,"end":16.125,"confidence":0.43164062,"punctuated_word":"loud","sentiment":"neutral","sentiment_score":0.0006756875663995743},{"word":"speaker","start":16.125,"end":16.625,"confidence":0.71765137,"punctuated_word":"speaker.","sentiment":"neutral","sentiment_score":0.01016534212976694},{"word":"you","start":17.085001,"end":17.245,"confidence":0.65234375,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0029147379100322723},{"word":"got","start":17.245,"end":17.485,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.015734843909740448},{"word":"me","start":17.485,"end":17.985,"confidence":0.9975586,"punctuated_word":"me?","sentiment":"neutral","sentiment_score":0.009535579942166804},{"word":"yeah","start":19.965,"end":20.445,"confidence":0.75146484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13152530789375305},{"word":"yep","start":20.445,"end":20.945,"confidence":0.9633789,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23132899403572085},{"word":"yeah","start":36.44,"end":36.76,"confidence":0.9885254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0919373780488968},{"word":"sure","start":36.76,"end":37.26,"confidence":0.99853516,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.12646231055259705},{"word":"portland","start":47.745,"end":48.065,"confidence":0.22613525,"punctuated_word":"Portland,","sentiment":"neutral","sentiment_score":0.07012629508972168},{"word":"like","start":48.065,"end":48.225,"confidence":0.6312256,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.11474157869815826},{"word":"football","start":48.225,"end":48.545,"confidence":0.8588867,"punctuated_word":"football","sentiment":"neutral","sentiment_score":0.08587469905614853},{"word":"club","start":48.545,"end":49.045,"confidence":0.9926758,"punctuated_word":"club.","sentiment":"neutral","sentiment_score":0.06307739019393921},{"word":"yeah","start":82.115,"end":82.515,"confidence":0.77734375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08600831031799316},{"word":"sure","start":82.515,"end":83.015,"confidence":0.9980469,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.12024550139904022},{"word":"yep","start":90.409996,"end":90.909996,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1272614449262619},{"word":"yep","start":104.784996,"end":105.024994,"confidence":0.9055176,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11282852292060852},{"word":"yeah","start":105.024994,"end":105.524994,"confidence":0.9577637,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13306604325771332},{"word":"yeah","start":107.424995,"end":107.744995,"confidence":0.69189453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04196558892726898},{"word":"what","start":107.744995,"end":108.244995,"confidence":0.5272217,"punctuated_word":"What?","sentiment":"neutral","sentiment_score":0.013888662680983543},{"word":"16","start":108.305,"end":108.784996,"confidence":0.810791,"punctuated_word":"16","sentiment":"neutral","sentiment_score":0.013858266174793243},{"word":"you","start":109.024994,"end":109.104996,"confidence":0.94628906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021320857107639313},{"word":"get","start":109.104996,"end":109.345,"confidence":0.9604492,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.032887376844882965},{"word":"taxed","start":109.345,"end":109.665,"confidence":0.89746094,"punctuated_word":"taxed","sentiment":"neutral","sentiment_score":0.03555145487189293},{"word":"at","start":109.665,"end":109.825,"confidence":0.94384766,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02277829498052597},{"word":"15%","start":109.825,"end":110.465,"confidence":0.92041016,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.03469187766313553},{"word":"or","start":110.465,"end":110.625,"confidence":0.91015625,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.041984714567661285},{"word":"something","start":110.625,"end":110.865,"confidence":0.9941406,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.003045879304409027},{"word":"like","start":110.865,"end":111.104996,"confidence":0.7001953,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02577284350991249},{"word":"that","start":111.104996,"end":111.185,"confidence":0.8676758,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.036796197295188904},{"word":"on","start":111.185,"end":111.345,"confidence":0.6972656,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.027675632387399673},{"word":"it","start":111.345,"end":111.57,"confidence":0.76586914,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.03318320959806442},{"word":"is","start":111.57,"end":111.73,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.05921503156423569},{"word":"that","start":111.73,"end":111.97,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08506692945957184},{"word":"right","start":111.97,"end":112.47,"confidence":0.98291016,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.06936542689800262},{"word":"yep","start":115.81,"end":116.31,"confidence":0.967041,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.053553130477666855},{"word":"yeah","start":125.33,"end":125.729996,"confidence":0.9609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021004272624850273},{"word":"something","start":125.729996,"end":126.13,"confidence":0.99121094,"punctuated_word":"Something","sentiment":"neutral","sentiment_score":-0.0013700295239686966},{"word":"like","start":126.13,"end":126.29,"confidence":0.99609375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.023642411455512047},{"word":"that","start":126.29,"end":126.53,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.024418681859970093},{"word":"yeah","start":126.53,"end":126.69,"confidence":0.8227539,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0073616998270154},{"word":"it's","start":126.69,"end":127.19,"confidence":0.97314453,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.15376143157482147},{"word":"last","start":127.985,"end":128.30501,"confidence":0.95947266,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.13526347279548645},{"word":"year","start":128.30501,"end":128.80501,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.1648058295249939},{"word":"has","start":130.30501,"end":130.545,"confidence":0.80615234,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.23685573041439056},{"word":"been","start":130.545,"end":130.785,"confidence":0.9951172,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.31846368312835693},{"word":"well","start":130.865,"end":131.105,"confidence":0.75439453,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.2908938527107239},{"word":"even","start":131.105,"end":131.425,"confidence":0.9892578,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.13452641665935516},{"word":"this","start":131.425,"end":131.585,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1501619815826416},{"word":"year","start":131.585,"end":131.825,"confidence":0.7507324,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.2045711874961853},{"word":"sort","start":131.825,"end":132.065,"confidence":0.78515625,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1142105907201767},{"word":"of","start":132.065,"end":132.225,"confidence":0.7890625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19170129299163816},{"word":"started","start":132.225,"end":132.545,"confidence":0.8154297,"punctuated_word":"started","sentiment":"neutral","sentiment_score":0.09436484426259996},{"word":"this","start":132.545,"end":132.785,"confidence":0.8359375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1844116747379303},{"word":"financial","start":132.785,"end":133.265,"confidence":0.98535156,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.05553559958934784},{"word":"year","start":133.265,"end":133.505,"confidence":0.9970703,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.06081687659025192},{"word":"too","start":133.505,"end":133.905,"confidence":0.8400879,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.028744574636220932},{"word":"i'm","start":133.905,"end":134.225,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2587786316871643},{"word":"not","start":134.225,"end":134.465,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2558790147304535},{"word":"working","start":134.465,"end":134.945,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.2753846347332001},{"word":"sort","start":134.945,"end":135.105,"confidence":0.89453125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.3026888966560364},{"word":"of","start":135.105,"end":135.345,"confidence":0.94628906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.31347548961639404},{"word":"full","start":135.345,"end":135.585,"confidence":0.9980469,"punctuated_word":"full","sentiment":"negative","sentiment_score":-0.3736821711063385},{"word":"time","start":135.585,"end":136.085,"confidence":0.94628906,"punctuated_word":"time.","sentiment":"negative","sentiment_score":-0.3533446788787842},{"word":"just","start":137.745,"end":138.145,"confidence":0.4794922,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.02803792431950569},{"word":"working","start":138.145,"end":138.545,"confidence":0.9941406,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.031321555376052856},{"word":"as","start":138.545,"end":138.705,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.036056213080883026},{"word":"a","start":138.705,"end":138.865,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00545593723654747},{"word":"contractor","start":138.865,"end":139.365,"confidence":0.7915039,"punctuated_word":"contractor,","sentiment":"neutral","sentiment_score":0.028623506426811215},{"word":"just","start":139.66501,"end":139.905,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.027315296232700348},{"word":"forwarding","start":139.905,"end":140.405,"confidence":0.42993164,"punctuated_word":"forwarding","sentiment":"neutral","sentiment_score":0.02684522233903408},{"word":"on","start":140.625,"end":140.785,"confidence":0.9863281,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.052928388118743896},{"word":"a","start":140.785,"end":140.945,"confidence":0.51123047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06440144032239914},{"word":"as","start":140.945,"end":141.105,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03487522900104523},{"word":"need","start":141.105,"end":141.425,"confidence":0.79833984,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05979606881737709},{"word":"basis","start":141.425,"end":141.925,"confidence":0.92749023,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.05714723467826843},{"word":"so","start":142.065,"end":142.565,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05226433649659157},{"word":"getting","start":143.70001,"end":144.1,"confidence":0.9584961,"punctuated_word":"getting,","sentiment":"neutral","sentiment_score":0.08156130462884903},{"word":"you","start":144.1,"end":144.26001,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08455286175012589},{"word":"know","start":144.26001,"end":144.76001,"confidence":0.98217773,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0615602545440197},{"word":"earning","start":146.98001,"end":147.3,"confidence":0.9482422,"punctuated_word":"earning","sentiment":"neutral","sentiment_score":0.06096041202545166},{"word":"as","start":147.3,"end":147.62001,"confidence":0.7519531,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.043976299464702606},{"word":"much","start":147.62001,"end":148.12001,"confidence":0.8984375,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.03935190290212631},{"word":"i","start":157.045,"end":157.285,"confidence":0.66064453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05516637861728668},{"word":"can't","start":157.285,"end":157.605,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.05895329266786575},{"word":"remember","start":157.605,"end":158.105,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.03900078684091568},{"word":"off","start":158.24501,"end":158.485,"confidence":0.88427734,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.05639374256134033},{"word":"the","start":158.485,"end":158.645,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03666044771671295},{"word":"top","start":158.645,"end":158.88501,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":-0.03080212324857712},{"word":"of","start":158.88501,"end":158.965,"confidence":0.99121094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04470961540937424},{"word":"my","start":158.965,"end":159.125,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04420596361160278},{"word":"head","start":159.125,"end":159.445,"confidence":0.8718262,"punctuated_word":"head.","sentiment":"neutral","sentiment_score":-0.05810932442545891},{"word":"probably","start":159.445,"end":159.845,"confidence":0.9941406,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.025772469118237495},{"word":"around","start":159.845,"end":160.16501,"confidence":0.9091797,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.00224318727850914},{"word":"maybe","start":160.16501,"end":160.645,"confidence":0.8251953,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.013556435704231262},{"word":"70","start":160.645,"end":161.145,"confidence":0.99609375,"punctuated_word":"70","sentiment":"neutral","sentiment_score":0.00786924734711647},{"word":"or","start":161.285,"end":161.445,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.018266920000314713},{"word":"something","start":161.445,"end":161.845,"confidence":0.9902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.03611588105559349},{"word":"like","start":161.845,"end":162.005,"confidence":0.98828125,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.028305239975452423},{"word":"that","start":162.005,"end":162.505,"confidence":0.9885254,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.03286544233560562},{"word":"yeah","start":163.605,"end":164.105,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03318868204951286},{"word":"yeah","start":178.98,"end":179.3,"confidence":0.9211426,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.024925878271460533},{"word":"no","start":179.3,"end":179.8,"confidence":0.80908203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.007179673761129379},{"word":"hang","start":180.42,"end":180.74,"confidence":0.8100586,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":-0.0025473199784755707},{"word":"on","start":180.74,"end":180.94,"confidence":0.9970703,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.01094464398920536},{"word":"i'm","start":180.94,"end":181.14,"confidence":0.3998413,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0042605153284966946},{"word":"talking","start":181.14,"end":181.54,"confidence":0.26660156,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.00940290093421936},{"word":"about","start":181.54,"end":181.94,"confidence":0.90771484,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.027371011674404144},{"word":"the","start":182.1,"end":182.26,"confidence":0.26660156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015554986894130709},{"word":"one","start":182.26,"end":182.5,"confidence":0.52685547,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.01673627644777298},{"word":"actually","start":182.5,"end":182.81999,"confidence":0.54589844,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.021508965641260147},{"word":"is","start":182.81999,"end":183.06,"confidence":0.35961914,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0247693732380867},{"word":"just","start":183.06,"end":183.3,"confidence":0.56591797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.010048117488622664},{"word":"finished","start":183.3,"end":183.8,"confidence":0.9916992,"punctuated_word":"finished.","sentiment":"neutral","sentiment_score":-0.003939108923077583},{"word":"there","start":186.945,"end":187.265,"confidence":0.31030273,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.0254536010324955},{"word":"you","start":187.265,"end":187.425,"confidence":0.9819336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02630051225423813},{"word":"go","start":187.425,"end":187.585,"confidence":0.93896484,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.02387536503374577},{"word":"probably","start":187.585,"end":188.065,"confidence":0.5449219,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.033148109912872314},{"word":"i","start":188.145,"end":188.30501,"confidence":0.97314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.044524356722831726},{"word":"was","start":188.30501,"end":188.465,"confidence":0.97314453,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.05562591552734375},{"word":"thinking","start":188.465,"end":188.865,"confidence":0.9941406,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":-0.04518565535545349},{"word":"i","start":188.865,"end":189.365,"confidence":0.8178711,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07240521907806396},{"word":"only","start":189.425,"end":189.66501,"confidence":0.5209961,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.054512400180101395},{"word":"did","start":189.66501,"end":189.905,"confidence":0.9951172,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.05604017525911331},{"word":"the","start":189.905,"end":190.065,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.039387546479702},{"word":"tax","start":190.065,"end":190.565,"confidence":0.9560547,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.017109878361225128},{"word":"from","start":190.705,"end":191.205,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.040250588208436966},{"word":"the","start":192.625,"end":192.865,"confidence":0.8798828,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03078397735953331},{"word":"previous","start":192.865,"end":193.365,"confidence":0.9741211,"punctuated_word":"previous","sentiment":"neutral","sentiment_score":-0.0201885849237442},{"word":"financial","start":193.425,"end":193.925,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.06132954731583595},{"word":"year","start":193.985,"end":194.485,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.034843139350414276},{"word":"recently","start":195.02501,"end":195.52501,"confidence":0.6958008,"punctuated_word":"recently.","sentiment":"neutral","sentiment_score":-0.03613809496164322},{"word":"and","start":197.28,"end":197.78,"confidence":0.64208984,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02631085366010666},{"word":"so","start":205.76,"end":206.24,"confidence":0.4663086,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.030175840482115746},{"word":"the","start":206.24,"end":206.64,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02668856643140316},{"word":"'23","start":206.64,"end":207.68,"confidence":0.9897461,"punctuated_word":"'23","sentiment":"neutral","sentiment_score":-0.03163065016269684},{"word":"hang","start":207.92,"end":208.24,"confidence":0.90771484,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":-0.041296202689409256},{"word":"on","start":208.24,"end":208.74,"confidence":0.7709961,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.038143791258335114},{"word":"on","start":209.69499,"end":209.855,"confidence":0.9802246,"punctuated_word":"On.","sentiment":"neutral","sentiment_score":-0.0056619057431817055},{"word":"2425","start":209.855,"end":211.135,"confidence":0.95251465,"punctuated_word":"2425","sentiment":"neutral","sentiment_score":-0.004914185032248497},{"word":"financial","start":211.135,"end":211.635,"confidence":0.90234375,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.01909372396767139},{"word":"year","start":211.69499,"end":212.015,"confidence":0.78515625,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.01564599946141243},{"word":"i","start":212.015,"end":212.095,"confidence":0.8881836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02878483012318611},{"word":"only","start":212.095,"end":212.33499,"confidence":0.8720703,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.022248372435569763},{"word":"just","start":212.33499,"end":212.495,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.016537871211767197},{"word":"did","start":212.495,"end":212.655,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.01708240807056427},{"word":"that","start":212.655,"end":212.895,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.014219921082258224},{"word":"in","start":212.895,"end":213.135,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.003095414489507675},{"word":"may","start":213.135,"end":213.635,"confidence":0.9980469,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.008381664752960205},{"word":"before","start":215.055,"end":215.555,"confidence":0.8203125,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.03728204593062401},{"word":"otherwise","start":217.535,"end":218.015,"confidence":0.9790039,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":-0.09909124672412872},{"word":"i","start":218.015,"end":218.095,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13055378198623657},{"word":"would","start":218.095,"end":218.255,"confidence":0.9951172,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.16313470900058746},{"word":"have","start":218.255,"end":218.415,"confidence":0.6015625,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11554985493421556},{"word":"got","start":218.415,"end":218.575,"confidence":0.8540039,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.17439523339271543},{"word":"a","start":218.575,"end":218.655,"confidence":0.6401367,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17183056473731995},{"word":"fine","start":218.655,"end":218.815,"confidence":0.98095703,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":-0.12783855199813843},{"word":"if","start":218.815,"end":219.055,"confidence":0.97509766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.14254647493362427},{"word":"i'd","start":219.055,"end":219.135,"confidence":0.87158203,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.12751665711402893},{"word":"missed","start":219.135,"end":219.375,"confidence":0.9243164,"punctuated_word":"missed","sentiment":"neutral","sentiment_score":-0.12983326613903046},{"word":"that","start":219.375,"end":219.535,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1235896497964859},{"word":"cutoff","start":219.535,"end":219.855,"confidence":0.8071289,"punctuated_word":"cutoff","sentiment":"neutral","sentiment_score":-0.1247003898024559},{"word":"day","start":219.855,"end":220.095,"confidence":0.92822266,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.10619771480560304},{"word":"i","start":220.095,"end":220.175,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03291507065296173},{"word":"think","start":220.175,"end":220.33499,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.03594949096441269},{"word":"it","start":220.33499,"end":220.415,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05039850249886513},{"word":"was","start":220.415,"end":220.575,"confidence":0.9892578,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.03655000776052475},{"word":"the","start":220.575,"end":220.735,"confidence":0.8178711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.029322506859898567},{"word":"middle","start":220.735,"end":221.055,"confidence":1.0,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":-0.01236487552523613},{"word":"of","start":221.055,"end":221.215,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01483018510043621},{"word":"may","start":221.215,"end":221.535,"confidence":0.9970703,"punctuated_word":"May","sentiment":"neutral","sentiment_score":-0.01008162647485733},{"word":"that","start":221.535,"end":221.855,"confidence":0.5078125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02027958631515503},{"word":"the","start":221.855,"end":222.015,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02559708245098591},{"word":"cutoff","start":222.015,"end":222.515,"confidence":0.9951172,"punctuated_word":"cutoff","sentiment":"neutral","sentiment_score":-0.02143634855747223},{"word":"is","start":223.09999,"end":223.59999,"confidence":0.4519043,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02503780648112297},{"word":"what","start":228.14,"end":228.62,"confidence":0.49047852,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.013391714543104172},{"word":"yeah","start":229.09999,"end":229.34,"confidence":0.7541504,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.013037079945206642},{"word":"so","start":229.34,"end":229.84,"confidence":0.44335938,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.048808805644512177},{"word":"this","start":229.9,"end":230.21999,"confidence":0.93847656,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.08383791148662567},{"word":"year","start":230.21999,"end":230.71999,"confidence":0.9970703,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.10060743987560272},{"word":"well","start":233.5,"end":234.0,"confidence":0.7495117,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.09217029809951782},{"word":"okay","start":235.9,"end":236.4,"confidence":0.9785156,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09086894243955612},{"word":"i'm","start":236.78,"end":237.01999,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05122729390859604},{"word":"just","start":237.01999,"end":237.26,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05297168344259262},{"word":"trying","start":237.26,"end":237.5,"confidence":0.9892578,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.054437305778265},{"word":"to","start":237.5,"end":237.57999,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03433965891599655},{"word":"think","start":237.57999,"end":237.975,"confidence":0.9916992,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.04212022200226784},{"word":"so","start":238.21501,"end":238.455,"confidence":0.9453125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0240386500954628},{"word":"what","start":238.455,"end":238.85501,"confidence":0.9941406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04609821736812592},{"word":"i","start":238.85501,"end":239.015,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.039624348282814026},{"word":"have","start":239.015,"end":239.41501,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03596913069486618},{"word":"contributed","start":239.41501,"end":239.91501,"confidence":1.0,"punctuated_word":"contributed","sentiment":"neutral","sentiment_score":0.03894472122192383},{"word":"in","start":241.655,"end":241.895,"confidence":0.82910156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06306211650371552},{"word":"the","start":241.895,"end":242.05501,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.047013059258461},{"word":"last","start":242.05501,"end":242.375,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.02335243672132492},{"word":"financial","start":242.375,"end":242.875,"confidence":0.99609375,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.012396305799484251},{"word":"year","start":243.015,"end":243.515,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.040229566395282745},{"word":"that","start":244.21501,"end":244.71501,"confidence":0.28198242,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.028066590428352356},{"word":"because","start":245.255,"end":245.57501,"confidence":0.88134766,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.018128160387277603},{"word":"i've","start":245.57501,"end":245.735,"confidence":0.9831543,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.022554796189069748},{"word":"been","start":245.735,"end":246.13501,"confidence":0.98291016,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.018303558230400085},{"word":"taking","start":246.13501,"end":246.455,"confidence":0.87890625,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.014506101608276367},{"word":"out","start":246.455,"end":246.695,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.008592814207077026},{"word":"15%","start":246.695,"end":247.57501,"confidence":0.99560547,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.049009330570697784},{"word":"of","start":247.57501,"end":247.815,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.012525297701358795},{"word":"my","start":247.815,"end":248.315,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.009799838066101074},{"word":"each","start":248.615,"end":248.93501,"confidence":0.62841797,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.0006074011325836182},{"word":"invoice","start":248.93501,"end":249.41501,"confidence":0.8208008,"punctuated_word":"invoice.","sentiment":"neutral","sentiment_score":0.004852693527936935},{"word":"so","start":249.41501,"end":249.735,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.027093544602394104},{"word":"that","start":249.735,"end":249.895,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04746337980031967},{"word":"would","start":249.895,"end":250.13501,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.040944743901491165},{"word":"give","start":250.13501,"end":250.29501,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.03784225136041641},{"word":"you","start":250.29501,"end":250.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03339739143848419},{"word":"an","start":250.455,"end":250.615,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.017557159066200256},{"word":"indication","start":250.615,"end":251.115,"confidence":1.0,"punctuated_word":"indication","sentiment":"neutral","sentiment_score":0.012395262718200684},{"word":"of","start":251.175,"end":251.41501,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.012126289308071136},{"word":"how","start":251.41501,"end":251.57501,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.007359951734542847},{"word":"much","start":251.57501,"end":251.815,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.0077371373772621155},{"word":"i","start":251.815,"end":251.975,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.018916726112365723},{"word":"sort","start":251.975,"end":252.21501,"confidence":0.96972656,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.05072426795959473},{"word":"of","start":252.21501,"end":252.455,"confidence":0.7963867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03831363469362259},{"word":"grossed","start":252.455,"end":252.955,"confidence":0.8959961,"punctuated_word":"grossed.","sentiment":"neutral","sentiment_score":-0.0103091923519969},{"word":"i","start":256.25,"end":256.49,"confidence":0.79833984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07287254184484482},{"word":"put","start":256.49,"end":256.72998,"confidence":0.8359375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.05837944522500038},{"word":"in","start":256.72998,"end":257.05,"confidence":0.9838867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06844766438007355},{"word":"7,000","start":257.05,"end":257.77,"confidence":0.9980469,"punctuated_word":"7,000","sentiment":"neutral","sentiment_score":0.056905753910541534},{"word":"or","start":257.77,"end":257.93,"confidence":0.97998047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06288094818592072},{"word":"something","start":257.93,"end":258.25,"confidence":0.99609375,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.03173483908176422},{"word":"like","start":258.25,"end":258.33,"confidence":0.94628906,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0520130917429924},{"word":"that","start":258.33,"end":258.57,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07060380280017853},{"word":"off","start":258.57,"end":258.72998,"confidence":0.98095703,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.05287879332900047},{"word":"the","start":258.72998,"end":258.81,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.045009538531303406},{"word":"top","start":258.81,"end":259.05,"confidence":0.99902344,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.04909079521894455},{"word":"of","start":259.05,"end":259.13,"confidence":0.9633789,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04317460209131241},{"word":"my","start":259.13,"end":259.28998,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.059923768043518066},{"word":"head","start":259.28998,"end":259.78998,"confidence":0.85180664,"punctuated_word":"head.","sentiment":"neutral","sentiment_score":0.10293595492839812},{"word":"so","start":260.16998,"end":260.66998,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17296288907527924},{"word":"it","start":262.49,"end":262.72998,"confidence":0.87158203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16733163595199585},{"word":"finds","start":262.72998,"end":263.05,"confidence":0.54833984,"punctuated_word":"finds","sentiment":"neutral","sentiment_score":0.18775632977485657},{"word":"that","start":263.05,"end":263.44998,"confidence":0.83325195,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.14776146411895752},{"word":"you","start":263.44998,"end":263.69,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13389632105827332},{"word":"know","start":263.69,"end":264.00998,"confidence":0.98535156,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.12190517038106918},{"word":"like","start":264.00998,"end":264.50998,"confidence":0.94091797,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.15341605246067047},{"word":"you'd","start":266.405,"end":266.72498,"confidence":0.9980469,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.1842688024044037},{"word":"be","start":266.72498,"end":266.88498,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19684496521949768},{"word":"able","start":266.88498,"end":267.04498,"confidence":0.9980469,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.1952820122241974},{"word":"to","start":267.04498,"end":267.125,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13751405477523804},{"word":"work","start":267.125,"end":267.365,"confidence":0.99121094,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.14431189000606537},{"word":"out","start":267.365,"end":267.525,"confidence":0.984375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.14444145560264587},{"word":"my","start":267.525,"end":267.76498,"confidence":0.99316406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.15625472366809845},{"word":"gross","start":267.76498,"end":268.085,"confidence":0.9941406,"punctuated_word":"gross","sentiment":"neutral","sentiment_score":0.154442697763443},{"word":"income","start":268.085,"end":268.405,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.12952794134616852},{"word":"from","start":268.405,"end":268.565,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.17145323753356934},{"word":"that","start":268.565,"end":268.72498,"confidence":0.8701172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1573508083820343},{"word":"because","start":268.72498,"end":268.965,"confidence":0.66552734,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13154414296150208},{"word":"it's","start":268.965,"end":269.205,"confidence":0.6873372,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":0.15276217460632324},{"word":"like","start":269.205,"end":269.365,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.13464118540287018},{"word":"15%","start":269.365,"end":270.26498,"confidence":0.9975586,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.2054186463356018},{"word":"super","start":270.32498,"end":270.82498,"confidence":0.95703125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1927967220544815},{"word":"of","start":271.365,"end":271.44498,"confidence":0.94970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12605521082878113},{"word":"my","start":271.44498,"end":271.76498,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.09484023600816728},{"word":"income","start":271.76498,"end":272.245,"confidence":0.9650879,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.09065675735473631},{"word":"so","start":272.245,"end":272.745,"confidence":0.96875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05004037916660309},{"word":"and","start":278.6,"end":278.76,"confidence":0.52001953,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1621696799993515},{"word":"that","start":278.76,"end":279.0,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21795696020126343},{"word":"would","start":279.0,"end":279.16,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.16286073625087738},{"word":"give","start":279.16,"end":279.48,"confidence":0.9790039,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1826019436120987},{"word":"a","start":279.48,"end":279.98,"confidence":0.9526367,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2131675481796265},{"word":"big","start":280.2,"end":280.44,"confidence":0.2524414,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.2935793995857239},{"word":"close","start":280.44,"end":280.76,"confidence":0.51123047,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.2136261910200119},{"word":"figure","start":280.76,"end":281.08,"confidence":0.98291016,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.2048622965812683},{"word":"to","start":281.08,"end":281.16,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2252582311630249},{"word":"my","start":281.16,"end":281.4,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.18959784507751465},{"word":"gross","start":281.4,"end":281.72,"confidence":0.99902344,"punctuated_word":"gross","sentiment":"neutral","sentiment_score":0.19932208955287933},{"word":"income","start":281.72,"end":282.22,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.22665053606033325},{"word":"before","start":283.48,"end":283.96,"confidence":0.9951172,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.2389163374900818},{"word":"tax","start":283.96,"end":284.46,"confidence":0.97753906,"punctuated_word":"tax.","sentiment":"neutral","sentiment_score":0.17382165789604187},{"word":"yes","start":300.26498,"end":300.505,"confidence":0.8708496,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14066734910011292},{"word":"so","start":300.505,"end":300.665,"confidence":0.93408203,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09919889271259308},{"word":"just","start":300.665,"end":300.905,"confidence":0.9902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1182619035243988},{"word":"going","start":300.905,"end":301.145,"confidence":0.9970703,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.11022534221410751},{"word":"off","start":301.145,"end":301.305,"confidence":0.9863281,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.11901197582483292},{"word":"my","start":301.305,"end":301.54498,"confidence":0.97314453,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1355510950088501},{"word":"super","start":301.54498,"end":301.865,"confidence":0.91015625,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2040739804506302},{"word":"contribution","start":301.865,"end":302.365,"confidence":0.98095703,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.15769100189208984},{"word":"for","start":303.065,"end":303.565,"confidence":0.97265625,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10532266646623611},{"word":"last","start":303.625,"end":303.945,"confidence":0.9838867,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.07671148329973221},{"word":"financial","start":303.945,"end":304.445,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.097604900598526},{"word":"year","start":304.665,"end":305.1,"confidence":0.91552734,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.09609313309192656},{"word":"how","start":305.26,"end":305.58002,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.08162127435207367},{"word":"much","start":305.58002,"end":305.82,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.0832599624991417},{"word":"did","start":305.82,"end":306.32,"confidence":0.97509766,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.05751493573188782},{"word":"i","start":307.26,"end":307.42,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0695628970861435},{"word":"sort","start":307.42,"end":307.66,"confidence":0.68896484,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05193844437599182},{"word":"of","start":307.66,"end":307.82,"confidence":0.77001953,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04906509444117546},{"word":"gross","start":307.82,"end":308.32,"confidence":0.9250488,"punctuated_word":"gross?","sentiment":"neutral","sentiment_score":0.05791044980287552},{"word":"yep","start":316.46,"end":316.96,"confidence":0.7780762,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19794097542762756},{"word":"excellent","start":321.91498,"end":322.155,"confidence":0.71203613,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.606952428817749},{"word":"part","start":322.155,"end":322.655,"confidence":0.36547852,"punctuated_word":"Part","sentiment":"neutral","sentiment_score":0.2885415256023407},{"word":"time","start":323.19498,"end":323.275,"confidence":0.9838867,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2573879063129425},{"word":"last","start":323.275,"end":323.51498,"confidence":0.65625,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.22530078887939453},{"word":"year","start":323.51498,"end":323.835,"confidence":0.97265625,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.2946431338787079},{"word":"any","start":323.835,"end":324.335,"confidence":0.26757812,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.28041017055511475},{"word":"one","start":324.955,"end":325.19498,"confidence":0.9716797,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2571506202220917},{"word":"to","start":325.19498,"end":325.35498,"confidence":0.9741211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14050249755382538},{"word":"three","start":325.35498,"end":325.51498,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.16675113141536713},{"word":"days","start":325.51498,"end":325.835,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.16254734992980957},{"word":"a","start":325.835,"end":325.995,"confidence":0.95703125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17462700605392456},{"word":"week","start":325.995,"end":326.495,"confidence":0.9375,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.2142924666404724},{"word":"so","start":328.395,"end":328.895,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12519152462482452},{"word":"maybe","start":329.595,"end":330.095,"confidence":0.8354492,"punctuated_word":"maybe.","sentiment":"neutral","sentiment_score":0.14180147647857666},{"word":"i","start":330.39,"end":330.89,"confidence":0.32128906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05022307112812996},{"word":"missed","start":340.95,"end":341.45,"confidence":0.6816406,"punctuated_word":"missed","sentiment":"neutral","sentiment_score":0.02068886160850525},{"word":"okay","start":342.47,"end":342.97,"confidence":0.9382324,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.03667329251766205},{"word":"alright","start":345.785,"end":346.26498,"confidence":0.98950195,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.1241193562746048},{"word":"it's","start":346.26498,"end":346.425,"confidence":0.9807129,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.09303190559148788},{"word":"probably","start":346.425,"end":346.745,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.10405617207288742},{"word":"a","start":346.745,"end":346.82498,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.059078656136989594},{"word":"little","start":346.82498,"end":346.985,"confidence":0.9970703,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.011740140616893768},{"word":"bit","start":346.985,"end":347.145,"confidence":0.98535156,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.003746956586837769},{"word":"more","start":347.145,"end":347.305,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0518094003200531},{"word":"than","start":347.305,"end":347.54498,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.07645883411169052},{"word":"i","start":347.54498,"end":347.865,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04701479524374008},{"word":"thought","start":347.865,"end":348.185,"confidence":0.97998047,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.01868647336959839},{"word":"because","start":348.185,"end":348.66498,"confidence":0.8671875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.05149213969707489},{"word":"yeah","start":348.82498,"end":349.225,"confidence":0.9873047,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.040734972804784775},{"word":"anyway","start":349.225,"end":349.725,"confidence":0.9680176,"punctuated_word":"Anyway,","sentiment":"neutral","sentiment_score":0.1038004606962204},{"word":"it's","start":350.26498,"end":350.505,"confidence":0.78686523,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.11274367570877077},{"word":"what","start":350.505,"end":350.745,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1508231908082962},{"word":"it","start":350.745,"end":350.905,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1458411067724228},{"word":"is","start":350.905,"end":351.405,"confidence":0.9880371,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.10959114134311676},{"word":"that's","start":351.785,"end":352.025,"confidence":0.9296875,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07695791125297546},{"word":"a","start":352.025,"end":352.185,"confidence":0.78125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06945125758647919},{"word":"reflection","start":352.185,"end":352.685,"confidence":0.9970703,"punctuated_word":"reflection","sentiment":"neutral","sentiment_score":0.06065152585506439},{"word":"of","start":352.745,"end":353.145,"confidence":0.9863281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.061024829745292664},{"word":"yeah","start":354.025,"end":354.525,"confidence":0.97753906,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04878847301006317},{"word":"yeah","start":358.52002,"end":358.84,"confidence":0.79125977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09404201805591585},{"word":"so","start":358.84,"end":359.34,"confidence":0.97314453,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09926782548427582},{"word":"i","start":359.40002,"end":359.64,"confidence":0.9160156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09244998544454576},{"word":"sort","start":359.64,"end":359.88,"confidence":0.50683594,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.10648148506879808},{"word":"of","start":359.88,"end":359.96002,"confidence":0.75927734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12814456224441528},{"word":"just","start":359.96002,"end":360.2,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12377885729074478},{"word":"take","start":360.2,"end":360.44,"confidence":0.94970703,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.12810637056827545},{"word":"out","start":360.44,"end":360.6,"confidence":0.5449219,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12718473374843595},{"word":"15%","start":360.6,"end":361.40002,"confidence":0.99365234,"punctuated_word":"15%","sentiment":"neutral","sentiment_score":0.1753176897764206},{"word":"out","start":361.40002,"end":361.56,"confidence":0.63623047,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.16234855353832245},{"word":"of","start":361.56,"end":361.72,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13479219377040863},{"word":"every","start":361.72,"end":362.04,"confidence":0.99316406,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.12012376636266708},{"word":"invoice","start":362.04,"end":362.52002,"confidence":0.99902344,"punctuated_word":"invoice","sentiment":"neutral","sentiment_score":0.1224205195903778},{"word":"regardless","start":362.52002,"end":363.02002,"confidence":0.8647461,"punctuated_word":"regardless","sentiment":"neutral","sentiment_score":0.09887267649173737},{"word":"of","start":363.16,"end":363.32,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0903305932879448},{"word":"the","start":363.32,"end":363.48,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07167792320251465},{"word":"amount","start":363.48,"end":363.98,"confidence":0.9223633,"punctuated_word":"amount,","sentiment":"neutral","sentiment_score":0.06923519819974899},{"word":"you","start":364.44,"end":364.6,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06779253482818604},{"word":"know","start":364.6,"end":364.92,"confidence":0.90527344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08998666703701019},{"word":"in","start":364.92,"end":365.08002,"confidence":0.8833008,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06331038475036621},{"word":"that","start":367.24002,"end":367.40002,"confidence":0.9741211,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13759107887744904},{"word":"way","start":367.40002,"end":367.56,"confidence":0.99902344,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.16528020799160004},{"word":"yeah","start":370.83502,"end":371.33502,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1937883496284485},{"word":"it","start":371.95502,"end":372.195,"confidence":0.9506836,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.219071626663208},{"word":"all","start":372.195,"end":372.43503,"confidence":0.7285156,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2159848660230637},{"word":"it","start":372.43503,"end":372.67502,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21225187182426453},{"word":"all","start":372.67502,"end":372.83502,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.20894646644592285},{"word":"works","start":372.83502,"end":373.075,"confidence":0.99902344,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.2091413587331772},{"word":"out","start":373.075,"end":373.575,"confidence":0.9975586,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.14078710973262787},{"word":"yep","start":404.11502,"end":404.61502,"confidence":0.9248047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2646840214729309},{"word":"mhmm","start":407.075,"end":407.575,"confidence":0.9970703,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.1885088086128235},{"word":"yep","start":411.51,"end":412.01,"confidence":0.71447754,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06978524476289749},{"word":"okay","start":417.6825,"end":418.1825,"confidence":0.9091797,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.15790283679962158},{"word":"alright","start":430.815,"end":431.315,"confidence":0.7758789,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.10775639116764069},{"word":"you","start":438.815,"end":438.975,"confidence":0.4880371,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.023888982832431793},{"word":"have","start":438.975,"end":439.135,"confidence":0.97314453,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.020495004951953888},{"word":"to","start":439.135,"end":439.62,"confidence":0.9404297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018882911652326584},{"word":"apply","start":440.1,"end":440.58,"confidence":0.9707031,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":0.02350996434688568},{"word":"for","start":440.58,"end":440.74,"confidence":0.9892578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.020692795515060425},{"word":"that","start":440.74,"end":441.13998,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.020129714161157608},{"word":"or","start":441.13998,"end":441.46,"confidence":0.93408203,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.00004029646515846253},{"word":"what","start":441.46,"end":441.96,"confidence":0.98291016,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":0.00583716481924057},{"word":"uh-huh","start":446.1,"end":446.6,"confidence":0.8544922,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.10317514091730118},{"word":"yep","start":451.62,"end":452.12,"confidence":0.83447266,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2684834897518158},{"word":"yes","start":467.83502,"end":468.33502,"confidence":0.9206543,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11509183794260024},{"word":"i","start":502.72,"end":502.88,"confidence":0.2614746,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01705869287252426},{"word":"just","start":502.88,"end":503.38,"confidence":0.65478516,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0017972514033317566},{"word":"yeah","start":506.47998,"end":506.97998,"confidence":0.95825195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.01663779467344284},{"word":"yeah","start":510.63998,"end":511.03998,"confidence":0.9897461,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08684597909450531},{"word":"no","start":511.03998,"end":511.19998,"confidence":0.734375,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.10285560041666032},{"word":"worries","start":511.19998,"end":511.52,"confidence":0.91186523,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.1388416886329651},{"word":"yeah","start":511.52,"end":511.68,"confidence":0.76831055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11616693437099455},{"word":"because","start":511.68,"end":511.84,"confidence":0.7163086,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.06491363793611526},{"word":"i","start":511.84,"end":512.0,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010539725422859192},{"word":"wasn't","start":512.0,"end":512.32,"confidence":0.99902344,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.004792596213519573},{"word":"sure","start":512.32,"end":512.56,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.08132041245698929},{"word":"how","start":512.56,"end":512.72,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.02856685221195221},{"word":"it","start":512.72,"end":512.8,"confidence":0.97314453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03079263865947723},{"word":"worked","start":512.8,"end":513.12,"confidence":0.6567383,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":0.04554323852062225},{"word":"if","start":513.12,"end":513.27997,"confidence":0.91748047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0513276569545269},{"word":"i","start":513.27997,"end":513.36,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02660641074180603},{"word":"had","start":513.36,"end":513.6,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.026032105088233948},{"word":"to","start":513.6,"end":513.76,"confidence":0.9316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.053283222019672394},{"word":"buy","start":513.76,"end":513.92,"confidence":0.33081055,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.049825385212898254},{"word":"through","start":513.92,"end":514.08,"confidence":0.80322266,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.041043609380722046},{"word":"it","start":514.08,"end":514.16,"confidence":0.56396484,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11849673837423325},{"word":"because","start":514.16,"end":514.4,"confidence":0.6611328,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04205555468797684},{"word":"i've","start":514.4,"end":514.48,"confidence":0.9946289,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.10508622229099274},{"word":"never","start":514.48,"end":514.72,"confidence":1.0,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.01841031014919281},{"word":"had","start":514.72,"end":514.88,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.02262037992477417},{"word":"to","start":514.88,"end":515.2,"confidence":0.86206055,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.03101463243365288},{"word":"like","start":515.2,"end":515.7,"confidence":0.98413086,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0346180684864521},{"word":"do","start":517.40497,"end":517.725,"confidence":0.58203125,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.05467509478330612},{"word":"like","start":517.725,"end":518.225,"confidence":0.89208984,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.005686409771442413},{"word":"a","start":518.285,"end":518.785,"confidence":0.8305664,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2580239474773407},{"word":"it","start":519.005,"end":519.085,"confidence":0.6376953,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2484794855117798},{"word":"automatically","start":519.085,"end":519.585,"confidence":0.8769531,"punctuated_word":"automatically","sentiment":"positive","sentiment_score":0.34242042899131775},{"word":"happens","start":519.805,"end":520.305,"confidence":0.68981934,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":0.2664613127708435},{"word":"so","start":520.365,"end":520.52496,"confidence":0.78027344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2735966145992279},{"word":"it's","start":520.52496,"end":520.685,"confidence":0.94677734,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.23848694562911987},{"word":"alright","start":520.685,"end":521.185,"confidence":0.98876953,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.2007097601890564},{"word":"yep","start":530.925,"end":531.33,"confidence":0.9506836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22575102746486664},{"word":"alright","start":537.25,"end":537.75,"confidence":0.6652832,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.16225963830947876},{"word":"yep","start":544.13,"end":544.63,"confidence":0.9807129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1502985656261444},{"word":"yes","start":552.625,"end":553.125,"confidence":0.98706055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10849267244338988},{"word":"yes","start":555.185,"end":555.685,"confidence":0.8498535,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.16137899458408356},{"word":"yep","start":567.97003,"end":568.47003,"confidence":0.8000488,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1090417504310608},{"word":"yep","start":573.97003,"end":574.275,"confidence":0.89941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0023008461575955153},{"word":"yep","start":576.835,"end":577.335,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09327839314937592},{"word":"yep","start":601.01495,"end":601.51495,"confidence":0.9885254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23533380031585693},{"word":"yep","start":620.91,"end":621.41,"confidence":0.8198242,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03924375772476196},{"word":"yep","start":622.43,"end":622.93,"confidence":0.93359375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1006106361746788},{"word":"yep","start":625.875,"end":626.375,"confidence":0.9650879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15333430469036102},{"word":"no","start":634.755,"end":635.075,"confidence":0.7194824,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0672503337264061},{"word":"yeah","start":635.075,"end":635.195,"confidence":0.83984375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0022801700979471207},{"word":"i","start":635.195,"end":635.315,"confidence":0.8588867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.000041406601667404175},{"word":"reckon","start":635.315,"end":635.635,"confidence":0.94970703,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":-0.007725205272436142},{"word":"that","start":635.635,"end":635.79504,"confidence":0.81152344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0120047889649868},{"word":"yeah","start":642.41,"end":642.65,"confidence":0.8039551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01802859827876091},{"word":"i","start":642.65,"end":642.81,"confidence":0.9326172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01346859522163868},{"word":"reckon","start":642.81,"end":643.05,"confidence":0.9580078,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":0.006020782515406609},{"word":"that'll","start":643.05,"end":643.21,"confidence":0.72558594,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.007677002809941769},{"word":"be","start":643.21,"end":643.45,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.01986411213874817},{"word":"best","start":643.45,"end":643.69,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.0062114521861076355},{"word":"to","start":643.69,"end":643.85,"confidence":0.47802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02599760703742504},{"word":"say","start":643.85,"end":644.08997,"confidence":0.28979492,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.010390220209956167},{"word":"mail","start":644.08997,"end":644.41,"confidence":0.36914062,"punctuated_word":"mail","sentiment":"neutral","sentiment_score":-0.010482732206583025},{"word":"me","start":644.41,"end":644.91,"confidence":0.53100586,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":-0.009931130334734917},{"word":"mason","start":645.13,"end":645.52997,"confidence":0.8647461,"punctuated_word":"Mason,","sentiment":"neutral","sentiment_score":-0.02898276783525944},{"word":"because","start":645.52997,"end":645.93,"confidence":0.99902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05442250519990921},{"word":"i'm","start":645.93,"end":646.08997,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1036139354109764},{"word":"not","start":646.08997,"end":646.25,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.15584027767181396},{"word":"sure","start":646.25,"end":646.57,"confidence":0.9980469,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.2010037750005722},{"word":"why","start":646.57,"end":646.89,"confidence":0.34594727,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.15071742236614227},{"word":"when","start":646.89,"end":647.05,"confidence":0.8852539,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.12192385643720628},{"word":"i'll","start":647.05,"end":647.21,"confidence":0.7746582,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.09983869642019272},{"word":"do","start":647.21,"end":647.45,"confidence":0.97265625,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.15250861644744873},{"word":"my","start":647.45,"end":647.61,"confidence":0.98535156,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.14028140902519226},{"word":"tax","start":647.61,"end":648.11,"confidence":0.7766113,"punctuated_word":"tax.","sentiment":"neutral","sentiment_score":-0.11449301242828368},{"word":"you","start":648.25,"end":648.49,"confidence":0.9760742,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.10504211485385896},{"word":"know","start":648.49,"end":648.89,"confidence":0.8520508,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.08284986019134521},{"word":"this","start":648.89,"end":649.39,"confidence":0.67529297,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.1235584318637848},{"word":"but","start":649.69,"end":649.93,"confidence":0.20397949,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08923213928937912},{"word":"this","start":649.93,"end":650.08997,"confidence":0.3623047,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.1526019126176834},{"word":"is","start":650.08997,"end":650.17,"confidence":0.42382812,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.12395922839641572},{"word":"everyone's","start":650.17,"end":650.65,"confidence":0.8413086,"punctuated_word":"everyone's","sentiment":"neutral","sentiment_score":-0.09615063667297365},{"word":"doing","start":650.65,"end":650.89,"confidence":0.9970703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.12498583644628523},{"word":"their","start":650.89,"end":651.05,"confidence":0.91845703,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.13645727932453156},{"word":"tax","start":651.05,"end":651.37,"confidence":0.8234863,"punctuated_word":"tax,","sentiment":"neutral","sentiment_score":-0.10498912632465364},{"word":"so","start":651.37,"end":651.52997,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08536171913146973},{"word":"i","start":651.52997,"end":651.61,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07949543744325638},{"word":"sort","start":651.61,"end":651.85,"confidence":0.66064453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.11424604803323746},{"word":"of","start":651.85,"end":652.01,"confidence":0.60791016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08826939761638641},{"word":"leave","start":652.01,"end":652.17,"confidence":0.984375,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.14316321909427643},{"word":"it","start":652.17,"end":652.67,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11967448890209198},{"word":"a","start":653.13,"end":653.21,"confidence":0.4345703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0982099547982216},{"word":"bit","start":653.21,"end":653.71,"confidence":0.79296875,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.10940419137477876},{"word":"yeah","start":655.875,"end":656.375,"confidence":0.7524414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09714144468307497},{"word":"yeah","start":662.195,"end":662.695,"confidence":0.9465332,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.216347336769104},{"word":"not","start":666.675,"end":666.995,"confidence":0.69873047,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.05384618788957596},{"word":"a","start":666.995,"end":667.075,"confidence":0.9428711,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07559696584939957},{"word":"prob","start":667.075,"end":667.575,"confidence":0.59106445,"punctuated_word":"prob.","sentiment":"neutral","sentiment_score":-0.14439794421195984},{"word":"yes","start":671.88995,"end":672.38995,"confidence":0.7150879,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10141632705926897},{"word":"yep","start":677.80994,"end":678.30994,"confidence":0.7458496,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16423258185386658},{"word":"not","start":683.73,"end":683.97,"confidence":0.44604492,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.4503951072692871},{"word":"a","start":683.97,"end":684.05,"confidence":0.8925781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32388603687286377},{"word":"problem","start":684.05,"end":684.55,"confidence":0.99609375,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.4073202610015869},{"word":"okay","start":689.605,"end":690.005,"confidence":0.84765625,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.17061173915863037},{"word":"no","start":690.005,"end":690.245,"confidence":0.84228516,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.19915840029716492},{"word":"worries","start":690.245,"end":690.40497,"confidence":0.99365234,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.15640608966350555},{"word":"thanks","start":690.40497,"end":690.56494,"confidence":0.9770508,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.8581734895706177},{"word":"for","start":690.56494,"end":690.725,"confidence":0.3972168,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8914865851402283},{"word":"that","start":690.725,"end":690.96497,"confidence":0.9289551,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.87164705991745},{"word":"larissa","start":690.96497,"end":691.46497,"confidence":0.84488934,"punctuated_word":"Larissa.","sentiment":"positive","sentiment_score":0.7627863883972168},{"word":"okay","start":693.925,"end":694.245,"confidence":0.98657227,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2416990101337433},{"word":"bye","start":694.245,"end":694.745,"confidence":0.9145508,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.14465640485286713}],"paragraphs":{"transcript":"\nHi. Yeah. Good. Hang on. I'm just trying to put you on loud speaker.\n\nYou got me? Yeah. Yep. Yeah. Sure.\n\nPortland, like, football club. Yeah. Sure. Yep. Yep.\n\nYeah. Yeah. What? 16 you get taxed at 15% or something like that on it. Is that right?\n\nYep. Yeah. Something like that. Yeah. It's last year has been well, even this year, sort of started this financial year too.\n\nI'm not working sort of full time. Just working as a contractor, just forwarding on a as need basis. So getting, you know, earning as much. I can't remember off the top of my head. Probably around maybe 70 or something like that.\n\nYeah. Yeah. No. Hang on. I'm talking about the one actually is just finished.\n\nThere you go. Probably I was thinking I only did the tax from the previous financial year recently. And so the '23 hang on. On. 2425 financial year, I only just did that in May before otherwise, I would have got a fine if I'd missed that cutoff day.\n\nI think it was the middle of May that the cutoff is what yeah. So this year well, okay. I'm just trying to think. So what I have contributed in the last financial year that because I've been taking out 15% of my each invoice. So that would give you an indication of how much I sort of grossed.\n\nI put in 7,000 or something like that off the top of my head. So it finds that, you know, like, you'd be able to work out my gross income from that because it's, like, 15% super of my income. So And that would give a big close figure to my gross income before tax. Yes. So just going off my super contribution for last financial year, how much did I sort of gross?\n\nYep. Excellent. Part time last year any one to three days a week. So maybe. I missed okay.\n\nAlright. It's probably a little bit more than I thought because yeah. Anyway, it's what it is. That's a reflection of yeah. Yeah.\n\nSo I sort of just take out 15% out of every invoice regardless of the amount, you know, in that way Yeah. It all it all works out. Yep. Mhmm. Yep.\n\nOkay. Alright. You have to apply for that or what? Uh-huh. Yep.\n\nYes. I just yeah. Yeah. No worries. Yeah.\n\nBecause I wasn't sure how it worked if I had to buy through it because I've never had to, like, do, like, a it automatically happens, so it's alright. Yep. Alright. Yep. Yes.\n\nYes. Yep. Yep. Yep. Yep.\n\nYep. Yep. Yep. No. Yeah.\n\nI reckon that Yeah. I reckon that'll be best to say, mail me, Mason, because I'm not sure why when I'll do my tax. You know, this but this is everyone's doing their tax, so I sort of leave it a bit. Yeah. Yeah.\n\nNot a prob. Yes. Yep. Not a problem. Okay.\n\nNo worries. Thanks for that, Larissa. Okay. Bye.","paragraphs":[{"sentences":[{"text":"Hi.","start":9.44,"end":9.76,"sentiment":"neutral","sentiment_score":0.19907166063785553},{"text":"Yeah.","start":9.76,"end":10.08,"sentiment":"positive","sentiment_score":0.3627718687057495},{"text":"Good.","start":10.08,"end":10.58,"sentiment":"positive","sentiment_score":0.6348065137863159},{"text":"Hang on.","start":14.685,"end":15.085,"sentiment":"neutral","sentiment_score":0.025404317304491997},{"text":"I'm just trying to put you on loud speaker.","start":15.085,"end":16.625,"sentiment":"neutral","sentiment_score":0.006972393952310085}],"sentiment":"neutral","sentiment_score":0.09358644452212113,"num_words":14,"start":9.44,"end":16.625},{"sentences":[{"text":"You got me?","start":17.085001,"end":17.985,"sentiment":"neutral","sentiment_score":0.009395053920646509},{"text":"Yeah.","start":19.965,"end":20.445,"sentiment":"neutral","sentiment_score":0.13152530789375305},{"text":"Yep.","start":20.445,"end":20.945,"sentiment":"neutral","sentiment_score":0.23132899403572085},{"text":"Yeah.","start":36.44,"end":36.76,"sentiment":"neutral","sentiment_score":0.0919373780488968},{"text":"Sure.","start":36.76,"end":37.26,"sentiment":"neutral","sentiment_score":0.12646231055259705}],"sentiment":"neutral","sentiment_score":0.08706273604184389,"num_words":7,"start":17.085001,"end":37.26},{"sentences":[{"text":"Portland, like, football club.","start":47.745,"end":49.045,"sentiment":"neutral","sentiment_score":0.08345499075949192},{"text":"Yeah.","start":82.115,"end":82.515,"sentiment":"neutral","sentiment_score":0.08600831031799316},{"text":"Sure.","start":82.515,"end":83.015,"sentiment":"neutral","sentiment_score":0.12024550139904022},{"text":"Yep.","start":90.409996,"end":90.909996,"sentiment":"neutral","sentiment_score":0.1272614449262619},{"text":"Yep.","start":104.784996,"end":105.024994,"sentiment":"neutral","sentiment_score":0.11282852292060852}],"sentiment":"neutral","sentiment_score":0.09752046782523394,"num_words":8,"start":47.745,"end":105.024994},{"sentences":[{"text":"Yeah.","start":105.024994,"end":105.524994,"sentiment":"neutral","sentiment_score":0.13306604325771332},{"text":"Yeah.","start":107.424995,"end":107.744995,"sentiment":"neutral","sentiment_score":0.04196558892726898},{"text":"What?","start":107.744995,"end":108.244995,"sentiment":"neutral","sentiment_score":0.013888662680983543},{"text":"16 you get taxed at 15% or something like that on it.","start":108.305,"end":111.57,"sentiment":"neutral","sentiment_score":0.027462217025458813},{"text":"Is that right?","start":111.57,"end":112.47,"sentiment":"neutral","sentiment_score":0.07121579597393672}],"sentiment":"neutral","sentiment_score":0.040673015949626766,"num_words":18,"start":105.024994,"end":112.47},{"sentences":[{"text":"Yep.","start":115.81,"end":116.31,"sentiment":"neutral","sentiment_score":0.053553130477666855},{"text":"Yeah.","start":125.33,"end":125.729996,"sentiment":"neutral","sentiment_score":0.021004272624850273},{"text":"Something like that.","start":125.729996,"end":126.53,"sentiment":"neutral","sentiment_score":0.01556368793050448},{"text":"Yeah.","start":126.53,"end":126.69,"sentiment":"neutral","sentiment_score":0.0073616998270154},{"text":"It's last year has been well, even this year, sort of started this financial year too.","start":126.69,"end":133.905,"sentiment":"neutral","sentiment_score":0.15744306496344507}],"sentiment":"neutral","sentiment_score":0.12034996391528031,"num_words":22,"start":115.81,"end":133.905},{"sentences":[{"text":"I'm not working sort of full time.","start":133.905,"end":136.085,"sentiment":"neutral","sentiment_score":-0.304747645344053},{"text":"Just working as a contractor, just forwarding on a as need basis.","start":137.745,"end":141.925,"sentiment":"neutral","sentiment_score":0.021831052533040445},{"text":"So getting, you know, earning as much.","start":142.065,"end":148.12001,"sentiment":"neutral","sentiment_score":0.06060391025883811},{"text":"I can't remember off the top of my head.","start":157.045,"end":159.445,"sentiment":"neutral","sentiment_score":-0.04711129723323716},{"text":"Probably around maybe 70 or something like that.","start":159.445,"end":162.505,"sentiment":"neutral","sentiment_score":-0.01865704101510346}],"sentiment":"neutral","sentiment_score":-0.0469835236841856,"num_words":43,"start":133.905,"end":162.505},{"sentences":[{"text":"Yeah.","start":163.605,"end":164.105,"sentiment":"neutral","sentiment_score":0.03318868204951286},{"text":"Yeah.","start":178.98,"end":179.3,"sentiment":"neutral","sentiment_score":0.024925878271460533},{"text":"No.","start":179.3,"end":179.8,"sentiment":"neutral","sentiment_score":-0.007179673761129379},{"text":"Hang on.","start":180.42,"end":180.94,"sentiment":"neutral","sentiment_score":-0.0067459819838404655},{"text":"I'm talking about the one actually is just finished.","start":180.94,"end":183.8,"sentiment":"neutral","sentiment_score":-0.014843472952230109}],"sentiment":"neutral","sentiment_score":-0.006867738141279135,"num_words":14,"start":163.605,"end":183.8},{"sentences":[{"text":"There you go.","start":186.945,"end":187.585,"sentiment":"neutral","sentiment_score":0.025209826106826465},{"text":"Probably I was thinking I only did the tax from the previous financial year recently.","start":187.585,"end":195.52501,"sentiment":"neutral","sentiment_score":-0.042764879266421},{"text":"And so the '23 hang on.","start":197.28,"end":208.74,"sentiment":"neutral","sentiment_score":-0.03237431744734446},{"text":"On.","start":209.69499,"end":209.855,"sentiment":"neutral","sentiment_score":-0.0056619057431817055},{"text":"2425 financial year, I only just did that in May before otherwise, I would have got a fine if I'd missed that cutoff day.","start":209.855,"end":220.095,"sentiment":"neutral","sentiment_score":-0.0794708834340175}],"sentiment":"neutral","sentiment_score":-0.054552096398357224,"num_words":49,"start":186.945,"end":220.095},{"sentences":[{"text":"I think it was the middle of May that the cutoff is what yeah.","start":220.095,"end":229.34,"sentiment":"neutral","sentiment_score":-0.02059530679668699},{"text":"So this year well, okay.","start":229.34,"end":236.4,"sentiment":"neutral","sentiment_score":0.08325867950916291},{"text":"I'm just trying to think.","start":236.78,"end":237.975,"sentiment":"neutral","sentiment_score":0.04701923280954361},{"text":"So what I have contributed in the last financial year that because I've been taking out 15% of my each invoice.","start":238.21501,"end":249.41501,"sentiment":"neutral","sentiment_score":0.02655595878050441},{"text":"So that would give you an indication of how much I sort of grossed.","start":249.41501,"end":252.955,"sentiment":"neutral","sentiment_score":0.006818507997585195}],"sentiment":"neutral","sentiment_score":0.017223551064350848,"num_words":59,"start":220.095,"end":252.955},{"sentences":[{"text":"I put in 7,000 or something like that off the top of my head.","start":256.25,"end":259.78998,"sentiment":"neutral","sentiment_score":0.05906082423669951},{"text":"So it finds that, you know, like, you'd be able to work out my gross income from that because it's, like, 15% super of my income.","start":260.16998,"end":272.245,"sentiment":"neutral","sentiment_score":0.15328605874226645},{"text":"So And that would give a big close figure to my gross income before tax.","start":272.245,"end":284.46,"sentiment":"neutral","sentiment_score":0.1969621221224467},{"text":"Yes.","start":300.26498,"end":300.505,"sentiment":"neutral","sentiment_score":0.14066734910011292},{"text":"So just going off my super contribution for last financial year, how much did I sort of gross?","start":300.505,"end":308.32,"sentiment":"neutral","sentiment_score":0.09836774629851182}],"sentiment":"neutral","sentiment_score":0.13078388758003712,"num_words":74,"start":256.25,"end":308.32},{"sentences":[{"text":"Yep.","start":316.46,"end":316.96,"sentiment":"neutral","sentiment_score":0.19794097542762756},{"text":"Excellent.","start":321.91498,"end":322.155,"sentiment":"positive","sentiment_score":0.606952428817749},{"text":"Part time last year any one to three days a week.","start":322.155,"end":326.495,"sentiment":"neutral","sentiment_score":0.2238322360949083},{"text":"So maybe.","start":328.395,"end":330.095,"sentiment":"neutral","sentiment_score":0.1334965005517006},{"text":"I missed okay.","start":330.39,"end":342.97,"sentiment":"neutral","sentiment_score":0.03586174175143242}],"sentiment":"neutral","sentiment_score":0.20231256820261478,"num_words":18,"start":316.46,"end":342.97},{"sentences":[{"text":"Alright.","start":345.785,"end":346.26498,"sentiment":"neutral","sentiment_score":0.1241193562746048},{"text":"It's probably a little bit more than I thought because yeah.","start":346.26498,"end":349.225,"sentiment":"neutral","sentiment_score":0.0507136769592762},{"text":"Anyway, it's what it is.","start":349.225,"end":351.405,"sentiment":"neutral","sentiment_score":0.12455991506576539},{"text":"That's a reflection of yeah.","start":351.785,"end":354.525,"sentiment":"neutral","sentiment_score":0.06337479948997497},{"text":"Yeah.","start":358.52002,"end":358.84,"sentiment":"neutral","sentiment_score":0.09404201805591585}],"sentiment":"neutral","sentiment_score":0.07459501711570699,"num_words":23,"start":345.785,"end":358.84},{"sentences":[{"text":"So I sort of just take out 15% out of every invoice regardless of the amount, you know, in that way Yeah.","start":358.84,"end":371.33502,"sentiment":"neutral","sentiment_score":0.11674009805375879},{"text":"It all it all works out.","start":371.95502,"end":373.575,"sentiment":"neutral","sentiment_score":0.2010305499037107},{"text":"Yep.","start":404.11502,"end":404.61502,"sentiment":"neutral","sentiment_score":0.2646840214729309},{"text":"Mhmm.","start":407.075,"end":407.575,"sentiment":"neutral","sentiment_score":0.1885088086128235},{"text":"Yep.","start":411.51,"end":412.01,"sentiment":"neutral","sentiment_score":0.06978524476289749}],"sentiment":"neutral","sentiment_score":0.13862721069205192,"num_words":31,"start":358.84,"end":412.01},{"sentences":[{"text":"Okay.","start":417.6825,"end":418.1825,"sentiment":"neutral","sentiment_score":0.15790283679962158},{"text":"Alright.","start":430.815,"end":431.315,"sentiment":"neutral","sentiment_score":0.10775639116764069},{"text":"You have to apply for that or what?","start":438.815,"end":441.96,"sentiment":"neutral","sentiment_score":0.016684604343026876},{"text":"Uh-huh.","start":446.1,"end":446.6,"sentiment":"neutral","sentiment_score":0.10317514091730118},{"text":"Yep.","start":451.62,"end":452.12,"sentiment":"neutral","sentiment_score":0.2684834897518158}],"sentiment":"neutral","sentiment_score":0.06423289111504953,"num_words":12,"start":417.6825,"end":452.12},{"sentences":[{"text":"Yes.","start":467.83502,"end":468.33502,"sentiment":"neutral","sentiment_score":0.11509183794260024},{"text":"I just yeah.","start":502.72,"end":506.97998,"sentiment":"neutral","sentiment_score":0.011831246316432953},{"text":"Yeah.","start":510.63998,"end":511.03998,"sentiment":"neutral","sentiment_score":0.08684597909450531},{"text":"No worries.","start":511.03998,"end":511.52,"sentiment":"neutral","sentiment_score":0.1208486445248127},{"text":"Yeah.","start":511.52,"end":511.68,"sentiment":"neutral","sentiment_score":0.11616693437099455}],"sentiment":"neutral","sentiment_score":0.07441197242587805,"num_words":8,"start":467.83502,"end":511.68},{"sentences":[{"text":"Because I wasn't sure how it worked if I had to buy through it because I've never had to, like, do, like, a it automatically happens, so it's alright.","start":511.68,"end":521.185,"sentiment":"neutral","sentiment_score":0.07754622428710091},{"text":"Yep.","start":530.925,"end":531.33,"sentiment":"neutral","sentiment_score":0.22575102746486664},{"text":"Alright.","start":537.25,"end":537.75,"sentiment":"neutral","sentiment_score":0.16225963830947876},{"text":"Yep.","start":544.13,"end":544.63,"sentiment":"neutral","sentiment_score":0.1502985656261444},{"text":"Yes.","start":552.625,"end":553.125,"sentiment":"neutral","sentiment_score":0.10849267244338988}],"sentiment":"neutral","sentiment_score":0.08774673964150927,"num_words":33,"start":511.68,"end":553.125},{"sentences":[{"text":"Yes.","start":555.185,"end":555.685,"sentiment":"neutral","sentiment_score":0.16137899458408356},{"text":"Yep.","start":567.97003,"end":568.47003,"sentiment":"neutral","sentiment_score":0.1090417504310608},{"text":"Yep.","start":573.97003,"end":574.275,"sentiment":"neutral","sentiment_score":0.0023008461575955153},{"text":"Yep.","start":576.835,"end":577.335,"sentiment":"neutral","sentiment_score":0.09327839314937592},{"text":"Yep.","start":601.01495,"end":601.51495,"sentiment":"neutral","sentiment_score":0.23533380031585693}],"sentiment":"neutral","sentiment_score":0.12026675692759455,"num_words":5,"start":555.185,"end":601.51495},{"sentences":[{"text":"Yep.","start":620.91,"end":621.41,"sentiment":"neutral","sentiment_score":0.03924375772476196},{"text":"Yep.","start":622.43,"end":622.93,"sentiment":"neutral","sentiment_score":0.1006106361746788},{"text":"Yep.","start":625.875,"end":626.375,"sentiment":"neutral","sentiment_score":0.15333430469036102},{"text":"No.","start":634.755,"end":635.075,"sentiment":"neutral","sentiment_score":-0.0672503337264061},{"text":"Yeah.","start":635.075,"end":635.195,"sentiment":"neutral","sentiment_score":-0.0022801700979471207}],"sentiment":"neutral","sentiment_score":0.044731638953089715,"num_words":5,"start":620.91,"end":635.195},{"sentences":[{"text":"I reckon that Yeah.","start":635.195,"end":642.65,"sentiment":"neutral","sentiment_score":0.005587397143244743},{"text":"I reckon that'll be best to say, mail me, Mason, because I'm not sure why when I'll do my tax.","start":642.65,"end":648.11,"sentiment":"neutral","sentiment_score":-0.06272051823325456},{"text":"You know, this but this is everyone's doing their tax, so I sort of leave it a bit.","start":648.25,"end":653.71,"sentiment":"neutral","sentiment_score":-0.109869501243035},{"text":"Yeah.","start":655.875,"end":656.375,"sentiment":"neutral","sentiment_score":0.09714144468307497},{"text":"Yeah.","start":662.195,"end":662.695,"sentiment":"neutral","sentiment_score":0.216347336769104}],"sentiment":"neutral","sentiment_score":-0.06582325038669462,"num_words":44,"start":635.195,"end":662.695},{"sentences":[{"text":"Not a prob.","start":666.675,"end":667.575,"sentiment":"neutral","sentiment_score":-0.09128036598364513},{"text":"Yes.","start":671.88995,"end":672.38995,"sentiment":"neutral","sentiment_score":0.10141632705926897},{"text":"Yep.","start":677.80994,"end":678.30994,"sentiment":"neutral","sentiment_score":0.16423258185386658},{"text":"Not a problem.","start":683.73,"end":684.55,"sentiment":"positive","sentiment_score":0.3938671350479126},{"text":"Okay.","start":689.605,"end":690.005,"sentiment":"neutral","sentiment_score":0.17061173915863037}],"sentiment":"neutral","sentiment_score":0.14933566169606316,"num_words":9,"start":666.675,"end":690.005},{"sentences":[{"text":"No worries.","start":690.005,"end":690.40497,"sentiment":"neutral","sentiment_score":0.17778224498033524},{"text":"Thanks for that, Larissa.","start":690.40497,"end":691.46497,"sentiment":"positive","sentiment_score":0.8460233807563782},{"text":"Okay.","start":693.925,"end":694.245,"sentiment":"neutral","sentiment_score":0.2416990101337433},{"text":"Bye.","start":694.245,"end":694.745,"sentiment":"neutral","sentiment_score":0.14465640485286713}],"sentiment":"positive","sentiment_score":0.5157516784965992,"num_words":8,"start":690.005,"end":694.745}]}}]}],"paragraphs":{"transcript":"\nChannel 0: Hi, Ashley. My name is Larissa from OC Financial. How are you going?\n\nChannel 1: Hi. Yeah. Good.\n\nChannel 0: That's good. Do you mind if I borrow a few moments of your time?\n\nChannel 1: Hang on. I'm just trying to put you on loud speaker. You got me?\n\nChannel 0: No. Yeah. I've got you loud and clear.\n\nChannel 1: Yeah. Yep.\n\nChannel 0: Perfect. I was just giving you a call because, obviously, the new financial year has rolled over, and I just sort of noticed that you had made some additional contributions, and I want to talk to you about them if now is an okay time to just run through.\n\nChannel 1: Yeah. Sure.\n\nChannel 0: Yeah. Cool. Alright. Well, I just do need to let you know that our calls are recorded. And if I could, do you have a password on file?\n\nTo save it for your\n\nChannel 1: Portland, like, football club.\n\nChannel 0: team? Yeah. Cool. Thanks for that. Okay.\n\nSo I was just doing a like, a review of of of your file. And last financial year, so finishing the June 30, you made $7,162.39 in personal contributions. And I was wanting to touch base and see whether you were intending or wanting to claim those as a tax deduction at all. So that way, you can basically get the tax back rather than paying your marginal tax rate.\n\nChannel 1: Yeah. Sure.\n\nChannel 0: Yeah. So what I can do is I can essentially submit the claim on my end, and then\n\nChannel 1: Yep.\n\nChannel 0: in about a week, you'll get a a receipt. And when you do your tax return, you take that receipt in with you to your your tax your tax tech agent, and you'll be able to claim that money back. Basically,\n\nChannel 1: Yep. Yeah.\n\nChannel 0: it becomes a deduction for you.\n\nChannel 1: Yeah. What? 16 you get taxed at 15% or something like that on it.\n\nChannel 0: Yep.\n\nChannel 1: Is that right?\n\nChannel 0: Yeah. So the Superfund will pay tax, so then you get your marginal rate back.\n\nChannel 1: Yep.\n\nChannel 0: Yeah. Which you you earn around the $60,000 income per like, your your income's about 60,000?\n\nChannel 1: Yeah. Something like that. Yeah. It's last year has been well, even this year, sort of started this financial year too. I'm not working sort of full time.\n\nChannel 0: Okay.\n\nChannel 1: Just working as a contractor, just forwarding on a as need basis. So getting, you know, earning as much.\n\nChannel 0: Yeah. Yeah. Do you know what you earned last financial year?\n\nChannel 1: I can't remember off the top of my head. Probably around maybe 70 or something like that.\n\nChannel 0: Okay.\n\nChannel 1: Yeah.\n\nChannel 0: No. That's no. That's good. Because if if you had earned less, then there might have been an opportunity that instead of claiming, we could have just left the money there and had a government co contribution pay you instead so the government gives you, like, $500.\n\nChannel 1: Yeah. No.\n\nChannel 0: But,\n\nChannel 1: Hang\n\nChannel 0: yeah,\n\nChannel 1: on.\n\nChannel 0: if\n\nChannel 1: I'm talking\n\nChannel 0: if\n\nChannel 1: about\n\nChannel 0: you\n\nChannel 1: the one actually is just finished.\n\nChannel 0: yes. Yeah. Yeah. The one that finished, like, twenty two days ago.\n\nChannel 1: There you go. Probably I was thinking I only did the tax from the previous financial year recently. And\n\nChannel 0: Beginning yeah. Beginning of the year, I think you did your your tax return for last last year. But yes.\n\nChannel 1: so the '23 hang on. On. 2425 financial year, I only just did that in May\n\nChannel 0: Yep.\n\nChannel 1: before otherwise, I would have got a fine if I'd missed that cutoff day. I think it was the middle of May that the\n\nChannel 0: Yes.\n\nChannel 1: cutoff is\n\nChannel 0: Yeah. No. That's okay. Well, this is the '25,\n\nChannel 1: what\n\nChannel 0: '26 financial\n\nChannel 1: yeah.\n\nChannel 0: year.\n\nChannel 1: So this year well, okay. I'm just trying to think. So what I have contributed in the last financial year that because I've been taking out 15% of my each invoice. So that would give you an indication of how much I sort of grossed.\n\nChannel 0: Mhmm. Perfect. No. Yeah. Definitely.\n\nThat will.\n\nChannel 1: I put in 7,000 or something like that off the top of my head.\n\nChannel 0: Yep.\n\nChannel 1: So it finds that, you know, like, you'd be able to work out my gross income from that because it's, like, 15% super of my income. So\n\nChannel 0: $7.01 $6.02.\n\nChannel 1: And that would give a big close figure to my gross income before tax.\n\nChannel 0: Yeah. It does. Alright. Yeah. So you're you've you've earned in that in that upper bracket, so it it it works out better for you tax wise to claim it.\n\nSo and you've you've done that in the past as well.\n\nChannel 1: Yes. So just going off my super contribution for last financial year, how much did I sort of gross?\n\nChannel 0: I am just doing the actual math to try and work it out, but I've I kind of was eyeballing it.\n\nChannel 1: Yep.\n\nChannel 0: Give me one second.\n\nChannel 1: Excellent. Part time last year any one to three days a week. So maybe. I\n\nChannel 0: Oh, That would be probably I think it's about 60,000\n\nChannel 1: missed\n\nChannel 0: 800\n\nChannel 1: okay.\n\nChannel 0: if my master's right.\n\nChannel 1: Alright. It's probably a little bit more than I thought because yeah. Anyway, it's what it is. That's a reflection of yeah.\n\nChannel 0: 60? Probably 55. Anyway yeah.\n\nChannel 1: Yeah. So I sort of just take out 15% out of every invoice regardless of the amount, you\n\nChannel 0: There\n\nChannel 1: know,\n\nChannel 0: it\n\nChannel 1: in\n\nChannel 0: is.\n\nChannel 1: that way Yeah. It all it all works out.\n\nChannel 0: $1.06 2. $1.06 2. Yep. I'm having god awful time trying to do that math, but that's okay. I know exactly how to do the formula, but anyway, it's just Wednesday morning.\n\nOh, Wednesday afternoon already. No. That's okay. I will I will triple check the math that I can offer for you just to double to confirm that making\n\nChannel 1: Yep.\n\nChannel 0: the claim does make the most tax sense\n\nChannel 1: Mhmm.\n\nChannel 0: and whether because, like, if you've if you've\n\nChannel 1: Yep.\n\nChannel 0: if your income's on the lowest side, then the government co contribution\n\nChannel 1: Okay.\n\nChannel 0: does become available to you. So for last last financial year, if you earn anywhere between 47 and 62,000, which it probably looks like you might actually be in that range,\n\nChannel 1: Alright.\n\nChannel 0: then you you you open yourself up for the the government co contribution.\n\nChannel 1: You\n\nChannel 0: So,\n\nChannel 1: have to apply for that or what?\n\nChannel 0: no. It happens automatically. So they just they pay it after you do your tax return.\n\nChannel 1: Uh-huh.\n\nChannel 0: It just automatically goes in. So last financial year, you received the government co contribution.\n\nChannel 1: Yep.\n\nChannel 0: And more than likely, that government code contribution, depending on what actually was paid, which I can have a look at right now, may be on the back of you doing your tax return in the May.\n\nChannel 1: Yes.\n\nChannel 0: So let me have a look at exactly when that was paid because it'll just depend on when it was paid. I want last financial year. That's what I wanna look at. There we go. Yeah.\n\nLiterally, the ATO paid it on the twenty fifth of the sixth. So\n\nChannel 1: I\n\nChannel 0: that\n\nChannel 1: just\n\nChannel 0: was that was on the back of you doing your tax return.\n\nChannel 1: yeah.\n\nChannel 0: Last financial year, they they popped that in.\n\nChannel 1: Yeah. No worries. Yeah. Because I wasn't sure how it worked if I had to buy through it because I've never had to, like,\n\nChannel 0: No.\n\nChannel 1: do,\n\nChannel 0: Oh,\n\nChannel 1: like,\n\nChannel 0: wait.\n\nChannel 1: a it automatically happens, so it's alright.\n\nChannel 0: So the way the government co contribution works is if you put a thousand dollars in and you earn like, your your income is lower than the lower income threshold, then\n\nChannel 1: Yep.\n\nChannel 0: you will automatically, after doing your tax return, have the government co contribution paid into your super fund.\n\nChannel 1: Alright.\n\nChannel 0: If you earn between the lower and the upper threshold, which changes every year based on, like, the CPI increases,\n\nChannel 1: Yep.\n\nChannel 0: then you'll get a portion of it. So the financial year that you were paid for was obviously 2425, and\n\nChannel 1: Yes.\n\nChannel 0: it was paid in 2526.\n\nChannel 1: Yes.\n\nChannel 0: And you got the full amount, the full 500, which indicates to me that you earned lower than what the threshold was for that financial year, which was still it was sitting around the 20 sorry, the $4,647,000 dollar mark.\n\nChannel 1: Yep.\n\nChannel 0: And that could've just been by the time you wrote off any of your expenses and and and and because it's\n\nChannel 1: Yep.\n\nChannel 0: all based on your assessable income.\n\nChannel 1: Yep.\n\nChannel 0: So you you you got that. So theoretically speaking, if we were to decrease your income by, like, the $6,162.39, leave a thousand dollars sitting in that that non concessional to get the extra 500, that could actually work out. But I wanna do the math properly and figure out where your contribution sit.\n\nChannel 1: Yep.\n\nChannel 0: Alternatively, if you want, I can always send you all this information in the email. And when you go and sit with your accountant to do 2526 financial year, you can just get get your accountant to kind of run through the figures based on whatever you deduct and what would happen with that financial year. Because, obviously, I can't attest to what you are able to deduct from your like, the business\n\nChannel 1: Yep.\n\nChannel 0: and contracting and stuff like that. And\n\nChannel 1: Yep.\n\nChannel 0: if you do have a quite a high amount of deductibles,\n\nChannel 1: Yep.\n\nChannel 0: that'll obviously change things for you. So which way, I guess, would you like to go? Do you want me to just sort of email you the information\n\nChannel 1: No. Yeah. I reckon that\n\nChannel 0: and the accountant can have a chat when you sit down and do it?\n\nChannel 1: Yeah. I reckon that'll be best to say, mail\n\nChannel 0: Yeah.\n\nChannel 1: me, Mason, because I'm not sure why when I'll do my tax. You know,\n\nChannel 0: No.\n\nChannel 1: this\n\nChannel 0: Okay.\n\nChannel 1: but this is everyone's doing their tax, so I sort of leave it\n\nChannel 0: A\n\nChannel 1: a\n\nChannel 0: little\n\nChannel 1: bit.\n\nChannel 0: bit. Yeah. No. Absolutely.\n\nChannel 1: Yeah.\n\nChannel 0: Look. So long as you get the submission for the the claim in before\n\nChannel 1: Yeah.\n\nChannel 0: the end of the this financial year, we're all good. So\n\nChannel 1: Not\n\nChannel 0: so\n\nChannel 1: a prob.\n\nChannel 0: you have a full twelve months after the end of the financial year to to get that what's called a notice of intent\n\nChannel 1: Yes.\n\nChannel 0: to claim submitted. I'll pop that in the email for you so that way you have it highlighted, and I'll pop\n\nChannel 1: Yep.\n\nChannel 0: all the amounts in and everything like that. And and that way, you can have a chat to the account. Okay?\n\nChannel 1: Not a problem.\n\nChannel 0: Okay. Perfect. Well, I'll get that email sent off to you shortly.\n\nChannel 1: Okay. No worries. Thanks for that, Larissa.\n\nChannel 0: No problem at all, Ashley. We'll speak later.\n\nChannel 1: Okay. Bye.\n\nChannel 0: K. Bye.","paragraphs":[{"sentences":[{"text":"Hi, Ashley.","start":5.68,"end":6.7999997,"sentiment":"neutral","sentiment_score":0.17801086604595184},{"text":"My name is Larissa from OC Financial.","start":6.7999997,"end":8.72,"sentiment":"neutral","sentiment_score":0.1661841550043651},{"text":"How are you going?","start":8.72,"end":9.54,"sentiment":"neutral","sentiment_score":0.23230089992284775}],"sentiment":"neutral","sentiment_score":0.18834726283183464,"channel":0,"num_words":13,"start":5.68,"end":9.54},{"sentences":[{"text":"Hi.","start":9.44,"end":9.76,"sentiment":"neutral","sentiment_score":0.19907166063785553},{"text":"Yeah.","start":9.76,"end":10.08,"sentiment":"positive","sentiment_score":0.3627718687057495},{"text":"Good.","start":10.08,"end":10.58,"sentiment":"positive","sentiment_score":0.6348065137863159}],"sentiment":"positive","sentiment_score":0.39888334770997363,"channel":1,"num_words":3,"start":9.44,"end":10.58},{"sentences":[{"text":"That's good.","start":11.12,"end":11.84,"sentiment":"positive","sentiment_score":0.6928552091121674},{"text":"Do you mind if I borrow a few moments of your time?","start":11.84,"end":14.099999,"sentiment":"neutral","sentiment_score":0.13397191961606345}],"sentiment":"neutral","sentiment_score":0.21381238954407827,"channel":0,"num_words":14,"start":11.12,"end":14.099999},{"sentences":[{"text":"Hang on.","start":14.685,"end":15.085,"sentiment":"neutral","sentiment_score":0.025404317304491997},{"text":"I'm just trying to put you on loud speaker.","start":15.085,"end":16.625,"sentiment":"neutral","sentiment_score":0.006972393952310085},{"text":"You got me?","start":17.085001,"end":17.985,"sentiment":"neutral","sentiment_score":0.009395053920646509}],"sentiment":"neutral","sentiment_score":0.01012466728155102,"channel":1,"num_words":14,"start":14.685,"end":17.985},{"sentences":[{"text":"No.","start":17.515,"end":18.015,"sentiment":"neutral","sentiment_score":-0.02491416409611702},{"text":"Yeah.","start":18.154999,"end":18.474998,"sentiment":"neutral","sentiment_score":0.041109904646873474},{"text":"I've got you loud and clear.","start":18.474998,"end":19.775,"sentiment":"neutral","sentiment_score":0.06907962635159492}],"sentiment":"neutral","sentiment_score":0.05383418733254075,"channel":0,"num_words":8,"start":17.515,"end":19.775},{"sentences":[{"text":"Yeah.","start":19.965,"end":20.445,"sentiment":"neutral","sentiment_score":0.13152530789375305},{"text":"Yep.","start":20.445,"end":20.945,"sentiment":"neutral","sentiment_score":0.23132899403572085}],"sentiment":"neutral","sentiment_score":0.18142715096473694,"channel":1,"num_words":2,"start":19.965,"end":20.945},{"sentences":[{"text":"Perfect.","start":21.435,"end":21.935,"sentiment":"positive","sentiment_score":0.49695390462875366},{"text":"I was just giving you a call because, obviously, the new financial year has rolled over, and I just sort of noticed that you had made some additional contributions, and I want to talk to you about them if now is an okay time to just run through.","start":21.994999,"end":36.15,"sentiment":"neutral","sentiment_score":0.10711194993928075}],"sentiment":"neutral","sentiment_score":0.11506790819824958,"channel":0,"num_words":49,"start":21.435,"end":36.15},{"sentences":[{"text":"Yeah.","start":36.44,"end":36.76,"sentiment":"neutral","sentiment_score":0.0919373780488968},{"text":"Sure.","start":36.76,"end":37.26,"sentiment":"neutral","sentiment_score":0.12646231055259705}],"sentiment":"neutral","sentiment_score":0.10919984430074692,"channel":1,"num_words":2,"start":36.44,"end":37.26},{"sentences":[{"text":"Yeah.","start":37.489998,"end":37.809998,"sentiment":"neutral","sentiment_score":0.16818343102931976},{"text":"Cool.","start":37.809998,"end":38.05,"sentiment":"neutral","sentiment_score":0.29696595668792725},{"text":"Alright.","start":38.05,"end":38.29,"sentiment":"neutral","sentiment_score":0.1958594024181366},{"text":"Well, I just do need to let you know that our calls are recorded.","start":38.29,"end":40.37,"sentiment":"neutral","sentiment_score":0.0738139942820583},{"text":"And if I could, do you have a password on file?","start":40.37,"end":42.55,"sentiment":"neutral","sentiment_score":0.06376362253319133}],"sentiment":"neutral","sentiment_score":0.08556444849818945,"channel":0,"num_words":28,"start":37.489998,"end":42.55},{"sentences":[{"text":"To save it for your","start":43.315,"end":46.934998,"sentiment":"neutral","sentiment_score":0.0652657352387905}],"sentiment":"neutral","sentiment_score":0.0652657352387905,"channel":0,"num_words":5,"start":43.315,"end":46.934998},{"sentences":[{"text":"Portland, like, football club.","start":47.745,"end":49.045,"sentiment":"neutral","sentiment_score":0.08345499075949192}],"sentiment":"neutral","sentiment_score":0.08345499075949192,"channel":1,"num_words":4,"start":47.745,"end":49.045},{"sentences":[{"text":"team?","start":48.995,"end":49.315,"sentiment":"neutral","sentiment_score":0.04559892788529396},{"text":"Yeah.","start":49.315,"end":49.715,"sentiment":"neutral","sentiment_score":0.15044516324996948},{"text":"Cool.","start":49.715,"end":49.954998,"sentiment":"positive","sentiment_score":0.4334104359149933},{"text":"Thanks for that.","start":49.954998,"end":50.855,"sentiment":"positive","sentiment_score":0.572394331296285},{"text":"Okay.","start":51.795,"end":52.295,"sentiment":"neutral","sentiment_score":0.17799216508865356}],"sentiment":"positive","sentiment_score":0.3606613837182522,"channel":0,"num_words":7,"start":48.995,"end":52.295},{"sentences":[{"text":"So I was just doing a like, a review of of of your file.","start":52.355,"end":57.635,"sentiment":"neutral","sentiment_score":0.08048890850373677},{"text":"And last financial year, so finishing the June 30, you made $7,162.39 in personal contributions.","start":57.635,"end":67.49,"sentiment":"neutral","sentiment_score":0.06382859200239181},{"text":"And I was wanting to touch base and see whether you were intending or wanting to claim those as a tax deduction at all.","start":68.83,"end":76.585,"sentiment":"neutral","sentiment_score":0.07121418649330735},{"text":"So that way, you can basically get the tax back rather than paying your marginal tax rate.","start":76.965,"end":81.625,"sentiment":"neutral","sentiment_score":0.09918503594749115}],"sentiment":"neutral","sentiment_score":0.0782794240862131,"channel":0,"num_words":70,"start":52.355,"end":81.625},{"sentences":[{"text":"Yeah.","start":82.115,"end":82.515,"sentiment":"neutral","sentiment_score":0.08600831031799316},{"text":"Sure.","start":82.515,"end":83.015,"sentiment":"neutral","sentiment_score":0.12024550139904022}],"sentiment":"neutral","sentiment_score":0.1031269058585167,"channel":1,"num_words":2,"start":82.115,"end":83.015},{"sentences":[{"text":"Yeah.","start":83.685,"end":84.185,"sentiment":"neutral","sentiment_score":0.1194148063659668},{"text":"So what I can do is I can essentially submit the claim on my end, and then","start":84.405,"end":90.46,"sentiment":"neutral","sentiment_score":0.1586599490221809}],"sentiment":"neutral","sentiment_score":0.15647966331905788,"channel":0,"num_words":18,"start":83.685,"end":90.46},{"sentences":[{"text":"Yep.","start":90.409996,"end":90.909996,"sentiment":"neutral","sentiment_score":0.1272614449262619}],"sentiment":"neutral","sentiment_score":0.1272614449262619,"channel":1,"num_words":1,"start":90.409996,"end":90.909996},{"sentences":[{"text":"in about a week, you'll get a a receipt.","start":90.46,"end":94.299995,"sentiment":"neutral","sentiment_score":0.14797411031193203},{"text":"And when you do your tax return, you take that receipt in with you to your your tax your tax tech agent, and you'll be able to claim that money back.","start":94.299995,"end":104.765,"sentiment":"neutral","sentiment_score":0.17854015433019207},{"text":"Basically,","start":104.765,"end":105.165,"sentiment":"neutral","sentiment_score":0.10532943904399872}],"sentiment":"neutral","sentiment_score":0.17004490770944736,"channel":0,"num_words":41,"start":90.46,"end":105.165},{"sentences":[{"text":"Yep.","start":104.784996,"end":105.024994,"sentiment":"neutral","sentiment_score":0.11282852292060852},{"text":"Yeah.","start":105.024994,"end":105.524994,"sentiment":"neutral","sentiment_score":0.13306604325771332}],"sentiment":"neutral","sentiment_score":0.12294728308916092,"channel":1,"num_words":2,"start":104.784996,"end":105.524994},{"sentences":[{"text":"it becomes a deduction for you.","start":105.165,"end":107.025,"sentiment":"neutral","sentiment_score":0.12671751528978348}],"sentiment":"neutral","sentiment_score":0.12671751528978348,"channel":0,"num_words":6,"start":105.165,"end":107.025},{"sentences":[{"text":"Yeah.","start":107.424995,"end":107.744995,"sentiment":"neutral","sentiment_score":0.04196558892726898},{"text":"What?","start":107.744995,"end":108.244995,"sentiment":"neutral","sentiment_score":0.013888662680983543},{"text":"16 you get taxed at 15% or something like that on it.","start":108.305,"end":111.57,"sentiment":"neutral","sentiment_score":0.027462217025458813}],"sentiment":"neutral","sentiment_score":0.027528632565268447,"channel":1,"num_words":14,"start":107.424995,"end":111.57},{"sentences":[{"text":"Yep.","start":111.565,"end":112.045,"sentiment":"neutral","sentiment_score":0.07317705452442169}],"sentiment":"neutral","sentiment_score":0.07317705452442169,"channel":0,"num_words":1,"start":111.565,"end":112.045},{"sentences":[{"text":"Is that right?","start":111.57,"end":112.47,"sentiment":"neutral","sentiment_score":0.07121579597393672}],"sentiment":"neutral","sentiment_score":0.07121579597393672,"channel":1,"num_words":3,"start":111.57,"end":112.47},{"sentences":[{"text":"Yeah.","start":112.045,"end":112.365005,"sentiment":"neutral","sentiment_score":0.0650521069765091},{"text":"So the Superfund will pay tax, so then you get your marginal rate back.","start":112.365005,"end":115.505005,"sentiment":"neutral","sentiment_score":0.091461376153997}],"sentiment":"neutral","sentiment_score":0.08970075820883115,"channel":0,"num_words":15,"start":112.045,"end":115.505005},{"sentences":[{"text":"Yep.","start":115.81,"end":116.31,"sentiment":"neutral","sentiment_score":0.053553130477666855}],"sentiment":"neutral","sentiment_score":0.053553130477666855,"channel":1,"num_words":1,"start":115.81,"end":116.31},{"sentences":[{"text":"Yeah.","start":116.88,"end":117.38,"sentiment":"neutral","sentiment_score":0.04342528432607651},{"text":"Which you you earn around the $60,000 income per like, your your income's about 60,000?","start":117.6,"end":125.06,"sentiment":"neutral","sentiment_score":0.042969842255115506}],"sentiment":"neutral","sentiment_score":0.04299830738455057,"channel":0,"num_words":16,"start":116.88,"end":125.06},{"sentences":[{"text":"Yeah.","start":125.33,"end":125.729996,"sentiment":"neutral","sentiment_score":0.021004272624850273},{"text":"Something like that.","start":125.729996,"end":126.53,"sentiment":"neutral","sentiment_score":0.01556368793050448},{"text":"Yeah.","start":126.53,"end":126.69,"sentiment":"neutral","sentiment_score":0.0073616998270154},{"text":"It's last year has been well, even this year, sort of started this financial year too.","start":126.69,"end":133.905,"sentiment":"neutral","sentiment_score":0.15744306496344507},{"text":"I'm not working sort of full time.","start":133.905,"end":136.085,"sentiment":"neutral","sentiment_score":-0.304747645344053}],"sentiment":"neutral","sentiment_score":0.01646116279464747,"channel":1,"num_words":28,"start":125.33,"end":136.085},{"sentences":[{"text":"Okay.","start":136.33499,"end":136.83499,"sentiment":"neutral","sentiment_score":-0.058521755039691925}],"sentiment":"neutral","sentiment_score":-0.058521755039691925,"channel":0,"num_words":1,"start":136.33499,"end":136.83499},{"sentences":[{"text":"Just working as a contractor, just forwarding on a as need basis.","start":137.745,"end":141.925,"sentiment":"neutral","sentiment_score":0.021831052533040445},{"text":"So getting, you know, earning as much.","start":142.065,"end":148.12001,"sentiment":"neutral","sentiment_score":0.06060391025883811}],"sentiment":"neutral","sentiment_score":0.036115789589913266,"channel":1,"num_words":19,"start":137.745,"end":148.12001},{"sentences":[{"text":"Yeah.","start":148.27,"end":148.59001,"sentiment":"neutral","sentiment_score":0.06651166081428528},{"text":"Yeah.","start":148.59001,"end":149.09001,"sentiment":"neutral","sentiment_score":0.047578804194927216},{"text":"Do you know what you earned last financial year?","start":149.15001,"end":153.17001,"sentiment":"neutral","sentiment_score":0.013907577014631696}],"sentiment":"neutral","sentiment_score":0.021750787103717976,"channel":0,"num_words":11,"start":148.27,"end":153.17001},{"sentences":[{"text":"I can't remember off the top of my head.","start":157.045,"end":159.445,"sentiment":"neutral","sentiment_score":-0.04711129723323716},{"text":"Probably around maybe 70 or something like that.","start":159.445,"end":162.505,"sentiment":"neutral","sentiment_score":-0.01865704101510346}],"sentiment":"neutral","sentiment_score":-0.033721059012938946,"channel":1,"num_words":17,"start":157.045,"end":162.505},{"sentences":[{"text":"Okay.","start":162.705,"end":163.205,"sentiment":"neutral","sentiment_score":0.0411718413233757}],"sentiment":"neutral","sentiment_score":0.0411718413233757,"channel":0,"num_words":1,"start":162.705,"end":163.205},{"sentences":[{"text":"Yeah.","start":163.605,"end":164.105,"sentiment":"neutral","sentiment_score":0.03318868204951286}],"sentiment":"neutral","sentiment_score":0.03318868204951286,"channel":1,"num_words":1,"start":163.605,"end":164.105},{"sentences":[{"text":"No.","start":163.745,"end":163.985,"sentiment":"neutral","sentiment_score":-0.03076668083667755},{"text":"That's no.","start":163.985,"end":164.705,"sentiment":"neutral","sentiment_score":-0.05275369342416525},{"text":"That's good.","start":164.705,"end":165.445,"sentiment":"neutral","sentiment_score":0.2169276475906372},{"text":"Because if if you had earned less, then there might have been an opportunity that instead of claiming, we could have just left the money there and had a government co contribution pay you instead so the government gives you, like, $500.","start":165.905,"end":178.86,"sentiment":"neutral","sentiment_score":0.11253276901940505}],"sentiment":"neutral","sentiment_score":0.10689271332577188,"channel":0,"num_words":47,"start":163.745,"end":178.86},{"sentences":[{"text":"Yeah.","start":178.98,"end":179.3,"sentiment":"neutral","sentiment_score":0.024925878271460533},{"text":"No.","start":179.3,"end":179.8,"sentiment":"neutral","sentiment_score":-0.007179673761129379}],"sentiment":"neutral","sentiment_score":0.008873102255165577,"channel":1,"num_words":2,"start":178.98,"end":179.8},{"sentences":[{"text":"But,","start":179.48001,"end":179.98001,"sentiment":"neutral","sentiment_score":0.0006232075393199921}],"sentiment":"neutral","sentiment_score":0.0006232075393199921,"channel":0,"num_words":1,"start":179.48001,"end":179.98001},{"sentences":[{"text":"Hang","start":180.42,"end":180.74,"sentiment":"neutral","sentiment_score":-0.0025473199784755707}],"sentiment":"neutral","sentiment_score":-0.0025473199784755707,"channel":1,"num_words":1,"start":180.42,"end":180.74},{"sentences":[{"text":"yeah,","start":180.44,"end":180.76001,"sentiment":"neutral","sentiment_score":-0.009687213227152824}],"sentiment":"neutral","sentiment_score":-0.009687213227152824,"channel":0,"num_words":1,"start":180.44,"end":180.76001},{"sentences":[{"text":"on.","start":180.74,"end":180.94,"sentiment":"neutral","sentiment_score":-0.01094464398920536}],"sentiment":"neutral","sentiment_score":-0.01094464398920536,"channel":1,"num_words":1,"start":180.74,"end":180.94},{"sentences":[{"text":"if","start":180.76001,"end":181.245,"sentiment":"neutral","sentiment_score":-0.009412193670868874}],"sentiment":"neutral","sentiment_score":-0.009412193670868874,"channel":0,"num_words":1,"start":180.76001,"end":181.245},{"sentences":[{"text":"I'm talking","start":180.94,"end":181.54,"sentiment":"neutral","sentiment_score":-0.0068317081313580275}],"sentiment":"neutral","sentiment_score":-0.0068317081313580275,"channel":1,"num_words":2,"start":180.94,"end":181.54},{"sentences":[{"text":"if","start":181.245,"end":181.745,"sentiment":"neutral","sentiment_score":-0.016560722142457962}],"sentiment":"neutral","sentiment_score":-0.016560722142457962,"channel":0,"num_words":1,"start":181.245,"end":181.745},{"sentences":[{"text":"about","start":181.54,"end":181.94,"sentiment":"neutral","sentiment_score":-0.027371011674404144}],"sentiment":"neutral","sentiment_score":-0.027371011674404144,"channel":1,"num_words":1,"start":181.54,"end":181.94},{"sentences":[{"text":"you","start":181.805,"end":182.305,"sentiment":"neutral","sentiment_score":-0.019750449806451797}],"sentiment":"neutral","sentiment_score":-0.019750449806451797,"channel":0,"num_words":1,"start":181.805,"end":182.305},{"sentences":[{"text":"the one actually is just finished.","start":182.1,"end":183.8,"sentiment":"neutral","sentiment_score":-0.015426138105491797}],"sentiment":"neutral","sentiment_score":-0.015426138105491797,"channel":1,"num_words":6,"start":182.1,"end":183.8},{"sentences":[{"text":"yes.","start":184.205,"end":184.525,"sentiment":"neutral","sentiment_score":0.05626107379794121},{"text":"Yeah.","start":184.525,"end":184.685,"sentiment":"neutral","sentiment_score":0.05081495642662048},{"text":"Yeah.","start":184.685,"end":184.845,"sentiment":"neutral","sentiment_score":0.04435786232352257},{"text":"The one that finished, like, twenty two days ago.","start":184.845,"end":186.625,"sentiment":"neutral","sentiment_score":0.027368551741043728}],"sentiment":"neutral","sentiment_score":0.033145904851456486,"channel":0,"num_words":12,"start":184.205,"end":186.625},{"sentences":[{"text":"There you go.","start":186.945,"end":187.585,"sentiment":"neutral","sentiment_score":0.025209826106826465},{"text":"Probably I was thinking I only did the tax from the previous financial year recently.","start":187.585,"end":195.52501,"sentiment":"neutral","sentiment_score":-0.042764879266421},{"text":"And","start":197.28,"end":197.78,"sentiment":"neutral","sentiment_score":-0.02631085366010666}],"sentiment":"neutral","sentiment_score":-0.0311660297018917,"channel":1,"num_words":19,"start":186.945,"end":197.78},{"sentences":[{"text":"Beginning yeah.","start":197.98,"end":198.78,"sentiment":"neutral","sentiment_score":-0.017222411930561066},{"text":"Beginning of the year, I think you did your your tax return for last last year.","start":198.78,"end":203.28,"sentiment":"neutral","sentiment_score":-0.014894711785018444},{"text":"But yes.","start":203.81999,"end":204.56,"sentiment":"neutral","sentiment_score":-0.01663330104202032}],"sentiment":"neutral","sentiment_score":-0.015301340725272894,"channel":0,"num_words":20,"start":197.98,"end":204.56},{"sentences":[{"text":"so the '23 hang on.","start":205.76,"end":208.74,"sentiment":"neutral","sentiment_score":-0.033587010204792024},{"text":"On.","start":209.69499,"end":209.855,"sentiment":"neutral","sentiment_score":-0.0056619057431817055},{"text":"2425 financial year, I only just did that in May","start":209.855,"end":213.635,"sentiment":"neutral","sentiment_score":-0.013324106112122536}],"sentiment":"neutral","sentiment_score":-0.01917737611802295,"channel":1,"num_words":16,"start":205.76,"end":213.635},{"sentences":[{"text":"Yep.","start":213.83499,"end":214.33499,"sentiment":"neutral","sentiment_score":0.0007704496383666992}],"sentiment":"neutral","sentiment_score":0.0007704496383666992,"channel":0,"num_words":1,"start":213.83499,"end":214.33499},{"sentences":[{"text":"before otherwise, I would have got a fine if I'd missed that cutoff day.","start":215.055,"end":220.095,"sentiment":"neutral","sentiment_score":-0.12671858152108534},{"text":"I think it was the middle of May that the","start":220.095,"end":222.015,"sentiment":"neutral","sentiment_score":-0.026828893460333347}],"sentiment":"neutral","sentiment_score":-0.08509787816243868,"channel":1,"num_words":24,"start":215.055,"end":222.015},{"sentences":[{"text":"Yes.","start":222.01,"end":222.51,"sentiment":"neutral","sentiment_score":-0.01247809547930956}],"sentiment":"neutral","sentiment_score":-0.01247809547930956,"channel":0,"num_words":1,"start":222.01,"end":222.51},{"sentences":[{"text":"cutoff is","start":222.015,"end":223.59999,"sentiment":"neutral","sentiment_score":-0.0232370775192976}],"sentiment":"neutral","sentiment_score":-0.0232370775192976,"channel":1,"num_words":2,"start":222.015,"end":223.59999},{"sentences":[{"text":"Yeah.","start":224.17,"end":224.67,"sentiment":"neutral","sentiment_score":-0.021659500896930695},{"text":"No.","start":226.25,"end":226.40999,"sentiment":"neutral","sentiment_score":-0.09368708729743958},{"text":"That's okay.","start":226.40999,"end":226.96999,"sentiment":"neutral","sentiment_score":-0.04910442605614662},{"text":"Well, this is the '25,","start":226.96999,"end":228.17,"sentiment":"neutral","sentiment_score":0.020896809920668603}],"sentiment":"neutral","sentiment_score":-0.012119043411480056,"channel":0,"num_words":9,"start":224.17,"end":228.17},{"sentences":[{"text":"what","start":228.14,"end":228.62,"sentiment":"neutral","sentiment_score":0.013391714543104172}],"sentiment":"neutral","sentiment_score":0.013391714543104172,"channel":1,"num_words":1,"start":228.14,"end":228.62},{"sentences":[{"text":"'26 financial","start":228.17,"end":229.23,"sentiment":"neutral","sentiment_score":0.001979048131033778}],"sentiment":"neutral","sentiment_score":0.001979048131033778,"channel":0,"num_words":2,"start":228.17,"end":229.23},{"sentences":[{"text":"yeah.","start":229.09999,"end":229.34,"sentiment":"neutral","sentiment_score":0.013037079945206642}],"sentiment":"neutral","sentiment_score":0.013037079945206642,"channel":1,"num_words":1,"start":229.09999,"end":229.34},{"sentences":[{"text":"year.","start":229.29,"end":229.79,"sentiment":"neutral","sentiment_score":0.01976986601948738}],"sentiment":"neutral","sentiment_score":0.01976986601948738,"channel":0,"num_words":1,"start":229.29,"end":229.79},{"sentences":[{"text":"So this year well, okay.","start":229.34,"end":236.4,"sentiment":"neutral","sentiment_score":0.08325867950916291},{"text":"I'm just trying to think.","start":236.78,"end":237.975,"sentiment":"neutral","sentiment_score":0.04701923280954361},{"text":"So what I have contributed in the last financial year that because I've been taking out 15% of my each invoice.","start":238.21501,"end":249.41501,"sentiment":"neutral","sentiment_score":0.02655595878050441},{"text":"So that would give you an indication of how much I sort of grossed.","start":249.41501,"end":252.955,"sentiment":"neutral","sentiment_score":0.006818507997585195}],"sentiment":"neutral","sentiment_score":0.028989417954451507,"channel":1,"num_words":45,"start":229.34,"end":252.955},{"sentences":[{"text":"Mhmm.","start":253.07,"end":253.39,"sentiment":"neutral","sentiment_score":0.06860607862472534},{"text":"Perfect.","start":253.39,"end":253.89,"sentiment":"neutral","sentiment_score":0.16564348340034485},{"text":"No.","start":254.03,"end":254.27,"sentiment":"neutral","sentiment_score":0.03563178703188896},{"text":"Yeah.","start":254.27,"end":254.51001,"sentiment":"neutral","sentiment_score":0.0766851156949997},{"text":"Definitely.","start":254.51001,"end":255.01001,"sentiment":"neutral","sentiment_score":0.12394236028194427}],"sentiment":"neutral","sentiment_score":0.09410176500678062,"channel":0,"num_words":5,"start":253.07,"end":255.01001},{"sentences":[{"text":"That will.","start":255.07,"end":255.81,"sentiment":"neutral","sentiment_score":0.1139737479388714}],"sentiment":"neutral","sentiment_score":0.1139737479388714,"channel":0,"num_words":2,"start":255.07,"end":255.81},{"sentences":[{"text":"I put in 7,000 or something like that off the top of my head.","start":256.25,"end":259.78998,"sentiment":"neutral","sentiment_score":0.05906082423669951}],"sentiment":"neutral","sentiment_score":0.05906082423669951,"channel":1,"num_words":14,"start":256.25,"end":259.78998},{"sentences":[{"text":"Yep.","start":259.995,"end":260.495,"sentiment":"neutral","sentiment_score":0.17097315192222595}],"sentiment":"neutral","sentiment_score":0.17097315192222595,"channel":0,"num_words":1,"start":259.995,"end":260.495},{"sentences":[{"text":"So it finds that, you know, like, you'd be able to work out my gross income from that because it's, like, 15% super of my income.","start":260.16998,"end":272.245,"sentiment":"neutral","sentiment_score":0.15328605874226645},{"text":"So","start":272.245,"end":272.745,"sentiment":"neutral","sentiment_score":0.05004037916660309}],"sentiment":"neutral","sentiment_score":0.14946214468390853,"channel":1,"num_words":27,"start":260.16998,"end":272.745},{"sentences":[{"text":"$7.01 $6.02.","start":274.01,"end":276.03,"sentiment":"neutral","sentiment_score":0.03126124292612076}],"sentiment":"neutral","sentiment_score":0.03126124292612076,"channel":0,"num_words":2,"start":274.01,"end":276.03},{"sentences":[{"text":"And that would give a big close figure to my gross income before tax.","start":278.6,"end":284.46,"sentiment":"neutral","sentiment_score":0.2074565323335784}],"sentiment":"neutral","sentiment_score":0.2074565323335784,"channel":1,"num_words":14,"start":278.6,"end":284.46},{"sentences":[{"text":"Yeah.","start":288.295,"end":288.535,"sentiment":"positive","sentiment_score":0.33908259868621826},{"text":"It does.","start":288.535,"end":289.195,"sentiment":"positive","sentiment_score":0.36414892971515656},{"text":"Alright.","start":289.415,"end":289.815,"sentiment":"positive","sentiment_score":0.33757108449935913},{"text":"Yeah.","start":289.815,"end":290.135,"sentiment":"positive","sentiment_score":0.3602045774459839},{"text":"So you're you've you've earned in that in that upper bracket, so it it it works out better for you tax wise to claim it.","start":290.135,"end":297.02,"sentiment":"positive","sentiment_score":0.5456393396854401}],"sentiment":"positive","sentiment_score":0.5135379870732625,"channel":0,"num_words":30,"start":288.295,"end":297.02},{"sentences":[{"text":"So and you've you've done that in the past as well.","start":297.02,"end":300.08,"sentiment":"neutral","sentiment_score":0.29208943247795105}],"sentiment":"neutral","sentiment_score":0.29208943247795105,"channel":0,"num_words":11,"start":297.02,"end":300.08},{"sentences":[{"text":"Yes.","start":300.26498,"end":300.505,"sentiment":"neutral","sentiment_score":0.14066734910011292},{"text":"So just going off my super contribution for last financial year, how much did I sort of gross?","start":300.505,"end":308.32,"sentiment":"neutral","sentiment_score":0.09836774629851182}],"sentiment":"neutral","sentiment_score":0.10059404118280661,"channel":1,"num_words":19,"start":300.26498,"end":308.32},{"sentences":[{"text":"I am just doing the actual math to try and work it out, but I've I kind of was eyeballing it.","start":309.67502,"end":316.255,"sentiment":"neutral","sentiment_score":0.03637363324274442}],"sentiment":"neutral","sentiment_score":0.03637363324274442,"channel":0,"num_words":21,"start":309.67502,"end":316.255},{"sentences":[{"text":"Yep.","start":316.46,"end":316.96,"sentiment":"neutral","sentiment_score":0.19794097542762756}],"sentiment":"neutral","sentiment_score":0.19794097542762756,"channel":1,"num_words":1,"start":316.46,"end":316.96},{"sentences":[{"text":"Give me one second.","start":318.635,"end":319.855,"sentiment":"neutral","sentiment_score":0.2971084415912628}],"sentiment":"neutral","sentiment_score":0.2971084415912628,"channel":0,"num_words":4,"start":318.635,"end":319.855},{"sentences":[{"text":"Excellent.","start":321.91498,"end":322.155,"sentiment":"positive","sentiment_score":0.606952428817749},{"text":"Part time last year any one to three days a week.","start":322.155,"end":326.495,"sentiment":"neutral","sentiment_score":0.2238322360949083},{"text":"So maybe.","start":328.395,"end":330.095,"sentiment":"neutral","sentiment_score":0.1334965005517006},{"text":"I","start":330.39,"end":330.89,"sentiment":"neutral","sentiment_score":0.05022307112812996}],"sentiment":"neutral","sentiment_score":0.2257548732062181,"channel":1,"num_words":15,"start":321.91498,"end":330.89},{"sentences":[{"text":"Oh, That would be probably I think it's about 60,000","start":331.44,"end":340.51498,"sentiment":"neutral","sentiment_score":0.011210153065621852}],"sentiment":"neutral","sentiment_score":0.011210153065621852,"channel":0,"num_words":10,"start":331.44,"end":340.51498},{"sentences":[{"text":"missed","start":340.95,"end":341.45,"sentiment":"neutral","sentiment_score":0.02068886160850525}],"sentiment":"neutral","sentiment_score":0.02068886160850525,"channel":1,"num_words":1,"start":340.95,"end":341.45},{"sentences":[{"text":"800","start":340.97498,"end":341.79498,"sentiment":"neutral","sentiment_score":0.010942265391349792}],"sentiment":"neutral","sentiment_score":0.010942265391349792,"channel":0,"num_words":1,"start":340.97498,"end":341.79498},{"sentences":[{"text":"okay.","start":342.47,"end":342.97,"sentiment":"neutral","sentiment_score":0.03667329251766205}],"sentiment":"neutral","sentiment_score":0.03667329251766205,"channel":1,"num_words":1,"start":342.47,"end":342.97},{"sentences":[{"text":"if my master's right.","start":343.29498,"end":345.235,"sentiment":"neutral","sentiment_score":0.05607055779546499}],"sentiment":"neutral","sentiment_score":0.05607055779546499,"channel":0,"num_words":4,"start":343.29498,"end":345.235},{"sentences":[{"text":"Alright.","start":345.785,"end":346.26498,"sentiment":"neutral","sentiment_score":0.1241193562746048},{"text":"It's probably a little bit more than I thought because yeah.","start":346.26498,"end":349.225,"sentiment":"neutral","sentiment_score":0.0507136769592762},{"text":"Anyway, it's what it is.","start":349.225,"end":351.405,"sentiment":"neutral","sentiment_score":0.12455991506576539},{"text":"That's a reflection of yeah.","start":351.785,"end":354.525,"sentiment":"neutral","sentiment_score":0.06337479948997497}],"sentiment":"neutral","sentiment_score":0.07371106252751568,"channel":1,"num_words":22,"start":345.785,"end":354.525},{"sentences":[{"text":"60?","start":354.04,"end":354.54,"sentiment":"neutral","sentiment_score":0.029405714944005013},{"text":"Probably 55.","start":355.56,"end":356.78,"sentiment":"neutral","sentiment_score":0.026803016662597656},{"text":"Anyway yeah.","start":356.92,"end":358.06,"sentiment":"neutral","sentiment_score":0.08429720997810364}],"sentiment":"neutral","sentiment_score":0.05032123364508152,"channel":0,"num_words":5,"start":354.04,"end":358.06},{"sentences":[{"text":"Yeah.","start":358.52002,"end":358.84,"sentiment":"neutral","sentiment_score":0.09404201805591585},{"text":"So I sort of just take out 15% out of every invoice regardless of the amount, you","start":358.84,"end":364.6,"sentiment":"neutral","sentiment_score":0.1128426746410482}],"sentiment":"neutral","sentiment_score":0.11179819371965197,"channel":1,"num_words":18,"start":358.52002,"end":364.6},{"sentences":[{"text":"There","start":364.555,"end":364.79498,"sentiment":"neutral","sentiment_score":0.07087605446577072}],"sentiment":"neutral","sentiment_score":0.07087605446577072,"channel":0,"num_words":1,"start":364.555,"end":364.79498},{"sentences":[{"text":"know,","start":364.6,"end":364.92,"sentiment":"neutral","sentiment_score":0.08998666703701019}],"sentiment":"neutral","sentiment_score":0.08998666703701019,"channel":1,"num_words":1,"start":364.6,"end":364.92},{"sentences":[{"text":"it","start":364.79498,"end":364.955,"sentiment":"neutral","sentiment_score":0.0835309848189354}],"sentiment":"neutral","sentiment_score":0.0835309848189354,"channel":0,"num_words":1,"start":364.79498,"end":364.955},{"sentences":[{"text":"in","start":364.92,"end":365.08002,"sentiment":"neutral","sentiment_score":0.06331038475036621}],"sentiment":"neutral","sentiment_score":0.06331038475036621,"channel":1,"num_words":1,"start":364.92,"end":365.08002},{"sentences":[{"text":"is.","start":364.955,"end":365.455,"sentiment":"neutral","sentiment_score":0.10155688226222992}],"sentiment":"neutral","sentiment_score":0.10155688226222992,"channel":0,"num_words":1,"start":364.955,"end":365.455},{"sentences":[{"text":"that way Yeah.","start":367.24002,"end":371.33502,"sentiment":"neutral","sentiment_score":0.16555321216583252},{"text":"It all it all works out.","start":371.95502,"end":373.575,"sentiment":"neutral","sentiment_score":0.2010305499037107}],"sentiment":"neutral","sentiment_score":0.1892047706577513,"channel":1,"num_words":9,"start":367.24002,"end":373.575},{"sentences":[{"text":"$1.06 2.","start":375.29,"end":376.27,"sentiment":"neutral","sentiment_score":0.03201718721538782},{"text":"$1.06 2.","start":380.33002,"end":381.47,"sentiment":"neutral","sentiment_score":0.032392811961472034},{"text":"Yep.","start":383.305,"end":383.625,"sentiment":"neutral","sentiment_score":0.07613013684749603},{"text":"I'm having god awful time trying to do that math, but that's okay.","start":383.625,"end":386.66498,"sentiment":"neutral","sentiment_score":-0.09562200709031178},{"text":"I know exactly how to do the formula, but anyway, it's just Wednesday morning.","start":386.66498,"end":392.025,"sentiment":"neutral","sentiment_score":0.030170447858316556}],"sentiment":"neutral","sentiment_score":-0.019242177717387676,"channel":0,"num_words":32,"start":375.29,"end":392.025},{"sentences":[{"text":"Oh, Wednesday afternoon already.","start":392.025,"end":393.565,"sentiment":"neutral","sentiment_score":0.039593064691871405},{"text":"No.","start":394.10498,"end":394.345,"sentiment":"neutral","sentiment_score":-0.00043957680463790894},{"text":"That's okay.","start":394.345,"end":395.16498,"sentiment":"neutral","sentiment_score":0.060981735587120056},{"text":"I will I will triple check the math that I can offer for you just to double to confirm that making","start":395.54498,"end":404.21,"sentiment":"neutral","sentiment_score":0.22769439504260108}],"sentiment":"neutral","sentiment_score":0.18076708746541822,"channel":0,"num_words":28,"start":392.025,"end":404.21},{"sentences":[{"text":"Yep.","start":404.11502,"end":404.61502,"sentiment":"neutral","sentiment_score":0.2646840214729309}],"sentiment":"neutral","sentiment_score":0.2646840214729309,"channel":1,"num_words":1,"start":404.11502,"end":404.61502},{"sentences":[{"text":"the claim does make the most tax sense","start":404.21,"end":406.55,"sentiment":"positive","sentiment_score":0.425165506079793}],"sentiment":"positive","sentiment_score":0.425165506079793,"channel":0,"num_words":8,"start":404.21,"end":406.55},{"sentences":[{"text":"Mhmm.","start":407.075,"end":407.575,"sentiment":"neutral","sentiment_score":0.1885088086128235}],"sentiment":"neutral","sentiment_score":0.1885088086128235,"channel":1,"num_words":1,"start":407.075,"end":407.575},{"sentences":[{"text":"and whether because, like, if you've if you've","start":408.61002,"end":411.67,"sentiment":"neutral","sentiment_score":0.08301329612731934}],"sentiment":"neutral","sentiment_score":0.08301329612731934,"channel":0,"num_words":8,"start":408.61002,"end":411.67},{"sentences":[{"text":"Yep.","start":411.51,"end":412.01,"sentiment":"neutral","sentiment_score":0.06978524476289749}],"sentiment":"neutral","sentiment_score":0.06978524476289749,"channel":1,"num_words":1,"start":411.51,"end":412.01},{"sentences":[{"text":"if your income's on the lowest side, then the government co contribution","start":413.035,"end":417.695,"sentiment":"neutral","sentiment_score":0.051915042102336884}],"sentiment":"neutral","sentiment_score":0.051915042102336884,"channel":0,"num_words":12,"start":413.035,"end":417.695},{"sentences":[{"text":"Okay.","start":417.6825,"end":418.1825,"sentiment":"neutral","sentiment_score":0.15790283679962158}],"sentiment":"neutral","sentiment_score":0.15790283679962158,"channel":1,"num_words":1,"start":417.6825,"end":418.1825},{"sentences":[{"text":"does become available to you.","start":417.755,"end":419.615,"sentiment":"neutral","sentiment_score":0.1564144566655159},{"text":"So for last last financial year, if you earn anywhere between 47 and 62,000, which it probably looks like you might actually be in that range,","start":419.675,"end":430.52,"sentiment":"neutral","sentiment_score":0.1418121179135946}],"sentiment":"neutral","sentiment_score":0.14416733384132385,"channel":0,"num_words":31,"start":417.755,"end":430.52},{"sentences":[{"text":"Alright.","start":430.815,"end":431.315,"sentiment":"neutral","sentiment_score":0.10775639116764069}],"sentiment":"neutral","sentiment_score":0.10775639116764069,"channel":1,"num_words":1,"start":430.815,"end":431.315},{"sentences":[{"text":"then you you you open yourself up for the the government co contribution.","start":432.5,"end":438.28,"sentiment":"neutral","sentiment_score":0.09791759573496304}],"sentiment":"neutral","sentiment_score":0.09791759573496304,"channel":0,"num_words":13,"start":432.5,"end":438.28},{"sentences":[{"text":"You","start":438.815,"end":438.975,"sentiment":"neutral","sentiment_score":0.023888982832431793}],"sentiment":"neutral","sentiment_score":0.023888982832431793,"channel":1,"num_words":1,"start":438.815,"end":438.975},{"sentences":[{"text":"So,","start":438.9,"end":439.4,"sentiment":"neutral","sentiment_score":0.023229623213410378}],"sentiment":"neutral","sentiment_score":0.023229623213410378,"channel":0,"num_words":1,"start":438.9,"end":439.4},{"sentences":[{"text":"have to apply for that or what?","start":438.975,"end":441.96,"sentiment":"neutral","sentiment_score":0.01565540741596903}],"sentiment":"neutral","sentiment_score":0.01565540741596903,"channel":1,"num_words":7,"start":438.975,"end":441.96},{"sentences":[{"text":"no.","start":441.64502,"end":441.965,"sentiment":"neutral","sentiment_score":-0.07398080825805664},{"text":"It happens automatically.","start":441.965,"end":443.025,"sentiment":"neutral","sentiment_score":-0.03366272089382013},{"text":"So they just they pay it after you do your tax return.","start":443.085,"end":445.825,"sentiment":"neutral","sentiment_score":0.06249740875015656}],"sentiment":"neutral","sentiment_score":0.03593749587889761,"channel":0,"num_words":16,"start":441.64502,"end":445.825},{"sentences":[{"text":"Uh-huh.","start":446.1,"end":446.6,"sentiment":"neutral","sentiment_score":0.10317514091730118}],"sentiment":"neutral","sentiment_score":0.10317514091730118,"channel":1,"num_words":1,"start":446.1,"end":446.6},{"sentences":[{"text":"It just automatically goes in.","start":447.165,"end":448.365,"sentiment":"neutral","sentiment_score":0.13608046025037765},{"text":"So last financial year, you received the government co contribution.","start":448.365,"end":450.865,"sentiment":"neutral","sentiment_score":0.10105655565857888}],"sentiment":"neutral","sentiment_score":0.1127311905225118,"channel":0,"num_words":15,"start":447.165,"end":450.865},{"sentences":[{"text":"Yep.","start":451.62,"end":452.12,"sentiment":"neutral","sentiment_score":0.2684834897518158}],"sentiment":"neutral","sentiment_score":0.2684834897518158,"channel":1,"num_words":1,"start":451.62,"end":452.12},{"sentences":[{"text":"And more than likely, that government code contribution, depending on what actually was paid, which I can have a look at right now, may be on the back of you doing your tax return in the May.","start":453.55,"end":467.49,"sentiment":"neutral","sentiment_score":0.0829643176214115}],"sentiment":"neutral","sentiment_score":0.0829643176214115,"channel":0,"num_words":37,"start":453.55,"end":467.49},{"sentences":[{"text":"Yes.","start":467.83502,"end":468.33502,"sentiment":"neutral","sentiment_score":0.11509183794260024}],"sentiment":"neutral","sentiment_score":0.11509183794260024,"channel":1,"num_words":1,"start":467.83502,"end":468.33502},{"sentences":[{"text":"So let me have a look at exactly when that was paid because it'll just depend on when it was paid.","start":471.315,"end":478.29498,"sentiment":"neutral","sentiment_score":0.052016291589964},{"text":"I want last financial year.","start":479.875,"end":482.72,"sentiment":"neutral","sentiment_score":0.018574381619691847},{"text":"That's what I wanna look at.","start":482.72,"end":484.02,"sentiment":"neutral","sentiment_score":0.06022288898626963},{"text":"There we go.","start":490.56,"end":491.38,"sentiment":"neutral","sentiment_score":0.04022917523980141},{"text":"Yeah.","start":493.535,"end":494.035,"sentiment":"neutral","sentiment_score":0.07050260901451111}],"sentiment":"neutral","sentiment_score":0.0482705972260899,"channel":0,"num_words":36,"start":471.315,"end":494.035},{"sentences":[{"text":"Literally, the ATO paid it on the twenty fifth of the sixth.","start":494.57498,"end":501.955,"sentiment":"neutral","sentiment_score":0.04793952560673157},{"text":"So","start":502.57498,"end":502.815,"sentiment":"neutral","sentiment_score":0.023020483553409576}],"sentiment":"neutral","sentiment_score":0.046022676218014494,"channel":0,"num_words":13,"start":494.57498,"end":502.815},{"sentences":[{"text":"I","start":502.72,"end":502.88,"sentiment":"neutral","sentiment_score":0.01705869287252426}],"sentiment":"neutral","sentiment_score":0.01705869287252426,"channel":1,"num_words":1,"start":502.72,"end":502.88},{"sentences":[{"text":"that","start":502.815,"end":503.055,"sentiment":"neutral","sentiment_score":0.00523906946182251}],"sentiment":"neutral","sentiment_score":0.00523906946182251,"channel":0,"num_words":1,"start":502.815,"end":503.055},{"sentences":[{"text":"just","start":502.88,"end":503.38,"sentiment":"neutral","sentiment_score":0.0017972514033317566}],"sentiment":"neutral","sentiment_score":0.0017972514033317566,"channel":1,"num_words":1,"start":502.88,"end":503.38},{"sentences":[{"text":"was that was on the back of you doing your tax return.","start":503.055,"end":506.115,"sentiment":"neutral","sentiment_score":0.00016911452015241015}],"sentiment":"neutral","sentiment_score":0.00016911452015241015,"channel":0,"num_words":12,"start":503.055,"end":506.115},{"sentences":[{"text":"yeah.","start":506.47998,"end":506.97998,"sentiment":"neutral","sentiment_score":0.01663779467344284}],"sentiment":"neutral","sentiment_score":0.01663779467344284,"channel":1,"num_words":1,"start":506.47998,"end":506.97998},{"sentences":[{"text":"Last financial year, they they popped that in.","start":506.735,"end":510.79,"sentiment":"neutral","sentiment_score":-0.0029464291874319315}],"sentiment":"neutral","sentiment_score":-0.0029464291874319315,"channel":0,"num_words":8,"start":506.735,"end":510.79},{"sentences":[{"text":"Yeah.","start":510.63998,"end":511.03998,"sentiment":"neutral","sentiment_score":0.08684597909450531},{"text":"No worries.","start":511.03998,"end":511.52,"sentiment":"neutral","sentiment_score":0.1208486445248127},{"text":"Yeah.","start":511.52,"end":511.68,"sentiment":"neutral","sentiment_score":0.11616693437099455},{"text":"Because I wasn't sure how it worked if I had to buy through it because I've never had to, like,","start":511.68,"end":515.7,"sentiment":"neutral","sentiment_score":0.024051175685599446}],"sentiment":"neutral","sentiment_score":0.03857223817612976,"channel":1,"num_words":24,"start":510.63998,"end":515.7},{"sentences":[{"text":"No.","start":516.53,"end":517.03,"sentiment":"neutral","sentiment_score":-0.1160821169614792}],"sentiment":"neutral","sentiment_score":-0.1160821169614792,"channel":0,"num_words":1,"start":516.53,"end":517.03},{"sentences":[{"text":"do,","start":517.40497,"end":517.725,"sentiment":"neutral","sentiment_score":-0.05467509478330612}],"sentiment":"neutral","sentiment_score":-0.05467509478330612,"channel":1,"num_words":1,"start":517.40497,"end":517.725},{"sentences":[{"text":"Oh,","start":517.65,"end":517.89,"sentiment":"neutral","sentiment_score":0.0134921632707119}],"sentiment":"neutral","sentiment_score":0.0134921632707119,"channel":0,"num_words":1,"start":517.65,"end":517.89},{"sentences":[{"text":"like,","start":517.725,"end":518.225,"sentiment":"neutral","sentiment_score":-0.005686409771442413}],"sentiment":"neutral","sentiment_score":-0.005686409771442413,"channel":1,"num_words":1,"start":517.725,"end":518.225},{"sentences":[{"text":"wait.","start":517.89,"end":518.39,"sentiment":"neutral","sentiment_score":0.10396066308021544}],"sentiment":"neutral","sentiment_score":0.10396066308021544,"channel":0,"num_words":1,"start":517.89,"end":518.39},{"sentences":[{"text":"a it automatically happens, so it's alright.","start":518.285,"end":521.185,"sentiment":"neutral","sentiment_score":0.2611683564526694}],"sentiment":"neutral","sentiment_score":0.2611683564526694,"channel":1,"num_words":7,"start":518.285,"end":521.185},{"sentences":[{"text":"So the way the government co contribution works is if you put a thousand dollars in and you earn like, your your income is lower than the lower income threshold, then","start":520.85004,"end":531.185,"sentiment":"neutral","sentiment_score":0.14152447879314423}],"sentiment":"neutral","sentiment_score":0.14152447879314423,"channel":0,"num_words":31,"start":520.85004,"end":531.185},{"sentences":[{"text":"Yep.","start":530.925,"end":531.33,"sentiment":"neutral","sentiment_score":0.22575102746486664}],"sentiment":"neutral","sentiment_score":0.22575102746486664,"channel":1,"num_words":1,"start":530.925,"end":531.33},{"sentences":[{"text":"you will automatically, after doing your tax return, have the government co contribution paid into your super fund.","start":531.185,"end":537.26,"sentiment":"neutral","sentiment_score":0.20874443236324522}],"sentiment":"neutral","sentiment_score":0.20874443236324522,"channel":0,"num_words":18,"start":531.185,"end":537.26},{"sentences":[{"text":"Alright.","start":537.25,"end":537.75,"sentiment":"neutral","sentiment_score":0.16225963830947876}],"sentiment":"neutral","sentiment_score":0.16225963830947876,"channel":1,"num_words":1,"start":537.25,"end":537.75},{"sentences":[{"text":"If you earn between the lower and the upper threshold, which changes every year based on, like, the CPI increases,","start":537.56,"end":543.74,"sentiment":"neutral","sentiment_score":0.11056335307657719}],"sentiment":"neutral","sentiment_score":0.11056335307657719,"channel":0,"num_words":20,"start":537.56,"end":543.74},{"sentences":[{"text":"Yep.","start":544.13,"end":544.63,"sentiment":"neutral","sentiment_score":0.1502985656261444}],"sentiment":"neutral","sentiment_score":0.1502985656261444,"channel":1,"num_words":1,"start":544.13,"end":544.63},{"sentences":[{"text":"then you'll get a portion of it.","start":545.0,"end":547.635,"sentiment":"neutral","sentiment_score":0.15348647960594722},{"text":"So the financial year that you were paid for was obviously 2425, and","start":547.955,"end":552.635,"sentiment":"neutral","sentiment_score":0.07034241064236714}],"sentiment":"neutral","sentiment_score":0.09944283477962017,"channel":0,"num_words":20,"start":545.0,"end":552.635},{"sentences":[{"text":"Yes.","start":552.625,"end":553.125,"sentiment":"neutral","sentiment_score":0.10849267244338988}],"sentiment":"neutral","sentiment_score":0.10849267244338988,"channel":1,"num_words":1,"start":552.625,"end":553.125},{"sentences":[{"text":"it was paid in 2526.","start":552.635,"end":555.255,"sentiment":"neutral","sentiment_score":0.07415041476488113}],"sentiment":"neutral","sentiment_score":0.07415041476488113,"channel":0,"num_words":5,"start":552.635,"end":555.255},{"sentences":[{"text":"Yes.","start":555.185,"end":555.685,"sentiment":"neutral","sentiment_score":0.16137899458408356}],"sentiment":"neutral","sentiment_score":0.16137899458408356,"channel":1,"num_words":1,"start":555.185,"end":555.685},{"sentences":[{"text":"And you got the full amount, the full 500, which indicates to me that you earned lower than what the threshold was for that financial year, which was still it was sitting around the 20 sorry, the $4,647,000 dollar mark.","start":556.115,"end":568.01,"sentiment":"neutral","sentiment_score":0.04601253373548388}],"sentiment":"neutral","sentiment_score":0.04601253373548388,"channel":0,"num_words":40,"start":556.115,"end":568.01},{"sentences":[{"text":"Yep.","start":567.97003,"end":568.47003,"sentiment":"neutral","sentiment_score":0.1090417504310608}],"sentiment":"neutral","sentiment_score":0.1090417504310608,"channel":1,"num_words":1,"start":567.97003,"end":568.47003},{"sentences":[{"text":"And that could've just been by the time you wrote off any of your expenses and and and and because it's","start":568.79004,"end":574.15,"sentiment":"neutral","sentiment_score":-0.04651268122307513}],"sentiment":"neutral","sentiment_score":-0.04651268122307513,"channel":0,"num_words":21,"start":568.79004,"end":574.15},{"sentences":[{"text":"Yep.","start":573.97003,"end":574.275,"sentiment":"neutral","sentiment_score":0.0023008461575955153}],"sentiment":"neutral","sentiment_score":0.0023008461575955153,"channel":1,"num_words":1,"start":573.97003,"end":574.275},{"sentences":[{"text":"all based on your assessable income.","start":574.15,"end":576.57,"sentiment":"neutral","sentiment_score":0.023802739878495533}],"sentiment":"neutral","sentiment_score":0.023802739878495533,"channel":0,"num_words":6,"start":574.15,"end":576.57},{"sentences":[{"text":"Yep.","start":576.835,"end":577.335,"sentiment":"neutral","sentiment_score":0.09327839314937592}],"sentiment":"neutral","sentiment_score":0.09327839314937592,"channel":1,"num_words":1,"start":576.835,"end":577.335},{"sentences":[{"text":"So you you you got that.","start":578.10504,"end":579.705,"sentiment":"neutral","sentiment_score":0.06501645905276139},{"text":"So theoretically speaking, if we were to decrease your income by, like, the $6,162.39, leave a thousand dollars sitting in that that non concessional to get the extra 500, that could actually work out.","start":579.705,"end":595.27,"sentiment":"neutral","sentiment_score":0.01939614747157868},{"text":"But I wanna do the math properly and figure out where your contribution sit.","start":595.27,"end":600.81006,"sentiment":"neutral","sentiment_score":0.09793862540807043}],"sentiment":"neutral","sentiment_score":0.04482793563080055,"channel":0,"num_words":54,"start":578.10504,"end":600.81006},{"sentences":[{"text":"Yep.","start":601.01495,"end":601.51495,"sentiment":"neutral","sentiment_score":0.23533380031585693}],"sentiment":"neutral","sentiment_score":0.23533380031585693,"channel":1,"num_words":1,"start":601.01495,"end":601.51495},{"sentences":[{"text":"Alternatively, if you want, I can always send you all this information in the email.","start":601.11005,"end":604.87006,"sentiment":"neutral","sentiment_score":0.24325695236523945},{"text":"And when you go and sit with your accountant to do 2526 financial year, you can just get get your accountant to kind of run through the figures based on whatever you deduct and what would happen with that financial year.","start":604.87006,"end":615.725,"sentiment":"neutral","sentiment_score":0.17306108990820443},{"text":"Because, obviously, I can't attest to what you are able to deduct from your like, the business","start":615.725,"end":620.92,"sentiment":"neutral","sentiment_score":0.046779751777648926}],"sentiment":"neutral","sentiment_score":0.15807691441006858,"channel":0,"num_words":73,"start":601.11005,"end":620.92},{"sentences":[{"text":"Yep.","start":620.91,"end":621.41,"sentiment":"neutral","sentiment_score":0.03924375772476196}],"sentiment":"neutral","sentiment_score":0.03924375772476196,"channel":1,"num_words":1,"start":620.91,"end":621.41},{"sentences":[{"text":"and contracting and stuff like that.","start":620.92,"end":622.36,"sentiment":"neutral","sentiment_score":0.01870204197863738},{"text":"And","start":622.36,"end":622.6,"sentiment":"neutral","sentiment_score":0.061538197100162506}],"sentiment":"neutral","sentiment_score":0.024821492710283825,"channel":0,"num_words":7,"start":620.92,"end":622.6},{"sentences":[{"text":"Yep.","start":622.43,"end":622.93,"sentiment":"neutral","sentiment_score":0.1006106361746788}],"sentiment":"neutral","sentiment_score":0.1006106361746788,"channel":1,"num_words":1,"start":622.43,"end":622.93},{"sentences":[{"text":"if you do have a quite a high amount of deductibles,","start":622.6,"end":626.13995,"sentiment":"neutral","sentiment_score":0.059038674289529976}],"sentiment":"neutral","sentiment_score":0.059038674289529976,"channel":0,"num_words":11,"start":622.6,"end":626.13995},{"sentences":[{"text":"Yep.","start":625.875,"end":626.375,"sentiment":"neutral","sentiment_score":0.15333430469036102}],"sentiment":"neutral","sentiment_score":0.15333430469036102,"channel":1,"num_words":1,"start":625.875,"end":626.375},{"sentences":[{"text":"that'll obviously change things for you.","start":626.44,"end":628.62,"sentiment":"neutral","sentiment_score":0.17951945960521698},{"text":"So which way, I guess, would you like to go?","start":631.07996,"end":632.92,"sentiment":"neutral","sentiment_score":0.05491247922182083},{"text":"Do you want me to just sort of email you the information","start":632.92,"end":634.86,"sentiment":"neutral","sentiment_score":-0.02516183877984683}],"sentiment":"neutral","sentiment_score":0.0472964101604053,"channel":0,"num_words":28,"start":626.44,"end":634.86},{"sentences":[{"text":"No.","start":634.755,"end":635.075,"sentiment":"neutral","sentiment_score":-0.0672503337264061},{"text":"Yeah.","start":635.075,"end":635.195,"sentiment":"neutral","sentiment_score":-0.0022801700979471207},{"text":"I reckon that","start":635.195,"end":635.79504,"sentiment":"neutral","sentiment_score":0.0014403300980726872}],"sentiment":"neutral","sentiment_score":-0.013041902706027031,"channel":1,"num_words":5,"start":634.755,"end":635.79504},{"sentences":[{"text":"and the accountant can have a chat when you sit down and do it?","start":636.065,"end":638.965,"sentiment":"neutral","sentiment_score":0.05239305592008999}],"sentiment":"neutral","sentiment_score":0.05239305592008999,"channel":0,"num_words":14,"start":636.065,"end":638.965},{"sentences":[{"text":"Yeah.","start":642.41,"end":642.65,"sentiment":"neutral","sentiment_score":0.01802859827876091},{"text":"I reckon that'll be best to say, mail","start":642.65,"end":644.41,"sentiment":"neutral","sentiment_score":0.009893379989080131}],"sentiment":"neutral","sentiment_score":0.010797293132377995,"channel":1,"num_words":9,"start":642.41,"end":644.41},{"sentences":[{"text":"Yeah.","start":644.22504,"end":644.72504,"sentiment":"neutral","sentiment_score":0.006154059432446957}],"sentiment":"neutral","sentiment_score":0.006154059432446957,"channel":0,"num_words":1,"start":644.22504,"end":644.72504},{"sentences":[{"text":"me, Mason, because I'm not sure why when I'll do my tax.","start":644.41,"end":648.11,"sentiment":"neutral","sentiment_score":-0.11112978371481101},{"text":"You know,","start":648.25,"end":648.89,"sentiment":"neutral","sentiment_score":-0.09394598752260208}],"sentiment":"neutral","sentiment_score":-0.1086749556873526,"channel":1,"num_words":14,"start":644.41,"end":648.89},{"sentences":[{"text":"No.","start":648.72003,"end":649.22003,"sentiment":"neutral","sentiment_score":-0.174577996134758}],"sentiment":"neutral","sentiment_score":-0.174577996134758,"channel":0,"num_words":1,"start":648.72003,"end":649.22003},{"sentences":[{"text":"this","start":648.89,"end":649.39,"sentiment":"neutral","sentiment_score":-0.1235584318637848}],"sentiment":"neutral","sentiment_score":-0.1235584318637848,"channel":1,"num_words":1,"start":648.89,"end":649.39},{"sentences":[{"text":"Okay.","start":649.60004,"end":650.10004,"sentiment":"neutral","sentiment_score":-0.0786573588848114}],"sentiment":"neutral","sentiment_score":-0.0786573588848114,"channel":0,"num_words":1,"start":649.60004,"end":650.10004},{"sentences":[{"text":"but this is everyone's doing their tax, so I sort of leave it","start":649.69,"end":652.67,"sentiment":"neutral","sentiment_score":-0.11219895917635697}],"sentiment":"neutral","sentiment_score":-0.11219895917635697,"channel":1,"num_words":13,"start":649.69,"end":652.67},{"sentences":[{"text":"A","start":653.04004,"end":653.2,"sentiment":"neutral","sentiment_score":-0.08092329651117325}],"sentiment":"neutral","sentiment_score":-0.08092329651117325,"channel":0,"num_words":1,"start":653.04004,"end":653.2},{"sentences":[{"text":"a","start":653.13,"end":653.21,"sentiment":"neutral","sentiment_score":-0.0982099547982216}],"sentiment":"neutral","sentiment_score":-0.0982099547982216,"channel":1,"num_words":1,"start":653.13,"end":653.21},{"sentences":[{"text":"little","start":653.2,"end":653.44,"sentiment":"neutral","sentiment_score":-0.08573389053344727}],"sentiment":"neutral","sentiment_score":-0.08573389053344727,"channel":0,"num_words":1,"start":653.2,"end":653.44},{"sentences":[{"text":"bit.","start":653.21,"end":653.71,"sentiment":"neutral","sentiment_score":-0.10940419137477876}],"sentiment":"neutral","sentiment_score":-0.10940419137477876,"channel":1,"num_words":1,"start":653.21,"end":653.71},{"sentences":[{"text":"bit.","start":653.44,"end":653.68005,"sentiment":"neutral","sentiment_score":-0.05044456571340561},{"text":"Yeah.","start":653.68005,"end":654.18005,"sentiment":"neutral","sentiment_score":-0.008245296776294708},{"text":"No.","start":655.36005,"end":655.60004,"sentiment":"neutral","sentiment_score":-0.025932051241397858},{"text":"Absolutely.","start":655.60004,"end":656.10004,"sentiment":"neutral","sentiment_score":0.12281367927789688}],"sentiment":"neutral","sentiment_score":0.009547941386699677,"channel":0,"num_words":4,"start":653.44,"end":656.10004},{"sentences":[{"text":"Yeah.","start":655.875,"end":656.375,"sentiment":"neutral","sentiment_score":0.09714144468307497}],"sentiment":"neutral","sentiment_score":0.09714144468307497,"channel":1,"num_words":1,"start":655.875,"end":656.375},{"sentences":[{"text":"Look.","start":656.64,"end":657.14,"sentiment":"neutral","sentiment_score":0.07699675858020782},{"text":"So long as you get the submission for the the claim in before","start":657.52,"end":662.445,"sentiment":"neutral","sentiment_score":0.10387972169197522}],"sentiment":"neutral","sentiment_score":0.1019595100411347,"channel":0,"num_words":14,"start":656.64,"end":662.445},{"sentences":[{"text":"Yeah.","start":662.195,"end":662.695,"sentiment":"neutral","sentiment_score":0.216347336769104}],"sentiment":"neutral","sentiment_score":0.216347336769104,"channel":1,"num_words":1,"start":662.195,"end":662.695},{"sentences":[{"text":"the end of the this financial year, we're all good.","start":662.445,"end":666.065,"sentiment":"positive","sentiment_score":0.3522723913192749},{"text":"So","start":666.605,"end":666.845,"sentiment":"neutral","sentiment_score":0.06575164198875427}],"sentiment":"neutral","sentiment_score":0.3262250504710458,"channel":0,"num_words":11,"start":662.445,"end":666.845},{"sentences":[{"text":"Not","start":666.675,"end":666.995,"sentiment":"neutral","sentiment_score":-0.05384618788957596}],"sentiment":"neutral","sentiment_score":-0.05384618788957596,"channel":1,"num_words":1,"start":666.675,"end":666.995},{"sentences":[{"text":"so","start":666.845,"end":667.08496,"sentiment":"neutral","sentiment_score":-0.08287600427865982}],"sentiment":"neutral","sentiment_score":-0.08287600427865982,"channel":0,"num_words":1,"start":666.845,"end":667.08496},{"sentences":[{"text":"a prob.","start":666.995,"end":667.575,"sentiment":"neutral","sentiment_score":-0.1099974550306797}],"sentiment":"neutral","sentiment_score":-0.1099974550306797,"channel":1,"num_words":2,"start":666.995,"end":667.575},{"sentences":[{"text":"you have a full twelve months after the end of the financial year to to get that what's called a notice of intent","start":667.08496,"end":672.20496,"sentiment":"neutral","sentiment_score":-0.01715288337563043}],"sentiment":"neutral","sentiment_score":-0.01715288337563043,"channel":0,"num_words":23,"start":667.08496,"end":672.20496},{"sentences":[{"text":"Yes.","start":671.88995,"end":672.38995,"sentiment":"neutral","sentiment_score":0.10141632705926897}],"sentiment":"neutral","sentiment_score":0.10141632705926897,"channel":1,"num_words":1,"start":671.88995,"end":672.38995},{"sentences":[{"text":"to claim submitted.","start":672.20496,"end":673.105,"sentiment":"neutral","sentiment_score":0.10071536650260289},{"text":"I'll pop that in the email for you so that way you have it highlighted, and I'll pop","start":673.40497,"end":677.93005,"sentiment":"neutral","sentiment_score":0.22370128416352802}],"sentiment":"neutral","sentiment_score":0.20613186735482442,"channel":0,"num_words":21,"start":672.20496,"end":677.93005},{"sentences":[{"text":"Yep.","start":677.80994,"end":678.30994,"sentiment":"neutral","sentiment_score":0.16423258185386658}],"sentiment":"neutral","sentiment_score":0.16423258185386658,"channel":1,"num_words":1,"start":677.80994,"end":678.30994},{"sentences":[{"text":"all the amounts in and everything like that.","start":677.93005,"end":679.69,"sentiment":"neutral","sentiment_score":0.14657749701291323},{"text":"And and that way, you can have a chat to the account.","start":679.69,"end":681.61005,"sentiment":"neutral","sentiment_score":0.23172280564904213},{"text":"Okay?","start":681.61005,"end":682.11005,"sentiment":"neutral","sentiment_score":0.14312724769115448}],"sentiment":"neutral","sentiment_score":0.19506766150395075,"channel":0,"num_words":21,"start":677.93005,"end":682.11005},{"sentences":[{"text":"Not a problem.","start":683.73,"end":684.55,"sentiment":"positive","sentiment_score":0.3938671350479126}],"sentiment":"positive","sentiment_score":0.3938671350479126,"channel":1,"num_words":3,"start":683.73,"end":684.55},{"sentences":[{"text":"Okay.","start":685.647,"end":686.12695,"sentiment":"positive","sentiment_score":0.4489758610725403},{"text":"Perfect.","start":686.12695,"end":686.62695,"sentiment":"positive","sentiment_score":0.6811520457267761},{"text":"Well, I'll get that email sent off to you shortly.","start":686.76697,"end":689.26697,"sentiment":"neutral","sentiment_score":0.32198394238948824}],"sentiment":"positive","sentiment_score":0.3624972775578499,"channel":0,"num_words":12,"start":685.647,"end":689.26697},{"sentences":[{"text":"Okay.","start":689.605,"end":690.005,"sentiment":"neutral","sentiment_score":0.17061173915863037},{"text":"No worries.","start":690.005,"end":690.40497,"sentiment":"neutral","sentiment_score":0.17778224498033524},{"text":"Thanks for that, Larissa.","start":690.40497,"end":691.46497,"sentiment":"positive","sentiment_score":0.8460233807563782}],"sentiment":"positive","sentiment_score":0.5586099645921162,"channel":1,"num_words":7,"start":689.605,"end":691.46497},{"sentences":[{"text":"No problem at all, Ashley.","start":691.80695,"end":692.92694,"sentiment":"positive","sentiment_score":0.5337560713291168},{"text":"We'll speak later.","start":692.92694,"end":693.82697,"sentiment":"positive","sentiment_score":0.3945260246594747}],"sentiment":"positive","sentiment_score":0.481544803828001,"channel":0,"num_words":8,"start":691.80695,"end":693.82697},{"sentences":[{"text":"Okay.","start":693.925,"end":694.245,"sentiment":"neutral","sentiment_score":0.2416990101337433},{"text":"Bye.","start":694.245,"end":694.745,"sentiment":"neutral","sentiment_score":0.14465640485286713}],"sentiment":"neutral","sentiment_score":0.1931777074933052,"channel":1,"num_words":2,"start":693.925,"end":694.745},{"sentences":[{"text":"K.","start":695.00696,"end":695.25696,"sentiment":"neutral","sentiment_score":0.04320051893591881},{"text":"Bye.","start":695.25696,"end":695.75696,"sentiment":"neutral","sentiment_score":-0.09135974198579788}],"sentiment":"neutral","sentiment_score":-0.024079611524939537,"channel":0,"num_words":2,"start":695.00696,"end":695.75696}]},"summary":{"result":"success","short":"Larissa from OC Financial receives a call from Ashley regarding her personal contributions and tax deduction. Ashley confirms her income and provides her password to receive a tax deduction report. The deduction will be for her tax return and she will receive a receipt in a week. The deduction will be for her tax return and the customer can claim it if she earning between 47 and 62,000. The government co contribution is automatically paid after the customer completes their tax return and the contribution is based on the assessable income. The agent offers to send the customer an email with the information and suggests that the customer can have a chat with their accountant."},"intents":{"segments":[{"text":"I was just giving you a call because, obviously, the new financial year has rolled over, and I just sort of noticed that you had made some additional contributions, and I want to talk to you about them if now is an okay time to just run through. Yeah.","start_word":55,"end_word":103,"intents":[{"intent":"Review financial contributions","confidence_score":0.0017997784}]},{"text":"So I was just doing a like, a review of of of your file. And last financial year, so finishing the June 30, you made $7,162.39 in personal contributions. And I was wanting to touch base and see whether you were intending or wanting to claim those as a tax deduction at all. So that way, you can basically get the tax back rather than paying your marginal tax rate. Yeah.","start_word":149,"end_word":219,"intents":[{"intent":"Get tax return","confidence_score":0.110033356}]},{"text":"So what I can do is I can essentially submit the claim on my end, and then Yep. in about a week, you'll get a a receipt. And when you do your tax return, you take that receipt in with you to your your tax your tax tech agent, and you'll be able to claim that money back. Basically, Yep.","start_word":222,"end_word":281,"intents":[{"intent":"Submit tax return","confidence_score":0.038403668}]},{"text":"So last financial year, you received the government co contribution. Yep.","start_word":1047,"end_word":1057,"intents":[{"intent":"Educate about government co contribution","confidence_score":0.009447368}]},{"text":"So theoretically speaking, if we were to decrease your income by, like, the $6,162.39, leave a thousand dollars sitting in that that non concessional to get the extra 500, that could actually work out. But I wanna do the math properly and figure out where your contribution sit. Yep.","start_word":1381,"end_word":1429,"intents":[{"intent":"Calculate deductions","confidence_score":0.109844804}]},{"text":"Alternatively, if you want, I can always send you all this information in the email.","start_word":1429,"end_word":1443,"intents":[{"intent":"Send information","confidence_score":0.0743696}]},{"text":"And and that way, you can have a chat to the account. Okay?","start_word":1703,"end_word":1715,"intents":[{"intent":"Chat to account","confidence_score":0.010552615}]}]},"sentiments":{"segments":[{"text":"Hi, Ashley. My name is Larissa from OC Financial. How are you going? Hi.","start_word":0,"end_word":13,"sentiment":"neutral","sentiment_score":0.18301643431186676},{"text":"Yeah. Good. That's good.","start_word":14,"end_word":17,"sentiment":"positive","sentiment_score":0.6087245345115662},{"text":"Do you mind if I borrow a few moments of your time? Hang on. I'm just trying to put you on loud speaker. You got me? No. Yeah. I've got you loud and clear. Yeah. Yep.","start_word":18,"end_word":53,"sentiment":"neutral","sentiment_score":0.07352224737405777},{"text":"Perfect.","start_word":54,"end_word":54,"sentiment":"positive","sentiment_score":0.49695390462875366},{"text":"I was just giving you a call because, obviously, the new financial year has rolled over, and I just sort of noticed that you had made some additional contributions, and I want to talk to you about them if now is an okay time to just run through. Yeah. Sure. Yeah. Cool. Alright. Well, I just do need to let you know that our calls are recorded. And if I could, do you have a password on file? To save it for your Portland, like, football club. team? Yeah.","start_word":55,"end_word":143,"sentiment":"neutral","sentiment_score":0.10256737470626832},{"text":"Cool. Thanks for that.","start_word":144,"end_word":147,"sentiment":"positive","sentiment_score":0.515692412853241},{"text":"Okay. So I was just doing a like, a review of of of your file. And last financial year, so finishing the June 30, you made $7,162.39 in personal contributions. And I was wanting to touch base and see whether you were intending or wanting to claim those as a tax deduction at all. So that way, you can basically get the tax back rather than paying your marginal tax rate. Yeah. Sure. Yeah. So what I can do is I can essentially submit the claim on my end, and then Yep. in about a week, you'll get a a receipt. And when you do your tax return, you take that receipt in with you to your your tax your tax tech agent, and you'll be able to claim that money back. Basically, Yep. Yeah. it becomes a deduction for you. Yeah. What? 16 you get taxed at 15% or something like that on it. Yep. Is that right? Yeah. So the Superfund will pay tax, so then you get your marginal rate back. Yep. Yeah. Which you you earn around the $60,000 income per like, your your income's about 60,000? Yeah. Something like that. Yeah. It's last year has been well, even this year, sort of started this financial year too. I'm not working sort of full time. Okay. Just working as a contractor, just forwarding on a as need basis. So getting, you know, earning as much. Yeah. Yeah. Do you know what you earned last financial year? I can't remember off the top of my head. Probably around maybe 70 or something like that. Okay. Yeah. No. That's no. That's good. Because if if you had earned less, then there might have been an opportunity that instead of claiming, we could have just left the money there and had a government co contribution pay you instead so the government gives you, like, $500. Yeah. No. But, Hang yeah, on. if I'm talking if about you the one actually is just finished. yes. Yeah. Yeah. The one that finished, like, twenty two days ago. There you go. Probably I was thinking I only did the tax from the previous financial year recently. And Beginning yeah. Beginning of the year, I think you did your your tax return for last last year. But yes. so the '23 hang on. On. 2425 financial year, I only just did that in May Yep. before otherwise, I would have got a fine if I'd missed that cutoff day. I think it was the middle of May that the Yes. cutoff is Yeah. No. That's okay. Well, this is the '25, what '26 financial yeah. year. So this year well, okay. I'm just trying to think. So what I have contributed in the last financial year that because I've been taking out 15% of my each invoice. So that would give you an indication of how much I sort of grossed. Mhmm. Perfect. No. Yeah. Definitely. That will. I put in 7,000 or something like that off the top of my head. Yep. So it finds that, you know, like, you'd be able to work out my gross income from that because it's, like, 15% super of my income. So $7. 01 $6.02. And that would give a big close figure to my gross income before tax.","start_word":148,"end_word":700,"sentiment":"neutral","sentiment_score":0.05774938546215431},{"text":"Yeah. It does. Alright. Yeah. So you're you've you've earned in that in that upper bracket, so it it it works out better for you tax wise to claim it.","start_word":701,"end_word":730,"sentiment":"positive","sentiment_score":0.4843478500843048},{"text":"So and you've you've done that in the past as well. Yes. So just going off my super contribution for last financial year, how much did I sort of gross? I am just doing the actual math to try and work it out, but I've I kind of was eyeballing it. Yep. Give me one second.","start_word":731,"end_word":786,"sentiment":"neutral","sentiment_score":0.13695745170116425},{"text":"Excellent.","start_word":787,"end_word":787,"sentiment":"positive","sentiment_score":0.606952428817749},{"text":"Part time last year any one to three days a week. So maybe. I Oh, That would be probably I think it's about 60,000 missed 800 okay. if my master's right. Alright. It's probably a little bit more than I thought because yeah. Anyway, it's what it is. That's a reflection of yeah. 60? Probably 55. Anyway yeah. Yeah. So I sort of just take out 15% out of every invoice regardless of the amount, you There know, it in is. that way Yeah. It all it all works out. $1.06 2. $1.06 2. Yep. I'm having god awful time trying to do that math, but that's okay. I know exactly how to do the formula, but anyway, it's just Wednesday morning. Oh, Wednesday afternoon already. No. That's okay. I will I will triple check the math that I can offer for you just to double to confirm that making Yep.","start_word":788,"end_word":938,"sentiment":"neutral","sentiment_score":0.08528635650873184},{"text":"the claim does make the most tax sense Mhmm.","start_word":939,"end_word":947,"sentiment":"positive","sentiment_score":0.34627994894981384},{"text":"and whether because, like, if you've if you've Yep. if your income's on the lowest side, then the government co contribution Okay. does become available to you. So for last last financial year, if you earn anywhere between 47 and 62,000, which it probably looks like you might actually be in that range, Alright. then you you you open yourself up for the the government co contribution. You So, have to apply for that or what? no. It happens automatically. So they just they pay it after you do your tax return. Uh-huh. It just automatically goes in. So last financial year, you received the government co contribution. Yep. And more than likely, that government code contribution, depending on what actually was paid, which I can have a look at right now, may be on the back of you doing your tax return in the May. Yes. So let me have a look at exactly when that was paid because it'll just depend on when it was paid. I want last financial year. That's what I wanna look at. There we go. Yeah. Literally, the ATO paid it on the twenty fifth of the sixth. So I that just was that was on the back of you doing your tax return. yeah. Last financial year, they they popped that in. Yeah. No worries. Yeah. Because I wasn't sure how it worked if I had to buy through it because I've never had to, like, No. do, Oh, like, wait. a it automatically happens, so it's alright. So the way the government co contribution works is if you put a thousand dollars in and you earn like, your your income is lower than the lower income threshold, then Yep. you will automatically, after doing your tax return, have the government co contribution paid into your super fund. Alright. If you earn between the lower and the upper threshold, which changes every year based on, like, the CPI increases, Yep. then you'll get a portion of it. So the financial year that you were paid for was obviously 2425, and Yes. it was paid in 2526. Yes. And you got the full amount, the full 500, which indicates to me that you earned lower than what the threshold was for that financial year, which was still it was sitting around the 20 sorry, the $4,647,000 dollar mark. Yep. And that could've just been by the time you wrote off any of your expenses and and and and because it's Yep. all based on your assessable income. Yep. So you you you got that. So theoretically speaking, if we were to decrease your income by, like, the $6,162.39, leave a thousand dollars sitting in that that non concessional to get the extra 500, that could actually work out. But I wanna do the math properly and figure out where your contribution sit. Yep. Alternatively, if you want, I can always send you all this information in the email. And when you go and sit with your accountant to do 2526 financial year, you can just get get your accountant to kind of run through the figures based on whatever you deduct and what would happen with that financial year. Because, obviously, I can't attest to what you are able to deduct from your like, the business Yep. and contracting and stuff like that. And Yep. if you do have a quite a high amount of deductibles, Yep. that'll obviously change things for you. So which way, I guess, would you like to go? Do you want me to just sort of email you the information No. Yeah. I reckon that and the accountant can have a chat when you sit down and do it? Yeah. I reckon that'll be best to say, mail Yeah. me, Mason, because I'm not sure why when I'll do my tax. You know, No. this Okay. but this is everyone's doing their tax, so I sort of leave it A a little bit. bit. Yeah. No. Absolutely. Yeah. Look. So long as you get the submission for the the claim in before Yeah.","start_word":948,"end_word":1632,"sentiment":"neutral","sentiment_score":0.07092750108372556},{"text":"the end of the this financial year, we're all good.","start_word":1633,"end_word":1642,"sentiment":"positive","sentiment_score":0.3572550117969513},{"text":"So Not so a prob. you have a full twelve months after the end of the financial year to to get that what's called a notice of intent Yes. to claim submitted. I'll pop that in the email for you so that way you have it highlighted, and I'll pop Yep. all the amounts in and everything like that. And and that way, you can have a chat to the account. Okay?","start_word":1643,"end_word":1714,"sentiment":"neutral","sentiment_score":0.11447085440158844},{"text":"Not a problem. Okay. Perfect.","start_word":1715,"end_word":1719,"sentiment":"positive","sentiment_score":0.4636737406253814},{"text":"Well, I'll get that email sent off to you shortly. Okay. No worries.","start_word":1720,"end_word":1732,"sentiment":"neutral","sentiment_score":0.2964265048503876},{"text":"Thanks for that, Larissa. No problem at all, Ashley. We'll speak later.","start_word":1733,"end_word":1744,"sentiment":"positive","sentiment_score":0.5943706035614014},{"text":"Okay. Bye. K. Bye.","start_word":1745,"end_word":1748,"sentiment":"neutral","sentiment_score":0.13097696006298065}],"average":{"sentiment":"neutral","sentiment_score":0.09637602413967346}}}}