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This is Dana from Oakview Financial. How are you today? Yeah. Very well.\n\nThank you. I was just speaking to Brian Mooney who mentioned we have access to tap in for adviser technical support. Do you guys answer questions in relation to Centrelink at all? Do you... Yeah.\n\nYeah. That's okay. I'm just wanting to look at gifting rules and around spouses. I'm just wanting to double check if gifting rules are exempt for, say, money moving from one staff to another as they're considered a full family unit, or is gifting rules still partitioned for thousands, essentially? It is exempt...\n\nYep. Beautiful. It felt like the right answer, but, look, I was like, you know, what I feel like tapping might be the right place because I was looking at everything going through the the legislation, and it wasn't really giving me a current... An answer that I was comfortable with. So I thought I'll come and ask the question.\n\nThank you so much. Thanks. You too. See you later. 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Welcome to Tappan. You're speaking with Anthony.\n\nChannel 0: Hi, Anthony. This is Dana from Oakview Financial. How are you today?\n\nChannel 1: Good. Thank you. How are you?\n\nChannel 0: Yeah. Very well. Thank you. I was just speaking to Brian Mooney who mentioned we have access to tap in for adviser technical support. Do you guys answer questions in relation to Centrelink at all?\n\nDo\n\nChannel 1: Mhmm. Yep. Yep.\n\nChannel 0: you...\n\nChannel 1: You can't fire\n\nChannel 0: Yeah.\n\nChannel 1: away. I'll see if I can... If I don't know the answer, I'll get back to you. That's okay.\n\nChannel 0: Yeah. That's okay. I'm just wanting to look at gifting rules and around spouses. I'm just wanting to double check if gifting rules are exempt for, say, money moving from one staff to another as they're considered a full family unit, or is gifting rules still partitioned for thousands, essentially?\n\nChannel 1: Yes. So it's it's exempt between spouses. 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Welcome to Tappan. You're speaking with Anthony. Hi, Anthony. This is Dana from Oakview Financial. How are you today?","start_word":0,"end_word":19,"sentiment":"neutral","sentiment_score":0.17683559656143188},{"text":"Good. Thank you.","start_word":20,"end_word":22,"sentiment":"positive","sentiment_score":0.5551292300224304},{"text":"How are you? Yeah.","start_word":23,"end_word":26,"sentiment":"neutral","sentiment_score":0.30322813987731934},{"text":"Very well. Thank you.","start_word":27,"end_word":30,"sentiment":"positive","sentiment_score":0.4699694514274597},{"text":"I was just speaking to Brian Mooney who mentioned we have access to tap in for adviser technical support. Do you guys answer questions in relation to Centrelink at all? Do Mhmm. Yep. Yep. you... You can't fire Yeah. away. I'll see if I can... If I don't know the answer, I'll get back to you. That's okay. Yeah. That's okay. I'm just wanting to look at gifting rules and around spouses. I'm just wanting to double check if gifting rules are exempt for, say, money moving from one staff to another as they're considered a full family unit, or is gifting rules still partitioned for thousands, essentially? Yes. So it's it's exempt between spouses. Because, It is yeah, exempt... as you say, it's... Because they're all combined anyway. So the combined assets total doesn't Yep. change for that. Beautiful. It felt like the right answer, but, look, I was like, you know, what I feel like tapping might be the right place because I was looking at No. everything You always going get... through Always the lock the the check. legislation, Yep. and it wasn't really giving me a current... An answer that I was comfortable with. So I thought I'll come and ask the question.","start_word":31,"end_word":237,"sentiment":"neutral","sentiment_score":-0.009349562227725984},{"text":"Thank you so much.","start_word":238,"end_word":241,"sentiment":"positive","sentiment_score":0.36714544892311096},{"text":"Yep. Okay. No worries.","start_word":242,"end_word":245,"sentiment":"neutral","sentiment_score":0.15406657755374908},{"text":"Have a good Thanks.","start_word":246,"end_word":249,"sentiment":"positive","sentiment_score":0.36791643500328064},{"text":"day. See You too. See you later. Bye. you. Bye.","start_word":250,"end_word":259,"sentiment":"neutral","sentiment_score":0.15336361527442932}],"average":{"sentiment":"neutral","sentiment_score":0.04655333441130969}}}}