{"metadata":{"transaction_key":"deprecated","request_id":"019db7b9-2cc1-7561-80c2-3fdcf240b372","sha256":"fd2de83dab9d61e4e5aaa45efb8364aa142735c2051795d3d5cd09baa43b59d0","created":"2026-04-23T00:24:22.630Z","duration":1263.96,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":4875,"output_tokens":125},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5358,"output_tokens":5369},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5358,"output_tokens":504}},"results":{"channels":[{"alternatives":[{"transcript":"Good morning, Troy. This is Veronica from Next View Financial. How are you? I'm good. Thanks. Hi. Hi. You booked in this morning to go over your annual review. Is now still a good time? Yeah. Sure. No worries. If I do hear you go quiet, I'll just stay put for a while. That's alright. Yeah. No worries. I will try to make it quick for you as well if you're obviously working away. But, therefore, I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Perfect. And just to confirm I am speaking with the right person, just for security purposes, could you just confirm your full name, date of birth, and address, please? Yeah. Perfect. Now the first thing I do quickly run through with you there, Troy, is this a bit of an updated fact find just to see if there's anything major that has changed in your life. Now I'll try to make it as quick as I can. Personal information, I have you down as married with two financial dependents. Is that still the case? Perfect. And I do have your wife nominated as NextDob King, phone number ending in 970. Yeah. Perfect. Now has anything changed occupation wise? So I still obviously own the hardware store and working away. Yep. Perfect. Income wise, do you earn about 45,000 or draw that from the business? Okay. Okay. About that's alright. At least it's your business. Sorry. Yeah. Oh, beautiful. But you but yeah, alright. Perfect. And are you still making a little bit of contributions interested for every now and then? Yep. Yep. Perfect. And before the end of the financial year, do you need to make that NOI back on the contribution? Do you know how you are contributing after tax? Yes. Yes. So I can make a little note on on our end. So just before the end of the financial year, couple of weeks before just in case, obviously, you have '24 and stuff. It's a little bit slower that some of the attempt to be quite busy, that will kind of reach out and look to do that NOI for you. Perfect. Asset wise, I have your property about $3.70 with about 18,000 owing. Yes. Oh, amazing. No. That's okay. Do you think if I leave it around $3.70 to 400 would be a fair estimate? Yep. Right. Perfect. I also have a a work truck about 60,000. Yeah. And a master about 79. Yeah. Yeah. Oh, perfect. Worth 20. Nothing owing on any of them? No. Perfect. And also business loan for about 50,000? That's okay. Busy day. But 30. Amazing. Perfect. That's good. Yeah. No. That's really good. And health and lifestyle wise, any changes? Still a nonsmoker, no major issues, or medication? Perfect. Oh, nice. Oh, yeah. Are you gonna do that, like, just kind of volunteering, or is that paid as well? Yep. Oh, no. Enjoy it? Oh, I know. Yeah. That's pretty crazy. Yeah. Yeah. At least it keeps it very yeah. It keeps it very different from your other occupations. So different bit of variation. Estate planning wise, you have a will and power of attorney nomination in place? Yep. Yep. But you don't have anyone who makes, like, financial decisions on your behalf or earn any income overseas or anything like that? No. Great. Now estate planning wise as well, I can see here that we haven't received the nomination forms back for your insurance and your superannuation. So in the event that something would've happened to you too. Do you still have those forms, or would you like me to get the team to resend them to you? Yeah. Could be that one. Yes. Is that does it say HAB 20 four? And Yes. Yes. Yes. No. It hasn't changed. That should all be the same because you haven't changed your due for your insurance. Yes. Okay. Amazing. If you have any questions about who to nominate or which type of nomination to make, just let me know because it can be a little bit confusing sometimes. Yep. Yep. Oh, perfect. That's yes. At least we we get there, and that's the that's the main thing. Luckily, nothing's happened, so it's been good. But, yeah, when you have a moment, it is important to to complete so that it does go through who you want. Yeah. Perfect. Otherwise, when it comes through superannuation, so I'll just quickly run through a couple of multiple choice questions just to see if your risk tolerance in regards to your super has changed. So if it doesn't make sense, let me know. No right or wrong answer and think about it in regards to your superannuation. Now, Tory, have you ever bought direct shares? Nope. Perfect. And at the moment, are you still kind of planning and accessing or retiring at about 60? Ideally, take the super yeah. Yeah. It is it is pension. If you're eligible if you are eligible for age pension, it's 67, but at 60, you can access your superannuation. Yeah. Now if Yep. Yep. Perfect. And, ideally, would you like to draw a weekly income of about a thousand dollars from Super when you do retire, or do you feel like you need a little bit more, obviously, with prices and everything kind of going up? Yes. Yep. Yep. Perfect. And that would just be that you draw then, obviously, if if your partner have super as well and draw from that. Perfect. Now I guess when it comes through a level of risk that you are comfortable taking for your superannuation to, obviously, make sure it continues to grow, would you say that you are kind of, you know, comfortable taking on very high risk, high, moderate, or a small amount of risk? Moderate? Yep. Perfect. Now talking about volatility. So if you were to place an investment and after six months, you noticed that the portfolio had decreased in value by 20% due to general trends in the market. Would you say that you would, if you had the option to do so, take advantage of that while the prices are down to invest more, or would you just kind of hold right to see what happens with everything, or would you want to shift to a more secure asset so that means you are then selling and the prices have already dropped? Try about yep. And would you invest heavily or just kind of modestly? Yep. Yep. Perfect. And if you saw obviously, the last twelve months, we have seen a bit of fluctuation in the market. First, you had everything in The US with Trump and tariffs and everything, and more recently, obviously, with the war, have seen a a bit of fluctuations. Now if it was something that you did notice, would you say that you'd feel, you know, optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Yep. Perfect. Yeah. And typically as well, which is one of the the documents I have sent you in an email when you do have a moment later to look at it, it includes a graph. Just for a good visual representation of typically what we are talking about when we're talking about the market, and it kind of shows you from 1995 until 2025. And when you do have a look at it, you will see that over the long term, market always goes up. The short term, depending on what's happening, there will be some some ups and downs and market fluctuation. Yeah. Perfect. Now last question here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? No. Would you ever consider taking out a loan to buy an investment property? Yes. Okay. Perfect. Now, Troy, that tells me here that you have come out as a growth investor. And at the moment, we have you invested in a high growth portfolio. Do you know the difference between those two at all? No. Yes. Of course. Sorry. They're both similar in that you are trying to, obviously, maximize as much growth as you can out of your superannuation while you do have plenty of time until retirement. But at the same time, you are prepared to experience, you know, some some level of fluctuation in order to achieve that. Now the difference between them is that in a high growth portfolio, we typically see 90% of your funds being invested in what we call your growth assets. So that will be things like Australian shares, international shares, property, and commodities, and that is what's going to grow and maximize your super for you. And then we have about 10% in defensive. So that will be your your cash, your fixed interest, and your gold as well to limit fluctuations a little bit. Now a growth portfolio, it's kind of a one step down. So it's about an eighty twenty split. So 80 in growth, so still focusing on growing it, but a little bit more defensive, 20 in then defensive. Yeah. And time frame wise, you do have the time to see those fluctuations, but it's also what you are comfortable with. And the type of questions you have answered as well indicates more of a growth investor. So if you are happy for me to do so, I will go and and do some research on your investment. And then what I'll do is I'll put together a statement of advice to show you what a growth portfolio would look like and how that's different to your high growth portfolio. It's also a good point to kind of check-in on your investments. So in the email, I did send you as well when you have a moment later. There is a performance report as well, and it does show you kind of what your portfolio has performed over the last twelve months after fees. So kind of like I touched on earlier, we have seen a bit of fluctuation in the market. Overall, though, your portfolio has still hold up really well. So after fees, the net return has still been 12.5%, which is really good. Yeah. So what I will do is to do some research on the investments because it's always a good time, especially with some much happening in the market as well to revisit, do we need to chop and change some of those investments moving forward, as well as looking at slightly decreasing that risk for you. So when is typically a best time for you to to go through that proposal? And it will take me about a week or so to put that research together. Okay. Yep. That's good. Because usually after hours, I book out very quickly. So that's good. Okay. Perfect. Yep. Because if I'm look yeah. Perfect. Let me have a look. So next week, I'm fully booked. Week after, I could do Wednesday or Thursday. Afternoons are booked, but I can kind of do around this time frame. Yeah. I could do Wednesday or Thursday. I could do 11AM your time. Would that work? Yeah? Which which day works best for you? Wednesday. Alright. So that is Wednesday, the the sixth, and that will be eleven AM. E. Yeah. No. That's okay. Yeah. I I can add a text reminder to the booking as well two hours before. So if it is not something happens yeah. And that's usually because sometimes sometimes we book it a couple of weeks in advance as well because things do fill up quickly, and it's sometimes life gets in the way and you forget things. So it's it's good to have a reminder to just be like, oh, yeah. And if you are obviously on the way out or something and you can't make it, you can even just send us a text message or a quick call to say, hey. Sorry. I can't make it. Let's reschedule. That's fine. But, otherwise, that is booked in for you. Now the last couple of things in the documents that you will see there for you, Troy, is also a a financial services guide. You would have seen this one before. It's just a bit of an updated version. It's one of those compliance documents, but it does give you all important information in regards to all of us here. You will see the team of directors, all advisers there. And if you do have a look at it, you will see myself in both of them as well if you do wanna put a face to the voice. Yep. But, otherwise, a quick summary of your super and insurances. So you have your super with hub twenty four. And at the moment, you have about a $128,736 in there. You also have your Neos insurances. So you have a life and TPD of 4,000 sorry. 438,860 and $96. You're quite happy with those amounts still? Yeah. Kind of cover, you know, if there's any not that you really have any debt, really. But if there's, you know, anything to be cleared out and, yeah, cover income for a bit if you need to. You also have an income protection. So that will pay you a monthly amount of $3,378 per month, thirty day waiting period, five year benefit, all three after the tax deduction is 3,090. Still happy with the income protection as well? Great. Yes. If something happens, you need that. Yep. Yep. Perfect. Now I can see as well that you don't have trauma cover. It is a policy you have to pay for out of pocket, though. You're still quite happy not to have that? Yep. Great. Perfect. The the last documents, essentially, is just a policy statement for your Neos insurances. Basically, shows you that everything is up to date. And then it will ask you to sign two documents as well. So when you have a moment, have a look for the document. Any questions, let me know. Otherwise, if it all makes sense and you're happy to do so, if you could sign those documents, it will ask you to sign too. Now one is your ongoing service agreement with hub twenty four as well. Just to say that you are happy to remain and stay on as a client, and we can keep servicing you. Now there's no changes at all in regards to the fee structure. So that stays exactly the same at one point $6.05 from super. And then the last document, it is just a compliance form just to say that we are keeping your tax phone number secure on file. Now that was everything. Hopefully, it didn't take up too much of your time. Before I let you go, Troy, do you have any questions or anything else for me at this point? No? That's okay. If not, always write it down. You can give me a call, of course. But if not, otherwise, if you do have any questions, when I do give you a call, excuse me, on Wednesday, May 6, I will we can go through anything as well. Yep. Yes. Amazing. If you have any questions with the form as well, just just let me know. Yeah. Yeah. No problem at all. I hope you enjoy the rest of your day and it's not too busy for you. Mhmm. Thanks for fixing. Bye. Bye.","confidence":0.9970703,"words":[{"word":"good","start":3.12,"end":3.36,"confidence":0.9970703,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.40558671951293945},{"word":"morning","start":3.36,"end":3.6799998,"confidence":0.9885254,"punctuated_word":"morning,","sentiment":"positive","sentiment_score":0.4000824689865112},{"word":"troy","start":3.6799998,"end":4.0,"confidence":0.99658203,"punctuated_word":"Troy.","sentiment":"positive","sentiment_score":0.3990303874015808},{"word":"this","start":4.0,"end":4.16,"confidence":1.0,"punctuated_word":"This","sentiment":"positive","sentiment_score":0.3844771385192871},{"word":"is","start":4.16,"end":4.24,"confidence":0.9970703,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.34344837069511414},{"word":"veronica","start":4.24,"end":4.72,"confidence":0.9921875,"punctuated_word":"Veronica","sentiment":"positive","sentiment_score":0.3552572727203369},{"word":"from","start":4.72,"end":4.96,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.302071750164032},{"word":"next","start":4.96,"end":5.2,"confidence":0.13439941,"punctuated_word":"Next","sentiment":"neutral","sentiment_score":0.28118377923965454},{"word":"view","start":5.2,"end":5.3599997,"confidence":0.75097656,"punctuated_word":"View","sentiment":"neutral","sentiment_score":0.27181896567344666},{"word":"financial","start":5.3599997,"end":5.8599997,"confidence":0.9980469,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.28557324409484863},{"word":"how","start":6.0,"end":6.08,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.2617339789867401},{"word":"are","start":6.08,"end":6.24,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.22096441686153412},{"word":"you","start":6.24,"end":6.74,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.2551673948764801},{"word":"i'm","start":8.4,"end":8.72,"confidence":0.9211426,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5495944023132324},{"word":"good","start":8.72,"end":9.04,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5896924138069153},{"word":"thanks","start":9.04,"end":9.54,"confidence":0.99658203,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.6288018226623535},{"word":"hi","start":10.32,"end":10.82,"confidence":0.79785156,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":0.3015025854110718},{"word":"hi","start":10.88,"end":11.2,"confidence":0.7312012,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":0.2543465793132782},{"word":"you","start":11.2,"end":11.44,"confidence":0.46801758,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.20541846752166748},{"word":"booked","start":11.44,"end":11.679999,"confidence":0.9941406,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.256521999835968},{"word":"in","start":11.679999,"end":11.92,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.28049540519714355},{"word":"this","start":11.92,"end":12.0,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3059885501861572},{"word":"morning","start":12.0,"end":12.32,"confidence":1.0,"punctuated_word":"morning","sentiment":"neutral","sentiment_score":0.3198830783367157},{"word":"to","start":12.32,"end":12.48,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2895517945289612},{"word":"go","start":12.48,"end":12.639999,"confidence":0.9658203,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.31925085186958313},{"word":"over","start":12.639999,"end":12.799999,"confidence":0.99609375,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.3651762306690216},{"word":"your","start":12.799999,"end":12.96,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.31467097997665405},{"word":"annual","start":12.96,"end":13.28,"confidence":0.79541016,"punctuated_word":"annual","sentiment":"positive","sentiment_score":0.3429138660430908},{"word":"review","start":13.28,"end":13.599999,"confidence":0.9279785,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.21669936180114743},{"word":"is","start":13.599999,"end":13.759999,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.20595507323741913},{"word":"now","start":13.759999,"end":13.92,"confidence":0.99609375,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.2092297226190567},{"word":"still","start":13.92,"end":14.16,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.20413517951965332},{"word":"a","start":14.16,"end":14.24,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26901328563690186},{"word":"good","start":14.24,"end":14.4,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2240249216556549},{"word":"time","start":14.4,"end":14.865,"confidence":1.0,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.2827312648296356},{"word":"yeah","start":24.145,"end":24.544998,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11873359978199004},{"word":"sure","start":24.544998,"end":25.044998,"confidence":0.9995117,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.13121145963668823},{"word":"no","start":25.105,"end":25.345,"confidence":0.9980469,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.13491228222846985},{"word":"worries","start":25.345,"end":25.665,"confidence":1.0,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.10284669697284698},{"word":"if","start":25.665,"end":25.744999,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.10786567628383636},{"word":"i","start":25.744999,"end":25.904999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08919043838977814},{"word":"do","start":25.904999,"end":26.064999,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07357746362686157},{"word":"hear","start":26.064999,"end":26.224998,"confidence":0.99609375,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":0.03799313306808472},{"word":"you","start":26.224998,"end":26.384998,"confidence":0.9760742,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.033126987516880035},{"word":"go","start":26.384998,"end":26.544998,"confidence":0.6357422,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.021987035870552063},{"word":"quiet","start":26.544998,"end":26.785,"confidence":0.9921875,"punctuated_word":"quiet,","sentiment":"neutral","sentiment_score":0.03541310504078865},{"word":"i'll","start":26.785,"end":27.025,"confidence":0.98339844,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0728151723742485},{"word":"just","start":27.025,"end":27.425,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05239563435316086},{"word":"stay","start":27.425,"end":27.664999,"confidence":0.984375,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.019155368208885193},{"word":"put","start":27.664999,"end":27.825,"confidence":0.9970703,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.01289406418800354},{"word":"for","start":27.825,"end":27.985,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.031777359545230865},{"word":"a","start":27.985,"end":28.145,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05561613291501999},{"word":"while","start":28.145,"end":28.465,"confidence":0.9345703,"punctuated_word":"while.","sentiment":"neutral","sentiment_score":0.05728457123041153},{"word":"that's","start":28.465,"end":28.705,"confidence":0.90478516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11034411191940308},{"word":"alright","start":28.705,"end":29.205,"confidence":0.9975586,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.1251729428768158},{"word":"yeah","start":31.630001,"end":32.13,"confidence":0.87719727,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.027127373963594437},{"word":"no","start":32.75,"end":32.91,"confidence":0.52490234,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.10013560950756072},{"word":"worries","start":32.91,"end":33.23,"confidence":0.8034668,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.0718764066696167},{"word":"i","start":33.23,"end":33.31,"confidence":0.97265625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07480455935001373},{"word":"will","start":33.31,"end":33.55,"confidence":0.99316406,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.09757126867771149},{"word":"try","start":33.55,"end":33.71,"confidence":0.9980469,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.09058170020580292},{"word":"to","start":33.71,"end":33.79,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09493504464626312},{"word":"make","start":33.79,"end":34.03,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.08775903284549713},{"word":"it","start":34.03,"end":34.11,"confidence":0.88183594,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10393666476011276},{"word":"quick","start":34.11,"end":34.35,"confidence":0.9951172,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.11805159598588943},{"word":"for","start":34.35,"end":34.510002,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13713236153125763},{"word":"you","start":34.510002,"end":34.670002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12212684750556946},{"word":"as","start":34.670002,"end":34.83,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1303498148918152},{"word":"well","start":34.83,"end":35.07,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.0923849642276764},{"word":"if","start":35.07,"end":35.23,"confidence":0.93408203,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04289672896265984},{"word":"you're","start":35.23,"end":35.73,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.020014740526676175},{"word":"obviously","start":35.87,"end":36.37,"confidence":0.6196289,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.04395255446434021},{"word":"working","start":36.510002,"end":36.91,"confidence":0.984375,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.007570736110210419},{"word":"away","start":36.91,"end":37.41,"confidence":0.96655273,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":0.04574230685830116},{"word":"but","start":38.43,"end":38.83,"confidence":0.64294434,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.04223726689815521},{"word":"therefore","start":38.83,"end":39.31,"confidence":0.9770508,"punctuated_word":"therefore,","sentiment":"neutral","sentiment_score":0.036748550832271576},{"word":"i","start":39.31,"end":39.47,"confidence":0.95410156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.035443082451820374},{"word":"do","start":39.47,"end":39.63,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.005182884633541107},{"word":"go","start":39.63,"end":39.79,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.020006339997053143},{"word":"any","start":39.79,"end":40.03,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.035081908106803894},{"word":"further","start":40.03,"end":40.43,"confidence":0.83618164,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":-0.0061000436544418335},{"word":"i","start":40.43,"end":40.59,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04217841848731041},{"word":"just","start":40.59,"end":40.75,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.024520106613636017},{"word":"need","start":40.75,"end":40.989998,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.02503403276205063},{"word":"to","start":40.989998,"end":41.15,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.006096415221691132},{"word":"let","start":41.15,"end":41.31,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.011326216161251068},{"word":"you","start":41.31,"end":41.47,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017170853912830353},{"word":"know","start":41.47,"end":41.71,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.014660105109214784},{"word":"that","start":41.71,"end":41.87,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.006288032978773117},{"word":"our","start":41.87,"end":42.03,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.008271854370832443},{"word":"calls","start":42.03,"end":42.27,"confidence":1.0,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":-0.0031776875257492065},{"word":"are","start":42.27,"end":42.510002,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.009162656962871552},{"word":"being","start":42.510002,"end":42.75,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.006594013422727585},{"word":"recorded","start":42.75,"end":43.15,"confidence":0.9667969,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":-0.0031536445021629333},{"word":"for","start":43.15,"end":43.31,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.025688763707876205},{"word":"quality","start":43.31,"end":43.63,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.0020323246717453003},{"word":"and","start":43.63,"end":43.79,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.021752193570137024},{"word":"coaching","start":43.79,"end":44.190002,"confidence":0.9980469,"punctuated_word":"coaching","sentiment":"neutral","sentiment_score":0.023032091557979584},{"word":"purposes","start":44.190002,"end":44.67,"confidence":0.8300781,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.001125577837228775},{"word":"if","start":44.67,"end":44.83,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0024284683167934418},{"word":"that's","start":44.83,"end":45.15,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.010657253675162792},{"word":"okay","start":45.15,"end":45.65,"confidence":0.9494629,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.049804240465164185},{"word":"perfect","start":47.644997,"end":48.144997,"confidence":0.9946289,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.361422598361969},{"word":"and","start":48.364998,"end":48.684998,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15727511048316956},{"word":"just","start":48.684998,"end":48.925,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13165239989757538},{"word":"to","start":48.925,"end":49.004997,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11675327271223068},{"word":"confirm","start":49.004997,"end":49.405,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.12838557362556458},{"word":"i","start":49.405,"end":49.565,"confidence":0.9658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0992000624537468},{"word":"am","start":49.565,"end":49.725,"confidence":1.0,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.07456427812576294},{"word":"speaking","start":49.725,"end":50.125,"confidence":1.0,"punctuated_word":"speaking","sentiment":"neutral","sentiment_score":0.056481823325157166},{"word":"with","start":50.125,"end":50.364998,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04811054468154907},{"word":"the","start":50.364998,"end":50.524998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06969590485095978},{"word":"right","start":50.524998,"end":50.844997,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.09186887741088869},{"word":"person","start":50.844997,"end":51.344997,"confidence":0.98999023,"punctuated_word":"person,","sentiment":"neutral","sentiment_score":0.10915667563676834},{"word":"just","start":51.644997,"end":51.885,"confidence":0.59716797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09474647045135498},{"word":"for","start":51.885,"end":52.045,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07110114395618439},{"word":"security","start":52.045,"end":52.545,"confidence":0.99902344,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.0665513351559639},{"word":"purposes","start":52.684998,"end":53.184998,"confidence":0.9975586,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.09930010139942168},{"word":"could","start":53.565,"end":53.804996,"confidence":0.9267578,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.10843268036842346},{"word":"you","start":53.804996,"end":53.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08887632936239243},{"word":"just","start":53.885,"end":54.125,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08813851326704025},{"word":"confirm","start":54.125,"end":54.524998,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.06739281862974167},{"word":"your","start":54.524998,"end":54.684998,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05799610912799835},{"word":"full","start":54.684998,"end":54.925,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.07783949375152588},{"word":"name","start":54.925,"end":55.164997,"confidence":0.9980469,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.05255517363548279},{"word":"date","start":55.164997,"end":55.324997,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.07394599914550781},{"word":"of","start":55.324997,"end":55.484997,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0683133453130722},{"word":"birth","start":55.484997,"end":55.725,"confidence":0.9875488,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.07800964266061783},{"word":"and","start":55.725,"end":55.885,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07029752433300018},{"word":"address","start":55.885,"end":56.364998,"confidence":0.9995117,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.055917054414749146},{"word":"please","start":56.364998,"end":56.864998,"confidence":0.98535156,"punctuated_word":"please?","sentiment":"neutral","sentiment_score":0.05800461769104004},{"word":"yeah","start":63.82,"end":64.22,"confidence":0.765625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1577766239643097},{"word":"perfect","start":64.22,"end":64.72,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2859046459197998},{"word":"now","start":65.66,"end":65.9,"confidence":0.5576172,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.11362335085868835},{"word":"the","start":65.9,"end":66.06,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05596417561173439},{"word":"first","start":66.06,"end":66.22,"confidence":1.0,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.0525105893611908},{"word":"thing","start":66.22,"end":66.380005,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.0681605264544487},{"word":"i","start":66.380005,"end":66.46,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04907245934009552},{"word":"do","start":66.46,"end":66.62,"confidence":0.35742188,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04992293566465378},{"word":"quickly","start":66.62,"end":67.020004,"confidence":0.9970703,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.0666871964931488},{"word":"run","start":67.020004,"end":67.18,"confidence":0.9980469,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.025002047419548035},{"word":"through","start":67.18,"end":67.340004,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.025047145783901215},{"word":"with","start":67.340004,"end":67.42,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.059678785502910614},{"word":"you","start":67.42,"end":67.58,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0903419703245163},{"word":"there","start":67.58,"end":67.82,"confidence":0.99365234,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.11215342581272124},{"word":"troy","start":67.82,"end":68.06,"confidence":0.98950195,"punctuated_word":"Troy,","sentiment":"neutral","sentiment_score":0.07713423669338226},{"word":"is","start":68.06,"end":68.22,"confidence":0.9892578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05772846564650536},{"word":"this","start":68.22,"end":68.380005,"confidence":0.58154297,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.043895281851291656},{"word":"a","start":68.380005,"end":68.46,"confidence":0.97509766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.016383785754442215},{"word":"bit","start":68.46,"end":68.62,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.006571881473064423},{"word":"of","start":68.62,"end":68.700005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.032985515892505646},{"word":"an","start":68.700005,"end":68.94,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.020729362964630127},{"word":"updated","start":68.94,"end":69.42,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.02054975926876068},{"word":"fact","start":69.42,"end":69.740005,"confidence":0.81152344,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":0.013789445161819458},{"word":"find","start":69.740005,"end":70.06,"confidence":0.89501953,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.0019551515579223633},{"word":"just","start":70.06,"end":70.3,"confidence":0.7988281,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.00017999857664108276},{"word":"to","start":70.3,"end":70.380005,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01001495122909546},{"word":"see","start":70.380005,"end":70.54,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.01804473251104355},{"word":"if","start":70.54,"end":70.62,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.002091914415359497},{"word":"there's","start":70.62,"end":70.86,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.053725581616163254},{"word":"anything","start":70.86,"end":71.26,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.06496895849704742},{"word":"major","start":71.26,"end":71.58,"confidence":0.99316406,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.08121330291032791},{"word":"that","start":71.58,"end":71.740005,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08055281639099121},{"word":"has","start":71.740005,"end":71.98,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.08858145028352737},{"word":"changed","start":71.98,"end":72.46,"confidence":1.0,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.1054140254855156},{"word":"in","start":72.46,"end":72.86,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09939434379339218},{"word":"your","start":72.86,"end":73.26,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.048011235892772675},{"word":"life","start":73.26,"end":73.76,"confidence":0.8720703,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":-0.06529243290424347},{"word":"now","start":74.035,"end":74.275,"confidence":0.98535156,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.006883867084980011},{"word":"i'll","start":74.275,"end":74.355,"confidence":0.99316406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.027151893824338913},{"word":"try","start":74.355,"end":74.675,"confidence":0.9921875,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.039171233773231506},{"word":"to","start":74.675,"end":74.835,"confidence":0.60253906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048997148871421814},{"word":"make","start":74.835,"end":75.155,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.05625312030315399},{"word":"it","start":75.155,"end":75.655,"confidence":0.97314453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05551036447286606},{"word":"as","start":75.795,"end":75.955,"confidence":0.7734375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08026862889528275},{"word":"quick","start":75.955,"end":76.195,"confidence":0.9863281,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.08186870813369751},{"word":"as","start":76.195,"end":76.435,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06428886204957962},{"word":"i","start":76.435,"end":76.595,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0721043273806572},{"word":"can","start":76.595,"end":77.095,"confidence":0.9995117,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.03958971798419952},{"word":"personal","start":78.595,"end":79.095,"confidence":0.93115234,"punctuated_word":"Personal","sentiment":"neutral","sentiment_score":0.005631893873214722},{"word":"information","start":79.235,"end":79.735,"confidence":0.9086914,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":-0.0019078925251960752},{"word":"i","start":79.875,"end":79.955,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004110105335712433},{"word":"have","start":79.955,"end":80.115,"confidence":0.9902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.001203283667564392},{"word":"you","start":80.115,"end":80.275,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010335378348827362},{"word":"down","start":80.275,"end":80.435,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.006196696311235428},{"word":"as","start":80.435,"end":80.915,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.003027830272912979},{"word":"married","start":80.915,"end":81.315,"confidence":0.92333984,"punctuated_word":"married","sentiment":"neutral","sentiment_score":0.002715330570936203},{"word":"with","start":81.315,"end":81.475,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.013814814388751984},{"word":"two","start":81.475,"end":81.635,"confidence":0.8442383,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.010037899017333984},{"word":"financial","start":81.635,"end":82.135,"confidence":0.99609375,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.002839311957359314},{"word":"dependents","start":82.275,"end":82.755,"confidence":0.9781901,"punctuated_word":"dependents.","sentiment":"neutral","sentiment_score":0.006226137280464172},{"word":"is","start":82.755,"end":82.835,"confidence":0.5253906,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.011655297130346298},{"word":"that","start":82.835,"end":83.075,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017498023808002472},{"word":"still","start":83.075,"end":83.315,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.005287278443574905},{"word":"the","start":83.315,"end":83.395,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.006038881838321686},{"word":"case","start":83.395,"end":83.895,"confidence":0.9995117,"punctuated_word":"case?","sentiment":"neutral","sentiment_score":0.004395976662635803},{"word":"perfect","start":85.715,"end":86.215,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2598131000995636},{"word":"and","start":86.74,"end":86.82,"confidence":0.96972656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14221259951591492},{"word":"i","start":86.82,"end":87.06,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11319498717784882},{"word":"do","start":87.06,"end":87.299995,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13034728169441223},{"word":"have","start":87.299995,"end":87.619995,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.127797469496727},{"word":"your","start":87.619995,"end":88.02,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.144044429063797},{"word":"wife","start":88.02,"end":88.34,"confidence":0.9716797,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.12990958988666534},{"word":"nominated","start":88.34,"end":88.84,"confidence":0.9863281,"punctuated_word":"nominated","sentiment":"neutral","sentiment_score":0.18708942830562592},{"word":"as","start":88.899994,"end":89.21999,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1501227170228958},{"word":"nextdob","start":89.21999,"end":89.619995,"confidence":0.42464194,"punctuated_word":"NextDob","sentiment":"neutral","sentiment_score":0.16877391934394836},{"word":"king","start":89.619995,"end":89.939995,"confidence":0.41601562,"punctuated_word":"King,","sentiment":"neutral","sentiment_score":0.11875186860561372},{"word":"phone","start":89.939995,"end":90.17999,"confidence":0.63720703,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.09165655076503754},{"word":"number","start":90.17999,"end":90.42,"confidence":0.99902344,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.0927477926015854},{"word":"ending","start":90.42,"end":90.74,"confidence":1.0,"punctuated_word":"ending","sentiment":"neutral","sentiment_score":0.10051649808883668},{"word":"in","start":90.74,"end":90.82,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09390652179718018},{"word":"970","start":90.82,"end":91.96,"confidence":0.99731445,"punctuated_word":"970.","sentiment":"neutral","sentiment_score":0.08555468171834946},{"word":"yeah","start":95.46,"end":95.96,"confidence":0.78759766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.015377826988697052},{"word":"perfect","start":96.17999,"end":96.67999,"confidence":0.78515625,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.02521456778049469},{"word":"now","start":99.14,"end":99.64,"confidence":0.9482422,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.020566821098327637},{"word":"has","start":100.545,"end":100.785,"confidence":0.9873047,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.033306367695331573},{"word":"anything","start":100.785,"end":101.185,"confidence":0.9941406,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.02348744496703148},{"word":"changed","start":101.185,"end":101.505,"confidence":0.99609375,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.05372406914830208},{"word":"occupation","start":101.505,"end":102.005,"confidence":0.9770508,"punctuated_word":"occupation","sentiment":"neutral","sentiment_score":-0.05681946128606796},{"word":"wise","start":102.065,"end":102.385,"confidence":0.8544922,"punctuated_word":"wise?","sentiment":"neutral","sentiment_score":-0.01664106734097004},{"word":"so","start":102.385,"end":102.625,"confidence":0.6723633,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013294474221765997},{"word":"i","start":102.625,"end":102.705,"confidence":0.93408203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01826634258031845},{"word":"still","start":102.705,"end":103.025,"confidence":0.97998047,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.031666308641433716},{"word":"obviously","start":103.025,"end":103.425,"confidence":0.7319336,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.015898561105132103},{"word":"own","start":103.425,"end":103.665,"confidence":0.9604492,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.034440916031599045},{"word":"the","start":103.665,"end":103.825,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024231288582086563},{"word":"hardware","start":103.825,"end":104.325,"confidence":0.9223633,"punctuated_word":"hardware","sentiment":"neutral","sentiment_score":0.01051226072013378},{"word":"store","start":104.945,"end":105.425,"confidence":0.75439453,"punctuated_word":"store","sentiment":"neutral","sentiment_score":0.019045710563659668},{"word":"and","start":105.425,"end":105.665,"confidence":0.47802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03108818829059601},{"word":"working","start":105.665,"end":106.145,"confidence":0.9658203,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.01317432615906},{"word":"away","start":106.145,"end":106.645,"confidence":0.83374023,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":0.011261766776442528},{"word":"yep","start":107.105,"end":107.425,"confidence":0.7858887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12566858530044556},{"word":"perfect","start":107.425,"end":107.925,"confidence":0.9980469,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3198899030685425},{"word":"income","start":108.945,"end":109.445,"confidence":0.8701172,"punctuated_word":"Income","sentiment":"neutral","sentiment_score":0.11892279982566832},{"word":"wise","start":109.505,"end":110.005,"confidence":0.99609375,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.053880318999290466},{"word":"do","start":111.105,"end":111.265,"confidence":0.97998047,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0355108305811882},{"word":"you","start":111.265,"end":111.505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05427197366952896},{"word":"earn","start":111.505,"end":111.745,"confidence":0.9741211,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":0.016427837312221527},{"word":"about","start":111.745,"end":112.225,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.021616648882627487},{"word":"45,000","start":112.225,"end":113.285,"confidence":0.99869794,"punctuated_word":"45,000","sentiment":"neutral","sentiment_score":0.021586822345852852},{"word":"or","start":113.345,"end":113.665,"confidence":0.8852539,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.022776681929826736},{"word":"draw","start":113.665,"end":113.905,"confidence":0.98535156,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.03180622681975365},{"word":"that","start":113.905,"end":114.145004,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04323836416006088},{"word":"from","start":114.145004,"end":114.385,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.03354596719145775},{"word":"the","start":114.385,"end":114.545,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05053229629993439},{"word":"business","start":114.545,"end":115.045,"confidence":0.9970703,"punctuated_word":"business?","sentiment":"neutral","sentiment_score":0.02129403129220009},{"word":"okay","start":119.5,"end":120.0,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.009544950909912586},{"word":"okay","start":121.66,"end":122.16,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.010708161629736423},{"word":"about","start":123.26,"end":123.42,"confidence":0.99902344,"punctuated_word":"About","sentiment":"neutral","sentiment_score":-0.15027466416358948},{"word":"that's","start":125.5,"end":125.9,"confidence":0.9916992,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.08214914053678513},{"word":"alright","start":125.9,"end":126.4,"confidence":0.9885254,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.006547816097736359},{"word":"at","start":127.02,"end":127.18,"confidence":0.44873047,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.015672236680984497},{"word":"least","start":127.18,"end":127.42,"confidence":0.99902344,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.020797811448574063},{"word":"it's","start":127.42,"end":127.58,"confidence":0.72229004,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05010597035288811},{"word":"your","start":127.58,"end":127.74,"confidence":0.96240234,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.018552660942077637},{"word":"business","start":127.74,"end":128.14,"confidence":0.9758301,"punctuated_word":"business.","sentiment":"neutral","sentiment_score":0.010528717190027235},{"word":"sorry","start":128.14,"end":128.64,"confidence":0.9506836,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.04017800837755203},{"word":"yeah","start":131.96501,"end":132.46501,"confidence":0.9719238,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04252473264932632},{"word":"oh","start":134.205,"end":134.52501,"confidence":0.96313477,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.2633083164691925},{"word":"beautiful","start":134.52501,"end":135.02501,"confidence":0.99902344,"punctuated_word":"beautiful.","sentiment":"neutral","sentiment_score":0.24849814176559448},{"word":"but","start":135.485,"end":135.985,"confidence":0.9604492,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.04287036508321762},{"word":"you","start":137.92001,"end":138.42001,"confidence":0.8964844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01400810480117798},{"word":"but","start":140.60501,"end":140.845,"confidence":0.8833008,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.03284163400530815},{"word":"yeah","start":142.94,"end":143.26001,"confidence":0.9428711,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.12109053134918212},{"word":"alright","start":143.26001,"end":143.66,"confidence":0.9025879,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.22288355231285095},{"word":"perfect","start":143.66,"end":144.16,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.51563560962677},{"word":"and","start":144.54001,"end":145.04001,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.19416216015815735},{"word":"are","start":145.26001,"end":145.42,"confidence":0.68066406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1733006089925766},{"word":"you","start":145.42,"end":145.58,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21043457090854645},{"word":"still","start":145.58,"end":145.82,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.212032213807106},{"word":"making","start":145.82,"end":146.22,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.22601772844791412},{"word":"a","start":146.22,"end":146.3,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.206726998090744},{"word":"little","start":146.3,"end":146.54001,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.16590145230293274},{"word":"bit","start":146.54001,"end":146.62001,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18178246915340424},{"word":"of","start":146.62001,"end":147.12001,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2057025283575058},{"word":"contributions","start":147.42,"end":147.92,"confidence":0.9604492,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.20277546346187592},{"word":"interested","start":148.3,"end":148.62001,"confidence":0.5883789,"punctuated_word":"interested","sentiment":"neutral","sentiment_score":0.17661939561367035},{"word":"for","start":148.62001,"end":148.86,"confidence":0.9819336,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15370886027812958},{"word":"every","start":148.86,"end":149.1,"confidence":0.9941406,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.11235424876213074},{"word":"now","start":149.1,"end":149.34001,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.09800025820732115},{"word":"and","start":149.34001,"end":149.5,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1103704869747162},{"word":"then","start":149.5,"end":150.0,"confidence":0.9995117,"punctuated_word":"then?","sentiment":"neutral","sentiment_score":0.13900327682495117},{"word":"yep","start":154.38,"end":154.88,"confidence":0.97265625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1017562597990036},{"word":"yep","start":155.175,"end":155.675,"confidence":0.9736328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11491002887487411},{"word":"perfect","start":155.735,"end":156.235,"confidence":0.93066406,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.36701130867004395},{"word":"and","start":156.455,"end":156.935,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1012062057852745},{"word":"before","start":156.935,"end":157.435,"confidence":0.9892578,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.0812462568283081},{"word":"the","start":157.495,"end":157.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07024191319942474},{"word":"end","start":157.655,"end":157.895,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.043072670698165894},{"word":"of","start":157.895,"end":158.055,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05211657285690307},{"word":"the","start":158.055,"end":158.295,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05248279124498367},{"word":"financial","start":158.295,"end":158.795,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.012080594897270204},{"word":"year","start":159.015,"end":159.495,"confidence":0.9975586,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.0015314090996980667},{"word":"do","start":159.495,"end":159.655,"confidence":0.9921875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02302413433790207},{"word":"you","start":159.655,"end":159.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02592654898762703},{"word":"need","start":159.735,"end":159.97499,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.009501248598098757},{"word":"to","start":159.97499,"end":160.47499,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.026724696159362793},{"word":"make","start":161.175,"end":161.575,"confidence":0.8676758,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.034213416278362274},{"word":"that","start":161.575,"end":161.97499,"confidence":0.57910156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06277971714735031},{"word":"noi","start":161.97499,"end":162.47499,"confidence":0.9904785,"punctuated_word":"NOI","sentiment":"neutral","sentiment_score":0.0027937516570091248},{"word":"back","start":163.495,"end":163.895,"confidence":0.97509766,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.030468054115772247},{"word":"on","start":163.895,"end":164.295,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02927958220243454},{"word":"the","start":164.295,"end":164.535,"confidence":0.6767578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.056978169828653336},{"word":"contribution","start":164.535,"end":165.035,"confidence":0.9152832,"punctuated_word":"contribution?","sentiment":"neutral","sentiment_score":0.028029490262269977},{"word":"do","start":165.575,"end":165.815,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.005586910992860794},{"word":"you","start":165.815,"end":165.895,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012540895491838455},{"word":"know","start":165.895,"end":166.055,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.0075301118195056915},{"word":"how","start":166.055,"end":166.535,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.008104842156171799},{"word":"you","start":166.535,"end":166.935,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016198575496673584},{"word":"are","start":166.935,"end":167.175,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.016369037330150604},{"word":"contributing","start":167.175,"end":167.675,"confidence":1.0,"punctuated_word":"contributing","sentiment":"neutral","sentiment_score":0.027710337191820145},{"word":"after","start":167.735,"end":168.055,"confidence":0.9921875,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.007506415247917175},{"word":"tax","start":168.055,"end":168.555,"confidence":0.9946289,"punctuated_word":"tax?","sentiment":"neutral","sentiment_score":0.010192248970270157},{"word":"yes","start":174.97,"end":175.47,"confidence":0.95581055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.028230085968971252},{"word":"yes","start":177.45,"end":177.84999,"confidence":0.9909668,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06623783707618713},{"word":"so","start":177.84999,"end":178.01,"confidence":0.80371094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08039981126785278},{"word":"i","start":178.01,"end":178.09,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08923604339361191},{"word":"can","start":178.09,"end":178.33,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09276599436998367},{"word":"make","start":178.33,"end":178.48999,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.07788065075874329},{"word":"a","start":178.48999,"end":178.56999,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09309235215187071},{"word":"little","start":178.56999,"end":178.97,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07714813947677612},{"word":"note","start":178.97,"end":179.47,"confidence":0.9873047,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.05979330465197563},{"word":"on","start":179.84999,"end":180.33,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06688512861728668},{"word":"on","start":180.33,"end":180.65,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07147923856973648},{"word":"our","start":180.65,"end":180.97,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0635051280260086},{"word":"end","start":180.97,"end":181.47,"confidence":0.94433594,"punctuated_word":"end.","sentiment":"neutral","sentiment_score":0.05126466602087021},{"word":"so","start":181.995,"end":182.155,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.012643560767173769},{"word":"just","start":182.155,"end":182.395,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.001371581107378006},{"word":"before","start":182.395,"end":182.715,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.028528913855552673},{"word":"the","start":182.715,"end":182.795,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03261546790599823},{"word":"end","start":182.795,"end":182.955,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.027906980365514755},{"word":"of","start":182.955,"end":183.035,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020954255014657978},{"word":"the","start":183.035,"end":183.355,"confidence":0.5517578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014575816690921783},{"word":"financial","start":183.355,"end":183.855,"confidence":0.9526367,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.031991686671972275},{"word":"year","start":184.155,"end":184.475,"confidence":0.9580078,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.019856059923768044},{"word":"couple","start":184.475,"end":184.715,"confidence":0.66845703,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.023782193660736084},{"word":"of","start":184.715,"end":184.795,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02025209739804268},{"word":"weeks","start":184.795,"end":185.115,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":-0.013935759663581848},{"word":"before","start":185.115,"end":185.515,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.003442484885454178},{"word":"just","start":185.515,"end":186.015,"confidence":0.5097656,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.00604628399014473},{"word":"in","start":186.475,"end":186.715,"confidence":0.8588867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.013255078345537186},{"word":"case","start":186.715,"end":187.115,"confidence":0.9199219,"punctuated_word":"case,","sentiment":"neutral","sentiment_score":-0.007012132555246353},{"word":"obviously","start":187.115,"end":187.315,"confidence":0.99658203,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.025306139141321186},{"word":"you","start":187.315,"end":187.515,"confidence":0.8925781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.026925478130578995},{"word":"have","start":187.515,"end":187.675,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04659540206193924},{"word":"'24","start":187.675,"end":188.155,"confidence":0.986084,"punctuated_word":"'24","sentiment":"neutral","sentiment_score":-0.037947870790958405},{"word":"and","start":188.155,"end":188.315,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05549659579992294},{"word":"stuff","start":188.315,"end":188.555,"confidence":0.78466797,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.03009738214313984},{"word":"it's","start":188.555,"end":188.795,"confidence":0.9970703,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.08491723239421844},{"word":"a","start":188.795,"end":188.875,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10053357481956482},{"word":"little","start":188.875,"end":189.035,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.13304683566093445},{"word":"bit","start":189.035,"end":189.19499,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1526138186454773},{"word":"slower","start":189.19499,"end":189.435,"confidence":0.88427734,"punctuated_word":"slower","sentiment":"neutral","sentiment_score":-0.14742416143417358},{"word":"that","start":189.435,"end":189.595,"confidence":0.8618164,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13413278758525848},{"word":"some","start":189.595,"end":189.755,"confidence":0.9770508,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.18873938918113708},{"word":"of","start":189.755,"end":189.83499,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1633940190076828},{"word":"the","start":189.83499,"end":189.995,"confidence":0.56933594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13122916221618652},{"word":"attempt","start":189.995,"end":190.235,"confidence":0.5239258,"punctuated_word":"attempt","sentiment":"neutral","sentiment_score":-0.1336742341518402},{"word":"to","start":190.235,"end":190.395,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16451866924762726},{"word":"be","start":190.395,"end":190.475,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.17601941525936127},{"word":"quite","start":190.475,"end":190.715,"confidence":0.9970703,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.17228728532791138},{"word":"busy","start":190.715,"end":191.215,"confidence":0.7161865,"punctuated_word":"busy,","sentiment":"neutral","sentiment_score":-0.09205983579158784},{"word":"that","start":191.915,"end":192.155,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.034440942108631134},{"word":"will","start":192.155,"end":192.395,"confidence":0.8251953,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.049746595323085785},{"word":"kind","start":192.395,"end":192.635,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.029341593384742737},{"word":"of","start":192.635,"end":192.875,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01693524420261383},{"word":"reach","start":192.875,"end":193.115,"confidence":0.99902344,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":-0.05927789956331253},{"word":"out","start":193.115,"end":193.515,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.020180702209472656},{"word":"and","start":193.515,"end":194.015,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.003909289836883545},{"word":"look","start":194.235,"end":194.475,"confidence":0.9536133,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0006133988499641418},{"word":"to","start":194.475,"end":194.635,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020810574293136597},{"word":"do","start":194.635,"end":194.715,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01658601313829422},{"word":"that","start":194.715,"end":194.875,"confidence":0.97802734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019267946481704712},{"word":"noi","start":194.875,"end":195.275,"confidence":0.97265625,"punctuated_word":"NOI","sentiment":"neutral","sentiment_score":-0.018672151491045952},{"word":"for","start":195.275,"end":195.515,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07006700336933136},{"word":"you","start":195.515,"end":195.87,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.04351126775145531},{"word":"perfect","start":197.70999,"end":198.03,"confidence":0.78271484,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.20454883575439453},{"word":"asset","start":198.03,"end":198.43,"confidence":0.984375,"punctuated_word":"Asset","sentiment":"neutral","sentiment_score":0.13747134804725647},{"word":"wise","start":198.43,"end":198.93,"confidence":0.9926758,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.09776967763900755},{"word":"i","start":198.98999,"end":199.15,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09350854158401488},{"word":"have","start":199.15,"end":199.62999,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05629165470600128},{"word":"your","start":199.62999,"end":199.95,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07016980648040771},{"word":"property","start":199.95,"end":200.45,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.05801039934158325},{"word":"about","start":200.51,"end":200.98999,"confidence":0.97802734,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07083097100257874},{"word":"$3.70","start":200.98999,"end":201.89,"confidence":0.9975586,"punctuated_word":"$3.70","sentiment":"neutral","sentiment_score":0.07347157597541809},{"word":"with","start":201.95,"end":202.19,"confidence":0.99121094,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07201804965734482},{"word":"about","start":202.19,"end":202.43,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07660005986690521},{"word":"18,000","start":202.43,"end":203.15,"confidence":0.9995117,"punctuated_word":"18,000","sentiment":"neutral","sentiment_score":0.06837444007396698},{"word":"owing","start":203.15,"end":203.65,"confidence":0.921875,"punctuated_word":"owing.","sentiment":"neutral","sentiment_score":0.07591672241687775},{"word":"yes","start":207.23,"end":207.73,"confidence":0.7709961,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.029387934133410457},{"word":"oh","start":208.92499,"end":209.42499,"confidence":0.9645996,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.07614459097385406},{"word":"amazing","start":215.485,"end":215.985,"confidence":0.99902344,"punctuated_word":"amazing.","sentiment":"neutral","sentiment_score":0.14672747254371643},{"word":"no","start":219.56499,"end":219.885,"confidence":0.9970703,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0687880888581276},{"word":"that's","start":219.885,"end":220.125,"confidence":0.99658203,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.010137155652046204},{"word":"okay","start":220.125,"end":220.525,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.004930265247821808},{"word":"do","start":220.525,"end":220.68,"confidence":0.9667969,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.0026680007576942444},{"word":"you","start":220.76,"end":220.84,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.043338701128959656},{"word":"think","start":220.84,"end":221.07999,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.02606676146388054},{"word":"if","start":221.07999,"end":221.12,"confidence":0.97509766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04822320491075516},{"word":"i","start":221.12,"end":221.15999,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0542118102312088},{"word":"leave","start":221.15999,"end":221.56,"confidence":0.93603516,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.019062206149101257},{"word":"it","start":221.56,"end":221.71999,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.014618821442127228},{"word":"around","start":221.71999,"end":222.2,"confidence":0.9980469,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.0013490095734596252},{"word":"$3.70","start":222.2,"end":222.76,"confidence":0.9975586,"punctuated_word":"$3.70","sentiment":"neutral","sentiment_score":0.054755449295043945},{"word":"to","start":222.76,"end":223.0,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.030189909040927887},{"word":"400","start":223.0,"end":223.71999,"confidence":1.0,"punctuated_word":"400","sentiment":"neutral","sentiment_score":0.08233319222927094},{"word":"would","start":223.71999,"end":223.87999,"confidence":0.7158203,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05610646679997444},{"word":"be","start":223.87999,"end":224.12,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0519234724342823},{"word":"a","start":224.12,"end":224.51999,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04616209492087364},{"word":"fair","start":224.51999,"end":224.92,"confidence":0.9980469,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":0.03681257739663124},{"word":"estimate","start":224.92,"end":225.42,"confidence":0.9980469,"punctuated_word":"estimate?","sentiment":"neutral","sentiment_score":0.08416780829429626},{"word":"yep","start":225.95999,"end":226.45999,"confidence":0.9416504,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03527948260307312},{"word":"right","start":228.04,"end":228.35999,"confidence":0.75561523,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.28001126646995544},{"word":"perfect","start":228.35999,"end":228.85999,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.653006374835968},{"word":"i","start":230.04,"end":230.2,"confidence":0.7915039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21056625247001648},{"word":"also","start":230.2,"end":230.59999,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.20780491828918457},{"word":"have","start":230.59999,"end":231.09999,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17345894873142242},{"word":"a","start":231.23999,"end":231.4,"confidence":0.96240234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1952358037233353},{"word":"a","start":231.4,"end":231.48,"confidence":0.5239258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15246719121932983},{"word":"work","start":231.48,"end":231.98,"confidence":0.76416016,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.15744759142398834},{"word":"truck","start":232.12,"end":232.51999,"confidence":0.9375,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":0.17998434603214264},{"word":"about","start":232.51999,"end":232.84,"confidence":0.67626953,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.14209307730197906},{"word":"60,000","start":232.84,"end":233.81999,"confidence":0.9530029,"punctuated_word":"60,000.","sentiment":"neutral","sentiment_score":0.15671034157276154},{"word":"yeah","start":235.895,"end":236.215,"confidence":0.9013672,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07654620707035065},{"word":"and","start":236.215,"end":236.455,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07010451704263687},{"word":"a","start":236.455,"end":236.535,"confidence":0.91748047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07480232417583466},{"word":"master","start":236.535,"end":237.035,"confidence":0.40673828,"punctuated_word":"master","sentiment":"neutral","sentiment_score":0.10008926689624786},{"word":"about","start":237.175,"end":237.495,"confidence":0.68896484,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06897351890802383},{"word":"79","start":237.495,"end":238.395,"confidence":0.998291,"punctuated_word":"79.","sentiment":"neutral","sentiment_score":0.0839945375919342},{"word":"yeah","start":240.935,"end":241.435,"confidence":0.8918457,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02757351286709309},{"word":"yeah","start":243.015,"end":243.515,"confidence":0.7416992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06196782737970352},{"word":"oh","start":245.895,"end":246.375,"confidence":0.72961426,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.42361170053482056},{"word":"perfect","start":246.375,"end":246.875,"confidence":0.9926758,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.5079215168952942},{"word":"worth","start":248.48,"end":248.71999,"confidence":0.63378906,"punctuated_word":"Worth","sentiment":"neutral","sentiment_score":0.07963605970144272},{"word":"20","start":248.71999,"end":249.21999,"confidence":0.85058594,"punctuated_word":"20.","sentiment":"neutral","sentiment_score":0.07046575099229813},{"word":"nothing","start":249.59999,"end":250.0,"confidence":0.69189453,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":0.017643895000219345},{"word":"owing","start":250.0,"end":250.31999,"confidence":0.9921875,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.0098186656832695},{"word":"on","start":250.31999,"end":250.48,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.022640330716967583},{"word":"any","start":250.48,"end":250.64,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.019536273553967476},{"word":"of","start":250.64,"end":250.79999,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.014163423329591753},{"word":"them","start":250.79999,"end":251.29999,"confidence":0.99194336,"punctuated_word":"them?","sentiment":"neutral","sentiment_score":-0.041355032473802567},{"word":"no","start":252.71999,"end":253.21999,"confidence":0.779541,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.01668737828731537},{"word":"perfect","start":253.51999,"end":254.0,"confidence":0.98583984,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.18070939183235168},{"word":"and","start":254.0,"end":254.23999,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.022968214005231857},{"word":"also","start":254.23999,"end":254.64,"confidence":0.64404297,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.03012162819504738},{"word":"business","start":254.64,"end":255.12,"confidence":0.5932617,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.02381904050707817},{"word":"loan","start":255.12,"end":255.35999,"confidence":0.98828125,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.021646574139595032},{"word":"for","start":255.35999,"end":255.51999,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.010313829407095907},{"word":"about","start":255.51999,"end":255.84,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.008833260275423527},{"word":"50,000","start":255.84,"end":256.58,"confidence":0.98828125,"punctuated_word":"50,000?","sentiment":"neutral","sentiment_score":0.006625996436923742},{"word":"that's","start":266.73502,"end":266.89502,"confidence":0.74438477,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.09252046048641203},{"word":"okay","start":266.89502,"end":267.295,"confidence":0.9394531,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.09696486592292786},{"word":"busy","start":267.295,"end":267.61502,"confidence":0.73132324,"punctuated_word":"Busy","sentiment":"neutral","sentiment_score":0.06752121448516846},{"word":"day","start":267.61502,"end":268.11502,"confidence":0.98706055,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.06897889822721481},{"word":"but","start":271.45502,"end":271.775,"confidence":0.328125,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02523120492696762},{"word":"30","start":271.775,"end":272.17502,"confidence":0.6669922,"punctuated_word":"30.","sentiment":"neutral","sentiment_score":0.06256742775440216},{"word":"amazing","start":272.17502,"end":272.67502,"confidence":0.9970703,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.46900659799575806},{"word":"perfect","start":272.73502,"end":273.23502,"confidence":0.99609375,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.49383407831192017},{"word":"that's","start":274.81,"end":275.31,"confidence":0.84814453,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.25635743141174316},{"word":"good","start":276.61,"end":277.11,"confidence":0.9499512,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.35681623220443726},{"word":"yeah","start":278.41,"end":278.81,"confidence":0.9753418,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.151482492685318},{"word":"no","start":278.81,"end":279.13,"confidence":0.9926758,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.18519337475299835},{"word":"that's","start":279.13,"end":279.53,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3891705274581909},{"word":"really","start":279.53,"end":279.85,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3752440810203552},{"word":"good","start":279.85,"end":280.35,"confidence":0.9970703,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.26448243856430054},{"word":"and","start":280.49,"end":280.99,"confidence":0.9892578,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1545860320329666},{"word":"health","start":281.77,"end":282.01,"confidence":0.94189453,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.07244841009378433},{"word":"and","start":282.01,"end":282.17,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07236940413713455},{"word":"lifestyle","start":282.17,"end":282.67,"confidence":0.9970703,"punctuated_word":"lifestyle","sentiment":"neutral","sentiment_score":0.07116646319627762},{"word":"wise","start":282.73,"end":283.13,"confidence":0.96240234,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.041603315621614456},{"word":"any","start":283.13,"end":283.45,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.047670233994722366},{"word":"changes","start":283.45,"end":283.93,"confidence":0.69018555,"punctuated_word":"changes?","sentiment":"neutral","sentiment_score":0.03566230461001396},{"word":"still","start":283.93,"end":284.09,"confidence":0.9526367,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":0.03070123866200447},{"word":"a","start":284.09,"end":284.25,"confidence":0.95410156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03277096897363663},{"word":"nonsmoker","start":284.25,"end":284.75,"confidence":0.8513794,"punctuated_word":"nonsmoker,","sentiment":"neutral","sentiment_score":0.033751070499420166},{"word":"no","start":285.61002,"end":285.85,"confidence":0.99902344,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.037411559373140335},{"word":"major","start":285.85,"end":286.25,"confidence":1.0,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.007426194846630096},{"word":"issues","start":286.25,"end":286.75,"confidence":0.80200195,"punctuated_word":"issues,","sentiment":"neutral","sentiment_score":-0.0012646391987800598},{"word":"or","start":286.81,"end":287.13,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0038608871400356297},{"word":"medication","start":287.13,"end":287.63,"confidence":0.8413086,"punctuated_word":"medication?","sentiment":"neutral","sentiment_score":0.013447790406644344},{"word":"perfect","start":288.635,"end":289.135,"confidence":0.99316406,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.19346237182617188},{"word":"oh","start":293.915,"end":294.155,"confidence":0.98657227,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.2869799733161926},{"word":"nice","start":294.155,"end":294.655,"confidence":0.84521484,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.33746954798698425},{"word":"oh","start":296.635,"end":296.795,"confidence":0.984375,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08110998570919037},{"word":"yeah","start":296.795,"end":297.035,"confidence":0.91625977,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.06316816061735153},{"word":"are","start":297.035,"end":297.195,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.027609551325440407},{"word":"you","start":297.195,"end":297.355,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0513310581445694},{"word":"gonna","start":297.355,"end":297.675,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.048769060522317886},{"word":"do","start":297.675,"end":297.835,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04224110022187233},{"word":"that","start":297.835,"end":298.315,"confidence":0.91845703,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.047453250735998154},{"word":"like","start":298.315,"end":298.555,"confidence":0.76586914,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.045042652636766434},{"word":"just","start":298.555,"end":298.715,"confidence":0.9838867,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04401322454214096},{"word":"kind","start":298.715,"end":298.875,"confidence":0.5307617,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.042465806007385254},{"word":"of","start":298.875,"end":298.95502,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04665794223546982},{"word":"volunteering","start":298.95502,"end":299.45502,"confidence":0.79296875,"punctuated_word":"volunteering,","sentiment":"neutral","sentiment_score":0.04181503504514694},{"word":"or","start":299.515,"end":299.595,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.023709887638688087},{"word":"is","start":299.595,"end":299.755,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026823032647371292},{"word":"that","start":299.755,"end":299.995,"confidence":0.89990234,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04694546386599541},{"word":"paid","start":299.995,"end":300.315,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.02555585280060768},{"word":"as","start":300.315,"end":300.475,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03553956747055054},{"word":"well","start":300.475,"end":300.975,"confidence":0.9995117,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.02293815277516842},{"word":"yep","start":302.94,"end":303.44,"confidence":0.91381836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07084839046001434},{"word":"oh","start":306.37997,"end":306.46,"confidence":0.97924805,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.002469973638653755},{"word":"no","start":306.46,"end":306.96,"confidence":0.8532715,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":0.016016345471143723},{"word":"enjoy","start":307.18,"end":307.58,"confidence":0.9941406,"punctuated_word":"Enjoy","sentiment":"neutral","sentiment_score":0.04084545001387596},{"word":"it","start":307.58,"end":308.08,"confidence":0.7548828,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.033815331757068634},{"word":"oh","start":320.125,"end":320.20502,"confidence":0.6040039,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.05996805429458618},{"word":"i","start":320.20502,"end":320.285,"confidence":0.37109375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07991611957550049},{"word":"know","start":320.285,"end":320.785,"confidence":0.9802246,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.07314848899841309},{"word":"yeah","start":324.285,"end":324.525,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08095559477806091},{"word":"that's","start":324.525,"end":324.845,"confidence":0.954834,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.15589195489883423},{"word":"pretty","start":324.845,"end":325.085,"confidence":0.5361328,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.1607499718666077},{"word":"crazy","start":325.085,"end":325.585,"confidence":1.0,"punctuated_word":"crazy.","sentiment":"neutral","sentiment_score":-0.1275070309638977},{"word":"yeah","start":330.53998,"end":331.03998,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0031038857996463776},{"word":"yeah","start":331.09998,"end":331.59998,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.028455737978219982},{"word":"at","start":331.74,"end":331.81998,"confidence":0.85595703,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.2776337265968323},{"word":"least","start":331.81998,"end":332.06,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.30460599064826965},{"word":"it","start":332.06,"end":332.22,"confidence":0.8173828,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.305396169424057},{"word":"keeps","start":332.22,"end":332.53998,"confidence":0.9970703,"punctuated_word":"keeps","sentiment":"neutral","sentiment_score":-0.2911045551300049},{"word":"it","start":332.53998,"end":332.78,"confidence":0.9448242,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3533996641635895},{"word":"very","start":332.78,"end":333.28,"confidence":0.9980469,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.3100161552429199},{"word":"yeah","start":335.74,"end":336.13998,"confidence":0.9916992,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.11807453632354736},{"word":"it","start":336.13998,"end":336.3,"confidence":0.8598633,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.13826441764831543},{"word":"keeps","start":336.3,"end":336.62,"confidence":0.9941406,"punctuated_word":"keeps","sentiment":"neutral","sentiment_score":-0.11147333681583405},{"word":"it","start":336.62,"end":336.78,"confidence":0.97802734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1144336313009262},{"word":"very","start":336.78,"end":337.09998,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.1662290394306183},{"word":"different","start":337.09998,"end":337.5,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.1405218094587326},{"word":"from","start":337.5,"end":337.74,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.11979053914546968},{"word":"your","start":337.74,"end":338.06,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.15456484258174896},{"word":"other","start":338.06,"end":338.3,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.1532853990793228},{"word":"occupations","start":338.3,"end":338.8,"confidence":0.5439453,"punctuated_word":"occupations.","sentiment":"neutral","sentiment_score":-0.11119402945041656},{"word":"so","start":339.18,"end":339.58,"confidence":0.66796875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.028599167242646217},{"word":"different","start":339.58,"end":340.08,"confidence":0.4885254,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.018433932214975357},{"word":"bit","start":340.50497,"end":340.585,"confidence":0.9375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.008112683892250061},{"word":"of","start":340.585,"end":340.905,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.012982454150915146},{"word":"variation","start":340.905,"end":341.405,"confidence":0.9916992,"punctuated_word":"variation.","sentiment":"neutral","sentiment_score":-0.014057754538953304},{"word":"estate","start":344.025,"end":344.425,"confidence":0.85253906,"punctuated_word":"Estate","sentiment":"neutral","sentiment_score":0.03265610337257385},{"word":"planning","start":344.425,"end":344.905,"confidence":0.9941406,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.02636145241558552},{"word":"wise","start":344.905,"end":345.22498,"confidence":0.99365234,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.030261389911174778},{"word":"you","start":345.22498,"end":345.38498,"confidence":0.9291992,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03495508432388306},{"word":"have","start":345.38498,"end":345.625,"confidence":0.9560547,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03540647402405739},{"word":"a","start":345.625,"end":345.705,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034877024590969086},{"word":"will","start":345.705,"end":346.185,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.03420167416334152},{"word":"and","start":346.185,"end":346.425,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.021932316944003105},{"word":"power","start":346.425,"end":346.66498,"confidence":0.9873047,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.04019853472709656},{"word":"of","start":346.66498,"end":346.82498,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02700650505721569},{"word":"attorney","start":346.82498,"end":347.32498,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.023591812700033188},{"word":"nomination","start":347.705,"end":348.205,"confidence":0.85498047,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.03772041201591492},{"word":"in","start":348.585,"end":348.745,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.040945835411548615},{"word":"place","start":348.745,"end":349.245,"confidence":0.7651367,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":0.051606737077236176},{"word":"yep","start":351.78497,"end":352.28497,"confidence":0.98217773,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07196741551160812},{"word":"yep","start":354.2,"end":354.7,"confidence":0.91186523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03847585245966911},{"word":"but","start":355.48,"end":355.72,"confidence":0.53125,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.00534612312912941},{"word":"you","start":355.72,"end":355.88,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.007965823635458946},{"word":"don't","start":355.88,"end":356.04,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.013327248394489288},{"word":"have","start":356.04,"end":356.2,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.021823003888130188},{"word":"anyone","start":356.2,"end":356.52,"confidence":1.0,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":-0.02376706898212433},{"word":"who","start":356.52,"end":356.68,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.04076343774795532},{"word":"makes","start":356.68,"end":356.92,"confidence":0.98950195,"punctuated_word":"makes,","sentiment":"neutral","sentiment_score":-0.023423582315444943},{"word":"like","start":356.92,"end":357.24,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.01918373256921768},{"word":"financial","start":357.24,"end":357.72,"confidence":0.9838867,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.018395110964775085},{"word":"decisions","start":357.72,"end":358.04,"confidence":0.99902344,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":-0.01696588657796383},{"word":"on","start":358.04,"end":358.2,"confidence":0.98095703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.024380162358283997},{"word":"your","start":358.2,"end":358.44,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.026160597801208496},{"word":"behalf","start":358.44,"end":358.76,"confidence":1.0,"punctuated_word":"behalf","sentiment":"neutral","sentiment_score":-0.010038789361715317},{"word":"or","start":358.76,"end":358.92,"confidence":0.9770508,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.037724945694208145},{"word":"earn","start":358.92,"end":359.16,"confidence":0.8989258,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.03992213308811188},{"word":"any","start":359.16,"end":359.32,"confidence":0.6826172,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.03246553614735603},{"word":"income","start":359.32,"end":359.64,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.016991857439279556},{"word":"overseas","start":359.64,"end":360.14,"confidence":0.9980469,"punctuated_word":"overseas","sentiment":"neutral","sentiment_score":-0.031020965427160263},{"word":"or","start":360.28,"end":360.44,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04025556892156601},{"word":"anything","start":360.44,"end":360.84,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.028011664748191833},{"word":"like","start":360.84,"end":361.0,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.04039248824119568},{"word":"that","start":361.0,"end":361.5,"confidence":0.99853516,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.03624801337718963},{"word":"no","start":362.6,"end":363.08002,"confidence":0.8654785,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.02901858277618885},{"word":"great","start":363.08002,"end":363.58002,"confidence":0.9926758,"punctuated_word":"Great.","sentiment":"neutral","sentiment_score":0.23239785432815552},{"word":"now","start":364.6,"end":365.1,"confidence":0.79052734,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.13975724577903748},{"word":"estate","start":365.375,"end":365.695,"confidence":0.81396484,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.12114634364843369},{"word":"planning","start":365.695,"end":365.855,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.12544472515583038},{"word":"wise","start":365.855,"end":366.255,"confidence":0.98828125,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":0.1375996172428131},{"word":"as","start":366.255,"end":366.49503,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.174559086561203},{"word":"well","start":366.49503,"end":366.89502,"confidence":0.9880371,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.1555776596069336},{"word":"i","start":366.89502,"end":367.05502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1602514684200287},{"word":"can","start":367.05502,"end":367.295,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15793894231319427},{"word":"see","start":367.295,"end":367.535,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1607932448387146},{"word":"here","start":367.535,"end":367.77502,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.130166158080101},{"word":"that","start":367.77502,"end":367.93503,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09953317046165466},{"word":"we","start":367.93503,"end":368.43503,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09900198876857758},{"word":"haven't","start":369.375,"end":369.61502,"confidence":0.9770508,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.07059839367866516},{"word":"received","start":369.61502,"end":370.095,"confidence":0.99902344,"punctuated_word":"received","sentiment":"neutral","sentiment_score":0.03683164715766907},{"word":"the","start":370.095,"end":370.255,"confidence":0.6801758,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09006363153457642},{"word":"nomination","start":370.255,"end":370.755,"confidence":0.99902344,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.05155283212661743},{"word":"forms","start":370.975,"end":371.295,"confidence":0.99609375,"punctuated_word":"forms","sentiment":"neutral","sentiment_score":0.07021202147006989},{"word":"back","start":371.295,"end":371.695,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.09415243566036224},{"word":"for","start":371.695,"end":372.015,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09433835744857788},{"word":"your","start":372.015,"end":372.415,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0699189081788063},{"word":"insurance","start":372.415,"end":372.915,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.05538814887404442},{"word":"and","start":373.05502,"end":373.375,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08019834756851196},{"word":"your","start":373.375,"end":373.77502,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1297960877418518},{"word":"superannuation","start":373.77502,"end":374.27502,"confidence":0.96362305,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":0.11170153319835664},{"word":"so","start":374.49503,"end":374.655,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08656041324138641},{"word":"in","start":374.655,"end":374.815,"confidence":0.9350586,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04941700026392937},{"word":"the","start":374.815,"end":374.89502,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06836044788360596},{"word":"event","start":374.89502,"end":375.21503,"confidence":1.0,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.051166899502277374},{"word":"that","start":375.21503,"end":375.295,"confidence":0.8574219,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07628539949655533},{"word":"something","start":375.295,"end":375.61502,"confidence":0.9482422,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.08370962738990784},{"word":"would've","start":375.61502,"end":375.855,"confidence":0.67614746,"punctuated_word":"would've","sentiment":"neutral","sentiment_score":0.06938736140727997},{"word":"happened","start":375.855,"end":376.17502,"confidence":0.92333984,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.0754876509308815},{"word":"to","start":376.17502,"end":376.33502,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07738380879163742},{"word":"you","start":376.33502,"end":376.415,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04914399608969688},{"word":"too","start":376.415,"end":376.915,"confidence":0.56604004,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.060846321284770966},{"word":"do","start":377.05502,"end":377.295,"confidence":0.9941406,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.02522130310535431},{"word":"you","start":377.295,"end":377.45502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04809090495109558},{"word":"still","start":377.45502,"end":377.855,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03924044594168663},{"word":"have","start":377.855,"end":378.095,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.032842181622982025},{"word":"those","start":378.095,"end":378.595,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.0512443408370018},{"word":"forms","start":378.87,"end":379.35,"confidence":0.9172363,"punctuated_word":"forms,","sentiment":"neutral","sentiment_score":0.032063327729701996},{"word":"or","start":379.35,"end":379.59,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01582876592874527},{"word":"would","start":379.59,"end":379.75,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.02776191383600235},{"word":"you","start":379.75,"end":379.91,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05403196066617966},{"word":"like","start":379.91,"end":380.23,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03418726101517677},{"word":"me","start":380.23,"end":380.55002,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08903592824935913},{"word":"to","start":380.55002,"end":380.71,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08996772766113281},{"word":"get","start":380.71,"end":380.95,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.042957767844200134},{"word":"the","start":380.95,"end":381.03,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06973344832658768},{"word":"team","start":381.03,"end":381.27002,"confidence":0.9941406,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.03322666883468628},{"word":"to","start":381.27002,"end":381.51,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09792807698249816},{"word":"resend","start":381.51,"end":381.91,"confidence":0.9995117,"punctuated_word":"resend","sentiment":"neutral","sentiment_score":0.04909072071313858},{"word":"them","start":381.91,"end":382.15,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.060121435672044754},{"word":"to","start":382.15,"end":382.31,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06147264689207077},{"word":"you","start":382.31,"end":382.81,"confidence":0.99902344,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.04033539816737175},{"word":"yeah","start":395.45502,"end":395.95502,"confidence":0.7453613,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0133739672601223},{"word":"could","start":404.19,"end":404.50998,"confidence":0.7324219,"punctuated_word":"Could","sentiment":"neutral","sentiment_score":0.02078023925423622},{"word":"be","start":404.50998,"end":404.59,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.017307206988334656},{"word":"that","start":404.59,"end":404.83,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.012251919135451317},{"word":"one","start":404.83,"end":405.33,"confidence":0.9230957,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.010737951844930649},{"word":"yes","start":409.15,"end":409.65,"confidence":0.8815918,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.031473442912101746},{"word":"is","start":415.48502,"end":415.805,"confidence":0.69873047,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.017019545659422874},{"word":"that","start":415.805,"end":415.965,"confidence":0.91015625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.013637226074934006},{"word":"does","start":416.045,"end":416.285,"confidence":0.66503906,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.020039785653352737},{"word":"it","start":416.285,"end":416.445,"confidence":0.875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.014327219687402248},{"word":"say","start":416.445,"end":416.605,"confidence":0.9707031,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.01650380529463291},{"word":"hab","start":416.605,"end":416.92502,"confidence":0.2711792,"punctuated_word":"HAB","sentiment":"neutral","sentiment_score":-0.01400722935795784},{"word":"20","start":416.92502,"end":417.405,"confidence":0.8857422,"punctuated_word":"20","sentiment":"neutral","sentiment_score":-0.010678522288799286},{"word":"four","start":417.405,"end":417.905,"confidence":0.76049805,"punctuated_word":"four?","sentiment":"neutral","sentiment_score":-0.01758386567234993},{"word":"and","start":418.125,"end":418.625,"confidence":0.41333008,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0063962172716856},{"word":"yes","start":419.005,"end":419.505,"confidence":0.9641113,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.001132907811552286},{"word":"yes","start":420.125,"end":420.625,"confidence":0.98999023,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.001846900209784508},{"word":"yes","start":422.445,"end":422.945,"confidence":0.9719238,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.010081704705953598},{"word":"no","start":426.125,"end":426.525,"confidence":0.8745117,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1349375545978546},{"word":"it","start":426.525,"end":426.845,"confidence":0.9951172,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.10877198725938796},{"word":"hasn't","start":426.845,"end":427.325,"confidence":1.0,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.09066182374954224},{"word":"changed","start":427.325,"end":427.825,"confidence":0.9995117,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":-0.16450297832489014},{"word":"that","start":429.09003,"end":429.41,"confidence":0.9819336,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.12227433919906616},{"word":"should","start":429.41,"end":429.57,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.163591668009758},{"word":"all","start":429.57,"end":429.73,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1090904176235199},{"word":"be","start":429.73,"end":430.05002,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12075234949588776},{"word":"the","start":430.05002,"end":430.21002,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10578903555870056},{"word":"same","start":430.21002,"end":430.71002,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.14372386038303375},{"word":"because","start":431.97,"end":432.37003,"confidence":0.6777344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08884130418300629},{"word":"you","start":432.37003,"end":432.53003,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08617642521858215},{"word":"haven't","start":432.53003,"end":432.77002,"confidence":0.99902344,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.06720533967018127},{"word":"changed","start":432.77002,"end":433.17,"confidence":0.9790039,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.00911393016576767},{"word":"your","start":433.17,"end":433.33002,"confidence":0.64501953,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.024571292102336884},{"word":"due","start":433.33002,"end":433.49002,"confidence":0.23291016,"punctuated_word":"due","sentiment":"neutral","sentiment_score":0.0307525098323822},{"word":"for","start":433.49002,"end":433.81003,"confidence":0.49951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03980405256152153},{"word":"your","start":433.81003,"end":433.97,"confidence":0.41088867,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02054264023900032},{"word":"insurance","start":433.97,"end":434.47,"confidence":0.9602051,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":-0.006942484527826309},{"word":"yes","start":436.29,"end":436.79,"confidence":0.95996094,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07989746332168579},{"word":"okay","start":440.465,"end":440.865,"confidence":0.97631836,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.33720725774765015},{"word":"amazing","start":440.865,"end":441.365,"confidence":0.9995117,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.45318663120269775},{"word":"if","start":441.425,"end":441.585,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.2132033258676529},{"word":"you","start":441.585,"end":441.745,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16344505548477173},{"word":"have","start":441.745,"end":441.905,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20534488558769223},{"word":"any","start":441.905,"end":442.145,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.24397434294223783},{"word":"questions","start":442.145,"end":442.645,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.2219846546649933},{"word":"about","start":442.785,"end":443.285,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.14397785067558289},{"word":"who","start":443.425,"end":443.665,"confidence":0.99609375,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.07523181289434433},{"word":"to","start":443.665,"end":443.825,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1248878538608551},{"word":"nominate","start":443.825,"end":444.305,"confidence":1.0,"punctuated_word":"nominate","sentiment":"neutral","sentiment_score":0.15068405866622925},{"word":"or","start":444.305,"end":444.625,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.22267332673072815},{"word":"which","start":444.625,"end":444.945,"confidence":0.99902344,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.20968729257583615},{"word":"type","start":444.945,"end":445.26498,"confidence":0.99902344,"punctuated_word":"type","sentiment":"neutral","sentiment_score":0.1253935694694519},{"word":"of","start":445.26498,"end":445.425,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2285207360982895},{"word":"nomination","start":445.425,"end":445.925,"confidence":0.9838867,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.1544458419084549},{"word":"to","start":446.065,"end":446.305,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13686372339725494},{"word":"make","start":446.305,"end":446.805,"confidence":0.9970703,"punctuated_word":"make,","sentiment":"neutral","sentiment_score":0.1572137475013733},{"word":"just","start":447.585,"end":447.825,"confidence":0.5708008,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0018651634454727173},{"word":"let","start":447.825,"end":447.985,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.034056924283504486},{"word":"me","start":447.985,"end":448.065,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.015930160880088806},{"word":"know","start":448.065,"end":448.305,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.023130744695663452},{"word":"because","start":448.305,"end":448.54498,"confidence":0.82958984,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.06534416973590851},{"word":"it","start":448.54498,"end":448.705,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05722569674253464},{"word":"can","start":448.705,"end":448.865,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.08033589273691177},{"word":"be","start":448.865,"end":448.945,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.04137536883354187},{"word":"a","start":448.945,"end":449.105,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08484429121017456},{"word":"little","start":449.105,"end":449.26498,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.12793688476085663},{"word":"bit","start":449.26498,"end":449.505,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1349538266658783},{"word":"confusing","start":449.505,"end":449.985,"confidence":1.0,"punctuated_word":"confusing","sentiment":"neutral","sentiment_score":-0.09619300812482834},{"word":"sometimes","start":449.985,"end":450.485,"confidence":0.99609375,"punctuated_word":"sometimes.","sentiment":"neutral","sentiment_score":-0.08158527314662933},{"word":"yep","start":458.32,"end":458.82,"confidence":0.90405273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0875663161277771},{"word":"yep","start":459.04,"end":459.54,"confidence":0.89697266,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.046052783727645874},{"word":"oh","start":460.0,"end":460.40002,"confidence":0.7314453,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.6078662872314453},{"word":"perfect","start":460.40002,"end":460.90002,"confidence":0.99902344,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.6711627244949341},{"word":"that's","start":461.12003,"end":461.28,"confidence":0.9921875,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3479938507080078},{"word":"yes","start":464.415,"end":464.915,"confidence":0.9941406,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.11982737481594086},{"word":"at","start":466.415,"end":466.655,"confidence":0.9921875,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.20554658770561215},{"word":"least","start":466.655,"end":466.815,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.17799177765846252},{"word":"we","start":466.815,"end":467.055,"confidence":0.8457031,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22414198517799375},{"word":"we","start":467.055,"end":467.215,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2504751980304718},{"word":"get","start":467.215,"end":467.455,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.26263701915740967},{"word":"there","start":467.455,"end":467.535,"confidence":0.74560547,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.23760385811328888},{"word":"and","start":467.535,"end":467.695,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22275951504707336},{"word":"that's","start":467.695,"end":467.935,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2165852040052414},{"word":"the","start":467.935,"end":468.095,"confidence":0.77001953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14840734004974365},{"word":"that's","start":468.095,"end":468.335,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.21283110976219177},{"word":"the","start":468.335,"end":468.495,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16108419001102448},{"word":"main","start":468.495,"end":468.735,"confidence":0.9970703,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.17434263229370117},{"word":"thing","start":468.735,"end":468.895,"confidence":0.99853516,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.2023113518953323},{"word":"luckily","start":468.895,"end":469.375,"confidence":0.9472656,"punctuated_word":"Luckily,","sentiment":"neutral","sentiment_score":0.3115186095237732},{"word":"nothing's","start":469.375,"end":469.775,"confidence":0.9812012,"punctuated_word":"nothing's","sentiment":"neutral","sentiment_score":0.2890544533729553},{"word":"happened","start":469.775,"end":470.255,"confidence":0.83813477,"punctuated_word":"happened,","sentiment":"positive","sentiment_score":0.3865169286727905},{"word":"so","start":470.255,"end":470.655,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.303646981716156},{"word":"it's","start":470.655,"end":470.895,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.3249565064907074},{"word":"been","start":470.895,"end":471.135,"confidence":0.9921875,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.6563685536384583},{"word":"good","start":471.135,"end":471.375,"confidence":0.97802734,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5192466974258423},{"word":"but","start":471.375,"end":471.535,"confidence":0.875,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.09964650869369508},{"word":"yeah","start":471.535,"end":472.035,"confidence":0.99609375,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.07743994891643524},{"word":"when","start":472.415,"end":472.655,"confidence":0.9326172,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06319690495729446},{"word":"you","start":472.655,"end":472.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06929896771907806},{"word":"have","start":472.735,"end":472.895,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.037531137466430664},{"word":"a","start":472.895,"end":473.055,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.061805907636880875},{"word":"moment","start":473.055,"end":473.375,"confidence":0.9831543,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.09130612760782242},{"word":"it","start":473.375,"end":473.455,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08019664883613586},{"word":"is","start":473.455,"end":473.695,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05638079345226288},{"word":"important","start":473.695,"end":474.175,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.033333923667669296},{"word":"to","start":474.175,"end":474.415,"confidence":0.96972656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07870941609144211},{"word":"to","start":474.415,"end":474.655,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08567112684249878},{"word":"complete","start":474.655,"end":475.055,"confidence":1.0,"punctuated_word":"complete","sentiment":"neutral","sentiment_score":0.0933997929096222},{"word":"so","start":475.055,"end":475.215,"confidence":0.96533203,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09452134370803832},{"word":"that","start":475.215,"end":475.375,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07647184282541275},{"word":"it","start":475.375,"end":475.535,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12395896762609482},{"word":"does","start":475.535,"end":475.855,"confidence":0.9980469,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.08972059190273285},{"word":"go","start":475.855,"end":476.01498,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04315425083041191},{"word":"through","start":476.01498,"end":476.255,"confidence":0.54248047,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.04468851536512375},{"word":"who","start":476.255,"end":476.495,"confidence":0.9980469,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.034560903906822205},{"word":"you","start":476.495,"end":476.655,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.041401587426662445},{"word":"want","start":476.655,"end":477.135,"confidence":0.98950195,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.046049684286117554},{"word":"yeah","start":477.135,"end":477.635,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07679641246795654},{"word":"perfect","start":479.41998,"end":479.91998,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4364731311798096},{"word":"otherwise","start":480.53998,"end":481.02,"confidence":0.9707031,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.2726994752883911},{"word":"when","start":481.02,"end":481.25998,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05292483419179917},{"word":"it","start":481.25998,"end":481.34,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05595023185014725},{"word":"comes","start":481.34,"end":481.65997,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.04628312587738037},{"word":"through","start":481.65997,"end":481.97998,"confidence":0.70703125,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.08140996098518372},{"word":"superannuation","start":481.97998,"end":482.47998,"confidence":0.8730469,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.08609642833471298},{"word":"so","start":482.69998,"end":482.86,"confidence":0.96972656,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07442696392536163},{"word":"i'll","start":482.86,"end":482.93997,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06327183544635773},{"word":"just","start":482.93997,"end":483.09998,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05582739412784576},{"word":"quickly","start":483.09998,"end":483.41998,"confidence":1.0,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.08949188888072968},{"word":"run","start":483.41998,"end":483.65997,"confidence":0.99902344,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.05417469143867493},{"word":"through","start":483.65997,"end":483.74,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06950590759515762},{"word":"a","start":483.74,"end":483.81998,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07272888720035553},{"word":"couple","start":483.81998,"end":483.97998,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.04477234184741974},{"word":"of","start":483.97998,"end":484.13998,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05746278166770935},{"word":"multiple","start":484.13998,"end":484.53998,"confidence":0.9941406,"punctuated_word":"multiple","sentiment":"neutral","sentiment_score":0.04846711829304695},{"word":"choice","start":484.53998,"end":484.93997,"confidence":0.99902344,"punctuated_word":"choice","sentiment":"neutral","sentiment_score":0.04938963800668717},{"word":"questions","start":484.93997,"end":485.43997,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.05852857604622841},{"word":"just","start":486.21997,"end":486.53998,"confidence":0.9116211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.011455889791250227},{"word":"to","start":486.53998,"end":486.78,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010995566844940186},{"word":"see","start":486.78,"end":487.09998,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.014738254249095917},{"word":"if","start":487.09998,"end":487.34,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007760696113109589},{"word":"your","start":487.34,"end":487.58,"confidence":0.99121094,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.023345936089754105},{"word":"risk","start":487.58,"end":487.81998,"confidence":0.99902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.02957639098167419},{"word":"tolerance","start":487.81998,"end":488.31998,"confidence":1.0,"punctuated_word":"tolerance","sentiment":"neutral","sentiment_score":-0.08072963356971741},{"word":"in","start":488.69998,"end":488.86,"confidence":0.97265625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04096643626689911},{"word":"regards","start":488.86,"end":489.18,"confidence":0.99121094,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.02732503041625023},{"word":"to","start":489.18,"end":489.25998,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.019346732646226883},{"word":"your","start":489.25998,"end":489.41998,"confidence":0.94628906,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.022652801126241684},{"word":"super","start":489.41998,"end":489.74,"confidence":0.9838867,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.0057759881019592285},{"word":"has","start":489.74,"end":489.9,"confidence":0.99609375,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.05059390515089035},{"word":"changed","start":489.9,"end":490.06,"confidence":0.9970703,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":-0.032587744295597076},{"word":"so","start":490.06,"end":490.21997,"confidence":0.9716797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02849692106246948},{"word":"if","start":490.21997,"end":490.3,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05735617876052856},{"word":"it","start":490.3,"end":490.37997,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0779130607843399},{"word":"doesn't","start":490.37997,"end":490.69998,"confidence":0.99194336,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.07631082832813263},{"word":"make","start":490.69998,"end":490.86,"confidence":0.98828125,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.0969516783952713},{"word":"sense","start":490.86,"end":491.18,"confidence":0.99853516,"punctuated_word":"sense,","sentiment":"neutral","sentiment_score":-0.10937641561031342},{"word":"let","start":491.18,"end":491.34,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.09259618818759918},{"word":"me","start":491.34,"end":491.5,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.025878719985485077},{"word":"know","start":491.5,"end":492.0,"confidence":0.72631836,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.04374518245458603},{"word":"no","start":492.415,"end":492.575,"confidence":0.9589844,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.1616758406162262},{"word":"right","start":492.575,"end":492.73502,"confidence":0.9951172,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.1861822009086609},{"word":"or","start":492.73502,"end":492.975,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.13409815728664398},{"word":"wrong","start":492.975,"end":493.21503,"confidence":1.0,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.16649483144283295},{"word":"answer","start":493.21503,"end":493.45502,"confidence":1.0,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":-0.14572492241859436},{"word":"and","start":493.45502,"end":493.695,"confidence":0.54003906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.193254292011261},{"word":"think","start":493.695,"end":493.93503,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.22367632389068604},{"word":"about","start":493.93503,"end":494.095,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.22954507172107697},{"word":"it","start":494.095,"end":494.33502,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07641687989234924},{"word":"in","start":494.33502,"end":494.49503,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.10262560844421388},{"word":"regards","start":494.49503,"end":494.815,"confidence":0.9951172,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.05291830748319626},{"word":"to","start":494.815,"end":494.975,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03673851490020752},{"word":"your","start":494.975,"end":495.135,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04674877226352692},{"word":"superannuation","start":495.135,"end":495.635,"confidence":0.9970703,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":-0.02740588411688805},{"word":"now","start":497.93503,"end":498.17502,"confidence":0.91845703,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.029943834990262985},{"word":"tory","start":498.17502,"end":498.49503,"confidence":0.7408447,"punctuated_word":"Tory,","sentiment":"neutral","sentiment_score":0.018935035914182663},{"word":"have","start":498.49503,"end":498.65503,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.007674509659409523},{"word":"you","start":498.65503,"end":498.73502,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01328139565885067},{"word":"ever","start":498.73502,"end":498.975,"confidence":0.9902344,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.024334177374839783},{"word":"bought","start":498.975,"end":499.21503,"confidence":0.97802734,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.015994412824511528},{"word":"direct","start":499.21503,"end":499.61502,"confidence":0.7817383,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.01181401126086712},{"word":"shares","start":499.61502,"end":500.11502,"confidence":0.8483887,"punctuated_word":"shares?","sentiment":"neutral","sentiment_score":0.016908764839172363},{"word":"nope","start":502.015,"end":502.49503,"confidence":0.7558594,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.04517507553100586},{"word":"perfect","start":502.49503,"end":502.99503,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.06019159406423569},{"word":"and","start":503.61502,"end":504.095,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.00030115246772766113},{"word":"at","start":504.095,"end":504.255,"confidence":0.87890625,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01271335780620575},{"word":"the","start":504.255,"end":504.415,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004680698737502098},{"word":"moment","start":504.415,"end":504.89502,"confidence":0.9921875,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.003842746838927269},{"word":"are","start":504.89502,"end":504.975,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.014559883624315262},{"word":"you","start":504.975,"end":505.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01735033467411995},{"word":"still","start":505.135,"end":505.375,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.02070828340947628},{"word":"kind","start":505.375,"end":505.535,"confidence":0.9580078,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.02430454827845097},{"word":"of","start":505.535,"end":505.695,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.009501494467258452},{"word":"planning","start":505.695,"end":506.015,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.002056177705526352},{"word":"and","start":506.015,"end":506.255,"confidence":0.93847656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02012467011809349},{"word":"accessing","start":506.255,"end":506.755,"confidence":1.0,"punctuated_word":"accessing","sentiment":"neutral","sentiment_score":-0.00719040259718895},{"word":"or","start":506.89502,"end":507.36,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.023317813873291016},{"word":"retiring","start":507.75998,"end":508.25998,"confidence":1.0,"punctuated_word":"retiring","sentiment":"neutral","sentiment_score":-0.01688307896256447},{"word":"at","start":510.08,"end":510.58,"confidence":0.92089844,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03835471719503403},{"word":"about","start":512.39996,"end":512.89996,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.030740145593881607},{"word":"60","start":514.72,"end":515.22,"confidence":0.99902344,"punctuated_word":"60?","sentiment":"neutral","sentiment_score":-0.056137487292289734},{"word":"ideally","start":517.04,"end":517.54,"confidence":0.9375,"punctuated_word":"Ideally,","sentiment":"neutral","sentiment_score":-0.05420223996043205},{"word":"take","start":518.32,"end":518.64,"confidence":0.97265625,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.005302831530570984},{"word":"the","start":518.64,"end":518.8,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0032907426357269287},{"word":"super","start":518.8,"end":519.2,"confidence":0.71191406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.025485724210739136},{"word":"yeah","start":519.51996,"end":520.01996,"confidence":0.81762695,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.008061254397034645},{"word":"yeah","start":521.04,"end":521.54,"confidence":0.7661133,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0025895414873957634},{"word":"it","start":524.395,"end":524.555,"confidence":0.5229492,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.010534074157476423},{"word":"is","start":524.555,"end":525.055,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009015047922730446},{"word":"it","start":525.515,"end":525.67505,"confidence":0.7363281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.023430079221725464},{"word":"is","start":525.67505,"end":526.17505,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.016000309959053993},{"word":"pension","start":526.315,"end":526.79504,"confidence":0.93310547,"punctuated_word":"pension.","sentiment":"neutral","sentiment_score":0.03125055134296417},{"word":"if","start":526.79504,"end":527.03503,"confidence":0.99121094,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.02464807778596878},{"word":"you're","start":527.03503,"end":527.11505,"confidence":0.73657227,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.03275831788778305},{"word":"eligible","start":527.11505,"end":527.515,"confidence":0.8100586,"punctuated_word":"eligible","sentiment":"neutral","sentiment_score":0.043764613568782806},{"word":"if","start":527.515,"end":527.755,"confidence":0.67871094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02774292044341564},{"word":"you","start":527.755,"end":527.835,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021975360810756683},{"word":"are","start":527.835,"end":527.995,"confidence":0.94921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.018563155084848404},{"word":"eligible","start":527.995,"end":528.395,"confidence":1.0,"punctuated_word":"eligible","sentiment":"neutral","sentiment_score":0.027811963111162186},{"word":"for","start":528.395,"end":528.635,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.026649370789527893},{"word":"age","start":528.635,"end":528.79504,"confidence":0.28076172,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.016912661492824554},{"word":"pension","start":528.79504,"end":529.195,"confidence":0.9838867,"punctuated_word":"pension,","sentiment":"neutral","sentiment_score":0.02289595268666744},{"word":"it's","start":529.195,"end":529.435,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.028759008273482323},{"word":"67","start":529.435,"end":530.075,"confidence":0.8730469,"punctuated_word":"67,","sentiment":"neutral","sentiment_score":0.03412751480937004},{"word":"but","start":530.075,"end":530.395,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.03339073061943054},{"word":"at","start":530.395,"end":530.555,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.027916714549064636},{"word":"60","start":530.555,"end":531.03503,"confidence":0.9460449,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.05039600282907486},{"word":"you","start":531.03503,"end":531.11505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07746390998363495},{"word":"can","start":531.11505,"end":531.35504,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0652051568031311},{"word":"access","start":531.35504,"end":531.67505,"confidence":0.99902344,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.03518775478005409},{"word":"your","start":531.67505,"end":531.91504,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04729452356696129},{"word":"superannuation","start":531.91504,"end":532.41504,"confidence":0.9970703,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":0.048421286046504974},{"word":"yeah","start":534.555,"end":535.055,"confidence":0.7380371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05075665935873985},{"word":"now","start":535.59503,"end":535.995,"confidence":0.8959961,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.01852454245090485},{"word":"if","start":535.995,"end":536.495,"confidence":0.8925781,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0005386201664805412},{"word":"yep","start":539.53,"end":540.03,"confidence":0.6529541,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04665333032608032},{"word":"yep","start":542.45,"end":542.95,"confidence":0.68774414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12288932502269743},{"word":"perfect","start":543.32996,"end":543.82996,"confidence":0.8129883,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.27823206782341003},{"word":"and","start":544.05,"end":544.37,"confidence":0.8623047,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.06835712492465973},{"word":"ideally","start":544.37,"end":544.87,"confidence":1.0,"punctuated_word":"ideally,","sentiment":"neutral","sentiment_score":0.06368622183799744},{"word":"would","start":544.93,"end":545.08997,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04916296526789665},{"word":"you","start":545.08997,"end":545.17,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04779237508773804},{"word":"like","start":545.17,"end":545.41,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06290043890476227},{"word":"to","start":545.41,"end":545.57,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09017437696456908},{"word":"draw","start":545.57,"end":545.73,"confidence":0.99902344,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.07402569055557251},{"word":"a","start":545.73,"end":545.89,"confidence":0.9667969,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0752154141664505},{"word":"weekly","start":545.89,"end":546.29,"confidence":1.0,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.04050088673830032},{"word":"income","start":546.29,"end":546.61,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.10593856871128082},{"word":"of","start":546.61,"end":546.76996,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07864853739738464},{"word":"about","start":546.76996,"end":547.01,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08968573808670044},{"word":"a","start":547.01,"end":547.08997,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12764126062393188},{"word":"thousand","start":547.08997,"end":547.49,"confidence":0.9980469,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.15469475090503693},{"word":"dollars","start":547.49,"end":547.89,"confidence":0.99902344,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.16711582243442535},{"word":"from","start":547.89,"end":548.13,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.1374463438987732},{"word":"super","start":548.13,"end":548.45,"confidence":0.31079102,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.12271757423877716},{"word":"when","start":548.45,"end":548.69,"confidence":0.9902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07393400371074677},{"word":"you","start":548.69,"end":548.93,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06162006780505181},{"word":"do","start":548.93,"end":549.25,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04284380376338959},{"word":"retire","start":549.25,"end":549.73,"confidence":0.8654785,"punctuated_word":"retire,","sentiment":"neutral","sentiment_score":0.046910904347896576},{"word":"or","start":549.73,"end":549.89,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.028380390256643295},{"word":"do","start":549.89,"end":549.97,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.00888437032699585},{"word":"you","start":549.97,"end":550.05,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004149965941905975},{"word":"feel","start":550.05,"end":550.29,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.04457760602235794},{"word":"like","start":550.29,"end":550.45,"confidence":0.9633789,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.028472457081079483},{"word":"you","start":550.45,"end":550.52997,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.022265993058681488},{"word":"need","start":550.52997,"end":550.76996,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.04706647992134094},{"word":"a","start":550.76996,"end":550.85,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.014523394405841827},{"word":"little","start":550.85,"end":551.08997,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.04059205204248428},{"word":"bit","start":551.08997,"end":551.32996,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.057484403252601624},{"word":"more","start":551.32996,"end":551.82996,"confidence":0.90527344,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.009181398898363112},{"word":"obviously","start":552.785,"end":553.105,"confidence":0.99316406,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.006326213479042053},{"word":"with","start":553.105,"end":553.345,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.009469285607337952},{"word":"prices","start":553.345,"end":553.665,"confidence":0.9921875,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.026683740317821503},{"word":"and","start":553.665,"end":553.745,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023003775626420975},{"word":"everything","start":553.745,"end":554.14496,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.0015476495027542114},{"word":"kind","start":554.14496,"end":554.305,"confidence":0.9707031,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0146782286465168},{"word":"of","start":554.305,"end":554.46497,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.004091497510671616},{"word":"going","start":554.46497,"end":554.70496,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.010043792426586153},{"word":"up","start":554.70496,"end":555.20496,"confidence":0.9970703,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":-0.01317979022860527},{"word":"yes","start":560.14496,"end":560.64496,"confidence":0.93652344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2637566924095154},{"word":"yep","start":564.58,"end":564.89996,"confidence":0.9550781,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24732673168182373},{"word":"yep","start":564.89996,"end":565.38,"confidence":0.9880371,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3376213312149048},{"word":"perfect","start":565.38,"end":565.88,"confidence":0.9970703,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.716143012046814},{"word":"and","start":565.94,"end":566.1,"confidence":0.9980469,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4656665325164795},{"word":"that","start":566.1,"end":566.26,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5021923184394836},{"word":"would","start":566.26,"end":566.5,"confidence":0.9326172,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.46866685152053833},{"word":"just","start":566.5,"end":566.66,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4345491230487823},{"word":"be","start":566.66,"end":566.82,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4175669252872467},{"word":"that","start":566.82,"end":566.98,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.32085341215133667},{"word":"you","start":566.98,"end":567.22,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.33596071600914},{"word":"draw","start":567.22,"end":567.46,"confidence":0.98828125,"punctuated_word":"draw","sentiment":"positive","sentiment_score":0.3610677123069763},{"word":"then","start":567.46,"end":567.7,"confidence":0.69140625,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.30007731914520264},{"word":"obviously","start":567.7,"end":568.1,"confidence":0.99658203,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.23411764204502103},{"word":"if","start":568.1,"end":568.33997,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3110661506652832},{"word":"if","start":568.33997,"end":568.5,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.26717716455459595},{"word":"your","start":568.5,"end":568.66,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22296655178070068},{"word":"partner","start":568.66,"end":569.16,"confidence":1.0,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":0.22138150036334991},{"word":"have","start":569.86,"end":570.18,"confidence":0.6567383,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.28114497661590576},{"word":"super","start":570.18,"end":570.58,"confidence":0.9394531,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.31231391429901123},{"word":"as","start":570.58,"end":570.74,"confidence":0.99121094,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2298866510391235},{"word":"well","start":570.74,"end":571.06,"confidence":0.9863281,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.2793363928794861},{"word":"and","start":571.06,"end":571.22,"confidence":0.88183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2573985755443573},{"word":"draw","start":571.22,"end":571.46,"confidence":0.6953125,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.24381151795387268},{"word":"from","start":571.46,"end":571.7,"confidence":0.9941406,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.3214768171310425},{"word":"that","start":571.7,"end":572.2,"confidence":0.9951172,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.32786649465560913},{"word":"perfect","start":573.7,"end":574.18,"confidence":0.9921875,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5287656784057617},{"word":"now","start":574.18,"end":574.33997,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.16206835210323334},{"word":"i","start":574.33997,"end":574.5,"confidence":0.6298828,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.060106806457042694},{"word":"guess","start":574.5,"end":574.74,"confidence":1.0,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.09348675608634947},{"word":"when","start":574.74,"end":574.89996,"confidence":0.91015625,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.09190967679023744},{"word":"it","start":574.89996,"end":574.98,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04499233141541481},{"word":"comes","start":574.98,"end":575.3,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.021957792341709137},{"word":"through","start":575.3,"end":575.62,"confidence":0.62402344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.010793283581733704},{"word":"a","start":575.62,"end":575.77997,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.019358113408088684},{"word":"level","start":575.77997,"end":576.1,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.02803734689950943},{"word":"of","start":576.1,"end":576.26,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04051663726568222},{"word":"risk","start":576.26,"end":576.58,"confidence":0.99609375,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.004582658410072327},{"word":"that","start":576.58,"end":576.74,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.027752235531806942},{"word":"you","start":576.74,"end":576.98,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010451748967170715},{"word":"are","start":576.98,"end":577.06,"confidence":0.99609375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05465815216302872},{"word":"comfortable","start":577.06,"end":577.56,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.10058313608169556},{"word":"taking","start":577.935,"end":578.435,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.04102051258087158},{"word":"for","start":578.495,"end":578.655,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11620710045099258},{"word":"your","start":578.655,"end":578.97504,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2780824601650238},{"word":"superannuation","start":578.97504,"end":579.47504,"confidence":0.99641925,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.1883428990840912},{"word":"to","start":580.735,"end":580.895,"confidence":0.69799805,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.03965957835316658},{"word":"obviously","start":580.895,"end":581.395,"confidence":0.79052734,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.07803727686405182},{"word":"make","start":581.695,"end":581.855,"confidence":0.95166016,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.11866261065006256},{"word":"sure","start":581.855,"end":582.015,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.14419254660606384},{"word":"it","start":582.015,"end":582.255,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17405539751052856},{"word":"continues","start":582.255,"end":582.755,"confidence":0.99316406,"punctuated_word":"continues","sentiment":"neutral","sentiment_score":0.08980163931846619},{"word":"to","start":582.815,"end":582.97504,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11077757179737092},{"word":"grow","start":582.97504,"end":583.47504,"confidence":0.9794922,"punctuated_word":"grow,","sentiment":"neutral","sentiment_score":0.1080627292394638},{"word":"would","start":583.935,"end":584.175,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.014431633055210114},{"word":"you","start":584.175,"end":584.335,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0009700879454612732},{"word":"say","start":584.335,"end":584.575,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.0008237063884735107},{"word":"that","start":584.575,"end":584.735,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03061184287071228},{"word":"you","start":584.735,"end":584.895,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04117029160261154},{"word":"are","start":584.895,"end":585.135,"confidence":0.9863281,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04337184503674507},{"word":"kind","start":585.135,"end":585.295,"confidence":0.98095703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.01738423854112625},{"word":"of","start":585.295,"end":585.53503,"confidence":0.9980469,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.02827572077512741},{"word":"you","start":585.53503,"end":585.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04220440238714218},{"word":"know","start":585.615,"end":585.855,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.04336228594183922},{"word":"comfortable","start":585.855,"end":586.355,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.08642274141311646},{"word":"taking","start":586.415,"end":586.735,"confidence":0.99902344,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.06892796605825424},{"word":"on","start":586.735,"end":586.97504,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09624678641557692},{"word":"very","start":586.97504,"end":587.375,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.050284408032894135},{"word":"high","start":587.375,"end":587.53503,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.10462173074483871},{"word":"risk","start":587.53503,"end":588.03503,"confidence":0.96362305,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.099257692694664},{"word":"high","start":588.175,"end":588.495,"confidence":0.9736328,"punctuated_word":"high,","sentiment":"neutral","sentiment_score":-0.08060593158006668},{"word":"moderate","start":588.495,"end":588.995,"confidence":0.9641113,"punctuated_word":"moderate,","sentiment":"neutral","sentiment_score":-0.058168791234493256},{"word":"or","start":589.055,"end":589.295,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0701214075088501},{"word":"a","start":589.295,"end":589.375,"confidence":0.84277344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07048694789409637},{"word":"small","start":589.375,"end":589.695,"confidence":0.9970703,"punctuated_word":"small","sentiment":"neutral","sentiment_score":-0.03369291126728058},{"word":"amount","start":589.695,"end":590.015,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.07309356331825256},{"word":"of","start":590.015,"end":590.175,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09475339949131012},{"word":"risk","start":590.175,"end":590.675,"confidence":0.99365234,"punctuated_word":"risk?","sentiment":"neutral","sentiment_score":-0.06746762990951538},{"word":"moderate","start":593.32996,"end":593.82996,"confidence":0.8276367,"punctuated_word":"Moderate?","sentiment":"neutral","sentiment_score":-0.00685277720913291},{"word":"yep","start":600.29,"end":600.79,"confidence":0.7973633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15567992627620697},{"word":"perfect","start":600.85,"end":601.35,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2929496169090271},{"word":"now","start":602.69,"end":603.17,"confidence":0.7211914,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.0062813833355903625},{"word":"talking","start":603.17,"end":603.41,"confidence":0.9716797,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.014522135257720947},{"word":"about","start":603.41,"end":603.73,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.029971405863761905},{"word":"volatility","start":603.73,"end":604.23,"confidence":0.8635254,"punctuated_word":"volatility.","sentiment":"neutral","sentiment_score":-0.03969346359372139},{"word":"so","start":604.44995,"end":604.69,"confidence":0.98535156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07382327318191528},{"word":"if","start":604.69,"end":604.85,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.07436665892601013},{"word":"you","start":604.85,"end":605.00995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07596871256828308},{"word":"were","start":605.00995,"end":605.17,"confidence":0.9873047,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.05663365125656128},{"word":"to","start":605.17,"end":605.25,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0629195123910904},{"word":"place","start":605.25,"end":605.56995,"confidence":0.99902344,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.08286291360855103},{"word":"an","start":605.56995,"end":605.73,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.04429679363965988},{"word":"investment","start":605.73,"end":606.23,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.06216450780630112},{"word":"and","start":606.515,"end":606.835,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.044195663183927536},{"word":"after","start":606.835,"end":607.15497,"confidence":0.98291016,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.06991983950138092},{"word":"six","start":607.15497,"end":607.395,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.08740948885679245},{"word":"months","start":607.395,"end":607.895,"confidence":0.9597168,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.06391587108373642},{"word":"you","start":608.355,"end":608.675,"confidence":0.6845703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04506225883960724},{"word":"noticed","start":608.675,"end":609.075,"confidence":0.6821289,"punctuated_word":"noticed","sentiment":"neutral","sentiment_score":-0.07390926778316498},{"word":"that","start":609.075,"end":609.235,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13652627170085907},{"word":"the","start":609.235,"end":609.395,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1975757032632828},{"word":"portfolio","start":609.395,"end":609.895,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"negative","sentiment_score":-0.37035802006721497},{"word":"had","start":610.035,"end":610.355,"confidence":0.5371094,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2552335560321808},{"word":"decreased","start":610.355,"end":610.675,"confidence":0.9277344,"punctuated_word":"decreased","sentiment":"neutral","sentiment_score":-0.2402547150850296},{"word":"in","start":610.675,"end":610.915,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2646403908729553},{"word":"value","start":610.915,"end":611.235,"confidence":1.0,"punctuated_word":"value","sentiment":"negative","sentiment_score":-0.3653130531311035},{"word":"by","start":611.235,"end":611.555,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.1985284984111786},{"word":"20%","start":611.555,"end":612.535,"confidence":1.0,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":-0.23820222914218905},{"word":"due","start":613.075,"end":613.315,"confidence":0.9941406,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.22025145590305328},{"word":"to","start":613.315,"end":613.475,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23616820573806763},{"word":"general","start":613.475,"end":613.875,"confidence":0.99902344,"punctuated_word":"general","sentiment":"neutral","sentiment_score":-0.20156970620155337},{"word":"trends","start":613.875,"end":614.195,"confidence":0.96240234,"punctuated_word":"trends","sentiment":"neutral","sentiment_score":-0.18440967798233032},{"word":"in","start":614.195,"end":614.355,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1511334478855133},{"word":"the","start":614.355,"end":614.595,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14554128050804138},{"word":"market","start":614.595,"end":615.095,"confidence":0.71899414,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.17784705758094788},{"word":"would","start":615.715,"end":615.875,"confidence":0.8364258,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.10045573115348816},{"word":"you","start":615.875,"end":616.115,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.059828437864780426},{"word":"say","start":616.115,"end":616.355,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.034762971103191376},{"word":"that","start":616.355,"end":616.595,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06882233917713165},{"word":"you","start":616.595,"end":616.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08614591509103775},{"word":"would","start":616.835,"end":617.15497,"confidence":0.84350586,"punctuated_word":"would,","sentiment":"neutral","sentiment_score":-0.057401664555072784},{"word":"if","start":617.15497,"end":617.315,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04706103354692459},{"word":"you","start":617.315,"end":617.475,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0633966475725174},{"word":"had","start":617.475,"end":617.715,"confidence":0.8413086,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.009033367037773132},{"word":"the","start":617.715,"end":617.795,"confidence":0.96240234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008007951080799103},{"word":"option","start":617.795,"end":618.115,"confidence":0.99902344,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.0033576488494873047},{"word":"to","start":618.115,"end":618.275,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03370183706283569},{"word":"do","start":618.275,"end":618.435,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0485563725233078},{"word":"so","start":618.435,"end":618.755,"confidence":0.99658203,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":-0.03856387734413147},{"word":"take","start":618.755,"end":618.915,"confidence":0.99609375,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.0310782790184021},{"word":"advantage","start":618.915,"end":619.415,"confidence":1.0,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":0.014939993619918823},{"word":"of","start":619.555,"end":619.715,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.017141863703727722},{"word":"that","start":619.715,"end":620.01,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03400367498397827},{"word":"while","start":620.01,"end":620.17,"confidence":0.9941406,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.10896690934896468},{"word":"the","start":620.17,"end":620.41003,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15933780372142792},{"word":"prices","start":620.41003,"end":620.81,"confidence":0.9980469,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.28877729177474976},{"word":"are","start":620.81,"end":620.97003,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1885946989059448},{"word":"down","start":620.97003,"end":621.29004,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.15202803909778595},{"word":"to","start":621.29004,"end":621.53,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19410090148448944},{"word":"invest","start":621.53,"end":621.93,"confidence":1.0,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.13976582884788513},{"word":"more","start":621.93,"end":622.43,"confidence":0.79296875,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.12613260746002197},{"word":"or","start":622.73,"end":622.97003,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.11957335472106934},{"word":"would","start":622.97003,"end":623.13,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.08858253061771393},{"word":"you","start":623.13,"end":623.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11253692209720612},{"word":"just","start":623.37,"end":623.61,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1102755218744278},{"word":"kind","start":623.61,"end":623.77,"confidence":0.97802734,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.10722319781780244},{"word":"of","start":623.77,"end":624.01,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1736225783824921},{"word":"hold","start":624.01,"end":624.41003,"confidence":0.9970703,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.19989022612571716},{"word":"right","start":624.41003,"end":624.73,"confidence":0.49804688,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.17554546892642975},{"word":"to","start":624.73,"end":624.89,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16137170791625977},{"word":"see","start":624.89,"end":625.13,"confidence":0.99121094,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.13602226972579956},{"word":"what","start":625.13,"end":625.29004,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.17255131900310516},{"word":"happens","start":625.29004,"end":625.69,"confidence":0.98828125,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.18453553318977356},{"word":"with","start":625.69,"end":625.85004,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.19930902123451233},{"word":"everything","start":625.85004,"end":626.35004,"confidence":0.79833984,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":-0.13351990282535553},{"word":"or","start":626.89,"end":627.05,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.14977753162384033},{"word":"would","start":627.05,"end":627.21,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.12436450272798538},{"word":"you","start":627.21,"end":627.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15692394971847534},{"word":"want","start":627.37,"end":627.61,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.15698280930519104},{"word":"to","start":627.61,"end":627.77,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19102343916893005},{"word":"shift","start":627.77,"end":628.09,"confidence":1.0,"punctuated_word":"shift","sentiment":"neutral","sentiment_score":-0.18588536977767944},{"word":"to","start":628.09,"end":628.25,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1799260377883911},{"word":"a","start":628.25,"end":628.41003,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1285581737756729},{"word":"more","start":628.41003,"end":628.65,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.10205549001693726},{"word":"secure","start":628.65,"end":629.05,"confidence":0.99121094,"punctuated_word":"secure","sentiment":"neutral","sentiment_score":-0.15687087178230286},{"word":"asset","start":629.05,"end":629.53,"confidence":0.94970703,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":-0.04648570716381073},{"word":"so","start":629.53,"end":629.69,"confidence":0.58203125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.09042929857969284},{"word":"that","start":629.69,"end":629.93,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09271228313446044},{"word":"means","start":629.93,"end":630.09,"confidence":0.9970703,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.1029914990067482},{"word":"you","start":630.09,"end":630.25,"confidence":0.97802734,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17375004291534424},{"word":"are","start":630.25,"end":630.33,"confidence":0.5908203,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.15621277689933777},{"word":"then","start":630.33,"end":630.57,"confidence":0.66552734,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.11745920777320862},{"word":"selling","start":630.57,"end":630.81,"confidence":0.9941406,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":-0.2325986623764038},{"word":"and","start":630.81,"end":630.89,"confidence":0.85498047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.26459717750549316},{"word":"the","start":630.89,"end":631.05,"confidence":0.9980469,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3542819023132324},{"word":"prices","start":631.05,"end":631.37,"confidence":0.9951172,"punctuated_word":"prices","sentiment":"negative","sentiment_score":-0.4349554181098938},{"word":"have","start":631.37,"end":631.53,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.3674156069755554},{"word":"already","start":631.53,"end":631.93,"confidence":1.0,"punctuated_word":"already","sentiment":"negative","sentiment_score":-0.34596893191337585},{"word":"dropped","start":631.93,"end":632.43,"confidence":0.99316406,"punctuated_word":"dropped?","sentiment":"neutral","sentiment_score":-0.22521835565567017},{"word":"try","start":638.985,"end":639.305,"confidence":0.625,"punctuated_word":"Try","sentiment":"neutral","sentiment_score":-0.01145259290933609},{"word":"about","start":639.305,"end":639.625,"confidence":0.6479492,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.00593964010477066},{"word":"yep","start":639.865,"end":640.365,"confidence":0.99088544,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.013819254003465176},{"word":"and","start":640.985,"end":641.225,"confidence":0.8701172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0020098984241485596},{"word":"would","start":641.225,"end":641.385,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.00431886687874794},{"word":"you","start":641.385,"end":641.625,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01269235834479332},{"word":"invest","start":641.625,"end":642.025,"confidence":1.0,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":-0.007714129984378815},{"word":"heavily","start":642.025,"end":642.505,"confidence":1.0,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":0.016634218394756317},{"word":"or","start":642.505,"end":642.665,"confidence":0.9790039,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0051932260394096375},{"word":"just","start":642.665,"end":642.905,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.010123271495103836},{"word":"kind","start":642.905,"end":643.065,"confidence":0.9770508,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.002924218773841858},{"word":"of","start":643.065,"end":643.225,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00750713050365448},{"word":"modestly","start":643.225,"end":643.725,"confidence":0.99934894,"punctuated_word":"modestly?","sentiment":"neutral","sentiment_score":0.008834339678287506},{"word":"yep","start":645.16003,"end":645.66003,"confidence":0.9248047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07529010623693466},{"word":"yep","start":645.72003,"end":646.2,"confidence":0.84643555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12018910050392152},{"word":"perfect","start":646.2,"end":646.7,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3422723710536957},{"word":"and","start":653.0,"end":653.24,"confidence":0.83935547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.056560128927230835},{"word":"if","start":653.24,"end":653.48004,"confidence":0.96777344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06630147248506546},{"word":"you","start":653.48004,"end":653.80005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06247833743691445},{"word":"saw","start":653.80005,"end":654.12,"confidence":0.9921875,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":-0.04706574231386185},{"word":"obviously","start":654.2,"end":654.60004,"confidence":0.95751953,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.053645286709070206},{"word":"the","start":654.60004,"end":654.76,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08305610716342926},{"word":"last","start":654.76,"end":655.0,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.07984650135040283},{"word":"twelve","start":655.0,"end":655.24,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.10989160090684892},{"word":"months","start":655.24,"end":655.56,"confidence":0.9160156,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.06024635583162308},{"word":"we","start":655.56,"end":655.64,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.07239345461130142},{"word":"have","start":655.64,"end":655.88,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08682612329721451},{"word":"seen","start":655.88,"end":656.04004,"confidence":0.99902344,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.05435531586408615},{"word":"a","start":656.04004,"end":656.12,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07977467775344849},{"word":"bit","start":656.12,"end":656.36005,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07201718538999557},{"word":"of","start":656.36005,"end":656.44,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.11023025959730148},{"word":"fluctuation","start":656.44,"end":656.94,"confidence":0.99316406,"punctuated_word":"fluctuation","sentiment":"neutral","sentiment_score":-0.1963626444339752},{"word":"in","start":657.08,"end":657.24,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.18445375561714172},{"word":"the","start":657.24,"end":657.4,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21941885352134705},{"word":"market","start":657.4,"end":657.88,"confidence":0.89208984,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.16227400302886963},{"word":"first","start":657.88,"end":658.12,"confidence":0.80444336,"punctuated_word":"First,","sentiment":"neutral","sentiment_score":-0.07331959158182144},{"word":"you","start":658.12,"end":658.2,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04836924374103546},{"word":"had","start":658.2,"end":658.44,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.044186655431985855},{"word":"everything","start":658.44,"end":658.84,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.06820753216743469},{"word":"in","start":658.84,"end":659.34,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04996072128415108},{"word":"the","start":659.64,"end":659.72003,"confidence":0.9951172,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.0772610455751419},{"word":"us","start":659.72003,"end":660.04004,"confidence":0.9970703,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.13430342078208923},{"word":"with","start":660.04004,"end":660.495,"confidence":0.8105469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1025099754333496},{"word":"trump","start":660.575,"end":660.895,"confidence":0.9892578,"punctuated_word":"Trump","sentiment":"neutral","sentiment_score":-0.09018643200397491},{"word":"and","start":660.895,"end":660.975,"confidence":0.9428711,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0990484058856964},{"word":"tariffs","start":660.975,"end":661.455,"confidence":0.86865234,"punctuated_word":"tariffs","sentiment":"neutral","sentiment_score":-0.13273262977600098},{"word":"and","start":661.455,"end":661.615,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05906849727034569},{"word":"everything","start":661.615,"end":662.015,"confidence":0.77685547,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":-0.06536063551902771},{"word":"and","start":662.015,"end":662.175,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05016827955842018},{"word":"more","start":662.175,"end":662.415,"confidence":0.89501953,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.05990052595734596},{"word":"recently","start":662.415,"end":662.815,"confidence":0.94091797,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":-0.05222888663411141},{"word":"obviously","start":662.815,"end":663.135,"confidence":0.94433594,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.06478174030780792},{"word":"with","start":663.135,"end":663.295,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1289556920528412},{"word":"the","start":663.295,"end":663.455,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13027039170265198},{"word":"war","start":663.455,"end":663.955,"confidence":0.81152344,"punctuated_word":"war,","sentiment":"neutral","sentiment_score":-0.13552093505859375},{"word":"have","start":664.415,"end":664.735,"confidence":0.43676758,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11453238874673843},{"word":"seen","start":664.735,"end":665.135,"confidence":0.8935547,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.08236221224069595},{"word":"a","start":665.135,"end":665.255,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0943787842988968},{"word":"a","start":665.255,"end":665.375,"confidence":0.5263672,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10638907551765442},{"word":"bit","start":665.375,"end":665.535,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0698658674955368},{"word":"of","start":665.535,"end":665.855,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12700390815734863},{"word":"fluctuations","start":665.855,"end":666.355,"confidence":0.9187012,"punctuated_word":"fluctuations.","sentiment":"neutral","sentiment_score":-0.09017392247915268},{"word":"now","start":668.495,"end":668.895,"confidence":0.9580078,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.13551485538482666},{"word":"if","start":668.895,"end":669.055,"confidence":0.9741211,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15700533986091614},{"word":"it","start":669.055,"end":669.21497,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20382565259933472},{"word":"was","start":669.21497,"end":669.455,"confidence":0.984375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1605449914932251},{"word":"something","start":669.455,"end":669.955,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.24221646785736084},{"word":"that","start":670.015,"end":670.335,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1850932538509369},{"word":"you","start":670.335,"end":670.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1864457726478577},{"word":"did","start":670.735,"end":671.235,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1614658087491989},{"word":"notice","start":671.295,"end":671.795,"confidence":0.99316406,"punctuated_word":"notice,","sentiment":"neutral","sentiment_score":0.14810802042484283},{"word":"would","start":672.895,"end":673.135,"confidence":0.98291016,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.12133177369832993},{"word":"you","start":673.135,"end":673.375,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.149890199303627},{"word":"say","start":673.375,"end":673.695,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.14653842151165009},{"word":"that","start":673.695,"end":674.19,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19383031129837036},{"word":"you'd","start":674.19,"end":674.43,"confidence":0.99658203,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.22152674198150635},{"word":"feel","start":674.43,"end":674.67,"confidence":0.9975586,"punctuated_word":"feel,","sentiment":"neutral","sentiment_score":0.2303605675697327},{"word":"you","start":674.67,"end":674.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19672590494155884},{"word":"know","start":674.75,"end":675.15,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.26484227180480957},{"word":"optimistic","start":675.15,"end":675.65,"confidence":1.0,"punctuated_word":"optimistic","sentiment":"positive","sentiment_score":0.5317538976669312},{"word":"about","start":675.87,"end":676.19,"confidence":1.0,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.411321222782135},{"word":"future","start":676.19,"end":676.51,"confidence":1.0,"punctuated_word":"future","sentiment":"positive","sentiment_score":0.40138185024261475},{"word":"investment","start":676.51,"end":677.01,"confidence":1.0,"punctuated_word":"investment","sentiment":"positive","sentiment_score":0.3386867642402649},{"word":"opportunities","start":677.23,"end":677.73,"confidence":0.8881836,"punctuated_word":"opportunities,","sentiment":"positive","sentiment_score":0.3990766406059265},{"word":"a","start":678.99,"end":679.15,"confidence":0.95703125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24208134412765503},{"word":"bit","start":679.15,"end":679.31,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1652061939239502},{"word":"more","start":679.31,"end":679.47003,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.10431770235300064},{"word":"kind","start":679.47003,"end":679.71,"confidence":0.96240234,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.18107229471206665},{"word":"of","start":679.71,"end":679.95,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2205047607421875},{"word":"neutral","start":679.95,"end":680.45,"confidence":0.9382324,"punctuated_word":"neutral,","sentiment":"neutral","sentiment_score":0.17205357551574707},{"word":"not","start":680.67,"end":680.91,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.021670803427696228},{"word":"making","start":680.91,"end":681.15,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.0621306449174881},{"word":"further","start":681.15,"end":681.55,"confidence":0.9921875,"punctuated_word":"further","sentiment":"neutral","sentiment_score":-0.08858081698417664},{"word":"investments","start":681.55,"end":682.05,"confidence":0.99072266,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.04546201229095459},{"word":"concerned","start":682.67,"end":683.15,"confidence":0.9267578,"punctuated_word":"concerned,","sentiment":"neutral","sentiment_score":-0.12518276274204254},{"word":"or","start":683.15,"end":683.39,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.004075899720191956},{"word":"highly","start":683.39,"end":683.79,"confidence":1.0,"punctuated_word":"highly","sentiment":"neutral","sentiment_score":-0.019195623695850372},{"word":"anxious","start":683.79,"end":684.29,"confidence":0.986084,"punctuated_word":"anxious?","sentiment":"neutral","sentiment_score":0.006390821188688278},{"word":"yep","start":688.685,"end":689.16504,"confidence":0.9238281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.28356051445007324},{"word":"perfect","start":689.16504,"end":689.66504,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.49808645248413086},{"word":"yeah","start":692.205,"end":692.705,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14592425525188446},{"word":"and","start":692.765,"end":693.005,"confidence":0.96972656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08304524421691895},{"word":"typically","start":693.005,"end":693.405,"confidence":0.54833984,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.10521630942821504},{"word":"as","start":693.405,"end":693.645,"confidence":0.86035156,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0869341790676117},{"word":"well","start":693.645,"end":693.805,"confidence":0.97314453,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.08315826207399368},{"word":"which","start":693.805,"end":693.965,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.07774342596530914},{"word":"is","start":693.965,"end":694.125,"confidence":0.97998047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05092835798859596},{"word":"one","start":694.125,"end":694.365,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.058529406785964966},{"word":"of","start":694.365,"end":694.445,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06407708674669266},{"word":"the","start":694.445,"end":694.685,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06806434690952301},{"word":"the","start":694.685,"end":694.84503,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.057013001292943954},{"word":"documents","start":694.84503,"end":695.325,"confidence":0.9970703,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.052218127995729446},{"word":"i","start":695.325,"end":695.405,"confidence":0.9536133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07481372356414795},{"word":"have","start":695.405,"end":695.565,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09257275611162186},{"word":"sent","start":695.565,"end":695.72504,"confidence":0.96533203,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.11470998078584672},{"word":"you","start":695.72504,"end":695.885,"confidence":0.72314453,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10503391176462172},{"word":"in","start":695.885,"end":696.04504,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1222010999917984},{"word":"an","start":696.04504,"end":696.125,"confidence":0.9941406,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09549929946660995},{"word":"email","start":696.125,"end":696.365,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.1050831377506256},{"word":"when","start":696.365,"end":696.60504,"confidence":0.91503906,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08296330273151398},{"word":"you","start":696.60504,"end":696.685,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08673176914453506},{"word":"do","start":696.685,"end":696.84503,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08127298951148987},{"word":"have","start":696.84503,"end":697.005,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07536756247282028},{"word":"a","start":697.005,"end":697.16504,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10437443107366562},{"word":"moment","start":697.16504,"end":697.48505,"confidence":0.99316406,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.10753071308135986},{"word":"later","start":697.48505,"end":697.72504,"confidence":0.99316406,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.10421722382307053},{"word":"to","start":697.72504,"end":697.885,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08808717876672745},{"word":"look","start":697.885,"end":698.125,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08651136606931686},{"word":"at","start":698.125,"end":698.28503,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0855623334646225},{"word":"it","start":698.28503,"end":698.61,"confidence":0.8808594,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.06555432081222534},{"word":"it","start":699.08997,"end":699.25,"confidence":0.88427734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07732097059488297},{"word":"includes","start":699.25,"end":699.75,"confidence":0.9873047,"punctuated_word":"includes","sentiment":"neutral","sentiment_score":0.06495130062103271},{"word":"a","start":699.81,"end":700.05,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07445231080055237},{"word":"graph","start":700.05,"end":700.55,"confidence":0.67871094,"punctuated_word":"graph.","sentiment":"neutral","sentiment_score":0.061552662402391434},{"word":"just","start":700.85,"end":701.17,"confidence":0.3864746,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.08203456550836563},{"word":"for","start":701.17,"end":701.25,"confidence":0.72802734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08438011258840561},{"word":"a","start":701.25,"end":701.32996,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11802132427692412},{"word":"good","start":701.32996,"end":701.57,"confidence":0.9980469,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.1711997538805008},{"word":"visual","start":701.57,"end":702.05,"confidence":0.98095703,"punctuated_word":"visual","sentiment":"neutral","sentiment_score":0.1328021138906479},{"word":"representation","start":702.05,"end":702.55,"confidence":0.99902344,"punctuated_word":"representation","sentiment":"neutral","sentiment_score":0.08597610890865326},{"word":"of","start":702.93,"end":703.17,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12288161367177965},{"word":"typically","start":703.17,"end":703.57,"confidence":0.7890625,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.08581563085317612},{"word":"what","start":703.57,"end":703.73,"confidence":0.9951172,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08266859501600266},{"word":"we","start":703.73,"end":703.81,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.070466548204422},{"word":"are","start":703.81,"end":703.97,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.051742520183324814},{"word":"talking","start":703.97,"end":704.20996,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.05171331763267517},{"word":"about","start":704.20996,"end":704.45,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.052393317222595215},{"word":"when","start":704.45,"end":704.69,"confidence":0.9707031,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05436862260103226},{"word":"we're","start":704.69,"end":704.76996,"confidence":0.9941406,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.05101845785975456},{"word":"talking","start":704.76996,"end":705.08997,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.033130161464214325},{"word":"about","start":705.08997,"end":705.25,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03941842541098595},{"word":"the","start":705.25,"end":705.41,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04084151238203049},{"word":"market","start":705.41,"end":705.91,"confidence":0.8095703,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":0.04655510559678078},{"word":"and","start":706.13,"end":706.37,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.031841058284044266},{"word":"it","start":706.37,"end":706.52997,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03134920448064804},{"word":"kind","start":706.52997,"end":706.76996,"confidence":0.9741211,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03271755203604698},{"word":"of","start":706.76996,"end":706.85,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03407067060470581},{"word":"shows","start":706.85,"end":707.17,"confidence":0.9951172,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.02028888836503029},{"word":"you","start":707.17,"end":707.49,"confidence":0.8642578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.028720367699861526},{"word":"from","start":707.49,"end":707.81,"confidence":0.99609375,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.01840414851903915},{"word":"1995","start":707.81,"end":709.25,"confidence":0.9951172,"punctuated_word":"1995","sentiment":"neutral","sentiment_score":0.036527156829833984},{"word":"until","start":709.25,"end":709.73,"confidence":0.9980469,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.02837333455681801},{"word":"2025","start":709.73,"end":711.67,"confidence":0.9897461,"punctuated_word":"2025.","sentiment":"neutral","sentiment_score":0.04261791333556175},{"word":"and","start":712.205,"end":712.365,"confidence":0.9873047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05190291255712509},{"word":"when","start":712.365,"end":712.605,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05266541987657547},{"word":"you","start":712.605,"end":712.685,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06245911493897438},{"word":"do","start":712.685,"end":712.925,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05808177590370178},{"word":"have","start":712.925,"end":713.005,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0753585547208786},{"word":"a","start":713.005,"end":713.085,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06760017573833466},{"word":"look","start":713.085,"end":713.325,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04177367687225342},{"word":"at","start":713.325,"end":713.405,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0589074082672596},{"word":"it","start":713.405,"end":713.565,"confidence":0.9650879,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.058604318648576736},{"word":"you","start":713.565,"end":713.72504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07489815354347229},{"word":"will","start":713.72504,"end":714.045,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.06392775475978851},{"word":"see","start":714.045,"end":714.28503,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07500937581062317},{"word":"that","start":714.28503,"end":714.525,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04736701771616936},{"word":"over","start":714.525,"end":714.765,"confidence":0.9770508,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.04421266168355942},{"word":"the","start":714.765,"end":714.925,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031833160668611526},{"word":"long","start":714.925,"end":715.16504,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.053176816552877426},{"word":"term","start":715.16504,"end":715.565,"confidence":0.9536133,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.0443333201110363},{"word":"market","start":715.565,"end":715.965,"confidence":0.97509766,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.028083261102437973},{"word":"always","start":715.965,"end":716.365,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.036370597779750824},{"word":"goes","start":716.365,"end":716.605,"confidence":0.9863281,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.020592600107192993},{"word":"up","start":716.605,"end":717.005,"confidence":0.9770508,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.020688151940703392},{"word":"the","start":717.005,"end":717.245,"confidence":0.9589844,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.00919366255402565},{"word":"short","start":717.245,"end":717.565,"confidence":1.0,"punctuated_word":"short","sentiment":"neutral","sentiment_score":-0.013876229524612428},{"word":"term","start":717.565,"end":717.805,"confidence":0.97143555,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":-0.0064598508179187775},{"word":"depending","start":717.805,"end":718.205,"confidence":1.0,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.020222850143909454},{"word":"on","start":718.205,"end":718.365,"confidence":0.9892578,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.013062875717878342},{"word":"what's","start":718.365,"end":718.605,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.007394952233880758},{"word":"happening","start":718.605,"end":719.085,"confidence":0.9970703,"punctuated_word":"happening,","sentiment":"neutral","sentiment_score":-0.00868111103773117},{"word":"there","start":719.085,"end":719.325,"confidence":0.96240234,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0312710702419281},{"word":"will","start":719.325,"end":719.565,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.015746161341667175},{"word":"be","start":719.565,"end":719.805,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.01665167510509491},{"word":"some","start":719.805,"end":720.125,"confidence":0.9140625,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.00598839670419693},{"word":"some","start":720.125,"end":720.205,"confidence":0.5751953,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.02083868905901909},{"word":"ups","start":720.205,"end":720.445,"confidence":0.99609375,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.035364776849746704},{"word":"and","start":720.445,"end":720.525,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04207414388656616},{"word":"downs","start":720.525,"end":720.925,"confidence":0.9951172,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":-0.04427863657474518},{"word":"and","start":720.925,"end":721.085,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06321442872285843},{"word":"market","start":721.085,"end":721.485,"confidence":0.9980469,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.08515122532844543},{"word":"fluctuation","start":721.485,"end":721.985,"confidence":0.84033203,"punctuated_word":"fluctuation.","sentiment":"neutral","sentiment_score":-0.03511367738246918},{"word":"yeah","start":723.485,"end":723.805,"confidence":0.7692871,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10038390010595322},{"word":"perfect","start":723.805,"end":724.305,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.15386813879013062},{"word":"now","start":724.7,"end":724.94,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.07583929598331451},{"word":"last","start":724.94,"end":725.1,"confidence":0.96875,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.03648290038108826},{"word":"question","start":725.1,"end":725.58,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.04728871211409569},{"word":"here","start":725.58,"end":725.82,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.04136290401220322},{"word":"is","start":725.82,"end":726.06,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.028003957122564316},{"word":"in","start":726.06,"end":726.22,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.020272543653845787},{"word":"regards","start":726.22,"end":726.54,"confidence":0.99902344,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.003001779317855835},{"word":"to","start":726.54,"end":726.62,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007004179060459137},{"word":"borrowing","start":726.62,"end":726.94,"confidence":0.98828125,"punctuated_word":"borrowing","sentiment":"neutral","sentiment_score":0.008729193359613419},{"word":"money","start":726.94,"end":727.33997,"confidence":0.9790039,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.015577493235468864},{"word":"so","start":727.33997,"end":727.5,"confidence":0.7651367,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005462490022182465},{"word":"would","start":727.5,"end":727.66,"confidence":0.99609375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.004815367981791496},{"word":"you","start":727.66,"end":727.82,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0007815659046173096},{"word":"ever","start":727.82,"end":728.06,"confidence":0.99902344,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.008488079532980919},{"word":"consider","start":728.06,"end":728.46,"confidence":0.9980469,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.010307244956493378},{"word":"taking","start":728.46,"end":728.77997,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.001316796988248825},{"word":"out","start":728.77997,"end":728.94,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.007121101021766663},{"word":"a","start":728.94,"end":729.02,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0001455061137676239},{"word":"loan","start":729.02,"end":729.42,"confidence":0.9980469,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.006546337157487869},{"word":"to","start":729.42,"end":729.58,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.004842402413487434},{"word":"invest","start":729.58,"end":729.9,"confidence":0.9951172,"punctuated_word":"invest","sentiment":"neutral","sentiment_score":0.0058176759630441666},{"word":"in","start":729.9,"end":730.22,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.006648272275924683},{"word":"stocks","start":730.22,"end":730.46,"confidence":0.97802734,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":0.014587052166461945},{"word":"or","start":730.46,"end":730.7,"confidence":0.9375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.00357816182076931},{"word":"funds","start":730.7,"end":731.2,"confidence":0.99609375,"punctuated_word":"funds?","sentiment":"neutral","sentiment_score":-0.004378587007522583},{"word":"no","start":732.62,"end":732.86,"confidence":0.98339844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.048812177032232285},{"word":"would","start":732.86,"end":733.02,"confidence":0.9980469,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.042362112551927567},{"word":"you","start":733.02,"end":733.18,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.029228055849671364},{"word":"ever","start":733.18,"end":733.42,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.031498923897743225},{"word":"consider","start":733.42,"end":733.82,"confidence":0.9980469,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.03430458530783653},{"word":"taking","start":733.82,"end":734.06,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.04281586781144142},{"word":"out","start":734.06,"end":734.22,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.0507524311542511},{"word":"a","start":734.22,"end":734.3,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.035840414464473724},{"word":"loan","start":734.3,"end":734.54,"confidence":1.0,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":-0.04017125815153122},{"word":"to","start":734.54,"end":734.7,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0501297302544117},{"word":"buy","start":734.7,"end":734.94,"confidence":0.9448242,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.04253120720386505},{"word":"an","start":734.94,"end":735.26,"confidence":0.7519531,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.04384201765060425},{"word":"investment","start":735.26,"end":735.76,"confidence":0.83203125,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.027919037267565727},{"word":"property","start":735.82,"end":736.32,"confidence":0.99902344,"punctuated_word":"property?","sentiment":"neutral","sentiment_score":-0.03167228400707245},{"word":"yes","start":739.195,"end":739.675,"confidence":0.9477539,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.00041011814028024673},{"word":"okay","start":739.675,"end":740.175,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.014676863327622414},{"word":"perfect","start":740.235,"end":740.735,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.11492550373077393},{"word":"now","start":741.755,"end":742.255,"confidence":0.97143555,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.04036244750022888},{"word":"troy","start":742.315,"end":742.635,"confidence":0.9921875,"punctuated_word":"Troy,","sentiment":"neutral","sentiment_score":0.056222543120384216},{"word":"that","start":742.635,"end":742.875,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0428415946662426},{"word":"tells","start":742.875,"end":743.195,"confidence":1.0,"punctuated_word":"tells","sentiment":"neutral","sentiment_score":0.034966349601745605},{"word":"me","start":743.195,"end":743.355,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.04331667721271515},{"word":"here","start":743.355,"end":743.675,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.04996315762400627},{"word":"that","start":743.675,"end":743.91504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.033645693212747574},{"word":"you","start":743.91504,"end":744.075,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03375689685344696},{"word":"have","start":744.075,"end":744.395,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.036551132798194885},{"word":"come","start":744.395,"end":744.635,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.03602033108472824},{"word":"out","start":744.635,"end":745.135,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.05726855620741844},{"word":"as","start":745.59503,"end":746.09503,"confidence":0.8569336,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03958779200911522},{"word":"a","start":746.155,"end":746.555,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06869418919086456},{"word":"growth","start":746.555,"end":747.055,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.07824309170246124},{"word":"investor","start":747.115,"end":747.615,"confidence":0.83935547,"punctuated_word":"investor.","sentiment":"neutral","sentiment_score":0.033391088247299194},{"word":"and","start":748.47504,"end":748.97504,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.007797557860612869},{"word":"at","start":749.115,"end":749.275,"confidence":0.8496094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.006718538701534271},{"word":"the","start":749.275,"end":749.515,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007906097918748856},{"word":"moment","start":749.515,"end":749.91504,"confidence":0.9951172,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.008749192580580711},{"word":"we","start":749.91504,"end":750.075,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.004546757787466049},{"word":"have","start":750.075,"end":750.235,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0000790618360042572},{"word":"you","start":750.235,"end":750.47504,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.003592364490032196},{"word":"invested","start":750.47504,"end":750.955,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.004516948014497757},{"word":"in","start":750.955,"end":751.115,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.003421653062105179},{"word":"a","start":751.115,"end":751.275,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006089955568313599},{"word":"high","start":751.275,"end":751.435,"confidence":0.9951172,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.0005469061434268951},{"word":"growth","start":751.435,"end":751.835,"confidence":0.99902344,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.019754428416490555},{"word":"portfolio","start":751.835,"end":752.335,"confidence":1.0,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":-0.013080323114991188},{"word":"do","start":753.08997,"end":753.25,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.025544773787260056},{"word":"you","start":753.25,"end":753.41,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.007559299468994141},{"word":"know","start":753.41,"end":753.64996,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.017362210899591446},{"word":"the","start":753.64996,"end":753.81,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.018839387223124504},{"word":"difference","start":753.81,"end":754.31,"confidence":0.99902344,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":-0.03075168095529079},{"word":"between","start":754.37,"end":754.76996,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.02597352489829063},{"word":"those","start":754.76996,"end":755.08997,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.02446262165904045},{"word":"two","start":755.08997,"end":755.32996,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.03422324359416962},{"word":"at","start":755.32996,"end":755.49,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.048475928604602814},{"word":"all","start":755.49,"end":755.99,"confidence":0.99902344,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":-0.041425980627536774},{"word":"no","start":757.97,"end":758.47,"confidence":0.70043945,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09265433251857758},{"word":"yes","start":758.93,"end":759.32996,"confidence":0.97802734,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.01631089299917221},{"word":"of","start":759.32996,"end":759.57,"confidence":1.0,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":-0.020422643050551414},{"word":"course","start":759.57,"end":759.97,"confidence":1.0,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":-0.012771986424922945},{"word":"sorry","start":759.97,"end":760.47,"confidence":0.8557129,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.05155721306800842},{"word":"they're","start":760.52997,"end":760.76996,"confidence":0.9904785,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.02260812744498253},{"word":"both","start":760.76996,"end":761.26996,"confidence":1.0,"punctuated_word":"both","sentiment":"neutral","sentiment_score":-0.03848318010568619},{"word":"similar","start":761.73,"end":762.20996,"confidence":0.9970703,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":-0.03335981070995331},{"word":"in","start":762.20996,"end":762.37,"confidence":0.8964844,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.011584803462028503},{"word":"that","start":762.37,"end":762.52997,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019377849996089935},{"word":"you","start":762.52997,"end":762.69,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.028467319905757904},{"word":"are","start":762.69,"end":762.85,"confidence":0.9873047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.018414095044136047},{"word":"trying","start":762.85,"end":763.17,"confidence":1.0,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.013491414487361908},{"word":"to","start":763.17,"end":763.49,"confidence":0.89160156,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.02195483446121216},{"word":"obviously","start":763.73,"end":764.20996,"confidence":0.861084,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.02652592957019806},{"word":"maximize","start":764.20996,"end":764.70996,"confidence":0.99121094,"punctuated_word":"maximize","sentiment":"neutral","sentiment_score":0.06042291969060898},{"word":"as","start":764.76996,"end":764.85,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10337892919778824},{"word":"much","start":764.85,"end":765.08997,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.13493040204048157},{"word":"growth","start":765.08997,"end":765.41,"confidence":0.9980469,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.19580699503421783},{"word":"as","start":765.41,"end":765.57,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08341484516859055},{"word":"you","start":765.57,"end":765.64996,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10169239342212676},{"word":"can","start":765.64996,"end":765.89,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12214996665716173},{"word":"out","start":765.89,"end":766.05,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13344955444335938},{"word":"of","start":766.05,"end":766.20996,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06898684054613113},{"word":"your","start":766.20996,"end":766.45,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06830064952373505},{"word":"superannuation","start":766.45,"end":766.95,"confidence":0.9970703,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.06625892221927643},{"word":"while","start":767.17,"end":767.41,"confidence":0.8339844,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.01931404322385788},{"word":"you","start":767.41,"end":767.57,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06779434531927109},{"word":"do","start":767.57,"end":767.73,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0746249333024025},{"word":"have","start":767.73,"end":767.81,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0408986434340477},{"word":"plenty","start":767.81,"end":768.285,"confidence":0.9790039,"punctuated_word":"plenty","sentiment":"neutral","sentiment_score":0.015273705124855042},{"word":"of","start":768.285,"end":768.365,"confidence":0.8144531,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.026056207716464996},{"word":"time","start":768.365,"end":768.52496,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.023148611187934875},{"word":"until","start":768.52496,"end":768.76495,"confidence":0.9790039,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.01176522672176361},{"word":"retirement","start":768.76495,"end":769.26495,"confidence":0.9890137,"punctuated_word":"retirement.","sentiment":"neutral","sentiment_score":0.012633278965950012},{"word":"but","start":769.96497,"end":770.125,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.04106620699167251},{"word":"at","start":770.125,"end":770.365,"confidence":0.96875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02682835608720779},{"word":"the","start":770.365,"end":770.52496,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04635200649499893},{"word":"same","start":770.52496,"end":770.845,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.06317523121833801},{"word":"time","start":770.845,"end":771.345,"confidence":0.9946289,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.06826810538768768},{"word":"you","start":771.565,"end":771.805,"confidence":0.7758789,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07153593003749847},{"word":"are","start":771.805,"end":772.045,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06175031512975693},{"word":"prepared","start":772.045,"end":772.44495,"confidence":1.0,"punctuated_word":"prepared","sentiment":"neutral","sentiment_score":0.03451812267303467},{"word":"to","start":772.44495,"end":772.685,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06352199614048004},{"word":"experience","start":772.685,"end":773.185,"confidence":0.99853516,"punctuated_word":"experience,","sentiment":"neutral","sentiment_score":0.05333782359957695},{"word":"you","start":773.40497,"end":773.485,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03513620048761368},{"word":"know","start":773.485,"end":773.805,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.05617669224739075},{"word":"some","start":773.805,"end":774.045,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.01325930655002594},{"word":"some","start":774.045,"end":774.285,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.003451526165008545},{"word":"level","start":774.285,"end":774.605,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.019002877175807953},{"word":"of","start":774.605,"end":774.76495,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.00559891015291214},{"word":"fluctuation","start":774.76495,"end":775.26495,"confidence":0.99853516,"punctuated_word":"fluctuation","sentiment":"neutral","sentiment_score":0.005500473082065582},{"word":"in","start":775.565,"end":775.805,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.026617616415023804},{"word":"order","start":775.805,"end":776.125,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.029087506234645844},{"word":"to","start":776.125,"end":776.365,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.022352270781993862},{"word":"achieve","start":776.365,"end":776.76495,"confidence":1.0,"punctuated_word":"achieve","sentiment":"neutral","sentiment_score":0.017586052417755127},{"word":"that","start":776.76495,"end":777.26495,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.0072023943066596985},{"word":"now","start":777.565,"end":777.96497,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.03336596488952637},{"word":"the","start":777.96497,"end":778.125,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031209781765937805},{"word":"difference","start":778.125,"end":778.605,"confidence":0.99902344,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":0.03635198622941971},{"word":"between","start":778.605,"end":778.925,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.025217071175575256},{"word":"them","start":778.925,"end":779.165,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.02701076865196228},{"word":"is","start":779.165,"end":779.40497,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03120952844619751},{"word":"that","start":779.40497,"end":779.565,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02855542302131653},{"word":"in","start":779.565,"end":779.725,"confidence":0.984375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04312950372695923},{"word":"a","start":779.725,"end":779.96497,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0531468540430069},{"word":"high","start":779.96497,"end":780.125,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.0738760456442833},{"word":"growth","start":780.125,"end":780.52496,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.10965512692928314},{"word":"portfolio","start":780.52496,"end":781.02496,"confidence":0.9970703,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.038123417645692825},{"word":"we","start":781.76,"end":781.92,"confidence":0.99121094,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07156550139188766},{"word":"typically","start":781.92,"end":782.42,"confidence":0.98291016,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.06173218786716461},{"word":"see","start":782.48,"end":782.8,"confidence":0.99121094,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07833795249462128},{"word":"90%","start":782.8,"end":783.7,"confidence":1.0,"punctuated_word":"90%","sentiment":"neutral","sentiment_score":0.06591009348630905},{"word":"of","start":783.84,"end":784.08,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05552222579717636},{"word":"your","start":784.08,"end":784.4,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04707307368516922},{"word":"funds","start":784.4,"end":784.8,"confidence":0.99609375,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.05568356812000275},{"word":"being","start":784.8,"end":785.12,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.04767506569623947},{"word":"invested","start":785.12,"end":785.6,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.06314972043037415},{"word":"in","start":785.6,"end":785.76,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05020364373922348},{"word":"what","start":785.76,"end":785.92,"confidence":0.9873047,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.031993865966796875},{"word":"we","start":785.92,"end":786.08,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04151933640241623},{"word":"call","start":786.08,"end":786.32,"confidence":0.9970703,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.05101627856492996},{"word":"your","start":786.32,"end":786.64,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06004977971315384},{"word":"growth","start":786.64,"end":787.14,"confidence":0.9589844,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.08604614436626434},{"word":"assets","start":787.2,"end":787.7,"confidence":0.9797363,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":0.04250029847025871},{"word":"so","start":788.08,"end":788.24,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.009574584662914276},{"word":"that","start":788.24,"end":788.4,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.006342478096485138},{"word":"will","start":788.4,"end":788.64,"confidence":0.9838867,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.01479482650756836},{"word":"be","start":788.64,"end":788.8,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.02370460331439972},{"word":"things","start":788.8,"end":789.12,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.01025853306055069},{"word":"like","start":789.12,"end":789.52,"confidence":0.95947266,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.08166298270225525},{"word":"australian","start":789.52,"end":790.02,"confidence":0.9902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.04918073117733002},{"word":"shares","start":790.24,"end":790.74,"confidence":0.9970703,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":-0.017303716391324997},{"word":"international","start":790.88,"end":791.38,"confidence":0.9980469,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.008863687515258789},{"word":"shares","start":791.6,"end":792.08,"confidence":0.9995117,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.10039634257555008},{"word":"property","start":792.08,"end":792.48,"confidence":0.85180664,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.04508097469806671},{"word":"and","start":792.48,"end":792.72003,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02014607936143875},{"word":"commodities","start":792.72003,"end":793.22003,"confidence":0.75805664,"punctuated_word":"commodities,","sentiment":"neutral","sentiment_score":0.007813364267349243},{"word":"and","start":793.68,"end":793.84,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.044982388615608215},{"word":"that","start":793.84,"end":794.0,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.008417852222919464},{"word":"is","start":794.0,"end":794.16,"confidence":0.97802734,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.029275357723236084},{"word":"what's","start":794.16,"end":794.4,"confidence":0.97802734,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.0008259515161626041},{"word":"going","start":794.4,"end":794.64,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.016048341989517212},{"word":"to","start":794.64,"end":794.8,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03126489371061325},{"word":"grow","start":794.8,"end":795.04,"confidence":1.0,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.24946346879005432},{"word":"and","start":795.04,"end":795.28,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16869698464870453},{"word":"maximize","start":795.28,"end":795.78,"confidence":0.9980469,"punctuated_word":"maximize","sentiment":"neutral","sentiment_score":0.28240785002708435},{"word":"your","start":795.84,"end":796.08,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19071969389915464},{"word":"super","start":796.08,"end":796.48,"confidence":0.86572266,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.31857091188430786},{"word":"for","start":796.48,"end":796.64,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.155119389295578},{"word":"you","start":796.64,"end":797.14,"confidence":0.9736328,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.01406064908951521},{"word":"and","start":798.13495,"end":798.295,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15045124292373657},{"word":"then","start":798.295,"end":798.45496,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14811615645885468},{"word":"we","start":798.45496,"end":798.615,"confidence":0.9941406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15369930863380432},{"word":"have","start":798.615,"end":798.77496,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1879800260066986},{"word":"about","start":798.77496,"end":799.255,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.16535818576812744},{"word":"10%","start":799.255,"end":800.07495,"confidence":0.99609375,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.17068007588386536},{"word":"in","start":800.21497,"end":800.535,"confidence":0.98535156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16061808168888092},{"word":"defensive","start":800.535,"end":801.035,"confidence":0.7355957,"punctuated_word":"defensive.","sentiment":"neutral","sentiment_score":0.11253486573696136},{"word":"so","start":801.33496,"end":801.57495,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14636854827404022},{"word":"that","start":801.57495,"end":801.735,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2324092388153076},{"word":"will","start":801.735,"end":801.89496,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.20779231190681455},{"word":"be","start":801.89496,"end":802.13495,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.20759153366088867},{"word":"your","start":802.13495,"end":802.45496,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2139224410057068},{"word":"your","start":802.45496,"end":802.77496,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.22816523909568787},{"word":"cash","start":802.77496,"end":803.095,"confidence":0.99365234,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.21823415160179135},{"word":"your","start":803.095,"end":803.33496,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.25826117396354675},{"word":"fixed","start":803.33496,"end":803.65497,"confidence":0.9970703,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.18661929666996},{"word":"interest","start":803.65497,"end":804.13495,"confidence":0.9765625,"punctuated_word":"interest,","sentiment":"neutral","sentiment_score":0.19050663709640503},{"word":"and","start":804.13495,"end":804.295,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19921132922172544},{"word":"your","start":804.295,"end":804.45496,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23379608988761905},{"word":"gold","start":804.45496,"end":804.77496,"confidence":0.9770508,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.20514976978302},{"word":"as","start":804.77496,"end":804.935,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15379846096038818},{"word":"well","start":804.935,"end":805.415,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.1820617914199829},{"word":"to","start":805.415,"end":805.57495,"confidence":0.85058594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13557833433151245},{"word":"limit","start":805.57495,"end":805.975,"confidence":0.99609375,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":0.10621725767850876},{"word":"fluctuations","start":805.975,"end":806.475,"confidence":0.98095703,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":0.03564055263996124},{"word":"a","start":806.77496,"end":806.935,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14422164857387543},{"word":"little","start":806.935,"end":807.255,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.09772536158561708},{"word":"bit","start":807.255,"end":807.755,"confidence":1.0,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.09616442024707794},{"word":"now","start":808.21497,"end":808.71497,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1275349259376526},{"word":"a","start":808.77496,"end":809.255,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13815060257911682},{"word":"growth","start":809.255,"end":809.65497,"confidence":0.984375,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.15055972337722778},{"word":"portfolio","start":809.65497,"end":810.15497,"confidence":0.892334,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.11400102078914642},{"word":"it's","start":810.295,"end":810.535,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12106242030858994},{"word":"kind","start":810.535,"end":810.695,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.10526444017887115},{"word":"of","start":810.695,"end":810.855,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1105881929397583},{"word":"a","start":810.855,"end":811.01495,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1357886791229248},{"word":"one","start":811.01495,"end":811.33496,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.09411145746707916},{"word":"step","start":811.33496,"end":811.815,"confidence":1.0,"punctuated_word":"step","sentiment":"neutral","sentiment_score":0.09532395750284196},{"word":"down","start":811.815,"end":812.315,"confidence":0.9177246,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.09031657874584198},{"word":"so","start":812.97,"end":813.05,"confidence":0.98095703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0900733843445778},{"word":"it's","start":813.05,"end":813.37,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09641718119382858},{"word":"about","start":813.37,"end":813.61,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08358839899301529},{"word":"an","start":813.61,"end":813.85,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08826582133769989},{"word":"eighty","start":813.85,"end":814.33,"confidence":0.9526367,"punctuated_word":"eighty","sentiment":"neutral","sentiment_score":0.09412766993045808},{"word":"twenty","start":814.33,"end":814.81,"confidence":0.65185547,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.13137662410736084},{"word":"split","start":814.81,"end":815.20996,"confidence":0.954834,"punctuated_word":"split.","sentiment":"neutral","sentiment_score":0.08250133693218231},{"word":"so","start":815.20996,"end":815.52997,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07194019109010696},{"word":"80","start":815.52997,"end":815.77,"confidence":0.9902344,"punctuated_word":"80","sentiment":"neutral","sentiment_score":0.08915413171052933},{"word":"in","start":815.77,"end":816.01,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0635872557759285},{"word":"growth","start":816.01,"end":816.33,"confidence":0.85913086,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.06395131349563599},{"word":"so","start":816.33,"end":816.57,"confidence":0.95166016,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11049070209264757},{"word":"still","start":816.57,"end":816.89,"confidence":0.99121094,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.11300428211688995},{"word":"focusing","start":816.89,"end":817.37,"confidence":1.0,"punctuated_word":"focusing","sentiment":"neutral","sentiment_score":0.2022249400615692},{"word":"on","start":817.37,"end":817.52997,"confidence":0.99121094,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.21658730506896973},{"word":"growing","start":817.52997,"end":817.77,"confidence":1.0,"punctuated_word":"growing","sentiment":"neutral","sentiment_score":0.2555636763572693},{"word":"it","start":817.77,"end":817.93,"confidence":0.90527344,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.2119232565164566},{"word":"but","start":817.93,"end":818.17,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.16360823810100555},{"word":"a","start":818.17,"end":818.25,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16973212361335754},{"word":"little","start":818.25,"end":818.49,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1285968720912933},{"word":"bit","start":818.49,"end":818.73,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.132051482796669},{"word":"more","start":818.73,"end":818.97,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08550295233726501},{"word":"defensive","start":818.97,"end":819.47,"confidence":0.78100586,"punctuated_word":"defensive,","sentiment":"neutral","sentiment_score":0.12492838501930235},{"word":"20","start":820.49,"end":820.99,"confidence":0.88183594,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.2439916729927063},{"word":"in","start":821.29,"end":821.52997,"confidence":0.94189453,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13935457170009613},{"word":"then","start":821.52997,"end":821.85,"confidence":0.45874023,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.18737897276878357},{"word":"defensive","start":821.85,"end":822.35,"confidence":0.9914551,"punctuated_word":"defensive.","sentiment":"neutral","sentiment_score":0.19906401634216309},{"word":"yeah","start":824.64996,"end":825.14996,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1866055428981781},{"word":"and","start":825.52997,"end":826.02997,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.20591013133525848},{"word":"time","start":826.755,"end":826.995,"confidence":0.9316406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2214406430721283},{"word":"frame","start":826.995,"end":827.395,"confidence":0.9980469,"punctuated_word":"frame","sentiment":"neutral","sentiment_score":0.19802789390087128},{"word":"wise","start":827.395,"end":827.715,"confidence":0.9909668,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.20784008502960205},{"word":"you","start":827.715,"end":828.03503,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2527481019496918},{"word":"do","start":828.03503,"end":828.275,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1771121472120285},{"word":"have","start":828.275,"end":828.775,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19255058467388153},{"word":"the","start":828.835,"end":829.075,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1674765795469284},{"word":"time","start":829.075,"end":829.47504,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1833997517824173},{"word":"to","start":829.47504,"end":829.635,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20378604531288147},{"word":"see","start":829.635,"end":829.875,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1694190353155136},{"word":"those","start":829.875,"end":830.115,"confidence":0.76171875,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2579544186592102},{"word":"fluctuations","start":830.115,"end":830.59503,"confidence":0.9050293,"punctuated_word":"fluctuations,","sentiment":"neutral","sentiment_score":0.2060318887233734},{"word":"but","start":830.59503,"end":830.755,"confidence":0.94970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.23322097957134247},{"word":"it's","start":830.755,"end":830.835,"confidence":0.9765625,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2624029815196991},{"word":"also","start":830.835,"end":830.995,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.23632359504699707},{"word":"what","start":830.995,"end":831.155,"confidence":0.96533203,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.19921743869781497},{"word":"you","start":831.155,"end":831.315,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2839837074279785},{"word":"are","start":831.315,"end":831.47504,"confidence":0.92578125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.20966774225234985},{"word":"comfortable","start":831.47504,"end":831.875,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.1670878529548645},{"word":"with","start":831.875,"end":832.115,"confidence":0.79248047,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.2246870994567871},{"word":"and","start":832.115,"end":832.515,"confidence":0.9873047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21725796163082123},{"word":"the","start":832.515,"end":832.675,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2757764458656311},{"word":"type","start":832.675,"end":832.91504,"confidence":0.9980469,"punctuated_word":"type","sentiment":"neutral","sentiment_score":0.1983771026134491},{"word":"of","start":832.91504,"end":833.075,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23795220255851743},{"word":"questions","start":833.075,"end":833.47504,"confidence":0.9970703,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.25185200572013855},{"word":"you","start":833.47504,"end":833.635,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2784503400325775},{"word":"have","start":833.635,"end":833.875,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2576737403869629},{"word":"answered","start":833.875,"end":834.35504,"confidence":1.0,"punctuated_word":"answered","sentiment":"neutral","sentiment_score":0.265505313873291},{"word":"as","start":834.35504,"end":834.435,"confidence":0.9892578,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2775478661060333},{"word":"well","start":834.435,"end":834.835,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.30609214305877686},{"word":"indicates","start":834.835,"end":835.335,"confidence":0.9707031,"punctuated_word":"indicates","sentiment":"neutral","sentiment_score":0.12560397386550903},{"word":"more","start":835.47504,"end":835.715,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.16816066205501556},{"word":"of","start":835.715,"end":835.875,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13903842866420746},{"word":"a","start":835.875,"end":836.03503,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1918969750404358},{"word":"growth","start":836.03503,"end":836.53503,"confidence":0.9863281,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.18049219250679016},{"word":"investor","start":836.59503,"end":837.09503,"confidence":0.9765625,"punctuated_word":"investor.","sentiment":"neutral","sentiment_score":0.1603347659111023},{"word":"so","start":838.275,"end":838.59503,"confidence":0.95166016,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1818479746580124},{"word":"if","start":838.59503,"end":838.755,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.27678555250167847},{"word":"you","start":838.755,"end":838.91504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3204514682292938},{"word":"are","start":838.91504,"end":839.075,"confidence":0.5019531,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.31799954175949097},{"word":"happy","start":839.075,"end":839.315,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.38905709981918335},{"word":"for","start":839.315,"end":839.555,"confidence":0.9980469,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4492020606994629},{"word":"me","start":839.555,"end":839.635,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.36780673265457153},{"word":"to","start":839.635,"end":839.79504,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35563212633132935},{"word":"do","start":839.79504,"end":839.955,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.37759971618652344},{"word":"so","start":839.955,"end":840.195,"confidence":0.9970703,"punctuated_word":"so,","sentiment":"positive","sentiment_score":0.40870529413223267},{"word":"i","start":840.195,"end":840.35504,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3887329399585724},{"word":"will","start":840.35504,"end":840.515,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2648352086544037},{"word":"go","start":840.515,"end":840.835,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.3145490884780884},{"word":"and","start":840.835,"end":841.075,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2720399498939514},{"word":"and","start":841.075,"end":841.315,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2511023283004761},{"word":"do","start":841.315,"end":841.47504,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.22094319760799408},{"word":"some","start":841.47504,"end":841.715,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.19615605473518372},{"word":"research","start":841.715,"end":842.215,"confidence":1.0,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.18451565504074097},{"word":"on","start":842.81,"end":843.29,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1363104283809662},{"word":"your","start":843.29,"end":843.69,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17296642065048218},{"word":"investment","start":843.69,"end":844.19,"confidence":0.8066406,"punctuated_word":"investment.","sentiment":"neutral","sentiment_score":0.1741108000278473},{"word":"and","start":844.64996,"end":844.89,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.20574359595775604},{"word":"then","start":844.89,"end":845.13,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2937355935573578},{"word":"what","start":845.13,"end":845.37,"confidence":0.9941406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.25825515389442444},{"word":"i'll","start":845.37,"end":845.61,"confidence":0.9970703,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.273220956325531},{"word":"do","start":845.61,"end":845.85,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2712908685207367},{"word":"is","start":845.85,"end":846.08997,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.26611319184303284},{"word":"i'll","start":846.08997,"end":846.33,"confidence":0.9812012,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2914983928203583},{"word":"put","start":846.33,"end":846.57,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.28616487979888916},{"word":"together","start":846.57,"end":847.07,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.3038882315158844},{"word":"a","start":847.20996,"end":847.52997,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28298962116241455},{"word":"statement","start":847.52997,"end":848.01,"confidence":0.9980469,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.323630154132843},{"word":"of","start":848.01,"end":848.17,"confidence":0.9790039,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29475900530815125},{"word":"advice","start":848.17,"end":848.64996,"confidence":0.97998047,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2805851995944977},{"word":"to","start":848.64996,"end":848.81,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31325170397758484},{"word":"show","start":848.81,"end":849.05,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.2595961391925812},{"word":"you","start":849.05,"end":849.52997,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2903103232383728},{"word":"what","start":849.52997,"end":850.02997,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2650589942932129},{"word":"a","start":850.41,"end":850.49,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26901763677597046},{"word":"growth","start":850.49,"end":850.81,"confidence":0.8989258,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.24435725808143616},{"word":"portfolio","start":850.81,"end":851.31,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.21544508635997772},{"word":"would","start":851.45,"end":851.69,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.3020864725112915},{"word":"look","start":851.69,"end":851.85,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.2503473460674286},{"word":"like","start":851.85,"end":852.08997,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.23472245037555697},{"word":"and","start":852.08997,"end":852.25,"confidence":0.9375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.28770315647125244},{"word":"how","start":852.25,"end":852.41,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1796456277370453},{"word":"that's","start":852.41,"end":852.73,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2277310341596603},{"word":"different","start":852.73,"end":853.20996,"confidence":0.9941406,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.16236795485019684},{"word":"to","start":853.20996,"end":853.29,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18338122963905337},{"word":"your","start":853.29,"end":853.52997,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.278603196144104},{"word":"high","start":853.52997,"end":853.69,"confidence":0.984375,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.2685003876686096},{"word":"growth","start":853.69,"end":854.01,"confidence":0.9951172,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2860325872898102},{"word":"portfolio","start":854.01,"end":854.51,"confidence":0.9995117,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.2538776099681854},{"word":"it's","start":855.14496,"end":855.385,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2877771556377411},{"word":"also","start":855.385,"end":855.785,"confidence":0.9970703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.239292711019516},{"word":"a","start":855.785,"end":855.945,"confidence":0.9970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4887739419937134},{"word":"good","start":855.945,"end":856.185,"confidence":0.99902344,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5041726231575012},{"word":"point","start":856.185,"end":856.665,"confidence":1.0,"punctuated_word":"point","sentiment":"positive","sentiment_score":0.45708855986595154},{"word":"to","start":856.665,"end":856.825,"confidence":0.9970703,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5313822627067566},{"word":"kind","start":856.825,"end":857.065,"confidence":0.9326172,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.4396545886993408},{"word":"of","start":857.065,"end":857.225,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.49510812759399414},{"word":"check-in","start":857.225,"end":857.725,"confidence":0.99397784,"punctuated_word":"check-in","sentiment":"positive","sentiment_score":0.45356643199920654},{"word":"on","start":857.865,"end":858.185,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3376735746860504},{"word":"your","start":858.185,"end":858.685,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3347361981868744},{"word":"investments","start":858.745,"end":859.245,"confidence":0.9091797,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.25619837641716003},{"word":"so","start":859.625,"end":860.125,"confidence":0.9589844,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3470553755760193},{"word":"in","start":860.185,"end":860.345,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3173799514770508},{"word":"the","start":860.345,"end":860.58496,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30744531750679016},{"word":"email","start":860.58496,"end":860.985,"confidence":0.7866211,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.2778794765472412},{"word":"i","start":860.985,"end":861.14496,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3034225404262543},{"word":"did","start":861.14496,"end":861.46497,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.28415071964263916},{"word":"send","start":861.46497,"end":861.785,"confidence":0.99902344,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.23893705010414124},{"word":"you","start":861.785,"end":862.185,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2239660620689392},{"word":"as","start":862.185,"end":862.425,"confidence":0.97998047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2096383422613144},{"word":"well","start":862.425,"end":862.925,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.22677651047706604},{"word":"when","start":863.46497,"end":863.625,"confidence":0.35009766,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2721354067325592},{"word":"you","start":863.625,"end":863.785,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21463000774383545},{"word":"have","start":863.785,"end":863.945,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21454454958438873},{"word":"a","start":863.945,"end":864.105,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2394791543483734},{"word":"moment","start":864.105,"end":864.505,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.21087537705898285},{"word":"later","start":864.505,"end":865.005,"confidence":0.91918945,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":0.2520238757133484},{"word":"there","start":866.265,"end":866.505,"confidence":0.8925781,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.29268547892570496},{"word":"is","start":866.505,"end":866.90497,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.26825040578842163},{"word":"a","start":866.90497,"end":867.14496,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2720259130001068},{"word":"performance","start":867.14496,"end":867.64496,"confidence":0.99902344,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.2664678692817688},{"word":"report","start":867.70496,"end":868.105,"confidence":1.0,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.3109215199947357},{"word":"as","start":868.105,"end":868.265,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.26691707968711853},{"word":"well","start":868.265,"end":868.765,"confidence":0.8876953,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.2266506850719452},{"word":"and","start":869.36,"end":869.76,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17092657089233398},{"word":"it","start":869.76,"end":869.92,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4506487250328064},{"word":"does","start":869.92,"end":870.08,"confidence":0.99902344,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.38226318359375},{"word":"show","start":870.08,"end":870.32,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.3078698217868805},{"word":"you","start":870.32,"end":870.39996,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32808318734169006},{"word":"kind","start":870.39996,"end":870.56,"confidence":0.8339844,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.3508490324020386},{"word":"of","start":870.56,"end":870.64,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.367351770401001},{"word":"what","start":870.64,"end":870.88,"confidence":0.99902344,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.3464977741241455},{"word":"your","start":870.88,"end":871.12,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3457081615924835},{"word":"portfolio","start":871.12,"end":871.62,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.24686048924922943},{"word":"has","start":871.68,"end":871.92,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.3316937983036041},{"word":"performed","start":871.92,"end":872.42,"confidence":1.0,"punctuated_word":"performed","sentiment":"positive","sentiment_score":0.3837430477142334},{"word":"over","start":872.48,"end":872.64,"confidence":0.96972656,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.3548034727573395},{"word":"the","start":872.64,"end":872.8,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30835792422294617},{"word":"last","start":872.8,"end":873.2,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.2257535308599472},{"word":"twelve","start":873.2,"end":873.6,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.244358092546463},{"word":"months","start":873.6,"end":874.08,"confidence":0.9941406,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.2451290488243103},{"word":"after","start":874.08,"end":874.48,"confidence":0.9526367,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.24470099806785583},{"word":"fees","start":874.48,"end":874.98,"confidence":0.9328613,"punctuated_word":"fees.","sentiment":"neutral","sentiment_score":0.189454048871994},{"word":"so","start":875.2,"end":875.36,"confidence":0.83203125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21480371057987213},{"word":"kind","start":875.36,"end":875.51996,"confidence":0.9135742,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1913127452135086},{"word":"of","start":875.51996,"end":875.68,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19443780183792111},{"word":"like","start":875.68,"end":875.83997,"confidence":0.8886719,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.18620796501636505},{"word":"i","start":875.83997,"end":876.0,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1982429027557373},{"word":"touched","start":876.0,"end":876.32,"confidence":0.97265625,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":0.14494068920612335},{"word":"on","start":876.32,"end":876.48,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16426558792591095},{"word":"earlier","start":876.48,"end":876.88,"confidence":0.98950195,"punctuated_word":"earlier,","sentiment":"neutral","sentiment_score":0.14253872632980347},{"word":"we","start":876.88,"end":876.95996,"confidence":0.9291992,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12714208662509918},{"word":"have","start":876.95996,"end":877.12,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0334879532456398},{"word":"seen","start":877.12,"end":877.24,"confidence":0.9970703,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.06225006282329559},{"word":"a","start":877.24,"end":877.36,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029739707708358765},{"word":"bit","start":877.36,"end":877.51996,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.007974140346050262},{"word":"of","start":877.51996,"end":877.68,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.005721695721149445},{"word":"fluctuation","start":877.68,"end":878.18,"confidence":0.9941406,"punctuated_word":"fluctuation","sentiment":"neutral","sentiment_score":-0.050143808126449585},{"word":"in","start":878.32,"end":878.48,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08774862438440323},{"word":"the","start":878.48,"end":878.64,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03639485687017441},{"word":"market","start":878.64,"end":879.14,"confidence":0.9328613,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.013722661882638931},{"word":"overall","start":879.44,"end":879.94,"confidence":0.876709,"punctuated_word":"Overall,","sentiment":"neutral","sentiment_score":0.1627999246120453},{"word":"though","start":880.08,"end":880.32,"confidence":0.9580078,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.30851879715919495},{"word":"your","start":880.32,"end":880.56,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5164991617202759},{"word":"portfolio","start":880.56,"end":881.06,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.330111026763916},{"word":"has","start":881.12,"end":881.36,"confidence":0.9970703,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.490497350692749},{"word":"still","start":881.36,"end":881.68,"confidence":0.99316406,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.4809412360191345},{"word":"hold","start":881.68,"end":881.92,"confidence":0.9741211,"punctuated_word":"hold","sentiment":"positive","sentiment_score":0.5737594962120056},{"word":"up","start":881.92,"end":882.24,"confidence":0.8852539,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5040590167045593},{"word":"really","start":882.24,"end":882.56,"confidence":0.9980469,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5145527124404907},{"word":"well","start":882.56,"end":883.06,"confidence":0.99658203,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.457543432712555},{"word":"so","start":883.605,"end":884.005,"confidence":0.9863281,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4729914665222168},{"word":"after","start":884.005,"end":884.485,"confidence":0.9951172,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.47172439098358154},{"word":"fees","start":884.485,"end":884.885,"confidence":0.9777832,"punctuated_word":"fees,","sentiment":"positive","sentiment_score":0.534088134765625},{"word":"the","start":884.885,"end":885.125,"confidence":0.99609375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.657642662525177},{"word":"net","start":885.125,"end":885.365,"confidence":0.99902344,"punctuated_word":"net","sentiment":"positive","sentiment_score":0.6357956528663635},{"word":"return","start":885.365,"end":885.845,"confidence":0.9970703,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.6319790482521057},{"word":"has","start":885.845,"end":886.085,"confidence":1.0,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.5510587692260742},{"word":"still","start":886.085,"end":886.245,"confidence":0.9970703,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5234125852584839},{"word":"been","start":886.245,"end":886.485,"confidence":0.9951172,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.5954293012619019},{"word":"12.5%","start":886.485,"end":888.405,"confidence":0.9929199,"punctuated_word":"12.5%,","sentiment":"positive","sentiment_score":0.6296705007553101},{"word":"which","start":888.405,"end":888.645,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.690266489982605},{"word":"is","start":888.645,"end":888.725,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.6761800646781921},{"word":"really","start":888.725,"end":888.965,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7190693616867065},{"word":"good","start":888.965,"end":889.465,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6299779415130615},{"word":"yeah","start":891.045,"end":891.525,"confidence":0.9448242,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1821521818637848},{"word":"so","start":891.525,"end":891.845,"confidence":0.87597656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.173596128821373},{"word":"what","start":891.845,"end":892.165,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.20062896609306335},{"word":"i","start":892.165,"end":892.325,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18888963758945465},{"word":"will","start":892.325,"end":892.565,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1836547702550888},{"word":"do","start":892.565,"end":893.065,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2073206901550293},{"word":"is","start":893.365,"end":893.765,"confidence":0.9707031,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2000342160463333},{"word":"to","start":893.765,"end":893.925,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22288790345191956},{"word":"do","start":893.925,"end":894.085,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17993620038032532},{"word":"some","start":894.085,"end":894.245,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1952292025089264},{"word":"research","start":894.245,"end":894.645,"confidence":0.99902344,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.1201285570859909},{"word":"on","start":894.645,"end":894.805,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12700679898262024},{"word":"the","start":894.805,"end":894.965,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12638342380523682},{"word":"investments","start":894.965,"end":895.445,"confidence":0.921875,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.1113397777080536},{"word":"because","start":895.445,"end":895.685,"confidence":0.7026367,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1808355301618576},{"word":"it's","start":895.685,"end":895.925,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.24852298200130463},{"word":"always","start":895.925,"end":896.245,"confidence":0.9980469,"punctuated_word":"always","sentiment":"positive","sentiment_score":0.3513011336326599},{"word":"a","start":896.245,"end":896.325,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23107126355171204},{"word":"good","start":896.325,"end":896.485,"confidence":0.99609375,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2919740676879883},{"word":"time","start":896.485,"end":896.645,"confidence":0.9206543,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.2654735743999481},{"word":"especially","start":896.645,"end":897.045,"confidence":0.99121094,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.2908221483230591},{"word":"with","start":897.045,"end":897.205,"confidence":0.88964844,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.27337202429771423},{"word":"some","start":897.205,"end":897.39,"confidence":0.36816406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2704066336154938},{"word":"much","start":897.39,"end":897.55,"confidence":0.9819336,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2779327929019928},{"word":"happening","start":897.55,"end":897.70996,"confidence":0.99902344,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":0.2978461682796478},{"word":"in","start":897.70996,"end":897.87,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.25690197944641113},{"word":"the","start":897.87,"end":898.11,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1887374222278595},{"word":"market","start":898.11,"end":898.51,"confidence":0.99902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.22133564949035645},{"word":"as","start":898.51,"end":898.67004,"confidence":0.6230469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.20316055417060852},{"word":"well","start":898.67004,"end":898.91003,"confidence":0.9970703,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.22043797373771667},{"word":"to","start":898.91003,"end":899.07,"confidence":0.5859375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20964415371418},{"word":"revisit","start":899.07,"end":899.57,"confidence":0.7199707,"punctuated_word":"revisit,","sentiment":"neutral","sentiment_score":0.2091316878795624},{"word":"do","start":900.03,"end":900.19,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1103757917881012},{"word":"we","start":900.19,"end":900.35004,"confidence":0.9951172,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18844914436340332},{"word":"need","start":900.35004,"end":900.51,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.18713849782943728},{"word":"to","start":900.51,"end":900.67004,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15229322016239166},{"word":"chop","start":900.67004,"end":900.91003,"confidence":0.9741211,"punctuated_word":"chop","sentiment":"neutral","sentiment_score":0.13858559727668762},{"word":"and","start":900.91003,"end":901.07,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06852070987224579},{"word":"change","start":901.07,"end":901.31,"confidence":0.99902344,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.10501111298799516},{"word":"some","start":901.31,"end":901.55,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.13832104206085205},{"word":"of","start":901.55,"end":901.63,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1958971619606018},{"word":"those","start":901.63,"end":901.87,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.216569721698761},{"word":"investments","start":901.87,"end":902.37,"confidence":0.9980469,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.10980945825576782},{"word":"moving","start":902.51,"end":902.83,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.22295331954956055},{"word":"forward","start":902.83,"end":903.33,"confidence":0.79174805,"punctuated_word":"forward,","sentiment":"positive","sentiment_score":0.3386096954345703},{"word":"as","start":904.03,"end":904.19,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.32924601435661316},{"word":"well","start":904.19,"end":904.51,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.32199186086654663},{"word":"as","start":904.51,"end":904.67004,"confidence":0.9970703,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.37134116888046265},{"word":"looking","start":904.67004,"end":904.99,"confidence":0.9970703,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.4220174551010132},{"word":"at","start":904.99,"end":905.31,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.33036649227142334},{"word":"slightly","start":905.31,"end":905.81,"confidence":0.99902344,"punctuated_word":"slightly","sentiment":"neutral","sentiment_score":0.269385427236557},{"word":"decreasing","start":905.95,"end":906.43,"confidence":0.99902344,"punctuated_word":"decreasing","sentiment":"neutral","sentiment_score":0.1706257164478302},{"word":"that","start":906.43,"end":906.67004,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2149473875761032},{"word":"risk","start":906.67004,"end":907.17004,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.012078344821929932},{"word":"for","start":907.23004,"end":907.39,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.284456342458725},{"word":"you","start":907.39,"end":907.89,"confidence":0.96850586,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.16597653925418854},{"word":"so","start":909.23004,"end":909.73004,"confidence":0.9326172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07659855484962463},{"word":"when","start":910.03,"end":910.53,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.12775972485542297},{"word":"is","start":910.75,"end":910.99,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10933230072259904},{"word":"typically","start":910.99,"end":911.47003,"confidence":0.9741211,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.1598859578371048},{"word":"a","start":911.47003,"end":911.55,"confidence":0.9790039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1331450641155243},{"word":"best","start":911.55,"end":911.895,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.08946993947029114},{"word":"time","start":912.055,"end":912.29504,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1167154461145401},{"word":"for","start":912.29504,"end":912.375,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12619280815124512},{"word":"you","start":912.375,"end":912.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1149470955133438},{"word":"to","start":912.615,"end":913.015,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1387406587600708},{"word":"to","start":913.015,"end":913.17505,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1285974085330963},{"word":"go","start":913.17505,"end":913.41504,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15199457108974457},{"word":"through","start":913.41504,"end":913.655,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15061897039413452},{"word":"that","start":913.655,"end":913.97504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14065340161323547},{"word":"proposal","start":913.97504,"end":914.47504,"confidence":0.91381836,"punctuated_word":"proposal?","sentiment":"neutral","sentiment_score":0.13096153736114502},{"word":"and","start":914.53503,"end":914.695,"confidence":0.99121094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06749230623245239},{"word":"it","start":914.695,"end":914.85504,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1092851310968399},{"word":"will","start":914.85504,"end":915.09503,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0988071709871292},{"word":"take","start":915.09503,"end":915.335,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.1243526041507721},{"word":"me","start":915.335,"end":915.655,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.16275668144226074},{"word":"about","start":915.655,"end":916.055,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08859841525554657},{"word":"a","start":916.055,"end":916.135,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1337004154920578},{"word":"week","start":916.135,"end":916.455,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.09550979733467102},{"word":"or","start":916.455,"end":916.615,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.13086386024951935},{"word":"so","start":916.615,"end":917.115,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13633066415786743},{"word":"to","start":917.575,"end":917.73505,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12031738460063934},{"word":"put","start":917.73505,"end":917.97504,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.141737163066864},{"word":"that","start":917.97504,"end":918.135,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1513078808784485},{"word":"research","start":918.135,"end":918.635,"confidence":0.98291016,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.08320380747318268},{"word":"together","start":918.695,"end":919.195,"confidence":0.99853516,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.14767616987228394},{"word":"okay","start":929.82996,"end":930.32996,"confidence":0.88623047,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.4135110378265381},{"word":"yep","start":931.11,"end":931.58997,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.5605888366699219},{"word":"that's","start":931.58997,"end":931.82996,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.8236455917358398},{"word":"good","start":931.82996,"end":932.14996,"confidence":0.7780762,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.7567462921142578},{"word":"because","start":932.14996,"end":932.38995,"confidence":0.97802734,"punctuated_word":"Because","sentiment":"positive","sentiment_score":0.4495079219341278},{"word":"usually","start":932.38995,"end":932.79,"confidence":0.8720703,"punctuated_word":"usually","sentiment":"positive","sentiment_score":0.49739041924476624},{"word":"after","start":932.79,"end":933.02997,"confidence":0.7626953,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.46175768971443176},{"word":"hours","start":933.02997,"end":933.35,"confidence":0.83984375,"punctuated_word":"hours,","sentiment":"positive","sentiment_score":0.4416106939315796},{"word":"i","start":933.35,"end":933.58997,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5429762005805969},{"word":"book","start":933.58997,"end":933.91,"confidence":0.87353516,"punctuated_word":"book","sentiment":"positive","sentiment_score":0.5767085552215576},{"word":"out","start":933.91,"end":934.23,"confidence":0.96240234,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.6209662556648254},{"word":"very","start":934.23,"end":934.55,"confidence":0.99902344,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.6306700706481934},{"word":"quickly","start":934.55,"end":935.05,"confidence":0.7644043,"punctuated_word":"quickly.","sentiment":"positive","sentiment_score":0.5691164135932922},{"word":"so","start":935.11,"end":935.61,"confidence":0.984375,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.40311941504478455},{"word":"that's","start":935.82996,"end":936.23,"confidence":0.97631836,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4765437841415405},{"word":"good","start":936.23,"end":936.73,"confidence":0.99609375,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6220341920852661},{"word":"okay","start":943.065,"end":943.54504,"confidence":0.9926758,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.370851993560791},{"word":"perfect","start":943.54504,"end":944.04504,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5477975010871887},{"word":"yep","start":951.32,"end":951.82,"confidence":0.8586426,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04941187426447868},{"word":"because","start":955.0,"end":955.4,"confidence":0.98095703,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.019569946452975273},{"word":"if","start":955.4,"end":955.64,"confidence":0.9819336,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02488524094223976},{"word":"i'm","start":955.64,"end":955.96,"confidence":0.888916,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.02667843922972679},{"word":"look","start":955.96,"end":956.36005,"confidence":0.97314453,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03072318434715271},{"word":"yeah","start":957.0,"end":957.5,"confidence":0.8671875,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.17053203284740448},{"word":"perfect","start":957.80005,"end":958.30005,"confidence":0.98339844,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3934495449066162},{"word":"let","start":958.44,"end":958.60004,"confidence":0.99902344,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.16478201746940613},{"word":"me","start":958.60004,"end":958.76,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.15368255972862244},{"word":"have","start":958.76,"end":958.92004,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1507161110639572},{"word":"a","start":958.92004,"end":959.0,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18713346123695376},{"word":"look","start":959.0,"end":959.24005,"confidence":0.9975586,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.1486431509256363},{"word":"so","start":959.24005,"end":959.56006,"confidence":0.6645508,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09059379249811172},{"word":"next","start":959.56006,"end":959.80005,"confidence":0.9902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1006331518292427},{"word":"week","start":959.80005,"end":960.12006,"confidence":0.8811035,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.1094951555132866},{"word":"i'm","start":960.12006,"end":960.28,"confidence":0.99609375,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.13950151205062866},{"word":"fully","start":960.28,"end":960.68005,"confidence":0.99902344,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.19379740953445437},{"word":"booked","start":960.68005,"end":961.18005,"confidence":0.9680176,"punctuated_word":"booked.","sentiment":"neutral","sentiment_score":0.17512410879135132},{"word":"week","start":961.48004,"end":961.88,"confidence":0.9980469,"punctuated_word":"Week","sentiment":"neutral","sentiment_score":0.0600988008081913},{"word":"after","start":961.88,"end":962.36005,"confidence":0.9880371,"punctuated_word":"after,","sentiment":"neutral","sentiment_score":0.05989609286189079},{"word":"i","start":962.36005,"end":962.52,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07371573150157928},{"word":"could","start":962.52,"end":962.84,"confidence":0.99609375,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.06219018250703811},{"word":"do","start":962.84,"end":963.34,"confidence":0.94628906,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.051001399755477905},{"word":"wednesday","start":963.56006,"end":964.06006,"confidence":0.73339844,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.07095947116613388},{"word":"or","start":964.2,"end":964.52,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05636351555585861},{"word":"thursday","start":964.52,"end":965.02,"confidence":0.9921875,"punctuated_word":"Thursday.","sentiment":"neutral","sentiment_score":0.060685500502586365},{"word":"afternoons","start":967.545,"end":968.045,"confidence":0.9996745,"punctuated_word":"Afternoons","sentiment":"neutral","sentiment_score":0.0423116497695446},{"word":"are","start":968.665,"end":968.825,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03806348145008087},{"word":"booked","start":968.825,"end":969.325,"confidence":0.9812012,"punctuated_word":"booked,","sentiment":"neutral","sentiment_score":0.05597205460071564},{"word":"but","start":969.465,"end":969.705,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.071377232670784},{"word":"i","start":969.705,"end":969.785,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07629059255123138},{"word":"can","start":969.785,"end":970.105,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08023257553577423},{"word":"kind","start":970.105,"end":970.345,"confidence":0.9604492,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.10630559176206587},{"word":"of","start":970.345,"end":970.425,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11040748655796052},{"word":"do","start":970.425,"end":970.925,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08345586061477661},{"word":"around","start":971.705,"end":972.205,"confidence":0.98828125,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.09981955587863922},{"word":"this","start":972.505,"end":973.005,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1016155406832695},{"word":"time","start":973.145,"end":973.465,"confidence":0.9819336,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.07367753237485886},{"word":"frame","start":973.465,"end":973.965,"confidence":0.9904785,"punctuated_word":"frame.","sentiment":"neutral","sentiment_score":0.0954192653298378},{"word":"yeah","start":974.105,"end":974.505,"confidence":0.9765625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0986594706773758},{"word":"i","start":974.505,"end":974.585,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08744773268699646},{"word":"could","start":974.585,"end":974.905,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.079916812479496},{"word":"do","start":974.905,"end":975.405,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07310201227664948},{"word":"wednesday","start":976.745,"end":977.245,"confidence":0.9370117,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.07448070496320724},{"word":"or","start":977.385,"end":977.705,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06598635762929916},{"word":"thursday","start":977.705,"end":978.205,"confidence":0.9580078,"punctuated_word":"Thursday.","sentiment":"neutral","sentiment_score":0.06912875175476074},{"word":"i","start":978.345,"end":978.505,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08045955747365952},{"word":"could","start":978.505,"end":978.745,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0765671357512474},{"word":"do","start":978.745,"end":979.245,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06726308912038803},{"word":"11am","start":979.385,"end":980.105,"confidence":0.99902344,"punctuated_word":"11AM","sentiment":"neutral","sentiment_score":0.09434109181165697},{"word":"your","start":980.105,"end":980.425,"confidence":0.96875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08373461663722992},{"word":"time","start":980.425,"end":980.665,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.07845903187990189},{"word":"would","start":980.665,"end":980.905,"confidence":0.91503906,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.10712985694408415},{"word":"that","start":980.905,"end":981.145,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1149662509560585},{"word":"work","start":981.145,"end":981.6,"confidence":1.0,"punctuated_word":"work?","sentiment":"neutral","sentiment_score":0.09767919033765791},{"word":"yeah","start":983.04,"end":983.51996,"confidence":0.7998047,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.07941766828298569},{"word":"which","start":983.51996,"end":983.83997,"confidence":0.9633789,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":0.1033351793885231},{"word":"which","start":983.83997,"end":984.0,"confidence":0.80078125,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.1187862902879715},{"word":"day","start":984.0,"end":984.24,"confidence":0.99902344,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.0873965471982956},{"word":"works","start":984.24,"end":984.56,"confidence":1.0,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.11530053615570068},{"word":"best","start":984.56,"end":984.72,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.09277172386646272},{"word":"for","start":984.72,"end":984.88,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09816483408212662},{"word":"you","start":984.88,"end":985.38,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.07853502035140991},{"word":"wednesday","start":988.07996,"end":988.57996,"confidence":0.9145508,"punctuated_word":"Wednesday.","sentiment":"neutral","sentiment_score":0.047475650906562805},{"word":"alright","start":988.63995,"end":988.88,"confidence":0.99902344,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.09180303663015366},{"word":"so","start":988.88,"end":989.04,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08545153588056564},{"word":"that","start":989.04,"end":989.12,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10649652034044266},{"word":"is","start":989.12,"end":989.44,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09373681992292404},{"word":"wednesday","start":989.44,"end":989.94,"confidence":0.75878906,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":0.10053576529026031},{"word":"the","start":990.16,"end":990.48,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09483462572097778},{"word":"the","start":990.48,"end":990.72,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0808834433555603},{"word":"sixth","start":990.72,"end":991.22,"confidence":0.74853516,"punctuated_word":"sixth,","sentiment":"neutral","sentiment_score":0.08918648213148117},{"word":"and","start":992.24,"end":992.31995,"confidence":0.8857422,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07654062658548355},{"word":"that","start":992.31995,"end":992.56,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08456411957740784},{"word":"will","start":992.56,"end":992.72,"confidence":0.9863281,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.09602979570627213},{"word":"be","start":992.72,"end":993.04,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07755646109580994},{"word":"eleven","start":993.04,"end":993.54,"confidence":0.99902344,"punctuated_word":"eleven","sentiment":"neutral","sentiment_score":0.04951829835772514},{"word":"am","start":993.6,"end":994.1,"confidence":0.89501953,"punctuated_word":"AM.","sentiment":"neutral","sentiment_score":0.05838389694690704},{"word":"e","start":997.295,"end":997.795,"confidence":0.41027832,"punctuated_word":"E.","sentiment":"neutral","sentiment_score":0.007400413975119591},{"word":"yeah","start":999.615,"end":1000.115,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05126528441905975},{"word":"no","start":1000.175,"end":1000.415,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.002738094888627529},{"word":"that's","start":1000.415,"end":1000.815,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03597976267337799},{"word":"okay","start":1000.815,"end":1001.315,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.14992117881774902},{"word":"yeah","start":1002.335,"end":1002.735,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09722909331321716},{"word":"i","start":1002.735,"end":1002.895,"confidence":0.5864258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09345763921737672},{"word":"i","start":1002.895,"end":1003.055,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11160948872566225},{"word":"can","start":1003.055,"end":1003.295,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1200227215886116},{"word":"add","start":1003.295,"end":1003.615,"confidence":1.0,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.12621578574180603},{"word":"a","start":1003.615,"end":1003.695,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13571959733963013},{"word":"text","start":1003.695,"end":1004.015,"confidence":0.9980469,"punctuated_word":"text","sentiment":"neutral","sentiment_score":0.152593195438385},{"word":"reminder","start":1004.015,"end":1004.495,"confidence":0.99902344,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.15435156226158142},{"word":"to","start":1004.495,"end":1004.735,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16707421839237213},{"word":"the","start":1004.735,"end":1004.975,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16746363043785095},{"word":"booking","start":1004.975,"end":1005.295,"confidence":0.99902344,"punctuated_word":"booking","sentiment":"neutral","sentiment_score":0.1639453023672104},{"word":"as","start":1005.295,"end":1005.455,"confidence":0.9902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14937417209148407},{"word":"well","start":1005.455,"end":1005.775,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.1286349594593048},{"word":"two","start":1005.775,"end":1006.015,"confidence":0.6826172,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.14190182089805603},{"word":"hours","start":1006.015,"end":1006.415,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.11948418617248537},{"word":"before","start":1006.415,"end":1006.915,"confidence":0.859375,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":0.11751917004585266},{"word":"so","start":1007.215,"end":1007.455,"confidence":0.9375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04855279251933098},{"word":"if","start":1007.455,"end":1007.695,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04744108021259308},{"word":"it","start":1007.695,"end":1007.775,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03116030991077423},{"word":"is","start":1007.775,"end":1008.275,"confidence":0.9873047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02181657776236534},{"word":"not","start":1008.71,"end":1008.87,"confidence":0.89208984,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.002985365688800812},{"word":"something","start":1008.87,"end":1009.35004,"confidence":0.9838867,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.013691924512386322},{"word":"happens","start":1009.35004,"end":1009.75,"confidence":0.89453125,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.001836393028497696},{"word":"yeah","start":1010.23004,"end":1010.73004,"confidence":0.76586914,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.010074487887322904},{"word":"and","start":1011.59,"end":1011.75,"confidence":0.8989258,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01004970446228981},{"word":"that's","start":1011.75,"end":1011.99,"confidence":0.9140625,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.019732890650629997},{"word":"usually","start":1011.99,"end":1012.47003,"confidence":0.9951172,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":-0.012883331626653671},{"word":"because","start":1012.47003,"end":1012.79004,"confidence":0.90625,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.13460859656333923},{"word":"sometimes","start":1012.79004,"end":1013.29004,"confidence":0.98291016,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.11785714328289032},{"word":"sometimes","start":1013.43,"end":1013.91003,"confidence":0.9863281,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.026358403265476227},{"word":"we","start":1013.91003,"end":1014.07,"confidence":0.9394531,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.03033621609210968},{"word":"book","start":1014.07,"end":1014.31,"confidence":0.9760742,"punctuated_word":"book","sentiment":"neutral","sentiment_score":-0.0783073678612709},{"word":"it","start":1014.31,"end":1014.47003,"confidence":0.94921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04176902770996094},{"word":"a","start":1014.47003,"end":1014.55,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02134000137448311},{"word":"couple","start":1014.55,"end":1014.71,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.026604212820529934},{"word":"of","start":1014.71,"end":1014.87,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0357738621532917},{"word":"weeks","start":1014.87,"end":1015.11,"confidence":1.0,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":-0.038549333810806274},{"word":"in","start":1015.11,"end":1015.19,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.002756938338279724},{"word":"advance","start":1015.19,"end":1015.59,"confidence":0.9970703,"punctuated_word":"advance","sentiment":"neutral","sentiment_score":0.009918838739395142},{"word":"as","start":1015.59,"end":1015.67004,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.024153903126716617},{"word":"well","start":1015.67004,"end":1015.91003,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.004457347095012665},{"word":"because","start":1015.91003,"end":1016.39,"confidence":0.83935547,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.031608566641807556},{"word":"things","start":1016.39,"end":1016.79004,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.0846945121884346},{"word":"do","start":1016.79004,"end":1017.11,"confidence":0.98828125,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.05645006895065307},{"word":"fill","start":1017.11,"end":1017.35004,"confidence":0.9970703,"punctuated_word":"fill","sentiment":"neutral","sentiment_score":-0.08976399153470993},{"word":"up","start":1017.35004,"end":1017.59,"confidence":0.99316406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.09730476140975952},{"word":"quickly","start":1017.59,"end":1018.09,"confidence":0.7246094,"punctuated_word":"quickly,","sentiment":"neutral","sentiment_score":-0.08288277685642242},{"word":"and","start":1018.47003,"end":1018.63,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.047286517918109894},{"word":"it's","start":1018.63,"end":1018.95,"confidence":0.8520508,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06971438229084015},{"word":"sometimes","start":1019.19,"end":1019.67004,"confidence":0.8989258,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":-0.05362813174724579},{"word":"life","start":1019.67004,"end":1019.83,"confidence":0.79052734,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.19449545443058017},{"word":"gets","start":1019.83,"end":1020.07,"confidence":0.875,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":-0.13448786735534668},{"word":"in","start":1020.07,"end":1020.15,"confidence":0.98535156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.17100033164024353},{"word":"the","start":1020.15,"end":1020.31,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10950426012277605},{"word":"way","start":1020.31,"end":1020.47003,"confidence":0.99902344,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.19319884479045868},{"word":"and","start":1020.47003,"end":1020.55,"confidence":0.7480469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10938442498445512},{"word":"you","start":1020.55,"end":1020.71,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12336240708827972},{"word":"forget","start":1020.71,"end":1021.03,"confidence":0.99121094,"punctuated_word":"forget","sentiment":"neutral","sentiment_score":-0.18075406551361084},{"word":"things","start":1021.03,"end":1021.27,"confidence":0.86083984,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.11872423440217972},{"word":"so","start":1021.27,"end":1021.51,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.056854747235774994},{"word":"it's","start":1021.51,"end":1021.83,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05884663760662079},{"word":"it's","start":1021.83,"end":1022.07,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1643325239419937},{"word":"good","start":1022.07,"end":1022.31,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2561078369617462},{"word":"to","start":1022.31,"end":1022.47003,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2491982877254486},{"word":"have","start":1022.47003,"end":1022.63,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2433052361011505},{"word":"a","start":1022.63,"end":1022.71,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2150559425354004},{"word":"reminder","start":1022.71,"end":1023.19,"confidence":0.9970703,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.21396827697753903},{"word":"to","start":1023.19,"end":1023.405,"confidence":0.7866211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15398675203323364},{"word":"just","start":1023.405,"end":1023.565,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1918596178293228},{"word":"be","start":1023.565,"end":1023.72504,"confidence":0.9140625,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10693828016519548},{"word":"like","start":1023.72504,"end":1023.80505,"confidence":0.9309082,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.15223686397075653},{"word":"oh","start":1023.80505,"end":1023.885,"confidence":0.99365234,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.08786053210496902},{"word":"yeah","start":1023.885,"end":1024.285,"confidence":0.9641113,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.013871034607291222},{"word":"and","start":1024.285,"end":1024.365,"confidence":0.625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01603277400135994},{"word":"if","start":1024.365,"end":1024.4451,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.01597122848033905},{"word":"you","start":1024.4451,"end":1024.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03373142331838608},{"word":"are","start":1024.685,"end":1024.925,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.03521232679486275},{"word":"obviously","start":1024.925,"end":1025.3251,"confidence":0.49902344,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.06546846032142639},{"word":"on","start":1025.3251,"end":1025.485,"confidence":0.99121094,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.047786880284547806},{"word":"the","start":1025.485,"end":1025.645,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04698742926120758},{"word":"way","start":1025.645,"end":1025.805,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.09956948459148408},{"word":"out","start":1025.805,"end":1026.045,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06976301968097687},{"word":"or","start":1026.045,"end":1026.125,"confidence":0.98291016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.046177417039871216},{"word":"something","start":1026.125,"end":1026.4451,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.0901155024766922},{"word":"and","start":1026.4451,"end":1026.605,"confidence":0.95166016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.032488103955984116},{"word":"you","start":1026.605,"end":1026.765,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05387907475233078},{"word":"can't","start":1026.765,"end":1027.005,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.06656137853860855},{"word":"make","start":1027.005,"end":1027.165,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.1048876941204071},{"word":"it","start":1027.165,"end":1027.665,"confidence":0.9975586,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.04397885128855705},{"word":"you","start":1027.805,"end":1027.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04263319820165634},{"word":"can","start":1027.885,"end":1028.125,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.024340540170669556},{"word":"even","start":1028.125,"end":1028.365,"confidence":0.9921875,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.0016289502382278442},{"word":"just","start":1028.365,"end":1028.605,"confidence":0.9838867,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0473351776599884},{"word":"send","start":1028.605,"end":1028.765,"confidence":0.9941406,"punctuated_word":"send","sentiment":"neutral","sentiment_score":-0.08042757213115692},{"word":"us","start":1028.765,"end":1028.925,"confidence":0.99609375,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.0119381882250309},{"word":"a","start":1028.925,"end":1029.0851,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02157757803797722},{"word":"text","start":1029.0851,"end":1029.3251,"confidence":1.0,"punctuated_word":"text","sentiment":"neutral","sentiment_score":-0.018040858209133148},{"word":"message","start":1029.3251,"end":1029.8251,"confidence":1.0,"punctuated_word":"message","sentiment":"neutral","sentiment_score":-0.06281512975692749},{"word":"or","start":1029.885,"end":1030.385,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.07023541629314423},{"word":"a","start":1030.4451,"end":1030.605,"confidence":0.76171875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06492878496646881},{"word":"quick","start":1030.605,"end":1030.925,"confidence":0.9980469,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":-0.05878233537077904},{"word":"call","start":1030.925,"end":1031.245,"confidence":0.99902344,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.03936517983675003},{"word":"to","start":1031.245,"end":1031.405,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04870070144534111},{"word":"say","start":1031.405,"end":1031.645,"confidence":0.9914551,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.04465090110898018},{"word":"hey","start":1031.645,"end":1031.885,"confidence":0.93774414,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":-0.11110745370388032},{"word":"sorry","start":1031.885,"end":1032.125,"confidence":0.97314453,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.23587492108345032},{"word":"i","start":1032.125,"end":1032.2051,"confidence":0.5209961,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24267452955245972},{"word":"can't","start":1032.2051,"end":1032.4451,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.28999459743499756},{"word":"make","start":1032.4451,"end":1032.605,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.32897859811782837},{"word":"it","start":1032.605,"end":1032.685,"confidence":0.99609375,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.2393471747636795},{"word":"let's","start":1032.685,"end":1032.925,"confidence":1.0,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":-0.12678220868110657},{"word":"reschedule","start":1032.925,"end":1033.425,"confidence":0.9916992,"punctuated_word":"reschedule.","sentiment":"neutral","sentiment_score":-0.10023067146539688},{"word":"that's","start":1034.2051,"end":1034.525,"confidence":0.9663086,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.20168106257915497},{"word":"fine","start":1034.525,"end":1034.925,"confidence":0.98999023,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.19642215967178345},{"word":"but","start":1034.925,"end":1035.165,"confidence":0.82006836,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.15686574578285217},{"word":"otherwise","start":1035.165,"end":1035.5651,"confidence":1.0,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.2135634422302246},{"word":"that","start":1035.5651,"end":1035.805,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.36205944418907166},{"word":"is","start":1035.805,"end":1036.285,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.3079148530960083},{"word":"booked","start":1036.285,"end":1036.685,"confidence":0.9921875,"punctuated_word":"booked","sentiment":"positive","sentiment_score":0.4086254239082336},{"word":"in","start":1036.685,"end":1036.925,"confidence":1.0,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.48071983456611633},{"word":"for","start":1036.925,"end":1037.0851,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4326983690261841},{"word":"you","start":1037.0851,"end":1037.5851,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3330131769180298},{"word":"now","start":1037.99,"end":1038.15,"confidence":0.9921875,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.15482529997825625},{"word":"the","start":1038.15,"end":1038.31,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1325867772102356},{"word":"last","start":1038.31,"end":1038.55,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.08718961477279663},{"word":"couple","start":1038.55,"end":1038.79,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.11351587623357771},{"word":"of","start":1038.79,"end":1038.9501,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1361508071422577},{"word":"things","start":1038.9501,"end":1039.1901,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1350185126066208},{"word":"in","start":1039.1901,"end":1039.3501,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10341355949640274},{"word":"the","start":1039.3501,"end":1039.51,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12320441007614136},{"word":"documents","start":1039.51,"end":1039.91,"confidence":0.9970703,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.09584593772888184},{"word":"that","start":1039.91,"end":1040.15,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10557398945093156},{"word":"you","start":1040.15,"end":1040.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12967708706855774},{"word":"will","start":1040.31,"end":1040.81,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.12638947367668152},{"word":"see","start":1040.87,"end":1041.11,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.14307792484760284},{"word":"there","start":1041.11,"end":1041.51,"confidence":0.99121094,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.13128621876239777},{"word":"for","start":1041.51,"end":1041.75,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1423545628786087},{"word":"you","start":1041.75,"end":1041.99,"confidence":0.9902344,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1426047682762146},{"word":"troy","start":1041.99,"end":1042.49,"confidence":0.99365234,"punctuated_word":"Troy,","sentiment":"neutral","sentiment_score":0.11813552677631378},{"word":"is","start":1042.63,"end":1042.9501,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13326889276504517},{"word":"also","start":1042.9501,"end":1043.4501,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12324053049087524},{"word":"a","start":1043.67,"end":1043.91,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11796081066131592},{"word":"a","start":1043.91,"end":1043.99,"confidence":0.67626953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10262436419725418},{"word":"financial","start":1043.99,"end":1044.4701,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.07840391993522644},{"word":"services","start":1044.4701,"end":1044.9701,"confidence":0.99902344,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.0743677169084549},{"word":"guide","start":1045.03,"end":1045.53,"confidence":0.9995117,"punctuated_word":"guide.","sentiment":"neutral","sentiment_score":0.08500806987285614},{"word":"you","start":1045.5901,"end":1045.75,"confidence":0.9838867,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.08626548945903778},{"word":"would","start":1045.75,"end":1045.91,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0882113128900528},{"word":"have","start":1045.91,"end":1046.0701,"confidence":0.71435547,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0710797905921936},{"word":"seen","start":1046.0701,"end":1046.2301,"confidence":0.9980469,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.07252424955368042},{"word":"this","start":1046.2301,"end":1046.4701,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0918630063533783},{"word":"one","start":1046.4701,"end":1046.63,"confidence":0.9941406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.0920124650001526},{"word":"before","start":1046.63,"end":1046.9501,"confidence":0.9863281,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":0.070920929312706},{"word":"it's","start":1046.9501,"end":1047.03,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.10037343204021454},{"word":"just","start":1047.03,"end":1047.27,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08927949517965317},{"word":"a","start":1047.27,"end":1047.3501,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0824013277888298},{"word":"bit","start":1047.3501,"end":1047.51,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07568540424108505},{"word":"of","start":1047.51,"end":1047.5901,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06799031794071198},{"word":"an","start":1047.5901,"end":1047.75,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08114790916442871},{"word":"updated","start":1047.75,"end":1048.15,"confidence":0.9970703,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.060271937400102615},{"word":"version","start":1048.15,"end":1048.4701,"confidence":0.99902344,"punctuated_word":"version.","sentiment":"neutral","sentiment_score":0.08508868515491486},{"word":"it's","start":1048.4701,"end":1048.7101,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.11401483416557312},{"word":"one","start":1048.7101,"end":1048.87,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.10064958035945892},{"word":"of","start":1048.87,"end":1048.9501,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10386770963668825},{"word":"those","start":1048.9501,"end":1049.1901,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.13445578515529633},{"word":"compliance","start":1049.1901,"end":1049.67,"confidence":0.9560547,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.09011410176753998},{"word":"documents","start":1049.67,"end":1050.17,"confidence":0.8742676,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.0973369926214218},{"word":"but","start":1050.4249,"end":1050.505,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1766667366027832},{"word":"it","start":1050.505,"end":1050.6649,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2072826623916626},{"word":"does","start":1050.6649,"end":1050.825,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2058160901069641},{"word":"give","start":1050.825,"end":1050.905,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.18010424077510834},{"word":"you","start":1050.905,"end":1051.065,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2131107598543167},{"word":"all","start":1051.065,"end":1051.385,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.19138062000274655},{"word":"important","start":1051.385,"end":1051.7849,"confidence":0.7495117,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.1324637532234192},{"word":"information","start":1051.7849,"end":1052.2849,"confidence":0.9970703,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.17964130640029907},{"word":"in","start":1052.4249,"end":1052.6649,"confidence":0.7207031,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1927872896194458},{"word":"regards","start":1052.6649,"end":1053.065,"confidence":0.99609375,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.16672198474407196},{"word":"to","start":1053.065,"end":1053.3049,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1790258288383484},{"word":"all","start":1053.3049,"end":1053.465,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.19310052692890167},{"word":"of","start":1053.465,"end":1053.5449,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18405425548553467},{"word":"us","start":1053.5449,"end":1053.7849,"confidence":0.9951172,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.15203605592250824},{"word":"here","start":1053.7849,"end":1054.2849,"confidence":0.9921875,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.13385264575481415},{"word":"you","start":1054.4249,"end":1054.585,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.09663519263267516},{"word":"will","start":1054.585,"end":1054.745,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.11524763703346252},{"word":"see","start":1054.745,"end":1054.905,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.11899369210004808},{"word":"the","start":1054.905,"end":1055.065,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11099573224782944},{"word":"team","start":1055.065,"end":1055.3049,"confidence":0.99902344,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.08555341511964798},{"word":"of","start":1055.3049,"end":1055.465,"confidence":0.82910156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12261693179607391},{"word":"directors","start":1055.465,"end":1055.945,"confidence":0.7524414,"punctuated_word":"directors,","sentiment":"neutral","sentiment_score":0.09610532969236374},{"word":"all","start":1055.945,"end":1056.265,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.11212413012981416},{"word":"advisers","start":1056.265,"end":1056.6649,"confidence":0.5097656,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.07760486006736755},{"word":"there","start":1056.6649,"end":1056.985,"confidence":0.81811523,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.09708891808986664},{"word":"and","start":1056.985,"end":1057.225,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10351574420928956},{"word":"if","start":1057.225,"end":1057.465,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1085006669163704},{"word":"you","start":1057.465,"end":1057.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12221524864435196},{"word":"do","start":1057.625,"end":1057.7849,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09875047951936722},{"word":"have","start":1057.7849,"end":1057.945,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12991970777511597},{"word":"a","start":1057.945,"end":1058.025,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11498115211725236},{"word":"look","start":1058.025,"end":1058.1849,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07351957261562347},{"word":"at","start":1058.1849,"end":1058.345,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11052094399929048},{"word":"it","start":1058.345,"end":1058.505,"confidence":0.9980469,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.14041666686534882},{"word":"you","start":1058.505,"end":1058.6649,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1843428760766983},{"word":"will","start":1058.6649,"end":1058.905,"confidence":0.9980469,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.14014267921447754},{"word":"see","start":1058.905,"end":1059.405,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.13347606360912323},{"word":"myself","start":1059.865,"end":1060.345,"confidence":0.86621094,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.10767973214387894},{"word":"in","start":1060.345,"end":1060.505,"confidence":0.94970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0717814713716507},{"word":"both","start":1060.505,"end":1060.745,"confidence":0.9921875,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.0847029834985733},{"word":"of","start":1060.745,"end":1060.905,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09853421151638032},{"word":"them","start":1060.905,"end":1061.145,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.07695809006690979},{"word":"as","start":1061.145,"end":1061.3049,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11121031641960144},{"word":"well","start":1061.3049,"end":1061.5449,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.11377745866775511},{"word":"if","start":1061.5449,"end":1061.705,"confidence":0.78515625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11206047981977464},{"word":"you","start":1061.705,"end":1061.865,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10460995137691498},{"word":"do","start":1061.865,"end":1062.025,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07100631296634674},{"word":"wanna","start":1062.025,"end":1062.345,"confidence":0.97802734,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.10022950917482376},{"word":"put","start":1062.345,"end":1062.505,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.06099608540534973},{"word":"a","start":1062.505,"end":1062.585,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07355445623397827},{"word":"face","start":1062.585,"end":1062.825,"confidence":0.99902344,"punctuated_word":"face","sentiment":"neutral","sentiment_score":0.07104180008172989},{"word":"to","start":1062.825,"end":1062.985,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.054857805371284485},{"word":"the","start":1062.985,"end":1063.065,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.037779685109853745},{"word":"voice","start":1063.065,"end":1063.565,"confidence":0.9875488,"punctuated_word":"voice.","sentiment":"neutral","sentiment_score":0.04764679819345474},{"word":"yep","start":1065.0,"end":1065.5,"confidence":0.9824219,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08702175319194794},{"word":"but","start":1066.68,"end":1066.76,"confidence":0.6315918,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.05729474499821663},{"word":"otherwise","start":1066.76,"end":1067.26,"confidence":0.9995117,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.062352534383535385},{"word":"a","start":1067.4801,"end":1067.64,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07087121158838272},{"word":"quick","start":1067.64,"end":1067.88,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.08239272981882095},{"word":"summary","start":1067.88,"end":1068.28,"confidence":1.0,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.07059366255998611},{"word":"of","start":1068.28,"end":1068.4401,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11591336131095886},{"word":"your","start":1068.4401,"end":1068.6001,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1432495415210724},{"word":"super","start":1068.6001,"end":1068.92,"confidence":0.9526367,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1595882624387741},{"word":"and","start":1068.92,"end":1069.16,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10943573713302612},{"word":"insurances","start":1069.16,"end":1069.66,"confidence":0.79557294,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.09438472986221312},{"word":"so","start":1070.12,"end":1070.52,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07618662714958191},{"word":"you","start":1070.52,"end":1070.68,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07720865309238434},{"word":"have","start":1070.68,"end":1071.16,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07790736854076385},{"word":"your","start":1071.16,"end":1071.66,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08684132993221283},{"word":"super","start":1071.7201,"end":1072.12,"confidence":0.9970703,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09027066081762314},{"word":"with","start":1072.12,"end":1072.3601,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09092266857624054},{"word":"hub","start":1072.3601,"end":1072.6001,"confidence":0.61572266,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.08712270110845566},{"word":"twenty","start":1072.6001,"end":1072.8401,"confidence":0.9970703,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.08800710737705231},{"word":"four","start":1072.8401,"end":1073.3401,"confidence":0.7927246,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.06899900734424591},{"word":"and","start":1073.4801,"end":1073.8,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06151482462882995},{"word":"at","start":1073.8,"end":1073.9601,"confidence":0.9194336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05696021765470505},{"word":"the","start":1073.9601,"end":1074.12,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06369928270578384},{"word":"moment","start":1074.12,"end":1074.52,"confidence":0.9921875,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.0655912458896637},{"word":"you","start":1074.52,"end":1074.68,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08435557782649994},{"word":"have","start":1074.68,"end":1074.92,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0762912705540657},{"word":"about","start":1074.92,"end":1075.16,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.057704053819179535},{"word":"a","start":1075.16,"end":1075.3201,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07880592346191406},{"word":"$128,736","start":1075.3201,"end":1079.0,"confidence":0.9998047,"punctuated_word":"$128,736","sentiment":"neutral","sentiment_score":0.0840969830751419},{"word":"in","start":1079.0,"end":1079.16,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07967827469110489},{"word":"there","start":1079.16,"end":1079.66,"confidence":0.79296875,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.08798576891422272},{"word":"you","start":1080.5651,"end":1080.805,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.06572584807872772},{"word":"also","start":1080.805,"end":1081.285,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.059505388140678406},{"word":"have","start":1081.285,"end":1081.525,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06720629334449768},{"word":"your","start":1081.525,"end":1081.8451,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0930611714720726},{"word":"neos","start":1081.8451,"end":1082.2451,"confidence":0.75805664,"punctuated_word":"Neos","sentiment":"neutral","sentiment_score":0.07651931047439575},{"word":"insurances","start":1082.2451,"end":1082.7451,"confidence":0.9864909,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.08051814138889313},{"word":"so","start":1083.285,"end":1083.525,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0876118391752243},{"word":"you","start":1083.525,"end":1083.685,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09339030832052232},{"word":"have","start":1083.685,"end":1084.165,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08154168725013733},{"word":"a","start":1084.165,"end":1084.2451,"confidence":0.72021484,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08620122075080872},{"word":"life","start":1084.2451,"end":1084.5651,"confidence":0.79541016,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.15207846462726593},{"word":"and","start":1084.5651,"end":1084.7251,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10475673526525496},{"word":"tpd","start":1084.7251,"end":1085.2251,"confidence":0.7429199,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.10686226189136504},{"word":"of","start":1086.2451,"end":1086.7451,"confidence":0.90771484,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10585157573223114},{"word":"4,000","start":1086.805,"end":1087.6051,"confidence":0.9995117,"punctuated_word":"4,000","sentiment":"neutral","sentiment_score":0.09322184324264526},{"word":"sorry","start":1087.8451,"end":1088.2451,"confidence":0.7915039,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.056824784725904465},{"word":"438,860","start":1088.2451,"end":1091.145,"confidence":0.99853516,"punctuated_word":"438,860","sentiment":"neutral","sentiment_score":0.09287242591381072},{"word":"and","start":1091.6051,"end":1091.765,"confidence":0.42456055,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06795207411050797},{"word":"$96","start":1091.765,"end":1092.905,"confidence":0.9992676,"punctuated_word":"$96.","sentiment":"neutral","sentiment_score":0.09785996377468108},{"word":"you're","start":1093.41,"end":1093.65,"confidence":0.89941406,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.3311198651790619},{"word":"quite","start":1093.65,"end":1093.89,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.28009846806526184},{"word":"happy","start":1093.89,"end":1094.13,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3792179822921753},{"word":"with","start":1094.13,"end":1094.37,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4553998112678528},{"word":"those","start":1094.37,"end":1094.53,"confidence":0.9970703,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.5515257716178894},{"word":"amounts","start":1094.53,"end":1094.93,"confidence":0.83251953,"punctuated_word":"amounts","sentiment":"positive","sentiment_score":0.38369572162628174},{"word":"still","start":1094.93,"end":1095.43,"confidence":0.9855957,"punctuated_word":"still?","sentiment":"positive","sentiment_score":0.356689989566803},{"word":"yeah","start":1102.8501,"end":1103.3301,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026504069566726685},{"word":"kind","start":1103.3301,"end":1103.5701,"confidence":0.4345703,"punctuated_word":"Kind","sentiment":"neutral","sentiment_score":-0.02834912016987801},{"word":"of","start":1103.5701,"end":1103.81,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01096460223197937},{"word":"cover","start":1103.81,"end":1104.2101,"confidence":0.8886719,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":-0.03029286302626133},{"word":"you","start":1104.2101,"end":1104.29,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02834181860089302},{"word":"know","start":1104.29,"end":1104.4501,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.023298069834709167},{"word":"if","start":1104.4501,"end":1104.61,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.02037854865193367},{"word":"there's","start":1104.61,"end":1104.93,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.027366047725081444},{"word":"any","start":1104.93,"end":1105.43,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.02279040217399597},{"word":"not","start":1105.9701,"end":1106.13,"confidence":0.83251953,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05395032837986946},{"word":"that","start":1106.13,"end":1106.29,"confidence":0.8457031,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06442568451166153},{"word":"you","start":1106.29,"end":1106.4501,"confidence":0.97314453,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06884009391069412},{"word":"really","start":1106.4501,"end":1106.6901,"confidence":0.9970703,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.07478253543376923},{"word":"have","start":1106.6901,"end":1106.8501,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10452765971422195},{"word":"any","start":1106.8501,"end":1107.0901,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.10520271956920624},{"word":"debt","start":1107.0901,"end":1107.41,"confidence":0.7824707,"punctuated_word":"debt,","sentiment":"neutral","sentiment_score":-0.11755672097206116},{"word":"really","start":1107.41,"end":1107.91,"confidence":0.82373047,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.0768926739692688},{"word":"but","start":1108.1449,"end":1108.3049,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.008727088570594788},{"word":"if","start":1108.3049,"end":1108.465,"confidence":0.9819336,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.00010838359594345091},{"word":"there's","start":1108.465,"end":1108.705,"confidence":0.9977214,"punctuated_word":"there's,","sentiment":"neutral","sentiment_score":-0.01235733088105917},{"word":"you","start":1108.705,"end":1109.0249,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01679709181189537},{"word":"know","start":1109.0249,"end":1109.2649,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0125461183488369},{"word":"anything","start":1109.2649,"end":1109.745,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.0119921937584877},{"word":"to","start":1109.745,"end":1109.9049,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.018534384667873383},{"word":"be","start":1109.9049,"end":1110.1449,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.00785122811794281},{"word":"cleared","start":1110.1449,"end":1110.3849,"confidence":0.99902344,"punctuated_word":"cleared","sentiment":"neutral","sentiment_score":-0.028011269867420197},{"word":"out","start":1110.3849,"end":1110.625,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.012417428195476532},{"word":"and","start":1110.625,"end":1110.7849,"confidence":0.85302734,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.0016975998878479004},{"word":"yeah","start":1110.7849,"end":1111.105,"confidence":0.98950195,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.02210046350955963},{"word":"cover","start":1111.105,"end":1111.4249,"confidence":0.9892578,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.011595584452152252},{"word":"income","start":1111.4249,"end":1111.825,"confidence":0.9941406,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.019916199147701263},{"word":"for","start":1111.825,"end":1112.065,"confidence":0.98291016,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.013502709567546844},{"word":"a","start":1112.065,"end":1112.1449,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.000623658299446106},{"word":"bit","start":1112.1449,"end":1112.3049,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.015069380402565002},{"word":"if","start":1112.3049,"end":1112.5449,"confidence":0.9526367,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.009183421730995178},{"word":"you","start":1112.5449,"end":1112.625,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017958808690309525},{"word":"need","start":1112.625,"end":1112.865,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.014794990420341492},{"word":"to","start":1112.865,"end":1113.365,"confidence":0.79345703,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.01734813116490841},{"word":"you","start":1114.1449,"end":1114.3849,"confidence":0.9135742,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.12365014851093292},{"word":"also","start":1114.3849,"end":1114.625,"confidence":0.9941406,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.09106820821762084},{"word":"have","start":1114.625,"end":1114.865,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11145716905593872},{"word":"an","start":1114.865,"end":1114.945,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.12668535113334656},{"word":"income","start":1114.945,"end":1115.345,"confidence":0.9941406,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.06981843709945679},{"word":"protection","start":1115.345,"end":1115.845,"confidence":0.892334,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":0.09599047899246216},{"word":"so","start":1116.5449,"end":1116.7849,"confidence":0.8100586,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1551353633403778},{"word":"that","start":1116.7849,"end":1116.945,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14542095363140106},{"word":"will","start":1116.945,"end":1117.1849,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.13539299368858335},{"word":"pay","start":1117.1849,"end":1117.345,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.1188001036643982},{"word":"you","start":1117.345,"end":1117.585,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15320537984371185},{"word":"a","start":1117.585,"end":1117.825,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1298469454050064},{"word":"monthly","start":1117.825,"end":1118.3049,"confidence":0.99902344,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.1338476836681366},{"word":"amount","start":1118.3049,"end":1118.705,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.10133761167526244},{"word":"of","start":1118.705,"end":1118.865,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1044081449508667},{"word":"$3,378","start":1118.865,"end":1121.4249,"confidence":0.9997907,"punctuated_word":"$3,378","sentiment":"neutral","sentiment_score":0.11749584972858428},{"word":"per","start":1121.4249,"end":1121.6649,"confidence":0.9980469,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.08153030276298523},{"word":"month","start":1121.6649,"end":1122.03,"confidence":0.92993164,"punctuated_word":"month,","sentiment":"neutral","sentiment_score":0.09631331264972688},{"word":"thirty","start":1122.5901,"end":1122.91,"confidence":0.9970703,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.08215659856796265},{"word":"day","start":1122.91,"end":1123.15,"confidence":1.0,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.09164516627788544},{"word":"waiting","start":1123.15,"end":1123.55,"confidence":0.99902344,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":0.08008372783660889},{"word":"period","start":1123.55,"end":1124.03,"confidence":0.9838867,"punctuated_word":"period,","sentiment":"neutral","sentiment_score":0.09150441735982896},{"word":"five","start":1124.03,"end":1124.35,"confidence":0.99121094,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.11395921558141708},{"word":"year","start":1124.35,"end":1124.5901,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.112788088619709},{"word":"benefit","start":1124.5901,"end":1125.0901,"confidence":0.8051758,"punctuated_word":"benefit,","sentiment":"neutral","sentiment_score":0.1309681236743927},{"word":"all","start":1125.31,"end":1125.63,"confidence":0.9550781,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.11735542118549348},{"word":"three","start":1125.63,"end":1126.13,"confidence":0.9760742,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.10731792449951172},{"word":"after","start":1126.8301,"end":1127.23,"confidence":0.7817383,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.10370385646820068},{"word":"the","start":1127.23,"end":1127.47,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1372734010219574},{"word":"tax","start":1127.47,"end":1127.79,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1386226862668991},{"word":"deduction","start":1127.79,"end":1128.29,"confidence":0.99902344,"punctuated_word":"deduction","sentiment":"neutral","sentiment_score":0.14070776104927063},{"word":"is","start":1128.51,"end":1128.8301,"confidence":0.8803711,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10202385485172272},{"word":"3,090","start":1128.8301,"end":1130.2101,"confidence":0.9874878,"punctuated_word":"3,090.","sentiment":"neutral","sentiment_score":0.09638827294111252},{"word":"still","start":1130.5901,"end":1130.91,"confidence":0.99609375,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":0.23183810710906985},{"word":"happy","start":1130.91,"end":1131.15,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.3090159296989441},{"word":"with","start":1131.15,"end":1131.31,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3645861148834229},{"word":"the","start":1131.31,"end":1131.47,"confidence":0.984375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.37979793548583984},{"word":"income","start":1131.47,"end":1131.7101,"confidence":0.9980469,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.3103545010089874},{"word":"protection","start":1131.7101,"end":1132.2101,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.3078353703022003},{"word":"as","start":1132.27,"end":1132.43,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3697640299797058},{"word":"well","start":1132.43,"end":1132.93,"confidence":0.99560547,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.3169880509376526},{"word":"great","start":1134.9951,"end":1135.4951,"confidence":0.9562988,"punctuated_word":"Great.","sentiment":"neutral","sentiment_score":0.11070641130208968},{"word":"yes","start":1139.635,"end":1140.135,"confidence":0.9663086,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.0384594202041626},{"word":"if","start":1140.1951,"end":1140.435,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.05620414763689041},{"word":"something","start":1140.435,"end":1140.675,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.08867861330509186},{"word":"happens","start":1140.675,"end":1141.0751,"confidence":0.9746094,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":-0.0687495619058609},{"word":"you","start":1141.0751,"end":1141.3151,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08609543740749359},{"word":"need","start":1141.3151,"end":1141.4751,"confidence":0.890625,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1012151539325714},{"word":"that","start":1141.4751,"end":1141.9551,"confidence":0.9941406,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.12348401546478271},{"word":"yep","start":1141.9551,"end":1142.4551,"confidence":0.9904785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.026540523394942284},{"word":"yep","start":1143.4751,"end":1143.9751,"confidence":0.9616699,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14357851445674896},{"word":"perfect","start":1144.035,"end":1144.535,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4906590282917022},{"word":"now","start":1145.3151,"end":1145.555,"confidence":0.8671875,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2173411995172501},{"word":"i","start":1145.555,"end":1145.635,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21041029691696167},{"word":"can","start":1145.635,"end":1145.875,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24660074710845947},{"word":"see","start":1145.875,"end":1146.035,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.18265634775161743},{"word":"as","start":1146.035,"end":1146.1951,"confidence":0.96533203,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1360829621553421},{"word":"well","start":1146.1951,"end":1146.3551,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.14740848541259766},{"word":"that","start":1146.3551,"end":1146.515,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07633888721466064},{"word":"you","start":1146.515,"end":1146.675,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.047014109790325165},{"word":"don't","start":1146.675,"end":1146.9951,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.025712426751852036},{"word":"have","start":1146.9951,"end":1147.26,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.003163449466228485},{"word":"trauma","start":1147.42,"end":1147.74,"confidence":0.9941406,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.018925435841083527},{"word":"cover","start":1147.74,"end":1148.14,"confidence":0.99121094,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":0.004070449620485306},{"word":"it","start":1148.14,"end":1148.3,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.011818796396255491},{"word":"is","start":1148.3,"end":1148.46,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.006970100104808807},{"word":"a","start":1148.46,"end":1148.54,"confidence":0.96435547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02752526104450226},{"word":"policy","start":1148.54,"end":1148.86,"confidence":0.9921875,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":-0.020490296185016632},{"word":"you","start":1148.86,"end":1149.02,"confidence":0.9550781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02203568071126938},{"word":"have","start":1149.02,"end":1149.1001,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.024833597242832184},{"word":"to","start":1149.1001,"end":1149.18,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0007692351937294006},{"word":"pay","start":1149.18,"end":1149.42,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.013891920447349548},{"word":"for","start":1149.42,"end":1149.58,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.013305753469467165},{"word":"out","start":1149.58,"end":1149.66,"confidence":0.99316406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.01477167010307312},{"word":"of","start":1149.66,"end":1149.8201,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04765985161066055},{"word":"pocket","start":1149.8201,"end":1150.14,"confidence":0.80981445,"punctuated_word":"pocket,","sentiment":"neutral","sentiment_score":-0.009070593863725662},{"word":"though","start":1150.14,"end":1150.38,"confidence":0.9050293,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":0.038222603499889374},{"word":"you're","start":1150.38,"end":1150.62,"confidence":0.79418945,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.024893885478377346},{"word":"still","start":1150.62,"end":1150.9401,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.03713648021221161},{"word":"quite","start":1150.9401,"end":1151.26,"confidence":0.9970703,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.058330073952674866},{"word":"happy","start":1151.26,"end":1151.66,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.03109601140022278},{"word":"not","start":1151.66,"end":1151.9,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.14955885708332062},{"word":"to","start":1151.9,"end":1151.98,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15251219272613523},{"word":"have","start":1151.98,"end":1152.22,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16148988902568817},{"word":"that","start":1152.22,"end":1152.72,"confidence":0.9260254,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.21707263588905337},{"word":"yep","start":1154.54,"end":1154.9401,"confidence":0.8046875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.29434362053871155},{"word":"great","start":1154.9401,"end":1155.34,"confidence":0.8395996,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.7149696350097656},{"word":"perfect","start":1155.34,"end":1155.84,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6709097027778625},{"word":"the","start":1157.1,"end":1157.42,"confidence":0.89453125,"punctuated_word":"The","sentiment":"positive","sentiment_score":0.41816672682762146},{"word":"the","start":1157.42,"end":1157.66,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34848183393478394},{"word":"last","start":1157.66,"end":1158.06,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.2877717614173889},{"word":"documents","start":1158.06,"end":1158.56,"confidence":0.6862793,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.2425507754087448},{"word":"essentially","start":1158.86,"end":1159.36,"confidence":0.99658203,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.16768793761730194},{"word":"is","start":1159.98,"end":1160.14,"confidence":0.76660156,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17806996405124664},{"word":"just","start":1160.14,"end":1160.475,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.25627097487449646},{"word":"a","start":1160.715,"end":1160.875,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2525327205657959},{"word":"policy","start":1160.875,"end":1161.355,"confidence":1.0,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":0.22368571162223816},{"word":"statement","start":1161.355,"end":1161.6749,"confidence":0.99902344,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.29944783449172974},{"word":"for","start":1161.6749,"end":1161.835,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.255455881357193},{"word":"your","start":1161.835,"end":1161.9149,"confidence":0.984375,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.33369332551956177},{"word":"neos","start":1161.9149,"end":1162.315,"confidence":0.81518555,"punctuated_word":"Neos","sentiment":"positive","sentiment_score":0.3364746570587158},{"word":"insurances","start":1162.315,"end":1162.815,"confidence":0.9244792,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.2923598289489746},{"word":"basically","start":1162.955,"end":1163.4349,"confidence":0.80493164,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.1964847892522812},{"word":"shows","start":1163.4349,"end":1163.6749,"confidence":0.5180664,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.16717439889907837},{"word":"you","start":1163.6749,"end":1163.835,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.26678943634033203},{"word":"that","start":1163.835,"end":1163.995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2478946298360825},{"word":"everything","start":1163.995,"end":1164.315,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.31864118576049805},{"word":"is","start":1164.315,"end":1164.635,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.26974526047706604},{"word":"up","start":1164.635,"end":1164.7949,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.25118765234947205},{"word":"to","start":1164.7949,"end":1165.035,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2307651937007904},{"word":"date","start":1165.035,"end":1165.535,"confidence":0.7507324,"punctuated_word":"date.","sentiment":"neutral","sentiment_score":0.21017885208129883},{"word":"and","start":1166.635,"end":1166.875,"confidence":0.9526367,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1810137778520584},{"word":"then","start":1166.875,"end":1167.115,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17910291254520416},{"word":"it","start":1167.115,"end":1167.275,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20057667791843417},{"word":"will","start":1167.275,"end":1167.515,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2029476910829544},{"word":"ask","start":1167.515,"end":1167.755,"confidence":0.9140625,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.18431851267814636},{"word":"you","start":1167.755,"end":1167.9149,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17262932658195496},{"word":"to","start":1167.9149,"end":1168.075,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16621176898479462},{"word":"sign","start":1168.075,"end":1168.575,"confidence":0.984375,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.12838120758533478},{"word":"two","start":1168.7949,"end":1169.035,"confidence":0.7871094,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.15789809823036194},{"word":"documents","start":1169.035,"end":1169.515,"confidence":0.99902344,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.12140073627233504},{"word":"as","start":1169.515,"end":1169.755,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2185489535331726},{"word":"well","start":1169.755,"end":1169.9149,"confidence":0.9890137,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.18528470396995544},{"word":"so","start":1169.9149,"end":1170.155,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18203800916671753},{"word":"when","start":1170.155,"end":1170.315,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.163363978266716},{"word":"you","start":1170.315,"end":1170.475,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15215881168842316},{"word":"have","start":1170.475,"end":1170.635,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1364199072122574},{"word":"a","start":1170.635,"end":1170.715,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16525867581367493},{"word":"moment","start":1170.715,"end":1171.035,"confidence":0.98339844,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.16774021089076996},{"word":"have","start":1171.035,"end":1171.195,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16017895936965942},{"word":"a","start":1171.195,"end":1171.275,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17098376154899597},{"word":"look","start":1171.275,"end":1171.4349,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10817825794219972},{"word":"for","start":1171.4349,"end":1171.595,"confidence":0.9316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0909147635102272},{"word":"the","start":1171.595,"end":1171.755,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1233278661966324},{"word":"document","start":1171.755,"end":1172.155,"confidence":0.97216797,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.1153738498687744},{"word":"any","start":1172.155,"end":1172.395,"confidence":1.0,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.1199617087841034},{"word":"questions","start":1172.395,"end":1172.875,"confidence":0.98706055,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.09813827276229858},{"word":"let","start":1172.875,"end":1173.115,"confidence":0.9970703,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.13508182764053345},{"word":"me","start":1173.115,"end":1173.275,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.14122185111045835},{"word":"know","start":1173.275,"end":1173.775,"confidence":0.9975586,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.12880444526672363},{"word":"otherwise","start":1174.36,"end":1174.76,"confidence":0.9951172,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.1921868622303009},{"word":"if","start":1174.76,"end":1175.0,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2590148448944092},{"word":"it","start":1175.0,"end":1175.1599,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2470265030860901},{"word":"all","start":1175.1599,"end":1175.5599,"confidence":0.9892578,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.251455157995224},{"word":"makes","start":1175.5599,"end":1175.7999,"confidence":0.7841797,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.23530061542987823},{"word":"sense","start":1175.7999,"end":1176.0399,"confidence":1.0,"punctuated_word":"sense","sentiment":"neutral","sentiment_score":0.2344783991575241},{"word":"and","start":1176.0399,"end":1176.2,"confidence":0.8276367,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31861749291419983},{"word":"you're","start":1176.2,"end":1176.44,"confidence":0.98657227,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.3914503753185272},{"word":"happy","start":1176.44,"end":1176.6799,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3632141351699829},{"word":"to","start":1176.6799,"end":1176.9199,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4018574953079224},{"word":"do","start":1176.9199,"end":1177.1599,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.34979334473609924},{"word":"so","start":1177.1599,"end":1177.6599,"confidence":0.9782715,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.3327468931674957},{"word":"if","start":1177.88,"end":1178.0399,"confidence":0.94921875,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3392929434776306},{"word":"you","start":1178.0399,"end":1178.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23058435320854187},{"word":"could","start":1178.2,"end":1178.52,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.21349933743476868},{"word":"sign","start":1178.52,"end":1178.84,"confidence":0.9980469,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.15758363902568817},{"word":"those","start":1178.84,"end":1179.32,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1969304084777832},{"word":"documents","start":1179.32,"end":1179.82,"confidence":0.9836426,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.15913376212120056},{"word":"it","start":1180.2,"end":1180.44,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11192572861909866},{"word":"will","start":1180.44,"end":1180.76,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.11822164058685304},{"word":"ask","start":1180.76,"end":1181.0,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.10146135091781616},{"word":"you","start":1181.0,"end":1181.1599,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11270391941070557},{"word":"to","start":1181.1599,"end":1181.3999,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12320806086063384},{"word":"sign","start":1181.3999,"end":1181.72,"confidence":0.99902344,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.08810459077358246},{"word":"too","start":1181.72,"end":1182.2,"confidence":0.7487793,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.11196963489055634},{"word":"now","start":1182.2,"end":1182.6,"confidence":0.9003906,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1414675414562225},{"word":"one","start":1182.6,"end":1183.1,"confidence":0.9819336,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1329927295446396},{"word":"is","start":1183.1599,"end":1183.48,"confidence":0.9790039,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1405896544456482},{"word":"your","start":1183.48,"end":1183.7999,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16298751533031464},{"word":"ongoing","start":1183.7999,"end":1184.2999,"confidence":1.0,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.19996078312397003},{"word":"service","start":1184.36,"end":1184.84,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.1520867496728897},{"word":"agreement","start":1184.84,"end":1185.34,"confidence":0.99902344,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.16748802363872528},{"word":"with","start":1186.12,"end":1186.36,"confidence":0.88671875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2150353491306305},{"word":"hub","start":1186.36,"end":1186.6,"confidence":0.7036133,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.19299866259098053},{"word":"twenty","start":1186.6,"end":1186.9199,"confidence":0.99902344,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.224844291806221},{"word":"four","start":1186.9199,"end":1187.08,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.2230242490768433},{"word":"as","start":1187.08,"end":1187.32,"confidence":0.9506836,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21074943244457245},{"word":"well","start":1187.32,"end":1187.48,"confidence":0.73205566,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.17660371959209442},{"word":"just","start":1187.48,"end":1187.64,"confidence":0.60302734,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.2249918282032013},{"word":"to","start":1187.64,"end":1187.7999,"confidence":0.8828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2107117772102356},{"word":"say","start":1187.7999,"end":1187.96,"confidence":0.9741211,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.21978092193603516},{"word":"that","start":1187.96,"end":1188.12,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2929649353027344},{"word":"you","start":1188.12,"end":1188.2799,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3242878317832947},{"word":"are","start":1188.2799,"end":1188.44,"confidence":0.6923828,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.3531530797481537},{"word":"happy","start":1188.44,"end":1188.795,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3879086673259735},{"word":"to","start":1189.1951,"end":1189.275,"confidence":0.9941406,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3622207045555115},{"word":"remain","start":1189.275,"end":1189.5951,"confidence":1.0,"punctuated_word":"remain","sentiment":"positive","sentiment_score":0.38160455226898193},{"word":"and","start":1189.5951,"end":1189.675,"confidence":0.99316406,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.36027008295059204},{"word":"stay","start":1189.675,"end":1189.995,"confidence":0.9980469,"punctuated_word":"stay","sentiment":"positive","sentiment_score":0.3931137025356293},{"word":"on","start":1189.995,"end":1190.155,"confidence":0.9892578,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4495806396007538},{"word":"as","start":1190.155,"end":1190.395,"confidence":0.9790039,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4544985890388489},{"word":"a","start":1190.395,"end":1190.4751,"confidence":0.87353516,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4388622045516968},{"word":"client","start":1190.4751,"end":1190.9751,"confidence":0.8742676,"punctuated_word":"client,","sentiment":"positive","sentiment_score":0.34514036774635315},{"word":"and","start":1191.515,"end":1191.755,"confidence":0.6503906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3128131926059723},{"word":"we","start":1191.755,"end":1191.915,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3098445236682892},{"word":"can","start":1191.915,"end":1192.0751,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3735205829143524},{"word":"keep","start":1192.0751,"end":1192.4751,"confidence":1.0,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.46896395087242126},{"word":"servicing","start":1192.4751,"end":1192.9551,"confidence":1.0,"punctuated_word":"servicing","sentiment":"positive","sentiment_score":0.3636675179004669},{"word":"you","start":1192.9551,"end":1193.4551,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3023189902305603},{"word":"now","start":1193.5951,"end":1193.755,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1654839813709259},{"word":"there's","start":1193.755,"end":1194.0751,"confidence":0.99609375,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.15298455953598022},{"word":"no","start":1194.0751,"end":1194.4751,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.10674212872982024},{"word":"changes","start":1194.4751,"end":1194.9551,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.04984595999121666},{"word":"at","start":1194.9551,"end":1195.1951,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10745996981859209},{"word":"all","start":1195.1951,"end":1195.435,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.15010428428649902},{"word":"in","start":1195.435,"end":1195.675,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10915181040763856},{"word":"regards","start":1195.675,"end":1195.995,"confidence":0.99902344,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.08944405615329742},{"word":"to","start":1195.995,"end":1196.155,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09471273422241212},{"word":"the","start":1196.155,"end":1196.3151,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1259390264749527},{"word":"fee","start":1196.3151,"end":1196.635,"confidence":0.9741211,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.10964454710483552},{"word":"structure","start":1196.635,"end":1196.9551,"confidence":0.8586426,"punctuated_word":"structure.","sentiment":"neutral","sentiment_score":0.14083871245384216},{"word":"so","start":1196.9551,"end":1197.115,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20292358100414276},{"word":"that","start":1197.115,"end":1197.3551,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22505450248718264},{"word":"stays","start":1197.3551,"end":1197.675,"confidence":0.9394531,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":0.18647894263267517},{"word":"exactly","start":1197.675,"end":1198.155,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.29560786485671997},{"word":"the","start":1198.155,"end":1198.3151,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2589084506034851},{"word":"same","start":1198.3151,"end":1198.635,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.27066799998283386},{"word":"at","start":1198.635,"end":1198.875,"confidence":0.9223633,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.211722269654274},{"word":"one","start":1198.875,"end":1199.115,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1664256751537323},{"word":"point","start":1199.115,"end":1199.3551,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.06111951917409897},{"word":"$6.05","start":1199.3551,"end":1200.0751,"confidence":0.99560547,"punctuated_word":"$6.05","sentiment":"neutral","sentiment_score":0.1092991977930069},{"word":"from","start":1200.0751,"end":1200.4751,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.11276430636644363},{"word":"super","start":1200.4751,"end":1200.9751,"confidence":0.7944336,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.1528007984161377},{"word":"and","start":1201.47,"end":1201.63,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08869080245494843},{"word":"then","start":1201.63,"end":1202.13,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10798296332359314},{"word":"the","start":1202.27,"end":1202.51,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10403481125831604},{"word":"last","start":1202.51,"end":1202.91,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.08831983804702759},{"word":"document","start":1202.91,"end":1203.41,"confidence":0.9875488,"punctuated_word":"document,","sentiment":"neutral","sentiment_score":0.0934503823518753},{"word":"it","start":1203.71,"end":1203.87,"confidence":0.83203125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10197459161281586},{"word":"is","start":1203.87,"end":1203.95,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09552739560604095},{"word":"just","start":1203.95,"end":1204.11,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10678833723068236},{"word":"a","start":1204.11,"end":1204.27,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1000819057226181},{"word":"compliance","start":1204.27,"end":1204.75,"confidence":0.9951172,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.12701517343521118},{"word":"form","start":1204.75,"end":1205.07,"confidence":0.9980469,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.12664523720741272},{"word":"just","start":1205.07,"end":1205.23,"confidence":0.92822266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1566872596740723},{"word":"to","start":1205.23,"end":1205.3099,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13461513817310333},{"word":"say","start":1205.3099,"end":1205.47,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.15270738303661346},{"word":"that","start":1205.47,"end":1205.63,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17138585448265076},{"word":"we","start":1205.63,"end":1205.79,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16228684782981873},{"word":"are","start":1205.79,"end":1205.95,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.18001054227352142},{"word":"keeping","start":1205.95,"end":1206.27,"confidence":1.0,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.20376138389110565},{"word":"your","start":1206.27,"end":1206.4299,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16771137714385986},{"word":"tax","start":1206.4299,"end":1206.6699,"confidence":0.99316406,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1800189912319183},{"word":"phone","start":1206.6699,"end":1206.83,"confidence":0.2788086,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.15653543174266815},{"word":"number","start":1206.83,"end":1207.15,"confidence":0.9658203,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.20526666939258575},{"word":"secure","start":1207.15,"end":1207.65,"confidence":0.8457031,"punctuated_word":"secure","sentiment":"neutral","sentiment_score":0.15932969748973846},{"word":"on","start":1207.71,"end":1208.11,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19445529580116272},{"word":"file","start":1208.11,"end":1208.61,"confidence":1.0,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.15339528024196625},{"word":"now","start":1210.19,"end":1210.51,"confidence":0.9741211,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.1872887909412384},{"word":"that","start":1210.51,"end":1210.75,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20466843247413635},{"word":"was","start":1210.75,"end":1210.99,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1872786581516266},{"word":"everything","start":1210.99,"end":1211.39,"confidence":0.99365234,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.19839179515838623},{"word":"hopefully","start":1211.39,"end":1211.71,"confidence":0.9875488,"punctuated_word":"Hopefully,","sentiment":"neutral","sentiment_score":0.19478599727153775},{"word":"it","start":1211.71,"end":1211.79,"confidence":0.8671875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21765032410621643},{"word":"didn't","start":1211.79,"end":1212.03,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":0.1355268955230713},{"word":"take","start":1212.03,"end":1212.19,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.06607913970947266},{"word":"up","start":1212.19,"end":1212.4299,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.016673140227794647},{"word":"too","start":1212.4299,"end":1212.59,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.003714501857757568},{"word":"much","start":1212.59,"end":1212.91,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.0155741348862648},{"word":"of","start":1212.91,"end":1213.23,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04462625831365585},{"word":"your","start":1213.23,"end":1213.73,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11969800293445589},{"word":"time","start":1213.79,"end":1214.29,"confidence":0.99853516,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.09304355084896088},{"word":"before","start":1216.035,"end":1216.275,"confidence":0.9770508,"punctuated_word":"Before","sentiment":"neutral","sentiment_score":0.06053357571363449},{"word":"i","start":1216.275,"end":1216.515,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06456606835126877},{"word":"let","start":1216.515,"end":1216.675,"confidence":0.9873047,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.07159693539142609},{"word":"you","start":1216.675,"end":1216.755,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07070127129554749},{"word":"go","start":1216.755,"end":1216.995,"confidence":0.8972168,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.0796438455581665},{"word":"troy","start":1216.995,"end":1217.235,"confidence":0.9433594,"punctuated_word":"Troy,","sentiment":"neutral","sentiment_score":0.06481704115867615},{"word":"do","start":1217.235,"end":1217.315,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06977056711912155},{"word":"you","start":1217.315,"end":1217.395,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07543616741895676},{"word":"have","start":1217.395,"end":1217.555,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.060686662793159485},{"word":"any","start":1217.555,"end":1217.795,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.05685564503073692},{"word":"questions","start":1217.795,"end":1218.1951,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.04500354453921318},{"word":"or","start":1218.1951,"end":1218.3551,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04947040602564812},{"word":"anything","start":1218.3551,"end":1218.675,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0529312901198864},{"word":"else","start":1218.675,"end":1218.995,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.04082726687192917},{"word":"for","start":1218.995,"end":1219.155,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.041689541190862656},{"word":"me","start":1219.155,"end":1219.4751,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.02924303337931633},{"word":"at","start":1219.4751,"end":1219.7151,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02976258471608162},{"word":"this","start":1219.7151,"end":1219.9551,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.034585144370794296},{"word":"point","start":1219.9551,"end":1220.4551,"confidence":0.9995117,"punctuated_word":"point?","sentiment":"neutral","sentiment_score":0.03421410173177719},{"word":"no","start":1222.755,"end":1223.255,"confidence":0.9465332,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":-0.02810514345765114},{"word":"that's","start":1225.395,"end":1225.635,"confidence":0.9975586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08640411496162415},{"word":"okay","start":1225.635,"end":1226.035,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.10392861813306808},{"word":"if","start":1226.035,"end":1226.1951,"confidence":0.9838867,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.0631541833281517},{"word":"not","start":1226.1951,"end":1226.515,"confidence":0.9970703,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":0.06991908699274063},{"word":"always","start":1226.515,"end":1226.8351,"confidence":0.6323242,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.07286210358142853},{"word":"write","start":1226.8351,"end":1227.0751,"confidence":0.98095703,"punctuated_word":"write","sentiment":"neutral","sentiment_score":0.07502283155918121},{"word":"it","start":1227.0751,"end":1227.235,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06601276248693466},{"word":"down","start":1227.235,"end":1227.735,"confidence":0.99853516,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.05935773253440857},{"word":"you","start":1227.875,"end":1228.035,"confidence":0.97265625,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.06736741214990616},{"word":"can","start":1228.035,"end":1228.1951,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08066313713788986},{"word":"give","start":1228.1951,"end":1228.3551,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.06816738098859787},{"word":"me","start":1228.3551,"end":1228.515,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08635671436786652},{"word":"a","start":1228.515,"end":1228.5951,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08249327540397644},{"word":"call","start":1228.5951,"end":1228.95,"confidence":0.95288086,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.111236572265625},{"word":"of","start":1228.95,"end":1229.0299,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13798263669013977},{"word":"course","start":1229.0299,"end":1229.35,"confidence":0.8552246,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":0.10619105398654938},{"word":"but","start":1229.35,"end":1229.4299,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.10079733282327652},{"word":"if","start":1229.4299,"end":1229.75,"confidence":0.98535156,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06504130363464355},{"word":"not","start":1229.75,"end":1230.07,"confidence":0.9194336,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":0.05843675509095192},{"word":"otherwise","start":1230.07,"end":1230.5499,"confidence":0.9941406,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.08080227673053741},{"word":"if","start":1230.5499,"end":1230.71,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09960862994194032},{"word":"you","start":1230.71,"end":1230.87,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12109684944152832},{"word":"do","start":1230.87,"end":1230.95,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09057040512561798},{"word":"have","start":1230.95,"end":1231.11,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09483158588409424},{"word":"any","start":1231.11,"end":1231.35,"confidence":0.984375,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.08592469990253448},{"word":"questions","start":1231.35,"end":1231.85,"confidence":0.71875,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.07993084192276001},{"word":"when","start":1232.5499,"end":1232.7899,"confidence":0.86279297,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08811450004577637},{"word":"i","start":1232.7899,"end":1232.95,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0948643833398819},{"word":"do","start":1232.95,"end":1233.11,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07618287950754166},{"word":"give","start":1233.11,"end":1233.2699,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.07711426913738251},{"word":"you","start":1233.2699,"end":1233.51,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08932119607925415},{"word":"a","start":1233.51,"end":1233.6699,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08010510355234146},{"word":"call","start":1233.6699,"end":1234.1699,"confidence":0.9494629,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.06225506216287613},{"word":"excuse","start":1234.71,"end":1235.0299,"confidence":0.9980469,"punctuated_word":"excuse","sentiment":"neutral","sentiment_score":0.02655203640460968},{"word":"me","start":1235.0299,"end":1235.5299,"confidence":0.9975586,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.06755383312702179},{"word":"on","start":1235.59,"end":1235.83,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05413302034139633},{"word":"wednesday","start":1235.83,"end":1236.33,"confidence":0.8293457,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":0.058700643479824066},{"word":"may","start":1236.3899,"end":1237.0798,"confidence":0.9974365,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.0523860789835453},{"word":"6","start":1237.0798,"end":1237.7698,"confidence":0.9974365,"punctuated_word":"6,","sentiment":"neutral","sentiment_score":0.031081710010766983},{"word":"i","start":1238.5499,"end":1238.71,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10922268778085709},{"word":"will","start":1238.71,"end":1238.95,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.11949379742145538},{"word":"we","start":1239.19,"end":1239.2699,"confidence":0.9902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12657669186592102},{"word":"can","start":1239.2699,"end":1239.51,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12646521627902985},{"word":"go","start":1239.51,"end":1239.6699,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.12072582542896272},{"word":"through","start":1239.6699,"end":1239.9099,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10676947236061096},{"word":"anything","start":1239.9099,"end":1240.23,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.13810083270072937},{"word":"as","start":1240.23,"end":1240.47,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10476033389568327},{"word":"well","start":1240.47,"end":1240.965,"confidence":0.9975586,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.12521055340766907},{"word":"yep","start":1241.365,"end":1241.865,"confidence":0.7668457,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1080203577876091},{"word":"yes","start":1246.725,"end":1247.125,"confidence":0.98657227,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.6163547039031982},{"word":"amazing","start":1247.125,"end":1247.625,"confidence":0.99853516,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.7701108455657959},{"word":"if","start":1247.765,"end":1247.845,"confidence":0.99902344,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.4273119866847992},{"word":"you","start":1247.845,"end":1248.005,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36297884583473206},{"word":"have","start":1248.005,"end":1248.085,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.33455851674079895},{"word":"any","start":1248.085,"end":1248.245,"confidence":0.99902344,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.3449147045612335},{"word":"questions","start":1248.245,"end":1248.565,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"positive","sentiment_score":0.3373826742172241},{"word":"with","start":1248.565,"end":1248.725,"confidence":0.9980469,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.39435917139053345},{"word":"the","start":1248.725,"end":1248.8049,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29936376214027405},{"word":"form","start":1248.8049,"end":1249.125,"confidence":0.9970703,"punctuated_word":"form","sentiment":"positive","sentiment_score":0.3366519510746002},{"word":"as","start":1249.125,"end":1249.2849,"confidence":0.99609375,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.34395942091941833},{"word":"well","start":1249.2849,"end":1249.525,"confidence":0.9838867,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.2942087650299072},{"word":"just","start":1249.525,"end":1249.6849,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2173056602478027},{"word":"just","start":1249.6849,"end":1249.9249,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2449491322040558},{"word":"let","start":1249.9249,"end":1250.085,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.3137833774089813},{"word":"me","start":1250.085,"end":1250.245,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.34218689799308777},{"word":"know","start":1250.245,"end":1250.745,"confidence":1.0,"punctuated_word":"know.","sentiment":"positive","sentiment_score":0.3371226191520691},{"word":"yeah","start":1251.765,"end":1252.265,"confidence":0.8288574,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09576767683029176},{"word":"yeah","start":1252.965,"end":1253.465,"confidence":0.82128906,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.6071728467941284},{"word":"no","start":1253.845,"end":1254.085,"confidence":0.5131836,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.5581873059272766},{"word":"problem","start":1254.085,"end":1254.405,"confidence":0.9970703,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.5971667766571045},{"word":"at","start":1254.405,"end":1254.485,"confidence":0.98291016,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.6312037110328674},{"word":"all","start":1254.485,"end":1254.645,"confidence":1.0,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.7044802904129028},{"word":"i","start":1254.645,"end":1254.725,"confidence":0.94970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7864573001861572},{"word":"hope","start":1254.725,"end":1254.885,"confidence":1.0,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.8027767539024353},{"word":"you","start":1254.885,"end":1254.965,"confidence":0.99609375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7651751637458801},{"word":"enjoy","start":1254.965,"end":1255.285,"confidence":0.9921875,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.7957430481910706},{"word":"the","start":1255.285,"end":1255.365,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.8150407671928406},{"word":"rest","start":1255.365,"end":1255.485,"confidence":1.0,"punctuated_word":"rest","sentiment":"positive","sentiment_score":0.8204349875450134},{"word":"of","start":1255.485,"end":1255.605,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.8312633633613586},{"word":"your","start":1255.605,"end":1255.6849,"confidence":0.9863281,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.8214437961578369},{"word":"day","start":1255.6849,"end":1255.845,"confidence":0.9970703,"punctuated_word":"day","sentiment":"positive","sentiment_score":0.8295920491218567},{"word":"and","start":1255.845,"end":1256.005,"confidence":0.4230957,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7888131141662598},{"word":"it's","start":1256.005,"end":1256.085,"confidence":0.8835449,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.7654051780700684},{"word":"not","start":1256.085,"end":1256.325,"confidence":1.0,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.6687766909599304},{"word":"too","start":1256.325,"end":1256.485,"confidence":0.9980469,"punctuated_word":"too","sentiment":"positive","sentiment_score":0.46969765424728394},{"word":"busy","start":1256.485,"end":1256.725,"confidence":1.0,"punctuated_word":"busy","sentiment":"positive","sentiment_score":0.6026750206947327},{"word":"for","start":1256.725,"end":1256.885,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7067223787307739},{"word":"you","start":1256.885,"end":1257.385,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6884620189666748},{"word":"mhmm","start":1258.405,"end":1258.905,"confidence":0.998291,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.2230965495109558},{"word":"thanks","start":1258.965,"end":1259.365,"confidence":0.9873047,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.5665032267570496},{"word":"for","start":1259.365,"end":1259.525,"confidence":0.7167969,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6829089522361755},{"word":"fixing","start":1259.525,"end":1260.025,"confidence":0.91430664,"punctuated_word":"fixing.","sentiment":"positive","sentiment_score":0.6488999128341675},{"word":"bye","start":1261.205,"end":1261.705,"confidence":0.96484375,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.3563562333583832},{"word":"bye","start":1261.9249,"end":1262.4249,"confidence":0.967041,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.1044175997376442}],"paragraphs":{"transcript":"\nGood morning, Troy. This is Veronica from Next View Financial. How are you? I'm good. Thanks.\n\nHi. Hi. You booked in this morning to go over your annual review. Is now still a good time? Yeah.\n\nSure. No worries. If I do hear you go quiet, I'll just stay put for a while. That's alright. Yeah.\n\nNo worries. I will try to make it quick for you as well if you're obviously working away. But, therefore, I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Perfect. And just to confirm I am speaking with the right person, just for security purposes, could you just confirm your full name, date of birth, and address, please?\n\nYeah. Perfect. Now the first thing I do quickly run through with you there, Troy, is this a bit of an updated fact find just to see if there's anything major that has changed in your life. Now I'll try to make it as quick as I can. Personal information, I have you down as married with two financial dependents.\n\nIs that still the case? Perfect. And I do have your wife nominated as NextDob King, phone number ending in 970. Yeah. Perfect.\n\nNow has anything changed occupation wise? So I still obviously own the hardware store and working away. Yep. Perfect. Income wise, do you earn about 45,000 or draw that from the business?\n\nOkay. Okay. About that's alright. At least it's your business. Sorry.\n\nYeah. Oh, beautiful. But you but yeah, alright. Perfect. And are you still making a little bit of contributions interested for every now and then?\n\nYep. Yep. Perfect. And before the end of the financial year, do you need to make that NOI back on the contribution? Do you know how you are contributing after tax?\n\nYes. Yes. So I can make a little note on on our end. So just before the end of the financial year, couple of weeks before just in case, obviously, you have '24 and stuff. It's a little bit slower that some of the attempt to be quite busy, that will kind of reach out and look to do that NOI for you.\n\nPerfect. Asset wise, I have your property about $3.70 with about 18,000 owing. Yes. Oh, amazing. No.\n\nThat's okay. Do you think if I leave it around $3.70 to 400 would be a fair estimate? Yep. Right. Perfect.\n\nI also have a a work truck about 60,000. Yeah. And a master about 79. Yeah. Yeah.\n\nOh, perfect. Worth 20. Nothing owing on any of them? No. Perfect.\n\nAnd also business loan for about 50,000? That's okay. Busy day. But 30. Amazing.\n\nPerfect. That's good. Yeah. No. That's really good.\n\nAnd health and lifestyle wise, any changes? Still a nonsmoker, no major issues, or medication? Perfect. Oh, nice. Oh, yeah.\n\nAre you gonna do that, like, just kind of volunteering, or is that paid as well? Yep. Oh, no. Enjoy it? Oh, I know.\n\nYeah. That's pretty crazy. Yeah. Yeah. At least it keeps it very yeah.\n\nIt keeps it very different from your other occupations. So different bit of variation. Estate planning wise, you have a will and power of attorney nomination in place? Yep. Yep.\n\nBut you don't have anyone who makes, like, financial decisions on your behalf or earn any income overseas or anything like that? No. Great. Now estate planning wise as well, I can see here that we haven't received the nomination forms back for your insurance and your superannuation. So in the event that something would've happened to you too.\n\nDo you still have those forms, or would you like me to get the team to resend them to you? Yeah. Could be that one. Yes. Is that does it say HAB 20 four?\n\nAnd Yes. Yes. Yes. No. It hasn't changed.\n\nThat should all be the same because you haven't changed your due for your insurance. Yes. Okay. Amazing. If you have any questions about who to nominate or which type of nomination to make, just let me know because it can be a little bit confusing sometimes.\n\nYep. Yep. Oh, perfect. That's yes. At least we we get there, and that's the that's the main thing.\n\nLuckily, nothing's happened, so it's been good. But, yeah, when you have a moment, it is important to to complete so that it does go through who you want. Yeah. Perfect. Otherwise, when it comes through superannuation, so I'll just quickly run through a couple of multiple choice questions just to see if your risk tolerance in regards to your super has changed.\n\nSo if it doesn't make sense, let me know. No right or wrong answer and think about it in regards to your superannuation. Now, Tory, have you ever bought direct shares? Nope. Perfect.\n\nAnd at the moment, are you still kind of planning and accessing or retiring at about 60? Ideally, take the super yeah. Yeah. It is it is pension. If you're eligible if you are eligible for age pension, it's 67, but at 60, you can access your superannuation.\n\nYeah. Now if Yep. Yep. Perfect. And, ideally, would you like to draw a weekly income of about a thousand dollars from Super when you do retire, or do you feel like you need a little bit more, obviously, with prices and everything kind of going up?\n\nYes. Yep. Yep. Perfect. And that would just be that you draw then, obviously, if if your partner have super as well and draw from that.\n\nPerfect. Now I guess when it comes through a level of risk that you are comfortable taking for your superannuation to, obviously, make sure it continues to grow, would you say that you are kind of, you know, comfortable taking on very high risk, high, moderate, or a small amount of risk? Moderate? Yep. Perfect.\n\nNow talking about volatility. So if you were to place an investment and after six months, you noticed that the portfolio had decreased in value by 20% due to general trends in the market. Would you say that you would, if you had the option to do so, take advantage of that while the prices are down to invest more, or would you just kind of hold right to see what happens with everything, or would you want to shift to a more secure asset so that means you are then selling and the prices have already dropped? Try about yep. And would you invest heavily or just kind of modestly?\n\nYep. Yep. Perfect. And if you saw obviously, the last twelve months, we have seen a bit of fluctuation in the market. First, you had everything in The US with Trump and tariffs and everything, and more recently, obviously, with the war, have seen a a bit of fluctuations.\n\nNow if it was something that you did notice, would you say that you'd feel, you know, optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Yep. Perfect. Yeah. And typically as well, which is one of the the documents I have sent you in an email when you do have a moment later to look at it, it includes a graph.\n\nJust for a good visual representation of typically what we are talking about when we're talking about the market, and it kind of shows you from 1995 until 2025. And when you do have a look at it, you will see that over the long term, market always goes up. The short term, depending on what's happening, there will be some some ups and downs and market fluctuation. Yeah. Perfect.\n\nNow last question here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? No. Would you ever consider taking out a loan to buy an investment property? Yes.\n\nOkay. Perfect. Now, Troy, that tells me here that you have come out as a growth investor. And at the moment, we have you invested in a high growth portfolio. Do you know the difference between those two at all?\n\nNo. Yes. Of course. Sorry. They're both similar in that you are trying to, obviously, maximize as much growth as you can out of your superannuation while you do have plenty of time until retirement.\n\nBut at the same time, you are prepared to experience, you know, some some level of fluctuation in order to achieve that. Now the difference between them is that in a high growth portfolio, we typically see 90% of your funds being invested in what we call your growth assets. So that will be things like Australian shares, international shares, property, and commodities, and that is what's going to grow and maximize your super for you. And then we have about 10% in defensive. So that will be your your cash, your fixed interest, and your gold as well to limit fluctuations a little bit.\n\nNow a growth portfolio, it's kind of a one step down. So it's about an eighty twenty split. So 80 in growth, so still focusing on growing it, but a little bit more defensive, 20 in then defensive. Yeah. And time frame wise, you do have the time to see those fluctuations, but it's also what you are comfortable with.\n\nAnd the type of questions you have answered as well indicates more of a growth investor. So if you are happy for me to do so, I will go and and do some research on your investment. And then what I'll do is I'll put together a statement of advice to show you what a growth portfolio would look like and how that's different to your high growth portfolio. It's also a good point to kind of check-in on your investments. So in the email, I did send you as well when you have a moment later.\n\nThere is a performance report as well, and it does show you kind of what your portfolio has performed over the last twelve months after fees. So kind of like I touched on earlier, we have seen a bit of fluctuation in the market. Overall, though, your portfolio has still hold up really well. So after fees, the net return has still been 12.5%, which is really good. Yeah.\n\nSo what I will do is to do some research on the investments because it's always a good time, especially with some much happening in the market as well to revisit, do we need to chop and change some of those investments moving forward, as well as looking at slightly decreasing that risk for you. So when is typically a best time for you to to go through that proposal? And it will take me about a week or so to put that research together. Okay. Yep.\n\nThat's good. Because usually after hours, I book out very quickly. So that's good. Okay. Perfect.\n\nYep. Because if I'm look yeah. Perfect. Let me have a look. So next week, I'm fully booked.\n\nWeek after, I could do Wednesday or Thursday. Afternoons are booked, but I can kind of do around this time frame. Yeah. I could do Wednesday or Thursday. I could do 11AM your time.\n\nWould that work? Yeah? Which which day works best for you? Wednesday. Alright.\n\nSo that is Wednesday, the the sixth, and that will be eleven AM. E. Yeah. No. That's okay.\n\nYeah. I I can add a text reminder to the booking as well two hours before. So if it is not something happens yeah. And that's usually because sometimes sometimes we book it a couple of weeks in advance as well because things do fill up quickly, and it's sometimes life gets in the way and you forget things. So it's it's good to have a reminder to just be like, oh, yeah.\n\nAnd if you are obviously on the way out or something and you can't make it, you can even just send us a text message or a quick call to say, hey. Sorry. I can't make it. Let's reschedule. That's fine.\n\nBut, otherwise, that is booked in for you. Now the last couple of things in the documents that you will see there for you, Troy, is also a a financial services guide. You would have seen this one before. It's just a bit of an updated version. It's one of those compliance documents, but it does give you all important information in regards to all of us here.\n\nYou will see the team of directors, all advisers there. And if you do have a look at it, you will see myself in both of them as well if you do wanna put a face to the voice. Yep. But, otherwise, a quick summary of your super and insurances. So you have your super with hub twenty four.\n\nAnd at the moment, you have about a $128,736 in there. You also have your Neos insurances. So you have a life and TPD of 4,000 sorry. 438,860 and $96. You're quite happy with those amounts still?\n\nYeah. Kind of cover, you know, if there's any not that you really have any debt, really. But if there's, you know, anything to be cleared out and, yeah, cover income for a bit if you need to. You also have an income protection. So that will pay you a monthly amount of $3,378 per month, thirty day waiting period, five year benefit, all three after the tax deduction is 3,090.\n\nStill happy with the income protection as well? Great. Yes. If something happens, you need that. Yep.\n\nYep. Perfect. Now I can see as well that you don't have trauma cover. It is a policy you have to pay for out of pocket, though. You're still quite happy not to have that?\n\nYep. Great. Perfect. The the last documents, essentially, is just a policy statement for your Neos insurances. Basically, shows you that everything is up to date.\n\nAnd then it will ask you to sign two documents as well. So when you have a moment, have a look for the document. Any questions, let me know. Otherwise, if it all makes sense and you're happy to do so, if you could sign those documents, it will ask you to sign too. Now one is your ongoing service agreement with hub twenty four as well.\n\nJust to say that you are happy to remain and stay on as a client, and we can keep servicing you. Now there's no changes at all in regards to the fee structure. So that stays exactly the same at one point $6.05 from super. And then the last document, it is just a compliance form just to say that we are keeping your tax phone number secure on file. Now that was everything.\n\nHopefully, it didn't take up too much of your time. Before I let you go, Troy, do you have any questions or anything else for me at this point? No? That's okay. If not, always write it down.\n\nYou can give me a call, of course. But if not, otherwise, if you do have any questions, when I do give you a call, excuse me, on Wednesday, May 6, I will we can go through anything as well. Yep. Yes. Amazing.\n\nIf you have any questions with the form as well, just just let me know. Yeah. Yeah. No problem at all. I hope you enjoy the rest of your day and it's not too busy for you.\n\nMhmm. Thanks for fixing. Bye. Bye.","paragraphs":[{"sentences":[{"text":"Good morning, Troy.","start":3.12,"end":4.0,"sentiment":"positive","sentiment_score":0.4015665253003438},{"text":"This is Veronica from Next View Financial.","start":4.0,"end":5.8599997,"sentiment":"neutral","sentiment_score":0.31769007444381714},{"text":"How are you?","start":6.0,"end":6.74,"sentiment":"neutral","sentiment_score":0.24595526357491812},{"text":"I'm good.","start":8.4,"end":9.04,"sentiment":"positive","sentiment_score":0.5696434080600739},{"text":"Thanks.","start":9.04,"end":9.54,"sentiment":"positive","sentiment_score":0.6288018226623535}],"sentiment":"positive","sentiment_score":0.37090528290718794,"num_words":16,"start":3.12,"end":9.54},{"sentences":[{"text":"Hi.","start":10.32,"end":10.82,"sentiment":"neutral","sentiment_score":0.3015025854110718},{"text":"Hi.","start":10.88,"end":11.2,"sentiment":"neutral","sentiment_score":0.2543465793132782},{"text":"You booked in this morning to go over your annual review.","start":11.2,"end":13.599999,"sentiment":"neutral","sentiment_score":0.29241550781510095},{"text":"Is now still a good time?","start":13.599999,"end":14.865,"sentiment":"neutral","sentiment_score":0.23251490791638693},{"text":"Yeah.","start":24.145,"end":24.544998,"sentiment":"neutral","sentiment_score":0.11873359978199004}],"sentiment":"neutral","sentiment_score":0.2643121398985386,"num_words":20,"start":10.32,"end":24.544998},{"sentences":[{"text":"Sure.","start":24.544998,"end":25.044998,"sentiment":"neutral","sentiment_score":0.13121145963668823},{"text":"No worries.","start":25.105,"end":25.665,"sentiment":"neutral","sentiment_score":0.11887948960065842},{"text":"If I do hear you go quiet, I'll just stay put for a while.","start":25.665,"end":28.465,"sentiment":"neutral","sentiment_score":0.050078010186553},{"text":"That's alright.","start":28.465,"end":29.205,"sentiment":"neutral","sentiment_score":0.11775852739810944},{"text":"Yeah.","start":31.630001,"end":32.13,"sentiment":"neutral","sentiment_score":0.027127373963594437}],"sentiment":"neutral","sentiment_score":0.06663535051047802,"num_words":20,"start":24.544998,"end":32.13},{"sentences":[{"text":"No worries.","start":32.75,"end":33.23,"sentiment":"neutral","sentiment_score":0.08600600808858871},{"text":"I will try to make it quick for you as well if you're obviously working away.","start":33.23,"end":37.41,"sentiment":"neutral","sentiment_score":0.07292092870920897},{"text":"But, therefore, I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":38.43,"end":45.65,"sentiment":"neutral","sentiment_score":0.006134492311892765},{"text":"Perfect.","start":47.644997,"end":48.144997,"sentiment":"positive","sentiment_score":0.361422598361969},{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you just confirm your full name, date of birth, and address, please?","start":48.364998,"end":56.864998,"sentiment":"neutral","sentiment_score":0.08430581699524607}],"sentiment":"neutral","sentiment_score":0.056433308459818365,"num_words":75,"start":32.75,"end":56.864998},{"sentences":[{"text":"Yeah.","start":63.82,"end":64.22,"sentiment":"neutral","sentiment_score":0.1577766239643097},{"text":"Perfect.","start":64.22,"end":64.72,"sentiment":"neutral","sentiment_score":0.2859046459197998},{"text":"Now the first thing I do quickly run through with you there, Troy, is this a bit of an updated fact find just to see if there's anything major that has changed in your life.","start":65.66,"end":73.76,"sentiment":"neutral","sentiment_score":0.010943858325481415},{"text":"Now I'll try to make it as quick as I can.","start":74.035,"end":77.095,"sentiment":"neutral","sentiment_score":0.052007988433946266},{"text":"Personal information, I have you down as married with two financial dependents.","start":78.595,"end":82.755,"sentiment":"neutral","sentiment_score":0.001207016718884309}],"sentiment":"neutral","sentiment_score":0.023554806411266328,"num_words":60,"start":63.82,"end":82.755},{"sentences":[{"text":"Is that still the case?","start":82.755,"end":83.895,"sentiment":"neutral","sentiment_score":0.004444627463817597},{"text":"Perfect.","start":85.715,"end":86.215,"sentiment":"neutral","sentiment_score":0.2598131000995636},{"text":"And I do have your wife nominated as NextDob King, phone number ending in 970.","start":86.74,"end":91.96,"sentiment":"neutral","sentiment_score":0.12510842233896255},{"text":"Yeah.","start":95.46,"end":95.96,"sentiment":"neutral","sentiment_score":0.015377826988697052},{"text":"Perfect.","start":96.17999,"end":96.67999,"sentiment":"neutral","sentiment_score":0.02521456778049469}],"sentiment":"neutral","sentiment_score":0.09561978118575137,"num_words":23,"start":82.755,"end":96.67999},{"sentences":[{"text":"Now has anything changed occupation wise?","start":99.14,"end":102.385,"sentiment":"neutral","sentiment_score":-0.034090871922671795},{"text":"So I still obviously own the hardware store and working away.","start":102.385,"end":106.645,"sentiment":"neutral","sentiment_score":0.020261831242929806},{"text":"Yep.","start":107.105,"end":107.425,"sentiment":"neutral","sentiment_score":0.12566858530044556},{"text":"Perfect.","start":107.425,"end":107.925,"sentiment":"neutral","sentiment_score":0.3198899030685425},{"text":"Income wise, do you earn about 45,000 or draw that from the business?","start":108.945,"end":115.045,"sentiment":"neutral","sentiment_score":0.04041621533150856}],"sentiment":"neutral","sentiment_score":0.03091575624421239,"num_words":32,"start":99.14,"end":115.045},{"sentences":[{"text":"Okay.","start":119.5,"end":120.0,"sentiment":"neutral","sentiment_score":-0.009544950909912586},{"text":"Okay.","start":121.66,"end":122.16,"sentiment":"neutral","sentiment_score":-0.010708161629736423},{"text":"About that's alright.","start":123.26,"end":126.4,"sentiment":"neutral","sentiment_score":-0.07529199620087941},{"text":"At least it's your business.","start":127.02,"end":128.14,"sentiment":"neutral","sentiment_score":0.02313147932291031},{"text":"Sorry.","start":128.14,"end":128.64,"sentiment":"neutral","sentiment_score":-0.04017800837755203}],"sentiment":"neutral","sentiment_score":-0.015513610264117067,"num_words":11,"start":119.5,"end":128.64},{"sentences":[{"text":"Yeah.","start":131.96501,"end":132.46501,"sentiment":"neutral","sentiment_score":0.04252473264932632},{"text":"Oh, beautiful.","start":134.205,"end":135.02501,"sentiment":"neutral","sentiment_score":0.2559032291173935},{"text":"But you but yeah, alright.","start":135.485,"end":143.66,"sentiment":"neutral","sentiment_score":0.06959069147706032},{"text":"Perfect.","start":143.66,"end":144.16,"sentiment":"positive","sentiment_score":0.51563560962677},{"text":"And are you still making a little bit of contributions interested for every now and then?","start":144.54001,"end":150.0,"sentiment":"neutral","sentiment_score":0.17305579502135515}],"sentiment":"neutral","sentiment_score":0.1674725191295147,"num_words":25,"start":131.96501,"end":150.0},{"sentences":[{"text":"Yep.","start":154.38,"end":154.88,"sentiment":"neutral","sentiment_score":0.1017562597990036},{"text":"Yep.","start":155.175,"end":155.675,"sentiment":"neutral","sentiment_score":0.11491002887487411},{"text":"Perfect.","start":155.735,"end":156.235,"sentiment":"positive","sentiment_score":0.36701130867004395},{"text":"And before the end of the financial year, do you need to make that NOI back on the contribution?","start":156.455,"end":165.035,"sentiment":"neutral","sentiment_score":0.03914195916762477},{"text":"Do you know how you are contributing after tax?","start":165.575,"end":168.555,"sentiment":"neutral","sentiment_score":0.011173950301276313}],"sentiment":"neutral","sentiment_score":0.04606259271742836,"num_words":31,"start":154.38,"end":168.555},{"sentences":[{"text":"Yes.","start":174.97,"end":175.47,"sentiment":"neutral","sentiment_score":0.028230085968971252},{"text":"Yes.","start":177.45,"end":177.84999,"sentiment":"neutral","sentiment_score":0.06623783707618713},{"text":"So I can make a little note on on our end.","start":177.84999,"end":181.47,"sentiment":"neutral","sentiment_score":0.07485913248224692},{"text":"So just before the end of the financial year, couple of weeks before just in case, obviously, you have '24 and stuff.","start":181.995,"end":188.555,"sentiment":"neutral","sentiment_score":-0.021602368151599712},{"text":"It's a little bit slower that some of the attempt to be quite busy, that will kind of reach out and look to do that NOI for you.","start":188.555,"end":195.87,"sentiment":"neutral","sentiment_score":-0.07863307458215527}],"sentiment":"neutral","sentiment_score":-0.027921584242629627,"num_words":63,"start":174.97,"end":195.87},{"sentences":[{"text":"Perfect.","start":197.70999,"end":198.03,"sentiment":"neutral","sentiment_score":0.20454883575439453},{"text":"Asset wise, I have your property about $3.70 with about 18,000 owing.","start":198.03,"end":203.65,"sentiment":"neutral","sentiment_score":0.07920277056594689},{"text":"Yes.","start":207.23,"end":207.73,"sentiment":"neutral","sentiment_score":0.029387934133410457},{"text":"Oh, amazing.","start":208.92499,"end":215.985,"sentiment":"neutral","sentiment_score":0.11143603175878525},{"text":"No.","start":219.56499,"end":219.885,"sentiment":"neutral","sentiment_score":-0.0687880888581276}],"sentiment":"neutral","sentiment_score":0.07873258772580062,"num_words":17,"start":197.70999,"end":219.885},{"sentences":[{"text":"That's okay.","start":219.885,"end":220.525,"sentiment":"neutral","sentiment_score":-0.002603445202112198},{"text":"Do you think if I leave it around $3.70 to 400 would be a fair estimate?","start":220.525,"end":225.42,"sentiment":"neutral","sentiment_score":0.040580716682597995},{"text":"Yep.","start":225.95999,"end":226.45999,"sentiment":"neutral","sentiment_score":0.03527948260307312},{"text":"Right.","start":228.04,"end":228.35999,"sentiment":"neutral","sentiment_score":0.28001126646995544},{"text":"Perfect.","start":228.35999,"end":228.85999,"sentiment":"positive","sentiment_score":0.653006374835968}],"sentiment":"neutral","sentiment_score":0.07678008097268287,"num_words":21,"start":219.885,"end":228.85999},{"sentences":[{"text":"I also have a a work truck about 60,000.","start":230.04,"end":233.81999,"sentiment":"neutral","sentiment_score":0.17508538564046225},{"text":"Yeah.","start":235.895,"end":236.215,"sentiment":"neutral","sentiment_score":0.07654620707035065},{"text":"And a master about 79.","start":236.215,"end":238.395,"sentiment":"neutral","sentiment_score":0.07959283292293548},{"text":"Yeah.","start":240.935,"end":241.435,"sentiment":"neutral","sentiment_score":0.02757351286709309},{"text":"Yeah.","start":243.015,"end":243.515,"sentiment":"neutral","sentiment_score":0.06196782737970352}],"sentiment":"neutral","sentiment_score":0.125871775452705,"num_words":17,"start":230.04,"end":243.515},{"sentences":[{"text":"Oh, perfect.","start":245.895,"end":246.875,"sentiment":"positive","sentiment_score":0.4657666087150574},{"text":"Worth 20.","start":248.48,"end":249.21999,"sentiment":"neutral","sentiment_score":0.07505090534687042},{"text":"Nothing owing on any of them?","start":249.59999,"end":251.29999,"sentiment":"neutral","sentiment_score":-0.014978305126229921},{"text":"No.","start":252.71999,"end":253.21999,"sentiment":"neutral","sentiment_score":-0.01668737828731537},{"text":"Perfect.","start":253.51999,"end":254.0,"sentiment":"neutral","sentiment_score":0.18070939183235168}],"sentiment":"neutral","sentiment_score":0.0963156009092927,"num_words":12,"start":245.895,"end":254.0},{"sentences":[{"text":"And also business loan for about 50,000?","start":254.0,"end":256.58,"sentiment":"neutral","sentiment_score":0.0177612204237708},{"text":"That's okay.","start":266.73502,"end":267.295,"sentiment":"neutral","sentiment_score":0.09474266320466995},{"text":"Busy day.","start":267.295,"end":268.11502,"sentiment":"neutral","sentiment_score":0.06825005635619164},{"text":"But 30.","start":271.45502,"end":272.17502,"sentiment":"neutral","sentiment_score":0.04389931634068489},{"text":"Amazing.","start":272.17502,"end":272.67502,"sentiment":"positive","sentiment_score":0.46900659799575806}],"sentiment":"neutral","sentiment_score":0.07193708662608904,"num_words":14,"start":254.0,"end":272.67502},{"sentences":[{"text":"Perfect.","start":272.73502,"end":273.23502,"sentiment":"positive","sentiment_score":0.49383407831192017},{"text":"That's good.","start":274.81,"end":277.11,"sentiment":"neutral","sentiment_score":0.3065868318080902},{"text":"Yeah.","start":278.41,"end":278.81,"sentiment":"neutral","sentiment_score":0.151482492685318},{"text":"No.","start":278.81,"end":279.13,"sentiment":"neutral","sentiment_score":0.18519337475299835},{"text":"That's really good.","start":279.13,"end":280.35,"sentiment":"positive","sentiment_score":0.34296568234761554}],"sentiment":"neutral","sentiment_score":0.30907258205115795,"num_words":8,"start":272.73502,"end":280.35},{"sentences":[{"text":"And health and lifestyle wise, any changes?","start":280.49,"end":283.93,"sentiment":"neutral","sentiment_score":0.07078659481235913},{"text":"Still a nonsmoker, no major issues, or medication?","start":283.93,"end":287.63,"sentiment":"neutral","sentiment_score":0.017906585126183927},{"text":"Perfect.","start":288.635,"end":289.135,"sentiment":"neutral","sentiment_score":0.19346237182617188},{"text":"Oh, nice.","start":293.915,"end":294.655,"sentiment":"neutral","sentiment_score":0.31222476065158844},{"text":"Oh, yeah.","start":296.635,"end":297.035,"sentiment":"neutral","sentiment_score":0.07213907316327095}],"sentiment":"neutral","sentiment_score":0.0800474442075938,"num_words":20,"start":280.49,"end":297.035},{"sentences":[{"text":"Are you gonna do that, like, just kind of volunteering, or is that paid as well?","start":297.035,"end":300.975,"sentiment":"neutral","sentiment_score":0.03868191491346806},{"text":"Yep.","start":302.94,"end":303.44,"sentiment":"neutral","sentiment_score":0.07084839046001434},{"text":"Oh, no.","start":306.37997,"end":306.96,"sentiment":"neutral","sentiment_score":0.009243159554898739},{"text":"Enjoy it?","start":307.18,"end":308.08,"sentiment":"neutral","sentiment_score":0.0373303908854723},{"text":"Oh, I know.","start":320.125,"end":320.785,"sentiment":"neutral","sentiment_score":-0.07101088762283325}],"sentiment":"neutral","sentiment_score":0.023744727795322735,"num_words":24,"start":297.035,"end":320.785},{"sentences":[{"text":"Yeah.","start":324.285,"end":324.525,"sentiment":"neutral","sentiment_score":-0.08095559477806091},{"text":"That's pretty crazy.","start":324.525,"end":325.585,"sentiment":"neutral","sentiment_score":-0.14804965257644653},{"text":"Yeah.","start":330.53998,"end":331.03998,"sentiment":"neutral","sentiment_score":0.0031038857996463776},{"text":"Yeah.","start":331.09998,"end":331.59998,"sentiment":"neutral","sentiment_score":-0.028455737978219982},{"text":"At least it keeps it very yeah.","start":331.74,"end":336.13998,"sentiment":"neutral","sentiment_score":-0.28003297107560293}],"sentiment":"neutral","sentiment_score":-0.19312978478578421,"num_words":13,"start":324.285,"end":336.13998},{"sentences":[{"text":"It keeps it very different from your other occupations.","start":336.13998,"end":338.8,"sentiment":"neutral","sentiment_score":-0.1344174494345983},{"text":"So different bit of variation.","start":339.18,"end":341.405,"sentiment":"neutral","sentiment_score":-0.016437198407948016},{"text":"Estate planning wise, you have a will and power of attorney nomination in place?","start":344.025,"end":349.245,"sentiment":"neutral","sentiment_score":0.03369438262390239},{"text":"Yep.","start":351.78497,"end":352.28497,"sentiment":"neutral","sentiment_score":0.07196741551160812},{"text":"Yep.","start":354.2,"end":354.7,"sentiment":"neutral","sentiment_score":0.03847585245966911}],"sentiment":"neutral","sentiment_score":-0.023659280408173798,"num_words":30,"start":336.13998,"end":354.7},{"sentences":[{"text":"But you don't have anyone who makes, like, financial decisions on your behalf or earn any income overseas or anything like that?","start":355.48,"end":361.5,"sentiment":"neutral","sentiment_score":-0.02472188611599532},{"text":"No.","start":362.6,"end":363.08002,"sentiment":"neutral","sentiment_score":-0.02901858277618885},{"text":"Great.","start":363.08002,"end":363.58002,"sentiment":"neutral","sentiment_score":0.23239785432815552},{"text":"Now estate planning wise as well, I can see here that we haven't received the nomination forms back for your insurance and your superannuation.","start":364.6,"end":374.27502,"sentiment":"neutral","sentiment_score":0.10902174981310964},{"text":"So in the event that something would've happened to you too.","start":374.49503,"end":376.915,"sentiment":"neutral","sentiment_score":0.067977175116539}],"sentiment":"neutral","sentiment_score":0.05125031692875644,"num_words":59,"start":355.48,"end":376.915},{"sentences":[{"text":"Do you still have those forms, or would you like me to get the team to resend them to you?","start":377.05502,"end":382.81,"sentiment":"neutral","sentiment_score":0.049719111248850825},{"text":"Yeah.","start":395.45502,"end":395.95502,"sentiment":"neutral","sentiment_score":0.0133739672601223},{"text":"Could be that one.","start":404.19,"end":405.33,"sentiment":"neutral","sentiment_score":0.01526932930573821},{"text":"Yes.","start":409.15,"end":409.65,"sentiment":"neutral","sentiment_score":-0.031473442912101746},{"text":"Is that does it say HAB 20 four?","start":415.48502,"end":417.905,"sentiment":"neutral","sentiment_score":-0.01547464996110648}],"sentiment":"neutral","sentiment_score":0.026869496084092295,"num_words":34,"start":377.05502,"end":417.905},{"sentences":[{"text":"And Yes.","start":418.125,"end":419.505,"sentiment":"neutral","sentiment_score":-0.002631654730066657},{"text":"Yes.","start":420.125,"end":420.625,"sentiment":"neutral","sentiment_score":-0.001846900209784508},{"text":"Yes.","start":422.445,"end":422.945,"sentiment":"neutral","sentiment_score":-0.010081704705953598},{"text":"No.","start":426.125,"end":426.525,"sentiment":"neutral","sentiment_score":-0.1349375545978546},{"text":"It hasn't changed.","start":426.525,"end":427.825,"sentiment":"neutral","sentiment_score":-0.12131226311127345}],"sentiment":"neutral","sentiment_score":-0.0645082822884433,"num_words":8,"start":418.125,"end":427.825},{"sentences":[{"text":"That should all be the same because you haven't changed your due for your insurance.","start":429.09003,"end":434.47,"sentiment":"neutral","sentiment_score":0.07228009328246117},{"text":"Yes.","start":436.29,"end":436.79,"sentiment":"neutral","sentiment_score":0.07989746332168579},{"text":"Okay.","start":440.465,"end":440.865,"sentiment":"positive","sentiment_score":0.33720725774765015},{"text":"Amazing.","start":440.865,"end":441.365,"sentiment":"positive","sentiment_score":0.45318663120269775},{"text":"If you have any questions about who to nominate or which type of nomination to make, just let me know because it can be a little bit confusing sometimes.","start":441.425,"end":450.485,"sentiment":"neutral","sentiment_score":0.06946920038297258}],"sentiment":"neutral","sentiment_score":0.08444892686415226,"num_words":47,"start":429.09003,"end":450.485},{"sentences":[{"text":"Yep.","start":458.32,"end":458.82,"sentiment":"neutral","sentiment_score":0.0875663161277771},{"text":"Yep.","start":459.04,"end":459.54,"sentiment":"neutral","sentiment_score":0.046052783727645874},{"text":"Oh, perfect.","start":460.0,"end":460.90002,"sentiment":"positive","sentiment_score":0.6395145058631897},{"text":"That's yes.","start":461.12003,"end":464.915,"sentiment":"neutral","sentiment_score":0.23391061276197433},{"text":"At least we we get there, and that's the that's the main thing.","start":466.415,"end":468.895,"sentiment":"neutral","sentiment_score":0.2074398283775036}],"sentiment":"neutral","sentiment_score":0.24090458452701569,"num_words":19,"start":458.32,"end":468.895},{"sentences":[{"text":"Luckily, nothing's happened, so it's been good.","start":468.895,"end":471.375,"sentiment":"positive","sentiment_score":0.39875839012009756},{"text":"But, yeah, when you have a moment, it is important to to complete so that it does go through who you want.","start":471.375,"end":477.135,"sentiment":"neutral","sentiment_score":0.06920204057612202},{"text":"Yeah.","start":477.135,"end":477.635,"sentiment":"neutral","sentiment_score":0.07679641246795654},{"text":"Perfect.","start":479.41998,"end":479.91998,"sentiment":"positive","sentiment_score":0.4364731311798096},{"text":"Otherwise, when it comes through superannuation, so I'll just quickly run through a couple of multiple choice questions just to see if your risk tolerance in regards to your super has changed.","start":480.53998,"end":490.06,"sentiment":"neutral","sentiment_score":0.03303168329875916}],"sentiment":"neutral","sentiment_score":0.09339741321783217,"num_words":63,"start":468.895,"end":490.06},{"sentences":[{"text":"So if it doesn't make sense, let me know.","start":490.06,"end":492.0,"sentiment":"neutral","sentiment_score":-0.06762501928541395},{"text":"No right or wrong answer and think about it in regards to your superannuation.","start":492.415,"end":495.635,"sentiment":"neutral","sentiment_score":-0.12739325767116888},{"text":"Now, Tory, have you ever bought direct shares?","start":497.93503,"end":500.11502,"sentiment":"neutral","sentiment_score":0.01736076781526208},{"text":"Nope.","start":502.015,"end":502.49503,"sentiment":"neutral","sentiment_score":-0.04517507553100586},{"text":"Perfect.","start":502.49503,"end":502.99503,"sentiment":"neutral","sentiment_score":0.06019159406423569}],"sentiment":"neutral","sentiment_score":-0.06782509454272011,"num_words":33,"start":490.06,"end":502.99503},{"sentences":[{"text":"And at the moment, are you still kind of planning and accessing or retiring at about 60?","start":503.61502,"end":515.22,"sentiment":"neutral","sentiment_score":-0.01711583203252624},{"text":"Ideally, take the super yeah.","start":517.04,"end":520.01996,"sentiment":"neutral","sentiment_score":-0.0069531362503767015},{"text":"Yeah.","start":521.04,"end":521.54,"sentiment":"neutral","sentiment_score":0.0025895414873957634},{"text":"It is it is pension.","start":524.395,"end":526.79504,"sentiment":"neutral","sentiment_score":0.0180460125207901},{"text":"If you're eligible if you are eligible for age pension, it's 67, but at 60, you can access your superannuation.","start":526.79504,"end":532.41504,"sentiment":"neutral","sentiment_score":0.035594249796122315}],"sentiment":"neutral","sentiment_score":0.009978536962686727,"num_words":48,"start":503.61502,"end":532.41504},{"sentences":[{"text":"Yeah.","start":534.555,"end":535.055,"sentiment":"neutral","sentiment_score":0.05075665935873985},{"text":"Now if Yep.","start":535.59503,"end":540.03,"sentiment":"neutral","sentiment_score":-0.009555802680552004},{"text":"Yep.","start":542.45,"end":542.95,"sentiment":"neutral","sentiment_score":0.12288932502269743},{"text":"Perfect.","start":543.32996,"end":543.82996,"sentiment":"neutral","sentiment_score":0.27823206782341003},{"text":"And, ideally, would you like to draw a weekly income of about a thousand dollars from Super when you do retire, or do you feel like you need a little bit more, obviously, with prices and everything kind of going up?","start":544.05,"end":555.20496,"sentiment":"neutral","sentiment_score":0.03571246609818644}],"sentiment":"neutral","sentiment_score":0.04015790966359225,"num_words":47,"start":534.555,"end":555.20496},{"sentences":[{"text":"Yes.","start":560.14496,"end":560.64496,"sentiment":"neutral","sentiment_score":0.2637566924095154},{"text":"Yep.","start":564.58,"end":564.89996,"sentiment":"neutral","sentiment_score":0.24732673168182373},{"text":"Yep.","start":564.89996,"end":565.38,"sentiment":"positive","sentiment_score":0.3376213312149048},{"text":"Perfect.","start":565.38,"end":565.88,"sentiment":"positive","sentiment_score":0.716143012046814},{"text":"And that would just be that you draw then, obviously, if if your partner have super as well and draw from that.","start":565.94,"end":572.2,"sentiment":"neutral","sentiment_score":0.32347932999784296}],"sentiment":"positive","sentiment_score":0.33389973181944627,"num_words":26,"start":560.14496,"end":572.2},{"sentences":[{"text":"Perfect.","start":573.7,"end":574.18,"sentiment":"positive","sentiment_score":0.5287656784057617},{"text":"Now I guess when it comes through a level of risk that you are comfortable taking for your superannuation to, obviously, make sure it continues to grow, would you say that you are kind of, you know, comfortable taking on very high risk, high, moderate, or a small amount of risk?","start":574.18,"end":590.675,"sentiment":"neutral","sentiment_score":0.006428273431226319},{"text":"Moderate?","start":593.32996,"end":593.82996,"sentiment":"neutral","sentiment_score":-0.00685277720913291},{"text":"Yep.","start":600.29,"end":600.79,"sentiment":"neutral","sentiment_score":0.15567992627620697},{"text":"Perfect.","start":600.85,"end":601.35,"sentiment":"neutral","sentiment_score":0.2929496169090271}],"sentiment":"neutral","sentiment_score":0.023606988897716456,"num_words":55,"start":573.7,"end":601.35},{"sentences":[{"text":"Now talking about volatility.","start":602.69,"end":604.23,"sentiment":"neutral","sentiment_score":-0.01947640534490347},{"text":"So if you were to place an investment and after six months, you noticed that the portfolio had decreased in value by 20% due to general trends in the market.","start":604.44995,"end":615.095,"sentiment":"neutral","sentiment_score":-0.15003338940441607},{"text":"Would you say that you would, if you had the option to do so, take advantage of that while the prices are down to invest more, or would you just kind of hold right to see what happens with everything, or would you want to shift to a more secure asset so that means you are then selling and the prices have already dropped?","start":615.715,"end":632.43,"sentiment":"neutral","sentiment_score":-0.1352389119565487},{"text":"Try about yep.","start":638.985,"end":640.365,"sentiment":"neutral","sentiment_score":-0.0011909930035471916},{"text":"And would you invest heavily or just kind of modestly?","start":640.985,"end":643.725,"sentiment":"neutral","sentiment_score":0.0016876142472028732}],"sentiment":"neutral","sentiment_score":-0.11910715770513357,"num_words":111,"start":602.69,"end":643.725},{"sentences":[{"text":"Yep.","start":645.16003,"end":645.66003,"sentiment":"neutral","sentiment_score":0.07529010623693466},{"text":"Yep.","start":645.72003,"end":646.2,"sentiment":"neutral","sentiment_score":0.12018910050392152},{"text":"Perfect.","start":646.2,"end":646.7,"sentiment":"positive","sentiment_score":0.3422723710536957},{"text":"And if you saw obviously, the last twelve months, we have seen a bit of fluctuation in the market.","start":653.0,"end":657.88,"sentiment":"neutral","sentiment_score":-0.09774725295995411},{"text":"First, you had everything in The US with Trump and tariffs and everything, and more recently, obviously, with the war, have seen a a bit of fluctuations.","start":657.88,"end":666.355,"sentiment":"neutral","sentiment_score":-0.08707582950592041}],"sentiment":"neutral","sentiment_score":-0.07490803316539647,"num_words":49,"start":645.16003,"end":666.355},{"sentences":[{"text":"Now if it was something that you did notice, would you say that you'd feel, you know, optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start":668.495,"end":684.29,"sentiment":"neutral","sentiment_score":0.16890049322197834},{"text":"Yep.","start":688.685,"end":689.16504,"sentiment":"neutral","sentiment_score":0.28356051445007324},{"text":"Perfect.","start":689.16504,"end":689.66504,"sentiment":"positive","sentiment_score":0.49808645248413086},{"text":"Yeah.","start":692.205,"end":692.705,"sentiment":"neutral","sentiment_score":0.14592425525188446},{"text":"And typically as well, which is one of the the documents I have sent you in an email when you do have a moment later to look at it, it includes a graph.","start":692.765,"end":700.55,"sentiment":"neutral","sentiment_score":0.08313006343263568}],"sentiment":"neutral","sentiment_score":0.135434459325754,"num_words":72,"start":668.495,"end":700.55},{"sentences":[{"text":"Just for a good visual representation of typically what we are talking about when we're talking about the market, and it kind of shows you from 1995 until 2025.","start":700.85,"end":711.67,"sentiment":"neutral","sentiment_score":0.0607702793746159},{"text":"And when you do have a look at it, you will see that over the long term, market always goes up.","start":712.205,"end":717.005,"sentiment":"neutral","sentiment_score":0.05084982044285252},{"text":"The short term, depending on what's happening, there will be some some ups and downs and market fluctuation.","start":717.005,"end":721.985,"sentiment":"neutral","sentiment_score":-0.019291477769406304},{"text":"Yeah.","start":723.485,"end":723.805,"sentiment":"neutral","sentiment_score":0.10038390010595322},{"text":"Perfect.","start":723.805,"end":724.305,"sentiment":"neutral","sentiment_score":0.15386813879013062}],"sentiment":"neutral","sentiment_score":0.039102711003007634,"num_words":70,"start":700.85,"end":724.305},{"sentences":[{"text":"Now last question here is in regards to borrowing money.","start":724.7,"end":727.33997,"sentiment":"neutral","sentiment_score":0.028356295824050904},{"text":"So would you ever consider taking out a loan to invest in stocks or funds?","start":727.33997,"end":731.2,"sentiment":"neutral","sentiment_score":-0.00041899445156256355},{"text":"No.","start":732.62,"end":732.86,"sentiment":"neutral","sentiment_score":-0.048812177032232285},{"text":"Would you ever consider taking out a loan to buy an investment property?","start":732.86,"end":736.32,"sentiment":"neutral","sentiment_score":-0.0386975327363381},{"text":"Yes.","start":739.195,"end":739.675,"sentiment":"neutral","sentiment_score":-0.00041011814028024673}],"sentiment":"neutral","sentiment_score":-0.0068753044819459316,"num_words":40,"start":724.7,"end":739.675},{"sentences":[{"text":"Okay.","start":739.675,"end":740.175,"sentiment":"neutral","sentiment_score":0.014676863327622414},{"text":"Perfect.","start":740.235,"end":740.735,"sentiment":"neutral","sentiment_score":0.11492550373077393},{"text":"Now, Troy, that tells me here that you have come out as a growth investor.","start":741.755,"end":747.615,"sentiment":"neutral","sentiment_score":0.04565543606877327},{"text":"And at the moment, we have you invested in a high growth portfolio.","start":748.47504,"end":752.335,"sentiment":"neutral","sentiment_score":0.0009078535322959607},{"text":"Do you know the difference between those two at all?","start":753.08997,"end":755.99,"sentiment":"neutral","sentiment_score":-0.027461865171790122}],"sentiment":"neutral","sentiment_score":0.013790433807298542,"num_words":40,"start":739.675,"end":755.99},{"sentences":[{"text":"No.","start":757.97,"end":758.47,"sentiment":"neutral","sentiment_score":-0.09265433251857758},{"text":"Yes.","start":758.93,"end":759.32996,"sentiment":"neutral","sentiment_score":-0.01631089299917221},{"text":"Of course.","start":759.32996,"end":759.97,"sentiment":"neutral","sentiment_score":-0.01659731473773718},{"text":"Sorry.","start":759.97,"end":760.47,"sentiment":"neutral","sentiment_score":-0.05155721306800842},{"text":"They're both similar in that you are trying to, obviously, maximize as much growth as you can out of your superannuation while you do have plenty of time until retirement.","start":760.52997,"end":769.26495,"sentiment":"neutral","sentiment_score":0.04840453627208869}],"sentiment":"neutral","sentiment_score":0.03595482914575509,"num_words":35,"start":757.97,"end":769.26495},{"sentences":[{"text":"But at the same time, you are prepared to experience, you know, some some level of fluctuation in order to achieve that.","start":769.96497,"end":777.26495,"sentiment":"neutral","sentiment_score":0.027613869614221832},{"text":"Now the difference between them is that in a high growth portfolio, we typically see 90% of your funds being invested in what we call your growth assets.","start":777.565,"end":787.7,"sentiment":"neutral","sentiment_score":0.05145822172718389},{"text":"So that will be things like Australian shares, international shares, property, and commodities, and that is what's going to grow and maximize your super for you.","start":788.08,"end":797.14,"sentiment":"neutral","sentiment_score":0.05437671370544614},{"text":"And then we have about 10% in defensive.","start":798.13495,"end":801.035,"sentiment":"neutral","sentiment_score":0.15617974288761616},{"text":"So that will be your your cash, your fixed interest, and your gold as well to limit fluctuations a little bit.","start":801.33496,"end":807.755,"sentiment":"neutral","sentiment_score":0.1752112184961637}],"sentiment":"neutral","sentiment_score":0.07991431835939043,"num_words":105,"start":769.96497,"end":807.755},{"sentences":[{"text":"Now a growth portfolio, it's kind of a one step down.","start":808.21497,"end":812.315,"sentiment":"neutral","sentiment_score":0.1166092726317319},{"text":"So it's about an eighty twenty split.","start":812.97,"end":815.20996,"sentiment":"neutral","sentiment_score":0.09519291669130325},{"text":"So 80 in growth, so still focusing on growing it, but a little bit more defensive, 20 in then defensive.","start":815.20996,"end":822.35,"sentiment":"neutral","sentiment_score":0.14863181710243226},{"text":"Yeah.","start":824.64996,"end":825.14996,"sentiment":"neutral","sentiment_score":0.1866055428981781},{"text":"And time frame wise, you do have the time to see those fluctuations, but it's also what you are comfortable with.","start":825.52997,"end":832.115,"sentiment":"neutral","sentiment_score":0.21239470016388667}],"sentiment":"neutral","sentiment_score":0.15947638340294362,"num_words":60,"start":808.21497,"end":832.115},{"sentences":[{"text":"And the type of questions you have answered as well indicates more of a growth investor.","start":832.115,"end":837.09503,"sentiment":"neutral","sentiment_score":0.2207507574930787},{"text":"So if you are happy for me to do so, I will go and and do some research on your investment.","start":838.275,"end":844.19,"sentiment":"neutral","sentiment_score":0.28673093517621356},{"text":"And then what I'll do is I'll put together a statement of advice to show you what a growth portfolio would look like and how that's different to your high growth portfolio.","start":844.64996,"end":854.51,"sentiment":"neutral","sentiment_score":0.26262221997603774},{"text":"It's also a good point to kind of check-in on your investments.","start":855.14496,"end":859.245,"sentiment":"positive","sentiment_score":0.4021187126636505},{"text":"So in the email, I did send you as well when you have a moment later.","start":859.625,"end":865.005,"sentiment":"neutral","sentiment_score":0.258771232329309}],"sentiment":"neutral","sentiment_score":0.2775570831655227,"num_words":97,"start":832.115,"end":865.005},{"sentences":[{"text":"There is a performance report as well, and it does show you kind of what your portfolio has performed over the last twelve months after fees.","start":866.265,"end":874.98,"sentiment":"neutral","sentiment_score":0.2972681396282636},{"text":"So kind of like I touched on earlier, we have seen a bit of fluctuation in the market.","start":875.2,"end":879.14,"sentiment":"neutral","sentiment_score":0.08353402403493722},{"text":"Overall, though, your portfolio has still hold up really well.","start":879.44,"end":883.06,"sentiment":"positive","sentiment_score":0.43392821550369265},{"text":"So after fees, the net return has still been 12.5%, which is really good.","start":883.605,"end":889.465,"sentiment":"positive","sentiment_score":0.6013775978769574},{"text":"Yeah.","start":891.045,"end":891.525,"sentiment":"neutral","sentiment_score":0.1821521818637848}],"sentiment":"neutral","sentiment_score":0.3213522430455339,"num_words":69,"start":866.265,"end":891.525},{"sentences":[{"text":"So what I will do is to do some research on the investments because it's always a good time, especially with some much happening in the market as well to revisit, do we need to chop and change some of those investments moving forward, as well as looking at slightly decreasing that risk for you.","start":891.525,"end":907.89,"sentiment":"neutral","sentiment_score":0.21438020427118648},{"text":"So when is typically a best time for you to to go through that proposal?","start":909.23004,"end":914.47504,"sentiment":"neutral","sentiment_score":0.12637422929207484},{"text":"And it will take me about a week or so to put that research together.","start":914.53503,"end":919.195,"sentiment":"neutral","sentiment_score":0.11946263015270234},{"text":"Okay.","start":929.82996,"end":930.32996,"sentiment":"positive","sentiment_score":0.4135110378265381},{"text":"Yep.","start":931.11,"end":931.58997,"sentiment":"positive","sentiment_score":0.5605888366699219}],"sentiment":"neutral","sentiment_score":0.18910993104693533,"num_words":87,"start":891.525,"end":931.58997},{"sentences":[{"text":"That's good.","start":931.58997,"end":932.14996,"sentiment":"positive","sentiment_score":0.7901959419250488},{"text":"Because usually after hours, I book out very quickly.","start":932.14996,"end":935.05,"sentiment":"positive","sentiment_score":0.5323004689481523},{"text":"So that's good.","start":935.11,"end":936.73,"sentiment":"positive","sentiment_score":0.5005657970905304},{"text":"Okay.","start":943.065,"end":943.54504,"sentiment":"positive","sentiment_score":0.370851993560791},{"text":"Perfect.","start":943.54504,"end":944.04504,"sentiment":"positive","sentiment_score":0.5477975010871887}],"sentiment":"positive","sentiment_score":0.54946518689394,"num_words":16,"start":931.58997,"end":944.04504},{"sentences":[{"text":"Yep.","start":951.32,"end":951.82,"sentiment":"neutral","sentiment_score":0.04941187426447868},{"text":"Because if I'm look yeah.","start":955.0,"end":957.5,"sentiment":"neutral","sentiment_score":0.0544777687638998},{"text":"Perfect.","start":957.80005,"end":958.30005,"sentiment":"positive","sentiment_score":0.3934495449066162},{"text":"Let me have a look.","start":958.44,"end":959.24005,"sentiment":"neutral","sentiment_score":0.16099146008491516},{"text":"So next week, I'm fully booked.","start":959.24005,"end":961.18005,"sentiment":"neutral","sentiment_score":0.1348575217028459}],"sentiment":"neutral","sentiment_score":0.12940848297956917,"num_words":18,"start":951.32,"end":961.18005},{"sentences":[{"text":"Week after, I could do Wednesday or Thursday.","start":961.48004,"end":965.02,"sentiment":"neutral","sentiment_score":0.06186383683234453},{"text":"Afternoons are booked, but I can kind of do around this time frame.","start":967.545,"end":973.965,"sentiment":"neutral","sentiment_score":0.07961141690611839},{"text":"Yeah.","start":974.105,"end":974.505,"sentiment":"neutral","sentiment_score":0.0986594706773758},{"text":"I could do Wednesday or Thursday.","start":974.505,"end":978.205,"sentiment":"neutral","sentiment_score":0.07501039529840152},{"text":"I could do 11AM your time.","start":978.345,"end":980.665,"sentiment":"neutral","sentiment_score":0.08013742044568062}],"sentiment":"neutral","sentiment_score":0.07527663175235777,"num_words":34,"start":961.48004,"end":980.665},{"sentences":[{"text":"Would that work?","start":980.665,"end":981.6,"sentiment":"neutral","sentiment_score":0.10659176607926686},{"text":"Yeah?","start":983.04,"end":983.51996,"sentiment":"neutral","sentiment_score":0.07941766828298569},{"text":"Which which day works best for you?","start":983.51996,"end":985.38,"sentiment":"neutral","sentiment_score":0.0991843044757843},{"text":"Wednesday.","start":988.07996,"end":988.57996,"sentiment":"neutral","sentiment_score":0.047475650906562805},{"text":"Alright.","start":988.63995,"end":988.88,"sentiment":"neutral","sentiment_score":0.09180303663015366}],"sentiment":"neutral","sentiment_score":0.09482782964523022,"num_words":13,"start":980.665,"end":988.88},{"sentences":[{"text":"So that is Wednesday, the the sixth, and that will be eleven AM.","start":988.88,"end":994.1,"sentiment":"neutral","sentiment_score":0.08413218391629365},{"text":"E.","start":997.295,"end":997.795,"sentiment":"neutral","sentiment_score":0.007400413975119591},{"text":"Yeah.","start":999.615,"end":1000.115,"sentiment":"neutral","sentiment_score":0.05126528441905975},{"text":"No.","start":1000.175,"end":1000.415,"sentiment":"neutral","sentiment_score":0.002738094888627529},{"text":"That's okay.","start":1000.415,"end":1001.315,"sentiment":"neutral","sentiment_score":0.09295047074556351}],"sentiment":"neutral","sentiment_score":0.07450128476031953,"num_words":18,"start":988.88,"end":1001.315},{"sentences":[{"text":"Yeah.","start":1002.335,"end":1002.735,"sentiment":"neutral","sentiment_score":0.09722909331321716},{"text":"I I can add a text reminder to the booking as well two hours before.","start":1002.735,"end":1006.915,"sentiment":"neutral","sentiment_score":0.13662449667851131},{"text":"So if it is not something happens yeah.","start":1007.215,"end":1010.73004,"sentiment":"neutral","sentiment_score":0.015506921918131411},{"text":"And that's usually because sometimes sometimes we book it a couple of weeks in advance as well because things do fill up quickly, and it's sometimes life gets in the way and you forget things.","start":1011.59,"end":1021.27,"sentiment":"neutral","sentiment_score":-0.07171552452657903},{"text":"So it's it's good to have a reminder to just be like, oh, yeah.","start":1021.27,"end":1024.285,"sentiment":"neutral","sentiment_score":0.15262003575584718}],"sentiment":"neutral","sentiment_score":0.02599026110941825,"num_words":73,"start":1002.335,"end":1024.285},{"sentences":[{"text":"And if you are obviously on the way out or something and you can't make it, you can even just send us a text message or a quick call to say, hey.","start":1024.285,"end":1031.885,"sentiment":"neutral","sentiment_score":-0.04953292082063854},{"text":"Sorry.","start":1031.885,"end":1032.125,"sentiment":"neutral","sentiment_score":-0.23587492108345032},{"text":"I can't make it.","start":1032.125,"end":1032.685,"sentiment":"neutral","sentiment_score":-0.2752487249672413},{"text":"Let's reschedule.","start":1032.685,"end":1033.425,"sentiment":"neutral","sentiment_score":-0.11350644007325172},{"text":"That's fine.","start":1034.2051,"end":1034.925,"sentiment":"neutral","sentiment_score":0.1990516111254692}],"sentiment":"neutral","sentiment_score":-0.06709348646605887,"num_words":41,"start":1024.285,"end":1034.925},{"sentences":[{"text":"But, otherwise, that is booked in for you.","start":1034.925,"end":1037.5851,"sentiment":"positive","sentiment_score":0.3369325362145901},{"text":"Now the last couple of things in the documents that you will see there for you, Troy, is also a a financial services guide.","start":1037.99,"end":1045.53,"sentiment":"neutral","sentiment_score":0.11815519382556279},{"text":"You would have seen this one before.","start":1045.5901,"end":1046.9501,"sentiment":"neutral","sentiment_score":0.08183960616588593},{"text":"It's just a bit of an updated version.","start":1046.9501,"end":1048.4701,"sentiment":"neutral","sentiment_score":0.08027981361374259},{"text":"It's one of those compliance documents, but it does give you all important information in regards to all of us here.","start":1048.4701,"end":1054.2849,"sentiment":"neutral","sentiment_score":0.15849922668366206}],"sentiment":"neutral","sentiment_score":0.14815859491115108,"num_words":68,"start":1034.925,"end":1054.2849},{"sentences":[{"text":"You will see the team of directors, all advisers there.","start":1054.4249,"end":1056.985,"sentiment":"neutral","sentiment_score":0.10329658389091492},{"text":"And if you do have a look at it, you will see myself in both of them as well if you do wanna put a face to the voice.","start":1056.985,"end":1063.565,"sentiment":"neutral","sentiment_score":0.09857686030967482},{"text":"Yep.","start":1065.0,"end":1065.5,"sentiment":"neutral","sentiment_score":0.08702175319194794},{"text":"But, otherwise, a quick summary of your super and insurances.","start":1066.68,"end":1069.66,"sentiment":"neutral","sentiment_score":0.09660765156149864},{"text":"So you have your super with hub twenty four.","start":1070.12,"end":1073.3401,"sentiment":"neutral","sentiment_score":0.0826073471042845}],"sentiment":"neutral","sentiment_score":0.09641117255313922,"num_words":59,"start":1054.4249,"end":1073.3401},{"sentences":[{"text":"And at the moment, you have about a $128,736 in there.","start":1073.4801,"end":1079.66,"sentiment":"neutral","sentiment_score":0.07242576574737375},{"text":"You also have your Neos insurances.","start":1080.5651,"end":1082.7451,"sentiment":"neutral","sentiment_score":0.07375602548321088},{"text":"So you have a life and TPD of 4,000 sorry.","start":1083.285,"end":1088.2451,"sentiment":"neutral","sentiment_score":0.09683407209813595},{"text":"438,860 and $96.","start":1088.2451,"end":1092.905,"sentiment":"neutral","sentiment_score":0.0862281545996666},{"text":"You're quite happy with those amounts still?","start":1093.41,"end":1095.43,"sentiment":"positive","sentiment_score":0.391106801373618}],"sentiment":"neutral","sentiment_score":0.14064844244638006,"num_words":37,"start":1073.4801,"end":1095.43},{"sentences":[{"text":"Yeah.","start":1102.8501,"end":1103.3301,"sentiment":"neutral","sentiment_score":0.026504069566726685},{"text":"Kind of cover, you know, if there's any not that you really have any debt, really.","start":1103.3301,"end":1107.91,"sentiment":"neutral","sentiment_score":-0.05362249305471778},{"text":"But if there's, you know, anything to be cleared out and, yeah, cover income for a bit if you need to.","start":1108.1449,"end":1113.365,"sentiment":"neutral","sentiment_score":-0.0014716282575612976},{"text":"You also have an income protection.","start":1114.1449,"end":1115.845,"sentiment":"neutral","sentiment_score":0.103111632168293},{"text":"So that will pay you a monthly amount of $3,378 per month, thirty day waiting period, five year benefit, all three after the tax deduction is 3,090.","start":1116.5449,"end":1130.2101,"sentiment":"neutral","sentiment_score":0.11552715411892643}],"sentiment":"neutral","sentiment_score":0.040500604809904604,"num_words":71,"start":1102.8501,"end":1130.2101},{"sentences":[{"text":"Still happy with the income protection as well?","start":1130.5901,"end":1132.93,"sentiment":"neutral","sentiment_score":0.32377250492572784},{"text":"Great.","start":1134.9951,"end":1135.4951,"sentiment":"neutral","sentiment_score":0.11070641130208968},{"text":"Yes.","start":1139.635,"end":1140.135,"sentiment":"neutral","sentiment_score":-0.0384594202041626},{"text":"If something happens, you need that.","start":1140.1951,"end":1141.9551,"sentiment":"neutral","sentiment_score":-0.08740448827544849},{"text":"Yep.","start":1141.9551,"end":1142.4551,"sentiment":"neutral","sentiment_score":-0.026540523394942284}],"sentiment":"neutral","sentiment_score":0.12420350455624216,"num_words":17,"start":1130.5901,"end":1142.4551},{"sentences":[{"text":"Yep.","start":1143.4751,"end":1143.9751,"sentiment":"neutral","sentiment_score":0.14357851445674896},{"text":"Perfect.","start":1144.035,"end":1144.535,"sentiment":"positive","sentiment_score":0.4906590282917022},{"text":"Now I can see as well that you don't have trauma cover.","start":1145.3151,"end":1148.14,"sentiment":"neutral","sentiment_score":0.1059622522443533},{"text":"It is a policy you have to pay for out of pocket, though.","start":1148.14,"end":1150.38,"sentiment":"neutral","sentiment_score":-0.004782793327019765},{"text":"You're still quite happy not to have that?","start":1150.38,"end":1152.72,"sentiment":"neutral","sentiment_score":0.08850366179831326}],"sentiment":"neutral","sentiment_score":0.07290393002331257,"num_words":35,"start":1143.4751,"end":1152.72},{"sentences":[{"text":"Yep.","start":1154.54,"end":1154.9401,"sentiment":"neutral","sentiment_score":0.29434362053871155},{"text":"Great.","start":1154.9401,"end":1155.34,"sentiment":"positive","sentiment_score":0.7149696350097656},{"text":"Perfect.","start":1155.34,"end":1155.84,"sentiment":"positive","sentiment_score":0.6709097027778625},{"text":"The the last documents, essentially, is just a policy statement for your Neos insurances.","start":1157.1,"end":1162.815,"sentiment":"neutral","sentiment_score":0.2780464238354138},{"text":"Basically, shows you that everything is up to date.","start":1162.955,"end":1165.535,"sentiment":"neutral","sentiment_score":0.23987348874409994}],"sentiment":"neutral","sentiment_score":0.29737439579688585,"num_words":26,"start":1154.54,"end":1165.535},{"sentences":[{"text":"And then it will ask you to sign two documents as well.","start":1166.635,"end":1169.9149,"sentiment":"neutral","sentiment_score":0.17485953060289225},{"text":"So when you have a moment, have a look for the document.","start":1169.9149,"end":1172.155,"sentiment":"neutral","sentiment_score":0.144661420956254},{"text":"Any questions, let me know.","start":1172.155,"end":1173.775,"sentiment":"neutral","sentiment_score":0.12464162111282348},{"text":"Otherwise, if it all makes sense and you're happy to do so, if you could sign those documents, it will ask you to sign too.","start":1174.36,"end":1182.2,"sentiment":"neutral","sentiment_score":0.22567045956850051},{"text":"Now one is your ongoing service agreement with hub twenty four as well.","start":1182.2,"end":1187.48,"sentiment":"neutral","sentiment_score":0.18006374629644248}],"sentiment":"neutral","sentiment_score":0.18567238381104684,"num_words":67,"start":1166.635,"end":1187.48},{"sentences":[{"text":"Just to say that you are happy to remain and stay on as a client, and we can keep servicing you.","start":1187.48,"end":1193.4551,"sentiment":"positive","sentiment_score":0.3490580306166694},{"text":"Now there's no changes at all in regards to the fee structure.","start":1193.5951,"end":1196.9551,"sentiment":"neutral","sentiment_score":0.11686264754583438},{"text":"So that stays exactly the same at one point $6.05 from super.","start":1196.9551,"end":1200.9751,"sentiment":"neutral","sentiment_score":0.18781442567706108},{"text":"And then the last document, it is just a compliance form just to say that we are keeping your tax phone number secure on file.","start":1201.47,"end":1208.61,"sentiment":"neutral","sentiment_score":0.14074714362621307},{"text":"Now that was everything.","start":1210.19,"end":1211.39,"sentiment":"neutral","sentiment_score":0.1944069191813469}],"sentiment":"neutral","sentiment_score":0.20652229444602052,"num_words":74,"start":1187.48,"end":1211.39},{"sentences":[{"text":"Hopefully, it didn't take up too much of your time.","start":1211.39,"end":1214.29,"sentiment":"neutral","sentiment_score":0.08999429419636726},{"text":"Before I let you go, Troy, do you have any questions or anything else for me at this point?","start":1216.035,"end":1220.4551,"sentiment":"neutral","sentiment_score":0.05433340488295806},{"text":"No?","start":1222.755,"end":1223.255,"sentiment":"neutral","sentiment_score":-0.02810514345765114},{"text":"That's okay.","start":1225.395,"end":1226.035,"sentiment":"neutral","sentiment_score":0.09516636654734612},{"text":"If not, always write it down.","start":1226.035,"end":1227.735,"sentiment":"neutral","sentiment_score":0.06772145008047421}],"sentiment":"neutral","sentiment_score":0.0658114190752569,"num_words":38,"start":1211.39,"end":1227.735},{"sentences":[{"text":"You can give me a call, of course.","start":1227.875,"end":1229.35,"sentiment":"neutral","sentiment_score":0.09255727287381887},{"text":"But if not, otherwise, if you do have any questions, when I do give you a call, excuse me, on Wednesday, May 6, I will we can go through anything as well.","start":1229.35,"end":1240.965,"sentiment":"neutral","sentiment_score":0.08789783774409443},{"text":"Yep.","start":1241.365,"end":1241.865,"sentiment":"neutral","sentiment_score":0.1080203577876091},{"text":"Yes.","start":1246.725,"end":1247.125,"sentiment":"positive","sentiment_score":0.6163547039031982},{"text":"Amazing.","start":1247.125,"end":1247.625,"sentiment":"positive","sentiment_score":0.7701108455657959}],"sentiment":"neutral","sentiment_score":0.11738778832693432,"num_words":43,"start":1227.875,"end":1247.625},{"sentences":[{"text":"If you have any questions with the form as well, just just let me know.","start":1247.765,"end":1250.745,"sentiment":"neutral","sentiment_score":0.3287358323733012},{"text":"Yeah.","start":1251.765,"end":1252.265,"sentiment":"neutral","sentiment_score":0.09576767683029176},{"text":"Yeah.","start":1252.965,"end":1253.465,"sentiment":"positive","sentiment_score":0.6071728467941284},{"text":"No problem at all.","start":1253.845,"end":1254.645,"sentiment":"positive","sentiment_score":0.6227595210075378},{"text":"I hope you enjoy the rest of your day and it's not too busy for you.","start":1254.645,"end":1257.385,"sentiment":"positive","sentiment_score":0.7474049553275108}],"sentiment":"positive","sentiment_score":0.5427971723917369,"num_words":37,"start":1247.765,"end":1257.385},{"sentences":[{"text":"Mhmm.","start":1258.405,"end":1258.905,"sentiment":"neutral","sentiment_score":0.2230965495109558},{"text":"Thanks for fixing.","start":1258.965,"end":1260.025,"sentiment":"positive","sentiment_score":0.6327706972757975},{"text":"Bye.","start":1261.205,"end":1261.705,"sentiment":"positive","sentiment_score":0.3563562333583832},{"text":"Bye.","start":1261.9249,"end":1262.4249,"sentiment":"neutral","sentiment_score":-0.1044175997376442}],"sentiment":"positive","sentiment_score":0.3955578791598479,"num_words":6,"start":1258.405,"end":1262.4249}]}}]},{"alternatives":[{"transcript":"Good morning. This is Troy. Good. Thank you. And yourself? Good. Good. Not too bad. I've just got a staff member stuck down the street to grab some coffee. So if I have a customer walk in, I may have to just pause for a second, but otherwise, we're good to go. Yeah. I'll I'll let you know if I'm, yeah, gonna talk to someone else. So all good. Yes. Thank you. Yes. That's good. Yep. Troy Randall Branson. 22nd Of The 3rd 7718 To 40 Kupini Road, Cummins, 5631. Yep. Yep. Let's do the case. Yes. 978978. Yes. Yes. I had to think of that in my head then. Hubway School. Correct. Correct. Don't draw any wage for the business, but the business pays for our our wage. So yeah. I'm just a slave. Yes. It is. And we're a small partnership business, so the business covers a lot of our expenses. But, yeah, don't don't get paid a a said wage, but, yeah, man, that 45 if it was to be paid, 50 would be where I'd be at. But I'm pretty sure, yeah, Tanya's been trickling stuff into there when we can. So, yep. What do we normally we normally gotta get a a form from you guys to say that we're claiming the tax. Yep. That'd be good. Yes. Yep. Perfect. The home property that is now paid off. Land value is going up, but I just not putting my finger on where the rates are at the moment. Yeah. Perfect. $3.80 was where I was gonna put you at. So yep. Yes. Yeah. Yep. Yeah. That cost us 80, that thing. Yes. And we also have a Toyota Horlux ute worth 20 as well. No. They're all paid for. Got it. That has you're gonna laugh at me. I'm looking around thinking, where's my phone so I can look that up? Yeah. I'm talking to you. Yeah. Yep. I think it's down to about 30 now. Yep. So we're getting close to paying the bugger off. It is. Correct. No. I passed a physical test recently for the local fire brigade, so just passed the medical recently. No. That's volunteering. So, yeah, I've been doing that for thirty five years now. So yeah. Yeah. I'm getting a bit long on the tooth on it now, as in getting a bit over it, but we had Tuesday night. We had it called out at 01:00 in the afternoon. We're out there until midnight up the side of a quite a steep hill and, yeah, trying to put a fire out. So so but yeah. And then we've got, you know, road crash and building fires and all that sort of stuff as well that we handle as well. So that had quite the workload over the last six months. Yes. Yep. It is. Yes. I believe we do. Yes. We have a wheel in place. Yes. Correct. No. Let me look through this pile of I'll get to it one day pile. Hang on a sec here. I just see. I might I might still have it. There's an IQVU envelope. Possible. Got a return envelope. Been it. I didn't oh, gee. That's been hard in a while. That's 2,003 on that one. Beneficiary details, plan details, all that. So is the o three one still gonna be relevant, or do I need a new one? Alright. Cool. Beneficiary nomination form. That's what it says at the front. Yep. Cool. Alright. I'll put that on my desk. I'll fill that out today. Yep. Right. Cool. Because, yeah, Tuesday night, I thought about making sure my life insurance is all good. A couple spots we put the truck in. So so alright. I'll get that filled out and returned. Only three years late, but we'll get there. Yeah. Get that complete. Yes. Yes. Cool. Yep. Yep. Cool. No worries. No. I would hope so, but I doubt it. Ideally, 60 would be good, but if 67 seems to be the pension of the whatever age now, Claim your super back. So ah, right there. Cool. That's hell, that's, honey. Well, you know, well, I hope so, but I I don't I don't see it being coming through, but I hope so. Yes. That's the plan. Let's say at the very second, I'd probably need more because of the fuel prices. But if that all settles down, we should be okay. Thousand I I can live on a thousand dollars a week for sure. Yes. Yep. Yeah. I'll be in the moderate area there. You need to take a little bit of risk to try and get some money back, but you if things go to shit, you need some security that something's still there. Yeah. The first one where you'd like to try and buy at the bottom of the market and then yep. Moderate. Moderate. Yep. Who would have my little wife would let me drag out? Yeah. Yep. Yep. Optimistic I'm staying with at the moment. Sure. Surely, it's gotta get better. Yep. Yes. Yeah. Yep. Yes. Yes. Correct. No. Yes. Yes. Yeah. Not clearly. No. Can you explain them? Yep. No. Yep. Oh, yeah. Yep. I like that one better. Yep. Yep. Yeah. Yep. Yep. Yes. That's good. Yeah. Yep. Right. Which day of the week's the best? Well, during school, it's a lot better because my wife is back at work and I can it frees me up for time, which falls into yep. Yep. Now that falls into line. So, yeah, school goes back next week, so that timeline sort of fits pretty well. As far as days during the week, I have the most amount of staff here on a Friday, but typically, I go go do some deliveries and stuff as well. Where am I? Yeah. Wednesday or Thursday. It's something like that'll be fine. Yep. Good morning. Yep. Yep. That works for me. Yep. Go with Wednesday. Yep. And the only exception would be if I've been called out or far or anything like that or, yeah, out of a out of a store. So that's the only exception, but otherwise, it should be fine. Yes. Yep. That was good this morning. Oh, shit. That's right. Yes. Yep. Cool. Mhmm. Yeah. Cool. Yep. No worries. Yep. Yes. Yep. Should be. It'll be hopefully enough to wipe my bum and not wipe for a while when I need it. Yep. Yes. Yep. Yes. Yep. Yep. Absolutely. That's vital for in here on the, unfortunately, on the branch trust of the building. So without me, the shop doesn't run for very long. Yeah. I'm comfortable with that. Yep. Yep. Yep. Mhmm. Cool. Yep. No. That's been good. Yep. No. No. Give me five minutes and I might think it's something, but no. Yep. Yeah. Cool. And I'll have a crack at this beneficiary nomination form and try and get that completed today and sent back. Yeah. That'll be the only yep. Cool. Awesome. Thank you. Will do. Thank you very much. No worries. Thank you. Bye.","confidence":0.984375,"words":[{"word":"good","start":1.36,"end":1.5999999,"confidence":0.9980469,"punctuated_word":"Good","sentiment":"neutral","sentiment_score":0.3225433826446533},{"word":"morning","start":1.5999999,"end":1.8399999,"confidence":0.9523926,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.28080958127975464},{"word":"this","start":1.8399999,"end":2.08,"confidence":0.98828125,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.20106425881385803},{"word":"is","start":2.08,"end":2.24,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20303446054458615},{"word":"troy","start":2.24,"end":2.74,"confidence":0.9921875,"punctuated_word":"Troy.","sentiment":"neutral","sentiment_score":0.2323637753725052},{"word":"good","start":6.72,"end":7.04,"confidence":0.9980469,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.5634647011756897},{"word":"thank","start":7.04,"end":7.2,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6607003211975098},{"word":"you","start":7.2,"end":7.3599997,"confidence":0.9880371,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5460444092750549},{"word":"and","start":7.3599997,"end":7.6,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.31428757309913635},{"word":"yourself","start":7.6,"end":8.1,"confidence":0.9995117,"punctuated_word":"yourself?","sentiment":"positive","sentiment_score":0.3992387652397156},{"word":"good","start":9.92,"end":10.24,"confidence":0.99853516,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.5726610422134399},{"word":"good","start":10.24,"end":10.74,"confidence":0.9980469,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.4918873906135559},{"word":"not","start":16.065,"end":16.305,"confidence":0.9243164,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.2724713385105133},{"word":"too","start":16.305,"end":16.465,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.14362072944641113},{"word":"bad","start":16.465,"end":16.785,"confidence":0.9926758,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.23553183674812317},{"word":"i've","start":16.785,"end":16.945,"confidence":0.9770508,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.23398759961128235},{"word":"just","start":16.945,"end":17.185,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2615669369697571},{"word":"got","start":17.185,"end":17.345001,"confidence":0.9819336,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.28123465180397034},{"word":"a","start":17.345001,"end":17.425,"confidence":0.93847656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26889243721961975},{"word":"staff","start":17.425,"end":17.744999,"confidence":0.99609375,"punctuated_word":"staff","sentiment":"neutral","sentiment_score":0.2461303472518921},{"word":"member","start":17.744999,"end":18.065,"confidence":0.88183594,"punctuated_word":"member","sentiment":"neutral","sentiment_score":0.1991930603981018},{"word":"stuck","start":18.065,"end":18.305,"confidence":0.29052734,"punctuated_word":"stuck","sentiment":"neutral","sentiment_score":0.18966305255889893},{"word":"down","start":18.305,"end":18.385,"confidence":0.98828125,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.18734875321388245},{"word":"the","start":18.385,"end":18.465,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19896891713142395},{"word":"street","start":18.465,"end":18.705,"confidence":1.0,"punctuated_word":"street","sentiment":"neutral","sentiment_score":0.193306565284729},{"word":"to","start":18.705,"end":18.865,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20559456944465637},{"word":"grab","start":18.865,"end":19.105,"confidence":0.99902344,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.2693711817264557},{"word":"some","start":19.105,"end":19.345,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2316206097602844},{"word":"coffee","start":19.345,"end":19.585,"confidence":0.49682617,"punctuated_word":"coffee.","sentiment":"neutral","sentiment_score":0.17632119357585907},{"word":"so","start":19.585,"end":19.744999,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21224677562713623},{"word":"if","start":19.744999,"end":19.825,"confidence":0.921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18594807386398315},{"word":"i","start":19.825,"end":19.905,"confidence":0.97509766,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19085657596588135},{"word":"have","start":19.905,"end":20.065,"confidence":0.94384766,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17393694818019867},{"word":"a","start":20.065,"end":20.145,"confidence":0.96972656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17272864282131195},{"word":"customer","start":20.145,"end":20.545,"confidence":0.9951172,"punctuated_word":"customer","sentiment":"neutral","sentiment_score":0.10975726693868636},{"word":"walk","start":20.545,"end":20.705,"confidence":0.78222656,"punctuated_word":"walk","sentiment":"neutral","sentiment_score":0.13484975695610046},{"word":"in","start":20.705,"end":20.945,"confidence":0.93774414,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.1227211207151413},{"word":"i","start":20.945,"end":21.025,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20331323146820068},{"word":"may","start":21.025,"end":21.185001,"confidence":0.55371094,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.11097421497106552},{"word":"have","start":21.185001,"end":21.345001,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09281113743782043},{"word":"to","start":21.345001,"end":21.505001,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1269262433052063},{"word":"just","start":21.505001,"end":21.665,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13473327457904816},{"word":"pause","start":21.665,"end":21.985,"confidence":0.99902344,"punctuated_word":"pause","sentiment":"neutral","sentiment_score":0.10626392811536788},{"word":"for","start":21.985,"end":22.065,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10011544078588486},{"word":"a","start":22.065,"end":22.145,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13699021935462952},{"word":"second","start":22.145,"end":22.465,"confidence":0.8918457,"punctuated_word":"second,","sentiment":"neutral","sentiment_score":0.14407317340373993},{"word":"but","start":22.465,"end":22.625,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.16708464920520782},{"word":"otherwise","start":22.625,"end":23.025,"confidence":0.8000488,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.24852848052978516},{"word":"we're","start":23.025,"end":23.185,"confidence":0.99365234,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.3393857479095459},{"word":"good","start":23.185,"end":23.345001,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2832910120487213},{"word":"to","start":23.345001,"end":23.505001,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3541385233402252},{"word":"go","start":23.505001,"end":24.005001,"confidence":0.99902344,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.2898384630680084},{"word":"yeah","start":28.710001,"end":29.03,"confidence":0.9440918,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.099965900182724},{"word":"i'll","start":29.03,"end":29.27,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0882968008518219},{"word":"i'll","start":29.27,"end":29.43,"confidence":0.98999023,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.08768849074840546},{"word":"let","start":29.43,"end":29.59,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.09926553815603256},{"word":"you","start":29.59,"end":29.67,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07945434004068375},{"word":"know","start":29.67,"end":29.91,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.08922386914491653},{"word":"if","start":29.91,"end":29.990002,"confidence":0.9199219,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07345221936702728},{"word":"i'm","start":29.990002,"end":30.470001,"confidence":0.9661458,"punctuated_word":"I'm,","sentiment":"neutral","sentiment_score":0.062122099101543427},{"word":"yeah","start":30.470001,"end":30.87,"confidence":0.84472656,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.05843135714530945},{"word":"gonna","start":30.87,"end":31.19,"confidence":0.94970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.056423842906951904},{"word":"talk","start":31.19,"end":31.35,"confidence":0.9921875,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.04793031886219978},{"word":"to","start":31.35,"end":31.43,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02513757348060608},{"word":"someone","start":31.43,"end":31.75,"confidence":0.99316406,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.06035955995321274},{"word":"else","start":31.75,"end":31.99,"confidence":0.6817627,"punctuated_word":"else.","sentiment":"neutral","sentiment_score":0.04415125027298927},{"word":"so","start":31.99,"end":32.31,"confidence":0.8588867,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19909155368804932},{"word":"all","start":32.31,"end":32.47,"confidence":0.6484375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.29986822605133057},{"word":"good","start":32.47,"end":32.97,"confidence":0.93066406,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.19936099648475647},{"word":"yes","start":37.67,"end":37.99,"confidence":0.97875977,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09494413435459136},{"word":"thank","start":37.99,"end":38.23,"confidence":1.0,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.22282372415065765},{"word":"you","start":38.23,"end":38.625,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1599566638469696},{"word":"yes","start":45.985,"end":46.305,"confidence":0.9880371,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.19519537687301636},{"word":"that's","start":46.305,"end":46.625,"confidence":0.9926758,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.351045697927475},{"word":"good","start":46.625,"end":47.125,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.38055112957954407},{"word":"yep","start":56.92,"end":57.32,"confidence":0.8635254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01769981160759926},{"word":"troy","start":57.32,"end":57.64,"confidence":0.6767578,"punctuated_word":"Troy","sentiment":"neutral","sentiment_score":0.01253717951476574},{"word":"randall","start":57.64,"end":57.96,"confidence":0.98095703,"punctuated_word":"Randall","sentiment":"neutral","sentiment_score":0.01876690797507763},{"word":"branson","start":57.96,"end":58.36,"confidence":0.79988605,"punctuated_word":"Branson.","sentiment":"neutral","sentiment_score":0.015781983733177185},{"word":"22nd","start":58.36,"end":58.92,"confidence":0.9921875,"punctuated_word":"22nd","sentiment":"neutral","sentiment_score":0.018379615619778633},{"word":"of","start":58.92,"end":59.079998,"confidence":0.66748047,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":0.014212613925337791},{"word":"the","start":59.079998,"end":59.16,"confidence":0.96240234,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.011670056730508804},{"word":"3rd","start":59.16,"end":59.48,"confidence":0.9970703,"punctuated_word":"3rd","sentiment":"neutral","sentiment_score":0.022139549255371097},{"word":"7718","start":59.48,"end":61.0,"confidence":0.61409503,"punctuated_word":"7718","sentiment":"neutral","sentiment_score":0.022760629653930664},{"word":"to","start":61.0,"end":61.16,"confidence":0.9741211,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.02211271971464157},{"word":"40","start":61.16,"end":61.399998,"confidence":0.9941406,"punctuated_word":"40","sentiment":"neutral","sentiment_score":0.02723355032503605},{"word":"kupini","start":61.399998,"end":61.8,"confidence":0.4950358,"punctuated_word":"Kupini","sentiment":"neutral","sentiment_score":0.03634580969810486},{"word":"road","start":61.8,"end":61.96,"confidence":0.9230957,"punctuated_word":"Road,","sentiment":"neutral","sentiment_score":0.029549580067396164},{"word":"cummins","start":61.96,"end":62.36,"confidence":0.79248047,"punctuated_word":"Cummins,","sentiment":"neutral","sentiment_score":0.03905775025486946},{"word":"5631","start":62.36,"end":63.42,"confidence":0.9086914,"punctuated_word":"5631.","sentiment":"neutral","sentiment_score":0.041932880878448486},{"word":"yep","start":77.505,"end":78.005,"confidence":0.8635254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016511831432580948},{"word":"yep","start":78.064995,"end":78.564995,"confidence":0.96655273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.009468317031860352},{"word":"let's","start":84.07,"end":84.39,"confidence":0.7044678,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.015492843464016914},{"word":"do","start":84.39,"end":84.549995,"confidence":0.9863281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01945759728550911},{"word":"the","start":84.549995,"end":84.63,"confidence":0.9614258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014398014172911644},{"word":"case","start":84.63,"end":85.03,"confidence":0.98657227,"punctuated_word":"case.","sentiment":"neutral","sentiment_score":0.030494937673211098},{"word":"yes","start":85.03,"end":85.53,"confidence":0.99121094,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14232945442199707},{"word":"978978","start":93.11,"end":94.71,"confidence":0.69970703,"punctuated_word":"978978.","sentiment":"neutral","sentiment_score":0.02830074355006218},{"word":"yes","start":94.71,"end":94.965,"confidence":0.97631836,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.042832814157009125},{"word":"yes","start":95.204994,"end":95.365,"confidence":0.99560547,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03848610445857048},{"word":"i","start":95.365,"end":95.445,"confidence":0.73046875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018978897482156754},{"word":"had","start":95.445,"end":95.524994,"confidence":0.67578125,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.005029547959566116},{"word":"to","start":95.524994,"end":95.685,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.002184998244047165},{"word":"think","start":95.685,"end":95.84499,"confidence":0.9941406,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.004015397280454636},{"word":"of","start":95.84499,"end":95.924995,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.014801301062107086},{"word":"that","start":95.924995,"end":96.045,"confidence":0.9741211,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.032041996717453},{"word":"in","start":96.045,"end":96.16499,"confidence":0.9160156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.021274279803037643},{"word":"my","start":96.16499,"end":96.325,"confidence":0.9951172,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.033438920974731445},{"word":"head","start":96.325,"end":96.48499,"confidence":0.9902344,"punctuated_word":"head","sentiment":"neutral","sentiment_score":0.003530483692884445},{"word":"then","start":96.48499,"end":96.98499,"confidence":0.9921875,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.013872597366571426},{"word":"hubway","start":105.204994,"end":105.604996,"confidence":0.19677734,"punctuated_word":"Hubway","sentiment":"neutral","sentiment_score":0.06731105595827103},{"word":"school","start":105.604996,"end":106.005,"confidence":0.82910156,"punctuated_word":"School.","sentiment":"neutral","sentiment_score":0.035115331411361694},{"word":"correct","start":106.005,"end":106.505,"confidence":0.9892578,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.009320611134171486},{"word":"correct","start":106.965,"end":107.465,"confidence":0.9946289,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.05702631548047066},{"word":"don't","start":116.63,"end":116.95,"confidence":0.8520508,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.043028365820646286},{"word":"draw","start":116.95,"end":117.27,"confidence":0.9951172,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":-0.03419361263513565},{"word":"any","start":117.27,"end":117.509995,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.06547409296035767},{"word":"wage","start":117.509995,"end":117.75,"confidence":0.63134766,"punctuated_word":"wage","sentiment":"neutral","sentiment_score":-0.1252879649400711},{"word":"for","start":117.75,"end":117.99,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0836319774389267},{"word":"the","start":117.99,"end":118.07,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06624096632003784},{"word":"business","start":118.07,"end":118.47,"confidence":0.90893555,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":-0.0503549799323082},{"word":"but","start":118.47,"end":118.63,"confidence":0.9941406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.01729528419673443},{"word":"the","start":118.63,"end":118.79,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.022593891248106956},{"word":"business","start":118.79,"end":119.11,"confidence":0.99902344,"punctuated_word":"business","sentiment":"neutral","sentiment_score":-0.016018809750676155},{"word":"pays","start":119.11,"end":119.43,"confidence":0.9223633,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.01450718566775322},{"word":"for","start":119.43,"end":119.59,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.00926987174898386},{"word":"our","start":119.59,"end":120.09,"confidence":0.9633789,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.020414667204022408},{"word":"our","start":120.229996,"end":120.549995,"confidence":0.89453125,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.014624018222093582},{"word":"wage","start":120.549995,"end":121.03,"confidence":0.8190918,"punctuated_word":"wage.","sentiment":"neutral","sentiment_score":-0.03102080523967743},{"word":"so","start":121.03,"end":121.229996,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.017257291823625565},{"word":"yeah","start":121.43,"end":121.93,"confidence":0.9921875,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.006147047504782677},{"word":"i'm","start":122.869995,"end":123.11,"confidence":0.9875488,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.05405103415250778},{"word":"just","start":123.11,"end":123.27,"confidence":0.8730469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.053577572107315063},{"word":"a","start":123.27,"end":123.43,"confidence":0.9453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.18918082118034363},{"word":"slave","start":123.43,"end":123.915,"confidence":0.99560547,"punctuated_word":"slave.","sentiment":"neutral","sentiment_score":-0.15673160552978516},{"word":"yes","start":128.795,"end":129.275,"confidence":0.8847656,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.034877002239227295},{"word":"it","start":129.275,"end":129.355,"confidence":0.7524414,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.06100767105817795},{"word":"is","start":129.355,"end":129.515,"confidence":0.8288574,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.0334281325340271},{"word":"and","start":129.515,"end":129.675,"confidence":0.98291016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.024805087596178055},{"word":"we're","start":129.675,"end":129.91501,"confidence":0.9946289,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.04059573635458946},{"word":"a","start":129.91501,"end":129.995,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05583550035953522},{"word":"small","start":129.995,"end":130.235,"confidence":0.99902344,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.07003558427095413},{"word":"partnership","start":130.235,"end":130.715,"confidence":0.99902344,"punctuated_word":"partnership","sentiment":"neutral","sentiment_score":0.0593341626226902},{"word":"business","start":130.715,"end":131.115,"confidence":0.78393555,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":0.0636829286813736},{"word":"so","start":131.115,"end":131.435,"confidence":0.98095703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.046804364770650864},{"word":"the","start":131.435,"end":131.675,"confidence":0.52001953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04339754581451416},{"word":"business","start":131.675,"end":132.075,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.040287066251039505},{"word":"covers","start":132.075,"end":132.555,"confidence":0.99902344,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":0.049406230449676514},{"word":"a","start":132.555,"end":132.635,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05189921706914902},{"word":"lot","start":132.635,"end":132.795,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.039511874318122864},{"word":"of","start":132.795,"end":132.875,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02780457958579063},{"word":"our","start":132.875,"end":133.035,"confidence":0.9819336,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0318734385073185},{"word":"expenses","start":133.035,"end":133.535,"confidence":0.9838867,"punctuated_word":"expenses.","sentiment":"neutral","sentiment_score":0.031467750668525696},{"word":"but","start":134.955,"end":135.115,"confidence":0.8552246,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.04192360490560531},{"word":"yeah","start":135.115,"end":135.355,"confidence":0.967041,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.04228706657886505},{"word":"don't","start":135.355,"end":135.595,"confidence":0.99560547,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0029190729837864637},{"word":"don't","start":135.595,"end":135.835,"confidence":0.9914551,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03435033932328224},{"word":"get","start":135.835,"end":135.995,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03971417248249054},{"word":"paid","start":135.995,"end":136.395,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.04841352626681328},{"word":"a","start":136.395,"end":136.555,"confidence":0.82470703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.013803256675601006},{"word":"a","start":136.555,"end":136.635,"confidence":0.90527344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0017027966678142548},{"word":"said","start":136.635,"end":136.955,"confidence":0.6660156,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.018992416560649872},{"word":"wage","start":136.955,"end":137.355,"confidence":0.7878418,"punctuated_word":"wage,","sentiment":"neutral","sentiment_score":0.01124102994799614},{"word":"but","start":137.355,"end":137.755,"confidence":0.8935547,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.01906474493443966},{"word":"yeah","start":137.755,"end":138.255,"confidence":0.9626465,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.020358499139547348},{"word":"man","start":139.01,"end":139.25,"confidence":0.6020508,"punctuated_word":"man,","sentiment":"neutral","sentiment_score":0.04931768774986267},{"word":"that","start":139.25,"end":139.40999,"confidence":0.7993164,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.060471318662166595},{"word":"45","start":139.40999,"end":139.89,"confidence":0.95581055,"punctuated_word":"45","sentiment":"neutral","sentiment_score":0.05491582676768303},{"word":"if","start":139.89,"end":140.04999,"confidence":0.19995117,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.029174622148275375},{"word":"it","start":140.04999,"end":140.12999,"confidence":0.5883789,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.023102231323719025},{"word":"was","start":140.12999,"end":140.37,"confidence":0.86035156,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.003977961838245392},{"word":"to","start":140.37,"end":140.45,"confidence":0.9160156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02451341226696968},{"word":"be","start":140.45,"end":140.53,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.015117745846509932},{"word":"paid","start":140.53,"end":140.76999,"confidence":0.8076172,"punctuated_word":"paid,","sentiment":"neutral","sentiment_score":0.022854354232549667},{"word":"50","start":140.76999,"end":141.09,"confidence":1.0,"punctuated_word":"50","sentiment":"neutral","sentiment_score":0.057628922164440155},{"word":"would","start":141.09,"end":141.32999,"confidence":0.99609375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03901438042521477},{"word":"be","start":141.32999,"end":141.48999,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03113143146038055},{"word":"where","start":141.48999,"end":141.73,"confidence":0.98095703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.004064574837684631},{"word":"i'd","start":141.73,"end":141.89,"confidence":0.87280273,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.04510698840022087},{"word":"be","start":141.89,"end":142.04999,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.02266155183315277},{"word":"at","start":142.04999,"end":142.20999,"confidence":0.7595215,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.024653688073158264},{"word":"but","start":142.20999,"end":142.70999,"confidence":0.8144531,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07250802218914032},{"word":"i'm","start":150.60999,"end":150.76999,"confidence":0.7297363,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.13408434391021729},{"word":"pretty","start":150.76999,"end":151.01,"confidence":0.9980469,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.1272822618484497},{"word":"sure","start":151.01,"end":151.32999,"confidence":0.6888428,"punctuated_word":"sure,","sentiment":"neutral","sentiment_score":0.11074426025152206},{"word":"yeah","start":151.32999,"end":151.56999,"confidence":0.8642578,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.1848137080669403},{"word":"tanya's","start":151.56999,"end":152.04999,"confidence":0.8307292,"punctuated_word":"Tanya's","sentiment":"neutral","sentiment_score":0.23078475892543793},{"word":"been","start":152.04999,"end":152.37,"confidence":0.96777344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.21122264862060547},{"word":"trickling","start":152.37,"end":152.84999,"confidence":0.99902344,"punctuated_word":"trickling","sentiment":"neutral","sentiment_score":0.1975439190864563},{"word":"stuff","start":152.84999,"end":153.01,"confidence":0.99609375,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.21212422847747803},{"word":"into","start":153.01,"end":153.32999,"confidence":0.99121094,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.16761159896850586},{"word":"there","start":153.32999,"end":153.73,"confidence":0.97314453,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1584753543138504},{"word":"when","start":153.73,"end":153.89,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1436644047498703},{"word":"we","start":153.89,"end":154.04999,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14940613508224487},{"word":"can","start":154.04999,"end":154.45,"confidence":0.8688965,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.15032073855400083},{"word":"so","start":154.45,"end":154.905,"confidence":0.7060547,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.11587819457054138},{"word":"yep","start":155.385,"end":155.885,"confidence":0.98258466,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.18263359367847443},{"word":"what","start":170.48,"end":170.8,"confidence":0.58935547,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.0020541325211524963},{"word":"do","start":170.8,"end":170.96,"confidence":0.89501953,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.008451282978057861},{"word":"we","start":170.96,"end":171.36,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.012127324938774107},{"word":"normally","start":171.36,"end":171.6,"confidence":0.49560547,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.016086462885141373},{"word":"we","start":171.76001,"end":171.92,"confidence":0.9790039,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.008828636258840561},{"word":"normally","start":171.92,"end":172.24,"confidence":0.9902344,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.015319980680942535},{"word":"gotta","start":172.24,"end":172.48,"confidence":0.61865234,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.0055990684777498245},{"word":"get","start":172.48,"end":172.98,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01362871378660202},{"word":"a","start":173.52,"end":173.68001,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0182583499699831},{"word":"a","start":173.68001,"end":173.76001,"confidence":0.8232422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01866009272634983},{"word":"form","start":173.76001,"end":174.16,"confidence":0.9980469,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.011647332459688188},{"word":"from","start":174.16,"end":174.48,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.01704370230436325},{"word":"you","start":174.48,"end":174.64,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029714398086071014},{"word":"guys","start":174.64,"end":175.04001,"confidence":0.9970703,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.04032862186431885},{"word":"to","start":175.04001,"end":175.2,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007866181433200836},{"word":"say","start":175.2,"end":175.36,"confidence":0.9970703,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.02179402858018875},{"word":"that","start":175.36,"end":175.52,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02468690648674965},{"word":"we're","start":175.52,"end":175.68001,"confidence":0.99902344,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.0287550687789917},{"word":"claiming","start":175.68001,"end":176.18001,"confidence":0.6982422,"punctuated_word":"claiming","sentiment":"neutral","sentiment_score":0.02225075289607048},{"word":"the","start":176.32,"end":176.48,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.003831721842288971},{"word":"tax","start":176.48,"end":176.98,"confidence":0.98706055,"punctuated_word":"tax.","sentiment":"neutral","sentiment_score":0.01637078821659088},{"word":"yep","start":181.6,"end":181.92,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04958200454711914},{"word":"that'd","start":181.92,"end":182.16,"confidence":0.7727051,"punctuated_word":"That'd","sentiment":"neutral","sentiment_score":0.02111099660396576},{"word":"be","start":182.16,"end":182.40001,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.015250571072101591},{"word":"good","start":182.40001,"end":182.90001,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.02214531973004341},{"word":"yes","start":195.28499,"end":195.78499,"confidence":0.96240234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.009753363206982613},{"word":"yep","start":195.92499,"end":196.245,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09665509313344955},{"word":"perfect","start":196.245,"end":196.745,"confidence":0.9980469,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.25143077969551086},{"word":"the","start":205.39,"end":205.63,"confidence":0.89990234,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.03587266057729721},{"word":"home","start":205.63,"end":205.95,"confidence":0.99609375,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.04730997607111931},{"word":"property","start":205.95,"end":206.35,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.0394556000828743},{"word":"that","start":206.35,"end":206.59,"confidence":0.5341797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02646804228425026},{"word":"is","start":206.59,"end":206.83,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.027349330484867096},{"word":"now","start":206.83,"end":207.31,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.03556592017412186},{"word":"paid","start":207.31,"end":207.63,"confidence":0.98291016,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.03244537115097046},{"word":"off","start":207.63,"end":208.13,"confidence":0.725708,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.036913543939590454},{"word":"land","start":213.96501,"end":214.205,"confidence":0.6323242,"punctuated_word":"Land","sentiment":"neutral","sentiment_score":0.09622538089752196},{"word":"value","start":214.205,"end":214.60501,"confidence":0.86035156,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.10704991221427916},{"word":"is","start":214.60501,"end":214.76501,"confidence":0.40722656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.10973433405160904},{"word":"going","start":214.76501,"end":215.085,"confidence":0.95703125,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.1559867560863495},{"word":"up","start":215.085,"end":215.24501,"confidence":0.9650879,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.0974086970090866},{"word":"but","start":215.24501,"end":215.485,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05286720395088196},{"word":"i","start":215.485,"end":215.725,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015088938176631927},{"word":"just","start":215.725,"end":216.225,"confidence":0.73339844,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.029538117349147797},{"word":"not","start":216.68501,"end":216.925,"confidence":0.87353516,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05996161699295044},{"word":"putting","start":216.925,"end":217.24501,"confidence":0.88720703,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":-0.03790644556283951},{"word":"my","start":217.24501,"end":217.32501,"confidence":0.9707031,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.07524945586919785},{"word":"finger","start":217.32501,"end":217.565,"confidence":0.99902344,"punctuated_word":"finger","sentiment":"neutral","sentiment_score":-0.11666925996541976},{"word":"on","start":217.565,"end":217.645,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.11072158068418504},{"word":"where","start":217.645,"end":217.80501,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.09814954549074172},{"word":"the","start":217.80501,"end":217.88501,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07385364174842834},{"word":"rates","start":217.88501,"end":218.205,"confidence":0.91015625,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":-0.03850487619638443},{"word":"are","start":218.205,"end":218.365,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.090934619307518},{"word":"at","start":218.365,"end":218.52501,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09541212767362596},{"word":"the","start":218.52501,"end":218.60501,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04953596740961075},{"word":"moment","start":218.60501,"end":219.10501,"confidence":0.9970703,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.06365856528282166},{"word":"yeah","start":224.52501,"end":224.845,"confidence":0.95532227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08953141421079636},{"word":"perfect","start":224.845,"end":225.32501,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.22621166706085205},{"word":"$3.80","start":225.32501,"end":225.80501,"confidence":0.8666992,"punctuated_word":"$3.80"},{"word":"was","start":225.80501,"end":225.96501,"confidence":0.9267578,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.028911836445331573},{"word":"where","start":225.96501,"end":226.125,"confidence":0.9970703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.009439872577786446},{"word":"i","start":226.125,"end":226.205,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.022638577967882156},{"word":"was","start":226.205,"end":226.365,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.01895766332745552},{"word":"gonna","start":226.365,"end":226.60501,"confidence":0.9526367,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.030361026525497437},{"word":"put","start":226.60501,"end":226.845,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.021165894344449043},{"word":"you","start":226.845,"end":226.925,"confidence":0.93847656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027254603803157806},{"word":"at","start":226.925,"end":227.085,"confidence":0.7375488,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.03194573521614075},{"word":"so","start":227.085,"end":227.32501,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05566753074526787},{"word":"yep","start":227.40501,"end":227.88,"confidence":0.9983724,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.08681735396385193},{"word":"yes","start":235.0,"end":235.5,"confidence":0.9926758,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08747345954179764},{"word":"yeah","start":239.72,"end":240.20001,"confidence":0.97802734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06831996142864227},{"word":"yep","start":240.20001,"end":240.52,"confidence":0.94799805,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05769693106412888},{"word":"yeah","start":240.52,"end":240.76001,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04374614730477333},{"word":"that","start":240.76001,"end":241.0,"confidence":0.9980469,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.03925267234444618},{"word":"cost","start":241.0,"end":241.24,"confidence":0.73583984,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.03214392811059952},{"word":"us","start":241.24,"end":241.40001,"confidence":0.88671875,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.03273157775402069},{"word":"80","start":241.40001,"end":241.64,"confidence":0.7414551,"punctuated_word":"80,","sentiment":"neutral","sentiment_score":0.04840635880827904},{"word":"that","start":241.64,"end":241.88,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08542262762784958},{"word":"thing","start":241.88,"end":242.12001,"confidence":0.99658203,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.06808185577392578},{"word":"yes","start":242.12001,"end":242.415,"confidence":0.9951172,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06317321956157684},{"word":"and","start":243.215,"end":243.375,"confidence":0.95703125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04937956854701042},{"word":"we","start":243.375,"end":243.61499,"confidence":0.98535156,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06576753407716751},{"word":"also","start":243.61499,"end":243.855,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07622501254081726},{"word":"have","start":243.855,"end":244.015,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08308326452970505},{"word":"a","start":244.015,"end":244.17499,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11019548028707504},{"word":"toyota","start":244.17499,"end":244.655,"confidence":0.99316406,"punctuated_word":"Toyota","sentiment":"neutral","sentiment_score":0.10605790466070177},{"word":"horlux","start":244.655,"end":245.155,"confidence":0.526001,"punctuated_word":"Horlux","sentiment":"neutral","sentiment_score":0.12947863340377808},{"word":"ute","start":245.45499,"end":245.95499,"confidence":0.86279297,"punctuated_word":"ute","sentiment":"neutral","sentiment_score":0.10610505938529968},{"word":"worth","start":246.655,"end":246.97499,"confidence":0.73339844,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.16848483681678772},{"word":"20","start":246.97499,"end":247.215,"confidence":0.7270508,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.2419811338186264},{"word":"as","start":247.215,"end":247.375,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2290463149547577},{"word":"well","start":247.375,"end":247.875,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.22527167201042175},{"word":"no","start":251.69499,"end":251.935,"confidence":0.9797363,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11673512309789658},{"word":"they're","start":251.935,"end":252.17499,"confidence":0.96191406,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.0748794823884964},{"word":"all","start":252.17499,"end":252.33499,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.07534251362085342},{"word":"paid","start":252.33499,"end":252.575,"confidence":0.9165039,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.09750442951917648},{"word":"for","start":252.575,"end":253.075,"confidence":0.9519043,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":-0.06657499074935913},{"word":"got","start":254.33499,"end":254.495,"confidence":0.41479492,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":0.0342109277844429},{"word":"it","start":254.495,"end":254.995,"confidence":0.97680664,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.03602195158600807},{"word":"that","start":258.32,"end":258.63998,"confidence":0.78466797,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.08102995157241821},{"word":"has","start":258.63998,"end":259.13998,"confidence":0.9980469,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.17814606428146362},{"word":"you're","start":261.19998,"end":261.44,"confidence":0.97436523,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.13021443784236908},{"word":"gonna","start":261.44,"end":261.68,"confidence":0.9707031,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2201312780380249},{"word":"laugh","start":261.68,"end":261.91998,"confidence":0.98828125,"punctuated_word":"laugh","sentiment":"neutral","sentiment_score":-0.21829310059547424},{"word":"at","start":261.91998,"end":262.0,"confidence":0.8574219,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2449473738670349},{"word":"me","start":262.0,"end":262.32,"confidence":0.9914551,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.133819580078125},{"word":"i'm","start":262.32,"end":262.48,"confidence":0.99560547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.05782457813620567},{"word":"looking","start":262.48,"end":262.72,"confidence":0.9970703,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.0406961552798748},{"word":"around","start":262.72,"end":262.96,"confidence":0.9980469,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.082055002450943},{"word":"thinking","start":262.96,"end":263.19998,"confidence":0.73828125,"punctuated_word":"thinking,","sentiment":"neutral","sentiment_score":-0.022811604663729668},{"word":"where's","start":263.19998,"end":263.44,"confidence":0.99316406,"punctuated_word":"where's","sentiment":"neutral","sentiment_score":-0.03234808146953583},{"word":"my","start":263.44,"end":263.6,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.024892091751098633},{"word":"phone","start":263.6,"end":263.76,"confidence":0.9970703,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.015647396445274353},{"word":"so","start":263.76,"end":263.91998,"confidence":0.88964844,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.015152379870414734},{"word":"i","start":263.91998,"end":264.0,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0121157206594944},{"word":"can","start":264.0,"end":264.16,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.010338852182030678},{"word":"look","start":264.16,"end":264.24,"confidence":0.9951172,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.010018449276685716},{"word":"that","start":264.24,"end":264.4,"confidence":0.9550781,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01549585536122322},{"word":"up","start":264.4,"end":264.88,"confidence":0.9543457,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":-0.010038066655397415},{"word":"yeah","start":264.88,"end":265.12,"confidence":0.9538574,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011620181612670422},{"word":"i'm","start":265.12,"end":265.28,"confidence":0.9946289,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.006213254760950804},{"word":"talking","start":265.28,"end":265.6,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.009963775053620338},{"word":"to","start":265.6,"end":265.76,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012104462832212448},{"word":"you","start":265.76,"end":266.26,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.026528848335146904},{"word":"yeah","start":268.4,"end":268.72,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04032057523727417},{"word":"yep","start":268.72,"end":269.22,"confidence":0.9890137,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.038040902465581894},{"word":"i","start":269.36,"end":269.52,"confidence":0.9560547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006524842232465744},{"word":"think","start":269.52,"end":269.6,"confidence":0.9902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.003263775259256363},{"word":"it's","start":269.6,"end":269.84,"confidence":0.99072266,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.002493588952347636},{"word":"down","start":269.84,"end":270.0,"confidence":0.9838867,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.003711756318807602},{"word":"to","start":270.0,"end":270.16,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0037760362029075623},{"word":"about","start":270.16,"end":270.4,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.012015599757432938},{"word":"30","start":270.4,"end":270.9,"confidence":1.0,"punctuated_word":"30","sentiment":"neutral","sentiment_score":0.011751793324947355},{"word":"now","start":270.96,"end":271.46,"confidence":0.89038086,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.028495319187641144},{"word":"yep","start":273.095,"end":273.595,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2887394428253174},{"word":"so","start":275.89502,"end":276.05502,"confidence":0.6899414,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2247539758682251},{"word":"we're","start":276.05502,"end":276.21503,"confidence":0.99365234,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.3275262713432312},{"word":"getting","start":276.21503,"end":276.535,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.3418881595134735},{"word":"close","start":276.535,"end":276.77502,"confidence":0.99902344,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.3148804306983948},{"word":"to","start":276.77502,"end":276.855,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16616050899028778},{"word":"paying","start":276.855,"end":277.17502,"confidence":0.9790039,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.24334557354450223},{"word":"the","start":277.17502,"end":277.255,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18241769075393677},{"word":"bugger","start":277.255,"end":277.575,"confidence":0.8942871,"punctuated_word":"bugger","sentiment":"neutral","sentiment_score":0.10126741230487823},{"word":"off","start":277.575,"end":278.075,"confidence":0.99658203,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.1911436915397644},{"word":"it","start":280.61502,"end":280.855,"confidence":0.9921875,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1519537717103958},{"word":"is","start":280.855,"end":281.355,"confidence":0.9760742,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.10840688645839693},{"word":"correct","start":286.21,"end":286.71,"confidence":0.88305664,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.020403027534484863},{"word":"no","start":288.53,"end":288.69,"confidence":0.7927246,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.023625677451491356},{"word":"i","start":288.69,"end":289.09,"confidence":0.4260254,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14112257957458496},{"word":"passed","start":289.09,"end":289.25,"confidence":0.80078125,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":0.16153347492218018},{"word":"a","start":289.25,"end":289.75,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15665985643863678},{"word":"physical","start":289.88998,"end":290.28998,"confidence":0.99902344,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":0.16441021859645844},{"word":"test","start":290.28998,"end":290.69,"confidence":1.0,"punctuated_word":"test","sentiment":"neutral","sentiment_score":0.19080829620361328},{"word":"recently","start":290.69,"end":291.19,"confidence":1.0,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":0.14506888389587402},{"word":"for","start":291.40997,"end":291.65,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1343344748020172},{"word":"the","start":291.65,"end":292.15,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11348678916692734},{"word":"local","start":292.21,"end":292.61,"confidence":0.9790039,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.10333698987960815},{"word":"fire","start":292.61,"end":292.84998,"confidence":0.84472656,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":0.07541010528802872},{"word":"brigade","start":292.84998,"end":293.34998,"confidence":0.7435303,"punctuated_word":"brigade,","sentiment":"neutral","sentiment_score":0.11687836050987244},{"word":"so","start":293.49,"end":293.99,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.12430308014154434},{"word":"just","start":294.53,"end":294.77,"confidence":0.453125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17403966188430786},{"word":"passed","start":294.77,"end":294.93,"confidence":0.9550781,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":0.24349208176136017},{"word":"the","start":294.93,"end":295.09,"confidence":0.55371094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22354182600975037},{"word":"medical","start":295.09,"end":295.40997,"confidence":1.0,"punctuated_word":"medical","sentiment":"neutral","sentiment_score":0.24345633387565613},{"word":"recently","start":295.40997,"end":295.90997,"confidence":0.9975586,"punctuated_word":"recently.","sentiment":"neutral","sentiment_score":0.1897454559803009},{"word":"no","start":301.48502,"end":301.645,"confidence":0.9243164,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.031565017998218536},{"word":"that's","start":301.645,"end":301.965,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0010088521521538496},{"word":"volunteering","start":301.965,"end":302.465,"confidence":0.9411621,"punctuated_word":"volunteering.","sentiment":"neutral","sentiment_score":-0.009766858071088793},{"word":"so","start":302.605,"end":302.925,"confidence":0.9067383,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.03239878639578819},{"word":"yeah","start":302.925,"end":303.085,"confidence":0.9851074,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.06573434174060822},{"word":"i've","start":303.085,"end":303.245,"confidence":0.99658203,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.0656093955039978},{"word":"been","start":303.245,"end":303.325,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.05025899037718773},{"word":"doing","start":303.325,"end":303.645,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.08152230083942413},{"word":"that","start":303.645,"end":303.965,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10268159955739976},{"word":"for","start":303.965,"end":304.445,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03202575817704201},{"word":"thirty","start":304.445,"end":304.765,"confidence":0.99902344,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.03540758043527603},{"word":"five","start":304.765,"end":304.925,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.01520390436053276},{"word":"years","start":304.925,"end":305.165,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.06033293530344963},{"word":"now","start":305.165,"end":305.665,"confidence":0.97875977,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.044017493724823},{"word":"so","start":306.285,"end":306.785,"confidence":0.8076172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013956360518932344},{"word":"yeah","start":307.405,"end":307.905,"confidence":0.98583984,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.04286938160657883},{"word":"yeah","start":309.565,"end":309.725,"confidence":0.82714844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013843508437275888},{"word":"i'm","start":309.725,"end":309.885,"confidence":0.8046875,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07482072710990906},{"word":"getting","start":309.885,"end":310.005,"confidence":0.9941406,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.10234422236680984},{"word":"a","start":310.005,"end":310.125,"confidence":0.55810547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11103597283363342},{"word":"bit","start":310.125,"end":310.285,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.15511947870254517},{"word":"long","start":310.285,"end":310.445,"confidence":0.6977539,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.15773925185203552},{"word":"on","start":310.445,"end":310.605,"confidence":0.55126953,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13877689838409424},{"word":"the","start":310.605,"end":310.765,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15228189527988434},{"word":"tooth","start":310.765,"end":310.925,"confidence":0.98828125,"punctuated_word":"tooth","sentiment":"neutral","sentiment_score":-0.08566094934940338},{"word":"on","start":310.925,"end":311.085,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1222045123577118},{"word":"it","start":311.085,"end":311.245,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10366692394018172},{"word":"now","start":311.245,"end":311.64,"confidence":0.7279053,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.09181050956249236},{"word":"as","start":311.80002,"end":312.12003,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.09937279671430588},{"word":"in","start":312.12003,"end":312.28003,"confidence":0.98095703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1017536073923111},{"word":"getting","start":312.28003,"end":312.6,"confidence":0.99316406,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.09804010391235352},{"word":"a","start":312.6,"end":312.76,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09721657633781432},{"word":"bit","start":312.76,"end":313.08002,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1028151959180832},{"word":"over","start":313.08002,"end":313.40002,"confidence":0.9980469,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.08657954633235931},{"word":"it","start":313.40002,"end":313.56003,"confidence":0.75878906,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.07200772315263748},{"word":"but","start":313.56003,"end":314.06003,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.040791720151901245},{"word":"we","start":314.52002,"end":314.76,"confidence":0.5488281,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04540976136922836},{"word":"had","start":314.76,"end":315.08002,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.036108821630477905},{"word":"tuesday","start":315.08002,"end":315.40002,"confidence":0.65625,"punctuated_word":"Tuesday","sentiment":"neutral","sentiment_score":-0.03983279317617416},{"word":"night","start":315.40002,"end":315.64,"confidence":0.88305664,"punctuated_word":"night.","sentiment":"neutral","sentiment_score":-0.02399365045130253},{"word":"we","start":315.64,"end":315.80002,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.02170681208372116},{"word":"had","start":315.80002,"end":316.12003,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.01883247122168541},{"word":"it","start":316.12003,"end":316.62003,"confidence":0.93408203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.021760253235697743},{"word":"called","start":316.68002,"end":316.92,"confidence":0.79248047,"punctuated_word":"called","sentiment":"neutral","sentiment_score":-0.026921773329377174},{"word":"out","start":316.92,"end":317.08002,"confidence":0.97509766,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.018931174650788307},{"word":"at","start":317.08002,"end":317.24002,"confidence":0.9819336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.019505223259329796},{"word":"01:00","start":317.24002,"end":317.64,"confidence":1.0,"punctuated_word":"01:00","sentiment":"neutral","sentiment_score":-0.008221827447414398},{"word":"in","start":317.64,"end":317.72,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.006490740925073624},{"word":"the","start":317.72,"end":317.80002,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014712352305650713},{"word":"afternoon","start":317.80002,"end":318.2,"confidence":0.8964844,"punctuated_word":"afternoon.","sentiment":"neutral","sentiment_score":-0.014613094739615915},{"word":"we're","start":318.2,"end":318.36002,"confidence":0.97802734,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.021102309226989743},{"word":"out","start":318.36002,"end":318.44,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.02260788716375828},{"word":"there","start":318.44,"end":318.6,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.024296997115015984},{"word":"until","start":318.6,"end":318.84003,"confidence":0.7944336,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.02722708135843277},{"word":"midnight","start":318.84003,"end":319.34003,"confidence":0.9838867,"punctuated_word":"midnight","sentiment":"neutral","sentiment_score":-0.012724250555038452},{"word":"up","start":319.48,"end":319.64,"confidence":0.8935547,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03217875957489014},{"word":"the","start":319.64,"end":319.72,"confidence":0.9658203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.026860075071454048},{"word":"side","start":319.72,"end":319.88,"confidence":0.9902344,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.029170051217079163},{"word":"of","start":319.88,"end":320.38,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.027106843888759613},{"word":"a","start":320.84003,"end":321.0,"confidence":0.6948242,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0916830748319626},{"word":"quite","start":321.0,"end":321.24002,"confidence":0.6982422,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.1278362274169922},{"word":"a","start":321.24002,"end":321.40002,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12554825842380524},{"word":"steep","start":321.40002,"end":321.64,"confidence":0.9941406,"punctuated_word":"steep","sentiment":"neutral","sentiment_score":-0.1331247836351395},{"word":"hill","start":321.64,"end":321.80002,"confidence":0.9970703,"punctuated_word":"hill","sentiment":"neutral","sentiment_score":-0.1128188893198967},{"word":"and","start":321.80002,"end":322.04,"confidence":0.86450195,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.10926240682601927},{"word":"yeah","start":322.04,"end":322.28003,"confidence":0.9980469,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.10142935812473296},{"word":"trying","start":322.28003,"end":322.6,"confidence":0.984375,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.12781943380832672},{"word":"to","start":322.6,"end":322.68002,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12822598218917847},{"word":"put","start":322.68002,"end":322.84003,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.1346980482339859},{"word":"a","start":322.84003,"end":322.92,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1270369440317154},{"word":"fire","start":322.92,"end":323.16,"confidence":0.99121094,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":-0.09921528398990632},{"word":"out","start":323.16,"end":323.40002,"confidence":0.94970703,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.10951101779937744},{"word":"so","start":323.40002,"end":323.775,"confidence":0.82373047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06281238794326782},{"word":"so","start":323.775,"end":324.275,"confidence":0.84228516,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.060526952147483826},{"word":"but","start":325.615,"end":325.655,"confidence":0.4921875,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07761146128177643},{"word":"yeah","start":325.695,"end":325.85498,"confidence":0.953125,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.07163283973932266},{"word":"and","start":325.85498,"end":325.935,"confidence":0.9741211,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.056218571960926056},{"word":"then","start":325.935,"end":326.095,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.04032701998949051},{"word":"we've","start":326.095,"end":326.255,"confidence":0.94091797,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.060847483575344086},{"word":"got","start":326.255,"end":326.415,"confidence":0.954834,"punctuated_word":"got,","sentiment":"neutral","sentiment_score":-0.05718281865119934},{"word":"you","start":326.415,"end":326.495,"confidence":0.984375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06331000477075577},{"word":"know","start":326.495,"end":326.655,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05927233397960663},{"word":"road","start":326.655,"end":326.895,"confidence":0.9970703,"punctuated_word":"road","sentiment":"neutral","sentiment_score":-0.04524404928088188},{"word":"crash","start":326.895,"end":327.13498,"confidence":0.97314453,"punctuated_word":"crash","sentiment":"neutral","sentiment_score":-0.05875914543867111},{"word":"and","start":327.13498,"end":327.29498,"confidence":0.9560547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07221055030822754},{"word":"building","start":327.29498,"end":327.615,"confidence":0.99902344,"punctuated_word":"building","sentiment":"neutral","sentiment_score":-0.08728206157684326},{"word":"fires","start":327.615,"end":328.01498,"confidence":0.9902344,"punctuated_word":"fires","sentiment":"neutral","sentiment_score":-0.06332679092884064},{"word":"and","start":328.01498,"end":328.255,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04071523621678352},{"word":"all","start":328.255,"end":328.495,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.036879733204841614},{"word":"that","start":328.495,"end":328.655,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0367620624601841},{"word":"sort","start":328.655,"end":328.815,"confidence":0.99902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.051773734390735626},{"word":"of","start":328.815,"end":328.895,"confidence":0.984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06468340754508972},{"word":"stuff","start":328.895,"end":329.055,"confidence":1.0,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.07160627841949463},{"word":"as","start":329.055,"end":329.215,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.019148819148540497},{"word":"well","start":329.215,"end":329.375,"confidence":0.9970703,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.004477165639400482},{"word":"that","start":329.375,"end":329.535,"confidence":0.97998047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.013310767710208893},{"word":"we","start":329.535,"end":329.695,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0008180812001228333},{"word":"handle","start":329.695,"end":329.935,"confidence":0.9941406,"punctuated_word":"handle","sentiment":"neutral","sentiment_score":-0.07129483669996262},{"word":"as","start":329.935,"end":330.095,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.010973036289215088},{"word":"well","start":330.095,"end":330.335,"confidence":0.9099121,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.02647383138537407},{"word":"so","start":330.335,"end":330.835,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005116894841194153},{"word":"that","start":331.775,"end":332.01498,"confidence":0.48657227,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.27369076013565063},{"word":"had","start":332.01498,"end":332.335,"confidence":0.7734375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.25246962904930115},{"word":"quite","start":332.335,"end":332.655,"confidence":0.9951172,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.3066803812980652},{"word":"the","start":332.655,"end":333.155,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.30812057852745056},{"word":"workload","start":333.615,"end":334.095,"confidence":0.8618164,"punctuated_word":"workload","sentiment":"neutral","sentiment_score":-0.3155249357223511},{"word":"over","start":334.095,"end":334.335,"confidence":0.99609375,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.29822614789009094},{"word":"the","start":334.335,"end":334.495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3180079162120819},{"word":"last","start":334.495,"end":334.735,"confidence":0.9970703,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.25000864267349243},{"word":"six","start":334.735,"end":334.975,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.29602378606796265},{"word":"months","start":334.975,"end":335.475,"confidence":0.99560547,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.27679702639579773},{"word":"yes","start":340.41998,"end":340.82,"confidence":0.782959,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.008374277502298355},{"word":"yep","start":340.82,"end":341.32,"confidence":0.9885254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.007796199526637793},{"word":"it","start":342.25998,"end":342.41998,"confidence":0.9838867,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.009071512147784231},{"word":"is","start":342.41998,"end":342.74,"confidence":0.9863281,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.005587435327470303},{"word":"yes","start":342.74,"end":343.24,"confidence":0.8757324,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02110157534480095},{"word":"i","start":349.78,"end":349.94,"confidence":0.92333984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06296154856681824},{"word":"believe","start":349.94,"end":350.34,"confidence":0.9453125,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":0.06836505979299545},{"word":"we","start":350.34,"end":350.66,"confidence":0.9633789,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08228350430727005},{"word":"do","start":350.66,"end":350.97998,"confidence":0.9863281,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.06371413916349411},{"word":"yes","start":350.97998,"end":351.375,"confidence":0.9980469,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06789131462574005},{"word":"we","start":352.175,"end":352.335,"confidence":0.88671875,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.07101263850927353},{"word":"have","start":352.335,"end":352.575,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07891739159822464},{"word":"a","start":352.575,"end":352.655,"confidence":0.7104492,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0711369439959526},{"word":"wheel","start":352.655,"end":352.975,"confidence":0.9760742,"punctuated_word":"wheel","sentiment":"neutral","sentiment_score":0.06414391845464706},{"word":"in","start":352.975,"end":353.055,"confidence":0.9951172,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08185193687677383},{"word":"place","start":353.055,"end":353.375,"confidence":0.99365234,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.07444237917661667},{"word":"yes","start":353.375,"end":353.695,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06230037659406662},{"word":"correct","start":353.695,"end":354.195,"confidence":0.9914551,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.07545009255409241},{"word":"no","start":361.695,"end":362.195,"confidence":0.97216797,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.072797030210495},{"word":"let","start":385.525,"end":385.60498,"confidence":0.54248047,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.01964821293950081},{"word":"me","start":385.60498,"end":385.925,"confidence":0.9941406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.027535032480955124},{"word":"look","start":385.925,"end":386.245,"confidence":0.81152344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0044671036303043365},{"word":"through","start":386.245,"end":386.485,"confidence":0.9970703,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.010433204472064972},{"word":"this","start":386.485,"end":386.725,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.016881447285413742},{"word":"pile","start":386.725,"end":387.04498,"confidence":0.94970703,"punctuated_word":"pile","sentiment":"neutral","sentiment_score":0.004974894225597382},{"word":"of","start":387.04498,"end":387.365,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.009045254439115524},{"word":"i'll","start":387.365,"end":387.525,"confidence":0.7416992,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.012513533234596252},{"word":"get","start":387.525,"end":387.685,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01526566594839096},{"word":"to","start":387.685,"end":387.925,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.026544082909822464},{"word":"it","start":387.925,"end":388.005,"confidence":0.7402344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016743991523981094},{"word":"one","start":388.005,"end":388.245,"confidence":0.98828125,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.0030862540006637573},{"word":"day","start":388.245,"end":388.485,"confidence":0.9951172,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.00994875282049179},{"word":"pile","start":388.485,"end":388.985,"confidence":0.99316406,"punctuated_word":"pile.","sentiment":"neutral","sentiment_score":0.012544328346848488},{"word":"hang","start":390.805,"end":391.125,"confidence":0.71484375,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":-0.0003820247948169708},{"word":"on","start":391.125,"end":391.445,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.005340078845620155},{"word":"a","start":391.445,"end":391.525,"confidence":0.9404297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007858285680413246},{"word":"sec","start":391.525,"end":391.845,"confidence":0.6538086,"punctuated_word":"sec","sentiment":"neutral","sentiment_score":0.0050814189016819},{"word":"here","start":391.845,"end":392.345,"confidence":0.9758301,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.01068205200135708},{"word":"i","start":392.565,"end":392.645,"confidence":0.51904297,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0021577365696430206},{"word":"just","start":392.645,"end":392.88498,"confidence":0.40722656,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0005602817982435226},{"word":"see","start":392.88498,"end":393.125,"confidence":0.59020996,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":-0.002569638192653656},{"word":"i","start":393.125,"end":393.205,"confidence":0.86572266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0117665883153677},{"word":"might","start":393.205,"end":393.525,"confidence":0.9760742,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.008551333099603653},{"word":"i","start":393.525,"end":393.685,"confidence":0.98095703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.010621493682265282},{"word":"might","start":393.685,"end":393.925,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.0071528516709804535},{"word":"still","start":393.925,"end":394.16498,"confidence":0.99316406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0053717270493507385},{"word":"have","start":394.16498,"end":394.32498,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.006209142506122589},{"word":"it","start":394.32498,"end":394.82498,"confidence":0.9494629,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.00004542525857686997},{"word":"there's","start":401.46,"end":401.86002,"confidence":0.69763184,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.010489503853023052},{"word":"an","start":401.86002,"end":402.1,"confidence":0.6791992,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.006073476746678352},{"word":"iqvu","start":402.1,"end":402.5,"confidence":0.53397626,"punctuated_word":"IQVU","sentiment":"neutral","sentiment_score":0.0059424578212201595},{"word":"envelope","start":402.5,"end":403.0,"confidence":0.91625977,"punctuated_word":"envelope.","sentiment":"neutral","sentiment_score":0.005371494218707085},{"word":"possible","start":405.62,"end":406.12,"confidence":0.97436523,"punctuated_word":"Possible.","sentiment":"neutral","sentiment_score":0.01274000946432352},{"word":"got","start":406.9,"end":407.06,"confidence":0.44677734,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":0.009741444140672684},{"word":"a","start":407.06,"end":407.14,"confidence":0.91845703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004977080971002579},{"word":"return","start":407.14,"end":407.54,"confidence":0.984375,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.00393432192504406},{"word":"envelope","start":407.54,"end":408.02,"confidence":0.76831055,"punctuated_word":"envelope.","sentiment":"neutral","sentiment_score":-0.0021233586594462395},{"word":"been","start":408.02,"end":408.26,"confidence":0.26831055,"punctuated_word":"Been","sentiment":"neutral","sentiment_score":0.0032933326438069344},{"word":"it","start":408.26,"end":408.74,"confidence":0.6916504,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.006351066753268242},{"word":"i","start":408.74,"end":408.9,"confidence":0.9248047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04274715855717659},{"word":"didn't","start":408.9,"end":409.22,"confidence":0.88012695,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.03678069636225701},{"word":"oh","start":409.54,"end":409.78,"confidence":0.8293457,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.06234271824359894},{"word":"gee","start":409.78,"end":410.02,"confidence":0.75878906,"punctuated_word":"gee.","sentiment":"neutral","sentiment_score":-0.06375391781330109},{"word":"that's","start":410.02,"end":410.26,"confidence":0.99365234,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.15547502040863037},{"word":"been","start":410.26,"end":410.42,"confidence":0.9951172,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.20001280307769775},{"word":"hard","start":410.42,"end":410.58002,"confidence":0.76416016,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.2114517837762833},{"word":"in","start":410.58002,"end":410.74,"confidence":0.95947266,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.24914239346981049},{"word":"a","start":410.74,"end":410.82,"confidence":0.9560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.21109487116336825},{"word":"while","start":410.82,"end":410.98,"confidence":0.99658203,"punctuated_word":"while.","sentiment":"neutral","sentiment_score":-0.20371687412261963},{"word":"that's","start":410.98,"end":411.22,"confidence":0.98950195,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0638371929526329},{"word":"2,003","start":411.22,"end":412.02,"confidence":0.9980469,"punctuated_word":"2,003","sentiment":"neutral","sentiment_score":-0.03274267166852951},{"word":"on","start":412.02,"end":412.18,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03934451937675476},{"word":"that","start":412.18,"end":412.34,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.044340070337057114},{"word":"one","start":412.34,"end":412.635,"confidence":0.99902344,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.047099579125642776},{"word":"beneficiary","start":417.27502,"end":417.77502,"confidence":0.98339844,"punctuated_word":"Beneficiary","sentiment":"neutral","sentiment_score":-0.010836772620677948},{"word":"details","start":418.075,"end":418.575,"confidence":0.94750977,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":-0.014653523452579977},{"word":"plan","start":419.995,"end":420.495,"confidence":0.9951172,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":-0.0057333093136549},{"word":"details","start":420.55502,"end":421.035,"confidence":0.9765625,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":-0.007266420871019363},{"word":"all","start":421.035,"end":421.195,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.0018070172518491745},{"word":"that","start":421.195,"end":421.355,"confidence":0.9885254,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.02415289357304573},{"word":"so","start":421.355,"end":421.595,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.00893094576895237},{"word":"is","start":421.595,"end":421.755,"confidence":0.9472656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.007524596527218819},{"word":"the","start":421.755,"end":421.915,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015807664021849632},{"word":"o","start":421.915,"end":422.075,"confidence":0.94140625,"punctuated_word":"o","sentiment":"neutral","sentiment_score":-0.012212354689836502},{"word":"three","start":422.075,"end":422.23502,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.009959147311747074},{"word":"one","start":422.23502,"end":422.475,"confidence":0.9838867,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.011440946720540524},{"word":"still","start":422.475,"end":422.635,"confidence":0.8105469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.01956821233034134},{"word":"gonna","start":422.635,"end":422.875,"confidence":0.9770508,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03341049700975418},{"word":"be","start":422.875,"end":422.95502,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.02044249325990677},{"word":"relevant","start":422.95502,"end":423.27502,"confidence":0.8405762,"punctuated_word":"relevant,","sentiment":"neutral","sentiment_score":-0.029988721013069153},{"word":"or","start":423.27502,"end":423.435,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05301942676305771},{"word":"do","start":423.435,"end":423.595,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0529225692152977},{"word":"i","start":423.595,"end":423.67502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05642174929380417},{"word":"need","start":423.67502,"end":423.83502,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.0740790143609047},{"word":"a","start":423.83502,"end":423.915,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0720600038766861},{"word":"new","start":423.915,"end":424.075,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.07396293431520462},{"word":"one","start":424.075,"end":424.575,"confidence":1.0,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":-0.05433805286884308},{"word":"alright","start":428.31003,"end":428.81003,"confidence":0.99560547,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.016553279012441635},{"word":"cool","start":428.87003,"end":429.37003,"confidence":0.9980469,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.1179349347949028},{"word":"beneficiary","start":432.47,"end":432.97,"confidence":0.99316406,"punctuated_word":"Beneficiary","sentiment":"neutral","sentiment_score":0.06717030704021454},{"word":"nomination","start":433.19,"end":433.69,"confidence":0.9941406,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":-0.023327816277742382},{"word":"form","start":433.75,"end":433.99002,"confidence":0.8852539,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.007061770185828209},{"word":"that's","start":433.99002,"end":434.23,"confidence":0.9733887,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.009060527198016644},{"word":"what","start":434.23,"end":434.55002,"confidence":0.94921875,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.009848915040493011},{"word":"it","start":434.55002,"end":434.63,"confidence":0.97998047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.012894639745354652},{"word":"says","start":434.63,"end":434.87003,"confidence":0.9921875,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.011858848854899406},{"word":"at","start":434.87003,"end":435.03,"confidence":0.9892578,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.008850537240505219},{"word":"the","start":435.03,"end":435.19,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014519527554512024},{"word":"front","start":435.19,"end":435.69,"confidence":0.9333496,"punctuated_word":"front.","sentiment":"neutral","sentiment_score":0.018096687272191048},{"word":"yep","start":437.19,"end":437.51,"confidence":0.9909668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13912707567214966},{"word":"cool","start":437.51,"end":437.83002,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2721608877182007},{"word":"alright","start":437.83002,"end":438.15002,"confidence":0.99853516,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.26498231291770935},{"word":"i'll","start":438.15002,"end":438.23,"confidence":0.9645996,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.312908798456192},{"word":"put","start":438.23,"end":438.39,"confidence":0.99609375,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.27368444204330444},{"word":"that","start":438.39,"end":438.55002,"confidence":0.9560547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2748696208000183},{"word":"on","start":438.55002,"end":438.71002,"confidence":0.98535156,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.26526328921318054},{"word":"my","start":438.71002,"end":438.87003,"confidence":0.9941406,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.34194716811180115},{"word":"desk","start":438.87003,"end":439.11002,"confidence":0.9916992,"punctuated_word":"desk.","sentiment":"positive","sentiment_score":0.3496050238609314},{"word":"i'll","start":439.11002,"end":439.27002,"confidence":0.9970703,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.3045373558998108},{"word":"fill","start":439.27002,"end":439.43002,"confidence":0.9902344,"punctuated_word":"fill","sentiment":"positive","sentiment_score":0.3351934850215912},{"word":"that","start":439.43002,"end":439.59003,"confidence":0.86035156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3174284100532532},{"word":"out","start":439.59003,"end":439.75,"confidence":0.9819336,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2953416407108307},{"word":"today","start":439.75,"end":440.25,"confidence":0.9995117,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.2808436155319214},{"word":"yep","start":447.165,"end":447.665,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06596621125936508},{"word":"right","start":451.085,"end":451.485,"confidence":0.60632324,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.10541880130767822},{"word":"cool","start":451.485,"end":451.805,"confidence":0.75634766,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.26269224286079407},{"word":"because","start":451.805,"end":452.285,"confidence":0.74121094,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.25569015741348267},{"word":"yeah","start":452.285,"end":452.785,"confidence":0.98339844,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.39000147581100464},{"word":"tuesday","start":453.165,"end":453.565,"confidence":0.9550781,"punctuated_word":"Tuesday","sentiment":"positive","sentiment_score":0.5320923924446106},{"word":"night","start":453.565,"end":453.685,"confidence":0.91064453,"punctuated_word":"night,","sentiment":"positive","sentiment_score":0.4542634189128876},{"word":"i","start":453.685,"end":453.805,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4298357963562012},{"word":"thought","start":453.805,"end":454.04498,"confidence":0.9902344,"punctuated_word":"thought","sentiment":"positive","sentiment_score":0.4274086058139801},{"word":"about","start":454.04498,"end":454.54498,"confidence":0.9970703,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.4002726078033447},{"word":"making","start":454.605,"end":454.925,"confidence":0.84814453,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.35863929986953735},{"word":"sure","start":454.925,"end":455.085,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.39412838220596313},{"word":"my","start":455.085,"end":455.245,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.4814451038837433},{"word":"life","start":455.245,"end":455.405,"confidence":0.99316406,"punctuated_word":"life","sentiment":"positive","sentiment_score":0.5034404397010803},{"word":"insurance","start":455.405,"end":455.805,"confidence":0.9980469,"punctuated_word":"insurance","sentiment":"positive","sentiment_score":0.4729546308517456},{"word":"is","start":455.805,"end":455.965,"confidence":0.9550781,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.34718379378318787},{"word":"all","start":455.965,"end":456.04498,"confidence":0.9970703,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.45189669728279114},{"word":"good","start":456.04498,"end":456.285,"confidence":0.9016113,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.29601651430130005},{"word":"a","start":456.285,"end":456.4425,"confidence":0.9838867,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.09912190586328506},{"word":"couple","start":456.4425,"end":456.6,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.09946491569280624},{"word":"spots","start":464.04,"end":464.04446,"confidence":0.76171875,"punctuated_word":"spots","sentiment":"positive","sentiment_score":0.3781169354915619},{"word":"we","start":464.04446,"end":464.0489,"confidence":0.63623047,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3284183442592621},{"word":"put","start":464.0489,"end":464.05334,"confidence":0.7583008,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.2782946825027466},{"word":"the","start":464.05334,"end":464.05777,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2724030613899231},{"word":"truck","start":464.05777,"end":464.06223,"confidence":0.9741211,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":0.3187331259250641},{"word":"in","start":464.06223,"end":464.06668,"confidence":0.5566406,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.25105640292167664},{"word":"so","start":464.06668,"end":464.0711,"confidence":0.96972656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.25787949562072754},{"word":"so","start":464.0711,"end":464.07556,"confidence":0.74560547,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.305229127407074},{"word":"alright","start":464.08002,"end":464.08444,"confidence":0.9926758,"punctuated_word":"alright.","sentiment":"positive","sentiment_score":0.3471258282661438},{"word":"i'll","start":464.08444,"end":464.0889,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2990328371524811},{"word":"get","start":464.0889,"end":464.09332,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3517451286315918},{"word":"that","start":464.09332,"end":464.09778,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3208911716938019},{"word":"filled","start":464.09778,"end":464.10223,"confidence":0.99121094,"punctuated_word":"filled","sentiment":"positive","sentiment_score":0.3638035356998443},{"word":"out","start":464.10223,"end":464.10666,"confidence":0.99609375,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3661661744117737},{"word":"and","start":464.10666,"end":464.1111,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25770947337150574},{"word":"returned","start":464.1111,"end":464.11554,"confidence":0.7590332,"punctuated_word":"returned.","sentiment":"neutral","sentiment_score":0.2827996015548706},{"word":"only","start":464.11554,"end":464.12,"confidence":0.9536133,"punctuated_word":"Only","sentiment":"neutral","sentiment_score":0.0473136231303215},{"word":"three","start":464.12,"end":464.28,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.05785641819238663},{"word":"years","start":464.28,"end":464.6,"confidence":0.9838867,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.07858394831418991},{"word":"late","start":464.6,"end":464.76,"confidence":0.9094238,"punctuated_word":"late,","sentiment":"neutral","sentiment_score":0.058506231755018234},{"word":"but","start":464.76,"end":465.0,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09422609210014345},{"word":"we'll","start":465.0,"end":465.16,"confidence":1.0,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.18155185878276825},{"word":"get","start":465.16,"end":465.32,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17472973465919495},{"word":"there","start":465.32,"end":465.82,"confidence":0.99560547,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.19334256649017337},{"word":"yeah","start":470.68,"end":471.18,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3772428035736084},{"word":"get","start":475.275,"end":475.515,"confidence":0.5317383,"punctuated_word":"Get","sentiment":"neutral","sentiment_score":0.0626794621348381},{"word":"that","start":475.515,"end":475.83502,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12298894673585892},{"word":"complete","start":475.83502,"end":476.33502,"confidence":0.81640625,"punctuated_word":"complete.","sentiment":"neutral","sentiment_score":0.0929885357618332},{"word":"yes","start":477.67502,"end":478.075,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11980587244033812},{"word":"yes","start":478.075,"end":478.575,"confidence":0.890625,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1936306357383728},{"word":"cool","start":480.555,"end":481.055,"confidence":0.91430664,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.27598732709884644},{"word":"yep","start":485.74002,"end":486.24002,"confidence":0.96655273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02440444380044937},{"word":"yep","start":496.14,"end":496.54,"confidence":0.986084,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06768150627613068},{"word":"cool","start":496.54,"end":496.94,"confidence":0.98535156,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.11780869960784912},{"word":"no","start":496.94,"end":497.1,"confidence":0.9819336,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.08261005580425262},{"word":"worries","start":497.1,"end":497.505,"confidence":0.9753418,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.05583888292312622},{"word":"no","start":500.785,"end":501.285,"confidence":0.9797363,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05101712793111801},{"word":"i","start":513.83,"end":513.99,"confidence":0.96435547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02033478021621704},{"word":"would","start":513.99,"end":514.23,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.02455148659646511},{"word":"hope","start":514.23,"end":514.47003,"confidence":0.9980469,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":-0.02397402375936508},{"word":"so","start":514.47003,"end":514.63,"confidence":0.9382324,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":-0.035036563873291016},{"word":"but","start":514.63,"end":514.87,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03951781615614891},{"word":"i","start":514.87,"end":514.95,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18568824231624603},{"word":"doubt","start":514.95,"end":515.19,"confidence":0.9790039,"punctuated_word":"doubt","sentiment":"neutral","sentiment_score":-0.16822589933872223},{"word":"it","start":515.19,"end":515.69,"confidence":1.0,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.11921919882297516},{"word":"ideally","start":518.31,"end":518.81,"confidence":0.8779297,"punctuated_word":"Ideally,","sentiment":"neutral","sentiment_score":-0.018351200968027115},{"word":"60","start":519.03,"end":519.35,"confidence":0.9921875,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.0007272288203239441},{"word":"would","start":519.35,"end":519.51,"confidence":0.79833984,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.009518012404441832},{"word":"be","start":519.51,"end":519.59,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.020483292639255524},{"word":"good","start":519.59,"end":519.83,"confidence":0.86279297,"punctuated_word":"good,","sentiment":"neutral","sentiment_score":0.029421867802739143},{"word":"but","start":519.83,"end":520.07,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.005836151540279388},{"word":"if","start":520.07,"end":520.31,"confidence":0.2368164,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.003254080191254616},{"word":"67","start":520.31,"end":521.27,"confidence":0.95288086,"punctuated_word":"67","sentiment":"neutral","sentiment_score":0.004056571051478386},{"word":"seems","start":521.27,"end":521.51,"confidence":0.9482422,"punctuated_word":"seems","sentiment":"neutral","sentiment_score":-0.017487123608589172},{"word":"to","start":521.51,"end":521.59,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.003340616822242737},{"word":"be","start":521.59,"end":521.75,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0105946883559227},{"word":"the","start":521.75,"end":521.83,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.009200148284435272},{"word":"pension","start":521.83,"end":522.31,"confidence":0.9941406,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.003347773104906082},{"word":"of","start":522.31,"end":522.47003,"confidence":0.61279297,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.019789565354585648},{"word":"the","start":522.47003,"end":522.63,"confidence":0.56689453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013751856982707976},{"word":"whatever","start":522.63,"end":523.03,"confidence":0.8076172,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.013626229017972946},{"word":"age","start":523.03,"end":523.27,"confidence":0.95166016,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.006039340049028397},{"word":"now","start":523.27,"end":523.665,"confidence":0.8383789,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.0027546100318431854},{"word":"claim","start":523.745,"end":524.065,"confidence":0.6591797,"punctuated_word":"Claim","sentiment":"neutral","sentiment_score":0.025643998757004734},{"word":"your","start":524.065,"end":524.14496,"confidence":0.48754883,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02938658371567726},{"word":"super","start":524.14496,"end":524.305,"confidence":0.75390625,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.05949965491890907},{"word":"back","start":524.305,"end":524.58496,"confidence":0.6821289,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.019262678921222687},{"word":"so","start":524.58496,"end":524.865,"confidence":0.8886719,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.018473614007234573},{"word":"ah","start":533.345,"end":533.425,"confidence":0.6386719,"punctuated_word":"ah,","sentiment":"neutral","sentiment_score":0.02980484813451767},{"word":"right","start":533.425,"end":533.665,"confidence":0.7270508,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.04808156937360763},{"word":"there","start":533.665,"end":533.90497,"confidence":0.67858887,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.05515456199645996},{"word":"cool","start":533.90497,"end":534.40497,"confidence":0.99609375,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.1107272207736969},{"word":"that's","start":534.945,"end":535.26495,"confidence":0.61486816,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.009040361270308496},{"word":"hell","start":535.425,"end":535.665,"confidence":0.78930664,"punctuated_word":"hell,","sentiment":"neutral","sentiment_score":0.006343567743897438},{"word":"that's","start":535.665,"end":535.90497,"confidence":0.8092448,"punctuated_word":"that's,","sentiment":"neutral","sentiment_score":0.011769097298383713},{"word":"honey","start":535.90497,"end":536.19,"confidence":0.76782227,"punctuated_word":"honey.","sentiment":"neutral","sentiment_score":0.012677684426307678},{"word":"well","start":536.27,"end":536.43,"confidence":0.7180176,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.015702582895755768},{"word":"you","start":536.43,"end":536.51,"confidence":0.23596191,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03411177173256874},{"word":"know","start":536.51,"end":536.59,"confidence":0.46972656,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03333181142807007},{"word":"well","start":536.59,"end":537.09,"confidence":0.7196045,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.028543267399072647},{"word":"i","start":537.79,"end":537.87,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04640696942806244},{"word":"hope","start":537.87,"end":538.11,"confidence":0.9375,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":-0.03657594695687294},{"word":"so","start":538.11,"end":538.27,"confidence":0.76049805,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":-0.023140285164117813},{"word":"but","start":538.27,"end":538.51,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05468083173036575},{"word":"i","start":538.51,"end":538.67,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10053642094135284},{"word":"i","start":538.67,"end":538.75,"confidence":0.7475586,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1107998862862587},{"word":"don't","start":538.75,"end":538.83,"confidence":0.9267578,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10203659534454346},{"word":"i","start":538.83,"end":539.07,"confidence":0.85498047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10574635118246078},{"word":"don't","start":539.07,"end":539.39,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0787481963634491},{"word":"see","start":539.39,"end":539.63,"confidence":0.99609375,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.05125940218567848},{"word":"it","start":539.63,"end":539.87,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04943035542964935},{"word":"being","start":539.87,"end":540.35,"confidence":0.97314453,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.07636269927024841},{"word":"coming","start":540.35,"end":540.67,"confidence":0.81152344,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.0633327066898346},{"word":"through","start":540.67,"end":540.91,"confidence":0.9370117,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":-0.058820486068725586},{"word":"but","start":540.91,"end":541.15,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06495162844657898},{"word":"i","start":541.15,"end":541.23,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.055274996906518936},{"word":"hope","start":541.23,"end":541.47003,"confidence":1.0,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":-0.05455606430768967},{"word":"so","start":541.47003,"end":541.71,"confidence":0.9914551,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.022504225373268127},{"word":"yes","start":541.71,"end":542.03,"confidence":0.99365234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07521547377109528},{"word":"that's","start":542.03,"end":542.27,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10558204352855682},{"word":"the","start":542.27,"end":542.35,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10294130444526672},{"word":"plan","start":542.35,"end":542.85,"confidence":0.99902344,"punctuated_word":"plan.","sentiment":"neutral","sentiment_score":0.12479739636182784},{"word":"let's","start":555.41504,"end":555.655,"confidence":0.63793945,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":-0.02856757864356041},{"word":"say","start":555.655,"end":555.895,"confidence":0.97509766,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.02490265667438507},{"word":"at","start":555.895,"end":556.055,"confidence":0.8676758,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04359954968094826},{"word":"the","start":556.055,"end":556.135,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.037936970591545105},{"word":"very","start":556.135,"end":556.375,"confidence":1.0,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.03705698996782303},{"word":"second","start":556.375,"end":556.775,"confidence":0.9663086,"punctuated_word":"second,","sentiment":"neutral","sentiment_score":-0.03265298902988434},{"word":"i'd","start":556.775,"end":557.015,"confidence":0.82373047,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.05478128418326378},{"word":"probably","start":557.015,"end":557.41504,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.11910988390445708},{"word":"need","start":557.41504,"end":557.655,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.08951346576213837},{"word":"more","start":557.655,"end":557.895,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0799662247300148},{"word":"because","start":557.895,"end":558.375,"confidence":0.99121094,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.054911158978939056},{"word":"of","start":558.375,"end":558.53503,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07314078509807587},{"word":"the","start":558.53503,"end":558.695,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.088165283203125},{"word":"fuel","start":558.695,"end":559.015,"confidence":0.99902344,"punctuated_word":"fuel","sentiment":"neutral","sentiment_score":-0.046765975654125214},{"word":"prices","start":559.015,"end":559.41504,"confidence":0.65527344,"punctuated_word":"prices.","sentiment":"neutral","sentiment_score":-0.03024313785135746},{"word":"but","start":559.41504,"end":559.655,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.020444296300411224},{"word":"if","start":559.655,"end":559.735,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05858089402318001},{"word":"that","start":559.735,"end":559.97504,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05582572519779205},{"word":"all","start":559.97504,"end":560.135,"confidence":0.9760742,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.03326547145843506},{"word":"settles","start":560.135,"end":560.375,"confidence":0.99902344,"punctuated_word":"settles","sentiment":"neutral","sentiment_score":0.07361134886741638},{"word":"down","start":560.375,"end":560.695,"confidence":0.9970703,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.3076963424682617},{"word":"we","start":560.695,"end":560.85504,"confidence":0.7182617,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4238755702972412},{"word":"should","start":560.85504,"end":561.015,"confidence":1.0,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.4889811873435974},{"word":"be","start":561.015,"end":561.175,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4030016958713531},{"word":"okay","start":561.175,"end":561.575,"confidence":0.97753906,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.37846195697784424},{"word":"thousand","start":561.575,"end":561.97504,"confidence":0.2734375,"punctuated_word":"Thousand","sentiment":"positive","sentiment_score":0.43491169810295105},{"word":"i","start":562.135,"end":562.375,"confidence":0.6230469,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.48228660225868225},{"word":"i","start":562.375,"end":562.455,"confidence":0.8964844,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4906167984008789},{"word":"can","start":562.455,"end":562.53503,"confidence":0.9980469,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5179766416549683},{"word":"live","start":562.53503,"end":562.695,"confidence":0.9375,"punctuated_word":"live","sentiment":"positive","sentiment_score":0.5529060959815979},{"word":"on","start":562.695,"end":562.85504,"confidence":0.9291992,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5536393523216248},{"word":"a","start":562.85504,"end":562.935,"confidence":0.93603516,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5545796155929565},{"word":"thousand","start":562.935,"end":563.255,"confidence":0.99316406,"punctuated_word":"thousand","sentiment":"positive","sentiment_score":0.48825350403785706},{"word":"dollars","start":563.255,"end":563.495,"confidence":0.9970703,"punctuated_word":"dollars","sentiment":"positive","sentiment_score":0.4808310270309448},{"word":"a","start":563.495,"end":563.575,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5070082545280457},{"word":"week","start":563.575,"end":563.815,"confidence":1.0,"punctuated_word":"week","sentiment":"positive","sentiment_score":0.38076668977737427},{"word":"for","start":563.815,"end":564.055,"confidence":0.6040039,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.35903826355934143},{"word":"sure","start":564.055,"end":564.555,"confidence":0.9753418,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.3272155523300171},{"word":"yes","start":572.55,"end":573.05,"confidence":0.9584961,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.3327558636665344},{"word":"yep","start":583.92505,"end":584.42505,"confidence":0.8815918,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016613833606243134},{"word":"yeah","start":591.25,"end":591.64996,"confidence":0.9099121,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.00538613460958004},{"word":"i'll","start":591.64996,"end":591.73,"confidence":0.99658203,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.00653900858014822},{"word":"be","start":591.73,"end":591.88995,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.011652469635009766},{"word":"in","start":591.88995,"end":592.05,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0011456534266471865},{"word":"the","start":592.05,"end":592.13,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04448267444968224},{"word":"moderate","start":592.13,"end":592.63,"confidence":0.87597656,"punctuated_word":"moderate","sentiment":"neutral","sentiment_score":0.03383559733629227},{"word":"area","start":592.85,"end":593.17,"confidence":0.9980469,"punctuated_word":"area","sentiment":"neutral","sentiment_score":0.04910866171121597},{"word":"there","start":593.17,"end":593.32996,"confidence":0.97875977,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.04135303944349289},{"word":"you","start":593.32996,"end":593.49,"confidence":0.9941406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.07575184851884842},{"word":"need","start":593.49,"end":593.73,"confidence":0.9741211,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.08420588076114655},{"word":"to","start":593.73,"end":593.81,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09839862585067748},{"word":"take","start":593.81,"end":593.97,"confidence":0.97314453,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.1407756358385086},{"word":"a","start":593.97,"end":594.05,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10785698890686037},{"word":"little","start":594.05,"end":594.37,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.10735918581485748},{"word":"bit","start":594.37,"end":594.45,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.11553776264190674},{"word":"of","start":594.45,"end":594.52997,"confidence":0.97998047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.15397924184799194},{"word":"risk","start":594.52997,"end":594.76996,"confidence":0.96240234,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.16151344776153564},{"word":"to","start":594.76996,"end":594.85,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17776286602020264},{"word":"try","start":594.85,"end":595.01,"confidence":0.98095703,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.21050038933753967},{"word":"and","start":595.01,"end":595.17,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.144168883562088},{"word":"get","start":595.17,"end":595.25,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1842893958091736},{"word":"some","start":595.25,"end":595.32996,"confidence":0.9941406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.15560831129550934},{"word":"money","start":595.32996,"end":595.64996,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.12906219065189362},{"word":"back","start":595.64996,"end":595.73,"confidence":0.8947754,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":-0.06843605637550354},{"word":"but","start":595.73,"end":595.97,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0528545007109642},{"word":"you","start":595.97,"end":596.20996,"confidence":0.82470703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15635263919830322},{"word":"if","start":596.45,"end":596.69,"confidence":0.9199219,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.13228943943977356},{"word":"things","start":596.69,"end":597.01,"confidence":0.9951172,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.23463308811187744},{"word":"go","start":597.01,"end":597.25,"confidence":0.8833008,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.1737649142742157},{"word":"to","start":597.25,"end":597.41,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.22763821482658383},{"word":"shit","start":597.41,"end":597.73,"confidence":0.95458984,"punctuated_word":"shit,","sentiment":"neutral","sentiment_score":-0.2332255244255066},{"word":"you","start":597.73,"end":597.88995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12278492748737337},{"word":"need","start":597.88995,"end":598.05,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.20103049278259277},{"word":"some","start":598.05,"end":598.29,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.1816963255405426},{"word":"security","start":598.29,"end":598.69,"confidence":0.9970703,"punctuated_word":"security","sentiment":"neutral","sentiment_score":-0.21249645948410031},{"word":"that","start":598.69,"end":598.85,"confidence":0.8339844,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08967021852731705},{"word":"something's","start":598.85,"end":599.25,"confidence":0.9675293,"punctuated_word":"something's","sentiment":"neutral","sentiment_score":-0.12499134242534636},{"word":"still","start":599.25,"end":599.49,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.1356140673160553},{"word":"there","start":599.49,"end":599.99,"confidence":0.99560547,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.06948743760585785},{"word":"yeah","start":633.815,"end":634.315,"confidence":0.7861328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04106704518198967},{"word":"the","start":635.73505,"end":635.895,"confidence":0.96777344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.040705401450395584},{"word":"first","start":635.895,"end":636.135,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.047934338450431824},{"word":"one","start":636.135,"end":636.375,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.006927557289600372},{"word":"where","start":636.375,"end":636.695,"confidence":0.9370117,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.05441220849752426},{"word":"you'd","start":636.695,"end":636.935,"confidence":0.99316406,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.005369392689317465},{"word":"like","start":636.935,"end":637.17505,"confidence":0.9277344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0069309622049331665},{"word":"to","start":637.17505,"end":637.255,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01492510735988617},{"word":"try","start":637.255,"end":637.41504,"confidence":0.99316406,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.0058218613266944885},{"word":"and","start":637.41504,"end":637.495,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02207186073064804},{"word":"buy","start":637.495,"end":637.73505,"confidence":0.9760742,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.002747572958469391},{"word":"at","start":637.73505,"end":637.815,"confidence":0.9658203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03028147667646408},{"word":"the","start":637.815,"end":637.895,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.017675228416919708},{"word":"bottom","start":637.895,"end":638.215,"confidence":1.0,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.009377941489219666},{"word":"of","start":638.215,"end":638.29504,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.005973838269710541},{"word":"the","start":638.29504,"end":638.455,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0031711310148239136},{"word":"market","start":638.455,"end":638.775,"confidence":0.9980469,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.013725906610488892},{"word":"and","start":638.775,"end":638.935,"confidence":0.7104492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.014747615903615952},{"word":"then","start":638.935,"end":639.435,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.021419737488031387},{"word":"yep","start":640.055,"end":640.555,"confidence":0.9916992,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.02077299915254116},{"word":"moderate","start":643.895,"end":644.395,"confidence":0.86694336,"punctuated_word":"Moderate.","sentiment":"neutral","sentiment_score":0.03295101225376129},{"word":"moderate","start":644.455,"end":644.955,"confidence":0.98291016,"punctuated_word":"Moderate.","sentiment":"neutral","sentiment_score":0.06035485491156578},{"word":"yep","start":645.015,"end":645.515,"confidence":0.9863281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07556447386741638},{"word":"who","start":647.15,"end":647.31,"confidence":0.1661377,"punctuated_word":"Who","sentiment":"neutral","sentiment_score":-0.014939382672309875},{"word":"would","start":647.31,"end":647.47003,"confidence":0.78759766,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.020969651639461517},{"word":"have","start":647.47003,"end":647.55,"confidence":0.7446289,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.017094291746616364},{"word":"my","start":647.55,"end":647.71,"confidence":0.78027344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03130726516246796},{"word":"little","start":647.71,"end":647.95,"confidence":0.9604492,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.03833360970020294},{"word":"wife","start":647.95,"end":648.11,"confidence":0.6538086,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.00011247396469116212},{"word":"would","start":648.11,"end":648.27,"confidence":0.47705078,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.09612824767827988},{"word":"let","start":648.27,"end":648.43,"confidence":0.9980469,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.10930340737104416},{"word":"me","start":648.43,"end":648.59,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.020276613533496857},{"word":"drag","start":648.59,"end":648.83,"confidence":0.99902344,"punctuated_word":"drag","sentiment":"neutral","sentiment_score":-0.033531107008457184},{"word":"out","start":648.83,"end":649.07,"confidence":0.75,"punctuated_word":"out?","sentiment":"neutral","sentiment_score":0.00780801847577095},{"word":"yeah","start":649.07,"end":649.57,"confidence":0.98461914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011218901723623276},{"word":"yep","start":659.405,"end":659.905,"confidence":0.9448242,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.040385764092206955},{"word":"yep","start":662.445,"end":662.945,"confidence":0.98950195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.028313642367720604},{"word":"optimistic","start":685.905,"end":686.405,"confidence":0.94628906,"punctuated_word":"Optimistic","sentiment":"neutral","sentiment_score":0.30753034353256226},{"word":"i'm","start":686.625,"end":686.945,"confidence":0.86987305,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1973208487033844},{"word":"staying","start":686.945,"end":687.265,"confidence":1.0,"punctuated_word":"staying","sentiment":"neutral","sentiment_score":0.3262997269630432},{"word":"with","start":687.265,"end":687.42505,"confidence":0.97265625,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2680835723876953},{"word":"at","start":687.42505,"end":687.585,"confidence":0.9267578,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21000397205352783},{"word":"the","start":687.585,"end":687.66504,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2997848093509674},{"word":"moment","start":687.66504,"end":688.16504,"confidence":0.9812012,"punctuated_word":"moment.","sentiment":"positive","sentiment_score":0.35622072219848633},{"word":"sure","start":689.42505,"end":689.905,"confidence":0.9145508,"punctuated_word":"Sure.","sentiment":"positive","sentiment_score":0.38311684131622314},{"word":"surely","start":689.905,"end":690.22504,"confidence":0.82421875,"punctuated_word":"Surely,","sentiment":"positive","sentiment_score":0.3398720622062683},{"word":"it's","start":690.22504,"end":690.385,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.32086455821990967},{"word":"gotta","start":690.385,"end":690.625,"confidence":0.7246094,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.3037397861480713},{"word":"get","start":690.625,"end":690.78503,"confidence":0.9970703,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.36672863364219666},{"word":"better","start":690.78503,"end":691.28503,"confidence":0.99853516,"punctuated_word":"better.","sentiment":"positive","sentiment_score":0.3787557780742645},{"word":"yep","start":698.705,"end":699.205,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06865425407886505},{"word":"yes","start":706.27997,"end":706.6,"confidence":0.564209,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0428541824221611},{"word":"yeah","start":706.6,"end":707.1,"confidence":0.7310791,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.042745381593704224},{"word":"yep","start":712.2,"end":712.7,"confidence":0.7590332,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05649464577436447},{"word":"yes","start":717.265,"end":717.765,"confidence":0.9904785,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.003765199333429337},{"word":"yes","start":722.46497,"end":722.96497,"confidence":0.99658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03796420618891716},{"word":"correct","start":723.425,"end":723.925,"confidence":0.99853516,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.0761486291885376},{"word":"no","start":737.82,"end":738.14,"confidence":0.98535156,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0439070537686348},{"word":"yes","start":738.14,"end":738.64,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.00929410383105278},{"word":"yes","start":739.98004,"end":740.415,"confidence":0.9995117,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06675423681735992},{"word":"yeah","start":740.57495,"end":741.07495,"confidence":0.88549805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04866301640868187},{"word":"not","start":756.46,"end":756.78,"confidence":0.86572266,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.09540710598230362},{"word":"clearly","start":756.78,"end":757.18,"confidence":0.95825195,"punctuated_word":"clearly.","sentiment":"neutral","sentiment_score":-0.07871641218662262},{"word":"no","start":757.18,"end":757.5,"confidence":0.9914551,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09505752474069595},{"word":"can","start":757.5,"end":757.66003,"confidence":0.9980469,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.07361286133527756},{"word":"you","start":757.66003,"end":757.82,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07134690135717392},{"word":"explain","start":757.82,"end":758.22003,"confidence":0.99902344,"punctuated_word":"explain","sentiment":"neutral","sentiment_score":-0.06293439120054245},{"word":"them","start":758.22003,"end":758.72003,"confidence":0.9560547,"punctuated_word":"them?","sentiment":"neutral","sentiment_score":-0.06702995300292969},{"word":"yep","start":769.82,"end":770.32,"confidence":0.98583984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0630073994398117},{"word":"no","start":788.64,"end":789.14,"confidence":0.8930664,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0780722051858902},{"word":"yep","start":808.09503,"end":808.59503,"confidence":0.9741211,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1317106932401657},{"word":"oh","start":816.21,"end":816.29,"confidence":0.77905273,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.13275983929634094},{"word":"yeah","start":816.29,"end":816.77,"confidence":0.9482422,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.11773228645324708},{"word":"yep","start":816.77,"end":817.27,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1924944370985031},{"word":"i","start":822.85,"end":823.09,"confidence":0.9838867,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6395304203033447},{"word":"like","start":823.09,"end":823.25,"confidence":0.99316406,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.5875416994094849},{"word":"that","start":823.25,"end":823.41,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5723177790641785},{"word":"one","start":823.41,"end":823.65,"confidence":1.0,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.501909613609314},{"word":"better","start":823.65,"end":823.97003,"confidence":0.9980469,"punctuated_word":"better.","sentiment":"positive","sentiment_score":0.4260120093822479},{"word":"yep","start":823.97003,"end":824.47003,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2060578167438507},{"word":"yep","start":837.865,"end":838.365,"confidence":0.9296875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19294647872447968},{"word":"yeah","start":843.12006,"end":843.62006,"confidence":0.83325195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18076615035533905},{"word":"yep","start":844.80005,"end":845.30005,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.26210248470306396},{"word":"yep","start":855.415,"end":855.915,"confidence":0.9128418,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3471258580684662},{"word":"yes","start":869.43,"end":869.93,"confidence":0.99560547,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.3978460133075714},{"word":"that's","start":889.525,"end":889.765,"confidence":0.8869629,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.741269052028656},{"word":"good","start":889.765,"end":890.085,"confidence":0.97265625,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6008730530738831},{"word":"yeah","start":890.085,"end":890.585,"confidence":0.91967773,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2200167179107666},{"word":"yep","start":908.26495,"end":908.76495,"confidence":0.7475586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12815824151039124},{"word":"right","start":919.94495,"end":920.44495,"confidence":0.79833984,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.08745843172073364},{"word":"which","start":923.26996,"end":923.58997,"confidence":0.8730469,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":0.06886058300733566},{"word":"day","start":923.58997,"end":923.82996,"confidence":0.9941406,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.10692845284938812},{"word":"of","start":923.82996,"end":923.99,"confidence":0.9550781,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09683005511760712},{"word":"the","start":923.99,"end":924.07,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0660816878080368},{"word":"week's","start":924.07,"end":924.47,"confidence":0.6923828,"punctuated_word":"week's","sentiment":"neutral","sentiment_score":0.07339589297771454},{"word":"the","start":924.47,"end":924.55,"confidence":0.55810547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10681254416704178},{"word":"best","start":924.55,"end":925.02997,"confidence":0.78808594,"punctuated_word":"best?","sentiment":"neutral","sentiment_score":0.018174199387431145},{"word":"well","start":925.02997,"end":925.26996,"confidence":0.9926758,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.3025321960449219},{"word":"during","start":925.26996,"end":925.67,"confidence":0.99316406,"punctuated_word":"during","sentiment":"positive","sentiment_score":0.4022086262702942},{"word":"school","start":925.67,"end":926.17,"confidence":0.97265625,"punctuated_word":"school,","sentiment":"positive","sentiment_score":0.42509305477142334},{"word":"it's","start":926.23,"end":926.55,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5061997175216675},{"word":"a","start":926.55,"end":926.70996,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5967721939086914},{"word":"lot","start":926.70996,"end":926.94995,"confidence":1.0,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.5046541690826416},{"word":"better","start":926.94995,"end":927.11,"confidence":1.0,"punctuated_word":"better","sentiment":"positive","sentiment_score":0.4498923122882843},{"word":"because","start":927.11,"end":927.35,"confidence":0.88427734,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.4856356978416443},{"word":"my","start":927.35,"end":927.58997,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.5031133890151978},{"word":"wife","start":927.58997,"end":927.82996,"confidence":0.99902344,"punctuated_word":"wife","sentiment":"positive","sentiment_score":0.5111092329025269},{"word":"is","start":927.82996,"end":927.99,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.46061253547668457},{"word":"back","start":927.99,"end":928.31,"confidence":1.0,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.4684013426303863},{"word":"at","start":928.31,"end":928.47,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.45004576444625854},{"word":"work","start":928.47,"end":928.70996,"confidence":0.99902344,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.455066442489624},{"word":"and","start":928.70996,"end":928.87,"confidence":0.47680664,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4203418493270874},{"word":"i","start":928.87,"end":928.94995,"confidence":0.59765625,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.43859708309173584},{"word":"can","start":928.94995,"end":929.11,"confidence":0.8232422,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4686010777950287},{"word":"it","start":929.26996,"end":929.43,"confidence":0.99316406,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4872046113014221},{"word":"frees","start":929.43,"end":929.67,"confidence":0.9838867,"punctuated_word":"frees","sentiment":"positive","sentiment_score":0.4200443923473358},{"word":"me","start":929.67,"end":929.82996,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.3645884692668915},{"word":"up","start":929.82996,"end":929.99,"confidence":0.99902344,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.354030042886734},{"word":"for","start":929.99,"end":930.14996,"confidence":0.9667969,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.32664456963539124},{"word":"time","start":930.14996,"end":930.64996,"confidence":0.873291,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.40562838315963745},{"word":"which","start":932.14996,"end":932.63,"confidence":0.9604492,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.4536243677139282},{"word":"falls","start":932.63,"end":932.87,"confidence":0.7788086,"punctuated_word":"falls","sentiment":"positive","sentiment_score":0.5040192008018494},{"word":"into","start":932.87,"end":933.37,"confidence":0.7397461,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.4726390838623047},{"word":"yep","start":935.43,"end":935.82996,"confidence":0.9746094,"punctuated_word":"yep.","sentiment":"positive","sentiment_score":0.41355305910110474},{"word":"yep","start":935.82996,"end":936.195,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.4678928852081299},{"word":"now","start":936.515,"end":936.675,"confidence":0.6582031,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.52353835105896},{"word":"that","start":936.675,"end":936.835,"confidence":0.9770508,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5237603783607483},{"word":"falls","start":936.835,"end":937.075,"confidence":0.94140625,"punctuated_word":"falls","sentiment":"positive","sentiment_score":0.4260789752006531},{"word":"into","start":937.075,"end":937.395,"confidence":0.59228516,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.4595122933387756},{"word":"line","start":937.395,"end":937.635,"confidence":0.7922363,"punctuated_word":"line.","sentiment":"positive","sentiment_score":0.5314990878105164},{"word":"so","start":937.635,"end":937.795,"confidence":0.79296875,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.41869401931762695},{"word":"yeah","start":937.795,"end":938.295,"confidence":0.904541,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.4486895799636841},{"word":"school","start":938.995,"end":939.315,"confidence":0.96435547,"punctuated_word":"school","sentiment":"positive","sentiment_score":0.4874021112918854},{"word":"goes","start":939.315,"end":939.47504,"confidence":0.9951172,"punctuated_word":"goes","sentiment":"positive","sentiment_score":0.41288766264915466},{"word":"back","start":939.47504,"end":939.715,"confidence":1.0,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.4531660079956054},{"word":"next","start":939.715,"end":940.03503,"confidence":1.0,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.33640429377555847},{"word":"week","start":940.03503,"end":940.275,"confidence":0.7327881,"punctuated_word":"week,","sentiment":"positive","sentiment_score":0.3866143822669983},{"word":"so","start":940.275,"end":940.59503,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.386773943901062},{"word":"that","start":940.59503,"end":940.835,"confidence":0.9970703,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5086674094200134},{"word":"timeline","start":940.835,"end":941.315,"confidence":0.70458984,"punctuated_word":"timeline","sentiment":"positive","sentiment_score":0.4219212234020233},{"word":"sort","start":941.315,"end":941.555,"confidence":0.9921875,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.4513769447803498},{"word":"of","start":941.555,"end":941.635,"confidence":0.9316406,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.46969500184059143},{"word":"fits","start":941.635,"end":941.875,"confidence":0.9941406,"punctuated_word":"fits","sentiment":"positive","sentiment_score":0.415564239025116},{"word":"pretty","start":941.875,"end":942.03503,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5549579858779907},{"word":"well","start":942.03503,"end":942.53503,"confidence":0.9951172,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.4241963028907776},{"word":"as","start":943.555,"end":943.635,"confidence":0.4753418,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.24159669876098633},{"word":"far","start":943.635,"end":943.955,"confidence":0.99316406,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.17375104129314425},{"word":"as","start":943.955,"end":944.03503,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19100777804851532},{"word":"days","start":944.03503,"end":944.355,"confidence":0.94921875,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.140138640999794},{"word":"during","start":944.355,"end":944.675,"confidence":0.96435547,"punctuated_word":"during","sentiment":"neutral","sentiment_score":0.20910148322582245},{"word":"the","start":944.675,"end":944.915,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20103536546230316},{"word":"week","start":944.915,"end":945.395,"confidence":0.9890137,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.15671691298484802},{"word":"i","start":945.395,"end":945.555,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2092367559671402},{"word":"have","start":945.555,"end":945.715,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.20018985867500305},{"word":"the","start":945.715,"end":945.875,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19450557231903076},{"word":"most","start":945.875,"end":946.115,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.2238805890083313},{"word":"amount","start":946.115,"end":946.355,"confidence":0.99316406,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.19148968160152435},{"word":"of","start":946.355,"end":946.435,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20957566797733307},{"word":"staff","start":946.435,"end":946.755,"confidence":0.65234375,"punctuated_word":"staff","sentiment":"neutral","sentiment_score":0.16167302429676056},{"word":"here","start":946.755,"end":946.915,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.2645767033100128},{"word":"on","start":946.915,"end":946.995,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2250336855649948},{"word":"a","start":946.995,"end":947.155,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21280178427696228},{"word":"friday","start":947.155,"end":947.47504,"confidence":0.9038086,"punctuated_word":"Friday,","sentiment":"neutral","sentiment_score":0.18894857168197632},{"word":"but","start":947.47504,"end":947.635,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.14373502135276794},{"word":"typically","start":947.635,"end":948.03503,"confidence":0.6237793,"punctuated_word":"typically,","sentiment":"neutral","sentiment_score":0.15763016045093536},{"word":"i","start":948.03503,"end":948.115,"confidence":0.9838867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.189977765083313},{"word":"go","start":948.115,"end":948.435,"confidence":0.29833984,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1590048521757126},{"word":"go","start":948.435,"end":948.755,"confidence":0.76660156,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1975632607936859},{"word":"do","start":948.755,"end":948.915,"confidence":0.7319336,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.21313554048538208},{"word":"some","start":948.915,"end":949.155,"confidence":0.9873047,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.18782195448875427},{"word":"deliveries","start":949.155,"end":949.635,"confidence":0.99902344,"punctuated_word":"deliveries","sentiment":"neutral","sentiment_score":0.16433097422122955},{"word":"and","start":949.635,"end":949.795,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18048599362373352},{"word":"stuff","start":949.795,"end":950.03503,"confidence":0.99902344,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":0.20883427560329437},{"word":"as","start":950.03503,"end":950.195,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.23349958658218384},{"word":"well","start":950.195,"end":950.695,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.16402840614318848},{"word":"where","start":952.74,"end":953.06,"confidence":0.93408203,"punctuated_word":"Where","sentiment":"neutral","sentiment_score":0.009824119508266447},{"word":"am","start":953.06,"end":953.22003,"confidence":0.97802734,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.0357227548956871},{"word":"i","start":953.22003,"end":953.72003,"confidence":0.97143555,"punctuated_word":"I?","sentiment":"neutral","sentiment_score":0.028873316943645477},{"word":"yeah","start":954.82,"end":955.14,"confidence":0.9831543,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.032516639679670334},{"word":"wednesday","start":955.14,"end":955.54,"confidence":0.9951172,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.038715165108442307},{"word":"or","start":955.54,"end":955.62,"confidence":0.96777344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.019509369507431984},{"word":"thursday","start":955.62,"end":956.12,"confidence":0.8833008,"punctuated_word":"Thursday.","sentiment":"neutral","sentiment_score":0.025297004729509354},{"word":"it's","start":956.26,"end":956.66003,"confidence":0.9707031,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.11634161323308943},{"word":"something","start":956.66003,"end":956.98,"confidence":0.5605469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.11942426860332488},{"word":"like","start":956.98,"end":957.14,"confidence":0.9375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10395126044750214},{"word":"that'll","start":957.14,"end":957.38,"confidence":0.6906738,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.2231011837720871},{"word":"be","start":957.38,"end":957.54,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19323739409446716},{"word":"fine","start":957.54,"end":958.04,"confidence":0.9885254,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2035754919052124},{"word":"yep","start":963.645,"end":964.145,"confidence":0.93847656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05824675410985947},{"word":"good","start":972.92505,"end":973.085,"confidence":0.30444336,"punctuated_word":"Good","sentiment":"neutral","sentiment_score":0.21918952465057373},{"word":"morning","start":973.085,"end":973.585,"confidence":0.9555664,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.1955576539039612},{"word":"yep","start":974.36505,"end":974.86505,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08761506527662277},{"word":"yep","start":981.88995,"end":982.20996,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1158367246389389},{"word":"that","start":982.20996,"end":982.29,"confidence":0.9970703,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.18539918959140775},{"word":"works","start":982.29,"end":982.61,"confidence":0.99902344,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.16576211154460907},{"word":"for","start":982.61,"end":982.69,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.138980433344841},{"word":"me","start":982.69,"end":982.93,"confidence":0.9995117,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.14546054601669312},{"word":"yep","start":982.93,"end":983.43,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0935150384902954},{"word":"go","start":986.76996,"end":987.00995,"confidence":0.7055664,"punctuated_word":"Go","sentiment":"neutral","sentiment_score":0.04982247576117515},{"word":"with","start":987.00995,"end":987.17,"confidence":0.93408203,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05655776336789131},{"word":"wednesday","start":987.17,"end":987.67,"confidence":0.8269043,"punctuated_word":"Wednesday.","sentiment":"neutral","sentiment_score":0.05325915664434433},{"word":"yep","start":991.585,"end":992.085,"confidence":0.94873047,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07926623523235321},{"word":"and","start":992.145,"end":992.585,"confidence":0.3623047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.089861661195755},{"word":"the","start":992.585,"end":993.025,"confidence":0.3947754,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08355449140071869},{"word":"only","start":993.025,"end":993.505,"confidence":0.9375,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.042920906096696854},{"word":"exception","start":993.505,"end":993.985,"confidence":0.5756836,"punctuated_word":"exception","sentiment":"neutral","sentiment_score":0.04362187907099724},{"word":"would","start":993.985,"end":994.065,"confidence":0.5024414,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.025531305000185966},{"word":"be","start":994.065,"end":994.305,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.028155729174613953},{"word":"if","start":994.305,"end":994.46497,"confidence":0.91015625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.021955933421850204},{"word":"i've","start":994.46497,"end":994.625,"confidence":0.9042969,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.015335152857005596},{"word":"been","start":994.625,"end":994.865,"confidence":0.97265625,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.009976658970117567},{"word":"called","start":994.865,"end":995.105,"confidence":0.9267578,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.004392135888338089},{"word":"out","start":995.105,"end":995.345,"confidence":0.8769531,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0077860429883003235},{"word":"or","start":995.345,"end":995.505,"confidence":0.8964844,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.009474970400333405},{"word":"far","start":995.505,"end":995.825,"confidence":0.53466797,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.009823154658079147},{"word":"or","start":995.825,"end":995.90497,"confidence":0.8774414,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02586045488715172},{"word":"anything","start":995.90497,"end":996.305,"confidence":0.99609375,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.024974726140499115},{"word":"like","start":996.305,"end":996.545,"confidence":0.9951172,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.004055440425872803},{"word":"that","start":996.545,"end":996.705,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02132079377770424},{"word":"or","start":996.705,"end":997.185,"confidence":0.5563965,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":0.027508752420544624},{"word":"yeah","start":997.185,"end":997.665,"confidence":0.8527832,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.016721468418836594},{"word":"out","start":997.665,"end":997.90497,"confidence":0.9892578,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.004523850977420807},{"word":"of","start":997.90497,"end":997.985,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006981782615184784},{"word":"a","start":997.985,"end":998.065,"confidence":0.49365234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010978993959724905},{"word":"out","start":998.065,"end":998.385,"confidence":0.96875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0198065098375082},{"word":"of","start":998.385,"end":998.545,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02207896299660206},{"word":"a","start":998.545,"end":998.705,"confidence":0.86035156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.028170980513095856},{"word":"store","start":998.705,"end":999.105,"confidence":0.74853516,"punctuated_word":"store.","sentiment":"neutral","sentiment_score":0.026094861328601837},{"word":"so","start":999.105,"end":999.585,"confidence":0.8613281,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07725168764591217},{"word":"that's","start":999.585,"end":999.90497,"confidence":0.9147949,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06356285512447357},{"word":"the","start":999.90497,"end":999.985,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02687671035528183},{"word":"only","start":999.985,"end":1000.225,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.014507457613945007},{"word":"exception","start":1000.225,"end":1000.625,"confidence":0.7609863,"punctuated_word":"exception,","sentiment":"neutral","sentiment_score":0.010347757488489153},{"word":"but","start":1000.625,"end":1000.785,"confidence":0.96875,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.04037892818450928},{"word":"otherwise","start":1000.785,"end":1001.105,"confidence":0.75512695,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.09341941773891448},{"word":"it","start":1001.105,"end":1001.265,"confidence":0.62158203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15493261814117432},{"word":"should","start":1001.265,"end":1001.425,"confidence":0.9921875,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.22437314689159393},{"word":"be","start":1001.425,"end":1001.585,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1634770780801773},{"word":"fine","start":1001.585,"end":1002.085,"confidence":0.9069824,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.1424112617969513},{"word":"yes","start":1006.61,"end":1007.11,"confidence":0.8952637,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0831737145781517},{"word":"yep","start":1007.17,"end":1007.67,"confidence":0.967041,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05678907781839371},{"word":"that","start":1008.37,"end":1008.53,"confidence":0.984375,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.056112732738256454},{"word":"was","start":1008.53,"end":1008.69,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03736989200115204},{"word":"good","start":1008.69,"end":1008.93,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.03689839690923691},{"word":"this","start":1008.93,"end":1009.09,"confidence":0.9838867,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.02136270701885223},{"word":"morning","start":1009.09,"end":1009.59,"confidence":0.9592285,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":-0.017678266391158104},{"word":"oh","start":1012.21,"end":1012.37,"confidence":0.79589844,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.2051406055688858},{"word":"shit","start":1012.37,"end":1012.69,"confidence":0.99365234,"punctuated_word":"shit.","sentiment":"neutral","sentiment_score":-0.28632622957229614},{"word":"that's","start":1012.69,"end":1012.93,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.163411483168602},{"word":"right","start":1012.93,"end":1013.43,"confidence":0.97094727,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.07904209196567535},{"word":"yes","start":1018.545,"end":1019.045,"confidence":0.92944336,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.04542247951030731},{"word":"yep","start":1034.02,"end":1034.52,"confidence":0.9794922,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10645060241222382},{"word":"cool","start":1035.3,"end":1035.8,"confidence":0.97631836,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4515585303306579},{"word":"mhmm","start":1055.37,"end":1055.87,"confidence":0.9375,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.07949985563755035},{"word":"yeah","start":1063.77,"end":1064.01,"confidence":0.71154785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18056435883045197},{"word":"cool","start":1064.01,"end":1064.49,"confidence":0.99853516,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2765563130378723},{"word":"yep","start":1064.49,"end":1064.8099,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1589919626712799},{"word":"no","start":1064.8099,"end":1064.97,"confidence":0.9951172,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.15566447377204895},{"word":"worries","start":1064.97,"end":1065.47,"confidence":0.9980469,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.14959914982318878},{"word":"yep","start":1073.875,"end":1074.375,"confidence":0.92749023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06362199783325195},{"word":"yes","start":1084.2,"end":1084.7,"confidence":0.95751953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10590745508670808},{"word":"yep","start":1093.72,"end":1094.22,"confidence":0.98583984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3250112235546112},{"word":"should","start":1096.84,"end":1097.08,"confidence":0.62939453,"punctuated_word":"Should","sentiment":"neutral","sentiment_score":0.21197295188903809},{"word":"be","start":1097.08,"end":1097.24,"confidence":0.84936523,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.1807129979133606},{"word":"it'll","start":1097.24,"end":1097.48,"confidence":0.9458008,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.13208088278770447},{"word":"be","start":1097.48,"end":1097.98,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1210489496588707},{"word":"hopefully","start":1098.145,"end":1098.465,"confidence":0.984375,"punctuated_word":"hopefully","sentiment":"neutral","sentiment_score":0.1126025766134262},{"word":"enough","start":1098.465,"end":1098.965,"confidence":0.9760742,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.18554002046585083},{"word":"to","start":1099.4249,"end":1099.505,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17274807393550873},{"word":"wipe","start":1099.505,"end":1099.745,"confidence":0.9370117,"punctuated_word":"wipe","sentiment":"neutral","sentiment_score":0.1066841036081314},{"word":"my","start":1099.745,"end":1099.905,"confidence":0.99609375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.05929115414619446},{"word":"bum","start":1099.905,"end":1100.225,"confidence":0.99316406,"punctuated_word":"bum","sentiment":"neutral","sentiment_score":0.05906478315591812},{"word":"and","start":1100.225,"end":1100.705,"confidence":0.86035156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08459993451833725},{"word":"not","start":1100.705,"end":1100.945,"confidence":0.72558594,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.03534911572933197},{"word":"wipe","start":1100.945,"end":1101.105,"confidence":0.5136719,"punctuated_word":"wipe","sentiment":"neutral","sentiment_score":-0.043760739266872406},{"word":"for","start":1101.105,"end":1101.265,"confidence":0.9892578,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0025629922747612},{"word":"a","start":1101.265,"end":1101.345,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05510421097278595},{"word":"while","start":1101.345,"end":1101.505,"confidence":0.99121094,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.08308351039886475},{"word":"when","start":1101.505,"end":1101.745,"confidence":0.9921875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.16248337924480438},{"word":"i","start":1101.745,"end":1101.825,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10847317427396774},{"word":"need","start":1101.825,"end":1101.985,"confidence":0.99316406,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1119607612490654},{"word":"it","start":1101.985,"end":1102.485,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.11597051471471786},{"word":"yep","start":1108.225,"end":1108.725,"confidence":0.9638672,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.012667892500758173},{"word":"yes","start":1113.025,"end":1113.3,"confidence":0.97875977,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09174248576164246},{"word":"yep","start":1113.78,"end":1114.28,"confidence":0.7919922,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10062259435653688},{"word":"yes","start":1116.42,"end":1116.92,"confidence":0.95825195,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13435028493404388},{"word":"yep","start":1122.5801,"end":1123.0801,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08758281171321869},{"word":"yep","start":1133.105,"end":1133.1849,"confidence":0.95825195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2148882746696472},{"word":"absolutely","start":1133.1849,"end":1133.6849,"confidence":0.91186523,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.460260808467865},{"word":"that's","start":1134.225,"end":1134.725,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4945647716522217},{"word":"vital","start":1134.7849,"end":1135.1849,"confidence":0.97998047,"punctuated_word":"vital","sentiment":"positive","sentiment_score":0.41335976123809814},{"word":"for","start":1135.1849,"end":1135.345,"confidence":0.94384766,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05327192693948746},{"word":"in","start":1135.345,"end":1135.505,"confidence":0.640625,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.042099349200725555},{"word":"here","start":1135.505,"end":1135.745,"confidence":0.98291016,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.03842423856258392},{"word":"on","start":1135.745,"end":1135.985,"confidence":0.96972656,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.053071603178977966},{"word":"the","start":1135.985,"end":1136.485,"confidence":0.7128906,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":-0.1004357635974884},{"word":"unfortunately","start":1136.5449,"end":1137.0249,"confidence":0.99658203,"punctuated_word":"unfortunately,","sentiment":"neutral","sentiment_score":-0.21559575200080872},{"word":"on","start":1137.0249,"end":1137.105,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.31103554368019104},{"word":"the","start":1137.105,"end":1137.265,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3377380669116974},{"word":"branch","start":1137.265,"end":1137.585,"confidence":0.9086914,"punctuated_word":"branch","sentiment":"neutral","sentiment_score":-0.2909765839576721},{"word":"trust","start":1137.585,"end":1137.825,"confidence":0.94628906,"punctuated_word":"trust","sentiment":"negative","sentiment_score":-0.37536561489105225},{"word":"of","start":1137.825,"end":1137.985,"confidence":0.96777344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4026352763175965},{"word":"the","start":1137.985,"end":1138.145,"confidence":0.9980469,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.36296749114990234},{"word":"building","start":1138.145,"end":1138.385,"confidence":0.89941406,"punctuated_word":"building.","sentiment":"neutral","sentiment_score":-0.2395491898059845},{"word":"so","start":1138.385,"end":1138.885,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.06907255947589874},{"word":"without","start":1140.065,"end":1140.465,"confidence":0.7451172,"punctuated_word":"without","sentiment":"neutral","sentiment_score":-0.0392228327691555},{"word":"me","start":1140.465,"end":1140.625,"confidence":0.9501953,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":-0.07591559737920761},{"word":"the","start":1140.625,"end":1140.96,"confidence":0.9707031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06719397008419037},{"word":"shop","start":1141.0399,"end":1141.44,"confidence":0.8251953,"punctuated_word":"shop","sentiment":"neutral","sentiment_score":-0.09495394676923752},{"word":"doesn't","start":1141.44,"end":1141.6799,"confidence":0.9995117,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.09465989470481873},{"word":"run","start":1141.6799,"end":1142.08,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":-0.04296281188726425},{"word":"for","start":1142.08,"end":1142.24,"confidence":0.98828125,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04565572738647461},{"word":"very","start":1142.24,"end":1142.48,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.047684017568826675},{"word":"long","start":1142.48,"end":1142.7999,"confidence":0.82836914,"punctuated_word":"long.","sentiment":"neutral","sentiment_score":-0.0007605236023664474},{"word":"yeah","start":1142.7999,"end":1143.2999,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.061686620116233826},{"word":"i'm","start":1152.88,"end":1153.0399,"confidence":0.9707031,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.30649858713150024},{"word":"comfortable","start":1153.0399,"end":1153.52,"confidence":0.98828125,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.20836800336837769},{"word":"with","start":1153.52,"end":1153.6799,"confidence":0.9921875,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.37432682514190674},{"word":"that","start":1153.6799,"end":1153.84,"confidence":0.9975586,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4233933687210083},{"word":"yep","start":1153.84,"end":1154.34,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22827516496181488},{"word":"yep","start":1165.865,"end":1166.365,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1647261679172516},{"word":"yep","start":1179.88,"end":1180.36,"confidence":0.8535156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13392752408981323},{"word":"mhmm","start":1180.36,"end":1180.86,"confidence":0.9980469,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.1098659485578537},{"word":"cool","start":1198.995,"end":1199.34,"confidence":0.7585449,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.1521400362253189},{"word":"yep","start":1209.1,"end":1209.6,"confidence":0.826416,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13315652310848236},{"word":"no","start":1214.4249,"end":1214.6649,"confidence":0.97021484,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05143609270453453},{"word":"that's","start":1214.6649,"end":1214.9049,"confidence":0.9042969,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1716146320104599},{"word":"been","start":1214.9049,"end":1215.065,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.20290333032608032},{"word":"good","start":1215.065,"end":1215.385,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.21417316794395447},{"word":"yep","start":1215.385,"end":1215.885,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12926308810710907},{"word":"no","start":1221.625,"end":1222.105,"confidence":0.98339844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.02399948611855507},{"word":"no","start":1222.105,"end":1222.4249,"confidence":0.98950195,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.019048355519771576},{"word":"give","start":1222.4249,"end":1222.6649,"confidence":0.97998047,"punctuated_word":"Give","sentiment":"neutral","sentiment_score":-0.015207638964056969},{"word":"me","start":1222.6649,"end":1222.825,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.012878704816102982},{"word":"five","start":1222.825,"end":1222.985,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.029869627207517624},{"word":"minutes","start":1222.985,"end":1223.3049,"confidence":1.0,"punctuated_word":"minutes","sentiment":"neutral","sentiment_score":-0.0008411332964897156},{"word":"and","start":1223.3049,"end":1223.385,"confidence":0.43725586,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0211397148668766},{"word":"i","start":1223.385,"end":1223.465,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02812870964407921},{"word":"might","start":1223.465,"end":1223.625,"confidence":0.97998047,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.03818941488862038},{"word":"think","start":1223.625,"end":1223.865,"confidence":0.9951172,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0442255474627018},{"word":"it's","start":1223.865,"end":1224.0249,"confidence":0.92749023,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.032672032713890076},{"word":"something","start":1224.0249,"end":1224.1849,"confidence":0.84594727,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":-0.04475956037640571},{"word":"but","start":1224.1849,"end":1224.4249,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.02198050916194916},{"word":"no","start":1224.4249,"end":1224.9249,"confidence":0.89086914,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.014967918395996094},{"word":"yep","start":1238.28,"end":1238.775,"confidence":0.9909668,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08914540708065033},{"word":"yeah","start":1241.175,"end":1241.415,"confidence":0.986084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09715183079242706},{"word":"cool","start":1241.415,"end":1241.895,"confidence":0.9980469,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.04086777940392494},{"word":"and","start":1241.895,"end":1242.055,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2078976333141327},{"word":"i'll","start":1242.055,"end":1242.4551,"confidence":0.9819336,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2916022837162018},{"word":"have","start":1242.4551,"end":1242.615,"confidence":0.9941406,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.42776983976364136},{"word":"a","start":1242.615,"end":1242.775,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2917152941226959},{"word":"crack","start":1242.775,"end":1243.015,"confidence":1.0,"punctuated_word":"crack","sentiment":"neutral","sentiment_score":0.24223917722702024},{"word":"at","start":1243.015,"end":1243.095,"confidence":0.99902344,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3375765085220337},{"word":"this","start":1243.095,"end":1243.415,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.30132797360420227},{"word":"beneficiary","start":1243.415,"end":1243.915,"confidence":0.99902344,"punctuated_word":"beneficiary","sentiment":"positive","sentiment_score":0.35138559341430664},{"word":"nomination","start":1243.975,"end":1244.375,"confidence":0.99902344,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.23673364520072937},{"word":"form","start":1244.375,"end":1244.6951,"confidence":1.0,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.2029312402009964},{"word":"and","start":1244.6951,"end":1244.855,"confidence":0.9116211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1998271644115448},{"word":"try","start":1244.855,"end":1245.015,"confidence":0.9951172,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.23683732748031616},{"word":"and","start":1245.015,"end":1245.175,"confidence":0.9902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2676433026790619},{"word":"get","start":1245.175,"end":1245.255,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.3094180226325989},{"word":"that","start":1245.255,"end":1245.415,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.31938037276268005},{"word":"completed","start":1245.415,"end":1245.8151,"confidence":0.9980469,"punctuated_word":"completed","sentiment":"positive","sentiment_score":0.36332112550735474},{"word":"today","start":1245.8151,"end":1246.055,"confidence":0.99902344,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.31890609860420227},{"word":"and","start":1246.055,"end":1246.215,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18470056354999545},{"word":"sent","start":1246.215,"end":1246.4551,"confidence":0.9770508,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.25983425974845886},{"word":"back","start":1246.4551,"end":1246.9551,"confidence":0.9797363,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.23986084759235385},{"word":"yeah","start":1250.855,"end":1251.175,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1263626217842102},{"word":"that'll","start":1251.175,"end":1251.415,"confidence":0.9338379,"punctuated_word":"That'll","sentiment":"neutral","sentiment_score":0.12824881076812744},{"word":"be","start":1251.415,"end":1251.495,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1763812005519867},{"word":"the","start":1251.495,"end":1251.655,"confidence":0.6376953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11687711626291276},{"word":"only","start":1251.655,"end":1251.8151,"confidence":0.9301758,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.051345232874155045},{"word":"yep","start":1252.055,"end":1252.375,"confidence":0.99365234,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.17638635635375977},{"word":"cool","start":1252.375,"end":1252.6951,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.6368931531906128},{"word":"awesome","start":1252.6951,"end":1253.095,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.743958592414856},{"word":"thank","start":1253.095,"end":1253.3351,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7906497120857239},{"word":"you","start":1253.3351,"end":1253.8351,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.7410188913345337},{"word":"will","start":1257.3,"end":1257.54,"confidence":0.23706055,"punctuated_word":"Will","sentiment":"positive","sentiment_score":0.543696939945221},{"word":"do","start":1257.54,"end":1257.7001,"confidence":0.9975586,"punctuated_word":"do.","sentiment":"positive","sentiment_score":0.5722264051437378},{"word":"thank","start":1257.7001,"end":1257.9401,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7133749723434448},{"word":"you","start":1257.9401,"end":1258.1001,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8016116619110107},{"word":"very","start":1258.1001,"end":1258.26,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.8016319870948792},{"word":"much","start":1258.26,"end":1258.76,"confidence":1.0,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.7327489852905273},{"word":"no","start":1260.42,"end":1260.66,"confidence":0.95410156,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.34593111276626587},{"word":"worries","start":1260.66,"end":1260.9,"confidence":0.9995117,"punctuated_word":"worries.","sentiment":"positive","sentiment_score":0.4889554679393768},{"word":"thank","start":1260.9,"end":1261.14,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.624142587184906},{"word":"you","start":1261.14,"end":1261.4601,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6622975468635559},{"word":"bye","start":1261.4601,"end":1261.9601,"confidence":0.9555664,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.24365107715129852}],"paragraphs":{"transcript":"\nGood morning. This is Troy. Good. Thank you. And yourself?\n\nGood. Good. Not too bad. I've just got a staff member stuck down the street to grab some coffee. So if I have a customer walk in, I may have to just pause for a second, but otherwise, we're good to go.\n\nYeah. I'll I'll let you know if I'm, yeah, gonna talk to someone else. So all good. Yes. Thank you.\n\nYes. That's good. Yep. Troy Randall Branson. 22nd Of The 3rd 7718 To 40 Kupini Road, Cummins, 5631.\n\nYep. Yep. Let's do the case. Yes. 978978.\n\nYes. Yes. I had to think of that in my head then. Hubway School. Correct.\n\nCorrect. Don't draw any wage for the business, but the business pays for our our wage. So yeah. I'm just a slave. Yes.\n\nIt is. And we're a small partnership business, so the business covers a lot of our expenses. But, yeah, don't don't get paid a a said wage, but, yeah, man, that 45 if it was to be paid, 50 would be where I'd be at. But I'm pretty sure, yeah, Tanya's been trickling stuff into there when we can. So, yep.\n\nWhat do we normally we normally gotta get a a form from you guys to say that we're claiming the tax. Yep. That'd be good. Yes. Yep.\n\nPerfect. The home property that is now paid off. Land value is going up, but I just not putting my finger on where the rates are at the moment. Yeah. Perfect.\n\n$3.80 was where I was gonna put you at. So yep. Yes. Yeah. Yep.\n\nYeah. That cost us 80, that thing. Yes. And we also have a Toyota Horlux ute worth 20 as well. No.\n\nThey're all paid for. Got it. That has you're gonna laugh at me. I'm looking around thinking, where's my phone so I can look that up? Yeah.\n\nI'm talking to you. Yeah. Yep. I think it's down to about 30 now. Yep.\n\nSo we're getting close to paying the bugger off. It is. Correct. No. I passed a physical test recently for the local fire brigade, so just passed the medical recently.\n\nNo. That's volunteering. So, yeah, I've been doing that for thirty five years now. So yeah. Yeah.\n\nI'm getting a bit long on the tooth on it now, as in getting a bit over it, but we had Tuesday night. We had it called out at 01:00 in the afternoon. We're out there until midnight up the side of a quite a steep hill and, yeah, trying to put a fire out. So so but yeah. And then we've got, you know, road crash and building fires and all that sort of stuff as well that we handle as well.\n\nSo that had quite the workload over the last six months. Yes. Yep. It is. Yes.\n\nI believe we do. Yes. We have a wheel in place. Yes. Correct.\n\nNo. Let me look through this pile of I'll get to it one day pile. Hang on a sec here. I just see. I might I might still have it.\n\nThere's an IQVU envelope. Possible. Got a return envelope. Been it. I didn't oh, gee.\n\nThat's been hard in a while. That's 2,003 on that one. Beneficiary details, plan details, all that. So is the o three one still gonna be relevant, or do I need a new one? Alright.\n\nCool. Beneficiary nomination form. That's what it says at the front. Yep. Cool.\n\nAlright. I'll put that on my desk. I'll fill that out today. Yep. Right.\n\nCool. Because, yeah, Tuesday night, I thought about making sure my life insurance is all good. A couple spots we put the truck in. So so alright. I'll get that filled out and returned.\n\nOnly three years late, but we'll get there. Yeah. Get that complete. Yes. Yes.\n\nCool. Yep. Yep. Cool. No worries.\n\nNo. I would hope so, but I doubt it. Ideally, 60 would be good, but if 67 seems to be the pension of the whatever age now, Claim your super back. So ah, right there. Cool.\n\nThat's hell, that's, honey. Well, you know, well, I hope so, but I I don't I don't see it being coming through, but I hope so. Yes. That's the plan. Let's say at the very second, I'd probably need more because of the fuel prices.\n\nBut if that all settles down, we should be okay. Thousand I I can live on a thousand dollars a week for sure. Yes. Yep. Yeah.\n\nI'll be in the moderate area there. You need to take a little bit of risk to try and get some money back, but you if things go to shit, you need some security that something's still there. Yeah. The first one where you'd like to try and buy at the bottom of the market and then yep. Moderate.\n\nModerate. Yep. Who would have my little wife would let me drag out? Yeah. Yep.\n\nYep. Optimistic I'm staying with at the moment. Sure. Surely, it's gotta get better. Yep.\n\nYes. Yeah. Yep. Yes. Yes.\n\nCorrect. No. Yes. Yes. Yeah.\n\nNot clearly. No. Can you explain them? Yep. No.\n\nYep. Oh, yeah. Yep. I like that one better. Yep.\n\nYep. Yeah. Yep. Yep. Yes.\n\nThat's good. Yeah. Yep. Right. Which day of the week's the best?\n\nWell, during school, it's a lot better because my wife is back at work and I can it frees me up for time, which falls into yep. Yep. Now that falls into line. So, yeah, school goes back next week, so that timeline sort of fits pretty well. As far as days during the week, I have the most amount of staff here on a Friday, but typically, I go go do some deliveries and stuff as well.\n\nWhere am I? Yeah. Wednesday or Thursday. It's something like that'll be fine. Yep.\n\nGood morning. Yep. Yep. That works for me. Yep.\n\nGo with Wednesday. Yep. And the only exception would be if I've been called out or far or anything like that or, yeah, out of a out of a store. So that's the only exception, but otherwise, it should be fine. Yes.\n\nYep. That was good this morning. Oh, shit. That's right. Yes.\n\nYep. Cool. Mhmm. Yeah. Cool.\n\nYep. No worries. Yep. Yes. Yep.\n\nShould be. It'll be hopefully enough to wipe my bum and not wipe for a while when I need it. Yep. Yes. Yep.\n\nYes. Yep. Yep. Absolutely. That's vital for in here on the, unfortunately, on the branch trust of the building.\n\nSo without me, the shop doesn't run for very long. Yeah. I'm comfortable with that. Yep. Yep.\n\nYep. Mhmm. Cool. Yep. No.\n\nThat's been good. Yep. No. No. Give me five minutes and I might think it's something, but no.\n\nYep. Yeah. Cool. And I'll have a crack at this beneficiary nomination form and try and get that completed today and sent back. Yeah.\n\nThat'll be the only yep. Cool. Awesome. Thank you. Will do.\n\nThank you very much. No worries. Thank you. Bye.","paragraphs":[{"sentences":[{"text":"Good morning.","start":1.36,"end":1.8399999,"sentiment":"neutral","sentiment_score":0.301676481962204},{"text":"This is Troy.","start":1.8399999,"end":2.74,"sentiment":"neutral","sentiment_score":0.21215416491031647},{"text":"Good.","start":6.72,"end":7.04,"sentiment":"positive","sentiment_score":0.5634647011756897},{"text":"Thank you.","start":7.04,"end":7.3599997,"sentiment":"positive","sentiment_score":0.6033723652362823},{"text":"And yourself?","start":7.3599997,"end":8.1,"sentiment":"positive","sentiment_score":0.35676316916942596}],"sentiment":"positive","sentiment_score":0.3723551228642464,"num_words":10,"start":1.36,"end":8.1},{"sentences":[{"text":"Good.","start":9.92,"end":10.24,"sentiment":"positive","sentiment_score":0.5726610422134399},{"text":"Good.","start":10.24,"end":10.74,"sentiment":"positive","sentiment_score":0.4918873906135559},{"text":"Not too bad.","start":16.065,"end":16.785,"sentiment":"neutral","sentiment_score":0.21720796823501587},{"text":"I've just got a staff member stuck down the street to grab some coffee.","start":16.785,"end":19.585,"sentiment":"neutral","sentiment_score":0.2245142768536295},{"text":"So if I have a customer walk in, I may have to just pause for a second, but otherwise, we're good to go.","start":19.585,"end":24.005001,"sentiment":"neutral","sentiment_score":0.18006577828656073}],"sentiment":"neutral","sentiment_score":0.21430678843032747,"num_words":42,"start":9.92,"end":24.005001},{"sentences":[{"text":"Yeah.","start":28.710001,"end":29.03,"sentiment":"neutral","sentiment_score":0.099965900182724},{"text":"I'll I'll let you know if I'm, yeah, gonna talk to someone else.","start":29.03,"end":31.99,"sentiment":"neutral","sentiment_score":0.0670720969255154},{"text":"So all good.","start":31.99,"end":32.97,"sentiment":"neutral","sentiment_score":0.23277359207471213},{"text":"Yes.","start":37.67,"end":37.99,"sentiment":"neutral","sentiment_score":0.09494413435459136},{"text":"Thank you.","start":37.99,"end":38.625,"sentiment":"neutral","sentiment_score":0.19139019399881363}],"sentiment":"neutral","sentiment_score":0.10739742293953895,"num_words":20,"start":28.710001,"end":38.625},{"sentences":[{"text":"Yes.","start":45.985,"end":46.305,"sentiment":"neutral","sentiment_score":0.19519537687301636},{"text":"That's good.","start":46.305,"end":47.125,"sentiment":"positive","sentiment_score":0.3657984137535095},{"text":"Yep.","start":56.92,"end":57.32,"sentiment":"neutral","sentiment_score":0.01769981160759926},{"text":"Troy Randall Branson.","start":57.32,"end":58.36,"sentiment":"neutral","sentiment_score":0.015695357074340183},{"text":"22nd Of The 3rd 7718 To 40 Kupini Road, Cummins, 5631.","start":58.36,"end":63.42,"sentiment":"neutral","sentiment_score":0.02594497782940214}],"sentiment":"neutral","sentiment_score":0.07094293574078216,"num_words":18,"start":45.985,"end":63.42},{"sentences":[{"text":"Yep.","start":77.505,"end":78.005,"sentiment":"neutral","sentiment_score":0.016511831432580948},{"text":"Yep.","start":78.064995,"end":78.564995,"sentiment":"neutral","sentiment_score":0.009468317031860352},{"text":"Let's do the case.","start":84.07,"end":85.03,"sentiment":"neutral","sentiment_score":0.01996084814891219},{"text":"Yes.","start":85.03,"end":85.53,"sentiment":"neutral","sentiment_score":0.14232945442199707},{"text":"978978.","start":93.11,"end":94.71,"sentiment":"neutral","sentiment_score":0.02830074355006218}],"sentiment":"neutral","sentiment_score":0.034556717379018664,"num_words":8,"start":77.505,"end":94.71},{"sentences":[{"text":"Yes.","start":94.71,"end":94.965,"sentiment":"neutral","sentiment_score":0.042832814157009125},{"text":"Yes.","start":95.204994,"end":95.365,"sentiment":"neutral","sentiment_score":0.03848610445857048},{"text":"I had to think of that in my head then.","start":95.365,"end":96.98499,"sentiment":"neutral","sentiment_score":0.014916842058300971},{"text":"Hubway School.","start":105.204994,"end":106.005,"sentiment":"neutral","sentiment_score":0.05121319368481636},{"text":"Correct.","start":106.005,"end":106.505,"sentiment":"neutral","sentiment_score":0.009320611134171486}],"sentiment":"neutral","sentiment_score":0.0228156225134929,"num_words":15,"start":94.71,"end":106.505},{"sentences":[{"text":"Correct.","start":106.965,"end":107.465,"sentiment":"neutral","sentiment_score":0.05702631548047066},{"text":"Don't draw any wage for the business, but the business pays for our our wage.","start":116.63,"end":121.03,"sentiment":"neutral","sentiment_score":-0.04093043288836876},{"text":"So yeah.","start":121.03,"end":121.93,"sentiment":"neutral","sentiment_score":-0.01170216966420412},{"text":"I'm just a slave.","start":122.869995,"end":123.915,"sentiment":"neutral","sentiment_score":-0.11338525824248791},{"text":"Yes.","start":128.795,"end":129.275,"sentiment":"neutral","sentiment_score":0.034877002239227295}],"sentiment":"neutral","sentiment_score":-0.043434719474095364,"num_words":23,"start":106.965,"end":129.275},{"sentences":[{"text":"It is.","start":129.275,"end":129.515,"sentiment":"neutral","sentiment_score":0.047217901796102524},{"text":"And we're a small partnership business, so the business covers a lot of our expenses.","start":129.515,"end":133.535,"sentiment":"neutral","sentiment_score":0.04511607115467389},{"text":"But, yeah, don't don't get paid a a said wage, but, yeah, man, that 45 if it was to be paid, 50 would be where I'd be at.","start":134.955,"end":142.20999,"sentiment":"neutral","sentiment_score":0.01830506235793499},{"text":"But I'm pretty sure, yeah, Tanya's been trickling stuff into there when we can.","start":142.20999,"end":154.45,"sentiment":"neutral","sentiment_score":0.16075617021747998},{"text":"So, yep.","start":154.45,"end":155.885,"sentiment":"neutral","sentiment_score":0.1492558941245079}],"sentiment":"neutral","sentiment_score":0.06283306210210211,"num_words":61,"start":129.275,"end":155.885},{"sentences":[{"text":"What do we normally we normally gotta get a a form from you guys to say that we're claiming the tax.","start":170.48,"end":176.98,"sentiment":"neutral","sentiment_score":0.014982346356624649},{"text":"Yep.","start":181.6,"end":181.92,"sentiment":"neutral","sentiment_score":0.04958200454711914},{"text":"That'd be good.","start":181.92,"end":182.90001,"sentiment":"neutral","sentiment_score":-0.005428298066059749},{"text":"Yes.","start":195.28499,"end":195.78499,"sentiment":"neutral","sentiment_score":0.009753363206982613},{"text":"Yep.","start":195.92499,"end":196.245,"sentiment":"neutral","sentiment_score":0.09665509313344955}],"sentiment":"neutral","sentiment_score":0.016827216302907025,"num_words":27,"start":170.48,"end":196.245},{"sentences":[{"text":"Perfect.","start":196.245,"end":196.745,"sentiment":"neutral","sentiment_score":0.25143077969551086},{"text":"The home property that is now paid off.","start":205.39,"end":208.13,"sentiment":"neutral","sentiment_score":0.03517255559563637},{"text":"Land value is going up, but I just not putting my finger on where the rates are at the moment.","start":213.96501,"end":219.10501,"sentiment":"neutral","sentiment_score":-0.016795623674988748},{"text":"Yeah.","start":224.52501,"end":224.845,"sentiment":"neutral","sentiment_score":0.08953141421079636},{"text":"Perfect.","start":224.845,"end":225.32501,"sentiment":"neutral","sentiment_score":0.22621166706085205}],"sentiment":"neutral","sentiment_score":0.016536833297821782,"num_words":31,"start":196.245,"end":225.32501},{"sentences":[{"text":"$3.80 was where I was gonna put you at.","start":225.32501,"end":227.085,"sentiment":"neutral","sentiment_score":0.02383440127596259},{"text":"So yep.","start":227.085,"end":227.88,"sentiment":"neutral","sentiment_score":0.0712424423545599},{"text":"Yes.","start":235.0,"end":235.5,"sentiment":"neutral","sentiment_score":0.08747345954179764},{"text":"Yeah.","start":239.72,"end":240.20001,"sentiment":"neutral","sentiment_score":0.06831996142864227},{"text":"Yep.","start":240.20001,"end":240.52,"sentiment":"neutral","sentiment_score":0.05769693106412888}],"sentiment":"neutral","sentiment_score":0.0420500343808761,"num_words":14,"start":225.32501,"end":240.52},{"sentences":[{"text":"Yeah.","start":240.52,"end":240.76001,"sentiment":"neutral","sentiment_score":0.04374614730477333},{"text":"That cost us 80, that thing.","start":240.76001,"end":242.12001,"sentiment":"neutral","sentiment_score":0.0510065034031868},{"text":"Yes.","start":242.12001,"end":242.415,"sentiment":"neutral","sentiment_score":0.06317321956157684},{"text":"And we also have a Toyota Horlux ute worth 20 as well.","start":243.215,"end":247.875,"sentiment":"neutral","sentiment_score":0.13258970125267902},{"text":"No.","start":251.69499,"end":251.935,"sentiment":"neutral","sentiment_score":-0.11673512309789658}],"sentiment":"neutral","sentiment_score":0.08987141329617727,"num_words":21,"start":240.52,"end":251.935},{"sentences":[{"text":"They're all paid for.","start":251.935,"end":253.075,"sentiment":"neutral","sentiment_score":-0.07857535406947136},{"text":"Got it.","start":254.33499,"end":254.995,"sentiment":"neutral","sentiment_score":0.03511643968522549},{"text":"That has you're gonna laugh at me.","start":258.32,"end":262.32,"sentiment":"neutral","sentiment_score":-0.17236882661070144},{"text":"I'm looking around thinking, where's my phone so I can look that up?","start":262.32,"end":264.88,"sentiment":"neutral","sentiment_score":-0.026879556477069855},{"text":"Yeah.","start":264.88,"end":265.12,"sentiment":"neutral","sentiment_score":0.011620181612670422}],"sentiment":"neutral","sentiment_score":-0.06623942132487341,"num_words":27,"start":251.935,"end":265.12},{"sentences":[{"text":"I'm talking to you.","start":265.12,"end":266.26,"sentiment":"neutral","sentiment_score":0.013702585245482624},{"text":"Yeah.","start":268.4,"end":268.72,"sentiment":"neutral","sentiment_score":0.04032057523727417},{"text":"Yep.","start":268.72,"end":269.22,"sentiment":"neutral","sentiment_score":0.038040902465581894},{"text":"I think it's down to about 30 now.","start":269.36,"end":271.46,"sentiment":"neutral","sentiment_score":-0.0028835936973337084},{"text":"Yep.","start":273.095,"end":273.595,"sentiment":"neutral","sentiment_score":0.2887394428253174}],"sentiment":"neutral","sentiment_score":0.02658950079542895,"num_words":15,"start":265.12,"end":273.595},{"sentences":[{"text":"So we're getting close to paying the bugger off.","start":275.89502,"end":278.075,"sentiment":"neutral","sentiment_score":0.23259819050629935},{"text":"It is.","start":280.61502,"end":281.355,"sentiment":"neutral","sentiment_score":0.13018032908439636},{"text":"Correct.","start":286.21,"end":286.71,"sentiment":"neutral","sentiment_score":0.020403027534484863},{"text":"No.","start":288.53,"end":288.69,"sentiment":"neutral","sentiment_score":0.023625677451491356},{"text":"I passed a physical test recently for the local fire brigade, so just passed the medical recently.","start":288.69,"end":295.90997,"sentiment":"neutral","sentiment_score":0.15891932170180714}],"sentiment":"neutral","sentiment_score":0.16998005155473947,"num_words":30,"start":275.89502,"end":295.90997},{"sentences":[{"text":"No.","start":301.48502,"end":301.645,"sentiment":"neutral","sentiment_score":-0.031565017998218536},{"text":"That's volunteering.","start":301.645,"end":302.465,"sentiment":"neutral","sentiment_score":-0.0043790029594674715},{"text":"So, yeah, I've been doing that for thirty five years now.","start":302.605,"end":305.665,"sentiment":"neutral","sentiment_score":0.05319937149232084},{"text":"So yeah.","start":306.285,"end":307.905,"sentiment":"neutral","sentiment_score":0.028412871062755585},{"text":"Yeah.","start":309.565,"end":309.725,"sentiment":"neutral","sentiment_score":-0.013843508437275888}],"sentiment":"neutral","sentiment_score":0.034579546834506536,"num_words":17,"start":301.48502,"end":309.725},{"sentences":[{"text":"I'm getting a bit long on the tooth on it now, as in getting a bit over it, but we had Tuesday night.","start":309.725,"end":315.64,"sentiment":"neutral","sentiment_score":-0.09301667992511521},{"text":"We had it called out at 01:00 in the afternoon.","start":315.64,"end":318.2,"sentiment":"neutral","sentiment_score":-0.017169572319835423},{"text":"We're out there until midnight up the side of a quite a steep hill and, yeah, trying to put a fire out.","start":318.2,"end":323.40002,"sentiment":"neutral","sentiment_score":-0.07961290744556622},{"text":"So so but yeah.","start":323.40002,"end":325.85498,"sentiment":"neutral","sentiment_score":-0.06814591027796268},{"text":"And then we've got, you know, road crash and building fires and all that sort of stuff as well that we handle as well.","start":325.85498,"end":330.335,"sentiment":"neutral","sentiment_score":-0.04599764539549748}],"sentiment":"neutral","sentiment_score":-0.06553121031183436,"num_words":83,"start":309.725,"end":330.335},{"sentences":[{"text":"So that had quite the workload over the last six months.","start":330.335,"end":335.475,"sentiment":"neutral","sentiment_score":-0.2636969726194035},{"text":"Yes.","start":340.41998,"end":340.82,"sentiment":"neutral","sentiment_score":-0.008374277502298355},{"text":"Yep.","start":340.82,"end":341.32,"sentiment":"neutral","sentiment_score":-0.007796199526637793},{"text":"It is.","start":342.25998,"end":342.74,"sentiment":"neutral","sentiment_score":0.007329473737627267},{"text":"Yes.","start":342.74,"end":343.24,"sentiment":"neutral","sentiment_score":0.02110157534480095}],"sentiment":"neutral","sentiment_score":-0.18006729081389494,"num_words":16,"start":330.335,"end":343.24},{"sentences":[{"text":"I believe we do.","start":349.78,"end":350.97998,"sentiment":"neutral","sentiment_score":0.06933106295764446},{"text":"Yes.","start":350.97998,"end":351.375,"sentiment":"neutral","sentiment_score":0.06789131462574005},{"text":"We have a wheel in place.","start":352.175,"end":353.375,"sentiment":"neutral","sentiment_score":0.07358420143524806},{"text":"Yes.","start":353.375,"end":353.695,"sentiment":"neutral","sentiment_score":0.06230037659406662},{"text":"Correct.","start":353.695,"end":354.195,"sentiment":"neutral","sentiment_score":0.07545009255409241}],"sentiment":"neutral","sentiment_score":0.07111317263199733,"num_words":13,"start":349.78,"end":354.195},{"sentences":[{"text":"No.","start":361.695,"end":362.195,"sentiment":"neutral","sentiment_score":-0.072797030210495},{"text":"Let me look through this pile of I'll get to it one day pile.","start":385.525,"end":388.985,"sentiment":"neutral","sentiment_score":0.013545125589839049},{"text":"Hang on a sec here.","start":390.805,"end":392.345,"sentiment":"neutral","sentiment_score":0.0057159621268510815},{"text":"I just see.","start":392.565,"end":393.125,"sentiment":"neutral","sentiment_score":-0.001389030988017718},{"text":"I might I might still have it.","start":393.125,"end":394.82498,"sentiment":"neutral","sentiment_score":-0.0070896730093019346}],"sentiment":"neutral","sentiment_score":0.0030539911550780136,"num_words":30,"start":361.695,"end":394.82498},{"sentences":[{"text":"There's an IQVU envelope.","start":401.46,"end":403.0,"sentiment":"neutral","sentiment_score":0.006969233159907162},{"text":"Possible.","start":405.62,"end":406.12,"sentiment":"neutral","sentiment_score":0.01274000946432352},{"text":"Got a return envelope.","start":406.9,"end":408.02,"sentiment":"neutral","sentiment_score":0.004132372094318271},{"text":"Been it.","start":408.02,"end":408.74,"sentiment":"neutral","sentiment_score":-0.0015288670547306538},{"text":"I didn't oh, gee.","start":408.74,"end":410.02,"sentiment":"neutral","sentiment_score":-0.051406122744083405}],"sentiment":"neutral","sentiment_score":-0.010102386306971311,"num_words":15,"start":401.46,"end":410.02},{"sentences":[{"text":"That's been hard in a while.","start":410.02,"end":410.98,"sentiment":"neutral","sentiment_score":-0.20514895766973495},{"text":"That's 2,003 on that one.","start":410.98,"end":412.635,"sentiment":"neutral","sentiment_score":-0.04547280669212341},{"text":"Beneficiary details, plan details, all that.","start":417.27502,"end":421.355,"sentiment":"neutral","sentiment_score":-0.010741656180471182},{"text":"So is the o three one still gonna be relevant, or do I need a new one?","start":421.355,"end":424.575,"sentiment":"neutral","sentiment_score":-0.03565231349100085},{"text":"Alright.","start":428.31003,"end":428.81003,"sentiment":"neutral","sentiment_score":0.016553279012441635}],"sentiment":"neutral","sentiment_score":-0.06034982191132648,"num_words":35,"start":410.02,"end":428.81003},{"sentences":[{"text":"Cool.","start":428.87003,"end":429.37003,"sentiment":"neutral","sentiment_score":0.1179349347949028},{"text":"Beneficiary nomination form.","start":432.47,"end":433.99002,"sentiment":"neutral","sentiment_score":0.01696808698276679},{"text":"That's what it says at the front.","start":433.99002,"end":435.69,"sentiment":"neutral","sentiment_score":0.012161383272281714},{"text":"Yep.","start":437.19,"end":437.51,"sentiment":"neutral","sentiment_score":0.13912707567214966},{"text":"Cool.","start":437.51,"end":437.83002,"sentiment":"neutral","sentiment_score":0.2721608877182007}],"sentiment":"neutral","sentiment_score":0.05117360323380966,"num_words":13,"start":428.87003,"end":437.83002},{"sentences":[{"text":"Alright.","start":437.83002,"end":438.15002,"sentiment":"neutral","sentiment_score":0.26498231291770935},{"text":"I'll put that on my desk.","start":438.15002,"end":439.11002,"sentiment":"neutral","sentiment_score":0.303046390414238},{"text":"I'll fill that out today.","start":439.11002,"end":440.25,"sentiment":"neutral","sentiment_score":0.30666890144348147},{"text":"Yep.","start":447.165,"end":447.665,"sentiment":"neutral","sentiment_score":0.06596621125936508},{"text":"Right.","start":451.085,"end":451.485,"sentiment":"neutral","sentiment_score":0.10541880130767822}],"sentiment":"neutral","sentiment_score":0.2705707267991134,"num_words":14,"start":437.83002,"end":451.485},{"sentences":[{"text":"Cool.","start":451.485,"end":451.805,"sentiment":"neutral","sentiment_score":0.26269224286079407},{"text":"Because, yeah, Tuesday night, I thought about making sure my life insurance is all good.","start":451.805,"end":456.285,"sentiment":"positive","sentiment_score":0.4130179544289907},{"text":"A couple spots we put the truck in.","start":456.285,"end":464.06668,"sentiment":"neutral","sentiment_score":0.2532011717557907},{"text":"So so alright.","start":464.06668,"end":464.08444,"sentiment":"neutral","sentiment_score":0.30341148376464844},{"text":"I'll get that filled out and returned.","start":464.08444,"end":464.11554,"sentiment":"neutral","sentiment_score":0.3203068460736956}],"sentiment":"positive","sentiment_score":0.34223392079858217,"num_words":34,"start":451.485,"end":464.11554},{"sentences":[{"text":"Only three years late, but we'll get there.","start":464.11554,"end":465.82,"sentiment":"neutral","sentiment_score":0.11076380917802453},{"text":"Yeah.","start":470.68,"end":471.18,"sentiment":"positive","sentiment_score":0.3772428035736084},{"text":"Get that complete.","start":475.275,"end":476.33502,"sentiment":"neutral","sentiment_score":0.0928856482108434},{"text":"Yes.","start":477.67502,"end":478.075,"sentiment":"neutral","sentiment_score":0.11980587244033812},{"text":"Yes.","start":478.075,"end":478.575,"sentiment":"neutral","sentiment_score":0.1936306357383728}],"sentiment":"neutral","sentiment_score":0.1325319092720747,"num_words":14,"start":464.11554,"end":478.575},{"sentences":[{"text":"Cool.","start":480.555,"end":481.055,"sentiment":"neutral","sentiment_score":0.27598732709884644},{"text":"Yep.","start":485.74002,"end":486.24002,"sentiment":"neutral","sentiment_score":0.02440444380044937},{"text":"Yep.","start":496.14,"end":496.54,"sentiment":"neutral","sentiment_score":0.06768150627613068},{"text":"Cool.","start":496.54,"end":496.94,"sentiment":"neutral","sentiment_score":0.11780869960784912},{"text":"No worries.","start":496.94,"end":497.505,"sentiment":"neutral","sentiment_score":0.06922446936368942}],"sentiment":"neutral","sentiment_score":0.10405515258510907,"num_words":6,"start":480.555,"end":497.505},{"sentences":[{"text":"No.","start":500.785,"end":501.285,"sentiment":"neutral","sentiment_score":-0.05101712793111801},{"text":"I would hope so, but I doubt it.","start":513.83,"end":515.69,"sentiment":"neutral","sentiment_score":-0.07706850138492882},{"text":"Ideally, 60 would be good, but if 67 seems to be the pension of the whatever age now, Claim your super back.","start":518.31,"end":524.58496,"sentiment":"neutral","sentiment_score":0.0017979393967173316},{"text":"So ah, right there.","start":524.58496,"end":533.90497,"sentiment":"neutral","sentiment_score":0.03787864837795496},{"text":"Cool.","start":533.90497,"end":534.40497,"sentiment":"neutral","sentiment_score":0.1107272207736969}],"sentiment":"neutral","sentiment_score":-0.010160240499923626,"num_words":36,"start":500.785,"end":534.40497},{"sentences":[{"text":"That's hell, that's, honey.","start":534.945,"end":536.19,"sentiment":"neutral","sentiment_score":0.009957677684724331},{"text":"Well, you know, well, I hope so, but I I don't I don't see it being coming through, but I hope so.","start":536.27,"end":541.71,"sentiment":"neutral","sentiment_score":-0.05758424916050651},{"text":"Yes.","start":541.71,"end":542.03,"sentiment":"neutral","sentiment_score":0.07521547377109528},{"text":"That's the plan.","start":542.03,"end":542.85,"sentiment":"neutral","sentiment_score":0.11110691477855046},{"text":"Let's say at the very second, I'd probably need more because of the fuel prices.","start":555.41504,"end":559.41504,"sentiment":"neutral","sentiment_score":-0.056087595596909526}],"sentiment":"neutral","sentiment_score":-0.0368844552586476,"num_words":45,"start":534.945,"end":559.41504},{"sentences":[{"text":"But if that all settles down, we should be okay.","start":559.41504,"end":561.575,"sentiment":"neutral","sentiment_score":0.22437444888055325},{"text":"Thousand I I can live on a thousand dollars a week for sure.","start":561.575,"end":564.555,"sentiment":"positive","sentiment_score":0.47154077658286464},{"text":"Yes.","start":572.55,"end":573.05,"sentiment":"neutral","sentiment_score":0.3327558636665344},{"text":"Yep.","start":583.92505,"end":584.42505,"sentiment":"neutral","sentiment_score":0.016613833606243134},{"text":"Yeah.","start":591.25,"end":591.64996,"sentiment":"neutral","sentiment_score":-0.00538613460958004}],"sentiment":"positive","sentiment_score":0.33529839027099884,"num_words":26,"start":559.41504,"end":591.64996},{"sentences":[{"text":"I'll be in the moderate area there.","start":591.64996,"end":593.32996,"sentiment":"neutral","sentiment_score":0.02134897732841117},{"text":"You need to take a little bit of risk to try and get some money back, but you if things go to shit, you need some security that something's still there.","start":593.32996,"end":599.99,"sentiment":"neutral","sentiment_score":-0.1439914936500211},{"text":"Yeah.","start":633.815,"end":634.315,"sentiment":"neutral","sentiment_score":-0.04106704518198967},{"text":"The first one where you'd like to try and buy at the bottom of the market and then yep.","start":635.73505,"end":640.555,"sentiment":"neutral","sentiment_score":-0.0028750190854464706},{"text":"Moderate.","start":643.895,"end":644.395,"sentiment":"neutral","sentiment_score":0.03295101225376129}],"sentiment":"neutral","sentiment_score":-0.07418703148141503,"num_words":59,"start":591.64996,"end":644.395},{"sentences":[{"text":"Moderate.","start":644.455,"end":644.955,"sentiment":"neutral","sentiment_score":0.06035485491156578},{"text":"Yep.","start":645.015,"end":645.515,"sentiment":"neutral","sentiment_score":0.07556447386741638},{"text":"Who would have my little wife would let me drag out?","start":647.15,"end":649.07,"sentiment":"neutral","sentiment_score":-0.018247063525698402},{"text":"Yeah.","start":649.07,"end":649.57,"sentiment":"neutral","sentiment_score":-0.011218901723623276},{"text":"Yep.","start":659.405,"end":659.905,"sentiment":"neutral","sentiment_score":-0.040385764092206955}],"sentiment":"neutral","sentiment_score":-0.007760202387968699,"num_words":15,"start":644.455,"end":659.905},{"sentences":[{"text":"Yep.","start":662.445,"end":662.945,"sentiment":"neutral","sentiment_score":-0.028313642367720604},{"text":"Optimistic I'm staying with at the moment.","start":685.905,"end":688.16504,"sentiment":"neutral","sentiment_score":0.2807491421699524},{"text":"Sure.","start":689.42505,"end":689.905,"sentiment":"positive","sentiment_score":0.38311684131622314},{"text":"Surely, it's gotta get better.","start":689.905,"end":691.28503,"sentiment":"positive","sentiment_score":0.3419921636581421},{"text":"Yep.","start":698.705,"end":699.205,"sentiment":"neutral","sentiment_score":0.06865425407886505}],"sentiment":"neutral","sentiment_score":0.2732441511005163,"num_words":15,"start":662.445,"end":699.205},{"sentences":[{"text":"Yes.","start":706.27997,"end":706.6,"sentiment":"neutral","sentiment_score":0.0428541824221611},{"text":"Yeah.","start":706.6,"end":707.1,"sentiment":"neutral","sentiment_score":0.042745381593704224},{"text":"Yep.","start":712.2,"end":712.7,"sentiment":"neutral","sentiment_score":0.05649464577436447},{"text":"Yes.","start":717.265,"end":717.765,"sentiment":"neutral","sentiment_score":0.003765199333429337},{"text":"Yes.","start":722.46497,"end":722.96497,"sentiment":"neutral","sentiment_score":0.03796420618891716}],"sentiment":"neutral","sentiment_score":0.036764723062515256,"num_words":5,"start":706.27997,"end":722.96497},{"sentences":[{"text":"Correct.","start":723.425,"end":723.925,"sentiment":"neutral","sentiment_score":0.0761486291885376},{"text":"No.","start":737.82,"end":738.14,"sentiment":"neutral","sentiment_score":-0.0439070537686348},{"text":"Yes.","start":738.14,"end":738.64,"sentiment":"neutral","sentiment_score":-0.00929410383105278},{"text":"Yes.","start":739.98004,"end":740.415,"sentiment":"neutral","sentiment_score":0.06675423681735992},{"text":"Yeah.","start":740.57495,"end":741.07495,"sentiment":"neutral","sentiment_score":0.04866301640868187}],"sentiment":"neutral","sentiment_score":0.02767294496297836,"num_words":5,"start":723.425,"end":741.07495},{"sentences":[{"text":"Not clearly.","start":756.46,"end":757.18,"sentiment":"neutral","sentiment_score":-0.08706175908446312},{"text":"No.","start":757.18,"end":757.5,"sentiment":"neutral","sentiment_score":-0.09505752474069595},{"text":"Can you explain them?","start":757.5,"end":758.72003,"sentiment":"neutral","sentiment_score":-0.0687310267239809},{"text":"Yep.","start":769.82,"end":770.32,"sentiment":"neutral","sentiment_score":0.0630073994398117},{"text":"No.","start":788.64,"end":789.14,"sentiment":"neutral","sentiment_score":-0.0780722051858902}],"sentiment":"neutral","sentiment_score":-0.06212999506129159,"num_words":9,"start":756.46,"end":789.14},{"sentences":[{"text":"Yep.","start":808.09503,"end":808.59503,"sentiment":"neutral","sentiment_score":0.1317106932401657},{"text":"Oh, yeah.","start":816.21,"end":816.77,"sentiment":"neutral","sentiment_score":0.125246062874794},{"text":"Yep.","start":816.77,"end":817.27,"sentiment":"neutral","sentiment_score":0.1924944370985031},{"text":"I like that one better.","start":822.85,"end":823.97003,"sentiment":"positive","sentiment_score":0.545462304353714},{"text":"Yep.","start":823.97003,"end":824.47003,"sentiment":"neutral","sentiment_score":0.2060578167438507}],"sentiment":"positive","sentiment_score":0.3508066594600677,"num_words":10,"start":808.09503,"end":824.47003},{"sentences":[{"text":"Yep.","start":837.865,"end":838.365,"sentiment":"neutral","sentiment_score":0.19294647872447968},{"text":"Yeah.","start":843.12006,"end":843.62006,"sentiment":"neutral","sentiment_score":0.18076615035533905},{"text":"Yep.","start":844.80005,"end":845.30005,"sentiment":"neutral","sentiment_score":0.26210248470306396},{"text":"Yep.","start":855.415,"end":855.915,"sentiment":"positive","sentiment_score":0.3471258580684662},{"text":"Yes.","start":869.43,"end":869.93,"sentiment":"positive","sentiment_score":0.3978460133075714}],"sentiment":"neutral","sentiment_score":0.27615739703178405,"num_words":5,"start":837.865,"end":869.93},{"sentences":[{"text":"That's good.","start":889.525,"end":890.085,"sentiment":"positive","sentiment_score":0.6710710525512695},{"text":"Yeah.","start":890.085,"end":890.585,"sentiment":"neutral","sentiment_score":0.2200167179107666},{"text":"Yep.","start":908.26495,"end":908.76495,"sentiment":"neutral","sentiment_score":0.12815824151039124},{"text":"Right.","start":919.94495,"end":920.44495,"sentiment":"neutral","sentiment_score":0.08745843172073364},{"text":"Which day of the week's the best?","start":923.26996,"end":925.02997,"sentiment":"neutral","sentiment_score":0.0767262021877936}],"sentiment":"neutral","sentiment_score":0.19290490929658213,"num_words":12,"start":889.525,"end":925.02997},{"sentences":[{"text":"Well, during school, it's a lot better because my wife is back at work and I can it frees me up for time, which falls into yep.","start":925.02997,"end":935.82996,"sentiment":"positive","sentiment_score":0.44632788388817396},{"text":"Yep.","start":935.82996,"end":936.195,"sentiment":"positive","sentiment_score":0.4678928852081299},{"text":"Now that falls into line.","start":936.515,"end":937.635,"sentiment":"positive","sentiment_score":0.49287781715393064},{"text":"So, yeah, school goes back next week, so that timeline sort of fits pretty well.","start":937.635,"end":942.53503,"sentiment":"positive","sentiment_score":0.4384674072265625},{"text":"As far as days during the week, I have the most amount of staff here on a Friday, but typically, I go go do some deliveries and stuff as well.","start":943.555,"end":950.695,"sentiment":"neutral","sentiment_score":0.1931769202152888}],"sentiment":"positive","sentiment_score":0.35071094295917415,"num_words":78,"start":925.02997,"end":950.695},{"sentences":[{"text":"Where am I?","start":952.74,"end":953.72003,"sentiment":"neutral","sentiment_score":0.024806730449199677},{"text":"Yeah.","start":954.82,"end":955.14,"sentiment":"neutral","sentiment_score":0.032516639679670334},{"text":"Wednesday or Thursday.","start":955.14,"end":956.12,"sentiment":"neutral","sentiment_score":0.02784051311512788},{"text":"It's something like that'll be fine.","start":956.26,"end":958.04,"sentiment":"neutral","sentiment_score":0.15993853534261385},{"text":"Yep.","start":963.645,"end":964.145,"sentiment":"neutral","sentiment_score":0.05824675410985947}],"sentiment":"neutral","sentiment_score":0.08630973832415682,"num_words":14,"start":952.74,"end":964.145},{"sentences":[{"text":"Good morning.","start":972.92505,"end":973.585,"sentiment":"neutral","sentiment_score":0.20737358927726746},{"text":"Yep.","start":974.36505,"end":974.86505,"sentiment":"neutral","sentiment_score":0.08761506527662277},{"text":"Yep.","start":981.88995,"end":982.20996,"sentiment":"neutral","sentiment_score":0.1158367246389389},{"text":"That works for me.","start":982.20996,"end":982.93,"sentiment":"neutral","sentiment_score":0.15890057012438774},{"text":"Yep.","start":982.93,"end":983.43,"sentiment":"neutral","sentiment_score":0.0935150384902954}],"sentiment":"neutral","sentiment_score":0.1497018097175492,"num_words":9,"start":972.92505,"end":983.43},{"sentences":[{"text":"Go with Wednesday.","start":986.76996,"end":987.67,"sentiment":"neutral","sentiment_score":0.05321313192447027},{"text":"Yep.","start":991.585,"end":992.085,"sentiment":"neutral","sentiment_score":0.07926623523235321},{"text":"And the only exception would be if I've been called out or far or anything like that or, yeah, out of a out of a store.","start":992.145,"end":999.105,"sentiment":"neutral","sentiment_score":0.0242872153623746},{"text":"So that's the only exception, but otherwise, it should be fine.","start":999.105,"end":1002.085,"sentiment":"neutral","sentiment_score":0.09195808355103839},{"text":"Yes.","start":1006.61,"end":1007.11,"sentiment":"neutral","sentiment_score":0.0831737145781517}],"sentiment":"neutral","sentiment_score":0.046787758668263756,"num_words":42,"start":986.76996,"end":1007.11},{"sentences":[{"text":"Yep.","start":1007.17,"end":1007.67,"sentiment":"neutral","sentiment_score":0.05678907781839371},{"text":"That was good this morning.","start":1008.37,"end":1009.59,"sentiment":"neutral","sentiment_score":0.018268009647727013},{"text":"Oh, shit.","start":1012.21,"end":1012.69,"sentiment":"neutral","sentiment_score":-0.24573341757059097},{"text":"That's right.","start":1012.69,"end":1013.43,"sentiment":"neutral","sentiment_score":-0.12122678756713867},{"text":"Yes.","start":1018.545,"end":1019.045,"sentiment":"neutral","sentiment_score":-0.04542247951030731}],"sentiment":"neutral","sentiment_score":-0.057383069429885254,"num_words":11,"start":1007.17,"end":1019.045},{"sentences":[{"text":"Yep.","start":1034.02,"end":1034.52,"sentiment":"neutral","sentiment_score":0.10645060241222382},{"text":"Cool.","start":1035.3,"end":1035.8,"sentiment":"positive","sentiment_score":0.4515585303306579},{"text":"Mhmm.","start":1055.37,"end":1055.87,"sentiment":"neutral","sentiment_score":0.07949985563755035},{"text":"Yeah.","start":1063.77,"end":1064.01,"sentiment":"neutral","sentiment_score":0.18056435883045197},{"text":"Cool.","start":1064.01,"end":1064.49,"sentiment":"neutral","sentiment_score":0.2765563130378723}],"sentiment":"neutral","sentiment_score":0.21892593204975128,"num_words":5,"start":1034.02,"end":1064.49},{"sentences":[{"text":"Yep.","start":1064.49,"end":1064.8099,"sentiment":"neutral","sentiment_score":0.1589919626712799},{"text":"No worries.","start":1064.8099,"end":1065.47,"sentiment":"neutral","sentiment_score":0.15263181179761887},{"text":"Yep.","start":1073.875,"end":1074.375,"sentiment":"neutral","sentiment_score":0.06362199783325195},{"text":"Yes.","start":1084.2,"end":1084.7,"sentiment":"neutral","sentiment_score":0.10590745508670808},{"text":"Yep.","start":1093.72,"end":1094.22,"sentiment":"neutral","sentiment_score":0.3250112235546112}],"sentiment":"neutral","sentiment_score":0.1597993771235148,"num_words":6,"start":1064.49,"end":1094.22},{"sentences":[{"text":"Should be.","start":1096.84,"end":1097.24,"sentiment":"neutral","sentiment_score":0.19634297490119934},{"text":"It'll be hopefully enough to wipe my bum and not wipe for a while when I need it.","start":1097.24,"end":1102.485,"sentiment":"neutral","sentiment_score":0.09249374436007606},{"text":"Yep.","start":1108.225,"end":1108.725,"sentiment":"neutral","sentiment_score":0.012667892500758173},{"text":"Yes.","start":1113.025,"end":1113.3,"sentiment":"neutral","sentiment_score":0.09174248576164246},{"text":"Yep.","start":1113.78,"end":1114.28,"sentiment":"neutral","sentiment_score":0.10062259435653688}],"sentiment":"neutral","sentiment_score":0.09837418786533501,"num_words":23,"start":1096.84,"end":1114.28},{"sentences":[{"text":"Yes.","start":1116.42,"end":1116.92,"sentiment":"neutral","sentiment_score":0.13435028493404388},{"text":"Yep.","start":1122.5801,"end":1123.0801,"sentiment":"neutral","sentiment_score":0.08758281171321869},{"text":"Yep.","start":1133.105,"end":1133.1849,"sentiment":"neutral","sentiment_score":0.2148882746696472},{"text":"Absolutely.","start":1133.1849,"end":1133.6849,"sentiment":"positive","sentiment_score":0.460260808467865},{"text":"That's vital for in here on the, unfortunately, on the branch trust of the building.","start":1134.225,"end":1138.385,"sentiment":"neutral","sentiment_score":-0.12768279115358988}],"sentiment":"neutral","sentiment_score":-0.05358735197468808,"num_words":19,"start":1116.42,"end":1138.385},{"sentences":[{"text":"So without me, the shop doesn't run for very long.","start":1138.385,"end":1142.7999,"sentiment":"neutral","sentiment_score":-0.057808188162744044},{"text":"Yeah.","start":1142.7999,"end":1143.2999,"sentiment":"neutral","sentiment_score":0.061686620116233826},{"text":"I'm comfortable with that.","start":1152.88,"end":1153.84,"sentiment":"neutral","sentiment_score":0.32814669609069824},{"text":"Yep.","start":1153.84,"end":1154.34,"sentiment":"neutral","sentiment_score":0.22827516496181488},{"text":"Yep.","start":1165.865,"end":1166.365,"sentiment":"neutral","sentiment_score":0.1647261679172516}],"sentiment":"neutral","sentiment_score":0.06995252092533252,"num_words":17,"start":1138.385,"end":1166.365},{"sentences":[{"text":"Yep.","start":1179.88,"end":1180.36,"sentiment":"neutral","sentiment_score":0.13392752408981323},{"text":"Mhmm.","start":1180.36,"end":1180.86,"sentiment":"neutral","sentiment_score":0.1098659485578537},{"text":"Cool.","start":1198.995,"end":1199.34,"sentiment":"neutral","sentiment_score":0.1521400362253189},{"text":"Yep.","start":1209.1,"end":1209.6,"sentiment":"neutral","sentiment_score":0.13315652310848236},{"text":"No.","start":1214.4249,"end":1214.6649,"sentiment":"neutral","sentiment_score":0.05143609270453453}],"sentiment":"neutral","sentiment_score":0.11610522493720055,"num_words":5,"start":1179.88,"end":1214.6649},{"sentences":[{"text":"That's been good.","start":1214.6649,"end":1215.385,"sentiment":"neutral","sentiment_score":0.1962303767601649},{"text":"Yep.","start":1215.385,"end":1215.885,"sentiment":"neutral","sentiment_score":0.12926308810710907},{"text":"No.","start":1221.625,"end":1222.105,"sentiment":"neutral","sentiment_score":-0.02399948611855507},{"text":"No.","start":1222.105,"end":1222.4249,"sentiment":"neutral","sentiment_score":-0.019048355519771576},{"text":"Give me five minutes and I might think it's something, but no.","start":1222.4249,"end":1224.9249,"sentiment":"neutral","sentiment_score":-0.025405042649557192}],"sentiment":"neutral","sentiment_score":0.02055810360858838,"num_words":18,"start":1214.6649,"end":1224.9249},{"sentences":[{"text":"Yep.","start":1238.28,"end":1238.775,"sentiment":"neutral","sentiment_score":0.08914540708065033},{"text":"Yeah.","start":1241.175,"end":1241.415,"sentiment":"neutral","sentiment_score":0.09715183079242706},{"text":"Cool.","start":1241.415,"end":1241.895,"sentiment":"neutral","sentiment_score":0.04086777940392494},{"text":"And I'll have a crack at this beneficiary nomination form and try and get that completed today and sent back.","start":1241.895,"end":1246.9551,"sentiment":"neutral","sentiment_score":0.27954541370272634},{"text":"Yeah.","start":1250.855,"end":1251.175,"sentiment":"neutral","sentiment_score":0.1263626217842102}],"sentiment":"neutral","sentiment_score":0.24768482971315584,"num_words":24,"start":1238.28,"end":1251.175},{"sentences":[{"text":"That'll be the only yep.","start":1251.175,"end":1252.375,"sentiment":"neutral","sentiment_score":0.12984774336218835},{"text":"Cool.","start":1252.375,"end":1252.6951,"sentiment":"positive","sentiment_score":0.6368931531906128},{"text":"Awesome.","start":1252.6951,"end":1253.095,"sentiment":"positive","sentiment_score":0.743958592414856},{"text":"Thank you.","start":1253.095,"end":1253.8351,"sentiment":"positive","sentiment_score":0.7658343017101288},{"text":"Will do.","start":1257.3,"end":1257.7001,"sentiment":"positive","sentiment_score":0.5579616725444794}],"sentiment":"positive","sentiment_score":0.4252438555386933,"num_words":11,"start":1251.175,"end":1257.7001},{"sentences":[{"text":"Thank you very much.","start":1257.7001,"end":1258.76,"sentiment":"positive","sentiment_score":0.7623419016599655},{"text":"No worries.","start":1260.42,"end":1260.9,"sentiment":"positive","sentiment_score":0.41744329035282135},{"text":"Thank you.","start":1260.9,"end":1261.4601,"sentiment":"positive","sentiment_score":0.643220067024231},{"text":"Bye.","start":1261.4601,"end":1261.9601,"sentiment":"neutral","sentiment_score":0.24365107715129852}],"sentiment":"positive","sentiment_score":0.6015939331716962,"num_words":9,"start":1257.7001,"end":1261.9601}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Good morning. This is Troy.\n\nChannel 0: Good morning, Troy. This is Veronica from Next View Financial. How are you?\n\nChannel 1: Good. Thank you. And yourself?\n\nChannel 0: I'm good. Thanks.\n\nChannel 1: Good. Good.\n\nChannel 0: Hi. Hi. You booked in this morning to go over your annual review. Is now still a good time?\n\nChannel 1: Not too bad. I've just got a staff member stuck down the street to grab some coffee. So if I have a customer walk in, I may have to just pause for a second, but otherwise, we're good to go.\n\nChannel 0: Yeah. Sure. No worries. If I do hear you go quiet, I'll just stay put for a while. That's alright.\n\nChannel 1: Yeah. I'll I'll let you know if I'm, yeah, gonna talk to someone\n\nChannel 0: Yeah.\n\nChannel 1: else. So all good.\n\nChannel 0: No worries. I will try to make it quick for you as well if you're obviously working away.\n\nChannel 1: Yes. Thank you.\n\nChannel 0: But, therefore, I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.\n\nChannel 1: Yes. That's good.\n\nChannel 0: Perfect. And just to confirm I am speaking with the right person, just for security purposes, could you just confirm your full name, date of birth, and address, please?\n\nChannel 1: Yep. Troy Randall Branson. 22nd Of The 3rd 7718 To 40 Kupini Road, Cummins, 5631.\n\nChannel 0: Yeah. Perfect. Now the first thing I do quickly run through with you there, Troy, is this a bit of an updated fact find just to see if there's anything major that has changed in your life. Now I'll try to make it as quick as I can.\n\nChannel 1: Yep. Yep.\n\nChannel 0: Personal information, I have you down as married with two financial dependents. Is that still the case?\n\nChannel 1: Let's do the case. Yes.\n\nChannel 0: Perfect. And I do have your wife nominated as NextDob King, phone number ending in 970.\n\nChannel 1: 978978. Yes. Yes. I had\n\nChannel 0: Yeah.\n\nChannel 1: to think of that in my\n\nChannel 0: Perfect.\n\nChannel 1: head then.\n\nChannel 0: Now has anything changed occupation wise? So I still obviously own the hardware store\n\nChannel 1: Hubway\n\nChannel 0: and\n\nChannel 1: School.\n\nChannel 0: working\n\nChannel 1: Correct.\n\nChannel 0: away.\n\nChannel 1: Correct.\n\nChannel 0: Yep. Perfect. Income wise, do you earn about 45,000 or draw that from the business?\n\nChannel 1: Don't draw any wage for the business, but the business pays for\n\nChannel 0: Okay.\n\nChannel 1: our our wage. So yeah.\n\nChannel 0: Okay.\n\nChannel 1: I'm just\n\nChannel 0: About\n\nChannel 1: a slave.\n\nChannel 0: that's alright. At least it's your business. Sorry.\n\nChannel 1: Yes. It is. And we're a small partnership business, so the business\n\nChannel 0: Yeah.\n\nChannel 1: covers a lot of our expenses.\n\nChannel 0: Oh, beautiful.\n\nChannel 1: But, yeah, don't\n\nChannel 0: But\n\nChannel 1: don't get paid a a said wage, but, yeah,\n\nChannel 0: you\n\nChannel 1: man, that 45 if it was to be paid,\n\nChannel 0: but\n\nChannel 1: 50 would be where I'd be at. But\n\nChannel 0: yeah, alright. Perfect. And are you still making a little bit of contributions interested for every now and then?\n\nChannel 1: I'm pretty sure, yeah, Tanya's been trickling stuff into there when we can.\n\nChannel 0: Yep.\n\nChannel 1: So,\n\nChannel 0: Yep.\n\nChannel 1: yep.\n\nChannel 0: Perfect. And before the end of the financial year, do you need to make that NOI back on the contribution? Do you know how you are contributing after tax?\n\nChannel 1: What do we normally we normally gotta get a a form from you guys\n\nChannel 0: Yes.\n\nChannel 1: to say that we're claiming the tax.\n\nChannel 0: Yes. So I can make a little note on on our end.\n\nChannel 1: Yep. That'd\n\nChannel 0: So just\n\nChannel 1: be\n\nChannel 0: before\n\nChannel 1: good.\n\nChannel 0: the end of the financial year, couple of weeks before just in case, obviously, you have '24 and stuff. It's a little bit slower that some of the attempt to be quite busy, that will kind of reach out and look to do that NOI for\n\nChannel 1: Yes.\n\nChannel 0: you.\n\nChannel 1: Yep. Perfect.\n\nChannel 0: Perfect. Asset wise, I have your property about $3.70 with about 18,000 owing.\n\nChannel 1: The home property that is now\n\nChannel 0: Yes.\n\nChannel 1: paid off.\n\nChannel 0: Oh,\n\nChannel 1: Land value is going up, but I\n\nChannel 0: amazing.\n\nChannel 1: just not putting my finger on where the rates are at the moment.\n\nChannel 0: No. That's okay. Do you think if I leave it around $3.70 to 400 would be a fair\n\nChannel 1: Yeah. Perfect.\n\nChannel 0: estimate?\n\nChannel 1: $3.80 was\n\nChannel 0: Yep.\n\nChannel 1: where I was gonna put you at. So yep.\n\nChannel 0: Right. Perfect. I also have a a work truck about 60,000.\n\nChannel 1: Yes.\n\nChannel 0: Yeah. And a master about 79.\n\nChannel 1: Yeah. Yep. Yeah. That\n\nChannel 0: Yeah.\n\nChannel 1: cost us 80, that thing. Yes.\n\nChannel 0: Yeah.\n\nChannel 1: And we also have a Toyota Horlux ute\n\nChannel 0: Oh, perfect.\n\nChannel 1: worth 20 as well.\n\nChannel 0: Worth 20. Nothing owing on any of them?\n\nChannel 1: No. They're all paid for.\n\nChannel 0: No. Perfect. And also\n\nChannel 1: Got it.\n\nChannel 0: business loan for about 50,000?\n\nChannel 1: That has you're gonna laugh at me. I'm looking around thinking, where's my phone so I can look that up? Yeah. I'm talking to you.\n\nChannel 0: That's okay. Busy day.\n\nChannel 1: Yeah. Yep. I think it's down to about 30 now.\n\nChannel 0: But 30. Amazing. Perfect.\n\nChannel 1: Yep.\n\nChannel 0: That's\n\nChannel 1: So we're getting close\n\nChannel 0: good.\n\nChannel 1: to paying the bugger off.\n\nChannel 0: Yeah. No. That's really good. And\n\nChannel 1: It is.\n\nChannel 0: health and lifestyle wise, any changes? Still a nonsmoker, no major\n\nChannel 1: Correct.\n\nChannel 0: issues, or medication?\n\nChannel 1: No.\n\nChannel 0: Perfect.\n\nChannel 1: I passed a physical test recently for the local fire brigade, so\n\nChannel 0: Oh, nice.\n\nChannel 1: just passed the medical recently.\n\nChannel 0: Oh, yeah. Are you gonna do that, like, just kind of volunteering, or is that paid as well?\n\nChannel 1: No. That's volunteering. So, yeah,\n\nChannel 0: Yep.\n\nChannel 1: I've been doing that for thirty five years now. So\n\nChannel 0: Oh, no. Enjoy\n\nChannel 1: yeah.\n\nChannel 0: it?\n\nChannel 1: Yeah. I'm getting a bit long on the tooth on it now, as in getting a bit over it, but we had Tuesday night. We had it called out at 01:00 in the afternoon. We're out there until midnight up the side of\n\nChannel 0: Oh, I know.\n\nChannel 1: a quite a steep hill and, yeah, trying to put a fire out. So so\n\nChannel 0: Yeah. That's pretty crazy.\n\nChannel 1: but yeah. And then we've got, you know, road crash and building fires and all that sort of stuff as well that we handle as well. So\n\nChannel 0: Yeah. Yeah. At\n\nChannel 1: that\n\nChannel 0: least\n\nChannel 1: had\n\nChannel 0: it keeps\n\nChannel 1: quite\n\nChannel 0: it\n\nChannel 1: the\n\nChannel 0: very\n\nChannel 1: workload over the last six months.\n\nChannel 0: yeah. It keeps it very different from your other occupations. So different\n\nChannel 1: Yes.\n\nChannel 0: bit of\n\nChannel 1: Yep.\n\nChannel 0: variation.\n\nChannel 1: It is. Yes.\n\nChannel 0: Estate planning wise, you have a will and power of attorney nomination in place?\n\nChannel 1: I believe we do. Yes.\n\nChannel 0: Yep.\n\nChannel 1: We have a wheel in place. Yes. Correct.\n\nChannel 0: Yep. But you don't have anyone who makes, like, financial decisions on your behalf or earn any income overseas or anything like that?\n\nChannel 1: No.\n\nChannel 0: No. Great. Now estate planning wise as well, I can see here that we haven't received the nomination forms back for your insurance and your superannuation. So in the event that something would've happened to you too. Do you still have those forms, or would you like me to get the team to resend them to you?\n\nChannel 1: Let me look through this pile of I'll get to it one day pile. Hang on a sec here. I just see. I might I might still have it.\n\nChannel 0: Yeah.\n\nChannel 1: There's an IQVU envelope.\n\nChannel 0: Could be that one.\n\nChannel 1: Possible. Got a return envelope. Been it. I didn't\n\nChannel 0: Yes.\n\nChannel 1: oh, gee. That's been hard in a while. That's 2,003 on that one.\n\nChannel 0: Is that does it say HAB 20\n\nChannel 1: Beneficiary\n\nChannel 0: four?\n\nChannel 1: details,\n\nChannel 0: And Yes.\n\nChannel 1: plan\n\nChannel 0: Yes.\n\nChannel 1: details, all that. So is the o three one\n\nChannel 0: Yes.\n\nChannel 1: still gonna be relevant, or do I need a new one?\n\nChannel 0: No. It hasn't changed.\n\nChannel 1: Alright. Cool.\n\nChannel 0: That should all be the same because you\n\nChannel 1: Beneficiary\n\nChannel 0: haven't changed your\n\nChannel 1: nomination\n\nChannel 0: due for\n\nChannel 1: form.\n\nChannel 0: your insurance.\n\nChannel 1: That's what it says at the front.\n\nChannel 0: Yes.\n\nChannel 1: Yep. Cool. Alright. I'll put that on my desk. I'll fill that out today.\n\nChannel 0: Okay. Amazing. If you have any questions about who to nominate or which type of nomination to make,\n\nChannel 1: Yep.\n\nChannel 0: just let me know because it can be a little bit confusing sometimes.\n\nChannel 1: Right. Cool. Because, yeah, Tuesday night, I thought about making sure my life insurance is all good. A couple\n\nChannel 0: Yep. Yep. Oh, perfect. That's\n\nChannel 1: spots we put the truck in. So so alright. I'll get that filled out and returned. Only three years\n\nChannel 0: yes.\n\nChannel 1: late, but we'll get there.\n\nChannel 0: At least we we get there, and that's the that's the main thing. Luckily, nothing's happened, so it's\n\nChannel 1: Yeah.\n\nChannel 0: been good. But, yeah, when you have a moment, it is important to to complete so that\n\nChannel 1: Get\n\nChannel 0: it\n\nChannel 1: that\n\nChannel 0: does\n\nChannel 1: complete.\n\nChannel 0: go through who you want. Yeah.\n\nChannel 1: Yes. Yes.\n\nChannel 0: Perfect. Otherwise,\n\nChannel 1: Cool.\n\nChannel 0: when it comes through superannuation, so I'll just quickly run through a couple of multiple choice questions\n\nChannel 1: Yep.\n\nChannel 0: just to see if your risk tolerance in regards to your super has changed. So if it doesn't make sense, let me know. No right or wrong answer and think about it in regards to your superannuation.\n\nChannel 1: Yep. Cool. No worries.\n\nChannel 0: Now, Tory, have you ever bought direct shares?\n\nChannel 1: No.\n\nChannel 0: Nope. Perfect. And at the moment, are you still kind of planning and accessing or retiring at about\n\nChannel 1: I would hope so, but\n\nChannel 0: 60?\n\nChannel 1: I doubt it.\n\nChannel 0: Ideally,\n\nChannel 1: Ideally,\n\nChannel 0: take the super\n\nChannel 1: 60 would be\n\nChannel 0: yeah.\n\nChannel 1: good, but if 67\n\nChannel 0: Yeah.\n\nChannel 1: seems to be the pension of the whatever age now, Claim your super back.\n\nChannel 0: It is\n\nChannel 1: So\n\nChannel 0: it is pension. If you're eligible if you are eligible for age pension, it's 67, but at 60, you can access your superannuation.\n\nChannel 1: ah, right there. Cool.\n\nChannel 0: Yeah.\n\nChannel 1: That's hell,\n\nChannel 0: Now\n\nChannel 1: that's, honey.\n\nChannel 0: if\n\nChannel 1: Well, you know, well, I hope so, but I I don't I don't see\n\nChannel 0: Yep.\n\nChannel 1: it being coming through, but I hope so. Yes. That's the plan.\n\nChannel 0: Yep. Perfect. And, ideally, would you like to draw a weekly income of about a thousand dollars from Super when you do retire, or do you feel like you need a little bit more, obviously, with prices and everything kind of going up?\n\nChannel 1: Let's say at the very second, I'd probably need more because of the fuel prices. But if that all settles\n\nChannel 0: Yes.\n\nChannel 1: down, we should be okay. Thousand I I can live on a thousand dollars a week for sure.\n\nChannel 0: Yep. Yep. Perfect. And that would just be that you draw then, obviously, if if your partner have super as well and draw from that.\n\nChannel 1: Yes.\n\nChannel 0: Perfect. Now I guess when it comes through a level of risk that you are comfortable taking for your superannuation to, obviously, make sure it continues to grow,\n\nChannel 1: Yep.\n\nChannel 0: would you say that you are kind of, you know, comfortable taking on very high risk, high, moderate, or a small amount of risk?\n\nChannel 1: Yeah. I'll be in the moderate area there. You\n\nChannel 0: Moderate?\n\nChannel 1: need to take a little bit of risk to try and get some money back, but you if things go to shit, you need some security that something's still there.\n\nChannel 0: Yep. Perfect. Now talking about volatility. So if you were to place an investment and after six months, you noticed that the portfolio had decreased in value by 20% due to general trends in the market. Would you say that you would, if you had the option to do so, take advantage of that while the prices are down to invest more, or would you just kind of hold right to see what happens with everything, or would you want to shift to a more secure asset so that means you are then selling and the prices have already dropped?\n\nChannel 1: Yeah. The first one where you'd like to try and buy at the bottom of the market and then\n\nChannel 0: Try about yep.\n\nChannel 1: yep.\n\nChannel 0: And would you invest heavily or just kind of modestly?\n\nChannel 1: Moderate. Moderate. Yep.\n\nChannel 0: Yep. Yep. Perfect.\n\nChannel 1: Who would have my little wife would let me drag out? Yeah.\n\nChannel 0: And if you saw obviously, the last twelve months, we have seen a bit of fluctuation in the market. First, you had everything in\n\nChannel 1: Yep.\n\nChannel 0: The US with Trump and tariffs and everything, and more recently,\n\nChannel 1: Yep.\n\nChannel 0: obviously, with the war, have seen a a bit of fluctuations. Now if it was something that you did notice, would you say that you'd feel, you know, optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?\n\nChannel 1: Optimistic I'm staying with at the moment.\n\nChannel 0: Yep. Perfect.\n\nChannel 1: Sure. Surely, it's gotta get better.\n\nChannel 0: Yeah. And typically as well, which is one of the the documents I have sent you in an email when you do have a moment later to look at it,\n\nChannel 1: Yep.\n\nChannel 0: it includes a graph. Just for a good visual representation of typically what we are talking about when we're talking about the market, and\n\nChannel 1: Yes.\n\nChannel 0: it kind\n\nChannel 1: Yeah.\n\nChannel 0: of shows you from 1995 until 2025.\n\nChannel 1: Yep.\n\nChannel 0: And when you do have a look at it, you will see that over the long term, market always goes up. The short\n\nChannel 1: Yes.\n\nChannel 0: term, depending on what's happening, there will be some some ups and downs and market fluctuation.\n\nChannel 1: Yes. Correct.\n\nChannel 0: Yeah. Perfect. Now last question here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? No.\n\nWould you ever consider taking out a loan to buy an investment property?\n\nChannel 1: No. Yes.\n\nChannel 0: Yes. Okay.\n\nChannel 1: Yes.\n\nChannel 0: Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: Now, Troy, that tells me here that you have come out as a growth investor. And at the moment, we have you invested in a high growth portfolio. Do you know the difference between those two at all?\n\nChannel 1: Not clearly. No. Can you explain\n\nChannel 0: No.\n\nChannel 1: them?\n\nChannel 0: Yes. Of course. Sorry. They're both similar in that you are trying to, obviously, maximize as much growth as you can out of your superannuation while you do have plenty of time until retirement.\n\nChannel 1: Yep.\n\nChannel 0: But at the same time, you are prepared to experience, you know, some some level of fluctuation in order to achieve that. Now the difference between them is that in a high growth portfolio, we typically see 90% of your funds being invested in what we call your growth assets. So that will\n\nChannel 1: No.\n\nChannel 0: be things like Australian shares, international shares, property, and commodities, and that is what's going to grow and maximize your super for you. And then we have about 10% in defensive. So that will be your your cash, your fixed interest, and your gold as well to limit fluctuations a little bit.\n\nChannel 1: Yep.\n\nChannel 0: Now a growth portfolio, it's kind of a one step down. So it's about an eighty twenty split. So 80 in growth,\n\nChannel 1: Oh, yeah.\n\nChannel 0: so still\n\nChannel 1: Yep.\n\nChannel 0: focusing on growing it, but a little bit more defensive, 20 in then defensive.\n\nChannel 1: I like that one better. Yep.\n\nChannel 0: Yeah. And time frame wise, you do have the time to see those fluctuations, but it's also what you are comfortable with. And the type of questions you have answered as well indicates more of a growth investor.\n\nChannel 1: Yep.\n\nChannel 0: So if you are happy for me to do so, I will go and and do some research on\n\nChannel 1: Yeah.\n\nChannel 0: your investment. And\n\nChannel 1: Yep.\n\nChannel 0: then what I'll do is I'll put together a statement of advice to show you what a growth portfolio would look like and how that's different to your high growth portfolio. It's also\n\nChannel 1: Yep.\n\nChannel 0: a good point to kind of check-in on your investments. So in the email, I did send you as well when you have a moment later. There is a performance report as well, and\n\nChannel 1: Yes.\n\nChannel 0: it does show you kind of what your portfolio has performed over the last twelve months after fees. So kind of like I touched on earlier, we have seen a bit of fluctuation in the market. Overall, though, your portfolio has still hold up really well. So after fees, the net return has still been 12.5%, which is really good.\n\nChannel 1: That's good. Yeah.\n\nChannel 0: Yeah. So what I will do is to do some research on the investments because it's always a good time, especially with some much happening in the market as well to revisit, do we need to chop and change some of those investments moving forward, as well as looking at slightly decreasing that risk for you.\n\nChannel 1: Yep.\n\nChannel 0: So when is typically a best time for you to to go through that proposal? And it will take me about a week or so to put that research together.\n\nChannel 1: Right. Which day of the week's the best? Well, during school, it's a lot better because my wife is back at work and I can it frees me up\n\nChannel 0: Okay.\n\nChannel 1: for time,\n\nChannel 0: Yep. That's good.\n\nChannel 1: which\n\nChannel 0: Because usually\n\nChannel 1: falls\n\nChannel 0: after\n\nChannel 1: into\n\nChannel 0: hours, I book out very quickly. So\n\nChannel 1: yep. Yep.\n\nChannel 0: that's good.\n\nChannel 1: Now that falls into line. So, yeah, school goes back next week, so that timeline sort of fits pretty well.\n\nChannel 0: Okay. Perfect.\n\nChannel 1: As far as days during the week, I have the most amount of staff here on a Friday, but typically, I go go do some deliveries and stuff as well.\n\nChannel 0: Yep.\n\nChannel 1: Where am I? Yeah.\n\nChannel 0: Because\n\nChannel 1: Wednesday\n\nChannel 0: if\n\nChannel 1: or Thursday.\n\nChannel 0: I'm look\n\nChannel 1: It's something like\n\nChannel 0: yeah.\n\nChannel 1: that'll be fine.\n\nChannel 0: Perfect. Let me have a look. So next week, I'm fully booked. Week after, I could do Wednesday\n\nChannel 1: Yep.\n\nChannel 0: or Thursday. Afternoons are booked, but I can kind of do around this\n\nChannel 1: Good morning.\n\nChannel 0: time frame. Yeah.\n\nChannel 1: Yep.\n\nChannel 0: I could do Wednesday or Thursday. I could do 11AM your time. Would that work?\n\nChannel 1: Yep. That works for me. Yep.\n\nChannel 0: Yeah? Which which day works best for you?\n\nChannel 1: Go with Wednesday.\n\nChannel 0: Wednesday. Alright. So that is Wednesday, the the sixth,\n\nChannel 1: Yep. And\n\nChannel 0: and that will\n\nChannel 1: the\n\nChannel 0: be\n\nChannel 1: only\n\nChannel 0: eleven\n\nChannel 1: exception\n\nChannel 0: AM.\n\nChannel 1: would be if I've been called out or far or anything like that or, yeah,\n\nChannel 0: E.\n\nChannel 1: out of a out of a store. So that's\n\nChannel 0: Yeah.\n\nChannel 1: the only\n\nChannel 0: No.\n\nChannel 1: exception,\n\nChannel 0: That's\n\nChannel 1: but otherwise,\n\nChannel 0: okay.\n\nChannel 1: it should be fine.\n\nChannel 0: Yeah. I I can add a text reminder to the booking as well two hours before.\n\nChannel 1: Yes. Yep.\n\nChannel 0: So if it is\n\nChannel 1: That was good\n\nChannel 0: not something\n\nChannel 1: this morning.\n\nChannel 0: happens yeah. And that's usually\n\nChannel 1: Oh, shit.\n\nChannel 0: because\n\nChannel 1: That's\n\nChannel 0: sometimes\n\nChannel 1: right.\n\nChannel 0: sometimes we book it a couple of weeks in advance as well because things do fill up quickly, and\n\nChannel 1: Yes.\n\nChannel 0: it's sometimes life gets in the way and you forget things. So it's it's good to have a reminder to just be like, oh, yeah. And if you are obviously on the way out or something and you can't make it, you can even just send us a text message or a quick call to say, hey. Sorry. I can't make it.\n\nLet's reschedule.\n\nChannel 1: Yep.\n\nChannel 0: That's fine. But, otherwise,\n\nChannel 1: Cool.\n\nChannel 0: that is booked in for you. Now the last couple of things in the documents that you will see there for you, Troy, is also a a financial services guide. You would have seen this one before. It's just a bit of an updated version. It's one of those compliance documents, but it does give you all important information in regards to all of us here.\n\nYou will see the team of\n\nChannel 1: Mhmm.\n\nChannel 0: directors, all advisers there. And if you do have a look at it, you will see myself in both of them as well if you do wanna put a face to the voice.\n\nChannel 1: Yeah. Cool. Yep. No worries.\n\nChannel 0: Yep. But, otherwise, a quick summary of your super and insurances. So you have your super with hub twenty four. And at\n\nChannel 1: Yep.\n\nChannel 0: the moment, you have about a $128,736 in there. You also have your Neos insurances. So you have a\n\nChannel 1: Yes.\n\nChannel 0: life and TPD of 4,000 sorry. 438,860 and $96. You're quite\n\nChannel 1: Yep.\n\nChannel 0: happy with those amounts still?\n\nChannel 1: Should be. It'll be hopefully enough to wipe my bum and not wipe for a while when I need it.\n\nChannel 0: Yeah. Kind of cover, you know, if there's any not that you really have any debt, really. But\n\nChannel 1: Yep.\n\nChannel 0: if there's, you know, anything to be cleared out and, yeah, cover income for a bit if you need to.\n\nChannel 1: Yes. Yep.\n\nChannel 0: You also have an income protection.\n\nChannel 1: Yes.\n\nChannel 0: So that will pay you a monthly amount of $3,378 per month,\n\nChannel 1: Yep.\n\nChannel 0: thirty day waiting period, five year benefit, all three after the tax deduction is 3,090. Still happy with the income protection as well?\n\nChannel 1: Yep. Absolutely. That's vital\n\nChannel 0: Great.\n\nChannel 1: for in here on the, unfortunately, on the branch trust of the building. So\n\nChannel 0: Yes.\n\nChannel 1: without\n\nChannel 0: If something\n\nChannel 1: me, the\n\nChannel 0: happens,\n\nChannel 1: shop\n\nChannel 0: you need\n\nChannel 1: doesn't\n\nChannel 0: that.\n\nChannel 1: run\n\nChannel 0: Yep.\n\nChannel 1: for very long. Yeah.\n\nChannel 0: Yep. Perfect. Now I can see as well that you don't have trauma cover. It is a policy you have to pay for out of pocket, though. You're still quite happy not to have that?\n\nChannel 1: I'm comfortable with that. Yep.\n\nChannel 0: Yep. Great. Perfect. The the last documents, essentially, is just a policy statement for your Neos insurances. Basically, shows you that everything is up to date.\n\nChannel 1: Yep.\n\nChannel 0: And then it will ask you to sign two documents as well. So when you have a moment, have a look for the document. Any questions, let me know. Otherwise, if it all makes sense and you're happy to do so, if you could sign those documents,\n\nChannel 1: Yep.\n\nChannel 0: it\n\nChannel 1: Mhmm.\n\nChannel 0: will ask you to sign too. Now one is your ongoing service agreement with hub twenty four as well. Just to say that you are happy to remain and stay on as a client, and we can keep servicing you. Now there's no changes at all in regards to the fee structure. So that stays exactly the same at one\n\nChannel 1: Cool.\n\nChannel 0: point $6.05 from super. And then the last document, it is just a compliance form just to say that we are keeping your tax phone number secure on file.\n\nChannel 1: Yep.\n\nChannel 0: Now that was everything. Hopefully, it didn't take up too much of your time.\n\nChannel 1: No. That's been good. Yep.\n\nChannel 0: Before I let you go, Troy, do you have any questions or anything else for me at this point?\n\nChannel 1: No. No. Give me\n\nChannel 0: No?\n\nChannel 1: five minutes and I might think it's something, but no.\n\nChannel 0: That's okay. If not, always write it down. You can give me a call, of course. But if not, otherwise, if you do have any questions, when I do give you a call, excuse me, on Wednesday, May 6,\n\nChannel 1: Yep.\n\nChannel 0: I will we can go through anything as well.\n\nChannel 1: Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Cool. And I'll have a crack at this beneficiary nomination form and try and get that completed today and sent back.\n\nChannel 0: Yes. Amazing. If you have any questions with the form as well, just just let me know.\n\nChannel 1: Yeah. That'll be the only\n\nChannel 0: Yeah.\n\nChannel 1: yep. Cool. Awesome.\n\nChannel 0: Yeah.\n\nChannel 1: Thank you.\n\nChannel 0: No problem at all. I hope you enjoy the rest of your day and it's not too busy for you.\n\nChannel 1: Will do. Thank you very much.\n\nChannel 0: Mhmm. Thanks for fixing.\n\nChannel 1: No worries. Thank you.\n\nChannel 0: Bye.\n\nChannel 1: Bye.\n\nChannel 0: Bye.","paragraphs":[{"sentences":[{"text":"Good morning.","start":1.36,"end":1.8399999,"sentiment":"neutral","sentiment_score":0.301676481962204},{"text":"This is Troy.","start":1.8399999,"end":2.74,"sentiment":"neutral","sentiment_score":0.21215416491031647}],"sentiment":"neutral","sentiment_score":0.24796309173107148,"channel":1,"num_words":5,"start":1.36,"end":2.74},{"sentences":[{"text":"Good morning, Troy.","start":3.12,"end":4.0,"sentiment":"positive","sentiment_score":0.4015665253003438},{"text":"This is Veronica from Next View Financial.","start":4.0,"end":5.8599997,"sentiment":"neutral","sentiment_score":0.31769007444381714},{"text":"How are you?","start":6.0,"end":6.74,"sentiment":"neutral","sentiment_score":0.24595526357491812}],"sentiment":"neutral","sentiment_score":0.3204919913640389,"channel":0,"num_words":13,"start":3.12,"end":6.74},{"sentences":[{"text":"Good.","start":6.72,"end":7.04,"sentiment":"positive","sentiment_score":0.5634647011756897},{"text":"Thank you.","start":7.04,"end":7.3599997,"sentiment":"positive","sentiment_score":0.6033723652362823},{"text":"And yourself?","start":7.3599997,"end":8.1,"sentiment":"positive","sentiment_score":0.35676316916942596}],"sentiment":"positive","sentiment_score":0.49674715399742125,"channel":1,"num_words":5,"start":6.72,"end":8.1},{"sentences":[{"text":"I'm good.","start":8.4,"end":9.04,"sentiment":"positive","sentiment_score":0.5696434080600739},{"text":"Thanks.","start":9.04,"end":9.54,"sentiment":"positive","sentiment_score":0.6288018226623535}],"sentiment":"positive","sentiment_score":0.5893628795941671,"channel":0,"num_words":3,"start":8.4,"end":9.54},{"sentences":[{"text":"Good.","start":9.92,"end":10.24,"sentiment":"positive","sentiment_score":0.5726610422134399},{"text":"Good.","start":10.24,"end":10.74,"sentiment":"positive","sentiment_score":0.4918873906135559}],"sentiment":"positive","sentiment_score":0.5322742164134979,"channel":1,"num_words":2,"start":9.92,"end":10.74},{"sentences":[{"text":"Hi.","start":10.32,"end":10.82,"sentiment":"neutral","sentiment_score":0.3015025854110718},{"text":"Hi.","start":10.88,"end":11.2,"sentiment":"neutral","sentiment_score":0.2543465793132782},{"text":"You booked in this morning to go over your annual review.","start":11.2,"end":13.599999,"sentiment":"neutral","sentiment_score":0.29241550781510095},{"text":"Is now still a good time?","start":13.599999,"end":14.865,"sentiment":"neutral","sentiment_score":0.23251490791638693}],"sentiment":"neutral","sentiment_score":0.27197416832572535,"channel":0,"num_words":19,"start":10.32,"end":14.865},{"sentences":[{"text":"Not too bad.","start":16.065,"end":16.785,"sentiment":"neutral","sentiment_score":0.21720796823501587},{"text":"I've just got a staff member stuck down the street to grab some coffee.","start":16.785,"end":19.585,"sentiment":"neutral","sentiment_score":0.2245142768536295},{"text":"So if I have a customer walk in, I may have to just pause for a second, but otherwise, we're good to go.","start":19.585,"end":24.005001,"sentiment":"neutral","sentiment_score":0.18006577828656073}],"sentiment":"neutral","sentiment_score":0.19840841703116893,"channel":1,"num_words":40,"start":16.065,"end":24.005001},{"sentences":[{"text":"Yeah.","start":24.145,"end":24.544998,"sentiment":"neutral","sentiment_score":0.11873359978199004},{"text":"Sure.","start":24.544998,"end":25.044998,"sentiment":"neutral","sentiment_score":0.13121145963668823},{"text":"No worries.","start":25.105,"end":25.665,"sentiment":"neutral","sentiment_score":0.11887948960065842},{"text":"If I do hear you go quiet, I'll just stay put for a while.","start":25.665,"end":28.465,"sentiment":"neutral","sentiment_score":0.050078010186553},{"text":"That's alright.","start":28.465,"end":29.205,"sentiment":"neutral","sentiment_score":0.11775852739810944}],"sentiment":"neutral","sentiment_score":0.0712156618013978,"channel":0,"num_words":20,"start":24.145,"end":29.205},{"sentences":[{"text":"Yeah.","start":28.710001,"end":29.03,"sentiment":"neutral","sentiment_score":0.099965900182724},{"text":"I'll I'll let you know if I'm, yeah, gonna talk to someone","start":29.03,"end":31.75,"sentiment":"neutral","sentiment_score":0.06898216747989257}],"sentiment":"neutral","sentiment_score":0.07136553153395653,"channel":1,"num_words":13,"start":28.710001,"end":31.75},{"sentences":[{"text":"Yeah.","start":31.630001,"end":32.13,"sentiment":"neutral","sentiment_score":0.027127373963594437}],"sentiment":"neutral","sentiment_score":0.027127373963594437,"channel":0,"num_words":1,"start":31.630001,"end":32.13},{"sentences":[{"text":"else.","start":31.75,"end":31.99,"sentiment":"neutral","sentiment_score":0.04415125027298927},{"text":"So all good.","start":31.99,"end":32.97,"sentiment":"neutral","sentiment_score":0.23277359207471213}],"sentiment":"neutral","sentiment_score":0.1856180066242814,"channel":1,"num_words":4,"start":31.75,"end":32.97},{"sentences":[{"text":"No worries.","start":32.75,"end":33.23,"sentiment":"neutral","sentiment_score":0.08600600808858871},{"text":"I will try to make it quick for you as well if you're obviously working away.","start":33.23,"end":37.41,"sentiment":"neutral","sentiment_score":0.07292092870920897}],"sentiment":"neutral","sentiment_score":0.07437482641802894,"channel":0,"num_words":18,"start":32.75,"end":37.41},{"sentences":[{"text":"Yes.","start":37.67,"end":37.99,"sentiment":"neutral","sentiment_score":0.09494413435459136},{"text":"Thank you.","start":37.99,"end":38.625,"sentiment":"neutral","sentiment_score":0.19139019399881363}],"sentiment":"neutral","sentiment_score":0.15924150745073953,"channel":1,"num_words":3,"start":37.67,"end":38.625},{"sentences":[{"text":"But, therefore, I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":38.43,"end":45.65,"sentiment":"neutral","sentiment_score":0.006134492311892765}],"sentiment":"neutral","sentiment_score":0.006134492311892765,"channel":0,"num_words":28,"start":38.43,"end":45.65},{"sentences":[{"text":"Yes.","start":45.985,"end":46.305,"sentiment":"neutral","sentiment_score":0.19519537687301636},{"text":"That's good.","start":46.305,"end":47.125,"sentiment":"positive","sentiment_score":0.3657984137535095}],"sentiment":"neutral","sentiment_score":0.30893073479334515,"channel":1,"num_words":3,"start":45.985,"end":47.125},{"sentences":[{"text":"Perfect.","start":47.644997,"end":48.144997,"sentiment":"positive","sentiment_score":0.361422598361969},{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you just confirm your full name, date of birth, and address, please?","start":48.364998,"end":56.864998,"sentiment":"neutral","sentiment_score":0.08430581699524607}],"sentiment":"neutral","sentiment_score":0.09386156807685721,"channel":0,"num_words":29,"start":47.644997,"end":56.864998},{"sentences":[{"text":"Yep.","start":56.92,"end":57.32,"sentiment":"neutral","sentiment_score":0.01769981160759926},{"text":"Troy Randall Branson.","start":57.32,"end":58.36,"sentiment":"neutral","sentiment_score":0.015695357074340183},{"text":"22nd Of The 3rd 7718 To 40 Kupini Road, Cummins, 5631.","start":58.36,"end":63.42,"sentiment":"neutral","sentiment_score":0.02594497782940214}],"sentiment":"neutral","sentiment_score":0.02334537593026956,"channel":1,"num_words":15,"start":56.92,"end":63.42},{"sentences":[{"text":"Yeah.","start":63.82,"end":64.22,"sentiment":"neutral","sentiment_score":0.1577766239643097},{"text":"Perfect.","start":64.22,"end":64.72,"sentiment":"neutral","sentiment_score":0.2859046459197998},{"text":"Now the first thing I do quickly run through with you there, Troy, is this a bit of an updated fact find just to see if there's anything major that has changed in your life.","start":65.66,"end":73.76,"sentiment":"neutral","sentiment_score":0.010943858325481415},{"text":"Now I'll try to make it as quick as I can.","start":74.035,"end":77.095,"sentiment":"neutral","sentiment_score":0.052007988433946266}],"sentiment":"neutral","sentiment_score":0.029141753834361833,"channel":0,"num_words":48,"start":63.82,"end":77.095},{"sentences":[{"text":"Yep.","start":77.505,"end":78.005,"sentiment":"neutral","sentiment_score":0.016511831432580948},{"text":"Yep.","start":78.064995,"end":78.564995,"sentiment":"neutral","sentiment_score":0.009468317031860352}],"sentiment":"neutral","sentiment_score":0.01299007423222065,"channel":1,"num_words":2,"start":77.505,"end":78.564995},{"sentences":[{"text":"Personal information, I have you down as married with two financial dependents.","start":78.595,"end":82.755,"sentiment":"neutral","sentiment_score":0.001207016718884309},{"text":"Is that still the case?","start":82.755,"end":83.895,"sentiment":"neutral","sentiment_score":0.004444627463817597}],"sentiment":"neutral","sentiment_score":0.0021592551732764523,"channel":0,"num_words":17,"start":78.595,"end":83.895},{"sentences":[{"text":"Let's do the case.","start":84.07,"end":85.03,"sentiment":"neutral","sentiment_score":0.01996084814891219},{"text":"Yes.","start":85.03,"end":85.53,"sentiment":"neutral","sentiment_score":0.14232945442199707}],"sentiment":"neutral","sentiment_score":0.04443456940352917,"channel":1,"num_words":5,"start":84.07,"end":85.53},{"sentences":[{"text":"Perfect.","start":85.715,"end":86.215,"sentiment":"neutral","sentiment_score":0.2598131000995636},{"text":"And I do have your wife nominated as NextDob King, phone number ending in 970.","start":86.74,"end":91.96,"sentiment":"neutral","sentiment_score":0.12510842233896255}],"sentiment":"neutral","sentiment_score":0.13352746469900012,"channel":0,"num_words":16,"start":85.715,"end":91.96},{"sentences":[{"text":"978978.","start":93.11,"end":94.71,"sentiment":"neutral","sentiment_score":0.02830074355006218},{"text":"Yes.","start":94.71,"end":94.965,"sentiment":"neutral","sentiment_score":0.042832814157009125},{"text":"Yes.","start":95.204994,"end":95.365,"sentiment":"neutral","sentiment_score":0.03848610445857048},{"text":"I had","start":95.365,"end":95.524994,"sentiment":"neutral","sentiment_score":0.012004222720861435}],"sentiment":"neutral","sentiment_score":0.026725621521472932,"channel":1,"num_words":5,"start":93.11,"end":95.524994},{"sentences":[{"text":"Yeah.","start":95.46,"end":95.96,"sentiment":"neutral","sentiment_score":0.015377826988697052}],"sentiment":"neutral","sentiment_score":0.015377826988697052,"channel":0,"num_words":1,"start":95.46,"end":95.96},{"sentences":[{"text":"to think of that in my","start":95.524994,"end":96.325,"sentiment":"neutral","sentiment_score":0.01795948234697183}],"sentiment":"neutral","sentiment_score":0.01795948234697183,"channel":1,"num_words":6,"start":95.524994,"end":96.325},{"sentences":[{"text":"Perfect.","start":96.17999,"end":96.67999,"sentiment":"neutral","sentiment_score":0.02521456778049469}],"sentiment":"neutral","sentiment_score":0.02521456778049469,"channel":0,"num_words":1,"start":96.17999,"end":96.67999},{"sentences":[{"text":"head then.","start":96.325,"end":96.98499,"sentiment":"neutral","sentiment_score":0.008701540529727936}],"sentiment":"neutral","sentiment_score":0.008701540529727936,"channel":1,"num_words":2,"start":96.325,"end":96.98499},{"sentences":[{"text":"Now has anything changed occupation wise?","start":99.14,"end":102.385,"sentiment":"neutral","sentiment_score":-0.034090871922671795},{"text":"So I still obviously own the hardware store","start":102.385,"end":105.425,"sentiment":"neutral","sentiment_score":0.020919482805766165}],"sentiment":"neutral","sentiment_score":-0.002656383506421532,"channel":0,"num_words":14,"start":99.14,"end":105.425},{"sentences":[{"text":"Hubway","start":105.204994,"end":105.604996,"sentiment":"neutral","sentiment_score":0.06731105595827103}],"sentiment":"neutral","sentiment_score":0.06731105595827103,"channel":1,"num_words":1,"start":105.204994,"end":105.604996},{"sentences":[{"text":"and","start":105.425,"end":105.665,"sentiment":"neutral","sentiment_score":0.03108818829059601}],"sentiment":"neutral","sentiment_score":0.03108818829059601,"channel":0,"num_words":1,"start":105.425,"end":105.665},{"sentences":[{"text":"School.","start":105.604996,"end":106.005,"sentiment":"neutral","sentiment_score":0.035115331411361694}],"sentiment":"neutral","sentiment_score":0.035115331411361694,"channel":1,"num_words":1,"start":105.604996,"end":106.005},{"sentences":[{"text":"working","start":105.665,"end":106.145,"sentiment":"neutral","sentiment_score":0.01317432615906}],"sentiment":"neutral","sentiment_score":0.01317432615906,"channel":0,"num_words":1,"start":105.665,"end":106.145},{"sentences":[{"text":"Correct.","start":106.005,"end":106.505,"sentiment":"neutral","sentiment_score":0.009320611134171486}],"sentiment":"neutral","sentiment_score":0.009320611134171486,"channel":1,"num_words":1,"start":106.005,"end":106.505},{"sentences":[{"text":"away.","start":106.145,"end":106.645,"sentiment":"neutral","sentiment_score":0.011261766776442528}],"sentiment":"neutral","sentiment_score":0.011261766776442528,"channel":0,"num_words":1,"start":106.145,"end":106.645},{"sentences":[{"text":"Correct.","start":106.965,"end":107.465,"sentiment":"neutral","sentiment_score":0.05702631548047066}],"sentiment":"neutral","sentiment_score":0.05702631548047066,"channel":1,"num_words":1,"start":106.965,"end":107.465},{"sentences":[{"text":"Yep.","start":107.105,"end":107.425,"sentiment":"neutral","sentiment_score":0.12566858530044556},{"text":"Perfect.","start":107.425,"end":107.925,"sentiment":"neutral","sentiment_score":0.3198899030685425},{"text":"Income wise, do you earn about 45,000 or draw that from the business?","start":108.945,"end":115.045,"sentiment":"neutral","sentiment_score":0.04041621533150856}],"sentiment":"neutral","sentiment_score":0.06473128584523996,"channel":0,"num_words":15,"start":107.105,"end":115.045},{"sentences":[{"text":"Don't draw any wage for the business, but the business pays for","start":116.63,"end":119.59,"sentiment":"neutral","sentiment_score":-0.04565808355497817}],"sentiment":"neutral","sentiment_score":-0.04565808355497817,"channel":1,"num_words":12,"start":116.63,"end":119.59},{"sentences":[{"text":"Okay.","start":119.5,"end":120.0,"sentiment":"neutral","sentiment_score":-0.009544950909912586}],"sentiment":"neutral","sentiment_score":-0.009544950909912586,"channel":0,"num_words":1,"start":119.5,"end":120.0},{"sentences":[{"text":"our our wage.","start":119.59,"end":121.03,"sentiment":"neutral","sentiment_score":-0.02201983022193114},{"text":"So yeah.","start":121.03,"end":121.93,"sentiment":"neutral","sentiment_score":-0.01170216966420412}],"sentiment":"neutral","sentiment_score":-0.01789276599884033,"channel":1,"num_words":5,"start":119.59,"end":121.93},{"sentences":[{"text":"Okay.","start":121.66,"end":122.16,"sentiment":"neutral","sentiment_score":-0.010708161629736423}],"sentiment":"neutral","sentiment_score":-0.010708161629736423,"channel":0,"num_words":1,"start":121.66,"end":122.16},{"sentences":[{"text":"I'm just","start":122.869995,"end":123.27,"sentiment":"neutral","sentiment_score":-0.05381430312991142}],"sentiment":"neutral","sentiment_score":-0.05381430312991142,"channel":1,"num_words":2,"start":122.869995,"end":123.27},{"sentences":[{"text":"About","start":123.26,"end":123.42,"sentiment":"neutral","sentiment_score":-0.15027466416358948}],"sentiment":"neutral","sentiment_score":-0.15027466416358948,"channel":0,"num_words":1,"start":123.26,"end":123.42},{"sentences":[{"text":"a slave.","start":123.27,"end":123.915,"sentiment":"neutral","sentiment_score":-0.1729562133550644}],"sentiment":"neutral","sentiment_score":-0.1729562133550644,"channel":1,"num_words":2,"start":123.27,"end":123.915},{"sentences":[{"text":"that's alright.","start":125.5,"end":126.4,"sentiment":"neutral","sentiment_score":-0.037800662219524384},{"text":"At least it's your business.","start":127.02,"end":128.14,"sentiment":"neutral","sentiment_score":0.02313147932291031},{"text":"Sorry.","start":128.14,"end":128.64,"sentiment":"neutral","sentiment_score":-0.04017800837755203}],"sentiment":"neutral","sentiment_score":-0.000015242025256156921,"channel":0,"num_words":8,"start":125.5,"end":128.64},{"sentences":[{"text":"Yes.","start":128.795,"end":129.275,"sentiment":"neutral","sentiment_score":0.034877002239227295},{"text":"It is.","start":129.275,"end":129.515,"sentiment":"neutral","sentiment_score":0.047217901796102524},{"text":"And we're a small partnership business, so the business","start":129.515,"end":132.075,"sentiment":"neutral","sentiment_score":0.049419775191280574}],"sentiment":"neutral","sentiment_score":0.04784089854607979,"channel":1,"num_words":12,"start":128.795,"end":132.075},{"sentences":[{"text":"Yeah.","start":131.96501,"end":132.46501,"sentiment":"neutral","sentiment_score":0.04252473264932632}],"sentiment":"neutral","sentiment_score":0.04252473264932632,"channel":0,"num_words":1,"start":131.96501,"end":132.46501},{"sentences":[{"text":"covers a lot of our expenses.","start":132.075,"end":133.535,"sentiment":"neutral","sentiment_score":0.03866051509976387}],"sentiment":"neutral","sentiment_score":0.03866051509976387,"channel":1,"num_words":6,"start":132.075,"end":133.535},{"sentences":[{"text":"Oh, beautiful.","start":134.205,"end":135.02501,"sentiment":"neutral","sentiment_score":0.2559032291173935}],"sentiment":"neutral","sentiment_score":0.2559032291173935,"channel":0,"num_words":2,"start":134.205,"end":135.02501},{"sentences":[{"text":"But, yeah, don't","start":134.955,"end":135.595,"sentiment":"neutral","sentiment_score":0.02709719950022797}],"sentiment":"neutral","sentiment_score":0.02709719950022797,"channel":1,"num_words":3,"start":134.955,"end":135.595},{"sentences":[{"text":"But","start":135.485,"end":135.985,"sentiment":"neutral","sentiment_score":-0.04287036508321762}],"sentiment":"neutral","sentiment_score":-0.04287036508321762,"channel":0,"num_words":1,"start":135.485,"end":135.985},{"sentences":[{"text":"don't get paid a a said wage, but, yeah,","start":135.595,"end":138.255,"sentiment":"neutral","sentiment_score":-0.007591933425929811}],"sentiment":"neutral","sentiment_score":-0.007591933425929811,"channel":1,"num_words":9,"start":135.595,"end":138.255},{"sentences":[{"text":"you","start":137.92001,"end":138.42001,"sentiment":"neutral","sentiment_score":0.01400810480117798}],"sentiment":"neutral","sentiment_score":0.01400810480117798,"channel":0,"num_words":1,"start":137.92001,"end":138.42001},{"sentences":[{"text":"man, that 45 if it was to be paid,","start":139.01,"end":140.76999,"sentiment":"neutral","sentiment_score":0.031493906759553485}],"sentiment":"neutral","sentiment_score":0.031493906759553485,"channel":1,"num_words":9,"start":139.01,"end":140.76999},{"sentences":[{"text":"but","start":140.60501,"end":140.845,"sentiment":"neutral","sentiment_score":0.03284163400530815}],"sentiment":"neutral","sentiment_score":0.03284163400530815,"channel":0,"num_words":1,"start":140.60501,"end":140.845},{"sentences":[{"text":"50 would be where I'd be at.","start":140.76999,"end":142.20999,"sentiment":"neutral","sentiment_score":0.030876055359840393},{"text":"But","start":142.20999,"end":142.70999,"sentiment":"neutral","sentiment_score":0.07250802218914032}],"sentiment":"neutral","sentiment_score":0.036080051213502884,"channel":1,"num_words":8,"start":140.76999,"end":142.70999},{"sentences":[{"text":"yeah, alright.","start":142.94,"end":143.66,"sentiment":"neutral","sentiment_score":0.17198704183101654},{"text":"Perfect.","start":143.66,"end":144.16,"sentiment":"positive","sentiment_score":0.51563560962677},{"text":"And are you still making a little bit of contributions interested for every now and then?","start":144.54001,"end":150.0,"sentiment":"neutral","sentiment_score":0.17305579502135515}],"sentiment":"neutral","sentiment_score":0.19097381124370977,"channel":0,"num_words":19,"start":142.94,"end":150.0},{"sentences":[{"text":"I'm pretty sure, yeah, Tanya's been trickling stuff into there when we can.","start":150.60999,"end":154.45,"sentiment":"neutral","sentiment_score":0.16754448929658303}],"sentiment":"neutral","sentiment_score":0.16754448929658303,"channel":1,"num_words":13,"start":150.60999,"end":154.45},{"sentences":[{"text":"Yep.","start":154.38,"end":154.88,"sentiment":"neutral","sentiment_score":0.1017562597990036}],"sentiment":"neutral","sentiment_score":0.1017562597990036,"channel":0,"num_words":1,"start":154.38,"end":154.88},{"sentences":[{"text":"So,","start":154.45,"end":154.905,"sentiment":"neutral","sentiment_score":0.11587819457054138}],"sentiment":"neutral","sentiment_score":0.11587819457054138,"channel":1,"num_words":1,"start":154.45,"end":154.905},{"sentences":[{"text":"Yep.","start":155.175,"end":155.675,"sentiment":"neutral","sentiment_score":0.11491002887487411}],"sentiment":"neutral","sentiment_score":0.11491002887487411,"channel":0,"num_words":1,"start":155.175,"end":155.675},{"sentences":[{"text":"yep.","start":155.385,"end":155.885,"sentiment":"neutral","sentiment_score":0.18263359367847443}],"sentiment":"neutral","sentiment_score":0.18263359367847443,"channel":1,"num_words":1,"start":155.385,"end":155.885},{"sentences":[{"text":"Perfect.","start":155.735,"end":156.235,"sentiment":"positive","sentiment_score":0.36701130867004395},{"text":"And before the end of the financial year, do you need to make that NOI back on the contribution?","start":156.455,"end":165.035,"sentiment":"neutral","sentiment_score":0.03914195916762477},{"text":"Do you know how you are contributing after tax?","start":165.575,"end":168.555,"sentiment":"neutral","sentiment_score":0.011173950301276313}],"sentiment":"neutral","sentiment_score":0.04176807191608281,"channel":0,"num_words":29,"start":155.735,"end":168.555},{"sentences":[{"text":"What do we normally we normally gotta get a a form from you guys","start":170.48,"end":175.04001,"sentiment":"neutral","sentiment_score":0.014052662067115307}],"sentiment":"neutral","sentiment_score":0.014052662067115307,"channel":1,"num_words":14,"start":170.48,"end":175.04001},{"sentences":[{"text":"Yes.","start":174.97,"end":175.47,"sentiment":"neutral","sentiment_score":0.028230085968971252}],"sentiment":"neutral","sentiment_score":0.028230085968971252,"channel":0,"num_words":1,"start":174.97,"end":175.47},{"sentences":[{"text":"to say that we're claiming the tax.","start":175.04001,"end":176.98,"sentiment":"neutral","sentiment_score":0.01684171493564333}],"sentiment":"neutral","sentiment_score":0.01684171493564333,"channel":1,"num_words":7,"start":175.04001,"end":176.98},{"sentences":[{"text":"Yes.","start":177.45,"end":177.84999,"sentiment":"neutral","sentiment_score":0.06623783707618713},{"text":"So I can make a little note on on our end.","start":177.84999,"end":181.47,"sentiment":"neutral","sentiment_score":0.07485913248224692}],"sentiment":"neutral","sentiment_score":0.0741406911984086,"channel":0,"num_words":12,"start":177.45,"end":181.47},{"sentences":[{"text":"Yep.","start":181.6,"end":181.92,"sentiment":"neutral","sentiment_score":0.04958200454711914},{"text":"That'd","start":181.92,"end":182.16,"sentiment":"neutral","sentiment_score":0.02111099660396576}],"sentiment":"neutral","sentiment_score":0.03534650057554245,"channel":1,"num_words":2,"start":181.6,"end":182.16},{"sentences":[{"text":"So just","start":181.995,"end":182.395,"sentiment":"neutral","sentiment_score":0.005635989829897881}],"sentiment":"neutral","sentiment_score":0.005635989829897881,"channel":0,"num_words":2,"start":181.995,"end":182.395},{"sentences":[{"text":"be","start":182.16,"end":182.40001,"sentiment":"neutral","sentiment_score":-0.015250571072101591}],"sentiment":"neutral","sentiment_score":-0.015250571072101591,"channel":1,"num_words":1,"start":182.16,"end":182.40001},{"sentences":[{"text":"before","start":182.395,"end":182.715,"sentiment":"neutral","sentiment_score":-0.028528913855552673}],"sentiment":"neutral","sentiment_score":-0.028528913855552673,"channel":0,"num_words":1,"start":182.395,"end":182.715},{"sentences":[{"text":"good.","start":182.40001,"end":182.90001,"sentiment":"neutral","sentiment_score":-0.02214531973004341}],"sentiment":"neutral","sentiment_score":-0.02214531973004341,"channel":1,"num_words":1,"start":182.40001,"end":182.90001},{"sentences":[{"text":"the end of the financial year, couple of weeks before just in case, obviously, you have '24 and stuff.","start":182.715,"end":188.555,"sentiment":"neutral","sentiment_score":-0.0241050086915493},{"text":"It's a little bit slower that some of the attempt to be quite busy, that will kind of reach out and look to do that NOI for","start":188.555,"end":195.515,"sentiment":"neutral","sentiment_score":-0.08315693911302972}],"sentiment":"neutral","sentiment_score":-0.05876592437372259,"channel":0,"num_words":46,"start":182.715,"end":195.515},{"sentences":[{"text":"Yes.","start":195.28499,"end":195.78499,"sentiment":"neutral","sentiment_score":0.009753363206982613}],"sentiment":"neutral","sentiment_score":0.009753363206982613,"channel":1,"num_words":1,"start":195.28499,"end":195.78499},{"sentences":[{"text":"you.","start":195.515,"end":195.87,"sentiment":"neutral","sentiment_score":0.04351126775145531}],"sentiment":"neutral","sentiment_score":0.04351126775145531,"channel":0,"num_words":1,"start":195.515,"end":195.87},{"sentences":[{"text":"Yep.","start":195.92499,"end":196.245,"sentiment":"neutral","sentiment_score":0.09665509313344955},{"text":"Perfect.","start":196.245,"end":196.745,"sentiment":"neutral","sentiment_score":0.25143077969551086}],"sentiment":"neutral","sentiment_score":0.1740429364144802,"channel":1,"num_words":2,"start":195.92499,"end":196.745},{"sentences":[{"text":"Perfect.","start":197.70999,"end":198.03,"sentiment":"neutral","sentiment_score":0.20454883575439453},{"text":"Asset wise, I have your property about $3.70 with about 18,000 owing.","start":198.03,"end":203.65,"sentiment":"neutral","sentiment_score":0.07920277056594689}],"sentiment":"neutral","sentiment_score":0.08884477558044288,"channel":0,"num_words":13,"start":197.70999,"end":203.65},{"sentences":[{"text":"The home property that is now","start":205.39,"end":207.31,"sentiment":"neutral","sentiment_score":0.03533692161242167}],"sentiment":"neutral","sentiment_score":0.03533692161242167,"channel":1,"num_words":6,"start":205.39,"end":207.31},{"sentences":[{"text":"Yes.","start":207.23,"end":207.73,"sentiment":"neutral","sentiment_score":0.029387934133410457}],"sentiment":"neutral","sentiment_score":0.029387934133410457,"channel":0,"num_words":1,"start":207.23,"end":207.73},{"sentences":[{"text":"paid off.","start":207.31,"end":208.13,"sentiment":"neutral","sentiment_score":0.03467945754528046}],"sentiment":"neutral","sentiment_score":0.03467945754528046,"channel":1,"num_words":2,"start":207.31,"end":208.13},{"sentences":[{"text":"Oh,","start":208.92499,"end":209.42499,"sentiment":"neutral","sentiment_score":0.07614459097385406}],"sentiment":"neutral","sentiment_score":0.07614459097385406,"channel":0,"num_words":1,"start":208.92499,"end":209.42499},{"sentences":[{"text":"Land value is going up, but I","start":213.96501,"end":215.725,"sentiment":"neutral","sentiment_score":0.08631190657615662}],"sentiment":"neutral","sentiment_score":0.08631190657615662,"channel":1,"num_words":7,"start":213.96501,"end":215.725},{"sentences":[{"text":"amazing.","start":215.485,"end":215.985,"sentiment":"neutral","sentiment_score":0.14672747254371643}],"sentiment":"neutral","sentiment_score":0.14672747254371643,"channel":0,"num_words":1,"start":215.485,"end":215.985},{"sentences":[{"text":"just not putting my finger on where the rates are at the moment.","start":215.725,"end":219.10501,"sentiment":"neutral","sentiment_score":-0.0723150630409901}],"sentiment":"neutral","sentiment_score":-0.0723150630409901,"channel":1,"num_words":13,"start":215.725,"end":219.10501},{"sentences":[{"text":"No.","start":219.56499,"end":219.885,"sentiment":"neutral","sentiment_score":-0.0687880888581276},{"text":"That's okay.","start":219.885,"end":220.525,"sentiment":"neutral","sentiment_score":-0.002603445202112198},{"text":"Do you think if I leave it around $3.70 to 400 would be a fair","start":220.525,"end":224.92,"sentiment":"neutral","sentiment_score":0.037674910575151446}],"sentiment":"neutral","sentiment_score":0.027284926631384425,"channel":0,"num_words":18,"start":219.56499,"end":224.92},{"sentences":[{"text":"Yeah.","start":224.52501,"end":224.845,"sentiment":"neutral","sentiment_score":0.08953141421079636},{"text":"Perfect.","start":224.845,"end":225.32501,"sentiment":"neutral","sentiment_score":0.22621166706085205}],"sentiment":"neutral","sentiment_score":0.1578715406358242,"channel":1,"num_words":2,"start":224.52501,"end":225.32501},{"sentences":[{"text":"estimate?","start":224.92,"end":225.42,"sentiment":"neutral","sentiment_score":0.08416780829429626}],"sentiment":"neutral","sentiment_score":0.08416780829429626,"channel":0,"num_words":1,"start":224.92,"end":225.42},{"sentences":[{"text":"$3.80 was","start":225.32501,"end":225.96501,"sentiment":"neutral","sentiment_score":0.028911836445331573}],"sentiment":"neutral","sentiment_score":0.028911836445331573,"channel":1,"num_words":2,"start":225.32501,"end":225.96501},{"sentences":[{"text":"Yep.","start":225.95999,"end":226.45999,"sentiment":"neutral","sentiment_score":0.03527948260307312}],"sentiment":"neutral","sentiment_score":0.03527948260307312,"channel":0,"num_words":1,"start":225.95999,"end":226.45999},{"sentences":[{"text":"where I was gonna put you at.","start":225.96501,"end":227.085,"sentiment":"neutral","sentiment_score":0.023109053394624164},{"text":"So yep.","start":227.085,"end":227.88,"sentiment":"neutral","sentiment_score":0.0712424423545599}],"sentiment":"neutral","sentiment_score":0.03380536205238766,"channel":1,"num_words":9,"start":225.96501,"end":227.88},{"sentences":[{"text":"Right.","start":228.04,"end":228.35999,"sentiment":"neutral","sentiment_score":0.28001126646995544},{"text":"Perfect.","start":228.35999,"end":228.85999,"sentiment":"positive","sentiment_score":0.653006374835968},{"text":"I also have a a work truck about 60,000.","start":230.04,"end":233.81999,"sentiment":"neutral","sentiment_score":0.17508538564046225}],"sentiment":"neutral","sentiment_score":0.22807146473364395,"channel":0,"num_words":11,"start":228.04,"end":233.81999},{"sentences":[{"text":"Yes.","start":235.0,"end":235.5,"sentiment":"neutral","sentiment_score":0.08747345954179764}],"sentiment":"neutral","sentiment_score":0.08747345954179764,"channel":1,"num_words":1,"start":235.0,"end":235.5},{"sentences":[{"text":"Yeah.","start":235.895,"end":236.215,"sentiment":"neutral","sentiment_score":0.07654620707035065},{"text":"And a master about 79.","start":236.215,"end":238.395,"sentiment":"neutral","sentiment_score":0.07959283292293548}],"sentiment":"neutral","sentiment_score":0.07908506194750468,"channel":0,"num_words":6,"start":235.895,"end":238.395},{"sentences":[{"text":"Yeah.","start":239.72,"end":240.20001,"sentiment":"neutral","sentiment_score":0.06831996142864227},{"text":"Yep.","start":240.20001,"end":240.52,"sentiment":"neutral","sentiment_score":0.05769693106412888},{"text":"Yeah.","start":240.52,"end":240.76001,"sentiment":"neutral","sentiment_score":0.04374614730477333},{"text":"That","start":240.76001,"end":241.0,"sentiment":"neutral","sentiment_score":0.03925267234444618}],"sentiment":"neutral","sentiment_score":0.052253928035497665,"channel":1,"num_words":4,"start":239.72,"end":241.0},{"sentences":[{"text":"Yeah.","start":240.935,"end":241.435,"sentiment":"neutral","sentiment_score":0.02757351286709309}],"sentiment":"neutral","sentiment_score":0.02757351286709309,"channel":0,"num_words":1,"start":240.935,"end":241.435},{"sentences":[{"text":"cost us 80, that thing.","start":241.0,"end":242.12001,"sentiment":"neutral","sentiment_score":0.05335726961493492},{"text":"Yes.","start":242.12001,"end":242.415,"sentiment":"neutral","sentiment_score":0.06317321956157684}],"sentiment":"neutral","sentiment_score":0.05499326127270857,"channel":1,"num_words":6,"start":241.0,"end":242.415},{"sentences":[{"text":"Yeah.","start":243.015,"end":243.515,"sentiment":"neutral","sentiment_score":0.06196782737970352}],"sentiment":"neutral","sentiment_score":0.06196782737970352,"channel":0,"num_words":1,"start":243.015,"end":243.515},{"sentences":[{"text":"And we also have a Toyota Horlux ute","start":243.215,"end":245.95499,"sentiment":"neutral","sentiment_score":0.09078655717894435}],"sentiment":"neutral","sentiment_score":0.09078655717894435,"channel":1,"num_words":8,"start":243.215,"end":245.95499},{"sentences":[{"text":"Oh, perfect.","start":245.895,"end":246.875,"sentiment":"positive","sentiment_score":0.4657666087150574}],"sentiment":"positive","sentiment_score":0.4657666087150574,"channel":0,"num_words":2,"start":245.895,"end":246.875},{"sentences":[{"text":"worth 20 as well.","start":246.655,"end":247.875,"sentiment":"neutral","sentiment_score":0.2161959894001484}],"sentiment":"neutral","sentiment_score":0.2161959894001484,"channel":1,"num_words":4,"start":246.655,"end":247.875},{"sentences":[{"text":"Worth 20.","start":248.48,"end":249.21999,"sentiment":"neutral","sentiment_score":0.07505090534687042},{"text":"Nothing owing on any of them?","start":249.59999,"end":251.29999,"sentiment":"neutral","sentiment_score":-0.014978305126229921}],"sentiment":"neutral","sentiment_score":0.007528997492045164,"channel":0,"num_words":8,"start":248.48,"end":251.29999},{"sentences":[{"text":"No.","start":251.69499,"end":251.935,"sentiment":"neutral","sentiment_score":-0.11673512309789658},{"text":"They're all paid for.","start":251.935,"end":253.075,"sentiment":"neutral","sentiment_score":-0.07857535406947136}],"sentiment":"neutral","sentiment_score":-0.0862073078751564,"channel":1,"num_words":5,"start":251.69499,"end":253.075},{"sentences":[{"text":"No.","start":252.71999,"end":253.21999,"sentiment":"neutral","sentiment_score":-0.01668737828731537},{"text":"Perfect.","start":253.51999,"end":254.0,"sentiment":"neutral","sentiment_score":0.18070939183235168},{"text":"And also","start":254.0,"end":254.64,"sentiment":"neutral","sentiment_score":0.026544921100139618}],"sentiment":"neutral","sentiment_score":0.05427796393632889,"channel":0,"num_words":4,"start":252.71999,"end":254.64},{"sentences":[{"text":"Got it.","start":254.33499,"end":254.995,"sentiment":"neutral","sentiment_score":0.03511643968522549}],"sentiment":"neutral","sentiment_score":0.03511643968522549,"channel":1,"num_words":2,"start":254.33499,"end":254.995},{"sentences":[{"text":"business loan for about 50,000?","start":254.64,"end":256.58,"sentiment":"neutral","sentiment_score":0.014247740153223276}],"sentiment":"neutral","sentiment_score":0.014247740153223276,"channel":0,"num_words":5,"start":254.64,"end":256.58},{"sentences":[{"text":"That has you're gonna laugh at me.","start":258.32,"end":262.32,"sentiment":"neutral","sentiment_score":-0.17236882661070144},{"text":"I'm looking around thinking, where's my phone so I can look that up?","start":262.32,"end":264.88,"sentiment":"neutral","sentiment_score":-0.026879556477069855},{"text":"Yeah.","start":264.88,"end":265.12,"sentiment":"neutral","sentiment_score":0.011620181612670422},{"text":"I'm talking to you.","start":265.12,"end":266.26,"sentiment":"neutral","sentiment_score":0.013702585245482624}],"sentiment":"neutral","sentiment_score":-0.059583419915288684,"channel":1,"num_words":25,"start":258.32,"end":266.26},{"sentences":[{"text":"That's okay.","start":266.73502,"end":267.295,"sentiment":"neutral","sentiment_score":0.09474266320466995},{"text":"Busy day.","start":267.295,"end":268.11502,"sentiment":"neutral","sentiment_score":0.06825005635619164}],"sentiment":"neutral","sentiment_score":0.0814963597804308,"channel":0,"num_words":4,"start":266.73502,"end":268.11502},{"sentences":[{"text":"Yeah.","start":268.4,"end":268.72,"sentiment":"neutral","sentiment_score":0.04032057523727417},{"text":"Yep.","start":268.72,"end":269.22,"sentiment":"neutral","sentiment_score":0.038040902465581894},{"text":"I think it's down to about 30 now.","start":269.36,"end":271.46,"sentiment":"neutral","sentiment_score":-0.0028835936973337084}],"sentiment":"neutral","sentiment_score":0.005529272812418639,"channel":1,"num_words":10,"start":268.4,"end":271.46},{"sentences":[{"text":"But 30.","start":271.45502,"end":272.17502,"sentiment":"neutral","sentiment_score":0.04389931634068489},{"text":"Amazing.","start":272.17502,"end":272.67502,"sentiment":"positive","sentiment_score":0.46900659799575806},{"text":"Perfect.","start":272.73502,"end":273.23502,"sentiment":"positive","sentiment_score":0.49383407831192017}],"sentiment":"neutral","sentiment_score":0.262659827247262,"channel":0,"num_words":4,"start":271.45502,"end":273.23502},{"sentences":[{"text":"Yep.","start":273.095,"end":273.595,"sentiment":"neutral","sentiment_score":0.2887394428253174}],"sentiment":"neutral","sentiment_score":0.2887394428253174,"channel":1,"num_words":1,"start":273.095,"end":273.595},{"sentences":[{"text":"That's","start":274.81,"end":275.31,"sentiment":"neutral","sentiment_score":0.25635743141174316}],"sentiment":"neutral","sentiment_score":0.25635743141174316,"channel":0,"num_words":1,"start":274.81,"end":275.31},{"sentences":[{"text":"So we're getting close","start":275.89502,"end":276.77502,"sentiment":"neutral","sentiment_score":0.30226220935583115}],"sentiment":"neutral","sentiment_score":0.30226220935583115,"channel":1,"num_words":4,"start":275.89502,"end":276.77502},{"sentences":[{"text":"good.","start":276.61,"end":277.11,"sentiment":"positive","sentiment_score":0.35681623220443726}],"sentiment":"positive","sentiment_score":0.35681623220443726,"channel":0,"num_words":1,"start":276.61,"end":277.11},{"sentences":[{"text":"to paying the bugger off.","start":276.77502,"end":278.075,"sentiment":"neutral","sentiment_score":0.1768669754266739}],"sentiment":"neutral","sentiment_score":0.1768669754266739,"channel":1,"num_words":5,"start":276.77502,"end":278.075},{"sentences":[{"text":"Yeah.","start":278.41,"end":278.81,"sentiment":"neutral","sentiment_score":0.151482492685318},{"text":"No.","start":278.81,"end":279.13,"sentiment":"neutral","sentiment_score":0.18519337475299835},{"text":"That's really good.","start":279.13,"end":280.35,"sentiment":"positive","sentiment_score":0.34296568234761554},{"text":"And","start":280.49,"end":280.99,"sentiment":"neutral","sentiment_score":0.1545860320329666}],"sentiment":"neutral","sentiment_score":0.2533598244190216,"channel":0,"num_words":6,"start":278.41,"end":280.99},{"sentences":[{"text":"It is.","start":280.61502,"end":281.355,"sentiment":"neutral","sentiment_score":0.13018032908439636}],"sentiment":"neutral","sentiment_score":0.13018032908439636,"channel":1,"num_words":2,"start":280.61502,"end":281.355},{"sentences":[{"text":"health and lifestyle wise, any changes?","start":281.77,"end":283.93,"sentiment":"neutral","sentiment_score":0.05682002194225788},{"text":"Still a nonsmoker, no major","start":283.93,"end":286.25,"sentiment":"neutral","sentiment_score":0.0254417285323143}],"sentiment":"neutral","sentiment_score":0.042557161301374435,"channel":0,"num_words":11,"start":281.77,"end":286.25},{"sentences":[{"text":"Correct.","start":286.21,"end":286.71,"sentiment":"neutral","sentiment_score":0.020403027534484863}],"sentiment":"neutral","sentiment_score":0.020403027534484863,"channel":1,"num_words":1,"start":286.21,"end":286.71},{"sentences":[{"text":"issues, or medication?","start":286.25,"end":287.63,"sentiment":"neutral","sentiment_score":0.005348012782633305}],"sentiment":"neutral","sentiment_score":0.005348012782633305,"channel":0,"num_words":3,"start":286.25,"end":287.63},{"sentences":[{"text":"No.","start":288.53,"end":288.69,"sentiment":"neutral","sentiment_score":0.023625677451491356}],"sentiment":"neutral","sentiment_score":0.023625677451491356,"channel":1,"num_words":1,"start":288.53,"end":288.69},{"sentences":[{"text":"Perfect.","start":288.635,"end":289.135,"sentiment":"neutral","sentiment_score":0.19346237182617188}],"sentiment":"neutral","sentiment_score":0.19346237182617188,"channel":0,"num_words":1,"start":288.635,"end":289.135},{"sentences":[{"text":"I passed a physical test recently for the local fire brigade, so","start":288.69,"end":293.99,"sentiment":"neutral","sentiment_score":0.13561275911827883}],"sentiment":"neutral","sentiment_score":0.13561275911827883,"channel":1,"num_words":12,"start":288.69,"end":293.99},{"sentences":[{"text":"Oh, nice.","start":293.915,"end":294.655,"sentiment":"neutral","sentiment_score":0.31222476065158844}],"sentiment":"neutral","sentiment_score":0.31222476065158844,"channel":0,"num_words":2,"start":293.915,"end":294.655},{"sentences":[{"text":"just passed the medical recently.","start":294.53,"end":295.90997,"sentiment":"neutral","sentiment_score":0.2148550719022751}],"sentiment":"neutral","sentiment_score":0.2148550719022751,"channel":1,"num_words":5,"start":294.53,"end":295.90997},{"sentences":[{"text":"Oh, yeah.","start":296.635,"end":297.035,"sentiment":"neutral","sentiment_score":0.07213907316327095},{"text":"Are you gonna do that, like, just kind of volunteering, or is that paid as well?","start":297.035,"end":300.975,"sentiment":"neutral","sentiment_score":0.03868191491346806}],"sentiment":"neutral","sentiment_score":0.04239937694122394,"channel":0,"num_words":18,"start":296.635,"end":300.975},{"sentences":[{"text":"No.","start":301.48502,"end":301.645,"sentiment":"neutral","sentiment_score":-0.031565017998218536},{"text":"That's volunteering.","start":301.645,"end":302.465,"sentiment":"neutral","sentiment_score":-0.0043790029594674715},{"text":"So, yeah,","start":302.605,"end":303.085,"sentiment":"neutral","sentiment_score":0.049066564068198204}],"sentiment":"neutral","sentiment_score":0.011562020843848586,"channel":1,"num_words":5,"start":301.48502,"end":303.085},{"sentences":[{"text":"Yep.","start":302.94,"end":303.44,"sentiment":"neutral","sentiment_score":0.07084839046001434}],"sentiment":"neutral","sentiment_score":0.07084839046001434,"channel":0,"num_words":1,"start":302.94,"end":303.44},{"sentences":[{"text":"I've been doing that for thirty five years now.","start":303.085,"end":305.665,"sentiment":"neutral","sentiment_score":0.054117773142125875},{"text":"So","start":306.285,"end":306.785,"sentiment":"neutral","sentiment_score":0.013956360518932344}],"sentiment":"neutral","sentiment_score":0.05010163187980652,"channel":1,"num_words":10,"start":303.085,"end":306.785},{"sentences":[{"text":"Oh, no.","start":306.37997,"end":306.96,"sentiment":"neutral","sentiment_score":0.009243159554898739},{"text":"Enjoy","start":307.18,"end":307.58,"sentiment":"neutral","sentiment_score":0.04084545001387596}],"sentiment":"neutral","sentiment_score":0.019777256374557812,"channel":0,"num_words":3,"start":306.37997,"end":307.58},{"sentences":[{"text":"yeah.","start":307.405,"end":307.905,"sentiment":"neutral","sentiment_score":0.04286938160657883}],"sentiment":"neutral","sentiment_score":0.04286938160657883,"channel":1,"num_words":1,"start":307.405,"end":307.905},{"sentences":[{"text":"it?","start":307.58,"end":308.08,"sentiment":"neutral","sentiment_score":0.033815331757068634}],"sentiment":"neutral","sentiment_score":0.033815331757068634,"channel":0,"num_words":1,"start":307.58,"end":308.08},{"sentences":[{"text":"Yeah.","start":309.565,"end":309.725,"sentiment":"neutral","sentiment_score":-0.013843508437275888},{"text":"I'm getting a bit long on the tooth on it now, as in getting a bit over it, but we had Tuesday night.","start":309.725,"end":315.64,"sentiment":"neutral","sentiment_score":-0.09301667992511521},{"text":"We had it called out at 01:00 in the afternoon.","start":315.64,"end":318.2,"sentiment":"neutral","sentiment_score":-0.017169572319835423},{"text":"We're out there until midnight up the side of","start":318.2,"end":320.38,"sentiment":"neutral","sentiment_score":-0.024808250574602023}],"sentiment":"neutral","sentiment_score":-0.05926039825778368,"channel":1,"num_words":43,"start":309.565,"end":320.38},{"sentences":[{"text":"Oh, I know.","start":320.125,"end":320.785,"sentiment":"neutral","sentiment_score":-0.07101088762283325}],"sentiment":"neutral","sentiment_score":-0.07101088762283325,"channel":0,"num_words":3,"start":320.125,"end":320.785},{"sentences":[{"text":"a quite a steep hill and, yeah, trying to put a fire out.","start":320.84003,"end":323.40002,"sentiment":"neutral","sentiment_score":-0.11755459297161835},{"text":"So so","start":323.40002,"end":324.275,"sentiment":"neutral","sentiment_score":-0.061669670045375824}],"sentiment":"neutral","sentiment_score":-0.11010326991478601,"channel":1,"num_words":15,"start":320.84003,"end":324.275},{"sentences":[{"text":"Yeah.","start":324.285,"end":324.525,"sentiment":"neutral","sentiment_score":-0.08095559477806091},{"text":"That's pretty crazy.","start":324.525,"end":325.585,"sentiment":"neutral","sentiment_score":-0.14804965257644653}],"sentiment":"neutral","sentiment_score":-0.13127613812685013,"channel":0,"num_words":4,"start":324.285,"end":325.585},{"sentences":[{"text":"but yeah.","start":325.615,"end":325.85498,"sentiment":"neutral","sentiment_score":-0.07462215051054955},{"text":"And then we've got, you know, road crash and building fires and all that sort of stuff as well that we handle as well.","start":325.85498,"end":330.335,"sentiment":"neutral","sentiment_score":-0.04599764539549748},{"text":"So","start":330.335,"end":330.835,"sentiment":"neutral","sentiment_score":-0.005116894841194153}],"sentiment":"neutral","sentiment_score":-0.046603877235341956,"channel":1,"num_words":27,"start":325.615,"end":330.835},{"sentences":[{"text":"Yeah.","start":330.53998,"end":331.03998,"sentiment":"neutral","sentiment_score":0.0031038857996463776},{"text":"Yeah.","start":331.09998,"end":331.59998,"sentiment":"neutral","sentiment_score":-0.028455737978219982},{"text":"At","start":331.74,"end":331.81998,"sentiment":"neutral","sentiment_score":-0.2776337265968323}],"sentiment":"neutral","sentiment_score":-0.1009951929251353,"channel":0,"num_words":3,"start":330.53998,"end":331.81998},{"sentences":[{"text":"that","start":331.775,"end":332.01498,"sentiment":"neutral","sentiment_score":-0.27369076013565063}],"sentiment":"neutral","sentiment_score":-0.27369076013565063,"channel":1,"num_words":1,"start":331.775,"end":332.01498},{"sentences":[{"text":"least","start":331.81998,"end":332.06,"sentiment":"neutral","sentiment_score":-0.30460599064826965}],"sentiment":"neutral","sentiment_score":-0.30460599064826965,"channel":0,"num_words":1,"start":331.81998,"end":332.06},{"sentences":[{"text":"had","start":332.01498,"end":332.335,"sentiment":"neutral","sentiment_score":-0.25246962904930115}],"sentiment":"neutral","sentiment_score":-0.25246962904930115,"channel":1,"num_words":1,"start":332.01498,"end":332.335},{"sentences":[{"text":"it keeps","start":332.06,"end":332.53998,"sentiment":"neutral","sentiment_score":-0.29825036227703094}],"sentiment":"neutral","sentiment_score":-0.29825036227703094,"channel":0,"num_words":2,"start":332.06,"end":332.53998},{"sentences":[{"text":"quite","start":332.335,"end":332.655,"sentiment":"neutral","sentiment_score":-0.3066803812980652}],"sentiment":"neutral","sentiment_score":-0.3066803812980652,"channel":1,"num_words":1,"start":332.335,"end":332.655},{"sentences":[{"text":"it","start":332.53998,"end":332.78,"sentiment":"negative","sentiment_score":-0.3533996641635895}],"sentiment":"negative","sentiment_score":-0.3533996641635895,"channel":0,"num_words":1,"start":332.53998,"end":332.78},{"sentences":[{"text":"the","start":332.655,"end":333.155,"sentiment":"neutral","sentiment_score":-0.30812057852745056}],"sentiment":"neutral","sentiment_score":-0.30812057852745056,"channel":1,"num_words":1,"start":332.655,"end":333.155},{"sentences":[{"text":"very","start":332.78,"end":333.28,"sentiment":"neutral","sentiment_score":-0.3100161552429199}],"sentiment":"neutral","sentiment_score":-0.3100161552429199,"channel":0,"num_words":1,"start":332.78,"end":333.28},{"sentences":[{"text":"workload over the last six months.","start":333.615,"end":335.475,"sentiment":"neutral","sentiment_score":-0.29243140916029614}],"sentiment":"neutral","sentiment_score":-0.29243140916029614,"channel":1,"num_words":6,"start":333.615,"end":335.475},{"sentences":[{"text":"yeah.","start":335.74,"end":336.13998,"sentiment":"neutral","sentiment_score":-0.11807453632354736},{"text":"It keeps it very different from your other occupations.","start":336.13998,"end":338.8,"sentiment":"neutral","sentiment_score":-0.1344174494345983},{"text":"So different","start":339.18,"end":340.08,"sentiment":"neutral","sentiment_score":-0.023516549728810787}],"sentiment":"neutral","sentiment_score":-0.11457205672437946,"channel":0,"num_words":12,"start":335.74,"end":340.08},{"sentences":[{"text":"Yes.","start":340.41998,"end":340.82,"sentiment":"neutral","sentiment_score":-0.008374277502298355}],"sentiment":"neutral","sentiment_score":-0.008374277502298355,"channel":1,"num_words":1,"start":340.41998,"end":340.82},{"sentences":[{"text":"bit of","start":340.50497,"end":340.905,"sentiment":"neutral","sentiment_score":-0.010547569021582603}],"sentiment":"neutral","sentiment_score":-0.010547569021582603,"channel":0,"num_words":2,"start":340.50497,"end":340.905},{"sentences":[{"text":"Yep.","start":340.82,"end":341.32,"sentiment":"neutral","sentiment_score":-0.007796199526637793}],"sentiment":"neutral","sentiment_score":-0.007796199526637793,"channel":1,"num_words":1,"start":340.82,"end":341.32},{"sentences":[{"text":"variation.","start":340.905,"end":341.405,"sentiment":"neutral","sentiment_score":-0.014057754538953304}],"sentiment":"neutral","sentiment_score":-0.014057754538953304,"channel":0,"num_words":1,"start":340.905,"end":341.405},{"sentences":[{"text":"It is.","start":342.25998,"end":342.74,"sentiment":"neutral","sentiment_score":0.007329473737627267},{"text":"Yes.","start":342.74,"end":343.24,"sentiment":"neutral","sentiment_score":0.02110157534480095}],"sentiment":"neutral","sentiment_score":0.011920174273351828,"channel":1,"num_words":3,"start":342.25998,"end":343.24},{"sentences":[{"text":"Estate planning wise, you have a will and power of attorney nomination in place?","start":344.025,"end":349.245,"sentiment":"neutral","sentiment_score":0.03369438262390239}],"sentiment":"neutral","sentiment_score":0.03369438262390239,"channel":0,"num_words":14,"start":344.025,"end":349.245},{"sentences":[{"text":"I believe we do.","start":349.78,"end":350.97998,"sentiment":"neutral","sentiment_score":0.06933106295764446},{"text":"Yes.","start":350.97998,"end":351.375,"sentiment":"neutral","sentiment_score":0.06789131462574005}],"sentiment":"neutral","sentiment_score":0.06904311329126359,"channel":1,"num_words":5,"start":349.78,"end":351.375},{"sentences":[{"text":"Yep.","start":351.78497,"end":352.28497,"sentiment":"neutral","sentiment_score":0.07196741551160812}],"sentiment":"neutral","sentiment_score":0.07196741551160812,"channel":0,"num_words":1,"start":351.78497,"end":352.28497},{"sentences":[{"text":"We have a wheel in place.","start":352.175,"end":353.375,"sentiment":"neutral","sentiment_score":0.07358420143524806},{"text":"Yes.","start":353.375,"end":353.695,"sentiment":"neutral","sentiment_score":0.06230037659406662},{"text":"Correct.","start":353.695,"end":354.195,"sentiment":"neutral","sentiment_score":0.07545009255409241}],"sentiment":"neutral","sentiment_score":0.07240695971995592,"channel":1,"num_words":8,"start":352.175,"end":354.195},{"sentences":[{"text":"Yep.","start":354.2,"end":354.7,"sentiment":"neutral","sentiment_score":0.03847585245966911},{"text":"But you don't have anyone who makes, like, financial decisions on your behalf or earn any income overseas or anything like that?","start":355.48,"end":361.5,"sentiment":"neutral","sentiment_score":-0.02472188611599532}],"sentiment":"neutral","sentiment_score":-0.021974158351836,"channel":0,"num_words":23,"start":354.2,"end":361.5},{"sentences":[{"text":"No.","start":361.695,"end":362.195,"sentiment":"neutral","sentiment_score":-0.072797030210495}],"sentiment":"neutral","sentiment_score":-0.072797030210495,"channel":1,"num_words":1,"start":361.695,"end":362.195},{"sentences":[{"text":"No.","start":362.6,"end":363.08002,"sentiment":"neutral","sentiment_score":-0.02901858277618885},{"text":"Great.","start":363.08002,"end":363.58002,"sentiment":"neutral","sentiment_score":0.23239785432815552},{"text":"Now estate planning wise as well, I can see here that we haven't received the nomination forms back for your insurance and your superannuation.","start":364.6,"end":374.27502,"sentiment":"neutral","sentiment_score":0.10902174981310964},{"text":"So in the event that something would've happened to you too.","start":374.49503,"end":376.915,"sentiment":"neutral","sentiment_score":0.067977175116539},{"text":"Do you still have those forms, or would you like me to get the team to resend them to you?","start":377.05502,"end":382.81,"sentiment":"neutral","sentiment_score":0.049719111248850825}],"sentiment":"neutral","sentiment_score":0.08003565646185164,"channel":0,"num_words":57,"start":362.6,"end":382.81},{"sentences":[{"text":"Let me look through this pile of I'll get to it one day pile.","start":385.525,"end":388.985,"sentiment":"neutral","sentiment_score":0.013545125589839049},{"text":"Hang on a sec here.","start":390.805,"end":392.345,"sentiment":"neutral","sentiment_score":0.0057159621268510815},{"text":"I just see.","start":392.565,"end":393.125,"sentiment":"neutral","sentiment_score":-0.001389030988017718},{"text":"I might I might still have it.","start":393.125,"end":394.82498,"sentiment":"neutral","sentiment_score":-0.0070896730093019346}],"sentiment":"neutral","sentiment_score":0.005669543615959841,"channel":1,"num_words":29,"start":385.525,"end":394.82498},{"sentences":[{"text":"Yeah.","start":395.45502,"end":395.95502,"sentiment":"neutral","sentiment_score":0.0133739672601223}],"sentiment":"neutral","sentiment_score":0.0133739672601223,"channel":0,"num_words":1,"start":395.45502,"end":395.95502},{"sentences":[{"text":"There's an IQVU envelope.","start":401.46,"end":403.0,"sentiment":"neutral","sentiment_score":0.006969233159907162}],"sentiment":"neutral","sentiment_score":0.006969233159907162,"channel":1,"num_words":4,"start":401.46,"end":403.0},{"sentences":[{"text":"Could be that one.","start":404.19,"end":405.33,"sentiment":"neutral","sentiment_score":0.01526932930573821}],"sentiment":"neutral","sentiment_score":0.01526932930573821,"channel":0,"num_words":4,"start":404.19,"end":405.33},{"sentences":[{"text":"Possible.","start":405.62,"end":406.12,"sentiment":"neutral","sentiment_score":0.01274000946432352},{"text":"Got a return envelope.","start":406.9,"end":408.02,"sentiment":"neutral","sentiment_score":0.004132372094318271},{"text":"Been it.","start":408.02,"end":408.74,"sentiment":"neutral","sentiment_score":-0.0015288670547306538},{"text":"I didn't","start":408.74,"end":409.22,"sentiment":"neutral","sentiment_score":-0.0397639274597168}],"sentiment":"neutral","sentiment_score":-0.005924010131922034,"channel":1,"num_words":9,"start":405.62,"end":409.22},{"sentences":[{"text":"Yes.","start":409.15,"end":409.65,"sentiment":"neutral","sentiment_score":-0.031473442912101746}],"sentiment":"neutral","sentiment_score":-0.031473442912101746,"channel":0,"num_words":1,"start":409.15,"end":409.65},{"sentences":[{"text":"oh, gee.","start":409.54,"end":410.02,"sentiment":"neutral","sentiment_score":-0.06304831802845001},{"text":"That's been hard in a while.","start":410.02,"end":410.98,"sentiment":"neutral","sentiment_score":-0.20514895766973495},{"text":"That's 2,003 on that one.","start":410.98,"end":412.635,"sentiment":"neutral","sentiment_score":-0.04547280669212341}],"sentiment":"neutral","sentiment_score":-0.12187341657968667,"channel":1,"num_words":13,"start":409.54,"end":412.635},{"sentences":[{"text":"Is that does it say HAB 20","start":415.48502,"end":417.405,"sentiment":"neutral","sentiment_score":-0.015173333430928844}],"sentiment":"neutral","sentiment_score":-0.015173333430928844,"channel":0,"num_words":7,"start":415.48502,"end":417.405},{"sentences":[{"text":"Beneficiary","start":417.27502,"end":417.77502,"sentiment":"neutral","sentiment_score":-0.010836772620677948}],"sentiment":"neutral","sentiment_score":-0.010836772620677948,"channel":1,"num_words":1,"start":417.27502,"end":417.77502},{"sentences":[{"text":"four?","start":417.405,"end":417.905,"sentiment":"neutral","sentiment_score":-0.01758386567234993}],"sentiment":"neutral","sentiment_score":-0.01758386567234993,"channel":0,"num_words":1,"start":417.405,"end":417.905},{"sentences":[{"text":"details,","start":418.075,"end":418.575,"sentiment":"neutral","sentiment_score":-0.014653523452579977}],"sentiment":"neutral","sentiment_score":-0.014653523452579977,"channel":1,"num_words":1,"start":418.075,"end":418.575},{"sentences":[{"text":"And Yes.","start":418.125,"end":419.505,"sentiment":"neutral","sentiment_score":-0.002631654730066657}],"sentiment":"neutral","sentiment_score":-0.002631654730066657,"channel":0,"num_words":2,"start":418.125,"end":419.505},{"sentences":[{"text":"plan","start":419.995,"end":420.495,"sentiment":"neutral","sentiment_score":-0.0057333093136549}],"sentiment":"neutral","sentiment_score":-0.0057333093136549,"channel":1,"num_words":1,"start":419.995,"end":420.495},{"sentences":[{"text":"Yes.","start":420.125,"end":420.625,"sentiment":"neutral","sentiment_score":-0.001846900209784508}],"sentiment":"neutral","sentiment_score":-0.001846900209784508,"channel":0,"num_words":1,"start":420.125,"end":420.625},{"sentences":[{"text":"details, all that.","start":420.55502,"end":421.355,"sentiment":"neutral","sentiment_score":-0.01107544389863809},{"text":"So is the o three one","start":421.355,"end":422.475,"sentiment":"neutral","sentiment_score":-0.010979275840024153}],"sentiment":"neutral","sentiment_score":-0.011011331859562132,"channel":1,"num_words":9,"start":420.55502,"end":422.475},{"sentences":[{"text":"Yes.","start":422.445,"end":422.945,"sentiment":"neutral","sentiment_score":-0.010081704705953598}],"sentiment":"neutral","sentiment_score":-0.010081704705953598,"channel":0,"num_words":1,"start":422.445,"end":422.945},{"sentences":[{"text":"still gonna be relevant, or do I need a new one?","start":422.475,"end":424.575,"sentiment":"neutral","sentiment_score":-0.049110334027897225}],"sentiment":"neutral","sentiment_score":-0.049110334027897225,"channel":1,"num_words":11,"start":422.475,"end":424.575},{"sentences":[{"text":"No.","start":426.125,"end":426.525,"sentiment":"neutral","sentiment_score":-0.1349375545978546},{"text":"It hasn't changed.","start":426.525,"end":427.825,"sentiment":"neutral","sentiment_score":-0.12131226311127345}],"sentiment":"neutral","sentiment_score":-0.12471858598291873,"channel":0,"num_words":4,"start":426.125,"end":427.825},{"sentences":[{"text":"Alright.","start":428.31003,"end":428.81003,"sentiment":"neutral","sentiment_score":0.016553279012441635},{"text":"Cool.","start":428.87003,"end":429.37003,"sentiment":"neutral","sentiment_score":0.1179349347949028}],"sentiment":"neutral","sentiment_score":0.06724410690367222,"channel":1,"num_words":2,"start":428.31003,"end":429.37003},{"sentences":[{"text":"That should all be the same because you","start":429.09003,"end":432.53003,"sentiment":"neutral","sentiment_score":0.11752992495894432}],"sentiment":"neutral","sentiment_score":0.11752992495894432,"channel":0,"num_words":8,"start":429.09003,"end":432.53003},{"sentences":[{"text":"Beneficiary","start":432.47,"end":432.97,"sentiment":"neutral","sentiment_score":0.06717030704021454}],"sentiment":"neutral","sentiment_score":0.06717030704021454,"channel":1,"num_words":1,"start":432.47,"end":432.97},{"sentences":[{"text":"haven't changed your","start":432.53003,"end":433.33002,"sentiment":"neutral","sentiment_score":0.03363018731276194}],"sentiment":"neutral","sentiment_score":0.03363018731276194,"channel":0,"num_words":3,"start":432.53003,"end":433.33002},{"sentences":[{"text":"nomination","start":433.19,"end":433.69,"sentiment":"neutral","sentiment_score":-0.023327816277742382}],"sentiment":"neutral","sentiment_score":-0.023327816277742382,"channel":1,"num_words":1,"start":433.19,"end":433.69},{"sentences":[{"text":"due for","start":433.33002,"end":433.81003,"sentiment":"neutral","sentiment_score":0.035278281196951866}],"sentiment":"neutral","sentiment_score":0.035278281196951866,"channel":0,"num_words":2,"start":433.33002,"end":433.81003},{"sentences":[{"text":"form.","start":433.75,"end":433.99002,"sentiment":"neutral","sentiment_score":0.007061770185828209}],"sentiment":"neutral","sentiment_score":0.007061770185828209,"channel":1,"num_words":1,"start":433.75,"end":433.99002},{"sentences":[{"text":"your insurance.","start":433.81003,"end":434.47,"sentiment":"neutral","sentiment_score":-0.013742562383413315}],"sentiment":"neutral","sentiment_score":-0.013742562383413315,"channel":0,"num_words":2,"start":433.81003,"end":434.47},{"sentences":[{"text":"That's what it says at the front.","start":433.99002,"end":435.69,"sentiment":"neutral","sentiment_score":0.012161383272281714}],"sentiment":"neutral","sentiment_score":0.012161383272281714,"channel":1,"num_words":7,"start":433.99002,"end":435.69},{"sentences":[{"text":"Yes.","start":436.29,"end":436.79,"sentiment":"neutral","sentiment_score":0.07989746332168579}],"sentiment":"neutral","sentiment_score":0.07989746332168579,"channel":0,"num_words":1,"start":436.29,"end":436.79},{"sentences":[{"text":"Yep.","start":437.19,"end":437.51,"sentiment":"neutral","sentiment_score":0.13912707567214966},{"text":"Cool.","start":437.51,"end":437.83002,"sentiment":"neutral","sentiment_score":0.2721608877182007},{"text":"Alright.","start":437.83002,"end":438.15002,"sentiment":"neutral","sentiment_score":0.26498231291770935},{"text":"I'll put that on my desk.","start":438.15002,"end":439.11002,"sentiment":"neutral","sentiment_score":0.303046390414238},{"text":"I'll fill that out today.","start":439.11002,"end":440.25,"sentiment":"neutral","sentiment_score":0.30666890144348147}],"sentiment":"neutral","sentiment_score":0.28770665185792105,"channel":1,"num_words":14,"start":437.19,"end":440.25},{"sentences":[{"text":"Okay.","start":440.465,"end":440.865,"sentiment":"positive","sentiment_score":0.33720725774765015},{"text":"Amazing.","start":440.865,"end":441.365,"sentiment":"positive","sentiment_score":0.45318663120269775},{"text":"If you have any questions about who to nominate or which type of nomination to make,","start":441.425,"end":446.805,"sentiment":"neutral","sentiment_score":0.17359575489535928}],"sentiment":"neutral","sentiment_score":0.19821810929311645,"channel":0,"num_words":18,"start":440.465,"end":446.805},{"sentences":[{"text":"Yep.","start":447.165,"end":447.665,"sentiment":"neutral","sentiment_score":0.06596621125936508}],"sentiment":"neutral","sentiment_score":0.06596621125936508,"channel":1,"num_words":1,"start":447.165,"end":447.665},{"sentences":[{"text":"just let me know because it can be a little bit confusing sometimes.","start":447.585,"end":450.485,"sentiment":"neutral","sentiment_score":-0.058686559016887956}],"sentiment":"neutral","sentiment_score":-0.058686559016887956,"channel":0,"num_words":13,"start":447.585,"end":450.485},{"sentences":[{"text":"Right.","start":451.085,"end":451.485,"sentiment":"neutral","sentiment_score":0.10541880130767822},{"text":"Cool.","start":451.485,"end":451.805,"sentiment":"neutral","sentiment_score":0.26269224286079407},{"text":"Because, yeah, Tuesday night, I thought about making sure my life insurance is all good.","start":451.805,"end":456.285,"sentiment":"positive","sentiment_score":0.4130179544289907},{"text":"A couple","start":456.285,"end":456.6,"sentiment":"neutral","sentiment_score":0.09929341077804565}],"sentiment":"positive","sentiment_score":0.3558930095873381,"channel":1,"num_words":19,"start":451.085,"end":456.6},{"sentences":[{"text":"Yep.","start":458.32,"end":458.82,"sentiment":"neutral","sentiment_score":0.0875663161277771},{"text":"Yep.","start":459.04,"end":459.54,"sentiment":"neutral","sentiment_score":0.046052783727645874},{"text":"Oh, perfect.","start":460.0,"end":460.90002,"sentiment":"positive","sentiment_score":0.6395145058631897},{"text":"That's","start":461.12003,"end":461.28,"sentiment":"positive","sentiment_score":0.3479938507080078}],"sentiment":"positive","sentiment_score":0.352128392457962,"channel":0,"num_words":5,"start":458.32,"end":461.28},{"sentences":[{"text":"spots we put the truck in.","start":464.04,"end":464.06668,"sentiment":"neutral","sentiment_score":0.3045037587483724},{"text":"So so alright.","start":464.06668,"end":464.08444,"sentiment":"neutral","sentiment_score":0.30341148376464844},{"text":"I'll get that filled out and returned.","start":464.08444,"end":464.11554,"sentiment":"neutral","sentiment_score":0.3203068460736956},{"text":"Only three years","start":464.11554,"end":464.6,"sentiment":"neutral","sentiment_score":0.06125132987896601}],"sentiment":"neutral","sentiment_score":0.2717452061019446,"channel":1,"num_words":19,"start":464.04,"end":464.6},{"sentences":[{"text":"yes.","start":464.415,"end":464.915,"sentiment":"neutral","sentiment_score":0.11982737481594086}],"sentiment":"neutral","sentiment_score":0.11982737481594086,"channel":0,"num_words":1,"start":464.415,"end":464.915},{"sentences":[{"text":"late, but we'll get there.","start":464.6,"end":465.82,"sentiment":"neutral","sentiment_score":0.14047129675745965}],"sentiment":"neutral","sentiment_score":0.14047129675745965,"channel":1,"num_words":5,"start":464.6,"end":465.82},{"sentences":[{"text":"At least we we get there, and that's the that's the main thing.","start":466.415,"end":468.895,"sentiment":"neutral","sentiment_score":0.2074398283775036},{"text":"Luckily, nothing's happened, so it's","start":468.895,"end":470.895,"sentiment":"neutral","sentiment_score":0.3231386959552765}],"sentiment":"neutral","sentiment_score":0.23957840270466274,"channel":0,"num_words":18,"start":466.415,"end":470.895},{"sentences":[{"text":"Yeah.","start":470.68,"end":471.18,"sentiment":"positive","sentiment_score":0.3772428035736084}],"sentiment":"positive","sentiment_score":0.3772428035736084,"channel":1,"num_words":1,"start":470.68,"end":471.18},{"sentences":[{"text":"been good.","start":470.895,"end":471.375,"sentiment":"positive","sentiment_score":0.5878076255321503},{"text":"But, yeah, when you have a moment, it is important to to complete so that","start":471.375,"end":475.375,"sentiment":"neutral","sentiment_score":0.07326069275538126}],"sentiment":"neutral","sentiment_score":0.13379562602323644,"channel":0,"num_words":17,"start":470.895,"end":475.375},{"sentences":[{"text":"Get","start":475.275,"end":475.515,"sentiment":"neutral","sentiment_score":0.0626794621348381}],"sentiment":"neutral","sentiment_score":0.0626794621348381,"channel":1,"num_words":1,"start":475.275,"end":475.515},{"sentences":[{"text":"it","start":475.375,"end":475.535,"sentiment":"neutral","sentiment_score":0.12395896762609482}],"sentiment":"neutral","sentiment_score":0.12395896762609482,"channel":0,"num_words":1,"start":475.375,"end":475.535},{"sentences":[{"text":"that","start":475.515,"end":475.83502,"sentiment":"neutral","sentiment_score":0.12298894673585892}],"sentiment":"neutral","sentiment_score":0.12298894673585892,"channel":1,"num_words":1,"start":475.515,"end":475.83502},{"sentences":[{"text":"does","start":475.535,"end":475.855,"sentiment":"neutral","sentiment_score":0.08972059190273285}],"sentiment":"neutral","sentiment_score":0.08972059190273285,"channel":0,"num_words":1,"start":475.535,"end":475.855},{"sentences":[{"text":"complete.","start":475.83502,"end":476.33502,"sentiment":"neutral","sentiment_score":0.0929885357618332}],"sentiment":"neutral","sentiment_score":0.0929885357618332,"channel":1,"num_words":1,"start":475.83502,"end":476.33502},{"sentences":[{"text":"go through who you want.","start":475.855,"end":477.135,"sentiment":"neutral","sentiment_score":0.041970988363027574},{"text":"Yeah.","start":477.135,"end":477.635,"sentiment":"neutral","sentiment_score":0.07679641246795654}],"sentiment":"neutral","sentiment_score":0.04777522571384907,"channel":0,"num_words":6,"start":475.855,"end":477.635},{"sentences":[{"text":"Yes.","start":477.67502,"end":478.075,"sentiment":"neutral","sentiment_score":0.11980587244033812},{"text":"Yes.","start":478.075,"end":478.575,"sentiment":"neutral","sentiment_score":0.1936306357383728}],"sentiment":"neutral","sentiment_score":0.15671825408935547,"channel":1,"num_words":2,"start":477.67502,"end":478.575},{"sentences":[{"text":"Perfect.","start":479.41998,"end":479.91998,"sentiment":"positive","sentiment_score":0.4364731311798096},{"text":"Otherwise,","start":480.53998,"end":481.02,"sentiment":"neutral","sentiment_score":0.2726994752883911}],"sentiment":"positive","sentiment_score":0.35458630323410034,"channel":0,"num_words":2,"start":479.41998,"end":481.02},{"sentences":[{"text":"Cool.","start":480.555,"end":481.055,"sentiment":"neutral","sentiment_score":0.27598732709884644}],"sentiment":"neutral","sentiment_score":0.27598732709884644,"channel":1,"num_words":1,"start":480.555,"end":481.055},{"sentences":[{"text":"when it comes through superannuation, so I'll just quickly run through a couple of multiple choice questions","start":481.02,"end":485.43997,"sentiment":"neutral","sentiment_score":0.062394859159694}],"sentiment":"neutral","sentiment_score":0.062394859159694,"channel":0,"num_words":17,"start":481.02,"end":485.43997},{"sentences":[{"text":"Yep.","start":485.74002,"end":486.24002,"sentiment":"neutral","sentiment_score":0.02440444380044937}],"sentiment":"neutral","sentiment_score":0.02440444380044937,"channel":1,"num_words":1,"start":485.74002,"end":486.24002},{"sentences":[{"text":"just to see if your risk tolerance in regards to your super has changed.","start":486.21997,"end":490.06,"sentiment":"neutral","sentiment_score":-0.019742729674492563},{"text":"So if it doesn't make sense, let me know.","start":490.06,"end":492.0,"sentiment":"neutral","sentiment_score":-0.06762501928541395},{"text":"No right or wrong answer and think about it in regards to your superannuation.","start":492.415,"end":495.635,"sentiment":"neutral","sentiment_score":-0.12739325767116888}],"sentiment":"neutral","sentiment_score":-0.07212240530832394,"channel":0,"num_words":37,"start":486.21997,"end":495.635},{"sentences":[{"text":"Yep.","start":496.14,"end":496.54,"sentiment":"neutral","sentiment_score":0.06768150627613068},{"text":"Cool.","start":496.54,"end":496.94,"sentiment":"neutral","sentiment_score":0.11780869960784912},{"text":"No worries.","start":496.94,"end":497.505,"sentiment":"neutral","sentiment_score":0.06922446936368942}],"sentiment":"neutral","sentiment_score":0.08098478615283966,"channel":1,"num_words":4,"start":496.14,"end":497.505},{"sentences":[{"text":"Now, Tory, have you ever bought direct shares?","start":497.93503,"end":500.11502,"sentiment":"neutral","sentiment_score":0.01736076781526208}],"sentiment":"neutral","sentiment_score":0.01736076781526208,"channel":0,"num_words":8,"start":497.93503,"end":500.11502},{"sentences":[{"text":"No.","start":500.785,"end":501.285,"sentiment":"neutral","sentiment_score":-0.05101712793111801}],"sentiment":"neutral","sentiment_score":-0.05101712793111801,"channel":1,"num_words":1,"start":500.785,"end":501.285},{"sentences":[{"text":"Nope.","start":502.015,"end":502.49503,"sentiment":"neutral","sentiment_score":-0.04517507553100586},{"text":"Perfect.","start":502.49503,"end":502.99503,"sentiment":"neutral","sentiment_score":0.06019159406423569},{"text":"And at the moment, are you still kind of planning and accessing or retiring at about","start":503.61502,"end":512.89996,"sentiment":"neutral","sentiment_score":-0.014676978578791022}],"sentiment":"neutral","sentiment_score":-0.012211952151523696,"channel":0,"num_words":18,"start":502.015,"end":512.89996},{"sentences":[{"text":"I would hope so, but","start":513.83,"end":514.87,"sentiment":"neutral","sentiment_score":-0.028682934120297432}],"sentiment":"neutral","sentiment_score":-0.028682934120297432,"channel":1,"num_words":5,"start":513.83,"end":514.87},{"sentences":[{"text":"60?","start":514.72,"end":515.22,"sentiment":"neutral","sentiment_score":-0.056137487292289734}],"sentiment":"neutral","sentiment_score":-0.056137487292289734,"channel":0,"num_words":1,"start":514.72,"end":515.22},{"sentences":[{"text":"I doubt it.","start":514.87,"end":515.69,"sentiment":"neutral","sentiment_score":-0.1577111134926478}],"sentiment":"neutral","sentiment_score":-0.1577111134926478,"channel":1,"num_words":3,"start":514.87,"end":515.69},{"sentences":[{"text":"Ideally,","start":517.04,"end":517.54,"sentiment":"neutral","sentiment_score":-0.05420223996043205}],"sentiment":"neutral","sentiment_score":-0.05420223996043205,"channel":0,"num_words":1,"start":517.04,"end":517.54},{"sentences":[{"text":"Ideally,","start":518.31,"end":518.81,"sentiment":"neutral","sentiment_score":-0.018351200968027115}],"sentiment":"neutral","sentiment_score":-0.018351200968027115,"channel":1,"num_words":1,"start":518.31,"end":518.81},{"sentences":[{"text":"take the super","start":518.32,"end":519.2,"sentiment":"neutral","sentiment_score":0.009165937701861063}],"sentiment":"neutral","sentiment_score":0.009165937701861063,"channel":0,"num_words":3,"start":518.32,"end":519.2},{"sentences":[{"text":"60 would be","start":519.03,"end":519.59,"sentiment":"neutral","sentiment_score":-0.010242844621340433}],"sentiment":"neutral","sentiment_score":-0.010242844621340433,"channel":1,"num_words":3,"start":519.03,"end":519.59},{"sentences":[{"text":"yeah.","start":519.51996,"end":520.01996,"sentiment":"neutral","sentiment_score":-0.008061254397034645}],"sentiment":"neutral","sentiment_score":-0.008061254397034645,"channel":0,"num_words":1,"start":519.51996,"end":520.01996},{"sentences":[{"text":"good, but if 67","start":519.59,"end":521.27,"sentiment":"neutral","sentiment_score":0.010642167646437883}],"sentiment":"neutral","sentiment_score":0.010642167646437883,"channel":1,"num_words":4,"start":519.59,"end":521.27},{"sentences":[{"text":"Yeah.","start":521.04,"end":521.54,"sentiment":"neutral","sentiment_score":0.0025895414873957634}],"sentiment":"neutral","sentiment_score":0.0025895414873957634,"channel":0,"num_words":1,"start":521.04,"end":521.54},{"sentences":[{"text":"seems to be the pension of the whatever age now, Claim your super back.","start":521.27,"end":524.58496,"sentiment":"neutral","sentiment_score":0.0032904093552912983}],"sentiment":"neutral","sentiment_score":0.0032904093552912983,"channel":1,"num_words":14,"start":521.27,"end":524.58496},{"sentences":[{"text":"It is","start":524.395,"end":525.055,"sentiment":"neutral","sentiment_score":0.009774561040103436}],"sentiment":"neutral","sentiment_score":0.009774561040103436,"channel":0,"num_words":2,"start":524.395,"end":525.055},{"sentences":[{"text":"So","start":524.58496,"end":524.865,"sentiment":"neutral","sentiment_score":0.018473614007234573}],"sentiment":"neutral","sentiment_score":0.018473614007234573,"channel":1,"num_words":1,"start":524.58496,"end":524.865},{"sentences":[{"text":"it is pension.","start":525.515,"end":526.79504,"sentiment":"neutral","sentiment_score":0.023560313507914543},{"text":"If you're eligible if you are eligible for age pension, it's 67, but at 60, you can access your superannuation.","start":526.79504,"end":532.41504,"sentiment":"neutral","sentiment_score":0.035594249796122315}],"sentiment":"neutral","sentiment_score":0.03402460593244304,"channel":0,"num_words":23,"start":525.515,"end":532.41504},{"sentences":[{"text":"ah, right there.","start":533.345,"end":533.90497,"sentiment":"neutral","sentiment_score":0.04434699316819509},{"text":"Cool.","start":533.90497,"end":534.40497,"sentiment":"neutral","sentiment_score":0.1107272207736969}],"sentiment":"neutral","sentiment_score":0.06094205006957054,"channel":1,"num_words":4,"start":533.345,"end":534.40497},{"sentences":[{"text":"Yeah.","start":534.555,"end":535.055,"sentiment":"neutral","sentiment_score":0.05075665935873985}],"sentiment":"neutral","sentiment_score":0.05075665935873985,"channel":0,"num_words":1,"start":534.555,"end":535.055},{"sentences":[{"text":"That's hell,","start":534.945,"end":535.665,"sentiment":"neutral","sentiment_score":0.007691964507102967}],"sentiment":"neutral","sentiment_score":0.007691964507102967,"channel":1,"num_words":2,"start":534.945,"end":535.665},{"sentences":[{"text":"Now","start":535.59503,"end":535.995,"sentiment":"neutral","sentiment_score":0.01852454245090485}],"sentiment":"neutral","sentiment_score":0.01852454245090485,"channel":0,"num_words":1,"start":535.59503,"end":535.995},{"sentences":[{"text":"that's, honey.","start":535.665,"end":536.19,"sentiment":"neutral","sentiment_score":0.012223390862345695}],"sentiment":"neutral","sentiment_score":0.012223390862345695,"channel":1,"num_words":2,"start":535.665,"end":536.19},{"sentences":[{"text":"if","start":535.995,"end":536.495,"sentiment":"neutral","sentiment_score":-0.0005386201664805412}],"sentiment":"neutral","sentiment_score":-0.0005386201664805412,"channel":0,"num_words":1,"start":535.995,"end":536.495},{"sentences":[{"text":"Well, you know, well, I hope so, but I I don't I don't see","start":536.27,"end":539.63,"sentiment":"neutral","sentiment_score":-0.05868716564561639}],"sentiment":"neutral","sentiment_score":-0.05868716564561639,"channel":1,"num_words":14,"start":536.27,"end":539.63},{"sentences":[{"text":"Yep.","start":539.53,"end":540.03,"sentiment":"neutral","sentiment_score":-0.04665333032608032}],"sentiment":"neutral","sentiment_score":-0.04665333032608032,"channel":0,"num_words":1,"start":539.53,"end":540.03},{"sentences":[{"text":"it being coming through, but I hope so.","start":539.63,"end":541.71,"sentiment":"neutral","sentiment_score":-0.05565414531156421},{"text":"Yes.","start":541.71,"end":542.03,"sentiment":"neutral","sentiment_score":0.07521547377109528},{"text":"That's the plan.","start":542.03,"end":542.85,"sentiment":"neutral","sentiment_score":0.11110691477855046}],"sentiment":"neutral","sentiment_score":-0.0030580786988139166,"channel":1,"num_words":12,"start":539.63,"end":542.85},{"sentences":[{"text":"Yep.","start":542.45,"end":542.95,"sentiment":"neutral","sentiment_score":0.12288932502269743},{"text":"Perfect.","start":543.32996,"end":543.82996,"sentiment":"neutral","sentiment_score":0.27823206782341003},{"text":"And, ideally, would you like to draw a weekly income of about a thousand dollars from Super when you do retire, or do you feel like you need a little bit more, obviously, with prices and everything kind of going up?","start":544.05,"end":555.20496,"sentiment":"neutral","sentiment_score":0.03571246609818644}],"sentiment":"neutral","sentiment_score":0.04337982564818028,"channel":0,"num_words":43,"start":542.45,"end":555.20496},{"sentences":[{"text":"Let's say at the very second, I'd probably need more because of the fuel prices.","start":555.41504,"end":559.41504,"sentiment":"neutral","sentiment_score":-0.056087595596909526},{"text":"But if that all settles","start":559.41504,"end":560.375,"sentiment":"neutral","sentiment_score":0.048345547169446945}],"sentiment":"neutral","sentiment_score":-0.029979309905320405,"channel":1,"num_words":20,"start":555.41504,"end":560.375},{"sentences":[{"text":"Yes.","start":560.14496,"end":560.64496,"sentiment":"neutral","sentiment_score":0.2637566924095154}],"sentiment":"neutral","sentiment_score":0.2637566924095154,"channel":0,"num_words":1,"start":560.14496,"end":560.64496},{"sentences":[{"text":"down, we should be okay.","start":560.375,"end":561.575,"sentiment":"positive","sentiment_score":0.40040335059165955},{"text":"Thousand I I can live on a thousand dollars a week for sure.","start":561.575,"end":564.555,"sentiment":"positive","sentiment_score":0.47154077658286464}],"sentiment":"positive","sentiment_score":0.45178038047419655,"channel":1,"num_words":18,"start":560.375,"end":564.555},{"sentences":[{"text":"Yep.","start":564.58,"end":564.89996,"sentiment":"neutral","sentiment_score":0.24732673168182373},{"text":"Yep.","start":564.89996,"end":565.38,"sentiment":"positive","sentiment_score":0.3376213312149048},{"text":"Perfect.","start":565.38,"end":565.88,"sentiment":"positive","sentiment_score":0.716143012046814},{"text":"And that would just be that you draw then, obviously, if if your partner have super as well and draw from that.","start":565.94,"end":572.2,"sentiment":"neutral","sentiment_score":0.32347932999784296}],"sentiment":"positive","sentiment_score":0.3367054533958435,"channel":0,"num_words":25,"start":564.58,"end":572.2},{"sentences":[{"text":"Yes.","start":572.55,"end":573.05,"sentiment":"neutral","sentiment_score":0.3327558636665344}],"sentiment":"neutral","sentiment_score":0.3327558636665344,"channel":1,"num_words":1,"start":572.55,"end":573.05},{"sentences":[{"text":"Perfect.","start":573.7,"end":574.18,"sentiment":"positive","sentiment_score":0.5287656784057617},{"text":"Now I guess when it comes through a level of risk that you are comfortable taking for your superannuation to, obviously, make sure it continues to grow,","start":574.18,"end":583.47504,"sentiment":"neutral","sentiment_score":0.06085009238234273}],"sentiment":"neutral","sentiment_score":0.07756136331175055,"channel":0,"num_words":28,"start":573.7,"end":583.47504},{"sentences":[{"text":"Yep.","start":583.92505,"end":584.42505,"sentiment":"neutral","sentiment_score":0.016613833606243134}],"sentiment":"neutral","sentiment_score":0.016613833606243134,"channel":1,"num_words":1,"start":583.92505,"end":584.42505},{"sentences":[{"text":"would you say that you are kind of, you know, comfortable taking on very high risk, high, moderate, or a small amount of risk?","start":583.935,"end":590.675,"sentiment":"neutral","sentiment_score":-0.05479627288877964}],"sentiment":"neutral","sentiment_score":-0.05479627288877964,"channel":0,"num_words":24,"start":583.935,"end":590.675},{"sentences":[{"text":"Yeah.","start":591.25,"end":591.64996,"sentiment":"neutral","sentiment_score":-0.00538613460958004},{"text":"I'll be in the moderate area there.","start":591.64996,"end":593.32996,"sentiment":"neutral","sentiment_score":0.02134897732841117},{"text":"You","start":593.32996,"end":593.49,"sentiment":"neutral","sentiment_score":-0.07575184851884842}],"sentiment":"neutral","sentiment_score":0.007589428685605526,"channel":1,"num_words":9,"start":591.25,"end":593.49},{"sentences":[{"text":"Moderate?","start":593.32996,"end":593.82996,"sentiment":"neutral","sentiment_score":-0.00685277720913291}],"sentiment":"neutral","sentiment_score":-0.00685277720913291,"channel":0,"num_words":1,"start":593.32996,"end":593.82996},{"sentences":[{"text":"need to take a little bit of risk to try and get some money back, but you if things go to shit, you need some security that something's still there.","start":593.49,"end":599.99,"sentiment":"neutral","sentiment_score":-0.14626614848772684}],"sentiment":"neutral","sentiment_score":-0.14626614848772684,"channel":1,"num_words":30,"start":593.49,"end":599.99},{"sentences":[{"text":"Yep.","start":600.29,"end":600.79,"sentiment":"neutral","sentiment_score":0.15567992627620697},{"text":"Perfect.","start":600.85,"end":601.35,"sentiment":"neutral","sentiment_score":0.2929496169090271},{"text":"Now talking about volatility.","start":602.69,"end":604.23,"sentiment":"neutral","sentiment_score":-0.01947640534490347},{"text":"So if you were to place an investment and after six months, you noticed that the portfolio had decreased in value by 20% due to general trends in the market.","start":604.44995,"end":615.095,"sentiment":"neutral","sentiment_score":-0.15003338940441607},{"text":"Would you say that you would, if you had the option to do so, take advantage of that while the prices are down to invest more, or would you just kind of hold right to see what happens with everything, or would you want to shift to a more secure asset so that means you are then selling and the prices have already dropped?","start":615.715,"end":632.43,"sentiment":"neutral","sentiment_score":-0.1352389119565487}],"sentiment":"neutral","sentiment_score":-0.1278556812554598,"channel":0,"num_words":100,"start":600.29,"end":632.43},{"sentences":[{"text":"Yeah.","start":633.815,"end":634.315,"sentiment":"neutral","sentiment_score":-0.04106704518198967},{"text":"The first one where you'd like to try and buy at the bottom of the market and then","start":635.73505,"end":639.435,"sentiment":"neutral","sentiment_score":-0.004188797876445783}],"sentiment":"neutral","sentiment_score":-0.006129758260948093,"channel":1,"num_words":19,"start":633.815,"end":639.435},{"sentences":[{"text":"Try about yep.","start":638.985,"end":640.365,"sentiment":"neutral","sentiment_score":-0.0011909930035471916}],"sentiment":"neutral","sentiment_score":-0.0011909930035471916,"channel":0,"num_words":3,"start":638.985,"end":640.365},{"sentences":[{"text":"yep.","start":640.055,"end":640.555,"sentiment":"neutral","sentiment_score":0.02077299915254116}],"sentiment":"neutral","sentiment_score":0.02077299915254116,"channel":1,"num_words":1,"start":640.055,"end":640.555},{"sentences":[{"text":"And would you invest heavily or just kind of modestly?","start":640.985,"end":643.725,"sentiment":"neutral","sentiment_score":0.0016876142472028732}],"sentiment":"neutral","sentiment_score":0.0016876142472028732,"channel":0,"num_words":10,"start":640.985,"end":643.725},{"sentences":[{"text":"Moderate.","start":643.895,"end":644.395,"sentiment":"neutral","sentiment_score":0.03295101225376129},{"text":"Moderate.","start":644.455,"end":644.955,"sentiment":"neutral","sentiment_score":0.06035485491156578},{"text":"Yep.","start":645.015,"end":645.515,"sentiment":"neutral","sentiment_score":0.07556447386741638}],"sentiment":"neutral","sentiment_score":0.056290113677581154,"channel":1,"num_words":3,"start":643.895,"end":645.515},{"sentences":[{"text":"Yep.","start":645.16003,"end":645.66003,"sentiment":"neutral","sentiment_score":0.07529010623693466},{"text":"Yep.","start":645.72003,"end":646.2,"sentiment":"neutral","sentiment_score":0.12018910050392152},{"text":"Perfect.","start":646.2,"end":646.7,"sentiment":"positive","sentiment_score":0.3422723710536957}],"sentiment":"neutral","sentiment_score":0.17925052593151727,"channel":0,"num_words":3,"start":645.16003,"end":646.7},{"sentences":[{"text":"Who would have my little wife would let me drag out?","start":647.15,"end":649.07,"sentiment":"neutral","sentiment_score":-0.018247063525698402},{"text":"Yeah.","start":649.07,"end":649.57,"sentiment":"neutral","sentiment_score":-0.011218901723623276}],"sentiment":"neutral","sentiment_score":-0.017661383375525475,"channel":1,"num_words":12,"start":647.15,"end":649.57},{"sentences":[{"text":"And if you saw obviously, the last twelve months, we have seen a bit of fluctuation in the market.","start":653.0,"end":657.88,"sentiment":"neutral","sentiment_score":-0.09774725295995411},{"text":"First, you had everything in","start":657.88,"end":659.34,"sentiment":"neutral","sentiment_score":-0.05680874884128571}],"sentiment":"neutral","sentiment_score":-0.08921839793523152,"channel":0,"num_words":24,"start":653.0,"end":659.34},{"sentences":[{"text":"Yep.","start":659.405,"end":659.905,"sentiment":"neutral","sentiment_score":-0.040385764092206955}],"sentiment":"neutral","sentiment_score":-0.040385764092206955,"channel":1,"num_words":1,"start":659.405,"end":659.905},{"sentences":[{"text":"The US with Trump and tariffs and everything, and more recently,","start":659.64,"end":662.815,"sentiment":"neutral","sentiment_score":-0.08388806676322763}],"sentiment":"neutral","sentiment_score":-0.08388806676322763,"channel":0,"num_words":11,"start":659.64,"end":662.815},{"sentences":[{"text":"Yep.","start":662.445,"end":662.945,"sentiment":"neutral","sentiment_score":-0.028313642367720604}],"sentiment":"neutral","sentiment_score":-0.028313642367720604,"channel":1,"num_words":1,"start":662.445,"end":662.945},{"sentences":[{"text":"obviously, with the war, have seen a a bit of fluctuations.","start":662.815,"end":666.355,"sentiment":"neutral","sentiment_score":-0.10402135618708351},{"text":"Now if it was something that you did notice, would you say that you'd feel, you know, optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start":668.495,"end":684.29,"sentiment":"neutral","sentiment_score":0.16890049322197834}],"sentiment":"neutral","sentiment_score":0.10502516676453834,"channel":0,"num_words":47,"start":662.815,"end":684.29},{"sentences":[{"text":"Optimistic I'm staying with at the moment.","start":685.905,"end":688.16504,"sentiment":"neutral","sentiment_score":0.2807491421699524}],"sentiment":"neutral","sentiment_score":0.2807491421699524,"channel":1,"num_words":7,"start":685.905,"end":688.16504},{"sentences":[{"text":"Yep.","start":688.685,"end":689.16504,"sentiment":"neutral","sentiment_score":0.28356051445007324},{"text":"Perfect.","start":689.16504,"end":689.66504,"sentiment":"positive","sentiment_score":0.49808645248413086}],"sentiment":"positive","sentiment_score":0.39082348346710205,"channel":0,"num_words":2,"start":688.685,"end":689.66504},{"sentences":[{"text":"Sure.","start":689.42505,"end":689.905,"sentiment":"positive","sentiment_score":0.38311684131622314},{"text":"Surely, it's gotta get better.","start":689.905,"end":691.28503,"sentiment":"positive","sentiment_score":0.3419921636581421}],"sentiment":"positive","sentiment_score":0.3488462766011556,"channel":1,"num_words":6,"start":689.42505,"end":691.28503},{"sentences":[{"text":"Yeah.","start":692.205,"end":692.705,"sentiment":"neutral","sentiment_score":0.14592425525188446},{"text":"And typically as well, which is one of the the documents I have sent you in an email when you do have a moment later to look at it,","start":692.765,"end":698.61,"sentiment":"neutral","sentiment_score":0.08500051202959027}],"sentiment":"neutral","sentiment_score":0.08703130347033342,"channel":0,"num_words":30,"start":692.205,"end":698.61},{"sentences":[{"text":"Yep.","start":698.705,"end":699.205,"sentiment":"neutral","sentiment_score":0.06865425407886505}],"sentiment":"neutral","sentiment_score":0.06865425407886505,"channel":1,"num_words":1,"start":698.705,"end":699.205},{"sentences":[{"text":"it includes a graph.","start":699.08997,"end":700.55,"sentiment":"neutral","sentiment_score":0.06956931110471487},{"text":"Just for a good visual representation of typically what we are talking about when we're talking about the market, and","start":700.85,"end":706.37,"sentiment":"neutral","sentiment_score":0.07446344327181578}],"sentiment":"neutral","sentiment_score":0.07364775457729895,"channel":0,"num_words":24,"start":699.08997,"end":706.37},{"sentences":[{"text":"Yes.","start":706.27997,"end":706.6,"sentiment":"neutral","sentiment_score":0.0428541824221611}],"sentiment":"neutral","sentiment_score":0.0428541824221611,"channel":1,"num_words":1,"start":706.27997,"end":706.6},{"sentences":[{"text":"it kind","start":706.37,"end":706.76996,"sentiment":"neutral","sentiment_score":0.03203337825834751}],"sentiment":"neutral","sentiment_score":0.03203337825834751,"channel":0,"num_words":2,"start":706.37,"end":706.76996},{"sentences":[{"text":"Yeah.","start":706.6,"end":707.1,"sentiment":"neutral","sentiment_score":0.042745381593704224}],"sentiment":"neutral","sentiment_score":0.042745381593704224,"channel":1,"num_words":1,"start":706.6,"end":707.1},{"sentences":[{"text":"of shows you from 1995 until 2025.","start":706.76996,"end":711.67,"sentiment":"neutral","sentiment_score":0.029857497130121504}],"sentiment":"neutral","sentiment_score":0.029857497130121504,"channel":0,"num_words":7,"start":706.76996,"end":711.67},{"sentences":[{"text":"Yep.","start":712.2,"end":712.7,"sentiment":"neutral","sentiment_score":0.05649464577436447}],"sentiment":"neutral","sentiment_score":0.05649464577436447,"channel":1,"num_words":1,"start":712.2,"end":712.7},{"sentences":[{"text":"And when you do have a look at it, you will see that over the long term, market always goes up.","start":712.205,"end":717.005,"sentiment":"neutral","sentiment_score":0.05084982044285252},{"text":"The short","start":717.005,"end":717.565,"sentiment":"neutral","sentiment_score":-0.011534946039319038}],"sentiment":"neutral","sentiment_score":0.04542505814005499,"channel":0,"num_words":23,"start":712.205,"end":717.565},{"sentences":[{"text":"Yes.","start":717.265,"end":717.765,"sentiment":"neutral","sentiment_score":0.003765199333429337}],"sentiment":"neutral","sentiment_score":0.003765199333429337,"channel":1,"num_words":1,"start":717.265,"end":717.765},{"sentences":[{"text":"term, depending on what's happening, there will be some some ups and downs and market fluctuation.","start":717.565,"end":721.985,"sentiment":"neutral","sentiment_score":-0.020261044235667214}],"sentiment":"neutral","sentiment_score":-0.020261044235667214,"channel":0,"num_words":16,"start":717.565,"end":721.985},{"sentences":[{"text":"Yes.","start":722.46497,"end":722.96497,"sentiment":"neutral","sentiment_score":0.03796420618891716},{"text":"Correct.","start":723.425,"end":723.925,"sentiment":"neutral","sentiment_score":0.0761486291885376}],"sentiment":"neutral","sentiment_score":0.05705641768872738,"channel":1,"num_words":2,"start":722.46497,"end":723.925},{"sentences":[{"text":"Yeah.","start":723.485,"end":723.805,"sentiment":"neutral","sentiment_score":0.10038390010595322},{"text":"Perfect.","start":723.805,"end":724.305,"sentiment":"neutral","sentiment_score":0.15386813879013062},{"text":"Now last question here is in regards to borrowing money.","start":724.7,"end":727.33997,"sentiment":"neutral","sentiment_score":0.028356295824050904},{"text":"So would you ever consider taking out a loan to invest in stocks or funds?","start":727.33997,"end":731.2,"sentiment":"neutral","sentiment_score":-0.00041899445156256355},{"text":"No.","start":732.62,"end":732.86,"sentiment":"neutral","sentiment_score":-0.048812177032232285}],"sentiment":"neutral","sentiment_score":0.017239925118961504,"channel":0,"num_words":28,"start":723.485,"end":732.86},{"sentences":[{"text":"Would you ever consider taking out a loan to buy an investment property?","start":732.86,"end":736.32,"sentiment":"neutral","sentiment_score":-0.0386975327363381}],"sentiment":"neutral","sentiment_score":-0.0386975327363381,"channel":0,"num_words":13,"start":732.86,"end":736.32},{"sentences":[{"text":"No.","start":737.82,"end":738.14,"sentiment":"neutral","sentiment_score":-0.0439070537686348},{"text":"Yes.","start":738.14,"end":738.64,"sentiment":"neutral","sentiment_score":-0.00929410383105278}],"sentiment":"neutral","sentiment_score":-0.02660057879984379,"channel":1,"num_words":2,"start":737.82,"end":738.64},{"sentences":[{"text":"Yes.","start":739.195,"end":739.675,"sentiment":"neutral","sentiment_score":-0.00041011814028024673},{"text":"Okay.","start":739.675,"end":740.175,"sentiment":"neutral","sentiment_score":0.014676863327622414}],"sentiment":"neutral","sentiment_score":0.0071333725936710835,"channel":0,"num_words":2,"start":739.195,"end":740.175},{"sentences":[{"text":"Yes.","start":739.98004,"end":740.415,"sentiment":"neutral","sentiment_score":0.06675423681735992}],"sentiment":"neutral","sentiment_score":0.06675423681735992,"channel":1,"num_words":1,"start":739.98004,"end":740.415},{"sentences":[{"text":"Perfect.","start":740.235,"end":740.735,"sentiment":"neutral","sentiment_score":0.11492550373077393}],"sentiment":"neutral","sentiment_score":0.11492550373077393,"channel":0,"num_words":1,"start":740.235,"end":740.735},{"sentences":[{"text":"Yeah.","start":740.57495,"end":741.07495,"sentiment":"neutral","sentiment_score":0.04866301640868187}],"sentiment":"neutral","sentiment_score":0.04866301640868187,"channel":1,"num_words":1,"start":740.57495,"end":741.07495},{"sentences":[{"text":"Now, Troy, that tells me here that you have come out as a growth investor.","start":741.755,"end":747.615,"sentiment":"neutral","sentiment_score":0.04565543606877327},{"text":"And at the moment, we have you invested in a high growth portfolio.","start":748.47504,"end":752.335,"sentiment":"neutral","sentiment_score":0.0009078535322959607},{"text":"Do you know the difference between those two at all?","start":753.08997,"end":755.99,"sentiment":"neutral","sentiment_score":-0.027461865171790122}],"sentiment":"neutral","sentiment_score":0.011105657506145929,"channel":0,"num_words":38,"start":741.755,"end":755.99},{"sentences":[{"text":"Not clearly.","start":756.46,"end":757.18,"sentiment":"neutral","sentiment_score":-0.08706175908446312},{"text":"No.","start":757.18,"end":757.5,"sentiment":"neutral","sentiment_score":-0.09505752474069595},{"text":"Can you explain","start":757.5,"end":758.22003,"sentiment":"neutral","sentiment_score":-0.06929805129766464}],"sentiment":"neutral","sentiment_score":-0.07951253280043602,"channel":1,"num_words":6,"start":756.46,"end":758.22003},{"sentences":[{"text":"No.","start":757.97,"end":758.47,"sentiment":"neutral","sentiment_score":-0.09265433251857758}],"sentiment":"neutral","sentiment_score":-0.09265433251857758,"channel":0,"num_words":1,"start":757.97,"end":758.47},{"sentences":[{"text":"them?","start":758.22003,"end":758.72003,"sentiment":"neutral","sentiment_score":-0.06702995300292969}],"sentiment":"neutral","sentiment_score":-0.06702995300292969,"channel":1,"num_words":1,"start":758.22003,"end":758.72003},{"sentences":[{"text":"Yes.","start":758.93,"end":759.32996,"sentiment":"neutral","sentiment_score":-0.01631089299917221},{"text":"Of course.","start":759.32996,"end":759.97,"sentiment":"neutral","sentiment_score":-0.01659731473773718},{"text":"Sorry.","start":759.97,"end":760.47,"sentiment":"neutral","sentiment_score":-0.05155721306800842},{"text":"They're both similar in that you are trying to, obviously, maximize as much growth as you can out of your superannuation while you do have plenty of time until retirement.","start":760.52997,"end":769.26495,"sentiment":"neutral","sentiment_score":0.04840453627208869}],"sentiment":"neutral","sentiment_score":0.039737451547647226,"channel":0,"num_words":34,"start":758.93,"end":769.26495},{"sentences":[{"text":"Yep.","start":769.82,"end":770.32,"sentiment":"neutral","sentiment_score":0.0630073994398117}],"sentiment":"neutral","sentiment_score":0.0630073994398117,"channel":1,"num_words":1,"start":769.82,"end":770.32},{"sentences":[{"text":"But at the same time, you are prepared to experience, you know, some some level of fluctuation in order to achieve that.","start":769.96497,"end":777.26495,"sentiment":"neutral","sentiment_score":0.027613869614221832},{"text":"Now the difference between them is that in a high growth portfolio, we typically see 90% of your funds being invested in what we call your growth assets.","start":777.565,"end":787.7,"sentiment":"neutral","sentiment_score":0.05145822172718389},{"text":"So that will","start":788.08,"end":788.64,"sentiment":"neutral","sentiment_score":0.00037407875061035156}],"sentiment":"neutral","sentiment_score":0.038669010870299246,"channel":0,"num_words":53,"start":769.96497,"end":788.64},{"sentences":[{"text":"No.","start":788.64,"end":789.14,"sentiment":"neutral","sentiment_score":-0.0780722051858902}],"sentiment":"neutral","sentiment_score":-0.0780722051858902,"channel":1,"num_words":1,"start":788.64,"end":789.14},{"sentences":[{"text":"be things like Australian shares, international shares, property, and commodities, and that is what's going to grow and maximize your super for you.","start":788.64,"end":797.14,"sentiment":"neutral","sentiment_score":0.0614205356560769},{"text":"And then we have about 10% in defensive.","start":798.13495,"end":801.035,"sentiment":"neutral","sentiment_score":0.15617974288761616},{"text":"So that will be your your cash, your fixed interest, and your gold as well to limit fluctuations a little bit.","start":801.33496,"end":807.755,"sentiment":"neutral","sentiment_score":0.1752112184961637}],"sentiment":"neutral","sentiment_score":0.12195280483865645,"channel":0,"num_words":52,"start":788.64,"end":807.755},{"sentences":[{"text":"Yep.","start":808.09503,"end":808.59503,"sentiment":"neutral","sentiment_score":0.1317106932401657}],"sentiment":"neutral","sentiment_score":0.1317106932401657,"channel":1,"num_words":1,"start":808.09503,"end":808.59503},{"sentences":[{"text":"Now a growth portfolio, it's kind of a one step down.","start":808.21497,"end":812.315,"sentiment":"neutral","sentiment_score":0.1166092726317319},{"text":"So it's about an eighty twenty split.","start":812.97,"end":815.20996,"sentiment":"neutral","sentiment_score":0.09519291669130325},{"text":"So 80 in growth,","start":815.20996,"end":816.33,"sentiment":"neutral","sentiment_score":0.0721582230180502}],"sentiment":"neutral","sentiment_score":0.10171296853910793,"channel":0,"num_words":22,"start":808.21497,"end":816.33},{"sentences":[{"text":"Oh, yeah.","start":816.21,"end":816.77,"sentiment":"neutral","sentiment_score":0.125246062874794}],"sentiment":"neutral","sentiment_score":0.125246062874794,"channel":1,"num_words":2,"start":816.21,"end":816.77},{"sentences":[{"text":"so still","start":816.33,"end":816.89,"sentiment":"neutral","sentiment_score":0.11174749210476875}],"sentiment":"neutral","sentiment_score":0.11174749210476875,"channel":0,"num_words":2,"start":816.33,"end":816.89},{"sentences":[{"text":"Yep.","start":816.77,"end":817.27,"sentiment":"neutral","sentiment_score":0.1924944370985031}],"sentiment":"neutral","sentiment_score":0.1924944370985031,"channel":1,"num_words":1,"start":816.77,"end":817.27},{"sentences":[{"text":"focusing on growing it, but a little bit more defensive, 20 in then defensive.","start":816.89,"end":822.35,"sentiment":"neutral","sentiment_score":0.1757506046976362}],"sentiment":"neutral","sentiment_score":0.1757506046976362,"channel":0,"num_words":14,"start":816.89,"end":822.35},{"sentences":[{"text":"I like that one better.","start":822.85,"end":823.97003,"sentiment":"positive","sentiment_score":0.545462304353714},{"text":"Yep.","start":823.97003,"end":824.47003,"sentiment":"neutral","sentiment_score":0.2060578167438507}],"sentiment":"positive","sentiment_score":0.4888948897520701,"channel":1,"num_words":6,"start":822.85,"end":824.47003},{"sentences":[{"text":"Yeah.","start":824.64996,"end":825.14996,"sentiment":"neutral","sentiment_score":0.1866055428981781},{"text":"And time frame wise, you do have the time to see those fluctuations, but it's also what you are comfortable with.","start":825.52997,"end":832.115,"sentiment":"neutral","sentiment_score":0.21239470016388667},{"text":"And the type of questions you have answered as well indicates more of a growth investor.","start":832.115,"end":837.09503,"sentiment":"neutral","sentiment_score":0.2207507574930787}],"sentiment":"neutral","sentiment_score":0.21523437805865941,"channel":0,"num_words":38,"start":824.64996,"end":837.09503},{"sentences":[{"text":"Yep.","start":837.865,"end":838.365,"sentiment":"neutral","sentiment_score":0.19294647872447968}],"sentiment":"neutral","sentiment_score":0.19294647872447968,"channel":1,"num_words":1,"start":837.865,"end":838.365},{"sentences":[{"text":"So if you are happy for me to do so, I will go and and do some research on","start":838.275,"end":843.29,"sentiment":"neutral","sentiment_score":0.2986459167380082}],"sentiment":"neutral","sentiment_score":0.2986459167380082,"channel":0,"num_words":19,"start":838.275,"end":843.29},{"sentences":[{"text":"Yeah.","start":843.12006,"end":843.62006,"sentiment":"neutral","sentiment_score":0.18076615035533905}],"sentiment":"neutral","sentiment_score":0.18076615035533905,"channel":1,"num_words":1,"start":843.12006,"end":843.62006},{"sentences":[{"text":"your investment.","start":843.29,"end":844.19,"sentiment":"neutral","sentiment_score":0.17353861033916473},{"text":"And","start":844.64996,"end":844.89,"sentiment":"neutral","sentiment_score":0.20574359595775604}],"sentiment":"neutral","sentiment_score":0.18427360554536185,"channel":0,"num_words":3,"start":843.29,"end":844.89},{"sentences":[{"text":"Yep.","start":844.80005,"end":845.30005,"sentiment":"neutral","sentiment_score":0.26210248470306396}],"sentiment":"neutral","sentiment_score":0.26210248470306396,"channel":1,"num_words":1,"start":844.80005,"end":845.30005},{"sentences":[{"text":"then what I'll do is I'll put together a statement of advice to show you what a growth portfolio would look like and how that's different to your high growth portfolio.","start":844.89,"end":854.51,"sentiment":"neutral","sentiment_score":0.2644570142992081},{"text":"It's also","start":855.14496,"end":855.785,"sentiment":"neutral","sentiment_score":0.26353493332862854}],"sentiment":"neutral","sentiment_score":0.2644011306040215,"channel":0,"num_words":33,"start":844.89,"end":855.785},{"sentences":[{"text":"Yep.","start":855.415,"end":855.915,"sentiment":"positive","sentiment_score":0.3471258580684662}],"sentiment":"positive","sentiment_score":0.3471258580684662,"channel":1,"num_words":1,"start":855.415,"end":855.915},{"sentences":[{"text":"a good point to kind of check-in on your investments.","start":855.785,"end":859.245,"sentiment":"positive","sentiment_score":0.4298354685306549},{"text":"So in the email, I did send you as well when you have a moment later.","start":859.625,"end":865.005,"sentiment":"neutral","sentiment_score":0.258771232329309},{"text":"There is a performance report as well, and","start":866.265,"end":869.76,"sentiment":"neutral","sentiment_score":0.25935569033026695}],"sentiment":"neutral","sentiment_score":0.3092217625064008,"channel":0,"num_words":34,"start":855.785,"end":869.76},{"sentences":[{"text":"Yes.","start":869.43,"end":869.93,"sentiment":"positive","sentiment_score":0.3978460133075714}],"sentiment":"positive","sentiment_score":0.3978460133075714,"channel":1,"num_words":1,"start":869.43,"end":869.93},{"sentences":[{"text":"it does show you kind of what your portfolio has performed over the last twelve months after fees.","start":869.76,"end":874.98,"sentiment":"neutral","sentiment_score":0.3141181170940399},{"text":"So kind of like I touched on earlier, we have seen a bit of fluctuation in the market.","start":875.2,"end":879.14,"sentiment":"neutral","sentiment_score":0.08353402403493722},{"text":"Overall, though, your portfolio has still hold up really well.","start":879.44,"end":883.06,"sentiment":"positive","sentiment_score":0.43392821550369265},{"text":"So after fees, the net return has still been 12.5%, which is really good.","start":883.605,"end":889.465,"sentiment":"positive","sentiment_score":0.6013775978769574}],"sentiment":"neutral","sentiment_score":0.331938451093932,"channel":0,"num_words":60,"start":869.76,"end":889.465},{"sentences":[{"text":"That's good.","start":889.525,"end":890.085,"sentiment":"positive","sentiment_score":0.6710710525512695},{"text":"Yeah.","start":890.085,"end":890.585,"sentiment":"neutral","sentiment_score":0.2200167179107666}],"sentiment":"positive","sentiment_score":0.5207196076711019,"channel":1,"num_words":3,"start":889.525,"end":890.585},{"sentences":[{"text":"Yeah.","start":891.045,"end":891.525,"sentiment":"neutral","sentiment_score":0.1821521818637848},{"text":"So what I will do is to do some research on the investments because it's always a good time, especially with some much happening in the market as well to revisit, do we need to chop and change some of those investments moving forward, as well as looking at slightly decreasing that risk for you.","start":891.525,"end":907.89,"sentiment":"neutral","sentiment_score":0.21438020427118648}],"sentiment":"neutral","sentiment_score":0.2138047038710543,"channel":0,"num_words":56,"start":891.045,"end":907.89},{"sentences":[{"text":"Yep.","start":908.26495,"end":908.76495,"sentiment":"neutral","sentiment_score":0.12815824151039124}],"sentiment":"neutral","sentiment_score":0.12815824151039124,"channel":1,"num_words":1,"start":908.26495,"end":908.76495},{"sentences":[{"text":"So when is typically a best time for you to to go through that proposal?","start":909.23004,"end":914.47504,"sentiment":"neutral","sentiment_score":0.12637422929207484},{"text":"And it will take me about a week or so to put that research together.","start":914.53503,"end":919.195,"sentiment":"neutral","sentiment_score":0.11946263015270234}],"sentiment":"neutral","sentiment_score":0.12291842972238859,"channel":0,"num_words":30,"start":909.23004,"end":919.195},{"sentences":[{"text":"Right.","start":919.94495,"end":920.44495,"sentiment":"neutral","sentiment_score":0.08745843172073364},{"text":"Which day of the week's the best?","start":923.26996,"end":925.02997,"sentiment":"neutral","sentiment_score":0.0767262021877936},{"text":"Well, during school, it's a lot better because my wife is back at work and I can it frees me up","start":925.02997,"end":929.99,"sentiment":"positive","sentiment_score":0.45117829527173725}],"sentiment":"positive","sentiment_score":0.3482512430255783,"channel":1,"num_words":29,"start":919.94495,"end":929.99},{"sentences":[{"text":"Okay.","start":929.82996,"end":930.32996,"sentiment":"positive","sentiment_score":0.4135110378265381}],"sentiment":"positive","sentiment_score":0.4135110378265381,"channel":0,"num_words":1,"start":929.82996,"end":930.32996},{"sentences":[{"text":"for time,","start":929.99,"end":930.64996,"sentiment":"positive","sentiment_score":0.36613647639751434}],"sentiment":"positive","sentiment_score":0.36613647639751434,"channel":1,"num_words":2,"start":929.99,"end":930.64996},{"sentences":[{"text":"Yep.","start":931.11,"end":931.58997,"sentiment":"positive","sentiment_score":0.5605888366699219},{"text":"That's good.","start":931.58997,"end":932.14996,"sentiment":"positive","sentiment_score":0.7901959419250488}],"sentiment":"positive","sentiment_score":0.7136602401733398,"channel":0,"num_words":3,"start":931.11,"end":932.14996},{"sentences":[{"text":"which","start":932.14996,"end":932.63,"sentiment":"positive","sentiment_score":0.4536243677139282}],"sentiment":"positive","sentiment_score":0.4536243677139282,"channel":1,"num_words":1,"start":932.14996,"end":932.63},{"sentences":[{"text":"Because usually","start":932.14996,"end":932.79,"sentiment":"positive","sentiment_score":0.473449170589447}],"sentiment":"positive","sentiment_score":0.473449170589447,"channel":0,"num_words":2,"start":932.14996,"end":932.79},{"sentences":[{"text":"falls","start":932.63,"end":932.87,"sentiment":"positive","sentiment_score":0.5040192008018494}],"sentiment":"positive","sentiment_score":0.5040192008018494,"channel":1,"num_words":1,"start":932.63,"end":932.87},{"sentences":[{"text":"after","start":932.79,"end":933.02997,"sentiment":"positive","sentiment_score":0.46175768971443176}],"sentiment":"positive","sentiment_score":0.46175768971443176,"channel":0,"num_words":1,"start":932.79,"end":933.02997},{"sentences":[{"text":"into","start":932.87,"end":933.37,"sentiment":"positive","sentiment_score":0.4726390838623047}],"sentiment":"positive","sentiment_score":0.4726390838623047,"channel":1,"num_words":1,"start":932.87,"end":933.37},{"sentences":[{"text":"hours, I book out very quickly.","start":933.02997,"end":935.05,"sentiment":"positive","sentiment_score":0.5636746982733408},{"text":"So","start":935.11,"end":935.61,"sentiment":"positive","sentiment_score":0.40311941504478455}],"sentiment":"positive","sentiment_score":0.5407382292406899,"channel":0,"num_words":7,"start":933.02997,"end":935.61},{"sentences":[{"text":"yep.","start":935.43,"end":935.82996,"sentiment":"positive","sentiment_score":0.41355305910110474},{"text":"Yep.","start":935.82996,"end":936.195,"sentiment":"positive","sentiment_score":0.4678928852081299}],"sentiment":"positive","sentiment_score":0.4407229721546173,"channel":1,"num_words":2,"start":935.43,"end":936.195},{"sentences":[{"text":"that's good.","start":935.82996,"end":936.73,"sentiment":"positive","sentiment_score":0.5492889881134033}],"sentiment":"positive","sentiment_score":0.5492889881134033,"channel":0,"num_words":2,"start":935.82996,"end":936.73},{"sentences":[{"text":"Now that falls into line.","start":936.515,"end":937.635,"sentiment":"positive","sentiment_score":0.49287781715393064},{"text":"So, yeah, school goes back next week, so that timeline sort of fits pretty well.","start":937.635,"end":942.53503,"sentiment":"positive","sentiment_score":0.4384674072265625}],"sentiment":"positive","sentiment_score":0.45207000970840455,"channel":1,"num_words":20,"start":936.515,"end":942.53503},{"sentences":[{"text":"Okay.","start":943.065,"end":943.54504,"sentiment":"positive","sentiment_score":0.370851993560791},{"text":"Perfect.","start":943.54504,"end":944.04504,"sentiment":"positive","sentiment_score":0.5477975010871887}],"sentiment":"positive","sentiment_score":0.45932474732398987,"channel":0,"num_words":2,"start":943.065,"end":944.04504},{"sentences":[{"text":"As far as days during the week, I have the most amount of staff here on a Friday, but typically, I go go do some deliveries and stuff as well.","start":943.555,"end":950.695,"sentiment":"neutral","sentiment_score":0.1931769202152888}],"sentiment":"neutral","sentiment_score":0.1931769202152888,"channel":1,"num_words":30,"start":943.555,"end":950.695},{"sentences":[{"text":"Yep.","start":951.32,"end":951.82,"sentiment":"neutral","sentiment_score":0.04941187426447868}],"sentiment":"neutral","sentiment_score":0.04941187426447868,"channel":0,"num_words":1,"start":951.32,"end":951.82},{"sentences":[{"text":"Where am I?","start":952.74,"end":953.72003,"sentiment":"neutral","sentiment_score":0.024806730449199677},{"text":"Yeah.","start":954.82,"end":955.14,"sentiment":"neutral","sentiment_score":0.032516639679670334}],"sentiment":"neutral","sentiment_score":0.02673420775681734,"channel":1,"num_words":4,"start":952.74,"end":955.14},{"sentences":[{"text":"Because","start":955.0,"end":955.4,"sentiment":"neutral","sentiment_score":0.019569946452975273}],"sentiment":"neutral","sentiment_score":0.019569946452975273,"channel":0,"num_words":1,"start":955.0,"end":955.4},{"sentences":[{"text":"Wednesday","start":955.14,"end":955.54,"sentiment":"neutral","sentiment_score":0.038715165108442307}],"sentiment":"neutral","sentiment_score":0.038715165108442307,"channel":1,"num_words":1,"start":955.14,"end":955.54},{"sentences":[{"text":"if","start":955.4,"end":955.64,"sentiment":"neutral","sentiment_score":0.02488524094223976}],"sentiment":"neutral","sentiment_score":0.02488524094223976,"channel":0,"num_words":1,"start":955.4,"end":955.64},{"sentences":[{"text":"or Thursday.","start":955.54,"end":956.12,"sentiment":"neutral","sentiment_score":0.02240318711847067}],"sentiment":"neutral","sentiment_score":0.02240318711847067,"channel":1,"num_words":2,"start":955.54,"end":956.12},{"sentences":[{"text":"I'm look","start":955.64,"end":956.36005,"sentiment":"neutral","sentiment_score":0.02870081178843975}],"sentiment":"neutral","sentiment_score":0.02870081178843975,"channel":0,"num_words":2,"start":955.64,"end":956.36005},{"sentences":[{"text":"It's something like","start":956.26,"end":957.14,"sentiment":"neutral","sentiment_score":0.11323904742797215}],"sentiment":"neutral","sentiment_score":0.11323904742797215,"channel":1,"num_words":3,"start":956.26,"end":957.14},{"sentences":[{"text":"yeah.","start":957.0,"end":957.5,"sentiment":"neutral","sentiment_score":0.17053203284740448}],"sentiment":"neutral","sentiment_score":0.17053203284740448,"channel":0,"num_words":1,"start":957.0,"end":957.5},{"sentences":[{"text":"that'll be fine.","start":957.14,"end":958.04,"sentiment":"neutral","sentiment_score":0.20663802325725555}],"sentiment":"neutral","sentiment_score":0.20663802325725555,"channel":1,"num_words":3,"start":957.14,"end":958.04},{"sentences":[{"text":"Perfect.","start":957.80005,"end":958.30005,"sentiment":"positive","sentiment_score":0.3934495449066162},{"text":"Let me have a look.","start":958.44,"end":959.24005,"sentiment":"neutral","sentiment_score":0.16099146008491516},{"text":"So next week, I'm fully booked.","start":959.24005,"end":961.18005,"sentiment":"neutral","sentiment_score":0.1348575217028459},{"text":"Week after, I could do Wednesday","start":961.48004,"end":964.06006,"sentiment":"neutral","sentiment_score":0.06297694643338521}],"sentiment":"neutral","sentiment_score":0.13252298078603214,"channel":0,"num_words":18,"start":957.80005,"end":964.06006},{"sentences":[{"text":"Yep.","start":963.645,"end":964.145,"sentiment":"neutral","sentiment_score":0.05824675410985947}],"sentiment":"neutral","sentiment_score":0.05824675410985947,"channel":1,"num_words":1,"start":963.645,"end":964.145},{"sentences":[{"text":"or Thursday.","start":964.2,"end":965.02,"sentiment":"neutral","sentiment_score":0.05852450802922249},{"text":"Afternoons are booked, but I can kind of do around this","start":967.545,"end":973.005,"sentiment":"neutral","sentiment_score":0.07871378382498567}],"sentiment":"neutral","sentiment_score":0.07560774139486827,"channel":0,"num_words":13,"start":964.2,"end":973.005},{"sentences":[{"text":"Good morning.","start":972.92505,"end":973.585,"sentiment":"neutral","sentiment_score":0.20737358927726746}],"sentiment":"neutral","sentiment_score":0.20737358927726746,"channel":1,"num_words":2,"start":972.92505,"end":973.585},{"sentences":[{"text":"time frame.","start":973.145,"end":973.965,"sentiment":"neutral","sentiment_score":0.08454839885234833},{"text":"Yeah.","start":974.105,"end":974.505,"sentiment":"neutral","sentiment_score":0.0986594706773758}],"sentiment":"neutral","sentiment_score":0.08925208946069081,"channel":0,"num_words":3,"start":973.145,"end":974.505},{"sentences":[{"text":"Yep.","start":974.36505,"end":974.86505,"sentiment":"neutral","sentiment_score":0.08761506527662277}],"sentiment":"neutral","sentiment_score":0.08761506527662277,"channel":1,"num_words":1,"start":974.36505,"end":974.86505},{"sentences":[{"text":"I could do Wednesday or Thursday.","start":974.505,"end":978.205,"sentiment":"neutral","sentiment_score":0.07501039529840152},{"text":"I could do 11AM your time.","start":978.345,"end":980.665,"sentiment":"neutral","sentiment_score":0.08013742044568062},{"text":"Would that work?","start":980.665,"end":981.6,"sentiment":"neutral","sentiment_score":0.10659176607926686}],"sentiment":"neutral","sentiment_score":0.08337747951348623,"channel":0,"num_words":15,"start":974.505,"end":981.6},{"sentences":[{"text":"Yep.","start":981.88995,"end":982.20996,"sentiment":"neutral","sentiment_score":0.1158367246389389},{"text":"That works for me.","start":982.20996,"end":982.93,"sentiment":"neutral","sentiment_score":0.15890057012438774},{"text":"Yep.","start":982.93,"end":983.43,"sentiment":"neutral","sentiment_score":0.0935150384902954}],"sentiment":"neutral","sentiment_score":0.14082567393779755,"channel":1,"num_words":6,"start":981.88995,"end":983.43},{"sentences":[{"text":"Yeah?","start":983.04,"end":983.51996,"sentiment":"neutral","sentiment_score":0.07941766828298569},{"text":"Which which day works best for you?","start":983.51996,"end":985.38,"sentiment":"neutral","sentiment_score":0.0991843044757843}],"sentiment":"neutral","sentiment_score":0.09671347495168447,"channel":0,"num_words":8,"start":983.04,"end":985.38},{"sentences":[{"text":"Go with Wednesday.","start":986.76996,"end":987.67,"sentiment":"neutral","sentiment_score":0.05321313192447027}],"sentiment":"neutral","sentiment_score":0.05321313192447027,"channel":1,"num_words":3,"start":986.76996,"end":987.67},{"sentences":[{"text":"Wednesday.","start":988.07996,"end":988.57996,"sentiment":"neutral","sentiment_score":0.047475650906562805},{"text":"Alright.","start":988.63995,"end":988.88,"sentiment":"neutral","sentiment_score":0.09180303663015366},{"text":"So that is Wednesday, the the sixth,","start":988.88,"end":991.22,"sentiment":"neutral","sentiment_score":0.09301788466317314}],"sentiment":"neutral","sentiment_score":0.08782265335321426,"channel":0,"num_words":9,"start":988.07996,"end":991.22},{"sentences":[{"text":"Yep.","start":991.585,"end":992.085,"sentiment":"neutral","sentiment_score":0.07926623523235321},{"text":"And","start":992.145,"end":992.585,"sentiment":"neutral","sentiment_score":0.089861661195755}],"sentiment":"neutral","sentiment_score":0.08456394821405411,"channel":1,"num_words":2,"start":991.585,"end":992.585},{"sentences":[{"text":"and that will","start":992.24,"end":992.72,"sentiment":"neutral","sentiment_score":0.08571151395638783}],"sentiment":"neutral","sentiment_score":0.08571151395638783,"channel":0,"num_words":3,"start":992.24,"end":992.72},{"sentences":[{"text":"the","start":992.585,"end":993.025,"sentiment":"neutral","sentiment_score":0.08355449140071869}],"sentiment":"neutral","sentiment_score":0.08355449140071869,"channel":1,"num_words":1,"start":992.585,"end":993.025},{"sentences":[{"text":"be","start":992.72,"end":993.04,"sentiment":"neutral","sentiment_score":0.07755646109580994}],"sentiment":"neutral","sentiment_score":0.07755646109580994,"channel":0,"num_words":1,"start":992.72,"end":993.04},{"sentences":[{"text":"only","start":993.025,"end":993.505,"sentiment":"neutral","sentiment_score":0.042920906096696854}],"sentiment":"neutral","sentiment_score":0.042920906096696854,"channel":1,"num_words":1,"start":993.025,"end":993.505},{"sentences":[{"text":"eleven","start":993.04,"end":993.54,"sentiment":"neutral","sentiment_score":0.04951829835772514}],"sentiment":"neutral","sentiment_score":0.04951829835772514,"channel":0,"num_words":1,"start":993.04,"end":993.54},{"sentences":[{"text":"exception","start":993.505,"end":993.985,"sentiment":"neutral","sentiment_score":0.04362187907099724}],"sentiment":"neutral","sentiment_score":0.04362187907099724,"channel":1,"num_words":1,"start":993.505,"end":993.985},{"sentences":[{"text":"AM.","start":993.6,"end":994.1,"sentiment":"neutral","sentiment_score":0.05838389694690704}],"sentiment":"neutral","sentiment_score":0.05838389694690704,"channel":0,"num_words":1,"start":993.6,"end":994.1},{"sentences":[{"text":"would be if I've been called out or far or anything like that or, yeah,","start":993.985,"end":997.665,"sentiment":"neutral","sentiment_score":0.016858181295295555}],"sentiment":"neutral","sentiment_score":0.016858181295295555,"channel":1,"num_words":15,"start":993.985,"end":997.665},{"sentences":[{"text":"E.","start":997.295,"end":997.795,"sentiment":"neutral","sentiment_score":0.007400413975119591}],"sentiment":"neutral","sentiment_score":0.007400413975119591,"channel":0,"num_words":1,"start":997.295,"end":997.795},{"sentences":[{"text":"out of a out of a store.","start":997.665,"end":999.105,"sentiment":"neutral","sentiment_score":0.01694799174687692},{"text":"So that's","start":999.105,"end":999.90497,"sentiment":"neutral","sentiment_score":0.07040727138519287}],"sentiment":"neutral","sentiment_score":0.028827831666502688,"channel":1,"num_words":9,"start":997.665,"end":999.90497},{"sentences":[{"text":"Yeah.","start":999.615,"end":1000.115,"sentiment":"neutral","sentiment_score":0.05126528441905975}],"sentiment":"neutral","sentiment_score":0.05126528441905975,"channel":0,"num_words":1,"start":999.615,"end":1000.115},{"sentences":[{"text":"the only","start":999.90497,"end":1000.225,"sentiment":"neutral","sentiment_score":0.02069208398461342}],"sentiment":"neutral","sentiment_score":0.02069208398461342,"channel":1,"num_words":2,"start":999.90497,"end":1000.225},{"sentences":[{"text":"No.","start":1000.175,"end":1000.415,"sentiment":"neutral","sentiment_score":0.002738094888627529}],"sentiment":"neutral","sentiment_score":0.002738094888627529,"channel":0,"num_words":1,"start":1000.175,"end":1000.415},{"sentences":[{"text":"exception,","start":1000.225,"end":1000.625,"sentiment":"neutral","sentiment_score":0.010347757488489153}],"sentiment":"neutral","sentiment_score":0.010347757488489153,"channel":1,"num_words":1,"start":1000.225,"end":1000.625},{"sentences":[{"text":"That's","start":1000.415,"end":1000.815,"sentiment":"neutral","sentiment_score":0.03597976267337799}],"sentiment":"neutral","sentiment_score":0.03597976267337799,"channel":0,"num_words":1,"start":1000.415,"end":1000.815},{"sentences":[{"text":"but otherwise,","start":1000.625,"end":1001.105,"sentiment":"neutral","sentiment_score":0.06689917296171188}],"sentiment":"neutral","sentiment_score":0.06689917296171188,"channel":1,"num_words":2,"start":1000.625,"end":1001.105},{"sentences":[{"text":"okay.","start":1000.815,"end":1001.315,"sentiment":"neutral","sentiment_score":0.14992117881774902}],"sentiment":"neutral","sentiment_score":0.14992117881774902,"channel":0,"num_words":1,"start":1000.815,"end":1001.315},{"sentences":[{"text":"it should be fine.","start":1001.105,"end":1002.085,"sentiment":"neutral","sentiment_score":0.1712985262274742}],"sentiment":"neutral","sentiment_score":0.1712985262274742,"channel":1,"num_words":4,"start":1001.105,"end":1002.085},{"sentences":[{"text":"Yeah.","start":1002.335,"end":1002.735,"sentiment":"neutral","sentiment_score":0.09722909331321716},{"text":"I I can add a text reminder to the booking as well two hours before.","start":1002.735,"end":1006.915,"sentiment":"neutral","sentiment_score":0.13662449667851131}],"sentiment":"neutral","sentiment_score":0.13416228396818042,"channel":0,"num_words":16,"start":1002.335,"end":1006.915},{"sentences":[{"text":"Yes.","start":1006.61,"end":1007.11,"sentiment":"neutral","sentiment_score":0.0831737145781517},{"text":"Yep.","start":1007.17,"end":1007.67,"sentiment":"neutral","sentiment_score":0.05678907781839371}],"sentiment":"neutral","sentiment_score":0.0699813961982727,"channel":1,"num_words":2,"start":1006.61,"end":1007.67},{"sentences":[{"text":"So if it is","start":1007.215,"end":1008.275,"sentiment":"neutral","sentiment_score":0.03724269010126591}],"sentiment":"neutral","sentiment_score":0.03724269010126591,"channel":0,"num_words":4,"start":1007.215,"end":1008.275},{"sentences":[{"text":"That was good","start":1008.37,"end":1008.93,"sentiment":"neutral","sentiment_score":0.04346034054954847}],"sentiment":"neutral","sentiment_score":0.04346034054954847,"channel":1,"num_words":3,"start":1008.37,"end":1008.93},{"sentences":[{"text":"not something","start":1008.71,"end":1009.35004,"sentiment":"neutral","sentiment_score":-0.008338645100593567}],"sentiment":"neutral","sentiment_score":-0.008338645100593567,"channel":0,"num_words":2,"start":1008.71,"end":1009.35004},{"sentences":[{"text":"this morning.","start":1008.93,"end":1009.59,"sentiment":"neutral","sentiment_score":-0.01952048670500517}],"sentiment":"neutral","sentiment_score":-0.01952048670500517,"channel":1,"num_words":2,"start":1008.93,"end":1009.59},{"sentences":[{"text":"happens yeah.","start":1009.35004,"end":1010.73004,"sentiment":"neutral","sentiment_score":-0.004119047429412604},{"text":"And that's usually","start":1011.59,"end":1012.47003,"sentiment":"neutral","sentiment_score":-0.014221975579857826}],"sentiment":"neutral","sentiment_score":-0.010180804319679737,"channel":0,"num_words":5,"start":1009.35004,"end":1012.47003},{"sentences":[{"text":"Oh, shit.","start":1012.21,"end":1012.69,"sentiment":"neutral","sentiment_score":-0.24573341757059097}],"sentiment":"neutral","sentiment_score":-0.24573341757059097,"channel":1,"num_words":2,"start":1012.21,"end":1012.69},{"sentences":[{"text":"because","start":1012.47003,"end":1012.79004,"sentiment":"neutral","sentiment_score":-0.13460859656333923}],"sentiment":"neutral","sentiment_score":-0.13460859656333923,"channel":0,"num_words":1,"start":1012.47003,"end":1012.79004},{"sentences":[{"text":"That's","start":1012.69,"end":1012.93,"sentiment":"neutral","sentiment_score":-0.163411483168602}],"sentiment":"neutral","sentiment_score":-0.163411483168602,"channel":1,"num_words":1,"start":1012.69,"end":1012.93},{"sentences":[{"text":"sometimes","start":1012.79004,"end":1013.29004,"sentiment":"neutral","sentiment_score":-0.11785714328289032}],"sentiment":"neutral","sentiment_score":-0.11785714328289032,"channel":0,"num_words":1,"start":1012.79004,"end":1013.29004},{"sentences":[{"text":"right.","start":1012.93,"end":1013.43,"sentiment":"neutral","sentiment_score":-0.07904209196567535}],"sentiment":"neutral","sentiment_score":-0.07904209196567535,"channel":1,"num_words":1,"start":1012.93,"end":1013.43},{"sentences":[{"text":"sometimes we book it a couple of weeks in advance as well because things do fill up quickly, and","start":1013.43,"end":1018.63,"sentiment":"neutral","sentiment_score":-0.039824067762023525}],"sentiment":"neutral","sentiment_score":-0.039824067762023525,"channel":0,"num_words":19,"start":1013.43,"end":1018.63},{"sentences":[{"text":"Yes.","start":1018.545,"end":1019.045,"sentiment":"neutral","sentiment_score":-0.04542247951030731}],"sentiment":"neutral","sentiment_score":-0.04542247951030731,"channel":1,"num_words":1,"start":1018.545,"end":1019.045},{"sentences":[{"text":"it's sometimes life gets in the way and you forget things.","start":1018.63,"end":1021.27,"sentiment":"neutral","sentiment_score":-0.1325685822150924},{"text":"So it's it's good to have a reminder to just be like, oh, yeah.","start":1021.27,"end":1024.285,"sentiment":"neutral","sentiment_score":0.15262003575584718},{"text":"And if you are obviously on the way out or something and you can't make it, you can even just send us a text message or a quick call to say, hey.","start":1024.285,"end":1031.885,"sentiment":"neutral","sentiment_score":-0.04953292082063854},{"text":"Sorry.","start":1031.885,"end":1032.125,"sentiment":"neutral","sentiment_score":-0.23587492108345032},{"text":"I can't make it.","start":1032.125,"end":1032.685,"sentiment":"neutral","sentiment_score":-0.2752487249672413}],"sentiment":"neutral","sentiment_score":-0.03618543856446781,"channel":0,"num_words":62,"start":1018.63,"end":1032.685},{"sentences":[{"text":"Let's reschedule.","start":1032.685,"end":1033.425,"sentiment":"neutral","sentiment_score":-0.11350644007325172}],"sentiment":"neutral","sentiment_score":-0.11350644007325172,"channel":0,"num_words":2,"start":1032.685,"end":1033.425},{"sentences":[{"text":"Yep.","start":1034.02,"end":1034.52,"sentiment":"neutral","sentiment_score":0.10645060241222382}],"sentiment":"neutral","sentiment_score":0.10645060241222382,"channel":1,"num_words":1,"start":1034.02,"end":1034.52},{"sentences":[{"text":"That's fine.","start":1034.2051,"end":1034.925,"sentiment":"neutral","sentiment_score":0.1990516111254692},{"text":"But, otherwise,","start":1034.925,"end":1035.5651,"sentiment":"neutral","sentiment_score":0.1852145940065384}],"sentiment":"neutral","sentiment_score":0.1921331025660038,"channel":0,"num_words":4,"start":1034.2051,"end":1035.5651},{"sentences":[{"text":"Cool.","start":1035.3,"end":1035.8,"sentiment":"positive","sentiment_score":0.4515585303306579}],"sentiment":"positive","sentiment_score":0.4515585303306579,"channel":1,"num_words":1,"start":1035.3,"end":1035.8},{"sentences":[{"text":"that is booked in for you.","start":1035.5651,"end":1037.5851,"sentiment":"positive","sentiment_score":0.387505183617274},{"text":"Now the last couple of things in the documents that you will see there for you, Troy, is also a a financial services guide.","start":1037.99,"end":1045.53,"sentiment":"neutral","sentiment_score":0.11815519382556279},{"text":"You would have seen this one before.","start":1045.5901,"end":1046.9501,"sentiment":"neutral","sentiment_score":0.08183960616588593},{"text":"It's just a bit of an updated version.","start":1046.9501,"end":1048.4701,"sentiment":"neutral","sentiment_score":0.08027981361374259},{"text":"It's one of those compliance documents, but it does give you all important information in regards to all of us here.","start":1048.4701,"end":1054.2849,"sentiment":"neutral","sentiment_score":0.15849922668366206}],"sentiment":"neutral","sentiment_score":0.14703568584765447,"channel":0,"num_words":66,"start":1035.5651,"end":1054.2849},{"sentences":[{"text":"You will see the team of","start":1054.4249,"end":1055.465,"sentiment":"neutral","sentiment_score":0.10834043348828952}],"sentiment":"neutral","sentiment_score":0.10834043348828952,"channel":0,"num_words":6,"start":1054.4249,"end":1055.465},{"sentences":[{"text":"Mhmm.","start":1055.37,"end":1055.87,"sentiment":"neutral","sentiment_score":0.07949985563755035}],"sentiment":"neutral","sentiment_score":0.07949985563755035,"channel":1,"num_words":1,"start":1055.37,"end":1055.87},{"sentences":[{"text":"directors, all advisers there.","start":1055.465,"end":1056.985,"sentiment":"neutral","sentiment_score":0.09573080949485302},{"text":"And if you do have a look at it, you will see myself in both of them as well if you do wanna put a face to the voice.","start":1056.985,"end":1063.565,"sentiment":"neutral","sentiment_score":0.09857686030967482}],"sentiment":"neutral","sentiment_score":0.09823188445333278,"channel":0,"num_words":33,"start":1055.465,"end":1063.565},{"sentences":[{"text":"Yeah.","start":1063.77,"end":1064.01,"sentiment":"neutral","sentiment_score":0.18056435883045197},{"text":"Cool.","start":1064.01,"end":1064.49,"sentiment":"neutral","sentiment_score":0.2765563130378723},{"text":"Yep.","start":1064.49,"end":1064.8099,"sentiment":"neutral","sentiment_score":0.1589919626712799},{"text":"No worries.","start":1064.8099,"end":1065.47,"sentiment":"neutral","sentiment_score":0.15263181179761887}],"sentiment":"neutral","sentiment_score":0.1842752516269684,"channel":1,"num_words":5,"start":1063.77,"end":1065.47},{"sentences":[{"text":"Yep.","start":1065.0,"end":1065.5,"sentiment":"neutral","sentiment_score":0.08702175319194794},{"text":"But, otherwise, a quick summary of your super and insurances.","start":1066.68,"end":1069.66,"sentiment":"neutral","sentiment_score":0.09660765156149864},{"text":"So you have your super with hub twenty four.","start":1070.12,"end":1073.3401,"sentiment":"neutral","sentiment_score":0.0826073471042845},{"text":"And at","start":1073.4801,"end":1073.9601,"sentiment":"neutral","sentiment_score":0.0592375211417675}],"sentiment":"neutral","sentiment_score":0.08704724704677408,"channel":0,"num_words":22,"start":1065.0,"end":1073.9601},{"sentences":[{"text":"Yep.","start":1073.875,"end":1074.375,"sentiment":"neutral","sentiment_score":0.06362199783325195}],"sentiment":"neutral","sentiment_score":0.06362199783325195,"channel":1,"num_words":1,"start":1073.875,"end":1074.375},{"sentences":[{"text":"the moment, you have about a $128,736 in there.","start":1073.9601,"end":1079.66,"sentiment":"neutral","sentiment_score":0.07535648677084181},{"text":"You also have your Neos insurances.","start":1080.5651,"end":1082.7451,"sentiment":"neutral","sentiment_score":0.07375602548321088},{"text":"So you have a","start":1083.285,"end":1084.2451,"sentiment":"neutral","sentiment_score":0.08718626387417316}],"sentiment":"neutral","sentiment_score":0.07734155733334391,"channel":0,"num_words":19,"start":1073.9601,"end":1084.2451},{"sentences":[{"text":"Yes.","start":1084.2,"end":1084.7,"sentiment":"neutral","sentiment_score":0.10590745508670808}],"sentiment":"neutral","sentiment_score":0.10590745508670808,"channel":1,"num_words":1,"start":1084.2,"end":1084.7},{"sentences":[{"text":"life and TPD of 4,000 sorry.","start":1084.2451,"end":1088.2451,"sentiment":"neutral","sentiment_score":0.10326594424744447},{"text":"438,860 and $96.","start":1088.2451,"end":1092.905,"sentiment":"neutral","sentiment_score":0.0862281545996666},{"text":"You're quite","start":1093.41,"end":1093.89,"sentiment":"neutral","sentiment_score":0.30560916662216187}],"sentiment":"neutral","sentiment_score":0.13540895113890822,"channel":0,"num_words":11,"start":1084.2451,"end":1093.89},{"sentences":[{"text":"Yep.","start":1093.72,"end":1094.22,"sentiment":"neutral","sentiment_score":0.3250112235546112}],"sentiment":"neutral","sentiment_score":0.3250112235546112,"channel":1,"num_words":1,"start":1093.72,"end":1094.22},{"sentences":[{"text":"happy with those amounts still?","start":1093.89,"end":1095.43,"sentiment":"positive","sentiment_score":0.42530585527420045}],"sentiment":"positive","sentiment_score":0.42530585527420045,"channel":0,"num_words":5,"start":1093.89,"end":1095.43},{"sentences":[{"text":"Should be.","start":1096.84,"end":1097.24,"sentiment":"neutral","sentiment_score":0.19634297490119934},{"text":"It'll be hopefully enough to wipe my bum and not wipe for a while when I need it.","start":1097.24,"end":1102.485,"sentiment":"neutral","sentiment_score":0.09249374436007606}],"sentiment":"neutral","sentiment_score":0.10287866741418839,"channel":1,"num_words":20,"start":1096.84,"end":1102.485},{"sentences":[{"text":"Yeah.","start":1102.8501,"end":1103.3301,"sentiment":"neutral","sentiment_score":0.026504069566726685},{"text":"Kind of cover, you know, if there's any not that you really have any debt, really.","start":1103.3301,"end":1107.91,"sentiment":"neutral","sentiment_score":-0.05362249305471778},{"text":"But","start":1108.1449,"end":1108.3049,"sentiment":"neutral","sentiment_score":0.008727088570594788}],"sentiment":"neutral","sentiment_score":-0.045707151707675725,"channel":0,"num_words":18,"start":1102.8501,"end":1108.3049},{"sentences":[{"text":"Yep.","start":1108.225,"end":1108.725,"sentiment":"neutral","sentiment_score":0.012667892500758173}],"sentiment":"neutral","sentiment_score":0.012667892500758173,"channel":1,"num_words":1,"start":1108.225,"end":1108.725},{"sentences":[{"text":"if there's, you know, anything to be cleared out and, yeah, cover income for a bit if you need to.","start":1108.3049,"end":1113.365,"sentiment":"neutral","sentiment_score":-0.001981564098969102}],"sentiment":"neutral","sentiment_score":-0.001981564098969102,"channel":0,"num_words":20,"start":1108.3049,"end":1113.365},{"sentences":[{"text":"Yes.","start":1113.025,"end":1113.3,"sentiment":"neutral","sentiment_score":0.09174248576164246},{"text":"Yep.","start":1113.78,"end":1114.28,"sentiment":"neutral","sentiment_score":0.10062259435653688}],"sentiment":"neutral","sentiment_score":0.09618254005908966,"channel":1,"num_words":2,"start":1113.025,"end":1114.28},{"sentences":[{"text":"You also have an income protection.","start":1114.1449,"end":1115.845,"sentiment":"neutral","sentiment_score":0.103111632168293}],"sentiment":"neutral","sentiment_score":0.103111632168293,"channel":0,"num_words":6,"start":1114.1449,"end":1115.845},{"sentences":[{"text":"Yes.","start":1116.42,"end":1116.92,"sentiment":"neutral","sentiment_score":0.13435028493404388}],"sentiment":"neutral","sentiment_score":0.13435028493404388,"channel":1,"num_words":1,"start":1116.42,"end":1116.92},{"sentences":[{"text":"So that will pay you a monthly amount of $3,378 per month,","start":1116.5449,"end":1122.03,"sentiment":"neutral","sentiment_score":0.12272788708408673}],"sentiment":"neutral","sentiment_score":0.12272788708408673,"channel":0,"num_words":12,"start":1116.5449,"end":1122.03},{"sentences":[{"text":"Yep.","start":1122.5801,"end":1123.0801,"sentiment":"neutral","sentiment_score":0.08758281171321869}],"sentiment":"neutral","sentiment_score":0.08758281171321869,"channel":1,"num_words":1,"start":1122.5801,"end":1123.0801},{"sentences":[{"text":"thirty day waiting period, five year benefit, all three after the tax deduction is 3,090.","start":1122.5901,"end":1130.2101,"sentiment":"neutral","sentiment_score":0.1097665677467982},{"text":"Still happy with the income protection as well?","start":1130.5901,"end":1132.93,"sentiment":"neutral","sentiment_score":0.32377250492572784}],"sentiment":"neutral","sentiment_score":0.1842034154612085,"channel":0,"num_words":23,"start":1122.5901,"end":1132.93},{"sentences":[{"text":"Yep.","start":1133.105,"end":1133.1849,"sentiment":"neutral","sentiment_score":0.2148882746696472},{"text":"Absolutely.","start":1133.1849,"end":1133.6849,"sentiment":"positive","sentiment_score":0.460260808467865},{"text":"That's vital","start":1134.225,"end":1135.1849,"sentiment":"positive","sentiment_score":0.4539622664451599}],"sentiment":"positive","sentiment_score":0.395768404006958,"channel":1,"num_words":4,"start":1133.105,"end":1135.1849},{"sentences":[{"text":"Great.","start":1134.9951,"end":1135.4951,"sentiment":"neutral","sentiment_score":0.11070641130208968}],"sentiment":"neutral","sentiment_score":0.11070641130208968,"channel":0,"num_words":1,"start":1134.9951,"end":1135.4951},{"sentences":[{"text":"for in here on the, unfortunately, on the branch trust of the building.","start":1135.1849,"end":1138.385,"sentiment":"neutral","sentiment_score":-0.21716664616878217},{"text":"So","start":1138.385,"end":1138.885,"sentiment":"neutral","sentiment_score":-0.06907255947589874}],"sentiment":"neutral","sentiment_score":-0.20658849711929048,"channel":1,"num_words":14,"start":1135.1849,"end":1138.885},{"sentences":[{"text":"Yes.","start":1139.635,"end":1140.135,"sentiment":"neutral","sentiment_score":-0.0384594202041626}],"sentiment":"neutral","sentiment_score":-0.0384594202041626,"channel":0,"num_words":1,"start":1139.635,"end":1140.135},{"sentences":[{"text":"without","start":1140.065,"end":1140.465,"sentiment":"neutral","sentiment_score":-0.0392228327691555}],"sentiment":"neutral","sentiment_score":-0.0392228327691555,"channel":1,"num_words":1,"start":1140.065,"end":1140.465},{"sentences":[{"text":"If something","start":1140.1951,"end":1140.675,"sentiment":"neutral","sentiment_score":-0.07244138047099113}],"sentiment":"neutral","sentiment_score":-0.07244138047099113,"channel":0,"num_words":2,"start":1140.1951,"end":1140.675},{"sentences":[{"text":"me, the","start":1140.465,"end":1140.96,"sentiment":"neutral","sentiment_score":-0.07155478373169899}],"sentiment":"neutral","sentiment_score":-0.07155478373169899,"channel":1,"num_words":2,"start":1140.465,"end":1140.96},{"sentences":[{"text":"happens,","start":1140.675,"end":1141.0751,"sentiment":"neutral","sentiment_score":-0.0687495619058609}],"sentiment":"neutral","sentiment_score":-0.0687495619058609,"channel":0,"num_words":1,"start":1140.675,"end":1141.0751},{"sentences":[{"text":"shop","start":1141.0399,"end":1141.44,"sentiment":"neutral","sentiment_score":-0.09495394676923752}],"sentiment":"neutral","sentiment_score":-0.09495394676923752,"channel":1,"num_words":1,"start":1141.0399,"end":1141.44},{"sentences":[{"text":"you need","start":1141.0751,"end":1141.4751,"sentiment":"neutral","sentiment_score":-0.0936552956700325}],"sentiment":"neutral","sentiment_score":-0.0936552956700325,"channel":0,"num_words":2,"start":1141.0751,"end":1141.4751},{"sentences":[{"text":"doesn't","start":1141.44,"end":1141.6799,"sentiment":"neutral","sentiment_score":-0.09465989470481873}],"sentiment":"neutral","sentiment_score":-0.09465989470481873,"channel":1,"num_words":1,"start":1141.44,"end":1141.6799},{"sentences":[{"text":"that.","start":1141.4751,"end":1141.9551,"sentiment":"neutral","sentiment_score":-0.12348401546478271}],"sentiment":"neutral","sentiment_score":-0.12348401546478271,"channel":0,"num_words":1,"start":1141.4751,"end":1141.9551},{"sentences":[{"text":"run","start":1141.6799,"end":1142.08,"sentiment":"neutral","sentiment_score":-0.04296281188726425}],"sentiment":"neutral","sentiment_score":-0.04296281188726425,"channel":1,"num_words":1,"start":1141.6799,"end":1142.08},{"sentences":[{"text":"Yep.","start":1141.9551,"end":1142.4551,"sentiment":"neutral","sentiment_score":-0.026540523394942284}],"sentiment":"neutral","sentiment_score":-0.026540523394942284,"channel":0,"num_words":1,"start":1141.9551,"end":1142.4551},{"sentences":[{"text":"for very long.","start":1142.08,"end":1142.7999,"sentiment":"neutral","sentiment_score":-0.031366756185889244},{"text":"Yeah.","start":1142.7999,"end":1143.2999,"sentiment":"neutral","sentiment_score":0.061686620116233826}],"sentiment":"neutral","sentiment_score":-0.008103412110358477,"channel":1,"num_words":4,"start":1142.08,"end":1143.2999},{"sentences":[{"text":"Yep.","start":1143.4751,"end":1143.9751,"sentiment":"neutral","sentiment_score":0.14357851445674896},{"text":"Perfect.","start":1144.035,"end":1144.535,"sentiment":"positive","sentiment_score":0.4906590282917022},{"text":"Now I can see as well that you don't have trauma cover.","start":1145.3151,"end":1148.14,"sentiment":"neutral","sentiment_score":0.1059622522443533},{"text":"It is a policy you have to pay for out of pocket, though.","start":1148.14,"end":1150.38,"sentiment":"neutral","sentiment_score":-0.004782793327019765},{"text":"You're still quite happy not to have that?","start":1150.38,"end":1152.72,"sentiment":"neutral","sentiment_score":0.08850366179831326}],"sentiment":"neutral","sentiment_score":0.07290393002331257,"channel":0,"num_words":35,"start":1143.4751,"end":1152.72},{"sentences":[{"text":"I'm comfortable with that.","start":1152.88,"end":1153.84,"sentiment":"neutral","sentiment_score":0.32814669609069824},{"text":"Yep.","start":1153.84,"end":1154.34,"sentiment":"neutral","sentiment_score":0.22827516496181488}],"sentiment":"neutral","sentiment_score":0.30817238986492157,"channel":1,"num_words":5,"start":1152.88,"end":1154.34},{"sentences":[{"text":"Yep.","start":1154.54,"end":1154.9401,"sentiment":"neutral","sentiment_score":0.29434362053871155},{"text":"Great.","start":1154.9401,"end":1155.34,"sentiment":"positive","sentiment_score":0.7149696350097656},{"text":"Perfect.","start":1155.34,"end":1155.84,"sentiment":"positive","sentiment_score":0.6709097027778625},{"text":"The the last documents, essentially, is just a policy statement for your Neos insurances.","start":1157.1,"end":1162.815,"sentiment":"neutral","sentiment_score":0.2780464238354138},{"text":"Basically, shows you that everything is up to date.","start":1162.955,"end":1165.535,"sentiment":"neutral","sentiment_score":0.23987348874409994}],"sentiment":"neutral","sentiment_score":0.29737439579688585,"channel":0,"num_words":26,"start":1154.54,"end":1165.535},{"sentences":[{"text":"Yep.","start":1165.865,"end":1166.365,"sentiment":"neutral","sentiment_score":0.1647261679172516}],"sentiment":"neutral","sentiment_score":0.1647261679172516,"channel":1,"num_words":1,"start":1165.865,"end":1166.365},{"sentences":[{"text":"And then it will ask you to sign two documents as well.","start":1166.635,"end":1169.9149,"sentiment":"neutral","sentiment_score":0.17485953060289225},{"text":"So when you have a moment, have a look for the document.","start":1169.9149,"end":1172.155,"sentiment":"neutral","sentiment_score":0.144661420956254},{"text":"Any questions, let me know.","start":1172.155,"end":1173.775,"sentiment":"neutral","sentiment_score":0.12464162111282348},{"text":"Otherwise, if it all makes sense and you're happy to do so, if you could sign those documents,","start":1174.36,"end":1179.82,"sentiment":"neutral","sentiment_score":0.2707870312862926}],"sentiment":"neutral","sentiment_score":0.1985452359027051,"channel":0,"num_words":47,"start":1166.635,"end":1179.82},{"sentences":[{"text":"Yep.","start":1179.88,"end":1180.36,"sentiment":"neutral","sentiment_score":0.13392752408981323}],"sentiment":"neutral","sentiment_score":0.13392752408981323,"channel":1,"num_words":1,"start":1179.88,"end":1180.36},{"sentences":[{"text":"it","start":1180.2,"end":1180.44,"sentiment":"neutral","sentiment_score":0.11192572861909866}],"sentiment":"neutral","sentiment_score":0.11192572861909866,"channel":0,"num_words":1,"start":1180.2,"end":1180.44},{"sentences":[{"text":"Mhmm.","start":1180.36,"end":1180.86,"sentiment":"neutral","sentiment_score":0.1098659485578537}],"sentiment":"neutral","sentiment_score":0.1098659485578537,"channel":1,"num_words":1,"start":1180.36,"end":1180.86},{"sentences":[{"text":"will ask you to sign too.","start":1180.44,"end":1182.2,"sentiment":"neutral","sentiment_score":0.1092781995733579},{"text":"Now one is your ongoing service agreement with hub twenty four as well.","start":1182.2,"end":1187.48,"sentiment":"neutral","sentiment_score":0.18006374629644248},{"text":"Just to say that you are happy to remain and stay on as a client, and we can keep servicing you.","start":1187.48,"end":1193.4551,"sentiment":"positive","sentiment_score":0.3490580306166694},{"text":"Now there's no changes at all in regards to the fee structure.","start":1193.5951,"end":1196.9551,"sentiment":"neutral","sentiment_score":0.11686264754583438},{"text":"So that stays exactly the same at one","start":1196.9551,"end":1199.115,"sentiment":"neutral","sentiment_score":0.22722366079688072}],"sentiment":"neutral","sentiment_score":0.22578095998615028,"channel":0,"num_words":60,"start":1180.44,"end":1199.115},{"sentences":[{"text":"Cool.","start":1198.995,"end":1199.34,"sentiment":"neutral","sentiment_score":0.1521400362253189}],"sentiment":"neutral","sentiment_score":0.1521400362253189,"channel":1,"num_words":1,"start":1198.995,"end":1199.34},{"sentences":[{"text":"point $6.05 from super.","start":1199.115,"end":1200.9751,"sentiment":"neutral","sentiment_score":0.1089959554374218},{"text":"And then the last document, it is just a compliance form just to say that we are keeping your tax phone number secure on file.","start":1201.47,"end":1208.61,"sentiment":"neutral","sentiment_score":0.14074714362621307}],"sentiment":"neutral","sentiment_score":0.13636766939327635,"channel":0,"num_words":29,"start":1199.115,"end":1208.61},{"sentences":[{"text":"Yep.","start":1209.1,"end":1209.6,"sentiment":"neutral","sentiment_score":0.13315652310848236}],"sentiment":"neutral","sentiment_score":0.13315652310848236,"channel":1,"num_words":1,"start":1209.1,"end":1209.6},{"sentences":[{"text":"Now that was everything.","start":1210.19,"end":1211.39,"sentiment":"neutral","sentiment_score":0.1944069191813469},{"text":"Hopefully, it didn't take up too much of your time.","start":1211.39,"end":1214.29,"sentiment":"neutral","sentiment_score":0.08999429419636726}],"sentiment":"neutral","sentiment_score":0.1198264727635043,"channel":0,"num_words":14,"start":1210.19,"end":1214.29},{"sentences":[{"text":"No.","start":1214.4249,"end":1214.6649,"sentiment":"neutral","sentiment_score":0.05143609270453453},{"text":"That's been good.","start":1214.6649,"end":1215.385,"sentiment":"neutral","sentiment_score":0.1962303767601649},{"text":"Yep.","start":1215.385,"end":1215.885,"sentiment":"neutral","sentiment_score":0.12926308810710907}],"sentiment":"neutral","sentiment_score":0.15387806221842765,"channel":1,"num_words":5,"start":1214.4249,"end":1215.885},{"sentences":[{"text":"Before I let you go, Troy, do you have any questions or anything else for me at this point?","start":1216.035,"end":1220.4551,"sentiment":"neutral","sentiment_score":0.05433340488295806}],"sentiment":"neutral","sentiment_score":0.05433340488295806,"channel":0,"num_words":19,"start":1216.035,"end":1220.4551},{"sentences":[{"text":"No.","start":1221.625,"end":1222.105,"sentiment":"neutral","sentiment_score":-0.02399948611855507},{"text":"No.","start":1222.105,"end":1222.4249,"sentiment":"neutral","sentiment_score":-0.019048355519771576},{"text":"Give me","start":1222.4249,"end":1222.825,"sentiment":"neutral","sentiment_score":-0.014043171890079975}],"sentiment":"neutral","sentiment_score":-0.01778354635462165,"channel":1,"num_words":4,"start":1221.625,"end":1222.825},{"sentences":[{"text":"No?","start":1222.755,"end":1223.255,"sentiment":"neutral","sentiment_score":-0.02810514345765114}],"sentiment":"neutral","sentiment_score":-0.02810514345765114,"channel":0,"num_words":1,"start":1222.755,"end":1223.255},{"sentences":[{"text":"five minutes and I might think it's something, but no.","start":1222.825,"end":1224.9249,"sentiment":"neutral","sentiment_score":-0.027677416801452637}],"sentiment":"neutral","sentiment_score":-0.027677416801452637,"channel":1,"num_words":10,"start":1222.825,"end":1224.9249},{"sentences":[{"text":"That's okay.","start":1225.395,"end":1226.035,"sentiment":"neutral","sentiment_score":0.09516636654734612},{"text":"If not, always write it down.","start":1226.035,"end":1227.735,"sentiment":"neutral","sentiment_score":0.06772145008047421},{"text":"You can give me a call, of course.","start":1227.875,"end":1229.35,"sentiment":"neutral","sentiment_score":0.09255727287381887},{"text":"But if not, otherwise, if you do have any questions, when I do give you a call, excuse me, on Wednesday, May 6,","start":1229.35,"end":1237.7698,"sentiment":"neutral","sentiment_score":0.07545240855087405}],"sentiment":"neutral","sentiment_score":0.07878269264713311,"channel":0,"num_words":39,"start":1225.395,"end":1237.7698},{"sentences":[{"text":"Yep.","start":1238.28,"end":1238.775,"sentiment":"neutral","sentiment_score":0.08914540708065033}],"sentiment":"neutral","sentiment_score":0.08914540708065033,"channel":1,"num_words":1,"start":1238.28,"end":1238.775},{"sentences":[{"text":"I will we can go through anything as well.","start":1238.5499,"end":1240.965,"sentiment":"neutral","sentiment_score":0.11970282346010208}],"sentiment":"neutral","sentiment_score":0.11970282346010208,"channel":0,"num_words":9,"start":1238.5499,"end":1240.965},{"sentences":[{"text":"Yeah.","start":1241.175,"end":1241.415,"sentiment":"neutral","sentiment_score":0.09715183079242706}],"sentiment":"neutral","sentiment_score":0.09715183079242706,"channel":1,"num_words":1,"start":1241.175,"end":1241.415},{"sentences":[{"text":"Yep.","start":1241.365,"end":1241.865,"sentiment":"neutral","sentiment_score":0.1080203577876091}],"sentiment":"neutral","sentiment_score":0.1080203577876091,"channel":0,"num_words":1,"start":1241.365,"end":1241.865},{"sentences":[{"text":"Cool.","start":1241.415,"end":1241.895,"sentiment":"neutral","sentiment_score":0.04086777940392494},{"text":"And I'll have a crack at this beneficiary nomination form and try and get that completed today and sent back.","start":1241.895,"end":1246.9551,"sentiment":"neutral","sentiment_score":0.27954541370272634}],"sentiment":"neutral","sentiment_score":0.26817981206945013,"channel":1,"num_words":21,"start":1241.415,"end":1246.9551},{"sentences":[{"text":"Yes.","start":1246.725,"end":1247.125,"sentiment":"positive","sentiment_score":0.6163547039031982},{"text":"Amazing.","start":1247.125,"end":1247.625,"sentiment":"positive","sentiment_score":0.7701108455657959},{"text":"If you have any questions with the form as well, just just let me know.","start":1247.765,"end":1250.745,"sentiment":"neutral","sentiment_score":0.3287358323733012}],"sentiment":"positive","sentiment_score":0.3716178255922654,"channel":0,"num_words":17,"start":1246.725,"end":1250.745},{"sentences":[{"text":"Yeah.","start":1250.855,"end":1251.175,"sentiment":"neutral","sentiment_score":0.1263626217842102},{"text":"That'll be the only","start":1251.175,"end":1251.8151,"sentiment":"neutral","sentiment_score":0.11821309011429548}],"sentiment":"neutral","sentiment_score":0.11984299644827842,"channel":1,"num_words":5,"start":1250.855,"end":1251.8151},{"sentences":[{"text":"Yeah.","start":1251.765,"end":1252.265,"sentiment":"neutral","sentiment_score":0.09576767683029176}],"sentiment":"neutral","sentiment_score":0.09576767683029176,"channel":0,"num_words":1,"start":1251.765,"end":1252.265},{"sentences":[{"text":"yep.","start":1252.055,"end":1252.375,"sentiment":"neutral","sentiment_score":0.17638635635375977},{"text":"Cool.","start":1252.375,"end":1252.6951,"sentiment":"positive","sentiment_score":0.6368931531906128},{"text":"Awesome.","start":1252.6951,"end":1253.095,"sentiment":"positive","sentiment_score":0.743958592414856}],"sentiment":"positive","sentiment_score":0.5190793673197428,"channel":1,"num_words":3,"start":1252.055,"end":1253.095},{"sentences":[{"text":"Yeah.","start":1252.965,"end":1253.465,"sentiment":"positive","sentiment_score":0.6071728467941284}],"sentiment":"positive","sentiment_score":0.6071728467941284,"channel":0,"num_words":1,"start":1252.965,"end":1253.465},{"sentences":[{"text":"Thank you.","start":1253.095,"end":1253.8351,"sentiment":"positive","sentiment_score":0.7658343017101288}],"sentiment":"positive","sentiment_score":0.7658343017101288,"channel":1,"num_words":2,"start":1253.095,"end":1253.8351},{"sentences":[{"text":"No problem at all.","start":1253.845,"end":1254.645,"sentiment":"positive","sentiment_score":0.6227595210075378},{"text":"I hope you enjoy the rest of your day and it's not too busy for you.","start":1254.645,"end":1257.385,"sentiment":"positive","sentiment_score":0.7474049553275108}],"sentiment":"positive","sentiment_score":0.7224758684635162,"channel":0,"num_words":20,"start":1253.845,"end":1257.385},{"sentences":[{"text":"Will do.","start":1257.3,"end":1257.7001,"sentiment":"positive","sentiment_score":0.5579616725444794},{"text":"Thank you very much.","start":1257.7001,"end":1258.76,"sentiment":"positive","sentiment_score":0.7623419016599655}],"sentiment":"positive","sentiment_score":0.6942151586214701,"channel":1,"num_words":6,"start":1257.3,"end":1258.76},{"sentences":[{"text":"Mhmm.","start":1258.405,"end":1258.905,"sentiment":"neutral","sentiment_score":0.2230965495109558},{"text":"Thanks for fixing.","start":1258.965,"end":1260.025,"sentiment":"positive","sentiment_score":0.6327706972757975}],"sentiment":"positive","sentiment_score":0.5303521603345871,"channel":0,"num_words":4,"start":1258.405,"end":1260.025},{"sentences":[{"text":"No worries.","start":1260.42,"end":1260.9,"sentiment":"positive","sentiment_score":0.41744329035282135},{"text":"Thank you.","start":1260.9,"end":1261.4601,"sentiment":"positive","sentiment_score":0.643220067024231}],"sentiment":"positive","sentiment_score":0.5303316786885262,"channel":1,"num_words":4,"start":1260.42,"end":1261.4601},{"sentences":[{"text":"Bye.","start":1261.205,"end":1261.705,"sentiment":"positive","sentiment_score":0.3563562333583832}],"sentiment":"positive","sentiment_score":0.3563562333583832,"channel":0,"num_words":1,"start":1261.205,"end":1261.705},{"sentences":[{"text":"Bye.","start":1261.4601,"end":1261.9601,"sentiment":"neutral","sentiment_score":0.24365107715129852}],"sentiment":"neutral","sentiment_score":0.24365107715129852,"channel":1,"num_words":1,"start":1261.4601,"end":1261.9601},{"sentences":[{"text":"Bye.","start":1261.9249,"end":1262.4249,"sentiment":"neutral","sentiment_score":-0.1044175997376442}],"sentiment":"neutral","sentiment_score":-0.1044175997376442,"channel":0,"num_words":1,"start":1261.9249,"end":1262.4249}]},"summary":{"result":"success","short":"Representatives from Next View Financial speak with customers about their annual reviews, personal information, contributions, health and lifestyle issues, estate planning, and risk tolerance. They provide information on insurance and offer to fill out necessary forms. The conversation also covers topics such as personal health, work-related matters, and investment opportunities. The representatives emphasize the importance of completing forms and returning them, and provide information on financial services and insurance policy. They suggest reducing risk during the proposal process and provide policy statements and compliance forms for the customer's Neos insurance policy. The customer is happy to remain as a client and is offered assistance with any questions."},"intents":{"segments":[{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you just confirm your full name, date of birth, and address, please? Yep.","start_word":178,"end_word":206,"intents":[{"intent":"Confirm identity","confidence_score":0.49639547},{"intent":"Confirm identity","confidence_score":0.007941396}]},{"text":"Now the first thing I do quickly run through with you there, Troy, is this a bit of an updated fact find just to see if there's anything major that has changed in your life. Now I'll try to make it as quick as I can. Yep.","start_word":223,"end_word":269,"intents":[{"intent":"Discuss financial situation","confidence_score":0.0014210043}]},{"text":"Income wise, do you earn about 45,000 or draw that from the business?","start_word":347,"end_word":359,"intents":[{"intent":"Determine income requirements","confidence_score":0.013469381}]},{"text":"And we also have a Toyota Horlux ute Oh, perfect.","start_word":709,"end_word":718,"intents":[{"intent":"Share car details","confidence_score":0.0015876213}]},{"text":"If you have any questions about who to nominate or which type of nomination to make, Yep. just let me know because it can be a little bit confusing sometimes. Right.","start_word":1268,"end_word":1298,"intents":[{"intent":"Resolve nomination issues","confidence_score":0.021903863}]},{"text":"But, yeah, when you have a moment, it is important to to complete so that Get it that does complete. go through who you want. Yeah.","start_word":1368,"end_word":1393,"intents":[{"intent":"Complete tasks","confidence_score":0.21526271},{"intent":"Complete tasks","confidence_score":0.025469448}]},{"text":"Now, Tory, have you ever bought direct shares? No.","start_word":1458,"end_word":1466,"intents":[{"intent":"Gather information","confidence_score":0.0053093466},{"intent":"Identify purpose","confidence_score":0.0014135829}]},{"text":"And at the moment, are you still kind of planning and accessing or retiring at about I would hope so, but 60? I doubt it.","start_word":1469,"end_word":1493,"intents":[{"intent":"Inquire about retirement age","confidence_score":0.11058605},{"intent":"Consider retirement age","confidence_score":0.015517542},{"intent":"Inquire about pension plan","confidence_score":0.026064796}]},{"text":"That's hell, Now that's, honey. if Well, you know, well, I hope so, but I I don't I don't see Yep. it being coming through, but I hope so. Yes. That's the plan. Yep. Perfect.","start_word":1553,"end_word":1587,"intents":[{"intent":"Confirm understanding","confidence_score":0.00938251}]},{"text":"And, ideally, would you like to draw a weekly income of about a thousand dollars from Super when you do retire, or do you feel like you need a little bit more, obviously, with prices and everything kind of going up?","start_word":1588,"end_word":1628,"intents":[{"intent":"Analyze income requirements","confidence_score":0.00025035633}]},{"text":"Would you say that you would, if you had the option to do so, take advantage of that while the prices are down to invest more, or would you just kind of hold right to see what happens with everything, or would you want to shift to a more secure asset so that means you are then selling and the prices have already dropped? Yeah.","start_word":1823,"end_word":1887,"intents":[{"intent":"Evaluate portfolio options","confidence_score":0.004173812}]},{"text":"Now if it was something that you did notice, would you say that you'd feel, you know, optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start_word":1987,"end_word":2022,"intents":[{"intent":"Optimize investment outlook","confidence_score":0.002158096}]},{"text":"And when you do have a look at it, you will see that over the long term, market always goes up. The short Yes. term, depending on what's happening, there will be some some ups and downs and market fluctuation. Yes. Correct. Yeah.","start_word":2104,"end_word":2146,"intents":[{"intent":"Discuss market fluctuations","confidence_score":0.24397272}]},{"text":"Now last question here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? No.","start_word":2148,"end_word":2173,"intents":[{"intent":"Discuss borrowing money","confidence_score":0.39258456}]},{"text":"Now, Troy, that tells me here that you have come out as a growth investor. And at the moment, we have you invested in a high growth portfolio. Do you know the difference between those two at all? Not clearly.","start_word":2194,"end_word":2233,"intents":[{"intent":"Discuss growth portfolio","confidence_score":0.034907162}]},{"text":"then what I'll do is I'll put together a statement of advice to show you what a growth portfolio would look like and how that's different to your high growth portfolio. It's also Yep.","start_word":2492,"end_word":2525,"intents":[{"intent":"Provide advice on portfolio","confidence_score":0.0018086575}]},{"text":"up for time, Yep. That's good. Because which usually falls after into hours, I book out very quickly. So yep. that's Yep. good. Now that falls into line. So, yeah, school goes back next week, so that timeline sort of fits pretty well. Okay. Perfect.","start_word":2740,"end_word":2784,"intents":[{"intent":"Schedule a meeting","confidence_score":0.016152795}]},{"text":"So you have your super with hub twenty four. And at Yep. the moment, you have about a $128,736 in there. You also have your Neos insurances. So you have a Yes. life and TPD of 4,000 sorry. 438,860 and $96. You're quite Yep.","start_word":3214,"end_word":3257,"intents":[{"intent":"Manage insurances","confidence_score":0.010342987}]},{"text":"The the last documents, essentially, is just a policy statement for your Neos insurances. Basically, shows you that everything is up to date. Yep.","start_word":3447,"end_word":3470,"intents":[{"intent":"Clarify document requirements","confidence_score":0.0043898597}]}]},"sentiments":{"segments":[{"text":"Good morning. This is Troy.","start_word":0,"end_word":4,"sentiment":"neutral","sentiment_score":0.2504269778728485},{"text":"Good morning, Troy.","start_word":5,"end_word":7,"sentiment":"positive","sentiment_score":0.4007624685764313},{"text":"This is Veronica from Next View Financial. How are you?","start_word":8,"end_word":17,"sentiment":"neutral","sentiment_score":0.2967457175254822},{"text":"Good. Thank you. And yourself? I'm good. Thanks. Good. Good.","start_word":18,"end_word":27,"sentiment":"positive","sentiment_score":0.5372291207313538},{"text":"Hi. Hi. You booked in this morning to go over your annual review. Is now still a good time? Not too bad. I've just got a staff member stuck down the street to grab some coffee. So if I have a customer walk in, I may have to just pause for a second, but otherwise, we're good to go. Yeah. Sure. No worries. If I do hear you go quiet, I'll just stay put for a while. That's alright. Yeah. I'll I'll let you know if I'm, yeah, gonna talk to someone Yeah. else. So all good. No worries. I will try to make it quick for you as well if you're obviously working away. Yes. Thank you. But, therefore, I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Yes.","start_word":28,"end_word":174,"sentiment":"neutral","sentiment_score":0.12431874871253969},{"text":"That's good. Perfect.","start_word":175,"end_word":177,"sentiment":"positive","sentiment_score":0.36244067549705505},{"text":"And just to confirm I am speaking with the right person, just for security purposes, could you just confirm your full name, date of birth, and address, please? Yep. Troy Randall Branson. 22nd Of The 3rd 7718 To 40 Kupini Road, Cummins, 5631. Yeah. Perfect. Now the first thing I do quickly run through with you there, Troy, is this a bit of an updated fact find just to see if there's anything major that has changed in your life. Now I'll try to make it as quick as I can. Yep. Yep. Personal information, I have you down as married with two financial dependents. Is that still the case? Let's do the case. Yes. Perfect. And I do have your wife nominated as NextDob King, phone number ending in 970. 978978. Yes. Yes. I had Yeah. to think of that in my Perfect. head then. Now has anything changed occupation wise? So I still obviously own the hardware store Hubway and School. working Correct. away. Correct. Yep. Perfect. Income wise, do you earn about 45,000 or draw that from the business? Don't draw any wage for the business, but the business pays for Okay. our our wage. So yeah. Okay. I'm just About a slave. that's alright. At least it's your business. Sorry. Yes. It is. And we're a small partnership business, so the business Yeah. covers a lot of our expenses. Oh, beautiful. But, yeah, don't But don't get paid a a said wage, but, yeah, you man, that 45 if it was to be paid, but 50 would be where I'd be at. But yeah, alright.","start_word":178,"end_word":446,"sentiment":"neutral","sentiment_score":0.03595551204448739},{"text":"Perfect.","start_word":447,"end_word":447,"sentiment":"positive","sentiment_score":0.51563560962677},{"text":"And are you still making a little bit of contributions interested for every now and then? I'm pretty sure, yeah, Tanya's been trickling stuff into there when we can. Yep. So, Yep. yep.","start_word":448,"end_word":480,"sentiment":"neutral","sentiment_score":0.16522879898548126},{"text":"Perfect.","start_word":481,"end_word":481,"sentiment":"positive","sentiment_score":0.36701130867004395},{"text":"And before the end of the financial year, do you need to make that NOI back on the contribution? Do you know how you are contributing after tax? What do we normally we normally gotta get a a form from you guys Yes. to say that we're claiming the tax. Yes. So I can make a little note on on our end. Yep. That'd So just be before good. the end of the financial year, couple of weeks before just in case, obviously, you have '24 and stuff. It's a little bit slower that some of the attempt to be quite busy, that will kind of reach out and look to do that NOI for Yes. you. Yep. Perfect. Perfect. Asset wise, I have your property about $3.70 with about 18,000 owing. The home property that is now Yes. paid off. Oh, Land value is going up, but amazing. I just not putting my finger on where the rates are at the moment. No. That's okay. Do you think if I leave it around $3.70 to 400 would be a fair Yeah. Perfect. estimate? $3. 80 was Yep. where I was gonna put you at. So yep. Right.","start_word":482,"end_word":678,"sentiment":"neutral","sentiment_score":0.01953290384924654},{"text":"Perfect.","start_word":679,"end_word":679,"sentiment":"positive","sentiment_score":0.653006374835968},{"text":"I also have a a work truck about 60,000. Yes. Yeah. And a master about 79. Yeah. Yep. Yeah. That Yeah. cost us 80, that thing. Yes. Yeah. And we also have a Toyota Horlux ute Oh, perfect. worth 20 as well. Worth 20. Nothing owing on any of them? No. They're all paid for. No. Perfect. And also Got it. business loan for about 50,000? That has you're gonna laugh at me. I'm looking around thinking, where's my phone so I can look that up? Yeah. I'm talking to you. That's okay. Busy day. Yeah. Yep. I think it's down to about 30 now. But 30.","start_word":680,"end_word":786,"sentiment":"neutral","sentiment_score":0.04153738543391228},{"text":"Amazing. Perfect.","start_word":787,"end_word":788,"sentiment":"positive","sentiment_score":0.4814203381538391},{"text":"Yep. That's So we're getting close good. to paying the bugger off. Yeah. No.","start_word":789,"end_word":802,"sentiment":"neutral","sentiment_score":0.2425248920917511},{"text":"That's really good.","start_word":803,"end_word":805,"sentiment":"positive","sentiment_score":0.3452867865562439},{"text":"And It is. health and lifestyle wise, any changes? Still a nonsmoker, no major Correct. issues, or medication? No. Perfect. I passed a physical test recently for the local fire brigade, so Oh, nice. just passed the medical recently. Oh, yeah. Are you gonna do that, like, just kind of volunteering, or is that paid as well? No. That's volunteering. So, yeah, Yep. I've been doing that for thirty five years now. So Oh, no. Enjoy yeah. it? Yeah. I'm getting a bit long on the tooth on it now, as in getting a bit over it, but we had Tuesday night. We had it called out at 01:00 in the afternoon. We're out there until midnight up the side of Oh, I know. a quite a steep hill and, yeah, trying to put a fire out. So so Yeah. That's pretty crazy. but yeah. And then we've got, you know, road crash and building fires and all that sort of stuff as well that we handle as well. So Yeah. Yeah. At that least had it keeps quite it the very workload over the last six months. yeah. It keeps it very different from your other occupations. So different Yes. bit of Yep. variation. It is. Yes. Estate planning wise, you have a will and power of attorney nomination in place? I believe we do. Yes. Yep. We have a wheel in place. Yes. Correct. Yep. But you don't have anyone who makes, like, financial decisions on your behalf or earn any income overseas or anything like that? No. No. Great. Now estate planning wise as well, I can see here that we haven't received the nomination forms back for your insurance and your superannuation. So in the event that something would've happened to you too. Do you still have those forms, or would you like me to get the team to resend them to you? Let me look through this pile of I'll get to it one day pile. Hang on a sec here. I just see. I might I might still have it. Yeah. There's an IQVU envelope. Could be that one. Possible. Got a return envelope. Been it. I didn't Yes. oh, gee. That's been hard in a while. That's 2,003 on that one. Is that does it say HAB 20 Beneficiary four? details, And Yes. plan Yes. details, all that. So is the o three one Yes. still gonna be relevant, or do I need a new one? No. It hasn't changed. Alright. Cool. That should all be the same because you Beneficiary haven't changed your nomination due for form. your insurance. That's what it says at the front. Yes. Yep. Cool. Alright. I'll put that on my desk. I'll fill that out today.","start_word":806,"end_word":1264,"sentiment":"neutral","sentiment_score":0.007734966919856848},{"text":"Okay. Amazing.","start_word":1265,"end_word":1266,"sentiment":"positive","sentiment_score":0.3951969444751739},{"text":"If you have any questions about who to nominate or which type of nomination to make, Yep. just let me know because it can be a little bit confusing sometimes. Right. Cool.","start_word":1267,"end_word":1298,"sentiment":"neutral","sentiment_score":0.07725489139556885},{"text":"Because, yeah, Tuesday night, I thought about making sure my life insurance is all good.","start_word":1299,"end_word":1313,"sentiment":"positive","sentiment_score":0.3995389640331268},{"text":"A couple Yep. Yep.","start_word":1314,"end_word":1317,"sentiment":"neutral","sentiment_score":0.08100689202547073},{"text":"Oh, perfect.","start_word":1318,"end_word":1319,"sentiment":"positive","sentiment_score":0.6395145058631897},{"text":"That's spots we put the truck in. So so alright. I'll get that filled out and returned. Only three years yes. late, but we'll get there. At least we we get there, and that's the that's the main thing. Luckily, nothing's happened, so it's Yeah.","start_word":1320,"end_word":1364,"sentiment":"neutral","sentiment_score":0.2526874542236328},{"text":"been good.","start_word":1365,"end_word":1366,"sentiment":"positive","sentiment_score":0.5649540424346924},{"text":"But, yeah, when you have a moment, it is important to to complete so that Get it that does complete. go through who you want. Yeah. Yes. Yes.","start_word":1367,"end_word":1394,"sentiment":"neutral","sentiment_score":0.08245417475700378},{"text":"Perfect.","start_word":1395,"end_word":1395,"sentiment":"positive","sentiment_score":0.4364731311798096},{"text":"Otherwise, Cool. when it comes through superannuation, so I'll just quickly run through a couple of multiple choice questions Yep. just to see if your risk tolerance in regards to your super has changed. So if it doesn't make sense, let me know. No right or wrong answer and think about it in regards to your superannuation. Yep. Cool. No worries. Now, Tory, have you ever bought direct shares? No. Nope. Perfect. And at the moment, are you still kind of planning and accessing or retiring at about I would hope so, but 60? I doubt it. Ideally, Ideally, take the super 60 would be yeah. good, but if 67 Yeah. seems to be the pension of the whatever age now, Claim your super back. It is So it is pension. If you're eligible if you are eligible for age pension, it's 67, but at 60, you can access your superannuation. ah, right there. Cool. Yeah. That's hell, Now that's, honey. if Well, you know, well, I hope so, but I I don't I don't see Yep. it being coming through, but I hope so. Yes. That's the plan. Yep. Perfect. And, ideally, would you like to draw a weekly income of about a thousand dollars from Super when you do retire, or do you feel like you need a little bit more, obviously, with prices and everything kind of going up? Let's say at the very second, I'd probably need more because of the fuel prices. But if that all settles Yes.","start_word":1396,"end_word":1648,"sentiment":"neutral","sentiment_score":0.007446664818028806},{"text":"down, we should be okay. Thousand I I can live on a thousand dollars a week for sure.","start_word":1649,"end_word":1666,"sentiment":"positive","sentiment_score":0.4437829852104187},{"text":"Yep.","start_word":1667,"end_word":1667,"sentiment":"neutral","sentiment_score":0.24732673168182373},{"text":"Yep. Perfect.","start_word":1668,"end_word":1669,"sentiment":"positive","sentiment_score":0.48902997374534607},{"text":"And that would just be that you draw then, obviously, if if your partner have super as well and draw from that. Yes.","start_word":1670,"end_word":1692,"sentiment":"neutral","sentiment_score":0.3180124759674072},{"text":"Perfect.","start_word":1693,"end_word":1693,"sentiment":"positive","sentiment_score":0.5287656784057617},{"text":"Now I guess when it comes through a level of risk that you are comfortable taking for your superannuation to, obviously, make sure it continues to grow, Yep. would you say that you are kind of, you know, comfortable taking on very high risk, high, moderate, or a small amount of risk? Yeah. I'll be in the moderate area there. Moderate? You need to take a little bit of risk to try and get some money back, but you if things go to shit, you need some security that something's still there. Yep. Perfect. Now talking about volatility. So if you were to place an investment and after six months, you noticed that the portfolio had decreased in value by 20% due to general trends in the market. Would you say that you would, if you had the option to do so, take advantage of that while the prices are down to invest more, or would you just kind of hold right to see what happens with everything, or would you want to shift to a more secure asset so that means you are then selling and the prices have already dropped? Yeah. The first one where you'd like to try and buy at the bottom of the market and then Try about yep. yep. And would you invest heavily or just kind of modestly? Moderate. Moderate. Yep. Yep. Yep.","start_word":1694,"end_word":1923,"sentiment":"neutral","sentiment_score":-0.0564337745308876},{"text":"Perfect.","start_word":1924,"end_word":1924,"sentiment":"positive","sentiment_score":0.3422723710536957},{"text":"Who would have my little wife would let me drag out? Yeah. And if you saw obviously, the last twelve months, we have seen a bit of fluctuation in the market. First, you had everything in Yep. The US with Trump and tariffs and everything, and more recently, Yep. obviously, with the war, have seen a a bit of fluctuations. Now if it was something that you did notice, would you say that you'd feel, you know, optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Optimistic I'm staying with at the moment. Yep.","start_word":1925,"end_word":2028,"sentiment":"neutral","sentiment_score":0.038544565152663454},{"text":"Perfect. Sure. Surely, it's gotta get better.","start_word":2029,"end_word":2035,"sentiment":"positive","sentiment_score":0.36508908867836},{"text":"Yeah. And typically as well, which is one of the the documents I have sent you in an email when you do have a moment later to look at it, Yep. it includes a graph. Just for a good visual representation of typically what we are talking about when we're talking about the market, and Yes. it kind Yeah. of shows you from 1995 until 2025. Yep. And when you do have a look at it, you will see that over the long term, market always goes up. The short Yes. term, depending on what's happening, there will be some some ups and downs and market fluctuation. Yes. Correct. Yeah. Perfect. Now last question here is in regards to borrowing money. So would you ever consider taking out a loan to invest in stocks or funds? No. Would you ever consider taking out a loan to buy an investment property? No. Yes. Yes. Okay. Yes. Perfect. Yeah. Now, Troy, that tells me here that you have come out as a growth investor. And at the moment, we have you invested in a high growth portfolio. Do you know the difference between those two at all? Not clearly. No. Can you explain No. them? Yes. Of course. Sorry. They're both similar in that you are trying to, obviously, maximize as much growth as you can out of your superannuation while you do have plenty of time until retirement. Yep. But at the same time, you are prepared to experience, you know, some some level of fluctuation in order to achieve that. Now the difference between them is that in a high growth portfolio, we typically see 90% of your funds being invested in what we call your growth assets. So that will be No. things like Australian shares, international shares, property, and commodities, and that is what's going to grow and maximize your super for you. And then we have about 10% in defensive. So that will be your your cash, your fixed interest, and your gold as well to limit fluctuations a little bit. Yep. Now a growth portfolio, it's kind of a one step down. So it's about an eighty twenty split. So 80 in growth, Oh, yeah. so still Yep. focusing on growing it, but a little bit more defensive, 20 in then defensive.","start_word":2036,"end_word":2421,"sentiment":"neutral","sentiment_score":0.05217812934147262},{"text":"I like that one better.","start_word":2422,"end_word":2426,"sentiment":"positive","sentiment_score":0.5255539417266846},{"text":"Yep. Yeah. And time frame wise, you do have the time to see those fluctuations, but it's also what you are comfortable with. And the type of questions you have answered as well indicates more of a growth investor. Yep. So if you are happy for me to do so, I will go and and do some research on Yeah. your investment. And Yep. then what I'll do is I'll put together a statement of advice to show you what a growth portfolio would look like and how that's different to your high growth portfolio. It's also Yep.","start_word":2427,"end_word":2524,"sentiment":"neutral","sentiment_score":0.24841557443141937},{"text":"a good point to kind of check-in on your investments.","start_word":2525,"end_word":2534,"sentiment":"positive","sentiment_score":0.4250328838825226},{"text":"So in the email, I did send you as well when you have a moment later. There is a performance report as well, and Yes. it does show you kind of what your portfolio has performed over the last twelve months after fees. So kind of like I touched on earlier, we have seen a bit of fluctuation in the market.","start_word":2535,"end_word":2595,"sentiment":"neutral","sentiment_score":0.21853528916835785},{"text":"Overall, though, your portfolio has still hold up really well. So after fees, the net return has still been 12.5%, which is really good. That's good.","start_word":2596,"end_word":2621,"sentiment":"positive","sentiment_score":0.5426775217056274},{"text":"Yeah. Yeah. So what I will do is to do some research on the investments because it's always a good time, especially with some much happening in the market as well to revisit, do we need to chop and change some of those investments moving forward, as well as looking at slightly decreasing that risk for you. Yep. So when is typically a best time for you to to go through that proposal? And it will take me about a week or so to put that research together. Right. Which day of the week's the best?","start_word":2622,"end_word":2717,"sentiment":"neutral","sentiment_score":0.1737646907567978},{"text":"Well, during school, it's a lot better because my wife is back at work and I can it frees me Okay. up for time, Yep. That's good. Because which usually falls after into hours, I book out very quickly. So yep. that's Yep. good. Now that falls into line. So, yeah, school goes back next week, so that timeline sort of fits pretty well. Okay. Perfect.","start_word":2718,"end_word":2783,"sentiment":"positive","sentiment_score":0.48176366090774536},{"text":"As far as days during the week, I have the most amount of staff here on a Friday, but typically, I go go do some deliveries and stuff as well. Yep. Where am I? Yeah. Because Wednesday if or Thursday. I'm look It's something like yeah. that'll be fine.","start_word":2784,"end_word":2832,"sentiment":"neutral","sentiment_score":0.13917748630046844},{"text":"Perfect.","start_word":2833,"end_word":2833,"sentiment":"positive","sentiment_score":0.3934495449066162},{"text":"Let me have a look. So next week, I'm fully booked. Week after, I could do Wednesday Yep. or Thursday. Afternoons are booked, but I can kind of do around this Good morning. time frame. Yeah. Yep. I could do Wednesday or Thursday. I could do 11AM your time. Would that work? Yep. That works for me. Yep. Yeah? Which which day works best for you? Go with Wednesday. Wednesday. Alright. So that is Wednesday, the the sixth, Yep. And and that will the be only eleven exception AM. would be if I've been called out or far or anything like that or, yeah, E. out of a out of a store. So that's Yeah. the only No. exception, That's but otherwise, okay. it should be fine. Yeah. I I can add a text reminder to the booking as well two hours before. Yes. Yep. So if it is That was good not something this morning. happens yeah. And that's usually Oh, shit. because That's sometimes right. sometimes we book it a couple of weeks in advance as well because things do fill up quickly, and Yes. it's sometimes life gets in the way and you forget things. So it's it's good to have a reminder to just be like, oh, yeah. And if you are obviously on the way out or something and you can't make it, you can even just send us a text message or a quick call to say, hey. Sorry. I can't make it. Let's reschedule. Yep. That's fine. But, otherwise, Cool.","start_word":2834,"end_word":3090,"sentiment":"neutral","sentiment_score":0.03636249805644792},{"text":"that is booked in for you.","start_word":3091,"end_word":3096,"sentiment":"positive","sentiment_score":0.37972062826156616},{"text":"Now the last couple of things in the documents that you will see there for you, Troy, is also a a financial services guide. You would have seen this one before. It's just a bit of an updated version. It's one of those compliance documents, but it does give you all important information in regards to all of us here. You will see the team of Mhmm. directors, all advisers there. And if you do have a look at it, you will see myself in both of them as well if you do wanna put a face to the voice. Yeah. Cool. Yep. No worries. Yep. But, otherwise, a quick summary of your super and insurances. So you have your super with hub twenty four. And at Yep. the moment, you have about a $128,736 in there. You also have your Neos insurances. So you have a Yes. life and TPD of 4,000 sorry. 438,860 and $96. You're quite Yep.","start_word":3097,"end_word":3256,"sentiment":"neutral","sentiment_score":0.110665000975132},{"text":"happy with those amounts still?","start_word":3257,"end_word":3261,"sentiment":"positive","sentiment_score":0.4138699173927307},{"text":"Should be. It'll be hopefully enough to wipe my bum and not wipe for a while when I need it. Yeah. Kind of cover, you know, if there's any not that you really have any debt, really. But Yep. if there's, you know, anything to be cleared out and, yeah, cover income for a bit if you need to. Yes. Yep. You also have an income protection. Yes. So that will pay you a monthly amount of $3,378 per month, Yep. thirty day waiting period, five year benefit, all three after the tax deduction is 3,090. Still happy with the income protection as well? Yep.","start_word":3262,"end_word":3366,"sentiment":"neutral","sentiment_score":0.07354862242937088},{"text":"Absolutely. That's vital Great.","start_word":3367,"end_word":3370,"sentiment":"positive","sentiment_score":0.5215733051300049},{"text":"for in here on the, unfortunately, on the branch trust of the building. So Yes. without If something me, the happens, shop you need doesn't that. run Yep. for very long. Yeah. Yep.","start_word":3371,"end_word":3403,"sentiment":"neutral","sentiment_score":-0.09462326765060423},{"text":"Perfect.","start_word":3404,"end_word":3404,"sentiment":"positive","sentiment_score":0.4906590282917022},{"text":"Now I can see as well that you don't have trauma cover. It is a policy you have to pay for out of pocket, though. You're still quite happy not to have that?","start_word":3405,"end_word":3437,"sentiment":"neutral","sentiment_score":0.05230613052845001},{"text":"I'm comfortable with that.","start_word":3438,"end_word":3441,"sentiment":"positive","sentiment_score":0.3355681598186493},{"text":"Yep. Yep.","start_word":3442,"end_word":3443,"sentiment":"neutral","sentiment_score":0.2613093852996826},{"text":"Great. Perfect.","start_word":3444,"end_word":3445,"sentiment":"positive","sentiment_score":0.6929396390914917},{"text":"The the last documents, essentially, is just a policy statement for your Neos insurances. Basically, shows you that everything is up to date. Yep. And then it will ask you to sign two documents as well. So when you have a moment, have a look for the document. Any questions, let me know. Otherwise, if it all makes sense and you're happy to do so, if you could sign those documents, Yep. it Mhmm. will ask you to sign too. Now one is your ongoing service agreement with hub twenty four as well.","start_word":3446,"end_word":3538,"sentiment":"neutral","sentiment_score":0.20291447639465332},{"text":"Just to say that you are happy to remain and stay on as a client, and we can keep servicing you.","start_word":3539,"end_word":3559,"sentiment":"positive","sentiment_score":0.350689172744751},{"text":"Now there's no changes at all in regards to the fee structure. So that stays exactly the same at one Cool. point $6.05 from super. And then the last document, it is just a compliance form just to say that we are keeping your tax phone number secure on file. Yep. Now that was everything. Hopefully, it didn't take up too much of your time. No. That's been good. Yep. Before I let you go, Troy, do you have any questions or anything else for me at this point? No. No. Give me No? five minutes and I might think it's something, but no. That's okay. If not, always write it down. You can give me a call, of course. But if not, otherwise, if you do have any questions, when I do give you a call, excuse me, on Wednesday, May 6, Yep. I will we can go through anything as well. Yeah. Yep. Cool. And I'll have a crack at this beneficiary nomination form and try and get that completed today and sent back.","start_word":3560,"end_word":3735,"sentiment":"neutral","sentiment_score":0.11813546022908254},{"text":"Yes. Amazing.","start_word":3736,"end_word":3737,"sentiment":"positive","sentiment_score":0.6932327747344971},{"text":"If you have any questions with the form as well, just just let me know. Yeah. That'll be the only Yeah. yep.","start_word":3738,"end_word":3759,"sentiment":"neutral","sentiment_score":0.23805971443653107},{"text":"Cool. Awesome. Yeah. Thank you. No problem at all. I hope you enjoy the rest of your day and it's not too busy for you. Will do. Thank you very much.","start_word":3760,"end_word":3790,"sentiment":"positive","sentiment_score":0.7095676064491272},{"text":"Mhmm.","start_word":3791,"end_word":3791,"sentiment":"neutral","sentiment_score":0.2230965495109558},{"text":"Thanks for fixing. No worries. Thank you. Bye.","start_word":3792,"end_word":3799,"sentiment":"positive","sentiment_score":0.5299123525619507},{"text":"Bye. Bye.","start_word":3800,"end_word":3801,"sentiment":"neutral","sentiment_score":0.2143297642469406}],"average":{"sentiment":"neutral","sentiment_score":0.0961127278524574}}}}