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Do you do a lot of celebration then? Yes. Yeah. Yeah. Yeah. It's so interesting how different cultures do differently because I'm I think I've told you, but I'm Swedish, so we do things differently as well. And it's, yeah, it's really interesting how we well, we kind of do so we we do it on the same the same weekend, but then in Sweden, it's very different. So you have on Sundays, like, all the family extended family, everyone together for, like, a big kind of smooth buffet. And then but then you eat more, like, hot food, obviously, because it's cold. So a lot of, like, meatballs and sausages and potatoes, lot of eggs, but you color them in different colors as well. And then you find You do? Yeah. And then you Neither. No. Yeah. We don't yeah. Yeah. Oh, yeah. We color them, and then you kind of have, like, picking competitions on, like, kind of crack each other's eggs and you cut do you? Oh, maybe it's more similar. Yes. I I guess it gets a little pride. Yes. We have that. And then we also have I don't know what the English word's called, but we have kind of like it's kind of like branches. So dead branches, which doesn't look right. But then you color them with different feathers. So then around the home, you have these colorful feathers all around kind of branches, and you kind of have a flower arrangement with just heaps of colorful feathers. I don't know the meaning behind it, but we do that. And then what kids do as well is that kind of Halloween, but you dress up as little we call them little witches, and then you go around and knock on people's houses and kind of similar to Halloween where they kind of ask for candy and if or an egg. So it's kind of like that, and then the concept is to get rid of, you know, evil spirits and stuff and that all the witches back in the day used to, like, fly off during this time. And then May 1, we have these massive bonfires, which is to celebrate that they've all left. So it's a lot more kind of rituals behind it. But, yeah, it's fun. Yes. Yes. Yeah. Yes. That yeah. Yeah. Yeah. Exactly. You know? I think that's so much more interesting than just drinking and having chocolate. Yep. Yes. Mhmm. Yes. Yes. Yep. Yeah. Exactly. Yeah. No. Exactly. Just be strong and independent and do, you know, you. Yeah. No. Yeah. Mhmm. Yeah. Yeah. Yeah. Yeah. Yeah. Mhmm. Mhmm. Yeah. Yep. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. And there's and there's only a few that's, you know, your your gold, you know, your unicorns out there, and it's hard to find them. Yes. They are. Yeah. Yeah. No. Yep. Yeah. No. Yeah. Yeah. A 100 percent. Yeah. Yeah. And that's exactly like you say. You know? You need to be, you know, confident and happy with yourself because otherwise, you know, it's not gonna be well. Yeah. Right. But then it's kind of a bit hypocritical as well where it's like, you know, depending on who who is this at and where it comes from. Yeah. Yeah. Big big red flag. Yeah. Yeah. Exactly. Mhmm. Yeah. I love it though. Yes. Mhmm. Canadian dating coach. Mhmm. Yeah. Yes. Yes. Yeah. Don't deserve that. Yeah. Exactly. Yeah. I do. But I have found a very special one, and it took me a long time to find him. And and he he yeah. And and that's one of those things that, like, I hear exactly what you're saying because I have so many friends who are in the single dating world, and I'm hearing all of this. And I'm sure I'm hearing everything, and I'm so grateful and so thankful for my partner because he is very special. Yeah. He's he's yeah. And and that's the thing. When but exactly like you said, though, when I did meet him, I was not looking for anybody. I was perfectly content and happy with myself, very confident, and, you know, I was doing my thing. But that's when he then complimented my life, not needing someone. Yes. Yeah. No. No. Exact and then the the hard part is, like, because, yeah, like, my partner is is very special, and it's, like, it's hard as well that we do have friends and stuff. And I'm seeing so many people in so many toxic relationship, and you're trying to just, like, shake these friends and be like, what are you doing? Get out of there. They're not treating you right. They're not doing any of this. Just get out. You're better you're better off without, but people are kind of, you know, getting older, wanting to have children, and they're stuck in that. Exactly. But then you're you're trying yeah. And you're trying to be like, what are they doing? They're not treating you right. They're not doing that. And then specialty as well, like, I think I'm pretty good at reading people as well. And it's like, I'm seeing behaviors in some of them that I'm like, they are being condescending or they, you know, they're being rude. I'm like, what are you doing? It's like, it's hard. Yeah. So yeah. Yeah. Yeah. Yeah. Yeah. Yeah. And it should complement. You should still still do your own thing. That's important. Still have your friends and do everything and complement each other. And if he doesn't do that, then what are you doing? Yes. Yes. Yeah. Yeah. Yeah. You know? Yeah. Yeah. Exactly. Exactly. And that they need to know that they have it good as well, you know, and don't take it for granted. Yep. Yeah. Yeah. No. It's true. Yeah. He does. Very much so. Very much so. Which was the biggest thing because the the quality and the morals and the values was the the biggest thing for me. You know? And if you have that if you you have that, you you have to have the kindness and the support and everything because, yeah, otherwise you know? And treat you like the princess. You know? Yep. Yeah. Yeah. Yeah. And I I I think as well also because my my partner was raised with a single mom, and I think that also instills a lot of their their values and why he's so special because of that. So Yeah. Yeah. Yeah. Mhmm. Yeah. Mhmm. Yep. Oh, yeah. Yeah. Yeah. No. No. I'm I'm I'm good. I am good. Yep. Yeah. Yeah. Oh, I heard. That's very exciting. What yeah. Yeah. Yeah. Yep. Yep. Yep. Yes. And was that the that was the Bowen Hills. Right? Is that the one you moved in through? Yes. Oh, that's good. No. Tell me about it. Yep. Mhmm. Yep. Yeah. Yeah. Home. Perfect. Yes. Correct. Yep. Correct. That is a yes. Because it's tax rate. It's more so, like, if you have two two occupations, then you can only claim it for one occupation. But, yes, that is correct. And what's your so you said you're starting was it next week, you said? Oh, exciting. And what's for what? Sorry? Oh, nice. Oh, beautiful. Yeah. Yeah. Yeah. Yeah. Yeah. And bit of you know, also something, you know, through Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. So that's exciting. And is that full time? Oh, beautiful. Yeah. If it's a good fit. No. Exactly. And that's that's the best thing because then you also like, you can assess of, you know, if you, you know, are right for this role, whether you enjoy it, you know, whether it's something that you enjoy doing as well, especially if you don't have to do it, then, you know, that that's really good. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Hold up for good. They've been raised the right way. Yeah. Yeah. Yeah. Yeah. They're respectful. Yeah. Yeah. Yeah. A 100 percent. Yeah. Yeah. Kind of typical. Yeah. Yeah. A 100 percent. Not not baby you. Oh, that's good. Yeah. Sorry. Sorry. Yes. I do have some good news for you, which is good, especially given how turbulent the market has been. So yeah, so it's actually and I think we were very good timing of you say you can never really time the market because you never know what's going to happen. You didn't know, obviously, everything that's going on in The US, and you don't know. We didn't know about the war and everything like that. But from a timing point of view, we were very good when when we did your advice last year of swapping some of those investments out. Because once that we have moved you to now so if you wanna if you don't have access to emails right now, that's okay. I will just I have sent you an email. So when you have a moment, have a look through them later. Any questions, let me know. Like, just before I called you. Yes. Oh, perfect. So if you can before clicking on the link where it says sign now, there should be a couple of attachments. Can you see them at, like, the bottom of the email? Yep. Yes. No. And then, yeah, hub one, if you can open that one for me. Let me see. I think it's still let me see. What is the time frame at the top says? Does that say 01/07/2025, or does it say at the top of it? Because we've been having so many issues with technology lately, and they had a bit of a breakdown yesterday. Let me have a look here because just just That's the that's the one. Now at the top where it says from, what was the date, sorry, that you can see? Sorry. So on that at the top yeah. So in the hub 24 performance with IRR that says from, and it's like a date range, what can you see? Yes. Because okay. Let me see here on my end. Yes. It was today. It was the that one. If it doesn't have the date range, that's okay. I can send it I can send you that one after the email. I can send in a separate email to you so you have the one that I'm looking at because I think there's been a little glitch in the system. So what I'll do is I'll kind of go through the documents. All the others are correct, and I will just email you this separate so you can see it as well. You don't need to sign that one. It is just for your reference. But, essentially, it will give you a bit of a breakdown of your superannuation in the last twelve months. Now, obviously, in the last twelve months, we did do the the investments for you about May. So basically coming up to twelve months, and we have seen a lot of, obviously, fluctuations in the market. So despite all of that, after fees, your portfolio in the last twelve months has still gone up by 10.87%, which is really good considering what's going on in the market and that we are in a bit more of that balanced growth option. So I'm very happy with that. Yeah. So to compare it, there is so many different options because the thing you'd have to look at first is the risk allocation. So how how much you have in growth, how much you have in defensive, and then depending on which one you'd look at. But for a reference, a lot of the other portfolios that we've, you know, have researched and looked at that has higher risk than yours, which is meaning you you take on a bit more risk to try to get higher returns, you have actually achieved a higher return than those even though you're in a more defensive portfolio. So at the moment, that worked out really well given the the market condition and, like, gold and everything in your portfolio has done really, really well. So as yeah. So very good news given the turbulent twelve months we have had in the market. And, again, this is all after fees. So even though, obviously, you've been at work and not contributing, and, obviously, you still have, you know, your admin fees and advice fees and everything, your return on your investment alone in twelve months have still gone up by 10.87%, which is really good considering, yeah, everything that's going on in the the market. So very happy with that. So yeah. Yeah. Yeah. Yeah. Yeah. Yes. Yes. Yes. Let me see. I can I can go to that one? Sorry. Yeah. Sorry. At the moment, let me get this up for you, which is the second attachment, actually. So if you go out of that one and then you go through the one where it says super summary, super only. If you open that one, that has your current balance on it. So, yep. Yeah. No. That's okay. Yes. So at the moment, you have 309,760 and 63¢. So it has gone up quite a bit, which is great, and it's heading the right direction, which, again, is a very good thing. And, obviously, when you start working as well, that's gonna make a bigger difference. Yeah. Yeah. I can get the team to do a bit of an updated projection for you if you would like, and I can get them to are you happy for that to just be I'll just do kind of that same page where it has, like, the the returns. And what I can do as well so what I can do just to change the difference is your new occupation, how much is your income? Do you know? That's still good. 98. Perfect. Now of that, do you know so, obviously, you're getting employer contribution. And did do they have, like, a special enterprise bargain agreement, or is it just kind of standard rates for super and stuff like that? Standard. Yep. Half. 12. 12% now, which is good. Yeah. Every financial year has gone up a little bit, so that's good. Now okay. It's it's also how your finances are looking. So if you're so with your employer first, if we start there, do you get the contribution on your base, so your 80, or do you get it on the 98? So for your base income so you said, obviously, that's 18,000 extra. What is that for? Is that did you say a car? Okay. Cool. So it would be on the 80. So what they are doing then is that they would pay you 12% of your base income. So of the 80,000, that's what they are required to put into your superannuation. So correct. You can. So you can do it depends on what your goals are. So if you are wanting to maximize your superannuation growth and you have the cash flow to put that aside, then that is a great way to boost your super further and reduce your taxable income. That is a great way to do it. If the Yep. Yeah. Yep. Yep. Yep. Yep. Yes. Yes. Mhmm. Mhmm. Yep. Yep. Yep. Yeah. Now how so, obviously, with your with your income, when you get it let me see here, and I can calculate how much you're gonna get. So you don't need most of that to cover bills and expenses and other, I guess, traveling or anything like that. So after tax, you're gonna get about 63,612. What so after tax, you will get from your income about 63,612 is what you will get in your pocket after you pay tax on your income. So out of that, obviously, if we look at on a do you know if you get paid weekly? Okay. Perfect. Sorry. I can't do that. So on a let me see here. Let me see here. My computer is having a bit of a moment. It's almost like that was technology, isn't it? It's great when it works, and then when it doesn't work, it's very frustrating. So it will be about roughly about 1,223 that you will get per week. So out of that, let's say, 1,000 let's say just 1,200 for rounding, how much of that would you want to put aside for, you know, bills and travel and other things, and how much would you be okay to put into super to boost it a little bit extra? Yep. Yeah. Mhmm. Yeah. Yep. Yep. Yeah. Yeah. So so you still have, like, a pretty decent, obviously, surplus of of cash, which is great. And the good thing with with salary sacrifice is that you can start with any amount and then work your way. You can you can obviously if you have more bills or anything, you can stop whenever you want to, or you can increase it. So it's very flexible with that. Sometimes where people will start is, I guess, in terms of, like, how much you should do, it's, like, the one thing to be mindful of is, okay. Well, everything will be locked into super until you meet a condition of release. So for example, if you stop working and you turn 60, that will be when you can access everything tax free. Or if you wanna keep working, you know, 65 otherwise. So if you put it as a sacrifice into super, it will obviously stay there until sorry. It's kind of locked in, so you won't be able to use it. So that's the kind of yeah. As long as as long as you're happy with that. So what I can even do for you is if you wanna tell me roughly some amount that you are thinking of, then I can have about 200 a week, a fortnight, a month, every month. Okay. So Week. Perfect. So what I can do for you is when I get the team to send you the I'll send I can I'll send it, but I get the team to draft it up for you. Those updated projections of how things are tracking, I can do a second one which showing you, okay. If you put 200 per week in addition into superannuation, what will that look like? And then we can also put, okay. Well, how will that change your taxable income and roughly how much tax savings. Then at least you have everything in writing. You can have a think about it and let me know, and that that makes it a bit easier. So I can get all of that sorted for you. Now I'll hopefully have it to you by end of tomorrow. If not, it might be Monday, but I'll tryna do as soon as I can for you. Is that okay? Yep. Okay. Yes. Yeah. Yeah. Yes. Yes. The comparison. Yeah. And then it's always something you can assess. So I'll do one where it's just normal. Right now, your employer contribution, the way things are going, no extra, and then another one showing $200 per week. And you can then obviously see kind of the difference on that and how things are going. Exactly. Exactly. So that will be that will be in there for you. So I will get the team to sort that for you. Now a couple of more things, and I'll let you go today, Poppy. In the documents, you will also see so you saw one where it was the yes. Yes. Sorry. Other otherwise, in the documents, I'll let you have a read over that in your own time. You mentioned the OQ services guide or financial services guide. That's just in there for for your reference. So it's a bit of an updated version. We've had a bit of an extension to the team, which is great. It's all in there for you. Had a bit of a revamp in marketing as well. So it's just there for your reference. It's just an updated version, but, basically, similar to the other ones, just giving you all the important information about us. As you have a look through it, you'll also see a photo of myself there again. So that's all in there for that's all in there for you. And, yes, the true documents, if you're happy to do so, that we'll need you to sign is that ongoing service agreement just to say that you are happy to stay on as the client. But as you know from last time, there is no locking contract. The fee stays exactly the same at at 1.65. There is no changes to the fee structure and no locking contract. It just basically means that we can keep servicing you for the time being and obviously have you on your regular reviews and stuff like that and and how things are tracking. Yes. Yeah. Yes. Perfect. Yeah. Perfect. Yes. Exactly. I guess. Yes. Okay. That's okay. Yeah. And that's fine. And that's just you can have a look at it. You know, if you if you have any questions or wanna book in and catch up to talk about this further, you know, just let me know or just respond to the email. I will cc my colleague, Whitlam, who will also be kind of my dedicated admin assistance moving forward as well to make it really easy and make it quick. Sorry. I'll cc him in the email as well so he can also see responses. So if I'm I'm out of the office on Friday so if there's ever a situation where you email in on a Friday, then he will get the email and, you know, keep you in the loop on everything like that as well. Yeah. Perfect. No problem. No problem. I'm always here if you need anything copy. And like I said, keep a lookout for those emails. I'll get them to you by latest Monday. I'll try to have it sooner. And anything else you need, let me know, and I hope it all goes well on Monday at the conference. And, yeah, just let me know how everything is traveling. No problem at all. We'll speak soon, Poppy. Alright. You too. 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Is this Poppy? This is Veronica from Oakview Financial. How are you? That's great.\n\nI know. It's been some time. Did you have a good long weekend? Oh, there you go. Do you do a lot of celebration then?\n\nYes. Yeah. Yeah. Yeah. It's so interesting how different cultures do differently because I'm I think I've told you, but I'm Swedish, so we do things differently as well.\n\nAnd it's, yeah, it's really interesting how we well, we kind of do so we we do it on the same the same weekend, but then in Sweden, it's very different. So you have on Sundays, like, all the family extended family, everyone together for, like, a big kind of smooth buffet. And then but then you eat more, like, hot food, obviously, because it's cold. So a lot of, like, meatballs and sausages and potatoes, lot of eggs, but you color them in different colors as well. And then you find You do?\n\nYeah. And then you Neither. No. Yeah. We don't yeah.\n\nYeah. Oh, yeah. We color them, and then you kind of have, like, picking competitions on, like, kind of crack each other's eggs and you cut do you? Oh, maybe it's more similar. Yes.\n\nI I guess it gets a little pride. Yes. We have that. And then we also have I don't know what the English word's called, but we have kind of like it's kind of like branches. So dead branches, which doesn't look right.\n\nBut then you color them with different feathers. So then around the home, you have these colorful feathers all around kind of branches, and you kind of have a flower arrangement with just heaps of colorful feathers. I don't know the meaning behind it, but we do that. And then what kids do as well is that kind of Halloween, but you dress up as little we call them little witches, and then you go around and knock on people's houses and kind of similar to Halloween where they kind of ask for candy and if or an egg. So it's kind of like that, and then the concept is to get rid of, you know, evil spirits and stuff and that all the witches back in the day used to, like, fly off during this time.\n\nAnd then May 1, we have these massive bonfires, which is to celebrate that they've all left. So it's a lot more kind of rituals behind it. But, yeah, it's fun. Yes. Yes.\n\nYeah. Yes. That yeah. Yeah. Yeah.\n\nExactly. You know? I think that's so much more interesting than just drinking and having chocolate. Yep. Yes.\n\nMhmm. Yes. Yes. Yep. Yeah.\n\nExactly. Yeah. No. Exactly. Just be strong and independent and do, you know, you.\n\nYeah. No. Yeah. Mhmm. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Mhmm.\n\nMhmm. Yeah. Yep. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nYeah. And there's and there's only a few that's, you know, your your gold, you know, your unicorns out there, and it's hard to find them. Yes. They are. Yeah.\n\nYeah. No. Yep. Yeah. No.\n\nYeah. Yeah. A 100 percent. Yeah. Yeah.\n\nAnd that's exactly like you say. You know? You need to be, you know, confident and happy with yourself because otherwise, you know, it's not gonna be well. Yeah. Right.\n\nBut then it's kind of a bit hypocritical as well where it's like, you know, depending on who who is this at and where it comes from. Yeah. Yeah. Big big red flag. Yeah.\n\nYeah. Exactly. Mhmm. Yeah. I love it though.\n\nYes. Mhmm. Canadian dating coach. Mhmm. Yeah.\n\nYes. Yes. Yeah. Don't deserve that. Yeah.\n\nExactly. Yeah. I do. But I have found a very special one, and it took me a long time to find him. And and he he yeah.\n\nAnd and that's one of those things that, like, I hear exactly what you're saying because I have so many friends who are in the single dating world, and I'm hearing all of this. And I'm sure I'm hearing everything, and I'm so grateful and so thankful for my partner because he is very special. Yeah. He's he's yeah. And and that's the thing.\n\nWhen but exactly like you said, though, when I did meet him, I was not looking for anybody. I was perfectly content and happy with myself, very confident, and, you know, I was doing my thing. But that's when he then complimented my life, not needing someone. Yes. Yeah.\n\nNo. No. Exact and then the the hard part is, like, because, yeah, like, my partner is is very special, and it's, like, it's hard as well that we do have friends and stuff. And I'm seeing so many people in so many toxic relationship, and you're trying to just, like, shake these friends and be like, what are you doing? Get out of there.\n\nThey're not treating you right. They're not doing any of this. Just get out. You're better you're better off without, but people are kind of, you know, getting older, wanting to have children, and they're stuck in that. Exactly.\n\nBut then you're you're trying yeah. And you're trying to be like, what are they doing? They're not treating you right. They're not doing that. And then specialty as well, like, I think I'm pretty good at reading people as well.\n\nAnd it's like, I'm seeing behaviors in some of them that I'm like, they are being condescending or they, you know, they're being rude. I'm like, what are you doing? It's like, it's hard. Yeah. So yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nAnd it should complement. You should still still do your own thing. That's important. Still have your friends and do everything and complement each other. And if he doesn't do that, then what are you doing?\n\nYes. Yes. Yeah. Yeah. Yeah.\n\nYou know? Yeah. Yeah. Exactly. Exactly.\n\nAnd that they need to know that they have it good as well, you know, and don't take it for granted. Yep. Yeah. Yeah. No.\n\nIt's true. Yeah. He does. Very much so. Very much so.\n\nWhich was the biggest thing because the the quality and the morals and the values was the the biggest thing for me. You know? And if you have that if you you have that, you you have to have the kindness and the support and everything because, yeah, otherwise you know? And treat you like the princess. You know?\n\nYep. Yeah. Yeah. Yeah. And I I I think as well also because my my partner was raised with a single mom, and I think that also instills a lot of their their values and why he's so special because of that.\n\nSo Yeah. Yeah. Yeah. Mhmm. Yeah.\n\nMhmm. Yep. Oh, yeah. Yeah. Yeah.\n\nNo. No. I'm I'm I'm good. I am good. Yep.\n\nYeah. Yeah. Oh, I heard. That's very exciting. What yeah.\n\nYeah. Yeah. Yep. Yep. Yep.\n\nYes. And was that the that was the Bowen Hills. Right? Is that the one you moved in through? Yes.\n\nOh, that's good. No. Tell me about it. Yep. Mhmm.\n\nYep. Yeah. Yeah. Home. Perfect.\n\nYes. Correct. Yep. Correct. That is a yes.\n\nBecause it's tax rate. It's more so, like, if you have two two occupations, then you can only claim it for one occupation. But, yes, that is correct. And what's your so you said you're starting was it next week, you said? Oh, exciting.\n\nAnd what's for what? Sorry? Oh, nice. Oh, beautiful. Yeah.\n\nYeah. Yeah. Yeah. Yeah. And bit of you know, also something, you know, through Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yeah. So that's exciting. And is that full time?\n\nOh, beautiful. Yeah. If it's a good fit. No. Exactly.\n\nAnd that's that's the best thing because then you also like, you can assess of, you know, if you, you know, are right for this role, whether you enjoy it, you know, whether it's something that you enjoy doing as well, especially if you don't have to do it, then, you know, that that's really good. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yeah. Hold up for good. They've been raised the right way. Yeah.\n\nYeah. Yeah. Yeah. They're respectful. Yeah.\n\nYeah. Yeah. A 100 percent. Yeah. Yeah.\n\nKind of typical. Yeah. Yeah. A 100 percent. Not not baby you.\n\nOh, that's good. Yeah. Sorry. Sorry. Yes.\n\nI do have some good news for you, which is good, especially given how turbulent the market has been. So yeah, so it's actually and I think we were very good timing of you say you can never really time the market because you never know what's going to happen. You didn't know, obviously, everything that's going on in The US, and you don't know. We didn't know about the war and everything like that. But from a timing point of view, we were very good when when we did your advice last year of swapping some of those investments out.\n\nBecause once that we have moved you to now so if you wanna if you don't have access to emails right now, that's okay. I will just I have sent you an email. So when you have a moment, have a look through them later. Any questions, let me know. Like, just before I called you.\n\nYes. Oh, perfect. So if you can before clicking on the link where it says sign now, there should be a couple of attachments. Can you see them at, like, the bottom of the email? Yep.\n\nYes. No. And then, yeah, hub one, if you can open that one for me. Let me see. I think it's still let me see.\n\nWhat is the time frame at the top says? Does that say 01/07/2025, or does it say at the top of it? Because we've been having so many issues with technology lately, and they had a bit of a breakdown yesterday. Let me have a look here because just just That's the that's the one. Now at the top where it says from, what was the date, sorry, that you can see?\n\nSorry. So on that at the top yeah. So in the hub 24 performance with IRR that says from, and it's like a date range, what can you see? Yes. Because okay.\n\nLet me see here on my end. Yes. It was today. It was the that one. If it doesn't have the date range, that's okay.\n\nI can send it I can send you that one after the email. I can send in a separate email to you so you have the one that I'm looking at because I think there's been a little glitch in the system. So what I'll do is I'll kind of go through the documents. All the others are correct, and I will just email you this separate so you can see it as well. You don't need to sign that one.\n\nIt is just for your reference. But, essentially, it will give you a bit of a breakdown of your superannuation in the last twelve months. Now, obviously, in the last twelve months, we did do the the investments for you about May. So basically coming up to twelve months, and we have seen a lot of, obviously, fluctuations in the market. So despite all of that, after fees, your portfolio in the last twelve months has still gone up by 10.87%, which is really good considering what's going on in the market and that we are in a bit more of that balanced growth option.\n\nSo I'm very happy with that. Yeah. So to compare it, there is so many different options because the thing you'd have to look at first is the risk allocation. So how how much you have in growth, how much you have in defensive, and then depending on which one you'd look at. But for a reference, a lot of the other portfolios that we've, you know, have researched and looked at that has higher risk than yours, which is meaning you you take on a bit more risk to try to get higher returns, you have actually achieved a higher return than those even though you're in a more defensive portfolio.\n\nSo at the moment, that worked out really well given the the market condition and, like, gold and everything in your portfolio has done really, really well. So as yeah. So very good news given the turbulent twelve months we have had in the market. And, again, this is all after fees. So even though, obviously, you've been at work and not contributing, and, obviously, you still have, you know, your admin fees and advice fees and everything, your return on your investment alone in twelve months have still gone up by 10.87%, which is really good considering, yeah, everything that's going on in the the market.\n\nSo very happy with that. So yeah. Yeah. Yeah. Yeah.\n\nYeah. Yes. Yes. Yes. Let me see.\n\nI can I can go to that one? Sorry. Yeah. Sorry. At the moment, let me get this up for you, which is the second attachment, actually.\n\nSo if you go out of that one and then you go through the one where it says super summary, super only. If you open that one, that has your current balance on it. So, yep. Yeah. No.\n\nThat's okay. Yes. So at the moment, you have 309,760 and 63¢. So it has gone up quite a bit, which is great, and it's heading the right direction, which, again, is a very good thing. And, obviously, when you start working as well, that's gonna make a bigger difference.\n\nYeah. Yeah. I can get the team to do a bit of an updated projection for you if you would like, and I can get them to are you happy for that to just be I'll just do kind of that same page where it has, like, the the returns. And what I can do as well so what I can do just to change the difference is your new occupation, how much is your income? Do you know?\n\nThat's still good. 98. Perfect. Now of that, do you know so, obviously, you're getting employer contribution. And did do they have, like, a special enterprise bargain agreement, or is it just kind of standard rates for super and stuff like that?\n\nStandard. Yep. Half. 12. 12% now, which is good.\n\nYeah. Every financial year has gone up a little bit, so that's good. Now okay. It's it's also how your finances are looking. So if you're so with your employer first, if we start there, do you get the contribution on your base, so your 80, or do you get it on the 98?\n\nSo for your base income so you said, obviously, that's 18,000 extra. What is that for? Is that did you say a car? Okay. Cool.\n\nSo it would be on the 80. So what they are doing then is that they would pay you 12% of your base income. So of the 80,000, that's what they are required to put into your superannuation. So correct. You can.\n\nSo you can do it depends on what your goals are. So if you are wanting to maximize your superannuation growth and you have the cash flow to put that aside, then that is a great way to boost your super further and reduce your taxable income. That is a great way to do it. If the Yep. Yeah.\n\nYep. Yep. Yep. Yep. Yes.\n\nYes. Mhmm. Mhmm. Yep. Yep.\n\nYep. Yeah. Now how so, obviously, with your with your income, when you get it let me see here, and I can calculate how much you're gonna get. So you don't need most of that to cover bills and expenses and other, I guess, traveling or anything like that. So after tax, you're gonna get about 63,612.\n\nWhat so after tax, you will get from your income about 63,612 is what you will get in your pocket after you pay tax on your income. So out of that, obviously, if we look at on a do you know if you get paid weekly? Okay. Perfect. Sorry.\n\nI can't do that. So on a let me see here. Let me see here. My computer is having a bit of a moment. It's almost like that was technology, isn't it?\n\nIt's great when it works, and then when it doesn't work, it's very frustrating. So it will be about roughly about 1,223 that you will get per week. So out of that, let's say, 1,000 let's say just 1,200 for rounding, how much of that would you want to put aside for, you know, bills and travel and other things, and how much would you be okay to put into super to boost it a little bit extra? Yep. Yeah.\n\nMhmm. Yeah. Yep. Yep. Yeah.\n\nYeah. So so you still have, like, a pretty decent, obviously, surplus of of cash, which is great. And the good thing with with salary sacrifice is that you can start with any amount and then work your way. You can you can obviously if you have more bills or anything, you can stop whenever you want to, or you can increase it. So it's very flexible with that.\n\nSometimes where people will start is, I guess, in terms of, like, how much you should do, it's, like, the one thing to be mindful of is, okay. Well, everything will be locked into super until you meet a condition of release. So for example, if you stop working and you turn 60, that will be when you can access everything tax free. Or if you wanna keep working, you know, 65 otherwise. So if you put it as a sacrifice into super, it will obviously stay there until sorry.\n\nIt's kind of locked in, so you won't be able to use it. So that's the kind of yeah. As long as as long as you're happy with that. So what I can even do for you is if you wanna tell me roughly some amount that you are thinking of, then I can have about 200 a week, a fortnight, a month, every month. Okay.\n\nSo Week. Perfect. So what I can do for you is when I get the team to send you the I'll send I can I'll send it, but I get the team to draft it up for you. Those updated projections of how things are tracking, I can do a second one which showing you, okay. If you put 200 per week in addition into superannuation, what will that look like?\n\nAnd then we can also put, okay. Well, how will that change your taxable income and roughly how much tax savings. Then at least you have everything in writing. You can have a think about it and let me know, and that that makes it a bit easier. So I can get all of that sorted for you.\n\nNow I'll hopefully have it to you by end of tomorrow. If not, it might be Monday, but I'll tryna do as soon as I can for you. Is that okay? Yep. Okay.\n\nYes. Yeah. Yeah. Yes. Yes.\n\nThe comparison. Yeah. And then it's always something you can assess. So I'll do one where it's just normal. Right now, your employer contribution, the way things are going, no extra, and then another one showing $200 per week.\n\nAnd you can then obviously see kind of the difference on that and how things are going. Exactly. Exactly. So that will be that will be in there for you. So I will get the team to sort that for you.\n\nNow a couple of more things, and I'll let you go today, Poppy. In the documents, you will also see so you saw one where it was the yes. Yes. Sorry. Other otherwise, in the documents, I'll let you have a read over that in your own time.\n\nYou mentioned the OQ services guide or financial services guide. That's just in there for for your reference. So it's a bit of an updated version. We've had a bit of an extension to the team, which is great. It's all in there for you.\n\nHad a bit of a revamp in marketing as well. So it's just there for your reference. It's just an updated version, but, basically, similar to the other ones, just giving you all the important information about us. As you have a look through it, you'll also see a photo of myself there again. So that's all in there for that's all in there for you.\n\nAnd, yes, the true documents, if you're happy to do so, that we'll need you to sign is that ongoing service agreement just to say that you are happy to stay on as the client. But as you know from last time, there is no locking contract. The fee stays exactly the same at at 1.65. There is no changes to the fee structure and no locking contract. It just basically means that we can keep servicing you for the time being and obviously have you on your regular reviews and stuff like that and and how things are tracking.\n\nYes. Yeah. Yes. Perfect. Yeah.\n\nPerfect. Yes. Exactly. I guess. Yes.\n\nOkay. That's okay. Yeah. And that's fine. And that's just you can have a look at it.\n\nYou know, if you if you have any questions or wanna book in and catch up to talk about this further, you know, just let me know or just respond to the email. I will cc my colleague, Whitlam, who will also be kind of my dedicated admin assistance moving forward as well to make it really easy and make it quick. Sorry. I'll cc him in the email as well so he can also see responses. So if I'm I'm out of the office on Friday so if there's ever a situation where you email in on a Friday, then he will get the email and, you know, keep you in the loop on everything like that as well.\n\nYeah. Perfect. No problem. No problem. I'm always here if you need anything copy.\n\nAnd like I said, keep a lookout for those emails. I'll get them to you by latest Monday. I'll try to have it sooner. And anything else you need, let me know, and I hope it all goes well on Monday at the conference. And, yeah, just let me know how everything is traveling.\n\nNo problem at all. We'll speak soon, Poppy. Alright. You too. Bye.","paragraphs":[{"sentences":[{"text":"Good morning.","start":2.32,"end":2.8799999,"sentiment":"positive","sentiment_score":0.34645311534404755},{"text":"Is this Poppy?","start":2.8799999,"end":3.6999998,"sentiment":"neutral","sentiment_score":0.23304688930511475},{"text":"This is Veronica from Oakview Financial.","start":5.52,"end":7.54,"sentiment":"neutral","sentiment_score":0.18512487411499023},{"text":"How are you?","start":7.68,"end":8.58,"sentiment":"neutral","sentiment_score":0.22895337641239166},{"text":"That's great.","start":10.8,"end":11.7,"sentiment":"neutral","sentiment_score":0.08177939429879189}],"sentiment":"neutral","sentiment_score":0.20957594132050872,"num_words":16,"start":2.32,"end":11.7},{"sentences":[{"text":"I know.","start":12.775,"end":13.415,"sentiment":"neutral","sentiment_score":-0.07519124075770378},{"text":"It's been some time.","start":13.415,"end":14.455,"sentiment":"neutral","sentiment_score":-0.03108376543968916},{"text":"Did you have a good long weekend?","start":14.455,"end":15.995,"sentiment":"neutral","sentiment_score":0.20578407602650778},{"text":"Oh, there you go.","start":28.47,"end":29.59,"sentiment":"neutral","sentiment_score":0.07867568358778954},{"text":"Do you do a lot of celebration then?","start":29.59,"end":32.17,"sentiment":"neutral","sentiment_score":0.157342660240829}],"sentiment":"neutral","sentiment_score":0.10956860020756722,"num_words":25,"start":12.775,"end":32.17},{"sentences":[{"text":"Yes.","start":37.765,"end":38.265,"sentiment":"neutral","sentiment_score":0.09109947085380554},{"text":"Yeah.","start":42.885002,"end":43.385002,"sentiment":"neutral","sentiment_score":0.07548937201499939},{"text":"Yeah.","start":43.845,"end":44.345,"sentiment":"neutral","sentiment_score":0.08734698593616486},{"text":"Yeah.","start":47.525,"end":48.005,"sentiment":"neutral","sentiment_score":0.03891964256763458},{"text":"It's so interesting how different cultures do differently because I'm I think I've told you, but I'm Swedish, so we do things differently as well.","start":48.005,"end":54.18,"sentiment":"neutral","sentiment_score":0.02714504111558199}],"sentiment":"neutral","sentiment_score":0.03349936204352256,"num_words":29,"start":37.765,"end":54.18},{"sentences":[{"text":"And it's, yeah, it's really interesting how we well, we kind of do so we we do it on the same the same weekend, but then in Sweden, it's very different.","start":54.48,"end":63.6,"sentiment":"neutral","sentiment_score":0.014967025528031011},{"text":"So you have on Sundays, like, all the family extended family, everyone together for, like, a big kind of smooth buffet.","start":63.6,"end":71.075005,"sentiment":"neutral","sentiment_score":0.12173940392122382},{"text":"And then but then you eat more, like, hot food, obviously, because it's cold.","start":72.015,"end":74.815,"sentiment":"neutral","sentiment_score":0.047997630068234036},{"text":"So a lot of, like, meatballs and sausages and potatoes, lot of eggs, but you color them in different colors as well.","start":74.815,"end":82.87,"sentiment":"neutral","sentiment_score":0.06920532662082803},{"text":"And then you find You do?","start":83.01,"end":85.01,"sentiment":"neutral","sentiment_score":0.01973562299584349}],"sentiment":"neutral","sentiment_score":0.0567383299819491,"num_words":94,"start":54.48,"end":85.01},{"sentences":[{"text":"Yeah.","start":85.01,"end":85.51,"sentiment":"neutral","sentiment_score":-0.018483338877558708},{"text":"And then you Neither.","start":85.57,"end":91.51,"sentiment":"neutral","sentiment_score":-0.11564797908067703},{"text":"No.","start":92.325005,"end":92.825005,"sentiment":"neutral","sentiment_score":-0.19903051853179932},{"text":"Yeah.","start":94.725,"end":95.225,"sentiment":"neutral","sentiment_score":-0.18387004733085632},{"text":"We don't yeah.","start":96.085,"end":99.625,"sentiment":"neutral","sentiment_score":-0.2931952675183614}],"sentiment":"neutral","sentiment_score":-0.17435616236180068,"num_words":10,"start":85.01,"end":99.625},{"sentences":[{"text":"Yeah.","start":100.965004,"end":101.465004,"sentiment":"neutral","sentiment_score":-0.03936624526977539},{"text":"Oh, yeah.","start":101.925,"end":102.405,"sentiment":"neutral","sentiment_score":0.03467906080186367},{"text":"We color them, and then you kind of have, like, picking competitions on, like, kind of crack each other's eggs and you cut do you?","start":102.405,"end":110.69,"sentiment":"neutral","sentiment_score":0.05765618398785591},{"text":"Oh, maybe it's more similar.","start":110.69,"end":112.07,"sentiment":"neutral","sentiment_score":0.043853583931922915},{"text":"Yes.","start":115.41,"end":115.91,"sentiment":"positive","sentiment_score":0.35344642400741577}],"sentiment":"neutral","sentiment_score":0.06012090646168765,"num_words":34,"start":100.965004,"end":115.91},{"sentences":[{"text":"I I guess it gets a little pride.","start":116.21001,"end":118.21001,"sentiment":"neutral","sentiment_score":0.27460288256406784},{"text":"Yes.","start":118.21001,"end":118.53,"sentiment":"neutral","sentiment_score":0.15730057656764984},{"text":"We have that.","start":118.53,"end":119.350006,"sentiment":"neutral","sentiment_score":0.12316959102948506},{"text":"And then we also have I don't know what the English word's called, but we have kind of like it's kind of like branches.","start":119.625,"end":126.045,"sentiment":"neutral","sentiment_score":0.038306698009061314},{"text":"So dead branches, which doesn't look right.","start":126.265,"end":128.665,"sentiment":"neutral","sentiment_score":-0.00890193586902959}],"sentiment":"neutral","sentiment_score":0.08327161886750958,"num_words":43,"start":116.21001,"end":128.665},{"sentences":[{"text":"But then you color them with different feathers.","start":128.665,"end":130.505,"sentiment":"neutral","sentiment_score":0.07516328291967511},{"text":"So then around the home, you have these colorful feathers all around kind of branches, and you kind of have a flower arrangement with just heaps of colorful feathers.","start":130.505,"end":138.68001,"sentiment":"neutral","sentiment_score":0.11846738334359794},{"text":"I don't know the meaning behind it, but we do that.","start":139.86,"end":142.76001,"sentiment":"neutral","sentiment_score":0.042502297765829346},{"text":"And then what kids do as well is that kind of Halloween, but you dress up as little we call them little witches, and then you go around and knock on people's houses and kind of similar to 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email?","start":1166.5249,"end":1168.7849,"sentiment":"neutral","sentiment_score":0.041232297027652916},{"text":"Yep.","start":1173.4801,"end":1173.9801,"sentiment":"neutral","sentiment_score":0.06054054945707321}],"sentiment":"neutral","sentiment_score":0.061458468126753964,"num_words":36,"start":1157.965,"end":1173.9801},{"sentences":[{"text":"Yes.","start":1174.8401,"end":1175.3401,"sentiment":"neutral","sentiment_score":0.05849585682153702},{"text":"No.","start":1175.7201,"end":1176.2201,"sentiment":"neutral","sentiment_score":0.037039175629615784},{"text":"And then, yeah, hub one, if you can open that one for me.","start":1180.04,"end":1183.9951,"sentiment":"neutral","sentiment_score":0.022939753647033986},{"text":"Let me see.","start":1187.895,"end":1189.015,"sentiment":"neutral","sentiment_score":0.008757667150348425},{"text":"I think it's still let me see.","start":1189.015,"end":1195.51,"sentiment":"neutral","sentiment_score":0.004386112559586763}],"sentiment":"neutral","sentiment_score":0.01802910476922989,"num_words":25,"start":1174.8401,"end":1195.51},{"sentences":[{"text":"What is the time frame at the top says?","start":1195.51,"end":1197.83,"sentiment":"neutral","sentiment_score":-0.0015111106137434642},{"text":"Does that say 01/07/2025, or does it say at the top of it?","start":1197.83,"end":1204.87,"sentiment":"neutral","sentiment_score":-0.0207657875546899},{"text":"Because we've been having so many issues with technology lately, and they had a bit of a breakdown yesterday.","start":1204.87,"end":1212.1051,"sentiment":"neutral","sentiment_score":-0.13117043693598948},{"text":"Let me have a look here because just just That's the that's the one.","start":1220.5,"end":1236.355,"sentiment":"neutral","sentiment_score":-0.05025718401053122},{"text":"Now at the top where it says from, what was the date, sorry, that you can see?","start":1236.355,"end":1242.455,"sentiment":"neutral","sentiment_score":0.002521293128238005}],"sentiment":"neutral","sentiment_score":-0.04772961289563682,"num_words":72,"start":1195.51,"end":1242.455},{"sentences":[{"text":"Sorry.","start":1246.55,"end":1246.79,"sentiment":"neutral","sentiment_score":-0.011437417939305304},{"text":"So on that at the top yeah.","start":1246.79,"end":1249.03,"sentiment":"neutral","sentiment_score":0.002634232331599508},{"text":"So in the hub 24 performance with IRR that says from, and it's like a date range, what can you see?","start":1249.03,"end":1257.77,"sentiment":"neutral","sentiment_score":0.025649112604913257},{"text":"Yes.","start":1261.855,"end":1262.355,"sentiment":"neutral","sentiment_score":0.021487273275852203},{"text":"Because okay.","start":1262.975,"end":1267.7949,"sentiment":"neutral","sentiment_score":0.00940485717728734}],"sentiment":"neutral","sentiment_score":0.018310330022359267,"num_words":32,"start":1246.55,"end":1267.7949},{"sentences":[{"text":"Let me see here on my end.","start":1269.2949,"end":1272.275,"sentiment":"neutral","sentiment_score":0.05078601996813502},{"text":"Yes.","start":1277.35,"end":1277.67,"sentiment":"neutral","sentiment_score":0.09970171004533768},{"text":"It was today.","start":1277.67,"end":1278.89,"sentiment":"neutral","sentiment_score":0.0993676632642746},{"text":"It was the that one.","start":1279.75,"end":1282.07,"sentiment":"neutral","sentiment_score":0.0721080832183361},{"text":"If it doesn't have the date range, that's okay.","start":1282.07,"end":1283.91,"sentiment":"neutral","sentiment_score":0.004055373008466429}],"sentiment":"neutral","sentiment_score":0.0460138245113194,"num_words":25,"start":1269.2949,"end":1283.91},{"sentences":[{"text":"I can send it I can send you that one after the email.","start":1283.91,"end":1286.65,"sentiment":"neutral","sentiment_score":0.15137217193841934},{"text":"I can send in a separate email to you so you have the one that I'm looking at because I think there's been a little glitch in the system.","start":1286.905,"end":1294.825,"sentiment":"neutral","sentiment_score":-0.030962061008502698},{"text":"So what I'll do is I'll kind of go through the documents.","start":1294.825,"end":1296.905,"sentiment":"neutral","sentiment_score":0.04592899947116772},{"text":"All the others are correct, and I will just email you this separate so you can see it as well.","start":1296.905,"end":1300.8,"sentiment":"neutral","sentiment_score":0.08803827129304409},{"text":"You don't need to sign that one.","start":1300.9601,"end":1302.16,"sentiment":"neutral","sentiment_score":-0.0218634589442185}],"sentiment":"neutral","sentiment_score":0.03986182312170664,"num_words":81,"start":1283.91,"end":1302.16},{"sentences":[{"text":"It is just for your reference.","start":1302.16,"end":1303.62,"sentiment":"neutral","sentiment_score":0.014212215008834997},{"text":"But, essentially, it will give you a bit of a breakdown of your superannuation in the last twelve months.","start":1304.88,"end":1312.3401,"sentiment":"neutral","sentiment_score":0.08125726113978185},{"text":"Now, obviously, in the last twelve months, we did do the the investments for you about May.","start":1312.64,"end":1318.255,"sentiment":"neutral","sentiment_score":0.1871629799990093},{"text":"So basically coming up to twelve months, and we have seen a lot of, obviously, fluctuations in the market.","start":1318.255,"end":1325.695,"sentiment":"neutral","sentiment_score":0.14758038854128436},{"text":"So despite all of that, after fees, your portfolio in the last twelve months has still gone up by 10.87%, which is really good considering what's going on in the market and that we are in a bit more of that balanced growth option.","start":1325.695,"end":1347.055,"sentiment":"positive","sentiment_score":0.5182131996208971}],"sentiment":"neutral","sentiment_score":0.28967942930758,"num_words":105,"start":1302.16,"end":1347.055},{"sentences":[{"text":"So I'm very happy with that.","start":1347.3551,"end":1349.295,"sentiment":"positive","sentiment_score":0.7925821940104166},{"text":"Yeah.","start":1359.2899,"end":1359.7899,"sentiment":"neutral","sentiment_score":0.0403713621199131},{"text":"So to compare it, there is so many different options because the thing you'd have to look at first is the risk allocation.","start":1360.33,"end":1368.0299,"sentiment":"neutral","sentiment_score":0.0686390446903913},{"text":"So how how much you have in growth, how much you have in defensive, and then depending on which one you'd look at.","start":1368.925,"end":1376.145,"sentiment":"neutral","sentiment_score":0.06856969800656257},{"text":"But for a reference, a lot of the other portfolios that we've, you know, have researched and looked at that has higher risk than yours, which is meaning you you take on a bit more risk to try to get higher returns, you have actually achieved a higher return than those even though you're in a more defensive portfolio.","start":1376.285,"end":1392.73,"sentiment":"neutral","sentiment_score":0.14366519716331513}],"sentiment":"neutral","sentiment_score":0.1466777878647138,"num_words":112,"start":1347.3551,"end":1392.73},{"sentences":[{"text":"So at the moment, that worked out really well given the the market condition and, like, gold and everything in your portfolio has done really, really well.","start":1392.73,"end":1401.885,"sentiment":"positive","sentiment_score":0.5373526447349124},{"text":"So as yeah.","start":1402.105,"end":1404.745,"sentiment":"neutral","sentiment_score":0.141141968468825},{"text":"So very good news given the turbulent twelve months we have had in the market.","start":1404.745,"end":1409.8049,"sentiment":"positive","sentiment_score":0.34635635117689767},{"text":"And, again, this is all after fees.","start":1410.12,"end":1412.12,"sentiment":"neutral","sentiment_score":0.053963548104677884},{"text":"So even though, obviously, you've been at work and not contributing, and, obviously, you still have, you know, your admin fees and advice fees and everything, your return on your investment alone in twelve months have still gone up by 10.87%, which is really good considering, yeah, everything that's going on in the the market.","start":1412.12,"end":1433.615,"sentiment":"neutral","sentiment_score":0.18159276819364592}],"sentiment":"neutral","sentiment_score":0.28497794082510136,"num_words":107,"start":1392.73,"end":1433.615},{"sentences":[{"text":"So very happy with that.","start":1433.615,"end":1435.235,"sentiment":"positive","sentiment_score":0.4204994231462479},{"text":"So yeah.","start":1435.83,"end":1437.61,"sentiment":"positive","sentiment_score":0.36313120275735855},{"text":"Yeah.","start":1440.71,"end":1440.95,"sentiment":"neutral","sentiment_score":0.03237158805131912},{"text":"Yeah.","start":1440.95,"end":1441.45,"sentiment":"neutral","sentiment_score":0.02610461227595806},{"text":"Yeah.","start":1442.5499,"end":1442.7899,"sentiment":"neutral","sentiment_score":0.006953227333724499}],"sentiment":"neutral","sentiment_score":0.28941889489069583,"num_words":10,"start":1433.615,"end":1442.7899},{"sentences":[{"text":"Yeah.","start":1442.7899,"end":1443.2899,"sentiment":"neutral","sentiment_score":0.00016251765191555023},{"text":"Yes.","start":1448.165,"end":1448.665,"sentiment":"neutral","sentiment_score":0.0734870657324791},{"text":"Yes.","start":1454.885,"end":1455.045,"sentiment":"neutral","sentiment_score":0.05196446925401688},{"text":"Yes.","start":1455.045,"end":1455.545,"sentiment":"neutral","sentiment_score":0.04125144332647323},{"text":"Let me see.","start":1457.525,"end":1458.085,"sentiment":"neutral","sentiment_score":0.013265968300402164}],"sentiment":"neutral","sentiment_score":0.029523342980870178,"num_words":7,"start":1442.7899,"end":1458.085},{"sentences":[{"text":"I can I can go to that one?","start":1458.085,"end":1459.765,"sentiment":"neutral","sentiment_score":0.006977784301852807},{"text":"Sorry.","start":1459.765,"end":1460.265,"sentiment":"neutral","sentiment_score":-0.0833885446190834},{"text":"Yeah.","start":1461.15,"end":1461.31,"sentiment":"neutral","sentiment_score":0.015102531760931017},{"text":"Sorry.","start":1461.31,"end":1461.7101,"sentiment":"neutral","sentiment_score":-0.017237430438399315},{"text":"At the moment, let me get this up for you, which is the second attachment, actually.","start":1461.7101,"end":1466.3501,"sentiment":"neutral","sentiment_score":0.026840521721169353}],"sentiment":"neutral","sentiment_score":0.014805451061369644,"num_words":27,"start":1458.085,"end":1466.3501},{"sentences":[{"text":"So if you go out of that one and then you go through the one where it says super summary, super only.","start":1466.3501,"end":1474.4651,"sentiment":"neutral","sentiment_score":-0.018586827484382826},{"text":"If you open that one, that has your current balance on it.","start":1474.925,"end":1482.225,"sentiment":"neutral","sentiment_score":0.056156702184428774},{"text":"So, yep.","start":1484.765,"end":1486.4801,"sentiment":"neutral","sentiment_score":0.04584590718150139},{"text":"Yeah.","start":1489.66,"end":1490.16,"sentiment":"neutral","sentiment_score":0.010982505977153778},{"text":"No.","start":1490.2201,"end":1490.7201,"sentiment":"neutral","sentiment_score":-0.08058139681816101}],"sentiment":"neutral","sentiment_score":0.007554293291545228,"num_words":38,"start":1466.3501,"end":1490.7201},{"sentences":[{"text":"That's okay.","start":1491.02,"end":1491.8401,"sentiment":"neutral","sentiment_score":-0.001347128301858902},{"text":"Yes.","start":1508.3151,"end":1508.7151,"sentiment":"neutral","sentiment_score":0.13743403553962708},{"text":"So at the moment, you have 309,760 and 63¢.","start":1508.7151,"end":1515.3099,"sentiment":"neutral","sentiment_score":0.2456054389476776},{"text":"So it has gone up quite a bit, which is great, and it's heading the right direction, which, again, is a very good thing.","start":1516.57,"end":1523.535,"sentiment":"positive","sentiment_score":0.7598461657762527},{"text":"And, obviously, when you start working as well, that's gonna make a bigger difference.","start":1523.6951,"end":1530.035,"sentiment":"positive","sentiment_score":0.34098008434687344}],"sentiment":"positive","sentiment_score":0.5124410704082373,"num_words":50,"start":1491.02,"end":1530.035},{"sentences":[{"text":"Yeah.","start":1530.5751,"end":1531.0751,"sentiment":"neutral","sentiment_score":0.07631240040063858},{"text":"Yeah.","start":1532.735,"end":1533.235,"sentiment":"neutral","sentiment_score":-0.014757178723812103},{"text":"I can get the team to do a bit of an updated projection for you if you would like, and I can get them to are you happy for that to just be I'll just do kind of that same page where it has, like, the the returns.","start":1544.67,"end":1557.145,"sentiment":"neutral","sentiment_score":0.201710926524053},{"text":"And what I can do as well so what I can do just to change the difference is your new occupation, how much is your income?","start":1557.605,"end":1566.0199,"sentiment":"neutral","sentiment_score":0.07979500186271392},{"text":"Do you know?","start":1566.0199,"end":1566.84,"sentiment":"neutral","sentiment_score":-0.00593805064757665}],"sentiment":"neutral","sentiment_score":0.14937386824454688,"num_words":79,"start":1530.5751,"end":1566.84},{"sentences":[{"text":"That's still good.","start":1573.5399,"end":1574.6,"sentiment":"neutral","sentiment_score":-0.011273536831140518},{"text":"98.","start":1584.4349,"end":1585.1549,"sentiment":"neutral","sentiment_score":0.12267693877220154},{"text":"Perfect.","start":1585.1549,"end":1585.6549,"sentiment":"positive","sentiment_score":0.5845416784286499},{"text":"Now of that, do you know so, obviously, you're getting employer contribution.","start":1586.115,"end":1590.95,"sentiment":"neutral","sentiment_score":0.06040515083198746},{"text":"And did do they have, like, a special enterprise bargain agreement, or is it just kind of standard rates for super and stuff like that?","start":1591.65,"end":1598.47,"sentiment":"neutral","sentiment_score":0.017481486573815347}],"sentiment":"neutral","sentiment_score":0.0436975471675396,"num_words":42,"start":1573.5399,"end":1598.47},{"sentences":[{"text":"Standard.","start":1602.545,"end":1603.045,"sentiment":"neutral","sentiment_score":0.0059322393499314785},{"text":"Yep.","start":1603.665,"end":1604.165,"sentiment":"neutral","sentiment_score":0.007975831627845764},{"text":"Half.","start":1604.625,"end":1605.125,"sentiment":"neutral","sentiment_score":-0.0012694094330072403},{"text":"12.","start":1606.145,"end":1606.645,"sentiment":"neutral","sentiment_score":0.004443548619747162},{"text":"12% now, which is good.","start":1607.265,"end":1608.945,"sentiment":"neutral","sentiment_score":0.12930996157228947}],"sentiment":"neutral","sentiment_score":0.07373689089177383,"num_words":9,"start":1602.545,"end":1608.945},{"sentences":[{"text":"Yeah.","start":1608.945,"end":1609.345,"sentiment":"positive","sentiment_score":0.4168394207954407},{"text":"Every financial year has gone up a little bit, so that's good.","start":1609.345,"end":1612.405,"sentiment":"positive","sentiment_score":0.5654661258061727},{"text":"Now okay.","start":1613.585,"end":1618.73,"sentiment":"neutral","sentiment_score":0.1028851643204689},{"text":"It's it's also how your finances are looking.","start":1622.15,"end":1625.13,"sentiment":"neutral","sentiment_score":0.05059271492063999},{"text":"So if you're so with your employer first, if we start there, do you get the contribution on your base, so your 80, or do you get it on the 98?","start":1625.99,"end":1637.255,"sentiment":"neutral","sentiment_score":0.014644022970910995}],"sentiment":"neutral","sentiment_score":0.15309092019581133,"num_words":54,"start":1608.945,"end":1637.255},{"sentences":[{"text":"So for your base income so you said, obviously, that's 18,000 extra.","start":1640.77,"end":1647.11,"sentiment":"neutral","sentiment_score":-0.0006354773261894783},{"text":"What is that for?","start":1647.5701,"end":1648.85,"sentiment":"neutral","sentiment_score":-0.006916501093655825},{"text":"Is that did you say a car?","start":1648.85,"end":1650.55,"sentiment":"neutral","sentiment_score":-0.0022859242079513414},{"text":"Okay.","start":1651.25,"end":1651.65,"sentiment":"neutral","sentiment_score":0.03347265347838402},{"text":"Cool.","start":1651.65,"end":1652.15,"sentiment":"neutral","sentiment_score":0.110193632543087}],"sentiment":"neutral","sentiment_score":0.0036949233710765837,"num_words":25,"start":1640.77,"end":1652.15},{"sentences":[{"text":"So it would be on the 80.","start":1652.315,"end":1653.515,"sentiment":"neutral","sentiment_score":0.06333507065262113},{"text":"So what they are doing then is that they would pay you 12% of your base income.","start":1653.515,"end":1658.635,"sentiment":"neutral","sentiment_score":0.05420785506858545},{"text":"So of the 80,000, that's what they are required to put into your superannuation.","start":1658.635,"end":1664.1749,"sentiment":"neutral","sentiment_score":0.05768221590135779},{"text":"So correct.","start":1664.7,"end":1669.0399,"sentiment":"neutral","sentiment_score":0.07232265546917915},{"text":"You can.","start":1669.4199,"end":1670.08,"sentiment":"neutral","sentiment_score":0.07762762531638145}],"sentiment":"neutral","sentiment_score":0.05886501464105788,"num_words":42,"start":1652.315,"end":1670.08},{"sentences":[{"text":"So you can do it depends on what your goals are.","start":1670.22,"end":1674.46,"sentiment":"neutral","sentiment_score":0.06353971463712779},{"text":"So if you are wanting to maximize your superannuation growth and you have the cash flow to put that aside, then that is a great way to boost your super further and reduce your taxable income.","start":1674.46,"end":1687.6749,"sentiment":"neutral","sentiment_score":0.27554008343981373},{"text":"That is a great way to do it.","start":1687.815,"end":1689.6749,"sentiment":"positive","sentiment_score":0.46063295006752014},{"text":"If the Yep.","start":1689.975,"end":1697.5701,"sentiment":"neutral","sentiment_score":0.016211760540803272},{"text":"Yeah.","start":1699.0701,"end":1699.5701,"sentiment":"neutral","sentiment_score":-0.010707939974963663}],"sentiment":"neutral","sentiment_score":0.243074081475073,"num_words":59,"start":1670.22,"end":1699.5701},{"sentences":[{"text":"Yep.","start":1700.8301,"end":1701.31,"sentiment":"neutral","sentiment_score":0.034407131373882294},{"text":"Yep.","start":1701.31,"end":1701.81,"sentiment":"neutral","sentiment_score":0.03624781221151352},{"text":"Yep.","start":1707.565,"end":1708.065,"sentiment":"neutral","sentiment_score":0.01761854626238346},{"text":"Yep.","start":1716.0599,"end":1716.5599,"sentiment":"neutral","sentiment_score":0.07361416518688202},{"text":"Yes.","start":1716.7799,"end":1717.2799,"sentiment":"neutral","sentiment_score":0.11732374131679536}],"sentiment":"neutral","sentiment_score":0.055842279270291326,"num_words":5,"start":1700.8301,"end":1717.2799},{"sentences":[{"text":"Yes.","start":1717.34,"end":1717.84,"sentiment":"neutral","sentiment_score":0.0936128869652748},{"text":"Mhmm.","start":1719.6599,"end":1720.1599,"sentiment":"neutral","sentiment_score":0.0024502454325556755},{"text":"Mhmm.","start":1721.6599,"end":1722.1599,"sentiment":"neutral","sentiment_score":-0.07857280969619751},{"text":"Yep.","start":1725.1,"end":1725.6,"sentiment":"neutral","sentiment_score":0.019431252032518387},{"text":"Yep.","start":1732.075,"end":1732.395,"sentiment":"neutral","sentiment_score":-0.019347509369254112}],"sentiment":"neutral","sentiment_score":0.0035148130729794475,"num_words":5,"start":1717.34,"end":1732.395},{"sentences":[{"text":"Yep.","start":1732.395,"end":1732.7949,"sentiment":"neutral","sentiment_score":-0.0318259671330452},{"text":"Yeah.","start":1732.7949,"end":1733.2949,"sentiment":"neutral","sentiment_score":-0.023905929177999496},{"text":"Now how so, obviously, with your with your income, when you get it let me see here, and I can calculate how much you're gonna get.","start":1734.395,"end":1741.68,"sentiment":"neutral","sentiment_score":0.03712164553312155},{"text":"So you don't need most of that to cover bills and expenses and other, I guess, traveling or anything like that.","start":1741.76,"end":1752.2401,"sentiment":"neutral","sentiment_score":0.015050304255315236},{"text":"So after tax, you're gonna get about 63,612.","start":1752.2401,"end":1756.9,"sentiment":"neutral","sentiment_score":0.05174104915931821}],"sentiment":"neutral","sentiment_score":0.028761678424320723,"num_words":57,"start":1732.395,"end":1756.9},{"sentences":[{"text":"What so after tax, you will get from your income about 63,612 is what you will get in your pocket after you pay tax on your income.","start":1758.195,"end":1772.8099,"sentiment":"neutral","sentiment_score":0.09429608492387666},{"text":"So out of that, obviously, if we look at on a do you know if you get paid weekly?","start":1773.11,"end":1783.21,"sentiment":"neutral","sentiment_score":0.02402351497623481},{"text":"Okay.","start":1783.27,"end":1783.67,"sentiment":"neutral","sentiment_score":0.08981610834598541},{"text":"Perfect.","start":1783.67,"end":1784.17,"sentiment":"neutral","sentiment_score":0.09492509067058565},{"text":"Sorry.","start":1784.3099,"end":1784.63,"sentiment":"neutral","sentiment_score":-0.2620680332183838}],"sentiment":"neutral","sentiment_score":0.0596962090467616,"num_words":49,"start":1758.195,"end":1784.63},{"sentences":[{"text":"I can't do that.","start":1784.63,"end":1785.495,"sentiment":"negative","sentiment_score":-0.3513331264257431},{"text":"So on a let me see here.","start":1785.495,"end":1790.395,"sentiment":"neutral","sentiment_score":-0.06032942980527878},{"text":"Let me see here.","start":1797.27,"end":1801.35,"sentiment":"neutral","sentiment_score":-0.02694750763475895},{"text":"My computer is having a bit of a moment.","start":1801.35,"end":1803.77,"sentiment":"neutral","sentiment_score":-0.2383560836315155},{"text":"It's almost like that was technology, isn't it?","start":1804.87,"end":1807.4501,"sentiment":"neutral","sentiment_score":-0.18589922413229942}],"sentiment":"neutral","sentiment_score":-0.17399459658190608,"num_words":32,"start":1784.63,"end":1807.4501},{"sentences":[{"text":"It's great when it works, and then when it doesn't work, it's very frustrating.","start":1807.8301,"end":1811.21,"sentiment":"neutral","sentiment_score":-0.22946883791259357},{"text":"So it will be about roughly about 1,223 that you will get per week.","start":1813.295,"end":1821.0751,"sentiment":"neutral","sentiment_score":-0.10164526743548256},{"text":"So out of that, let's say, 1,000 let's say just 1,200 for rounding, how much of that would you want to put aside for, you know, bills and travel and other things, and how much would you be okay to put into super to boost it a little bit extra?","start":1821.615,"end":1840.1599,"sentiment":"neutral","sentiment_score":0.1451845061779022},{"text":"Yep.","start":1856.4701,"end":1856.9701,"sentiment":"neutral","sentiment_score":0.12079469859600069},{"text":"Yeah.","start":1879.38,"end":1879.88,"sentiment":"neutral","sentiment_score":0.12649354338645935}],"sentiment":"neutral","sentiment_score":0.03588645095005631,"num_words":80,"start":1807.8301,"end":1879.88},{"sentences":[{"text":"Mhmm.","start":1881.7,"end":1882.2,"sentiment":"neutral","sentiment_score":0.0392993688583374},{"text":"Yeah.","start":1888.82,"end":1889.32,"sentiment":"neutral","sentiment_score":0.08680205792188644},{"text":"Yep.","start":1889.38,"end":1889.88,"sentiment":"neutral","sentiment_score":0.10467933863401412},{"text":"Yep.","start":1904.7001,"end":1905.2001,"sentiment":"neutral","sentiment_score":0.10774078220129012},{"text":"Yeah.","start":1915.6749,"end":1915.835,"sentiment":"neutral","sentiment_score":0.11462347954511642}],"sentiment":"neutral","sentiment_score":0.0906290054321289,"num_words":5,"start":1881.7,"end":1915.835},{"sentences":[{"text":"Yeah.","start":1915.835,"end":1916.335,"sentiment":"neutral","sentiment_score":0.19211417436599731},{"text":"So so you still have, like, a pretty decent, obviously, surplus of of cash, which is great.","start":1916.475,"end":1922.735,"sentiment":"positive","sentiment_score":0.4414908254847807},{"text":"And the good thing with with salary sacrifice is that you can start with any amount and then work your way.","start":1923.4349,"end":1930.25,"sentiment":"neutral","sentiment_score":0.29118671942324864},{"text":"You can you can obviously if you have more bills or anything, you can stop whenever you want to, or you can increase it.","start":1930.25,"end":1936.99,"sentiment":"neutral","sentiment_score":0.27534214220941067},{"text":"So it's very flexible with that.","start":1937.13,"end":1939.39,"sentiment":"positive","sentiment_score":0.37655700743198395}],"sentiment":"neutral","sentiment_score":0.32869467787120654,"num_words":69,"start":1915.835,"end":1939.39},{"sentences":[{"text":"Sometimes where people will start is, I guess, in terms of, like, how much you should do, it's, like, the one thing to be mindful of is, okay.","start":1939.77,"end":1946.755,"sentiment":"neutral","sentiment_score":0.14347237095768964},{"text":"Well, everything will be locked into super until you meet a condition of release.","start":1946.755,"end":1951.175,"sentiment":"neutral","sentiment_score":0.0016989926142351969},{"text":"So for example, if you stop working and you turn 60, that will be when you can access everything tax free.","start":1951.715,"end":1957.5,"sentiment":"neutral","sentiment_score":0.0016508219497544424},{"text":"Or if you wanna keep working, you know, 65 otherwise.","start":1959.34,"end":1962.88,"sentiment":"neutral","sentiment_score":-0.00885231588035822},{"text":"So if you put it as a sacrifice into super, it will obviously stay there until sorry.","start":1964.54,"end":1972.225,"sentiment":"neutral","sentiment_score":-0.055830196422689105}],"sentiment":"neutral","sentiment_score":0.03375603384855721,"num_words":90,"start":1939.77,"end":1972.225},{"sentences":[{"text":"It's kind of locked in, so you won't be able to use it.","start":1972.225,"end":1974.465,"sentiment":"neutral","sentiment_score":-0.018377255648374557},{"text":"So that's the kind of yeah.","start":1974.465,"end":1976.625,"sentiment":"neutral","sentiment_score":0.14892164121071497},{"text":"As long as as long as you're happy with that.","start":1976.625,"end":1978.545,"sentiment":"positive","sentiment_score":0.4585652410984039},{"text":"So what I can even do for you is if you wanna tell me roughly some amount that you are thinking of, then I can have about 200 a week, a fortnight, a month, every month.","start":1978.545,"end":1994.55,"sentiment":"neutral","sentiment_score":0.14050651204565334},{"text":"Okay.","start":1994.55,"end":1995.05,"sentiment":"neutral","sentiment_score":-0.0004894668236374855}],"sentiment":"neutral","sentiment_score":0.1560306500248385,"num_words":66,"start":1972.225,"end":1995.05},{"sentences":[{"text":"So Week.","start":1996.405,"end":1997.2051,"sentiment":"neutral","sentiment_score":0.07554028555750847},{"text":"Perfect.","start":1997.2051,"end":1997.685,"sentiment":"positive","sentiment_score":0.40355032682418823},{"text":"So what I can do for you is when I get the team to send you the I'll send I can I'll send it, but I get the team to draft it up for you.","start":1997.685,"end":2005.605,"sentiment":"neutral","sentiment_score":0.12853528346334184},{"text":"Those updated projections of how things are tracking, I can do a second one which showing you, okay.","start":2005.605,"end":2013.42,"sentiment":"neutral","sentiment_score":0.10029469513230854},{"text":"If you put 200 per week in addition into superannuation, what will that look like?","start":2013.42,"end":2019.92,"sentiment":"neutral","sentiment_score":0.09347004195054372}],"sentiment":"neutral","sentiment_score":0.11634818254642083,"num_words":71,"start":1996.405,"end":2019.92},{"sentences":[{"text":"And then we can also put, okay.","start":2020.3,"end":2022.38,"sentiment":"neutral","sentiment_score":0.09438787826469966},{"text":"Well, how will that change your taxable income and roughly how much tax savings.","start":2022.38,"end":2027.895,"sentiment":"neutral","sentiment_score":0.102754429514919},{"text":"Then at least you have everything in writing.","start":2028.4349,"end":2030.295,"sentiment":"neutral","sentiment_score":0.11338411923497915},{"text":"You can have a think about it and let me know, and that that makes it a bit easier.","start":2030.355,"end":2036.375,"sentiment":"positive","sentiment_score":0.3337495860300566},{"text":"So I can get all of that sorted for you.","start":2036.515,"end":2039.795,"sentiment":"positive","sentiment_score":0.42477424442768097}],"sentiment":"neutral","sentiment_score":0.2344023223067152,"num_words":58,"start":2020.3,"end":2039.795},{"sentences":[{"text":"Now I'll hopefully have it to you by end of tomorrow.","start":2039.795,"end":2045.9099,"sentiment":"neutral","sentiment_score":0.16385475207458844},{"text":"If not, it might be Monday, but I'll tryna do as soon as I can for you.","start":2046.13,"end":2050.05,"sentiment":"neutral","sentiment_score":0.030754631713909263},{"text":"Is that okay?","start":2050.05,"end":2050.8699,"sentiment":"neutral","sentiment_score":0.09823941936095555},{"text":"Yep.","start":2051.97,"end":2052.47,"sentiment":"neutral","sentiment_score":0.03105739504098892},{"text":"Okay.","start":2058.105,"end":2058.605,"sentiment":"neutral","sentiment_score":0.19635038077831268}],"sentiment":"neutral","sentiment_score":0.0862835468442151,"num_words":33,"start":2039.795,"end":2058.605},{"sentences":[{"text":"Yes.","start":2059.865,"end":2060.365,"sentiment":"neutral","sentiment_score":0.052429068833589554},{"text":"Yeah.","start":2061.145,"end":2061.645,"sentiment":"neutral","sentiment_score":0.1879996657371521},{"text":"Yeah.","start":2062.585,"end":2063.085,"sentiment":"neutral","sentiment_score":-0.012277483008801935},{"text":"Yes.","start":2066.2002,"end":2066.6802,"sentiment":"neutral","sentiment_score":-0.02570914663374424},{"text":"Yes.","start":2066.6802,"end":2067.1802,"sentiment":"neutral","sentiment_score":-0.0026033716276288033}],"sentiment":"neutral","sentiment_score":0.03996774666011334,"num_words":5,"start":2059.865,"end":2067.1802},{"sentences":[{"text":"The comparison.","start":2067.8801,"end":2068.78,"sentiment":"neutral","sentiment_score":-0.0025641056708991528},{"text":"Yeah.","start":2068.9202,"end":2069.24,"sentiment":"neutral","sentiment_score":0.029260333627462387},{"text":"And then it's always something you can assess.","start":2069.24,"end":2070.84,"sentiment":"neutral","sentiment_score":0.04809149168431759},{"text":"So I'll do one where it's just normal.","start":2070.84,"end":2073.02,"sentiment":"neutral","sentiment_score":0.06816531205549836},{"text":"Right now, your employer contribution, the way things are going, no extra, and then another one showing $200 per week.","start":2073.24,"end":2081.165,"sentiment":"neutral","sentiment_score":0.05422605648636818}],"sentiment":"neutral","sentiment_score":0.05227455594696295,"num_words":39,"start":2067.8801,"end":2081.165},{"sentences":[{"text":"And you can then obviously see kind of the difference on that and how things are going.","start":2081.225,"end":2085.965,"sentiment":"neutral","sentiment_score":0.03612090877312071},{"text":"Exactly.","start":2089.705,"end":2090.205,"sentiment":"neutral","sentiment_score":0.1749860942363739},{"text":"Exactly.","start":2090.3452,"end":2090.8452,"sentiment":"neutral","sentiment_score":0.222523033618927},{"text":"So that will be that will be in there for you.","start":2090.905,"end":2093.01,"sentiment":"positive","sentiment_score":0.4392444274642251},{"text":"So I will get the team to sort that for you.","start":2093.01,"end":2095.75,"sentiment":"positive","sentiment_score":0.5886663848703558}],"sentiment":"neutral","sentiment_score":0.3004532564067986,"num_words":41,"start":2081.225,"end":2095.75},{"sentences":[{"text":"Now a couple of more things, and I'll let you go today, Poppy.","start":2096.69,"end":2100.15,"sentiment":"neutral","sentiment_score":0.21465532710919014},{"text":"In the documents, you will also see so you saw one where it was the yes.","start":2100.53,"end":2112.4448,"sentiment":"neutral","sentiment_score":0.032997055794112384},{"text":"Yes.","start":2113.065,"end":2113.565,"sentiment":"neutral","sentiment_score":0.0473225861787796},{"text":"Sorry.","start":2113.625,"end":2114.025,"sentiment":"neutral","sentiment_score":-0.01169423945248127},{"text":"Other otherwise, in the documents, I'll let you have a read over that in your own time.","start":2114.025,"end":2117.785,"sentiment":"neutral","sentiment_score":0.032075982924331635}],"sentiment":"neutral","sentiment_score":0.08123733753260846,"num_words":48,"start":2096.69,"end":2117.785},{"sentences":[{"text":"You mentioned the OQ services guide or financial services guide.","start":2117.785,"end":2121.2249,"sentiment":"neutral","sentiment_score":0.05448441170156002},{"text":"That's just in there for for your reference.","start":2121.2249,"end":2123.4,"sentiment":"neutral","sentiment_score":0.0960798216983676},{"text":"So it's a bit of an updated version.","start":2123.4,"end":2125.18,"sentiment":"neutral","sentiment_score":0.08601696556434035},{"text":"We've had a bit of an extension to the team, which is great.","start":2126.44,"end":2129.0798,"sentiment":"positive","sentiment_score":0.4702271200143374},{"text":"It's all in there for you.","start":2129.0798,"end":2130.28,"sentiment":"positive","sentiment_score":0.44916237394014996}],"sentiment":"neutral","sentiment_score":0.24021211597654554,"num_words":45,"start":2117.785,"end":2130.28},{"sentences":[{"text":"Had a bit of a revamp in marketing as well.","start":2130.28,"end":2132.7,"sentiment":"neutral","sentiment_score":0.17833033800125123},{"text":"So it's just there for your reference.","start":2132.8398,"end":2134.52,"sentiment":"neutral","sentiment_score":0.15987254679203033},{"text":"It's just an updated version, but, basically, similar to the other ones, just giving you all the important information about us.","start":2134.52,"end":2140.775,"sentiment":"neutral","sentiment_score":0.17640722081774757},{"text":"As you have a look through it, you'll also see a photo of myself there again.","start":2140.9148,"end":2144.295,"sentiment":"neutral","sentiment_score":0.17273949924856424},{"text":"So that's all in there for that's all in there for you.","start":2144.9148,"end":2148.21,"sentiment":"positive","sentiment_score":0.49687474220991135}],"sentiment":"neutral","sentiment_score":0.23232260210947556,"num_words":66,"start":2130.28,"end":2148.21},{"sentences":[{"text":"And, yes, the true documents, if you're happy to do so, that we'll need you to sign is that ongoing service agreement just to say that you are happy to stay on as the client.","start":2148.53,"end":2157.65,"sentiment":"neutral","sentiment_score":0.3218650000435965},{"text":"But as you know from last time, there is no locking contract.","start":2157.65,"end":2161.27,"sentiment":"neutral","sentiment_score":0.0188566855310152},{"text":"The fee stays exactly the same at at 1.65.","start":2161.4949,"end":2165.015,"sentiment":"neutral","sentiment_score":0.10049955091542667},{"text":"There is no changes to the fee structure and no locking contract.","start":2165.015,"end":2169.355,"sentiment":"neutral","sentiment_score":0.06467028707265854},{"text":"It just basically means that we can keep servicing you for the time being and obviously have you on your regular reviews and stuff like that and and how things are tracking.","start":2169.895,"end":2178.27,"sentiment":"neutral","sentiment_score":0.15302186564076692}],"sentiment":"neutral","sentiment_score":0.18068794331513346,"num_words":100,"start":2148.53,"end":2178.27},{"sentences":[{"text":"Yes.","start":2188.665,"end":2189.165,"sentiment":"neutral","sentiment_score":0.2114189863204956},{"text":"Yeah.","start":2190.5051,"end":2191.0051,"sentiment":"neutral","sentiment_score":-0.010906673967838287},{"text":"Yes.","start":2196.745,"end":2197.245,"sentiment":"neutral","sentiment_score":-0.024929769337177277},{"text":"Perfect.","start":2199.4,"end":2199.9,"sentiment":"neutral","sentiment_score":0.17156031727790833},{"text":"Yeah.","start":2201.0,"end":2201.4,"sentiment":"neutral","sentiment_score":0.1073138266801834}],"sentiment":"neutral","sentiment_score":0.09089133739471436,"num_words":5,"start":2188.665,"end":2201.4},{"sentences":[{"text":"Perfect.","start":2201.4,"end":2201.9,"sentiment":"neutral","sentiment_score":0.20799531042575836},{"text":"Yes.","start":2204.36,"end":2204.86,"sentiment":"neutral","sentiment_score":0.0622306615114212},{"text":"Exactly.","start":2205.64,"end":2206.14,"sentiment":"neutral","sentiment_score":0.08094975352287292},{"text":"I guess.","start":2207.4,"end":2208.14,"sentiment":"neutral","sentiment_score":0.06484652310609818},{"text":"Yes.","start":2210.44,"end":2210.94,"sentiment":"neutral","sentiment_score":0.09144185483455658}],"sentiment":"neutral","sentiment_score":0.0953851044178009,"num_words":6,"start":2201.4,"end":2210.94},{"sentences":[{"text":"Okay.","start":2211.575,"end":2212.075,"sentiment":"neutral","sentiment_score":0.07593998312950134},{"text":"That's okay.","start":2212.4548,"end":2213.1948,"sentiment":"neutral","sentiment_score":0.14853745698928833},{"text":"Yeah.","start":2214.535,"end":2215.035,"sentiment":"neutral","sentiment_score":0.08160059154033661},{"text":"And that's fine.","start":2217.095,"end":2218.055,"sentiment":"neutral","sentiment_score":0.12482492004831632},{"text":"And that's just you can have a look at it.","start":2218.055,"end":2219.7349,"sentiment":"neutral","sentiment_score":0.21202237755060196}],"sentiment":"neutral","sentiment_score":0.1734890602529049,"num_words":17,"start":2211.575,"end":2219.7349},{"sentences":[{"text":"You know, if you if you have any questions or wanna book in and catch up to talk about this further, you know, just let me know or just respond to the email.","start":2219.7349,"end":2227.9202,"sentiment":"neutral","sentiment_score":0.14535016769712622},{"text":"I will cc my colleague, Whitlam, who will also be kind of my dedicated admin assistance moving forward as well to make it really easy and make it quick.","start":2228.1401,"end":2237.445,"sentiment":"neutral","sentiment_score":0.26279706173929673},{"text":"Sorry.","start":2237.685,"end":2237.925,"sentiment":"neutral","sentiment_score":0.11164091527462006},{"text":"I'll cc him in the email as well so he can also see responses.","start":2237.925,"end":2241.685,"sentiment":"neutral","sentiment_score":0.1357180311211518},{"text":"So if I'm I'm out of the office on Friday so if there's ever a situation where you email in on a Friday, then he will get the email and, you know, keep you in the loop on everything like that as well.","start":2241.685,"end":2250.93,"sentiment":"neutral","sentiment_score":0.15083929445854452}],"sentiment":"neutral","sentiment_score":0.17429544447610776,"num_words":120,"start":2219.7349,"end":2250.93},{"sentences":[{"text":"Yeah.","start":2253.17,"end":2253.67,"sentiment":"positive","sentiment_score":0.35583746433258057},{"text":"Perfect.","start":2254.29,"end":2254.79,"sentiment":"positive","sentiment_score":0.7393940687179565},{"text":"No problem.","start":2256.45,"end":2257.3499,"sentiment":"positive","sentiment_score":0.4182722866535187},{"text":"No problem.","start":2257.8098,"end":2258.45,"sentiment":"neutral","sentiment_score":0.2843622863292694},{"text":"I'm always here if you need anything copy.","start":2258.45,"end":2260.13,"sentiment":"neutral","sentiment_score":0.2735400069504976}],"sentiment":"positive","sentiment_score":0.33491576675857815,"num_words":14,"start":2253.17,"end":2260.13},{"sentences":[{"text":"And like I said, keep a lookout for those emails.","start":2260.13,"end":2262.21,"sentiment":"neutral","sentiment_score":0.23297861069440842},{"text":"I'll get them to you by latest Monday.","start":2262.21,"end":2264.29,"sentiment":"neutral","sentiment_score":0.26638886146247387},{"text":"I'll try to have it sooner.","start":2264.29,"end":2265.75,"sentiment":"neutral","sentiment_score":0.2461617887020111},{"text":"And anything else you need, let me know, and I hope it all goes well on Monday at the conference.","start":2267.485,"end":2272.145,"sentiment":"positive","sentiment_score":0.48434667736291886},{"text":"And, yeah, just let me know how everything is traveling.","start":2272.205,"end":2274.705,"sentiment":"neutral","sentiment_score":0.2895870923995972}],"sentiment":"positive","sentiment_score":0.3429754111501906,"num_words":54,"start":2260.13,"end":2274.705},{"sentences":[{"text":"No problem at all.","start":2277.3748,"end":2278.0947,"sentiment":"positive","sentiment_score":0.42403700202703476},{"text":"We'll speak soon, Poppy.","start":2278.0947,"end":2279.315,"sentiment":"positive","sentiment_score":0.4219788759946823},{"text":"Alright.","start":2280.1748,"end":2280.6748,"sentiment":"positive","sentiment_score":0.34832894802093506},{"text":"You too.","start":2281.3748,"end":2282.1147,"sentiment":"positive","sentiment_score":0.4442562609910965},{"text":"Bye.","start":2282.255,"end":2282.755,"sentiment":"neutral","sentiment_score":0.2084614634513855}],"sentiment":"positive","sentiment_score":0.40244720379511517,"num_words":12,"start":2277.3748,"end":2282.755}]}}]},{"alternatives":[{"transcript":"Hello? Yes. It is. Well, thanks, Veronica. Wrong time. No speed. My god. I've been off work. So my whole life's been for the last year. How long has it been? So yeah. Look. I and I'm Greek, so my Easter actually is not till next weekend. Yeah. Oh, you know, like the I don't do it, but my family, like, mom and dad will fast. You know? And but, yeah, on on a Sunday, there will be a a lamb, you know, spit or something like that, you know, and we all get together. So we yeah. We'll do that. What did you do? Yes. Yes. Yes. We do that. Yes. My mom we don't do the chocolate, and we don't do the Easter we don't do Easter bunny. We don't have that. Well, to this that's why I thought it's just stupid. It's not like I've taken it completely away from it really it's the Jesus's resurrection. That's where it's supposed to be. Yeah. Yeah. Yeah. Yeah. We did it as well. And whoever cracked the way the the one that doesn't the one that stays uncracked is the winner. That's gonna have good board. Yeah. We do the same. Yep. Yes. That's beautiful. I love it. Yes. Yes. Well, you know, it sounds very pagan. It's very same as the because the coloring of it, it's very pagan. I mean, that's not really because really what yeah. We say that eggs like renewal because it's, but it's it's very pagan. But, you know, like, it's all the traditions are very, very strange. I just don't like the whole. I don't like the West where it's all very commercial with the I don't know. I don't like any of that. I just think it's but, again, I suppose it's pagan. That's all pagan as well. I love the whole Wix thing. I I I love the witch thing. I don't I don't I'm I'm look. At the end of the day, the I think witches are lovely, witches are good. It's a little bit of a persecuted women. Women were it it was my miracle. Women were doing everything. Women were women, the the midwives, the, you know, the herbalist system that when the it you know, the conquest all the men came about. And, I mean, I suppose it was like in the Roman times, really. Then they they got rid of the woman. And through time, it was like, you know, burning the witches. This and that. It's just at the end of the day, we're we're the we're the creators. Women are the creators. They're they're they're we're x x. They're a a copy of their x y. They've got one something deficient. So I was gonna get me started. Oh my god. With that, I they're not stupid. I think they're stupid. I do? I'm sorry. I do. Yeah. They they say feminism. Fuck feminism. Feminism. I'm a misandrist. Bring your misogyny here. Oh, you got misandrist. They're subpar. Don't let them think. Don't let them make you think that they're better than you. They're not. Just yeah. But you gotta manage that. Can I tell you, like, if you and I'm 50 I'm I'm fucking 55? I'm old. It's you guys, the young ones now are turning around and going, you know what? And, you know, and what I'm loving is this is globally. The girls are out when when a woman when a girl when a woman has got issues, what does she do? She goes and joins group, talks to her friends, you know, this and that. And then, you know, at the end of the day, right now and statistics don't lie. Married men are well, the most happiest people are married men and single women. Women now are out degreeing the men. They've got houses. They've got cars. So now they're looking at looking at the men, not as providers because they're providing for themselves. The guys and they're looking at guys going, I don't need your money. Like, I'm looking for integrity. I'm looking for kindness. I'm looking for and they cannot do it. Because you know what? When they have issues, what do they do? They go to OS, gaming, porn, drugs, alcohol, and then they expect to get with the woman. Suck all the goodness out of you because you've got it all and prop them up. Fucking don't buy into it. Fucking you know what? Play with them. Didn't don't ever marry them. Do not marry them. And what? You're gonna marry them, and then they leave you anyway, and they call you single single mom instead of a fucking disappearing dad. You know? You know what I'm saying? It's just it's so oh, you got me started now. Look. If have you got your mom and dad last married and they're they're good? Okay. So me too. Right? Now forget about you looking for someone like your dad. Doesn't wanna exist. Doesn't exist. No. No. I'm saying it. You you make you the secret, I think, to you just con you gotta decentralize yourself from men. You've gotta centralize yourself. And and you do you, and the your guy, they'll and I do believe I believe that, but he's gotta do the work. He has to have done the work. He will come find you. You won't have to do a thing. No texting, no mixing, no fucking nothing. He will come to you. You have to be the queen. You have to. That's that's the secret. They're looking for their fucking validation, and they and they they smell that shit. Don't manipulate. And, man, I've I've been there, done that. They're all they're all as far as I can see, that they're all the same from when they're 15, 25, 35, thirty five, fifty five. They're still in These men need indoctrinated and some serious shit. What's this thing about body count now I'm hearing? And I'm like, what the fuck? Do you and and and don't. No. Well, can I tell you? If anyone asks you that or whether they're in front of you, behind you, on the phone, whatever, grab your shit, say you gotta go to the toilet, and get the fuck out of there. That's it. So the and block, delete. Yeah. But yeah. You don't need that. What the that the this body count thing, all that is is about what they don't want they're so insecure. They don't want you comparing their dicks to other guy. That's it. That's that's what it is. That's all it is. That I they they you know? Yeah. We are gonna compare, my luck. I can get your get build your act up. Yeah. We are gonna compare. Their size matters. Fucking do your job. We're not here to make their life just remember because it I'm now a 50 year old woman talking like this, but you guys, you've got you know, you just yeah. But you you have on your free time, what listen to write write this down. The Canadian dating coach? Look her up on yep. Look. She is incredible, and she's learned it's the secret is learn you need to know your boundaries. Can't be doing learning your boundaries on the fly with them because they're gonna fucking breach them every time anyway, and you feel like shit. You have to have your your boundaries have to be so locked solid, and you gotta know. You must know. That's getting to know yourself anyway. And your bar of, caliber of man is up high, and and it doesn't falter one little bit. One, you know, a quicker variety or just one one glimmer of disrespect, grab your shit and go. You don't need to have it out. You don't need to call. Don't need to the you know, there's no three strikes. One strike, it just stuck out. You have to be the queen. You just or what yeah. So are you dating? Are you her boyfriend? Oh, it's that yeah. I hear that too. Yes. Oh, that's lovely. Lovely? Yeah. Well, there's pharmacy between. Exactly. They must enhance. That's right. That's right. That's right. That's right. That's that's an honesty. You must they must enhance. Like, if they don't enhance and they deter you or they fuck you up, come on. You know? Like Mhmm. That doesn't matter. Yeah. No. No. No. Actually, I think yes. Exactly. No. Yeah. No. I I I that couple things. You'll I all of my friends around me, I I there's only two that I I know that their their relationship and they've been married now, you know, thirty years. So thirty plus years. So it's like they go on holidays together. They make each other a lot. There's only two of them out of everybody. And I yeah. I at the end of I think I don't want that. I don't I like my piece. I like my like, I just but yeah. That's it. I just oh, look. I don't think he exists, so I've I've but he's they're all fucked up. The men that keep the good ones, and you gotta just kinda manage them without without them knowing. Like I said to my girlfriend, she's the love of her band, and she adores him. But I said, don't make sure he doesn't know that you adore him. Do you know what I mean? That's probably a little bit hard to get. That's not bad. Don't be fair. Just so hard to get. Don't be always available. That's all. Just keep it positive. And that that's and they only will know that if you take their toy away and they like is that they make they feel it. They are very simple. Men are very simple. They you know, if you got a good one, just, you know yeah. Well, they they you just he looks after you, your boyfriend. Right? That's it. See, you already got a good one. Are the rest of them? Yeah. Well, ask them what not. Yeah. What are you doing there? Making me look like that that that's exactly that's what I want. So I treat myself like that. And if I don't you know, at the end of the day, I don't I just with me, I'll just when I well, I don't really feel the need to to use them anymore. It's just my ability to but if I do, I'll, you know, go and, you know, do all that. But I as to the end of bringing a man to my home, fucking no way. I'm talking to Sandra. No. I hate them. No. Yes. Yes. That is yeah. That's right. Oh, that's really lovely. I love that. She did I'll support women every at the end of the day, it's I've dated too many men where they're they're, you know, broken up, and they always every single one of them every single one of them says she's crazy or she's what, and she took my money. Well, same same thing. You know, like, I don't get off in listening to this. I don't really wanna hear. I don't wanna hear anything. No. Oh, and yeah. I know. I know. It's that's what happened in my year. I was like, you know, done shit and become a misogynist. Not misogynist. Become a misandrist. And, anyway, I I I've got a and I got a job. I'm starting work next week next yeah. I know. Yeah. Look. I just it's fine. I I was doing there's only so much it wasn't what I expected. You know? Like, everyone is yeah. No. So yeah. And I want money coming in anyway. So I I so, you know, I sold my property, and I with that, I paid for the one that I'm living in now. And that's why I remember I was freaking out. I wanted to find out oh, no. I need to, like, do my tax. You yes. You yes. Yes. And I paid I paid it on my birthday in July. I paid that one off. So I which is great. I mean, all, like, you know, I don't the only bills I have now, which everything's fucking expensive anyway, but, you know, it's about the corporate, electricity, food. You know what I mean? And, you know, I and I need to I just need to do I wanna pay this this tax bill off and then just start, you know, you know, contributing and all that sort of stuff. So I I've got the h the hub 24 piece of paper, you know, with all the bullshit that the the payroll yeah. I just sent that to her. I'm just filling out the tax files. You know? Just to ask you, I don't I don't charge for exempt do they do you want to claim to the tax free threshold for this payer? And that's a yes, isn't it? Yes. Okay. Yes. Right. Okay. Well, I'm gonna conference is on Monday in Sydney, so that I start on Monday. It's I work for Eckersley. Eckersley. It's like a you you know that it's a art supply store. It's a pink one. I don't know if there's been down at the Gold Coast by booking it. Yeah. So I'm just account manager for them. It'd be nice to even interested in. Yeah. Look. I'm I'm I'm happy. I just want money coming back in into the house. It'll make me happy. You know? Once I've got this yeah. Look. I mean, I I did the other how I, you know, I I spruced that other house up and did all that. Then I'd, you know, I did, you know, you know, what do you call it? Finish this place. I'm doing that. And, you know, there's only so much doodling and to do go and, you know, catching up with friends because not everyone's everyone's fucking busy. You know? So, anyway, it's like, I don't wanna go on holidays, and I didn't go on holidays this year, which I should've got, but I didn't. But anyway, that should happen. So yeah. It's full time. So I've got a six month probation, so it kinda works out well to see. You know? I don't because the good thing is I don't have to. You know what I mean? Yeah. Yeah. I'm not Yeah. Yeah. I just yeah. I mean, you know, all I have is my my my chihuahua, and I'm worried about him. But it's because I'm working from home, I can you know, I'm not gonna be on the road. But, like, it's just just navigating that and keeping him happy. That's who I care about. I care about. That's the only male I care about my chihuahua. Oh, my daddy. I love little blah blah blah blah is beautiful. And my and my boys and my my sister's boys, they're 25. They're beautiful. They're gorgeous. It's just the other got men out there. I think it's bad. I really do. They just respect and it's like it's joy to be around them. They don't sound they don't say stupid red pill, you know, bullshit derogatory stuff. You know, there's no the the women are you know, where exactly. Which they should be. You know? They still get taken care of. They still get taken care of, I have to say, because we know we Easter time or whenever we're together, I call it family. It's my mom, my sister, and myself. We get up and and go clean. The you know, none of the boys cut they don't help. That's spoiled. I don't like it. They don't do that for their girlfriends anyway. They help their girlfriends, but it's just they they what I'm saying to my mom, they're putting their plates to the sink. Why don't they bring the plates to the sink? Like, seriously? No. That's my daughter. That's not good to do that because it's like girls aren't gonna do that. So, you know, they'll take it. They're they're good boys anyway. Anyway alright. Anyway, tell me stuff. Tell me good stuff about money. Yes. Alright. Let me just send it this morning. I've already got it just now. I see it. Yes. I'll send it to you first. Alright. Hang on. Oakley services guide version one. That's us guide. Super summary. Super summary. Super only. Month hub. The twelve month hub 24, that one? It's got the '26 '40 eight. Oh, what is that? Oh, you have until the 2020 twentieth or the twenty sixth or the 06/2006 to sign the document. What's that? You're not honestly okay. Alright. So I've got the downloads. Is it to the it says the twentieth twenty six point o four zero eight twelve months hub 24irp PDF. Is is that the one? From from when you sent her? At the top in the the email? Oh, let me just speak. Let me just tap on that. Hold open it up. Preview. It doesn't say a date. It looks like you sent that today, though. Okay. Okay. Well, a 10.8 that what's and what is the, like, you know, the average for what are they doing? Like, you know, the can you actually compare it to Oh, my screen has it. That's right. Yeah. Yes. Oh my god. That's amazing. Yes. Oh, it makes me so happy, Veronica. I love that. Because, I mean, like you said, you know well, I mean, look, I at the end of the day, I trusted you because remember I freaked out last time. Time. And you're like, it's I don't understand. And you guys moved me because I from what I remember, just off memory without the looking at the piece of paper. When I retire at 65, it looks like I'm well, can you see it on screen now? What's this? Tell me my tell me the amount. It might seem happy. I'm sorry. My bad. Yes. I did. I'm gonna open it in my drive, save the drive. Hang on. I'm just saving it to my drive. Did I wanna do alright. I'll open. Alright. Let me put my glasses on. Superannuation. What's is that 300,000? I'm gonna that's right. Well, I know. That's right. So tell me no. Can I like, so when I retire, say the way it's going now, is there a way when you're a special machine to say, when I retire, what will be my payout? I'd love that. Yes. Oh, yeah. It's it's it's not a lot. I think it's gonna be 80 something. No. No. No. I've got the car I've got the car as well. So so it's 80, the base, and then another 18. So it could I think it's gonna be all up 9 say $98.98. They they put in the contract just so they're just gonna give these whatever the the standard rate of which is what? Nine percent, isn't it? Oh, cool. Okay. That's great. So I will then I will I'll put in 200. Should I or should I I don't know. Yep. What do you think? What does that mean? Yes. Oh, that's the car. That's the car. Yeah. That's the car. Yeah. But then I I can put on top of that, obviously. And would you recommend getting pregnant? You need to help me with that certificate? Yes. I I mean, I look. Right now, I yeah. Like I said, the only bills that I've got, I haven't got anything owing anymore. You know, the the body corporate's the biggest one that comes in. And, you know, like so I I wanna reduce my because, I mean, obviously, I'm gonna pay I think you guys projected, hopefully, 30 or 40 because I paid 20 I paid $20 in my superannuation last year to reduce the tax. So it's gonna be hopefully, reduce to 40. I think 40 or 30. I can't remember, but I don't wanna do 50. Maybe 30. I I can't remember. So okay. So I can when should I do alright. Yeah. Keep talking. You tell me. Tell me. Tell me. Stop. Stop. Stop. Stop. Stop. Yeah. Say it again? How much? Yes. Yep. Weekly. One second. I think what I could do at the because I mean oh god. I really had to like, how exciting. Alright. Because I don't wanna tax my my I don't wanna tax my my savings anymore. I wanna leave them, and I wanna possibly do something with them. After tax, hopefully, I'll have a 180, maybe. No. Probably a 160 pay for. Anyway so I don't know. Well, the easiest thing for me because, I mean, like, that's I've never had such minimal money coming in. So and I right? Look. Any like I said, I it's about let's say a $100 a month for my my electricity. Right now, the body corporate's at a quarter is 1,900. I'm paying 1,970, say, for a quarter to the lot, but that's what I'm paying. I've got a gym. It's in the city. It's, like, nice. Whatever. I okay. So and so I need that. I the what's what's that? That's, like, $10.10, $12, isn't it, for body corporate that I need? Yeah. Yeah. Yes. Yes. I was thinking maybe 200 Every week. Not every week. No. Weeks. Yes, sir. Yes. Yes, please. Yes. Yes. I love that. Yes. Oh, no. That's cool. That's that's yeah. Because I start Monday. I'm not gonna get paid. Like, you know, I've got it, like, from a probation period six months anyway, but this is just good to know. It's just good to know, you know, with me putting money well, can I have one with me not putting just one that I'm not contributing as well just to see the dip? Yes. Yes, please. We'll past them contribute well, and that by them contributing the minimum as well. Yep. Okay. I love it. Okay. Yes. No. I've gotta sign that that form that that the the acceptance form or whatever it is that's that you need that. Yes. I'll get that to you. Beautiful. Yeah. Look. I'm happy with the 10%. I hate I do hate how expensive you are, but whatever. I mean, yeah, you know, I've and I'm you guys restructured the last time for me, so I'm I'm happy. I'm happy. And and, yeah, you give me these piece of papers that tell me millions of dollars. I'm fucking really got it. Right? Yes. I'm signing it right now. I'll I'm gonna get that sent to you, and I'll wait Monday, Tuesday. You get that stuff to me, and we'll have another chat. And then we'll all next week anyway. All all next week, when you do send it to me, I'm gonna be in Sydney doing my induction. Yeah. So I won't look at it till the week after anyway. Do you know what I mean? Yes. No problem. All done. Perfect. Alright. Thank you so much, Veronica. Thank you so much very soon. Thank you, Thank you. Thank you so much, darling. Thanks for everything. Bye. Alright. Love you. I'll see you. Bye. Thank you. Bye, darling. 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Yes. It is. Well, thanks, Veronica. Wrong time.\n\nNo speed. My god. I've been off work. So my whole life's been for the last year. How long has it been?\n\nSo yeah. Look. I and I'm Greek, so my Easter actually is not till next weekend. Yeah. Oh, you know, like the I don't do it, but my family, like, mom and dad will fast.\n\nYou know? And but, yeah, on on a Sunday, there will be a a lamb, you know, spit or something like that, you know, and we all get together. So we yeah. We'll do that. What did you do?\n\nYes. Yes. Yes. We do that. Yes.\n\nMy mom we don't do the chocolate, and we don't do the Easter we don't do Easter bunny. We don't have that. Well, to this that's why I thought it's just stupid. It's not like I've taken it completely away from it really it's the Jesus's resurrection. That's where it's supposed to be.\n\nYeah. Yeah. Yeah. Yeah. We did it as well.\n\nAnd whoever cracked the way the the one that doesn't the one that stays uncracked is the winner. That's gonna have good board. Yeah. We do the same. Yep.\n\nYes. That's beautiful. I love it. Yes. Yes.\n\nWell, you know, it sounds very pagan. It's very same as the because the coloring of it, it's very pagan. I mean, that's not really because really what yeah. We say that eggs like renewal because it's, but it's it's very pagan. But, you know, like, it's all the traditions are very, very strange.\n\nI just don't like the whole. I don't like the West where it's all very commercial with the I don't know. I don't like any of that. I just think it's but, again, I suppose it's pagan. That's all pagan as well.\n\nI love the whole Wix thing. I I I love the witch thing. I don't I don't I'm I'm look. At the end of the day, the I think witches are lovely, witches are good. It's a little bit of a persecuted women.\n\nWomen were it it was my miracle. Women were doing everything. Women were women, the the midwives, the, you know, the herbalist system that when the it you know, the conquest all the men came about. And, I mean, I suppose it was like in the Roman times, really. Then they they got rid of the woman.\n\nAnd through time, it was like, you know, burning the witches. This and that. It's just at the end of the day, we're we're the we're the creators. Women are the creators. They're they're they're we're x x.\n\nThey're a a copy of their x y. They've got one something deficient. So I was gonna get me started. Oh my god. With that, I they're not stupid.\n\nI think they're stupid. I do? I'm sorry. I do. Yeah.\n\nThey they say feminism. Fuck feminism. Feminism. I'm a misandrist. Bring your misogyny here.\n\nOh, you got misandrist. They're subpar. Don't let them think. Don't let them make you think that they're better than you. They're not.\n\nJust yeah. But you gotta manage that. Can I tell you, like, if you and I'm 50 I'm I'm fucking 55? I'm old. It's you guys, the young ones now are turning around and going, you know what?\n\nAnd, you know, and what I'm loving is this is globally. The girls are out when when a woman when a girl when a woman has got issues, what does she do? She goes and joins group, talks to her friends, you know, this and that. And then, you know, at the end of the day, right now and statistics don't lie. Married men are well, the most happiest people are married men and single women.\n\nWomen now are out degreeing the men. They've got houses. They've got cars. So now they're looking at looking at the men, not as providers because they're providing for themselves. The guys and they're looking at guys going, I don't need your money.\n\nLike, I'm looking for integrity. I'm looking for kindness. I'm looking for and they cannot do it. Because you know what? When they have issues, what do they do?\n\nThey go to OS, gaming, porn, drugs, alcohol, and then they expect to get with the woman. Suck all the goodness out of you because you've got it all and prop them up. Fucking don't buy into it. Fucking you know what? Play with them.\n\nDidn't don't ever marry them. Do not marry them. And what? You're gonna marry them, and then they leave you anyway, and they call you single single mom instead of a fucking disappearing dad. You know?\n\nYou know what I'm saying? It's just it's so oh, you got me started now. Look. If have you got your mom and dad last married and they're they're good? Okay.\n\nSo me too. Right? Now forget about you looking for someone like your dad. Doesn't wanna exist. Doesn't exist.\n\nNo. No. I'm saying it. You you make you the secret, I think, to you just con you gotta decentralize yourself from men. You've gotta centralize yourself.\n\nAnd and you do you, and the your guy, they'll and I do believe I believe that, but he's gotta do the work. He has to have done the work. He will come find you. You won't have to do a thing. No texting, no mixing, no fucking nothing.\n\nHe will come to you. You have to be the queen. You have to. That's that's the secret. They're looking for their fucking validation, and they and they they smell that shit.\n\nDon't manipulate. And, man, I've I've been there, done that. They're all they're all as far as I can see, that they're all the same from when they're 15, 25, 35, thirty five, fifty five. They're still in These men need indoctrinated and some serious shit. What's this thing about body count now I'm hearing?\n\nAnd I'm like, what the fuck? Do you and and and don't. No. Well, can I tell you? If anyone asks you that or whether they're in front of you, behind you, on the phone, whatever, grab your shit, say you gotta go to the toilet, and get the fuck out of there.\n\nThat's it. So the and block, delete. Yeah. But yeah. You don't need that.\n\nWhat the that the this body count thing, all that is is about what they don't want they're so insecure. They don't want you comparing their dicks to other guy. That's it. That's that's what it is. That's all it is.\n\nThat I they they you know? Yeah. We are gonna compare, my luck. I can get your get build your act up. Yeah.\n\nWe are gonna compare. Their size matters. Fucking do your job. We're not here to make their life just remember because it I'm now a 50 year old woman talking like this, but you guys, you've got you know, you just yeah. But you you have on your free time, what listen to write write this down.\n\nThe Canadian dating coach? Look her up on yep. Look. She is incredible, and she's learned it's the secret is learn you need to know your boundaries. Can't be doing learning your boundaries on the fly with them because they're gonna fucking breach them every time anyway, and you feel like shit.\n\nYou have to have your your boundaries have to be so locked solid, and you gotta know. You must know. That's getting to know yourself anyway. And your bar of, caliber of man is up high, and and it doesn't falter one little bit. One, you know, a quicker variety or just one one glimmer of disrespect, grab your shit and go.\n\nYou don't need to have it out. You don't need to call. Don't need to the you know, there's no three strikes. One strike, it just stuck out. You have to be the queen.\n\nYou just or what yeah. So are you dating? Are you her boyfriend? Oh, it's that yeah. I hear that too.\n\nYes. Oh, that's lovely. Lovely? Yeah. Well, there's pharmacy between.\n\nExactly. They must enhance. That's right. That's right. That's right.\n\nThat's right. That's that's an honesty. You must they must enhance. Like, if they don't enhance and they deter you or they fuck you up, come on. You know?\n\nLike Mhmm. That doesn't matter. Yeah. No. No.\n\nNo. Actually, I think yes. Exactly. No. Yeah.\n\nNo. I I I that couple things. You'll I all of my friends around me, I I there's only two that I I know that their their relationship and they've been married now, you know, thirty years. So thirty plus years. So it's like they go on holidays together.\n\nThey make each other a lot. There's only two of them out of everybody. And I yeah. I at the end of I think I don't want that. I don't I like my piece.\n\nI like my like, I just but yeah. That's it. I just oh, look. I don't think he exists, so I've I've but he's they're all fucked up. The men that keep the good ones, and you gotta just kinda manage them without without them knowing.\n\nLike I said to my girlfriend, she's the love of her band, and she adores him. But I said, don't make sure he doesn't know that you adore him. Do you know what I mean? That's probably a little bit hard to get. That's not bad.\n\nDon't be fair. Just so hard to get. Don't be always available. That's all. Just keep it positive.\n\nAnd that that's and they only will know that if you take their toy away and they like is that they make they feel it. They are very simple. Men are very simple. They you know, if you got a good one, just, you know yeah. Well, they they you just he looks after you, your boyfriend.\n\nRight? That's it. See, you already got a good one. Are the rest of them? Yeah.\n\nWell, ask them what not. Yeah. What are you doing there? Making me look like that that that's exactly that's what I want. So I treat myself like that.\n\nAnd if I don't you know, at the end of the day, I don't I just with me, I'll just when I well, I don't really feel the need to to use them anymore. It's just my ability to but if I do, I'll, you know, go and, you know, do all that. But I as to the end of bringing a man to my home, fucking no way. I'm talking to Sandra. No.\n\nI hate them. No. Yes. Yes. That is yeah.\n\nThat's right. Oh, that's really lovely. I love that. She did I'll support women every at the end of the day, it's I've dated too many men where they're they're, you know, broken up, and they always every single one of them every single one of them says she's crazy or she's what, and she took my money. Well, same same thing.\n\nYou know, like, I don't get off in listening to this. I don't really wanna hear. I don't wanna hear anything. No. Oh, and yeah.\n\nI know. I know. It's that's what happened in my year. I was like, you know, done shit and become a misogynist. Not misogynist.\n\nBecome a misandrist. And, anyway, I I I've got a and I got a job. I'm starting work next week next yeah. I know. Yeah.\n\nLook. I just it's fine. I I was doing there's only so much it wasn't what I expected. You know? Like, everyone is yeah.\n\nNo. So yeah. And I want money coming in anyway. So I I so, you know, I sold my property, and I with that, I paid for the one that I'm living in now. And that's why I remember I was freaking out.\n\nI wanted to find out oh, no. I need to, like, do my tax. You yes. You yes. Yes.\n\nAnd I paid I paid it on my birthday in July. I paid that one off. So I which is great. I mean, all, like, you know, I don't the only bills I have now, which everything's fucking expensive anyway, but, you know, it's about the corporate, electricity, food. You know what I mean?\n\nAnd, you know, I and I need to I just need to do I wanna pay this this tax bill off and then just start, you know, you know, contributing and all that sort of stuff. So I I've got the h the hub 24 piece of paper, you know, with all the bullshit that the the payroll yeah. I just sent that to her. I'm just filling out the tax files. You know?\n\nJust to ask you, I don't I don't charge for exempt do they do you want to claim to the tax free threshold for this payer? And that's a yes, isn't it? Yes. Okay. Yes.\n\nRight. Okay. Well, I'm gonna conference is on Monday in Sydney, so that I start on Monday. It's I work for Eckersley. Eckersley.\n\nIt's like a you you know that it's a art supply store. It's a pink one. I don't know if there's been down at the Gold Coast by booking it. Yeah. So I'm just account manager for them.\n\nIt'd be nice to even interested in. Yeah. Look. I'm I'm I'm happy. I just want money coming back in into the house.\n\nIt'll make me happy. You know? Once I've got this yeah. Look. I mean, I I did the other how I, you know, I I spruced that other house up and did all that.\n\nThen I'd, you know, I did, you know, you know, what do you call it? Finish this place. I'm doing that. And, you know, there's only so much doodling and to do go and, you know, catching up with friends because not everyone's everyone's fucking busy. You know?\n\nSo, anyway, it's like, I don't wanna go on holidays, and I didn't go on holidays this year, which I should've got, but I didn't. But anyway, that should happen. So yeah. It's full time. So I've got a six month probation, so it kinda works out well to see.\n\nYou know? I don't because the good thing is I don't have to. You know what I mean? Yeah. Yeah.\n\nI'm not Yeah. Yeah. I just yeah. I mean, you know, all I have is my my my chihuahua, and I'm worried about him. But it's because I'm working from home, I can you know, I'm not gonna be on the road.\n\nBut, like, it's just just navigating that and keeping him happy. That's who I care about. I care about. That's the only male I care about my chihuahua. Oh, my daddy.\n\nI love little blah blah blah blah is beautiful. And my and my boys and my my sister's boys, they're 25. They're beautiful. They're gorgeous. It's just the other got men out there.\n\nI think it's bad. I really do. They just respect and it's like it's joy to be around them. They don't sound they don't say stupid red pill, you know, bullshit derogatory stuff. You know, there's no the the women are you know, where exactly.\n\nWhich they should be. You know? They still get taken care of. They still get taken care of, I have to say, because we know we Easter time or whenever we're together, I call it family. It's my mom, my sister, and myself.\n\nWe get up and and go clean. The you know, none of the boys cut they don't help. That's spoiled. I don't like it. They don't do that for their girlfriends anyway.\n\nThey help their girlfriends, but it's just they they what I'm saying to my mom, they're putting their plates to the sink. Why don't they bring the plates to the sink? Like, seriously? No. That's my daughter.\n\nThat's not good to do that because it's like girls aren't gonna do that. So, you know, they'll take it. They're they're good boys anyway. Anyway alright. Anyway, tell me stuff.\n\nTell me good stuff about money. Yes. Alright. Let me just send it this morning. I've already got it just now.\n\nI see it. Yes. I'll send it to you first. Alright. Hang on.\n\nOakley services guide version one. That's us guide. Super summary. Super summary. Super only.\n\nMonth hub. The twelve month hub 24, that one? It's got the '26 '40 eight. Oh, what is that? Oh, you have until the 2020 twentieth or the twenty sixth or the 06/2006 to sign the document.\n\nWhat's that? You're not honestly okay. Alright. So I've got the downloads. Is it to the it says the twentieth twenty six point o four zero eight twelve months hub 24irp PDF.\n\nIs is that the one? From from when you sent her? At the top in the the email? Oh, let me just speak. Let me just tap on that.\n\nHold open it up. Preview. It doesn't say a date. It looks like you sent that today, though. Okay.\n\nOkay. Well, a 10.8 that what's and what is the, like, you know, the average for what are they doing? Like, you know, the can you actually compare it to Oh, my screen has it. That's right. Yeah.\n\nYes. Oh my god. That's amazing. Yes. Oh, it makes me so happy, Veronica.\n\nI love that. Because, I mean, like you said, you know well, I mean, look, I at the end of the day, I trusted you because remember I freaked out last time. Time. And you're like, it's I don't understand. And you guys moved me because I from what I remember, just off memory without the looking at the piece of paper.\n\nWhen I retire at 65, it looks like I'm well, can you see it on screen now? What's this? Tell me my tell me the amount. It might seem happy. I'm sorry.\n\nMy bad. Yes. I did. I'm gonna open it in my drive, save the drive. Hang on.\n\nI'm just saving it to my drive. Did I wanna do alright. I'll open. Alright. Let me put my glasses on.\n\nSuperannuation. What's is that 300,000? I'm gonna that's right. Well, I know. That's right.\n\nSo tell me no. Can I like, so when I retire, say the way it's going now, is there a way when you're a special machine to say, when I retire, what will be my payout? I'd love that. Yes. Oh, yeah.\n\nIt's it's it's not a lot. I think it's gonna be 80 something. No. No. No.\n\nI've got the car I've got the car as well. So so it's 80, the base, and then another 18. So it could I think it's gonna be all up 9 say $98.98. They they put in the contract just so they're just gonna give these whatever the the standard rate of which is what? Nine percent, isn't it?\n\nOh, cool. Okay. That's great. So I will then I will I'll put in 200. Should I or should I I don't know.\n\nYep. What do you think? What does that mean? Yes. Oh, that's the car.\n\nThat's the car. Yeah. That's the car. Yeah. But then I I can put on top of that, obviously.\n\nAnd would you recommend getting pregnant? You need to help me with that certificate? Yes. I I mean, I look. Right now, I yeah.\n\nLike I said, the only bills that I've got, I haven't got anything owing anymore. You know, the the body corporate's the biggest one that comes in. And, you know, like so I I wanna reduce my because, I mean, obviously, I'm gonna pay I think you guys projected, hopefully, 30 or 40 because I paid 20 I paid $20 in my superannuation last year to reduce the tax. So it's gonna be hopefully, reduce to 40. I think 40 or 30.\n\nI can't remember, but I don't wanna do 50. Maybe 30. I I can't remember. So okay. So I can when should I do alright.\n\nYeah. Keep talking. You tell me. Tell me. Tell me.\n\nStop. Stop. Stop. Stop. Stop.\n\nYeah. Say it again? How much? Yes. Yep.\n\nWeekly. One second. I think what I could do at the because I mean oh god. I really had to like, how exciting. Alright.\n\nBecause I don't wanna tax my my I don't wanna tax my my savings anymore. I wanna leave them, and I wanna possibly do something with them. After tax, hopefully, I'll have a 180, maybe. No. Probably a 160 pay for.\n\nAnyway so I don't know. Well, the easiest thing for me because, I mean, like, that's I've never had such minimal money coming in. So and I right? Look. Any like I said, I it's about let's say a $100 a month for my my electricity.\n\nRight now, the body corporate's at a quarter is 1,900. I'm paying 1,970, say, for a quarter to the lot, but that's what I'm paying. I've got a gym. It's in the city. It's, like, nice.\n\nWhatever. I okay. So and so I need that. I the what's what's that? That's, like, $10.10, $12, isn't it, for body corporate that I need?\n\nYeah. Yeah. Yes. Yes. I was thinking maybe 200 Every week.\n\nNot every week. No. Weeks. Yes, sir. Yes.\n\nYes, please. Yes. Yes. I love that. Yes.\n\nOh, no. That's cool. That's that's yeah. Because I start Monday. I'm not gonna get paid.\n\nLike, you know, I've got it, like, from a probation period six months anyway, but this is just good to know. It's just good to know, you know, with me putting money well, can I have one with me not putting just one that I'm not contributing as well just to see the dip? Yes. Yes, please. We'll past them contribute well, and that by them contributing the minimum as well.\n\nYep. Okay. I love it. Okay. Yes.\n\nNo. I've gotta sign that that form that that the the acceptance form or whatever it is that's that you need that. Yes. I'll get that to you. Beautiful.\n\nYeah. Look. I'm happy with the 10%. I hate I do hate how expensive you are, but whatever. I mean, yeah, you know, I've and I'm you guys restructured the last time for me, so I'm I'm happy.\n\nI'm happy. And and, yeah, you give me these piece of papers that tell me millions of dollars. I'm fucking really got it. Right? Yes.\n\nI'm signing it right now. I'll I'm gonna get that sent to you, and I'll wait Monday, Tuesday. You get that stuff to me, and we'll have another chat. And then we'll all next week anyway. All all next week, when you do send it to me, I'm gonna be in Sydney doing my induction.\n\nYeah. So I won't look at it till the week after anyway. Do you know what I mean? Yes. No problem.\n\nAll done. Perfect. Alright. Thank you so much, Veronica. Thank you so much very soon.\n\nThank you, Thank you. Thank you so much, darling. Thanks for everything. Bye. Alright.\n\nLove you. I'll see you. Bye. Thank you. Bye, darling.\n\nBye bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.96,"end":1.46,"sentiment":"neutral","sentiment_score":0.05421532690525055},{"text":"Yes.","start":4.08,"end":4.56,"sentiment":"neutral","sentiment_score":0.20461153984069824},{"text":"It is.","start":4.56,"end":5.38,"sentiment":"neutral","sentiment_score":0.18308300524950027},{"text":"Well, thanks, Veronica.","start":8.72,"end":9.94,"sentiment":"neutral","sentiment_score":0.26421932379404706},{"text":"Wrong time.","start":10.8,"end":11.44,"sentiment":"neutral","sentiment_score":-0.2570054680109024}],"sentiment":"neutral","sentiment_score":0.10040443473392063,"num_words":9,"start":0.96,"end":11.44},{"sentences":[{"text":"No speed.","start":11.44,"end":12.34,"sentiment":"neutral","sentiment_score":-0.23484282195568085},{"text":"My god.","start":17.475,"end":17.875,"sentiment":"negative","sentiment_score":-0.34569910168647766},{"text":"I've been off work.","start":17.875,"end":18.755001,"sentiment":"neutral","sentiment_score":-0.2749035134911537},{"text":"So my whole life's been for the last year.","start":18.755001,"end":21.095001,"sentiment":"neutral","sentiment_score":-0.19009969466262394},{"text":"How long has it been?","start":21.555,"end":22.515,"sentiment":"neutral","sentiment_score":-0.047473632544279096}],"sentiment":"neutral","sentiment_score":-0.19131651436063377,"num_words":22,"start":11.44,"end":22.515},{"sentences":[{"text":"So yeah.","start":22.515,"end":22.915,"sentiment":"neutral","sentiment_score":-0.018996610306203365},{"text":"Look.","start":22.915,"end":23.154999,"sentiment":"neutral","sentiment_score":-0.022171342745423317},{"text":"I and I'm Greek, so my Easter actually is not till next weekend.","start":23.154999,"end":27.575,"sentiment":"neutral","sentiment_score":-0.027440193467415296},{"text":"Yeah.","start":29.75,"end":30.25,"sentiment":"neutral","sentiment_score":0.09224701672792436},{"text":"Oh, you know, like the I don't do it, but my family, like, mom and dad will fast.","start":32.47,"end":36.57,"sentiment":"neutral","sentiment_score":0.03793475776910782}],"sentiment":"neutral","sentiment_score":0.010233873661075319,"num_words":35,"start":22.515,"end":36.57},{"sentences":[{"text":"You know?","start":36.63,"end":37.29,"sentiment":"neutral","sentiment_score":0.018867982551455498},{"text":"And but, yeah, on on a Sunday, there will be a a lamb, you know, spit or something like that, you know, and we all get together.","start":37.35,"end":46.125,"sentiment":"neutral","sentiment_score":0.09487473826717448},{"text":"So we yeah.","start":46.125,"end":46.605003,"sentiment":"neutral","sentiment_score":0.19555272658665976},{"text":"We'll do that.","start":46.605003,"end":47.425003,"sentiment":"neutral","sentiment_score":0.2090742588043213},{"text":"What did you do?","start":55.88,"end":61.48,"sentiment":"neutral","sentiment_score":0.007340600714087486}],"sentiment":"neutral","sentiment_score":0.09852813480374141,"num_words":39,"start":36.63,"end":61.48},{"sentences":[{"text":"Yes.","start":61.48,"end":61.98,"sentiment":"neutral","sentiment_score":0.008998636156320572},{"text":"Yes.","start":67.815,"end":68.315,"sentiment":"neutral","sentiment_score":0.0905759260058403},{"text":"Yes.","start":74.6325,"end":75.1325,"sentiment":"neutral","sentiment_score":0.05463723838329315},{"text":"We do that.","start":83.049995,"end":84.03,"sentiment":"neutral","sentiment_score":0.02014581176141898},{"text":"Yes.","start":85.45,"end":85.93,"sentiment":"neutral","sentiment_score":-0.009275604970753191}],"sentiment":"neutral","sentiment_score":0.02933909012270825,"num_words":7,"start":61.48,"end":85.93},{"sentences":[{"text":"My mom we don't do the chocolate, and we don't do the Easter we don't do Easter bunny.","start":85.93,"end":90.42999,"sentiment":"neutral","sentiment_score":-0.22446209192276},{"text":"We don't have that.","start":90.729996,"end":91.869995,"sentiment":"neutral","sentiment_score":-0.18732760846614838},{"text":"Well, to this that's why I thought it's just stupid.","start":92.009995,"end":95.205,"sentiment":"neutral","sentiment_score":-0.18842955082654952},{"text":"It's not like I've taken it completely away from it really it's the Jesus's resurrection.","start":95.765,"end":100.025,"sentiment":"negative","sentiment_score":-0.3673826942841212},{"text":"That's where it's supposed to be.","start":100.085,"end":101.285,"sentiment":"neutral","sentiment_score":-0.07784844562411308}],"sentiment":"neutral","sentiment_score":-0.23871235254238238,"num_words":53,"start":85.93,"end":101.285},{"sentences":[{"text":"Yeah.","start":101.285,"end":101.785,"sentiment":"neutral","sentiment_score":0.0019430648535490036},{"text":"Yeah.","start":102.005005,"end":102.325005,"sentiment":"neutral","sentiment_score":0.03727149963378906},{"text":"Yeah.","start":102.325005,"end":102.565,"sentiment":"neutral","sentiment_score":0.05366209149360657},{"text":"Yeah.","start":102.565,"end":103.065,"sentiment":"neutral","sentiment_score":0.058780182152986526},{"text":"We did it as well.","start":108.725,"end":110.105,"sentiment":"neutral","sentiment_score":0.057448559999465944}],"sentiment":"neutral","sentiment_score":0.04876662645902899,"num_words":9,"start":101.285,"end":110.105},{"sentences":[{"text":"And whoever cracked the way the the one that doesn't the one that stays uncracked is the winner.","start":110.880005,"end":114.96001,"sentiment":"neutral","sentiment_score":0.15597058232459757},{"text":"That's gonna have good board.","start":114.96001,"end":116.240005,"sentiment":"positive","sentiment_score":0.39361739754676817},{"text":"Yeah.","start":116.240005,"end":116.48,"sentiment":"neutral","sentiment_score":0.2332768440246582},{"text":"We do the same.","start":116.48,"end":117.46001,"sentiment":"neutral","sentiment_score":0.2627119831740856},{"text":"Yep.","start":118.72,"end":119.22,"sentiment":"neutral","sentiment_score":0.11540957540273666}],"sentiment":"neutral","sentiment_score":0.2129342007482874,"num_words":29,"start":110.880005,"end":119.22},{"sentences":[{"text":"Yes.","start":119.520004,"end":120.020004,"sentiment":"neutral","sentiment_score":0.09264236688613892},{"text":"That's beautiful.","start":137.16,"end":145.4825,"sentiment":"neutral","sentiment_score":0.16574754938483238},{"text":"I love it.","start":153.28499,"end":165.22499,"sentiment":"neutral","sentiment_score":0.12093238160014153},{"text":"Yes.","start":166.245,"end":166.68,"sentiment":"neutral","sentiment_score":0.042989522218704224},{"text":"Yes.","start":166.68,"end":167.18,"sentiment":"neutral","sentiment_score":0.03074396587908268}],"sentiment":"neutral","sentiment_score":0.1075835123192519,"num_words":8,"start":119.520004,"end":167.18},{"sentences":[{"text":"Well, you know, it sounds very pagan.","start":179.23999,"end":181.18,"sentiment":"neutral","sentiment_score":-0.17239811111773765},{"text":"It's very same as the because the coloring of it, it's very pagan.","start":181.23999,"end":184.865,"sentiment":"negative","sentiment_score":-0.36788827868608326},{"text":"I mean, that's not really because really what yeah.","start":184.865,"end":188.225,"sentiment":"neutral","sentiment_score":-0.14008441153499815},{"text":"We say that eggs like renewal because it's, but it's it's very pagan.","start":188.225,"end":192.08499,"sentiment":"neutral","sentiment_score":-0.2062824677962523},{"text":"But, you know, like, it's all the traditions are very, very strange.","start":192.225,"end":194.865,"sentiment":"negative","sentiment_score":-0.38433268914620083}],"sentiment":"neutral","sentiment_score":-0.2693288602900726,"num_words":54,"start":179.23999,"end":194.865},{"sentences":[{"text":"I just don't like the whole.","start":194.865,"end":196.29,"sentiment":"negative","sentiment_score":-0.5894449104865392},{"text":"I don't like the West where it's all very commercial with the I don't know.","start":196.45,"end":201.17,"sentiment":"negative","sentiment_score":-0.4002998948097229},{"text":"I don't like any of that.","start":201.17,"end":202.12999,"sentiment":"negative","sentiment_score":-0.4063546160856883},{"text":"I just think it's but, again, I suppose it's pagan.","start":202.12999,"end":204.76999,"sentiment":"neutral","sentiment_score":-0.1833946816623211},{"text":"That's all pagan as well.","start":204.76999,"end":206.15,"sentiment":"neutral","sentiment_score":-0.21054258048534394}],"sentiment":"negative","sentiment_score":-0.35395131668164614,"num_words":42,"start":194.865,"end":206.15},{"sentences":[{"text":"I love the whole Wix thing.","start":210.29,"end":211.65,"sentiment":"neutral","sentiment_score":0.20670384292801222},{"text":"I I I love the witch thing.","start":211.65,"end":213.19499,"sentiment":"neutral","sentiment_score":0.16490455716848373},{"text":"I don't I don't I'm I'm look.","start":213.19499,"end":215.595,"sentiment":"neutral","sentiment_score":-0.04737060663423368},{"text":"At the end of the day, the I think witches are lovely, witches are good.","start":215.595,"end":219.11499,"sentiment":"neutral","sentiment_score":0.19557912796735763},{"text":"It's a little bit of a persecuted 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woman.","start":233.05,"end":234.75,"sentiment":"neutral","sentiment_score":-0.11962846294045448}],"sentiment":"neutral","sentiment_score":-0.0014789462939166186,"num_words":57,"start":220.635,"end":234.75},{"sentences":[{"text":"And through time, it was like, you know, burning the witches.","start":234.97,"end":237.77,"sentiment":"neutral","sentiment_score":-0.13748013228178024},{"text":"This and that.","start":237.77,"end":238.17,"sentiment":"neutral","sentiment_score":-0.08952508866786957},{"text":"It's just at the end of the day, we're we're the we're the creators.","start":238.17,"end":242.07501,"sentiment":"neutral","sentiment_score":0.012968659134847777},{"text":"Women are the creators.","start":242.13501,"end":243.095,"sentiment":"neutral","sentiment_score":0.02341460483148694},{"text":"They're they're they're we're x x.","start":243.095,"end":245.335,"sentiment":"neutral","sentiment_score":-0.13218134890000025}],"sentiment":"neutral","sentiment_score":-0.06049276756024674,"num_words":38,"start":234.97,"end":245.335},{"sentences":[{"text":"They're a a copy of their x y.","start":245.335,"end":248.29501,"sentiment":"neutral","sentiment_score":-0.3184962309896946},{"text":"They've got one something deficient.","start":248.29501,"end":249.675,"sentiment":"negative","sentiment_score":-0.5410311102867127},{"text":"So I was gonna get me started.","start":249.735,"end":252.15501,"sentiment":"neutral","sentiment_score":0.0012784115970134735},{"text":"Oh my god.","start":252.21501,"end":252.85501,"sentiment":"neutral","sentiment_score":-0.19789178172747293},{"text":"With that, I they're not stupid.","start":252.85501,"end":254.55,"sentiment":"neutral","sentiment_score":-0.31789689262708026}],"sentiment":"neutral","sentiment_score":-0.2670770075557561,"num_words":29,"start":245.335,"end":254.55},{"sentences":[{"text":"I think they're stupid.","start":254.55,"end":255.85,"sentiment":"negative","sentiment_score":-0.44927526265382767},{"text":"I do?","start":256.63,"end":257.11002,"sentiment":"neutral","sentiment_score":-0.2331019565463066},{"text":"I'm sorry.","start":257.11002,"end":257.59,"sentiment":"neutral","sentiment_score":-0.2708386182785034},{"text":"I do.","start":257.59,"end":258.15,"sentiment":"neutral","sentiment_score":-0.19336780160665512},{"text":"Yeah.","start":258.15,"end":258.31,"sentiment":"neutral","sentiment_score":-0.2559164762496948}],"sentiment":"neutral","sentiment_score":-0.3134212981570851,"num_words":11,"start":254.55,"end":258.31},{"sentences":[{"text":"They they say feminism.","start":258.31,"end":259.35,"sentiment":"negative","sentiment_score":-0.46823904663324356},{"text":"Fuck feminism.","start":259.35,"end":259.91,"sentiment":"negative","sentiment_score":-0.6495206952095032},{"text":"Feminism.","start":259.91,"end":260.39,"sentiment":"negative","sentiment_score":-0.45949527621269226},{"text":"I'm a misandrist.","start":260.39,"end":261.29,"sentiment":"negative","sentiment_score":-0.6756571133931478},{"text":"Bring your misogyny here.","start":261.83002,"end":263.27002,"sentiment":"negative","sentiment_score":-0.5366310477256775}],"sentiment":"negative","sentiment_score":-0.5574991703033447,"num_words":14,"start":258.31,"end":263.27002},{"sentences":[{"text":"Oh, you got misandrist.","start":263.27002,"end":264.41,"sentiment":"negative","sentiment_score":-0.40773700177669525},{"text":"They're subpar.","start":265.11002,"end":265.93,"sentiment":"negative","sentiment_score":-0.691367506980896},{"text":"Don't let them think.","start":265.99002,"end":267.11002,"sentiment":"negative","sentiment_score":-0.6092767119407654},{"text":"Don't let them make you think that they're better than you.","start":267.11002,"end":269.51,"sentiment":"negative","sentiment_score":-0.49930597706274554},{"text":"They're not.","start":269.51,"end":270.045,"sentiment":"negative","sentiment_score":-0.3528955727815628}],"sentiment":"negative","sentiment_score":-0.506475946177607,"num_words":23,"start":263.27002,"end":270.045},{"sentences":[{"text":"Just yeah.","start":270.845,"end":271.96503,"sentiment":"neutral","sentiment_score":-0.08656182140111923},{"text":"But you gotta manage that.","start":271.96503,"end":274.065,"sentiment":"neutral","sentiment_score":0.10817789435386657},{"text":"Can I tell you, like, if you and I'm 50 I'm I'm fucking 55?","start":277.165,"end":280.36502,"sentiment":"neutral","sentiment_score":-0.11958086570458752},{"text":"I'm old.","start":280.36502,"end":280.685,"sentiment":"neutral","sentiment_score":-0.1953059658408165},{"text":"It's you guys, the young ones now are turning around and going, you know what?","start":280.685,"end":283.65,"sentiment":"neutral","sentiment_score":0.06227632761001587}],"sentiment":"neutral","sentiment_score":-0.020074560748119103,"num_words":38,"start":270.845,"end":283.65},{"sentences":[{"text":"And, you know, and what I'm loving is this is globally.","start":284.13,"end":286.87,"sentiment":"positive","sentiment_score":0.50546019050208},{"text":"The girls are out when when a woman when a girl when a woman has got issues, what does she do?","start":287.09,"end":291.97,"sentiment":"neutral","sentiment_score":0.24658398862395967},{"text":"She goes and joins group, talks to her friends, you know, this and that.","start":291.97,"end":295.16998,"sentiment":"neutral","sentiment_score":0.09565332638365882},{"text":"And then, you know, at the end of the day, right now and statistics don't lie.","start":295.16998,"end":298.515,"sentiment":"neutral","sentiment_score":0.028717041132040322},{"text":"Married men are well, the most happiest people are married men and single women.","start":299.95502,"end":303.89502,"sentiment":"neutral","sentiment_score":0.06539107646260943}],"sentiment":"neutral","sentiment_score":0.1770055283498215,"num_words":76,"start":284.13,"end":303.89502},{"sentences":[{"text":"Women now are out degreeing the men.","start":304.27502,"end":306.61502,"sentiment":"neutral","sentiment_score":0.09005796909332275},{"text":"They've got houses.","start":306.67502,"end":307.71503,"sentiment":"neutral","sentiment_score":0.015534016614158949},{"text":"They've got cars.","start":307.71503,"end":308.755,"sentiment":"neutral","sentiment_score":-0.024262739345431328},{"text":"So now they're looking at looking at the men, not as providers because they're providing for themselves.","start":308.755,"end":313.015,"sentiment":"neutral","sentiment_score":-0.04809804194990326},{"text":"The guys and they're looking at guys going, I don't need your money.","start":313.12997,"end":316.81,"sentiment":"neutral","sentiment_score":-0.11037183696260819}],"sentiment":"neutral","sentiment_score":-0.0383321157721586,"num_words":43,"start":304.27502,"end":316.81},{"sentences":[{"text":"Like, I'm looking for integrity.","start":316.81,"end":318.43,"sentiment":"neutral","sentiment_score":0.0027101680636405943},{"text":"I'm looking for kindness.","start":318.49,"end":319.53,"sentiment":"neutral","sentiment_score":0.1904880627989769},{"text":"I'm looking for and they cannot do it.","start":319.53,"end":321.37,"sentiment":"neutral","sentiment_score":-0.16844914946705103},{"text":"Because you know what?","start":321.37,"end":322.09,"sentiment":"neutral","sentiment_score":-0.13983499258756638},{"text":"When they have issues, what do they do?","start":322.09,"end":323.61,"sentiment":"neutral","sentiment_score":-0.09863430447876453}],"sentiment":"neutral","sentiment_score":-0.06622429346216135,"num_words":29,"start":316.81,"end":323.61},{"sentences":[{"text":"They go to OS, gaming, porn, drugs, alcohol, and then they expect to get with the woman.","start":323.61,"end":330.72498,"sentiment":"neutral","sentiment_score":-0.15569198263042114},{"text":"Suck all the goodness out of you because you've got it all and prop them up.","start":330.72498,"end":334.88498,"sentiment":"negative","sentiment_score":-0.3802102105692029},{"text":"Fucking don't buy into it.","start":334.88498,"end":336.16498,"sentiment":"negative","sentiment_score":-0.5544084310531616},{"text":"Fucking you know what?","start":336.16498,"end":337.365,"sentiment":"neutral","sentiment_score":-0.28314635902643204},{"text":"Play with them.","start":337.365,"end":338.005,"sentiment":"neutral","sentiment_score":-0.2628225137790044}],"sentiment":"neutral","sentiment_score":-0.29829382681184347,"num_words":45,"start":323.61,"end":338.005},{"sentences":[{"text":"Didn't don't ever marry them.","start":338.005,"end":339.60498,"sentiment":"neutral","sentiment_score":-0.27501091957092283},{"text":"Do not marry them.","start":339.60498,"end":340.745,"sentiment":"negative","sentiment_score":-0.3411446884274483},{"text":"And what?","start":341.16998,"end":341.41,"sentiment":"neutral","sentiment_score":-0.19047144800424576},{"text":"You're gonna marry them, and then they leave you anyway, and they call you single single mom instead of a fucking disappearing dad.","start":341.41,"end":348.53,"sentiment":"neutral","sentiment_score":-0.2541516384352808},{"text":"You know?","start":348.53,"end":349.19,"sentiment":"neutral","sentiment_score":-0.10517755150794984}],"sentiment":"neutral","sentiment_score":-0.25490052873889607,"num_words":36,"start":338.005,"end":349.19},{"sentences":[{"text":"You know what I'm saying?","start":349.40997,"end":350.21,"sentiment":"neutral","sentiment_score":-0.02971343621611595},{"text":"It's just it's so oh, you got me started now.","start":350.21,"end":353.83,"sentiment":"neutral","sentiment_score":-0.04903177507221699},{"text":"Look.","start":359.845,"end":360.345,"sentiment":"neutral","sentiment_score":-0.017532844096422195},{"text":"If have you got your mom and dad last married and they're they're good?","start":360.565,"end":363.70502,"sentiment":"neutral","sentiment_score":0.054171869930412085},{"text":"Okay.","start":365.045,"end":365.445,"sentiment":"neutral","sentiment_score":0.06096126139163971}],"sentiment":"neutral","sentiment_score":0.005256440790910874,"num_words":31,"start":349.40997,"end":365.445},{"sentences":[{"text":"So me too.","start":365.445,"end":366.165,"sentiment":"neutral","sentiment_score":0.04183437178532282},{"text":"Right?","start":366.165,"end":366.565,"sentiment":"neutral","sentiment_score":0.026638362556695935},{"text":"Now forget about you looking for someone like your dad.","start":366.565,"end":369.32,"sentiment":"neutral","sentiment_score":-0.13394538797438144},{"text":"Doesn't wanna exist.","start":369.32,"end":370.12,"sentiment":"neutral","sentiment_score":-0.25220268468062085},{"text":"Doesn't exist.","start":370.12,"end":370.68,"sentiment":"neutral","sentiment_score":-0.1801261603832245}],"sentiment":"neutral","sentiment_score":-0.12127225140207692,"num_words":19,"start":365.445,"end":370.68},{"sentences":[{"text":"No.","start":370.68,"end":370.91998,"sentiment":"neutral","sentiment_score":-0.1894665360450745},{"text":"No.","start":370.91998,"end":371.32,"sentiment":"neutral","sentiment_score":-0.17124570906162262},{"text":"I'm saying it.","start":371.32,"end":372.3,"sentiment":"neutral","sentiment_score":-0.15335607528686523},{"text":"You you make you the secret, I think, to you just con you gotta decentralize yourself from men.","start":372.84,"end":379.4,"sentiment":"neutral","sentiment_score":-0.10178602900769976},{"text":"You've gotta centralize yourself.","start":379.4,"end":381.1,"sentiment":"neutral","sentiment_score":0.01775540085509419}],"sentiment":"neutral","sentiment_score":-0.09562619961798191,"num_words":27,"start":370.68,"end":381.1},{"sentences":[{"text":"And and you do you, and the your guy, they'll and I do believe I believe that, but he's gotta do the work.","start":381.885,"end":391.085,"sentiment":"neutral","sentiment_score":0.0029959810654754224},{"text":"He has to have done the work.","start":391.085,"end":392.125,"sentiment":"neutral","sentiment_score":0.027821892074176242},{"text":"He will come find you.","start":392.125,"end":393.085,"sentiment":"neutral","sentiment_score":0.18895313441753386},{"text":"You won't have to do a thing.","start":393.085,"end":394.285,"sentiment":"neutral","sentiment_score":0.03178934806159565},{"text":"No texting, no mixing, no fucking 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shit.","start":410.735,"end":414.335,"sentiment":"negative","sentiment_score":-0.6272677598255021}],"sentiment":"neutral","sentiment_score":-0.24319282930810004,"num_words":32,"start":397.32,"end":414.335},{"sentences":[{"text":"Don't manipulate.","start":414.335,"end":414.995,"sentiment":"negative","sentiment_score":-0.6826832294464111},{"text":"And, man, I've I've been there, done that.","start":415.455,"end":417.535,"sentiment":"negative","sentiment_score":-0.4194088280200958},{"text":"They're all they're all as far as I can see, that they're all the same from when they're 15, 25, 35, thirty five, fifty five.","start":417.535,"end":423.695,"sentiment":"neutral","sentiment_score":-0.2636745777726173},{"text":"They're still in These men need indoctrinated and some serious shit.","start":423.695,"end":427.03,"sentiment":"negative","sentiment_score":-0.6311493082479998},{"text":"What's this thing about body count now I'm hearing?","start":427.03,"end":429.03,"sentiment":"negative","sentiment_score":-0.4688874151971605}],"sentiment":"negative","sentiment_score":-0.4086387391794812,"num_words":55,"start":414.335,"end":429.03},{"sentences":[{"text":"And I'm like, what the fuck?","start":429.03,"end":430.65,"sentiment":"negative","sentiment_score":-0.43439434717098874},{"text":"Do you and and and don't.","start":431.19,"end":436.01,"sentiment":"neutral","sentiment_score":-0.24818651905904213},{"text":"No.","start":438.46503,"end":438.96503,"sentiment":"negative","sentiment_score":-0.33725863695144653},{"text":"Well, can I tell you?","start":439.505,"end":440.70502,"sentiment":"neutral","sentiment_score":-0.17836181521415712},{"text":"If anyone asks you that or whether they're in front of you, behind you, on the phone, whatever, grab your shit, say you gotta go to the toilet, and get the fuck out of 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know?","start":468.95502,"end":470.71503,"sentiment":"neutral","sentiment_score":-0.03259405090163151},{"text":"Yeah.","start":470.71503,"end":470.875,"sentiment":"neutral","sentiment_score":-0.010307645425200462},{"text":"We are gonna compare, my luck.","start":470.875,"end":472.23502,"sentiment":"neutral","sentiment_score":-0.01895736592511336},{"text":"I can get your get build your act up.","start":472.23502,"end":474.95502,"sentiment":"neutral","sentiment_score":0.014195288221041361},{"text":"Yeah.","start":474.95502,"end":475.195,"sentiment":"neutral","sentiment_score":-0.01387891173362732}],"sentiment":"neutral","sentiment_score":-0.008945107136083685,"num_words":23,"start":468.95502,"end":475.195},{"sentences":[{"text":"We are gonna compare.","start":475.195,"end":476.075,"sentiment":"neutral","sentiment_score":-0.044197884388267994},{"text":"Their size matters.","start":476.075,"end":476.95502,"sentiment":"negative","sentiment_score":-0.3634589910507202},{"text":"Fucking do your job.","start":476.95502,"end":478.155,"sentiment":"negative","sentiment_score":-0.6015316992998123},{"text":"We're not here to make their life just remember because it I'm now a 50 year old woman talking like this, but you guys, you've got you know, you just yeah.","start":478.155,"end":486.66,"sentiment":"neutral","sentiment_score":-0.2252078468520795},{"text":"But you you have on your free time, what listen to write write this down.","start":486.66,"end":492.74002,"sentiment":"neutral","sentiment_score":-0.00319632850587368}],"sentiment":"neutral","sentiment_score":-0.18776637698082546,"num_words":57,"start":475.195,"end":492.74002},{"sentences":[{"text":"The Canadian dating coach?","start":492.74002,"end":494.92,"sentiment":"neutral","sentiment_score":0.011980668874457479},{"text":"Look her up on yep.","start":496.02002,"end":497.46002,"sentiment":"neutral","sentiment_score":0.008694392442703248},{"text":"Look.","start":497.46002,"end":497.895,"sentiment":"neutral","sentiment_score":0.06741455942392349},{"text":"She is incredible, and she's learned it's the secret is learn you need to know your boundaries.","start":498.13498,"end":504.85498,"sentiment":"neutral","sentiment_score":0.05792264684158213},{"text":"Can't be doing learning your boundaries on the fly with them because they're gonna fucking breach them every time anyway, and you feel like shit.","start":504.85498,"end":510.75,"sentiment":"neutral","sentiment_score":-0.3228477066755295}],"sentiment":"neutral","sentiment_score":-0.13322497064319366,"num_words":52,"start":492.74002,"end":510.75},{"sentences":[{"text":"You have to have your your boundaries have to be so locked solid, and you gotta know.","start":510.99,"end":515.39,"sentiment":"negative","sentiment_score":-0.3700320352526272},{"text":"You must know.","start":515.39,"end":516.11,"sentiment":"neutral","sentiment_score":-0.22177010277907053},{"text":"That's getting to know yourself anyway.","start":516.11,"end":517.65,"sentiment":"neutral","sentiment_score":-0.22024543831745783},{"text":"And your bar of, caliber of man is up high, and and it doesn't falter one little bit.","start":517.95,"end":524.11,"sentiment":"neutral","sentiment_score":-0.20710159838199615},{"text":"One, you know, a quicker variety or just one one glimmer of disrespect, grab your shit and go.","start":524.11,"end":529.305,"sentiment":"negative","sentiment_score":-0.34088239322106045}],"sentiment":"neutral","sentiment_score":-0.29259740945792967,"num_words":62,"start":510.99,"end":529.305},{"sentences":[{"text":"You don't need to have it out.","start":529.305,"end":530.265,"sentiment":"neutral","sentiment_score":-0.100884988371815},{"text":"You don't need to 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matter.","start":615.125,"end":621.785,"sentiment":"neutral","sentiment_score":-0.29893437027931213},{"text":"Yeah.","start":622.22003,"end":622.72003,"sentiment":"neutral","sentiment_score":-0.045971162617206573},{"text":"No.","start":623.82,"end":624.06,"sentiment":"neutral","sentiment_score":-0.1689572632312775},{"text":"No.","start":624.06,"end":624.22003,"sentiment":"neutral","sentiment_score":-0.1794407069683075}],"sentiment":"neutral","sentiment_score":-0.1842012694105506,"num_words":8,"start":595.12006,"end":624.22003},{"sentences":[{"text":"No.","start":624.22003,"end":624.46,"sentiment":"neutral","sentiment_score":-0.1557677984237671},{"text":"Actually, I think 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years.","start":646.15497,"end":656.45,"sentiment":"neutral","sentiment_score":-0.027058036470164856},{"text":"So thirty plus years.","start":656.67004,"end":657.79004,"sentiment":"neutral","sentiment_score":0.011523969937115908},{"text":"So it's like they go on holidays together.","start":657.79004,"end":660.03,"sentiment":"neutral","sentiment_score":0.06164435460232198}],"sentiment":"neutral","sentiment_score":-0.011392970949563444,"num_words":49,"start":643.995,"end":660.03},{"sentences":[{"text":"They make each other a lot.","start":660.03,"end":661.185,"sentiment":"neutral","sentiment_score":0.08841760146121184},{"text":"There's only two of them out of everybody.","start":661.265,"end":662.945,"sentiment":"neutral","sentiment_score":-0.12386464606970549},{"text":"And I yeah.","start":662.945,"end":663.505,"sentiment":"neutral","sentiment_score":-0.09009653329849243},{"text":"I at the end of I think I don't want 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know?","start":831.72003,"end":832.12,"sentiment":"neutral","sentiment_score":-0.050205858424305916},{"text":"Like, everyone is yeah.","start":832.12,"end":833.32,"sentiment":"neutral","sentiment_score":-0.053404723294079304}],"sentiment":"neutral","sentiment_score":-0.0430895055954655,"num_words":24,"start":824.2,"end":833.32},{"sentences":[{"text":"No.","start":833.32,"end":833.82,"sentiment":"neutral","sentiment_score":-0.10274992883205414},{"text":"So yeah.","start":834.165,"end":835.52496,"sentiment":"neutral","sentiment_score":-0.07601196691393852},{"text":"And I want money coming in anyway.","start":835.52496,"end":837.14496,"sentiment":"neutral","sentiment_score":-0.07576148903795651},{"text":"So I I so, you know, I sold my property, and I with that, I paid for the one that I'm living in now.","start":837.52496,"end":847.95,"sentiment":"neutral","sentiment_score":-0.02639034017920494},{"text":"And that's why I remember I was freaking 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know, contributing and all that sort of stuff.","start":873.865,"end":886.95,"sentiment":"neutral","sentiment_score":-0.03603243923539089},{"text":"So I I've got the h the hub 24 piece of paper, you know, with all the bullshit that the the payroll yeah.","start":886.95,"end":895.345,"sentiment":"neutral","sentiment_score":0.06606661779401095},{"text":"I just sent that to her.","start":895.345,"end":896.46497,"sentiment":"neutral","sentiment_score":0.060516257459918656},{"text":"I'm just filling out the tax files.","start":896.46497,"end":898.08496,"sentiment":"neutral","sentiment_score":0.036773145464914184},{"text":"You know?","start":898.225,"end":898.865,"sentiment":"neutral","sentiment_score":0.009221691638231277}],"sentiment":"neutral","sentiment_score":0.01163942355511559,"num_words":74,"start":873.865,"end":898.865},{"sentences":[{"text":"Just to ask you, I don't I don't charge for exempt do they do you want to claim to the tax free threshold for this payer?","start":898.865,"end":906.71,"sentiment":"neutral","sentiment_score":-0.01645865857314605},{"text":"And that's a yes, isn't it?","start":906.71,"end":908.17,"sentiment":"neutral","sentiment_score":0.0017289317523439725},{"text":"Yes.","start":909.27,"end":909.75,"sentiment":"neutral","sentiment_score":0.0638839453458786},{"text":"Okay.","start":909.75,"end":910.25,"sentiment":"neutral","sentiment_score":0.03075600415468216},{"text":"Yes.","start":915.67,"end":915.99,"sentiment":"neutral","sentiment_score":0.03854754567146301}],"sentiment":"neutral","sentiment_score":-0.008124686777591705,"num_words":35,"start":898.865,"end":915.99},{"sentences":[{"text":"Right.","start":915.99,"end":916.31,"sentiment":"neutral","sentiment_score":0.045466091483831406},{"text":"Okay.","start":916.31,"end":916.81,"sentiment":"neutral","sentiment_score":0.04796935245394707},{"text":"Well, I'm gonna conference is on Monday in Sydney, so that I start on 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right.","start":1527.8201,"end":1529.76,"sentiment":"neutral","sentiment_score":0.2541190143674612},{"text":"Well, I know.","start":1530.86,"end":1531.42,"sentiment":"neutral","sentiment_score":0.07276798288027446},{"text":"That's right.","start":1531.42,"end":1532.24,"sentiment":"neutral","sentiment_score":0.08029458299279213}],"sentiment":"neutral","sentiment_score":0.11982321659369129,"num_words":14,"start":1503.47,"end":1532.24},{"sentences":[{"text":"So tell me no.","start":1532.38,"end":1535.18,"sentiment":"neutral","sentiment_score":-0.02483029942959547},{"text":"Can I like, so when I retire, say the way it's going now, is there a way when you're a special machine to say, when I retire, what will be my payout?","start":1535.18,"end":1543.255,"sentiment":"neutral","sentiment_score":0.042547439807094634},{"text":"I'd love 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$98.98.","start":1580.76,"end":1584.5399,"sentiment":"neutral","sentiment_score":0.024107492385575406},{"text":"They they put in the contract just so they're just gonna give these whatever the the standard rate of which is what?","start":1597.775,"end":1604.4701,"sentiment":"neutral","sentiment_score":0.012382468124004927},{"text":"Nine percent, isn't it?","start":1604.4701,"end":1605.77,"sentiment":"neutral","sentiment_score":0.0014747848617844284}],"sentiment":"neutral","sentiment_score":0.02075405892821313,"num_words":59,"start":1573.945,"end":1605.77},{"sentences":[{"text":"Oh, cool.","start":1607.67,"end":1608.41,"sentiment":"neutral","sentiment_score":0.11046487092971802},{"text":"Okay.","start":1608.55,"end":1608.79,"sentiment":"neutral","sentiment_score":0.2118033617734909},{"text":"That's great.","start":1608.79,"end":1609.77,"sentiment":"positive","sentiment_score":0.46748003363609314},{"text":"So I will then I will I'll put in 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car.","start":1649.235,"end":1650.115,"sentiment":"neutral","sentiment_score":-0.0029074032790958877}],"sentiment":"neutral","sentiment_score":0.003580773049699409,"num_words":14,"start":1620.045,"end":1650.115},{"sentences":[{"text":"That's the car.","start":1650.115,"end":1650.835,"sentiment":"neutral","sentiment_score":-0.000213755100655059},{"text":"Yeah.","start":1650.835,"end":1651.075,"sentiment":"neutral","sentiment_score":0.02524368278682232},{"text":"That's the car.","start":1651.075,"end":1651.8,"sentiment":"neutral","sentiment_score":0.03046056131521861},{"text":"Yeah.","start":1665.4801,"end":1665.8,"sentiment":"neutral","sentiment_score":0.04890965670347214},{"text":"But then I I can put on top of that, obviously.","start":1665.8,"end":1668.685,"sentiment":"neutral","sentiment_score":0.06486479802565141}],"sentiment":"neutral","sentiment_score":0.04623192296927109,"num_words":19,"start":1650.115,"end":1668.685},{"sentences":[{"text":"And would you recommend getting pregnant?","start":1669.865,"end":1671.805,"sentiment":"neutral","sentiment_score":0.04626295591394106},{"text":"You need to help me with that certificate?","start":1690.12,"end":1691.8201,"sentiment":"neutral","sentiment_score":0.046771877678111196},{"text":"Yes.","start":1691.88,"end":1692.255,"sentiment":"neutral","sentiment_score":0.03687958046793938},{"text":"I I mean, I look.","start":1692.575,"end":1693.935,"sentiment":"neutral","sentiment_score":0.00975533202290535},{"text":"Right now, I yeah.","start":1693.935,"end":1694.8151,"sentiment":"neutral","sentiment_score":-0.012473131064325571}],"sentiment":"neutral","sentiment_score":0.028646519718070824,"num_words":24,"start":1669.865,"end":1694.8151},{"sentences":[{"text":"Like I said, the only bills that I've got, I haven't got anything owing anymore.","start":1694.8151,"end":1697.855,"sentiment":"neutral","sentiment_score":-0.07270617087682088},{"text":"You know, the the body corporate's the biggest one that comes 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you.","start":2113.5,"end":2125.515,"sentiment":"neutral","sentiment_score":0.04502230100333691},{"text":"Beautiful.","start":2145.53,"end":2146.03,"sentiment":"positive","sentiment_score":0.6505268812179565}],"sentiment":"neutral","sentiment_score":0.042443371859603916,"num_words":29,"start":2106.815,"end":2146.03},{"sentences":[{"text":"Yeah.","start":2178.875,"end":2179.035,"sentiment":"neutral","sentiment_score":0.13375267386436462},{"text":"Look.","start":2179.035,"end":2179.1948,"sentiment":"neutral","sentiment_score":0.21694813668727875},{"text":"I'm happy with the 10%.","start":2179.1948,"end":2180.555,"sentiment":"positive","sentiment_score":0.47440351247787477},{"text":"I hate I do hate how expensive you are, but whatever.","start":2180.555,"end":2184.255,"sentiment":"neutral","sentiment_score":-0.1812808161432093},{"text":"I mean, yeah, you know, I've and I'm you guys restructured the last time for me, so I'm I'm happy.","start":2184.315,"end":2190.015,"sentiment":"neutral","sentiment_score":0.056963837891817096}],"sentiment":"neutral","sentiment_score":0.04915542508426465,"num_words":38,"start":2178.875,"end":2190.015},{"sentences":[{"text":"I'm happy.","start":2190.2349,"end":2190.795,"sentiment":"positive","sentiment_score":0.521928146481514},{"text":"And and, yeah, you give me these piece of papers that tell me millions of dollars.","start":2190.795,"end":2193.9,"sentiment":"neutral","sentiment_score":-0.3042574217543006},{"text":"I'm fucking really got it.","start":2193.9,"end":2195.74,"sentiment":"negative","sentiment_score":-0.5645867884159088},{"text":"Right?","start":2195.74,"end":2196.24,"sentiment":"neutral","sentiment_score":-0.17940616607666016},{"text":"Yes.","start":2197.0999,"end":2197.5,"sentiment":"neutral","sentiment_score":0.03186384215950966}],"sentiment":"neutral","sentiment_score":-0.27178954884409906,"num_words":25,"start":2190.2349,"end":2197.5},{"sentences":[{"text":"I'm signing it right now.","start":2197.5,"end":2198.8599,"sentiment":"neutral","sentiment_score":0.07855335399508476},{"text":"I'll I'm gonna get that sent to you, and I'll wait Monday, Tuesday.","start":2198.8599,"end":2202.7,"sentiment":"neutral","sentiment_score":0.12780641649778074},{"text":"You get that stuff to me, and we'll have another chat.","start":2202.7,"end":2204.94,"sentiment":"neutral","sentiment_score":0.0936074358495799},{"text":"And then we'll all next week anyway.","start":2204.94,"end":2208.005,"sentiment":"neutral","sentiment_score":0.06373783839600426},{"text":"All all next week, when you do send it to me, I'm gonna be in Sydney doing my induction.","start":2208.005,"end":2212.585,"sentiment":"neutral","sentiment_score":0.08994332191191222}],"sentiment":"neutral","sentiment_score":0.09525490843436935,"num_words":55,"start":2197.5,"end":2212.585},{"sentences":[{"text":"Yeah.","start":2213.605,"end":2213.9248,"sentiment":"neutral","sentiment_score":0.10926047712564468},{"text":"So I won't look at it till the week after anyway.","start":2213.9248,"end":2216.7249,"sentiment":"neutral","sentiment_score":0.04755263369191776},{"text":"Do you know what I mean?","start":2216.7249,"end":2217.785,"sentiment":"neutral","sentiment_score":0.04511026789744695},{"text":"Yes.","start":2225.6,"end":2226.1,"sentiment":"neutral","sentiment_score":0.10645617544651031},{"text":"No problem.","start":2252.03,"end":2252.75,"sentiment":"neutral","sentiment_score":0.2721770405769348}],"sentiment":"neutral","sentiment_score":0.07399101484389532,"num_words":21,"start":2213.605,"end":2252.75},{"sentences":[{"text":"All done.","start":2252.75,"end":2253.3901,"sentiment":"neutral","sentiment_score":0.23720315098762512},{"text":"Perfect.","start":2253.3901,"end":2253.8901,"sentiment":"positive","sentiment_score":0.7061973810195923},{"text":"Alright.","start":2254.03,"end":2254.51,"sentiment":"positive","sentiment_score":0.5108155012130737},{"text":"Thank you so much, Veronica.","start":2254.51,"end":2256.015,"sentiment":"positive","sentiment_score":0.8089533686637879},{"text":"Thank you so much very soon.","start":2256.015,"end":2258.275,"sentiment":"positive","sentiment_score":0.5237164199352264}],"sentiment":"positive","sentiment_score":0.5918989698092143,"num_words":15,"start":2252.75,"end":2258.275},{"sentences":[{"text":"Thank you, Thank you.","start":2266.095,"end":2275.55,"sentiment":"positive","sentiment_score":0.619690552353859},{"text":"Thank you so much, darling.","start":2275.55,"end":2276.6702,"sentiment":"positive","sentiment_score":0.8216712713241577},{"text":"Thanks for everything.","start":2276.6702,"end":2277.57,"sentiment":"positive","sentiment_score":0.7976265549659729},{"text":"Bye.","start":2278.83,"end":2279.325,"sentiment":"neutral","sentiment_score":0.2763776183128357},{"text":"Alright.","start":2279.645,"end":2279.805,"sentiment":"positive","sentiment_score":0.4010183215141296}],"sentiment":"positive","sentiment_score":0.6898138693400792,"num_words":14,"start":2266.095,"end":2279.805},{"sentences":[{"text":"Love you.","start":2279.805,"end":2280.285,"sentiment":"positive","sentiment_score":0.6746566295623779},{"text":"I'll see you.","start":2280.285,"end":2280.765,"sentiment":"positive","sentiment_score":0.39142786463101703},{"text":"Bye.","start":2280.765,"end":2281.2449,"sentiment":"neutral","sentiment_score":0.2311379611492157},{"text":"Thank you.","start":2281.2449,"end":2281.9849,"sentiment":"positive","sentiment_score":0.5146156251430511},{"text":"Bye, darling.","start":2282.285,"end":2282.925,"sentiment":"positive","sentiment_score":0.3528178781270981}],"sentiment":"positive","sentiment_score":0.44896018207073213,"num_words":10,"start":2279.805,"end":2282.925},{"sentences":[{"text":"Bye bye.","start":2282.925,"end":2283.665,"sentiment":"neutral","sentiment_score":0.02299753576517105}],"sentiment":"neutral","sentiment_score":0.02299753576517105,"num_words":2,"start":2282.925,"end":2283.665}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Good morning. Is this Poppy?\n\nChannel 1: Yes. It is.\n\nChannel 0: This is Veronica from Oakview Financial. How are you?\n\nChannel 1: Well, thanks, Veronica. Wrong\n\nChannel 0: That's\n\nChannel 1: time.\n\nChannel 0: great.\n\nChannel 1: No speed.\n\nChannel 0: I know. It's been some time. Did you have a good long weekend?\n\nChannel 1: My god. I've been off work. So my whole life's been for the last year. How long has it been? So yeah.\n\nLook. I and I'm Greek, so my Easter actually is not till next weekend.\n\nChannel 0: Oh, there you go. Do\n\nChannel 1: Yeah.\n\nChannel 0: you do a lot of celebration then?\n\nChannel 1: Oh, you know, like the I don't do it, but my family, like, mom and dad will fast. You know? And but,\n\nChannel 0: Yes.\n\nChannel 1: yeah, on on a Sunday, there will be a a lamb, you know, spit\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: or something like that, you know, and we all get together. So we yeah. We'll do that.\n\nChannel 0: Yeah. It's so interesting how different cultures do differently because I'm I think I've told you, but I'm Swedish, so we do things differently as well. And it's, yeah, it's really\n\nChannel 1: What did\n\nChannel 0: interesting\n\nChannel 1: you\n\nChannel 0: how we well, we kind of do so we we do it on the same the same weekend,\n\nChannel 1: do?\n\nChannel 0: but then\n\nChannel 1: Yes.\n\nChannel 0: in Sweden, it's very different. So you have on Sundays, like, all the family extended family,\n\nChannel 1: Yes.\n\nChannel 0: everyone together for, like, a big kind of smooth buffet. And then but then you eat more, like, hot food, obviously, because it's cold.\n\nChannel 1: Yes.\n\nChannel 0: So a lot of, like, meatballs and sausages and potatoes, lot of eggs, but you color them in different colors as well. And\n\nChannel 1: We\n\nChannel 0: then\n\nChannel 1: do\n\nChannel 0: you\n\nChannel 1: that.\n\nChannel 0: find You do? Yeah.\n\nChannel 1: Yes.\n\nChannel 0: And then you\n\nChannel 1: My mom we don't do the chocolate, and we don't do the Easter we don't do Easter bunny. We don't\n\nChannel 0: Neither.\n\nChannel 1: have that. Well, to\n\nChannel 0: No.\n\nChannel 1: this that's why I thought it's just\n\nChannel 0: Yeah.\n\nChannel 1: stupid. It's not\n\nChannel 0: We\n\nChannel 1: like I've\n\nChannel 0: don't\n\nChannel 1: taken it completely away from it really it's the Jesus's\n\nChannel 0: yeah.\n\nChannel 1: resurrection. That's where it's supposed to be.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Oh,\n\nChannel 1: Yeah.\n\nChannel 0: yeah.\n\nChannel 1: Yeah.\n\nChannel 0: We\n\nChannel 1: Yeah.\n\nChannel 0: color them, and then you kind of have, like, picking competitions on, like, kind of crack each other's eggs and\n\nChannel 1: We did\n\nChannel 0: you\n\nChannel 1: it\n\nChannel 0: cut\n\nChannel 1: as well.\n\nChannel 0: do you? Oh, maybe\n\nChannel 1: And whoever\n\nChannel 0: it's more\n\nChannel 1: cracked\n\nChannel 0: similar.\n\nChannel 1: the way the the one that doesn't the one that stays uncracked is the winner. That's gonna\n\nChannel 0: Yes.\n\nChannel 1: have good board.\n\nChannel 0: I\n\nChannel 1: Yeah. We do the\n\nChannel 0: I\n\nChannel 1: same.\n\nChannel 0: guess it gets a little pride. Yes. We have\n\nChannel 1: Yep.\n\nChannel 0: that.\n\nChannel 1: Yes.\n\nChannel 0: And then we also have I don't know what the English word's called, but we have kind of like it's kind of like branches. So dead branches, which doesn't look right. But then you color them with different feathers. So then around the home, you have these colorful feathers all around kind of branches, and you kind of have a flower arrangement with just\n\nChannel 1: That's\n\nChannel 0: heaps of colorful feathers. I don't know the meaning behind it, but we do that. And then what kids do as\n\nChannel 1: beautiful.\n\nChannel 0: well is that kind of Halloween, but you dress up as little we call them little witches, and then you go around and knock on people's houses\n\nChannel 1: I love\n\nChannel 0: and kind of similar to Halloween where they kind of ask for candy and if or an egg. So it's kind of like that, and then the concept is to get rid of, you know, evil spirits\n\nChannel 1: it.\n\nChannel 0: and stuff and that all\n\nChannel 1: Yes.\n\nChannel 0: the witches\n\nChannel 1: Yes.\n\nChannel 0: back in the day used to, like, fly off during this time. And then May 1, we have these massive bonfires, which is to celebrate that they've all left. So it's a lot more kind of rituals behind it.\n\nChannel 1: Well,\n\nChannel 0: But,\n\nChannel 1: you know,\n\nChannel 0: yeah, it's\n\nChannel 1: it sounds\n\nChannel 0: fun.\n\nChannel 1: very pagan. It's very same as the because the coloring of it, it's very pagan. I mean,\n\nChannel 0: Yes.\n\nChannel 1: that's\n\nChannel 0: Yes.\n\nChannel 1: not really because\n\nChannel 0: Yeah.\n\nChannel 1: really what yeah. We say that eggs like renewal because it's, but it's it's very pagan. But, you know,\n\nChannel 0: Yes.\n\nChannel 1: like, it's all the traditions are very, very strange. I just don't like the whole. I don't like the West where it's all very commercial with the\n\nChannel 0: That\n\nChannel 1: I don't know. I don't like\n\nChannel 0: yeah.\n\nChannel 1: any of that. I just think\n\nChannel 0: Yeah.\n\nChannel 1: it's but, again, I suppose it's pagan. That's all pagan as well.\n\nChannel 0: Yeah. Exactly. You know? I think that's so much more interesting than just\n\nChannel 1: I\n\nChannel 0: drinking\n\nChannel 1: love the\n\nChannel 0: and\n\nChannel 1: whole\n\nChannel 0: having\n\nChannel 1: Wix\n\nChannel 0: chocolate.\n\nChannel 1: thing. I I I love the witch thing. I don't I don't I'm I'm look. At the end of the day, the\n\nChannel 0: Yep.\n\nChannel 1: I think witches are lovely, witches are good. It's a little bit of a persecuted women. Women were\n\nChannel 0: Yes.\n\nChannel 1: it it was my miracle. Women were doing everything. Women were women, the the midwives, the, you know, the herbalist system that when the\n\nChannel 0: Mhmm.\n\nChannel 1: it you know, the conquest all the men came about. And, I mean, I suppose\n\nChannel 0: Yes.\n\nChannel 1: it was like in the Roman times, really. Then they\n\nChannel 0: Yes.\n\nChannel 1: they got rid of the woman. And\n\nChannel 0: Yep.\n\nChannel 1: through time, it was like, you know, burning the witches. This and that. It's just at the end of the day, we're we're the we're the creators. Women are the creators. They're they're they're we're x x.\n\nThey're a a copy of their x y. They've got one something deficient.\n\nChannel 0: Yeah.\n\nChannel 1: So\n\nChannel 0: Exactly.\n\nChannel 1: I was gonna get me started. Oh my god. With that, I they're not stupid. I think they're stupid. I do?\n\nI'm sorry. I do. Yeah. They they say feminism. Fuck feminism.\n\nFeminism. I'm a misandrist. Bring your misogyny here. Oh, you got misandrist. They're subpar.\n\nDon't let them think. Don't let them make you think that they're better than you. They're not.\n\nChannel 0: Yeah. No.\n\nChannel 1: Just yeah.\n\nChannel 0: Exactly.\n\nChannel 1: But\n\nChannel 0: Just be\n\nChannel 1: you\n\nChannel 0: strong\n\nChannel 1: gotta manage\n\nChannel 0: and independent\n\nChannel 1: that.\n\nChannel 0: and do, you know, you.\n\nChannel 1: Can I tell you, like, if you and I'm 50 I'm I'm fucking 55? I'm old. It's you guys, the young ones now are turning around and going, you know what? And, you know, and what I'm loving is this is globally. The girls are out when when a woman when a girl when a woman has got issues, what does she do?\n\nShe goes and joins group, talks to her friends,\n\nChannel 0: Yeah.\n\nChannel 1: you know, this and that. And then, you know, at the end of the day, right now and statistics don't lie.\n\nChannel 0: No.\n\nChannel 1: Married men are well, the most happiest people are married men and single women. Women\n\nChannel 0: Yeah.\n\nChannel 1: now are out degreeing the men. They've got\n\nChannel 0: Mhmm.\n\nChannel 1: houses. They've got cars. So now they're looking at looking at the men, not as providers because they're providing for themselves.\n\nChannel 0: Yeah.\n\nChannel 1: The guys and\n\nChannel 0: Yeah.\n\nChannel 1: they're looking at guys going, I don't need your money. Like, I'm looking\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: for integrity. I'm looking for kindness. I'm looking for\n\nChannel 0: Yeah.\n\nChannel 1: and they cannot do it. Because you know what? When they have issues, what do they do? They go to OS, gaming,\n\nChannel 0: Mhmm.\n\nChannel 1: porn,\n\nChannel 0: Mhmm. Yeah.\n\nChannel 1: drugs, alcohol, and then\n\nChannel 0: Yep.\n\nChannel 1: they expect to get with the woman. Suck all the goodness out of you because you've\n\nChannel 0: Yeah.\n\nChannel 1: got it all\n\nChannel 0: Yeah.\n\nChannel 1: and\n\nChannel 0: Yeah.\n\nChannel 1: prop them up. Fucking don't buy into it. Fucking\n\nChannel 0: Yeah.\n\nChannel 1: you know what? Play with them. Didn't don't ever marry them. Do not marry them. And what?\n\nYou're gonna marry them, and then they leave you anyway, and they call you single single mom instead of a fucking\n\nChannel 0: Yeah.\n\nChannel 1: disappearing dad. You know?\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: You know what I'm saying? It's just it's so oh,\n\nChannel 0: Yeah.\n\nChannel 1: you got me\n\nChannel 0: And\n\nChannel 1: started\n\nChannel 0: there's\n\nChannel 1: now.\n\nChannel 0: and there's only a few that's, you know, your your gold, you know, your unicorns out there, and it's hard to find\n\nChannel 1: Look.\n\nChannel 0: them.\n\nChannel 1: If have you got your mom and dad last married and they're they're good?\n\nChannel 0: Yes. They are. Yeah.\n\nChannel 1: Okay. So me too. Right? Now\n\nChannel 0: Yeah.\n\nChannel 1: forget about you looking for someone like your dad. Doesn't wanna exist. Doesn't exist. No. No.\n\nI'm\n\nChannel 0: No.\n\nChannel 1: saying it. You you make you the secret, I think, to you just con you gotta decentralize yourself from men. You've gotta centralize yourself. And and you do you, and the your guy, they'll and I do believe I believe that, but he's gotta\n\nChannel 0: Yep.\n\nChannel 1: do the work. He has to have done the\n\nChannel 0: Yeah.\n\nChannel 1: work. He will come find you. You won't have to do a thing. No texting,\n\nChannel 0: No.\n\nChannel 1: no mixing, no fucking nothing.\n\nChannel 0: Yeah.\n\nChannel 1: He will come to you. You have to be the queen.\n\nChannel 0: Yeah.\n\nChannel 1: You have to. That's that's the\n\nChannel 0: A 100\n\nChannel 1: secret.\n\nChannel 0: percent. Yeah. Yeah. And that's exactly like you say. You know?\n\nYou need to be, you know, confident and happy with yourself because otherwise, you know, it's not gonna\n\nChannel 1: They're looking\n\nChannel 0: be\n\nChannel 1: for\n\nChannel 0: well.\n\nChannel 1: their\n\nChannel 0: Yeah.\n\nChannel 1: fucking validation, and they and they they smell that shit. Don't manipulate. And, man, I've I've been there, done that. They're all they're all as far as I can see, that they're all the same from when they're 15, 25, 35, thirty five, fifty five. They're still in These men need indoctrinated and some serious shit.\n\nWhat's this thing about body count now I'm hearing? And I'm like, what the\n\nChannel 0: Right.\n\nChannel 1: fuck? Do you\n\nChannel 0: But then\n\nChannel 1: and\n\nChannel 0: it's\n\nChannel 1: and\n\nChannel 0: kind of a bit hypocritical as well where it's like, you know,\n\nChannel 1: and\n\nChannel 0: depending\n\nChannel 1: don't.\n\nChannel 0: on who who is this at and\n\nChannel 1: No.\n\nChannel 0: where it comes from.\n\nChannel 1: Well, can I tell you? If anyone asks you that or whether they're in front of you, behind you, on the phone, whatever, grab your shit, say you gotta go to the toilet, and get the fuck out of there. That's it.\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: So the and\n\nChannel 0: Big\n\nChannel 1: block,\n\nChannel 0: big red flag.\n\nChannel 1: delete. Yeah. But yeah.\n\nChannel 0: Yeah.\n\nChannel 1: You don't need that. What the that the this body count thing, all that is is about what they don't want they're so insecure. They don't want you comparing their dicks to other guy. That's it. That's that's what it is.\n\nThat's all it is.\n\nChannel 0: Yeah.\n\nChannel 1: That I\n\nChannel 0: Exactly.\n\nChannel 1: they they you know? Yeah. We are gonna compare, my luck. I can get your get build your act up. Yeah.\n\nWe are gonna compare.\n\nChannel 0: Mhmm.\n\nChannel 1: Their size matters. Fucking do your job. We're not here to make their life just remember because it I'm now a 50 year old woman talking like this,\n\nChannel 0: Yeah.\n\nChannel 1: but you guys, you've got\n\nChannel 0: I love\n\nChannel 1: you know,\n\nChannel 0: it\n\nChannel 1: you\n\nChannel 0: though.\n\nChannel 1: just\n\nChannel 0: Yes.\n\nChannel 1: yeah. But you you have on your free time, what listen to write write this down. The Canadian\n\nChannel 0: Mhmm.\n\nChannel 1: dating coach?\n\nChannel 0: Canadian\n\nChannel 1: Look\n\nChannel 0: dating\n\nChannel 1: her up\n\nChannel 0: coach.\n\nChannel 1: on yep.\n\nChannel 0: Mhmm.\n\nChannel 1: Look. She is incredible, and she's learned it's the secret is learn you need to know your boundaries. Can't be doing learning your boundaries on the fly with them because they're gonna fucking breach them every time anyway, and you feel\n\nChannel 0: Yeah.\n\nChannel 1: like shit. You have to have your your boundaries have to be so locked solid, and you gotta know. You must know. That's getting to know yourself anyway. And your bar of, caliber of man is up high, and and it doesn't\n\nChannel 0: Yes.\n\nChannel 1: falter one little bit. One, you know, a quicker variety or just one one glimmer of disrespect, grab your shit and go. You don't need to have it\n\nChannel 0: Yes.\n\nChannel 1: out. You don't need to call. Don't need to the\n\nChannel 0: Yeah.\n\nChannel 1: you know,\n\nChannel 0: Don't\n\nChannel 1: there's no\n\nChannel 0: deserve\n\nChannel 1: three\n\nChannel 0: that.\n\nChannel 1: strikes. One strike, it just stuck out. You\n\nChannel 0: Yeah.\n\nChannel 1: have to be\n\nChannel 0: Exactly.\n\nChannel 1: the queen. You just or what\n\nChannel 0: Yeah.\n\nChannel 1: yeah. So are you dating? Are you her\n\nChannel 0: I do. But I have found a very special one, and it took me a long time\n\nChannel 1: boyfriend?\n\nChannel 0: to\n\nChannel 1: Oh,\n\nChannel 0: find him.\n\nChannel 1: it's that\n\nChannel 0: And\n\nChannel 1: yeah.\n\nChannel 0: and\n\nChannel 1: I hear\n\nChannel 0: he\n\nChannel 1: that\n\nChannel 0: he\n\nChannel 1: too.\n\nChannel 0: yeah. And and that's one of those\n\nChannel 1: Yes.\n\nChannel 0: things that, like, I hear exactly what you're saying because I have so many friends who are in the single dating world, and I'm hearing all of this. And I'm sure I'm hearing everything, and I'm so grateful and so thankful for my partner because he\n\nChannel 1: Oh, that's lovely.\n\nChannel 0: is very special.\n\nChannel 1: Lovely? Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Well,\n\nChannel 0: He's\n\nChannel 1: there's\n\nChannel 0: he's\n\nChannel 1: pharmacy between.\n\nChannel 0: yeah. And and that's the thing. When but exactly like you said, though, when I did meet him, I was not looking for anybody. I was perfectly content and happy with myself, very confident, and, you know, I was doing my thing. But that's when he then complimented my life, not\n\nChannel 1: Exactly.\n\nChannel 0: needing\n\nChannel 1: They\n\nChannel 0: someone.\n\nChannel 1: must enhance. That's right. That's right. That's right. That's right.\n\nThat's that's an honesty.\n\nChannel 0: Yes.\n\nChannel 1: You must they must enhance. Like, if they don't enhance and\n\nChannel 0: Yeah.\n\nChannel 1: they deter you\n\nChannel 0: No.\n\nChannel 1: or they fuck you up,\n\nChannel 0: No.\n\nChannel 1: come on. You know?\n\nChannel 0: Exact\n\nChannel 1: Like\n\nChannel 0: and then the the hard part is, like, because, yeah, like, my partner is is very special, and it's, like, it's hard as well that we do have friends and stuff. And I'm seeing so many people in so many toxic relationship, and you're trying\n\nChannel 1: Mhmm.\n\nChannel 0: to just, like, shake these friends and be like, what are you doing? Get out of there. They're not treating you right. They're not doing any of this. Just\n\nChannel 1: That\n\nChannel 0: get out. You're better you're better off without, but people are kind of, you know, getting older, wanting to have children,\n\nChannel 1: doesn't\n\nChannel 0: and they're\n\nChannel 1: matter.\n\nChannel 0: stuck in\n\nChannel 1: Yeah.\n\nChannel 0: that. Exactly.\n\nChannel 1: No. No. No.\n\nChannel 0: But\n\nChannel 1: Actually,\n\nChannel 0: then you're\n\nChannel 1: I\n\nChannel 0: you're\n\nChannel 1: think\n\nChannel 0: trying yeah.\n\nChannel 1: yes.\n\nChannel 0: And you're trying to be like, what are they doing? They're not treating you right. They're not doing that. And then specialty as well, like, I think I'm pretty good at reading people as well. And it's like, I'm seeing behaviors in some of them that I'm like, they are being condescending or they, you know, they're being rude.\n\nI'm like, what are you doing? It's\n\nChannel 1: Exactly.\n\nChannel 0: like, it's\n\nChannel 1: No.\n\nChannel 0: hard. Yeah.\n\nChannel 1: Yeah. No.\n\nChannel 0: So\n\nChannel 1: I I I that couple things. You'll I all of my friends around me, I I there's only two that I I know that their their relationship and they've been married now, you\n\nChannel 0: yeah.\n\nChannel 1: know, thirty years. So thirty plus years. So it's like they go on holidays together. They make each other a lot.\n\nChannel 0: Yeah.\n\nChannel 1: There's only two of them out of everybody.\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: And I yeah. I at the end of I think I don't want that. I don't I like my piece. I like\n\nChannel 0: Yeah.\n\nChannel 1: my\n\nChannel 0: Yeah.\n\nChannel 1: like,\n\nChannel 0: And\n\nChannel 1: I\n\nChannel 0: it should\n\nChannel 1: just\n\nChannel 0: complement. You should still still do your own thing. That's important. Still have your friends and do everything and complement each other. And if he doesn't\n\nChannel 1: but\n\nChannel 0: do that,\n\nChannel 1: yeah.\n\nChannel 0: then\n\nChannel 1: That's it.\n\nChannel 0: what are\n\nChannel 1: I\n\nChannel 0: you\n\nChannel 1: just\n\nChannel 0: doing?\n\nChannel 1: oh, look. I don't think he exists, so I've I've but he's they're all fucked up. The men that keep the good ones, and you gotta just kinda manage\n\nChannel 0: Yes.\n\nChannel 1: them without without them knowing.\n\nChannel 0: Yes.\n\nChannel 1: Like I said to my girlfriend, she's\n\nChannel 0: Yeah.\n\nChannel 1: the love of her band, and she adores him.\n\nChannel 0: Yeah.\n\nChannel 1: But I said, don't make sure he doesn't know that you adore him. Do\n\nChannel 0: Yeah.\n\nChannel 1: you know what I mean? That's\n\nChannel 0: You know?\n\nChannel 1: probably a little bit\n\nChannel 0: Yeah.\n\nChannel 1: hard to get. That's not bad. Don't be fair. Just so hard to get.\n\nChannel 0: Yeah.\n\nChannel 1: Don't be always\n\nChannel 0: Exactly.\n\nChannel 1: available. That's all.\n\nChannel 0: Exactly.\n\nChannel 1: Just keep it\n\nChannel 0: And\n\nChannel 1: positive.\n\nChannel 0: that they need to know that they have it good as well, you know, and don't take\n\nChannel 1: And\n\nChannel 0: it for granted.\n\nChannel 1: that that's and they only will know that if you take their toy away and they like is that they make they feel it. They are very simple. Men are very simple.\n\nChannel 0: Yep.\n\nChannel 1: They\n\nChannel 0: Yeah.\n\nChannel 1: you know, if\n\nChannel 0: Yeah.\n\nChannel 1: you got a good one, just, you know\n\nChannel 0: No. It's true. Yeah.\n\nChannel 1: yeah. Well, they they you just he looks after you, your boyfriend. Right?\n\nChannel 0: He does. Very\n\nChannel 1: That's\n\nChannel 0: much so. Very\n\nChannel 1: it. See,\n\nChannel 0: much so.\n\nChannel 1: you already got\n\nChannel 0: Which\n\nChannel 1: a good\n\nChannel 0: was\n\nChannel 1: one.\n\nChannel 0: the biggest\n\nChannel 1: Are the\n\nChannel 0: thing\n\nChannel 1: rest of\n\nChannel 0: because\n\nChannel 1: them?\n\nChannel 0: the the\n\nChannel 1: Yeah.\n\nChannel 0: quality and the morals and the values was the the biggest thing for me.\n\nChannel 1: Well,\n\nChannel 0: You know?\n\nChannel 1: ask\n\nChannel 0: And\n\nChannel 1: them\n\nChannel 0: if you\n\nChannel 1: what\n\nChannel 0: have that\n\nChannel 1: not.\n\nChannel 0: if you\n\nChannel 1: Yeah.\n\nChannel 0: you have that, you you have to have the kindness and the support and everything because, yeah, otherwise you know? And\n\nChannel 1: What are\n\nChannel 0: treat\n\nChannel 1: you doing\n\nChannel 0: you\n\nChannel 1: there?\n\nChannel 0: like\n\nChannel 1: Making\n\nChannel 0: the princess.\n\nChannel 1: me look like that that\n\nChannel 0: You\n\nChannel 1: that's\n\nChannel 0: know?\n\nChannel 1: exactly that's what I want. So I treat myself like that. And if I don't you know, at the end of the day, I don't I\n\nChannel 0: Yep.\n\nChannel 1: just with me,\n\nChannel 0: Yeah.\n\nChannel 1: I'll just when I well, I don't really feel the need to to use them anymore. It's just my ability to but if I do, I'll, you know, go and, you know, do all that. But I as to the end of bringing a man to my home, fucking no way.\n\nChannel 0: Yeah.\n\nChannel 1: I'm talking\n\nChannel 0: Yeah.\n\nChannel 1: to Sandra. No. I hate\n\nChannel 0: And\n\nChannel 1: them.\n\nChannel 0: I\n\nChannel 1: No.\n\nChannel 0: I I think as well also because my my partner was raised with a single mom, and I think that also instills a lot of their their values and why he's so special\n\nChannel 1: Yes.\n\nChannel 0: because\n\nChannel 1: Yes.\n\nChannel 0: of that.\n\nChannel 1: That is\n\nChannel 0: So\n\nChannel 1: yeah. That's right. Oh,\n\nChannel 0: Yeah.\n\nChannel 1: that's really lovely. I love that.\n\nChannel 0: Yeah.\n\nChannel 1: She did\n\nChannel 0: Yeah.\n\nChannel 1: I'll support women every at the end of the day, it's I've\n\nChannel 0: Mhmm.\n\nChannel 1: dated too many men where they're they're, you know, broken up, and\n\nChannel 0: Yeah.\n\nChannel 1: they always every single one of them every\n\nChannel 0: Mhmm.\n\nChannel 1: single one of them says she's crazy\n\nChannel 0: Yep.\n\nChannel 1: or she's what,\n\nChannel 0: Oh,\n\nChannel 1: and she took my money.\n\nChannel 0: yeah.\n\nChannel 1: Well,\n\nChannel 0: Yeah.\n\nChannel 1: same same thing. You know, like, I don't\n\nChannel 0: Yeah.\n\nChannel 1: get off in listening to this. I don't really wanna hear. I\n\nChannel 0: No.\n\nChannel 1: don't wanna hear anything.\n\nChannel 0: No.\n\nChannel 1: No.\n\nChannel 0: I'm I'm I'm good.\n\nChannel 1: Oh, and\n\nChannel 0: I am\n\nChannel 1: yeah. I\n\nChannel 0: good.\n\nChannel 1: know. I know. It's that's what happened in my year. I was like, you know, done shit and\n\nChannel 0: Yep.\n\nChannel 1: become a misogynist. Not misogynist. Become a misandrist. And, anyway,\n\nChannel 0: Yeah.\n\nChannel 1: I I I've got a and I got a job. I'm starting work\n\nChannel 0: Yeah.\n\nChannel 1: next week next yeah.\n\nChannel 0: Oh, I\n\nChannel 1: I know.\n\nChannel 0: heard. That's very exciting.\n\nChannel 1: Yeah.\n\nChannel 0: What\n\nChannel 1: Look. I just it's fine. I I\n\nChannel 0: yeah.\n\nChannel 1: was doing there's only so much it wasn't what I expected.\n\nChannel 0: Yeah.\n\nChannel 1: You know? Like, everyone is yeah. No. So yeah. And I want money coming in anyway.\n\nChannel 0: Yeah.\n\nChannel 1: So I I so, you know, I sold my property,\n\nChannel 0: Yep. Yep.\n\nChannel 1: and I with that, I paid for the one that I'm living in now.\n\nChannel 0: Yep.\n\nChannel 1: And that's why I remember I was freaking out. I wanted to find out\n\nChannel 0: Yes.\n\nChannel 1: oh, no. I\n\nChannel 0: And\n\nChannel 1: need\n\nChannel 0: was\n\nChannel 1: to, like,\n\nChannel 0: that\n\nChannel 1: do my\n\nChannel 0: the\n\nChannel 1: tax. You\n\nChannel 0: that was\n\nChannel 1: yes.\n\nChannel 0: the\n\nChannel 1: You yes.\n\nChannel 0: Bowen Hills. Right? Is that the one you moved in through?\n\nChannel 1: Yes. And I paid I paid it on my birthday\n\nChannel 0: Yes.\n\nChannel 1: in July. I paid that one\n\nChannel 0: Oh,\n\nChannel 1: off. So I\n\nChannel 0: that's\n\nChannel 1: which\n\nChannel 0: good.\n\nChannel 1: is great. I mean, all, like, you know, I don't the only bills I have now, which everything's fucking expensive anyway, but, you know, it's\n\nChannel 0: No.\n\nChannel 1: about the corporate,\n\nChannel 0: Tell me about it.\n\nChannel 1: electricity,\n\nChannel 0: Yep.\n\nChannel 1: food. You know what I mean? And, you know,\n\nChannel 0: Mhmm.\n\nChannel 1: I and I need to I just need to do I wanna pay this this tax bill off and then just\n\nChannel 0: Yep.\n\nChannel 1: start, you know,\n\nChannel 0: Yeah.\n\nChannel 1: you know, contributing and all that sort of stuff. So\n\nChannel 0: Yeah.\n\nChannel 1: I I've got the h the hub 24 piece of paper,\n\nChannel 0: Home.\n\nChannel 1: you know, with all the bullshit\n\nChannel 0: Perfect.\n\nChannel 1: that the the payroll yeah. I just sent that to her.\n\nChannel 0: Yes.\n\nChannel 1: I'm just filling out the\n\nChannel 0: Correct.\n\nChannel 1: tax files. You know? Just to ask\n\nChannel 0: Yep.\n\nChannel 1: you, I don't I don't charge for exempt do they do you want to claim to the tax free threshold for this payer? And that's a yes, isn't it?\n\nChannel 0: Correct. That is a yes.\n\nChannel 1: Yes.\n\nChannel 0: Because it's\n\nChannel 1: Okay.\n\nChannel 0: tax rate. It's more so, like, if you have two two occupations, then you can only claim it for one occupation.\n\nChannel 1: Yes. Right. Okay.\n\nChannel 0: But, yes, that is correct. And what's your so you said you're starting was it next week, you said?\n\nChannel 1: Well, I'm gonna conference is on Monday in Sydney,\n\nChannel 0: Oh,\n\nChannel 1: so\n\nChannel 0: exciting.\n\nChannel 1: that I start on Monday. It's I\n\nChannel 0: And\n\nChannel 1: work\n\nChannel 0: what's\n\nChannel 1: for Eckersley.\n\nChannel 0: for what? Sorry?\n\nChannel 1: Eckersley. It's like a you you know that it's a art supply store. It's a pink one.\n\nChannel 0: Oh,\n\nChannel 1: I\n\nChannel 0: nice.\n\nChannel 1: don't know if there's been down at the Gold Coast by booking it. Yeah. So I'm just account manager for them. It'd be nice\n\nChannel 0: Oh,\n\nChannel 1: to even\n\nChannel 0: beautiful.\n\nChannel 1: interested in. Yeah. Look. I'm\n\nChannel 0: Yeah.\n\nChannel 1: I'm I'm happy. I just want money coming back in into the house.\n\nChannel 0: Yeah.\n\nChannel 1: It'll make me happy.\n\nChannel 0: Yeah.\n\nChannel 1: You know?\n\nChannel 0: Yeah.\n\nChannel 1: Once I've\n\nChannel 0: Yeah.\n\nChannel 1: got\n\nChannel 0: And\n\nChannel 1: this\n\nChannel 0: bit of you know, also something, you know, through\n\nChannel 1: yeah. Look. I mean, I I did the other how I, you know, I I spruced that other house up and did all that. Then\n\nChannel 0: Yeah.\n\nChannel 1: I'd, you know, I did, you know, you know, what do you call it? Finish this place. I'm doing that. And,\n\nChannel 0: Yeah.\n\nChannel 1: you know, there's only so much doodling and to do go and,\n\nChannel 0: Yeah.\n\nChannel 1: you know, catching up with friends because not everyone's everyone's fucking\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: busy. You know?\n\nChannel 0: Yeah.\n\nChannel 1: So, anyway, it's like,\n\nChannel 0: Yeah.\n\nChannel 1: I\n\nChannel 0: Yeah.\n\nChannel 1: don't wanna go on holidays, and I didn't go on holidays this year, which I should've got, but I didn't. But anyway,\n\nChannel 0: Yeah.\n\nChannel 1: that\n\nChannel 0: So\n\nChannel 1: should happen.\n\nChannel 0: that's exciting. And\n\nChannel 1: So\n\nChannel 0: is that full time?\n\nChannel 1: yeah. It's full time. So I've got a\n\nChannel 0: Oh,\n\nChannel 1: six\n\nChannel 0: beautiful.\n\nChannel 1: month probation, so it kinda works out\n\nChannel 0: Yeah.\n\nChannel 1: well to see. You know? I don't because the good thing\n\nChannel 0: If\n\nChannel 1: is I\n\nChannel 0: it's\n\nChannel 1: don't\n\nChannel 0: a good\n\nChannel 1: have to.\n\nChannel 0: fit. No. Exactly.\n\nChannel 1: You know what I mean?\n\nChannel 0: And that's\n\nChannel 1: Yeah.\n\nChannel 0: that's\n\nChannel 1: Yeah. I'm\n\nChannel 0: the best\n\nChannel 1: not\n\nChannel 0: thing because then you also like, you can assess of, you know, if you, you know, are right for this role, whether you enjoy it, you know, whether it's something\n\nChannel 1: Yeah.\n\nChannel 0: that you enjoy doing as well, especially if you don't have to do it, then, you know,\n\nChannel 1: Yeah.\n\nChannel 0: that that's\n\nChannel 1: I\n\nChannel 0: really\n\nChannel 1: just\n\nChannel 0: good.\n\nChannel 1: yeah. I mean, you know, all I have is my my my chihuahua, and I'm worried\n\nChannel 0: Yeah.\n\nChannel 1: about him. But it's because I'm working from home, I can you know, I'm not gonna be on the\n\nChannel 0: Yeah.\n\nChannel 1: road. But, like, it's just\n\nChannel 0: Yeah.\n\nChannel 1: just navigating that and keeping\n\nChannel 0: Yeah.\n\nChannel 1: him happy. That's who\n\nChannel 0: Yeah.\n\nChannel 1: I care\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: about. I care about. That's the only male I care about\n\nChannel 0: Yeah.\n\nChannel 1: my chihuahua.\n\nChannel 0: Yeah.\n\nChannel 1: Oh, my daddy. I love little blah blah blah blah is beautiful. And my and my boys and my my sister's boys, they're 25. They're beautiful. They're gorgeous.\n\nChannel 0: Yeah. Yeah. Hold\n\nChannel 1: It's\n\nChannel 0: up\n\nChannel 1: just\n\nChannel 0: for good.\n\nChannel 1: the other\n\nChannel 0: They've\n\nChannel 1: got\n\nChannel 0: been\n\nChannel 1: men\n\nChannel 0: raised\n\nChannel 1: out\n\nChannel 0: the\n\nChannel 1: there.\n\nChannel 0: right way.\n\nChannel 1: I think it's bad. I really do. They just respect and it's like it's joy to be around them. They don't sound they don't\n\nChannel 0: Yeah.\n\nChannel 1: say stupid red pill, you know,\n\nChannel 0: Yeah.\n\nChannel 1: bullshit\n\nChannel 0: Yeah.\n\nChannel 1: derogatory stuff. You know, there's no\n\nChannel 0: Yeah.\n\nChannel 1: the\n\nChannel 0: They're\n\nChannel 1: the women\n\nChannel 0: respectful.\n\nChannel 1: are you know, where exactly.\n\nChannel 0: Yeah.\n\nChannel 1: Which they\n\nChannel 0: Yeah.\n\nChannel 1: should be. You know?\n\nChannel 0: Yeah.\n\nChannel 1: They still\n\nChannel 0: A\n\nChannel 1: get\n\nChannel 0: 100\n\nChannel 1: taken care\n\nChannel 0: percent.\n\nChannel 1: of. They still get\n\nChannel 0: Yeah.\n\nChannel 1: taken care of, I have to say, because we know we Easter time or whenever we're together, I call it family. It's my mom, my sister, and myself. We get up and and go clean. The you know, none of the boys cut they don't help.\n\nChannel 0: Yeah. Kind\n\nChannel 1: That's\n\nChannel 0: of typical.\n\nChannel 1: spoiled. I don't like it.\n\nChannel 0: Yeah.\n\nChannel 1: They don't do that for\n\nChannel 0: Yeah.\n\nChannel 1: their girlfriends anyway. They help their girlfriends, but it's just they they what I'm saying to my mom, they're putting their plates to the sink. Why don't they\n\nChannel 0: A\n\nChannel 1: bring\n\nChannel 0: 100\n\nChannel 1: the plates\n\nChannel 0: percent.\n\nChannel 1: to the sink? Like,\n\nChannel 0: Not\n\nChannel 1: seriously?\n\nChannel 0: not baby you.\n\nChannel 1: No. That's my daughter. That's not good to do that because it's like girls aren't gonna do that. So, you know, they'll take it. They're they're good boys anyway.\n\nAnyway\n\nChannel 0: Oh, that's\n\nChannel 1: alright.\n\nChannel 0: good.\n\nChannel 1: Anyway,\n\nChannel 0: Yeah.\n\nChannel 1: tell me stuff.\n\nChannel 0: Sorry.\n\nChannel 1: Tell\n\nChannel 0: Sorry.\n\nChannel 1: me good stuff about money.\n\nChannel 0: Yes. I do have some good news for you, which is good, especially given how turbulent the market has been. So yeah, so it's actually and I think we were very good timing of you say you can never really time the market because you never know what's going to happen. You didn't know, obviously, everything that's going on in The US, and you don't know. We didn't know about the war and everything like that.\n\nBut\n\nChannel 1: Yes.\n\nChannel 0: from a timing point of view, we were very good when when we did your advice last year of swapping some of those investments out. Because once that we have moved you to now so if you wanna if you don't have access to emails right now, that's okay. I will just I have sent you an email. So when you have a moment, have\n\nChannel 1: Alright.\n\nChannel 0: a look through them later. Any questions, let me know.\n\nChannel 1: Let me just send it this morning.\n\nChannel 0: Like, just\n\nChannel 1: I've\n\nChannel 0: before\n\nChannel 1: already\n\nChannel 0: I called\n\nChannel 1: got it just\n\nChannel 0: you.\n\nChannel 1: now. I see\n\nChannel 0: Yes.\n\nChannel 1: it. Yes.\n\nChannel 0: Oh,\n\nChannel 1: I'll\n\nChannel 0: perfect.\n\nChannel 1: send it to\n\nChannel 0: So\n\nChannel 1: you first.\n\nChannel 0: if you can before clicking on the link where it says sign now, there should be a couple of attachments. Can you see them at, like, the bottom of the email?\n\nChannel 1: Alright. Hang on. Oakley services guide version one. That's us\n\nChannel 0: Yep. Yes.\n\nChannel 1: guide. Super summary.\n\nChannel 0: No.\n\nChannel 1: Super summary. Super only. Month\n\nChannel 0: And\n\nChannel 1: hub.\n\nChannel 0: then, yeah, hub one, if you can open that one for me.\n\nChannel 1: The twelve month hub 24, that one?\n\nChannel 0: Let me see. I think it's\n\nChannel 1: It's\n\nChannel 0: still\n\nChannel 1: got the '26 '40\n\nChannel 0: let\n\nChannel 1: eight.\n\nChannel 0: me see. What is the time frame at the top says? Does that say 01/07/2025,\n\nChannel 1: Oh, what\n\nChannel 0: or\n\nChannel 1: is that?\n\nChannel 0: does it say at the top of it? Because we've been having so many issues with technology lately, and they had a bit of a breakdown\n\nChannel 1: Oh,\n\nChannel 0: yesterday.\n\nChannel 1: you have until the 2020 twentieth or the twenty sixth or the 06/2006 to sign the document. What's that? You're not honestly\n\nChannel 0: Let me have a look\n\nChannel 1: okay.\n\nChannel 0: here because\n\nChannel 1: Alright. So I've\n\nChannel 0: just\n\nChannel 1: got\n\nChannel 0: just\n\nChannel 1: the downloads. Is it to the it says the twentieth twenty six point o four zero eight twelve months hub 24irp PDF. Is is that\n\nChannel 0: That's\n\nChannel 1: the one?\n\nChannel 0: the that's the one. Now at the top where it says from, what was the date, sorry, that you can see?\n\nChannel 1: From from when you sent her? At\n\nChannel 0: Sorry.\n\nChannel 1: the top\n\nChannel 0: So on\n\nChannel 1: in\n\nChannel 0: that\n\nChannel 1: the the email?\n\nChannel 0: at the top yeah.\n\nChannel 1: Oh,\n\nChannel 0: So in the hub 24 performance with IRR that says from, and it's like a date range, what can you see?\n\nChannel 1: let me just speak. Let me just tap on that. Hold open it up.\n\nChannel 0: Yes.\n\nChannel 1: Preview.\n\nChannel 0: Because\n\nChannel 1: It doesn't say a date.\n\nChannel 0: okay. Let me see here on my end.\n\nChannel 1: It looks like you sent that today, though.\n\nChannel 0: Yes. It was today. It was the that one. If it doesn't have the date range, that's okay. I can send it I can send you that one after the email.\n\nI can send in a separate email to you so you have the one that I'm looking at because I think there's been a little glitch in the system. So what I'll do is I'll kind of go through the documents. All the others are correct, and I will just email you this separate so you can see it as well. You don't need\n\nChannel 1: Okay.\n\nChannel 0: to sign that one. It is just for your reference.\n\nChannel 1: Okay.\n\nChannel 0: But, essentially, it will give you a bit of a breakdown of your superannuation in the last twelve months. Now, obviously, in the last twelve months, we did do the the investments for you about May. So basically coming up to twelve months, and we have seen a lot of, obviously, fluctuations in the market. So despite all of that, after fees, your portfolio in the last twelve months has still gone up by 10.87%, which is really good considering what's going on in the market and that we are in a bit more of that balanced growth option. So I'm very happy with that.\n\nChannel 1: Well, a 10.8 that what's and what is the, like, you know, the average for what are they doing? Like, you know, the can\n\nChannel 0: Yeah.\n\nChannel 1: you\n\nChannel 0: So\n\nChannel 1: actually\n\nChannel 0: to compare it, there is\n\nChannel 1: compare\n\nChannel 0: so many different options because the thing\n\nChannel 1: it\n\nChannel 0: you'd have to look at first is\n\nChannel 1: to\n\nChannel 0: the risk allocation. So how how much you have in growth, how much you have in defensive, and then depending on which one you'd look at. But for a reference, a lot of the other portfolios that we've, you know, have researched and looked at that has higher risk than yours, which is meaning you you take on a bit more risk to try to get higher returns, you have actually achieved a higher return than those even though you're in a more defensive portfolio. So at the moment, that worked out really well given the the market condition and, like, gold and everything in your portfolio has done really, really well. So\n\nChannel 1: Oh, my\n\nChannel 0: as\n\nChannel 1: screen has it. That's right.\n\nChannel 0: yeah. So very good news given the turbulent twelve months we have had in the market. And, again,\n\nChannel 1: Yeah.\n\nChannel 0: this is all after fees. So even though, obviously, you've been at work and not contributing,\n\nChannel 1: Yes.\n\nChannel 0: and, obviously, you still have, you know, your admin fees and advice fees and everything, your return on your investment alone in twelve months have still gone up by 10.87%,\n\nChannel 1: Oh my god. That's amazing.\n\nChannel 0: which is really good considering,\n\nChannel 1: Yes.\n\nChannel 0: yeah, everything that's going on in the the market. So very\n\nChannel 1: Oh,\n\nChannel 0: happy\n\nChannel 1: it makes\n\nChannel 0: with\n\nChannel 1: me\n\nChannel 0: that.\n\nChannel 1: so happy, Veronica. I\n\nChannel 0: So\n\nChannel 1: love that. Because, I mean, like you said,\n\nChannel 0: yeah.\n\nChannel 1: you know well, I mean, look, I at the end of the day, I trusted you because remember I freaked\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: out last time. Time. And you're\n\nChannel 0: Yeah.\n\nChannel 1: like,\n\nChannel 0: Yeah.\n\nChannel 1: it's I don't understand. And you guys moved me because I from what I remember, just off memory without the looking\n\nChannel 0: Yes.\n\nChannel 1: at the piece of paper. When I retire at 65, it looks like I'm well, can you see it on screen now?\n\nChannel 0: Yes. Yes.\n\nChannel 1: What's this? Tell\n\nChannel 0: Let\n\nChannel 1: me\n\nChannel 0: me\n\nChannel 1: my\n\nChannel 0: see. I can\n\nChannel 1: tell me\n\nChannel 0: I\n\nChannel 1: the\n\nChannel 0: can\n\nChannel 1: amount.\n\nChannel 0: go to that\n\nChannel 1: It\n\nChannel 0: one?\n\nChannel 1: might seem\n\nChannel 0: Sorry.\n\nChannel 1: happy.\n\nChannel 0: Yeah. Sorry. At the moment, let me get this up for you, which is the second attachment, actually. So if you go\n\nChannel 1: I'm sorry. My\n\nChannel 0: out\n\nChannel 1: bad.\n\nChannel 0: of that one and then you go through the one where it says super summary, super only. If you open that one,\n\nChannel 1: Yes. I did.\n\nChannel 0: that has your current balance on it.\n\nChannel 1: I'm gonna open\n\nChannel 0: So,\n\nChannel 1: it in my drive,\n\nChannel 0: yep.\n\nChannel 1: save the drive. Hang on. I'm just saving it to my drive. Did\n\nChannel 0: Yeah.\n\nChannel 1: I wanna do\n\nChannel 0: No. That's\n\nChannel 1: alright.\n\nChannel 0: okay.\n\nChannel 1: I'll open. Alright. Let me put my glasses on. Superannuation. What's is that 300,000?\n\nChannel 0: Yes. So at the moment, you have 309,760 and 63¢. So it has gone up quite a bit, which is great, and it's heading the right direction, which, again, is a very good thing. And, obviously, when you start working as well, that's gonna\n\nChannel 1: I'm gonna\n\nChannel 0: make\n\nChannel 1: that's\n\nChannel 0: a bigger\n\nChannel 1: right.\n\nChannel 0: difference. Yeah.\n\nChannel 1: Well, I know. That's right. So\n\nChannel 0: Yeah.\n\nChannel 1: tell me no. Can I like, so when I retire, say the way it's going now, is there a way when you're a special machine to say, when I retire, what will be my payout?\n\nChannel 0: I can get the team to do a bit of an updated projection\n\nChannel 1: I'd love\n\nChannel 0: for\n\nChannel 1: that.\n\nChannel 0: you if you would like, and I can\n\nChannel 1: Yes.\n\nChannel 0: get them to are you happy for that to just be I'll just do kind of that same page where it has, like, the the returns. And what I can do as well so what I can do just to change the difference is your new occupation, how much is your income? Do you know?\n\nChannel 1: Oh, yeah. It's it's it's not a lot. I think it's gonna be 80 something. No. No.\n\nChannel 0: That's\n\nChannel 1: No.\n\nChannel 0: still\n\nChannel 1: I've\n\nChannel 0: good.\n\nChannel 1: got the car I've got the car as well. So so it's 80, the base, and then another 18. So it could I think it's gonna be all up 9 say $98.98.\n\nChannel 0: 98. Perfect. Now of that, do you know so, obviously, you're getting employer contribution. And did do they have, like, a special enterprise bargain agreement, or is it just kind of standard rates for super and stuff like\n\nChannel 1: They\n\nChannel 0: that?\n\nChannel 1: they put in the contract just so they're just gonna give these whatever the the\n\nChannel 0: Standard.\n\nChannel 1: standard rate of\n\nChannel 0: Yep.\n\nChannel 1: which is what? Nine\n\nChannel 0: Half.\n\nChannel 1: percent, isn't it?\n\nChannel 0: 12. 12%\n\nChannel 1: Oh, cool.\n\nChannel 0: now, which is\n\nChannel 1: Okay.\n\nChannel 0: good.\n\nChannel 1: That's\n\nChannel 0: Yeah.\n\nChannel 1: great.\n\nChannel 0: Every financial year has gone up a little bit, so that's good. Now\n\nChannel 1: So I will then I will I'll put in 200. Should\n\nChannel 0: okay.\n\nChannel 1: I or should I I don't know. Yep. What do you think?\n\nChannel 0: It's it's also how your finances are looking. So if you're so with your employer first, if we start there, do you get the contribution on your base, so your 80, or do you get it on the 98?\n\nChannel 1: What does that mean?\n\nChannel 0: So for your base income so you said, obviously, that's 18,000 extra. What is that for? Is\n\nChannel 1: Yes.\n\nChannel 0: that\n\nChannel 1: Oh,\n\nChannel 0: did\n\nChannel 1: that's\n\nChannel 0: you\n\nChannel 1: the\n\nChannel 0: say\n\nChannel 1: car.\n\nChannel 0: a car?\n\nChannel 1: That's the car. Yeah. That's\n\nChannel 0: Okay.\n\nChannel 1: the car.\n\nChannel 0: Cool. So it would be on the 80. So what they are doing then is that they would pay you 12% of your base income. So of the 80,000, that's what they are required to put into your superannuation. So\n\nChannel 1: Yeah. But then I I can put on top of that, obviously.\n\nChannel 0: correct. You can.\n\nChannel 1: And would\n\nChannel 0: So\n\nChannel 1: you\n\nChannel 0: you\n\nChannel 1: recommend\n\nChannel 0: can do\n\nChannel 1: getting pregnant?\n\nChannel 0: it depends on what your goals are. So if you are wanting to maximize your superannuation growth and you have the cash flow to put that aside, then that is a great way to boost your super further and reduce your taxable income. That is a great way to do it. If\n\nChannel 1: You need to help\n\nChannel 0: the\n\nChannel 1: me with that certificate? Yes. I I mean, I look. Right now, I yeah. Like I said, the only bills that I've got, I haven't got anything\n\nChannel 0: Yep.\n\nChannel 1: owing anymore. You know, the the body corporate's the\n\nChannel 0: Yeah.\n\nChannel 1: biggest one that comes in.\n\nChannel 0: Yep. Yep.\n\nChannel 1: And, you know, like so I I wanna reduce my because, I mean, obviously, I'm gonna pay\n\nChannel 0: Yep.\n\nChannel 1: I think you guys projected, hopefully, 30 or 40 because I paid 20 I paid $20 in my superannuation last year to reduce the tax.\n\nChannel 0: Yep.\n\nChannel 1: So it's\n\nChannel 0: Yes.\n\nChannel 1: gonna be\n\nChannel 0: Yes.\n\nChannel 1: hopefully, reduce to 40. I think 40 or\n\nChannel 0: Mhmm.\n\nChannel 1: 30. I can't remember, but\n\nChannel 0: Mhmm.\n\nChannel 1: I don't wanna do 50. Maybe 30. I I can't remember. So\n\nChannel 0: Yep.\n\nChannel 1: okay. So I can when should I do alright. Yeah. Keep talking. You tell me.\n\nTell me. Tell me.\n\nChannel 0: Yep.\n\nChannel 1: Stop. Stop.\n\nChannel 0: Yep.\n\nChannel 1: Stop.\n\nChannel 0: Yeah.\n\nChannel 1: Stop. Stop. Yeah.\n\nChannel 0: Now how so, obviously, with your with your income, when you get it let me see here, and I can calculate how much you're gonna get. So you don't need most of that to cover bills and expenses and other, I guess, traveling or anything like that. So after tax, you're gonna get about 63,612.\n\nChannel 1: Say it again?\n\nChannel 0: What\n\nChannel 1: How much?\n\nChannel 0: so after tax, you will get from your income about 63,612 is what you will get in your pocket after\n\nChannel 1: Yes. Yep.\n\nChannel 0: you pay tax on your income. So out of that, obviously, if we look at on a do you know if you get paid\n\nChannel 1: Weekly.\n\nChannel 0: weekly? Okay. Perfect. Sorry. I can't do that.\n\nSo on a let me see here. Let me see here. My computer is having a bit of a moment. It's almost like that was technology, isn't it? It's great when it works, and then when it doesn't work, it's very frustrating.\n\nSo it will be about roughly about 1,223 that you will get per week. So\n\nChannel 1: One second.\n\nChannel 0: out of that, let's say, 1,000 let's say just 1,200 for rounding, how much of that would you want to put aside for, you know, bills and travel and other things, and how much would you be okay to put into super to boost it a little bit extra?\n\nChannel 1: I think what I could do at the because I mean oh god. I really had to like, how exciting. Alright. Because I don't wanna tax my my I don't wanna tax my my savings anymore.\n\nChannel 0: Yep.\n\nChannel 1: I wanna leave them, and I wanna possibly do something with them. After tax, hopefully, I'll have a 180, maybe. No. Probably a 160 pay for. Anyway so I don't know.\n\nWell, the easiest thing for me because, I mean, like, that's I've never had such minimal money coming in. So\n\nChannel 0: Yeah.\n\nChannel 1: and I right?\n\nChannel 0: Mhmm.\n\nChannel 1: Look. Any like I said, I it's about let's say a $100 a month for my my electricity.\n\nChannel 0: Yeah. Yep.\n\nChannel 1: Right now, the body corporate's at a quarter is 1,900. I'm paying 1,970, say, for a quarter to the lot, but that's what I'm paying. I've got a gym. It's in the city. It's, like, nice.\n\nWhatever. I\n\nChannel 0: Yep.\n\nChannel 1: okay. So and so I need that. I the what's what's that? That's, like, $10.10, $12, isn't it, for body corporate that I need?\n\nChannel 0: Yeah. Yeah. So so you still have, like, a pretty decent, obviously, surplus of of cash, which is great. And the\n\nChannel 1: Yeah.\n\nChannel 0: good\n\nChannel 1: Yeah.\n\nChannel 0: thing with\n\nChannel 1: Yes.\n\nChannel 0: with salary sacrifice is that you can start with any amount and then work your way. You can you can obviously if you have more bills or anything, you can stop whenever you want to, or you can increase it. So it's very flexible with that. Sometimes where people will start is, I guess, in terms of, like, how much you should do, it's, like, the one thing to be mindful of is, okay. Well, everything will be locked into super until you meet a condition of release.\n\nSo for example, if you stop working and you turn 60, that will be when you can access everything tax free. Or if you wanna keep working, you know, 65 otherwise. So if you put it as a sacrifice into super, it will obviously stay there until sorry. It's kind of locked in, so you won't be able to use it. So that's the kind of\n\nChannel 1: Yes.\n\nChannel 0: yeah. As long as as long as you're happy with that. So what I can even do for you is if you wanna tell me roughly some amount that you are thinking of, then\n\nChannel 1: I was thinking\n\nChannel 0: I\n\nChannel 1: maybe\n\nChannel 0: can\n\nChannel 1: 200\n\nChannel 0: have about 200 a week, a\n\nChannel 1: Every\n\nChannel 0: fortnight,\n\nChannel 1: week.\n\nChannel 0: a month, every month.\n\nChannel 1: Not every\n\nChannel 0: Okay.\n\nChannel 1: week. No. Weeks.\n\nChannel 0: So Week. Perfect. So what I\n\nChannel 1: Yes,\n\nChannel 0: can do\n\nChannel 1: sir.\n\nChannel 0: for you is when I get the team to send you the I'll send I can I'll send it, but I get the team to draft it up for you. Those updated projections of how things are tracking, I can do a second one\n\nChannel 1: Yes. Yes,\n\nChannel 0: which showing\n\nChannel 1: please.\n\nChannel 0: you, okay. If you put 200 per week in addition into superannuation, what will that look like? And\n\nChannel 1: Yes.\n\nChannel 0: then we can also put, okay. Well, how will that change your taxable income and roughly how much tax savings. Then at least you have everything in writing. You can have a think about it\n\nChannel 1: Yes.\n\nChannel 0: and let\n\nChannel 1: I\n\nChannel 0: me\n\nChannel 1: love\n\nChannel 0: know,\n\nChannel 1: that. Yes.\n\nChannel 0: and that that makes it a bit easier. So I can get all of that sorted for you. Now I'll hopefully have it to you by end of tomorrow. If not, it might be Monday, but I'll tryna do as soon as I can\n\nChannel 1: Oh, no.\n\nChannel 0: for\n\nChannel 1: That's\n\nChannel 0: you.\n\nChannel 1: cool.\n\nChannel 0: Is that\n\nChannel 1: That's\n\nChannel 0: okay?\n\nChannel 1: that's yeah. Because I start Monday.\n\nChannel 0: Yep.\n\nChannel 1: I'm not gonna get paid. Like, you know, I've got it, like, from a probation period six months anyway, but this is\n\nChannel 0: Okay.\n\nChannel 1: just good to know. It's just\n\nChannel 0: Yes.\n\nChannel 1: good to know, you know, with me\n\nChannel 0: Yeah.\n\nChannel 1: putting money well, can I\n\nChannel 0: Yeah.\n\nChannel 1: have one with me not putting just one that I'm not contributing\n\nChannel 0: Yes.\n\nChannel 1: as well\n\nChannel 0: Yes.\n\nChannel 1: just to see the\n\nChannel 0: The\n\nChannel 1: dip? Yes.\n\nChannel 0: comparison. Yeah. And then it's\n\nChannel 1: Yes,\n\nChannel 0: always something\n\nChannel 1: please.\n\nChannel 0: you can assess. So I'll do one where it's just normal. Right now, your employer contribution, the way things are going, no extra, and then another one showing $200 per week. And you can then obviously see kind of the difference on that\n\nChannel 1: We'll\n\nChannel 0: and how things\n\nChannel 1: past them\n\nChannel 0: are going.\n\nChannel 1: contribute well, and that by them contributing the minimum as well.\n\nChannel 0: Exactly. Exactly.\n\nChannel 1: Yep.\n\nChannel 0: So that will be that will be in there for you. So I will\n\nChannel 1: Okay.\n\nChannel 0: get the team\n\nChannel 1: I\n\nChannel 0: to\n\nChannel 1: love it.\n\nChannel 0: sort that for you.\n\nChannel 1: Okay.\n\nChannel 0: Now a couple of more things, and I'll let you go today,\n\nChannel 1: Yes.\n\nChannel 0: Poppy. In the documents, you will also see so you saw one where it was the\n\nChannel 1: No. I've gotta sign that that form that that the the acceptance form or whatever it is that's that you\n\nChannel 0: yes.\n\nChannel 1: need that. Yes.\n\nChannel 0: Yes.\n\nChannel 1: I'll\n\nChannel 0: Sorry.\n\nChannel 1: get that\n\nChannel 0: Other otherwise, in the documents, I'll let you have a read over that in your own time. You mentioned the OQ services guide or financial services guide. That's just in there for for your reference. So it's a bit of an updated version.\n\nChannel 1: to you.\n\nChannel 0: We've had a bit of an extension to the team, which is great. It's all in there for you. Had a bit of a revamp in marketing as well. So it's just there for your reference. It's just an updated version, but, basically, similar to the other ones, just giving you all the important information about us.\n\nAs you have a look through it, you'll also see a photo of myself there again. So that's\n\nChannel 1: Beautiful.\n\nChannel 0: all in there for that's all in there for you. And, yes, the true documents, if you're happy to do so, that we'll need you to sign is that ongoing service agreement just to say that you are happy to stay on as the client. But as you know from last time, there is no locking contract. The fee stays exactly the same at at 1.65. There is no changes to the fee structure and no locking contract.\n\nIt just basically means that we can keep servicing you for the time being and obviously have you on your regular reviews and stuff like that and and how things are tracking.\n\nChannel 1: Yeah. Look. I'm happy with the 10%. I hate I do hate how expensive you are, but whatever. I mean, yeah, you know, I've and I'm you guys restructured the last time for me, so\n\nChannel 0: Yes.\n\nChannel 1: I'm I'm happy. I'm happy.\n\nChannel 0: Yeah.\n\nChannel 1: And and, yeah, you give me these piece of papers that tell me millions of dollars. I'm fucking really got it. Right?\n\nChannel 0: Yes.\n\nChannel 1: Yes. I'm signing it right now. I'll I'm gonna get\n\nChannel 0: Perfect.\n\nChannel 1: that sent to you, and\n\nChannel 0: Yeah. Perfect.\n\nChannel 1: I'll wait Monday, Tuesday. You get that stuff to me, and we'll have another\n\nChannel 0: Yes.\n\nChannel 1: chat. And then\n\nChannel 0: Exactly.\n\nChannel 1: we'll all next\n\nChannel 0: I\n\nChannel 1: week anyway.\n\nChannel 0: guess.\n\nChannel 1: All all next week, when you do send it to me, I'm gonna be\n\nChannel 0: Yes.\n\nChannel 1: in Sydney doing my\n\nChannel 0: Okay.\n\nChannel 1: induction.\n\nChannel 0: That's okay.\n\nChannel 1: Yeah. So\n\nChannel 0: Yeah.\n\nChannel 1: I won't look at it till the week after anyway. Do you know\n\nChannel 0: And\n\nChannel 1: what I mean?\n\nChannel 0: that's fine. And that's just you can have a look at it. You know, if you if you have any questions or wanna book in and catch up to talk about this further, you know, just let me know\n\nChannel 1: Yes.\n\nChannel 0: or just respond to the email. I will cc my colleague, Whitlam, who will also be kind of my dedicated admin assistance moving forward as well to make it really easy and make it quick. Sorry. I'll cc him in the email as well so he can also see responses. So if I'm I'm out of the office on Friday so if there's ever a situation where you email in on a Friday, then he will get the email and, you know, keep you in the loop on everything like that as well.\n\nChannel 1: No problem. All done.\n\nChannel 0: Yeah.\n\nChannel 1: Perfect. Alright.\n\nChannel 0: Perfect.\n\nChannel 1: Thank you so much, Veronica. Thank you so\n\nChannel 0: No\n\nChannel 1: much very\n\nChannel 0: problem.\n\nChannel 1: soon.\n\nChannel 0: No problem. I'm always here if you need anything copy. And like I said, keep a lookout for those emails. I'll get them to you by latest Monday. I'll try to have it sooner.\n\nChannel 1: Thank you,\n\nChannel 0: And anything else you need, let me know, and I hope it all goes well on Monday at the conference. And, yeah, just let me know how everything is traveling.\n\nChannel 1: Thank you. Thank you so much, darling. Thanks for everything.\n\nChannel 0: No problem at all. We'll speak soon, Poppy.\n\nChannel 1: Bye. Alright. Love you.\n\nChannel 0: Alright.\n\nChannel 1: I'll see you. Bye. Thank\n\nChannel 0: You\n\nChannel 1: you.\n\nChannel 0: too. Bye.\n\nChannel 1: Bye, darling. Bye bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.96,"end":1.46,"sentiment":"neutral","sentiment_score":0.05421532690525055}],"sentiment":"neutral","sentiment_score":0.05421532690525055,"channel":1,"num_words":1,"start":0.96,"end":1.46},{"sentences":[{"text":"Good morning.","start":2.32,"end":2.8799999,"sentiment":"positive","sentiment_score":0.34645311534404755},{"text":"Is this Poppy?","start":2.8799999,"end":3.6999998,"sentiment":"neutral","sentiment_score":0.23304688930511475}],"sentiment":"neutral","sentiment_score":0.27840937972068786,"channel":0,"num_words":5,"start":2.32,"end":3.6999998},{"sentences":[{"text":"Yes.","start":4.08,"end":4.56,"sentiment":"neutral","sentiment_score":0.20461153984069824},{"text":"It is.","start":4.56,"end":5.38,"sentiment":"neutral","sentiment_score":0.18308300524950027}],"sentiment":"neutral","sentiment_score":0.19025918344656625,"channel":1,"num_words":3,"start":4.08,"end":5.38},{"sentences":[{"text":"This is Veronica from Oakview Financial.","start":5.52,"end":7.54,"sentiment":"neutral","sentiment_score":0.18512487411499023},{"text":"How are you?","start":7.68,"end":8.58,"sentiment":"neutral","sentiment_score":0.22895337641239166}],"sentiment":"neutral","sentiment_score":0.1997343748807907,"channel":0,"num_words":9,"start":5.52,"end":8.58},{"sentences":[{"text":"Well, thanks, Veronica.","start":8.72,"end":9.94,"sentiment":"neutral","sentiment_score":0.26421932379404706},{"text":"Wrong","start":10.8,"end":11.12,"sentiment":"negative","sentiment_score":-0.37435227632522583}],"sentiment":"neutral","sentiment_score":0.10457642376422882,"channel":1,"num_words":4,"start":8.72,"end":11.12},{"sentences":[{"text":"That's","start":10.8,"end":11.2,"sentiment":"neutral","sentiment_score":-0.09413673728704453}],"sentiment":"neutral","sentiment_score":-0.09413673728704453,"channel":0,"num_words":1,"start":10.8,"end":11.2},{"sentences":[{"text":"time.","start":11.12,"end":11.44,"sentiment":"neutral","sentiment_score":-0.13965865969657898}],"sentiment":"neutral","sentiment_score":-0.13965865969657898,"channel":1,"num_words":1,"start":11.12,"end":11.44},{"sentences":[{"text":"great.","start":11.2,"end":11.7,"sentiment":"neutral","sentiment_score":0.2576955258846283}],"sentiment":"neutral","sentiment_score":0.2576955258846283,"channel":0,"num_words":1,"start":11.2,"end":11.7},{"sentences":[{"text":"No speed.","start":11.44,"end":12.34,"sentiment":"neutral","sentiment_score":-0.23484282195568085}],"sentiment":"neutral","sentiment_score":-0.23484282195568085,"channel":1,"num_words":2,"start":11.44,"end":12.34},{"sentences":[{"text":"I know.","start":12.775,"end":13.415,"sentiment":"neutral","sentiment_score":-0.07519124075770378},{"text":"It's been some time.","start":13.415,"end":14.455,"sentiment":"neutral","sentiment_score":-0.03108376543968916},{"text":"Did you have a good long weekend?","start":14.455,"end":15.995,"sentiment":"neutral","sentiment_score":0.20578407602650778}],"sentiment":"neutral","sentiment_score":0.08967469145472233,"channel":0,"num_words":13,"start":12.775,"end":15.995},{"sentences":[{"text":"My god.","start":17.475,"end":17.875,"sentiment":"negative","sentiment_score":-0.34569910168647766},{"text":"I've been off work.","start":17.875,"end":18.755001,"sentiment":"neutral","sentiment_score":-0.2749035134911537},{"text":"So my whole life's been for the last year.","start":18.755001,"end":21.095001,"sentiment":"neutral","sentiment_score":-0.19009969466262394},{"text":"How long has it been?","start":21.555,"end":22.515,"sentiment":"neutral","sentiment_score":-0.047473632544279096},{"text":"So yeah.","start":22.515,"end":22.915,"sentiment":"neutral","sentiment_score":-0.018996610306203365}],"sentiment":"neutral","sentiment_score":-0.17169413148340854,"channel":1,"num_words":22,"start":17.475,"end":22.915},{"sentences":[{"text":"Look.","start":22.915,"end":23.154999,"sentiment":"neutral","sentiment_score":-0.022171342745423317},{"text":"I and I'm Greek, so my Easter actually is not till next weekend.","start":23.154999,"end":27.575,"sentiment":"neutral","sentiment_score":-0.027440193467415296}],"sentiment":"neutral","sentiment_score":-0.027063846987273012,"channel":1,"num_words":14,"start":22.915,"end":27.575},{"sentences":[{"text":"Oh, there you go.","start":28.47,"end":29.59,"sentiment":"neutral","sentiment_score":0.07867568358778954},{"text":"Do","start":29.59,"end":29.829998,"sentiment":"neutral","sentiment_score":0.06843489408493042}],"sentiment":"neutral","sentiment_score":0.07662752568721772,"channel":0,"num_words":5,"start":28.47,"end":29.829998},{"sentences":[{"text":"Yeah.","start":29.75,"end":30.25,"sentiment":"neutral","sentiment_score":0.09224701672792436}],"sentiment":"neutral","sentiment_score":0.09224701672792436,"channel":1,"num_words":1,"start":29.75,"end":30.25},{"sentences":[{"text":"you do a lot of celebration then?","start":29.829998,"end":32.17,"sentiment":"neutral","sentiment_score":0.17004376969167165}],"sentiment":"neutral","sentiment_score":0.17004376969167165,"channel":0,"num_words":7,"start":29.829998,"end":32.17},{"sentences":[{"text":"Oh, you know, like the I don't do it, but my family, like, mom and dad will 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yeah.","start":1247.99,"end":1249.03,"sentiment":"neutral","sentiment_score":0.005892443587072194}],"sentiment":"neutral","sentiment_score":0.005892443587072194,"channel":0,"num_words":4,"start":1247.99,"end":1249.03},{"sentences":[{"text":"Oh,","start":1248.84,"end":1249.34,"sentiment":"neutral","sentiment_score":0.01758483797311783}],"sentiment":"neutral","sentiment_score":0.01758483797311783,"channel":1,"num_words":1,"start":1248.84,"end":1249.34},{"sentences":[{"text":"So in the hub 24 performance with IRR that says from, and it's like a date range, what can you see?","start":1249.03,"end":1257.77,"sentiment":"neutral","sentiment_score":0.025649112604913257}],"sentiment":"neutral","sentiment_score":0.025649112604913257,"channel":0,"num_words":21,"start":1249.03,"end":1257.77},{"sentences":[{"text":"let me just speak.","start":1257.88,"end":1258.76,"sentiment":"neutral","sentiment_score":-0.0006091789109632373},{"text":"Let me just tap on 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quick.","start":2228.1401,"end":2237.445,"sentiment":"neutral","sentiment_score":0.26279706173929673},{"text":"Sorry.","start":2237.685,"end":2237.925,"sentiment":"neutral","sentiment_score":0.11164091527462006},{"text":"I'll cc him in the email as well so he can also see responses.","start":2237.925,"end":2241.685,"sentiment":"neutral","sentiment_score":0.1357180311211518},{"text":"So if I'm I'm out of the office on Friday so if there's ever a situation where you email in on a Friday, then he will get the email and, you know, keep you in the loop on everything like that as well.","start":2241.685,"end":2250.93,"sentiment":"neutral","sentiment_score":0.15083929445854452}],"sentiment":"neutral","sentiment_score":0.17967987901741458,"channel":0,"num_words":93,"start":2226.3,"end":2250.93},{"sentences":[{"text":"No problem.","start":2252.03,"end":2252.75,"sentiment":"neutral","sentiment_score":0.2721770405769348},{"text":"All 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you so much, Veronica.","start":2254.51,"end":2256.015,"sentiment":"positive","sentiment_score":0.8089533686637879},{"text":"Thank you so","start":2256.015,"end":2256.575,"sentiment":"positive","sentiment_score":0.7010739843050638}],"sentiment":"positive","sentiment_score":0.7684985995292664,"channel":1,"num_words":8,"start":2254.51,"end":2256.575},{"sentences":[{"text":"No","start":2256.45,"end":2256.8499,"sentiment":"positive","sentiment_score":0.5125572681427002}],"sentiment":"positive","sentiment_score":0.5125572681427002,"channel":0,"num_words":1,"start":2256.45,"end":2256.8499},{"sentences":[{"text":"much 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like I said, keep a lookout for those emails.","start":2260.13,"end":2262.21,"sentiment":"neutral","sentiment_score":0.23297861069440842},{"text":"I'll get them to you by latest Monday.","start":2262.21,"end":2264.29,"sentiment":"neutral","sentiment_score":0.26638886146247387},{"text":"I'll try to have it sooner.","start":2264.29,"end":2265.75,"sentiment":"neutral","sentiment_score":0.2461617887020111}],"sentiment":"neutral","sentiment_score":0.2557327164446606,"channel":0,"num_words":34,"start":2257.8098,"end":2265.75},{"sentences":[{"text":"Thank you,","start":2266.095,"end":2266.9148,"sentiment":"positive","sentiment_score":0.5752112865447998}],"sentiment":"positive","sentiment_score":0.5752112865447998,"channel":1,"num_words":2,"start":2266.095,"end":2266.9148},{"sentences":[{"text":"And anything else you need, let me know, and I hope it all goes well on Monday at the conference.","start":2267.485,"end":2272.145,"sentiment":"positive","sentiment_score":0.48434667736291886},{"text":"And, yeah, just let me know how everything is traveling.","start":2272.205,"end":2274.705,"sentiment":"neutral","sentiment_score":0.2895870923995972}],"sentiment":"positive","sentiment_score":0.4194268157084783,"channel":0,"num_words":30,"start":2267.485,"end":2274.705},{"sentences":[{"text":"Thank you.","start":2274.99,"end":2275.55,"sentiment":"positive","sentiment_score":0.6641698181629181},{"text":"Thank you so much, darling.","start":2275.55,"end":2276.6702,"sentiment":"positive","sentiment_score":0.8216712713241577},{"text":"Thanks for everything.","start":2276.6702,"end":2277.57,"sentiment":"positive","sentiment_score":0.7976265549659729}],"sentiment":"positive","sentiment_score":0.7829575657844543,"channel":1,"num_words":10,"start":2274.99,"end":2277.57},{"sentences":[{"text":"No problem at 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They also discuss the challenges of dating and the \"monster thing\" meaning to them, as well as their desire for support and Kindred. The conversation also touches on their finances, retirement plans, income projections, and expenses. The agent explains that they can use their excess cash to pay bills and travel expenses, and that they can start with any amount and work their way to get tax-free. The agent will draft up a new plan for the customer and send an updated financial statement and confirmation of their agreement."},"intents":{"segments":[{"text":"you do a lot of celebration then?","start_word":82,"end_word":88,"intents":[{"intent":"Inform about holiday festivities","confidence_score":0.000452977}]},{"text":"color them, and then you kind of have, like, picking competitions on, like, kind of crack each other's eggs and We did you it cut as well. do you?","start_word":347,"end_word":375,"intents":[{"intent":"Discuss Easter rituals","confidence_score":0.0072122454}]},{"text":"She is incredible, and she's learned it's the secret is learn you need to know your boundaries. 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Like, just I've before already I called got it just you. now.","start_word":4257,"end_word":4302,"intents":[{"intent":"Send email","confidence_score":0.19765532}]},{"text":"a look through them later. Any questions, let me know.","start_word":4274,"end_word":4283,"intents":[{"intent":"Look through attachments","confidence_score":0.010297445}]},{"text":"if you can before clicking on the link where it says sign now, there should be a couple of attachments. Can you see them at, like, the bottom of the email? Alright. Hang on.","start_word":4317,"end_word":4350,"intents":[{"intent":"Open attachments","confidence_score":0.17715284}]},{"text":"So despite all of that, after fees, your portfolio in the last twelve months has still gone up by 10.87%, which is really good considering what's going on in the market and that we are in a bit more of that balanced growth option.","start_word":4780,"end_word":4823,"intents":[{"intent":"Share portfolio information","confidence_score":0.0020893062}]},{"text":"So I'm very happy with that.","start_word":4825,"end_word":4830,"intents":[{"intent":"Expressing satisfaction","confidence_score":0.08496713},{"intent":"Expressing satisfaction","confidence_score":0.06521332}]},{"text":"you So actually to compare it, there is compare so many different options because the thing it you'd have to look at first is to the risk allocation.","start_word":4855,"end_word":4882,"intents":[{"intent":"Comparing portfolios","confidence_score":0.025958266},{"intent":"Comparing portfolios","confidence_score":0.530115}]},{"text":"So very good news given the turbulent twelve months we have had in the market. And, again, Yeah.","start_word":5002,"end_word":5019,"intents":[{"intent":"Acknowledging good news","confidence_score":0.00012417158}]},{"text":"So very good news given the turbulent twelve months we have had in the market. And, again, Yeah. this is all after fees. So even though, obviously, you've been at work and not contributing, Yes. and, obviously, you still have, you know, your admin fees and advice fees and everything, your return on your investment alone in twelve months have still gone up by 10.87%, Oh my god.","start_word":5002,"end_word":5069,"intents":[{"intent":"Discussing investor returns","confidence_score":0.000095545656}]},{"text":"this is all after fees. So even though, obviously, you've been at work and not contributing, Yes. and, obviously, you still have, you know, your admin fees and advice fees and everything, your return on your investment alone in twelve months have still gone up by 10.87%, Oh my god.","start_word":5020,"end_word":5069,"intents":[{"intent":"Stating concern about fees","confidence_score":0.0000044372077}]},{"text":"When I retire at 65, it looks like I'm well, can you see it on screen now? Yes.","start_word":5168,"end_word":5185,"intents":[{"intent":"Discussing retirement age","confidence_score":0.091740906}]},{"text":"that has your current balance on it.","start_word":5264,"end_word":5270,"intents":[{"intent":"Confirm balance","confidence_score":0.025565453}]},{"text":"I'm just saving it to my drive. Did Yeah.","start_word":5285,"end_word":5293,"intents":[{"intent":"Save drive","confidence_score":0.5369441},{"intent":"Save drive","confidence_score":0.026078423}]},{"text":"And what I can do as well so what I can do just to change the difference is your new occupation, how much is your income? Do you know?","start_word":5462,"end_word":5490,"intents":[{"intent":"Change difference","confidence_score":0.022385178}]},{"text":"Do you know? Oh, yeah.","start_word":5488,"end_word":5492,"intents":[{"intent":"Understand income","confidence_score":0.00075454055}]},{"text":"So so it's 80, the base, and then another 18. So it could I think it's gonna be all up 9 say $98.98.","start_word":5523,"end_word":5545,"intents":[{"intent":"Calculate rates","confidence_score":0.09146285}]},{"text":"And, you know, like so I I wanna reduce my because, I mean, obviously, I'm gonna pay Yep. I think you guys projected, hopefully, 30 or 40 because I paid 20 I paid $20 in my superannuation last year to reduce the tax.","start_word":5908,"end_word":5950,"intents":[{"intent":"Reduce expenses and taxes","confidence_score":0.0005286528}]},{"text":"Now how so, obviously, with your with your income, when you get it let me see here, and I can calculate how much you're gonna get. So you don't need most of that to cover bills and expenses and other, I guess, traveling or anything like that. So after tax, you're gonna get about 63,612. Say it again?","start_word":6014,"end_word":6071,"intents":[{"intent":"Calculate cost and expenses","confidence_score":0.008375525},{"intent":"Calculate cost","confidence_score":0.08512567}]},{"text":"out of that, let's say, 1,000 let's say just 1,200 for rounding, how much of that would you want to put aside for, you know, bills and travel and other things, and how much would you be okay to put into super to boost it a little bit extra?","start_word":6190,"end_word":6238,"intents":[{"intent":"Plan budget","confidence_score":0.048582688}]},{"text":"for you is when I get the team to send you the I'll send I can I'll send it, but I get the team to draft it up for you. Those updated projections of how things are tracking, I can do a second one Yes.","start_word":6666,"end_word":6710,"intents":[{"intent":"Schedule and send projections","confidence_score":0.0015083918}]},{"text":"So I'll do one where it's just normal. Right now, your employer contribution, the way things are going, no extra, and then another one showing $200 per week. And you can then obviously see kind of the difference on that We'll and how things past them are going. contribute well, and that by them contributing the minimum as well. Exactly.","start_word":6918,"end_word":6977,"intents":[{"intent":"Assess contribution and contribution","confidence_score":0.0016776378}]},{"text":"get the team I to love it. sort that for you. Okay.","start_word":6995,"end_word":7006,"intents":[{"intent":"Suggest team involvement","confidence_score":0.00075218716}]},{"text":"In the documents, you will also see so you saw one where it was the No. I've gotta sign that that form that that the the acceptance form or whatever it is that's that you yes. need that. Yes. Yes.","start_word":7021,"end_word":7060,"intents":[{"intent":"Express gratitude for documents","confidence_score":0.0000018713872}]},{"text":"I've gotta sign that that form that that the the acceptance form or whatever it is that's that you yes. need that.","start_word":7037,"end_word":7058,"intents":[{"intent":"Provide sign-up form","confidence_score":0.00015324418}]},{"text":"You mentioned the OQ services guide or financial services guide. That's just in there for for your reference.","start_word":7082,"end_word":7099,"intents":[{"intent":"Inform about oq services guide","confidence_score":0.0068192435}]},{"text":"Had a bit of a revamp in marketing as well.","start_word":7129,"end_word":7138,"intents":[{"intent":"Inform about marketing overhaul","confidence_score":0.00028005787}]},{"text":"But as you know from last time, there is no locking contract. The fee stays exactly the same at at 1.65. There is no changes to the fee structure and no locking contract. It just basically means that we can keep servicing you for the time being and obviously have you on your regular reviews and stuff like that and and how things are tracking. Yeah. Look.","start_word":7232,"end_word":7298,"intents":[{"intent":"Requesting clarification on fee structure","confidence_score":0.000018347891},{"intent":"Suggesting review","confidence_score":0.00002429196}]},{"text":"I'm happy with the 10%. I hate I do hate how expensive you are, but whatever. I mean, yeah, you know, I've and I'm you guys restructured the last time for me, so Yes. I'm I'm happy. I'm happy. Yeah.","start_word":7298,"end_word":7337,"intents":[{"intent":"Expressing satisfaction with fee structure","confidence_score":0.0720922},{"intent":"Expressing gratitude","confidence_score":0.022573281}]},{"text":"I'm signing it right now. I'll I'm gonna get Perfect. that sent to you, and Yeah.","start_word":7362,"end_word":7377,"intents":[{"intent":"Requesting agreement confirmation","confidence_score":0.00056269486},{"intent":"Asking for confirmation on approval","confidence_score":0.0000011744437}]},{"text":"we'll all next I week anyway. guess.","start_word":7398,"end_word":7404,"intents":[{"intent":"Recommending future communication","confidence_score":0.00022806259},{"intent":"Suggesting rescheduling","confidence_score":0.009639049}]}]},"sentiments":{"segments":[{"text":"Hello? Good morning. Is this Poppy? Yes. It is. This is Veronica from Oakview Financial. How are you? Well, thanks, Veronica. That's Wrong time. great. No speed. I know. It's been some time. Did you have a good long weekend?","start_word":0,"end_word":39,"sentiment":"neutral","sentiment_score":0.10952102392911912},{"text":"My god.","start_word":40,"end_word":41,"sentiment":"negative","sentiment_score":-0.33719146251678467},{"text":"I've been off work. So my whole life's been for the last year. How long has it been? So yeah. Look. I and I'm Greek, so my Easter actually is not till next weekend. Oh, there you go. Do Yeah. you do a lot of celebration then? Oh, you know, like the I don't do it, but my family, like, mom and dad will fast. You know? And but, Yes. yeah, on on a Sunday, there will be a a lamb, you know, spit Yeah. Yeah. or something like that, you know, and we all get together. So we yeah. We'll do that. Yeah. It's so interesting how different cultures do differently because I'm I think I've told you, but I'm Swedish, so we do things differently as well. And it's, yeah, it's really What did interesting you how we well, we kind of do so we we do it on the same the same weekend, do? but then Yes. in Sweden, it's very different. So you have on Sundays, like, all the family extended family, Yes. everyone together for, like, a big kind of smooth buffet. And then but then you eat more, like, hot food, obviously, because it's cold. Yes. So a lot of, like, meatballs and sausages and potatoes, lot of eggs, but you color them in different colors as well. And We then do you that. find You do? Yeah. Yes. And then you My mom we don't do the chocolate, and we don't do the Easter we don't do Easter bunny. We don't Neither. have that. Well, to No. this that's why I thought it's just Yeah.","start_word":42,"end_word":313,"sentiment":"neutral","sentiment_score":0.003745517460629344},{"text":"stupid. It's not We like I've don't taken it completely away from it really it's the Jesus's yeah.","start_word":314,"end_word":331,"sentiment":"negative","sentiment_score":-0.35049893458684284},{"text":"resurrection. That's where it's supposed to Yeah. be. Yeah. Oh, Yeah. yeah. Yeah. We Yeah. color them, and then you kind of have, like, picking competitions on, like, kind of crack each other's eggs and We did you it cut as well. do you? Oh, maybe And whoever it's more cracked similar. the way the the one that doesn't the one that stays uncracked is the winner. That's gonna Yes.","start_word":332,"end_word":401,"sentiment":"neutral","sentiment_score":0.07140136510133743},{"text":"have good board.","start_word":402,"end_word":404,"sentiment":"positive","sentiment_score":0.4725406765937805},{"text":"I Yeah. We do the I same. guess it gets a little pride. Yes. We have Yep. that. Yes. And then we also have I don't know what the English word's called, but we have kind of like it's kind of like branches. So dead branches, which doesn't look right. But then you color them with different feathers. So then around the home, you have these colorful feathers all around kind of branches, and you kind of have a flower arrangement with just That's heaps of colorful feathers. I don't know the meaning behind it, but we do that. And then what kids do as beautiful. well is that kind of Halloween, but you dress up as little we call them little witches, and then you go around and knock on people's houses I love and kind of similar to Halloween where they kind of ask for candy and if or an egg. So it's kind of like that, and then the concept is to get rid of, you know, evil spirits it. and stuff and that all Yes. the witches Yes. back in the day used to, like, fly off during this time. And then May 1, we have these massive bonfires, which is to celebrate that they've all left. So it's a lot more kind of rituals behind it. Well, But, you know, yeah, it's it sounds fun.","start_word":405,"end_word":634,"sentiment":"neutral","sentiment_score":0.07081679254770279},{"text":"very pagan. It's very same as the because the coloring of it, it's very pagan.","start_word":635,"end_word":649,"sentiment":"negative","sentiment_score":-0.4065062701702118},{"text":"I mean, Yes. that's Yes. not really because Yeah. really what yeah. We say that eggs like renewal because it's, but it's it's very pagan. But, you know, Yes.","start_word":650,"end_word":678,"sentiment":"neutral","sentiment_score":-0.1842722841377916},{"text":"like, it's all the traditions are very, very strange. I just don't like the whole. I don't like the West where it's all very commercial with the That I don't know. I don't like yeah. any of that.","start_word":679,"end_word":716,"sentiment":"negative","sentiment_score":-0.4367663860321045},{"text":"I just think Yeah. it's but, again, I suppose it's pagan. That's all pagan as well. Yeah. Exactly. You know? I think that's so much more interesting than just I drinking love the and whole having Wix chocolate. thing. I I I love the witch thing. I don't I don't I'm I'm look. At the end of the day, the Yep. I think witches are lovely, witches are good.","start_word":717,"end_word":785,"sentiment":"neutral","sentiment_score":0.03551840782165527},{"text":"It's a little bit of a persecuted women.","start_word":786,"end_word":793,"sentiment":"negative","sentiment_score":-0.4251418113708496},{"text":"Women were Yes. it it was my miracle. Women were doing everything. Women were women, the the midwives, the, you know, the herbalist system that when the Mhmm. it you know, the conquest all the men came about. And, I mean, I suppose Yes. it was like in the Roman times, really. Then they Yes. they got rid of the woman. And Yep. through time, it was like, you know, burning the witches. This and that. It's just at the end of the day, we're we're the we're the creators. Women are the creators. They're they're they're we're x x. They're a a copy of their x y.","start_word":794,"end_word":901,"sentiment":"neutral","sentiment_score":-0.05380510166287422},{"text":"They've got one something deficient.","start_word":902,"end_word":906,"sentiment":"negative","sentiment_score":-0.5220444798469543},{"text":"Yeah. So Exactly. I was gonna get me started. Oh my god.","start_word":907,"end_word":918,"sentiment":"neutral","sentiment_score":-0.050195250660181046},{"text":"With that, I they're not stupid. I think they're stupid.","start_word":919,"end_word":928,"sentiment":"negative","sentiment_score":-0.38242828845977783},{"text":"I do? I'm sorry. I do. Yeah.","start_word":929,"end_word":935,"sentiment":"neutral","sentiment_score":-0.24206826090812683},{"text":"They they say feminism. Fuck feminism. Feminism. I'm a misandrist. Bring your misogyny here. Oh, you got misandrist. They're subpar. Don't let them think. Don't let them make you think that they're better than you. They're not.","start_word":936,"end_word":972,"sentiment":"negative","sentiment_score":-0.5282170788661854},{"text":"Yeah. No. Just yeah. Exactly. But Just be you strong gotta manage and independent that. and do, you know, you. Can I tell you, like, if you and I'm 50 I'm I'm fucking 55? I'm old. It's you guys, the young ones now are turning around and going, you know what?","start_word":973,"end_word":1023,"sentiment":"neutral","sentiment_score":-0.03889444097876549},{"text":"And, you know, and what I'm loving is this is globally.","start_word":1024,"end_word":1034,"sentiment":"positive","sentiment_score":0.4918789565563202},{"text":"The girls are out when when a woman when a girl when a woman has got issues, what does she do? She goes and joins group, talks to her friends, Yeah. you know, this and that. And then, you know, at the end of the day, right now and statistics don't lie. No. Married men are well, the most happiest people are married men and single women. Women Yeah. now are out degreeing the men. They've got Mhmm. houses. They've got cars. So now they're looking at looking at the men, not as providers because they're providing for themselves. Yeah. The guys and Yeah. they're looking at guys going, I don't need your money. Like, I'm looking Yeah. Yeah. for integrity. I'm looking for kindness. I'm looking for Yeah. and they cannot do it. Because you know what? When they have issues, what do they do? They go to OS, gaming, Mhmm. porn, Mhmm. Yeah. drugs, alcohol, and then Yep. they expect to get with the woman.","start_word":1035,"end_word":1201,"sentiment":"neutral","sentiment_score":0.0023495794739574194},{"text":"Suck all the goodness out of you because you've Yeah.","start_word":1202,"end_word":1211,"sentiment":"negative","sentiment_score":-0.3876890242099762},{"text":"got it all Yeah. and Yeah.","start_word":1212,"end_word":1217,"sentiment":"neutral","sentiment_score":-0.22075164318084717},{"text":"prop them up. Fucking don't buy into it. Fucking Yeah.","start_word":1218,"end_word":1227,"sentiment":"negative","sentiment_score":-0.47078937292099},{"text":"you know what? Play with them. Didn't don't ever marry them. Do not marry them. And what? You're gonna marry them, and then they leave you anyway, and they call you single single mom instead of a fucking Yeah. disappearing dad. You know? Yeah. Yeah. You know what I'm saying? It's just it's so oh, Yeah. you got me And started there's now. and there's only a few that's, you know, your your gold, you know, your unicorns out there, and it's hard to find Look. them. If have you got your mom and dad last married and they're they're good? Yes. They are. Yeah. Okay. So me too. Right? Now Yeah. forget about you looking for someone like your dad. Doesn't wanna exist. Doesn't exist. No. No. I'm No. saying it. You you make you the secret, I think, to you just con you gotta decentralize yourself from men. You've gotta centralize yourself. And and you do you, and the your guy, they'll and I do believe I believe that, but he's gotta Yep. do the work. He has to have done the Yeah. work. He will come find you. You won't have to do a thing. No texting, No.","start_word":1228,"end_word":1428,"sentiment":"neutral","sentiment_score":-0.08239522489223314},{"text":"no mixing, no fucking nothing.","start_word":1429,"end_word":1433,"sentiment":"negative","sentiment_score":-0.34507447481155396},{"text":"Yeah. He will come to you. You have to be the queen. Yeah. You have to. That's that's the A 100 secret. percent. Yeah. Yeah. And that's exactly like you say. You know? You need to be, you know, confident and happy with yourself because otherwise, you know, it's not gonna They're looking be for well.","start_word":1434,"end_word":1489,"sentiment":"neutral","sentiment_score":-0.03280317410826683},{"text":"their Yeah. fucking validation, and they and they they smell that shit. Don't manipulate. And, man, I've I've been there, done that.","start_word":1490,"end_word":1511,"sentiment":"negative","sentiment_score":-0.604318380355835},{"text":"They're all they're all as far as I can see, that they're all the same from when they're 15, 25, 35, thirty five, fifty five.","start_word":1512,"end_word":1536,"sentiment":"neutral","sentiment_score":-0.26751771569252014},{"text":"They're still in These men need indoctrinated and some serious shit. What's this thing about body count now I'm hearing? And I'm like, what the Right. fuck? Do you But then and it's and kind of a bit hypocritical as well where it's like, you know, and depending don't.","start_word":1537,"end_word":1585,"sentiment":"negative","sentiment_score":-0.4934180634362357},{"text":"on who who is this at and No.","start_word":1586,"end_word":1593,"sentiment":"neutral","sentiment_score":-0.2453470528125763},{"text":"where it comes from.","start_word":1594,"end_word":1597,"sentiment":"negative","sentiment_score":-0.3422187864780426},{"text":"Well, can I tell you?","start_word":1598,"end_word":1602,"sentiment":"neutral","sentiment_score":-0.1810933947563171},{"text":"If anyone asks you that or whether they're in front of you, behind you, on the phone, whatever, grab your shit, say you gotta go to the toilet, and get the fuck out of there.","start_word":1603,"end_word":1637,"sentiment":"negative","sentiment_score":-0.36831581592559814},{"text":"That's it. Yeah. Yeah. So the and Big block, big red flag. delete. Yeah. But yeah. Yeah. You don't need that.","start_word":1638,"end_word":1658,"sentiment":"neutral","sentiment_score":-0.16404809057712555},{"text":"What the that the this body count thing, all that is is about what they don't want they're so insecure. They don't want you comparing their dicks to other guy.","start_word":1659,"end_word":1688,"sentiment":"negative","sentiment_score":-0.4149160087108612},{"text":"That's it. That's that's what it is. That's all it is. Yeah. That I Exactly. they they you know? Yeah. We are gonna compare, my luck. I can get your get build your act up. Yeah. We are gonna compare. Mhmm.","start_word":1689,"end_word":1729,"sentiment":"neutral","sentiment_score":-0.10753980278968812},{"text":"Their size matters. Fucking do your job.","start_word":1730,"end_word":1736,"sentiment":"negative","sentiment_score":-0.5217185020446777},{"text":"We're not here to make their life just remember because it I'm now a 50 year old woman talking like this, Yeah. but you guys, you've got I love you know, it you though. just Yes. yeah. But you you have on your free time, what listen to write write this down. The Canadian Mhmm. dating coach? Canadian Look dating her up coach. on yep. Mhmm. Look. She is incredible, and she's learned it's the secret is learn you need to know your boundaries. Can't be doing learning your boundaries on the fly with them because they're gonna fucking breach them every time anyway, and you feel Yeah.","start_word":1737,"end_word":1844,"sentiment":"neutral","sentiment_score":-0.12099003046751022},{"text":"like shit. You have to have your your boundaries have to be so locked solid, and you gotta know.","start_word":1845,"end_word":1863,"sentiment":"negative","sentiment_score":-0.3955242037773132},{"text":"You must know. That's getting to know yourself anyway. And your bar of, caliber of man is up high, and and it doesn't Yes.","start_word":1864,"end_word":1887,"sentiment":"neutral","sentiment_score":-0.18821284174919128},{"text":"falter one little bit. One, you know, a quicker variety or just one one glimmer of disrespect, grab your shit and go.","start_word":1888,"end_word":1909,"sentiment":"negative","sentiment_score":-0.3774695369330319},{"text":"You don't need to have it Yes. out. You don't need to call. Don't need to the Yeah. you know, Don't there's no deserve three that. strikes. One strike, it just stuck out. You Yeah. have to be Exactly. the queen. You just or what Yeah. yeah. So are you dating? Are you her I do. But I have found a very special one, and it took me a long time boyfriend? to Oh, find him. it's that And yeah. and I hear he that he too. yeah. And and that's one of those Yes. things that, like, I hear exactly what you're saying because I have so many friends who are in the single dating world, and I'm hearing all of this.","start_word":1910,"end_word":2032,"sentiment":"neutral","sentiment_score":0.013035669922828674},{"text":"And I'm sure I'm hearing everything, and I'm so grateful and so thankful for my partner because he Oh, that's lovely. is very special. Lovely?","start_word":2033,"end_word":2057,"sentiment":"positive","sentiment_score":0.5097028613090515},{"text":"Yeah. Yeah. Well, He's there's he's pharmacy between. yeah. And and that's the thing. When but exactly like you said, though, when I did meet him, I was not looking for anybody. I was perfectly content and happy with myself, very confident, and, you know, I was doing my thing. But that's when he then complimented my life, not Exactly. needing They someone. must enhance. That's right. That's right. That's right. That's right. That's that's an honesty. Yes. You must they must enhance. Like, if they don't enhance and Yeah. they deter you No.","start_word":2058,"end_word":2151,"sentiment":"neutral","sentiment_score":0.037108566612005234},{"text":"or they fuck you up, No.","start_word":2152,"end_word":2157,"sentiment":"negative","sentiment_score":-0.35305988788604736},{"text":"come on. You know? Exact Like and then the the hard part is, like, because, yeah, like, my partner is is very special, and it's, like, it's hard as well that we do have friends and stuff.","start_word":2158,"end_word":2194,"sentiment":"neutral","sentiment_score":-0.21846053004264832},{"text":"And I'm seeing so many people in so many toxic relationship, and you're trying Mhmm.","start_word":2195,"end_word":2209,"sentiment":"negative","sentiment_score":-0.35030049085617065},{"text":"to just, like, shake these friends and be like, what are you doing? Get out of there.","start_word":2210,"end_word":2226,"sentiment":"neutral","sentiment_score":-0.0920858159661293},{"text":"They're not treating you right. They're not doing any of this. Just That get out.","start_word":2227,"end_word":2241,"sentiment":"negative","sentiment_score":-0.5256339311599731},{"text":"You're better you're better off without, but people are kind of, you know, getting older, wanting to have children, doesn't and they're matter. stuck in Yeah. that. Exactly. No. No. No. But Actually, then you're I you're think trying yeah. yes. And you're trying to be like, what are they doing?","start_word":2242,"end_word":2292,"sentiment":"neutral","sentiment_score":-0.18433068692684176},{"text":"They're not treating you right. They're not doing that.","start_word":2293,"end_word":2301,"sentiment":"negative","sentiment_score":-0.40493044257164},{"text":"And then specialty as well, like, I think I'm pretty good at reading people as well. And it's like, I'm seeing behaviors in some of them that I'm like, they are being condescending or they, you know, they're being rude. I'm like, what are you doing? It's Exactly. like, it's No. hard. Yeah. Yeah. No. So I I I that couple things. You'll I all of my friends around me, I I there's only two that I I know that their their relationship and they've been married now, you yeah. know, thirty years. So thirty plus years. So it's like they go on holidays together. They make each other a lot. Yeah. There's only two of them out of everybody. Yeah. Yeah. And I yeah. I at the end of I think I don't want that. I don't I like my piece. I like Yeah. my Yeah. like, And I it should just complement. You should still still do your own thing. That's important. Still have your friends and do everything and complement each other. And if he doesn't but do that, yeah. then That's it. what are I you just doing? oh, look.","start_word":2302,"end_word":2495,"sentiment":"neutral","sentiment_score":-0.05601593106985092},{"text":"I don't think he exists, so I've I've but he's they're all fucked up.","start_word":2496,"end_word":2509,"sentiment":"negative","sentiment_score":-0.4117415249347687},{"text":"The men that keep the good ones, and you gotta just kinda manage Yes. them without without them knowing. Yes. Like I said to my girlfriend, she's Yeah.","start_word":2510,"end_word":2537,"sentiment":"neutral","sentiment_score":-0.052956004227910726},{"text":"the love of her band, and she adores him.","start_word":2538,"end_word":2546,"sentiment":"positive","sentiment_score":0.45465266704559326},{"text":"Yeah. But I said, don't make sure he doesn't know that you adore him. Do Yeah. you know what I mean? That's You know? probably a little bit Yeah. hard to get. That's not bad. Don't be fair. Just so hard to get. Yeah. Don't be always Exactly. available. That's all. Exactly. Just keep it And positive. that they need to know that they have it good as well, you know, and don't take And it for granted. that that's and they only will know that if you take their toy away and they like is that they make they feel it.","start_word":2547,"end_word":2648,"sentiment":"neutral","sentiment_score":-0.0011144522577524183},{"text":"They are very simple. Men are very simple.","start_word":2649,"end_word":2656,"sentiment":"positive","sentiment_score":0.391428142786026},{"text":"Yep. They Yeah. you know, if Yeah. you got a good one, just, you know No. It's true. Yeah. yeah. Well, they they you just he looks after you, your boyfriend. Right? He does. Very That's much so. Very it. See, much so. you already got Which a good was one. the biggest Are the thing rest of because them? the the Yeah. quality and the morals and the values was the the biggest thing for me. Well, You know? ask And them if you what have that not. if you Yeah. you have that, you you have to have the kindness and the support and everything because, yeah, otherwise you know? And What are treat you doing you there? like Making the princess. me look like that that You that's know? exactly that's what I want. So I treat myself like that. And if I don't you know, at the end of the day, I don't I Yep. just with me, Yeah. I'll just when I well, I don't really feel the need to to use them anymore. It's just my ability to but if I do, I'll, you know, go and, you know, do all that.","start_word":2657,"end_word":2854,"sentiment":"neutral","sentiment_score":0.04557604342699051},{"text":"But I as to the end of bringing a man to my home, fucking no way.","start_word":2855,"end_word":2870,"sentiment":"negative","sentiment_score":-0.3875924050807953},{"text":"Yeah. I'm talking Yeah. to Sandra.","start_word":2871,"end_word":2876,"sentiment":"neutral","sentiment_score":-0.03268108664390942},{"text":"No. I hate And them.","start_word":2877,"end_word":2881,"sentiment":"negative","sentiment_score":-0.39595475792884827},{"text":"I No. I I think as well also because my my partner was raised with a single mom, and I think that also instills a lot of their their values and why he's so special Yes. because Yes. of that. That is So yeah. That's right.","start_word":2882,"end_word":2927,"sentiment":"neutral","sentiment_score":0.06786918640136719},{"text":"Oh, Yeah. that's really lovely. I love that.","start_word":2928,"end_word":2935,"sentiment":"positive","sentiment_score":0.7047231793403625},{"text":"Yeah. She did Yeah. I'll support women every at the end of the day, it's I've Mhmm. dated too many men where they're they're, you know, broken up, and Yeah. they always every single one of them every Mhmm. single one of them says she's crazy Yep. or she's Oh, what, and she took my money. yeah. Well, Yeah. same same thing. You know, like, I don't Yeah. get off in listening to this. I don't really wanna hear. I No. don't wanna hear anything. No. No. I'm I'm I'm good. Oh, and I am yeah. I good. know. I know. It's that's what happened in my year. I was like, you know, done shit and Yep. become a misogynist. Not misogynist. Become a misandrist. And, anyway, Yeah. I I I've got a and I got a job. I'm starting work Yeah. next week next yeah. Oh, I I know. heard. That's very exciting. Yeah. What Look. I just it's fine. I I yeah. was doing there's only so much it wasn't what I expected. Yeah. You know? Like, everyone is yeah. No. So yeah. And I want money coming in anyway. Yeah. So I I so, you know, I sold my property, Yep. Yep. and I with that, I paid for the one that I'm living in now. Yep. And that's why I remember I was freaking out. I wanted to find out Yes. oh, no. I And need was to, like, that do my the tax. You that was yes. the You yes. Bowen Hills. Right? Is that the one you moved in through? Yes. And I paid I paid it on my birthday Yes. in July. I paid that one Oh, off.","start_word":2936,"end_word":3220,"sentiment":"neutral","sentiment_score":-0.05819619384251143},{"text":"So I that's which good. is great.","start_word":3221,"end_word":3227,"sentiment":"positive","sentiment_score":0.4675273299217224},{"text":"I mean, all, like, you know, I don't the only bills I have now, which everything's fucking expensive anyway, but, you know, it's No. about the corporate, Tell me about it. electricity, Yep. food. You know what I mean? And, you know, Mhmm. I and I need to I just need to do I wanna pay this this tax bill off and then just Yep. start, you know, Yeah. you know, contributing and all that sort of stuff. So Yeah. I I've got the h the hub 24 piece of paper, Home. you know, with all the bullshit Perfect. that the the payroll yeah. I just sent that to her. Yes. I'm just filling out the Correct. tax files. You know? Just to ask Yep. you, I don't I don't charge for exempt do they do you want to claim to the tax free threshold for this payer? And that's a yes, isn't it? Correct. That is a yes. Yes. Because it's Okay. tax rate. It's more so, like, if you have two two occupations, then you can only claim it for one occupation. Yes. Right. Okay. But, yes, that is correct. And what's your so you said you're starting was it next week, you said? Well, I'm gonna conference is on Monday in Sydney, Oh, so exciting. that I start on Monday. It's I And work what's for Eckersley. for what? Sorry? Eckersley. It's like a you you know that it's a art supply store. It's a pink one. Oh, I nice. don't know if there's been down at the Gold Coast by booking it. Yeah. So I'm just account manager for them.","start_word":3228,"end_word":3501,"sentiment":"neutral","sentiment_score":0.014976144632338172},{"text":"It'd be nice Oh, to even beautiful.","start_word":3502,"end_word":3508,"sentiment":"positive","sentiment_score":0.45123404264450073},{"text":"interested in. Yeah. Look.","start_word":3509,"end_word":3512,"sentiment":"neutral","sentiment_score":0.1955704391002655},{"text":"I'm Yeah. I'm I'm happy. I just want money coming back in into the house. Yeah. It'll make me happy.","start_word":3513,"end_word":3532,"sentiment":"positive","sentiment_score":0.6293556094169617},{"text":"Yeah. You know? Yeah. Once I've Yeah. got And this bit of you know, also something, you know, through yeah. Look. I mean, I I did the other how I, you know, I I spruced that other house up and did all that. Then Yeah. I'd, you know, I did, you know, you know, what do you call it? Finish this place. I'm doing that. And, Yeah. you know, there's only so much doodling and to do go and, Yeah. you know, catching up with friends because not everyone's everyone's fucking Yeah. Yeah. busy. You know? Yeah. So, anyway, it's like, Yeah. I Yeah. don't wanna go on holidays, and I didn't go on holidays this year, which I should've got, but I didn't. But anyway, Yeah. that So should happen.","start_word":3533,"end_word":3663,"sentiment":"neutral","sentiment_score":0.02402600459754467},{"text":"that's exciting.","start_word":3664,"end_word":3665,"sentiment":"positive","sentiment_score":0.3944598138332367},{"text":"And So is that full time? yeah. It's full time. So I've got a Oh, six beautiful. month probation, so it kinda works out Yeah. well to see. You know? I don't because the good thing If is I it's don't a good have to. fit. No. Exactly. You know what I mean? And that's Yeah. that's Yeah. I'm the best not thing because then you also like, you can assess of, you know, if you, you know, are right for this role, whether you enjoy it, you know, whether it's something Yeah. that you enjoy doing as well, especially if you don't have to do it, then, you know, Yeah.","start_word":3666,"end_word":3776,"sentiment":"neutral","sentiment_score":0.030645260587334633},{"text":"that that's I really just good.","start_word":3777,"end_word":3782,"sentiment":"positive","sentiment_score":0.4569208323955536},{"text":"yeah. I mean, you know, all I have is my my my chihuahua, and I'm worried Yeah. about him. But it's because I'm working from home, I can you know, I'm not gonna be on the Yeah. road. But, like, it's just Yeah. just navigating that and keeping Yeah. him happy. That's who Yeah. I care Yeah. Yeah. about. I care about. That's the only male I care about Yeah. my chihuahua. Yeah.","start_word":3783,"end_word":3855,"sentiment":"neutral","sentiment_score":0.012258484359983711},{"text":"Oh, my daddy. I love little blah blah blah blah is beautiful. And my and my boys and my my sister's boys, they're 25. They're beautiful. They're gorgeous.","start_word":3856,"end_word":3883,"sentiment":"positive","sentiment_score":0.496486097574234},{"text":"Yeah. Yeah. Hold It's up just for good. the other They've got been men raised out the there. right way. I think it's bad. I really do.","start_word":3884,"end_word":3910,"sentiment":"neutral","sentiment_score":0.04200471192598343},{"text":"They just respect and it's like it's joy to be around them.","start_word":3911,"end_word":3922,"sentiment":"positive","sentiment_score":0.4198811650276184},{"text":"They don't sound they don't Yeah.","start_word":3923,"end_word":3928,"sentiment":"neutral","sentiment_score":-0.19665072858333588},{"text":"say stupid red pill, you know, Yeah. bullshit Yeah. derogatory stuff.","start_word":3929,"end_word":3939,"sentiment":"negative","sentiment_score":-0.43144455552101135},{"text":"You know, there's no Yeah. the They're the women respectful. are you know, where exactly. Yeah. Which they Yeah. should be. You know? Yeah. They still A get 100 taken care percent. of. They still get Yeah. taken care of, I have to say, because we know we Easter time or whenever we're together, I call it family. It's my mom, my sister, and myself. We get up and and go clean. The you know, none of the boys cut they don't help. Yeah.","start_word":3940,"end_word":4023,"sentiment":"neutral","sentiment_score":-0.046454112976789474},{"text":"Kind That's of typical. spoiled. I don't like it.","start_word":4024,"end_word":4032,"sentiment":"negative","sentiment_score":-0.4617300629615784},{"text":"Yeah. They don't do that for Yeah. their girlfriends anyway. They help their girlfriends, but it's just they they what I'm saying to my mom, they're putting their plates to the sink. Why don't they A bring 100 the plates percent. to the sink? Like, Not seriously?","start_word":4033,"end_word":4079,"sentiment":"neutral","sentiment_score":-0.24953076243400577},{"text":"not baby you. No. That's my daughter. That's not good to do that because it's like girls aren't gonna do that.","start_word":4080,"end_word":4100,"sentiment":"negative","sentiment_score":-0.5281899571418762},{"text":"So, you know, they'll take it.","start_word":4101,"end_word":4106,"sentiment":"neutral","sentiment_score":-0.22017249464988708},{"text":"They're they're good boys anyway. Anyway Oh, that's alright. good.","start_word":4107,"end_word":4116,"sentiment":"positive","sentiment_score":0.46273213624954224},{"text":"Anyway, Yeah. tell me stuff. Sorry. Tell Sorry. me good stuff about money.","start_word":4117,"end_word":4129,"sentiment":"neutral","sentiment_score":0.08389982581138611},{"text":"Yes. I do have some good news for you, which is good, especially given how turbulent the market has been.","start_word":4130,"end_word":4149,"sentiment":"positive","sentiment_score":0.5360714197158813},{"text":"So yeah, so it's actually and I think we were very good timing of you say you can never really time the market because you never know what's going to happen. You didn't know, obviously, everything that's going on in The US, and you don't know. We didn't know about the war and everything like that. But Yes. from a timing point of view, we were very good when when we did your advice last year of swapping some of those investments out. Because once that we have moved you to now so if you wanna if you don't have access to emails right now, that's okay. I will just I have sent you an email. So when you have a moment, have Alright. a look through them later. Any questions, let me know. Let me just send it this morning. Like, just I've before already I called got it just you. now. I see Yes. it. Yes. Oh, I'll perfect. send it to So you first. if you can before clicking on the link where it says sign now, there should be a couple of attachments. Can you see them at, like, the bottom of the email? Alright. Hang on. Oakley services guide version one. That's us Yep. Yes. guide. Super summary. No. Super summary. Super only. Month And hub. then, yeah, hub one, if you can open that one for me. The twelve month hub 24, that one? Let me see. I think it's It's still got the '26 '40 let eight. me see. What is the time frame at the top says? Does that say 01/07/2025, Oh, what or is that? does it say at the top of it? Because we've been having so many issues with technology lately, and they had a bit of a breakdown Oh, yesterday. you have until the 2020 twentieth or the twenty sixth or the 06/2006 to sign the document. What's that? You're not honestly Let me have a look okay. here because Alright. So I've just got just the downloads. Is it to the it says the twentieth twenty six point o four zero eight twelve months hub 24irp PDF. Is is that That's the one? the that's the one. Now at the top where it says from, what was the date, sorry, that you can see? From from when you sent her? At Sorry. the top So on in that the the email? at the top yeah. Oh, So in the hub 24 performance with IRR that says from, and it's like a date range, what can you see? let me just speak. Let me just tap on that. Hold open it up. Yes. Preview. Because It doesn't say a date. okay. Let me see here on my end. It looks like you sent that today, though. Yes. It was today. It was the that one. If it doesn't have the date range, that's okay. I can send it I can send you that one after the email. I can send in a separate email to you so you have the one that I'm looking at because I think there's been a little glitch in the system. So what I'll do is I'll kind of go through the documents. All the others are correct, and I will just email you this separate so you can see it as well. You don't need Okay. to sign that one. It is just for your reference. Okay. But, essentially, it will give you a bit of a breakdown of your superannuation in the last twelve months. Now, obviously, in the last twelve months, we did do the the investments for you about May. So basically coming up to twelve months, and we have seen a lot of, obviously, fluctuations in the market.","start_word":4150,"end_word":4779,"sentiment":"neutral","sentiment_score":0.04261295178106853},{"text":"So despite all of that, after fees, your portfolio in the last twelve months has still gone up by 10.87%, which is really good considering what's going on in the market and that we are in a bit more of that balanced growth option. So I'm very happy with that.","start_word":4780,"end_word":4829,"sentiment":"positive","sentiment_score":0.548643548488617},{"text":"Well, a 10.8 that what's and what is the, like, you know, the average for what are they doing? Like, you know, the can Yeah. you So actually to compare it, there is compare so many different options because the thing it you'd have to look at first is to the risk allocation. So how how much you have in growth, how much you have in defensive, and then depending on which one you'd look at. But for a reference, a lot of the other portfolios that we've, you know, have researched and looked at that has higher risk than yours, which is meaning you you take on a bit more risk to try to get higher returns, you have actually achieved a higher return than those even though you're in a more defensive portfolio.","start_word":4830,"end_word":4964,"sentiment":"neutral","sentiment_score":0.09977658838033676},{"text":"So at the moment, that worked out really well given the the market condition and, like, gold and everything in your portfolio has done really, really well.","start_word":4965,"end_word":4991,"sentiment":"positive","sentiment_score":0.5300278067588806},{"text":"So Oh, my as screen has it. That's right. yeah.","start_word":4992,"end_word":5001,"sentiment":"neutral","sentiment_score":0.1368584781885147},{"text":"So very good news given the turbulent twelve months we have had in the market.","start_word":5002,"end_word":5016,"sentiment":"positive","sentiment_score":0.3434690833091736},{"text":"And, again, Yeah. this is all after fees. So even though, obviously, you've been at work and not contributing, Yes. and, obviously, you still have, you know, your admin fees and advice fees and everything, your return on your investment alone in twelve months have still gone up by 10.87%, Oh my god.","start_word":5017,"end_word":5069,"sentiment":"neutral","sentiment_score":0.11166037619113922},{"text":"That's amazing. which is really good considering, Yes.","start_word":5070,"end_word":5077,"sentiment":"positive","sentiment_score":0.5024034976959229},{"text":"yeah, everything that's going on in the the market.","start_word":5078,"end_word":5086,"sentiment":"neutral","sentiment_score":0.26231053471565247},{"text":"So very Oh, happy it makes with me that. so happy, Veronica. I So love that.","start_word":5087,"end_word":5102,"sentiment":"positive","sentiment_score":0.504557192325592},{"text":"Because, I mean, like you said, yeah. you know well, I mean, look, I at the end of the day, I trusted you because remember I freaked Yeah. Yeah. out last time. Time. And you're Yeah. like, Yeah. it's I don't understand. And you guys moved me because I from what I remember, just off memory without the looking Yes. at the piece of paper. When I retire at 65, it looks like I'm well, can you see it on screen now? Yes. Yes. What's this? Tell Let me me my see. I can tell I me the can amount. go to that It one? might Sorry. seem happy. Yeah. Sorry. At the moment, let me get this up for you, which is the second attachment, actually. So if you go I'm sorry. My out bad. of that one and then you go through the one where it says super summary, super only. If you open that one, Yes. I did. that has your current balance on it. I'm gonna open So, it in my drive, yep. save the drive. Hang on. I'm just saving it to my drive. Did Yeah. I wanna do No. That's alright. okay. I'll open. Alright. Let me put my glasses on. Superannuation. What's is that 300,000? Yes. So at the moment, you have 309,760 and 63<unk>.","start_word":5103,"end_word":5326,"sentiment":"neutral","sentiment_score":0.05352178861254027},{"text":"So it has gone up quite a bit, which is great, and it's heading the right direction, which, again, is a very good thing. And, obviously, when you start working as well, that's gonna I'm gonna make that's a bigger right.","start_word":5326,"end_word":5367,"sentiment":"positive","sentiment_score":0.5596932172775269},{"text":"difference. Yeah. Well, I know. That's right. So Yeah. tell me no. Can I like, so when I retire, say the way it's going now, is there a way when you're a special machine to say, when I retire, what will be my payout? I can get the team to do a bit of an updated projection I'd love for that. you if you would like, and I can Yes. get them to are you happy for that to just be I'll just do kind of that same page where it has, like, the the returns. And what I can do as well so what I can do just to change the difference is your new occupation, how much is your income? Do you know? Oh, yeah. It's it's it's not a lot. I think it's gonna be 80 something. No. No. That's No. still I've good. got the car I've got the car as well. So so it's 80, the base, and then another 18. So it could I think it's gonna be all up 9 say $98.98. 98.","start_word":5367,"end_word":5545,"sentiment":"neutral","sentiment_score":0.06412700472097824},{"text":"Perfect.","start_word":5546,"end_word":5546,"sentiment":"positive","sentiment_score":0.5845416784286499},{"text":"Now of that, do you know so, obviously, you're getting employer contribution. And did do they have, like, a special enterprise bargain agreement, or is it just kind of standard rates for super and stuff like They that? they put in the contract just so they're just gonna give these whatever the the Standard. standard rate of Yep. which is what? Nine Half. percent, isn't it? 12. 12% Oh, cool. now, which is Okay. good.","start_word":5547,"end_word":5621,"sentiment":"neutral","sentiment_score":0.03773896023631096},{"text":"That's Yeah. great. Every financial year has gone up a little bit, so that's good.","start_word":5622,"end_word":5636,"sentiment":"positive","sentiment_score":0.5249087810516357},{"text":"Now So I will then I will I'll put in 200. Should okay. I or should I I don't know. Yep. What do you think? It's it's also how your finances are looking. So if you're so with your employer first, if we start there, do you get the contribution on your base, so your 80, or do you get it on the 98? What does that mean? So for your base income so you said, obviously, that's 18,000 extra. What is that for? Is Yes. that Oh, did that's you the say car. a car? That's the car. Yeah. That's Okay. the car. Cool. So it would be on the 80. So what they are doing then is that they would pay you 12% of your base income. So of the 80,000, that's what they are required to put into your superannuation. So Yeah. But then I I can put on top of that, obviously. correct. You can. And would So you you recommend can do getting pregnant? it depends on what your goals are. So if you are wanting to maximize your superannuation growth and you have the cash flow to put that aside, then that is a great way to boost your super further and reduce your taxable income.","start_word":5637,"end_word":5848,"sentiment":"neutral","sentiment_score":0.07010693103075027},{"text":"That is a great way to do it.","start_word":5849,"end_word":5856,"sentiment":"positive","sentiment_score":0.4534116685390472},{"text":"If You need to help the me with that certificate? Yes. I I mean, I look. Right now, I yeah. Like I said, the only bills that I've got, I haven't got anything Yep. owing anymore. You know, the the body corporate's the Yeah. biggest one that comes in. Yep. Yep. And, you know, like so I I wanna reduce my because, I mean, obviously, I'm gonna pay Yep. I think you guys projected, hopefully, 30 or 40 because I paid 20 I paid $20 in my superannuation last year to reduce the tax. Yep. So it's Yes. gonna be Yes. hopefully, reduce to 40. I think 40 or Mhmm. 30. I can't remember, but Mhmm. I don't wanna do 50. Maybe 30. I I can't remember. So Yep. okay. So I can when should I do alright. Yeah. Keep talking. You tell me. Tell me. Tell me. Yep. Stop. Stop. Yep. Stop. Yeah. Stop. Stop. Yeah. Now how so, obviously, with your with your income, when you get it let me see here, and I can calculate how much you're gonna get. So you don't need most of that to cover bills and expenses and other, I guess, traveling or anything like that. So after tax, you're gonna get about 63,612. Say it again? What How much? so after tax, you will get from your income about 63,612 is what you will get in your pocket after Yes. Yep. you pay tax on your income. So out of that, obviously, if we look at on a do you know if you get paid Weekly. weekly? Okay. Perfect. Sorry.","start_word":5857,"end_word":6125,"sentiment":"neutral","sentiment_score":0.006590656527633117},{"text":"I can't do that.","start_word":6126,"end_word":6129,"sentiment":"negative","sentiment_score":-0.3415603041648865},{"text":"So on a let me see here. Let me see here. My computer is having a bit of a moment. It's almost like that was technology, isn't it? It's great when it works, and then when it doesn't work, it's very frustrating. So it will be about roughly about 1,223 that you will get per week. So One second. out of that, let's say, 1,000 let's say just 1,200 for rounding, how much of that would you want to put aside for, you know, bills and travel and other things, and how much would you be okay to put into super to boost it a little bit extra?","start_word":6130,"end_word":6237,"sentiment":"neutral","sentiment_score":-0.025459108805214917},{"text":"I think what I could do at the because I mean oh god. I really had to like, how exciting.","start_word":6238,"end_word":6257,"sentiment":"positive","sentiment_score":0.4285920560359955},{"text":"Alright. Because I don't wanna tax my my I don't wanna tax my my savings anymore. Yep. I wanna leave them, and I wanna possibly do something with them. After tax, hopefully, I'll have a 180, maybe. No. Probably a 160 pay for. Anyway so I don't know. Well, the easiest thing for me because, I mean, like, that's I've never had such minimal money coming in. So Yeah. and I right? Mhmm. Look. Any like I said, I it's about let's say a $100 a month for my my electricity. Yeah. Yep. Right now, the body corporate's at a quarter is 1,900. I'm paying 1,970, say, for a quarter to the lot, but that's what I'm paying. I've got a gym. It's in the city.","start_word":6258,"end_word":6383,"sentiment":"neutral","sentiment_score":0.11087816208600998},{"text":"It's, like, nice.","start_word":6384,"end_word":6386,"sentiment":"positive","sentiment_score":0.3597336709499359},{"text":"Whatever. I Yep. okay. So and so I need that. I the what's what's that? That's, like, $10.10, $12, isn't it, for body corporate that I need? Yeah. Yeah.","start_word":6387,"end_word":6415,"sentiment":"neutral","sentiment_score":0.05476784706115723},{"text":"So so you still have, like, a pretty decent, obviously, surplus of of cash, which is great. And the Yeah. good Yeah.","start_word":6416,"end_word":6437,"sentiment":"positive","sentiment_score":0.4240264296531677},{"text":"thing with Yes. with salary sacrifice is that you can start with any amount and then work your way. You can you can obviously if you have more bills or anything, you can stop whenever you want to, or you can increase it.","start_word":6438,"end_word":6480,"sentiment":"neutral","sentiment_score":0.2753646969795227},{"text":"So it's very flexible with that.","start_word":6481,"end_word":6486,"sentiment":"positive","sentiment_score":0.37193018198013306},{"text":"Sometimes where people will start is, I guess, in terms of, like, how much you should do, it's, like, the one thing to be mindful of is, okay. Well, everything will be locked into super until you meet a condition of release. So for example, if you stop working and you turn 60, that will be when you can access everything tax free. Or if you wanna keep working, you know, 65 otherwise. So if you put it as a sacrifice into super, it will obviously stay there until sorry. It's kind of locked in, so you won't be able to use it. So that's the kind of Yes.","start_word":6487,"end_word":6595,"sentiment":"neutral","sentiment_score":0.03474871264215251},{"text":"yeah. As long as as long as you're happy with that.","start_word":6596,"end_word":6606,"sentiment":"positive","sentiment_score":0.4634594023227692},{"text":"So what I can even do for you is if you wanna tell me roughly some amount that you are thinking of, then I was thinking I maybe can 200 have about 200 a week, a Every fortnight, week. a month, every month. Not every Okay. week. No. Weeks. So Week.","start_word":6607,"end_word":6657,"sentiment":"neutral","sentiment_score":0.0935543030500412},{"text":"Perfect.","start_word":6658,"end_word":6658,"sentiment":"positive","sentiment_score":0.40355032682418823},{"text":"So what I can Yes, do sir. for you is when I get the team to send you the I'll send I can I'll send it, but I get the team to draft it up for you. Those updated projections of how things are tracking, I can do a second one Yes. Yes, which showing please. you, okay. If you put 200 per week in addition into superannuation, what will that look like? And Yes. then we can also put, okay. Well, how will that change your taxable income and roughly how much tax savings. Then at least you have everything in writing. You can have a think about it Yes.","start_word":6659,"end_word":6769,"sentiment":"neutral","sentiment_score":0.11507098376750946},{"text":"and let I me love know, that. Yes. and that that makes it a bit easier. So I can get all of that sorted for you.","start_word":6770,"end_word":6795,"sentiment":"positive","sentiment_score":0.46067261695861816},{"text":"Now I'll hopefully have it to you by end of tomorrow. If not, it might be Monday, but I'll tryna do as soon as I can Oh, no. for That's you. cool. Is that That's okay? that's yeah. Because I start Monday. Yep. I'm not gonna get paid. Like, you know, I've got it, like, from a probation period six months anyway, but this is Okay.","start_word":6796,"end_word":6861,"sentiment":"neutral","sentiment_score":0.03898204490542412},{"text":"just good to know.","start_word":6862,"end_word":6865,"sentiment":"positive","sentiment_score":0.4250970780849457},{"text":"It's just Yes.","start_word":6866,"end_word":6868,"sentiment":"neutral","sentiment_score":0.20450520515441897},{"text":"good to know, you know, with me Yeah.","start_word":6869,"end_word":6876,"sentiment":"positive","sentiment_score":0.4993569850921631},{"text":"putting money well, can I Yeah. have one with me not putting just one that I'm not contributing Yes. as well Yes. just to see the The dip? Yes. comparison. Yeah. And then it's Yes, always something please. you can assess. So I'll do one where it's just normal. Right now, your employer contribution, the way things are going, no extra, and then another one showing $200 per week. And you can then obviously see kind of the difference on that We'll and how things past them are going. contribute well, and that by them contributing the minimum as well. Exactly. Exactly.","start_word":6877,"end_word":6978,"sentiment":"neutral","sentiment_score":0.04393097758293152},{"text":"Yep. So that will be that will be in there for you. So I will Okay. get the team I to love it. sort that for you.","start_word":6979,"end_word":7005,"sentiment":"positive","sentiment_score":0.5198482275009155},{"text":"Okay. Now a couple of more things, and I'll let you go today, Yes. Poppy. In the documents, you will also see so you saw one where it was the No. I've gotta sign that that form that that the the acceptance form or whatever it is that's that you yes. need that. Yes. Yes. I'll Sorry. get that Other otherwise, in the documents, I'll let you have a read over that in your own time. You mentioned the OQ services guide or financial services guide. That's just in there for for your reference. So it's a bit of an updated version. to you.","start_word":7006,"end_word":7109,"sentiment":"neutral","sentiment_score":0.07243931293487549},{"text":"We've had a bit of an extension to the team, which is great. It's all in there for you.","start_word":7110,"end_word":7128,"sentiment":"positive","sentiment_score":0.45723703503608704},{"text":"Had a bit of a revamp in marketing as well. So it's just there for your reference. It's just an updated version, but, basically, similar to the other ones, just giving you all the important information about us. As you have a look through it, you'll also see a photo of myself there again.","start_word":7129,"end_word":7182,"sentiment":"neutral","sentiment_score":0.17106780409812927},{"text":"So that's Beautiful. all in there for that's all in there for you.","start_word":7183,"end_word":7195,"sentiment":"positive","sentiment_score":0.5213550925254822},{"text":"And, yes, the true documents, if you're happy to do so, that we'll need you to sign is that ongoing service agreement just to say that you are happy to stay on as the client. But as you know from last time, there is no locking contract. The fee stays exactly the same at at 1.65. There is no changes to the fee structure and no locking contract. It just basically means that we can keep servicing you for the time being and obviously have you on your regular reviews and stuff like that and and how things are tracking. Yeah. Look.","start_word":7196,"end_word":7297,"sentiment":"neutral","sentiment_score":0.17913819360090236},{"text":"I'm happy with the 10%.","start_word":7298,"end_word":7302,"sentiment":"positive","sentiment_score":0.4421504735946655},{"text":"I hate I do hate how expensive you are, but whatever. I mean, yeah, you know, I've and I'm you guys restructured the last time for me, so Yes.","start_word":7303,"end_word":7331,"sentiment":"neutral","sentiment_score":-0.049784500151872635},{"text":"I'm I'm happy. I'm happy.","start_word":7332,"end_word":7336,"sentiment":"positive","sentiment_score":0.47263333201408386},{"text":"Yeah. And and, yeah, you give me these piece of papers that tell me millions of dollars.","start_word":7337,"end_word":7353,"sentiment":"neutral","sentiment_score":-0.26349130272865295},{"text":"I'm fucking really got it.","start_word":7354,"end_word":7358,"sentiment":"negative","sentiment_score":-0.5923881530761719},{"text":"Right? Yes. Yes. I'm signing it right now. I'll I'm gonna get Perfect. that sent to you, and Yeah. Perfect. I'll wait Monday, Tuesday. You get that stuff to me, and we'll have another Yes. chat. And then Exactly. we'll all next I week anyway. guess. All all next week, when you do send it to me, I'm gonna be Yes. in Sydney doing my Okay. induction. That's okay. Yeah. So Yeah. I won't look at it till the week after anyway. Do you know And what I mean? that's fine. And that's just you can have a look at it. You know, if you if you have any questions or wanna book in and catch up to talk about this further, you know, just let me know Yes. or just respond to the email. I will cc my colleague, Whitlam, who will also be kind of my dedicated admin assistance moving forward as well to make it really easy and make it quick. Sorry. I'll cc him in the email as well so he can also see responses. So if I'm I'm out of the office on Friday so if there's ever a situation where you email in on a Friday, then he will get the email and, you know, keep you in the loop on everything like that as well. No problem. All done.","start_word":7359,"end_word":7584,"sentiment":"neutral","sentiment_score":0.13768401741981506},{"text":"Yeah. Perfect. Alright. Perfect. Thank you so much, Veronica. Thank you so No much very problem.","start_word":7585,"end_word":7600,"sentiment":"positive","sentiment_score":0.6283114552497864},{"text":"soon. No problem. I'm always here if you need anything copy. And like I said, keep a lookout for those emails. I'll get them to you by latest Monday. I'll try to have it sooner.","start_word":7601,"end_word":7635,"sentiment":"neutral","sentiment_score":0.2534158527851105},{"text":"Thank you, And anything else you need, let me know, and I hope it all goes well on Monday at the conference.","start_word":7636,"end_word":7657,"sentiment":"positive","sentiment_score":0.47556233406066895},{"text":"And, yeah, just let me know how everything is traveling.","start_word":7658,"end_word":7667,"sentiment":"neutral","sentiment_score":0.27696630358695984},{"text":"Thank you. Thank you so much, darling. Thanks for everything. No problem at all. We'll speak soon, Poppy.","start_word":7668,"end_word":7685,"sentiment":"positive","sentiment_score":0.6097927093505859},{"text":"Bye.","start_word":7686,"end_word":7686,"sentiment":"neutral","sentiment_score":0.2763776183128357},{"text":"Alright. Love you. Alright. I'll see you.","start_word":7687,"end_word":7693,"sentiment":"positive","sentiment_score":0.4309617280960083},{"text":"Bye.","start_word":7694,"end_word":7694,"sentiment":"neutral","sentiment_score":0.2311379611492157},{"text":"Thank You you.","start_word":7695,"end_word":7697,"sentiment":"positive","sentiment_score":0.51429283618927},{"text":"too. Bye.","start_word":7698,"end_word":7699,"sentiment":"neutral","sentiment_score":0.25491786003112793},{"text":"Bye, darling.","start_word":7700,"end_word":7701,"sentiment":"positive","sentiment_score":0.3528178930282593},{"text":"Bye bye.","start_word":7702,"end_word":7703,"sentiment":"neutral","sentiment_score":0.17865172028541565}],"average":{"sentiment":"neutral","sentiment_score":0.02357252581192104}}}}