{"metadata":{"transaction_key":"deprecated","request_id":"019d8ada-01ae-7992-ac98-8e1153a320f4","sha256":"9a5dc3daaf6e47a935e1c75b48546dff8e828f3786ba97103a98fca4d12493de","created":"2026-04-14T07:17:19.958Z","duration":812.51996,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":3303,"output_tokens":115},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":3722,"output_tokens":3730},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":3722,"output_tokens":279}},"results":{"channels":[{"alternatives":[{"transcript":"Terry, good afternoon, sir. It's Tommy here from Oakview Financial, one of the senior advisers. How are you doing? Mate, I'm just giving you a call to go through this updated advice piece with you. Do you still have a bit of time for me today? Cool. Mate, the advice that Carl put together, he's not currently here today, so I've jumped on to go through it with you. I've checked over it. I'm happy with it too. I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there. Yeah. Easy done. So what I'm gonna send through to you now is gonna be, like, the statement of advice with the updated investments for the super. It's gonna include an updated financial services guide, like our licensing details and all that kind of thing and some extra research in the background as well. So I'll pop that through. Because we're in a new system, it may go through to your spam box. So just have a read of it after this conversation if you could. And if you do have any questions, just give me a buzz back. Is that okay? Easy done. So I'm gonna pop that through to you now. Basically, when you go through the statement of advice, you're gonna have my licensing details have been added on there. So you'll see me on there. The main things that we've got in our scope of advice was just updating your super investments because the main conversation you have with Kyle was that it was kind of stalling a little bit on your net wealth and just to get it growing again. Does that ring a bell? Yep. And the other thing that he identified was just when it comes to, like, the estate planning side of things. I think you were going through just double checking if you did actually put a place, like, a will and just making sure that we do put that in place at some point as well. Does that ring a bell? Yeah. Easy done. Look. I just wanted to remind you that when you go to do that, you've got you've got a few options. You can talk to a lawyer, of course. You can get a $25 will kit from the post office. Same thing for power of attorney. As long as you got your beneficiaries up to date for where the super goes, it's just a bit of a reminder from us. K? Outside of that, we're not giving you insurance advice. I think what you're saying to Carl, was you happy not to have insurance until maybe once you purchase a house or get, like, a mortgage or something? So we're just gonna leave it as just super only. Does that make sense? Cool. And last one was just with the savings and budgeting. You had a goal where just building up for holidays with your partner, build out savings, deposit for a house. We're not obviously giving you advice on that today. It's just about updating the investments on the super. Cool. When you go through it, it's gonna have your details in an about you section, so please just double check all of that still current with your occupation. Phone number's fine. Are you still okay for everything to go through to your Gmail? Terry Borg zero three zero nine. Yep. It's got your assets and liabilities. We just had a car and some savings listed there. Your Netwealth super. Beautiful. We had your risk profile set to high growth, so you're obviously trying to get high long term returns there. I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super. Do you know what I mean? Yeah. Yeah. And, look, at any point, when we're just updating the investments in your super, if we ever feel like we need to change super funds, we'll obviously talk you through that. At this point, the investments that Carl was after are on Netwealth anyway, and they haven't had major changes to fees or features or anything like that. So it was just making a few switches under the hood to get it going a bit quicker. K? So what I basically wanted to tell you today in terms of what we're doing and why, just to make sure you're comfortable, is because you're around mid fifties at the moment, between now and, let's say, age pension age when you can get Centrelink, you've kind of got six or seven years for growing your super and then six or seven years where you've gotta protect it. So I don't mind it being high growth now because your contributions go in. You get all these great returns. It's gonna go up and down like crazy. But in that last seven years, once we built it up a bit bigger, we have to make it a bit safer and safer every year leading up to '67, if that makes sense. So grow it now, protect it later. Yep. If at any point it's doing something where you're like, no. I'm not comfortable with that, we can change up the style of it and everything, but we're not trying to make it you know, sell you all down to cash one day and put you back in the market the next day. We can't day trade your super like a stock market. We're aiming for that fourteen year outcome. So one of the things that happened was we had a flag. Do you remember Carl flagging with you the Bennelong investment option that wasn't doing too well on your super? So we flagged that across the entire company. Our licensee made a decision to switch everybody away from that fund to a different option inside your super to something with a little bit lower fees, a little bit better performance. Reason being, been a long option was it wasn't performing like the Australian stock market was and everybody else alongside it. It was starting to sort of fall off to the side. So we've replaced that. Since that got replaced, it's already ticked up another few grand, so it's starting to kind of come back the way it should be. Yep. The document that I've sent you, because that switch already got made across everybody, this one was just a few extra little options that Carl was wanting to update because what happens is let's say you've got a property and some shares, and if the property gets really, really, really, really high and your shares go down, well, now most of your money's in property and barely any of it's in shares, it's gone, what I would say, out of weight. So if we want you to have this much in shares, this much in property, this much in gold, we want it to be pretty similar amounts. Sometimes it gets really far out, and we need to rebalance it back to the middle. Does that make sense? Yep. So that's basically what we're doing with this is we're just trimming off a few of the ones that have gone really good, buying into the ones that are kind of the sectors that have went down, like different countries and things like that, and then just bringing it back to the middle where we originally wanted it to be. Because we don't want 40% of your money in Australian shares when it show maybe 25, because then you're missing out on Microsoft and Google and all the other companies. Does that make sense? Yep. So the outcome basically, still pretty similar asset allocation. Because you're high growth, you've got 90 to a 100% sitting in shares property gold, which is your high risk, high return stuff. You're sitting at 98. We're bringing you back down to 94, back in the middle there. That's what I was talking about, the high growth. Yep. Bring some of those different types of investments back to where they should be. There's a table in there that shows you the comparison. So it's look. It's a little bit lower in fees, a little bit better in performance, you know, 11%, 13%, just bump it up a couple extra percent, and that should equate to around about somewhere between another 20 to 60,000 over the next five to ten years. Yep. Basically, what you can expect, though, is as everything's kicking off in The Middle East and everything's going crazy with oil, your soup is gonna be going up and down quite a bit. But once we get through to the other side, it should bounce back really strong with everybody else. So in the meantime, we're just gonna keep buying up different shares and properties for a cheaper price. K? So any questions at all, you let us know, but we're just kind of tweaking a few things under the hood. We're not making any big changes. We're just fixing the engine up a little bit. Yeah. And the the analogy I like to use is because you're in Netwealth and you've got this high growth account, think of it as like a sports car. It can go 200 an hour when it's on the road. If the engine needs to be serviced, that's what we're doing today. We're servicing the engine. If it rains, it's gonna slip all over the shop. And then when you get back onto the dry road, you go on 200 k's again. Exactly. When you get to your sixties, we probably don't want you driving a Ferrari at 200 k's on the highway. We probably want you in something a bit safer. That's still gonna get you there, but it's more like a van, bit of fuel economy, bit more space in the back. Does that make sense? Easy done. There's a bit of a mention about wills and powers of attorney and things like that. We've redisclosed our fees in there just so you know what you signed on for as well And just a couple of steps. Basically, if you're happy with this, read through it on your phone, give it a sign when you're comfortable. Once that comes back to us, we can hop on your Netwealth and switch the investments around. Awesome. Mate, that's pretty much everything from me. I just double checking. Any questions on your end? Anything else you need help with? So what it does, it's kinda like have you ever used, like, a DocuSign before? Yeah. We used DocuSign previously. With this one, it's very similar. So when you open up the email, it's gonna have a whole bunch of attachments, like documents attached at the bottom, but there'll also be, like, a little blue hyperlink that for you to click, and it'll go inside to read and sign the document. You should have some buttons that'll pull you to the spots that you need to sign, or you can just scroll through and read the document. Look. If you have any trouble, just give us a call on that office number, and the team can kind of walk you through it alongside you. Cool. Last thing I just wanna check because when I was talking about your goals before, is there anything okay. Sorry. Let me reset for a quick sec. When you're doing the savings and building up for the house deposit, anything like that, is there any help that you from us? Do you need us to find you a mortgage broker soon to help you get a house? Do you want us to touch base on this next year? What do you need from us? Yep. That's easy done. So whenever we talk to you, like, when we do the next annual review and see how the super has been going, we'll touch on it and see if you need anything. In between, if something pops up and you do wanna jump onto it or talk about anything else, just give us a call, reply to an email, send us a text, and we can have a bit of a a meeting with you or your partner. Awesome, Terry. I appreciate you taking the time today. Do you have any last questions for me before I let you go? Cool. If you do, mate, again, we're just a phone call away. I'll leave you with that email. Again, just check your spam box if it's going in there or your main inbox. And any trouble with that, we call it Odoo sign because we built it for ourselves. Any trouble with that, just let us know. Awesome, mate. You have a fence? Yeah. Yeah. Yeah. That'd be handy. I mean, we've got the ability to log on and check it. So if you just give us a buzz when you're done, we can have a look then as well. But we'll check it every couple of days anyway. Awesome, mate. Thank you so much for your time today, and we will talk to you again soon, mate. Cheers, Terry. Bye, mate.","confidence":0.99927896,"words":[{"word":"terry","start":2.8,"end":3.28,"confidence":0.7552587,"punctuated_word":"Terry,","sentiment":"neutral","sentiment_score":0.3006330132484436},{"word":"good","start":3.28,"end":3.52,"confidence":0.99820757,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5310580134391785},{"word":"afternoon","start":3.52,"end":4.0,"confidence":0.99624133,"punctuated_word":"afternoon,","sentiment":"positive","sentiment_score":0.4961375594139099},{"word":"sir","start":4.0,"end":4.24,"confidence":0.84288394,"punctuated_word":"sir.","sentiment":"positive","sentiment_score":0.4873423576354981},{"word":"it's","start":4.24,"end":4.48,"confidence":0.9992036,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.36294183135032654},{"word":"tommy","start":4.48,"end":4.7999997,"confidence":0.96929216,"punctuated_word":"Tommy","sentiment":"neutral","sentiment_score":0.31292712688446045},{"word":"here","start":4.7999997,"end":4.96,"confidence":0.99678636,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.2886206805706024},{"word":"from","start":4.96,"end":5.12,"confidence":0.99655104,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.29359671473503113},{"word":"oakview","start":5.12,"end":5.44,"confidence":0.54493535,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.2340872883796692},{"word":"financial","start":5.44,"end":5.92,"confidence":0.96775675,"punctuated_word":"Financial,","sentiment":"neutral","sentiment_score":0.29901954531669617},{"word":"one","start":5.92,"end":6.08,"confidence":0.9995981,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.3203525245189667},{"word":"of","start":6.08,"end":6.16,"confidence":0.9999131,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.33187389373779297},{"word":"the","start":6.16,"end":6.24,"confidence":0.8837987,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2838729918003082},{"word":"senior","start":6.24,"end":6.72,"confidence":0.99462575,"punctuated_word":"senior","sentiment":"neutral","sentiment_score":0.2514690160751343},{"word":"advisers","start":6.72,"end":7.12,"confidence":0.89092934,"punctuated_word":"advisers.","sentiment":"neutral","sentiment_score":0.25401100516319275},{"word":"how","start":7.12,"end":7.2799997,"confidence":0.9998,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.33208927512168884},{"word":"are","start":7.2799997,"end":7.3599997,"confidence":0.53999084,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.3163875639438629},{"word":"you","start":7.3599997,"end":7.44,"confidence":0.9997855,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29126840829849243},{"word":"doing","start":7.44,"end":7.94,"confidence":0.9997469,"punctuated_word":"doing?","sentiment":"neutral","sentiment_score":0.29477113485336304},{"word":"mate","start":9.5199995,"end":9.76,"confidence":0.9776217,"punctuated_word":"Mate,","sentiment":"neutral","sentiment_score":0.22778990864753723},{"word":"i'm","start":9.76,"end":10.0,"confidence":0.9998733,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.21493938565254211},{"word":"just","start":10.0,"end":10.16,"confidence":0.9999267,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2666580379009247},{"word":"giving","start":10.16,"end":10.4,"confidence":0.9997998,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.20013923943042755},{"word":"you","start":10.4,"end":10.559999,"confidence":0.99980587,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19243593513965607},{"word":"a","start":10.559999,"end":10.639999,"confidence":0.99943155,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2083032727241516},{"word":"call","start":10.639999,"end":10.8,"confidence":0.9998584,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.228368878364563},{"word":"to","start":10.8,"end":10.96,"confidence":0.9998795,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23465150594711304},{"word":"go","start":10.96,"end":11.04,"confidence":0.99994695,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.22665145993232727},{"word":"through","start":11.04,"end":11.28,"confidence":0.9999391,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2659671902656555},{"word":"this","start":11.28,"end":11.599999,"confidence":0.9998336,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.2961118817329407},{"word":"updated","start":11.599999,"end":12.0,"confidence":0.9995415,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.24319666624069217},{"word":"advice","start":12.0,"end":12.48,"confidence":0.99311006,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.24915625154972076},{"word":"piece","start":12.48,"end":12.719999,"confidence":0.99126726,"punctuated_word":"piece","sentiment":"neutral","sentiment_score":0.2270313799381256},{"word":"with","start":12.719999,"end":12.96,"confidence":0.99992716,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2238004058599472},{"word":"you","start":12.96,"end":13.12,"confidence":0.9999132,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.213787779211998},{"word":"do","start":13.12,"end":13.2,"confidence":0.99984753,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.04339758679270744},{"word":"you","start":13.2,"end":13.28,"confidence":0.9995819,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0588802695274353},{"word":"still","start":13.28,"end":13.5199995,"confidence":0.99985504,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.04575889930129051},{"word":"have","start":13.5199995,"end":13.599999,"confidence":0.9998634,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06813358515501022},{"word":"a","start":13.599999,"end":13.679999,"confidence":0.99973243,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07874946296215057},{"word":"bit","start":13.679999,"end":13.92,"confidence":0.9984499,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04012388736009598},{"word":"of","start":13.92,"end":14.0,"confidence":0.9991738,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04643762856721878},{"word":"time","start":14.0,"end":14.24,"confidence":0.999775,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1009671986103058},{"word":"for","start":14.24,"end":14.4,"confidence":0.9998605,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0841948613524437},{"word":"me","start":14.4,"end":14.559999,"confidence":0.9999385,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1375538408756256},{"word":"today","start":14.559999,"end":15.059999,"confidence":0.9996848,"punctuated_word":"today?","sentiment":"neutral","sentiment_score":0.12849321961402893},{"word":"cool","start":16.985,"end":17.485,"confidence":0.9851774,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4573017954826355},{"word":"mate","start":17.705,"end":18.205,"confidence":0.87376064,"punctuated_word":"Mate,","sentiment":"neutral","sentiment_score":0.233444020152092},{"word":"the","start":18.265,"end":18.585,"confidence":0.99961746,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19415132701396945},{"word":"advice","start":18.585,"end":18.985,"confidence":0.9974953,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2160199135541916},{"word":"that","start":18.985,"end":19.225,"confidence":0.99965155,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16815251111984253},{"word":"carl","start":19.225,"end":19.465,"confidence":0.8572758,"punctuated_word":"Carl","sentiment":"neutral","sentiment_score":0.16376550495624542},{"word":"put","start":19.465,"end":19.545,"confidence":0.9970483,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.12369779497385024},{"word":"together","start":19.545,"end":19.945,"confidence":0.975165,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.1233869642019272},{"word":"he's","start":19.945,"end":20.185,"confidence":0.999282,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.07625959068536758},{"word":"not","start":20.185,"end":20.345001,"confidence":0.99995375,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.0480414479970932},{"word":"currently","start":20.345001,"end":20.744999,"confidence":0.99993,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.06564678251743317},{"word":"here","start":20.744999,"end":20.985,"confidence":0.99984276,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.010601826012134552},{"word":"today","start":20.985,"end":21.305,"confidence":0.90306926,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.01969519630074501},{"word":"so","start":21.305,"end":21.465,"confidence":0.9998344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13366492092609406},{"word":"i've","start":21.465,"end":21.705,"confidence":0.99943674,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.24137866497039795},{"word":"jumped","start":21.705,"end":21.945,"confidence":0.9997774,"punctuated_word":"jumped","sentiment":"neutral","sentiment_score":0.2888832688331604},{"word":"on","start":21.945,"end":22.185,"confidence":0.99914,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.37877213954925537},{"word":"to","start":22.185,"end":22.265,"confidence":0.99967766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32109585404396057},{"word":"go","start":22.265,"end":22.505001,"confidence":0.99986684,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2933206558227539},{"word":"through","start":22.505001,"end":22.744999,"confidence":0.9997273,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.41788172721862793},{"word":"it","start":22.744999,"end":22.825,"confidence":0.9855391,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5264056324958801},{"word":"with","start":22.825,"end":22.905,"confidence":0.9998348,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3583770990371704},{"word":"you","start":22.905,"end":23.405,"confidence":0.99976337,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.28326722979545593},{"word":"i've","start":23.945,"end":24.105,"confidence":0.9735366,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.3966035842895508},{"word":"checked","start":24.105,"end":24.425,"confidence":0.99944454,"punctuated_word":"checked","sentiment":"positive","sentiment_score":0.35444509983062744},{"word":"over","start":24.425,"end":24.665,"confidence":0.9986299,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.427514374256134},{"word":"it","start":24.665,"end":24.825,"confidence":0.9821604,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.4467398524284363},{"word":"i'm","start":24.825,"end":24.985,"confidence":0.9995355,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.7072696685791016},{"word":"happy","start":24.985,"end":25.225,"confidence":0.9999621,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.7279388308525085},{"word":"with","start":25.225,"end":25.465,"confidence":0.9998393,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.7956889271736145},{"word":"it","start":25.465,"end":25.625,"confidence":0.9960444,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.7617482542991638},{"word":"too","start":25.625,"end":26.105,"confidence":0.9930432,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.627345085144043},{"word":"i","start":26.105,"end":26.185,"confidence":0.9997403,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20226822793483737},{"word":"was","start":26.185,"end":26.425,"confidence":0.99987674,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.17907074093818665},{"word":"wondering","start":26.425,"end":26.744999,"confidence":0.99989474,"punctuated_word":"wondering","sentiment":"neutral","sentiment_score":0.1592794954776764},{"word":"if","start":26.744999,"end":26.904999,"confidence":0.99975866,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.13367927074432373},{"word":"i","start":26.904999,"end":26.985,"confidence":0.99944633,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11717137694358826},{"word":"could","start":26.985,"end":27.224998,"confidence":0.9945311,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.11920366436243056},{"word":"shoot","start":27.224998,"end":27.48,"confidence":0.9955444,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.08211582154035568},{"word":"it","start":27.56,"end":27.72,"confidence":0.92383933,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1648135483264923},{"word":"through","start":27.72,"end":27.96,"confidence":0.99978536,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1127508580684662},{"word":"to","start":27.96,"end":28.359999,"confidence":0.99592316,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14440084993839264},{"word":"your","start":28.359999,"end":28.68,"confidence":0.99973553,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12639200687408447},{"word":"email","start":28.68,"end":29.0,"confidence":0.9999238,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.10634521394968031},{"word":"address","start":29.0,"end":29.4,"confidence":0.9998779,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.09994742274284364},{"word":"and","start":29.4,"end":29.64,"confidence":0.83132535,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12019456923007964},{"word":"if","start":29.64,"end":29.8,"confidence":0.99796295,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11780427396297456},{"word":"you'd","start":29.8,"end":30.039999,"confidence":0.99974346,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.10889235138893127},{"word":"be","start":30.039999,"end":30.119999,"confidence":0.9990876,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1422763466835022},{"word":"able","start":30.119999,"end":30.279999,"confidence":0.99858826,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.1465790569782257},{"word":"to","start":30.279999,"end":30.359999,"confidence":0.9953876,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10929573327302931},{"word":"look","start":30.359999,"end":30.52,"confidence":0.9993655,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13964062929153442},{"word":"onto","start":30.52,"end":30.76,"confidence":0.62780696,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.1564483791589737},{"word":"it","start":30.76,"end":30.92,"confidence":0.97859967,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22923323512077332},{"word":"with","start":30.92,"end":31.08,"confidence":0.9997739,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08180506527423859},{"word":"me","start":31.08,"end":31.4,"confidence":0.99985194,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13228406012058258},{"word":"or","start":31.4,"end":31.64,"confidence":0.6998831,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06108458712697029},{"word":"if","start":31.64,"end":31.72,"confidence":0.99962246,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05376794934272766},{"word":"you'd","start":31.72,"end":31.88,"confidence":0.9813571,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.07442489266395569},{"word":"prefer","start":31.88,"end":32.2,"confidence":0.99886596,"punctuated_word":"prefer","sentiment":"neutral","sentiment_score":0.012202829122543337},{"word":"me","start":32.2,"end":32.44,"confidence":0.99095845,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1377364844083786},{"word":"just","start":32.44,"end":32.6,"confidence":0.88431895,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14319594204425812},{"word":"to","start":32.6,"end":32.76,"confidence":0.98642725,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07767295837402344},{"word":"explain","start":32.76,"end":33.079998,"confidence":0.9991824,"punctuated_word":"explain","sentiment":"neutral","sentiment_score":0.04441031813621521},{"word":"what's","start":33.079998,"end":33.4,"confidence":0.999784,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.08121117949485779},{"word":"there","start":33.4,"end":33.9,"confidence":0.97753704,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.04952866956591606},{"word":"yeah","start":40.215,"end":40.614998,"confidence":0.9307331,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20729845762252808},{"word":"easy","start":40.614998,"end":40.934998,"confidence":0.9971444,"punctuated_word":"Easy","sentiment":"neutral","sentiment_score":0.3243735134601593},{"word":"done","start":40.934998,"end":41.335,"confidence":0.99807656,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.2784610986709595},{"word":"so","start":41.335,"end":41.574997,"confidence":0.9998035,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17044974863529205},{"word":"what","start":41.574997,"end":41.735,"confidence":0.9994711,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16968588531017303},{"word":"i'm","start":41.735,"end":41.975,"confidence":0.9999773,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1798294484615326},{"word":"gonna","start":41.975,"end":42.135,"confidence":0.9168141,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1731608808040619},{"word":"send","start":42.135,"end":42.375,"confidence":0.9994804,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.13971926271915436},{"word":"through","start":42.375,"end":42.614998,"confidence":0.9920507,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15477930009365082},{"word":"to","start":42.614998,"end":42.695,"confidence":0.9760064,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19625762104988095},{"word":"you","start":42.695,"end":42.774998,"confidence":0.99949956,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1832389086484909},{"word":"now","start":42.774998,"end":43.015,"confidence":0.999388,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.21364381909370425},{"word":"is","start":43.015,"end":43.175,"confidence":0.99799323,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1747361272573471},{"word":"gonna","start":43.175,"end":43.495,"confidence":0.9708016,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.18288835883140564},{"word":"be","start":43.495,"end":43.995,"confidence":0.939981,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.17188823223114014},{"word":"like","start":44.135,"end":44.454998,"confidence":0.9991615,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.18108807504177096},{"word":"the","start":44.454998,"end":44.774998,"confidence":0.9988661,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20304718613624573},{"word":"statement","start":44.774998,"end":45.094997,"confidence":0.99927384,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.22819803655147552},{"word":"of","start":45.094997,"end":45.254997,"confidence":0.99847645,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15987905859947205},{"word":"advice","start":45.254997,"end":45.655,"confidence":0.9980406,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1149759441614151},{"word":"with","start":45.655,"end":45.815,"confidence":0.99643755,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18551576137542725},{"word":"the","start":45.815,"end":45.975,"confidence":0.999356,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16311100125312805},{"word":"updated","start":45.975,"end":46.475,"confidence":0.9996549,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.1530943661928177},{"word":"investments","start":46.774998,"end":47.254997,"confidence":0.99900997,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.13188348710536957},{"word":"for","start":47.254997,"end":47.495,"confidence":0.9971609,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2111999988555908},{"word":"the","start":47.495,"end":47.655,"confidence":0.99844474,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1875240653753281},{"word":"super","start":47.655,"end":48.155,"confidence":0.98689455,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.20952631533145905},{"word":"it's","start":48.375,"end":48.695,"confidence":0.9995707,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.12668821215629578},{"word":"gonna","start":48.695,"end":48.934998,"confidence":0.99132174,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.13815955817699432},{"word":"include","start":48.934998,"end":49.415,"confidence":0.9998534,"punctuated_word":"include","sentiment":"neutral","sentiment_score":0.15064498782157898},{"word":"an","start":49.415,"end":49.574997,"confidence":0.9997445,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14035369455814362},{"word":"updated","start":49.574997,"end":50.055,"confidence":0.99454933,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.12284056097269058},{"word":"financial","start":50.055,"end":50.454998,"confidence":0.99944013,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.1133483424782753},{"word":"services","start":50.454998,"end":50.934998,"confidence":0.99976915,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.09344592690467834},{"word":"guide","start":50.934998,"end":51.175,"confidence":0.8788704,"punctuated_word":"guide,","sentiment":"neutral","sentiment_score":0.13303208351135254},{"word":"like","start":51.175,"end":51.335,"confidence":0.99980444,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1447524130344391},{"word":"our","start":51.335,"end":51.574997,"confidence":0.7941443,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.14934247732162476},{"word":"licensing","start":51.574997,"end":52.074997,"confidence":0.99976593,"punctuated_word":"licensing","sentiment":"neutral","sentiment_score":0.10164139419794084},{"word":"details","start":52.135,"end":52.614998,"confidence":0.999796,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.0858394131064415},{"word":"and","start":52.614998,"end":52.774998,"confidence":0.9606238,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14888814091682434},{"word":"all","start":52.774998,"end":52.934998,"confidence":0.9999596,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.13216882944107056},{"word":"that","start":52.934998,"end":53.175,"confidence":0.9994493,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1454184204339981},{"word":"kind","start":53.175,"end":53.335,"confidence":0.9091144,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.11939867585897446},{"word":"of","start":53.335,"end":53.495,"confidence":0.99933285,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16032876074314115},{"word":"thing","start":53.495,"end":53.91,"confidence":0.99982196,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.169003427028656},{"word":"and","start":53.99,"end":54.15,"confidence":0.9998784,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14557237923145294},{"word":"some","start":54.15,"end":54.39,"confidence":0.9999014,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.15922994911670685},{"word":"extra","start":54.39,"end":54.79,"confidence":0.99963486,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.1377206593751907},{"word":"research","start":54.79,"end":55.19,"confidence":0.99979407,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.10138094425201416},{"word":"in","start":55.19,"end":55.43,"confidence":0.99977964,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12233364582061768},{"word":"the","start":55.43,"end":55.59,"confidence":0.9998054,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13974112272262573},{"word":"background","start":55.59,"end":55.989998,"confidence":0.99981576,"punctuated_word":"background","sentiment":"neutral","sentiment_score":0.10748646408319472},{"word":"as","start":55.989998,"end":56.15,"confidence":0.9999298,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15042170882225037},{"word":"well","start":56.15,"end":56.47,"confidence":0.9975452,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.14164334535598755},{"word":"so","start":56.47,"end":56.95,"confidence":0.9995023,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12487296760082243},{"word":"i'll","start":56.95,"end":57.19,"confidence":0.9998201,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1120106726884842},{"word":"pop","start":57.19,"end":57.43,"confidence":0.9998963,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.12032317370176315},{"word":"that","start":57.43,"end":57.59,"confidence":0.99983454,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12101873755455016},{"word":"through","start":57.59,"end":58.09,"confidence":0.89480597,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.08494153618812561},{"word":"because","start":58.71,"end":58.95,"confidence":0.6726011,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.045589737594127655},{"word":"we're","start":58.95,"end":59.19,"confidence":0.9998898,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.04055111110210419},{"word":"in","start":59.19,"end":59.35,"confidence":0.88738006,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08130757510662079},{"word":"a","start":59.35,"end":59.43,"confidence":0.99938893,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08744648098945618},{"word":"new","start":59.43,"end":59.59,"confidence":0.99895775,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.08756842464208603},{"word":"system","start":59.59,"end":59.989998,"confidence":0.99865186,"punctuated_word":"system,","sentiment":"neutral","sentiment_score":-0.09597919136285782},{"word":"it","start":59.989998,"end":60.07,"confidence":0.9992112,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07831744104623795},{"word":"may","start":60.07,"end":60.23,"confidence":0.9996731,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.07337525486946106},{"word":"go","start":60.23,"end":60.39,"confidence":0.99989414,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0918486937880516},{"word":"through","start":60.39,"end":60.55,"confidence":0.9989825,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.09478186070919035},{"word":"to","start":60.55,"end":60.71,"confidence":0.8648027,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1570833921432495},{"word":"your","start":60.71,"end":60.87,"confidence":0.98755705,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1316743791103363},{"word":"spam","start":60.87,"end":61.11,"confidence":0.99593383,"punctuated_word":"spam","sentiment":"neutral","sentiment_score":-0.12774617969989777},{"word":"box","start":61.11,"end":61.59,"confidence":0.84905976,"punctuated_word":"box.","sentiment":"neutral","sentiment_score":-0.10530242323875429},{"word":"so","start":61.59,"end":61.989998,"confidence":0.9996424,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.034485477954149246},{"word":"just","start":61.989998,"end":62.15,"confidence":0.999688,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04561146721243858},{"word":"have","start":62.15,"end":62.39,"confidence":0.9998746,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05962607637047768},{"word":"a","start":62.39,"end":62.47,"confidence":0.99804664,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05507802218198776},{"word":"read","start":62.47,"end":62.71,"confidence":0.97303516,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.05491924285888672},{"word":"of","start":62.71,"end":62.79,"confidence":0.9993906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04659310728311539},{"word":"it","start":62.79,"end":63.03,"confidence":0.99987483,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08122432231903076},{"word":"after","start":63.03,"end":63.43,"confidence":0.99900824,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.05367809906601906},{"word":"this","start":63.43,"end":63.75,"confidence":0.99984884,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.08027376979589462},{"word":"conversation","start":63.75,"end":64.25,"confidence":0.9998671,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.07294721901416779},{"word":"if","start":64.31,"end":64.47,"confidence":0.7662551,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10278277099132538},{"word":"you","start":64.47,"end":64.55,"confidence":0.9996295,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08067090809345245},{"word":"could","start":64.55,"end":65.03,"confidence":0.9695328,"punctuated_word":"could.","sentiment":"neutral","sentiment_score":0.0731353759765625},{"word":"and","start":65.03,"end":65.43,"confidence":0.99961674,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08684952557086945},{"word":"if","start":65.43,"end":65.67,"confidence":0.9979577,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08457662910223007},{"word":"you","start":65.67,"end":65.83,"confidence":0.9998559,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09275411069393158},{"word":"do","start":65.83,"end":65.99,"confidence":0.9988141,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09365414828062056},{"word":"have","start":65.99,"end":66.15,"confidence":0.9978515,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10034553706645966},{"word":"any","start":66.15,"end":66.31,"confidence":0.9994797,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.09078337997198103},{"word":"questions","start":66.31,"end":66.63,"confidence":0.9958848,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.07790108025074005},{"word":"just","start":66.63,"end":66.79,"confidence":0.99983263,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11270022392272948},{"word":"give","start":66.79,"end":67.03,"confidence":0.9998745,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.090623676776886},{"word":"me","start":67.03,"end":67.11,"confidence":0.99963903,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09826798737049104},{"word":"a","start":67.11,"end":67.27,"confidence":0.9990214,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09833531826734544},{"word":"buzz","start":67.27,"end":67.51,"confidence":0.99928814,"punctuated_word":"buzz","sentiment":"neutral","sentiment_score":0.07989577949047089},{"word":"back","start":67.51,"end":67.67,"confidence":0.97703373,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.08954282104969025},{"word":"is","start":67.67,"end":67.83,"confidence":0.999824,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.09091106802225112},{"word":"that","start":67.83,"end":67.99,"confidence":0.9998996,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10059627890586852},{"word":"okay","start":67.99,"end":68.49,"confidence":0.99961627,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.08112660050392151},{"word":"easy","start":70.475,"end":70.795,"confidence":0.589066,"punctuated_word":"Easy","sentiment":"neutral","sentiment_score":0.2949749827384949},{"word":"done","start":70.795,"end":71.034996,"confidence":0.8781606,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.2756233215332031},{"word":"so","start":71.034996,"end":71.195,"confidence":0.99966276,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16124701499938965},{"word":"i'm","start":71.195,"end":71.354996,"confidence":0.9999184,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.15094402432441711},{"word":"gonna","start":71.354996,"end":71.595,"confidence":0.9873509,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.15886922180652618},{"word":"pop","start":71.595,"end":71.835,"confidence":0.9997874,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.16541919112205505},{"word":"that","start":71.835,"end":71.995,"confidence":0.9998216,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1540854573249817},{"word":"through","start":71.995,"end":72.315,"confidence":0.999824,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.14079755544662476},{"word":"to","start":72.315,"end":72.395,"confidence":0.9978929,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1705271303653717},{"word":"you","start":72.395,"end":72.555,"confidence":0.9998796,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1712866872549057},{"word":"now","start":72.555,"end":73.055,"confidence":0.9992726,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.1692994087934494},{"word":"basically","start":73.515,"end":74.015,"confidence":0.8339176,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.061631884425878525},{"word":"when","start":75.275,"end":75.515,"confidence":0.9989435,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05844584107398987},{"word":"you","start":75.515,"end":75.675,"confidence":0.9999615,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08419457077980042},{"word":"go","start":75.675,"end":75.835,"confidence":0.9999647,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07129857689142227},{"word":"through","start":75.835,"end":75.995,"confidence":0.9999542,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07545867562294006},{"word":"the","start":75.995,"end":76.075,"confidence":0.99885917,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07185915857553482},{"word":"statement","start":76.075,"end":76.395,"confidence":0.99207276,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.0994085967540741},{"word":"of","start":76.395,"end":76.555,"confidence":0.9984408,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08193940669298172},{"word":"advice","start":76.555,"end":76.955,"confidence":0.99741447,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.08352530002593994},{"word":"you're","start":76.955,"end":77.115,"confidence":0.9982164,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.11347512900829317},{"word":"gonna","start":77.115,"end":77.435,"confidence":0.997494,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.12950071692466736},{"word":"have","start":77.435,"end":77.915,"confidence":0.99971527,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12619854509830475},{"word":"my","start":77.915,"end":78.155,"confidence":0.6359526,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.09765369445085526},{"word":"licensing","start":78.155,"end":78.655,"confidence":0.9985933,"punctuated_word":"licensing","sentiment":"neutral","sentiment_score":0.07899367064237595},{"word":"details","start":78.795,"end":79.195,"confidence":0.9977806,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.08100686967372894},{"word":"have","start":79.195,"end":79.354996,"confidence":0.9820956,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13401992619037628},{"word":"been","start":79.354996,"end":79.595,"confidence":0.99969614,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.13085836172103882},{"word":"added","start":79.595,"end":79.915,"confidence":0.9999465,"punctuated_word":"added","sentiment":"neutral","sentiment_score":0.12567301094532013},{"word":"on","start":79.915,"end":80.075,"confidence":0.9999105,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08321996033191681},{"word":"there","start":80.075,"end":80.475,"confidence":0.79801667,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.07945127040147781},{"word":"so","start":80.475,"end":80.635,"confidence":0.99886763,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09628210216760635},{"word":"you'll","start":80.635,"end":80.875,"confidence":0.99981165,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.08782144635915756},{"word":"see","start":80.875,"end":81.195,"confidence":0.99839145,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08201742172241211},{"word":"me","start":81.195,"end":81.435,"confidence":0.9984034,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.07356281578540802},{"word":"on","start":81.435,"end":81.595,"confidence":0.9994778,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06043621152639389},{"word":"there","start":81.595,"end":82.095,"confidence":0.9441644,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.06810764968395233},{"word":"the","start":83.08,"end":83.24,"confidence":0.9842392,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.032269638031721115},{"word":"main","start":83.24,"end":83.4,"confidence":0.9999087,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.013272933661937714},{"word":"things","start":83.4,"end":83.64,"confidence":0.9944999,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.02529595792293549},{"word":"that","start":83.64,"end":83.88,"confidence":0.99994206,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.014925099909305573},{"word":"we've","start":83.88,"end":84.04,"confidence":0.9998766,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.02314705215394497},{"word":"got","start":84.04,"end":84.28,"confidence":0.9990107,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.020492345094680783},{"word":"in","start":84.28,"end":84.439995,"confidence":0.99911815,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.022473104298114777},{"word":"our","start":84.439995,"end":84.6,"confidence":0.99897695,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.04018343240022659},{"word":"scope","start":84.6,"end":84.84,"confidence":0.999814,"punctuated_word":"scope","sentiment":"neutral","sentiment_score":0.08650355041027069},{"word":"of","start":84.84,"end":85.08,"confidence":0.99962413,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07597391307353973},{"word":"advice","start":85.08,"end":85.58,"confidence":0.99485743,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.044860661029815674},{"word":"was","start":85.64,"end":86.04,"confidence":0.9998715,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05287778377532959},{"word":"just","start":86.04,"end":86.36,"confidence":0.9986771,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06832359731197357},{"word":"updating","start":86.36,"end":86.759995,"confidence":0.9995907,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.0991927534341812},{"word":"your","start":86.759995,"end":86.92,"confidence":0.9372499,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.054457731544971466},{"word":"super","start":86.92,"end":87.159996,"confidence":0.98634493,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.11130139231681824},{"word":"investments","start":87.159996,"end":87.56,"confidence":0.9659218,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.05845903232693672},{"word":"because","start":87.56,"end":87.88,"confidence":0.42988467,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04161303490400314},{"word":"the","start":87.88,"end":88.04,"confidence":0.99978834,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09826526045799255},{"word":"main","start":88.04,"end":88.28,"confidence":0.9999839,"punctuated_word":"main","sentiment":"neutral","sentiment_score":-0.08800864219665527},{"word":"conversation","start":88.28,"end":88.78,"confidence":0.9995622,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":-0.08189670741558075},{"word":"you","start":88.84,"end":88.92,"confidence":0.9986754,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13370054960250854},{"word":"have","start":88.92,"end":89.08,"confidence":0.8307269,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.145658940076828},{"word":"with","start":89.08,"end":89.32,"confidence":0.99966407,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.12237285077571868},{"word":"kyle","start":89.32,"end":89.82,"confidence":0.9403875,"punctuated_word":"Kyle","sentiment":"neutral","sentiment_score":-0.06831742823123932},{"word":"was","start":89.88,"end":90.04,"confidence":0.9961649,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.12907065451145172},{"word":"that","start":90.04,"end":90.2,"confidence":0.99914014,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1706131547689438},{"word":"it","start":90.2,"end":90.36,"confidence":0.8963432,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1849376410245895},{"word":"was","start":90.36,"end":90.52,"confidence":0.9989968,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.19002537429332733},{"word":"kind","start":90.52,"end":90.68,"confidence":0.9888691,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.26194101572036743},{"word":"of","start":90.68,"end":90.84,"confidence":0.99948967,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2034364491701126},{"word":"stalling","start":90.84,"end":91.24,"confidence":0.9643264,"punctuated_word":"stalling","sentiment":"neutral","sentiment_score":-0.19822154939174652},{"word":"a","start":91.24,"end":91.32,"confidence":0.9998357,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2341507077217102},{"word":"little","start":91.32,"end":91.56,"confidence":0.99998367,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1968882977962494},{"word":"bit","start":91.56,"end":91.88,"confidence":0.99988484,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.24789953231811523},{"word":"on","start":91.88,"end":92.04,"confidence":0.9998216,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.20181286334991455},{"word":"your","start":92.04,"end":92.2,"confidence":0.99879587,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10497775673866272},{"word":"net","start":92.2,"end":92.36,"confidence":0.7497657,"punctuated_word":"net","sentiment":"neutral","sentiment_score":-0.03817100822925568},{"word":"wealth","start":92.36,"end":92.68,"confidence":0.9574432,"punctuated_word":"wealth","sentiment":"neutral","sentiment_score":-0.0036725103855133057},{"word":"and","start":92.68,"end":92.92,"confidence":0.54374075,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.100923053920269},{"word":"just","start":92.92,"end":93.08,"confidence":0.99823284,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07113131880760193},{"word":"to","start":93.08,"end":93.24,"confidence":0.999506,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06747516244649887},{"word":"get","start":93.24,"end":93.399994,"confidence":0.99990904,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.05675327777862549},{"word":"it","start":93.399994,"end":93.56,"confidence":0.9956436,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.025681443512439728},{"word":"growing","start":93.56,"end":93.88,"confidence":0.93198377,"punctuated_word":"growing","sentiment":"neutral","sentiment_score":0.013255327939987184},{"word":"again","start":93.88,"end":94.119995,"confidence":0.98269665,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.03769243136048317},{"word":"does","start":94.119995,"end":94.28,"confidence":0.9612471,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.004558049142360687},{"word":"that","start":94.28,"end":94.439995,"confidence":0.99972934,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.016747958958148956},{"word":"ring","start":94.439995,"end":94.68,"confidence":0.99989593,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":-0.0014762058854103088},{"word":"a","start":94.68,"end":94.759995,"confidence":0.99226767,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.017418749630451202},{"word":"bell","start":94.759995,"end":95.145,"confidence":0.9995568,"punctuated_word":"bell?","sentiment":"neutral","sentiment_score":-0.0027087870985269547},{"word":"yep","start":96.905,"end":97.384995,"confidence":0.9504526,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.007131771184504032},{"word":"and","start":97.384995,"end":97.625,"confidence":0.99900144,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.026798665523529053},{"word":"the","start":97.625,"end":97.704994,"confidence":0.9999107,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01649477332830429},{"word":"other","start":97.704994,"end":97.865,"confidence":0.9999492,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.021691057831048965},{"word":"thing","start":97.865,"end":98.104996,"confidence":0.9993755,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.03296700492501259},{"word":"that","start":98.104996,"end":98.265,"confidence":0.9997794,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.022928979247808456},{"word":"he","start":98.265,"end":98.424995,"confidence":0.988425,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.0190215278416872},{"word":"identified","start":98.424995,"end":98.924995,"confidence":0.9925236,"punctuated_word":"identified","sentiment":"neutral","sentiment_score":0.019721273332834244},{"word":"was","start":98.98499,"end":99.145,"confidence":0.998248,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.010578718036413193},{"word":"just","start":99.145,"end":99.30499,"confidence":0.99500173,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.018242428079247475},{"word":"when","start":99.30499,"end":99.465,"confidence":0.99717665,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.010723086073994637},{"word":"it","start":99.465,"end":99.625,"confidence":0.9998628,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01938874088227749},{"word":"comes","start":99.625,"end":99.784996,"confidence":0.99977046,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.028379494324326515},{"word":"to","start":99.784996,"end":99.945,"confidence":0.9922591,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.017153888940811157},{"word":"like","start":99.945,"end":100.104996,"confidence":0.9997324,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.024004606530070305},{"word":"the","start":100.104996,"end":100.265,"confidence":0.99957186,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03789458051323891},{"word":"estate","start":100.265,"end":100.66499,"confidence":0.9959966,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.0067452192306518555},{"word":"planning","start":100.66499,"end":101.064995,"confidence":0.99990976,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.02397508919239044},{"word":"side","start":101.064995,"end":101.30499,"confidence":0.9976803,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.05132283270359039},{"word":"of","start":101.30499,"end":101.384995,"confidence":0.99981576,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029098233208060265},{"word":"things","start":101.384995,"end":101.884995,"confidence":0.83739364,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.024855008348822594},{"word":"i","start":102.825,"end":102.98499,"confidence":0.7339405,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.029491592198610302},{"word":"think","start":102.98499,"end":103.225,"confidence":0.99983776,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.02977942675352097},{"word":"you","start":103.225,"end":103.384995,"confidence":0.9968828,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026893675327301025},{"word":"were","start":103.384995,"end":103.545,"confidence":0.99185467,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.009094499051570892},{"word":"going","start":103.545,"end":103.784996,"confidence":0.99981517,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.037071045488119125},{"word":"through","start":103.784996,"end":104.104996,"confidence":0.9998209,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.02105867490172386},{"word":"just","start":104.104996,"end":104.265,"confidence":0.8998699,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02093891054391861},{"word":"double","start":104.265,"end":104.505,"confidence":0.999374,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.014760147780179976},{"word":"checking","start":104.505,"end":104.825,"confidence":0.9980751,"punctuated_word":"checking","sentiment":"neutral","sentiment_score":0.015136469155550005},{"word":"if","start":104.825,"end":104.985,"confidence":0.99673575,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.01106206327676773},{"word":"you","start":104.985,"end":105.064995,"confidence":0.9741853,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0027932897210121155},{"word":"did","start":105.064995,"end":105.30499,"confidence":0.9690103,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.0055738650262355804},{"word":"actually","start":105.30499,"end":105.625,"confidence":0.9986571,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.010892428457736967},{"word":"put","start":105.625,"end":105.784996,"confidence":0.99940085,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.01372366026043892},{"word":"a","start":105.784996,"end":105.945,"confidence":0.99721515,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.016159361228346825},{"word":"place","start":105.945,"end":106.34499,"confidence":0.7654947,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":0.027315925806760788},{"word":"like","start":106.34499,"end":106.505,"confidence":0.90465975,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.04679351300001144},{"word":"a","start":106.505,"end":106.585,"confidence":0.9993944,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03525577485561371},{"word":"will","start":106.585,"end":107.085,"confidence":0.9962025,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.05524110421538353},{"word":"and","start":107.64001,"end":108.12,"confidence":0.999524,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06691280007362366},{"word":"just","start":108.12,"end":108.44,"confidence":0.9997204,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.050814952701330185},{"word":"making","start":108.44,"end":108.68,"confidence":0.99981564,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.047429606318473816},{"word":"sure","start":108.68,"end":109.0,"confidence":0.9997776,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06912502646446228},{"word":"that","start":109.0,"end":109.32001,"confidence":0.99984443,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06210072711110115},{"word":"we","start":109.32001,"end":109.560005,"confidence":0.99951017,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04145996272563934},{"word":"do","start":109.560005,"end":109.8,"confidence":0.99693835,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03878391161561012},{"word":"put","start":109.8,"end":109.880005,"confidence":0.99989724,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.03710872307419777},{"word":"that","start":109.880005,"end":110.04,"confidence":0.9994566,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06836369633674622},{"word":"in","start":110.04,"end":110.200005,"confidence":0.99884415,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.045483656227588654},{"word":"place","start":110.200005,"end":110.520004,"confidence":0.99973303,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.07595720887184143},{"word":"at","start":110.520004,"end":110.600006,"confidence":0.9991792,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03257385268807411},{"word":"some","start":110.600006,"end":110.840004,"confidence":0.99979657,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03750384598970413},{"word":"point","start":110.840004,"end":111.08,"confidence":0.9999341,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.06341893970966339},{"word":"as","start":111.08,"end":111.240005,"confidence":0.99993014,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0733773410320282},{"word":"well","start":111.240005,"end":111.4,"confidence":0.9991673,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0430920273065567},{"word":"does","start":111.4,"end":111.560005,"confidence":0.9987116,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.005768448114395142},{"word":"that","start":111.560005,"end":111.72,"confidence":0.9999205,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01910224556922913},{"word":"ring","start":111.72,"end":111.880005,"confidence":0.9999374,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":0.014123231172561646},{"word":"a","start":111.880005,"end":112.04,"confidence":0.99674904,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0062025077641010284},{"word":"bell","start":112.04,"end":112.54,"confidence":0.9998332,"punctuated_word":"bell?","sentiment":"neutral","sentiment_score":0.014371871016919611},{"word":"yeah","start":116.76,"end":117.08,"confidence":0.99698794,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23985812067985535},{"word":"easy","start":117.08,"end":117.32001,"confidence":0.9972065,"punctuated_word":"Easy","sentiment":"positive","sentiment_score":0.4579753279685974},{"word":"done","start":117.32001,"end":117.560005,"confidence":0.9017079,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.392270028591156},{"word":"look","start":117.560005,"end":117.72,"confidence":0.83199376,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.24831059575080872},{"word":"i","start":117.72,"end":117.880005,"confidence":0.99980575,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2489105612039566},{"word":"just","start":117.880005,"end":118.04,"confidence":0.9995055,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.25198203325271606},{"word":"wanted","start":118.04,"end":118.200005,"confidence":0.97690886,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.19743505120277405},{"word":"to","start":118.200005,"end":118.36,"confidence":0.99731183,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17962464690208435},{"word":"remind","start":118.36,"end":118.600006,"confidence":0.9998597,"punctuated_word":"remind","sentiment":"neutral","sentiment_score":0.18337854743003845},{"word":"you","start":118.600006,"end":118.76,"confidence":0.99975425,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20426462590694427},{"word":"that","start":118.76,"end":119.0,"confidence":0.99992967,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20854215323925016},{"word":"when","start":119.0,"end":119.16,"confidence":0.99809223,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1845010221004486},{"word":"you","start":119.16,"end":119.240005,"confidence":0.99973804,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.146407350897789},{"word":"go","start":119.240005,"end":119.4,"confidence":0.96897686,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15192396938800812},{"word":"to","start":119.4,"end":119.560005,"confidence":0.8673166,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14802536368370056},{"word":"do","start":119.560005,"end":119.72,"confidence":0.9991818,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13022121787071228},{"word":"that","start":119.72,"end":120.12,"confidence":0.9981679,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.17259779572486875},{"word":"you've","start":120.12,"end":120.28001,"confidence":0.9852841,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.17247001826763153},{"word":"got","start":120.28001,"end":120.520004,"confidence":0.9962632,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.18199658393859863},{"word":"you've","start":120.520004,"end":120.76,"confidence":0.9961029,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1937115639448166},{"word":"got","start":120.76,"end":120.920006,"confidence":0.9994468,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19486981630325317},{"word":"a","start":120.920006,"end":121.0,"confidence":0.99938977,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23421654105186465},{"word":"few","start":121.0,"end":121.240005,"confidence":0.9999865,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.18515852093696591},{"word":"options","start":121.240005,"end":121.740005,"confidence":0.99968445,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":0.14104542136192322},{"word":"you","start":121.835,"end":122.075,"confidence":0.99983144,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.15484777092933655},{"word":"can","start":122.075,"end":122.235,"confidence":0.9999721,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14604076743125916},{"word":"talk","start":122.235,"end":122.634995,"confidence":0.99975926,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.1198318600654602},{"word":"to","start":122.634995,"end":122.715,"confidence":0.99984384,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13967952132225037},{"word":"a","start":122.715,"end":122.875,"confidence":0.9998006,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13139104843139648},{"word":"lawyer","start":122.875,"end":123.274994,"confidence":0.9845166,"punctuated_word":"lawyer,","sentiment":"neutral","sentiment_score":0.12921299040317535},{"word":"of","start":123.274994,"end":123.354996,"confidence":0.99979216,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17321814596652985},{"word":"course","start":123.354996,"end":123.854996,"confidence":0.9286159,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":0.1426670104265213},{"word":"you","start":123.91499,"end":124.155,"confidence":0.99959916,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.13596473634243011},{"word":"can","start":124.155,"end":124.314995,"confidence":0.9998173,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13034756481647491},{"word":"get","start":124.314995,"end":124.395,"confidence":0.9999466,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11953750252723694},{"word":"a","start":124.395,"end":124.555,"confidence":0.9997403,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12551970779895782},{"word":"$25","start":124.555,"end":125.354996,"confidence":0.97979736,"punctuated_word":"$25","sentiment":"neutral","sentiment_score":0.1280442178249359},{"word":"will","start":125.354996,"end":125.59499,"confidence":0.97971797,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.12500226497650146},{"word":"kit","start":125.59499,"end":125.755,"confidence":0.9824049,"punctuated_word":"kit","sentiment":"neutral","sentiment_score":0.105074904859066},{"word":"from","start":125.755,"end":125.994995,"confidence":0.9963672,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.1437862366437912},{"word":"the","start":125.994995,"end":126.075,"confidence":0.99783415,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08662395924329758},{"word":"post","start":126.075,"end":126.314995,"confidence":0.9965102,"punctuated_word":"post","sentiment":"neutral","sentiment_score":0.08013681322336197},{"word":"office","start":126.314995,"end":126.814995,"confidence":0.78354126,"punctuated_word":"office.","sentiment":"neutral","sentiment_score":0.08247850835323334},{"word":"same","start":127.115,"end":127.354996,"confidence":0.99879575,"punctuated_word":"Same","sentiment":"neutral","sentiment_score":0.09117916226387024},{"word":"thing","start":127.354996,"end":127.59499,"confidence":0.99987364,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.06618896126747131},{"word":"for","start":127.59499,"end":127.835,"confidence":0.9989844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06358053535223007},{"word":"power","start":127.835,"end":128.075,"confidence":0.99705553,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.14185857772827148},{"word":"of","start":128.075,"end":128.235,"confidence":0.998801,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08734872937202454},{"word":"attorney","start":128.235,"end":128.735,"confidence":0.95623904,"punctuated_word":"attorney.","sentiment":"neutral","sentiment_score":0.07331036031246185},{"word":"as","start":129.515,"end":129.595,"confidence":0.66392845,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.09856147319078444},{"word":"long","start":129.595,"end":129.83499,"confidence":0.9998166,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.12792539596557617},{"word":"as","start":129.83499,"end":129.915,"confidence":0.99804807,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1315108984708786},{"word":"you","start":129.915,"end":129.995,"confidence":0.999889,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10678042471408844},{"word":"got","start":129.995,"end":130.155,"confidence":0.8735077,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12776875495910645},{"word":"your","start":130.155,"end":130.315,"confidence":0.99979347,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11183664202690125},{"word":"beneficiaries","start":130.315,"end":130.815,"confidence":0.9997278,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.17061176896095276},{"word":"up","start":131.035,"end":131.11499,"confidence":0.9996269,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11530817300081252},{"word":"to","start":131.11499,"end":131.275,"confidence":0.99975115,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13615840673446655},{"word":"date","start":131.275,"end":131.435,"confidence":0.99988544,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.15684768557548523},{"word":"for","start":131.435,"end":131.595,"confidence":0.99737847,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1465236395597458},{"word":"where","start":131.595,"end":131.755,"confidence":0.9989511,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.14938797056674957},{"word":"the","start":131.755,"end":131.915,"confidence":0.99925214,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15163610875606537},{"word":"super","start":131.915,"end":132.315,"confidence":0.99205256,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.18421824276447296},{"word":"goes","start":132.315,"end":132.555,"confidence":0.9765495,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":0.17868506908416748},{"word":"it's","start":132.555,"end":132.795,"confidence":0.9993458,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.14726030826568604},{"word":"just","start":132.795,"end":132.955,"confidence":0.9997553,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14348140358924866},{"word":"a","start":132.955,"end":133.035,"confidence":0.99968934,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1428612917661667},{"word":"bit","start":133.035,"end":133.19499,"confidence":0.9999341,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1055639386177063},{"word":"of","start":133.19499,"end":133.355,"confidence":0.99975806,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12811695039272308},{"word":"a","start":133.355,"end":133.515,"confidence":0.9804299,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09960252791643144},{"word":"reminder","start":133.515,"end":133.995,"confidence":0.99977654,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.08483414351940155},{"word":"from","start":133.995,"end":134.235,"confidence":0.99966455,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.10179919004440308},{"word":"us","start":134.235,"end":134.735,"confidence":0.99867463,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.05729442089796066},{"word":"k","start":136.51999,"end":137.01999,"confidence":0.8330927,"punctuated_word":"K?","sentiment":"neutral","sentiment_score":0.020085923373699188},{"word":"outside","start":138.04,"end":138.43999,"confidence":0.8842031,"punctuated_word":"Outside","sentiment":"neutral","sentiment_score":-0.03106057643890381},{"word":"of","start":138.43999,"end":138.59999,"confidence":0.9999255,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04445229843258858},{"word":"that","start":138.59999,"end":138.84,"confidence":0.99977016,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.05275698006153107},{"word":"we're","start":138.84,"end":139.0,"confidence":0.9998619,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.11394559592008592},{"word":"not","start":139.0,"end":139.15999,"confidence":0.99993885,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16842645406723022},{"word":"giving","start":139.15999,"end":139.4,"confidence":0.9998411,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":-0.2222650051116943},{"word":"you","start":139.4,"end":139.56,"confidence":0.99568766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19159993529319763},{"word":"insurance","start":139.56,"end":139.95999,"confidence":0.9975591,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.18001273274421692},{"word":"advice","start":139.95999,"end":140.28,"confidence":0.99799156,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.21532857418060303},{"word":"i","start":140.28,"end":140.36,"confidence":0.9988543,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19728271663188937},{"word":"think","start":140.36,"end":140.59999,"confidence":0.9999839,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.19067634642124176},{"word":"what","start":140.59999,"end":140.76,"confidence":0.9980326,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.09149929881095886},{"word":"you're","start":140.76,"end":140.92,"confidence":0.7608842,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.11717639863491058},{"word":"saying","start":140.92,"end":141.15999,"confidence":0.99701464,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.09430733323097228},{"word":"to","start":141.15999,"end":141.31999,"confidence":0.51915544,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0725235715508461},{"word":"carl","start":141.31999,"end":141.64,"confidence":0.7143662,"punctuated_word":"Carl,","sentiment":"neutral","sentiment_score":-0.043412692844867706},{"word":"was","start":141.64,"end":141.79999,"confidence":0.994396,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.042550228536129},{"word":"you","start":141.79999,"end":141.95999,"confidence":0.9945379,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04365238547325134},{"word":"happy","start":141.95999,"end":142.45999,"confidence":0.9967631,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":-0.0745287761092186},{"word":"not","start":142.51999,"end":142.76,"confidence":0.99909997,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08896447718143463},{"word":"to","start":142.76,"end":142.84,"confidence":0.9996927,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1262989640235901},{"word":"have","start":142.84,"end":143.07999,"confidence":0.99989283,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.15190845727920532},{"word":"insurance","start":143.07999,"end":143.56,"confidence":0.9913931,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.1520979404449463},{"word":"until","start":143.56,"end":143.95999,"confidence":0.9993718,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.15205946564674375},{"word":"maybe","start":143.95999,"end":144.2,"confidence":0.98148376,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.07504698634147644},{"word":"once","start":144.2,"end":144.43999,"confidence":0.99048656,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.046487048268318176},{"word":"you","start":144.43999,"end":144.59999,"confidence":0.99971026,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0904284566640854},{"word":"purchase","start":144.59999,"end":145.0,"confidence":0.80520415,"punctuated_word":"purchase","sentiment":"neutral","sentiment_score":-0.04630295932292938},{"word":"a","start":145.0,"end":145.15999,"confidence":0.9989629,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02556414157152176},{"word":"house","start":145.15999,"end":145.65999,"confidence":0.99990046,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.037056826055049896},{"word":"or","start":146.04,"end":146.54,"confidence":0.9654759,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.07129529863595963},{"word":"get","start":146.59999,"end":146.76,"confidence":0.96167624,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":-0.053894851356744766},{"word":"like","start":146.76,"end":147.0,"confidence":0.9994465,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04765915125608444},{"word":"a","start":147.0,"end":147.07999,"confidence":0.99986494,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.032914187759160995},{"word":"mortgage","start":147.07999,"end":147.48,"confidence":0.9999683,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.0007429793477058411},{"word":"or","start":147.48,"end":147.64,"confidence":0.998796,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.062139466404914856},{"word":"something","start":147.64,"end":148.14,"confidence":0.8833053,"punctuated_word":"something?","sentiment":"neutral","sentiment_score":-0.08266869187355042},{"word":"so","start":148.455,"end":148.69499,"confidence":0.99974936,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.040596529841423035},{"word":"we're","start":148.69499,"end":148.935,"confidence":0.9995241,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.036344412714242935},{"word":"just","start":148.935,"end":149.095,"confidence":0.9998815,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06758643686771393},{"word":"gonna","start":149.095,"end":149.33499,"confidence":0.9780799,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.05949459224939346},{"word":"leave","start":149.33499,"end":149.575,"confidence":0.99952984,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.06596417725086212},{"word":"it","start":149.575,"end":149.815,"confidence":0.9996841,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09209251403808594},{"word":"as","start":149.815,"end":150.055,"confidence":0.9997825,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.06228148937225342},{"word":"just","start":150.055,"end":150.295,"confidence":0.99938095,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06689546257257462},{"word":"super","start":150.295,"end":150.775,"confidence":0.99888986,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.037821028381586075},{"word":"only","start":150.775,"end":151.175,"confidence":0.9991106,"punctuated_word":"only.","sentiment":"neutral","sentiment_score":-0.05658947676420212},{"word":"does","start":151.175,"end":151.33499,"confidence":0.99960905,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.02010786533355713},{"word":"that","start":151.33499,"end":151.575,"confidence":0.9999099,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.008588820695877075},{"word":"make","start":151.575,"end":151.815,"confidence":0.9895141,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.018740344792604446},{"word":"sense","start":151.815,"end":152.315,"confidence":0.999578,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.03698510676622391},{"word":"cool","start":154.375,"end":154.61499,"confidence":0.9391,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2387169599533081},{"word":"and","start":154.61499,"end":154.855,"confidence":0.72359836,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1140817403793335},{"word":"last","start":154.855,"end":155.095,"confidence":0.8768762,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.058330558240413666},{"word":"one","start":155.095,"end":155.33499,"confidence":0.99980634,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.10320667922496796},{"word":"was","start":155.33499,"end":155.575,"confidence":0.9976375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1179969534277916},{"word":"just","start":155.575,"end":155.735,"confidence":0.9997608,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11613181233406068},{"word":"with","start":155.735,"end":155.97499,"confidence":0.9992574,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09766008704900742},{"word":"the","start":155.97499,"end":156.135,"confidence":0.9862862,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09893524646759032},{"word":"savings","start":156.135,"end":156.535,"confidence":0.9996592,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.10394460707902908},{"word":"and","start":156.535,"end":156.69499,"confidence":0.9986291,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07549625635147095},{"word":"budgeting","start":156.69499,"end":157.19499,"confidence":0.97959155,"punctuated_word":"budgeting.","sentiment":"neutral","sentiment_score":0.13711529970169067},{"word":"you","start":157.25499,"end":157.75499,"confidence":0.9990332,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.07649964094161987},{"word":"had","start":157.815,"end":158.055,"confidence":0.95766664,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.06358632445335388},{"word":"a","start":158.055,"end":158.215,"confidence":0.9994252,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10250459611415864},{"word":"goal","start":158.215,"end":158.455,"confidence":0.9975794,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.12620660662651062},{"word":"where","start":158.455,"end":158.69499,"confidence":0.8718637,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.09253625571727753},{"word":"just","start":158.69499,"end":158.935,"confidence":0.8020095,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14073695242404938},{"word":"building","start":158.935,"end":159.25499,"confidence":0.9979055,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.15719464421272278},{"word":"up","start":159.25499,"end":159.415,"confidence":0.99714917,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.13152046501636505},{"word":"for","start":159.415,"end":159.575,"confidence":0.7043932,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14546193182468414},{"word":"holidays","start":159.575,"end":159.97499,"confidence":0.99964225,"punctuated_word":"holidays","sentiment":"neutral","sentiment_score":0.16408099234104156},{"word":"with","start":159.97499,"end":160.215,"confidence":0.9993936,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1641465127468109},{"word":"your","start":160.215,"end":160.375,"confidence":0.9999145,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10216955840587616},{"word":"partner","start":160.375,"end":160.855,"confidence":0.99052465,"punctuated_word":"partner,","sentiment":"neutral","sentiment_score":0.1087287664413452},{"word":"build","start":160.855,"end":161.095,"confidence":0.96452963,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.14876903593540192},{"word":"out","start":161.095,"end":161.33499,"confidence":0.9595822,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1503765434026718},{"word":"savings","start":161.33499,"end":161.83499,"confidence":0.98465097,"punctuated_word":"savings,","sentiment":"neutral","sentiment_score":0.08775168657302856},{"word":"deposit","start":162.16,"end":162.48,"confidence":0.9991241,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.07119078934192657},{"word":"for","start":162.48,"end":162.64,"confidence":0.9997955,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08912511169910431},{"word":"a","start":162.64,"end":162.8,"confidence":0.9964945,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08983786404132843},{"word":"house","start":162.8,"end":163.2,"confidence":0.81193817,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":0.0746859759092331},{"word":"we're","start":163.2,"end":163.44,"confidence":0.9985436,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.10190294682979584},{"word":"not","start":163.44,"end":163.6,"confidence":0.996302,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.14918367564678192},{"word":"obviously","start":163.6,"end":163.84,"confidence":0.9490182,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.12801802158355713},{"word":"giving","start":163.84,"end":164.08,"confidence":0.99930656,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":-0.21170419454574585},{"word":"you","start":164.08,"end":164.32,"confidence":0.9996401,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18165865540504456},{"word":"advice","start":164.32,"end":164.72,"confidence":0.9961665,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.1915569305419922},{"word":"on","start":164.72,"end":164.88,"confidence":0.99989617,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.14416441321372986},{"word":"that","start":164.88,"end":165.12,"confidence":0.99996245,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.14653339982032776},{"word":"today","start":165.12,"end":165.6,"confidence":0.98775,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":-0.13780668377876282},{"word":"it's","start":165.6,"end":165.84,"confidence":0.99968815,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.016019975766539574},{"word":"just","start":165.84,"end":166.08,"confidence":0.99979466,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.017977625131607056},{"word":"about","start":166.08,"end":166.32,"confidence":0.9994198,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.00834251195192337},{"word":"updating","start":166.32,"end":166.64,"confidence":0.99909985,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.029627330601215363},{"word":"the","start":166.64,"end":166.8,"confidence":0.99936527,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0157143697142601},{"word":"investments","start":166.8,"end":167.2,"confidence":0.99789715,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.007120862603187561},{"word":"on","start":167.2,"end":167.36,"confidence":0.99986863,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.016926191747188568},{"word":"the","start":167.36,"end":167.6,"confidence":0.99234736,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.002943076193332672},{"word":"super","start":167.6,"end":168.1,"confidence":0.963991,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.025974228978157043},{"word":"cool","start":170.48,"end":170.98,"confidence":0.8799936,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.39285677671432495},{"word":"when","start":171.44,"end":171.6,"confidence":0.7619127,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.24849611520767212},{"word":"you","start":171.6,"end":171.76,"confidence":0.99991465,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22518375515937805},{"word":"go","start":171.76,"end":171.92,"confidence":0.9998982,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2246228903532028},{"word":"through","start":171.92,"end":172.08,"confidence":0.99985206,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.21342633664608},{"word":"it","start":172.08,"end":172.24,"confidence":0.9136205,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.1548328697681427},{"word":"it's","start":172.24,"end":172.4,"confidence":0.9998603,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.12229713797569276},{"word":"gonna","start":172.4,"end":172.72,"confidence":0.9417832,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.15854007005691528},{"word":"have","start":172.72,"end":172.88,"confidence":0.9997851,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.158867210149765},{"word":"your","start":172.88,"end":173.04,"confidence":0.9841942,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08762141317129135},{"word":"details","start":173.04,"end":173.44,"confidence":0.9998752,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.1368575394153595},{"word":"in","start":173.44,"end":173.6,"confidence":0.95470464,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16224811971187592},{"word":"an","start":173.6,"end":173.76,"confidence":0.818288,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14677368104457855},{"word":"about","start":173.76,"end":174.0,"confidence":0.9986532,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.109871044754982},{"word":"you","start":174.0,"end":174.24,"confidence":0.97040546,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0903068631887436},{"word":"section","start":174.24,"end":174.56,"confidence":0.77207565,"punctuated_word":"section,","sentiment":"neutral","sentiment_score":0.1434089094400406},{"word":"so","start":174.56,"end":174.72,"confidence":0.9997179,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1489519476890564},{"word":"please","start":174.72,"end":175.04,"confidence":0.9996605,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.07087819278240204},{"word":"just","start":175.04,"end":175.2,"confidence":0.99901485,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1472100019454956},{"word":"double","start":175.2,"end":175.44,"confidence":0.9999262,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.11898335814476012},{"word":"check","start":175.44,"end":175.68,"confidence":0.999754,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.1176191195845604},{"word":"all","start":175.68,"end":175.84,"confidence":0.9968876,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.13230542838573456},{"word":"of","start":175.84,"end":176.0,"confidence":0.96351916,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1489197015762329},{"word":"that","start":176.0,"end":176.24,"confidence":0.9998018,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11359485238790512},{"word":"still","start":176.24,"end":176.56,"confidence":0.5965034,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06895524263381958},{"word":"current","start":176.56,"end":177.06,"confidence":0.9989955,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.04134508967399597},{"word":"with","start":177.30501,"end":177.54501,"confidence":0.9999175,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07655716687440872},{"word":"your","start":177.54501,"end":177.705,"confidence":0.99992657,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07594120502471924},{"word":"occupation","start":177.705,"end":178.205,"confidence":0.9964623,"punctuated_word":"occupation.","sentiment":"neutral","sentiment_score":0.07625606656074524},{"word":"phone","start":179.065,"end":179.30501,"confidence":0.9306998,"punctuated_word":"Phone","sentiment":"neutral","sentiment_score":0.027400288730859756},{"word":"number's","start":179.30501,"end":179.785,"confidence":0.7707199,"punctuated_word":"number's","sentiment":"neutral","sentiment_score":0.056290656328201294},{"word":"fine","start":179.785,"end":180.285,"confidence":0.99964327,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.07509592175483704},{"word":"are","start":180.425,"end":180.66501,"confidence":0.99975544,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.06181754171848297},{"word":"you","start":180.66501,"end":180.74501,"confidence":0.9999645,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0607156828045845},{"word":"still","start":180.74501,"end":181.065,"confidence":0.99990964,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06280767172574997},{"word":"okay","start":181.065,"end":181.30501,"confidence":0.99987173,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.04387402534484863},{"word":"for","start":181.30501,"end":181.38501,"confidence":0.99854976,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.055047351866960526},{"word":"everything","start":181.38501,"end":181.785,"confidence":0.9993197,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.07077547907829285},{"word":"to","start":181.785,"end":181.865,"confidence":0.99799675,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.042107708752155304},{"word":"go","start":181.865,"end":182.02501,"confidence":0.99987674,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.053443603217601776},{"word":"through","start":182.02501,"end":182.345,"confidence":0.99993813,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0589689277112484},{"word":"to","start":182.345,"end":182.585,"confidence":0.9975836,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0617564357817173},{"word":"your","start":182.585,"end":182.985,"confidence":0.99967515,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05093703418970108},{"word":"gmail","start":182.985,"end":183.485,"confidence":0.8030632,"punctuated_word":"Gmail?","sentiment":"neutral","sentiment_score":0.04949738085269928},{"word":"terry","start":183.705,"end":184.02501,"confidence":0.51133144,"punctuated_word":"Terry","sentiment":"neutral","sentiment_score":0.016151221469044685},{"word":"borg","start":184.02501,"end":184.425,"confidence":0.73857874,"punctuated_word":"Borg","sentiment":"neutral","sentiment_score":0.0100580845028162},{"word":"zero","start":184.425,"end":184.74501,"confidence":0.96747756,"punctuated_word":"zero","sentiment":"neutral","sentiment_score":0.00849049724638462},{"word":"three","start":184.74501,"end":184.985,"confidence":0.9994723,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.004664206877350807},{"word":"zero","start":184.985,"end":185.30501,"confidence":0.99990356,"punctuated_word":"zero","sentiment":"neutral","sentiment_score":0.004272757098078728},{"word":"nine","start":185.30501,"end":185.80501,"confidence":0.95472753,"punctuated_word":"nine.","sentiment":"neutral","sentiment_score":0.016347801312804222},{"word":"yep","start":189.56001,"end":190.06001,"confidence":0.99305904,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08827929198741913},{"word":"it's","start":190.36,"end":190.6,"confidence":0.8841197,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0541156604886055},{"word":"got","start":190.6,"end":190.84001,"confidence":0.99943465,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06754511594772339},{"word":"your","start":190.84001,"end":191.0,"confidence":0.9998714,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06357886642217636},{"word":"assets","start":191.0,"end":191.24,"confidence":0.99968326,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.06524845957756042},{"word":"and","start":191.24,"end":191.40001,"confidence":0.9993662,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.053460683673620224},{"word":"liabilities","start":191.40001,"end":191.88,"confidence":0.99271405,"punctuated_word":"liabilities.","sentiment":"neutral","sentiment_score":0.05822044610977173},{"word":"we","start":191.88,"end":192.04001,"confidence":0.9996619,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.06174243986606598},{"word":"just","start":192.04001,"end":192.20001,"confidence":0.9991621,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07223444432020187},{"word":"had","start":192.20001,"end":192.36,"confidence":0.9946951,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.046900369226932526},{"word":"a","start":192.36,"end":192.44,"confidence":0.99773407,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0562446229159832},{"word":"car","start":192.44,"end":192.68001,"confidence":0.97754776,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.0688706487417221},{"word":"and","start":192.68001,"end":192.84001,"confidence":0.9979214,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0725906640291214},{"word":"some","start":192.84001,"end":193.08,"confidence":0.99861073,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06339617818593979},{"word":"savings","start":193.08,"end":193.56,"confidence":0.99972063,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.04740313813090325},{"word":"listed","start":193.56,"end":193.96,"confidence":0.99497414,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.06086738780140877},{"word":"there","start":193.96,"end":194.46,"confidence":0.9051181,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.052079327404499054},{"word":"your","start":194.84001,"end":195.08,"confidence":0.96341187,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.04937934875488281},{"word":"netwealth","start":195.08,"end":195.56,"confidence":0.60951805,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":0.08471614122390747},{"word":"super","start":195.56,"end":196.06,"confidence":0.65561074,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.12451614439487456},{"word":"beautiful","start":196.68001,"end":197.18001,"confidence":0.99965334,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7923182249069214},{"word":"we","start":198.04001,"end":198.28,"confidence":0.95473826,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.38385093212127686},{"word":"had","start":198.28,"end":198.52,"confidence":0.99969625,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.3611612915992737},{"word":"your","start":198.52,"end":198.68001,"confidence":0.9999403,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.39743921160697937},{"word":"risk","start":198.68001,"end":199.0,"confidence":0.99950254,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.2783289849758148},{"word":"profile","start":199.0,"end":199.40001,"confidence":0.98112935,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.21301299333572388},{"word":"set","start":199.40001,"end":199.64,"confidence":0.99917406,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.293195903301239},{"word":"to","start":199.64,"end":199.8,"confidence":0.99843496,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2647477388381958},{"word":"high","start":199.8,"end":200.04001,"confidence":0.9992318,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.21208880841732025},{"word":"growth","start":200.04001,"end":200.44,"confidence":0.8084678,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.23531252145767212},{"word":"so","start":200.44,"end":200.6,"confidence":0.9995633,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1655234396457672},{"word":"you're","start":200.6,"end":200.84001,"confidence":0.99983394,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.3025994896888733},{"word":"obviously","start":200.84001,"end":201.24,"confidence":0.9858226,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.2912368178367615},{"word":"trying","start":201.24,"end":201.48001,"confidence":0.9974318,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.23887689411640167},{"word":"to","start":201.48001,"end":201.56,"confidence":0.9990839,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28105637431144714},{"word":"get","start":201.56,"end":201.945,"confidence":0.9998311,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.28862911462783813},{"word":"high","start":202.10501,"end":202.425,"confidence":0.996745,"punctuated_word":"high","sentiment":"positive","sentiment_score":0.335932195186615},{"word":"long","start":202.425,"end":202.585,"confidence":0.9094258,"punctuated_word":"long","sentiment":"positive","sentiment_score":0.3883993625640869},{"word":"term","start":202.585,"end":202.90501,"confidence":0.9990037,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.3229130804538727},{"word":"returns","start":202.90501,"end":203.30501,"confidence":0.99913245,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.3783075511455536},{"word":"there","start":203.30501,"end":203.80501,"confidence":0.9976905,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.21255160868167877},{"word":"i","start":204.505,"end":204.66501,"confidence":0.68696284,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.047984495759010315},{"word":"did","start":204.66501,"end":204.90501,"confidence":0.9996012,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.0038734152913093567},{"word":"wanna","start":204.90501,"end":205.145,"confidence":0.8756566,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.000837281346321106},{"word":"just","start":205.145,"end":205.30501,"confidence":0.9997588,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03940325230360031},{"word":"quickly","start":205.30501,"end":205.705,"confidence":0.99991333,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":-0.03693516552448273},{"word":"flag","start":205.705,"end":205.945,"confidence":0.987689,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":-0.04435928910970688},{"word":"with","start":205.945,"end":206.10501,"confidence":0.994915,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.020800739526748657},{"word":"you","start":206.10501,"end":206.26501,"confidence":0.9999503,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01201007515192032},{"word":"that","start":206.26501,"end":206.505,"confidence":0.9992188,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.012057341635227203},{"word":"at","start":206.505,"end":206.74501,"confidence":0.9749833,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.089295394718647},{"word":"some","start":206.74501,"end":206.985,"confidence":0.99971575,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.07789354026317596},{"word":"point","start":206.985,"end":207.485,"confidence":0.86126906,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.08559717237949371},{"word":"that","start":207.785,"end":208.02501,"confidence":0.99982774,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1378699541091919},{"word":"will","start":208.02501,"end":208.26501,"confidence":0.9926334,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.17830723524093628},{"word":"have","start":208.26501,"end":208.425,"confidence":0.99983513,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.16718122363090515},{"word":"to","start":208.425,"end":208.505,"confidence":0.9998691,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1869051456451416},{"word":"get","start":208.505,"end":209.005,"confidence":0.9997334,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2544381320476532},{"word":"reduced","start":209.065,"end":209.46501,"confidence":0.9923299,"punctuated_word":"reduced","sentiment":"neutral","sentiment_score":-0.2069471180438995},{"word":"down","start":209.46501,"end":209.865,"confidence":0.99977785,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.14740964770317078},{"word":"because","start":209.865,"end":210.26501,"confidence":0.7268387,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.15347564220428467},{"word":"i","start":210.26501,"end":210.345,"confidence":0.9948974,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.236762136220932},{"word":"probably","start":210.345,"end":210.66501,"confidence":0.98931456,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.2930406928062439},{"word":"don't","start":210.66501,"end":210.82501,"confidence":0.99971735,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.24899189174175265},{"word":"wanna","start":210.82501,"end":211.065,"confidence":0.9637814,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.2605881690979004},{"word":"keep","start":211.065,"end":211.30501,"confidence":0.9992415,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.2972516417503357},{"word":"you","start":211.30501,"end":211.38501,"confidence":0.99900824,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19745510816574097},{"word":"at","start":211.38501,"end":211.54501,"confidence":0.99903095,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.17378441989421844},{"word":"high","start":211.54501,"end":211.705,"confidence":0.9918997,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.14058345556259155},{"word":"growth","start":211.705,"end":212.02501,"confidence":0.9902519,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.11700351536273956},{"word":"at","start":212.02501,"end":212.26501,"confidence":0.99478585,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.15594592690467834},{"word":"65","start":212.26501,"end":213.16501,"confidence":0.86999494,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":-0.10806254297494888},{"word":"and","start":213.30501,"end":213.46501,"confidence":0.9991104,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16791193187236786},{"word":"then","start":213.46501,"end":213.705,"confidence":0.9997402,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.12972772121429443},{"word":"the","start":213.705,"end":213.865,"confidence":0.986839,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3100295066833496},{"word":"stock","start":213.865,"end":214.10501,"confidence":0.9952775,"punctuated_word":"stock","sentiment":"negative","sentiment_score":-0.4600875973701477},{"word":"market","start":214.10501,"end":214.425,"confidence":0.9998623,"punctuated_word":"market","sentiment":"negative","sentiment_score":-0.41930797696113586},{"word":"crashes","start":214.425,"end":214.74501,"confidence":0.92240316,"punctuated_word":"crashes,","sentiment":"negative","sentiment_score":-0.3656008839607239},{"word":"you","start":214.74501,"end":214.90501,"confidence":0.99956626,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.410307914018631},{"word":"lose","start":214.90501,"end":215.145,"confidence":0.99655366,"punctuated_word":"lose","sentiment":"negative","sentiment_score":-0.4109090864658356},{"word":"half","start":215.145,"end":215.30501,"confidence":0.989503,"punctuated_word":"half","sentiment":"negative","sentiment_score":-0.3707699179649353},{"word":"your","start":215.30501,"end":215.46501,"confidence":0.5162906,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3794746696949005},{"word":"super","start":215.46501,"end":215.785,"confidence":0.8979755,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.3100409507751465},{"word":"do","start":215.785,"end":215.865,"confidence":0.998278,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.1014568880200386},{"word":"you","start":215.865,"end":215.945,"confidence":0.9996723,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09231606870889664},{"word":"know","start":215.945,"end":216.10501,"confidence":0.9998037,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.11153361201286316},{"word":"what","start":216.10501,"end":216.26501,"confidence":0.99961555,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.10486572235822678},{"word":"i","start":216.26501,"end":216.345,"confidence":0.9960079,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08757402002811432},{"word":"mean","start":216.345,"end":216.63,"confidence":0.9960656,"punctuated_word":"mean?","sentiment":"neutral","sentiment_score":-0.08469653129577637},{"word":"yeah","start":239.60501,"end":240.10501,"confidence":0.983313,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08614516258239746},{"word":"yeah","start":262.755,"end":263.155,"confidence":0.84032404,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06169338524341583},{"word":"and","start":263.155,"end":263.395,"confidence":0.6970237,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.050737280398607254},{"word":"look","start":263.395,"end":263.715,"confidence":0.9760501,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.07374174892902374},{"word":"at","start":263.715,"end":263.875,"confidence":0.9996082,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07186175882816315},{"word":"any","start":263.875,"end":264.195,"confidence":0.9999505,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.09118285775184631},{"word":"point","start":264.195,"end":264.695,"confidence":0.97190225,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.06540822982788086},{"word":"when","start":264.94,"end":265.1,"confidence":0.99959916,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0537736713886261},{"word":"we're","start":265.1,"end":265.26,"confidence":0.88911074,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.08422933518886566},{"word":"just","start":265.26,"end":265.5,"confidence":0.9995802,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11177930235862732},{"word":"updating","start":265.5,"end":265.9,"confidence":0.99450654,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.1309940218925476},{"word":"the","start":265.9,"end":266.06,"confidence":0.99889094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10118870437145232},{"word":"investments","start":266.06,"end":266.46,"confidence":0.9973839,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.05911242961883545},{"word":"in","start":266.46,"end":266.62,"confidence":0.9958203,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12449833750724792},{"word":"your","start":266.62,"end":266.86,"confidence":0.98727196,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15366622805595398},{"word":"super","start":266.86,"end":267.34,"confidence":0.96121097,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.1410634070634842},{"word":"if","start":267.34,"end":267.58,"confidence":0.9983987,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07677045464515686},{"word":"we","start":267.58,"end":267.98,"confidence":0.9997023,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04858700931072235},{"word":"ever","start":267.98,"end":268.3,"confidence":0.9999188,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.09406550973653792},{"word":"feel","start":268.3,"end":268.54,"confidence":0.9998946,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.014312349259853365},{"word":"like","start":268.54,"end":268.7,"confidence":0.9943658,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.004542641341686249},{"word":"we","start":268.7,"end":268.86,"confidence":0.9995012,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0316694900393486},{"word":"need","start":268.86,"end":269.36,"confidence":0.99993575,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.003959812223911285},{"word":"to","start":269.5,"end":269.66,"confidence":0.9991805,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02707596868276596},{"word":"change","start":269.66,"end":269.98,"confidence":0.9998579,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.022814497351646423},{"word":"super","start":269.98,"end":270.3,"confidence":0.9935381,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.05735056102275848},{"word":"funds","start":270.3,"end":270.62,"confidence":0.98260325,"punctuated_word":"funds,","sentiment":"neutral","sentiment_score":0.06529668718576431},{"word":"we'll","start":270.62,"end":270.86,"confidence":0.9988823,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.10590144991874696},{"word":"obviously","start":270.86,"end":271.26,"confidence":0.9832812,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.11241713166236876},{"word":"talk","start":271.26,"end":271.42,"confidence":0.9985399,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.16428789496421814},{"word":"you","start":271.42,"end":271.66,"confidence":0.9984011,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11248788237571716},{"word":"through","start":271.66,"end":271.9,"confidence":0.9999219,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11916065961122511},{"word":"that","start":271.9,"end":272.4,"confidence":0.99901617,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.07437213510274887},{"word":"at","start":272.54,"end":272.7,"confidence":0.9997366,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.0767400935292244},{"word":"this","start":272.7,"end":272.94,"confidence":0.99993086,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07900019735097885},{"word":"point","start":272.94,"end":273.41998,"confidence":0.99951386,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.08453044295310974},{"word":"the","start":273.41998,"end":273.66,"confidence":0.99984515,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13331572711467743},{"word":"investments","start":273.66,"end":274.13998,"confidence":0.9994142,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.09186650812625884},{"word":"that","start":274.13998,"end":274.38,"confidence":0.9996866,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11377762258052826},{"word":"carl","start":274.38,"end":274.7,"confidence":0.8591549,"punctuated_word":"Carl","sentiment":"neutral","sentiment_score":0.1691562533378601},{"word":"was","start":274.7,"end":274.94,"confidence":0.9964688,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.15455979108810425},{"word":"after","start":274.94,"end":275.34,"confidence":0.99770594,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.17297199368476868},{"word":"are","start":275.34,"end":275.41998,"confidence":0.98519325,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1307168006896973},{"word":"on","start":275.41998,"end":275.58,"confidence":0.9169472,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.19512972235679624},{"word":"netwealth","start":275.58,"end":276.06,"confidence":0.7743825,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":0.16706401109695437},{"word":"anyway","start":276.06,"end":276.56,"confidence":0.96829814,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.1332520842552185},{"word":"and","start":276.62,"end":276.78,"confidence":0.9998423,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07402545213699341},{"word":"they","start":276.78,"end":276.94,"confidence":0.9988833,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.07200267910957336},{"word":"haven't","start":276.94,"end":277.26,"confidence":0.99995136,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.13170233368873596},{"word":"had","start":277.26,"end":277.5,"confidence":0.9985643,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.07574211061000824},{"word":"major","start":277.5,"end":277.9,"confidence":0.85723907,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.085055410861969},{"word":"changes","start":277.9,"end":278.3,"confidence":0.9997509,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.08030765503644943},{"word":"to","start":278.3,"end":278.46,"confidence":0.9995565,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.060845255851745605},{"word":"fees","start":278.46,"end":278.78,"confidence":0.99380314,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":-0.033195897936820984},{"word":"or","start":278.78,"end":278.94,"confidence":0.988898,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01515863835811615},{"word":"features","start":278.94,"end":279.34,"confidence":0.99970967,"punctuated_word":"features","sentiment":"neutral","sentiment_score":0.09432779252529144},{"word":"or","start":279.34,"end":279.41998,"confidence":0.9989058,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02590934932231903},{"word":"anything","start":279.41998,"end":279.82,"confidence":0.9999138,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.004077747464179993},{"word":"like","start":279.82,"end":279.98,"confidence":0.99976987,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05291026830673218},{"word":"that","start":279.98,"end":280.22,"confidence":0.98518944,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.0662972554564476},{"word":"so","start":280.22,"end":280.395,"confidence":0.99559987,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10669349879026412},{"word":"it","start":280.395,"end":280.555,"confidence":0.52773255,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19180172681808472},{"word":"was","start":280.555,"end":280.715,"confidence":0.89424723,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.17896342277526855},{"word":"just","start":280.715,"end":280.79498,"confidence":0.9998417,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18325959146022797},{"word":"making","start":280.79498,"end":281.115,"confidence":0.9996786,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.16913717985153198},{"word":"a","start":281.115,"end":281.275,"confidence":0.9990213,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2276620864868164},{"word":"few","start":281.275,"end":281.435,"confidence":0.99997854,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.2133813500404358},{"word":"switches","start":281.435,"end":281.75497,"confidence":0.9997657,"punctuated_word":"switches","sentiment":"neutral","sentiment_score":0.11411067098379137},{"word":"under","start":281.75497,"end":281.995,"confidence":0.99937844,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.28080350160598755},{"word":"the","start":281.995,"end":282.07498,"confidence":0.9998254,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.297119677066803},{"word":"hood","start":282.07498,"end":282.315,"confidence":0.9998994,"punctuated_word":"hood","sentiment":"neutral","sentiment_score":0.2817865312099457},{"word":"to","start":282.315,"end":282.395,"confidence":0.9998599,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18763405084609985},{"word":"get","start":282.395,"end":282.555,"confidence":0.99977535,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2385462075471878},{"word":"it","start":282.555,"end":282.63498,"confidence":0.9957,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2663930058479309},{"word":"going","start":282.63498,"end":282.875,"confidence":0.99848723,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.2823111116886139},{"word":"a","start":282.875,"end":282.955,"confidence":0.9993358,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2337457686662674},{"word":"bit","start":282.955,"end":283.115,"confidence":0.9996296,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1445149928331375},{"word":"quicker","start":283.115,"end":283.615,"confidence":0.9993344,"punctuated_word":"quicker.","sentiment":"neutral","sentiment_score":0.19003571569919583},{"word":"k","start":285.35498,"end":285.85498,"confidence":0.9079097,"punctuated_word":"K?","sentiment":"neutral","sentiment_score":-0.04730270430445671},{"word":"so","start":285.995,"end":286.315,"confidence":0.9991917,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14219443500041962},{"word":"what","start":286.315,"end":286.47498,"confidence":0.99938893,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1603390872478485},{"word":"i","start":286.47498,"end":286.63498,"confidence":0.99936897,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1740277111530304},{"word":"basically","start":286.63498,"end":287.035,"confidence":0.98923665,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.20522990822792053},{"word":"wanted","start":287.035,"end":287.155,"confidence":0.9992052,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.22861213982105255},{"word":"to","start":287.155,"end":287.275,"confidence":0.99933296,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23489609360694885},{"word":"tell","start":287.275,"end":287.51498,"confidence":0.99993324,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.24066512286663055},{"word":"you","start":287.51498,"end":287.595,"confidence":0.9998845,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24899880588054657},{"word":"today","start":287.595,"end":287.91498,"confidence":0.99985886,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.18310657143592832},{"word":"in","start":287.91498,"end":288.07498,"confidence":0.98154414,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17922483384609222},{"word":"terms","start":288.07498,"end":288.315,"confidence":0.99997294,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.17166469991207123},{"word":"of","start":288.315,"end":288.79498,"confidence":0.9998554,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2238826155662537},{"word":"what","start":288.79498,"end":288.955,"confidence":0.9996691,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.19244404137134552},{"word":"we're","start":288.955,"end":289.19498,"confidence":0.9998424,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.20823805034160617},{"word":"doing","start":289.19498,"end":289.51498,"confidence":0.99984825,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.2342578172683716},{"word":"and","start":289.51498,"end":289.75497,"confidence":0.9993799,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24783022701740265},{"word":"why","start":289.75497,"end":290.155,"confidence":0.9075998,"punctuated_word":"why,","sentiment":"neutral","sentiment_score":0.1864461898803711},{"word":"just","start":290.155,"end":290.395,"confidence":0.9998789,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3293108642101288},{"word":"to","start":290.395,"end":290.555,"confidence":0.9996964,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27668288350105286},{"word":"make","start":290.555,"end":290.715,"confidence":0.9999559,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.27867409586906433},{"word":"sure","start":290.715,"end":290.875,"confidence":0.9996563,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.31601494550704956},{"word":"you're","start":290.875,"end":291.19498,"confidence":0.99838763,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.37505269050598145},{"word":"comfortable","start":291.19498,"end":291.69498,"confidence":0.9582323,"punctuated_word":"comfortable,","sentiment":"neutral","sentiment_score":0.2605120539665222},{"word":"is","start":292.155,"end":292.655,"confidence":0.9993274,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2602536678314209},{"word":"because","start":293.29,"end":293.79,"confidence":0.9996277,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.14433786273002625},{"word":"you're","start":294.25,"end":294.57,"confidence":0.8062266,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.191182941198349},{"word":"around","start":294.57,"end":295.07,"confidence":0.69327754,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.19490551948547363},{"word":"mid","start":295.37003,"end":295.61002,"confidence":0.9953177,"punctuated_word":"mid","sentiment":"neutral","sentiment_score":0.18741273880004883},{"word":"fifties","start":295.61002,"end":296.09003,"confidence":0.97620326,"punctuated_word":"fifties","sentiment":"neutral","sentiment_score":0.14836478233337402},{"word":"at","start":296.09003,"end":296.25,"confidence":0.99894553,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0891481339931488},{"word":"the","start":296.25,"end":296.33002,"confidence":0.99985254,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12032363563776016},{"word":"moment","start":296.33002,"end":296.83002,"confidence":0.90107965,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.10775703191757202},{"word":"between","start":297.45,"end":297.93002,"confidence":0.99959975,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.07505875080823898},{"word":"now","start":297.93002,"end":298.41,"confidence":0.9998516,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.08419021219015121},{"word":"and","start":298.41,"end":298.73,"confidence":0.7986622,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.08186757564544678},{"word":"let's","start":298.73,"end":299.23,"confidence":0.9998133,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.10029099881649016},{"word":"say","start":299.53003,"end":299.85,"confidence":0.99747187,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.06889525055885315},{"word":"age","start":299.85,"end":300.09003,"confidence":0.9736908,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.06606981158256531},{"word":"pension","start":300.09003,"end":300.41,"confidence":0.9431941,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.054357923567295074},{"word":"age","start":300.41,"end":300.65002,"confidence":0.99260885,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.04985719174146652},{"word":"when","start":300.65002,"end":300.81003,"confidence":0.64264286,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07049970328807831},{"word":"you","start":300.81003,"end":300.97,"confidence":0.99981266,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0934119150042534},{"word":"can","start":300.97,"end":301.05002,"confidence":0.9972391,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07153259217739105},{"word":"get","start":301.05002,"end":301.37003,"confidence":0.9994246,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06137514114379883},{"word":"centrelink","start":301.37003,"end":301.87003,"confidence":0.92058426,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":0.09764491021633148},{"word":"you've","start":303.37003,"end":303.77002,"confidence":0.9958122,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.2070043385028839},{"word":"kind","start":303.77002,"end":304.01,"confidence":0.99392116,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.13852164149284363},{"word":"of","start":304.01,"end":304.17,"confidence":0.99874806,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22614319622516632},{"word":"got","start":304.17,"end":304.67,"confidence":0.99980825,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.24406175315380096},{"word":"six","start":304.73,"end":304.97,"confidence":0.9994475,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.22108067572116852},{"word":"or","start":304.97,"end":305.21002,"confidence":0.99964476,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1905670017004013},{"word":"seven","start":305.21002,"end":305.45,"confidence":0.9999093,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.1820680797100067},{"word":"years","start":305.45,"end":305.95,"confidence":0.99986565,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.22113513946533203},{"word":"for","start":306.635,"end":307.115,"confidence":0.9990503,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.19092008471488953},{"word":"growing","start":307.115,"end":307.435,"confidence":0.9998796,"punctuated_word":"growing","sentiment":"neutral","sentiment_score":0.25459712743759155},{"word":"your","start":307.435,"end":307.595,"confidence":0.99523646,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.30238422751426697},{"word":"super","start":307.595,"end":308.095,"confidence":0.98110723,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.27915504574775696},{"word":"and","start":308.155,"end":308.395,"confidence":0.5826928,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20181310176849365},{"word":"then","start":308.395,"end":308.635,"confidence":0.9999491,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12558822333812714},{"word":"six","start":308.635,"end":308.875,"confidence":0.99985206,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.144499734044075},{"word":"or","start":308.875,"end":308.95502,"confidence":0.9998344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.13851872086524963},{"word":"seven","start":308.95502,"end":309.195,"confidence":0.9998554,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.11277544498443604},{"word":"years","start":309.195,"end":309.435,"confidence":0.9997875,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.16169364750385284},{"word":"where","start":309.435,"end":309.595,"confidence":0.97803295,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.12419483065605164},{"word":"you've","start":309.595,"end":309.755,"confidence":0.72081786,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.16380080580711365},{"word":"gotta","start":309.755,"end":309.995,"confidence":0.8438532,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.12327133119106291},{"word":"protect","start":309.995,"end":310.315,"confidence":0.9991047,"punctuated_word":"protect","sentiment":"neutral","sentiment_score":0.1912192851305008},{"word":"it","start":310.315,"end":310.815,"confidence":0.9984436,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.21485011279582977},{"word":"so","start":310.875,"end":311.195,"confidence":0.99969935,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2491290718317032},{"word":"i","start":311.195,"end":311.275,"confidence":0.9996309,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3629944920539856},{"word":"don't","start":311.275,"end":311.515,"confidence":0.9999966,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.31314748525619507},{"word":"mind","start":311.515,"end":311.755,"confidence":0.99996746,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.20131294429302216},{"word":"it","start":311.755,"end":311.915,"confidence":0.9973557,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3177606761455536},{"word":"being","start":311.915,"end":312.23502,"confidence":0.99998486,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.32685768604278564},{"word":"high","start":312.23502,"end":312.555,"confidence":0.9987766,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.25868576765060425},{"word":"growth","start":312.555,"end":312.95502,"confidence":0.99825555,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.32661110162734985},{"word":"now","start":312.95502,"end":313.355,"confidence":0.9998902,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.27538594603538513},{"word":"because","start":313.355,"end":313.595,"confidence":0.9313256,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.24243590235710144},{"word":"your","start":313.595,"end":313.835,"confidence":0.98686826,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4053954482078552},{"word":"contributions","start":313.835,"end":314.335,"confidence":0.99598384,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.41405364871025085},{"word":"go","start":314.475,"end":314.635,"confidence":0.994964,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4611344337463379},{"word":"in","start":314.635,"end":314.95502,"confidence":0.8316945,"punctuated_word":"in.","sentiment":"positive","sentiment_score":0.3987730145454407},{"word":"you","start":314.95502,"end":315.115,"confidence":0.99920756,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.5960301756858826},{"word":"get","start":315.115,"end":315.275,"confidence":0.9975624,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.6595350503921509},{"word":"all","start":315.275,"end":315.435,"confidence":0.99994314,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.6528787016868591},{"word":"these","start":315.435,"end":315.675,"confidence":0.9986571,"punctuated_word":"these","sentiment":"positive","sentiment_score":0.6449087262153625},{"word":"great","start":315.675,"end":315.915,"confidence":0.9889636,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.7467620372772217},{"word":"returns","start":315.915,"end":316.395,"confidence":0.9962572,"punctuated_word":"returns.","sentiment":"positive","sentiment_score":0.6439905762672424},{"word":"it's","start":316.395,"end":316.635,"confidence":0.9997499,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.33847975730895996},{"word":"gonna","start":316.635,"end":316.95502,"confidence":0.96484405,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.3351297378540039},{"word":"go","start":316.95502,"end":317.035,"confidence":0.9978254,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.3363790214061737},{"word":"up","start":317.035,"end":317.195,"confidence":0.9999274,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.25761449337005615},{"word":"and","start":317.195,"end":317.355,"confidence":0.9998535,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06409673392772675},{"word":"down","start":317.355,"end":317.595,"confidence":0.9998361,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.15427304804325104},{"word":"like","start":317.595,"end":317.755,"confidence":0.9987772,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06572729349136353},{"word":"crazy","start":317.755,"end":318.255,"confidence":0.91907394,"punctuated_word":"crazy.","sentiment":"neutral","sentiment_score":0.10069269686937332},{"word":"but","start":318.78,"end":319.02002,"confidence":0.99959964,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.007215932011604309},{"word":"in","start":319.02002,"end":319.26,"confidence":0.9991155,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01531614363193512},{"word":"that","start":319.26,"end":319.5,"confidence":0.99964845,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.036128491163253784},{"word":"last","start":319.5,"end":319.74002,"confidence":0.99986756,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.005363970994949341},{"word":"seven","start":319.74002,"end":320.06,"confidence":0.99986327,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.03949621319770813},{"word":"years","start":320.06,"end":320.46002,"confidence":0.99590635,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.05974705517292023},{"word":"once","start":320.46002,"end":320.62,"confidence":0.99982506,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.06119656562805176},{"word":"we","start":320.62,"end":320.86002,"confidence":0.99977654,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.058785706758499146},{"word":"built","start":320.86002,"end":321.1,"confidence":0.72694284,"punctuated_word":"built","sentiment":"neutral","sentiment_score":0.1679418534040451},{"word":"it","start":321.1,"end":321.18002,"confidence":0.9996333,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16399531066417694},{"word":"up","start":321.18002,"end":321.34,"confidence":0.9998822,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.18416212499141693},{"word":"a","start":321.34,"end":321.5,"confidence":0.999678,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14694994688034058},{"word":"bit","start":321.5,"end":321.66,"confidence":0.9995908,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0028562545776367188},{"word":"bigger","start":321.66,"end":322.14,"confidence":0.99968624,"punctuated_word":"bigger,","sentiment":"neutral","sentiment_score":0.16149938106536865},{"word":"we","start":322.14,"end":322.30002,"confidence":0.9997503,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04474318027496338},{"word":"have","start":322.30002,"end":322.46002,"confidence":0.9997298,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09297262132167816},{"word":"to","start":322.46002,"end":322.54,"confidence":0.99988556,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14493677020072937},{"word":"make","start":322.54,"end":322.7,"confidence":0.9999707,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14260949194431305},{"word":"it","start":322.7,"end":322.86002,"confidence":0.9998313,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21641795337200165},{"word":"a","start":322.86002,"end":322.94,"confidence":0.9995752,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18862365186214447},{"word":"bit","start":322.94,"end":323.18002,"confidence":0.9998741,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.13816598057746887},{"word":"safer","start":323.18002,"end":323.5,"confidence":0.9997243,"punctuated_word":"safer","sentiment":"neutral","sentiment_score":0.022306472063064575},{"word":"and","start":323.5,"end":323.66,"confidence":0.9998054,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12198670208454132},{"word":"safer","start":323.66,"end":324.14,"confidence":0.99957806,"punctuated_word":"safer","sentiment":"neutral","sentiment_score":0.030029594898223877},{"word":"every","start":324.14,"end":324.38,"confidence":0.99915314,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.14745980501174927},{"word":"year","start":324.38,"end":324.7,"confidence":0.9999393,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.17544111609458923},{"word":"leading","start":324.7,"end":325.02002,"confidence":0.99139166,"punctuated_word":"leading","sentiment":"neutral","sentiment_score":0.08760209381580353},{"word":"up","start":325.02002,"end":325.18002,"confidence":0.9994216,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07291947305202484},{"word":"to","start":325.18002,"end":325.42,"confidence":0.99906415,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12806260585784912},{"word":"'67","start":325.42,"end":326.14,"confidence":0.9597651,"punctuated_word":"'67,","sentiment":"neutral","sentiment_score":0.19144906103610992},{"word":"if","start":326.14,"end":326.38,"confidence":0.9994752,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.24771136045455933},{"word":"that","start":326.38,"end":326.54,"confidence":0.99994564,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19510582089424133},{"word":"makes","start":326.54,"end":326.78,"confidence":0.98750025,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.1637936532497406},{"word":"sense","start":326.78,"end":327.28,"confidence":0.99503815,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.09545183181762695},{"word":"so","start":328.22,"end":328.72,"confidence":0.9921274,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15862971544265747},{"word":"grow","start":329.02002,"end":329.26,"confidence":0.9930281,"punctuated_word":"grow","sentiment":"neutral","sentiment_score":0.1269177347421646},{"word":"it","start":329.26,"end":329.42,"confidence":0.99884486,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07704276591539383},{"word":"now","start":329.42,"end":329.74002,"confidence":0.8178857,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.11701953411102296},{"word":"protect","start":329.74002,"end":330.14,"confidence":0.9971681,"punctuated_word":"protect","sentiment":"neutral","sentiment_score":0.08764530718326569},{"word":"it","start":330.14,"end":330.38,"confidence":0.9996183,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.002600334584712982},{"word":"later","start":330.38,"end":330.88,"confidence":0.9949657,"punctuated_word":"later.","sentiment":"neutral","sentiment_score":0.011741012334823608},{"word":"yep","start":332.86502,"end":333.185,"confidence":0.99658334,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.11660977452993392},{"word":"if","start":333.185,"end":333.42502,"confidence":0.99925,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.2803359925746918},{"word":"at","start":333.42502,"end":333.58502,"confidence":0.9781781,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.28089892864227295},{"word":"any","start":333.58502,"end":333.745,"confidence":0.99995005,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.1862087845802307},{"word":"point","start":333.745,"end":334.065,"confidence":0.99994755,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.17999906837940216},{"word":"it's","start":334.065,"end":334.385,"confidence":0.8123972,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.20292648673057556},{"word":"doing","start":334.385,"end":334.70502,"confidence":0.9999616,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.2370387315750122},{"word":"something","start":334.70502,"end":335.025,"confidence":0.99985087,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.2216661721467972},{"word":"where","start":335.025,"end":335.185,"confidence":0.9771047,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.15108349919319153},{"word":"you're","start":335.185,"end":335.345,"confidence":0.9930428,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.1662588119506836},{"word":"like","start":335.345,"end":335.505,"confidence":0.9863285,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.15562613308429718},{"word":"no","start":335.505,"end":335.745,"confidence":0.73344827,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.2987096905708313},{"word":"i'm","start":335.745,"end":335.825,"confidence":0.9991513,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.33254989981651306},{"word":"not","start":335.825,"end":335.98502,"confidence":0.9997203,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4317905306816101},{"word":"comfortable","start":335.98502,"end":336.465,"confidence":0.99961036,"punctuated_word":"comfortable","sentiment":"negative","sentiment_score":-0.35282042622566223},{"word":"with","start":336.465,"end":336.625,"confidence":0.99796605,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3401125371456146},{"word":"that","start":336.625,"end":336.945,"confidence":0.8513917,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.29154783487319946},{"word":"we","start":336.945,"end":337.105,"confidence":0.99937123,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.26893094182014465},{"word":"can","start":337.105,"end":337.345,"confidence":0.99978536,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.26687195897102356},{"word":"change","start":337.345,"end":337.58502,"confidence":0.99993324,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.21929603815078735},{"word":"up","start":337.58502,"end":337.745,"confidence":0.99984777,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.12479089945554732},{"word":"the","start":337.745,"end":337.98502,"confidence":0.9997924,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1019093096256256},{"word":"style","start":337.98502,"end":338.305,"confidence":0.99994516,"punctuated_word":"style","sentiment":"neutral","sentiment_score":-0.17349769175052643},{"word":"of","start":338.305,"end":338.385,"confidence":0.9998934,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09781275689601898},{"word":"it","start":338.385,"end":338.545,"confidence":0.9998598,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09439188241958618},{"word":"and","start":338.545,"end":338.70502,"confidence":0.9993467,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07848481833934784},{"word":"everything","start":338.70502,"end":339.025,"confidence":0.9216231,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":-0.06899787485599518},{"word":"but","start":339.025,"end":339.265,"confidence":0.9998047,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07810641825199127},{"word":"we're","start":339.265,"end":339.42502,"confidence":0.99993896,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.15155312418937683},{"word":"not","start":339.42502,"end":339.665,"confidence":0.9998124,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2711326479911804},{"word":"trying","start":339.665,"end":340.14502,"confidence":0.99985075,"punctuated_word":"trying","sentiment":"negative","sentiment_score":-0.35633760690689087},{"word":"to","start":340.14502,"end":340.64502,"confidence":0.9994936,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.32562434673309326},{"word":"make","start":340.86502,"end":341.105,"confidence":0.9998343,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.3840835988521576},{"word":"it","start":341.105,"end":341.185,"confidence":0.9998293,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2658558487892151},{"word":"you","start":341.505,"end":341.58502,"confidence":0.9968297,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.28948602080345154},{"word":"know","start":341.58502,"end":341.98502,"confidence":0.98322004,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.3251022696495056},{"word":"sell","start":341.98502,"end":342.225,"confidence":0.99077106,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.32499536871910095},{"word":"you","start":342.225,"end":342.385,"confidence":0.9560189,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3520876467227936},{"word":"all","start":342.385,"end":342.625,"confidence":0.9942934,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.36742037534713745},{"word":"down","start":342.625,"end":342.945,"confidence":0.995522,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.2935858368873596},{"word":"to","start":342.945,"end":343.105,"confidence":0.97210115,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4582918584346771},{"word":"cash","start":343.105,"end":343.42502,"confidence":0.9993543,"punctuated_word":"cash","sentiment":"negative","sentiment_score":-0.36598193645477295},{"word":"one","start":343.42502,"end":343.665,"confidence":0.9996432,"punctuated_word":"one","sentiment":"negative","sentiment_score":-0.3894103169441223},{"word":"day","start":343.665,"end":343.825,"confidence":0.99993587,"punctuated_word":"day","sentiment":"negative","sentiment_score":-0.33769214153289795},{"word":"and","start":343.825,"end":344.19,"confidence":0.99114394,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.44566959142684937},{"word":"put","start":344.19,"end":344.35,"confidence":0.99942553,"punctuated_word":"put","sentiment":"negative","sentiment_score":-0.48954007029533386},{"word":"you","start":344.35,"end":344.59,"confidence":0.99953043,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.27768152952194214},{"word":"back","start":344.59,"end":344.67,"confidence":0.99985576,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.29541194438934326},{"word":"in","start":344.67,"end":344.83002,"confidence":0.99748445,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2952248752117157},{"word":"the","start":344.83002,"end":344.99,"confidence":0.99906975,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.22638559341430664},{"word":"market","start":344.99,"end":345.31,"confidence":0.99973327,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.2455540895462036},{"word":"the","start":345.31,"end":345.39,"confidence":0.9984188,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2429063469171524},{"word":"next","start":345.39,"end":345.63,"confidence":0.9999566,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.26071232557296753},{"word":"day","start":345.63,"end":345.79,"confidence":0.98587644,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.2574581801891327},{"word":"we","start":345.79,"end":345.87,"confidence":0.99956805,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.2967734634876251},{"word":"can't","start":345.87,"end":346.19,"confidence":0.9998852,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3299518823623657},{"word":"day","start":346.19,"end":346.43,"confidence":0.99304384,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.31671440601348877},{"word":"trade","start":346.43,"end":346.67,"confidence":0.9884355,"punctuated_word":"trade","sentiment":"neutral","sentiment_score":-0.29402613639831543},{"word":"your","start":346.67,"end":346.83002,"confidence":0.90419436,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.28888195753097534},{"word":"super","start":346.83002,"end":347.15,"confidence":0.9909514,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.1700042486190796},{"word":"like","start":347.15,"end":347.39,"confidence":0.9829419,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.296488881111145},{"word":"a","start":347.39,"end":347.47,"confidence":0.9954164,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.29367268085479736},{"word":"stock","start":347.47,"end":347.79,"confidence":0.99816823,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":-0.2333870530128479},{"word":"market","start":347.79,"end":348.29,"confidence":0.9957551,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.23404309153556824},{"word":"we're","start":348.43,"end":348.75,"confidence":0.9991411,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.02293333038687706},{"word":"aiming","start":348.75,"end":349.07,"confidence":0.99993336,"punctuated_word":"aiming","sentiment":"neutral","sentiment_score":-0.005012139678001404},{"word":"for","start":349.07,"end":349.23,"confidence":0.999433,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05011831223964691},{"word":"that","start":349.23,"end":349.73,"confidence":0.99962366,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0886886715888977},{"word":"fourteen","start":350.35,"end":350.75,"confidence":0.99875164,"punctuated_word":"fourteen","sentiment":"neutral","sentiment_score":0.0721154510974884},{"word":"year","start":350.75,"end":351.07,"confidence":0.99986017,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.07215668261051178},{"word":"outcome","start":351.07,"end":351.57,"confidence":0.99900496,"punctuated_word":"outcome.","sentiment":"neutral","sentiment_score":0.017436884343624115},{"word":"so","start":353.71,"end":354.03,"confidence":0.99693346,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05361132323741913},{"word":"one","start":354.03,"end":354.19,"confidence":0.999315,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.09119319915771484},{"word":"of","start":354.19,"end":354.35,"confidence":0.9998062,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06860378384590149},{"word":"the","start":354.35,"end":354.43,"confidence":0.9865037,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.058668576180934906},{"word":"things","start":354.43,"end":354.67,"confidence":0.9997056,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.06749863922595978},{"word":"that","start":354.67,"end":354.83002,"confidence":0.99975914,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06891033798456192},{"word":"happened","start":354.83002,"end":355.33002,"confidence":0.993926,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.09878088533878326},{"word":"was","start":355.71,"end":356.19,"confidence":0.99887043,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.108274444937706},{"word":"we","start":356.19,"end":356.51,"confidence":0.9900705,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.17725549638271332},{"word":"had","start":356.51,"end":356.67,"confidence":0.9995148,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.14338776469230652},{"word":"a","start":356.67,"end":356.83002,"confidence":0.9835185,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14075523614883423},{"word":"flag","start":356.83002,"end":357.07,"confidence":0.7937088,"punctuated_word":"flag.","sentiment":"neutral","sentiment_score":-0.13295978307724},{"word":"do","start":357.07,"end":357.23,"confidence":0.81980133,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.13745133578777313},{"word":"you","start":357.23,"end":357.31,"confidence":0.9980439,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09793739765882492},{"word":"remember","start":357.31,"end":357.79,"confidence":0.9996935,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":-0.08281098306179047},{"word":"carl","start":357.79,"end":358.19,"confidence":0.52565867,"punctuated_word":"Carl","sentiment":"neutral","sentiment_score":-0.14838790893554688},{"word":"flagging","start":358.19,"end":358.59,"confidence":0.9866283,"punctuated_word":"flagging","sentiment":"neutral","sentiment_score":-0.15074138343334198},{"word":"with","start":358.59,"end":358.67,"confidence":0.99892384,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1638331413269043},{"word":"you","start":358.67,"end":358.83002,"confidence":0.99740845,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12462835013866425},{"word":"the","start":358.83002,"end":359.085,"confidence":0.7576464,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19645988941192627},{"word":"bennelong","start":359.16498,"end":359.565,"confidence":0.91839683,"punctuated_word":"Bennelong","sentiment":"neutral","sentiment_score":-0.18521428108215332},{"word":"investment","start":359.565,"end":360.04498,"confidence":0.93068063,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.1734001636505127},{"word":"option","start":360.04498,"end":360.365,"confidence":0.9996686,"punctuated_word":"option","sentiment":"neutral","sentiment_score":-0.1371990144252777},{"word":"that","start":360.365,"end":360.60498,"confidence":0.99269205,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.18250952661037445},{"word":"wasn't","start":360.60498,"end":360.845,"confidence":0.99994445,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.22049903869628903},{"word":"doing","start":360.845,"end":361.005,"confidence":0.99966896,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.15438887476921082},{"word":"too","start":361.005,"end":361.245,"confidence":0.9981686,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.1847296506166458},{"word":"well","start":361.245,"end":361.405,"confidence":0.99989045,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.16311977803707123},{"word":"on","start":361.405,"end":361.565,"confidence":0.9973526,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.17713379859924316},{"word":"your","start":361.565,"end":361.725,"confidence":0.997182,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.16241559386253357},{"word":"super","start":361.725,"end":362.225,"confidence":0.984805,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":-0.1455455720424652},{"word":"so","start":364.125,"end":364.60498,"confidence":0.99296606,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.15566317737102509},{"word":"we","start":364.60498,"end":364.925,"confidence":0.99961096,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15481075644493103},{"word":"flagged","start":364.925,"end":365.245,"confidence":0.9095182,"punctuated_word":"flagged","sentiment":"neutral","sentiment_score":-0.17435956001281738},{"word":"that","start":365.245,"end":365.405,"confidence":0.99931586,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1905931830406189},{"word":"across","start":365.405,"end":365.725,"confidence":0.99996054,"punctuated_word":"across","sentiment":"neutral","sentiment_score":-0.15871039032936096},{"word":"the","start":365.725,"end":365.88498,"confidence":0.9997601,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13811902701854706},{"word":"entire","start":365.88498,"end":366.205,"confidence":0.99988735,"punctuated_word":"entire","sentiment":"neutral","sentiment_score":-0.1618160903453827},{"word":"company","start":366.205,"end":366.705,"confidence":0.99441767,"punctuated_word":"company.","sentiment":"neutral","sentiment_score":-0.15810200572013855},{"word":"our","start":367.085,"end":367.485,"confidence":0.999025,"punctuated_word":"Our","sentiment":"neutral","sentiment_score":-0.2110508680343628},{"word":"licensee","start":367.485,"end":367.985,"confidence":0.9853617,"punctuated_word":"licensee","sentiment":"neutral","sentiment_score":-0.1707097291946411},{"word":"made","start":368.125,"end":368.365,"confidence":0.9990355,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.22909235954284668},{"word":"a","start":368.365,"end":368.525,"confidence":0.99692035,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2219345271587372},{"word":"decision","start":368.525,"end":369.025,"confidence":0.9999677,"punctuated_word":"decision","sentiment":"neutral","sentiment_score":-0.1921808123588562},{"word":"to","start":369.32498,"end":369.805,"confidence":0.9998141,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23212313652038577},{"word":"switch","start":369.805,"end":370.205,"confidence":0.9997931,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":-0.1948062926530838},{"word":"everybody","start":370.205,"end":370.705,"confidence":0.99992144,"punctuated_word":"everybody","sentiment":"neutral","sentiment_score":-0.2237783968448639},{"word":"away","start":371.16498,"end":371.485,"confidence":0.9994455,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.17784377932548523},{"word":"from","start":371.485,"end":371.72498,"confidence":0.9999275,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.2429804503917694},{"word":"that","start":371.72498,"end":371.965,"confidence":0.9998017,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.25096139311790466},{"word":"fund","start":371.965,"end":372.465,"confidence":0.6399006,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.20074135065078735},{"word":"to","start":372.76,"end":373.0,"confidence":0.97061557,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2108188271522522},{"word":"a","start":373.0,"end":373.08002,"confidence":0.9997873,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12920117378234863},{"word":"different","start":373.08002,"end":373.48,"confidence":0.99997497,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.1600739359855652},{"word":"option","start":373.48,"end":373.88,"confidence":0.99972135,"punctuated_word":"option","sentiment":"neutral","sentiment_score":-0.058692917227745056},{"word":"inside","start":373.88,"end":374.36002,"confidence":0.9980882,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":-0.04535540938377381},{"word":"your","start":374.36002,"end":374.52002,"confidence":0.9969228,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04570411145687103},{"word":"super","start":374.52002,"end":375.02002,"confidence":0.9838808,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.008080877363681793},{"word":"to","start":375.16,"end":375.4,"confidence":0.61137336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10787182301282884},{"word":"something","start":375.4,"end":375.80002,"confidence":0.9977309,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.07308004796504974},{"word":"with","start":375.80002,"end":375.96,"confidence":0.39991826,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04677954316139221},{"word":"a","start":375.96,"end":376.04,"confidence":0.93170804,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006236027926206589},{"word":"little","start":376.04,"end":376.2,"confidence":0.99942577,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0027620047330856323},{"word":"bit","start":376.2,"end":376.36002,"confidence":0.9996032,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.00979095697402954},{"word":"lower","start":376.36002,"end":376.6,"confidence":0.9790621,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.009888485074043274},{"word":"fees","start":376.6,"end":376.92,"confidence":0.98893964,"punctuated_word":"fees,","sentiment":"neutral","sentiment_score":-0.0349050834774971},{"word":"a","start":376.92,"end":377.0,"confidence":0.68066585,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03598269075155258},{"word":"little","start":377.0,"end":377.16,"confidence":0.99978787,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.01294580101966858},{"word":"bit","start":377.16,"end":377.32,"confidence":0.99985945,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.01792210340499878},{"word":"better","start":377.32,"end":377.56,"confidence":0.9994186,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.009994767606258392},{"word":"performance","start":377.56,"end":378.06,"confidence":0.9907619,"punctuated_word":"performance.","sentiment":"neutral","sentiment_score":-0.08947815001010895},{"word":"reason","start":380.36002,"end":380.76,"confidence":0.9952069,"punctuated_word":"Reason","sentiment":"neutral","sentiment_score":-0.29859378933906555},{"word":"being","start":380.76,"end":381.24,"confidence":0.8222296,"punctuated_word":"being,","sentiment":"neutral","sentiment_score":-0.1999427080154419},{"word":"been","start":381.24,"end":381.48,"confidence":0.30324063,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.2301937639713287},{"word":"a","start":381.48,"end":381.56,"confidence":0.47435534,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.31198281049728394},{"word":"long","start":381.56,"end":381.80002,"confidence":0.9986842,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.33008649945259094},{"word":"option","start":381.80002,"end":382.30002,"confidence":0.9966936,"punctuated_word":"option","sentiment":"negative","sentiment_score":-0.35538890957832336},{"word":"was","start":382.36002,"end":382.86002,"confidence":0.992717,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2629905939102173},{"word":"it","start":383.0,"end":383.24,"confidence":0.7548124,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.36017486453056335},{"word":"wasn't","start":383.24,"end":383.64,"confidence":0.9998957,"punctuated_word":"wasn't","sentiment":"negative","sentiment_score":-0.3899835348129273},{"word":"performing","start":383.64,"end":384.12,"confidence":0.9997681,"punctuated_word":"performing","sentiment":"negative","sentiment_score":-0.34535378217697144},{"word":"like","start":384.12,"end":384.36002,"confidence":0.9988663,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.4252711534500122},{"word":"the","start":384.36002,"end":384.52002,"confidence":0.99977976,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.36722370982170105},{"word":"australian","start":384.52002,"end":385.0,"confidence":0.99925286,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.31297528743743896},{"word":"stock","start":385.0,"end":385.32,"confidence":0.9941836,"punctuated_word":"stock","sentiment":"negative","sentiment_score":-0.36432796716690063},{"word":"market","start":385.32,"end":385.64,"confidence":0.9998584,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.2689257860183716},{"word":"was","start":385.64,"end":385.96,"confidence":0.99952483,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.4033668637275696},{"word":"and","start":385.96,"end":386.2,"confidence":0.5529227,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.34412017464637756},{"word":"everybody","start":386.2,"end":386.6,"confidence":0.9997559,"punctuated_word":"everybody","sentiment":"negative","sentiment_score":-0.36214953660964966},{"word":"else","start":386.6,"end":386.92,"confidence":0.99990356,"punctuated_word":"else","sentiment":"negative","sentiment_score":-0.337803453207016},{"word":"alongside","start":386.92,"end":387.4,"confidence":0.9877681,"punctuated_word":"alongside","sentiment":"neutral","sentiment_score":-0.32514700293540955},{"word":"it","start":387.4,"end":387.705,"confidence":0.8243407,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.32900509238243103},{"word":"it","start":387.78497,"end":387.865,"confidence":0.9993556,"punctuated_word":"It","sentiment":"negative","sentiment_score":-0.4132857322692871},{"word":"was","start":387.865,"end":388.10498,"confidence":0.99954766,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.5010714530944824},{"word":"starting","start":388.10498,"end":388.425,"confidence":0.9992404,"punctuated_word":"starting","sentiment":"negative","sentiment_score":-0.5343265533447266},{"word":"to","start":388.425,"end":388.585,"confidence":0.9993492,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.45495685935020447},{"word":"sort","start":388.585,"end":388.82498,"confidence":0.99887305,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.443833202123642},{"word":"of","start":388.82498,"end":388.905,"confidence":0.99921036,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4627710282802582},{"word":"fall","start":388.905,"end":389.22498,"confidence":0.99907196,"punctuated_word":"fall","sentiment":"negative","sentiment_score":-0.48573243618011475},{"word":"off","start":389.22498,"end":389.38498,"confidence":0.9995547,"punctuated_word":"off","sentiment":"negative","sentiment_score":-0.507646918296814},{"word":"to","start":389.38498,"end":389.54498,"confidence":0.999067,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.49264949560165405},{"word":"the","start":389.54498,"end":389.625,"confidence":0.9983364,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4494450092315674},{"word":"side","start":389.625,"end":390.125,"confidence":0.8764061,"punctuated_word":"side.","sentiment":"negative","sentiment_score":-0.40085989236831665},{"word":"so","start":390.26498,"end":390.50497,"confidence":0.9993782,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.27322420477867126},{"word":"we've","start":390.50497,"end":390.745,"confidence":0.9989691,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.26501238346099854},{"word":"replaced","start":390.745,"end":391.22498,"confidence":0.9988165,"punctuated_word":"replaced","sentiment":"neutral","sentiment_score":-0.27536237239837646},{"word":"that","start":391.22498,"end":391.72498,"confidence":0.9981717,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1139831393957138},{"word":"since","start":391.78497,"end":392.10498,"confidence":0.99945086,"punctuated_word":"Since","sentiment":"neutral","sentiment_score":0.16827794909477234},{"word":"that","start":392.10498,"end":392.345,"confidence":0.9701616,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13792705535888672},{"word":"got","start":392.345,"end":392.50497,"confidence":0.9995096,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15653109550476074},{"word":"replaced","start":392.50497,"end":393.00497,"confidence":0.9992764,"punctuated_word":"replaced,","sentiment":"neutral","sentiment_score":0.15669207274913788},{"word":"it's","start":393.06497,"end":393.305,"confidence":0.9993726,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.3089260458946228},{"word":"already","start":393.305,"end":393.705,"confidence":0.9999037,"punctuated_word":"already","sentiment":"positive","sentiment_score":0.4063827395439148},{"word":"ticked","start":393.705,"end":393.94498,"confidence":0.99191314,"punctuated_word":"ticked","sentiment":"positive","sentiment_score":0.4131590723991394},{"word":"up","start":393.94498,"end":394.10498,"confidence":0.9997311,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.46742990612983704},{"word":"another","start":394.10498,"end":394.50497,"confidence":0.9995111,"punctuated_word":"another","sentiment":"positive","sentiment_score":0.36362919211387634},{"word":"few","start":394.50497,"end":394.66498,"confidence":0.99850756,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.23964190483093264},{"word":"grand","start":394.66498,"end":395.16498,"confidence":0.7806667,"punctuated_word":"grand,","sentiment":"positive","sentiment_score":0.348374605178833},{"word":"so","start":395.22498,"end":395.465,"confidence":0.99959165,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.318299800157547},{"word":"it's","start":395.465,"end":395.625,"confidence":0.9949316,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.4462771415710449},{"word":"starting","start":395.625,"end":396.025,"confidence":0.99230826,"punctuated_word":"starting","sentiment":"positive","sentiment_score":0.3757898807525635},{"word":"to","start":396.025,"end":396.185,"confidence":0.9995704,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3849511742591858},{"word":"kind","start":396.185,"end":396.425,"confidence":0.9955772,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.3191162645816803},{"word":"of","start":396.425,"end":396.66498,"confidence":0.99970657,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.35356777906417847},{"word":"come","start":396.66498,"end":396.905,"confidence":0.9998281,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.3465030789375305},{"word":"back","start":396.905,"end":397.38498,"confidence":0.99969923,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.3748311996459961},{"word":"the","start":397.38498,"end":397.625,"confidence":0.9991736,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.49619805812835693},{"word":"way","start":397.625,"end":397.78497,"confidence":0.99973375,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.5087775588035583},{"word":"it","start":397.78497,"end":398.10498,"confidence":0.9993512,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.43033894896507263},{"word":"should","start":398.10498,"end":398.34497,"confidence":0.99974686,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.3716467022895813},{"word":"be","start":398.34497,"end":398.84497,"confidence":0.9996356,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.30000942945480347},{"word":"yep","start":400.68,"end":401.18,"confidence":0.9643274,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16809237003326416},{"word":"the","start":401.64,"end":401.8,"confidence":0.99906033,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.10719071328639984},{"word":"document","start":401.8,"end":402.28,"confidence":0.99962854,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.08869817852973938},{"word":"that","start":402.28,"end":402.36002,"confidence":0.99794453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11362921446561812},{"word":"i've","start":402.36002,"end":402.6,"confidence":0.9994275,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1276092827320099},{"word":"sent","start":402.6,"end":402.84,"confidence":0.9998425,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.09765756130218506},{"word":"you","start":402.84,"end":403.08,"confidence":0.89802945,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.11593571305274963},{"word":"because","start":403.08,"end":403.4,"confidence":0.9998944,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.12533427774906158},{"word":"that","start":403.4,"end":403.56,"confidence":0.9999162,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1575586497783661},{"word":"switch","start":403.56,"end":403.88,"confidence":0.9902294,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.08691350370645523},{"word":"already","start":403.88,"end":404.2,"confidence":0.9996326,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.1499101221561432},{"word":"got","start":404.2,"end":404.36002,"confidence":0.99974376,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12444476783275604},{"word":"made","start":404.36002,"end":404.52,"confidence":0.99931467,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.10356956720352171},{"word":"across","start":404.52,"end":405.0,"confidence":0.9999639,"punctuated_word":"across","sentiment":"neutral","sentiment_score":0.1001584380865097},{"word":"everybody","start":405.0,"end":405.5,"confidence":0.97845817,"punctuated_word":"everybody,","sentiment":"neutral","sentiment_score":0.10595937073230743},{"word":"this","start":405.96,"end":406.2,"confidence":0.99909043,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.10568834096193314},{"word":"one","start":406.2,"end":406.36002,"confidence":0.9997807,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08047834038734436},{"word":"was","start":406.36002,"end":406.6,"confidence":0.9997863,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06366623938083649},{"word":"just","start":406.6,"end":406.84,"confidence":0.9998018,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08940626680850983},{"word":"a","start":406.84,"end":407.0,"confidence":0.9996263,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08518412709236145},{"word":"few","start":407.0,"end":407.24,"confidence":0.99998343,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.08070530742406845},{"word":"extra","start":407.24,"end":407.56,"confidence":0.99946386,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.080564484000206},{"word":"little","start":407.56,"end":407.8,"confidence":0.9931607,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.10165657848119736},{"word":"options","start":407.8,"end":408.12,"confidence":0.99978095,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.05279240757226944},{"word":"that","start":408.12,"end":408.36,"confidence":0.9990631,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0917717143893242},{"word":"carl","start":408.36,"end":408.6,"confidence":0.93016565,"punctuated_word":"Carl","sentiment":"neutral","sentiment_score":0.07747067511081696},{"word":"was","start":408.6,"end":408.76,"confidence":0.9987752,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.07815691828727722},{"word":"wanting","start":408.76,"end":409.08,"confidence":0.9966407,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.09047472476959229},{"word":"to","start":409.08,"end":409.24,"confidence":0.99799275,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09984569251537324},{"word":"update","start":409.24,"end":409.64,"confidence":0.99991643,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.10792958736419678},{"word":"because","start":409.64,"end":409.96,"confidence":0.5400739,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.05049896612763405},{"word":"what","start":409.96,"end":410.2,"confidence":0.9996124,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04588724672794342},{"word":"happens","start":410.2,"end":410.7,"confidence":0.99908555,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.016945768147706985},{"word":"is","start":411.08,"end":411.4,"confidence":0.9976458,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.029142428189516068},{"word":"let's","start":411.4,"end":411.56,"confidence":0.69474936,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.04107451066374779},{"word":"say","start":411.56,"end":411.8,"confidence":0.9998186,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.042070724070072174},{"word":"you've","start":411.8,"end":412.12,"confidence":0.97688866,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.03144129365682602},{"word":"got","start":412.12,"end":412.52,"confidence":0.9998155,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03591499477624893},{"word":"a","start":412.52,"end":412.6,"confidence":0.9996257,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04497022181749344},{"word":"property","start":412.6,"end":413.1,"confidence":0.9998599,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.02719748020172119},{"word":"and","start":413.655,"end":413.89502,"confidence":0.9999031,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.010165516287088394},{"word":"some","start":413.89502,"end":414.135,"confidence":0.99973637,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.007650777697563171},{"word":"shares","start":414.135,"end":414.635,"confidence":0.748448,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.0009606853127479552},{"word":"and","start":414.855,"end":415.095,"confidence":0.9991743,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.003682781010866165},{"word":"if","start":415.095,"end":415.17502,"confidence":0.99978787,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0012430595234036446},{"word":"the","start":415.17502,"end":415.33502,"confidence":0.999567,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.034649208188056946},{"word":"property","start":415.33502,"end":415.73502,"confidence":0.9999012,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.06124035269021988},{"word":"gets","start":415.73502,"end":415.975,"confidence":0.99980277,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":-0.05701858177781105},{"word":"really","start":415.975,"end":416.215,"confidence":0.98603916,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.060515716671943665},{"word":"really","start":416.215,"end":416.535,"confidence":0.9991244,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.07197001576423645},{"word":"really","start":416.535,"end":416.695,"confidence":0.9898074,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.0538654662668705},{"word":"really","start":416.695,"end":416.935,"confidence":0.99896765,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.07339688390493393},{"word":"high","start":416.935,"end":417.415,"confidence":0.99227375,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.008230343461036682},{"word":"and","start":417.415,"end":417.575,"confidence":0.91647935,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04108735918998718},{"word":"your","start":417.575,"end":417.73502,"confidence":0.9961195,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.12055708467960358},{"word":"shares","start":417.73502,"end":418.05502,"confidence":0.9933136,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.1532270610332489},{"word":"go","start":418.05502,"end":418.295,"confidence":0.9988595,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.06992825120687485},{"word":"down","start":418.295,"end":418.775,"confidence":0.9479283,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.06277546286582947},{"word":"well","start":418.775,"end":418.935,"confidence":0.9721078,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.0675959438085556},{"word":"now","start":418.935,"end":419.255,"confidence":0.99979633,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.10805116593837738},{"word":"most","start":419.255,"end":419.415,"confidence":0.9753704,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.0975344106554985},{"word":"of","start":419.415,"end":419.575,"confidence":0.9998425,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13381847739219666},{"word":"your","start":419.575,"end":419.73502,"confidence":0.99968684,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1676691770553589},{"word":"money's","start":419.73502,"end":420.05502,"confidence":0.76600254,"punctuated_word":"money's","sentiment":"neutral","sentiment_score":-0.13590608537197113},{"word":"in","start":420.05502,"end":420.215,"confidence":0.99950075,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1640283465385437},{"word":"property","start":420.215,"end":420.61502,"confidence":0.9996939,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.15197953581809998},{"word":"and","start":420.61502,"end":421.11502,"confidence":0.8409515,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10662972927093506},{"word":"barely","start":421.415,"end":421.815,"confidence":0.9319791,"punctuated_word":"barely","sentiment":"neutral","sentiment_score":-0.2747528851032257},{"word":"any","start":421.815,"end":421.975,"confidence":0.9909305,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.16669344902038574},{"word":"of","start":421.975,"end":422.055,"confidence":0.93227917,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16680502891540527},{"word":"it's","start":422.055,"end":422.295,"confidence":0.93331873,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.17837369441986084},{"word":"in","start":422.295,"end":422.45502,"confidence":0.9966589,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.22288790345191956},{"word":"shares","start":422.45502,"end":422.95502,"confidence":0.7772808,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":-0.1746777892112732},{"word":"it's","start":423.095,"end":423.415,"confidence":0.9986968,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1707410216331482},{"word":"gone","start":423.415,"end":423.915,"confidence":0.8243988,"punctuated_word":"gone,","sentiment":"neutral","sentiment_score":-0.1605817824602127},{"word":"what","start":423.975,"end":424.135,"confidence":0.9993179,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.12492334097623824},{"word":"i","start":424.135,"end":424.295,"confidence":0.9979887,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06755708903074265},{"word":"would","start":424.295,"end":424.535,"confidence":0.99991405,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.09177542477846146},{"word":"say","start":424.535,"end":424.855,"confidence":0.9915664,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.09969279170036316},{"word":"out","start":424.855,"end":425.095,"confidence":0.9994299,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.21832643449306488},{"word":"of","start":425.095,"end":425.33502,"confidence":0.999458,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13634243607521057},{"word":"weight","start":425.33502,"end":425.83502,"confidence":0.7049445,"punctuated_word":"weight.","sentiment":"neutral","sentiment_score":-0.13704103231430054},{"word":"so","start":426.35,"end":426.51,"confidence":0.99969876,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.016816355288028717},{"word":"if","start":426.51,"end":426.67,"confidence":0.9995372,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0047882720828056335},{"word":"we","start":426.67,"end":426.83,"confidence":0.9996978,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.006271287798881531},{"word":"want","start":426.83,"end":426.99,"confidence":0.9997569,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.03208599239587784},{"word":"you","start":426.99,"end":427.23,"confidence":0.9999317,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02036602795124054},{"word":"to","start":427.23,"end":427.31,"confidence":0.9999149,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04995088279247284},{"word":"have","start":427.31,"end":427.81,"confidence":0.9999733,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02114252746105194},{"word":"this","start":428.11,"end":428.35,"confidence":0.9997627,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04860173910856247},{"word":"much","start":428.35,"end":428.59,"confidence":0.9998822,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.00972798466682434},{"word":"in","start":428.59,"end":428.75,"confidence":0.9993362,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03439623862504959},{"word":"shares","start":428.75,"end":429.15,"confidence":0.9986817,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.037154972553253174},{"word":"this","start":429.15,"end":429.31,"confidence":0.98084486,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0834251418709755},{"word":"much","start":429.31,"end":429.55,"confidence":0.99982244,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.02116863429546356},{"word":"in","start":429.55,"end":429.71,"confidence":0.99900526,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.018427900969982147},{"word":"property","start":429.71,"end":430.19,"confidence":0.9997578,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.03691370040178299},{"word":"this","start":430.19,"end":430.35,"confidence":0.99971527,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0837060809135437},{"word":"much","start":430.35,"end":430.51,"confidence":0.99978536,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.017713621258735657},{"word":"in","start":430.51,"end":430.75,"confidence":0.9993248,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01766180247068405},{"word":"gold","start":430.75,"end":431.23,"confidence":0.9979759,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":0.05938960611820221},{"word":"we","start":431.23,"end":431.47,"confidence":0.998543,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0682998076081276},{"word":"want","start":431.47,"end":431.63,"confidence":0.9987388,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.08633074909448624},{"word":"it","start":431.63,"end":431.79,"confidence":0.99971193,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08028702437877655},{"word":"to","start":431.79,"end":431.87,"confidence":0.99980634,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06002363562583923},{"word":"be","start":431.87,"end":432.11,"confidence":0.9998393,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05952849239110947},{"word":"pretty","start":432.11,"end":432.51,"confidence":0.9995851,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.07789860665798187},{"word":"similar","start":432.51,"end":433.01,"confidence":0.9998808,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.054579414427280426},{"word":"amounts","start":433.15,"end":433.65,"confidence":0.98736745,"punctuated_word":"amounts.","sentiment":"neutral","sentiment_score":-0.0171581469476223},{"word":"sometimes","start":434.19,"end":434.69,"confidence":0.99949265,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.10036720335483552},{"word":"it","start":434.75,"end":434.91,"confidence":0.90154845,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.16007837653160095},{"word":"gets","start":434.91,"end":435.31,"confidence":0.99987364,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":-0.1478092074394226},{"word":"really","start":435.31,"end":435.63,"confidence":0.99988914,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.16871613264083862},{"word":"far","start":435.63,"end":435.87,"confidence":0.99991703,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.27257975935935974},{"word":"out","start":435.87,"end":436.27,"confidence":0.943494,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.29540836811065674},{"word":"and","start":436.27,"end":436.51,"confidence":0.9994017,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.23658117651939392},{"word":"we","start":436.51,"end":436.66998,"confidence":0.9999317,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.16838744282722473},{"word":"need","start":436.66998,"end":436.83,"confidence":0.99989486,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.24023661017417908},{"word":"to","start":436.83,"end":437.07,"confidence":0.99958724,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17374783754348755},{"word":"rebalance","start":437.07,"end":437.57,"confidence":0.99884003,"punctuated_word":"rebalance","sentiment":"neutral","sentiment_score":-0.15449011325836182},{"word":"it","start":437.63,"end":437.87,"confidence":0.99959725,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.175222247838974},{"word":"back","start":437.87,"end":438.03,"confidence":0.9996669,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.1387951672077179},{"word":"to","start":438.03,"end":438.19,"confidence":0.99978465,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13159891963005066},{"word":"the","start":438.19,"end":438.35,"confidence":0.99954695,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08260156214237213},{"word":"middle","start":438.35,"end":438.66998,"confidence":0.99980134,"punctuated_word":"middle.","sentiment":"neutral","sentiment_score":-0.10908661037683488},{"word":"does","start":438.66998,"end":438.83,"confidence":0.99970776,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.04459774866700173},{"word":"that","start":438.83,"end":438.99,"confidence":0.9999298,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.049131277948617935},{"word":"make","start":438.99,"end":439.23,"confidence":0.99797446,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.030082520097494125},{"word":"sense","start":439.23,"end":439.73,"confidence":0.99991953,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.02167389541864395},{"word":"yep","start":441.67502,"end":441.995,"confidence":0.9729601,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1328313946723938},{"word":"so","start":441.995,"end":442.23502,"confidence":0.9967759,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1611873060464859},{"word":"that's","start":442.23502,"end":442.555,"confidence":0.99975044,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.163145512342453},{"word":"basically","start":442.555,"end":442.95502,"confidence":0.9804559,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.17714416980743408},{"word":"what","start":442.95502,"end":443.115,"confidence":0.9853005,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16120228171348572},{"word":"we're","start":443.115,"end":443.275,"confidence":0.9998747,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.18061423301696777},{"word":"doing","start":443.275,"end":443.515,"confidence":0.99985945,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.1666455715894699},{"word":"with","start":443.515,"end":443.755,"confidence":0.99980336,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15842267870903015},{"word":"this","start":443.755,"end":444.255,"confidence":0.9997441,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1595590114593506},{"word":"is","start":444.315,"end":444.555,"confidence":0.78450805,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16101200878620148},{"word":"we're","start":444.555,"end":444.715,"confidence":0.99588263,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.18289510905742645},{"word":"just","start":444.715,"end":444.95502,"confidence":0.9999422,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12780702114105225},{"word":"trimming","start":444.95502,"end":445.275,"confidence":0.9997556,"punctuated_word":"trimming","sentiment":"neutral","sentiment_score":0.06012785434722901},{"word":"off","start":445.275,"end":445.435,"confidence":0.9987525,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.01935591548681259},{"word":"a","start":445.435,"end":445.515,"confidence":0.9993544,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05182182043790817},{"word":"few","start":445.515,"end":445.67502,"confidence":0.9997987,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.01914476603269577},{"word":"of","start":445.67502,"end":445.755,"confidence":0.99746954,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0223005935549736},{"word":"the","start":445.755,"end":445.835,"confidence":0.99982303,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.029431186616420742},{"word":"ones","start":445.835,"end":446.075,"confidence":0.99979,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.032209500670433044},{"word":"that","start":446.075,"end":446.23502,"confidence":0.9998437,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09759031236171722},{"word":"have","start":446.23502,"end":446.315,"confidence":0.99909115,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1392025351524353},{"word":"gone","start":446.315,"end":446.555,"confidence":0.9970477,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.32570403814315796},{"word":"really","start":446.555,"end":446.795,"confidence":0.9999275,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2538180649280548},{"word":"good","start":446.795,"end":447.275,"confidence":0.98657906,"punctuated_word":"good,","sentiment":"neutral","sentiment_score":0.2177126407623291},{"word":"buying","start":447.275,"end":447.515,"confidence":0.9994759,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.25382745265960693},{"word":"into","start":447.515,"end":447.835,"confidence":0.9998042,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1603066623210907},{"word":"the","start":447.835,"end":447.995,"confidence":0.99943405,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21459421515464783},{"word":"ones","start":447.995,"end":448.39502,"confidence":0.99968743,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.2012903392314911},{"word":"that","start":448.39502,"end":448.715,"confidence":0.999684,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1739421188831329},{"word":"are","start":448.715,"end":448.875,"confidence":0.9564943,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16140112280845642},{"word":"kind","start":448.875,"end":449.035,"confidence":0.9948978,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1082068681716919},{"word":"of","start":449.035,"end":449.195,"confidence":0.99976474,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10784776508808136},{"word":"the","start":449.195,"end":449.435,"confidence":0.92257893,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08972831815481186},{"word":"sectors","start":449.435,"end":449.835,"confidence":0.99973136,"punctuated_word":"sectors","sentiment":"neutral","sentiment_score":0.05931310355663299},{"word":"that","start":449.835,"end":449.995,"confidence":0.99980897,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.054351188242435455},{"word":"have","start":449.995,"end":450.075,"confidence":0.64132476,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03826107829809189},{"word":"went","start":450.075,"end":450.315,"confidence":0.9994159,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.05034855753183365},{"word":"down","start":450.315,"end":450.475,"confidence":0.9546453,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.05610032379627228},{"word":"like","start":450.475,"end":450.715,"confidence":0.999884,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.013228677213191986},{"word":"different","start":450.715,"end":451.035,"confidence":0.9241631,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.013221561908721924},{"word":"countries","start":451.035,"end":451.435,"confidence":0.99994075,"punctuated_word":"countries","sentiment":"neutral","sentiment_score":0.00401344895362854},{"word":"and","start":451.435,"end":451.67502,"confidence":0.99493414,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02005151659250259},{"word":"things","start":451.67502,"end":451.915,"confidence":0.9999082,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.007067404687404633},{"word":"like","start":451.915,"end":452.075,"confidence":0.99974054,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03274178504943848},{"word":"that","start":452.075,"end":452.52,"confidence":0.955248,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.0632794126868248},{"word":"and","start":452.59998,"end":452.68,"confidence":0.9998155,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0679989755153656},{"word":"then","start":452.68,"end":452.91998,"confidence":0.99979156,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07849280536174774},{"word":"just","start":452.91998,"end":453.16,"confidence":0.99959594,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05296735465526581},{"word":"bringing","start":453.16,"end":453.47998,"confidence":0.989038,"punctuated_word":"bringing","sentiment":"neutral","sentiment_score":0.04138026386499405},{"word":"it","start":453.47998,"end":453.63998,"confidence":0.9997429,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.020220816135406498},{"word":"back","start":453.63998,"end":453.87997,"confidence":0.9997161,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.018986865878105164},{"word":"to","start":453.87997,"end":454.03998,"confidence":0.99976784,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018206387758255005},{"word":"the","start":454.03998,"end":454.19998,"confidence":0.999329,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07118120789527893},{"word":"middle","start":454.19998,"end":454.69998,"confidence":0.99969876,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":0.11284315586090088},{"word":"where","start":454.75998,"end":455.08,"confidence":0.9700094,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.17736366391181946},{"word":"we","start":455.08,"end":455.16,"confidence":0.999691,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14601901173591614},{"word":"originally","start":455.16,"end":455.63998,"confidence":0.99990475,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":0.055589742958545685},{"word":"wanted","start":455.63998,"end":455.87997,"confidence":0.9996432,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.09869857132434844},{"word":"it","start":455.87997,"end":456.03998,"confidence":0.99771357,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.14620140194892883},{"word":"to","start":456.03998,"end":456.12,"confidence":0.99608225,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0828438475728035},{"word":"be","start":456.12,"end":456.28,"confidence":0.8109622,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.10233620554208755},{"word":"because","start":456.28,"end":456.52,"confidence":0.90985435,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.017644628882408142},{"word":"we","start":456.52,"end":456.59998,"confidence":0.9995763,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.029396064579486847},{"word":"don't","start":456.59998,"end":456.75998,"confidence":0.99993837,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05537037178874016},{"word":"want","start":456.75998,"end":457.25998,"confidence":0.99990535,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.10408787429332732},{"word":"40%","start":457.72,"end":458.36,"confidence":0.99962234,"punctuated_word":"40%","sentiment":"neutral","sentiment_score":-0.055100858211517334},{"word":"of","start":458.36,"end":458.44,"confidence":0.9999083,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1330857276916504},{"word":"your","start":458.44,"end":458.59998,"confidence":0.9999051,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10285021364688872},{"word":"money","start":458.59998,"end":458.84,"confidence":0.9998171,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.11772383749485016},{"word":"in","start":458.84,"end":459.0,"confidence":0.99599457,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.15465039014816284},{"word":"australian","start":459.0,"end":459.47998,"confidence":0.99747354,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.10348455607891084},{"word":"shares","start":459.47998,"end":459.87997,"confidence":0.99951196,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":-0.09388331323862076},{"word":"when","start":459.87997,"end":460.03998,"confidence":0.957338,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.08615750819444656},{"word":"it","start":460.03998,"end":460.19998,"confidence":0.9973016,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0756545439362526},{"word":"show","start":460.19998,"end":460.44,"confidence":0.45262375,"punctuated_word":"show","sentiment":"neutral","sentiment_score":-0.10161402821540833},{"word":"maybe","start":460.44,"end":460.75998,"confidence":0.927226,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.06167175620794296},{"word":"25","start":460.75998,"end":461.5,"confidence":0.874401,"punctuated_word":"25,","sentiment":"neutral","sentiment_score":-0.09490902721881866},{"word":"because","start":461.56,"end":461.8,"confidence":0.9918685,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.09269409626722336},{"word":"then","start":461.8,"end":461.96,"confidence":0.99700207,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.13883958756923676},{"word":"you're","start":461.96,"end":462.19998,"confidence":0.9992765,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.17313727736473083},{"word":"missing","start":462.19998,"end":462.44,"confidence":0.9999492,"punctuated_word":"missing","sentiment":"neutral","sentiment_score":-0.16278165578842163},{"word":"out","start":462.44,"end":462.59998,"confidence":0.99977475,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.18198047578334808},{"word":"on","start":462.59998,"end":462.84,"confidence":0.999423,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2100735753774643},{"word":"microsoft","start":462.84,"end":463.31998,"confidence":0.999846,"punctuated_word":"Microsoft","sentiment":"neutral","sentiment_score":-0.07496514171361923},{"word":"and","start":463.31998,"end":463.56,"confidence":0.98643756,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18014287948608398},{"word":"google","start":463.56,"end":463.8,"confidence":0.9999181,"punctuated_word":"Google","sentiment":"neutral","sentiment_score":-0.03878715634346008},{"word":"and","start":463.8,"end":463.96,"confidence":0.9981054,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15254203975200653},{"word":"all","start":463.96,"end":464.12,"confidence":0.99988675,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.16293540596961975},{"word":"the","start":464.12,"end":464.28,"confidence":0.9990983,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12392588704824448},{"word":"other","start":464.28,"end":464.52,"confidence":0.99993265,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.18228694796562195},{"word":"companies","start":464.52,"end":465.02,"confidence":0.9996687,"punctuated_word":"companies.","sentiment":"neutral","sentiment_score":-0.09741532057523727},{"word":"does","start":467.095,"end":467.255,"confidence":0.9125797,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.05361612141132355},{"word":"that","start":467.255,"end":467.415,"confidence":0.9997671,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07942430675029755},{"word":"make","start":467.415,"end":467.575,"confidence":0.92615396,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.05529572442173958},{"word":"sense","start":467.575,"end":468.075,"confidence":0.999887,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.06927704811096191},{"word":"yep","start":469.415,"end":469.915,"confidence":0.9068598,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18046224117279053},{"word":"so","start":469.975,"end":470.215,"confidence":0.99824774,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20975150167942047},{"word":"the","start":470.215,"end":470.45502,"confidence":0.99934965,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2741839289665222},{"word":"outcome","start":470.45502,"end":470.855,"confidence":0.9998154,"punctuated_word":"outcome","sentiment":"neutral","sentiment_score":0.2201672196388245},{"word":"basically","start":470.855,"end":471.355,"confidence":0.5705619,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.1947254538536072},{"word":"still","start":471.89502,"end":472.375,"confidence":0.9886425,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.22570666670799255},{"word":"pretty","start":472.375,"end":472.695,"confidence":0.99814916,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.2836492657661438},{"word":"similar","start":472.695,"end":473.095,"confidence":0.9998758,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.24462684988975525},{"word":"asset","start":473.095,"end":473.415,"confidence":0.9992505,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.2747443914413452},{"word":"allocation","start":473.415,"end":473.915,"confidence":0.87801814,"punctuated_word":"allocation.","sentiment":"neutral","sentiment_score":0.26431554555892944},{"word":"because","start":474.695,"end":475.015,"confidence":0.67559737,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.16726160049438477},{"word":"you're","start":475.015,"end":475.17502,"confidence":0.9137021,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2346067726612091},{"word":"high","start":475.17502,"end":475.335,"confidence":0.9981219,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.23568987846374512},{"word":"growth","start":475.335,"end":475.575,"confidence":0.98870516,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.23427411913871765},{"word":"you've","start":475.575,"end":475.815,"confidence":0.99941766,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.20820367336273193},{"word":"got","start":475.815,"end":476.055,"confidence":0.9998248,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17800456285476685},{"word":"90","start":476.055,"end":476.535,"confidence":0.998422,"punctuated_word":"90","sentiment":"neutral","sentiment_score":0.21457859873771667},{"word":"to","start":476.535,"end":476.695,"confidence":0.8872878,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1220712959766388},{"word":"a","start":476.695,"end":476.855,"confidence":0.7878298,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2162972241640091},{"word":"100%","start":476.855,"end":477.575,"confidence":0.9897457,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":0.21733678877353668},{"word":"sitting","start":477.575,"end":477.815,"confidence":0.99145585,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.22232554852962497},{"word":"in","start":477.815,"end":478.315,"confidence":0.99924517,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12494810670614244},{"word":"shares","start":478.775,"end":479.17502,"confidence":0.98026216,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.08141279965639114},{"word":"property","start":479.17502,"end":479.655,"confidence":0.92255694,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.08653333783149719},{"word":"gold","start":479.655,"end":480.155,"confidence":0.9221723,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":0.13516442477703094},{"word":"which","start":480.25998,"end":480.41998,"confidence":0.99784565,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.13055852055549622},{"word":"is","start":480.41998,"end":480.58,"confidence":0.99973685,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06827815622091293},{"word":"your","start":480.58,"end":480.66,"confidence":0.99827325,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11319173872470856},{"word":"high","start":480.66,"end":481.06,"confidence":0.99932945,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.11205203086137772},{"word":"risk","start":481.06,"end":481.38,"confidence":0.95345503,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":0.1511477380990982},{"word":"high","start":481.38,"end":481.53998,"confidence":0.9997534,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.18700569868087769},{"word":"return","start":481.53998,"end":482.02,"confidence":0.9857119,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.20114554464817047},{"word":"stuff","start":482.02,"end":482.52,"confidence":0.93084073,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":0.12712854146957395},{"word":"you're","start":483.46,"end":483.69998,"confidence":0.915153,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.13711422681808472},{"word":"sitting","start":483.69998,"end":483.94,"confidence":0.9994247,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.2309582233428955},{"word":"at","start":483.94,"end":484.18,"confidence":0.99968636,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18239814043045044},{"word":"98","start":484.18,"end":484.58,"confidence":0.97653484,"punctuated_word":"98.","sentiment":"neutral","sentiment_score":0.21285197138786316},{"word":"we're","start":484.58,"end":484.74,"confidence":0.99981344,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.18679003417491913},{"word":"bringing","start":484.74,"end":485.06,"confidence":0.99978095,"punctuated_word":"bringing","sentiment":"neutral","sentiment_score":0.1983834803104401},{"word":"you","start":485.06,"end":485.13998,"confidence":0.91532314,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20968234539031985},{"word":"back","start":485.13998,"end":485.3,"confidence":0.99978644,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2184235155582428},{"word":"down","start":485.3,"end":485.53998,"confidence":0.99961334,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.2263880968093872},{"word":"to","start":485.53998,"end":485.69998,"confidence":0.9872185,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23073895275592804},{"word":"94","start":485.69998,"end":486.52,"confidence":0.8792107,"punctuated_word":"94,","sentiment":"neutral","sentiment_score":0.25507673621177673},{"word":"back","start":486.66,"end":486.97998,"confidence":0.99956256,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.19556283950805664},{"word":"in","start":486.97998,"end":487.06,"confidence":0.9999355,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19289636611938477},{"word":"the","start":487.06,"end":487.22,"confidence":0.9993487,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1827528178691864},{"word":"middle","start":487.22,"end":487.53998,"confidence":0.99994075,"punctuated_word":"middle","sentiment":"neutral","sentiment_score":0.2570711076259613},{"word":"there","start":487.53998,"end":488.03998,"confidence":0.99737704,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.21689145267009735},{"word":"that's","start":488.25998,"end":488.5,"confidence":0.99900556,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15740051865577698},{"word":"what","start":488.5,"end":488.66,"confidence":0.9706965,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13517935574054718},{"word":"i","start":488.66,"end":488.82,"confidence":0.9995302,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1539342999458313},{"word":"was","start":488.82,"end":488.97998,"confidence":0.99994814,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1224215030670166},{"word":"talking","start":488.97998,"end":489.3,"confidence":0.9997925,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.11421269178390504},{"word":"about","start":489.3,"end":489.53998,"confidence":0.9213414,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.12447592616081238},{"word":"the","start":489.53998,"end":489.69998,"confidence":0.99987674,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12245147675275804},{"word":"high","start":489.69998,"end":489.94,"confidence":0.9996152,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.13326117396354675},{"word":"growth","start":489.94,"end":490.44,"confidence":0.99714684,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.17300939559936523},{"word":"yep","start":492.1,"end":492.6,"confidence":0.9854671,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24343983829021457},{"word":"bring","start":493.3,"end":493.69998,"confidence":0.9039145,"punctuated_word":"Bring","sentiment":"neutral","sentiment_score":0.21048162877559665},{"word":"some","start":493.69998,"end":493.86,"confidence":0.99923396,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.28453975915908813},{"word":"of","start":493.86,"end":494.02,"confidence":0.99988663,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3258969187736511},{"word":"those","start":494.02,"end":494.52,"confidence":0.9998024,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.30505073070526123},{"word":"different","start":495.04498,"end":495.445,"confidence":0.9998971,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.17754918336868286},{"word":"types","start":495.445,"end":495.76498,"confidence":0.999962,"punctuated_word":"types","sentiment":"neutral","sentiment_score":0.15116046369075775},{"word":"of","start":495.76498,"end":496.005,"confidence":0.99975103,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2177848368883133},{"word":"investments","start":496.005,"end":496.485,"confidence":0.9992405,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.17323803901672363},{"word":"back","start":496.485,"end":496.725,"confidence":0.9997936,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.23687022924423215},{"word":"to","start":496.725,"end":496.805,"confidence":0.99962234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29991379380226135},{"word":"where","start":496.805,"end":497.04498,"confidence":0.9999697,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.3007095456123352},{"word":"they","start":497.04498,"end":497.205,"confidence":0.9998203,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.30689600110054016},{"word":"should","start":497.205,"end":497.445,"confidence":0.9999689,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.32186323404312134},{"word":"be","start":497.445,"end":497.845,"confidence":0.9899112,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.26371151208877563},{"word":"there's","start":497.845,"end":498.16498,"confidence":0.9998112,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.15225064754486084},{"word":"a","start":498.16498,"end":498.32498,"confidence":0.99967515,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1396694779396057},{"word":"table","start":498.32498,"end":498.565,"confidence":0.99996555,"punctuated_word":"table","sentiment":"neutral","sentiment_score":0.1040496677160263},{"word":"in","start":498.565,"end":498.725,"confidence":0.9999491,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10494299232959747},{"word":"there","start":498.725,"end":498.88498,"confidence":0.9988651,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10907702893018724},{"word":"that","start":498.88498,"end":499.04498,"confidence":0.99988186,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1275664120912552},{"word":"shows","start":499.04498,"end":499.285,"confidence":0.99985623,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.11432093381881714},{"word":"you","start":499.285,"end":499.525,"confidence":0.9998017,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1379496455192566},{"word":"the","start":499.525,"end":499.60498,"confidence":0.999456,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11581209301948547},{"word":"comparison","start":499.60498,"end":500.10498,"confidence":0.8312359,"punctuated_word":"comparison.","sentiment":"neutral","sentiment_score":0.11762174218893053},{"word":"so","start":500.245,"end":500.485,"confidence":0.9993364,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1105150505900383},{"word":"it's","start":500.485,"end":500.525,"confidence":0.60345155,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07875731587409973},{"word":"look","start":500.565,"end":500.805,"confidence":0.9450871,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.032891031354665756},{"word":"it's","start":500.805,"end":500.965,"confidence":0.99727243,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.4811283946037293},{"word":"a","start":500.965,"end":501.125,"confidence":0.9987495,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.491496741771698},{"word":"little","start":501.125,"end":501.285,"confidence":0.9998573,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.3139455020427704},{"word":"bit","start":501.285,"end":501.445,"confidence":0.99980694,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.3382103145122528},{"word":"lower","start":501.445,"end":501.685,"confidence":0.9995566,"punctuated_word":"lower","sentiment":"positive","sentiment_score":0.442658394575119},{"word":"in","start":501.685,"end":501.845,"confidence":0.9962554,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.42043790221214294},{"word":"fees","start":501.845,"end":502.345,"confidence":0.9540639,"punctuated_word":"fees,","sentiment":"positive","sentiment_score":0.3706616759300232},{"word":"a","start":502.485,"end":502.565,"confidence":0.63952976,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5429728031158447},{"word":"little","start":502.565,"end":502.725,"confidence":0.9999193,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.3696280419826507},{"word":"bit","start":502.725,"end":502.88498,"confidence":0.9998442,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4962887763977051},{"word":"better","start":502.88498,"end":503.125,"confidence":0.9998227,"punctuated_word":"better","sentiment":"positive","sentiment_score":0.5453546643257141},{"word":"in","start":503.125,"end":503.365,"confidence":0.92805886,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.547883152961731},{"word":"performance","start":503.365,"end":503.865,"confidence":0.78346926,"punctuated_word":"performance,","sentiment":"positive","sentiment_score":0.5016214847564697},{"word":"you","start":504.085,"end":504.16498,"confidence":0.85640067,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.41932356357574463},{"word":"know","start":504.16498,"end":504.32498,"confidence":0.9982666,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.3950239419937134},{"word":"11%","start":504.32498,"end":505.225,"confidence":0.97683835,"punctuated_word":"11%,","sentiment":"positive","sentiment_score":0.4875485897064209},{"word":"13%","start":505.285,"end":506.085,"confidence":0.8678949,"punctuated_word":"13%,","sentiment":"positive","sentiment_score":0.4808672368526459},{"word":"just","start":506.085,"end":506.245,"confidence":0.99947935,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.414492130279541},{"word":"bump","start":506.245,"end":506.485,"confidence":0.994173,"punctuated_word":"bump","sentiment":"positive","sentiment_score":0.6266727447509766},{"word":"it","start":506.485,"end":506.645,"confidence":0.9990933,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.509292721748352},{"word":"up","start":506.645,"end":506.805,"confidence":0.9996093,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5109135508537292},{"word":"a","start":506.805,"end":506.88498,"confidence":0.99905926,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4634288549423218},{"word":"couple","start":506.88498,"end":507.205,"confidence":0.99996793,"punctuated_word":"couple","sentiment":"positive","sentiment_score":0.4403330087661743},{"word":"extra","start":507.205,"end":507.525,"confidence":0.9588893,"punctuated_word":"extra","sentiment":"positive","sentiment_score":0.43164512515068054},{"word":"percent","start":507.525,"end":508.025,"confidence":0.9184612,"punctuated_word":"percent,","sentiment":"positive","sentiment_score":0.4273740649223328},{"word":"and","start":508.18997,"end":508.43,"confidence":0.99980766,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.38848042488098145},{"word":"that","start":508.43,"end":508.59,"confidence":0.99995494,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4858758747577667},{"word":"should","start":508.59,"end":509.09,"confidence":0.99987435,"punctuated_word":"should","sentiment":"positive","sentiment_score":0.48906034231185913},{"word":"equate","start":509.31,"end":509.71,"confidence":0.9978922,"punctuated_word":"equate","sentiment":"positive","sentiment_score":0.4517034888267517},{"word":"to","start":509.71,"end":510.03,"confidence":0.9995178,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3717344403266907},{"word":"around","start":510.03,"end":510.34998,"confidence":0.78007454,"punctuated_word":"around","sentiment":"positive","sentiment_score":0.3745176196098328},{"word":"about","start":510.34998,"end":510.84998,"confidence":0.9571081,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.36549755930900574},{"word":"somewhere","start":511.22998,"end":511.62997,"confidence":0.9529788,"punctuated_word":"somewhere","sentiment":"positive","sentiment_score":0.3365256190299988},{"word":"between","start":511.62997,"end":511.94998,"confidence":0.99985933,"punctuated_word":"between","sentiment":"positive","sentiment_score":0.3462696969509125},{"word":"another","start":511.94998,"end":512.26996,"confidence":0.9996282,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.33146119117736816},{"word":"20","start":512.26996,"end":512.58997,"confidence":0.99975663,"punctuated_word":"20","sentiment":"positive","sentiment_score":0.4206608235836029},{"word":"to","start":512.58997,"end":512.82996,"confidence":0.9675609,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3040168881416321},{"word":"60,000","start":512.82996,"end":513.64996,"confidence":0.99979925,"punctuated_word":"60,000","sentiment":"positive","sentiment_score":0.37966883182525635},{"word":"over","start":514.11,"end":514.26996,"confidence":0.9984358,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.41085073351860046},{"word":"the","start":514.26996,"end":514.35,"confidence":0.99980325,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3491520285606384},{"word":"next","start":514.35,"end":514.67,"confidence":0.9996681,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.2335529625415802},{"word":"five","start":514.67,"end":514.82996,"confidence":0.9997377,"punctuated_word":"five","sentiment":"positive","sentiment_score":0.3374027609825134},{"word":"to","start":514.82996,"end":514.99,"confidence":0.9995303,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2583758533000946},{"word":"ten","start":514.99,"end":515.23,"confidence":0.99994576,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.32127130031585693},{"word":"years","start":515.23,"end":515.73,"confidence":0.9997774,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.25405022501945496},{"word":"yep","start":517.47,"end":517.97,"confidence":0.9609677,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.4135359227657318},{"word":"basically","start":518.51,"end":519.01,"confidence":0.9925314,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.13535258173942566},{"word":"what","start":519.07,"end":519.23,"confidence":0.99990654,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.12707802653312683},{"word":"you","start":519.23,"end":519.39,"confidence":0.9999709,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04162207245826721},{"word":"can","start":519.39,"end":519.63,"confidence":0.9999058,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04873696714639664},{"word":"expect","start":519.63,"end":520.02997,"confidence":0.8265518,"punctuated_word":"expect,","sentiment":"neutral","sentiment_score":0.015803862363100052},{"word":"though","start":520.02997,"end":520.51,"confidence":0.9995773,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.06091470271348953},{"word":"is","start":520.51,"end":520.91,"confidence":0.99914706,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03060350939631462},{"word":"as","start":520.91,"end":521.07,"confidence":0.95622784,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.016770094633102417},{"word":"everything's","start":521.07,"end":521.57,"confidence":0.87191445,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":-0.011346474289894104},{"word":"kicking","start":521.63,"end":521.87,"confidence":0.99947757,"punctuated_word":"kicking","sentiment":"neutral","sentiment_score":-0.0005184896290302277},{"word":"off","start":521.87,"end":522.02997,"confidence":0.99982697,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.0070317089557647705},{"word":"in","start":522.02997,"end":522.52997,"confidence":0.9996195,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.021293267607688904},{"word":"the","start":522.58997,"end":522.82996,"confidence":0.99678826,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.02526766806840897},{"word":"middle","start":522.82996,"end":523.14996,"confidence":0.57132864,"punctuated_word":"Middle","sentiment":"neutral","sentiment_score":-0.09124009311199188},{"word":"east","start":523.14996,"end":523.39,"confidence":0.99852353,"punctuated_word":"East","sentiment":"neutral","sentiment_score":-0.07498759776353836},{"word":"and","start":523.39,"end":523.845,"confidence":0.9776458,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.038064245134592056},{"word":"everything's","start":524.00494,"end":524.32495,"confidence":0.93901026,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":-0.060620032250881195},{"word":"going","start":524.32495,"end":524.64496,"confidence":0.9995956,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.07688480615615845},{"word":"crazy","start":524.64496,"end":525.045,"confidence":0.99984777,"punctuated_word":"crazy","sentiment":"neutral","sentiment_score":-0.03887775540351868},{"word":"with","start":525.045,"end":525.20496,"confidence":0.9999238,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.07523034512996674},{"word":"oil","start":525.20496,"end":525.70496,"confidence":0.9907124,"punctuated_word":"oil,","sentiment":"neutral","sentiment_score":-0.07089835405349731},{"word":"your","start":525.76495,"end":526.00494,"confidence":0.9803505,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.15153765678405762},{"word":"soup","start":526.00494,"end":526.245,"confidence":0.9800592,"punctuated_word":"soup","sentiment":"neutral","sentiment_score":-0.12528446316719055},{"word":"is","start":526.245,"end":526.32495,"confidence":0.9990728,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.12106994539499284},{"word":"gonna","start":526.32495,"end":526.56494,"confidence":0.8725564,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.0963452011346817},{"word":"be","start":526.56494,"end":526.64496,"confidence":0.99776065,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.08386365324258804},{"word":"going","start":526.64496,"end":526.96497,"confidence":0.99870193,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.09413594007492064},{"word":"up","start":526.96497,"end":527.125,"confidence":0.99943274,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0563196986913681},{"word":"and","start":527.125,"end":527.20496,"confidence":0.9995617,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1229882314801216},{"word":"down","start":527.20496,"end":527.44495,"confidence":0.99983096,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.08456668257713318},{"word":"quite","start":527.44495,"end":527.685,"confidence":0.9998474,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.11753226816654204},{"word":"a","start":527.685,"end":527.76495,"confidence":0.9999367,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07841572165489197},{"word":"bit","start":527.76495,"end":528.165,"confidence":0.9611381,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.07778674364089966},{"word":"but","start":528.165,"end":528.40497,"confidence":0.98830044,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.010464482009410858},{"word":"once","start":528.40497,"end":528.64496,"confidence":0.9998281,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.0023815184831619263},{"word":"we","start":528.64496,"end":528.805,"confidence":0.9999516,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.004080295562744141},{"word":"get","start":528.805,"end":528.96497,"confidence":0.9998617,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.017769843339920044},{"word":"through","start":528.96497,"end":529.285,"confidence":0.9999211,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.002138480544090271},{"word":"to","start":529.285,"end":529.44495,"confidence":0.9992687,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01349349319934845},{"word":"the","start":529.44495,"end":529.605,"confidence":0.9993678,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02297302335500717},{"word":"other","start":529.605,"end":529.925,"confidence":0.99992514,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.01733158528804779},{"word":"side","start":529.925,"end":530.40497,"confidence":0.99976575,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":0.028012964874505997},{"word":"it","start":530.40497,"end":530.725,"confidence":0.9998186,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04676591232419014},{"word":"should","start":530.725,"end":530.96497,"confidence":0.9999012,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.07546719163656235},{"word":"bounce","start":530.96497,"end":531.365,"confidence":0.9978581,"punctuated_word":"bounce","sentiment":"neutral","sentiment_score":0.16978712379932404},{"word":"back","start":531.365,"end":531.52496,"confidence":0.9998741,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.17855629324913025},{"word":"really","start":531.52496,"end":531.76495,"confidence":0.9998288,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.22393053770065308},{"word":"strong","start":531.76495,"end":532.08496,"confidence":0.9993861,"punctuated_word":"strong","sentiment":"neutral","sentiment_score":0.27321016788482666},{"word":"with","start":532.08496,"end":532.245,"confidence":0.99992657,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.28020980954170227},{"word":"everybody","start":532.245,"end":532.64496,"confidence":0.9998246,"punctuated_word":"everybody","sentiment":"neutral","sentiment_score":0.27917757630348206},{"word":"else","start":532.64496,"end":533.14496,"confidence":0.9965005,"punctuated_word":"else.","sentiment":"neutral","sentiment_score":0.26995474100112915},{"word":"so","start":533.20496,"end":533.44495,"confidence":0.9996363,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14262184500694275},{"word":"in","start":533.44495,"end":533.605,"confidence":0.9801958,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15607625246047974},{"word":"the","start":533.605,"end":533.76495,"confidence":0.9999027,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1656250357627869},{"word":"meantime","start":533.76495,"end":534.26495,"confidence":0.9997618,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.15084430575370789},{"word":"we're","start":534.32495,"end":534.485,"confidence":0.99967265,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.18644091486930847},{"word":"just","start":534.485,"end":534.64496,"confidence":0.99995244,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.23171818256378177},{"word":"gonna","start":534.64496,"end":534.96497,"confidence":0.9773523,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.2897205650806427},{"word":"keep","start":534.96497,"end":535.20496,"confidence":0.9995409,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.25417983531951904},{"word":"buying","start":535.20496,"end":535.44495,"confidence":0.9994541,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.22785550355911255},{"word":"up","start":535.44495,"end":535.685,"confidence":0.9995659,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.23292094469070437},{"word":"different","start":535.685,"end":536.00494,"confidence":0.9999044,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.19443506002426147},{"word":"shares","start":536.00494,"end":536.32495,"confidence":0.91979325,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.1794435828924179},{"word":"and","start":536.32495,"end":536.485,"confidence":0.99875605,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.26749375462532043},{"word":"properties","start":536.485,"end":536.88495,"confidence":0.9998721,"punctuated_word":"properties","sentiment":"neutral","sentiment_score":0.20032474398612976},{"word":"for","start":536.88495,"end":537.045,"confidence":0.9998698,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2239745706319809},{"word":"a","start":537.045,"end":537.125,"confidence":0.98943454,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.241728276014328},{"word":"cheaper","start":537.125,"end":537.52496,"confidence":0.9998305,"punctuated_word":"cheaper","sentiment":"neutral","sentiment_score":0.2259317487478256},{"word":"price","start":537.52496,"end":538.02496,"confidence":0.99963456,"punctuated_word":"price.","sentiment":"neutral","sentiment_score":0.19511409103870392},{"word":"k","start":540.17,"end":540.67,"confidence":0.89152217,"punctuated_word":"K?","sentiment":"neutral","sentiment_score":0.022731833159923553},{"word":"so","start":540.73,"end":541.20996,"confidence":0.99958736,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02560872584581375},{"word":"any","start":541.20996,"end":541.52997,"confidence":0.99884546,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.07162991166114807},{"word":"questions","start":541.52997,"end":541.93,"confidence":0.99988556,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.045583806931972504},{"word":"at","start":541.93,"end":542.08997,"confidence":0.9998982,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01997022330760956},{"word":"all","start":542.08997,"end":542.41,"confidence":0.9957466,"punctuated_word":"all,","sentiment":"neutral","sentiment_score":0.0442797988653183},{"word":"you","start":542.41,"end":542.64996,"confidence":0.9997607,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03396065905690193},{"word":"let","start":542.64996,"end":542.88995,"confidence":0.99641466,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.05306752026081085},{"word":"us","start":542.88995,"end":543.05,"confidence":0.9999497,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.04759219288825989},{"word":"know","start":543.05,"end":543.55,"confidence":0.9367372,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06592103838920593},{"word":"but","start":543.69,"end":544.01,"confidence":0.9994848,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05174973234534264},{"word":"we're","start":544.01,"end":544.17,"confidence":0.9976473,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.017256764695048332},{"word":"just","start":544.17,"end":544.49,"confidence":0.9999565,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.030138030648231503},{"word":"kind","start":544.49,"end":544.64996,"confidence":0.9927973,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.02387446165084839},{"word":"of","start":544.64996,"end":544.88995,"confidence":0.9999409,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0331881046295166},{"word":"tweaking","start":544.88995,"end":545.29,"confidence":0.9949891,"punctuated_word":"tweaking","sentiment":"neutral","sentiment_score":0.04673954099416733},{"word":"a","start":545.29,"end":545.37,"confidence":0.99955934,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.033649593591690063},{"word":"few","start":545.37,"end":545.61,"confidence":0.9999845,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.038152337074279785},{"word":"things","start":545.61,"end":545.85,"confidence":0.99990857,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04583750665187836},{"word":"under","start":545.85,"end":546.08997,"confidence":0.99973935,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.0668409913778305},{"word":"the","start":546.08997,"end":546.17,"confidence":0.9998703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.043462611734867096},{"word":"hood","start":546.17,"end":546.41,"confidence":0.9989022,"punctuated_word":"hood.","sentiment":"neutral","sentiment_score":0.04532419890165329},{"word":"we're","start":546.41,"end":546.57,"confidence":0.9999333,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.019647981971502304},{"word":"not","start":546.57,"end":546.73,"confidence":0.99996555,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.038376614451408386},{"word":"making","start":546.73,"end":546.97,"confidence":0.99991417,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.07405464351177216},{"word":"any","start":546.97,"end":547.37,"confidence":0.99950683,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.07132749259471893},{"word":"big","start":547.37,"end":547.52997,"confidence":0.99634284,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.1037292331457138},{"word":"changes","start":547.52997,"end":548.01,"confidence":0.9872046,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":-0.1145004779100418},{"word":"we're","start":548.01,"end":548.25,"confidence":0.9994817,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.0006358226528391242},{"word":"just","start":548.25,"end":548.75,"confidence":0.999943,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.028760626912117004},{"word":"fixing","start":549.05,"end":549.45,"confidence":0.9990996,"punctuated_word":"fixing","sentiment":"neutral","sentiment_score":0.014017947018146517},{"word":"the","start":549.45,"end":549.61,"confidence":0.9986135,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015389062464237211},{"word":"engine","start":549.61,"end":549.93,"confidence":0.999879,"punctuated_word":"engine","sentiment":"neutral","sentiment_score":0.018735088407993317},{"word":"up","start":549.93,"end":550.08997,"confidence":0.99960405,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05053072422742843},{"word":"a","start":550.08997,"end":550.17,"confidence":0.9996637,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029976602643728256},{"word":"little","start":550.17,"end":550.41,"confidence":0.9999521,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.023959428071975708},{"word":"bit","start":550.41,"end":550.815,"confidence":0.99893427,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.027147408574819565},{"word":"yeah","start":554.335,"end":554.735,"confidence":0.9971986,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11303749680519104},{"word":"and","start":554.735,"end":555.055,"confidence":0.99879515,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09170006215572356},{"word":"the","start":555.055,"end":555.555,"confidence":0.9995629,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08318822085857391},{"word":"the","start":555.775,"end":555.935,"confidence":0.9889843,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07617099583148956},{"word":"analogy","start":555.935,"end":556.415,"confidence":0.99827754,"punctuated_word":"analogy","sentiment":"neutral","sentiment_score":0.07075466215610504},{"word":"i","start":556.415,"end":556.575,"confidence":0.99899226,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08350230753421783},{"word":"like","start":556.575,"end":556.735,"confidence":0.98866326,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10414919257164},{"word":"to","start":556.735,"end":556.815,"confidence":0.9995684,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08510255813598633},{"word":"use","start":556.815,"end":557.315,"confidence":0.99979454,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.06665957719087601},{"word":"is","start":557.775,"end":557.935,"confidence":0.99963677,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06258779019117355},{"word":"because","start":557.935,"end":558.255,"confidence":0.795661,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07361467182636261},{"word":"you're","start":558.255,"end":558.415,"confidence":0.99932814,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.08817630261182785},{"word":"in","start":558.415,"end":558.575,"confidence":0.9647301,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06662492454051971},{"word":"netwealth","start":558.575,"end":558.975,"confidence":0.8069856,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":0.09071095287799837},{"word":"and","start":558.975,"end":559.135,"confidence":0.9096991,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07979132235050201},{"word":"you've","start":559.135,"end":559.375,"confidence":0.9669557,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09033189713954926},{"word":"got","start":559.375,"end":559.455,"confidence":0.9996008,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0923970639705658},{"word":"this","start":559.455,"end":559.615,"confidence":0.99973494,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.08917316794395447},{"word":"high","start":559.615,"end":559.855,"confidence":0.99861765,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.08936668932437897},{"word":"growth","start":559.855,"end":560.09503,"confidence":0.99928385,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.12773334980010986},{"word":"account","start":560.09503,"end":560.415,"confidence":0.93200696,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.10233138501644136},{"word":"think","start":560.415,"end":560.575,"confidence":0.9994221,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.05248582363128662},{"word":"of","start":560.575,"end":560.735,"confidence":0.9996246,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06954103708267212},{"word":"it","start":560.735,"end":560.815,"confidence":0.99990165,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06255616247653961},{"word":"as","start":560.815,"end":560.975,"confidence":0.9986564,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06320682168006897},{"word":"like","start":560.975,"end":561.055,"confidence":0.9328944,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05612283572554588},{"word":"a","start":561.055,"end":561.215,"confidence":0.9994454,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05680489540100098},{"word":"sports","start":561.215,"end":561.615,"confidence":0.9982609,"punctuated_word":"sports","sentiment":"neutral","sentiment_score":0.04527314752340317},{"word":"car","start":561.615,"end":562.115,"confidence":0.99484324,"punctuated_word":"car.","sentiment":"neutral","sentiment_score":0.04428151622414589},{"word":"it","start":562.175,"end":562.335,"confidence":0.99214715,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.052940770983695984},{"word":"can","start":562.335,"end":562.495,"confidence":0.9999523,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04938609525561333},{"word":"go","start":562.495,"end":562.815,"confidence":0.999905,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.059897616505622864},{"word":"200","start":562.815,"end":563.535,"confidence":0.9781833,"punctuated_word":"200","sentiment":"neutral","sentiment_score":0.07234307378530502},{"word":"an","start":563.535,"end":563.695,"confidence":0.99900097,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.05453921854496002},{"word":"hour","start":563.695,"end":563.935,"confidence":0.9999231,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":0.05687705799937248},{"word":"when","start":563.935,"end":564.09503,"confidence":0.9992506,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0508861280977726},{"word":"it's","start":564.09503,"end":564.255,"confidence":0.9998996,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03524836152791977},{"word":"on","start":564.255,"end":564.415,"confidence":0.99991107,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03218759223818779},{"word":"the","start":564.415,"end":564.575,"confidence":0.99965036,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03370503708720207},{"word":"road","start":564.575,"end":565.075,"confidence":0.99400324,"punctuated_word":"road.","sentiment":"neutral","sentiment_score":0.04787144437432289},{"word":"if","start":565.52,"end":565.68,"confidence":0.99947673,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.016089893877506256},{"word":"the","start":565.68,"end":565.84,"confidence":0.9998629,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008604191243648529},{"word":"engine","start":565.84,"end":566.24,"confidence":0.99998105,"punctuated_word":"engine","sentiment":"neutral","sentiment_score":0.01668952777981758},{"word":"needs","start":566.24,"end":566.4,"confidence":0.9999212,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.004740424454212189},{"word":"to","start":566.4,"end":566.64,"confidence":0.9998404,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01828035339713097},{"word":"be","start":566.64,"end":566.96,"confidence":0.9997855,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.011843636631965635},{"word":"serviced","start":566.96,"end":567.44,"confidence":0.9837127,"punctuated_word":"serviced,","sentiment":"neutral","sentiment_score":0.008950162678956985},{"word":"that's","start":567.44,"end":567.68,"confidence":0.99986374,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05107004567980766},{"word":"what","start":567.68,"end":567.84,"confidence":0.99993825,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.016383253037929535},{"word":"we're","start":567.84,"end":568.0,"confidence":0.99993044,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.05674555525183678},{"word":"doing","start":568.0,"end":568.32,"confidence":0.999964,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.03065507858991623},{"word":"today","start":568.32,"end":568.56,"confidence":0.94444346,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.03224922716617584},{"word":"we're","start":568.56,"end":568.8,"confidence":0.99978256,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.02109370008111},{"word":"servicing","start":568.8,"end":569.3,"confidence":0.9999678,"punctuated_word":"servicing","sentiment":"neutral","sentiment_score":0.02596619352698326},{"word":"the","start":569.36,"end":569.44,"confidence":0.9991966,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006420496851205826},{"word":"engine","start":569.44,"end":569.94,"confidence":0.999641,"punctuated_word":"engine.","sentiment":"neutral","sentiment_score":-0.0007193610072135925},{"word":"if","start":570.0,"end":570.24,"confidence":0.9995271,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.05181601271033287},{"word":"it","start":570.24,"end":570.4,"confidence":0.99993753,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.050597064197063446},{"word":"rains","start":570.4,"end":570.72003,"confidence":0.9980383,"punctuated_word":"rains,","sentiment":"neutral","sentiment_score":-0.057361435145139694},{"word":"it's","start":570.72003,"end":570.8,"confidence":0.9993975,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0906156599521637},{"word":"gonna","start":570.8,"end":571.12,"confidence":0.87957364,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.08910523355007172},{"word":"slip","start":571.12,"end":571.36,"confidence":0.99955124,"punctuated_word":"slip","sentiment":"neutral","sentiment_score":-0.04270872473716736},{"word":"all","start":571.36,"end":571.52,"confidence":0.9900047,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.10593988001346588},{"word":"over","start":571.52,"end":571.76,"confidence":0.99988663,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.086099773645401},{"word":"the","start":571.76,"end":571.92,"confidence":0.99901557,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0672716498374939},{"word":"shop","start":571.92,"end":572.32,"confidence":0.82249737,"punctuated_word":"shop.","sentiment":"neutral","sentiment_score":-0.07286284863948822},{"word":"and","start":572.32,"end":572.48004,"confidence":0.99953973,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.023287620395421985},{"word":"then","start":572.48004,"end":572.64,"confidence":0.9998549,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.005416605621576309},{"word":"when","start":572.64,"end":572.8,"confidence":0.99958926,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.04772967845201492},{"word":"you","start":572.8,"end":572.88,"confidence":0.99989605,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.051054924726486206},{"word":"get","start":572.88,"end":573.04004,"confidence":0.99994147,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.0508897639811039},{"word":"back","start":573.04004,"end":573.2,"confidence":0.99989235,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.04662397503852844},{"word":"onto","start":573.2,"end":573.52,"confidence":0.9228123,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":-0.051443327218294144},{"word":"the","start":573.52,"end":573.68,"confidence":0.9946056,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.041575923562049866},{"word":"dry","start":573.68,"end":573.84,"confidence":0.9921038,"punctuated_word":"dry","sentiment":"neutral","sentiment_score":-0.008000355213880539},{"word":"road","start":573.84,"end":574.08,"confidence":0.99503946,"punctuated_word":"road,","sentiment":"neutral","sentiment_score":-0.016524674370884895},{"word":"you","start":574.08,"end":574.24,"confidence":0.99974185,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.024059951305389404},{"word":"go","start":574.24,"end":574.32,"confidence":0.55043185,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.005251023918390274},{"word":"on","start":574.32,"end":574.48004,"confidence":0.6371862,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.02810091152787209},{"word":"200","start":574.48004,"end":574.88,"confidence":0.99864364,"punctuated_word":"200","sentiment":"neutral","sentiment_score":-0.003688633441925049},{"word":"k's","start":574.88,"end":575.12,"confidence":0.99942696,"punctuated_word":"k's","sentiment":"neutral","sentiment_score":-0.01743038184940815},{"word":"again","start":575.12,"end":575.62,"confidence":0.9983767,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.01716790907084942},{"word":"exactly","start":579.935,"end":580.435,"confidence":0.9975232,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.04886625334620476},{"word":"when","start":580.895,"end":581.215,"confidence":0.99926525,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.012133762240409853},{"word":"you","start":581.215,"end":581.375,"confidence":0.9999585,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0019270405173301697},{"word":"get","start":581.375,"end":581.61505,"confidence":0.99995446,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.015944264829158783},{"word":"to","start":581.61505,"end":582.015,"confidence":0.9980027,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.003039449453353882},{"word":"your","start":582.015,"end":582.255,"confidence":0.99688584,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.008323721587657928},{"word":"sixties","start":582.255,"end":582.755,"confidence":0.99892837,"punctuated_word":"sixties,","sentiment":"neutral","sentiment_score":-0.008473428897559643},{"word":"we","start":582.97504,"end":583.215,"confidence":0.9995321,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.05152235925197601},{"word":"probably","start":583.215,"end":583.455,"confidence":0.99963486,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.09978604316711426},{"word":"don't","start":583.455,"end":583.695,"confidence":0.99986136,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07041358947753906},{"word":"want","start":583.695,"end":583.775,"confidence":0.9820708,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.0887603759765625},{"word":"you","start":583.775,"end":583.935,"confidence":0.99593276,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06879214197397232},{"word":"driving","start":583.935,"end":584.335,"confidence":0.9939329,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":-0.0336831733584404},{"word":"a","start":584.335,"end":584.49506,"confidence":0.9909219,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09939733892679214},{"word":"ferrari","start":584.49506,"end":584.815,"confidence":0.99980265,"punctuated_word":"Ferrari","sentiment":"neutral","sentiment_score":-0.074591264128685},{"word":"at","start":584.815,"end":584.97504,"confidence":0.997221,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14435353875160217},{"word":"200","start":584.97504,"end":585.375,"confidence":0.999925,"punctuated_word":"200","sentiment":"neutral","sentiment_score":-0.00998455286026001},{"word":"k's","start":585.375,"end":585.61505,"confidence":0.9977419,"punctuated_word":"k's","sentiment":"neutral","sentiment_score":-0.03996361792087555},{"word":"on","start":585.61505,"end":585.775,"confidence":0.99535584,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03767573833465576},{"word":"the","start":585.775,"end":585.85504,"confidence":0.9967895,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028829269111156464},{"word":"highway","start":585.85504,"end":586.255,"confidence":0.99394274,"punctuated_word":"highway.","sentiment":"neutral","sentiment_score":-0.026160072535276413},{"word":"we","start":586.255,"end":586.41504,"confidence":0.99991214,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.05958779156208038},{"word":"probably","start":586.41504,"end":586.73505,"confidence":0.9943785,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.052507348358631134},{"word":"want","start":586.73505,"end":586.97504,"confidence":0.9994143,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.02427448332309723},{"word":"you","start":586.97504,"end":587.215,"confidence":0.9984861,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004602983593940735},{"word":"in","start":587.215,"end":587.53503,"confidence":0.996711,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02556692063808441},{"word":"something","start":587.53503,"end":587.85504,"confidence":0.99849045,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.02804403007030487},{"word":"a","start":587.85504,"end":587.935,"confidence":0.9997695,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01278284192085266},{"word":"bit","start":587.935,"end":588.255,"confidence":0.99974877,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.00895749032497406},{"word":"safer","start":588.255,"end":588.755,"confidence":0.9576286,"punctuated_word":"safer.","sentiment":"neutral","sentiment_score":0.01292487606406212},{"word":"that's","start":588.97504,"end":589.215,"confidence":0.9802418,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07471483200788498},{"word":"still","start":589.215,"end":589.455,"confidence":0.9998447,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.10832927376031876},{"word":"gonna","start":589.455,"end":589.695,"confidence":0.90524817,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.11032988131046297},{"word":"get","start":589.695,"end":589.85504,"confidence":0.99893826,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.09980718046426772},{"word":"you","start":589.85504,"end":590.015,"confidence":0.999843,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08354383707046509},{"word":"there","start":590.015,"end":590.17505,"confidence":0.99812376,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.08164536952972412},{"word":"but","start":590.17505,"end":590.335,"confidence":0.99986076,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08028575778007507},{"word":"it's","start":590.335,"end":590.49506,"confidence":0.999851,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.034749336540699005},{"word":"more","start":590.49506,"end":590.73505,"confidence":0.99987507,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.03159220516681671},{"word":"like","start":590.73505,"end":590.895,"confidence":0.9899699,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0473618283867836},{"word":"a","start":590.895,"end":591.05505,"confidence":0.9983675,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08454364538192749},{"word":"van","start":591.05505,"end":591.53503,"confidence":0.92064965,"punctuated_word":"van,","sentiment":"neutral","sentiment_score":0.09449826925992966},{"word":"bit","start":591.53503,"end":591.695,"confidence":0.73532426,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1139540746808052},{"word":"of","start":591.695,"end":591.775,"confidence":0.9928357,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08413027971982956},{"word":"fuel","start":591.775,"end":592.015,"confidence":0.99905294,"punctuated_word":"fuel","sentiment":"neutral","sentiment_score":0.09031715244054794},{"word":"economy","start":592.015,"end":592.515,"confidence":0.99756837,"punctuated_word":"economy,","sentiment":"neutral","sentiment_score":0.11567651480436324},{"word":"bit","start":592.575,"end":592.815,"confidence":0.7675233,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10387054085731506},{"word":"more","start":592.815,"end":593.01,"confidence":0.9984156,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.05048249661922455},{"word":"space","start":593.01,"end":593.17,"confidence":0.9955591,"punctuated_word":"space","sentiment":"neutral","sentiment_score":0.0946434810757637},{"word":"in","start":593.17,"end":593.33,"confidence":0.9986082,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1212354302406311},{"word":"the","start":593.33,"end":593.41003,"confidence":0.9994692,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10555477440357208},{"word":"back","start":593.41003,"end":593.65,"confidence":0.9996577,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.09101589024066924},{"word":"does","start":593.65,"end":593.89,"confidence":0.9987178,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.11439095437526704},{"word":"that","start":593.89,"end":593.97003,"confidence":0.9999434,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14145919680595398},{"word":"make","start":593.97003,"end":594.21,"confidence":0.99365073,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.08412247896194458},{"word":"sense","start":594.21,"end":594.71,"confidence":0.99986076,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.05602571368217468},{"word":"easy","start":596.53,"end":596.93,"confidence":0.95562476,"punctuated_word":"Easy","sentiment":"positive","sentiment_score":0.4220392107963562},{"word":"done","start":596.93,"end":597.43,"confidence":0.98782504,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.09379561990499496},{"word":"there's","start":597.89,"end":598.29004,"confidence":0.8475963,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.015709498897194862},{"word":"a","start":598.29004,"end":598.37,"confidence":0.99979633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01489752158522606},{"word":"bit","start":598.37,"end":598.53,"confidence":0.99991655,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.016735611483454704},{"word":"of","start":598.53,"end":598.61,"confidence":0.99985373,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0067839715629816055},{"word":"a","start":598.61,"end":598.69,"confidence":0.9945868,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.00415158923715353},{"word":"mention","start":598.69,"end":599.09,"confidence":0.8761263,"punctuated_word":"mention","sentiment":"neutral","sentiment_score":0.005234230309724808},{"word":"about","start":599.09,"end":599.41003,"confidence":0.94692725,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0020139161497354507},{"word":"wills","start":599.41003,"end":599.73,"confidence":0.8517615,"punctuated_word":"wills","sentiment":"neutral","sentiment_score":0.00940961204469204},{"word":"and","start":599.73,"end":599.89,"confidence":0.990703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004259981215000153},{"word":"powers","start":599.89,"end":600.29004,"confidence":0.99749076,"punctuated_word":"powers","sentiment":"neutral","sentiment_score":0.009584922343492508},{"word":"of","start":600.29004,"end":600.45,"confidence":0.9310549,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006250092759728432},{"word":"attorney","start":600.45,"end":600.77,"confidence":0.99074835,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":3.50363552570343e-6},{"word":"and","start":600.77,"end":600.93,"confidence":0.9924401,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.003639750182628632},{"word":"things","start":600.93,"end":601.25,"confidence":0.99990547,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.008185340091586113},{"word":"like","start":601.25,"end":601.41003,"confidence":0.9998234,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.003987308591604233},{"word":"that","start":601.41003,"end":601.91003,"confidence":0.9989642,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.009666596539318562},{"word":"we've","start":601.97003,"end":602.29004,"confidence":0.99906826,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.02250998467206955},{"word":"redisclosed","start":602.29004,"end":602.79004,"confidence":0.8528681,"punctuated_word":"redisclosed","sentiment":"neutral","sentiment_score":0.011204269714653492},{"word":"our","start":603.09,"end":603.33,"confidence":0.989776,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.01986275613307953},{"word":"fees","start":603.33,"end":603.65,"confidence":0.99757856,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.008454792201519012},{"word":"in","start":603.65,"end":603.81,"confidence":0.9995875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03314175829291344},{"word":"there","start":603.81,"end":604.05,"confidence":0.9988826,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.05629507452249527},{"word":"just","start":604.05,"end":604.29004,"confidence":0.9356164,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02881719544529915},{"word":"so","start":604.29004,"end":604.37,"confidence":0.9997321,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03398984670639038},{"word":"you","start":604.37,"end":604.53,"confidence":0.9994209,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05147375911474228},{"word":"know","start":604.53,"end":604.85004,"confidence":0.9983292,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.041343607008457184},{"word":"what","start":604.85004,"end":605.09,"confidence":0.97466284,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.040498197078704834},{"word":"you","start":605.09,"end":605.25,"confidence":0.9997155,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05376376211643219},{"word":"signed","start":605.25,"end":605.57,"confidence":0.99913687,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.030402395874261856},{"word":"on","start":605.57,"end":605.73,"confidence":0.99982375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0460396334528923},{"word":"for","start":605.73,"end":606.23,"confidence":0.999731,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.053219497203826904},{"word":"as","start":606.45,"end":606.61,"confidence":0.9970221,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04219186305999756},{"word":"well","start":606.61,"end":607.11,"confidence":0.9998543,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.054077211767435074},{"word":"and","start":607.945,"end":608.185,"confidence":0.955745,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02759617008268833},{"word":"just","start":608.185,"end":608.345,"confidence":0.9996195,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.035259783267974854},{"word":"a","start":608.345,"end":608.425,"confidence":0.9998486,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04667430371046066},{"word":"couple","start":608.425,"end":608.745,"confidence":0.9999651,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.05144340917468071},{"word":"of","start":608.745,"end":608.825,"confidence":0.9978249,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05244433879852295},{"word":"steps","start":608.825,"end":609.225,"confidence":0.904866,"punctuated_word":"steps.","sentiment":"neutral","sentiment_score":0.06161218136548996},{"word":"basically","start":609.225,"end":609.705,"confidence":0.9974298,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.08176364004611969},{"word":"if","start":609.705,"end":609.865,"confidence":0.99870944,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16187343001365662},{"word":"you're","start":609.865,"end":610.02496,"confidence":0.99837756,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.18422774970531464},{"word":"happy","start":610.02496,"end":610.345,"confidence":0.99983096,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.26989251375198364},{"word":"with","start":610.345,"end":610.505,"confidence":0.99987733,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3591291010379791},{"word":"this","start":610.505,"end":611.005,"confidence":0.999288,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.32018622756004333},{"word":"read","start":611.305,"end":611.46497,"confidence":0.9954697,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.29423627257347107},{"word":"through","start":611.46497,"end":611.705,"confidence":0.99848396,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.34434962272644043},{"word":"it","start":611.705,"end":611.785,"confidence":0.9990841,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4458591639995575},{"word":"on","start":611.785,"end":611.945,"confidence":0.99967456,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.3035065531730652},{"word":"your","start":611.945,"end":612.105,"confidence":0.99990726,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24431826174259183},{"word":"phone","start":612.105,"end":612.605,"confidence":0.7992923,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.17990058660507202},{"word":"give","start":612.825,"end":612.985,"confidence":0.9995615,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.21377767622470856},{"word":"it","start":612.985,"end":613.225,"confidence":0.9997588,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24234604835510257},{"word":"a","start":613.225,"end":613.305,"confidence":0.9987913,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18692472577095032},{"word":"sign","start":613.305,"end":613.545,"confidence":0.99974865,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.15737995505332947},{"word":"when","start":613.545,"end":613.785,"confidence":0.99920964,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1303151398897171},{"word":"you're","start":613.785,"end":613.945,"confidence":0.99942327,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.16472694277763367},{"word":"comfortable","start":613.945,"end":614.445,"confidence":0.9963838,"punctuated_word":"comfortable.","sentiment":"neutral","sentiment_score":0.17786391079425812},{"word":"once","start":614.825,"end":615.145,"confidence":0.99962103,"punctuated_word":"Once","sentiment":"neutral","sentiment_score":0.1702800691127777},{"word":"that","start":615.145,"end":615.385,"confidence":0.99992526,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1975472867488861},{"word":"comes","start":615.385,"end":615.705,"confidence":0.9998611,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.2077063620090485},{"word":"back","start":615.705,"end":615.945,"confidence":0.99967086,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.20494598150253296},{"word":"to","start":615.945,"end":616.105,"confidence":0.9994524,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1783391386270523},{"word":"us","start":616.105,"end":616.345,"confidence":0.99974954,"punctuated_word":"us,","sentiment":"neutral","sentiment_score":0.18599288165569303},{"word":"we","start":616.345,"end":616.585,"confidence":0.9998567,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22456471621990204},{"word":"can","start":616.585,"end":616.745,"confidence":0.999343,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3229098320007324},{"word":"hop","start":616.745,"end":616.90497,"confidence":0.99955684,"punctuated_word":"hop","sentiment":"neutral","sentiment_score":0.22926904261112213},{"word":"on","start":616.90497,"end":617.065,"confidence":0.99983084,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.24598202109336853},{"word":"your","start":617.065,"end":617.225,"confidence":0.9940836,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23938781023025513},{"word":"netwealth","start":617.225,"end":617.625,"confidence":0.92907715,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":0.20130810141563416},{"word":"and","start":617.625,"end":617.865,"confidence":0.99468476,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18445877730846405},{"word":"switch","start":617.865,"end":618.185,"confidence":0.99964964,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.18221482634544373},{"word":"the","start":618.185,"end":618.345,"confidence":0.99961156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22735613584518433},{"word":"investments","start":618.345,"end":618.845,"confidence":0.9988368,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.06745095551013947},{"word":"around","start":618.985,"end":619.485,"confidence":0.9996594,"punctuated_word":"around.","sentiment":"neutral","sentiment_score":0.21661266684532168},{"word":"awesome","start":622.09,"end":622.59,"confidence":0.9956385,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.7802609205245972},{"word":"mate","start":622.65,"end":622.97003,"confidence":0.975981,"punctuated_word":"Mate,","sentiment":"positive","sentiment_score":0.6954938173294067},{"word":"that's","start":622.97003,"end":623.45,"confidence":0.9995768,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7441123723983765},{"word":"pretty","start":623.45,"end":623.69,"confidence":0.99983644,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.7136461734771729},{"word":"much","start":623.69,"end":624.01,"confidence":0.9998878,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6978651881217957},{"word":"everything","start":624.01,"end":624.33,"confidence":0.9999356,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.7037075757980347},{"word":"from","start":624.33,"end":624.57,"confidence":0.534372,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.6666451096534729},{"word":"me","start":624.57,"end":625.07,"confidence":0.9992213,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.5936402082443237},{"word":"i","start":625.81006,"end":626.31006,"confidence":0.79085284,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3883550763130188},{"word":"just","start":627.21,"end":627.45,"confidence":0.9983205,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3779270946979522},{"word":"double","start":627.45,"end":627.77,"confidence":0.9994286,"punctuated_word":"double","sentiment":"positive","sentiment_score":0.35732415318489075},{"word":"checking","start":627.77,"end":628.25,"confidence":0.89827526,"punctuated_word":"checking.","sentiment":"positive","sentiment_score":0.3773348033428192},{"word":"any","start":628.25,"end":628.57,"confidence":0.99963343,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.2112896740436554},{"word":"questions","start":628.57,"end":628.89,"confidence":0.9998317,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.2109253853559494},{"word":"on","start":628.89,"end":629.05005,"confidence":0.9888419,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.21457763016223907},{"word":"your","start":629.05005,"end":629.29004,"confidence":0.99874085,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2956250011920929},{"word":"end","start":629.29004,"end":629.61005,"confidence":0.8337769,"punctuated_word":"end?","sentiment":"neutral","sentiment_score":0.27170664072036743},{"word":"anything","start":629.61005,"end":629.93005,"confidence":0.9956903,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.16987952589988708},{"word":"else","start":629.93005,"end":630.17004,"confidence":0.999894,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.2212524116039276},{"word":"you","start":630.17004,"end":630.25,"confidence":0.99970275,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15301403403282166},{"word":"need","start":630.25,"end":630.49005,"confidence":0.99970055,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.15039244294166565},{"word":"help","start":630.49005,"end":630.65,"confidence":0.99862564,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.12763459980487823},{"word":"with","start":630.65,"end":631.15,"confidence":0.9991001,"punctuated_word":"with?","sentiment":"neutral","sentiment_score":0.19711759686470032},{"word":"so","start":637.46497,"end":637.70496,"confidence":0.99750084,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04932907968759537},{"word":"what","start":637.70496,"end":638.02496,"confidence":0.99891186,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05948154628276825},{"word":"it","start":638.02496,"end":638.185,"confidence":0.99980456,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09721162915229796},{"word":"does","start":638.185,"end":638.665,"confidence":0.9489275,"punctuated_word":"does,","sentiment":"neutral","sentiment_score":0.05966205149888992},{"word":"it's","start":638.665,"end":638.90497,"confidence":0.99169874,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07164880633354187},{"word":"kinda","start":638.90497,"end":639.225,"confidence":0.90506107,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.07191287726163864},{"word":"like","start":639.225,"end":639.305,"confidence":0.91916233,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07513100653886795},{"word":"have","start":639.385,"end":639.545,"confidence":0.99704415,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04441013187170029},{"word":"you","start":639.545,"end":639.625,"confidence":0.9997762,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04175644367933273},{"word":"ever","start":639.625,"end":639.785,"confidence":0.9995915,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.034977540373802185},{"word":"used","start":639.785,"end":640.02496,"confidence":0.94438326,"punctuated_word":"used,","sentiment":"neutral","sentiment_score":0.027736566960811615},{"word":"like","start":640.02496,"end":640.105,"confidence":0.9987029,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02985401079058647},{"word":"a","start":640.105,"end":640.26495,"confidence":0.9976599,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03394068032503128},{"word":"docusign","start":640.26495,"end":640.76495,"confidence":0.9998112,"punctuated_word":"DocuSign","sentiment":"neutral","sentiment_score":0.021848734468221664},{"word":"before","start":640.90497,"end":641.40497,"confidence":0.9996768,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":0.027030590921640396},{"word":"yeah","start":646.2,"end":646.52,"confidence":0.9983524,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04084474593400955},{"word":"we","start":646.52,"end":646.76,"confidence":0.9984854,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.024393176659941673},{"word":"used","start":646.76,"end":647.08,"confidence":0.9045681,"punctuated_word":"used","sentiment":"neutral","sentiment_score":0.039944276213645935},{"word":"docusign","start":647.08,"end":647.58,"confidence":0.99993783,"punctuated_word":"DocuSign","sentiment":"neutral","sentiment_score":0.04515066370368004},{"word":"previously","start":647.8,"end":648.3,"confidence":0.9985672,"punctuated_word":"previously.","sentiment":"neutral","sentiment_score":0.0387236513197422},{"word":"with","start":648.92,"end":649.16,"confidence":0.99927396,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.043580710887908936},{"word":"this","start":649.16,"end":649.32,"confidence":0.999992,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.05630643665790558},{"word":"one","start":649.32,"end":649.56,"confidence":0.9989904,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.060243960469961166},{"word":"it's","start":649.56,"end":649.72,"confidence":0.99980056,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07294086366891861},{"word":"very","start":649.72,"end":650.04,"confidence":0.99998176,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.06255578994750977},{"word":"similar","start":650.04,"end":650.44,"confidence":0.9987689,"punctuated_word":"similar.","sentiment":"neutral","sentiment_score":0.0595572404563427},{"word":"so","start":650.44,"end":650.68,"confidence":0.9998085,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05914229527115822},{"word":"when","start":650.68,"end":650.84,"confidence":0.99995387,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05849579721689224},{"word":"you","start":650.84,"end":651.0,"confidence":0.99998474,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05927689000964165},{"word":"open","start":651.0,"end":651.24,"confidence":0.9999299,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.05247382074594498},{"word":"up","start":651.24,"end":651.32,"confidence":0.99987376,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.05438016355037689},{"word":"the","start":651.32,"end":651.48,"confidence":0.99975985,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06414014846086502},{"word":"email","start":651.48,"end":651.96,"confidence":0.9997839,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.046882130205631256},{"word":"it's","start":651.96,"end":652.2,"confidence":0.99981314,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04310356825590134},{"word":"gonna","start":652.2,"end":652.44,"confidence":0.9793523,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.061202727258205414},{"word":"have","start":652.44,"end":652.6,"confidence":0.9997558,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0570877306163311},{"word":"a","start":652.6,"end":652.68,"confidence":0.99988186,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06499414891004562},{"word":"whole","start":652.68,"end":652.92,"confidence":0.9999914,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":0.04129428416490555},{"word":"bunch","start":652.92,"end":653.08,"confidence":0.999987,"punctuated_word":"bunch","sentiment":"neutral","sentiment_score":0.052756067365407944},{"word":"of","start":653.08,"end":653.32,"confidence":0.99984074,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04327675327658653},{"word":"attachments","start":653.32,"end":653.82,"confidence":0.8046092,"punctuated_word":"attachments,","sentiment":"neutral","sentiment_score":0.03625836968421936},{"word":"like","start":653.88,"end":654.12,"confidence":0.99982506,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.03525162115693092},{"word":"documents","start":654.12,"end":654.6,"confidence":0.8996617,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.026035591959953308},{"word":"attached","start":654.6,"end":655.08,"confidence":0.9822005,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.02471776492893696},{"word":"at","start":655.08,"end":655.16,"confidence":0.91497123,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.041272394359111786},{"word":"the","start":655.16,"end":655.32,"confidence":0.99981636,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05363001674413681},{"word":"bottom","start":655.32,"end":655.755,"confidence":0.8552269,"punctuated_word":"bottom,","sentiment":"neutral","sentiment_score":0.044009629637002945},{"word":"but","start":655.915,"end":656.155,"confidence":0.9992592,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.028491444885730743},{"word":"there'll","start":656.155,"end":656.235,"confidence":0.7511784,"punctuated_word":"there'll","sentiment":"neutral","sentiment_score":0.026014328002929688},{"word":"also","start":656.235,"end":656.715,"confidence":0.9993788,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.019090523943305016},{"word":"be","start":656.715,"end":656.955,"confidence":0.80779564,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.05450981110334397},{"word":"like","start":656.955,"end":657.115,"confidence":0.9988847,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07631459832191467},{"word":"a","start":657.115,"end":657.195,"confidence":0.99992895,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08584865927696228},{"word":"little","start":657.195,"end":657.59503,"confidence":0.99992704,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.11337625980377196},{"word":"blue","start":657.59503,"end":657.995,"confidence":0.9991937,"punctuated_word":"blue","sentiment":"neutral","sentiment_score":0.0870501846075058},{"word":"hyperlink","start":657.995,"end":658.495,"confidence":0.9991305,"punctuated_word":"hyperlink","sentiment":"neutral","sentiment_score":0.06727846711874008},{"word":"that","start":658.555,"end":658.675,"confidence":0.73492056,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10026971995830536},{"word":"for","start":658.795,"end":658.955,"confidence":0.99982566,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08192230015993118},{"word":"you","start":658.955,"end":659.03503,"confidence":0.9995764,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0782317966222763},{"word":"to","start":659.03503,"end":659.195,"confidence":0.99737716,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0668053925037384},{"word":"click","start":659.195,"end":659.435,"confidence":0.90807587,"punctuated_word":"click,","sentiment":"neutral","sentiment_score":0.05897988006472587},{"word":"and","start":659.435,"end":659.59503,"confidence":0.99976295,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07391372323036194},{"word":"it'll","start":659.59503,"end":659.915,"confidence":0.9848357,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.07833796739578247},{"word":"go","start":659.915,"end":660.155,"confidence":0.99918216,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.061321377754211426},{"word":"inside","start":660.155,"end":660.655,"confidence":0.9983285,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.05610331892967224},{"word":"to","start":660.715,"end":660.955,"confidence":0.9996859,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048774514347314835},{"word":"read","start":660.955,"end":661.195,"confidence":0.9996816,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.04565519839525223},{"word":"and","start":661.195,"end":661.355,"confidence":0.9996488,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03861390799283981},{"word":"sign","start":661.355,"end":661.59503,"confidence":0.99975604,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.03959886357188225},{"word":"the","start":661.59503,"end":661.755,"confidence":0.99515283,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0534672737121582},{"word":"document","start":661.755,"end":662.255,"confidence":0.99824333,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.053055182099342346},{"word":"you","start":664.155,"end":664.395,"confidence":0.99294233,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.09887930750846864},{"word":"should","start":664.395,"end":664.715,"confidence":0.99997556,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.12066937237977982},{"word":"have","start":664.715,"end":665.03503,"confidence":0.9998857,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10243967175483704},{"word":"some","start":665.03503,"end":665.355,"confidence":0.9998043,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0896870344877243},{"word":"buttons","start":665.355,"end":665.855,"confidence":0.99982774,"punctuated_word":"buttons","sentiment":"neutral","sentiment_score":0.08449721336364746},{"word":"that'll","start":666.315,"end":666.795,"confidence":0.9287617,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.0951826423406601},{"word":"pull","start":666.795,"end":666.955,"confidence":0.9994179,"punctuated_word":"pull","sentiment":"neutral","sentiment_score":0.0959586426615715},{"word":"you","start":666.955,"end":667.115,"confidence":0.9999112,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0784975215792656},{"word":"to","start":667.115,"end":667.275,"confidence":0.9998827,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07385295629501343},{"word":"the","start":667.275,"end":667.435,"confidence":0.9998739,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08613418787717819},{"word":"spots","start":667.435,"end":667.755,"confidence":0.9954378,"punctuated_word":"spots","sentiment":"neutral","sentiment_score":0.09416037797927856},{"word":"that","start":667.755,"end":667.835,"confidence":0.999908,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10455332696437836},{"word":"you","start":667.835,"end":667.995,"confidence":0.99992895,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08083149045705795},{"word":"need","start":667.995,"end":668.235,"confidence":0.9998889,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07543569058179855},{"word":"to","start":668.235,"end":668.315,"confidence":0.9992428,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05845903977751732},{"word":"sign","start":668.315,"end":668.795,"confidence":0.9377839,"punctuated_word":"sign,","sentiment":"neutral","sentiment_score":0.05951361358165741},{"word":"or","start":668.795,"end":669.03503,"confidence":0.9998022,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08763629198074341},{"word":"you","start":669.03503,"end":669.195,"confidence":0.9999366,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06433409452438354},{"word":"can","start":669.195,"end":669.355,"confidence":0.99991536,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.059448033571243286},{"word":"just","start":669.355,"end":669.59503,"confidence":0.9997559,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05873458832502365},{"word":"scroll","start":669.59503,"end":669.915,"confidence":0.99990666,"punctuated_word":"scroll","sentiment":"neutral","sentiment_score":0.04182851687073707},{"word":"through","start":669.915,"end":670.155,"confidence":0.999902,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.05775824934244156},{"word":"and","start":670.155,"end":670.315,"confidence":0.9995018,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04635626822710037},{"word":"read","start":670.315,"end":670.555,"confidence":0.9998301,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.04240758717060089},{"word":"the","start":670.555,"end":670.715,"confidence":0.999788,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.051954347640275955},{"word":"document","start":670.715,"end":671.215,"confidence":0.9987066,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.05764421820640564},{"word":"look","start":673.23,"end":673.47,"confidence":0.88917434,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.11716659367084505},{"word":"if","start":673.47,"end":673.71,"confidence":0.9979227,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.12090924382209778},{"word":"you","start":673.71,"end":673.79,"confidence":0.9999013,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07940779626369476},{"word":"have","start":673.79,"end":673.95,"confidence":0.9991761,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04871559888124466},{"word":"any","start":673.95,"end":674.19,"confidence":0.9999261,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.05544164776802063},{"word":"trouble","start":674.19,"end":674.59,"confidence":0.9981519,"punctuated_word":"trouble,","sentiment":"neutral","sentiment_score":0.08006735146045685},{"word":"just","start":674.59,"end":674.75,"confidence":0.99981946,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13496103882789612},{"word":"give","start":674.75,"end":674.99,"confidence":0.99995446,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.08657074719667435},{"word":"us","start":674.99,"end":675.15,"confidence":0.99989736,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.1097065880894661},{"word":"a","start":675.15,"end":675.23,"confidence":0.99925417,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11638475954532625},{"word":"call","start":675.23,"end":675.47,"confidence":0.99993837,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.07609394192695618},{"word":"on","start":675.47,"end":675.55,"confidence":0.50203145,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14025193452835083},{"word":"that","start":675.55,"end":675.79,"confidence":0.998855,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14849205315113068},{"word":"office","start":675.79,"end":676.02997,"confidence":0.99970764,"punctuated_word":"office","sentiment":"neutral","sentiment_score":0.10716453939676283},{"word":"number","start":676.02997,"end":676.52997,"confidence":0.9358516,"punctuated_word":"number,","sentiment":"neutral","sentiment_score":0.12634122371673584},{"word":"and","start":676.75,"end":676.99,"confidence":0.9995739,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1531737595796585},{"word":"the","start":676.99,"end":677.15,"confidence":0.99988544,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24479632079601288},{"word":"team","start":677.15,"end":677.39,"confidence":0.9991732,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.2007911056280136},{"word":"can","start":677.39,"end":677.55,"confidence":0.8881424,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2717737853527069},{"word":"kind","start":677.55,"end":677.79,"confidence":0.98797184,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.29294443130493164},{"word":"of","start":677.79,"end":677.87,"confidence":0.99896264,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2431650459766388},{"word":"walk","start":677.87,"end":678.11,"confidence":0.9993082,"punctuated_word":"walk","sentiment":"neutral","sentiment_score":0.26917770504951477},{"word":"you","start":678.11,"end":678.27,"confidence":0.9970209,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22235462069511416},{"word":"through","start":678.27,"end":678.51,"confidence":0.9928301,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.23766914010047913},{"word":"it","start":678.51,"end":678.67,"confidence":0.99336785,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16427107155323029},{"word":"alongside","start":678.67,"end":679.15,"confidence":0.9976514,"punctuated_word":"alongside","sentiment":"neutral","sentiment_score":0.18130722641944885},{"word":"you","start":679.15,"end":679.65,"confidence":0.9992473,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.14719873666763306},{"word":"cool","start":681.87,"end":682.37,"confidence":0.89541495,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2474353313446045},{"word":"last","start":683.565,"end":683.72504,"confidence":0.9677596,"punctuated_word":"Last","sentiment":"neutral","sentiment_score":0.08035366982221603},{"word":"thing","start":683.72504,"end":683.765,"confidence":0.999663,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.11191821098327635},{"word":"i","start":683.765,"end":683.805,"confidence":0.49747863,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.067631796002388},{"word":"just","start":683.805,"end":684.205,"confidence":0.9851946,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0866469144821167},{"word":"wanna","start":684.205,"end":684.365,"confidence":0.8365234,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07352187484502792},{"word":"check","start":684.365,"end":684.685,"confidence":0.99312615,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.05693172290921211},{"word":"because","start":684.685,"end":685.185,"confidence":0.73126644,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04188719391822815},{"word":"when","start":686.84503,"end":687.16504,"confidence":0.91473275,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05502576753497124},{"word":"i","start":687.16504,"end":687.325,"confidence":0.99988425,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05946759134531021},{"word":"was","start":687.325,"end":687.485,"confidence":0.99989116,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05473184213042259},{"word":"talking","start":687.485,"end":687.885,"confidence":0.99991155,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.08596080541610718},{"word":"about","start":687.885,"end":688.125,"confidence":0.9997317,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09510208666324615},{"word":"your","start":688.125,"end":688.445,"confidence":0.99984086,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12233447283506392},{"word":"goals","start":688.445,"end":688.84503,"confidence":0.9995407,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.07988542318344116},{"word":"before","start":688.84503,"end":689.34503,"confidence":0.96171737,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":0.06925298273563385},{"word":"is","start":690.60504,"end":690.84503,"confidence":0.9989452,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0803266316652298},{"word":"there","start":690.84503,"end":691.085,"confidence":0.9998123,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10936539620161057},{"word":"anything","start":691.085,"end":691.585,"confidence":0.9995459,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.10261350870132446},{"word":"okay","start":692.525,"end":692.765,"confidence":0.9976764,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.048751961439847946},{"word":"sorry","start":692.765,"end":693.085,"confidence":0.9200481,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.007235854864120483},{"word":"let","start":693.085,"end":693.245,"confidence":0.9996637,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.011692509055137634},{"word":"me","start":693.245,"end":693.405,"confidence":0.9999647,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.01930132508277893},{"word":"reset","start":693.405,"end":693.72504,"confidence":0.99895275,"punctuated_word":"reset","sentiment":"neutral","sentiment_score":-0.005677707493305206},{"word":"for","start":693.72504,"end":693.885,"confidence":0.9954764,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02029885351657867},{"word":"a","start":693.885,"end":693.965,"confidence":0.9986387,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0016780868172645569},{"word":"quick","start":693.965,"end":694.205,"confidence":0.99992406,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.02187305688858032},{"word":"sec","start":694.205,"end":694.705,"confidence":0.99824834,"punctuated_word":"sec.","sentiment":"neutral","sentiment_score":0.02471536211669445},{"word":"when","start":694.84503,"end":695.085,"confidence":0.9059146,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.02165933698415756},{"word":"you're","start":695.085,"end":695.325,"confidence":0.998251,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.055770765990018845},{"word":"doing","start":695.325,"end":695.565,"confidence":0.9997986,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.08894757926464081},{"word":"the","start":695.565,"end":695.72504,"confidence":0.99958676,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09805258363485336},{"word":"savings","start":695.72504,"end":696.125,"confidence":0.99977344,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.07824644446372986},{"word":"and","start":696.125,"end":696.28503,"confidence":0.968714,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07548778504133224},{"word":"building","start":696.28503,"end":696.60504,"confidence":0.9999211,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.16298840939998627},{"word":"up","start":696.60504,"end":696.765,"confidence":0.9995117,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.13020776212215424},{"word":"for","start":696.765,"end":696.84503,"confidence":0.98137397,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11377258598804474},{"word":"the","start":696.84503,"end":696.925,"confidence":0.99968994,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12212102115154266},{"word":"house","start":696.925,"end":697.245,"confidence":0.997886,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.11234986782073976},{"word":"deposit","start":697.245,"end":697.565,"confidence":0.7917224,"punctuated_word":"deposit,","sentiment":"neutral","sentiment_score":0.10198905318975449},{"word":"anything","start":697.565,"end":697.885,"confidence":0.9874374,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.13358986377716064},{"word":"like","start":697.885,"end":698.045,"confidence":0.99829406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.036923348903656006},{"word":"that","start":698.045,"end":698.205,"confidence":0.9971852,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.055672455579042435},{"word":"is","start":698.205,"end":698.28503,"confidence":0.9981865,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06881751120090485},{"word":"there","start":698.28503,"end":698.445,"confidence":0.99619836,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1161963939666748},{"word":"any","start":698.445,"end":698.685,"confidence":0.99879116,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.13893763720989227},{"word":"help","start":698.685,"end":698.925,"confidence":0.9962276,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.08201328665018082},{"word":"that","start":698.925,"end":699.005,"confidence":0.98182064,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10703425854444504},{"word":"you","start":699.005,"end":699.3,"confidence":0.97726977,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09276123344898224},{"word":"from","start":699.3,"end":699.54,"confidence":0.995877,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.08619726449251175},{"word":"us","start":699.54,"end":699.7,"confidence":0.998876,"punctuated_word":"us?","sentiment":"neutral","sentiment_score":0.06691496074199677},{"word":"do","start":699.7,"end":699.77997,"confidence":0.9979692,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.008664965629577637},{"word":"you","start":699.77997,"end":699.94,"confidence":0.9999304,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04186511039733887},{"word":"need","start":699.94,"end":700.18,"confidence":0.99982184,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.04755543917417526},{"word":"us","start":700.18,"end":700.42,"confidence":0.999742,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.0647730827331543},{"word":"to","start":700.42,"end":700.5,"confidence":0.99880624,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.047965049743652344},{"word":"find","start":700.5,"end":700.82,"confidence":0.99944395,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.05042070150375366},{"word":"you","start":700.82,"end":701.32,"confidence":0.89035416,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0511280745267868},{"word":"a","start":701.77997,"end":701.86,"confidence":0.9048438,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05797836557030678},{"word":"mortgage","start":701.86,"end":702.26,"confidence":0.9230186,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.08808383345603943},{"word":"broker","start":702.26,"end":702.58,"confidence":0.9976673,"punctuated_word":"broker","sentiment":"neutral","sentiment_score":0.09004589915275574},{"word":"soon","start":702.58,"end":702.82,"confidence":0.99133146,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":0.13880501687526703},{"word":"to","start":702.82,"end":702.98,"confidence":0.9969554,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.143117755651474},{"word":"help","start":702.98,"end":703.14,"confidence":0.99992454,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.1719074547290802},{"word":"you","start":703.14,"end":703.3,"confidence":0.99961746,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14468252658843994},{"word":"get","start":703.3,"end":703.45996,"confidence":0.99992716,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12499259412288666},{"word":"a","start":703.45996,"end":703.54,"confidence":0.99918157,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12082970142364502},{"word":"house","start":703.54,"end":703.86,"confidence":0.99842787,"punctuated_word":"house?","sentiment":"neutral","sentiment_score":0.04489526152610779},{"word":"do","start":703.86,"end":704.01996,"confidence":0.9996989,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.009207677096128464},{"word":"you","start":704.01996,"end":704.1,"confidence":0.9999126,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01934883743524551},{"word":"want","start":704.1,"end":704.26,"confidence":0.999595,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.02176067978143692},{"word":"us","start":704.26,"end":704.42,"confidence":0.99950874,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.038776397705078125},{"word":"to","start":704.42,"end":704.5,"confidence":0.99844307,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.034489706158638},{"word":"touch","start":704.5,"end":704.82,"confidence":0.9999337,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.04133418947458267},{"word":"base","start":704.82,"end":705.06,"confidence":0.9993369,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.041747018694877625},{"word":"on","start":705.06,"end":705.22,"confidence":0.99961996,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03458520025014877},{"word":"this","start":705.22,"end":705.54,"confidence":0.99985385,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.054606251418590546},{"word":"next","start":705.54,"end":705.77997,"confidence":0.99979895,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.04911435395479202},{"word":"year","start":705.77997,"end":706.27997,"confidence":0.99966574,"punctuated_word":"year?","sentiment":"neutral","sentiment_score":0.047486353665590286},{"word":"what","start":706.82,"end":706.98,"confidence":0.99888736,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.0070804208517074585},{"word":"do","start":706.98,"end":707.06,"confidence":0.99848217,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0021335668861865997},{"word":"you","start":707.06,"end":707.22,"confidence":0.9999188,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015621647238731384},{"word":"need","start":707.22,"end":707.38,"confidence":0.99994445,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.01511792093515396},{"word":"from","start":707.38,"end":707.7,"confidence":0.9990206,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0030209869146347046},{"word":"us","start":707.7,"end":708.2,"confidence":0.9983901,"punctuated_word":"us?","sentiment":"neutral","sentiment_score":0.02188403345644474},{"word":"yep","start":723.89,"end":724.39,"confidence":0.82901835,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08346577733755112},{"word":"that's","start":725.41003,"end":725.81,"confidence":0.9243099,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.25722599029541016},{"word":"easy","start":725.81,"end":726.13,"confidence":0.9416333,"punctuated_word":"easy","sentiment":"neutral","sentiment_score":0.32500898838043213},{"word":"done","start":726.13,"end":726.45,"confidence":0.99592614,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.23398526012897491},{"word":"so","start":726.45,"end":726.93,"confidence":0.9996275,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.18290448188781736},{"word":"whenever","start":726.93,"end":727.33,"confidence":0.9992907,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.17896601557731628},{"word":"we","start":727.33,"end":727.57,"confidence":0.9999448,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1748812198638916},{"word":"talk","start":727.57,"end":727.81,"confidence":0.99455017,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.2021765857934952},{"word":"to","start":727.81,"end":727.89,"confidence":0.9996025,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21098379790782928},{"word":"you","start":727.89,"end":728.13,"confidence":0.98828024,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.19052526354789737},{"word":"like","start":728.13,"end":728.29004,"confidence":0.95529234,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.16748204827308655},{"word":"when","start":728.29004,"end":728.45,"confidence":0.99991703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.19751006364822388},{"word":"we","start":728.45,"end":728.53,"confidence":0.9999194,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18747666478157043},{"word":"do","start":728.53,"end":728.77,"confidence":0.9999373,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2493729144334793},{"word":"the","start":728.77,"end":728.93,"confidence":0.99975806,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2345368266105652},{"word":"next","start":728.93,"end":729.17004,"confidence":0.9999275,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.18526217341423035},{"word":"annual","start":729.17004,"end":729.49,"confidence":0.9997842,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.20778456330299375},{"word":"review","start":729.49,"end":729.81,"confidence":0.9999621,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.18501994013786316},{"word":"and","start":729.81,"end":729.97003,"confidence":0.9955707,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2039109468460083},{"word":"see","start":729.97003,"end":730.13,"confidence":0.9994584,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.23128843307495117},{"word":"how","start":730.13,"end":730.29004,"confidence":0.99983823,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.20515957474708557},{"word":"the","start":730.29004,"end":730.45,"confidence":0.99374276,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28565213084220886},{"word":"super","start":730.45,"end":730.69,"confidence":0.6453803,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3971237540245056},{"word":"has","start":730.69,"end":730.85004,"confidence":0.5550093,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.24865658581256864},{"word":"been","start":730.85004,"end":731.01,"confidence":0.99972457,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.2609310746192932},{"word":"going","start":731.01,"end":731.33,"confidence":0.99669373,"punctuated_word":"going,","sentiment":"neutral","sentiment_score":0.30789580941200256},{"word":"we'll","start":731.33,"end":731.57,"confidence":0.99973285,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.18906453251838684},{"word":"touch","start":731.57,"end":731.81,"confidence":0.9999651,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.1714583933353424},{"word":"on","start":731.81,"end":731.97003,"confidence":0.9997111,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.18316982686519623},{"word":"it","start":731.97003,"end":732.29004,"confidence":0.99959975,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1932363212108612},{"word":"and","start":732.29004,"end":732.53,"confidence":0.98123574,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1599687784910202},{"word":"see","start":732.53,"end":732.69,"confidence":0.99995077,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1677848845720291},{"word":"if","start":732.69,"end":732.77,"confidence":0.9999567,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18192127346992493},{"word":"you","start":732.77,"end":732.93,"confidence":0.99928623,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14456523954868317},{"word":"need","start":732.93,"end":733.17004,"confidence":0.9995016,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.1209714412689209},{"word":"anything","start":733.17004,"end":733.67004,"confidence":0.9973601,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.12927228212356567},{"word":"in","start":733.81,"end":734.13,"confidence":0.9984273,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.0991750955581665},{"word":"between","start":734.13,"end":734.63,"confidence":0.9906178,"punctuated_word":"between,","sentiment":"neutral","sentiment_score":0.08615405112504959},{"word":"if","start":734.69,"end":734.93,"confidence":0.9995448,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12610755860805511},{"word":"something","start":734.93,"end":735.25,"confidence":0.9999387,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.11907579749822617},{"word":"pops","start":735.25,"end":735.49,"confidence":0.9997633,"punctuated_word":"pops","sentiment":"neutral","sentiment_score":0.12098242342472076},{"word":"up","start":735.49,"end":735.65,"confidence":0.9998473,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12407738715410233},{"word":"and","start":735.65,"end":735.81,"confidence":0.98722166,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11177390813827516},{"word":"you","start":735.81,"end":735.97003,"confidence":0.9999442,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14018866419792175},{"word":"do","start":735.97003,"end":736.13,"confidence":0.9994448,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14728771150112152},{"word":"wanna","start":736.13,"end":736.45,"confidence":0.93183416,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.1854514330625534},{"word":"jump","start":736.45,"end":736.77,"confidence":0.99927896,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.20030458271503448},{"word":"onto","start":736.77,"end":737.01,"confidence":0.7733796,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.143963024020195},{"word":"it","start":737.01,"end":737.25,"confidence":0.996906,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1929795444011688},{"word":"or","start":737.25,"end":737.41003,"confidence":0.9970797,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.13696786761283877},{"word":"talk","start":737.41003,"end":737.65,"confidence":0.9999163,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.11843876540660858},{"word":"about","start":737.65,"end":737.89,"confidence":0.99992454,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1219499334692955},{"word":"anything","start":737.89,"end":738.29004,"confidence":0.9998313,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.16422848403453827},{"word":"else","start":738.29004,"end":738.79004,"confidence":0.9995959,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":0.13382066786289215},{"word":"just","start":738.905,"end":739.065,"confidence":0.9997042,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13515552878379822},{"word":"give","start":739.065,"end":739.305,"confidence":0.99995327,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.12280724942684174},{"word":"us","start":739.305,"end":739.465,"confidence":0.9999049,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.12188315391540527},{"word":"a","start":739.465,"end":739.545,"confidence":0.99891174,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17209535837173462},{"word":"call","start":739.545,"end":740.045,"confidence":0.92715365,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.12974029779434204},{"word":"reply","start":740.10504,"end":740.425,"confidence":0.99970335,"punctuated_word":"reply","sentiment":"neutral","sentiment_score":0.14421449601650238},{"word":"to","start":740.425,"end":740.585,"confidence":0.9998311,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14200815558433533},{"word":"an","start":740.585,"end":740.66504,"confidence":0.99988115,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1210949718952179},{"word":"email","start":740.66504,"end":741.065,"confidence":0.9994153,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.10133884102106094},{"word":"send","start":741.065,"end":741.305,"confidence":0.99928063,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.1304357349872589},{"word":"us","start":741.305,"end":741.465,"confidence":0.9998822,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.15192095935344696},{"word":"a","start":741.465,"end":741.545,"confidence":0.99965394,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17057311534881592},{"word":"text","start":741.545,"end":741.865,"confidence":0.9960258,"punctuated_word":"text,","sentiment":"neutral","sentiment_score":0.15940417349338531},{"word":"and","start":741.865,"end":742.025,"confidence":0.999281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16390639543533325},{"word":"we","start":742.025,"end":742.185,"confidence":0.99993,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.18385212123394012},{"word":"can","start":742.185,"end":742.505,"confidence":0.99991274,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24488377571105957},{"word":"have","start":742.505,"end":742.745,"confidence":0.99961996,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21567414700984955},{"word":"a","start":742.745,"end":742.825,"confidence":0.99957854,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1849830001592636},{"word":"bit","start":742.825,"end":742.985,"confidence":0.9998078,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.20024627447128296},{"word":"of","start":742.985,"end":743.385,"confidence":0.9998599,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2206871658563614},{"word":"a","start":743.385,"end":743.625,"confidence":0.9997962,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19024202227592468},{"word":"a","start":743.625,"end":743.705,"confidence":0.9648737,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15157201886177063},{"word":"meeting","start":743.705,"end":743.945,"confidence":0.99982953,"punctuated_word":"meeting","sentiment":"neutral","sentiment_score":0.1255156397819519},{"word":"with","start":743.945,"end":744.185,"confidence":0.9999304,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10838641226291656},{"word":"you","start":744.185,"end":744.505,"confidence":0.99978894,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15931090712547302},{"word":"or","start":744.505,"end":744.745,"confidence":0.99832684,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08962900191545486},{"word":"your","start":744.745,"end":744.985,"confidence":0.99985397,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08762557804584503},{"word":"partner","start":744.985,"end":745.485,"confidence":0.99938214,"punctuated_word":"partner.","sentiment":"neutral","sentiment_score":0.09809428453445436},{"word":"awesome","start":749.065,"end":749.545,"confidence":0.993896,"punctuated_word":"Awesome,","sentiment":"positive","sentiment_score":0.7660790085792542},{"word":"terry","start":749.545,"end":750.025,"confidence":0.9880413,"punctuated_word":"Terry.","sentiment":"positive","sentiment_score":0.7636175155639648},{"word":"i","start":750.025,"end":750.34503,"confidence":0.61627465,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8160688281059265},{"word":"appreciate","start":750.34503,"end":750.84503,"confidence":0.9698262,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.8107591867446899},{"word":"you","start":750.985,"end":751.145,"confidence":0.9996277,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8237338662147522},{"word":"taking","start":751.145,"end":751.465,"confidence":0.99887496,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.8544599413871765},{"word":"the","start":751.465,"end":751.625,"confidence":0.9995003,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7924239635467529},{"word":"time","start":751.625,"end":751.865,"confidence":0.999985,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.8097614645957947},{"word":"today","start":751.865,"end":752.265,"confidence":0.999891,"punctuated_word":"today.","sentiment":"positive","sentiment_score":0.782554030418396},{"word":"do","start":752.265,"end":752.34503,"confidence":0.997554,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.23574942350387573},{"word":"you","start":752.34503,"end":752.425,"confidence":0.9997745,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2591014802455902},{"word":"have","start":752.425,"end":752.585,"confidence":0.9998252,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24803991615772247},{"word":"any","start":752.585,"end":752.905,"confidence":0.9999738,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.20465177297592163},{"word":"last","start":752.905,"end":753.145,"confidence":0.9997943,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.178326353430748},{"word":"questions","start":753.145,"end":753.545,"confidence":0.9987355,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.19240495562553409},{"word":"for","start":753.545,"end":753.625,"confidence":0.9945379,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18066298961639404},{"word":"me","start":753.625,"end":753.78503,"confidence":0.99974626,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.28479403257369995},{"word":"before","start":753.78503,"end":754.025,"confidence":0.9998246,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.2503455877304077},{"word":"i","start":754.025,"end":754.185,"confidence":0.99987805,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2606625556945801},{"word":"let","start":754.185,"end":754.34503,"confidence":0.9985018,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.29204273223876953},{"word":"you","start":754.34503,"end":754.425,"confidence":0.99985945,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.287455290555954},{"word":"go","start":754.425,"end":754.8,"confidence":0.9994792,"punctuated_word":"go?","sentiment":"neutral","sentiment_score":0.26636382937431335},{"word":"cool","start":759.04,"end":759.44,"confidence":0.9981872,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.31428083777427673},{"word":"if","start":759.44,"end":759.6,"confidence":0.9992072,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.23995032906532288},{"word":"you","start":759.6,"end":759.76,"confidence":0.99995136,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1815195679664612},{"word":"do","start":759.76,"end":759.92,"confidence":0.99260616,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.18939924240112305},{"word":"mate","start":759.92,"end":760.16,"confidence":0.96126,"punctuated_word":"mate,","sentiment":"neutral","sentiment_score":0.22820119559764865},{"word":"again","start":760.16,"end":760.39996,"confidence":0.9969227,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.18762990832328796},{"word":"we're","start":760.39996,"end":760.56,"confidence":0.99898475,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.23456266522407532},{"word":"just","start":760.56,"end":760.8,"confidence":0.99992085,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2646166682243347},{"word":"a","start":760.8,"end":760.88,"confidence":0.9896017,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2530531883239746},{"word":"phone","start":760.88,"end":761.12,"confidence":0.9997155,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.15850940346717834},{"word":"call","start":761.12,"end":761.36,"confidence":0.99978215,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.200461745262146},{"word":"away","start":761.36,"end":761.83997,"confidence":0.9942528,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":0.1863611489534378},{"word":"i'll","start":761.83997,"end":762.08,"confidence":0.999964,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15294091403484344},{"word":"leave","start":762.08,"end":762.24,"confidence":0.9999342,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.17018012702465057},{"word":"you","start":762.24,"end":762.39996,"confidence":0.99968505,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18617819249629977},{"word":"with","start":762.39996,"end":762.56,"confidence":0.9995395,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1991684287786484},{"word":"that","start":762.56,"end":762.72,"confidence":0.9640178,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18161337077617645},{"word":"email","start":762.72,"end":763.12,"confidence":0.9789785,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.1273242086172104},{"word":"again","start":763.12,"end":763.44,"confidence":0.9996232,"punctuated_word":"Again,","sentiment":"neutral","sentiment_score":0.11307847499847412},{"word":"just","start":763.44,"end":763.68,"confidence":0.9997657,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12568002939224243},{"word":"check","start":763.68,"end":763.92,"confidence":0.9999497,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.10207440704107285},{"word":"your","start":763.92,"end":764.08,"confidence":0.9990546,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07157839834690094},{"word":"spam","start":764.08,"end":764.32,"confidence":0.99809474,"punctuated_word":"spam","sentiment":"neutral","sentiment_score":0.030809327960014343},{"word":"box","start":764.32,"end":764.56,"confidence":0.9918338,"punctuated_word":"box","sentiment":"neutral","sentiment_score":0.05915943905711174},{"word":"if","start":764.56,"end":764.72,"confidence":0.97325134,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07157054543495178},{"word":"it's","start":764.72,"end":764.95996,"confidence":0.9998541,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04020082950592041},{"word":"going","start":764.95996,"end":765.2,"confidence":0.99030674,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.05616725981235504},{"word":"in","start":765.2,"end":765.36,"confidence":0.99906236,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.038118455559015274},{"word":"there","start":765.36,"end":765.6,"confidence":0.99980694,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07729214429855347},{"word":"or","start":765.6,"end":765.76,"confidence":0.98389626,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06928645819425583},{"word":"your","start":765.76,"end":765.92,"confidence":0.9997346,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08728159219026566},{"word":"main","start":765.92,"end":766.16,"confidence":0.9999217,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.08330097049474716},{"word":"inbox","start":766.16,"end":766.66,"confidence":0.76091737,"punctuated_word":"inbox.","sentiment":"neutral","sentiment_score":0.08535781502723694},{"word":"and","start":766.895,"end":767.055,"confidence":0.9947679,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09653601795434952},{"word":"any","start":767.055,"end":767.215,"confidence":0.99982846,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.03479846566915512},{"word":"trouble","start":767.215,"end":767.535,"confidence":0.9997491,"punctuated_word":"trouble","sentiment":"neutral","sentiment_score":0.04628020524978638},{"word":"with","start":767.535,"end":767.855,"confidence":0.99978393,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05503929406404495},{"word":"that","start":767.855,"end":768.335,"confidence":0.8804374,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.09484835714101791},{"word":"we","start":768.495,"end":768.655,"confidence":0.99899584,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11255457997322084},{"word":"call","start":768.655,"end":768.895,"confidence":0.99943525,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.11661747843027116},{"word":"it","start":768.895,"end":769.135,"confidence":0.9989353,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17080828547477722},{"word":"odoo","start":769.135,"end":769.455,"confidence":0.8651836,"punctuated_word":"Odoo","sentiment":"neutral","sentiment_score":0.09778481721878052},{"word":"sign","start":769.455,"end":769.695,"confidence":0.8986048,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.08281446993350983},{"word":"because","start":769.695,"end":769.935,"confidence":0.8492988,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09955297410488129},{"word":"we","start":769.935,"end":770.09503,"confidence":0.9998553,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17363189160823822},{"word":"built","start":770.09503,"end":770.335,"confidence":0.97545403,"punctuated_word":"built","sentiment":"neutral","sentiment_score":0.2638881206512451},{"word":"it","start":770.335,"end":770.495,"confidence":0.99968624,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2007961869239807},{"word":"for","start":770.495,"end":770.655,"confidence":0.9995177,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.047316230833530426},{"word":"ourselves","start":770.655,"end":771.155,"confidence":0.98198867,"punctuated_word":"ourselves.","sentiment":"neutral","sentiment_score":0.07776129245758057},{"word":"any","start":771.375,"end":771.615,"confidence":0.9992532,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.022462178021669388},{"word":"trouble","start":771.615,"end":771.935,"confidence":0.9994349,"punctuated_word":"trouble","sentiment":"neutral","sentiment_score":-0.01732543110847473},{"word":"with","start":771.935,"end":772.015,"confidence":0.95362085,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0043752603232860565},{"word":"that","start":772.015,"end":772.255,"confidence":0.99699384,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.014748642221093178},{"word":"just","start":772.255,"end":772.495,"confidence":0.9997955,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.012762680649757384},{"word":"let","start":772.495,"end":772.655,"confidence":0.9996238,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.015489637851715088},{"word":"us","start":772.655,"end":772.815,"confidence":0.99992776,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.0096898190677166},{"word":"know","start":772.815,"end":773.315,"confidence":0.9998628,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.023442743346095085},{"word":"awesome","start":776.175,"end":776.495,"confidence":0.9804592,"punctuated_word":"Awesome,","sentiment":"positive","sentiment_score":0.5177942514419556},{"word":"mate","start":776.495,"end":776.735,"confidence":0.9985186,"punctuated_word":"mate.","sentiment":"neutral","sentiment_score":0.2523011863231659},{"word":"you","start":776.735,"end":776.815,"confidence":0.95483977,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.016418972983956337},{"word":"have","start":776.815,"end":776.975,"confidence":0.9956197,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.013097051531076431},{"word":"a","start":776.975,"end":777.135,"confidence":0.9262193,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.017713133245706558},{"word":"fence","start":777.135,"end":777.635,"confidence":0.8718611,"punctuated_word":"fence?","sentiment":"neutral","sentiment_score":0.044150106608867645},{"word":"yeah","start":780.99,"end":781.23004,"confidence":0.9977723,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07640660554170609},{"word":"yeah","start":781.23004,"end":781.73004,"confidence":0.89536285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10496552288532256},{"word":"yeah","start":788.03,"end":788.27,"confidence":0.9940219,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17898404598236084},{"word":"that'd","start":788.27,"end":788.59,"confidence":0.902913,"punctuated_word":"That'd","sentiment":"neutral","sentiment_score":0.23749499022960663},{"word":"be","start":788.59,"end":788.75,"confidence":0.9997025,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2864064574241638},{"word":"handy","start":788.75,"end":788.95,"confidence":0.99984825,"punctuated_word":"handy.","sentiment":"neutral","sentiment_score":0.2079097330570221},{"word":"i","start":788.95,"end":789.15,"confidence":0.99985325,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14700523018836975},{"word":"mean","start":789.15,"end":789.39,"confidence":0.9997735,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.14398591220378876},{"word":"we've","start":789.39,"end":789.55,"confidence":0.99995065,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.14412420988082886},{"word":"got","start":789.55,"end":789.71,"confidence":0.99997604,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15303505957126615},{"word":"the","start":789.71,"end":789.87,"confidence":0.99992967,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14982816576957703},{"word":"ability","start":789.87,"end":790.19,"confidence":0.99986696,"punctuated_word":"ability","sentiment":"neutral","sentiment_score":0.1652013659477234},{"word":"to","start":790.19,"end":790.27,"confidence":0.998483,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14489558339118958},{"word":"log","start":790.27,"end":790.51,"confidence":0.99990344,"punctuated_word":"log","sentiment":"neutral","sentiment_score":0.12373411655426024},{"word":"on","start":790.51,"end":790.67004,"confidence":0.9994727,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10659170150756836},{"word":"and","start":790.67004,"end":790.91003,"confidence":0.999496,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10849253833293916},{"word":"check","start":790.91003,"end":791.07,"confidence":0.99986625,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.10537491738796234},{"word":"it","start":791.07,"end":791.23004,"confidence":0.9593029,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.010469121858477592},{"word":"so","start":791.23004,"end":791.47003,"confidence":0.9998155,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1177343875169754},{"word":"if","start":791.47003,"end":791.55,"confidence":0.99975675,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10907979309558868},{"word":"you","start":791.55,"end":791.71,"confidence":0.9999776,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1194198727607727},{"word":"just","start":791.71,"end":791.87,"confidence":0.9998553,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10051850974559784},{"word":"give","start":791.87,"end":792.03,"confidence":0.9998753,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.0867529958486557},{"word":"us","start":792.03,"end":792.19,"confidence":0.999902,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.08849537372589111},{"word":"a","start":792.19,"end":792.27,"confidence":0.9980319,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08757791668176651},{"word":"buzz","start":792.27,"end":792.51,"confidence":0.99996686,"punctuated_word":"buzz","sentiment":"neutral","sentiment_score":0.19765615463256836},{"word":"when","start":792.51,"end":792.75,"confidence":0.99827313,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07335858047008514},{"word":"you're","start":792.75,"end":792.91003,"confidence":0.9996402,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09733905643224716},{"word":"done","start":792.91003,"end":793.335,"confidence":0.99952614,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":0.09997422248125076},{"word":"we","start":793.41504,"end":793.495,"confidence":0.99984145,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16313616931438446},{"word":"can","start":793.495,"end":793.73505,"confidence":0.9999156,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1536807119846344},{"word":"have","start":793.73505,"end":793.775,"confidence":0.99991584,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1811629831790924},{"word":"a","start":793.775,"end":793.815,"confidence":0.9998344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14474689960479736},{"word":"look","start":793.815,"end":794.155,"confidence":0.99997556,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10482246428728104},{"word":"then","start":794.155,"end":794.495,"confidence":0.9952356,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.18611304461956024},{"word":"as","start":794.495,"end":794.835,"confidence":0.99964476,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09063053876161575},{"word":"well","start":794.835,"end":795.17505,"confidence":0.89594173,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.07430911064147949},{"word":"but","start":795.335,"end":795.495,"confidence":0.9923441,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.06420670449733734},{"word":"we'll","start":795.495,"end":795.73505,"confidence":0.98054206,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.06602396070957184},{"word":"check","start":795.73505,"end":795.97504,"confidence":0.9990245,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.065933458507061},{"word":"it","start":795.97504,"end":796.055,"confidence":0.9970554,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04792486131191254},{"word":"every","start":796.055,"end":796.29504,"confidence":0.9997352,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.03515426442027092},{"word":"couple","start":796.29504,"end":796.53503,"confidence":0.99946433,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.023351743817329407},{"word":"of","start":796.53503,"end":796.61505,"confidence":0.9987845,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0716380625963211},{"word":"days","start":796.61505,"end":796.935,"confidence":0.99995506,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.044810060411691666},{"word":"anyway","start":796.935,"end":797.435,"confidence":0.9370334,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":0.08337080478668213},{"word":"awesome","start":799.895,"end":800.375,"confidence":0.99112684,"punctuated_word":"Awesome,","sentiment":"positive","sentiment_score":0.8376389741897583},{"word":"mate","start":800.375,"end":800.61505,"confidence":0.99844635,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.8020176887512207},{"word":"thank","start":800.61505,"end":800.775,"confidence":0.999858,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8380430340766907},{"word":"you","start":800.775,"end":800.85504,"confidence":0.9998957,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8825622797012329},{"word":"so","start":800.85504,"end":801.015,"confidence":0.9996013,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.8652562499046326},{"word":"much","start":801.015,"end":801.255,"confidence":0.999846,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8863359689712524},{"word":"for","start":801.255,"end":801.335,"confidence":0.99940157,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8394472002983093},{"word":"your","start":801.335,"end":801.495,"confidence":0.9991351,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.8464218974113464},{"word":"time","start":801.495,"end":801.73505,"confidence":0.99995875,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.8615994453430176},{"word":"today","start":801.73505,"end":802.055,"confidence":0.9911305,"punctuated_word":"today,","sentiment":"positive","sentiment_score":0.8063998222351074},{"word":"and","start":802.055,"end":802.375,"confidence":0.9995908,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7964636087417603},{"word":"we","start":802.375,"end":802.53503,"confidence":0.99991965,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.7747282981872559},{"word":"will","start":802.53503,"end":802.775,"confidence":0.9998375,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.7635781764984131},{"word":"talk","start":802.775,"end":802.935,"confidence":0.9999138,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.7258942127227783},{"word":"to","start":802.935,"end":803.09503,"confidence":0.99655247,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7560369372367859},{"word":"you","start":803.09503,"end":803.17505,"confidence":0.9999062,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6815051436424255},{"word":"again","start":803.17505,"end":803.495,"confidence":0.9996433,"punctuated_word":"again","sentiment":"positive","sentiment_score":0.7079393863677979},{"word":"soon","start":803.495,"end":803.73505,"confidence":0.7923572,"punctuated_word":"soon,","sentiment":"positive","sentiment_score":0.675049901008606},{"word":"mate","start":803.73505,"end":804.23505,"confidence":0.7657139,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.6861634254455566},{"word":"cheers","start":807.21497,"end":807.535,"confidence":0.99261117,"punctuated_word":"Cheers,","sentiment":"positive","sentiment_score":0.5559829473495483},{"word":"terry","start":807.535,"end":808.01495,"confidence":0.96966016,"punctuated_word":"Terry.","sentiment":"positive","sentiment_score":0.49536389112472534},{"word":"bye","start":808.01495,"end":808.25494,"confidence":0.99908125,"punctuated_word":"Bye,","sentiment":"neutral","sentiment_score":0.31580889225006104},{"word":"mate","start":808.25494,"end":808.75494,"confidence":0.99649405,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.40328121185302734}],"paragraphs":{"transcript":"\nTerry, good afternoon, sir. It's Tommy here from Oakview Financial, one of the senior advisers. How are you doing? Mate, I'm just giving you a call to go through this updated advice piece with you. Do you still have a bit of time for me today?\n\nCool. Mate, the advice that Carl put together, he's not currently here today, so I've jumped on to go through it with you. I've checked over it. I'm happy with it too. I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there.\n\nYeah. Easy done. So what I'm gonna send through to you now is gonna be, like, the statement of advice with the updated investments for the super. It's gonna include an updated financial services guide, like our licensing details and all that kind of thing and some extra research in the background as well. So I'll pop that through.\n\nBecause we're in a new system, it may go through to your spam box. So just have a read of it after this conversation if you could. And if you do have any questions, just give me a buzz back. Is that okay? Easy done.\n\nSo I'm gonna pop that through to you now. Basically, when you go through the statement of advice, you're gonna have my licensing details have been added on there. So you'll see me on there. The main things that we've got in our scope of advice was just updating your super investments because the main conversation you have with Kyle was that it was kind of stalling a little bit on your net wealth and just to get it growing again. Does that ring a bell?\n\nYep. And the other thing that he identified was just when it comes to, like, the estate planning side of things. I think you were going through just double checking if you did actually put a place, like, a will and just making sure that we do put that in place at some point as well. Does that ring a bell? Yeah.\n\nEasy done. Look. I just wanted to remind you that when you go to do that, you've got you've got a few options. You can talk to a lawyer, of course. You can get a $25 will kit from the post office.\n\nSame thing for power of attorney. As long as you got your beneficiaries up to date for where the super goes, it's just a bit of a reminder from us. K? Outside of that, we're not giving you insurance advice. I think what you're saying to Carl, was you happy not to have insurance until maybe once you purchase a house or get, like, a mortgage or something?\n\nSo we're just gonna leave it as just super only. Does that make sense? Cool. And last one was just with the savings and budgeting. You had a goal where just building up for holidays with your partner, build out savings, deposit for a house.\n\nWe're not obviously giving you advice on that today. It's just about updating the investments on the super. Cool. When you go through it, it's gonna have your details in an about you section, so please just double check all of that still current with your occupation. Phone number's fine.\n\nAre you still okay for everything to go through to your Gmail? Terry Borg zero three zero nine. Yep. It's got your assets and liabilities. We just had a car and some savings listed there.\n\nYour Netwealth super. Beautiful. We had your risk profile set to high growth, so you're obviously trying to get high long term returns there. I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super. Do you know what I mean?\n\nYeah. Yeah. And, look, at any point, when we're just updating the investments in your super, if we ever feel like we need to change super funds, we'll obviously talk you through that. At this point, the investments that Carl was after are on Netwealth anyway, and they haven't had major changes to fees or features or anything like that. So it was just making a few switches under the hood to get it going a bit quicker.\n\nK? So what I basically wanted to tell you today in terms of what we're doing and why, just to make sure you're comfortable, is because you're around mid fifties at the moment, between now and, let's say, age pension age when you can get Centrelink, you've kind of got six or seven years for growing your super and then six or seven years where you've gotta protect it. So I don't mind it being high growth now because your contributions go in. You get all these great returns. It's gonna go up and down like crazy.\n\nBut in that last seven years, once we built it up a bit bigger, we have to make it a bit safer and safer every year leading up to '67, if that makes sense. So grow it now, protect it later. Yep. If at any point it's doing something where you're like, no. I'm not comfortable with that, we can change up the style of it and everything, but we're not trying to make it you know, sell you all down to cash one day and put you back in the market the next day.\n\nWe can't day trade your super like a stock market. We're aiming for that fourteen year outcome. So one of the things that happened was we had a flag. Do you remember Carl flagging with you the Bennelong investment option that wasn't doing too well on your super? So we flagged that across the entire company.\n\nOur licensee made a decision to switch everybody away from that fund to a different option inside your super to something with a little bit lower fees, a little bit better performance. Reason being, been a long option was it wasn't performing like the Australian stock market was and everybody else alongside it. It was starting to sort of fall off to the side. So we've replaced that. Since that got replaced, it's already ticked up another few grand, so it's starting to kind of come back the way it should be.\n\nYep. The document that I've sent you, because that switch already got made across everybody, this one was just a few extra little options that Carl was wanting to update because what happens is let's say you've got a property and some shares, and if the property gets really, really, really, really high and your shares go down, well, now most of your money's in property and barely any of it's in shares, it's gone, what I would say, out of weight. So if we want you to have this much in shares, this much in property, this much in gold, we want it to be pretty similar amounts. Sometimes it gets really far out, and we need to rebalance it back to the middle. Does that make sense?\n\nYep. So that's basically what we're doing with this is we're just trimming off a few of the ones that have gone really good, buying into the ones that are kind of the sectors that have went down, like different countries and things like that, and then just bringing it back to the middle where we originally wanted it to be. Because we don't want 40% of your money in Australian shares when it show maybe 25, because then you're missing out on Microsoft and Google and all the other companies. Does that make sense? Yep.\n\nSo the outcome basically, still pretty similar asset allocation. Because you're high growth, you've got 90 to a 100% sitting in shares property gold, which is your high risk, high return stuff. You're sitting at 98. We're bringing you back down to 94, back in the middle there. That's what I was talking about, the high growth.\n\nYep. Bring some of those different types of investments back to where they should be. There's a table in there that shows you the comparison. So it's look. It's a little bit lower in fees, a little bit better in performance, you know, 11%, 13%, just bump it up a couple extra percent, and that should equate to around about somewhere between another 20 to 60,000 over the next five to ten years.\n\nYep. Basically, what you can expect, though, is as everything's kicking off in The Middle East and everything's going crazy with oil, your soup is gonna be going up and down quite a bit. But once we get through to the other side, it should bounce back really strong with everybody else. So in the meantime, we're just gonna keep buying up different shares and properties for a cheaper price. K?\n\nSo any questions at all, you let us know, but we're just kind of tweaking a few things under the hood. We're not making any big changes. We're just fixing the engine up a little bit. Yeah. And the the analogy I like to use is because you're in Netwealth and you've got this high growth account, think of it as like a sports car.\n\nIt can go 200 an hour when it's on the road. If the engine needs to be serviced, that's what we're doing today. We're servicing the engine. If it rains, it's gonna slip all over the shop. And then when you get back onto the dry road, you go on 200 k's again.\n\nExactly. When you get to your sixties, we probably don't want you driving a Ferrari at 200 k's on the highway. We probably want you in something a bit safer. That's still gonna get you there, but it's more like a van, bit of fuel economy, bit more space in the back. Does that make sense?\n\nEasy done. There's a bit of a mention about wills and powers of attorney and things like that. We've redisclosed our fees in there just so you know what you signed on for as well And just a couple of steps. Basically, if you're happy with this, read through it on your phone, give it a sign when you're comfortable. Once that comes back to us, we can hop on your Netwealth and switch the investments around.\n\nAwesome. Mate, that's pretty much everything from me. I just double checking. Any questions on your end? Anything else you need help with?\n\nSo what it does, it's kinda like have you ever used, like, a DocuSign before? Yeah. We used DocuSign previously. With this one, it's very similar. So when you open up the email, it's gonna have a whole bunch of attachments, like documents attached at the bottom, but there'll also be, like, a little blue hyperlink that for you to click, and it'll go inside to read and sign the document.\n\nYou should have some buttons that'll pull you to the spots that you need to sign, or you can just scroll through and read the document. Look. If you have any trouble, just give us a call on that office number, and the team can kind of walk you through it alongside you. Cool. Last thing I just wanna check because when I was talking about your goals before, is there anything okay.\n\nSorry. Let me reset for a quick sec. When you're doing the savings and building up for the house deposit, anything like that, is there any help that you from us? Do you need us to find you a mortgage broker soon to help you get a house? Do you want us to touch base on this next year?\n\nWhat do you need from us? Yep. That's easy done. So whenever we talk to you, like, when we do the next annual review and see how the super has been going, we'll touch on it and see if you need anything. In between, if something pops up and you do wanna jump onto it or talk about anything else, just give us a call, reply to an email, send us a text, and we can have a bit of a a meeting with you or your partner.\n\nAwesome, Terry. I appreciate you taking the time today. Do you have any last questions for me before I let you go? Cool. If you do, mate, again, we're just a phone call away.\n\nI'll leave you with that email. Again, just check your spam box if it's going in there or your main inbox. And any trouble with that, we call it Odoo sign because we built it for ourselves. Any trouble with that, just let us know. Awesome, mate.\n\nYou have a fence? Yeah. Yeah. Yeah. That'd be handy.\n\nI mean, we've got the ability to log on and check it. So if you just give us a buzz when you're done, we can have a look then as well. But we'll check it every couple of days anyway. Awesome, mate. Thank you so much for your time today, and we will talk to you again soon, mate.\n\nCheers, Terry. Bye, mate.","paragraphs":[{"sentences":[{"text":"Terry, good afternoon, sir.","start":2.8,"end":4.24,"sentiment":"positive","sentiment_score":0.4537927359342575},{"text":"It's Tommy here from Oakview Financial, one of the senior advisers.","start":4.24,"end":7.12,"sentiment":"neutral","sentiment_score":0.2938884198665619},{"text":"How are you doing?","start":7.12,"end":7.94,"sentiment":"neutral","sentiment_score":0.3086290955543518},{"text":"Mate, I'm just giving you a call to go through this updated advice piece with you.","start":9.5199995,"end":13.12,"sentiment":"neutral","sentiment_score":0.23243682365864515},{"text":"Do you still have a bit of time for me today?","start":13.12,"end":15.059999,"sentiment":"neutral","sentiment_score":0.07569913091984662}],"sentiment":"neutral","sentiment_score":0.23552477311180986,"num_words":46,"start":2.8,"end":15.059999},{"sentences":[{"text":"Cool.","start":16.985,"end":17.485,"sentiment":"positive","sentiment_score":0.4573017954826355},{"text":"Mate, the advice that Carl put together, he's not currently here today, so I've jumped on to go through it with you.","start":17.705,"end":23.405,"sentiment":"neutral","sentiment_score":0.20606422068720515},{"text":"I've checked over it.","start":23.945,"end":24.825,"sentiment":"positive","sentiment_score":0.40632572770118713},{"text":"I'm happy with it too.","start":24.825,"end":26.105,"sentiment":"positive","sentiment_score":0.7239981532096863},{"text":"I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there.","start":26.105,"end":33.9,"sentiment":"neutral","sentiment_score":0.11668023554717794}],"sentiment":"neutral","sentiment_score":0.2151990353948239,"num_words":66,"start":16.985,"end":33.9},{"sentences":[{"text":"Yeah.","start":40.215,"end":40.614998,"sentiment":"neutral","sentiment_score":0.20729845762252808},{"text":"Easy done.","start":40.614998,"end":41.335,"sentiment":"neutral","sentiment_score":0.3014173060655594},{"text":"So what I'm gonna send through to you now is gonna be, like, the statement of advice with the updated investments for the super.","start":41.335,"end":48.155,"sentiment":"neutral","sentiment_score":0.17663837037980556},{"text":"It's gonna include an updated financial services guide, like our licensing details and all that kind of thing and some extra research in the background as well.","start":48.375,"end":56.47,"sentiment":"neutral","sentiment_score":0.1326231680534504},{"text":"So I'll pop that through.","start":56.47,"end":58.09,"sentiment":"neutral","sentiment_score":0.11263341754674912}],"sentiment":"neutral","sentiment_score":0.15582112854315064,"num_words":59,"start":40.215,"end":58.09},{"sentences":[{"text":"Because we're in a new system, it may go through to your spam box.","start":58.71,"end":61.59,"sentiment":"neutral","sentiment_score":-0.09275515324303082},{"text":"So just have a read of it after this conversation if you could.","start":61.59,"end":65.03,"sentiment":"neutral","sentiment_score":0.06469429685519291},{"text":"And if you do have any questions, just give me a buzz back.","start":65.03,"end":67.67,"sentiment":"neutral","sentiment_score":0.09201770906264965},{"text":"Is that okay?","start":67.67,"end":68.49,"sentiment":"neutral","sentiment_score":0.09087798247734706},{"text":"Easy done.","start":70.475,"end":71.034996,"sentiment":"neutral","sentiment_score":0.285299152135849}],"sentiment":"neutral","sentiment_score":0.035153692960739134,"num_words":45,"start":58.71,"end":71.034996},{"sentences":[{"text":"So I'm gonna pop that through to you now.","start":71.034996,"end":73.055,"sentiment":"neutral","sentiment_score":0.16027507682641348},{"text":"Basically, when you go through the statement of advice, you're gonna have my licensing details have been added on there.","start":73.515,"end":80.475,"sentiment":"neutral","sentiment_score":0.09339065831154585},{"text":"So you'll see me on there.","start":80.475,"end":82.095,"sentiment":"neutral","sentiment_score":0.07803794120748837},{"text":"The main things that we've got in our scope of advice was just updating your super investments because the main conversation you have with Kyle was that it was kind of stalling a little bit on your net wealth and just to get it growing again.","start":83.08,"end":94.119995,"sentiment":"neutral","sentiment_score":-0.05756615891890681},{"text":"Does that ring a bell?","start":94.119995,"end":95.145,"sentiment":"neutral","sentiment_score":-0.006758730486035347}],"sentiment":"neutral","sentiment_score":0.012752087700159051,"num_words":86,"start":71.034996,"end":95.145},{"sentences":[{"text":"Yep.","start":96.905,"end":97.384995,"sentiment":"neutral","sentiment_score":-0.007131771184504032},{"text":"And the other thing that he identified was just when it comes to, like, the estate planning side of things.","start":97.384995,"end":101.884995,"sentiment":"neutral","sentiment_score":0.023099260404706},{"text":"I think you were going through just double checking if you did actually put a place, like, a will and just making sure that we do put that in place at some point as well.","start":102.825,"end":111.4,"sentiment":"neutral","sentiment_score":0.0361659255943128},{"text":"Does that ring a bell?","start":111.4,"end":112.54,"sentiment":"neutral","sentiment_score":0.011913660727441312},{"text":"Yeah.","start":116.76,"end":117.08,"sentiment":"neutral","sentiment_score":0.23985812067985535}],"sentiment":"neutral","sentiment_score":0.032582052532703645,"num_words":62,"start":96.905,"end":117.08},{"sentences":[{"text":"Easy done.","start":117.08,"end":117.560005,"sentiment":"positive","sentiment_score":0.4251226782798767},{"text":"Look.","start":117.560005,"end":117.72,"sentiment":"neutral","sentiment_score":0.24831059575080872},{"text":"I just wanted to remind you that when you go to do that, you've got you've got a few options.","start":117.72,"end":121.740005,"sentiment":"neutral","sentiment_score":0.18556414023041726},{"text":"You can talk to a lawyer, of course.","start":121.835,"end":123.854996,"sentiment":"neutral","sentiment_score":0.14211113937199116},{"text":"You can get a $25 will kit from the post office.","start":123.91499,"end":126.814995,"sentiment":"neutral","sentiment_score":0.11477421969175339}],"sentiment":"neutral","sentiment_score":0.17164867353581248,"num_words":42,"start":117.08,"end":126.814995},{"sentences":[{"text":"Same thing for power of attorney.","start":127.115,"end":128.735,"sentiment":"neutral","sentiment_score":0.08724438771605492},{"text":"As long as you got your beneficiaries up to date for where the super goes, it's just a bit of a reminder from us.","start":129.515,"end":134.735,"sentiment":"neutral","sentiment_score":0.12935728455583254},{"text":"K?","start":136.51999,"end":137.01999,"sentiment":"neutral","sentiment_score":0.020085923373699188},{"text":"Outside of that, we're not giving you insurance advice.","start":138.04,"end":140.28,"sentiment":"neutral","sentiment_score":-0.13553868358333906},{"text":"I think what you're saying to Carl, was you happy not to have insurance until maybe once you purchase a house or get, like, a mortgage or something?","start":140.28,"end":148.14,"sentiment":"neutral","sentiment_score":-0.08248764782079629}],"sentiment":"neutral","sentiment_score":0.0017444821732009157,"num_words":68,"start":127.115,"end":148.14},{"sentences":[{"text":"So we're just gonna leave it as just super only.","start":148.455,"end":151.175,"sentiment":"neutral","sentiment_score":-0.05856661200523376},{"text":"Does that make sense?","start":151.175,"end":152.315,"sentiment":"neutral","sentiment_score":-0.02110553439706564},{"text":"Cool.","start":154.375,"end":154.61499,"sentiment":"neutral","sentiment_score":0.2387169599533081},{"text":"And last one was just with the savings and budgeting.","start":154.61499,"end":157.19499,"sentiment":"neutral","sentiment_score":0.10228992402553558},{"text":"You had a goal where just building up for holidays with your partner, build out savings, deposit for a house.","start":157.25499,"end":163.2,"sentiment":"neutral","sentiment_score":0.11435551270842552}],"sentiment":"neutral","sentiment_score":0.0639697377052572,"num_words":45,"start":148.455,"end":163.2},{"sentences":[{"text":"We're not obviously giving you advice on that today.","start":163.2,"end":165.6,"sentiment":"neutral","sentiment_score":-0.1547254357073042},{"text":"It's just about updating the investments on the super.","start":165.6,"end":168.1,"sentiment":"neutral","sentiment_score":0.006338844903641277},{"text":"Cool.","start":170.48,"end":170.98,"sentiment":"positive","sentiment_score":0.39285677671432495},{"text":"When you go through it, it's gonna have your details in an about you section, so please just double check all of that still current with your occupation.","start":171.44,"end":178.205,"sentiment":"neutral","sentiment_score":0.13288826176098414},{"text":"Phone number's fine.","start":179.065,"end":180.285,"sentiment":"neutral","sentiment_score":0.0529289556046327}],"sentiment":"neutral","sentiment_score":0.05874071311205625,"num_words":50,"start":163.2,"end":180.285},{"sentences":[{"text":"Are you still okay for everything to go through to your Gmail?","start":180.425,"end":183.485,"sentiment":"neutral","sentiment_score":0.055979070253670216},{"text":"Terry Borg zero three zero nine.","start":183.705,"end":185.80501,"sentiment":"neutral","sentiment_score":0.00999742808441321},{"text":"Yep.","start":189.56001,"end":190.06001,"sentiment":"neutral","sentiment_score":0.08827929198741913},{"text":"It's got your assets and liabilities.","start":190.36,"end":191.88,"sentiment":"neutral","sentiment_score":0.060361538703242935},{"text":"We just had a car and some savings listed there.","start":191.88,"end":194.46,"sentiment":"neutral","sentiment_score":0.060232922062277795}],"sentiment":"neutral","sentiment_score":0.050986033039433616,"num_words":35,"start":180.425,"end":194.46},{"sentences":[{"text":"Your Netwealth super.","start":194.84001,"end":196.06,"sentiment":"neutral","sentiment_score":0.08620387812455495},{"text":"Beautiful.","start":196.68001,"end":197.18001,"sentiment":"positive","sentiment_score":0.7923182249069214},{"text":"We had your risk profile set to high growth, so you're obviously trying to get high long term returns there.","start":198.04001,"end":203.80501,"sentiment":"neutral","sentiment_score":0.2922582156956196},{"text":"I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super.","start":204.505,"end":215.785,"sentiment":"neutral","sentiment_score":-0.18674282782844134},{"text":"Do you know what I mean?","start":215.785,"end":216.63,"sentiment":"neutral","sentiment_score":-0.09707380707065265}],"sentiment":"neutral","sentiment_score":-0.02124371441702048,"num_words":72,"start":194.84001,"end":216.63},{"sentences":[{"text":"Yeah.","start":239.60501,"end":240.10501,"sentiment":"neutral","sentiment_score":-0.08614516258239746},{"text":"Yeah.","start":262.755,"end":263.155,"sentiment":"neutral","sentiment_score":0.06169338524341583},{"text":"And, look, at any point, when we're just updating the investments in your super, if we ever feel like we need to change super funds, we'll obviously talk you through that.","start":263.155,"end":272.4,"sentiment":"neutral","sentiment_score":0.07779887498867127},{"text":"At this point, the investments that Carl was after are on Netwealth anyway, and they haven't had major changes to fees or features or anything like that.","start":272.54,"end":280.22,"sentiment":"neutral","sentiment_score":0.0707606424887975},{"text":"So it was just making a few switches under the hood to get it going a bit quicker.","start":280.22,"end":283.615,"sentiment":"neutral","sentiment_score":0.21043889390097725}],"sentiment":"neutral","sentiment_score":0.10366347159903783,"num_words":78,"start":239.60501,"end":283.615},{"sentences":[{"text":"K?","start":285.35498,"end":285.85498,"sentiment":"neutral","sentiment_score":-0.04730270430445671},{"text":"So what I basically wanted to tell you today in terms of what we're doing and why, just to make sure you're comfortable, is because you're around mid fifties at the moment, between now and, let's say, age pension age when you can get Centrelink, you've kind of got six or seven years for growing your super and then six or seven years where you've gotta protect it.","start":285.995,"end":310.815,"sentiment":"neutral","sentiment_score":0.17760158417855992},{"text":"So I don't mind it being high growth now because your contributions go in.","start":310.875,"end":314.95502,"sentiment":"neutral","sentiment_score":0.32526268703596933},{"text":"You get all these great returns.","start":314.95502,"end":316.395,"sentiment":"positive","sentiment_score":0.6573508779207865},{"text":"It's gonna go up and down like crazy.","start":316.395,"end":318.255,"sentiment":"neutral","sentiment_score":0.20654909778386354}],"sentiment":"neutral","sentiment_score":0.22865753286738985,"num_words":97,"start":285.35498,"end":318.255},{"sentences":[{"text":"But in that last seven years, once we built it up a bit bigger, we have to make it a bit safer and safer every year leading up to '67, if that makes sense.","start":318.78,"end":327.28,"sentiment":"neutral","sentiment_score":0.11054247617721558},{"text":"So grow it now, protect it later.","start":328.22,"end":330.88,"sentiment":"neutral","sentiment_score":0.08234224787780217},{"text":"Yep.","start":332.86502,"end":333.185,"sentiment":"neutral","sentiment_score":-0.11660977452993392},{"text":"If at any point it's doing something where you're like, no.","start":333.185,"end":335.745,"sentiment":"neutral","sentiment_score":-0.2146138454025442},{"text":"I'm not comfortable with that, we can change up the style of it and everything, but we're not trying to make it you know, sell you all down to cash one day and put you back in the market the next day.","start":335.745,"end":345.79,"sentiment":"neutral","sentiment_score":-0.27659755501718747}],"sentiment":"neutral","sentiment_score":-0.10273283641589315,"num_words":95,"start":318.78,"end":345.79},{"sentences":[{"text":"We can't day trade your super like a stock market.","start":345.79,"end":348.29,"sentiment":"neutral","sentiment_score":-0.27539438009262085},{"text":"We're aiming for that fourteen year outcome.","start":348.43,"end":351.57,"sentiment":"neutral","sentiment_score":0.03893864740218435},{"text":"So one of the things that happened was we had a flag.","start":353.71,"end":357.07,"sentiment":"neutral","sentiment_score":-0.10082495585083961},{"text":"Do you remember Carl flagging with you the Bennelong investment option that wasn't doing too well on your super?","start":357.07,"end":362.225,"sentiment":"neutral","sentiment_score":-0.1572845095866605},{"text":"So we flagged that across the entire company.","start":364.125,"end":366.705,"sentiment":"neutral","sentiment_score":-0.1615217737853527}],"sentiment":"neutral","sentiment_score":-0.14235451092411364,"num_words":56,"start":345.79,"end":366.705},{"sentences":[{"text":"Our licensee made a decision to switch everybody away from that fund to a different option inside your super to something with a little bit lower fees, a little bit better performance.","start":367.085,"end":378.06,"sentiment":"neutral","sentiment_score":-0.11300595209468156},{"text":"Reason being, been a long option was it wasn't performing like the Australian stock market was and everybody else alongside it.","start":380.36002,"end":387.705,"sentiment":"neutral","sentiment_score":-0.32976225160417105},{"text":"It was starting to sort of fall off to the side.","start":387.78497,"end":390.125,"sentiment":"negative","sentiment_score":-0.46787078001282434},{"text":"So we've replaced that.","start":390.26498,"end":391.72498,"sentiment":"neutral","sentiment_score":-0.23189552500844002},{"text":"Since that got replaced, it's already ticked up another few grand, so it's starting to kind of come back the way it should be.","start":391.78497,"end":398.84497,"sentiment":"positive","sentiment_score":0.34138661064207554}],"sentiment":"neutral","sentiment_score":-0.09154434538567843,"num_words":92,"start":367.085,"end":398.84497},{"sentences":[{"text":"Yep.","start":400.68,"end":401.18,"sentiment":"neutral","sentiment_score":0.16809237003326416},{"text":"The document that I've sent you, because that switch already got made across everybody, this one was just a few extra little options that Carl was wanting to update because what happens is let's say you've got a property and some shares, and if the property gets really, really, really, really high and your shares go down, well, now most of your money's in property and barely any of it's in shares, it's gone, what I would say, out of weight.","start":401.64,"end":425.83502,"sentiment":"neutral","sentiment_score":-0.01396823726180527},{"text":"So if we want you to have this much in shares, this much in property, this much in gold, we want it to be pretty similar amounts.","start":426.35,"end":433.65,"sentiment":"neutral","sentiment_score":0.038751448056212175},{"text":"Sometimes it gets really far out, and we need to rebalance it back to the middle.","start":434.19,"end":438.66998,"sentiment":"neutral","sentiment_score":-0.17223167093470693},{"text":"Does that make sense?","start":438.66998,"end":439.73,"sentiment":"neutral","sentiment_score":0.036371360532939434}],"sentiment":"neutral","sentiment_score":-0.019591217391308424,"num_words":129,"start":400.68,"end":439.73},{"sentences":[{"text":"Yep.","start":441.67502,"end":441.995,"sentiment":"neutral","sentiment_score":0.1328313946723938},{"text":"So that's basically what we're doing with this is we're just trimming off a few of the ones that have gone really good, buying into the ones that are kind of the sectors that have went down, like different countries and things like that, and then just bringing it back to the middle where we originally wanted it to be.","start":441.995,"end":456.28,"sentiment":"neutral","sentiment_score":0.10380620869497457},{"text":"Because we don't want 40% of your money in Australian shares when it show maybe 25, because then you're missing out on Microsoft and Google and all the other companies.","start":456.28,"end":465.02,"sentiment":"neutral","sentiment_score":-0.11199307156105837},{"text":"Does that make sense?","start":467.095,"end":468.075,"sentiment":"neutral","sentiment_score":0.06440330017358065},{"text":"Yep.","start":469.415,"end":469.915,"sentiment":"neutral","sentiment_score":0.18046224117279053}],"sentiment":"neutral","sentiment_score":0.03582799178548157,"num_words":96,"start":441.67502,"end":469.915},{"sentences":[{"text":"So the outcome basically, still pretty similar asset allocation.","start":469.975,"end":473.915,"sentiment":"neutral","sentiment_score":0.2435412026113934},{"text":"Because you're high growth, you've got 90 to a 100% sitting in shares property gold, which is your high risk, high return stuff.","start":474.695,"end":482.52,"sentiment":"neutral","sentiment_score":0.16387898701688516},{"text":"You're sitting at 98.","start":483.46,"end":484.58,"sentiment":"neutral","sentiment_score":0.19083064049482346},{"text":"We're bringing you back down to 94, back in the middle there.","start":484.58,"end":488.03998,"sentiment":"neutral","sentiment_score":0.21422147875030836},{"text":"That's what I was talking about, the high growth.","start":488.25998,"end":490.44,"sentiment":"neutral","sentiment_score":0.13737181574106216}],"sentiment":"neutral","sentiment_score":0.184761652167429,"num_words":57,"start":469.975,"end":490.44},{"sentences":[{"text":"Yep.","start":492.1,"end":492.6,"sentiment":"neutral","sentiment_score":0.24343983829021457},{"text":"Bring some of those different types of investments back to where they should be.","start":493.3,"end":497.845,"sentiment":"neutral","sentiment_score":0.25540470544781},{"text":"There's a table in there that shows you the comparison.","start":497.845,"end":500.10498,"sentiment":"neutral","sentiment_score":0.12232606410980225},{"text":"So it's look.","start":500.245,"end":500.805,"sentiment":"neutral","sentiment_score":0.07405446593960126},{"text":"It's a little bit lower in fees, a little bit better in performance, you know, 11%, 13%, just bump it up a couple extra percent, and that should equate to around about somewhere between another 20 to 60,000 over the next five to ten years.","start":500.805,"end":515.73,"sentiment":"positive","sentiment_score":0.4150962677266863}],"sentiment":"neutral","sentiment_score":0.32799810686544195,"num_words":73,"start":492.1,"end":515.73},{"sentences":[{"text":"Yep.","start":517.47,"end":517.97,"sentiment":"positive","sentiment_score":0.4135359227657318},{"text":"Basically, what you can expect, though, is as everything's kicking off in The Middle East and everything's going crazy with oil, your soup is gonna be going up and down quite a bit.","start":518.51,"end":528.165,"sentiment":"neutral","sentiment_score":-0.04015834019942717},{"text":"But once we get through to the other side, it should bounce back really strong with everybody else.","start":528.165,"end":533.14496,"sentiment":"neutral","sentiment_score":0.10283754434850481},{"text":"So in the meantime, we're just gonna keep buying up different shares and properties for a cheaper price.","start":533.20496,"end":538.02496,"sentiment":"neutral","sentiment_score":0.209247178501553},{"text":"K?","start":540.17,"end":540.67,"sentiment":"neutral","sentiment_score":0.022731833159923553}],"sentiment":"neutral","sentiment_score":0.06659954282599435,"num_words":71,"start":517.47,"end":540.67},{"sentences":[{"text":"So any questions at all, you let us know, but we're just kind of tweaking a few things under the hood.","start":540.73,"end":546.41,"sentiment":"neutral","sentiment_score":0.04208703578582832},{"text":"We're not making any big changes.","start":546.41,"end":548.01,"sentiment":"neutral","sentiment_score":-0.07027274059752624},{"text":"We're just fixing the engine up a little bit.","start":548.01,"end":550.815,"sentiment":"neutral","sentiment_score":0.019819398449423414},{"text":"Yeah.","start":554.335,"end":554.735,"sentiment":"neutral","sentiment_score":0.11303749680519104},{"text":"And the the analogy I like to use is because you're in Netwealth and you've got this high growth account, think of it as like a sports car.","start":554.735,"end":562.115,"sentiment":"neutral","sentiment_score":0.07729783334902354}],"sentiment":"neutral","sentiment_score":0.044891426531383054,"num_words":65,"start":540.73,"end":562.115},{"sentences":[{"text":"It can go 200 an hour when it's on the road.","start":562.175,"end":565.075,"sentiment":"neutral","sentiment_score":0.04962567239999771},{"text":"If the engine needs to be serviced, that's what we're doing today.","start":565.52,"end":568.56,"sentiment":"neutral","sentiment_score":0.02071783971041441},{"text":"We're servicing the engine.","start":568.56,"end":569.94,"sentiment":"neutral","sentiment_score":0.013190257363021374},{"text":"If it rains, it's gonna slip all over the shop.","start":570.0,"end":572.32,"sentiment":"neutral","sentiment_score":-0.07143782824277878},{"text":"And then when you get back onto the dry road, you go on 200 k's again.","start":572.32,"end":575.62,"sentiment":"neutral","sentiment_score":-0.027390353730879724}],"sentiment":"neutral","sentiment_score":-0.0057616309385817,"num_words":53,"start":562.175,"end":575.62},{"sentences":[{"text":"Exactly.","start":579.935,"end":580.435,"sentiment":"neutral","sentiment_score":0.04886625334620476},{"text":"When you get to your sixties, we probably don't want you driving a Ferrari at 200 k's on the highway.","start":580.895,"end":586.255,"sentiment":"neutral","sentiment_score":-0.046187737165018915},{"text":"We probably want you in something a bit safer.","start":586.255,"end":588.755,"sentiment":"neutral","sentiment_score":-0.01390491384598944},{"text":"That's still gonna get you there, but it's more like a van, bit of fuel economy, bit more space in the back.","start":588.97504,"end":593.65,"sentiment":"neutral","sentiment_score":0.08646736598827622},{"text":"Does that make sense?","start":593.65,"end":594.71,"sentiment":"neutral","sentiment_score":0.09899958595633507}],"sentiment":"neutral","sentiment_score":0.023182994303559617,"num_words":56,"start":579.935,"end":594.71},{"sentences":[{"text":"Easy done.","start":596.53,"end":597.43,"sentiment":"neutral","sentiment_score":0.2579174153506756},{"text":"There's a bit of a mention about wills and powers of attorney and things like that.","start":597.89,"end":601.91003,"sentiment":"neutral","sentiment_score":0.007532090414315462},{"text":"We've redisclosed our fees in there just so you know what you signed on for as well And just a couple of steps.","start":601.97003,"end":609.225,"sentiment":"neutral","sentiment_score":0.03923112133760815},{"text":"Basically, if you're happy with this, read through it on your phone, give it a sign when you're comfortable.","start":609.225,"end":614.445,"sentiment":"neutral","sentiment_score":0.23487250114742078},{"text":"Once that comes back to us, we can hop on your Netwealth and switch the investments around.","start":614.825,"end":619.485,"sentiment":"neutral","sentiment_score":0.20507803559303284}],"sentiment":"neutral","sentiment_score":0.12321517136334986,"num_words":77,"start":596.53,"end":619.485},{"sentences":[{"text":"Awesome.","start":622.09,"end":622.59,"sentiment":"positive","sentiment_score":0.7802609205245972},{"text":"Mate, that's pretty much everything from me.","start":622.65,"end":625.07,"sentiment":"positive","sentiment_score":0.6878729207175118},{"text":"I just double checking.","start":625.81006,"end":628.25,"sentiment":"positive","sentiment_score":0.37523528188467026},{"text":"Any questions on your end?","start":628.25,"end":629.61005,"sentiment":"neutral","sentiment_score":0.24082486629486083},{"text":"Anything else you need help with?","start":629.61005,"end":631.15,"sentiment":"neutral","sentiment_score":0.16988176852464676}],"sentiment":"positive","sentiment_score":0.4052055406829585,"num_words":23,"start":622.09,"end":631.15},{"sentences":[{"text":"So what it does, it's kinda like have you ever used, like, a DocuSign before?","start":637.46497,"end":641.40497,"sentiment":"neutral","sentiment_score":0.049728779743115105},{"text":"Yeah.","start":646.2,"end":646.52,"sentiment":"neutral","sentiment_score":0.04084474593400955},{"text":"We used DocuSign previously.","start":646.52,"end":648.3,"sentiment":"neutral","sentiment_score":0.03705294197425246},{"text":"With this one, it's very similar.","start":648.92,"end":650.44,"sentiment":"neutral","sentiment_score":0.059197500348091125},{"text":"So when you open up the email, it's gonna have a whole bunch of attachments, like documents attached at the bottom, but there'll also be, like, a little blue hyperlink that for you to click, and it'll go inside to read and sign the document.","start":650.44,"end":662.255,"sentiment":"neutral","sentiment_score":0.055837924612893}],"sentiment":"neutral","sentiment_score":0.05356168760065461,"num_words":71,"start":637.46497,"end":662.255},{"sentences":[{"text":"You should have some buttons that'll pull you to the spots that you need to sign, or you can just scroll through and read the document.","start":664.155,"end":671.215,"sentiment":"neutral","sentiment_score":0.07564824174803036},{"text":"Look.","start":673.23,"end":673.47,"sentiment":"neutral","sentiment_score":0.11716659367084505},{"text":"If you have any trouble, just give us a call on that office number, and the team can kind of walk you through it alongside you.","start":673.47,"end":679.65,"sentiment":"neutral","sentiment_score":0.15612043898839217},{"text":"Cool.","start":681.87,"end":682.37,"sentiment":"neutral","sentiment_score":0.2474353313446045},{"text":"Last thing I just wanna check because when I was talking about your goals before, is there anything okay.","start":683.565,"end":692.765,"sentiment":"neutral","sentiment_score":0.07798472909550917}],"sentiment":"neutral","sentiment_score":0.10783969146543987,"num_words":73,"start":664.155,"end":692.765},{"sentences":[{"text":"Sorry.","start":692.765,"end":693.085,"sentiment":"neutral","sentiment_score":-0.007235854864120483},{"text":"Let me reset for a quick sec.","start":693.085,"end":694.705,"sentiment":"neutral","sentiment_score":0.007132515045148986},{"text":"When you're doing the savings and building up for the house deposit, anything like that, is there any help that you from us?","start":694.84503,"end":699.7,"sentiment":"neutral","sentiment_score":0.09333266998114793},{"text":"Do you need us to find you a mortgage broker soon to help you get a house?","start":699.7,"end":703.86,"sentiment":"neutral","sentiment_score":0.0845712254590848},{"text":"Do you want us to touch base on this next year?","start":703.86,"end":706.27997,"sentiment":"neutral","sentiment_score":0.035677878694100815}],"sentiment":"neutral","sentiment_score":0.06812729929589618,"num_words":59,"start":692.765,"end":706.27997},{"sentences":[{"text":"What do you need from us?","start":706.82,"end":708.2,"sentiment":"neutral","sentiment_score":0.010098573751747608},{"text":"Yep.","start":723.89,"end":724.39,"sentiment":"neutral","sentiment_score":0.08346577733755112},{"text":"That's easy done.","start":725.41003,"end":726.45,"sentiment":"neutral","sentiment_score":0.2720734129349391},{"text":"So whenever we talk to you, like, when we do the next annual review and see how the super has been going, we'll touch on it and see if you need anything.","start":726.45,"end":733.67004,"sentiment":"neutral","sentiment_score":0.20427855756133795},{"text":"In between, if something pops up and you do wanna jump onto it or talk about anything else, just give us a call, reply to an email, send us a text, and we can have a bit of a a meeting with you or your partner.","start":733.81,"end":745.485,"sentiment":"neutral","sentiment_score":0.1456566887057346}],"sentiment":"neutral","sentiment_score":0.1613340793304484,"num_words":88,"start":706.82,"end":745.485},{"sentences":[{"text":"Awesome, Terry.","start":749.065,"end":750.025,"sentiment":"positive","sentiment_score":0.7648482620716095},{"text":"I appreciate you taking the time today.","start":750.025,"end":752.265,"sentiment":"positive","sentiment_score":0.8128230401447841},{"text":"Do you have any last questions for me before I let you go?","start":752.265,"end":754.8,"sentiment":"neutral","sentiment_score":0.24158468613257775},{"text":"Cool.","start":759.04,"end":759.44,"sentiment":"neutral","sentiment_score":0.31428083777427673},{"text":"If you do, mate, again, we're just a phone call away.","start":759.44,"end":761.83997,"sentiment":"neutral","sentiment_score":0.2112968238917264}],"sentiment":"positive","sentiment_score":0.38231190074892607,"num_words":34,"start":749.065,"end":761.83997},{"sentences":[{"text":"I'll leave you with that email.","start":761.83997,"end":763.12,"sentiment":"neutral","sentiment_score":0.1695675402879715},{"text":"Again, just check your spam box if it's going in there or your main inbox.","start":763.12,"end":766.66,"sentiment":"neutral","sentiment_score":0.07406374315420787},{"text":"And any trouble with that, we call it Odoo sign because we built it for ourselves.","start":766.895,"end":771.155,"sentiment":"neutral","sentiment_score":0.11068929173052311},{"text":"Any trouble with that, just let us know.","start":771.375,"end":773.315,"sentiment":"neutral","sentiment_score":0.006833281833678484},{"text":"Awesome, mate.","start":776.175,"end":776.735,"sentiment":"positive","sentiment_score":0.38504771888256073}],"sentiment":"neutral","sentiment_score":0.10051386700348651,"num_words":47,"start":761.83997,"end":776.735},{"sentences":[{"text":"You have a fence?","start":776.735,"end":777.635,"sentiment":"neutral","sentiment_score":0.022844816092401743},{"text":"Yeah.","start":780.99,"end":781.23004,"sentiment":"neutral","sentiment_score":0.07640660554170609},{"text":"Yeah.","start":781.23004,"end":781.73004,"sentiment":"neutral","sentiment_score":0.10496552288532256},{"text":"Yeah.","start":788.03,"end":788.27,"sentiment":"neutral","sentiment_score":0.17898404598236084},{"text":"That'd be handy.","start":788.27,"end":788.95,"sentiment":"neutral","sentiment_score":0.24393706023693085}],"sentiment":"neutral","sentiment_score":0.1183546619489789,"num_words":10,"start":776.735,"end":788.95},{"sentences":[{"text":"I mean, we've got the ability to log on and check it.","start":788.95,"end":791.23004,"sentiment":"neutral","sentiment_score":0.1252281602161626},{"text":"So if you just give us a buzz when you're done, we can have a look then as well.","start":791.23004,"end":795.17505,"sentiment":"neutral","sentiment_score":0.1198162518833813},{"text":"But we'll check it every couple of days anyway.","start":795.335,"end":797.435,"sentiment":"neutral","sentiment_score":0.05582376900646421},{"text":"Awesome, mate.","start":799.895,"end":800.61505,"sentiment":"positive","sentiment_score":0.8198283314704895},{"text":"Thank you so much for your time today, and we will talk to you again soon, mate.","start":800.61505,"end":804.23505,"sentiment":"positive","sentiment_score":0.787848528693704}],"sentiment":"neutral","sentiment_score":0.3273685132232258,"num_words":59,"start":788.95,"end":804.23505},{"sentences":[{"text":"Cheers, Terry.","start":807.21497,"end":808.01495,"sentiment":"positive","sentiment_score":0.5256734192371368},{"text":"Bye, mate.","start":808.01495,"end":808.75494,"sentiment":"positive","sentiment_score":0.3595450520515442}],"sentiment":"positive","sentiment_score":0.4426092356443405,"num_words":4,"start":807.21497,"end":808.75494}]}}]},{"alternatives":[{"transcript":"Hello? You're not too bad for me. I had probably explained it because of customer call over my phone and stuff like that. Yeah. Okay. Yeah. Yeah. Yep. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. But I'll I'll wait for that. I'll just wait. K. Okay. Yep. Yep. Yeah. Yeah. That's right. Yes. Okay. Yes. Sounds good. Yeah. Yeah. That's the one. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Well, that's what I said to you. But I'm not that good with all the numbers and that, and I said it's better off like, it's better in your hands. You know what you're doing, and if it was too high at the moment, you just maybe need to drop it down or if it's not high enough, you know, just put it up. No. You know, I'm just yeah. I'm not the best with the, you know, money or whatever with the stocks and everything like that. Because I didn't really look at it. It was just I just got in there, I think, a few years ago. I I was with the Commonwealth Bank, and I wasn't making that money. And I just looked somewhere while I couldn't make money. And and, yeah, it used to come up, and, yeah, so I went with you, fellas. Yep. Okay. Yep. Yep. Yeah. Yes. Yes. Yes. Well, while I'm pulling in here, it's there. Yeah. Yeah. Yeah. The cancel. Okay. Yep. Oh, yeah. Yeah. Okay. Okay. Yep. Yes. Yes. Okay. Yeah. Yeah. Yeah. Yes. Okay. Okay. Yep. Yep. Sounds good. Yeah. Okay. Yeah. Okay. I get a better performance out of it. Yep. Okay. Yep. Yeah. All this was gonna happen. Yeah. Yeah. Okay. Let me have one. So when I open this up and have a look, so there's gotta be somewhere I have to sign it. I think so. I think last time I was like, that was another one. Yeah. Oh, okay. Okay. No worries. Okay. Yep. Okay. No worries. Yep. Yeah. Well, we've been talking about it, but haven't really, you know, gone really to do it. Two are probably, you know, 2,000,000 wives say, yeah. Yeah. Let's do this and do that then. Probably get in contact then and then get the best options off these fellows or Okay. Yep. Okay. Yeah. No worries. Sounds good. No. No. It should be okay. Yep. Okay. No prob. Thanks for that. I'll probably if I have a look I'll have a probably look through and see see what I've done it properly. I'll give her a proper call just to double check to see, like, if it's well, I have signed it or whatever. Okay. No worries. No worries. You you have a great one as well. Thank you for that. Okay. Cheers, mate. Bye. Bye.","confidence":0.9330272,"words":[{"word":"hello","start":1.5999999,"end":2.1,"confidence":0.97379196,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.06712836027145386},{"word":"you're","start":7.8399997,"end":8.16,"confidence":0.6767481,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.3820919394493103},{"word":"not","start":8.16,"end":8.4,"confidence":0.9851783,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.34501707553863525},{"word":"too","start":8.4,"end":8.48,"confidence":0.942216,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.132642462849617},{"word":"bad","start":8.48,"end":8.72,"confidence":0.9991966,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.27154386043548584},{"word":"for","start":8.72,"end":8.88,"confidence":0.7092429,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2643097937107086},{"word":"me","start":8.88,"end":9.38,"confidence":0.7495425,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.34537819027900696},{"word":"i","start":34.52,"end":34.760002,"confidence":0.75770754,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0289553627371788},{"word":"had","start":34.760002,"end":34.92,"confidence":0.40381217,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.04798217490315437},{"word":"probably","start":34.92,"end":35.4,"confidence":0.8944652,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.04374414682388306},{"word":"explained","start":35.4,"end":35.8,"confidence":0.80201864,"punctuated_word":"explained","sentiment":"neutral","sentiment_score":-0.02816363051533699},{"word":"it","start":35.8,"end":35.96,"confidence":0.71757895,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02886015921831131},{"word":"because","start":35.96,"end":36.2,"confidence":0.74274707,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.019570451229810715},{"word":"of","start":36.2,"end":36.7,"confidence":0.49723765,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.034095387905836105},{"word":"customer","start":37.08,"end":37.58,"confidence":0.40009898,"punctuated_word":"customer","sentiment":"neutral","sentiment_score":-0.06152914837002754},{"word":"call","start":37.64,"end":37.8,"confidence":0.46937138,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.07445517182350159},{"word":"over","start":37.8,"end":38.04,"confidence":0.45025805,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.08880917727947235},{"word":"my","start":38.04,"end":38.2,"confidence":0.91512215,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.05177994817495346},{"word":"phone","start":38.2,"end":38.6,"confidence":0.78520507,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.057497091591358185},{"word":"and","start":38.6,"end":38.84,"confidence":0.31412768,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07126158475875854},{"word":"stuff","start":38.84,"end":39.08,"confidence":0.9329226,"punctuated_word":"stuff","sentiment":"neutral","sentiment_score":-0.055084384977817535},{"word":"like","start":39.08,"end":39.33,"confidence":0.9312798,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03408440947532654},{"word":"that","start":39.33,"end":39.83,"confidence":0.78539485,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.002188418060541153},{"word":"yeah","start":48.545,"end":49.045,"confidence":0.9380903,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13336174190044403},{"word":"okay","start":65.4,"end":65.9,"confidence":0.75398123,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0843636766076088},{"word":"yeah","start":68.735,"end":69.135,"confidence":0.9495721,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08169353008270264},{"word":"yeah","start":69.135,"end":69.295006,"confidence":0.98837817,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10493765026330948},{"word":"yep","start":69.295006,"end":69.795006,"confidence":0.8821739,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16538017988204956},{"word":"yeah","start":94.65,"end":95.15,"confidence":0.77132183,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01050250232219696},{"word":"yeah","start":95.29,"end":95.53,"confidence":0.92852926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02138529345393181},{"word":"yeah","start":95.53,"end":95.69,"confidence":0.89205134,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029129039496183395},{"word":"yeah","start":95.69,"end":95.770004,"confidence":0.8577113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03645208850502968},{"word":"yeah","start":95.770004,"end":96.270004,"confidence":0.8129301,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03897609934210777},{"word":"yeah","start":112.47,"end":112.87,"confidence":0.87531984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04116314649581909},{"word":"yeah","start":112.87,"end":113.11,"confidence":0.99727595,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04682893306016922},{"word":"yeah","start":113.11,"end":113.350006,"confidence":0.99313015,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05286806076765061},{"word":"but","start":113.350006,"end":113.83,"confidence":0.9894952,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.035536184906959534},{"word":"i'll","start":113.83,"end":114.310005,"confidence":0.90366364,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.026767348870635033},{"word":"i'll","start":114.310005,"end":114.55,"confidence":0.9936522,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.02124707028269768},{"word":"wait","start":114.55,"end":114.71001,"confidence":0.998085,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":0.020713716745376587},{"word":"for","start":114.71001,"end":114.87,"confidence":0.9959799,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.012019045650959017},{"word":"that","start":114.87,"end":115.03001,"confidence":0.94767404,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.03219546377658844},{"word":"i'll","start":115.03001,"end":115.270004,"confidence":0.959664,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.019980506971478466},{"word":"just","start":115.270004,"end":115.51,"confidence":0.99624074,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02289586141705513},{"word":"wait","start":115.51,"end":116.01,"confidence":0.94863737,"punctuated_word":"wait.","sentiment":"neutral","sentiment_score":0.051870256662368774},{"word":"k","start":127.245,"end":127.745,"confidence":0.6979989,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.06286320090293884},{"word":"okay","start":135.34,"end":135.84,"confidence":0.93235385,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06025727093219757},{"word":"yep","start":136.01999,"end":136.51999,"confidence":0.9834605,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.041294168680906296},{"word":"yep","start":136.7,"end":137.2,"confidence":0.9804094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.015462632291018965},{"word":"yeah","start":148.29999,"end":148.62,"confidence":0.9925866,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04258633777499199},{"word":"yeah","start":148.62,"end":148.85999,"confidence":0.99488986,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.033364053815603256},{"word":"that's","start":148.85999,"end":149.18,"confidence":0.93063813,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.059929680079221725},{"word":"right","start":149.18,"end":149.68,"confidence":0.86697716,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.05596822500228882},{"word":"yes","start":152.83499,"end":153.33499,"confidence":0.8184352,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14290091395378113},{"word":"okay","start":168.63,"end":169.03,"confidence":0.9468093,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1519029438495636},{"word":"yes","start":169.03,"end":169.35,"confidence":0.87202406,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2573235332965851},{"word":"sounds","start":169.35,"end":169.67,"confidence":0.98321724,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.4475747048854828},{"word":"good","start":169.67,"end":170.17,"confidence":0.99413776,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4137805998325348},{"word":"yeah","start":187.82501,"end":187.985,"confidence":0.9561262,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04532281681895256},{"word":"yeah","start":187.985,"end":188.225,"confidence":0.9967804,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.055281009525060654},{"word":"that's","start":188.225,"end":188.46501,"confidence":0.99033296,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06954088807106018},{"word":"the","start":188.46501,"end":188.54501,"confidence":0.94052625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0678461492061615},{"word":"one","start":188.54501,"end":189.04501,"confidence":0.97319627,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.08089769631624222},{"word":"yeah","start":194.785,"end":195.10501,"confidence":0.9058392,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06234045326709747},{"word":"yeah","start":195.10501,"end":195.26501,"confidence":0.9930136,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07616923749446869},{"word":"yeah","start":195.26501,"end":195.505,"confidence":0.96533716,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09973213821649551},{"word":"yeah","start":195.505,"end":196.005,"confidence":0.81126726,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16220694780349731},{"word":"yeah","start":203.81,"end":204.31,"confidence":0.9046105,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007239446043968201},{"word":"yeah","start":216.765,"end":217.005,"confidence":0.9911752,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05037544667720795},{"word":"yeah","start":217.005,"end":217.32501,"confidence":0.99637604,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.030427126213908195},{"word":"yeah","start":217.32501,"end":217.645,"confidence":0.9918981,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.016845673322677612},{"word":"well","start":217.645,"end":217.725,"confidence":0.92232233,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.038423802703619},{"word":"that's","start":217.725,"end":217.88501,"confidence":0.9512678,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.06255093216896057},{"word":"what","start":217.88501,"end":218.045,"confidence":0.6194425,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0644325390458107},{"word":"i","start":218.045,"end":218.205,"confidence":0.9890254,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04879757761955261},{"word":"said","start":218.205,"end":218.365,"confidence":0.8554762,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.03772657364606857},{"word":"to","start":218.365,"end":218.60501,"confidence":0.584305,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03975924104452133},{"word":"you","start":218.60501,"end":218.685,"confidence":0.619108,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.030715491622686383},{"word":"but","start":218.685,"end":219.185,"confidence":0.19684796,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.19202551245689392},{"word":"i'm","start":220.685,"end":220.845,"confidence":0.9652636,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.3648650646209717},{"word":"not","start":220.845,"end":221.005,"confidence":0.9955674,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5276678204536438},{"word":"that","start":221.005,"end":221.24501,"confidence":0.9400774,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.41213393211364746},{"word":"good","start":221.24501,"end":221.485,"confidence":0.9996623,"punctuated_word":"good","sentiment":"negative","sentiment_score":-0.479943573474884},{"word":"with","start":221.485,"end":221.82,"confidence":0.99916255,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.4261483550071716},{"word":"all","start":222.3,"end":222.46,"confidence":0.9972574,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.36335083842277527},{"word":"the","start":222.46,"end":222.96,"confidence":0.63433135,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.46343979239463806},{"word":"numbers","start":223.5,"end":223.90001,"confidence":0.9509964,"punctuated_word":"numbers","sentiment":"negative","sentiment_score":-0.4284398555755615},{"word":"and","start":223.90001,"end":224.06001,"confidence":0.5485294,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.34500956535339355},{"word":"that","start":224.06001,"end":224.38,"confidence":0.5226233,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.26064643263816833},{"word":"and","start":224.38,"end":224.54001,"confidence":0.9929919,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2012522518634796},{"word":"i","start":224.54001,"end":224.78001,"confidence":0.9086194,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22902467846870425},{"word":"said","start":224.78001,"end":224.94,"confidence":0.9395036,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.07094627618789673},{"word":"it's","start":224.94,"end":225.18001,"confidence":0.9140642,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.22302526235580444},{"word":"better","start":225.18001,"end":225.5,"confidence":0.9922511,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.2583141326904297},{"word":"off","start":225.5,"end":225.66,"confidence":0.9272118,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.14228865504264832},{"word":"like","start":225.82,"end":226.06001,"confidence":0.90323675,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.14180105924606323},{"word":"it's","start":226.06001,"end":226.22,"confidence":0.98716843,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2404789924621582},{"word":"better","start":226.22,"end":226.46,"confidence":0.998949,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.1291881501674652},{"word":"in","start":226.46,"end":226.62001,"confidence":0.9890043,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1963767558336258},{"word":"your","start":226.62001,"end":226.78001,"confidence":0.99741447,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.2770422697067261},{"word":"hands","start":226.78001,"end":227.1,"confidence":0.5517545,"punctuated_word":"hands.","sentiment":"neutral","sentiment_score":-0.2644025981426239},{"word":"you","start":227.1,"end":227.18001,"confidence":0.84255964,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.12091043591499329},{"word":"know","start":227.18001,"end":227.42001,"confidence":0.7497806,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.11311499774456024},{"word":"what","start":227.42001,"end":227.66,"confidence":0.7325159,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.15962526202201843},{"word":"you're","start":227.66,"end":227.90001,"confidence":0.7942097,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.09679310768842696},{"word":"doing","start":227.90001,"end":228.40001,"confidence":0.5312356,"punctuated_word":"doing,","sentiment":"neutral","sentiment_score":-0.08947648108005524},{"word":"and","start":228.46,"end":228.96,"confidence":0.9401238,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06409838050603867},{"word":"if","start":229.26001,"end":229.5,"confidence":0.20765427,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.18600335717201233},{"word":"it","start":229.5,"end":229.74,"confidence":0.5533869,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2549550235271454},{"word":"was","start":229.74,"end":229.98001,"confidence":0.62672716,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.33824941515922546},{"word":"too","start":229.98001,"end":230.14001,"confidence":0.98768336,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.29036545753479004},{"word":"high","start":230.14001,"end":230.38,"confidence":0.72490954,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.3168206512928009},{"word":"at","start":230.38,"end":230.54001,"confidence":0.9943328,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.35563069581985474},{"word":"the","start":230.54001,"end":230.62001,"confidence":0.99821633,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3654979467391968},{"word":"moment","start":230.62001,"end":231.12001,"confidence":0.98562723,"punctuated_word":"moment,","sentiment":"negative","sentiment_score":-0.33706340193748474},{"word":"you","start":231.66,"end":231.90001,"confidence":0.7447705,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.39271220564842224},{"word":"just","start":231.90001,"end":232.06001,"confidence":0.7948895,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2810072898864746},{"word":"maybe","start":232.06001,"end":232.38,"confidence":0.88372135,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.2803630828857422},{"word":"need","start":232.38,"end":232.54001,"confidence":0.73012084,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.3135908246040344},{"word":"to","start":232.54001,"end":232.78001,"confidence":0.9597421,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3389439880847931},{"word":"drop","start":232.78001,"end":233.1,"confidence":0.99315166,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.2398586273193359},{"word":"it","start":233.1,"end":233.18001,"confidence":0.9878897,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.25677773356437683},{"word":"down","start":233.18001,"end":233.5,"confidence":0.9996568,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.15198911726474762},{"word":"or","start":233.5,"end":233.74,"confidence":0.487879,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.2106124311685562},{"word":"if","start":233.74,"end":233.82,"confidence":0.58710116,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2672908306121826},{"word":"it's","start":233.82,"end":233.98001,"confidence":0.98808455,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.24549445509910583},{"word":"not","start":233.98001,"end":234.22,"confidence":0.99315333,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.23570944368839264},{"word":"high","start":234.22,"end":234.38,"confidence":0.94527024,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.25030073523521423},{"word":"enough","start":234.38,"end":234.70001,"confidence":0.9153576,"punctuated_word":"enough,","sentiment":"neutral","sentiment_score":-0.2769041359424591},{"word":"you","start":234.70001,"end":234.86,"confidence":0.89414126,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.27953702211380005},{"word":"know","start":234.86,"end":235.02,"confidence":0.952065,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.26914381980895996},{"word":"just","start":235.02,"end":235.34001,"confidence":0.58273494,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.31428781151771545},{"word":"put","start":235.34001,"end":235.5,"confidence":0.950618,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.2578628957271576},{"word":"it","start":235.5,"end":235.66,"confidence":0.99265057,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.26977768540382385},{"word":"up","start":235.66,"end":236.16,"confidence":0.7541895,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.1929778158664703},{"word":"no","start":238.375,"end":238.615,"confidence":0.59654504,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.17500612139701843},{"word":"you","start":238.615,"end":238.775,"confidence":0.8699786,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.1741510033607483},{"word":"know","start":238.775,"end":239.275,"confidence":0.8325714,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1485254168510437},{"word":"i'm","start":239.495,"end":239.995,"confidence":0.89703137,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.13973850011825562},{"word":"just","start":240.215,"end":240.615,"confidence":0.777684,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.12421339750289916},{"word":"yeah","start":240.69499,"end":240.935,"confidence":0.97861576,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.14680346846580505},{"word":"i'm","start":240.935,"end":241.095,"confidence":0.9986879,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.36426421999931335},{"word":"not","start":241.095,"end":241.255,"confidence":0.9861357,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4624583423137665},{"word":"the","start":241.255,"end":241.495,"confidence":0.8238379,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4449926912784576},{"word":"best","start":241.495,"end":241.815,"confidence":0.9953725,"punctuated_word":"best","sentiment":"negative","sentiment_score":-0.4594971835613251},{"word":"with","start":241.815,"end":241.895,"confidence":0.77824813,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.4616798162460327},{"word":"the","start":241.895,"end":242.135,"confidence":0.8825053,"punctuated_word":"the,","sentiment":"negative","sentiment_score":-0.3386989235877991},{"word":"you","start":242.135,"end":242.375,"confidence":0.9993266,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3558408319950104},{"word":"know","start":242.375,"end":242.875,"confidence":0.97830296,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.3992822170257568},{"word":"money","start":243.255,"end":243.655,"confidence":0.9941425,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.32653874158859253},{"word":"or","start":243.655,"end":243.895,"confidence":0.9878071,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.3238089382648468},{"word":"whatever","start":243.895,"end":244.295,"confidence":0.777736,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.27681389451026917},{"word":"with","start":244.295,"end":244.455,"confidence":0.65426296,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.38122960925102234},{"word":"the","start":244.455,"end":244.615,"confidence":0.95333105,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3761897683143616},{"word":"stocks","start":244.615,"end":245.015,"confidence":0.54832405,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":-0.28585660457611084},{"word":"and","start":245.015,"end":245.33499,"confidence":0.53287077,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.29034531116485596},{"word":"everything","start":245.33499,"end":245.735,"confidence":0.9330272,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.26840466260910034},{"word":"like","start":245.735,"end":245.975,"confidence":0.74663323,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.34133878350257874},{"word":"that","start":245.975,"end":246.215,"confidence":0.78575313,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.3281164765357971},{"word":"because","start":246.215,"end":246.615,"confidence":0.27021214,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.19546467065811157},{"word":"i","start":246.615,"end":246.69499,"confidence":0.96683884,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.28132763504981995},{"word":"didn't","start":246.69499,"end":247.095,"confidence":0.89819896,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.2171456515789032},{"word":"really","start":247.095,"end":247.33499,"confidence":0.5079994,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.21321940422058103},{"word":"look","start":247.33499,"end":247.575,"confidence":0.97726643,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.2674069106578827},{"word":"at","start":247.575,"end":247.735,"confidence":0.9975358,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2817627489566803},{"word":"it","start":247.735,"end":247.895,"confidence":0.7898565,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.2566826045513153},{"word":"it","start":247.895,"end":247.975,"confidence":0.6510291,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.18251070380210876},{"word":"was","start":247.975,"end":248.135,"confidence":0.820876,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.16314589977264404},{"word":"just","start":248.135,"end":248.635,"confidence":0.8022869,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.14280012249946594},{"word":"i","start":248.935,"end":249.095,"confidence":0.99821293,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18411991000175476},{"word":"just","start":249.095,"end":249.33499,"confidence":0.9929696,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.13820141553878784},{"word":"got","start":249.33499,"end":249.575,"confidence":0.99007064,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.14655333757400513},{"word":"in","start":249.575,"end":249.655,"confidence":0.9953448,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.12588627636432648},{"word":"there","start":249.655,"end":249.895,"confidence":0.8135567,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.14069722592830658},{"word":"i","start":249.895,"end":250.055,"confidence":0.9931924,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14519155025482178},{"word":"think","start":250.055,"end":250.555,"confidence":0.89640164,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":-0.13112938404083252},{"word":"a","start":251.36,"end":251.52,"confidence":0.6075774,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12629906833171844},{"word":"few","start":251.52,"end":251.76,"confidence":0.9894873,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.12849260866641998},{"word":"years","start":251.76,"end":252.16,"confidence":0.99364847,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.1171296238899231},{"word":"ago","start":252.16,"end":252.64,"confidence":0.7098179,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.0975446105003357},{"word":"i","start":252.64,"end":252.88,"confidence":0.42301628,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06241089105606079},{"word":"i","start":252.88,"end":253.04,"confidence":0.6897149,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05870730057358742},{"word":"was","start":253.04,"end":253.2,"confidence":0.94369155,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.03795464709401131},{"word":"with","start":253.2,"end":253.44,"confidence":0.90165365,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.05603262409567833},{"word":"the","start":253.44,"end":253.52,"confidence":0.86811346,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.055750325322151184},{"word":"commonwealth","start":253.52,"end":254.0,"confidence":0.9428074,"punctuated_word":"Commonwealth","sentiment":"neutral","sentiment_score":-0.0343143567442894},{"word":"bank","start":254.0,"end":254.31999,"confidence":0.8466257,"punctuated_word":"Bank,","sentiment":"neutral","sentiment_score":-0.06318194419145584},{"word":"and","start":254.31999,"end":254.48,"confidence":0.9599227,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0726422518491745},{"word":"i","start":254.48,"end":254.56,"confidence":0.9994979,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1880655139684677},{"word":"wasn't","start":254.56,"end":254.8,"confidence":0.99788016,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.22314366698265076},{"word":"making","start":254.8,"end":255.12,"confidence":0.9950353,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.26083946228027344},{"word":"that","start":255.12,"end":255.28,"confidence":0.67154676,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.23230966925621033},{"word":"money","start":255.28,"end":255.52,"confidence":0.75933415,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.23354853689670563},{"word":"and","start":255.52,"end":255.68,"confidence":0.9316708,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1351468414068222},{"word":"i","start":255.68,"end":255.76,"confidence":0.9985511,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17178691923618317},{"word":"just","start":255.76,"end":256.0,"confidence":0.96009773,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.13911141455173492},{"word":"looked","start":256.0,"end":256.24,"confidence":0.9217809,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":-0.1796988993883133},{"word":"somewhere","start":256.24,"end":256.63998,"confidence":0.9865173,"punctuated_word":"somewhere","sentiment":"neutral","sentiment_score":-0.22237250208854675},{"word":"while","start":256.63998,"end":256.88,"confidence":0.5228835,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.1613878607749939},{"word":"i","start":256.88,"end":256.96,"confidence":0.9122348,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23896165192127228},{"word":"couldn't","start":256.96,"end":257.2,"confidence":0.7055353,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.26033326983451843},{"word":"make","start":257.2,"end":257.36,"confidence":0.9985567,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.24013909697532657},{"word":"money","start":257.36,"end":257.86,"confidence":0.7468066,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.22281330823898315},{"word":"and","start":259.52,"end":259.6,"confidence":0.990437,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.08567871153354645},{"word":"and","start":259.6,"end":259.84,"confidence":0.8902564,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.1008477658033371},{"word":"yeah","start":259.84,"end":260.0,"confidence":0.996169,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.0948200821876526},{"word":"it","start":260.0,"end":260.08,"confidence":0.37798634,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11250916123390198},{"word":"used","start":260.08,"end":260.32,"confidence":0.65037817,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.08396662771701813},{"word":"to","start":260.32,"end":260.4,"confidence":0.961192,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06294943392276764},{"word":"come","start":260.4,"end":260.56,"confidence":0.99966145,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.07884246110916138},{"word":"up","start":260.56,"end":260.72,"confidence":0.72266424,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.08461140841245651},{"word":"and","start":260.72,"end":260.88,"confidence":0.88852763,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.06209753453731537},{"word":"yeah","start":260.88,"end":261.12,"confidence":0.94387984,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.04118953645229339},{"word":"so","start":261.12,"end":261.28,"confidence":0.99033594,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.03623048961162567},{"word":"i","start":261.28,"end":261.36,"confidence":0.98591113,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01849273592233658},{"word":"went","start":261.36,"end":261.6,"confidence":0.96601325,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.0053609684109687805},{"word":"with","start":261.6,"end":261.76,"confidence":0.98773175,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03392665833234787},{"word":"you","start":261.76,"end":261.91998,"confidence":0.6766381,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.023977182805538177},{"word":"fellas","start":261.91998,"end":262.41998,"confidence":0.97376513,"punctuated_word":"fellas.","sentiment":"neutral","sentiment_score":-0.008381232619285583},{"word":"yep","start":276.885,"end":277.385,"confidence":0.9844533,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16436707973480225},{"word":"okay","start":284.26,"end":284.76,"confidence":0.90116346,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10556299984455109},{"word":"yep","start":284.98,"end":285.30002,"confidence":0.9265593,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09534262865781784},{"word":"yep","start":285.30002,"end":285.80002,"confidence":0.9761437,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07374381273984909},{"word":"yeah","start":302.505,"end":303.005,"confidence":0.9810661,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17288771271705627},{"word":"yes","start":327.63498,"end":327.955,"confidence":0.98445207,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13455843925476074},{"word":"yes","start":327.955,"end":328.195,"confidence":0.9918251,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.14649175107479095},{"word":"yes","start":328.195,"end":328.51498,"confidence":0.95718324,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15042683482170105},{"word":"well","start":328.51498,"end":328.835,"confidence":0.84428966,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.15669256448745728},{"word":"while","start":328.835,"end":329.07498,"confidence":0.7944003,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.09837395697832108},{"word":"i'm","start":329.07498,"end":329.235,"confidence":0.98929715,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1506943553686142},{"word":"pulling","start":329.235,"end":329.555,"confidence":0.6098877,"punctuated_word":"pulling","sentiment":"neutral","sentiment_score":0.14939172565937042},{"word":"in","start":329.555,"end":329.715,"confidence":0.51507103,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10153291374444962},{"word":"here","start":329.715,"end":329.955,"confidence":0.7644558,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.0945023149251938},{"word":"it's","start":329.955,"end":330.115,"confidence":0.87249815,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09746547788381577},{"word":"there","start":330.115,"end":330.435,"confidence":0.7685565,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.0405646339058876},{"word":"yeah","start":330.435,"end":330.935,"confidence":0.97671944,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00009664148092269896},{"word":"yeah","start":330.995,"end":331.315,"confidence":0.985097,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.017259277403354645},{"word":"yeah","start":331.315,"end":331.475,"confidence":0.9650558,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.054532065987586975},{"word":"the","start":331.475,"end":331.715,"confidence":0.44829115,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.13576534390449524},{"word":"cancel","start":331.715,"end":332.215,"confidence":0.8455291,"punctuated_word":"cancel.","sentiment":"neutral","sentiment_score":-0.180158793926239},{"word":"okay","start":352.33,"end":352.73,"confidence":0.83936614,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.010280637070536612},{"word":"yep","start":352.73,"end":353.23,"confidence":0.80535007,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0027226980309933424},{"word":"oh","start":362.635,"end":362.875,"confidence":0.9838953,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.14249780774116516},{"word":"yeah","start":362.875,"end":363.195,"confidence":0.83683467,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1043308600783348},{"word":"yeah","start":363.195,"end":363.695,"confidence":0.9878446,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.11967401951551436},{"word":"okay","start":379.30002,"end":379.80002,"confidence":0.95129603,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.16869279742240906},{"word":"okay","start":399.64,"end":399.96002,"confidence":0.93767405,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2029106318950653},{"word":"yep","start":399.96002,"end":400.46002,"confidence":0.9920784,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18940362334251404},{"word":"yes","start":440.73502,"end":440.975,"confidence":0.9161929,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08603430539369583},{"word":"yes","start":440.975,"end":441.475,"confidence":0.968271,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10994924604892732},{"word":"okay","start":465.67502,"end":466.17502,"confidence":0.83433694,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.048449091613292694},{"word":"yeah","start":466.315,"end":466.815,"confidence":0.98771286,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.047778550535440445},{"word":"yeah","start":468.075,"end":468.395,"confidence":0.976619,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07863122224807739},{"word":"yeah","start":468.395,"end":468.635,"confidence":0.88895535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10777878016233444},{"word":"yes","start":468.635,"end":469.135,"confidence":0.6892247,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.15670357644557953},{"word":"okay","start":491.01,"end":491.51,"confidence":0.8626761,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2254559695720673},{"word":"okay","start":516.18,"end":516.66,"confidence":0.8966868,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1975325345993042},{"word":"yep","start":516.66,"end":516.98,"confidence":0.9189419,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1580686867237091},{"word":"yep","start":516.98,"end":517.38,"confidence":0.93834054,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17099100351333618},{"word":"sounds","start":517.38,"end":517.7,"confidence":0.44076362,"punctuated_word":"Sounds","sentiment":"neutral","sentiment_score":0.24615232646465304},{"word":"good","start":517.7,"end":518.2,"confidence":0.99848115,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4849745035171509},{"word":"yeah","start":530.755,"end":531.255,"confidence":0.9232992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06205414608120918},{"word":"okay","start":538.93,"end":539.41,"confidence":0.9367057,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06095413118600845},{"word":"yeah","start":539.41,"end":539.91,"confidence":0.97106093,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04490595683455467},{"word":"okay","start":551.57,"end":551.89,"confidence":0.7156096,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1726202517747879},{"word":"i","start":551.89,"end":551.97,"confidence":0.56659204,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.213865727186203},{"word":"get","start":551.97,"end":552.29,"confidence":0.48942548,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.23993615806102753},{"word":"a","start":552.29,"end":552.52997,"confidence":0.91677856,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2262074202299118},{"word":"better","start":552.52997,"end":552.76996,"confidence":0.81109273,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.19422531127929688},{"word":"performance","start":552.76996,"end":553.26996,"confidence":0.99653625,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.3208369314670563},{"word":"out","start":553.33,"end":553.49,"confidence":0.9888787,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4028313457965851},{"word":"of","start":553.49,"end":553.64996,"confidence":0.9990742,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3505667448043823},{"word":"it","start":553.64996,"end":553.875,"confidence":0.9882982,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.31778427958488464},{"word":"yep","start":565.395,"end":565.895,"confidence":0.982248,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06566927582025528},{"word":"okay","start":575.93,"end":576.32996,"confidence":0.85600483,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.028785649687051773},{"word":"yep","start":576.32996,"end":576.64996,"confidence":0.90869987,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.038485415279865265},{"word":"yeah","start":576.64996,"end":576.97,"confidence":0.98321426,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02979249507188797},{"word":"all","start":576.97,"end":577.13,"confidence":0.5506208,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.019860245287418365},{"word":"this","start":577.13,"end":577.29,"confidence":0.59980685,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0044779181480407715},{"word":"was","start":577.29,"end":577.44995,"confidence":0.18487723,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0064793601632118225},{"word":"gonna","start":577.44995,"end":577.69,"confidence":0.24276535,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.019655786454677585},{"word":"happen","start":577.69,"end":578.19,"confidence":0.87760437,"punctuated_word":"happen.","sentiment":"neutral","sentiment_score":0.03155193477869034},{"word":"yeah","start":594.745,"end":595.06494,"confidence":0.7491171,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12308186292648315},{"word":"yeah","start":595.06494,"end":595.56494,"confidence":0.7793567,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20543551445007324},{"word":"okay","start":620.185,"end":620.505,"confidence":0.66571,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.28096145391464233},{"word":"let","start":620.505,"end":620.66504,"confidence":0.40409192,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.28162145614624023},{"word":"me","start":620.66504,"end":620.825,"confidence":0.850841,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2702564597129822},{"word":"have","start":620.825,"end":620.98505,"confidence":0.5386686,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.3243066370487213},{"word":"one","start":620.98505,"end":621.48505,"confidence":0.98630685,"punctuated_word":"one.","sentiment":"positive","sentiment_score":0.3592255413532257},{"word":"so","start":632.25,"end":632.49,"confidence":0.53524804,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05454061925411224},{"word":"when","start":632.49,"end":632.73,"confidence":0.98439133,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03765483200550079},{"word":"i","start":632.73,"end":632.88995,"confidence":0.9990243,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04779165983200073},{"word":"open","start":632.88995,"end":633.13,"confidence":0.6715624,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.053460828959941864},{"word":"this","start":633.13,"end":633.37,"confidence":0.98386407,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.06894935667514801},{"word":"up","start":633.37,"end":633.52997,"confidence":0.98700106,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04836152493953705},{"word":"and","start":633.52997,"end":633.69,"confidence":0.9957651,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.026881858706474304},{"word":"have","start":633.69,"end":633.85,"confidence":0.98323375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03883562237024307},{"word":"a","start":633.85,"end":633.93,"confidence":0.9937973,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.056565336883068085},{"word":"look","start":633.93,"end":634.25,"confidence":0.8736534,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.03917994722723961},{"word":"so","start":634.25,"end":634.49,"confidence":0.5164889,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03837233781814575},{"word":"there's","start":634.49,"end":634.81,"confidence":0.97819835,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.03582600876688957},{"word":"gotta","start":634.81,"end":634.97,"confidence":0.8119588,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.029351498931646347},{"word":"be","start":634.97,"end":635.13,"confidence":0.9963805,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.041872456669807434},{"word":"somewhere","start":635.13,"end":635.52997,"confidence":0.98914284,"punctuated_word":"somewhere","sentiment":"neutral","sentiment_score":0.026655886322259903},{"word":"i","start":635.52997,"end":635.61,"confidence":0.8535342,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02460557594895363},{"word":"have","start":635.61,"end":635.85,"confidence":0.9925171,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04421008750796318},{"word":"to","start":635.85,"end":636.00995,"confidence":0.9980532,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03821773454546928},{"word":"sign","start":636.00995,"end":636.25,"confidence":0.97419024,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.03445521742105484},{"word":"it","start":636.25,"end":636.75,"confidence":0.97127235,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.07396997511386871},{"word":"i","start":643.195,"end":643.35504,"confidence":0.6941318,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02328328788280487},{"word":"think","start":643.35504,"end":643.59503,"confidence":0.99686027,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.013467688113451004},{"word":"so","start":643.59503,"end":643.835,"confidence":0.79486215,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.01727273315191269},{"word":"i","start":643.835,"end":643.91504,"confidence":0.98966587,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004907980561256409},{"word":"think","start":643.91504,"end":644.23505,"confidence":0.9981804,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.006780402734875679},{"word":"last","start":644.23505,"end":644.47504,"confidence":0.94002837,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.00005454011261463165},{"word":"time","start":644.47504,"end":644.635,"confidence":0.9885471,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.002849038690328598},{"word":"i","start":644.635,"end":644.715,"confidence":0.6170913,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.001401614397764206},{"word":"was","start":644.715,"end":644.875,"confidence":0.6198324,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.007218219339847565},{"word":"like","start":644.875,"end":645.03503,"confidence":0.50539625,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.00765661895275116},{"word":"that","start":645.03503,"end":645.195,"confidence":0.63508165,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.014115821570158005},{"word":"was","start":645.195,"end":645.35504,"confidence":0.5120478,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02138820663094521},{"word":"another","start":645.35504,"end":645.515,"confidence":0.2500401,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.0007188618183135986},{"word":"one","start":645.515,"end":646.015,"confidence":0.7011935,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.012775085866451263},{"word":"yeah","start":656.39,"end":656.89,"confidence":0.98024625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02853422798216343},{"word":"oh","start":663.19,"end":663.35,"confidence":0.75455654,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.09771402925252914},{"word":"okay","start":663.35,"end":663.85,"confidence":0.9961728,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.08781510591506958},{"word":"okay","start":672.165,"end":672.64496,"confidence":0.8880532,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09586700052022934},{"word":"no","start":672.64496,"end":672.885,"confidence":0.9695944,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.11164239048957823},{"word":"worries","start":672.885,"end":673.285,"confidence":0.98960507,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.11838432401418686},{"word":"okay","start":673.285,"end":673.785,"confidence":0.9653982,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1431247889995575},{"word":"yep","start":676.96497,"end":677.46497,"confidence":0.97750694,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19247785210609436},{"word":"okay","start":680.165,"end":680.64496,"confidence":0.99641263,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12736734747886658},{"word":"no","start":680.64496,"end":680.885,"confidence":0.98067963,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.132480189204216},{"word":"worries","start":680.885,"end":681.385,"confidence":0.99668384,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.1853109747171402},{"word":"yep","start":682.8,"end":683.3,"confidence":0.96614134,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1651332676410675},{"word":"yeah","start":708.535,"end":708.935,"confidence":0.7796303,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021240495145320892},{"word":"well","start":708.935,"end":709.175,"confidence":0.8965945,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.003117009997367859},{"word":"we've","start":709.175,"end":709.33496,"confidence":0.9531692,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.001636867760680616},{"word":"been","start":709.33496,"end":709.575,"confidence":0.9975641,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.018186703324317932},{"word":"talking","start":709.575,"end":709.975,"confidence":0.9991748,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.02038048952817917},{"word":"about","start":709.975,"end":710.21497,"confidence":0.99966466,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.02261209487915039},{"word":"it","start":710.21497,"end":710.375,"confidence":0.8877263,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.003776511177420616},{"word":"but","start":710.375,"end":710.875,"confidence":0.9994748,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04188568890094757},{"word":"haven't","start":710.935,"end":711.33496,"confidence":0.97524655,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.09041940420866013},{"word":"really","start":711.33496,"end":711.815,"confidence":0.95194113,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.1012679934501648},{"word":"you","start":711.815,"end":711.89496,"confidence":0.99884725,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15161117911338806},{"word":"know","start":711.89496,"end":712.39496,"confidence":0.9925807,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13297000527381897},{"word":"gone","start":713.07,"end":713.31,"confidence":0.88735867,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.15456441044807434},{"word":"really","start":713.31,"end":713.71,"confidence":0.86486566,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.14442148804664612},{"word":"to","start":713.71,"end":713.87,"confidence":0.9525485,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1487155556678772},{"word":"do","start":713.87,"end":714.03,"confidence":0.95850855,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.13460223376750946},{"word":"it","start":714.03,"end":714.53,"confidence":0.9638673,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.10026627779006958},{"word":"two","start":714.91003,"end":715.15,"confidence":0.4727843,"punctuated_word":"Two","sentiment":"neutral","sentiment_score":-0.10450311750173567},{"word":"are","start":715.15,"end":715.39,"confidence":0.6267836,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.053462158888578415},{"word":"probably","start":715.39,"end":715.71,"confidence":0.8234604,"punctuated_word":"probably,","sentiment":"neutral","sentiment_score":-0.06456848233938217},{"word":"you","start":715.71,"end":715.87,"confidence":0.99958736,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05490720644593239},{"word":"know","start":715.87,"end":716.35004,"confidence":0.8626574,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0446181446313858},{"word":"2,000,000","start":716.35004,"end":716.99,"confidence":0.94227755,"punctuated_word":"2,000,000","sentiment":"neutral","sentiment_score":-0.0475567951798439},{"word":"wives","start":716.99,"end":717.39,"confidence":0.10279456,"punctuated_word":"wives","sentiment":"neutral","sentiment_score":-0.04893038421869278},{"word":"say","start":717.39,"end":717.55,"confidence":0.7808166,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.01091708056628704},{"word":"yeah","start":717.55,"end":717.71,"confidence":0.76447237,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.02436775714159012},{"word":"yeah","start":717.71,"end":717.87,"confidence":0.9772453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03431928530335426},{"word":"let's","start":717.87,"end":718.11005,"confidence":0.9979469,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.07174866646528244},{"word":"do","start":718.11005,"end":718.35004,"confidence":0.99932456,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10467018187046052},{"word":"this","start":718.35004,"end":718.59,"confidence":0.9981528,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1446973830461502},{"word":"and","start":718.59,"end":718.83,"confidence":0.9389626,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14193932712078094},{"word":"do","start":718.83,"end":718.99,"confidence":0.99512464,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11254815757274628},{"word":"that","start":718.99,"end":719.15,"confidence":0.9983557,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13239169120788574},{"word":"then","start":719.15,"end":719.65,"confidence":0.7127741,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.09746620059013368},{"word":"probably","start":719.87,"end":720.27,"confidence":0.832118,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.08321872353553772},{"word":"get","start":720.27,"end":720.43,"confidence":0.7263421,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07394538819789886},{"word":"in","start":720.43,"end":720.59,"confidence":0.980514,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0765019953250885},{"word":"contact","start":720.59,"end":720.91003,"confidence":0.9977951,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.06761319935321808},{"word":"then","start":720.91003,"end":721.15,"confidence":0.84100604,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11909237504005432},{"word":"and","start":721.15,"end":721.39,"confidence":0.8168981,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0912725180387497},{"word":"then","start":721.39,"end":721.47003,"confidence":0.82427347,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11824819445610046},{"word":"get","start":721.47003,"end":721.63,"confidence":0.84431833,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06345663964748383},{"word":"the","start":721.63,"end":721.79004,"confidence":0.9881539,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06688399612903595},{"word":"best","start":721.79004,"end":722.03,"confidence":0.9988311,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.07929900288581848},{"word":"options","start":722.03,"end":722.43,"confidence":0.99190396,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.06629977375268936},{"word":"off","start":722.43,"end":722.59,"confidence":0.4992546,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.0662221610546112},{"word":"these","start":722.59,"end":722.83,"confidence":0.6927946,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.06083317846059799},{"word":"fellows","start":722.83,"end":723.15,"confidence":0.41385895,"punctuated_word":"fellows","sentiment":"neutral","sentiment_score":0.05259563773870468},{"word":"or","start":723.15,"end":723.65,"confidence":0.49743003,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.059518199414014816},{"word":"okay","start":726.11005,"end":726.61005,"confidence":0.7956933,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.23569990694522855},{"word":"yep","start":732.885,"end":733.385,"confidence":0.73325384,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12590068578720093},{"word":"okay","start":746.05005,"end":746.55005,"confidence":0.8570819,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13785108923912048},{"word":"yeah","start":746.61005,"end":746.93,"confidence":0.76412725,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15735824406147003},{"word":"no","start":746.93,"end":747.33,"confidence":0.52446055,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.23365101218223572},{"word":"worries","start":747.33,"end":747.83,"confidence":0.7892545,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.3156404495239258},{"word":"sounds","start":747.97003,"end":748.21,"confidence":0.23193024,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.619401216506958},{"word":"good","start":748.21,"end":748.71,"confidence":0.98011565,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.6422137022018433},{"word":"no","start":756.835,"end":756.995,"confidence":0.9239502,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.010594606399536133},{"word":"no","start":756.995,"end":757.235,"confidence":0.9020524,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.020167339593172073},{"word":"it","start":757.235,"end":757.315,"confidence":0.8484504,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.10461265593767166},{"word":"should","start":757.315,"end":757.555,"confidence":0.99679226,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.17211875319480896},{"word":"be","start":757.555,"end":757.635,"confidence":0.9987306,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.11966484785079956},{"word":"okay","start":757.635,"end":758.135,"confidence":0.9964909,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.14435862004756927},{"word":"yep","start":771.57996,"end":772.07996,"confidence":0.81205136,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.006560101173818111},{"word":"okay","start":773.74,"end":774.22,"confidence":0.9911808,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1185259073972702},{"word":"no","start":774.22,"end":774.45996,"confidence":0.97551256,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.16957888007164},{"word":"prob","start":774.45996,"end":774.95996,"confidence":0.4341948,"punctuated_word":"prob.","sentiment":"neutral","sentiment_score":0.2246779501438141},{"word":"thanks","start":775.1,"end":775.5,"confidence":0.8402695,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.5320819020271301},{"word":"for","start":775.5,"end":775.66,"confidence":0.76355857,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5711488723754883},{"word":"that","start":775.66,"end":776.16,"confidence":0.9939548,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5028276443481445},{"word":"i'll","start":776.3,"end":776.54,"confidence":0.6979408,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.368937075138092},{"word":"probably","start":776.54,"end":776.69995,"confidence":0.99155504,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.0357026606798172},{"word":"if","start":776.86,"end":777.01996,"confidence":0.33966276,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.021822303533554077},{"word":"i","start":777.01996,"end":777.1,"confidence":0.9953703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01448696292936802},{"word":"have","start":777.1,"end":777.25995,"confidence":0.8901746,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02297245152294636},{"word":"a","start":777.25995,"end":777.33997,"confidence":0.9655147,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.035623714327812195},{"word":"look","start":777.33997,"end":777.57996,"confidence":0.9786695,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.02665131911635399},{"word":"i'll","start":777.66,"end":777.89996,"confidence":0.75491816,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04483433812856674},{"word":"have","start":777.89996,"end":778.06,"confidence":0.95468944,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.058795955032110214},{"word":"a","start":778.06,"end":778.22,"confidence":0.7654344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07318755984306335},{"word":"probably","start":778.22,"end":778.45996,"confidence":0.6172541,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.07249549776315689},{"word":"look","start":778.45996,"end":778.69995,"confidence":0.9557663,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05797048285603523},{"word":"through","start":778.69995,"end":778.93994,"confidence":0.99003613,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07941550016403198},{"word":"and","start":778.93994,"end":779.18,"confidence":0.68850434,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05335193872451782},{"word":"see","start":779.18,"end":779.68,"confidence":0.99178857,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.06259821355342865},{"word":"see","start":780.45996,"end":780.62,"confidence":0.9581764,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.05661074072122574},{"word":"what","start":780.62,"end":780.86,"confidence":0.43836564,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04987647011876106},{"word":"i've","start":780.86,"end":781.01996,"confidence":0.9708642,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.06001695245504379},{"word":"done","start":781.01996,"end":781.25995,"confidence":0.9587662,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.08837129175662994},{"word":"it","start":781.25995,"end":781.33997,"confidence":0.6496934,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13725224137306213},{"word":"properly","start":781.33997,"end":781.74,"confidence":0.9859393,"punctuated_word":"properly.","sentiment":"neutral","sentiment_score":0.1710403561592102},{"word":"i'll","start":781.74,"end":781.98,"confidence":0.99781615,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13155782222747803},{"word":"give","start":781.98,"end":782.13995,"confidence":0.9984106,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1517549604177475},{"word":"her","start":782.13995,"end":782.3,"confidence":0.7967113,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.11887723207473756},{"word":"a","start":782.3,"end":782.37994,"confidence":0.63663113,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15170441567897797},{"word":"proper","start":782.37994,"end":782.62,"confidence":0.56686944,"punctuated_word":"proper","sentiment":"neutral","sentiment_score":0.14114975929260254},{"word":"call","start":782.62,"end":782.93994,"confidence":0.98255515,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.17681212723255155},{"word":"just","start":782.93994,"end":783.18,"confidence":0.92297393,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2172472178936005},{"word":"to","start":783.18,"end":783.25995,"confidence":0.975415,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16823822259902954},{"word":"double","start":783.25995,"end":783.66,"confidence":0.9962643,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.15960827469825745},{"word":"check","start":783.66,"end":783.89996,"confidence":0.9993462,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.12440377473831175},{"word":"to","start":783.89996,"end":784.06,"confidence":0.9829609,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1297997236251831},{"word":"see","start":784.06,"end":784.37994,"confidence":0.7704376,"punctuated_word":"see,","sentiment":"neutral","sentiment_score":0.11600970476865768},{"word":"like","start":784.37994,"end":784.87994,"confidence":0.92152107,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1342281699180603},{"word":"if","start":785.15497,"end":785.395,"confidence":0.93091273,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10859349370002748},{"word":"it's","start":785.395,"end":785.435,"confidence":0.8933988,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.09941458702087402},{"word":"well","start":785.475,"end":785.635,"confidence":0.70046306,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.09668942540884018},{"word":"i","start":785.635,"end":785.875,"confidence":0.8555719,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12913623452186584},{"word":"have","start":785.875,"end":786.115,"confidence":0.976642,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10497333109378816},{"word":"signed","start":786.115,"end":786.435,"confidence":0.8260294,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.11007453501224518},{"word":"it","start":786.435,"end":786.595,"confidence":0.9942456,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1650562733411789},{"word":"or","start":786.595,"end":786.835,"confidence":0.9724265,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.15176180005073547},{"word":"whatever","start":786.835,"end":787.335,"confidence":0.7581241,"punctuated_word":"whatever.","sentiment":"neutral","sentiment_score":0.12457281351089478},{"word":"okay","start":798.0,"end":798.32,"confidence":0.9292928,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14605703949928284},{"word":"no","start":798.32,"end":798.64,"confidence":0.9963432,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.224246546626091},{"word":"worries","start":798.64,"end":799.14,"confidence":0.99935305,"punctuated_word":"worries.","sentiment":"positive","sentiment_score":0.3768438696861267},{"word":"no","start":804.24,"end":804.48004,"confidence":0.9454541,"punctuated_word":"No","sentiment":"positive","sentiment_score":0.4704465866088867},{"word":"worries","start":804.48004,"end":804.72003,"confidence":0.9843538,"punctuated_word":"worries.","sentiment":"positive","sentiment_score":0.611668586730957},{"word":"you","start":804.72003,"end":804.96,"confidence":0.9790613,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.7796937823295593},{"word":"you","start":804.96,"end":805.12,"confidence":0.9567463,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8241450786590576},{"word":"have","start":805.12,"end":805.24,"confidence":0.99916816,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.8323018550872803},{"word":"a","start":805.24,"end":805.36005,"confidence":0.9951806,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.8189535140991211},{"word":"great","start":805.36005,"end":805.52,"confidence":0.99961156,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.8824570775032043},{"word":"one","start":805.52,"end":805.76,"confidence":0.99912435,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.8031988143920898},{"word":"as","start":805.76,"end":805.92004,"confidence":0.9782528,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.7935211658477783},{"word":"well","start":805.92004,"end":806.08,"confidence":0.9993591,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.7378787994384766},{"word":"thank","start":806.08,"end":806.32,"confidence":0.99810153,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8075547814369202},{"word":"you","start":806.32,"end":806.48004,"confidence":0.99936324,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8467680215835571},{"word":"for","start":806.48004,"end":806.72003,"confidence":0.5934078,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8490104675292969},{"word":"that","start":806.72003,"end":807.12,"confidence":0.9872906,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.7585116624832153},{"word":"okay","start":807.12,"end":807.62,"confidence":0.9534128,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.4170657992362976},{"word":"cheers","start":808.80005,"end":809.04004,"confidence":0.97201115,"punctuated_word":"Cheers,","sentiment":"positive","sentiment_score":0.41638025641441345},{"word":"mate","start":809.04004,"end":809.28,"confidence":0.9986932,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.3980363607406616},{"word":"bye","start":809.28,"end":809.52,"confidence":0.82096285,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.21206623315811157},{"word":"bye","start":809.52,"end":810.02,"confidence":0.9890111,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.11728621274232864}],"paragraphs":{"transcript":"\nHello? You're not too bad for me. I had probably explained it because of customer call over my phone and stuff like that. Yeah. Okay.\n\nYeah. Yeah. Yep. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nYeah. But I'll I'll wait for that. I'll just wait. K. Okay.\n\nYep. Yep. Yeah. Yeah. That's right.\n\nYes. Okay. Yes. Sounds good. Yeah.\n\nYeah. That's the one. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nWell, that's what I said to you. But I'm not that good with all the numbers and that, and I said it's better off like, it's better in your hands. You know what you're doing, and if it was too high at the moment, you just maybe need to drop it down or if it's not high enough, you know, just put it up. No. You know, I'm just yeah.\n\nI'm not the best with the, you know, money or whatever with the stocks and everything like that. Because I didn't really look at it. It was just I just got in there, I think, a few years ago. I I was with the Commonwealth Bank, and I wasn't making that money. And I just looked somewhere while I couldn't make money.\n\nAnd and, yeah, it used to come up, and, yeah, so I went with you, fellas. Yep. Okay. Yep. Yep.\n\nYeah. Yes. Yes. Yes. Well, while I'm pulling in here, it's there.\n\nYeah. Yeah. Yeah. The cancel. Okay.\n\nYep. Oh, yeah. Yeah. Okay. Okay.\n\nYep. Yes. Yes. Okay. Yeah.\n\nYeah. Yeah. Yes. Okay. Okay.\n\nYep. Yep. Sounds good. Yeah. Okay.\n\nYeah. Okay. I get a better performance out of it. Yep. Okay.\n\nYep. Yeah. All this was gonna happen. Yeah. Yeah.\n\nOkay. Let me have one. So when I open this up and have a look, so there's gotta be somewhere I have to sign it. I think so. I think last time I was like, that was another one.\n\nYeah. Oh, okay. Okay. No worries. Okay.\n\nYep. Okay. No worries. Yep. Yeah.\n\nWell, we've been talking about it, but haven't really, you know, gone really to do it. Two are probably, you know, 2,000,000 wives say, yeah. Yeah. Let's do this and do that then. Probably get in contact then and then get the best options off these fellows or Okay.\n\nYep. Okay. Yeah. No worries. Sounds good.\n\nNo. No. It should be okay. Yep. Okay.\n\nNo prob. Thanks for that. I'll probably if I have a look I'll have a probably look through and see see what I've done it properly. I'll give her a proper call just to double check to see, like, if it's well, I have signed it or whatever. Okay.\n\nNo worries. No worries. You you have a great one as well. Thank you for that. Okay.\n\nCheers, mate. Bye. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.5999999,"end":2.1,"sentiment":"neutral","sentiment_score":0.06712836027145386},{"text":"You're not too bad for me.","start":7.8399997,"end":9.38,"sentiment":"neutral","sentiment_score":0.290163887043794},{"text":"I had probably explained it because of customer call over my phone and stuff like that.","start":34.52,"end":39.83,"sentiment":"neutral","sentiment_score":-0.045503790490329266},{"text":"Yeah.","start":48.545,"end":49.045,"sentiment":"neutral","sentiment_score":0.13336174190044403},{"text":"Okay.","start":65.4,"end":65.9,"sentiment":"neutral","sentiment_score":0.0843636766076088}],"sentiment":"neutral","sentiment_score":0.0519110581278801,"num_words":25,"start":1.5999999,"end":65.9},{"sentences":[{"text":"Yeah.","start":68.735,"end":69.135,"sentiment":"neutral","sentiment_score":0.08169353008270264},{"text":"Yeah.","start":69.135,"end":69.295006,"sentiment":"neutral","sentiment_score":0.10493765026330948},{"text":"Yep.","start":69.295006,"end":69.795006,"sentiment":"neutral","sentiment_score":0.16538017988204956},{"text":"Yeah.","start":94.65,"end":95.15,"sentiment":"neutral","sentiment_score":-0.01050250232219696},{"text":"Yeah.","start":95.29,"end":95.53,"sentiment":"neutral","sentiment_score":0.02138529345393181}],"sentiment":"neutral","sentiment_score":0.0725788302719593,"num_words":5,"start":68.735,"end":95.53},{"sentences":[{"text":"Yeah.","start":95.53,"end":95.69,"sentiment":"neutral","sentiment_score":0.029129039496183395},{"text":"Yeah.","start":95.69,"end":95.770004,"sentiment":"neutral","sentiment_score":0.03645208850502968},{"text":"Yeah.","start":95.770004,"end":96.270004,"sentiment":"neutral","sentiment_score":0.03897609934210777},{"text":"Yeah.","start":112.47,"end":112.87,"sentiment":"neutral","sentiment_score":0.04116314649581909},{"text":"Yeah.","start":112.87,"end":113.11,"sentiment":"neutral","sentiment_score":0.04682893306016922}],"sentiment":"neutral","sentiment_score":0.03850986137986183,"num_words":5,"start":95.53,"end":113.11},{"sentences":[{"text":"Yeah.","start":113.11,"end":113.350006,"sentiment":"neutral","sentiment_score":0.05286806076765061},{"text":"But I'll I'll wait for that.","start":113.350006,"end":115.03001,"sentiment":"neutral","sentiment_score":0.02474647170553605},{"text":"I'll just wait.","start":115.03001,"end":116.01,"sentiment":"neutral","sentiment_score":0.03158220835030079},{"text":"K.","start":127.245,"end":127.745,"sentiment":"neutral","sentiment_score":0.06286320090293884},{"text":"Okay.","start":135.34,"end":135.84,"sentiment":"neutral","sentiment_score":0.06025727093219757}],"sentiment":"neutral","sentiment_score":0.03493449899057547,"num_words":12,"start":113.11,"end":135.84},{"sentences":[{"text":"Yep.","start":136.01999,"end":136.51999,"sentiment":"neutral","sentiment_score":0.041294168680906296},{"text":"Yep.","start":136.7,"end":137.2,"sentiment":"neutral","sentiment_score":0.015462632291018965},{"text":"Yeah.","start":148.29999,"end":148.62,"sentiment":"neutral","sentiment_score":-0.04258633777499199},{"text":"Yeah.","start":148.62,"end":148.85999,"sentiment":"neutral","sentiment_score":-0.033364053815603256},{"text":"That's right.","start":148.85999,"end":149.68,"sentiment":"neutral","sentiment_score":-0.05794895254075527}],"sentiment":"neutral","sentiment_score":-0.02251524928336342,"num_words":6,"start":136.01999,"end":149.68},{"sentences":[{"text":"Yes.","start":152.83499,"end":153.33499,"sentiment":"neutral","sentiment_score":0.14290091395378113},{"text":"Okay.","start":168.63,"end":169.03,"sentiment":"neutral","sentiment_score":0.1519029438495636},{"text":"Yes.","start":169.03,"end":169.35,"sentiment":"neutral","sentiment_score":0.2573235332965851},{"text":"Sounds good.","start":169.35,"end":170.17,"sentiment":"positive","sentiment_score":0.4306776523590088},{"text":"Yeah.","start":187.82501,"end":187.985,"sentiment":"neutral","sentiment_score":0.04532281681895256}],"sentiment":"neutral","sentiment_score":0.24313425210615,"num_words":6,"start":152.83499,"end":187.985},{"sentences":[{"text":"Yeah.","start":187.985,"end":188.225,"sentiment":"neutral","sentiment_score":0.055281009525060654},{"text":"That's the one.","start":188.225,"end":189.04501,"sentiment":"neutral","sentiment_score":0.07276157786448796},{"text":"Yeah.","start":194.785,"end":195.10501,"sentiment":"neutral","sentiment_score":0.06234045326709747},{"text":"Yeah.","start":195.10501,"end":195.26501,"sentiment":"neutral","sentiment_score":0.07616923749446869},{"text":"Yeah.","start":195.26501,"end":195.505,"sentiment":"neutral","sentiment_score":0.09973213821649551}],"sentiment":"neutral","sentiment_score":0.07311536744236946,"num_words":7,"start":187.985,"end":195.505},{"sentences":[{"text":"Yeah.","start":195.505,"end":196.005,"sentiment":"neutral","sentiment_score":0.16220694780349731},{"text":"Yeah.","start":203.81,"end":204.31,"sentiment":"neutral","sentiment_score":-0.007239446043968201},{"text":"Yeah.","start":216.765,"end":217.005,"sentiment":"neutral","sentiment_score":-0.05037544667720795},{"text":"Yeah.","start":217.005,"end":217.32501,"sentiment":"neutral","sentiment_score":-0.030427126213908195},{"text":"Yeah.","start":217.32501,"end":217.645,"sentiment":"neutral","sentiment_score":-0.016845673322677612}],"sentiment":"neutral","sentiment_score":0.011463851109147072,"num_words":5,"start":195.505,"end":217.645},{"sentences":[{"text":"Well, that's what I said to you.","start":217.645,"end":218.685,"sentiment":"neutral","sentiment_score":-0.04605802255017417},{"text":"But I'm not that good with all the numbers and that, and I said it's better off like, it's better in your hands.","start":218.685,"end":227.1,"sentiment":"neutral","sentiment_score":-0.28860051411649457},{"text":"You know what you're doing, and if it was too high at the moment, you just maybe need to drop it down or if it's not high enough, you know, just put it up.","start":227.1,"end":236.16,"sentiment":"neutral","sentiment_score":-0.24746313428177552},{"text":"No.","start":238.375,"end":238.615,"sentiment":"neutral","sentiment_score":-0.17500612139701843},{"text":"You know, I'm just yeah.","start":238.615,"end":240.935,"sentiment":"neutral","sentiment_score":-0.14668635725975038}],"sentiment":"neutral","sentiment_score":-0.2326057493686676,"num_words":70,"start":217.645,"end":240.935},{"sentences":[{"text":"I'm not the best with the, you know, money or whatever with the stocks and everything like that.","start":240.935,"end":246.215,"sentiment":"negative","sentiment_score":-0.3602976120180554},{"text":"Because I didn't really look at it.","start":246.215,"end":247.895,"sentiment":"neutral","sentiment_score":-0.24471566081047058},{"text":"It was just I just got in there, I think, a few years ago.","start":247.895,"end":252.64,"sentiment":"neutral","sentiment_score":-0.14069298122610366},{"text":"I I was with the Commonwealth Bank, and I wasn't making that money.","start":252.64,"end":255.52,"sentiment":"neutral","sentiment_score":-0.12145393771620897},{"text":"And I just looked somewhere while I couldn't make money.","start":255.52,"end":257.86,"sentiment":"neutral","sentiment_score":-0.19717517644166946}],"sentiment":"neutral","sentiment_score":-0.22126969893372828,"num_words":62,"start":240.935,"end":257.86},{"sentences":[{"text":"And and, yeah, it used to come up, and, yeah, so I went with you, fellas.","start":259.52,"end":262.41998,"sentiment":"neutral","sentiment_score":-0.0553704765625298},{"text":"Yep.","start":276.885,"end":277.385,"sentiment":"neutral","sentiment_score":0.16436707973480225},{"text":"Okay.","start":284.26,"end":284.76,"sentiment":"neutral","sentiment_score":0.10556299984455109},{"text":"Yep.","start":284.98,"end":285.30002,"sentiment":"neutral","sentiment_score":0.09534262865781784},{"text":"Yep.","start":285.30002,"end":285.80002,"sentiment":"neutral","sentiment_score":0.07374381273984909}],"sentiment":"neutral","sentiment_score":-0.022345555201172828,"num_words":20,"start":259.52,"end":285.80002},{"sentences":[{"text":"Yeah.","start":302.505,"end":303.005,"sentiment":"neutral","sentiment_score":0.17288771271705627},{"text":"Yes.","start":327.63498,"end":327.955,"sentiment":"neutral","sentiment_score":0.13455843925476074},{"text":"Yes.","start":327.955,"end":328.195,"sentiment":"neutral","sentiment_score":0.14649175107479095},{"text":"Yes.","start":328.195,"end":328.51498,"sentiment":"neutral","sentiment_score":0.15042683482170105},{"text":"Well, while I'm pulling in here, it's there.","start":328.51498,"end":330.435,"sentiment":"neutral","sentiment_score":0.11115224286913872}],"sentiment":"neutral","sentiment_score":0.1244652234017849,"num_words":12,"start":302.505,"end":330.435},{"sentences":[{"text":"Yeah.","start":330.435,"end":330.935,"sentiment":"neutral","sentiment_score":0.00009664148092269896},{"text":"Yeah.","start":330.995,"end":331.315,"sentiment":"neutral","sentiment_score":-0.017259277403354645},{"text":"Yeah.","start":331.315,"end":331.475,"sentiment":"neutral","sentiment_score":-0.054532065987586975},{"text":"The cancel.","start":331.475,"end":332.215,"sentiment":"neutral","sentiment_score":-0.15796206891536713},{"text":"Okay.","start":352.33,"end":352.73,"sentiment":"neutral","sentiment_score":-0.010280637070536612}],"sentiment":"neutral","sentiment_score":-0.0663165794685483,"num_words":6,"start":330.435,"end":352.73},{"sentences":[{"text":"Yep.","start":352.73,"end":353.23,"sentiment":"neutral","sentiment_score":-0.0027226980309933424},{"text":"Oh, yeah.","start":362.635,"end":363.195,"sentiment":"neutral","sentiment_score":-0.12341433390974998},{"text":"Yeah.","start":363.195,"end":363.695,"sentiment":"neutral","sentiment_score":-0.11967401951551436},{"text":"Okay.","start":379.30002,"end":379.80002,"sentiment":"neutral","sentiment_score":-0.16869279742240906},{"text":"Okay.","start":399.64,"end":399.96002,"sentiment":"neutral","sentiment_score":0.2029106318950653}],"sentiment":"neutral","sentiment_score":-0.055834591815558575,"num_words":6,"start":352.73,"end":399.96002},{"sentences":[{"text":"Yep.","start":399.96002,"end":400.46002,"sentiment":"neutral","sentiment_score":0.18940362334251404},{"text":"Yes.","start":440.73502,"end":440.975,"sentiment":"neutral","sentiment_score":0.08603430539369583},{"text":"Yes.","start":440.975,"end":441.475,"sentiment":"neutral","sentiment_score":0.10994924604892732},{"text":"Okay.","start":465.67502,"end":466.17502,"sentiment":"neutral","sentiment_score":0.048449091613292694},{"text":"Yeah.","start":466.315,"end":466.815,"sentiment":"neutral","sentiment_score":0.047778550535440445}],"sentiment":"neutral","sentiment_score":0.09632296338677407,"num_words":5,"start":399.96002,"end":466.815},{"sentences":[{"text":"Yeah.","start":468.075,"end":468.395,"sentiment":"neutral","sentiment_score":0.07863122224807739},{"text":"Yeah.","start":468.395,"end":468.635,"sentiment":"neutral","sentiment_score":0.10777878016233444},{"text":"Yes.","start":468.635,"end":469.135,"sentiment":"neutral","sentiment_score":0.15670357644557953},{"text":"Okay.","start":491.01,"end":491.51,"sentiment":"neutral","sentiment_score":0.2254559695720673},{"text":"Okay.","start":516.18,"end":516.66,"sentiment":"neutral","sentiment_score":0.1975325345993042}],"sentiment":"neutral","sentiment_score":0.15322041660547256,"num_words":5,"start":468.075,"end":516.66},{"sentences":[{"text":"Yep.","start":516.66,"end":516.98,"sentiment":"neutral","sentiment_score":0.1580686867237091},{"text":"Yep.","start":516.98,"end":517.38,"sentiment":"neutral","sentiment_score":0.17099100351333618},{"text":"Sounds good.","start":517.38,"end":518.2,"sentiment":"positive","sentiment_score":0.36556341499090195},{"text":"Yeah.","start":530.755,"end":531.255,"sentiment":"neutral","sentiment_score":0.06205414608120918},{"text":"Okay.","start":538.93,"end":539.41,"sentiment":"neutral","sentiment_score":0.06095413118600845}],"sentiment":"neutral","sentiment_score":0.19719913291434446,"num_words":6,"start":516.66,"end":539.41},{"sentences":[{"text":"Yeah.","start":539.41,"end":539.91,"sentiment":"neutral","sentiment_score":0.04490595683455467},{"text":"Okay.","start":551.57,"end":551.89,"sentiment":"neutral","sentiment_score":0.1726202517747879},{"text":"I get a better performance out of it.","start":551.89,"end":553.875,"sentiment":"neutral","sentiment_score":0.28328173980116844},{"text":"Yep.","start":565.395,"end":565.895,"sentiment":"neutral","sentiment_score":0.06566927582025528},{"text":"Okay.","start":575.93,"end":576.32996,"sentiment":"neutral","sentiment_score":0.028785649687051773}],"sentiment":"neutral","sentiment_score":0.2148529210438331,"num_words":12,"start":539.41,"end":576.32996},{"sentences":[{"text":"Yep.","start":576.32996,"end":576.64996,"sentiment":"neutral","sentiment_score":0.038485415279865265},{"text":"Yeah.","start":576.64996,"end":576.97,"sentiment":"neutral","sentiment_score":0.02979249507188797},{"text":"All this was gonna happen.","start":576.97,"end":578.19,"sentiment":"neutral","sentiment_score":0.013813304901123046},{"text":"Yeah.","start":594.745,"end":595.06494,"sentiment":"neutral","sentiment_score":0.12308186292648315},{"text":"Yeah.","start":595.06494,"end":595.56494,"sentiment":"neutral","sentiment_score":0.20543551445007324}],"sentiment":"neutral","sentiment_score":0.05176242358154721,"num_words":9,"start":576.32996,"end":595.56494},{"sentences":[{"text":"Okay.","start":620.185,"end":620.505,"sentiment":"neutral","sentiment_score":0.28096145391464233},{"text":"Let me have one.","start":620.505,"end":621.48505,"sentiment":"neutral","sentiment_score":0.30885252356529236},{"text":"So when I open this up and have a look, so there's gotta be somewhere I have to sign it.","start":632.25,"end":636.75,"sentiment":"neutral","sentiment_score":0.04298791829496622},{"text":"I think so.","start":643.195,"end":643.835,"sentiment":"neutral","sentiment_score":0.018007903049389522},{"text":"I think last time I was like, that was another one.","start":643.835,"end":646.015,"sentiment":"neutral","sentiment_score":-0.0035274709490212526}],"sentiment":"neutral","sentiment_score":0.061316703661130026,"num_words":39,"start":620.185,"end":646.015},{"sentences":[{"text":"Yeah.","start":656.39,"end":656.89,"sentiment":"neutral","sentiment_score":0.02853422798216343},{"text":"Oh, okay.","start":663.19,"end":663.85,"sentiment":"neutral","sentiment_score":0.09276456758379936},{"text":"Okay.","start":672.165,"end":672.64496,"sentiment":"neutral","sentiment_score":0.09586700052022934},{"text":"No worries.","start":672.64496,"end":673.285,"sentiment":"neutral","sentiment_score":0.11501335725188255},{"text":"Okay.","start":673.285,"end":673.785,"sentiment":"neutral","sentiment_score":0.1431247889995575}],"sentiment":"neutral","sentiment_score":0.09758312388190202,"num_words":7,"start":656.39,"end":673.785},{"sentences":[{"text":"Yep.","start":676.96497,"end":677.46497,"sentiment":"neutral","sentiment_score":0.19247785210609436},{"text":"Okay.","start":680.165,"end":680.64496,"sentiment":"neutral","sentiment_score":0.12736734747886658},{"text":"No worries.","start":680.64496,"end":681.385,"sentiment":"neutral","sentiment_score":0.1588955819606781},{"text":"Yep.","start":682.8,"end":683.3,"sentiment":"neutral","sentiment_score":0.1651332676410675},{"text":"Yeah.","start":708.535,"end":708.935,"sentiment":"neutral","sentiment_score":0.021240495145320892}],"sentiment":"neutral","sentiment_score":0.13733502104878426,"num_words":6,"start":676.96497,"end":708.935},{"sentences":[{"text":"Well, we've been talking about it, but haven't really, you know, gone really to do it.","start":708.935,"end":714.53,"sentiment":"neutral","sentiment_score":-0.07901249333372107},{"text":"Two are probably, you know, 2,000,000 wives say, yeah.","start":714.91003,"end":717.71,"sentiment":"neutral","sentiment_score":-0.050425680768158704},{"text":"Yeah.","start":717.71,"end":717.87,"sentiment":"neutral","sentiment_score":0.03431928530335426},{"text":"Let's do this and do that then.","start":717.87,"end":719.65,"sentiment":"neutral","sentiment_score":0.11506594398191997},{"text":"Probably get in contact then and then get the best options off these fellows or Okay.","start":719.87,"end":726.61005,"sentiment":"neutral","sentiment_score":0.08629380562342703}],"sentiment":"neutral","sentiment_score":0.010254097202013493,"num_words":49,"start":708.935,"end":726.61005},{"sentences":[{"text":"Yep.","start":732.885,"end":733.385,"sentiment":"neutral","sentiment_score":0.12590068578720093},{"text":"Okay.","start":746.05005,"end":746.55005,"sentiment":"neutral","sentiment_score":0.13785108923912048},{"text":"Yeah.","start":746.61005,"end":746.93,"sentiment":"neutral","sentiment_score":0.15735824406147003},{"text":"No worries.","start":746.93,"end":747.83,"sentiment":"neutral","sentiment_score":0.27464573085308075},{"text":"Sounds good.","start":747.97003,"end":748.71,"sentiment":"positive","sentiment_score":0.6308074593544006}],"sentiment":"neutral","sentiment_score":0.3188594856432506,"num_words":7,"start":732.885,"end":748.71},{"sentences":[{"text":"No.","start":756.835,"end":756.995,"sentiment":"neutral","sentiment_score":-0.010594606399536133},{"text":"No.","start":756.995,"end":757.235,"sentiment":"neutral","sentiment_score":0.020167339593172073},{"text":"It should be okay.","start":757.235,"end":758.135,"sentiment":"neutral","sentiment_score":0.13518871925771236},{"text":"Yep.","start":771.57996,"end":772.07996,"sentiment":"neutral","sentiment_score":0.006560101173818111},{"text":"Okay.","start":773.74,"end":774.22,"sentiment":"neutral","sentiment_score":0.1185259073972702}],"sentiment":"neutral","sentiment_score":0.08442670234944671,"num_words":8,"start":756.835,"end":774.22},{"sentences":[{"text":"No prob.","start":774.22,"end":774.95996,"sentiment":"neutral","sentiment_score":0.19712841510772705},{"text":"Thanks for that.","start":775.1,"end":776.16,"sentiment":"positive","sentiment_score":0.5353528062502543},{"text":"I'll probably if I have a look I'll have a probably look through and see see what I've done it properly.","start":776.3,"end":781.74,"sentiment":"neutral","sentiment_score":0.07581019170937084},{"text":"I'll give her a proper call just to double check to see, like, if it's well, I have signed it or whatever.","start":781.74,"end":787.335,"sentiment":"neutral","sentiment_score":0.1368938135829839},{"text":"Okay.","start":798.0,"end":798.32,"sentiment":"neutral","sentiment_score":0.14605703949928284}],"sentiment":"neutral","sentiment_score":0.13775612679975374,"num_words":49,"start":774.22,"end":798.32},{"sentences":[{"text":"No worries.","start":798.32,"end":799.14,"sentiment":"neutral","sentiment_score":0.30054520815610886},{"text":"No worries.","start":804.24,"end":804.72003,"sentiment":"positive","sentiment_score":0.5410575866699219},{"text":"You you have a great one as well.","start":804.72003,"end":806.08,"sentiment":"positive","sentiment_score":0.8090187609195709},{"text":"Thank you for that.","start":806.08,"end":807.12,"sentiment":"positive","sentiment_score":0.8154612332582474},{"text":"Okay.","start":807.12,"end":807.62,"sentiment":"positive","sentiment_score":0.4170657992362976}],"sentiment":"positive","sentiment_score":0.6961333181928185,"num_words":17,"start":798.32,"end":807.62},{"sentences":[{"text":"Cheers, mate.","start":808.80005,"end":809.28,"sentiment":"positive","sentiment_score":0.40720830857753754},{"text":"Bye.","start":809.28,"end":809.52,"sentiment":"neutral","sentiment_score":0.21206623315811157},{"text":"Bye.","start":809.52,"end":810.02,"sentiment":"neutral","sentiment_score":-0.11728621274232864}],"sentiment":"neutral","sentiment_score":0.2272991593927145,"num_words":4,"start":808.80005,"end":810.02}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Terry, good afternoon, sir. It's Tommy here from Oakview Financial, one of the senior advisers. How are you doing?\n\nChannel 1: You're not too bad for me.\n\nChannel 0: Mate, I'm just giving you a call to go through this updated advice piece with you. Do you still have a bit of time for me today? Cool. Mate, the advice that Carl put together, he's not currently here today, so I've jumped on to go through it with you. I've checked over it.\n\nI'm happy with it too. I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there.\n\nChannel 1: I had probably explained it because of customer call over my phone and stuff like that.\n\nChannel 0: Yeah. Easy done. So what I'm gonna send through to you now is gonna be, like, the statement of advice with the updated investments for the super. It's\n\nChannel 1: Yeah.\n\nChannel 0: gonna include an updated financial services guide, like our licensing details and all that kind of thing and some extra research in the background as well. So I'll pop that through. Because we're in a new system, it may go through to your spam box. So just have a read of it after this conversation if you could. And\n\nChannel 1: Okay.\n\nChannel 0: if you do have any questions, just give me a buzz back. Is that okay?\n\nChannel 1: Yeah. Yeah. Yep.\n\nChannel 0: Easy done. So I'm gonna pop that through to you now. Basically, when you go through the statement of advice, you're gonna have my licensing details have been added on there. So you'll see me on there. The main things that we've got in our scope of advice was just updating your super investments because the main conversation you have with Kyle was that it was kind of stalling a little bit on your net wealth and just to get it growing again.\n\nDoes that ring\n\nChannel 1: Yeah.\n\nChannel 0: a bell?\n\nChannel 1: Yeah. Yeah. Yeah. Yeah.\n\nChannel 0: Yep. And the other thing that he identified was just when it comes to, like, the estate planning side of things. I think you were going through just double checking if you did actually put a place, like, a will and just making sure that we do put that in place at some point as well. Does that ring a bell?\n\nChannel 1: Yeah. Yeah. Yeah. But I'll I'll wait for that. I'll just wait.\n\nChannel 0: Yeah. Easy done. Look. I just wanted to remind you that when you go to do that, you've got you've got a few options. You can talk to a lawyer, of course.\n\nYou can get a $25 will kit from the post office. Same\n\nChannel 1: K.\n\nChannel 0: thing for power of attorney. As long as you got your beneficiaries up to date for where the super goes, it's just a bit of a reminder from us.\n\nChannel 1: Okay. Yep.\n\nChannel 0: K?\n\nChannel 1: Yep.\n\nChannel 0: Outside of that, we're not giving you insurance advice. I think what you're saying to Carl, was you happy not to have insurance until maybe once you purchase a house or get, like, a mortgage or something?\n\nChannel 1: Yeah.\n\nChannel 0: So\n\nChannel 1: Yeah.\n\nChannel 0: we're\n\nChannel 1: That's\n\nChannel 0: just gonna\n\nChannel 1: right.\n\nChannel 0: leave it as just super only. Does that make sense?\n\nChannel 1: Yes.\n\nChannel 0: Cool. And last one was just with the savings and budgeting. You had a goal where just building up for holidays with your partner, build out savings, deposit for a house. We're not obviously giving you advice on that today. It's just about updating the investments on the super.\n\nChannel 1: Okay. Yes. Sounds good.\n\nChannel 0: Cool. When you go through it, it's gonna have your details in an about you section, so please just double check all of that still current with your occupation. Phone number's fine. Are you still okay for everything to go through to your Gmail? Terry Borg zero three zero nine.\n\nChannel 1: Yeah. Yeah. That's the one.\n\nChannel 0: Yep. It's got your assets and liabilities. We just had a car and some savings listed there.\n\nChannel 1: Yeah.\n\nChannel 0: Your Netwealth\n\nChannel 1: Yeah. Yeah. Yeah.\n\nChannel 0: super. Beautiful. We had your risk profile set to high growth, so you're obviously trying to get high long term returns there.\n\nChannel 1: Yeah.\n\nChannel 0: I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super. Do you know what I mean?\n\nChannel 1: Yeah. Yeah. Yeah. Well, that's what I said to you. But I'm not that good with all the numbers and that, and I said it's better off like, it's better in your hands.\n\nYou know what you're doing, and if it was too high at the moment, you just maybe need to drop it down or if it's not high enough, you know, just put it up. No. You know, I'm\n\nChannel 0: Yeah.\n\nChannel 1: just yeah. I'm not the best with the, you know, money or whatever with the stocks and everything like that. Because I didn't really look at it. It was just I just got in there, I think, a few years ago. I I was with the Commonwealth Bank, and I wasn't making that money.\n\nAnd I just looked somewhere while I couldn't make money. And and, yeah, it used to come up, and, yeah, so I went with you, fellas.\n\nChannel 0: Yeah. And, look, at any point, when we're just updating the investments in your super, if we ever feel like we need to change super funds, we'll obviously talk you through that. At this point, the investments that Carl was after are on Netwealth anyway, and they\n\nChannel 1: Yep.\n\nChannel 0: haven't had major changes to fees or features or anything like that. So it was just making a few switches under the hood to get it going a bit quicker.\n\nChannel 1: Okay. Yep. Yep.\n\nChannel 0: K? So what I basically wanted to tell you today in terms of what we're doing and why, just to make sure you're comfortable, is because you're around mid fifties at the moment, between now and, let's say, age pension age when you can get Centrelink,\n\nChannel 1: Yeah.\n\nChannel 0: you've kind of got six or seven years for growing your super and then six or seven years where you've gotta protect it. So I don't mind it being high growth now because your contributions go in. You get all these great returns. It's gonna go up and down like crazy. But in that last seven years, once we built it up a bit bigger, we have to make it a bit safer and safer every year leading up to '67, if that makes sense.\n\nChannel 1: Yes. Yes. Yes.\n\nChannel 0: So\n\nChannel 1: Well, while\n\nChannel 0: grow\n\nChannel 1: I'm pulling\n\nChannel 0: it now,\n\nChannel 1: in here,\n\nChannel 0: protect\n\nChannel 1: it's there.\n\nChannel 0: it later.\n\nChannel 1: Yeah. Yeah. Yeah. The cancel.\n\nChannel 0: Yep. If at any point it's doing something where you're like, no. I'm not comfortable with that, we can change up the style of it and everything, but we're not trying to make it you know, sell you all down to cash one day and put you back in the market the next day. We can't day trade your super like a stock market. We're aiming for that fourteen year outcome.\n\nChannel 1: Okay. Yep.\n\nChannel 0: So one of the things that happened was we had a flag. Do you remember Carl flagging with you the Bennelong investment option that wasn't doing too well on your super?\n\nChannel 1: Oh, yeah. Yeah.\n\nChannel 0: So we flagged that across the entire company. Our licensee made a decision to switch everybody away from that fund to a different option inside your super to something with a little bit lower fees, a little bit better performance.\n\nChannel 1: Okay.\n\nChannel 0: Reason being, been a long option was it wasn't performing like the Australian stock market was and everybody else alongside it. It was starting to sort of fall off to the side. So we've replaced that. Since that got replaced, it's already ticked up another few grand, so it's starting to kind of come back the way it should be.\n\nChannel 1: Okay. Yep.\n\nChannel 0: Yep. The document that I've sent you, because that switch already got made across everybody, this one was just a few extra little options that Carl was wanting to update because what happens is let's say you've got a property and some shares, and if the property gets really, really, really, really high and your shares go down, well, now most of your money's in property and barely any of it's in shares, it's gone, what I would say, out of weight. So if we want you to have this much in shares, this much in property, this much in gold, we want it to be pretty similar amounts. Sometimes it gets really far out, and we need to rebalance it back to the middle. Does that make sense?\n\nChannel 1: Yes. Yes.\n\nChannel 0: Yep. So that's basically what we're doing with this is we're just trimming off a few of the ones that have gone really good, buying into the ones that are kind of the sectors that have went down, like different countries and things like that, and then just bringing it back to the middle where we originally wanted it to be. Because we don't want 40% of your money in Australian shares when it show maybe 25, because then you're missing out on Microsoft and Google and all the other companies.\n\nChannel 1: Okay. Yeah.\n\nChannel 0: Does that make sense?\n\nChannel 1: Yeah. Yeah. Yes.\n\nChannel 0: Yep. So the outcome basically, still pretty similar asset allocation. Because you're high growth, you've got 90 to a 100% sitting in shares property gold, which is your high risk, high return stuff. You're sitting at 98. We're bringing you back down to 94, back in the middle there.\n\nThat's what I was talking about, the high growth.\n\nChannel 1: Okay.\n\nChannel 0: Yep. Bring some of those different types of investments back to where they should be. There's a table in there that shows you the comparison. So it's look. It's a little bit lower in fees, a little bit better in performance, you know, 11%, 13%, just bump it up a couple extra percent, and that should equate to around about somewhere between another 20 to 60,000 over the next five to ten years.\n\nChannel 1: Okay. Yep. Yep. Sounds\n\nChannel 0: Yep.\n\nChannel 1: good.\n\nChannel 0: Basically, what you can expect, though, is as everything's kicking off in The Middle East and everything's going crazy with oil, your soup is gonna be going up and down quite a bit. But once we get through to the other side, it should\n\nChannel 1: Yeah.\n\nChannel 0: bounce back really strong with everybody else. So in the meantime, we're just gonna keep buying up different shares and properties for a cheaper price.\n\nChannel 1: Okay. Yeah.\n\nChannel 0: K? So any questions at all, you let us know, but we're just kind of tweaking a few things under the hood. We're not making any big changes. We're just fixing the engine up a little bit.\n\nChannel 1: Okay. I get a better performance out of it.\n\nChannel 0: Yeah. And the the analogy I like to use is because you're in Netwealth and you've got this high growth account, think of it as like a sports car. It can go 200 an hour when it's on the road.\n\nChannel 1: Yep.\n\nChannel 0: If the engine needs to be serviced, that's what we're doing today. We're servicing the engine. If it rains, it's gonna slip all over the shop. And then when you get back onto the dry road, you go on 200 k's again.\n\nChannel 1: Okay. Yep. Yeah. All this was gonna happen.\n\nChannel 0: Exactly. When you get to your sixties, we probably don't want you driving a Ferrari at 200 k's on the highway. We probably want you in something a bit safer. That's still gonna get you there, but it's more like a van, bit of fuel economy, bit more space in the back. Does that make sense?\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Easy done. There's a bit of a mention about wills and powers of attorney and things like that. We've redisclosed our fees in there just so you know what you signed on for as well And just a couple of steps. Basically, if you're happy with this, read through it on your phone, give it a sign when you're comfortable. Once that comes back to us, we can hop on your Netwealth and switch the investments around.\n\nChannel 1: Okay. Let me have one.\n\nChannel 0: Awesome. Mate, that's pretty much everything from me. I just double checking. Any questions on your end? Anything else you need help with?\n\nChannel 1: So when I open this up and have a look, so there's gotta be somewhere I have to sign it.\n\nChannel 0: So what it does, it's kinda like have you ever used, like, a DocuSign before?\n\nChannel 1: I think so. I think last time I was like, that was another one.\n\nChannel 0: Yeah. We used DocuSign previously. With this one, it's very similar. So when you open up the email, it's gonna have a whole bunch of attachments, like documents attached at the bottom, but there'll also\n\nChannel 1: Yeah.\n\nChannel 0: be, like, a little blue hyperlink that for you to click, and it'll go inside to read and sign the document.\n\nChannel 1: Oh, okay.\n\nChannel 0: You should have some buttons that'll pull you to the spots that you need to sign, or you can just scroll through and read the document.\n\nChannel 1: Okay. No worries.\n\nChannel 0: Look.\n\nChannel 1: Okay.\n\nChannel 0: If you have any trouble, just give us a call on that office number, and\n\nChannel 1: Yep.\n\nChannel 0: the team can kind of walk you through it alongside you.\n\nChannel 1: Okay. No worries.\n\nChannel 0: Cool.\n\nChannel 1: Yep.\n\nChannel 0: Last thing I just wanna check because when I was talking about your goals before, is there anything okay. Sorry. Let me reset for a quick sec. When you're doing the savings and building up for the house deposit, anything like that, is there any help that you from us? Do you need us to find you a mortgage broker soon to help you get a house?\n\nDo you want us to touch base on this next year? What do you need from us?\n\nChannel 1: Yeah. Well, we've been talking about it, but haven't really, you know, gone really to do it. Two are probably, you know, 2,000,000 wives say, yeah. Yeah. Let's do this and do that then.\n\nProbably get in contact then and then get the best options off these fellows or\n\nChannel 0: Yep. That's easy\n\nChannel 1: Okay.\n\nChannel 0: done. So whenever we talk to you, like, when we do the next annual review and see how the super has been going, we'll touch on it and see if you\n\nChannel 1: Yep.\n\nChannel 0: need anything. In between, if something pops up and you do wanna jump onto it or talk about anything else, just give us a call, reply to an email, send us a text, and we can have a bit of a a meeting with you or your partner.\n\nChannel 1: Okay. Yeah. No worries. Sounds good.\n\nChannel 0: Awesome, Terry. I appreciate you taking the time today. Do you have any last questions for me before I let you go?\n\nChannel 1: No. No. It should be okay.\n\nChannel 0: Cool. If you do, mate, again, we're just a phone call away. I'll leave you with that email. Again, just check your spam box if it's going in there or your main inbox. And any trouble with that, we call it Odoo sign because we built it for ourselves.\n\nAny\n\nChannel 1: Yep.\n\nChannel 0: trouble with that, just let us know.\n\nChannel 1: Okay. No prob. Thanks for that.\n\nChannel 0: Awesome,\n\nChannel 1: I'll\n\nChannel 0: mate.\n\nChannel 1: probably\n\nChannel 0: You have\n\nChannel 1: if\n\nChannel 0: a\n\nChannel 1: I have\n\nChannel 0: fence?\n\nChannel 1: a look I'll have a probably look through and see see what I've\n\nChannel 0: Yeah.\n\nChannel 1: done\n\nChannel 0: Yeah.\n\nChannel 1: it properly. I'll give her a proper call just to double check to see, like, if it's well, I have signed it or whatever.\n\nChannel 0: Yeah. That'd be handy. I mean, we've got the ability to log on and check it. So if you just give us a buzz when you're done, we can have a look then as well. But we'll check it every couple of days anyway.\n\nChannel 1: Okay. No worries.\n\nChannel 0: Awesome, mate. Thank you so much for your time today, and we will talk to you again soon, mate.\n\nChannel 1: No worries. You you have a great one as well. Thank you for that. Okay.\n\nChannel 0: Cheers, Terry. Bye, mate.\n\nChannel 1: Cheers, mate. Bye. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.5999999,"end":2.1,"sentiment":"neutral","sentiment_score":0.06712836027145386}],"sentiment":"neutral","sentiment_score":0.06712836027145386,"channel":1,"num_words":1,"start":1.5999999,"end":2.1},{"sentences":[{"text":"Terry, good afternoon, sir.","start":2.8,"end":4.24,"sentiment":"positive","sentiment_score":0.4537927359342575},{"text":"It's Tommy here from Oakview Financial, one of the senior advisers.","start":4.24,"end":7.12,"sentiment":"neutral","sentiment_score":0.2938884198665619},{"text":"How are you doing?","start":7.12,"end":7.94,"sentiment":"neutral","sentiment_score":0.3086290955543518}],"sentiment":"neutral","sentiment_score":0.3306557865519273,"channel":0,"num_words":19,"start":2.8,"end":7.94},{"sentences":[{"text":"You're not too bad for me.","start":7.8399997,"end":9.38,"sentiment":"neutral","sentiment_score":0.290163887043794}],"sentiment":"neutral","sentiment_score":0.290163887043794,"channel":1,"num_words":6,"start":7.8399997,"end":9.38},{"sentences":[{"text":"Mate, I'm just giving you a call to go through this updated advice piece with you.","start":9.5199995,"end":13.12,"sentiment":"neutral","sentiment_score":0.23243682365864515},{"text":"Do you still have a bit of time for me today?","start":13.12,"end":15.059999,"sentiment":"neutral","sentiment_score":0.07569913091984662},{"text":"Cool.","start":16.985,"end":17.485,"sentiment":"positive","sentiment_score":0.4573017954826355},{"text":"Mate, the advice that Carl put together, he's not currently here today, so I've jumped on to go through it with you.","start":17.705,"end":23.405,"sentiment":"neutral","sentiment_score":0.20606422068720515},{"text":"I've checked over it.","start":23.945,"end":24.825,"sentiment":"positive","sentiment_score":0.40632572770118713}],"sentiment":"neutral","sentiment_score":0.20680920703819505,"channel":0,"num_words":54,"start":9.5199995,"end":24.825},{"sentences":[{"text":"I'm happy with it too.","start":24.825,"end":26.105,"sentiment":"positive","sentiment_score":0.7239981532096863},{"text":"I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there.","start":26.105,"end":33.9,"sentiment":"neutral","sentiment_score":0.11668023554717794}],"sentiment":"neutral","sentiment_score":0.1945415070423713,"channel":0,"num_words":39,"start":24.825,"end":33.9},{"sentences":[{"text":"I had probably explained it because of customer call over my phone and stuff like that.","start":34.52,"end":39.83,"sentiment":"neutral","sentiment_score":-0.045503790490329266}],"sentiment":"neutral","sentiment_score":-0.045503790490329266,"channel":1,"num_words":16,"start":34.52,"end":39.83},{"sentences":[{"text":"Yeah.","start":40.215,"end":40.614998,"sentiment":"neutral","sentiment_score":0.20729845762252808},{"text":"Easy done.","start":40.614998,"end":41.335,"sentiment":"neutral","sentiment_score":0.3014173060655594},{"text":"So what I'm gonna send through to you now is gonna be, like, the statement of advice with the updated investments for the super.","start":41.335,"end":48.155,"sentiment":"neutral","sentiment_score":0.17663837037980556},{"text":"It's","start":48.375,"end":48.695,"sentiment":"neutral","sentiment_score":0.12668821215629578}],"sentiment":"neutral","sentiment_score":0.18486222039375985,"channel":0,"num_words":28,"start":40.215,"end":48.695},{"sentences":[{"text":"Yeah.","start":48.545,"end":49.045,"sentiment":"neutral","sentiment_score":0.13336174190044403}],"sentiment":"neutral","sentiment_score":0.13336174190044403,"channel":1,"num_words":1,"start":48.545,"end":49.045},{"sentences":[{"text":"gonna include an updated financial services guide, like our licensing details and all that kind of thing and some extra research in the background as well.","start":48.695,"end":56.47,"sentiment":"neutral","sentiment_score":0.13285143558795637},{"text":"So I'll pop that through.","start":56.47,"end":58.09,"sentiment":"neutral","sentiment_score":0.11263341754674912},{"text":"Because we're in a new system, it may go through to your spam box.","start":58.71,"end":61.59,"sentiment":"neutral","sentiment_score":-0.09275515324303082},{"text":"So just have a read of it after this conversation if you could.","start":61.59,"end":65.03,"sentiment":"neutral","sentiment_score":0.06469429685519291},{"text":"And","start":65.03,"end":65.43,"sentiment":"neutral","sentiment_score":0.08684952557086945}],"sentiment":"neutral","sentiment_score":0.06180690936112808,"channel":0,"num_words":59,"start":48.695,"end":65.43},{"sentences":[{"text":"Okay.","start":65.4,"end":65.9,"sentiment":"neutral","sentiment_score":0.0843636766076088}],"sentiment":"neutral","sentiment_score":0.0843636766076088,"channel":1,"num_words":1,"start":65.4,"end":65.9},{"sentences":[{"text":"if you do have any questions, just give me a buzz back.","start":65.43,"end":67.67,"sentiment":"neutral","sentiment_score":0.092448391020298},{"text":"Is that okay?","start":67.67,"end":68.49,"sentiment":"neutral","sentiment_score":0.09087798247734706}],"sentiment":"neutral","sentiment_score":0.09213430931170781,"channel":0,"num_words":15,"start":65.43,"end":68.49},{"sentences":[{"text":"Yeah.","start":68.735,"end":69.135,"sentiment":"neutral","sentiment_score":0.08169353008270264},{"text":"Yeah.","start":69.135,"end":69.295006,"sentiment":"neutral","sentiment_score":0.10493765026330948},{"text":"Yep.","start":69.295006,"end":69.795006,"sentiment":"neutral","sentiment_score":0.16538017988204956}],"sentiment":"neutral","sentiment_score":0.11733712007602055,"channel":1,"num_words":3,"start":68.735,"end":69.795006},{"sentences":[{"text":"Easy done.","start":70.475,"end":71.034996,"sentiment":"neutral","sentiment_score":0.285299152135849},{"text":"So I'm gonna pop that through to you now.","start":71.034996,"end":73.055,"sentiment":"neutral","sentiment_score":0.16027507682641348},{"text":"Basically, when you go through the statement of advice, you're gonna have my licensing details have been added on there.","start":73.515,"end":80.475,"sentiment":"neutral","sentiment_score":0.09339065831154585},{"text":"So you'll see me on there.","start":80.475,"end":82.095,"sentiment":"neutral","sentiment_score":0.07803794120748837},{"text":"The main things that we've got in our scope of advice was just updating your super investments because the main conversation you have with Kyle was that it was kind of stalling a little bit on your net wealth and just to get it growing again.","start":83.08,"end":94.119995,"sentiment":"neutral","sentiment_score":-0.05756615891890681}],"sentiment":"neutral","sentiment_score":0.020494837336331964,"channel":0,"num_words":83,"start":70.475,"end":94.119995},{"sentences":[{"text":"Does that ring","start":94.119995,"end":94.68,"sentiment":"neutral","sentiment_score":-0.004555371900399526}],"sentiment":"neutral","sentiment_score":-0.004555371900399526,"channel":0,"num_words":3,"start":94.119995,"end":94.68},{"sentences":[{"text":"Yeah.","start":94.65,"end":95.15,"sentiment":"neutral","sentiment_score":-0.01050250232219696}],"sentiment":"neutral","sentiment_score":-0.01050250232219696,"channel":1,"num_words":1,"start":94.65,"end":95.15},{"sentences":[{"text":"a bell?","start":94.68,"end":95.145,"sentiment":"neutral","sentiment_score":-0.010063768364489079}],"sentiment":"neutral","sentiment_score":-0.010063768364489079,"channel":0,"num_words":2,"start":94.68,"end":95.145},{"sentences":[{"text":"Yeah.","start":95.29,"end":95.53,"sentiment":"neutral","sentiment_score":0.02138529345393181},{"text":"Yeah.","start":95.53,"end":95.69,"sentiment":"neutral","sentiment_score":0.029129039496183395},{"text":"Yeah.","start":95.69,"end":95.770004,"sentiment":"neutral","sentiment_score":0.03645208850502968},{"text":"Yeah.","start":95.770004,"end":96.270004,"sentiment":"neutral","sentiment_score":0.03897609934210777}],"sentiment":"neutral","sentiment_score":0.031485630199313164,"channel":1,"num_words":4,"start":95.29,"end":96.270004},{"sentences":[{"text":"Yep.","start":96.905,"end":97.384995,"sentiment":"neutral","sentiment_score":-0.007131771184504032},{"text":"And the other thing that he identified was just when it comes to, like, the estate planning side of things.","start":97.384995,"end":101.884995,"sentiment":"neutral","sentiment_score":0.023099260404706},{"text":"I think you were going through just double checking if you did actually put a place, like, a will and just making sure that we do put that in place at some point as well.","start":102.825,"end":111.4,"sentiment":"neutral","sentiment_score":0.0361659255943128},{"text":"Does that ring a bell?","start":111.4,"end":112.54,"sentiment":"neutral","sentiment_score":0.011913660727441312}],"sentiment":"neutral","sentiment_score":0.02918408420242247,"channel":0,"num_words":61,"start":96.905,"end":112.54},{"sentences":[{"text":"Yeah.","start":112.47,"end":112.87,"sentiment":"neutral","sentiment_score":0.04116314649581909},{"text":"Yeah.","start":112.87,"end":113.11,"sentiment":"neutral","sentiment_score":0.04682893306016922},{"text":"Yeah.","start":113.11,"end":113.350006,"sentiment":"neutral","sentiment_score":0.05286806076765061},{"text":"But I'll I'll wait for that.","start":113.350006,"end":115.03001,"sentiment":"neutral","sentiment_score":0.02474647170553605},{"text":"I'll just wait.","start":115.03001,"end":116.01,"sentiment":"neutral","sentiment_score":0.03158220835030079}],"sentiment":"neutral","sentiment_score":0.03200713296731313,"channel":1,"num_words":12,"start":112.47,"end":116.01},{"sentences":[{"text":"Yeah.","start":116.76,"end":117.08,"sentiment":"neutral","sentiment_score":0.23985812067985535},{"text":"Easy done.","start":117.08,"end":117.560005,"sentiment":"positive","sentiment_score":0.4251226782798767},{"text":"Look.","start":117.560005,"end":117.72,"sentiment":"neutral","sentiment_score":0.24831059575080872},{"text":"I just wanted to remind you that when you go to do that, you've got you've got a few options.","start":117.72,"end":121.740005,"sentiment":"neutral","sentiment_score":0.18556414023041726},{"text":"You can talk to a lawyer, of course.","start":121.835,"end":123.854996,"sentiment":"neutral","sentiment_score":0.14211113937199116}],"sentiment":"neutral","sentiment_score":0.19333081226795912,"channel":0,"num_words":32,"start":116.76,"end":123.854996},{"sentences":[{"text":"You can get a $25 will kit from the post office.","start":123.91499,"end":126.814995,"sentiment":"neutral","sentiment_score":0.11477421969175339},{"text":"Same","start":127.115,"end":127.354996,"sentiment":"neutral","sentiment_score":0.09117916226387024}],"sentiment":"neutral","sentiment_score":0.11280796490609646,"channel":0,"num_words":12,"start":123.91499,"end":127.354996},{"sentences":[{"text":"K.","start":127.245,"end":127.745,"sentiment":"neutral","sentiment_score":0.06286320090293884}],"sentiment":"neutral","sentiment_score":0.06286320090293884,"channel":1,"num_words":1,"start":127.245,"end":127.745},{"sentences":[{"text":"thing for power of attorney.","start":127.354996,"end":128.735,"sentiment":"neutral","sentiment_score":0.08645743280649185},{"text":"As long as you got your beneficiaries up to date for where the super goes, it's just a bit of a reminder from us.","start":129.515,"end":134.735,"sentiment":"neutral","sentiment_score":0.12935728455583254}],"sentiment":"neutral","sentiment_score":0.12196075839215312,"channel":0,"num_words":29,"start":127.354996,"end":134.735},{"sentences":[{"text":"Okay.","start":135.34,"end":135.84,"sentiment":"neutral","sentiment_score":0.06025727093219757},{"text":"Yep.","start":136.01999,"end":136.51999,"sentiment":"neutral","sentiment_score":0.041294168680906296}],"sentiment":"neutral","sentiment_score":0.05077571980655193,"channel":1,"num_words":2,"start":135.34,"end":136.51999},{"sentences":[{"text":"K?","start":136.51999,"end":137.01999,"sentiment":"neutral","sentiment_score":0.020085923373699188}],"sentiment":"neutral","sentiment_score":0.020085923373699188,"channel":0,"num_words":1,"start":136.51999,"end":137.01999},{"sentences":[{"text":"Yep.","start":136.7,"end":137.2,"sentiment":"neutral","sentiment_score":0.015462632291018965}],"sentiment":"neutral","sentiment_score":0.015462632291018965,"channel":1,"num_words":1,"start":136.7,"end":137.2},{"sentences":[{"text":"Outside of that, we're not giving you insurance advice.","start":138.04,"end":140.28,"sentiment":"neutral","sentiment_score":-0.13553868358333906},{"text":"I think what you're saying to Carl, was you happy not to have insurance until maybe once you purchase a house or get, like, a mortgage or something?","start":140.28,"end":148.14,"sentiment":"neutral","sentiment_score":-0.08248764782079629}],"sentiment":"neutral","sentiment_score":-0.09539195381709047,"channel":0,"num_words":37,"start":138.04,"end":148.14},{"sentences":[{"text":"Yeah.","start":148.29999,"end":148.62,"sentiment":"neutral","sentiment_score":-0.04258633777499199}],"sentiment":"neutral","sentiment_score":-0.04258633777499199,"channel":1,"num_words":1,"start":148.29999,"end":148.62},{"sentences":[{"text":"So","start":148.455,"end":148.69499,"sentiment":"neutral","sentiment_score":-0.040596529841423035}],"sentiment":"neutral","sentiment_score":-0.040596529841423035,"channel":0,"num_words":1,"start":148.455,"end":148.69499},{"sentences":[{"text":"Yeah.","start":148.62,"end":148.85999,"sentiment":"neutral","sentiment_score":-0.033364053815603256}],"sentiment":"neutral","sentiment_score":-0.033364053815603256,"channel":1,"num_words":1,"start":148.62,"end":148.85999},{"sentences":[{"text":"we're","start":148.69499,"end":148.935,"sentiment":"neutral","sentiment_score":-0.036344412714242935}],"sentiment":"neutral","sentiment_score":-0.036344412714242935,"channel":0,"num_words":1,"start":148.69499,"end":148.935},{"sentences":[{"text":"That's","start":148.85999,"end":149.18,"sentiment":"neutral","sentiment_score":-0.059929680079221725}],"sentiment":"neutral","sentiment_score":-0.059929680079221725,"channel":1,"num_words":1,"start":148.85999,"end":149.18},{"sentences":[{"text":"just gonna","start":148.935,"end":149.33499,"sentiment":"neutral","sentiment_score":-0.0635405145585537}],"sentiment":"neutral","sentiment_score":-0.0635405145585537,"channel":0,"num_words":2,"start":148.935,"end":149.33499},{"sentences":[{"text":"right.","start":149.18,"end":149.68,"sentiment":"neutral","sentiment_score":-0.05596822500228882}],"sentiment":"neutral","sentiment_score":-0.05596822500228882,"channel":1,"num_words":1,"start":149.18,"end":149.68},{"sentences":[{"text":"leave it as just super only.","start":149.33499,"end":151.175,"sentiment":"neutral","sentiment_score":-0.06360735806326072},{"text":"Does that make sense?","start":151.175,"end":152.315,"sentiment":"neutral","sentiment_score":-0.02110553439706564}],"sentiment":"neutral","sentiment_score":-0.04660662859678268,"channel":0,"num_words":10,"start":149.33499,"end":152.315},{"sentences":[{"text":"Yes.","start":152.83499,"end":153.33499,"sentiment":"neutral","sentiment_score":0.14290091395378113}],"sentiment":"neutral","sentiment_score":0.14290091395378113,"channel":1,"num_words":1,"start":152.83499,"end":153.33499},{"sentences":[{"text":"Cool.","start":154.375,"end":154.61499,"sentiment":"neutral","sentiment_score":0.2387169599533081},{"text":"And last one was just with the savings and budgeting.","start":154.61499,"end":157.19499,"sentiment":"neutral","sentiment_score":0.10228992402553558},{"text":"You had a goal where just building up for holidays with your partner, build out savings, deposit for a house.","start":157.25499,"end":163.2,"sentiment":"neutral","sentiment_score":0.11435551270842552},{"text":"We're not obviously giving you advice on that today.","start":163.2,"end":165.6,"sentiment":"neutral","sentiment_score":-0.1547254357073042},{"text":"It's just about updating the investments on the super.","start":165.6,"end":168.1,"sentiment":"neutral","sentiment_score":0.006338844903641277}],"sentiment":"neutral","sentiment_score":0.045168308921310366,"channel":0,"num_words":49,"start":154.375,"end":168.1},{"sentences":[{"text":"Okay.","start":168.63,"end":169.03,"sentiment":"neutral","sentiment_score":0.1519029438495636},{"text":"Yes.","start":169.03,"end":169.35,"sentiment":"neutral","sentiment_score":0.2573235332965851},{"text":"Sounds good.","start":169.35,"end":170.17,"sentiment":"positive","sentiment_score":0.4306776523590088}],"sentiment":"neutral","sentiment_score":0.31764544546604156,"channel":1,"num_words":4,"start":168.63,"end":170.17},{"sentences":[{"text":"Cool.","start":170.48,"end":170.98,"sentiment":"positive","sentiment_score":0.39285677671432495},{"text":"When you go through it, it's gonna have your details in an about you section, so please just double check all of that still current with your occupation.","start":171.44,"end":178.205,"sentiment":"neutral","sentiment_score":0.13288826176098414},{"text":"Phone number's fine.","start":179.065,"end":180.285,"sentiment":"neutral","sentiment_score":0.0529289556046327},{"text":"Are you still okay for everything to go through to your Gmail?","start":180.425,"end":183.485,"sentiment":"neutral","sentiment_score":0.055979070253670216},{"text":"Terry Borg zero three zero nine.","start":183.705,"end":185.80501,"sentiment":"neutral","sentiment_score":0.00999742808441321}],"sentiment":"neutral","sentiment_score":0.10008496768772603,"channel":0,"num_words":50,"start":170.48,"end":185.80501},{"sentences":[{"text":"Yeah.","start":187.82501,"end":187.985,"sentiment":"neutral","sentiment_score":0.04532281681895256},{"text":"Yeah.","start":187.985,"end":188.225,"sentiment":"neutral","sentiment_score":0.055281009525060654},{"text":"That's the one.","start":188.225,"end":189.04501,"sentiment":"neutral","sentiment_score":0.07276157786448796}],"sentiment":"neutral","sentiment_score":0.06377771198749542,"channel":1,"num_words":5,"start":187.82501,"end":189.04501},{"sentences":[{"text":"Yep.","start":189.56001,"end":190.06001,"sentiment":"neutral","sentiment_score":0.08827929198741913},{"text":"It's got your assets and liabilities.","start":190.36,"end":191.88,"sentiment":"neutral","sentiment_score":0.060361538703242935},{"text":"We just had a car and some savings listed there.","start":191.88,"end":194.46,"sentiment":"neutral","sentiment_score":0.060232922062277795}],"sentiment":"neutral","sentiment_score":0.06192810263703851,"channel":0,"num_words":17,"start":189.56001,"end":194.46},{"sentences":[{"text":"Yeah.","start":194.785,"end":195.10501,"sentiment":"neutral","sentiment_score":0.06234045326709747}],"sentiment":"neutral","sentiment_score":0.06234045326709747,"channel":1,"num_words":1,"start":194.785,"end":195.10501},{"sentences":[{"text":"Your Netwealth","start":194.84001,"end":195.56,"sentiment":"neutral","sentiment_score":0.06704774498939514}],"sentiment":"neutral","sentiment_score":0.06704774498939514,"channel":0,"num_words":2,"start":194.84001,"end":195.56},{"sentences":[{"text":"Yeah.","start":195.10501,"end":195.26501,"sentiment":"neutral","sentiment_score":0.07616923749446869},{"text":"Yeah.","start":195.26501,"end":195.505,"sentiment":"neutral","sentiment_score":0.09973213821649551},{"text":"Yeah.","start":195.505,"end":196.005,"sentiment":"neutral","sentiment_score":0.16220694780349731}],"sentiment":"neutral","sentiment_score":0.11270277450482051,"channel":1,"num_words":3,"start":195.10501,"end":196.005},{"sentences":[{"text":"super.","start":195.56,"end":196.06,"sentiment":"neutral","sentiment_score":0.12451614439487456},{"text":"Beautiful.","start":196.68001,"end":197.18001,"sentiment":"positive","sentiment_score":0.7923182249069214},{"text":"We had your risk profile set to high growth, so you're obviously trying to get high long term returns there.","start":198.04001,"end":203.80501,"sentiment":"neutral","sentiment_score":0.2922582156956196}],"sentiment":"neutral","sentiment_score":0.3073635765097358,"channel":0,"num_words":22,"start":195.56,"end":203.80501},{"sentences":[{"text":"Yeah.","start":203.81,"end":204.31,"sentiment":"neutral","sentiment_score":-0.007239446043968201}],"sentiment":"neutral","sentiment_score":-0.007239446043968201,"channel":1,"num_words":1,"start":203.81,"end":204.31},{"sentences":[{"text":"I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super.","start":204.505,"end":215.785,"sentiment":"neutral","sentiment_score":-0.18674282782844134},{"text":"Do you know what I mean?","start":215.785,"end":216.63,"sentiment":"neutral","sentiment_score":-0.09707380707065265}],"sentiment":"neutral","sentiment_score":-0.17553420023371777,"channel":0,"num_words":48,"start":204.505,"end":216.63},{"sentences":[{"text":"Yeah.","start":216.765,"end":217.005,"sentiment":"neutral","sentiment_score":-0.05037544667720795},{"text":"Yeah.","start":217.005,"end":217.32501,"sentiment":"neutral","sentiment_score":-0.030427126213908195},{"text":"Yeah.","start":217.32501,"end":217.645,"sentiment":"neutral","sentiment_score":-0.016845673322677612},{"text":"Well, that's what I said to you.","start":217.645,"end":218.685,"sentiment":"neutral","sentiment_score":-0.04605802255017417},{"text":"But I'm not that good with all the numbers and that, and I said it's better off like, it's better in your hands.","start":218.685,"end":227.1,"sentiment":"neutral","sentiment_score":-0.28860051411649457}],"sentiment":"neutral","sentiment_score":-0.2138747342043754,"channel":1,"num_words":33,"start":216.765,"end":227.1},{"sentences":[{"text":"You know what you're doing, and if it was too high at the moment, you just maybe need to drop it down or if it's not high enough, you know, just put it up.","start":227.1,"end":236.16,"sentiment":"neutral","sentiment_score":-0.24746313428177552},{"text":"No.","start":238.375,"end":238.615,"sentiment":"neutral","sentiment_score":-0.17500612139701843},{"text":"You know, I'm","start":238.615,"end":239.995,"sentiment":"neutral","sentiment_score":-0.15413830677668253}],"sentiment":"neutral","sentiment_score":-0.23818862124493248,"channel":1,"num_words":38,"start":227.1,"end":239.995},{"sentences":[{"text":"Yeah.","start":239.60501,"end":240.10501,"sentiment":"neutral","sentiment_score":-0.08614516258239746}],"sentiment":"neutral","sentiment_score":-0.08614516258239746,"channel":0,"num_words":1,"start":239.60501,"end":240.10501},{"sentences":[{"text":"just yeah.","start":240.215,"end":240.935,"sentiment":"neutral","sentiment_score":-0.1355084329843521},{"text":"I'm not the best with the, you know, money or whatever with the stocks and everything like that.","start":240.935,"end":246.215,"sentiment":"negative","sentiment_score":-0.3602976120180554},{"text":"Because I didn't really look at it.","start":246.215,"end":247.895,"sentiment":"neutral","sentiment_score":-0.24471566081047058},{"text":"It was just I just got in there, I think, a few years ago.","start":247.895,"end":252.64,"sentiment":"neutral","sentiment_score":-0.14069298122610366},{"text":"I I was with the Commonwealth Bank, and I wasn't making that money.","start":252.64,"end":255.52,"sentiment":"neutral","sentiment_score":-0.12145393771620897}],"sentiment":"neutral","sentiment_score":-0.22255530436005858,"channel":1,"num_words":54,"start":240.215,"end":255.52},{"sentences":[{"text":"And I just looked somewhere while I couldn't make money.","start":255.52,"end":257.86,"sentiment":"neutral","sentiment_score":-0.19717517644166946},{"text":"And and, yeah, it used to come up, and, yeah, so I went with you, fellas.","start":259.52,"end":262.41998,"sentiment":"neutral","sentiment_score":-0.0553704765625298}],"sentiment":"neutral","sentiment_score":-0.10991074574681428,"channel":1,"num_words":26,"start":255.52,"end":262.41998},{"sentences":[{"text":"Yeah.","start":262.755,"end":263.155,"sentiment":"neutral","sentiment_score":0.06169338524341583},{"text":"And, look, at any point, when we're just updating the investments in your super, if we ever feel like we need to change super funds, we'll obviously talk you through that.","start":263.155,"end":272.4,"sentiment":"neutral","sentiment_score":0.07779887498867127},{"text":"At this point, the investments that Carl was after are on Netwealth anyway, and they","start":272.54,"end":276.94,"sentiment":"neutral","sentiment_score":0.12320729196071625}],"sentiment":"neutral","sentiment_score":0.09194825296389296,"channel":0,"num_words":47,"start":262.755,"end":276.94},{"sentences":[{"text":"Yep.","start":276.885,"end":277.385,"sentiment":"neutral","sentiment_score":0.16436707973480225}],"sentiment":"neutral","sentiment_score":0.16436707973480225,"channel":1,"num_words":1,"start":276.885,"end":277.385},{"sentences":[{"text":"haven't had major changes to fees or features or anything like that.","start":276.94,"end":280.22,"sentiment":"neutral","sentiment_score":0.005202330648899078},{"text":"So it was just making a few switches under the hood to get it going a bit quicker.","start":280.22,"end":283.615,"sentiment":"neutral","sentiment_score":0.21043889390097725}],"sentiment":"neutral","sentiment_score":0.12834426860014597,"channel":0,"num_words":30,"start":276.94,"end":283.615},{"sentences":[{"text":"Okay.","start":284.26,"end":284.76,"sentiment":"neutral","sentiment_score":0.10556299984455109},{"text":"Yep.","start":284.98,"end":285.30002,"sentiment":"neutral","sentiment_score":0.09534262865781784},{"text":"Yep.","start":285.30002,"end":285.80002,"sentiment":"neutral","sentiment_score":0.07374381273984909}],"sentiment":"neutral","sentiment_score":0.091549813747406,"channel":1,"num_words":3,"start":284.26,"end":285.80002},{"sentences":[{"text":"K?","start":285.35498,"end":285.85498,"sentiment":"neutral","sentiment_score":-0.04730270430445671},{"text":"So what I basically wanted to tell you today in terms of what we're doing and why, just to make sure you're comfortable, is because you're around mid fifties at the moment, between now and, let's say, age pension age when you can get Centrelink,","start":285.995,"end":301.87003,"sentiment":"neutral","sentiment_score":0.1714898705482483}],"sentiment":"neutral","sentiment_score":0.1667335102253634,"channel":0,"num_words":46,"start":285.35498,"end":301.87003},{"sentences":[{"text":"Yeah.","start":302.505,"end":303.005,"sentiment":"neutral","sentiment_score":0.17288771271705627}],"sentiment":"neutral","sentiment_score":0.17288771271705627,"channel":1,"num_words":1,"start":302.505,"end":303.005},{"sentences":[{"text":"you've kind of got six or seven years for growing your super and then six or seven years where you've gotta protect it.","start":303.37003,"end":310.815,"sentiment":"neutral","sentiment_score":0.1895592847596044},{"text":"So I don't mind it being high growth now because your contributions go in.","start":310.875,"end":314.95502,"sentiment":"neutral","sentiment_score":0.32526268703596933},{"text":"You get all these great returns.","start":314.95502,"end":316.395,"sentiment":"positive","sentiment_score":0.6573508779207865},{"text":"It's gonna go up and down like crazy.","start":316.395,"end":318.255,"sentiment":"neutral","sentiment_score":0.20654909778386354},{"text":"But in that last seven years, once we built it up a bit bigger, we have to make it a bit safer and safer every year leading up to '67, if that makes sense.","start":318.78,"end":327.28,"sentiment":"neutral","sentiment_score":0.11054247617721558}],"sentiment":"neutral","sentiment_score":0.214923334209358,"channel":0,"num_words":85,"start":303.37003,"end":327.28},{"sentences":[{"text":"Yes.","start":327.63498,"end":327.955,"sentiment":"neutral","sentiment_score":0.13455843925476074},{"text":"Yes.","start":327.955,"end":328.195,"sentiment":"neutral","sentiment_score":0.14649175107479095},{"text":"Yes.","start":328.195,"end":328.51498,"sentiment":"neutral","sentiment_score":0.15042683482170105}],"sentiment":"neutral","sentiment_score":0.14382567505041757,"channel":1,"num_words":3,"start":327.63498,"end":328.51498},{"sentences":[{"text":"So","start":328.22,"end":328.72,"sentiment":"neutral","sentiment_score":0.15862971544265747}],"sentiment":"neutral","sentiment_score":0.15862971544265747,"channel":0,"num_words":1,"start":328.22,"end":328.72},{"sentences":[{"text":"Well, while","start":328.51498,"end":329.07498,"sentiment":"neutral","sentiment_score":0.12753326073288918}],"sentiment":"neutral","sentiment_score":0.12753326073288918,"channel":1,"num_words":2,"start":328.51498,"end":329.07498},{"sentences":[{"text":"grow","start":329.02002,"end":329.26,"sentiment":"neutral","sentiment_score":0.1269177347421646}],"sentiment":"neutral","sentiment_score":0.1269177347421646,"channel":0,"num_words":1,"start":329.02002,"end":329.26},{"sentences":[{"text":"I'm pulling","start":329.07498,"end":329.555,"sentiment":"neutral","sentiment_score":0.1500430405139923}],"sentiment":"neutral","sentiment_score":0.1500430405139923,"channel":1,"num_words":2,"start":329.07498,"end":329.555},{"sentences":[{"text":"it now,","start":329.26,"end":329.74002,"sentiment":"neutral","sentiment_score":0.09703115001320839}],"sentiment":"neutral","sentiment_score":0.09703115001320839,"channel":0,"num_words":2,"start":329.26,"end":329.74002},{"sentences":[{"text":"in here,","start":329.555,"end":329.955,"sentiment":"neutral","sentiment_score":0.0980176143348217}],"sentiment":"neutral","sentiment_score":0.0980176143348217,"channel":1,"num_words":2,"start":329.555,"end":329.955},{"sentences":[{"text":"protect","start":329.74002,"end":330.14,"sentiment":"neutral","sentiment_score":0.08764530718326569}],"sentiment":"neutral","sentiment_score":0.08764530718326569,"channel":0,"num_words":1,"start":329.74002,"end":330.14},{"sentences":[{"text":"it's there.","start":329.955,"end":330.435,"sentiment":"neutral","sentiment_score":0.06901505589485168}],"sentiment":"neutral","sentiment_score":0.06901505589485168,"channel":1,"num_words":2,"start":329.955,"end":330.435},{"sentences":[{"text":"it later.","start":330.14,"end":330.88,"sentiment":"neutral","sentiment_score":0.004570338875055313}],"sentiment":"neutral","sentiment_score":0.004570338875055313,"channel":0,"num_words":2,"start":330.14,"end":330.88},{"sentences":[{"text":"Yeah.","start":330.435,"end":330.935,"sentiment":"neutral","sentiment_score":0.00009664148092269896},{"text":"Yeah.","start":330.995,"end":331.315,"sentiment":"neutral","sentiment_score":-0.017259277403354645},{"text":"Yeah.","start":331.315,"end":331.475,"sentiment":"neutral","sentiment_score":-0.054532065987586975},{"text":"The cancel.","start":331.475,"end":332.215,"sentiment":"neutral","sentiment_score":-0.15796206891536713}],"sentiment":"neutral","sentiment_score":-0.07752376794815063,"channel":1,"num_words":5,"start":330.435,"end":332.215},{"sentences":[{"text":"Yep.","start":332.86502,"end":333.185,"sentiment":"neutral","sentiment_score":-0.11660977452993392},{"text":"If at any point it's doing something where you're like, no.","start":333.185,"end":335.745,"sentiment":"neutral","sentiment_score":-0.2146138454025442},{"text":"I'm not comfortable with that, we can change up the style of it and everything, but we're not trying to make it you know, sell you all down to cash one day and put you back in the market the next day.","start":335.745,"end":345.79,"sentiment":"neutral","sentiment_score":-0.27659755501718747},{"text":"We can't day trade your super like a stock market.","start":345.79,"end":348.29,"sentiment":"neutral","sentiment_score":-0.27539438009262085},{"text":"We're aiming for that fourteen year outcome.","start":348.43,"end":351.57,"sentiment":"neutral","sentiment_score":0.03893864740218435}],"sentiment":"neutral","sentiment_score":-0.23346243174353115,"channel":0,"num_words":71,"start":332.86502,"end":351.57},{"sentences":[{"text":"Okay.","start":352.33,"end":352.73,"sentiment":"neutral","sentiment_score":-0.010280637070536612},{"text":"Yep.","start":352.73,"end":353.23,"sentiment":"neutral","sentiment_score":-0.0027226980309933424}],"sentiment":"neutral","sentiment_score":-0.006501667550764977,"channel":1,"num_words":2,"start":352.33,"end":353.23},{"sentences":[{"text":"So one of the things that happened was we had a flag.","start":353.71,"end":357.07,"sentiment":"neutral","sentiment_score":-0.10082495585083961},{"text":"Do you remember Carl flagging with you the Bennelong investment option that wasn't doing too well on your super?","start":357.07,"end":362.225,"sentiment":"neutral","sentiment_score":-0.1572845095866605}],"sentiment":"neutral","sentiment_score":-0.13542919846311693,"channel":0,"num_words":31,"start":353.71,"end":362.225},{"sentences":[{"text":"Oh, yeah.","start":362.635,"end":363.195,"sentiment":"neutral","sentiment_score":-0.12341433390974998},{"text":"Yeah.","start":363.195,"end":363.695,"sentiment":"neutral","sentiment_score":-0.11967401951551436}],"sentiment":"neutral","sentiment_score":-0.12216756244500478,"channel":1,"num_words":3,"start":362.635,"end":363.695},{"sentences":[{"text":"So we flagged that across the entire company.","start":364.125,"end":366.705,"sentiment":"neutral","sentiment_score":-0.1615217737853527},{"text":"Our licensee made a decision to switch everybody away from that fund to a different option inside your super to something with a little bit lower fees, a little bit better performance.","start":367.085,"end":378.06,"sentiment":"neutral","sentiment_score":-0.11300595209468156}],"sentiment":"neutral","sentiment_score":-0.12270911643281579,"channel":0,"num_words":40,"start":364.125,"end":378.06},{"sentences":[{"text":"Okay.","start":379.30002,"end":379.80002,"sentiment":"neutral","sentiment_score":-0.16869279742240906}],"sentiment":"neutral","sentiment_score":-0.16869279742240906,"channel":1,"num_words":1,"start":379.30002,"end":379.80002},{"sentences":[{"text":"Reason being, been a long option was it wasn't performing like the Australian stock market was and everybody else alongside it.","start":380.36002,"end":387.705,"sentiment":"neutral","sentiment_score":-0.32976225160417105},{"text":"It was starting to sort of fall off to the side.","start":387.78497,"end":390.125,"sentiment":"negative","sentiment_score":-0.46787078001282434},{"text":"So we've replaced that.","start":390.26498,"end":391.72498,"sentiment":"neutral","sentiment_score":-0.23189552500844002},{"text":"Since that got replaced, it's already ticked up another few grand, so it's starting to kind of come back the way it should be.","start":391.78497,"end":398.84497,"sentiment":"positive","sentiment_score":0.34138661064207554}],"sentiment":"neutral","sentiment_score":-0.08009815514087677,"channel":0,"num_words":60,"start":380.36002,"end":398.84497},{"sentences":[{"text":"Okay.","start":399.64,"end":399.96002,"sentiment":"neutral","sentiment_score":0.2029106318950653},{"text":"Yep.","start":399.96002,"end":400.46002,"sentiment":"neutral","sentiment_score":0.18940362334251404}],"sentiment":"neutral","sentiment_score":0.19615712761878967,"channel":1,"num_words":2,"start":399.64,"end":400.46002},{"sentences":[{"text":"Yep.","start":400.68,"end":401.18,"sentiment":"neutral","sentiment_score":0.16809237003326416},{"text":"The document that I've sent you, because that switch already got made across everybody, this one was just a few extra little options that Carl was wanting to update because what happens is let's say you've got a property and some shares, and if the property gets really, really, really, really high and your shares go down, well, now most of your money's in property and barely any of it's in shares, it's gone, what I would say, out of weight.","start":401.64,"end":425.83502,"sentiment":"neutral","sentiment_score":-0.01396823726180527},{"text":"So if we want you to have this much in shares, this much in property, this much in gold, we want it to be pretty similar amounts.","start":426.35,"end":433.65,"sentiment":"neutral","sentiment_score":0.038751448056212175},{"text":"Sometimes it gets really far out, and we need to rebalance it back to the middle.","start":434.19,"end":438.66998,"sentiment":"neutral","sentiment_score":-0.17223167093470693},{"text":"Does that make sense?","start":438.66998,"end":439.73,"sentiment":"neutral","sentiment_score":0.036371360532939434}],"sentiment":"neutral","sentiment_score":-0.019591217391308424,"channel":0,"num_words":129,"start":400.68,"end":439.73},{"sentences":[{"text":"Yes.","start":440.73502,"end":440.975,"sentiment":"neutral","sentiment_score":0.08603430539369583},{"text":"Yes.","start":440.975,"end":441.475,"sentiment":"neutral","sentiment_score":0.10994924604892732}],"sentiment":"neutral","sentiment_score":0.09799177572131157,"channel":1,"num_words":2,"start":440.73502,"end":441.475},{"sentences":[{"text":"Yep.","start":441.67502,"end":441.995,"sentiment":"neutral","sentiment_score":0.1328313946723938},{"text":"So that's basically what we're doing with this is we're just trimming off a few of the ones that have gone really good, buying into the ones that are kind of the sectors that have went down, like different countries and things like that, and then just bringing it back to the middle where we originally wanted it to be.","start":441.995,"end":456.28,"sentiment":"neutral","sentiment_score":0.10380620869497457},{"text":"Because we don't want 40% of your money in Australian shares when it show maybe 25, because then you're missing out on Microsoft and Google and all the other companies.","start":456.28,"end":465.02,"sentiment":"neutral","sentiment_score":-0.11199307156105837}],"sentiment":"neutral","sentiment_score":0.032982546918012286,"channel":0,"num_words":91,"start":441.67502,"end":465.02},{"sentences":[{"text":"Okay.","start":465.67502,"end":466.17502,"sentiment":"neutral","sentiment_score":0.048449091613292694},{"text":"Yeah.","start":466.315,"end":466.815,"sentiment":"neutral","sentiment_score":0.047778550535440445}],"sentiment":"neutral","sentiment_score":0.04811382107436657,"channel":1,"num_words":2,"start":465.67502,"end":466.815},{"sentences":[{"text":"Does that make sense?","start":467.095,"end":468.075,"sentiment":"neutral","sentiment_score":0.06440330017358065}],"sentiment":"neutral","sentiment_score":0.06440330017358065,"channel":0,"num_words":4,"start":467.095,"end":468.075},{"sentences":[{"text":"Yeah.","start":468.075,"end":468.395,"sentiment":"neutral","sentiment_score":0.07863122224807739},{"text":"Yeah.","start":468.395,"end":468.635,"sentiment":"neutral","sentiment_score":0.10777878016233444},{"text":"Yes.","start":468.635,"end":469.135,"sentiment":"neutral","sentiment_score":0.15670357644557953}],"sentiment":"neutral","sentiment_score":0.11437119295199712,"channel":1,"num_words":3,"start":468.075,"end":469.135},{"sentences":[{"text":"Yep.","start":469.415,"end":469.915,"sentiment":"neutral","sentiment_score":0.18046224117279053},{"text":"So the outcome basically, still pretty similar asset allocation.","start":469.975,"end":473.915,"sentiment":"neutral","sentiment_score":0.2435412026113934},{"text":"Because you're high growth, you've got 90 to a 100% sitting in shares property gold, which is your high risk, high return stuff.","start":474.695,"end":482.52,"sentiment":"neutral","sentiment_score":0.16387898701688516},{"text":"You're sitting at 98.","start":483.46,"end":484.58,"sentiment":"neutral","sentiment_score":0.19083064049482346},{"text":"We're bringing you back down to 94, back in the middle there.","start":484.58,"end":488.03998,"sentiment":"neutral","sentiment_score":0.21422147875030836}],"sentiment":"neutral","sentiment_score":0.1933781647560548,"channel":0,"num_words":49,"start":469.415,"end":488.03998},{"sentences":[{"text":"That's what I was talking about, the high growth.","start":488.25998,"end":490.44,"sentiment":"neutral","sentiment_score":0.13737181574106216}],"sentiment":"neutral","sentiment_score":0.13737181574106216,"channel":0,"num_words":9,"start":488.25998,"end":490.44},{"sentences":[{"text":"Okay.","start":491.01,"end":491.51,"sentiment":"neutral","sentiment_score":0.2254559695720673}],"sentiment":"neutral","sentiment_score":0.2254559695720673,"channel":1,"num_words":1,"start":491.01,"end":491.51},{"sentences":[{"text":"Yep.","start":492.1,"end":492.6,"sentiment":"neutral","sentiment_score":0.24343983829021457},{"text":"Bring some of those different types of investments back to where they should be.","start":493.3,"end":497.845,"sentiment":"neutral","sentiment_score":0.25540470544781},{"text":"There's a table in there that shows you the comparison.","start":497.845,"end":500.10498,"sentiment":"neutral","sentiment_score":0.12232606410980225},{"text":"So it's look.","start":500.245,"end":500.805,"sentiment":"neutral","sentiment_score":0.07405446593960126},{"text":"It's a little bit lower in fees, a little bit better in performance, you know, 11%, 13%, just bump it up a couple extra percent, and that should equate to around about somewhere between another 20 to 60,000 over the next five to ten years.","start":500.805,"end":515.73,"sentiment":"positive","sentiment_score":0.4150962677266863}],"sentiment":"neutral","sentiment_score":0.32799810686544195,"channel":0,"num_words":73,"start":492.1,"end":515.73},{"sentences":[{"text":"Okay.","start":516.18,"end":516.66,"sentiment":"neutral","sentiment_score":0.1975325345993042},{"text":"Yep.","start":516.66,"end":516.98,"sentiment":"neutral","sentiment_score":0.1580686867237091},{"text":"Yep.","start":516.98,"end":517.38,"sentiment":"neutral","sentiment_score":0.17099100351333618},{"text":"Sounds","start":517.38,"end":517.7,"sentiment":"neutral","sentiment_score":0.24615232646465304}],"sentiment":"neutral","sentiment_score":0.19318613782525063,"channel":1,"num_words":4,"start":516.18,"end":517.7},{"sentences":[{"text":"Yep.","start":517.47,"end":517.97,"sentiment":"positive","sentiment_score":0.4135359227657318}],"sentiment":"positive","sentiment_score":0.4135359227657318,"channel":0,"num_words":1,"start":517.47,"end":517.97},{"sentences":[{"text":"good.","start":517.7,"end":518.2,"sentiment":"positive","sentiment_score":0.4849745035171509}],"sentiment":"positive","sentiment_score":0.4849745035171509,"channel":1,"num_words":1,"start":517.7,"end":518.2},{"sentences":[{"text":"Basically, what you can expect, though, is as everything's kicking off in The Middle East and everything's going crazy with oil, your soup is gonna be going up and down quite a bit.","start":518.51,"end":528.165,"sentiment":"neutral","sentiment_score":-0.04015834019942717},{"text":"But once we get through to the other side, it should","start":528.165,"end":530.96497,"sentiment":"neutral","sentiment_score":0.01602268625389446}],"sentiment":"neutral","sentiment_score":-0.026113083586096764,"channel":0,"num_words":44,"start":518.51,"end":530.96497},{"sentences":[{"text":"Yeah.","start":530.755,"end":531.255,"sentiment":"neutral","sentiment_score":0.06205414608120918}],"sentiment":"neutral","sentiment_score":0.06205414608120918,"channel":1,"num_words":1,"start":530.755,"end":531.255},{"sentences":[{"text":"bounce back really strong with everybody else.","start":530.96497,"end":533.14496,"sentiment":"neutral","sentiment_score":0.2392608927828925},{"text":"So in the meantime, we're just gonna keep buying up different shares and properties for a cheaper price.","start":533.20496,"end":538.02496,"sentiment":"neutral","sentiment_score":0.209247178501553}],"sentiment":"neutral","sentiment_score":0.21765101850032806,"channel":0,"num_words":25,"start":530.96497,"end":538.02496},{"sentences":[{"text":"Okay.","start":538.93,"end":539.41,"sentiment":"neutral","sentiment_score":0.06095413118600845},{"text":"Yeah.","start":539.41,"end":539.91,"sentiment":"neutral","sentiment_score":0.04490595683455467}],"sentiment":"neutral","sentiment_score":0.05293004401028156,"channel":1,"num_words":2,"start":538.93,"end":539.91},{"sentences":[{"text":"K?","start":540.17,"end":540.67,"sentiment":"neutral","sentiment_score":0.022731833159923553},{"text":"So any questions at all, you let us know, but we're just kind of tweaking a few things under the hood.","start":540.73,"end":546.41,"sentiment":"neutral","sentiment_score":0.04208703578582832},{"text":"We're not making any big changes.","start":546.41,"end":548.01,"sentiment":"neutral","sentiment_score":-0.07027274059752624},{"text":"We're just fixing the engine up a little bit.","start":548.01,"end":550.815,"sentiment":"neutral","sentiment_score":0.019819398449423414}],"sentiment":"neutral","sentiment_score":0.01792696559789112,"channel":0,"num_words":37,"start":540.17,"end":550.815},{"sentences":[{"text":"Okay.","start":551.57,"end":551.89,"sentiment":"neutral","sentiment_score":0.1726202517747879},{"text":"I get a better performance out of it.","start":551.89,"end":553.875,"sentiment":"neutral","sentiment_score":0.28328173980116844}],"sentiment":"neutral","sentiment_score":0.27098601890934837,"channel":1,"num_words":9,"start":551.57,"end":553.875},{"sentences":[{"text":"Yeah.","start":554.335,"end":554.735,"sentiment":"neutral","sentiment_score":0.11303749680519104},{"text":"And the the analogy I like to use is because you're in Netwealth and you've got this high growth account, think of it as like a sports car.","start":554.735,"end":562.115,"sentiment":"neutral","sentiment_score":0.07729783334902354},{"text":"It can go 200 an hour when it's on the road.","start":562.175,"end":565.075,"sentiment":"neutral","sentiment_score":0.04962567239999771}],"sentiment":"neutral","sentiment_score":0.07058148067444563,"channel":0,"num_words":40,"start":554.335,"end":565.075},{"sentences":[{"text":"Yep.","start":565.395,"end":565.895,"sentiment":"neutral","sentiment_score":0.06566927582025528}],"sentiment":"neutral","sentiment_score":0.06566927582025528,"channel":1,"num_words":1,"start":565.395,"end":565.895},{"sentences":[{"text":"If the engine needs to be serviced, that's what we're doing today.","start":565.52,"end":568.56,"sentiment":"neutral","sentiment_score":0.02071783971041441},{"text":"We're servicing the engine.","start":568.56,"end":569.94,"sentiment":"neutral","sentiment_score":0.013190257363021374},{"text":"If it rains, it's gonna slip all over the shop.","start":570.0,"end":572.32,"sentiment":"neutral","sentiment_score":-0.07143782824277878},{"text":"And then when you get back onto the dry road, you go on 200 k's again.","start":572.32,"end":575.62,"sentiment":"neutral","sentiment_score":-0.027390353730879724}],"sentiment":"neutral","sentiment_score":-0.020267829432019165,"channel":0,"num_words":42,"start":565.52,"end":575.62},{"sentences":[{"text":"Okay.","start":575.93,"end":576.32996,"sentiment":"neutral","sentiment_score":0.028785649687051773},{"text":"Yep.","start":576.32996,"end":576.64996,"sentiment":"neutral","sentiment_score":0.038485415279865265},{"text":"Yeah.","start":576.64996,"end":576.97,"sentiment":"neutral","sentiment_score":0.02979249507188797},{"text":"All this was gonna happen.","start":576.97,"end":578.19,"sentiment":"neutral","sentiment_score":0.013813304901123046}],"sentiment":"neutral","sentiment_score":0.02076626056805253,"channel":1,"num_words":8,"start":575.93,"end":578.19},{"sentences":[{"text":"Exactly.","start":579.935,"end":580.435,"sentiment":"neutral","sentiment_score":0.04886625334620476},{"text":"When you get to your sixties, we probably don't want you driving a Ferrari at 200 k's on the highway.","start":580.895,"end":586.255,"sentiment":"neutral","sentiment_score":-0.046187737165018915},{"text":"We probably want you in something a bit safer.","start":586.255,"end":588.755,"sentiment":"neutral","sentiment_score":-0.01390491384598944},{"text":"That's still gonna get you there, but it's more like a van, bit of fuel economy, bit more space in the back.","start":588.97504,"end":593.65,"sentiment":"neutral","sentiment_score":0.08646736598827622},{"text":"Does that make sense?","start":593.65,"end":594.71,"sentiment":"neutral","sentiment_score":0.09899958595633507}],"sentiment":"neutral","sentiment_score":0.023182994303559617,"channel":0,"num_words":56,"start":579.935,"end":594.71},{"sentences":[{"text":"Yeah.","start":594.745,"end":595.06494,"sentiment":"neutral","sentiment_score":0.12308186292648315},{"text":"Yeah.","start":595.06494,"end":595.56494,"sentiment":"neutral","sentiment_score":0.20543551445007324}],"sentiment":"neutral","sentiment_score":0.1642586886882782,"channel":1,"num_words":2,"start":594.745,"end":595.56494},{"sentences":[{"text":"Easy done.","start":596.53,"end":597.43,"sentiment":"neutral","sentiment_score":0.2579174153506756},{"text":"There's a bit of a mention about wills and powers of attorney and things like that.","start":597.89,"end":601.91003,"sentiment":"neutral","sentiment_score":0.007532090414315462},{"text":"We've redisclosed our fees in there just so you know what you signed on for as well And just a couple of steps.","start":601.97003,"end":609.225,"sentiment":"neutral","sentiment_score":0.03923112133760815},{"text":"Basically, if you're happy with this, read through it on your phone, give it a sign when you're comfortable.","start":609.225,"end":614.445,"sentiment":"neutral","sentiment_score":0.23487250114742078},{"text":"Once that comes back to us, we can hop on your Netwealth and switch the investments around.","start":614.825,"end":619.485,"sentiment":"neutral","sentiment_score":0.20507803559303284}],"sentiment":"neutral","sentiment_score":0.12321517136334986,"channel":0,"num_words":77,"start":596.53,"end":619.485},{"sentences":[{"text":"Okay.","start":620.185,"end":620.505,"sentiment":"neutral","sentiment_score":0.28096145391464233},{"text":"Let me have one.","start":620.505,"end":621.48505,"sentiment":"neutral","sentiment_score":0.30885252356529236}],"sentiment":"neutral","sentiment_score":0.30327430963516233,"channel":1,"num_words":5,"start":620.185,"end":621.48505},{"sentences":[{"text":"Awesome.","start":622.09,"end":622.59,"sentiment":"positive","sentiment_score":0.7802609205245972},{"text":"Mate, that's pretty much everything from me.","start":622.65,"end":625.07,"sentiment":"positive","sentiment_score":0.6878729207175118},{"text":"I just double checking.","start":625.81006,"end":628.25,"sentiment":"positive","sentiment_score":0.37523528188467026},{"text":"Any questions on your end?","start":628.25,"end":629.61005,"sentiment":"neutral","sentiment_score":0.24082486629486083},{"text":"Anything else you need help with?","start":629.61005,"end":631.15,"sentiment":"neutral","sentiment_score":0.16988176852464676}],"sentiment":"positive","sentiment_score":0.4052055406829585,"channel":0,"num_words":23,"start":622.09,"end":631.15},{"sentences":[{"text":"So when I open this up and have a look, so there's gotta be somewhere I have to sign it.","start":632.25,"end":636.75,"sentiment":"neutral","sentiment_score":0.04298791829496622}],"sentiment":"neutral","sentiment_score":0.04298791829496622,"channel":1,"num_words":20,"start":632.25,"end":636.75},{"sentences":[{"text":"So what it does, it's kinda like have you ever used, like, a DocuSign before?","start":637.46497,"end":641.40497,"sentiment":"neutral","sentiment_score":0.049728779743115105}],"sentiment":"neutral","sentiment_score":0.049728779743115105,"channel":0,"num_words":15,"start":637.46497,"end":641.40497},{"sentences":[{"text":"I think so.","start":643.195,"end":643.835,"sentiment":"neutral","sentiment_score":0.018007903049389522},{"text":"I think last time I was like, that was another one.","start":643.835,"end":646.015,"sentiment":"neutral","sentiment_score":-0.0035274709490212526}],"sentiment":"neutral","sentiment_score":0.0010872520506381986,"channel":1,"num_words":14,"start":643.195,"end":646.015},{"sentences":[{"text":"Yeah.","start":646.2,"end":646.52,"sentiment":"neutral","sentiment_score":0.04084474593400955},{"text":"We used DocuSign previously.","start":646.52,"end":648.3,"sentiment":"neutral","sentiment_score":0.03705294197425246},{"text":"With this one, it's very similar.","start":648.92,"end":650.44,"sentiment":"neutral","sentiment_score":0.059197500348091125},{"text":"So when you open up the email, it's gonna have a whole bunch of attachments, like documents attached at the bottom, but there'll also","start":650.44,"end":656.715,"sentiment":"neutral","sentiment_score":0.04555325877542297}],"sentiment":"neutral","sentiment_score":0.04678627790084907,"channel":0,"num_words":35,"start":646.2,"end":656.715},{"sentences":[{"text":"Yeah.","start":656.39,"end":656.89,"sentiment":"neutral","sentiment_score":0.02853422798216343}],"sentiment":"neutral","sentiment_score":0.02853422798216343,"channel":1,"num_words":1,"start":656.39,"end":656.89},{"sentences":[{"text":"be, like, a little blue hyperlink that for you to click, and it'll go inside to read and sign the document.","start":656.715,"end":662.255,"sentiment":"neutral","sentiment_score":0.06759182842714447}],"sentiment":"neutral","sentiment_score":0.06759182842714447,"channel":0,"num_words":21,"start":656.715,"end":662.255},{"sentences":[{"text":"Oh, okay.","start":663.19,"end":663.85,"sentiment":"neutral","sentiment_score":0.09276456758379936}],"sentiment":"neutral","sentiment_score":0.09276456758379936,"channel":1,"num_words":2,"start":663.19,"end":663.85},{"sentences":[{"text":"You should have some buttons that'll pull you to the spots that you need to sign, or you can just scroll through and read the document.","start":664.155,"end":671.215,"sentiment":"neutral","sentiment_score":0.07564824174803036}],"sentiment":"neutral","sentiment_score":0.07564824174803036,"channel":0,"num_words":26,"start":664.155,"end":671.215},{"sentences":[{"text":"Okay.","start":672.165,"end":672.64496,"sentiment":"neutral","sentiment_score":0.09586700052022934},{"text":"No worries.","start":672.64496,"end":673.285,"sentiment":"neutral","sentiment_score":0.11501335725188255}],"sentiment":"neutral","sentiment_score":0.10863123834133148,"channel":1,"num_words":3,"start":672.165,"end":673.285},{"sentences":[{"text":"Look.","start":673.23,"end":673.47,"sentiment":"neutral","sentiment_score":0.11716659367084505}],"sentiment":"neutral","sentiment_score":0.11716659367084505,"channel":0,"num_words":1,"start":673.23,"end":673.47},{"sentences":[{"text":"Okay.","start":673.285,"end":673.785,"sentiment":"neutral","sentiment_score":0.1431247889995575}],"sentiment":"neutral","sentiment_score":0.1431247889995575,"channel":1,"num_words":1,"start":673.285,"end":673.785},{"sentences":[{"text":"If you have any trouble, just give us a call on that office number, and","start":673.47,"end":676.99,"sentiment":"neutral","sentiment_score":0.10557881494363149}],"sentiment":"neutral","sentiment_score":0.10557881494363149,"channel":0,"num_words":15,"start":673.47,"end":676.99},{"sentences":[{"text":"Yep.","start":676.96497,"end":677.46497,"sentiment":"neutral","sentiment_score":0.19247785210609436}],"sentiment":"neutral","sentiment_score":0.19247785210609436,"channel":1,"num_words":1,"start":676.96497,"end":677.46497},{"sentences":[{"text":"the team can kind of walk you through it alongside you.","start":676.99,"end":679.65,"sentiment":"neutral","sentiment_score":0.22504083541306583}],"sentiment":"neutral","sentiment_score":0.22504083541306583,"channel":0,"num_words":11,"start":676.99,"end":679.65},{"sentences":[{"text":"Okay.","start":680.165,"end":680.64496,"sentiment":"neutral","sentiment_score":0.12736734747886658},{"text":"No worries.","start":680.64496,"end":681.385,"sentiment":"neutral","sentiment_score":0.1588955819606781}],"sentiment":"neutral","sentiment_score":0.14838617046674094,"channel":1,"num_words":3,"start":680.165,"end":681.385},{"sentences":[{"text":"Cool.","start":681.87,"end":682.37,"sentiment":"neutral","sentiment_score":0.2474353313446045}],"sentiment":"neutral","sentiment_score":0.2474353313446045,"channel":0,"num_words":1,"start":681.87,"end":682.37},{"sentences":[{"text":"Yep.","start":682.8,"end":683.3,"sentiment":"neutral","sentiment_score":0.1651332676410675}],"sentiment":"neutral","sentiment_score":0.1651332676410675,"channel":1,"num_words":1,"start":682.8,"end":683.3},{"sentences":[{"text":"Last thing I just wanna check because when I was talking about your goals before, is there anything okay.","start":683.565,"end":692.765,"sentiment":"neutral","sentiment_score":0.07798472909550917},{"text":"Sorry.","start":692.765,"end":693.085,"sentiment":"neutral","sentiment_score":-0.007235854864120483},{"text":"Let me reset for a quick sec.","start":693.085,"end":694.705,"sentiment":"neutral","sentiment_score":0.007132515045148986},{"text":"When you're doing the savings and building up for the house deposit, anything like that, is there any help that you from us?","start":694.84503,"end":699.7,"sentiment":"neutral","sentiment_score":0.09333266998114793},{"text":"Do you need us to find you a mortgage broker soon to help you get a house?","start":699.7,"end":703.86,"sentiment":"neutral","sentiment_score":0.0845712254590848}],"sentiment":"neutral","sentiment_score":0.07625020665130508,"channel":0,"num_words":67,"start":683.565,"end":703.86},{"sentences":[{"text":"Do you want us to touch base on this next year?","start":703.86,"end":706.27997,"sentiment":"neutral","sentiment_score":0.035677878694100815},{"text":"What do you need from us?","start":706.82,"end":708.2,"sentiment":"neutral","sentiment_score":0.010098573751747608}],"sentiment":"neutral","sentiment_score":0.02664988871444674,"channel":0,"num_words":17,"start":703.86,"end":708.2},{"sentences":[{"text":"Yeah.","start":708.535,"end":708.935,"sentiment":"neutral","sentiment_score":0.021240495145320892},{"text":"Well, we've been talking about it, but haven't really, you know, gone really to do it.","start":708.935,"end":714.53,"sentiment":"neutral","sentiment_score":-0.07901249333372107},{"text":"Two are probably, you know, 2,000,000 wives say, yeah.","start":714.91003,"end":717.71,"sentiment":"neutral","sentiment_score":-0.050425680768158704},{"text":"Yeah.","start":717.71,"end":717.87,"sentiment":"neutral","sentiment_score":0.03431928530335426},{"text":"Let's do this and do that then.","start":717.87,"end":719.65,"sentiment":"neutral","sentiment_score":0.11506594398191997}],"sentiment":"neutral","sentiment_score":-0.02520616564502501,"channel":1,"num_words":34,"start":708.535,"end":719.65},{"sentences":[{"text":"Probably get in contact then and then get the best options off these fellows or","start":719.87,"end":723.65,"sentiment":"neutral","sentiment_score":0.07633339886864027}],"sentiment":"neutral","sentiment_score":0.07633339886864027,"channel":1,"num_words":15,"start":719.87,"end":723.65},{"sentences":[{"text":"Yep.","start":723.89,"end":724.39,"sentiment":"neutral","sentiment_score":0.08346577733755112},{"text":"That's easy","start":725.41003,"end":726.13,"sentiment":"neutral","sentiment_score":0.29111748933792114}],"sentiment":"neutral","sentiment_score":0.22190025200446448,"channel":0,"num_words":3,"start":723.89,"end":726.13},{"sentences":[{"text":"Okay.","start":726.11005,"end":726.61005,"sentiment":"neutral","sentiment_score":0.23569990694522855}],"sentiment":"neutral","sentiment_score":0.23569990694522855,"channel":1,"num_words":1,"start":726.11005,"end":726.61005},{"sentences":[{"text":"done.","start":726.13,"end":726.45,"sentiment":"neutral","sentiment_score":0.23398526012897491},{"text":"So whenever we talk to you, like, when we do the next annual review and see how the super has been going, we'll touch on it and see if you","start":726.45,"end":732.93,"sentiment":"neutral","sentiment_score":0.20955567061901093}],"sentiment":"neutral","sentiment_score":0.2103437218935259,"channel":0,"num_words":31,"start":726.13,"end":732.93},{"sentences":[{"text":"Yep.","start":732.885,"end":733.385,"sentiment":"neutral","sentiment_score":0.12590068578720093}],"sentiment":"neutral","sentiment_score":0.12590068578720093,"channel":1,"num_words":1,"start":732.885,"end":733.385},{"sentences":[{"text":"need anything.","start":732.93,"end":733.67004,"sentiment":"neutral","sentiment_score":0.1251218616962433},{"text":"In between, if something pops up and you do wanna jump onto it or talk about anything else, just give us a call, reply to an email, send us a text, and we can have a bit of a a meeting with you or your partner.","start":733.81,"end":745.485,"sentiment":"neutral","sentiment_score":0.1456566887057346}],"sentiment":"neutral","sentiment_score":0.14480107091367245,"channel":0,"num_words":48,"start":732.93,"end":745.485},{"sentences":[{"text":"Okay.","start":746.05005,"end":746.55005,"sentiment":"neutral","sentiment_score":0.13785108923912048},{"text":"Yeah.","start":746.61005,"end":746.93,"sentiment":"neutral","sentiment_score":0.15735824406147003},{"text":"No worries.","start":746.93,"end":747.83,"sentiment":"neutral","sentiment_score":0.27464573085308075},{"text":"Sounds good.","start":747.97003,"end":748.71,"sentiment":"positive","sentiment_score":0.6308074593544006}],"sentiment":"positive","sentiment_score":0.3510192856192589,"channel":1,"num_words":6,"start":746.05005,"end":748.71},{"sentences":[{"text":"Awesome, Terry.","start":749.065,"end":750.025,"sentiment":"positive","sentiment_score":0.7648482620716095},{"text":"I appreciate you taking the time today.","start":750.025,"end":752.265,"sentiment":"positive","sentiment_score":0.8128230401447841},{"text":"Do you have any last questions for me before I let you go?","start":752.265,"end":754.8,"sentiment":"neutral","sentiment_score":0.24158468613257775}],"sentiment":"positive","sentiment_score":0.4709117602218281,"channel":0,"num_words":22,"start":749.065,"end":754.8},{"sentences":[{"text":"No.","start":756.835,"end":756.995,"sentiment":"neutral","sentiment_score":-0.010594606399536133},{"text":"No.","start":756.995,"end":757.235,"sentiment":"neutral","sentiment_score":0.020167339593172073},{"text":"It should be okay.","start":757.235,"end":758.135,"sentiment":"neutral","sentiment_score":0.13518871925771236}],"sentiment":"neutral","sentiment_score":0.09172126837074757,"channel":1,"num_words":6,"start":756.835,"end":758.135},{"sentences":[{"text":"Cool.","start":759.04,"end":759.44,"sentiment":"neutral","sentiment_score":0.31428083777427673},{"text":"If you do, mate, again, we're just a phone call away.","start":759.44,"end":761.83997,"sentiment":"neutral","sentiment_score":0.2112968238917264},{"text":"I'll leave you with that email.","start":761.83997,"end":763.12,"sentiment":"neutral","sentiment_score":0.1695675402879715},{"text":"Again, just check your spam box if it's going in there or your main inbox.","start":763.12,"end":766.66,"sentiment":"neutral","sentiment_score":0.07406374315420787},{"text":"And any trouble with that, we call it Odoo sign because we built it for ourselves.","start":766.895,"end":771.155,"sentiment":"neutral","sentiment_score":0.11068929173052311}],"sentiment":"neutral","sentiment_score":0.1334272644349507,"channel":0,"num_words":49,"start":759.04,"end":771.155},{"sentences":[{"text":"Any","start":771.375,"end":771.615,"sentiment":"neutral","sentiment_score":0.022462178021669388}],"sentiment":"neutral","sentiment_score":0.022462178021669388,"channel":0,"num_words":1,"start":771.375,"end":771.615},{"sentences":[{"text":"Yep.","start":771.57996,"end":772.07996,"sentiment":"neutral","sentiment_score":0.006560101173818111}],"sentiment":"neutral","sentiment_score":0.006560101173818111,"channel":1,"num_words":1,"start":771.57996,"end":772.07996},{"sentences":[{"text":"trouble with that, just let us know.","start":771.615,"end":773.315,"sentiment":"neutral","sentiment_score":0.004600582378251212}],"sentiment":"neutral","sentiment_score":0.004600582378251212,"channel":0,"num_words":7,"start":771.615,"end":773.315},{"sentences":[{"text":"Okay.","start":773.74,"end":774.22,"sentiment":"neutral","sentiment_score":0.1185259073972702},{"text":"No prob.","start":774.22,"end":774.95996,"sentiment":"neutral","sentiment_score":0.19712841510772705},{"text":"Thanks for that.","start":775.1,"end":776.16,"sentiment":"positive","sentiment_score":0.5353528062502543}],"sentiment":"positive","sentiment_score":0.3531401927272479,"channel":1,"num_words":6,"start":773.74,"end":776.16},{"sentences":[{"text":"Awesome,","start":776.175,"end":776.495,"sentiment":"positive","sentiment_score":0.5177942514419556}],"sentiment":"positive","sentiment_score":0.5177942514419556,"channel":0,"num_words":1,"start":776.175,"end":776.495},{"sentences":[{"text":"I'll","start":776.3,"end":776.54,"sentiment":"positive","sentiment_score":0.368937075138092}],"sentiment":"positive","sentiment_score":0.368937075138092,"channel":1,"num_words":1,"start":776.3,"end":776.54},{"sentences":[{"text":"mate.","start":776.495,"end":776.735,"sentiment":"neutral","sentiment_score":0.2523011863231659}],"sentiment":"neutral","sentiment_score":0.2523011863231659,"channel":0,"num_words":1,"start":776.495,"end":776.735},{"sentences":[{"text":"probably","start":776.54,"end":776.69995,"sentiment":"neutral","sentiment_score":0.0357026606798172}],"sentiment":"neutral","sentiment_score":0.0357026606798172,"channel":1,"num_words":1,"start":776.54,"end":776.69995},{"sentences":[{"text":"You have","start":776.735,"end":776.975,"sentiment":"neutral","sentiment_score":0.014758012257516384}],"sentiment":"neutral","sentiment_score":0.014758012257516384,"channel":0,"num_words":2,"start":776.735,"end":776.975},{"sentences":[{"text":"if","start":776.86,"end":777.01996,"sentiment":"neutral","sentiment_score":0.021822303533554077}],"sentiment":"neutral","sentiment_score":0.021822303533554077,"channel":1,"num_words":1,"start":776.86,"end":777.01996},{"sentences":[{"text":"a","start":776.975,"end":777.135,"sentiment":"neutral","sentiment_score":0.017713133245706558}],"sentiment":"neutral","sentiment_score":0.017713133245706558,"channel":0,"num_words":1,"start":776.975,"end":777.135},{"sentences":[{"text":"I have","start":777.01996,"end":777.25995,"sentiment":"neutral","sentiment_score":0.018729707226157192}],"sentiment":"neutral","sentiment_score":0.018729707226157192,"channel":1,"num_words":2,"start":777.01996,"end":777.25995},{"sentences":[{"text":"fence?","start":777.135,"end":777.635,"sentiment":"neutral","sentiment_score":0.044150106608867645}],"sentiment":"neutral","sentiment_score":0.044150106608867645,"channel":0,"num_words":1,"start":777.135,"end":777.635},{"sentences":[{"text":"a look I'll have a probably look through and see see what I've","start":777.25995,"end":781.01996,"sentiment":"neutral","sentiment_score":0.056263744831085205}],"sentiment":"neutral","sentiment_score":0.056263744831085205,"channel":1,"num_words":13,"start":777.25995,"end":781.01996},{"sentences":[{"text":"Yeah.","start":780.99,"end":781.23004,"sentiment":"neutral","sentiment_score":0.07640660554170609}],"sentiment":"neutral","sentiment_score":0.07640660554170609,"channel":0,"num_words":1,"start":780.99,"end":781.23004},{"sentences":[{"text":"done","start":781.01996,"end":781.25995,"sentiment":"neutral","sentiment_score":0.08837129175662994}],"sentiment":"neutral","sentiment_score":0.08837129175662994,"channel":1,"num_words":1,"start":781.01996,"end":781.25995},{"sentences":[{"text":"Yeah.","start":781.23004,"end":781.73004,"sentiment":"neutral","sentiment_score":0.10496552288532256}],"sentiment":"neutral","sentiment_score":0.10496552288532256,"channel":0,"num_words":1,"start":781.23004,"end":781.73004},{"sentences":[{"text":"it properly.","start":781.25995,"end":781.74,"sentiment":"neutral","sentiment_score":0.15414629876613617},{"text":"I'll give her a proper call just to double check to see, like, if it's well, I have signed it or whatever.","start":781.74,"end":787.335,"sentiment":"neutral","sentiment_score":0.1368938135829839}],"sentiment":"neutral","sentiment_score":0.13833152068157992,"channel":1,"num_words":24,"start":781.25995,"end":787.335},{"sentences":[{"text":"Yeah.","start":788.03,"end":788.27,"sentiment":"neutral","sentiment_score":0.17898404598236084},{"text":"That'd be handy.","start":788.27,"end":788.95,"sentiment":"neutral","sentiment_score":0.24393706023693085},{"text":"I mean, we've got the ability to log on and check it.","start":788.95,"end":791.23004,"sentiment":"neutral","sentiment_score":0.1252281602161626},{"text":"So if you just give us a buzz when you're done, we can have a look then as well.","start":791.23004,"end":795.17505,"sentiment":"neutral","sentiment_score":0.1198162518833813},{"text":"But we'll check it every couple of days anyway.","start":795.335,"end":797.435,"sentiment":"neutral","sentiment_score":0.05582376900646421}],"sentiment":"neutral","sentiment_score":0.11801036036658016,"channel":0,"num_words":44,"start":788.03,"end":797.435},{"sentences":[{"text":"Okay.","start":798.0,"end":798.32,"sentiment":"neutral","sentiment_score":0.14605703949928284},{"text":"No worries.","start":798.32,"end":799.14,"sentiment":"neutral","sentiment_score":0.30054520815610886}],"sentiment":"neutral","sentiment_score":0.24904915193716684,"channel":1,"num_words":3,"start":798.0,"end":799.14},{"sentences":[{"text":"Awesome, mate.","start":799.895,"end":800.61505,"sentiment":"positive","sentiment_score":0.8198283314704895},{"text":"Thank you so much for your time today, and we will talk to you again soon, mate.","start":800.61505,"end":804.23505,"sentiment":"positive","sentiment_score":0.787848528693704}],"sentiment":"positive","sentiment_score":0.7912148237228394,"channel":0,"num_words":19,"start":799.895,"end":804.23505},{"sentences":[{"text":"No worries.","start":804.24,"end":804.72003,"sentiment":"positive","sentiment_score":0.5410575866699219},{"text":"You you have a great one as well.","start":804.72003,"end":806.08,"sentiment":"positive","sentiment_score":0.8090187609195709},{"text":"Thank you for that.","start":806.08,"end":807.12,"sentiment":"positive","sentiment_score":0.8154612332582474},{"text":"Okay.","start":807.12,"end":807.62,"sentiment":"positive","sentiment_score":0.4170657992362976}],"sentiment":"positive","sentiment_score":0.7488783995310465,"channel":1,"num_words":15,"start":804.24,"end":807.62},{"sentences":[{"text":"Cheers, Terry.","start":807.21497,"end":808.01495,"sentiment":"positive","sentiment_score":0.5256734192371368},{"text":"Bye, mate.","start":808.01495,"end":808.75494,"sentiment":"positive","sentiment_score":0.3595450520515442}],"sentiment":"positive","sentiment_score":0.4426092356443405,"channel":0,"num_words":4,"start":807.21497,"end":808.75494},{"sentences":[{"text":"Cheers, mate.","start":808.80005,"end":809.28,"sentiment":"positive","sentiment_score":0.40720830857753754},{"text":"Bye.","start":809.28,"end":809.52,"sentiment":"neutral","sentiment_score":0.21206623315811157},{"text":"Bye.","start":809.52,"end":810.02,"sentiment":"neutral","sentiment_score":-0.11728621274232864}],"sentiment":"neutral","sentiment_score":0.2272991593927145,"channel":1,"num_words":4,"start":808.80005,"end":810.02}]},"summary":{"result":"success","short":"During a call with a senior adviser from Oakview Financial, the speaker discusses updating the customer's investment portfolio and emphasizes the importance of protecting their super. They also mention a switch from a flag to a new option inside the customer's super and emphasize the importance of making it safer and safer every year until age pension. The speaker emphasizes the importance of a safe driving experience and offers guidance on signing documents, while also discussing the use of a car for a property and the importance of a safe driving environment. The conversation ends with thanks and plans to talk again soon."},"intents":{"segments":[{"text":"Mate, I'm just giving you a call to go through this updated advice piece with you. Do you still have a bit of time for me today? Cool.","start_word":26,"end_word":53,"intents":[{"intent":"Update advice","confidence_score":0.07725544}]},{"text":"I've checked over it. I'm happy with it too. I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there. I had probably explained it because of customer call over my phone and stuff like that. Yeah.","start_word":76,"end_word":135,"intents":[{"intent":"Review quote","confidence_score":0.00006881341}]},{"text":"I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there.","start_word":85,"end_word":118,"intents":[{"intent":"Get email","confidence_score":0.0016275798}]},{"text":"So what I'm gonna send through to you now is gonna be, like, the statement of advice with the updated investments for the super. It's Yeah.","start_word":138,"end_word":163,"intents":[{"intent":"Send quote","confidence_score":0.0009055118}]},{"text":"The main things that we've got in our scope of advice was just updating your super investments because the main conversation you have with Kyle was that it was kind of stalling a little bit on your net wealth and just to get it growing again. Does that ring Yeah.","start_word":279,"end_word":328,"intents":[{"intent":"Stop net wealth growth","confidence_score":0.0037569837}]},{"text":"I think you were going through just double checking if you did actually put a place, like, a will and just making sure that we do put that in place at some point as well.","start_word":356,"end_word":390,"intents":[{"intent":"Verify will placement","confidence_score":0.005758639}]},{"text":"I just wanted to remind you that when you go to do that, you've got you've got a few options. You can talk to a lawyer, of course. You can get a $25 will kit from the post office. Same K.","start_word":412,"end_word":452,"intents":[{"intent":"Remind about options","confidence_score":0.30183217}]},{"text":"You can get a $25 will kit from the post office. Same K.","start_word":440,"end_word":452,"intents":[{"intent":"Provide will kit","confidence_score":0.039458193}]},{"text":"Outside of that, we're not giving you insurance advice. I think what you're saying to Carl, was you happy not to have insurance until maybe once you purchase a house or get, like, a mortgage or something? Yeah. So Yeah.","start_word":486,"end_word":525,"intents":[{"intent":"Explain insurance advice","confidence_score":0.006431292}]},{"text":"And last one was just with the savings and budgeting. You had a goal where just building up for holidays with your partner, build out savings, deposit for a house. We're not obviously giving you advice on that today. It's just about updating the investments on the super.","start_word":543,"end_word":590,"intents":[{"intent":"Update investments","confidence_score":0.2839302}]},{"text":"When you go through it, it's gonna have your details in an about you section, so please just double check all of that still current with your occupation. Phone number's fine. Are you still okay for everything to go through to your Gmail?","start_word":596,"end_word":638,"intents":[{"intent":"Ensure current contacts","confidence_score":0.0000074458526},{"intent":"Verify details","confidence_score":0.0009016897}]},{"text":"We had your risk profile set to high growth, so you're obviously trying to get high long term returns there. Yeah. I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super.","start_word":675,"end_word":737,"intents":[{"intent":"Reduce risk","confidence_score":0.017629532}]},{"text":"We had your risk profile set to high growth, so you're obviously trying to get high long term returns there. Yeah. I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super. Do you know what I mean?","start_word":675,"end_word":743,"intents":[{"intent":"Provide information","confidence_score":0.02007806}]},{"text":"I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super. Do you know what I mean? Yeah.","start_word":696,"end_word":744,"intents":[{"intent":"Evaluate risk reduction","confidence_score":1.4404014e-7}]},{"text":"And, look, at any point, when we're just updating the investments in your super, if we ever feel like we need to change super funds, we'll obviously talk you through that.","start_word":897,"end_word":927,"intents":[{"intent":"Update investments","confidence_score":0.552146}]},{"text":"haven't had major changes to fees or features or anything like that. So it was just making a few switches under the hood to get it going a bit quicker. Okay.","start_word":944,"end_word":974,"intents":[{"intent":"Communicate changes","confidence_score":0.00036162528}]},{"text":"It's a little bit lower in fees, a little bit better in performance, you know, 11%, 13%, just bump it up a couple extra percent, and that should equate to around about somewhere between another 20 to 60,000 over the next five to ten years. Okay.","start_word":1661,"end_word":1706,"intents":[{"intent":"Improve performance","confidence_score":0.14403921}]},{"text":"When you get to your sixties, we probably don't want you driving a Ferrari at 200 k's on the highway. We probably want you in something a bit safer. That's still gonna get you there, but it's more like a van, bit of fuel economy, bit more space in the back. Does that make sense? Yeah.","start_word":1921,"end_word":1976,"intents":[{"intent":"Improve fuel economy","confidence_score":0.0014712864}]},{"text":"We've redisclosed our fees in there just so you know what you signed on for as well And just a couple of steps.","start_word":1996,"end_word":2018,"intents":[{"intent":"Verify fees","confidence_score":0.029461093}]},{"text":"Once that comes back to us, we can hop on your Netwealth and switch the investments around. Okay.","start_word":2038,"end_word":2055,"intents":[{"intent":"Switch investments","confidence_score":0.7520144}]},{"text":"Any questions on your end? Anything else you need help with?","start_word":2072,"end_word":2082,"intents":[{"intent":"Double check","confidence_score":0.0153777385}]},{"text":"Anything else you need help with?","start_word":2077,"end_word":2082,"intents":[{"intent":"Provide help","confidence_score":0.024012804}]},{"text":"You should have some buttons that'll pull you to the spots that you need to sign, or you can just scroll through and read the document. Okay.","start_word":2191,"end_word":2217,"intents":[{"intent":"Pull documents","confidence_score":0.0005423751}]},{"text":"Do you need us to find you a mortgage broker soon to help you get a house?","start_word":2304,"end_word":2320,"intents":[{"intent":"Find mortgage broker","confidence_score":0.7732126}]}]},"sentiments":{"segments":[{"text":"Hello?","start_word":0,"end_word":0,"sentiment":"neutral","sentiment_score":0.06712836027145386},{"text":"Terry, good afternoon, sir.","start_word":1,"end_word":4,"sentiment":"positive","sentiment_score":0.4483282864093781},{"text":"It's Tommy here from Oakview Financial, one of the senior advisers. How are you doing? You're not too bad for me. Mate, I'm just giving you a call to go through this updated advice piece with you. Do you still have a bit of time for me today?","start_word":5,"end_word":52,"sentiment":"neutral","sentiment_score":0.2341276854276657},{"text":"Cool.","start_word":53,"end_word":53,"sentiment":"positive","sentiment_score":0.4573017954826355},{"text":"Mate, the advice that Carl put together, he's not currently here today, so I've jumped on to go through it with you.","start_word":54,"end_word":75,"sentiment":"neutral","sentiment_score":0.19355079531669617},{"text":"I've checked over it. I'm happy with it too.","start_word":76,"end_word":84,"sentiment":"positive","sentiment_score":0.568475067615509},{"text":"I was wondering if I could shoot it through to your email address and if you'd be able to look onto it with me or if you'd prefer me just to explain what's there. I had probably explained it because of customer call over my phone and stuff like that. Yeah. Easy done. So what I'm gonna send through to you now is gonna be, like, the statement of advice with the updated investments for the super. It's Yeah. gonna include an updated financial services guide, like our licensing details and all that kind of thing and some extra research in the background as well. So I'll pop that through. Because we're in a new system, it may go through to your spam box. So just have a read of it after this conversation if you could. And Okay. if you do have any questions, just give me a buzz back. Is that okay? Yeah. Yeah. Yep. Easy done. So I'm gonna pop that through to you now. Basically, when you go through the statement of advice, you're gonna have my licensing details have been added on there. So you'll see me on there. The main things that we've got in our scope of advice was just updating your super investments because the main conversation you have with Kyle was that it was kind of stalling a little bit on your net wealth and just to get it growing again. Does that ring Yeah. a bell? Yeah. Yeah. Yeah. Yeah. Yep. And the other thing that he identified was just when it comes to, like, the estate planning side of things. I think you were going through just double checking if you did actually put a place, like, a will and just making sure that we do put that in place at some point as well. Does that ring a bell? Yeah. Yeah. Yeah. But I'll I'll wait for that. I'll just wait. Yeah.","start_word":85,"end_word":408,"sentiment":"neutral","sentiment_score":0.05923202752285166},{"text":"Easy done.","start_word":409,"end_word":410,"sentiment":"positive","sentiment_score":0.41417181491851807},{"text":"Look. I just wanted to remind you that when you go to do that, you've got you've got a few options. You can talk to a lawyer, of course. You can get a $25 will kit from the post office. Same K. thing for power of attorney. As long as you got your beneficiaries up to date for where the super goes, it's just a bit of a reminder from us. Okay. Yep. K? Yep. Outside of that, we're not giving you insurance advice. I think what you're saying to Carl, was you happy not to have insurance until maybe once you purchase a house or get, like, a mortgage or something? Yeah. So Yeah. we're That's just gonna right. leave it as just super only. Does that make sense? Yes. Cool. And last one was just with the savings and budgeting. You had a goal where just building up for holidays with your partner, build out savings, deposit for a house. We're not obviously giving you advice on that today. It's just about updating the investments on the super. Okay. Yes.","start_word":411,"end_word":592,"sentiment":"neutral","sentiment_score":0.04633331298828125},{"text":"Sounds good. Cool.","start_word":593,"end_word":595,"sentiment":"positive","sentiment_score":0.4121699035167694},{"text":"When you go through it, it's gonna have your details in an about you section, so please just double check all of that still current with your occupation. Phone number's fine. Are you still okay for everything to go through to your Gmail? Terry Borg zero three zero nine. Yeah. Yeah. That's the one. Yep. It's got your assets and liabilities. We just had a car and some savings listed there. Yeah. Your Netwealth Yeah. Yeah. Yeah. super.","start_word":596,"end_word":673,"sentiment":"neutral","sentiment_score":0.08477625995874405},{"text":"Beautiful.","start_word":674,"end_word":674,"sentiment":"positive","sentiment_score":0.7923182249069214},{"text":"We had your risk profile set to high growth, so you're obviously trying to get high long term returns there. Yeah. I did wanna just quickly flag with you that at some point, that will have to get reduced down because I probably don't wanna keep you at high growth at 65, and then the stock market crashes, you lose half your super. Do you know what I mean? Yeah. Yeah. Yeah. Well, that's what I said to you. But I'm not that good with all the numbers and that, and I said it's better off like, it's better in your hands. You know what you're doing, and if it was too high at the moment, you just maybe need to drop it down or if it's not high enough, you know, just put it up. No. You know, I'm Yeah. just yeah.","start_word":675,"end_word":817,"sentiment":"neutral","sentiment_score":-0.13408614695072174},{"text":"I'm not the best with the, you know, money or whatever with the stocks and everything like that.","start_word":818,"end_word":835,"sentiment":"negative","sentiment_score":-0.35999929904937744},{"text":"Because I didn't really look at it. It was just I just got in there, I think, a few years ago. I I was with the Commonwealth Bank, and I wasn't making that money. And I just looked somewhere while I couldn't make money. And and, yeah, it used to come up, and, yeah, so I went with you, fellas. Yeah. And, look, at any point, when we're just updating the investments in your super, if we ever feel like we need to change super funds, we'll obviously talk you through that. At this point, the investments that Carl was after are on Netwealth anyway, and they Yep. haven't had major changes to fees or features or anything like that. So it was just making a few switches under the hood to get it going a bit quicker. Okay. Yep. Yep. K? So what I basically wanted to tell you today in terms of what we're doing and why, just to make sure you're comfortable, is because you're around mid fifties at the moment, between now and, let's say, age pension age when you can get Centrelink, Yeah. you've kind of got six or seven years for growing your super and then six or seven years where you've gotta protect it. So I don't mind it being high growth now because your contributions go in.","start_word":836,"end_word":1060,"sentiment":"neutral","sentiment_score":0.07826817460772063},{"text":"You get all these great returns.","start_word":1061,"end_word":1066,"sentiment":"positive","sentiment_score":0.6554422378540039},{"text":"It's gonna go up and down like crazy. But in that last seven years, once we built it up a bit bigger, we have to make it a bit safer and safer every year leading up to '67, if that makes sense. Yes. Yes. Yes. So Well, while grow I'm pulling it now, in here, protect it's there. it later. Yeah. Yeah. Yeah. The cancel. Yep. If at any point it's doing something where you're like, no. I'm not comfortable with that, we can change up the style of it and everything, but we're not trying to make it you know, sell you all down to cash one day and put you back in the market the next day. We can't day trade your super like a stock market. We're aiming for that fourteen year outcome. Okay. Yep. So one of the things that happened was we had a flag. Do you remember Carl flagging with you the Bennelong investment option that wasn't doing too well on your super? Oh, yeah. Yeah. So we flagged that across the entire company. Our licensee made a decision to switch everybody away from that fund to a different option inside your super to something with a little bit lower fees, a little bit better performance. Okay. Reason being, been a long option was it wasn't performing like the Australian stock market was and everybody else alongside it.","start_word":1067,"end_word":1300,"sentiment":"neutral","sentiment_score":-0.1002667099237442},{"text":"It was starting to sort of fall off to the side.","start_word":1301,"end_word":1311,"sentiment":"negative","sentiment_score":-0.4622865617275238},{"text":"So we've replaced that.","start_word":1312,"end_word":1315,"sentiment":"neutral","sentiment_score":-0.2570081651210785},{"text":"Since that got replaced, it's already ticked up another few grand, so it's starting to kind of come back the way it should be.","start_word":1316,"end_word":1339,"sentiment":"positive","sentiment_score":0.3434872627258301},{"text":"Okay. Yep. Yep. The document that I've sent you, because that switch already got made across everybody, this one was just a few extra little options that Carl was wanting to update because what happens is let's say you've got a property and some shares, and if the property gets really, really, really, really high and your shares go down, well, now most of your money's in property and barely any of it's in shares, it's gone, what I would say, out of weight. So if we want you to have this much in shares, this much in property, this much in gold, we want it to be pretty similar amounts. Sometimes it gets really far out, and we need to rebalance it back to the middle. Does that make sense? Yes. Yes. Yep. So that's basically what we're doing with this is we're just trimming off a few of the ones that have gone really good, buying into the ones that are kind of the sectors that have went down, like different countries and things like that, and then just bringing it back to the middle where we originally wanted it to be. Because we don't want 40% of your money in Australian shares when it show maybe 25, because then you're missing out on Microsoft and Google and all the other companies. Okay. Yeah. Does that make sense? Yeah. Yeah. Yes. Yep. So the outcome basically, still pretty similar asset allocation. Because you're high growth, you've got 90 to a 100% sitting in shares property gold, which is your high risk, high return stuff. You're sitting at 98. We're bringing you back down to 94, back in the middle there. That's what I was talking about, the high growth. Okay. Yep. Bring some of those different types of investments back to where they should be. There's a table in there that shows you the comparison. So it's look.","start_word":1340,"end_word":1659,"sentiment":"neutral","sentiment_score":0.06081472337245941},{"text":"It's a little bit lower in fees, a little bit better in performance, you know, 11%, 13%, just bump it up a couple extra percent, and that should equate to around about somewhere between another 20 to 60,000 over the next five to ten years.","start_word":1660,"end_word":1704,"sentiment":"positive","sentiment_score":0.4222208559513092},{"text":"Okay. Yep. Yep.","start_word":1705,"end_word":1707,"sentiment":"neutral","sentiment_score":0.1727805137634277},{"text":"Sounds Yep. good.","start_word":1708,"end_word":1710,"sentiment":"positive","sentiment_score":0.40945154428482056},{"text":"Basically, what you can expect, though, is as everything's kicking off in The Middle East and everything's going crazy with oil, your soup is gonna be going up and down quite a bit. But once we get through to the other side, it should Yeah. bounce back really strong with everybody else. So in the meantime, we're just gonna keep buying up different shares and properties for a cheaper price. Okay. Yeah. K? So any questions at all, you let us know, but we're just kind of tweaking a few things under the hood. We're not making any big changes. We're just fixing the engine up a little bit. Okay. I get a better performance out of it. Yeah. And the the analogy I like to use is because you're in Netwealth and you've got this high growth account, think of it as like a sports car. It can go 200 an hour when it's on the road. Yep. If the engine needs to be serviced, that's what we're doing today. We're servicing the engine. If it rains, it's gonna slip all over the shop. And then when you get back onto the dry road, you go on 200 k's again. Okay. Yep. Yeah. All this was gonna happen. Exactly. When you get to your sixties, we probably don't want you driving a Ferrari at 200 k's on the highway. We probably want you in something a bit safer. That's still gonna get you there, but it's more like a van, bit of fuel economy, bit more space in the back. Does that make sense? Yeah. Yeah.","start_word":1711,"end_word":1977,"sentiment":"neutral","sentiment_score":0.04221145436167717},{"text":"Easy done.","start_word":1978,"end_word":1979,"sentiment":"positive","sentiment_score":0.3800605237483978},{"text":"There's a bit of a mention about wills and powers of attorney and things like that. We've redisclosed our fees in there just so you know what you signed on for as well And just a couple of steps. Basically, if you're happy with this, read through it on your phone, give it a sign when you're comfortable. Once that comes back to us, we can hop on your Netwealth and switch the investments around. Okay. Let me have one.","start_word":1980,"end_word":2059,"sentiment":"neutral","sentiment_score":0.12864388525485992},{"text":"Awesome. Mate, that's pretty much everything from me. I just double checking.","start_word":2060,"end_word":2071,"sentiment":"positive","sentiment_score":0.612848162651062},{"text":"Any questions on your end? Anything else you need help with? So when I open this up and have a look, so there's gotta be somewhere I have to sign it. So what it does, it's kinda like have you ever used, like, a DocuSign before? I think so. I think last time I was like, that was another one. Yeah. We used DocuSign previously. With this one, it's very similar. So when you open up the email, it's gonna have a whole bunch of attachments, like documents attached at the bottom, but there'll also Yeah. be, like, a little blue hyperlink that for you to click, and it'll go inside to read and sign the document. Oh, okay. You should have some buttons that'll pull you to the spots that you need to sign, or you can just scroll through and read the document. Okay. No worries. Look. Okay. If you have any trouble, just give us a call on that office number, and Yep. the team can kind of walk you through it alongside you. Okay. No worries. Cool. Yep. Last thing I just wanna check because when I was talking about your goals before, is there anything okay. Sorry. Let me reset for a quick sec. When you're doing the savings and building up for the house deposit, anything like that, is there any help that you from us? Do you need us to find you a mortgage broker soon to help you get a house? Do you want us to touch base on this next year? What do you need from us? Yeah. Well, we've been talking about it, but haven't really, you know, gone really to do it. Two are probably, you know, 2,000,000 wives say, yeah. Yeah. Let's do this and do that then. Probably get in contact then and then get the best options off these fellows or Yep. That's easy Okay. done. So whenever we talk to you, like, when we do the next annual review and see how the super has been going, we'll touch on it and see if you Yep. need anything. In between, if something pops up and you do wanna jump onto it or talk about anything else, just give us a call, reply to an email, send us a text, and we can have a bit of a a meeting with you or your partner. Okay. Yeah. No worries.","start_word":2072,"end_word":2474,"sentiment":"neutral","sentiment_score":0.0869828632873282},{"text":"Sounds good. Awesome, Terry. I appreciate you taking the time today.","start_word":2475,"end_word":2485,"sentiment":"positive","sentiment_score":0.7623692154884338},{"text":"Do you have any last questions for me before I let you go? No. No. It should be okay. Cool. If you do, mate, again, we're just a phone call away. I'll leave you with that email. Again, just check your spam box if it's going in there or your main inbox. And any trouble with that, we call it Odoo sign because we built it for ourselves. Any Yep. trouble with that, just let us know. Okay. No prob.","start_word":2486,"end_word":2565,"sentiment":"neutral","sentiment_score":0.13313470780849457},{"text":"Thanks for that. Awesome, I'll mate.","start_word":2566,"end_word":2571,"sentiment":"positive","sentiment_score":0.41734910011291504},{"text":"probably You have if a I have fence? a look I'll have a probably look through and see see what I've Yeah. done Yeah. it properly. I'll give her a proper call just to double check to see, like, if it's well, I have signed it or whatever. Yeah. That'd be handy. I mean, we've got the ability to log on and check it. So if you just give us a buzz when you're done, we can have a look then as well. But we'll check it every couple of days anyway. Okay. No worries.","start_word":2572,"end_word":2666,"sentiment":"neutral","sentiment_score":0.11238555806247812},{"text":"Awesome, mate. Thank you so much for your time today, and we will talk to you again soon, mate. No worries. You you have a great one as well. Thank you for that. Okay. Cheers, Terry. Bye, mate. Cheers, mate.","start_word":2667,"end_word":2706,"sentiment":"positive","sentiment_score":0.6692854762077332},{"text":"Bye. Bye.","start_word":2707,"end_word":2708,"sentiment":"neutral","sentiment_score":0.18509629368782043}],"average":{"sentiment":"neutral","sentiment_score":0.07724293563065517}}}}